# EDGAR Filing Document

**Accession Number:** 0002034290
**File Stem:** 0001999371-26-003202
**Filing Date:** 2026-2
**Character Count:** 3887893
**Document Hash:** 65bcec2a628841d33150f404034bfe87
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001999371-26-003202.hdr.sgml**: 20260212

**ACCESSION NUMBER**: 0001999371-26-003202

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 24

**CONFORMED PERIOD OF REPORT**: 20260212

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20260212

**DATE AS OF CHANGE**: 20260212

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Other/Combined

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Atlas A&D Opportunity Fund III LP
- **CENTRAL INDEX KEY:** 0002034290

**ORGANIZATION NAME:**
- **EIN:** 882587698
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-07265
- **FILM NUMBER:** 26627275

**BUSINESS ADDRESS:**
- **STREET 1:** 1720 HARRISON STREET
- **STREET 2:** 7TH FLOOR
- **CITY:** HOLLYWOOD
- **STATE:** FL
- **ZIP:** 33020
- **BUSINESS PHONE:** 954-507-0000

**MAIL ADDRESS:**
- **STREET 1:** 1720 HARRISON STREET
- **STREET 2:** 7TH FLOOR
- **CITY:** HOLLYWOOD
- **STATE:** FL
- **ZIP:** 33020

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Atlas A&D Opportunity Fund III LLC
- **DATE OF NAME CHANGE:** 20240816
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Atlas A&D Opportunity Fund III LP
- **CENTRAL INDEX KEY:** 0002034290

**ORGANIZATION NAME:**
- **EIN:** 882587698
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 1720 HARRISON STREET
- **STREET 2:** 7TH FLOOR
- **CITY:** HOLLYWOOD
- **STATE:** FL
- **ZIP:** 33020
- **BUSINESS PHONE:** 954-507-0000

**MAIL ADDRESS:**
- **STREET 1:** 1720 HARRISON STREET
- **STREET 2:** 7TH FLOOR
- **CITY:** HOLLYWOOD
- **STATE:** FL
- **ZIP:** 33020

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Atlas A&D Opportunity Fund III LLC
- **DATE OF NAME CHANGE:** 20240816
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Atlas A&D Opportunity Fund III LP
- **CENTRAL INDEX KEY:** 0002034290

**ORGANIZATION NAME:**
- **EIN:** 882587698
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 1720 HARRISON STREET
- **STREET 2:** 7TH FLOOR
- **CITY:** HOLLYWOOD
- **STATE:** FL
- **ZIP:** 33020
- **BUSINESS PHONE:** 954-507-0000

**MAIL ADDRESS:**
- **STREET 1:** 1720 HARRISON STREET
- **STREET 2:** 7TH FLOOR
- **CITY:** HOLLYWOOD
- **STATE:** FL
- **ZIP:** 33020

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Atlas A&D Opportunity Fund III LLC
- **DATE OF NAME CHANGE:** 20240816

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

------

**FORM ABS-15G**

**ASSET-BACKED SECURITIZER REPORT**

**Pursuant to Section 15G of**

**the Securities Exchange Act of 1934**

**Atlas A&D Opportunity Fund III LP**

**Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:**

☐ **Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period _______ to __________**

Date of Report (Date of earliest event reported): _______

------

(Exact name of securitizer as specified in its charter)

---

| | |
|:---|:---|
| **(Commission File Number of securitizer)** | **(Central Index Key Number of securitizer)** |

---

Name and telephone number, including area code, of the person<br> to contact in connection with this filing

------

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

&nbsp;&nbsp;&nbsp;&nbsp;**☒** **Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)** 

**A&D Mortgage Trust 2026-NQM2**

(Exact name of issuing entity as specified in its charter)

Central Index Key Number of Sponsor: **0002034290**

Central Index Key Number of issuing entity (if applicable):

Central Index Key Number of underwriter (if applicable): ____

 **Lana Izgarsheva, Secretary, (305) 760-7004**

Name and telephone number, including area code of the person

to contact in connection with this filing

**PART I – REPRESENTATION AND WARRANTY INFORMATION**

---

| | |
|:---|:---|
| **Item 1.01** | **Initial Filing of Rule 15Ga-1 Representations and Warranties Disclosure** |

---

Not applicable.

---

| | |
|:---|:---|
| **Item 1.02** | **Periodic Filing of Rule 15Ga-1 Representations and Warranties Disclosure** |

---

Not Applicable.

---

| | |
|:---|:---|
| **Item 1.03** | **Periodic Filing of Rule 15Ga-1 Representations and Warranties Disclosure** |

---

Not Applicable.

**PART II – FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

---

| | |
|:---|:---|
| **Item 2.01** | **Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer** |

---

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

---

| | |
|:---|:---|
| **Item 2.02** | **Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Underwriter** |

---

Not Applicable.

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | |
|:---|:---|
| **Atlas A&D Opportunity Fund III LP** | **Atlas A&D Opportunity Fund III LP** |
| (Sponsor) | (Sponsor) |
| By: | /s/ Maksim Slyusarchuk |
| Name: | Maksim Slyusarchuk |
| Title: | Managing Director |

---

Date: February 12, 2026

**EXHIBIT INDEX**

---

| | |
|:---|:---|
| &nbsp;&nbsp;[99.1](ex99-1.htm) | &nbsp;&nbsp;Clarifii LLC ("Clarifii") Narrative |
| &nbsp;&nbsp;[99.2](ex99-2.htm) | &nbsp;&nbsp;Clarifii Rating Agency Grades Detail Report |
| &nbsp;&nbsp;[99.3](ex99-3.htm) | &nbsp;&nbsp;Clarifii Rating Agency Grades Summary Report |
| &nbsp;&nbsp;[99.4](ex99-4.htm) | &nbsp;&nbsp;Clarifii Data Compare Report |
| &nbsp;&nbsp;[99.5](ex99-5.htm) | &nbsp;&nbsp;Clarifii Valuation Report |
| &nbsp;&nbsp;[99.6](ex99-6.htm) | &nbsp;&nbsp;Mission Global, LLC ("Mission") Due Diligence Review Narrative Summary |
| &nbsp;&nbsp;[99.7](ex99-7.htm) | &nbsp;&nbsp;Mission Valuation Report |
| &nbsp;&nbsp;[99.8](ex99-8.htm) | &nbsp;&nbsp;Mission Rating Agency Grades Summary Report |
| &nbsp;&nbsp;[99.9](ex99-9.htm) | &nbsp;&nbsp;Mission Rating Agency Grades Detail Report |
| &nbsp;&nbsp;[99.10](ex99-10.htm) | &nbsp;&nbsp;Mission Data Compare Summary |
| &nbsp;&nbsp;[99.11](ex99-11.htm) | &nbsp;&nbsp;Mission Data Compare Detail |
| &nbsp;&nbsp;[99.12](ex99-12.htm) | &nbsp;&nbsp;Maxwell Diligence Solutions, LLC ("Maxwell Diligence") Executive Summary |
| &nbsp;&nbsp;[99.13](ex99-13.htm) | &nbsp;&nbsp;Maxwell Diligence Valuation Report |
| &nbsp;&nbsp;[99.14](ex99-14.htm) | &nbsp;&nbsp;Maxwell Diligence Data Compare Summary Report |
| &nbsp;&nbsp;[99.15](ex99-15.htm) | &nbsp;&nbsp;Maxwell Diligence Data Compare Report |
| &nbsp;&nbsp;[99.16](ex99-16.htm) | &nbsp;&nbsp;Maxwell Diligence Grading Report |
| &nbsp;&nbsp;[99.17](ex99-17.htm) | &nbsp;&nbsp;Maxwell Diligence Standard Exceptions Report |

---

## Exhibit 99.1

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.1**

![](ex991001.jpg)

**EXECUTIVE SUMMARY**

**ADMT 2026-NQM2**

**By Clarifii LLC on February 10, 2026**

ADMT 2026-NQM2 Due Diligence Narrative Report – PagE \| 1

![](ex991001.jpg)

**CLARIFII CONTACT INFORMATION** 

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Christine Aug** | &nbsp;&nbsp;**Jason Luttenberger** |
| &nbsp;&nbsp;&nbsp; Vice President of Due Diligence | &nbsp;&nbsp;&nbsp; President and Chief Operating Officer |
| &nbsp;&nbsp;&nbsp; Phone: 813.735.4487 | &nbsp;&nbsp;&nbsp; Phone: 917.742.7797 |
| &nbsp;&nbsp;&nbsp; E-mail: Christine.Aug@Clarifii.com | &nbsp;&nbsp;&nbsp; E-mail: Jason.Luttenberger@Clarifii.com |

---

**OVERVIEW**

Clarifii LLC ("Clarifii") conducted an independent third-party pre-securitization due diligence review (the "Review") of 65 loans (the "Loans") and these loans were subsequently acquired by A&D Opportunity Fund III LP (the "Client") for the ADMT 2026-NQM2 transaction. The loans referenced in this narrative report were reviewed 10/2025 through 01/2026 by Clarifii. This narrative report provides information about the scope of work performed by Clarifii, and the results of Clarifii's review.

**ORIGINATORS**

Origination channels for the loans in this review:

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Origination Channel** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Retail | &nbsp;&nbsp;1 | &nbsp;&nbsp;1.54% | &nbsp;&nbsp;$125250.00 |
| &nbsp;&nbsp;Wholesale | &nbsp;&nbsp;64 | &nbsp;&nbsp;98.46% | &nbsp;&nbsp;$54237243.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**65** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$54362493.00** |

---

The Review consisted of a population of 65 loans, with an aggregate principal balance of $54,362,493.00.

**CLARIFII'S THIRD PARTY REVIEW (TPR) SCOPE OF WORK**

The scope of work for this transaction consisted of credit, property valuation, and regulatory compliance reviews, plus a data integrity check, and were performed in accordance with rating agency loan level review standards in place as of the date of the review.

The Review was conducted consistent with the criteria for the specific Nationally Recognized Statistical Rating Organizations (NRSROs).

**LOAN SAMPLING**

The Client defined the sample size and requested Clarifii to perform a random sample of the Loans to be included in the Review. To Clarifii's knowledge, the Review covered 100% of the transaction loan population.

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Identity of NRSRO** | &nbsp;&nbsp;**Title and Date of Criteria** |
| &nbsp;&nbsp;Fitch Ratings, Inc. | &nbsp;&nbsp;U.S. RMBS Rating Criteria, October 1, 2025 |
| &nbsp;&nbsp;Kroll Bond Rating Agency, LLC | &nbsp;&nbsp;U.S. RMBS Rating Methodology, December 7, 2023 |

---

ADMT 2026-NQM2 Due Diligence Narrative Report – PagE \| 2

![](ex991001.jpg)

**DATA INTEGRITY**

Clarifii performed a data comparison review of the data fields provided by the Client on the loan tape to the data found in the Loan file as captured by Clarifii. This comparison, when specific data was available, included the following data fields and tolerance levels noted below.

---

| |
|:---|
| &nbsp;&nbsp;**Data Compare Fields** |
| &nbsp;&nbsp;Amortization Term |
| &nbsp;&nbsp;Application Date |
| &nbsp;&nbsp;Balloon Flag |
| &nbsp;&nbsp;Borrower 1 Birthdate |
| &nbsp;&nbsp;Borrower 1 Email or Internet |
| &nbsp;&nbsp;Borrower 1 First Name |
| &nbsp;&nbsp;Borrower 1 Last Name |
| &nbsp;&nbsp;B1 Originator Citizenship Designation |
| &nbsp;&nbsp;Borrower 1 Phone Number |
| &nbsp;&nbsp;Borrower 1 SSN |
| &nbsp;&nbsp;Borrower 2 First Name |
| &nbsp;&nbsp;Borrower 2 Last Name |
| &nbsp;&nbsp;B2 Originator Citizenship Designation |
| &nbsp;&nbsp;Borrower 2 SSN |
| &nbsp;&nbsp;Calculated DSCR |
| &nbsp;&nbsp;Cash Disbursement Date |
| &nbsp;&nbsp;First Payment Date |
| &nbsp;&nbsp;HOA Flag |
| &nbsp;&nbsp;Initial Monthly P&I Or IO Payment |
| &nbsp;&nbsp;Interest Only Flag |
| &nbsp;&nbsp;Interest Only Term |
| &nbsp;&nbsp;Interest Rate |
| &nbsp;&nbsp;Investor Loan ID |
| &nbsp;&nbsp;Is the Condo Project warrantable |
| &nbsp;&nbsp;Lien Position |
| &nbsp;&nbsp;Loan ID |
| &nbsp;&nbsp;Loan Purpose |
| &nbsp;&nbsp;Maturity Date |
| &nbsp;&nbsp;MIN No |
| &nbsp;&nbsp;Note Date |
| &nbsp;&nbsp;Number of Units |
| &nbsp;&nbsp;Occupancy |
| &nbsp;&nbsp;Prepayment Penalty Flag |
| &nbsp;&nbsp;Prepayment Penalty Total Term |
| &nbsp;&nbsp;Primary Appraised Property Value |
| &nbsp;&nbsp;Property Address |
| &nbsp;&nbsp;Property City |
| &nbsp;&nbsp;Property County |
| &nbsp;&nbsp;Property State |
| &nbsp;&nbsp;Property Type |
| &nbsp;&nbsp;Property Zip Code |
| &nbsp;&nbsp;Qualifying CLTV |
| &nbsp;&nbsp;Qualifying FICO |
| &nbsp;&nbsp;Qualifying LTV |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio |
| &nbsp;&nbsp;Sales Price |
| &nbsp;&nbsp;Seller Loan ID |
| &nbsp;&nbsp;ULI |
| &nbsp;&nbsp;Vested Business Entity Name |

---

ADMT 2026-NQM2 Due Diligence Narrative Report – PagE \| 3

![](ex991001.jpg)

**CREDIT UNDERWRITING**

Clarifii reviewed each Loan file to determine the adherence to defined underwriting or credit extension guidelines, standards, criteria, or other requirements provided by Client, including, as applicable, Ability to Repay and Qualified Mortgage requirements. The Credit Qualification review consisted of the following:

● **Loan Attributes** 

To determine borrower program eligibility, Clarifii verified the following loan attributes and, where applicable, recalculated based on the information provided:

– Assets and Reserves

– Gross Income

– Lien Position

– Loan Purpose

– Housing History

– Loan to Value Ratio (LTV) and Combined Loan to Value Ratio (CLTV)

– Monthly Debt

– Occupancy

– Property Type

– Qualifying principal, interest, tax, insurance, and association dues (PITIA)

– Debt to Income Ratio (DTI)

– Residual Income

– Debt Service Coverage Ratio (DSCR)

● **Credit Application** 

Clarifii verified the following items per the Uniform Residential Loan Application Form 1003 (1003):

– All known borrower-owned properties are disclosed on the Real Estate Owned (REO) Section 2

– Borrower(s) employment history

– Citizenship and eligibility

– First time home buyer status

– The application was signed by all borrowers

– The application was substantially complete

ADMT 2026-NQM2 Due Diligence Narrative Report – PagE \| 4

![](ex991001.jpg)

● **Credit History** 

Clarifii verified the following items:

– A credit report or alternative credit history as applicable to loan type is present for each borrower

– Bankruptcy and foreclosure seasoning

– Captured the monthly consumer debt payments for use in the applicable DTI calculation

– Installment and revolving payment history

– Mortgage/Rental payment history

– Verified and reviewed Real Estate Owned, Office of Foreign Assets Control (OFAC) search, and Fraud Alerts

– Number of tradelines

– Credit Score(s) and Qualifying Score Methodology

● **Employment and Income** 

When applicable, Clarifii determined whether all supporting documentation as required by the guidelines and Ability to Repay/Qualified Mortgage Rule (ATR/QM) were complete and accurate. The documentation was used to verify whether the income used to qualify the loan was calculated in accordance with the guidelines. Documentation verified employment and income were deemed acceptable if it was a third-party document as required by the guidelines and ATR when applicable and may include:

– Tax returns

– Financial statements

Paystubs

– IRS Form W-2s

– IRS Form 1099

– IRS documents

– Bank statements

– Lease agreements

– Award letters

– Other documentation in loan file

● **Fraud Review** 

For all Loans, Clarifii utilized the results from an independent, third-party fraud tool as well as information in the loan file to identify and address any potential misrepresentations including:

– Borrower identity

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Social
 Security inconsistencies

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Borrower
 name variations

– Occupancy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Borrower
 address history

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Subject
 property ownership history

– Employment

– Licensing verification with the Nationwide Multistate Licensing System & Registry (NMLS):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage
 lender/originator

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan
 officer

OFAC

ADMT 2026-NQM2 Due Diligence Narrative Report – PagE \| 5

![](ex991001.jpg)

● **Asset Review** 

Clarifii assessed whether the asset documentation required by the guidelines and ATR, when applicable, was present in the Loan file and within required timeframe. Documentation used to verify assets for down payment, closing costs, prepaid items and reserves may have included:

– Verification of deposits (VOD)

– Depository account statements

– Stock or security account statements

– Gift funds

– Settlements statements

– Other evidence of conveyance and transfer of funds if a sale of assets was involved

– Other documentation in loan file

– Asset documents were reviewed to determine any large deposits and appropriate sourcing of funds

● **Property** **Insurance and Taxes** 

Clarifii confirmed the presence of the insurance and tax information for the following:

– Confirmed that the flood certification is for the correct borrower, property, lender, and loan number and is a "Life of Loan" certification

– Confirmed that the mortgagee clause lists the lender's name and "its successors and assigns"

Confirmed that the premium amount on both the hazard and flood insurance match figures from the DTI calculations

For condominium properties, confirmed that the blanket policy meets the minimum amount of coverage in the guidelines

For properties in a flood zone, per the flood certification, confirmed that flood insurance meets guideline requirements in the file and met the minimum required amount of coverage in the guidelines

– Reviewed Tax Certificate to verify and compare monthly escrows used to calculate DTI matches and taxes are current

Verified that the hazard insurance meets the minimum required amount of coverage in the guidelines

● **Debt Service Coverage Ratio (DSCR)** 

– Calculated DSCR, as required by guidelines

– Confirmed documentation requirements have been met

Summed principal and interest or interest payment, along with taxes, insurance and HOA payments to arrive at monthly property expense. This summed amount is used as the denominator to the monthly lease or estimated lease income, as required by guidelines

**DOCUMENT REVIEW**

Clarifii reviewed each Loan file and verified if the following documents were included in the file and if the data on these documents was consistent (where applicable):

● **Initial and Final 1003 Application** 

● **Note** 

● **Mortgage/Deed of Trust** 

● **Appraisal** 

● **Sales Contract** 

ADMT 2026-NQM2 Due Diligence Narrative Report – PagE \| 6

![](ex991001.jpg)

● **Title Commitment/Policy** 

● **Junior Lien/Subordination Agreement** 

● **Mortgage Insurance** 

● **Underwriting Approval Documentation inclusive, but not limited to documents listed in the Credit Review section** 

● **Flood Certification** 

● **Initial and Final Loan Estimate (LE)** 

● **Initial and Final and Closing Disclosure (CD)** 

● **Post-Consummation Closing Disclosure (PCCD), as applicable** 

**COMPLIANCE REVIEW**

Clarifii reviewed each Loan file, when applicable, and verified that it was consummated in compliance with the applicable federal, state, and local anti-predatory lending statutes in effect at the time of origination of the mortgage loan. Compliance verification and validation that each mortgage loan met the relevant provisions of:

**Anti-** **Predatory Lending Requirements**, that are imposed by federal, state and/or local statutory, regulatory, or authoritative determinations (e.g., state constitutional provisions, ordinances, interpretations, judicial determinations, etc.) that impose civil or criminal liability upon the Assignee or may cause significant loss severity to the value of the Loan, including the Home Ownership and Equity Protection Act (HOEPA) and any state and local high-cost home loan laws. Assignee shall have the meaning as defined in the Truth in Lending Act (TILA).

**Truth in Lending Act (TILA)**, as amended by HOEPA, 15 U.S.C. §1601 et seq., as implemented by Regulation Z, 12 C.F.R. Part 1026

**Real Estate Settlement Procedures Act (RESPA)**, 12 U.S.C. §2603, as implemented by Regulation X, 12 C.F.R. Part 1024

**Equal Credit Opportunity Act (ECOA)**, 15 U.S.C. §1691, as implemented by Regulation B, 12 C.F.R. §1001.1(b)

● **Compliance Documentation Requirements** 

Clarifii reviewed the following documents as they related to regulatory compliance:

– Initial and final application (1003)

– Note, including all addendums

– Copy of note for any junior liens (if applicable)

– Mortgage / Deed of Trust, including all riders

– Initial, Interim, and Final Loan Estimates (LE)

Initial CD (i.e., the CD required to be received by the borrower(s) at least 3 business days prior to consummation) and re-disclosed CDs (as applicable and permitted by TILA/Regulation Z)

– Notice of Right to Cancel (when applicable)

– Rate Lock Date

– HOEPA Disclosures (when applicable)

– Initial Escrow Account Disclosure

ADMT 2026-NQM2 Due Diligence Narrative Report – PagE \| 7

![](ex991001.jpg)

● **Anti-Predatory Lending (Assignee Liability)** 

Loans were reviewed for violations of federal, state & local high cost, higher-priced and/or consumer finance laws and regulations that carry Assignee Liability, including those defined below. Any loan that is determined to be classified and/or defined as high cost, higher-priced, subprime, threshold, predatory high risk, covered or similar classification/definition was reported.

● **Compliance Testing of Truth-in-Lending Act (TILA)/Regulation Z Elements** 

Clarifii reverified and retested, when applicable, the following TILA and Regulation Z elements:

**TILA/RESPA Integrated Disclosure Testing (TRID)**

Reviewed and compared LEs and CDs with a report outlining any TILA violations, including a recalculation of disclosed finance charges, principal and interest calculations, proper completion of the Projected Payments table, total of payments, finance charges, amount financed, recalculation of disclosed APR and a review to determine if disclosure differences were within the allowed tolerances and disclosures were provided within the required timeframes. Testing was conducted to fulfill the elements Structured Finance Association (SFA) TRID Compliance Review Scope ("TRID Grid 3.0" v.12/05/2019).

**Right of Rescission** 

Reviewed the TILA Right of Rescission, Notice of Right to Cancel, including a verification of the transaction date and expiration date, ensured proper execution of the Notice of Right to Cancel by all required parties, verified the disbursement date and determined if a full three (3) day rescission period was provided to the borrower(s). The appropriate Model Form was tested according to applicable U.S. Court of Appeals, Circuit Court rulings.

**Qualified Mortgage and Ability to Repay**

Reviewed to ensure the mortgage loan meets the applicable Qualified Mortgage ("QM") and Ability-to-Repay ("ATR") requirements as set forth in regulations promulgated by the Consumer Financial Protection Bureau as found at 12 CFR § 1026.43.

**Real Estate Settlement Procedures Act (RESPA)/Regulation X**

Reviewed to ensure compliance with RESPA/Regulation X documentation and timing requirements in effect at origination of the mortgage loan for RESPA disclosures (Servicing Disclosure Statement; Affiliated Business Arrangement Disclosure; Initial Escrow Disclosure Statement; List of Homeownership Counselling Organizations).

**Equal Credit Opportunity Act (ECOA)/Regulation B**

Confirmed compliance with the January 18, 2014, requirements regarding the disclosure of the right to receive a copy of appraisals within three (3) business days of application, the right to receive a copy of the appraisals at least three (3) business days prior to consummation and any applicable waiver. The disclosure of the right to receive a copy of appraisals was met by the disclosure on the Loan Estimate pursuant to 12 CFR § 1026.27(m)(1).

**Fair Credit Reporting Act (FRCA)/Regulation V**

Confirmed compliance with the current FCRA/Regulation V requirements regarding risk-based pricing notice, credit score disclosure and Notice to Home Loan Applicant, as applicable.

**Miscellaneous Compliance Testing**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪  ***Mandatory Arbitration*** – Clarifii reported mandatory arbitration provisions present
 in the loan file.

ADMT 2026-NQM2 Due Diligence Narrative Report – PagE \| 8

![](ex991001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪  ***Single Premium Credit Insurance*** – Clarifii reported single premium credit insurance
 policies or debt cancellation agreements present in the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪  ***State prepayment and late charge restrictions*** – Clarifii reported instances where
 a prepayment penalty that exceeds the state permitted penalty has expired.

● **State and Local Anti-Predatory Requirements** 

The following is an itemization of the current and historical state and local anti-predatory lending requirements, considered customary in secondary market due diligence compliance testing and reviewed by Clarifii:

– Arkansas Home Loan Protection Act, Ark. Stat. Ann. § 23-53-101 et seq.

– California Anti-Predatory Lending ("Covered Loan", Cal. Fin. Code § 4970 et seq.

– California Higher-Priced Mortgage Loan ("CA HPML"), Cal. Fin. Code §4995 et seq.

– Colorado Consumer Equity Protection Act, Colo. Rev. Stat. § 5-3.5-101 et seq.

– Connecticut Abusive Home Loan Lending Practices Act, Conn. Stat. Ann. §36a-746 et seq. and the Responsible Lending and Economic Security Act, Conn. House Bill 5577 (2008).

– Connecticut Nonprime Home Loans, Conn. Gen. Stat. §§ 36a-760 et seq. (2008-2009) and (2009-Current)

District of Columbia Home Loan Protection Act of 2002, D.C. Official Code § 26-1151.01 et seq., as implemented by 20 D.C. Municipal Reg. § 2000.1 et seq. as well as DC Mortgage Disclosure Act of 2007.

– Florida Fair Lending Act, Fla. Stat. Ann. § 494.0078 et seq. (2002 – 2014).

– Georgia Fair Lending Act, Ga. Stat. Ann. § 7-6A-1 et seq. (as originally enacted by House Bill 02-1361 and as modified by Senate Bill 03-53).

– Idaho Residential Mortgage Practices Act, Idaho Code § 26-3101 et seq. (2003).

– Illinois High Risk Home Loan Regulations, 38 Ill. Admin. Code § 345.10 et seq. (Repealed)

– Illinois High Risk Home Loan Act, Public Act. 93-0561 (2003), Ill. Comp. Stat. tit. 815 §§ 137/1 et seq. (2004).

– Illinois Predatory Lending Database Program, Public Act 95-0691 (SB 1167).

– City of Chicago, Illinois, Anti-Predatory Lending Ordinance, Chicago Municipal Code, §§ 2-32-440; 2-32-455; 2-92-325; 4-4-155; 8-4-325.

– Cook County, Illinois, Anti-Predatory Lending Ordinance, Ordinance No. 240864 (2001) as amended by Illinois SB 1167 (2007).

– Indiana Home Loan Practices Act, as amended by HB 1179 (2005) Ind. Code § 24-9-1 et seq.

– Kansas Consumer Credit Code, Section 16a-3-308a, Kan. Stat. Ann. § 16a-1-101 et seq. 16.

– Kentucky Anti-Predatory Lending Statute, as amended by Kentucky House Bill 552 (2008), Ky. Rev. Stat. § 360.100 et seq.

Maine, An Act to Enhance Consumer Protections in Relation to Certain Mortgages, 9A Me. Rev. Stat. Ann. §§ 8-103(1); 8-206(8); 8-206A and Maine Legislative Document 1869 (2007), 2125 (2008) and 1439 (2009), and regulation Z-3.

Maryland Commercial Law, Mary. Stat. Ann. §§ 12-124.1; 12-127; 12-409.1; 12-1029 and as amended by Maryland Senate Bill 270 (2008) and Maryland Regulations under the Maryland Mortgage Lender Law (2009).

Maryland Regulations for Higher Priced Mortgage Loans, as promulgated under the Maryland Mortgage Lender Law, Md. Code Ann., Fin. Instit. Code §§ 11-501 et seq.; Md. Code Regs. §§ 09.03.06.01 et seq.

ADMT 2026-NQM2 Due Diligence Narrative Report – PagE \| 9

![](ex991001.jpg)

– Massachusetts High-Cost Mortgage Regulations, 209 CMR § 32.32 et seq. including MA House Bill 4387 (2008) 20. Massachusetts Predatory Home Loan Practices Act, M.G.L. Chapter 183I.

– Massachusetts "Borrower's Interest" Standard, M.G.L. Chapter 183, §28C.

– Massachusetts Mortgage Lender and Broker Regulations, 940 CMR § 8.00 (15-17).

– Massachusetts Regulations for Higher Priced Mortgage Loans, 209 Mass. Code Regs. §§ 32.00 et seq.

– Massachusetts Subprime ARMs to First Time Homebuyers, M.G.L. Chapter 184, §17B.5.

– Michigan Consumer Mortgage Protection Act, Mich. Stat. Ann. § 445-1631 et seq.

– Minnesota Mortgage Originator and Service Licensing Act, § 58.137 et al. (S.F. 2988 (2002) and as amended by House File 1004 and SF 98 (2007) and SF 3154 and 3214 (2008).

– Nebraska Mortgage Bankers Registration and Licensing Act, Neb. Stat.§ 45-702 et seq.

– Nevada Anti-Predatory Lending Law, AB No. 284 (2003), as amended by AB 4 (2007), Nev. Rev. Stat. § 598D.010 et seq.

– New Jersey Home Ownership Security Act of 2002, NJ Stat. Ann. § C:46:10B-22 et seq.

– New Mexico Home Loan Protection Act, SB 449 (2003) and as amended by SB 342 (2009), N.M. Stat. Ann. § 58-21A-1 et seq.

– New York High-Cost Home Loan Regulations (1A – Original Part 41), 3 NYCCR Part 41 (2001).

– New York High-Cost Home Loan Act (1B - § 6-l), N.Y. Bank. L. Ch. 626., as implemented by 3 NYCCR Part 41 (2003) and as amended by Senate Bill 8143-A (2008).

– New York Subprime Home Loans, NY Bank. Law § 6-m.

North Carolina Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-1.1A to 24-10.2 and North Carolina Amendments to Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-9; 24-1.1I(a); 24-10.2(a) as amended.

– Ohio Anti-Predatory Lending Statute, HB 386, as amended by S.B. 185 (2006), Ohio Rev. Code Ann. § 1.63.

– Ohio Consumer Sales Practices Act, Ohio Rev. Code Ann. § 1345.01, as implemented by Ohio Admin. Rules § 109 4-3-01 et seq.

– City of Cleveland Heights, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 72-2003.

– Summit County, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 2004-618, Muni. Code §§ 201.01 et seq.

– Oklahoma Anti-Predatory Lending Law, House Bill No. 1574 (2003).

– Oklahoma Higher-Priced Mortgage Loans Law, Okla. Admin. Code §§ 160:45-9-1 et seq.

– Pennsylvania Consumer Equity Protection Act, 63 Pa. Cons. Stat. Ann. § 456.501 et seq.

– City of Providence, Rhode Island Predatory Lending Ordinance, Ordinance No. 245, Chapter 2006-33 as amended.

Rhode Island Home Loan Protection Act, Chapter 25.2 of Title 34 of RI Gen. L. et seq., as implemented by Emergency Banking Regulation 3 (2006) and Final Banking Regulation 3 (2007) and amended by Senate Bill 371 (2007).

– South Carolina High-Cost and Consumer Home Loans Act, S.C. Code § 37-23-10 et seq.

– South Carolina Consumer Protection Code, S.C. Code 37-1-101 et seq.

– Tennessee Home Loan Protection Act of 2006, TN Code Annotated, Title 47 et seq.

– Texas High-Cost Home Loan Statute, TX. Fin. Code Ann. § 343.201 et seq.

– The disclosure requirements and prohibitions of Section 50(a)(6) and 50(f)(2) of Article XVI of the Texas Constitution

ADMT 2026-NQM2 Due Diligence Narrative Report – PagE \| 10

![](ex991001.jpg)

– Utah Residential Mortgage Practices Amendments, Utah Code Ann. § 61- 2c-102 et seq.

– Utah High Cost Home Loan Act, Utah Code § 61-2d-101 et seq.

– Vermont Interest Act, 9 V.S.A. § 104, implemented by Regulation B-98-2.

– Virginia Mortgage Lender and Broker Act (for loans originated prior to July 1, 2003), Va. Code Ann. §§ 6.1-413; 6.1-422, 6.1-428.

– Virginia Mortgage Lender and Broker Act (for loans originated after July 1, 2003), Va. Code Ann. §§ 6.1-411; 6.1-422.1, 6.1-425.1; 6.1-425.2.

– Washington House Bill 2770, Mortgage Lending and Homeownership, Chapter 108, Laws of 2008.

– West Virginia Residential Mortgage Lender, Broker and Servicer Act, W.Va. Code § 31-17-1 et seq.

– Wisconsin Responsible High Cost Mortgage Lending Act, Wis. Stat. § 428.202.

– Wyoming Credit Code, Wyo. Stat. Ann. §§ 40-14-101 et seq.

● **Business Purpose Loan Compliance Review** 

– Non-Owner Occupied Declaration Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verify
 reflects correct address

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verify
 application address is different from subject property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Verify
 executed by all borrowers

– Review Note accuracy and properly executed

– Review Mortgage and applicable riders for accuracy and properly executed

– Occupancy Letter (must state that borrower(s) will not reside in the property

– HMDA section (Information for Government Monitoring Purposes) of the application (initial and/or final)

– If property is in a flood zone, Flood Notice must be provided prior to closing

– Right to Receive Copy of Appraisal or Appraisal Waiver Disclosure

– Letter of Explanation detailing the use of proceeds.

– Borrower's statement of purpose for the loan.

– State License requirements when applicable

– State Predatory lending and high cost when applicable

**QUALIFIED MORTGAGE (QM)**

With respect to QM (Safe Harbor and Rebuttable Presumption) designated loans, Clarifii reviewed the loan to determine whether, based on available information in the loan file, (i) the loan contained risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceeded the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeded 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review included a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable Agency, as permitted under the QM final rule, Clarifii reviewed the loan to determine whether, based on available information in the loan file the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviewed the Automated Underwriting System output within the file to confirm agency eligibility.

ADMT 2026-NQM2 Due Diligence Narrative Report – PagE \| 11

![](ex991001.jpg)

For each QM designated loan that satisfied the applicable requirements enumerated above, Clarifii then determined whether the loan was a Safe Harbor QM or Rebuttable Presumption QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

**ABILITY TO REPAY (ATR)**

Clarifii reviewed the loan to determine whether, based on available information in the loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focused on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

*Note: for loans designated as QM – Agency eligible (QM – Temporary), Clarifii did not review for compliance with the requirements of Appendix Q or General Ability to Repay.*

Clarifii reviewed loans to determine their conformity with the ATR/QM factors above, and did not render an independent assessment or opinion, warranty or represent that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR, or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative, or judicial authorities (Authorities). Clarifii does not represent or warrant that the factors for which it has reviewed that the loans constitute all the factors and/or criteria that Authorities may consider in determining the status of a loan.

Clarifii's review was based on information contained in the loan file at the time it was provided for review.

All loans in the population reviewed by Clarifii were investment properties and were found to not be ATR/QM applicable.

**VALUATION REVIEW**

Clarifii reviewed all appraisals and alternative value tools used to qualify the Loan for reasonableness of estimated value, comparable sales, completeness of data and eligibility of the appraiser, compared to underwriting guidelines, variances, and tolerances. Clarifii determined that the appraised value appeared to be supported, based on the valuation provided by the Independent Third-party Review.

● **Title XI of the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA)** 

Clarifii checked for the presence of the appraiser's license and reviewed for the presence of any red flags related to the mortgaged property that may have posed a risk to the property or occupants.

● **Uniform Standards of Professional Appraisal Practice (USPAP)** 

Clarifii confirmed the appraiser's certification is present and executed within the original appraisal.

ADMT 2026-NQM2 Due Diligence Narrative Report – PagE \| 12

![](ex991001.jpg)

**INDEPENDENT THIRD-PARTY VALUES**

Clarifii applied a cascade methodology to the population to determine if the original appraisal value was reasonably supported when compared to an independent third-party valuation product.

**Valuation Reconciliation Process:**

● If the AVM (Automated Valuation Model) supported the origination appraised value within -10% variance, no additional products were required.

● If the Desk Review supported the origination appraised value within a -10% variance, no additional products were required.

● In the event the Desk Review process yielded material exceptions or had a value exceeding a negative ten percent (-10%) variance, a field review was ordered to further establish the supported value, unless guidelines allowed for the use of the lower Desk Review value for purpose of LTV/CLTV/HCLTV.

**Uniform Collateral Data Portal (UCDP) Risk Score:**

● For loans with a Fannie Mae Collateral Underwriter Score (CU), if an CU Score was available and the CU Score was greater than 2.5, a Desk Review was either reviewed in the loan file or ordered by Clarifii. If the CU Score was less than or equal to 2.5, a Desk Review was not obtained/required based on market acceptance of UCDP Risk Score.

**VALUATION RESULTS SUMMARY**

The two tables below summarize the loans that contained independent third-party valuation product as well as loans with acceptable UCDP Risk Scores:

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Valuation Product** | &nbsp;&nbsp;**# of Files – No Hit** | &nbsp;&nbsp;**# of Files > -10% Variance to OA or Confidence < 80%** | &nbsp;&nbsp;**Number of Files within -10% of OA or Acceptable UCDP Risk Score** |
| &nbsp;&nbsp;AVM | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;BPO | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;LCA or CU Score <=2.5 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;45 |
| &nbsp;&nbsp;Desk Review | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;11 |
| &nbsp;&nbsp;Field Review | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Second Full Appraisal | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;8 |

---

**DUE DILIGENCE GRADING CRITERIA** 

Upon completion of the loan file due diligence review, Clarifii assigned comprehensive grading that considers critical factors based on the specific review completed, in addition to product, client, and rating agency requirements.

The National Recognized Statistical Rating Organizations (NRSRO) criteria referenced for this report and utilized for grading descriptions is based upon the NRSRO listed in the Asset-Backed Securities Form ABS Due Diligence-15E.

ADMT 2026-NQM2 Due Diligence Narrative Report – PagE \| 13

![](ex991001.jpg)

**Final Event Grade**

---

| | |
|:---|:---|
| **A** | Loan meets Credit, Compliance, and Valuation Guidelines. |
| **B** | The loan materially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and materially meets published guidelines. |
| **C** | The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| **D** | Loan is missing documentation to perform a sufficient review. |

---

**Credit Event Grade**

---

| | |
|:---|:---|
| **A** | The loan meets the published guidelines without any exceptions. The employment, income, assets, and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| **B** | The loan materially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets, and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| **C** | The loan does not materially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets, or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| **D** | There was not sufficient documentation to perform a review, or the credit file was not furnished. |

---

**Valuation Event Grade**

---

| | |
|:---|:---|
| **A** | The value is supported within 10% of the original appraisal by supporting documents (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used Government-Sponsored Enterprise (GSE) approved forms. |
| **B** | The value is not supported within 10% of the original appraisal by supporting documents and there are no other valuation support documents provided. The valuation methodology substantially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| **C** | The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition, or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms. |
| **D** | The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

ADMT 2026-NQM2 Due Diligence Narrative Report – PagE \| 14

![](ex991001.jpg)

**Compliance Event Grade** 

---

| | |
|:---|:---|
| **A** | The loan is compliant with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| **B** | The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| **C** | The loan violates one material law or regulation. The material disclosures are missing, or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| **D** | There was not sufficient documentation to perform a review, or the required legal documents were not furnished. |

---

**CLARIFII DUE DILIGENCE RESULTS**

Below are the final overall loan grades for this review, as well as the credit, property valuation, and regulatory compliance component review grades.

**Final Overall Loan Grade Results**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Overall Review Results** | &nbsp;&nbsp;**Overall Review Results** | &nbsp;&nbsp;**Overall Review Results** |
| &nbsp;&nbsp;**Overall** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;58 | &nbsp;&nbsp;89.23% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;7 | &nbsp;&nbsp;10.77% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**65** | &nbsp;&nbsp;**100.00%** |

---

The overall grade summary reflects the combination of the credit, property valuation and regulatory compliance component reviews into one overall grade. The overall grade assigned is the most severe grade from each of the component reviews.

**Final Credit Component Grade Results**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Final Credit Grade Summary** | &nbsp;&nbsp;**Final Credit Grade Summary** | &nbsp;&nbsp;**Final Credit Grade Summary** |
| &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;62 | &nbsp;&nbsp;95.38% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;3 | &nbsp;&nbsp;4.62% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**65** | &nbsp;&nbsp;**100.00%** |

---

ADMT 2026-NQM2 Due Diligence Narrative Report – PagE \| 15

![](ex991001.jpg)

**Final Property Valuation Grade Results**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Final Property Grade Summary** | &nbsp;&nbsp;**Final Property Grade Summary** | &nbsp;&nbsp;**Final Property Grade Summary** |
| &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;65 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**65** | &nbsp;&nbsp;**100.00%** |

---

**Final Regulatory Compliance Grade Results**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Final Compliance Grade Summary** | &nbsp;&nbsp;**Final Compliance Grade Summary** | &nbsp;&nbsp;**Final Compliance Grade Summary** |
| &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;61 | &nbsp;&nbsp;93.85% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;4 | &nbsp;&nbsp;6.15% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**65** | &nbsp;&nbsp;**100.00%** |

---

**ADDITIONAL LOAN SUMMARY DETAILS**

**Amortization Type**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;65 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$54362493.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**65** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$54362493.00** |

---

**Occupancy**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;56 | &nbsp;&nbsp;86.15% | &nbsp;&nbsp;$50264143.00 |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;1 | &nbsp;&nbsp;1.54% | &nbsp;&nbsp;$2870000.00 |
| &nbsp;&nbsp;Investment | &nbsp;&nbsp;8 | &nbsp;&nbsp;12.31% | &nbsp;&nbsp;$1228350.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**65** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$54362493.00** |

---

**Loan Purpose**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Refinance | &nbsp;&nbsp;21 | &nbsp;&nbsp;32.31% | &nbsp;&nbsp;$19567010.00 |
| &nbsp;&nbsp;Purchase | &nbsp;&nbsp;44 | &nbsp;&nbsp;67.69% | &nbsp;&nbsp;$34795483.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**65** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$54362493.00** |

---

ADMT 2026-NQM2 Due Diligence Narrative Report – PagE \| 16

![](ex991001.jpg)

**Lien Position**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;65 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$54362493.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**65** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$54362493.00** |

---

**Original Term**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;480 | &nbsp;&nbsp;1 | &nbsp;&nbsp;1.54% | &nbsp;&nbsp;$770000.00 |
| &nbsp;&nbsp;360 | &nbsp;&nbsp;64 | &nbsp;&nbsp;98.46% | &nbsp;&nbsp;$53592493.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**65** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$54362493.00** |

---

**DATA COMPARE RESULTS**

Clarifii provided Client with a copy of the Loan Level Data Compare Report which shows the differences between the data received by the sellers versus the data captured by Clarifii during the loan review.

**Summary of Data Compare Results**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Data Compare Fields** | &nbsp;&nbsp;**Loans With Discrepancy** | &nbsp;&nbsp;**Total Times Compared** | &nbsp;&nbsp;**Accuracy %** |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;65 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Application Date | &nbsp;&nbsp;3 | &nbsp;&nbsp;65 | &nbsp;&nbsp;95.38% |
| &nbsp;&nbsp;Balloon Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;65 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Birthdate | &nbsp;&nbsp;0 | &nbsp;&nbsp;65 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Email or Internet | &nbsp;&nbsp;1 | &nbsp;&nbsp;65 | &nbsp;&nbsp;98.46% |
| &nbsp;&nbsp;Borrower 1 First Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;65 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Last Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;65 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B1 Originator Citizenship Designation | &nbsp;&nbsp;0 | &nbsp;&nbsp;65 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Phone Number | &nbsp;&nbsp;0 | &nbsp;&nbsp;65 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 SSN | &nbsp;&nbsp;0 | &nbsp;&nbsp;65 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 First Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;8 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 Last Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;8 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B2 Originator Citizenship Designation | &nbsp;&nbsp;0 | &nbsp;&nbsp;8 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 SSN | &nbsp;&nbsp;0 | &nbsp;&nbsp;8 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Calculated DSCR | &nbsp;&nbsp;0 | &nbsp;&nbsp;65 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Cash Disbursement Date | &nbsp;&nbsp;11 | &nbsp;&nbsp;65 | &nbsp;&nbsp;83.08% |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;65 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;HOA Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;65 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Initial Monthly P&I Or IO Payment | &nbsp;&nbsp;0 | &nbsp;&nbsp;65 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Interest Only Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;65 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Interest Only Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Interest Rate | &nbsp;&nbsp;0 | &nbsp;&nbsp;65 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Investor Loan ID | &nbsp;&nbsp;0 | &nbsp;&nbsp;65 | &nbsp;&nbsp;100.00% |

---

ADMT 2026-NQM2 Due Diligence Narrative Report – PagE \| 17

![](ex991001.jpg)

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Is the Condo Project warrantable | &nbsp;&nbsp;9 | &nbsp;&nbsp;15 | &nbsp;&nbsp;40.00% |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;0 | &nbsp;&nbsp;65 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan ID | &nbsp;&nbsp;0 | &nbsp;&nbsp;65 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;65 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;65 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;MIN No | &nbsp;&nbsp;0 | &nbsp;&nbsp;65 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;56 | &nbsp;&nbsp;65 | &nbsp;&nbsp;13.85% |
| &nbsp;&nbsp;Number of Units | &nbsp;&nbsp;0 | &nbsp;&nbsp;65 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;0 | &nbsp;&nbsp;65 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Prepayment Penalty Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;5 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Prepayment Penalty Total Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;65 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Primary Appraised Property Value | &nbsp;&nbsp;2 | &nbsp;&nbsp;65 | &nbsp;&nbsp;96.92% |
| &nbsp;&nbsp;Property Address | &nbsp;&nbsp;0 | &nbsp;&nbsp;65 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property City | &nbsp;&nbsp;0 | &nbsp;&nbsp;65 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property County | &nbsp;&nbsp;0 | &nbsp;&nbsp;65 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property State | &nbsp;&nbsp;0 | &nbsp;&nbsp;65 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;1 | &nbsp;&nbsp;65 | &nbsp;&nbsp;98.46% |
| &nbsp;&nbsp;Property Zip Code | &nbsp;&nbsp;0 | &nbsp;&nbsp;65 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;1 | &nbsp;&nbsp;65 | &nbsp;&nbsp;98.46% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;0 | &nbsp;&nbsp;65 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;1 | &nbsp;&nbsp;65 | &nbsp;&nbsp;98.46% |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;4 | &nbsp;&nbsp;65 | &nbsp;&nbsp;93.85% |
| &nbsp;&nbsp;Sales Price | &nbsp;&nbsp;0 | &nbsp;&nbsp;47 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Seller Loan ID | &nbsp;&nbsp;0 | &nbsp;&nbsp;65 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;ULI | &nbsp;&nbsp;8 | &nbsp;&nbsp;62 | &nbsp;&nbsp;87.10% |
| &nbsp;&nbsp;Vested Business Entity Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |

---

**CLARIFII THIRD PARTY REPORTS DELIVERED**

Clarifii furnished the following reports on this transaction:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Narrative
 Report/Executive Summary

2. Attestation
 Forms

3. ASF Report

4. Rating
 Agency Grade Detail and Summary Report

5. Data
 Compare Report

6. Valuations
 Report

7. Rating
 Agency ATR or QM Report

8. Supplemental
 Data Extract

9. Business
 Purpose Supplement Extract Report

ADMT 2026-NQM2 Due Diligence Narrative Report – PagE \| 18

![](ex991001.jpg)

**Disclaimer**

*Clarifii LLC ("the Company") performs due diligence reviews for Residential Mortgage-Backed Securities, as well as, assets, collateral, counterparty operations, and similar diligence reviews in the consumer finance industry. In issuing reports and maintaining the ratings provided for herein, the Company relies on factual information it receives from issuers, underwriters, and from other sources which the Company reasonably believes to be credible. The Company conducts reasonable investigation of the factual information relied upon by it in accordance with its ratings methodology. The Company also makes reasonably good faith attempts to verify the information from independent sources (to the extent such sources are available).*

*Please be advised that Clarifii has not determined whether the Loans comply with federal, state, or local laws, constitutional provisions, regulations or ordinances, including, but not limited to, licensing and general usury laws that set rate and/or fee limitations, unless listed above. Clarifii's review is focused on issues that raise concerns for secondary market investors and other assignees, based on potential for assignee liability, an adverse impact on the lien, and regulatory, litigation and headline risk. Clarifii's review is not designed to fully test a lender's compliance with all applicable disclosure and licensing requirements. The findings reached by Clarifii are dependent upon its receiving complete and accurate data regarding the Loans from loan originators and other third parties. Please be further advised that Clarifii and its employees do not engage in the practice of law, and the findings set forth in the reports prepared by Clarifii do not constitute legal advice or opinions.*

*Ratings, analysis, reports, and other opinions (referred to collectively as "Reports") issued by the Company are provided "as is" and without representation or warranty of any kind. The Company hereby disclaims any representation or warranty (whether express or implied) as to accuracy, completeness, merchantability, or fitness for a particular purpose. Reports are not a recommendation to buy, sell, or retain any security. All reports are deemed jointly prepared, and no individual shall be exclusively deemed the "author" of any Report. Individuals identified in a Report were involved in, but are not solely responsible for, the contents of any Report.*

*Unless expressly stated otherwise, Reports do not assess any risk other than credit risk. In particular, any rating or grading in a Report does not take into consideration the risk of any security (or any portion thereof) due to changes in market conditions.*

*The Company does not provide investment, legal, or tax advice, and the Reports may not be construed as such. Reports are issued for the benefit of the entity requesting the Report, only, and may not be used by third parties without the express written consent of the Company and the requesting party. Reports are based on available information and current regulations as of the date of the Report, and the Company disclaims any obligation to update Reports due to a change of fact of regulation which occurs after the date of issuance.*© 2026 Clarifii LLC. All rights reserved.

ADMT 2026-NQM2 Due Diligence Narrative Report – PagE \| 19

## Exhibit 99.2

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.2**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Redaction ID** | **Investor Loan ID** | **Queue** | **Finding Code** | **Date Created** | **Date Modified** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Finding Comments** | **Seller Comments** | **Resolution Comments** | **Reviewer Comp Factor** | **Originator Comp Factors** | **Finding Documents** | **Originator QM Status** | **Final Reviewed QM Status** | **Loan Amount** | **Property State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Acknowledged / WaivedBy** | **Waiver in File?** | **Unique Finding ID** |
| XXXX | 1729 | XXXX C A | Closed | FCRE0184 | 2025-11-05 13:05 | 2025-11-07 16:28 | Resolved | 1 - Information C A | Credit | Eligibility | Missing Cash-out Letter on a Business Purpose Loan | Resolved-Upon further review, guidelines do not require a cash out letter. - Due Diligence Vendor-11/07/2025 <br> Ready for Review-Document Uploaded. Please see attached. - Seller-11/05/2025 <br> Open-Missing Cash-out Letter on a Business Purpose Loan. Missing Cash Out Letter. - Due Diligence Vendor-11/05/2025 | Ready for Review-Document Uploaded. Please see attached. - Seller-11/05/2025<br>| Resolved-Upon further review, guidelines do not require a cash out letter. - Due Diligence Vendor-11/07/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Min FICO 720- Borrower's FICO 779<br>Months Reserves exceed minimum required - Min reserves 3 mths- Borrower has 91.44 mths in reserves |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other | N/A | N/A | 6140238 |
| XXXX | 1730 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA |  |  |  |
| XXXX | 1731 | XXXX C A | Closed | FCRE1198 | 2025-11-05 16:50 | 2025-11-10 14:38 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Upon further review, assets meet guideline requirements. Audited Reserves of 7.43 month(s) are greater than or equal to Guideline Required Reserves of 6 month(s) - Due Diligence Vendor-11/10/2025 <br> Ready for Review-Document Uploaded. XXXX. Verified funds are sufficient to cover Required Reserves XXXX.<br> - Seller-11/06/2025 <br> Open-Audited Reserves of month(s) are less than Guideline Required Reserves of 6 month(s) - Due Diligence Vendor-11/05/2025 | Ready for Review-Document Uploaded. XXXX<br> - Seller-11/06/2025 | Resolved-Upon further review, assets meet guideline requirements. Audited Reserves of 7.43 month(s) are greater than or equal to Guideline Required Reserves of 6 month(s) - Due Diligence Vendor-11/10/2025<br>| Residual Income =/> 1.5 times $3,500 monthly residual income - Residual income of over 10K per month. <br>Qualifying DTI below maximum allowed - Qualifying DTI 38.82 is less than the guideline max of 50. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6145651 |
| XXXX | 1731 | XXXX C A | Closed | FCRE1491 | 2025-11-05 16:45 | 2025-11-10 14:37 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-11/10/2025 <br> Ready for Review-Lender notes XXXX assets were used for the closing funds and meet as per XXXX Asset Documentation states : Spousal accounts - Accounts held solely in the name of a non-borrowing spouse may be used for down payment and closing costs only and are subject to the requirements outlined in Verification of Assets. \*\*\* please see vesting shows held as husband and wife - Seller-11/06/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements VODs provided do not reflect the transaction details. One of the VODs could not be used because it does not belong to the borrower. It belongs to XXXX. - Due Diligence Vendor-11/05/2025 | Ready for Review-Lender notes XXXX's (Spouse) assets were used for the closing funds and meet as per XXXX Asset Documentation states : Spousal accounts - Accounts held solely in the name of a non-borrowing spouse may be used for down payment and closing costs only and are subject to the requirements outlined in Verification of Assets. \*\*\* please see vesting shows held as husband and wife - Seller-11/06/2025 | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-11/10/2025<br>| Residual Income =/> 1.5 times $3,500 monthly residual income - Residual income of over 10K per month. <br>Qualifying DTI below maximum allowed - Qualifying DTI 38.82 is less than the guideline max of 50. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6145557 |
| XXXX | 1731 | XXXX C A | Closed | FCRE9501 | 2025-11-05 16:45 | 2025-11-10 14:37 | Resolved | 1 - Information C A | Credit | Assets | Total Qualified Assets Post-Close is Less than $0 | Resolved-Upon further review, assets meet guidelines requirement. - Due Diligence Vendor-11/10/2025 <br> Ready for Review-Document Uploaded. - Seller-11/06/2025 <br> Ready for Review-XXXX<br> - Seller-11/06/2025 <br> Open-Total Qualified Assets Post-Close amount is 'XXXX'. Assets are Insufficient. - Due Diligence Vendor-11/05/2025 | Ready for Review-Document Uploaded. - Seller-11/06/2025 <br> Ready for Review-XXXX<br> - Seller-11/06/2025 | Resolved-Upon further review, assets meet guidelines requirement. - Due Diligence Vendor-11/10/2025<br>| Residual Income =/> 1.5 times $3,500 monthly residual income - Residual income of over 10K per month. <br>Qualifying DTI below maximum allowed - Qualifying DTI 38.82 is less than the guideline max of 50. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6145558 |
| XXXX | 1732 | XXXX B A | Closed | FPRO0012 | 2025-11-06 10:03 | 2025-11-07 08:46 | Resolved | 1 - Information B A | Property | Property | FEMA disaster declared PUBLIC ONLY | Resolved-After further review - condition is resolved - Due Diligence Vendor-11/07/2025 <br> Ready for Review-We note that our requirement for a PDI is based on the Incident end date and not when FEMA Declares the area to be in a Disaster. The incident dates for this loan were from XXXX since the Appraisal was completed on XXXX, there was no need to get an additional report since the Appraisal was completed "As Is" and did not indicate any damages. - Seller-11/06/2025 <br> Open-XXXX, PUBLIC ASSISTANCE, Appraisal completed after disaster, Appraiser to comment on adverse event and certify there has been no change in valuation. - Due Diligence Vendor-11/06/2025 | Ready for Review-We note that our requirement for a PDI is based on the Incident end date and not when FEMA Declares the area to be in a Disaster. The incident dates for this loan were from XXXX; since the Appraisal was completed on XXXX, there was no need to get an additional report since the Appraisal was completed "As Is" and did not indicate any damages. - Seller-11/06/2025 | Resolved-After further review - condition is resolved - Due Diligence Vendor-11/07/2025<br>| DSCR % greater than 1.20 - Borrower DSCR 1.286, > than 1.20<br>Months Reserves exceed minimum required - Lender minimum reserves 6m PITIA, borrower reserves 19.86m. |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | 6153062 |
| XXXX | 1733 | XXXX C A | Closed | FPRO0011 | 2025-11-06 13:04 | 2025-11-10 15:00 | Resolved | 1 - Information C A | Property | Property | FEMA disaster declared INDIVIDUAL | Resolved-Upon further review, comments made by the appraiser can be found on the appraisal, page 978. - Due Diligence Vendor-11/10/2025 <br> Ready for Review-Lender notes Appraisal report reflects comment provided by the Appraiser satisfying the concern and valuation is verified with same report. Please see comments "The property is located in a county that has been classified by FEMA as a presidential declared disaster area. When the house was inspected there appeared to be no damage related to the XXXX". also "The subject has not been negatively impacted by any natural disasters. Interior photos have been included depicting the condition, and quality of construction components." - Seller-11/07/2025 <br> Open-XXXX, INDIVIDUAL & PUBLIC ASSISTANCE, Appraisal completed post disaster. Appraiser to comment on adverse event and certify there has been no change in the valuation. - Due Diligence Vendor-11/06/2025 | Ready for Review-Lender notes Appraisal report reflects comment provided by the Appraiser satisfying the concern and valuation is verified with same report. Please see comments "The property is located in a county that has been classified by FEMA as a presidential declared disaster area. When the house was inspected there appeared to be no damage related to the XXXX". also "The subject has not been negatively impacted by any natural disasters. Interior photos have been included depicting the condition, and quality of construction components." - Seller-11/07/2025 | Resolved-Upon further review, comments made by the appraiser can be found on the appraisal, page 978. - Due Diligence Vendor-11/10/2025<br>| Qualifying DTI below maximum allowed - Lender max DTI 43%, borrower DTI 35.72%<br>Qualifying FICO score is at least 20 points above minimum for program - Lender minimum FICO 720, borrower FICO 802 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6158208 |
| XXXX | 1734 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXX | XX | Primary Residence | Purchase | NA |  |  |  |
| XXXX | 1735 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXX | 1736 | XXXX C B A | Closed | FCRE1200 | 2025-11-07 14:50 | 2025-11-11 16:21 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Originator exception granted loan amount XXXX, waiver applied with compactors - Due Diligence Vendor-11/11/2025 <br> Ready for Review-Document Uploaded. Please see attached exception request form. - Seller-11/10/2025 <br> Open-Audited Loan Amount is less than the Guideline Minimum Loan Amount of XXXX Loan Amount under minimum loan amount allowed. - Due Diligence Vendor-11/07/2025 | Ready for Review-Document Uploaded. Please see attached exception request form. - Seller-11/10/2025<br>| Waived-Originator exception granted loan amount XXXX waiver applied with compactors - Due Diligence Vendor-11/11/2025 | Qualifying FICO score is at least 20 points above minimum for program - Minimum FICO score allowed is 660 - actual FICO score is 680.<br>Months Reserves exceed minimum required - 0 months reserves required - actual reserves required is 13.14 months. | 0x30x24 housing history <br> 0x30 general credit | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | Originator Post-Close | No | 6177208 |
| XXXX | 1737 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| XXXX | 1738 | XXXX C A | Closed | FCRE0105 | 2025-11-11 06:27 | 2025-11-14 15:29 | Resolved | 1 - Information C A | Credit | Eligibility | Condo Structural Reports not in file | Resolved-Received confirmation HOA Questionnaire confirms no findings and no deferred maintenance. - Due Diligence Vendor-11/14/2025 <br> Ready for Review-Disagree, lender notes the same questionnaire question 20 reflects "No" to, Did the last inspection have any findings related to safety, soundness, structural integrity. This completes the inquiry and no further documentation is required due to verified no findings - Seller-11/12/2025 <br> Open-The file does not contain the required XXXX. Per the questionnaire the inspection was not completed but does have wood in the 2nd floor balconies - Due Diligence Vendor-11/11/2025 | Ready for Review-Disagree, lender notes the same questionnaire question 20 reflects "No" to, Did the last inspection have any findings related to safety, soundness, structural integrity. This completes the inquiry and no further documentation is required due to verified no findings - Seller-11/12/2025<br>| Resolved-Received confirmation HOA Questionnaire confirms no findings and no deferred maintenance. - Due Diligence Vendor-11/14/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Min FICO is 660, borrowers mid score is 804<br>Months Reserves exceed minimum required - 6 months reserves required, borrower has 26.56 documented |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6204895 |
| XXXX | 1739 | XXXX C A | Closed | FCRE1506 | 2025-11-11 08:30 | 2025-12-22 07:44 | Resolved | 1 - Information C A | Credit | QM-ATR | Invalid Final QM Status - ATR/QM: Status Pending | Resolved-Upon further review, Personal Bank Statements were used for qualification. - Due Diligence Vendor-11/14/2025 <br> Ready for Review-Lender notes that the borrower is using 100% of his personal Bank statements for income and not the XXXX business bank statements which would only then require the 50% of XXXX business. Please see 1008 comments were already provided - Seller-11/13/2025 <br> Open-The Final Reviewed QM Status is 'ATR/QM: Status Pending' on a non-Business Purpose loan. Pending verification of ownership. - Due Diligence Vendor-11/11/2025 | Ready for Review-Lender notes that the borrower is using 100% of his personal Bank statements for income and not the XXXX business bank statements which would only then require the 50% of XXXX business. Please see 1008 comments were already provided - Seller-11/13/2025 | Resolved-Upon further review, Personal Bank Statements were used for qualification. - Due Diligence Vendor-11/14/2025<br>| Months Reserves exceed minimum required - 27.34 mths reserves; 12 mths required.<br>Qualifying FICO score is at least 20 points above minimum for program - Min FICO 600, Bwr FICO 762 |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6205885 |
| XXXX | 1739 | XXXX C A | Closed | FCRE2244 | 2025-11-10 15:53 | 2025-12-22 07:43 | Resolved | 1 - Information C A | Credit | Eligibility | Property Does Not Meet Guidelines (credit) | Resolved-1004D provided, property complete. - Due Diligence Vendor-12/22/2025 <br>Ready for Review-Document Uploaded. - Seller-12/19/2025 <br>Open-Property Issues are identified for the property Appraisal indicated the subject was 92% complete. This report is made subject to 100% completion. 1004D on file indicated not complete - Due Diligence Vendor-11/10/2025 | Ready for Review-Document Uploaded. - Seller-12/19/2025<br>| Resolved-1004D provided, property complete. - Due Diligence Vendor-12/22/2025<br>| Months Reserves exceed minimum required - 27.34 mths reserves; 12 mths required.<br>Qualifying FICO score is at least 20 points above minimum for program - Min FICO 600, Bwr FICO 762 |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6199916 |
| XXXX | 1739 | XXXX C A | Closed | FCRE1437 | 2025-11-10 17:01 | 2025-11-14 15:59 | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-Upon further review, Personal Bank Statements were used for qualification. - Due Diligence Vendor-11/14/2025 <br> Ready for Review-Lender notes that the borrower is using 100% of his personal Bank statements for income and not the XXXX business bank statements which would only then require the 50% of XXXX business. Please see 1008 comments were already provided - Seller-11/13/2025 <br> Open-Income and Employment Do Not Meet Guidelines Discrepancy regarding Income/Ownership %. CPA letter on file indicated borrower is 50% owner of the company (XXXX), however; lender calculated income as 100% ownership as per the IWS on file. - Due Diligence Vendor-11/10/2025 | Ready for Review-Lender notes that the borrower is using 100% of his personal Bank statements for income and not the XXXX business bank statements which would only then require the 50% of XXXX business. Please see 1008 comments were already provided - Seller-11/13/2025<br>| Resolved-Upon further review, Personal Bank Statements were used for qualification. - Due Diligence Vendor-11/14/2025<br>| Months Reserves exceed minimum required - 27.34 mths reserves; 12 mths required.<br>Qualifying FICO score is at least 20 points above minimum for program - Min FICO 600, Bwr FICO 762 |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6200865 |
| XXXX | 1740 | XXXX C A | Closed | FPRO9999 | 2025-11-11 07:35 | 2026-02-03 09:57 | Resolved | 1 - Information C A | Credit | Eligibility | Condo project has pending litigation | Resolved-Received the attorney letter and lawsuit documents. Attorney letter states the association is being defended by an applicable insurance policy and there is no reason to believe there damages claimed will exceed the the applicable insurance coverage. The litigation does not impact the safety, structural soundness, habitability or functional use of the property. - Due Diligence Vendor-11/13/2025 <br>Ready for Review-Document Uploaded. All related litigation documents were included in the delivered loan file. Please refer to page 575-632 and attached herein. - Seller-11/12/2025 <br>Open-The condo project has pending litigation. Condo has pending litigation - Due Diligence Vendor-11/11/2025 | Ready for Review-Document Uploaded. All related litigation documents were included in the delivered loan file. Please refer to page 575-632 and attached herein. - Seller-11/12/2025<br>| Resolved-Received the attorney letter and lawsuit documents. Attorney letter states the association is being defended by an applicable insurance policy and there is no reason to believe there damages claimed will exceed the the applicable insurance coverage. The litigation does not impact the safety, structural soundness, habitability or functional use of the property. - Due Diligence Vendor-11/13/2025<br>| Months Reserves exceed minimum required - 3 months minimum reserve requirement, borrower has 30.97 documented<br>Qualifying FICO score is at least 20 points above minimum for program - Min FICO is 680, borrowers mid score is 812 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6205401 |
| XXXX | 1740 | XXXX C A | Closed | FCRE1510 | 2025-11-07 09:10 | 2025-11-17 14:39 | Resolved | 1 - Information C A | Credit | Closing | Issues exist on the Mortgage Document (Deed of Trust) | Resolved-Received complete security instrument inclusive of legal description. - Due Diligence Vendor-11/17/2025 <br>Ready for Review-Document Uploaded. The requested documents were delivered with the loan file. Please see attached. - Seller-11/13/2025 <br>Counter-Received Exhibit A. Please provide chain. - Due Diligence Vendor-11/13/2025 <br>Ready for Review-Document Uploaded. The requested document was included in the delivered loan file. Please refer to page 840 and attached herein. - Seller-11/12/2025 <br>Open-There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed. -----Missing Sch A; Legal - Due Diligence Vendor-11/07/2025 | Ready for Review-Document Uploaded. The requested documents were delivered with the loan file. Please see attached. - Seller-11/13/2025 <br>Ready for Review-Document Uploaded. The requested document was included in the delivered loan file. Please refer to page 840 and attached herein. - Seller-11/12/2025<br>| Resolved-Received complete security instrument inclusive of legal description. - Due Diligence Vendor-11/17/2025<br>| Months Reserves exceed minimum required - 3 months minimum reserve requirement, borrower has 30.97 documented<br>Qualifying FICO score is at least 20 points above minimum for program - Min FICO is 680, borrowers mid score is 812 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6169304 |
| XXXX | 1740 | XXXX C A | Closed | FCRE0179 | 2025-11-11 08:01 | 2025-11-13 14:46 | Resolved | 1 - Information C A | Credit | Eligibility | UW Attestation/Docs stating warrantability are missing | Resolved-Received 1008 with UW attestation. - Due Diligence Vendor-11/13/2025 <br>Ready for Review-Document Uploaded. Please see attached. - Seller-11/12/2025 <br>Open-UW Attestation/Docs stating warrantability are missing. Nothing noted on 1008 or Approval - Due Diligence Vendor-11/11/2025 | Ready for Review-Document Uploaded. Please see attached. - Seller-11/12/2025<br>| Resolved-Received 1008 with UW attestation. - Due Diligence Vendor-11/13/2025<br>| Months Reserves exceed minimum required - 3 months minimum reserve requirement, borrower has 30.97 documented<br>Qualifying FICO score is at least 20 points above minimum for program - Min FICO is 680, borrowers mid score is 812 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6205614 |
| XXXX | 1741 | XXXX C A | Closed | FCRE1510 | 2025-11-07 09:44 | 2025-11-13 14:42 | Resolved | 1 - Information C A | Credit | Closing | Issues exist on the Mortgage Document (Deed of Trust) | Resolved-Received Deed of Trust with Legal Description. - Due Diligence Vendor-11/13/2025 <br>Ready for Review-Document Uploaded. Please see attached DOT with legal description. - Seller-11/12/2025 <br>Open-There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed. -----Missing Legal Description Exhibit A. - Due Diligence Vendor-11/07/2025 | Ready for Review-Document Uploaded. Please see attached DOT with legal description. - Seller-11/12/2025<br>| Resolved-Received Deed of Trust with Legal Description. - Due Diligence Vendor-11/13/2025<br>| Months Reserves exceed minimum required - 67.44 mths reserves; 6 mths required.<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 739 Min FICO 660, Bwr FICO 739 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6169810 |
| XXXX | 1742 | XXXX D A | Closed | FCRE2371 | 2025-11-11 15:48 | 2025-11-14 15:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing final HUD-1 from sale of non-subject property | Resolved-Received final CD for sale of reo XX - Due Diligence Vendor-11/14/2025 <br> Ready for Review-Document Uploaded. - Seller-11/14/2025 <br> Ready for Review-Document Uploaded. Please see attached evidence the property sold on XXXX. - Seller-11/12/2025 <br> Open-Missing CD/Settlement for sale of REO XXXX - Due Diligence Vendor-11/12/2025 | Ready for Review-Document Uploaded. - Seller-11/14/2025 <br> Ready for Review-Document Uploaded. Please see attached evidence the property sold on XXXX. - Seller-11/12/2025 | Resolved-Received final CD for sale of reo XXXX - Due Diligence Vendor-11/14/2025<br>| LTV is less than guideline maximum - LTV (45.29%) is less than Max allowed (85%) Required is 85 Borrower has 45.29<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 735 Required is 680 Borrower has 735 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6213942 |
| XXXX | 1743 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | 1744 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| XXXX | 1745 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| XXXX | 1746 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA |  |  |  |
| XXXX | 1747 | XXXX C B A | Closed | FCRE1198 | 2025-11-12 15:41 | 2025-12-23 15:57 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Waived-Originator Waiver applied to Non-Material Finding with Comp Factors. Exception Approval in file – Stips<br>1. Reserves – Guidelines require 12 Months Reserves – Exception to allow loan to proceed with 11 months in Reserves.<br> - Due Diligence Vendor-12/23/2025 <br> Ready for Review-Document Uploaded. Please see attached exception allowing the loan to close with 11 months in reserves. - Seller-12/20/2025 <br> Counter-Received PCCD-reserves are short $3,521.03 - Due Diligence Vendor-12/03/2025 <br> Ready for Review-Document Uploaded. please see most recent FINAL CD - Seller-11/29/2025 <br> Counter-CD provided is not for the subject property - Due Diligence Vendor-11/25/2025 <br> Ready for Review-Document Uploaded. Please clear as soon as possible. You have the Final CD and that also passes the assets requirement test, and the XXXX MASTER ESTIMATED SETTLEMENT STATEMENT is the most recent update. no further docs are needed. please clear - Seller-11/22/2025 <br> Counter-Received Estimated Settlement Statement-please provide updated PCCD for review. - Due Diligence Vendor-11/17/2025 <br> Ready for Review-Document Uploaded. Required reserves XXXX. Also, see attached updated Settlement statement with all funds received. - Seller-11/13/2025 <br> Open-Audited Reserves of 11.79 month(s) are less than Guideline Required Reserves of 12 month(s) Slightly Insuff Rsrvs - Due Diligence Vendor-11/12/2025 | Ready for Review-Document Uploaded. Please see attached exception allowing the loan to close with 11 months in reserves. - Seller-12/20/2025 <br> Ready for Review-Document Uploaded. please see most recent FINAL CD - Seller-11/29/2025 <br> Ready for Review-Document Uploaded. Please clear as soon as possible. You have the Final CD and that also passes the assets requirement test, and the XXXX MASTER ESTIMATED SETTLEMENT STATEMENT is the most recent update. no further docs are needed. please clear - Seller-11/22/2025 <br> Ready for Review-Document Uploaded. Required reserves XXXX. Also, see attached updated Settlement statement with all funds received. - Seller-11/13/2025 | Waived-Originator Waiver applied to Non-Material Finding with Comp Factors. Exception Approval in file – Stips<br>1. Reserves – Guidelines require 12 Months Reserves – Exception to allow loan to proceed with 11 months in Reserves.<br> - Due Diligence Vendor-12/23/2025<br>| Qualifying DTI below maximum allowed - DTI below max allowed - Required is 50 Borrower has 29.22 Required is 50 Borrower has 29.22<br>Qualifying FICO score is at least 20 points above minimum for program - Min FICO 620, Bwr FICO 806 Required is 700 Borrower has 806 | 1. Qualifying FICO score is at least 20 points above minimum for program<br> 2. 24+ month on time mortgage history exceeds guideline requirement | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | N/A | 6229308 |
| XXXX | 1748 | XXXX D A | Closed | FCRE1342 | 2025-11-12 13:52 | 2025-12-03 11:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Business Bank Statements Missing | Resolved-Received bank statements. - Due Diligence Vendor-12/03/2025 <br> Ready for Review-Document Uploaded. Please see attached - Seller-11/26/2025 <br> Counter-August provided, Please provide July - Due Diligence Vendor-11/25/2025 <br> Ready for Review-Document Uploaded. please see attached XXXX stmt per your request - Seller-11/22/2025 <br> Counter-Received XXX statement only-missing XXXX and XXXX - Due Diligence Vendor-11/17/2025 <br> Ready for Review-Document Uploaded. Please see attached, missed uploading the XXXX bank statements XXXX - XXXX - Seller-11/13/2025 <br> Open-Borrower 1 Business Bank Statements Missing Provide missing business bank statements for XXXX & XXXX, used in 12m bank statement qualifying. - Due Diligence Vendor-11/12/2025 | Ready for Review-Document Uploaded. Please see attached - Seller-11/26/2025 <br> Ready for Review-Document Uploaded. please see attached XXXX stmt per your request - Seller-11/22/2025 <br> Ready for Review-Document Uploaded. Please see attached, missed uploading the XXXX bank statements XXXX - XXXX - Seller-11/13/2025 | Resolved-Received bank statements. - Due Diligence Vendor-12/03/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Lender minimum FICO 660, borrower FICO 786 Required is 660 Borrower has 786<br>LTV is less than guideline maximum - Rule False Lender max LTV 85%, subject LTV 80%. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6227291 |
| XXXX | 1748 | XXXX D A | Closed | FCRE1506 | 2025-11-13 09:31 | 2025-12-03 11:07 | Resolved | 1 - Information C A | Credit | QM-ATR | Invalid Final QM Status - ATR/QM: Status Pending | Resolved-Received bank statements - Due Diligence Vendor-12/03/2025 <br> Ready for Review-Document Uploaded. please see attached - Seller-11/26/2025 <br> Counter-Pending receipt of XXXX Statement. - Due Diligence Vendor-11/25/2025 <br> Ready for Review-Document Uploaded. please see attached per your request, XXXX statement - Seller-11/22/2025 <br> Counter-Pending receipt of all business bank statements - Due Diligence Vendor-11/17/2025 <br> Ready for Review-Please see attached, missed uploading the XXXX bank statements XXXX - XXXX - Seller-11/13/2025 <br> Open-The Final Reviewed QM Status is 'ATR/QM: Status Pending' on a non-Business Purpose loan. Missing income docs - Due Diligence Vendor-11/13/2025 | Ready for Review-Document Uploaded. please see attached - Seller-11/26/2025 <br>Ready for Review-Document Uploaded. please see attached per your request, XXXX statement - Seller-11/22/2025 <br>Ready for Review-Please see attached, missed uploading the XXXX bank statements XXXX - XXXX - Seller-11/13/2025<br>| Resolved-Received bank statements - Due Diligence Vendor-12/03/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Lender minimum FICO 660, borrower FICO 786 Required is 660 Borrower has 786<br>LTV is less than guideline maximum - Rule False Lender max LTV 85%, subject LTV 80%. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6236745 |
| XXXX | 1748 | XXXX D A | Closed | FCRE1198 | 2025-11-12 14:30 | 2025-11-25 17:42 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Received PCCD. Audited Reserves of 6 month(s) are greater than or equal to Guideline Required Reserves of 6 month(s) - Due Diligence Vendor-11/25/2025 <br> Ready for Review-Document Uploaded. disagree, Reserves required XXXX verified funds. please see attached Final CD<br> - Seller-11/22/2025 <br> Counter-Review concurs with total assets-closing funds required after XXXX-resulting in <6 months PITIA reserves. - Due Diligence Vendor-11/17/2025 <br> Ready for Review-disagree, Reserves required XXXX verified funds - Seller-11/13/2025 <br> Open-Audited Reserves of 5.7 month(s) are less than Guideline Required Reserves of 6 month(s) Provide additional assets to meet reserve requirements. (Business assets cannot be used to meet reserves, per Matrix). - Due Diligence Vendor-11/12/2025 | Ready for Review-Document Uploaded. disagree, Reserves required XXXX verified funds. please see attached Final CD<br> - Seller-11/22/2025 <br> Ready for Review-disagree, Reserves required XXXX verified funds - Seller-11/13/2025 | Resolved-Received PCCD. Audited Reserves of 6 month(s) are greater than or equal to Guideline Required Reserves of 6 month(s) - Due Diligence Vendor-11/25/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Lender minimum FICO 660, borrower FICO 786 Required is 660 Borrower has 786<br>LTV is less than guideline maximum - Rule False Lender max LTV 85%, subject LTV 80%. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6228054 |
| XXXX | 1749 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  |  |
| XXXX | 1750 | XXXX D A | Closed | FCRE1506 | 2025-11-12 17:50 | 2025-11-19 14:50 | Resolved | 1 - Information C A | Credit | QM-ATR | Invalid Final QM Status - ATR/QM: Status Pending | Resolved-Received missing income documentation - Due Diligence Vendor-11/19/2025 <br> Ready for Review-Document Uploaded. Please see attached. - Seller-11/17/2025 <br> Open-The Final Reviewed QM Status is 'ATR/QM: Status Pending' on a non-Business Purpose loan. Bank statements for XXXX were provided. XXXX is missing. It appears the lender used XXXX in lieu of XXXX. Guidelines require most recent 12 months consecutive bank statements. Lender will need to provide a corrected income calc with 12 months consecutive bank statements. - Due Diligence Vendor-11/12/2025 | Ready for Review-Document Uploaded. Please see attached. - Seller-11/17/2025<br>| Resolved-Received missing income documentation - Due Diligence Vendor-11/19/2025<br>| Qualifying DTI below maximum allowed - Required is 50 Borrower has 38.77 Required is 50 Borrower has 38.77<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 727 Required is 680 Borrower has 727 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6231021 |
| XXXX | 1750 | XXXX D A | Closed | FCRE1497 | 2025-11-19 14:49 | 2025-11-19 14:50 | Resolved | 1 - Information C A | Credit | QM-ATR | ATR: Reasonable Income or Assets Not Considered | Resolved-Received Missing Income documentation. - Due Diligence Vendor-11/19/2025 <br>Open-ATR: Reasonable Income or Assets Not Considered - Due Diligence Vendor-11/19/2025 |  | Resolved-Received Missing Income documentation. - Due Diligence Vendor-11/19/2025<br>| Qualifying DTI below maximum allowed - Required is 50 Borrower has 38.77 Required is 50 Borrower has 38.77<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 727 Required is 680 Borrower has 727 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6310227 |
| XXXX | 1750 | XXXX D A | Closed | FCRE7805 | 2025-11-13 09:12 | 2025-11-19 14:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Income - Bank Statements | Resolved-Received missing Statements. - Due Diligence Vendor-11/19/2025 <br> Ready for Review-Document Uploaded. Please see attached. - Seller-11/17/2025 <br> Open-Bank statements for XXXX were provided. XXXX is missing. It appears the lender used XXXX in lieu of XXXX. Guidelines require most recent 12 months consecutive bank statements. Lender will need to provide a corrected income calc with 12 months consecutive bank statements. - Due Diligence Vendor-11/13/2025 | Ready for Review-Document Uploaded. Please see attached. - Seller-11/17/2025<br>| Resolved-Received missing Statements. - Due Diligence Vendor-11/19/2025<br>| Qualifying DTI below maximum allowed - Required is 50 Borrower has 38.77 Required is 50 Borrower has 38.77<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 727 Required is 680 Borrower has 727 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6236347 |
| XXXX | 1750 | XXXX D A | Closed | FCRE6019 | 2025-11-13 08:52 | 2025-11-18 12:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-The lender's guidelines do not require a copy of the back of the Perm Res Card to be obtained. - Due Diligence Vendor-11/18/2025 <br> Ready for Review-Please note that our guideline does not require the back of the Perm Res Card to be obtained, in addition, XXXX, does not have a directive requiring that the back of the Perm Res Card be obtained as the front of the card provides all the information needed to verify the borrower's residency. - Seller-11/17/2025 <br> Counter-Both front and back of Perm Resident Alien card required - please provide copy of back of perm resident alien card. - Due Diligence Vendor-11/17/2025 <br> Ready for Review-We respectfully disagree. The requirement to provide both sides of the Permanent Resident Card is not supported by XXXX guidelines. The front of the Permanent Resident Card (Form I-551) is sufficient to establish lawful permanent residency. <br> XXXX Guidelines: Acceptable evidence of permanent residency includes an Alien Registration Receipt Card I-551 (Resident Alien Card). The guideline does not require the back of the card.<br> XXXX: The Selling Guide does not prescribe specific documentation, instead directing lenders to obtain documentation they deem appropriate to verify lawful permanent residency. In practice, a legible copy of the front of the Green Card is standard and sufficient.<br> XXXX requires lenders to obtain documentation from USCIS evidencing lawful permanent residency. No requirement exists for the back of the Permanent Resident Card.<br> The front of the Permanent Resident Card contains all information needed to establish status (name, alien number, expiration date, etc.) and was provided in this file. Requiring both sides imposes a standard not supported by XXXX guidelines. Accordingly, please withdraw this finding. - Seller-11/13/2025 <br> Open-Borrower Citizenship Documentation Is Missing Missing a copy of the back of the borrowers Permanent Resident card<br> - Due Diligence Vendor-11/13/2025 | Ready for Review-Please note that our guideline does not require the back of the Perm Res Card to be obtained, in addition, XXXX, does not have a directive requiring that the back of the Perm Res Card be obtained as the front of the card provides all the information needed to verify the borrower's residency. - Seller-11/17/2025 <br> Ready for Review-We respectfully disagree. The requirement to provide both sides of the Permanent Resident Card is not supported by XXXX guidelines. The front of the Permanent Resident Card (Form I-551) is sufficient to establish lawful permanent residency. <br> XXXX Guidelines: Acceptable evidence of permanent residency includes an Alien Registration Receipt Card I-551 (Resident Alien Card). The guideline does not require the back of the card.<br> XXXX: does not prescribe specific documentation, instead directing lenders to obtain documentation they deem appropriate to verify lawful permanent residency. In practice, a legible copy of the front of the Green Card is standard and sufficient.<br> XXXX requires lenders to obtain documentation from USCIS evidencing lawful permanent residency. No requirement exists for the back of the Permanent Resident Card.<br> The front of the Permanent Resident Card contains all information needed to establish status (name, alien number, expiration date, etc.) and was provided in this file. Requiring both sides imposes a standard not supported by XXXX guidelines. Accordingly, please withdraw this finding. - Seller-11/13/2025 | Resolved-The lender's guidelines do not require a copy of the back of the Perm Res Card to be obtained. - Due Diligence Vendor-11/18/2025<br>| Qualifying DTI below maximum allowed - Required is 50 Borrower has 38.77 Required is 50 Borrower has 38.77<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 727 Required is 680 Borrower has 727 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6235936 |
| XXXX | 1751 | XXXX C A | Closed | FCOM1978 | 2025-11-11 08:57 | 2025-11-17 09:32 | Resolved | 1 - Information C A | Compliance | TRID | Missing Intent to Proceed | Resolved------Received signed copy of Intent to Proceed. Finding Resolved. - Due Diligence Vendor-11/17/2025 <br>Ready for Review-Document Uploaded. UPLOADED - Seller-11/14/2025 <br>Open------There are fees on the final CD that are POC and borrower's signed intent to proceed is missing from file. - Due Diligence Vendor-11/11/2025 | Ready for Review-Document Uploaded. UPLOADED - Seller-11/14/2025<br>| Resolved------Received signed copy of Intent to Proceed. Finding Resolved. - Due Diligence Vendor-11/17/2025<br>| Qualifying DTI below maximum allowed - Required is 50 Borrower has 29.72 Required is 50 Borrower has 29.72<br>LTV is less than guideline maximum - Required is 80 Borrower has 57.68 Required is 80 Borrower has 57.68<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 776 Required is 680 Borrower has 776 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6206262 |
| XXXX | 1751 | XXXX C A | Closed | finding-3634 | 2025-11-11 08:26 | 2025-11-17 09:30 | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | Resolved-Upon further review, the document(s) are located in original file, nothing further required. - Due Diligence Vendor-11/17/2025 <br> Ready for Review-Document Uploaded. The 2nd appraisal fee was disclosed as $1700 on all the LE and subsequent CDs. Fee amount changed to $625 on the CD issued on XXXX. The $1700 covers the baseline. LE is attached - Seller-11/14/2025 <br> Counter-____The 2nd appraisal was not on any other CD, we need documentation for the change. Provide a valid and timely COC for increase OR evidence of refund to borrower or principal reduction in the amount of $625.00, post-close CD, LOE and evidence of delivery to borrower within 60 days of consummation date. Statute of Limitations 3 years- Expiration date is XXXX. Finding Remains. - Due Diligence Vendor-11/14/2025 <br> Ready for Review-DOCUMENTS UPLOADED - Seller-11/14/2025 <br> Ready for Review-Document Uploaded. SUPPORTING DOCUMENTS UPLOADED - Seller-11/13/2025 <br> Open-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $625.00.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). -----Zero (0%) tolerance fees increased by $625.00 (Second Appraisal Fee) without a valid COC in file. Provide a valid and timely COC for increase OR evidence of refund to borrower or principal reduction in the amount of $625.00, post-close CD, LOE and evidence of delivery to borrower within 60 days of consummation date. Statute of Limitations 3 years- Expiration date is XXXX - Due Diligence Vendor-11/11/2025 | Ready for Review-Document Uploaded. The 2nd appraisal fee was disclosed as $1700 on all the LE and subsequent CDs. Fee amount changed to $625 on the CD issued on XXXX. The $1700 covers the baseline. LE is attached - Seller-11/14/2025 <br> Ready for Review-DOCUMENTS UPLOADED - Seller-11/14/2025 <br> Ready for Review-Document Uploaded. SUPPORTING DOCUMENTS UPLOADED - Seller-11/13/2025 | Resolved-Upon further review, the document(s) are located in original file, nothing further required. - Due Diligence Vendor-11/17/2025<br>| Qualifying DTI below maximum allowed - Required is 50 Borrower has 29.72 Required is 50 Borrower has 29.72<br>LTV is less than guideline maximum - Required is 80 Borrower has 57.68 Required is 80 Borrower has 57.68<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 776 Required is 680 Borrower has 776 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6205848 |
| XXXX | 1751 | XXXX C A | Closed | FCRE1510 | 2025-11-10 16:00 | 2025-11-14 15:56 | Resolved | 1 - Information C A | Credit | Closing | Issues exist on the Mortgage Document (Deed of Trust) | Resolved-Received Deed of Trust with Legal Description. - Due Diligence Vendor-11/14/2025 <br>Ready for Review-Document Uploaded. Please see attached. - Seller-11/13/2025 <br>Open-There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed. Legal description is missing from the DOT. - Due Diligence Vendor-11/13/2025 | Ready for Review-Document Uploaded. Please see attached. - Seller-11/13/2025<br>| Resolved-Received Deed of Trust with Legal Description. - Due Diligence Vendor-11/14/2025<br>| Qualifying DTI below maximum allowed - Required is 50 Borrower has 29.72 Required is 50 Borrower has 29.72<br>LTV is less than guideline maximum - Required is 80 Borrower has 57.68 Required is 80 Borrower has 57.68<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 776 Required is 680 Borrower has 776 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6200037 |
| XXXX | 1751 | XXXX C A | Closed | finding-3540 | 2025-11-10 16:33 | 2025-11-14 09:32 | Resolved | 1 - Information C A | Compliance | TRID | Revised Closing Disclosure Delivery Date Test (No Waiting Period Required) Test | Resolved-----Received acknowledgement borrower signed at closing. Finding Resolved. - Due Diligence Vendor-11/14/2025 <br> Ready for Review-Document Uploaded. SUPPORTING DOCUMENTS UPLOADED - Seller-11/13/2025 <br> Open-This loan failed the revised closing disclosure delivery date test (no waiting period required). (12 CFR §1026.19(f)(2)(i))The revised closing disclosure delivery does not require a new waiting period and:The revised closing disclosure delivery date is provided and the revised closing disclosure method of delivery is marked as either"XXXX" or "Electronic Delivery" or blank, and the revised closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the revised closing disclosure delivery date is after the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe revised closing disclosure receipt date is provided and the revised closing disclosure receipt date is after the consummation date, or closing / settlement date if no consummation date is provided, of the transaction.Changes before consummation not requiring a new waiting period. Except as provided in §1026.19(f)(2)(ii), if the disclosures provided under §1026.19(f)(1)(i) become inaccurate before consummation, the creditor shall provide corrected disclosures reflecting any changed terms to the consumer so that the consumer receives the corrected disclosures at or before consummation. Notwithstanding the requirement to provide corrected disclosures at or before consummation, the creditor shall permit the consumer to inspect the disclosures provided under this paragraph, completed to set forth those items that are known to the creditor at the time of inspection, during the business day immediately preceding consummation, but the creditor may omit from inspection items related only to the seller's transaction. -----Missing valid COC for applicable increases. Statute of Limitations 3 years- Expiration date is XXXX. - Due Diligence Vendor-11/10/2025 | Ready for Review-Document Uploaded. SUPPORTING DOCUMENTS UPLOADED - Seller-11/13/2025<br>| Resolved-----Received acknowledgement borrower signed at closing. Finding Resolved. - Due Diligence Vendor-11/14/2025<br>| Qualifying DTI below maximum allowed - Required is 50 Borrower has 29.72 Required is 50 Borrower has 29.72<br>LTV is less than guideline maximum - Required is 80 Borrower has 57.68 Required is 80 Borrower has 57.68<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 776 Required is 680 Borrower has 776 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6200459 |
| XXXX | 1752 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA |  |  |  |
| XXXX | 1753 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  |  |
| XXXX | 1754 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA |  |  |  |
| XXXX | 1755 | XXXX C A | Closed | FCRE5790 | 2025-11-13 11:10 | 2025-11-17 14:30 | Resolved | 1 - Information C A | Credit | Closing | Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Resolved-Received UDM report dated XXXX. - Due Diligence Vendor-11/17/2025 <br> Ready for Review-Document Uploaded. Invalid finding, the Final DV delivered with the loan file on page 162 had the UDM monitoring started on XXXX, which is within 10 days of Note date. Please see attached final DV. - Seller-11/14/2025 <br> Open-Borrower 1 Gap Credit Report is Expired (Greater than 10 days from Closing/Settlement Date). Per GL must be dated within 10 days of Note date - Due Diligence Vendor-11/13/2025 | Ready for Review-Document Uploaded. Invalid finding, the Final DV delivered with the loan file on page 162 had the UDM monitoring started on XXXX, which is within 10 days of Note date. Please see attached final DV. - Seller-11/14/2025 | Resolved-Received UDM report dated 11/3. - Due Diligence Vendor-11/17/2025<br>| Qualifying DTI below maximum allowed - Required is 50 Borrower has 35.23 Required is 50 Borrower has 35.23<br>LTV is less than guideline maximum - Required is 85 Borrower has 59.38 Required is 85 Borrower has 59.38<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 720 Borrower has 762 Required is 720 Borrower has 762 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6238741 |
| XXXX | 1756 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA |  |  |  |
| XXXX | 1757 | XXXX C A | Closed | FCRE5790 | 2025-11-13 14:29 | 2025-11-19 15:42 | Resolved | 1 - Information C A | Credit | Closing | Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Resolved-Received UDM. - Due Diligence Vendor-11/19/2025 <br>Ready for Review-Document Uploaded. Please see attached updated DataVerify. - Seller-11/17/2025 <br>Open-Borrower 1 Gap Credit Report is Expired (Greater than 10 days from Closing/Settlement Date). Per GL, Drive report/Gap credit to be dated within 10 days of Note date - Due Diligence Vendor-11/13/2025 | Ready for Review-Document Uploaded. Please see attached updated DataVerify. - Seller-11/17/2025<br>| Resolved-Received UDM. - Due Diligence Vendor-11/19/2025<br>| Qualifying DTI below maximum allowed - Required is 50 Borrower has 32.98 Required is 50 Borrower has 32.98<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 800 Required is 680 Borrower has 800 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6243461 |
| XXXX | 1758 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA |  |  |  |
| XXXX | 1759 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA |  |  |  |
| XXXX | 1760 | XXXX C A | Closed | FCRE6696 | 2025-12-01 08:27 | 2025-12-02 17:35 | Resolved | 1 - Information C A | Credit | Income/Employment | Employment Self-Employed Less Than 2 Years at Origination | Resolved-Updated 1003 provided confirming self employment since XXXX.<br> . - Due Diligence Vendor-12/02/2025 <br> Open-The loan file contains no evidence of how long the borrower's previous business was open for to complete the 24 months of self-employment history. The fraud report does not reflect anything, and the CPA letters do not address when the previous business closed. - Due Diligence Vendor-12/01/2025 |  | Resolved-Updated 1003 provided confirming self employment since XXXX.<br> . - Due Diligence Vendor-12/02/2025 | Qualifying DTI below maximum allowed - Guideline maximum DTI is 50%. Borrower's DTI is 12.27%. Required is 50 Borrower has 12.27<br>LTV is less than guideline maximum - Guideline maximum LTV is 85%. Subject LTV is 75%. Required is 85 Borrower has 75<br>Qualifying FICO score is at least 20 points above minimum for program - Guideline minimum FICO score required is 660. Borrower's qualifying FICO score is 755. Required is 660 Borrower has 755 |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6426281 |
| XXXX | 1760 | XXXX C A | Closed | FCRE1206 | 2025-11-17 11:27 | 2025-11-24 10:01 | Resolved | 1 - Information C A | Credit | Eligibility | All Interested Parties Not Checked with Exclusionary Lists | Resolved-SAM.gov and OFAC for appraiser received. - Due Diligence Vendor-11/24/2025 <br>Counter-OFAC provided, please add to the exclusionary list. - Due Diligence Vendor-11/21/2025 <br>Ready for Review-Document Uploaded. Please see attached. - Seller-11/20/2025 <br>Open-All Interested Parties Not Checked with Exclusionary Lists Appraiser, Settlement Agent and Seller to be added to the Loan Participants List. - Due Diligence Vendor-11/17/2025 | Ready for Review-Document Uploaded. Please see attached. - Seller-11/20/2025<br>| Resolved-SAM.gov and OFAC for appraiser received. - Due Diligence Vendor-11/24/2025<br>| Qualifying DTI below maximum allowed - Guideline maximum DTI is 50%. Borrower's DTI is 12.27%. Required is 50 Borrower has 12.27<br>LTV is less than guideline maximum - Guideline maximum LTV is 85%. Subject LTV is 75%. Required is 85 Borrower has 75<br>Qualifying FICO score is at least 20 points above minimum for program - Guideline minimum FICO score required is 660. Borrower's qualifying FICO score is 755. Required is 660 Borrower has 755 |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6273541 |
| XXXX | 1761 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA |  |  |  |
| XXXX | 1762 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA |  |  |  |
| XXXX | 1763 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA |  |  |  |
| XXXX | 1764 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA |  |  |  |
| XXXX | 1765 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA |  |  |  |
| XXXX | 1766 | XXXX D A | Closed | FPRO1256 | 2025-11-18 07:48 | 2025-12-10 14:52 | Resolved | 1 - Information D A | Credit | Eligibility | HOA Questionnaire Document is Partially Provided | Resolved-Received revised HOA questionnaire. - Due Diligence Vendor-12/10/2025 <br> Ready for Review-Document Uploaded. Please see attached. - Seller-12/09/2025 <br> Counter-No document provided. Issues exist with questionnaire: 1) Owner occupied plus investment units exceed total number of total units. 2) Question #5-Project noted as not complete (XXXX) 3) Question #26- Project noted as not safe for habitability. - Due Diligence Vendor-11/24/2025 <br> Ready for Review-The errors are not considered critical as the documentation and information in the loan file confirm otherwise. Please clear the finding. - Seller-11/20/2025 <br> Counter-If clerical errors exist, please provide the corrected documents. - Due Diligence Vendor-11/20/2025 <br> Ready for Review-Please note the error are not material. Per the HOA Questionnaire and the Appraisal; there are XX total units and only 4 are rented out. The error within the docs has no bearing on the UW decision, since at worst, XX units are owner occupied; so, the XXXX% investor concentration would not change the Warrantability of the condo. - Seller-11/18/2025 <br> Open-Subject Property is part of an HOA but the HOA Questionnaire Document is only Partially Provided. Issues with questionnaire: <br> 1) Owner occupied plus investment units exceed total number of total units. 2) Question #5-Project noted as not complete (XXXX) 3) Question #26- Project noted as not safe for habitability. - Due Diligence Vendor-11/18/2025 | Ready for Review-Document Uploaded. Please see attached. - Seller-12/09/2025 <br> Ready for Review-The errors are not considered critical as the documentation and information in the loan file confirm otherwise. Please clear the finding. - Seller-11/20/2025 <br> Ready for Review-Please note the error are not material. Per the HOA Questionnaire and the Appraisal; there are XX total units and only 4 are rented out. The error within the docs has no bearing on the UW decision, since at worst, XX units are owner occupied; so, the XXXX% investor concentration would not change the Warrantability of the condo. - Seller-11/18/2025 | Resolved-Received revised HOA questionnaire. - Due Diligence Vendor-12/10/2025<br>| LTV is less than guideline maximum - Required is 80 Borrower has 55<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 735 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6286048 |
| XXXX | 1766 | XXXX D A | Closed | FCRE5782 | 2025-11-18 15:57 | 2025-11-20 15:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received Gap Report. - Due Diligence Vendor-11/20/2025 <br> Ready for Review-Document Uploaded. Please see attached. - Seller-11/18/2025 <br> Open-Borrower 1 Gap Credit Report is Missing UDM is on XXXX date is not within 10 days of closing - Due Diligence Vendor-11/18/2025 | Ready for Review-Document Uploaded. Please see attached. - Seller-11/18/2025<br>| Resolved-Received Gap Report. - Due Diligence Vendor-11/20/2025<br>| LTV is less than guideline maximum - Required is 80 Borrower has 55<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 735 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6295285 |
| XXXX | 1767 | XXXX C A | Closed | FCRE1198 | 2025-11-18 10:02 | 2026-02-03 10:12 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Upon further review asset docs in file for XXXX 401k - Due Diligence Vendor-12/01/2025 <br> Ready for Review-Document Uploaded. After further review of TPR assets, it appears a missed account was not accounted. Please see page133 – 144 for XXXX with balance of XXXX. Please add these funds to the assets verified amount and clear defect - Seller-11/25/2025 <br> Counter-Revised loan file to confirm account balances. Total funds verified XXXX. Insufficient to support funds to close and reserves. - Due Diligence Vendor-11/25/2025 <br> Ready for Review-Again disagree, Lender notes that XXXX \*\*\* Please clear as soon as possible and thank you for expediting this matter - Seller-11/22/2025 <br> Counter-Received asset break down. Balance due monthly is considered in reserves XXXX. Finding remains - Due Diligence Vendor-11/20/2025 <br> Ready for Review-Disagree, lender notes that XXXX total. Further breakdown is as follows; <br> \*\*\* Verified assets XXXX<br> \*\*\* Gift XXXX<br> \*\*\* EMD $158,850 \*\*\* sent XXXX<br> --------------------//////////////----------------------- <br> Conclusion – Total funds verified XXXX (assets listed above)… is greater than funds required to close and Reserves required amount of XXXXTOTAL (this amount of funds is not including the EMD credit)<br> --------------------//////////////----------------------- OR <br> Alternative POV verified assets XXXX Reserves required<br> - Seller-11/19/2025 <br> Ready for Review-Disagree, lender notes that $XXXX total. Further breakdown is as follows; <br> \*\*\* Verified assets XXXX<br> \*\*\* Gift XXXX<br> \*\*\* EMD $158,850 \*\*\* sent XXXX<br> --------------------//////////////----------------------- <br> Conclusion – Total funds verified XXXX (assets listed above)… is greater than funds required to close and Reserves required amount of XXXX TOTAL (this amount of funds is not including the EMD credit)<br> --------------------//////////////----------------------- OR <br> Alternative POV verified assets XXXX<br>- Seller-11/19/2025 <br> Open-Audited Reserves of 10.83 month(s) are less than Guideline Required Reserves of 12 month(s) Provide additional assets to meet reserve requirements - Due Diligence Vendor-11/18/2025 | Ready for Review-Document Uploaded. After further review of TPR assets, it appears a missed account was not accounted. Please see page133 – 144 for XXXX with balance of 276,626.60 @ 70% = 193,638.62. Please add these funds to the assets verified amount and clear defect - Seller-11/25/2025 <br> Ready for Review-Again disagree, Lender notes that XXXX(assets listed above)… is greater than total funds required to close and Reserves required amount of XXXX\*\*\* Please clear as soon as possible and thank you for expediting this matter - Seller-11/22/2025 <br> Ready for Review-Disagree, lender notes that XXXX total. Further breakdown is as follows; <br> \*\*\* Verified assets XXXX<br> \*\*\* Gift XXXX<br> \*\*\* EMD $158,850 \*\*\* sent XXXX<br> --------------------//////////////----------------------- <br> Conclusion – Total funds verified XXXX (assets listed above)… is greater than funds required to close and Reserves required amount of $1,960,397.04 TOTAL (this amount of funds is not including the EMD credit)<br> --------------------//////////////----------------------- OR <br> Alternative POV verified assets XXXX Reserves required<br> - Seller-11/19/2025 <br> Ready for Review-Disagree, lender notes that XXXX total. Further breakdown is as follows; <br> \*\*\* Verified assets XXXX<br> \*\*\* Gift XXXX<br> \*\*\* EMD $158,850 \*\*\* sent XXXX<br> --------------------//////////////----------------------- <br> Conclusion – Total funds verified XXXX <br>- Seller-11/19/2025 | Resolved-Upon further review asset docs in file for XXXX 401k - Due Diligence Vendor-12/01/2025<br>| Qualifying DTI below maximum allowed - Lender max DTI 50%, borrower DTI 32.89% Required is 50 Borrower has 32.89<br>Qualifying FICO score is at least 20 points above minimum for program - Lender minimum FICO 720, borrower FICO 757 Required is 720 Borrower has 757 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6288245 |
| XXXX | 1768 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA |  |  |  |
| XXXX | 1769 | XXXX C A | Closed | FCRE6837 | 2025-11-24 13:55 | 2026-01-14 10:16 | Resolved | 1 - Information C A | Credit | Eligibility | Excessive Cash-Out on a Limited Cash-Out Refinance | Resolved-PCCD received showing cash out to borrower less than $5,000 - Due Diligence Vendor-01/14/2026 <br> Ready for Review-Document Uploaded. Please see correct Post Close Closing disclosure "PCCD" - Seller-01/09/2026 <br> Open-PCCD received showing cash out to borrower exceeding $5,000 limit for rate term refinance. (per PPCD Cash to borrower XXXX) [if remains as cash out reserves will be required, current reserves required are $0] Additional findings may apply. - Due Diligence Vendor-11/24/2025 | Ready for Review-Document Uploaded. Please see correct Post Close Closing disclosure "PCCD" - Seller-01/09/2026<br>| Resolved-PCCD received showing cash out to borrower less than $5,000 - Due Diligence Vendor-01/14/2026<br>| Qualifying DTI below maximum allowed - DTI Required is 50% Borrower has 20.84%. Required is 50 Borrower has 20.84<br>LTV is less than guideline maximum - LTV Required is 85% Borrower has 68.14%. Required is 85 Borrower has 68.14<br>Qualifying FICO score is at least 20 points above minimum for program - FICO Score Required is 720 Borrower has 798. Required is 720 Borrower has 798 |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6369009 |
| XXXX | 1769 | XXXX C A | Closed | finding-47 | 2025-11-14 16:36 | 2025-11-24 10:13 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved------Received PCCD dated XXXX. Finding Resolved. - Due Diligence Vendor-11/24/2025 <br> Ready for Review-Document Uploaded. PCCD UPLOADED - Seller-11/21/2025 <br> Open-This loan failed the TILA right of rescission test.Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. -----Provide PCCD with disbursement date after the ROR expiration date. - Due Diligence Vendor-11/14/2025 | Ready for Review-Document Uploaded. PCCD UPLOADED - Seller-11/21/2025<br>| Resolved------Received PCCD dated XXXX. Finding Resolved. - Due Diligence Vendor-11/24/2025 | Qualifying DTI below maximum allowed - DTI Required is 50% Borrower has 20.84%. Required is 50 Borrower has 20.84<br>LTV is less than guideline maximum - LTV Required is 85% Borrower has 68.14%. Required is 85 Borrower has 68.14<br>Qualifying FICO score is at least 20 points above minimum for program - FICO Score Required is 720 Borrower has 798. Required is 720 Borrower has 798 |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6260427 |
| XXXX | 1770 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| XXXX | 1771 | XXXX C A | Closed | FCRE1440 | 2025-11-18 10:58 | 2025-11-25 15:56 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Received Guideline. Resolved with 1x 30. - Due Diligence Vendor-11/25/2025 <br> Ready for Review-Document Uploaded. Disagree, not a finding… please see matrix on 1x30 has no adjustments. Please clear as soon as possible and thank you for expediting this matter - Seller-11/22/2025 <br> Counter-If XXXX was not paid, borrower would be 1x30 days, Grace period is for the Late charges. - Due Diligence Vendor-11/21/2025 <br> Ready for Review-Disagree, Lender notes the last payment due is XXXX and new loan Note date / closing date is on XXXX, which is still considered current due to grace period of 15 additional days. Please clear - Seller-11/19/2025 <br> Open-Housing History Does Not Meet Guideline Requirements XXXX payment for XXXX not provided - Due Diligence Vendor-11/18/2025 | Ready for Review-Document Uploaded. Disagree, not a finding… please see matrix on 1x30 has no adjustments. Please clear as soon as possible and thank you for expediting this matter - Seller-11/22/2025 <br> Ready for Review-Disagree, Lender notes the last payment due is XXXX and new loan Note date / closing date is on XXXX, which is still considered current due to grace period of 15 additional days. Please clear - Seller-11/19/2025 | Resolved-Received Guideline. Resolved with 1x 30. - Due Diligence Vendor-11/25/2025<br>| Qualifying DTI below maximum allowed - Required is 50 Borrower has 41.25 Required is 50 Borrower has 41.25<br>LTV is less than guideline maximum - Required is 80 Borrower has 64.93 Required is 80 Borrower has 64.93<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 716 Required is 660 Borrower has 716 |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6289424 |
| XXXX | 1772 | XXXX B A | Closed | FCOM1302 | 2025-11-17 12:45 | 2025-11-17 13:46 | Waived | 2 - Non-Material B | Compliance | Disclosure | Home Loan Toolkit Not Provided Within 3 Days of Application Date | Waived-The Home Loan Toolkit was not provided within 3 days of the Application Date (Number of Days Difference is '5'). Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-11/17/2025 |  | Waived-The Home Loan Toolkit was not provided within 3 days of the Application Date (Number of Days Difference is '5'). Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-11/17/2025<br>| Qualifying DTI below maximum allowed - Required is 50 Borrower has 37.3<br>LTV is less than guideline maximum - Required is 80 Borrower has 60<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 802 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | 6275361 |
| XXXX | 1773 | XXXX C A | Closed | finding-3635 | 2025-11-17 14:27 | 2025-11-21 10:10 | Resolved | 1 - Information C A | Compliance | TRID | Charges That In Total Cannot Increase More Than 10% Test | Resolved------Received PCCD dated XXXX. Finding Resolved. - Due Diligence Vendor-11/21/2025 <br> Ready for Review-Document Uploaded. XXXX - Seller-11/19/2025 <br> Open-This loan failed the charges that in total cannot increase more than 10% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than 10% ($375.00) exceed the comparable charges ($190.00) by more than 10%. Please see the table that displays the Charges That Cannot Increase More Than 10% for a comparison of the data between the provided disclosures.An estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than 10 percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). ----- Ten (10%) tolerance fees (Title - Title Examination) increased by $166.00 without a valid COC in file. Provide a valid and timely COC for increase OR evidence of refund to borrower or principal reduction in the amount of $166.00, post-close CD, LOE and evidence of delivery to borrower within 60 days of consummation date. <br> - Due Diligence Vendor-11/17/2025 | Ready for Review-Document Uploaded. FEE MOVED TO BLOCK C- BORROWER SHOPPED - Seller-11/19/2025<br>| Resolved------Received PCCD dated XXXX. Finding Resolved. - Due Diligence Vendor-11/21/2025 | LTV is less than guideline maximum - Lender max LTV 80%, subject LTV 40.74%. Required is 80 Borrower has 40.74<br>Qualifying FICO score is at least 20 points above minimum for program - Lender minimum FICO 700, borrower FICO 763 Required is 700 Borrower has 763 |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6277876 |
| XXXX | 1774 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA |  |  |  |
| XXXX | 1775 | XXXX D A | Closed | FPRO1256 | 2025-11-18 11:50 | 2025-12-03 10:21 | Resolved | 1 - Information D A | Credit | Eligibility | HOA Questionnaire Document is Partially Provided | Resolved-Received the condo questionnaire which states the last inspection was completed in XXXX, which is supported by the inspection in the file. The condo inspection and questionnaire support no safety, soundness, structural integrity or habitability issues. - Due Diligence Vendor-11/26/2025 <br> Ready for Review-please escalate for manager review, Questionnaire confirms \*\*\* No \*\*\* to question - Did the last inspection have any findings related to the safety, soundness, structural integrity, or habitability of the project's building(s)? \* - Seller-11/22/2025 <br> Counter-Received HOA Questionnaire and Structural report. Report completed XXXX for condo complex structural details issues that are of safety concern. Missing confirmation of all recommended repairs being completed. - Due Diligence Vendor-11/21/2025 <br> Ready for Review-Document Uploaded. Disagree, Lender notes Condo Questionnaire states that the last inspection did Not have any findings related to the safety, Soundness, Structural integrity, or habitability of the project's building - Seller-11/20/2025 <br> Open-Subject Property is part of an HOA but the HOA Questionnaire Document is only Partially Provided. Report completed XXXX for condo complex structural details - need to verify with HOA all repairs recommended have been completed. Provide updated documentation to support completion. <br> Provide HOA annual budget that will show a minimum of 5% allocation of replacement reserves required. - Due Diligence Vendor-11/18/2025 | Ready for Review-please escalate for manager review, Questionnaire confirms \*\*\* No \*\*\* to question - Did the last inspection have any findings related to the safety, soundness, structural integrity, or habitability of the project's building(s)? \* - Seller-11/22/2025 <br>Ready for Review-Document Uploaded. Disagree, Lender notes Condo Questionnaire states that the last inspection did Not have any findings related to the safety, Soundness, Structural integrity, or habitability of the project's building - Seller-11/20/2025<br>| Resolved-Received the condo questionnaire which states the last inspection was completed in XXXX, which is supported by the inspection in the file. The condo inspection and questionnaire support no safety, soundness, structural integrity or habitability issues. - Due Diligence Vendor-11/26/2025 | Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 731<br>Qualifying DTI below maximum allowed - Required is 50 Borrower has 34.25 |  | XXXX | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6290338 |
| XXXX | 1775 | XXXX D A | Closed | FCRE0108 | 2025-11-18 12:01 | 2025-12-03 10:21 | Resolved | 1 - Information C A | Credit | Insurance | XXXX Coverage not met | Resolved-Received confirmation limited review completed-XXXX not required. - Due Diligence Vendor-12/03/2025 <br> Ready for Review-Disagree. The lender notes that the condo review is a Limited Review. According to XXXX insurance is required for all condo and co-op projects except:<br> Projects that qualify for a waiver of project review as described in XXXX, Waiver of Project Review, and<br> Condo projects reviewed under the Limited Review process.<br> \*\*\* Since the subject property's association meets the Limited Review requirements, XXXX insurance is not required, and XXXX review is not applicable. Therefore, the initial concern is addressed, and the defect should be cleared. - Seller-12/02/2025 <br> Counter-Document uploaded is not XXXX Approved by XXXX. Please upload XXXX Approved by XXXX - Due Diligence Vendor-12/01/2025 <br> Ready for Review-Document Uploaded. Please see approval list attached<br> - Seller-11/25/2025 <br> Counter-No document uploaded. File did not contain XXXX do document limited review. - Due Diligence Vendor-11/21/2025 <br> Ready for Review-Disagree, Lender notes Condo review is a Limited Review... XXXX Guidelines state on Determining if XXXX/Crime Insurance is Required: XXXX/crime insurance is required for all condo and co-op projects, with the following exceptions: • projects that qualify for a waiver of project review as described in XXXX, Waiver of Project Review, • condo projects reviewed under the Limited Review - Seller-11/20/2025 <br> Open-XXXX Coverage not met. Master HOA policy does not reflect XXXX Bond Coverage - Due Diligence Vendor-11/18/2025 | Ready for Review-Disagree. The lender notes that the condo review is a Limited Review. According to XXXX, XXXX/crime insurance is required for all condo and co-op projects except:<br> Projects that qualify for a waiver of project review as described in B4-2.1-02, Waiver of Project Review, and<br> Condo projects reviewed under the Limited Review process.<br> \*\*\* Since the subject property's association meets the Limited Review requirements, XXXX/crime insurance is not required, and CPM (Condo Project Manager) review is not applicable. Therefore, the initial concern is addressed, and the defect should be cleared. - Seller-12/02/2025 <br> Ready for Review-Document Uploaded. Please see approval list attached<br> - Seller-11/25/2025 <br> Ready for Review-Disagree, Lender notes Condo review is a Limited Review... XXXX Guidelines state on Determining if XXXX/Crime Insurance is Required: XXXX/crime insurance is required for all condo and co-op projects, with the following exceptions: • projects that qualify for a waiver of project review as described in XXXX, Waiver of Project Review, • condo projects reviewed under the Limited Review - Seller-11/20/2025 | Resolved-Received confirmation limited review completed-XXXX not required. - Due Diligence Vendor-12/03/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 731<br>Qualifying DTI below maximum allowed - Required is 50 Borrower has 34.25 |  | XXXX | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6290537 |
| XXXX | 1775 | XXXX D A | Closed | FCRE1480 | 2025-11-18 12:39 | 2025-11-21 15:00 | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-Received proof of gift receipt. - Due Diligence Vendor-11/21/2025 <br> Ready for Review-Document Uploaded. lender notes the wire details specify Fed reserve information with the originator as XXXX, All match gift letter information. - Seller-11/20/2025 <br> Open-Asset Record 2 Does Not Meet G/L Requirements Missing proof that gift from fiancé of XXXX came out of fiancé's account - Due Diligence Vendor-11/18/2025 | Ready for Review-Document Uploaded. lender notes the wire details specify XXXX information with the originator as XXXX, All match gift letter information. - Seller-11/20/2025 | Resolved-Received proof of gift receipt. - Due Diligence Vendor-11/21/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 731<br>Qualifying DTI below maximum allowed - Required is 50 Borrower has 34.25 |  | XXXX | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6291211 |
| XXXX | 1775 | XXXX D A | Closed | FCRE0179 | 2025-11-18 12:50 | 2025-11-21 14:47 | Resolved | 1 - Information C A | Credit | Eligibility | UW Attestation/Docs stating warrantability are missing | Resolved-Received 1008 with UW attestation. - Due Diligence Vendor-11/21/2025 <br>Ready for Review-Document Uploaded. Please see 1008 reflecting Condo Limited Review - Warrantable Condo - Seller-11/20/2025 <br>Open-UW Attestation/Docs stating warrantability are missing. UW did not see document in file addressing this is a non-warrantable condo - Due Diligence Vendor-11/18/2025 | Ready for Review-Document Uploaded. Please see 1008 reflecting Condo Limited Review - Warrantable Condo - Seller-11/20/2025<br>| Resolved-Received 1008 with UW attestation. - Due Diligence Vendor-11/21/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 731<br>Qualifying DTI below maximum allowed - Required is 50 Borrower has 34.25 |  | XXXX | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6291435 |
| XXXX | 1776 | XXXX D A | Closed | FCRE7497 | 2025-11-18 14:11 | 2025-11-25 13:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-Received PITIA - Due Diligence Vendor-11/25/2025 <br> Ready for Review-Document Uploaded. Please see attached Final CD for other XXXX loan XXXX - Seller-11/21/2025 <br> Open-Missing PITI REO XXXX - Final 1003 reflects XXXX Mortgage payment, however no documentation was provided. - Due Diligence Vendor-11/18/2025 | Ready for Review-Document Uploaded. Please see attached Final CD for other XXXX - Seller-11/21/2025 | Resolved-Received PITIA - Due Diligence Vendor-11/25/2025<br>| LTV is less than guideline maximum - Required is 80 Borrower has 60<br>Qualifying DTI below maximum allowed - Required is 50 Borrower has 31.85<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 724 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6293059 |
| XXXX | 1776 | XXXX D A | Closed | FCRE1254 | 2025-11-18 12:35 | 2025-11-25 13:13 | Resolved | 1 - Information C A | Credit | Title | Property Title Issue | Resolved-Received Supplemental report. Sole Owner - Due Diligence Vendor-11/25/2025 <br>Ready for Review-Document Uploaded. - Seller-11/21/2025 <br>Ready for Review-Document Uploaded. Disagree, Lender notes title reflect only borrower on title - Seller-11/21/2025 <br>Open-Property Title Issue Title reflects another person as a joint tenant with B1, however no documentation in file indicates B1 has taken sole ownership of subject property. - Due Diligence Vendor-11/18/2025 | Ready for Review-Document Uploaded. - Seller-11/21/2025 <br>Ready for Review-Document Uploaded. Disagree, Lender notes title reflect only borrower on title - Seller-11/21/2025<br>| Resolved-Received Supplemental report. Sole Owner - Due Diligence Vendor-11/25/2025<br>| LTV is less than guideline maximum - Required is 80 Borrower has 60<br>Qualifying DTI below maximum allowed - Required is 50 Borrower has 31.85<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 724 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6291136 |
| XXXX | 1777 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  |  |
| XXXX | 1778 | XXXX C A | Closed | FCRE1479 | 2025-11-18 14:42 | 2025-11-24 14:21 | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-Upon further review, LTV is 65% - large deposits do not need to be verified. - Due Diligence Vendor-11/21/2025 <br> Ready for Review-Document Uploaded. Please see NON QM XXXX, If LTV /CLTV is 65% or LOWER, assets not required to be verified. - Seller-11/20/2025 <br> Ready for Review-Document Uploaded. Please see attached 30 days assets verified for XXXX and updated account XXXX - Seller-11/20/2025 <br> Open-Asset Record 1 Does Not Meet G/L Requirements - Due Diligence Vendor-11/19/2025 | Ready for Review-Document Uploaded. Please see NON QM Guide XXXX, If LTV /CLTV is 65% or LOWER, assets not required to be verified. - Seller-11/20/2025 <br> Ready for Review-Document Uploaded. Please see attached 30 days assets verified for XXXXand updated account XXXX - Seller-11/20/2025 | Resolved-Upon further review, LTV is 65% - large deposits do not need to be verified. - Due Diligence Vendor-11/21/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Guideline minimum FICO score 660. Borrowers' qualifying FICO score is 762. Required is 660 Borrower has 762<br>LTV is less than guideline maximum - Guideline maximum LTV is 85%. Subject LTV is 65%. Required is 85 Borrower has 65<br>Qualifying DTI below maximum allowed - Guideline maximum DTI is 45%. Borrowers' DTI is 38.51%. Required is 45 Borrower has 38.51 |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6293657 |
| XXXX | 1779 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Second Home | Purchase | NA |  |  |  |
| XXXX | 1780 | XXXX C A | Closed | FCRE0113 | 2025-11-19 12:32 | 2025-11-26 13:09 | Resolved | 1 - Information C A | Credit | Eligibility | Property/Appraisal General (Credit) | Resolved-Received CU. - Due Diligence Vendor-11/26/2025 <br> Ready for Review-Document Uploaded. Please see attached corrected SSR. - Seller-11/25/2025 <br> Open-CU provided is incomplete, missing page 1. CU page provided reflects Appraisal 2, which supports an additional appraisal that is not in the loan file. Appraisal dated XXXX is in the file. - Due Diligence Vendor-11/19/2025 | Ready for Review-Document Uploaded. Please see attached corrected SSR. - Seller-11/25/2025<br>| Resolved-Received CU. - Due Diligence Vendor-11/26/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Guideline minimum FICO score is 660. Borrower's qualifying FICO score is 762. Required is 660 Borrower has 762<br>LTV is less than guideline maximum - Guideline LTV maximum id 90%. Subject LTV is 80%. Required is 90 Borrower has 80<br>Qualifying DTI below maximum allowed - Guideline maximum DTI is 50%. Borrower's DTI is 9.55%. Required is 50 Borrower has 9.55 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6307234 |
| XXXX | 1781 | XXXX C B A | Closed | FCRE6026 | 2025-11-20 12:44 | 2025-11-24 13:44 | Waived | 2 - Non-Material C B | Credit | Income/Employment | Potential Employment/income Issues identified in the file | Waived-Originator provided a waiver for Bank Statement with other individual, applied to non material finding with comp factors - Due Diligence Vendor-11/24/2025 <br> Ready for Review-Document Uploaded. Please see attached Exception used to final approve loan - Seller-11/21/2025 <br> Open-Per guides, when utilizing Personal Bank Statements, bank statements reflecting other individuals except non-borrowing spouses who are not applicants on the loan are not eligible. The borrower's personal bank statements reflect an individual who does not share the same last name as the borrower and an LOX in file explains that this individual is the XXXX. As a result, the bank statements are technically ineligible as the guides do not specify that sharing an account with a domestic partner is allowed. - Due Diligence Vendor-11/20/2025 | Ready for Review-Document Uploaded. Please see attached Exception used to final approve loan - Seller-11/21/2025<br>| Waived-Originator provided a waiver for Bank Statement with other individual, applied to non material finding with comp factors - Due Diligence Vendor-11/24/2025<br>| Months Reserves exceed minimum required - Required 3 months reserves - actual 8 months reserves.<br>LTV is less than guideline maximum - Maximum LTV allowed is 70% - actual LTV is 59.86%. Required is 70 Borrower has 59.86 | LTV 10% below max.<br> 3 months reserves above min | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | 6324654 |
| XXXX | 1782 | XXXX C A | Closed | finding-3540 | 2025-11-18 15:53 | 2025-11-21 08:56 | Resolved | 1 - Information C A | Compliance | TRID | Revised Closing Disclosure Delivery Date Test (No Waiting Period Required) Test | Resolved-Received COC. Finding Resolved. - Due Diligence Vendor-11/21/2025 <br> Ready for Review-Document Uploaded. COC PROVIDED - Seller-11/20/2025 <br> Open-This loan failed the revised closing disclosure delivery date test (no waiting period required). (12 CFR §1026.19(f)(2)(i))The revised closing disclosure delivery does not require a new waiting period and:The revised closing disclosure delivery date is provided and the revised closing disclosure method of delivery is marked as either"XXXX" or "Electronic Delivery" or blank, and the revised closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the revised closing disclosure delivery date is after the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe revised closing disclosure receipt date is provided and the revised closing disclosure receipt date is after the consummation date, or closing / settlement date if no consummation date is provided, of the transaction.Changes before consummation not requiring a new waiting period. Except as provided in §1026.19(f)(2)(ii), if the disclosures provided under §1026.19(f)(1)(i) become inaccurate before consummation, the creditor shall provide corrected disclosures reflecting any changed terms to the consumer so that the consumer receives the corrected disclosures at or before consummation. Notwithstanding the requirement to provide corrected disclosures at or before consummation, the creditor shall permit the consumer to inspect the disclosures provided under this paragraph, completed to set forth those items that are known to the creditor at the time of inspection, during the business day immediately preceding consummation, but the creditor may omit from inspection items related only to the seller's transaction. -----Missing valid COC for applicable increases. Statute of Limitations 3 years- Expiration date is XXXX. \*\*\*This Finding is typically related to a tolerance violation. DO NOT Rescind without additional scrutiny\*\*\* - Due Diligence Vendor-11/18/2025 | Ready for Review-Document Uploaded. COC PROVIDED - Seller-11/20/2025<br>| Resolved-Received COC. Finding Resolved. - Due Diligence Vendor-11/21/2025<br>| LTV is less than guideline maximum - Required is 85 Borrower has 80<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 724 Required is 680 Borrower has 724<br>Qualifying DTI below maximum allowed - Required is 50 Borrower has 18.86 Required is 50 Borrower has 18.58 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6295209 |
| XXXX | 1782 | XXXX C A | Closed | finding-3652 | 2025-11-18 15:53 | 2025-11-21 08:56 | Resolved | 1 - Information C A | Compliance | TRID | Lender Credits That Cannot Decrease Test | Resolved-----Received COC for Decrease in fees. Finding Resolved. - Due Diligence Vendor-11/21/2025 <br> Ready for Review-Document Uploaded. COC UPLOADED - Seller-11/20/2025 <br> Open-This loan failed the lender credits that cannot decrease test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i). The final sum of specific and non-specific lender credits ($4,668.38) does not exceed or equal the comparable sum of specific and non-specific lender credits ($5,594.88). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). -----Lender credit decreased from $4668.38 to $5594.88 without a valid COC in file. Provide a COC for decrease OR evidence of refund to borrower or principal reduction in the amount of $926.50, post-close CD, LOE and evidence of delivery to borrower within 60 days of consummation date. Reduction in Lender credits must be directly related to fees and must offset closing cost equally. Statute of Limitations 3 years- Expiration date is XXXX. - Due Diligence Vendor-11/18/2025 | Ready for Review-Document Uploaded. COC UPLOADED - Seller-11/20/2025<br>| Resolved-----Received COC for Decrease in fees. Finding Resolved. - Due Diligence Vendor-11/21/2025<br>| LTV is less than guideline maximum - Required is 85 Borrower has 80<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 724 Required is 680 Borrower has 724<br>Qualifying DTI below maximum allowed - Required is 50 Borrower has 18.86 Required is 50 Borrower has 18.58 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6295210 |
| XXXX | 1783 | XXXX B A | Closed | FCOM1124 | 2025-11-19 11:11 | 2025-11-19 12:06 | Waived | 2 - Non-Material B | Compliance | Data | Borrower 1 Final Signature Date is in the future | Waived-Borrower 1 Final Signature Date is greater than the transaction date of XXXX Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-11/19/2025 |  | Waived-Borrower 1 Final Signature Date is greater than the transaction date of XXXX Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-11/19/2025 | Qualifying FICO score is at least 20 points above minimum for program - Guideline minimum FICO is 640. Borrower's qualifying LTV is 774. Required is 640 Borrower has 774<br>LTV is less than guideline maximum - Guideline maximum LTV is 80%. Subject LTV is 64.99%. Required is 80 Borrower has 64.99<br>Qualifying DTI below maximum allowed - Guideline maximum DTI is 50%. Borrower's DTI is 34.14%. Required is 50 Borrower has 34.14 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | No | 6305259 |
| XXXX | 1784 | XXXX C A | Closed | FCRE1206 | 2025-11-20 14:10 | 2025-11-24 13:53 | Resolved | 1 - Information C A | Credit | Eligibility | All Interested Parties Not Checked with Exclusionary Lists | Resolved-Received SAM.gov for the Appraiser and Appraiser Company. - Due Diligence Vendor-11/24/2025 <br>Ready for Review-Document Uploaded. Please see attached "No matches found" - Seller-11/21/2025 <br>Open-All Interested Parties Not Checked with Exclusionary Lists Appraiser missing from the loan participant list. - Due Diligence Vendor-11/20/2025 | Ready for Review-Document Uploaded. Please see attached "No matches found" - Seller-11/21/2025<br>| Resolved-Received SAM.gov for the Appraiser and Appraiser Company. - Due Diligence Vendor-11/24/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Guideline minimum FICO score is 700. Borrower's qualifying FICO score is 724. Required is 700 Borrower has 724<br>Qualifying DTI below maximum allowed - Guideline maximum DTI is 50.49%. Borrower's DTI is 28.14%. Required is 50.49 Borrower has 28.14 |  | XXXX | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6329880 |
| XXXX | 1785 | XXXX C B A | Closed | finding-651 | 2025-11-19 14:22 | 2025-12-04 09:12 | Cured | 2 - Non-Material C B | Compliance | Points & Fees | TILA Finance Charge Test | Cured------Received PCCD XXXX with copy of letter, check and shipping Label. Finding is Cured. - Due Diligence Vendor-12/04/2025 <br> Ready for Review-Document Uploaded. - Seller-12/02/2025 <br> Counter------We cannot tell you which fee it is. The disclosed Finance charge is $125.00 more than what was disclosed on the Finance Charge on the Final CD. So you have a fee as a Prepaid finance Charge on the final CD that was not disclosed correctly on the CD. Comparing the XXXX Report dated XXXX in the file to the Final CD. the only amount different was the amount of prepaid interest. ---This loan failed the TILA finance charge test.(12 CFR §1026.38(o)(2)). The finance charge is XXXX. The disclosed finance charge of XXXX is not considered accurate because it is understated by more than $100 at $125.00. Provide evidence of refund or principal reduction of $125.00, or at a minimum to the $100 threshold, corrected PCCD, Letter of explanation and proof of delivery to borrower within 60 days of discovery. Statue of Limitations - 1 year, expiration date XXXX. Finding Remains. - Due Diligence Vendor-11/26/2025 <br> Ready for Review-Please advise on what fee you are referencing so I can get a clearer picture of the refund - Seller-11/25/2025 <br> Counter------The TILA Finance Charge is off by $125.00, Our fees match the XXXX amount in file. Difference between XXXX Fees and ours is the interest paid on the Final CD. ----This loan failed the TILA finance charge test.(12 CFR §1026.38(o)(2)). The finance charge is XXXX. The disclosed finance charge of XXXX is not considered accurate because it is understated by more than $100 at $125.00. Provide evidence of refund or principal reduction of $125.00, or at a minimum to the $100 threshold, corrected PCCD, Letter of explanation and proof of delivery to borrower within 60 days of discovery. Statue of Limitations - 1 year, expiration date XXXX. Finding Remains. - Due Diligence Vendor-11/25/2025 <br> Ready for Review-PLEASE ADVISE WHAT FEE YOU ARE REFERENCING - Seller-11/24/2025 <br> Open-This loan failed the TILA finance charge test.(12 CFR §1026.38(o)(2))The finance charge is XXXX. The disclosed finance charge of XXXX is not considered accurate because it is understated by more than $100. -----This loan failed the TILA finance charge test.(12 CFR §1026.38(o)(2)). The finance charge is XXXX. The disclosed finance charge of XXXX is not considered accurate because it is understated by more than $100 at $125.00. Provide evidence of refund or principal reduction of $125.00, or at a minimum to the $100 threshold, corrected PCCD, Letter of explanation and proof of delivery to borrower within 60 days of discovery. Statue of Limitations - 1 year, expiration date XXXX. - Due Diligence Vendor-11/19/2025 | Ready for Review-Document Uploaded. - Seller-12/02/2025 <br>Ready for Review-Please advise on what fee you are referencing so I can get a clearer picture of the refund - Seller-11/25/2025 <br>Ready for Review-PLEASE ADVISE WHAT FEE YOU ARE REFERENCING - Seller-11/24/2025<br>| Cured------Received PCCD XXXX with copy of letter, check and shipping Label. Finding is Cured. - Due Diligence Vendor-12/04/2025 | Qualifying FICO score is at least 20 points above minimum for program - Min FICO is 660 Borrower has 780 Required is 660 Borrower has 780<br>LTV is less than guideline maximum - Max LTV is 85 Borrower has 70 Required is 85 Borrower has 70<br>Qualifying DTI below maximum allowed - Max DTI 50 Borrower has 21.03 Required is 50 Borrower has 21.03 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6309713 |
| XXXX | 1786 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | 1787 | XXXX D A | Closed | FCRE1158 | 2025-11-24 09:47 | 2025-11-25 14:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Received HOI policy receipt confirming XXXX. - Due Diligence Vendor-11/25/2025 <br> Ready for Review-Document Uploaded. Please see page 402 of initial uploaded docs, Lender notes the HO6 XXXX renewal paid amount XXXX - Seller-11/24/2025 <br> Open-Hazard Insurance Policy (Or HO-6 Insurance Policy if Subject Property is a Condo) is only Partially Provided Peer dec page premium of XXXX- Per CD lender collected XXXX- Due Diligence Vendor-11/24/2025 | Ready for Review-Document Uploaded. Please see page 402 of initial uploaded docs, Lender notes the HO6 December renewal paid amount is XXXX - Seller-11/24/2025 | Resolved-Received HOI policy receipt confirming XXXX. - Due Diligence Vendor-11/25/2025 | DSCR =/> 1.00 and minimum is 0.85 or Less - Calculated DSCR of 1.345 which exceeds the minimum required of .80 Required is 0.8 Borrower has 1.345<br>Months Reserves exceed minimum required - Verified assets of 96.88 months exceeds the minimum required of 12 months |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other | N/A | N/A | 6361406 |
| XXXX | 1788 | XXXX D A | Closed | FCRE1325 | 2025-11-24 14:32 | 2025-12-01 12:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 CPA Letter Missing | Resolved-Upon further review per K-1s the Borrower is 100% Owner. Current status per XXXX in file - pg 691 - Due Diligence Vendor-12/01/2025 <br> Ready for Review-The referenced guidelines pertains to Alt Doc. The subject was a full income documentation transaction with two years of tax returns, including 1040's. 1120-S and K-1's, which confirm the borrower's percentage of ownership. An additional CPA letter is not required. Please escalate and clear the finding. - Seller-11/26/2025 <br> Counter-No document provided. XXXX require CPA verification. - Due Diligence Vendor-11/26/2025 <br> Ready for Review-We respectfully disagree. The loan is a full income documentation transaction with two years of tax returns, including 1040's. 1120-S and K-1's, which confirm the borrower's percentage of ownership. An additional CPA letter is not required. - Seller-11/25/2025 <br> Open-Borrower 1 CPA Letter Missing Missing the CPA Letter confirming the borrower's ownership percentage - Due Diligence Vendor-11/24/2025 | Ready for Review-The referenced guidelines pertains to Alt Doc. The subject was a full income documentation transaction with two years of tax returns, including 1040's. 1120-S and K-1's, which confirm the borrower's percentage of ownership. An additional CPA letter is not required. Please escalate and clear the finding. - Seller-11/26/2025 <br>Ready for Review-We respectfully disagree. The loan is a full income documentation transaction with two years of tax returns, including 1040's. 1120-S and K-1's, which confirm the borrower's percentage of ownership. An additional CPA letter is not required. - Seller-11/25/2025<br>| Resolved-Upon further review per K-1s the Borrower is 100% Owner. Current status per XXXX in file - pg 691 - Due Diligence Vendor-12/01/2025 | Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 768<br>Months Reserves exceed minimum required - 32.27 mos reserves; 9 mos required |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6369899 |
| XXXX | 1789 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA |  |  |  |
| XXXX | 1790 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| XXXX | 1791 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA |  |  |  |
| XXXX | 1792 | XXXX C A | Closed | FCRE1440 | 2025-12-08 13:54 | 2025-12-23 16:21 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Received corrected final 1003, rent free letter and Lease on Primary confirming Borrower Rent Free - Due Diligence Vendor-12/23/2025 <br>Ready for Review-Document Uploaded. Please clear as soon as possible, this was already provided... Please see pages 51- 70 of initial uploaded packet, - Seller-12/21/2025 <br>Counter-Received corrected final 1003, rent free letter. Missing confirmation signor is owner or primary lessee of property. - Due Diligence Vendor-12/15/2025 <br>Ready for Review-Document Uploaded. Lender notes that erroneous data input was corrected and reflecting on the Final 1003, please see page 34 of the initial package upload. Also please see uploaded again shows no primary housing expense, also supported by the rent free letter - Seller-12/12/2025 <br>Counter-Received rent free letter, however the borrower stated on the application he has renting for $6,500 monthly. - Due Diligence Vendor-12/10/2025 <br>Ready for Review-Document Uploaded. Please see attached - Seller-12/09/2025 <br>Open-Housing History Does Not Meet Guideline Requirements Missing VOR for current residence. - Due Diligence Vendor-12/08/2025 | Ready for Review-Document Uploaded. Please clear as soon as possible, this was already provided... Please see pages 51- 70 of initial uploaded packet, - Seller-12/21/2025 <br>Ready for Review-Document Uploaded. Lender notes that erroneous data input was corrected and reflecting on the Final 1003, please see page 34 of the initial package upload. Also please see uploaded again shows no primary housing expense, also supported by the rent free letter - Seller-12/12/2025 <br>Ready for Review-Document Uploaded. Please see attached - Seller-12/09/2025<br>| Resolved-Received corrected final 1003, rent free letter and Lease on Primary confirming Borrower Rent Free - Due Diligence Vendor-12/23/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Required FICO score is 700 - actual FICO score is 750. Required is 700 Borrower has 750<br>Qualifying DTI below maximum allowed - Maximum DTI is 50.49% - actual DTI is 35.12% Required is 50.49 Borrower has 35.12 |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6533174 |
| XXXX | 1792 | XXXX C A | Closed | FCRE1510 | 2025-12-08 12:43 | 2025-12-10 15:37 | Resolved | 1 - Information C A | Credit | Closing | Issues exist on the Mortgage Document (Deed of Trust) | Resolved-Received Mortgage w/legal. - Due Diligence Vendor-12/10/2025 <br>Ready for Review-Document Uploaded. Please see attached Mortgage deed copy - Seller-12/09/2025 <br>Open-There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed. Missing Legal Description. - Due Diligence Vendor-12/08/2025 | Ready for Review-Document Uploaded. Please see attached Mortgage deed copy - Seller-12/09/2025<br>| Resolved-Received Mortgage w/legal. - Due Diligence Vendor-12/10/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Required FICO score is 700 - actual FICO score is 750. Required is 700 Borrower has 750<br>Qualifying DTI below maximum allowed - Maximum DTI is 50.49% - actual DTI is 35.12% Required is 50.49 Borrower has 35.12 |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6531334 |
| XXXX | 1792 | XXXX C A | Closed | finding-3635 | 2025-12-06 05:45 | 2025-12-10 08:29 | Resolved | 1 - Information C A | Compliance | TRID | Charges That In Total Cannot Increase More Than 10% Test | Resolved------Received PCCD dated XXXX. Finding Resolved. - Due Diligence Vendor-12/10/2025 <br> Ready for Review-Document Uploaded. BOTH FEES PAID BY SELLER. ABSTRACT FEE MOVED TO SECTION C - Seller-12/09/2025 <br> Open-This loan failed the charges that in total cannot increase more than 10% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than 10% (XXXX) exceed the comparable charges ($451.00) by more than 10%. Please see the table that displays the Charges That Cannot Increase More Than 10% for a comparison of the data between the provided disclosures.An estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than 10 percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). -----Ten (10%) tolerance fees (Abstract Title Search and Recording Fee) increased by $205.65 without a valid COC in file. Provide a valid and timely COC for increase OR evidence of refund to borrower or principal reduction in the amount of $205.65, post-close CD, LOE and evidence of delivery to borrower within 60 days of consummation date. Statute of Limitations 1 year- Expiration date is XXXX - Due Diligence Vendor-12/06/2025 | Ready for Review-Document Uploaded. BOTH FEES PAID BY SELLER. ABSTRACT FEE MOVED TO SECTION C - Seller-12/09/2025<br>| Resolved------Received PCCD dated XXXX. Finding Resolved. - Due Diligence Vendor-12/10/2025 | Qualifying FICO score is at least 20 points above minimum for program - Required FICO score is 700 - actual FICO score is 750. Required is 700 Borrower has 750<br>Qualifying DTI below maximum allowed - Maximum DTI is 50.49% - actual DTI is 35.12% Required is 50.49 Borrower has 35.12 |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6516758 |
| XXXX | 1793 | XXXX D B C A | Closed | FCRE1198 | 2025-12-19 09:19 | 2026-01-08 14:59 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Received corrected 1003 reflecting sufficient assets for required reserves. LTV <65% allows for assets not be validated. - Due Diligence Vendor-01/08/2026 <br> Ready for Review-Please note that per XXXX of the XXXX Guide, When LTV is below 65%, assets do not have to be verified/sourced. We note that the 1003 Discloses the borrower has XXXX available for reserves (10 months). Since these funds do not have to be sourced, the 1003 listing the funds is sufficient to satisfy the reserve requirement. Please clear this finding. - Seller-01/07/2026 <br> Ready for Review-Document Uploaded. Please see attached PC 1003 and PC 1008 regarding required 6 months reserves. Please clear this finding. - Seller-01/07/2026 <br> Counter-Per the Mortgage statement the Previous P&I is XXXX. - Due Diligence Vendor-12/29/2025 <br> Ready for Review-I disagree. Will you please let me know why the reduction is not greater than 10%? This is my calculation. 1. Monthly P&I Reduction Calculation<br>Previous P&I: XXXX<br>New P&I: XXXX<br>Reduction amount:<br> XXXX<br>Percentage reduction:<br> XXXX<br>2. Guideline Requirement (XXXX Non-QM – XXXX<br>Reserves are waived for Rate-and-Term Refinance transactions<br>Condition: ≥ 10% reduction in monthly principal & interest. Please clear this finding or escalate to management. - Seller-12/24/2025 <br> Counter-Borrower does not qualify for the waiver. < 10% P&I reduction. - Due Diligence Vendor-12/23/2025 <br> Ready for Review-XXXX Non-QM eligibility Guide Section XX Reserves states Reserve requirements are waived for Rate-And-Term Refinance transactions when the transaction results in a reduction to the monthly principal and interest payment by 10% or greater. Previous monthly P&I was XXXX and the new monthly P&I is XXXX which meets this guide since the reduction is greater than 10%. No issues found. - Seller-12/19/2025 <br> Open-Audited Reserves of 0.02 month(s) are less than Guideline Required Reserves of 6 month(s) Provide additional assets to meet 6m reserves requirement. - Due Diligence Vendor-12/19/2025 | Ready for Review-Please note that per XXXX Guide, When LTV is below 65%, assets do not have to be verified/sourced. We note that the 1003 Discloses the borrower has XXXX available for reserves (10 months). Since these funds do not have to be sourced, the 1003 listing the funds is sufficient to satisfy the reserve requirement. Please clear this finding. - Seller-01/07/2026 <br> Ready for Review-Document Uploaded. Please see attached PC 1003 and PC 1008 regarding required 6 months reserves. Please clear this finding. - Seller-01/07/2026 <br> Ready for Review-I disagree. Will you please let me know why the reduction is not greater than 10%? This is my calculation. 1. Monthly P&I Reduction Calculation<br>Previous P&I: XXXX<br>New P&I: XXXX<br>Reduction amount:<br> XXXX<br>Percentage reduction:<br> XXXX<br>2. Guideline Requirement (XXXX)<br>Reserves are waived for Rate-and-Term Refinance transactions<br>Condition: ≥ 10% reduction in monthly principal & interest. Please clear this finding or escalate to management. - Seller-12/24/2025 <br> Ready for Review-XXXX Non-QM eligibility Guide Section Reserves states Reserve requirements are waived for Rate-And-Term Refinance transactions when the transaction results in a reduction to the monthly principal and interest payment by 10% or greater. Previous monthly P&I was XXXX and the new monthly XXXX which meets this guide since the reduction is greater than 10%. No issues found. - Seller-12/19/2025 | Resolved-Received corrected 1003 reflecting sufficient assets for required reserves. LTV <65% allows for assets not be validated. - Due Diligence Vendor-01/08/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 682 Required is 660 Borrower has 682<br>LTV is less than guideline maximum - Required is 85 Borrower has 59.41 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6703119 |
| XXXX | 1793 | XXXX D B C A | Closed | FCOM1263 | 2025-12-18 10:21 | 2026-01-08 08:41 | Resolved | 1 - Information D A | Compliance | Missing Doc | Right of Rescission is Partially Provided | Resolved-Received Right of Rescission for bwr 2. Finding resolved. - Due Diligence Vendor-01/08/2026 <br>Ready for Review-Document Uploaded. See attached - Seller-01/07/2026 <br>Open-Right of Rescission is Partially Provided Missing ROR for borrower 2 - Due Diligence Vendor-12/18/2025 | Ready for Review-Document Uploaded. See attached - Seller-01/07/2026<br>| Resolved-Received Right of Rescission for bwr 2. Finding resolved. - Due Diligence Vendor-01/08/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 682 Required is 660 Borrower has 682<br>LTV is less than guideline maximum - Required is 85 Borrower has 59.41 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6682845 |
| XXXX | 1793 | XXXX D B C A | Closed | FCRE1510 | 2025-12-18 08:39 | 2025-12-23 15:28 | Resolved | 1 - Information C A | Credit | Closing | Issues exist on the Mortgage Document (Deed of Trust) | Resolved-Received DOT w/Legal. - Due Diligence Vendor-12/23/2025 <br>Ready for Review-Document Uploaded. Please see attached DOT with legal description. - Seller-12/20/2025 <br>Open-There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed. Provide missing Legal/Exhibit A, for Mortgage Deed. - Due Diligence Vendor-12/18/2025 | Ready for Review-Document Uploaded. Please see attached DOT with legal description. - Seller-12/20/2025<br>| Resolved-Received DOT w/Legal. - Due Diligence Vendor-12/23/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 682 Required is 660 Borrower has 682<br>LTV is less than guideline maximum - Required is 85 Borrower has 59.41 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6680898 |
| XXXX | 1793 | XXXX D B C A | Closed | FCOM1353 | 2025-12-18 08:49 | 2025-12-18 09:21 | Waived | 2 - Non-Material B | Compliance | Disclosure | Incorrect ROR Form Type selected | Waived-The Incorrect ROR Form Type is selected in light of the Same Creditor or Lender Affiliate Refinance (The Right to Cancel Form Model is 'H8 (New Creditor)' and the Same Creditor or Lender Affiliate Refinance selection is 'Yes'). -----ROR Form H8 is acceptable in place of H9 form. Finding is deemed non-material. Originator waiver applied to non-material Findings. <br> - Due Diligence Vendor-12/18/2025 |  | Waived-The Incorrect ROR Form Type is selected in light of the Same Creditor or Lender Affiliate Refinance (The Right to Cancel Form Model is 'H8 (New Creditor)' and the Same Creditor or Lender Affiliate Refinance selection is 'Yes'). -----ROR Form H8 is acceptable in place of H9 form. Finding is deemed non-material. Originator waiver applied to non-material Findings. <br> - Due Diligence Vendor-12/18/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 682 Required is 660 Borrower has 682<br>LTV is less than guideline maximum - Required is 85 Borrower has 59.41 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | No | 6681074 |

---

## Exhibit 99.3

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.3**

---

| | | | |
|:---|:---|:---|:---|
| **Loan ID** | **Redaction ID** | **Investor Loan ID** | **Original Loan Amount** |
| XXXX | 1729 | XXXX | XXXX C A |
| XXXX | 1730 | XXXX | XXXX A |
| XXXX | 1731 | XXXX | XXXX C A |
| XXXX | 1732 | XXXX | XXXX A B |
| XXXX | 1733 | XXXX | XXXX A C |
| XXXX | 1734 | XXXX | XXXX A |
| XXXX | 1735 | XXXX | XXXX A |
| XXXX | 1736 | XXXX | XXXX C A B |
| XXXX | 1737 | XXXX | XXXX A |
| XXXX | 1738 | XXXX | XXXX C A |
| XXXX | 1739 | XXXX | XXXX C A |
| XXXX | 1740 | XXXX | XXXX C A |
| XXXX | 1741 | XXXX | XXXX C A |
| XXXX | 1742 | XXXX | XXXX D A |
| XXXX | 1743 | XXXX | XXXX A |
| XXXX | 1744 | XXXX | XXXX A |
| XXXX | 1745 | XXXX | XXXX A |
| XXXX | 1746 | XXXX | XXXX A |
| XXXX | 1747 | XXXX | XXXX C A B |
| XXXX | 1748 | XXXX | XXXX D A |
| XXXX | 1749 | XXXX | XXXX A |
| XXXX | 1750 | XXXX | XXXX D A |
| XXXX | 1751 | XXXX | XXXX C A |
| XXXX | 1752 | XXXX | XXXX A |
| XXXX | 1753 | XXXX | XXXX A |
| XXXX | 1754 | XXXX | XXXX A |
| XXXX | 1755 | XXXX | XXXX C A |
| XXXX | 1756 | XXXX | XXXX A |
| XXXX | 1757 | XXXX | XXXX C A |
| XXXX | 1758 | XXXX | XXXX A |
| XXXX | 1759 | XXXX | XXXX A |
| XXXX | 1760 | XXXX | XXXX C A |
| XXXX | 1761 | XXXX | XXXX A |
| XXXX | 1762 | XXXX | XXXX A |
| XXXX | 1763 | XXXX | XXXX A |
| XXXX | 1764 | XXXX | XXXX A |
| XXXX | 1765 | XXXX | XXXX A |
| XXXX | 1766 | XXXX | XXXX D A |
| XXXX | 1767 | XXXX | XXXX C A |
| XXXX | 1768 | XXXX | XXXX A |
| XXXX | 1769 | XXXX | XXXX C A |
| XXXX | 1770 | XXXX | XXXX A |
| XXXX | 1771 | XXXX | XXXX C A |
| XXXX | 1772 | XXXX | XXXX A B |
| XXXX | 1773 | XXXX | XXXX A C |
| XXXX | 1774 | XXXX | XXXX A |
| XXXX | 1775 | XXXX | XXXX D A |
| XXXX | 1776 | XXXX | XXXX D A |
| XXXX | 1777 | XXXX | XXXX A |
| XXXX | 1778 | XXXX | XXXX C A |
| XXXX | 1779 | XXXX | XXXX A |
| XXXX | 1780 | XXXX | XXXX C A |
| XXXX | 1781 | XXXX | XXXX C A B |
| XXXX | 1782 | XXXX | XXXX A C |
| XXXX | 1783 | XXXX | XXXX A B |
| XXXX | 1784 | XXXX | XXXX C A |
| XXXX | 1785 | XXXX | XXXX A C B |
| XXXX | 1786 | XXXX | XXXX A |
| XXXX | 1787 | XXXX | XXXX D A |
| XXXX | 1788 | XXXX | XXXX D A |
| XXXX | 1789 | XXXX | XXXX A |
| XXXX | 1790 | XXXX | XXXX A |
| XXXX | 1791 | XXXX | XXXX A |
| XXXX | 1792 | XXXX | XXXX C A |
| XXXX | 1793 | XXXX | XXXX C D A B |

---

## Exhibit 99.4

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.4**

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Redaction ID** | **Investor Loan ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** | **Comment** |
| XXXX | 1729 | XXXX | XXXX | Note Date | notePage | XXX | XXXX | Per Note in file |
| XXXX | 1729 | XXXX | XXXX | Application Date | complianceDetailPage | XXX | XXXX | Per 1003 in file |
| XXXX | 1729 | XXXX | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXX | XXXX | Per Final CD in file |
| XXXX | 1729 | XXXX | XXXX | Is the Condo Project warrantable | propertyValuationPage | Yes | No | Per Appraisal & Condo Questionnaire |
| XXXX | 1729 | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | DSCR |
| XXXX | 1730 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 1730 | XXXX | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| XXXX | 1731 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per note |
| XXXX | 1732 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | per Note |
| XXXX | 1732 | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | per 1003 |
| XXXX | 1733 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 1734 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 1735 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | As per Note |
| XXXX | 1736 | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 0 | 6939.91 | DSCR Loan |
| XXXX | 1737 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 1738 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | per Note |
| XXXX | 1739 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | per note |
| XXXX | 1740 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 1740 | XXXX | XXXX | Is the Condo Project warrantable | propertyValuationPage | No | Y | Condo is in Litigation |
| XXXX | 1741 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | per executed note |
| XXXX | 1742 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 1743 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | per Note |
| XXXX | 1744 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | per note |
| XXXX | 1744 | XXXX | XXXX | ULI | the1003Page | XXXX | XXXX | per 1003 |
| XXXX | 1745 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Final CD |
| XXXX | 1745 | XXXX | XXXX | ULI | the1003Page | XXXX | XXXX | per 1003 |
| XXXX | 1745 | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 23.94 | 17.54 | Audit is within 2% of lender 1008 calc |
| XXXX | 1746 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | per note |
| XXXX | 1747 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | per note |
| XXXX | 1748 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per exxecuted note in file. |
| XXXX | 1750 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per note |
| XXXX | 1750 | XXXX | XXXX | Is the Condo Project warrantable | propertyValuationPage | Yes | No | Per Condo Questionnaire |
| XXXX | 1751 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 1751 | XXXX | XXXX | ULI | the1003Page | XXXX | XXXX | Per Final 1003 |
| XXXX | 1751 | XXXX | XXXX | Borrower 1 Email or Internet | the1003Page | true | XXXX | Per Final 1003 |
| XXXX | 1751 | XXXX | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | Using lower value of 2 appraisals |
| XXXX | 1752 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | per note |
| XXXX | 1752 | XXXX | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | per final cd |
| XXXX | 1753 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note in file |
| XXXX | 1755 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 1756 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | per note |
| XXXX | 1756 | XXXX | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | per final cd |
| XXXX | 1757 | XXXX | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | Per Appraisal. Lender used sales price. |
| XXXX | 1761 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 1761 | XXXX | XXXX | Is the Condo Project warrantable | propertyValuationPage | Yes | No | Per appraisal and condo questionnaire |
| XXXX | 1762 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 1763 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 1764 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per note |
| XXXX | 1764 | XXXX | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | Per final CD |
| XXXX | 1765 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 1766 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | per note in file |
| XXXX | 1766 | XXXX | XXXX | ULI | the1003Page | XXXX | XXXX | per 1003 |
| XXXX | 1766 | XXXX | XXXX | Is the Condo Project warrantable | propertyValuationPage | Yes | No | Warrantable per review and 1008 statement |
| XXXX | 1767 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 1768 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 1769 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 1769 | XXXX | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | Per Final Cd |
| XXXX | 1770 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | per executed note |
| XXXX | 1771 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 1772 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 1773 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | per note |
| XXXX | 1773 | XXXX | XXXX | Is the Condo Project warrantable | propertyValuationPage | Yes | No | Condo is Warrantable per docs in file. |
| XXXX | 1775 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 1775 | XXXX | XXXX | Is the Condo Project warrantable | propertyValuationPage | Yes | No |  |
| XXXX | 1776 | XXXX | XXXX | ULI | the1003Page | XXXX | XXXX | Per Final 1003 |
| XXXX | 1777 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | per note |
| XXXX | 1778 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 1778 | XXXX | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| XXXX | 1779 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 1779 | XXXX | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| XXXX | 1780 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 1780 | XXXX | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| XXXX | 1781 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 1781 | XXXX | XXXX | ULI | the1003Page | XXXX | XXXX | Per Final 1003 |
| XXXX | 1782 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | per note |
| XXXX | 1783 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 1784 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 1784 | XXXX | XXXX | ULI | the1003Page | XXXX | XXXX | per 1003 |
| XXXX | 1785 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | per executed note |
| XXXX | 1786 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 1787 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 1787 | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Per Initial Loan App |
| XXXX | 1787 | XXXX | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per Final CD |
| XXXX | 1788 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | per note |
| XXXX | 1789 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | As per Note |
| XXXX | 1790 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per executed Note in file |
| XXXX | 1790 | XXXX | XXXX | Qualifying CLTV | propertyValuationPage | 56.49 | 56.50 | Rounding |
| XXXX | 1790 | XXXX | XXXX | Qualifying LTV | propertyValuationPage | 56.49 | 56.50 | Rounding |
| XXXX | 1790 | XXXX | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Per Appraisal |
| XXXX | 1790 | XXXX | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD in file |
| XXXX | 1791 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 1792 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 1792 | XXXX | XXXX | ULI | the1003Page | XXXX | XXXX | Per Final 1003 |
| XXXX | 1792 | XXXX | XXXX | Is the Condo Project warrantable | propertyValuationPage | Yes | No | Per UW attestation |
| XXXX | 1792 | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 35.12 | 37.27 | Audit calculated higher income |
| XXXX | 1793 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 1793 | XXXX | XXXX | Is the Condo Project warrantable | propertyValuationPage | Yes | No | Site Condo is warrantability |

---

## Exhibit 99.5

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.5**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Redaction ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Primary Appraiser Name** | **Primary Appraiser License Number** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| XXXX | 1729 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | 1730 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXX | Eligible | 2.1 | XXXX |
| XXXX | 1731 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXX | Eligible |  |  |
| XXXX | 1732 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1.6 | XXXX |
| XXXX | 1733 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 90.0 | 90.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1 | XXXX |
| XXXX | 1734 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 85.0 | 85.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | 1735 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XXXX |
| XXXX | 1736 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1.9 | XXXX |
| XXXX | 1737 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 68.24 | 68.24 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXX |
| XXXX | 1738 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXX | Eligible | 2.5 | XXXX |
| XXXX | 1739 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 90.0 | 90.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | 1740 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 68.41 | 68.41 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1 | XXXX |
| XXXX | 1741 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 54.55 | 54.55 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1 | XXXX |
| XXXX | 1742 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 45.29 | 45.29 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | 1743 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 38.01 | 38.01 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXX | Eligible | 1 | XXXX |
| XXXX | 1744 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 65.0 | 65.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXX |
| XXXX | 1745 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XXXX |
| XXXX | 1746 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1 | XXXX |
| XXXX | 1747 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | 1004 URAR |  |  |  |  | XXXX | XXXX | .0000 | XXXX | 1004 URAR | XXXX | XXXX | .0761 | 96.0 | 0.04 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 1748 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | 1749 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 1750 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 85.0 | 85.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.7 | XXXX |
| XXXX | 1751 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 57.68 | 57.68 | XXXX | XXXX | -.0238 | 1004 URAR |  |  |  |  | XXXX | XXXX | -.0238 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.7 | XXXX |
| XXXX | 1752 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1.2 | XXXX |
| XXXX | 1753 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 76.34 | 76.34 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXX |
| XXXX | 1754 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 85.0 | 85.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXX |
| XXXX | 1755 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 59.38 | 59.38 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 1756 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXX | Eligible |  |  |
| XXXX | 1757 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 83.0 | 83.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXX | Eligible | 1 | XXXX |
| XXXX | 1758 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 58.33 | 58.33 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | 1759 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XXXX |
| XXXX | 1760 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0158 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0158 | 95.0 | 0.05 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.4 | XXXX |
| XXXX | 1761 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible |  |  |
| XXXX | 1762 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXX | Eligible | 1.6 | XXXX |
| XXXX | 1763 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 71.43 | 71.43 | XXXX | XXXX | .0000 | 1004 URAR |  |  |  |  | XXXX | XXXX | .0000 | XXXX | 1004 URAR | XXXX | XXXX | -.0066 | 83.0 | 0.17 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 1764 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XXXX |
| XXXX | 1765 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 90.0 | 90.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1 | XXXX |
| XXXX | 1766 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 55.0 | 55.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | 1767 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | 1004 URAR |  |  |  |  | XXXX | XXXX | .0000 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 1768 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 85.0 | 85.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXX | Eligible | 1 | XXXX |
| XXXX | 1769 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 68.14 | 68.14 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | XXXX | Not Eligible |  |  |
| XXXX | 1770 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | 1771 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 64.93 | 64.93 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.1 | XXXX |
| XXXX | 1772 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 60.0 | 60.0 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXX | Eligible |  |  |
| XXXX | 1773 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 40.74 | 40.74 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XXXX |
| XXXX | 1774 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 49.18 | 49.18 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXX | Eligible | 1.9 | XXXX |
| XXXX | 1775 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 85.0 | 85.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | 1776 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 60.0 | 60.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXX | Eligible | 1.9 | XXXX |
| XXXX | 1777 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | XXXX |
| XXXX | 1778 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 65.0 | 65.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1 | XXXX |
| XXXX | 1779 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0120 | 1004 URAR |  |  |  |  | XXXX | XXXX | .0120 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 1780 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXX |
| XXXX | 1781 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 59.86 | 59.86 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXX | Eligible | 1 | XXXX |
| XXXX | 1782 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.4 | XXXX |
| XXXX | 1783 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 64.99 | 64.99 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXX | Eligible | 2.3 | XXXX |
| XXXX | 1784 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 90.0 | 90.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1 | XXXX |
| XXXX | 1785 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | -.0036 | 1004 URAR |  |  |  |  | XXXX | XXXX | -.0036 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 1786 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 79.6 | 79.6 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | XXXX |
| XXXX | 1787 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 63.64 | 63.64 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0072 | 82.0 | 0.18 | XXXX | XXXX | XXXX | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 1788 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 73.6 | 73.6 | XXXX | XXXX | .0125 | 1004 URAR |  |  |  |  | XXXX | XXXX | .0125 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | XXXX |
| XXXX | 1789 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1 | XXXX |
| XXXX | 1790 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 56.49 | 56.49 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 1791 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | 1792 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0099 | 1073 Individual Condo Report |  |  |  |  | XXXX | XXXX | .0099 | XXXX | 1073 Individual Condo Report |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | 1793 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 59.41 | 59.41 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXX | Eligible | 2 | XXXX |

---

## Exhibit 99.6

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.6**

![](ex996001.jpg)

**ADMT 2026-NQM2**

**Due Diligence Review**

**Narrative Summary**

**January 10, 2026**

**Prepared by**

**Mission Global, LLC**

For

**A&D Mortgage LLC**

**Atlas A&D Opportunity Fund III LP**

This report summarizes the results of a due diligence review performed on a pool of one thousand three hundred ninety-two (1,392) loans provided by A&D Mortgage LLC ("A&D") and its affiliate Atlas A&D Opportunity Fund III LP (collectively the "Client"). Client provided Mission Global, LLC ("Mission") with a data tape, from which 100% of the loan sample was selected. The loan data was entered into and analyzed using the ***Mission Global Grade<sup>®</sup>*** Underwriting and Diligence grading solution. Mission performed a detailed credit re-underwrite and regulatory compliance review of 100% loans.

Mission Global is a technology-forward service provider built on a culture of deep client service. Mission is a rating agency approved Third Party Review firm delivering underwriting and compliance audits for residential and business purpose loans. Since 1994, Mission Global and its predecessor company, Global Financial Review have provided comprehensive loan due diligence, re-underwriting, and asset management services to clients in the financial services industry. In 2015, Global Financial Review merged with the leading Secondary market consulting firm Mission Capital Advisors, LLC to form Mission Global, LLC. In 2020, Mission Capital Advisors, LLC and Mission Global, LLC were acquired by the leading real estate sales, financing and advisory service firm and now a wholly-owned subsidiary of Marcus & Millichap (NYSE:MMI).

Mission performed a full credit re-underwrite, regulatory compliance, valuation and data integrity review to meet the criteria as published by the Nationally Recognized Statistical Rating Organizations. This deal is to be rated in accordance with the published guidelines of ***Fitch Rating, Inc. (Fitch)*** and ***Kroll Bond Rating Agency, LLC (KBRA).*** Mission performed the reviews over a period of time ranging from January 1, 2024 to January 6, 2026.

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **1** |

---

The pool is a mix of Qualified Mortgages (QM) and Non-Qualified Mortgage (NQM) residential and investment mortgage loans secured in either a first or second lien position. In the pool reviewed, two hundred twelve (212) of the loans are considered QM qualified residential loans. The remaining loans include two hundred twenty-six (226) loans that are considered Non-QM qualified, non-conventional or commonly referred to as non-agency residential mortgage loans, and nine hundred fifty-four (954) are business purpose investment loans and are ATR/QM exempt. The loan pool is all secured by single family residential, or one-to-four and five-to-ten multi-family condominiums, condotel, manufactured housing, PUD, and mixed-use property as collateral. There are one thousand two hundred thirty-seven (1,237) loans secured in a first lien position and one hundred fifty-five (155) loans secured in a second lien position.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1.** **File RE-Underwrite Credit Review** 

A full re-underwriting credit review was conducted to verify that the requisite underwriting guidelines as specified by Client were met. Confirmation of the loan terms was conducted through recalculation and review of documentation contained in the loan files and documents provided to Mission.

The Credit Qualification review will consist of the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1.2** **Guidelines and Overlays** 

For all loans underwritten to A&D Guidelines, there are two unique set of guidelines, those specific to first lien and a separate set applicable to second liens. Mission reviewed each mortgage loan to ensure it met the requisite guideline requirements as specified by the Client guidelines. In lieu of specific requirements, Mission also considered Regulation Z requirements including Appendix Q or Consider and Verify rules where applicable.

In addition to the guidelines there were seven unique overlays for each type of loan program reviewed:

---

| | |
|:---|:---|
| ![](ex996002.jpg) | A&D Prime Rate - Primary & Investment |

---

---

| | |
|:---|:---|
| ![](ex996002.jpg) | A&D Super Prime Rate - Primary & Investment |

---

---

| | |
|:---|:---|
| ![](ex996002.jpg) | A&D Prime Jumbo Full Doc Rate - Primary & Investment |

---

---

| | |
|:---|:---|
| ![](ex996002.jpg) | DSCR Rate - Investment Only |

---

---

| | |
|:---|:---|
| ![](ex996002.jpg) | Foreign National Rate - Investment Only |

---

---

| | |
|:---|:---|
| ![](ex996002.jpg) | 2nd Lien – Closed End A |

---

---

| | |
|:---|:---|
| ![](ex996002.jpg) | DSCR Rate – 2<sup>nd</sup> Lien |

---

These combined guidelines and their overlays provided additional specific qualification requirements and program specific metric such as min and max loan amounts, cash out refinance limits, ranges of values for acceptance, geographic eligibility, escrow requirements, note, rate and term specific details, qualifying property types, residency requirements, limits on seller and third-party contributions, valuation and title requirements The guidelines and overlays also specified borrower requirements such as credit tradeline and credit event requirements, income and asset qualifications, and citizenship requirements.

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **2** |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1.2** **Employment and Income** 

The loans were all qualified using various methods; seventy-one (71) were full document loans and one hundred sixty (160) used employment income with W2/paystub or WVOE verification of employment or 1099 verification. Two hundred fifty-three (253) were qualified using 12 or 24 month bank statements. The remainder of the loans were income qualified in a variety of ways including verified Profit and Loss statement, retirement income, asset depletion imputed income. In the case of investment purpose loans, eight hundred thirteen (813) used DSCR where rental property income and debt service coverage ratio was both estimated or stated, and/or verified through leases and rent rolls. Mission verified the file documentation for minimum required level of employment and income verifications in accordance with Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1.3** **Income** 

Mission recalculates borrower(s) monthly gross income and verified calculations of income as used by the original loan underwriter at origination to determine compliance with the Client provided underwriting guidelines. The Underwriter used the lower of income stated on 1003 Application or stated/verified income. In all cases, Mission verified stated/verified income in accordance with Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1.4** **Assets** 

Mission confirmed the presence of adequate asset documentation to comply with the Client provided underwriting guideline requirements for closing funds, reserves and borrower liquidity. Mission verified the file documentation for minimum required level of asset verification in accordance with Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1.5** **Debt-to-Income Ratio** 

On all primary or secondary residential loans, Mission recalculated and verified the debt-to-income ratio used by the loan underwriter at origination to determine compliance with Client provided underwriting guidelines and requirements. On investment loans if full property debt and income was available Mission calculated a property income-based DTI verification.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1.6** **Debt Service Coverage Ratio** 

On all investment related loans that were qualified under the DSCR Rate program, Mission recalculated and verified the Debt Service Coverage Ratio used by the loan underwriter at origination to determine compliance with Client provided underwriting guidelines and requirements. Rental income used in the calculation for each loan was either verified from an in-place lease and verification of payment or based upon projected market rents taken from the 1007 in the subject property appraisal.

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **3** |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1.7** **Property Valuation** 

Mission analyzed all appraisals and alternative value tools used to qualify the loan for integrity of comparable sales, completeness of data, eligibility of the appraiser and reasonableness of estimated value. Mission verified the valuation waterfall in each case to determine if based upon UCDP CU credit scores whether a Desk review or a second appraisal was required and to verify all valuation documentation met the requirements of Client provided underwriting guidelines. Where loans are seasoned beyond 24 months since origination an updated valuation is used to determine value is supported.

In all cases where the collateral is residential based, the primary values were supported by secondary valuation tools including either an AVM, BPO, 2<sup>nd</sup> Appraisal, Appraisal Desk Review or a secondary Drive-By appraisal.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1.8** **Loan-to-Value Ratio** 

Mission recalculated and verified the loan-to-value ratio and combined loan-to-value ratio were accurate at origination and met Client provided underwriting guideline and regulatory requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1.9** **Credit History** 

Mission reviewed the initial credit reports used at origination and captured updated gap report values to verify that the borrower(s) demonstrate adequate credit depth to comply with the Client provided underwriting guideline requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1.10** **Credit Scores** 

Mission captured FICO scores from credit reports used at origination and any updated gap report values to validate that borrower(s) met minimum credit score requirements of the Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1.11** **Compensating Factors** 

Mission reviewed all provided guideline exceptions and verified exceptions to the Client provided underwriting guidelines were documented and that compensating factors were reasonable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1.12** **First-time Homebuyers** 

A&D guidelines do vary slightly as to their definition versus ASF definition. A&D considers all type of real estate owned by a borrower in its consideration for first-time homebuyers' designation including investment property, whereas ASF definition calls for a borrower to be considered first-time homebuyer only when they have never owned residential property only. Mission does not consider this a significant difference and follows A&D guidelines when reporting first-time homebuyer status.

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **4** |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**2.** **Document Review** 

Mission's review each loan file confirmed the presence of material documentation as applicable to the specifics of the loan transaction.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**2.1** **Title Commitment and Policy** 

Mission verified the presence of at a minimum the initial title commitment or final title policy. Mission confirmed the vested parties and the description of the property, liens and tax assessments. Given the recent origination of many of the loans contained only an initial title commitment. Comments on loans where the final title policy was still pending were noted in the resolution of each loan in the grading findings.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**2.2** **Mortgage Note & Security Instrument** 

Verify the presence of the mortgage note or security instrument. Confirm that the document has been executed by all borrowers and that all riders, addendums and endorsement were present and duly executed. Mission confirmed that Mortgage note was either fixed or adjustable according to requirements of the Client provided underwriting guidelines and captured relevant Note data specific to each loan.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**2.3** **Mortgage & Deed of Trust** 

Mission verified the presence of a copy Mortgage or Deed of Trust and confirmed that the documents were executed by all required parties and that all riders, addendums and exhibits as required exist in the loan file. Mission also verified that the Mortgage was recorded or sent for recording. Given the recent origination of many of the loans contained only an executed Mortgage not a recorded document. Comments on loans where recorded Mortgage was still pending were noted in the resolution of each loan in the grading findings.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**2.4** **Income Documentation** 

Mission verified the presence of income and employment related documentation as required by the Client provided underwriting guidelines for all borrowing parties contributing income to the debt ratio calculation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**2.5** **Asset Documentation** 

Mission verified the presence of asset documentation required by the Client provided underwriting guidelines in the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**2.6** **Proof of Insurance** 

Mission verified the presence of insurance policies and certificates for mortgage, hazard and flood insurance on each loan depending upon the specifics of the loan. Mission confirmed that adequate coverage is present to meet the requirements of the Client provided underwriting guidelines.

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **5** |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**3.** **Regulatory Compliance** 

For each primary or secondary home mortgage loan file Mission conducted a post-closing regulatory compliance review to verify that each loan was originated in compliance with the applicable federal, state and local anti-predatory lending statutes in effect at the time of origination of the Mortgage Loan. Mission further validated that the loans met the applicable disclosure requirements provided under (i) the federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026; (ii) Section 4 of the Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 24 C.F.R. Part 3500; (iii) the National Flood Insurance Act, (iv) the disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations; and (v) the disclosure requirements and prohibitions of the applicable state, county and municipal laws and ordinances enacted to combat predatory lending, as was applicable depending upon the specifics of the loan.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**2.1** **Federal Truth in Lending Act/Regulation Z** 

A review of the material compliance disclosures set forth in Reg Z, as amended, including the Truth in Lending Disclosure and the Notice of Right-to-Cancel, if applicable; and a review and comparison of the material disclosures with a report outlining any TILA violations. This includes a re-calculation of disclosed finance charge [§1026.18(d)], proper execution by all required parties [§1026.17(b)], principal and interest calculations [§1026.18(s)], payment stream(s), recalculation of disclosed APR [§1026.22], and a review to ensure disclosure differences are within the allowed tolerances [§1026.18(d) and §1026.23(g)]. A review of the Notice of Right to Cancel (§1026.15 *I* §1026.23): Review includes a verification of the transaction date and expiration date, ensures proper execution of the Notice of Right to Cancel by all required parties verifies the disbursement date and determines if a full 3 day rescission period was adequately provided to the borrower(s).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**3.2** **Business Days as Defined by Regulation Z** 

General business day is defined as the days on which a creditor's offices are open to the public for carrying on substantially all of its business functions excluding Sundays and holidays specified by §1026.2(a)(6). Specific business day is defined as all calendar days (Monday through Saturday) excluding Sundays and holidays specified by 5 U.S.C. 6103(a)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**3.3** **Home Ownership Equity Protection Act (HOEPA) testing, to include:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**3.3.1** APR
 test [HOEPA (§1026.32(a)(l))] and [HPML(§1026.35(a)(l))]

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**3.3.2** Points
 and Fees test [HOEPA (§1026.32(a)(2))]

Review of HOEPA disclosure (§1026.32(c)) for accuracy (i.e. payment stream, highest payment scenario; dates disclosed, dates acknowledged)

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **6** |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**3.3.3** Review
 and confirm documentation type (i.e. full, stated, no ratio)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**3.3.4** Review
 for evidence of prepayment penalty

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**3.3.5** Verification
 of Debt-to-Income conformity, when necessary.

HOEPA (Section 32) loan coverage has been expanded to include purchase-money mortgages and open-end credit plans (i.e., home equity lines of credit or HELOCS), as well as the amendment of rate and points and fees threshold testing. Mission system requirements have been updated to address the expansion of coverage as well as amendments to threshold testing. In addition, there is a homeownership counseling requirement that was verified for all covered loans.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.** **RESPA/Regulation X** 

Each investment purpose loan was reviewed by Mission to ensure compliance with the most current amendments to Regulation X. The RESPA/Regulation X review consisted of the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.1** **Good Faith Estimate (GFE)** 

Mission confirmed compliance with current RESPA requirements in effect at origination of the Mortgage Loan including confirming the presence of the current GFE form in effect at the time of origination and verification the GFE was provided to the borrower(s) within three days of "Application".

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.2** **Application Date** 

Application was defined by Regulation X and generally considered complete when the creditor collected information regarding the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Borrower(s)
 First and Last Name

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Borrower(s)
 Social Security Number (to enable the loan originator to obtain a credit report)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Subject
 Property Address

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage
 Loan Amount Sought

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Estimation
 of Property Value

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Monthly
 Income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.3** **Broker Fees and Yield Spread** 

Mission verified that all Broker fees, including Yield Spread Premium ("YSP") were accurately disclosed and reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.4** **GFE Fees** 

Fees were reviewed to ensure they are reasonable and customary fees for the lender and title and escrow companies and that those fees were accurately disclosed on the GFE and were reflected in the proper location on the document.

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **7** |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.5** **Change of Circumstance (COC)** 

Mission reviewed all available documentation to determine whether a Change of Circumstance (COC) form was required to accompany each revised Good Faith Estimate (GFE).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.6** **Change of Circumstance Definition:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.2.1** Acts
 of God, war, disaster or other emergencies;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.2.2** Information
 in particular to borrower or transaction that was relied on in providing the GFE and
 that changes or is found to be inaccurate after GFE has been provided to borrower;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.2.3** New
 information particular to the borrower or transaction that was not relied on in providing
 the GFE; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.2.4** Other
 circumstances that are particular to borrower or transaction, including boundary disputes,
 need for flood insurance or environmental problems

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.2.5** In
 the event any of the above occurs, the loan originator is required to provide a new revised
 GFE to the borrower within three business days of receiving information sufficient to
 establish "changed circumstances" and document the reason the revised GFE was
 provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.2.6** Rate
 Locks: If the rate has not been locked by the borrower or a locked rate has expired,
 the charge or credit for rate chosen, adjusted origination charges, per diem interest
 and loan terms related to the rate may change. If borrower later locks the rate, a new
 GFE must be provided showing the revised rate-dependent charges and terms. All other
 charges and terms must remain the same as on the original GFE, except as otherwise provided
 above for "changed circumstances."

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.7** **Final HUD-1** 

Mission confirmed compliance with current RESPA requirements in effect at origination of the Mortgage Loan including the presence of the current applicable Final HUD-1 form and that the Final HUD-1 accurately lists all broker and YSP fees.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.8** **Good Faith Estimate (GFE) and Final HUD-1 Analysis** 

Mission confirmed compliance with current RESPA requirements in effect at origination of the Mortgage Loan.

This analysis included the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.2.7** Analysis
 of Origination fees disclosed on the Good Faith Estimate (GFE) and those charged to the
 borrower(s) on the Final HUD-1 (no variance) - No variance for the following charges:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Origination
 Charge

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Credit
 or Charge for Interest Rate Chosen

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Adjusted
 Origination Charge

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Transfer
 Taxes

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **8** |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.2.8** Analysis
 of Third-Party fees disclosed on the Good Faith Estimate (GFE) and those charged to the
 borrower(s) on the Final HUD-1 (10% tolerance) - 10% tolerance between GFE and actual
 charges at settlement for sum of following services:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Lender-required
 settlement services (lender selects third-party provider);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Lender-required
 services, title services and required title insurance, and owner's title insurance, when
 the borrower uses a settlement service provider identified by the loan originator; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Government
 recording charges. Analysis to confirm all fees are accurately reflected in the correct
 tolerance category on the Good Faith Estimate (GFE) and Final HUD-1.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.2.9** Analysis
 to confirm lender accurately provided borrower adequate restitution in the event of tolerance
 violations and timelines for restitution/document correction were adhered to.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.2.10** Analysis
 to confirm loan terms are accurately disclosed between the Good Faith Estimate(GFE) and
 Final HUD-1.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.2.11** Analysis
 to confirm page 3 of the HUD-1 accurately reflects fees disclosed on the Good Faith Estimate
 (GFE) and Final HUD-1.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**5.** **QM/ATR (Qualified Mortgage and Ability to Repay) Dodd Frank Review (Loans with Application Date on or after 01/10/2014)** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**5.1** **Ability-to-Repay:** 

All two hundred twelve (212) of the QM loans, as well as all two hundred twenty-six (226) of the loans underwritten as Non-QM were subject to ATR testing. The remainder of the loans reviewed in this pool were all business purpose and therefore exempt from testing. Where ATR testing is applicable, Mission did verify that underwriter considered and verified ATR's eight verification steps for any origination. Mission verified documentation sufficient to run ATR checks on all applicable loans to meet ATR requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Income
 and assets

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Current
 employment status

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Monthly
 qualifying mortgage payment for the proposed loan

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Monthly
 qualifying mortgage payment for the simultaneous loan on the same property payments for
 taxes, insurance and HOA, and other housing expenses

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Debts,
 alimony and child support

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Qualifying
 monthly DTI

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Residual
 income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Credit
 history

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **9** |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**5.2** **Verification of ATR.** 

Mission did confirm that the underwriting met all Regulation Z Appendix Q, or in the case of loans originated after the new rules in effect as of July 1, 2021, all Consider and Verify requirements under the revised rule. All the verifications were made and each of the eight topic areas were confirmed to agree with the representations made by the lender, and there were no material credit exceptions to the lender's guidelines that would negate the Consider and Verify rules, the loan passed the ATR test. If any of the conditions fail or the loan lacked sufficient documentation to support the stated values in any of the areas, affected items will not be considered verified and the loan was failed for the ATR test. In all cases the loans reviewed by Mission in this pool were reported as ATR-Pass or ATR-Exempt.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**5.3** **Qualified Mortgage.** 

Two hundred twelve (212) loans were qualified as QM: Safe Harbor or QM: Average Prime Offer Rate (APOR) Safe Harbor, QM: Rebuttable Presumption (APOR) or QM: Safe Harbor Verified (VSH) and were subject to both Qualified Mortgage testing and ATR testing depending upon the rules in effect at the time of origination.

The remainder of the loans reviewed in this pool were all non-QM loans at origination or business purpose exempt and therefore not tested as Qualified Mortgages.

For QM qualified loans the following was verified as well:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**5.3.1** Mission
 verified the were no Negative Amortization and no interest only payments

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**5.3.2** Mission
 verified there were no QM loan terms that exceeded 30 years

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**5.3.3** Mission
 verified these were non-QM loans and therefore exempt from QM Points and Fees or APOR
 pricing testing.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**5.4** **QM DTI/APOR Testing.** 

The QM loans in the pool were qualified under the new QM: Average Prime Offer Rate (APOR) rules which do not consider DTI. The debt-to-income threshold of 43.00% applies only to any QM loan subject to Regulation Z appendix Q and originated prior to the new rules. However where applicable, Mission did re-calculate DTI and verify compliance with the Client provided underwriting guideline requirements. Mission verified amounts included in the QM debt-to-income test, verified income and assets, loan and simultaneous loan payments, insurance, taxes and HOA, alimony, child support and open debts. For loans qualified under the New rules in effect July 1, 2021 Mission did verify APOR pricing thresholds were not exceeded

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**5.5** **HPML Testing- QM APR.** 

Mission verified any applicable HMPL requirements for the QM loans and verified these requirements met the rules for HPML loans.

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **10** |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**5.6** **Escrow Requirement – High Price Mortgage Loans (HPML)** 

Mission verified the required escrow accounts to be in place for the first five years of the transaction for all HPML loans in the pool.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.** **TILA/RESPA Integrated Disclosures** 

Mission used following criteria was used in determining whether TRID applies:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.2** **Application Date** 

The Application Date is October 3, 2015, or later (the earlier of the date the broker or lender received the borrower's application).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.3** **Purpose and Property Type** 

For those loans where the Purpose and Property Type included a closed-end mortgage secured by real estate and primary purpose was to occupy or hold as a second home (Purchase or Refinance).

The loan Purpose and Property Type does not include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Home
 Equity Lines of Credit

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Reverse
 mortgages

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Dwellings
 that are not attached to real property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Mobile
 homes, where the consumer does not own the land

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.4** **TILA Exemption** 

Mission applied the standard exemptions from TILA, i.e., business purposes loans, loans for agricultural purposes and loans secured by five (5) or more units.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.5** **TRID Loan Estimate ("LE")** 

Mission verified of compliance with timing requirements as to whether the Initial LE was delivered within three (3) business days from the Application Date. The Initial LE shall use the delivery date to calculate the earliest closing Consummation Date (no less than seven (7) business days from the delivery of the Initial LE). The delivery date is the date the creditor hand delivers the disclosures or places the disclosures in the mail, 1026.19(e)(l).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.6** **Revised LE's** 

Mission verified any revision to the Initial LE and validated that the Revised LE was provided within three (3) days of COC, BRC or interest rate lock. Mission validated as necessary for sufficient information to establish one of the six (6) valid reasons to reset tolerance fees set forth in TRID:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Changed
 Circumstance affecting settlement charges

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Change
 Circumstance affecting eligibility

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Revisions
 requested by the consumer

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **11** |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Interest
 rate dependent charges

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Expiration
 of the LE and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Delayed
 settlement date on a construction loan

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Timing
 Requirement for LE seven days prior to consummation

Mission also validated that settlement charges good through date, time and time zone were properly disclosed with minimum of ten (10) days during which borrower is permitted to shop knowing fees are locked during that timeframe.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.7** **Determination of Final LE** 

Mission analyzed each LE in file to determine final Binding LE. If there is a change in loan terms, change in interest rate or increase in charges subject to variances without valid reason for a Revised LE as set forth above, findings were cited. If the Revised LE was issued without a valid reason, the previous valid LE was considered the Binding LE for the purposes of comparison with the Closing Disclosure. Mission verified compliance with timing requirements to ensure there were no loan estimates provided to the borrower after a Closing Disclosure had been delivered, and whether the Final LE was provided at least four (4) business days prior to the closing Consummation Date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.8** **LE Confirmation of Receipt** 

If the LE did not contain a signature line for the consumer's confirmation of receipt, then Mission verified electronic delivery of documents provided to borrower.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.9** **Closing Disclosures** 

Mission analyzed each Closing Disclosure in the file all sections of Closing Disclosures were completed (no blanks, "NA's" or incomplete sections) and the Disclosure is accurate as follows:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.1 Mission
 verified that the correct form is used and General loan information and loan terms sections
 were completed, and formatting is accurate.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.2 Verified
 the loan term, purpose, and product descriptions follow the prescribed format.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.3 Verified
 all applicants applying for credit, as disclosed on the application, are listed on the
 CD

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.4 Verified
 critical section such as "Can this amount increase after closing?" and "Does
 the loan have these features" sections are completed and are accurate based on the
 terms disclosed on the LE.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.5 If
 rate was locked, Mission verified lock expiration date, time and time zone was disclosed.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.6 Validated
 projected Payments and Estimated Taxes, Insurance & Assessments sections were complete
 and accurate based on the loan terms and information known at the time of disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.7 Verified
 the Closing Costs and Cash-to-Close sections were complete and accurate based on the
 information provided on page 2 of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.8 Verified
 fees disclosed properly (alphabetical order within Section with certain exceptions, and
 all title fees start with "Title - ") were accurate in the Closing Cost Details
 section.

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **12** |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.9 Validated
 when Interest Only Payments, Optional Payments, Step Payments, or Seasonal Payments,
 is Adjustable Payment ("AP") Table were disclosed and accurate based on early
 disclosures in the file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.10 Validated
 when ARM or Step Rate, that Adjustable Interest Rate ("AIR") Table was properly
 disclosed and accurate based on the early disclosures in the file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.9.11** Verified
 the Comparison section is complete.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.9.12** Validated
 that all Rounding rules were verified as per 1026.37(o)(4).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.9.13** Validated
 the Other Considerations Section was complete

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.10** **Written List of Providers** 

Mission verified that if the lender placed fees in the Services You Can Shop For category, that the file properly contained a Written List of Providers provided to the borrower within three (3) business days of application. The WLSP must have included at least one available provider for each service and state the consumer may choose a different provider for that service. If a WLSP was not provided, the fees will be treated as a 10% Tolerance fee and a finding for missing service provider list will be noted. If a WLSP is provided outside of three (3) days of the application date, the fees will be treated as a 10% Tolerance fee and a finding for a service provider list being provided outside of three (3) days from application will be noted.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.11** **Variance Testing** 

Mission deploys in its testing one or the other of the following Variance Categories in performing variance tests:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11.1 Zero
 Tolerance Variance- A finding will be cited if any
 charges increase from the Binding LE to the Final CD without COC or BRC.

Such increases include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Fees
 paid to the lender, broker or an affiliate of either lender or broker [except fees paid
 to an affiliate of the lender for services NOT required by the creditor are not subject
 to tolerance/variance per CFR 1026.19(e)(3)(iii)(E)];

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Fees
 paid to an unaffiliated third party if the lender did not permit the borrower to shop
 for servicer; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Transfer
 taxes.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Lender
 Credits

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **13** |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.11.2** **10% Tolerance Variance-** A finding will be cited if
 the aggregate of the charges increased by more than 10% from the Binding LE to the Final
 CD without COC or BRC. If a fee/service is listed on the LE but not charged/reflected
 on the Final CD, the fee will be removed and not considered in calculating the 10% variance
 threshold pursuant to CFR 19(e)(3)(ii)-5.

Such increases include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Recording
 fees; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Charges
 for third party services not paid to creditor or affiliate AND borrower permitted to
 shop for service but selects a provider on the creditor's Written List of Service Providers.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.11.3** Prepaid
 mortgage insurance will be treated as a 10% tolerance fee if it can be shopped for (and
 not identified as an affiliate), otherwise it will be treated as a Zero Tolerance fee.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.11.4** No
 Tolerance/Unlimited - No finding will be cited if any of the charges change from the
 Binding LE to the Final CD, provided that the disclosed amount on the LE is based on
 information reasonably known to the creditor at the time of disclosure (disclosed in
 good faith), such as:

● Prepaid interest;

● Property insurance premiums;

● Impounds/Escrows;

● Charges for services required by the creditor but the borrower is permitted to shop for and borrower selects a third party provider not on the lender's Written Service Provider List; and

● Charges for third party services not required by the creditor (even if paid to an affiliate of the creditor).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.11.5** Prepaid
 property taxes charged by local and state governments periodically will have no tolerance
 under the general 'best information reasonably available' standard unless otherwise instructed
 by the Client.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.11.6** As
 noted above, Mission reviewed the loan file for evidence the disclosure was not made
 in "Good Faith". "Good faith" means the creditor made the estimate
 based on the information reasonably available to them at the time the LE was provided.
 Absent such evidence, Mission will consider the disclosures made in "good faith".

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.11.7** Additionally,
 if a documented valid COC or BRC occurred resulting in a change to loan terms, settlement
 charges or interest rate within four (4) business days of consummation, the variance
 test will be performed based on the revised amounts disclosed on the initial CD (or subsequent
 CD if change occurs after the initial CD has been provided) provided that the change
 is related to the COC or BRC per Comment 19(e)(4)(ii)-1.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.11.8** For
 loans with no Interim LE and no COC or BRC occurring four (4) days prior to consummation,
 fees and charges on the CD were tested for compliance with permitted variances against
 fees disclosed on Initial LE.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.11.9** For
 loans with an Interim LE, the review of each Interim LE and fees and charges on the CD
 were tested for compliance with variance thresholds against fees supported by a valid
 COC or BRC related to the charge that increases.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.11.10** In
 those cases where an Interim LE was issued with several fee increases, but only some
 are supported by or related to a valid COC or BRC, those fees which are not supported
 by or related to a valid COC, BRC or disclosed on an LE that was not provided timely
 (within three (3) business days of changed circumstance) were tested for variance using
 the amounts disclosed in the Initial LE previously valid LE.

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **14** |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12** **TRID Review - Closing Disclosures ("CD")** 

Mission conducted a full Closing Disclosure review and verified the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.1** That
 the correct form was used and all sections of the CD were completed (no blanks or incomplete
 sections).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.2** Acknowledgement
 of receipt, either by signature or evidence of electronic delivery by all borrowers with
 a right to rescind under 1026.23 by verifying that each borrower with a right to rescind
 was provided with a copy of the CD. This could include the non-borrowing spouse. Acknowledgement
 is based on either signature, evidence of electronic delivery or by apply the common
 mail rules.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.3** If
 a subsequent CD was issued with changes to (a) the loan product which affects disclosed
 terms and loan information; (b) the addition of a prepayment penalty; or (c) an APR which
 exceeds the previously disclosed APR by more than the permitted tolerances for accuracy,
 Mission validated that the borrower was given an additional three (3)-business day waiting
 period from the date of final pre-close CD with (a) the final loan product; (b) the prepayment
 penalty addition; or (c) the APR, and that the final pre-close CD has been received by
 borrower by consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.4** On
 the final CD the following checks and limitations apply:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.5** Verification
 of the technical formatting of the CD is out of scope in the standard review. The formatting
 of the document is the responsibility of the document preparation source.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.6** Closing,
 Transaction and Loan Information sections have been completed with accurate information.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.7** Loan
 terms sections are completed.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.8** Mission
 will verify loan term, purpose, and product descriptions follow the prescribed format.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.9** Mission
 will verify all applicants applying for credit, as disclosed on the application, are
 listed on the LE

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.10** "Can
 this mount increase after closing?" and "Does the loan have these features"
 sections are completed accurately.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.11** Projected
 Payments and Estimated Taxes, Insurance & Assessments sections are completed accurately.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.12** Fees
 have been disclosed properly (alphabetically, correct buckets and all title fees start
 with "Title - ") in Closing Cost Details section.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.13** Any
 additional fees for sections other than Section C (Services You Can Shop For).

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **15** |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.14** Calculating
 Cash to Close table completed accurately.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.15** Summaries
 of Transaction section completed accurately

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.16** CD
 Assumption, Demand Feature, Negative Amortization, and Partial Payments sections completed
 properly (at least and only one box selected).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.17** Late
 Payment completed properly (terms disclosed and accurate per note).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.18** Escrow
 Amount section was completed properly (only one box selected and amounts disclosed).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.19** Escrow
 Property Costs over Year 1 to be calculated per the payments scheduled to be made in
 a 1 year period after consummation (1026.38)1)(7)(i) (A)(I).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.20** Non-Escrowed
 Property Costs over 1 Year to be calculated using either 11 or 12 months as determined
 by client. (1026.38)(1)(7)(i)(B)(1)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.21** If
 Interest Only, Optional Payments, Step Payments, or Seasonal Payments, is

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.22** Adjustable
 Payment ("AP") Table disclosed accurately.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.23** If
 ARM or Step, is Adjustable Interest Rate ("AIR") Table was disclosed accurately.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.24** Loan
 Calculations sections were complete and accurate.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.25** Total
 of Payments is accurate per 1026.38(o)(1).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.26** Include
 fees in section A, B, and C that are paid by the borrower as well as the seller or other
 if those fees are customarily paid by the borrower.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.27** Mission
 captured amounts disclosed in Loan Calculations section and tested for TILA tolerance
 violations on disclosed APR and Finance Charge.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.28** Mission
 confirmed the Total Interest Percentage (TIP) was accurate with proper rounding.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.29** Other
 Disclosures section was complete with at least one choice selected as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.12.30** Rounding
 rules were verified as per 1026.38(t)(4). Rounding on all percentages except APR is percentages
 should be truncated so that a zero is not disclosed in the last decimal place (7.250
 should be rounded to 7.25).

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **16** |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.13** **TRID Method of Delivery/Receipt LE and CD** 

Mission verified the method of receipt of the revised LE and CD and performed a compliance test with timing requirements. For purposes of the review and verification, the date the borrower is deemed to have received the disclosure(s) is based on any of the following methods:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.13.1 In
 Person: borrower signature date is used.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.13.2 Electronic
 - No Receipt Confirmation in File: three (3) business days from later of document issue
 date or proof of e-delivery date is used.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.13.3 Electronic
 - With Receipt Confirmation in File, date of receipt confirmation is used.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.13.4 Electronic
 - Delivery confirmation of an email, assuming the borrower(s) have consented to electronic
 delivery.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.13.5 Mail
 (USPS or other parcel delivery service) - No Receipt Confirmation in File: three (3)
 business days from later of document issue date or proof of mailing date is used. Delivery
 confirmation, i.e., confirmation that documents have been delivered to the borrower(s)
 door. Signature receipt by anyone other than the borrower(s) to the mortgage transaction
 constitutes evidence of delivery, not receipt, for the purposes of the receipt requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.13.6 Mail
 (USPS or other parcel delivery service) - With Receipt Confirmation in File: date of
 receipt confirmation is used. Delivery confirmation, i.e., confirmation that documents
 have been delivered to the borrower(s) door. Signature receipt by anyone other than the
 borrower(s) to the mortgage transaction constitutes evidence of delivery, not receipt,
 for the purposes of the receipt requirements. Unknown (unable to determine delivery method
 or unable to verify borrower received disclosures in any other method than by USPS Mail
 method): follow the USPS Mail delivery method of three (3) business days from the document
 issue date. As noted above, a signature by anyone other than the borrower(s) constitutes
 evidence of delivery and the method of receipt will be considered unknown, requiring
 an additional three (3) days from the date the non-borrower received the documents.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.13.7 Electronic
 Disclosures. If disclosures were sent electronically, a finding was cited if there was
 no evidence in the file that the borrower consented to receive disclosures electronically.
 Default to the three (3) business day mail rule for delivery without the proper documentation
 of borrower consent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.14** **Other TRID Compliance Testing** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.14.1 Mission
 verified that the Home Loan Toolkit was present. If not present, a finding was cited
 if the Your Home Loan Toolkit Disclosure or evidence the disclosure was delivered or
 placed in the mail is not in the file or was not provided to the borrower within three
 (3) business days of application.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.14.2 Consummation
 Date: Consummation varies by applicable state law and the term is not often clearly defined.
 Accordingly, Mission used the notary date of the Deed of Trust to confirm consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.14.3 Post-Consummation
 Disclosures: As noted in the findings resolutions, the creditor used a Post-consummation
 Closing Disclosure to either correct clerical errors and clear findings or to cure pre-consummation
 fee tolerance errors and clear findings. In all cases, Mission confirmed the testing
 against the Post-consummation Closing Disclosure before findings were resolved.

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **17** |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.15 SUBSEQUENT
 CHANGES AFTER CONSUMMATION

There were loans in the pool reviewed by Mission that contained findings related to issues that could only be cured by issuance of a Post-close Closing Disclosure. The following prescribed cures as set forth in section 1026.19 (t)(2)(iii) through (v) that are acceptable for changes and corrections to the Final CD after consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.15.1 Section
 1026.19(t)(2)(iii) - Changes due to events occurring after consummation. If within 30
 days of consummation or as in this case, within 30 days of creditor first becoming aware
 of the existence of an event, an event occurs that causes the final CD to become inaccurate
 and such inaccuracy results in a change to an amount actually paid by the borrower(s)
 from the amount disclosed, Mission tested for evidence that a new, corrected CD was delivered
 or placed in the mail to the borrower within thirty (30) days of receiving information
 that an event occurred.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.15.2 Section
 1026.19(f)(2)(iv)- Changes due to clerical errors. Non-numeric clerical errors, for the
 purpose of this scope are any error not related to a disclosed dollar amount or percentage.
 Where applicable, Mission tested for evidence that a new, corrected Post-Closing CD was
 delivered or placed in the mail to the borrower within sixty (60) calendar days of consummation,
 or within sixty (60) calendar days of the first date of which the creditor becomes aware
 of such error.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.15.3 Section
 1026.19(f)(2)(v)-Refunds related to the good faith analysis. Where applicable, Mission
 identified findings related to fee disclosures and brought such findings to the attention
 of the creditor. As noted in the resolution of these findings, the Creditor acted in
 Good Faith and cured these findings by issuing a corrected Post-Closing CD and where
 a fee tolerance violation occurred the Creditor issued a refund to the borrower. In all
 cases, Mission tested for evidence such as a copy of the refund check, a new corrected
 CD, and evidence the creditor delivered or placed in the mail to the borrower within
 the timeframe necessary as noted in the resolution to the findings.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.15.4 A
 post-consummation CD is understood to be issued with a Date Issued represented as the
 date the post-consummation CD was issued.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.15.5 Errors
 on LE's and Interim CD's and numeric errors on final CD's which do not have prescribed
 cures as per the regulation were not be reported as having been cured. The assessment
 of risk and decision to accept a finding that does not have a prescribed cure is the
 responsibility of the purchaser of the loan.

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **18** |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.16 Additional
 Disclosures and Requirements:

Mission confirmed compliance with current documentation and timing requirements in effect at origination of the Mortgage Loan including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.16.1 Confirmed
 the presence of the Home Loan Tool Kit is in file for covered loans.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.16.2 Confirmed
 the presence of the Affiliated Business Disclosure in file in the event the lender has
 affiliated business arrangements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.16.3 Confirmed
 the Affiliated Business Disclosure provided within three general business days of "Application"
 (Mission reviews for this disclosure to be provided within three general business days,
 as the lender will typically know at the time of application if borrower(s) will be referred
 to affiliates for provision of third party services)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.16.4 Confirmed
 the Affiliated Business Disclosure is executed.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.16.5 Confirmed
 the presence of the Initial Escrow Disclosure Statement in file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.16.6 Confirmed
 the Initial Escrow Disclosure Statement was provided at closing or within 45 days after
 settlement

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.16.7 Confirmed
 that each mortgage loan adhered to flood insurance coverage requirements as outlined
 under the NFIP, including identification of flood zones and subsequent policy documentation
 for evidence of adequate coverage amounts.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17 High
 Cost- State & Local Anti-Predatory Regulations:

In addition to federal thresholds, Mission reviewed the anti-predatory lending statutes in the following states and local municipalities, as applicable:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.1 Arkansas
 Home Loan Protection Act, AR. Stat. Ann.§ 23-53-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.2 California
 Anti-Predatory Lending Statute, CA. Fin. Code§ 4970 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.3 4.3 California
 Higher Priced Mortgage Loan Statute, CA. Fin Code § 4995 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.4 4.4 Colorado
 Consumer Equity Protection Act, CO. Rev. Stat. § 5-3.5-101 et seq. and as amended
 by Senate Bi11216 (2007) and House Bi111322 (2007)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.5 Colorado
 Consumer Credit Code, CO. Rev. Stat. 5-1-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.6 Connecticut
 Abusive Home Loan Lending Practices Act, CT. Stat. Ann. § 36a-746 et seq. and the
 Responsible Lending and Economic Security Act, CT. House Bill 5577 (2008).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.7 Connecticut
 Nonprime Home Loan Statute, CT. Gen. Stat. §§ 36a-760 et seq. (as originally
 enacted and as amended by Senate Bill 949.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.8 District
 of Columbia Home Loan Protection Act of 2002, D.C. Official Code § 26-1151.01 et
 seq., as implemented by 20 D.C. Municipal Reg. § 2000.1 et seq. and DC Mortgage
 Disclosure Act of2007.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.9 Florida
 Fair Lending Act, FL. Stat. Ann. § 494.0078 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.10 Georgia
 Fair Lending Act, GA. Stat. Ann.§ 7-6A-1 et seq. (as originally enacted by House
 Bill 02-1361 and as modified by Senate Bill 03-53)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.11 Idaho
 Residential Mortgage Practices Act, ID. Code§ 26-3101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.12 Illinois
 High Risk Home Act, IL. Comp Stat. tit. 815, §§ 137/5 et seq.

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **19** |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.13 Illinois
 High Risk Home Loan Regulations, 38 IL. Admin. Code § 345.10 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.14 Illinois
 High Risk Home Loan Act, Public Act. 93-0561 (2003).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.15 City
 of Chicago, Illinois, Anti-Predatory Lending Ordinance, Chicago Municipal Code, §§
 2-32-440; 2-32-455; 2-92-325; 4-4-155; 8-4-325.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.16 Cook
 County, Illinois, Anti-Predatory Lending Ordinance, Ordinance No. 240864 (2001) as amended
 by Illinois SB 1167 (2007).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.17 Indiana
 Home Loan Practices Act, IN. Code§ 24-9-1-1 et seq. and as amended by 2005 In. P.L.
 141 § 6 P2013-011.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.18 Kansas
 Consumer Credit Code, KS. Stat. Ann. § 16a-1-101 et seq. Sections 16a-1-301, 16a-3-
 207 and 16a-3-308a.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.19 Kentucky
 Anti-Predatory Lending Statute, KY. Rev. Stat. § 360.100 et seq. and as amended
 by KY. House Bill 552 (2008).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.20 Maine,
 An Act to Enhance Consumer Protections in Relation to Certain Mortgages, 9A ME. Rev.
 Stat. Ann. §§ 8-101; 8-103(1); 8-206(8); 8-206A and ME. Legislative Document
 1869 (2007).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.21 Maryland
 Commercial Law, MD. Stat. Ann. §§ 12-124.1; 12-127; 12-409.1; 12-1029 and as
 amended by MD. Senate Bill 270 (2008) and Maryland Regulations under the MD. Mortgage
 Lender Law (2009).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.22 Maryland
 Regulations for Higher Priced Mortgage Loans, as promulgated under the MD. Mortgage Lender
 Law, MD. Code Ann., Fin. Instit. Code §§ 11-501 et seq.; MD. Code Regs. §§
 09.03.06.01 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.23 Massachusetts
 High Cost Mortgage Regulations, 209 CMR § 32.32 et seq. including MA. House Bill4387
 (2008) 20. MA. Predatory Home Loan Practices Act, M.G.L. Chapter 183(C).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.24 Massachusetts
 Regulations for Higher Priced Mortgage Loans, 209 MA. Code Regs. §§ 32.00

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.25 Massachusetts
 "Borrower's Interest" Standard, M.G.L. Chapter 183, §28C.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.26 Massachusetts
 Mortgage Lender and Broker Regulations, 940 CMR § 8.00 (15-17).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.27 Michigan
 Consumer Mortgage Protection Act, MI. Stat. Ann. § 445-1631 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.28 Minnesota
 Mortgage Originator and Service Licensing Act, § 58.137 etal. (S.F. 2988 (2002)
 and as amended by House File 1004 and SF 98 (2007) and SF 3154 and 3214 (2008).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.29 Nebraska
 Mortgage Bankers Registration and Licensing Act, NE. Stat.§ 45-702 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.30 Nevada
 Anti-Predatory Lending Law, NV. Rev. Stat. § 598D.010 et seq. and as amended by
 AB 440 and492.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.31 New
 Jersey Home Ownership Security Act of 2002, NJ. Stat. Ann. §C:46:10 B-22 et seq.
 and as amended by PL. 2004, Ch. 84 § 1.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.32 New
 Mexico Home Loan Protection Act, NM. Stat. Ann. § 58-21A-1 et seq. and as amended
 by Senate Bill 342 (2009 High Cost Home Loan Act, NY. Bank. L. Ch. 626., as implemented
 by 3 NYCCR Part 41 (2003) and as amended by Senate Bill 8143-A (2008). Banking Law Article
 6-1 (2003) and 6-m (2008).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.33 New
 York High Cost Home Loan Regulations, 3 NYCCR Part 41 (2001).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.34 New
 York High Cost Home Loan Act, NY. Bank. L. Ch. 626., as implemented by 3 NYCCR Part 41
 (2003) and as amended by Senate Bill 8143-A (2008). Banking Law Article 6-1 (2003) and
 6-m (2008).

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **20** |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.35 North
 Carolina Anti-Predatory Lending Law, NC. Gen. Stat. §§ 24-l.1 to 24-10.2 and
 North Carolina Amendments to Anti-Predatory Lending Law, NC. Gen. Stat. §§
 24-9; 24-l.l(E)(a); 24-10.2(a) and as amended by House Bill1817 (2007).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.36 Ohio
 Anti-Predatory Lending Statute, OH. Rev. Code Ann. §§ 1349.25 to 1349.37and
 § 1.63 and as amended by S.B. 185.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.37 City
 of Cleveland Heights, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 72-2003.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.38 Oklahoma
 Anti-Predatory Lending Law, House Bill No. 1574 (2003).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.39 Oklahoma
 Higher -Priced Mortgage Loans Law, OK. Admin. Code§§ 160:45-9-1 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.40 Pennsylvania
 Consumer Equity Protection Act, 63 PA. Cons. Stat. Ann. § 456.501 et seq. 4.41 City
 of Providence, Rhode Island Predatory Lending Ordinance, Ordinance No. 245, Chapter 2006-33
 as amended.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.41 Rhode
 Island Home Loan Protection Act, Chapter 25.2 of Title 34 of RI. Gen. Laws. §§
 34-25.2-1 et seq., including the Emergency and Final Regulations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.42 South
 Carolina High-Cost and Consumer Home Loans Act, SC. Code§ 37-23-10 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.43 South
 Carolina Consumer Protection Code, SC. Code 37-1-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.44 Tennessee
 Home Loan Protection Act, TN. Code Annotated §§ 45-20-101 et seq., Title 47
 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.45 Texas
 High-Cost Home Loan Statute, TX. Fin. Code Ann.§ 343.201 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.46 Texas
 Constitution, Section 50(a)(6), Article XVI

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.47 Utah
 Residential Mortgage Practices Amendments, UT. Code Ann.§ 61- 2c-102 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.48 Utah
 High Cost Home Loan Act, UT. Code § 61-2d-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.49 Vermont
 Interest Act, 9 V.S.A. § 104, implemented by Regulation B-98-2.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.50 Virginia
 Mortgage Lender and Broker Act (for loans originated prior to July 1, 2003), VA. Code
 Ann.§§ 6.1-413; 6.1-422, 6.1-428.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.51 Virginia
 Mortgage Lender and Broker Act (for loans originated after July 1, 2003), VA. Code Ann.§§
 6.1-411; 6.1-422.1, 6.1-425.1; 6.1-425.2.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.52 Washington
 House Bill 2770, Mortgage Lending and Homeownership, Chapter 108, Laws of 2008.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.53 Wisconsin
 Responsible High Cost Mortgage Lending Act, WI. Stat. § 428.202.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.54 West
 Virginia Residential Mortgage Lender, Broker and Servicer Act, WV. Code § 31-17-1
 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.55 Wyoming
 Credit Code, WY. Stat. Ann.§§ 40-14-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.18 Regulatory
 Compliance Disclaimer

Please be advised that Mission did not make a determination as to whether loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated herein. There can be no assurance that the review uncovered all issues relating to the origination of the mortgage loans, their compliance with applicable law and regulation and the original appraisals relating of the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Mission are dependent upon its receiving complete and accurate data regarding the mortgage loans from loans originators and other third parties upon which Mission is relying in reaching such findings.

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **21** |

---

Please be further advised that Mission does not employ personnel who are licensed to practice law in various jurisdictions, and the findings set forth in the reports prepared by Mission do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Mission. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including potential liability related to the purchase or other transaction involving any such loans, shall be made solely by the Client, or other agreed upon party, that has engaged Mission to prepare its reports pursuant to its instructions and guidelines. Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Mission are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.19 Misrepresentation
 and Third-Party Report Review

Mission verified that fraud reports were present on all loans and independent third-party property valuations reports are in the file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.19.1 Misrepresentation
 Review

Mission validated the presence of a Fraud Guard report on each loan to identify potential misrepresentations of income, employment, identity, occupancy, transaction and appraisal misrepresentation or other areas of potential misrepresentation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.19.2 Alerts

Mission validated credit report alerts for accuracy and potential issues.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.19.3 Social
 Security Numbers

Mission verified SSN(s) across all file documents.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.19.4 Document
 Integrity

Mission validated to the extent possible for apparent alterations to loan documents.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.19.5 Data
 Consistency

Mission validated the documents contained in the loan file for consistency of data.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.19.6 Third
 Party Fraud Tools

To the extent a third-party Fraud Guard was present in the loan file, Mission reviewed high level or critical warnings were reviewed and addressed.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Data
 Integrity Review

Mission was provided with a Client bid tape to conduct a Data Integrity Review. The Client provided a data tape with the following data fields and Mission compared the field to the applicable source document and reported all variances.

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **22** |

---

The following fields were provided and compared:

● All Borrower Total Income

● Application Date

● Borrower Citizenship

● Borrower First Name

● Borrower LastName

● Co-Borrower FirstName

● Co-Borrower Last Name

● Closing Settlement Date

● DSCR

● First Payment Date

● Initial Monthly PI or IO Payment

● Interest Rate

● Lender Name

● Loan Amount

● Loan ID

● Loan Program

● Loan Purpose

● MIN No

● Mortgage Origination Channel

● Note Date

● Number of Units

● Occupancy

● Primary Appraised Property Value

● Property Address

● Property City

● Property County

● Property State

● Property Type

● Property Zip Code

● Qualifying CLTV

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Loan
 and Exception Level Grading Methodology

Pursuant to the applicable NRSRO criteria, Mission graded each loan exception with an event level 1 for exceptions findings that are informational in nature, event level 2 for exceptions findings that are considered non-material, event level 3 for exceptions findings that are considered material. In accordance applicable NRSRO criteria exceptions and overall initial loan grades and final loan Grades were assigned with an A, B, C or D. The methodology for the application of RMBS grading is defined by each NRSRO in their current industry publications as updated from time to time.

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **23** |

---

Pursuant to the applicable NRSRO criteria, Mission graded certain compliance exceptions as nonmaterial based on seasoning of the mortgage loan. Where applicable, mortgage loans that are seasoned beyond the applicable period under TILA in which affirmative claims could be brought by a consumer. The period is not limited for claims, other than recission, which are raised as a defense to foreclosure. Information contained in any Mission reports related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual loan.

**NRSRO GRADING METHODOLOGY**

---

| | | |
|:---|:---|:---|
| **Fitch Ratings Grade** | **# of Loans** | **% of Loans (by count) in** <br> **MISSION Population** |
| A | 1038 | 74.6% |
| B | &nbsp;&nbsp;&nbsp;&nbsp;354 | 25.4% |
| C | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;&nbsp;&nbsp;0% |
| D | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;&nbsp;&nbsp;0% |

---

**NRSRO GRADING METHODOLOGY**

---

| | | |
|:---|:---|:---|
| **KBRA Ratings Grade** | **# of Loans** | **% of Loans (by count) in** <br> **MISSION Population** |
| A | 1038 | 74.6% |
| B | &nbsp;&nbsp;&nbsp;&nbsp;354 | 25.4% |
| C | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;&nbsp;&nbsp;0% |
| D | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;&nbsp;&nbsp;0% |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**NRSRO GRADE SUMMARY** | | |
| &nbsp;&nbsp;**NRSRO GRADE** | **# of Loans** | **% of Loans (by count) in** <br> **MISSION Population** |
| &nbsp;&nbsp;**CREDIT** | | |
| &nbsp;&nbsp;**A** | 1146 | 82.3% |
| &nbsp;&nbsp;**B** | 246 | 17.7% |
| &nbsp;&nbsp;**C** | 0 | 0% |
| &nbsp;&nbsp;**D** | 0 | 0% |
| &nbsp;&nbsp;**COMPLIANCE** |  |  |
| &nbsp;&nbsp;**A** | 1388 | 99.7% |
| &nbsp;&nbsp;**B** | 4 | 0.3% |
| &nbsp;&nbsp;**C** | 0 | 0% |
| &nbsp;&nbsp;**D** | 0 | 0% |

---

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **24** |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**PROPERTY/VALUE** | | |
| &nbsp;&nbsp;**A** | 1239 | 89.0% |
| &nbsp;&nbsp;**B** | 153 | 11.0% |
| &nbsp;&nbsp;**C** | 0 | 0% |
| &nbsp;&nbsp;**D** | 0 | 0% |

---

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **25** |

---

**DATA INTEGRITY REVIEW**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Data Compare Summary** | &nbsp;&nbsp;**Data Compare Summary** | &nbsp;&nbsp;**Data Compare Summary** | &nbsp;&nbsp;**Data Compare Summary** | &nbsp;&nbsp;**Data Compare Summary** |
| &nbsp;&nbsp;**2026_ADMT-NQM2_FINAL** |  |  |  |  |
| &nbsp;&nbsp;**Run Date - 2/9/2026 11:00:00 AM** |  |  |  |  |
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With Discrepancy** | &nbsp;&nbsp;**Total Times**<br> **Compared** | &nbsp;&nbsp;**%** <br> **Variance** | &nbsp;&nbsp;**Comments** |
| &nbsp;&nbsp;AllBorrowerTotalIncome | &nbsp;&nbsp;30 | &nbsp;&nbsp;1392 | &nbsp;&nbsp;2.53% | &nbsp;&nbsp;All Income was verified for each borrower |
| &nbsp;&nbsp;ApplicationDate | &nbsp;&nbsp;154 | &nbsp;&nbsp;1392 | &nbsp;&nbsp;7.89% | &nbsp;&nbsp;All variances were verified by Mission using either the 1003 date or the credit report date |
| &nbsp;&nbsp;B1Citizen | &nbsp;&nbsp;4 | &nbsp;&nbsp;1392 | &nbsp;&nbsp;0.1% | &nbsp;&nbsp;All variances were verified by Citizenship documents |
| &nbsp;&nbsp;B1FirstName | &nbsp;&nbsp;0 | &nbsp;&nbsp;1392 | &nbsp;&nbsp;12.94% |  |
| &nbsp;&nbsp;B1LastName | &nbsp;&nbsp;59 | &nbsp;&nbsp;1392 | &nbsp;&nbsp;2.12% | &nbsp;&nbsp;All variances were spelling differences in the tape vs on the note. |
| &nbsp;&nbsp;B2FirstName | &nbsp;&nbsp;3 | &nbsp;&nbsp;237 | &nbsp;&nbsp;9.64% | &nbsp;&nbsp;All variances were spelling differences in the tape vs on the note. |
| &nbsp;&nbsp;B2LastName | &nbsp;&nbsp;9 | &nbsp;&nbsp;237 | &nbsp;&nbsp;3.01% | &nbsp;&nbsp;All variances were spelling differences in the tape vs on the note. |
| &nbsp;&nbsp;ClosingSettlementDate | &nbsp;&nbsp;673 | &nbsp;&nbsp;1263 | &nbsp;&nbsp;52.43% | &nbsp;&nbsp;In all cases Mission verified closing dates from the relevant closing documents. |
| &nbsp;&nbsp;CLTV | &nbsp;&nbsp;1 | &nbsp;&nbsp;1263 | &nbsp;&nbsp;52.43% | &nbsp;&nbsp;In all cases Mission verified values from appraisal documentation in the file.. |
| &nbsp;&nbsp;DSCR | &nbsp;&nbsp;104 | &nbsp;&nbsp;1391 | &nbsp;&nbsp;5.66% | &nbsp;&nbsp;In all cases Mission recalculated DSCR from relevant income and credit documents. |
| &nbsp;&nbsp;FirstPaymentDate | &nbsp;&nbsp;15 | &nbsp;&nbsp;1391 | &nbsp;&nbsp;1.42% | &nbsp;&nbsp;In all cases Mission verified first payment date from the promissory note. |
| &nbsp;&nbsp;InitialMonthlyPIOrIOPayment | &nbsp;&nbsp;69 | &nbsp;&nbsp;1391 | &nbsp;&nbsp;2.63% | &nbsp;&nbsp;In all cases Mission verified the monthly PI Payment from the promissory note. |
| &nbsp;&nbsp;InterestRate | &nbsp;&nbsp;0 | &nbsp;&nbsp;1392 | &nbsp;&nbsp;0% |  |
| &nbsp;&nbsp;LoanAmount | &nbsp;&nbsp;0 | &nbsp;&nbsp;1392 | &nbsp;&nbsp;0% |  |
| &nbsp;&nbsp;LoanProgram | &nbsp;&nbsp;17 | &nbsp;&nbsp;1392 | &nbsp;&nbsp;1.42% | &nbsp;&nbsp;In each case, these appear to be changes in Loan program during underwriting. In all cases Mission verified programs from the Loan approval and final loan docs. |
| &nbsp;&nbsp;LoanPurpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;1392 | &nbsp;&nbsp;0% |  |
| &nbsp;&nbsp;MINNo | &nbsp;&nbsp;29 | &nbsp;&nbsp;1354 | &nbsp;&nbsp;1.56% | &nbsp;&nbsp;In all cases Mission verified the MIN number present on the Deed of Trust. |
| &nbsp;&nbsp;MortgageOriginationChannel | &nbsp;&nbsp;4 | &nbsp;&nbsp;1371 | &nbsp;&nbsp;0% | &nbsp;&nbsp;In all cases Mission verified the Channel from the Lona approval in the loan file. |

---

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **26** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;NoteDate | &nbsp;&nbsp;3 | &nbsp;&nbsp;1338 | &nbsp;&nbsp;0.21% | &nbsp;&nbsp;All date variances were verified from the Promissory Note. |
| &nbsp;&nbsp;NumberofUnits | &nbsp;&nbsp;8 | &nbsp;&nbsp;1392 | &nbsp;&nbsp;0.4% | &nbsp;&nbsp;In all cases Mission verified property units from the appraisal and other property related documents. |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;0 | &nbsp;&nbsp;1392 | &nbsp;&nbsp;0% |  |
| &nbsp;&nbsp;PrimaryAppraisedPropertyValue | &nbsp;&nbsp;17 | &nbsp;&nbsp;1392 | &nbsp;&nbsp;1.01% | &nbsp;&nbsp;Mission verified values used from the appraisal. |
| &nbsp;&nbsp;PropertyAddress | &nbsp;&nbsp;0 | &nbsp;&nbsp;1392 | &nbsp;&nbsp;12.74% |  |
| &nbsp;&nbsp;PropertyCity | &nbsp;&nbsp;0 | &nbsp;&nbsp;1392 | &nbsp;&nbsp;0.1% |  |
| &nbsp;&nbsp;PropertyCounty | &nbsp;&nbsp;33 | &nbsp;&nbsp;1392 | &nbsp;&nbsp;10.72% | &nbsp;&nbsp;All variances were various slight spelling differences in the tape vs on the deed of trust. |
| &nbsp;&nbsp;PropertyState | &nbsp;&nbsp;0 | &nbsp;&nbsp;1392 | &nbsp;&nbsp;0% |  |
| &nbsp;&nbsp;PropertyType | &nbsp;&nbsp;71 | &nbsp;&nbsp;1392 | &nbsp;&nbsp;7.92% | &nbsp;&nbsp;All differences are enumerations are related to ASF enumerations. In each case mission verified the Property type from the appraisal. |
| &nbsp;&nbsp;PropertyZipCode | &nbsp;&nbsp;1 | &nbsp;&nbsp;1392 | &nbsp;&nbsp;0% | &nbsp;&nbsp;All variances were various slight spelling differences in the tape vs on the deed of trust. |
| &nbsp;&nbsp;QualifyingCLTV | &nbsp;&nbsp;88 | &nbsp;&nbsp;1392 | &nbsp;&nbsp;4.65% | &nbsp;&nbsp;In all cases Mission verified values from appraisal documents and 2nd lien values from 2nd lien documents or credit reports. |
| &nbsp;&nbsp;RefinanceType | &nbsp;&nbsp;40 | &nbsp;&nbsp;595 | &nbsp;&nbsp;7.96% | &nbsp;&nbsp;All variations were verified from the 1003 documentation. |
| &nbsp;&nbsp;SalesPrice | &nbsp;&nbsp;6 | &nbsp;&nbsp;853 | &nbsp;&nbsp;0.33% | &nbsp;&nbsp;Mission verified sales price from sales contracts and closing documents. |
| &nbsp;&nbsp;TotalDebtIncomeRatio | &nbsp;&nbsp;4 | &nbsp;&nbsp;1392 | &nbsp;&nbsp;0.21% | &nbsp;&nbsp;In all cases Mission verified borrower income and all debts from the credit reports and recalculated DTI. |
| &nbsp;&nbsp;UnderwritingGuidelineLenderName | &nbsp;&nbsp;0 | &nbsp;&nbsp;1392 | &nbsp;&nbsp;0.1% |  |
| &nbsp;&nbsp;UnderwritingGuidelineName | &nbsp;&nbsp;0 | &nbsp;&nbsp;1392 | &nbsp;&nbsp;0.21% |  |
| &nbsp;&nbsp;UnderwritingGuidelineVersionDate | &nbsp;&nbsp;0 | &nbsp;&nbsp;1392 | &nbsp;&nbsp;48.43% |  |
| &nbsp;&nbsp;VerifiedDocType | &nbsp;&nbsp;301 | &nbsp;&nbsp;1392 | &nbsp;&nbsp;21.63% | &nbsp;&nbsp;Mission uses ASF defined doc types used for income qualification and the lender tape differs from these enumerations. |
|  | &nbsp;&nbsp;1743 |  |  |  |

---

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **27** |

---

**POOL DETAILS**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**AMORTIZATION TYPE** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**BORROWER CITIZENSHIP** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;1391 | &nbsp;&nbsp;99.93% | &nbsp;&nbsp;Foreign National | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.22% |
| &nbsp;&nbsp;Adjustable Rate Mortgage | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.07% | &nbsp;&nbsp;Non-Permanent Resident Alien | &nbsp;&nbsp;106 | &nbsp;&nbsp;7.61% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**1392** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;Permanent Resident Alien | &nbsp;&nbsp;124 | &nbsp;&nbsp;8.91% |
|  |  |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;1159 | &nbsp;&nbsp;83.26% |
| &nbsp;&nbsp;**LOAN TYPE** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**1392** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;Purchase | &nbsp;&nbsp;797 | &nbsp;&nbsp;57.26% |  |  |  |
| &nbsp;&nbsp;Refinance - Cash Out | &nbsp;&nbsp;493 | &nbsp;&nbsp;35.42% | &nbsp;&nbsp;**OCCUPANCY** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** |
| &nbsp;&nbsp;Refinance - Limited Cash Out | &nbsp;&nbsp;20 | &nbsp;&nbsp;1.44% | &nbsp;&nbsp;Investment | &nbsp;&nbsp;954 | &nbsp;&nbsp;68.53% |
| &nbsp;&nbsp;Refinance - Rate and Term | &nbsp;&nbsp;82 | &nbsp;&nbsp;5.89% | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;423 | &nbsp;&nbsp;30.39% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**1392** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;Secondary Residence | &nbsp;&nbsp;15 | &nbsp;&nbsp;1.08% |
|  |  |  | &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**1392** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**ORIGINAL INTEREST RATE** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** |  |  |  |
| &nbsp;&nbsp;5.000 - 5.499% | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.29% | &nbsp;&nbsp;**PROPERTY TYPE** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** |
| &nbsp;&nbsp;5.500 - 5.999% | &nbsp;&nbsp;83 | &nbsp;&nbsp;5.96% | &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;100 | &nbsp;&nbsp;7.18% |
| &nbsp;&nbsp;6.000 - 6.499% | &nbsp;&nbsp;265 | &nbsp;&nbsp;19.04% | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;109 | &nbsp;&nbsp;7.83% |
| &nbsp;&nbsp;6.500 - 6.999% | &nbsp;&nbsp;339 | &nbsp;&nbsp;24.35% | &nbsp;&nbsp;3 Family | &nbsp;&nbsp;18 | &nbsp;&nbsp;1.29% |
| &nbsp;&nbsp;7.000 - 7.499% | &nbsp;&nbsp;260 | &nbsp;&nbsp;18.68% | &nbsp;&nbsp;4 Family | &nbsp;&nbsp;21 | &nbsp;&nbsp;1.51% |
| &nbsp;&nbsp;7.500 - 7.999% | &nbsp;&nbsp;206 | &nbsp;&nbsp;14.80% | &nbsp;&nbsp;5-10 Unit Multi-Family | &nbsp;&nbsp;13 | &nbsp;&nbsp;0.93% |
| &nbsp;&nbsp;>= 8.000% | &nbsp;&nbsp;235 | &nbsp;&nbsp;16.88% | &nbsp;&nbsp;Condo, High Rise | &nbsp;&nbsp;37 | &nbsp;&nbsp;2.66% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**1392** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;354 | &nbsp;&nbsp;25.43% |
|  |  |  | &nbsp;&nbsp;Condotel | &nbsp;&nbsp;17 | &nbsp;&nbsp;1.22% |
| &nbsp;&nbsp;**QUALIFYING FICO** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;Double-wide Manufactured Housing | &nbsp;&nbsp;19 | &nbsp;&nbsp;1.36% |
| &nbsp;&nbsp;601 - 700 | &nbsp;&nbsp;195 | &nbsp;&nbsp;14.01% | &nbsp;&nbsp;Mixed Use | &nbsp;&nbsp;10 | &nbsp;&nbsp;0.72% |
| &nbsp;&nbsp;701 - 800 | &nbsp;&nbsp;1069 | &nbsp;&nbsp;76.80% | &nbsp;&nbsp;PUD | &nbsp;&nbsp;177 | &nbsp;&nbsp;12.72% |
| &nbsp;&nbsp;801 - 900 | &nbsp;&nbsp;123 | &nbsp;&nbsp;8.84% | &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;514 | &nbsp;&nbsp;36.93% |
| &nbsp;&nbsp;No FICO | &nbsp;&nbsp;5 | &nbsp;&nbsp;0.36% | &nbsp;&nbsp;Single-wide Manufactured Housing | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.22% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**1392** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**1392** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**VERIFIED DTI** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**VERIFIED DSCR** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** |
| &nbsp;&nbsp;< 10 or Null | &nbsp;&nbsp;843 | &nbsp;&nbsp;60.56% | &nbsp;&nbsp;< 1.00 | &nbsp;&nbsp;121 | &nbsp;&nbsp;8.69% |
| &nbsp;&nbsp;10 - 19 | &nbsp;&nbsp;59 | &nbsp;&nbsp;4.24% | &nbsp;&nbsp;1.00 - 1.99 | &nbsp;&nbsp;668 | &nbsp;&nbsp;47.99% |
| &nbsp;&nbsp;20 - 29 | &nbsp;&nbsp;86 | &nbsp;&nbsp;6.18% | &nbsp;&nbsp;2.00 - 2.99 | &nbsp;&nbsp;23 | &nbsp;&nbsp;1.65% |
| &nbsp;&nbsp;30 - 39 | &nbsp;&nbsp;149 | &nbsp;&nbsp;10.70% | &nbsp;&nbsp;3.00 - 3.99 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.07% |
| &nbsp;&nbsp;40 - 49 | &nbsp;&nbsp;241 | &nbsp;&nbsp;17.31% | &nbsp;&nbsp;N/A | &nbsp;&nbsp;579 | &nbsp;&nbsp;41.59% |
| &nbsp;&nbsp;> = 50 | &nbsp;&nbsp;14 | &nbsp;&nbsp;1.01% | &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**1392** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**1392** | &nbsp;&nbsp;**100.00%** |  |  |  |

---

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **28** |

---

## Exhibit 99.7

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.7**

![](ms-logo.jpg)

---

| |
|:---|
| **VALUATION REPORT** |
| **2026_ADMT-NQM2_FINAL** |
| **Run Date - 2/9/2026 11:00:00 AM** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **SECOND APPRAISAL VALUE** | **SECOND APPRAISAL VALUE** | **SECOND APPRAISAL VALUE** | **SECOND APPRAISAL VALUE** | **SECOND APPRAISAL VALUE** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **SECOND FIELD REVIEW VALUES** | **SECOND FIELD REVIEW VALUES** | **SECOND FIELD REVIEW VALUES** | **SECOND FIELD REVIEW VALUES** | **SECOND FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **COLLATERAL UNDERWRITER SCORES** | **COLLATERAL UNDERWRITER SCORES** | **COLLATERAL UNDERWRITER SCORES** |
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Completion Report (1004D) Date** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Value for LTV** | **LTV** | **CLTV** | **Primary Appraisal Date** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Vendor** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** |
| 337 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0348 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 338 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0831 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 339 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0476 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 340 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0623 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 341 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .3480 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| 342 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 343 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 344 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 345 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 346 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0044 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 4.2 |
| 347 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 348 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0107 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 5 |
| 349 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 350 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 351 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 352 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 353 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 354 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 355 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0579 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| 356 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0130 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.6 |
| 357 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 358 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 359 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 360 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0326 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.6 |
| 361 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 362 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 363 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0635 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 364 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 365 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 366 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 367 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 368 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0930 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| 369 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 370 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 371 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 372 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0667 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| 373 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 374 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0197 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| 375 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 376 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 377 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 378 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 379 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0946 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 3.5 |
| 380 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 381 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| 382 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 383 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 384 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 385 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 386 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 387 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 388 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 389 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 390 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 391 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 392 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 393 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0070 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 394 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 395 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 396 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 397 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 398 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| 399 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 400 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 401 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 402 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 403 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 404 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 27000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| 405 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 406 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -30000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| 407 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 408 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 409 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 410 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 10000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 411 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 412 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0259 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| 413 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 414 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 415 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 416 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 34000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 417 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 418 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0151 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 419 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 420 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 421 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 422 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 423 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 424 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 425 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 426 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 427 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 428 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 429 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 51000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 430 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 35000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 431 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 432 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 433 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 434 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 435 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 436 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 437 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 438 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0053 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 439 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0160 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 440 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 441 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 442 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 443 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 444 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 445 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0759 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.7 |
| 446 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 447 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 448 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0306 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 449 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 450 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 451 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0868 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 452 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 453 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 454 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 455 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 456 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 457 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 458 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 459 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 460 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 461 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 462 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0157 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 463 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0384 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 464 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 465 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 466 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 467 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 468 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 469 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| 470 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 471 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0754 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 472 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 473 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 474 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0362 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 475 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 476 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 477 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 478 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 479 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 480 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 481 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 482 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 483 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 484 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0081 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 485 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 486 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 487 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 488 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 489 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 490 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 491 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 492 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 493 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 494 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 495 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 496 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0652 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 497 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 498 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 499 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .4778 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 500 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 501 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 502 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 503 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 504 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 505 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 506 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 507 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 508 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 509 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 510 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 511 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 512 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 513 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 514 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 515 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 516 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0811 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 517 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 518 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 519 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 520 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 521 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 522 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| 523 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 524 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 525 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 526 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 527 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 528 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 529 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 530 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 531 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0398 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.6 |
| 532 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| 533 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 534 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 535 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 536 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 537 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0706 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 538 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 539 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 540 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 541 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 542 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 543 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 544 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 545 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 546 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 547 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 548 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .2502 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| 549 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| 550 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 551 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0439 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 552 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0243 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 553 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 554 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 555 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 556 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 557 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 558 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 559 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 560 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 561 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 562 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 563 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 100000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 564 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0103 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 565 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 566 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 567 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 568 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 569 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 570 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 571 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -33000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 572 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 573 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0057 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 574 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 575 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 576 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 577 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 578 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 579 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 580 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 581 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 582 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 583 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0086 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 584 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 585 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0638 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 586 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 587 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 588 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 589 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 590 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 591 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0160 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 592 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 593 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 594 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0964 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 595 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 596 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 597 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 598 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 599 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0482 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 600 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 601 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 9000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 602 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 603 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 604 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 605 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 606 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 607 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 608 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0540 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 609 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 610 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0125 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 611 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 612 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 613 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 614 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 615 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0244 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 616 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 617 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1654 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 618 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -35000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 619 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 620 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 621 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 622 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0009 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 623 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1016 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 624 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 625 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0589 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 626 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 627 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 628 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0162 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 629 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 630 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 631 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 632 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 633 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 634 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0682 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 635 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 636 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 637 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 638 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 639 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 640 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 641 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 642 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 643 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 644 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 645 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 646 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0419 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 647 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 648 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0347 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 649 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 650 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 651 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 652 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 653 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 654 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 655 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 656 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .2765 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 657 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 658 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 659 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0120 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 660 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0510 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 661 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 662 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 663 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 664 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 665 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 666 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 667 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 6000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 668 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 669 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 670 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0128 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 671 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .1250 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 672 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 673 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 674 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 675 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 676 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 677 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 678 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 679 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 680 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 681 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 682 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 683 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 684 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 685 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 686 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 687 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 688 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 689 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 690 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 691 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 692 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 693 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 694 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0026 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 695 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 696 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 697 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 698 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 699 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 700 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 701 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 702 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0105 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 703 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 5 |
| 704 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 705 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0306 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 706 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 707 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -25000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 708 |  | Imperial Fund | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 709 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 710 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 711 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 712 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 713 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 714 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 715 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 716 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0405 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 717 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 718 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 719 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 720 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 721 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 15000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 722 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 723 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 724 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -5000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 725 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 726 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 727 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 728 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| 729 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 730 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1789 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 731 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -15000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 732 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 733 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 734 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 735 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 736 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 737 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1181 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 738 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 739 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 5000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 740 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 741 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 742 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 743 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 744 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 745 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 746 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 747 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| 748 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 3000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 749 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 750 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 751 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 752 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1190 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 753 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 754 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 755 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 756 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 757 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 758 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 759 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 760 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 761 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 762 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 763 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 764 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 765 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 766 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 767 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 768 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 769 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 770 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 771 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 772 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0006 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 773 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0085 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 774 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 775 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 776 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 777 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 778 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 5000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 779 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 780 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 781 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 782 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 783 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 784 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0233 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 785 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 786 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 787 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 788 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 789 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 790 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1520 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 791 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 792 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 793 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 794 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0061 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 795 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 796 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0640 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 797 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 798 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 799 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 800 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 801 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 802 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 803 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0448 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| 804 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 805 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 806 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 807 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 808 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 809 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0480 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 810 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 811 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 812 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .1184 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 813 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1942 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| 814 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0461 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 815 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0505 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 816 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 817 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 818 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1090 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 819 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0418 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 820 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 821 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 822 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 823 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 824 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 825 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 10000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 826 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 827 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 828 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0287 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 829 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 8000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 830 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 831 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0123 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 832 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 833 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 834 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 835 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 836 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 837 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 838 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 839 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 840 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 841 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 842 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 843 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0488 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 844 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 845 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0144 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 846 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 847 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 848 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 849 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0108 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 850 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 851 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 852 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .5050 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 853 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0071 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 854 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 855 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 856 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 857 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 858 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0797 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 859 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 860 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 861 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 862 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 25000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 863 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 30000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 864 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 865 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0433 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 866 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0648 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 867 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 868 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0715 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 869 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 870 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 871 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 872 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0739 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 873 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0089 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 874 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 875 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0281 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 876 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 877 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 878 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1259 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 879 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0470 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 880 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| 881 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0511 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 882 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 883 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0455 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 884 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 885 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| 886 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0100 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 887 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 888 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 889 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 890 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 891 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 892 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.2 |
| 893 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0014 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 894 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 895 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 896 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 897 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 898 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 899 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 900 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 901 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0774 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 902 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0378 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 903 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 904 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 905 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 16000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 906 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 907 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .2093 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 908 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 909 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 910 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 911 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 912 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -35000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 913 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 914 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 915 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| 916 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 917 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 918 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0233 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 919 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 920 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0473 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 921 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 922 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 923 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 924 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0321 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 925 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -20000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 926 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0519 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 927 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1 |
| 928 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 929 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0954 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 930 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 931 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0811 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 932 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 933 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 934 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0262 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 935 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0076 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 936 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 937 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 938 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 939 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 940 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1271 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 941 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 942 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 943 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0522 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 944 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 945 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 946 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0136 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 947 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 948 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 949 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0143 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 950 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 951 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 952 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 953 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 954 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0901 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 955 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| 956 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0755 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 957 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .3140 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 958 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 959 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .2614 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 960 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 961 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 962 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 963 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0210 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 964 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 15000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 965 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 966 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 967 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0135 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 968 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 969 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 72000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 970 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 971 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0506 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 972 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 973 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0452 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 974 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 975 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 976 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 977 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 978 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 979 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 980 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 981 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 982 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 128000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 983 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 984 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 985 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 986 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 987 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 988 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 989 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 990 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 991 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 992 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -250000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 993 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 994 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0645 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 995 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 996 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 997 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 998 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 999 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1000 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 1001 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1002 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1003 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 1004 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1005 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 1006 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 1007 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 1008 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -50000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1009 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 1010 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 1011 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0249 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1012 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1013 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 1014 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1015 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0108 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1016 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 1017 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0211 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1018 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1019 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1020 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 1021 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1022 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0118 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1023 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| 1024 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0522 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1025 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1026 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1027 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -25000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| 1028 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1029 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0538 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1030 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1031 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0339 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1032 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1033 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 1034 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 1035 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0434 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1036 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .3943 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1037 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 1038 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0095 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1039 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1040 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0044 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1041 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 1042 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1043 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0192 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1044 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .2227 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1045 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1046 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1047 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0238 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1048 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1049 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0107 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1050 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1051 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1052 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 1053 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1054 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1055 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 1056 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1057 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| 1058 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0069 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1059 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0888 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1060 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1061 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1062 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 1063 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0381 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1064 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 1065 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0717 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1066 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1067 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1068 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| 1069 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .7546 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1070 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1071 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1091 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1072 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0176 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1073 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0111 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1074 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 1075 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1076 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 100000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1077 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1078 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1079 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| 1080 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1081 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1082 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 1083 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0467 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1084 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0502 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1085 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1086 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1087 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0176 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1088 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| 1089 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1090 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1091 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1092 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0718 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1093 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1094 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1095 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 1096 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.1000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1097 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1098 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1099 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| 1100 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1101 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1102 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1103 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0179 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1104 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1105 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 1106 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1107 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1108 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1109 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 1110 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1111 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1112 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 1113 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1114 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 1115 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1116 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0743 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1117 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1118 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 1119 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1120 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1121 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 1122 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1123 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1124 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1125 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0850 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1126 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1127 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 1128 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0092 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1129 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1130 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1131 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1132 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -18000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1133 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1134 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0715 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1135 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1136 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1137 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1138 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1139 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1140 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0288 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1141 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1142 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1143 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0199 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1144 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1145 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1146 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1147 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0094 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1148 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1149 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1150 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1151 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1152 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0102 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1153 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1154 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1155 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0210 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1156 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1157 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0100 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1158 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 1159 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0703 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1160 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1161 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1162 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1163 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1164 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 1000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1165 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1166 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| 1167 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0366 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1168 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1169 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1170 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1171 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1172 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 1173 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 1174 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1175 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0341 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1176 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0330 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1177 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1178 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1179 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 1180 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0159 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1181 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1182 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1183 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 1184 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1185 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 3000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1186 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0913 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1187 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 1188 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0392 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1189 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 1190 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1191 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1192 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1193 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1194 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1195 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1196 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0149 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1197 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0107 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1198 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1199 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| 1200 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0219 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1201 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1202 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 1203 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| 1204 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1205 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 1206 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1207 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1208 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1209 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1210 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1211 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 1212 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| 1213 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 2500000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1214 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1215 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0481 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1216 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1217 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1218 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1219 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0271 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1220 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1221 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 1222 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1223 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| 1224 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1225 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0452 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1226 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 150000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1227 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 1228 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1229 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1230 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1231 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1232 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 1233 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1234 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1235 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1236 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1237 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| 1238 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .2333 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1239 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1240 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1241 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 1242 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 1000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1243 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0458 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1244 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1245 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0110 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1246 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1247 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 1248 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1249 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1250 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1251 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 1252 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0579 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1253 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0649 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1254 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0557 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1255 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 1256 |  | Bank of America, N.A. | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1257 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1258 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1259 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1260 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 3000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1261 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1262 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1263 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 1264 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1265 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 1000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1266 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1267 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1268 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 1269 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1270 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1271 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1272 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 1273 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1274 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1275 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0533 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1276 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0115 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1277 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0034 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1278 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 1279 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1280 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1281 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1282 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1283 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1284 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0798 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1285 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1286 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0100 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1287 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1288 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 1289 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 2000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1290 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1291 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| 1292 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| 1293 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| 1294 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |
| 1295 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0710 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1296 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0095 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1297 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1298 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1299 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1300 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 1301 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0826 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1302 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1303 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1304 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 1305 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1306 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1307 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1308 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1309 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1310 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .2824 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1311 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1312 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 1313 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1314 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1315 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1316 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1317 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1318 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1319 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 1320 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1321 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0264 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1322 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1323 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1324 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0095 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1325 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0498 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1326 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1327 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1328 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 1329 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| 1330 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1331 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1332 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1333 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1334 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1335 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1336 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1337 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1338 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1339 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 1340 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1341 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1342 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0789 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1343 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1124 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1344 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1345 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1346 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1347 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1014 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1348 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1349 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 1350 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0171 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1351 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 1352 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0005 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1353 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0391 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1354 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1355 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 1356 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 163000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1357 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1358 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| 1359 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1547 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1360 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1361 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0378 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1362 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1363 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1364 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1365 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1366 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1367 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1368 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1369 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0100 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1370 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 10000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1371 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1372 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1373 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1374 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| 1375 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 1376 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 1377 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1378 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 1379 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1380 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0095 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1381 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 1382 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 1383 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1384 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1385 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0733 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1386 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 1387 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -26000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1388 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 1389 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1390 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 1391 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 1392 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.6 |
| 1393 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1394 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 1395 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0407 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1396 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1397 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1398 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 1399 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1400 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0239 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1401 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1402 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 1403 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1404 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 1405 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 1406 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 1407 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1408 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 1409 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1410 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1411 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1412 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1413 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1414 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 1415 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 1416 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1417 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1418 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 1419 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1420 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1421 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| 1422 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0778 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1423 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1424 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0414 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1425 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1426 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1427 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 1428 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1429 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 1430 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1431 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1432 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 1433 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1434 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1435 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1436 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 1437 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 1438 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 1439 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1440 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| 1441 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1442 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 1443 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1444 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1445 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1446 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 1447 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1448 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -115000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1449 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1450 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1451 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -400000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1452 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1453 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1454 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0113 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1455 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0117 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1456 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0039 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1457 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1458 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1459 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0425 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1460 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1461 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1462 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1341 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1463 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 1464 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1465 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 1466 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1467 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 1468 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1469 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0364 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1470 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| 1471 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1472 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0372 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1473 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1474 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0138 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1475 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 1476 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 1477 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 1478 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1479 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1480 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0526 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1481 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0132 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1482 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 1483 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 27000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1484 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0028 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1485 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1486 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 14000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1487 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0955 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1488 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| 1489 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1490 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .5176 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1491 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1492 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1493 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1494 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1495 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1496 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1497 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1498 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 1499 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1500 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0116 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1501 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 1502 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0020 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1503 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 1504 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1505 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1506 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1507 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1508 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0021 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1509 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 1510 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1511 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0162 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1512 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0899 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1513 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1514 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1515 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 1516 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0373 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1517 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1518 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1519 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 1520 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 1521 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| 1522 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1523 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1524 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0065 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1525 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1526 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 1527 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1528 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1529 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| 1530 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1531 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1532 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 16000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1533 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 1534 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1535 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1536 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 1537 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0366 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1538 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0102 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1539 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0056 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1540 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| 1541 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| 1542 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1543 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0584 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1544 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0146 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1545 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1546 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0425 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1547 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 1548 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1549 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1550 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1551 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1552 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1553 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1554 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 30000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1555 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1556 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0092 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1557 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1558 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 1559 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1560 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1561 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 1562 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1563 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 1564 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1565 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1566 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1567 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 1450000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1568 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0412 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1569 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1570 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1571 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0247 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1572 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1573 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0587 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1574 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1575 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 1576 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1577 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1578 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1579 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 1580 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0177 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1581 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| 1582 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1583 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1584 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1585 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1586 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0004 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1587 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1588 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1589 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 1590 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1591 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0114 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1592 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 1593 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1594 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 1595 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1596 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1597 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .5164 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1598 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1599 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1582 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1600 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1601 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1602 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -20000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1603 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1604 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1605 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1606 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1607 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0091 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1608 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1609 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 1610 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 1611 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0326 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1612 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 1613 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1614 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1615 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1616 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1617 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1618 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1619 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 1620 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1479 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1621 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 560000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1622 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1623 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 1624 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1625 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1626 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 1627 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0101 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1628 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1629 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1630 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 1631 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 1632 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0364 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1633 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0067 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1634 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1635 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1636 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1637 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 1638 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 1639 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1640 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1641 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 1642 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1643 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1644 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0102 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1645 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1646 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1647 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 1648 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1649 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0298 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1650 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1651 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 1652 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1653 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 1654 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1655 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1656 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 1657 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1658 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 1659 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1660 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 1661 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0075 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1662 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1663 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1664 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1665 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 1666 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0958 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1667 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1668 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1669 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0085 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1670 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 1671 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 600000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1672 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1673 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 1674 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 1675 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -30000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1677 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1678 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1679 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0571 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1680 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 1681 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 1682 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1683 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0308 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1684 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 1685 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 1686 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1687 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1688 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1689 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 1690 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 1691 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0263 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1692 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 1693 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1694 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1695 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1696 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1697 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1698 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0075 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1699 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1700 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1701 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1702 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1703 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 1704 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0767 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1705 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1706 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1707 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -15000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1708 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1709 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 1710 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1711 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0239 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1712 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0105 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1713 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1714 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0549 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1715 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 1716 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1717 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1718 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1719 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0136 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1720 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 6000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1721 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 5000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1722 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1723 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1724 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1725 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 1726 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 1727 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| 1728 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |

---

## Exhibit 99.8

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.8**

![](ms-logo.jpg)

---

| |
|:---|
| **Rating Agency Grades Summary Report** |
| **2026_ADMT-NQM2_FINAL** |
| **Run Date - 2/9/2026 11:00:00 AM** |

---

---

| | | | |
|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** |
| **Loan ID** | **Investor ID** | **Seller Loan ID** | **Original Loan Amount** |
| 337 |  |  | [Redacted] A |
| 338 |  |  | [Redacted] A |
| 339 |  |  | [Redacted] D A |
| 340 |  |  | [Redacted] A C D |
| 341 |  |  | [Redacted] A |
| 342 |  |  | [Redacted] A |
| 343 |  |  | [Redacted] D A |
| 344 |  |  | [Redacted] A |
| 345 |  |  | [Redacted] D A |
| 346 |  |  | [Redacted] A B |
| 347 |  |  | [Redacted] C A |
| 348 |  |  | [Redacted] D A |
| 349 |  |  | [Redacted] A |
| 350 |  |  | [Redacted] A |
| 351 |  |  | [Redacted] A |
| 352 |  |  | [Redacted] B A |
| 353 |  |  | [Redacted] A |
| 354 |  |  | [Redacted] C A B |
| 355 |  |  | [Redacted] A |
| 356 |  |  | [Redacted] B A |
| 357 |  |  | [Redacted] B A |
| 358 |  |  | [Redacted] D A |
| 359 |  |  | [Redacted] A |
| 360 |  |  | [Redacted] B A |
| 361 |  |  | [Redacted] C A |
| 362 |  |  | [Redacted] C A |
| 363 |  |  | [Redacted] A |
| 364 |  |  | [Redacted] C A B |
| 365 |  |  | [Redacted] A |
| 366 |  |  | [Redacted] C A B |
| 367 |  |  | [Redacted] A |
| 368 |  |  | [Redacted] C A D |
| 369 |  |  | [Redacted] A |
| 370 |  |  | [Redacted] A |
| 371 |  |  | [Redacted] A |
| 372 |  |  | [Redacted] C A |
| 373 |  |  | [Redacted] A |
| 374 |  |  | [Redacted] C A |
| 375 |  |  | [Redacted] A |
| 376 |  |  | [Redacted] C A B |
| 377 |  |  | [Redacted] A |
| 378 |  |  | [Redacted] A |
| 379 |  |  | [Redacted] D A |
| 380 |  |  | [Redacted] A |
| 381 |  |  | [Redacted] A |
| 382 |  |  | [Redacted] D A B |
| 383 |  |  | [Redacted] C A |
| 384 |  |  | [Redacted] A |
| 385 |  |  | [Redacted] C A |
| 386 |  |  | [Redacted] A |
| 387 |  |  | [Redacted] B A |
| 388 |  |  | [Redacted] A |
| 389 |  |  | [Redacted] A |
| 390 |  |  | [Redacted] B A |
| 391 |  |  | [Redacted] B A |
| 392 |  |  | [Redacted] C A B |
| 393 |  |  | [Redacted] A |
| 394 |  |  | [Redacted] A |
| 395 |  |  | [Redacted] A B |
| 396 |  |  | [Redacted] A B |
| 397 |  |  | [Redacted] C A |
| 398 |  |  | [Redacted] A C D |
| 399 |  |  | [Redacted] A |
| 400 |  |  | [Redacted] C A |
| 401 |  |  | [Redacted] D A |
| 402 |  |  | [Redacted] A |
| 403 |  |  | [Redacted] A |
| 404 |  |  | [Redacted] A |
| 405 |  |  | [Redacted] A |
| 406 |  |  | [Redacted] A |
| 407 |  |  | [Redacted] A |
| 408 |  |  | [Redacted] A |
| 409 |  |  | [Redacted] C A |
| 410 |  |  | [Redacted] C A |
| 411 |  |  | [Redacted] A |
| 412 |  |  | [Redacted] C A |
| 413 |  |  | [Redacted] A |
| 414 |  |  | [Redacted] A |
| 415 |  |  | [Redacted] A |
| 416 |  |  | [Redacted] A C D |
| 417 |  |  | [Redacted] C A |
| 418 |  |  | [Redacted] A B |
| 419 |  |  | [Redacted] A |
| 420 |  |  | [Redacted] C A |
| 421 |  |  | [Redacted] A |
| 422 |  |  | [Redacted] A |
| 423 |  |  | [Redacted] B A |
| 424 |  |  | [Redacted] A |
| 425 |  |  | [Redacted] B A |
| 426 |  |  | [Redacted] A B |
| 427 |  |  | [Redacted] A |
| 428 |  |  | [Redacted] A B |
| 429 |  |  | [Redacted] A |
| 430 |  |  | [Redacted] A |
| 431 |  |  | [Redacted] A |
| 432 |  |  | [Redacted] A |
| 433 |  |  | [Redacted] A |
| 434 |  |  | [Redacted] B A |
| 435 |  |  | [Redacted] A |
| 436 |  |  | [Redacted] A |
| 437 |  |  | [Redacted] A |
| 438 |  |  | [Redacted] A |
| 439 |  |  | [Redacted] A |
| 440 |  |  | [Redacted] A |
| 441 |  |  | [Redacted] B A |
| 442 |  |  | [Redacted] A |
| 443 |  |  | [Redacted] D A |
| 444 |  |  | [Redacted] A |
| 445 |  |  | [Redacted] A |
| 446 |  |  | [Redacted] A |
| 447 |  |  | [Redacted] A |
| 448 |  |  | [Redacted] A |
| 449 |  |  | [Redacted] A |
| 450 |  |  | [Redacted] A |
| 451 |  |  | [Redacted] A |
| 452 |  |  | [Redacted] B A |
| 453 |  |  | [Redacted] A |
| 454 |  |  | [Redacted] A |
| 455 |  |  | [Redacted] A |
| 456 |  |  | [Redacted] B A |
| 457 |  |  | [Redacted] A |
| 458 |  |  | [Redacted] B A |
| 459 |  |  | [Redacted] C A |
| 460 |  |  | [Redacted] A B |
| 461 |  |  | [Redacted] A |
| 462 |  |  | [Redacted] C A |
| 463 |  |  | [Redacted] A |
| 464 |  |  | [Redacted] B A |
| 465 |  |  | [Redacted] A |
| 466 |  |  | [Redacted] A |
| 467 |  |  | [Redacted] A |
| 468 |  |  | [Redacted] A |
| 469 |  |  | [Redacted] C A |
| 470 |  |  | [Redacted] D A B |
| 471 |  |  | [Redacted] B A |
| 472 |  |  | [Redacted] A |
| 473 |  |  | [Redacted] C A D B |
| 474 |  |  | [Redacted] A |
| 475 |  |  | [Redacted] B A C |
| 476 |  |  | [Redacted] A |
| 477 |  |  | [Redacted] A |
| 478 |  |  | [Redacted] C A |
| 479 |  |  | [Redacted] D A |
| 480 |  |  | [Redacted] A |
| 481 |  |  | [Redacted] B A |
| 482 |  |  | [Redacted] A |
| 483 |  |  | [Redacted] A |
| 484 |  |  | [Redacted] A |
| 485 |  |  | [Redacted] B A D |
| 486 |  |  | [Redacted] B A |
| 487 |  |  | [Redacted] A |
| 488 |  |  | [Redacted] A |
| 489 |  |  | [Redacted] A |
| 490 |  |  | [Redacted] A |
| 491 |  |  | [Redacted] A |
| 492 |  |  | [Redacted] A |
| 493 |  |  | [Redacted] B A |
| 494 |  |  | [Redacted] A |
| 495 |  |  | [Redacted] A |
| 496 |  |  | [Redacted] D A |
| 497 |  |  | [Redacted] A |
| 498 |  |  | [Redacted] A |
| 499 |  |  | [Redacted] A |
| 500 |  |  | [Redacted] A |
| 501 |  |  | [Redacted] A |
| 502 |  |  | [Redacted] A |
| 503 |  |  | [Redacted] A |
| 504 |  |  | [Redacted] B A |
| 505 |  |  | [Redacted] B A |
| 506 |  |  | [Redacted] B A |
| 507 |  |  | [Redacted] B A |
| 508 |  |  | [Redacted] A B |
| 509 |  |  | [Redacted] C A B |
| 510 |  |  | [Redacted] A |
| 511 |  |  | [Redacted] A B |
| 512 |  |  | [Redacted] B A |
| 513 |  |  | [Redacted] B A |
| 514 |  |  | [Redacted] A |
| 515 |  |  | [Redacted] D A B |
| 516 |  |  | [Redacted] A |
| 517 |  |  | [Redacted] A |
| 518 |  |  | [Redacted] C A B |
| 519 |  |  | [Redacted] A |
| 520 |  |  | [Redacted] A |
| 521 |  |  | [Redacted] A |
| 522 |  |  | [Redacted] B A |
| 523 |  |  | [Redacted] A B |
| 524 |  |  | [Redacted] A |
| 525 |  |  | [Redacted] C A B |
| 526 |  |  | [Redacted] C A B |
| 527 |  |  | [Redacted] A |
| 528 |  |  | [Redacted] D A B |
| 529 |  |  | [Redacted] B A |
| 530 |  |  | [Redacted] A |
| 531 |  |  | [Redacted] A |
| 532 |  |  | [Redacted] D A B |
| 533 |  |  | [Redacted] A |
| 534 |  |  | [Redacted] D A B |
| 535 |  |  | [Redacted] C A B |
| 536 |  |  | [Redacted] C A |
| 537 |  |  | [Redacted] A |
| 538 |  |  | [Redacted] C A |
| 539 |  |  | [Redacted] A |
| 540 |  |  | [Redacted] B A |
| 541 |  |  | [Redacted] A |
| 542 |  |  | [Redacted] C A |
| 543 |  |  | [Redacted] C A |
| 544 |  |  | [Redacted] A |
| 545 |  |  | [Redacted] A |
| 546 |  |  | [Redacted] B A |
| 547 |  |  | [Redacted] B A |
| 548 |  |  | [Redacted] A B |
| 549 |  |  | [Redacted] C A |
| 550 |  |  | [Redacted] D A B |
| 551 |  |  | [Redacted] A |
| 552 |  |  | [Redacted] C A |
| 553 |  |  | [Redacted] A |
| 554 |  |  | [Redacted] C A B |
| 555 |  |  | [Redacted] A |
| 556 |  |  | [Redacted] A |
| 557 |  |  | [Redacted] B A |
| 558 |  |  | [Redacted] A C |
| 559 |  |  | [Redacted] B A |
| 560 |  |  | [Redacted] C A |
| 561 |  |  | [Redacted] A |
| 562 |  |  | [Redacted] A |
| 563 |  |  | [Redacted] A C D |
| 564 |  |  | [Redacted] A |
| 565 |  |  | [Redacted] D A B |
| 566 |  |  | [Redacted] A |
| 567 |  |  | [Redacted] D A B |
| 568 |  |  | [Redacted] A |
| 569 |  |  | [Redacted] C A |
| 570 |  |  | [Redacted] A |
| 571 |  |  | [Redacted] A |
| 572 |  |  | [Redacted] D A |
| 573 |  |  | [Redacted] B A |
| 574 |  |  | [Redacted] B A |
| 575 |  |  | [Redacted] C A |
| 576 |  |  | [Redacted] D A B |
| 577 |  |  | [Redacted] C A |
| 578 |  |  | [Redacted] A |
| 579 |  |  | [Redacted] A |
| 580 |  |  | [Redacted] A |
| 581 |  |  | [Redacted] C A |
| 582 |  |  | [Redacted] C A D |
| 583 |  |  | [Redacted] B A |
| 584 |  |  | [Redacted] A |
| 585 |  |  | [Redacted] A B |
| 586 |  |  | [Redacted] A |
| 587 |  |  | [Redacted] A |
| 588 |  |  | [Redacted] A |
| 589 |  |  | [Redacted] D A |
| 590 |  |  | [Redacted] A |
| 591 |  |  | [Redacted] A B |
| 592 |  |  | [Redacted] D A |
| 593 |  |  | [Redacted] A B |
| 594 |  |  | [Redacted] C A B |
| 595 |  |  | [Redacted] A |
| 596 |  |  | [Redacted] C A |
| 597 |  |  | [Redacted] C A B |
| 598 |  |  | [Redacted] A |
| 599 |  |  | [Redacted] A |
| 600 |  |  | [Redacted] D A |
| 601 |  |  | [Redacted] A |
| 602 |  |  | [Redacted] A |
| 603 |  |  | [Redacted] A |
| 604 |  |  | [Redacted] D A |
| 605 |  |  | [Redacted] C A |
| 606 |  |  | [Redacted] A |
| 607 |  |  | [Redacted] B A |
| 608 |  |  | [Redacted] A |
| 609 |  |  | [Redacted] A |
| 610 |  |  | [Redacted] A |
| 611 |  |  | [Redacted] A |
| 612 |  |  | [Redacted] A |
| 613 |  |  | [Redacted] A B |
| 614 |  |  | [Redacted] A |
| 615 |  |  | [Redacted] D A B |
| 616 |  |  | [Redacted] A |
| 617 |  |  | [Redacted] A |
| 618 |  |  | [Redacted] D A |
| 619 |  |  | [Redacted] D A B |
| 620 |  |  | [Redacted] A B |
| 621 |  |  | [Redacted] A |
| 622 |  |  | [Redacted] D A |
| 623 |  |  | [Redacted] D A |
| 624 |  |  | [Redacted] D A B |
| 625 |  |  | [Redacted] D A B |
| 626 |  |  | [Redacted] D A |
| 627 |  |  | [Redacted] D A |
| 628 |  |  | [Redacted] D A |
| 629 |  |  | [Redacted] D A |
| 630 |  |  | [Redacted] D A |
| 631 |  |  | [Redacted] D A |
| 632 |  |  | [Redacted] D A |
| 633 |  |  | [Redacted] D A B |
| 634 |  |  | [Redacted] D A B |
| 635 |  |  | [Redacted] A |
| 636 |  |  | [Redacted] D A B |
| 637 |  |  | [Redacted] D A B |
| 638 |  |  | [Redacted] D A B |
| 639 |  |  | [Redacted] D A |
| 640 |  |  | [Redacted] D A |
| 641 |  |  | [Redacted] D A |
| 642 |  |  | [Redacted] D A C |
| 643 |  |  | [Redacted] D A |
| 644 |  |  | [Redacted] D A |
| 645 |  |  | [Redacted] D C A |
| 646 |  |  | [Redacted] D A |
| 647 |  |  | [Redacted] D A |
| 648 |  |  | [Redacted] D A B |
| 649 |  |  | [Redacted] D A |
| 650 |  |  | [Redacted] D A B |
| 651 |  |  | [Redacted] D A |
| 652 |  |  | [Redacted] D A B |
| 653 |  |  | [Redacted] D A |
| 654 |  |  | [Redacted] D A B |
| 655 |  |  | [Redacted] D A |
| 656 |  |  | [Redacted] D A |
| 657 |  |  | [Redacted] D A |
| 658 |  |  | [Redacted] D A |
| 659 |  |  | [Redacted] D A |
| 660 |  |  | [Redacted] D A |
| 661 |  |  | [Redacted] D A |
| 662 |  |  | [Redacted] D A B |
| 663 |  |  | [Redacted] D A B |
| 664 |  |  | [Redacted] D A B |
| 665 |  |  | [Redacted] D A |
| 666 |  |  | [Redacted] D A B |
| 667 |  |  | [Redacted] D A B |
| 668 |  |  | [Redacted] D A B |
| 669 |  |  | [Redacted] D A B |
| 670 |  |  | [Redacted] D A B |
| 671 |  |  | [Redacted] D A |
| 672 |  |  | [Redacted] D A |
| 673 |  |  | [Redacted] D A |
| 674 |  |  | [Redacted] D A |
| 675 |  |  | [Redacted] D A |
| 676 |  |  | [Redacted] D A |
| 677 |  |  | [Redacted] D A |
| 678 |  |  | [Redacted] D A |
| 679 |  |  | [Redacted] D A |
| 680 |  |  | [Redacted] D A |
| 681 |  |  | [Redacted] D A |
| 682 |  |  | [Redacted] D A |
| 683 |  |  | [Redacted] D A B |
| 684 |  |  | [Redacted] D A |
| 685 |  |  | [Redacted] D A |
| 686 |  |  | [Redacted] D A |
| 687 |  |  | [Redacted] D A |
| 688 |  |  | [Redacted] D A |
| 689 |  |  | [Redacted] D A |
| 690 |  |  | [Redacted] D A |
| 691 |  |  | [Redacted] A |
| 692 |  |  | [Redacted] D A |
| 693 |  |  | [Redacted] D A |
| 694 |  |  | [Redacted] D A |
| 695 |  |  | [Redacted] D A |
| 696 |  |  | [Redacted] D C A |
| 697 |  |  | [Redacted] D A |
| 698 |  |  | [Redacted] D A |
| 699 |  |  | [Redacted] D A |
| 700 |  |  | [Redacted] D C A |
| 701 |  |  | [Redacted] D A |
| 702 |  |  | [Redacted] D A B |
| 703 |  |  | [Redacted] D A B |
| 704 |  |  | [Redacted] D A |
| 705 |  |  | [Redacted] D A B |
| 706 |  |  | [Redacted] A |
| 707 |  |  | [Redacted] D A |
| 708 |  | Imperial Fund | [Redacted] D A |
| 709 |  |  | [Redacted] D A |
| 710 |  |  | [Redacted] D A |
| 711 |  |  | [Redacted] D A B |
| 712 |  |  | [Redacted] D A |
| 713 |  |  | [Redacted] D A B |
| 714 |  |  | [Redacted] D A |
| 715 |  |  | [Redacted] D A |
| 716 |  |  | [Redacted] D A |
| 717 |  |  | [Redacted] D A B |
| 718 |  |  | [Redacted] D A |
| 719 |  |  | [Redacted] D A |
| 720 |  |  | [Redacted] D A |
| 721 |  |  | [Redacted] D A |
| 722 |  |  | [Redacted] D A |
| 723 |  |  | [Redacted] D A |
| 724 |  |  | [Redacted] D A |
| 725 |  |  | [Redacted] D A |
| 726 |  |  | [Redacted] D A |
| 727 |  |  | [Redacted] D A |
| 728 |  |  | [Redacted] D A |
| 729 |  |  | [Redacted] D A |
| 730 |  |  | [Redacted] D A |
| 731 |  |  | [Redacted] D A C |
| 732 |  |  | [Redacted] D A |
| 733 |  |  | [Redacted] D A |
| 734 |  |  | [Redacted] D A |
| 735 |  |  | [Redacted] D A |
| 736 |  |  | [Redacted] D A |
| 737 |  |  | [Redacted] D A |
| 738 |  |  | [Redacted] D A |
| 739 |  |  | [Redacted] C A B |
| 740 |  |  | [Redacted] D A B |
| 741 |  |  | [Redacted] D A |
| 742 |  |  | [Redacted] D A |
| 743 |  |  | [Redacted] D C A B |
| 744 |  |  | [Redacted] D A |
| 745 |  |  | [Redacted] D A |
| 746 |  |  | [Redacted] D A B |
| 747 |  |  | [Redacted] D A |
| 748 |  |  | [Redacted] D A |
| 749 |  |  | [Redacted] D A B |
| 750 |  |  | [Redacted] D A |
| 751 |  |  | [Redacted] D A |
| 752 |  |  | [Redacted] D A |
| 753 |  |  | [Redacted] D A |
| 754 |  |  | [Redacted] D A B |
| 755 |  |  | [Redacted] D A B |
| 756 |  |  | [Redacted] D A |
| 757 |  |  | [Redacted] D A |
| 758 |  |  | [Redacted] D A B |
| 759 |  |  | [Redacted] D A |
| 760 |  |  | [Redacted] D A |
| 761 |  |  | [Redacted] D A |
| 762 |  |  | [Redacted] A |
| 763 |  |  | [Redacted] D A |
| 764 |  |  | [Redacted] D A |
| 765 |  |  | [Redacted] D A B |
| 766 |  |  | [Redacted] D A B |
| 767 |  |  | [Redacted] D A |
| 768 |  |  | [Redacted] D A B |
| 769 |  |  | [Redacted] D A |
| 770 |  |  | [Redacted] D A |
| 771 |  |  | [Redacted] D A |
| 772 |  |  | [Redacted] D A |
| 773 |  |  | [Redacted] D A |
| 774 |  |  | [Redacted] D A B |
| 775 |  |  | [Redacted] D A |
| 776 |  |  | [Redacted] D A |
| 777 |  |  | [Redacted] D A |
| 778 |  |  | [Redacted] D A |
| 779 |  |  | [Redacted] D A |
| 780 |  |  | [Redacted] D A |
| 781 |  |  | [Redacted] D A B |
| 782 |  |  | [Redacted] D A |
| 783 |  |  | [Redacted] D A |
| 784 |  |  | [Redacted] D A |
| 785 |  |  | [Redacted] D A |
| 786 |  |  | [Redacted] D C A B |
| 787 |  |  | [Redacted] D A |
| 788 |  |  | [Redacted] D A |
| 789 |  |  | [Redacted] D A |
| 790 |  |  | [Redacted] D A B |
| 791 |  |  | [Redacted] D A B |
| 792 |  |  | [Redacted] D A |
| 793 |  |  | [Redacted] D A B |
| 794 |  |  | [Redacted] D A B |
| 795 |  |  | [Redacted] D A |
| 796 |  |  | [Redacted] D A B |
| 797 |  |  | [Redacted] D A |
| 798 |  |  | [Redacted] D A |
| 799 |  |  | [Redacted] D A C B |
| 800 |  |  | [Redacted] D A |
| 801 |  |  | [Redacted] D A |
| 802 |  |  | [Redacted] D A |
| 803 |  |  | [Redacted] D A |
| 804 |  |  | [Redacted] D A B |
| 805 |  |  | [Redacted] D A |
| 806 |  |  | [Redacted] D A |
| 807 |  |  | [Redacted] D A |
| 808 |  |  | [Redacted] D A |
| 809 |  |  | [Redacted] D A |
| 810 |  |  | [Redacted] D A |
| 811 |  |  | [Redacted] D A |
| 812 |  |  | [Redacted] D A B |
| 813 |  |  | [Redacted] D C B A |
| 814 |  |  | [Redacted] D A B |
| 815 |  |  | [Redacted] D A |
| 816 |  |  | [Redacted] A |
| 817 |  |  | [Redacted] D A |
| 818 |  |  | [Redacted] D A B |
| 819 |  |  | [Redacted] D A |
| 820 |  |  | [Redacted] D A |
| 821 |  |  | [Redacted] D C A |
| 822 |  |  | [Redacted] D A |
| 823 |  |  | [Redacted] D A |
| 824 |  |  | [Redacted] D A |
| 825 |  |  | [Redacted] D A B |
| 826 |  |  | [Redacted] D A |
| 827 |  |  | [Redacted] D A |
| 828 |  |  | [Redacted] D A |
| 829 |  |  | [Redacted] D A |
| 830 |  |  | [Redacted] D A B |
| 831 |  |  | [Redacted] D A |
| 832 |  |  | [Redacted] D A |
| 833 |  |  | [Redacted] D A |
| 834 |  |  | [Redacted] D A B |
| 835 |  |  | [Redacted] D A B |
| 836 |  |  | [Redacted] D A |
| 837 |  |  | [Redacted] D A |
| 838 |  |  | [Redacted] D A |
| 839 |  |  | [Redacted] D A |
| 840 |  |  | [Redacted] D A C |
| 841 |  |  | [Redacted] A |
| 842 |  |  | [Redacted] D A |
| 843 |  |  | [Redacted] D A B |
| 844 |  |  | [Redacted] D A |
| 845 |  |  | [Redacted] D A |
| 846 |  |  | [Redacted] D A B |
| 847 |  |  | [Redacted] D A B |
| 848 |  |  | [Redacted] D A |
| 849 |  |  | [Redacted] D A C |
| 850 |  |  | [Redacted] D A |
| 851 |  |  | [Redacted] D A |
| 852 |  |  | [Redacted] D A |
| 853 |  |  | [Redacted] D A B |
| 854 |  |  | [Redacted] D A |
| 855 |  |  | [Redacted] D A B |
| 856 |  |  | [Redacted] D A B |
| 857 |  |  | [Redacted] D A |
| 858 |  |  | [Redacted] D A |
| 859 |  |  | [Redacted] D A |
| 860 |  |  | [Redacted] D A |
| 861 |  |  | [Redacted] D A |
| 862 |  |  | [Redacted] D A |
| 863 |  |  | [Redacted] D A |
| 864 |  |  | [Redacted] D A |
| 865 |  |  | [Redacted] D A B |
| 866 |  |  | [Redacted] D A |
| 867 |  |  | [Redacted] A |
| 868 |  |  | [Redacted] D A B |
| 869 |  |  | [Redacted] D A B |
| 870 |  |  | [Redacted] D A B |
| 871 |  |  | [Redacted] D A |
| 872 |  |  | [Redacted] D A |
| 873 |  |  | [Redacted] D A |
| 874 |  |  | [Redacted] D C B A |
| 875 |  |  | [Redacted] D A |
| 876 |  |  | [Redacted] D A B |
| 877 |  |  | [Redacted] D A |
| 878 |  |  | [Redacted] D A B |
| 879 |  |  | [Redacted] D A |
| 880 |  |  | [Redacted] D A B |
| 881 |  |  | [Redacted] D A C |
| 882 |  |  | [Redacted] D A |
| 883 |  |  | [Redacted] D A B |
| 884 |  |  | [Redacted] D A |
| 885 |  |  | [Redacted] D A |
| 886 |  |  | [Redacted] D A |
| 887 |  |  | [Redacted] D A |
| 888 |  |  | [Redacted] A |
| 889 |  |  | [Redacted] D A B |
| 890 |  |  | [Redacted] D A |
| 891 |  |  | [Redacted] D A |
| 892 |  |  | [Redacted] D A |
| 893 |  |  | [Redacted] D A B |
| 894 |  |  | [Redacted] D A B |
| 895 |  |  | [Redacted] D C A |
| 896 |  |  | [Redacted] D A |
| 897 |  |  | [Redacted] D A B |
| 898 |  |  | [Redacted] D A |
| 899 |  |  | [Redacted] D A |
| 900 |  |  | [Redacted] D A B |
| 901 |  |  | [Redacted] D A B |
| 902 |  |  | [Redacted] D A B |
| 903 |  |  | [Redacted] D A B |
| 904 |  |  | [Redacted] D A |
| 905 |  |  | [Redacted] D A |
| 906 |  |  | [Redacted] D A |
| 907 |  |  | [Redacted] D A B |
| 908 |  |  | [Redacted] D A B |
| 909 |  |  | [Redacted] D A |
| 910 |  |  | [Redacted] D A |
| 911 |  |  | [Redacted] D A |
| 912 |  |  | [Redacted] D A |
| 913 |  |  | [Redacted] D A |
| 914 |  |  | [Redacted] D A B |
| 915 |  |  | [Redacted] D A |
| 916 |  |  | [Redacted] D A |
| 917 |  |  | [Redacted] D A |
| 918 |  |  | [Redacted] D A |
| 919 |  |  | [Redacted] D A |
| 920 |  |  | [Redacted] D A |
| 921 |  |  | [Redacted] A |
| 922 |  |  | [Redacted] D A B |
| 923 |  |  | [Redacted] D A |
| 924 |  |  | [Redacted] D A |
| 925 |  |  | [Redacted] D A |
| 926 |  |  | [Redacted] D A B |
| 927 |  |  | [Redacted] D A |
| 928 |  |  | [Redacted] D A |
| 929 |  |  | [Redacted] D A B |
| 930 |  |  | [Redacted] D A |
| 931 |  |  | [Redacted] D A |
| 932 |  |  | [Redacted] D A |
| 933 |  |  | [Redacted] D C A B |
| 934 |  |  | [Redacted] D A |
| 935 |  |  | [Redacted] D A B |
| 936 |  |  | [Redacted] D C A B |
| 937 |  |  | [Redacted] D A |
| 938 |  |  | [Redacted] D A |
| 939 |  |  | [Redacted] D A |
| 940 |  |  | [Redacted] D A |
| 941 |  |  | [Redacted] D A |
| 942 |  |  | [Redacted] D A |
| 943 |  |  | [Redacted] D A |
| 944 |  |  | [Redacted] D A |
| 945 |  |  | [Redacted] D A |
| 946 |  |  | [Redacted] D A |
| 947 |  |  | [Redacted] D A B |
| 948 |  |  | [Redacted] D A |
| 949 |  |  | [Redacted] D A |
| 950 |  |  | [Redacted] D A |
| 951 |  |  | [Redacted] D A B |
| 952 |  |  | [Redacted] D A B |
| 953 |  |  | [Redacted] D A |
| 954 |  |  | [Redacted] D A |
| 955 |  |  | [Redacted] D C A |
| 956 |  |  | [Redacted] D A B |
| 957 |  |  | [Redacted] D A |
| 958 |  |  | [Redacted] D A B |
| 959 |  |  | [Redacted] D A |
| 960 |  |  | [Redacted] D A B |
| 961 |  |  | [Redacted] D A |
| 962 |  |  | [Redacted] D A |
| 963 |  |  | [Redacted] D A |
| 964 |  |  | [Redacted] D A |
| 965 |  |  | [Redacted] D A |
| 966 |  |  | [Redacted] D A B |
| 967 |  |  | [Redacted] D A B |
| 968 |  |  | [Redacted] D A B |
| 969 |  |  | [Redacted] D A |
| 970 |  |  | [Redacted] D A |
| 971 |  |  | [Redacted] D A |
| 972 |  |  | [Redacted] D A |
| 973 |  |  | [Redacted] D A |
| 974 |  |  | [Redacted] D A |
| 975 |  |  | [Redacted] D A B |
| 976 |  |  | [Redacted] D A |
| 977 |  |  | [Redacted] D C A B |
| 978 |  |  | [Redacted] D A |
| 979 |  |  | [Redacted] D A |
| 980 |  |  | [Redacted] D A |
| 981 |  |  | [Redacted] D A |
| 982 |  |  | [Redacted] D A B |
| 983 |  |  | [Redacted] D A |
| 984 |  |  | [Redacted] D A |
| 985 |  |  | [Redacted] D A B |
| 986 |  |  | [Redacted] D A |
| 987 |  |  | [Redacted] D A |
| 988 |  |  | [Redacted] D A |
| 989 |  |  | [Redacted] D A |
| 990 |  |  | [Redacted] D A |
| 991 |  |  | [Redacted] D A |
| 992 |  |  | [Redacted] D A |
| 993 |  |  | [Redacted] D A |
| 994 |  |  | [Redacted] D A |
| 995 |  |  | [Redacted] D A |
| 996 |  |  | [Redacted] D A |
| 997 |  |  | [Redacted] A |
| 998 |  |  | [Redacted] D A |
| 999 |  |  | [Redacted] D A |
| 1000 |  |  | [Redacted] D A |
| 1001 |  |  | [Redacted] D A |
| 1002 |  |  | [Redacted] D A |
| 1003 |  |  | [Redacted] D A |
| 1004 |  |  | [Redacted] D A |
| 1005 |  |  | [Redacted] C A B |
| 1006 |  |  | [Redacted] D A B |
| 1007 |  |  | [Redacted] D A |
| 1008 |  |  | [Redacted] D A |
| 1009 |  |  | [Redacted] D A |
| 1010 |  |  | [Redacted] D A B |
| 1011 |  |  | [Redacted] D A |
| 1012 |  |  | [Redacted] D A |
| 1013 |  |  | [Redacted] D A |
| 1014 |  |  | [Redacted] D A |
| 1015 |  |  | [Redacted] D A |
| 1016 |  |  | [Redacted] D A |
| 1017 |  |  | [Redacted] D A C |
| 1018 |  |  | [Redacted] D A |
| 1019 |  |  | [Redacted] D A |
| 1020 |  |  | [Redacted] D A |
| 1021 |  |  | [Redacted] D A |
| 1022 |  |  | [Redacted] D A B |
| 1023 |  |  | [Redacted] D A |
| 1024 |  |  | [Redacted] D A |
| 1025 |  |  | [Redacted] D A |
| 1026 |  |  | [Redacted] D A |
| 1027 |  |  | [Redacted] D A B |
| 1028 |  |  | [Redacted] D A |
| 1029 |  |  | [Redacted] D A |
| 1030 |  |  | [Redacted] D A C B |
| 1031 |  |  | [Redacted] D A B |
| 1032 |  |  | [Redacted] D A |
| 1033 |  |  | [Redacted] D A B |
| 1034 |  |  | [Redacted] D A B |
| 1035 |  |  | [Redacted] D C B A |
| 1036 |  |  | [Redacted] D A |
| 1037 |  |  | [Redacted] D A |
| 1038 |  |  | [Redacted] D A B |
| 1039 |  |  | [Redacted] D A B |
| 1040 |  |  | [Redacted] D A |
| 1041 |  |  | [Redacted] D A |
| 1042 |  |  | [Redacted] D A |
| 1043 |  |  | [Redacted] D A |
| 1044 |  |  | [Redacted] D A |
| 1045 |  |  | [Redacted] D A B |
| 1046 |  |  | [Redacted] D A |
| 1047 |  |  | [Redacted] D A |
| 1048 |  |  | [Redacted] D C A |
| 1049 |  |  | [Redacted] D A B |
| 1050 |  |  | [Redacted] D A |
| 1051 |  |  | [Redacted] D A |
| 1052 |  |  | [Redacted] D A |
| 1053 |  |  | [Redacted] D A |
| 1054 |  |  | [Redacted] D A |
| 1055 |  |  | [Redacted] D A |
| 1056 |  |  | [Redacted] D A B |
| 1057 |  |  | [Redacted] D A |
| 1058 |  |  | [Redacted] D A |
| 1059 |  |  | [Redacted] D A |
| 1060 |  |  | [Redacted] D C A |
| 1061 |  |  | [Redacted] D A |
| 1062 |  |  | [Redacted] D A |
| 1063 |  |  | [Redacted] D A |
| 1064 |  |  | [Redacted] D A |
| 1065 |  |  | [Redacted] D A B |
| 1066 |  |  | [Redacted] D A |
| 1067 |  |  | [Redacted] D A |
| 1068 |  |  | [Redacted] D A |
| 1069 |  |  | [Redacted] D A B |
| 1070 |  |  | [Redacted] D A |
| 1071 |  |  | [Redacted] A |
| 1072 |  |  | [Redacted] D A B |
| 1073 |  |  | [Redacted] D A |
| 1074 |  |  | [Redacted] D A |
| 1075 |  |  | [Redacted] D A |
| 1076 |  |  | [Redacted] D A |
| 1077 |  |  | [Redacted] D A |
| 1078 |  |  | [Redacted] D A |
| 1079 |  |  | [Redacted] D A B |
| 1080 |  |  | [Redacted] D A |
| 1081 |  |  | [Redacted] D A |
| 1082 |  |  | [Redacted] D A |
| 1083 |  |  | [Redacted] D A |
| 1084 |  |  | [Redacted] D A B |
| 1085 |  |  | [Redacted] D A C |
| 1086 |  |  | [Redacted] D A |
| 1087 |  |  | [Redacted] D A B |
| 1088 |  |  | [Redacted] D A B |
| 1089 |  |  | [Redacted] D A |
| 1090 |  |  | [Redacted] D A |
| 1091 |  |  | [Redacted] D A |
| 1092 |  |  | [Redacted] D A |
| 1093 |  |  | [Redacted] D A |
| 1094 |  |  | [Redacted] D A |
| 1095 |  |  | [Redacted] D A |
| 1096 |  |  | [Redacted] D A |
| 1097 |  |  | [Redacted] D A |
| 1098 |  |  | [Redacted] D A |
| 1099 |  |  | [Redacted] D A B |
| 1100 |  |  | [Redacted] D C A |
| 1101 |  |  | [Redacted] D A B |
| 1102 |  |  | [Redacted] D A C B |
| 1103 |  |  | [Redacted] D A |
| 1104 |  |  | [Redacted] D A B |
| 1105 |  |  | [Redacted] D C A B |
| 1106 |  |  | [Redacted] D A |
| 1107 |  |  | [Redacted] D A |
| 1108 |  |  | [Redacted] D A |
| 1109 |  |  | [Redacted] D A |
| 1110 |  |  | [Redacted] D A |
| 1111 |  |  | [Redacted] D B A |
| 1112 |  |  | [Redacted] D A |
| 1113 |  |  | [Redacted] D A B |
| 1114 |  |  | [Redacted] D A |
| 1115 |  |  | [Redacted] D A |
| 1116 |  |  | [Redacted] D A B |
| 1117 |  |  | [Redacted] D A |
| 1118 |  |  | [Redacted] D A |
| 1119 |  |  | [Redacted] D A |
| 1120 |  |  | [Redacted] D A |
| 1121 |  |  | [Redacted] D B A |
| 1122 |  |  | [Redacted] D C B A |
| 1123 |  |  | [Redacted] D A |
| 1124 |  |  | [Redacted] D A |
| 1125 |  |  | [Redacted] D A |
| 1126 |  |  | [Redacted] D C A B |
| 1127 |  |  | [Redacted] D C B A |
| 1128 |  |  | [Redacted] D C A |
| 1129 |  |  | [Redacted] D A |
| 1130 |  |  | [Redacted] D A |
| 1131 |  |  | [Redacted] D A |
| 1132 |  |  | [Redacted] D A B |
| 1133 |  |  | [Redacted] D A |
| 1134 |  |  | [Redacted] D A |
| 1135 |  |  | [Redacted] D A |
| 1136 |  |  | [Redacted] D A |
| 1137 |  |  | [Redacted] D C A |
| 1138 |  |  | [Redacted] D A |
| 1139 |  |  | [Redacted] D A |
| 1140 |  |  | [Redacted] D A |
| 1141 |  |  | [Redacted] D A B |
| 1142 |  |  | [Redacted] D A |
| 1143 |  |  | [Redacted] D A |
| 1144 |  |  | [Redacted] D A |
| 1145 |  |  | [Redacted] D A |
| 1146 |  |  | [Redacted] D A B |
| 1147 |  |  | [Redacted] D A B |
| 1148 |  |  | [Redacted] D A B |
| 1149 |  |  | [Redacted] D A B |
| 1150 |  |  | [Redacted] D A |
| 1151 |  |  | [Redacted] D A |
| 1152 |  |  | [Redacted] D A |
| 1153 |  |  | [Redacted] D A |
| 1154 |  |  | [Redacted] A |
| 1155 |  |  | [Redacted] D A |
| 1156 |  |  | [Redacted] D A |
| 1157 |  |  | [Redacted] D A B |
| 1158 |  |  | [Redacted] D A |
| 1159 |  |  | [Redacted] D A |
| 1160 |  |  | [Redacted] D A |
| 1161 |  |  | [Redacted] D A B |
| 1162 |  |  | [Redacted] D A |
| 1163 |  |  | [Redacted] D A |
| 1164 |  |  | [Redacted] D A B |
| 1165 |  |  | [Redacted] D A B |
| 1166 |  |  | [Redacted] D A |
| 1167 |  |  | [Redacted] D A |
| 1168 |  |  | [Redacted] D A |
| 1169 |  |  | [Redacted] D A |
| 1170 |  |  | [Redacted] D A |
| 1171 |  |  | [Redacted] D A B |
| 1172 |  |  | [Redacted] D A B |
| 1173 |  |  | [Redacted] D A |
| 1174 |  |  | [Redacted] D A |
| 1175 |  |  | [Redacted] D A |
| 1176 |  |  | [Redacted] D A |
| 1177 |  |  | [Redacted] D A |
| 1178 |  |  | [Redacted] D A |
| 1179 |  |  | [Redacted] D A |
| 1180 |  |  | [Redacted] D A B |
| 1181 |  |  | [Redacted] D A |
| 1182 |  |  | [Redacted] D A |
| 1183 |  |  | [Redacted] D A |
| 1184 |  |  | [Redacted] D A |
| 1185 |  |  | [Redacted] D A |
| 1186 |  |  | [Redacted] D C A B |
| 1187 |  |  | [Redacted] D A |
| 1188 |  |  | [Redacted] D A |
| 1189 |  |  | [Redacted] D A |
| 1190 |  |  | [Redacted] D A |
| 1191 |  |  | [Redacted] D A |
| 1192 |  |  | [Redacted] D A B |
| 1193 |  |  | [Redacted] D A |
| 1194 |  |  | [Redacted] D A |
| 1195 |  |  | [Redacted] D A B |
| 1196 |  |  | [Redacted] D A |
| 1197 |  |  | [Redacted] D A |
| 1198 |  |  | [Redacted] D A |
| 1199 |  |  | [Redacted] D A |
| 1200 |  |  | [Redacted] D A |
| 1201 |  |  | [Redacted] D A |
| 1202 |  |  | [Redacted] A D |
| 1203 |  |  | [Redacted] D A |
| 1204 |  |  | [Redacted] D A |
| 1205 |  |  | [Redacted] D A |
| 1206 |  |  | [Redacted] D C A B |
| 1207 |  |  | [Redacted] D A C |
| 1208 |  |  | [Redacted] D A B |
| 1209 |  |  | [Redacted] D A |
| 1210 |  |  | [Redacted] D A |
| 1211 |  |  | [Redacted] D A B |
| 1212 |  |  | [Redacted] D C A |
| 1213 |  |  | [Redacted] D A |
| 1214 |  |  | [Redacted] D C A |
| 1215 |  |  | [Redacted] D A B |
| 1216 |  |  | [Redacted] D A |
| 1217 |  |  | [Redacted] D A |
| 1218 |  |  | [Redacted] D A B |
| 1219 |  |  | [Redacted] D A |
| 1220 |  |  | [Redacted] D A B |
| 1221 |  |  | [Redacted] D A |
| 1222 |  |  | [Redacted] D A |
| 1223 |  |  | [Redacted] D A |
| 1224 |  |  | [Redacted] D A |
| 1225 |  |  | [Redacted] D A |
| 1226 |  |  | [Redacted] D A |
| 1227 |  |  | [Redacted] D A B |
| 1228 |  |  | [Redacted] D A |
| 1229 |  |  | [Redacted] D A |
| 1230 |  |  | [Redacted] D A B |
| 1231 |  |  | [Redacted] D A |
| 1232 |  |  | [Redacted] D A B |
| 1233 |  |  | [Redacted] D A B |
| 1234 |  |  | [Redacted] D A |
| 1235 |  |  | [Redacted] D A |
| 1236 |  |  | [Redacted] D A |
| 1237 |  |  | [Redacted] D A |
| 1238 |  |  | [Redacted] D A |
| 1239 |  |  | [Redacted] D A |
| 1240 |  |  | [Redacted] D A |
| 1241 |  |  | [Redacted] D A |
| 1242 |  |  | [Redacted] D A B |
| 1243 |  |  | [Redacted] D A B |
| 1244 |  |  | [Redacted] D A |
| 1245 |  |  | [Redacted] D C A B |
| 1246 |  |  | [Redacted] D A |
| 1247 |  |  | [Redacted] D A |
| 1248 |  |  | [Redacted] D A B |
| 1249 |  |  | [Redacted] D A |
| 1250 |  |  | [Redacted] D A |
| 1251 |  |  | [Redacted] D A B |
| 1252 |  |  | [Redacted] D A |
| 1253 |  |  | [Redacted] D A |
| 1254 |  |  | [Redacted] D A B |
| 1255 |  |  | [Redacted] D A B |
| 1256 |  | Bank of America, N.A. | [Redacted] D A |
| 1257 |  |  | [Redacted] D A B |
| 1258 |  |  | [Redacted] D A |
| 1259 |  |  | [Redacted] D A B |
| 1260 |  |  | [Redacted] D A B |
| 1261 |  |  | [Redacted] D A |
| 1262 |  |  | [Redacted] D A |
| 1263 |  |  | [Redacted] D A B |
| 1264 |  |  | [Redacted] D A |
| 1265 |  |  | [Redacted] D A B |
| 1266 |  |  | [Redacted] D A B |
| 1267 |  |  | [Redacted] D A B |
| 1268 |  |  | [Redacted] D C A B |
| 1269 |  |  | [Redacted] D A C B |
| 1270 |  |  | [Redacted] D A |
| 1271 |  |  | [Redacted] D A |
| 1272 |  |  | [Redacted] D A |
| 1273 |  |  | [Redacted] D A B |
| 1274 |  |  | [Redacted] D A |
| 1275 |  |  | [Redacted] D A B |
| 1276 |  |  | [Redacted] D B A |
| 1277 |  |  | [Redacted] D A |
| 1278 |  |  | [Redacted] D A |
| 1279 |  |  | [Redacted] D A B |
| 1280 |  |  | [Redacted] D A |
| 1281 |  |  | [Redacted] D A B |
| 1282 |  |  | [Redacted] D C A B |
| 1283 |  |  | [Redacted] D A B |
| 1284 |  |  | [Redacted] D A |
| 1285 |  |  | [Redacted] D A |
| 1286 |  |  | [Redacted] D A |
| 1287 |  |  | [Redacted] D A |
| 1288 |  |  | [Redacted] D A |
| 1289 |  |  | [Redacted] D A B |
| 1290 |  |  | [Redacted] D A |
| 1291 |  |  | [Redacted] D A B |
| 1292 |  |  | [Redacted] D A |
| 1293 |  |  | [Redacted] D A C B |
| 1294 |  |  | [Redacted] D A B |
| 1295 |  |  | [Redacted] D C A B |
| 1296 |  |  | [Redacted] D A |
| 1297 |  |  | [Redacted] D A |
| 1298 |  |  | [Redacted] D A |
| 1299 |  |  | [Redacted] D A |
| 1300 |  |  | [Redacted] D A |
| 1301 |  |  | [Redacted] D A |
| 1302 |  |  | [Redacted] D A |
| 1303 |  |  | [Redacted] D A |
| 1304 |  |  | [Redacted] D A |
| 1305 |  |  | [Redacted] D A |
| 1306 |  |  | [Redacted] D A |
| 1307 |  |  | [Redacted] D A |
| 1308 |  |  | [Redacted] D A C B |
| 1309 |  |  | [Redacted] D A B |
| 1310 |  |  | [Redacted] D A |
| 1311 |  |  | [Redacted] D C A |
| 1312 |  |  | [Redacted] D A |
| 1313 |  |  | [Redacted] D A |
| 1314 |  |  | [Redacted] D B A |
| 1315 |  |  | [Redacted] D A |
| 1316 |  |  | [Redacted] D A |
| 1317 |  |  | [Redacted] D A |
| 1318 |  |  | [Redacted] D C A |
| 1319 |  |  | [Redacted] D A B |
| 1320 |  |  | [Redacted] D A |
| 1321 |  |  | [Redacted] D A B |
| 1322 |  |  | [Redacted] D A |
| 1323 |  |  | [Redacted] D A |
| 1324 |  |  | [Redacted] D A |
| 1325 |  |  | [Redacted] D A |
| 1326 |  |  | [Redacted] D A |
| 1327 |  |  | [Redacted] D A |
| 1328 |  |  | [Redacted] D A |
| 1329 |  |  | [Redacted] D A |
| 1330 |  |  | [Redacted] D A |
| 1331 |  |  | [Redacted] D A |
| 1332 |  |  | [Redacted] D A |
| 1333 |  |  | [Redacted] D A |
| 1334 |  |  | [Redacted] D A B |
| 1335 |  |  | [Redacted] D A |
| 1336 |  |  | [Redacted] D A |
| 1337 |  |  | [Redacted] D A |
| 1338 |  |  | [Redacted] D A |
| 1339 |  |  | [Redacted] D A |
| 1340 |  |  | [Redacted] D A B |
| 1341 |  |  | [Redacted] D A |
| 1342 |  |  | [Redacted] D A |
| 1343 |  |  | [Redacted] D A |
| 1344 |  |  | [Redacted] D A |
| 1345 |  |  | [Redacted] D A |
| 1346 |  |  | [Redacted] D A |
| 1347 |  |  | [Redacted] D A |
| 1348 |  |  | [Redacted] D A |
| 1349 |  |  | [Redacted] D A |
| 1350 |  |  | [Redacted] D A |
| 1351 |  |  | [Redacted] D A |
| 1352 |  |  | [Redacted] D A |
| 1353 |  |  | [Redacted] D A |
| 1354 |  |  | [Redacted] D A |
| 1355 |  |  | [Redacted] D A |
| 1356 |  |  | [Redacted] D A |
| 1357 |  |  | [Redacted] D A |
| 1358 |  |  | [Redacted] D A C |
| 1359 |  |  | [Redacted] D B A |
| 1360 |  |  | [Redacted] D A |
| 1361 |  |  | [Redacted] D A B |
| 1362 |  |  | [Redacted] C A B |
| 1363 |  |  | [Redacted] D A |
| 1364 |  |  | [Redacted] D A B |
| 1365 |  |  | [Redacted] D A |
| 1366 |  |  | [Redacted] D A |
| 1367 |  |  | [Redacted] D A |
| 1368 |  |  | [Redacted] D A |
| 1369 |  |  | [Redacted] D A B |
| 1370 |  |  | [Redacted] D A |
| 1371 |  |  | [Redacted] D A |
| 1372 |  |  | [Redacted] D B A |
| 1373 |  |  | [Redacted] D A |
| 1374 |  |  | [Redacted] D A |
| 1375 |  |  | [Redacted] D A |
| 1376 |  |  | [Redacted] D A |
| 1377 |  |  | [Redacted] D A |
| 1378 |  |  | [Redacted] D A |
| 1379 |  |  | [Redacted] D A |
| 1380 |  |  | [Redacted] D A B |
| 1381 |  |  | [Redacted] D A |
| 1382 |  |  | [Redacted] D A |
| 1383 |  |  | [Redacted] D A B |
| 1384 |  |  | [Redacted] D A |
| 1385 |  |  | [Redacted] D A |
| 1386 |  |  | [Redacted] D A B |
| 1387 |  |  | [Redacted] D C A B |
| 1388 |  |  | [Redacted] D A |
| 1389 |  |  | [Redacted] D A |
| 1390 |  |  | [Redacted] D C A |
| 1391 |  |  | [Redacted] D A B |
| 1392 |  |  | [Redacted] D A |
| 1393 |  |  | [Redacted] D A |
| 1394 |  |  | [Redacted] D C A |
| 1395 |  |  | [Redacted] D A |
| 1396 |  |  | [Redacted] D A B |
| 1397 |  |  | [Redacted] D A |
| 1398 |  |  | [Redacted] D A |
| 1399 |  |  | [Redacted] D A |
| 1400 |  |  | [Redacted] D A C |
| 1401 |  |  | [Redacted] D C A |
| 1402 |  |  | [Redacted] D A |
| 1403 |  |  | [Redacted] D A |
| 1404 |  |  | [Redacted] D A |
| 1405 |  |  | [Redacted] D C A |
| 1406 |  |  | [Redacted] D A |
| 1407 |  |  | [Redacted] D A |
| 1408 |  |  | [Redacted] D A |
| 1409 |  |  | [Redacted] D A |
| 1410 |  |  | [Redacted] D A B |
| 1411 |  |  | [Redacted] D A B |
| 1412 |  |  | [Redacted] D A |
| 1413 |  |  | [Redacted] D A |
| 1414 |  |  | [Redacted] D A B |
| 1415 |  |  | [Redacted] D A |
| 1416 |  |  | [Redacted] D A B |
| 1417 |  |  | [Redacted] D A |
| 1418 |  |  | [Redacted] A |
| 1419 |  |  | [Redacted] D A |
| 1420 |  |  | [Redacted] D C A B |
| 1421 |  |  | [Redacted] D A |
| 1422 |  |  | [Redacted] D A B |
| 1423 |  |  | [Redacted] D A |
| 1424 |  |  | [Redacted] D A |
| 1425 |  |  | [Redacted] D A |
| 1426 |  |  | [Redacted] D C A |
| 1427 |  |  | [Redacted] D A |
| 1428 |  |  | [Redacted] D A |
| 1429 |  |  | [Redacted] D C A |
| 1430 |  |  | [Redacted] D A B |
| 1431 |  |  | [Redacted] D A |
| 1432 |  |  | [Redacted] A |
| 1433 |  |  | [Redacted] D A B |
| 1434 |  |  | [Redacted] D A |
| 1435 |  |  | [Redacted] D A |
| 1436 |  |  | [Redacted] D A |
| 1437 |  |  | [Redacted] D A |
| 1438 |  |  | [Redacted] D A |
| 1439 |  |  | [Redacted] D A |
| 1440 |  |  | [Redacted] D A |
| 1441 |  |  | [Redacted] D A B |
| 1442 |  |  | [Redacted] D A |
| 1443 |  |  | [Redacted] D A B |
| 1444 |  |  | [Redacted] D A B |
| 1445 |  |  | [Redacted] D A |
| 1446 |  |  | [Redacted] D A |
| 1447 |  |  | [Redacted] D A B |
| 1448 |  |  | [Redacted] D A C |
| 1449 |  |  | [Redacted] D A B |
| 1450 |  |  | [Redacted] D A B |
| 1451 |  |  | [Redacted] D A B |
| 1452 |  |  | [Redacted] D B A |
| 1453 |  |  | [Redacted] D A |
| 1454 |  |  | [Redacted] D A |
| 1455 |  |  | [Redacted] D A C |
| 1456 |  |  | [Redacted] D A |
| 1457 |  |  | [Redacted] D A |
| 1458 |  |  | [Redacted] D A |
| 1459 |  |  | [Redacted] D A |
| 1460 |  |  | [Redacted] D A |
| 1461 |  |  | [Redacted] D A |
| 1462 |  |  | [Redacted] D A |
| 1463 |  |  | [Redacted] D A |
| 1464 |  |  | [Redacted] D A |
| 1465 |  |  | [Redacted] D A |
| 1466 |  |  | [Redacted] D A |
| 1467 |  |  | [Redacted] D A |
| 1468 |  |  | [Redacted] D A |
| 1469 |  |  | [Redacted] D A |
| 1470 |  |  | [Redacted] D A |
| 1471 |  |  | [Redacted] D A |
| 1472 |  |  | [Redacted] D A |
| 1473 |  |  | [Redacted] D A B |
| 1474 |  |  | [Redacted] D A B |
| 1475 |  |  | [Redacted] D A B |
| 1476 |  |  | [Redacted] D A |
| 1477 |  |  | [Redacted] D A |
| 1478 |  |  | [Redacted] D A |
| 1479 |  |  | [Redacted] D A |
| 1480 |  |  | [Redacted] D A B |
| 1481 |  |  | [Redacted] D A B |
| 1482 |  |  | [Redacted] D A |
| 1483 |  |  | [Redacted] D A |
| 1484 |  |  | [Redacted] D A |
| 1485 |  |  | [Redacted] D A |
| 1486 |  |  | [Redacted] D A |
| 1487 |  |  | [Redacted] D C A |
| 1488 |  |  | [Redacted] D A B |
| 1489 |  |  | [Redacted] D A |
| 1490 |  |  | [Redacted] D A |
| 1491 |  |  | [Redacted] D A |
| 1492 |  |  | [Redacted] D A C |
| 1493 |  |  | [Redacted] D A |
| 1494 |  |  | [Redacted] D A |
| 1495 |  |  | [Redacted] D A |
| 1496 |  |  | [Redacted] D A |
| 1497 |  |  | [Redacted] D A |
| 1498 |  |  | [Redacted] D A |
| 1499 |  |  | [Redacted] D A |
| 1500 |  |  | [Redacted] D A |
| 1501 |  |  | [Redacted] D A |
| 1502 |  |  | [Redacted] D A |
| 1503 |  |  | [Redacted] D A B |
| 1504 |  |  | [Redacted] D A B |
| 1505 |  |  | [Redacted] D A |
| 1506 |  |  | [Redacted] D A |
| 1507 |  |  | [Redacted] D A |
| 1508 |  |  | [Redacted] D A C |
| 1509 |  |  | [Redacted] D A |
| 1510 |  |  | [Redacted] D A |
| 1511 |  |  | [Redacted] D A |
| 1512 |  |  | [Redacted] D A C B |
| 1513 |  |  | [Redacted] D A |
| 1514 |  |  | [Redacted] D A |
| 1515 |  |  | [Redacted] D A |
| 1516 |  |  | [Redacted] D A |
| 1517 |  |  | [Redacted] D A B |
| 1518 |  |  | [Redacted] D A B |
| 1519 |  |  | [Redacted] D A |
| 1520 |  |  | [Redacted] D C A B |
| 1521 |  |  | [Redacted] D A |
| 1522 |  |  | [Redacted] D A |
| 1523 |  |  | [Redacted] D A |
| 1524 |  |  | [Redacted] D A C |
| 1525 |  |  | [Redacted] D A |
| 1526 |  |  | [Redacted] D A |
| 1527 |  |  | [Redacted] D A |
| 1528 |  |  | [Redacted] D A |
| 1529 |  |  | [Redacted] D A |
| 1530 |  |  | [Redacted] D A |
| 1531 |  |  | [Redacted] D A |
| 1532 |  |  | [Redacted] D A |
| 1533 |  |  | [Redacted] D A |
| 1534 |  |  | [Redacted] D A B |
| 1535 |  |  | [Redacted] D A |
| 1536 |  |  | [Redacted] D A B |
| 1537 |  |  | [Redacted] D A C B |
| 1538 |  |  | [Redacted] D A |
| 1539 |  |  | [Redacted] D A |
| 1540 |  |  | [Redacted] D A |
| 1541 |  |  | [Redacted] D A |
| 1542 |  |  | [Redacted] D A |
| 1543 |  |  | [Redacted] D A B |
| 1544 |  |  | [Redacted] D A |
| 1545 |  |  | [Redacted] D A |
| 1546 |  |  | [Redacted] D A |
| 1547 |  |  | [Redacted] D A B |
| 1548 |  |  | [Redacted] D A |
| 1549 |  |  | [Redacted] D A |
| 1550 |  |  | [Redacted] D A |
| 1551 |  |  | [Redacted] D C A |
| 1552 |  |  | [Redacted] D A B |
| 1553 |  |  | [Redacted] A B |
| 1554 |  |  | [Redacted] D A |
| 1555 |  |  | [Redacted] D A |
| 1556 |  |  | [Redacted] D A |
| 1557 |  |  | [Redacted] D A |
| 1558 |  |  | [Redacted] D A |
| 1559 |  |  | [Redacted] D C A B |
| 1560 |  |  | [Redacted] D A |
| 1561 |  |  | [Redacted] D A B |
| 1562 |  |  | [Redacted] D A |
| 1563 |  |  | [Redacted] D A B |
| 1564 |  |  | [Redacted] D A |
| 1565 |  |  | [Redacted] D A B |
| 1566 |  |  | [Redacted] D A |
| 1567 |  |  | [Redacted] D A B |
| 1568 |  |  | [Redacted] D A |
| 1569 |  |  | [Redacted] D A |
| 1570 |  |  | [Redacted] D A |
| 1571 |  |  | [Redacted] D A |
| 1572 |  |  | [Redacted] D A |
| 1573 |  |  | [Redacted] D A |
| 1574 |  |  | [Redacted] D A |
| 1575 |  |  | [Redacted] D A |
| 1576 |  |  | [Redacted] D A |
| 1577 |  |  | [Redacted] D A |
| 1578 |  |  | [Redacted] D A B |
| 1579 |  |  | [Redacted] D A |
| 1580 |  |  | [Redacted] D A |
| 1581 |  |  | [Redacted] D A |
| 1582 |  |  | [Redacted] D A C B |
| 1583 |  |  | [Redacted] D A |
| 1584 |  |  | [Redacted] D A |
| 1585 |  |  | [Redacted] D A C |
| 1586 |  |  | [Redacted] D A |
| 1587 |  |  | [Redacted] D A |
| 1588 |  |  | [Redacted] D A |
| 1589 |  |  | [Redacted] D A |
| 1590 |  |  | [Redacted] D A |
| 1591 |  |  | [Redacted] D A |
| 1592 |  |  | [Redacted] D A |
| 1593 |  |  | [Redacted] D A |
| 1594 |  |  | [Redacted] D A |
| 1595 |  |  | [Redacted] D C A |
| 1596 |  |  | [Redacted] A |
| 1597 |  |  | [Redacted] D A |
| 1598 |  |  | [Redacted] D A |
| 1599 |  |  | [Redacted] D A |
| 1600 |  |  | [Redacted] D A |
| 1601 |  |  | [Redacted] D A |
| 1602 |  |  | [Redacted] D A B |
| 1603 |  |  | [Redacted] D A B |
| 1604 |  |  | [Redacted] D A B |
| 1605 |  |  | [Redacted] D A |
| 1606 |  |  | [Redacted] D A |
| 1607 |  |  | [Redacted] D A |
| 1608 |  |  | [Redacted] D A |
| 1609 |  |  | [Redacted] D A B |
| 1610 |  |  | [Redacted] D A |
| 1611 |  |  | [Redacted] D A |
| 1612 |  |  | [Redacted] D A |
| 1613 |  |  | [Redacted] D A |
| 1614 |  |  | [Redacted] D A |
| 1615 |  |  | [Redacted] D A |
| 1616 |  |  | [Redacted] D A |
| 1617 |  |  | [Redacted] D A B |
| 1618 |  |  | [Redacted] D C A B |
| 1619 |  |  | [Redacted] D A |
| 1620 |  |  | [Redacted] D A |
| 1621 |  |  | [Redacted] D A |
| 1622 |  |  | [Redacted] D A |
| 1623 |  |  | [Redacted] D A |
| 1624 |  |  | [Redacted] D A |
| 1625 |  |  | [Redacted] D A |
| 1626 |  |  | [Redacted] D A B |
| 1627 |  |  | [Redacted] D A |
| 1628 |  |  | [Redacted] D A |
| 1629 |  |  | [Redacted] D A B |
| 1630 |  |  | [Redacted] D A |
| 1631 |  |  | [Redacted] D A |
| 1632 |  |  | [Redacted] D A |
| 1633 |  |  | [Redacted] D A |
| 1634 |  |  | [Redacted] D A |
| 1635 |  |  | [Redacted] D A |
| 1636 |  |  | [Redacted] D A B |
| 1637 |  |  | [Redacted] D A |
| 1638 |  |  | [Redacted] D A B |
| 1639 |  |  | [Redacted] D C A |
| 1640 |  |  | [Redacted] D A |
| 1641 |  |  | [Redacted] D A |
| 1642 |  |  | [Redacted] D C A |
| 1643 |  |  | [Redacted] D A |
| 1644 |  |  | [Redacted] D A |
| 1645 |  |  | [Redacted] D A |
| 1646 |  |  | [Redacted] D A |
| 1647 |  |  | [Redacted] D A |
| 1648 |  |  | [Redacted] D A |
| 1649 |  |  | [Redacted] D A |
| 1650 |  |  | [Redacted] D A |
| 1651 |  |  | [Redacted] D A |
| 1652 |  |  | [Redacted] B A |
| 1653 |  |  | [Redacted] D C A |
| 1654 |  |  | [Redacted] B A |
| 1655 |  |  | [Redacted] D A |
| 1656 |  |  | [Redacted] D A |
| 1657 |  |  | [Redacted] D A |
| 1658 |  |  | [Redacted] D A B |
| 1659 |  |  | [Redacted] D A |
| 1660 |  |  | [Redacted] D A B |
| 1661 |  |  | [Redacted] D A |
| 1662 |  |  | [Redacted] D A |
| 1663 |  |  | [Redacted] D A |
| 1664 |  |  | [Redacted] D A |
| 1665 |  |  | [Redacted] D A |
| 1666 |  |  | [Redacted] D A B |
| 1667 |  |  | [Redacted] D A |
| 1668 |  |  | [Redacted] D A |
| 1669 |  |  | [Redacted] D A |
| 1670 |  |  | [Redacted] D A B |
| 1671 |  |  | [Redacted] D A |
| 1672 |  |  | [Redacted] D A B |
| 1673 |  |  | [Redacted] D A |
| 1674 |  |  | [Redacted] D A |
| 1675 |  |  | [Redacted] D B A |
| 1676 |  |  | [Redacted] D A |
| 1677 |  |  | [Redacted] D A |
| 1678 |  |  | [Redacted] D A |
| 1679 |  |  | [Redacted] D A B |
| 1680 |  |  | [Redacted] D A |
| 1681 |  |  | [Redacted] D A B |
| 1682 |  |  | [Redacted] D A B |
| 1683 |  |  | [Redacted] D A B |
| 1684 |  |  | [Redacted] D A |
| 1685 |  |  | [Redacted] D A |
| 1686 |  |  | [Redacted] D A B |
| 1687 |  |  | [Redacted] D A |
| 1688 |  |  | [Redacted] D A |
| 1689 |  |  | [Redacted] D A B |
| 1690 |  |  | [Redacted] D A B |
| 1691 |  |  | [Redacted] D A |
| 1692 |  |  | [Redacted] D A |
| 1693 |  |  | [Redacted] D A B |
| 1694 |  |  | [Redacted] D A |
| 1695 |  |  | [Redacted] D A |
| 1696 |  |  | [Redacted] D A |
| 1697 |  |  | [Redacted] D A |
| 1698 |  |  | [Redacted] D A |
| 1699 |  |  | [Redacted] D A B |
| 1700 |  |  | [Redacted] D A B |
| 1701 |  |  | [Redacted] D A |
| 1702 |  |  | [Redacted] D A B |
| 1703 |  |  | [Redacted] D A |
| 1704 |  |  | [Redacted] D A |
| 1705 |  |  | [Redacted] D A |
| 1706 |  |  | [Redacted] D A |
| 1707 |  |  | [Redacted] D A B |
| 1708 |  |  | [Redacted] D A B |
| 1709 |  |  | [Redacted] D A |
| 1710 |  |  | [Redacted] D A B |
| 1711 |  |  | [Redacted] D A |
| 1712 |  |  | [Redacted] D A |
| 1713 |  |  | [Redacted] D A |
| 1714 |  |  | [Redacted] D A |
| 1715 |  |  | [Redacted] D A |
| 1716 |  |  | [Redacted] D A |
| 1717 |  |  | [Redacted] D A B |
| 1718 |  |  | [Redacted] D A |
| 1719 |  |  | [Redacted] D A |
| 1720 |  |  | [Redacted] D A |
| 1721 |  |  | [Redacted] D A B |
| 1722 |  |  | [Redacted] D A |
| 1723 |  |  | [Redacted] D A |
| 1724 |  |  | [Redacted] D A B |
| 1725 |  |  | [Redacted] D A |
| 1726 |  |  | [Redacted] D A |
| 1727 |  |  | [Redacted] D A B |
| 1728 |  |  | [Redacted] D A |

---

## Exhibit 99.9

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.9**

![](ms-logo.jpg)

---

| |
|:---|
| **Rating Agency Grades Detail Report** |
| **2026_ADMT-NQM2_FINAL** |
| **Run Date - 2/9/2026 11:00:00 AM** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Queue** | **Finding Code** | **Date Created** | **Date Modified** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Finding Comments** | **Seller Comments** | **Resolution Comments** | **Reviewer Comp Factor** | **Originator Comp Factors** | **Finding Documents** | **Originator QM Status** | **Final Reviewed QM Status** | **Loan Amount** | **Property State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Acknowledged / WaivedBy** | **Waiver in File?** | **Unique Finding ID** |
| 337 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 338 |  | A | Closed | FCRE9991 | 2024-01-26 07:36 | 2024-01-30 10:35 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-tape updated - Due Diligence Vendor-01/30/2024 <br> Ready for Review-Document Uploaded. Please see updated Tape in attachment. - Buyer-01/30/2024 <br> Open-> DSCR is off by 0.11<br> \*PITIA 5050.5 and Rent [Redacted] considered by Lender and verified document is the same but the actual calculation is [Redacted]= 1.09 and Lender considered is 1.20.<br> Note: There is no other Rent document available in file.<br>- Due Diligence Vendor-01/26/2024 |  | Resolved-tape updated - Due Diligence Vendor-01/30/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 1394625 |
| 339 |  | D A | Closed | FCRE3876 | 2024-02-20 09:20 | 2024-02-28 13:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Title E&O Policy Missing or Expired | Resolved-non expired policy now present. - Due Diligence Vendor-02/28/2024 <br>Ready for Review-Document Uploaded. Please see attached Title E&O insurance. - Buyer-02/28/2024 <br>Open-Title O&E Policy is Missing or Expired Title O&E policy missing on file. - Due Diligence Vendor-02/20/2024 |  | Resolved-non expired policy now present. - Due Diligence Vendor-02/28/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 1443952 |
| 339 |  | D A | Closed | FCRE9991 | 2024-02-20 12:08 | 2024-02-23 11:03 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-tape updated - Due Diligence Vendor-02/23/2024 <br> Ready for Review-Document Uploaded. Please see correct tape attached. - Buyer-02/23/2024 <br> Open-\*DSCR score is off by 0.07%. Lender's score is 1.10<br> Lender 1008 indicates a rent of $[Redacted] - Docs in file, 1007 page 20, reflect $[Redacted]<br> PITI Matches. No lease or other indicator to support this number in present file. DSCR should be 1.17 $[Redacted]<br> - Due Diligence Vendor-02/20/2024 |  | Resolved-tape updated - Due Diligence Vendor-02/23/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 1444637 |
| 340 |  | D A | Closed | FPRO7549 | 2026-01-29 11:58 | 2026-01-29 11:58 | Resolved | 1 - Information D A | Property | Value | Post-Close Appraised value is unsupported | Resolved-Document Uploaded. Post close AVM provided. Value supports. - Due Diligence Vendor-01/29/2026 <br>Open-Loan is seasoned and require updated Post-close supporting valuation. - Due Diligence Vendor-01/29/2026 |  | Resolved-Document Uploaded. Post close AVM provided. Value supports. - Due Diligence Vendor-01/29/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7356896 |
| 341 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 342 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 343 |  | D A | Closed | FCRE1157 | 2024-05-06 10:27 | 2024-06-13 11:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-05/23/2024 <br> Resolved-insurance is now in file - Due Diligence Vendor-05/23/2024 <br> Ready for Review-Document Uploaded. Please see the correct insurance attached. - Buyer-05/23/2024 <br> Open-Missing Hazard Insurance Policy HOI policy is missing for Subject property <br> Note: HOI considered pg.# 347 the described location is [Redacted] - other REO Investment property. - Due Diligence Vendor-05/06/2024 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-05/23/2024 <br>Resolved-insurance is now in file - Due Diligence Vendor-05/23/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 1655849 |
| 344 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 345 |  | D A | Closed | FCRE1480 | 2024-05-08 11:33 | 2024-05-20 15:15 | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-all pages now present - Due Diligence Vendor-05/20/2024 <br> Ready for Review-Document Uploaded. Please review uploaded complete statement with all pages. - Buyer-05/20/2024 <br> Open-Asset Record 2 Does Not Meet G/L Requirements [Redacted] 401(K) plan statement pages missing pls refer page#143 of 420<br> Note: 1st page is provided and remaining 7 pages are missing - Due Diligence Vendor-05/08/2024 |  | Resolved-all pages now present - Due Diligence Vendor-05/20/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 1664287 |
| 345 |  | D A | Closed | FCOM4028 | 2024-05-08 08:55 | 2024-05-10 09:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/10/2024 <br>Ready for Review-Please note that the loan was closed on 5/3/2024. Recorded Mortgage will be provided upon receipt - Buyer-05/10/2024 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/08/2024 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/10/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 1662963 |
| 346 |  | B A | Closed | FVAL5385 | 2024-05-08 09:44 | 2024-05-08 09:44 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Lender exception Page 482: Property was placed on the market last year and never sold and the borrower forgot to take off the market.<br> Now off the market. Low LTV and has prepay. excellent credit borrower - Due Diligence Vendor-05/08/2024 |  | Waived-Lender exception Page 482: Property was placed on the market last year and never sold and the borrower forgot to take off the market.<br> Now off the market. Low LTV and has prepay. excellent credit borrower - Due Diligence Vendor-05/08/2024<br>|  | No credit events past 40 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 1663675 |
| 347 |  | C A | Closed | FCRE1995 | 2024-05-14 08:07 | 2024-05-16 15:53 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-Per investor, disregard EMD - not needed - Due Diligence Vendor-05/16/2024 <br> Ready for Review-Please disregard this EMD, it was backed out - Buyer-05/16/2024 <br> Open-EMD $[Redacted] withdrawal and receipt both the proofs are missing in file. - Due Diligence Vendor-05/14/2024 |  | Resolved-Per investor, disregard EMD - not needed - Due Diligence Vendor-05/16/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 1682361 |
| 348 |  | D A | Closed | FCRE9500 | 2024-05-14 15:08 | 2024-05-16 15:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Letter of Explanation (Assets) | Resolved-Corrected 1003 clears finding - Due Diligence Vendor-05/16/2024 <br>Ready for Review-Document Uploaded. Please see corrected 1003 - Buyer-05/16/2024 <br>Open- Address on settlement statement mismatches with the address on 1003, refer page #1 of 496; 57 of 146 . - Due Diligence Vendor-05/14/2024 |  | Resolved-Corrected 1003 clears finding - Due Diligence Vendor-05/16/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 1685084 |
| 349 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 350 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 351 |  | A | Closed | FCRE9991 | 2024-05-16 11:06 | 2024-05-20 15:51 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-tape updated - Due Diligence Vendor-05/20/2024 <br> Ready for Review-Document Uploaded. - Buyer-05/17/2024 <br> Open-DSCR is off by 0.25%. \* Lenders Score: 1.067 and verified 0.820<br> Note: Lender considered [Redacted] from pg.#79 but the occupancy factor is <60, not meeting the guideline requirement.<br> \* Calculation: Verified doc pg.# 105 1007 doc: Rent $[Redacted] = 0.820 score.<br> - Due Diligence Vendor-05/16/2024 |  | Resolved-tape updated - Due Diligence Vendor-05/20/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 1693444 |
| 352 |  | B A | Closed | FCRE9802 | 2024-05-13 08:18 | 2024-05-13 09:31 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower is First Time Homebuyer and Program Does Not Allow This | Waived-Borrower cannot be first time homebuyer for this program - lender granted exception for First Time Home Buyer - page 59 - Due Diligence Vendor-05/13/2024 |  | Waived-Borrower cannot be first time homebuyer for this program - lender granted exception for First Time Home Buyer - page 59 - Due Diligence Vendor-05/13/2024<br>|  | Revolving debt is under 30%. 5+ years credit history, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 1677601 |
| 353 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 354 |  | C B A | Closed | FCRE1995 | 2024-05-15 19:21 | 2024-05-23 14:19 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-lender backed out - Due Diligence Vendor-05/23/2024 <br> Ready for Review-Document Uploaded. SUW: We fully backed out the $[Redacted] from available assets – no sourcing needed, sufficient funds provided. - Buyer-05/23/2024 <br> Open-Total EMD is $[Redacted]0 out of which only $[Redacted] proof is received but remaining $[Redacted] deposit and withdrawal proof is missing in file. - Due Diligence Vendor-05/16/2024 |  | Resolved-lender backed out - Due Diligence Vendor-05/23/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 1690603 |
| 354 |  | C B A | Closed | FVAL5474 | 2024-05-16 14:35 | 2024-05-16 14:35 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Single Entity: Cannot own more than 25% <br> > Exception form provided for 50% of units are owned by one entity. <br> \* Exception form page #287 of 441<br> Approved Conditions :- [Redacted] max - Due Diligence Vendor-05/16/2024 |  | Waived-Single Entity: Cannot own more than 25% <br> > Exception form provided for 50% of units are owned by one entity. <br> \* Exception form page #287 of 441<br> Approved Conditions :- [Redacted] max - Due Diligence Vendor-05/16/2024<br>|  | Revolving debt is under 30%, No credit events past 40 months, 5+ years credit history, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 1694820 |
| 354 |  | C B A | Closed | FCRE1174 | 2024-05-15 19:32 | 2024-05-16 14:33 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master policy - Master policy expire before closing<br> > Exception form provided to use expired master policy. Unable to provide HOA statement about master policy renewal at this time<br> \* Exception form page #286<br> Approved Conditions :- 0.75 in price<br> - Due Diligence Vendor-05/16/2024 |  | Waived-Master policy - Master policy expire before closing<br> > Exception form provided to use expired master policy. Unable to provide HOA statement about master policy renewal at this time<br> \* Exception form page #286<br> Approved Conditions :- 0.75 in price<br> - Due Diligence Vendor-05/16/2024<br>|  | Revolving debt is under 30%, No credit events past 40 months, 5+ years credit history, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months, Long term broker | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 1690612 |
| 355 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 356 |  | B A | Closed | FCRE1198 | 2024-05-16 14:05 | 2024-05-17 08:56 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Waived-Reserves :Exception form is provided to Use funds in title company towards reserves. (Excess payment towards EMD was made and in borrower's account there was no sufficient funds for reserves.)<br> \*Approved conditions as is<br> \*Exception form is on page #487 of 623 - Due Diligence Vendor-05/16/2024 |  | Waived-Reserves :Exception form is provided to Use funds in title company towards reserves. (Excess payment towards EMD was made and in borrower's account there was no sufficient funds for reserves.)<br> \*Approved conditions as is<br> \*Exception form is on page #487 of 623 - Due Diligence Vendor-05/16/2024<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 1694636 |
| 356 |  | B A | Closed | FCRE1228 | 2024-05-16 14:08 | 2024-05-16 14:08 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-As per guide, Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed.<br> \*Exception form is provided to allow 4 NSFs <br> \*Approved Conditions: +0.25 in price, [Redacted] max<br> \*Exception Form is on page #488 of 623 - Due Diligence Vendor-05/16/2024 |  | Waived-As per guide, Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed.<br> \*Exception form is provided to allow 4 NSFs <br> \*Approved Conditions: +0.25 in price, [Redacted] max<br> \*Exception Form is on page #488 of 623 - Due Diligence Vendor-05/16/2024<br>|  | Revolving debt is under 30%, Residential income >=3000$, No credit events past 40 months, No consumer late payments in the last 24 months, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 1694652 |
| 357 |  | B A | Closed | FCRE1247 | 2024-05-16 14:51 | 2024-05-16 14:58 | Waived | 2 - Non-Material B | Credit | Eligibility | Seller Contribution Exceeds Program Maximum | Waived-Per Guide, No seller concessions are allowed if purchase price is greater than listing price.<br> Exceptions is provided for Purchase price is greater than listed price. Exception page # 467, 117<br> Approved as is <br> - Due Diligence Vendor-05/16/2024 |  | Waived-Per Guide, No seller concessions are allowed if purchase price is greater than listing price.<br> Exceptions is provided for Purchase price is greater than listed price. Exception page # 467, 117<br> Approved as is <br> - Due Diligence Vendor-05/16/2024<br>|  | No credit events past 40 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 1694892 |
| 358 |  | D A | Closed | FCRE9991 | 2024-05-19 07:25 | 2024-06-03 07:28 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-Per updated tape, tpr calc correct - Due Diligence Vendor-06/03/2024 <br> Ready for Review-Document Uploaded. SUW: Rent removed.<br> DTI has been updated. Attached Lock form and new Tape. - Buyer-05/31/2024 <br> Open-DTI should be $13.40%. Used -$[Redacted] for subject payment (offset by rents) + $[Redacted] debt from credit and borrower does not have a primary housing payment (letter in file says lives rent free with mom). = $[Redacted] debt / [Redacted] income= 13.40%. 108 has extra $[Redacted] in debt not accounted for. - Due Diligence Vendor-05/19/2024 |  | Resolved-Per updated tape, tpr calc correct - Due Diligence Vendor-06/03/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 1704364 |
| 358 |  | D A | Closed | FCRE1212 | 2024-05-19 07:25 | 2024-06-03 07:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Purchase Contract is Partial | Resolved-Received addendum to clear finding - Due Diligence Vendor-06/03/2024 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-05/31/2024 <br>Open-Purchase contract has not been fully provided missing addendum putting contract in LLC name - Due Diligence Vendor-05/19/2024 |  | Resolved-Received addendum to clear finding - Due Diligence Vendor-06/03/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 1704365 |
| 359 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 360 |  | B A | Closed | FCRE1174 | 2024-05-27 07:47 | 2024-05-27 07:47 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Wind/Hail/Storm is missing on Master Condo Policy - Due Diligence Vendor-05/27/2024 |  | Waived-Wind/Hail/Storm is missing on Master Condo Policy - Due Diligence Vendor-05/27/2024<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 1741101 |
| 361 |  | C A | Closed | FCRE8022 | 2024-05-29 18:40 | 2024-05-31 07:36 | Resolved | 1 - Information C A | Credit | Closing | Mortgage Incomplete - Missing Notary | Resolved- - Due Diligence Vendor-05/31/2024 <br>Ready for Review-Received notary page - Due Diligence Vendor-05/31/2024 <br>Ready for Review-Document Uploaded. it is located on p. 45 - Buyer-05/31/2024 <br>Open-Missing Page 20 Notary signature - Due Diligence Vendor-05/30/2024 |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 1755867 |
| 362 |  | C A | Closed | FCRE1995 | 2024-05-30 13:02 | 2024-06-04 07:45 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-Receipt received - Due Diligence Vendor-06/04/2024 <br> Ready for Review-Document Uploaded. Please review uploaded EMD receipts - Buyer-06/03/2024 <br> Open-Need EMD withdrawal Proof for Amount $[Redacted]- Due Diligence Vendor-05/30/2024 |  | Resolved-Receipt received - Due Diligence Vendor-06/04/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 1760952 |
| 363 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 364 |  | C B A | Closed | FCRE8860 | 2024-09-19 13:42 | 2024-09-19 13:43 | Waived | 2 - Non-Material C B | Credit | Income/Employment | Audited DSCR does not meet guidelines requirements | Waived- - Due Diligence Vendor-09/19/2024 <br>Open-<br> Exception granted to use initial terms to calc PITIa AND DSCR<br> - Due Diligence Vendor-09/19/2024 <br>Open-Lender used Initial terms and not qualifying terms to calc pitia - Due Diligence Vendor-09/19/2024 |  |  |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Post-Close | Yes | 2412989 |
| 364 |  | C B A | Closed | FCRE9991 | 2024-06-07 09:41 | 2024-06-20 09:53 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-Using 1007 for rent now dscr's match - Due Diligence Vendor-06/20/2024 <br> Ready for Review-Document Uploaded. Actual payment is the Interest only ($[Redacted]) which for Interest only we do not use for qualifying payments on a DSCR as we qualify off the fully amortizing payment. This would be the discrepancy as to where the [Redacted] comes from, however, that figure is not used for qualifying. PITIA is [Redacted] for subject. 1007 shows that estimated market monthly rental payment is $[Redacted]. [Redacted]=0.919 which is our DSCR Ratio. Please see attached. - Buyer-06/20/2024 <br> Counter-Please disregard original comment about P&I mismatch, P&I is in fact calculating appropriately at $[Redacted] (the fully qualified amount) however there is a still a discrepancy between DSCR scores.<br> [Redacted] ($[Redacted] P&I + monthly property tax of $[Redacted] + property insurance of $[Redacted] + monthly HOA of $[Redacted] = $[Redacted]) = DSCR of 0.81 (originator DSCR was 0.919) - Due Diligence Vendor-06/17/2024 <br> Ready for Review-This is an Interest only loan and we qualify off the qualifying payment portion not the interest only. - Buyer-06/13/2024 <br> Open-\*DSCR score is off by 0.109%<br> - Document on file 1007 26 of 442 and Lease on Pg. no 110 of 442<br> - DSCR score should be 0.810 - Rent $[Redacted] / PITI $[Redacted]<br> - DSCR is miss-match due to system is calculating P&I as $[Redacted] whereas P&I should be $[Redacted].<br> and apart from P&I unable to identify lender used Rent Income for DSCR score. - Due Diligence Vendor-06/07/2024 |  | Resolved-Using 1007 for rent now dscr's match - Due Diligence Vendor-06/20/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 1800933 |
| 365 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 366 |  | C B A | Closed | FCRE8860 | 2024-09-19 13:59 | 2024-09-19 14:00 | Waived | 2 - Non-Material C B | Credit | Income/Employment | Audited DSCR does not meet guidelines requirements | Waived-<br> Exception granted to use initial terms to calc PITIa AND DSCR<br> - Due Diligence Vendor-09/19/2024 <br>Open-Lender used Initial terms and not qualifying terms to calc pitia - Due Diligence Vendor-09/19/2024 |  | Waived-<br> Exception granted to use initial terms to calc PITIa AND DSCR<br> - Due Diligence Vendor-09/19/2024<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum,<br> Credit score >40 points than minimum required, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Post-Close | Yes | 2413166 |
| 366 |  | C B A | Closed | FVAL5385 | 2024-06-17 13:06 | 2024-06-17 13:06 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-\*Exception Type: Property removed from listing less 6 mo ago - cash out.<br> \*Approved Conditions: +0.5 in Price, max [Redacted].<br> \*Exception form is on page #78 of 168 - Due Diligence Vendor-06/17/2024 |  | Waived-\*Exception Type: Property removed from listing less 6 mo ago - cash out.<br> \*Approved Conditions: +0.5 in Price, max [Redacted].<br> \*Exception form is on page #78 of 168 - Due Diligence Vendor-06/17/2024<br>|  | Revolving debt is under 30%, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 1844558 |
| 367 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 368 |  | D A C | Closed | FVAL1039 | 2024-06-20 14:38 | 2024-06-28 14:11 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-BPO provided - Due Diligence Vendor-06/28/2024 <br> Ready for Review-Document Uploaded. Please review uploaded BPO - Buyer-06/28/2024 <br> Counter-finding is for value support, not income calculator - Due Diligence Vendor-06/25/2024 <br> Ready for Review-Document Uploaded. Please review uploaded income WS - Buyer-06/25/2024 <br> Open-Please provide supporting value documentation within 10% of the appraised value iao $[Redacted]. The AVM provided iao $[Redacted]is 25.45% less than value therefore, is unsupported. - Due Diligence Vendor-06/20/2024 |  | Resolved-BPO provided - Due Diligence Vendor-06/28/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 1862718 |
| 368 |  | D A C | Closed | FCRE1437 | 2024-06-20 12:39 | 2024-06-25 14:21 | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-page 892 is date more recently than operating agreement and show updated that borrower owns 100% now - Due Diligence Vendor-06/25/2024 <br> Ready for Review-Operating agreement on file(page 892) shows borrower is 100% owner of [Redacted]- Buyer-06/25/2024 <br> Open-Income and Employment Do Not Meet Guidelines - Loan application indicates borrower is Self Employed with [Redacted] with over 25% share ownership. However, the Business documentation in file indicates business is sole owned by [Redacted], not borrower. Please provide proof borrower owns more than 25% of [Redacted] and that borrower has been employed with business greater than 2 years. - Due Diligence Vendor-06/20/2024 |  | Resolved-page 892 is date more recently than operating agreement and show updated that borrower owns 100% now - Due Diligence Vendor-06/25/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 1861704 |
| 369 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 370 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 371 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 372 |  | C A | Closed | FCRE8459 | 2024-06-28 08:55 | 2024-07-01 14:22 | Resolved | 1 - Information C A | Credit | Eligibility | Borrower Entity Ownership does not meet guidelines | Resolved-% owned is 100% - Due Diligence Vendor-07/01/2024 <br>Ready for Review-Borrower is 100% owner as per Operating agreement. - Buyer-07/01/2024 <br>Open-Vesting LLC pg.# 482 point 7 reflects 3 members/managers. but on pg.# 505 for borrower only reads 100% ownership. It is conflicting the document. - Due Diligence Vendor-06/28/2024 |  | Resolved-% owned is 100% - Due Diligence Vendor-07/01/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 1903913 |
| 373 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 374 |  | C A | Closed | FCRE1437 | 2024-06-28 05:56 | 2024-07-08 10:20 | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-this finding was referring to personal account used not business, but they are in essence stating personal account does not have expenses as accounted for in the income calc. accepting this as their proof they reviewed - Due Diligence Vendor-07/08/2024 <br>Ready for Review-Document Uploaded. There is 50% expense ratio applied to business account income calc (attached, also was merged from the beginning) - Buyer-07/05/2024 <br>Open-Income and Employment Do Not Meet Guidelines loan is a business bank statement and personal bank statement. Lender did not account for any expense ratio. lender to verify they have reviewed personal account statement and verify no bus expenses from personal account. - Due Diligence Vendor-06/28/2024 |  | Resolved-this finding was referring to personal account used not business, but they are in essence stating personal account does not have expenses as accounted for in the income calc. accepting this as their proof they reviewed - Due Diligence Vendor-07/08/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 1902362 |
| 375 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 376 |  | C B A | Closed | FCRE6589 | 2024-06-28 16:06 | 2024-07-08 10:49 | Resolved | 1 - Information C A | Credit | Borrower | Fraud: Potential Occupancy/Current Address Issues identified in the file | Resolved-lender satisfactorily explained discrepancy - Due Diligence Vendor-07/08/2024 <br>Ready for Review-Document Uploaded. SUW: The Drivers license was issued in 2021 with this it was over 2 years prior for the address on the license.<br>With this there would not be an issue as current information doesn't support the property is occupied by our borrower.<br>ID issued 05/25/2021<br>Please find attached email. - Buyer-07/05/2024 <br>Open-On DL pg.#69 the address is reflecting same as subject property and this is an Investment Loan. - Due Diligence Vendor-06/28/2024 |  | Resolved-lender satisfactorily explained discrepancy - Due Diligence Vendor-07/08/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 1908116 |
| 376 |  | C B A | Closed | FCRE8860 | 2024-06-28 16:13 | 2024-06-28 16:13 | Waived | 2 - Non-Material B | Credit | Income/Employment | Audited DSCR does not meet guidelines requirements | Waived-> First Lien cannot be I/O loan.<br> > Exception form is given as 1st lien is an I/O, requests 2nd DSCR with DSCR >1 and [Redacted]%<br> > Exception pg.#260<br> > Approved With Conditions: 0.25 in price, max [Redacted] - Due Diligence Vendor-06/28/2024 |  | Waived-> First Lien cannot be I/O loan.<br> > Exception form is given as 1st lien is an I/O, requests 2nd DSCR with DSCR >1 and [Redacted]%<br> > Exception pg.#260<br> > Approved With Conditions: 0.25 in price, max [Redacted] - Due Diligence Vendor-06/28/2024<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 1908246 |
| 377 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 378 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 379 |  | D A | Closed | FCRE8012 | 2024-07-07 08:52 | 2024-07-11 14:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Purchase Contract | Resolved-contract now present - Due Diligence Vendor-07/11/2024 <br>Ready for Review-Document Uploaded. Please find attached PC. It was on file but accidently marked unaccepted in our system. SUW changed it to "accepted". - Buyer-07/11/2024 <br>Open-purchase contract missing in file - Due Diligence Vendor-07/07/2024 |  | Resolved-contract now present - Due Diligence Vendor-07/11/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 1942588 |
| 379 |  | D A | Closed | FCOM4028 | 2024-07-06 08:51 | 2024-07-11 14:30 | Resolved | 1 - Information A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2024 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt - Buyer-07/11/2024 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/08/2024 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 1941516 |
| 380 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 381 |  | A | Closed | FCRE9991 | 2024-07-05 13:01 | 2024-07-24 14:55 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-while we dont have 12 months of business paying prior lease as that account closed in May 2023 and bank statements do not go back that far, and [Redacted] acct was opened in March 2024 so due it being a new account we dont have 12 months, it is evident that business was paying old lease (See pay 2023 statement) and is now paying new lease. Lender is accepting this as is. - Due Diligence Vendor-07/24/2024 <br> Counter-Debt identified in image was not counted on our side. What is the payment amount of the charge that you considered paid by business The account you point out is closed per credit report - Due Diligence Vendor-07/15/2024 <br> Ready for Review-Document Uploaded. This debt was documented being paid by the business and was omitted. - Buyer-07/15/2024 <br> Open-DTI difference of 5.197%<br> \*PITIA$[Redacted] & Income [Redacted] considered by the Lender and TPR is the same.<br> But the other payment considered by the Lender is $[Redacted] and TPR is $3,726.. Reason : Installment AC# [Redacted]. - Due Diligence Vendor-07/05/2024 |  | Resolved-while we dont have 12 months of business paying prior lease as that account closed in May 2023 and bank statements do not go back that far, and [Redacted] acct was opened in March 2024 so due it being a new account we dont have 12 months, it is evident that business was paying old lease (See pay 2023 statement) and is now paying new lease. Lender is accepting this as is. - Due Diligence Vendor-07/24/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 1939148 |
| 382 |  | D B A | Closed | FCRE8860 | 2024-09-19 13:38 | 2024-09-19 13:39 | Waived | 2 - Non-Material C B | Credit | Income/Employment | Audited DSCR does not meet guidelines requirements | Waived-<br> Exception granted to use initial terms to calc PITIa AND DSCR<br> - Due Diligence Vendor-09/19/2024 <br>Open-Lender used Initial terms and not qualifying terms to calc pitia - Due Diligence Vendor-09/19/2024 |  | Waived-<br> Exception granted to use initial terms to calc PITIa AND DSCR<br> - Due Diligence Vendor-09/19/2024<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Post-Close | Yes | 2412938 |
| 382 |  | D B A | Closed | FCRE1201 | 2024-07-06 05:48 | 2024-07-11 10:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-07/11/2024 <br>Resolved-FG now present - Due Diligence Vendor-07/11/2024 <br>Ready for Review-Document Uploaded. it was placed in Junk by mistake, please see attached - Buyer-07/11/2024 <br>Open-Missing Third Party Fraud Report Fraud Report Document is Missing in File. - Due Diligence Vendor-07/06/2024 |  | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-07/11/2024 <br>Resolved-FG now present - Due Diligence Vendor-07/11/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 1941305 |
| 383 |  | C A | Closed | FCRE9991 | 2024-07-05 08:40 | 2024-07-11 11:41 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-now within tolerance and exceeds 1 - Due Diligence Vendor-07/11/2024 <br> Ready for Review-Please refer to p. 49 of the credit package uploaded to the portal (updated 1007 Form with monthly rent of $[Redacted]). DSCR is [Redacted]=1.04 - Buyer-07/11/2024 <br> Counter-[Redacted] can only be used on a purchase. Per your guides Required forms:<br> § Single Family Comparable Rent Schedule (FNMA Form 1007) or \*\*\*\*[Redacted] Rentalizer for the subject property (purchase with occupancy rate >=60)\* Need wavier or change DSCR to match TPR based on original finding - Due Diligence Vendor-07/10/2024 <br> Ready for Review-Document Uploaded. Please see the attached documents: updated tape and [Redacted] report. DSCR is 1.67 - Buyer-07/10/2024 <br> Open-\*DSCR Score is off by 0.061%<br> - Document on file. 1007 Pg. no 12 of 485, 1008 Pg. no 1 of 1<br> - DSCR is off as lender has not considered HOA for amount $115.<br> - DSCR score should be 0.987%<br> - Rent $[Redacted]/ PI 1st lien [Redacted] + 2Nd line [Redacted] + Tax $[Redacted] + HOI [Redacted] + HOA $115[Redacted]<br> - Lender considered PITI $[Redacted] excluding HOA. Income matches - Due Diligence Vendor-07/05/2024 |  | Resolved-now within tolerance and exceeds 1 - Due Diligence Vendor-07/11/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 1936476 |
| 383 |  | C A | Closed | FCRE8860 | 2024-07-08 15:35 | 2024-07-11 11:40 | Resolved | 1 - Information C A | Credit | Income/Employment | Audited DSCR does not meet guidelines requirements | Resolved-now within tolerance of less than .05 - Due Diligence Vendor-07/11/2024 <br> Ready for Review-Please refer to p. 49 of the credit package uploaded to the portal (updated 1007 Form with monthly rent of $[Redacted]). DSCR is [Redacted]=1.04 - Buyer-07/11/2024 <br> Counter-[Redacted] can only be used on a purchase. Per your guides Required forms: § Single Family Comparable Rent Schedule (FNMA Form 1007) or \*\*\*\*[Redacted] Rentalizer for the subject property (purchase with occupancy rate >=60)\* Need wavier or change DSCR to match TPR based on original finding - Due Diligence Vendor-07/10/2024 <br> Ready for Review-Document Uploaded. Please see the attached documents: updated tape and [Redacted] report. DSCR is 1.67 - Buyer-07/10/2024 <br> Open-does not meet min of 1 for a second lien - Due Diligence Vendor-07/08/2024 |  | Resolved-now within tolerance of less than .05 - Due Diligence Vendor-07/11/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 1949402 |
| 384 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 385 |  | C A | Closed | FCRE9488 | 2024-07-10 13:43 | 2024-07-19 11:40 | Resolved | 1 - Information C A | Credit | Borrower | Potential Occupancy/Current Address Issues identified in the file | Resolved-Unable to Resolve-Mortgage statement showing borrower is getting info to current stated residence clears finding - Due Diligence Vendor-07/19/2024 <br>Ready for Review-Document Uploaded. The appraisal shows the property being tenant occupied and mortgage statements are addressed to the borrower's current residence. - Buyer-07/19/2024 <br>Open-This is an Refinance investment DSCR loan. However, the address on the Borrower Drivers license is reflecting subject property - refer Pg. no 77 of 288 - Due Diligence Vendor-07/10/2024 |  | Resolved-Unable to Resolve-Mortgage statement showing borrower is getting info to current stated residence clears finding - Due Diligence Vendor-07/19/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 1964320 |
| 386 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 387 |  | B A | Closed | FCRE9802 | 2024-07-11 15:02 | 2024-07-11 15:02 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower is First Time Homebuyer and Program Does Not Allow This | Waived-Borrower cannot be first time homebuyer for this program Per guide : First-time homebuyer is not allowed on DSCR<br> Exception form provided DSCR loan no USA home ownership<br> Exception form page# 358 of 532<br> Approved With Conditions : +0.5 in price, [Redacted] max - Due Diligence Vendor-07/11/2024 |  | Waived-Borrower cannot be first time homebuyer for this program Per guide : First-time homebuyer is not allowed on DSCR<br> Exception form provided DSCR loan no USA home ownership<br> Exception form page# 358 of 532<br> Approved With Conditions : +0.5 in price, [Redacted] max - Due Diligence Vendor-07/11/2024<br>|  | No credit events past 40 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 1972703 |
| 388 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 389 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 390 |  | B A | Closed | FCRE1248 | 2024-07-15 11:05 | 2024-07-16 08:15 | Waived | 2 - Non-Material B | Credit | Eligibility | Purchase is not considered to be an Arm's Length Transaction | Waived-Purchase is not considered to be an Arm's Length Transaction Exception form provided Purchase Investment /DSCR. NON-ARM'S LENGTH TRANSACTION<br> Exception form page# 239 of 309<br> Approved With Conditions : 0.25 in price, [Redacted] max - Due Diligence Vendor-07/15/2024 |  | Waived-Purchase is not considered to be an Arm's Length Transaction Exception form provided Purchase Investment /DSCR. NON-ARM'S LENGTH TRANSACTION<br> Exception form page# 239 of 309<br> Approved With Conditions : 0.25 in price, [Redacted] max - Due Diligence Vendor-07/15/2024<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 1988993 |
| 391 |  | B A | Closed | FCRE8201 | 2024-07-17 11:44 | 2024-07-18 10:53 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Exception form : Title seasoning 10m, use Appraised value<br> Exception form page# 410 of 625<br> Approved With Conditions : +0.25 in Price, only rate and term allowed - Due Diligence Vendor-07/17/2024 |  | Waived-Exception form : Title seasoning 10m, use Appraised value<br> Exception form page# 410 of 625<br> Approved With Conditions : +0.25 in Price, only rate and term allowed - Due Diligence Vendor-07/17/2024<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, LTV 10% below maximum | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 2005840 |
| 392 |  | C B A | Closed | FCRE8955 | 2024-07-16 07:23 | 2024-09-12 08:19 | Waived | 2 - Non-Material C B | Credit | Eligibility | Number of Loans to Borrower exceeds guidelines | Waived-exceeds max loan financed with lender - Due Diligence Vendor-09/12/2024 <br> Ready for Review-Document Uploaded. Please find attached an exception form to the other loan #6 ([Redacted]) for reference if needed but at the time 7/16 that loan wasn't closed yet so we should be ok here, that loan closed on [Redacted] - Buyer-09/11/2024 <br> Ready for Review-Hello Team,[Redacted] is not closed yet. - Buyer-09/11/2024 <br> Open-if [Redacted], [Redacted] and [Redacted] closed, then borrower exceeds max # of financed properties with lender - Due Diligence Vendor-07/16/2024 |  | Waived-exceeds max loan financed with lender - Due Diligence Vendor-09/12/2024<br>|  | DTI >= 10% lower than program, no credit events past 40 months, no mtg lates in 24, contribution exceds 5%, no consumer lates in past 24 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Post-Close | Yes | 1995799 |
| 392 |  | C B A | Closed | FCRE9806 | 2024-07-16 07:23 | 2024-07-23 09:59 | Resolved | 1 - Information C A | Credit | Eligibility | Other Credit Finding | Resolved-notes now present. one not closed yet. - Due Diligence Vendor-07/23/2024 <br> Ready for Review-Document Uploaded. Hello Team, please find attached. Please note that the [Redacted] is not closed yet. - Buyer-07/23/2024 <br> Open-need copies of new notes on [Redacted], [Redacted] and [Redacted] - Due Diligence Vendor-07/16/2024 |  | Resolved-notes now present. one not closed yet. - Due Diligence Vendor-07/23/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 1995800 |
| 393 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 394 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 395 |  | B A | Closed | FVAL5474 | 2024-07-17 13:41 | 2024-07-18 08:18 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived- - lender granted exception for single entity owns more than allowed/ lender already financed 1 unit in the same condo for the same borrower - page 311 - Due Diligence Vendor-07/17/2024 |  | Waived- - lender granted exception for single entity owns more than allowed/ lender already financed 1 unit in the same condo for the same borrower - page 311 - Due Diligence Vendor-07/17/2024<br>|  | Experienced investor with 2+ investment properties, No credit events past 48 months, No mortgage late payments in last 24 months, No consumer late payments in last 48 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2007268 |
| 396 |  | B A | Closed | FVAL5524 | 2024-07-18 15:12 | 2024-07-18 15:12 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-\* Rural Property: built up should be 25% or more, new construction in rural zoning.<br> \* Exception form is provided for built up less than 25%, new construction in rural zoning.<br> > Exception form : pg.# 104with the approved conditions : max [Redacted] <br>- Due Diligence Vendor-07/18/2024 |  | Waived-\* Rural Property: built up should be 25% or more, new construction in rural zoning.<br> \* Exception form is provided for built up less than 25%, new construction in rural zoning.<br> > Exception form : pg.# 104with the approved conditions : max [Redacted] <br>- Due Diligence Vendor-07/18/2024<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months,<br> LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2017658 |
| 397 |  | C A | Closed | FCRE8086 | 2024-07-18 09:49 | 2024-07-23 08:39 | Resolved | 1 - Information C A | Credit | Closing | Guaranty Agreement Missing | Resolved-signed guaranty now present - Due Diligence Vendor-07/23/2024 <br>Ready for Review-Document Uploaded. Please see attached signed guaranty - Buyer-07/23/2024 <br>Open- - Due Diligence Vendor-07/18/2024 |  | Resolved-signed guaranty now present - Due Diligence Vendor-07/23/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2014441 |
| 398 |  | D A | Closed | FVAL1039 | 2024-07-22 09:16 | 2024-08-09 13:39 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Cured-post closing review product now present - Due Diligence Vendor-08/09/2024 <br>Ready for Review-Document Uploaded. CDA report provided - Buyer-08/09/2024 <br>Open-UCDP SSR doc : pg.# 86 and CU score is 0, no supporting doc in file. - Due Diligence Vendor-07/22/2024 |  | Cured-post closing review product now present - Due Diligence Vendor-08/09/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2030917 |
| 398 |  | D A | Closed | FCRE9991 | 2024-07-22 09:22 | 2024-07-24 08:15 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-tape updated - Due Diligence Vendor-07/24/2024 <br> Ready for Review-Document Uploaded. Corrected tape provided - Buyer-07/24/2024 <br> Open-\*DSCR score is off by 0.056%. Lender's score is 1.314<br> - Document in File : 1007 on pg. no 194 and 1008 on Pg. 1 of 1 and reads rent $[Redacted]. PITIA matches. No other rent doc is available in file.<br> - DSCR score should be Rent $[Redacted]/PITI $[Redacted] = 1.258% - Due Diligence Vendor-07/22/2024 |  | Resolved-tape updated - Due Diligence Vendor-07/24/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2030986 |
| 399 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 400 |  | C A | Closed | FCRE1118 | 2024-07-22 10:34 | 2024-08-05 10:44 | Resolved | 1 - Information C A | Credit | Closing | Borrower 1 Deed of Trust Signature does not match Note | Resolved-Borrower 1 Signature does not match Note - Due Diligence Vendor-08/05/2024 <br> Open-Borrower 1 Signature does not match Note - Due Diligence Vendor-08/05/2024 <br> Ready for Review-Document Uploaded. we already addressed the same, please see updated documents attached - Buyer-08/05/2024 <br> Open-Borrower 1 Signature does not match Note Note / ALL Docs are signed as individual (with Guaranty) but Vesting on the Deed of Trust is [Redacted] - entity docs in file appear to be used to support current vesting and assets. - Due Diligence Vendor-07/22/2024 |  | Resolved-Borrower 1 Signature does not match Note - Due Diligence Vendor-08/05/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2031999 |
| 401 |  | D A | Closed | FCRE5116 | 2024-07-24 07:51 | 2026-01-23 12:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-lender addressed and loan was included as a worse case and has not closed yet. - Due Diligence Vendor-08/01/2024 <br> Ready for Review-This loan ([Redacted]) is not closed yet - Buyer-08/01/2024 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. missing VOM for [Redacted] (if new loan, need copy of Note and CD) - Due Diligence Vendor-07/24/2024 |  | Resolved-lender addressed and loan was included as a worse case and has not closed yet. - Due Diligence Vendor-08/01/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2046290 |
| 402 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 403 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 404 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 405 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 406 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 407 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 408 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 409 |  | C A | Closed | FCRE1995 | 2024-08-06 15:20 | 2024-08-09 09:55 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-emd backed out - Due Diligence Vendor-08/09/2024 <br> Ready for Review-Document Uploaded. - Buyer-08/09/2024 <br> Open-EMD $[Redacted] withdrawal proof is missing in file.<br> - Due Diligence Vendor-08/06/2024 |  | Resolved-emd backed out - Due Diligence Vendor-08/09/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2135454 |
| 410 |  | C A | Closed | FCRE1195 | 2024-08-08 02:38 | 2024-08-12 10:00 | Resolved | 1 - Information C A | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Resolved-Audited [Redacted] is less than or equal to Guideline [Redacted] - Due Diligence Vendor-08/12/2024 <br> Ready for Review-Document Uploaded. See verification of first lien balance.<br> Thus, CLTV is [Redacted]%: <br> Appraised value = $[Redacted]<br>First lien Balance – $[Redacted]<br> Second lien balance – $[Redacted]<br> Total lien – $[Redacted]<br>[Redacted]=[Redacted]%<br> - Buyer-08/09/2024 <br> Open-Audited CLTV of [Redacted]% exceeds Guideline CLTV of [Redacted]% LTV discrepancy in file, considered first mortgage balance amount from mortgage statement #310_Credit Package.pdf(loan amount and appraisal value is matching in 1008) - Due Diligence Vendor-08/08/2024 |  | Resolved-Audited [Redacted] is less than or equal to Guideline CLTV of [Redacted]% - Due Diligence Vendor-08/12/2024 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2145640 |
| 411 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 412 |  | C A | Closed | FCRE9806 | 2024-08-07 10:27 | 2024-08-09 14:03 | Resolved | 1 - Information C A | Credit | Eligibility | Other Credit Finding | Resolved-note now present - Due Diligence Vendor-08/09/2024 <br> Ready for Review-Document Uploaded. Please see the Note attached - Buyer-08/09/2024 <br> Open-File is missing a copy of the concurrent 2nd Note for the other REO [Redacted] - $[Redacted] P/I with UPB $[Redacted]. - Due Diligence Vendor-08/07/2024 |  | Resolved-note now present - Due Diligence Vendor-08/09/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2140936 |
| 413 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 414 |  | A | Closed | FCRE9991 | 2024-08-09 13:48 | 2024-08-22 12:37 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-corrected tape now present - Due Diligence Vendor-08/22/2024 <br> Ready for Review-Document Uploaded. Collateral: According to the appraisal in the page Rental income the correct actual rent is used $[Redacted], not the estimate. If we divide, it should show DSCR 1.74 not 1.986. It seems the problem is not in rental value, but in the way how PITIA is reflected in the system. <br> Lock desk:<br> The first mortgage payment was not set correctly in the system, now it is fixed. <br>Please find attached: updated tape and lock - Buyer-08/22/2024 <br> Open-DSCR is off by more than .18%<br> Lender 1008 indicates a rent of [Redacted]<br> \*Docs in file, 1025 page 43 of 403 reflect $[Redacted]. PITI Matches. No lease or other indicator to support any other rent per Lender verified DSCR score 1.806 - Due Diligence Vendor-08/09/2024 |  | Resolved-corrected tape now present - Due Diligence Vendor-08/22/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2159169 |
| 415 |  | A | Closed | FCRE9991 | 2024-08-13 01:56 | 2024-08-16 08:41 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR updated - Due Diligence Vendor-08/16/2024 <br> Ready for Review-Document Uploaded. DSCR updated, pls see Lock Confirmation. - Buyer-08/15/2024 <br> Open-Calculated DSCR is 1.495, Originated DSCR is 1.390 and the difference is 0.105<br> Rent amount $[Redacted] / PITIA $[Redacted]= 1.495 - Due Diligence Vendor-08/13/2024 |  | Resolved-DSCR updated - Due Diligence Vendor-08/16/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2173880 |
| 416 |  | D A | Closed | FVAL1039 | 2024-08-13 01:04 | 2024-08-16 08:53 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-second appr is now present - Due Diligence Vendor-08/16/2024 <br>Ready for Review-Document Uploaded. Pls see both appraisal reports attached. - Buyer-08/15/2024 <br>Counter-this is appraisal already on file. if there is a second one, we need that one. loan was submitted with this appraisal and no second one - Due Diligence Vendor-08/15/2024 <br>Ready for Review-Document Uploaded. There is a second appraisal on the file, lower of two AVs is used. - Buyer-08/14/2024 <br>Open-Secondary Value is Missing in the File. CU Score not provided - Due Diligence Vendor-08/13/2024 |  | Resolved-second appr is now present - Due Diligence Vendor-08/16/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2173772 |
| 416 |  | D A | Closed | FCRE4866 | 2024-08-13 01:19 | 2024-08-15 09:41 | Resolved | 1 - Information A | Credit | Eligibility | Audited CLTV exceeds difference from Originator CLTV | Resolved-lender provided balance info for first lien and now LTV matches - Due Diligence Vendor-08/15/2024 <br> Ready for Review-Document Uploaded. Pls see the calcualtion breakdown:<br> [Redacted](Deferred balance) \*\*Covid forbearance that is outside of 24 months\*\*=[Redacted]<br> Second lien =[Redacted]<br> Total lien items = [Redacted]<br> CLTV= [Redacted]=[Redacted]% - Buyer-08/14/2024 <br> Open-Calculated LTV [Redacted]% not matching With Audited CLTV [Redacted]% , Variance is [Redacted](LTV matching if balance amount considered from Credit Report whereas we have latest Mortgage statement in File) - Due Diligence Vendor-08/13/2024 |  | Resolved-lender provided balance info for first lien and now LTV matches - Due Diligence Vendor-08/15/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2173794 |
| 417 |  | C A | Closed | FCRE8860 | 2024-08-21 10:22 | 2024-08-22 08:53 | Resolved | 1 - Information C A | Credit | Income/Employment | Audited DSCR does not meet guidelines requirements | Resolved-lease provided and DSCR is over 1 - Due Diligence Vendor-08/22/2024 <br>Ready for Review-Document Uploaded. Hi Team, please find attached a lease agreement and updated docs. - Buyer-08/22/2024 <br>Open-Updated DSCR to .92 does not meet guidelines. - Due Diligence Vendor-08/21/2024 |  | Resolved-lease provided and DSCR is over 1 - Due Diligence Vendor-08/22/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2227629 |
| 417 |  | C A | Closed | FCRE9991 | 2024-08-12 15:57 | 2024-08-20 13:35 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-updated tape now present - Due Diligence Vendor-08/20/2024 <br> Ready for Review-Document Uploaded. - Buyer-08/20/2024 <br> Counter-DSCR is still wrong. Should be .92 ($[Redacted]) - Due Diligence Vendor-08/16/2024 <br> Ready for Review-Document Uploaded. - Buyer-08/16/2024 <br> Open-DSCR difference of 0.056<br> Lender considered DSCR: 1.013 & Verified doc considered DSCR: 1.069. Rent Considered is $[Redacted]<br> Reason: 1st lien PI considered by lender is $[Redacted], verified doc and considered PI of $[Redacted] from page #55, 429<br> > [Redacted]= 1.069 should be the score. - Due Diligence Vendor-08/12/2024 |  | Resolved-updated tape now present - Due Diligence Vendor-08/20/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2172731 |
| 417 |  | C A | Closed | FCRE8450 | 2024-08-12 16:02 | 2024-08-16 11:58 | Resolved | 1 - Information C A | Credit | Income/Employment | Rental Income not supported | Resolved-updated rents to match 1007 - Due Diligence Vendor-08/16/2024 <br> Ready for Review-Document Uploaded. - Buyer-08/16/2024 <br> Open-Lender has considered rent of $[Redacted], however no such document is provided to verify the same.<br> Note: Per 1007 (pg.# 13) rent is $[Redacted]/ PITIA [Redacted] = 0.92 score. Per guide <1 DSCR is not allowed. - Due Diligence Vendor-08/12/2024 |  | Resolved-updated rents to match 1007 - Due Diligence Vendor-08/16/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2172763 |
| 418 |  | B A | Closed | FVAL5524 | 2024-08-16 09:12 | 2024-08-16 09:12 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived- - lender granted exception for value being declining and Demand supply Over supply - page 23 - Due Diligence Vendor-08/16/2024 |  | Waived- - lender granted exception for value being declining and Demand supply Over supply - page 23 - Due Diligence Vendor-08/16/2024<br>|  | No credit events past 40 months, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2201418 |
| 419 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 420 |  | C A | Closed | FCRE8860 | 2024-08-16 16:56 | 2024-08-26 08:57 | Resolved | 1 - Information C A | Credit | Income/Employment | Audited DSCR does not meet guidelines requirements | Resolved-received revised 1007 - Due Diligence Vendor-08/26/2024 <br> Ready for Review-Document Uploaded. Please see attached updated appraisal and SSR forms to support appraised value and rent amount. The appraiser changed comps as per the broker's request and our CUW as part of the value review checked those comps and found them to be eligible for our subject property. CUW completed value review and the AV of $[Redacted] is a good one. Also, appraiser updated rent amount based on lease agreement. Previous information was a miscalculation. - Buyer-08/23/2024 <br> Open-DSCR score is 0.691 and per guideline DSCR score <1.00 is not allowed. - Due Diligence Vendor-08/16/2024 |  | Resolved-received revised 1007 - Due Diligence Vendor-08/26/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2205387 |
| 420 |  | C A | Closed | FCRE9991 | 2024-08-16 17:10 | 2024-08-26 08:57 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender sent in revised 1007 - Due Diligence Vendor-08/26/2024 <br> Ready for Review-Document Uploaded. Please see attached updated appraisal and SSR forms to support appraised value and rent amount. The appraiser changed comps as per the broker's request and our CUW as part of the value review checked those comps and found them to be eligible for our subject property. CUW completed value review and the AV of $[Redacted] is a good one. Also, appraiser updated rent amount based on lease agreement. Previous information was a miscalculation. - Buyer-08/23/2024 <br> Open-\* DSCR is of by 0.494 Lender score 1.185<br> Rent income considered by lender $[Redacted] but the verified document $[Redacted] refer page #53 of 279. There is no other document in file to verify lender's income.<br> > Calculation : [Redacted] = 0.691 should be the actual score <br> Note: . DSCR score <1 is not allowed in the 2nd lien transaction. - Due Diligence Vendor-08/16/2024 |  | Resolved-lender sent in revised 1007 - Due Diligence Vendor-08/26/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2205412 |
| 420 |  | C A | Closed | FCRE1195 | 2024-08-16 16:30 | 2024-08-26 08:57 | Resolved | 1 - Information C A | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Resolved-Audited [Redacted] is less than or equal to Guideline [Redacted] - Due Diligence Vendor-08/26/2024 <br> Ready for Review-Document Uploaded. Please see attached updated appraisal and SSR forms to support appraised value and rent amount. The appraiser changed comps as per the broker's request and our CUW as part of the value review checked those comps and found them to be eligible for our subject property. CUW completed value review and the AV of $[Redacted] is a good one. Also, appraiser updated rent amount based on lease agreement. Previous information was a miscalculation. - Buyer-08/23/2024 <br> Open-Audited [Redacted] exceeds Guideline [Redacted] Appraisal pg.# 37 the Appraisal Value : $[Redacted] so CLTV is arriving to [Redacted]%. Per guide max CLTV for 2nd Lien Investment loan :[Redacted]%.<br> Note: Lender considered AV $[Redacted]and there is no supporting document for the same. UCDP doc on pg.29 & 31 does reflects AV $[Redacted] but the loan number is different.<br> - Due Diligence Vendor-08/16/2024 |  | Resolved-Audited [Redacted] is less than or equal to Guideline [Redacted] - Due Diligence Vendor-08/26/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2205323 |
| 421 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 422 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 423 |  | B A | Closed | FCRE1174 | 2024-08-20 08:06 | 2024-08-20 08:06 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-As per guide, The policy must cover all of the common elements and property (including machinery and equipment that are part of the building).<br> \*Exception form is provided to allow Master policy without equipment breakdown.<br> \*Approved Conditions: +0.25 to price, [Redacted] max.<br> \*Exception form is on page #13 of 394 - Due Diligence Vendor-08/20/2024 |  | Waived-As per guide, The policy must cover all of the common elements and property (including machinery and equipment that are part of the building).<br> \*Exception form is provided to allow Master policy without equipment breakdown.<br> \*Approved Conditions: +0.25 to price, [Redacted] max.<br> \*Exception form is on page #13 of 394 - Due Diligence Vendor-08/20/2024<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2218593 |
| 424 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 425 |  | B A | Closed | FCRE1174 | 2024-08-22 08:22 | 2024-08-22 08:22 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-pg 83<br> Condo does carry flood. borrower purchased own - Due Diligence Vendor-08/22/2024 |  | Waived-pg 83<br> Condo does carry flood. borrower purchased own - Due Diligence Vendor-08/22/2024<br>|  | No credit events past 40 months, 5+ years credit history, Credit score >40 points than minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 08/09/2024 +0.25 to pric | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2233872 |
| 426 |  | B A | Closed | FVAL5472 | 2024-08-23 14:53 | 2024-08-23 14:53 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Per guide each unit minimum GLA Should be 500 SQ Ft.<br> Exception provided for condo under 500 sqft<br> Exception form page#504<br> Approved With Conditions: +0.25 in price - Due Diligence Vendor-08/23/2024 |  | Waived-Per guide each unit minimum GLA Should be 500 SQ Ft.<br> Exception provided for condo under 500 sqft<br> Exception form page#504<br> Approved With Conditions: +0.25 in price - Due Diligence Vendor-08/23/2024<br>|  | DTI >=10% lower than loan program, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2246335 |
| 427 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 428 |  | B A | Closed | FCRE9991 | 2024-08-26 08:19 | 2024-08-27 12:42 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender confirms their calc is 35.06 and is within 1% of TPR - Due Diligence Vendor-08/27/2024 <br> Ready for Review-DTI is 35.055 % .Calculations are Liabilities ($[Redacted]) / income ($[Redacted] net income from subject property +$[Redacted] base income)=35.05531%<br> subject property is an investment we are not including full PITIA to liabilities ,in this case subject property will bring to borrower positive cash in amount of $[Redacted]. - Buyer-08/27/2024 <br> Open-Tape download had DTI as 35.06% - Lender's 1008/Approval reflect 35.86% - Due Diligence Vendor-08/26/2024 |  | Resolved-lender confirms their calc is 35.06 and is within 1% of TPR - Due Diligence Vendor-08/27/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2252532 |
| 428 |  | B A | Closed | FPRO116 | 2024-08-26 08:17 | 2024-08-26 08:17 | Waived | 2 - Non-Material B | Property | Property | Other Property/Value Finding | Waived-Page 311- Master Policy does not have wind coverage - Due Diligence Vendor-08/26/2024 |  | Waived-Page 311- Master Policy does not have wind coverage - Due Diligence Vendor-08/26/2024<br>|  | Revolving debt under 30%, Residual income > $3,000, DTI > 10% below program maximum,No mortgage pmt lates last 24 months, 5+ yrs credit history, No credit events past 48 months. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2252528 |
| 429 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 430 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 431 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 432 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 433 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 434 |  | B A | Closed | FCRE9802 | 2024-09-03 08:21 | 2024-09-03 08:21 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower is First Time Homebuyer and Program Does Not Allow This | Waived-Borrower cannot be first time homebuyer for this program Exception on page 8<br>DSCR w foreign home ownership last 3 years<br>Approved with conditions of 0.25 to price, [Redacted] max - Due Diligence Vendor-09/03/2024 |  | Waived-Borrower cannot be first time homebuyer for this program Exception on page 8<br>DSCR w foreign home ownership last 3 years<br>Approved with conditions of 0.25 to price, [Redacted] max - Due Diligence Vendor-09/03/2024<br>|  | No credit events past 40 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2296731 |
| 435 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 436 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 437 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 438 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 439 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 440 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 441 |  | B A | Closed | FCRE1174 | 2024-09-12 01:09 | 2024-09-12 03:58 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master policy does not covered wind coverage, however we have exception form in page#86 _[Redacted] 2.pdf - Due Diligence Vendor-09/12/2024 |  | Waived-Master policy does not covered wind coverage, however we have exception form in page#86 _[Redacted] 2.pdf - Due Diligence Vendor-09/12/2024 |  | 1. No mortgage late payments in the last 24 months- No Mortgage late payments in credit report #31_BAUTISTA 2.pdf <br> 2. 5+ years credit history - oldest tradeline is 11/01/1989<br> 3. Credit score >40 points than minimum required- FICO difference is 40 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2358262 |
| 442 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 443 |  | D A | Closed | FCRE1255 | 2024-09-13 10:17 | 2024-09-26 11:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Other Property Insurance Policy Missing | Resolved-we have this policy, appears the additional $80 was erroneous - Due Diligence Vendor-09/26/2024 <br> Ready for Review-Document Uploaded. Policy re-uploaded - Seller-09/26/2024 <br> Counter-page 235 is a signed page 2 of seller CD - Due Diligence Vendor-09/25/2024 <br> Ready for Review-Hazard insurance is 77.67 per month (page 235 of uploaded credit package is reflecting total premium $[Redacted]) $[Redacted] /1 2 months = $77.67 per months - Seller-09/24/2024 <br> Open-Supplemental Property Insurance $[Redacted] is considered in PITIA. However no supporting document is available in package. - Due Diligence Vendor-09/13/2024 | Ready for Review-Document Uploaded. Policy re-uploaded - Seller-09/26/2024 <br> Ready for Review-Hazard insurance is 77.67 per month (page 235 of uploaded credit package is reflecting total premium $[Redacted]) $[Redacted] /1 2 months = $77.67 per months - Seller-09/24/2024 | Resolved-we have this policy, appears the additional $80 was erroneous - Due Diligence Vendor-09/26/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2370829 |
| 443 |  | D A | Closed | 123ABJ | 2024-09-13 10:09 | 2024-09-26 11:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VVOE dated within 10 days consummation | Resolved-VVOE provided was missing from initial upload - Due Diligence Vendor-09/26/2024 <br>Ready for Review-Document Uploaded. VVOE re-uploaded. - Buyer-09/26/2024 <br>Counter-page 231 is a page from a prelim CD - Due Diligence Vendor-09/25/2024 <br>Ready for Review-VVOE was provided on page 231 of uploaded credit package - Buyer-09/24/2024 <br>Open- VOE is required for self employment business for Sch C.<br> Note: There is no LLC doc. - Due Diligence Vendor-09/13/2024 |  | Resolved-VVOE provided was missing from initial upload - Due Diligence Vendor-09/26/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2370731 |
| 443 |  | D A | Closed | FCRE9991 | 2024-09-16 13:42 | 2024-09-25 07:04 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender accepts DTI as is within tolerance - Due Diligence Vendor-09/25/2024 <br> Ready for Review-DTI is with in tolerance - Seller-09/24/2024 <br> Open-DTI is off by 1.18%. Lender DTI: 16.67 % and Verified DTI 15.49.%<br> \* PITI $[Redacted] and Income $[Redacted] : matches. Lender calculated other payment is $[Redacted]. However actual payment is $[Redacted]<br> > Reason: As per recent credit report below revolving account has zero balance . However lender has considered previous balance of total $92.00<br> >[Redacted] $52<br> > [Redacted] $40 - Due Diligence Vendor-09/16/2024 | Ready for Review-DTI is with in tolerance - Seller-09/24/2024<br>| Resolved-lender accepts DTI as is within tolerance - Due Diligence Vendor-09/25/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2384136 |
| 444 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 445 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 446 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 447 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 448 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 449 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 450 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 451 |  | A | Closed | FCRE9991 | 2024-09-24 14:05 | 2024-09-26 07:50 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender confirmed using fully amortized payment on IO - Due Diligence Vendor-09/26/2024 <br> Ready for Review-yes, 0.39 is correct. Qualifying payment $[Redacted]+taxes+hazard+assessments=$[Redacted]. Rental income $[Redacted]=0.39044121 - Buyer-09/26/2024 <br> Open-DSCR score is .39 using Principle and Interest payment fully amortized. note the loan is IO - Due Diligence Vendor-09/24/2024 |  | Resolved-lender confirmed using fully amortized payment on IO - Due Diligence Vendor-09/26/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2447930 |
| 452 |  | B A | Closed | FCRE1437 | 2024-09-24 16:24 | 2024-09-24 16:24 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-As per guide, Box 14 of WVOE (If Overtime or Bonus is Applicable, Is Its Continuance Likely?) must be checked.<br> \*Exception form is provided to allow to use bonus income even though box 14 of WVOE was not checked (employer says that it's against company policy)<br> \*Approved Conditions: 0.5 in price, max [Redacted]<br> \*Exception form is on page #75 of 130 - Due Diligence Vendor-09/24/2024 |  | Waived-As per guide, Box 14 of WVOE (If Overtime or Bonus is Applicable, Is Its Continuance Likely?) must be checked.<br> \*Exception form is provided to allow to use bonus income even though box 14 of WVOE was not checked (employer says that it's against company policy)<br> \*Approved Conditions: 0.5 in price, max [Redacted]<br> \*Exception form is on page #75 of 130 - Due Diligence Vendor-09/24/2024<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2449092 |
| 453 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 454 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 455 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 456 |  | B A | Closed | FCRE9650 | 2024-10-02 06:10 | 2024-10-04 12:41 | Resolved | 1 - Information B A | Credit | Missing Doc | Missing Lead Paint Disclosure on properties built before January 1, 1978. | Resolved-see bottom of page of contract - Due Diligence Vendor-10/04/2024 <br> Ready for Review-Document Uploaded. - Buyer-10/03/2024 <br> Open-Lead Based Paint Disclosure is 'Missing'. Missing Lead Paint Disclosure on properties built on or before December 31, 1977. Please provide Lead Based Paint Disclosure as it is missing in File. Subject property built on [Redacted] per Appraisal Report in page #82 Closing pkg - Due Diligence Vendor-10/02/2024 |  | Resolved-see bottom of page of contract - Due Diligence Vendor-10/04/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2502942 |
| 456 |  | B A | Closed | FCRE1248 | 2024-10-02 05:45 | 2024-10-02 06:19 | Waived | 2 - Non-Material B | Credit | Eligibility | Purchase is not considered to be an Arm's Length Transaction | Waived-Purchase is not considered to be an Arm's Length Transaction Subject property is non-arms length purchase from acquaintance per Appraisal Report page #82 Closing Pkg, However exception document in page #64 of Closing docs.pdf - Due Diligence Vendor-10/02/2024 |  | Waived-Purchase is not considered to be an Arm's Length Transaction Subject property is non-arms length purchase from acquaintance per Appraisal Report page #82 Closing Pkg, However exception document in page #64 of Closing docs.pdf - Due Diligence Vendor-10/02/2024<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months-no late payments for Mortgage tradelines in CBR page # 65 of Closing docs.pdf for last 2 years<br> No consumer late payments in the last 24 months-No Consumer late payments in CBR Page # 65 of Closing docs.pdf<br> LTV 10% below maximum-Audited LTV 65% & Maximum LTV 80% with difference 15% which is greater than 10% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2502694 |
| 457 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 458 |  | B A | Closed | FCRE6019 | 2024-10-06 08:20 | 2024-10-06 08:20 | Waived | 2 - Non-Material B | Credit | Missing Doc | Citizenship Documentation Not Provided | Waived-Page 548 - Exception to treat non perm bwr with a valid SSN as an ITIN bwr due to bwr not having an EAD card. - Due Diligence Vendor-10/06/2024 |  | Waived-Page 548 - Exception to treat non perm bwr with a valid SSN as an ITIN bwr due to bwr not having an EAD card. - Due Diligence Vendor-10/06/2024<br>|  | 5+ yrs credit history, Credit score > 40 points above program minimum, Bwr contribution exceeds 5%. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2536220 |
| 459 |  | C A | Closed | FCRE1253 | 2024-10-06 08:06 | 2024-10-10 10:48 | Resolved | 1 - Information C A | Credit | Eligibility | Missing Property Tax Cert | Resolved-lender provided the tax calculation - Due Diligence Vendor-10/10/2024 <br> Ready for Review-Document Uploaded. We use smart cert for the purchase transaction.<br>Please disregard the actual tax bill for Tax $[Redacted]. - Buyer-10/09/2024 <br> Open-Missing Property Tax Cert Tax cert present in page in 416 and 462 of [Redacted].pdf but it is not matching with the 1008 and 1003 document, considered tax amount from page #323 of [Redacted].pdf to match the DSCR, please provide updated Tax Cert. - Due Diligence Vendor-10/06/2024 |  | Resolved-lender provided the tax calculation - Due Diligence Vendor-10/10/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2536201 |
| 460 |  | B A | Closed | FVAL9739 | 2024-10-08 06:29 | 2024-10-08 10:32 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Consider invoices for documented improvements in value, Exception Form in the file page no #160 & 161. - Due Diligence Vendor-10/08/2024 |  | Waived-Consider invoices for documented improvements in value, Exception Form in the file page no #160 & 161. - Due Diligence Vendor-10/08/2024<br>|  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2. 5+ years credit history- Oldest tradeline date in CBR page no #3 is 05/02/2016,<br> 3. No consumer late payments in the last 24 months- No Late payments for Revolving and Installment Accounts. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 2549047 |
| 461 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 462 |  | C A | Closed | FCRE1148 | 2024-10-10 05:12 | 2024-10-18 15:13 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-updated title now present - Due Diligence Vendor-10/18/2024 <br> Ready for Review-Document Uploaded. Please find attached<br> updated Title Commitment regarding the subject transaction.<br>the proposed amount of insurance is $[Redacted] (to match the loan amount) - Buyer-10/18/2024 <br> Open-Title Coverage Amount of $[Redacted] is Less than Total Amount of Subject Lien(s) of $[Redacted]Please provide updated Title Report or Supplemental Report as Title Coverage Amount of $[Redacted] is Less than Total Amount $[Redacted], - Due Diligence Vendor-10/10/2024 |  | Resolved-updated title now present - Due Diligence Vendor-10/18/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2566618 |
| 463 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 464 |  | B A | Closed | FCRE1171 | 2024-10-11 01:04 | 2024-10-11 01:04 | Waived | 2 - Non-Material B | Credit | Insurance | Flood Insurance Required | Waived-We have Separate Flood Insurance on a Condo property. Related Exception form in the file page no #58-Credit Package.pdf. - Due Diligence Vendor-10/11/2024 |  | Waived-We have Separate Flood Insurance on a Condo property. Related Exception form in the file page no #58-Credit Package.pdf. - Due Diligence Vendor-10/11/2024<br>|  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 2. 5+ years credit history- Oldest tradeline date in CBR page # 406 of Credit Package.pdf is 03/01/2006<br> 3. Borrower contribution exceeds requirement >=5%- Borrower contribution is nearly 31.46% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2575194 |
| 465 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 466 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 467 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 468 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 469 |  | C A | Closed | FCRE1440 | 2024-10-21 08:26 | 2025-12-18 04:24 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Detail provided clears findings - Due Diligence Vendor-10/23/2024 <br> Ready for Review-Document Uploaded. Email with SUW dd condition<br> page 6 credit report - 008, 009 - Buyer-10/22/2024 <br> Open-Housing History Does Not Meet Guideline Requirements Prior 1031 properties has mortgages but no ratings in file - pages 748, 757. Both with [Redacted] - - Due Diligence Vendor-10/21/2024 |  | Resolved-Detail provided clears findings - Due Diligence Vendor-10/23/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2646376 |
| 470 |  | D B A | Closed | FCRE5116 | 2024-10-21 01:21 | 2025-12-18 04:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-not closed yet - Due Diligence Vendor-10/29/2024 <br> Ready for Review-Mortgage for REO "[Redacted] with balance "$[Redacted]" is a concurrent loan [Redacted]. The loan is not closed yet. - Buyer-10/28/2024 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify Mortgage for REO "[Redacted] with balance "$[Redacted]" - Due Diligence Vendor-10/21/2024 |  | Resolved-not closed yet - Due Diligence Vendor-10/29/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2643544 |
| 470 |  | D B A | Closed | FPRO1251 | 2024-10-21 02:29 | 2024-10-23 07:49 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-Property is Zoned AG1, Exception form in the file page no is $251-[Redacted].pdf - Due Diligence Vendor-10/21/2024 |  | Waived-Property is Zoned AG1, Exception form in the file page no is $251-[Redacted].pdf - Due Diligence Vendor-10/21/2024 |  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 2., No consumer late payments in the last 24 months - No Consumer late payments in past 24 months per CBR Page #137- Buddington.pdf.<br> 3. No mortgage late payments in the last 24 months- No Late payments for Mortgage Tradelines per CBR Page #137- Buddington.pdf. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2643743 |
| 471 |  | B A | Closed | FCRE0409 | 2024-10-21 05:52 | 2024-10-25 07:26 | Waived | 2 - Non-Material B | Credit | Eligibility | Subject loan Junior Lien program not qualified under guidelines - Ineligible First Lien program | Waived-first lien is Interest only, Exception Form in the file page no #309- Closing docs.pdf - Due Diligence Vendor-10/21/2024 |  | Waived-first lien is Interest only, Exception Form in the file page no #309- Closing docs.pdf - Due Diligence Vendor-10/21/2024<br>|  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 2. No consumer late payments in the last 24 months- No Consumer late payments in CBR Page #37- Closing docs.pdf<br> 3. Credit score 40 points higher | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2644689 |
| 472 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 473 |  | D B C A | Closed | FCRE1479 | 2024-10-22 12:29 | 2024-10-24 15:13 | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-all pages present - Due Diligence Vendor-10/24/2024 <br> Ready for Review-Document Uploaded. Please review uploaded bank statement with all 3 pages - Buyer-10/24/2024 <br> Open-Asset Record 1 Does Not Meet G/L Requirements Bank Statement [Redacted] refer page#62, 2 pages is missing. - Due Diligence Vendor-10/22/2024 |  | Resolved-all pages present - Due Diligence Vendor-10/24/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2658695 |
| 473 |  | D B C A | Closed | FVAL1310 | 2024-10-22 12:51 | 2024-10-24 07:47 | Resolved | 1 - Information D A | Property | Missing Doc | Missing HOA/Condo Certification | Resolved-lender approval now present - Due Diligence Vendor-10/24/2024 <br>Ready for Review-Document Uploaded. Please review condo approval - Buyer-10/23/2024 <br>Open-Condo Certification document is missing - Due Diligence Vendor-10/22/2024 |  | Resolved-lender approval now present - Due Diligence Vendor-10/24/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2658948 |
| 473 |  | D B C A | Closed | FVAL5474 | 2024-10-22 12:50 | 2024-10-22 12:50 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Exception provide for No info on safety and assessment<br> Exception form page#459<br> Approved With Conditions :+ 0.25 to price, [Redacted] max - Due Diligence Vendor-10/22/2024 |  | Waived-Exception provide for No info on safety and assessment<br> Exception form page#459<br> Approved With Conditions :+ 0.25 to price, [Redacted] max - Due Diligence Vendor-10/22/2024<br>|  | 5 years on current job, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, 11-year clear credit history. 7 years on the job, 17 years in the same line of profession. Several income sources, DTI is lower 42%. Value supported. Preferred broker. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2658945 |
| 474 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 475 |  | C A B | Closed | FVAL9739 | 2024-10-23 10:43 | 2024-10-30 07:48 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-lender changed value to last sale price and still qualifies - Due Diligence Vendor-10/30/2024 <br> Ready for Review-Document Uploaded. Appraised value was updated to the last purchase price, please see Lock Confirmation. - Buyer-10/30/2024 <br> Counter-Disagree. The issue is the value used. Per guides for a rate and term : 4.2.2 If the subject property was acquired greater than twelve (12) months from note date, the appraised value will be used to determine LTV/CLTV. If the property was acquired less than or equal to twelve (12) months from the note date, the lesser of the current appraised value or purchase price plus documented improvements (if any) will be used to determine LTV/CLTV. - Due Diligence Vendor-10/29/2024 <br> Ready for Review-Document Uploaded. Appraised value is taken as per appraisal report. For property purchased less than 12 months ago, loan amount cannot exceed allowed limits per rate sheet ([Redacted]% max LTV which is [Redacted]). - Buyer-10/28/2024 <br> Open-missing [Redacted] doc improvements to use appriased value. Property purchased less than 12 months so need to use lesser of sale price + improvements or appr value. Sale price was [Redacted] seasoned Pg. 511 - Due Diligence Vendor-10/23/2024 |  | Resolved-lender changed value to last sale price and still qualifies - Due Diligence Vendor-10/30/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 2666302 |
| 475 |  | C A B | Closed | FCRE6207 | 2024-10-23 10:15 | 2024-10-29 11:03 | Resolved | 1 - Information B A | Credit | Title | Subject Property Address on Note does not match Title Insurance | Resolved-full address now present - Due Diligence Vendor-10/29/2024 <br>Ready for Review-Document Uploaded. Please see title commitment with subject property address. - Buyer-10/28/2024 <br>Open-Subject Property Address on Note does not match Title Insurance. missing city state and zip code - Due Diligence Vendor-10/23/2024 |  | Resolved-full address now present - Due Diligence Vendor-10/29/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 2665988 |
| 476 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 477 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 478 |  | C A | Closed | FCRE1194 | 2024-10-23 14:27 | 2024-10-28 13:36 | Resolved | 1 - Information C A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-closing costs financed in up to 2% allowed - Due Diligence Vendor-10/28/2024 <br> Ready for Review-According to Lock Confirmation 2% financed added, must be priced as [Redacted], Limited review allowed - Buyer-10/28/2024 <br> Open-- Condo > [Redacted] state> Limited review : Per Guideline maximum [Redacted] on an investment loan. Calculated with using Sales price (lesser) [Redacted]% - Due Diligence Vendor-10/25/2024 |  | Resolved-closing costs financed in up to 2% allowed - Due Diligence Vendor-10/28/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2668821 |
| 479 |  | D A | Closed | FCRE8012 | 2024-10-23 16:31 | 2024-10-29 13:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Purchase Contract | Resolved-contract now present - Due Diligence Vendor-10/29/2024 <br>Ready for Review-Document Uploaded. Purchase contract provided - Buyer-10/28/2024 <br>Open-Missing Purchase Contract - Due Diligence Vendor-10/23/2024 |  | Resolved-contract now present - Due Diligence Vendor-10/29/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2669628 |
| 480 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 481 |  | B A | Closed | FCRE9802 | 2024-10-24 07:17 | 2024-10-28 04:33 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower is First Time Homebuyer and Program Does Not Allow This | Waived-Borrower cannot be first time homebuyer for this program - Exception Form in the file page no #32- [Redacted].pdf. - Due Diligence Vendor-10/24/2024 |  | Waived-Borrower cannot be first time homebuyer for this program - Exception Form in the file page no #32- [Redacted].pdf. - Due Diligence Vendor-10/24/2024 |  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 2. 5+ years credit history- Oldest tradeline date in CBR page # 138 of Oyon2.pdf is 03/01/2003,<br> 3. No consumer late payments in the last 24 months- No Consumer late payments in past 24 months per CBR Page #138- No Consumer late payments in past 24 months per CBR Page | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2672286 |
| 482 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 483 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 484 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 485 |  | D B A | Closed | FPRO1242 | 2024-10-24 15:38 | 2024-10-28 08:04 | Resolved | 1 - Information D A | Property | Missing Doc | Appraisal is Missing | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-10/28/2024 <br>Resolved-appraisal provided - Due Diligence Vendor-10/28/2024 <br>Ready for Review-Document Uploaded. - Buyer-10/28/2024 <br>Open-Appraisal is Missing No appraisal in file - Due Diligence Vendor-10/24/2024 |  | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-10/28/2024 <br>Resolved-appraisal provided - Due Diligence Vendor-10/28/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2677686 |
| 485 |  | D B A | Closed | FCRE8705 | 2024-10-24 15:52 | 2024-10-24 15:52 | Waived | 2 - Non-Material B | Credit | Eligibility | Excessive Seller Contributions | Waived-Exception on page 85<br>Allow 6% Seller concession New Const Investment [Redacted]% LTV PUD<br>Approved with conditions of +0.25 - Due Diligence Vendor-10/24/2024 |  | Waived-Exception on page 85<br>Allow 6% Seller concession New Const Investment [Redacted]% LTV PUD<br>Approved with conditions of +0.25 - Due Diligence Vendor-10/24/2024 |  | No mortgage late payments in the last 24 months, 5+ years credit history, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2677769 |
| 486 |  | B A | Closed | FCRE3466 | 2024-10-25 20:37 | 2024-10-25 20:37 | Waived | 2 - Non-Material B | Credit | Missing Doc | Missing evidence of sufficient insurance for condo project | Waived-Master Condo policy doesn't include Ordinance or law and Wind/hail. - Due Diligence Vendor-10/26/2024 |  | Waived-Master Condo policy doesn't include Ordinance or law and Wind/hail. - Due Diligence Vendor-10/26/2024<br>|  | No credit events past 40 months, no mortgage late payments in the last 24 months, and 5+ years credit history. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2687755 |
| 487 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 488 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 489 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 490 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 491 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 492 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 493 |  | B A | Closed | FCRE8860 | 2024-11-04 14:24 | 2024-11-04 14:35 | Waived | 2 - Non-Material B | Credit | Income/Employment | Audited DSCR does not meet guidelines requirements | Waived--As per Guide if Transaction type is Purchase and lease agreement is used for Rental Income it should be on Seller name with 2 months of proof.<br> - Exception from provided to allow Lease agreement in the name of buyer.<br> - Exception form on pg. no 357 of 445<br> - Approved Condition :- 2 month proof of payment received by borrower is required, DSCR>1 required - Due Diligence Vendor-11/04/2024 |  | Waived--As per Guide if Transaction type is Purchase and lease agreement is used for Rental Income it should be on Seller name with 2 months of proof.<br> - Exception from provided to allow Lease agreement in the name of buyer.<br> - Exception form on pg. no 357 of 445<br> - Approved Condition :- 2 month proof of payment received by borrower is required, DSCR>1 required - Due Diligence Vendor-11/04/2024<br>|  | No credit events past 40 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2740590 |
| 494 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 495 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 496 |  | D A | Closed | FCRE1157 | 2024-11-06 04:17 | 2024-11-07 08:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-11/07/2024 <br> Ready for Review-Document Uploaded. Please find attached - Buyer-11/07/2024 <br> Open-Missing Hazard Insurance Policy Hazard Insurance Policy is missing in the file, Provided Hazard insurance policy is not for Subject Property in page no #92- [Redacted] 2.pdf. - Due Diligence Vendor-11/06/2024 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-11/07/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2751497 |
| 497 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 498 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 499 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 500 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 501 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 502 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 503 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 504 |  | B A | Closed | FCRE9991 | 2024-11-13 12:57 | 2024-11-19 10:13 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-tape updated - Due Diligence Vendor-11/19/2024 <br> Ready for Review-Document Uploaded. Please see attached revised Lock Confirmation, 1008 and tape - Buyer-11/19/2024 <br> Open-\*DSCR score is off by 0.196%. Lender DSCR Score is 1.002% <br> - Docs in file, 1007 page 66 of 242 , lease agreement 107 of 157 , Rent income reflect $[Redacted]<br> - Rental Income matches whereas PITI is miss- matches as lender calculated Twice T&I in PITI<br> - 1St lien P&I should be $[Redacted] and lender considered as [Redacted]<br> - DSCR score should be 1.198% :- $[Redacted]. - Due Diligence Vendor-11/13/2024 |  | Resolved-tape updated - Due Diligence Vendor-11/19/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 2804017 |
| 504 |  | B A | Closed | FCRE1195 | 2024-11-13 13:01 | 2024-11-13 13:01 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Waived--As per Exception form [Redacted] was allowed when Loan amount is [Redacted]<br> - Exception form provided to allow [Redacted] loan amount as CLTV reduce below [Redacted]% after appraised value Projection<br> - Exception from on pg., no 132 of 157<br> - Approved Condition - As is - Due Diligence Vendor-11/13/2024 |  | Waived--As per Exception form [Redacted] was allowed when Loan amount is [Redacted]<br> - Exception form provided to allow [Redacted] loan amount as CLTV reduce below [Redacted]% after appraised value Projection<br> - Exception from on pg., no 132 of 157<br> - Approved Condition - As is - Due Diligence Vendor-11/13/2024 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2804066 |
| 505 |  | B A | Closed | FCRE2828 | 2024-11-15 09:44 | 2024-11-15 09:44 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Modification and Program Does Not Allow This | Waived- - lender granted exception for Loan modification within 48 months - page 225 - Due Diligence Vendor-11/15/2024 |  | Waived- - lender granted exception for Loan modification within 48 months - page 225 - Due Diligence Vendor-11/15/2024<br>|  | 5 years on current job, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2820478 |
| 506 |  | B A | Closed | FCRE4805 | 2024-11-20 07:55 | 2024-11-20 07:56 | Waived | 2 - Non-Material B | Credit | Eligibility | Trust/POA Does Not Meet Guideline Requirements | Waived-Trust/POA Does Not Meet Guideline Requirements Enhanced Life Estate vesting<br> Pg 91 <br> - Due Diligence Vendor-11/20/2024 |  | Waived-Trust/POA Does Not Meet Guideline Requirements Enhanced Life Estate vesting<br> Pg 91 <br> - Due Diligence Vendor-11/20/2024<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 08/26/2024 Max cltv 45 | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2847624 |
| 507 |  | B A | Closed | FCRE1174 | 2024-11-20 07:21 | 2024-11-20 07:23 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master Condo Insurance Policy Partially Provided - Building Ordinance or Law Endorsement is missing in Condo Master Policy <br> - Exception form is provided to allow Master Policy without covering Building Ordinance or Law Endorsement Coverage<br> - Exception form Pg. no 65 of 219.<br> - Approved Condition :- 0.25 in price - Due Diligence Vendor-11/20/2024 |  | Waived-Master Condo Insurance Policy Partially Provided - Building Ordinance or Law Endorsement is missing in Condo Master Policy <br> - Exception form is provided to allow Master Policy without covering Building Ordinance or Law Endorsement Coverage<br> - Exception form Pg. no 65 of 219.<br> - Approved Condition :- 0.25 in price - Due Diligence Vendor-11/20/2024<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Experienced investor with 3+ properties | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2847319 |
| 508 |  | B A | Closed | FVAL5474 | 2024-11-20 10:58 | 2024-11-20 10:58 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived- - lender granted exception for one single entity owns 7 units - page 24 - Due Diligence Vendor-11/20/2024 |  | Waived- - lender granted exception for one single entity owns 7 units - page 24 - Due Diligence Vendor-11/20/2024<br>|  | 5 years on current job, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2850022 |
| 509 |  | C B A | Closed | FCRE1995 | 2024-11-21 03:23 | 2024-12-03 09:29 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-backed out - Due Diligence Vendor-12/03/2024 <br> Ready for Review-Document Uploaded. [Redacted] EMD was backed out excessive funds, no evidence required. Please see the notes in file. - Buyer-12/02/2024 <br> Open-earnest deposit of $[Redacted] is reflecting in final 1003(page #62 of [Redacted] ID#[Redacted]) and Final CD (page # 8 of [Redacted] ID#[Redacted]), supporting documents are missing in file - Due Diligence Vendor-11/21/2024 |  | Resolved-backed out - Due Diligence Vendor-12/03/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2854343 |
| 509 |  | C B A | Closed | FCRE1164 | 2024-11-21 03:15 | 2024-11-21 04:34 | Waived | 2 - Non-Material B | Credit | Missing Doc | Flood Insurance Policy Missing | Waived-Missing Flood Insurance Policy Exception document in page# 305 of Credit Package.pdf to Allow Standalone flood policy - Due Diligence Vendor-11/21/2024 |  | Waived-Missing Flood Insurance Policy Exception document in page# 305 of Credit Package.pdf to Allow Standalone flood policy - Due Diligence Vendor-11/21/2024<br>|  | No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months-No Consumer late payments in CBR Page #433 of Credit Package.pdf<br> 5+ years credit history-Oldest tradeline date in CBR page # 101 of Credit Package.pdf is 12/01/2005 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2854315 |
| 510 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 511 |  | B A | Closed | FVAL5474 | 2024-11-25 04:38 | 2024-11-25 07:05 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Number of owner occupants and second home owners, Exception Form in the file in page no #124- Credit Package.pdf - Due Diligence Vendor-11/25/2024 |  | Waived-Number of owner occupants and second home owners, Exception Form in the file in page no #124- Credit Package.pdf - Due Diligence Vendor-11/25/2024<br>|  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 2. 5+ years credit history- Oldest tradeline date in CBR page # 420 of Credit Package.pdf is 12/01/2015,<br> 3. No consumer late payments in the last 24 months- No Consumer late payments in CBR Page #420 of Credit Package.pdf, latest late payment is on 12/2019<br> 4. Credit score >40 points than minimum required- Audited FICO is 796, Maximum Guideline FICO is 680, difference is 116, Which is greater than 40,<br> 5. Reserves >6 month- Calculated Reserves in File is 111.85 Months. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2874563 |
| 512 |  | B A | Closed | FCRE6589 | 2024-11-26 04:00 | 2024-11-26 07:36 | Waived | 2 - Non-Material B | Credit | Borrower | Fraud: Potential Occupancy/Current Address Issues identified in the file | Waived-Borrower temporarily staying in subject property while primary residence is being remodeled. LOE in file and driver's license reflects primary residence address, Exception Form in the file page no #266- Credit Package.pdf - Due Diligence Vendor-11/26/2024 |  | Waived-Borrower temporarily staying in subject property while primary residence is being remodeled. LOE in file and driver's license reflects primary residence address, Exception Form in the file page no #266- Credit Package.pdf - Due Diligence Vendor-11/26/2024<br>|  | 1. Revolving debt is under 30%- Revolving Payment is $119 with in the 30%, All other Monthly Payment is $$11,157,<br> 2. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 3. 5+ years credit history- Oldest tradeline date in CBR page # 329 of Credit Package.pdf is 07/26/1989,<br> 4. No mortgage late payments in the last 24 months- No mortgage late payments in CBR Page #329 of Credit Package.pdf,<br> 5. No consumer late payments in the last 24 months- No consumer late payments in CBR Page #329 of Credit Package.pdf,<br> 6. Credit score >40 points than minimum required- Audited FICO is 780, Guideline Max FICO 680, Difference is 100, which is Greater than 100,<br> 7. Reserves >6 months- Calculated Reserves in the file is 24.52. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2883620 |
| 513 |  | B A | Closed | FCRE9991 | 2024-11-26 06:21 | 2024-11-27 08:07 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR score matches as lender included a liability ins premium - Due Diligence Vendor-11/27/2024 <br> Ready for Review-DSCR calculation: Rent amount $[Redacted] / PITIA $[Redacted] = 1.108. This is the calculation we used for DSCR and it is the number displayed in provided tape. Please provide your calculation since it's unclear how DSCR 1.144 was calculated - Buyer-11/26/2024 <br> Open-Originator DSCR Is 1.108 and the Calculated DSCR is 1.144 , the Variance is 0.036.<br> Calculated Rent amount from 1007 in page #14_[Redacted].pdf<br> DSCR calculation : Rent amount $[Redacted] / PITIA $[Redacted] = 1.108. Lender considered $49.88 in DSCR calculation but unable to find the supporting document to verify the amount - Due Diligence Vendor-11/26/2024 |  | Resolved-DSCR score matches as lender included a liability ins premium - Due Diligence Vendor-11/27/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2884257 |
| 513 |  | B A | Closed | FCRE1174 | 2024-11-26 06:16 | 2024-11-26 11:12 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master Condo Insurance Policy Partially Provided : Building Ordinance<br> or Law Endorsement is not included to master policy, and it is not possible to confirm that this insurance is not applicable., However we have exception form in page#94_[Redacted].pdf - Due Diligence Vendor-11/26/2024 |  | Waived-Master Condo Insurance Policy Partially Provided : Building Ordinance<br> or Law Endorsement is not included to master policy, and it is not possible to confirm that this insurance is not applicable., However we have exception form in page#94_[Redacted].pdf - Due Diligence Vendor-11/26/2024 |  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months- No late payments for mortgage tradelines <br> 5+ years credit history - Oldest tradeline date in CBR page #153_Longart Matheus1.pdf is 09/10/2010<br> No consumer late payments in the last 24 months - No Consumer late payments in past 24 months per CBR Page #153_Longart Matheus1.pdf. Existing late payments till 03/2021<br> LTV 10% below maximum- Qualifying LTV is 70% and Guideline LTV is 80%, variance is 10%<br> Credit score >40 points than minimum required - Qualifying FICO is 725 and Guideline Min FICO is 640, variance is 85 i.e > 40<br> Experienced investor with 3+ properties - Borrower already owns 3 Investment properties per Final 1003 page #70,71_Signed closing pkg.pdf | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2884231 |
| 514 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 515 |  | D B A | Closed | FCRE5116 | 2024-12-02 04:27 | 2025-12-18 03:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-now present - Due Diligence Vendor-12/03/2024 <br> Ready for Review-Document Uploaded. - Buyer-12/03/2024 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation for REO "[Redacted]" as Final 1003 states property to be sold on or before closing. Mortgage statement required if Tradeline with balance amount $[Redacted] is Active - Due Diligence Vendor-12/02/2024 |  | Resolved-now present - Due Diligence Vendor-12/03/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2904496 |
| 515 |  | D B A | Closed | FVAL5524 | 2024-12-02 01:26 | 2024-12-02 04:15 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Manufactured property rural, however we have exception form in page#408_Closing docs.pdf - Due Diligence Vendor-12/02/2024 |  | Waived-Manufactured property rural, however we have exception form in page#408_Closing docs.pdf - Due Diligence Vendor-12/02/2024<br>|  | 1. No mortgage late payments in the last 24 months - No Mortgage late payments in past 24 months per CBR Page #269,270_Closing docs.pdf. Existing late payments till 02/2019<br> 2. 5+ years credit history - Oldest tradeline date in CBR page #269,270_Closing docs.pdf is 10/07/2002<br> 3. No consumer late payments in the last 24 months - No Consumer late payments in CBR Page #269,270_Closing docs.pdf | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2904107 |
| 516 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 517 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 518 |  | C B A | Closed | FCRE1995 | 2024-12-03 02:50 | 2024-12-06 07:13 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-backed out - Due Diligence Vendor-12/06/2024 <br> Ready for Review-Document Uploaded. EMD was backed out of savings. - Buyer-12/05/2024 <br> Open-Please Provide Supporting document for Earnest Money Deposit $[Redacted]. - Due Diligence Vendor-12/03/2024 |  | Resolved-backed out - Due Diligence Vendor-12/06/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2915836 |
| 518 |  | C B A | Closed | FVAL5472 | 2024-12-03 03:05 | 2024-12-03 05:06 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Gross living area < 500 square feet, Exception Form in the File page no #442- Credit Package.pdf - Due Diligence Vendor-12/03/2024 |  | Waived-Gross living area < 500 square feet, Exception Form in the File page no #442- Credit Package.pdf - Due Diligence Vendor-12/03/2024<br>|  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2. No Mortgage late payments in the last 24 months- No Mortgage late payments in past 24 months per CBR Page #512- Credit Package,<br> 3. No consumer late payments in the last 24 months- No Consumer late payments in past 24 months per CBR Page #512- Credit Package, | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2915873 |
| 518 |  | C B A | Closed | FPRO1251 | 2024-12-03 03:06 | 2024-12-03 05:06 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-New zoning type commercial high intensity zoning with over supply, Exception Form in the file page no #443- Credit Package, - Due Diligence Vendor-12/03/2024 |  | Waived-New zoning type commercial high intensity zoning with over supply, Exception Form in the file page no #443- Credit Package, - Due Diligence Vendor-12/03/2024<br>|  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2. No Mortgage late payments in the last 24 months- No Mortgage late payments in past 24 months per CBR Page #512- Credit Package,<br> 3. No consumer late payments in the last 24 months- No Consumer late payments in past 24 months per CBR Page #512- Credit Package, | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2915876 |
| 519 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 520 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 521 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 522 |  | B A | Closed | FCRE8944 | 2024-12-10 00:08 | 2024-12-10 02:13 | Waived | 2 - Non-Material B | Credit | Eligibility | Credit History - Derogatory Accounts Without Sufficient Explanation | Waived-Mortgage derogatory account in Supplemental Report Page #198 [Redacted].pdf with 30-day late payments in last 12 months on 09/24 which is not allowed per Guidelines Page #8 Point 2.1. However, related exception is in Page # 366 of [Redacted].pdf, and related Credit explanation is in page # 151 & 152 of [Redacted].pdf - Due Diligence Vendor-12/10/2024 |  | Waived-Mortgage derogatory account in Supplemental Report Page #198 [Redacted].pdf with 30-day late payments in last 12 months on 09/24 which is not allowed per Guidelines Page #8 Point 2.1. However, related exception is in Page # 366 of [Redacted].pdf, and related Credit explanation is in page # 151 & 152 of [Redacted].pdf - Due Diligence Vendor-12/10/2024 |  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 5+ years credit history- Oldest tradeline date in CBR page # 472 of [Redacted].pdf is 03/01/2006<br> No consumer late payments in the last 24 months-No Consumer late payments in CBR Page #472 of [Redacted].pdf<br> Experienced investor-Borrower already owns 3 REO Investment properties per Final 1003 in Page #53 of Untitled | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2968186 |
| 523 |  | B A | Closed | FVAL9739 | 2024-12-10 06:54 | 2024-12-10 06:54 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Exception form provided for Looking for exception for property that's legal non-conforming. Per the appraisal the property can be rebuilt to the same non conformity if destroyed. low LTV loan<br> Exception form page#322 of 404<br> Approved With Conditions: +0.25 to price<br> - Due Diligence Vendor-12/10/2024 |  | Waived-Exception form provided for Looking for exception for property that's legal non-conforming. Per the appraisal the property can be rebuilt to the same non conformity if destroyed. low LTV loan<br> Exception form page#322 of 404<br> Approved With Conditions: +0.25 to price<br> - Due Diligence Vendor-12/10/2024<br>|  | No credit events past 40 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2969557 |
| 524 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 525 |  | C B A | Closed | FCRE1995 | 2024-12-13 02:25 | 2024-12-17 09:27 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-Backed out - Due Diligence Vendor-12/17/2024 <br> Ready for Review-Document Uploaded. EMD of amount $[Redacted] was backed out - Buyer-12/16/2024 <br> Open-Earnest deposit of amount $[Redacted] is reflecting in final 1003(page # 93 of signed closing pkg) and final CD(page # 22 of signed closing pkg) supporting documents are missing in file - Due Diligence Vendor-12/13/2024 |  | Resolved-Backed out - Due Diligence Vendor-12/17/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2999091 |
| 525 |  | C B A | Closed | FVAL9739 | 2024-12-13 01:56 | 2024-12-13 05:46 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Property values are declining and over-supply as per appraisal Report Page #12_[Redacted].pdf, however exception document in page# 18 of [Redacted].pdf - Due Diligence Vendor-12/13/2024 |  | Waived-Property values are declining and over-supply as per appraisal Report Page #12_[Redacted].pdf, however exception document in page# 18 of [Redacted].pdf - Due Diligence Vendor-12/13/2024 |  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months-No Consumer late payments in CBR Page #530 of Rengel De Camps2.pdf<br> Credit score >40 points than minimum required-Audited FICO 773 and Guideline maximum FICO 620 with difference 153 which is greater than 40<br> Borrower contribution exceeds requirement >=5%- Borrower contribution is nearly 42.23%<br> borrower is an experienced investor who owns 9 properties-Borrower already owns 11 REO Investment property in Florida per Final 1003 in Page #93 of signed closing pkg | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2999047 |
| 526 |  | C B A | Closed | FCRE8459 | 2024-12-13 10:02 | 2024-12-23 15:29 | Resolved | 1 - Information C A | Credit | Eligibility | Borrower Entity Ownership does not meet guidelines | Resolved-lender has reviewed names and accepted variations - Due Diligence Vendor-12/23/2024 <br>Ready for Review-Document Uploaded. Please see comment provided by Sr. UW - Buyer-12/23/2024 <br>Open-Vesting Business doc : pg.#30 Operating agreement borrower's first name spell is not matching with the Final docs. Neither any AKA is signed for the same. This is the only proof to verify Ownership and % of owners. (Cert pg.# 13 to refer for transfer of ownership to the borrower from another member. Articles of ass. reads other members name.) - Due Diligence Vendor-12/13/2024 |  | Resolved-lender has reviewed names and accepted variations - Due Diligence Vendor-12/23/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3002542 |
| 526 |  | C B A | Closed | FVAL5472 | 2024-12-13 09:28 | 2024-12-13 09:28 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived--Asper guide house size should be more than 500 SQ. Ft<br> - Exception form provided to allow House size less than 500 SQ.FT<br> - Exception form on Pg. no 32 of 173<br> Approved condition :- 0.25 to price, [Redacted] max - Due Diligence Vendor-12/13/2024 |  | Waived--Asper guide house size should be more than 500 SQ. Ft<br> - Exception form provided to allow House size less than 500 SQ.FT<br> - Exception form on Pg. no 32 of 173<br> Approved condition :- 0.25 to price, [Redacted] max - Due Diligence Vendor-12/13/2024<br>|  | No credit events past 40 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3002160 |
| 527 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 528 |  | D B A | Closed | FCRE5116 | 2024-12-17 23:51 | 2025-12-18 04:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-not closed yet. - Due Diligence Vendor-12/19/2024 <br> Ready for Review-Document Uploaded. Please review note for [Redacted] is not closed yet. - Buyer-12/19/2024 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify Mortgage for below REO's - <br> 1. "[Redacted] with balance $[Redacted]"<br> 2. "[Redacted] with balance $[Redacted]" - Due Diligence Vendor-12/18/2024 |  | Resolved-not closed yet. - Due Diligence Vendor-12/19/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3029214 |
| 528 |  | D B A | Closed | FCRE1728 | 2024-12-18 01:13 | 2024-12-19 09:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing rent comparable schedule form 1007 | Resolved-now present - Due Diligence Vendor-12/19/2024 <br>Ready for Review-Document Uploaded. Please revie wuploaded appraisal with 1007 - Buyer-12/19/2024 <br>Open-Rent comparable schedule form 1007 is missing in file. Please provide Rent Schedule or Lease Agreement - Due Diligence Vendor-12/18/2024 |  | Resolved-now present - Due Diligence Vendor-12/19/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3029352 |
| 528 |  | D B A | Closed | FCRE9991 | 2024-12-18 01:16 | 2024-12-19 09:15 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR now matches - Due Diligence Vendor-12/19/2024 <br> Ready for Review-Document Uploaded. DSCR is 0.791 based to 1007 uploaded . - Seller-12/19/2024 <br> Open-Calculated DSCR 0 not matching with Originator DSCR 0.931 as unable to verify the Rent amount. Finding added requesting the rent Schedule.<br> DSCR calculation as follows-Rent amount $0 / PITIA $[Redacted]=0 - Due Diligence Vendor-12/18/2024 | Ready for Review-Document Uploaded. DSCR is 0.791 based to 1007 uploaded . - Seller-12/19/2024<br>| Resolved-DSCR now matches - Due Diligence Vendor-12/19/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3029359 |
| 528 |  | D B A | Closed | FCRE1995 | 2024-12-18 00:44 | 2024-12-19 09:11 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-emd backed out - Due Diligence Vendor-12/19/2024 <br> Ready for Review-EMD was bakcked out from [Redacted] - Buyer-12/19/2024 <br> Open-Earnest Deposit of $[Redacted] is reflecting in Final 1003(page #259 of 891) & Final CD (page # 182 of 891), supporting documents are missing in file - Due Diligence Vendor-12/18/2024 |  | Resolved-emd backed out - Due Diligence Vendor-12/19/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3029302 |
| 528 |  | D B A | Closed | FVAL9739 | 2024-12-18 00:53 | 2024-12-18 04:05 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Property values are declining as per appraisal Report Page #13, however exception document in page # 462 of 891 - Due Diligence Vendor-12/18/2024 |  | Waived-Property values are declining as per appraisal Report Page #13, however exception document in page # 462 of 891 - Due Diligence Vendor-12/18/2024<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months-No Consumer late payments in CBR Page #877 of 891<br> Credit score >40 points than minimum required-Audited FICO 773 and Guideline maximum FICO 640 with difference 133 which is greater than 40<br> Borrower contribution exceeds requirement >=5%-Borrower contribution is nearly 37.99%<br> borrower is an experienced investor who owns 9 properties-Borrower already owns 10 REO Investment property in Florida per Final 1003 in Page #258 of 891 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3029313 |
| 529 |  | B A | Closed | FCRE1440 | 2024-12-17 09:13 | 2024-12-17 09:13 | Waived | 2 - Non-Material B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Housing History Does Not Meet Guideline Requirements \*Housing History Does Not Meet Guideline Requirements<br> \*Exception provided for 1x30x12 mtg late, LOX Doc pg.#133-136 of 383<br> \*Exception Page.# 69 of 261<br> \*Approved with Conditions: 1x30x12 mtg late - Due Diligence Vendor-12/17/2024 |  | Waived-Housing History Does Not Meet Guideline Requirements \*Housing History Does Not Meet Guideline Requirements<br> \*Exception provided for 1x30x12 mtg late, LOX Doc pg.#133-136 of 383<br> \*Exception Page.# 69 of 261<br> \*Approved with Conditions: 1x30x12 mtg late - Due Diligence Vendor-12/17/2024<br>|  | Revolving debt is under 30%, No credit events past 40 months, 5+ years credit history, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3022753 |
| 530 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 531 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 532 |  | D B A | Closed | FCRE5116 | 2024-12-21 21:04 | 2025-12-18 04:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-proof new loans now present - Due Diligence Vendor-01/10/2025 <br> Ready for Review-Document Uploaded. This was a multipack loan and all loans were new [Redacted] that did not previously exist prior to our current transaction. <br>Please see the attached CDs for each of the properties. <br>Address: [Redacted]was denied and no mortgage is associated with the property. - Buyer-01/09/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify Mortgage for REO <br> 1. " [Redacted] with balance $[Redacted]", <br> 2. "[Redacted] with balance $[Redacted]" <br> 3. [Redacted]with balance $[Redacted]", <br> 4. " [Redacted]with balance $[Redacted]", <br> 5. "[Redacted]with balance $[Redacted]",<br> 6. "[Redacted]with balance $[Redacted]". - Due Diligence Vendor-12/22/2024 |  | Resolved-proof new loans now present - Due Diligence Vendor-01/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3062458 |
| 532 |  | D B A | Closed | FCRE3599 | 2024-12-23 03:23 | 2024-12-23 08:21 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower owns more financed properties than allowed per guidelines | Waived-Borrower have 7 loans with same lender which is not allowed per Guidelines. However, Exception Form in the file page no #324 & 325 - [Redacted].pdf. - Due Diligence Vendor-12/23/2024 |  | Waived-Borrower have 7 loans with same lender which is not allowed per Guidelines. However, Exception Form in the file page no #324 & 325 - [Redacted].pdf. - Due Diligence Vendor-12/23/2024<br>|  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2. No mortgage late payments in the last 24 months- No mortgage late payments in past 24 months per CBR Page #398- Linh Cong.pdf,<br> 3. No consumer late payments in the last 24 months- No consumer late payments in past 24 months per CBR Page #398- Linh Cong.pdf, | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3064614 |
| 533 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 534 |  | D B A | Closed | FCRE5116 | 2025-01-02 08:34 | 2025-12-18 04:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-lender addressed not closed yet. - Due Diligence Vendor-01/03/2025 <br> Ready for Review-Document Uploaded. Not closed yet. Max amount used - Buyer-01/03/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify Mortgage for REO "[Redacted] with balance $[Redacted]" - Due Diligence Vendor-01/02/2025 |  | Resolved-lender addressed not closed yet. - Due Diligence Vendor-01/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3121112 |
| 534 |  | D B A | Closed | FCRE1169 | 2025-01-02 08:46 | 2025-01-03 14:39 | Resolved | 1 - Information C A | Credit | Insurance | Flood Insurance Effective Date is after the Note Date | Resolved-now present - Due Diligence Vendor-01/03/2025 <br> Ready for Review-Document Uploaded. From [Redacted]-[Redacted] and [Redacted]-[Redacted] - Buyer-01/03/2025 <br> Open-Flood Insurance Effective Date of [Redacted] is after the Note Date of [Redacted] Flood Insurance Effective Date of [Redacted]is after Closing date 1[Redacted] and Disbursement date [Redacted]. Previous Flood Insurance document missing in File - Due Diligence Vendor-01/02/2025 |  | Resolved-now present - Due Diligence Vendor-01/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3121315 |
| 534 |  | D B A | Closed | FCRE8944 | 2025-01-02 09:08 | 2025-01-02 11:17 | Waived | 2 - Non-Material B | Credit | Eligibility | Credit History - Derogatory Accounts Without Sufficient Explanation | Waived-One 30 day Mortgage late payment in Credit Report Page #70_Closing docs.pdf in last 12 months which is not allowed per Guidelines, however we have exception in page#317_Closing docs.pdf - Due Diligence Vendor-01/02/2025 |  | Waived-One 30 day Mortgage late payment in Credit Report Page #70_Closing docs.pdf in last 12 months which is not allowed per Guidelines, however we have exception in page#317_Closing docs.pdf - Due Diligence Vendor-01/02/2025<br>|  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 5+ years credit history - Oldest tradeline date in CBR page #67_Closing docs.pdf is 10/01/1994<br> Credit score >40 points than minimum required - Guideline Min FICO is 640 and Qualifying FICO is 807 variance is 147<br> Reserves >6 months - calculated Reserves is 75.15 months which is >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3121723 |
| 535 |  | C B A | Closed | FCRE1200 | 2025-01-07 06:13 | 2025-01-21 10:57 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-loan amount does not meet minimum - Due Diligence Vendor-01/21/2025 <br> Ready for Review-Document Uploaded. Please find revised Exception attached. ok with LA<[Redacted] - Buyer-01/21/2025 <br> Counter-need revised waiver to address loan amount the waiver we have on file is listed at [Redacted] and does not meet - Due Diligence Vendor-01/16/2025 <br> Ready for Review-Document Uploaded. UW Response provided - Buyer-01/15/2025 <br> Open-loan amount is less than guideline minimum of $[Redacted]. - Due Diligence Vendor-01/07/2025 |  | Waived-loan amount does not meet minimum - Due Diligence Vendor-01/21/2025<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3151966 |
| 535 |  | C B A | Closed | FVAL5474 | 2025-01-03 10:30 | 2025-01-03 10:30 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived- - lender granted exception for Condo property recreation area are on lease - page 44 (The condo itself is not a lease, the owner owns the condo unit. The recreation area (swimming pool,auditorium etc.) is a long term lease which all unit owners pay to the condo association as part of the condo fees and assessments. It will stay as an exception when you issue the policy.)<br> - Due Diligence Vendor-01/03/2025 |  | Waived- - lender granted exception for Condo property recreation area are on lease - page 44 (The condo itself is not a lease, the owner owns the condo unit. The recreation area (swimming pool,auditorium etc.) is a long term lease which all unit owners pay to the condo association as part of the condo fees and assessments. It will stay as an exception when you issue the policy.)<br> - Due Diligence Vendor-01/03/2025<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3133715 |
| 536 |  | C A | Closed | FCRE1108 | 2025-01-10 13:12 | 2025-03-27 09:43 | Resolved | 1 - Information C A | Credit | Closing | Calculated Initial Payment and Initial Principal and Interest Payment do not match | Resolved-Calculated Initial P&I Payment Amount matches Initial Payment Amount or is within $0.01 variance. - Due Diligence Vendor-01/10/2025 <br>Open-Calculated Initial P&I Payment Amount does not match Initial P&I Payment Amount (Variance exceeds $0.01) - Due Diligence Vendor-01/10/2025 |  | Resolved-Calculated Initial P&I Payment Amount matches Initial Payment Amount or is within $0.01 variance. - Due Diligence Vendor-01/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3185775 |
| 537 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 |  |  |  |
| 538 |  | C A | Closed | FCRE1440 | 2025-01-08 05:30 | 2025-12-18 04:40 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-based on prior mtg history and explanation by lender it is reasonable to assume no lates, but was paid early - Due Diligence Vendor-01/09/2025 <br>Ready for Review-As per credit report on file ,we h[Redacted] payment history for the past 57 months without any past due amounts.Based to mortgage statement borower did 2 payments in October for the month of october and November.No additional documentation is required.Mortgage late is more than 12 months we are with in guidelines. for DSCr mortggae late could not be reported for the past 12 months - Buyer-01/09/2025 <br>Open-Housing History Does Not Meet Guideline Requirements Missing pmt history for Sep 2024, Oct 2024, Nov 2024 and Dec 2024 primary mtg pmts made AA. Page 41 and 48 assets stmts reflect debits for October and November, however, page 41 reflects two mortgage payments made on 10/02/2024. Cannot determine if paid AA. (prior 30 day late in 12/2022). - Due Diligence Vendor-01/08/2025 |  | Resolved-based on prior mtg history and explanation by lender it is reasonable to assume no lates, but was paid early - Due Diligence Vendor-01/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3161035 |
| 539 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 540 |  | B A | Closed | FCRE9991 | 2025-01-10 05:15 | 2025-01-17 08:27 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR now within .001% - Due Diligence Vendor-01/17/2025 <br> Ready for Review-Document Uploaded. Please see attached response provided by Collateral UW - Buyer-01/16/2025 <br> Open-Originator DSCR Is 1.477 and the Calculated DSCR is 1.480, the Variance is 0.003.<br> Calculated Rent amount from 1007 in page #161-Credit pkg.pdf <br> DSCR calculation: Rent amount $[Redacted] / PITIA $[Redacted]= 1.480. lender consider HOA Amount $[Redacted], Purchase Agreement showing $[Redacted], Please provide Supporting document for $[Redacted]. - Due Diligence Vendor-01/10/2025 |  | Resolved-DSCR now within .001% - Due Diligence Vendor-01/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3179153 |
| 540 |  | B A | Closed | FCRE1174 | 2025-01-10 04:56 | 2025-01-10 07:30 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master Condo Insurance Policy Partially Provided Individual Condo Flood Insurance utilized in file. Related Exception Form in the file page no #1- Credit pkg.pdf - Due Diligence Vendor-01/10/2025 |  | Waived-Master Condo Insurance Policy Partially Provided Individual Condo Flood Insurance utilized in file. Related Exception Form in the file page no #1- Credit pkg.pdf - Due Diligence Vendor-01/10/2025<br>|  | 1. Revolving debt is under 30%- Revolving Payment $206 is with in 30% of All Other Monthly Payment $$2,375,<br> 2. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 3. No Mortgage late payments in the last 24 months- No Mortgage late payments in CBR Page #121 of Credit Package.pdf,<br> 4. 5+ years credit history- Oldest tradeline date in CBR page # 121 of Credit Package.pdf is 02/01/1995,<br> 5. LTV 10% below maximum- Audited LTV is 50..%, Guideline Maximum LTV is 80%, difference is 30%, Which is greater then 10%,<br> 6. Credit score >40 points than minimum required- Audited FICO is 756, Guideline Maximum FICO is 660, difference is 96, Which is greater then 40,<br> 7. DSCR >1.3 - Calculated DSCR is 1.480 which is >1.3 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3179074 |
| 541 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 542 |  | C A | Closed | FCRE9488 | 2025-01-09 14:55 | 2025-01-15 15:06 | Resolved | 1 - Information C A | Credit | Borrower | Potential Occupancy/Current Address Issues identified in the file | Resolved-lender is accepting occupancy based on Fraudguard - Due Diligence Vendor-01/15/2025 <br>Ready for Review-Please refer to the Fraud Guard, subject property is currently considered as Investment. - Buyer-01/15/2025 <br>Open-This is an Investment loan and the address on the Borrower Drivers license is reflecting subject property - refer Pg. no 425 of 509. Need LOX for the same. - Due Diligence Vendor-01/09/2025 |  | Resolved-lender is accepting occupancy based on Fraudguard - Due Diligence Vendor-01/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3176835 |
| 543 |  | C A | Closed | FCRE1253 | 2025-01-13 05:27 | 2025-01-16 15:24 | Resolved | 1 - Information C A | Credit | Eligibility | Missing Property Tax Cert | Resolved-lender provided tax calc in other finding - Due Diligence Vendor-01/16/2025 <br>Ready for Review-replied to a previous condition - Buyer-01/16/2025 <br>Open-Missing Property Tax Cert Tax cert is missing in the file as per now considered tax amount from finla CD to avoid DSCR Discrepency - Due Diligence Vendor-01/13/2025 |  | Resolved-lender provided tax calc in other finding - Due Diligence Vendor-01/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 3189876 |
| 543 |  | C A | Closed | FCRE9991 | 2025-01-13 05:15 | 2025-01-16 15:23 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR score now updated - Due Diligence Vendor-01/16/2025 <br> Ready for Review-Document Uploaded. Rental income updated to Currently rented $[Redacted] per Appraisal 1007; property taxes updated to $[Redacted] as per 1.5 percent from appraisal value for new construction<br> I assume $[Redacted] were calculated as 1.5% before the appraisal was provided and appraised value was a bit higher than the a sper appraisal.; DSCR is 0.912, please find attached updated tape, 1008, approval letter - Buyer-01/16/2025 <br> Open-1.Originator DSCR Is 1.051 and the Calculated DSCR is 0.912, the Variance is 0.139. Calculated Rent amount from Appraisal Report in page # 48 of[Redacted].pdf <br> 2.Tax amount is not matching with 1008 and Final CD - Added related Finding<br> DSCR calculation: Rent amount $[Redacted] / PITIA $[Redacted] = 0.912 - Due Diligence Vendor-01/13/2025 |  | Resolved-DSCR score now updated - Due Diligence Vendor-01/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 3189816 |
| 544 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 545 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 546 |  | B A | Closed | FCRE1174 | 2025-01-14 08:14 | 2025-01-15 14:01 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Exception Approval for the following: 1. Master Insurance has no Replacement Cost Coverage. 2. Building Ordinance or Law coverage available on the market, but was excluded from the Insurance.<br> Comments an Exception Approval for the following: 1. Master Insurance has no Replacement Cost Coverage. 2. Building Ordinance or Law coverage available on the market, but was excluded from the Insurance. Pg. 109<br> - Due Diligence Vendor-01/14/2025 |  | Waived-Exception Approval for the following: 1. Master Insurance has no Replacement Cost Coverage. 2. Building Ordinance or Law coverage available on the market, but was excluded from the Insurance.<br> Comments an Exception Approval for the following: 1. Master Insurance has no Replacement Cost Coverage. 2. Building Ordinance or Law coverage available on the market, but was excluded from the Insurance. Pg. 109<br> - Due Diligence Vendor-01/14/2025<br>|  | Compensating Factors<br> No credit events past 40 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 12/23/2024 +0.5 to price | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3201094 |
| 547 |  | B A | Closed | FVAL4969 | 2025-01-14 05:14 | 2025-01-14 08:10 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 12 months | Waived-Subject property listed for sale on [Redacted] which is within 12 months from closing date per Appraisal Report page #34_Credit pkg. However, related Exception Form in the file page no #232- Credit Package.pdf - Due Diligence Vendor-01/14/2025 |  | Waived-Subject property listed for sale on [Redacted]which is within 12 months from closing date per Appraisal Report page #34_Credit pkg. However, related Exception Form in the file page no #232- Credit Package.pdf - Due Diligence Vendor-01/14/2025 |  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2. 5+ years credit history- Oldest tradeline date in CBR page # 312 of Credit Package.pdf is 09/01/2016,<br> 3. No consumer late payments in the last 24 months- No consumer late payments in CBR Page #312 of Credit Package.pdf. Latest late payment is on 09/21 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3199671 |
| 547 |  | B A | Closed | FCRE1174 | 2025-01-14 05:18 | 2025-01-14 08:08 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master Condo Insurance Policy Partially Provided Master policy no Building Ordinance or Law Endorsement, Exception Form in the file page no #234- Credit Package.pdf. - Due Diligence Vendor-01/14/2025 |  | Waived-Master Condo Insurance Policy Partially Provided Master policy no Building Ordinance or Law Endorsement, Exception Form in the file page no #234- Credit Package.pdf. - Due Diligence Vendor-01/14/2025<br>|  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2. 5+ years credit history- Oldest tradeline date in CBR page # 312 of Credit Package.pdf is 09/01/2016,<br> 3. No consumer late payments in the last 24 months- No consumer late payments in CBR Page #312 of Credit Package.pdf. Latest late payment is on 09/21 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3199688 |
| 548 |  | A B | Closed | FCRE9991 | 2025-01-13 08:01 | 2025-01-16 10:59 | Waived | 2 - Non-Material A B | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Waived-Waiver to use full income on STR and not take 25% haircut - Due Diligence Vendor-01/16/2025 <br> Ready for Review-Document Uploaded. Please see Exception form attached to have ratio above 1 - Buyer-01/16/2025 <br> Counter-waiver required for using full rents and not 25% haircut - Due Diligence Vendor-01/15/2025 <br> Ready for Review-Document Uploaded. Please find updated Tape attached - Buyer-01/15/2025 <br> Open-Lenders DSCR is 1.09 - Should be 0.82 (minimum FTHB DSCR is 0.75) . PITI matches but 1007 short term rent is $[Redacted] (lender applied entire amount) when only 75% is allowable for short term. DSCR is $[Redacted] net rent ($[Redacted] x .075%) / $[Redacted]PITI = 0.82. - Due Diligence Vendor-01/13/2025 |  | Waived-Waiver to use full income on STR and not take 25% haircut - Due Diligence Vendor-01/16/2025<br>|  | evolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history,<br> No consumer late payments in the last 24 months, Borrower contribution exceeds requirement >=5%, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Post-Close | Yes | 3191172 |
| 549 |  | C A | Closed | FCRE9651 | 2025-01-13 11:07 | 2025-01-23 07:25 | Resolved | 1 - Information A | Credit | Missing Doc | Amortization Schedule missing from Closing Package. | Resolved-now present - Due Diligence Vendor-01/23/2025 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-01/23/2025 <br>Open- - Due Diligence Vendor-01/13/2025 |  | Resolved-now present - Due Diligence Vendor-01/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3193895 |
| 549 |  | C A | Closed | FCRE1995 | 2025-01-13 11:00 | 2025-01-15 15:23 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-EMD backed out - Due Diligence Vendor-01/15/2025 <br>Ready for Review-Document Uploaded. It was backed out - Buyer-01/15/2025 <br>Open- - missing - Due Diligence Vendor-01/13/2025 |  | Resolved-EMD backed out - Due Diligence Vendor-01/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3193712 |
| 550 |  | D B A | Closed | FCRE6679 | 2025-01-13 15:08 | 2025-01-21 12:09 | Resolved | 1 - Information C A | Credit | Eligibility | Open Current Charge offs | Resolved-lender has verified past statute of limits - Due Diligence Vendor-01/21/2025 <br> Ready for Review-Document Uploaded. This was past the statute of limitations for the state. Max is 5 years for the state which would mean the statute of limitation was passed in 2023. Please see UW response attached - Seller-01/17/2025 <br> Open-As per guide need Evidence that Charge-off A/c for amount $[Redacted] is paid off.<br> Note :- Total Charge-off A/c is for [Redacted] ([Redacted]k as per guide is allowed to be open) = Balance amount is $,[Redacted]. refer Pg. no 390 of 433 to be paid in full . - Due Diligence Vendor-01/13/2025 | Ready for Review-Document Uploaded. This was past the statute of limitations for the state. Max is 5 years for the state which would mean the statute of limitation was passed in 2023. Please see UW response attached - Seller-01/17/2025<br>| Resolved-lender has verified past statute of limits - Due Diligence Vendor-01/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3197342 |
| 550 |  | D B A | Closed | FCRE6019 | 2025-01-13 12:55 | 2025-01-16 15:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-country name now present - Due Diligence Vendor-01/16/2025 <br>Ready for Review-Document Uploaded. Please find attached - Seller-01/16/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing Borrower is Non-PRA residence and citizenship document is missing in file to verify Country name.<br> Note: Only Exception form provided for loan to proceed without ITIN doc - Due Diligence Vendor-01/13/2025 | Ready for Review-Document Uploaded. Please find attached - Seller-01/16/2025<br>| Resolved-country name now present - Due Diligence Vendor-01/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3195545 |
| 550 |  | D B A | Closed | FCRE9991 | 2025-01-14 09:43 | 2025-01-16 15:41 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender is using the long term rents listed on 1007 - Due Diligence Vendor-01/16/2025 <br> Ready for Review-Per GL (6.6.11), "Required forms: Single Family Comparable Rent Schedule (FNMA Form 1007) OR [Redacted] Rentalizer for the subject property". It's UW discretion to proceed with long term amount from 1007. Please disregard [Redacted] - Buyer-01/16/2025 <br> Open-\*DSCR is off by more than .05%<br> > Lender considered 1007 (pg.#428) Rent $[Redacted]. Lender's score is 1.044.<br> > This is a Purchase Loan: [Redacted] in file pg. no 302 of 443 with compensating factor 64% and appraisal also reading Owner occupied still.<br> Verified doc considered is [Redacted] rent $[Redacted]/ PITIA $[Redacted]= 0.934 should be the actual score. - Due Diligence Vendor-01/14/2025 |  | Resolved-lender is using the long term rents listed on 1007 - Due Diligence Vendor-01/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3202391 |
| 550 |  | D B A | Closed | FCRE8860 | 2025-01-14 09:45 | 2025-01-16 15:41 | Resolved | 1 - Information C A | Credit | Income/Employment | Audited DSCR does not meet guidelines requirements | Resolved-lender is using the long term rents listed on 1007 - Due Diligence Vendor-01/16/2025 <br> Ready for Review-Per GL (6.6.11), "Required forms: Single Family Comparable Rent Schedule (FNMA Form 1007) OR [Redacted] Rentalizer for the subject property". It's UW discretion to proceed with long term amount from 1007. Please disregard [Redacted] - Buyer-01/16/2025 <br> Open-Borrower is proceeding the loans as ITIN borrower and as per guide minimum DSCR score is 1 .where calculated DSCR score is 0.934.<br> Note :- Lender used 1007 for DSCR score calculation where [Redacted] is in file and this is a Purchase Loan. <br> \* Verified doc considered is [Redacted] rent $[Redacted]/ PITIA $[Redacted] = 0.934 - Due Diligence Vendor-01/14/2025 |  | Resolved-lender is using the long term rents listed on 1007 - Due Diligence Vendor-01/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3202418 |
| 550 |  | D B A | Closed | FCRE7375 | 2025-01-13 15:03 | 2025-01-13 15:03 | Waived | 2 - Non-Material B | Credit | Borrower | Citizenship Does Not Meet Guideline Requirements | Waived--As per guide if borrower is Proceeding as ITIN Borrower ITIN letter is mandatory.<br> - Exception from provided to allow borrower to proceed with loan without ITIN Letter.<br> - Exception from on Pg. no 257 of 433.<br> - Approved condition :- ITIN pricing and eligibility - Due Diligence Vendor-01/13/2025 |  | Waived--As per guide if borrower is Proceeding as ITIN Borrower ITIN letter is mandatory.<br> - Exception from provided to allow borrower to proceed with loan without ITIN Letter.<br> - Exception from on Pg. no 257 of 433.<br> - Approved condition :- ITIN pricing and eligibility - Due Diligence Vendor-01/13/2025<br>|  | Revolving debt is under 30%, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3197287 |
| 551 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 552 |  | C A | Closed | FCRE1491 | 2025-01-14 15:34 | 2025-01-22 10:23 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-source now present - Due Diligence Vendor-01/22/2025 <br> Ready for Review-Document Uploaded. Please review uploaded gift funds receipt. - Buyer-01/21/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Gift Letter $[Redacted], refer page#64, Source Document is missing : Wire proof at least needed for the gift reflecting on CD. - Due Diligence Vendor-01/14/2025 |  | Resolved-source now present - Due Diligence Vendor-01/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3206738 |
| 553 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 554 |  | C B A | Closed | FCRE9806 | 2025-01-15 06:45 | 2025-01-24 08:22 | Resolved | 1 - Information C A | Credit | Eligibility | Other Credit Finding | Resolved-lender updated DSCR using lease. - Due Diligence Vendor-01/24/2025 <br> Ready for Review-Document Uploaded. Rental income updated to $[Redacted] per Lease Agreement <br>; DSCR is 1.039, please find attached updated tape, 1008, approval letter - Buyer-01/23/2025 <br> Open-Rent amount per Lease Agreement Page #223_[Redacted].pdf is $[Redacted] but Lender used Rent amount of $[Redacted] for DSCR calculation. Please provide Supporting documentation that supports Lender calculations. As per now, considered $[Redacted] from 1007 to avoid DSCR Discrepancy - Due Diligence Vendor-01/15/2025 |  | Resolved-lender updated DSCR using lease. - Due Diligence Vendor-01/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3208795 |
| 554 |  | C B A | Closed | FCRE1159 | 2025-01-14 22:40 | 2025-01-16 15:45 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-previous policy is now present - Due Diligence Vendor-01/16/2025 <br> Ready for Review-Document Uploaded. Yes, the new policy effective 01/15/2025 is but we have previous active policy in file, so we are good with that. - Buyer-01/16/2025 <br> Open-Hazard Insurance Effective Date of [Redacted] is after the Note Date of [Redacted] Please provide previous Insurance document as Hazard Insurance Effective Date of [Redacted] is after the Note Date of [Redacted] - Due Diligence Vendor-01/15/2025 |  | Resolved-previous policy is now present - Due Diligence Vendor-01/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3207436 |
| 554 |  | C B A | Closed | FPRO2828 | 2025-01-14 23:05 | 2025-01-15 01:02 | Waived | 2 - Non-Material B | Property | Property | Appraisal Transfer Not Allowed For Loan Program | Waived-Looking for exception to use transferred appraisal, Exception in the file page no #20, 267, 268 - [Redacted].pdf - Due Diligence Vendor-01/15/2025 |  | Waived-Looking for exception to use transferred appraisal, Exception in the file page no #20, 267, 268 - [Redacted].pdf - Due Diligence Vendor-01/15/2025 |  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2. No Mortgage late payments in the last 24 months- No Mortgage late payments in CBR Page #339 of Morales.pdf,<br> 3. LTV 10% below maximum- Audited LTV is 57.04%, Guideline Maximum LTV is 75%, difference is 17.96%, Which is greater than 10%,<br> 4. Credit score >40 points than minimum required- Audited FICO is 735, Guideline Maximum FICO is 700, difference is 35%, Which is greater than 40. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3207491 |
| 555 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 556 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 557 |  | B A | Closed | FCRE9991 | 2025-01-17 06:45 | 2025-01-24 15:46 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-updated score now present - Due Diligence Vendor-01/24/2025 <br> Ready for Review-Document Uploaded. Please find attached revised tape, lock form, 1008 and approval - Buyer-01/24/2025 <br> Open-Originator DSCR Is 1.449 and the Calculated DSCR is 1.516, the Variance is 0.067.<br> Calculated Rent amount from [Redacted] in page #304_[Redacted].pdf<br> DSCR calculation : Rent amount $[Redacted]/ PITIA $[Redacted]= 1.516. Lender calculated other amount of $80 in DSCR calculations which we are unable to verify. Not added flood insurance premium as it is not matching with the other amount and causing a big difference in DSCR (Subject Property is Condominium) - Due Diligence Vendor-01/17/2025 |  | Resolved-updated score now present - Due Diligence Vendor-01/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3228549 |
| 557 |  | B A | Closed | FCRE1174 | 2025-01-17 05:53 | 2025-01-20 23:59 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master Condo Insurance Policy Partially Provided Master Policy has no Law and Ordinance coverage, we have exception form in page#278_[Redacted].pdf - Due Diligence Vendor-01/17/2025 |  | Waived-Master Condo Insurance Policy Partially Provided Master Policy has no Law and Ordinance coverage, we have exception form in page#278_[Redacted].pdf - Due Diligence Vendor-01/17/2025 |  | No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> Credit score >40 points than minimum required - Guideline Min FICO is 640 and Qualifying FICO is 741 variance is 101 points <br> Borrower contribution exceeds requirement >=5%- Borrower contribution is nearly 39.25% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3228244 |
| 558 |  | C A | Closed | FVAL9739 | 2025-01-17 13:09 | 2025-01-23 13:09 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-now present - Due Diligence Vendor-01/23/2025 <br> Ready for Review-Document Uploaded. Please see attached explanation provided by Collateral UW along with the questionnaire - Buyer-01/22/2025 <br> Open-Supporting document is missing in file to verify lender considered Monthly Other payment for $[Redacted]as per 1008 Refer pg. no 1 of 1. - Due Diligence Vendor-01/17/2025 |  | Resolved-now present - Due Diligence Vendor-01/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3233742 |
| 559 |  | B A | Closed | FCRE6206 | 2025-01-17 14:04 | 2025-01-21 13:32 | Resolved | 1 - Information B A | Credit | Title | Mortgagee Clauses is missing or incorrect on Title Commitment or Final Policy | Resolved-mtgee now present - Due Diligence Vendor-01/21/2025 <br> Ready for Review-Document Uploaded. Please review uploaded TC with mortgagee clause - Buyer-01/21/2025 <br> Open-Mortgagee Clause is 'No'. Mortgagee Clause is missing or incorrect on Title Commitment or Final Policy. Title pg.#436: Mortgagee Clause is missing : [Redacted]. - Due Diligence Vendor-01/17/2025 |  | Resolved-mtgee now present - Due Diligence Vendor-01/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3234278 |
| 560 |  | C A | Closed | FCRE1479 | 2025-01-21 09:58 | 2025-01-22 13:10 | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-lender most recent guides applied to allow only 1 month - Due Diligence Vendor-01/22/2025 <br> Ready for Review-Document Uploaded. - Buyer-01/22/2025 <br> Open-Asset Record 1 Does Not Meet G/L Requirements [Redacted] need most recent 2 months bank statements per guide. Assets available on page #162,157 on 359 are for less than 2 months. <br> Note:\* Pg.#157 we have statement from Nov 2023 to Dec 2024 prior to this we have 05/2023 to 06/2024. Between statements are missing. - Due Diligence Vendor-01/21/2025 |  | Resolved-lender most recent guides applied to allow only 1 month - Due Diligence Vendor-01/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3245484 |
| 560 |  | C A | Closed | FCRE1480 | 2025-01-21 09:58 | 2025-01-22 13:10 | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-lender most recent guides applied to allow only 1 month - Due Diligence Vendor-01/22/2025 <br> Ready for Review-Document Uploaded. - Buyer-01/22/2025 <br> Open-Asset Record 2 Does Not Meet G/L Requirements As per guide, Most recent 2 months' account statements are required. However [Redacted] assets available on page #154 on 359 are for less than 2 months. - Due Diligence Vendor-01/21/2025 |  | Resolved-lender most recent guides applied to allow only 1 month - Due Diligence Vendor-01/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3245485 |
| 560 |  | C A | Closed | FCRE1481 | 2025-01-21 09:58 | 2025-01-22 13:10 | Resolved | 1 - Information C A | Credit | Assets | Asset 3 Does Not Meet Guideline Requirements | Resolved-lender most recent guides applied to allow only 1 month - Due Diligence Vendor-01/22/2025 <br> Ready for Review-Document Uploaded. - Buyer-01/22/2025 <br> Open-Asset Record 3 Does Not Meet G/L Requirements As per guide, Most recent 2 months' account statements are required. However [Redacted] assets available on page #154 on 359 are for less than 2 months. - Due Diligence Vendor-01/21/2025 |  | Resolved-lender most recent guides applied to allow only 1 month - Due Diligence Vendor-01/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3245486 |
| 561 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 562 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 563 |  | D A | Closed | FVAL1039 | 2025-01-23 07:10 | 2025-01-28 07:31 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-Higher risk CDA value is accepted as per lender guidelines. - Due Diligence Vendor-01/28/2025 <br> Ready for Review-Document Uploaded. Please see response from Collateral UW - Buyer-01/27/2025 <br> Open-Please provide valid secondary valuation. <br> 1. [Redacted] in page #38_Closing docs.pdf reflects "High Risk". <br> 2. [Redacted] in Page #82_Closing docs.pdf states "Appraisal Form Type is Ineligible".<br> 3. [Redacted] in Page #84_Closing docs.pdf does not reflect CU Score - Due Diligence Vendor-01/23/2025 | Lender accepted. Higher risk status. Reviewed CDA and accepted per guidelines. Accepted per lenders Collateral Underwriter review. - 01/28/2025 <br>| Resolved-Higher risk CDA value is accepted as per lender guidelines. - Due Diligence Vendor-01/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3265205 |
| 564 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 565 |  | D B A | Closed | FCRE5116 | 2025-01-26 23:18 | 2026-01-23 12:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-note now present - Due Diligence Vendor-01/28/2025 <br> Ready for Review-Document Uploaded. Please review uploaded Note for REO "[Redacted]- Buyer-01/28/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify Mortgage for REO "[Redacted] with balance $[Redacted]" reflecting in Final 1003 Page #213 - Due Diligence Vendor-01/27/2025 |  | Resolved-note now present - Due Diligence Vendor-01/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3283288 |
| 565 |  | D B A | Closed | FCRE1172 | 2025-01-26 23:47 | 2025-01-27 02:06 | Waived | 2 - Non-Material B | Credit | Insurance | Flood Insurance Minimum Coverage Not Met | Waived-Flood Insurance in Page #368 does not cover minimum coverage of $[Redacted] and with No RCE. However, Related, Exception Form in the file page no #398 & 399. - Due Diligence Vendor-01/27/2025 |  | Waived-Flood Insurance in Page #368 does not cover minimum coverage of $[Redacted] and with No RCE. However, Related, Exception Form in the file page no #398 & 399. - Due Diligence Vendor-01/27/2025 |  | 1. No mortgage late payments in the last 24 months- No mortgage late payments in past 24 months per CBR Page #477,<br> 2.No Consumer late payments in the last 24 months- No Consumer late payments in past 24 months, per CBR Page #477, Last late payment is on 04/20<br> 3.5+ years credit history- Oldest tradeline date in CBR page #477 is 07/04/2007,<br> 4.LTV 10% below maximum- Audited LTV 58.82% & Maximum LTV 80% with Difference is 21.18% Which is Greater then 10%,<br> 5.Credit score >40 points than minimum required- Audited FICO Score is 783, Guideline Maximum FICO Score is 620 difference is 163, Which is Greater than 40. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3283348 |
| 566 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 567 |  | D B A | Closed | FCRE5116 | 2025-01-27 01:48 | 2026-01-23 12:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-note now present - Due Diligence Vendor-01/28/2025 <br> Ready for Review-Document Uploaded. Please review uploaded Note - Buyer-01/28/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify Mortgage for REO "[Redacted]with balance $[Redacted]". - Due Diligence Vendor-01/27/2025 |  | Resolved-note now present - Due Diligence Vendor-01/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3283529 |
| 567 |  | D B A | Closed | FCRE1172 | 2025-01-27 02:33 | 2025-01-27 03:45 | Waived | 2 - Non-Material B | Credit | Insurance | Flood Insurance Minimum Coverage Not Met | Waived-Flood Insurance does not cover minimum coverage of $[Redacted]and No Replacement Cost per Flood Insurance in page #423. However, Related Exception Form in the file page no #455 & 456 - Due Diligence Vendor-01/27/2025 |  | Waived-Flood Insurance does not cover minimum coverage of $[Redacted] and No Replacement Cost per Flood Insurance in page #423. However, Related Exception Form in the file page no #455 & 456 - Due Diligence Vendor-01/27/2025 |  | 1.No mortgage late payments in the last 24 months- No mortgage late payments in past 24 months per CBR Page #538,<br> 2.No Consumer late payments in the last 24 months- No Consumer late payments in past 24 months, per CBR Page #538, Last late payment is on 04/20<br> 3.5+ years credit history- Oldest tradeline date in CBR page #538 is 07/04/2007,<br> 4.LTV 10% below maximum- Audited LTV 60.61% & Maximum LTV 80% with Difference is 19.39% Which is Greater than 10%,<br> 5.Credit score >40 points than minimum required- Audited FICO Score is 783, Guideline Maximum FICO Score is 620 difference is 163, Which is Greater than 40. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3283593 |
| 568 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 569 |  | C A | Closed | FCRE1995 | 2025-01-27 04:51 | 2025-01-31 09:48 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-EMD backed out - Due Diligence Vendor-01/31/2025 <br> Ready for Review-Document Uploaded. For the subject loan, we have back out EMD of [Redacted] from total verified assets of [Redacted]<br>Total verified assets are $[Redacted] in [Redacted]. Hence, we have deduced EMD $[Redacted] used assets of [Redacted]. - Buyer-01/30/2025 <br> Open-Please provide supporting document to verify the earnest money deposit of $[Redacted] which is in final CD in page#10_Documents_2025 - Due Diligence Vendor-01/27/2025 |  | Resolved-EMD backed out - Due Diligence Vendor-01/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3283845 |
| 570 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 571 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 572 |  | D A | Closed | FCRE5116 | 2025-01-27 06:10 | 2026-01-23 12:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-new loan not closed yet - Due Diligence Vendor-01/28/2025 <br> Ready for Review-Document Uploaded. REO "[Redacted] with balance $[Redacted]" is a new [Redacted] loan [Redacted]. It's a muitipack - Buyer-01/28/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify Mortgage for REO "[Redacted]" - Due Diligence Vendor-01/27/2025 |  | Resolved-new loan not closed yet - Due Diligence Vendor-01/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3284189 |
| 573 |  | B A | Closed | FCRE1440 | 2025-01-27 07:57 | 2025-01-27 07:57 | Waived | 2 - Non-Material B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Housing History Does Not Meet Guideline Requirements Per Guide : Borrower cannot have mortgage late within last 12 months prior to note date<br> Exception form provided for Looking for exception for 1x30 on mortgage<br> Exception form page# 479<br> Approved With Conditions: 0.5 to price - Due Diligence Vendor-01/27/2025 |  | Waived-Housing History Does Not Meet Guideline Requirements Per Guide : Borrower cannot have mortgage late within last 12 months prior to note date<br> Exception form provided for Looking for exception for 1x30 on mortgage<br> Exception form page# 479<br> Approved With Conditions: 0.5 to price - Due Diligence Vendor-01/27/2025<br>|  | No credit events past 40 months, 5+ years credit history, LTV 10% below maximum | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3285304 |
| 574 |  | B A | Closed | FVAL4969 | 2025-01-28 00:13 | 2025-01-28 00:13 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 12 months | Waived-Property listed for sale within 12 months, Exception Form in the file page no #44- Credit_pkg_2.pdf. - Due Diligence Vendor-01/28/2025 |  | Waived-Property listed for sale within 12 months, Exception Form in the file page no #44- Credit_pkg_2.pdf. - Due Diligence Vendor-01/28/2025<br>|  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2. 2. 5+ years credit history- Oldest tradeline date in CBR page # 135 of Credit_pkg_2.pdf is 09/01/2016,<br> 3. No Consumer late payments in the last 24 months- No Consumer late payments in past 24 months, per CBR Page #135 of Credit_pkg_2.pdf. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3293487 |
| 574 |  | B A | Closed | FCRE1174 | 2025-01-28 00:10 | 2025-01-28 00:10 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master Condo Insurance Policy Partially Provided Master policy no Building Ordinance or Law Endorsement- Exception Form in the File page no #43- Credit_pkg_2.pdf - Due Diligence Vendor-01/28/2025 |  | Waived-Master Condo Insurance Policy Partially Provided Master policy no Building Ordinance or Law Endorsement- Exception Form in the File page no #43- Credit_pkg_2.pdf - Due Diligence Vendor-01/28/2025<br>|  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2. 2. 5+ years credit history- Oldest tradeline date in CBR page # 135 of Credit_pkg_2.pdf is 09/01/2016,<br> 3. No Consumer late payments in the last 24 months- No Consumer late payments in past 24 months, per CBR Page #135 of Credit_pkg_2.pdf. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3293480 |
| 575 |  | C A | Closed | FCRE5376 | 2025-01-27 11:45 | 2025-01-30 15:32 | Resolved | 1 - Information C A | Credit | Borrower | Fraud: Potential Identity Issues identified in the file | Resolved-occupancy addressed by Lender - Due Diligence Vendor-01/30/2025 <br>Ready for Review-Driver's license was issued more than 2+ years ago and therefore this is no longer a concern as the 1003 only requires most recent 2-year address history. People can choose to refinance their homes into investments at any time. Bank statements show the mailing address is their current primary, AND it is logical to assume the borrower moved residences as their current property is worth 3 times more than the subject property. Additionally, the appraisal supports this is tenant occupied. There is no guideline that requires us to get a letter of explanation in this scenario and therefore – those are only received when we have questionable doubt about the transaction BUT STILL not a requirement. There are no red flags relating to occupancy on the transaction. - Buyer-01/30/2025 <br>Open-DL on pg.# 110 of 290, reflects subject property address and this is an Investment loan. Need Letter of Explanation for the same. - Due Diligence Vendor-01/27/2025 |  | Resolved-occupancy addressed by Lender - Due Diligence Vendor-01/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3288682 |
| 576 |  | D B A | Closed | FCRE6854 | 2025-01-28 07:33 | 2025-02-24 14:17 | Resolved | 1 - Information C A | Credit | Title | Title Policy Issue - Unpaid Liens | Resolved-notice of termination now present. This is proof that lien released - Due Diligence Vendor-02/24/2025 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-02/24/2025 <br>Counter-need either final title showing released or actual release. uploaded docs isnt a release. - Due Diligence Vendor-02/19/2025 <br>Ready for Review-Document Uploaded. As per Title provided contract if lien agreement and we already paid those liens at closing and it was already released.<br> Please find attached the Contractor Lien Agreement which was recorded after the lien was paid. - Buyer-02/19/2025 <br>Counter-does not contain a lien release. - Due Diligence Vendor-02/06/2025 <br>Ready for Review-Document Uploaded. Please see the attached. - Buyer-02/05/2025 <br>Open-Supporting documents missing in file for Pool contractor lien paid at closed - Due Diligence Vendor-01/28/2025 |  | Resolved-notice of termination now present. This is proof that lien released - Due Diligence Vendor-02/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3295151 |
| 576 |  | D B A | Closed | FCOM4028 | 2025-01-27 13:21 | 2025-01-29 06:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-01/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-01/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3289827 |
| 576 |  | D B A | Closed | FVAL5385 | 2025-01-28 07:20 | 2025-01-28 07:20 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Listed for sales - As per Guide To be eligible for a cash-out refinance, the subject property must not be listed for sale in the past 6-months<br> Exception form provided to allow property listed for sale in 6 months<br> Exception form page #618<br> Approved Conditions :- 0.25 to price - Due Diligence Vendor-01/28/2025 |  | Waived-Listed for sales - As per Guide To be eligible for a cash-out refinance, the subject property must not be listed for sale in the past 6-months<br> Exception form provided to allow property listed for sale in 6 months<br> Exception form page #618<br> Approved Conditions :- 0.25 to price - Due Diligence Vendor-01/28/2025<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, No mortgage late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3294996 |
| 577 |  | C A | Closed | FCRE1995 | 2025-01-30 03:48 | 2025-01-31 13:31 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-EMD backed out - Due Diligence Vendor-01/31/2025 <br> Ready for Review-EMD was backed out - Buyer-01/31/2025 <br> Open-Please Provide Evidence of Earnest Money Deposit of $[Redacted] reflecting in Final CD Page #135 - Due Diligence Vendor-01/30/2025 |  | Resolved-EMD backed out - Due Diligence Vendor-01/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3313964 |
| 578 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 579 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 580 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 581 |  | C A | Closed | FCRE1491 | 2025-01-31 13:14 | 2025-02-05 14:32 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-proof borrower owns account and is now present. - Due Diligence Vendor-02/05/2025 <br> Ready for Review-Document Uploaded. Please see attached SOS document of [Redacted] which shows [Redacted] as the single owner, and our borrower is 100% owner of the [Redacted] (documents are already uploaded), so we are good to proceed without having any additional documents for the same. - Buyer-02/05/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements [Redacted] : business account considered in assets but business supporting doc is missing in the file with ownership. - Due Diligence Vendor-01/31/2025 |  | Resolved-proof borrower owns account and is now present. - Due Diligence Vendor-02/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 3329556 |
| 582 |  | D A C | Closed | FCRE1491 | 2025-01-31 14:56 | 2025-03-03 13:22 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-letter now present to allow borrower full access to funds - Due Diligence Vendor-03/03/2025 <br> Ready for Review-Document Uploaded. Please see attached access letter. - Buyer-03/03/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Borrower is 50% owner of the business, refer page#631 of 741, hence need access letter to use the business funds for [Redacted] - Due Diligence Vendor-01/31/2025 |  | Resolved-letter now present to allow borrower full access to funds - Due Diligence Vendor-03/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 3330537 |
| 582 |  | D A C | Closed | FVAL1310 | 2025-02-03 12:37 | 2025-02-10 07:59 | Resolved | 1 - Information D A | Property | Missing Doc | Missing HOA/Condo Certification | Resolved-Document received - Due Diligence Vendor-02/10/2025 <br> Ready for Review-Document Uploaded. This condo had already been approved by [Redacted]. All litigation docs and # of units owned by one single entity had been reviewed as well.<br> Per our procedure we upload only approval form from [Redacted] to current loan without any other documents if the project is already approved by [Redacted]. - Buyer-02/07/2025 <br> Open-HOA pg.#417: point #5.2 more than one unit is owned by the same individual or entity is checked Yes and attachment is missing in file to verify further details. - Due Diligence Vendor-02/03/2025 |  | Resolved-Document received - Due Diligence Vendor-02/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 3339172 |
| 582 |  | D A C | Closed | FVAL5474 | 2025-01-31 15:09 | 2025-02-10 07:55 | Resolved | 1 - Information C A | Property | Property | Condo project is ineligible | Resolved-Document uploaded clears finding - Due Diligence Vendor-02/10/2025 <br>Ready for Review-This condo had already been approved by [Redacted]. All litigation docs and # of units owned by one single entity had been reviewed as well.<br> Per our procedure we upload only approval form from [Redacted] to current loan without any other documents if the project is already approved by [Redacted]. - Buyer-02/07/2025 <br>Open-Litigation Check mark yes, no supporting document provided for the same. - Due Diligence Vendor-01/31/2025 |  | Resolved-Document uploaded clears finding - Due Diligence Vendor-02/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 3330624 |
| 583 |  | B A | Closed | FCRE1174 | 2025-01-31 13:56 | 2025-01-31 13:56 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Building Ordinance - As per Guide Condo where homeowners are required to carry their own homeowners policy for hazard/wind and master policy does not include ordinance/law<br> Exception form provided to allow No ordinance/law and requires owners carry hazard/wind<br> Exception form page #112 of 176<br> Approved Conditions : [Redacted] max, 0.25 to price - Due Diligence Vendor-01/31/2025 |  | Waived-Building Ordinance - As per Guide Condo where homeowners are required to carry their own homeowners policy for hazard/wind and master policy does not include ordinance/law<br> Exception form provided to allow No ordinance/law and requires owners carry hazard/wind<br> Exception form page #112 of 176<br> Approved Conditions : [Redacted] max, 0.25 to price - Due Diligence Vendor-01/31/2025<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3329953 |
| 584 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 585 |  | B A | Closed | FVAL5474 | 2025-02-03 11:29 | 2025-02-03 11:30 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Deferred maintenance - As per Guide Any projects with significant deferred maintenance are not eligible<br> Exception form provided to allow condo with deferred maintenance<br> Exception form page #390 of 521<br> Approved Conditions : 0.25 to price, [Redacted] max - Due Diligence Vendor-02/03/2025 |  | Waived-Deferred maintenance - As per Guide Any projects with significant deferred maintenance are not eligible<br> Exception form provided to allow condo with deferred maintenance<br> Exception form page #390 of 521<br> Approved Conditions : 0.25 to price, [Redacted] max - Due Diligence Vendor-02/03/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Experienced investor with more than 5 investment properties | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3337991 |
| 586 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 587 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 588 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 589 |  | D A | Closed | FCOM1233 | 2025-02-03 14:52 | 2025-06-25 11:49 | Resolved | 1 - Information D A | Credit | Eligibility | The Final 1003 is Incomplete | Resolved-The Final 1003 is Present - Due Diligence Vendor-06/25/2025 <br> Resolved-Documents uploaded clears finding - Due Diligence Vendor-02/10/2025 <br> Ready for Review-Document Uploaded. Please see attached documents to verify gift - Buyer-02/07/2025 <br> Counter-gift letter is missing. no gift letter in file if this was a gift. - Due Diligence Vendor-02/05/2025 <br> Ready for Review-Document Uploaded. Please see attached revised 1003. The gift was the EMD that the wife gave, it was verified, cannot be removed. - Buyer-02/05/2025 <br> Open- - 1003 states the borrower owns their current residence but the lock (page 111) states FTHB. Please correct 1003 if the borrower does not own their property. Additionally, the final 1003 states there are gift funds of [Redacted] but no indication if gift funds in the file. Please correct the 1003 or supply gift documents. - Due Diligence Vendor-02/03/2025 |  | Resolved-The Final 1003 is Present - Due Diligence Vendor-06/25/2025 <br>Resolved-Documents uploaded clears finding - Due Diligence Vendor-02/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3340921 |
| 590 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 591 |  | B A | Closed | FVAL5385 | 2025-02-03 15:31 | 2025-03-05 08:25 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Exception on page 254<br>Allow property previously listed less than 6 month<br>Approved with conditions of 0.25 to price, min 3 Y PPP - Due Diligence Vendor-02/03/2025 |  | Waived-Exception on page 254<br>Allow property previously listed less than 6 month<br>Approved with conditions of 0.25 to price, min 3 Y PPP - Due Diligence Vendor-02/03/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3341342 |
| 592 |  | D A | Closed | FCRE3466 | 2025-02-04 12:51 | 2025-02-10 09:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence of sufficient insurance for condo project | Resolved-Accept changed 1008 eliminating additional insurance - Due Diligence Vendor-02/10/2025 <br>Ready for Review-Document Uploaded. Please review uploaded updated 1008, flood was covered by master policy and $80.00 fees were removed from PITIA - Buyer-02/07/2025 <br>Open-Lender have considered additional insurance for $80.00 but supporting doc is missing in the file - Due Diligence Vendor-02/04/2025 |  | Resolved-Accept changed 1008 eliminating additional insurance - Due Diligence Vendor-02/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3348777 |
| 593 |  | B A | Closed | FVAL4036 | 2025-02-04 05:15 | 2025-02-04 06:22 | Waived | 2 - Non-Material B | Property | Property | Flip or Rapid Resale of Property | Waived-Subject property resold within 365 days of Date property acquired. The same verified from Appraisal Report in Page #6_Closing docs.pdf. Date of Prior sale is [Redacted]and Note date is [Redacted] (Exactly one year). Related Exception Form in the file page no #461- Closing docs.pdf - Due Diligence Vendor-02/04/2025 |  | Waived-Subject property resold within 365 days of Date property acquired. The same verified from Appraisal Report in Page #6_Closing docs.pdf. Date of Prior sale is [Redacted] and Note date is [Redacted] (Exactly one year). Related Exception Form in the file page no #461- Closing docs.pdf - Due Diligence Vendor-02/04/2025 |  | 1.No Mortgage late payments in the last 24 months- No Mortgage late payments in past 24 months, per CBR Page #545- Closing docs.pdf,<br> 2.LTV 10% below maximum- Audited LTV 60.00% & Maximum LTV 80% with Difference is 20.00% Which is Greater then 10%,<br> 3.Credit score >40 points than minimum required- Audited FICO Score is 762, Guideline Maximum FICO Score is 620 difference is 142, Which is Greater than 40.<br> 4. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File, | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3343508 |
| 594 |  | C B A | Closed | FCRE9991 | 2025-02-04 08:12 | 2025-02-06 13:45 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-tape updated - Due Diligence Vendor-02/06/2025 <br> Ready for Review-Document Uploaded. Our DSCR is 1.723 based to [Redacted] results ,tape re-uploaded - Buyer-02/06/2025 <br> Open-\* DSCR is of by 0.67. Lender score 1.05 Rent income considered by lender $[Redacted]from 1007 (Pg.# 26) but the verified document $[Redacted] from [Redacted] doc (Pg.#768) Calculation : Rent/PITIA =[Redacted]= 1.72 should be the actual score. - Due Diligence Vendor-02/04/2025 |  | Resolved-tape updated - Due Diligence Vendor-02/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3344955 |
| 594 |  | C B A | Closed | FCRE1491 | 2025-02-04 07:50 | 2025-02-06 13:43 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-proof donor sent gift now present - Due Diligence Vendor-02/06/2025 <br> Ready for Review-Document Uploaded. Please revie wuploaded gift receipt. - Buyer-02/06/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements LOX Gift $[Redacted]0 refer page#150, Source document is messing for the same - Due Diligence Vendor-02/04/2025 |  | Resolved-proof donor sent gift now present - Due Diligence Vendor-02/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3344753 |
| 594 |  | C B A | Closed | FVAL5472 | 2025-02-04 08:03 | 2025-02-04 08:03 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Property: Per Guide, Gross living area should be minimum or above 500 square feet<br> Exception form provided for Allow a [Redacted] Sq ft Studio<br> Exception page#734<br> Approved With Conditions: 0.25 to price & DSCR > 1 required - Due Diligence Vendor-02/04/2025 |  | Waived-Property: Per Guide, Gross living area should be minimum or above 500 square feet<br> Exception form provided for Allow a [Redacted] Sq ft Studio<br> Exception page#734<br> Approved With Conditions: 0.25 to price & DSCR > 1 required - Due Diligence Vendor-02/04/2025 |  | No credit events past 40 months, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3344877 |
| 595 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 596 |  | C A | Closed | FCRE8089 | 2025-02-05 08:50 | 2025-02-10 09:50 | Resolved | 1 - Information C A | Credit | Closing | Guaranty Agreement Incomplete - Missing Signature(s) | Resolved-Received executed guaranty agreement - Due Diligence Vendor-02/10/2025 <br>Ready for Review-Document Uploaded. Please see attached signed and notarized Guaranty - Buyer-02/07/2025 <br>Open-Guaranty Agreement is unexecuted : page#140 of 145 - Due Diligence Vendor-02/05/2025 |  | Resolved-Received executed guaranty agreement - Due Diligence Vendor-02/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3355299 |
| 597 |  | C B A | Closed | FCRE1995 | 2025-02-05 11:10 | 2025-02-07 10:27 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-emd backed out - Due Diligence Vendor-02/07/2025 <br>Ready for Review-backed out - Buyer-02/07/2025 <br>Open- - missing - Due Diligence Vendor-02/05/2025 |  | Resolved-emd backed out - Due Diligence Vendor-02/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3357492 |
| 597 |  | C B A | Closed | FVAL5474 | 2025-02-05 11:11 | 2025-02-05 11:11 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived- - lender granted exception for <25% of total units owner occupied - page 272 (2 of [Redacted] units in the project are owner occupied) - Due Diligence Vendor-02/05/2025 |  | Waived- - lender granted exception for <25% of total units owner occupied - page 272 (2 of [Redacted] units in the project are owner occupied) - Due Diligence Vendor-02/05/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3357512 |
| 598 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 |  |  |  |
| 599 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 600 |  | D A | Closed | FCRE1335 | 2025-02-12 13:19 | 2025-02-13 07:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 IRS Transcripts Missing | Resolved-lender removed tax returns as not used to qualify. - Due Diligence Vendor-02/13/2025 <br>Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-02/13/2025 <br>Open-Tax Returns are present but no transcripts received. - Due Diligence Vendor-02/12/2025 | We have received an additional condition: <br> - Tax Returns are present but no transcripts received.<br>However our previous response from SUW was:<br> The borrower is using paystub/W2 income to qualify. We are not even using the tax returns that are on file, they were just provided to us.<br> - 02/13/2025 <br>| Resolved-lender removed tax returns as not used to qualify. - Due Diligence Vendor-02/13/2025 <br>Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-02/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3410625 |
| 600 |  | D A | Closed | FCRE9991 | 2025-02-07 08:48 | 2025-02-12 12:53 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-updated 1008 provided and removed $200. DTI now matches at 16.94 - Due Diligence Vendor-02/12/2025 <br> Ready for Review-Document Uploaded. The borrower was living rent free as we do have the documentation on file to support, they are living rent free. The system was updated to show the they are living rent free. The $200 should not be included in their DTI.<br>IT have adjusted the file. The DTI no longer includes this sum<br>Uploaded updated tape, 1008, approval letter <br> - Buyer-02/12/2025 <br> Open-DTI is off by 5.53% Lender DTI is 22.47%<br> - Income and PITI matches<br> - DTI is off as lender considered PHE for $200 refer initial 1003 Pg. 238 of 372 and per LOX there is No PHE refer Pg. no 231 of 372.<br> - DTI should be PHE+ Other Exp/Income = [Redacted]=16.94% - Due Diligence Vendor-02/07/2025 |  | Resolved-updated 1008 provided and removed $200. DTI now matches at 16.94 - Due Diligence Vendor-02/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3375340 |
| 600 |  | D A | Closed | FVAL4940 | 2025-02-07 09:02 | 2025-02-12 12:51 | Resolved | 1 - Information D A | Property | Missing Doc | Missing Homeowner's Association Questionnaire | Resolved-all info now present - Due Diligence Vendor-02/12/2025 <br>Ready for Review-Document Uploaded. collateral: The Condo was approved with the previous file, so we just put a comment that it was approved and waive the Condo Questionnaire condition.<br> All the information was provided while approving the previous file.<br>Please find the previous file condo questionnaire. However, we only upload approval to the loan with no documents as it was approved before and everything was checked. - Buyer-02/12/2025 <br>Open- All field Details are Missing in HOA Questionnaire Ned Completed document to identify Single Entity Owned and if any Litigation. Refer Pg. no 213 of 372. - Due Diligence Vendor-02/07/2025 |  | Resolved-all info now present - Due Diligence Vendor-02/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3375524 |
| 600 |  | D A | Closed | FCRE1964 | 2025-02-10 11:08 | 2025-02-12 09:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing income documentation | Resolved-lender provided tax return but not used to qualify. Doc type is marked by TPR as 1 yr full docs since does not have or need 2 yrs - Due Diligence Vendor-02/12/2025 <br>Ready for Review-The borrower is using paystub/W2 income to qualify. We are not even using the tax returns that are on file, they were just provided to us. - Buyer-02/11/2025 <br>Open-Lender has loan as 2 year full doc, but only 1 yr tax return. Need one more year taxes to consider for 2 yr full doc - Due Diligence Vendor-02/10/2025 |  | Resolved-lender provided tax return but not used to qualify. Doc type is marked by TPR as 1 yr full docs since does not have or need 2 yrs - Due Diligence Vendor-02/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3387746 |
| 601 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 602 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 603 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 604 |  | D A | Closed | FCRE1226 | 2025-02-10 13:22 | 2025-02-18 11:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Appraisal Transfer documentation is incomplete or partial | Resolved-resolved with lender comments, not requiring borrower name on appraisal to show LLC - Due Diligence Vendor-02/18/2025 <br>Ready for Review-Document Uploaded. Acc to GLs p.81, if a loan file is closing under the name of a corporation, it is not necessary for the appraisal to be in the name of the corporation. The appraisal will only be required to reflect the borrower's full name. - Buyer-02/14/2025 <br>Counter-this still shows the borrower individual name not the LLC as borrower name - Due Diligence Vendor-02/14/2025 <br>Ready for Review-Document Uploaded. Please find the revised Appraisal. - Buyer-02/13/2025 <br>Open-Appraisal pg.# 4 reads borrower 1 name only but all final docs are in the name of LLC which includes both the borrowers. - Due Diligence Vendor-02/10/2025 |  | Resolved-resolved with lender comments, not requiring borrower name on appraisal to show LLC - Due Diligence Vendor-02/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3390090 |
| 605 |  | C A | Closed | FCRE1995 | 2025-02-10 11:39 | 2025-02-13 13:26 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-lender confirmed they backed out EMD. lender comments resolve finding - Due Diligence Vendor-02/13/2025 <br> Ready for Review-Document Uploaded. EMD was backed out - Buyer-02/12/2025 <br> Open-EMD receipt and withdrawal Proof is missing for Amount $[Redacted]. - Due Diligence Vendor-02/10/2025 |  | Resolved-lender confirmed they backed out EMD. lender comments resolve finding - Due Diligence Vendor-02/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3388374 |
| 606 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 607 |  | B A | Closed | FCRE1200 | 2025-02-10 14:58 | 2025-02-11 06:28 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived--Asper prate Sheet Minimum loan amount is [Redacted] <br> - Exception from provided to allow Minimum Loan amount of [Redacted]<br> - Exception Form On pg. no 809<br> - Approved Condition :-0.25 to price - Due Diligence Vendor-02/10/2025 |  | Waived--Asper prate Sheet Minimum loan amount is [Redacted] <br> - Exception from provided to allow Minimum Loan amount of [Redacted]<br> - Exception Form On pg. no 809<br> - Approved Condition :-0.25 to price - Due Diligence Vendor-02/10/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3391307 |
| 607 |  | B A | Closed | FCRE1174 | 2025-02-10 14:26 | 2025-02-11 06:28 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master Condo Insurance Policy Partially Provided - Master Policy should also cover Replacement cost value for Roof surface<br> - Exception form provide to process with loans without RCE for [Redacted]<br> - Exception from on pg. no 804<br> - Approved condition :- 0.25 to price - Due Diligence Vendor-02/10/2025 |  | Waived-Master Condo Insurance Policy Partially Provided - Master Policy should also cover Replacement cost value for Roof surface<br> - Exception form provide to process with loans without RCE for [Redacted]<br> - Exception from on pg. no 804<br> - Approved condition :- 0.25 to price - Due Diligence Vendor-02/10/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3390953 |
| 608 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 609 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 610 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 611 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 612 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 613 |  | B A | Closed | FCOM5556 | 2025-02-13 08:02 | 2025-02-19 14:59 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing Credit Score Disclosure (FACTA) | Resolved-lender has provided an explanation that FACTA is not needed on investment. they are accepting this. - Due Diligence Vendor-02/19/2025 <br>Ready for Review-Document Uploaded. Please review uploaded explnation related to FACTA - Seller-02/19/2025 <br>Counter-The issue is the FACTA disclosures sent to closing have the wrong scores disclosed on them. Since you pulled new credit, and used new scores to make the credit lending decision on this file, you have to issue FACTA disclosures based on the credit score used to make the lending decision. We don't need the credit report, we have it. We need the FACTA disclosures to be issued properly based on the final credit scores. The final credit scores used to qualify are 737, 751, 752 FACTA scores disclosed are inaccurate at 742, 725, 748 This allows the consumer to understand what was considered as part of their loan decision and rate. Also allows them to submit a dispute. Please reissue FACTA to borrower and upload copies to finding<br> - Due Diligence Vendor-02/19/2025 <br>Ready for Review-If the credit report expired we do not issue a new FACTA disclosure,borrower signed a form at initial disclosure "Authorization to obtain credit information" - Seller-02/19/2025 <br>Counter-we already used this report. Your FACTA Disclosures did not use these scores. they were based on older credit. Need FACTA disclosures using the 1/15 scores. - Due Diligence Vendor-02/18/2025 <br>Ready for Review-Document Uploaded. The new credit report was on file pages 303-315 and re-uploaded for your reference. Fico score is based to new credit report 01/15/2025 - Buyer-02/18/2025 <br>Counter-finding is not for missing credit report, Finding is for the FACTA Credit score disclosure did not properly reflect the accurate scores used to qualify loan. this is an compliance issue - Due Diligence Vendor-02/14/2025 <br>Ready for Review-Please refer to page 303-315 of uploaded credit package .We had credit report 01/15/2025 with Fico 751 - Seller-02/14/2025 <br>Open-Per Credit report in file on pg.# 303 need updated credit score disclosures document. <br> Note: Pg.#369 to 375: no credit report present in file and date is also 08/20/2024 (expired) - Due Diligence Vendor-02/13/2025 | Ready for Review-Document Uploaded. Please review uploaded explnation related to FACTA - Seller-02/19/2025 <br>Ready for Review-If the credit report expired we do not issue a new FACTA disclosure,borrower signed a form at initial disclosure "Authorization to obtain credit information" - Seller-02/19/2025 <br>Ready for Review-Please refer to page 303-315 of uploaded credit package .We had credit report 01/15/2025 with Fico 751 - Seller-02/14/2025<br>| Resolved-lender has provided an explanation that FACTA is not needed on investment. they are accepting this. - Due Diligence Vendor-02/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3415415 |
| 613 |  | B A | Closed | FCRE9991 | 2025-02-13 08:00 | 2025-02-14 13:31 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender has provided an update tape with correct FICO of 751 - Due Diligence Vendor-02/14/2025 <br>Ready for Review-Document Uploaded. Please review uploaded tape - Seller-02/14/2025 <br>Open-Credit Score. <br> > Lender considered score from report dated 08/20/2024. Mid score per 1008 pg.# 455 is 742. However this document is expired and not found in package either. Even score disclosures are reading this old scores. (refer pg. 369)<br> > Per the available Credit report on pg.# 303 the mid score should be 751 : tape to be updated. - Due Diligence Vendor-02/13/2025 | Ready for Review-Document Uploaded. Please review uploaded tape - Seller-02/14/2025<br>| Resolved-lender has provided an update tape with correct FICO of 751 - Due Diligence Vendor-02/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3415409 |
| 614 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 615 |  | D B A | Closed | FCRE6019 | 2025-02-13 11:09 | 2025-02-18 11:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-proof of legal entry now present - Due Diligence Vendor-02/18/2025 <br>Ready for Review-Document Uploaded. Form I-797 was provided on file with valid dates as of 10/01/2024 to 07/22/2027 .Please review uploaded recent response from the oficial dhs.gov - Buyer-02/14/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing NON PRA borrower : Only I-797B is provided EAD card is missing in file. refer pg. no 194 - Due Diligence Vendor-02/13/2025 |  | Resolved-proof of legal entry now present - Due Diligence Vendor-02/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3418183 |
| 615 |  | D B A | Closed | FCRE1247 | 2025-02-13 05:57 | 2025-02-13 10:48 | Waived | 2 - Non-Material B | Credit | Eligibility | Seller Contribution Exceeds Program Maximum | Waived--As per guide seller contribution for investment should be CLTV > [Redacted]%: [Redacted]<br> - Exception from Provided as Seller contribution is going up to [Redacted]%and file CLTV is [Redacted]%<br> - Exception form on Pg. no 684<br> - Approved condition :- As is <br> - Due Diligence Vendor-02/13/2025 |  | Waived--As per guide seller contribution for investment should be CLTV > [Redacted]: [Redacted]%<br> - Exception from Provided as Seller contribution is going up to [Redacted]% and file CLTV is [Redacted]%<br> - Exception form on Pg. no 684<br> - Approved condition :- As is <br> - Due Diligence Vendor-02/13/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3414204 |
| 616 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 617 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 618 |  | D A | Closed | FCOM4028 | 2025-02-18 08:54 | 2025-02-21 09:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/21/2025 <br>Ready for Review-Less than 60 days form signing - Buyer-02/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3438676 |
| 619 |  | D B A | Closed | FCOM4028 | 2025-02-18 10:36 | 2025-02-21 09:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/21/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-02/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3439942 |
| 619 |  | D B A | Closed | FVAL5474 | 2025-02-18 14:11 | 2025-02-18 14:11 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-\*Per Guide projects with 21 or more units – 25%<br> \*Exception provided for single entity owns 30% of units<br> \*Exception Pg.#31 of 153<br> \*Approved with Condition: +0.25 to price, [Redacted] max - Due Diligence Vendor-02/18/2025 |  | Waived-\*Per Guide projects with 21 or more units – 25%<br> \*Exception provided for single entity owns 30% of units<br> \*Exception Pg.#31 of 153<br> \*Approved with Condition: +0.25 to price, [Redacted] max - Due Diligence Vendor-02/18/2025<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, 5 years on current job, Residential income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last24 months, 2+ borrowers on the loan, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3441736 |
| 620 |  | B A | Closed | FVAL9739 | 2025-02-18 07:56 | 2025-02-18 07:56 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Page 405 - Exception to not need a 2nd appraisal (File does contain a 2nd appraisal but CU is 1 on original appraisal) - Due Diligence Vendor-02/18/2025 |  | Waived-Page 405 - Exception to not need a 2nd appraisal (File does contain a 2nd appraisal but CU is 1 on original appraisal) - Due Diligence Vendor-02/18/2025<br>|  | No mortgage lates last 24 months, 5+ yrs credit history, No consumer lates in last 24 months. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3438113 |
| 621 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 622 |  | D A | Closed | FCRE1158 | 2025-02-19 12:04 | 2025-03-17 05:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-corrected insurance now present - Due Diligence Vendor-03/17/2025 <br> Ready for Review-Document Uploaded. updated HOI - address updated - Buyer-03/14/2025 <br> Open-Subject property Address Unit No is incorrect on HO6 Policy.<br> Note:- Subject property Unit no is "[Redacted]" where Location reads "[Redacted] and [Redacted]" refer pg. no 448 - Due Diligence Vendor-02/19/2025 |  | Resolved-corrected insurance now present - Due Diligence Vendor-03/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3448858 |
| 622 |  | D A | Closed | FVAL4940 | 2025-02-20 08:08 | 2025-02-27 06:20 | Resolved | 1 - Information D A | Property | Missing Doc | Missing Homeowner's Association Questionnaire | Resolved-lender provided updated tape to correct HOA due. Also they confirmed that condo is approved by Lender - Due Diligence Vendor-02/27/2025 <br> Ready for Review-Document Uploaded. The project had been approved by [Redacted] (limited approval) with no restrictions. There was no need to upload a questionnaire to the loan. How did they find uncompleted checks? We don't see any issue here.<br> HOA dues on 1003 updated. Sure, the correct amount must have been $[Redacted]<br>Uploaded updated tape, 1008, approval letter <br> - Buyer-02/26/2025 <br> Open-1) HOA Questionnaire Pg.# 351 is a limited condo review but single entity and litigation checks not completed.<br> 2) Need proof for HOA considered as $[Redacted] Appraisal is reading $[Redacted] on pg.#141. - Due Diligence Vendor-02/20/2025 |  | Resolved-lender provided updated tape to correct HOA due. Also they confirmed that condo is approved by Lender - Due Diligence Vendor-02/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3453858 |
| 622 |  | D A | Closed | FCOM4028 | 2025-02-19 09:43 | 2025-02-24 05:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3446950 |
| 623 |  | D A | Closed | FCRE1316 | 2025-02-20 06:36 | 2025-02-25 07:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-resolved with lender comments. Lender states that prior employment was sch C and no tax returns required to be filed yet for 2024 - Due Diligence Vendor-02/25/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by SUW - Buyer-02/24/2025 <br>Open-Current employment <12 months and prior VOE from Business Logistic Service for 2024 is missing in the file.<br> Note: 2023 Tax return only in file. Continuity employment proof is missing from Jan 2024 to May 2024. Pg.#379 proof is from June 2024 till current. - Due Diligence Vendor-02/20/2025 |  | Resolved-resolved with lender comments. Lender states that prior employment was sch C and no tax returns required to be filed yet for 2024 - Due Diligence Vendor-02/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3453081 |
| 623 |  | D A | Closed | FCOM4028 | 2025-02-19 09:41 | 2025-02-24 05:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2025 <br>Ready for Review-File was recently closed, recorded mortgage not available, it will be provided upon the receipt. - Buyer-02/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3446934 |
| 624 |  | D B A | Closed | FCOM4028 | 2025-02-19 13:40 | 2025-02-24 05:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3449821 |
| 624 |  | D B A | Closed | FCRE1174 | 2025-02-19 15:31 | 2025-02-19 15:31 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Exception provided for Allow Separate Flood Policy Coverage on a Condo<br> Exception form page#190 of 210<br> Approved - Due Diligence Vendor-02/19/2025 |  | Waived-Exception provided for Allow Separate Flood Policy Coverage on a Condo<br> Exception form page#190 of 210<br> Approved - Due Diligence Vendor-02/19/2025<br>|  | No credit events past 40 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3450784 |
| 625 |  | D B A | Closed | FCRE1226 | 2025-02-21 07:54 | 2025-02-26 13:49 | Cured | 2 - Non-Material D B | Credit | Missing Doc | Appraisal Transfer documentation is incomplete or partial | Cured-post close appraiser comments that this is arms length transaction - Due Diligence Vendor-02/26/2025 <br>Ready for Review-Document Uploaded. Please review uploaded revised appraisal - Buyer-02/26/2025 <br>Open-Appraisal on pg.#31: does not confirm if this is a Arm length transaction or Non Arm length transaction . - Due Diligence Vendor-02/21/2025 |  | Cured-post close appraiser comments that this is arms length transaction - Due Diligence Vendor-02/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3460608 |
| 625 |  | D B A | Closed | FCRE1316 | 2025-02-21 07:19 | 2025-02-24 14:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-final 1003 had previous employment verified. same line of work verified. full 2 yrs verified by lender - Due Diligence Vendor-02/24/2025 <br> Ready for Review-As per final 1003,borrower was in same line of employment on schedule C from 04/11/2026 to 06/03/2024. The 2 Years employment history was disclosed on final 1003 - Buyer-02/24/2025 <br> Open-Current employment <12 months and prior VOE from [Redacted] for 2024 is missing in the file.<br> Note: 2023 Tax return only in file. Continuity employment proof is missing from Jan 2024 to May 2024. Pg.#464 proof is from June 2024 till current. - Due Diligence Vendor-02/21/2025 |  | Resolved-final 1003 had previous employment verified. same line of work verified. full 2 yrs verified by lender - Due Diligence Vendor-02/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3460273 |
| 625 |  | D B A | Closed | FCOM4028 | 2025-02-20 11:50 | 2025-02-21 11:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3456060 |
| 626 |  | D A | Closed | FCOM4028 | 2025-02-21 07:42 | 2025-02-21 10:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3460498 |
| 627 |  | D A | Closed | FCOM4028 | 2025-02-21 10:36 | 2025-02-25 09:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3463084 |
| 628 |  | D A | Closed | FCRE1479 | 2025-02-24 10:36 | 2025-02-27 08:03 | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-proof that borrower owns account is now present - Due Diligence Vendor-02/27/2025 <br> Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW - Buyer-02/26/2025 <br> Open-Asset Record 1 Does Not Meet G/L Requirements For Business Asset [Redacted] pg.#71 Ownership proof is missing and access LOX will be needed accordingly.<br> Note: This business is different (without LLC) and not same as Assets2 (This is with LLC and have proof). - Due Diligence Vendor-02/24/2025 |  | Resolved-proof that borrower owns account is now present - Due Diligence Vendor-02/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3470511 |
| 628 |  | D A | Closed | FCOM4028 | 2025-02-24 07:34 | 2025-02-25 15:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3468251 |
| 629 |  | D A | Closed | FCRE4104 | 2025-02-24 13:08 | 2025-02-27 08:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing explanation and supporting documentation for large deposit(s) | Resolved-copy of donor wire is now present - Due Diligence Vendor-02/27/2025 <br> Ready for Review-Document Uploaded. Please see attached confirmation of deposit of gift funds to the Title company - Buyer-02/27/2025 <br> Open-Gift letter for $[Redacted] on page 82<br> No proof of deposit in file - Due Diligence Vendor-02/24/2025 |  | Resolved-copy of donor wire is now present - Due Diligence Vendor-02/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3471953 |
| 629 |  | D A | Closed | FCOM4028 | 2025-02-24 11:36 | 2025-02-25 14:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3471215 |
| 630 |  | D A | Closed | FCOM4028 | 2025-02-24 10:54 | 2025-02-25 13:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3470717 |
| 631 |  | D A | Closed | FCOM4028 | 2025-02-26 09:59 | 2025-02-27 14:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2025 <br>Ready for Review-less than 60 day - Buyer-02/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3485233 |
| 632 |  | D A | Closed | FCOM4028 | 2025-02-26 07:30 | 2025-02-27 04:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3483378 |
| 633 |  | D B A | Closed | FCRE1325 | 2025-02-26 09:54 | 2025-03-06 12:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 CPA/Accountant Letter is Missing or Incomplete | Resolved-Borrower 1 CPA Letter Provided - Due Diligence Vendor-03/06/2025 <br>Resolved-CPA letter now corrected and missing info is present - Due Diligence Vendor-03/06/2025 <br>Ready for Review-Document Uploaded. Please see attached revised CPA letter - Buyer-03/06/2025 <br>Open-CPA letter on page 171 is incomplete. Accountant said borrower filed returns since ____ no date or year provided - Due Diligence Vendor-02/26/2025 |  | Resolved-Borrower 1 CPA Letter Provided - Due Diligence Vendor-03/06/2025 <br>Resolved-CPA letter now corrected and missing info is present - Due Diligence Vendor-03/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3485171 |
| 633 |  | D B A | Closed | FCRE8611 | 2025-02-26 09:10 | 2025-02-28 05:33 | Resolved | 1 - Information C A | Credit | Income/Employment | Income/Employment General | Resolved-resolved with lender comment. Docs used for rental income calc are ok - Due Diligence Vendor-02/28/2025 <br> Ready for Review-1007 is allowed to be used - Buyer-02/28/2025 <br> Open-lesae in file since Spt 2024 and is for $[Redacted]/ month. Lender used 1007 at $[Redacted]/month. Confirm ok to use 1007 since lease for less. - Due Diligence Vendor-02/26/2025 |  | Resolved-resolved with lender comment. Docs used for rental income calc are ok - Due Diligence Vendor-02/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3484578 |
| 633 |  | D B A | Closed | FCOM4028 | 2025-02-26 07:31 | 2025-02-27 14:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3483398 |
| 633 |  | D B A | Closed | FCRE1228 | 2025-02-26 09:54 | 2025-02-26 09:54 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Negative Balance instances > 3<br> Comments 6 negative balance instances. 5+ years credit history, no mortgage lates or credit events<br> Pg 174<br> - Due Diligence Vendor-02/26/2025 |  | Waived-Negative Balance instances > 3<br> Comments 6 negative balance instances. 5+ years credit history, no mortgage lates or credit events<br> Pg 174<br> - Due Diligence Vendor-02/26/2025<br>|  | Compensating Factors<br> No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3485159 |
| 634 |  | D B A | Closed | FCRE3978 | 2025-02-26 13:18 | 2025-03-03 15:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Letter of Explanation (Credit) | Resolved-lender provided statement that borrower didnt proceed with other loan - Due Diligence Vendor-03/03/2025 <br>Ready for Review-Document Uploaded. Please review uploaded LOX from broker - Buyer-03/03/2025 <br>Counter-agree but now since this has a DTI calculation,we need proof this new mortgage payment was included since they applied for a loan on another house. (Have you or will you apply for a mortgage on another property on or before closing of this transaction?) - Due Diligence Vendor-03/03/2025 <br>Ready for Review-The section 5D1 doesn't states that an LOX is needed ,it has only "Yes" or "No " options to be selected. - Buyer-02/28/2025 <br>Open-1003 page #290 section 5 D1 is marked as yes, however no supporting docs or LOX in file. - Due Diligence Vendor-02/26/2025 |  | Resolved-lender provided statement that borrower didnt proceed with other loan - Due Diligence Vendor-03/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 3487521 |
| 634 |  | D B A | Closed | FCOM4028 | 2025-02-26 09:49 | 2025-02-28 06:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 3485125 |
| 634 |  | D B A | Closed | FCRE1200 | 2025-02-26 13:17 | 2025-02-26 13:17 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-As per guide, Guideline Minimum Loan Amount is $[Redacted]<br> \*Exception form is provided to allow Loan Amount <[Redacted]<br> \*Approved Conditions: +0.25 to price, [Redacted] max<br> \*Exception form is on page #642 - Due Diligence Vendor-02/26/2025 |  | Waived-As per guide, Guideline Minimum Loan Amount is $[Redacted]<br> \*Exception form is provided to allow Loan Amount <[Redacted]<br> \*Approved Conditions: +0.25 to price, [Redacted] max<br> \*Exception form is on page #642 - Due Diligence Vendor-02/26/2025<br>|  | Several income sources and DTI below 45%, 5 years on current job, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 3487508 |
| 635 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 636 |  | D B A | Closed | FCOM4028 | 2025-02-27 14:55 | 2025-03-04 05:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3497355 |
| 636 |  | D B A | Closed | FCRE1228 | 2025-02-28 08:32 | 2025-02-28 08:32 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-As per guide, Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed<br> \*Exception form is provided to allow 17 NSF in most recent 12 months<br> \*Approved Conditions: 0.25 to price, no other exception allowed<br> \*Exception form is on page #674 - Due Diligence Vendor-02/28/2025 |  | Waived-As per guide, Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed<br> \*Exception form is provided to allow 17 NSF in most recent 12 months<br> \*Approved Conditions: 0.25 to price, no other exception allowed<br> \*Exception form is on page #674 - Due Diligence Vendor-02/28/2025<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3501565 |
| 637 |  | D B A | Closed | FCRE1492 | 2025-02-28 07:52 | 2025-03-17 07:22 | Waived | 2 - Non-Material C B | Credit | Assets | Cash Out Does Not Meet Guideline Requirements | Waived-exception property was acquired within last 6 months through the QCD and LTV is<br> up to 75%. - Due Diligence Vendor-03/17/2025 <br> Ready for Review-Document Uploaded. updated date acquired to 10-30-2024, please see attached updated 1003/1008 + PC exception + updated Lock form uploaded - Buyer-03/14/2025 <br> Open-Cash Out Does Not Meet Guideline Requirements There is no transfer data. Appears bwr was QC'd the property but the LTV is over [Redacted]%. There is no prior purchase info or a carve out to the GL(inheritance, etc) that can be determined to allow the cash out on investment property owned less than 6 months. Title page 607. - Due Diligence Vendor-02/28/2025 |  | Waived-exception property was acquired within last 6 months through the QCD and LTV is<br> up to 75%. - Due Diligence Vendor-03/17/2025<br>|  | 5 years on current job, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in<br> the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum<br> required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Post-Close | Yes | 3500963 |
| 637 |  | D B A | Closed | FCRE8728 | 2025-03-03 12:55 | 2025-03-06 13:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Payment History | Resolved-lender addressed this was part of a multi pack closing - Due Diligence Vendor-03/06/2025 <br> Ready for Review-Document Uploaded. it's a multipack, final cd from the other property uploaded - Buyer-03/06/2025 <br> Open-Missing concurrent REO [Redacted] loan CD/Pmt Coupon evidencing new [Redacted] PITI of $[Redacted] - Due Diligence Vendor-03/03/2025 |  | Resolved-lender addressed this was part of a multi pack closing - Due Diligence Vendor-03/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3515865 |
| 637 |  | D B A | Closed | FCOM4028 | 2025-02-28 06:48 | 2025-03-03 15:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3500313 |
| 638 |  | D B A | Closed | FCOM4028 | 2025-03-03 09:11 | 2025-03-05 05:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2025 <br>Ready for Review-Less than 60 days - Buyer-03/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3512694 |
| 638 |  | D B A | Closed | FCRE1174 | 2025-03-03 11:25 | 2025-03-03 11:25 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Exception form provided for Allow Actual Cash Value for Windstorm and Hail Coverage<br> Exception form page#292 of 310<br> Approved With Conditions: 0.25 to price, [Redacted] max - Due Diligence Vendor-03/03/2025 |  | Waived-Exception form provided for Allow Actual Cash Value for Windstorm and Hail Coverage<br> Exception form page#292 of 310<br> Approved With Conditions: 0.25 to price, [Redacted] max - Due Diligence Vendor-03/03/2025<br>|  | No credit events past 40 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3514731 |
| 639 |  | D A | Closed | FCOM4028 | 2025-03-03 23:57 | 2025-03-05 05:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-03/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3519060 |
| 640 |  | D A | Closed | FCOM4028 | 2025-03-04 20:32 | 2025-03-06 11:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2025 <br>Ready for Review-File was recently closed, recorded mortgage not available, it will be provided upon the receipt. - Buyer-03/06/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-03/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3528386 |
| 641 |  | D A | Closed | FCOM4028 | 2025-03-04 06:54 | 2025-03-06 05:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3520654 |
| 642 |  | D A C | Closed | FVAL5474 | 2025-03-05 08:18 | 2025-03-11 12:56 | Resolved | 1 - Information C A | Property | Property | Condo project is ineligible | Resolved-lender provided missing litigation docs for condo. they have reviewed and accepted - Due Diligence Vendor-03/11/2025 <br>Ready for Review-Document Uploaded. These documents were provided while approving the previous file.<br> Uploaded the docs from [Redacted] to the current file.<br> - Buyer-03/11/2025 <br>Open-Litigation check mark yes no supporting document provided. refer page#287 - Due Diligence Vendor-03/05/2025 |  | Resolved-lender provided missing litigation docs for condo. they have reviewed and accepted - Due Diligence Vendor-03/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3531546 |
| 642 |  | D A C | Closed | FCRE6206 | 2025-03-05 07:25 | 2025-03-11 05:53 | Resolved | 1 - Information B A | Credit | Title | Mortgagee Clauses is missing or incorrect on Title Commitment or Final Policy | Resolved-Mortgagee Clause "ISAOA/ATIMA on title now present - Due Diligence Vendor-03/11/2025 <br>Ready for Review-Document Uploaded. we have another one on file. It has the correct mortgagee clause.<br> reuploaded - Buyer-03/11/2025 <br>Open-Mortgagee Clause is 'No'. Mortgagee Clause is missing or incorrect on Title Commitment or Final Policy. Title Commitment . Mortgagee Clause "ISAOA/ATIMA" is missing on pg.#438 - Due Diligence Vendor-03/05/2025 |  | Resolved-Mortgagee Clause "ISAOA/ATIMA on title now present - Due Diligence Vendor-03/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3530985 |
| 642 |  | D A C | Closed | FCOM4028 | 2025-03-05 06:42 | 2025-03-06 15:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3530547 |
| 643 |  | D A | Closed | FCRE1995 | 2025-03-06 06:19 | 2025-03-10 05:31 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-resolved with lender comments. They backed out EMD - Due Diligence Vendor-03/10/2025 <br> Ready for Review-Document Uploaded. [Redacted] EMD was backed out of [Redacted]. - Buyer-03/07/2025 <br> Open-Earnest deposit of #[Redacted] is reflecting in final 1003(page #146 of signed closing pkg) and final CD(page #37 of signed closing pkg), supporting documents are missing in file - Due Diligence Vendor-03/06/2025 |  | Resolved-resolved with lender comments. They backed out EMD - Due Diligence Vendor-03/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3542305 |
| 643 |  | D A | Closed | FCOM4028 | 2025-03-06 04:59 | 2025-03-07 12:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/07/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-03/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3541643 |
| 644 |  | D A | Closed | FCOM4028 | 2025-03-05 09:42 | 2025-03-07 12:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3533220 |
| 645 |  | D A C | Closed | 2260 | 2025-03-05 10:38 | 2025-03-19 13:07 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-prepayment addendum for note now present - Due Diligence Vendor-03/19/2025 <br>Ready for Review-Document Uploaded. - Buyer-03/19/2025 <br>Counter-still missing addendum to Note with prepayment info one in file has NA for terms - Due Diligence Vendor-03/17/2025 <br>Ready for Review-Document Uploaded. - Buyer-03/17/2025 <br>Open- - per the lock (Page 305) there is a 5 year prepayment penalty. The Prepayment addendum (page 35) and rider (page 14) say there is no prepayment penalty. - Due Diligence Vendor-03/05/2025 |  | Resolved-prepayment addendum for note now present - Due Diligence Vendor-03/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3534149 |
| 645 |  | D A C | Closed | FCOM4028 | 2025-03-05 09:56 | 2025-03-05 14:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3533389 |
| 646 |  | D A | Closed | FCRE9991 | 2025-03-06 07:24 | 2025-04-25 07:28 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-corrected tape now present - Due Diligence Vendor-04/25/2025 <br> Ready for Review-Document Uploaded. Please review uoloaded updated tape. - Seller-04/24/2025 <br> Counter-$[Redacted]= 1.798 NOT 1.98. we agree on PITIA payment but you can only use [Redacted]% of [Redacted] and then you can see the math does not = 1.98 - Due Diligence Vendor-04/24/2025 <br> Ready for Review-PITIA is $[Redacted].fisrst mortgage $[Redacted]+current P&I $[Redacted]+Insurance $[Redacted]+Taxes $[Redacted]+Flood $[Redacted]=$[Redacted]<br> DSCr is accurate 1.979 - Seller-04/24/2025 <br> Counter-tape is still wrong. Using net rents of $[Redacted]= 1.798 and your tape says 1.98 - Due Diligence Vendor-03/11/2025 <br> Ready for Review-No,this is not [Redacted] where [Redacted]% would be applicable. <br> We used [Redacted] earnings where rental expenses were provided and for DSCR we used net earnings ,not the gross amount. - Seller-03/11/2025 <br> Counter-DSCR still incorrect. Can only use [Redacted]% since this is short term rents. please fix. - Due Diligence Vendor-03/10/2025 <br> Ready for Review-Document Uploaded. DSCR is 1.979 .Calcualtions were basd to airbnnbEarnings report .<br> Total earnings were $[Redacted] /12 months / PITIA [Redacted]=1.7981.<br> Updated tape uploaded - Seller-03/10/2025 <br> Open-DSCR is off by 0.731. Lender's score 2.123<br> Lender 1008 indicates a rent of $[Redacted]. Docs in file, [Redacted] page #52. <br> PITI Matches. No lease or other indicator to support any other rent per Lender if any.<br> > Calculation: Gross rent [Redacted]= Rent [Redacted]PITIA= 1.392 should be the actual score - Due Diligence Vendor-03/06/2025 | Ready for Review-Document Uploaded. Please review uoloaded updated tape. - Seller-04/24/2025 <br> Ready for Review-PITIA is $[Redacted] .fisrst mortgage [Redacted]+current P&I $[Redacted]+Insurance $[Redacted]+Taxes $[Redacted]+Flood $[Redacted]=$[Redacted]<br> DSCr is accurate 1.979 - Seller-04/24/2025 <br> Ready for Review-No,this is not [Redacted] where [Redacted]% would be applicable. <br> We used [Redacted] earnings where rental expenses were provided and for DSCR we used net earnings ,not the gross amount. - Seller-03/11/2025 <br> Ready for Review-Document Uploaded. DSCR is 1.979 .Calcualtions were basd to airbnnbEarnings report .<br> Total earnings were $[Redacted] /12 months / PITIA [Redacted]=1.7981.<br> Updated tape uploaded - Seller-03/10/2025 | Resolved-corrected tape now present - Due Diligence Vendor-04/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3543038 |
| 646 |  | D A | Closed | FCOM4028 | 2025-03-05 14:47 | 2025-03-20 15:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3537895 |
| 646 |  | D A | Closed | FCRE1165 | 2025-03-06 07:33 | 2025-03-13 14:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Insurance Policy Partially Provided | Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-03/13/2025 <br> Resolved-flood receipt now present confirming premium - Due Diligence Vendor-03/10/2025 <br> Ready for Review-Document Uploaded. Please review uploaded updated final 1008. W e had paid flood receitp for $[Redacted] - Buyer-03/10/2025 <br> Open-Lender has considered flood premium of $[Redacted] annually, as per doc on page #442 premium is $[Redacted]annually, need supporting doc to verify the premium considered by lender - Due Diligence Vendor-03/06/2025 |  | Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-03/13/2025 <br>Resolved-flood receipt now present confirming premium - Due Diligence Vendor-03/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3543157 |
| 647 |  | D A | Closed | FCRE1158 | 2025-03-06 08:27 | 2025-03-10 07:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-03/10/2025 <br>Ready for Review-Document Uploaded. Please find the policy with deductible amount included. - Buyer-03/08/2025 <br>Open-Hazard Insurance Policy Partially Provided Deductible amount is not present on policy - Due Diligence Vendor-03/06/2025 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-03/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3543941 |
| 647 |  | D A | Closed | FCOM4028 | 2025-03-06 07:52 | 2025-03-07 12:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3543372 |
| 648 |  | D B A | Closed | FCOM4028 | 2025-03-06 11:55 | 2025-03-07 11:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3547597 |
| 648 |  | D B A | Closed | FVAL5385 | 2025-03-06 12:53 | 2025-03-06 12:53 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Exception on page 374<br>Property listed for sale within 6 months<br>Approved with conditions of [Redacted] max - Due Diligence Vendor-03/06/2025 |  | Waived-Exception on page 374<br>Property listed for sale within 6 months<br>Approved with conditions of [Redacted] max - Due Diligence Vendor-03/06/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history,<br> No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3548637 |
| 649 |  | D A | Closed | FCRE6019 | 2025-03-10 09:07 | 2025-03-12 15:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-perm card now present - Due Diligence Vendor-03/12/2025 <br>Ready for Review-Document Uploaded. - Buyer-03/12/2025 <br>Open-Please provide permanent resident card since B1 citizenship is permanent resident alien. We have 1-797 form in page #263 stating to consider 48 months from the date of expiration, but there is no card to validate the expiration date. Hence, we have raised finding. - Due Diligence Vendor-03/10/2025 |  | Resolved-perm card now present - Due Diligence Vendor-03/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3569446 |
| 650 |  | D B A | Closed | FCOM4028 | 2025-03-09 23:14 | 2025-03-10 12:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-03/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3565956 |
| 650 |  | D B A | Closed | FVAL5524 | 2025-03-10 06:00 | 2025-03-10 06:00 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Allow Rural Manufactured Home, However Exception document in page # 1 of Credit_pkg_2.pdf - Due Diligence Vendor-03/10/2025 |  | Waived-Allow Rural Manufactured Home, However Exception document in page # 1 of Credit_pkg_2.pdf - Due Diligence Vendor-03/10/2025<br>|  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2. No mortgage late payments in the last 24 months- No mortgage late payments in past 24 months per CBR Page #66- Credit_pkg_2.pdf,<br> 3. LTV 10% below maximum- Audited LTV 58.57% & Maximum LTV 70% with Difference is 11.43% Which is Greater then 10%. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3567257 |
| 651 |  | D A | Closed | FCOM4028 | 2025-03-07 13:23 | 2025-03-10 14:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3559795 |
| 652 |  | D B A | Closed | FCRE9991 | 2025-03-12 16:00 | 2025-03-17 10:18 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender corrected DTI and now matches at 7.59 - Due Diligence Vendor-03/17/2025 <br> Ready for Review-Document Uploaded. fixed - Buyer-03/14/2025 <br> Open-DTI is 7.59 from info in file. Debts are $[Redacted] from credit (no primary housing and income only on subject) / $[Redacted] income =7.59. Not sure where lender DTI came from of 28.49. PITIA and debts and income all match - Due Diligence Vendor-03/12/2025 |  | Resolved-lender corrected DTI and now matches at 7.59 - Due Diligence Vendor-03/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3597607 |
| 652 |  | D B A | Closed | FCOM4028 | 2025-03-12 14:18 | 2025-03-13 15:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3596037 |
| 652 |  | D B A | Closed | FVAL4036 | 2025-03-12 16:01 | 2025-03-12 16:01 | Waived | 2 - Non-Material B | Property | Property | Flip or Rapid Resale of Property | Waived-Appraisal<br> Short Description Flip from 4/24 11 Mos later use current appraisal<br> Pg. 337 - Due Diligence Vendor-03/12/2025 |  | Waived-Appraisal<br> Short Description Flip from 4/24 11 Mos later use current appraisal<br> Pg. 337 - Due Diligence Vendor-03/12/2025<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3597625 |
| 653 |  | D A | Closed | FCOM4028 | 2025-03-12 23:20 | 2025-03-14 15:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-03/14/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-03/13/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-03/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3598909 |
| 654 |  | D B A | Closed | FCOM4028 | 2025-03-13 23:49 | 2025-03-14 15:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-03/14/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-03/14/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-03/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3609789 |
| 654 |  | D B A | Closed | FCRE1174 | 2025-03-14 02:35 | 2025-03-14 04:34 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master Condo Insurance Policy Partially Provided Hazard/Wind Home policy not included in provided Master Policy Insurance in Page #1. however, exception document in page # 595 of 687 - Due Diligence Vendor-03/14/2025 |  | Waived-Master Condo Insurance Policy Partially Provided Hazard/Wind Home policy not included in provided Master Policy Insurance in Page #1. however, exception document in page # 595 of 687 - Due Diligence Vendor-03/14/2025<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File <br> No mortgage late payments in the last 24 months- No Consumer Mortgage late payments in CBR Page #675 of 687<br> 5+ years credit history-Oldest tradeline date in CBR page # 675 of 687 is 09/21/2001 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3610348 |
| 655 |  | D A | Closed | FCRE1995 | 2025-03-18 11:10 | 2025-03-21 12:15 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-resolved with lender comments. EMD backed out - Due Diligence Vendor-03/21/2025 <br> Ready for Review-Yes, backed out - Buyer-03/21/2025 <br> Counter-missing proof it cleared account or advise if backed out - Due Diligence Vendor-03/20/2025 <br> Ready for Review-Document Uploaded. - Buyer-03/20/2025 <br> Open-Please provide supporting documentation to verify EMD of $[Redacted] reflecting in Final CD Page #19_Signed closing Pkg - Due Diligence Vendor-03/18/2025 |  | Resolved-resolved with lender comments. EMD backed out - Due Diligence Vendor-03/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3638299 |
| 655 |  | D A | Closed | FCOM4028 | 2025-03-18 07:01 | 2025-03-20 15:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/19/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-03/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3634451 |
| 656 |  | D A | Closed | FCRE9549 | 2025-03-17 12:24 | 2025-03-24 12:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Credit Report Supplement | Resolved-title confirms this is being removed from final title - Due Diligence Vendor-03/24/2025 <br> Ready for Review-Document Uploaded. - Seller-03/24/2025 <br> Counter-this was a requirement of title. need final policy or something from title stating it was removed. - Due Diligence Vendor-03/21/2025 <br> Ready for Review-With the acquisition of this property the borrower pulled a community second which is per the mortgage that was pulled and as per the title requirements this was to be a forgiven item. As per Title Clause 6 regarding mortgage it's identified as a "Homeownership Assistant Program" and after 10 years it will be forgiven so originally it was created in [Redacted], and it's forgiven in [Redacted] after 10 years, so we are good with that. Same was mentioned on Title as well with clause. - Seller-03/21/2025 <br> Open-Need credit supplement or any supporting doc to verify Balloon Mortgage MMAP A/c is closed for amount $[Redacted] refer Pg. no 190 of 306. 2nd mortgage on subject loan. <br> Title Note, pg.#12 :- Mortgage states it will be forgiven 10 years after the date of the Promissory Note (dated [Redacted]), however, no satisfaction found of record. - Due Diligence Vendor-03/17/2025 | Ready for Review-Document Uploaded. - Seller-03/24/2025 <br> Ready for Review-With the acquisition of this property the borrower pulled a community second which is per the mortgage that was pulled and as per the title requirements this was to be a forgiven item. As per Title Clause 6 regarding mortgage it's identified as a "Homeownership Assistant Program" and after 10 years it will be forgiven so originally it was created in [Redacted] and it's forgiven in [Redacted] fter 10 years, so we are good with that. Same was mentioned on Title as well with clause. - Seller-03/21/2025 | Resolved-title confirms this is being removed from final title - Due Diligence Vendor-03/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3628610 |
| 656 |  | D A | Closed | FCOM4028 | 2025-03-17 09:44 | 2025-03-20 15:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3626318 |
| 656 |  | D A | Closed | FCRE9991 | 2025-03-17 12:21 | 2025-03-20 13:13 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender updated DSCR score and now matches - Due Diligence Vendor-03/20/2025 <br> Ready for Review-Document Uploaded. - Seller-03/20/2025 <br> Counter-need corrected tape or lock - Due Diligence Vendor-03/19/2025 <br> Ready for Review-We had received separate guidance to have the information applied in page 2 this however, does not appear to be drawing over the information as it should this has been corrected for the PITIA since we did not receive the actual mortgage statement item we ended up using the full PITIA on the subject as the more conservative route even though we have confirmation of the taxes and insurance being escrowed. - Seller-03/19/2025 <br> Open-DSCR score should be Rent $[Redacted]/ PITI $[Redacted] = 1.333% - Due Diligence Vendor-03/18/2025 | Ready for Review-Document Uploaded. - Seller-03/20/2025 <br>Ready for Review-We had received separate guidance to have the information applied in page 2 this however, does not appear to be drawing over the information as it should this has been corrected for the PITIA since we did not receive the actual mortgage statement item we ended up using the full PITIA on the subject as the more conservative route even though we have confirmation of the taxes and insurance being escrowed. - Seller-03/19/2025<br>| Resolved-lender updated DSCR score and now matches - Due Diligence Vendor-03/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3628575 |
| 657 |  | D A | Closed | FCRE1335 | 2025-03-19 05:25 | 2025-03-21 06:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 IRS Transcripts Missing | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-03/20/2025 <br>Resolved-transcripts now present - Due Diligence Vendor-03/20/2025 <br>Ready for Review-Document Uploaded. - Buyer-03/20/2025 <br>Open-Borrower 1 IRS Transcripts Missing 2022 and 2023 tax transcripts are missing from file. page 456 from IRS only shows that it was filed. Missing all the info and schedule info. Need full tax transcripts for 2022 and 2023 - Due Diligence Vendor-03/19/2025 |  | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-03/20/2025 <br>Resolved-transcripts now present - Due Diligence Vendor-03/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3644337 |
| 657 |  | D A | Closed | FCRE1365 | 2025-03-19 05:27 | 2025-03-21 06:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 IRS Transcripts Missing | Resolved-Borrower 2 IRS Transcripts Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-03/20/2025 <br>Ready for Review-Provided in other condition - Buyer-03/20/2025 <br>Open-Borrower 2 IRS Transcripts Missing 2022 and 2023 tax transcripts are missing from file. page 456 from IRS only shows that it was filed. Missing all the info and schedule info. Need full tax transcripts for 2022 and 2023 - Due Diligence Vendor-03/19/2025 |  | Resolved-Borrower 2 IRS Transcripts Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-03/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3644363 |
| 657 |  | D A | Closed | FCOM4028 | 2025-03-18 02:30 | 2025-03-19 08:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/19/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-03/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3633119 |
| 658 |  | D A | Closed | FCOM4028 | 2025-03-18 10:56 | 2025-03-20 15:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025 <br>Ready for Review-File was recently closed, recorded mortgage not available, it will be provided upon the receipt.<br> - Buyer-03/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3638068 |
| 659 |  | D A | Closed | FCOM4028 | 2025-03-19 09:13 | 2025-03-20 15:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3646827 |
| 660 |  | D A | Closed | FCOM4028 | 2025-03-19 14:44 | 2025-03-21 14:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3651634 |
| 661 |  | D A | Closed | FCOM4028 | 2025-03-20 10:12 | 2025-03-24 14:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3658685 |
| 662 |  | D B A | Closed | FCOM4028 | 2025-03-20 11:20 | 2025-03-21 14:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3659702 |
| 662 |  | D B A | Closed | FVAL4036 | 2025-03-21 08:04 | 2025-03-21 08:07 | Waived | 2 - Non-Material B | Property | Property | Flip or Rapid Resale of Property | Waived-Page 279 - Exception to not require a second appraisal for a recent flip transaction - Due Diligence Vendor-03/21/2025 |  | Waived-Page 279 - Exception to not require a second appraisal for a recent flip transaction - Due Diligence Vendor-03/21/2025<br>|  | No credit event spast 40 months, No mortgage lates last 24 months, 5+ yrs credit history, Credit score > 40 points above program minimum | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3667270 |
| 663 |  | D B A | Closed | FCOM4028 | 2025-03-24 08:12 | 2025-03-25 14:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 3678709 |
| 663 |  | D B A | Closed | FCRE1194 | 2025-03-24 09:10 | 2025-03-24 09:10 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived- - lender granted exception for New construction PUD in [Redacted] - page 456 - Due Diligence Vendor-03/24/2025 |  | Waived- - lender granted exception for New construction PUD in [Redacted] - page 456 - Due Diligence Vendor-03/24/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 3679667 |
| 664 |  | D B A | Closed | FCOM4028 | 2025-03-24 00:37 | 2025-03-24 14:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/24/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-03/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3676360 |
| 664 |  | D B A | Closed | FVAL5524 | 2025-03-24 03:15 | 2025-03-24 05:43 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Subject property is SFR which is in Rural area which is not allowed per Second lien Guidelines. However, Exception Form in the File page No #1- Closing docs.pdf. - Due Diligence Vendor-03/24/2025 |  | Waived-Subject property is SFR which is in Rural area which is not allowed per Second lien Guidelines. However, Exception Form in the File page No #1- Closing docs.pdf. - Due Diligence Vendor-03/24/2025<br>|  | 1.Revolving debt is under 30%- Revolving Payment $1918 is within 30$ of All other Monthly payment $$9,308.18,<br> 2.Reserves >6 months- Calculated Reserves in File is 45.54 Months,<br> 3.No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 4.No Consumer late payments in the last 24 months- No Consumer late payments in past 24 months, per CBR Page #218- Closing docs.pdf,<br> 5.5+ years credit history- Oldest tradeline date in CBR page #218-Closing docs.pdf is 11/01/2011,<br> 6. LTV 10% below maximum- Audited LTV 34.14% & Maximum LTV 60% with Difference is 25.86% Which is Greater than 10%. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3676752 |
| 665 |  | D A | Closed | FCOM4028 | 2025-03-23 09:25 | 2025-03-24 14:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3675218 |
| 666 |  | D B A | Closed | FCOM4028 | 2025-03-24 23:26 | 2025-03-26 08:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/26/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-03/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3685677 |
| 666 |  | D B A | Closed | FCRE1441 | 2025-03-25 10:05 | 2025-03-25 10:05 | Waived | 2 - Non-Material B | Credit | Eligibility | Delinquent Credit History Does Not Meet Guideline Requirements | Waived-credit event in the past 48 months and Credit Report is in Page #2_Credit Pkg.pdf, however exception document in page # 266 of Credit pkg.pdf<br> - Due Diligence Vendor-03/25/2025 |  | Waived-credit event in the past 48 months and Credit Report is in Page #2_Credit Pkg.pdf, however exception document in page # 266 of Credit pkg.pdf<br> - Due Diligence Vendor-03/25/2025<br>|  | 5+ years credit history-Oldest tradeline date in CBR page # 2 of Credit Package.pdf is 03/01/2009<br> LTV 10% below maximum - Audited LTV is 19.69% and CLTV is 50% & Maximum LTV 60% with difference 10%<br> Credit score >40 points than minimum required-Audited FICO 800 and Guideline maximum FICO 680 with difference 120 which is greater than 40 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3689922 |
| 667 |  | D B A | Closed | FCRE1165 | 2025-03-26 12:40 | 2025-03-31 13:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Insurance Policy Partially Provided | Resolved-lender provided proof of premium at $567 - Due Diligence Vendor-03/31/2025 <br>Ready for Review-Document Uploaded. Please review uploaded policy an dexplanation on premium - Buyer-03/31/2025 <br>Open-Flood insurance premium collected at closing is $567 flood insurance on page 456 shows different premium please provide correct policy. - Due Diligence Vendor-03/26/2025 |  | Resolved-lender provided proof of premium at $567 - Due Diligence Vendor-03/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3702037 |
| 667 |  | D B A | Closed | FCOM4028 | 2025-03-25 22:16 | 2025-03-27 06:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/27/2025 <br>Ready for Review-N/A. File was recently closed,recorded mortgage is not available yet - Buyer-03/26/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-03/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3694676 |
| 667 |  | D B A | Closed | FCRE1174 | 2025-03-26 00:54 | 2025-03-26 03:09 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master Condo Insurance Policy Partially Provided Master Policy does not include Ordinance or Law Coverage Per Document in Page #454, however exception document is in page # 478 of 559 - Due Diligence Vendor-03/26/2025 |  | Waived-Master Condo Insurance Policy Partially Provided Master Policy does not include Ordinance or Law Coverage Per Document in Page #454, however exception document is in page # 478 of 559 - Due Diligence Vendor-03/26/2025<br>|  | Revolving debt is under 30%-Revolving debt of $145 is within 30% of Total debts $6980.21<br> No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months-No Mortgage late payments in CBR Page #355 of 559<br> 5+ years credit history-Oldest tradeline date in CBR page # 355 of 559 is 06/01/2016<br> No consumer late payments in the last 24 months-No Consumer late payments in CBR Page #355 of 559<br> Credit score >40 points than minimum required-Audited FICO 755 and Guideline maximum FICO 640 with difference 115 which is greater than 40 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3695234 |
| 668 |  | D B A | Closed | FCOM4028 | 2025-03-25 21:31 | 2025-03-26 15:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/26/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-03/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3694545 |
| 668 |  | D B A | Closed | FCRE6843 | 2025-03-26 00:03 | 2025-03-26 02:00 | Waived | 2 - Non-Material B | Credit | Assets | Asset General | Waived-Current Gift letter of $[Redacted] in Page #83_Credit pkg already deposited to Escrow and reflecting in Final CD Page #25_Closing pkg whereas Borrower's minimum Contribution is [Redacted]% which is < 20%. However, Related Exception Form in the file page no #327- Credit Package.pdf - Due Diligence Vendor-03/26/2025 |  | Waived-Current Gift letter of $[Redacted] in Page #83_Credit pkg already deposited to Escrow and reflecting in Final CD Page #25_Closing pkg whereas Borrower's minimum Contribution is [Redacted]% which is < 20%. However, Related Exception Form in the file page no #327- Credit Package.pdf - Due Diligence Vendor-03/26/2025 |  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 2. 5+ years credit history- Oldest tradeline date in CBR page # 241 of Credit Package.pdf is 08/01/2006,<br> 3. No Mortgage late payments in the last 24 months- No Mortgage late payments in past 24 months per CBR Page #241 of Credit Package.pdf,<br> 4.Credit score >40 points than minimum required- Audited FICO Score is 755, Guideline Maximum FICO Score is 700 difference is 55, Which is Greater than 40. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3695087 |
| 669 |  | D B A | Closed | FCRE3978 | 2025-03-25 10:57 | 2025-03-27 06:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Letter of Explanation (Credit) | Resolved-corrected 1003 now present and UW explanation that they mtgs were incorrect and should have been assigned to primary. now corrected. - Due Diligence Vendor-03/27/2025 <br> Ready for Review-Document Uploaded. Please see attached comments provided by Sr. UW - Buyer-03/26/2025 <br> Open-Both the borrowers has declared property #[Redacted] as no primary housing expense, however there are 2 mortgages[Redacted] & [Redacted] on CR page #2 of 386, as per page #102, 65, these mtgs are associated with property #[Redacted]. Need confirmation on the same if paid by borrowers or not - Due Diligence Vendor-03/25/2025 |  | Resolved-corrected 1003 now present and UW explanation that they mtgs were incorrect and should have been assigned to primary. now corrected. - Due Diligence Vendor-03/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3690523 |
| 669 |  | D B A | Closed | FCRE9991 | 2025-03-25 10:07 | 2025-03-27 06:47 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-tape updated with correct DSCR score of 1.909 - Due Diligence Vendor-03/27/2025 <br> Ready for Review-Document Uploaded. DSCR is 1.909 - STR [Redacted] was used to calculate. Please see attached updated tape with correct DSCR along with the latest lock form - Buyer-03/26/2025 <br> Open-\*DSCR is off by 0.927<br> > Lender considered 1007 (pg.#30) Rent $[Redacted]. Lender's score is 0.982<br> > This is a Purchase Loan: [Redacted] in file with compensating factor 82% and appraisal not reading tenant occupied. Verified doc considered is [Redacted] rent $[Redacted]/ PITIA $[Redacted] = 1.909 should be the actual score - Due Diligence Vendor-03/25/2025 |  | Resolved-tape updated with correct DSCR score of 1.909 - Due Diligence Vendor-03/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3689941 |
| 669 |  | D B A | Closed | FCOM4028 | 2025-03-25 07:33 | 2025-03-27 06:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/27/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-03/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3687854 |
| 669 |  | D B A | Closed | FVAL9739 | 2025-03-25 10:10 | 2025-03-25 10:10 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-\*Exception form is provided to allow land lease property.<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page #294 of 386 - Due Diligence Vendor-03/25/2025 |  | Waived-\*Exception form is provided to allow land lease property.<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page #294 of 386 - Due Diligence Vendor-03/25/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3689970 |
| 670 |  | D B A | Closed | FCRE9991 | 2025-03-25 09:56 | 2025-03-31 08:58 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-dscr score is now matching. - Due Diligence Vendor-03/31/2025 <br> Ready for Review-Document Uploaded. DSCR was adjusted to 1.086 in our system. Please see attached updated lock form and 1008 - Buyer-03/29/2025 <br> Open-DSCR score is off by 0.116%. Lender's score: 1.086<br> - Document inn file 1007 Pg. no 53 of 383, rent $[Redacted]. 1008 reads $[Redacted]<br> - No other rent document in file to support lender's income. PITIA matches.<br> - DSCR score should be Rent $[Redacted] PITI $[Redacted] = 1.086% - Due Diligence Vendor-03/25/2025 |  | Resolved-dscr score is now matching. - Due Diligence Vendor-03/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3689826 |
| 670 |  | D B A | Closed | FCOM4028 | 2025-03-25 07:58 | 2025-03-26 13:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3688134 |
| 670 |  | D B A | Closed | FCRE1173 | 2025-03-25 09:21 | 2025-03-25 10:27 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Missing | Waived-Missing Master Condo Insurance Policy - As per guide if subject property is condo then master insurance policy is required.<br> - Exception from Provided to proceed with loan without master insurance policy<br> - Approved condition :- 0.25 to price, DSCR>1 required<br> - Exception from On pg. no 282 of 383 - Due Diligence Vendor-03/25/2025 |  | Waived-Missing Master Condo Insurance Policy - As per guide if subject property is condo then master insurance policy is required.<br> - Exception from Provided to proceed with loan without master insurance policy<br> - Approved condition :- 0.25 to price, DSCR>1 required<br> - Exception from On pg. no 282 of 383 - Due Diligence Vendor-03/25/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3689333 |
| 671 |  | D A | Closed | FCOM4028 | 2025-03-25 11:31 | 2025-03-27 12:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3690949 |
| 672 |  | D A | Closed | FCRE9991 | 2025-03-26 09:03 | 2025-04-01 13:13 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-tape updated and score now matches - Due Diligence Vendor-04/01/2025 <br> Ready for Review-Document Uploaded. First lien PI has been corrected in the system to reflect the updated value – With this there was an adjustment to our process due to some technical items and wasn't drawing the information through as it should. First lien mortgage was already reflecting the updated amount of [Redacted]– this wasn't drawing over into the other screens- the property information screen which it should have; an override has been placed to draw this over and it is also now reflects in page 2 of the 1003.<br>PI for the first lien updated to [Redacted] by suw. $[Redacted] = 1.188 DSCR now. Updated tape uploaded - Buyer-04/01/2025 <br> Open-DSCR is off by 0.33. Lender's score 1.464<br> Lender 1008 indicates a rent of $[Redacted]. Docs in file, 1007 page #39 reflect $[Redacted]. PITI Mismatches. No lease or other indicator to support any other rent per Lender if any.<br> >Calculation: $[Redacted] = 1.188 should be the actual score<br> Reason: Lender has incorrectly considered monthly PI of 1st lien as $[Redacted]Verified doc on page #328, 474 PI is $1[Redacted]considered accordingly. Also unable to identify the rent considered by lender - Due Diligence Vendor-03/26/2025 |  | Resolved-tape updated and score now matches - Due Diligence Vendor-04/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3698639 |
| 672 |  | D A | Closed | FCOM4028 | 2025-03-26 07:23 | 2025-03-28 14:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-03/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/26/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-03/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3697170 |
| 673 |  | D A | Closed | FCRE1995 | 2025-03-27 05:08 | 2025-03-31 09:46 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-resolved with lender comments, lender backed out EMD - Due Diligence Vendor-03/31/2025 <br> Ready for Review-Document Uploaded.[Redacted]EMD was backed out of [Redacted]. - Buyer-03/29/2025 <br> Open-Please provide supporting document to verify the earnest deposit of $[Redacted]which is reflecting in final CD #21_Documents_2025 - Due Diligence Vendor-03/27/2025 |  | Resolved-resolved with lender comments, lender backed out EMD - Due Diligence Vendor-03/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3706488 |
| 673 |  | D A | Closed | FCOM4028 | 2025-03-27 03:46 | 2025-03-28 14:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-03/28/2025 <br>Open-Missing evidence of Mortgage recording Evidence of mortgage recording is missing - Due Diligence Vendor-03/27/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-03/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3706081 |
| 674 |  | D A | Closed | FCOM4028 | 2025-03-28 08:53 | 2025-03-31 13:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3719131 |
| 675 |  | D A | Closed | FCRE9991 | 2025-03-30 23:31 | 2025-04-07 06:34 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-score updated and matches now at 1.071 - Due Diligence Vendor-04/07/2025 <br> Ready for Review-Document Uploaded. IT has fixed it, the DSCR is only read the 2nd MTG PITIA <br> please see attached updated tape, 1008, approval letter , lock form with DSCR 1.071 - Buyer-04/04/2025 <br> Open-Originator DSCR is 2.303 and the Calculated DSCR is 1.071, the Variance is 1.233, Calculated Rent amount Appraisal Report 1025 in page #129, <br> DSCR Calculation is Rent amount $[Redacted]/ PITIA $[Redacted]= 1.071. - Due Diligence Vendor-03/31/2025 |  | Resolved-score updated and matches now at 1.071 - Due Diligence Vendor-04/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3726968 |
| 675 |  | D A | Closed | FCRE6020 | 2025-03-31 01:21 | 2025-04-03 07:58 | Resolved | 1 - Information D A | Credit | Missing Doc | No Photo ID Found in File | Resolved-Photo ID in File correct - Due Diligence Vendor-04/03/2025 <br>Resolved-updated ID now present - Due Diligence Vendor-04/03/2025 <br>Ready for Review-Document Uploaded. new ID, from the Patriot act - Buyer-04/02/2025 <br>Open-No Photo ID in File Please provide updated Photo Id of Borrower as Photo Id in Page #165 is expired by Closing date. As of now, considered expiration date of DL from US Patriot Act in Page #62 - Due Diligence Vendor-03/31/2025 |  | Resolved-Photo ID in File correct - Due Diligence Vendor-04/03/2025 <br>Resolved-updated ID now present - Due Diligence Vendor-04/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3727363 |
| 675 |  | D A | Closed | FCOM4028 | 2025-03-29 19:01 | 2025-03-31 20:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/01/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File. - Due Diligence Vendor-03/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3726219 |
| 676 |  | D A | Closed | FCOM4028 | 2025-03-27 16:36 | 2025-04-01 06:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3714825 |
| 677 |  | D A | Closed | FCOM4028 | 2025-03-28 05:41 | 2025-03-28 14:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-03/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/28/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-03/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3717003 |
| 678 |  | D A | Closed | FCRE9991 | 2025-03-28 08:11 | 2025-04-02 13:01 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-tape has been updated with correct score. - Due Diligence Vendor-04/02/2025 <br> Ready for Review-Document Uploaded. please see updated tape with DSCR 1.314% - Buyer-04/02/2025 <br> Open-System DSCR is 0.862. Rate lock, 1008 and Review agree at 1.314. <br> $[Redacted] is 1007 Rent(current tenant) per page 187 / $[Redacted](PITI 1008 match) = 1.314% - Due Diligence Vendor-03/28/2025 |  | Resolved-tape has been updated with correct score. - Due Diligence Vendor-04/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3718439 |
| 678 |  | D A | Closed | FCOM4028 | 2025-03-28 07:11 | 2025-03-31 14:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3717679 |
| 679 |  | D A | Closed | FCOM4028 | 2025-04-01 22:42 | 2025-04-02 09:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/02/2025 <br>Open-Evidence of Mortgage Recording missing in File - Due Diligence Vendor-04/02/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-04/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3748096 |
| 680 |  | D A | Closed | FCOM4028 | 2025-03-31 03:26 | 2025-03-31 20:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/01/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-03/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3727662 |
| 681 |  | D A | Closed | FCRE9991 | 2025-03-31 12:46 | 2025-04-02 13:41 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender fixed DTI - Due Diligence Vendor-04/02/2025 <br> Ready for Review-Document Uploaded. Fixed - Buyer-04/02/2025 <br> Open-DTI is off by 11.18%. Lender DTI: 40.37% and Verified DTI 29.19 Unable to verify how lender calculate DTI<br> \* PITI $[Redacted] and Income $[Redacted] : matches. Other Payment .[Redacted]<br> calculation PITIA$[Redacted]+ OP [Redacted] Income $[Redacted] = DTI should be 29.19<br> - Due Diligence Vendor-03/31/2025 |  | Resolved-lender fixed DTI - Due Diligence Vendor-04/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3733639 |
| 681 |  | D A | Closed | FCOM4028 | 2025-03-31 09:32 | 2025-04-01 14:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3730981 |
| 682 |  | D A | Closed | FCOM4028 | 2025-03-31 04:29 | 2025-03-31 12:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 3727941 |
| 683 |  | D B A | Closed | FCOM4028 | 2025-04-01 08:41 | 2025-04-02 15:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3740933 |
| 683 |  | D B A | Closed | FCRE8705 | 2025-04-01 10:19 | 2025-04-01 10:19 | Waived | 2 - Non-Material B | Credit | Eligibility | Excessive Seller Contributions | Waived-seller concessions exceeds max <br> Pg 523 - Due Diligence Vendor-04/01/2025 |  | Waived-seller concessions exceeds max <br> Pg 523 - Due Diligence Vendor-04/01/2025<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, Residential income >=3000$, DTI >=10% lower than loan<br> program, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3742420 |
| 684 |  | D A | Closed | FCOM4028 | 2025-03-31 13:39 | 2025-04-02 07:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3734299 |
| 685 |  | D A | Closed | FCOM4028 | 2025-03-31 22:52 | 2025-04-01 11:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/01/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-04/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3736858 |
| 686 |  | D A | Closed | FCOM4028 | 2025-03-31 12:32 | 2025-04-01 11:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3733376 |
| 687 |  | D A | Closed | FCOM4028 | 2025-04-01 21:19 | 2025-04-02 11:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/02/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-04/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3747891 |
| 688 |  | D A | Closed | FCOM4028 | 2025-04-02 00:23 | 2025-04-02 15:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/02/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-04/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3748344 |
| 689 |  | D A | Closed | FCRE9991 | 2025-04-01 15:26 | 2025-04-07 06:54 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR score corrected now within .01% - Due Diligence Vendor-04/07/2025 <br> Ready for Review-Document Uploaded. Actual Rent amount $[Redacted] from 1007 was used to calculate DSCR. Correct DSCR is 1.008. Please see attached updated Lock confirmation - Buyer-04/05/2025 <br> Open- DSCR is of by 0.071 Lender score 1.181<br> Rent income considered by lender $[Redacted] but the verified document pg.#41 , $[Redacted] There is no other document in file to verify lender's income. PITIA matches.<br> Calculation : [Redacted]6 = 1.110 should be the actual score. - Due Diligence Vendor-04/01/2025 |  | Resolved-DSCR score corrected now within .01% - Due Diligence Vendor-04/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3746502 |
| 689 |  | D A | Closed | FCOM4028 | 2025-04-01 12:43 | 2025-04-03 13:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/01/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3744590 |
| 690 |  | D A | Closed | FCOM4028 | 2025-04-01 14:20 | 2025-04-03 13:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/01/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3745906 |
| 691 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 692 |  | D A | Closed | FCOM4028 | 2025-04-02 14:44 | 2025-04-03 10:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3756537 |
| 693 |  | D A | Closed | FCOM4028 | 2025-04-02 08:09 | 2025-04-02 11:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3750896 |
| 694 |  | D A | Closed | FCRE9991 | 2025-04-02 17:52 | 2025-04-07 06:58 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender provided correct lock and confirms their system matches our score. - Due Diligence Vendor-04/07/2025 <br> Ready for Review-DSCR is 1.29.Most recent lock was on page 472 of uploaded credit package with STR indicator and DSCR 1.29. [Redacted] report was on file (page 562) to support rent amount used for DSCR calculations. - Buyer-04/04/2025 <br> Open-DSCR is of by 0.254 Lender score 1.037 Rent income considered by lender $[Redacted] but the verified document pg.#562 , $[Redacted] & Page #26 $[Redacted]. There is no other document in file to verify lender's income. PITIA matches. Calculation : [Redacted] = 1.290 should be the actual score. - Due Diligence Vendor-04/02/2025 |  | Resolved-lender provided correct lock and confirms their system matches our score. - Due Diligence Vendor-04/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3758547 |
| 694 |  | D A | Closed | FCOM4028 | 2025-04-02 15:28 | 2025-04-04 10:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3756938 |
| 695 |  | D A | Closed | FCOM4028 | 2025-04-04 07:47 | 2025-04-08 13:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3783045 |
| 696 |  | D A C | Closed | FCRE1161 | 2025-04-04 14:03 | 2025-04-08 13:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Certificate Missing | Resolved-Flood Certificate is fully present - Due Diligence Vendor-04/08/2025 <br>Resolved-cert now present - Due Diligence Vendor-04/08/2025 <br>Ready for Review-Document Uploaded. Please review uploaded flood certificate - Buyer-04/08/2025 <br>Open-Missing Flood Certificate missing - Due Diligence Vendor-04/04/2025 |  | Resolved-Flood Certificate is fully present - Due Diligence Vendor-04/08/2025 <br>Resolved-cert now present - Due Diligence Vendor-04/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3788687 |
| 696 |  | D A C | Closed | 2260 | 2025-04-04 13:14 | 2025-04-08 13:08 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-resolved with lender comments, no prepay - Due Diligence Vendor-04/08/2025 <br>Ready for Review-Lock is reflecting adjustment for PPP 0 - Buyer-04/08/2025 <br>Open-confirm there is no PPP on this investment loan - Due Diligence Vendor-04/07/2025 |  | Resolved-resolved with lender comments, no prepay - Due Diligence Vendor-04/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3788068 |
| 696 |  | D A C | Closed | FCOM4028 | 2025-04-04 13:18 | 2025-04-07 14:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/04/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3788176 |
| 697 |  | D A | Closed | FCOM4028 | 2025-04-04 10:47 | 2025-04-07 15:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/04/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3785900 |
| 698 |  | D A | Closed | FCOM4028 | 2025-04-07 23:57 | 2025-04-09 09:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-04/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3802525 |
| 699 |  | D A | Closed | FCRE9991 | 2025-04-08 13:12 | 2025-04-16 07:38 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-updated DSCR score now present - Due Diligence Vendor-04/16/2025 <br> Ready for Review-Document Uploaded. Please see attached updated Lock confirmation. Correct DSCR is 1.149 - Buyer-04/15/2025 <br> Open-DSCR is 1.15 ([Redacted]PITIA) - Due Diligence Vendor-04/08/2025 |  | Resolved-updated DSCR score now present - Due Diligence Vendor-04/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3810523 |
| 699 |  | D A | Closed | FCOM4028 | 2025-04-07 07:59 | 2025-04-08 13:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3794308 |
| 700 |  | D A C | Closed | FCRE1158 | 2025-04-07 10:15 | 2025-04-25 08:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-04/25/2025 <br>Resolved-missing policy number now present - Due Diligence Vendor-04/25/2025 <br>Ready for Review-Document Uploaded. - Buyer-04/24/2025 <br>Open- - Due Diligence Vendor-04/10/2025 <br>Ready for Review-I'm sorry - wrong loan - finding is valid and being proceed - Buyer-04/10/2025 <br>Ready for Review-Document Uploaded. no exception required. DSCR is valid - Buyer-04/10/2025 <br>Open- - missing policy number - Due Diligence Vendor-04/07/2025 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-04/25/2025 <br>Resolved-missing policy number now present - Due Diligence Vendor-04/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3796585 |
| 700 |  | D A C | Closed | 2260 | 2025-04-09 09:03 | 2025-04-10 11:39 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-resolved with lender comments. No prepay - Due Diligence Vendor-04/10/2025 <br>Ready for Review-no PPP - Buyer-04/10/2025 <br>Open-confirm none - Due Diligence Vendor-04/09/2025 |  | Resolved-resolved with lender comments. No prepay - Due Diligence Vendor-04/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3817122 |
| 700 |  | D A C | Closed | FCOM4028 | 2025-04-07 09:52 | 2025-04-09 09:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3796327 |
| 701 |  | D A | Closed | FCOM4028 | 2025-04-08 21:02 | 2025-04-09 11:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-04/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3813573 |
| 702 |  | D B A | Closed | FCOM4028 | 2025-04-09 05:01 | 2025-04-09 13:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing - Due Diligence Vendor-04/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 3814701 |
| 702 |  | D B A | Closed | FCRE1174 | 2025-04-09 06:17 | 2025-04-09 09:06 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master Condo Insurance Policy Partially Provided Master Policy in Page #427_Credit Pkg has Insufficient Flood coverage, however we have exception in page #440_Credit Package.pdf - Due Diligence Vendor-04/09/2025 |  | Waived-Master Condo Insurance Policy Partially Provided Master Policy in Page #427_Credit Pkg has Insufficient Flood coverage, however we have exception in page #440_Credit Package.pdf - Due Diligence Vendor-04/09/2025<br>|  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No Mortgage late payments in CBR Page #534_Credit Package.pdf<br> 5+ years credit history - Oldest tradeline date in CBR page #534_Credit Package.pdf is 01/01/2014 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 3815115 |
| 702 |  | D B A | Closed | FVAL5474 | 2025-04-09 06:39 | 2025-04-09 08:52 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Single Entity owns 4 units per HOA Questionnaire in Page #328_Credit Pkg. However, we have exception in page#439_Credit Package.pdf - Due Diligence Vendor-04/09/2025 |  | Waived-Single Entity owns 4 units per HOA Questionnaire in Page #328_Credit Pkg. However, we have exception in page#439_Credit Package.pdf - Due Diligence Vendor-04/09/2025<br>|  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No Mortgage late payments in CBR Page #534_Credit Package.pdf<br> 5+ years credit history - Oldest tradeline date in CBR page #534_Credit Package.pdf is 01/01/2014 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 3815261 |
| 703 |  | D B A | Closed | FCOM4028 | 2025-04-08 08:03 | 2025-04-09 14:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3805214 |
| 703 |  | D B A | Closed | FPRO2828 | 2025-04-08 08:44 | 2025-04-08 08:44 | Waived | 2 - Non-Material B | Property | Property | Appraisal Transfer Not Allowed For Loan Program | Waived-Page 294 - Accept transferred appraisal with no AMC or initial supporting AVM - Due Diligence Vendor-04/08/2025 |  | Waived-Page 294 - Accept transferred appraisal with no AMC or initial supporting AVM - Due Diligence Vendor-04/08/2025<br>|  | Revolving debt under 30%, No credit events past 40 months, 5+ years credit history, LTV > 10% below maximum, Credit score > 40 points above program minimum, Reserves > 6 months. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3805904 |
| 704 |  | D A | Closed | FCOM4028 | 2025-04-09 09:53 | 2025-04-10 11:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3818088 |
| 705 |  | D B A | Closed | FCRE9991 | 2025-04-09 14:22 | 2025-04-11 07:16 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender updated DSCR score and now is correct at 1.99 - Due Diligence Vendor-04/11/2025 <br> Ready for Review-Document Uploaded. fixed - Buyer-04/11/2025 <br> Open-I find my DSCR of 1.99 to be correct compared to the originators 1.492. Using the [Redacted] on page 356 lead me to this with a monthy estimated rent of $[Redacted]<br> PITI is same as tape at $[Redacted]- Due Diligence Vendor-04/09/2025 |  | Resolved-lender updated DSCR score and now is correct at 1.99 - Due Diligence Vendor-04/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3821986 |
| 705 |  | D B A | Closed | FCOM4028 | 2025-04-09 12:44 | 2025-04-10 12:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3820520 |
| 705 |  | D B A | Closed | FCRE8450 | 2025-04-09 14:18 | 2025-04-09 14:18 | Waived | 2 - Non-Material B | Credit | Income/Employment | Rental Income not supported | Waived-Exception on page 354<br>File almost ready for final. Exception to use uploaded [Redacted] w/ 59% occupancy. Appraisal is LTR. Or offer<br> better pricing between STR or LTR. Per broker: Client not happy about rent schedule number because it's for<br> LTRs and not STRs. Can we use [Redacted] data that shows occupancy at 59% and see if we can get exception for<br> the 1% or match the current as an LTR with the current ratio? Per AMC: Please advise if this is a short-term<br> rental property, we do not complete appraisals on short term rentals.<br>Approved as is - Due Diligence Vendor-04/09/2025 |  | Waived-Exception on page 354<br>File almost ready for final. Exception to use uploaded [Redacted] w/ 59% occupancy. Appraisal is LTR. Or offer<br> better pricing between STR or LTR. Per broker: Client not happy about rent schedule number because it's for<br> LTRs and not STRs. Can we use [Redacted] data that shows occupancy at 59% and see if we can get exception for<br> the 1% or match the current as an LTR with the current ratio? Per AMC: Please advise if this is a short-term<br> rental property, we do not complete appraisals on short term rentals.<br>Approved as is - Due Diligence Vendor-04/09/2025<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Experienced investor | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3821918 |
| 706 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 707 |  | D A | Closed | FCOM4028 | 2025-04-10 10:29 | 2025-04-11 13:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3829284 |
| 708 |  | Imperial Fund D A | Closed | FCOM4028 | 2025-04-10 13:13 | 2025-04-14 07:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3831832 |
| 709 |  | D A | Closed | FCRE1158 | 2025-04-15 08:56 | 2025-04-18 08:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-corrected mortgagee clause now present - Due Diligence Vendor-04/18/2025 <br>Ready for Review-Document Uploaded. Please see attached updated Wind Insurance - Buyer-04/18/2025 <br>Open-"ISAOA/ATMA" is missing in Mortgage Clause Refer pg. no 280 of 360.<br> Note :- It is missing in additional Insurance Wind Policy. - Due Diligence Vendor-04/15/2025 |  | Resolved-corrected mortgagee clause now present - Due Diligence Vendor-04/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3866880 |
| 709 |  | D A | Closed | FCOM4028 | 2025-04-15 07:26 | 2025-04-16 11:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3865627 |
| 710 |  | D A | Closed | FCOM4028 | 2025-04-17 12:39 | 2025-04-18 05:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3893453 |
| 711 |  | D B A | Closed | FCOM4028 | 2025-04-22 00:18 | 2025-04-23 06:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing - Due Diligence Vendor-04/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3922193 |
| 711 |  | D B A | Closed | FCRE1194 | 2025-04-22 04:38 | 2025-04-22 04:38 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-Maximum LTV for New Construction PUD is [Redacted]% on Investment Properties. Whereas Calculated LTV is [Redacted]% which is >[Redacted]%. However, Exception is in Page #411 - Due Diligence Vendor-04/22/2025 |  | Waived-Maximum LTV for New Construction PUD is [Redacted]% on Investment Properties. Whereas Calculated LTV is [Redacted]% which is >[Redacted]%. However, Exception is in Page #411 - Due Diligence Vendor-04/22/2025 |  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No Mortgage late payments in CBR Page #594<br> 5+ years credit history - Oldest tradeline date in CBR page #594 is 02/01/2013<br> No consumer late payments in the last 24 months - No Consumer late payments in CBR Page #594<br> Credit score >40 points than minimum required - Guideline Min FICO is 700 and Qualifying FICO is 774 variance is 74 which is greater than 40 points <br> Borrower contribution exceeds requirement >=5% - Borrower contribution is nearly 26.71% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3922999 |
| 712 |  | D A | Closed | FCOM4028 | 2025-04-22 07:40 | 2025-04-23 13:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3924453 |
| 713 |  | D B A | Closed | FCOM4028 | 2025-04-22 13:23 | 2025-04-24 10:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3930213 |
| 713 |  | D B A | Closed | FCRE2828 | 2025-04-22 15:07 | 2025-04-22 15:08 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Modification and Program Does Not Allow This | Waived-As per guide, Loan Modification is not allowed in the last 48 months.<br> \*Exception form is provided to allow loan Modification in the last 48 months on[Redacted]<br> \*Exception form is on page #357 of 448<br> \*Approved Conditions: 0.125 to price - Due Diligence Vendor-04/22/2025 |  | Waived-As per guide, Loan Modification is not allowed in the last 48 months.<br> \*Exception form is provided to allow loan Modification in the last 48 months on [Redacted]<br> \*Exception form is on page #357 of 448<br> \*Approved Conditions: 0.125 to price - Due Diligence Vendor-04/22/2025 |  | No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3931550 |
| 714 |  | D A | Closed | FCOM4028 | 2025-04-23 12:17 | 2025-04-24 14:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3941349 |
| 715 |  | D A | Closed | FCOM4028 | 2025-04-23 11:06 | 2025-04-24 14:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3940213 |
| 716 |  | D A | Closed | FCOM4028 | 2025-04-23 08:01 | 2025-04-24 14:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3936942 |
| 717 |  | D B A | Closed | FCOM4028 | 2025-04-23 07:44 | 2025-04-23 11:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-04/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3936707 |
| 717 |  | D B A | Closed | FCRE1194 | 2025-04-23 11:04 | 2025-04-23 11:04 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-Condo Questionnaire indicated Full Review for [Redacted] loan. However, section V11 is missing so loan falls under [Redacted] Condo [Redacted]. Loan was prior approved under old loan #[Redacted] with [Redacted]. Need exception for [Redacted] or loan doesn't work out. - Due Diligence Vendor-04/23/2025 |  | Waived-Condo Questionnaire indicated Full Review for [Redacted] loan. However, section V11 is missing so loan falls under [Redacted] Condo [Redacted]. Loan was prior approved under old loan #[Redacted] with [Redacted]. Need exception for [Redacted] or loan doesn't work out. - Due Diligence Vendor-04/23/2025 |  | Revolving debt is under 30%, No credit events past 40 months, and 5+ years credit history. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3940199 |
| 718 |  | D A | Closed | FCOM4028 | 2025-04-23 09:15 | 2025-04-24 15:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3938559 |
| 719 |  | D A | Closed | FCOM4028 | 2025-04-23 11:16 | 2025-04-24 15:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3940325 |
| 720 |  | D A | Closed | FCOM4028 | 2025-04-24 07:24 | 2025-04-25 12:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3949446 |
| 721 |  | D A | Closed | FCOM4028 | 2025-04-24 15:20 | 2025-04-28 15:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days. - Due Diligence Vendor-04/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/24/2025 |  | Resolved-Loan closed in less than 60 days. - Due Diligence Vendor-04/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3957016 |
| 722 |  | D A | Closed | FCOM4028 | 2025-04-24 09:45 | 2025-04-25 13:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3951956 |
| 723 |  | D A | Closed | FCOM4028 | 2025-04-25 08:42 | 2025-04-28 15:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/25/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3962894 |
| 724 |  | D A | Closed | FCOM4028 | 2025-04-28 13:57 | 2025-04-30 15:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/28/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3984552 |
| 725 |  | D A | Closed | FCRE9549 | 2025-04-29 12:30 | 2025-05-02 08:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Credit Report Supplement | Resolved-lender is accepting the statement for March payment made as proof no lates and payments made on time. With prior history of no lates, reasonable to assume no lates. Finding is considered resolved. - Due Diligence Vendor-05/02/2025 <br> Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW - Buyer-05/01/2025 <br> Open-Mortgage [Redacted] : Pg.# 3 last payment is till November 2024 and Pg.#529 reflects March Payment.<br> Note: Dec 2024 to Feb 2025 payment proof is missing to verify if was made on time. - Due Diligence Vendor-04/29/2025 |  | Resolved-lender is accepting the statement for March payment made as proof no lates and payments made on time. With prior history of no lates, reasonable to assume no lates. Finding is considered resolved. - Due Diligence Vendor-05/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3996042 |
| 725 |  | D A | Closed | FCOM4028 | 2025-04-28 10:33 | 2025-04-30 15:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/28/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3981157 |
| 726 |  | D A | Closed | FCOM4028 | 2025-04-29 14:45 | 2025-04-30 14:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3998193 |
| 727 |  | D A | Closed | FCRE1252 | 2025-04-29 13:01 | 2025-05-07 12:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document is Incomplete | Resolved-executed QCD to sure up vesting is now present - Due Diligence Vendor-05/07/2025 <br>Ready for Review-Document Uploaded. - Buyer-05/07/2025 <br>Open-Title Document is Incomplete Deed removing NBS available on page #566 is unexecuted - Due Diligence Vendor-04/29/2025 |  | Resolved-executed QCD to sure up vesting is now present - Due Diligence Vendor-05/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 3996734 |
| 727 |  | D A | Closed | FCRE9651 | 2025-04-29 13:47 | 2025-05-05 09:08 | Resolved | 1 - Information A | Credit | Missing Doc | Amortization Schedule missing from Closing Package. | Resolved-am schedule now present - Due Diligence Vendor-05/05/2025 <br>Ready for Review-Document Uploaded. - Buyer-05/02/2025 <br>Open-Amortization Schedule is 'Missing'from the Closing Package. Amortization Schedule is 'Missing' from the Closing Package. - Due Diligence Vendor-04/29/2025 |  | Resolved-am schedule now present - Due Diligence Vendor-05/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 3997576 |
| 728 |  | D A | Closed | FCOM4028 | 2025-04-30 08:19 | 2025-05-01 13:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4003214 |
| 729 |  | D A | Closed | FCOM4028 | 2025-04-30 10:16 | 2025-05-01 13:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/01/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-04/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4005606 |
| 730 |  | D A | Closed | FCOM4028 | 2025-05-01 07:25 | 2025-05-02 14:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4013938 |
| 731 |  | D A C | Closed | FCRE1501 | 2025-04-30 14:04 | 2025-05-22 13:09 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-Lender did not document sufficient reserves for a FTHB. Waiver provided for shortage. - Due Diligence Vendor-05/22/2025 <br> Ready for Review-Document Uploaded. - Seller-05/22/2025 <br> Counter-EMD was given after statement date of 3/10. cannot use as has to reduce account. shortage is valid. - Due Diligence Vendor-05/05/2025 <br> Ready for Review-Document Uploaded. - Seller-05/05/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $[Redacted] is less than Total Required Reserve Amount of $[Redacted]Please provide additional one month assets for reserves. Total Requirement $[Redacted] ([Redacted]),Available $[Redacted], shortage is [Redacted].<br> Note: Borrower is a FTHB so 6 reserves. Secondly, EMD $[Redacted] is backed out so there is a shortage. - Due Diligence Vendor-04/30/2025 | Ready for Review-Document Uploaded. - Seller-05/22/2025 <br>Ready for Review-Document Uploaded. - Seller-05/05/2025<br>| Resolved-Lender did not document sufficient reserves for a FTHB. Waiver provided for shortage. - Due Diligence Vendor-05/22/2025<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4009109 |
| 731 |  | D A C | Closed | FCRE1226 | 2025-04-30 14:20 | 2025-05-12 08:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Appraisal Transfer documentation is incomplete or partial | Resolved-missing appraisal info now present - Due Diligence Vendor-05/12/2025 <br>Ready for Review-Document Uploaded. - Seller-05/08/2025 <br>Open-In Neighborhood Characteristic section "Growth" is not selected. refer pg.no 162 of 396 - Due Diligence Vendor-04/30/2025 | Ready for Review-Document Uploaded. - Seller-05/08/2025<br>| Resolved-missing appraisal info now present - Due Diligence Vendor-05/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4009319 |
| 731 |  | D A C | Closed | FPRO1251 | 2025-05-01 09:32 | 2025-05-05 09:22 | Resolved | 1 - Information C A | Property | Property | Property Zoning Does Not Meet Program Requirements | Resolved-resolved with lender comments. They are ok with agricultural zoning based on other factors in file - Due Diligence Vendor-05/05/2025 <br>Ready for Review-Document Uploaded. As subject zoning is Agriculture and property is Mfr. But as per the appraiser location is Urban and Built - Up is also Over 75% and also as per the location map it's looks like located in the urban area. So, we are good with it. - Buyer-05/05/2025 <br>Open-A manufactured home cannot be on agricultural zoning. <br> Note: refer pg.# 162 Zoning is Agricultural - Due Diligence Vendor-05/01/2025 |  | Resolved-resolved with lender comments. They are ok with agricultural zoning based on other factors in file - Due Diligence Vendor-05/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4015982 |
| 731 |  | D A C | Closed | FCOM4028 | 2025-04-30 12:42 | 2025-05-01 14:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/30/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4007949 |
| 732 |  | D A | Closed | FCRE1995 | 2025-04-30 13:57 | 2025-05-02 12:04 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-EMD backed out. resolved with lender comments. - Due Diligence Vendor-05/02/2025 <br>Ready for Review-EMD was backed out - Buyer-05/02/2025 <br>Open- - missing - Due Diligence Vendor-04/30/2025 |  | Resolved-EMD backed out. resolved with lender comments. - Due Diligence Vendor-05/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4009007 |
| 732 |  | D A | Closed | FCOM4028 | 2025-04-30 13:28 | 2025-05-01 14:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4008566 |
| 733 |  | D A | Closed | FCRE6019 | 2025-05-01 11:56 | 2025-05-13 07:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Visa now present for citizenship - Due Diligence Vendor-05/13/2025 <br>Ready for Review-Document Uploaded. Please see the valid visa. - Buyer-05/12/2025 <br>Open-Foreign National: Visa available on page #106 of 329 is expired.<br> As per guide, unexpired visa must be obtained. Acceptable alternative documentation to verify visa classification is an I-797 form (Notice of Action) with valid extension dates and an I-94 form is required. - Due Diligence Vendor-05/01/2025 |  | Resolved-Visa now present for citizenship - Due Diligence Vendor-05/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4018436 |
| 733 |  | D A | Closed | FCRE9991 | 2025-05-01 11:53 | 2025-05-07 05:25 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR Score updated by lender and now matches - Due Diligence Vendor-05/07/2025 <br> Ready for Review-Document Uploaded. DSCR was corrected, please see the Lock Form. - Buyer-05/06/2025 <br> Open-DSCR is off by 0.213. Lender's score 1.393<br> Lender 1008 indicates a rent of $[Redacted]. Docs in file, 1007 page #9 of 329 reflect $[Redacted]. PITI Matches. No lease or other indicator to support any other rent per Lender if any.<br> > Calculation[Redacted] = 1.18 should be the actual score - Due Diligence Vendor-05/01/2025 |  | Resolved-DSCR Score updated by lender and now matches - Due Diligence Vendor-05/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4018371 |
| 733 |  | D A | Closed | FCRE8850 | 2025-05-02 12:28 | 2025-05-07 05:24 | Resolved | 1 - Information C A | Credit | Assets | Foreign National- bank/credit reference letter missing | Resolved-resolved with lender comments. While TPR recognizes the invalidity of the credit report due to no ss numbers, lender is accepting the trades provided in lieu of bank reference letter for foreign credit. - Due Diligence Vendor-05/07/2025 <br>Ready for Review-Document Uploaded. Credit has sufficient tradelines to waive the necessity for the bank reference letter as we have 3 tradelines reporting for 12 months. - Buyer-05/06/2025 <br>Open-Foreign National- bank/credit reference letter missing<br> Note:- Letter available on page #49 of 329 is for address verification. - Due Diligence Vendor-05/02/2025 |  | Resolved-resolved with lender comments. While TPR recognizes the invalidity of the credit report due to no ss numbers, lender is accepting the trades provided in lieu of bank reference letter for foreign credit. - Due Diligence Vendor-05/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4030938 |
| 733 |  | D A | Closed | FCOM4028 | 2025-05-01 09:55 | 2025-05-05 15:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4016274 |
| 734 |  | D A | Closed | FCRE9994 | 2025-05-02 11:07 | 2025-05-07 05:26 | Resolved | 1 - Information C A | Credit | Eligibility | Original LTV (OLTV) does not meet eligibility requirement(s) | Resolved-updated information provided and borrower is not considered FTHB now - Due Diligence Vendor-05/07/2025 <br> Ready for Review-Document Uploaded. At the time of submission (3/21/25) the borrower did have ownership of a property and therefore is not a FTHB. - Buyer-05/06/2025 <br> Open- - FTHB Max CLTV = [Redacted]% - loan closed at [Redacted]% (There are closed mortgages on credit. Most recent closed 03/2022 - over 3 years so considered FTHB) - Due Diligence Vendor-05/02/2025 |  | Resolved-updated information provided and borrower is not considered FTHB now - Due Diligence Vendor-05/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4029702 |
| 734 |  | D A | Closed | FCRE1212 | 2025-05-02 11:08 | 2025-05-06 13:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Purchase Contract is Partial | Resolved-updated sale price now present for contract. - Due Diligence Vendor-05/06/2025 <br> Ready for Review-Document Uploaded. The original PP of the contract is [Redacted], no addendum is needed. - Buyer-05/06/2025 <br> Open-Purchase contract has not been fully provided - missing addendum raising purchase price to $[Redacted] Due Diligence Vendor-05/02/2025 |  | Resolved-updated sale price now present for contract. - Due Diligence Vendor-05/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4029735 |
| 734 |  | D A | Closed | FCOM4028 | 2025-05-02 10:36 | 2025-05-05 16:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4029256 |
| 735 |  | D A | Closed | FCRE1182 | 2025-07-03 11:56 | 2025-07-03 11:59 | Resolved | 1 - Information B A | Credit | Missing Doc | Approval/Underwriting Summary Not Provided | Resolved-Received - Due Diligence Vendor-07/03/2025 <br>Open-Document Uploaded. Received 1008 and data tape. - Due Diligence Vendor-07/03/2025 <br>Open-Missing 1008 and data tape update - Due Diligence Vendor-07/03/2025 |  | Resolved-Received - Due Diligence Vendor-07/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4655098 |
| 735 |  | D A | Closed | FVAL1310 | 2025-05-02 13:25 | 2025-05-06 13:27 | Resolved | 1 - Information D A | Property | Missing Doc | Missing HOA/Condo Certification | Resolved-lender corrected their HOA dues to show a monthly amount not annual - Due Diligence Vendor-05/06/2025 <br> Ready for Review-Document Uploaded. fixed - Buyer-05/06/2025 <br> Open-HOA on pg.#83 of is $[Redacted] per month but lender considered $[Redacted] annually.<br> Note: Need HOA proof $[Redacted] reflecting annually as monthly arriving $[Redacted]. - Due Diligence Vendor-05/02/2025 |  | Resolved-lender corrected their HOA dues to show a monthly amount not annual - Due Diligence Vendor-05/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4031879 |
| 735 |  | D A | Closed | FPRO1249 | 2025-05-01 16:26 | 2025-05-06 13:26 | Resolved | 1 - Information C A | Property | Property | Neighborhood Location Not Allowed for Program | Resolved-resolved with lender comments. Per Collateral team from lender this guideline is now subject to UW discretion - Due Diligence Vendor-05/06/2025 <br>Ready for Review-Document Uploaded. - Buyer-05/06/2025 <br>Open-For New construction: Supply of Properties in the Subject Neighborhood: Markets in "Over-supply" not allowed. Page#83 of 320 of Appraisal reads Over-Supply: not meeting guide.<br> - Due Diligence Vendor-05/01/2025 |  | Resolved-resolved with lender comments. Per Collateral team from lender this guideline is now subject to UW discretion - Due Diligence Vendor-05/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4022210 |
| 735 |  | D A | Closed | FCOM4028 | 2025-05-01 14:06 | 2025-05-05 16:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4020685 |
| 736 |  | D A | Closed | FCOM4028 | 2025-05-01 16:20 | 2025-05-06 13:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4022165 |
| 737 |  | D A | Closed | FCOM4028 | 2025-05-02 22:59 | 2025-05-06 10:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/03/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4034871 |
| 738 |  | D A | Closed | FCOM4028 | 2025-05-05 12:37 | 2025-05-06 15:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4046972 |
| 739 |  | C B A | Closed | FCRE1440 | 2025-05-06 10:40 | 2025-05-23 06:25 | Waived | 2 - Non-Material C B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-waiver for not meeting 0x30 lates in last 12. - Due Diligence Vendor-05/23/2025 <br>Ready for Review-Document Uploaded. Exception uploaded - Buyer-05/22/2025 <br>Open-Housing History Does Not Meet Guideline Requirements \* 30 Days late payment reflecting for Mortgage A/c within 1 year refer Pg. no 600.<br> - Huntington #9879 dated 2-25, 1-25 ,12-24 <br> - Huntington #9929 03-25, 2-25, 01-25, 12-24.<br> Note: Per guide Borrower cannot have mortgage late within last 12 months prior to note date : 0\*30\*12. - Due Diligence Vendor-05/06/2025 |  | Waived-waiver for not meeting 0x30 lates in last 12. - Due Diligence Vendor-05/23/2025<br>|  | No credit events past 40 months, No consumer late payments in the last 24 months, Experienced investor | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Post-Close | Yes | 4058203 |
| 739 |  | C B A | Closed | FCRE9991 | 2025-05-06 11:45 | 2025-05-09 08:04 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-New tape loaded up matches tpr calc. - Due Diligence Vendor-05/09/2025 <br> Ready for Review-Document Uploaded. reuploaded a correct tape with a correct DSCR - Buyer-05/09/2025 <br> Open-DSCR score is off by 0.195%. Lender's score: 0.753. <br> - Document in file 1007 Pg. no 185, [Redacted] - pg. no 158 rent [Redacted]. 1008 reads $[Redacted]<br> - DSCR score is off as lender used 1007 instead of [Redacted] which is reflecting occupancy factor as [Redacted]%.(Purchase transaction)<br> - DSCR score should be Rent $[Redacted]/ PITI $[Redacted] = 0.948%. (Rate Lock pg.#254 also reads considered short term rental and score is 0.946) - Due Diligence Vendor-05/06/2025 |  | Resolved-New tape loaded up matches tpr calc. - Due Diligence Vendor-05/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4059346 |
| 740 |  | D B A | Closed | FPRO116 | 2025-05-07 08:17 | 2025-05-08 10:06 | Waived | 2 - Non-Material B | Property | Property | Other Property/Value Finding | Waived-Lender excepton granted located on Page 366 - Flood coverage is less than 80% of replacement cost value and less than [Redacted] (minimum required) per unit. Bwr obtained an additional individual policy. - Due Diligence Vendor-05/08/2025 |  | Waived-Lender excepton granted located on Page 366 - Flood coverage is less than 80% of replacement cost value and less than 250K (minimum required) per unit. Bwr obtained an additional individual policy. - Due Diligence Vendor-05/08/2025<br>|  | Reserves > 6 months, No mortgage late payments last 24 months, 5+ years credit history. (removed rev debt) | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 4068661 |
| 740 |  | D B A | Closed | FCOM4028 | 2025-05-07 07:17 | 2025-05-08 10:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/07/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4067755 |
| 741 |  | D A | Closed | FCOM4028 | 2025-05-08 10:23 | 2025-05-12 15:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/08/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4083165 |
| 742 |  | D A | Closed | FCOM4028 | 2025-05-08 15:53 | 2025-05-12 15:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/08/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4088117 |
| 743 |  | D B C A | Closed | 2260 | 2025-05-12 13:44 | 2025-05-14 04:16 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-resolved with lender comments, no prepay - Due Diligence Vendor-05/14/2025 <br>Ready for Review-Document Uploaded. Per our system and Lock form, there is no prepayment penalty for this loan. Please see attached - Buyer-05/14/2025 <br>Open-confirm none - Due Diligence Vendor-05/12/2025 |  | Resolved-resolved with lender comments, no prepay - Due Diligence Vendor-05/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4119176 |
| 743 |  | D B C A | Closed | FCOM4028 | 2025-05-10 02:38 | 2025-05-12 13:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4104107 |
| 743 |  | D B C A | Closed | FCRE1165 | 2025-05-10 03:59 | 2025-05-12 13:42 | Waived | 2 - Non-Material B | Credit | Missing Doc | Flood Insurance Policy Partially Provided | Waived-Flood Insurance Policy Partially Provided Flood Insurance - Flood master policy missing in file for condo assoc. Exception form provided To use individual flood insurance<br> Exception form page #333 of 427<br> Approved Conditions : 0.25 to price - Due Diligence Vendor-05/10/2025 |  | Waived-Flood Insurance Policy Partially Provided Flood Insurance - Flood master policy missing in file for condo assoc. Exception form provided To use individual flood insurance<br> Exception form page #333 of 427<br> Approved Conditions : 0.25 to price - Due Diligence Vendor-05/10/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4104334 |
| 744 |  | D A | Closed | FCOM4028 | 2025-05-12 07:44 | 2025-05-14 11:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/12/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4111928 |
| 745 |  | D A | Closed | FCOM4028 | 2025-05-12 07:42 | 2025-05-14 11:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/12/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4111898 |
| 746 |  | D B A | Closed | FCOM4028 | 2025-05-13 09:41 | 2025-05-15 12:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4127771 |
| 746 |  | D B A | Closed | FCRE6854 | 2025-05-13 11:30 | 2025-05-13 11:30 | Waived | 2 - Non-Material B | Credit | Title | Title Policy Issue - Unpaid Liens | Waived-- All Unpaid liens on title should be paid off before closing.<br> - Exception form provided to proceed with loan as unpaid tax and other liens reflecting on title and also it is not considered as escrow holdback for which payoff is also missing<br> - Approved Condition :- As is <br> - Exception form on pg. no 396 of 451. - Due Diligence Vendor-05/13/2025 |  | Waived-- All Unpaid liens on title should be paid off before closing.<br> - Exception form provided to proceed with loan as unpaid tax and other liens reflecting on title and also it is not considered as escrow holdback for which payoff is also missing<br> - Approved Condition :- As is <br> - Exception form on pg. no 396 of 451. - Due Diligence Vendor-05/13/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required, Reserves >6 months, Experienced investor with 4+ properties | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4129462 |
| 747 |  | D A | Closed | FCOM4028 | 2025-05-13 12:21 | 2025-05-14 13:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4130199 |
| 748 |  | D A | Closed | FCOM4028 | 2025-05-13 15:44 | 2025-05-15 10:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4132986 |
| 749 |  | D B A | Closed | FCRE1600 | 2025-05-14 08:44 | 2026-02-06 11:21 | Cured | 2 - Non-Material D B | Credit | Title | Deed Vesting incorrect - does not properly reflect Vesting in note or other closing docs | Cured-This is acceptable. Lender had docs resigned to match correct vesting - Due Diligence Vendor-05/20/2025 <br> Ready for Review-Document Uploaded. Please see revised docs showing [Redacted] year - Buyer-05/20/2025 <br> Open-Deed vesting incorrect - does not match Deed of Trust. The trust agreement is dated [Redacted] on the Mortgage / Rider / Note Addendum - Title has it dated[Redacted] which appears correct as the Trust doc on page 314 is dated [Redacted]. - Due Diligence Vendor-05/14/2025 |  | Cured-This is acceptable. Lender had docs resigned to match correct vesting - Due Diligence Vendor-05/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4138277 |
| 749 |  | D B A | Closed | FCOM4028 | 2025-05-14 08:16 | 2025-05-20 10:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4137888 |
| 749 |  | D B A | Closed | FCRE1248 | 2025-05-14 09:12 | 2025-05-14 09:18 | Waived | 2 - Non-Material B | Credit | Eligibility | Purchase is not considered to be an Arm's Length Transaction | Waived-Purchase is not considered to be an Arm's Length Transaction Waived-As per guide, Non Arms Length transaction Guideline requires an additional value product and max [Redacted] in some cases.<br> \*Exception form is provided to allow buyer's relationship with seller - No business relationship other than neighbors per bwr LOE.<br> \*Approved Conditions: [Redacted] max, ok with +.025 to price<br> \*Exception form is on page 151 of 382 - Due Diligence Vendor-05/14/2025 - Due Diligence Vendor-05/14/2025 |  | Waived-Purchase is not considered to be an Arm's Length Transaction Waived-As per guide, Non Arms Length transaction Guideline requires an additional value product and max [Redacted] in some cases.<br> \*Exception form is provided to allow buyer's relationship with seller - No business relationship other than neighbors per bwr LOE.<br> \*Approved Conditions: [Redacted] max, ok with +.025 to price<br> \*Exception form is on page 151 of 382 - Due Diligence Vendor-05/14/2025 - Due Diligence Vendor-05/14/2025<br>|  | 5+ years credit history, Reserves > 6 months, LOE in file page 139 , Credit Score > 40 points above program minimum. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4138775 |
| 750 |  | D A | Closed | FCOM4028 | 2025-05-14 23:33 | 2025-05-15 15:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in file - Due Diligence Vendor-05/15/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4146110 |
| 751 |  | D A | Closed | FCRE9991 | 2025-05-20 05:54 | 2025-05-27 07:38 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-revised data tape now present and score matches - Due Diligence Vendor-05/27/2025 <br> Ready for Review-Document Uploaded. Please review uploaded updated tape - Buyer-05/23/2025 <br> Open-Originator DSCR Is 2.305 and the Calculated DSCR is 1.458 , the Variance is 0.847.<br> Calculated Rent amount from Appraisal Report in page #26,27<br> Rent amount $[Redacted]/ PITIA $[Redacted]= 1.458. Lender Did not consider the first lien monthly payment of $[Redacted] in DSCR calculation per 1008 document. - Due Diligence Vendor-05/20/2025 |  | Resolved-revised data tape now present and score matches - Due Diligence Vendor-05/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4188993 |
| 751 |  | D A | Closed | FCOM4028 | 2025-05-20 00:02 | 2025-05-22 11:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-closed within 60 days - Due Diligence Vendor-05/22/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing - Due Diligence Vendor-05/20/2025 |  | Resolved-closed within 60 days - Due Diligence Vendor-05/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4187687 |
| 752 |  | D A | Closed | FCOM4028 | 2025-05-19 08:51 | 2025-05-20 09:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4177979 |
| 753 |  | D A | Closed | FCRE8728 | 2025-05-19 13:28 | 2025-05-21 05:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Payment History | Resolved-resolved with lender comments. This is a brand new loan. no pay history yet - Due Diligence Vendor-05/21/2025 <br> Ready for Review-Document Uploaded. Primary is a new [Redacted] loan [Redacted] closed [Redacted], 1st payment is due [Redacted]. - Buyer-05/20/2025 <br> Open- - need payment information for recently purchased primary residence. - Due Diligence Vendor-05/19/2025 |  | Resolved-resolved with lender comments. This is a brand new loan. no pay history yet - Due Diligence Vendor-05/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4182803 |
| 753 |  | D A | Closed | FCOM4028 | 2025-05-19 11:11 | 2025-05-20 11:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4180588 |
| 754 |  | D B A | Closed | FCRE3742 | 2025-05-22 07:34 | 2025-05-22 07:34 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Amount does not meet eligibility requirement(s) | Waived-loan amount less than minimum required. waiver in file - Due Diligence Vendor-05/22/2025 |  | Waived-loan amount less than minimum required. waiver in file - Due Diligence Vendor-05/22/2025<br>|  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, No credit events past 40 months, No mortgage late<br> payments in the last 24 months, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4213696 |
| 754 |  | D B A | Closed | FCOM4028 | 2025-05-20 07:09 | 2025-05-21 13:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4189715 |
| 754 |  | D B A | Closed | FVAL5474 | 2025-05-20 08:21 | 2025-05-21 11:18 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Exception form is provided for the property having leases with a 3rd party access for recreational facilities. <br> Guideline waived is unit owners in the project must have the sole ownership interest in, and rights to the use of the project's facilities, common elements, and limited common elements.<br>Approved with conditons of [Redacted] max, 0.25 to price, ok with LA<[Redacted]<br>Exception on page 303 of 403 - Due Diligence Vendor-05/20/2025 |  | Waived-Exception form is provided for the property having leases with a 3rd party access for recreational facilities. <br> Guideline waived is unit owners in the project must have the sole ownership interest in, and rights to the use of the project's facilities, common elements, and limited common elements.<br>Approved with conditons of [Redacted] max, 0.25 to price, ok with LA<[Redacted]<br>Exception on page 303 of 403 - Due Diligence Vendor-05/20/2025 |  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, No credit events past 40 months, No mortgage late<br> payments in the last 24 months, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4190788 |
| 755 |  | D B A | Closed | FCOM4028 | 2025-05-21 21:56 | 2025-05-23 10:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/23/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage Recoding missing in File - Due Diligence Vendor-05/22/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4211121 |
| 755 |  | D B A | Closed | FCRE1247 | 2025-05-22 01:17 | 2025-05-23 10:08 | Waived | 2 - Non-Material B | Credit | Eligibility | Seller Contribution Exceeds Program Maximum | Waived-Listing price of Subject Property is [Redacted]and Purchase Price is $[Redacted] which is > 3% but Seller Credit is in File. However, Exception Form in the file page no #584- [Redacted] credit package.pdf - Due Diligence Vendor-05/22/2025 |  | Waived-Listing price of Subject Property is [Redacted] and Purchase Price is $[Redacted] which is > 3% but Seller Credit is in File. However, Exception Form in the file page no #584- [Redacted] credit package.pdf - Due Diligence Vendor-05/22/2025 |  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 2. LTV 10% below maximum- Audited LTV 23.89% & Maximum LTV 55% with Difference is 31.11% Which is Greater than 10%,<br> 3. Credit score >40 points than minimum required- Audited FICO Score is 785, Guideline Maximum FICO Score is 660 difference is 125, Which is Greater than 40.<br> 4. Borrower contribution exceeds requirement >=5%- Borrower contribution is nearly 79.54% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4211695 |
| 756 |  | D A | Closed | FCOM4028 | 2025-05-22 01:16 | 2025-05-23 10:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/23/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-05/22/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4211693 |
| 757 |  | D A | Closed | FCOM4028 | 2025-05-21 07:26 | 2025-05-22 14:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4202517 |
| 758 |  | D B A | Closed | FCRE9991 | 2025-05-21 11:00 | 2025-05-23 06:49 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-update score now present - Due Diligence Vendor-05/23/2025 <br> Ready for Review-Document Uploaded. fixed - Buyer-05/23/2025 <br> Open-Tape data DSCR is 0.834 . Should be 0.898. PITI matches at $[Redacted]. [Redacted] rent is [Redacted] = $[Redacted] Net rent. $[Redacted] (Rent) / [Redacted](PITI) = 0.898 - Due Diligence Vendor-05/21/2025 |  | Resolved-update score now present - Due Diligence Vendor-05/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4206485 |
| 758 |  | D B A | Closed | FCOM4028 | 2025-05-21 09:55 | 2025-05-22 09:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4205342 |
| 758 |  | D B A | Closed | FPRO116 | 2025-05-21 10:54 | 2025-05-21 10:54 | Waived | 2 - Non-Material B | Property | Property | Other Property/Value Finding | Waived-Waived-As per guide, Guideline requires HOA master insurance to provide Replacement Value coverage (RCV) for roof and not actual value coverage (ACV).<br> \*Exception form is provided to allow ACV coverage for roof replacement.<br> \*Approved Conditions: [Redacted] max, ok with 0.5 to price<br> \*Exception form is on page #345 of 367 - Due Diligence Vendor-05/21/2025 - Due Diligence Vendor-05/21/2025 |  | Waived-Waived-As per guide, Guideline requires HOA master insurance to provide Replacement Value coverage (RCV) for roof and not actual value coverage (ACV).<br> \*Exception form is provided to allow ACV coverage for roof replacement.<br> \*Approved Conditions: [Redacted] max, ok with 0.5 to price<br> \*Exception form is on page #345 of 367 - Due Diligence Vendor-05/21/2025 - Due Diligence Vendor-05/21/2025<br>|  | No credit events past 40 months, No mortgage lates last 24 months, 5+ yrs credit history, | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4206384 |
| 759 |  | D A | Closed | FCOM4028 | 2025-05-21 13:18 | 2025-05-23 09:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4208572 |
| 760 |  | D A | Closed | FCOM4028 | 2025-05-22 21:30 | 2025-05-23 12:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days. - Due Diligence Vendor-05/23/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-05/23/2025 |  | Resolved-Loan closed in less than 60 days. - Due Diligence Vendor-05/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4223590 |
| 761 |  | D A | Closed | FCRE5116 | 2025-05-22 20:16 | 2025-05-28 07:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-proof this was a brand new loan with no payment due yet now present - Due Diligence Vendor-05/28/2025 <br> Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW along with the Note - Buyer-05/27/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify Mortgage for REO "[Redacted] with balance $[Redacted]" - Due Diligence Vendor-05/23/2025 |  | Resolved-proof this was a brand new loan with no payment due yet now present - Due Diligence Vendor-05/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4223435 |
| 761 |  | D A | Closed | FCOM4028 | 2025-05-22 19:09 | 2025-05-27 07:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-05/24/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage Recoding missing in File - Due Diligence Vendor-05/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4223333 |
| 762 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 763 |  | D A | Closed | FCOM4028 | 2025-05-28 07:22 | 2025-05-29 11:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4254858 |
| 764 |  | D A | Closed | FCOM4028 | 2025-05-28 13:01 | 2025-05-29 12:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4260758 |
| 765 |  | D B A | Closed | FCOM4028 | 2025-05-29 10:24 | 2025-05-30 09:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/29/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4271490 |
| 765 |  | D B A | Closed | FVAL5524 | 2025-05-29 11:06 | 2025-05-29 11:06 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Waived-As per guide, <br> \*Exception form is provided to allow no bedroom<br> \*Approved Conditions: +0.25 to price<br> \*Exception form is on page # 77 of 187 - Due Diligence Vendor-05/29/2025 - Due Diligence Vendor-05/29/2025 |  | Waived-Waived-As per guide, <br> \*Exception form is provided to allow no bedroom<br> \*Approved Conditions: +0.25 to price<br> \*Exception form is on page # 77 of 187 - Due Diligence Vendor-05/29/2025 - Due Diligence Vendor-05/29/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4272103 |
| 766 |  | D B A | Closed | FCOM4028 | 2025-05-30 12:42 | 2025-06-02 11:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4287088 |
| 766 |  | D B A | Closed | FPRO1251 | 2025-05-30 13:58 | 2025-05-30 13:58 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-As per guide, rural property with Agricultural zoning is not allowed.<br> \*Exception form is provided to allow Rural Property<br> \*Approved Conditions: [Redacted] max, rural pricing<br> \*Exception form is on page #8 of 101<br> - Due Diligence Vendor-05/30/2025 |  | Waived-As per guide, rural property with Agricultural zoning is not allowed.<br> \*Exception form is provided to allow Rural Property<br> \*Approved Conditions: [Redacted] max, rural pricing<br> \*Exception form is on page #8 of 101<br> - Due Diligence Vendor-05/30/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, DSCR over 1.25 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4288698 |
| 767 |  | D A | Closed | FCOM4028 | 2025-06-02 09:21 | 2025-06-03 11:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4299149 |
| 768 |  | D B A | Closed | FCOM4028 | 2025-06-02 07:48 | 2025-06-03 13:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4297383 |
| 768 |  | D B A | Closed | FVAL5472 | 2025-06-02 08:50 | 2025-06-02 08:51 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Waived-As per guide, Guidelines require a minimum property size of 500 square feet.<br> \*Exception form is provided to allow subject property at [Redacted] Square feet.<br> \*Approved Conditions: 0.25 to price, [Redacted] Max<br> \*Exception form is on page #90 of 159 - Due Diligence Vendor-06/02/2025 - Due Diligence Vendor-06/02/2025 |  | Waived-Waived-As per guide, Guidelines require a minimum property size of 500 square feet.<br> \*Exception form is provided to allow subject property at 476 Square feet.<br> \*Approved Conditions: 0.25 to price, [Redacted] Max<br> \*Exception form is on page #90 of 159 - Due Diligence Vendor-06/02/2025 - Due Diligence Vendor-06/02/2025<br>|  | No mortgage lates last 24 months, 5+ yrs credit history, No consumer lates last 24 months, Credit Score > 40 points above program minimum. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4298271 |
| 768 |  | D B A | Closed | FCRE1254 | 2025-06-02 08:30 | 2025-06-02 08:50 | Waived | 2 - Non-Material B | Credit | Title | Property Title Issue | Waived-Property Title Issue Waived-As per guide, Title Exception required due to B1 items 9,10,11,12 not being satisfied and moved to Schedule B II (these are all HOA requirements , owner affidavit, written consent, ACV of estate approval, etc). Guidelines require satisfaction of B-1 items prior to or at close.<br> \*Exception form is provided to allow items moved to Schedule B II<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page #92 of 159 - Due Diligence Vendor-06/02/2025 - Due Diligence Vendor-06/02/2025 |  | Waived-Property Title Issue Waived-As per guide, Title Exception required due to B1 items 9,10,11,12 not being satisfied and moved to Schedule B II (these are all HOA requirements , owner affidavit, written consent, ACV of estate approval, etc). Guidelines require satisfaction of B-1 items prior to or at close.<br> \*Exception form is provided to allow items moved to Schedule B II<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page #92 of 159 - Due Diligence Vendor-06/02/2025 - Due Diligence Vendor-06/02/2025<br>|  | No mortgage lates last 24 months, 5+ yrs credit history, No consumer lates last 24 months. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4297966 |
| 769 |  | D A | Closed | FCRE1158 | 2025-06-03 11:38 | 2025-06-11 12:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-premium now present - Due Diligence Vendor-06/11/2025 <br>Ready for Review-Document Uploaded. Concerning HO6 and its premium amount - there's a binder uploaded, but the premium amount is stated on the invoice, the policy # is the same as on the binder. - Buyer-06/11/2025 <br>Open-Hazard Insurance Policy Partially Provided Please provide updated Hazard Insurance document as unable to verify Premium amount in provided document page #26- Credit_pkg_2.pdf - Due Diligence Vendor-06/03/2025 |  | Resolved-premium now present - Due Diligence Vendor-06/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4316468 |
| 769 |  | D A | Closed | FCOM4028 | 2025-06-03 00:43 | 2025-06-04 06:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-06/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4308877 |
| 770 |  | D A | Closed | FCOM4028 | 2025-06-03 11:17 | 2025-06-05 11:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/03/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4316061 |
| 771 |  | D A | Closed | FCOM4028 | 2025-06-03 14:30 | 2025-06-04 15:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4323230 |
| 772 |  | D A | Closed | FCOM4028 | 2025-06-04 06:58 | 2025-06-05 07:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4329154 |
| 773 |  | D A | Closed | FCRE1158 | 2025-06-04 08:15 | 2025-06-06 08:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-lender is using the same name affidavit for name variation on ins. this resolves finding - Due Diligence Vendor-06/06/2025 <br> Ready for Review-Document Uploaded. The Insured name displayed in HO3 policy is [Redacted], which is one of acceptable borrower's name variations mentioned in AKA statement. Please see attached policy and snip of AKA statement - Buyer-06/06/2025 <br> Open-borrower last name is missing - Due Diligence Vendor-06/04/2025 |  | Resolved-lender is using the same name affidavit for name variation on ins. this resolves finding - Due Diligence Vendor-06/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4330277 |
| 773 |  | D A | Closed | FCOM4028 | 2025-06-04 06:16 | 2025-06-05 12:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4328767 |
| 774 |  | D B A | Closed | FCRE5275 | 2025-06-04 13:14 | 2025-06-18 08:29 | Resolved | 1 - Information C A | Credit | Eligibility | Asset do not meet guidelines | Resolved-donor wire now present - Due Diligence Vendor-06/18/2025 <br> Ready for Review-Document Uploaded. Please see attached wire provided by Title - Buyer-06/17/2025 <br> Open-Gift Deposited to Escrow: $[Redacted]. Only gift letter in file on page #51 of 333. Donor source to verify gift in the amount of $[Redacted] deposited to title company is missing in file. - Due Diligence Vendor-06/04/2025 |  | Resolved-donor wire now present - Due Diligence Vendor-06/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4335751 |
| 774 |  | D B A | Closed | FCOM4028 | 2025-06-04 10:32 | 2025-06-05 14:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/04/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4332827 |
| 774 |  | D B A | Closed | FCRE1491 | 2025-06-04 12:42 | 2025-06-04 12:42 | Waived | 2 - Non-Material B | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Waived-Asset Qualification Does Not Meet Guideline Requirements As per guide, For P&L program, the borrower must contribute at least 20% from their own funds with maximum [Redacted].<br> \*Exception form is provided to allow minimum borrower contribution to use gift funds for the down payment<br> \*Exception form is on page #251 of 333<br> \*Approved Conditions: ok with 5% contribution, 0.25 to price - Due Diligence Vendor-06/04/2025 |  | Waived-Asset Qualification Does Not Meet Guideline Requirements As per guide, For P&L program, the borrower must contribute at least 20% from their own funds with maximum [Redacted].<br> \*Exception form is provided to allow minimum borrower contribution to use gift funds for the down payment<br> \*Exception form is on page #251 of 333<br> \*Approved Conditions: ok with 5% contribution, 0.25 to price - Due Diligence Vendor-06/04/2025<br>|  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4335225 |
| 775 |  | D A | Closed | FPRO1242 | 2025-06-03 21:57 | 2025-06-11 12:25 | Resolved | 1 - Information D A | Property | Missing Doc | Appraisal is Missing | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-06/11/2025 <br>Resolved-missing appraisal and CU now present - Due Diligence Vendor-06/11/2025 <br>Ready for Review-Document Uploaded. uploaded report - Seller-06/11/2025 <br>Open-Appraisal is Missing Please Provide Appraisal Report as it is missing in the File. As per now, Considered HOA amount from 1008 to avoid DSCR discrepancy - Due Diligence Vendor-06/04/2025 | Ready for Review-Document Uploaded. uploaded report - Seller-06/11/2025<br>| Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-06/11/2025 <br>Resolved-missing appraisal and CU now present - Due Diligence Vendor-06/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4326943 |
| 775 |  | D A | Closed | FCRE1728 | 2025-06-03 22:01 | 2025-06-11 12:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing rent comparable schedule form 1007 | Resolved-missing appraisal and CU now present - Due Diligence Vendor-06/11/2025 <br>Ready for Review-uploaded appraisal to the other condition, rent schedule is there - Seller-06/11/2025 <br>Open-Please Provide 1007 Rent Comparable schedule as it is missing in the file. As per now, Considered rent amount from 1008 to avoid DSCR discrepancy - Due Diligence Vendor-06/04/2025 | Ready for Review-uploaded appraisal to the other condition, rent schedule is there - Seller-06/11/2025<br>| Resolved-missing appraisal and CU now present - Due Diligence Vendor-06/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4326955 |
| 775 |  | D A | Closed | FVAL1039 | 2025-06-03 21:58 | 2025-06-11 12:22 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-FNMA CU now present with acceptable score - Due Diligence Vendor-06/11/2025 <br>Ready for Review-Document Uploaded. reuploaded ssrs, according to [Redacted] ssr CU score is 2.5 and the secondary valuation is not needed - Seller-06/11/2025 <br>Open-Please Provide Secondary valuation document as it is missing in the File. - Due Diligence Vendor-06/04/2025 | Ready for Review-Document Uploaded. reuploaded ssrs, according to [Redacted] ssr CU score is 2.5 and the secondary valuation is not needed - Seller-06/11/2025<br>| Resolved-FNMA CU now present with acceptable score - Due Diligence Vendor-06/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4326948 |
| 775 |  | D A | Closed | FCRE5116 | 2025-06-03 21:35 | 2025-06-11 12:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-resolved with lender comments. Not closed yet - Due Diligence Vendor-06/11/2025 <br> Ready for Review-Document Uploaded. The mortgage associated with that property is part of a multi-pack (see notes stating it is a purchase in process) - as such, there is no VOM to obtain because there is no mortgage history. - Buyer-06/11/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify Mortgage for REO "[Redacted]' with balance $[Redacted]- Due Diligence Vendor-06/04/2025 |  | Resolved-resolved with lender comments. Not closed yet - Due Diligence Vendor-06/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4326858 |
| 775 |  | D A | Closed | FCOM4028 | 2025-06-03 20:25 | 2025-06-04 07:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-06/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4326130 |
| 776 |  | D A | Closed | FCRE1995 | 2025-06-05 00:13 | 2025-06-12 06:03 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-resolved with lender comments. EMD backed out - Due Diligence Vendor-06/12/2025 <br>Ready for Review-Document Uploaded. EMD was backed out of the funds verified on the loan casefile. Page 3 (first screenshot - page 3 of our system) supports the information <br>When we have sufficient asset to back out we can with no additional documentation required - - Buyer-06/11/2025 <br>Open-Earnest deposit of $39,000 is reflecting in final CD (page # 9) and final 1003 (page # 60) supporting document are missing in file - Due Diligence Vendor-06/05/2025 |  | Resolved-resolved with lender comments. EMD backed out - Due Diligence Vendor-06/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4340816 |
| 776 |  | D A | Closed | FCOM4028 | 2025-06-04 22:18 | 2025-06-06 11:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/06/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-06/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4340494 |
| 777 |  | D A | Closed | FCRE1212 | 2025-06-05 11:44 | 2025-07-28 08:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Purchase Contract is Partial | Resolved-corrected final CD with sale price of $[Redacted] now present - Due Diligence Vendor-07/28/2025 <br> Ready for Review-Document Uploaded. Please find the renewed Final CD. - Buyer-07/21/2025 <br> Counter-this does not match sale price on final CD of [Redacted] - Due Diligence Vendor-06/09/2025 <br> Ready for Review-Document Uploaded. Purchase price is updated to [Redacted] as per the purchase contract. - Buyer-06/06/2025 <br> Open-Purchase contract has not been fully provided Purchase Price of $[Redacted] is not reflecting on purchase contract refer Pg. no 436 of 512 - Due Diligence Vendor-06/05/2025 |  | Resolved-corrected final CD with sale price of $[Redacted] now present - Due Diligence Vendor-07/28/2025 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4349085 |
| 777 |  | D A | Closed | FCOM4028 | 2025-06-04 14:34 | 2025-06-06 11:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4337502 |
| 778 |  | D A | Closed | FCRE7375 | 2025-06-05 15:06 | 2025-06-17 08:22 | Resolved | 1 - Information C A | Credit | Borrower | Citizenship Does Not Meet Guideline Requirements | Resolved-citizenship corrected on 1003 - Due Diligence Vendor-06/17/2025 <br> Ready for Review-Document Uploaded. reuploaded in pdf - Buyer-06/16/2025 <br> Counter-cannot open file type .aspx - Due Diligence Vendor-06/13/2025 <br> Ready for Review-Document Uploaded. 1003 have been updated based on the EAD card - Buyer-06/13/2025 <br> Counter-page 18 of your PDF is a unexpired EAD Card for your borrower. please fix 1003 - Due Diligence Vendor-06/12/2025 <br> Ready for Review-the borrower was submitted as a [Redacted] and there was no call out on fraudguard to the contrary. - Buyer-06/11/2025 <br> Open-EAD card in file but final 1003 says [Redacted]- Due Diligence Vendor-06/05/2025 |  | Resolved-citizenship corrected on 1003 - Due Diligence Vendor-06/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4352622 |
| 778 |  | D A | Closed | FCOM4028 | 2025-06-05 14:08 | 2025-06-06 12:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4351652 |
| 779 |  | D A | Closed | FCOM1224 | 2025-06-05 11:21 | 2025-06-12 12:17 | Resolved | 1 - Information D A | Compliance | Missing Doc | Condo Rider is Missing | Resolved-condo rider now present - Due Diligence Vendor-06/12/2025 <br>Ready for Review-Document Uploaded. mortgage with a page 2 condo rider uploaded - Buyer-06/12/2025 <br>Open-Condominium Rider 2nd page is missing refer page# 45 - Due Diligence Vendor-06/05/2025 |  | Resolved-condo rider now present - Due Diligence Vendor-06/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4348676 |
| 779 |  | D A | Closed | FCOM4028 | 2025-06-05 09:54 | 2025-06-09 07:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4347252 |
| 780 |  | D A | Closed | FCOM4028 | 2025-06-09 07:33 | 2025-06-10 11:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing - Due Diligence Vendor-06/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4378681 |
| 781 |  | D B A | Closed | FVAL5524 | 2025-06-06 11:50 | 2025-06-11 06:59 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Waived-As per guide, Gross living area < 500 square feet ineligible<br> \*Exception form is provided to allow purchase<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 40 of 163, Appraisal page 5 of 192 - Due Diligence Vendor-06/06/2025 - Due Diligence Vendor-06/06/2025 |  | Waived-Waived-As per guide, Gross living area < 500 square feet ineligible<br> \*Exception form is provided to allow purchase<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 40 of 163, Appraisal page 5 of 192 - Due Diligence Vendor-06/06/2025 - Due Diligence Vendor-06/06/2025<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, 2+ borrowers on the loan, Borrower contribution exceeds<br> requirement >=5%, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4364113 |
| 781 |  | D B A | Closed | FCRE8800 | 2025-06-06 11:51 | 2025-06-11 06:59 | Resolved | 1 - Information C A | Credit | Eligibility | Compensating Factors are insufficient to approve Exception Waiver | Resolved-corrected comp factors now present - Due Diligence Vendor-06/11/2025 <br> Ready for Review-Document Uploaded. Please see attached revised exception form - Buyer-06/10/2025 <br> Open- - LTV 10% below maximum used as a comp factor. Loan closed at [Redacted] and the max LTV for a DSCR purchase with a [Redacted] FICO is [Redacted]%. - Due Diligence Vendor-06/06/2025 |  | Resolved-corrected comp factors now present - Due Diligence Vendor-06/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4364144 |
| 781 |  | D B A | Closed | FCRE9651 | 2025-06-06 11:05 | 2025-06-09 13:49 | Resolved | 1 - Information A | Credit | Missing Doc | Amortization Schedule missing from Closing Package. | Resolved-doc now present - Due Diligence Vendor-06/09/2025 <br>Ready for Review-Document Uploaded. Please see attached Amortization Schedule - Buyer-06/09/2025 <br>Open-Amortization Schedule is 'Missing'from the Closing Package. - Due Diligence Vendor-06/06/2025 |  | Resolved-doc now present - Due Diligence Vendor-06/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4363330 |
| 781 |  | D B A | Closed | FCOM4028 | 2025-06-06 10:57 | 2025-06-09 06:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4363195 |
| 782 |  | D A | Closed | FCOM4028 | 2025-06-11 01:11 | 2025-06-12 09:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File. - Due Diligence Vendor-06/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4407141 |
| 783 |  | D A | Closed | FCOM4028 | 2025-06-12 01:09 | 2025-06-12 10:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-06/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4420055 |
| 784 |  | D A | Closed | FCRE8611 | 2025-06-11 11:29 | 2025-06-13 08:35 | Resolved | 1 - Information C A | Credit | Income/Employment | Income/Employment General | Resolved-TPR will consider Doc type as WVOE as they do not have paystubs or Tax returns - Due Diligence Vendor-06/13/2025 <br>Ready for Review-WVOE which is an equivalent alternative to paystub is dated within the acceptable timeframe. Tax returns are not required on full document files when the borrower is not self-employed. - Buyer-06/13/2025 <br>Open-\*Originator stated 2 YR Full Doc however file only contained WVOE. - Due Diligence Vendor-06/11/2025 |  | Resolved-TPR will consider Doc type as WVOE as they do not have paystubs or Tax returns - Due Diligence Vendor-06/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4413059 |
| 784 |  | D A | Closed | FCOM4028 | 2025-06-11 08:25 | 2025-06-12 11:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4409837 |
| 785 |  | D A | Closed | FCRE9549 | 2025-06-12 08:16 | 2025-06-16 12:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Credit Report Supplement | Resolved-proof of omission of debts now present - Due Diligence Vendor-06/16/2025 <br> Ready for Review-Document Uploaded. Those accounts were paid off under loan for property [Redacted]. Please see attached Note and final CD for this loan. - Buyer-06/16/2025 <br> Open-Below Liabilities are not considered by lender into the DTI. Need supporting docs to verify if the liabilities are paid off<br> [Redacted] - Due Diligence Vendor-06/12/2025 |  | Resolved-proof of omission of debts now present - Due Diligence Vendor-06/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4424073 |
| 785 |  | D A | Closed | FCOM4028 | 2025-06-11 15:51 | 2025-06-13 12:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4417597 |
| 786 |  | D B C A | Closed | FCOM1233 | 2025-06-13 10:26 | 2025-06-18 08:40 | Waived | 2 - Non-Material D B | Credit | Eligibility | The Final 1003 is Incomplete | Waived-business opened less than 2 years (self employed) waiver provided since guidelines call for 2 years - Due Diligence Vendor-06/18/2025 <br>Ready for Review-Document Uploaded. There`s a UW exception on file, please attached. - Buyer-06/17/2025 <br>Open-The Final 1003 is Incomplete missing prior employment and years in line of work. Current employment less than 2 yrs - Due Diligence Vendor-06/13/2025 |  | Waived-business opened less than 2 years (self employed) waiver provided since guidelines call for 2 years - Due Diligence Vendor-06/18/2025<br>|  | DTI below 45%, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40<br> months, No mortgage late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4441927 |
| 786 |  | D B C A | Closed | 2260 | 2025-06-13 09:58 | 2025-06-17 09:15 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-no prepay confirmed with lender comments - Due Diligence Vendor-06/17/2025 <br>Ready for Review-Document Uploaded. No PPP is confirmed. - Buyer-06/16/2025 <br>Open-confirm none - Due Diligence Vendor-06/13/2025 |  | Resolved-no prepay confirmed with lender comments - Due Diligence Vendor-06/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4441470 |
| 786 |  | D B C A | Closed | FCOM4028 | 2025-06-13 10:04 | 2025-06-16 11:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4441562 |
| 786 |  | D B C A | Closed | FCRE6696 | 2025-06-13 11:15 | 2025-06-13 11:15 | Waived | 2 - Non-Material B | Credit | Income/Employment | Employment Self-Employed Less Than 2 Years at Origination | Waived-Condition: Please contact your AE to submit for an Exception Approval for the following: SE business in<br> existence for less than 2 years<br> Short Description Borrower has less than 2 years of business history<br> Comments Hello, I've uploaded a CPA letter to the exception condition, the borrower has been self-employed for 5<br> years and finally opened his own business. Overall profile of the borrower is strong. Can we please keep at<br> [Redacted], we had to swtich from DSCR to income loan because the ratio was below 1, hence we need [Redacted]%<br> LTV<br> - Due Diligence Vendor-06/13/2025 |  | Waived-Condition: Please contact your AE to submit for an Exception Approval for the following: SE business in<br> existence for less than 2 years<br> Short Description Borrower has less than 2 years of business history<br> Comments Hello, I've uploaded a CPA letter to the exception condition, the borrower has been self-employed for 5<br> years and finally opened his own business. Overall profile of the borrower is strong. Can we please keep at<br> [Redacted], we had to swtich from DSCR to income loan because the ratio was below 1, hence we need [Redacted]%<br> LTV<br> - Due Diligence Vendor-06/13/2025 |  | Several income sources and DTI below 45%, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40<br> months, No mortgage late payments in the last 24 months <br> Pg. 266 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4442866 |
| 787 |  | D A | Closed | FCRE1995 | 2025-06-16 03:58 | 2025-06-18 08:45 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-resolved with lender comment. EMD backed out - Due Diligence Vendor-06/18/2025 <br> Ready for Review-Document Uploaded. please see attached clarification from suw: <br>The EMD was backed out of available assets and the file was already commented<br>EMD - $[Redacted] backed out from total balance supports that it was not necessary to condition since we had excess funds to back out the amounts<br>Condition even confirmed that we backed out the EMD – - Buyer-06/17/2025 <br> Open-Earnest Deposit of [Redacted] is reflecting in final CD(page # 29), & Final 1003(page # 72) supporting documents are missing in file to verify the same - Due Diligence Vendor-06/16/2025 |  | Resolved-resolved with lender comment. EMD backed out - Due Diligence Vendor-06/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4454133 |
| 787 |  | D A | Closed | FCOM4028 | 2025-06-16 01:53 | 2025-06-16 12:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/16/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-06/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4453735 |
| 788 |  | D A | Closed | FCOM4028 | 2025-06-19 09:53 | 2025-06-20 10:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4499609 |
| 789 |  | D A | Closed | FCOM4028 | 2025-06-19 04:37 | 2025-06-20 08:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-06/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4496342 |
| 790 |  | D B A | Closed | FCOM4028 | 2025-06-19 21:01 | 2025-06-20 11:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File. - Due Diligence Vendor-06/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4505985 |
| 790 |  | D B A | Closed | FCRE2840 | 2025-06-19 23:28 | 2025-06-20 03:41 | Waived | 2 - Non-Material B | Credit | Debt | Subordinate lien does not meet guideline requirements | Waived-First Mortgage not reflecting in Credit Report page no #95- Credit_pkg_2.pdf, Which is not allowed for Guidelines page #53, However Exception Form in the file page no #30- Credit_pkg_2.pdf. - Due Diligence Vendor-06/20/2025 |  | Waived-First Mortgage not reflecting in Credit Report page no #95- Credit_pkg_2.pdf, Which is not allowed for Guidelines page #53, However Exception Form in the file page no #30- Credit_pkg_2.pdf. - Due Diligence Vendor-06/20/2025<br>|  | 1. No mortgage late payments in the last 24 months- No mortgage late payments in past 24 months per CBR Page #95- Credit_pkg_2.pdf,<br> 2. No Consumer late payments in the last 24 months- No Consumer late payments in past 24 months, per CBR Page #95- Credit_pkg_2.pdf,<br> 3. 5+ years credit history- Oldest tradeline date in CBR page #95- Credit_pkg_2.pdf is 02/01/2003,<br> 4. Revolving Payment $335 within the 30% of All Other Monthly Payments $12,230.29,<br> 5. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4506245 |
| 791 |  | D B A | Closed | FCOM4028 | 2025-06-25 23:33 | 2025-06-27 13:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/27/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-06/26/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4566410 |
| 791 |  | D B A | Closed | FCRE8201 | 2025-06-26 09:37 | 2025-06-27 13:36 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Subject property purchased on [Redacted] for $[Redacted] which is within 12 months from Closing Date [Redacted]. Guidelines states that LTV must be qualified with lower of Appraisal value and prior sales price in this case whereas CLTV in file qualified with Appraisal Value $[Redacted] even it is higher value. However, exception document is in page # 562 of 789<br> - Due Diligence Vendor-06/26/2025 |  | Waived-Subject property purchased on [Redacted] for $[Redacted]which is within 12 months from Closing Date [Redacted]. Guidelines states that LTV must be qualified with lower of Appraisal value and prior sales price in this case whereas CLTV in file qualified with Appraisal Value $[Redacted] even it is higher value. However, exception document is in page # 562 of 789<br> - Due Diligence Vendor-06/26/2025 |  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months-No Mortgage late payments in CBR Page #767 of 789<br> Credit score >40 points than minimum required-Audited FICO 762 and Guideline maximum FICO 680 with difference 82 which is greater than 40 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4572382 |
| 791 |  | D B A | Closed | FVAL5524 | 2025-06-26 00:56 | 2025-06-26 08:09 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-A manufactured home cannot be rural or be located on agricultural zoning per Guidelines Page #68 whereas subject property is in Agricultural zoning as per appraisal report Page #179, however exception document is in page #563 of 789 - Due Diligence Vendor-06/26/2025 |  | Waived-A manufactured home cannot be rural or be located on agricultural zoning per Guidelines Page #68 whereas subject property is in Agricultural zoning as per appraisal report Page #179, however exception document is in page #563 of 789 - Due Diligence Vendor-06/26/2025<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months-No Mortgage late payments in CBR Page #767 of 789<br> Credit score >40 points than minimum required-Audited FICO 762 and Guideline maximum FICO 680 with difference 82 which is greater than 40 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4566617 |
| 792 |  | D A | Closed | FCOM4028 | 2025-06-26 08:17 | 2025-06-27 10:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4570033 |
| 793 |  | D B A | Closed | FCRE1193 | 2025-06-26 10:54 | 2025-08-06 09:31 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-DTI exceeds max allowed for program - PC waiver provided - Due Diligence Vendor-08/06/2025 <br> Ready for Review-Document Uploaded. PC Exception granted - Buyer-08/05/2025 <br> Open-As per guide, Investment> Refinance Cash out> closed end, max DTI allowed is 50%- Not meeting guide<br> Calculation: DTI should be 54.96%. Approval is 49.13%. PHE is $[Redacted] + Debts from Credit report of $[Redacted] + Subject negative rents used of $[Redacted] / Income of $[Redacted]=54.96%<br> - Due Diligence Vendor-06/26/2025 |  | Waived-DTI exceeds max allowed for program - PC waiver provided - Due Diligence Vendor-08/06/2025<br>|  | 5 years on current job, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in<br> the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Post-Close | Yes | 4573874 |
| 793 |  | D B A | Closed | FCRE9991 | 2025-06-26 10:53 | 2025-07-01 08:33 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-resolved with lender comments. Lender only used returns for sch E but not used to doc income from main job. - Due Diligence Vendor-07/01/2025 <br>Ready for Review-The borrower is using W2 income to qualify. We have both 2023 and 2024 W2 transcripts on file. For rental income for Non-QM loans, we are only required to get the most recent years returns (2024). Therefore, only the 2024 1040 transcripts would be required. - Buyer-07/01/2025 <br>Open-Lender shows a 2 Yr full doc program, however only 1 year (2024) transcripts are in file. Need another year to qualify a 2 yr full doc. Now rated 1 YR - Due Diligence Vendor-06/27/2025 |  | Resolved-resolved with lender comments. Lender only used returns for sch E but not used to doc income from main job. - Due Diligence Vendor-07/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4573857 |
| 793 |  | D B A | Closed | FCOM4028 | 2025-06-26 07:44 | 2025-06-27 14:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/27/2025 <br>Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/26/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/27/2025 <br>Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4569411 |
| 794 |  | D B A | Closed | FCRE1158 | 2025-06-27 09:03 | 2025-07-01 08:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-LLC name is now present - Due Diligence Vendor-07/01/2025 <br>Ready for Review-Document Uploaded. Please see the p.7 of the uploaded insurance specifies the LLC name. - Buyer-06/30/2025 <br>Open-Hazard Insurance Policy Partially Provided LLC name is missing as insurance on insurance - Due Diligence Vendor-06/27/2025 |  | Resolved-LLC name is now present - Due Diligence Vendor-07/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4585445 |
| 794 |  | D B A | Closed | FCOM4028 | 2025-06-27 07:49 | 2025-06-27 12:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4584277 |
| 794 |  | D B A | Closed | FCRE1228 | 2025-06-27 09:23 | 2025-06-27 09:23 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-exceeds max non-sufficient funds allowed on a bank statement program <br> 5 NSFS pg 339 - Due Diligence Vendor-06/27/2025 |  | Waived-exceeds max non-sufficient funds allowed on a bank statement program <br> 5 NSFS pg 339 - Due Diligence Vendor-06/27/2025<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24<br> months, 5+ years credit history, No consumer late payments in the last 24 months, Reserves >6 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 06/13/2025 +0.125 to price, 70% CLTV max | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4586487 |
| 795 |  | D A | Closed | FCOM4028 | 2025-06-30 11:46 | 2025-07-01 15:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4605258 |
| 796 |  | D B A | Closed | FCRE1247 | 2025-06-30 14:48 | 2025-07-14 09:49 | Waived | 2 - Non-Material C B | Credit | Eligibility | Seller Contribution Exceeds Program Maximum | Waived-Seller Contribution Exceeds Program Maximum<br> Comments Per Guidelines No interested party contributions are allowed if purchase price is greater than the listing<br> price by either 3% or $[Redacted]. Sales Price of $[Redacted] and Listing price is $[Redacted]. Please allow to use seller<br> concessions<br> - Due Diligence Vendor-07/14/2025 <br> Ready for Review-Document Uploaded. Please see attached PC Exception - Buyer-07/11/2025 <br> Counter-does not meet this guideline: No interested party contributions are allowed if purchase price is greater than the listing price by either 3% or $[Redacted]- Due Diligence Vendor-07/07/2025 <br> Ready for Review-The percentage went off of the sale price on the CD. The limit should have been $[Redacted]. - Buyer-07/04/2025 <br> Open-\*Per Guide No interested party contributions are allowed if purchase price is greater than the listing price by either 3% or $[Redacted]. Sales Price of $[Redacted]and Listing price is $[Redacted]- Due Diligence Vendor-06/30/2025 |  | Waived-Seller Contribution Exceeds Program Maximum<br> Comments Per Guidelines No interested party contributions are allowed if purchase price is greater than the listing<br> price by either 3% or $[Redacted]Sales Price of $[Redacted] and Listing price is $[Redacted]. Please allow to use seller<br> concessions<br> - Due Diligence Vendor-07/14/2025 |  | Compensating Factors<br> 5+ years credit history, Borrower contribution exceeds requirement >=5%, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Post-Close | Yes | 4608199 |
| 796 |  | D B A | Closed | FCOM4028 | 2025-06-30 12:06 | 2025-07-02 20:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4605651 |
| 797 |  | D A | Closed | FCRE1995 | 2025-07-01 00:59 | 2025-07-07 13:25 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-resolved with lender comments. EMD backed out - Due Diligence Vendor-07/07/2025 <br> Ready for Review-backed out - Buyer-07/07/2025 <br> Open-Please Provide Earnest Money Deposit verification of $[Redacted]as it is missing in the file. - Due Diligence Vendor-07/01/2025 |  | Resolved-resolved with lender comments. EMD backed out - Due Diligence Vendor-07/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4611723 |
| 797 |  | D A | Closed | FCOM4028 | 2025-06-30 23:37 | 2025-07-03 07:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4611452 |
| 798 |  | D A | Closed | FCRE5116 | 2025-07-03 10:41 | 2025-07-09 10:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-proof 3 days CD sent now provided - Due Diligence Vendor-07/09/2025 <br> Ready for Review-Document Uploaded. Loan for property [Redacted] was not closed yet, please see attached 3-day CD. - Buyer-07/08/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify mortgage for REO [Redacted] with balance amount $[Redacted]". - Due Diligence Vendor-07/03/2025 |  | Resolved-proof 3 days CD sent now provided - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4653652 |
| 798 |  | D A | Closed | FCRE1995 | 2025-07-03 09:26 | 2025-07-09 10:00 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-resolved with lender comments EMD backed out - Due Diligence Vendor-07/09/2025 <br> Ready for Review-Please disregard, EMD was back out - Buyer-07/08/2025 <br> Open-Please provide supporting document to verify EMD of $[Redacted] which is reflecting in final CD#12_Signed closing pkg.pdf - Due Diligence Vendor-07/03/2025 |  | Resolved-resolved with lender comments EMD backed out - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4652020 |
| 798 |  | D A | Closed | FCOM4028 | 2025-07-03 08:07 | 2025-07-07 16:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/03/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4649678 |
| 799 |  | D B A C | Closed | FVAL5474 | 2025-07-07 13:57 | 2025-07-23 17:55 | Waived | 2 - Non-Material C B | Property | Property | Condo project is ineligible | Waived-Exception to allow knowledge of structural damage in the condo - Due Diligence Vendor-07/23/2025 <br>Ready for Review-exception is on p. 432 - Buyer-07/23/2025 <br>Counter-Need exception form with compensating factors for the below - Due Diligence Vendor-07/22/2025 <br>Ready for Review-The email that was in the loan from the HOA states there was not a building inspection for the subject building. If an inspection was not completed for the subject building, they would not be aware of any critical repairs for that building. The exception for the project having structural repairs was approved. - Buyer-07/21/2025 <br>Open-exception for structural issues addressed page 432 but we cannot waive this if we dont know what it is or if a safety issue. (exception page 432 and email stating nothing documenting this pg 238). need more info on what the structural issues are - Due Diligence Vendor-07/07/2025 |  | Waived-Exception to allow knowledge of structural damage in the condo - Due Diligence Vendor-07/23/2025<br>|  | Several income sources and DTI below 45%, No credit events past 40 months, No mortgage late payments in the last 24 months, No<br> consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Post-Close | Yes | 4700699 |
| 799 |  | D B A C | Closed | FCRE1334 | 2025-07-07 13:32 | 2025-07-09 10:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Executed 4506-T Missing | Resolved-Borrower 1 Executed 4506-T Provided - Due Diligence Vendor-07/09/2025 <br>Resolved-4506C now present - Due Diligence Vendor-07/09/2025 <br>Ready for Review-Document Uploaded. - Buyer-07/09/2025 <br>Open-Borrower 1 Executed 4506-T Missing missing - Due Diligence Vendor-07/07/2025 |  | Resolved-Borrower 1 Executed 4506-T Provided - Due Diligence Vendor-07/09/2025 <br>Resolved-4506C now present - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4698057 |
| 799 |  | D B A C | Closed | FCOM4028 | 2025-07-07 13:22 | 2025-07-08 14:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4697005 |
| 799 |  | D B A C | Closed | FCRE1479 | 2025-07-07 13:58 | 2025-07-07 13:59 | Waived | 2 - Non-Material B | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Waived-assets are not sourced or seasoned. <br> Unseasoned and unsourced assets<br> pg 433<br> - Due Diligence Vendor-07/07/2025 |  | Waived-assets are not sourced or seasoned. <br> Unseasoned and unsourced assets<br> pg 433<br> - Due Diligence Vendor-07/07/2025<br>|  | Compensating Factors<br> Several income sources and DTI below 45%, DTI >=10% lower than loan program, No credit events past 40 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 06/20/2025 74% LTV max | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4700795 |
| 800 |  | D A | Closed | FCOM4028 | 2025-07-04 08:23 | 2025-07-08 12:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025 <br>Ready for Review-File was recently closed,recorded mortgage is not available yet - Buyer-07/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4665161 |
| 801 |  | D A | Closed | FCOM4028 | 2025-07-07 08:08 | 2025-07-08 16:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/07/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4679045 |
| 802 |  | D A | Closed | FCOM4028 | 2025-07-08 18:52 | 2025-07-10 13:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/10/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-07/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4742376 |
| 803 |  | D A | Closed | FCOM4028 | 2025-07-09 09:51 | 2025-07-10 06:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4750101 |
| 804 |  | D B A | Closed | FCOM4028 | 2025-07-09 23:41 | 2025-07-14 09:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-07/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4761184 |
| 804 |  | D B A | Closed | FPRO1243 | 2025-07-10 06:44 | 2025-07-10 06:44 | Waived | 2 - Non-Material B | Property | Missing Doc | Second Appraisal is Missing | Waived-Second Appraisal is required with SSR's for FNMA and FHLMC. Value increased due to huge renovations, however exception document is in page # 16 of Credit_pkg_2.pdf - Due Diligence Vendor-07/10/2025 |  | Waived-Second Appraisal is required with SSR's for FNMA and FHLMC. Value increased due to huge renovations, however exception document is in page # 16 of Credit_pkg_2.pdf - Due Diligence Vendor-07/10/2025<br>|  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 2. No mortgage late payments in the last 24 months-No Mortgage late payments in CBR Page #7 of Credit_pkg_2.pdf<br> 3. Credit score >40 points than minimum required- Audited FICO 763 and Guideline maximum FICO 660 with difference 103 which is greater than 40<br> 4. Borrower contribution exceeds requirement >=5%-Borrower contribution is nearly 42.47% <br> 5. Reserves >6 months-Calculated reserves in File is 40.57 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4762982 |
| 805 |  | D A | Closed | FCOM4028 | 2025-07-11 04:44 | 2025-07-14 14:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4777976 |
| 806 |  | D A | Closed | FCOM4028 | 2025-07-11 03:05 | 2025-07-14 14:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4777633 |
| 807 |  | D A | Closed | FCOM4028 | 2025-07-11 05:13 | 2025-07-14 14:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4778155 |
| 808 |  | D A | Closed | FVAL4940 | 2025-07-16 07:27 | 2025-07-22 10:19 | Resolved | 1 - Information D A | Property | Missing Doc | Missing Homeowner's Association Questionnaire | Resolved-Updated info showing hoa in dscr calc - Due Diligence Vendor-07/22/2025 <br> Ready for Review-Final 1008 was uploaded with correted DSCR 1.169 - Buyer-07/21/2025 <br> Counter-this is not cleared. The appraisal says HOA dues are [Redacted]/mo. Need corrected DSCR at 1.169 as appr says HOA is [Redacted]/month - Due Diligence Vendor-07/18/2025 <br> Ready for Review-Document Uploaded. - Buyer-07/18/2025 <br> Open-Provided HOA amount in appraisal $[Redacted] is not matching with 1008 $[Redacted]. Considered HOA amount from 1008 document to avoid DSCR discrepancy. Unable to Verify from Questionnaire from page #423 as it unknown which type of layout applies to this unit. - Due Diligence Vendor-07/17/2025 |  | Resolved-Updated info showing hoa in dscr calc - Due Diligence Vendor-07/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4833056 |
| 808 |  | D A | Closed | FCOM4028 | 2025-07-16 05:23 | 2025-07-17 15:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4831935 |
| 809 |  | D A | Closed | FCRE1165 | 2025-07-18 07:24 | 2025-07-22 09:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Insurance Policy Partially Provided | Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-07/22/2025 <br>Resolved-Received full flood policy - Due Diligence Vendor-07/22/2025 <br>Ready for Review-Document Uploaded. Please see attached Flood Insurance policy provided for this loan - Buyer-07/21/2025 <br>Open-Flood Insurance Policy Partially Provided Please provide actual and fully executed Flood Insurance document. Flood Policy Application form provided in file and unable to verify "Current" Policy number. Premium amount not matching in Flood Insurance in Page #262. - Due Diligence Vendor-07/18/2025 |  | Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-07/22/2025 <br>Resolved-Received full flood policy - Due Diligence Vendor-07/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4865458 |
| 809 |  | D A | Closed | FCOM4028 | 2025-07-17 20:30 | 2025-07-18 15:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/18/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4862170 |
| 810 |  | D A | Closed | FCRE1253 | 2025-07-18 12:26 | 2025-08-01 12:52 | Resolved | 1 - Information C A | Credit | Eligibility | Missing Property Tax Cert | Resolved-Property Tax Cert Provided - Due Diligence Vendor-07/22/2025 <br>Resolved-Received tax cert - Due Diligence Vendor-07/22/2025 <br>Ready for Review-Document Uploaded. Please review uploaded tax certificate - Buyer-07/21/2025 <br>Open-Missing Property Tax Cert Tax amount in Page #11 & 13_Signed Closing Pkg not matching with 1008. As of now considered tax amount from 1008 to avoid DSCR discrepancy - Due Diligence Vendor-07/18/2025 |  | Resolved-Property Tax Cert Provided - Due Diligence Vendor-07/22/2025 <br>Resolved-Received tax cert - Due Diligence Vendor-07/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4872530 |
| 810 |  | D A | Closed | FCRE1145 | 2025-07-18 12:26 | 2025-08-01 12:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Title Document is fully Present - Due Diligence Vendor-07/22/2025 <br>Resolved-Tile commitment received - Due Diligence Vendor-07/22/2025 <br>Ready for Review-Document Uploaded. Please review uploaded TC - Buyer-07/21/2025 <br>Open-Title Document is missing - Due Diligence Vendor-07/18/2025 |  | Resolved-Title Document is fully Present - Due Diligence Vendor-07/22/2025 <br>Resolved-Tile commitment received - Due Diligence Vendor-07/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4872531 |
| 810 |  | D A | Closed | FCRE1157 | 2025-07-18 12:28 | 2025-07-23 08:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-07/22/2025 <br>Resolved-Hazard insurance received - Due Diligence Vendor-07/22/2025 <br>Ready for Review-Document Uploaded. Insurance documentation uploaded - Buyer-07/21/2025 <br>Open-Missing Hazard Insurance Policy As of now considered premium amount from 1008 to avoid DSCR discrepancy - Due Diligence Vendor-07/18/2025 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-07/22/2025 <br>Resolved-Hazard insurance received - Due Diligence Vendor-07/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4872576 |
| 810 |  | D A | Closed | FCRE1161 | 2025-07-18 12:28 | 2025-07-23 08:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Certificate Missing | Resolved-Flood Certificate is fully present - Due Diligence Vendor-07/23/2025 <br>Resolved-Flood cert received - Due Diligence Vendor-07/23/2025 <br>Open-Missing Flood Certificate - Due Diligence Vendor-07/22/2025 <br>Ready for Review-Document Uploaded. Flood cert uploaded - Buyer-07/21/2025 <br>Open-Missing Flood Certificate - Due Diligence Vendor-07/18/2025 |  | Resolved-Flood Certificate is fully present - Due Diligence Vendor-07/23/2025 <br>Resolved-Flood cert received - Due Diligence Vendor-07/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4872578 |
| 810 |  | D A | Closed | FCRE1241 | 2025-07-21 06:05 | 2025-07-22 09:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Purchase Contract is Missing | Resolved-Received contract - Due Diligence Vendor-07/22/2025 <br>Ready for Review-Document Uploaded. Pleaser eview uploaded purchase contract - Buyer-07/21/2025 <br>Open-Please provide Purchase Contract document as it is missing in File - Due Diligence Vendor-07/21/2025 |  | Resolved-Received contract - Due Diligence Vendor-07/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4883745 |
| 810 |  | D A | Closed | FCOM1231 | 2025-07-21 06:02 | 2025-07-22 09:36 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Initial 1003 is Missing | Resolved-The Initial 1003 is Present or Not Applicable (The 1003 Page Occupancy status is 'Investment'). - Due Diligence Vendor-07/22/2025 <br>Resolved-Received initial 1003 - Due Diligence Vendor-07/22/2025 <br>Ready for Review-Document Uploaded. Please review uploaded initila disclosure package - Seller-07/21/2025 <br>Open-Please provide Initial 1003 as it is missing in file. As per now, Considered Credit report date as Application date and considered Matrix accordingly for Guideline requirements - Due Diligence Vendor-07/21/2025 | Ready for Review-Document Uploaded. Please review uploaded initila disclosure package - Seller-07/21/2025<br>| Resolved-The Initial 1003 is Present or Not Applicable (The 1003 Page Occupancy status is 'Investment'). - Due Diligence Vendor-07/22/2025 <br>Resolved-Received initial 1003 - Due Diligence Vendor-07/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4883723 |
| 810 |  | D A | Closed | FCOM1477 | 2025-07-21 06:03 | 2025-07-22 09:34 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Received rate lock - Due Diligence Vendor-07/22/2025 <br>Ready for Review-Document Uploaded. Please review uploaded lock and approval - Seller-07/21/2025 <br>Open-Loan Approval document missing in file to confirm loan program and lock date. Per now, Considered Application date as lock date in HUD and RESPA - Due Diligence Vendor-07/21/2025 | Ready for Review-Document Uploaded. Please review uploaded lock and approval - Seller-07/21/2025<br>| Resolved-Received rate lock - Due Diligence Vendor-07/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4883730 |
| 810 |  | D A | Closed | FCOM4028 | 2025-07-18 11:17 | 2025-07-21 12:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4871264 |
| 811 |  | D A | Closed | FCOM4028 | 2025-07-18 05:35 | 2025-07-21 11:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4864324 |
| 812 |  | D B A | Closed | FCOM4028 | 2025-07-21 02:09 | 2025-07-21 13:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4882661 |
| 812 |  | D B A | Closed | FVAL5472 | 2025-07-21 04:34 | 2025-07-21 09:55 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-2 units less than 500 square feet per Appraisal Report in Page #57_Credit Pkg which is not allowed per Guidelines. However, we have exception in page#388_Credit pkg.pdf - Due Diligence Vendor-07/21/2025 |  | Waived-2 units less than 500 square feet per Appraisal Report in Page #57_Credit Pkg which is not allowed per Guidelines. However, we have exception in page#388_Credit pkg.pdf - Due Diligence Vendor-07/21/2025<br>|  | No mortgage late payments in the last 24 months- No mortgage late payments per Credit Reports in Page #16 & 2_Credit pkg.pdf<br> 5+ years credit history - Oldest tradeline date in CBR page #2,16_Credit pkg.pdf is 03/20/1982<br> LTV 10% below maximum - Guideline LTV is 70% and Qualifying CLTV 16.33% variance is 53.67%<br> Reserves >6 months - Qualifying Total Reserves Number of Months is 65.73 > 6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4883172 |
| 813 |  | D B A C | Closed | 63850-76790 | 2025-07-22 09:09 | 2025-12-08 11:10 | Resolved | 1 - Information C A | Compliance | Fees:Prohibited | [Redacted] - Fees Allowed (Lender)(01/10) | Resolved-Lender is correct. (6) Underwriting fees. On first lien mortgages made by licensees that are not "creditors" under the Depository Institutions Deregulatory and Monetary Control Act, an underwriting fee. Lender is not a creditor therefore Underwriting fee is allowed. Finding is resolved.<br> - Due Diligence Vendor-12/08/2025 <br> Open- - Due Diligence Vendor-12/08/2025 <br> Open- - Due Diligence Vendor-07/31/2025 <br> Ready for Review-According to our guidelines and [Redacted] state regulations all fees on the disclosures are correct and allowed at the time of closing. [Redacted] 208-620-560 (6) an Underwriting Fee is allowed on 1st lien mortgage loans. - Buyer-07/30/2025 <br> Open- - Due Diligence Vendor-07/22/2025 <br> Open-The [Redacted] Consumer Loan Act prohibits any fee other than a Loan Origination Fee, Loan Discount, or Commitment (Rate Lock) Fee to be paid by the Borrower to the Lender. (RCW 31.04.105(2); WAC 208-620-555; [Redacted] 208-620-560(6)) Final CD 07/17/2025 has Underwriting fee paid to the Lender. - Due Diligence Vendor-07/22/2025 <br> Open- - Due Diligence Vendor-07/22/2025 |  | Resolved-Lender is correct. (6) Underwriting fees. On first lien mortgages made by licensees that are not "creditors" under the Depository Institutions Deregulatory and Monetary Control Act, an underwriting fee. Lender is not a creditor therefore Underwriting fee is allowed. Finding is resolved.<br> - Due Diligence Vendor-12/08/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4903030 |
| 813 |  | D B A C | Closed | 1000818-1002444 | 2025-07-22 09:09 | 2025-07-31 09:21 | Resolved | 1 - Information A | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure Business Day Waiting Period Date Warnings | Resolved-This is acceptable. - Due Diligence Vendor-07/31/2025 <br> Resolved- - Due Diligence Vendor-07/31/2025 <br> Ready for Review-Document Uploaded. Please see attached re-signed Closing package - Seller-07/31/2025 <br> Open-borrower signed 7/16 but final CD states issues on [Redacted] - Due Diligence Vendor-07/28/2025 <br> Open- - Due Diligence Vendor-07/22/2025 <br> Open-You submitted a Last Closing Disclosure Received Date ([Redacted]) earlier than the Last Closing Disclosure Date Issued ([Redacted]). The System cannot perform a Regulation Z business day disclosure waiting period review without accurate dates. (12 CFR 1026.17(f); 1026.37; 1026.19(f); 1026.22(a)(2)) Final CD [Redacted] is hand signed by the borrowers on 07/16/2025. - Due Diligence Vendor-07/22/2025 <br> Open- - Due Diligence Vendor-07/22/2025 | Ready for Review-Document Uploaded. Please see attached re-signed Closing package - Seller-07/31/2025<br>| Resolved-This is acceptable. - Due Diligence Vendor-07/31/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4903031 |
| 813 |  | D B A C | Closed | FCRE1158 | 2025-07-22 08:06 | 2025-07-28 14:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-email reflects no roof exclusions - Due Diligence Vendor-07/28/2025 <br>Ready for Review-Document Uploaded. Please see attached Insurance agent's confirmation that roof is covered through RCE. - Buyer-07/28/2025 <br>Open-Hazard Insurance Policy Partially Provided Hazard policy doe not extend Loss replacement coverage to the roof if 15 years or older. Subject is 46 yrs old. - Due Diligence Vendor-07/22/2025 |  | Resolved-email reflects no roof exclusions - Due Diligence Vendor-07/28/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4901673 |
| 813 |  | D B A C | Closed | FVAL5524 | 2025-07-22 08:34 | 2025-07-22 08:35 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Waived-As per guide, Guideline only permits SFR in rural locations and one unit Manufactured Homes. <br> \*Exception form is provided to allow Rural Man Home with three additional Manufactured homes on property- Work shop, etc- All have their own APN. 4 units.<br> \*Approved Conditions: [Redacted] max, with rural pricing<br> \*Exception form is on page #149 of 253- Due Diligence Vendor-07/22/2025 - Due Diligence Vendor-07/22/2025 |  | Waived-Waived-As per guide, Guideline only permits SFR in rural locations and one unit Manufactured Homes. <br> \*Exception form is provided to allow Rural Man Home with three additional Manufactured homes on property- Work shop, etc- All have their own APN. 4 units.<br> \*Approved Conditions: [Redacted] max, with rural pricing<br> \*Exception form is on page #149 of 253- Due Diligence Vendor-07/22/2025 - Due Diligence Vendor-07/22/2025<br>|  | DTI below 45%, 5+ years current job - Bwr1 - with 10 yrs in same line of employment, DTI > 10% below program maximum, No mortgage lates last 24 months, 5+ years credit history, 2+ bwrs, Credit Score > 40 points above program minimum | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 4902241 |
| 814 |  | D B A | Closed | FCRE8459 | 2025-07-23 11:35 | 2025-09-02 07:39 | Waived | 2 - Non-Material C B | Credit | Eligibility | Borrower Entity Ownership does not meet guidelines | Waived-Condo does not meet guidelines for single ownership. wavier provided - Due Diligence Vendor-09/02/2025 <br>Ready for Review-Document Uploaded. Please see attached PC Exception - Buyer-08/29/2025 <br>Open-As per Guide: projects with 5 to 20 units – 2 units, Single entity owns more than 2 units refer pg.#200 - Due Diligence Vendor-07/23/2025 |  | Waived-Condo does not meet guidelines for single ownership. wavier provided - Due Diligence Vendor-09/02/2025<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, No credit events past 40 months, 5+ years credit history,<br> Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Post-Close | Yes | 4922038 |
| 814 |  | D B A | Closed | FCRE1173 | 2025-07-23 10:32 | 2025-08-06 09:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Master Condo Insurance Policy is Missing | Resolved-now present - Due Diligence Vendor-08/06/2025 <br>Ready for Review-Document Uploaded. Please see attached Master Policy - Buyer-08/05/2025 <br>Open-Missing Master Condo Insurance Policy - Due Diligence Vendor-07/23/2025 |  | Resolved-now present - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4920745 |
| 814 |  | D B A | Closed | FCOM4028 | 2025-07-23 08:19 | 2025-07-23 21:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4917323 |
| 814 |  | D B A | Closed | FCRE1174 | 2025-07-23 11:44 | 2025-07-23 21:00 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-\*As per Guide Master policy must contain Building Ordinance or Law Endorsement<br> \*Exception provided to allow without Ordinance Law Endorsement coverage<br> \*Exception pg.#396<br> \*Approved with Condition:0.25 to price, [Redacted] max <br> - Due Diligence Vendor-07/23/2025 |  | Waived-\*As per Guide Master policy must contain Building Ordinance or Law Endorsement<br> \*Exception provided to allow without Ordinance Law Endorsement coverage<br> \*Exception pg.#396<br> \*Approved with Condition:0.25 to price, [Redacted] max <br> - Due Diligence Vendor-07/23/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4922192 |
| 815 |  | D A | Closed | FCOM4028 | 2025-07-22 23:53 | 2025-07-23 13:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4913976 |
| 816 |  | A | Closed | FCOM4028 | 2025-07-24 08:24 | 2025-07-28 11:32 | Resolved | 1 - Information A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved- - Due Diligence Vendor-07/28/2025 <br>Open- - Due Diligence Vendor-07/28/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4932132 |
| 817 |  | D A | Closed | FCRE7347 | 2025-07-22 14:31 | 2025-07-24 08:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lease Agreement | Resolved-Finding is accepted and calc is resolved - Due Diligence Vendor-07/24/2025 <br>Ready for Review-The rental income was not used for qualification .We had REO documentation on file (taxes ,LOX on no insurance sine property is free and clear,HOA dues) . - Buyer-07/24/2025 <br>Open- - for other investment property. - Due Diligence Vendor-07/22/2025 |  | Resolved-Finding is accepted and calc is resolved - Due Diligence Vendor-07/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4910751 |
| 817 |  | D A | Closed | FCOM4028 | 2025-07-22 13:15 | 2025-07-23 14:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4909094 |
| 818 |  | D B A | Closed | FCOM4028 | 2025-07-25 02:00 | 2025-07-25 10:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4943463 |
| 818 |  | D B A | Closed | FVAL5524 | 2025-07-25 03:29 | 2025-07-25 03:29 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-MFR agricultural zoning, However Exception document is in page # 248 of closing pkg.pdf. - Due Diligence Vendor-07/25/2025 |  | Waived-MFR agricultural zoning, However Exception document is in page # 248 of closing pkg.pdf. - Due Diligence Vendor-07/25/2025<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months-No Mortgage late payments in CBR Page #318 of closing pkg.pdf<br> Credit score >40 points than minimum required-Audited FICO 749 and Guideline maximum FICO 680 with difference 69 which is greater than 40<br> Borrower contribution exceeds requirement >=5%-Borrower contribution is nearly43.48% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4943659 |
| 819 |  | D A | Closed | FCOM4028 | 2025-07-24 23:57 | 2025-07-27 12:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4943202 |
| 820 |  | D A | Closed | FCOM1233 | 2025-07-28 11:53 | 2025-08-01 07:40 | Resolved | 1 - Information D A | Credit | Eligibility | The Final 1003 is Incomplete | Resolved-corrected citizenship now present - Due Diligence Vendor-08/01/2025 <br>Ready for Review-Document Uploaded. Please see revised 1008 - Buyer-07/31/2025 <br>Counter-this is still backwards B1 is US and not Perm. B2 is not US - Due Diligence Vendor-07/30/2025 <br>Ready for Review-Document Uploaded. Please review uploaded 1003 - Buyer-07/30/2025 <br>Open- - please correct citizenship for both borrower's. B1 is a US Citizen - passport page 138 and B2 is a Permanent Resident Alien - Perm Res Card page 132 - Due Diligence Vendor-07/28/2025 |  | Resolved-corrected citizenship now present - Due Diligence Vendor-08/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4968548 |
| 820 |  | D A | Closed | FCOM1206 | 2025-07-28 10:54 | 2025-07-30 12:47 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Note is Missing | Resolved-The Note is Present - Due Diligence Vendor-07/30/2025 <br>Resolved-note now present - Due Diligence Vendor-07/30/2025 <br>Ready for Review-Document Uploaded. Please review uploaded Note - Buyer-07/30/2025 <br>Open-The Note is Missing - Due Diligence Vendor-07/28/2025 |  | Resolved-The Note is Present - Due Diligence Vendor-07/30/2025 <br>Resolved-note now present - Due Diligence Vendor-07/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4967332 |
| 820 |  | D A | Closed | FCOM4028 | 2025-07-28 10:59 | 2025-07-29 15:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4967436 |
| 821 |  | D A C | Closed | FCOM3715 | 2025-07-30 11:22 | 2025-08-12 13:48 | Resolved | 1 - Information C A | Compliance | Disclosure | Loan Term is greater than allowed per program guidelines | Resolved-correction to payment on Note now present - Due Diligence Vendor-08/12/2025 <br> Ready for Review-Document Uploaded. Please review uploaded Note - Buyer-08/12/2025 <br> Open- - [Redacted] is the payment based on terms. Payment reflected on the note is [Redacted]. - Due Diligence Vendor-07/30/2025 |  | Resolved-correction to payment on Note now present - Due Diligence Vendor-08/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4996389 |
| 821 |  | D A C | Closed | FCRE9991 | 2025-07-30 11:23 | 2025-08-01 09:20 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR updated to match - Due Diligence Vendor-08/01/2025 <br> Ready for Review-DSCR is 1.348. Calculations are $[Redacted] rent / PITIA $[Redacted]- Buyer-07/31/2025 <br> Open- - DSCR calc varies from originator score of 1.266 where as calculated score of 1.349 is supported by Appraisal 1007 $[Redacted], PITIA $[Redacted]. - Due Diligence Vendor-07/30/2025 |  | Resolved-DSCR updated to match - Due Diligence Vendor-08/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4996428 |
| 821 |  | D A C | Closed | FCOM4028 | 2025-07-30 10:42 | 2025-07-30 12:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4995760 |
| 822 |  | D A | Closed | FCOM4028 | 2025-07-31 10:03 | 2025-08-04 11:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025 <br>Ready for Review-N/A. The file was recently closed recorded mortgage is not available yet. - Buyer-08/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5009005 |
| 823 |  | D A | Closed | FCOM4028 | 2025-08-01 13:52 | 2025-08-04 15:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5029159 |
| 824 |  | D A | Closed | FCOM9932 | 2025-08-04 08:21 | 2025-08-21 08:00 | Resolved | 1 - Information D A | Property | Missing Doc | Missing Mortgage | Resolved-copy of mortgage for 1st lien now present as required on second liens to be documented in file - Due Diligence Vendor-08/21/2025 <br> Ready for Review-Document Uploaded. the mortgage from the first lien - from [Redacted]. - Buyer-08/20/2025 <br> Counter- - Due Diligence Vendor-08/12/2025 <br> Ready for Review-Document Uploaded. attached is a snip from the guidelines <br>A billing statement is allowed within the guidelines as long as it provides the details of the note which this statement does. <br>- Buyer-08/12/2025 <br> Counter-disagree. Section 10 states: Copy of the mortgage or deed of trust must be included in the loan file. we need first lien mortgage - Due Diligence Vendor-08/07/2025 <br> Ready for Review-Document Uploaded. - Buyer-08/07/2025 <br> Ready for Review-Document Uploaded. The guidelines/condition verifies that we need to verify the original terms of the from either the note OR a billing statement. The billing statement for the first mortgage shows the rate, last payment (can determine 1st payment from this) and the original balance of the mortgage which are the 3 key points that we need to verify this item. The mortgage statement below is for the 1st mortgage and shows all the information that we need. We would prefer to get the note but in this case, it was not needed. - Buyer-08/07/2025 <br> Open-missing copy of mortgage on first lien (page 72 of guidelines says we need copy of first lien deed of trust) - Due Diligence Vendor-08/04/2025 | See second bullet, there is no alternative allowed for copy of mortgage. we need mortgage on first or a waiver. - 08/12/2025 <br>| Resolved-copy of mortgage for 1st lien now present as required on second liens to be documented in file - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5039604 |
| 824 |  | D A | Closed | FCOM4028 | 2025-08-04 07:43 | 2025-08-04 15:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5038839 |
| 825 |  | D B A | Closed | FCOM4028 | 2025-08-04 09:26 | 2025-08-05 12:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5041959 |
| 825 |  | D B A | Closed | FVAL5524 | 2025-08-04 11:48 | 2025-08-04 17:21 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-\*As per Guide GLA of per Unit should be more than 500 Sq.ft<br> \*Exception provided for 1 unit is less than 500 sq ft, 1st appraisal says >500 sq ft, 2nd appraisal says< 500<br> \*Exception pg.#1<br> \*Approved with Condition: 0.25 to price - Due Diligence Vendor-08/04/2025 |  | Waived-\*As per Guide GLA of per Unit should be more than 500 Sq.ft<br> \*Exception provided for 1 unit is less than 500 sq ft, 1st appraisal says >500 sq ft, 2nd appraisal says< 500<br> \*Exception pg.#1<br> \*Approved with Condition: 0.25 to price - Due Diligence Vendor-08/04/2025<br>|  | Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5045104 |
| 826 |  | D A | Closed | FCOM4028 | 2025-08-06 08:17 | 2025-08-06 14:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5073510 |
| 827 |  | D A | Closed | FCOM4028 | 2025-08-06 09:45 | 2025-08-06 12:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5075531 |
| 828 |  | D A | Closed | FCRE9651 | 2025-08-06 15:09 | 2025-08-08 06:20 | Resolved | 1 - Information A | Credit | Missing Doc | Amortization Schedule missing from Closing Package. | Resolved-am schedule now present - Due Diligence Vendor-08/08/2025 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-08/08/2025 <br>Open-Amortization Schedule is 'Missing'from the Closing Package. Amortization Document is missing in file - Due Diligence Vendor-08/06/2025 |  | Resolved-am schedule now present - Due Diligence Vendor-08/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5083404 |
| 828 |  | D A | Closed | FCOM4028 | 2025-08-06 14:54 | 2025-08-07 13:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5083069 |
| 829 |  | D A | Closed | FCOM4028 | 2025-08-08 14:19 | 2025-08-11 11:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5117781 |
| 830 |  | D B A | Closed | FCRE1200 | 2025-08-11 09:35 | 2025-08-15 09:57 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived--As per rate Sheet minimum Loan amount is $[Redacted]<br> - Exception from provided to proceed with loans as file Loan amount is $[Redacted]<br> - Approved Condition :- [Redacted] max, 0.25 to price<br> - Exception form on pg. no 461 - Due Diligence Vendor-08/11/2025 |  | Waived--As per rate Sheet minimum Loan amount is $[Redacted]<br> - Exception from provided to proceed with loans as file Loan amount is [Redacted]<br> - Approved Condition :- [Redacted] max, 0.25 to price<br> - Exception form on pg. no 461 - Due Diligence Vendor-08/11/2025 |  | Revolving debt is under 30%,No credit events past 40 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5131494 |
| 830 |  | D B A | Closed | FVAL5472 | 2025-08-11 09:37 | 2025-08-15 09:57 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived--As per guide the house GLA should be minimum 500 SQ FT<br> - Exception from provided to proceed with loan as House GLA is [Redacted] SQ FT<br> - Approved Condition :- [Redacted] max, 0.25 to price<br> - Exception from on pg. no 460. - Due Diligence Vendor-08/11/2025 |  | Waived--As per guide the house GLA should be minimum 500 SQ FT<br> - Exception from provided to proceed with loan as House GLA is [Redacted] SQ FT<br> - Approved Condition :- [Redacted] max, 0.25 to price<br> - Exception from on pg. no 460. - Due Diligence Vendor-08/11/2025 |  | No credit events past 40 months, 5+ years credit history. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5131526 |
| 830 |  | D B A | Closed | FVAL5474 | 2025-08-11 09:39 | 2025-08-15 09:57 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived--As per guide a Single entity should not owe more than 25% if unit count is more than 20<br> - Exception form provided to proceed with loan as 1 single entity owned 48 out of [Redacted] units ([Redacted])<br> - Approved Condition :- [Redacted] max, 0.5 to price<br> - Exception form on pg. no 462. - Due Diligence Vendor-08/11/2025 |  | Waived--As per guide a Single entity should not owe more than 25% if unit count is more than 20<br> - Exception form provided to proceed with loan as 1 single entity owned 48 out of [Redacted] units ([Redacted])<br> - Approved Condition :- [Redacted] max, 0.5 to price<br> - Exception form on pg. no 462. - Due Diligence Vendor-08/11/2025 |  | Revolving debt is under 30%, No credit events past 40 months, 5+ years credit history. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5131570 |
| 830 |  | D B A | Closed | FCOM4028 | 2025-08-11 08:00 | 2025-08-12 09:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5129266 |
| 831 |  | D A | Closed | FCRE1491 | 2025-08-11 09:51 | 2025-09-02 11:31 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-donor source wire is now present for gift funds - Due Diligence Vendor-09/02/2025 <br> Ready for Review-Document Uploaded. - Buyer-08/29/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Gift Deposited to Escrow: $[Redacted], Gift letter is on page #124 of 269. Donor source missing - Due Diligence Vendor-08/11/2025 |  | Resolved-donor source wire is now present for gift funds - Due Diligence Vendor-09/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5131957 |
| 831 |  | D A | Closed | FCOM4028 | 2025-08-11 08:19 | 2025-08-12 12:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5129629 |
| 832 |  | D A | Closed | FCRE9991 | 2025-08-14 13:23 | 2025-08-19 07:09 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender fixed DTI to match - Due Diligence Vendor-08/19/2025 <br> Ready for Review-Document Uploaded. DTI has been updated, please see the Lock Form. - Buyer-08/18/2025 <br> Open-DTI is off by 1.74% DTI should be 45.67%. Approval is 43.93%. PITIA is $0 + Debts from Credit report of $[Redacted] + subject prop negative rents used of $[Redacted] / Income of $[Redacted] = 45.67% Unable to identify how lender calculated DTI - Due Diligence Vendor-08/14/2025 |  | Resolved-lender fixed DTI to match - Due Diligence Vendor-08/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5182971 |
| 832 |  | D A | Closed | FCOM4028 | 2025-08-12 14:58 | 2025-08-14 14:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5152906 |
| 833 |  | D A | Closed | FCRE3876 | 2025-08-13 13:51 | 2025-08-18 08:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Title E&O Policy Missing or Expired | Resolved-E&O now present - Due Diligence Vendor-08/18/2025 <br>Ready for Review-Document Uploaded. Please review uploaded E&O policy - Buyer-08/15/2025 <br>Open-Title O&E Policy is Missing or Expired Title O&E Policy is Missing - Due Diligence Vendor-08/13/2025 |  | Resolved-E&O now present - Due Diligence Vendor-08/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5167715 |
| 833 |  | D A | Closed | FCOM4028 | 2025-08-13 11:34 | 2025-08-14 16:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5164799 |
| 834 |  | D B A | Closed | FCOM4028 | 2025-08-13 13:08 | 2025-08-14 15:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5166872 |
| 834 |  | D B A | Closed | FCRE0409 | 2025-08-14 07:28 | 2025-08-14 07:28 | Waived | 2 - Non-Material B | Credit | Eligibility | Subject loan Junior Lien program not qualified under guidelines - Ineligible First Lien program | Waived-As per guide 1st lien cannot be interest only<br> Exception is provided for Ineligible 1st Lien on 2nd Lien program<br> Approved Conditions : [Redacted] MAX & 0.5 to price<br> Exception Form page no 110 - Due Diligence Vendor-08/14/2025 |  | Waived-As per guide 1st lien cannot be interest only<br> Exception is provided for Ineligible 1st Lien on 2nd Lien program<br> Approved Conditions : [Redacted] MAX & 0.5 to price<br> Exception Form page no 110 - Due Diligence Vendor-08/14/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Strong DSCR ratio | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5175185 |
| 835 |  | D B A | Closed | FCOM4028 | 2025-08-18 10:47 | 2025-08-19 16:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5213888 |
| 835 |  | D B A | Closed | FCRE0409 | 2025-08-19 10:43 | 2025-08-19 10:44 | Waived | 2 - Non-Material B | Credit | Eligibility | Subject loan Junior Lien program not qualified under guidelines - Ineligible First Lien program | Waived--As per guide First Liens not reporting to the credit bureaus is ineligible.<br> - Exception form provided to proceed with First Liens reported on credit supplement not on Credit report<br> - Approved Condition :- 0.25 to price, [Redacted] max<br> - Exception form on pg. no 519 - Due Diligence Vendor-08/19/2025 |  | Waived--As per guide First Liens not reporting to the credit bureaus is ineligible.<br> - Exception form provided to proceed with First Liens reported on credit supplement not on Credit report<br> - Approved Condition :- 0.25 to price, [Redacted] max<br> - Exception form on pg. no 519 - Due Diligence Vendor-08/19/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5234873 |
| 836 |  | D A | Closed | FCOM4028 | 2025-08-19 11:14 | 2025-08-20 12:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5235453 |
| 837 |  | D A | Closed | FCOM4028 | 2025-08-20 09:14 | 2025-08-21 15:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5248810 |
| 838 |  | D A | Closed | FCRE1226 | 2025-08-20 09:45 | 2025-08-29 12:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Appraisal Transfer documentation is incomplete or partial | Resolved-resolved with additional comments by appr, not a non arm length - Due Diligence Vendor-08/29/2025 <br>Ready for Review-Document Uploaded. I've uploaded the updated report with the comments ''ARM length" the appraiser said it was not customary to put it in the first place - Buyer-08/29/2025 <br>Open-ARMS length confirmation is missing in Appraisal report - Due Diligence Vendor-08/20/2025 |  | Resolved-resolved with additional comments by appr, not a non arm length - Due Diligence Vendor-08/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5250212 |
| 838 |  | D A | Closed | FCOM4028 | 2025-08-20 08:00 | 2025-08-21 15:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5246903 |
| 839 |  | D A | Closed | FCOM4028 | 2025-08-21 08:34 | 2025-08-22 10:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5264456 |
| 840 |  | D A C | Closed | FVAL5472 | 2025-08-21 14:26 | 2025-08-28 13:38 | Resolved | 1 - Information C A | Property | Property | Property or house size is outside of guidelines | Resolved-further clarification provided that states by appraiser that a 38 sq common area is also included in unit making it [Redacted]. this meets sq ft guideline requirement - Due Diligence Vendor-08/28/2025 <br> Ready for Review-Document Uploaded. Please see response from underwriter - Buyer-08/28/2025 <br> Counter-waiver is required - Due Diligence Vendor-08/28/2025 <br> Ready for Review-Document Uploaded. Good afternoon, please see email from our SUW regarding this - Buyer-08/27/2025 <br> Open-Per guide: Each unit in properties containing two or more units must have gross living area of at least 500 square feet<br> Unit#3 Gross living area square feet [Redacted] refer page#44 of 623 - Due Diligence Vendor-08/21/2025 |  | Resolved-further clarification provided that states by appraiser that a 38 sq common area is also included in unit making it [Redacted]. this meets sq ft guideline requirement - Due Diligence Vendor-08/28/2025 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5272937 |
| 840 |  | D A C | Closed | FCOM4028 | 2025-08-21 13:15 | 2025-08-23 11:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/21/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5271618 |
| 841 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 842 |  | D A | Closed | FCOM4028 | 2025-08-25 15:19 | 2025-08-26 15:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5308956 |
| 843 |  | D B A | Closed | FCRE9650 | 2025-08-26 16:41 | 2025-08-28 14:59 | Resolved | 1 - Information B A | Credit | Missing Doc | Missing Lead Paint Disclosure on properties built before January 1, 1978. | Resolved-Now present - Due Diligence Vendor-08/28/2025 <br>Ready for Review-Document Uploaded. Please review uploaded lead paint disclosure - Buyer-08/28/2025 <br>Open-Lead Based Paint Disclosure is 'Missing'. Missing Lead Paint Disclosure on properties before January 1, 1978. - Due Diligence Vendor-08/26/2025 |  | Resolved-Now present - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5327055 |
| 843 |  | D B A | Closed | FCOM4028 | 2025-08-26 13:30 | 2025-08-27 13:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5324675 |
| 843 |  | D B A | Closed | FCRE1200 | 2025-08-26 17:36 | 2025-08-26 17:36 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-As per guide Minimum loan amount of $[Redacted].<br> Exception is provided for Mixed-Use Minimum Loan Amount<br> Approved Conditions : 0.25 to price <br> Exception Form page no 1226 - Due Diligence Vendor-08/26/2025 |  | Waived-As per guide Minimum loan amount of $[Redacted]<br> Exception is provided for Mixed-Use Minimum Loan Amount<br> Approved Conditions : 0.25 to price <br> Exception Form page no 1226 - Due Diligence Vendor-08/26/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5327497 |
| 843 |  | D B A | Closed | FVAL5524 | 2025-08-26 17:31 | 2025-08-26 17:31 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-As per guide Gross living area < 500 square feet <br> Exception is provided for GLA less than 500 square feet<br> Approved Conditions : max [Redacted], 0.25 to price <br> Exception Form page no 1227 - Due Diligence Vendor-08/26/2025 |  | Waived-As per guide Gross living area < 500 square feet <br> Exception is provided for GLA less than 500 square feet<br> Approved Conditions : max [Redacted], 0.25 to price <br> Exception Form page no 1227 - Due Diligence Vendor-08/26/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5327450 |
| 844 |  | D A | Closed | FCOM4028 | 2025-08-27 12:43 | 2025-08-27 14:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5337310 |
| 845 |  | D A | Closed | FCRE9991 | 2025-08-27 17:28 | 2025-09-03 06:43 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-tape updated and DSCR now matches at 1.551 - Due Diligence Vendor-09/03/2025 <br> Ready for Review-Document Uploaded. Per appraisal, gross monthly rental income is $[Redacted]. Please, see attached updated Tape and 1008. - Buyer-09/02/2025 <br> Open-DSCR score is off by 0.099 Lender score is 1.650 - Document in file 1007 Pg. no 622 of 683 Rent $[Redacted]1008 pg. no 141 of 157 Rent $[Redacted]0 - Unable to identify lender considered rent income PITI matches. - DSCR score should be Rent/ PITI - $[Redacted] = 1.551 - Due Diligence Vendor-08/29/2025 <br> Open- - Due Diligence Vendor-08/29/2025 <br> Open-\*DSCR score is off by 0.099 Lender score is 1.650<br> - Document in file 1007 Pg. no 622 of 683 Rent $[Redacted] 1008 pg. no 141 of 157 Rent $5,000<br> - Unable to identify lender considered rent income PITI matches.<br> - DSCR score should be Rent/ PITI - $[Redacted] = 1.551 - Due Diligence Vendor-08/27/2025 |  | Resolved-tape updated and DSCR now matches at 1.551 - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5341508 |
| 845 |  | D A | Closed | FCOM4028 | 2025-08-27 15:30 | 2025-08-28 15:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5340108 |
| 846 |  | D B A | Closed | FCOM4028 | 2025-08-27 15:43 | 2025-08-28 15:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5340231 |
| 846 |  | D B A | Closed | FVAL5474 | 2025-08-27 16:52 | 2025-08-27 16:52 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Exception for single entity owning more than 25%, This case 57.50%<br>Approved with conditions of 0.375 to price, [Redacted] max<br>Waiver on page 565 of 774 - Due Diligence Vendor-08/27/2025 |  | Waived-Exception for single entity owning more than 25%, This case 57.50%<br>Approved with conditions of 0.375 to price, [Redacted] max<br>Waiver on page 565 of 774 - Due Diligence Vendor-08/27/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5340928 |
| 847 |  | D B A | Closed | FCOM4028 | 2025-08-28 06:26 | 2025-08-28 15:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5344474 |
| 847 |  | D B A | Closed | FVAL5385 | 2025-08-28 07:48 | 2025-08-28 07:48 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Exception for subject property REFI and being listed within last 6 months<br>Approved with conditions of [Redacted] and 0.25 to price<br>Waiver on page 290 of 361 - Due Diligence Vendor-08/28/2025 |  | Waived-Exception for subject property REFI and being listed within last 6 months<br>Approved with conditions of [Redacted] and 0.25 to price<br>Waiver on page 290 of 361 - Due Diligence Vendor-08/28/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5345491 |
| 848 |  | D A | Closed | FCRE9991 | 2025-08-28 08:13 | 2025-08-29 13:41 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-units on tape updated to correct number (2) - Due Diligence Vendor-08/29/2025 <br>Ready for Review-Document Uploaded. Please see the Tape corrected. - Buyer-08/29/2025 <br>Open-# of units is 2, tape has 3. please fix - Due Diligence Vendor-08/28/2025 |  | Resolved-units on tape updated to correct number (2) - Due Diligence Vendor-08/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5345930 |
| 848 |  | D A | Closed | FCOM4028 | 2025-08-28 06:53 | 2025-08-28 15:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5344775 |
| 849 |  | D A C | Closed | FCOM1233 | 2025-08-28 14:28 | 2025-09-05 12:06 | Resolved | 1 - Information D A | Credit | Eligibility | The Final 1003 is Incomplete | Resolved-resolved on lender comments, this not required on a investment and was checked incorrectly in error - Due Diligence Vendor-09/05/2025 <br>Ready for Review-Document Uploaded. Per UW "I unchecked that they were a first time homebuyer, but we do not need to mark that they have owned a another property in the most recent 3 years since it is an investment purchase. We only have to have that declaration answered if the borrower plans to occupy the subject property." Please see attached revised 1003. - Buyer-09/05/2025 <br>Open-Borrower had an ownership in the property in past 3 years can be verified form Credit report page#68,69 of 127 . Need an updated Final 1003 declaration 5A marking as Yes instead of No - Due Diligence Vendor-08/28/2025 |  | Resolved-resolved on lender comments, this not required on a investment and was checked incorrectly in error - Due Diligence Vendor-09/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5353156 |
| 849 |  | D A C | Closed | FVAL5474 | 2025-08-28 14:27 | 2025-09-04 06:33 | Resolved | 1 - Information C A | Property | Property | Condo project is ineligible | Resolved-litigation info provided and insurance will cover suit - Due Diligence Vendor-09/04/2025 <br>Ready for Review-Document Uploaded. Please see attached litigation documentation. - Buyer-09/03/2025 <br>Open-As per HOA questionnaire on page #276 of 625 is involved in pending litigation, however no supporting doc in file - Due Diligence Vendor-08/28/2025 |  | Resolved-litigation info provided and insurance will cover suit - Due Diligence Vendor-09/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5353142 |
| 849 |  | D A C | Closed | FCOM4028 | 2025-08-28 11:47 | 2025-09-02 12:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5350433 |
| 850 |  | D A | Closed | FCOM4028 | 2025-08-29 07:25 | 2025-09-02 13:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5359461 |
| 851 |  | D A | Closed | FCOM4028 | 2025-08-29 10:16 | 2025-09-02 12:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5362967 |
| 852 |  | D A | Closed | FCOM4028 | 2025-08-29 12:18 | 2025-09-02 12:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5364894 |
| 853 |  | D B A | Closed | FCOM4028 | 2025-08-29 13:50 | 2025-09-02 11:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5366890 |
| 853 |  | D B A | Closed | FCRE1247 | 2025-08-29 16:54 | 2025-08-29 16:54 | Waived | 2 - Non-Material B | Credit | Eligibility | Seller Contribution Exceeds Program Maximum | Waived-\*No interested party contributions are allowed if purchase price is greater than the listing price by either[Redacted]<br> \* Exception form provided to To allow Seller Credits<br> \*Exception form page#144 of 259<br> \*Approved - Due Diligence Vendor-08/29/2025 |  | Waived-\*No interested party contributions are allowed if purchase price is greater than the listing price by either 3% or $5,001.<br> \* Exception form provided to To allow Seller Credits<br> \*Exception form page#144 of 259<br> \*Approved - Due Diligence Vendor-08/29/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, 2+ borrowers on the loan, Credit score >40 points than minimum required, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5368923 |
| 854 |  | D A | Closed | FCOM4028 | 2025-08-29 14:03 | 2025-09-03 12:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5367102 |
| 855 |  | D B A | Closed | FCOM4028 | 2025-08-30 06:15 | 2025-09-03 13:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5370104 |
| 855 |  | D B A | Closed | FCRE1200 | 2025-09-02 10:19 | 2025-09-02 10:19 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-As per guide, Guideline Minimum Loan Amount is [Redacted]<br> \*Exception is provided to proceed with LA < $[Redacted]<br> \*Exception form is on page #3 of 267<br> \*Approved Conditions : 0.25 to price, [Redacted] max. Ok to proceed with LA < $[Redacted] - Due Diligence Vendor-09/02/2025 |  | Waived-As per guide, Guideline Minimum Loan Amount is [Redacted]<br> \*Exception is provided to proceed with LA < $[Redacted]<br> \*Exception form is on page #3 of 267<br> \*Approved Conditions : 0.25 to price, [Redacted] max. Ok to proceed with LA < $[Redacted] - Due Diligence Vendor-09/02/2025 |  | No mortgage late payments in the last 24 months, 5+ years credit history, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5380648 |
| 855 |  | D B A | Closed | FVAL5385 | 2025-09-02 08:04 | 2025-09-02 10:17 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-\*As per guide to be eligible for a cash-out refinance, the subject property must not be listed for sale in the past 6-months prior to application date.<br> \*Exception is provided to proceed the loan as subject property listed past 6 months and the transaction type is cashout refinance<br> \*Approved With Conditions 0.25 to price, [Redacted] max. Ok to proceed with LA < $[Redacted]<br> \*Exception is on page 3 of 267<br> - Due Diligence Vendor-09/02/2025 |  | Waived-\*As per guide to be eligible for a cash-out refinance, the subject property must not be listed for sale in the past 6-months prior to application date.<br> \*Exception is provided to proceed the loan as subject property listed past 6 months and the transaction type is cashout refinance<br> \*Approved With Conditions 0.25 to price, [Redacted] max. Ok to proceed with LA < $[Redacted]<br> \*Exception is on page 3 of 267<br> - Due Diligence Vendor-09/02/2025 |  | No mortgage late payments in the last 24 months, 5+ years credit history, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5377759 |
| 855 |  | D B A | Closed | FPRO1251 | 2025-09-02 07:53 | 2025-09-02 10:16 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-\*As per guide a manufactured home cannot be rural or be located on agricultural zoning<br> \*Exception is provided to proceed the loan as manufactured home is rural <br> \*Approved With Conditions mfr rural pricing, [Redacted]<br> \*Exception is provided on pg 1 of 267 - Due Diligence Vendor-09/02/2025 |  | Waived-\*As per guide a manufactured home cannot be rural or be located on agricultural zoning<br> \*Exception is provided to proceed the loan as manufactured home is rural <br> \*Approved With Conditions mfr rural pricing, [Redacted]<br> \*Exception is provided on pg 1 of 267 - Due Diligence Vendor-09/02/2025<br>|  | \*No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5377542 |
| 856 |  | D B A | Closed | FCOM4028 | 2025-08-30 09:34 | 2025-09-03 13:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5370480 |
| 856 |  | D B A | Closed | FCRE1200 | 2025-08-30 11:10 | 2025-08-30 11:10 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-As per guide, Guideline Minimum Loan Amount is [Redacted]<br> \*Exception is provided to allow LA <$[Redacted]<br> \*Approved Conditions: [Redacted] max, rural + mfr pricing. Ok to proceed with LA < $[Redacted].<br> \*Exception is on page #298 of 513 - Due Diligence Vendor-08/30/2025 |  | Waived-As per guide, Guideline Minimum Loan Amount is [Redacted]<br> \*Exception is provided to allow LA <$[Redacted]<br> \*Approved Conditions: [Redacted] max, rural + mfr pricing. Ok to proceed with LA < $[Redacted].<br> \*Exception is on page #298 of 513 - Due Diligence Vendor-08/30/2025 |  | No mortgage late payments in the last 24 months, 5+ years credit history, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5370685 |
| 856 |  | D B A | Closed | FPRO1251 | 2025-08-30 11:09 | 2025-08-30 11:09 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-As per guide, A manufactured home cannot be rural.<br> \*Exception is provided to allow manufactured rural.<br> \*Approved Conditions: [Redacted] max, rural + mfr pricing. Ok to proceed with LA < $[Redacted].<br> \*Exception is on page #298 of 513 - Due Diligence Vendor-08/30/2025 |  | Waived-As per guide, A manufactured home cannot be rural.<br> \*Exception is provided to allow manufactured rural.<br> \*Approved Conditions: [Redacted] max, rural + mfr pricing. Ok to proceed with LA < $[Redacted].<br> \*Exception is on page #298 of 513 - Due Diligence Vendor-08/30/2025<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5370684 |
| 857 |  | D A | Closed | FCOM4028 | 2025-09-01 02:21 | 2025-09-03 11:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5372996 |
| 858 |  | D A | Closed | FCOM4028 | 2025-09-02 08:00 | 2025-09-03 15:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5377694 |
| 859 |  | D A | Closed | FCOM4028 | 2025-09-02 08:06 | 2025-09-03 14:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5377780 |
| 860 |  | D A | Closed | FCRE8450 | 2025-09-02 12:58 | 2025-09-10 10:28 | Resolved | 1 - Information C A | Credit | Income/Employment | Rental Income not supported | Resolved-lender provided the missing second month (May) of ADU rents and provided a 1008 where DSCR is calculated to = 1.534. TPR considers this resolved. - Due Diligence Vendor-09/10/2025 <br> Ready for Review-Document Uploaded. Please see email from our SUW - Seller-09/10/2025 <br> Counter-1. Using this income of $[Redacted] DSCR is now 1.524 please update tape and 2.In order to use this ADU income we dont have proof of 2 months receipt of rent. One month (July) present but June was only $[Redacted] need waiver to this guideline or proof of June full rent received - current lease agreement with two (2) months proof of current receipt - again dont have 2 full months receipt - Due Diligence Vendor-09/09/2025 <br> Ready for Review-Per our underwriter " a lease agreement for ADU $[Redacted] was active at the time of appraisal and the estimated rent for 1004 for the main building is $[Redacted]. So, if we add the two the full amount will be $[Redacted]." - Buyer-09/09/2025 <br> Counter-we have nothing in file that supports $[Redacted]/ mon rents. The 1007 shows $[Redacted] and the lease is showing the 1 unit home is rented for $[Redacted] we cannot use this figure of$ [Redacted] - Due Diligence Vendor-09/05/2025 <br> Ready for Review-Document Uploaded. Good afternoon,<br>We have the rental amount of $[Redacted] - Buyer-09/05/2025 <br> Open-\*Lender Considered Rent of $[Redacted] however no supporting document in file<br> Note: Month-to-Month Lease agreement in file pg.# 24 of 208 in which rent is $[Redacted] and two 1007 in file pg.#6 of 692 in which rent is $[Redacted] and 57 of 692 and in which rent is $[Redacted] - Due Diligence Vendor-09/02/2025 | Ready for Review-Document Uploaded. Please see email from our SUW - Seller-09/10/2025<br>| Resolved-lender provided the missing second month (May) of ADU rents and provided a 1008 where DSCR is calculated to = 1.534. TPR considers this resolved. - Due Diligence Vendor-09/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5383440 |
| 860 |  | D A | Closed | FCRE6206 | 2025-09-02 10:14 | 2025-09-10 10:18 | Resolved | 1 - Information B A | Credit | Title | Mortgagee Clauses is missing or incorrect on Title Commitment or Final Policy | Resolved-resolved with lender comments. they are accepting without the ATIMA on mortgagee clause. - Due Diligence Vendor-09/10/2025 <br>Ready for Review-Yes, we accept that way. We can accept either ISAOA or ATIMA. - Buyer-09/09/2025 <br>Counter-ATIMA Is still missing. need confirmation you accept this way - Due Diligence Vendor-09/09/2025 <br>Ready for Review-Document Uploaded. - Buyer-09/09/2025 <br>Open-Mortgagee Clause is 'No'. Mortgagee Clause is missing or incorrect on Title Commitment or Final Policy. Mortgagee Clause "ISAOA/ATIMA" is missing on Title Commitment - Due Diligence Vendor-09/02/2025 |  | Resolved-resolved with lender comments. they are accepting without the ATIMA on mortgagee clause. - Due Diligence Vendor-09/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5380569 |
| 860 |  | D A | Closed | FCOM4028 | 2025-09-02 08:33 | 2025-09-03 15:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5378218 |
| 861 |  | D A | Closed | FCOM4028 | 2025-09-02 11:45 | 2025-09-04 15:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5382082 |
| 862 |  | D A | Closed | FCOM4028 | 2025-09-02 15:37 | 2025-09-03 08:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5386282 |
| 863 |  | D A | Closed | FCOM4028 | 2025-09-03 10:01 | 2025-09-05 13:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5395801 |
| 864 |  | D A | Closed | FCOM4028 | 2025-09-03 07:46 | 2025-09-04 15:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5391769 |
| 865 |  | D B A | Closed | FCOM4028 | 2025-09-03 13:31 | 2025-09-05 18:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-09/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/03/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-09/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5400152 |
| 865 |  | D B A | Closed | FCRE9994 | 2025-09-03 15:17 | 2025-09-03 15:17 | Waived | 2 - Non-Material B | Credit | Eligibility | Original LTV (OLTV) does not meet eligibility requirement(s) | Waived--As per guide when the transaction is rate and term Refinance the LTV should calculate using Apprised value or Prior sale price which ever is lower.<br> - Exception form provided to proceed with loans as LTV is calculated using Appraised value which is higher<br> - Approved Condition :- [Redacted], MFR Pricing<br> - Exception form on Pg. no 94 of 232 - Due Diligence Vendor-09/03/2025 |  | Waived--As per guide when the transaction is rate and term Refinance the LTV should calculate using Apprised value or Prior sale price which ever is lower.<br> - Exception form provided to proceed with loans as LTV is calculated using Appraised value which is higher<br> - Approved Condition :- [Redacted], MFR Pricing<br> - Exception form on Pg. no 94 of 232 - Due Diligence Vendor-09/03/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 5401907 |
| 866 |  | D A | Closed | FCRE1491 | 2025-09-03 16:14 | 2025-09-30 08:08 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-donor source and wire now present - Due Diligence Vendor-09/30/2025 <br> Ready for Review-Document Uploaded. - Buyer-09/30/2025 <br> Counter-we already gift letter need donor wire - Due Diligence Vendor-09/08/2025 <br> Ready for Review-Document Uploaded. - Buyer-09/08/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Gift $[Redacted] source document is missing in file. - Due Diligence Vendor-09/03/2025 |  | Resolved-donor source and wire now present - Due Diligence Vendor-09/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5402744 |
| 866 |  | D A | Closed | FCOM4028 | 2025-09-03 13:42 | 2025-09-05 18:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-09/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/03/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-09/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5400385 |
| 867 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 868 |  | D B A | Closed | FCOM4028 | 2025-09-05 09:08 | 2025-09-08 20:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5426822 |
| 868 |  | D B A | Closed | FCRE1200 | 2025-09-05 11:25 | 2025-09-05 11:29 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived--As per rate sheet Minimum loan amount should be $[Redacted] <br> - Exception form Provided to proceed with loans as file loan amount is $[Redacted].<br> - Approved Condition :- 0.25 to Price<br> - Exception form on Pg. no 73 of 197. - Due Diligence Vendor-09/05/2025 |  | Waived--As per rate sheet Minimum loan amount should be $[Redacted]<br> - Exception form Provided to proceed with loans as file loan amount is $[Redacted].<br> - Approved Condition :- 0.25 to Price<br> - Exception form on Pg. no 73 of 197. - Due Diligence Vendor-09/05/2025 |  | DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5431031 |
| 868 |  | D B A | Closed | FVAL5472 | 2025-09-05 11:29 | 2025-09-05 11:29 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived--As per guide the minimum gross living area should be 500 SQ FT<br> - Exception form provided to proceed with the loan as GLA is [Redacted] SQ FT.<br> - Approved Condition :- 0.25 to price<br> - Exception from on Pg. no 74 of 197.<br> - - Due Diligence Vendor-09/05/2025 |  | Waived--As per guide the minimum gross living area should be 500 SQ FT<br> - Exception form provided to proceed with the loan as GLA is [Redacted] SQ FT.<br> - Approved Condition :- 0.25 to price<br> - Exception from on Pg. no 74 of 197.<br> - - Due Diligence Vendor-09/05/2025 |  | DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5431115 |
| 869 |  | D B A | Closed | FCOM4028 | 2025-09-05 12:12 | 2025-09-08 19:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5432006 |
| 869 |  | D B A | Closed | FVAL5385 | 2025-09-05 13:34 | 2025-09-05 13:34 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-\*Per guide or a cash-out refinance, the subject property must not be listed for sale in the past 6-months.<br> \*Exception form provided to allow for Property listed for sale<br> \*Exception form page#11 of 83<br> \*Approved With Conditions: 0.25 to price - Due Diligence Vendor-09/05/2025 |  | Waived-\*Per guide or a cash-out refinance, the subject property must not be listed for sale in the past 6-months.<br> \*Exception form provided to allow for Property listed for sale<br> \*Exception form page#11 of 83<br> \*Approved With Conditions: 0.25 to price - Due Diligence Vendor-09/05/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5433758 |
| 870 |  | D B A | Closed | FCOM4028 | 2025-09-05 13:28 | 2025-09-08 15:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5433601 |
| 870 |  | D B A | Closed | FCRE8459 | 2025-09-05 14:34 | 2025-09-05 14:34 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower Entity Ownership does not meet guidelines | Waived-Waiver for 2 owners in LLC for 50% each, only 1 borrower on loan<br>Approved with conditions of 0.25 to price, [Redacted] max, DSCR>0.75 required<br>Waiver on page 398 of 469 - Due Diligence Vendor-09/05/2025 |  | Waived-Waiver for 2 owners in LLC for 50% each, only 1 borrower on loan<br>Approved with conditions of 0.25 to price, [Redacted] max, DSCR>0.75 required<br>Waiver on page 398 of 469 - Due Diligence Vendor-09/05/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5434805 |
| 871 |  | D A | Closed | FCOM4028 | 2025-09-08 10:48 | 2025-09-10 12:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-09/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-09/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5451519 |
| 872 |  | D A | Closed | FCOM4028 | 2025-09-08 12:48 | 2025-09-10 11:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5454500 |
| 873 |  | D A | Closed | FCOM4028 | 2025-09-09 10:55 | 2025-09-10 13:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-09/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-09/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5468786 |
| 874 |  | D B A C | Closed | 2260 | 2025-09-09 15:26 | 2025-09-11 13:28 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-lender confirmed no prepay - Due Diligence Vendor-09/11/2025 <br>Ready for Review-Document Uploaded. Lock Confirmation shows there is no prepayment penalty - Buyer-09/11/2025 <br>Open-confirm no prepay - Due Diligence Vendor-09/09/2025 |  | Resolved-lender confirmed no prepay - Due Diligence Vendor-09/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5474600 |
| 874 |  | D B A C | Closed | FCOM4028 | 2025-09-09 15:29 | 2025-09-10 14:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5474650 |
| 874 |  | D B A C | Closed | FPRO1251 | 2025-09-09 15:56 | 2025-09-09 15:56 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-subject is not mixed use but zoning is mixed use<br> pg 70 - Due Diligence Vendor-09/09/2025 |  | Waived-subject is not mixed use but zoning is mixed use<br> pg 70 - Due Diligence Vendor-09/09/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Strong DSCR<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 08/12/2025 70 LTV, 0.25 to price | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5475301 |
| 875 |  | D A | Closed | FCOM4028 | 2025-09-10 09:22 | 2025-09-11 14:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5483479 |
| 876 |  | D B A | Closed | FCOM4028 | 2025-09-10 11:28 | 2025-09-11 14:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5487367 |
| 876 |  | D B A | Closed | FCRE8955 | 2025-09-10 12:23 | 2025-09-10 12:23 | Waived | 2 - Non-Material B | Credit | Eligibility | Number of Loans to Borrower exceeds guidelines | Waived-Exception for 6th loan in the past 6 months<br>Approved with conditions of [Redacted] max and 0.5 to price<br>Waiver on page 200 of 224 - Due Diligence Vendor-09/10/2025 |  | Waived-Exception for 6th loan in the past 6 months<br>Approved with conditions of [Redacted] max and 0.5 to price<br>Waiver on page 200 of 224 - Due Diligence Vendor-09/10/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5488548 |
| 877 |  | D A | Closed | FCRE8089 | 2025-09-10 14:57 | 2025-09-18 10:05 | Resolved | 1 - Information C A | Credit | Closing | Guaranty Agreement Incomplete - Missing Signature(s) | Resolved-signed copy now present - Due Diligence Vendor-09/18/2025 <br>Ready for Review-Document Uploaded. Please see attached guaranty with the last page notarized. - Buyer-09/17/2025 <br>Open-Guaranty Agreement last page Notary is unsigned refer page#240 of 471 - Due Diligence Vendor-09/10/2025 |  | Resolved-signed copy now present - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5491886 |
| 877 |  | D A | Closed | FCOM4028 | 2025-09-10 14:26 | 2025-09-12 07:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5491098 |
| 878 |  | D B A | Closed | FCOM4028 | 2025-09-11 09:58 | 2025-09-12 14:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5502154 |
| 878 |  | D B A | Closed | FCRE1200 | 2025-09-11 15:15 | 2025-09-11 16:11 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-\*As per guide minimum loan amount for 1st lien should be $[Redacted]<br> \*Exception is provided to proceed the loan with Loan Amount <[Redacted]<br> \*Exception is on page 1 of 139<br> \*Approved With Conditions 0.25 to price - Due Diligence Vendor-09/11/2025 |  | Waived-\*As per guide minimum loan amount for 1st lien should be $[Redacted]<br> \*Exception is provided to proceed the loan with Loan Amount <[Redacted]<br> \*Exception is on page 1 of 139<br> \*Approved With Conditions 0.25 to price - Due Diligence Vendor-09/11/2025 |  | \*No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5508451 |
| 879 |  | D A | Closed | FCOM4028 | 2025-09-11 10:47 | 2025-09-15 10:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5503175 |
| 880 |  | D B A | Closed | FCOM4028 | 2025-09-12 10:14 | 2025-09-15 12:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-09/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-09/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5517795 |
| 880 |  | D B A | Closed | FVAL5474 | 2025-09-12 13:01 | 2025-09-12 13:01 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Waived-As per guide, The budget provides for the funding of replacement reserves for capital expenditures and deferred maintenance that is at least 8% of the budget<br> \*Exception form is provided to allow HOA budget missing reserves and has a deficit<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page # 9 of 292, Condo Questionnaire page 417 of 533 - Due Diligence Vendor-9/12/2025 - Due Diligence Vendor-09/12/2025 |  | Waived-Waived-As per guide, The budget provides for the funding of replacement reserves for capital expenditures and deferred maintenance that is at least 8% of the budget<br> \*Exception form is provided to allow HOA budget missing reserves and has a deficit<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page # 9 of 292, Condo Questionnaire page 417 of 533 - Due Diligence Vendor-9/12/2025 - Due Diligence Vendor-09/12/2025<br>|  | Revolving debt is under 30%, 5 years on current job, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5521264 |
| 880 |  | D B A | Closed | FCRE6696 | 2025-09-12 12:56 | 2025-09-12 12:56 | Waived | 2 - Non-Material B | Credit | Income/Employment | Employment Self-Employed Less Than 2 Years at Origination | Waived-Waived-As per guide, The borrower's business used for qualifying purposes must have been in existence for at least two years.<br> \*Exception form is provided to allow Less than 24 month history for SE<br> \*Approved Conditions: [Redacted] MAX & 0.25 to price<br> \*Exception form is on page # 8 of 292, Articles of Incorporation page 1 of 292 - Due Diligence Vendor-9/12/2025 - Due Diligence Vendor-09/12/2025 |  | Waived-Waived-As per guide, The borrower's business used for qualifying purposes must have been in existence for at least two years.<br> \*Exception form is provided to allow Less than 24 month history for SE<br> \*Approved Conditions: [Redacted] MAX & 0.25 to price<br> \*Exception form is on page # 8 of 292, Articles of Incorporation page 1 of 292 - Due Diligence Vendor-9/12/2025 - Due Diligence Vendor-09/12/2025<br>|  | Several income sources and DTI below 45%, DTI >=10% lower than loan program, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5521183 |
| 881 |  | D A C | Closed | FCRE9991 | 2025-09-17 10:40 | 2025-10-08 12:15 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-quit claim verified and used [Redacted]% max LTV - Due Diligence Vendor-10/08/2025 <br> Ready for Review-As per appraisal report ,prior sale [Redacted] was $[Redacted] that's why we went by appraised value for LTV calculations. It actually was transfer of the Deed.LTV [Redacted]% is accurate. - Buyer-10/08/2025 <br> Open-Tape LTV to updated from [Redacted]% to [Redacted]%<br> Since this is cash out delayed financing. As per guidelines, the maximum LTV should be based on the lower of the current appraised value or the purchase price plus documented improvements. In this case, the purchase price was $[Redacted], with an additional $[Redacted] in documented repairs from page #1,10 of 108. This calculation results in an LTV of [Redacted]%, while the file's current LTV is[Redacted]%.. - Due Diligence Vendor-09/17/2025 |  | Resolved-quit claim verified and used [Redacted]% max LTV - Due Diligence Vendor-10/08/2025 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5571430 |
| 881 |  | D A C | Closed | FVAL9739 | 2025-09-17 10:37 | 2025-10-08 11:54 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-updated to show not a PUD - Due Diligence Vendor-10/08/2025 <br> Ready for Review-Document Uploaded. Please review uploaded revised lock with correct DSCR. The [Redacted] print out is showing property is SFR ,no HOA were disclosed - Buyer-10/08/2025 <br> Open-As per 1008 on page #89 of 108, lender has considered HOA of $[Redacted] however no supporting doc in file to verify the amt - Due Diligence Vendor-09/17/2025 |  | Resolved-updated to show not a PUD - Due Diligence Vendor-10/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5571377 |
| 881 |  | D A C | Closed | FCOM4028 | 2025-09-16 12:44 | 2025-09-18 05:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5558137 |
| 882 |  | D A | Closed | FCOM4028 | 2025-09-15 10:24 | 2025-09-17 13:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5538187 |
| 883 |  | D B A | Closed | FCOM4028 | 2025-09-16 07:53 | 2025-09-18 05:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5550623 |
| 883 |  | D B A | Closed | FCRE1200 | 2025-09-16 10:40 | 2025-09-18 05:47 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-\*As per guide minimum Loan Amount is [Redacted]<br> \*Exception is provided for Loan amount under [Redacted]<br> \*Approved Conditions : [Redacted], 0.25 to price <br> \*Exception Form page no 1 of 124 - Due Diligence Vendor-09/16/2025 |  | Waived-\*As per guide minimum Loan Amount is [Redacted]<br> \*Exception is provided for Loan amount under [Redacted]<br> \*Approved Conditions : [Redacted], 0.25 to price <br> \*Exception Form page no 1 of 124 - Due Diligence Vendor-09/16/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Borrower contribution exceeds requirement >=5%, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5555385 |
| 884 |  | D A | Closed | FCOM4028 | 2025-09-16 06:25 | 2025-09-17 10:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5549334 |
| 885 |  | D A | Closed | FCOM4028 | 2025-09-17 07:59 | 2025-09-17 20:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5566928 |
| 886 |  | D A | Closed | FCOM0362 | 2025-09-18 13:19 | 2025-09-24 13:50 | Resolved | 1 - Information D A | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-missing Final CD now present - Due Diligence Vendor-09/24/2025 <br>Ready for Review-Document Uploaded. Please see attached signed Final CD - Buyer-09/24/2025 <br>Open-Final Closing Disclosure is missing in file. - Due Diligence Vendor-09/18/2025 |  | Resolved-missing Final CD now present - Due Diligence Vendor-09/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5591326 |
| 886 |  | D A | Closed | 2260 | 2025-09-18 15:31 | 2025-09-22 09:25 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-resolved with lender comments, no prepay - Due Diligence Vendor-09/22/2025 <br>Ready for Review-Document Uploaded. There is no prepayment penalty for this loan. Please see attached Lock confirmation - Buyer-09/20/2025 <br>Open-confirm none - Due Diligence Vendor-09/18/2025 |  | Resolved-resolved with lender comments, no prepay - Due Diligence Vendor-09/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5593336 |
| 886 |  | D A | Closed | FCOM4028 | 2025-09-17 13:12 | 2025-09-18 15:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5574976 |
| 887 |  | D A | Closed | FCRE1479 | 2025-09-19 12:52 | 2025-09-24 14:28 | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-missing transaction history now present - Due Diligence Vendor-09/24/2025 <br> Ready for Review-Document Uploaded. Docs provided - Buyer-09/23/2025 <br> Open-Asset Record 1 Does Not Meet G/L Requirements Transaction history from 08/07/2025 - 09/11/2025 for[Redacted] is missing in file.<br> Refer page #40 & 43 of 323 - Due Diligence Vendor-09/19/2025 |  | Resolved-missing transaction history now present - Due Diligence Vendor-09/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5606072 |
| 887 |  | D A | Closed | FCOM4028 | 2025-09-18 12:18 | 2025-09-22 06:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5590003 |
| 888 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 889 |  | D B A | Closed | FCOM4028 | 2025-09-19 10:56 | 2025-09-22 12:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5603990 |
| 889 |  | D B A | Closed | FCRE8459 | 2025-09-19 13:09 | 2025-09-22 10:54 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower Entity Ownership does not meet guidelines | Waived--As per guide LLC layering is not allowed <br> - Exception form provided to proceed with loans as there is LLC layering in file.<br> - Approved Condition :- 0.25 to price<br> - Exception form on pg. no 205 of 262. - Due Diligence Vendor-09/19/2025 |  | Waived--As per guide LLC layering is not allowed <br> - Exception form provided to proceed with loans as there is LLC layering in file.<br> - Approved Condition :- 0.25 to price<br> - Exception form on pg. no 205 of 262. - Due Diligence Vendor-09/19/2025<br>|  | Revolving debt is under 30%, No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5606370 |
| 890 |  | D A | Closed | FCOM4028 | 2025-09-18 08:36 | 2025-09-18 12:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5584532 |
| 891 |  | D A | Closed | FCOM4028 | 2025-09-19 13:54 | 2025-09-23 12:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5607040 |
| 892 |  | D A | Closed | FCOM4028 | 2025-09-22 07:41 | 2025-09-23 14:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5616289 |
| 893 |  | D B A | Closed | FCOM4028 | 2025-09-20 08:09 | 2025-09-22 07:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5610188 |
| 893 |  | D B A | Closed | FCRE1198 | 2025-09-20 08:58 | 2025-09-20 08:59 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Waived-Exception noted for Reserves being short $[Redacted] ; however exception is not required as lender did not calculate the [Redacted]+ in realtor concession into final figures. (See CD page 325)<br> Waived-As per guide, Guideline requires 6 months PITIA reserves for a FTHB.<br> \*Exception form is provided to allow shortage of $[Redacted] or .[Redacted] months of PITIA reserve requirement.<br> \*Approved Conditions: 0.50 to price.<br> \*Exception form is on page #17 of 142 - Due Diligence Vendor-09/20/2025 - Due Diligence Vendor-09/20/2025 |  | Waived-Exception noted for Reserves being short $[Redacted] ; however exception is not required as lender did not calculate the [Redacted]+ in realtor concession into final figures. (See CD page 325)<br> Waived-As per guide, Guideline requires 6 months PITIA reserves for a FTHB.<br> \*Exception form is provided to allow shortage of $[Redacted] or .[Redacted] months of PITIA reserve requirement.<br> \*Approved Conditions: 0.50 to price.<br> \*Exception form is on page #17 of 142 - Due Diligence Vendor-09/20/2025 - Due Diligence Vendor-09/20/2025 |  | 5 yrs current job, Residual income >$3,000, DTI > 10% below program maximum, N0 credit events past 40 months, 5+ yrs credit history, Credit Score > 40 points above program minimum, BWR contribution exceeds requirement >=5%. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5610347 |
| 893 |  | D B A | Closed | FVAL5524 | 2025-09-20 08:53 | 2025-09-20 08:58 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Waived-As per guide, Guideline permits a SFR with a single ADU.<br> \*Exception form is provided to allow SFR with 2 permitted ADU units.<br> \*Approved Conditions: [Redacted] max, 0.25 to price.<br> \*Exception form is on page # 16 of 142 - Due Diligence Vendor-09/20/2025 - Due Diligence Vendor-09/20/2025 |  | Waived-Waived-As per guide, Guideline permits a SFR with a single ADU.<br> \*Exception form is provided to allow SFR with 2 permitted ADU units.<br> \*Approved Conditions: [Redacted] max, 0.25 to price.<br> \*Exception form is on page # 16 of 142 - Due Diligence Vendor-09/20/2025 - Due Diligence Vendor-09/20/2025<br>|  | 5 yrs current job, Residual income >$3,000, DTI > 10% below program maximum, N0 credit events past 40 months, 5+ yrs credit history, Credit Score > 40 points above program minimum, BWR contribution exceeds requirement >=5%. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5610335 |
| 894 |  | D B A | Closed | FCOM4028 | 2025-09-22 16:14 | 2025-09-24 14:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5627586 |
| 894 |  | D B A | Closed | FCRE8955 | 2025-09-23 08:56 | 2025-09-23 08:56 | Waived | 2 - Non-Material B | Credit | Eligibility | Number of Loans to Borrower exceeds guidelines | Waived-As per guide, Borrower can have maximum of 5 loans with current lender in 6 months.<br> \*Exception form is provided to allow 8th loan submitted in 6 months<br> \*Approved Conditions: 0.25 to price, [Redacted] max<br> \*Exception form is on page #463 of 599 - Due Diligence Vendor-09/23/2025 |  | Waived-As per guide, Borrower can have maximum of 5 loans with current lender in 6 months.<br> \*Exception form is provided to allow 8th loan submitted in 6 months<br> \*Approved Conditions: 0.25 to price, [Redacted] max<br> \*Exception form is on page #463 of 599 - Due Diligence Vendor-09/23/2025<br>|  | Revolving debt is under 30%, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5634502 |
| 895 |  | D A C | Closed | 2260 | 2025-09-23 09:06 | 2025-09-26 09:59 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-no prepayment per lender - Due Diligence Vendor-09/26/2025 <br>Ready for Review-Document Uploaded. Please see attached email from closer stating there are no prepayment penalties. This is also reflected on the 1st page of the final CD in the package submitted (page 10 of 663). - Buyer-09/25/2025 <br>Open-confirm no prepay - Due Diligence Vendor-09/23/2025 |  | Resolved-no prepayment per lender - Due Diligence Vendor-09/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5634726 |
| 895 |  | D A C | Closed | FCOM4028 | 2025-09-23 07:14 | 2025-09-23 14:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5632317 |
| 896 |  | D A | Closed | FCOM4028 | 2025-09-24 08:05 | 2025-09-24 14:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-09/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-09/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5651173 |
| 897 |  | D B A | Closed | FCOM4028 | 2025-09-23 14:09 | 2025-09-24 15:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5643707 |
| 897 |  | D B A | Closed | FCRE1200 | 2025-09-23 15:36 | 2025-09-23 15:36 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-As per guide, Guideline Minimum Loan Amount is $[Redacted]<br> \*Exception is provided to allow Loan amount < [Redacted]<br> \*Approved Conditions : [Redacted] MAX & 0.25 to price<br> \*Exception form is on page #661 - Due Diligence Vendor-09/23/2025 |  | Waived-As per guide, Guideline Minimum Loan Amount is [Redacted]<br> \*Exception is provided to allow Loan amount < $[Redacted]<br> \*Approved Conditions : [Redacted] MAX & 0.25 to price<br> \*Exception form is on page #661 - Due Diligence Vendor-09/23/2025 |  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5645303 |
| 898 |  | D A | Closed | FCRE7347 | 2025-09-24 12:09 | 2025-10-02 12:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lease Agreement | Resolved-lender updated figures removing rental income for 2 properties with no lease. DTI has been updated and matches at 46.07 - Due Diligence Vendor-10/02/2025 <br> Ready for Review-Document Uploaded. uploaded 1008. - Buyer-10/02/2025 <br> Counter-please provide correct 1003 and 1008 for revised calculations - Due Diligence Vendor-10/01/2025 <br> Ready for Review-Document Uploaded. uploaded the email from Sr UW regarding lease agreement. - Buyer-10/01/2025 <br> Open- - for [Redacted] and [Redacted] - Due Diligence Vendor-09/24/2025 |  | Resolved-lender updated figures removing rental income for 2 properties with no lease. DTI has been updated and matches at 46.07 - Due Diligence Vendor-10/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5658992 |
| 898 |  | D A | Closed | FCOM4028 | 2025-09-24 09:29 | 2025-09-25 11:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5653199 |
| 899 |  | D A | Closed | FCRE1600 | 2025-09-24 09:00 | 2025-10-01 06:02 | Resolved | 1 - Information D A | Credit | Title | Deed Vesting incorrect - does not properly reflect Vesting in note or other closing docs | Resolved-resolved with lender comments. additional signatures are required per state regs - Due Diligence Vendor-10/01/2025 <br> Ready for Review-although [Redacted] and [Redacted] are neither borrowers nor title holders, they should sign the DOT as spouses of the borrowers per state regulation - Buyer-09/30/2025 <br> Open-Deed vesting incorrect - does not match Deed of Trust. On page 218 of 807 of the DOT, there are two borrowers. However, on the DOT signature page (page 235 of 807), apart from borrower 2 other members have also signed as borrowers. Also verified title and LDR, the vesting is in the name of the borrowers only. Please confirm title vesting of the other two members.<br> - Due Diligence Vendor-09/24/2025 |  | Resolved-resolved with lender comments. additional signatures are required per state regs - Due Diligence Vendor-10/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5652121 |
| 899 |  | D A | Closed | FCOM4028 | 2025-09-24 08:02 | 2025-09-25 12:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5651119 |
| 900 |  | D B A | Closed | FCOM4028 | 2025-09-24 13:55 | 2025-09-26 12:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5661168 |
| 900 |  | D B A | Closed | FPRO1149 | 2025-09-24 15:48 | 2025-09-25 07:35 | Waived | 2 - Non-Material B | Property | Property | Property is Lease Hold | Waived-Property Rights are Lease Hold \*Exception is provide to allow lease hold<br> \*Approved With Conditions [Redacted] max, 0.25 to price<br> \*Exception is in pg 368 of 403 - Due Diligence Vendor-09/25/2025 |  | Waived-Property Rights are Lease Hold \*Exception is provide to allow lease hold<br> \*Approved With Conditions [Redacted] max, 0.25 to price<br> \*Exception is in pg 368 of 403 - Due Diligence Vendor-09/25/2025<br>|  | \*No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5662843 |
| 901 |  | D B A | Closed | FCOM4028 | 2025-09-24 14:00 | 2025-09-25 18:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5661290 |
| 901 |  | D B A | Closed | FVAL5524 | 2025-09-24 14:51 | 2025-09-24 14:51 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Exception for 2 units being under 500 sq ft of living space & is a rural property with 2-4 Units<br>Approved with conditions of [Redacted] max, 0.25 to price<br>Waiver on page 394 of 533 - Due Diligence Vendor-09/24/2025 |  | Waived-Exception for 2 units being under 500 sq ft of living space & is a rural property with 2-4 Units<br>Approved with conditions of [Redacted] max, 0.25 to price<br>Waiver on page 394 of 533 - Due Diligence Vendor-09/24/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Reserves >6 months, 6 properties ownership, DSCR = 3.8, actual LTR | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5662103 |
| 902 |  | D B A | Closed | FCOM4028 | 2025-09-24 15:03 | 2025-09-26 12:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/26/2025 <br>Ready for Review- The file was recently closed,recorded mortgage is not available yet.It will be provided upon the receipt. - Buyer-09/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5662211 |
| 902 |  | D B A | Closed | FCRE1440 | 2025-09-24 15:28 | 2025-09-24 15:28 | Waived | 2 - Non-Material B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Housing History Does Not Meet Guideline Requirements 3x30 in last 12<br> Late payments happened because of the glitch in our auto-payment<br> system. pg 397 - Due Diligence Vendor-09/24/2025 |  | Waived-Housing History Does Not Meet Guideline Requirements 3x30 in last 12<br> Late payments happened because of the glitch in our auto-payment<br> system. pg 397 - Due Diligence Vendor-09/24/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history,<br> No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 07/21/2025 0.5 to price, 65 LTV Max | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5662703 |
| 903 |  | D B A | Closed | FCOM4028 | 2025-09-25 10:14 | 2025-09-26 12:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 5672940 |
| 903 |  | D B A | Closed | FCRE1492 | 2025-09-25 11:00 | 2025-09-25 11:00 | Waived | 2 - Non-Material B | Credit | Assets | Cash Out Does Not Meet Guideline Requirements | Waived-Waived-As per guide, lower of the current appraised value or the purchase price plus documented improvements<br> \*Exception form is provided to allow appr value hm owned less than 12 months <br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 538 of 667, Appraisal page 19 of 667 - Due Diligence Vendor-9/25/2025<br> \*\*\*property actually only owned for 3 months\*\*\* - Due Diligence Vendor-09/25/2025 |  | Waived-Waived-As per guide, lower of the current appraised value or the purchase price plus documented improvements<br> \*Exception form is provided to allow appr value hm owned less than 12 months <br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 538 of 667, Appraisal page 19 of 667 - Due Diligence Vendor-9/25/2025<br> \*\*\*property actually only owned for 3 months\*\*\* - Due Diligence Vendor-09/25/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Reserves >6 months, DSCR 1.5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | Originator Pre-Close | Yes | 5673543 |
| 904 |  | D A | Closed | FCRE9991 | 2025-09-30 14:35 | 2025-10-09 16:18 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender updated dscr score - Due Diligence Vendor-10/09/2025 <br> Ready for Review-Document Uploaded. updated to $[Redacted] - Buyer-10/09/2025 <br> Open-DSCR should be 1.121 Rents from 1007 =$[Redacted] (pg 26) lender used [Redacted] - Due Diligence Vendor-09/30/2025 |  | Resolved-lender updated dscr score - Due Diligence Vendor-10/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5725185 |
| 904 |  | D A | Closed | FCOM4028 | 2025-09-30 14:05 | 2025-10-01 14:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5724687 |
| 905 |  | D A | Closed | FCOM4028 | 2025-09-30 08:24 | 2025-10-01 07:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5717127 |
| 906 |  | D A | Closed | FCRE9991 | 2025-09-30 11:34 | 2025-10-03 06:41 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender provided calculation and why they used $[Redacted] 1007 - Due Diligence Vendor-10/03/2025 <br> Ready for Review-We would not use the lease agreement as we do not have 2 months of cancelled checks per our non-qm guidelines. We will be proceeding with the amount on the 1007 per our guidelines. - Buyer-10/02/2025 <br> Open-DSCR is off by 0.003 Lender's score 1.00<br> Lender 1008 indicates a rent of $[Redacted]. Docs in file, 1007 on page #23 of 236 reflects rent of $[Redacted] & Lease on page #35 of 236 reflect $[Redacted]. PITI Matches.<br> Verified and considered lease agreement<br> > Calculation: [Redacted] = 0.997 should be the actual score. - Due Diligence Vendor-09/30/2025 |  | Resolved-lender provided calculation and why they used $[Redacted] 1007 - Due Diligence Vendor-10/03/2025 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5721957 |
| 906 |  | D A | Closed | FCOM4028 | 2025-09-30 09:21 | 2025-10-01 07:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5718381 |
| 907 |  | D B A | Closed | FCOM4028 | 2025-09-30 13:14 | 2025-10-01 10:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5723803 |
| 907 |  | D B A | Closed | FCRE1200 | 2025-09-30 15:25 | 2025-10-01 10:29 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-\*As per guide minimum loan amount required is [Redacted]<br> \*Exception is provided to proceed the loan with Loan Amount $[Redacted]<br> \*Approved With Conditions 0.25 to price<br> \*Exception is on pg 430 - Due Diligence Vendor-09/30/2025 |  | Waived-\*As per guide minimum loan amount required is [Redacted]<br> \*Exception is provided to proceed the loan with Loan Amount [Redacted]<br> \*Approved With Conditions 0.25 to price<br> \*Exception is on pg 430 - Due Diligence Vendor-09/30/2025 |  | \*No credit events past 40 months, No mortgage late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5725818 |
| 908 |  | D B A | Closed | FCRE1200 | 2025-10-01 08:57 | 2025-10-02 13:23 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-loan amount less than minimum required - Due Diligence Vendor-10/02/2025 <br> Ready for Review-Document Uploaded. - Buyer-10/02/2025 <br> Open-\* Minimum loan amount for 1st lien should be $[Redacted], Audited Loan Amount is $[Redacted]- Not meeting guide - Due Diligence Vendor-10/01/2025 |  | Waived-loan amount less than minimum required - Due Diligence Vendor-10/02/2025<br>|  | No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds<br> requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5734050 |
| 908 |  | D B A | Closed | FCRE1493 | 2025-10-01 08:55 | 2025-10-02 13:23 | Waived | 2 - Non-Material C B | Credit | Eligibility | Trade line count does not meet program requirements | Waived-does not meet minimum tradeline requirement when less than 3 scores available<br> Borr has 2 scores. 1 line open 12 mos and 1 24<br> Comments No other alt tradelines avail. Borr has reserves in excess of 12 to 18 months<br> - Due Diligence Vendor-10/02/2025 <br>Ready for Review-Document Uploaded. - Buyer-10/02/2025 <br>Open-Tradeline not meeting guide, as per guide if borrower has one standard tradeline for 12 months then two alternative tradelines for 12 months are required. However borrower has only one alternative tradeline for 12 months on page #26 of 318. Hence need 12 months of utility bill, phone bill, HOA bill or insurance bill to meet alternative tradeline. - Due Diligence Vendor-10/01/2025 |  | Waived-does not meet minimum tradeline requirement when less than 3 scores available<br> Borr has 2 scores. 1 line open 12 mos and 1 24<br> Comments No other alt tradelines avail. Borr has reserves in excess of 12 to 18 months<br> - Due Diligence Vendor-10/02/2025<br>|  | Compensating Factors<br> DTI >=10% lower than loan program, No consumer late payments in the last 24 months, Credit score >40 points than minimum required,<br> Borrower contribution exceeds requirement >=5%, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5734020 |
| 908 |  | D B A | Closed | FCOM4028 | 2025-10-01 07:14 | 2025-10-01 15:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5731992 |
| 909 |  | D A | Closed | FCRE1182 | 2025-10-01 10:37 | 2025-10-06 06:42 | Resolved | 1 - Information B A | Credit | Missing Doc | Approval/Underwriting Summary Not Provided | Resolved-loan approval now present - Due Diligence Vendor-10/06/2025 <br>Ready for Review-Document Uploaded. Uploaded 1008 an approval letter. - Buyer-10/03/2025 <br>Open-1008 and funded approval is missing in file<br> Note: LTV & Appraised value is not matching with approval on page #39 of 40 - Due Diligence Vendor-10/01/2025 |  | Resolved-loan approval now present - Due Diligence Vendor-10/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5736769 |
| 909 |  | D A | Closed | FCOM4028 | 2025-10-01 07:46 | 2025-10-01 16:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5732667 |
| 910 |  | D A | Closed | FCOM4028 | 2025-10-01 15:22 | 2025-10-02 12:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5742767 |
| 911 |  | D A | Closed | FCRE9651 | 2025-10-03 10:58 | 2025-10-09 10:56 | Resolved | 1 - Information A | Credit | Missing Doc | Amortization Schedule missing from Closing Package. | Resolved-now present - Due Diligence Vendor-10/09/2025 <br>Ready for Review-Document Uploaded. Please see attached Amortization schedule - Buyer-10/08/2025 <br>Open-Amortization Schedule is 'Missing'from the Closing Package. - Due Diligence Vendor-10/03/2025 |  | Resolved-now present - Due Diligence Vendor-10/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5768947 |
| 911 |  | D A | Closed | FCOM4028 | 2025-10-03 10:17 | 2025-10-03 19:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5768411 |
| 912 |  | D A | Closed | FCOM4028 | 2025-10-07 07:50 | 2025-10-08 09:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5801359 |
| 913 |  | D A | Closed | FCOM4028 | 2025-10-07 08:09 | 2025-10-07 14:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5801744 |
| 914 |  | D B A | Closed | FCOM4028 | 2025-10-08 08:41 | 2025-10-08 15:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5819523 |
| 914 |  | D B A | Closed | FCRE1200 | 2025-10-08 14:40 | 2025-10-08 14:40 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-As per Guide Minimum Loan amount is [Redacted]<br> Exception is provided to allow Loan amount $[Redacted]<br> Approved with condition 0.25 to price<br> Exception form is on page no.88 of 126 - Due Diligence Vendor-10/08/2025 |  | Waived-As per Guide Minimum Loan amount is [Redacted]<br> Exception is provided to allow Loan amount $[Redacted]<br> Approved with condition 0.25 to price<br> Exception form is on page no.88 of 126 - Due Diligence Vendor-10/08/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5827657 |
| 915 |  | D A | Closed | FCOM4028 | 2025-10-08 11:16 | 2025-10-09 10:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5823765 |
| 916 |  | D A | Closed | FCRE5116 | 2025-10-08 14:09 | 2025-10-10 18:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-lender provided clarification on prior servicing so mtg history now present - Due Diligence Vendor-10/11/2025 <br> Ready for Review-Document Uploaded. [Redacted] reported on Credit Report under [Redacted]. - Buyer-10/09/2025 <br> Counter-this is a not a 12 mon pay history. that is missing - Due Diligence Vendor-10/09/2025 <br> Ready for Review-Document Uploaded. Please see the Mortgage Statement. - Buyer-10/09/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. missing for [Redacted] - Due Diligence Vendor-10/08/2025 |  | Resolved-lender provided clarification on prior servicing so mtg history now present - Due Diligence Vendor-10/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5827124 |
| 916 |  | D A | Closed | FCOM4028 | 2025-10-08 13:28 | 2025-10-08 16:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/08/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5826338 |
| 917 |  | D A | Closed | FCOM4028 | 2025-10-10 23:45 | 2025-10-11 14:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5864068 |
| 918 |  | D A | Closed | FCOM4028 | 2025-10-11 06:31 | 2025-10-14 13:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/14/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt - Buyer-10/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5864576 |
| 919 |  | D A | Closed | FCOM4028 | 2025-10-11 09:43 | 2025-10-11 14:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5865018 |
| 920 |  | D A | Closed | FCOM3596 | 2025-12-16 10:51 | 2025-12-19 09:17 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Prepayment Rider | Resolved-no prepay per lender - Due Diligence Vendor-12/19/2025 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-12/19/2025 <br>Open-Pre-payment penalty is not present in file. Please confirm there is no prepayment penalty for this loan. - Due Diligence Vendor-12/16/2025 |  | Resolved-no prepay per lender - Due Diligence Vendor-12/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6646334 |
| 920 |  | D A | Closed | FCRE1995 | 2025-10-14 08:36 | 2025-12-15 15:08 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-lender backed out EMD. no credit used on final CD - Due Diligence Vendor-12/15/2025 <br> Ready for Review-Hello. The final Cash to Close is $[Redacted], which includes the $[Redacted] EMD. The borrower can support this amount—after excluding the EMD, they still have $[Redacted] in available funds. - Buyer-12/15/2025 <br> Open-Final CD reflects EMD amount $[Redacted] whereas EMD amount is $[Redacted] per provided Purchase Contract in page #22_Credit pkg part 2.pdf and wire Transfer proofs in Page #258_Credit pkg part 1.pdf. The same verified from Bank statement dated [Redacted] in Page #261_Credit pkg part 1.pdf - Due Diligence Vendor-10/14/2025 |  | Resolved-lender backed out EMD. no credit used on final CD - Due Diligence Vendor-12/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5886074 |
| 920 |  | D A | Closed | FCOM4028 | 2025-10-14 03:55 | 2025-10-14 14:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5883004 |
| 921 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 922 |  | D B A | Closed | FCOM4028 | 2025-10-15 01:25 | 2025-10-15 09:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5897101 |
| 922 |  | D B A | Closed | FCRE7375 | 2025-10-15 04:05 | 2025-10-15 04:05 | Waived | 2 - Non-Material B | Credit | Borrower | Citizenship Does Not Meet Guideline Requirements | Waived-Cash Out Non Permanent Resident - [Redacted] - U.S Visa and Social Security Card. Perfect credit history, However exception document is in page # 402 of [Redacted] part 2.pdf - Due Diligence Vendor-10/15/2025 |  | Waived-Cash Out Non Permanent Resident - [Redacted] - U.S Visa and Social Security Card. Perfect credit history, However exception document is in page # 402 of [Redacted] part 2.pdf - Due Diligence Vendor-10/15/2025 |  | Revolving debt is under 30%-Revolving debt of $10 is within 30% of Total debts $9583.07<br> No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months-No Mortgage late payments in CBR Page #1 of Yunji part 1.pdf<br> No consumer late payments in the last 24 months-No Consumer late payments in CBR Page #1 of Yunji part 1.pdf<br> 2+ borrowers on the loan-File is joint credit with 2 borrowers | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5897667 |
| 923 |  | D A | Closed | FCOM4028 | 2025-10-15 11:18 | 2025-10-15 20:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5905007 |
| 924 |  | D A | Closed | FCOM4028 | 2025-10-15 13:30 | 2025-10-15 20:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5907480 |
| 925 |  | D A | Closed | FCOM4028 | 2025-10-15 22:08 | 2025-10-16 14:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5911451 |
| 926 |  | D B A | Closed | FCOM4028 | 2025-10-16 07:59 | 2025-10-17 13:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5915233 |
| 926 |  | D B A | Closed | FVAL5472 | 2025-10-16 10:13 | 2025-10-16 10:18 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Per guide :The size of the subject property must be not less than 500 square feet of living space.<br> Exception form provided to allow Duplex - One side is [Redacted] sq ft but second unit is [Redacted] sq ft<br> Exception form page#482<br> Approved - Due Diligence Vendor-10/16/2025 |  | Waived-Per guide :The size of the subject property must be not less than 500 square feet of living space.<br> Exception form provided to allow Duplex - One side is [Redacted] sq ft but second unit is [Redacted] sq ft<br> Exception form page#482<br> Approved - Due Diligence Vendor-10/16/2025 |  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5918125 |
| 926 |  | D B A | Closed | FCRE7375 | 2025-10-16 10:09 | 2025-10-16 10:09 | Waived | 2 - Non-Material B | Credit | Borrower | Citizenship Does Not Meet Guideline Requirements | Waived-Exception form provided to allow Cash Out Non Permanent Resident - Israeli - U.S Visa and Social Security Card<br> Exception form page#481<br> Approved With Conditions: [Redacted] max, 0.25 to price - Due Diligence Vendor-10/16/2025 |  | Waived-Exception form provided to allow Cash Out Non Permanent Resident - Israeli - U.S Visa and Social Security Card<br> Exception form page#481<br> Approved With Conditions: [Redacted] max, 0.25 to price - Due Diligence Vendor-10/16/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, 2+ borrowers on the loan | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5918068 |
| 927 |  | D A | Closed | FCOM4028 | 2025-10-20 15:47 | 2025-10-21 10:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5951760 |
| 928 |  | D A | Closed | FCOM4028 | 2025-10-20 16:31 | 2025-10-21 07:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5952035 |
| 929 |  | D B A | Closed | FCOM4028 | 2025-10-21 16:55 | 2025-10-22 13:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5965901 |
| 929 |  | D B A | Closed | FCRE8955 | 2025-10-22 09:49 | 2025-10-22 09:49 | Waived | 2 - Non-Material B | Credit | Eligibility | Number of Loans to Borrower exceeds guidelines | Waived-As per Guide Maximum of 5 Loans for Each Individual Borrower with same lender in 6 months is allowed.<br> Exception is provided to allow 6 loans with current lender<br> Approved With Conditions 0.25 to price<br> Exception form is on page # 2 of 163<br> - Due Diligence Vendor-10/22/2025 |  | Waived-As per Guide Maximum of 5 Loans for Each Individual Borrower with same lender in 6 months is allowed.<br> Exception is provided to allow 6 loans with current lender<br> Approved With Conditions 0.25 to price<br> Exception form is on page # 2 of 163<br> - Due Diligence Vendor-10/22/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5973143 |
| 930 |  | D A | Closed | FCOM4028 | 2025-10-22 08:59 | 2025-10-22 13:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5971637 |
| 931 |  | D A | Closed | FCOM4028 | 2025-10-22 04:08 | 2025-10-22 13:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5967947 |
| 932 |  | D A | Closed | FCOM4028 | 2025-10-22 06:19 | 2025-10-22 13:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5968892 |
| 933 |  | D B A C | Closed | 50001251-Fees-Limited | 2025-10-23 11:49 | 2025-11-13 10:57 | Cured | 2 - Non-Material C B | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Cured-This is acceptable. - Due Diligence Vendor-11/13/2025 <br>Ready for Review-Document Uploaded. - Buyer-11/13/2025 <br>Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Credit Report Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). - A Credit Report was pulled 8/19/2025 therefore, a Credit Report Fee should have been included in Section B on the Initial LE dated 9/2/2025. A COC will not suffice in this case. Comments at bottom of Initial and Final CD indicated a Lender Credit would be given for the added $87.77 Credit Report fee in Section B above the legal limit. However, no Lender Credit was given on either Disclosure. Please provide proof cured iao $87.77. - Due Diligence Vendor-10/23/2025 <br>Open- - Due Diligence Vendor-10/23/2025 |  | Cured-This is acceptable. - Due Diligence Vendor-11/13/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5992333 |
| 933 |  | D B A C | Closed | FCOM4028 | 2025-10-23 09:03 | 2025-10-27 10:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025 <br>Ready for Review- Less than 60 days - Buyer-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5988469 |
| 934 |  | D A | Closed | FCOM4028 | 2025-10-22 02:30 | 2025-10-22 12:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5967569 |
| 935 |  | D B A | Closed | FCOM4028 | 2025-10-22 22:51 | 2025-10-23 10:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/23/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5981920 |
| 935 |  | D B A | Closed | FVAL5524 | 2025-10-23 05:06 | 2025-10-23 05:06 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Allow [Redacted], how ever exception documet is in page # 336 of credit package - Due Diligence Vendor-10/23/2025 |  | Waived-Allow [Redacted], how ever exception documet is in page # 336 of credit package - Due Diligence Vendor-10/23/2025 |  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No consumer late payments in the last 24 months-No Consumer late payments in past 24 months per CBR Page 2 of credit pkg.pdf. <br> Borrower contribution exceeds requirement >=5%-Minimum Contribution 25.19% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5984720 |
| 936 |  | D B C A | Closed | 2260 | 2025-10-24 07:11 | 2025-10-27 10:07 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-no prepay per lender comments - Due Diligence Vendor-10/27/2025 <br>Ready for Review-Document Uploaded. There are no Prepayment Penalty, what is reflected in final CD. - Buyer-10/27/2025 <br>Open-confirm none - Due Diligence Vendor-10/24/2025 |  | Resolved-no prepay per lender comments - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 6002718 |
| 936 |  | D B C A | Closed | FCOM4028 | 2025-10-23 09:09 | 2025-10-24 07:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 5988628 |
| 936 |  | D B C A | Closed | FCRE8201 | 2025-10-23 10:23 | 2025-10-24 03:46 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-The maturity date on the loan we're refinancing was passed 07/01/2025, We have exception in page#89_credit_pkg_2.pdf - Due Diligence Vendor-10/23/2025 |  | Waived-The maturity date on the loan we're refinancing was passed 07/01/2025, We have exception in page#89_credit_pkg_2.pdf - Due Diligence Vendor-10/23/2025<br>|  | 5+ years credit history - Oldest tradeline date in CBR page #211_credit_pkg_1.pdf is 03/01/1998<br> LTV 10% below maximum- Guideline LTV is 55% and Qualifying LTV is 34.48% variance is 20.52% >10%<br> Credit score >40 points than minimum required - Guideline Min FICO is 660 and Qualifying FICO is 781 and variance is 121 > 40points | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | Originator Pre-Close | Yes | 5990595 |
| 937 |  | D A | Closed | FCOM4028 | 2025-10-24 07:07 | 2025-10-27 10:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6002669 |
| 938 |  | D A | Closed | FCOM4028 | 2025-10-27 22:53 | 2025-10-28 11:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6031650 |
| 939 |  | D A | Closed | FCOM4028 | 2025-10-27 08:41 | 2025-10-27 14:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6021207 |
| 940 |  | D A | Closed | FCOM3596 | 2025-11-24 07:18 | 2025-11-26 08:17 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Prepayment Rider | Resolved-No ppp - Due Diligence Vendor-11/26/2025 <br>Ready for Review-there is no prepayment penalty - Buyer-11/24/2025 <br>Open- - Due Diligence Vendor-11/24/2025 |  | Resolved-No ppp - Due Diligence Vendor-11/26/2025<br>|  | Pre-payment penalty is not present in file. Please confirm there is no prepayment penalty for this loan. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6360864 |
| 940 |  | D A | Closed | FCRE1491 | 2025-10-27 15:46 | 2025-11-21 07:35 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-bank statement now present - Due Diligence Vendor-11/21/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements - Due Diligence Vendor-11/21/2025 <br> Ready for Review-Document Uploaded. - Buyer-11/20/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Need one month bank statement of [Redacted] which is updated on final 1003 pg no 198 of 568 - Due Diligence Vendor-10/27/2025 |  | Resolved-bank statement now present - Due Diligence Vendor-11/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6029605 |
| 940 |  | D A | Closed | FCOM4028 | 2025-10-27 13:28 | 2025-10-28 14:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6027505 |
| 941 |  | D A | Closed | FCOM4028 | 2025-10-25 04:33 | 2025-10-27 10:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6015214 |
| 942 |  | D A | Closed | FCOM4028 | 2025-10-28 05:02 | 2025-10-28 12:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6033099 |
| 943 |  | D A | Closed | FCOM4028 | 2025-10-28 05:41 | 2025-10-28 15:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6033419 |
| 944 |  | D A | Closed | FCOM1227 | 2025-10-28 13:36 | 2025-10-31 14:16 | Resolved | 1 - Information D A | Compliance | Missing Doc | PUD Rider is Missing | Resolved-The PUD Rider is Present or is Not Applicable (Property Type is Single Family Detached) - Due Diligence Vendor-10/31/2025 <br> Resolved-while appr has HOA dues for [Redacted]/yr PUD not marked. This appears to be a voluntary, no PUD rider required - Due Diligence Vendor-10/31/2025 <br> Ready for Review-As per appraisal reprot on fil e,property is not a PUD - Buyer-10/31/2025 <br> Open-PUD Rider is Missing Need PUD Rider.<br> - Note :- As per Appraisal report Property type is PUD. - Due Diligence Vendor-10/28/2025 |  | Resolved-The PUD Rider is Present or is Not Applicable (Property Type is Single Family Detached) - Due Diligence Vendor-10/31/2025 <br>Resolved-while appr has HOA dues for 525/yr PUD not marked. This appears to be a voluntary, no PUD rider required - Due Diligence Vendor-10/31/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6042764 |
| 944 |  | D A | Closed | FCRE9991 | 2025-10-28 13:58 | 2025-10-31 14:14 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-while appr has HOA dues for [Redacted]/yr PUD not marked. This appears to be a voluntary, no PUD rider required - Due Diligence Vendor-10/31/2025 <br> Ready for Review-Please refer to page 11 of credit package-appraisal is not marked as a PUD. - Buyer-10/31/2025 <br> Open-Tape, Lock and Approval document is reflecting property type as SFR whereas Appraisal reads Property Type as PUD refer Pg. no 523,439. - Due Diligence Vendor-10/28/2025 |  | Resolved-while appr has HOA dues for 525/yr PUD not marked. This appears to be a voluntary, no PUD rider required - Due Diligence Vendor-10/31/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6043172 |
| 944 |  | D A | Closed | FCOM4028 | 2025-10-28 12:13 | 2025-10-29 15:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6041128 |
| 945 |  | D A | Closed | FCRE1491 | 2025-10-28 15:35 | 2025-12-18 13:18 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-gift wire now present - Due Diligence Vendor-12/18/2025 <br> Ready for Review-Document Uploaded. - Buyer-12/18/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements \*Gift deposited in escrow [Redacted], Gift letter is on pg no 193 of 284 how ever donor source is missing - Due Diligence Vendor-10/28/2025 |  | Resolved-gift wire now present - Due Diligence Vendor-12/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6044544 |
| 945 |  | D A | Closed | FCOM4028 | 2025-10-28 13:34 | 2025-10-29 10:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6042740 |
| 946 |  | D A | Closed | FCOM4028 | 2025-10-28 12:12 | 2025-10-31 14:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6041111 |
| 947 |  | D B A | Closed | FCOM4028 | 2025-10-29 01:00 | 2025-10-29 12:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6047319 |
| 947 |  | D B A | Closed | FVAL5474 | 2025-10-29 02:52 | 2025-10-29 05:13 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Single entity owns more than one unit (40% of units) per questionnaire in Page #278_Credit Pkg 1.pdf, However Exception Form in page no #14- Credit_pkg_2.pdf. - Due Diligence Vendor-10/29/2025 |  | Waived-Single entity owns more than one unit (40% of units) per questionnaire in Page #278_Credit Pkg 1.pdf, However Exception Form in page no #14- Credit_pkg_2.pdf. - Due Diligence Vendor-10/29/2025<br>|  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2. No mortgage late payments in the last 24 months- No mortgage late payments in past 24 months per CBR Page #288- Credit_pkg_2.pdf,<br> 3. No Consumer late payments in the last 24 months- No Consumer late payments in past 24 months, per CBR Page #288- Credit_pkg_2.pdf,<br> 4. 5+ years credit history- Oldest tradeline date in CBR page #288- Credit_pkg_2.pdf is 07/01/2004,<br> 5. Credit score >40 points than minimum required- Audited FICO Score is 715, Guideline Maximum FICO Score is 660 difference is 55, Which is Greater than 40.<br> 6. Revolving Payment $1363 within the 30% of All Other Monthly Payments $9,312. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6047745 |
| 948 |  | D A | Closed | FCOM4028 | 2025-10-29 03:48 | 2025-10-29 12:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6047928 |
| 949 |  | D A | Closed | FCOM4028 | 2025-10-29 09:44 | 2025-10-29 14:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6053827 |
| 950 |  | D A | Closed | FCOM3596 | 2025-10-29 16:56 | 2025-11-04 13:29 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Prepayment Rider | Resolved-confirmed no prepay - Due Diligence Vendor-11/04/2025 <br>Ready for Review-Document Uploaded. There is no prepayment penalty - Buyer-11/04/2025 <br>Open-Investment loan with no pre payment rider. - Due Diligence Vendor-10/29/2025 |  | Resolved-confirmed no prepay - Due Diligence Vendor-11/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6060638 |
| 950 |  | D A | Closed | FCOM4028 | 2025-10-28 20:20 | 2025-10-30 15:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6046564 |
| 951 |  | D B A | Closed | FCOM4028 | 2025-10-29 08:15 | 2025-10-30 15:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6050649 |
| 951 |  | D B A | Closed | FCRE3599 | 2025-10-29 10:52 | 2025-10-29 10:52 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower owns more financed properties than allowed per guidelines | Waived-As per guide with current lender a maximum of 5 loans for each individual borrower in 6 months span<br> Exception form is allow with 10th loan with same lender<br> Approved condition [Redacted] max,0.25 to price<br> Exception form is on page no.474 of 490<br> - Due Diligence Vendor-10/29/2025 |  | Waived-As per guide with current lender a maximum of 5 loans for each individual borrower in 6 months span<br> Exception form is allow with 10th loan with same lender<br> Approved condition [Redacted] max,0.25 to price<br> Exception form is on page no.474 of 490<br> - Due Diligence Vendor-10/29/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history,<br> No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6055011 |
| 952 |  | D B A | Closed | FCRE9991 | 2025-10-29 11:26 | 2025-11-03 15:15 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender fixed score to match - Due Diligence Vendor-11/03/2025 <br> Ready for Review-Document Uploaded. - Buyer-11/03/2025 <br> Open- DSCR is off by 0.079 Lender's score 1.036 <br> Lender 1008 indicates a rent of $[Redacted]. Docs in file, 1007 on page #699 reflects rent of $[Redacted] . PITI Matches. > Calculation: [Redacted] = 0.957 should be the actual score. - Due Diligence Vendor-10/29/2025 |  | Resolved-lender fixed score to match - Due Diligence Vendor-11/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6055616 |
| 952 |  | D B A | Closed | FCRE8860 | 2025-10-29 11:26 | 2025-11-03 15:14 | Waived | 2 - Non-Material C B | Credit | Income/Employment | Audited DSCR does not meet guidelines requirements | Waived-DSCR does not meet minimum for program. waiver provided - Due Diligence Vendor-11/03/2025 <br>Ready for Review-Document Uploaded. Please revie wuploaded exception and revised lock - Buyer-11/03/2025 <br>Open-As per 2nd Lien DSCR score Below 1 is not allowed, Lender Score 1.036, and DSCR Score 0.957 - Due Diligence Vendor-10/29/2025 |  | Waived-DSCR does not meet minimum for program. waiver provided - Due Diligence Vendor-11/03/2025<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Post-Close | Yes | 6055611 |
| 952 |  | D B A | Closed | FCOM4028 | 2025-10-29 09:05 | 2025-10-30 08:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6052055 |
| 953 |  | D A | Closed | FCOM4028 | 2025-10-29 10:10 | 2025-10-31 06:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6054371 |
| 954 |  | D A | Closed | FCOM4028 | 2025-10-29 10:03 | 2025-10-31 06:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6054256 |
| 955 |  | D A C | Closed | FCRE1491 | 2025-10-29 11:42 | 2025-12-19 09:18 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-resolved with lender comments. Lender has investigated and verify the donor check is accepted (the lender must document that the donor gave the closing agent the gift funds in the form of a certified check, cashier's check, other official check or wire.) - Due Diligence Vendor-11/11/2025 <br> Ready for Review-We should be okay to proceed with the gift letter as it has the borrowers name on it and the necessary information needed per guidelines. The guidelines do not specify needing the loan number and subject property. The gift letter is electronically signed, and the donor's name is indicated in the signature. - Buyer-11/11/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements missing proof $[Redacted] gift check at close came from donor since the check does not have donor name on it. - Due Diligence Vendor-10/29/2025 |  | Resolved-resolved with lender comments. Lender has investigated and verify the donor check is accepted (the lender must document that the donor gave the closing agent the gift funds in the form of a certified check, cashier's check, other official check or wire.) - Due Diligence Vendor-11/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6055943 |
| 955 |  | D A C | Closed | FCRE1995 | 2025-10-29 11:42 | 2025-12-18 13:21 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-lender provided proof reserve requirements changed - Due Diligence Vendor-12/18/2025 <br> Ready for Review-Document Uploaded. Please see attached Gift Letter - Seller-12/18/2025 <br> Counter-need proof the new guidelines were in effect at time of closing, or need a waiver. - Due Diligence Vendor-11/14/2025 <br> Ready for Review-Document Uploaded. We should be okay to proceed as there was a guideline loosening for FTHBs and we no longer need the 6 months of reserves. - Seller-11/14/2025 <br> Counter-need waiver for shortage on reserves because if EMD is backed out, the borrower does not have 6 months reserves - Due Diligence Vendor-11/11/2025 <br> Ready for Review-The EMD is backed out of the borrower's bank account, so we do not have to document anything for it. - Buyer-11/11/2025 <br> Open-need proof borrower paid EMD since check is from [Redacted] Housing Authority or need gift letter - Due Diligence Vendor-10/29/2025 | Ready for Review-Document Uploaded. Please see attached Gift Letter - Seller-12/18/2025 <br>Ready for Review-Document Uploaded. We should be okay to proceed as there was a guideline loosening for FTHBs and we no longer need the 6 months of reserves. - Seller-11/14/2025<br>| Resolved-lender provided proof reserve requirements changed - Due Diligence Vendor-12/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6055946 |
| 955 |  | D A C | Closed | 2260 | 2025-10-29 10:08 | 2025-11-06 07:17 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-Loan is not ppp per lender - Due Diligence Vendor-11/06/2025 <br>Ready for Review-Document Uploaded. There are no Prepayment Penalty, what is reflected in final CD. - Seller-11/06/2025 <br>Open-confirm should not have a prepay - Due Diligence Vendor-10/29/2025 | Ready for Review-Document Uploaded. There are no Prepayment Penalty, what is reflected in final CD. - Seller-11/06/2025<br>| Resolved-Loan is not ppp per lender - Due Diligence Vendor-11/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6054328 |
| 955 |  | D A C | Closed | FCOM4028 | 2025-10-29 10:44 | 2025-10-31 06:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6054857 |
| 956 |  | D B A | Closed | FCOM4028 | 2025-10-29 12:05 | 2025-10-31 07:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6056436 |
| 956 |  | D B A | Closed | FCRE1200 | 2025-10-29 14:49 | 2025-10-29 14:49 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-\*As per guide when the property type is multifamily minimum [Redacted] is required<br> \*Exception form is provided to allow loan amount of [Redacted]<br> \*Approved Conditions$[Redacted] LA, 0.25 to price<br> \*Exception Form is on pg no 1 of 91 - Due Diligence Vendor-10/29/2025 |  | Waived-\*As per guide when the property type is multifamily minimum [Redacted] is required<br> \*Exception form is provided to allow loan amount of [Redacted]<br> \*Approved Conditions$[Redacted] LA, 0.25 to price<br> \*Exception Form is on pg no 1 of 91 - Due Diligence Vendor-10/29/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, DSCR > 1.3, experienced investor | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6059239 |
| 956 |  | D B A | Closed | FVAL5472 | 2025-10-29 14:42 | 2025-10-29 14:42 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-\*As per guide Gross living area < 500 square feet is not allowed <br> \*Exception form is provided to allow less then 500 sq ft for all 6 units<br> \*Approve condition [Redacted] LA, 0.25 to price<br> \*Exception form pg. no 1 of 91 - Due Diligence Vendor-10/29/2025 |  | Waived-\*As per guide Gross living area < 500 square feet is not allowed <br> \*Exception form is provided to allow less then 500 sq ft for all 6 units<br> \*Approve condition [Redacted] LA, 0.25 to price<br> \*Exception form pg. no 1 of 91 - Due Diligence Vendor-10/29/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, DSCR > 1.3, experienced investor | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6059134 |
| 957 |  | D A | Closed | FCRE1158 | 2025-10-29 13:37 | 2025-11-13 11:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-11/13/2025 <br>Resolved-policy number now present - Due Diligence Vendor-11/13/2025 <br>Ready for Review-Document Uploaded. Please review uploaded revised policy reflecting policy number - Buyer-11/12/2025 <br>Open-Hazard Insurance Policy Partially Provided policy number missing - Due Diligence Vendor-10/29/2025 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-11/13/2025 <br>Resolved-policy number now present - Due Diligence Vendor-11/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6058082 |
| 957 |  | D A | Closed | FCRE9991 | 2025-10-29 13:50 | 2025-10-31 14:12 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender provided clarification that they are using MTM rent on one unit. DSCR is now within tolerance of .005 - Due Diligence Vendor-10/31/2025 <br> Ready for Review-DSCR is accurate ,monthly rent is $[Redacted] - please refer to Operating Income statement,current rented unit for $[Redacted] +vacant unit $[Redacted]=$[Redacted] total rent - Buyer-10/31/2025 <br> Open-DSCR should be 1.62 lenderhas 1.83 (lender used $[Redacted] for rents but the 1025 show rents only at [Redacted]/mo) - Due Diligence Vendor-10/29/2025 |  | Resolved-lender provided clarification that they are using MTM rent on one unit. DSCR is now within tolerance of .005 - Due Diligence Vendor-10/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6058383 |
| 957 |  | D A | Closed | FCOM4028 | 2025-10-29 12:59 | 2025-10-30 11:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6057386 |
| 958 |  | D B A | Closed | FCRE1335 | 2025-10-29 11:50 | 2025-11-03 15:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 IRS Transcripts Missing | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-11/03/2025 <br>Ready for Review-Document Uploaded. uploaded Transcripts. - Buyer-11/03/2025 <br>Open-Borrower 1 IRS Transcripts Missing - 2024 tax returns provided - no transcripts provided - Due Diligence Vendor-10/29/2025 |  | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-11/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6056126 |
| 958 |  | D B A | Closed | FCRE1365 | 2025-10-29 11:50 | 2025-11-03 15:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 IRS Transcripts Missing | Resolved-Borrower 2 IRS Transcripts Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-11/03/2025 <br>Open-Borrower 2 IRS Transcripts Missing - 2023 and 2024 tax returns provided - no transcripts provided - Due Diligence Vendor-10/29/2025 |  | Resolved-Borrower 2 IRS Transcripts Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-11/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6056127 |
| 958 |  | D B A | Closed | FCOM4028 | 2025-10-29 10:35 | 2025-10-30 11:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6054709 |
| 958 |  | D B A | Closed | FCRE3599 | 2025-10-29 11:53 | 2025-10-29 11:53 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower owns more financed properties than allowed per guidelines | Waived-Waived-As per guide, [Redacted] exposure may not exceed $5M aggregate with a maximum of 5 loans for each individual borrower in 6 months span counting from 1st loan's note date to the most recent loan's note date. <br> \*Exception form is provided to allow 5+ loans with AD<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page # 1 of 499 - Due Diligence Vendor-10/29/2025 - Due Diligence Vendor-10/29/2025 |  | Waived-Waived-As per guide, [Redacted] exposure may not exceed $5M aggregate with a maximum of 5 loans for each individual borrower in 6 months span counting from 1st loan's note date to the most recent loan's note date. <br> \*Exception form is provided to allow 5+ loans with AD<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page # 1 of 499 - Due Diligence Vendor-10/29/2025 - Due Diligence Vendor-10/29/2025<br>|  | 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6056180 |
| 959 |  | D A | Closed | FCOM4028 | 2025-10-30 00:15 | 2025-10-31 14:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6062337 |
| 960 |  | D B A | Closed | FCOM4028 | 2025-10-30 05:51 | 2025-10-31 11:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6064323 |
| 960 |  | D B A | Closed | FCRE2828 | 2025-10-30 08:23 | 2025-10-31 11:22 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Modification and Program Does Not Allow This | Waived-As per guide, on DSCR loan, there should not be loan modification is last 48 months.<br> \*Exception form is provided to allow loan modification was done in May 2022, it's been 3.5 years since that<br> \*Approved Conditions: [Redacted] Max<br> \*Exception form is on page #7 of 115<br> - Due Diligence Vendor-10/30/2025 |  | Waived-As per guide, on DSCR loan, there should not be loan modification is last 48 months.<br> \*Exception form is provided to allow loan modification was done in May 2022, it's been 3.5 years since that<br> \*Approved Conditions: [Redacted] Max<br> \*Exception form is on page #7 of 115<br> - Due Diligence Vendor-10/30/2025<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6066899 |
| 961 |  | D A | Closed | FCOM4028 | 2025-10-30 09:13 | 2025-10-31 13:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6068152 |
| 962 |  | D A | Closed | FCRE1164 | 2025-10-29 15:38 | 2025-11-03 13:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Insurance Policy Missing | Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-11/03/2025 <br>Ready for Review-Document Uploaded. - Buyer-11/03/2025 <br>Open-Missing Flood Insurance Policy \*Property in flood zone however flood insurance is missing in file - Due Diligence Vendor-10/29/2025 |  | Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-11/03/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | N/A | N/A | 6059854 |
| 962 |  | D A | Closed | FCOM4028 | 2025-10-29 14:09 | 2025-10-30 15:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | N/A | N/A | 6058678 |
| 963 |  | D A | Closed | FCOM4028 | 2025-10-30 03:39 | 2025-11-03 15:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6063278 |
| 964 |  | D A | Closed | FCOM1208 | 2025-10-30 06:11 | 2025-11-06 07:23 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Note is Incomplete | Resolved-Full Note received - Due Diligence Vendor-11/06/2025 <br>Ready for Review-Document Uploaded. Please see the complete Note. - Buyer-11/05/2025 <br>Open-The Note is Incomplete Second page missing in Note document. As per now, considered late charge entries from TILA in Page #76_Signed Closing Pkg - Due Diligence Vendor-10/30/2025 |  | Resolved-Full Note received - Due Diligence Vendor-11/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6064524 |
| 964 |  | D A | Closed | FCOM4028 | 2025-10-30 06:08 | 2025-11-03 15:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6064485 |
| 965 |  | D A | Closed | FCOM4028 | 2025-10-30 14:15 | 2025-11-03 08:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6074717 |
| 966 |  | D B A | Closed | FCOM4028 | 2025-10-30 08:20 | 2025-10-31 14:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6066821 |
| 966 |  | D B A | Closed | FCRE9994 | 2025-10-30 10:16 | 2025-10-30 10:16 | Waived | 2 - Non-Material B | Credit | Eligibility | Original LTV (OLTV) does not meet eligibility requirement(s) | Waived-As per guide Maximum CLTV ratio for the cash out transaction is based up on the lower of the current appraised value or the purchase price plus documented improvement<br> Exception form is provided to processed with loan as LTV is calculated appraised value higher<br> Exception form is on 18 of 144<br> Approved condition [Redacted], 0.25 to price<br> - Due Diligence Vendor-10/30/2025 |  | Waived-As per guide Maximum CLTV ratio for the cash out transaction is based up on the lower of the current appraised value or the purchase price plus documented improvement<br> Exception form is provided to processed with loan as LTV is calculated appraised value higher<br> Exception form is on 18 of 144<br> Approved condition [Redacted], 0.25 to price<br> - Due Diligence Vendor-10/30/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months,Credit score >40 points than minimum required, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6070431 |
| 967 |  | D B A | Closed | FCRE1200 | 2025-10-30 10:53 | 2025-11-18 07:15 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-loan amount is less than minimum. Exception provided<br> $258K loan amount and appraisal transfer from 6/13/25.<br> Comments<br> - Due Diligence Vendor-11/18/2025 <br> Ready for Review-Document Uploaded. Please see attached Exception Form. - Buyer-11/18/2025 <br> Open-As per guide & rate sheet for Mixed used property minimum loan amount is $[Redacted] whereas file loan amount is $[Redacted]- Due Diligence Vendor-10/30/2025 |  | Waived-loan amount is less than minimum. Exception provided<br> $[Redacted] loan amount and appraisal transfer from 6/13/25.<br> Comments<br> - Due Diligence Vendor-11/18/2025 |  | Compensating Factors<br> Revolving debt is under 30%, No credit events past 40 months, 5+ years credit history, Credit score >40 points than minimum required,<br> Reserves >6 months, DSCR > 1.2<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 08/29/2025 0.25 to Price, A&D appraisal is required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6071030 |
| 967 |  | D B A | Closed | FCOM4028 | 2025-10-30 08:22 | 2025-10-31 15:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6066882 |
| 967 |  | D B A | Closed | FVAL9739 | 2025-10-30 10:49 | 2025-10-31 12:04 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-As per guide for 4-5 Units Commercial Space must not exceed 49% of building area.<br> Exception is provided for commercial space more than 49% in Mixed used property type<br> Approved Conditions : 0.25 to price<br> Exception Form page no 19 of 131 - Due Diligence Vendor-10/30/2025 |  | Waived-As per guide for 4-5 Units Commercial Space must not exceed 49% of building area.<br> Exception is provided for commercial space more than 49% in Mixed used property type<br> Approved Conditions : 0.25 to price<br> Exception Form page no 19 of 131 - Due Diligence Vendor-10/30/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, 5+ years credit history, Credit score >40 points than minimum required, Reserves >6 months, DSCR > 1.2 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6070943 |
| 967 |  | D B A | Closed | FVAL3867 | 2025-10-31 12:02 | 2025-10-31 12:03 | Waived | 2 - Non-Material B | Property | Property | Property is Mixed Use | Waived-As per guide for 4-5 Units max 2 vacant units allowed.<br> Exception is provided for Vacant units guide is not meeting.<br> Approved Conditions : 0.25 to price<br> Exception Form page no 19 of 131 - Due Diligence Vendor-10/31/2025 |  | Waived-As per guide for 4-5 Units max 2 vacant units allowed.<br> Exception is provided for Vacant units guide is not meeting.<br> Approved Conditions : 0.25 to price<br> Exception Form page no 19 of 131 - Due Diligence Vendor-10/31/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, 5+ years credit history, Credit score >40 points than minimum required,Reserves >6 months, DSCR > 1.2 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6086063 |
| 968 |  | D B A | Closed | FCOM4028 | 2025-10-30 08:27 | 2025-10-31 16:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 6067000 |
| 968 |  | D B A | Closed | FPRO1251 | 2025-10-31 15:25 | 2025-10-31 15:25 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived--As per guide the Zoning should be below C5<br> - Exception from provided to proceed with loan as property Zoning is C5<br> - Approved Condition :- 0.25 to Price<br> - Exception form on Pg. no 26 of 96. - Due Diligence Vendor-10/31/2025 |  | Waived--As per guide the Zoning should be below C5<br> - Exception from provided to proceed with loan as property Zoning is C5<br> - Approved Condition :- 0.25 to Price<br> - Exception form on Pg. no 26 of 96. - Due Diligence Vendor-10/31/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | Originator Pre-Close | Yes | 6088926 |
| 969 |  | D A | Closed | FCOM4028 | 2025-10-30 22:39 | 2025-11-03 14:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6077600 |
| 970 |  | D A | Closed | FCRE1482 | 2025-10-31 12:15 | 2025-11-12 12:22 | Resolved | 1 - Information C A | Credit | Assets | Asset 4 Does Not Meet Guideline Requirements | Resolved-donor wire now present - Due Diligence Vendor-11/12/2025 <br> Ready for Review-Document Uploaded. uploaded the [Redacted] wire. - Buyer-11/12/2025 <br> Counter-correct, we need a copy of this wire. Donor transfer of gift funds is required. Need wire sent to title - Due Diligence Vendor-11/11/2025 <br> Ready for Review-Document Uploaded. Gift letter with [Redacted]. Gift to be wired to the title company at closing. - Buyer-11/10/2025 <br> Counter-neither of these are the [Redacted] gift that was wired at closing. these were EMD checks. - Due Diligence Vendor-11/10/2025 <br> Ready for Review-Document Uploaded. Uploaded Asset. - Buyer-11/07/2025 <br> Open-Asset 4 Does Not Meet Guideline Requirements missing donor [Redacted] wire - Due Diligence Vendor-10/31/2025 |  | Resolved-donor wire now present - Due Diligence Vendor-11/12/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6086292 |
| 970 |  | D A | Closed | FCOM4028 | 2025-10-31 11:30 | 2025-11-03 17:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-11/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/31/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-11/04/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6085533 |
| 971 |  | D A | Closed | FCOM4028 | 2025-10-31 08:47 | 2025-11-04 06:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6082157 |
| 972 |  | D A | Closed | FCRE6546 | 2025-10-31 08:48 | 2025-11-26 08:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Resolved-Received documents - Due Diligence Vendor-11/26/2025 <br>Ready for Review-Document Uploaded. - Buyer-11/25/2025 <br>Open-Need supporting document like Note or DOT to verify Other Lien Type for Senior Lien<br> - Due Diligence Vendor-10/31/2025 |  | Resolved-Received documents - Due Diligence Vendor-11/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6082182 |
| 972 |  | D A | Closed | FCOM4028 | 2025-10-30 14:33 | 2025-11-03 13:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6075016 |
| 973 |  | D A | Closed | FCOM4028 | 2025-11-03 04:25 | 2025-11-04 07:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6094890 |
| 974 |  | D A | Closed | FCOM4028 | 2025-11-03 08:25 | 2025-11-04 08:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6098125 |
| 975 |  | D B A | Closed | FCRE9991 | 2025-11-03 15:30 | 2025-12-01 10:08 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender updated 1008 and now DTI matches - Due Diligence Vendor-12/01/2025 <br> Ready for Review-Document Uploaded. Good afternoon, we found the error in our system and corrected. Uploaded 1008 to show corrected DTI. - Buyer-11/26/2025 <br> Open-DTI should be 45.35 (PITIA total is [Redacted] which matches 1008)+ $[Redacted] other debts/ [Redacted]. Not sure why Lender DTI is off as all figures match - Due Diligence Vendor-11/03/2025 |  | Resolved-lender updated 1008 and now DTI matches - Due Diligence Vendor-12/01/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6106844 |
| 975 |  | D B A | Closed | FCOM4028 | 2025-10-31 11:20 | 2025-11-03 15:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6085308 |
| 975 |  | D B A | Closed | FCRE1228 | 2025-10-31 12:04 | 2025-10-31 12:04 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Waived-As per guide, Guideline Maximum allows 3 NSF's in a 12 month period when using bank stmt income. Additionally, deposits should be consistent to the qualifying income.<br> \*Exception form is provided to allow 5 NSF's with some inconsistent deposits made.<br> \*Approved Conditions: [Redacted] max, 0.25 to price and DTI must be within matrix.<br> \*Exception form is on page # 56 of 170 - Due Diligence Vendor-10/31/2025 - Due Diligence Vendor-10/31/2025 |  | Waived-Waived-As per guide, Guideline Maximum allows 3 NSF's in a 12 month period when using bank stmt income. Additionally, deposits should be consistent to the qualifying income.<br> \*Exception form is provided to allow 5 NSF's with some inconsistent deposits made.<br> \*Approved Conditions: [Redacted] max, 0.25 to price and DTI must be within matrix.<br> \*Exception form is on page # 56 of 170 - Due Diligence Vendor-10/31/2025 - Due Diligence Vendor-10/31/2025<br>|  | No mortgage lates last 24 months, No credit events past 40 months, 5+ yrs credit history. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6086087 |
| 976 |  | D A | Closed | FCRE1170 | 2025-11-03 15:47 | 2025-12-04 13:17 | Resolved | 1 - Information C A | Credit | Insurance | Flood Insurance Expiration Date is before the Note Date | Resolved-updated policy now present - Due Diligence Vendor-12/04/2025 <br> Ready for Review-Document Uploaded. Please see attached renewal policy - Buyer-12/04/2025 <br> Open-Flood Insurance Expiration Date of [Redacted] is prior to the Note Date of [Redacted] master flood bld [Redacted] (#27 on policy page 99) is expired. need renewal expired 9/30/2025 - Due Diligence Vendor-11/03/2025 |  | Resolved-updated policy now present - Due Diligence Vendor-12/04/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6107007 |
| 976 |  | D A | Closed | FCRE1158 | 2025-11-03 15:47 | 2025-11-21 12:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-ins co name now present - Due Diligence Vendor-11/21/2025 <br>Ready for Review-Document Uploaded. Please, see attached updated policy. - Buyer-11/21/2025 <br>Open-Hazard Insurance Policy Partially Provided missing the Ins Company name - Due Diligence Vendor-11/03/2025 |  | Resolved-ins co name now present - Due Diligence Vendor-11/21/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6107006 |
| 976 |  | D A | Closed | FCRE9991 | 2025-11-03 15:55 | 2025-11-18 07:22 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-update lock to show updated DTI Now present - Due Diligence Vendor-11/18/2025 <br> Ready for Review-Document Uploaded. Per UW "Agreed the $80 should have been removed as the flood policy is paid in the HOA fee." Removed the amount in our system. Please, see attached updated Tape and Lock Confirmation. - Buyer-11/17/2025 <br> Open-DTI should be 46.28 PITIA is $[Redacted] + $[Redacted] debt / [Redacted]. Lender added in extra $[Redacted]/ mon for PITIA but no proof of this - Due Diligence Vendor-11/03/2025 |  | Resolved-update lock to show updated DTI Now present - Due Diligence Vendor-11/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6107056 |
| 976 |  | D A | Closed | FCOM4028 | 2025-11-03 15:20 | 2025-11-04 14:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/04/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6106741 |
| 977 |  | D B A C | Closed | 50001252-Fees-Limited | 2025-10-31 16:11 | 2025-11-05 16:04 | Cured | 2 - Non-Material C B | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Cured-This is acceptable. - Due Diligence Vendor-11/05/2025 <br>Resolved- - Due Diligence Vendor-11/05/2025 <br>Ready for Review-Document Uploaded. Please review uploaded PCCD ,LOX ,copy pf check and proof that it's being sent to the borrower. - Buyer-11/05/2025 <br>Open- - Due Diligence Vendor-10/31/2025 <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Doc Tax Stamps/Transfer Taxes – City/County. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). - Due Diligence Vendor-10/31/2025 <br>Open- - Due Diligence Vendor-10/31/2025 |  | Cured-This is acceptable. - Due Diligence Vendor-11/05/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6089590 |
| 977 |  | D B A C | Closed | 50001251-Fees-Limited | 2025-10-31 16:11 | 2025-11-05 16:03 | Cured | 2 - Non-Material C B | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Cured-This is acceptable. - Due Diligence Vendor-11/05/2025 <br>Resolved- - Due Diligence Vendor-11/05/2025 <br>Ready for Review-Document Uploaded. Please revie wuploaded PCCD with LOX ,copy of check and proof of delivery - Buyer-11/05/2025 <br>Open- - Due Diligence Vendor-10/31/2025 <br>Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Doc Tax Stamps/Transfer Taxes – City/County. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). - Due Diligence Vendor-10/31/2025 <br>Open- - Due Diligence Vendor-10/31/2025 |  | Cured-This is acceptable. - Due Diligence Vendor-11/05/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6089589 |
| 977 |  | D B A C | Closed | FCOM4028 | 2025-10-31 13:00 | 2025-11-03 06:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6087094 |
| 978 |  | D A | Closed | FCOM4028 | 2025-11-03 22:16 | 2025-11-04 14:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6109231 |
| 979 |  | D A | Closed | FCOM4028 | 2025-11-03 08:19 | 2025-11-04 08:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-11/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/03/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-11/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6097982 |
| 980 |  | D A | Closed | FCOM4028 | 2025-11-03 23:04 | 2025-11-04 13:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6109402 |
| 981 |  | D A | Closed | FCOM4028 | 2025-11-04 07:59 | 2025-11-04 14:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/04/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6113464 |
| 982 |  | D B A | Closed | FCOM4028 | 2025-11-03 21:59 | 2025-11-04 16:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-11/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/04/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-11/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6109180 |
| 982 |  | D B A | Closed | FCRE1200 | 2025-11-04 02:58 | 2025-11-04 08:31 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Minimum loan amount for mixed use is [Redacted] whereas audited loan amount is $[Redacted] . However, exception in page#32 credit pkg 2 - Due Diligence Vendor-11/04/2025 |  | Waived-Minimum loan amount for mixed use is [Redacted] whereas audited loan amount is $[Redacted] . However, exception in page#32 credit pkg 2 - Due Diligence Vendor-11/04/2025 |  | No credit events past 40 months.-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months-No Mortgage late payments in credit report page #218<br> 5+ years credit history - Oldest tradeline date in CBR page # 218 of Credit Package.2 is 09/01/2002<br> No consumer late payments in the last 24 months--No consumer late payments in credit report page #218<br> 23 years clear credit history-clear credit history with no delinquencies and derogatory in credit report page#218 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6110185 |
| 983 |  | D A | Closed | FCOM1797 | 2025-11-03 09:30 | 2025-11-10 05:38 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Service Provider List | Resolved-now present - Due Diligence Vendor-11/10/2025 <br>Ready for Review-Document Uploaded. - Seller-11/06/2025 <br>Open-Two Service Provider Lists in file are missing provider information. Provide a completed Service Provider List. - Due Diligence Vendor-11/03/2025 | Ready for Review-Document Uploaded. - Seller-11/06/2025<br>| Resolved-now present - Due Diligence Vendor-11/10/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6100490 |
| 983 |  | D A | Closed | FCOM3959 | 2025-11-03 09:05 | 2025-11-06 12:25 | Resolved | 1 - Information C A | Compliance | TRID | Final CD: Other Disclosure Section (page 5) is incomplete | Resolved-Received pccd with correct pages - Due Diligence Vendor-11/06/2025 <br> Ready for Review-Document Uploaded. PCCD with page 4 corrected - Buyer-11/06/2025 <br> Counter-the partial payment section on page 4 of CD is still blank - Due Diligence Vendor-11/04/2025 <br> Ready for Review-Document Uploaded. it's all been filled out ([Redacted] final cd reuploaded-page 5) - Seller-11/04/2025 <br> Open- - Partial Payment section is not completed - Due Diligence Vendor-11/03/2025 | Ready for Review-Document Uploaded. it's all been filled out (10/29 final cd reuploaded-page 5) - Seller-11/04/2025<br>| Resolved-Received pccd with correct pages - Due Diligence Vendor-11/06/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6099105 |
| 983 |  | D A | Closed | 50001251-Fees-Limited | 2025-11-03 09:55 | 2025-11-04 14:55 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-This is acceptable. - Due Diligence Vendor-11/04/2025 <br>Resolved-Resolved - Due Diligence Vendor-11/04/2025 <br>Ready for Review-Document Uploaded. Flood Certification Fee for $10.00 and Tax Service Fee for $79.00 are on Initial LE - Buyer-11/04/2025 <br>Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Flood Certification Fee, Tax Related Service Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). Flood Certification Fee for $10.00 and Tax Service Fee for $79.00 were added to initial CD 10/24/2025 - need proof cured. this was not disclosed on initial LE - Due Diligence Vendor-11/03/2025 <br>Open- - Due Diligence Vendor-11/03/2025 |  | Resolved-This is acceptable. - Due Diligence Vendor-11/04/2025 <br>Resolved-Resolved - Due Diligence Vendor-11/04/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6100866 |
| 983 |  | D A | Closed | 50001252-Fees-Limited | 2025-11-03 09:55 | 2025-11-04 14:55 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-This is acceptable. - Due Diligence Vendor-11/04/2025 <br>Resolved-Resolved - Due Diligence Vendor-11/04/2025 <br>Ready for Review-replied to the previous condition - Buyer-11/04/2025 <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Flood Certification Fee, Tax Related Service Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Flood Certification Fee for $10.00 and Tax Service Fee for $79.00 were added to initial CD 10/24/2025 - Due Diligence Vendor-11/04/2025 <br>Open- - Due Diligence Vendor-11/03/2025 |  | Resolved-This is acceptable. - Due Diligence Vendor-11/04/2025 <br>Resolved-Resolved - Due Diligence Vendor-11/04/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6100867 |
| 983 |  | D A | Closed | FCOM5814 | 2025-11-03 09:32 | 2025-11-04 14:44 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-This is acceptable. - Due Diligence Vendor-11/04/2025 <br>Resolved-signed copy present - Due Diligence Vendor-11/04/2025 <br>Ready for Review-Document Uploaded. we have signed initial cd (please see attached) - Seller-11/04/2025 <br>Open-Provide evidence CD 10/24/2025 was sent electronically. - Due Diligence Vendor-11/03/2025 | Ready for Review-Document Uploaded. we have signed initial cd (please see attached) - Seller-11/04/2025<br>| Resolved-This is acceptable. - Due Diligence Vendor-11/04/2025 <br>Resolved-signed copy present - Due Diligence Vendor-11/04/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6100530 |
| 983 |  | D A | Closed | FCRE1316 | 2025-11-03 09:03 | 2025-11-04 13:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-now present - Due Diligence Vendor-11/04/2025 <br>Ready for Review-Document Uploaded. - Buyer-11/04/2025 <br>Open- - Due Diligence Vendor-11/03/2025 |  | Resolved-now present - Due Diligence Vendor-11/04/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6099051 |
| 983 |  | D A | Closed | FCRE9991 | 2025-11-04 06:10 | 2025-11-04 13:50 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender provided their debt calc and included an additional debt that had a remaining balance closed on credit, DTI now matches. - Due Diligence Vendor-11/04/2025 <br> Ready for Review-Document Uploaded. - Seller-11/04/2025 <br> Open-DTI should be 45.58 as lender didnt count the $[Redacted] and $[Redacted] mon payments for [Redacted] - Due Diligence Vendor-11/04/2025 | Ready for Review-Document Uploaded. - Seller-11/04/2025<br>| Resolved-lender provided their debt calc and included an additional debt that had a remaining balance closed on credit, DTI now matches. - Due Diligence Vendor-11/04/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6111674 |
| 983 |  | D A | Closed | FCOM4028 | 2025-11-03 08:02 | 2025-11-04 06:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/04/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6097602 |
| 984 |  | D A | Closed | FCOM4028 | 2025-11-04 11:10 | 2025-11-05 08:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6119853 |
| 985 |  | D B A | Closed | FCOM4028 | 2025-11-05 07:52 | 2025-11-06 10:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6131705 |
| 985 |  | D B A | Closed | FVAL9739 | 2025-11-05 09:23 | 2025-11-05 09:23 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Waived-As per guide, Rural property neighborhood must be at least 25% built-up. <br> \*Exception form is provided to allow less than 25% built-up rural neighborhood<br> \*Approved Conditions: [Redacted]<br> \*Exception form is on page #29 of 85 - Due Diligence Vendor-11/05/2025 |  | Waived-Waived-As per guide, Rural property neighborhood must be at least 25% built-up. <br> \*Exception form is provided to allow less than 25% built-up rural neighborhood<br> \*Approved Conditions: [Redacted]<br> \*Exception form is on page #29 of 85 - Due Diligence Vendor-11/05/2025<br>|  | Revolving debt is under 30%, 5 years on current job, and Residual income >=$3,000 | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6133488 |
| 986 |  | D A | Closed | FCOM4028 | 2025-11-05 07:01 | 2025-11-05 13:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/05/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6130848 |
| 987 |  | D A | Closed | FCOM4028 | 2025-11-03 15:03 | 2025-11-05 06:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/05/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6106555 |
| 988 |  | D A | Closed | FCOM4028 | 2025-11-04 07:01 | 2025-11-05 12:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/05/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6112458 |
| 989 |  | D A | Closed | FCOM4028 | 2025-11-04 10:43 | 2025-11-05 12:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6119060 |
| 990 |  | D A | Closed | FCOM4028 | 2025-11-04 22:59 | 2025-11-06 09:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6127576 |
| 991 |  | D A | Closed | FCOM4028 | 2025-11-05 07:42 | 2025-11-05 14:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6131540 |
| 992 |  | D A | Closed | FCOM4028 | 2025-11-04 09:34 | 2025-11-05 12:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/05/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6117245 |
| 993 |  | D A | Closed | FCOM4028 | 2025-11-05 20:48 | 2025-11-06 13:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6148225 |
| 994 |  | D A | Closed | FCRE9991 | 2025-11-06 13:47 | 2025-11-11 14:04 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-score updated - Due Diligence Vendor-11/11/2025 <br> Ready for Review-Document Uploaded. Please find revised tape attached - Buyer-11/11/2025 <br> Open-\*DSCR score should be 1.36. Lender score is 1.54 - Document in file 1007 pg. no 665 of 844 rent $[Redacted], - DSCR score difference is due to lender used 1007 Rent 100%. as it is Multifamily 2 vacant units allowed 75% of 1007 PITIA is matching - DSCR score should be Rent / PITIA $[Redacted] =1.36 - Due Diligence Vendor-11/06/2025 |  | Resolved-score updated - Due Diligence Vendor-11/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6161358 |
| 994 |  | D A | Closed | FCOM4028 | 2025-11-06 10:25 | 2025-11-07 06:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6157421 |
| 995 |  | D A | Closed | FCOM4028 | 2025-11-05 12:57 | 2025-11-06 09:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6143264 |
| 996 |  | D A | Closed | FCRE1491 | 2025-11-06 15:49 | 2025-11-12 13:11 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-donor gifts now present - Due Diligence Vendor-11/12/2025 <br> Ready for Review-Gift wire receipts were uploaded - Buyer-11/12/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Gift reflecting in CD for $[Redacted] However Donor source is missing for Gift amount $[Redacted] & $[Redacted].Gift Letter is on pg no 53, 56.<br> - Due Diligence Vendor-11/06/2025 |  | Resolved-donor gifts now present - Due Diligence Vendor-11/12/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6163699 |
| 996 |  | D A | Closed | FCOM4028 | 2025-11-06 07:28 | 2025-11-06 19:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6152401 |
| 997 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 998 |  | D A | Closed | FCOM4028 | 2025-11-07 04:40 | 2025-11-07 07:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6167528 |
| 999 |  | D A | Closed | FCOM9970 | 2025-11-06 13:03 | 2025-11-13 14:08 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Compliance Documentation Unable to Test Compliance | Resolved-This is acceptable. - Due Diligence Vendor-11/13/2025 <br>Ready for Review-Document Uploaded. Uploaded 3 day CD - Buyer-11/13/2025 <br>Open-Missing final TIL and/or other documentation necessary to run Compliance Testing. Unable to complete Compliance Testing without the initial CD. - Due Diligence Vendor-11/06/2025 |  | Resolved-This is acceptable. - Due Diligence Vendor-11/13/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6160630 |
| 999 |  | D A | Closed | FCOM5814 | 2025-11-06 12:58 | 2025-11-13 14:08 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-This is acceptable. - Due Diligence Vendor-11/13/2025 <br>Ready for Review-Document Uploaded. - Buyer-11/13/2025 <br>Open-Provide the missing initial Closing Disclosure. - Due Diligence Vendor-11/06/2025 |  | Resolved-This is acceptable. - Due Diligence Vendor-11/13/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6160499 |
| 999 |  | D A | Closed | FCOM4028 | 2025-11-06 11:45 | 2025-11-07 07:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6159051 |
| 1000 |  | D A | Closed | FCRE6914 | 2025-11-07 12:28 | 2025-11-25 08:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Citizenship Documentation Not Provided | Resolved-Per guidelines this i-797 is acceptable - Due Diligence Vendor-11/25/2025 <br>Ready for Review-Document Uploaded. Uploaded document. It was reviewed during UW approval process - Buyer-11/25/2025 <br>Open-Borrower 2 Citizenship Documentation Is Missing Borrower 2 is a PRA, however PRA card is missing in file<br> Note: Only I-797 form provided on page #214-219 of 317 - Due Diligence Vendor-11/07/2025 |  | Resolved-Per guidelines this i-797 is acceptable - Due Diligence Vendor-11/25/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6176764 |
| 1000 |  | D A | Closed | FCOM4028 | 2025-11-06 14:41 | 2025-11-07 13:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/07/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6162346 |
| 1001 |  | D A | Closed | FCOM4028 | 2025-11-06 14:33 | 2025-11-07 14:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/07/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6162172 |
| 1002 |  | D A | Closed | FCOM4028 | 2025-11-07 07:03 | 2025-11-07 14:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6169169 |
| 1003 |  | D A | Closed | FCOM4028 | 2025-11-06 14:17 | 2025-11-07 11:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6161912 |
| 1004 |  | D A | Closed | FCOM4028 | 2025-11-06 07:08 | 2025-11-06 15:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6152135 |
| 1005 |  | C B A | Closed | FCRE1200 | 2025-11-06 09:19 | 2025-11-10 12:16 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-As per Guide Minimum Loan Amount is [Redacted]<br> Exception is provided to allow $[Redacted] loan amount<br> Approved with condition 0.25 to price<br> Exception form is on page no.28 of 108 - Due Diligence Vendor-11/06/2025 |  | Waived-As per Guide Minimum Loan Amount is [Redacted]<br> Exception is provided to allow $[Redacted] loan amount<br> Approved with condition 0.25 to price<br> Exception form is on page no.28 of 108 - Due Diligence Vendor-11/06/2025 |  | 5+ years credit history, LTV 10% below maximum, experienced investor | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6154593 |
| 1005 |  | C B A | Closed | FCRE8800 | 2025-11-06 14:54 | 2025-11-10 12:15 | Resolved | 1 - Information C A | Credit | Eligibility | Compensating Factors are insufficient to approve Exception Waiver | Resolved-3rd comp factor now present - Due Diligence Vendor-11/10/2025 <br> Ready for Review-Document Uploaded. Please review revised exception form - Buyer-11/07/2025 <br> Open-Compensating factors for Loan Amount <[Redacted] are below. We can only validate 1 & 2. Please provide another factor. <br> 1. 5+ years credit history, <br> 2. LTV [Redacted]% below maximum, <br> 3. Loan to Value, <br> 4. Credit Score Change. - Due Diligence Vendor-11/06/2025 |  | Resolved-3rd comp factor now present - Due Diligence Vendor-11/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6162600 |
| 1006 |  | D B A | Closed | FCOM4028 | 2025-11-07 00:16 | 2025-11-07 08:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6166094 |
| 1006 |  | D B A | Closed | 123ABCF | 2025-11-07 02:11 | 2025-11-07 08:15 | Waived | 2 - Non-Material B | Credit | Income/Employment | FICO does not meet minimum program requirement | Waived-Minimum FICO for First Time home buyer is 660 whereas No FICO score in file. Borrower is Non-Permanent Resident Alien.<br> No tradelines in provided Credit Report. however exception document is in page # 78 of Credit pkg part 1.pdf - Due Diligence Vendor-11/07/2025 |  | Waived-Minimum FICO for First Time home buyer is 660 whereas No FICO score in file. Borrower is Non-Permanent Resident Alien.<br> No tradelines in provided Credit Report. however exception document is in page # 78 of Credit pkg part 1.pdf - Due Diligence Vendor-11/07/2025<br>|  | LTV 10% below maximum-Audited LTV 48.31% & Maximum LTV 65% with difference 16.69% <br> Reserves >6 months-Calculated reserves in File is 7.08 months<br> DSCR > 1.3-Calculated DSCR is 1.37which is >1.3 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6166593 |
| 1006 |  | D B A | Closed | FCRE1174 | 2025-11-07 01:41 | 2025-11-07 04:26 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master Condo Insurance Policy Partially Provided No building ordinance or law coverage per Master policy in Page #60_Credit Pkg 2.pdf, however exception document is in page # 59 of Credit pkg part 2.pdf - Due Diligence Vendor-11/07/2025 |  | Waived-Master Condo Insurance Policy Partially Provided No building ordinance or law coverage per Master policy in Page #60_Credit Pkg 2.pdf, however exception document is in page # 59 of Credit pkg part 2.pdf - Due Diligence Vendor-11/07/2025<br>|  | LTV 10% below maximum-Audited LTV 48.31% & Maximum LTV 65% with difference 16.69% <br> Reserves >6 months-Calculated reserves in File is 7.08 months<br> DSCR > 1.3-Calculated DSCR is 1.37which is >1.3 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6166458 |
| 1007 |  | D A | Closed | FCOM4028 | 2025-11-07 08:02 | 2025-11-10 07:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/10/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6170118 |
| 1008 |  | D A | Closed | FCOM4028 | 2025-11-07 10:15 | 2025-11-10 11:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/10/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6173584 |
| 1009 |  | D A | Closed | FCOM4028 | 2025-11-07 13:07 | 2025-11-10 15:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6177558 |
| 1010 |  | D B A | Closed | FCOM4028 | 2025-11-07 12:31 | 2025-11-10 13:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6176808 |
| 1010 |  | D B A | Closed | FCRE7375 | 2025-11-07 13:43 | 2025-11-10 13:49 | Waived | 2 - Non-Material B | Credit | Borrower | Citizenship Does Not Meet Guideline Requirements | Waived-As per guide, Cash out transactions Non PRA are not allowed.<br> Exception is provided for Cash-out for non-permanent resident C10<br> Approved Conditions : [Redacted] MAX & 0.25 to price<br> Exception Form page no 33 of 93 - Due Diligence Vendor-11/07/2025 |  | Waived-As per guide, Cash out transactions Non PRA are not allowed.<br> Exception is provided for Cash-out for non-permanent resident C10<br> Approved Conditions : [Redacted] MAX & 0.25 to price<br> Exception Form page no 33 of 93 - Due Diligence Vendor-11/07/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6178325 |
| 1011 |  | D A | Closed | FCOM4028 | 2025-11-07 13:56 | 2025-11-10 08:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6178570 |
| 1012 |  | D A | Closed | FCOM4028 | 2025-11-10 07:26 | 2025-11-11 06:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6191676 |
| 1013 |  | D A | Closed | FCOM4028 | 2025-11-07 13:57 | 2025-11-10 08:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/10/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6178610 |
| 1014 |  | D A | Closed | FCOM4028 | 2025-11-10 06:20 | 2025-11-10 14:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/10/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6190838 |
| 1015 |  | D A | Closed | FCOM4028 | 2025-11-07 09:36 | 2025-11-10 12:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/10/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6172813 |
| 1016 |  | D A | Closed | FCOM4028 | 2025-11-10 13:12 | 2025-11-11 12:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6199312 |
| 1017 |  | D A | Closed | FVAL5524 | 2025-11-17 12:15 | 2025-11-21 13:13 | Resolved | 1 - Information C A | Property | Property | Ineligible Property | Resolved-resolved with memo for that apps prior to 8/11 allow Mobile Homes - Due Diligence Vendor-11/21/2025 <br>Ready for Review-Document Uploaded. Please see upload. Thank you. - Buyer-11/21/2025 <br>Open- - Due Diligence Vendor-11/17/2025 | mobile home/manufactured homes are not allowed per guidelines - 11/19/2025 <br>| Resolved-resolved with memo for that apps prior to 8/11 allow Mobile Homes - Due Diligence Vendor-11/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6277569 |
| 1017 |  | D A | Closed | FVAL1039 | 2025-11-10 15:09 | 2025-11-17 12:15 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-avm is now present - Due Diligence Vendor-11/17/2025 <br>Ready for Review-Document Uploaded. AVM uploaded - Buyer-11/17/2025 <br>Open-Need Secondary Value document to support appraised value as CU score is 0, Refer page # 157 of 252 - Due Diligence Vendor-11/10/2025 |  | Resolved-avm is now present - Due Diligence Vendor-11/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6200953 |
| 1017 |  | D A | Closed | FCOM4028 | 2025-11-10 11:59 | 2025-11-11 13:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6197923 |
| 1018 |  | D A | Closed | FCRE1197 | 2025-11-12 07:35 | 2025-11-14 12:31 | Resolved | 1 - Information C A | Credit | Eligibility | Audited FICO is less than Guideline FICO | Resolved-proof not a FTHB provided. FICO restriction no longer needed - Due Diligence Vendor-11/14/2025 <br> Ready for Review-Document Uploaded. The Borrower is not a first-time homebuyer. Description "[Redacted] borrower has owned a property in the last 36 months". Uploaded - Buyer-11/14/2025 <br> Open-FICO is 642 for FTHB min needs to be 660. (page 1 credit pkg 2 report dated 9/25/25) - Due Diligence Vendor-11/12/2025 |  | Resolved-proof not a FTHB provided. FICO restriction no longer needed - Due Diligence Vendor-11/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6221813 |
| 1018 |  | D A | Closed | FCOM4028 | 2025-11-10 07:12 | 2025-11-11 06:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6191490 |
| 1019 |  | D A | Closed | FCRE1325 | 2025-11-10 13:26 | 2025-11-19 11:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 CPA/Accountant Letter is Missing or Incomplete | Resolved-accountant letter contains PTIN now. finding is resolved - Due Diligence Vendor-11/19/2025 <br>Ready for Review-Document Uploaded. CPA letters uploaded - Buyer-11/19/2025 <br>Counter-this does not clear it as it does not show the PTIN number. need PTIN number on document and we can clear. this has a phone number only - Due Diligence Vendor-11/13/2025 <br>Ready for Review-Document Uploaded. Please see upload. Will this clear the conditions? - Buyer-11/13/2025 <br>Open-accountant letters pages 375 and 376 are missing PTIN Numbers and PTIN Verification does not have PTIN number either - Due Diligence Vendor-11/10/2025 |  | Resolved-accountant letter contains PTIN now. finding is resolved - Due Diligence Vendor-11/19/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6199546 |
| 1019 |  | D A | Closed | FCRE9991 | 2025-11-10 13:26 | 2025-11-17 12:42 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-corrected appr reflects PUD - Due Diligence Vendor-11/17/2025 <br>Ready for Review-Document Uploaded. - Buyer-11/17/2025 <br>Open-property type is SFR not a PUD - Due Diligence Vendor-11/10/2025 |  | Resolved-corrected appr reflects PUD - Due Diligence Vendor-11/17/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6199535 |
| 1019 |  | D A | Closed | FCOM4028 | 2025-11-10 12:14 | 2025-11-10 15:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/10/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6198274 |
| 1020 |  | D A | Closed | FCOM4028 | 2025-11-07 07:48 | 2025-11-07 11:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-11/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/07/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-11/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6169874 |
| 1021 |  | D A | Closed | FCRE8201 | 2025-11-11 09:37 | 2025-11-12 15:34 | Resolved | 1 - Information C A | Credit | Eligibility | Loan does not conform to program guidelines | Resolved-resolved with lender comments, further investigation they found the sale date incorrect, it was actually 2 yrs ago - Due Diligence Vendor-11/12/2025 <br> Ready for Review-The prior sale was [Redacted] -2 years ago ,prior price was listed on appraisal $[Redacted]- Buyer-11/12/2025 <br> Open-Need supporting document to verify Purchase price as borrower purchase the property on dated [Redacted] and sales type reflecting Arm length transaction Refer page # of 164 of 473<br> Note- As per Prior Sales price it seems to be the transaction is Cash out seasoning but document is missing to verify the property purchase price . - Due Diligence Vendor-11/11/2025 |  | Resolved-resolved with lender comments, further investigation they found the sale date incorrect, it was actually 2 yrs ago - Due Diligence Vendor-11/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6209306 |
| 1021 |  | D A | Closed | FCOM4028 | 2025-11-11 06:49 | 2025-11-11 11:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6206155 |
| 1022 |  | D B A | Closed | FCOM4028 | 2025-11-11 08:48 | 2025-11-11 16:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6208254 |
| 1022 |  | D B A | Closed | FCRE1200 | 2025-11-11 16:24 | 2025-11-11 16:24 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-\*Per Guide : Minimum loan amount of $[Redacted]<br> \*Exception form provided to allow $[Redacted] loan amount for mixed use property<br> \*Exception form page# 88 of 106<br> \*Approved With Conditions:0.25 to price - Due Diligence Vendor-11/11/2025 |  | Waived-\*Per Guide : Minimum loan amount of $[Redacted].<br> \*Exception form provided to allow $[Redacted] loan amount for mixed use property<br> \*Exception form page# 88 of 106<br> \*Approved With Conditions:0.25 to price - Due Diligence Vendor-11/11/2025 |  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Experienced investor | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6215719 |
| 1023 |  | D A | Closed | FCOM4028 | 2025-11-11 15:13 | 2025-11-12 12:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/12/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6215201 |
| 1024 |  | D A | Closed | FCOM4028 | 2025-11-12 06:55 | 2025-11-12 13:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6221204 |
| 1025 |  | D A | Closed | FCOM4028 | 2025-11-12 08:19 | 2025-11-12 13:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/12/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6222628 |
| 1026 |  | D A | Closed | FCRE9991 | 2025-11-14 10:47 | 2025-11-18 10:28 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-paystub provided and correct grade now a 5 - Due Diligence Vendor-11/18/2025 <br>Ready for Review-Document Uploaded. File was submitted as 2 Y full doc, we had on file WVOE, current paystub for September 2025 ,W-2's for 2023 and 2024 years ; W-2 tax transcripts for 2023 and 2024 Y on file .Paystub re-uploaded for your reference. - Buyer-11/18/2025 <br>Counter-this is what we have in file: W2 transcripts (equivalent to W2s) and a FNMA VOE. Since no tax returns, or tax IRS transcripts (again not W2 transcripts, but actual tax returns transcripts) and no paystub with at least 30 days YTD income, we will grade this a 3 and qualifies as Non QM for APOR - Due Diligence Vendor-11/17/2025 <br>Ready for Review-The product was 2 Y full Doc,tax transcripts and W-2 for 2 years were on file - Buyer-11/17/2025 <br>Open-TPR is qualifying file under Written VOE and QM eligibility status will be marked as Non QM Lender documented all ATR factors as this file did not contain a paystub with at least 30 days YTD income. We can upgrade this of Paystub/W2 grade 5 if a paystub and set the QM status as APOR. Please advise. - Due Diligence Vendor-11/14/2025 |  | Resolved-paystub provided and correct grade now a 5 - Due Diligence Vendor-11/18/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6256619 |
| 1026 |  | D A | Closed | FCOM4028 | 2025-11-12 13:15 | 2025-11-13 09:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/13/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6228833 |
| 1027 |  | D B A | Closed | FCOM4028 | 2025-11-12 11:02 | 2025-11-12 14:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 6226377 |
| 1027 |  | D B A | Closed | FPRO1251 | 2025-11-12 11:39 | 2025-11-12 11:39 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-Waived-As per guide, Guideline requires properties conform to their area's legal zoning.<br> \*Exception form is provided to allow legal non conforming (2 Fam in a recently remapped residential zone)<br> \*Approved Conditions: 0.25 to price.<br> \*Exception form is on page #297 of 417 - Due Diligence Vendor - 11/12/2025 - Due Diligence Vendor-11/12/2025 |  | Waived-Waived-As per guide, Guideline requires properties conform to their area's legal zoning.<br> \*Exception form is provided to allow legal non conforming (2 Fam in a recently remapped residential zone)<br> \*Approved Conditions: 0.25 to price.<br> \*Exception form is on page #297 of 417 - Due Diligence Vendor - 11/12/2025 - Due Diligence Vendor-11/12/2025<br>|  | Revolving debt under 30%, No mortgage lates last 24 months, 5+ yrs credit history, LTV 10% below program maximum, Credit Score > 40 points above program minimum. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | Originator Pre-Close | Yes | 6227043 |
| 1028 |  | D A | Closed | FCOM4028 | 2025-11-12 03:12 | 2025-11-12 14:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6219437 |
| 1029 |  | D A | Closed | FCOM4028 | 2025-11-12 10:18 | 2025-11-13 13:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/13/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6225650 |
| 1030 |  | D B A C | Closed | FVAL5524 | 2025-11-11 09:10 | 2025-11-13 08:34 | Waived | 2 - Non-Material C B | Property | Property | Ineligible Property | Waived-sq ft on one unit is less than minimum required. waiver provided - Due Diligence Vendor-11/13/2025 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-11/13/2025 <br>Open-Subject property is a 4 unit property with one of the units being less than 500 Square feet as required per LPG. Please provide UW exception for this unit. - Due Diligence Vendor-11/11/2025 |  | Waived-sq ft on one unit is less than minimum required. waiver provided - Due Diligence Vendor-11/13/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 10/22/2025 0.25 to price, 60% LTV max. DSCR>1.25 required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6208856 |
| 1030 |  | D B A C | Closed | FCOM4028 | 2025-11-11 08:25 | 2025-11-12 12:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6207580 |
| 1031 |  | D B A | Closed | FCOM4028 | 2025-11-13 04:45 | 2025-11-14 10:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6234656 |
| 1031 |  | D B A | Closed | FCRE1200 | 2025-11-14 01:25 | 2025-11-14 01:25 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Audited loan amount $[Redacted] is less than minimum loan amount $[Redacted]. However, Exception is in Page #80_[Redacted] Credit Package 2.pdf - Due Diligence Vendor-11/14/2025 |  | Waived-Audited loan amount $[Redacted] is less than minimum loan amount $[Redacted]. However, Exception is in Page #80_[Redacted] Credit Package 2.pdf - Due Diligence Vendor-11/14/2025 |  | 1. Revolving debt is under 30% - Revolving payment $54 is less than 30% of total payments $3,797.<br> 2. No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 3. No mortgage late payments in the last 24 months - No mortgage late payments per Credit Report in Page #60,172-Djam Credit Package 2<br> 4. 5+ years credit history - Oldest tradeline date 05/01/2011 is greater then 5 years from closing date.<br> 5. No consumer late payments in the last 24 months - No consumer late payments per Credit Report in Page #60,172-Djam Credit Package 2<br> 6. Credit score >40 points than minimum required - calculated FICO 767 and minimum FICO 680 with 87 points difference which is > 40. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6248800 |
| 1032 |  | D A | Closed | FCOM4028 | 2025-11-12 22:20 | 2025-11-14 09:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6232854 |
| 1033 |  | D B A | Closed | FCOM4028 | 2025-11-13 05:47 | 2025-11-13 15:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/13/2025 <br>Resolved- - Due Diligence Vendor-11/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/13/2025 |  | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/13/2025 <br>Resolved-<br> - Due Diligence Vendor-11/13/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6235226 |
| 1033 |  | D B A | Closed | FPRO1251 | 2025-11-13 09:03 | 2025-11-13 09:03 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-As per guide for second lien property for rural and agricultural zoning is not allowed. <br> Exception form is provided to agricultural zoning.<br> Approved With Conditions [Redacted], rural pricing<br> Exception form is available in page no 449 of 450 - Due Diligence Vendor-11/13/2025 |  | Waived-As per guide for second lien property for rural and agricultural zoning is not allowed. <br> Exception form is provided to agricultural zoning.<br> Approved With Conditions [Redacted], rural pricing<br> Exception form is available in page no 449 of 450 - Due Diligence Vendor-11/13/2025<br>|  | 5 years on current job, Residual income >=3000$, 10 years or more in the same line of employment, No credit events past 40 months, No<br> mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below<br> maximum, has closed 1st lien on subject property with us, no lates | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6238623 |
| 1034 |  | D B A | Closed | FCOM4028 | 2025-11-13 07:49 | 2025-11-14 11:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/14/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6237099 |
| 1034 |  | D B A | Closed | FCRE6026 | 2025-11-13 09:03 | 2025-11-14 11:28 | Waived | 2 - Non-Material B | Credit | Income/Employment | Potential Employment/income Issues identified in the file | Waived-Exception for unstable income deposits<br> Approved with conditions of [Redacted]<br> Waiver on page 17 of 93 - Due Diligence Vendor-11/13/2025 |  | Waived-Exception for unstable income deposits<br> Approved with conditions of [Redacted]<br> Waiver on page 17 of 93 - Due Diligence Vendor-11/13/2025<br>|  | Revolving debt is under 30%, Residual income >=3000$, No credit events past 40 months, 5+ years credit history | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6238648 |
| 1035 |  | D B A C | Closed | FCRE8450 | 2025-11-13 15:01 | 2025-11-21 07:51 | Resolved | 1 - Information C A | Credit | Income/Employment | Rental Income not supported | Resolved-lender used leases in file - Due Diligence Vendor-11/21/2025 <br> Ready for Review-There were 2 new leases provided as the vacancies were in transition to being filled. All of this information is in the file and has been provided and reviewed by multiple parties. Hope this helps. - Buyer-11/20/2025 <br> Open-Unable to identify how lender calculated income reflecting on 1008 in the amount of $[Redacted].<br> This a multi family loan, rent supporting docs are on page #329, 376<br> Note: For now updated income as per lender to avoid dscr discrepancy - Due Diligence Vendor-11/13/2025 |  | Resolved-lender used leases in file - Due Diligence Vendor-11/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6245770 |
| 1035 |  | D B A C | Closed | FVAL9739 | 2025-11-13 14:59 | 2025-11-21 07:51 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-resolved with lender comments. Leases page 227 and 667 were located and lender is using this void vacancies issues - Due Diligence Vendor-11/21/2025 <br>Ready for Review-There were 2 new leases provided as the vacancies were in transition to being filled. All of this information is in the file and has been provided and reviewed by multiple parties. Hope this helps. - Buyer-11/20/2025 <br>Open-As per guide, More than 2 vacancies not allowed on multi family loan, refer pg #329 property has 3 vacant units - Due Diligence Vendor-11/13/2025 |  | Resolved-resolved with lender comments. Leases page 227 and 667 were located and lender is using this void vacancies issues - Due Diligence Vendor-11/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6245749 |
| 1035 |  | D B A C | Closed | FCOM3596 | 2025-11-14 09:00 | 2025-11-21 07:44 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Prepayment Rider | Resolved-no prepay per lender - Due Diligence Vendor-11/21/2025 <br>Ready for Review-I have confirmed that there is no prepayment penalty for this loan. - Buyer-11/20/2025 <br>Open- - Due Diligence Vendor-11/14/2025 |  | Resolved-no prepay per lender - Due Diligence Vendor-11/21/2025<br>|  | Please confirm there is no Prepayment Penalty for this loan. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6253646 |
| 1035 |  | D B A C | Closed | FCOM4028 | 2025-11-13 06:40 | 2025-11-13 15:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6235785 |
| 1035 |  | D B A C | Closed | FVAL5472 | 2025-11-13 09:51 | 2025-11-13 14:55 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-\*As per guide Gross living area < 500 square feet is not allowed <br> \*Exception form is provided to allow less then 500 sq ft for 2 units<br> \*Exception form pg. no 687 of 688<br> Approved as is - Due Diligence Vendor-11/13/2025 |  | Waived-\*As per guide Gross living area < 500 square feet is not allowed <br> \*Exception form is provided to allow less then 500 sq ft for 2 units<br> \*Exception form pg. no 687 of 688<br> Approved as is - Due Diligence Vendor-11/13/2025<br>|  | Several income sources and DTI below 45%, Reserves >6 months, Experienced LandLord with other porperty in the area, 704 GICO 1.269% Debt Service Ratio, 704 FICO, $1108,425 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6240223 |
| 1035 |  | D B A C | Closed | FCRE1200 | 2025-11-13 09:58 | 2025-11-13 10:01 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-\*As per guide when the property type is multifamily minimum [Redacted] is required<br> \*Exception form is provided to allow loan amount of [Redacted]<br> \*Approved Conditions [Redacted] Max, 0.25 to price<br> \*Exception Form is on pg no 686 of 688<br> - Due Diligence Vendor-11/13/2025 |  | Waived-\*As per guide when the property type is multifamily minimum [Redacted] is required<br> \*Exception form is provided to allow loan amount of [Redacted]<br> \*Approved Conditions [Redacted] Max, 0.25 to price<br> \*Exception Form is on pg no 686 of 688<br> - Due Diligence Vendor-11/13/2025 |  | Several income sources and DTI below 45%, Residual income >=3000$, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6240327 |
| 1036 |  | D A | Closed | FCOM4028 | 2025-11-12 21:52 | 2025-11-14 11:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6232747 |
| 1037 |  | D A | Closed | FCOM4028 | 2025-11-13 12:52 | 2025-11-14 14:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6243861 |
| 1038 |  | D B A | Closed | FCOM4028 | 2025-11-13 13:26 | 2025-11-14 16:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6244404 |
| 1038 |  | D B A | Closed | FVAL5472 | 2025-11-13 15:09 | 2025-11-14 15:59 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-\*As per guide For SFR rural surrounding properties should be located within 10+ acres.<br> \*Exception form is provided to allow property over max acreage on rural 14 acres<br> \*Approved Conditions [Redacted] max, 0.5 to price<br> \*Exception Form is on pg no 85 of 220<br> - Due Diligence Vendor-11/13/2025 |  | Waived-\*As per guide For SFR rural surrounding properties should be located within 10+ acres.<br> \*Exception form is provided to allow property over max acreage on rural 14 acres<br> \*Approved Conditions [Redacted] max, 0.5 to price<br> \*Exception Form is on pg no 85 of 220<br> - Due Diligence Vendor-11/13/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6245900 |
| 1039 |  | D B A | Closed | FCRE9994 | 2025-11-13 15:41 | 2025-11-25 09:33 | Waived | 2 - Non-Material C B | Credit | Eligibility | Original LTV (OLTV) does not meet eligibility requirement(s) | Waived-Exception to allow [Redacted]% ltv - Due Diligence Vendor-11/25/2025 <br> Ready for Review-Document Uploaded. Please find attached - Buyer-11/25/2025 <br> Open- - the max LTV for an owner occupied property with a 716 fico and a loan amount over [Redacted] is [Redacted]%. This loan closed at [Redacted]%. - Due Diligence Vendor-11/13/2025 |  | Waived-Exception to allow [Redacted]% ltv - Due Diligence Vendor-11/25/2025 |  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, 10 years or more in the same line of employment, No<br> credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Reserves >6 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 6246295 |
| 1039 |  | D B A | Closed | FCOM4028 | 2025-11-13 13:16 | 2025-11-14 13:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/14/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6244261 |
| 1040 |  | D A | Closed | FCOM4028 | 2025-11-13 14:07 | 2025-11-14 16:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6245072 |
| 1041 |  | D A | Closed | FCOM4028 | 2025-11-13 21:43 | 2025-11-14 14:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6247827 |
| 1042 |  | D A | Closed | FCOM4028 | 2025-11-13 21:14 | 2025-11-14 14:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6247693 |
| 1043 |  | D A | Closed | FCRE1158 | 2025-11-14 12:53 | 2025-11-20 07:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-11/20/2025 <br>Resolved-policy number is now present - Due Diligence Vendor-11/20/2025 <br>Ready for Review-Document Uploaded. Please review revised policy - Buyer-11/19/2025 <br>Open-Hazard Insurance Policy Partially Provided Policy # is missing in insurance document, refer page # 168 of 175 - Due Diligence Vendor-11/14/2025 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-11/20/2025 <br>Resolved-policy number is now present - Due Diligence Vendor-11/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6258957 |
| 1043 |  | D A | Closed | FCOM4028 | 2025-11-14 11:40 | 2025-11-17 13:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/14/2025 |  | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6257643 |
| 1044 |  | D A | Closed | FCOM4028 | 2025-11-14 06:55 | 2025-11-17 07:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6251283 |
| 1045 |  | D B A | Closed | FCOM4028 | 2025-11-14 11:45 | 2025-11-18 08:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6257731 |
| 1045 |  | D B A | Closed | FVAL5524 | 2025-11-14 12:47 | 2025-11-18 08:01 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Exception provided to allow Gross living area of Unit 1 < 500 square feet<br> Exception is on page #19 - Due Diligence Vendor-11/14/2025 |  | Waived-Exception provided to allow Gross living area of Unit 1 < 500 square feet<br> Exception is on page #19 - Due Diligence Vendor-11/14/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history,<br> LTV 10% below maximum<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 10/17/2025 60 CLTV Max, 0.375 to price | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6258857 |
| 1046 |  | D A | Closed | FCOM9970 | 2025-11-14 10:08 | 2025-11-18 09:00 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Compliance Documentation Unable to Test Compliance | Resolved-Documents provided are acceptable. - Due Diligence Vendor-11/18/2025 <br>Ready for Review-Document Uploaded. please review uploaded document - Seller-11/17/2025 <br>Open-Missing final TIL and/or other documentation necessary to run Compliance Testing. Need Loan Estimate, Service Provider List and Home Owners Counseling List. - Due Diligence Vendor-11/14/2025 | Ready for Review-Document Uploaded. please review uploaded document - Seller-11/17/2025<br>| Resolved-Documents provided are acceptable. - Due Diligence Vendor-11/18/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6255764 |
| 1046 |  | D A | Closed | FCOM1252 | 2025-11-14 09:56 | 2025-11-18 09:00 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Loan Estimate | Resolved-This is acceptable. - Due Diligence Vendor-11/18/2025 <br>Ready for Review-Document Uploaded. Initial LE is on page 39 of uploaded document - Seller-11/17/2025 <br>Open-Provide the missing initial Loan Estimate. - Due Diligence Vendor-11/14/2025 | Ready for Review-Document Uploaded. Initial LE is on page 39 of uploaded document - Seller-11/17/2025<br>| Resolved-This is acceptable. - Due Diligence Vendor-11/18/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6255494 |
| 1046 |  | D A | Closed | FCOM1797 | 2025-11-14 09:55 | 2025-11-18 08:59 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Service Provider List | Resolved-This is acceptable. - Due Diligence Vendor-11/18/2025 <br>Ready for Review-Document Uploaded. Please refer to page 42 of uploaded document - Buyer-11/17/2025 <br>Open-Provide the missing Service Provider List. - Due Diligence Vendor-11/14/2025 |  | Resolved-This is acceptable. - Due Diligence Vendor-11/18/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6255475 |
| 1046 |  | D A | Closed | FCRE9651 | 2025-11-14 08:10 | 2025-11-18 08:38 | Resolved | 1 - Information A | Credit | Missing Doc | Amortization Schedule missing from Closing Package. | Resolved-now present - Due Diligence Vendor-11/18/2025 <br>Ready for Review-Document Uploaded. Please review uploaded amortization schedule - Buyer-11/17/2025 <br>Open-Amortization Schedule is 'Missing'from the Closing Package. - Due Diligence Vendor-11/14/2025 |  | Resolved-now present - Due Diligence Vendor-11/18/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6252619 |
| 1046 |  | D A | Closed | FCOM1266 | 2025-11-14 08:10 | 2025-11-18 08:37 | Resolved | 1 - Information D A | Compliance | Missing Doc | Homeownership Counseling Disclosure Is Missing | Resolved-now present - Due Diligence Vendor-11/18/2025 <br>Ready for Review-Document Uploaded. Pleaser refer to pages 83-86 of uploaded package - Seller-11/17/2025 <br>Open-Homeownership Counseling Disclosure Is Missing - Due Diligence Vendor-11/14/2025 | Ready for Review-Document Uploaded. Pleaser refer to pages 83-86 of uploaded package - Seller-11/17/2025<br>| Resolved-now present - Due Diligence Vendor-11/18/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6252618 |
| 1046 |  | D A | Closed | FCOM1231 | 2025-11-14 08:05 | 2025-11-18 08:34 | Resolved | 1 - Information B A | Compliance | Missing Doc | The Initial 1003 is Missing | Resolved-The Initial 1003 is Present or Not Applicable (The 1003 Page Occupancy status is 'Investment'). - Due Diligence Vendor-11/18/2025 <br>Resolved-now present - Due Diligence Vendor-11/18/2025 <br>Ready for Review-Document Uploaded. Please refer to pages 3-20 of uploaded package - Seller-11/17/2025 <br>Open-The Initial 1003 is Missing and the 1003 Page Occupancy Status is 'Primary Residence'. - Due Diligence Vendor-11/14/2025 | Ready for Review-Document Uploaded. Please refer to pages 3-20 of uploaded package - Seller-11/17/2025<br>| Resolved-The Initial 1003 is Present or Not Applicable (The 1003 Page Occupancy status is 'Investment'). - Due Diligence Vendor-11/18/2025 <br>Resolved-now present - Due Diligence Vendor-11/18/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6252519 |
| 1046 |  | D A | Closed | FCOM4028 | 2025-11-14 07:57 | 2025-11-14 11:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/14/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6252362 |
| 1047 |  | D A | Closed | FCOM4028 | 2025-11-14 14:49 | 2025-11-17 15:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6260536 |
| 1048 |  | D A C | Closed | FCOM5814 | 2025-11-15 16:46 | 2025-11-18 13:50 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-now present - Due Diligence Vendor-11/18/2025 <br> Ready for Review-Document Uploaded. Please review uploaded print out and signed initial CD - Buyer-11/18/2025 <br> Open-Provide evidence CD [Redacted] was sent electronically. - Due Diligence Vendor-11/15/2025 |  | Resolved-now present - Due Diligence Vendor-11/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6264333 |
| 1048 |  | D A C | Closed | FCOM4028 | 2025-11-15 08:27 | 2025-11-17 14:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6263632 |
| 1049 |  | D B A | Closed | FCOM4028 | 2025-11-17 09:42 | 2025-11-19 07:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/19/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6273866 |
| 1049 |  | D B A | Closed | FCRE1317 | 2025-11-17 11:02 | 2025-11-19 07:14 | Waived | 2 - Non-Material B | Credit | Income/Employment | Borrower 1 Total Years Employment Verified is Less Than 24 Months | Waived-\*Exception is provided for Borrower's business has been in existence for less than 2 years (as of 9/5/24)<br> \*Approved as is<br> \*Exception form is on page #21 of 93 - Due Diligence Vendor-11/17/2025 |  | Waived-\*Exception is provided for Borrower's business has been in existence for less than 2 years (as of 9/5/24)<br> \*Approved as is<br> \*Exception form is on page #21 of 93 - Due Diligence Vendor-11/17/2025<br>|  | No credit events past 40 months, 5+ years credit history, LTV 10% below maximum | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6275984 |
| 1049 |  | D B A | Closed | FCRE6969 | 2025-11-17 11:01 | 2025-11-19 07:13 | Waived | 2 - Non-Material B | Credit | Eligibility | Gift Funds do not meet Guideline Requirements | Waived-Exception for seller giving a gift of equity but holding a private mortgage.<br> Approved as is<br> Waiver on page 21 of 93 - Due Diligence Vendor-11/17/2025 |  | Waived-Exception for seller giving a gift of equity but holding a private mortgage.<br> Approved as is<br> Waiver on page 21 of 93 - Due Diligence Vendor-11/17/2025<br>|  | No credit events past 40 months, 5+ years credit history, LTV 10% below maximum | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6275970 |
| 1050 |  | D A | Closed | FCOM4028 | 2025-11-18 12:34 | 2025-11-20 12:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6293491 |
| 1051 |  | D A | Closed | FCRE1253 | 2025-11-20 06:47 | 2025-11-26 09:14 | Resolved | 1 - Information C A | Credit | Eligibility | Missing Property Tax Cert | Resolved-Agree to accept tax information - Due Diligence Vendor-11/26/2025 <br> Ready for Review-The Tax bill was on file page 356. The revised 1008 was provided to reflect updated property taxes based to tax bill on file(you pointed it out at initial condition that taxes are not matching to what is disclosed on actual tax bill). - Buyer-11/25/2025 <br> Counter-Need actual cert not 1008 - Due Diligence Vendor-11/25/2025 <br> Ready for Review-Document Uploaded. Please review revised 1008,property taxes were updated to $[Redacted] based to tax bill on file . - Buyer-11/24/2025 <br> Open-Missing Property Tax Cert tax cert missing that equals $[Redacted]/ yr that lender used. Pages 356, 360 and 362 all show taxes less than half this amount - Due Diligence Vendor-11/20/2025 |  | Resolved-Agree to accept tax information - Due Diligence Vendor-11/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6318748 |
| 1051 |  | D A | Closed | FCOM4028 | 2025-11-20 06:32 | 2025-11-24 06:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6318489 |
| 1052 |  | D A | Closed | FCOM4028 | 2025-11-20 07:44 | 2025-11-24 06:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/24/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6320030 |
| 1053 |  | D A | Closed | FCOM4028 | 2025-11-19 09:55 | 2025-11-20 05:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6306346 |
| 1054 |  | D A | Closed | FCOM4028 | 2025-11-20 06:40 | 2025-11-21 12:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6318651 |
| 1055 |  | D A | Closed | FCRE1501 | 2025-11-20 11:51 | 2026-01-28 09:27 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted]- Due Diligence Vendor-01/28/2026 <br> Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted]- Due Diligence Vendor-12/02/2025 <br> Resolved-lender is using the 11/3 guidelines and updated removing the 6 months FTHB requirement While file applied prior, closed after this date and they are applying. Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-12/01/2025 <br> Ready for Review-Per the new guidelines we need 3 months reserves. 5% of [Redacted] is $[Redacted], cash to close is $[Redacted] plus EMD $[Redacted]. Borrower has sufficient funds - Buyer-11/26/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $[Redacted] is less than Total Required Reserve Amount of $[Redacted] - Verified assets $[Redacted], 6 months required reserves $[Redacted], Cash to close $[Redacted] - borrower short $[Redacted] for reserves. - Due Diligence Vendor-11/20/2025 |  | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-01/28/2026 <br> Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-12/02/2025 <br> Resolved-lender is using the 11/3 guidelines and updated removing the 6 months FTHB requirement While file applied prior, closed after this date and they are applying. Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-12/01/2025 |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6329555 |
| 1055 |  | D A | Closed | FCRE0626 | 2025-11-20 11:56 | 2025-12-01 11:35 | Resolved | 1 - Information C A | Credit | Closing | Borrower Minimum Contribution Towards Purchase Not Met | Resolved-agreed , new guidelines - Due Diligence Vendor-12/01/2025 <br> Ready for Review-<br>Per the new guidelines we need 3 months reserves. 5% of MBC is $[Redacted], cash to close is $[Redacted] plus EMD $[Redacted]. Borrower has sufficient funds<br> - Buyer-11/26/2025 <br> Open- - First time home buyer minimum contribution is 5%. Borrower only contributed[Redacted]%. - Due Diligence Vendor-11/20/2025 |  | Resolved-agreed , new guidelines - Due Diligence Vendor-12/01/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6329609 |
| 1055 |  | D A | Closed | FCOM4028 | 2025-11-20 11:09 | 2025-11-24 14:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/24/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6328719 |
| 1056 |  | D B A | Closed | FCOM4028 | 2025-11-20 12:50 | 2025-11-21 13:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/21/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6330751 |
| 1056 |  | D B A | Closed | FCRE6763 | 2025-11-20 13:58 | 2025-11-20 13:58 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income documentation does not meet guidelines | Waived-Waived-As per guide, All parties listed on each bank account must also be borrowers on the loan (personal bank statements)<br> \*Exception form is provided to allow with co-owner of one of bank accs not on the loan<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 11 of 182, Bank Statements page 1 of951, LOE page 152 of 182 - Due Diligence Vendor-11/20/2025 - Due Diligence Vendor-11/20/2025 |  | Waived-Waived-As per guide, All parties listed on each bank account must also be borrowers on the loan (personal bank statements)<br> \*Exception form is provided to allow with co-owner of one of bank accs not on the loan<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 11 of 182, Bank Statements page 1 of951, LOE page 152 of 182 - Due Diligence Vendor-11/20/2025 - Due Diligence Vendor-11/20/2025<br>|  | Several income sources and DTI below 45%, DTI >=10% lower than loan program, No credit events past 40 months, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, both borrowers 7+ years in profession, two sources of income | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6332120 |
| 1056 |  | D B A | Closed | FCRE1437 | 2025-11-20 13:55 | 2025-11-20 13:55 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-Waived-As per guide, If the borrower's business registered as single-member LLC/Corporations then the borrower must provide Articles of Incorporation and most recent filing with secretary of state. If articles of Incorporation do not list its owners, then CPA Letter with Ownership Breakdown or Addendum will be required. CPA/Tax Preparer/Enrolled tax agent must have either filed or reviewed previous year returns or financial audit. <br> \*Exception form is provided to allow without CPA letter<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 10 of 182 - Due Diligence Vendor-11/20/2025 - Due Diligence Vendor-11/20/2025 |  | Waived-Waived-As per guide, If the borrower's business registered as single-member LLC/Corporations then the borrower must provide Articles of Incorporation and most recent filing with secretary of state. If articles of Incorporation do not list its owners, then CPA Letter with Ownership Breakdown or Addendum will be required. CPA/Tax Preparer/Enrolled tax agent must have either filed or reviewed previous year returns or financial audit. <br> \*Exception form is provided to allow without CPA letter<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 10 of 182 - Due Diligence Vendor-11/20/2025 - Due Diligence Vendor-11/20/2025<br>|  | Several income sources and DTI below 45%, DTI >=10% lower than loan program, No credit events past 40 months, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, both borrowers 7+ years in profession, two sources of income | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6332063 |
| 1057 |  | D A | Closed | FCRE9991 | 2025-11-21 08:54 | 2025-12-01 12:15 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-updated DTI now present - Due Diligence Vendor-12/01/2025 <br> Ready for Review-Document Uploaded. Please find revised Tape, approval letter and 1008 attached - Buyer-11/28/2025 <br> Open->DTI is off by 2.829<br> >DTI should be [Redacted]%. Approval is 43.60%. PITIA is $[Redacted] + Debts from Credit report of $[Redacted] / Income of $[Redacted]= [Redacted]%<br> >Reason: Lender has incorrectly considered first PI of $[Redacted], verified doc on page #54 of 110, 364 of 514 and considered PI of $[Redacted] accordingly - Due Diligence Vendor-11/21/2025 |  | Resolved-updated DTI now present - Due Diligence Vendor-12/01/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6340648 |
| 1057 |  | D A | Closed | FCOM4028 | 2025-11-21 06:56 | 2025-11-24 12:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/24/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6338601 |
| 1058 |  | D A | Closed | FCRE6206 | 2025-11-24 12:35 | 2025-11-26 09:18 | Resolved | 1 - Information B A | Credit | Title | Mortgagee Clauses is missing or incorrect on Title Commitment or Final Policy | Resolved-Received updated mtg clause - Due Diligence Vendor-11/26/2025 <br>Ready for Review-Document Uploaded. Please revie wuploaded TC with mortgagee clause - Buyer-11/25/2025 <br>Open-Mortgagee Clause is 'No'. Mortgagee Clause is missing or incorrect on Title Commitment or Final Policy. Mortgagee Clause is missing on Title Commitment pg #28, 34 of 69 - Due Diligence Vendor-11/24/2025 |  | Resolved-Received updated mtg clause - Due Diligence Vendor-11/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6369945 |
| 1058 |  | D A | Closed | FCOM4028 | 2025-11-21 06:43 | 2025-11-24 12:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/24/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/24/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6338418 |
| 1059 |  | D A | Closed | FCOM4028 | 2025-11-21 07:31 | 2025-11-24 13:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6339103 |
| 1060 |  | D A C | Closed | 2260 | 2025-11-21 13:13 | 2025-11-26 09:08 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-No ppm - Due Diligence Vendor-11/26/2025 <br>Ready for Review-As per lock ,no PPP,there was an adjustment for 0 Years PPP - Buyer-11/25/2025 <br>Open-Pre-Payment is not present in file, please confirm there is no prepayment. - Due Diligence Vendor-11/21/2025 |  | Resolved-No ppm - Due Diligence Vendor-11/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6346841 |
| 1060 |  | D A C | Closed | FCOM4028 | 2025-11-21 11:12 | 2025-11-25 08:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6344763 |
| 1061 |  | D A | Closed | FCOM4028 | 2025-11-21 11:18 | 2025-11-24 15:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/24/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6344853 |
| 1062 |  | D A | Closed | FCOM4028 | 2025-11-24 02:56 | 2025-11-25 10:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6358445 |
| 1063 |  | D A | Closed | FCOM4028 | 2025-11-21 13:43 | 2025-11-25 08:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6347317 |
| 1064 |  | D A | Closed | FCOM4028 | 2025-11-24 13:16 | 2025-11-25 12:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-11/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/24/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-11/25/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6370798 |
| 1065 |  | D B A | Closed | FCOM4028 | 2025-11-24 08:50 | 2025-11-25 12:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-11/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/24/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-11/25/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6362733 |
| 1065 |  | D B A | Closed | FVAL3867 | 2025-11-24 09:30 | 2025-11-24 09:30 | Waived | 2 - Non-Material B | Property | Property | Property is Mixed Use | Waived-Waived-As per guide, Guideline prohibit the use of an O/O SFR for business use - mixed use.<br> \*Exception form is provided to allow use of home as a care facility for a few individuals. Home has minimal modifications.<br> \*Approved Conditions: [Redacted] max Loan Amount.<br> \*Exception form is on page #395 of 553 - Due Diligence Vendor-11/24/2025 - Due Diligence Vendor-11/24/2025 |  | Waived-Waived-As per guide, Guideline prohibit the use of an O/O SFR for business use - mixed use.<br> \*Exception form is provided to allow use of home as a care facility for a few individuals. Home has minimal modifications.<br> \*Approved Conditions: [Redacted] max Loan Amount.<br> \*Exception form is on page #395 of 553 - Due Diligence Vendor-11/24/2025 - Due Diligence Vendor-11/24/2025 |  | Revolving debt under 30%, Residual income > $3,000, No credit events past 40 months, No mortgage lates last 24 months, 5+ yrs credit history, Credit Score > 40 points above program minimum. | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6365433 |
| 1066 |  | D A | Closed | FCRE9991 | 2025-11-24 11:17 | 2025-12-02 14:02 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender updated income and DTI - Due Diligence Vendor-12/02/2025 <br> Ready for Review-Document Uploaded. Please review revise dincome WS and updated 1008 indicating DTI 43.24% - Buyer-12/02/2025 <br> Counter-disagree. Your income calculation has 13 months of income Sept 2024- Sept 2025 but only divided by 12. please review the income worksheet. income needs to be reworked and finding is valid. - Due Diligence Vendor-12/01/2025 <br> Ready for Review-As per income WS-12 months bank statements were used for income qualification and calculations.DTI is accurate. - Buyer-11/26/2025 <br> Open-Tape / 1008 DTI is 37.88%. Should be 43.24% due to miscalculation of bank statements. Per Worksheet, page 415, lender used 13 months to arrive at Co-bwr's qualifying income of $[Redacted]. There are only 12 months in file as the 09/2024 statement should not have been included. Removing this month, recalculates the co-borrowers qualifying income as $[Redacted]. $[Redacted] (PITIA) + $[Redacted] (Debts) = $[Redacted] / Total qualifying income of $[Redacted] (B1 of $[Redacted] + B2 of $[Redacted]) = [Redacted]%. - Due Diligence Vendor-11/24/2025 |  | Resolved-lender updated income and DTI - Due Diligence Vendor-12/02/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6367952 |
| 1066 |  | D A | Closed | FCOM4028 | 2025-11-24 10:21 | 2025-11-25 12:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-11/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/24/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-11/25/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6366606 |
| 1067 |  | D A | Closed | FCOM4028 | 2025-11-25 06:44 | 2025-11-26 10:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6379977 |
| 1068 |  | D A | Closed | FCOM4028 | 2025-11-24 11:54 | 2025-11-26 07:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6368944 |
| 1069 |  | D B A | Closed | FCOM4028 | 2025-11-24 13:41 | 2025-11-26 08:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6371290 |
| 1069 |  | D B A | Closed | FVAL5472 | 2025-11-24 15:17 | 2025-11-24 15:17 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-\*As per guide Gross living area < 500 square feet is not allowed<br> \*Exception form is provided to allow less then 500 sq ft for one apt is 425 sq feet (less than 500)<br> \*Approved Conditions [Redacted] max, 0.5 to price<br> \*Exception Form is on pg no 20 of 112<br> - Due Diligence Vendor-11/24/2025 |  | Waived-\*As per guide Gross living area < 500 square feet is not allowed<br> \*Exception form is provided to allow less then 500 sq ft for one apt is 425 sq feet (less than 500)<br> \*Approved Conditions [Redacted] max, 0.5 to price<br> \*Exception Form is on pg no 20 of 112<br> - Due Diligence Vendor-11/24/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history,No consumer late payments in the last 24 months, LTV 10% below maximum | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6373865 |
| 1069 |  | D B A | Closed | FVAL3867 | 2025-11-24 15:12 | 2025-11-24 15:12 | Waived | 2 - Non-Material B | Property | Property | Property is Mixed Use | Waived-\*As per guide for Mixed use commercial space cannot exceed 49%<br> \*Exception form is provided to allow commercial space more than 49%<br> \*Approved Conditions [Redacted] max, 0.5 to price<br> \*Exception Form is on pg no 20 of 112<br> - Due Diligence Vendor-11/24/2025 |  | Waived-\*As per guide for Mixed use commercial space cannot exceed 49%<br> \*Exception form is provided to allow commercial space more than 49%<br> \*Approved Conditions [Redacted] max, 0.5 to price<br> \*Exception Form is on pg no 20 of 112<br> - Due Diligence Vendor-11/24/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6373352 |
| 1070 |  | D A | Closed | FCRE6914 | 2025-11-25 07:08 | 2025-12-31 08:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Citizenship Documentation Not Provided | Resolved-perm card now present - Due Diligence Vendor-12/31/2025 <br>Ready for Review-Document Uploaded. Uploaded - Buyer-12/31/2025 <br>Open-Borrower 2 Citizenship Documentation Is Missing missing perm res card - Due Diligence Vendor-11/25/2025 |  | Resolved-perm card now present - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6380463 |
| 1071 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 1072 |  | D B A | Closed | FCRE1145 | 2025-11-25 12:47 | 2025-12-26 08:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Title Document is fully Present - Due Diligence Vendor-12/26/2025 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-12/24/2025 <br>Counter-still missing. this is just the Title jacket. no prelim found - Due Diligence Vendor-12/02/2025 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-12/02/2025 <br>Open-Title Document is missing - Due Diligence Vendor-11/26/2025 |  | Resolved-Title Document is fully Present - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 6388176 |
| 1072 |  | D B A | Closed | FCOM4028 | 2025-11-25 11:30 | 2025-11-26 15:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/26/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 6386915 |
| 1072 |  | D B A | Closed | FPRO2525 | 2025-11-25 14:00 | 2025-11-26 15:35 | Waived | 2 - Non-Material B | Property | Property | Insurance Deductible is Outside of Program Allowance | Waived-\*As per guide The maximum allowable deductible for all required property insurance perils is 10% of the property insurance coverage amount<br> \*Exception is provided to proceed the loan with deductible more than 10%<br> \*Exception is on pg 49 of 156<br> \*Approved With Conditions 0.25 to price, extended HO6 is required (LA coverage,Wind included). - Due Diligence Vendor-11/25/2025 |  | Waived-\*As per guide The maximum allowable deductible for all required property insurance perils is 10% of the property insurance coverage amount<br> \*Exception is provided to proceed the loan with deductible more than 10%<br> \*Exception is on pg 49 of 156<br> \*Approved With Conditions 0.25 to price, extended HO6 is required (LA coverage,Wind included). - Due Diligence Vendor-11/25/2025<br>|  | \*5 years on current job, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, 5+ years credit history, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | Originator Pre-Close | Yes | 6389776 |
| 1073 |  | D A | Closed | FCOM4028 | 2025-11-25 21:39 | 2025-12-01 07:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6393500 |
| 1074 |  | D A | Closed | FCRE9991 | 2025-11-26 06:32 | 2026-01-14 12:13 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender updated DSCR score on tape and now matches - Due Diligence Vendor-01/14/2026 <br> Ready for Review-Document Uploaded. PI $[Redacted] + HOI $[Redacted] + Flood ins $[Redacted] + Wind ins $[Redacted] + taxes $[Redacted] = $1,[Redacted] - Buyer-01/14/2026 <br> Counter-DSCR is still wrong. HO insurance premium is $[Redacted]/ yr and 1008 ahs $[Redacted]/mo. PITIA is $[Redacted] not $[Redacted].<br> - Due Diligence Vendor-01/12/2026 <br> Ready for Review-Document Uploaded. Please see attached the revised docs and tape with corrected insurance amount. The rent calculation is also attached - Buyer-01/12/2026 <br> Open-Originator DSCR Is 1.857 and the Calculated DSCR is 1.871, the Variance is 0.014<br> DSCR calculation : Rent amount $[Redacted] / PITIA [Redacted]= 1.871.Insurance premium and rent amounts are not matching with 1008. - Due Diligence Vendor-11/26/2025 |  | Resolved-lender updated DSCR score on tape and now matches - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6397842 |
| 1074 |  | D A | Closed | FCOM4028 | 2025-11-26 05:15 | 2025-12-01 07:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6397006 |
| 1075 |  | D A | Closed | FCOM4028 | 2025-11-26 06:46 | 2025-12-01 12:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6398053 |
| 1076 |  | D A | Closed | FCOM1221 | 2025-11-26 13:15 | 2026-01-12 07:47 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-recorded mortgage missing pages are now present - Due Diligence Vendor-01/12/2026 <br>Ready for Review-Document Uploaded. Please find the recorded Mortgage attached - Buyer-01/12/2026 <br>Open-The Deed of Trust is Incomplete - Missing page 2 and page 18 of the Deed of Trust - Due Diligence Vendor-11/26/2025 |  | Resolved-recorded mortgage missing pages are now present - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6407754 |
| 1076 |  | D A | Closed | FCOM4028 | 2025-11-26 13:15 | 2025-12-01 13:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/01/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6407753 |
| 1077 |  | D A | Closed | FCOM4028 | 2025-12-01 06:53 | 2025-12-02 10:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/02/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6426640 |
| 1078 |  | D A | Closed | FCOM4028 | 2025-12-01 03:16 | 2025-12-02 14:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6424790 |
| 1079 |  | D B A | Closed | FCOM4028 | 2025-12-01 00:11 | 2025-12-02 15:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6424141 |
| 1079 |  | D B A | Closed | FVAL5474 | 2025-12-01 02:00 | 2025-12-01 07:11 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Parkchester. Loan was submitted prior to UW changes, However exception document is in page # 92 of Credit Package 2.pdf - Due Diligence Vendor-12/01/2025 |  | Waived-Parkchester. Loan was submitted prior to UW changes, However exception document is in page # 92 of Credit Package 2.pdf - Due Diligence Vendor-12/01/2025<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 5+ years credit history-Oldest tradeline date in CBR page # 66 of Credit Package2.pdf is 11/01/2011<br> No consumer late payments in the last 24 months-No Consumer late payments in CBR Page #66 of Credit Package 2.pdf | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6424511 |
| 1080 |  | D A | Closed | FCOM4028 | 2025-12-01 05:28 | 2025-12-02 12:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6425675 |
| 1081 |  | D A | Closed | FCRE1158 | 2025-12-01 06:33 | 2026-01-27 10:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-lender upated ins premium to $1082 and dscr was updated 1.3 - Due Diligence Vendor-01/27/2026 <br>Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-01/27/2026 <br>Ready for Review-Document Uploaded. Please see attached PCCD, first payment letter, and initial escrow disclosure statment. - Buyer-01/27/2026 <br>Open-Hazard Insurance Policy Partially Provided Premium amount in provided Hazard Insurance document not matching with 1008. As per now, considered monthly premium from 1008 to avoid DSCR discrepancy. - Due Diligence Vendor-12/01/2025 |  | Resolved-lender upated ins premium to $1082 and dscr was updated 1.3 - Due Diligence Vendor-01/27/2026 <br>Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-01/27/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6426377 |
| 1081 |  | D A | Closed | FCOM4028 | 2025-12-01 00:18 | 2025-12-02 12:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6424165 |
| 1082 |  | D A | Closed | FCOM4028 | 2025-12-01 03:34 | 2025-12-02 12:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6424882 |
| 1083 |  | D A | Closed | FCOM4028 | 2025-12-01 11:07 | 2025-12-03 06:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6431407 |
| 1084 |  | D B A | Closed | FCOM4028 | 2025-12-01 07:12 | 2025-12-02 15:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6426928 |
| 1084 |  | D B A | Closed | FVAL5472 | 2025-12-01 09:01 | 2025-12-01 09:01 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived--As per guide minimum area for a single unit must be 500 SQ FT<br> - Exception from provided to proceed with loan as 3 unit size below 500 SQ FT<br> - Approved Condition :- As is<br> - Exception from on pg. no 20 of 101. - Due Diligence Vendor-12/01/2025 |  | Waived--As per guide minimum area for a single unit must be 500 SQ FT<br> - Exception from provided to proceed with loan as 3 unit size below 500 SQ FT<br> - Approved Condition :- As is<br> - Exception from on pg. no 20 of 101. - Due Diligence Vendor-12/01/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6428804 |
| 1084 |  | D B A | Closed | FCRE1200 | 2025-12-01 08:59 | 2025-12-01 08:59 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived--As per guide minimum Loan amount is $[Redacted] for Multi Unit<br> - Exception form Provided to proceed with loan as File Loan amount is less than 400K<br> - Approved Condition :- 0.5 to Price<br> - Exception form on pg. no 19 of 101. - Due Diligence Vendor-12/01/2025 |  | Waived--As per guide minimum Loan amount is $[Redacted] for Multi Unit<br> - Exception form Provided to proceed with loan as File Loan amount is less than 400K<br> - Approved Condition :- 0.5 to Price<br> - Exception form on pg. no 19 of 101. - Due Diligence Vendor-12/01/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6428740 |
| 1085 |  | D A | Closed | FVAL1039 | 2025-12-03 08:23 | 2025-12-05 13:31 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-avm now present for transferred appraisal requirement - Due Diligence Vendor-12/05/2025 <br>Ready for Review-Document Uploaded. - Buyer-12/05/2025 <br>Open-The transferred appraisal value has to be supported with a Secondary Valuation product, missing in file - Due Diligence Vendor-12/03/2025 |  | Resolved-avm now present for transferred appraisal requirement - Due Diligence Vendor-12/05/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6463565 |
| 1085 |  | D A | Closed | FCOM4028 | 2025-12-01 12:01 | 2025-12-03 08:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/03/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6432936 |
| 1086 |  | D A | Closed | FCRE8012 | 2025-12-01 15:02 | 2025-12-26 08:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Purchase Contract | Resolved-now present - Due Diligence Vendor-12/26/2025 <br>Ready for Review-Document Uploaded. uploaded - Buyer-12/24/2025 <br>Open-Fully executed Purchase Agreement or Sales Contract is required. Only addendum is on page #71, 73 of 115 - Due Diligence Vendor-12/01/2025 |  | Resolved-now present - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6436734 |
| 1086 |  | D A | Closed | FCOM4028 | 2025-12-01 11:17 | 2025-12-03 07:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6431606 |
| 1087 |  | D B A | Closed | FCOM4028 | 2025-12-01 14:15 | 2025-12-03 09:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6435894 |
| 1087 |  | D B A | Closed | FVAL3867 | 2025-12-03 09:04 | 2025-12-03 09:04 | Waived | 2 - Non-Material B | Property | Property | Property is Mixed Use | Waived-As Per guide Commercial Space must not exceed 49% of building area<br> Exception form is provide to processed with the loan as Commercial Space 56%<br> Exception form is on page no. 26 of 184<br> Approve condition [Redacted] max - Due Diligence Vendor-12/03/2025 |  | Waived-As Per guide Commercial Space must not exceed 49% of building area<br> Exception form is provide to processed with the loan as Commercial Space 56%<br> Exception form is on page no. 26 of 184<br> Approve condition [Redacted] max - Due Diligence Vendor-12/03/2025<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Experienced investor, DSCR > 1.25 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6464669 |
| 1088 |  | D B A | Closed | FCOM4028 | 2025-12-03 00:40 | 2025-12-04 14:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6459359 |
| 1088 |  | D B A | Closed | FCRE8459 | 2025-12-03 03:01 | 2025-12-03 06:30 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower Entity Ownership does not meet guidelines | Waived-The vesting LLC is series LLC owner by a partner LLC per supporting document in Page #472, However exception document is in page # 518 - Due Diligence Vendor-12/03/2025 |  | Waived-The vesting LLC is series LLC owner by a partner LLC per supporting document in Page #472, However exception document is in page # 518 - Due Diligence Vendor-12/03/2025<br>|  | No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months- No recent Mortgage late payments in CBR Page #615. latest late payment is on 05/22<br> Reserves >6 months-Calculated reserves in File is 165.72 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6459971 |
| 1089 |  | D A | Closed | FCOM4028 | 2025-12-02 04:07 | 2025-12-03 13:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6441774 |
| 1090 |  | D A | Closed | FCRE1293 | 2025-12-02 09:35 | 2025-12-30 06:23 | Resolved | 1 - Information C A | Credit | Income/Employment | Income 2 Months Income Verified is Missing | Resolved-Income 2 Months Income Verified is Present and lender adjusted DTI with lease and proof of payments of rent. DTI now matches at 36% - Due Diligence Vendor-12/30/2025 <br> Ready for Review-Document Uploaded. Please review uploaded revised 1008 &1003.Rental income was $[Redacted] - Buyer-12/30/2025 <br> Ready for Review-Document Uploaded. Please review uploaded lease and proof of 2 months rent deposits. - Buyer-12/29/2025 <br> Counter-this is not supporting the $[Redacted] rents for [Redacted]. We need proof of this rental income to use - Due Diligence Vendor-12/29/2025 <br> Ready for Review-Document Uploaded. Please review uploaded deposits for rent (reference transactions 08/29;09/29) - Buyer-12/26/2025 <br> Open-Income 2 Months Income Verified is Missing Rent Document is missing to verify rent income of $[Redacted] for Property address [Redacted]". refer pg. no 58 of 136. - Due Diligence Vendor-12/02/2025 |  | Resolved-Income 2 Months Income Verified is Present and lender adjusted DTI with lease and proof of payments of rent. DTI now matches at 36% - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6448590 |
| 1090 |  | D A | Closed | FCOM4028 | 2025-12-02 07:49 | 2025-12-03 12:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6444536 |
| 1091 |  | D A | Closed | 123ABJ | 2025-12-02 07:37 | 2025-12-26 08:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VVOE dated within 10 days consummation | Resolved-paystub right before closing used for VVOE is now present - Due Diligence Vendor-12/26/2025 <br> Ready for Review-Document Uploaded. YTD paystub 11/12/2025 for borrower 1 uploaded - Buyer-12/24/2025 <br> Open-\*For Borrower1 VVOE for "[Redacted]" is missing in file - Due Diligence Vendor-12/02/2025 |  | Resolved-paystub right before closing used for VVOE is now present - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6444311 |
| 1091 |  | D A | Closed | FCOM4028 | 2025-12-01 16:15 | 2025-12-03 09:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/03/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6437577 |
| 1092 |  | D A | Closed | FCOM4028 | 2025-12-02 05:57 | 2025-12-04 13:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6442641 |
| 1093 |  | D A | Closed | FCRE9991 | 2025-12-04 11:53 | 2025-12-29 09:42 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender updated their DSCR and now matches - Due Diligence Vendor-12/29/2025 <br> Ready for Review-Document Uploaded. Please review uploaded revised 1008 ,HOA dues were removed ,DSCR now is matching 1.732 - Buyer-12/26/2025 <br> Open-DSCR is 1.732 ($[Redacted]). Lender added in HOA dues but subject is not a PUD - Due Diligence Vendor-12/04/2025 |  | Resolved-lender updated their DSCR and now matches - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6489613 |
| 1093 |  | D A | Closed | FCOM4028 | 2025-12-02 03:32 | 2025-12-04 11:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6441632 |
| 1094 |  | D A | Closed | FCOM4028 | 2025-12-03 02:02 | 2025-12-05 14:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6459714 |
| 1095 |  | D A | Closed | FCOM4028 | 2025-12-02 13:43 | 2025-12-05 14:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6454197 |
| 1096 |  | D A | Closed | FCOM1227 | 2025-12-02 11:57 | 2026-01-12 08:15 | Resolved | 1 - Information D A | Compliance | Missing Doc | PUD Rider is Missing | Resolved-pud rider now present - Due Diligence Vendor-01/12/2026 <br>Ready for Review-Document Uploaded. Please review uploaded re-recorded mtg with PUD rider - Seller-01/09/2026 <br>Counter-disagree it is located in PUD. a single family home can be in a PUD. PUD Rider is required - Due Diligence Vendor-12/08/2025 <br>Ready for Review-Document Uploaded. Correct - it'spointing out that it's a SFR property it does not state that property is PUD - Seller-12/05/2025 <br>Counter-disagree. Title has CC&RS recorded in legal description and the appraisal says it is a PUD. Also note page 70 of pck 2 Item 9 amendment to title states Type of Dwelling: Single Family Residential located in a Planned Unit Development - Due Diligence Vendor-12/04/2025 <br>Ready for Review-As per legal description the subject property is not a PUD - Buyer-12/04/2025 <br>Open-PUD Rider is Missing PUD rider is missing<br> Note: As per appraisal report on page #94 property type is PUD. - Due Diligence Vendor-12/02/2025 | Ready for Review-Document Uploaded. Please review uploaded re-recorded mtg with PUD rider - Seller-01/09/2026 <br>Ready for Review-Document Uploaded. Correct - it'spointing out that it's a SFR property it does not state that property is PUD - Seller-12/05/2025<br>| Resolved-pud rider now present - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6451841 |
| 1096 |  | D A | Closed | FCRE1158 | 2025-12-02 10:54 | 2025-12-08 12:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-policy number now present - Due Diligence Vendor-12/08/2025 <br>Ready for Review-Document Uploaded. Please review uploaded revised policy - Buyer-12/08/2025 <br>Open-Hazard Insurance Policy Partially Provided Hazard Insurance policy number is missing on HOI page #6 of 108 - Due Diligence Vendor-12/03/2025 |  | Resolved-policy number now present - Due Diligence Vendor-12/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6450437 |
| 1096 |  | D A | Closed | FCOM4028 | 2025-12-02 09:00 | 2025-12-03 15:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/03/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6446496 |
| 1097 |  | D A | Closed | FCRE1173 | 2025-12-03 12:45 | 2025-12-26 09:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Master Condo Insurance Policy is Missing | Resolved-HO-6 Master Insurance Policy is fully present - Due Diligence Vendor-12/26/2025 <br>Resolved-now present - Due Diligence Vendor-12/26/2025 <br>Ready for Review-Document Uploaded. Uploaded - Buyer-12/24/2025 <br>Open-Missing Master Condo Insurance Policy - Due Diligence Vendor-12/03/2025 |  | Resolved-HO-6 Master Insurance Policy is fully present - Due Diligence Vendor-12/26/2025 <br>Resolved-now present - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6471432 |
| 1097 |  | D A | Closed | FCOM4028 | 2025-12-03 11:35 | 2025-12-05 13:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6469747 |
| 1098 |  | D A | Closed | FCOM4028 | 2025-12-04 07:33 | 2025-12-26 12:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon receipt. - Buyer-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6482152 |
| 1099 |  | D B A | Closed | FCRE9991 | 2025-12-04 10:56 | 2025-12-29 12:03 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-rent clarification received. used tenant rent from 1007, DSCR now matches - Due Diligence Vendor-12/29/2025 <br> Ready for Review-Document Uploaded. Occupancy is "tenant" in which gross rental income should match appraisal. Updated gross monthly rental income in our system to match. Please, disregard [Redacted]. Please, see attached updated lock confirmation and updated tape. - Buyer-12/29/2025 <br> Open-\*DSCR Score difference is 0.269, Lender score is 1.079<br> \*Document in file 1007 pg. 464 of 489, Rent 4700. [Redacted] on pg. no 10 of 90 rent 4211.19<br> \*DSCR score should Rent /PITI-$[Redacted]=0.810<br> \*Reason unable to identify how lender calculated DSCR score - Due Diligence Vendor-12/04/2025 |  | Resolved-rent clarification received. used tenant rent from 1007, DSCR now matches - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6487884 |
| 1099 |  | D B A | Closed | FCRE1159 | 2025-12-04 10:06 | 2025-12-26 12:29 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Hazard Insurance Effective Date of [Redacted] is prior to or equal to the Note Date of [Redacted]Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-12/26/2025 <br> Ready for Review-Policy included in package (57-59 of 90 in part 2) shows effective dates [Redacted] which falls within the note and disbursement dates. - Buyer-12/26/2025 <br> Open-Hazard Insurance Effective Date of [Redacted] is after the Note Date of[Redacted] HO-6 Insurance Policy Effective Date of [Redacted]is after the Note Date and Disbursement date is 12/02/2025<br> - Due Diligence Vendor-12/04/2025 |  | Resolved-Hazard Insurance Effective Date of [Redacted]is prior to or equal to the Note Date of[Redacted]Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-12/26/2025 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6486667 |
| 1099 |  | D B A | Closed | FCOM4028 | 2025-12-04 09:11 | 2025-12-08 17:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6484555 |
| 1099 |  | D B A | Closed | FVAL5472 | 2025-12-04 11:04 | 2025-12-04 11:04 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-\*As per guide Properties determined to be 'Urban' cannot exceed 10 acres.<br> \*Exception form is provided to allow [Redacted] acres<br> \*Approved Conditions [Redacted] Max, 0.25 to price<br> \*Exception Form is on pg no 76 of 90<br> - Due Diligence Vendor-12/04/2025 |  | Waived-\*As per guide Properties determined to be 'Urban' cannot exceed 10 acres.<br> \*Exception form is provided to allow [Redacted] acres<br> \*Approved Conditions [Redacted] Max, 0.25 to price<br> \*Exception Form is on pg no 76 of 90<br> - Due Diligence Vendor-12/04/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required<br>| [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6488110 |
| 1100 |  | D A C | Closed | 2260 | 2025-12-04 10:24 | 2025-12-26 09:23 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-none per lender - Due Diligence Vendor-12/26/2025 <br>Ready for Review-Document Uploaded. There is no Prepayment Penalty, what is reflected in final CD. - Buyer-12/24/2025 <br>Open-Confirm No prepayment - Due Diligence Vendor-12/04/2025 |  | Resolved-none per lender - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6487122 |
| 1100 |  | D A C | Closed | FCOM4028 | 2025-12-04 07:56 | 2025-12-08 17:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6482578 |
| 1101 |  | D B A | Closed | FCOM4028 | 2025-12-05 11:15 | 2025-12-08 13:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6507253 |
| 1101 |  | D B A | Closed | FPRO1251 | 2025-12-05 13:40 | 2025-12-05 13:40 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-As per guide Commercial Zoning is not allow<br> Exception is provided to allow Commercial zoning<br> Exception form is on 9 of 80<br> Approve with condition Max LA [Redacted] - Due Diligence Vendor-12/05/2025 |  | Waived-As per guide Commercial Zoning is not allow<br> Exception is provided to allow Commercial zoning<br> Exception form is on 9 of 80<br> Approve with condition Max LA [Redacted] - Due Diligence Vendor-12/05/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6511148 |
| 1102 |  | D B A C | Closed | FVAL5472 | 2025-12-07 08:50 | 2025-12-22 13:42 | Waived | 2 - Non-Material C B | Property | Property | Property or house size is outside of guidelines | Waived-exceeds max 10 acres allowed - Due Diligence Vendor-12/22/2025 <br> Ready for Review-Document Uploaded. Please see the attached exception form. - Buyer-12/22/2025 <br> Open-Maximum 10 acres - Subject slightly over at [Redacted] acres. No exception noted. - Due Diligence Vendor-12/07/2025 |  | Waived-exceeds max 10 acres allowed - Due Diligence Vendor-12/22/2025<br>|  | DTI > 10% lower, no credit events in past 40 mon, 5+ yrs credit history, no consumer lates 24 mon | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 6520150 |
| 1102 |  | D B A C | Closed | FCOM4028 | 2025-12-06 07:29 | 2025-12-17 05:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6517325 |
| 1103 |  | D A | Closed | FCOM4028 | 2025-12-08 12:06 | 2025-12-08 16:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-12/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/08/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-12/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6533581 |
| 1104 |  | D B A | Closed | FCOM4028 | 2025-12-08 12:05 | 2025-12-29 12:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/09/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6533558 |
| 1104 |  | D B A | Closed | FCRE1501 | 2025-12-08 13:41 | 2025-12-26 13:40 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-12/26/2025 <br> Ready for Review-Exception form included in package submitted (320 of 404) and stating an exception was made to use gift funds to satisfy minimum contribution required. - Buyer-12/26/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $0 is less than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-12/08/2025 |  | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-12/26/2025 |  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6535661 |
| 1104 |  | D B A | Closed | FCRE0626 | 2025-12-09 15:09 | 2025-12-09 15:09 | Waived | 2 - Non-Material B | Credit | Closing | Borrower Minimum Contribution Towards Purchase Not Met | Waived-FTHB < 5% contribution - waiver on page 320. <br> No credit events past 40 months, - no credit events present. <br> 5+ years credit history, - 6 + years credit history May of 2019<br> No consumer late payments in the last 24 months - no consumer late payments present - Due Diligence Vendor-12/09/2025 |  | Waived-FTHB < 5% contribution - waiver on page 320. <br> No credit events past 40 months, - no credit events present. <br> 5+ years credit history, - 6 + years credit history May of 2019<br> No consumer late payments in the last 24 months - no consumer late payments present - Due Diligence Vendor-12/09/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6557399 |
| 1105 |  | D B A C | Closed | 50001252-Fees-Limited | 2025-12-09 09:10 | 2026-01-02 08:30 | Cured | 2 - Non-Material C B | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Cured-PCCD is acceptable. - Due Diligence Vendor-01/02/2026 <br> Open- - Due Diligence Vendor-01/02/2026 <br> Ready for Review-Uploaded PCCD - Seller-12/31/2025 <br> Counter-Origination fees cannot increase at close without a valid Change of Circumstance. we are missing this as they increased FROM $[Redacted] to $[Redacted]. No COC is present. this is valid. Please consult your compliance team - Due Diligence Vendor-12/26/2025 <br> Ready for Review-I'm looking at final closing statement, and it shows $[Redacted] so I don't know what your getting push back for. - Buyer-12/24/2025 <br> Counter-we need a COC for a rate lock to support loan amount change and increased fee - Due Diligence Vendor-12/16/2025 <br> Ready for Review-Per Lender.....this is because the loan amt increased, but since we are mini corr its not a tolerance issue. - Buyer-12/15/2025 <br> Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Loan Origination Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Origination Fee increased from $[Redacted] on CD 11/18/2025 to $[Redacted] on Final CD 11/21/2025. - Due Diligence Vendor-12/09/2025 <br> Open- - Due Diligence Vendor-12/09/2025 | Ready for Review-Uploaded PCCD - Seller-12/31/2025<br>| Cured-PCCD is acceptable. - Due Diligence Vendor-01/02/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6548025 |
| 1105 |  | D B A C | Closed | 50001251-Fees-Limited | 2025-12-09 09:10 | 2026-01-02 08:29 | Cured | 2 - Non-Material C B | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Cured-PCCD is acceptable. - Due Diligence Vendor-01/02/2026 <br> Open- - Due Diligence Vendor-01/02/2026 <br> Ready for Review-Document Uploaded. PCCD uploaded - Seller-12/31/2025 <br> Counter-see your initial CD on pages 484 and 473. The fee disclosed on the initial CD was $[Redacted]. Then at closing, on the final CD the fee increased. need COC - Due Diligence Vendor-12/31/2025 <br> Ready for Review-<br> I'm not sure what you are referring to, what closing statement shows origination increased? Our CD shows $[Redacted]. please forward us what you are looking at.. i'm not matching with what you're seeing either, all i'm seeing is $[Redacted].. <br>- Buyer-12/31/2025 <br> Counter-we need a COC for a rate lock to support loan amount change and increased fee - Due Diligence Vendor-12/16/2025 <br> Ready for Review-Per Lender.....this is because the loan amt increased, but since we are mini corr its not a tolerance issue.<br>- Seller-12/15/2025 <br> Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Loan Origination Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). Origination Fee increased from $9,400.00 on CD 11/18/2025 to $[Redacted] on Final CD 11/21/2025. - Due Diligence Vendor-12/09/2025 <br> Open- - Due Diligence Vendor-12/09/2025 | Ready for Review-Document Uploaded. PCCD uploaded - Seller-12/31/2025 <br>Ready for Review-Per Lender.....this is because the loan amt increased, but since we are mini corr its not a tolerance issue.<br>- Seller-12/15/2025<br>| Cured-PCCD is acceptable. - Due Diligence Vendor-01/02/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6548024 |
| 1105 |  | D B A C | Closed | FCRE4293 | 2025-12-09 08:25 | 2025-12-16 08:55 | Resolved | 1 - Information D A | Credit | Missing Doc | File does not contain all required Asset Statement(s) | Resolved-bank statement for cash out funds to be deposited is now present - Due Diligence Vendor-12/16/2025 <br>Ready for Review-Document Uploaded. Uploaded bank statements - Seller-12/15/2025 <br>Open-Is the refinance cashout and first lien need 1month of bank statement. - Due Diligence Vendor-12/09/2025 | Ready for Review-Document Uploaded. Uploaded bank statements - Seller-12/15/2025<br>| Resolved-bank statement for cash out funds to be deposited is now present - Due Diligence Vendor-12/16/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6546904 |
| 1105 |  | D B A C | Closed | FCOM4028 | 2025-12-08 15:13 | 2025-12-10 14:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/10/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6537714 |
| 1106 |  | D A | Closed | FCRE9549 | 2025-12-09 07:36 | 2025-12-26 10:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Credit Report Supplement | Resolved-DTI updated to include payments on school loans - Due Diligence Vendor-12/26/2025 <br>Ready for Review-Document Uploaded. Hello, EDU loans were added to 1003. Please see attached tape and revised 1008 - Buyer-12/26/2025 <br>Open-There are 3 open ED Financial student loan reflecting on credit report pg no.80 of 224 Lender has not consider in to DTI Need Supporting Doc weather the account close or not - Due Diligence Vendor-12/09/2025 |  | Resolved-DTI updated to include payments on school loans - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6545870 |
| 1106 |  | D A | Closed | FCOM4028 | 2025-12-08 14:47 | 2025-12-10 15:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6537166 |
| 1107 |  | D A | Closed | FCOM4028 | 2025-12-07 23:47 | 2025-12-26 12:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon receipt. - Buyer-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6522332 |
| 1108 |  | D A | Closed | FCOM4028 | 2025-12-09 07:53 | 2025-12-10 14:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/10/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6546215 |
| 1109 |  | D A | Closed | FCOM4028 | 2025-12-09 04:09 | 2025-12-26 12:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Ready for Review-Document Uploaded. Please see attached recorded mortgage. - Buyer-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6543601 |
| 1110 |  | D A | Closed | FCOM4028 | 2025-12-09 00:32 | 2025-12-09 08:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-12/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/09/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-12/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6542307 |
| 1111 |  | D A B | Closed | FCRE9651 | 2025-12-09 02:28 | 2026-01-14 12:19 | Resolved | 1 - Information A | Credit | Missing Doc | Amortization Schedule missing from Closing Package. | Resolved-now present - Due Diligence Vendor-01/14/2026 <br>Ready for Review-Document Uploaded. Uploaded - Buyer-01/14/2026 <br>Open-Amortization Schedule is 'Missing'from the Closing Package. - Due Diligence Vendor-12/09/2025 |  | Resolved-now present - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6542856 |
| 1111 |  | D A B | Closed | FCOM1621 | 2025-12-09 02:28 | 2026-01-14 12:15 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing Initial Escrow Disclosure | Resolved-escrow waiver now present - Due Diligence Vendor-01/14/2026 <br>Ready for Review-Document Uploaded. Upoloaded - Buyer-01/14/2026 <br>Open-Initial Escrow Account Disclosure is Missing - Due Diligence Vendor-12/09/2025 |  | Resolved-escrow waiver now present - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6542854 |
| 1111 |  | D A B | Closed | FCOM1232 | 2025-12-09 02:23 | 2026-01-14 12:14 | Resolved | 1 - Information B A | Credit | Eligibility | The Final 1003 is Missing | Resolved-final 1003 now present - Due Diligence Vendor-01/14/2026 <br>Ready for Review-Document Uploaded. Uploaded - Buyer-01/14/2026 <br>Open-The Final 1003 is Missing , As of now Borrower details consider from 1003 Initial document. Entries subject to change once Final 1003 uploaded. - Due Diligence Vendor-12/09/2025 |  | Resolved-final 1003 now present - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6542828 |
| 1111 |  | D A B | Closed | FCOM4028 | 2025-12-09 02:13 | 2025-12-09 10:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-12/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/09/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-12/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6542774 |
| 1112 |  | D A | Closed | FCRE5116 | 2025-12-08 13:44 | 2025-12-10 06:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-lender is ok with Sept pyt last one documented as with 45 days would be 9/23 (still not 30 days late) - Due Diligence Vendor-12/10/2025 <br> Ready for Review-Document Uploaded. Please see upload - Buyer-12/09/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. missing proof of the Oct [Redacted] payment credit shows last paid 9/2025 and app was 11/2025. more than 45 days - Due Diligence Vendor-12/08/2025 |  | Resolved-lender is ok with Sept pyt last one documented as with 45 days would be 9/23 (still not 30 days late) - Due Diligence Vendor-12/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6535732 |
| 1112 |  | D A | Closed | FCOM4028 | 2025-12-08 13:15 | 2025-12-08 17:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-12/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/08/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-12/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6535149 |
| 1113 |  | D B A | Closed | FCRE9512 | 2025-12-10 15:46 | 2026-01-07 11:12 | Resolved | 1 - Information A | Credit | Income/Employment | TPR Verified Income Documentation type does not match Origination Income Documentation type | Resolved-missing tax return and transcript used for 2023 income now present - Due Diligence Vendor-01/07/2026 <br>Ready for Review-Document Uploaded. Please see attached 2023 1040 tax transcripts. - Buyer-01/06/2026 <br>Counter-this is not a tax transcript nor is it for the correct year. (2023) we need either the tax return transcript for 2023 TAX RETURN for 2023 or the w2. Or reprice as 1 yr full doc. - Due Diligence Vendor-01/05/2026 <br>Ready for Review-Document Uploaded. Please see attached tax transcripts. - Buyer-01/05/2026 <br>Counter-in order to use the tax return for a 2023 income you will need to also provide a IRS Tax transcript or w2 - Due Diligence Vendor-01/05/2026 <br>Ready for Review-Document Uploaded. Per broker, it is not W2 but 1040. Please see attached 1040. - Buyer-01/02/2026 <br>Open-This is a 2yr full doc loan however we only have 1 yr of income documents, 2023 W-2 is missing - Due Diligence Vendor-12/10/2025 |  | Resolved-missing tax return and transcript used for 2023 income now present - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6575843 |
| 1113 |  | D B A | Closed | FCOM4028 | 2025-12-10 14:13 | 2025-12-11 14:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/11/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6574529 |
| 1113 |  | D B A | Closed | FCRE1174 | 2025-12-10 15:43 | 2025-12-11 14:16 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master Condo Insurance Policy Partially Provided \*As per guide for Master property should include sinkhole collapse coverage<br> \*Exception form is provided to allow master does not have sinkhole coverage<br> \*Approved Conditions [Redacted] max, 0.25 to price<br> \*Exception Form is on pg no 3 of 416 - Due Diligence Vendor-12/10/2025 |  | Waived-Master Condo Insurance Policy Partially Provided \*As per guide for Master property should include sinkhole collapse coverage<br> \*Exception form is provided to allow master does not have sinkhole coverage<br> \*Approved Conditions [Redacted] max, 0.25 to price<br> \*Exception Form is on pg no 3 of 416 - Due Diligence Vendor-12/10/2025<br>|  | No credit events past 40 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6575813 |
| 1114 |  | D A | Closed | FCRE4866 | 2025-12-10 10:19 | 2025-12-29 09:48 | Resolved | 1 - Information A | Credit | Eligibility | Audited CLTV exceeds difference from Originator CLTV | Resolved-lender updated LTV with correct value - Due Diligence Vendor-12/29/2025 <br> Ready for Review-Document Uploaded. Pleaser eview revised 1008 and lock form with value $[Redacted] - Buyer-12/26/2025 <br> Open-Qualifying LTV is [Redacted]% which is not matching with 1008 document LTV [Redacted]%, In 1008 appraised value is $[Redacted] but appraised value is $[Redacted] in Appraisal Report. Please provide updated document. - Due Diligence Vendor-12/10/2025 |  | Resolved-lender updated LTV with correct value - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 6569640 |
| 1114 |  | D A | Closed | FCOM4028 | 2025-12-10 08:24 | 2025-12-12 11:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 6565734 |
| 1115 |  | D A | Closed | FCOM4028 | 2025-12-10 00:15 | 2025-12-12 12:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6560651 |
| 1116 |  | D B A | Closed | FCRE1200 | 2025-12-12 10:16 | 2025-12-29 09:51 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-loan amount does not meet minimum - Due Diligence Vendor-12/29/2025 <br> Ready for Review-Document Uploaded. Please review uploaded exception - Buyer-12/26/2025 <br> Open-As per guide, for 1st lien minimum loan amt is $[Redacted], file's loan amt is [Redacted] not meeting guide.<br> - Due Diligence Vendor-12/12/2025 |  | Waived-loan amount does not meet minimum - Due Diligence Vendor-12/29/2025<br>|  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past<br> 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months,<br> 2+ borrowers on the loan, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6604283 |
| 1116 |  | D B A | Closed | FCOM4028 | 2025-12-11 07:37 | 2025-12-12 10:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6582529 |
| 1117 |  | D A | Closed | FCOM4028 | 2025-12-10 03:17 | 2025-12-12 12:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6561614 |
| 1118 |  | D A | Closed | FCOM4028 | 2025-12-10 05:09 | 2025-12-12 12:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6562696 |
| 1119 |  | D A | Closed | FCOM4028 | 2025-12-11 00:14 | 2025-12-12 12:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6579255 |
| 1120 |  | D A | Closed | FCOM4028 | 2025-12-11 06:45 | 2025-12-11 11:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6581609 |
| 1121 |  | D A B | Closed | FCOM3075 | 2025-12-11 00:54 | 2026-01-06 09:44 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing US Patriot Act Disclosure or the document is incomplete | Resolved-now present - Due Diligence Vendor-01/06/2026 <br>Ready for Review-Document Uploaded. Please see attached patriot act forms. - Buyer-01/05/2026 <br>Open-Patriot Act Disclosure is 'Missing'. Missing US Patriot Act Disclosure - Due Diligence Vendor-12/11/2025 |  | Resolved-now present - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6579397 |
| 1121 |  | D A B | Closed | FCOM4028 | 2025-12-10 23:44 | 2025-12-15 15:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6579162 |
| 1122 |  | D B A C | Closed | 2260 | 2025-12-11 15:25 | 2025-12-12 13:40 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-no prepay per lock - Due Diligence Vendor-12/12/2025 <br>Ready for Review-no PPP - Buyer-12/12/2025 <br>Open-Pre-payment penalty is not present in file. Please confirm there is no prepayment penalty for this loan - Due Diligence Vendor-12/11/2025 |  | Resolved-no prepay per lock - Due Diligence Vendor-12/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6594179 |
| 1122 |  | D B A C | Closed | FCOM4028 | 2025-12-11 13:08 | 2025-12-11 16:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6591514 |
| 1122 |  | D B A C | Closed | FPRO1149 | 2025-12-11 14:40 | 2025-12-11 15:15 | Waived | 2 - Non-Material B | Property | Property | Property is Lease Hold | Waived-Property Rights are Lease Hold Exception form provided for lease land property<br> Exception form page#411 of 412<br> Approved With Conditions: [Redacted] Max, 0.25 to price. FNMA land lease requirements must be met - Due Diligence Vendor-12/11/2025 |  | Waived-Property Rights are Lease Hold Exception form provided for lease land property<br> Exception form page#411 of 412<br> Approved With Conditions: [Redacted] Max, 0.25 to price. FNMA land lease requirements must be met - Due Diligence Vendor-12/11/2025<br>|  | DTI >=10% lower than loan program, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6593494 |
| 1123 |  | D A | Closed | FCRE1176 | 2025-12-11 09:21 | 2025-12-19 09:38 | Resolved | 1 - Information C A | Credit | Insurance | HO6 Insurance Policy Effective Date is after the Note Date | Resolved-HO-6 Insurance Policy Effective Date of [Redacted] is prior to or equal to the Note Date of [Redacted] Or HO-6 Insurance Policy Effective Date Is Not Provided - Due Diligence Vendor-12/19/2025 <br> Resolved-prior policy now present - Due Diligence Vendor-12/19/2025 <br> Ready for Review-Document Uploaded. Please see attached previous policy. - Buyer-12/18/2025 <br> Open-HO-6 Insurance Policy Effective Date of [Redacted] is after the Note Date of [Redacted] no previous policy noted nor do I see walls in coverage on master policy - Due Diligence Vendor-12/11/2025 |  | Resolved-HO-6 Insurance Policy Effective Date of [Redacted]is prior to or equal to the Note Date of [Redacted] Or HO-6 Insurance Policy Effective Date Is Not Provided - Due Diligence Vendor-12/19/2025 <br> Resolved-prior policy now present - Due Diligence Vendor-12/19/2025 |  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6585311 |
| 1123 |  | D A | Closed | FCOM4028 | 2025-12-11 08:35 | 2025-12-16 14:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/16/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon receipt. - Buyer-12/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/16/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6584068 |
| 1124 |  | D A | Closed | FCOM4028 | 2025-12-11 11:36 | 2025-12-15 07:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6589301 |
| 1125 |  | D A | Closed | FCRE5275 | 2025-12-15 16:29 | 2025-12-19 10:37 | Resolved | 1 - Information C A | Credit | Eligibility | Asset do not meet guidelines | Resolved-donor wire now present - Due Diligence Vendor-12/19/2025 <br> Ready for Review-Document Uploaded. Please see attached wire transfer for the gift funds. - Buyer-12/18/2025 <br> Open-Gift for $[Redacted] is reflecting on CD. Gift Letter is on page # 920 of 1009. However donor source is missing.<br>- Due Diligence Vendor-12/15/2025 |  | Resolved-donor wire now present - Due Diligence Vendor-12/19/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6634192 |
| 1125 |  | D A | Closed | FCOM4028 | 2025-12-12 07:38 | 2025-12-15 16:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/15/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6600367 |
| 1126 |  | D B C A | Closed | 50001261-Fees-Limited | 2025-12-14 18:01 | 2025-12-22 14:10 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001261) | Resolved-Closing Disclosure provided is acceptable. - Due Diligence Vendor-12/22/2025 <br> Ready for Review-Please see the CD COC that has been uploaded corresponding with COC. - Seller-12/22/2025 <br> Counter-the COC shows redisclosure date of 11/24 (see pg 114) this is outside the required 3 days redisclosure period. Final CD issued on 12/3 - Due Diligence Vendor-12/18/2025 <br> Ready for Review-Document Uploaded. Please see email from the closer. Per the closer "At the time of closing the LA was $[Redacted] with lender credits of $[Redacted], so I prepare the COC. APR does not exceed by 0.125% so new 3-day CD was not issued as it was not needed."<br> - Buyer-12/16/2025 <br> Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits is ($[Redacted]). The actual total fee amount shows a credit amount of ($[Redacted]). The following actual fees submitted as "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure. (12 CFR 1026.19e)(3) and comments 19(e)(3)-5 and -6; 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). Lender Credits decreased from $[Redacted] on CD [Redacted] to $[Redacted]on Final CD[Redacted]. It appears we are missing CD [Redacted] per the Change of Circumstance re-disclosure date of [Redacted] that would cover the lender credit decrease from $[Redacted] to $[Redacted]. - Due Diligence Vendor-12/15/2025 <br> Open- - Due Diligence Vendor-12/15/2025 | Ready for Review-Please see the CD COC that has been uploaded corresponding with COC. - Seller-12/22/2025<br>| Resolved-Closing Disclosure provided is acceptable. - Due Diligence Vendor-12/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6617100 |
| 1126 |  | D B C A | Closed | 50001262-Fees-Limited | 2025-12-14 18:01 | 2025-12-22 14:10 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001262) | Resolved-Closing Disclosure provided is acceptable. - Due Diligence Vendor-12/22/2025 <br> Ready for Review-Document Uploaded. Please see attached CD COC corresponding with COC. - Seller-12/22/2025 <br> Counter-the COC shows redisclosure date of 11/24 (see pg 114) this is outside the required 3 days redisclosure period. Final CD issued on [Redacted] - Due Diligence Vendor-12/18/2025 <br> Ready for Review-Please see the email from the closer that was uploaded. Per the closer "At the time of closing the LA was $[Redacted] with lender credits of $750, so I prepare the COC. APR does not exceed by 0.125% so new 3-day CD was not issued as it was not needed."<br>- Buyer-12/16/2025 <br> Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($1,000.00). The Last CD shows a total lender credit amount of ($750.00). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3)(i) and comments 19(e)(3)(i)-5 and -6; 12 CFR 1026.19(f)(2)(v); 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). Lender Credits decreased from $1,000.00 on CD 11/18/2025 to $750.00 on Final CD [Redacted]. It appears we are missing CD 11/24/2025 per the Change of Circumstance re-disclosure date of 11/24/2025 that would cover the lender credit decrease from $1,000.00 to $750.00. - Due Diligence Vendor-12/15/2025 <br> Open- - Due Diligence Vendor-12/15/2025 | Ready for Review-Document Uploaded. Please see attached CD COC corresponding with COC. - Seller-12/22/2025<br>| Resolved-Closing Disclosure provided is acceptable. - Due Diligence Vendor-12/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6617099 |
| 1126 |  | D B C A | Closed | FCOM4028 | 2025-12-14 09:41 | 2025-12-15 15:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6616220 |
| 1126 |  | D B C A | Closed | FCRE6763 | 2025-12-14 10:14 | 2025-12-14 10:14 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income documentation does not meet guidelines | Waived-Waived-As per guide, Guideline requires 3 months asset seasoning when using Asset Utilization.<br> \*Exception form is provided to allow less than 3 months-BWR sold foreign owned REO 09/2024. Docs in file.<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page # 526 of 611 - Due Diligence Vendor-12/14/2025 - Due Diligence Vendor-12/14/2025 |  | Waived-Waived-As per guide, Guideline requires 3 months asset seasoning when using Asset Utilization.<br> \*Exception form is provided to allow less than 3 months-BWR sold foreign owned REO 09/2024. Docs in file.<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page # 526 of 611 - Due Diligence Vendor-12/14/2025 - Due Diligence Vendor-12/14/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6616288 |
| 1127 |  | D B C A | Closed | FCOM7741 | 2025-12-12 12:19 | 2025-12-22 14:01 | Resolved | 1 - Information C A | Compliance | TRID | Final CD: Contact Information (page 5) is incomplete | Resolved-lender NMLS is now matching - Due Diligence Vendor-12/22/2025 <br> Ready for Review-Document Uploaded. Please see attached updated CD. - Buyer-12/22/2025 <br> Open-Final CD [Redacted] signed after closing [Redacted] Contact Information is incorrect and incomplete. Lenders NMLS does not match the Note and the Contact for the Lenders NMLS ID is missing. - Due Diligence Vendor-12/12/2025 |  | Resolved-lender NMLS is now matching - Due Diligence Vendor-12/22/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6606930 |
| 1127 |  | D B C A | Closed | FCOM4028 | 2025-12-12 10:40 | 2025-12-16 12:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/16/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6604838 |
| 1127 |  | D B C A | Closed | FVAL5474 | 2025-12-12 11:46 | 2025-12-16 12:26 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Exception for single entity owning 32% of units<br> Approved with conditions of [Redacted] Max, 0.25 to price<br> Waiver on page 327 of 416 - Due Diligence Vendor-12/12/2025 |  | Waived-Exception for single entity owning 32% of units<br> Approved with conditions of [Redacted] Max, 0.25 to price<br> Waiver on page 327 of 416 - Due Diligence Vendor-12/12/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6606250 |
| 1127 |  | D B C A | Closed | FCRE1437 | 2025-12-12 11:48 | 2025-12-16 12:25 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-Exception for borrower not having 24 months over ownership, borrower is 30% owner for 20 months<br> Approved with conditions of [Redacted] Max, 0.25 to price<br> Waiver on page 44 of 242 - Due Diligence Vendor-12/12/2025 |  | Waived-Exception for borrower not having 24 months over ownership, borrower is 30% owner for 20 months<br> Approved with conditions of [Redacted] Max, 0.25 to price<br> Waiver on page 44 of 242 - Due Diligence Vendor-12/12/2025<br>|  | Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6606285 |
| 1128 |  | D A C | Closed | 50001252-Fees-Limited | 2025-12-15 11:19 | 2025-12-30 14:20 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-Documents provided are acceptable. - Due Diligence Vendor-12/30/2025 <br> Ready for Review-Please see the updated COC that was uploaded. The reason for the change is: Transfer taxes amount changed due to loan has been changed from CEMA to non-CEMA. - Buyer-12/30/2025 <br> Counter-Transfer taxes cannot be changed with out a significant change in product that causes it to change the transfer tax amount originally quoted. If this can be proven, we need a PCCD and borrower will refund. - Due Diligence Vendor-12/18/2025 <br> Ready for Review-Please see COC that was uploaded. - Seller-12/18/2025 <br> Counter-transfer taxes are subject to zero tolerance. - Due Diligence Vendor-12/18/2025 <br> Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Doc Tax Stamps/Transfer Taxes – City/County. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). - Due Diligence Vendor-12/18/2025 <br> Resolved- - Due Diligence Vendor-12/18/2025 <br> Ready for Review-Please see final CD and ICD that have been uploaded. Fees in section E did not increase (fees are allowed to increase but not more than 10%). Please advise. - Buyer-12/17/2025 <br> Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Doc Tax Stamps/Transfer Taxes – City/County. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Transfer Taxes increased from $[Redacted] on CD[Redacted] to $[Redacted] on Final CD [Redacted] - Due Diligence Vendor-12/15/2025 <br> Open- - Due Diligence Vendor-12/15/2025 | Ready for Review-Please see COC that was uploaded. - Seller-12/18/2025<br>| Resolved-Documents provided are acceptable. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6628461 |
| 1128 |  | D A C | Closed | 50001251-Fees-Limited | 2025-12-15 11:19 | 2025-12-30 14:19 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-This is acceptable. - Due Diligence Vendor-12/30/2025 <br> Resolved-Resolved - Due Diligence Vendor-12/30/2025 <br> Ready for Review-Document Uploaded. Please see attached updated COC. The reason for the change is: Transfer taxes amount changed due to loan has been changed from CEMA to non-CEMA. - Seller-12/30/2025 <br> Counter-Transfer taxes cannot be changed with out a significant change in product that causes it to change the transfer tax amount originally quoted. If this can be proven, we need a PCCD and borrower will refund. - Due Diligence Vendor-12/18/2025 <br> Ready for Review-Document Uploaded. Please see attached COC. - Buyer-12/18/2025 <br> Counter-transfer taxes are subject to zero tolerance. - Due Diligence Vendor-12/18/2025 <br> Open- - Due Diligence Vendor-12/18/2025 <br> Resolved- - Due Diligence Vendor-12/18/2025 <br> Ready for Review-Document Uploaded. Please see attached final CD and ICD. Fees in section E did not increase (fees are allowed to increase but not more than 10%). Please advise. - Seller-12/17/2025 <br> Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Doc Tax Stamps/Transfer Taxes – City/County. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). Transfer Taxes increased from $[Redacted]on CD [Redacted] to $[Redacted] on Final CD [Redacted]. - Due Diligence Vendor-12/15/2025 <br> Open- - Due Diligence Vendor-12/15/2025 | Ready for Review-Document Uploaded. Please see attached updated COC. The reason for the change is: Transfer taxes amount changed due to loan has been changed from CEMA to non-CEMA. - Seller-12/30/2025 <br>Ready for Review-Document Uploaded. Please see attached final CD and ICD. Fees in section E did not increase (fees are allowed to increase but not more than 10%). Please advise. - Seller-12/17/2025<br>| Resolved-This is acceptable. - Due Diligence Vendor-12/30/2025 <br>Resolved-Resolved - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6628459 |
| 1128 |  | D A C | Closed | FCOM4028 | 2025-12-15 08:08 | 2025-12-16 14:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/16/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6622579 |
| 1129 |  | D A | Closed | FCOM4028 | 2025-12-12 10:13 | 2025-12-12 14:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6604227 |
| 1130 |  | D A | Closed | FCOM4028 | 2025-12-15 08:15 | 2025-12-17 15:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6622715 |
| 1131 |  | D A | Closed | FCOM4028 | 2025-12-14 23:56 | 2025-12-17 15:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6617914 |
| 1132 |  | D B A | Closed | FPRO1243 | 2025-12-17 06:52 | 2025-12-19 10:52 | Waived | 2 - Non-Material D B | Property | Missing Doc | Second Appraisal is Missing | Waived-missing second appr due to loan amount size. Waiver now present - Due Diligence Vendor-12/19/2025 <br> Ready for Review-Document Uploaded. - Buyer-12/19/2025 <br> Open-Second Appraisal required for loan amounts > $[Redacted]- Due Diligence Vendor-12/17/2025 |  | Waived-missing second appr due to loan amount size. Waiver now present - Due Diligence Vendor-12/19/2025<br>|  | 10 years or more in the same line of employment, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 6659618 |
| 1132 |  | D B A | Closed | FCRE1501 | 2025-12-15 13:24 | 2025-12-19 10:52 | Waived | 2 - Non-Material C B | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Waived-short reserves. Post close waiver provided - Due Diligence Vendor-12/19/2025 <br> Ready for Review-Document Uploaded. - Buyer-12/19/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $[Redacted]is less than Total Required Reserve Amount of $[Redacted] 6 months reserves $[Redacted], available $[Redacted]= Shortage -$[Redacted]. Need additional 1 months of asset statements. - Due Diligence Vendor-12/15/2025 |  | Waived-short reserves. Post close waiver provided - Due Diligence Vendor-12/19/2025<br>|  | 10 years or more in the same line of employment, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 6631472 |
| 1132 |  | D B A | Closed | FCRE1319 | 2025-12-17 06:57 | 2025-12-18 09:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Personal Tax Returns Missing | Resolved-lender provided updated lock to show 1 yr full doc program - Due Diligence Vendor-12/18/2025 <br>Ready for Review-Document Uploaded. - Buyer-12/18/2025 <br>Open-This is a 2 yr Full doc loan, however only one year of personal tax return & transcript provided.<br> - Due Diligence Vendor-12/17/2025 |  | Resolved-lender provided updated lock to show 1 yr full doc program - Due Diligence Vendor-12/18/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6659694 |
| 1132 |  | D B A | Closed | FCOM4028 | 2025-12-15 10:37 | 2025-12-17 06:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/17/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6627195 |
| 1133 |  | D A | Closed | FCRE1162 | 2025-12-15 05:35 | 2025-12-19 11:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Certificate Partially Provided | Resolved-lender accepts as flood zone not mapped - Due Diligence Vendor-12/19/2025 <br>Ready for Review-Document Uploaded. Please see attached email from UW1. Per UW1 "This borrower's file are all new constructions and they are not mapped, the zone is none and it is correct." - Buyer-12/18/2025 <br>Open-Flood Certificate is Partially Provided In Provided Flood Cert NFIP Map Number & Flood Zone is missing. - Due Diligence Vendor-12/15/2025 |  | Resolved-lender accepts as flood zone not mapped - Due Diligence Vendor-12/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6620251 |
| 1133 |  | D A | Closed | FCOM4028 | 2025-12-15 03:19 | 2025-12-17 14:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6618589 |
| 1134 |  | D A | Closed | FCOM4028 | 2025-12-15 09:32 | 2025-12-17 11:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6624726 |
| 1135 |  | D A | Closed | FCRE1162 | 2025-12-15 14:45 | 2025-12-19 11:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Certificate Partially Provided | Resolved-lender has accepted NONE as flood zone as not mapped - Due Diligence Vendor-12/19/2025 <br>Ready for Review-Document Uploaded. Please see attached email from UW1. Per UW "This borrower's file are all new constructions and they are not mapped, the zone is none and it is correct." - Buyer-12/18/2025 <br>Open-Flood Certificate is Partially Provided NFIP panel number, Flood zone is updated as none and Effective Revised date is missing on flood cert page #108 - Due Diligence Vendor-12/15/2025 |  | Resolved-lender has accepted NONE as flood zone as not mapped - Due Diligence Vendor-12/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6632798 |
| 1135 |  | D A | Closed | FCOM4028 | 2025-12-15 13:45 | 2025-12-17 12:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6631816 |
| 1136 |  | D A | Closed | FCRE1162 | 2025-12-16 07:59 | 2025-12-19 11:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Certificate Partially Provided | Resolved-lender has accepted NONE as flood zone as not mapped - Due Diligence Vendor-12/19/2025 <br>Ready for Review-Document Uploaded. Please see attached email from UW1. Per UW1 "This borrower's file are all new constructions and they are not mapped, the zone is none and it is correct." - Buyer-12/18/2025 <br>Open-Flood Certificate is Partially Provided NFIP Community Panel Number, zone is updated as none and Effective Revised date are missing on flood cert pg #50 of 115 - Due Diligence Vendor-12/16/2025 |  | Resolved-lender has accepted NONE as flood zone as not mapped - Due Diligence Vendor-12/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6641330 |
| 1136 |  | D A | Closed | FCOM4028 | 2025-12-16 06:34 | 2025-12-17 14:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6639642 |
| 1137 |  | D A C | Closed | 2260 | 2025-12-16 07:44 | 2025-12-18 13:47 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-no prepay per lender - Due Diligence Vendor-12/18/2025 <br> Ready for Review-Per the 1st page of the final CD included in the package submitted (page 76 of 623 in part 1), there are no prepayment penalties. - Buyer-12/18/2025 <br> Open-Prepayment penalties are not allowed in [Redacted] with loan amount less than or equal to[Redacted] , file's loan amt is [Redacted], please confirm prepayment for this loan - Due Diligence Vendor-12/16/2025 |  | Resolved-no prepay per lender - Due Diligence Vendor-12/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6640952 |
| 1137 |  | D A C | Closed | FCOM4028 | 2025-12-16 06:34 | 2025-12-17 13:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6639640 |
| 1138 |  | D A | Closed | FCOM4028 | 2025-12-16 00:02 | 2025-12-18 13:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6637067 |
| 1139 |  | D A | Closed | FCOM4028 | 2025-12-15 21:15 | 2025-12-18 13:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6636275 |
| 1140 |  | D A | Closed | FVAL8862 | 2025-12-16 11:07 | 2025-12-29 09:51 | Resolved | 1 - Information D A | Property | Missing Doc | File does not contain all required valuation documents | Resolved-AVM now present - Due Diligence Vendor-12/29/2025 <br>Ready for Review-Document Uploaded. Please see attached AVM. - Buyer-12/26/2025 <br>Open-CU score is 5. LCA could not be assessed. Missing Desk or AVM - Due Diligence Vendor-12/16/2025 |  | Resolved-AVM now present - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6646771 |
| 1140 |  | D A | Closed | FCOM4028 | 2025-12-16 10:19 | 2025-12-18 08:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6645504 |
| 1141 |  | D B A | Closed | FCOM4028 | 2025-12-16 04:59 | 2025-12-18 13:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6638641 |
| 1141 |  | D B A | Closed | FCRE1493 | 2025-12-16 06:13 | 2025-12-16 07:24 | Waived | 2 - Non-Material B | Credit | Eligibility | Trade line count does not meet program requirements | Waived-Per Guidelines, Minimum Tradeline requirement can be waived if we have 3 active credit scores but file has 2 scores with 1 tradeline. However, We have exception in page#62_[Redacted] Credit Package 2.pdf<br> - Due Diligence Vendor-12/16/2025 |  | Waived-Per Guidelines, Minimum Tradeline requirement can be waived if we have 3 active credit scores but file has 2 scores with 1 tradeline. However, We have exception in page#62_[Redacted] Credit Package 2.pdf<br> - Due Diligence Vendor-12/16/2025 |  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No consumer late payments in the last 24 months - No Consumer late payments in CBR Page #51_Zuniga Credit Package 2.pdf<br> Credit score >40 points than minimum required - - Guideline Min FICO is 660 and Qualifying FICO is 749, variance is 89 > 40 points<br> Reserves >6 months - Qualifying Total Reserves Number of Months is 16.7 > 6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6639380 |
| 1142 |  | D A | Closed | FCOM4028 | 2025-12-17 14:17 | 2025-12-18 13:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6670419 |
| 1143 |  | D A | Closed | FCOM4028 | 2025-12-16 10:09 | 2025-12-18 13:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6645288 |
| 1144 |  | D A | Closed | FCOM4028 | 2025-12-17 11:37 | 2025-12-18 12:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6666557 |
| 1145 |  | D A | Closed | FCOM4028 | 2025-12-16 13:09 | 2025-12-18 13:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6649542 |
| 1146 |  | D B A | Closed | FCOM4028 | 2025-12-16 08:54 | 2025-12-18 14:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 6642765 |
| 1146 |  | D B A | Closed | FCRE1200 | 2025-12-16 10:39 | 2025-12-18 13:59 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Exception provided to allow LA<[Redacted]<br> Exception is on page #14<br> - Due Diligence Vendor-12/16/2025 |  | Waived-Exception provided to allow LA<[Redacted]<br> Exception is on page #14<br> - Due Diligence Vendor-12/16/2025<br>|  | DTI > 10% below program, no credit events, LTV 10% below min, credit score over 40 pts higher | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | Originator Pre-Close | Yes | 6646078 |
| 1146 |  | D B A | Closed | FPRO1149 | 2025-12-16 10:16 | 2025-12-16 10:39 | Waived | 2 - Non-Material B | Property | Property | Property is Lease Hold | Waived-Property Rights are Lease Hold leasehold and mandatory 3rd party fee on condo not allowed<br> pg 14<br> Land lease condo and/or mandatory 3rd party fees - Due Diligence Vendor-12/16/2025 |  | Waived-Property Rights are Lease Hold leasehold and mandatory 3rd party fee on condo not allowed<br> pg 14<br> Land lease condo and/or mandatory 3rd party fees - Due Diligence Vendor-12/16/2025<br>|  | DTI > 10% below program, no credit events, LTV 10% below min, credit score over 40 pts higher | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | Originator Pre-Close | Yes | 6645436 |
| 1147 |  | D B A | Closed | FCRE4293 | 2025-12-16 10:32 | 2025-12-29 10:28 | Resolved | 1 - Information D A | Credit | Missing Doc | File does not contain all required Asset Statement(s) | Resolved-CD for funds now present - Due Diligence Vendor-12/29/2025 <br> Ready for Review-Document Uploaded. Please see attached CD for net proceeds from [Redacted]. - Buyer-12/26/2025 <br> Open-1031 funds missing - Due Diligence Vendor-12/16/2025 |  | Resolved-CD for funds now present - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6645874 |
| 1147 |  | D B A | Closed | FCOM4028 | 2025-12-16 09:03 | 2025-12-18 10:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6642972 |
| 1147 |  | D B A | Closed | FCRE1491 | 2025-12-16 10:31 | 2025-12-16 10:31 | Waived | 2 - Non-Material B | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Waived-Exception for 1031 exchange not being properly documented<br>Approved with conditions of we are ok to proceed until Title confirm this transaction is legal, the [Redacted] laws are followed, and IRS will accept the deal<br>Exception on page 74 of 277 - Due Diligence Vendor-12/16/2025 |  | Waived-Exception for 1031 exchange not being properly documented<br>Approved with conditions of we are ok to proceed until Title confirm this transaction is legal, the [Redacted] laws are followed, and IRS will accept the deal<br>Exception on page 74 of 277 - Due Diligence Vendor-12/16/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6645855 |
| 1147 |  | D B A | Closed | FVAL5474 | 2025-12-16 10:24 | 2025-12-16 10:24 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Exception for single entity owning 40% of units<br>Approved with conditions of [Redacted] max, 0.25 to price, DSCR>1.2 required<br>Waiver on page 73 of 277 - Due Diligence Vendor-12/16/2025 |  | Waived-Exception for single entity owning 40% of units<br>Approved with conditions of [Redacted] max, 0.25 to price, DSCR>1.2 required<br>Waiver on page 73 of 277 - Due Diligence Vendor-12/16/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds<br> requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6645683 |
| 1148 |  | D B A | Closed | FCOM4028 | 2025-12-17 07:24 | 2025-12-18 15:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6660163 |
| 1148 |  | D B A | Closed | FVAL9739 | 2025-12-17 08:43 | 2025-12-17 08:43 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-\*Exception form is provided to allow 2 unit - 3rd floor attic permitted.<br> \*Approved Conditions As-is<br> \*Exception Form is on pg. no 141 of 159<br> - Due Diligence Vendor-12/17/2025 |  | Waived-\*Exception form is provided to allow 2 unit - 3rd floor attic permitted.<br> \*Approved Conditions As-is<br> \*Exception Form is on pg. no 141 of 159<br> - Due Diligence Vendor-12/17/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6661874 |
| 1149 |  | D B A | Closed | FCRE9991 | 2025-12-17 09:55 | 2025-12-29 12:59 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-their qualifying payment is within a .5% of our Reviewed qualifying payment. less than 1% dti variance is acceptable - Due Diligence Vendor-12/29/2025 <br> Ready for Review-Document Uploaded. Please see attached email from UW. Per UW "Per UW TL "DTI in the system is accurate. We qualify with the fully amortized payment for ARMs. Not the current payment after closing." - Buyer-12/29/2025 <br> Open-DTI is of by 7.03%, Lender DTI 46.92<br> PITI, Other debts and Income matches unable to identify how lender calculated the DTI<br> Calculation: PITIA of $[Redacted]+[Redacted] other debts /[Redacted] Income =39.89% should be the DTI - Due Diligence Vendor-12/17/2025 |  | Resolved-their qualifying payment is within a .5% of our Reviewed qualifying payment. less than 1% dti variance is acceptable - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6664247 |
| 1149 |  | D B A | Closed | FCOM4028 | 2025-12-17 07:27 | 2025-12-18 15:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6660231 |
| 1149 |  | D B A | Closed | FVAL5474 | 2025-12-17 10:10 | 2025-12-17 10:10 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-As per condo major litigation is not allowed<br> Exception form provide to proceed with major litigation which marked as yes in condo questionnaire.<br> Approved With Conditions [Redacted] max, 0.25 to price<br> Exception form page 217 of 380 <br>- Due Diligence Vendor-12/17/2025 |  | Waived-As per condo major litigation is not allowed<br> Exception form provide to proceed with major litigation which marked as yes in condo questionnaire.<br> Approved With Conditions [Redacted] max, 0.25 to price<br> Exception form page 217 of 380 <br>- Due Diligence Vendor-12/17/2025<br>|  | Revolving debt is under 30%, 5 years on current job, 10 years or more in the same line of employment, No credit events past 40 months,5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6664579 |
| 1150 |  | D A | Closed | FCRE2109 | 2025-12-16 13:41 | 2025-12-26 11:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-updated 1008 with corrected income now present - Due Diligence Vendor-12/26/2025 <br>Ready for Review-Document Uploaded. Please review uploaded revised 1008.Income was updated by SUW absed to WS on file,ther ewas some issue with LOS - Buyer-12/23/2025 <br>Open-Need updated work sheet. Work sheet in file does not match income even closely. - Due Diligence Vendor-12/16/2025 |  | Resolved-updated 1008 with corrected income now present - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6650120 |
| 1150 |  | D A | Closed | FCOM4028 | 2025-12-16 12:15 | 2025-12-18 10:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6648399 |
| 1151 |  | D A | Closed | FCOM4028 | 2025-12-17 00:23 | 2025-12-18 13:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 6656763 |
| 1152 |  | D A | Closed | FCOM4028 | 2025-12-17 10:35 | 2025-12-18 16:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6665232 |
| 1153 |  | D A | Closed | FCOM4028 | 2025-12-18 16:57 | 2025-12-18 17:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6695268 |
| 1154 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA |  |  |  |
| 1155 |  | D A | Closed | FCOM4028 | 2025-12-17 02:46 | 2025-12-19 09:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6657339 |
| 1156 |  | D A | Closed | FCOM4028 | 2025-12-17 04:31 | 2025-12-19 09:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6658062 |
| 1157 |  | D B A | Closed | FCOM4028 | 2025-12-16 23:20 | 2025-12-18 21:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-12/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/17/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-12/19/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6656463 |
| 1157 |  | D B A | Closed | FCRE8201 | 2025-12-17 01:37 | 2025-12-17 12:04 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Cash to borrower is more than $[Redacted]which is $[Redacted]per Final CD in Page #16_Signed_Closing_Package.pdf. However, we have exception in page#64_Credit_pkg_2.pdf - Due Diligence Vendor-12/17/2025 |  | Waived-Cash to borrower is more than $[Redacted] which is $[Redacted] per Final CD in Page #16_Signed_Closing_Package.pdf. However, we have exception in page#64_Credit_pkg_2.pdf - Due Diligence Vendor-12/17/2025 |  | 5 years on current job - Over 8 years on current job as per CPA letter in page #57_Credit_pkg_2.pdf<br> No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No consumer late payments in the last 24 months - No Consumer late payments in CBR Page #1_Credit_pkg_2.pdf<br>| [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6657087 |
| 1158 |  | D A | Closed | FCOM4028 | 2025-12-17 05:04 | 2025-12-19 10:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6658468 |
| 1159 |  | D A | Closed | FCOM4028 | 2025-12-17 02:26 | 2025-12-18 21:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-12/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/17/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-12/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6657251 |
| 1160 |  | D A | Closed | FCOM4028 | 2025-12-17 11:58 | 2025-12-19 07:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6667062 |
| 1161 |  | D B A | Closed | FCOM4028 | 2025-12-17 12:59 | 2025-12-18 13:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6668452 |
| 1161 |  | D B A | Closed | FVAL5474 | 2025-12-17 14:17 | 2025-12-17 14:17 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Limited review. Single owner exceeds 30% concentration<br> Pg 8<br> [Redacted] condo<br> Comments [Redacted]. See condo form in file - Due Diligence Vendor-12/17/2025 |  | Waived-Limited review. Single owner exceeds 30% concentration<br> Pg 8<br> [Redacted] condo<br> Comments [Redacted]. See condo form in file - Due Diligence Vendor-12/17/2025 |  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history,<br> No consumer late payments in the last 24 months, Credit score >40 points than minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 11/11/2025 70% LTV max, 0.25 to price. DSCR>1.25 required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6670411 |
| 1162 |  | D A | Closed | FCOM4028 | 2025-12-17 11:41 | 2025-12-19 06:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6666664 |
| 1163 |  | D A | Closed | FCOM4028 | 2025-12-18 07:34 | 2025-12-18 21:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-12/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/18/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-12/19/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6681790 |
| 1164 |  | D B A | Closed | FCRE1491 | 2025-12-17 14:32 | 2025-12-22 14:09 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-donor wire now present - Due Diligence Vendor-12/22/2025 <br> Ready for Review-Document Uploaded. The wire transfer was included in the package submitted (page 139 of 660 in part 1). Also uploaded again. - Buyer-12/22/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Gift is reflecting on CD and Gift letter provided on page 659 of 660 of $[Redacted] ,donor source is missing - Due Diligence Vendor-12/17/2025 |  | Resolved-donor wire now present - Due Diligence Vendor-12/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6670697 |
| 1164 |  | D B A | Closed | FCOM4028 | 2025-12-17 12:26 | 2025-12-19 09:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6667653 |
| 1164 |  | D B A | Closed | FCRE6969 | 2025-12-17 14:28 | 2025-12-19 09:07 | Waived | 2 - Non-Material B | Credit | Eligibility | Gift Funds do not meet Guideline Requirements | Waived-As per guide borrower must contribute at least 10% from their own funds<br> Exception is provided for Please allow to use gift funds from cousin<br> Approved Conditions : [Redacted] Max, 0.25 to price <br> Exception Form page no 1 of 121 - Due Diligence Vendor-12/17/2025 |  | Waived-As per guide borrower must contribute at least 10% from their own funds<br> Exception is provided for Please allow to use gift funds from cousin<br> Approved Conditions : [Redacted] Max, 0.25 to price <br> Exception Form page no 1 of 121 - Due Diligence Vendor-12/17/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6670647 |
| 1165 |  | D B A | Closed | FCRE1226 | 2025-12-18 10:20 | 2025-12-29 10:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Appraisal Transfer documentation is incomplete or partial | Resolved-AVM for appr transfer now present - Due Diligence Vendor-12/29/2025 <br>Ready for Review-Document Uploaded. AVM uploaded - Buyer-12/26/2025 <br>Counter-per guidelines Regardless of SSR CU score, an eligible form of secondary valuation ([Redacted]-pulled AVM with confidence score of 90%+ and value not more than 10% less than the appraised value) is required for each transferred appraisal. - Due Diligence Vendor-12/26/2025 <br>Ready for Review-The SSR forms were on file with CU score below 2.5 - Buyer-12/23/2025 <br>Open-\*Appraisal transfer in file need secondary supported valuation - Due Diligence Vendor-12/18/2025 |  | Resolved-AVM for appr transfer now present - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6687005 |
| 1165 |  | D B A | Closed | FCOM4028 | 2025-12-17 15:08 | 2025-12-19 11:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6671223 |
| 1165 |  | D B A | Closed | FCRE8705 | 2025-12-18 10:18 | 2025-12-18 11:06 | Waived | 2 - Non-Material B | Credit | Eligibility | Excessive Seller Contributions | Waived-\*No interested party contributions are allowed if purchase price is greater than the listing price by either [Redacted]% or $[Redacted]<br> \*Exception is provided to proceed the loan with listing price greater than $[Redacted]<br> \*Exception is on pg 162 of 342<br> \*Approved AS-IS - Due Diligence Vendor-12/18/2025 |  | Waived-\*No interested party contributions are allowed if purchase price is greater than the listing price by either [Redacted]% or $[Redacted]<br> \*Exception is provided to proceed the loan with listing price greater than $[Redacted]<br> \*Exception is on pg 162 of 342<br> \*Approved AS-IS - Due Diligence Vendor-12/18/2025 |  | \*Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum, Borrower contribution exceeds requirement >=5% | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6686978 |
| 1166 |  | D A | Closed | FCOM4028 | 2025-12-17 12:02 | 2025-12-19 07:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6667153 |
| 1167 |  | D A | Closed | FCOM4028 | 2025-12-17 14:51 | 2025-12-18 21:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-12/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/17/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-12/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6670991 |
| 1168 |  | D A | Closed | FCOM4028 | 2025-12-17 13:07 | 2025-12-19 12:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6668696 |
| 1169 |  | D A | Closed | FCOM4028 | 2025-12-17 13:57 | 2025-12-19 13:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6669826 |
| 1170 |  | D A | Closed | FCOM4028 | 2025-12-17 08:25 | 2025-12-18 07:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6661522 |
| 1171 |  | D B A | Closed | FCOM9970 | 2025-12-17 10:16 | 2025-12-19 12:05 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Compliance Documentation Unable to Test Compliance | Resolved-Final CD provided is acceptable. - Due Diligence Vendor-12/19/2025 <br>Ready for Review-Please see signed final CD that has been uploaded. - Buyer-12/18/2025 <br>Open-Missing final TIL and/or other documentation necessary to run Compliance Testing. Unable to complete Compliance testing without the Final Closing Disclosure signed at Closing. - Due Diligence Vendor-12/17/2025 |  | Resolved-Final CD provided is acceptable. - Due Diligence Vendor-12/19/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6664716 |
| 1171 |  | D B A | Closed | FCOM1544 | 2025-12-17 10:15 | 2025-12-19 12:04 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-This is acceptable. - Due Diligence Vendor-12/19/2025 <br>Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-12/19/2025 <br>Ready for Review-Document Uploaded. Please see attached signed final CD. - Buyer-12/18/2025 <br>Open-TRID: Missing Final Closing Disclosure Provide the missing Final Closing Disclosure signed at closing. - Due Diligence Vendor-12/17/2025 |  | Resolved-This is acceptable. - Due Diligence Vendor-12/19/2025 <br>Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-12/19/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6664690 |
| 1171 |  | D B A | Closed | FCOM4028 | 2025-12-17 07:55 | 2025-12-18 11:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6660785 |
| 1171 |  | D B A | Closed | FCRE1174 | 2025-12-17 09:20 | 2025-12-17 09:20 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Waived-As per guide, Building Ordinance or Law Endorsement, if the enforcement of any building, zoning, or land-use aw would result in loss or damage, increased cost of repairs or reconstruction, or additional demolition and removal costs to rebuild after a covered loss event occurs. <br> \*Exception form is provided to allow with O&L Master coverage is excluded<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 1 of 339, Condo Insurance page 198 and 190 of 339 - Due Diligence Vendor-12/17/2025 - Due Diligence Vendor-12/17/2025 |  | Waived-Waived-As per guide, Building Ordinance or Law Endorsement, if the enforcement of any building, zoning, or land-use aw would result in loss or damage, increased cost of repairs or reconstruction, or additional demolition and removal costs to rebuild after a covered loss event occurs. <br> \*Exception form is provided to allow with O&L Master coverage is excluded<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 1 of 339, Condo Insurance page 198 and 190 of 339 - Due Diligence Vendor-12/17/2025 - Due Diligence Vendor-12/17/2025<br>|  | Revolving debt is under 30%, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6662694 |
| 1172 |  | D B A | Closed | FCOM4028 | 2025-12-18 02:33 | 2025-12-19 12:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6678751 |
| 1172 |  | D B A | Closed | FCRE1174 | 2025-12-18 03:49 | 2025-12-18 07:06 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master Condo Insurance Policy Partially Provided No Building Ordinance or Law Endorsement per master policy in page #264 & 265 of Credit Package.pdf, However Exception document is in page # 284 of Credit pkg.pdf - Due Diligence Vendor-12/18/2025 |  | Waived-Master Condo Insurance Policy Partially Provided No Building Ordinance or Law Endorsement per master policy in page #264 & 265 of Credit Package.pdf, However Exception document is in page # 284 of Credit pkg.pdf - Due Diligence Vendor-12/18/2025<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File <br> No mortgage late payments in the last 24 months-No Mortgage late payments in CBR Page #2 of Credit Package.pdf<br> 5+ years credit history-Oldest tradeline date in CBR page # 2 of Credit Package.pdf is 11/01/2002<br> No consumer late payments in the last 24 months-No Consumer late payments in CBR Page #2 of Credit Package.pdf <br> Credit score >40 points than minimum required-Audited FICO 782 and Guideline maximum FICO 660 with difference 122 which is greater than 40<br> Borrower contribution exceeds requirement >=5%-Borrower contribution is nearly 31.89% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6679253 |
| 1173 |  | D A | Closed | FCOM4028 | 2025-12-18 06:54 | 2025-12-19 14:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6681131 |
| 1174 |  | D A | Closed | FCOM4028 | 2025-12-18 06:41 | 2025-12-26 11:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Ready for Review-File was recently closed,recorded MTG is not available yet. - Buyer-12/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6680911 |
| 1175 |  | D A | Closed | FCOM4028 | 2025-12-18 04:21 | 2025-12-19 14:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6679571 |
| 1176 |  | D A | Closed | FCOM4028 | 2025-12-18 05:16 | 2025-12-19 14:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6680095 |
| 1177 |  | D A | Closed | FCOM4028 | 2025-12-18 06:51 | 2025-12-19 16:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6681106 |
| 1178 |  | D A | Closed | FCOM4028 | 2025-12-17 21:03 | 2025-12-22 08:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6676865 |
| 1179 |  | D A | Closed | FCOM4028 | 2025-12-17 14:51 | 2025-12-19 13:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6670993 |
| 1180 |  | D B A | Closed | FCOM4028 | 2025-12-18 07:37 | 2025-12-22 06:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6681864 |
| 1180 |  | D B A | Closed | FCRE1200 | 2025-12-18 09:39 | 2025-12-22 06:43 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-\*As per guide minimum loan amount is [Redacted]<br> \*Exception form is provided to allow loan amount < $[Redacted]<br> \*Approved Conditions 0.25 to price<br> \*Exception Form is on pg no 47 of 156<br> - Due Diligence Vendor-12/18/2025 |  | Waived-\*As per guide minimum loan amount is [Redacted]<br> \*Exception form is provided to allow loan amount < $[Redacted]<br> \*Approved Conditions 0.25 to price<br> \*Exception Form is on pg no 47 of 156<br> - Due Diligence Vendor-12/18/2025 |  | No credit events past 40 months, 5+ years credit history, 2+ borrowers on the loan | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6686051 |
| 1181 |  | D A | Closed | FCOM4028 | 2025-12-18 02:08 | 2025-12-19 17:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6678678 |
| 1182 |  | D A | Closed | FCOM4028 | 2025-12-18 04:08 | 2025-12-22 09:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6679410 |
| 1183 |  | D A | Closed | FCOM4028 | 2025-12-18 09:05 | 2025-12-18 12:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6684474 |
| 1184 |  | D A | Closed | FCOM4028 | 2025-12-17 17:18 | 2025-12-19 14:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6673292 |
| 1185 |  | D A | Closed | FCOM4028 | 2025-12-18 08:28 | 2025-12-22 11:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6683027 |
| 1186 |  | D B C A | Closed | 2260 | 2025-12-22 11:29 | 2025-12-26 11:57 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-none per lender - Due Diligence Vendor-12/26/2025 <br>Ready for Review-Per the 1st page of the final CD included in the package submitted (page 91 of 844 in part 1), there are no prepayment penalties. - Buyer-12/24/2025 <br>Open-Confirm prepayment - Due Diligence Vendor-12/22/2025 |  | Resolved-none per lender - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6740807 |
| 1186 |  | D B C A | Closed | FCOM4028 | 2025-12-18 10:12 | 2025-12-22 11:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6686822 |
| 1186 |  | D B C A | Closed | FCRE1200 | 2025-12-18 13:03 | 2025-12-22 11:39 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-As per rate sheet for multi family Minimum loan amount is [Redacted]<br> Exception is provided to Allow $[Redacted] loan amount.<br> Approved Conditions : 0.375 to price<br> Exception Form page no 110 of 125 - Due Diligence Vendor-12/18/2025 |  | Waived-As per rate sheet for multi family Minimum loan amount is [Redacted]<br> Exception is provided to Allow [Redacted] loan amount.<br> Approved Conditions : 0.375 to price<br> Exception Form page no 110 of 125 - Due Diligence Vendor-12/18/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, DSCR > 1.3 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6690647 |
| 1187 |  | D A | Closed | FCOM4028 | 2025-12-18 07:16 | 2025-12-22 12:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6681403 |
| 1188 |  | D A | Closed | FCOM4028 | 2025-12-18 10:24 | 2025-12-22 12:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6687126 |
| 1189 |  | D A | Closed | FCOM4028 | 2025-12-18 08:55 | 2025-12-19 15:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6683670 |
| 1190 |  | D A | Closed | FCOM4028 | 2025-12-18 10:41 | 2025-12-22 13:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6687470 |
| 1191 |  | D A | Closed | FCOM1544 | 2025-12-19 13:35 | 2025-12-26 12:27 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-This is acceptable. - Due Diligence Vendor-12/26/2025 <br>Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-12/26/2025 <br>Ready for Review-Document Uploaded. Please review uploaded final CD - Buyer-12/24/2025 <br>Open-TRID: Missing Final Closing Disclosure final CD missing for borrower - Due Diligence Vendor-12/19/2025 |  | Resolved-This is acceptable. - Due Diligence Vendor-12/26/2025 <br>Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6713803 |
| 1191 |  | D A | Closed | FCOM9970 | 2025-12-19 15:00 | 2025-12-26 11:58 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Compliance Documentation Unable to Test Compliance | Resolved-final CD now present - Due Diligence Vendor-12/26/2025 <br>Ready for Review-Document Uploaded. Please review uploaded final CD - Buyer-12/24/2025 <br>Open-Missing final TIL and/or other documentation necessary to run Compliance Testing. Unable to test Compliance without the Final Closing Disclosure. - Due Diligence Vendor-12/19/2025 |  | Resolved-final CD now present - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6715683 |
| 1191 |  | D A | Closed | FCOM4028 | 2025-12-19 13:15 | 2025-12-23 07:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/23/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/23/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/23/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6713213 |
| 1192 |  | D B A | Closed | FVAL4940 | 2025-12-19 07:46 | 2025-12-26 12:49 | Resolved | 1 - Information D A | Property | Missing Doc | Missing Homeowner's Association Questionnaire | Resolved-lender clarified what HOA dues are - Due Diligence Vendor-12/26/2025 <br> Ready for Review-Document Uploaded. Please review uploaded revised 1008 with HOA corresponding to the amount disclose don appraisal $[Redacted].DSCR is 1.11 using updated HOA - Buyer-12/24/2025 <br> Open-Property is condo and HOA amount $[Redacted] is reflecting in 1008 anf final 1003 where as condo Questionnaire shows HOA Dues $[Redacted]-[Redacted], In Appraisal HOA amount is $[Redacted], there is a LOE in page 259 which Shows HOA Dues $[Redacted], Unable to verify the HOA $[Redacted], as per now considered from 1008 to match the DSCR - Due Diligence Vendor-12/19/2025 |  | Resolved-lender clarified what HOA dues are - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6703597 |
| 1192 |  | D B A | Closed | FCOM4028 | 2025-12-19 05:31 | 2025-12-22 13:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6701577 |
| 1192 |  | D B A | Closed | FVAL5472 | 2025-12-19 07:21 | 2025-12-22 04:50 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Minimum Gross living area is 500 Sq Ft whereas Gross living area for subject property per Appraisal Report in Page #8 is [Redacted] Sq Ft, However exception document is in page # 438 - Due Diligence Vendor-12/19/2025 |  | Waived-Minimum Gross living area is 500 Sq Ft whereas Gross living area for subject property per Appraisal Report in Page #8 is [Redacted] Sq Ft, However exception document is in page # 438 - Due Diligence Vendor-12/19/2025 |  | No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months- No Mortgage late payments in CBR Page #525<br> 5+ years credit history-Oldest tradeline date in CBR page # 525 is 08/01/1990<br> No consumer late payments in the last 24 months-No Consumer late payments in CBR Page #525<br> Credit score >40 points than minimum required-Audited FICO 814 and Guideline maximum FICO 660 with difference 153 which is greater than 40 <br> Borrower contribution exceeds requirement >=5%-Borrower contribution is nearly 28.98%<br> Reserves >6 months-Calculated reserves in File is 81.69 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6703148 |
| 1193 |  | D A | Closed | FCOM4028 | 2025-12-18 21:53 | 2025-12-22 07:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6699124 |
| 1194 |  | D A | Closed | FCOM4028 | 2025-12-19 03:36 | 2025-12-22 10:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6700687 |
| 1195 |  | D B A | Closed | FCRE6969 | 2025-12-23 06:45 | 2025-12-30 09:04 | Resolved | 1 - Information C A | Credit | Eligibility | Gift Funds do not meet Guideline Requirements | Resolved-gift wires now present - Due Diligence Vendor-12/30/2025 <br> Ready for Review-Document Uploaded. Please see attached email with screen shots showing wires for gift funds. - Buyer-12/29/2025 <br> Open-Gift of $[Redacted] is reflecting on CD, gift letter on page #68-71. However donor source missing - Due Diligence Vendor-12/23/2025 |  | Resolved-gift wires now present - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6757964 |
| 1195 |  | D B A | Closed | FCOM4028 | 2025-12-19 09:10 | 2025-12-23 06:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/23/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6705320 |
| 1195 |  | D B A | Closed | FCRE0626 | 2025-12-19 10:40 | 2025-12-23 06:42 | Waived | 2 - Non-Material B | Credit | Closing | Borrower Minimum Contribution Towards Purchase Not Met | Waived-pg 341<br> Borrower minimum contribution<br> Comments Guideline for min contribution wording was misinterpreted by me - it states must contribute [Redacted]% and gift<br> funds not allowed over [Redacted]% on p&l, which I took to mean below [Redacted]% there was no min contribution. We<br> have [Redacted]% down, borrower cont is [Redacted]%, [Redacted] credit, please approve - last condition on loan<br> - Due Diligence Vendor-12/19/2025 |  | Waived-pg 341<br> Borrower minimum contribution<br> Comments Guideline for min contribution wording was misinterpreted by me - it states must contribute [Redacted]% and gift<br> funds not allowed over [Redacted]% on p&l, which I took to mean below [Redacted]% there was no min contribution. We<br> have [Redacted]% down, borrower cont is [Redacted]%, [Redacted] credit, please approve - last condition on loan<br> - Due Diligence Vendor-12/19/2025 |  | Compensating Factors<br> 5 years on current job, No credit events past 40 months, Reserves >6 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 12/11/2025 0.25 to price | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6707978 |
| 1196 |  | D A | Closed | FCRE1365 | 2025-12-23 06:29 | 2025-12-29 11:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 IRS Transcripts Missing | Resolved-transcript now present - Due Diligence Vendor-12/29/2025 <br>Ready for Review-Document Uploaded. Please review uploaded 2024 1040's for co-borrower - Buyer-12/29/2025 <br>Counter-missing the 2024 tax transcript this is the 2023 - Due Diligence Vendor-12/29/2025 <br>Ready for Review-Document Uploaded. Please review uploaded 1040's transcripts for co-borrower - Buyer-12/29/2025 <br>Counter-this is only b1. missing b2 Tax return transcript - Due Diligence Vendor-12/26/2025 <br>Ready for Review-Document Uploaded. Please review uploaded tax transcripts(w-2 and 1040's) - Buyer-12/24/2025 <br>Open-Both personal and business tax returns are present in file. Missing transcripts - Due Diligence Vendor-12/23/2025 |  | Resolved-transcript now present - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6757802 |
| 1196 |  | D A | Closed | FCRE1335 | 2025-12-23 06:28 | 2025-12-26 12:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 IRS Transcripts Missing | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-12/26/2025 <br>Ready for Review-Document Uploaded. Please review uploaded tax transcripts(w-2 and 1040's) - Buyer-12/24/2025 <br>Open-Both personal and Business tax returns are present in file. Missing transcripts. - Due Diligence Vendor-12/23/2025 |  | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6757797 |
| 1196 |  | D A | Closed | FCOM4028 | 2025-12-18 11:56 | 2025-12-22 14:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6689069 |
| 1197 |  | D A | Closed | FCOM4028 | 2025-12-18 10:37 | 2025-12-23 07:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6687369 |
| 1198 |  | D A | Closed | FCOM4028 | 2025-12-18 11:54 | 2025-12-22 16:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6689000 |
| 1199 |  | D A | Closed | FCOM4028 | 2025-12-19 08:31 | 2025-12-23 08:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6704584 |
| 1200 |  | D A | Closed | FCOM4028 | 2025-12-19 14:47 | 2025-12-22 13:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6715450 |
| 1201 |  | D A | Closed | FCOM4028 | 2025-12-18 11:35 | 2025-12-22 07:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6688615 |
| 1202 |  | D A | Closed | FCOM1208 | 2025-12-18 14:37 | 2026-01-21 08:11 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Note is Incomplete | Resolved-corrected Note now present with only 1 borrower - Due Diligence Vendor-01/21/2026 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-01/20/2026 <br>Open-The Note is Incomplete Provide the correct note that 2nd Signer is not on loan - Due Diligence Vendor-12/18/2025 |  | Resolved-corrected Note now present with only 1 borrower - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6693335 |
| 1203 |  | D A | Closed | FCOM1221 | 2025-12-18 15:07 | 2025-12-26 13:10 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-appr now corrected to reflect PUD - Due Diligence Vendor-12/26/2025 <br>Ready for Review-Document Uploaded. Please find the revised docs attached - Buyer-12/26/2025 <br>Open-The Deed of Trust is Incomplete PUD rider is checked mark however as per Appraisal refer page #149 of 389 & Approval Document refer page# 133 of 147 reading as Single Family Residence, Need Corrected Deed of trust Document - Due Diligence Vendor-12/18/2025 |  | Resolved-appr now corrected to reflect PUD - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6694006 |
| 1203 |  | D A | Closed | FCOM4028 | 2025-12-18 13:43 | 2025-12-22 07:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6691576 |
| 1204 |  | D A | Closed | FCOM4028 | 2025-12-18 11:35 | 2025-12-23 16:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6688606 |
| 1205 |  | D A | Closed | FCOM4028 | 2025-12-19 02:05 | 2025-12-22 14:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6700191 |
| 1206 |  | D B A C | Closed | FPRO1242 | 2025-12-18 14:34 | 2025-12-29 07:35 | Resolved | 1 - Information D A | Property | Missing Doc | Appraisal is Missing | Resolved-now present - Due Diligence Vendor-12/26/2025 <br>Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-12/26/2025 <br>Ready for Review-Document Uploaded. Please see attached appraisal - Buyer-12/24/2025 <br>Open-Appraisal is Missing no appraisal located in file - Due Diligence Vendor-12/18/2025 |  | Resolved-now present - Due Diligence Vendor-12/26/2025 <br>Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6693141 |
| 1206 |  | D B A C | Closed | 1000704-1002118 | 2025-12-18 15:25 | 2025-12-26 13:31 | Cured | 2 - Non-Material C B | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Cured-This is acceptable. - Due Diligence Vendor-12/26/2025 <br> Resolved- - Due Diligence Vendor-12/26/2025 <br> Ready for Review-Document Uploaded. Please see attached PCCD. - Buyer-12/24/2025 <br> Open- - Due Diligence Vendor-12/18/2025 <br> Open-The disclosed finance charge ($[Redacted]) is ($[Redacted]) below the actual finance charge($[Redacted]). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $100 below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) APR should include Title-Admin Processing Fee. This is an APR Fee. - Due Diligence Vendor-12/18/2025 <br> Open- - Due Diligence Vendor-12/18/2025 |  | Cured-This is acceptable. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6694340 |
| 1206 |  | D B A C | Closed | FCOM4028 | 2025-12-18 13:43 | 2025-12-22 13:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6691578 |
| 1207 |  | D A | Closed | FCRE5770 | 2025-12-18 17:37 | 2025-12-30 09:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-credit report and proof 2 new liens are newly originated now present - Due Diligence Vendor-12/30/2025 <br> Ready for Review-Document Uploaded. These were loans apart of a multipack. There would not be any pay history. Please see attached final CDs from those transactions. - Buyer-12/29/2025 <br> Counter-missing Pay history for 2 other liens with lender that are on 1003 but not credit - Due Diligence Vendor-12/26/2025 <br> Ready for Review- - Due Diligence Vendor-12/26/2025 <br> Ready for Review-Document Uploaded. Please see attached credit report. - Buyer-12/24/2025 <br> Open-Borrower 1 Credit Report is Missing. - Please provide borrower's Credit Report showing [Redacted] FICO and credit liabilities. - Due Diligence Vendor-12/19/2025 |  | Resolved-credit report and proof 2 new liens are newly originated now present - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6695496 |
| 1207 |  | D A | Closed | FVAL1039 | 2025-12-18 18:03 | 2025-12-26 13:24 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-now present - Due Diligence Vendor-12/26/2025 <br>Ready for Review-Document Uploaded. Please see attached CDA - Buyer-12/24/2025 <br>Open-- FNMA Collateral Underwrite Risk Score is 3.1. Missing Secondary valuation product to support appraised value. - Due Diligence Vendor-12/19/2025 |  | Resolved-now present - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6695739 |
| 1207 |  | D A | Closed | FCOM4028 | 2025-12-18 17:19 | 2025-12-22 14:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6695353 |
| 1208 |  | D B A | Closed | FCRE1501 | 2025-12-19 10:42 | 2025-12-30 09:14 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-lender used new guideline change to 3 months since loan was locked after guideline change - Due Diligence Vendor-12/30/2025 <br> Ready for Review-Document Uploaded. Please see attached UW email. Per UW "Sent email to SUW to advise. Per SUW "It was a guide changes that 6 months reserves are not required for FTHB, and it could be applied for all files." - Buyer-12/29/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $[Redacted] is less than Total Required Reserve Amount of $[Redacted] 6 Month Reserve $$[Redacted], available $[Redacted] = Shortage $[Redacted] Need additional 1 month of asset statement - Due Diligence Vendor-12/19/2025 |  | Resolved-lender used new guideline change to 3 months since loan was locked after guideline change - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6708058 |
| 1208 |  | D B A | Closed | FCOM4028 | 2025-12-18 15:04 | 2025-12-26 08:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6693943 |
| 1208 |  | D B A | Closed | FCRE1174 | 2025-12-19 11:43 | 2025-12-26 08:35 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master Condo Insurance Policy Partially Provided As per guide Ord and law coverage is required<br> Exception Form is provided to processed with loan Master policy: Ord and law coverage for B&C only<br> Exception form is on 111 of 119<br> Approve with [Redacted] MAX & 0.5 to price. Extended HO6 required (LA coverage) - Due Diligence Vendor-12/19/2025 |  | Waived-Master Condo Insurance Policy Partially Provided As per guide Ord and law coverage is required<br> Exception Form is provided to processed with loan Master policy: Ord and law coverage for B&C only<br> Exception form is on 111 of 119<br> Approve with [Redacted] MAX & 0.5 to price. Extended HO6 required (LA coverage) - Due Diligence Vendor-12/19/2025<br>|  | Revolving debt is under 30%, Residual income >=3000$, No credit events past 40 months, No consumer late payments in the last 24 months, 2+ borrowers on the loan, Credit score >40 points than minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6710108 |
| 1208 |  | D B A | Closed | FCRE1317 | 2025-12-19 11:34 | 2025-12-26 08:34 | Waived | 2 - Non-Material B | Credit | Income/Employment | Borrower 1 Total Years Employment Verified is Less Than 24 Months | Waived-As Per guide need 2 year of employment history<br> Exception Form is provided to processed with the loan Less than 2 years self-employment in construction.<br> Exception form is on 110 of 119<br> Approve condition [Redacted] MAX & 0.25 to price - Due Diligence Vendor-12/19/2025 |  | Waived-As Per guide need 2 year of employment history<br> Exception Form is provided to processed with the loan Less than 2 years self-employment in construction.<br> Exception form is on 110 of 119<br> Approve condition [Redacted] MAX & 0.25 to price - Due Diligence Vendor-12/19/2025<br>|  | Revolving debt is under 30%, Residual income >=3000$, No credit events past 40 months, No consumer late payments in the last 24 months, 2+ borrowers on the loan, Credit score >40 points than minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6709864 |
| 1209 |  | D A | Closed | FCOM4028 | 2025-12-19 08:20 | 2025-12-22 14:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6704374 |
| 1210 |  | D A | Closed | FCOM4028 | 2025-12-18 15:36 | 2025-12-26 08:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6694486 |
| 1211 |  | D B A | Closed | FCRE8800 | 2025-12-19 06:42 | 2025-12-30 14:02 | Resolved | 1 - Information C A | Credit | Eligibility | Compensating Factors are insufficient to approve Exception Waiver | Resolved-lender is rolled into LTV points and allowed up to 2% - Due Diligence Vendor-12/30/2025 <br> Ready for Review-The exception had 2 points financed ,we are good with LTV [Redacted]% - Buyer-12/30/2025 <br> Open-Exception Waiver permitted a maximum LTV of [Redacted]%. Loan closed at [Redacted]% LTV. - Due Diligence Vendor-12/19/2025 |  | Resolved-lender is rolled into LTV points and allowed up to 2% - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6702382 |
| 1211 |  | D B A | Closed | FCOM4028 | 2025-12-19 05:49 | 2025-12-26 09:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6701679 |
| 1211 |  | D B A | Closed | FVAL3954 | 2025-12-19 06:41 | 2025-12-26 09:18 | Waived | 2 - Non-Material B | Property | Property | Property Damage | Waived-Waived-As per guide, Guideline requires Condo Projects have no outstanding critical repairs<br> \*Exception form is provided to allow with project with repairs still required, however, Eng Report states our unit has no safety issues. Report page 238 of 269.<br> \*Approved Conditions: [Redacted] max, 0.5 to price<br> \*Exception form is on page # 46 of 155 - Due Diligence Vendor-12/19/2025 - Due Diligence Vendor-12/19/2025 |  | Waived-Waived-As per guide, Guideline requires Condo Projects have no outstanding critical repairs<br> \*Exception form is provided to allow with project with repairs still required, however, Eng Report states our unit has no safety issues. Report page 238 of 269.<br> \*Approved Conditions: [Redacted] max, 0.5 to price<br> \*Exception form is on page # 46 of 155 - Due Diligence Vendor-12/19/2025 - Due Diligence Vendor-12/19/2025<br>|  | Revolving debt is under 30%, 5 years on current job, No credit events past 40 months, 5+ years credit history | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6702373 |
| 1212 |  | D A C | Closed | 2260 | 2025-12-26 11:40 | 2025-12-30 09:15 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-none per lender - Due Diligence Vendor-12/30/2025 <br>Ready for Review-Per 1st page of the final CD included in the package submitted (186 of 767), there are no prepayment penalties. - Buyer-12/29/2025 <br>Open-confirm none - Due Diligence Vendor-12/26/2025 |  | Resolved-none per lender - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6817340 |
| 1212 |  | D A C | Closed | FCOM4028 | 2025-12-21 20:11 | 2025-12-26 11:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6727938 |
| 1213 |  | D A | Closed | FPRO1243 | 2025-12-19 12:18 | 2025-12-30 09:39 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal is Missing | Resolved-second appr is now present - Due Diligence Vendor-12/30/2025 <br> Ready for Review-Document Uploaded. Please see attached 1st and 2nd appraisals. - Buyer-12/29/2025 <br> Open-Loan amount is [Redacted] need second appraisal. - Due Diligence Vendor-12/19/2025 |  | Resolved-second appr is now present - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6711478 |
| 1213 |  | D A | Closed | FCOM4028 | 2025-12-19 08:02 | 2025-12-26 10:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6703957 |
| 1214 |  | D A C | Closed | 2260 | 2025-12-26 12:10 | 2025-12-30 09:43 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-no prepay per lender - Due Diligence Vendor-12/30/2025 <br>Ready for Review-No PPP as per lock (adjustment was added for 0 Y PPP) - Buyer-12/29/2025 <br>Open-confirm none - Due Diligence Vendor-12/26/2025 |  | Resolved-no prepay per lender - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6817847 |
| 1214 |  | D A C | Closed | FCOM4028 | 2025-12-21 21:52 | 2025-12-26 12:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6728155 |
| 1215 |  | D B A | Closed | FCOM4028 | 2025-12-22 06:07 | 2025-12-26 10:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6731361 |
| 1215 |  | D B A | Closed | FCRE1174 | 2025-12-22 07:28 | 2025-12-26 10:47 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-guides call for ins to be on replacement cost. Roof is cash value. Pg. 431<br> ACV on roof<br> Comments Hi Team, the HOA is not willing to provide the answer about the age of the roof, thus need the exception to proceed. - Due Diligence Vendor-12/22/2025 |  | Waived-guides call for ins to be on replacement cost. Roof is cash value. Pg. 431<br> ACV on roof<br> Comments Hi Team, the HOA is not willing to provide the answer about the age of the roof, thus need the exception to proceed. - Due Diligence Vendor-12/22/2025<br>|  | No credit events past 40 months, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points<br> than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 12/03/2025 0.25 to price, 60 CLTV max | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6732628 |
| 1216 |  | D A | Closed | FCOM4028 | 2025-12-19 09:40 | 2025-12-26 11:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6706546 |
| 1217 |  | D A | Closed | FCOM4028 | 2025-12-19 10:22 | 2025-12-26 13:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6707489 |
| 1218 |  | D B A | Closed | FVAL4940 | 2025-12-22 11:00 | 2025-12-30 10:05 | Resolved | 1 - Information D A | Property | Missing Doc | Missing Homeowner's Association Questionnaire | Resolved-lender accepts questionnaire from other lender, they have reviewed and approved usage - Due Diligence Vendor-12/30/2025 <br> Ready for Review-Per collateral UW "Due to the volume increase we allow non-[Redacted] questionnaires as long as all information we need for a specific approval is covered there." - Buyer-12/29/2025 <br> Open-missing [Redacted]. pg 231 is not lender form - Due Diligence Vendor-12/22/2025 |  | Resolved-lender accepts questionnaire from other lender, they have reviewed and approved usage - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6739592 |
| 1218 |  | D B A | Closed | FCOM4028 | 2025-12-22 07:57 | 2025-12-26 15:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6733252 |
| 1218 |  | D B A | Closed | FCRE9994 | 2025-12-26 14:27 | 2025-12-26 14:29 | Waived | 2 - Non-Material B | Credit | Eligibility | Original LTV (OLTV) does not meet eligibility requirement(s) | Waived-Exception form is provided to use appr value on recent purchase with in 12 months<br> Exception is on pg #99<br> - Due Diligence Vendor-12/26/2025 |  | Waived-Exception form is provided to use appr value on recent purchase with in 12 months<br> Exception is on pg #99<br> - Due Diligence Vendor-12/26/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Credit score >40 points than minimum required, Reserves >6 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 6819901 |
| 1218 |  | D B A | Closed | FVAL5524 | 2025-12-22 10:59 | 2025-12-22 10:59 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-no structural repair properties allowed.<br> Pg 101<br> repairs balconies are being made currently, proceed seasoning av<br> Comments Repairs to the balconies are being made currently. Borrower also does have a good FICO and never had any<br> late payments. This sale on a penthouse suite unit was well below market value and the borrower replaced entral heat and air due to the death of the sellers.<br> - Due Diligence Vendor-12/22/2025 |  | Waived-no structural repair properties allowed.<br> Pg 101<br> repairs balconies are being made currently, proceed seasoning av<br> Comments Repairs to the balconies are being made currently. Borrower also does have a good FICO and never had any<br> late payments. This sale on a penthouse suite unit was well below market value and the borrower replaced entral heat and air due to the death of the sellers.<br> - Due Diligence Vendor-12/22/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Credit score >40 points than minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 10/20/2025 80 LTV Max, 0.375 to price | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 6739543 |
| 1219 |  | D A | Closed | FCOM4028 | 2025-12-21 09:38 | 2025-12-22 07:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6724631 |
| 1220 |  | D B A | Closed | FCRE1201 | 2025-12-20 09:35 | 2025-12-26 13:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-12/26/2025 <br>Resolved-now present - Due Diligence Vendor-12/26/2025 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-12/24/2025 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-12/20/2025 |  | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-12/26/2025 <br>Resolved-now present - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6722951 |
| 1220 |  | D B A | Closed | FCOM4028 | 2025-12-20 08:53 | 2025-12-22 07:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6722910 |
| 1220 |  | D B A | Closed | FPRO116 | 2025-12-20 09:42 | 2025-12-20 09:42 | Waived | 2 - Non-Material B | Property | Property | Other Property/Value Finding | Waived-Waived-As per guide, Guideline permits only minor pending litigation, as defined by FNMA, for condo projects.<br> \*Exception form is provided to allow litigation - see page 327 of 431.<br> \*Approved Conditions: [Redacted] max, 0.25 to price.<br> \*Exception form is on page # 19 of 171 - Due Diligence Vendor-12/20/2025 - Due Diligence Vendor-12/20/2025 |  | Waived-Waived-As per guide, Guideline permits only minor pending litigation, as defined by FNMA, for condo projects.<br> \*Exception form is provided to allow litigation - see page 327 of 431.<br> \*Approved Conditions: [Redacted] max, 0.25 to price.<br> \*Exception form is on page # 19 of 171 - Due Diligence Vendor-12/20/2025 - Due Diligence Vendor-12/20/2025<br>|  | Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months,Borrower contribution exceeds requirement >=5% | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6722966 |
| 1221 |  | D A | Closed | FCOM4028 | 2025-12-22 11:56 | 2025-12-26 12:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6743083 |
| 1222 |  | D A | Closed | FCOM4028 | 2025-12-22 03:30 | 2025-12-26 13:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6729681 |
| 1223 |  | D A | Closed | FCOM4028 | 2025-12-22 08:55 | 2025-12-26 14:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6734839 |
| 1224 |  | D A | Closed | FCOM4028 | 2025-12-19 13:23 | 2025-12-26 04:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6713460 |
| 1225 |  | D A | Closed | FCOM4028 | 2025-12-22 07:53 | 2025-12-26 16:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6733175 |
| 1226 |  | D A | Closed | FCOM4028 | 2025-12-19 15:48 | 2025-12-26 15:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6716613 |
| 1227 |  | D B A | Closed | FCOM4028 | 2025-12-22 07:34 | 2025-12-22 14:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6732766 |
| 1227 |  | D B A | Closed | FVAL5385 | 2025-12-22 08:21 | 2025-12-22 08:21 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Waived-As per guide, Guideline prohibits cash out refinances when the subject has been listed for sale in the last 6 months prior to origination.<br> \*Exception form is provided to allow cash out refinance when subject had a listing recently canceled in 09/17/2025.<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page # 6 of 103 - Due Diligence Vendor-12/22/2025 - Due Diligence Vendor-12/22/2025 |  | Waived-Waived-As per guide, Guideline prohibits cash out refinances when the subject has been listed for sale in the last 6 months prior to origination.<br> \*Exception form is provided to allow cash out refinance when subject had a listing recently canceled in 09/17/2025.<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page # 6 of 103 - Due Diligence Vendor-12/22/2025 - Due Diligence Vendor-12/22/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in<br> the last 24 months. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6733704 |
| 1228 |  | D A | Closed | FCRE1326 | 2025-12-23 06:18 | 2025-12-29 07:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 YTD Profit & Loss Missing | Resolved-Borrower 1 YTD Profit & Loss Provided - Due Diligence Vendor-12/29/2025 <br>Open-P&L in file page 11 is not signed by tax preparer - Due Diligence Vendor-12/23/2025 |  | Resolved-Borrower 1 YTD Profit & Loss Provided - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6757720 |
| 1228 |  | D A | Closed | FCOM4028 | 2025-12-23 05:26 | 2025-12-26 09:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6756787 |
| 1229 |  | D A | Closed | FCRE6969 | 2025-12-23 09:33 | 2025-12-31 08:43 | Resolved | 1 - Information C A | Credit | Eligibility | Gift Funds do not meet Guideline Requirements | Resolved-wire from donor now present - Due Diligence Vendor-12/31/2025 <br> Ready for Review-Document Uploaded. Please see attached wire for gift funds. - Buyer-12/30/2025 <br> Open-missing copy of [Redacted] donor wire - Due Diligence Vendor-12/23/2025 |  | Resolved-wire from donor now present - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6762160 |
| 1229 |  | D A | Closed | FCRE9991 | 2025-12-23 09:24 | 2025-12-30 14:03 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-ltv updated on lock - Due Diligence Vendor-12/30/2025 <br> Ready for Review-Document Uploaded. Please see the updated 1008, lock confirmation and tape showing the correct appraised value and LTV. - Buyer-12/30/2025 <br> Open-[Redacted] appraised value is $[Redacted] not [Redacted] - Due Diligence Vendor-12/23/2025 |  | Resolved-ltv updated on lock - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6761779 |
| 1229 |  | D A | Closed | FCOM4028 | 2025-12-23 08:23 | 2025-12-26 09:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6759769 |
| 1230 |  | D B A | Closed | FCRE6696 | 2025-12-28 21:16 | 2025-12-30 10:31 | Waived | 2 - Non-Material C B | Credit | Income/Employment | Employment Self-Employed Less Than 2 Years at Origination | Waived-business not opened 2 year. Waiver in file<br> See exception condition for 6 invoices from Jan 2024. CPA suggested he go LLC in 8/2024. See CPA letter.<br> Many years experience in [Redacted] prior to coming to states. Filed LLC in 8/2024. Will be 2 yrs SE on 1/1/2026.<br> Would like to close then. See lox from borrower as well.<br> - Due Diligence Vendor-12/30/2025 <br> Ready for Review-Document Uploaded. The Exception in file is for LLC being less than 2 years.As per CPA letter,borrower was working as a contractor from Jan 2024.Both documents (CPA and exception) are re-uploaded. - Buyer-12/29/2025 <br> Open-Minimum 2 years of Employment verification needed per Guidelines whereas Borrower currently employed for 1 year 7 months per CPA letter in Page #9_[Redacted] pt2.pdf. LOE in Page #142_[Redacted] pt1.pdf provided by borrower stating he is in same line of work for more than 2 years but we need supporting document to verify the same. - Due Diligence Vendor-12/29/2025 |  | Waived-business not opened 2 year. Waiver in file<br> See exception condition for 6 invoices from Jan 2024. CPA suggested he go LLC in 8/2024. See CPA letter.<br> Many years experience in [Redacted] prior to coming to states. Filed LLC in 8/2024. Will be 2 yrs SE on 1/1/2026.<br> Would like to close then. See lox from borrower as well.<br> - Due Diligence Vendor-12/30/2025 |  | Compensating Factors<br> Residual income >=3000$, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late<br> payments in the last 24 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required,<br> Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6825603 |
| 1230 |  | D B A | Closed | FCOM4028 | 2025-12-22 23:44 | 2025-12-29 06:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6754978 |
| 1231 |  | D A | Closed | FCRE5116 | 2025-12-23 10:10 | 2026-01-26 12:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-per lender loan never closed. - Due Diligence Vendor-01/26/2026 <br> Ready for Review-Per UW "Per UW "This was a multi pack and that was a new mortgage in process at the same time with [Redacted]. It was cancelled and never closed." - Buyer-01/26/2026 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documents to verify Mortgage for REO "[Redacted]' with balance amount $[Redacted] - Due Diligence Vendor-12/23/2025 |  | Resolved-per lender loan never closed. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6762942 |
| 1231 |  | D A | Closed | FCOM4028 | 2025-12-23 05:38 | 2025-12-26 08:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6756877 |
| 1232 |  | D B A | Closed | FCOM4028 | 2025-12-22 08:56 | 2025-12-26 10:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6734880 |
| 1232 |  | D B A | Closed | FCRE1437 | 2025-12-22 11:39 | 2025-12-22 11:40 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-\*Exception form is provided to allow Rental income from REO - lease + 1007<br> \*Exception Form is on pg no 1204<br> - Due Diligence Vendor-12/22/2025 |  | Waived-\*Exception form is provided to allow Rental income from REO - lease + 1007<br> \*Exception Form is on pg no 1204<br> - Due Diligence Vendor-12/22/2025<br>|  | Residual income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6742634 |
| 1233 |  | D B A | Closed | FCOM4028 | 2025-12-22 06:58 | 2025-12-29 06:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6731927 |
| 1233 |  | D B A | Closed | FCRE1491 | 2025-12-29 06:37 | 2025-12-29 06:39 | Waived | 2 - Non-Material B | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Waived-Asset Qualification Does Not Meet Guideline Requirements \*Exception form is provided for Minimum asset requirement of 1.1 times the loan amount<br> \*Approved conditions: [Redacted] MAX & 0.25 to price<br> \*Exception form is on page #2 of 70 - Due Diligence Vendor-12/29/2025 |  | Waived-Asset Qualification Does Not Meet Guideline Requirements \*Exception form is provided for Minimum asset requirement of 1.1 times the loan amount<br> \*Approved conditions: [Redacted] MAX & 0.25 to price<br> \*Exception form is on page #2 of 70 - Due Diligence Vendor-12/29/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6829154 |
| 1234 |  | D A | Closed | FCOM4028 | 2025-12-22 07:31 | 2025-12-26 10:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6732688 |
| 1235 |  | D A | Closed | FCOM4028 | 2025-12-23 04:00 | 2025-12-26 09:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6756097 |
| 1236 |  | D A | Closed | FCOM4028 | 2025-12-22 09:40 | 2025-12-22 14:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 6736932 |
| 1237 |  | D A | Closed | FCRE1344 | 2025-12-22 13:38 | 2025-12-29 13:50 | Resolved | 1 - Information C A | Credit | Income/Employment | Borrower 1 Business Bank Statements Less Than 12 Months Provided | Resolved-income assets now present - Due Diligence Vendor-12/29/2025 <br>Ready for Review-Document Uploaded. Please review uploaded assets and bank statements - Buyer-12/29/2025 <br>Open-12 month bank statement program, only 1 month provided - Due Diligence Vendor-12/22/2025 |  | Resolved-income assets now present - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6745369 |
| 1237 |  | D A | Closed | FCOM4028 | 2025-12-22 12:35 | 2025-12-26 10:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6743723 |
| 1238 |  | D A | Closed | FCOM4028 | 2025-12-22 22:04 | 2025-12-26 09:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6754517 |
| 1239 |  | D A | Closed | FCOM4028 | 2025-12-23 02:17 | 2025-12-26 09:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6755592 |
| 1240 |  | D A | Closed | FCRE1180 | 2025-12-22 14:47 | 2025-12-30 14:08 | Resolved | 1 - Information D A | Credit | Missing Doc | HO-6 Insurance Policy is Missing | Resolved-HO-6 Insurance Policy is fully present - Due Diligence Vendor-12/30/2025 <br>Resolved-now present - Due Diligence Vendor-12/30/2025 <br>Ready for Review-Document Uploaded. Please see attached insurance policy. - Buyer-12/30/2025 <br>Open-HO-6 Insurance Policy is Missing - Due Diligence Vendor-12/22/2025 |  | Resolved-HO-6 Insurance Policy is fully present - Due Diligence Vendor-12/30/2025 <br>Resolved-now present - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6746348 |
| 1240 |  | D A | Closed | FCRE1173 | 2025-12-22 14:47 | 2025-12-30 14:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Master Condo Insurance Policy is Missing | Resolved-HO-6 Master Insurance Policy is fully present - Due Diligence Vendor-12/30/2025 <br>Resolved-now present - Due Diligence Vendor-12/30/2025 <br>Ready for Review-Document Uploaded. Please see attached master condo policy. - Buyer-12/30/2025 <br>Open-Missing Master Condo Insurance Policy - Due Diligence Vendor-12/22/2025 |  | Resolved-HO-6 Master Insurance Policy is fully present - Due Diligence Vendor-12/30/2025 <br>Resolved-now present - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6746349 |
| 1240 |  | D A | Closed | FCOM4028 | 2025-12-22 13:45 | 2025-12-29 07:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6745482 |
| 1241 |  | D A | Closed | FCRE1501 | 2025-12-22 14:57 | 2026-01-28 10:31 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-01/28/2026 <br> Resolved-Docs Received - Due Diligence Vendor-01/06/2026 <br> Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-01/06/2026 <br> Ready for Review-Document Uploaded. Please see attached bank statements. - Buyer-01/06/2026 <br> Open-Total Qualified Assets for Reserves Post-Close of $0 is less than Total Required Reserve Amount of $[Redacted] 3 months reserves $[Redacted], available $0 = Reserves Shortage $[Redacted] & CTC shortage $-$[Redacted] . Need additional 1 months of liquid asset statements. - Due Diligence Vendor-12/22/2025 |  | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-01/28/2026 <br> Resolved-Docs Received - Due Diligence Vendor-01/06/2026 <br> Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-01/06/2026 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6746486 |
| 1241 |  | D A | Closed | FCOM4028 | 2025-12-22 13:09 | 2025-12-29 07:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6744829 |
| 1242 |  | D B A | Closed | FCOM4028 | 2025-12-22 20:42 | 2025-12-26 09:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6752494 |
| 1242 |  | D B A | Closed | FVAL5474 | 2025-12-22 22:50 | 2025-12-23 03:16 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Condo project is located in [Redacted] which is not allowed per Guidelines. However, We have exception in page#9_Cedit_pkg_2.pdf - Due Diligence Vendor-12/23/2025 |  | Waived-Condo project is located in [Redacted] which is not allowed per Guidelines. However, We have exception in page#9_Cedit_pkg_2.pdf - Due Diligence Vendor-12/23/2025 |  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 5+ years credit history - Oldest tradeline date in CBR page #324_Cedit_pkg_1.pdf is 01/01/2020<br> No consumer late payments in the last 24 months - No Consumer late payments in CBR Page #324_Cedit_pkg_1.pdf<br> 2+ borrowers on the loan - Joint Loan , total borrowers #2<br> Credit score >40 points than minimum required - Guideline Min FICO is 660, Qualifying FICO is 786 variance is 126 points<br> Borrower contribution exceeds requirement >=5%- Borrower contribution is nearly 48.23% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6754731 |
| 1243 |  | D A B | Closed | FCRE1491 | 2025-12-23 09:21 | 2025-12-30 10:42 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-missing assets now present - Due Diligence Vendor-12/30/2025 <br> Ready for Review-Document Uploaded. Please review uploaded assets - Buyer-12/29/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements [Redacted] Account :[Redacted] and [Redacted] Account [Redacted] documents are missing in file which are reflecting in 1003 pg no 49 of 130 - Due Diligence Vendor-12/23/2025 |  | Resolved-missing assets now present - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6761336 |
| 1243 |  | D A B | Closed | FCOM4028 | 2025-12-23 07:19 | 2025-12-26 10:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6758541 |
| 1244 |  | D A | Closed | FCOM4028 | 2025-12-23 08:28 | 2025-12-23 11:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6759858 |
| 1245 |  | D B C A | Closed | FCRE1158 | 2025-12-23 10:50 | 2025-12-31 10:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-hazard ins with correct address now present - Due Diligence Vendor-12/31/2025 <br>Ready for Review-Document Uploaded. Please review uploaded revised policy with correct street address - Buyer-12/31/2025 <br>Open-Hazard Insurance Policy Partially Provided Property Address is not matching with Provided Insurance document on pg #128 of 157. - Due Diligence Vendor-12/23/2025 |  | Resolved-hazard ins with correct address now present - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6764056 |
| 1245 |  | D B C A | Closed | FCRE1995 | 2025-12-29 08:33 | 2025-12-31 09:23 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-emd backed out - Due Diligence Vendor-12/31/2025 <br> Ready for Review-Document Uploaded. EMD $[Redacted] was backed out from [Redacted];$[Redacted] EMD receipt uploaded. - Buyer-12/30/2025 <br> Open-EMD proof in the amount of $[Redacted] is missing - Due Diligence Vendor-12/29/2025 |  | Resolved-emd backed out - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6831821 |
| 1245 |  | D B C A | Closed | 2260 | 2025-12-29 08:35 | 2025-12-31 09:16 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-no prepay per lender - Due Diligence Vendor-12/31/2025 <br> Ready for Review-No PPP.Our lock indactes adjustment for 0 Y PPP. - Seller-12/30/2025 <br> Open-Prepayment penalties are not allowed in [Redacted] (1-2 units with loan amount less than or equal to [Redacted]), file's LA is $[Redacted]<br> Confirm prepayment<br> - Due Diligence Vendor-12/29/2025 | Ready for Review-No PPP.Our lock indactes adjustment for 0 Y PPP. - Seller-12/30/2025<br>| Resolved-no prepay per lender - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6831914 |
| 1245 |  | D B C A | Closed | FCRE1500 | 2025-12-23 11:13 | 2025-12-31 09:14 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than $0 | Resolved-Liquid Funds Post Close are $[Redacted] - Due Diligence Vendor-12/31/2025 <br> Ready for Review-Document Uploaded. Assets docs re-uploaded,as per [Redacted] November statement funds available were $[Redacted] . - Buyer-12/30/2025 <br> Open-Liquid Funds Post Close are less than $0 \*Reserves $[Redacted] , available $0 = Shortage $[Redacted] & Total Assets available $[Redacted], Required $[Redacted] = shortage $[Redacted]. Need additional 1 months of liquid asset statements.<br> - Due Diligence Vendor-12/23/2025 |  | Resolved-Liquid Funds Post Close are $[Redacted] - Due Diligence Vendor-12/31/2025 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6764706 |
| 1245 |  | D B C A | Closed | FCRE1342 | 2025-12-29 08:34 | 2025-12-31 08:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Business Bank Statements Missing | Resolved-Borrower 1 Business Bank Statements Provided - Due Diligence Vendor-12/31/2025 <br>Ready for Review-Document Uploaded. Please review uploaded bank statements - Seller-12/30/2025 <br>Open-This is 12 months bank statement program and only 2 months bank statements is provided, so we need more 10 months bank statements for income verification. - Due Diligence Vendor-12/29/2025 | Ready for Review-Document Uploaded. Please review uploaded bank statements - Seller-12/30/2025<br>| Resolved-Borrower 1 Business Bank Statements Provided - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6831886 |
| 1245 |  | D B C A | Closed | FCOM4028 | 2025-12-23 09:15 | 2025-12-29 08:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6760894 |
| 1245 |  | D B C A | Closed | FCRE8611 | 2025-12-23 11:47 | 2025-12-29 08:30 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income/Employment General | Waived-As per guide income should be stable .<br> Exception form is provided to proceed with Unstable income<br> Exception form is on page # 143 of 157<br> Approved With Conditions max [Redacted] - Due Diligence Vendor-12/23/2025 |  | Waived-As per guide income should be stable .<br> Exception form is provided to proceed with Unstable income<br> Exception form is on page # 143 of 157<br> Approved With Conditions max [Redacted] - Due Diligence Vendor-12/23/2025<br>|  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6766752 |
| 1246 |  | D A | Closed | FCOM2340 | 2025-12-26 05:48 | 2026-01-14 08:10 | Resolved | 1 - Information C A | Compliance | TRID | CD: General Form Requirements Not Met | Resolved-CD: General Form Requirements Met - Due Diligence Vendor-01/14/2026 <br>Ready for Review-Document Uploaded. Please review uploaded final CD - Buyer-01/13/2026 <br>Open-CD: General Form Requirements Not Met missing partial payment info, missing the broker info and all NMLS Info that section for Contact info is missing alot (NMLS, addresses. phone numbers etc) also the Loan Calculations section is blank (total of payments, finance charge etc) - Due Diligence Vendor-12/26/2025 |  | Resolved-CD: General Form Requirements Met - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6808374 |
| 1246 |  | D A | Closed | FCOM9970 | 2025-12-26 06:36 | 2026-01-14 08:09 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Compliance Documentation Unable to Test Compliance | Resolved-This is acceptable. - Due Diligence Vendor-01/14/2026 <br>Ready for Review-Document Uploaded. Please review uploaded final CD - Seller-01/13/2026 <br>Open-Missing final TIL and/or other documentation necessary to run Compliance Testing. Unable to test Compliance without the missing Completed Final Closing Disclosure signed at Closing. - Due Diligence Vendor-12/26/2025 | Ready for Review-Document Uploaded. Please review uploaded final CD - Seller-01/13/2026<br>| Resolved-This is acceptable. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6809595 |
| 1246 |  | D A | Closed | FCRE1342 | 2025-12-26 05:51 | 2026-01-05 07:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Business Bank Statements Missing | Resolved-lender provided bank statements - Due Diligence Vendor-01/05/2026 <br>Resolved-Borrower 1 Business Bank Statements Provided - Due Diligence Vendor-01/05/2026 <br>Ready for Review-Document Uploaded. Please review uploaded bank st - Seller-01/02/2026 <br>Open-Borrower 1 Business Bank Statements Missing missing 11 months income bank statements only Nov 2024 in file - Due Diligence Vendor-12/26/2025 | Ready for Review-Document Uploaded. Please review uploaded bank st - Seller-01/02/2026<br>| Resolved-lender provided bank statements - Due Diligence Vendor-01/05/2026 <br>Resolved-Borrower 1 Business Bank Statements Provided - Due Diligence Vendor-01/05/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6808399 |
| 1246 |  | D A | Closed | FCRE1479 | 2025-12-26 06:19 | 2026-01-05 07:53 | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-lender provided bank statements - Due Diligence Vendor-01/05/2026 <br> Resolved-Asset Record 1 Meets G/L Requirements - Due Diligence Vendor-01/05/2026 <br> Ready for Review-Document Uploaded. Please refer to page 5 of uploaded document to the finding.($[Redacted] was backed out for EMD) - Buyer-01/02/2026 <br> Open-Asset Record 1 Does Not Meet G/L Requirements missing asset statement from checking for $[Redacted] (per 1003) - Due Diligence Vendor-12/26/2025 |  | Resolved-lender provided bank statements - Due Diligence Vendor-01/05/2026 <br>Resolved-Asset Record 1 Meets G/L Requirements - Due Diligence Vendor-01/05/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6809456 |
| 1246 |  | D A | Closed | FCRE1480 | 2025-12-26 06:19 | 2026-01-05 07:53 | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-lender provided bank statements - Due Diligence Vendor-01/05/2026 <br> Resolved-Asset Record 2 Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-01/05/2026 <br> Ready for Review-Document Uploaded. Please review uploade assets documents (reference page 5 of currently uploaded pdf to the finding) - Buyer-01/02/2026 <br> Open-Asset Record 2 Does Not Meet G/L Requirements missing asset statement from CD for $[Redacted] (from 1003) - Due Diligence Vendor-12/26/2025 |  | Resolved-lender provided bank statements - Due Diligence Vendor-01/05/2026 <br>Resolved-Asset Record 2 Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-01/05/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6809457 |
| 1246 |  | D A | Closed | FCOM4028 | 2025-12-26 05:20 | 2025-12-29 10:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6808179 |
| 1247 |  | D A | Closed | FCOM4028 | 2025-12-26 02:13 | 2025-12-29 09:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6807094 |
| 1248 |  | D B A | Closed | FCOM4028 | 2025-12-23 10:20 | 2025-12-29 12:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6763222 |
| 1248 |  | D B A | Closed | FCRE1158 | 2025-12-23 11:11 | 2025-12-23 11:11 | Waived | 2 - Non-Material B | Credit | Missing Doc | Hazard Insurance Policy is Partial | Waived-Waived-As per guide, The property insurance policy must provide for claims to be settled on a replacement cost basis. Property insurance policies that provide for claims to be settled on an actual cash value basis are not acceptable.<br> \*Exception form is provided to allow ACV on roof<br> \*Approved Conditions:0.25 to price, [Redacted] max<br> \*Exception form is on page # 9 of 92, Hazard 6 of 92 - Due Diligence Vendor-12/23/2025 - Due Diligence Vendor-12/23/2025 |  | Waived-Waived-As per guide, The property insurance policy must provide for claims to be settled on a replacement cost basis. Property insurance policies that provide for claims to be settled on an actual cash value basis are not acceptable.<br> \*Exception form is provided to allow ACV on roof<br> \*Approved Conditions:0.25 to price, [Redacted] max<br> \*Exception form is on page # 9 of 92, Hazard 6 of 92 - Due Diligence Vendor-12/23/2025 - Due Diligence Vendor-12/23/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6764684 |
| 1249 |  | D A | Closed | FCOM4028 | 2025-12-26 07:08 | 2025-12-29 11:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6809908 |
| 1250 |  | D A | Closed | FCRE1501 | 2025-12-23 11:16 | 2026-01-02 07:11 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-12/31/2025 <br> Ready for Review-Our PITIA is $[Redacted] ,EMD was send directly from donor to title.Assets available were$[Redacted] - cash to close$[Redacted]=$[Redacted] remaining for reserves.<br> $[Redacted]=3.23 months reserves were covered. - Buyer-12/30/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $[Redacted] is less than Total Required Reserve Amount of $[Redacted] 3 months reserves $[Redacted], available $[Redacted] = Shortage -$[Redacted] . Need additional 1 months of asset statements. - Due Diligence Vendor-12/23/2025 |  | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-12/31/2025 |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6764781 |
| 1250 |  | D A | Closed | FCRE1479 | 2025-12-29 09:07 | 2026-01-02 07:11 | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-Asset Record 1 Meets G/L Requirements - Due Diligence Vendor-12/31/2025 <br> Ready for Review-Document Uploaded. Please review uploaded [Redacted] - Buyer-12/30/2025 <br> Open-Asset Record 1 Does Not Meet G/L Requirements Provide [Redacted] statement in the amount of $[Redacted] - Due Diligence Vendor-12/29/2025 |  | Resolved-Asset Record 1 Meets G/L Requirements - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6833005 |
| 1250 |  | D A | Closed | FCRE1995 | 2025-12-29 09:12 | 2025-12-31 10:12 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-EMD now verified - Due Diligence Vendor-12/31/2025 <br> Ready for Review-Document Uploaded. EMD was a gift,please review wire out from donor to title - Seller-12/30/2025 <br> Open-EMD proof in the amount of $[Redacted] is missing in file.<br> - Due Diligence Vendor-12/29/2025 | Ready for Review-Document Uploaded. EMD was a gift,please review wire out from donor to title - Seller-12/30/2025<br>| Resolved-EMD now verified - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6833268 |
| 1250 |  | D A | Closed | FCRE7805 | 2025-12-23 11:38 | 2025-12-31 10:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Income - Bank Statements | Resolved-missing bank account statements for income now present - Due Diligence Vendor-12/31/2025 <br>Ready for Review-Document Uploaded. Please review uploaded bank statements - Buyer-12/30/2025 <br>Open-This is a 12 month bank statement program, however only one month pf BS provided, need remaining 11 months of bank statements to verify the income - Due Diligence Vendor-12/23/2025 |  | Resolved-missing bank account statements for income now present - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6766542 |
| 1250 |  | D A | Closed | FCOM4028 | 2025-12-23 08:37 | 2025-12-29 09:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6760047 |
| 1251 |  | D B A | Closed | FCOM1233 | 2025-12-23 11:30 | 2025-12-26 13:42 | Resolved | 1 - Information B A | Credit | Eligibility | The Final 1003 is Incomplete | Resolved-The Final 1003 is Present - Due Diligence Vendor-12/26/2025 <br>Resolved-corrected 1003 now present and borrower is a FTHB - Due Diligence Vendor-12/26/2025 <br>Ready for Review-Document Uploaded. Please review uploaded 1003,borrower lives in rent - Buyer-12/23/2025 <br>Open-there is an approved exception in file for DSCR not meeting First time home buyer, but the final 1003 says borrower owns primary. need either corrected final app or confirm exception is removed. - Due Diligence Vendor-12/23/2025 |  | Resolved-The Final 1003 is Present - Due Diligence Vendor-12/26/2025 <br>Resolved-corrected 1003 now present and borrower is a FTHB - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6765657 |
| 1251 |  | D B A | Closed | FCRE1491 | 2025-12-23 11:26 | 2025-12-26 13:41 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-donor account showing withdrawals now present - Due Diligence Vendor-12/26/2025 <br> Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-12/26/2025 <br> Ready for Review-Document Uploaded. Please review uploaded wired deposits to borrower's account 11/25 and 11/26 ,also donnor's account was uploaded for reference with same dates withdrawals as of 11/25([Redacted]) and 11/26([Redacted]) - Buyer-12/23/2025 <br> Open-missing proof donor wires for $[Redacted] and $[Redacted] came from donor. Donor acct statement in file but wires are not shown coming out of account. - Due Diligence Vendor-12/23/2025 |  | Resolved-donor account showing withdrawals now present - Due Diligence Vendor-12/26/2025 <br>Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6765129 |
| 1251 |  | D B A | Closed | FCRE1500 | 2025-12-23 11:22 | 2025-12-26 13:39 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than $0 | Resolved-Liquid Funds Post Close are $[Redacted] - Due Diligence Vendor-12/26/2025 <br> Ready for Review-Document Uploaded. Please review uploaded print out as of 12/15 - Seller-12/23/2025 <br> Open-Liquid Funds Post Close are less than $0 final app in file say borrower has $[Redacted] in [Redacted]. But statement in file ending 11/30 only has $[Redacted] (after subtracted gift of $[Redacted].. With gift, total balance is $[Redacted]) Short $[Redacted] (this includes reserves) (need $[Redacted] for cash to close and $[Redacted] for reserves) - Due Diligence Vendor-12/23/2025 | Ready for Review-Document Uploaded. Please review uploaded print out as of 12/15 - Seller-12/23/2025<br>| Resolved-Liquid Funds Post Close are $[Redacted] - Due Diligence Vendor-12/26/2025 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6765008 |
| 1251 |  | D B A | Closed | FCOM4028 | 2025-12-23 10:53 | 2025-12-23 11:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6764202 |
| 1251 |  | D B A | Closed | FCRE5454 | 2025-12-23 11:26 | 2025-12-23 11:26 | Waived | 2 - Non-Material B | Credit | Debt | DSCR Score not meeting Guidelines | Waived-minimum DSCR Score for a FTHB is 1 and borrower doesnt meet this<br> Pg 12 - Due Diligence Vendor-12/23/2025 |  | Waived-minimum DSCR Score for a FTHB is 1 and borrower doesnt meet this<br> Pg 12 - Due Diligence Vendor-12/23/2025<br>|  | No credit events past 40 months, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6765111 |
| 1252 |  | D A | Closed | FCRE1342 | 2025-12-26 09:02 | 2025-12-31 11:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Business Bank Statements Missing | Resolved-Borrower 1 Business Bank Statements Provided - Due Diligence Vendor-12/31/2025 <br>Ready for Review-Document Uploaded. Please see attached bank statements. - Buyer-12/31/2025 <br>Open-Borrower 1 Business Bank Statements Missing - 12 month bank statement loan program. Only July 2025 business bank statement provided (page 180) - Due Diligence Vendor-12/26/2025 |  | Resolved-Borrower 1 Business Bank Statements Provided - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6811948 |
| 1252 |  | D A | Closed | FCRE1159 | 2025-12-26 09:15 | 2025-12-31 11:07 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-ins is now present with correct dates - Due Diligence Vendor-12/31/2025 <br> Ready for Review-Document Uploaded. Please see attached policy showing effective dates [Redacted]-[Redacted]. - Buyer-12/31/2025 <br> Open-Hazard Insurance Effective Date of[Redacted]is after the Note Date of [Redacted] Refer pg #13 of 183 - Due Diligence Vendor-12/29/2025 |  | Resolved-ins is now present with correct dates - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6812173 |
| 1252 |  | D A | Closed | FCOM4028 | 2025-12-26 08:48 | 2025-12-29 14:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6811709 |
| 1253 |  | D A | Closed | FCOM4028 | 2025-12-29 05:48 | 2025-12-29 14:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6828191 |
| 1254 |  | D B A | Closed | FCOM4028 | 2025-12-23 12:46 | 2025-12-29 12:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6768552 |
| 1254 |  | D B A | Closed | FCRE1174 | 2025-12-23 13:55 | 2025-12-29 12:40 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master Condo Insurance Policy Partially Provided As per Guide ACV coverage for the roof on Condominium is not allowed <br> Exception is provided to allow ACV coverage for the roof on master<br> Exception form is on page #9 of 123<br> Approved With Conditions [Redacted] MAX & 0.25 to price<br> - Due Diligence Vendor-12/23/2025 |  | Waived-Master Condo Insurance Policy Partially Provided As per Guide ACV coverage for the roof on Condominium is not allowed <br> Exception is provided to allow ACV coverage for the roof on master<br> Exception form is on page #9 of 123<br> Approved With Conditions [Redacted] MAX & 0.25 to price<br> - Due Diligence Vendor-12/23/2025<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6771421 |
| 1254 |  | D B A | Closed | FVAL5385 | 2025-12-23 13:59 | 2025-12-29 12:39 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-As per Guide Under cash out transaction Property should not be Listed for sale within last 6 months<br> Exception is provided to proceed with listed for sale within 6 months<br> Exception form is on page #10 of 123<br> Approved With Conditions [Redacted] MAX & 0.25 to price - Due Diligence Vendor-12/23/2025 |  | Waived-As per Guide Under cash out transaction Property should not be Listed for sale within last 6 months<br> Exception is provided to proceed with listed for sale within 6 months<br> Exception form is on page #10 of 123<br> Approved With Conditions [Redacted] MAX & 0.25 to price - Due Diligence Vendor-12/23/2025<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6771508 |
| 1255 |  | D B A | Closed | FCRE1491 | 2025-12-26 09:30 | 2025-12-31 11:32 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-donor wire now present - Due Diligence Vendor-12/31/2025 <br> Ready for Review-Document Uploaded. Per Funder "Gift was decreased to $[Redacted]" Please see attached wire confirmation to title for $[Redacted]. - Buyer-12/30/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements \*In Final CD gift is $[Redacted], Gift letter is on pg 212 of 313 reflecting $[Redacted], However donor source for $[Redacted] is missing in file - Due Diligence Vendor-12/26/2025 |  | Resolved-donor wire now present - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6812562 |
| 1255 |  | D B A | Closed | FCRE1226 | 2025-12-26 10:06 | 2025-12-31 11:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Appraisal Transfer documentation is incomplete or partial | Resolved-avm for transferred appr now present - Due Diligence Vendor-12/31/2025 <br>Ready for Review-Document Uploaded. Please see attached AVM. - Buyer-12/30/2025 <br>Open-\*There is an appraisal transfer in file however secondary valuation not provided - Due Diligence Vendor-12/26/2025 |  | Resolved-avm for transferred appr now present - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6815108 |
| 1255 |  | D B A | Closed | FCOM4028 | 2025-12-26 06:36 | 2025-12-29 15:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/26/2025 |  | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6809594 |
| 1255 |  | D B A | Closed | FCRE6969 | 2025-12-26 09:32 | 2025-12-29 15:08 | Waived | 2 - Non-Material B | Credit | Eligibility | Gift Funds do not meet Guideline Requirements | Waived-\*As per guide for asset utilization 20% contribution is allowed<br> \*Exception is provided to proceed the loan with less than 20% contribution<br> \*Exception is on pg 85 of 110<br> \*Approved With Conditions [Redacted] max, 0.25 to price<br> - Due Diligence Vendor-12/26/2025 |  | Waived-\*As per guide for asset utilization 20% contribution is allowed<br> \*Exception is provided to proceed the loan with less than 20% contribution<br> \*Exception is on pg 85 of 110<br> \*Approved With Conditions [Redacted] max, 0.25 to price<br> - Due Diligence Vendor-12/26/2025<br>|  | \*Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Borrower contribution exceeds requirement >=5%, Reserves >6 months, | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6812704 |
| 1255 |  | D B A | Closed | FVAL5474 | 2025-12-26 09:35 | 2025-12-29 15:07 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-\*As per guide for condo major litigation is not allowed<br> \*Exception is provided to proceed the loan for condo with major litigation <br> \*Exception is on pg 86,87 of 110<br> \*Approved With Conditions [Redacted] max, 0.25 to price<br> - Due Diligence Vendor-12/26/2025 |  | Waived-\*As per guide for condo major litigation is not allowed<br> \*Exception is provided to proceed the loan for condo with major litigation <br> \*Exception is on pg 86,87 of 110<br> \*Approved With Conditions [Redacted] max, 0.25 to price<br> - Due Diligence Vendor-12/26/2025<br>|  | \*Several income sources and DTI below 45%, Reserves >6 months, looking to transfer exception to duplicate file. Condo has funds to settle in case they loose litigation | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6813379 |
| 1256 |  | Bank of America, N.A. D | Closed | FCRE1491 | 2025-12-29 15:42 | 2026-01-14 08:41 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Document received - Due Diligence Vendor-01/14/2026 <br> Open-Asset Qualification Does Not Meet Guideline Requirements - Due Diligence Vendor-01/14/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/13/2026 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Assets document are missing for the following:<br> [Redacted] $[Redacted]<br> >[Redacted] $[Redacted]<br> >[Redacted] $[Redacted]<br> [Redacted] $[Redacted] , refer page no 220 - Due Diligence Vendor-12/29/2025 |  | Resolved-Document received - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6842133 |
| 1256 |  | Bank of America, N.A. D | Closed | FCRE1501 | 2025-12-26 12:33 | 2026-01-14 08:40 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-01/14/2026 <br> Ready for Review-uploaded bank statements to the other condition - Buyer-01/13/2026 <br> Open-Total Qualified Assets for Reserves Post-Close of $[Redacted] is less than Total Required Reserve Amount of $[Redacted] 6 months reserves $[Redacted], available $$[Redacted] = Shortage-$-$[Redacted] . Need additional 1 months of asset statements.<br> - Due Diligence Vendor-12/26/2025 |  | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-01/14/2026 |  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6818507 |
| 1256 |  | Bank of America, N.A. D | Closed | FCRE1157 | 2025-12-29 15:50 | 2026-01-14 08:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-01/14/2026 <br>Ready for Review-Document Uploaded. It is on Binder - Buyer-01/13/2026 <br>Open-Missing Hazard Insurance Policy HOI policy available on page #1372 is for some other property - Due Diligence Vendor-12/29/2025 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6842204 |
| 1256 |  | Bank of America, N.A. D | Closed | FCRE9991 | 2025-12-29 15:57 | 2026-01-14 08:01 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-updated DTI on 1008 now present - Due Diligence Vendor-01/14/2026 <br> Ready for Review-Document Uploaded. 1008 updated - Seller-01/13/2026 <br> Open-\*DTI is off by 29.68, Lender DTI is 28.002 tape DTI is 49.68<br> >DTI should be 49.68 %. 1008 page no 2. PITIA is $[Redacted]+ Debts from Credit report of $[Redacted] + negative rents used of $[Redacted] / Income of $[Redacted]= [Redacted]<br> >Reason: On 1008 lender didn't considered PI amount of [Redacted] refer page no 2. However, tape DTI is matching with calculated DTI. DTI is incorrect on 1008 & Approval - Due Diligence Vendor-12/29/2025 | Ready for Review-Document Uploaded. 1008 updated - Seller-01/13/2026<br>| Resolved-updated DTI on 1008 now present - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6842293 |
| 1256 |  | Bank of America, N.A. D | Closed | FCOM4028 | 2025-12-26 07:58 | 2025-12-29 15:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6810672 |
| 1257 |  | D B A | Closed | FCRE1500 | 2025-12-28 23:05 | 2026-01-05 08:27 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than $0 | Resolved-missing assets now present - Due Diligence Vendor-01/05/2026 <br> Resolved-Liquid Funds Post Close are $[Redacted] - Due Diligence Vendor-01/05/2026 <br> Ready for Review-Document Uploaded. Please see attached bank statements. - Buyer-01/02/2026 <br> Counter-asset breakdown shows [Redacted] in assets. however we only have 1 statement in file with [Redacted] missing assets. - Due Diligence Vendor-12/31/2025 <br> Ready for Review-Document Uploaded. Please see attached asset breakdown used by UW for this loan. Please review along with asset documents already submitted. - Seller-12/30/2025 <br> Open-Liquid Funds Post Close are less than $0 Please provide additional asset documentation to met minimum requirement of liquid funds post close - Due Diligence Vendor-12/29/2025 | Ready for Review-Document Uploaded. Please see attached asset breakdown used by UW for this loan. Please review along with asset documents already submitted. - Seller-12/30/2025<br>| Resolved-missing assets now present - Due Diligence Vendor-01/05/2026 <br> Resolved-Liquid Funds Post Close are $[Redacted] - Due Diligence Vendor-01/05/2026 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6825941 |
| 1257 |  | D B A | Closed | FCRE1501 | 2025-12-28 23:05 | 2026-01-05 08:27 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-missing assets now present - Due Diligence Vendor-01/05/2026 <br> Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-01/05/2026 <br> Ready for Review-Please see bank statements that were uploaded. - Seller-01/02/2026 <br> Counter-asset breakdown shows [Redacted] in assets. however we only have 1 statement in file with [Redacted] missing assets. - Due Diligence Vendor-12/31/2025 <br> Ready for Review-Please see asset breakdown used by UW that was uploaded for this loan. Please review along with asset documents already submitted. - Buyer-12/30/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $0 is less than Total Required Reserve Amount of $[Redacted] Please provide additional asset documentation to met minimum requirement of Reserves. - Due Diligence Vendor-12/29/2025 | Ready for Review-Please see bank statements that were uploaded. - Seller-01/02/2026<br>| Resolved-missing assets now present - Due Diligence Vendor-01/05/2026 <br> Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-01/05/2026 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6825942 |
| 1257 |  | D B A | Closed | FCOM4028 | 2025-12-28 20:54 | 2025-12-29 11:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6825572 |
| 1257 |  | D B A | Closed | FCRE1200 | 2025-12-28 23:14 | 2025-12-29 03:49 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Audited loan amount $[Redacted] is less than minimum loan amount $[Redacted], However Exception Form is in page no #169- Credit-pkg-pt2.pdf - Due Diligence Vendor-12/29/2025 |  | Waived-Audited loan amount $[Redacted] is less than minimum loan amount [Redacted], However Exception Form is in page no #169- Credit-pkg-pt2.pdf - Due Diligence Vendor-12/29/2025 |  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2. Revolving Payment $30 within the 30% of All Other Monthly Payments $1,328.<br> 3. 5+ years credit history- Oldest tradeline date in CBR page #171- Transaction Report is 04/01/1991, | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6825970 |
| 1257 |  | D B A | Closed | FVAL5472 | 2025-12-28 23:19 | 2025-12-29 03:47 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Minimum 500 Sq Feet required per Guidelines for Gross living area whereas Subject property is with [Redacted] Sq Ft as per Appraisal Report in Page #126_Credit Pkg 1pdf, however Exception Form in the file page no #168- Credit-pkg-pt2.pdf - Due Diligence Vendor-12/29/2025 |  | Waived-Minimum 500 Sq Feet required per Guidelines for Gross living area whereas Subject property is with [Redacted] Sq Ft as per Appraisal Report in Page #126_Credit Pkg 1pdf, however Exception Form in the file page no #168- Credit-pkg-pt2.pdf - Due Diligence Vendor-12/29/2025 |  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2. Revolving Payment $30 within the 30% of All Other Monthly Payments $1,328.<br> 3. 5+ years credit history- Oldest tradeline date in CBR page #65- Credit pkg2.pdft is 04/01/1991,<br> 4. No mortgage late payments in the last 24 months- No mortgage late payments in past 24 months per CBR Page #65- Credit pkg2.pdft,<br> 5. Credit score >40 points than minimum required- Audited FICO Score is 705, Guideline Maximum FICO Score is 660 difference is 45, Which is Greater than 40. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6826018 |
| 1258 |  | D A | Closed | FCRE1145 | 2025-12-29 00:49 | 2026-01-05 12:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-Title Document is fully Present - Due Diligence Vendor-01/05/2026 <br>Resolved-missing title now present - Due Diligence Vendor-01/05/2026 <br>Ready for Review-Document Uploaded. Please review uploaded title docs - Buyer-01/05/2026 <br>Open-Title Document is missing - Due Diligence Vendor-12/29/2025 |  | Resolved-Title Document is fully Present - Due Diligence Vendor-01/05/2026 <br>Resolved-missing title now present - Due Diligence Vendor-01/05/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6826406 |
| 1258 |  | D A | Closed | FCOM4028 | 2025-12-28 23:49 | 2025-12-29 12:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6826130 |
| 1259 |  | D B A | Closed | FCOM4028 | 2025-12-26 07:33 | 2025-12-30 08:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6810246 |
| 1259 |  | D B A | Closed | FCRE6696 | 2025-12-26 11:00 | 2025-12-30 08:29 | Waived | 2 - Non-Material B | Credit | Income/Employment | Employment Self-Employed Less Than 2 Years at Origination | Waived-As per guide Business should be operated for more than 2 yrs<br> Exception form is provided to processed with the loan Business was opened 1y 11mo ago<br> Exception form is on pg no. 548 of 669<br> Approves condition [Redacted] max, 0.25 to price - Due Diligence Vendor-12/26/2025 |  | Waived-As per guide Business should be operated for more than 2 yrs<br> Exception form is provided to processed with the loan Business was opened 1y 11mo ago<br> Exception form is on pg no. 548 of 669<br> Approves condition [Redacted] max, 0.25 to price - Due Diligence Vendor-12/26/2025<br>|  | Revolving debt is under 30%, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6816483 |
| 1260 |  | D B A | Closed | FCOM4028 | 2025-12-26 07:07 | 2025-12-30 13:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6809884 |
| 1260 |  | D B A | Closed | FCRE1200 | 2025-12-26 09:01 | 2025-12-30 07:37 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-As per Guide Minimum Loan Amount is $[Redacted]<br> Exception is provided to proceed the loan with Loan amount at [Redacted]<br> Approved With Conditions 0.25 to price<br> Exception form is on page #639 of 754<br> - Due Diligence Vendor-12/26/2025 |  | Waived-As per Guide Minimum Loan Amount is $[Redacted]<br> Exception is provided to proceed the loan with Loan amount at [Redacted]<br> Approved With Conditions 0.25 to price<br> Exception form is on page #639 of 754<br> - Due Diligence Vendor-12/26/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, <br> Credit score >40 points than minimum required - Score 754 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6811917 |
| 1261 |  | D A | Closed | FCRE5275 | 2025-12-29 07:27 | 2026-01-09 08:47 | Resolved | 1 - Information C A | Credit | Eligibility | Asset do not meet guidelines | Resolved-resolved with lender comment. They only used a portion of available funds for reserves - Due Diligence Vendor-01/09/2026 <br> Ready for Review-Only $[Redacted] K was used for reserves from [Redacted] acct. The total available balance for the portofolio as of 11/30 was $[Redacted] - Buyer-01/08/2026 <br> Counter-neither of these Oct or Nov [Redacted] statements support [Redacted]. Need updated statement or detailed calculation on how you arrived at [Redacted] balance. Unable to calculate from the buy or sell triggers provided. - Due Diligence Vendor-01/05/2026 <br> Ready for Review-Document Uploaded. Please review uploaded assets - Buyer-01/05/2026 <br> Open-Robinhood balance on app is [Redacted]. missing statement that supports this balance. - Due Diligence Vendor-12/29/2025 |  | Resolved-resolved with lender comment. They only used a portion of available funds for reserves - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6830108 |
| 1261 |  | D A | Closed | FCRE1339 | 2025-12-29 06:58 | 2026-01-09 08:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Personal Bank Statements Missing | Resolved-dec statement now available. - Due Diligence Vendor-01/09/2026 <br> Ready for Review-Document Uploaded. we had december print out till December 9,file was closed december 16th .please review uploded October statement and print out from December - Buyer-01/08/2026 <br> Counter-we already have Nov we need Dec statement to support at least [Redacted]% of income used on P/L program as LTV exceeds [Redacted]% - Due Diligence Vendor-01/05/2026 <br> Ready for Review-Document Uploaded. Please review uploaded assets - Buyer-01/05/2026 <br> Open-Borrower 1 Personal Bank Statements Missing missing one more month bank statement: For loans with CLTV greater than [Redacted]%, 2 months of consecutive personal or business bank statements, the most recent statement dated within 120 days of the note date are required for the business/businesses being used for P&L qualification purposes - Due Diligence Vendor-12/29/2025 |  | Resolved-dec statement now available. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6829388 |
| 1262 |  | D A | Closed | FCOM4028 | 2025-12-26 07:01 | 2025-12-30 07:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6809807 |
| 1263 |  | D B A | Closed | FCRE4293 | 2025-12-29 11:50 | 2025-12-31 11:46 | Resolved | 1 - Information D A | Credit | Missing Doc | File does not contain all required Asset Statement(s) | Resolved-assets now present. - Due Diligence Vendor-12/31/2025 <br> Ready for Review-Document Uploaded. Please see attached CD account statements. - Buyer-12/31/2025 <br> Open-Assets document are missing for:<br> Certificate of Deposit [Redacted] $[Redacted]<br> Certificate of Deposit [Redacted] $[Redacted]<br> - Due Diligence Vendor-12/29/2025 |  | Resolved-assets now present. - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6838040 |
| 1263 |  | D B A | Closed | FCOM4028 | 2025-12-29 09:06 | 2025-12-30 10:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6832959 |
| 1263 |  | D B A | Closed | FCRE2828 | 2025-12-29 11:41 | 2025-12-30 10:23 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Modification and Program Does Not Allow This | Waived-As per guide, for DSCR loans Loan modification within 48 months is not allowed for this loan.<br> Exception form provided as Modification, Do not meet 48 month seasoning requirement/ waiting period for loan modification on [Redacted]<br> Approved With Conditions 0.25 to price, [Redacted] max<br> Exception form page no 283 of 508<br> - Due Diligence Vendor-12/29/2025 |  | Waived-As per guide, for DSCR loans Loan modification within 48 months is not allowed for this loan.<br> Exception form provided as Modification, Do not meet 48 month seasoning requirement/ waiting period for loan modification on [Redacted]<br> Approved With Conditions 0.25 to price, [Redacted] max<br> Exception form page no 283 of 508<br> - Due Diligence Vendor-12/29/2025 |  | No mortgage late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6837837 |
| 1264 |  | D A | Closed | FCOM4028 | 2025-12-26 13:01 | 2025-12-30 10:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6818908 |
| 1265 |  | D B A | Closed | 2260 | 2025-12-26 13:33 | 2025-12-31 10:41 | Resolved | 1 - Information A | Compliance | Mavent | Prepayment: Penalty | Resolved-no ppp per lender - Due Diligence Vendor-12/31/2025 <br>Ready for Review-No PPP,lock form is reflecting 0 Y PPP adjustment - Buyer-12/30/2025 <br>Open-confirm none - Due Diligence Vendor-12/26/2025 <br>Open-confirm none - Due Diligence Vendor-12/30/2025 |  | Resolved-no ppp per lender - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6819259 |
| 1265 |  | D B A | Closed | FCRE6969 | 2025-12-26 13:04 | 2025-12-31 10:41 | Resolved | 1 - Information C A | Credit | Eligibility | Gift Funds do not meet Guideline Requirements | Resolved-now present for donor gift - Due Diligence Vendor-12/31/2025 <br> Ready for Review-Document Uploaded. We had proof of gift funds receipt-wire confirmation for $[Redacted] - Buyer-12/30/2025 <br> Open-Gift letter is on pg 116 of 614 donor source is missing in file - Due Diligence Vendor-12/26/2025 |  | Resolved-now present for donor gift - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6818933 |
| 1265 |  | D B A | Closed | FCOM4028 | 2025-12-26 11:38 | 2025-12-30 11:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6817302 |
| 1265 |  | D B A | Closed | FCRE1226 | 2025-12-26 13:23 | 2025-12-26 13:23 | Waived | 2 - Non-Material B | Credit | Missing Doc | Appraisal Transfer documentation is incomplete or partial | Waived-As per guide Appraisal transfer is not allowed in Flip transaction<br> Exception is provided for Transferred appraisal is used for Flip transaction<br> Approved Conditions : 0.25 to price<br> Exception Form page no 478 of 614 - Due Diligence Vendor-12/26/2025 |  | Waived-As per guide Appraisal transfer is not allowed in Flip transaction<br> Exception is provided for Transferred appraisal is used for Flip transaction<br> Approved Conditions : 0.25 to price<br> Exception Form page no 478 of 614 - Due Diligence Vendor-12/26/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6819156 |
| 1266 |  | D B A | Closed | FCOM4028 | 2025-12-29 09:04 | 2025-12-30 09:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6832856 |
| 1266 |  | D B A | Closed | FCRE1437 | 2025-12-29 12:07 | 2025-12-29 12:52 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-As per guide Lease agreement and 2 months of cancelled checks are required<br> Exception is provided as Borrower receives cash payments from tenants<br> Approved Conditions : 0.125 to price<br> Exception Form page no 482 of 577 - Due Diligence Vendor-12/29/2025 |  | Waived-As per guide Lease agreement and 2 months of cancelled checks are required<br> Exception is provided as Borrower receives cash payments from tenants<br> Approved Conditions : 0.125 to price<br> Exception Form page no 482 of 577 - Due Diligence Vendor-12/29/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6838378 |
| 1267 |  | D B A | Closed | FPRO1242 | 2025-12-29 13:12 | 2026-01-02 09:01 | Resolved | 1 - Information D A | Property | Missing Doc | Appraisal is Missing | Resolved-Appraisal is Present - Due Diligence Vendor-01/02/2026 <br>Ready for Review-Document Uploaded. Please see attached appraisal with 1007. - Buyer-12/31/2025 <br>Open-Appraisal is Missing - Due Diligence Vendor-12/29/2025 |  | Resolved-Appraisal is Present - Due Diligence Vendor-01/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6839735 |
| 1267 |  | D B A | Closed | FCRE9991 | 2025-12-29 13:31 | 2026-01-02 09:01 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-Received appraisal with 1007 and now dscr is within range - Due Diligence Vendor-01/02/2026 <br> Ready for Review-Please see appraisal with 1007 that was uploaded. Gross rental income is $[Redacted]which matches. - Buyer-12/31/2025 <br> Open-DSCR score is off by 0.242, Lender score is 1.342<br> -1007 is missing , Lease agreement is on Pg. no 173 of 281. rent $[Redacted] , 1008 page no 1 of 1 rent $[Redacted].<br> - Unable to identify lender considered rent on 1008 for amount $[Redacted] as 1007 is missing in file.<br> - DSCR should be Rent / PITIA - $[Redacted] = 1.584. - Due Diligence Vendor-12/29/2025 |  | Resolved-Received appraisal with 1007 and now dscr is within range - Due Diligence Vendor-01/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6840129 |
| 1267 |  | D B A | Closed | FCOM4028 | 2025-12-29 11:35 | 2025-12-30 12:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6837704 |
| 1267 |  | D B A | Closed | FVAL5385 | 2025-12-29 13:37 | 2025-12-29 13:37 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived--As per guide when the transaction is cash-out the property should not be listed for sale in the past 6 months.<br> - Exception form provided to proceed with loan as property was listed for sale in past 6 months.<br> - Approved condition :- [Redacted] max<br> - Exception form Pg. no 214 of 281<br> - Due Diligence Vendor-12/29/2025 |  | Waived--As per guide when the transaction is cash-out the property should not be listed for sale in the past 6 months.<br> - Exception form provided to proceed with loan as property was listed for sale in past 6 months.<br> - Approved condition :- [Redacted] max<br> - Exception form Pg. no 214 of 281<br> - Due Diligence Vendor-12/29/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No consumer late payments in the last 24 months, See other type of exception description. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6840327 |
| 1268 |  | D B A C | Closed | FCRE1437 | 2025-12-28 10:30 | 2026-01-21 08:45 | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-Income and Employment Meet Guidelines - Due Diligence Vendor-01/21/2026 <br>Resolved-2024 now present - Due Diligence Vendor-01/05/2026 <br>Ready for Review-Document Uploaded. Please review uploaded bank statements - Seller-01/05/2026 <br>Open-Income and Employment Do Not Meet Guidelines Doc type is 24 months bank stmt. Income was calculated using 24 months stmts, per worksheet page 11, dated from 11/2023 - 10/2025. However there are only 13 months in file. Missing 11/2023-09/2024, or 11 months. 10/2024 through 10/2025 are present. - Due Diligence Vendor-12/28/2025 | Ready for Review-Document Uploaded. Please review uploaded bank statements - Seller-01/05/2026<br>| Resolved-Income and Employment Meet Guidelines - Due Diligence Vendor-01/21/2026 <br>Resolved-2024 now present - Due Diligence Vendor-01/05/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6824882 |
| 1268 |  | D B A C | Closed | 27830-33820 | 2025-12-28 14:24 | 2026-01-20 08:18 | Resolved | 1 - Information C A | Compliance | Broker:LimitFees | [Redacted] - Max Broker Fees (RLBSA) | Resolved-lender has reviewed and determined fees are reasonable and fair - Due Diligence Vendor-01/20/2026 <br> Ready for Review-Document Uploaded. Please review uploaded statement from our compliance team - Seller-01/16/2026 <br> Counter-lender to verify the fees charged are reasonable - Due Diligence Vendor-01/05/2026 <br> Ready for Review-As per compliance report ,loan pass all requirements. - Seller-01/05/2026 <br> Open-The total of all fees paid by the borrower to the broker ([Redacted]) exceeds 2% of the loan amount ([Redacted]). The [Redacted] Residential Lending, Brokerage, and Servicing Act limits the brokerage commission to 2% of the loan amount. Brokerage commissions include all fees paid to parties for services performed in the origination and placement of mortgage loans with third party lenders, whether the loans are closed directly in the name of the lender or in the name of another party with the intention to sell and transfer the loan; provided such sale or transfer is completed within one year from closing. ([Redacted]. Code Ann. 47-14-113(c); TN ADC 0180-17-.07(2)) Final CD [Redacted] Mortgage Broker Fee is higher than the allowed 2% allowed by the [Redacted] Residential Lending, Brokerage, and Servicing Act. - Due Diligence Vendor-12/28/2025 <br> Open- - Due Diligence Vendor-12/28/2025 | Ready for Review-Document Uploaded. Please review uploaded statement from our compliance team - Seller-01/16/2026 <br>Ready for Review-As per compliance report ,loan pass all requirements. - Seller-01/05/2026<br>| Resolved-lender has reviewed and determined fees are reasonable and fair - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6825144 |
| 1268 |  | D B A C | Closed | FCRE1440 | 2025-12-28 10:41 | 2026-01-09 09:33 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-proof mod meets seasoning requirement - Due Diligence Vendor-01/09/2026 <br> Ready for Review-Document Uploaded. Please review uploaded deferral agreement - Seller-01/08/2026 <br> Counter-disagree. We cannot validate if the modification was in the last 48 months to consider if a credit event. per GL: [Redacted] considers Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu, Loan Modification, Forbearance, Deferrals and 120+ days delinquent as a prior Credit Event. Refer to the specific product matrix for further seasoning requirement information. - Due Diligence Vendor-01/08/2026 <br> Ready for Review-The mortgage statements([Redacted] and [Redacted]) were uploaded 1/05 ,no additional documentation is needed as per GL. These were 2 different REO's ([Redacted] and [Redacted]) - Buyer-01/07/2026 <br> Counter-none of this addresses when this mortgage was modified. need info on modification to verify it met guidelines - Due Diligence Vendor-01/05/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/05/2026 <br> Ready for Review-Document Uploaded. Please review uploade LOX,credit report and mortgage statement.Rental income $0.00 was taken from initial application as it was disclosed to broker by borrower that;s why we had negative rent for amount $[Redacted]- Buyer-01/05/2026 <br> Open-Housing History Does Not Meet Guideline Requirements 1st mortgage per Credit report for REO [Redacted]- [Redacted] 1st mortgage for $[Redacted] indicates loan was modified - No information as to when or why in file. (if within 48 months , etc) Also there are no stmts for either the 1st or 2nd for this REO in file to confirm impounds within the negative rental amount calculated. - Due Diligence Vendor-12/28/2025 | Ready for Review-Document Uploaded. Please review uploaded deferral agreement - Seller-01/08/2026<br>| Resolved-proof mod meets seasoning requirement - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6824889 |
| 1268 |  | D B A C | Closed | FVAL5472 | 2025-12-28 10:55 | 2026-01-08 08:35 | Waived | 2 - Non-Material C B | Property | Property | Property or house size is outside of guidelines | Waived-acreage exceeds max allowed - waiver provided - Due Diligence Vendor-01/08/2026 <br>Ready for Review-Document Uploaded. Please review uploaded exception - Buyer-01/07/2026 <br>Open-Maximum acreage is 10 acres. Subject is over 13. - Due Diligence Vendor-12/28/2025 |  | Waived-acreage exceeds max allowed - waiver provided - Due Diligence Vendor-01/08/2026<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Reserves >6 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | Yes | 6824896 |
| 1268 |  | D B A C | Closed | FCOM4028 | 2025-12-28 10:09 | 2025-12-29 13:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6824851 |
| 1269 |  | D B A C | Closed | FCRE1325 | 2025-12-26 11:46 | 2026-01-08 12:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 CPA/Accountant Letter is Missing or Incomplete | Resolved-resolved with lender review and GL section provided - Due Diligence Vendor-01/08/2026 <br>Ready for Review-N/A 12 months personal bank statement program .As per GL ,PERSONAL BANK STATEMENT DOCUMENTATION REQUIREMENTS. 12 or 24 months complete personal bank statements from the same account (in a case of account being closed or inactive a different account may be considered). Online bank statements are acceptable if they clearly identify the account holder and the URL associated with the financial institution.<br> • Multiple bank accounts may be used; however, only personal, non-business accounts may be used.<br> • Schedule C borrowers are considered self-employed. No Business ownership required for Schedule C borrowers<br> • If personal statement is used for business operations and reflects the company's revenue and expenses flow such statement will follow business bank statement requirements (expense ratio will be applied)<br> • Verification of the borrowers' business required. Standard 3rd party verification applies. (For Schedule C borrowers verification of employment/income)<br>The CPA letter provided on file was for VOE purpose.EIN is not required per GL when 12 months personal bank statements were used for qualification. - Buyer-01/08/2026 <br>Counter-guidelines state this must come from CPA or EIN. per guidelines need: Sole Proprietor with an EIN can provide EIN letter and most recent filing with secretary of state. If the borrower does not have an EIN or the most recent filing with secretary of state cannot be provided, the borrower must provide a CPA Letter. It must indicate self-employed history and that the borrower is a Sole Proprietor. - Due Diligence Vendor-01/05/2026 <br>Ready for Review-Document Uploaded. Borrower is SE ,please review uploaded form - Buyer-01/02/2026 <br>Open-does not state sole proprietor or sch C - Due Diligence Vendor-12/26/2025 |  | Resolved-resolved with lender review and GL section provided - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6817421 |
| 1269 |  | D B A C | Closed | FVAL2477 | 2025-12-26 11:47 | 2026-01-05 08:35 | Resolved | 1 - Information C A | Property | Appraisal | Appraisal incomplete (missing map, layout, pages, etc.) | Resolved-corrected appr now present with PUD box checked - Due Diligence Vendor-01/05/2026 <br>Ready for Review-Document Uploaded. The appraisal we had was with marked PUD check box - Buyer-01/02/2026 <br>Open-missing PUD BOX checked and Dues - Due Diligence Vendor-12/26/2025 |  | Resolved-corrected appr now present with PUD box checked - Due Diligence Vendor-01/05/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6817423 |
| 1269 |  | D B A C | Closed | FCOM4028 | 2025-12-26 10:22 | 2025-12-29 13:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6815469 |
| 1269 |  | D B A C | Closed | FCRE1437 | 2025-12-26 11:07 | 2025-12-29 13:10 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-Income and Employment Do Not Meet Guidelines Declining trend + not adding 2nd account holder.<br> pg 20 - Due Diligence Vendor-12/26/2025 |  | Waived-Income and Employment Do Not Meet Guidelines Declining trend + not adding 2nd account holder.<br> pg 20 - Due Diligence Vendor-12/26/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, = all 3 conditions are met. <br> Reserves >6 months - not met showing 4.46 in reserves<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 11/25/2025 70 CLTV max, 0.25 to price | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6816645 |
| 1270 |  | D A | Closed | FCRE1440 | 2025-12-29 09:59 | 2026-01-06 11:59 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-proof of sale of home now present - Due Diligence Vendor-01/06/2026 <br> Ready for Review-Document Uploaded. Final HUD was on file for the primary - Buyer-01/06/2026 <br> Open-Housing History Does Not Meet Guideline Requirements [Redacted] mortgage payoff on departing primary property HUD - No rating in file. - Due Diligence Vendor-12/29/2025 |  | Resolved-proof of sale of home now present - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6835627 |
| 1270 |  | D A | Closed | FCRE9500 | 2025-12-29 10:05 | 2026-01-06 11:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Letter of Explanation (Assets) | Resolved-resolved with lender comments and review of asset statement (HUD) - Due Diligence Vendor-01/06/2026 <br> Ready for Review-Net proceeds on Settlement statement provided on file are $[Redacted], UW used $[Redacted] to be conservative backing out the EMD $[Redacted] from net proceeds. There was no share of funds from the sale of the property borrower owned. - Buyer-01/06/2026 <br> Open-B2 Sold Primary. HUD in file page 182 of 290. There is another non bwr party to this loan that was listed a co-seller on that HUD. Total proceeds after sale were $[Redacted] - however there is no confirmation of B2's share of the proceeds. (Lender used $[Redacted] for B2) copy of wire to title would work - Due Diligence Vendor-12/29/2025 |  | Resolved-resolved with lender comments and review of asset statement (HUD) - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6835845 |
| 1270 |  | D A | Closed | FCOM4028 | 2025-12-29 09:12 | 2025-12-30 12:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6833269 |
| 1271 |  | D A | Closed | FCRE1145 | 2025-12-29 11:19 | 2026-01-09 10:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-item 10 on title shows recorded lien - Due Diligence Vendor-01/09/2026 <br>Counter-waiver is needed if a recorded first lien mortgage is not provided. per GL 7.3. INELIGIBLE FIRST LIENS • Unrecorded Mortgages - Due Diligence Vendor-01/09/2026 <br>Ready for Review-WD was provided on file and original mortgage with the Note terms for first lien(reuploaded to you 01/05),no additional documentation is required per GL. - Buyer-01/08/2026 <br>Counter-need proof that first lien was recorded or is ineligible. this title does not show it and the mortgage is a recorded copy - Due Diligence Vendor-01/06/2026 <br>Ready for Review-Document Uploaded. Please revie wuploaded docs - Buyer-01/05/2026 <br>Open-missing the following \*\*TWO things: 1. copy of mortgage on first. per guides- Copy of the mortgage or deed of trust must be included in the loan file. and #2- Title needs to show first line was recorded. as Unrecorded Mortgages are ineligible and title in file does not show any liens on it. - Due Diligence Vendor-12/29/2025 |  | Resolved-item 10 on title shows recorded lien - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6837386 |
| 1271 |  | D A | Closed | FCRE9225 | 2025-12-29 11:17 | 2026-01-06 10:38 | Resolved | 1 - Information C A | Credit | Eligibility | Subject Loan is a Subordinate Lien and 1st Lien is an ineligible Lien Type | Resolved-first lien note now present - Due Diligence Vendor-01/06/2026 <br>Ready for Review-Document Uploaded. Please review uploaded Note,mortgage and mortgage statement - Buyer-01/05/2026 <br>Open-Loan is ineligible due to 1st Lien Type Unable to tell if the first Loan is an ineligible due to missing copy of Note and Deed of trust - Due Diligence Vendor-12/29/2025 |  | Resolved-first lien note now present - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6837357 |
| 1271 |  | D A | Closed | FCOM4028 | 2025-12-29 10:30 | 2025-12-30 12:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6836385 |
| 1272 |  | D A | Closed | FCRE1484 | 2025-12-30 11:57 | 2026-01-07 12:33 | Resolved | 1 - Information C A | Credit | Assets | Asset 6 Does Not Meet Guideline Requirements | Resolved-donor check now present - Due Diligence Vendor-01/07/2026 <br> Ready for Review-Document Uploaded. Please see attached copy of the gift donor check. - Buyer-01/07/2026 <br> Counter-this does not verify the gift came from donor missing copy of Donor check for the [Redacted] - Due Diligence Vendor-01/05/2026 <br> Ready for Review-Document Uploaded. Please see attached bank statement showing $[Redacted] gift received (showing as deposit) and was used to clear condition. - Buyer-01/02/2026 <br> Open-Asset 6 Does Not Meet Guideline Requirements Need Donor source for Gift amount $[Redacted] refer Pg. no 3 of 24. - Due Diligence Vendor-12/30/2025 |  | Resolved-donor check now present - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6858457 |
| 1272 |  | D A | Closed | FCOM4028 | 2025-12-29 07:51 | 2025-12-30 11:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6830642 |
| 1273 |  | D B A | Closed | FCRE1325 | 2025-12-29 13:05 | 2026-01-14 13:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 CPA/Accountant Letter is Missing or Incomplete | Resolved-Resolved with lender comments. They have reviewed the letter and while does not state the sole proprietorship language called out in GL,they have reviewed and accept as is. - Due Diligence Vendor-01/14/2026 <br>Ready for Review-Please refer to page 1 of docs labeled "credit package pdf2",we had a business narative form reflecting borrower is SE ,sole proprietor. - Seller-01/14/2026 <br>Counter-need lender to confirm with CPA that filing was Sch C. The guidelines for the verification of business are a different section. While I agree an EIN is not required, if not provided the CPA letter must state the borrower is sole proprietor. This letter does not state this. We agree borrower is self employed but the nature of her filing is not established with current letter - Due Diligence Vendor-01/14/2026 <br>Ready for Review-AS per GL PERSONAL BANK STATEMENT DOCUMENTATION REQUIREMENTS.Schedule C borrowers are considered self-employed. No Business ownership required for Schedule C borrowers<br> • If personal statement is used for business operations and reflects the company's revenue and expenses flow such statement will follow business bank statement requirements (expense ratio will be applied)<br> • Verification of the borrowers' business required. Standard 3rd party verification applies. (For Schedule C borrowers verification of employment/income)<br> As a third party income verification we used CPA letter stating borrower is SE - housekeeper. There is no such requiremnt for EIN per GL on SE borrowers where personal abnk statements were used for qualification . - Seller-01/14/2026 <br>Counter-guidelines are very clear on this requirement. Sole Proprietor with an EIN can provide EIN letter and most recent filing with secretary of state. If the borrower does not have an EIN or the most recent filing with secretary of state cannot be provided, the borrower must provide a CPA Letter. \*\*It must indicate self-employed history and that the borrower is a Sole Proprietor - if you dont have an updated letter to state specifically sch C or sole proprietor, a waiver will be required the CPA letter on file does not meet this part of the guideline - Due Diligence Vendor-01/07/2026 <br>Ready for Review-CPA letter was provided,EIN not needed ,we used personal bank st for qualification.Borrower is not having LLC (she uses personal bank account). - Seller-01/06/2026 <br>Counter-missing language for sole proprietor or provide waiver or EIN - Due Diligence Vendor-01/06/2026 <br>Ready for Review-Document Uploaded. As per CPA letter is states that borrower is 100% owner - Seller-01/06/2026 <br>Open-does not state borrower is sole proprietor or Sch C. - Due Diligence Vendor-12/29/2025 | You can proceed with GL 11/19 .I do not find GL 11/20 ,but same requirements were listed on GL 11/19 for SE borrower under section PERSONAL BANK STATEMENT DOCUMENTATION REQUIREMENTS(page 47) and section 6.6. INCOME AND EMPLOYMENT(page 39).<br>SE was documented properly by CPA letter and we have clear evidence that borrower is sole proprietor <br> - 01/14/2026 <br>Ready for Review-Please refer to page 1 of docs labeled "credit package pdf2",we had a business narative form reflecting borrower is SE ,sole proprietor. - Seller-01/14/2026 <br>Ready for Review-AS per GL PERSONAL BANK STATEMENT DOCUMENTATION REQUIREMENTS.Schedule C borrowers are considered self-employed. No Business ownership required for Schedule C borrowers<br> • If personal statement is used for business operations and reflects the company's revenue and expenses flow such statement will follow business bank statement requirements (expense ratio will be applied)<br> • Verification of the borrowers' business required. Standard 3rd party verification applies. (For Schedule C borrowers verification of employment/income)<br> As a third party income verification we used CPA letter stating borrower is SE - housekeeper. There is no such requiremnt for EIN per GL on SE borrowers where personal abnk statements were used for qualification . - Seller-01/14/2026 <br>Ready for Review-CPA letter was provided,EIN not needed ,we used personal bank st for qualification.Borrower is not having LLC (she uses personal bank account). - Seller-01/06/2026 <br>Ready for Review-Document Uploaded. As per CPA letter is states that borrower is 100% owner - Seller-01/06/2026<br>| Resolved-Resolved with lender comments. They have reviewed the letter and while does not state the sole proprietorship language called out in GL,they have reviewed and accept as is. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6839519 |
| 1273 |  | D B A | Closed | FCRE1480 | 2025-12-29 13:42 | 2026-01-07 09:39 | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-proof borrower is a joint acct holder now present - Due Diligence Vendor-01/07/2026 <br> Ready for Review-Document Uploaded. Please review uploaded access letter listing borrower as well on the account - Seller-01/06/2026 <br> Open-Asset Record 2 Does Not Meet G/L Requirements [Redacted] account does not show our borrower as account holder its in name of [Redacted], not our borrower. need proof our borrower is a joint holder - Due Diligence Vendor-12/29/2025 | Ready for Review-Document Uploaded. Please review uploaded access letter listing borrower as well on the account - Seller-01/06/2026<br>| Resolved-proof borrower is a joint acct holder now present - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6840400 |
| 1273 |  | D B A | Closed | FCRE1180 | 2025-12-29 13:26 | 2026-01-07 09:26 | Resolved | 1 - Information D A | Credit | Missing Doc | HO-6 Insurance Policy is Missing | Resolved-HO-6 Insurance Policy is fully present - Due Diligence Vendor-01/07/2026 <br>Ready for Review-Document Uploaded. Please revie wuploaded policy - Buyer-01/07/2026 <br>Open-HO-6 Insurance Policy is Missing page 8 is a un-submitted application need actual binder or policy - Due Diligence Vendor-12/29/2025 |  | Resolved-HO-6 Insurance Policy is fully present - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6840006 |
| 1273 |  | D B A | Closed | FCOM4028 | 2025-12-29 12:27 | 2025-12-30 12:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6838687 |
| 1273 |  | D B A | Closed | FCRE1200 | 2025-12-29 13:52 | 2025-12-29 13:52 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Loan amount less than required for minimum<br> Loan amount under $[Redacted], 1st time buyer [Redacted]%<br> Comments Purchase price of $[Redacted] - requesting to proceed with [Redacted] please. 5+ years credit history, no credit<br> events or lates, thank you.<br> pg 33<br> - Due Diligence Vendor-12/29/2025 |  | Waived-Loan amount less than required for minimum<br> Loan amount under $[Redacted], 1st time buyer [Redacted]%<br> Comments Purchase price of $[Redacted] - requesting to proceed with [Redacted] please. 5+ years credit history, no credit<br> events or lates, thank you.<br> pg 33<br> - Due Diligence Vendor-12/29/2025 |  | Compensating Factors<br> No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 11/19/2025 0.25 to price | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6840626 |
| 1274 |  | D A | Closed | FCOM4028 | 2025-12-26 13:17 | 2025-12-30 07:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6819065 |
| 1275 |  | D B A | Closed | FCOM4028 | 2025-12-29 13:26 | 2025-12-30 14:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6840007 |
| 1275 |  | D B A | Closed | FCRE8459 | 2025-12-29 14:49 | 2025-12-29 14:49 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower Entity Ownership does not meet guidelines | Waived-As per Guide LLC layering not allowed.<br> Exception is provided to proceed with Borrowing entity is owned by another entity.<br> Approved With Conditions [Redacted] MAX & 0.25 to price<br> Exception Form is on page #39 of 139 - Due Diligence Vendor-12/29/2025 |  | Waived-As per Guide LLC layering not allowed.<br> Exception is provided to proceed with Borrowing entity is owned by another entity.<br> Approved With Conditions [Redacted] MAX & 0.25 to price<br> Exception Form is on page #39 of 139 - Due Diligence Vendor-12/29/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Borrower contribution<br> exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6841497 |
| 1276 |  | D A B | Closed | 123ABH | 2025-12-26 10:30 | 2025-12-31 11:36 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing Toolkit Disclosure/Booklet | Resolved-toolkit now present - Due Diligence Vendor-12/31/2025 <br> Ready for Review-Document Uploaded. Please see attached toolkit. - Buyer-12/31/2025 <br> Counter-disagree. Lenders must provide the Toolkit within three business days of application for home purchases, regardless of the loan's final QM status, according to RESPA/TILA rules. The requirement is triggered by the type of transaction, not the loan's regulatory classification (QM vs. Non-QM) - Due Diligence Vendor-12/30/2025 <br> Ready for Review-Document Uploaded. Please see attached [Redacted] search stating a home toolkit is not required for a non-qm purchase loan. - Buyer-12/30/2025 <br> Open-Homeowner Toolkit is missing - Due Diligence Vendor-12/26/2025 |  | Resolved-toolkit now present - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6815609 |
| 1276 |  | D A B | Closed | FCRE9991 | 2025-12-26 12:21 | 2025-12-30 14:13 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-explanation of how DTI was arrived at accepted and DTI now matches - Due Diligence Vendor-12/30/2025 <br> Ready for Review-Document Uploaded. Please see attached email from UW. Per UW "Per SUW "I get a DTI of 40.241% that matches the system. Debts from credit report are [Redacted]/month due to the [Redacted] debt has less than 10 months payments remaining. PITIa for [Redacted] is [Redacted] and rent from 1007 is $[Redacted] to give negative rent of [Redacted]." - Buyer-12/30/2025 <br> Open- - DTI should be 43.34%%. Approval is 40.24%. PITIA is $[Redacted] + Debts from Credit report of $[Redacted]+ negative rents used of $[Redacted] / Income of $[Redacted]= 43.34% - Due Diligence Vendor-12/26/2025 |  | Resolved-explanation of how DTI was arrived at accepted and DTI now matches - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6818120 |
| 1276 |  | D A B | Closed | FCOM4028 | 2025-12-26 10:17 | 2025-12-29 12:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6815341 |
| 1277 |  | D A | Closed | FCOM4028 | 2025-12-28 08:51 | 2025-12-29 13:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6824746 |
| 1278 |  | D A | Closed | FCOM4028 | 2025-12-26 07:14 | 2025-12-29 11:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6809982 |
| 1279 |  | D B A | Closed | FCOM4028 | 2025-12-26 14:06 | 2025-12-30 13:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6819608 |
| 1279 |  | D B A | Closed | FVAL4969 | 2025-12-26 15:52 | 2025-12-30 13:55 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 12 months | Waived-\*As per guide property should not be listed in past 12 months when transaction type is cashout refinance<br> \*Exception is provided to proceed the loan with listed in past 12 months when transaction type is cashout refinance<br> \*Exception is on pg 259 of 326<br> \*Approved With Conditions [Redacted] MAX & 0.25 to price - Due Diligence Vendor-12/26/2025 |  | Waived-\*As per guide property should not be listed in past 12 months when transaction type is cashout refinance<br> \*Exception is provided to proceed the loan with listed in past 12 months when transaction type is cashout refinance<br> \*Exception is on pg 259 of 326<br> \*Approved With Conditions [Redacted] MAX & 0.25 to price - Due Diligence Vendor-12/26/2025<br>|  | \*No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, DSCR is over 1.4. 15-year clear credit history. AVM supports the value. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6820718 |
| 1280 |  | D A | Closed | FCRE1159 | 2025-12-26 14:15 | 2026-01-07 10:31 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Hazard Insurance Effective Date of [Redacted] is prior to or equal to the Note Date of [Redacted] Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-01/07/2026 <br> Resolved-corrected dates now present - Due Diligence Vendor-01/07/2026 <br> Ready for Review-Document Uploaded. Please review policy with effective dates as of [Redacted]- Buyer-01/06/2026 <br> Open-Hazard Insurance Effective Date of [Redacted] is after the Note Date of [Redacted] Need Current policy - Due Diligence Vendor-12/26/2025 |  | Resolved-Hazard Insurance Effective Date of [Redacted] is prior to or equal to the Note Date of [Redacted] Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-01/07/2026 <br> Resolved-corrected dates now present - Due Diligence Vendor-01/07/2026 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6819779 |
| 1280 |  | D A | Closed | FCOM4028 | 2025-12-26 13:28 | 2025-12-30 14:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6819213 |
| 1281 |  | D B A | Closed | FCRE9512 | 2025-12-30 14:48 | 2026-01-07 10:32 | Resolved | 1 - Information A | Credit | Income/Employment | TPR Verified Income Documentation type does not match Origination Income Documentation type | Resolved-missing returns now present - Due Diligence Vendor-01/07/2026 <br>Ready for Review-Document Uploaded. Please review uploaded Tax transcripts (1040's for 2024) - Buyer-01/06/2026 <br>Open-Originator states 1 yr full doc TPR is qualifying file using CPA letter and QM eligibility status will be marked as Non QM Lender documented all ATR factors as this file did not contain tax returns. - Due Diligence Vendor-12/30/2025 |  | Resolved-missing returns now present - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6861465 |
| 1281 |  | D B A | Closed | FCRE8012 | 2025-12-30 14:46 | 2026-01-07 10:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Purchase Contract | Resolved-now present - Due Diligence Vendor-01/07/2026 <br>Ready for Review-Document Uploaded. Please review uploaded purchase contract - Buyer-01/06/2026 <br>Open- - Due Diligence Vendor-12/30/2025 |  | Resolved-now present - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6861427 |
| 1281 |  | D B A | Closed | FCOM4028 | 2025-12-29 07:18 | 2025-12-30 14:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6829900 |
| 1281 |  | D B A | Closed | FCRE1437 | 2025-12-29 09:13 | 2025-12-30 14:46 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-\*As per guide foreign income must reflect on taxes<br> \*Exception form is provided to allow foreign Income not reported in taxes<br> \*Approved Conditions [Redacted] max, 0.5 to price<br> \*Exception Form is on pg. no 587<br> - Due Diligence Vendor-12/29/2025 |  | Waived-\*As per guide foreign income must reflect on taxes<br> \*Exception form is provided to allow foreign Income not reported in taxes<br> \*Approved Conditions [Redacted] max, 0.5 to price<br> \*Exception Form is on pg. no 587<br> - Due Diligence Vendor-12/29/2025<br>|  | Revolving debt is under 30%, Residual income >=3000$, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 2+ borrowers on the loan<br>| [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6833544 |
| 1282 |  | D A C | Closed | FVAL1039 | 2025-12-26 13:40 | 2026-02-06 11:29 | Cured | 2 - Non-Material D B | Property | Value | Appraised value unsupported | Cured-post close review product now present and supports value - Due Diligence Vendor-02/06/2026 <br> Ready for Review-Document Uploaded. Please see attached CDA. - Buyer-01/05/2026 <br> Open- - CU scores of 5 and 4.9. Missing AVM. - Due Diligence Vendor-12/26/2025 |  | Cured-post close review product now present and supports value - Due Diligence Vendor-02/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6819315 |
| 1282 |  | D A C | Closed | 50001251-Fees-Limited | 2025-12-26 14:32 | 2025-12-31 10:49 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved- - Due Diligence Vendor-12/31/2025 <br> Resolved- - Due Diligence Vendor-12/31/2025 <br> Ready for Review-Document Uploaded. Please see attached COC. - Buyer-12/30/2025 <br> Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). Discount Points increased from $[Redacted] on CD [Redacted] to $[Redacted] on Final CD [Redacted] - Due Diligence Vendor-12/26/2025 <br> Open- - Due Diligence Vendor-12/26/2025 |  | Resolved- - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6819957 |
| 1282 |  | D A C | Closed | 50001252-Fees-Limited | 2025-12-26 14:32 | 2025-12-31 10:49 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved- - Due Diligence Vendor-12/31/2025 <br> Resolved- - Due Diligence Vendor-12/31/2025 <br> Ready for Review-Please see COC that was uploaded. - Seller-12/30/2025 <br> Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Discount Points increased from $[Redacted]on CD [Redacted] to $[Redacted] on Final CD [Redacted]. - Due Diligence Vendor-12/26/2025 <br> Open- - Due Diligence Vendor-12/26/2025 | Ready for Review-Please see COC that was uploaded. - Seller-12/30/2025<br>| Resolved- - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6819958 |
| 1282 |  | D A C | Closed | FCRE7805 | 2025-12-26 13:38 | 2025-12-31 10:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Income - Bank Statements | Resolved-June bank statement now present - Due Diligence Vendor-12/31/2025 <br>Ready for Review-Document Uploaded. Please see attached June bank statement. - Buyer-12/30/2025 <br>Open-Missing June 2025 bank statement - Due Diligence Vendor-12/26/2025 |  | Resolved-June bank statement now present - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6819302 |
| 1282 |  | D A C | Closed | FCOM4028 | 2025-12-26 12:52 | 2025-12-29 13:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6818774 |
| 1283 |  | D B A | Closed | FCRE1212 | 2025-12-29 15:06 | 2026-01-06 12:18 | Resolved | 1 - Information B A | Credit | Missing Doc | Purchase Contract is Partial | Resolved-contract now present - Due Diligence Vendor-01/06/2026 <br>Ready for Review-Document Uploaded. Please review uploaded purchase contract - Buyer-01/06/2026 <br>Open-Purchase contract has not been fully provided missing contract. only have addendums pg 364 - Due Diligence Vendor-12/29/2025 |  | Resolved-contract now present - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6841722 |
| 1283 |  | D B A | Closed | FCRE6969 | 2025-12-29 15:03 | 2026-01-06 12:18 | Resolved | 1 - Information C A | Credit | Eligibility | Gift Funds do not meet Guideline Requirements | Resolved-donor gifts now present - Due Diligence Vendor-01/06/2026 <br> Ready for Review-Document Uploaded. Please review uploaded gift funds - Buyer-01/06/2026 <br> Open-missing copy of donor gift checks for [Redacted] and [Redacted]. bank acct shows deposits but not source - Due Diligence Vendor-12/29/2025 |  | Resolved-donor gifts now present - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6841670 |
| 1283 |  | D B A | Closed | FCOM4028 | 2025-12-29 14:09 | 2025-12-30 14:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6840885 |
| 1283 |  | D B A | Closed | FCRE1174 | 2025-12-29 15:05 | 2025-12-30 14:40 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master policy O&L coverage<br> Comments The current vendor offers O&L coverage, however HOA did not purchase it<br> Pg 337<br> - Due Diligence Vendor-12/29/2025 |  | Waived-Master policy O&L coverage<br> Comments The current vendor offers O&L coverage, however HOA did not purchase it<br> Pg 337<br> - Due Diligence Vendor-12/29/2025<br>|  | Compensating Factors<br> 10 years or more in the same line of employment, - 1003 only shows 5 years<br> No credit events past 40 months, - no credit events showing<br> 5+ years credit history, - credit since 2012<br> Credit score >40 points than minimum required = Credit Score is 791<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 12/16/2025 0.25 to price, 60 CLTV max | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6841701 |
| 1283 |  | D B A | Closed | FCRE0626 | 2025-12-29 15:04 | 2025-12-29 15:04 | Waived | 2 - Non-Material B | Credit | Closing | Borrower Minimum Contribution Towards Purchase Not Met | Waived-guides require 5% minimum contribution for FHTB <br> xception to use 100% gift funds from mother<br> Comments Exception to use 100% gift funds The gift is from the buyer's mother<br> Pg 336<br> - Due Diligence Vendor-12/29/2025 |  | Waived-guides require 5% minimum contribution for FHTB <br> xception to use 100% gift funds from mother<br> Comments Exception to use 100% gift funds The gift is from the buyer's mother<br> Pg 336<br> - Due Diligence Vendor-12/29/2025<br>|  | Compensating Factors<br> DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, 5+ years credit<br> history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 12/15/2025 0.25 to price, 60 CLTV max | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6841690 |
| 1284 |  | D A | Closed | FCOM4028 | 2025-12-26 13:15 | 2025-12-30 14:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6819051 |
| 1285 |  | D A | Closed | FCOM4028 | 2025-12-26 12:18 | 2025-12-30 14:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6818021 |
| 1286 |  | D A | Closed | FCRE1491 | 2025-12-29 08:56 | 2026-01-02 09:29 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-01/02/2026 <br> Resolved-Updated statement shows borrowers name. - Due Diligence Vendor-01/02/2026 <br> Ready for Review-Document Uploaded. Please see attached [Redacted] print out and [Redacted] bank statement that should have been in the package showing the borrower's name as the account holder. Accounts correspond. - Buyer-12/31/2025 <br> Open- - [Redacted] internet printout #[Redacted] (page 73) does not reflect an account holder's name. - Due Diligence Vendor-12/29/2025 |  | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-01/02/2026 <br>Resolved-Updated statement shows borrowers name. - Due Diligence Vendor-01/02/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6832555 |
| 1286 |  | D A | Closed | FCOM4028 | 2025-12-29 08:02 | 2025-12-30 15:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6830870 |
| 1287 |  | D A | Closed | FCRE7551 | 2025-12-29 08:20 | 2026-01-02 09:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Divorce Decree | Resolved-Received full settlement agree showing spouse is responsible for prior home mortgage - Due Diligence Vendor-01/02/2026 <br>Ready for Review-Document Uploaded. Please see attached divorce decree and marital settlement agreement. - Buyer-12/31/2025 <br>Open-missing full settlement agreement with evidence departing mortgage pmt and obligation is now ex spouses. Only a final dissolution , page 142, in file with no information as the resolution of the departing marital property. Mortgage is on bwrs's CR and stmt on page 929 also reflects as bwr's obligation. - Due Diligence Vendor-12/29/2025 |  | Resolved-Received full settlement agree showing spouse is responsible for prior home mortgage - Due Diligence Vendor-01/02/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6831412 |
| 1287 |  | D A | Closed | FCOM4028 | 2025-12-29 07:43 | 2025-12-30 15:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6830432 |
| 1288 |  | D A | Closed | FCRE4963 | 2025-12-29 13:39 | 2026-01-05 09:08 | Resolved | 1 - Information C A | Credit | Debt | No evidence of required debt payoff | Resolved-proof car paid is now present - Due Diligence Vendor-01/05/2026 <br>Ready for Review-Document Uploaded. Please see the attached car loan balance showing $0. - Buyer-01/02/2026 <br>Open- - please provide proof car loan has been paid in full. - Due Diligence Vendor-12/29/2025 |  | Resolved-proof car paid is now present - Due Diligence Vendor-01/05/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6840358 |
| 1288 |  | D A | Closed | FCOM1797 | 2025-12-29 14:12 | 2026-01-05 09:07 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Service Provider List | Resolved-SPL now present - Due Diligence Vendor-01/05/2026 <br>Ready for Review-Document Uploaded. Please see attached completed SPL. - Buyer-01/02/2026 <br>Counter-SPL is still blank. - Due Diligence Vendor-12/31/2025 <br>Ready for Review-Document Uploaded. Please see attached SPL. - Buyer-12/31/2025 <br>Open-Missing Completed Service provider list. Service Provider List in file is blank/missing providers information. - Due Diligence Vendor-12/29/2025 |  | Resolved-SPL now present - Due Diligence Vendor-01/05/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6840932 |
| 1288 |  | D A | Closed | FCOM4028 | 2025-12-29 12:49 | 2025-12-30 08:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6839073 |
| 1289 |  | D B A | Closed | FCOM4028 | 2025-12-30 07:59 | 2025-12-31 08:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6851285 |
| 1289 |  | D B A | Closed | FCRE6696 | 2025-12-30 09:10 | 2025-12-30 09:10 | Waived | 2 - Non-Material B | Credit | Income/Employment | Employment Self-Employed Less Than 2 Years at Origination | Waived-bus opened less than 2 yr as required must be 2 yrs<br> Business existence less than 2 years (15 months)<br> Pg 382 - Due Diligence Vendor-12/30/2025 |  | Waived-bus opened less than 2 yr as required must be 2 yrs<br> Business existence less than 2 years (15 months)<br> Pg 382 - Due Diligence Vendor-12/30/2025<br>|  | Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24<br> months, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 11/19/2025 0.25 to price, 75% LTV max | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6853832 |
| 1290 |  | D A | Closed | FCOM4028 | 2025-12-30 03:45 | 2025-12-31 09:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6847989 |
| 1291 |  | D B A | Closed | FCRE1501 | 2025-12-29 14:49 | 2026-01-05 09:12 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-01/05/2026 <br> Ready for Review-Document Uploaded. WE had Cd and wire form sal eof the primary REO[Redacted]- Seller-01/02/2026 <br> Counter-this is not sufficient assets to cover cash to close. Only $[Redacted] and $[Redacted] in this account. - Due Diligence Vendor-12/31/2025 <br> Ready for Review-Document Uploaded. Please review uploaded assets documentation. borrower had sufficient assets to cover reserves - Buyer-12/31/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $0 is less than Total Required Reserve Amount of $[Redacted] For CTC: \* Total Assets available $[Redacted], Required $[Redacted] = shortgage $[Redacted] . Need additional 1 months of liquid asset statements.<br> For Reserves: \* 3 months reserves $[Redacted], available $[Redacted] = Shortage $[Redacted] . Need additional 1 months of asset statements. - Due Diligence Vendor-12/29/2025 | Ready for Review-Document Uploaded. WE had Cd and wire form sal eof the primary REO[Redacted]- Seller-01/02/2026 | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-01/05/2026 |  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6841490 |
| 1291 |  | D B A | Closed | FCRE1995 | 2025-12-30 06:03 | 2025-12-31 12:09 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-now present - Due Diligence Vendor-12/31/2025 <br> Ready for Review-Document Uploaded. Please review EMD receipt. - Seller-12/31/2025 <br> Open-EMD withdrawal proof of $[Redacted] is missing - Due Diligence Vendor-12/30/2025 | Ready for Review-Document Uploaded. Please review EMD receipt. - Seller-12/31/2025<br>| Resolved-now present - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6849219 |
| 1291 |  | D B A | Closed | FCRE7805 | 2025-12-29 13:28 | 2025-12-31 11:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Income - Bank Statements | Resolved-missing months now present - Due Diligence Vendor-12/31/2025 <br>Ready for Review-Document Uploaded. Please review uploaded assets and bank statements - Buyer-12/31/2025 <br>Open-As per lender sheet on page#250 of 381 lender as considered latest statement for Oct 31 2025 <br> 2 Month Bank Statement Dec 31 2024 & Oct 31 2025 is missing in file - Due Diligence Vendor-12/29/2025 |  | Resolved-missing months now present - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6840036 |
| 1291 |  | D B A | Closed | FCOM4028 | 2025-12-29 12:20 | 2025-12-30 12:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6838576 |
| 1291 |  | D B A | Closed | FCRE1317 | 2025-12-29 13:39 | 2025-12-29 13:39 | Waived | 2 - Non-Material B | Credit | Income/Employment | Borrower 1 Total Years Employment Verified is Less Than 24 Months | Waived-Exception form provided to allow for Shy of 2 years inc, but has several yrs in field<br> Exception form page#265 of 381<br> Approved With Conditions: 0.25 to price, [Redacted] max - Due Diligence Vendor-12/29/2025 |  | Waived-Exception form provided to allow for Shy of 2 years inc, but has several yrs in field<br> Exception form page#265 of 381<br> Approved With Conditions: 0.25 to price, [Redacted] max - Due Diligence Vendor-12/29/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6840368 |
| 1292 |  | D A | Closed | FCRE1491 | 2025-12-30 06:38 | 2025-12-31 12:24 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Asset Qualification Meets Guideline Requirements - missing statements now present - Due Diligence Vendor-12/31/2025 <br> Ready for Review-Document Uploaded. Please revie wuploaded assets.Borrower had sufficient funds to cover cash to close and reserves - Buyer-12/31/2025 <br> Open- - $[Redacted] total assets provided. $[Redacted] needed for CTC and $[Redacted]2 for 3 months reserves. Borrower is short $[Redacted] for CTC and Reserves. - Due Diligence Vendor-12/30/2025 |  | Resolved-Asset Qualification Meets Guideline Requirements - missing statements now present - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6849628 |
| 1292 |  | D A | Closed | FCRE5275 | 2025-12-30 06:39 | 2025-12-31 12:23 | Resolved | 1 - Information C A | Credit | Eligibility | Asset do not meet guidelines | Resolved-proof of acct ownership now present - Due Diligence Vendor-12/31/2025 <br> Ready for Review-Document Uploaded. We had complete bank statement on file for this account ,the print out indicated account last four digits corresponding to the statement uploaded. - Buyer-12/31/2025 <br> Open- - internet printout of [Redacted] does not reflect an account holder. (Included in borrower's assets) - Due Diligence Vendor-12/30/2025 |  | Resolved-proof of acct ownership now present - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6849631 |
| 1292 |  | D A | Closed | FCOM4028 | 2025-12-30 05:50 | 2025-12-30 13:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6849101 |
| 1293 |  | D B A C | Closed | FVAL5474 | 2025-12-30 08:57 | 2026-01-05 13:08 | Waived | 2 - Non-Material C B | Property | Property | Condo project is ineligible | Waived-single entity owns more than allowed units for Limited review. waiver provided - Due Diligence Vendor-01/05/2026 <br> Ready for Review-Document Uploaded. Please review uploaded exception form - Buyer-01/05/2026 <br> Counter-waiver requested - Due Diligence Vendor-01/05/2026 <br> Ready for Review-Project is with [Redacted] units ,but GL specify limitations on 5-20 or 21 and more units. Conditions is n/a - Buyer-01/02/2026 <br> Counter-disagree. Per GL: Projects are ineligible if a single entity (the same individual, investor group, partnership, or corporation) owns more than the limits below- projects with 5 to 20 units – 2 units one owner owns 4- need waiver - Due Diligence Vendor-12/31/2025 <br> Ready for Review-Project contains 17units, as per GL we can proceed with owning more than 2 units.It states the project are on case by case:<br> Projects in which a single entity (the same individual, investor group, partnership, or corporation) owns more than the following total number of units in the project are on a case-by-case basis:<br> § projects with 5 to 20 units – 2 units<br> § projects with 21 or more units – 25% - Buyer-12/31/2025 <br> Open- - Projects are ineligible if a single entity owns more than 2 units in projects with 5 to 20 units. Borrower owns 4 of 17 units. missing copy of exception for this file - Due Diligence Vendor-12/30/2025 |  | Waived-single entity owns more than allowed units for Limited review. waiver provided - Due Diligence Vendor-01/05/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6853270 |
| 1293 |  | D B A C | Closed | FCOM4028 | 2025-12-30 08:05 | 2025-12-30 11:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6851447 |
| 1293 |  | D B A C | Closed | FCRE1174 | 2025-12-30 07:51 | 2025-12-30 08:55 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Waived-As per guide, Property insurance policies that provide for claims to be settled on an actual cash value basis are not acceptable.<br> \*Exception form is provided to allow ACV for master policy<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page # 228 of 362, Master Binder page 208 of 362 - Due Diligence Vendor-12/30/2025 - Due Diligence Vendor-12/30/2025 |  | Waived-Waived-As per guide, Property insurance policies that provide for claims to be settled on an actual cash value basis are not acceptable.<br> \*Exception form is provided to allow ACV for master policy<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page # 228 of 362, Master Binder page 208 of 362 - Due Diligence Vendor-12/30/2025 - Due Diligence Vendor-12/30/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Experienced investor. DSCR over 1 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6851055 |
| 1294 |  | D B A | Closed | FCOM4028 | 2025-12-30 07:00 | 2025-12-30 11:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6849906 |
| 1294 |  | D B A | Closed | FVAL5474 | 2025-12-30 07:47 | 2025-12-30 07:47 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Waived-As per guide, Projects are ineligible if a single entity are limited to projects with 5 to 20 units – 2 units<br> \*Exception form is provided to allow Single entity (borrower) owns 4 of [Redacted] units in the project<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page # 237 of 364 - Due Diligence Vendor-12/30/2025 - Due Diligence Vendor-12/30/2025 |  | Waived-Waived-As per guide, Projects are ineligible if a single entity are limited to projects with 5 to 20 units – 2 units<br> \*Exception form is provided to allow Single entity (borrower) owns 4 of [Redacted] units in the project<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page # 237 of 364 - Due Diligence Vendor-12/30/2025 - Due Diligence Vendor-12/30/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Experienced investor. DSCR over 1.5. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6850979 |
| 1294 |  | D B A | Closed | FCRE1174 | 2025-12-30 07:44 | 2025-12-30 07:44 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Waived-As per guide, Property insurance policies that provide for claims to be settled on an actual cash value basis are not acceptable.<br> \*Exception form is provided to allow ACV for master policy<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page # 236 of 364, Master Binder page 220 of 364 - Due Diligence Vendor-12/30/2025 - Due Diligence Vendor-12/30/2025 |  | Waived-Waived-As per guide, Property insurance policies that provide for claims to be settled on an actual cash value basis are not acceptable.<br> \*Exception form is provided to allow ACV for master policy<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page # 236 of 364, Master Binder page 220 of 364 - Due Diligence Vendor-12/30/2025 - Due Diligence Vendor-12/30/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Experienced investor. DSCR over 1 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6850933 |
| 1295 |  | D B C A | Closed | FCOM9970 | 2025-12-29 10:22 | 2025-12-31 12:44 | Resolved | 1 - Information A | Compliance | Missing Doc | Missing Compliance Documentation Unable to Test Compliance | Resolved-This is acceptable. - Due Diligence Vendor-12/31/2025 <br>Ready for Review-Please see initial CD that was uploaded. - Buyer-12/31/2025 <br>Open-Missing final TIL and/or other documentation necessary to run Compliance Testing. Unable to test Compliance without the initial Closing Disclosure. - Due Diligence Vendor-12/29/2025 |  | Resolved-This is acceptable. - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6836191 |
| 1295 |  | D B C A | Closed | FCOM5814 | 2025-12-29 10:20 | 2025-12-31 12:43 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-This is acceptable. - Due Diligence Vendor-12/31/2025 <br>Ready for Review-Document Uploaded. Please see attached initial CD. - Buyer-12/31/2025 <br>Open-Provide the missing initial Closing Disclosure. - Due Diligence Vendor-12/29/2025 |  | Resolved-This is acceptable. - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6836142 |
| 1295 |  | D B C A | Closed | FCOM4028 | 2025-12-29 09:14 | 2025-12-30 14:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6833734 |
| 1295 |  | D B C A | Closed | FCRE6763 | 2025-12-29 09:59 | 2025-12-29 09:59 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income documentation does not meet guidelines | Waived-Waived-As per guide, Statements must support stable and generally predictable deposits.<br> \*Exception form is provided to allow inconsistent deposit amounts<br> \*Approved Conditions: .25 to price, [Redacted] max<br> \*Exception form is on page # 244 of 441, banks statements page 1 of 54 - Due Diligence Vendor-12/29/2025 - Due Diligence Vendor-12/29/2025 |  | Waived-Waived-As per guide, Statements must support stable and generally predictable deposits.<br> \*Exception form is provided to allow inconsistent deposit amounts<br> \*Approved Conditions: .25 to price, [Redacted] max<br> \*Exception form is on page # 244 of 441, banks statements page 1 of 54 - Due Diligence Vendor-12/29/2025 - Due Diligence Vendor-12/29/2025<br>|  | Revolving debt is under 30%, 5 years on current job, DTI>=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the las 24 months, 5+ years credit history, No consumer late payments in the las 24 months LTV 10% below maximum, Credit score >40 points than minimum required, | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 6835640 |
| 1296 |  | D A | Closed | FCOM4028 | 2025-12-30 06:38 | 2025-12-30 12:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6849629 |
| 1297 |  | D A | Closed | FCRE1995 | 2025-12-30 08:26 | 2026-01-15 08:55 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-backed out per lender - Due Diligence Vendor-01/15/2026 <br> Ready for Review-$[Redacted] EMD was backed out from [Redacted] IRA - Buyer-01/14/2026 <br> Open-EMD Withdrawal proof for $[Redacted] is missing. - Due Diligence Vendor-12/30/2025 |  | Resolved-backed out per lender - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6852130 |
| 1297 |  | D A | Closed | FCOM4028 | 2025-12-30 06:14 | 2025-12-31 05:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6849339 |
| 1298 |  | D A | Closed | FCRE1342 | 2025-12-31 09:09 | 2026-01-05 09:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Business Bank Statements Missing | Resolved-Borrower 1 Business Bank Statements Provided - Due Diligence Vendor-01/05/2026 <br> Resolved-bank statements for P/L now present - Due Diligence Vendor-01/05/2026 <br> Ready for Review-Document Uploaded. Please see attached bank statements. - Buyer-01/02/2026 <br> Open-Borrower 1 Business Bank Statements Missing As per guide, For loans with CLTV greater than [Redacted]%, 2 months of consecutive personal or business bank statements to verify [Redacted]% of the gross income reflected on the P&L. However only one month of statement is available on page #86 - Due Diligence Vendor-12/31/2025 |  | Resolved-Borrower 1 Business Bank Statements Provided - Due Diligence Vendor-01/05/2026 <br>Resolved-bank statements for P/L now present - Due Diligence Vendor-01/05/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6874406 |
| 1298 |  | D A | Closed | FCOM4028 | 2025-12-30 09:47 | 2025-12-31 09:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6856000 |
| 1299 |  | D A | Closed | FCRE5116 | 2025-12-30 03:45 | 2026-01-05 09:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-VOM now present - Due Diligence Vendor-01/05/2026 <br> Ready for Review-Document Uploaded. Please see attached mortgage statements used by UW to clear condition for VOM. - Buyer-01/02/2026 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify Mortgage for REO " [Redacted] with balance $[Redacted]. - Due Diligence Vendor-12/30/2025 |  | Resolved-VOM now present - Due Diligence Vendor-01/05/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6847990 |
| 1299 |  | D A | Closed | FCOM4028 | 2025-12-30 02:08 | 2025-12-31 10:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-12/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6847381 |
| 1300 |  | D A | Closed | FCRE1491 | 2025-12-31 05:42 | 2026-01-14 12:30 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-missing gift letter now present - Due Diligence Vendor-01/14/2026 <br> Ready for Review-Document Uploaded. Gift letter uploaded - Buyer-01/14/2026 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Gift of $[Redacted] is reflecting on CD, donor source is on page #710, however gift letter is missing - Due Diligence Vendor-12/31/2025 |  | Resolved-missing gift letter now present - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6868456 |
| 1300 |  | D A | Closed | FCOM4028 | 2025-12-30 08:31 | 2025-12-31 05:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6852298 |
| 1301 |  | D A | Closed | FCRE1256 | 2025-12-30 11:23 | 2026-01-16 15:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Other Property Insurance Policy Partially Provided | Resolved-Received updated policy - Due Diligence Vendor-01/16/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/16/2026 <br>Counter-finding is valid. prior resolve invalid and removed. wind policy missing data incomplete details in page #437. Effective and expiration date, coverage amount missing - Due Diligence Vendor-01/15/2026 <br>Ready for Review-Per 12/31/25, 11:27 AM (EST) comment Finding is resolved. Please advise - Buyer-01/14/2026 <br>Open-Please provide complete and fully executed Wind Insurance document as we have incomplete details in page #437. Effective and expiration date, coverage amount missing - Due Diligence Vendor-12/30/2025 |  | Resolved-Received updated policy - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6857883 |
| 1301 |  | D A | Closed | FCOM4028 | 2025-12-30 04:51 | 2025-12-31 09:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6848580 |
| 1302 |  | D A | Closed | FCOM4028 | 2025-12-29 10:52 | 2025-12-30 15:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6836807 |
| 1303 |  | D A | Closed | FCRE1347 | 2025-12-31 06:18 | 2026-01-12 14:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-proof of bus existence now present - Due Diligence Vendor-01/12/2026 <br> Ready for Review-Document Uploaded. Please see attached [Redacted] look up. - Buyer-01/12/2026 <br> Counter-a [Redacted] look up or proof license is currently active will suffice. Please provide - Due Diligence Vendor-01/09/2026 <br> Ready for Review-Document Uploaded. Please see attached email from broker. Per broker "We dont have it as this was never requested by the underwriter." Please advise. - Buyer-01/09/2026 <br> Open-Borrower 2 3rd Party VOE Prior to Close Missing Borrower 2 3rd Party VOE for "[Redacted]" is missing - Due Diligence Vendor-12/31/2025 |  | Resolved-proof of bus existence now present - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6869549 |
| 1303 |  | D A | Closed | FCOM4028 | 2025-12-30 08:43 | 2025-12-31 06:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6852768 |
| 1304 |  | D A | Closed | FCRE6969 | 2025-12-30 13:16 | 2026-01-07 12:36 | Resolved | 1 - Information C A | Credit | Eligibility | Gift Funds do not meet Guideline Requirements | Resolved-gift letter now present - Due Diligence Vendor-01/07/2026 <br> Ready for Review-Document Uploaded. Please review uploaded gift letter - Buyer-01/07/2026 <br> Open-Gift of $[Redacted] is reflecting on CD, proof is on page #610. However gift letter is missing - Due Diligence Vendor-12/30/2025 |  | Resolved-gift letter now present - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6859798 |
| 1304 |  | D A | Closed | FCOM4028 | 2025-12-30 07:34 | 2025-12-31 07:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6850676 |
| 1305 |  | D A | Closed | FCOM4028 | 2025-12-29 11:23 | 2025-12-30 15:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6837442 |
| 1306 |  | D A | Closed | FCRE1491 | 2025-12-31 04:33 | 2026-01-15 15:53 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Document Uploaded. lender provided proof that donor owns LLC that sent gift. - Due Diligence Vendor-01/15/2026 <br> Counter-we need revised and signed gift letter with correct Donor name or proof Donor owns Liabeth Investment LLC. that is who originated wire and does not match gift letter. - Due Diligence Vendor-01/14/2026 <br> Ready for Review-Document Uploaded. Please review uploaded wire for [Redacted] - Buyer-01/14/2026 <br> Counter-this is not acceptable. the gift was for [Redacted] from a [Redacted] account per gift letter from a different donor name than listed on wire. Wire is for $[Redacted] originating from an [Redacted] in [Redacted] from another party that is not donor. - Due Diligence Vendor-01/07/2026 <br> Ready for Review-Document Uploaded. Please review uploaded wire confirmation - Buyer-01/06/2026 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Gift of $[Redacted] is reflecting on CD, gift letter is on page #214, however donor source missing - Due Diligence Vendor-12/31/2025 |  | Resolved-Document Uploaded. lender provided proof that donor owns LLC that sent gift. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6867723 |
| 1306 |  | D A | Closed | FCOM4028 | 2025-12-29 12:09 | 2025-12-31 04:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6838405 |
| 1307 |  | D A | Closed | FCOM4028 | 2025-12-30 09:46 | 2025-12-31 12:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6855967 |
| 1308 |  | D B A C | Closed | FVAL5472 | 2025-12-30 09:30 | 2026-01-16 08:59 | Waived | 2 - Non-Material C B | Property | Property | Property or house size is outside of guidelines | Waived-Exception Property size is outside of guidelines,more than 10 acres - Due Diligence Vendor-01/16/2026 <br> Ready for Review-Document Uploaded. Please see attached exception form and updated lock confirmation. - Buyer-01/15/2026 <br> Open-Rural Guideline maximum property acreage is 10 acres. Subject is [Redacted]. - Due Diligence Vendor-12/30/2025 |  | Waived-Exception Property size is outside of guidelines,more than 10 acres - Due Diligence Vendor-01/16/2026<br>|  | No credit events past 40 months, No consumer late payments in the last 24 months, LTV 10% below maximum, Reserves >6 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | Originator Post-Close | Yes | 6855473 |
| 1308 |  | D B A C | Closed | FCOM4028 | 2025-12-30 08:50 | 2026-01-02 06:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 6852995 |
| 1309 |  | D B A | Closed | FCOM4028 | 2025-12-30 07:34 | 2026-01-02 06:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6850665 |
| 1309 |  | D B A | Closed | FVAL5385 | 2025-12-30 08:14 | 2026-01-02 06:08 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Waived-As per guide, Guideline prohibits cash out renancies when the subject has been listed within 6 months prior to origination.<br> \*Exception form is provided to allow with cash out refi.<br> \*Approved Conditions: [Redacted] max.<br> \*Exception form is on page #80 of 96 - Due Diligence Vendor-12/30/2025 - Due Diligence Vendor-12/30/2025 |  | Waived-Waived-As per guide, Guideline prohibits cash out renancies when the subject has been listed within 6 months prior to origination.<br> \*Exception form is provided to allow with cash out refi.<br> \*Approved Conditions: [Redacted] max.<br> \*Exception form is on page #80 of 96 - Due Diligence Vendor-12/30/2025 - Due Diligence Vendor-12/30/2025<br>|  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6851748 |
| 1310 |  | D A | Closed | FCRE9994 | 2025-12-30 13:40 | 2026-01-06 11:07 | Resolved | 1 - Information C A | Credit | Eligibility | Original LTV (OLTV) does not meet eligibility requirement(s) | Resolved-while app date was dated before guidelines change, it closed after and lender applied newer guidelines to LTV - Due Diligence Vendor-01/06/2026 <br>Ready for Review-Document Uploaded. Please see email from UW1 and guideline. Per UW1, this is not required anymore. - Buyer-01/05/2026 <br>Open-\*Need subject property home improvement document as LTV calculated using higher appraised value instead of prior sale price on pg 76 of 355 - Due Diligence Vendor-12/30/2025 |  | Resolved-while app date was dated before guidelines change, it closed after and lender applied newer guidelines to LTV - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6860209 |
| 1310 |  | D A | Closed | FCOM4028 | 2025-12-30 11:19 | 2026-01-02 06:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6857827 |
| 1311 |  | D A C | Closed | FCRE8012 | 2026-01-02 06:53 | 2026-01-05 13:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Purchase Contract | Resolved-missing contract now present - Due Diligence Vendor-01/05/2026 <br>Ready for Review-Document Uploaded. Please see attached purchase agreement. - Buyer-01/05/2026 <br>Open- - Due Diligence Vendor-01/02/2026 |  | Resolved-missing contract now present - Due Diligence Vendor-01/05/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6891724 |
| 1311 |  | D A C | Closed | 2260 | 2026-01-02 06:40 | 2026-01-05 13:46 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-none per lender - Due Diligence Vendor-01/05/2026 <br>Ready for Review-Per 1st page of the final CD in the signed closing pkg uploaded (page 18 of 149), there are no prepayment penalties. - Buyer-01/05/2026 <br>Open-confirm Prepayment - Due Diligence Vendor-01/02/2026 |  | Resolved-none per lender - Due Diligence Vendor-01/05/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6891538 |
| 1312 |  | D A | Closed | FCOM4028 | 2025-12-30 07:04 | 2025-12-30 13:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6850016 |
| 1313 |  | D A | Closed | FCRE1964 | 2025-12-30 09:40 | 2026-01-06 11:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing income documentation | Resolved-lender addressed small loss on 1040 - Due Diligence Vendor-01/06/2026 <br> Ready for Review-Document Uploaded. Please see attached email from UW. Per UW "They need to look at the borrower's 2024 1040's that are included with the file. [Redacted]/12 (months) = [Redacted]. It is negative because it is a loss." - Buyer-01/05/2026 <br> Open-\*In final 1003 on pg 181 for [Redacted] income is -[Redacted], However there is no supporting document - Due Diligence Vendor-12/30/2025 |  | Resolved-lender addressed small loss on 1040 - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6855849 |
| 1313 |  | D A | Closed | FCOM4028 | 2025-12-30 07:09 | 2025-12-31 13:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6850105 |
| 1314 |  | D B A | Closed | FCRE9512 | 2025-12-30 14:39 | 2026-01-02 09:35 | Resolved | 1 - Information A | Credit | Income/Employment | TPR Verified Income Documentation type does not match Origination Income Documentation type | Resolved-Agree tax returns were not received - Due Diligence Vendor-01/02/2026 <br>Ready for Review-Document Uploaded. Please see attached email from UW. Per UW "We are using IRA Distributions, SSI and asset utilization for qualifying. We do not need returns if we are using other documents to calculate income." - Buyer-12/31/2025 <br>Open-missing 1 yr tax returns to consider full doc - Due Diligence Vendor-12/30/2025 |  | Resolved-Agree tax returns were not received - Due Diligence Vendor-01/02/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6861346 |
| 1314 |  | D B A | Closed | 123ABH | 2025-12-30 09:55 | 2026-01-02 09:33 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing Toolkit Disclosure/Booklet | Resolved-Received took kit - Due Diligence Vendor-01/02/2026 <br>Ready for Review-Document Uploaded. Please see attached receipt of toolkit. - Buyer-01/02/2026 <br>Open-Homeowner Toolkit is missing Toolkit Document is missing in file - Due Diligence Vendor-12/30/2025 |  | Resolved-Received took kit - Due Diligence Vendor-01/02/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6856140 |
| 1314 |  | D B A | Closed | FCOM4028 | 2025-12-30 09:39 | 2025-12-30 14:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/30/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6855833 |
| 1314 |  | D B A | Closed | FCRE1964 | 2025-12-30 12:35 | 2025-12-30 12:35 | Waived | 2 - Non-Material B | Credit | Missing Doc | Missing income documentation | Waived-Exception form provided to allow for 3 month seasoning for large deposit <br> Exception form page#192 of 193<br> Approved With Conditions: current LTV max and 0.25 to price<br> - Due Diligence Vendor-12/30/2025 |  | Waived-Exception form provided to allow for 3 month seasoning for large deposit <br> Exception form page#192 of 193<br> Approved With Conditions: current LTV max and 0.25 to price<br> - Due Diligence Vendor-12/30/2025<br>|  | Several income sources and DTI below 45%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6859036 |
| 1315 |  | D A | Closed | FCOM1227 | 2026-01-02 07:15 | 2026-01-27 07:59 | Resolved | 1 - Information D A | Compliance | Missing Doc | PUD Rider is Missing | Resolved-PUD rider now present - Due Diligence Vendor-01/27/2026 <br>Ready for Review-Document Uploaded. Please see attached copies of the corrected mortgage and pud rider. - Buyer-01/26/2026 <br>Open-PUD Rider is Missing - Due Diligence Vendor-01/02/2026 |  | Resolved-PUD rider now present - Due Diligence Vendor-01/27/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6892113 |
| 1315 |  | D A | Closed | FCRE1212 | 2025-12-31 08:07 | 2026-01-05 14:09 | Resolved | 1 - Information B A | Credit | Missing Doc | Purchase Contract is Partial | Resolved-addendum now present - Due Diligence Vendor-01/05/2026 <br>Ready for Review-Document Uploaded. Please see attached purchase contract documentation. - Buyer-01/05/2026 <br>Open-Purchase contract has not been fully provided missing seller/realtor contribution addendum - Due Diligence Vendor-12/31/2025 |  | Resolved-addendum now present - Due Diligence Vendor-01/05/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6871672 |
| 1315 |  | D A | Closed | FCOM4028 | 2025-12-31 06:22 | 2026-01-02 07:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6869611 |
| 1316 |  | D A | Closed | FCRE1479 | 2026-01-02 08:11 | 2026-01-05 14:09 | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-missing asset statement now present - Due Diligence Vendor-01/05/2026 <br> Ready for Review-Document Uploaded. Please see attached bank statement. - Buyer-01/05/2026 <br> Open-Asset Record 1 Does Not Meet G/L Requirements Need [Redacted] statement with balance of $[Redacted]<br> If cash out proceeds are used for reserves most recent 1 month's bank statement must be provided prior to closing where funds will be disbursed. - Due Diligence Vendor-01/02/2026 |  | Resolved-missing asset statement now present - Due Diligence Vendor-01/05/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6893151 |
| 1316 |  | D A | Closed | FCOM4028 | 2025-12-31 08:41 | 2026-01-02 08:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6873023 |
| 1317 |  | D A | Closed | FCOM1233 | 2025-12-31 13:14 | 2026-01-15 09:30 | Resolved | 1 - Information B A | Credit | Eligibility | The Final 1003 is Incomplete | Resolved-corrected app with income present now in file - Due Diligence Vendor-01/15/2026 <br>Ready for Review-Document Uploaded. Please see attached updated final 1003 with income listed. - Buyer-01/14/2026 <br>Open-The Final 1003 is Incomplete income not filled in - Due Diligence Vendor-12/31/2025 |  | Resolved-corrected app with income present now in file - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6880595 |
| 1317 |  | D A | Closed | FCOM4028 | 2025-12-31 13:06 | 2026-01-02 08:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6880482 |
| 1318 |  | D A C | Closed | 2260 | 2026-01-02 08:41 | 2026-01-08 08:38 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-resolved with Lender comments - Due Diligence Vendor-01/08/2026 <br>Ready for Review-No PPP as per lock (there is an adjustment for 0 Y PPP) - Buyer-01/07/2026 <br>Open-Confirm Prepayment - Due Diligence Vendor-01/02/2026 |  | Resolved-resolved with Lender comments - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6893784 |
| 1318 |  | D A C | Closed | FCRE1162 | 2025-12-30 22:25 | 2026-01-08 08:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Certificate Partially Provided | Resolved-lender is aware that flood cert is not zoned. resolved with lender comments - Due Diligence Vendor-01/08/2026 <br>Ready for Review-Property is not in a flood zone - Buyer-01/07/2026 <br>Open-Flood Certificate is Partially Provided Flood Certificate is Partially provided wherein NFIP Map Number, Flood Zone & NFIP Map Panel Effective date is None. - Due Diligence Vendor-12/31/2025 |  | Resolved-lender is aware that flood cert is not zoned. resolved with lender comments - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6865302 |
| 1318 |  | D A C | Closed | FCOM4028 | 2025-12-30 20:50 | 2026-01-02 08:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6864722 |
| 1319 |  | D B A | Closed | FCOM4028 | 2025-12-30 15:17 | 2026-01-02 09:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6861870 |
| 1319 |  | D B A | Closed | FCRE1200 | 2025-12-31 04:47 | 2026-01-02 09:53 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-\*As per guide minimum loan amount is $[Redacted]<br> \*Exception is provided to proceed the loan with loan amount less than $[Redacted]<br> \*Exception is on pg 309 of 407<br> \*Approved With Conditions 0.25 to price - Due Diligence Vendor-12/31/2025 |  | Waived-\*As per guide minimum loan amount is $[Redacted]<br> \*Exception is provided to proceed the loan with loan amount less than $[Redacted]<br> \*Exception is on pg 309 of 407<br> \*Approved With Conditions 0.25 to price - Due Diligence Vendor-12/31/2025 |  | \*DTI >=10% lower than loan program, No credit events past 40 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6867876 |
| 1319 |  | D B A | Closed | FPRO1149 | 2025-12-30 16:31 | 2025-12-31 14:27 | Waived | 2 - Non-Material B | Property | Property | Property is Lease Hold | Waived-Property Rights are Lease Hold \*Property type is condo land is on lease<br> \*Exception is provided to proceed the loan with condo property as lease<br> \*Exception is on pg 310 of 407<br> \*Approved With Conditions 0.25 to price [Redacted] max - Due Diligence Vendor-12/31/2025 |  | Waived-Property Rights are Lease Hold \*Property type is condo land is on lease<br> \*Exception is provided to proceed the loan with condo property as lease<br> \*Exception is on pg 310 of 407<br> \*Approved With Conditions 0.25 to price [Redacted] max - Due Diligence Vendor-12/31/2025<br>|  | \*DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6862550 |
| 1320 |  | D A | Closed | FCOM4028 | 2025-12-31 04:50 | 2026-01-05 08:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/05/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6867913 |
| 1321 |  | D B A | Closed | FCOM4028 | 2025-12-30 13:47 | 2026-01-02 07:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6860314 |
| 1321 |  | D B A | Closed | FVAL5524 | 2025-12-30 17:16 | 2025-12-30 17:16 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Per Guide :Property determined to be 'Rural' may not exceed 10 acres.<br> Exception form provided to allow for [Redacted] AC<br> Exception form page#306 of 392<br> Approved With Conditions: [Redacted] max - Due Diligence Vendor-12/31/2025 |  | Waived-Per Guide :Property determined to be 'Rural' may not exceed 10 acres.<br> Exception form provided to allow for [Redacted] AC<br> Exception form page#306 of 392<br> Approved With Conditions: [Redacted] max - Due Diligence Vendor-12/31/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, 2+ borrowers on the loan | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6862755 |
| 1321 |  | D B A | Closed | FCRE1317 | 2025-12-30 17:10 | 2025-12-30 17:10 | Waived | 2 - Non-Material B | Credit | Income/Employment | Borrower 1 Total Years Employment Verified is Less Than 24 Months | Waived-Per Guide required 2 year Employment History<br> Exception form provided to allow for [Redacted] existence for 18 Months<br> Exception form page#307 of 392<br> Approved With Conditions: 0.25 to price - Due Diligence Vendor-12/31/2025 |  | Waived-Per Guide required 2 year Employment History<br> Exception form provided to allow for [Redacted] existence for 18 Months<br> Exception form page#307 of 392<br> Approved With Conditions: 0.25 to price - Due Diligence Vendor-12/31/2025 |  | 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6862736 |
| 1322 |  | D A | Closed | FCRE1195 | 2026-01-02 02:55 | 2026-01-09 09:43 | Resolved | 1 - Information C A | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Resolved-lender addressed the points financed in up to 2 are allowed - Due Diligence Vendor-01/09/2026 <br> Ready for Review-Document Uploaded. As per lock 2 points were financed,no need for an exceptio on LTV - Buyer-01/08/2026 <br> Open-Audited CLTV is [Redacted]%, Which is Exceeds Guideline maximum [Redacted] (Borrower is First Time Home Buyer). - Due Diligence Vendor-01/02/2026 |  | Resolved-lender addressed the points financed in up to 2 are allowed - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6889266 |
| 1322 |  | D A | Closed | FCOM4028 | 2025-12-31 04:15 | 2026-01-05 09:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/05/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6867542 |
| 1323 |  | D A | Closed | FCOM4028 | 2025-12-31 11:44 | 2026-01-02 08:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6878611 |
| 1324 |  | D A | Closed | FCRE4293 | 2025-12-31 06:34 | 2026-01-06 11:42 | Resolved | 1 - Information D A | Credit | Missing Doc | File does not contain all required Asset Statement(s) | Resolved-Docs received - Due Diligence Vendor-01/06/2026 <br> Ready for Review-Please see the asset and gift documentation that was uploaded for this loan. - Buyer-01/05/2026 <br> Open-Need Below Assets Doc <br> [Redacted] account no. [Redacted] Ending balance $[Redacted]<br> [Redacted] account no. [Redacted] Ending balance $[Redacted]<br> Cash Value Of Life Insurance account no. [Redacted] Ending balance [Redacted]<br> And EMD only Cheque is provided Need statement For a proff - Due Diligence Vendor-12/31/2025 |  | Resolved-Docs received - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6869824 |
| 1324 |  | D A | Closed | FCOM1233 | 2026-01-02 12:01 | 2026-01-06 11:21 | Resolved | 1 - Information B A | Credit | Eligibility | The Final 1003 is Incomplete | Resolved-updated 1003 now present - Due Diligence Vendor-01/06/2026 <br>Ready for Review-Document Uploaded. Please see attached updated 1003. - Buyer-01/05/2026 <br>Open-The Final 1003 is Incomplete Borrower had an ownership in the property in past 3 years can be verified form Credit report page#6. Need an updated Final 1003 declaration marking as Yes instead of No - Due Diligence Vendor-01/02/2026 |  | Resolved-updated 1003 now present - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6899799 |
| 1324 |  | D A | Closed | FCRE6969 | 2025-12-31 06:36 | 2026-01-06 11:19 | Resolved | 1 - Information C A | Credit | Eligibility | Gift Funds do not meet Guideline Requirements | Resolved-proof of gift now present - Due Diligence Vendor-01/06/2026 <br> Ready for Review-Document Uploaded. Please see attached asset and gift documentation for this loan. - Buyer-01/05/2026 <br> Open-Donor Source and Gift letter is provided need Bank statement to verify the below gifts deposited into borrower's account:<br> For [Redacted] dated 10/31/25; $[Redacted] dated 10/14/25 & $[Redacted] dated 10/14/25 - Due Diligence Vendor-12/31/2025 |  | Resolved-proof of gift now present - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6869851 |
| 1324 |  | D A | Closed | FCOM4028 | 2025-12-31 04:28 | 2026-01-02 12:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6867659 |
| 1325 |  | D A | Closed | FCRE1293 | 2025-12-31 05:38 | 2026-01-08 11:24 | Resolved | 1 - Information C A | Credit | Income/Employment | Income 2 Months Income Verified is Missing | Resolved-per lender borrower does not have to be retirement age for asset utilization. this is considered clear - Due Diligence Vendor-01/08/2026 <br> Resolved-assets for asset utilization now present - Due Diligence Vendor-01/08/2026 <br> Ready for Review-Document Uploaded. Please review uploaded assets statements used for secondary income source to calculate other income using "assets utilization "(refer to GL 6.6.10 Assets Utilization). - Buyer-01/08/2026 <br> Counter-these statements do not support any withdrawals and therefore do not support $[Redacted] income each month used. Need proof of this income received and must meet guidelines for documentation type (1003 states this as OTHER but not sure what this is) - Due Diligence Vendor-01/08/2026 <br> Ready for Review-Document Uploaded. Please review uploaded assets - Buyer-01/07/2026 <br> Open-Income 2 Months Income Verified is Missing Need Supporting income document to verify Other income of $8,784.29 as per final 1003 page no 73 of 131.<br> - Due Diligence Vendor-12/31/2025 | For assets utilization borrower's age does not mater . Please see snip from the GL. - 01/08/2026 <br>| Resolved-per lender borrower does not have to be retirement age for asset utilization. this is considered clear - Due Diligence Vendor-01/08/2026 <br>Resolved-assets for asset utilization now present - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 6868390 |
| 1325 |  | D A | Closed | FCOM4028 | 2025-12-31 04:31 | 2026-01-02 13:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 6867696 |
| 1326 |  | D A | Closed | FCRE1158 | 2025-12-31 04:17 | 2026-01-05 14:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-HOI premium confirmed at $[Redacted] - Due Diligence Vendor-01/05/2026 <br> Ready for Review-Document Uploaded. Please see attached emails from insurance agent stating correct premium is $[Redacted]. - Buyer-01/05/2026 <br> Open-Hazard Insurance Policy Partially Provided Premium Amount of $[Redacted] is not matching with HOI on page #224 of 364 - Due Diligence Vendor-12/31/2025 |  | Resolved-HOI premium confirmed at $1491 - Due Diligence Vendor-01/05/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6867567 |
| 1326 |  | D A | Closed | FCOM4028 | 2025-12-30 13:57 | 2026-01-02 09:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6860492 |
| 1327 |  | D A | Closed | FCOM9970 | 2025-12-31 10:32 | 2026-01-08 09:26 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Compliance Documentation Unable to Test Compliance | Resolved-This is acceptable. - Due Diligence Vendor-01/08/2026 <br>Ready for Review-Document Uploaded. Please review uploaded initial CD - Buyer-01/07/2026 <br>Open-Missing final TIL and/or other documentation necessary to run Compliance Testing. Unable to test Compliance without the missing initial Closing Disclosure. - Due Diligence Vendor-12/31/2025 |  | Resolved-This is acceptable. - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6877155 |
| 1327 |  | D A | Closed | FCOM5814 | 2025-12-31 10:31 | 2026-01-08 09:26 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-This is acceptable. - Due Diligence Vendor-01/08/2026 <br>Ready for Review-Document Uploaded. Please review uploaded initial CD - Buyer-01/07/2026 <br>Open-Provide the missing initial Closing Disclosure. - Due Diligence Vendor-12/31/2025 |  | Resolved-This is acceptable. - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6877139 |
| 1327 |  | D A | Closed | FCOM4028 | 2025-12-31 06:33 | 2026-01-02 14:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6869808 |
| 1328 |  | D A | Closed | FCOM4028 | 2025-12-31 05:01 | 2026-01-02 13:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6867996 |
| 1329 |  | D A | Closed | FCOM4028 | 2025-12-31 07:52 | 2026-01-05 10:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/05/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6871312 |
| 1330 |  | D A | Closed | FCOM4028 | 2025-12-31 08:48 | 2026-01-02 15:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6873243 |
| 1331 |  | D A | Closed | FCRE6969 | 2025-12-31 10:58 | 2026-01-06 12:38 | Resolved | 1 - Information C A | Credit | Eligibility | Gift Funds do not meet Guideline Requirements | Resolved-Docs Received - Due Diligence Vendor-01/06/2026 <br> Ready for Review-Document Uploaded. Please see attached gift documentation. - Seller-01/06/2026 <br> Open-\*Gift amount $[Redacted] proof is on page #717, 718 however Donor source is missing<br> \*$[Redacted] Gift amount Donor source and Bank statement deposited proof is missing, only gift letter provided on pg #716 - Due Diligence Vendor-12/31/2025 | Ready for Review-Document Uploaded. Please see attached gift documentation. - Seller-01/06/2026<br>| Resolved-Docs Received - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6877694 |
| 1331 |  | D A | Closed | FCRE1157 | 2025-12-31 10:20 | 2026-01-06 12:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Docs Received - Due Diligence Vendor-01/06/2026 <br>Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-01/06/2026 <br>Ready for Review-Document Uploaded. Please see attached insurance policy. - Seller-01/06/2026 <br>Open-Missing Hazard Insurance Policy - Due Diligence Vendor-12/31/2025 | Ready for Review-Document Uploaded. Please see attached insurance policy. - Seller-01/06/2026<br>| Resolved-Docs Received - Due Diligence Vendor-01/06/2026 <br>Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6876875 |
| 1331 |  | D A | Closed | FCRE1501 | 2026-01-05 06:50 | 2026-01-06 12:37 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-Docs Received - Due Diligence Vendor-01/06/2026 <br> Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-01/06/2026 <br> Ready for Review-Please see the bank statements and asset breakdown used by UW that were uploaded. - Seller-01/06/2026 <br> Open-Total Qualified Assets for Reserves Post-Close of $[Redacted] is less than Total Required Reserve Amount of $[Redacted] 6 months reserves $[Redacted], available $[Redacted] = Shortage -$[Redacted]. Need additional 1 months of asset statements - Due Diligence Vendor-01/05/2026 | Ready for Review-Please see the bank statements and asset breakdown used by UW that were uploaded. - Seller-01/06/2026<br>| Resolved-Docs Received - Due Diligence Vendor-01/06/2026 <br>Resolved-Total Qualified Assets for Reserves Post-Close of $34005.53 is equal to or greater than Total Required Reserve Amount of $27092.04 - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6911837 |
| 1331 |  | D A | Closed | FCRE1481 | 2025-12-31 10:54 | 2026-01-06 12:37 | Resolved | 1 - Information C A | Credit | Assets | Asset 3 Does Not Meet Guideline Requirements | Resolved-Docs Received - Due Diligence Vendor-01/06/2026 <br> Resolved-Asset Record 3 Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-01/06/2026 <br> Ready for Review-Document Uploaded. Please see attached bank statements and asset breakdown used by UW. - Buyer-01/06/2026 <br> Open-Asset Record 3 Does Not Meet G/L Requirements Need Bank statement for [Redacted] account no. [Redacted] Ending balance $[Redacted] - Due Diligence Vendor-12/31/2025 |  | Resolved-Docs Received - Due Diligence Vendor-01/06/2026 <br>Resolved-Asset Record 3 Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6877603 |
| 1331 |  | D A | Closed | FCOM4028 | 2025-12-31 08:47 | 2026-01-05 07:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/05/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6873224 |
| 1332 |  | D A | Closed | FCRE1480 | 2025-12-31 11:53 | 2026-01-08 09:15 | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-Asset Record 2 Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-01/08/2026 <br> Ready for Review-Document Uploaded. Please review uploaded statement. - Buyer-01/07/2026 <br> Open-Asset Record 2 Does Not Meet G/L Requirements Asset Document is Missing, Need recent one month of Bank statement for [Redacted] - Due Diligence Vendor-12/31/2025 |  | Resolved-Asset Record 2 Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6878785 |
| 1332 |  | D A | Closed | FCOM4028 | 2025-12-31 09:51 | 2026-01-05 07:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/05/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6876174 |
| 1333 |  | D A | Closed | FCRE4293 | 2026-01-02 10:52 | 2026-01-08 10:13 | Resolved | 1 - Information D A | Credit | Missing Doc | File does not contain all required Asset Statement(s) | Resolved-Docs received - Due Diligence Vendor-01/08/2026 <br> Ready for Review-Document Uploaded. Please review uploaded assets - Buyer-01/07/2026 <br> Open-Assets statement for [Redacted] #[Redacted] for $[Redacted] & T[Redacted] for $[Redacted] is missing in file.<br> - Due Diligence Vendor-01/02/2026 |  | Resolved-Docs received - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6898427 |
| 1333 |  | D A | Closed | FCRE6969 | 2025-12-31 05:14 | 2026-01-08 09:27 | Resolved | 1 - Information C A | Credit | Eligibility | Gift Funds do not meet Guideline Requirements | Resolved-gift check proof cleared donor account now present - Due Diligence Vendor-01/08/2026 <br> Ready for Review-Document Uploaded. Please review uploaded donor's statement for $[Redacted] gift funds and borrower's statement for proof of additional gift funds (deposits) - Buyer-01/07/2026 <br> Open-Gift letters & Donor source are provided but deposit proofs are missing in file. refer pg no:526- 572 of 573 - Due Diligence Vendor-12/31/2025 |  | Resolved-gift check proof cleared donor account now present - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6868093 |
| 1333 |  | D A | Closed | FCOM4028 | 2025-12-31 04:02 | 2026-01-02 10:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6867444 |
| 1334 |  | D B A | Closed | FVAL8862 | 2025-12-31 10:32 | 2026-01-12 14:25 | Waived | 2 - Non-Material D B | Property | Missing Doc | File does not contain all required valuation documents | Waived-2nd appraisal is missing (required due to loan amount size). waiver now present - Due Diligence Vendor-01/12/2026 <br> Ready for Review-Document Uploaded. - Seller-01/12/2026 <br> Open-Loan Amounts > [Redacted] require two full Appraisals. Only 1 in file. - Due Diligence Vendor-12/31/2025 | Ready for Review-Document Uploaded. - Seller-01/12/2026<br>| Waived-2nd appraisal is missing (required due to loan amount size). waiver now present - Due Diligence Vendor-01/12/2026<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, 2+ borrowers on the loan | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | N/A | 6877148 |
| 1334 |  | D B A | Closed | FCRE1501 | 2025-12-31 10:40 | 2026-01-06 12:45 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted]. missing statements now present - Due Diligence Vendor-01/06/2026 <br> Open-Total Qualified Assets for Reserves Post-Close of $[Redacted] is less than Total Required Reserve Amount of $[Redacted] Loan amount requires 12 months PITIA Reserves, or $[Redacted]. File has just under 3 or $[Redacted]. Missing 9 months PITIA reserves totaling $[Redacted]. The [Redacted] realtor commission back to bwr 2 was already credited in the cash to close - See CD. - Due Diligence Vendor-12/31/2025 |  | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted]. missing statements now present - Due Diligence Vendor-01/06/2026 |  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6877337 |
| 1334 |  | D B A | Closed | FCRE1480 | 2025-12-31 10:40 | 2026-01-06 12:44 | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-Asset Record 2 Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-01/06/2026 <br>Resolved-missing assets now present - Due Diligence Vendor-01/06/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/06/2026 <br>Open-Asset Record 2 Does Not Meet G/L Requirements Business checking account statement is less than 30 days - 11/28/2025 -12/19/2025 - no other stmt in file. page 184 - Due Diligence Vendor-12/31/2025 |  | Resolved-Asset Record 2 Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-01/06/2026 <br>Resolved-missing assets now present - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6877336 |
| 1334 |  | D B A | Closed | FCRE1440 | 2025-12-31 10:20 | 2026-01-06 12:32 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-mtg statements now present - Due Diligence Vendor-01/06/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/06/2026 <br> Open-Housing History Does Not Meet Guideline Requirements Missing 12 month payment histories for [Redacted], [Redacted] and [Redacted] (coupon only on page 81) - Due Diligence Vendor-12/31/2025 |  | Resolved-mtg statements now present - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6876878 |
| 1334 |  | D B A | Closed | FCOM4028 | 2025-12-31 09:31 | 2026-01-05 12:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-01/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-01/05/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6875371 |
| 1335 |  | D A | Closed | FCRE4293 | 2025-12-31 12:59 | 2026-01-06 13:25 | Resolved | 1 - Information D A | Credit | Missing Doc | File does not contain all required Asset Statement(s) | Resolved-\*Docs received - Due Diligence Vendor-01/06/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/06/2026 <br> Open-Bank st for [Redacted]with balance $[Redacted] [Redacted] with balance $[Redacted] [Redacted] with balance $[Redacted] reflecting, However bank statement missing in file - Due Diligence Vendor-12/31/2025 |  | Resolved-\*Docs received - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6880332 |
| 1335 |  | D A | Closed | FCRE3876 | 2025-12-31 12:44 | 2026-01-06 12:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Title E&O Policy Missing or Expired | Resolved-O&E now present - Due Diligence Vendor-01/06/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/06/2026 <br>Open-Title O&E Policy is Missing or Expired \*E&O is missing in file - Due Diligence Vendor-12/31/2025 |  | Resolved-O&E now present - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6880048 |
| 1335 |  | D A | Closed | FCRE1158 | 2025-12-31 13:30 | 2026-01-06 12:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-proof of premium now present - Due Diligence Vendor-01/06/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/06/2026 <br> Open-Hazard Insurance Policy Partially Provided \*Hazard insurance provided on pg 603 of 645, However premium is not matching with lender considered premium of $[Redacted] - Due Diligence Vendor-12/31/2025 |  | Resolved-proof of premium now present - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6880854 |
| 1335 |  | D A | Closed | FCOM4028 | 2025-12-31 12:55 | 2026-01-05 07:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/05/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6880269 |
| 1336 |  | D A | Closed | FCRE1161 | 2025-12-31 11:42 | 2026-01-08 12:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Certificate Missing | Resolved-Flood Certificate is fully present - Due Diligence Vendor-01/08/2026 <br>Resolved-flood cert now present - Due Diligence Vendor-01/08/2026 <br>Ready for Review-Document Uploaded. Please review uploaded flood certificate - Buyer-01/08/2026 <br>Open-Missing Flood Certificate - Due Diligence Vendor-12/31/2025 |  | Resolved-Flood Certificate is fully present - Due Diligence Vendor-01/08/2026 <br>Resolved-flood cert now present - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6878558 |
| 1336 |  | D A | Closed | FCOM4028 | 2025-12-31 10:31 | 2026-01-05 08:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/05/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6877117 |
| 1337 |  | D A | Closed | FCOM4028 | 2025-12-31 12:24 | 2026-01-05 13:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/05/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6879550 |
| 1338 |  | D A | Closed | FCOM4028 | 2025-12-31 12:20 | 2026-01-05 14:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/05/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6879500 |
| 1339 |  | D A | Closed | FCRE1440 | 2026-01-05 12:59 | 2026-01-06 13:04 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-proof a entity is owner not borrower. not reported bc is a commercial loan - Due Diligence Vendor-01/06/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/06/2026 <br> Open-Housing History Does Not Meet Guideline Requirements [Redacted] associated with property #[Redacted] is not reflecting on credit report, need VOM or 12 months of history to verify the same - Due Diligence Vendor-01/05/2026 |  | Resolved-proof a entity is owner not borrower. not reported bc is a commercial loan - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6920627 |
| 1339 |  | D A | Closed | 123ABJ | 2026-01-05 12:50 | 2026-01-06 13:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VVOE dated within 10 days consummation | Resolved-proof of business in existence now present - Due Diligence Vendor-01/06/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/06/2026 <br> Open-VVOE for [Redacted] is missing in file - Due Diligence Vendor-01/05/2026 |  | Resolved-proof of business in existence now present - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6920439 |
| 1339 |  | D A | Closed | FCOM4028 | 2026-01-02 08:03 | 2026-01-05 13:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/05/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6892956 |
| 1340 |  | D B A | Closed | FCOM4028 | 2026-01-02 06:58 | 2026-01-02 15:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6891824 |
| 1340 |  | D B A | Closed | FCRE1174 | 2026-01-02 08:43 | 2026-01-02 08:43 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master Condo Insurance Policy Partially Provided As per guide, Property insurance policies that provide for claims to be settled on an actual cash value basis are not acceptable<br> Exception form provided to allow for ACV for master policy<br> Exception form page#20 of 309<br> Approved With Conditions: [Redacted] max, 0.25 to price - Due Diligence Vendor-01/02/2026 |  | Waived-Master Condo Insurance Policy Partially Provided As per guide, Property insurance policies that provide for claims to be settled on an actual cash value basis are not acceptable<br> Exception form provided to allow for ACV for master policy<br> Exception form page#20 of 309<br> Approved With Conditions: [Redacted] max, 0.25 to price - Due Diligence Vendor-01/02/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Experienced investor. DSCR over 1 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6893834 |
| 1340 |  | D B A | Closed | FVAL5474 | 2026-01-02 08:39 | 2026-01-02 08:40 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-\*Per Guide projects with 5 to 20 units – 2 unit can be Owns by single Entity<br> \*Exception form provided to allow for Single entity (borrower) owns 4 of [Redacted] units in the project<br> \*Exception form page#21 of 309<br> \*Approved With Conditions: 0.25 to price, [Redacted] max - Due Diligence Vendor-01/02/2026 |  | Waived-\*Per Guide projects with 5 to 20 units – 2 unit can be Owns by single Entity<br> \*Exception form provided to allow for Single entity (borrower) owns 4 of [Redacted] units in the project<br> \*Exception form page#21 of 309<br> \*Approved With Conditions: 0.25 to price, [Redacted] max - Due Diligence Vendor-01/02/2026 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Experienced investor. DSCR over 1 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6893753 |
| 1341 |  | D A | Closed | FCRE1480 | 2026-01-02 08:05 | 2026-01-15 09:32 | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-donor wire and matching donor name now present - Due Diligence Vendor-01/15/2026 <br> Ready for Review-Document Uploaded. Please review uploaded wire - Buyer-01/14/2026 <br> Counter-still missing the other part of finding still missing the donor gift wire for this as deposit into borrower account does not show donor name - Due Diligence Vendor-01/09/2026 <br> Ready for Review-Document Uploaded. Please review uploaded gift letter for $[Redacted],we do not need donot source,if deposit of funds is provided on file - Buyer-01/08/2026 <br> Open-Asset Record 2 Does Not Meet G/L Requirements \*Gift of $[Redacted] gift letter and deposit is available on page 40,42 however donor source is missing<br> \*Gift of $[Redacted] is reflecting on CD, proof is on page #102 however gift letter not provided - Due Diligence Vendor-01/02/2026 |  | Resolved-donor wire and matching donor name now present - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6893052 |
| 1341 |  | D A | Closed | FCOM4028 | 2026-01-02 06:49 | 2026-01-05 14:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/05/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6891682 |
| 1342 |  | D A | Closed | FCOM4028 | 2026-01-01 21:43 | 2026-01-06 10:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6888140 |
| 1343 |  | D A | Closed | FCRE1501 | 2026-01-02 08:07 | 2026-01-21 10:53 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-update account asset now present and reserves are now met - Due Diligence Vendor-01/21/2026 <br> Ready for Review-Document Uploaded. Please review uploaded print outs [Redacted] with balances $[Redacted] and [Redacted] with $[Redacted].The funds were sufficient to cover cash to close and reserves - Seller-01/21/2026 <br> Counter-these are still insufficient. we have verified the following [Redacted] 12/10 $[Redacted] and #[Redacted] 12/05/2025 $[Redacted] = $[Redacted] this is not sufficient, we are short $[Redacted]. Unable find any more recent statements - Due Diligence Vendor-01/14/2026 <br> Ready for Review-Document Uploaded. Business funds were used and uploaded to the condition above 1/13 and access letter for business funds was provided on file. - Seller-01/14/2026 <br> Counter-disagree. remaining assets are not sufficient to cover. total verified assets are [Redacted] and do not meet sufficient asset to cover reserves. if you have further updated balance, we do not have them - Due Diligence Vendor-01/14/2026 <br> Ready for Review-Total liquid assets after closing were $[Redacted] / PITIA $[Redacted]=3.42 months reserves were covered. - Buyer-01/13/2026 <br> Open-Total Qualified Assets for Reserves Post-Close of $3468.36 is less than Total Required Reserve Amount of $[Redacted] Total assets required from Borrower $[Redacted]. Final 1003 in page #95 reflects total business funds $[Redacted] but verified assets in file $[Redacted] which is business funds (supporting documents requested to verify ownership & entity name) including gift funds $[Redacted] which is already deposited to escrow. Shortage of $[Redacted] for reserves. - Due Diligence Vendor-01/02/2026 | Ready for Review-Document Uploaded. Please review uploaded print outs [Redacted] with balances $[Redacted] and [Redacted] with $[Redacted].The funds were sufficient to cover cash to close and reserves - Seller-01/21/2026 <br> Ready for Review-Document Uploaded. Business funds were used and uploaded to the condition above 1/13 and access letter for business funds was provided on file. - Seller-01/14/2026 | Resolved-update account asset now present and reserves are now met - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6893080 |
| 1343 |  | D A | Closed | FCRE1491 | 2026-01-02 08:07 | 2026-01-14 13:07 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-proof of access and ownership now present - Due Diligence Vendor-01/14/2026 <br> Ready for Review-Document Uploaded. Please review uploaded access letter - Seller-01/14/2026 <br> Counter-need letter from other owner of business giving permission to use assets. Guides: When borrower's share in the business is less than 100% a written acknowledgment from all other owners is required to use business funds.<br> - Due Diligence Vendor-01/14/2026 <br> Ready for Review-Document Uploaded. Please review uploaded [Redacted] statements(both are business accounts).Borrower is the owner of the business(95%),articleas were on file and re-uploaded along with CPA letter - Seller-01/13/2026 <br> Open-Asset Qualification Does Not Meet Guideline Requirements missing proof that borrower is the owner of account number 4890 and 4913 (BOF A). transaction histories in file but dont have proof of ownership\*\*\* IF These are in fact business assets, we thirst party proof of ownership of business - Due Diligence Vendor-01/02/2026 | Ready for Review-Document Uploaded. Please review uploaded access letter - Seller-01/14/2026 <br> Ready for Review-Document Uploaded. Please review uploaded [Redacted] statements(both are business accounts).Borrower is the owner of the business(95%),articleas were on file and re-uploaded along with CPA letter - Seller-01/13/2026 | Resolved-proof of access and ownership now present - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6893079 |
| 1343 |  | D A | Closed | FCRE1158 | 2026-01-02 07:44 | 2026-01-14 09:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-01/14/2026 <br>Ready for Review-Document Uploaded. Please review uploaded insurance doc - Seller-01/13/2026 <br>Open-Hazard Insurance Policy Partially Provided Hazard Insurance partially provided in page # 458 - actual document is missing in file. related mail conversations in page #459 - 474. - Due Diligence Vendor-01/02/2026 | Ready for Review-Document Uploaded. Please review uploaded insurance doc - Seller-01/13/2026<br>| Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6892599 |
| 1343 |  | D A | Closed | FCRE5116 | 2026-01-02 07:21 | 2026-01-14 08:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-proof this is a new loan now present - Due Diligence Vendor-01/14/2026 <br> Ready for Review-Document Uploaded. Please review uploaed Note,insurance,taxes and HOA documentation - Buyer-01/13/2026 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify Mortgage for REO "[Redacted] with balance $[Redacted]" - Due Diligence Vendor-01/02/2026 |  | Resolved-proof this is a new loan now present - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6892207 |
| 1343 |  | D A | Closed | FCOM4028 | 2026-01-02 06:43 | 2026-01-06 10:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6891588 |
| 1344 |  | D A | Closed | FCOM4028 | 2026-01-02 02:06 | 2026-01-06 10:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6889011 |
| 1345 |  | D A | Closed | FCOM4028 | 2026-01-02 10:19 | 2026-01-06 13:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6897201 |
| 1346 |  | D A | Closed | FCOM4028 | 2026-01-02 13:26 | 2026-01-06 12:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6901355 |
| 1347 |  | D A | Closed | FCRE1500 | 2026-01-02 11:22 | 2026-01-28 10:21 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than $0 | Resolved-Liquid Funds Post Close are $126523.02 - Due Diligence Vendor-01/08/2026 <br> Ready for Review-Document Uploaded. Please see attached assets, bank statements and asset breakdown used by UW. - Buyer-01/07/2026 <br> Open-Liquid Funds Post Close are less than $0 Borrower had to bring $[Redacted] plus unverified EMD of $[Redacted]. Only have [Redacted] verified. Short -$[Redacted] for cash to close plus reserves of $[Redacted]. - Due Diligence Vendor-01/02/2026 |  | Resolved-Liquid Funds Post Close are $[Redacted] - Due Diligence Vendor-01/08/2026 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6899061 |
| 1347 |  | D A | Closed | FCRE1501 | 2026-01-02 11:22 | 2026-01-28 10:21 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-01/08/2026 <br> Ready for Review-Please see the assets, bank statements and asset breakdown used by UW that were uploaded. - Buyer-01/07/2026 <br> Open-Total Qualified Assets for Reserves Post-Close of $0 is less than Total Required Reserve Amount of $[Redacted] Borrower had to bring $[Redacted] plus unverified EMD of $[Redacted]. Only have $[Redacted] verified. Short -$[Redacted] for cash to close plus reserves of $[Redacted]. - Due Diligence Vendor-01/02/2026 |  | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-01/08/2026 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6899062 |
| 1347 |  | D A | Closed | FCOM4028 | 2026-01-02 00:16 | 2026-01-07 07:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6888677 |
| 1348 |  | D A | Closed | FCRE1480 | 2026-01-02 09:52 | 2026-01-06 13:11 | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-Asset Record 2 Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-01/06/2026 <br> Resolved-missing asset now present - Due Diligence Vendor-01/06/2026 <br> Ready for Review-Document Uploaded. Please see attached bank statement. - Buyer-01/06/2026 <br> Open-Asset Record 2 Does Not Meet G/L Requirements Need [Redacted] statement for account no.[Redacted] Ending balance [Redacted] - Due Diligence Vendor-01/02/2026 |  | Resolved-Asset Record 2 Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-01/06/2026 <br>Resolved-missing asset now present - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6896487 |
| 1348 |  | D A | Closed | FCOM4028 | 2026-01-02 08:13 | 2026-01-05 15:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/05/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6893210 |
| 1349 |  | D A | Closed | FCOM4028 | 2026-01-02 09:20 | 2026-01-06 08:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6895037 |
| 1350 |  | D A | Closed | FCRE1501 | 2026-01-07 11:01 | 2026-01-08 10:30 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-missing assets now present and reserve requirements are met - Due Diligence Vendor-01/08/2026 <br> Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-01/08/2026 <br> Ready for Review-Document Uploaded. Please see attached bank statements and UW asset breakdown. - Buyer-01/08/2026 <br> Open-Total Qualified Assets for Reserves Post-Close of $[Redacted] is less than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-01/07/2026 |  | Resolved-missing assets now present and reserve requirements are met - Due Diligence Vendor-01/08/2026 <br> Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-01/08/2026 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6964671 |
| 1350 |  | D A | Closed | FCOM4028 | 2026-01-02 03:53 | 2026-01-06 11:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6889569 |
| 1351 |  | D A | Closed | FCOM4028 | 2026-01-02 13:20 | 2026-01-06 13:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/02/2026 |  | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6901258 |
| 1352 |  | D A | Closed | FCRE1339 | 2026-01-02 13:04 | 2026-01-07 13:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Personal Bank Statements Missing | Resolved-\*Documents Received - Due Diligence Vendor-01/07/2026 <br> Ready for Review-Please see the asset/bank statements that were uploaded. - Seller-01/07/2026 <br> Open-Borrower 1 Personal Bank Statements Missing As per guide 2 months personal bank statement or business bank st is required, is LTV is more than [Redacted]% - Due Diligence Vendor-01/02/2026 | Ready for Review-Please see the asset/bank statements that were uploaded. - Seller-01/07/2026<br>| Resolved-\*Documents Received - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6900976 |
| 1352 |  | D A | Closed | FCRE1501 | 2026-01-02 12:59 | 2026-01-07 13:54 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-01/07/2026 <br> Ready for Review-Document Uploaded. Please see attached asset/bank statements. - Buyer-01/07/2026 <br> Open-Total Qualified Assets for Reserves Post-Close of $0 is less than Total Required Reserve Amount of $[Redacted] 3 months reserves -$[Redacted], available $0 Shortage -$[Redacted] & -$[Redacted]. Need additional 1 month of asset statements. - Due Diligence Vendor-01/02/2026 |  | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-01/07/2026 |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6900884 |
| 1352 |  | D A | Closed | FCRE1480 | 2026-01-06 08:29 | 2026-01-07 13:54 | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-Asset Record 2 Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-01/07/2026 <br> Ready for Review-Please see the asset/bank statements that were uploaded. - Seller-01/07/2026 <br> Open-Asset Record 2 Does Not Meet G/L Requirements [Redacted] #[Redacted] complete statement is missing, only transaction history provided on pg #42 - Due Diligence Vendor-01/06/2026 | Ready for Review-Please see the asset/bank statements that were uploaded. - Seller-01/07/2026<br>| Resolved-Asset Record 2 Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6933843 |
| 1352 |  | D A | Closed | FCRE1226 | 2026-01-02 12:45 | 2026-01-07 13:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Appraisal Transfer documentation is incomplete or partial | Resolved-appr transfer item now present - Due Diligence Vendor-01/07/2026 <br>Ready for Review-Document Uploaded. Please see attached AVM. - Seller-01/07/2026 <br>Open-\*There is an appraisal transfer in file on pg 41, however secondary valuation not provided - Due Diligence Vendor-01/02/2026 | Ready for Review-Document Uploaded. Please see attached AVM. - Seller-01/07/2026<br>| Resolved-appr transfer item now present - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6900632 |
| 1352 |  | D A | Closed | FCOM4028 | 2026-01-02 11:08 | 2026-01-06 08:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6898891 |
| 1353 |  | D A | Closed | FCOM4028 | 2026-01-02 11:31 | 2026-01-06 09:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6899243 |
| 1354 |  | D A | Closed | FCRE7805 | 2025-12-31 12:02 | 2026-01-07 13:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Income - Bank Statements | Resolved-bank statement now present - Due Diligence Vendor-01/07/2026 <br>Ready for Review-Document Uploaded. Please see attached bank statement. - Buyer-01/07/2026 <br>Open- - February 2025 statement missing - Due Diligence Vendor-12/31/2025 |  | Resolved-bank statement now present - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6878957 |
| 1354 |  | D A | Closed | FCOM4028 | 2025-12-31 10:43 | 2026-01-06 10:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6877372 |
| 1355 |  | D A | Closed | FCOM4028 | 2026-01-02 14:03 | 2026-01-06 12:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6901845 |
| 1356 |  | D A | Closed | FCOM4028 | 2026-01-02 08:45 | 2026-01-02 10:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6893863 |
| 1357 |  | D A | Closed | FCRE4293 | 2026-01-02 14:55 | 2026-01-05 12:29 | Resolved | 1 - Information D A | Credit | Missing Doc | File does not contain all required Asset Statement(s) | Resolved-missing account statements now present - Due Diligence Vendor-01/05/2026 <br> Ready for Review-Document Uploaded. Please review uploaded asset - Buyer-01/05/2026 <br> Open-\* [Redacted] #[Redacted] for $[Redacted] Bank statement document is missing in file<br> \* Net Worth Of Business Owned for $[Redacted] Bank statement document is missing in file<br> \*Net Worth Of Business Owned for $[Redacted] Bank statement document is missing in file - Due Diligence Vendor-01/02/2026 |  | Resolved-missing account statements now present - Due Diligence Vendor-01/05/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6902612 |
| 1357 |  | D A | Closed | FCOM4028 | 2026-01-02 12:51 | 2026-01-05 11:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/05/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6900766 |
| 1358 |  | D A C | Closed | FCRE1158 | 2026-01-05 08:06 | 2026-01-12 14:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-resolved with lender comments. They accept address discrepancy - Due Diligence Vendor-01/12/2026 <br> Ready for Review-Please see the UW1 email that was uploaded. Per UW1 email "the two addresses refer to the same location." - Seller-01/12/2026 <br> Open-HO6 has wrong city name. It is [Redacted] per Note - Due Diligence Vendor-01/05/2026 | Ready for Review-Please see the UW1 email that was uploaded. Per UW1 email "the two addresses refer to the same location." - Seller-01/12/2026<br>| Resolved-resolved with lender comments. They accept address discrepancy - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6913527 |
| 1358 |  | D A C | Closed | FVAL9739 | 2026-01-05 08:05 | 2026-01-12 14:29 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-resolved with lender comments. They accept address discrepancy - Due Diligence Vendor-01/12/2026 <br> Ready for Review-Please see the UW1 email that was uploaded. Per UW1 email "the two addresses refer to the same location." - Buyer-01/12/2026 <br> Open-address is not matching note. City on Note is [Redacted] and appraisal says [Redacted] - Due Diligence Vendor-01/05/2026 |  | Resolved-resolved with lender comments. They accept address discrepancy - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6913492 |
| 1358 |  | D A C | Closed | FCRE9991 | 2026-01-07 08:24 | 2026-01-09 10:12 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender confirmed this is now SP - Due Diligence Vendor-01/09/2026 <br>Ready for Review-Document Uploaded. Please see attached UW email, updated lock, approval letter and tape. Per UW "we have the lock form & approval letter showing this as super prime. It was originally a conv file but it was UW as a non-QM super prime." - Seller-01/09/2026 <br>Open-loan program says super prime but this was a FNMA loan - Due Diligence Vendor-01/07/2026 | Ready for Review-Document Uploaded. Please see attached UW email, updated lock, approval letter and tape. Per UW "we have the lock form & approval letter showing this as super prime. It was originally a conv file but it was UW as a non-QM super prime." - Seller-01/09/2026<br>| Resolved-lender confirmed this is now SP - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6959705 |
| 1358 |  | D A C | Closed | FCRE6207 | 2026-01-05 07:06 | 2026-01-09 10:09 | Resolved | 1 - Information B A | Credit | Title | Subject Property Address on Note does not match Title Insurance | Resolved-address not matching addressed via lender comments by lender they accept as is - Due Diligence Vendor-01/09/2026 <br> Ready for Review-Document Uploaded. Please see attached UW1 email. Per UW1 "the two addresses refer to the same location." - Buyer-01/09/2026 <br> Open-Subject Property Address on Note does not match Title Insurance. city on Note is [Redacted], city on title say [Redacted] - Due Diligence Vendor-01/05/2026 |  | Resolved-address not matching addressed via lender comments by lender they accept as is - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6912117 |
| 1358 |  | D A C | Closed | FCRE1174 | 2026-01-05 07:41 | 2026-01-09 10:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Resolved-master policy now present - Due Diligence Vendor-01/09/2026 <br>Ready for Review-Document Uploaded. Please see attached master policy. - Buyer-01/08/2026 <br>Open-Master Condo Insurance Policy Partially Provided missing master liability insurance policy since full condo review, this is required in addition to bldg policy - Due Diligence Vendor-01/05/2026 |  | Resolved-master policy now present - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6912816 |
| 1358 |  | D A C | Closed | FCOM4028 | 2026-01-05 06:45 | 2026-01-07 19:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6911769 |
| 1359 |  | D B A | Closed | FCOM3596 | 2026-01-08 08:03 | 2026-01-09 10:38 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Prepayment Rider | Resolved-prepay not required per lender - Due Diligence Vendor-01/09/2026 <br>Ready for Review-Per the 1st page of the final CD included in the package submitted (page 468 of 904 in part 1), there are no prepayment penalties. - Buyer-01/08/2026 <br>Open- - Due Diligence Vendor-01/08/2026 | Pre-payment penalty is not present in file. Please confirm there is no prepayment penalty for this loan. - 01/09/2026 <br>| Resolved-prepay not required per lender - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6982700 |
| 1359 |  | D B A | Closed | FCRE1158 | 2026-01-05 06:45 | 2026-01-09 10:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved- now present - Due Diligence Vendor-01/09/2026 <br>Ready for Review-Document Uploaded. Please see attached insurance documentation. - Buyer-01/08/2026 <br>Open-Hazard Insurance Policy Partially Provided Hazard insurance document is missing in file, only invoice is present in page 70 ofCredit Package 2.pdf.<br> Corres loan - Mortgage clause verification needed once document uploaded - Due Diligence Vendor-01/05/2026 |  | Resolved- now present - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6911767 |
| 1359 |  | D B A | Closed | FCOM4028 | 2026-01-04 22:03 | 2026-01-07 14:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6908777 |
| 1359 |  | D B A | Closed | FVAL5472 | 2026-01-05 01:56 | 2026-01-06 18:41 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Gross living area for one of the units is 480 Sq ft per Appraisal Report page #336 Credit Pkg 1.pdf which is less than minimum Guideline 500 St Ft, However exception document is in page # 71 of Credit Package 2.pdf - Due Diligence Vendor-01/05/2026 |  | Waived-Gross living area for one of the units is 480 Sq ft per Appraisal Report page #336 Credit Pkg 1.pdf which is less than minimum Guideline 500 St Ft, However exception document is in page # 71 of Credit Package 2.pdf - Due Diligence Vendor-01/05/2026<br>|  | Revolving debt is under 30%-Revolving debt of $3832 is within 30% of Total debts $13123.36<br> No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months-No Mortgage late payments in CBR Page #31, 44, 54 of Credit Package2.pdf<br> 5+ years credit history Oldest tradeline date in CBR page #31, 44, 54 of Credit Package.pdf is 01/01/1994<br> No consumer late payments in the last 24 months - No Consumer late payments in last 2 years in CBR Page #31, 44, 54 of Credit Package2.pdf<br> 2+ borrowers on the loan-File is joint credit with 3 borrowers <br> great dscr ratio ,1.426 - calculated DSCR 1.449 is greater than 1.426 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6909605 |
| 1360 |  | D A | Closed | FCOM4028 | 2026-01-05 07:12 | 2026-01-05 11:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/05/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6912195 |
| 1361 |  | D B A | Closed | FPRO1242 | 2026-01-05 08:02 | 2026-01-15 10:43 | Resolved | 1 - Information D A | Property | Missing Doc | Appraisal is Missing | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-01/15/2026 <br>Ready for Review-We had BPO on page 185 credit package 1 pdf,loan file is second lien - Buyer-01/14/2026 <br>Open-Appraisal is Missing Appraisal and UCDP Report is missing in the File - Due Diligence Vendor-01/05/2026 |  | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6913393 |
| 1361 |  | D B A | Closed | FCOM4028 | 2026-01-02 14:49 | 2026-01-06 14:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6902551 |
| 1361 |  | D B A | Closed | FCRE2840 | 2026-01-05 08:27 | 2026-01-06 14:17 | Waived | 2 - Non-Material B | Credit | Debt | Subordinate lien does not meet guideline requirements | Waived-As Per guide Ineligible first lien not on credit.<br> Exception form is provided to processed with the loan Looking for exception on 1st mortgage not on credit<br> Exception form is on pg no. 74 of 104<br> Approved condition 0.25 to price, [Redacted] max<br> - Due Diligence Vendor-01/05/2026 |  | Waived-As Per guide Ineligible first lien not on credit.<br> Exception form is provided to processed with the loan Looking for exception on 1st mortgage not on credit<br> Exception form is on pg no. 74 of 104<br> Approved condition 0.25 to price, [Redacted] max<br> - Due Diligence Vendor-01/05/2026<br>|  | 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+<br> years credit history, LTV 10% below maximum | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6913972 |
| 1362 |  | C B A | Closed | FCRE1248 | 2026-01-05 10:53 | 2026-01-07 13:52 | Waived | 2 - Non-Material B | Credit | Eligibility | Purchase is not considered to be an Arm's Length Transaction | Waived-Purchase is not considered to be an Arm's Length Transaction Borrower is purchasing from family member - Loan is Non Arm length's Transaction per Appraisal Report in page #6_Goss Credit Package 1.pdf, we have exception in page#17_Goss Credit Package 2.pdf - Due Diligence Vendor-01/05/2026 |  | Waived-Purchase is not considered to be an Arm's Length Transaction Borrower is purchasing from family member - Loan is Non Arm length's Transaction per Appraisal Report in page #6_Goss Credit Package 1.pdf, we have exception in page#17_Goss Credit Package 2.pdf - Due Diligence Vendor-01/05/2026<br>|  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No Mortgage late payments in CBR Page #420_Goss Credit Package 1.pdf<br> revolving debt less than 30% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6917901 |
| 1362 |  | C B A | Closed | FCRE1500 | 2026-01-05 05:10 | 2026-01-07 13:49 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than $0 | Resolved-assets are now present - Due Diligence Vendor-01/07/2026 <br> Resolved-Liquid Funds Post Close are $[Redacted] - Due Diligence Vendor-01/07/2026 <br> Ready for Review-Document Uploaded. Please see attached assets and asset breakdown used by UW. - Buyer-01/07/2026 <br> Open-Liquid Funds Post Close are less than $0 Borrower need to bring $[Redacted] plus EMD $[Redacted]. Final 1003 in page #167 reflects $[Redacted] but verified $[Redacted] as related statements missing for other asset account reflecting in final 1003. Shortage of $[Redacted] plus reserve $[Redacted]. - Due Diligence Vendor-01/05/2026 |  | Resolved-assets are now present - Due Diligence Vendor-01/07/2026 <br> Resolved-Liquid Funds Post Close are $[Redacted] - Due Diligence Vendor-01/07/2026 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6910821 |
| 1362 |  | C B A | Closed | FCRE1501 | 2026-01-05 05:10 | 2026-01-07 13:49 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-assets are now present - Due Diligence Vendor-01/07/2026 <br> Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-01/07/2026 <br> Ready for Review-Please see assets and asset breakdown used by UW that were uploaded. - Buyer-01/07/2026 <br> Open-Total Qualified Assets for Reserves Post-Close of $0 is less than Total Required Reserve Amount of $[Redacted] Borrower need to bring $[Redacted] plus EMD $[Redacted]. Final 1003 in page #167 reflects $[Redacted] but verified $[Redacted] as related statements missing for other asset account reflecting in final 1003. Shortage of $[Redacted] plus reserve $[Redacted]. - Due Diligence Vendor-01/05/2026 |  | Resolved-assets are now present - Due Diligence Vendor-01/07/2026 <br> Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-01/07/2026 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6910822 |
| 1363 |  | D A | Closed | FCOM4028 | 2026-01-05 00:09 | 2026-01-06 19:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-01/07/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6909246 |
| 1364 |  | D B A | Closed | FPRO1243 | 2026-01-06 14:38 | 2026-01-14 09:22 | Waived | 2 - Non-Material D B | Property | Missing Doc | Second Appraisal is Missing | Waived-2nd appr is waived for loan amount over[Redacted]5 - Due Diligence Vendor-01/14/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/13/2026 <br> Open-Second Appraisal required for loan amounts > [Redacted] - Due Diligence Vendor-01/06/2026 |  | Waived-2nd appr is waived for loan amount over [Redacted]- Due Diligence Vendor-01/14/2026 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | Yes | 6944913 |
| 1364 |  | D B A | Closed | FCRE1491 | 2026-01-05 12:58 | 2026-01-13 11:49 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-stock acct removed as updated [Redacted] acct now present with sufficient assets - Due Diligence Vendor-01/13/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/13/2026 <br> Counter-final app shows [Redacted] balance at $[Redacted] but the statement we have in file only has $[Redacted]. need updated statement to remove this finding for missing page of stock account as the [Redacted] acct in file does not have sufficient assets - Due Diligence Vendor-01/12/2026 <br> Ready for Review-We are not using those assets. We only used the [Redacted] account - Buyer-01/12/2026 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Pages from 3-26 of 26 are missing for stock account #[Redacted]. Refer pg #162 - Due Diligence Vendor-01/05/2026 |  | Resolved-stock acct removed as updated [Redacted] acct now present with sufficient assets - Due Diligence Vendor-01/13/2026 |  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6920605 |
| 1364 |  | D B A | Closed | FCOM4028 | 2026-01-05 06:56 | 2026-01-06 14:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6911950 |
| 1365 |  | D A | Closed | FCRE1491 | 2026-01-05 09:38 | 2026-01-14 13:20 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Gift wire now present - Due Diligence Vendor-01/14/2026 <br> Ready for Review-Document Uploaded. Please review uploaded wire to title for gift funds $[Redacted] - Buyer-01/14/2026 <br> Open-Asset Qualification Does Not Meet Guideline Requirements \*There is gift of $[Redacted] reflecting on CR. Source is on pg 378 of 682, However gift letter is missing in file - Due Diligence Vendor-01/06/2026 |  | Resolved-Gift wire now present - Due Diligence Vendor-01/14/2026<br>|  | \*There is gift on pg 378 of 682, However deposit proof is missing in file | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6916303 |
| 1365 |  | D A | Closed | FCOM4028 | 2026-01-05 07:13 | 2026-01-06 14:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6912229 |
| 1366 |  | D A | Closed | FCRE1159 | 2026-01-06 05:56 | 2026-01-15 14:13 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Hazard Insurance Effective Date of [Redacted] is prior to or equal to the Note Date of [Redacted] Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-01/15/2026 <br> Resolved-dates on ins are now corrected - Due Diligence Vendor-01/15/2026 <br> Ready for Review-Document Uploaded. Please review uploaded insurance with effective dates [Redacted] - Buyer-01/15/2026 <br> Open-Hazard Insurance Effective Date of[Redacted] is after the Note Date of [Redacted] Please provide old Hazard Insurance document. - Due Diligence Vendor-01/07/2026 |  | Resolved-Hazard Insurance Effective Date of [Redacted] is prior to or equal to the Note Date of [Redacted] Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-01/15/2026 <br> Resolved-dates on ins are now corrected - Due Diligence Vendor-01/15/2026 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6931010 |
| 1366 |  | D A | Closed | FCOM4028 | 2026-01-06 04:59 | 2026-01-07 18:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6930425 |
| 1367 |  | D A | Closed | FCOM4028 | 2026-01-05 08:37 | 2026-01-07 20:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6914265 |
| 1368 |  | D A | Closed | FCRE1347 | 2026-01-05 09:12 | 2026-01-14 09:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-resolved with lender comments. they determines bank statement was sufficient for VVOE for b2 - Due Diligence Vendor-01/14/2026 <br>Ready for Review-Document Uploaded. We used CPA letter for borrower 1 asverbal verification,for borrower 2 we used bank statements (borrower's are SE and report their income on schedule C).Please refer to CPA letter it does mention that schedule C was completed by their office. - Buyer-01/14/2026 <br>Open-Borrower 2 3rd Party VOE Prior to Close Missing As per CPA letter we have only borrower 1 name is reflecting however borrower 2 name is not reflecting refer page no 1,132 of 150. <br> Note For Income calculation personal bank statement is been used were both the borrower name is reflecting. - Due Diligence Vendor-01/05/2026 |  | Resolved-resolved with lender comments. they determines bank statement was sufficient for VVOE for b2 - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6915244 |
| 1368 |  | D A | Closed | FCOM4028 | 2026-01-05 08:11 | 2026-01-06 15:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6913636 |
| 1369 |  | D B A | Closed | FCOM4028 | 2026-01-05 12:16 | 2026-01-07 06:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6919541 |
| 1369 |  | D B A | Closed | FCRE1437 | 2026-01-05 13:23 | 2026-01-05 13:23 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-Exception for unstable income<br>Approved with conditions of Max LA [Redacted] due to value concerns & income instability<br>Waiver on page 304 of 857 - Due Diligence Vendor-01/05/2026 |  | Waived-Exception for unstable income<br>Approved with conditions of Max LA[Redacted] due to value concerns & income instability<br>Waiver on page 304 of 857 - Due Diligence Vendor-01/05/2026 |  | 5 years on current job, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, LTV 10% below maximum | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6921051 |
| 1370 |  | D A | Closed | FCOM4028 | 2026-01-04 20:55 | 2026-01-06 15:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6908566 |
| 1371 |  | D A | Closed | FCOM4028 | 2026-01-05 06:23 | 2026-01-07 07:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6911459 |
| 1372 |  | D B A | Closed | FCRE1199 | 2026-01-04 09:38 | 2026-01-12 14:54 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Loan Amount is greater than Guideline Maximum Loan Amount | Waived-post close waiver for loan amount max exceeded - Due Diligence Vendor-01/12/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/12/2026 <br> Open-[Redacted] Maximum Loan Amount is $[Redacted]. Loan is for $[Redacted]. - Due Diligence Vendor-01/04/2026 |  | Waived-post close waiver for loan amount max exceeded - Due Diligence Vendor-01/12/2026<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 6907356 |
| 1372 |  | D B A | Closed | FVAL8862 | 2026-01-04 09:31 | 2026-01-12 14:53 | Waived | 2 - Non-Material D B | Property | Missing Doc | File does not contain all required valuation documents | Waived-post close waiver for missing 2nd appr due to loan amount size - Due Diligence Vendor-01/12/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/12/2026 <br> Open-Loan Amounts > [Redacted] require two full appraisals. File only has 1 full and 1 desk review. - Due Diligence Vendor-01/04/2026 |  | Waived-post close waiver for missing 2nd appr due to loan amount size - Due Diligence Vendor-01/12/2026<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 6907340 |
| 1372 |  | D B A | Closed | 123ABH | 2026-01-04 09:03 | 2026-01-06 13:21 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing Toolkit Disclosure/Booklet | Resolved-tool kit now present - Due Diligence Vendor-01/06/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/06/2026 <br>Open-Homeowner Toolkit is missing - Due Diligence Vendor-01/04/2026 |  | Resolved-tool kit now present - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6907281 |
| 1372 |  | D B A | Closed | FCOM4028 | 2026-01-04 08:34 | 2026-01-05 12:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/05/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6907238 |
| 1373 |  | D A | Closed | FCOM4028 | 2026-01-06 07:52 | 2026-01-07 13:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6932919 |
| 1374 |  | D A | Closed | FCRE1491 | 2026-01-05 05:51 | 2026-01-15 14:41 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-01/15/2026 <br> Resolved-now present - Due Diligence Vendor-01/15/2026 <br> Ready for Review-Document Uploaded. Please review uploaded statement ,EMD was backedout $[Redacted] that's why we used $[Redacted] as available funds. - Buyer-01/15/2026 <br> Open-Asset Qualification Does Not Meet Guideline Requirements See income finding - business bank stmts were used for FTC. Missing 10/31/2025 statement evidencing $[Redacted]. - Due Diligence Vendor-01/05/2026 |  | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-01/15/2026 <br>Resolved-now present - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6911137 |
| 1374 |  | D A | Closed | FCRE1437 | 2026-01-05 05:31 | 2026-01-15 14:40 | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-Income and Employment Meet Guidelines - Due Diligence Vendor-01/15/2026 <br>Resolved-missing income docs now present - Due Diligence Vendor-01/15/2026 <br>Ready for Review-Document Uploaded. Please review uploaded assets - Buyer-01/15/2026 <br>Open-Income and Employment Do Not Meet Guidelines Missing 11 months bank statements - Range used 11/2024 -10/2025. Only 02/2025, page 232, is present in file. - Due Diligence Vendor-01/05/2026 |  | Resolved-Income and Employment Meet Guidelines - Due Diligence Vendor-01/15/2026 <br>Resolved-missing income docs now present - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6910997 |
| 1374 |  | D A | Closed | FCRE1995 | 2026-01-05 05:51 | 2026-01-15 14:37 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-lender backed out - Due Diligence Vendor-01/15/2026 <br> Ready for Review-EMD was backed out - Seller-01/15/2026 <br> Open-[Redacted] EMD missing - Due Diligence Vendor-01/05/2026 | Ready for Review-EMD was backed out - Seller-01/15/2026<br>| Resolved-lender backed out - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6911139 |
| 1374 |  | D A | Closed | FCOM4028 | 2026-01-05 05:10 | 2026-01-07 19:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6910827 |
| 1375 |  | D A | Closed | FCOM4028 | 2026-01-05 09:35 | 2026-01-07 09:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6916226 |
| 1376 |  | D A | Closed | FCRE9488 | 2026-01-05 12:13 | 2026-01-20 08:19 | Resolved | 1 - Information C A | Credit | Borrower | Potential Occupancy/Current Address Issues identified in the file | Resolved-resolved with lender comments. Lender accepts as is - Due Diligence Vendor-01/20/2026 <br>Ready for Review-No,as per second home definition - property could be occupied by owner and rented .We do not need revised appraisal or waiver - Buyer-01/16/2026 <br>Counter-we need revised appraisal to show not tenant occupied to meet guidelines that states Must be occupied by the borrower for some portion of the year. Or provide a waiver for occupancy - Due Diligence Vendor-01/15/2026 <br>Ready for Review-It's a second home,rentalis allowed that's why appraisal shows tenant. - Buyer-01/15/2026 <br>Open- - appraisal states the property is tenant occupied. - Due Diligence Vendor-01/05/2026 |  | Resolved-resolved with lender comments. Lender accepts as is - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | N/A | N/A | 6919487 |
| 1376 |  | D A | Closed | FCOM4028 | 2026-01-05 11:31 | 2026-01-07 13:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | N/A | N/A | 6918478 |
| 1377 |  | D A | Closed | FCOM5814 | 2026-01-05 13:57 | 2026-01-15 15:49 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-This is acceptable. - Due Diligence Vendor-01/15/2026 <br>Ready for Review-Document Uploaded. Please review uploaded initial CD - Buyer-01/15/2026 <br>Open-Provide the missing initial Closing Disclosure. - Due Diligence Vendor-01/05/2026 |  | Resolved-This is acceptable. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6921776 |
| 1377 |  | D A | Closed | FCOM9970 | 2026-01-05 13:58 | 2026-01-15 15:48 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Compliance Documentation Unable to Test Compliance | Resolved-This is acceptable. - Due Diligence Vendor-01/15/2026 <br>Ready for Review-Document Uploaded. Initial CD uploaded - Buyer-01/15/2026 <br>Open-Missing final TIL and/or other documentation necessary to run Compliance Testing. Unable to complete complete Complete Compliance testing without the missing initial Closing Disclosure. - Due Diligence Vendor-01/05/2026 |  | Resolved-This is acceptable. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6921807 |
| 1377 |  | D A | Closed | FCOM4028 | 2026-01-05 10:25 | 2026-01-07 12:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6917351 |
| 1378 |  | D A | Closed | FCRE1437 | 2026-01-03 09:47 | 2026-01-16 08:55 | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-Received bank statements - Due Diligence Vendor-01/16/2026 <br>Ready for Review-Document Uploaded. Please review uploaded income bank statements - Buyer-01/15/2026 <br>Open-Income and Employment Do Not Meet Guidelines 12 months bank statement program but only 2 months present - missing statements from 01/2025 through 10/2025. Only 12/2024 and 11/2025 present. - Due Diligence Vendor-01/03/2026 |  | Resolved-Received bank statements - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6905967 |
| 1378 |  | D A | Closed | FCOM4028 | 2026-01-03 09:23 | 2026-01-07 19:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/03/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6905915 |
| 1379 |  | D A | Closed | FCOM4028 | 2026-01-05 12:26 | 2026-01-07 12:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6919708 |
| 1380 |  | D B A | Closed | FSER8069 | 2026-01-05 14:34 | 2026-01-09 14:21 | Resolved | 1 - Information A | Servicing | Modification | Modification Missing | Resolved-resolved with lender comments. - Due Diligence Vendor-01/09/2026 <br> Ready for Review-Document Uploaded. Please see attached UW email. Per UW "Per SUW "Regarding the subject loan, the mortgage account with [Redacted] is associated with the subject property. The loan has a maturity date of [Redacted], and it closed on [Redacted]. Based on this, we initially requested a loan modification document and an exception since the modification guidelines were not met. However, the modification document is not required because an exception has been approved in the file for the modification with no impact. Note - Borrower is not able to close loan on [Redacted] due to week off day." - Buyer-01/09/2026 <br> Open-As per exception form on page #70 a loan modification agreement is required since the loan will close after the maturity date and the seasoning for the modification has not been met. - Due Diligence Vendor-01/05/2026 |  | Resolved-resolved with lender comments. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6922482 |
| 1380 |  | D B A | Closed | FCOM4028 | 2026-01-05 12:26 | 2026-01-07 11:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6919710 |
| 1380 |  | D B A | Closed | FCRE9994 | 2026-01-05 14:02 | 2026-01-07 11:53 | Waived | 2 - Non-Material B | Credit | Eligibility | Original LTV (OLTV) does not meet eligibility requirement(s) | Waived-Exception form is provided to allow a 12-month seasoning requirement applies to use the appraisal value<br> Approved as is <br> Exception form is on page #70 of 111 - Due Diligence Vendor-01/07/2026 |  | Waived-Exception form is provided to allow a 12-month seasoning requirement applies to use the appraisal value<br> Approved as is <br> Exception form is on page #70 of 111 - Due Diligence Vendor-01/07/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Borrower contribution exceeds requirement >=5%, 19y+ credit history, very good DSCR, property is under a lease. We already closed one loan for this borrower | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 6921856 |
| 1381 |  | D A | Closed | FCRE1484 | 2026-01-05 14:22 | 2026-01-08 12:59 | Resolved | 1 - Information C A | Credit | Assets | Asset 6 Does Not Meet Guideline Requirements | Resolved-missing asset now present - Due Diligence Vendor-01/08/2026 <br> Ready for Review-Document Uploaded. Please see attached [Redacted] statement. - Buyer-01/08/2026 <br> Open-Asset 6 Does Not Meet Guideline Requirements[Redacted] Statement is missing in file with ending balance of $[Redacted] reflecting as per Final 1003 page no 140 of 214. - Due Diligence Vendor-01/05/2026 |  | Resolved-missing asset now present - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6922220 |
| 1381 |  | D A | Closed | FCRE6969 | 2026-01-05 14:19 | 2026-01-08 12:57 | Resolved | 1 - Information C A | Credit | Eligibility | Gift Funds do not meet Guideline Requirements | Resolved-gift checks now present - Due Diligence Vendor-01/08/2026 <br> Ready for Review-Document Uploaded. Please see attached gift documentation. - Buyer-01/08/2026 <br> Open-1.Need Donor Source and borrower Account reflecting gift of $[Redacted] Only we have gift letter in file refer Pg. no 79 of 534.<br> 2.Need Donor Source and borrower Account reflecting gift of $[Redacted]. Only we have gift letter in file refer Pg. no 80 of 534. - Due Diligence Vendor-01/05/2026 |  | Resolved-gift checks now present - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6922132 |
| 1381 |  | D A | Closed | FCOM4028 | 2026-01-05 12:05 | 2026-01-07 15:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6919215 |
| 1382 |  | D A | Closed | FCOM4028 | 2026-01-03 08:33 | 2026-01-07 07:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/03/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6905833 |
| 1383 |  | D B A | Closed | FCOM4028 | 2026-01-05 12:10 | 2026-01-07 08:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6919329 |
| 1383 |  | D B A | Closed | FVAL5472 | 2026-01-05 13:25 | 2026-01-07 08:06 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-As per guide GLA below 500 sq.ft not allowed<br> Exception form is provided to processed with the loan GLA of [Redacted] sq.ft<br> Exception form is on pg no.40 of 118<br> Approved condition 0.25 to price, [Redacted] max - Due Diligence Vendor-01/05/2026 |  | Waived-As per guide GLA below 500 sq.ft not allowed<br> Exception form is provided to processed with the loan GLA of [Redacted] sq.ft<br> Exception form is on pg no.40 of 118<br> Approved condition 0.25 to price, [Redacted] max - Due Diligence Vendor-01/05/2026 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6921104 |
| 1383 |  | D B A | Closed | FCRE1200 | 2026-01-05 13:29 | 2026-01-07 08:06 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-As per guide Minimum Loan Amount is [Redacted]<br> Exception form is provided to allow [Redacted]<br> Approved with condition LA<$[Redacted]<br> Exception form is on pg no.40 of 118 - Due Diligence Vendor-01/05/2026 |  | Waived-As per guide Minimum Loan Amount is [Redacted]<br> Exception form is provided to allow [Redacted]<br> Approved with condition LA<$[Redacted]<br> Exception form is on pg no.40 of 118 - Due Diligence Vendor-01/05/2026 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6921167 |
| 1384 |  | D A | Closed | FCRE1437 | 2026-01-05 03:56 | 2026-01-15 15:24 | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-Income and Employment Meet Guidelines - Due Diligence Vendor-01/15/2026 <br>Resolved-bank statements for income now present - Due Diligence Vendor-01/15/2026 <br>Ready for Review-Document Uploaded. Please review uploaded assets - Buyer-01/15/2026 <br>Open-Income and Employment Do Not Meet Guidelines Business Bank Statements Missing - all 12 months used per calculation sheet - 12/31/2024 through 11/28/2025 are not present. Only 1 statement dated for 11/2024 is present. page 304. - Due Diligence Vendor-01/05/2026 |  | Resolved-Income and Employment Meet Guidelines - Due Diligence Vendor-01/15/2026 <br>Resolved-bank statements for income now present - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6910184 |
| 1384 |  | D A | Closed | FCRE5275 | 2026-01-05 04:30 | 2026-01-15 15:20 | Resolved | 1 - Information C A | Credit | Eligibility | Asset do not meet guidelines | Resolved-donor gift wire present - Due Diligence Vendor-01/15/2026 <br> Ready for Review-Document Uploaded. Please review uploaded gift receipt - Buyer-01/15/2026 <br> Open-Missing [Redacted] Wire gift evidence to closing/ title from Donor. Letter page 301. - Due Diligence Vendor-01/05/2026 |  | Resolved-donor gift wire present - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6910430 |
| 1384 |  | D A | Closed | FCOM4028 | 2026-01-05 03:26 | 2026-01-07 19:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6909966 |
| 1385 |  | D A | Closed | FCOM4028 | 2026-01-05 07:33 | 2026-01-07 19:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6912650 |
| 1386 |  | D B A | Closed | FCOM4028 | 2026-01-06 06:06 | 2026-01-07 14:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6931141 |
| 1386 |  | D B A | Closed | FCRE8450 | 2026-01-06 09:24 | 2026-01-07 14:09 | Waived | 2 - Non-Material B | Credit | Income/Employment | Rental Income not supported | Waived-As per guide, Lease agreement should be used over 1040s<br> Exception form is provided to proceed with the loan 1040 in the file used lease agreement as rental income<br> Exception form is on 146 of 200<br> Approved with ok to use if reflected on borrower's bank statements - Due Diligence Vendor-01/06/2026 |  | Waived-As per guide, Lease agreement should be used over 1040s<br> Exception form is provided to proceed with the loan 1040 in the file used lease agreement as rental income<br> Exception form is on 146 of 200<br> Approved with ok to use if reflected on borrower's bank statements - Due Diligence Vendor-01/06/2026<br>|  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, No credit events past 40 months, No mortgage late<br> payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 6935044 |
| 1386 |  | D B A | Closed | FCRE1437 | 2026-01-06 09:29 | 2026-01-07 14:09 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-As per guide non-occupant borrowers cannot be the primary income earners<br> Exception form is provided to proceed with the loan Non-occupant co-borrower with higher income<br> Exception form is on pg no.145 of 200<br> Approved condition is on 0.25 to price - Due Diligence Vendor-01/06/2026 |  | Waived-As per guide non-occupant borrowers cannot be the primary income earners<br> Exception form is provided to proceed with the loan Non-occupant co-borrower with higher income<br> Exception form is on pg no.145 of 200<br> Approved condition is on 0.25 to price - Due Diligence Vendor-01/06/2026<br>|  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, No credit events past 40 months, No mortgage late<br> payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | Yes | 6935382 |
| 1387 |  | D B C A | Closed | 50001251-Fees-Limited | 2026-01-06 11:23 | 2026-01-16 08:51 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-COC clears finding - Due Diligence Vendor-01/16/2026 <br> Resolved- - Due Diligence Vendor-01/16/2026 <br> Ready for Review-Document Uploaded. Please review uploaded COC - Buyer-01/16/2026 <br> Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). Loan Points increased from $[Redacted] on CD [Redacted] to [Redacted] on Final CD [Redacted]. - Due Diligence Vendor-01/06/2026 <br> Open- - Due Diligence Vendor-01/06/2026 |  | Resolved-COC clears finding - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6940153 |
| 1387 |  | D B C A | Closed | FCOM4028 | 2026-01-06 09:46 | 2026-01-07 19:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6937580 |
| 1387 |  | D B C A | Closed | FCRE1437 | 2026-01-06 10:33 | 2026-01-07 19:30 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-Income and Employment Do Not Meet Guidelines 12MBS not all account-holders are borrowers on the trans.<br> Comments an Exception Approval for the following: we are using a joint checking account for 12MBS and not all<br> account-holders are borrowers on the transaction.<br> - Due Diligence Vendor-01/06/2026 |  | Waived-Income and Employment Do Not Meet Guidelines 12MBS not all account-holders are borrowers on the trans.<br> Comments an Exception Approval for the following: we are using a joint checking account for 12MBS and not all<br> account-holders are borrowers on the transaction.<br> - Due Diligence Vendor-01/06/2026<br>|  | Compensating Factors<br> No credit events past 40 months, <br> No mortgage late payments in the last 24 months, <br> Credit score >40 points than minimum required - Credit Score is 771<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 11/19/2025 50 CLTV, 0.25 to price | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | Yes | 6938686 |
| 1388 |  | D A | Closed | FCOM4028 | 2026-01-05 20:32 | 2026-01-08 08:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6926952 |
| 1389 |  | D A | Closed | FCRE3876 | 2026-01-06 00:19 | 2026-01-09 14:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Title E&O Policy Missing or Expired | Resolved-updated E&O now present - Due Diligence Vendor-01/09/2026 <br> Ready for Review-Document Uploaded. Please see attached updated title e&o policy. - Buyer-01/09/2026 <br> Open-Title O&E Policy is Missing or Expired Title E&O Policy in page no #88- [Redacted] Credit Package 2.pdf Expired date on [Redacted], Closing date is [Redacted]. - Due Diligence Vendor-01/06/2026 |  | Resolved-updated E&O now present - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6928563 |
| 1389 |  | D A | Closed | FCOM4028 | 2026-01-05 23:26 | 2026-01-07 14:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6928000 |
| 1390 |  | D A C | Closed | 2260 | 2026-01-06 13:03 | 2026-01-15 15:36 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-none per lender - Due Diligence Vendor-01/15/2026 <br>Ready for Review-confirm. no PPP as per Lock form - Buyer-01/15/2026 <br>Open-confirm none - Due Diligence Vendor-01/06/2026 |  | Resolved-none per lender - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6942844 |
| 1390 |  | D A C | Closed | FCOM4028 | 2026-01-06 13:21 | 2026-01-07 15:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6943207 |
| 1391 |  | D B A | Closed | FCOM4028 | 2026-01-06 06:25 | 2026-01-08 07:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 6931392 |
| 1391 |  | D B A | Closed | FCRE1193 | 2026-01-06 08:46 | 2026-01-08 07:48 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-As per guide for ITIN borrower max DTI allowed is 50%<br> Exception form provided DTI>50% for primary rate/term<br> Approved With Conditions 0.25 to price, max DTI 55%<br> Exception form page no 77 of 84 - Due Diligence Vendor-01/06/2026 |  | Waived-As per guide for ITIN borrower max DTI allowed is 50%<br> Exception form provided DTI>50% for primary rate/term<br> Approved With Conditions 0.25 to price, max DTI 55%<br> Exception form page no 77 of 84 - Due Diligence Vendor-01/06/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | Originator Pre-Close | Yes | 6934217 |
| 1392 |  | D A | Closed | FCOM4028 | 2026-01-06 08:07 | 2026-01-08 08:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6933335 |
| 1393 |  | D A | Closed | FCRE9806 | 2026-01-06 08:45 | 2026-01-14 09:56 | Resolved | 1 - Information C A | Credit | Eligibility | Other Credit Finding | Resolved-DTI updated to 25.81 as lender added in special assessment as was not paid at close - Due Diligence Vendor-01/14/2026 <br> Ready for Review-Document Uploaded. Please review uploaded revised 1003,the Speciall assesment was not paid in full and added $[Redacted] to monthly PITIA - Buyer-01/13/2026 <br> Counter-that is only that months dues ($[Redacted]) this is an actual assessment bill. please review as we unable to determine what remaining balance was for assessment. if title can provide a statement that was the assessment and not the months dues, we can accept - Due Diligence Vendor-01/07/2026 <br> Ready for Review-HOA special assesment was paid at closing (see secction H of final CD) - Buyer-01/06/2026 <br> Open-HOA Dues for special assessment are still due (pg 112) but dont see they were paid by seller at close and not added into HOA fee. please verify this was paid. - Due Diligence Vendor-01/06/2026 |  | Resolved-DTI updated to 25.81 as lender added in special assessment as was not paid at close - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6934158 |
| 1393 |  | D A | Closed | FCOM4028 | 2026-01-06 06:46 | 2026-01-06 10:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6931654 |
| 1394 |  | D A C | Closed | FCOM1232 | 2026-01-05 14:28 | 2026-01-08 13:02 | Resolved | 1 - Information B A | Credit | Eligibility | The Final 1003 is Missing | Resolved-now present - Due Diligence Vendor-01/08/2026 <br>Ready for Review-Document Uploaded. Please see attached final 1003. - Buyer-01/08/2026 <br>Open-The Final 1003 is Missing Final 1003 Document is missing in File. - Due Diligence Vendor-01/05/2026 |  | Resolved-now present - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6922384 |
| 1394 |  | D A C | Closed | 2260 | 2026-01-07 15:35 | 2026-01-08 11:57 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-none per lender comments - Due Diligence Vendor-01/08/2026 <br> Ready for Review-Per the 1st page of the Final CD included in part 2 of the credit package submitted (page 14 of 207), there are no prepayment penalties. - Buyer-01/08/2026 <br> Open-Prepayment penalties are not allowed in [Redacted] with loan amount less than or equal to [Redacted]. File's loan amt is $[Redacted]. - Due Diligence Vendor-01/07/2026 |  | Resolved-none per lender comments - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6970200 |
| 1394 |  | D A C | Closed | FCOM4028 | 2026-01-05 14:16 | 2026-01-07 15:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6922093 |
| 1395 |  | D A | Closed | FCOM4028 | 2026-01-05 14:59 | 2026-01-08 06:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6922903 |
| 1396 |  | D B A | Closed | FCOM4028 | 2026-01-06 07:40 | 2026-01-08 09:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6932614 |
| 1396 |  | D B A | Closed | FVAL5474 | 2026-01-06 09:31 | 2026-01-08 09:03 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Per Guide : Major Litigation not allowed when the property type is condo<br> Exception form provided as Looking for exception on litigation docs<br> Exception form page#1 of 225<br> Approved With Conditions: 0.5 to price, [Redacted] max<br> - Due Diligence Vendor-01/06/2026 |  | Waived-Per Guide : Major Litigation not allowed when the property type is condo<br> Exception form provided as Looking for exception on litigation docs<br> Exception form page#1 of 225<br> Approved With Conditions: 0.5 to price, [Redacted] max<br> - Due Diligence Vendor-01/06/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6936271 |
| 1397 |  | D A | Closed | FCOM4028 | 2026-01-06 06:17 | 2026-01-08 06:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6931299 |
| 1398 |  | D A | Closed | FCOM4028 | 2026-01-06 05:42 | 2026-01-07 15:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Ready for Review-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  |  |  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6930865 |
| 1399 |  | D A | Closed | FCOM4028 | 2026-01-06 07:21 | 2026-01-08 11:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6932224 |
| 1400 |  | D A | Closed | FVAL1039 | 2026-01-06 09:37 | 2026-01-15 15:41 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-AVM now present - Due Diligence Vendor-01/15/2026 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-01/15/2026 <br>Open-CU over 2.5, no AVM provided in file - Due Diligence Vendor-01/06/2026 |  | Resolved-AVM now present - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6937447 |
| 1400 |  | D A | Closed | FCOM4028 | 2026-01-06 09:09 | 2026-01-07 15:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6934725 |
| 1401 |  | D A C | Closed | 63850-76790 | 2026-01-06 14:56 | 2026-01-15 15:47 | Resolved | 1 - Information C A | Compliance | Fees:Prohibited | [Redacted] - Fees Allowed (Lender)(01/10) | Resolved-lender confirmed fees charged were reasonable and customary - Due Diligence Vendor-01/15/2026 <br>Ready for Review-confirm - Seller-01/15/2026 <br>Counter-lender must confirm the fees charged are reasonable and customary - Due Diligence Vendor-01/14/2026 <br>Ready for Review-This is a Corr Plus (Correspondent Plus) file and they can be charged the Processor fee, and no invoice is needed. - Seller-01/14/2026 <br>Open- - Due Diligence Vendor-01/06/2026 <br>Open- - Due Diligence Vendor-01/06/2026 <br>Open- - Due Diligence Vendor-01/06/2026 <br>Open- - Due Diligence Vendor-01/06/2026 <br>Open-The [Redacted] Consumer Loan Act prohibits any fee other than a Loan Origination Fee, Loan Discount, or Commitment (Rate Lock) Fee to be paid by the Borrower to the Lender. (RCW 31.04.105(2); WAC 208-620-555; WAC 208-620-560(6)) Final CD 12/19/2025 does disclose Processing Fee for $800.00 as paid to the Lender. - Due Diligence Vendor-01/06/2026 <br>Open- - Due Diligence Vendor-01/06/2026 <br>Open- - Due Diligence Vendor-01/06/2026 | Ready for Review-confirm - Seller-01/15/2026 <br>Ready for Review-This is a Corr Plus (Correspondent Plus) file and they can be charged the Processor fee, and no invoice is needed. - Seller-01/14/2026<br>| Resolved-lender confirmed fees charged were reasonable and customary - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6945357 |
| 1401 |  | D A C | Closed | FCRE7805 | 2026-01-06 10:14 | 2026-01-15 15:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Income - Bank Statements | Resolved-3 months are now present for asset depletion - Due Diligence Vendor-01/15/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/15/2026 <br> Counter-asset utilization documentation requirements are 3 months asset statements. You have resent the same Oct [Redacted] acct we already have. still missing 2 more months - Due Diligence Vendor-01/14/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/14/2026 <br> Open- - 3 months bank statements required for asset depletion income documentation. Only Oct 2025 of [Redacted] statement provided. - Due Diligence Vendor-01/06/2026 |  | Resolved-3 months are now present for asset depletion - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6938135 |
| 1401 |  | D A C | Closed | FCRE6763 | 2026-01-08 11:17 | 2026-01-14 13:26 | Resolved | 1 - Information C A | Credit | Income/Employment | Income documentation does not meet guidelines | Resolved-missing docs now present - Due Diligence Vendor-01/14/2026 <br>Ready for Review-please see attached - Seller-01/14/2026 <br>Open- - loan locked as a 2 year full doc. Please provide the following second year of 1099: B1 and B2 2024 SSI 1099 and B2 2023 1099 retirement with Office of Personnel Management or 2 year of Tax Returns. - Due Diligence Vendor-01/08/2026 | Ready for Review-please see attached - Seller-01/14/2026<br>| Resolved-missing docs now present - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6989863 |
| 1401 |  | D A C | Closed | FCOM4028 | 2026-01-06 09:09 | 2026-01-09 07:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6934727 |
| 1402 |  | D A | Closed | FCOM4028 | 2026-01-06 07:15 | 2026-01-07 19:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6932109 |
| 1403 |  | D A | Closed | FCOM4028 | 2026-01-06 08:17 | 2026-01-07 15:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6933569 |
| 1404 |  | D A | Closed | FCRE5116 | 2026-01-07 08:54 | 2026-01-13 07:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-VOM history and prior servicer info now present - Due Diligence Vendor-01/13/2026 <br> Ready for Review-Document Uploaded. Please see attached UW email. Per UW "Per SUW "[Redacted] was a transfer from a prior mortgage reporting on credit- (no lates) with a DLA of 09/25 so OCT & NOV payments were asked for. Payment history-(for prior mortgage). This can be tied together with the monthly payment & loan amount. NOV/OCT payment." - Buyer-01/12/2026 <br> Counter-this is not a VOM - Due Diligence Vendor-01/12/2026 <br> Ready for Review-Document Uploaded. Please see attached REO documents. - Buyer-01/09/2026 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. missing VOM from [Redacted] - Due Diligence Vendor-01/07/2026 |  | Resolved-VOM history and prior servicer info now present - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6960431 |
| 1404 |  | D A | Closed | FCOM4028 | 2026-01-07 07:08 | 2026-01-08 13:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/07/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6957100 |
| 1405 |  | D A C | Closed | 2260 | 2026-01-08 13:41 | 2026-01-14 13:35 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-none per lender - Due Diligence Vendor-01/14/2026 <br>Ready for Review-no PPP - Buyer-01/14/2026 <br>Open-Confirm Prepayment<br> - Due Diligence Vendor-01/08/2026 |  | Resolved-none per lender - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6992783 |
| 1405 |  | D A C | Closed | FCOM4028 | 2026-01-07 00:30 | 2026-01-08 13:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/07/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6951592 |
| 1406 |  | D A | Closed | FCOM4028 | 2026-01-06 22:01 | 2026-01-08 14:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/07/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6950770 |
| 1407 |  | D A | Closed | FCRE1212 | 2026-01-07 04:13 | 2026-01-14 13:51 | Resolved | 1 - Information B A | Credit | Missing Doc | Purchase Contract is Partial | Resolved-now present - Due Diligence Vendor-01/14/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/14/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/14/2026 <br> Open-Purchase contract has not been fully provided Please provide updated purchase contract as in provided document seller credit is not matching with Final CD that reflects $[Redacted] - Due Diligence Vendor-01/07/2026 |  | Resolved-now present - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6954002 |
| 1407 |  | D A | Closed | FCOM4028 | 2026-01-07 02:58 | 2026-01-09 07:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/07/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6953013 |
| 1408 |  | D A | Closed | FCOM4028 | 2026-01-07 10:06 | 2026-01-08 14:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/07/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6963280 |
| 1409 |  | D A | Closed | FCOM4028 | 2026-01-06 10:44 | 2026-01-07 19:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6939024 |
| 1410 |  | D B A | Closed | 123ABJ | 2026-01-09 07:35 | 2026-01-15 14:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VVOE dated within 10 days consummation | Resolved-Received VOE and explanation of company affiliation - Due Diligence Vendor-01/15/2026 <br> Ready for Review-Document Uploaded. [Redacted] is affiliated to [Redacted] - Buyer-01/15/2026 <br> Counter-none of these state [Redacted] as listed on 1003 as employer - Due Diligence Vendor-01/14/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/14/2026 <br> Open-VVOE on page #14 for "[Redacted]" is not within 10 days from note date - Due Diligence Vendor-01/09/2026 |  | Resolved-Received VOE and explanation of company affiliation - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7004267 |
| 1410 |  | D B A | Closed | FCOM4028 | 2026-01-06 12:55 | 2026-01-09 07:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6942593 |
| 1410 |  | D B A | Closed | FCRE1174 | 2026-01-07 07:59 | 2026-01-09 07:34 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Waived-As per guide, Master property insurance coverage policies covering project developments should be written on a "Special" coverage form or equivalent. At a minimum, the coverage must include windstorm.<br> \*Exception form is provided to allow Wind Mitigation under full replacement cost<br> \*Approved Conditions: [Redacted] max, 0.25 to price, extended HO6 with wind and at Loan amount coverage required<br> \*Exception form is on page # 47 of 143, Condo Haz page 39 of 143 - Due Diligence Vendor-1/07/2026 - Due Diligence Vendor-01/07/2026 |  | Waived-Waived-As per guide, Master property insurance coverage policies covering project developments should be written on a "Special" coverage form or equivalent. At a minimum, the coverage must include windstorm.<br> \*Exception form is provided to allow Wind Mitigation under full replacement cost<br> \*Approved Conditions: [Redacted] max, 0.25 to price, extended HO6 with wind and at Loan amount coverage required<br> \*Exception form is on page # 47 of 143, Condo Haz page 39 of 143 - Due Diligence Vendor-1/07/2026 - Due Diligence Vendor-01/07/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6958951 |
| 1411 |  | D B A | Closed | FCRE9991 | 2026-01-07 13:30 | 2026-01-15 14:36 | Waived | 2 - Non-Material A B | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Waived-Exception to allow proceeds with Rate and Term to payoff debt - Due Diligence Vendor-01/15/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/15/2026 <br>Open-subject is a cash out since proceeds were used to pay off debt. If debt was not paid with proceeds, borrower cash back would exceed 5k. need lock to show cash out - Due Diligence Vendor-01/07/2026 |  | Waived-Exception to allow proceeds with Rate and Term to payoff debt - Due Diligence Vendor-01/15/2026<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | Yes | 6967819 |
| 1411 |  | D B A | Closed | FCOM4028 | 2026-01-07 12:46 | 2026-01-09 08:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/07/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6966999 |
| 1411 |  | D B A | Closed | FCRE1228 | 2026-01-07 13:31 | 2026-01-07 13:31 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Pg. 15<br> exceeds max of 3 NSF<br> 6 NSFs within 12 months (3 in July 2025)<br> - Due Diligence Vendor-01/07/2026 |  | Waived-Pg. 15<br> exceeds max of 3 NSF<br> 6 NSFs within 12 months (3 in July 2025)<br> - Due Diligence Vendor-01/07/2026<br>|  | Revolving debt is under 30%, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No mortgage late<br> payments in the last 24 months, 5+ years credit history, LTV 10% below maximum<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 10/15/2025 0.25 to price | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6967844 |
| 1412 |  | D A | Closed | FCOM4028 | 2026-01-06 13:57 | 2026-01-09 08:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6944138 |
| 1413 |  | D A | Closed | FCOM4028 | 2026-01-07 14:30 | 2026-01-09 08:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/07/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6969027 |
| 1414 |  | D B A | Closed | FCOM4028 | 2026-01-06 12:05 | 2026-01-08 06:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6941326 |
| 1414 |  | D B A | Closed | FCRE1437 | 2026-01-06 13:24 | 2026-01-06 13:24 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-Exception for unstable income deposits<br>Approved with conditions of 0.25 to price<br>Waiver on page 2 of 434<br>- Due Diligence Vendor-01/06/2026 |  | Waived-Exception for unstable income deposits<br>Approved with conditions of 0.25 to price<br>Waiver on page 2 of 434<br>- Due Diligence Vendor-01/06/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 2+ borrowers on the loan | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6943348 |
| 1415 |  | D A | Closed | FCRE1226 | 2026-01-06 13:42 | 2026-01-09 15:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Appraisal Transfer documentation is incomplete or partial | Resolved-transfer appr documentation now present - Due Diligence Vendor-01/09/2026 <br>Ready for Review-Document Uploaded. Please see attached AVM. - Buyer-01/09/2026 <br>Open-Need secondary valuation to support appraised value as Appraisal transfer is in file. - Due Diligence Vendor-01/06/2026 |  | Resolved-transfer appr documentation now present - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6943773 |
| 1415 |  | D A | Closed | FCOM4028 | 2026-01-06 11:34 | 2026-01-08 15:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6940501 |
| 1416 |  | D B A | Closed | FCOM4028 | 2026-01-07 05:12 | 2026-01-09 10:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/07/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6954847 |
| 1416 |  | D B A | Closed | FCRE1200 | 2026-01-07 06:02 | 2026-01-09 10:09 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Exception for loan amount under [Redacted]<br> Approved with conditions of 0.25 to price<br> Waiver on page 40 of 132 - Due Diligence Vendor-01/07/2026 |  | Waived-Exception for loan amount under [Redacted]<br> Approved with conditions of 0.25 to price<br> Waiver on page 40 of 132 - Due Diligence Vendor-01/07/2026<br>|  | No credit events past 40 months, 5+ years credit history, 2+ borrowers on the loan | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6955408 |
| 1417 |  | D A | Closed | FCOM4028 | 2026-01-06 10:03 | 2026-01-09 10:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6937907 |
| 1418 |  | A | Closed | FCRE9991 | 2026-01-06 12:08 | 2026-01-15 15:34 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-Lender adjusted approval and now matches TPR - Due Diligence Vendor-01/15/2026 <br> Ready for Review-Document Uploaded. Please find the revised docs attached - Buyer-01/15/2026 <br> Open- - DTI should be 43.80%. Approval is 46.06%. PITIA is $[Redacted] + Debts from Credit report of $[Redacted] + negative rents used of $[Redacted]/ Income of $[Redacted] = 43.80% - Difference is due to private mortgage with [Redacted]/[Redacted] that was paid at closing for one of the borrower's investment properties was included in the DTI. - Due Diligence Vendor-01/06/2026 |  | Resolved-Lender adjusted approval and now matches TPR - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6941413 |
| 1419 |  | D A | Closed | FCRE1964 | 2026-01-09 12:15 | 2026-01-15 09:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing income documentation | Resolved-lock at 1 yr full now present - Due Diligence Vendor-01/15/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/14/2026 <br>Counter-missing proof program changed or additional year income for 2 yr full - Due Diligence Vendor-01/13/2026 <br>Ready for Review-Sorry, wrong lock was uploaded. please reopen condition - Buyer-01/13/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/13/2026 <br>Open-This is a 2 yr FD loan, however personal & business tax returns provided is for one year - Due Diligence Vendor-01/09/2026 |  | Resolved-lock at 1 yr full now present - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7012992 |
| 1419 |  | D A | Closed | FCRE1159 | 2026-01-13 12:01 | 2026-01-13 12:04 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-renewal policy with matching premium to CD now present - Due Diligence Vendor-01/13/2026 <br> Open-Hazard Insurance Effective Date of [Redacted] is after the Note Date of [Redacted] - Due Diligence Vendor-01/13/2026 |  | Resolved-renewal policy with matching premium to CD now present - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7071209 |
| 1419 |  | D A | Closed | FCRE1157 | 2026-01-07 07:33 | 2026-01-13 12:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-01/13/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/13/2026 <br> Counter-this is an expired policy and premium still does not match the premium on Final CD of $[Redacted] - Due Diligence Vendor-01/12/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/12/2026 <br> Open-Missing Hazard Insurance Policy Policy which is provided in file is expired & premium is also not matching, refer pg #453 - Due Diligence Vendor-01/07/2026 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6957973 |
| 1419 |  | D A | Closed | FCOM4028 | 2026-01-06 14:30 | 2026-01-09 12:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6944812 |
| 1420 |  | D B A C | Closed | 1000704-1002118 | 2026-01-06 15:41 | 2026-01-16 09:06 | Resolved | 1 - Information C A | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Resolved-This is correct and we agree with Lender - Due Diligence Vendor-01/16/2026 <br> Ready for Review-I am getting [Redacted], same as we have in the documents:<br>Taking amortization schedule we have 359 payments of [Redacted] and one payment of [Redacted]<br> So total of payments PI are:<br> [Redacted]<br> Subtract loan amount - [Redacted]<br> We are left with [Redacted]<br> Then taking the following fees:<br> Flood Certification Fee – $[Redacted]<br> Tax Related Services Fee – $[Redacted]<br> MERS Fee – $[Redacted]<br> Title – Settlement / Closing Fee – $[Redacted]<br> Title – CPL – [Redacted]0<br> Total of fees is [Redacted]<br> We get [Redacted]<br> On this loan we have negative Prepaid interest of – [Redacted]<br> [Redacted] = [Redacted] - Buyer-01/15/2026 <br> Open-The disclosed finance charge ($[Redacted]) is ($[Redacted]) below the actual finance charge($[Redacted]). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $100 below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) Final CD [Redacted] Loan Calculations, Finance Charge should be $[Redacted] based upon the Note terms and fees included; Flood Cert, Tax Service, MERS, Closing Protection Letter, Settlement Fee and negative Prepaid Interest. - Due Diligence Vendor-01/06/2026 <br> Open- - Due Diligence Vendor-01/06/2026 |  | Resolved-This is correct and we agree with Lender - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6946283 |
| 1420 |  | D B A C | Closed | 1000703-1002117 | 2026-01-06 15:41 | 2026-01-16 09:06 | Resolved | 1 - Information C A | Compliance | Tolerance:FinanceCharge | Federal - Foreclosure Rescission Finance Charge Tolerance | Resolved-This is correct and we agree with Lender - Due Diligence Vendor-01/16/2026 <br> Ready for Review-I am getting [Redacted], same as we have in the documents:<br>Taking amortization schedule we have 359 payments of [Redacted] and one payment of [Redacted]<br> So total of payments PI are:<br> [Redacted]<br> Subtract loan amount - [Redacted]<br> We are left with [Redacted]<br> Then taking the following fees:<br> Flood Certification Fee – [Redacted]<br> Tax Related Services Fee – $[Redacted]<br> MERS Fee – $[Redacted]<br> Title – Settlement / Closing Fee – $[Redacted]<br> Title – CPL – $[Redacted]<br> Total of fees is [Redacted]<br> We get[Redacted]<br> On this loan we have negative Prepaid interest of – $[Redacted]<br> [Redacted] - Seller-01/15/2026 <br> Open-The disclosed finance charge ($[Redacted]) is ($[Redacted]) below the actual finance charge ($[Redacted]). For rescission after initiation of foreclosure, the Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $35 below the actual finance charge. (15 USC Sec. 1635(i)(2); OSC 17(c)(2)(ii)-1) Final CD 12/29/2025 Loan Calculations, Finance Charge should be $[Redacted] based upon the Note terms and fees included; Flood Cert, Tax Service, MERS, Closing Protection Letter, Settlement Fee and negative Prepaid Interest. - Due Diligence Vendor-01/06/2026 <br> Open- - Due Diligence Vendor-01/06/2026 | Ready for Review-I am getting [Redacted], same as we have in the documents:<br>Taking amortization schedule we have 359 payments of [Redacted] and one payment of [Redacted]<br> So total of payments PI are:<br> [Redacted]<br> Subtract loan amount - [Redacted]<br> We are left with [Redacted]<br> Then taking the following fees:<br> Flood Certification Fee – $[Redacted]<br> Tax Related Services Fee – $[Redacted]<br> MERS Fee – $[Redacted]<br> Title – Settlement / Closing Fee – $[Redacted]<br> Title – CPL – $[Redacted]<br> Total of fees is [Redacted]<br> We get [Redacted]<br> On this loan we have negative Prepaid interest of – $[Redacted]<br> [Redacted] - Seller-01/15/2026 | Resolved-This is correct and we agree with Lender - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6946284 |
| 1420 |  | D B A C | Closed | FCRE9512 | 2026-01-06 13:32 | 2026-01-13 12:25 | Resolved | 1 - Information A | Credit | Income/Employment | TPR Verified Income Documentation type does not match Origination Income Documentation type | Resolved-lock updated to 1 yr full doc - Due Diligence Vendor-01/13/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/13/2026 <br>Open-Originator states 2y full doc however as per income docs received and lender sheet, TPR verified it as 1YR Full doc - Due Diligence Vendor-01/06/2026 |  | Resolved-lock updated to 1 yr full doc - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6943490 |
| 1420 |  | D B A C | Closed | FPRO1243 | 2026-01-08 15:08 | 2026-01-13 12:24 | Waived | 2 - Non-Material D B | Property | Missing Doc | Second Appraisal is Missing | Waived-waiver provided for missing second appr due to loan amount size - Due Diligence Vendor-01/13/2026 <br> Ready for Review-Document Uploaded. - Seller-01/13/2026 <br> Open- Second Appraisal required for loan amounts > $[Redacted] - Due Diligence Vendor-01/08/2026 | Ready for Review-Document Uploaded. - Seller-01/13/2026<br>| Waived-waiver provided for missing second appr due to loan amount size - Due Diligence Vendor-01/13/2026<br>|  | No credit events past 40 months, 5+ years credit history, 2+ borrowers on the loan | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | Yes | 6994265 |
| 1420 |  | D B A C | Closed | FCRE1491 | 2026-01-06 14:44 | 2026-01-12 15:33 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-missing asset now present - Due Diligence Vendor-01/12/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/12/2026 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Assets documents are missing for [Redacted] - Due Diligence Vendor-01/06/2026 |  | Resolved-missing asset now present - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6945034 |
| 1420 |  | D B A C | Closed | FCOM4028 | 2026-01-06 11:16 | 2026-01-08 15:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6939970 |
| 1421 |  | D A | Closed | FCRE1347 | 2026-01-06 10:58 | 2026-01-12 15:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-VVOE now present - Due Diligence Vendor-01/12/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/12/2026 <br> Open-Borrower 2 3rd Party VOE Prior to Close Missing Borrower 2 3rd Party VOE for [Redacted] is missing in file - Due Diligence Vendor-01/08/2026 |  | Resolved-VVOE now present - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6939517 |
| 1421 |  | D A | Closed | FCOM4028 | 2026-01-06 09:32 | 2026-01-08 14:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6936832 |
| 1422 |  | D B A | Closed | FCOM4028 | 2026-01-06 13:07 | 2026-01-09 13:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6942918 |
| 1422 |  | D B A | Closed | FCRE4369 | 2026-01-06 15:16 | 2026-01-09 13:02 | Waived | 2 - Non-Material B | Credit | Eligibility | Mortgage/Rental lates exceed guidelines | Waived--As per guide there should not be mortgage late 0x30x12<br> - Exception form provided as there is mortgage late payment in the month of November<br> - Approved With Conditions max [Redacted], 0.25 to price, ok with cashout<br> - Exception form page no 8 of 87 - Due Diligence Vendor-01/06/2026 |  | Waived--As per guide there should not be mortgage late 0x30x12<br> - Exception form provided as there is mortgage late payment in the month of November<br> - Approved With Conditions max [Redacted], 0.25 to price, ok with cashout<br> - Exception form page no 8 of 87 - Due Diligence Vendor-01/06/2026<br>|  | No credit events past 40 months, 5+ years credit history, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6945737 |
| 1423 |  | D A | Closed | FCOM9970 | 2026-01-07 08:01 | 2026-01-09 15:56 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Compliance Documentation Unable to Test Compliance | Resolved-CD provided is acceptable. - Due Diligence Vendor-01/09/2026 <br>Ready for Review-Please see the initial CD that was uploaded. - Buyer-01/09/2026 <br>Open-Missing final TIL and/or other documentation necessary to run Compliance Testing. Unable to test Compliance without the missing initial Closing Disclosure. - Due Diligence Vendor-01/07/2026 |  | Resolved-CD provided is acceptable. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6958998 |
| 1423 |  | D A | Closed | FCOM5814 | 2026-01-07 08:00 | 2026-01-09 15:55 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-This is acceptable. - Due Diligence Vendor-01/09/2026 <br>Ready for Review-Document Uploaded. Please see attached initial CD. - Buyer-01/09/2026 <br>Open-Provide the missing initial Closing Disclosure. - Due Diligence Vendor-01/07/2026 |  | Resolved-This is acceptable. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6958985 |
| 1423 |  | D A | Closed | FCOM4028 | 2026-01-06 13:33 | 2026-01-07 11:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6943502 |
| 1424 |  | D A | Closed | FCOM4028 | 2026-01-06 13:10 | 2026-01-09 13:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6942994 |
| 1425 |  | D A | Closed | FCOM4028 | 2026-01-08 06:19 | 2026-01-09 11:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6979376 |
| 1426 |  | D A C | Closed | 2260 | 2026-01-09 14:26 | 2026-01-14 13:55 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-none per lender - Due Diligence Vendor-01/14/2026 <br>Ready for Review-no PPP - Buyer-01/14/2026 <br>Open-Confirm prepayment - Due Diligence Vendor-01/09/2026 |  | Resolved-none per lender - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7016151 |
| 1426 |  | D A C | Closed | FCOM4028 | 2026-01-08 01:03 | 2026-01-09 14:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6976158 |
| 1427 |  | D A | Closed | FCOM4028 | 2026-01-08 03:32 | 2026-01-09 12:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6976754 |
| 1428 |  | D A | Closed | FCOM4028 | 2026-01-08 06:42 | 2026-01-09 15:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6979670 |
| 1429 |  | D A C | Closed | 2260 | 2026-01-09 12:27 | 2026-01-14 13:56 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-none per lender - Due Diligence Vendor-01/14/2026 <br>Ready for Review-no PPP - Buyer-01/14/2026 <br>Open-confirm none - Due Diligence Vendor-01/09/2026 |  | Resolved-none per lender - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7013264 |
| 1429 |  | D A C | Closed | FCOM4028 | 2026-01-08 03:15 | 2026-01-09 12:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6976661 |
| 1430 |  | D B A | Closed | FVAL1310 | 2026-01-08 12:41 | 2026-01-23 11:08 | Waived | 2 - Non-Material D B | Property | Missing Doc | Missing HOA/Condo Certification | Waived-does not meet the litigation requirements for condo to demonstrate sufficient liability coverage - waiver now present<br> This litigation was initiated by a former HOA's employee and he is suing the HOA for wrongful termination and disability<br> discrimination. No structural or safety issues in the building are the cause of this litigation. Please find<br> litigation document in Doc manager. Borrower has a very strong credit history with no derogatory accounts.<br> - Due Diligence Vendor-01/23/2026 <br>Ready for Review-Document Uploaded. UW Exception covers it - Buyer-01/23/2026 <br>Open-condo is in litigation but docs provided dont state if liability will cover it or lender to verify they reviewed and meets guidelines - Due Diligence Vendor-01/08/2026 |  | Waived-does not meet the litigation requirements for condo to demonstrate sufficient liability coverage - waiver now present<br> This litigation was initiated by a former HOA's employee and he is suing the HOA for wrongful termination and disability<br> discrimination. No structural or safety issues in the building are the cause of this litigation. Please find<br> litigation document in Doc manager. Borrower has a very strong credit history with no derogatory accounts.<br> - Due Diligence Vendor-01/23/2026<br>|  | Compensating Factors<br> Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, 10 years or more in<br> the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history,<br> No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6991707 |
| 1430 |  | D B A | Closed | FCOM4028 | 2026-01-08 11:39 | 2026-01-12 07:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6990362 |
| 1431 |  | D A | Closed | FCRE9512 | 2026-01-07 13:44 | 2026-01-16 09:14 | Resolved | 1 - Information A | Credit | Income/Employment | TPR Verified Income Documentation type does not match Origination Income Documentation type | Resolved-Received 1099 transcripts - Due Diligence Vendor-01/16/2026 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-01/16/2026 <br>Open-Originator doc type is 2Y Full Doc, Social security income for both borrower, only award letters provided, no 1099 & tax returns provided. TPR states doc type as retirement income. - Due Diligence Vendor-01/07/2026 |  | Resolved-Received 1099 transcripts - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6968074 |
| 1431 |  | D A | Closed | FCOM4028 | 2026-01-07 08:26 | 2026-01-12 07:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/07/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6959735 |
| 1432 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 1433 |  | D B A | Closed | FCRE1437 | 2026-01-08 10:08 | 2026-01-23 11:19 | Waived | 2 - Non-Material C B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-personal bank statement loan and nonapplicant on account. waiver now present<br>- Due Diligence Vendor-01/23/2026 <br>Ready for Review-Document Uploaded. Please find the Exception form attached - Buyer-01/23/2026 <br>Open-Income and Employment Do Not Meet Guidelines other person on income personal statement not on loan and no exception in file - Due Diligence Vendor-01/08/2026 |  | Waived-personal bank statement loan and nonapplicant on account. waiver now present<br>- Due Diligence Vendor-01/23/2026<br>|  | Compensating Factors<br> Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, 10 years or more in the same line of employment, No<br> credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Reserves >6 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | Yes | 6988256 |
| 1433 |  | D B A | Closed | FCOM4028 | 2026-01-08 09:07 | 2026-01-12 08:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6984542 |
| 1434 |  | D A | Closed | FCOM4028 | 2026-01-07 07:38 | 2026-01-09 08:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/07/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6958232 |
| 1435 |  | D A | Closed | FCOM4028 | 2026-01-07 08:45 | 2026-01-07 14:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/07/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 6960212 |
| 1436 |  | D A | Closed | FCOM4028 | 2026-01-07 09:45 | 2026-01-09 14:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/07/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6961649 |
| 1437 |  | D A | Closed | FCOM4028 | 2026-01-07 08:23 | 2026-01-13 06:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/07/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6959648 |
| 1438 |  | D A | Closed | FCOM4028 | 2026-01-07 10:14 | 2026-01-09 13:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/07/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6963397 |
| 1439 |  | D A | Closed | FCOM4028 | 2026-01-07 09:12 | 2026-01-09 14:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/07/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6960846 |
| 1440 |  | D A | Closed | FCRE9991 | 2026-01-07 13:03 | 2026-01-20 12:18 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DTI updated to 46.93 - Due Diligence Vendor-01/20/2026 <br> Ready for Review-Document Uploaded. Please find the revised docs attached - Buyer-01/20/2026 <br> Open- - DTI should be 46.93%. Approval is 44.70%. PITIA is $[Redacted] + Debts from Credit report of $[Redacted] + negative rents used of $[Redacted] / Income of $[Redacted]= [Redacted]%. - Due Diligence Vendor-01/07/2026 |  | Resolved-DTI updated to 46.93 - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6967416 |
| 1440 |  | D A | Closed | FCRE7805 | 2026-01-07 13:02 | 2026-01-16 09:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Income - Bank Statements | Resolved-Received statements - Due Diligence Vendor-01/16/2026 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-01/16/2026 <br>Open- - missing Sept 2025 bank statement for 12 month bank statement loan program. Sept 2024 present and was used to calculate income - page 95. Income will need to be recalculated upon receipt. - Due Diligence Vendor-01/07/2026 |  | Resolved-Received statements - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6967397 |
| 1440 |  | D A | Closed | FCOM4028 | 2026-01-07 11:26 | 2026-01-12 08:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/07/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6965321 |
| 1441 |  | D B A | Closed | FCOM4028 | 2026-01-07 11:19 | 2026-01-12 12:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/07/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6965091 |
| 1441 |  | D B A | Closed | FCRE1174 | 2026-01-07 14:23 | 2026-01-07 14:23 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master Condo Insurance Policy Partially Provided Master Policy Based on Agreed Value<br> Exception form provided to proceed with master policy based replacement cost <br> Approved With Conditions [Redacted], 0.125 to price<br> Exception form 605 of 802 - Due Diligence Vendor-01/07/2026 |  | Waived-Master Condo Insurance Policy Partially Provided Master Policy Based on Agreed Value<br> Exception form provided to proceed with master policy based replacement cost <br> Approved With Conditions [Redacted], 0.125 to price<br> Exception form 605 of 802 - Due Diligence Vendor-01/07/2026<br>|  | 5 years on current job, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6968888 |
| 1441 |  | D B A | Closed | FCRE1248 | 2026-01-07 14:00 | 2026-01-07 14:00 | Waived | 2 - Non-Material B | Credit | Eligibility | Purchase is not considered to be an Arm's Length Transaction | Waived-Purchase is not considered to be an Arm's Length Transaction Transaction is considered as Non Arm length transaction<br> Exception form is provided to proceed with Non-Arm Transaction<br> Approved With Conditions [Redacted], 0.25 to price<br> Exception form page no 604 of 802 - Due Diligence Vendor-01/07/2026 |  | Waived-Purchase is not considered to be an Arm's Length Transaction Transaction is considered as Non Arm length transaction<br> Exception form is provided to proceed with Non-Arm Transaction<br> Approved With Conditions [Redacted], 0.25 to price<br> Exception form page no 604 of 802 - Due Diligence Vendor-01/07/2026<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, 5 years on current job, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum,<br> Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6968397 |
| 1442 |  | D A | Closed | FCOM4028 | 2026-01-07 11:23 | 2026-01-12 12:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/07/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6965234 |
| 1443 |  | D B A | Closed | FCRE9994 | 2026-01-07 15:10 | 2026-01-28 07:33 | Resolved | 1 - Information C A | Credit | Eligibility | Original LTV (OLTV) does not meet eligibility requirement(s) | Resolved-lender addressed that new looser guidelines were applied since in effect prior to closing - Due Diligence Vendor-01/28/2026 <br>Ready for Review-Document Uploaded. Please find the response from our UW attached - Buyer-01/27/2026 <br>Open-\*Lender used appraisal value instead of prior sales price + improvement which is lower refer pg 14,405 of 420 confirm which guidelines were applied as loan was appllied and locked before the 11/19 change allowing for just a 5% reduction in LTV - Due Diligence Vendor-01/07/2026 |  | Resolved-lender addressed that new looser guidelines were applied since in effect prior to closing - Due Diligence Vendor-01/28/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6969805 |
| 1443 |  | D B A | Closed | FCOM4028 | 2026-01-07 12:17 | 2026-01-12 10:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/07/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6966379 |
| 1443 |  | D B A | Closed | FVAL5474 | 2026-01-07 14:24 | 2026-01-12 09:45 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-\*As per guide 25% single ownership allowed- borrower owns 40%<br> \*Exception is provided to proceed the loan with borrower owns 40%<br> \*Exception is on pg 306 of 420<br> \*Approved With Conditions [Redacted] max, 0.25 to price. DSCR>1 required<br> - Due Diligence Vendor-01/07/2026 |  | Waived-\*As per guide 25% single ownership allowed- borrower owns 40%<br> \*Exception is provided to proceed the loan with borrower owns 40%<br> \*Exception is on pg 306 of 420<br> \*Approved With Conditions [Redacted] max, 0.25 to price. DSCR>1 required<br> - Due Diligence Vendor-01/07/2026<br>|  | \*No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6968914 |
| 1444 |  | D B A | Closed | FCOM4028 | 2026-01-07 12:06 | 2026-01-12 12:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/07/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6966165 |
| 1444 |  | D B A | Closed | FVAL5474 | 2026-01-07 13:22 | 2026-01-07 13:22 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-\*As per guide projects with 21 or more units – 25%<br> \*Exception form is provided to allow single entity ownership 40%<br> \*Approved Conditions [Redacted] LA max, 0.25 to price. DSCR>1 required.<br> \*Exception Form is on pg no 248 of 451<br>- Due Diligence Vendor-01/07/2026 |  | Waived-\*As per guide projects with 21 or more units – 25%<br> \*Exception form is provided to allow single entity ownership 40%<br> \*Approved Conditions [Redacted] LA max, 0.25 to price. DSCR>1 required.<br> \*Exception Form is on pg no 248 of 451<br>- Due Diligence Vendor-01/07/2026 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6967698 |
| 1445 |  | D A | Closed | FCOM4028 | 2026-01-07 07:24 | 2026-01-12 10:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/07/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6957643 |
| 1446 |  | D A | Closed | FCOM4028 | 2026-01-07 09:19 | 2026-01-12 10:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/07/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6960973 |
| 1447 |  | D B A | Closed | FCOM4028 | 2026-01-07 23:42 | 2026-01-09 07:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6975431 |
| 1447 |  | D B A | Closed | FCRE1200 | 2026-01-08 03:20 | 2026-01-08 10:16 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Loan amount $[Redacted] Which is less than Guideline minimum Loan amount $[Redacted], However Exception Form is in the file page on #275- Credit pkg part 2.pdf - Due Diligence Vendor-01/08/2026 |  | Waived-Loan amount $[Redacted] Which is less than Guideline minimum Loan amount $[Redacted], However Exception Form is in the file page on #275- Credit pkg part 2.pdf - Due Diligence Vendor-01/08/2026 |  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2. No mortgage late payments in the last 24 months- No mortgage late payments in past 24 months per CBR Page #264- Credit pkg part 2.pdf<br> 3. No Consumer late payments in the last 24 months- No Consumer late payments in past 24 months, per CBR Page #264- Credit pkg part 2.pdf<br> 4. 5+ years credit history- Oldest tradeline date in CBR page #264- Credit pkg part 2.pdf Report is 03/01/1995. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6976679 |
| 1448 |  | D A | Closed | FVAL1039 | 2026-01-07 15:28 | 2026-01-14 10:06 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-desk review now present - Due Diligence Vendor-01/14/2026 <br>Ready for Review-Document Uploaded. Please see attached CDA. - Buyer-01/13/2026 <br>Open-CU score is 4.2, no AVM or other review in file - Due Diligence Vendor-01/07/2026 |  | Resolved-desk review now present - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6970135 |
| 1448 |  | D A | Closed | FCOM4028 | 2026-01-07 14:28 | 2026-01-12 13:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/07/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6968961 |
| 1449 |  | D B A | Closed | FCRE9991 | 2026-01-08 08:24 | 2026-01-28 11:40 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender updated DSCR and now matches at 1.4 - Due Diligence Vendor-01/28/2026 <br> Ready for Review-Document Uploaded. Please find attached the revised docs - Buyer-01/28/2026 <br> Open-As per lender rental income is $[Redacted], as per 1007 rental income is $[Redacted]. DSCR score is not matching due to rental income. - Due Diligence Vendor-01/08/2026 |  | Resolved-lender updated DSCR and now matches at 1.4 - Due Diligence Vendor-01/28/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6983507 |
| 1449 |  | D B A | Closed | FCOM4028 | 2026-01-07 15:42 | 2026-01-12 13:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/07/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6970433 |
| 1449 |  | D B A | Closed | FVAL5474 | 2026-01-08 08:21 | 2026-01-08 08:21 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-As per guide projects with 5 to 20 units – 2 units<br> Exception form provided Borrower owns 3 units in an [Redacted] unit development<br> Approved With Conditions [Redacted], 0.25 to price, ok with LA <[Redacted]<br> Exception form page no 272 of 287 - Due Diligence Vendor-01/08/2026 |  | Waived-As per guide projects with 5 to 20 units – 2 units<br> Exception form provided Borrower owns 3 units in an [Redacted] unit development<br> Approved With Conditions [Redacted], 0.25 to price, ok with LA <[Redacted]<br> Exception form page no 272 of 287 - Due Diligence Vendor-01/08/2026 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6983426 |
| 1450 |  | D B A | Closed | FCOM4028 | 2026-01-07 13:42 | 2026-01-12 14:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/07/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6968009 |
| 1450 |  | D B A | Closed | FVAL5524 | 2026-01-07 15:16 | 2026-01-07 15:16 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-2-4 Units in a rural area is not allowed<br> Exception is provided to proceed with 2-4 Unit in Rural area<br> Approved With Conditions [Redacted] max, 0.25 to price<br> Exception form page #1 of 326 - Due Diligence Vendor-01/07/2026 |  | Waived-2-4 Units in a rural area is not allowed<br> Exception is provided to proceed with 2-4 Unit in Rural area<br> Approved With Conditions [Redacted] max, 0.25 to price<br> Exception form page #1 of 326 - Due Diligence Vendor-01/07/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6969915 |
| 1451 |  | D B A | Closed | FCRE9991 | 2026-01-08 12:03 | 2026-01-14 14:11 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender updated DTI and is now 10.68 - Due Diligence Vendor-01/14/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/14/2026 <br> Open- - DTI should be 10.68%. Approval is 11.10%. PITIA is $[Redacted] + Debts from Credit report of $[Redacted]/ Income of $[Redacted]= 10.68%. The math on your 1008 is incorrect. All income and debts are correct but the DTI math is not. - Due Diligence Vendor-01/08/2026 |  | Resolved-lender updated DTI and is now 10.68 - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6990896 |
| 1451 |  | D B A | Closed | FCOM4028 | 2026-01-08 10:36 | 2026-01-09 14:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6988891 |
| 1451 |  | D B A | Closed | FVAL4969 | 2026-01-08 12:01 | 2026-01-08 12:01 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 12 months | Waived-Waived-As per guide, \*\*\*\*Guideline states "To be eligible for a cash-out refinance, the subject property must not be listed for sale in the past 6-<br> months prior to application date." <br> \*Exception form is provided to allow Property was listed for sale in the past 12 months<br> \*Approved Conditions: None<br> \*Exception form is on page # 102 of 242, Letter from realtor stating property listed by mistake page 597 of 856 - Due Diligence Vendor-1/08/2026 - Due Diligence Vendor-01/08/2026 |  | Waived-Waived-As per guide, \*\*\*\*Guideline states "To be eligible for a cash-out refinance, the subject property must not be listed for sale in the past 6-<br> months prior to application date." <br> \*Exception form is provided to allow Property was listed for sale in the past 12 months<br> \*Approved Conditions: None<br> \*Exception form is on page # 102 of 242, Letter from realtor stating property listed by mistake page 597 of 856 - Due Diligence Vendor-1/08/2026 - Due Diligence Vendor-01/08/2026<br>|  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6990873 |
| 1451 |  | D B A | Closed | FCRE9387 | 2026-01-08 11:50 | 2026-01-08 11:50 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan amount exceeds maximum allowed per program guidelines | Waived-Waived-As per guide, Guideline Maximum Loan Amount is $[Redacted]<br> \*Exception form is provided to allow with $[Redacted] loan amount<br> \*Approved Conditions: 0.25 to price, [Redacted] max<br> \*Exception form is on page # 101 of 242 - Due Diligence Vendor-1/08/2026 - Due Diligence Vendor-01/08/2026 |  | Waived-Waived-As per guide, Guideline Maximum Loan Amount is $[Redacted]<br> \*Exception form is provided to allow with $[Redacted] loan amount<br> \*Approved Conditions: 0.25 to price, [Redacted] max<br> \*Exception form is on page # 101 of 242 - Due Diligence Vendor-1/08/2026 - Due Diligence Vendor-01/08/2026 |  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6990603 |
| 1452 |  | D A B | Closed | FCOM3075 | 2026-01-08 04:58 | 2026-01-14 14:13 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing US Patriot Act Disclosure or the document is incomplete | Resolved-now present - Due Diligence Vendor-01/14/2026 <br>Ready for Review-Document Uploaded. Please see attached patriot act form. - Buyer-01/14/2026 <br>Open-Patriot Act Disclosure is 'Missing'. Missing US Patriot Act Disclosure or the document is incomplete. - Due Diligence Vendor-01/08/2026 |  | Resolved-now present - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6977440 |
| 1452 |  | D A B | Closed | FCOM4028 | 2026-01-08 03:51 | 2026-01-12 11:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6976873 |
| 1453 |  | D A | Closed | FCOM4028 | 2026-01-07 14:16 | 2026-01-12 14:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/07/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6968715 |
| 1454 |  | D A | Closed | FCOM4028 | 2026-01-08 07:03 | 2026-01-12 14:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6979949 |
| 1455 |  | D A | Closed | FVAL1039 | 2026-01-08 07:05 | 2026-01-14 14:19 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-AVM now present - Due Diligence Vendor-01/14/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/14/2026 <br>Open-No review product found in file - Due Diligence Vendor-01/08/2026 |  | Resolved-AVM now present - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6980005 |
| 1455 |  | D A | Closed | FCOM4028 | 2026-01-08 06:34 | 2026-01-09 14:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6979576 |
| 1456 |  | D A | Closed | FCRE1183 | 2026-01-08 11:40 | 2026-01-14 10:25 | Resolved | 1 - Information B A | Credit | Missing Doc | Approval/Underwriting Summary Partially Provided | Resolved-now present - Due Diligence Vendor-01/14/2026 <br>Ready for Review-Document Uploaded. Please see attached 1008 and approval letter. - Buyer-01/13/2026 <br>Open-1008 document is missing<br> - Due Diligence Vendor-01/08/2026 |  | Resolved-now present - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6990363 |
| 1456 |  | D A | Closed | FCOM4028 | 2026-01-08 10:18 | 2026-01-12 15:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6988477 |
| 1457 |  | D A | Closed | FCOM4028 | 2026-01-08 05:40 | 2026-01-09 14:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6978915 |
| 1458 |  | D A | Closed | FCOM4028 | 2026-01-08 08:04 | 2026-01-09 15:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6982729 |
| 1459 |  | D A | Closed | FCOM4028 | 2026-01-08 08:21 | 2026-01-09 14:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6983446 |
| 1460 |  | D A | Closed | FCRE4104 | 2026-01-08 12:31 | 2026-01-15 10:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing explanation and supporting documentation for large deposit(s) | Resolved-donor wire now present - Due Diligence Vendor-01/15/2026 <br> Ready for Review-Document Uploaded. Please see attached wire for gift funds. - Buyer-01/14/2026 <br> Open-Missing copy of wire for $[Redacted] gift funds at close - Due Diligence Vendor-01/13/2026 |  | Resolved-donor wire now present - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6991513 |
| 1460 |  | D A | Closed | FCRE1501 | 2026-01-08 12:30 | 2026-01-13 13:42 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-01/13/2026 <br> Open-Total Qualified Assets for Reserves Post-Close of $[Redacted] is less than Total Required Reserve Amount of $[Redacted] Sufficient assets not provided in file due to no proof of gift deposit to escrow - Due Diligence Vendor-01/08/2026 |  | Resolved-Total Qualified Assets for Reserves Post-Close of $57637.64 is equal to or greater than Total Required Reserve Amount of $9756.36 - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6991499 |
| 1460 |  | D A | Closed | FCOM4028 | 2026-01-08 09:56 | 2026-01-13 06:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6987911 |
| 1461 |  | D A | Closed | FCOM4028 | 2026-01-08 07:01 | 2026-01-12 12:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6979904 |
| 1462 |  | D A | Closed | FCOM4028 | 2026-01-08 07:40 | 2026-01-12 14:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6980965 |
| 1463 |  | D A | Closed | FCOM4028 | 2026-01-08 03:04 | 2026-01-09 14:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6976613 |
| 1464 |  | D A | Closed | FCRE9991 | 2026-01-08 10:04 | 2026-01-21 08:47 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR updated to reflect .81 - Due Diligence Vendor-01/21/2026 <br> Ready for Review-Document Uploaded. Our DSCR is 0.81 .We used STR [Redacted] .<br> [Redacted][Redacted]%/ PITIA[Redacted] =0.81 - Buyer-01/20/2026 <br> Open-DSCR score is off by 0.077 Lender Score is 0.733<br> - Document in file 1007 Pg. no 583 of 1181 rent $[Redacted], [Redacted] page no 1 of 216 rent $[Redacted] <br> - DSCR score is off as lender considered 1007 for Rent instead of [Redacted] document.<br> - DSCR score should be Rent /PITIA $[Redacted] = 0.810. - Due Diligence Vendor-01/08/2026 |  | Resolved-DSCR updated to reflect .81 - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6988133 |
| 1464 |  | D A | Closed | FCOM4028 | 2026-01-08 07:49 | 2026-01-12 15:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6981177 |
| 1465 |  | D A | Closed | FCOM4028 | 2026-01-07 16:10 | 2026-01-12 15:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/07/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6970797 |
| 1466 |  | D A | Closed | FCOM4028 | 2026-01-08 21:24 | 2026-01-13 10:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6998928 |
| 1467 |  | D A | Closed | FCRE3876 | 2026-01-09 09:41 | 2026-01-15 10:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Title E&O Policy Missing or Expired | Resolved-updated E&O now present - Due Diligence Vendor-01/15/2026 <br>Ready for Review-Document Uploaded. Please see the attached email from the UW1. Per UW1 "In the policy E & O coverage is already in effective and it is not expired. So we are good with that." - Buyer-01/14/2026 <br>Open-Title O&E Policy is Missing or Expired policy in file expired - Due Diligence Vendor-01/09/2026 |  | Resolved-updated E&O now present - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7009639 |
| 1467 |  | D A | Closed | FCOM4028 | 2026-01-09 06:48 | 2026-01-13 16:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7002678 |
| 1468 |  | D A | Closed | FCOM4028 | 2026-01-08 23:58 | 2026-01-13 15:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6999568 |
| 1469 |  | D A | Closed | FCOM4028 | 2026-01-09 10:02 | 2026-01-13 14:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7010416 |
| 1470 |  | D A | Closed | FCOM4028 | 2026-01-09 07:29 | 2026-01-12 14:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7003596 |
| 1471 |  | D A | Closed | FCOM4028 | 2026-01-08 20:44 | 2026-01-13 15:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6998656 |
| 1472 |  | D A | Closed | FCOM4028 | 2026-01-08 09:25 | 2026-01-12 13:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6986859 |
| 1473 |  | D B A | Closed | FCOM4028 | 2026-01-08 11:17 | 2026-01-14 06:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6989874 |
| 1473 |  | D B A | Closed | FPRO1136 | 2026-01-08 12:21 | 2026-01-08 12:21 | Waived | 2 - Non-Material B | Property | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Waived-Primary Value Subject Property Appraisal is not on an As-Is Basis Exception for appraisal being subject to without completion report<br>approved with conditions of [Redacted] max & 0.25 to price<br>Waiver on page 17 of 138 - Due Diligence Vendor-01/08/2026 |  | Waived-Primary Value Subject Property Appraisal is not on an As-Is Basis Exception for appraisal being subject to without completion report<br>approved with conditions of [Redacted] max & 0.25 to price<br>Waiver on page 17 of 138 - Due Diligence Vendor-01/08/2026<br>|  | Revolving debt is under 30%, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6991247 |
| 1473 |  | D B A | Closed | FCRE6019 | 2026-01-08 12:13 | 2026-01-08 12:13 | Waived | 2 - Non-Material B | Credit | Missing Doc | Citizenship Documentation Not Provided | Waived-Finding for EAD Card expired and no other non residence identification located in file + business in operation for less than 2 years<br>Approved with conditoins of [Redacted] Max and 0.25 to price<br>Waiver on page 16 of 138 - Due Diligence Vendor-01/08/2026 |  | Waived-Finding for EAD Card expired and no other non residence identification located in file + business in operation for less than 2 years<br>Approved with conditoins of [Redacted] Max and 0.25 to price<br>Waiver on page 16 of 138 - Due Diligence Vendor-01/08/2026<br>|  | Revolving debt is under 30%, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6991099 |
| 1474 |  | D B A | Closed | FCOM4028 | 2026-01-09 12:15 | 2026-01-13 16:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7012991 |
| 1474 |  | D B A | Closed | FCRE1228 | 2026-01-09 13:36 | 2026-01-09 13:36 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-exceeds max of 4 NSF<br> pg 9 - Due Diligence Vendor-01/09/2026 |  | Waived-exceeds max of 4 NSF<br> pg 9 - Due Diligence Vendor-01/09/2026<br>|  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past<br> 40 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points<br> than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7014785 |
| 1475 |  | D B A | Closed | FCRE6911 | 2026-01-11 05:13 | 2026-01-15 10:10 | Resolved | 1 - Information A | Credit | Eligibility | Audited DTI exceeds 3% difference from Originator DTI | Resolved-TPR accepts lender account of duplicate trade not included and has removed. DTI now matches - Due Diligence Vendor-01/15/2026 <br> Ready for Review-Document Uploaded. Please see the attached UW email. Per UW "[Redacted] account is a duplicate account [Redacted] is reporting it separately from [Redacted] and [Redacted]. Tradeline was marked as a duplicate." - Buyer-01/14/2026 <br> Open-Audited DTI 46.20% not matching with Originator DTI 45.64% with variance 0.56.<br> Lender not considered revolving Tradeline with balance $[Redacted] for DTI calculation. Please provide supporting document to verify current activeness of the tradeline. - Due Diligence Vendor-01/11/2026 |  | Resolved-TPR accepts lender account of duplicate trade not included and has removed. DTI now matches - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7025668 |
| 1475 |  | D B A | Closed | FCOM4028 | 2026-01-08 23:30 | 2026-01-13 14:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6999399 |
| 1475 |  | D B A | Closed | FCRE1437 | 2026-01-09 02:11 | 2026-01-11 04:43 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-Income and Employment Do Not Meet Guidelines Borrower income flow is not stable which is not allowed per Guidelines - No deposits for February month in Borrower's Personal Bank Statement from which income is qualified. Verified the same from LOE in page #839, Statement in page #708, Worksheet in page #638. Exception in page#147_[Redacted] Credit Package 2.pdf - Due Diligence Vendor-01/09/2026 |  | Waived-Income and Employment Do Not Meet Guidelines Borrower income flow is not stable which is not allowed per Guidelines - No deposits for February month in Borrower's Personal Bank Statement from which income is qualified. Verified the same from LOE in page #839, Statement in page #708, Worksheet in page #638. Exception in page#147_[Redacted] Credit Package 2.pdf - Due Diligence Vendor-01/09/2026 |  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No consumer late payments in the last 24 months - No Consumer late payments in CBR Page #107_Huynh Credit Package 2.pdf<br> Credit score >40 points than minimum required - Guideline Min FICO 640 and Qualifying FICO 774 variance is 104> 40 points<br> Borrower contribution exceeds requirement >=5% - Borrower contribution is nearly 9.45% | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7000036 |
| 1476 |  | D A | Closed | FCOM4028 | 2026-01-08 11:43 | 2026-01-13 12:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6990449 |
| 1477 |  | D A | Closed | FCOM4028 | 2026-01-08 13:11 | 2026-01-12 14:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6992272 |
| 1478 |  | D A | Closed | FCOM4028 | 2026-01-08 12:55 | 2026-01-13 16:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6991970 |
| 1479 |  | D A | Closed | FCOM4028 | 2026-01-08 13:17 | 2026-01-12 15:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 6992358 |
| 1480 |  | D B A | Closed | FCOM4028 | 2026-01-08 13:24 | 2026-01-13 12:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6992472 |
| 1480 |  | D B A | Closed | FCRE1174 | 2026-01-08 15:26 | 2026-01-13 12:42 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-As per Guide building ordinance or inflation guard should be in master policy.<br> Exception provided to proceeds with not include building ordinance/infl guard in master policy<br> Approved With Conditions 0.25 to price<br> Exception form is on page #8 of 239 - Due Diligence Vendor-01/08/2026 |  | Waived-As per Guide building ordinance or inflation guard should be in master policy.<br> Exception provided to proceeds with not include building ordinance/infl guard in master policy<br> Approved With Conditions 0.25 to price<br> Exception form is on page #8 of 239 - Due Diligence Vendor-01/08/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6994559 |
| 1481 |  | D B A | Closed | FCOM4028 | 2026-01-09 01:35 | 2026-01-13 11:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6999950 |
| 1481 |  | D B A | Closed | FCRE1200 | 2026-01-09 02:59 | 2026-01-10 08:15 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Loan amount $[Redacted] less than Guideline Minimum Loan Amount $[Redacted] - mixed use property, however Exception Form is in the file page no #15- [Redacted] part 2.pdf - Due Diligence Vendor-01/09/2026 |  | Waived-Loan amount $[Redacted] less than Guideline Minimum Loan Amount $[Redacted] - mixed use property, however Exception Form is in the file page no #15- [Redacted] part 2.pdf - Due Diligence Vendor-01/09/2026 |  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2. No mortgage late payments in the last 24 months- No mortgage late payments in past 24 months per CBR Page #173- Gencarelli part 2.pdf,<br> 3. 5+ years credit history- Oldest tradeline date in CBR page #173- Gencarelli part 2.pdf is 06/01/1990,<br> 4. Credit score >40 points than minimum required- Audited FICO Score is 764, Guideline Maximum FICO Score is 680 difference is 84, Which is Greater than 40 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7000299 |
| 1482 |  | D A | Closed | FCRE1491 | 2026-01-09 07:44 | 2026-01-14 14:21 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-donor wire now present - Due Diligence Vendor-01/14/2026 <br> Ready for Review-Document Uploaded. Please see the attached wire from title for the gift funds. - Buyer-01/14/2026 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Gift on CD $[Redacted] Source document is missing in file<br> Note : Gift lox on pagee#65 of 469 - Due Diligence Vendor-01/09/2026 |  | Resolved-donor wire now present - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7004601 |
| 1482 |  | D A | Closed | FCOM4028 | 2026-01-08 14:31 | 2026-01-12 16:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6993680 |
| 1483 |  | D A | Closed | FCOM1233 | 2026-01-09 04:01 | 2026-01-14 14:23 | Resolved | 1 - Information B A | Credit | Eligibility | The Final 1003 is Incomplete | Resolved-final 1003 now present - Due Diligence Vendor-01/14/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/14/2026 <br>Open-The Final 1003 is Incomplete pages 2,3,4&7 is missing. Per now, Considered indications from initial 1003. - Due Diligence Vendor-01/09/2026 |  | Resolved-final 1003 now present - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7000711 |
| 1483 |  | D A | Closed | FCOM4028 | 2026-01-09 03:47 | 2026-01-13 10:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7000624 |
| 1484 |  | D A | Closed | FCOM4028 | 2026-01-08 13:16 | 2026-01-13 12:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6992342 |
| 1485 |  | D A | Closed | FCRE6019 | 2026-01-08 13:53 | 2026-01-21 13:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-now present - Due Diligence Vendor-01/21/2026 <br>Ready for Review-Document Uploaded. Please review uploaded employment authorization card.borrower is nonresident alien - Buyer-01/21/2026 <br>Open-missing non permanent resident identification for borrower 1 - Due Diligence Vendor-01/08/2026 |  | Resolved-now present - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6993021 |
| 1485 |  | D A | Closed | FCOM4028 | 2026-01-08 13:07 | 2026-01-13 12:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6992188 |
| 1486 |  | D A | Closed | FCOM4028 | 2026-01-08 13:17 | 2026-01-14 14:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6992347 |
| 1487 |  | D A C | Closed | FVAL1039 | 2026-01-09 08:42 | 2026-01-22 10:04 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-avm now present - Due Diligence Vendor-01/22/2026 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-01/22/2026 <br>Open- - missing AVM. CU scores 4.5 and 2.7. - Due Diligence Vendor-01/09/2026 |  | Resolved-avm now present - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | N/A | N/A | 7007160 |
| 1487 |  | D A C | Closed | FCOM4028 | 2026-01-09 08:05 | 2026-01-13 14:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | N/A | N/A | 7005357 |
| 1488 |  | D B A | Closed | FCOM4028 | 2026-01-09 07:19 | 2026-01-12 16:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7003289 |
| 1488 |  | D B A | Closed | FCRE2828 | 2026-01-09 10:26 | 2026-01-09 10:45 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Modification and Program Does Not Allow This | Waived-\*As per guide 48 months of seasoning is required for modification<br> \*Exception is provided to proceed the loan Allow to pay off 2nd lien with maturity date as of [Redacted] and not meeting 12m seasoning requirement<br> \*Exception is on pg 108 of 150 <br> \*Approved With Conditions 0.25 to price<br>- Due Diligence Vendor-01/09/2026 |  | Waived-\*As per guide 48 months of seasoning is required for modification<br> \*Exception is provided to proceed the loan Allow to pay off 2nd lien with maturity date as of [Redacted] and not meeting 12m seasoning requirement<br> \*Exception is on pg 108 of 150 <br> \*Approved With Conditions 0.25 to price<br>- Due Diligence Vendor-01/09/2026 |  | \*Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No consumer late payments in the last 24 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 7010913 |
| 1489 |  | D A | Closed | FCOM4028 | 2026-01-09 07:56 | 2026-01-13 14:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7005048 |
| 1490 |  | D A | Closed | FCOM4028 | 2026-01-09 06:25 | 2026-01-13 14:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7002334 |
| 1491 |  | D A | Closed | FCOM4028 | 2026-01-08 14:45 | 2026-01-13 15:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6993914 |
| 1492 |  | D A | Closed | FVAL1039 | 2026-01-12 08:40 | 2026-01-15 10:12 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-desk review now present - Due Diligence Vendor-01/15/2026 <br> Ready for Review-Document Uploaded. Please see attached CDA. - Buyer-01/14/2026 <br> Open-Please provide valid secondary valuation report as SSR report in page #483 & 485_[Redacted] 1.pdf reflects CU score more than 2.5. - Due Diligence Vendor-01/12/2026 |  | Resolved-desk review now present - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7041430 |
| 1492 |  | D A | Closed | FCOM4028 | 2026-01-12 07:32 | 2026-01-13 14:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/12/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7036743 |
| 1493 |  | D A | Closed | FCRE9991 | 2026-01-09 12:36 | 2026-01-21 09:10 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender accepts TPR DTI as is within tolerance - Due Diligence Vendor-01/21/2026 <br> Ready for Review-DTI is with in tollerance - Buyer-01/20/2026 <br> Open-DTI is off by 1.01% Lender DTI is 46.914%, TPR DTI is 45.51% 1 . Unable to Identity lender DTI calc as the math on the 1008 supports 45.51%. Unclear where 46.91 came from Subject PITI is $[Redacted] DTI should $[Redacted]+360/[Redacted] = [Redacted] - Due Diligence Vendor-01/09/2026 |  | Resolved-lender accepts TPR DTI as is within tolerance - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7013463 |
| 1493 |  | D A | Closed | FCOM4028 | 2026-01-09 08:57 | 2026-01-13 06:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7007583 |
| 1494 |  | D A | Closed | FCOM4028 | 2026-01-09 08:57 | 2026-01-13 15:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7007567 |
| 1495 |  | D A | Closed | FCOM4028 | 2026-01-12 08:05 | 2026-01-13 09:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7037749 |
| 1496 |  | D A | Closed | FCOM4028 | 2026-01-09 06:54 | 2026-01-12 16:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7002776 |
| 1497 |  | D A | Closed | FCOM4028 | 2026-01-09 09:00 | 2026-01-13 15:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7007662 |
| 1498 |  | D A | Closed | FCOM4028 | 2026-01-09 10:34 | 2026-01-13 14:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7011077 |
| 1499 |  | D A | Closed | FCOM4028 | 2026-01-09 12:24 | 2026-01-12 14:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7013194 |
| 1500 |  | D A | Closed | FCOM4028 | 2026-01-09 07:32 | 2026-01-12 14:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7004019 |
| 1501 |  | D A | Closed | FCOM4028 | 2026-01-09 09:34 | 2026-01-13 14:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7009503 |
| 1502 |  | D A | Closed | FCOM4028 | 2026-01-12 00:44 | 2026-01-14 07:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7029855 |
| 1503 |  | D B A | Closed | FCOM4028 | 2026-01-12 07:18 | 2026-01-13 14:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7036346 |
| 1503 |  | D B A | Closed | FVAL5474 | 2026-01-12 09:38 | 2026-01-13 14:38 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-\*As per guide, The budget provides for the funding of replacement reserves for capital expenditures and deferred maintenance that is at least 8% of the budget.<br> \*Exception is provided to proceed the loan with Budget: no reserve 2025. Reserve balance 13%<br> \*Exception is on pg 2 of 213<br> \*Approved With Conditions [Redacted] max, 0.25 to price - Due Diligence Vendor-01/12/2026 |  | Waived-\*As per guide, The budget provides for the funding of replacement reserves for capital expenditures and deferred maintenance that is at least 8% of the budget.<br> \*Exception is provided to proceed the loan with Budget: no reserve 2025. Reserve balance 13%<br> \*Exception is on pg 2 of 213<br> \*Approved With Conditions [Redacted] max, 0.25 to price - Due Diligence Vendor-01/12/2026<br>|  | \*Revolving debt is under 30%, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7044204 |
| 1504 |  | D B A | Closed | FCOM4028 | 2026-01-12 07:46 | 2026-01-13 15:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7037202 |
| 1504 |  | D B A | Closed | FCRE1437 | 2026-01-12 09:50 | 2026-01-13 15:14 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-\*Exception form is provided to allow 1-year full doc for 2nd lien<br> \*Exception Form is on pg no 483 of 640<br> \*Approved as is<br> - Due Diligence Vendor-01/12/2026 |  | Waived-\*Exception form is provided to allow 1-year full doc for 2nd lien<br> \*Exception Form is on pg no 483 of 640<br> \*Approved as is<br> - Due Diligence Vendor-01/12/2026<br>|  | 5 years on current job, Residual income >=3000$, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required<br>| [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7044415 |
| 1505 |  | D A | Closed | FCOM4028 | 2026-01-11 21:09 | 2026-01-13 13:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7028341 |
| 1506 |  | D A | Closed | FCRE1226 | 2026-01-12 16:15 | 2026-01-15 10:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Appraisal Transfer documentation is incomplete or partial | Resolved-appr transfer docs now present - Due Diligence Vendor-01/15/2026 <br>Ready for Review-Document Uploaded. Please see attached AVM. - Buyer-01/14/2026 <br>Open-missing AVM For appraisal transfer to lender - Due Diligence Vendor-01/12/2026 |  | Resolved-appr transfer docs now present - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7051435 |
| 1506 |  | D A | Closed | FCOM4028 | 2026-01-12 14:56 | 2026-01-13 13:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7050744 |
| 1507 |  | D A | Closed | FCRE4963 | 2026-01-12 13:40 | 2026-01-15 15:37 | Resolved | 1 - Information C A | Credit | Debt | No evidence of required debt payoff | Resolved-Accept underwriter explanation. - Due Diligence Vendor-01/15/2026 <br> Ready for Review-IRS Tax Installment –This is not in our procedure to ask for IRS taxes owed unless it shows as a deduction in the bank statements/delinquent. Simply because there's a balance owed on the 1040s with no evidence of delinquency, we are not required to ask.<br> Life insurance – We don't add 401k loans or life insurance distributions to DTI given that it's a loan against the borrower's own collateral. - Buyer-01/15/2026 <br> Open-2 ITEMS need addressed. 1. IRS tax payment plan is shown for 2024 (Pg 52) but the transcript pulled 12/16/2025 (pg 435) shows it is still due. need proof IRS tax payments were made and no balance. 2. Need proof that payments on Life Ins loans- $[Redacted] and $[Redacted] are zero. Processor said they are not borrowed funds (pg 56) the actual documents from [Redacted] both state they are loans. Need proof there are no payments needed or add payments in. (pg 58 and 52). Also the bank statement after the Life Ins loan deposits have a payment made to [Redacted] for $[Redacted](pg 55). not sure if this is a payment? - Due Diligence Vendor-01/12/2026 |  | Resolved-Accept underwriter explanation. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7049390 |
| 1507 |  | D A | Closed | FCOM4028 | 2026-01-12 12:31 | 2026-01-13 09:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7048040 |
| 1508 |  | D A | Closed | FVAL1039 | 2026-01-09 14:20 | 2026-01-20 13:11 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-avm now present - Due Diligence Vendor-01/20/2026 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-01/20/2026 <br>Open-CU score is 0 and secondary valuation doc is missing in file Refer pg.# 41 & 43 of 133 - Due Diligence Vendor-01/09/2026 |  | Resolved-avm now present - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7015929 |
| 1508 |  | D A | Closed | FCOM4028 | 2026-01-09 12:09 | 2026-01-13 14:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7012842 |
| 1509 |  | D A | Closed | FCOM4028 | 2026-01-12 00:02 | 2026-01-13 13:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7029631 |
| 1510 |  | D A | Closed | FCOM4028 | 2026-01-12 08:47 | 2026-01-13 13:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7041577 |
| 1511 |  | D A | Closed | FCOM4028 | 2026-01-12 04:49 | 2026-01-13 07:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7032304 |
| 1512 |  | D B A C | Closed | FVAL5472 | 2026-01-09 10:04 | 2026-01-15 15:38 | Waived | 2 - Non-Material C B | Property | Property | Property or house size is outside of guidelines | Waived-Exception to allow unit less than 500 sq ft - Due Diligence Vendor-01/15/2026 <br>Ready for Review-Document Uploaded. Please see attached exception form and updated lock. - Buyer-01/15/2026 <br>Open-Property: Per Guide, Gross living area should be minimum or above 500 square feet<br> Unit#2 Gross living area 490 square feet refer page#22 of 364 - Due Diligence Vendor-01/09/2026 |  | Waived-Exception to allow unit less than 500 sq ft - Due Diligence Vendor-01/15/2026<br>|  | No credit events past 40 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Post-Close | Yes | 7010453 |
| 1512 |  | D B A C | Closed | FCOM4028 | 2026-01-09 08:46 | 2026-01-09 13:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7007262 |
| 1513 |  | D A | Closed | FCOM4028 | 2026-01-12 06:52 | 2026-01-13 16:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7034564 |
| 1514 |  | D A | Closed | FCOM4028 | 2026-01-09 12:15 | 2026-01-14 12:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7012987 |
| 1515 |  | D A | Closed | FCOM4028 | 2026-01-09 14:18 | 2026-01-14 08:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7015892 |
| 1516 |  | D A | Closed | FCOM4028 | 2026-01-12 03:23 | 2026-01-13 16:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7030955 |
| 1517 |  | D B A | Closed | FCOM4028 | 2026-01-09 10:50 | 2026-01-13 10:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7011444 |
| 1517 |  | D B A | Closed | FCRE1440 | 2026-01-09 11:18 | 2026-01-09 11:18 | Waived | 2 - Non-Material B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Housing History Does Not Meet Guideline Requirements Waived-As per guide, Guideline Mortgage Housing rating for Superprime is 0x30 last 12 months.<br> \*Exception form is provided to allow conflicting data. Pay history(page 428) reflects a rolling 30 from servicer;however, VOM reflects 0x30 (page 442). Transfer / servicing issue.<br> \*Approved Conditions: [Redacted] max, 0.25 to price.<br> \*Exception form is on page # 14 of 152 - Due Diligence Vendor-01/09/2026 - Due Diligence Vendor-01/09/2026 |  | Waived-Housing History Does Not Meet Guideline Requirements Waived-As per guide, Guideline Mortgage Housing rating for Superprime is 0x30 last 12 months.<br> \*Exception form is provided to allow conflicting data. Pay history(page 428) reflects a rolling 30 from servicer;however, VOM reflects 0x30 (page 442). Transfer / servicing issue.<br> \*Approved Conditions: [Redacted] max, 0.25 to price.<br> \*Exception form is on page # 14 of 152 - Due Diligence Vendor-01/09/2026 - Due Diligence Vendor-01/09/2026<br>|  | 5 years on current job, Residual income >=$3000, 10 years or more in the same line of employment, No credit events past 40 months, 5+years credit history. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7011918 |
| 1518 |  | D B A | Closed | FCOM4028 | 2026-01-09 13:51 | 2026-01-13 11:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7015168 |
| 1518 |  | D B A | Closed | FCRE1200 | 2026-01-09 15:05 | 2026-01-09 15:05 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-\*As per guide property is condo minimum loan amount [Redacted] is required<br> \*Exception form is provided to allow loan amount < $[Redacted]<br> \*Approved Conditions 0.25 to price, DSCR>1.2 required<br> \*Exception Form is on pg no 1 of 134<br> - Due Diligence Vendor-01/09/2026 |  | Waived-\*As per guide property is condo minimum loan amount [Redacted] is required<br> \*Exception form is provided to allow loan amount < $[Redacted]<br> \*Approved Conditions 0.25 to price, DSCR>1.2 required<br> \*Exception Form is on pg no 1 of 134<br> - Due Diligence Vendor-01/09/2026 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 6+ years credit history, very good DSCR ratio | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7016891 |
| 1519 |  | D A | Closed | FCOM4028 | 2026-01-09 14:11 | 2026-01-14 06:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7015714 |
| 1520 |  | D B C A | Closed | 2260 | 2026-01-14 13:02 | 2026-01-22 10:26 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-none per lender - Due Diligence Vendor-01/22/2026 <br> Ready for Review-No PPP as per lock form - Buyer-01/22/2026 <br> Open-Maximum prepayment penalty period is 3 years in [Redacted]. Confirm prepayment<br> - Due Diligence Vendor-01/14/2026 |  | Resolved-none per lender - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7093380 |
| 1520 |  | D B C A | Closed | FCOM4028 | 2026-01-13 07:36 | 2026-01-14 13:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7060352 |
| 1520 |  | D B C A | Closed | FCRE1254 | 2026-01-13 09:56 | 2026-01-14 13:21 | Waived | 2 - Non-Material B | Credit | Title | Property Title Issue | Waived-Exception is provided to allow a contract for deed on this investment transaction.<br> Approved With Conditions [Redacted] MAX & 0.25 to price<br> Exception Form in on page #1 of 144<br> - Due Diligence Vendor-01/13/2026 |  | Waived-Exception is provided to allow a contract for deed on this investment transaction.<br> Approved With Conditions [Redacted] MAX & 0.25 to price<br> Exception Form in on page #1 of 144<br> - Due Diligence Vendor-01/13/2026<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, 5 years on current job, DTI >=10%lower than loan program, | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 7066075 |
| 1521 |  | D A | Closed | FCOM4028 | 2026-01-12 11:26 | 2026-01-14 06:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7046562 |
| 1522 |  | D A | Closed | FCOM4028 | 2026-01-12 07:03 | 2026-01-14 06:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/12/2026 |  | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7035318 |
| 1523 |  | D A | Closed | FCOM4028 | 2026-01-12 09:20 | 2026-01-13 13:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7043762 |
| 1524 |  | D A | Closed | FVAL1039 | 2026-01-10 12:28 | 2026-01-14 14:38 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-AVM now present - Due Diligence Vendor-01/14/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/14/2026 <br>Open-no review products in file, no cu score - Due Diligence Vendor-01/10/2026 |  | Resolved-AVM now present - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7023941 |
| 1524 |  | D A | Closed | FCOM4028 | 2026-01-10 09:36 | 2026-01-13 11:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/10/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7023540 |
| 1525 |  | D A | Closed | FCOM9970 | 2026-01-11 17:24 | 2026-01-14 15:57 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Compliance Documentation Unable to Test Compliance | Resolved-Documents provided are acceptable. - Due Diligence Vendor-01/14/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/14/2026 <br>Open-Missing final TIL and/or other documentation necessary to run Compliance Testing. Unable to test Compliance without the missing initial Closing Disclosure. - Due Diligence Vendor-01/12/2026 |  | Resolved-Documents provided are acceptable. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7027599 |
| 1525 |  | D A | Closed | FCOM5814 | 2026-01-11 17:23 | 2026-01-14 15:56 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-This is acceptable. - Due Diligence Vendor-01/14/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/14/2026 <br>Open-Provide the missing initial Closing Disclosure. - Due Diligence Vendor-01/12/2026 |  | Resolved-This is acceptable. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7027598 |
| 1525 |  | D A | Closed | FCOM4028 | 2026-01-11 12:11 | 2026-01-13 11:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/11/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7026962 |
| 1526 |  | D A | Closed | FCOM4028 | 2026-01-12 10:11 | 2026-01-14 09:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/12/2026 |  | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7044896 |
| 1527 |  | D A | Closed | FCOM9970 | 2026-01-12 15:01 | 2026-01-15 16:08 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Compliance Documentation Unable to Test Compliance | Resolved-Documents provided are acceptable. - Due Diligence Vendor-01/15/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/15/2026 <br>Open-Missing final TIL and/or other documentation necessary to run Compliance Testing. Unable to complete Compliance testing without the missing initial Closing Disclosure. - Due Diligence Vendor-01/12/2026 |  | Resolved-Documents provided are acceptable. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7050813 |
| 1527 |  | D A | Closed | FCOM5814 | 2026-01-12 15:01 | 2026-01-15 16:07 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-Documents provided are acceptable. - Due Diligence Vendor-01/15/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/15/2026 <br>Open-Provide the missing initial Closing Disclosure. - Due Diligence Vendor-01/12/2026 |  | Resolved-Documents provided are acceptable. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7050804 |
| 1527 |  | D A | Closed | FCRE1226 | 2026-01-12 14:14 | 2026-01-15 15:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Appraisal Transfer documentation is incomplete or partial | Resolved-Received desk review that supports - Due Diligence Vendor-01/15/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/15/2026 <br>Open-Secondary appraisal document is missing - Due Diligence Vendor-01/12/2026 |  | Resolved-Received desk review that supports - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7049983 |
| 1527 |  | D A | Closed | FCOM4028 | 2026-01-12 10:27 | 2026-01-14 09:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7045274 |
| 1528 |  | D A | Closed | FCOM4028 | 2026-01-12 10:14 | 2026-01-14 10:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7044928 |
| 1529 |  | D A | Closed | FCRE1226 | 2026-01-13 09:35 | 2026-01-22 10:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Appraisal Transfer documentation is incomplete or partial | Resolved-appr transfer value support now present - Due Diligence Vendor-01/22/2026 <br>Ready for Review-Document Uploaded. Please review uploaded AVM - Buyer-01/21/2026 <br>Open-Need supporting secondary valuation doc as we have appraisal transfer in file - Due Diligence Vendor-01/13/2026 |  | Resolved-appr transfer value support now present - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7065505 |
| 1529 |  | D A | Closed | FCOM4028 | 2026-01-13 06:34 | 2026-01-14 12:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7058705 |
| 1530 |  | D A | Closed | FCOM4028 | 2026-01-13 07:12 | 2026-01-14 20:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7059680 |
| 1531 |  | D A | Closed | FCOM4028 | 2026-01-13 06:55 | 2026-01-14 16:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7059285 |
| 1532 |  | D A | Closed | FCOM4028 | 2026-01-12 13:35 | 2026-01-13 12:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7049323 |
| 1533 |  | D A | Closed | FCOM4028 | 2026-01-12 13:32 | 2026-01-14 20:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7049256 |
| 1534 |  | D B A | Closed | FCOM4028 | 2026-01-12 06:26 | 2026-01-13 12:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7033968 |
| 1534 |  | D B A | Closed | FVAL9739 | 2026-01-12 07:05 | 2026-01-13 12:04 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Exception for comparable being located 4 miles outside of subject<br>Approved with conditions of [Redacted] Max and 0.25 to price<br>Waiver on page 19 of 116 - Due Diligence Vendor-01/12/2026 |  | Waived-Exception for comparable being located 4 miles outside of subject<br>Approved with conditions of [Redacted] Max and 0.25 to price<br>Waiver on page 19 of 116 - Due Diligence Vendor-01/12/2026<br>|  | Revolving debt is under 30%, DTI >=10% lower than loan program, No credit events past 40 months | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7035535 |
| 1535 |  | D A | Closed | FCOM4028 | 2026-01-13 05:37 | 2026-01-14 14:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7057482 |
| 1536 |  | D B A | Closed | FCOM4028 | 2026-01-13 07:17 | 2026-01-14 14:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7059810 |
| 1536 |  | D B A | Closed | FVAL5474 | 2026-01-14 14:50 | 2026-01-14 14:50 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Waived-As per guide, Condo projects may not have mandatory upfront or periodic membership fees.<br> \*Exception form is provided to allow mandatory 3rd party membership fees for the condo project.<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page # 366 of 375 - Due Diligence Vendor-01/13/2026 - Due Diligence Vendor-01/14/2026 |  | Waived-Waived-As per guide, Condo projects may not have mandatory upfront or periodic membership fees.<br> \*Exception form is provided to allow mandatory 3rd party membership fees for the condo project.<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page # 366 of 375 - Due Diligence Vendor-01/13/2026 - Due Diligence Vendor-01/14/2026<br>|  | No credit events past 40 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7095536 |
| 1537 |  | D B A | Closed | FVAL1039 | 2026-01-13 09:16 | 2026-01-22 10:40 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-missing AVM now present - Due Diligence Vendor-01/22/2026 <br>Ready for Review-Document Uploaded. Please review uploaded AVM - Buyer-01/21/2026 <br>Open-Need secondary supporting valuation document as CU score is 0 - Due Diligence Vendor-01/13/2026 |  | Resolved-missing AVM now present - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7064695 |
| 1537 |  | D B A | Closed | FVAL5524 | 2026-01-13 09:18 | 2026-01-21 13:50 | Waived | 2 - Non-Material C B | Property | Property | Ineligible Property | Waived-allow manufactured home - waiver provided - Due Diligence Vendor-01/21/2026 <br>Ready for Review-Document Uploaded. We had an exception on file,re-uploaded for your reference - Buyer-01/21/2026 <br>Open-As per guide Manufactured Home is not allowed. - Due Diligence Vendor-01/13/2026 |  | Waived-allow manufactured home - waiver provided - Due Diligence Vendor-01/21/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, LTV 10% below maximum | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7064863 |
| 1537 |  | D B A | Closed | FCOM4028 | 2026-01-13 06:36 | 2026-01-14 12:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7058817 |
| 1538 |  | D A | Closed | FCOM4028 | 2026-01-13 11:08 | 2026-01-14 15:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7069441 |
| 1539 |  | D A | Closed | FCOM4028 | 2026-01-13 11:57 | 2026-01-14 16:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/13/2026 |  | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7071077 |
| 1540 |  | D A | Closed | FCOM4028 | 2026-01-12 11:08 | 2026-01-13 14:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7046135 |
| 1541 |  | D A | Closed | FCOM4028 | 2026-01-12 08:47 | 2026-01-12 10:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7041586 |
| 1542 |  | D A | Closed | FCRE1316 | 2026-01-13 10:59 | 2026-01-26 13:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-VVOE now present - Due Diligence Vendor-01/26/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/26/2026 <br> Counter-borrower has a wage job with [Redacted], that is the VVOE missing - Due Diligence Vendor-01/21/2026 <br> Ready for Review-The loan type is "Asset Utilization" - we don't obtain VOEs on this ones - Buyer-01/20/2026 <br> Open- - Due Diligence Vendor-01/13/2026 |  | Resolved-VVOE now present - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7069095 |
| 1542 |  | D A | Closed | FCOM4028 | 2026-01-13 10:15 | 2026-01-14 12:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7066426 |
| 1543 |  | D B A | Closed | FCOM4028 | 2026-01-12 07:41 | 2026-01-13 13:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7037045 |
| 1543 |  | D B A | Closed | FCRE7415 | 2026-01-12 08:44 | 2026-01-12 08:44 | Waived | 2 - Non-Material B | Credit | Eligibility | Personal Bank Statement Program does not allow non-borrower account holders | Waived-All parties listed on each bank account must also be borrowers on the loan Exception for non borrower on [Redacted] bank statements<br>Approved with conditions of [Redacted] Max and 0.25 to price<br>Waiver on page 41 or 71 - Due Diligence Vendor-01/12/2026 |  | Waived-All parties listed on each bank account must also be borrowers on the loan Exception for non borrower on[Redacted] income bank statements<br>Approved with conditions of [Redacted] Max and 0.25 to price<br>Waiver on page 41 or 71 - Due Diligence Vendor-01/12/2026 |  | DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7041517 |
| 1544 |  | D A | Closed | FCOM4028 | 2026-01-13 08:42 | 2026-01-14 14:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7062700 |
| 1545 |  | D A | Closed | FCOM4028 | 2026-01-10 07:56 | 2026-01-14 14:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/10/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7023308 |
| 1546 |  | D A | Closed | FCOM4028 | 2026-01-12 14:40 | 2026-01-14 14:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7050528 |
| 1547 |  | D B A | Closed | FCRE8800 | 2026-01-12 10:41 | 2026-01-21 10:20 | Resolved | 1 - Information C A | Credit | Eligibility | Compensating Factors are insufficient to approve Exception Waiver | Resolved-base LTV is 55% ok to finance 2 pts - Due Diligence Vendor-01/21/2026 <br> Ready for Review-N/A.As per lock 2%were financed,we do not have to update exception with [Redacted] - Buyer-01/20/2026 <br> Open-Condition on waiver for NSFs was [Redacted] max, loan was approved with [Redacted]- Due Diligence Vendor-01/12/2026 |  | Resolved-base LTV is [Redacted]% ok to finance 2 pts - Due Diligence Vendor-01/21/2026 |  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7045547 |
| 1547 |  | D B A | Closed | FCOM4028 | 2026-01-12 09:18 | 2026-01-14 14:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7043730 |
| 1547 |  | D B A | Closed | FCRE1228 | 2026-01-12 10:34 | 2026-01-12 10:34 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Exception for borrower having more than 6 NSFs in 12 month span, borrower has 14 in last 12 months.<br>Approved with conditions of [Redacted] Max anbd 0.25 to price<br>Waiver on page 52 of 233 - Due Diligence Vendor-01/12/2026 |  | Waived-Exception for borrower having more than 6 NSFs in 12 month span, borrower has 14 in last 12 months.<br>Approved with conditions of [Redacted] Max anbd 0.25 to price<br>Waiver on page 52 of 233 - Due Diligence Vendor-01/12/2026<br>|  | Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24<br> months, LTV 10% below maximum | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7045381 |
| 1548 |  | D A | Closed | FCOM4028 | 2026-01-10 09:11 | 2026-01-14 14:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/10/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7023480 |
| 1549 |  | D A | Closed | FCOM4028 | 2026-01-12 09:56 | 2026-01-12 15:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7044598 |
| 1550 |  | D A | Closed | FCOM4028 | 2026-01-11 03:47 | 2026-01-13 14:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/11/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7025510 |
| 1551 |  | D A C | Closed | 1910-1003925 | 2026-01-12 09:15 | 2026-01-21 10:30 | Resolved | 1 - Information C A | Compliance | Mavent | Interest: DaysInYear | Resolved-lender reviewed and is ok as is - Due Diligence Vendor-01/21/2026 <br> Ready for Review-The referenced [Redacted] law citation does not direct for lenders to use 365 days. - Buyer-01/20/2026 <br> Open-The interest days in year used to calculate the interest (Periodic 360) is less than 365 days. The [Redacted] Interest and Usury provisions require the number of days used for the interest rate calculation to equal 365. (RCW 19.52.020;[Redacted], Inc., 90 Wash. 2d 680, 586 P. 2d 830 (1978)) - Due Diligence Vendor-01/12/2026 <br> Open- - Due Diligence Vendor-01/12/2026 |  | Resolved-lender reviewed and is ok as is - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7043003 |
| 1551 |  | D A C | Closed | FCRE6696 | 2026-01-12 07:32 | 2026-01-15 15:52 | Resolved | 1 - Information C A | Credit | Income/Employment | Employment Self-Employed Less Than 2 Years at Origination | Resolved-Received proof of Business existence over 2 years - Due Diligence Vendor-01/15/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/15/2026 <br>Open-BWR LLC created 04/2024 (page 7,9 of 135). - No evidence in file of prior business existence - no CPA letter or other doc present to confirm two years self employment. - Due Diligence Vendor-01/12/2026 |  | Resolved-Received proof of Business existence over 2 years - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7036740 |
| 1551 |  | D A C | Closed | FCOM4028 | 2026-01-14 20:48 | 2026-01-14 20:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open- - Due Diligence Vendor-01/15/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7103096 |
| 1552 |  | D B A | Closed | FCOM4028 | 2026-01-13 09:44 | 2026-01-14 15:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | N/A | N/A | 7065777 |
| 1552 |  | D B A | Closed | FCRE9806 | 2026-01-13 10:31 | 2026-01-13 10:31 | Waived | 2 - Non-Material B | Credit | Eligibility | Other Credit Finding | Waived-Waived-As per guide, Guideline for 2nd homes do not allow full time occupancy use as a primary residence.<br> \*Exception form is provided to allow co borrower's occupation of subject as her primary residence.<br> \*Approved Conditions: None<br> \*Exception form is on page #13 of 348- Due Diligence Vendor-01/13/2026 - Due Diligence Vendor-01/13/2026 |  | Waived-Waived-As per guide, Guideline for 2nd homes do not allow full time occupancy use as a primary residence.<br> \*Exception form is provided to allow co borrower's occupation of subject as her primary residence.<br> \*Approved Conditions: None<br> \*Exception form is on page #13 of 348- Due Diligence Vendor-01/13/2026 - Due Diligence Vendor-01/13/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 2+ borrowers on the loan. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7068284 |
| 1553 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 1554 |  | D A | Closed | FCOM4028 | 2026-01-13 08:30 | 2026-01-14 16:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7062320 |
| 1555 |  | D A | Closed | FCOM4028 | 2026-01-14 08:04 | 2026-01-14 15:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/14/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7085236 |
| 1556 |  | D A | Closed | FCOM4028 | 2026-01-13 21:03 | 2026-01-15 09:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/14/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7079576 |
| 1557 |  | D A | Closed | FCOM4028 | 2026-01-12 21:15 | 2026-01-15 09:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7054143 |
| 1558 |  | D A | Closed | FCOM4028 | 2026-01-13 08:21 | 2026-01-14 15:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7062130 |
| 1559 |  | D B A | Closed | FVAL1039 | 2026-01-12 12:35 | 2026-01-15 11:10 | Waived | 2 - Non-Material D B | Property | Value | Appraised value unsupported | Waived-second appr missing as required due to loan amount size and waiver is not present - Due Diligence Vendor-01/15/2026 <br> Ready for Review-Document Uploaded. Please review uploaded exception form - Seller-01/15/2026 <br> Ready for Review-Document Uploaded. As per our compliance the grace period is 10 days.Please review uploaded confirmation - Seller-01/14/2026 <br> Counter-this is not a second appr. Guidelines call for a full second appr if loan amount is over [Redacted] - Due Diligence Vendor-01/14/2026 <br> Ready for Review-Document Uploaded. Please review uploaded CDA - Buyer-01/13/2026 <br> Open- - missing a 2nd appraisal - a 2nd full appraisal is required for loan amount aver $[Redacted] - Due Diligence Vendor-01/12/2026 | Ready for Review-Document Uploaded. Please review uploaded exception form - Seller-01/15/2026 <br>Ready for Review-Document Uploaded. As per our compliance the grace period is 10 days.Please review uploaded confirmation - Seller-01/14/2026<br>| Waived-second appr missing as required due to loan amount size and waiver is not present - Due Diligence Vendor-01/15/2026<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, No consumer late payments in the last 24 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 7048120 |
| 1559 |  | D B A | Closed | FCRE1159 | 2026-01-12 12:13 | 2026-01-14 11:26 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-updated dates of ins in Taxes and Ins finding, but proof dates are correct now present - Due Diligence Vendor-01/14/2026 <br> Ready for Review-Document Uploaded. Borrower did not own a primary,they were living rent free. Please review property ownerhsip. - Buyer-01/13/2026 <br> Open-Hazard Insurance Effective Date of [Redacted] is after the Note Date of [Redacted] - Due Diligence Vendor-01/12/2026 |  | Resolved-updated dates of ins in Taxes and Ins finding, but proof dates are correct now present - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7047619 |
| 1559 |  | D B A | Closed | FCRE7497 | 2026-01-12 12:50 | 2026-01-14 11:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-finding loaded to HOI finding but proof the borrower do not own departing home individually now present - Due Diligence Vendor-01/14/2026 <br> Ready for Review-Document Uploaded. Please review uploaded insurance policy with updated effective dates as of funding date [Redacted] - Buyer-01/13/2026 <br> Open- - there is mortgage on the departure residence but taxes, insurance, HOA need to be included in the DTI if property is not sold. Please provided HUD from sale or tax cert and hazard. - Due Diligence Vendor-01/12/2026 |  | Resolved-finding loaded to HOI finding but proof the borrower do not own departing home individually now present - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7048427 |
| 1559 |  | D B A | Closed | FCOM1477 | 2026-01-12 11:44 | 2026-01-14 11:22 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-now present - Due Diligence Vendor-01/14/2026 <br>Ready for Review-Document Uploaded. - Seller-01/13/2026 <br>Ready for Review-Document Uploaded. Please review uploaded lock - Seller-01/13/2026 <br>Open-Evidence of Rate Lock Missing and Occupancy status captured on the 1003 Page is 'Primary Residence'. - Due Diligence Vendor-01/12/2026 | Ready for Review-Document Uploaded. - Seller-01/13/2026 <br>Ready for Review-Document Uploaded. Please review uploaded lock - Seller-01/13/2026<br>| Resolved-now present - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7046988 |
| 1559 |  | D B A | Closed | FCOM4028 | 2026-01-12 11:07 | 2026-01-12 15:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7046098 |
| 1560 |  | D A | Closed | FCOM4028 | 2026-01-12 22:36 | 2026-01-14 15:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7054491 |
| 1561 |  | D B A | Closed | FCOM4028 | 2026-01-13 00:56 | 2026-01-15 09:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7055182 |
| 1561 |  | D B A | Closed | FVAL5385 | 2026-01-13 02:41 | 2026-01-14 00:55 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Subject property listed for sale on [Redacted] per Appraisal Report in page #32_Credit pkg which is within 6 months from closing date and is not allowed per Guidelines. However, Exception Form is in file page no #291- Credit pkg.pdf. - Due Diligence Vendor-01/13/2026 |  | Waived-Subject property listed for sale on [Redacted] per Appraisal Report in page #32_Credit pkg which is within 6 months from closing date and is not allowed per Guidelines. However, Exception Form is in file page no #291- Credit pkg.pdf. - Due Diligence Vendor-01/13/2026 |  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2. No mortgage late payments in the last 24 months- No mortgage late payments in past 24 months per CBR Page #2- Credit pkg.pdf<br> 3. 5+ years credit history- Oldest tradeline date in CBR page #2- Credit pkg.pdf is 06/01/2008.<br> 4. No Consumer late payments in the last 24 months- No Consumer late payments with in 24 Months, Late payment date is 07/01/2020, per CBR Page #2- Credit pkg.pdf. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7055674 |
| 1562 |  | D A | Closed | FCRE1764 | 2026-01-13 13:35 | 2026-01-21 10:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Verification of Mortgage | Resolved-pay history now present - Due Diligence Vendor-01/21/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/20/2026 <br> Open-missing updated pay history for [Redacted] (last reported 9/2025) - Due Diligence Vendor-01/13/2026 |  | Resolved-pay history now present - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7073450 |
| 1562 |  | D A | Closed | FCOM4028 | 2026-01-13 12:43 | 2026-01-15 10:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7072249 |
| 1563 |  | D B A | Closed | FCOM4028 | 2026-01-13 13:27 | 2026-01-15 10:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7073334 |
| 1563 |  | D B A | Closed | FCRE1174 | 2026-01-13 14:16 | 2026-01-15 10:11 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Waived-As per guide, The requirements for endorsements for condo, and PUD projects include Inflation Guard<br> \*Exception form is provided to allow without inflation guard<br> \*Approved Conditions: none<br> \*Exception form is on page # 201 of 235, Hazard page 97 of 268 - Due Diligence Vendor-1/13/2026 - Due Diligence Vendor-01/13/2026 |  | Waived-Waived-As per guide, The requirements for endorsements for condo, and PUD projects include Inflation Guard<br> \*Exception form is provided to allow without inflation guard<br> \*Approved Conditions: none<br> \*Exception form is on page # 201 of 235, Hazard page 97 of 268 - Due Diligence Vendor-1/13/2026 - Due Diligence Vendor-01/13/2026<br>|  | No credit events past 40 months, No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> No mortgage late payments in the last 24 months, No mortgage late payments in past 24 months per CBR Page #1087- Credit pkg1.pdf,<br> No consumer late payments in the last 24 months, No Consumer late payments in past 24 months per CBR Page #187- Credit pkg1.pdf,<br> Credit score >40 points than minimum required - Audited FICO Score is 739 Guideline Maximum FICO Score is 640 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 7074169 |
| 1563 |  | D B A | Closed | FCRE8450 | 2026-01-13 14:13 | 2026-01-15 10:10 | Waived | 2 - Non-Material B | Credit | Income/Employment | Rental Income not supported | Waived-Waived-As per guide, If there is no actual rent available for review, then 75% of short-term rental income estimators ([Redacted] rentalizer) can be used. \*\*\*Exception was approved with a [Redacted] but loan closed with a [Redacted]\*\*\*<br> \*Exception form is provided to allow use 1007 STR market rent since the property is a condotel<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 200 of 235, Appraisal 110 of 268- Due Diligence Vendor-1/13/2026 - Due Diligence Vendor-01/13/2026 |  | Waived-Waived-As per guide, If there is no actual rent available for review, then 75% of short-term rental income estimators ([Redacted] rentalizer) can be used. \*\*\*Exception was approved with a [Redacted] but loan closed with a [Redacted]\*\*\*<br> \*Exception form is provided to allow use 1007 STR market rent since the property is a condotel<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 200 of 235, Appraisal 110 of 268- Due Diligence Vendor-1/13/2026 - Due Diligence Vendor-01/13/2026 |  | No credit events past 40 months, No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> No mortgage late payments in the last 24 months, No mortgage late payments in past 24 months per CBR Page #1087- Credit pkg1.pdf,<br> No consumer late payments in the last 24 months, No Consumer late payments in past 24 months per CBR Page #187- Credit pkg1.pdf,<br> Credit score >40 points than minimum required - Audited FICO Score is 739 Guideline Maximum FICO Score is 640 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 7074128 |
| 1564 |  | D A | Closed | FCOM4028 | 2026-01-13 14:00 | 2026-01-14 15:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7073875 |
| 1565 |  | D B A | Closed | FCOM4028 | 2026-01-15 06:18 | 2026-01-15 12:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/15/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7107215 |
| 1565 |  | D B A | Closed | FCRE7415 | 2026-01-15 08:07 | 2026-01-15 08:07 | Waived | 2 - Non-Material B | Credit | Eligibility | Personal Bank Statement Program does not allow non-borrower account holders | Waived-All parties listed on each bank account must also be borrowers on the loan non account holder on personal account not on loan<br> Pg 71<br> Bank statements say: [Redacted] OR [Redacted] (so it says "or"). Per broker: On his bank<br> statements his ex-wife is still named, even though they are currently in the process of divorcing. Strong<br> compensating factors.<br> - Due Diligence Vendor-01/15/2026 |  | Waived-All parties listed on each bank account must also be borrowers on the loan non account holder on personal account not on loan<br> Pg 71<br> Bank statements say: [Redacted] OR [Redacted] (so it says "or"). Per broker: On his bank<br> statements his ex-wife is still named, even though they are currently in the process of divorcing. Strong<br> compensating factors.<br> - Due Diligence Vendor-01/15/2026 |  | 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, 10 years or more in the same line of employment,<br> No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, LTV 10% below maximum,<br> Credit score >40 points than minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 11/18/2025 65 CLTV due to unstable deposits, 0.25 to price | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7109275 |
| 1566 |  | D A | Closed | FCOM4028 | 2026-01-13 12:07 | 2026-01-15 10:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7071316 |
| 1567 |  | D B A | Closed | FCRE8338 | 2026-01-14 12:49 | 2026-01-22 12:42 | Waived | 2 - Non-Material C B | Credit | Eligibility | Cash To Borrower does not meet eligibility requirement(s) | Waived-cash out exceeds max allowed - Due Diligence Vendor-01/22/2026 <br> Ready for Review-Document Uploaded. An exception was on file - Buyer-01/22/2026 <br> Open- - max $[Redacted] for CLTV from [Redacted]% to [Redacted]%. Loan closed at [Redacted]% with $[Redacted] to borrower at close. - Due Diligence Vendor-01/14/2026 |  | Waived-cash out exceeds max allowed - Due Diligence Vendor-01/22/2026<br>|  | Residual income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No<br> consumer late payments in the last 24 months, Credit score >40 points than minimum required, Reserves >6 months, Experienced<br> investor | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7093117 |
| 1567 |  | D B A | Closed | FCOM4028 | 2026-01-14 11:24 | 2026-01-15 10:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/14/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | N/A | N/A | 7091209 |
| 1567 |  | D B A | Closed | FCRE1492 | 2026-01-14 12:44 | 2026-01-15 10:44 | Waived | 2 - Non-Material B | Credit | Assets | Cash Out Does Not Meet Guideline Requirements | Waived-Waived-As per guide, If an existing first mortgage is being paid off through the transaction, it must be at least 6 months old at the time of refinance<br> \*Exception form is provided to allow ash out when first mortgage has not been seasoned for at least 6 months<br> \*Approved Conditions: none<br> \*Exception form is on page # 34 of 386, LOE page 632 of 1203 - Due Diligence Vendor-1/14/2026 - Due Diligence Vendor-01/14/2026 |  | Waived-Waived-As per guide, If an existing first mortgage is being paid off through the transaction, it must be at least 6 months old at the time of refinance<br> \*Exception form is provided to allow ash out when first mortgage has not been seasoned for at least 6 months<br> \*Approved Conditions: none<br> \*Exception form is on page # 34 of 386, LOE page 632 of 1203 - Due Diligence Vendor-1/14/2026 - Due Diligence Vendor-01/14/2026<br>|  | Residual income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Reserves >6 months, Experienced investor | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7093042 |
| 1567 |  | D B A | Closed | FCRE1199 | 2026-01-14 12:47 | 2026-01-15 10:42 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is greater than Guideline Maximum Loan Amount | Waived-Waived-As per guide, Guideline maximum Loan Amount is $[Redacted]<br> \*Exception form is provided to allow $[Redacted] loan amount<br> \*Approved Conditions: lesser of [Redacted] or [Redacted] LA max, 0.25 to price<br> \*Exception form is on page # 35 of 386 - Due Diligence Vendor-1/14/2026 - Due Diligence Vendor-01/14/2026 |  | Waived-Waived-As per guide, Guideline maximum Loan Amount is [Redacted]<br> \*Exception form is provided to allow $[Redacted] loan amount<br> \*Approved Conditions: lesser of [Redacted] or [Redacted] LA max, 0.25 to price<br> \*Exception form is on page # 35 of 386 - Due Diligence Vendor-1/14/2026 - Due Diligence Vendor-01/14/2026 |  | Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Reserves >6 months, Experienced investor | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7093069 |
| 1568 |  | D A | Closed | FCOM4028 | 2026-01-13 15:44 | 2026-01-15 10:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7075222 |
| 1569 |  | D A | Closed | FCOM4028 | 2026-01-14 06:51 | 2026-01-15 12:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/14/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7083642 |
| 1570 |  | D A | Closed | FCOM9970 | 2026-01-14 10:43 | 2026-01-28 12:33 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Compliance Documentation Unable to Test Compliance | Resolved-Documents provided are acceptable. - Due Diligence Vendor-01/28/2026 <br>Ready for Review-initial package uploaded to another condition (LE p. 14, Provider list p. 17) - Seller-01/28/2026 <br>Open-Missing final TIL and/or other documentation necessary to run Compliance Testing. Unable to test Compliance without the missing initial Loan Estimate and Service Provider List. - Due Diligence Vendor-01/14/2026 | Ready for Review-initial package uploaded to another condition (LE p. 14, Provider list p. 17) - Seller-01/28/2026<br>| Resolved-Documents provided are acceptable. - Due Diligence Vendor-01/28/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7090218 |
| 1570 |  | D A | Closed | FCOM1797 | 2026-01-14 10:42 | 2026-01-28 12:32 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Service Provider List | Resolved-This is acceptable. - Due Diligence Vendor-01/28/2026 <br>Resolved-SPL now present - Due Diligence Vendor-01/22/2026 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-01/22/2026 <br>Open-Provide the missing Service Provider List. - Due Diligence Vendor-01/14/2026 |  | Resolved-This is acceptable. - Due Diligence Vendor-01/28/2026 <br>Resolved-SPL now present - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7090187 |
| 1570 |  | D A | Closed | FCOM9967 | 2026-01-14 10:41 | 2026-01-28 12:32 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Loan Estimate Deficiency | Resolved-This is acceptable. - Due Diligence Vendor-01/28/2026 <br>Resolved-now present - Due Diligence Vendor-01/28/2026 <br>Ready for Review-Document Uploaded. please find it on page 14 of the Initial package - Buyer-01/28/2026 <br>Open-Provide the missing initial Loan Estimate. - Due Diligence Vendor-01/14/2026 |  | Resolved-This is acceptable. - Due Diligence Vendor-01/28/2026 <br>Resolved-now present - Due Diligence Vendor-01/28/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7090179 |
| 1570 |  | D A | Closed | FCOM4028 | 2026-01-14 07:29 | 2026-01-15 06:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/14/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7084358 |
| 1571 |  | D A | Closed | FCOM4028 | 2026-01-14 10:33 | 2026-01-15 09:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-<br>Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/14/2026 |  | Resolved-<br>Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7089457 |
| 1572 |  | D A | Closed | FCOM4028 | 2026-01-14 07:44 | 2026-01-15 07:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/14/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7084733 |
| 1573 |  | D A | Closed | FCOM4028 | 2026-01-14 10:41 | 2026-01-15 08:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/14/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7090183 |
| 1574 |  | D A | Closed | FCOM4028 | 2026-01-15 06:37 | 2026-01-15 15:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/15/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7107467 |
| 1575 |  | D A | Closed | FCOM4028 | 2026-01-14 10:54 | 2026-01-15 13:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/14/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7090443 |
| 1576 |  | D A | Closed | FCOM4028 | 2026-01-14 09:45 | 2026-01-15 15:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/14/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 7088272 |
| 1577 |  | D A | Closed | FCOM4028 | 2026-01-13 07:45 | 2026-01-13 14:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7060593 |
| 1578 |  | D B A | Closed | FCOM4028 | 2026-01-14 14:15 | 2026-01-15 13:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/14/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7095021 |
| 1578 |  | D B A | Closed | FCRE8459 | 2026-01-14 15:36 | 2026-01-15 13:25 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower Entity Ownership does not meet guidelines | Waived-\*Exception form is provided to close in new LLC<br> \*Approved Conditions [Redacted] max, 0.25 to price<br> \*Exception Form is on pg no 151 of 178<br> - Due Diligence Vendor-01/14/2026 |  | Waived-\*Exception form is provided to close in new LLC<br> \*Approved Conditions [Redacted] max, 0.25 to price<br> \*Exception Form is on pg no 151 of 178<br> - Due Diligence Vendor-01/14/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7096403 |
| 1579 |  | D A | Closed | FCRE6843 | 2026-01-14 09:04 | 2026-01-28 12:00 | Resolved | 1 - Information C A | Credit | Assets | Asset General | Resolved-gift wire now present - Due Diligence Vendor-01/28/2026 <br> Ready for Review-Document Uploaded. Please find attached - Seller-01/28/2026 <br> Open-missing wire for closing gift funds of $[Redacted]. - Due Diligence Vendor-01/14/2026 | Ready for Review-Document Uploaded. Please find attached - Seller-01/28/2026<br>| Resolved-gift wire now present - Due Diligence Vendor-01/28/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7086990 |
| 1579 |  | D A | Closed | FCRE7756 | 2026-01-14 08:27 | 2026-01-20 13:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing credit report | Resolved-Credit Report is Provided. TPR used scores from report at time of uw and application not post close report as lender did. Both qualify - Due Diligence Vendor-01/20/2026 <br> Ready for Review-Document Uploaded. Please find attached - Seller-01/20/2026 <br> Open-Credit report in file is dated post close at 12/31/202/ - loan closed [Redacted]. - Due Diligence Vendor-01/14/2026 | Ready for Review-Document Uploaded. Please find attached - Seller-01/20/2026<br>| Resolved-Credit Report is Provided. TPR used scores from report at time of uw and application not post close report as lender did. Both qualify - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7086010 |
| 1579 |  | D A | Closed | FCRE9512 | 2026-01-14 11:11 | 2026-01-20 13:27 | Resolved | 1 - Information A | Credit | Income/Employment | TPR Verified Income Documentation type does not match Origination Income Documentation type | Resolved-proof 2024 filed now present - Due Diligence Vendor-01/20/2026 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-01/20/2026 <br>Open-2 yr full doc and second job is self employed. Missing one of the following since no record found for 2024 Proof of filing, as evidenced by one of the following:<br> a. Cancelled checks or withdrawal, matching amount owed on tax returns, from taxpayer's account to IRS or,<br> b. Refund matching disclosed refund on tax returns into the borrower's account (fully approved 'where's my refund" findings are also acceptable) or,<br> c. IRS stamped 1040s - Due Diligence Vendor-01/14/2026 |  | Resolved-proof 2024 filed now present - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7090880 |
| 1579 |  | D A | Closed | FCRE1161 | 2026-01-14 08:30 | 2026-01-20 13:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Certificate Missing | Resolved-Flood Certificate is fully present - Due Diligence Vendor-01/20/2026 <br>Resolved-now present - Due Diligence Vendor-01/20/2026 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-01/20/2026 <br>Open-Missing Flood Certificate - Due Diligence Vendor-01/14/2026 |  | Resolved-Flood Certificate is fully present - Due Diligence Vendor-01/20/2026 <br>Resolved-now present - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7086097 |
| 1579 |  | D A | Closed | FCOM4028 | 2026-01-14 07:40 | 2026-01-14 11:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/14/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7084651 |
| 1580 |  | D A | Closed | FCOM4028 | 2026-01-14 07:03 | 2026-01-14 16:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/14/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7083860 |
| 1581 |  | D A | Closed | FCOM4028 | 2026-01-14 14:01 | 2026-01-15 14:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/14/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7094838 |
| 1582 |  | D B A C | Closed | FVAL5524 | 2026-01-14 11:37 | 2026-01-22 13:21 | Waived | 2 - Non-Material C B | Property | Property | Ineligible Property | Waived-minimum PP not met. Waiver provided. Please allow 24-month PPP instead of 36<br>- Due Diligence Vendor-01/22/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/22/2026 <br>Counter-PPP in file is for 24 months. Need updated PPP or waiver - Due Diligence Vendor-01/15/2026 <br>Ready for Review-Document Uploaded. For investment property, if the subject property was listed for sale in the past 12 months prior to application date, a minimum of 36 months prepayment penalty would be required. PPP on file - Buyer-01/15/2026 <br>Open-currently listed for sale on a cash out. - Due Diligence Vendor-01/14/2026 |  | Waived-minimum PP not met. Waiver provided. Please allow 24-month PPP instead of 36<br>- Due Diligence Vendor-01/22/2026<br>|  | Compensating Factors<br> No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | Yes | 7091499 |
| 1582 |  | D B A C | Closed | FCOM4028 | 2026-01-14 10:36 | 2026-01-14 15:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/14/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7089536 |
| 1582 |  | D B A C | Closed | FCRE8201 | 2026-01-14 11:37 | 2026-01-14 11:37 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-borrower paid off non purchase money second that had less than 1 yr since draw and lender didnt do this as cash out. <br> Pg 38less than 12 months Heloc seasoning over $[Redacted]<br> Comments They only did the initial draw for $[Redacted] approx on [Redacted]. There were no subsequent draws.<br> - Due Diligence Vendor-01/14/2026 |  | Waived-borrower paid off non purchase money second that had less than 1 yr since draw and lender didnt do this as cash out. <br> Pg 38less than 12 months Heloc seasoning over $[Redacted]<br> Comments They only did the initial draw for $[Redacted] approx on [Redacted]. There were no subsequent draws.<br> - Due Diligence Vendor-01/14/2026 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 12/30/2025 0.25 to price9 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 7091463 |
| 1583 |  | D A | Closed | FCOM4028 | 2026-01-15 09:03 | 2026-01-15 13:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/15/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7111391 |
| 1584 |  | D A | Closed | FCOM4028 | 2026-01-15 06:38 | 2026-01-16 07:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/15/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7107494 |
| 1585 |  | D A C | Closed | FPRO1228 | 2026-01-15 14:34 | 2026-01-26 06:05 | Resolved | 1 - Information C A | Property | Data | Property Insurance Does Not State Correct Mortgagee | Resolved-lender accepts mortgagee clause as its a DBA - Due Diligence Vendor-01/26/2026 <br> Ready for Review-It's lender's DBA name .Please refer to NMLS rearch indicating [Redacted] and [Redacted] DBA names belong to same lender. - Buyer-01/23/2026 <br> Counter-this is not a mortgagee clause for insurance - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Document Uploaded. [Redacted] is correct lender's name - Buyer-01/22/2026 <br> Open-wrong lender name Says [Redacted] not [Redacted] - Due Diligence Vendor-01/15/2026 |  | Resolved-lender accepts mortgagee clause as its a DBA - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7121580 |
| 1585 |  | D A C | Closed | FCRE5116 | 2026-01-15 14:00 | 2026-01-23 07:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-note and mtg for new loan now present - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Document Uploaded. Please review uploaded REO docs - Buyer-01/22/2026 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Missing proof other REO on [Redacted] is a new loan, need copy of Note and CD - Due Diligence Vendor-01/15/2026 |  | Resolved-note and mtg for new loan now present - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7120034 |
| 1585 |  | D A C | Closed | FCOM4028 | 2026-01-15 13:08 | 2026-01-16 08:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/16/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/15/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7118830 |
| 1586 |  | D A | Closed | FCOM4028 | 2026-01-14 13:25 | 2026-01-16 08:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/14/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7094267 |
| 1587 |  | D A | Closed | FCOM4028 | 2026-01-15 06:55 | 2026-01-16 06:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/15/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7107745 |
| 1588 |  | D A | Closed | FCOM4028 | 2026-01-13 09:14 | 2026-01-13 14:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7064341 |
| 1589 |  | D A | Closed | FCOM4028 | 2026-01-15 08:40 | 2026-01-15 14:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/15/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7110573 |
| 1590 |  | D A | Closed | FCOM4028 | 2026-01-14 08:54 | 2026-01-14 16:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/14/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7086766 |
| 1591 |  | D A | Closed | FCOM4028 | 2026-01-15 06:34 | 2026-01-15 16:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/15/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7107439 |
| 1592 |  | D A | Closed | FCOM4028 | 2026-01-14 14:40 | 2026-01-15 11:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/14/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7095395 |
| 1593 |  | D A | Closed | FCOM4028 | 2026-01-15 12:15 | 2026-01-15 14:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/15/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7117610 |
| 1594 |  | D A | Closed | FCOM4028 | 2026-01-15 11:32 | 2026-01-16 11:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/15/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7116517 |
| 1595 |  | D A C | Closed | FCRE9991 | 2026-01-16 10:25 | 2026-01-23 11:22 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DTI is now updated to 29.28 - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Document Uploaded. fixed - Buyer-01/23/2026 <br> Open-\*DTI is off by 4.06, lender DTI is 33.34<br> \*Income and PITIA is matches<br> \*Reason as lender considered PHE [Redacted] wice in DTI calculation hence the difference (PV)<br> \*DTI should be PHE $[Redacted] +PITIA $[Redacted] + Debts from Credit report of $[Redacted] + negative rents used of $[Redacted] / Income of $[Redacted]= 29.28 %, DTI which is 29.28 (PV)<br> - Due Diligence Vendor-01/16/2026 |  | Resolved-DTI is now updated to 29.28 - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 7141019 |
| 1595 |  | D A C | Closed | FCOM4028 | 2026-01-16 07:11 | 2026-01-20 07:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 7134738 |
| 1596 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA |  |  |  |
| 1597 |  | D A | Closed | FCOM4028 | 2026-01-15 13:02 | 2026-01-16 12:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/15/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7118680 |
| 1598 |  | D A | Closed | FCOM4028 | 2026-01-15 13:25 | 2026-01-16 13:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/15/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7119157 |
| 1599 |  | D A | Closed | FVAL1310 | 2026-01-16 07:08 | 2026-01-28 12:17 | Resolved | 1 - Information D A | Property | Missing Doc | Missing HOA/Condo Certification | Resolved-updated DTI to 44.69 as was now included. - Due Diligence Vendor-01/28/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/28/2026 <br> Counter-this does not address the assessment if due or paid. - Due Diligence Vendor-01/21/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/20/2026 <br> Open-HOA cert pg 466 says there is a special assessment and start 12/1/2025 but also said last payment is scheduled on 3/2025 (which already past). need something to show paid or add in DTI - Due Diligence Vendor-01/16/2026 |  | Resolved-updated DTI to 44.69 as was now included. - Due Diligence Vendor-01/28/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7134669 |
| 1599 |  | D A | Closed | FCRE6020 | 2026-01-16 07:02 | 2026-01-21 11:30 | Resolved | 1 - Information D A | Credit | Missing Doc | No Photo ID Found in File | Resolved-Photo ID in File correct - Due Diligence Vendor-01/21/2026 <br>Resolved-present - Due Diligence Vendor-01/21/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/20/2026 <br>Open-Photo ID is missing for B2 - Due Diligence Vendor-01/16/2026 |  | Resolved-Photo ID in File correct - Due Diligence Vendor-01/21/2026 <br>Resolved-present - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7134569 |
| 1599 |  | D A | Closed | FCOM4028 | 2026-01-16 06:53 | 2026-01-16 11:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7134398 |
| 1600 |  | D A | Closed | FCRE1201 | 2026-01-16 00:58 | 2026-01-21 11:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-01/21/2026 <br>Resolved-now present - Due Diligence Vendor-01/21/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/20/2026 <br>Open-Missing Third Party Fraud Report Fraud Report document is missing in file - Due Diligence Vendor-01/16/2026 |  | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-01/21/2026 <br>Resolved-now present - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7130381 |
| 1600 |  | D A | Closed | FCOM4028 | 2026-01-15 23:46 | 2026-01-21 11:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026 <br>Ready for Review-less than 60 days - Buyer-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7129980 |
| 1601 |  | D A | Closed | FCOM4028 | 2026-01-16 06:22 | 2026-01-16 15:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7133960 |
| 1602 |  | D B A | Closed | FCOM4028 | 2026-01-15 13:48 | 2026-01-16 11:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/15/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7119717 |
| 1602 |  | D B A | Closed | FVAL5524 | 2026-01-16 07:06 | 2026-01-16 11:28 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Waived-As per guide, [Redacted] will accept a one-unit property with an accessory dwelling unit (ADU). <br> \*Exception form is provided to allow 2 ADUs (all permitted)<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page # 90 of 144, Appraisal page 487 of 602 - Due Diligence Vendor-1/16/2026 - Due Diligence Vendor-01/16/2026 |  | Waived-Waived-As per guide, [Redacted] will accept a one-unit property with an accessory dwelling unit (ADU). <br> \*Exception form is provided to allow 2 ADUs (all permitted)<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page # 90 of 144, Appraisal page 487 of 602 - Due Diligence Vendor-1/16/2026 - Due Diligence Vendor-01/16/2026<br>|  | Residual income >=3000$, - Residual income showing as $6,658.86<br> DTI >=10% lower than loan program, Guideline max is 50% - 31.76<br> No credit events past 40 months, _ No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> LTV 10% below maximum - Guideline max is 80 loan is at 50 | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7134651 |
| 1603 |  | D B A | Closed | FCRE1501 | 2026-01-16 10:08 | 2026-01-27 08:30 | Waived | 2 - Non-Material C B | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Waived-post close waiver for reserves shortage now present - please allow reserves shortage $[Redacted]<br> Comments Total Requirement $[Redacted]([Redacted]) , Available $[Redacted], shortage is $[Redacted]. - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/26/2026 <br> Open-Total Qualified Assets for Reserves Post-Close of $[Redacted]is less than Total Required Reserve Amount of $[Redacted] Please provide additional assets for reserves. Total Requirement $[Redacted]([Redacted]) , Available $[Redacted], shortage is $[Redacted]- Due Diligence Vendor-01/16/2026 |  | Waived-post close waiver for reserves shortage now present - please allow reserves shortage $[Redacted]<br> Comments Total Requirement $[Redacted]([Redacted]) , Available $[Redacted], shortage is $[Redacted]. - Due Diligence Vendor-01/27/2026 |  | 5 years on current job, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in<br> the last 24 months, 5+ years credit history, 2+ borrowers on the loan | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | Yes | 7140719 |
| 1603 |  | D B A | Closed | FCRE9549 | 2026-01-16 10:58 | 2026-01-22 13:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Credit Report Supplement | Resolved-lender addressed this is a duplicate - Due Diligence Vendor-01/22/2026 <br> Ready for Review-There is no [Redacted] with a balance of $[Redacted]just one for $[Redacted] with the same account #. - Buyer-01/22/2026 <br> Open-Need Document to verify [Redacted] Liability for balance amount $[Redacted].refer Pg. no 260. - Due Diligence Vendor-01/16/2026 |  | Resolved-lender addressed this is a duplicate - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7141781 |
| 1603 |  | D B A | Closed | FCOM4028 | 2026-01-16 07:23 | 2026-01-20 07:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7135692 |
| 1604 |  | D B A | Closed | FCOM4028 | 2026-01-15 13:50 | 2026-01-16 13:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/15/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7119824 |
| 1604 |  | D B A | Closed | FVAL5474 | 2026-01-15 15:23 | 2026-01-16 13:54 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-\*As per guide established Projects – at least 90% of the total units in the project must be sold and closed. HOA must be conveyed to the unit owners.<br> \*Exception form is provided to allow 90% of the total units in the project are not sold and closed<br> \*Approved Conditions [Redacted], 0.5 to price to price, DSCR>1 required<br> \*Exception Form is on pg no 36 of 311<br> - Due Diligence Vendor-01/15/2026 |  | Waived-\*As per guide established Projects – at least 90% of the total units in the project must be sold and closed. HOA must be conveyed to the unit owners.<br> \*Exception form is provided to allow 90% of the total units in the project are not sold and closed<br> \*Approved Conditions [Redacted], 0.5 to price to price, DSCR>1 required<br> \*Exception Form is on pg no 36 of 311<br> - Due Diligence Vendor-01/15/2026<br>|  | Revolving debt is under 30%, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7122509 |
| 1605 |  | D A | Closed | FCRE1316 | 2026-01-16 10:35 | 2026-01-21 14:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-lender explained that income is cap gains only - Due Diligence Vendor-01/21/2026 <br> Ready for Review-No VVOE is needed for this loan. No s/e income is being used and the only qualifying income is from capital gains. - Buyer-01/20/2026 <br> Open-VVOE is missing for [Redacted] - Due Diligence Vendor-01/16/2026 |  | Resolved-lender explained that income is cap gains only - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7141237 |
| 1605 |  | D A | Closed | FCOM4028 | 2026-01-16 08:47 | 2026-01-20 07:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7138021 |
| 1606 |  | D A | Closed | FCOM4028 | 2026-01-16 06:50 | 2026-01-16 15:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/16/2026 |  | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7134339 |
| 1607 |  | D A | Closed | FCOM4028 | 2026-01-16 07:47 | 2026-01-16 11:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7136413 |
| 1608 |  | D A | Closed | FCOM4028 | 2026-01-16 07:16 | 2026-01-16 11:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7134786 |
| 1609 |  | D B A | Closed | FCOM4028 | 2026-01-16 07:11 | 2026-01-16 11:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7134724 |
| 1609 |  | D B A | Closed | FCRE1440 | 2026-01-16 07:38 | 2026-01-16 11:09 | Waived | 2 - Non-Material B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Housing History Does Not Meet Guideline Requirements Waived-As per guide, Loan Modification is not allowed in the last 48 months.<br> \*Exception form is provided to allow Modification for balloon extension in last 48 months. Loan paying off cross collateralized debt on all investment REO. Modification docs are on page #446+ of 490.<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page #224 of 253 - Due Diligence Vendor-01/16/2026 - Due Diligence Vendor-01/16/2026 |  | Waived-Housing History Does Not Meet Guideline Requirements Waived-As per guide, Loan Modification is not allowed in the last 48 months.<br> \*Exception form is provided to allow Modification for balloon extension in last 48 months. Loan paying off cross collateralized debt on all investment REO. Modification docs are on page #446+ of 490.<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page #224 of 253 - Due Diligence Vendor-01/16/2026 - Due Diligence Vendor-01/16/2026<br>|  | Revolving debt is under 30%, <br> Residual income >=$3000, =Loan is showing $11,213.83<br> No mortgage late payments in the last 24 months, _No mortgage late payments in past 24 months per CBR Page #187- Credit pkg2.pdf,<br> No consumer late payments in the last 24 months, _No Consumer late payments in past 24 months, per CBR Page #187- Credit pkg2.pdf<br> Credit score >40 points than minimum required. _ Guideline min is 640 - Borrower Fico is 728 | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7136149 |
| 1610 |  | D A | Closed | FCOM4028 | 2026-01-16 07:01 | 2026-01-16 16:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7134556 |
| 1611 |  | D A | Closed | FCOM4028 | 2026-01-16 09:43 | 2026-01-20 07:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7140238 |
| 1612 |  | D A | Closed | FCOM4028 | 2026-01-16 08:25 | 2026-01-16 12:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7137353 |
| 1613 |  | D A | Closed | FCRE9991 | 2026-01-16 13:28 | 2026-01-23 08:43 | Resolved | 1 - Information B A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender confirms their figures match for DSCR calculation at .98 - Due Diligence Vendor-01/29/2026 <br> Ready for Review-Document Uploaded. [Redacted] - Buyer-01/22/2026 <br> Open-I find my DSCR of 0.936 right compared to the originators 0.975. I used [Redacted] figures on page 207 of 361 to find a monthly rent of $[Redacted]and my PITI matches originator of $[Redacted]- Due Diligence Vendor-01/16/2026 |  | Resolved-lender confirms their figures match for DSCR calculation at .98 - Due Diligence Vendor-01/29/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7144433 |
| 1613 |  | D A | Closed | FCOM4028 | 2026-01-16 08:20 | 2026-01-16 13:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7137203 |
| 1614 |  | D A | Closed | FCOM4028 | 2026-01-15 13:03 | 2026-01-16 13:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/15/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7118713 |
| 1615 |  | D A | Closed | FCOM4028 | 2026-01-16 12:41 | 2026-01-20 08:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7143655 |
| 1616 |  | D A | Closed | FCOM4028 | 2026-01-15 15:48 | 2026-01-16 10:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/15/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7123000 |
| 1617 |  | D B A | Closed | FCOM4028 | 2026-01-16 09:44 | 2026-01-16 12:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7140262 |
| 1617 |  | D B A | Closed | FCRE4595 | 2026-01-16 10:29 | 2026-01-16 12:49 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan amount is less than minimum allowed per program guidelines | Waived-<br> Waived-As per guide, Guideline Minimum Loan Amount is $[Redacted]<br> \*Exception form is provided to allow with LA<[Redacted]<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page # 15 of 121 - Due Diligence Vendor-001/16/2026 - Due Diligence Vendor-01/16/2026 |  | Waived-<br> Waived-As per guide, Guideline Minimum Loan Amount is $[Redacted]<br> \*Exception form is provided to allow with LA<[Redacted]<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page # 15 of 121 - Due Diligence Vendor-001/16/2026 - Due Diligence Vendor-01/16/2026<br>|  | No credit events past 40 months, _ No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 5+ years credit history, - Oldest trade line on file is 03/01/1995<br> No consumer late payments in the last 24 months._ No Consumer late payments in past 24 months, per CBR Page #307- | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7141081 |
| 1617 |  | D B A | Closed | FPRO116 | 2026-01-16 10:31 | 2026-01-16 12:49 | Waived | 2 - Non-Material B | Property | Property | Other Property/Value Finding | Waived-Waived-As per guide, Guideline requires properties to be insured at Replacement cost value.<br> \*Exception form is provided to allow the subject projects's roof to have actual cash value replacement.<br> \*Approved Conditions: [Redacted] max, ok with 0.25 to price.<br> \*Exception form is on page #16 of 121 - Due Diligence Vendor-01/16/2026 - Due Diligence Vendor-01/16/2026 |  | Waived-Waived-As per guide, Guideline requires properties to be insured at Replacement cost value.<br> \*Exception form is provided to allow the subject projects's roof to have actual cash value replacement.<br> \*Approved Conditions: [Redacted] max, ok with 0.25 to price.<br> \*Exception form is on page #16 of 121 - Due Diligence Vendor-01/16/2026 - Due Diligence Vendor-01/16/2026<br>|  | No credit events past 40 months, _ No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 5+ years credit history, - Oldest trade line on file is 03/01/1995<br> No consumer late payments in the last 24 months._ No Consumer late payments in past 24 months, per CBR Page #307- | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7141128 |
| 1618 |  | D A C | Closed | FVAL1039 | 2026-01-20 07:33 | 2026-01-28 12:17 | Cured | 2 - Non-Material D B | Property | Value | Appraised value unsupported | Cured-post close value support provided. - Due Diligence Vendor-01/28/2026 <br>Ready for Review-Document Uploaded. Please see attached CDA. - Buyer-01/28/2026 <br>Counter-this does not support value. it is more than 10% lower than appraisal - Due Diligence Vendor-01/23/2026 <br>Ready for Review-Document Uploaded. Please see attached AVM showing 92% confidence score. - Buyer-01/23/2026 <br>Open-AVM is more than 10 less than appraised value. - Due Diligence Vendor-01/20/2026 |  | Cured-post close value support provided. - Due Diligence Vendor-01/28/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7177991 |
| 1618 |  | D A C | Closed | 2260 | 2026-01-16 16:02 | 2026-01-23 12:23 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-no ppp per lender - Due Diligence Vendor-01/23/2026 <br>Ready for Review-Per the 1st page of the final CD included in the package submitted (page 9 of 556 part 1), there are no prepayment penalties. - Buyer-01/23/2026 <br>Open-Need Confirmation that there is no Prepayment Penalty - Due Diligence Vendor-01/16/2026 |  | Resolved-no ppp per lender - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7147212 |
| 1618 |  | D A C | Closed | FCOM4028 | 2026-01-16 14:28 | 2026-01-20 07:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7145555 |
| 1619 |  | D A | Closed | FCOM4028 | 2026-01-15 10:06 | 2026-01-15 14:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/15/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7114659 |
| 1620 |  | D A | Closed | FCOM4028 | 2026-01-16 23:04 | 2026-01-20 09:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/17/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7152496 |
| 1621 |  | D A | Closed | FCOM4028 | 2026-01-16 23:04 | 2026-01-20 07:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/17/2026 |  | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7152495 |
| 1622 |  | D A | Closed | FCRE1964 | 2026-01-14 10:33 | 2026-01-20 08:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing income documentation | Resolved-per lender sch c filed in 2023 and not converted to 1120s yet. 2023 sch now present - Due Diligence Vendor-01/20/2026 <br>Ready for Review-Document Uploaded. - Seller-01/16/2026 <br>Counter-Document uploaded is 2024, need 2023 1120 S - Due Diligence Vendor-01/15/2026 <br>Ready for Review-Document Uploaded. - Seller-01/15/2026 <br>Open-\*B2 - K1 & 1120S for 2023 Document is missing in file - Due Diligence Vendor-01/14/2026 | Ready for Review-Document Uploaded. - Seller-01/16/2026 <br>Ready for Review-Document Uploaded. - Seller-01/15/2026<br>| Resolved-per lender sch c filed in 2023 and not converted to 1120s yet. 2023 sch now present - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7089461 |
| 1622 |  | D A | Closed | FCRE9651 | 2026-01-14 11:52 | 2026-01-15 16:08 | Resolved | 1 - Information A | Credit | Missing Doc | Amortization Schedule missing from Closing Package. | Resolved-Received amort schedule - Due Diligence Vendor-01/15/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/15/2026 <br>Open-Amortization Schedule is 'Missing'from the Closing Package. Amortization Schedule Document is missing - Due Diligence Vendor-01/14/2026 |  | Resolved-Received amort schedule - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7091928 |
| 1622 |  | D A | Closed | FCRE1364 | 2026-01-14 09:41 | 2026-01-15 16:08 | Resolved | 1 - Information B A | Credit | Missing Doc | Borrower 2 Executed 4506-T Missing | Resolved-Received updated 4506 - Due Diligence Vendor-01/15/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/15/2026 <br>Open-Borrower 2 Executed 4506-T Missing B2 - 4506 Document is missing - Due Diligence Vendor-01/14/2026 |  | Resolved-Received updated 4506 - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7088173 |
| 1622 |  | D A | Closed | FCOM4028 | 2026-01-14 07:42 | 2026-01-14 15:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/14/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7084684 |
| 1623 |  | D A | Closed | FCOM4028 | 2026-01-16 01:49 | 2026-01-16 12:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7130576 |
| 1624 |  | D A | Closed | FCOM4028 | 2026-01-17 02:41 | 2026-01-20 09:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/17/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7153048 |
| 1625 |  | D A | Closed | FCOM4028 | 2026-01-15 11:31 | 2026-01-15 14:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/15/2026 |  | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7116492 |
| 1626 |  | D B A | Closed | FCOM1233 | 2026-01-15 11:28 | 2026-01-28 12:23 | Resolved | 1 - Information B A | Credit | Eligibility | The Final 1003 is Incomplete | Resolved-The Final 1003 is Present - Due Diligence Vendor-01/28/2026 <br>Resolved-missing info now present - Due Diligence Vendor-01/28/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/28/2026 <br>Open-borrower is self employed and employment section blank need business name, start date and income section filled in - Due Diligence Vendor-01/15/2026 |  | Resolved-The Final 1003 is Present - Due Diligence Vendor-01/28/2026 <br>Resolved-missing info now present - Due Diligence Vendor-01/28/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7116400 |
| 1626 |  | D B A | Closed | FCRE7415 | 2026-01-14 14:44 | 2026-01-22 13:47 | Waived | 2 - Non-Material B | Credit | Eligibility | Personal Bank Statement Program does not allow non-borrower account holders | Waived-All parties listed on each bank account must also be borrowers on the loan Per Guide : All parties listed on each bank account must also be borrowers on the loan Exception form provided to allow statements that are used for income also list borrower's ex husband Exception form page#18 of 126 Approved With Conditions: [Redacted], 0.25 to price - Due Diligence Vendor-01/22/2026 <br> Waived-All parties listed on each bank account must also be borrowers on the loan Per Guide : All parties listed on each bank account must also be borrowers on the loan<br> Exception form provided to allow statements that are used for income also list borrower's ex husband<br> Exception form page#18 of 126<br> Approved With Conditions: [Redacted], 0.25 to price<br> - Due Diligence Vendor-01/14/2026 |  | Waived-All parties listed on each bank account must also be borrowers on the loan Per Guide : All parties listed on each bank account must also be borrowers on the loan Exception form provided to allow statements that are used for income also list borrower's ex husband Exception form page#18 of 126 Approved With Conditions: [Redacted], 0.25 to price - Due Diligence Vendor-01/22/2026 <br> Waived-All parties listed on each bank account must also be borrowers on the loan Per Guide : All parties listed on each bank account must also be borrowers on the loan<br> Exception form provided to allow statements that are used for income also list borrower's ex husband<br> Exception form page#18 of 126<br> Approved With Conditions: [Redacted], 0.25 to price<br> - Due Diligence Vendor-01/14/2026 |  | 5 years on current job, No credit events past 40 months, No mortgage late payments in the last 24 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7095436 |
| 1626 |  | D B A | Closed | FCRE8800 | 2026-01-15 11:54 | 2026-01-22 13:46 | Resolved | 1 - Information C A | Credit | Eligibility | Compensating Factors are insufficient to approve Exception Waiver | Resolved-new comp factor provided - Due Diligence Vendor-01/22/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/22/2026 <br>Open-need new comp factor to replace "several sources of income" as we only have one verified (Borrowers business) - Due Diligence Vendor-01/15/2026 |  | Resolved-new comp factor provided - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7117211 |
| 1626 |  | D B A | Closed | FCOM4028 | 2026-01-14 12:57 | 2026-01-15 11:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/14/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7093280 |
| 1627 |  | D A | Closed | FCOM4028 | 2026-01-17 12:24 | 2026-01-20 12:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/17/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7154505 |
| 1628 |  | D A | Closed | FCOM4028 | 2026-01-17 11:52 | 2026-01-20 11:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/17/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7154429 |
| 1629 |  | D B A | Closed | FCOM4028 | 2026-01-19 09:41 | 2026-01-20 09:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/19/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7166220 |
| 1629 |  | D B A | Closed | FCRE1437 | 2026-01-19 10:34 | 2026-01-20 09:10 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-Exception for unstable income<br> Approved with conditions of max [Redacted]<br> Waiver on page 362 of 427 - Due Diligence Vendor-01/19/2026 |  | Waived-Exception for unstable income<br> Approved with conditions of max [Redacted]<br> Waiver on page 362 of 427 - Due Diligence Vendor-01/19/2026<br>|  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7167095 |
| 1630 |  | D A | Closed | FCOM4028 | 2026-01-19 03:03 | 2026-01-20 13:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/19/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7160193 |
| 1631 |  | D A | Closed | FCOM4028 | 2026-01-19 11:31 | 2026-01-20 13:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/19/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7167991 |
| 1632 |  | D A | Closed | FCRE1158 | 2026-01-20 13:34 | 2026-01-21 14:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-invoice now present - Due Diligence Vendor-01/21/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/21/2026 <br> Open-Hazard Insurance Policy Partially Provided Premium amt of $[Redacted] is missing on HOI policy page #682 - Due Diligence Vendor-01/20/2026 |  | Resolved-invoice now present - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7187226 |
| 1632 |  | D A | Closed | FCOM4028 | 2026-01-19 05:24 | 2026-01-20 13:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/19/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7161748 |
| 1633 |  | D A | Closed | FCOM4028 | 2026-01-19 10:50 | 2026-01-20 07:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/19/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7167337 |
| 1634 |  | D A | Closed | FCOM4028 | 2026-01-19 12:36 | 2026-01-20 13:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/19/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7169206 |
| 1635 |  | D A | Closed | FCOM4028 | 2026-01-18 08:21 | 2026-01-20 06:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/18/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7156224 |
| 1636 |  | D B A | Closed | FCRE1440 | 2026-01-19 09:30 | 2026-01-26 13:57 | Waived | 2 - Non-Material C B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-mortgage lates recently reported and waiver provided post close - Due Diligence Vendor-01/26/2026 <br> Ready for Review-Document Uploaded. Please see attached exception form. - Buyer-01/26/2026 <br> Open-Housing History Does Not Meet Guideline Requirements [Redacted] REO loan paid off 08/2025 (page 209)- however was 1 x30 on 01/2025 and 02/2025 - 2 x30 within last 12 months. Superprime is 0x30. - Due Diligence Vendor-01/19/2026 |  | Waived-mortgage lates recently reported and waiver provided post close - Due Diligence Vendor-01/26/2026<br>|  | 10 years or more in the same line of employment, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 7166073 |
| 1636 |  | D B A | Closed | FCRE8800 | 2026-01-19 09:54 | 2026-01-26 13:41 | Resolved | 1 - Information C A | Credit | Eligibility | Compensating Factors are insufficient to approve Exception Waiver | Resolved-lender financed 2 pts but does not affect base CLTV - Due Diligence Vendor-01/26/2026 <br> Ready for Review-Document Uploaded. Please see attached exception form. Please also see lock confirmation which per lock 2 points were financed-that mean we were good to proceed with LTV [Redacted]%. - Buyer-01/26/2026 <br> Open-Max LTV for exception was [Redacted]%. Loan closed at [Redacted]. Additionally, the comp factor of no mortgage lates in last 24 months is incorrect - see housing history finding. - Due Diligence Vendor-01/19/2026 |  | Resolved-lender financed 2 pts but does not affect base CLTV - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7166423 |
| 1636 |  | D B A | Closed | FCRE6843 | 2026-01-19 10:02 | 2026-01-23 13:23 | Resolved | 1 - Information C A | Credit | Assets | Asset General | Resolved-donor wire now present - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Document Uploaded. Please see the attached wire for the gift funds. - Buyer-01/23/2026 <br> Open-Verify Donor's gift funds/wire in the amount $[Redacted]from [Redacted] to the title company.<br> - Due Diligence Vendor-01/19/2026 |  | Resolved-donor wire now present - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7166538 |
| 1636 |  | D B A | Closed | FCOM4028 | 2026-01-19 09:03 | 2026-01-20 14:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/19/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7165741 |
| 1636 |  | D B A | Closed | FCRE2828 | 2026-01-19 09:52 | 2026-01-19 09:57 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Modification and Program Does Not Allow This | Waived-Waived-As per guide, Loan Modification is not allowed in the last 48 months.<br> \*Exception form is provided to allow Modification/forbearance on 1/2023. Modification docs are on page #339 of 661. Lien is now paid off.<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page #3 of 249 - Due Diligence Vendor-01/192026 - Due Diligence Vendor-01/19/2026 |  | Waived-Waived-As per guide, Loan Modification is not allowed in the last 48 months.<br> \*Exception form is provided to allow Modification/forbearance on 1/2023. Modification docs are on page #339 of 661. Lien is now paid off.<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page #3 of 249 - Due Diligence Vendor-01/192026 - Due Diligence Vendor-01/19/2026<br>|  | No mortgage late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7166407 |
| 1637 |  | D A | Closed | FCOM4028 | 2026-01-20 07:28 | 2026-01-20 14:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 7177910 |
| 1638 |  | D B A | Closed | FCRE5116 | 2026-01-20 06:08 | 2026-01-26 14:00 | Waived | 2 - Non-Material D B | Credit | Missing Doc | Missing VOM or VOR | Waived-missing cancelled checks for VOM as required per guidelines-waiver provided - Due Diligence Vendor-01/26/2026 <br> Ready for Review-Document Uploaded. Please see attached exception form. - Buyer-01/26/2026 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. missing exception for no cancelled checks for private Vom. pg 346 say [Redacted] takes the mtg right out of his pay, but that doesnt meet cancelled check guidelines - Due Diligence Vendor-01/20/2026 |  | Waived-missing cancelled checks for VOM as required per guidelines-waiver provided - Due Diligence Vendor-01/26/2026<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24<br> months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | Originator Post-Close | Yes | 7176548 |
| 1638 |  | D B A | Closed | FCOM4028 | 2026-01-20 05:23 | 2026-01-20 11:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7175489 |
| 1639 |  | D A C | Closed | 2260 | 2026-01-20 15:16 | 2026-01-23 08:06 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-Lender reports no PPP - Due Diligence Vendor-01/23/2026 <br>Ready for Review-No PPP. - Buyer-01/22/2026 <br>Open-Confirm prepayment - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender reports no PPP - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7189570 |
| 1639 |  | D A C | Closed | FCOM4028 | 2026-01-20 07:13 | 2026-01-20 15:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7177624 |
| 1640 |  | D A | Closed | FCOM4028 | 2026-01-20 08:02 | 2026-01-20 15:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7178612 |
| 1641 |  | D A | Closed | FCOM4028 | 2026-01-20 07:00 | 2026-01-20 16:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7177389 |
| 1642 |  | D A C | Closed | 2260 | 2026-01-21 11:18 | 2026-01-23 08:07 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-Lender agrees no PPP - Due Diligence Vendor-01/23/2026 <br> Ready for Review-No PPP - Buyer-01/22/2026 <br> Open-Prepayment penalties are not allowed in [Redacted] with loan amount less than or equal to [Redacted]. File's LA is $[Redacted]. Confirm prepayment - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender agrees no PPP - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7219068 |
| 1642 |  | D A C | Closed | FCOM4028 | 2026-01-20 00:07 | 2026-01-21 11:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7173532 |
| 1643 |  | D A | Closed | FCOM4028 | 2026-01-20 03:50 | 2026-01-20 11:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7174574 |
| 1644 |  | D A | Closed | FCOM4028 | 2026-01-20 11:14 | 2026-01-21 06:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7184234 |
| 1645 |  | D A | Closed | FCRE6843 | 2026-01-22 02:33 | 2026-01-23 12:27 | Resolved | 1 - Information C A | Credit | Assets | Asset General | Resolved-lender accepts gift transfer as is. they have documented that attry that received gifts was part of transaction - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Document Uploaded. Please review uploaded explanation from SUW - Buyer-01/23/2026 <br> Open-Gift funds were deposited to a third party Trust. Please provide the evidence these funds were deposited into the Trust account and explain the relationship between [Redacted]Attorney, and borrower as this Attorney is not the closing attorney.. The letter on page 40 does state "I will provide you with the relevant portions of my escrow account bank statements showing deposits under separate cover." This portion is missing. We need to see how the funds from this attorney were transferred to the borrower for use and the relationship - Due Diligence Vendor-01/22/2026 |  | Resolved-lender accepts gift transfer as is. they have documented that attry that received gifts was part of transaction - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7236607 |
| 1645 |  | D A | Closed | FCOM4028 | 2026-01-20 07:30 | 2026-01-22 05:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7177941 |
| 1646 |  | D A | Closed | FCOM4028 | 2026-01-19 23:57 | 2026-01-20 12:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7173448 |
| 1647 |  | D A | Closed | FCOM4028 | 2026-01-20 08:20 | 2026-01-21 09:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7179062 |
| 1648 |  | D A | Closed | FCOM4028 | 2026-01-20 08:53 | 2026-01-21 14:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7179912 |
| 1649 |  | D A | Closed | FCOM4028 | 2026-01-20 10:12 | 2026-01-21 14:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7182486 |
| 1650 |  | D A | Closed | FCOM4028 | 2026-01-20 08:58 | 2026-01-21 10:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7179982 |
| 1651 |  | D A | Closed | FCOM4028 | 2026-01-20 07:18 | 2026-01-21 11:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7177735 |
| 1652 |  | B A | Closed | FCOM1232 | 2026-01-20 07:40 | 2026-01-26 08:09 | Resolved | 1 - Information B A | Credit | Eligibility | The Final 1003 is Missing | Resolved-The Final 1003 is Present - Due Diligence Vendor-01/26/2026 <br>Ready for Review-Document Uploaded. Please see the Final 1003. - Buyer-01/24/2026 <br>Open- - Due Diligence Vendor-01/23/2026 <br>Open-The Final 1003 is Missing - Due Diligence Vendor-01/20/2026 |  | Resolved-The Final 1003 is Present - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7178128 |
| 1653 |  | D A C | Closed | 2000000-Fees-Prohibited-Reconveyance Fee-550-FL-Borrower | 2026-01-20 13:23 | 2026-01-23 08:23 | Resolved | 1 - Information C A | Compliance | Mavent | FL Fee Not Allowed- Reconveyance Fee (Fee ID: 550) | Resolved-Lender approved [Redacted] Statutes §701.03-701.05 mandate that mortgagees or assignees must cancel a satisfied mortgage within 45 days of payment - Due Diligence Vendor-01/23/2026 <br> Ready for Review-No fee limitations for [Redacted] first lien - Buyer-01/23/2026 <br> Open-The [Redacted] Assignment and Cancellation of Mortgages Provisions Act ([Redacted]. Stat. Ann. 701.03-05) does not allow Reconveyance Fee (Fee ID: 550) to be charged to the Borrower in [Redacted]. Final CD [Redacted] Loan Costs, Section C, Line 06 shows Reconveyance Fee being charged. - Due Diligence Vendor-01/20/2026 <br> Open- - Due Diligence Vendor-01/20/2026 <br> Open- - Due Diligence Vendor-01/20/2026 |  | Resolved-Lender approved [Redacted] Statutes §701.03-701.05 mandate that mortgagees or assignees must cancel a satisfied mortgage within 45 days of payment - Due Diligence Vendor-01/23/2026 |  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7187018 |
| 1653 |  | D A C | Closed | FCRE5116 | 2026-01-20 11:07 | 2026-01-23 08:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-Loans haven't closed yet, estimated payment included in quaifying calc. - Due Diligence Vendor-01/23/2026 <br>Ready for Review-Document Uploaded. Both properties are in process-not closed yet.We had only preliminary CD's on file - Buyer-01/23/2026 <br>Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. missing 2 CDs and Notes to show both [Redacted] loans were paid - Due Diligence Vendor-01/20/2026 |  | Resolved-Loans haven't closed yet, estimated payment included in quaifying calc. - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7184039 |
| 1653 |  | D A C | Closed | FCOM4028 | 2026-01-20 10:10 | 2026-01-21 15:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7182434 |
| 1654 |  | B A | Closed | FCRE4595 | 2026-01-20 13:01 | 2026-01-20 13:01 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan amount is less than minimum allowed per program guidelines | Waived-Waived-As per guide, Guideline Minimum Loan Amount is $[Redacted]<br> \*Exception form is provided to allow $[Redacted] LA<br> \*Approved Conditions: [Redacted] MAX & 0.25 to price<br> \*Exception form is on page # 242 of 265 - Due Diligence Vendor-05/03/2025 - Due Diligence Vendor-01/20/2026 |  | Waived-Waived-As per guide, Guideline Minimum Loan Amount is $[Redacted]<br> \*Exception form is provided to allow $[Redacted] LA<br> \*Approved Conditions: [Redacted] MAX & 0.25 to price<br> \*Exception form is on page # 242 of 265 - Due Diligence Vendor-05/03/2025 - Due Diligence Vendor-01/20/2026 |  | DTI >=10% lower than loan program, No credit events past 40 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7186422 |
| 1654 |  | B A | Closed | FVAL5474 | 2026-01-20 12:59 | 2026-01-20 12:59 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-\*Waived-As per guide, Any projects with significant deferred maintenance or have received a directive from a regulatory or inspection agency to mark repairs due to unsafe conditions are not eligible.<br> \*Exception form is provided to allow non-immediate repairs<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 241 of 265, Safety Inspection page 455 of 866 - Due Diligence Vendor-1/20/2026 - Due Diligence Vendor-01/20/2026 |  | Waived-\*Waived-As per guide, Any projects with significant deferred maintenance or have received a directive from a regulatory or inspection agency to mark repairs due to unsafe conditions are not eligible.<br> \*Exception form is provided to allow non-immediate repairs<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 241 of 265, Safety Inspection page 455 of 866 - Due Diligence Vendor-1/20/2026 - Due Diligence Vendor-01/20/2026<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7186402 |
| 1655 |  | D A | Closed | FCOM4028 | 2026-01-20 11:30 | 2026-01-21 12:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7184516 |
| 1656 |  | D A | Closed | FCOM4028 | 2026-01-20 13:24 | 2026-01-21 15:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7187028 |
| 1657 |  | D A | Closed | FCOM4028 | 2026-01-20 12:16 | 2026-01-21 14:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7185583 |
| 1658 |  | D B A | Closed | FCOM4028 | 2026-01-20 03:37 | 2026-01-21 15:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7174501 |
| 1658 |  | D B A | Closed | FCRE1437 | 2026-01-20 06:02 | 2026-01-20 08:47 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-Income and Employment Do Not Meet Guidelines Deposits are not stable in Borrower's Business Bank statement in page #78 to 118, 136 to 190- [Redacted] Credit Package 1.pdf & Worksheet in page #3_Credit Pkg 2.pdf which is not allowed per Guidelines considering current income as unstable. However Exception Form is in page no #36- [Redacted] Credit Package 2.pdf - Due Diligence Vendor-01/20/2026 |  | Waived-Income and Employment Do Not Meet Guidelines Deposits are not stable in Borrower's Business Bank statement in page #78 to 118, 136 to 190- [Redacted] Credit Package 1.pdf & Worksheet in page #3_Credit Pkg 2.pdf which is not allowed per Guidelines considering current income as unstable. However Exception Form is in page no #36- [Redacted] Credit Package 2.pdf - Due Diligence Vendor-01/20/2026 |  | 1. DTI >=10% lower than loan program- Audited DTI 16.98% & Maximum DTI 50% with Difference is 33.02% Which is Greater then 10%,<br> 2. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 3. 5+ years credit history- Oldest tradeline date in CBR page #147- Credit Package.pdf is 02/01/2005. | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 7176483 |
| 1659 |  | D A | Closed | FCOM4028 | 2026-01-20 15:17 | 2026-01-21 13:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7189577 |
| 1660 |  | D B A | Closed | FCRE9991 | 2026-01-16 13:28 | 2026-01-23 10:21 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DTI is now 40.085. Lender confirmed a system glitch for total neg rents for reo is -3651.98 - Due Diligence Vendor-01/23/2026 <br> Counter-using this 1003 DTI is now 49.05% - Due Diligence Vendor-01/22/2026 <br> Ready for Review-Document Uploaded. Please review uploaded final 1003 with credit report liabilities,mortgages and rental loss that were included to the liabilities . - Seller-01/21/2026 <br> Counter-the final 1003 in file does not have $[Redacted] in debts. please provide a break down or an updated 1003 - Due Diligence Vendor-01/20/2026 <br> Ready for Review-Our DTI is subject PITIA $[Redacted] +credit report liabilities $[Redacted]=40.8018% - Buyer-01/20/2026 <br> Open-\*DTI is off by 1.932<br> DTI should be 38.87%. Approval is 10.80%. PITIA is $[Redacted] + Debts from Credit report of $[Redacted] + negative rents used of $[Redacted]/ Income of $[Redacted]= 38.87%<br> Reason: Unable to identify how lender Calculate - Due Diligence Vendor-01/16/2026 | Ready for Review-Document Uploaded. Please review uploaded final 1003 with credit report liabilities,mortgages and rental loss that were included to the liabilities . - Seller-01/21/2026<br>| Resolved-DTI is now 40.085. Lender confirmed a system glitch for total neg rents for reo is [Redacted]- Due Diligence Vendor-01/23/2026 |  | DTI is 40.8%<br>We used liabilities below :<br> 663 +346+25+1650.37+$3651+334.51 +PITIA $4357.92 =$11,027.8. DTI calculations $11,027.8/ $27,030.13=40.7981%<br> The issue is with our final 1003 ,it's not printing rental loss associated with REO 8300 Ryan Gulch accurately .$3651.98 is the total expenses for this REO . We were not supposed to add in addition the mortgage to the liabilities($1702.68 and 522.68) since the amounts were already counted into the net rental loss. Please see the snip below . Mtg $2228 +taxes and insurance $1432.18=$3,651.98 .<br> At the moment we can't update the 1003 ,it's IT related issue and it's been addressed ,but no ETA when it will be fixed.<br>| [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7144421 |
| 1660 |  | D B A | Closed | FCRE9651 | 2026-01-16 12:35 | 2026-01-22 10:11 | Resolved | 1 - Information A | Credit | Missing Doc | Amortization Schedule missing from Closing Package. | Resolved-received am schedule - Due Diligence Vendor-01/22/2026 <br>Ready for Review-Document Uploaded. Please review uploaded amortization schedule - Buyer-01/21/2026 <br>Open-Amortization Schedule is 'Missing'from the Closing Package. Amortization Schedule document is missing - Due Diligence Vendor-01/16/2026 |  | Resolved-received am schedule - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7143535 |
| 1660 |  | D B A | Closed | FCOM4028 | 2026-01-16 09:52 | 2026-01-16 15:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7140397 |
| 1660 |  | D B A | Closed | FVAL5524 | 2026-01-16 13:20 | 2026-01-16 15:09 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Exception form provided to allow for Property is a barndominium, we have comps if needed<br> Exception form page#138 of 141<br> Approved With Conditions: [Redacted] max, 0.5 to price - Due Diligence Vendor-01/16/2026 |  | Waived-Exception form provided to allow for Property is a barndominium, we have comps if needed<br> Exception form page#138 of 141<br> Approved With Conditions: [Redacted] max, 0.5 to price - Due Diligence Vendor-01/16/2026<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Reserves >6 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7144304 |
| 1660 |  | D B A | Closed | FCRE1437 | 2026-01-16 15:09 | 2026-01-16 15:09 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-As per guide, Income should be stable.<br> Exception form provided for Bank statement income is unstable<br> Exception form page #137 of 141<br> Approved With Conditions: [Redacted] max, 0.25 to price<br> - Due Diligence Vendor-01/16/2026 |  | Waived-As per guide, Income should be stable.<br> Exception form provided for Bank statement income is unstable<br> Exception form page #137 of 141<br> Approved With Conditions: [Redacted] max, 0.25 to price<br> - Due Diligence Vendor-01/16/2026<br>|  | Revolving debt is under 30%, 5 years on current job, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Reserves >6 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7146353 |
| 1661 |  | D A | Closed | FCOM4028 | 2026-01-20 06:45 | 2026-01-21 14:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7177109 |
| 1662 |  | D A | Closed | FCOM4028 | 2026-01-20 12:50 | 2026-01-21 12:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7186262 |
| 1663 |  | D A | Closed | FCOM4028 | 2026-01-16 06:27 | 2026-01-16 11:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7134040 |
| 1664 |  | D A | Closed | FCOM4028 | 2026-01-20 15:49 | 2026-01-22 14:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7190365 |
| 1665 |  | D A | Closed | FCOM4028 | 2026-01-16 10:04 | 2026-01-20 08:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7140631 |
| 1666 |  | D B A | Closed | FCOM4028 | 2026-01-21 07:49 | 2026-01-21 14:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/21/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7202871 |
| 1666 |  | D B A | Closed | FCRE5658 | 2026-01-21 09:21 | 2026-01-21 14:36 | Waived | 2 - Non-Material B | Credit | Eligibility | Non-occupant co-borrowers not allowed per guidelines | Waived-Exception for non occupying co borrower being main income earner<br>Approved with conditions of [Redacted]<br>Waiver on page 2 of 175 - Due Diligence Vendor-01/21/2026 |  | Waived-Exception for non occupying co borrower being main income earner<br>Approved with conditions of [Redacted]<br>Waiver on page 2 of 175 - Due Diligence Vendor-01/21/2026<br>|  | 5 years on current job, Loan is stating on job for 27.44 years. <br> Residual income >=3000$, <br> DTI >=10% lower than loan program<br> No credit events past 40 months, - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> LTV 10% below maximum, - LTV is 77.53% Guideline max is 90%<br> Credit score >40 points than minimum required - FICO is 729. Min fico is 660 | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7206131 |
| 1667 |  | D A | Closed | FCRE1182 | 2026-01-21 08:57 | 2026-01-23 08:31 | Resolved | 1 - Information B A | Credit | Missing Doc | Approval/Underwriting Summary Not Provided | Resolved-Received updated 1008 - Due Diligence Vendor-01/23/2026 <br>Ready for Review-Document Uploaded. Please see 1008 and Approval Letter. - Buyer-01/23/2026 <br>Open-missing final approval with correct value or a 1008 - Due Diligence Vendor-01/21/2026 |  | Resolved-Received updated 1008 - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7205527 |
| 1667 |  | D A | Closed | FCOM4028 | 2026-01-21 07:32 | 2026-01-21 14:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/21/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7202299 |
| 1668 |  | D A | Closed | FCOM4028 | 2026-01-21 04:56 | 2026-01-22 09:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/21/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7198026 |
| 1669 |  | D A | Closed | FCOM4028 | 2026-01-20 20:53 | 2026-01-22 09:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/21/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7194485 |
| 1670 |  | D B A | Closed | FCOM4028 | 2026-01-21 12:25 | 2026-01-23 14:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/21/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7221388 |
| 1670 |  | D B A | Closed | FVAL5474 | 2026-01-21 14:13 | 2026-01-21 14:13 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-repairs not completed <br> Outsanding repairs - utility and staircase metal doors<br> Comments Most works were completed already (we have some letters from HOA confirming for the same, from 12/16<br> is the last one regarding staircase and column repairs completion). Utility and metal doors scheduled for<br> April of 26 (delay is due to city, not HOA).<br>- Due Diligence Vendor-01/21/2026 |  | Waived-repairs not completed <br> Outsanding repairs - utility and staircase metal doors<br> Comments Most works were completed already (we have some letters from HOA confirming for the same, from 12/16<br> is the last one regarding staircase and column repairs completion). Utility and metal doors scheduled for<br> April of 26 (delay is due to city, not HOA).<br>- Due Diligence Vendor-01/21/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, LTV 10% below maximum,<br> Credit score >40 points than minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 12/29/2025 0.25 to price | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7225185 |
| 1671 |  | D A | Closed | FCOM4028 | 2026-01-21 08:03 | 2026-01-22 10:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/21/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7203770 |
| 1672 |  | D B A | Closed | FCOM4028 | 2026-01-21 09:48 | 2026-01-22 08:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/21/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7207957 |
| 1672 |  | D B A | Closed | FCRE2840 | 2026-01-21 12:42 | 2026-01-22 08:26 | Waived | 2 - Non-Material B | Credit | Debt | Subordinate lien does not meet guideline requirements | Waived-\*Subordinate lien is solar lien<br> \*Exception form provided to proceed with Subordinate Solar Lien<br> \*Approved With Conditions UW to review title, county tax records, and third-party tax data to confirm the solar system is not financed through a PACE or tax-assessed lien. The solar panels must be owned by a third party under a recorded solar lease/PPA agreement and do not constitute a tax lien, special assessment, or senior encumbrance. Ok if title confirms all. Lease payment must be included to DTI & subordination agreement must be provided<br> \*Exception form page no 16 of 320<br>- Due Diligence Vendor-01/21/2026 |  | Waived-\*Subordinate lien is solar lien<br> \*Exception form provided to proceed with Subordinate Solar Lien<br> \*Approved With Conditions UW to review title, county tax records, and third-party tax data to confirm the solar system is not financed through a PACE or tax-assessed lien. The solar panels must be owned by a third party under a recorded solar lease/PPA agreement and do not constitute a tax lien, special assessment, or senior encumbrance. Ok if title confirms all. Lease payment must be included to DTI & subordination agreement must be provided<br> \*Exception form page no 16 of 320<br>- Due Diligence Vendor-01/21/2026<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7222616 |
| 1673 |  | D A | Closed | FCOM4028 | 2026-01-21 13:14 | 2026-01-22 11:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/21/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7223421 |
| 1674 |  | D A | Closed | FCOM4028 | 2026-01-21 15:57 | 2026-01-22 14:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/21/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7227914 |
| 1675 |  | D A B | Closed | FCRE1369 | 2026-01-20 15:02 | 2026-01-30 06:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Personal Bank Statements Missing | Resolved-Borrower 2 Personal Bank Statements Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-01/21/2026 <br> Resolved-3 months now present - Due Diligence Vendor-01/21/2026 <br> Ready for Review-Document Uploaded. Please review uploaded assets (Sept,October and Nov. statements) - Buyer-01/21/2026 <br> Open-B2 - Personal Bank Statement for [Redacted] & [Redacted] 1 month Statement is missing in file (this is asset depletion and we only have 2 months need 3 months to document) Have the October & November Statement but missing the December month Statement - Due Diligence Vendor-01/21/2026 |  | Resolved-Borrower 2 Personal Bank Statements Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-01/21/2026 <br>Resolved-3 months now present - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7189032 |
| 1675 |  | D A B | Closed | 123ABH | 2026-01-20 11:46 | 2026-01-21 15:22 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing Toolkit Disclosure/Booklet | Resolved-proof sent to borrower now present - Due Diligence Vendor-01/21/2026 <br>Ready for Review-Document Uploaded. Please review uploaded disclosure - Buyer-01/21/2026 <br>Open-Homeowner Toolkit is missing Toolkit Document is missing in file - Due Diligence Vendor-01/20/2026 |  | Resolved-proof sent to borrower now present - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7184910 |
| 1675 |  | D A B | Closed | FCOM4028 | 2026-01-20 11:13 | 2026-01-21 07:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7184230 |
| 1676 |  | D A | Closed | FCOM4028 | 2026-01-21 11:03 | 2026-01-22 08:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/21/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7218418 |
| 1677 |  | D A | Closed | FCOM4028 | 2026-01-21 11:47 | 2026-01-22 11:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/21/2026 |  | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7219823 |
| 1678 |  | D A | Closed | FCOM4028 | 2026-01-21 09:52 | 2026-01-23 10:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/21/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7208741 |
| 1679 |  | D B A | Closed | FCOM4028 | 2026-01-21 13:05 | 2026-01-22 13:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/21/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7223154 |
| 1679 |  | D B A | Closed | FVAL5472 | 2026-01-21 14:00 | 2026-01-22 13:02 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-As Per guide GLA Less than 500 sqf is not allowed<br> Exception form is provided to proceed with the GLA less than 500 square feet<br> Exception form is on 236 of 327<br> Approves with condition 0.25 to price - Due Diligence Vendor-01/21/2026 |  | Waived-As Per guide GLA Less than 500 sqf is not allowed<br> Exception form is provided to proceed with the GLA less than 500 square feet<br> Exception form is on 236 of 327<br> Approves with condition 0.25 to price - Due Diligence Vendor-01/21/2026<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7224824 |
| 1680 |  | D A | Closed | FCOM4028 | 2026-01-21 13:19 | 2026-01-22 13:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/21/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7223573 |
| 1681 |  | D B A | Closed | FCOM4028 | 2026-01-21 13:20 | 2026-01-23 11:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/21/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7223597 |
| 1681 |  | D B A | Closed | FCRE8729 | 2026-01-21 15:40 | 2026-01-21 15:40 | Waived | 2 - Non-Material B | Credit | Missing Doc | Missing Partial Payment History | Waived-Waived-As per guide, On the date of the loan application, the borrower's existing mortgage must be current and verification of any mortgage liens on the other properties is required.<br> \*Exception form is provided to allow Mortgage Payment for [Redacted] and [Redacted] incomplete mortgage history<br> \*Approved Conditions: LA $[Redacted] max, 0.25 to price<br> \*Exception form is on page # 303 of 361, VOM page 204 of361 ([Redacted]) and page 288 of 361 ([Redacted]) - Due Diligence Vendor-1/21/2026 - Due Diligence Vendor-01/21/2026 |  | Waived-Waived-As per guide, On the date of the loan application, the borrower's existing mortgage must be current and verification of any mortgage liens on the other properties is required.<br> \*Exception form is provided to allow Mortgage Payment for [Redacted] and [Redacted] incomplete mortgage history<br> \*Approved Conditions: LA $[Redacted] max, 0.25 to price<br> \*Exception form is on page # 303 of 361, VOM page 204 of361 ([Redacted]) and page 288 of 361 ([Redacted]) - Due Diligence Vendor-1/21/2026 - Due Diligence Vendor-01/21/2026 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7227430 |
| 1681 |  | D B A | Closed | FVAL5474 | 2026-01-21 15:28 | 2026-01-21 15:28 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Waived-As per guide, projects are ineligible if a single entity (the same individual, investor group, partnership, or corporation) owns more than 2 units in projects with 5 to 20 units<br> \*Exception form is provided to allow owns 3 units in same condo, less then 50% owner occupied<br> \*Approved Conditions: LA $[Redacted] max, 0.25 to price<br> \*Exception form is on page # 302 of 361, Appraisal page 17 of 361, Condo Questionnaire page 174 of 361 - Due Diligence Vendor-1/21/2026 - Due Diligence Vendor-01/21/2026 |  | Waived-Waived-As per guide, projects are ineligible if a single entity (the same individual, investor group, partnership, or corporation) owns more than 2 units in projects with 5 to 20 units<br> \*Exception form is provided to allow owns 3 units in same condo, less then 50% owner occupied<br> \*Approved Conditions: LA $[Redacted] max, 0.25 to price<br> \*Exception form is on page # 302 of 361, Appraisal page 17 of 361, Condo Questionnaire page 174 of 361 - Due Diligence Vendor-1/21/2026 - Due Diligence Vendor-01/21/2026 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7227157 |
| 1682 |  | D B A | Closed | FCOM4028 | 2026-01-21 14:07 | 2026-01-22 14:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/21/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7225075 |
| 1682 |  | D B A | Closed | FCRE1440 | 2026-01-21 15:40 | 2026-01-22 14:10 | Waived | 2 - Non-Material B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-2 Mortgage recent payment is reflecting in paid in cash, and we have VOM in file with the confirmation zero late<br> Exception is provided to proceed loan with mortgage payment paid in cash <br> Approved With Conditions LA $[Redacted] max, 0.25 to price<br> Exception form page #293 of 356 - Due Diligence Vendor-01/21/2026 |  | Waived-2 Mortgage recent payment is reflecting in paid in cash, and we have VOM in file with the confirmation zero late<br> Exception is provided to proceed loan with mortgage payment paid in cash <br> Approved With Conditions LA $[Redacted] max, 0.25 to price<br> Exception form page #293 of 356 - Due Diligence Vendor-01/21/2026 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 7227432 |
| 1682 |  | D B A | Closed | FVAL5474 | 2026-01-21 15:36 | 2026-01-22 14:10 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-As per Guide when the project size is 5-20 units, Single entity only own can 2 units.<br> Exception is provided to proceed with loan as 1 unit own 3 units<br> Approved With Conditions LA $[Redacted] max, 0.25 to price<br> Exception form page #292 of 356 - Due Diligence Vendor-01/21/2026 |  | Waived-As per Guide when the project size is 5-20 units, Single entity only own can 2 units.<br> Exception is provided to proceed with loan as 1 unit own 3 units<br> Approved With Conditions LA $[Redacted] max, 0.25 to price<br> Exception form page #292 of 356 - Due Diligence Vendor-01/21/2026 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 7227345 |
| 1683 |  | D B A | Closed | FCRE8800 | 2026-01-22 14:56 | 2026-01-26 08:48 | Resolved | 1 - Information C A | Credit | Eligibility | Compensating Factors are insufficient to approve Exception Waiver | Resolved-AVM now present - Due Diligence Vendor-01/26/2026 <br>Ready for Review-Document Uploaded. Please see the AVM attached. - Buyer-01/24/2026 <br>Open-As per exception on page #806, AVM supports the value. However there is no AVM in file.<br> - Due Diligence Vendor-01/22/2026 |  | Resolved-AVM now present - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7255063 |
| 1683 |  | D B A | Closed | FCOM4028 | 2026-01-22 06:39 | 2026-01-22 14:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/22/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7239205 |
| 1683 |  | D B A | Closed | FCRE6696 | 2026-01-22 09:55 | 2026-01-22 14:53 | Waived | 2 - Non-Material B | Credit | Income/Employment | Employment Self-Employed Less Than 2 Years at Origination | Waived-As Per guide less than 2 year LLC history not allow<br> Exception form is provided to processed with the loan Less than 2-year LLC history<br> Exception form is on 806 of 970<br> Approved with 0.125 to price - Due Diligence Vendor-01/22/2026 |  | Waived-As Per guide less than 2 year LLC history not allow<br> Exception form is provided to processed with the loan Less than 2-year LLC history<br> Exception form is on 806 of 970<br> Approved with 0.125 to price - Due Diligence Vendor-01/22/2026<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, AVM supports the value | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7246748 |
| 1684 |  | D A | Closed | FCOM4028 | 2026-01-21 07:34 | 2026-01-23 11:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/21/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7202350 |
| 1685 |  | D A | Closed | FCOM4028 | 2026-01-22 09:10 | 2026-01-23 09:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/22/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7242666 |
| 1686 |  | D B A | Closed | FCOM4028 | 2026-01-22 08:56 | 2026-01-23 09:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/22/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7242288 |
| 1686 |  | D B A | Closed | FVAL5474 | 2026-01-22 11:46 | 2026-01-22 11:46 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Waived-As per Guide, Guideline allows one entity to own up to 30% of total project units with 21 or more units. <br> \*Exception form is provided to allow with >30% ownership by one entity<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #436 of 502<br> - Due Diligence Vendor-01/22/2026 |  | Waived-Waived-As per Guide, Guideline allows one entity to own up to 30% of total project units with 21 or more units. <br> \*Exception form is provided to allow with >30% ownership by one entity<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #436 of 502<br> - Due Diligence Vendor-01/22/2026<br>|  | No credit events past 40 months, No consumer late payments in past 24 months, and Credit score >40 points than minimum required. | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7250575 |
| 1686 |  | D B A | Closed | FCRE4595 | 2026-01-22 11:40 | 2026-01-22 11:40 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan amount is less than minimum allowed per program guidelines | Waived-Waived-As per guide, Guideline Minimum Loan Amount is $[Redacted]<br> \*Exception form is provided to allow with LA<[Redacted]<br> \*Approved Conditions: [Redacted] with LA<[Redacted] on Retail loan<br> \*Exception form is on page #436 of 502 - Due Diligence Vendor-01/22/2026 |  | Waived-Waived-As per guide, Guideline Minimum Loan Amount is $[Redacted]<br> \*Exception form is provided to allow with LA<[Redacted]<br> \*Approved Conditions: [Redacted] with LA<[Redacted] on Retail loan<br> \*Exception form is on page #436 of 502 - Due Diligence Vendor-01/22/2026<br>|  | No credit events past 40 months, No consumer late payments in past 24 months, and Credit score >40 points than minimum required. | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7250401 |
| 1687 |  | D A | Closed | FCOM4028 | 2026-01-22 06:57 | 2026-01-23 11:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/22/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7239470 |
| 1688 |  | D A | Closed | FCOM4028 | 2026-01-21 08:33 | 2026-01-23 12:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/21/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7204802 |
| 1689 |  | D B A | Closed | FCRE1344 | 2026-01-20 09:14 | 2026-01-26 11:53 | Resolved | 1 - Information C A | Credit | Income/Employment | Borrower 1 Business Bank Statements Less Than 12 Months Provided | Resolved-Dec transaction history now available - Due Diligence Vendor-01/26/2026 <br> Ready for Review-Document Uploaded. #[Redacted]<br> 11/04/2025-1/05/2026 - Buyer-01/26/2026 <br> Open-Business Account #[Redacted] for December 2025 month statement is missing in file. - Due Diligence Vendor-01/20/2026 |  | Resolved-Dec transaction history now available - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7180314 |
| 1689 |  | D B A | Closed | FCOM4028 | 2026-01-20 06:58 | 2026-01-20 10:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7177359 |
| 1689 |  | D B A | Closed | FCRE1437 | 2026-01-20 09:20 | 2026-01-20 09:24 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-Exception form provided to allow for inconsistent deposits for income<br> Exception form page#684<br> Approved With Conditions: [Redacted] Max, 0.25 to price - Due Diligence Vendor-01/20/2026 |  | Waived-Exception form provided to allow for inconsistent deposits for income<br> Exception form page#684<br> Approved With Conditions: [Redacted] Max, 0.25 to price - Due Diligence Vendor-01/20/2026<br>|  | Revolving debt is under 30%, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7180816 |
| 1690 |  | D B A | Closed | FPRO1243 | 2026-01-23 07:05 | 2026-01-26 14:02 | Waived | 2 - Non-Material D B | Property | Missing Doc | Second Appraisal is Missing | Waived-missing second appr due to loan amount size and waiver provided - Due Diligence Vendor-01/26/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/26/2026 <br> Open-Second Appraisal required for loan amounts > [Redacted] - Due Diligence Vendor-01/23/2026 |  | Waived-missing second appr due to loan amount size and waiver provided - Due Diligence Vendor-01/26/2026<br>|  | 10 years or more in the same line of employment, No credit events past 40 months, 5+ years credit history | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 7267010 |
| 1690 |  | D B A | Closed | FCRE1199 | 2026-01-22 09:38 | 2026-01-26 14:02 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Loan Amount is greater than Guideline Maximum Loan Amount | Waived-waiver for loan amount exceeding max for a FTHB - Due Diligence Vendor-01/26/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/26/2026 <br> Open-As per guide for FTHB max loan amount is [Redacted] but file's loan amount is [Redacted] not meeting - Due Diligence Vendor-01/22/2026 |  | Waived-waiver for loan amount exceeding max for a FTHB - Due Diligence Vendor-01/26/2026<br>|  | 10 years or more in the same line of employment, No credit events past 40 months, 5+ years credit history | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 7246401 |
| 1690 |  | D B A | Closed | FCOM4028 | 2026-01-22 07:02 | 2026-01-23 07:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/22/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7239546 |
| 1691 |  | D A | Closed | FCOM4028 | 2026-01-22 12:59 | 2026-01-23 10:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/22/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7252820 |
| 1692 |  | D A | Closed | FCOM4028 | 2026-01-22 08:45 | 2026-01-22 14:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/22/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7241968 |
| 1693 |  | D B A | Closed | FCOM4028 | 2026-01-22 10:29 | 2026-01-23 14:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/22/2026 |  | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7247559 |
| 1693 |  | D B A | Closed | FCRE1174 | 2026-01-22 12:59 | 2026-01-23 14:24 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master Condo Insurance Policy Partially Provided As per Guide Actual Cash value for roof on master policy is not allowed<br> Exception is provided to Allow actual cash value for Roof on Master Policy<br> Approved With Conditions 0.25 to price<br> Exception form is on page #699 of 788<br> - Due Diligence Vendor-01/22/2026 |  | Waived-Master Condo Insurance Policy Partially Provided As per Guide Actual Cash value for roof on master policy is not allowed<br> Exception is provided to Allow actual cash value for Roof on Master Policy<br> Approved With Conditions 0.25 to price<br> Exception form is on page #699 of 788<br> - Due Diligence Vendor-01/22/2026<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7252806 |
| 1694 |  | D A | Closed | FCOM4028 | 2026-01-22 07:18 | 2026-01-22 14:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/22/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7239840 |
| 1695 |  | D A | Closed | FCOM4028 | 2026-01-22 11:00 | 2026-01-23 09:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/22/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7248872 |
| 1696 |  | D A | Closed | FCOM4028 | 2026-01-21 11:14 | 2026-01-22 14:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/21/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7218948 |
| 1697 |  | D A | Closed | FCOM4028 | 2026-01-22 07:35 | 2026-01-22 14:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/22/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7240243 |
| 1698 |  | D A | Closed | FCOM4028 | 2026-01-22 09:45 | 2026-01-23 11:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/22/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7246520 |
| 1699 |  | D B A | Closed | FCRE9991 | 2026-01-22 10:53 | 2026-01-29 07:44 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender updated DTI and is now within 1% - Due Diligence Vendor-01/29/2026 <br> Ready for Review-Document Uploaded. HOA monthly was corrected to 465/mo per appraisal, DTI is 19.092%. - Buyer-01/29/2026 <br> Open-- DTI should be 19.74%. Approval is 17.08%. PITIA is $[Redacted] + Debts from Credit report of $[Redacted] + Primary Residence $[Redacted] + negative rents used of $[Redacted] / Income of $[Redacted] = 19.74% - DTI is off due to HOA dues. Per appraisal and Condo Questionnaire, the HOA dues are $[Redacted]/monthly. The 1008 is using $[Redacted] for dues. - Due Diligence Vendor-01/22/2026 |  | Resolved-lender updated DTI and is now within 1% - Due Diligence Vendor-01/29/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7248537 |
| 1699 |  | D B A | Closed | FCOM4028 | 2026-01-22 09:59 | 2026-01-22 15:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/22/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7246836 |
| 1699 |  | D B A | Closed | FCRE1174 | 2026-01-22 11:04 | 2026-01-22 11:06 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Waived-As per guide, Inflation Guard and Building Ordinance Endorsement required<br> \*Exception form is provided to allow Building Ordinance Law, Inflation Guad<br> \*Approved Conditions: [Redacted], 0.25 to price<br> \*Exception form is on page # 80 of 168, Master Binder page 73 of 168 - Due Diligence Vendor-1/22/2026 - Due Diligence Vendor-01/22/2026 |  | Waived-Waived-As per guide, Inflation Guard and Building Ordinance Endorsement required<br> \*Exception form is provided to allow Building Ordinance Law, Inflation Guad<br> \*Approved Conditions: [Redacted], 0.25 to price<br> \*Exception form is on page # 80 of 168, Master Binder page 73 of 168 - Due Diligence Vendor-1/22/2026 - Due Diligence Vendor-01/22/2026<br>|  | Revolving debt is under 30%, 5 years on current job, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, 5+ years credit history, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7249070 |
| 1699 |  | D B A | Closed | FCRE4678 | 2026-01-22 11:06 | 2026-01-22 11:06 | Waived | 2 - Non-Material B | Credit | Eligibility | Payment shock exceeds guideline | Waived-Waived-As per guide, FTHB with payment shock exceeding 250% are ineligible<br> \*Exception form is provided to allow Payment shock 352%<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page # 81 of 168, VOR page 545 of 752 - Due Diligence Vendor-1/22/2025 - Due Diligence Vendor-01/22/2026 |  | Waived-Waived-As per guide, FTHB with payment shock exceeding 250% are ineligible<br> \*Exception form is provided to allow Payment shock 352%<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page # 81 of 168, VOR page 545 of 752 - Due Diligence Vendor-1/22/2025 - Due Diligence Vendor-01/22/2026<br>|  | 5 years on current job, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, 5+ years credit history, LTV 10% below maximum, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7249118 |
| 1700 |  | D B A | Closed | FCOM4028 | 2026-01-22 06:32 | 2026-01-26 08:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/22/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7239106 |
| 1700 |  | D B A | Closed | FCRE2828 | 2026-01-22 07:35 | 2026-01-23 04:58 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Modification and Program Does Not Allow This | Waived-Loan modification within last 48 months which is not allowed per Guidelines, However exception document is in page # 279 of Credit Package.pdf - Due Diligence Vendor-01/22/2026 |  | Waived-Loan modification within last 48 months which is not allowed per Guidelines, However exception document is in page # 279 of Credit Package.pdf - Due Diligence Vendor-01/22/2026<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months-No Mortgage late payments in CBR Page #343 of Credit Package.pdf<br> 5+ years credit history-Oldest tradeline date in CBR page # 343 of Credit Package.pdf is 02/23/2009<br> No consumer late payments in the last 24 months-No Consumer late payments in CBR Page #343 of Credit Package.pdf<br> Credit score >40 points than minimum required-Audited FICO 796 and Guideline maximum FICO 680 with difference 116 which is greater than 40 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7240244 |
| 1701 |  | D A | Closed | FCOM4028 | 2026-01-22 04:45 | 2026-01-26 09:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/22/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7237559 |
| 1702 |  | D B A | Closed | FCOM4028 | 2026-01-22 10:26 | 2026-01-26 10:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/22/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7247463 |
| 1702 |  | D B A | Closed | FCRE1440 | 2026-01-22 12:31 | 2026-01-23 04:42 | Waived | 2 - Non-Material B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Housing History Does Not Meet Guideline Requirements Mortgage Payment paid by cash is not allowed per Guidelines whereas mortgages for properties [Redacted] and [Redacted] paid by cash and related VOM provided in file. Related VOM in Page #216_Credit Pkg. However, we have exception in page#306_Credit Package.pdf - Due Diligence Vendor-01/22/2026 |  | Waived-Housing History Does Not Meet Guideline Requirements Mortgage Payment paid by cash is not allowed per Guidelines whereas mortgages for properties [Redacted] and [Redacted] paid by cash and related VOM provided in file. Related VOM in Page #216_Credit Pkg. However, we have exception in page#306_Credit Package.pdf - Due Diligence Vendor-01/22/2026 |  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No Mortgage late payments in CBR Page #196_Credit Package.pdf<br> 5+ years credit history - Oldest tradeline date in CBR page #196_Credit Package.pdf is 12/01/1995<br> No consumer late payments in the last 24 months - No Consumer late payments in CBR Page #196_Credit Package.pdf<br> Credit score >40 points than minimum required - Guideline Min FICO 620 and Qualifying FICO 720 variance is 100 > 40 points | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 7252181 |
| 1702 |  | D B A | Closed | FVAL5474 | 2026-01-22 12:27 | 2026-01-23 04:35 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Exception in page#305_Credit Package.pdf provided as Single entity owns more than 32 units i.e.., single entity owns < 20% units in condo and Guidelines does not allow the same. Appraisal Report in page #27_Credit Pkg - Due Diligence Vendor-01/22/2026 |  | Waived-Exception in page#305_Credit Package.pdf provided as Single entity owns more than 32 units i.e.., single entity owns < 20% units in condo and Guidelines does not allow the same. Appraisal Report in page #27_Credit Pkg - Due Diligence Vendor-01/22/2026<br>|  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No Mortgage late payments in CBR Page #196_Credit Package.pdf<br> 5+ years credit history - Oldest tradeline date in CBR page #196_Credit Package.pdf is 12/01/1995<br> No consumer late payments in the last 24 months - No Consumer late payments in CBR Page #196_Credit Package.pdf | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 7252106 |
| 1703 |  | D A | Closed | FCOM4028 | 2026-01-21 09:38 | 2026-01-21 13:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/21/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7207177 |
| 1704 |  | D A | Closed | FCOM4028 | 2026-01-22 13:21 | 2026-01-26 10:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/22/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7253408 |
| 1705 |  | D A | Closed | FCOM4028 | 2026-01-23 04:55 | 2026-01-26 11:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7264395 |
| 1706 |  | D A | Closed | FCOM1233 | 2026-01-22 08:44 | 2026-01-26 06:49 | Resolved | 1 - Information B A | Credit | Eligibility | The Final 1003 is Incomplete | Resolved-The Final 1003 is Present - Due Diligence Vendor-01/26/2026 <br>Resolved-Updated 1003 with income information - Due Diligence Vendor-01/23/2026 <br>Ready for Review-Document Uploaded. Please review uploaded final 1003 - Buyer-01/23/2026 <br>Open-no income listed - Due Diligence Vendor-01/22/2026 |  | Resolved-The Final 1003 is Present - Due Diligence Vendor-01/26/2026 <br>Resolved-Updated 1003 with income information - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7241953 |
| 1706 |  | D A | Closed | FCRE9991 | 2026-01-22 08:39 | 2026-01-23 08:38 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-Added expense lender included and now dti's match - Due Diligence Vendor-01/23/2026 <br> Ready for Review-our DTI is ([Redacted]+subject PITIA $[Redacted])/ income $[Redacted]=49.183% - Buyer-01/23/2026 <br> Open-DTI should be 40.24 (PITIA [Redacted] + debts from credit $[Redacted] ([Redacted] pyt pg 172) +$[Redacted] income = 40.24. Not sure where debt on 1008 is from doesnt match anything - Due Diligence Vendor-01/22/2026 |  | Resolved-Added expense lender included and now dti's match - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7241720 |
| 1706 |  | D A | Closed | FCOM4028 | 2026-01-22 06:36 | 2026-01-22 10:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/22/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7239174 |
| 1707 |  | D B A | Closed | FCOM4028 | 2026-01-23 02:10 | 2026-01-26 10:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7262617 |
| 1707 |  | D B A | Closed | FCRE1236 | 2026-01-23 03:42 | 2026-01-23 03:42 | Waived | 2 - Non-Material B | Credit | Eligibility | Occupancy Not Allowed | Waived--The Owner Occupied subject property should not be given on rent<br> - Exception form Provided to proceed with loan as Owner is Living in ADU and current unit is on rent.<br> - Approved Condition :- As is <br> - Exception form on Pg. no 102 of 199. - Due Diligence Vendor-01/23/2026 |  | Waived--The Owner Occupied subject property should not be given on rent<br> - Exception form Provided to proceed with loan as Owner is Living in ADU and current unit is on rent.<br> - Approved Condition :- As is <br> - Exception form on Pg. no 102 of 199. - Due Diligence Vendor-01/23/2026<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7263555 |
| 1707 |  | D B A | Closed | FPRO1249 | 2026-01-23 03:38 | 2026-01-23 03:38 | Waived | 2 - Non-Material B | Property | Property | Neighborhood Location Not Allowed for Program | Waived-ADU is bigger than House<br> - Exception from Provided to proceed with loan as ADU is bigger than House<br> - Approved condition :- [Redacted] Max, 0.25 to price<br> - Exception form on pg. no 101 of 199 - Due Diligence Vendor-01/23/2026 |  | Waived-ADU is bigger than House<br> - Exception from Provided to proceed with loan as ADU is bigger than House<br> - Approved condition :- [Redacted] Max, 0.25 to price<br> - Exception form on pg. no 101 of 199 - Due Diligence Vendor-01/23/2026<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, 5 years on current job, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum require | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | No | 7263493 |
| 1708 |  | D B A | Closed | FCOM4028 | 2026-01-22 14:18 | 2026-01-23 13:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/22/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7254205 |
| 1708 |  | D B A | Closed | FCRE1228 | 2026-01-22 15:03 | 2026-01-22 15:03 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-11 NSFs<br> Comments Please allow 11 NSF (max allowed is 3)<br> Pg. 617<br>- Due Diligence Vendor-01/22/2026 |  | Waived-11 NSFs<br> Comments Please allow 11 NSF (max allowed is 3)<br> Pg. 617<br>- Due Diligence Vendor-01/22/2026<br>|  | Several income sources and DTI below 45%, 10 years or more in the same line of employment<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 12/19/2025 70% LTV MAX & 0.25 to price | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7255190 |
| 1709 |  | D A | Closed | FCOM4028 | 2026-01-23 01:42 | 2026-01-26 12:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7262523 |
| 1710 |  | D B A | Closed | FCOM4028 | 2026-01-23 04:11 | 2026-01-26 13:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7263846 |
| 1710 |  | D B A | Closed | FPRO1149 | 2026-01-23 04:53 | 2026-01-23 04:53 | Waived | 2 - Non-Material B | Property | Property | Property is Lease Hold | Waived-Property Rights are Lease Hold - Property Land is Leasehold<br> - Exception form provided to proceed with loans property is on leasehold<br> - Approved Condition :- [Redacted] & 0.5 to Price<br> - Exception form on Pg. no 47 of 155. - Due Diligence Vendor-01/23/2026 |  | Waived-Property Rights are Lease Hold - Property Land is Leasehold<br> - Exception form provided to proceed with loans property is on leasehold<br> - Approved Condition :- [Redacted] & 0.5 to Price<br> - Exception form on Pg. no 47 of 155. - Due Diligence Vendor-01/23/2026<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7264343 |
| 1711 |  | D A | Closed | FCOM4028 | 2026-01-23 08:13 | 2026-01-26 13:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7269522 |
| 1712 |  | D A | Closed | FCRE3876 | 2026-01-23 09:45 | 2026-01-28 15:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Title E&O Policy Missing or Expired | Resolved-Received title e&o - Due Diligence Vendor-01/28/2026 <br>Ready for Review-Document Uploaded. Please review uploaded E&O policy - Buyer-01/28/2026 <br>Open-Title O&E Policy is Missing or Expired \*E&O is missing in file - Due Diligence Vendor-01/23/2026 |  | Resolved-Received title e&o - Due Diligence Vendor-01/28/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7271603 |
| 1712 |  | D A | Closed | FCOM4028 | 2026-01-23 07:43 | 2026-01-26 14:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7268373 |
| 1713 |  | D A | Closed | FCRE6763 | 2026-01-23 07:23 | 2026-01-28 10:43 | Resolved | 1 - Information C A | Credit | Income/Employment | Income documentation does not meet guidelines | Resolved-missing articles now present - Due Diligence Vendor-01/28/2026 <br>Ready for Review-Document Uploaded. Please see the Articles attached. - Buyer-01/28/2026 <br>Open-missing articles of formation. have operating agreement but articles are missing. Guidelines call for If the borrower's business registered as multiple-member LLC/Corporations/Partnerships and<br> § Articles of Incorporation (or state equivalent) list its owners, then the borrower must provide Articles of Incorporation, most recent filing with secretary of state and CPA Letter/Operating Agreement/Corporate Bylaws with Ownership Breakdown or Addendum.<br> § Articles of Incorporation (or state equivalent) do not list its owners, then the borrower must provide Articles of Incorporation, most recent filing with secretary of state and CPA Letter with Ownership Breakdown or Addendum. - Due Diligence Vendor-01/23/2026 |  | Resolved-missing articles now present - Due Diligence Vendor-01/28/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7267581 |
| 1713 |  | D A | Closed | FCOM4028 | 2026-01-23 06:19 | 2026-01-26 14:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7265698 |
| 1714 |  | D A | Closed | FCOM4028 | 2026-01-23 02:15 | 2026-01-26 13:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7262637 |
| 1715 |  | D A | Closed | FCOM4028 | 2026-01-23 07:10 | 2026-01-26 14:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7267108 |
| 1716 |  | D A | Closed | FCOM4028 | 2026-01-23 06:14 | 2026-01-26 14:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7265660 |
| 1717 |  | D B A | Closed | FCOM4028 | 2026-01-23 10:11 | 2026-01-26 14:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7273268 |
| 1717 |  | D B A | Closed | FCRE1305 | 2026-01-23 12:41 | 2026-01-23 12:41 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income 2 Income Trend is Decreasing | Waived-Waived-As per guide, Stable monthly income is the borrower's verified gross monthly income from all acceptable and verifiable sources that can reasonably be expected to continue.<br> \*Exception form is provided to allow Fluctuating income throughout a year due to maternity leave<br> \*Approved Conditions: [Redacted] MAX & 0.25 to price<br> \*Exception form is on page # 38 of 153 - Due Diligence Vendor-1/23/2026 - Due Diligence Vendor-01/23/2026 |  | Waived-Waived-As per guide, Stable monthly income is the borrower's verified gross monthly income from all acceptable and verifiable sources that can reasonably be expected to continue.<br> \*Exception form is provided to allow Fluctuating income throughout a year due to maternity leave<br> \*Approved Conditions: [Redacted] MAX & 0.25 to price<br> \*Exception form is on page # 38 of 153 - Due Diligence Vendor-1/23/2026 - Due Diligence Vendor-01/23/2026<br>|  | Revolving debt is under 30%, 5 years on current job, 10 years or more in the same line of employment, No consumer late payments in the last 24 months, 2+ borrowers on the loan, Credit score >40 points than minimum required, Reserves >6 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7277012 |
| 1718 |  | D A | Closed | FCOM4028 | 2026-01-23 10:15 | 2026-01-26 15:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7273405 |
| 1719 |  | D A | Closed | FCOM4028 | 2026-01-23 10:51 | 2026-01-27 08:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7274337 |
| 1720 |  | D A | Closed | FCOM4028 | 2026-01-23 10:42 | 2026-01-27 06:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7274056 |
| 1721 |  | D B A | Closed | FCOM4028 | 2026-01-23 11:02 | 2026-01-27 06:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7274595 |
| 1721 |  | D B A | Closed | FCRE6969 | 2026-01-23 13:54 | 2026-01-27 06:24 | Waived | 2 - Non-Material B | Credit | Eligibility | Gift Funds do not meet Guideline Requirements | Waived-\*As per guide for P&L program borrower must contribute at least 20% funds from their funds<br> \*Exception form is provided to allow borrower to contribute about 11% of own funds, and remainder as a gift<br> \*Approved Conditions [Redacted] ,0.25 to price<br> \*Exception Form is on pg no 23 of 210<br> - Due Diligence Vendor-01/23/2026 |  | Waived-\*As per guide for P&L program borrower must contribute at least 20% funds from their funds<br> \*Exception form is provided to allow borrower to contribute about 11% of own funds, and remainder as a gift<br> \*Approved Conditions [Redacted] ,0.25 to price<br> \*Exception Form is on pg no 23 of 210<br> - Due Diligence Vendor-01/23/2026<br>|  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required<br>| [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7278306 |
| 1722 |  | D A | Closed | FCOM4028 | 2026-01-23 14:14 | 2026-01-27 09:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-01/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-01/27/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7278619 |
| 1723 |  | D A | Closed | FCOM4028 | 2026-01-24 10:09 | 2026-01-27 11:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/24/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7282935 |
| 1724 |  | D B A | Closed | FCOM4028 | 2026-01-23 12:20 | 2026-01-27 08:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7276635 |
| 1724 |  | D B A | Closed | FCRE1228 | 2026-01-23 13:31 | 2026-01-23 13:31 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Exception for more than 3 NSFs in most recent 12 months, borrower has 36<br>Approved with conditions of [Redacted] and 0.25 to price<br>Waiver on page 707 of 821 - Due Diligence Vendor-01/23/2026 |  | Waived-Exception for more than 3 NSFs in most recent 12 months, borrower has 36<br>Approved with conditions of [Redacted] and 0.25 to price<br>Waiver on page 707 of 821 - Due Diligence Vendor-01/23/2026<br>|  | 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7277950 |
| 1725 |  | D A | Closed | FCRE5275 | 2026-01-26 07:29 | 2026-01-28 12:42 | Resolved | 1 - Information C A | Credit | Eligibility | Asset do not meet guidelines | Resolved-donor wire now present - Due Diligence Vendor-01/28/2026 <br>Ready for Review-Document Uploaded. Please review uploaded wire for gift funds - Buyer-01/28/2026 <br>Open- - missing transfer of gift funds to title - Due Diligence Vendor-01/26/2026 |  | Resolved-donor wire now present - Due Diligence Vendor-01/28/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7293203 |
| 1725 |  | D A | Closed | FCOM1232 | 2026-01-23 13:10 | 2026-01-27 11:06 | Resolved | 1 - Information B A | Credit | Eligibility | The Final 1003 is Missing | Resolved-The Final 1003 is Present - Due Diligence Vendor-01/27/2026 <br>Resolved-now present - Due Diligence Vendor-01/27/2026 <br>Ready for Review-Document Uploaded. Please revie wuploaded final 1003 - Buyer-01/27/2026 <br>Open-The Final 1003 is Missing - Due Diligence Vendor-01/23/2026 |  | Resolved-The Final 1003 is Present - Due Diligence Vendor-01/27/2026 <br>Resolved-now present - Due Diligence Vendor-01/27/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7277623 |
| 1725 |  | D A | Closed | FCRE1316 | 2026-01-26 07:29 | 2026-01-27 10:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-VVOE is now present - Due Diligence Vendor-01/27/2026 <br>Ready for Review-Document Uploaded. Please review uploaded VOE - Buyer-01/26/2026 <br>Open- - Due Diligence Vendor-01/26/2026 |  | Resolved-VVOE is now present - Due Diligence Vendor-01/27/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7293184 |
| 1725 |  | D A | Closed | FCOM4028 | 2026-01-23 13:04 | 2026-01-26 11:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7277487 |
| 1726 |  | D A | Closed | FCOM4028 | 2026-01-26 07:24 | 2026-01-26 11:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7293060 |
| 1727 |  | D B A | Closed | FCOM4028 | 2026-01-27 09:09 | 2026-01-28 11:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/27/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7312941 |
| 1727 |  | D B A | Closed | FCRE9994 | 2026-01-27 09:58 | 2026-01-27 09:58 | Waived | 2 - Non-Material B | Credit | Eligibility | Original LTV (OLTV) does not meet eligibility requirement(s) | Waived-Waived-As per guide, If the property was acquired less than or equal to twelve (12) months from the note date Maximum LTV is reduced by 5% from the applicable matrix<br> \*Exception form is provided to allow with Proceed with [Redacted]<br> \*Approved Conditions: none<br> \*Exception form is on page # 564 of 649, Appraisal page 19 of 649 - Due Diligence Vendor-1/27/2026 - Due Diligence Vendor-01/27/2026 |  | Waived-Waived-As per guide, If the property was acquired less than or equal to twelve (12) months from the note date Maximum LTV is reduced by 5% from the applicable matrix<br> \*Exception form is provided to allow with Proceed with [Redacted]<br> \*Approved Conditions: none<br> \*Exception form is on page # 564 of 649, Appraisal page 19 of 649 - Due Diligence Vendor-1/27/2026 - Due Diligence Vendor-01/27/2026<br>|  | Residual income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | Originator Pre-Close | Yes | 7314549 |
| 1728 |  | D A | Closed | FCOM4028 | 2026-01-27 13:39 | 2026-01-28 15:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/27/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7318642 |

---

## Exhibit 99.10

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.10**

![](ms-logo.jpg)

---

| |
|:---|
| **Data Compare Summary** |
| **2026_ADMT-NQM2_FINAL** |
| **Run Date - 2/9/2026 11:00:00 AM** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Field Label** | **Loans With Discrepancy** | **Total Times Compared** | **% Variance** | **Comments** |
| AllBorrowerTotalIncome | 30 | 1392 | 2.53% | All Income was verified for each borrower |
| ApplicationDate | 154 | 1392 | 7.89% | All variances were verified by Mission using either the 1003 date or the credit report date |
| B1Citizen | 4 | 1392 | 0.1% | All variances were verified by Citizenship documents |
| B1FirstName | 0 | 1392 | 12.94% |  |
| B1LastName | 59 | 1392 | 2.12% | All variances were spelling differences in the tape vs on the note. |
| B2FirstName | 3 | 237 | 9.64% | All variances were spelling differences in the tape vs on the note. |
| B2LastName | 9 | 237 | 3.01% | All variances were spelling differences in the tape vs on the note. |
| ClosingSettlementDate | 673 | 1263 | 52.43% | In all cases Mission verified closing dates from the relevant closing documents. |
| CLTV | 1 | 1263 | 52.43% | In all cases Mission verified values from appraisal documentation in the file.. |
| DSCR | 104 | 1391 | 5.66% | In all cases Mission recalculated DSCR from relevant income and credit documents. |
| FirstPaymentDate | 15 | 1391 | 1.42% | In all cases Mission verified first payment date from the promissory note. |
| InitialMonthlyPIOrIOPayment | 69 | 1391 | 2.63% | In all cases Mission verified the monthly PI Payment from the promissory note. |
| InterestRate | 0 | 1392 | 0% |  |
| LoanAmount | 0 | 1392 | 0% |  |
| LoanProgram | 17 | 1392 | 1.42% | In each case, these appear to be changes in Loan program during underwriting. In all cases Mission verified programs from the Loan approval and final loan docs. |
| LoanPurpose | 0 | 1392 | 0% |  |
| MINNo | 29 | 1354 | 1.56% | In all cases Mission verified the MIN number present on the Deed of Trust. |
| MortgageOriginationChannel | 4 | 1371 | 0% | In all cases Mission verified the Channel from the Lona approval in the loan file. |
| NoteDate | 3 | 1338 | 0.21% | All date variances were verified from the Promissory Note. |
| NumberofUnits | 8 | 1392 | 0.4% | In all cases Mission verified property units from the appraisal and other property related documents. |
| Occupancy | 0 | 1392 | 0% |  |
| PrimaryAppraisedPropertyValue | 17 | 1392 | 1.01% | Mission verified values used from the appraisal. |
| PropertyAddress | 0 | 1392 | 12.74% |  |
| PropertyCity | 0 | 1392 | 0.1% |  |
| PropertyCounty | 33 | 1392 | 10.72% | All variances were various slight spelling differences in the tape vs on the deed of trust. |
| PropertyState | 0 | 1392 | 0% |  |
| PropertyType | 71 | 1392 | 7.92% | All differences are enumerations are related to ASF enumerations. In each case mission verified the Property type from the appraisal. |
| PropertyZipCode | 1 | 1392 | 0% | All variances were various slight spelling differences in the tape vs on the deed of trust. |
| QualifyingCLTV | 88 | 1392 | 4.65% | In all cases Mission verified values from appraisal documents and 2nd lien values from 2nd lien documents or credit reports. |
| RefinanceType | 40 | 595 | 7.96% | All variations were verified from the 1003 documentation. |
| SalesPrice | 6 | 853 | 0.33% | Mission verified sales price from sales contracts and closing documents. |
| TotalDebtIncomeRatio | 4 | 1392 | 0.21% | In all cases Mission verified borrower income and all debts from the credit reports and recalculated DTI. |
| UnderwritingGuidelineLenderName | 0 | 1392 | 0.1% |  |
| UnderwritingGuidelineName | 0 | 1392 | 0.21% |  |
| UnderwritingGuidelineVersionDate | 0 | 1392 | 48.43% |  |
| VerifiedDocType | 301 | 1392 | 21.63% | Mission uses ASF defined doc types used for income qualification and the lender tape differs from these enumerations. |
|  | 1743 |  |  |  |

---

## Exhibit 99.11

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.11**

![](ms-logo.jpg)

---

| |
|:---|
| **Data Compare Detail Report** |
| **2026_ADMT-NQM2_FINAL** |
| **Run Date - 2/5/2026 11:00:00 AM** |

---

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** |
| 360 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 370 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 428 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 475 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 486 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 499 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 631 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 641 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 717 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 729 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 802 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 844 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 930 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 950 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 1030 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 1061 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 1130 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 1150 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 1207 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 1236 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 1314 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 1339 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 1374 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 1419 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 1431 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 1534 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 1547 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 1632 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 1635 |  |  | [Redacted] | All Borrower Total Income | the1008Page |  | [Redacted] |
| 1714 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 344 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 346 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 352 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 361 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 363 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 366 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 378 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 379 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 380 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 382 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 389 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 393 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 395 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 397 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 403 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 405 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 410 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 411 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 415 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 416 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 419 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 427 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 429 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 431 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 432 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 434 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 435 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 440 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 448 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 456 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 457 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 459 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 460 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 462 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 466 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 485 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 490 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 498 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 530 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 538 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 539 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 550 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 551 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 562 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 579 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 589 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 591 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 597 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 607 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 609 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 612 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 621 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 627 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 629 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 631 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 648 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 663 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 677 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 692 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 693 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 705 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 707 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 714 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 726 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 738 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 747 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 749 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 754 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 763 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 781 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 792 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 795 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 810 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 817 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 820 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 826 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 836 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 846 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 847 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 852 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 876 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 890 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 896 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 911 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 913 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 915 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 916 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 924 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 983 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1008 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1030 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1034 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1053 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1112 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1120 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1122 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1129 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1147 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1167 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1170 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1171 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1183 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1197 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1201 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1202 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1203 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1219 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1220 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1224 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1227 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1236 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1248 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1251 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1252 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1276 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1278 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1291 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1292 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1293 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1294 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1296 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1300 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1312 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1340 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1356 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1357 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1368 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1372 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1393 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1394 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1403 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1418 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1423 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1434 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1435 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1512 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1541 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1563 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1571 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1577 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1586 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1589 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1592 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1593 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1613 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1626 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1660 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1663 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1675 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1689 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1703 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1706 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1717 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1726 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 365 |  |  | [Redacted] | Borrower 1 Citizen | the1003Page | [Redacted] | [Redacted] |
| 380 |  |  | [Redacted] | Borrower 1 Citizen | the1003Page | [Redacted] | [Redacted] |
| 778 |  |  | [Redacted] | Borrower 1 Citizen | the1003Page | [Redacted] | [Redacted] |
| 820 |  |  | [Redacted] | Borrower 1 Citizen | the1003Page | [Redacted] | [Redacted] |
| 338 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 364 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 379 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 461 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 478 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 487 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 563 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 587 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 739 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 749 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 750 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 775 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 833 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 843 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 892 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 938 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 948 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 953 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 982 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 998 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1006 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1024 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1038 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1041 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1047 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1058 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1059 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1069 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1072 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1113 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1162 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1193 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1214 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1231 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1264 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1297 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1303 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1306 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1308 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1327 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1332 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1380 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1389 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1391 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1394 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1429 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1449 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1452 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1471 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1500 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1573 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1594 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1597 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1598 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1604 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1662 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1714 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1715 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1719 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 584 |  |  | [Redacted] | Borrower 2 First Name | notePage | [Redacted] | [Redacted] |
| 1072 |  |  | [Redacted] | Borrower 2 First Name | notePage | [Redacted] | [Redacted] |
| 1281 |  |  | [Redacted] | Borrower 2 First Name | notePage | [Redacted] | [Redacted] |
| 338 |  |  | [Redacted] | Borrower 2 Last Name | notePage | [Redacted] | [Redacted] |
| 1256 |  | Bank of America, N.A. | [Redacted] | Borrower 2 Last Name | notePage | [Redacted] | [Redacted] |
| 1281 |  |  | [Redacted] | Borrower 2 Last Name | notePage | [Redacted] | [Redacted] |
| 1303 |  |  | [Redacted] | Borrower 2 Last Name | notePage | [Redacted] | [Redacted] |
| 1327 |  |  | [Redacted] | Borrower 2 Last Name | notePage | [Redacted] | [Redacted] |
| 1339 |  |  | [Redacted] | Borrower 2 Last Name | notePage | [Redacted] | [Redacted] |
| 1421 |  |  | [Redacted] | Borrower 2 Last Name | notePage | [Redacted] | [Redacted] |
| 1471 |  |  | [Redacted] | Borrower 2 Last Name | notePage | [Redacted] | [Redacted] |
| 1715 |  |  | [Redacted] | Borrower 2 Last Name | notePage | [Redacted] | [Redacted] |
| 338 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.089 | 1.20 |
| 339 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.169 | 1.10 |
| 351 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.82 | 1.067 |
| 364 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.907 | 0.919 |
| 366 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.961 | 0.829 |
| 382 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.911 | 0.816 |
| 383 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.038 | 1.048 |
| 385 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.105 | 1.13 |
| 397 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.18 | 0.827 |
| 398 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.258 | 1.314 |
| 414 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.747 | 1.986 |
| 415 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.497 | 1.39 |
| 417 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.069 | 1.013 |
| 419 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.173 | 1.146 |
| 434 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.366 | 1.365 |
| 441 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.266 | 1.265 |
| 451 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.786 | 0.39 |
| 460 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.246 | 1.245 |
| 488 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.126 | 1.099 |
| 504 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.198 | 1.002 |
| 528 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.792 | 0.931 |
| 535 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.046 | 1.045 |
| 543 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.912 | 1.051 |
| 548 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.095 | 1.094 |
| 554 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.04 | 0.906 |
| 557 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.516 | 1.449 |
| 570 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.295 | 0.736 |
| 592 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.155 | 1.154 |
| 594 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.723 | 1.05 |
| 608 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.066 | 1.065 |
| 621 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.915 | 0.914 |
| 622 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.892 | 0.935 |
| 641 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.046 | 1.045 |
| 646 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.349 | 2.123 |
| 656 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.067 | 1.205 |
| 669 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.909 | 0.982 |
| 670 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.086 | 1.202 |
| 672 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.188 | 1.464 |
| 674 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.435 | 1.434 |
| 675 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.071 | 2.303 |
| 678 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.314 | 0.862 |
| 689 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.009 | 1.181 |
| 694 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.291 | 1.037 |
| 699 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.15 | 1.072 |
| 705 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.99 | 1.492 |
| 706 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.925 | 0.926 |
| 713 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.113 | 0.834 |
| 729 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.095 | 1.109 |
| 730 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.255 | 1.254 |
| 733 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.18 | 1.393 |
| 735 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.255 | 1.332 |
| 739 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.948 | 0.753 |
| 751 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.458 | 2.305 |
| 752 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.126 | 1.125 |
| 758 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.898 | 0.834 |
| 802 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.195 | 1.194 |
| 808 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.169 | 1.495 |
| 811 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.275 | 1.274 |
| 821 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.035 | 1.266 |
| 845 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.551 | 1.65 |
| 860 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.524 | 1.587 |
| 884 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.606 | 1.605 |
| 899 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.875 | 1.874 |
| 904 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.121 | 1.401 |
| 911 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.188 | 1.174 |
| 926 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.855 | 1.854 |
| 931 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.655 | 1.654 |
| 938 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.955 | 1.954 |
| 942 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.98 | 1.206 |
| 952 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.957 | 1.036 |
| 963 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.435 | 1.434 |
| 964 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.944 | 1.103 |
| 967 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.266 | 1.265 |
| 979 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.335 | 1.334 |
| 994 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.361 | 1.54 |
| 997 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.521 | 0.949 |
| 1011 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.446 | 1.445 |
| 1036 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.575 | 1.574 |
| 1074 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.974 | 1.857 |
| 1081 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.357 | 1.381 |
| 1093 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.732 | 1.643 |
| 1095 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.446 | 1.445 |
| 1099 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.904 | 1.079 |
| 1109 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.916 | 0.852 |
| 1192 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.111 | 1.083 |
| 1203 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.275 | 1.274 |
| 1207 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.036 | 1.033 |
| 1244 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.97 | 0.574 |
| 1280 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.375 | 1.374 |
| 1296 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.706 | 1.705 |
| 1332 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.255 | 1.254 |
| 1333 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.006 | 1.005 |
| 1337 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.786 | 0.785 |
| 1342 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.286 | 1.285 |
| 1389 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.395 | 1.394 |
| 1449 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.34 | 1.178 |
| 1464 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.81 | 0.733 |
| 1481 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.106 | 1.105 |
| 1521 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.726 | 0.725 |
| 1558 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.395 | 1.394 |
| 1562 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.257 | 1.253 |
| 1563 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.075 | 1.074 |
| 1615 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.97 | 1.366 |
| 1679 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.366 | 1.365 |
| 337 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 339 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 340 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 341 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 343 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 344 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 346 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 349 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 353 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 359 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 360 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 363 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 364 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 366 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 368 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 369 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 371 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 372 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 373 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 375 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 376 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 377 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 378 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 379 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 383 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 384 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 385 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 386 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 388 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 389 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 390 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 391 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 392 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 396 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 398 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 399 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 401 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 402 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 403 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 404 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 405 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 410 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 411 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 412 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 413 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 414 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 415 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 416 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 417 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 419 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 420 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 422 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 423 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 425 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 426 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 427 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 429 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 430 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 431 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 432 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 434 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 436 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 438 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 439 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 440 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 441 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 443 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 446 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 447 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 448 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 452 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 454 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 458 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 461 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 463 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 464 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 465 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 466 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 467 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 476 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 479 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 480 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 484 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 485 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 490 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 494 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 496 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 498 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 502 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 503 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 504 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 506 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 510 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 517 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 519 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 520 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 522 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 523 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 524 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 525 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 527 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 528 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 529 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 532 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 533 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 534 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 535 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 536 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 542 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 546 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 550 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 551 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 556 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 561 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 565 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 566 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 567 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 568 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 576 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 578 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 586 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 592 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 594 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 595 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 596 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 600 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 608 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 609 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 615 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 616 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 617 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 622 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 623 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 624 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 625 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 634 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 636 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 637 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 641 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 642 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 646 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 647 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 648 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 649 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 653 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 656 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 658 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 662 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 663 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 664 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 665 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 666 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 668 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 669 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 670 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 672 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 676 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 678 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 681 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 687 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 689 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 690 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 691 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 695 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 697 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 700 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 704 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 706 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 709 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 710 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 715 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 717 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 718 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 719 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 721 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 727 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 729 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 731 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 733 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 739 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 743 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 744 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 745 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 746 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 753 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 754 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 757 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 758 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 761 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 765 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 767 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 769 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 773 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 774 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 777 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 782 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 784 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 785 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 791 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 792 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 797 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 804 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 809 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 812 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 814 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 820 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 822 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 824 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 828 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 830 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 836 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 838 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 841 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 843 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 844 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 845 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 849 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 850 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 852 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 853 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 857 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 860 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 862 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 867 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 868 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 871 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 873 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 884 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 888 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 891 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 895 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 897 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 899 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 902 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 906 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 907 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 909 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 911 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 913 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 914 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 915 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 918 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 919 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 920 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 924 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 927 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 928 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 929 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 930 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 931 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 932 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 934 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 935 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 936 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 939 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 940 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 941 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 942 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 944 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 945 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 948 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 949 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 950 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 951 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 952 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 957 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 959 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 960 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 961 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 963 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 965 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 968 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 969 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 972 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 973 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 975 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 976 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 978 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 981 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 985 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 986 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 987 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 989 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 990 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 991 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 992 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 995 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 998 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 999 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1000 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1001 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1002 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1003 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1004 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1005 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1007 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1008 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1009 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1010 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1011 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1012 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1013 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1014 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1016 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1017 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1018 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1019 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1022 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1024 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1025 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1029 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1031 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1032 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1033 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1035 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1038 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1040 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1041 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1042 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1044 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1045 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1047 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1048 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1050 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1054 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1055 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1057 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1058 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1060 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1061 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1064 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1065 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1066 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1069 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1070 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1071 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1074 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1075 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1076 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1080 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1081 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1082 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1083 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1085 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1090 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1091 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1092 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1095 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1096 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1098 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1100 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1102 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1105 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1106 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1107 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1108 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1109 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1114 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1115 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1119 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1121 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1123 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1126 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1127 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1130 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1131 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1133 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1134 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1135 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1136 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1137 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1138 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1139 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1140 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1141 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1142 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1143 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1144 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1150 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1153 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1155 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1157 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1158 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1159 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1160 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1162 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1164 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1166 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1169 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1173 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1175 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1179 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1180 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1185 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1186 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1187 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1190 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1193 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1194 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1195 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1196 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1199 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1200 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1202 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1204 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1205 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1206 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1207 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1208 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1209 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1210 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1211 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1212 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1213 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1218 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1222 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1226 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1228 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1232 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1245 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1250 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1252 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1257 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1259 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1260 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1261 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1265 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1267 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1268 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1269 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1270 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1271 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1272 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1274 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1275 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1282 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1285 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1290 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1298 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1299 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1301 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1302 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1303 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1304 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1308 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1309 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1311 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1316 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1318 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1320 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1323 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1326 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1327 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1328 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1334 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1335 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1336 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1337 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1338 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1344 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1348 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1349 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1351 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1353 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1354 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1355 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1358 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1359 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1361 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1362 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1363 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1364 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1365 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1367 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1368 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1369 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1371 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1375 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1376 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1377 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1379 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1380 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1386 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1387 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1389 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1391 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1392 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1396 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1399 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1401 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1402 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1404 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1406 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1408 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1411 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1412 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1414 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1415 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1417 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1418 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1419 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1420 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1421 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1422 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1424 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1425 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1426 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1427 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1428 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1430 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1431 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1432 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1433 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1434 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1437 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1438 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1440 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1441 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1442 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1443 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1444 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1448 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1449 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1451 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1453 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1455 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1457 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1458 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1459 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1460 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1462 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1463 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1464 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1465 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1466 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1467 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1468 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1469 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1470 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1471 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1472 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1473 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1486 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1488 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1493 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1494 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1495 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1497 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1499 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1503 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1504 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1506 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1507 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1510 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1511 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1517 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1518 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1522 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1523 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1525 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1527 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1530 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1531 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1533 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1535 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1536 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1537 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1538 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1542 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1547 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1550 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1551 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1553 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1554 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1555 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1557 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1558 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1560 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1561 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1563 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1564 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1565 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1566 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1569 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1570 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1571 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1572 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1573 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1574 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1575 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1576 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1578 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1579 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1580 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1582 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1583 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1584 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1585 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1587 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1589 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1590 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1591 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1593 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1595 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1599 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1601 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1602 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1603 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1606 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1607 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1608 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1609 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1610 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1612 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1614 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1615 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1618 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1620 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1623 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1624 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1629 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1630 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1631 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1633 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1634 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1635 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1636 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1637 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1638 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1643 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1649 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1651 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1653 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1655 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1657 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1658 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1659 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1662 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1664 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1667 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1669 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1670 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1671 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1672 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1673 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1674 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1676 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1677 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1678 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1681 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1682 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1684 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1687 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1688 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1691 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1692 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1693 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1694 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1695 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1698 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1699 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1700 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1701 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1702 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1707 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1709 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1712 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1713 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1721 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1722 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1723 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1727 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1728 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 337 |  |  | [Redacted] | CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 352 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 397 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 445 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 446 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 538 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 549 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 632 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 781 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 1016 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 1120 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 1340 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 1356 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 1423 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 1626 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 1703 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 340 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 364 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 366 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 368 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 375 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 382 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 383 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 386 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 412 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 420 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 422 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 442 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 450 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 451 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 471 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 488 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 536 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 551 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 589 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 633 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 641 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 663 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 664 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 694 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 702 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 712 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 716 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 718 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 751 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 753 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 766 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 781 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 794 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 816 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 837 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 869 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 878 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 881 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 935 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 964 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 975 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 1057 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 1071 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 1076 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 1143 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 1149 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 1173 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 1179 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 1213 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 1234 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 1366 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 1371 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 1435 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 1440 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 1441 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 1451 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 1452 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 1493 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 1495 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 1551 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 1582 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 1584 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 1585 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 1599 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 1656 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 1668 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 1676 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 1685 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 1700 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 382 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 743 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 845 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 850 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 940 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 1004 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 1035 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 1132 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 1190 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 1372 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 1419 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 1420 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 1442 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 1573 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 1676 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 1680 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 1695 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 338 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 341 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 352 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 397 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 428 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 531 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 548 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 589 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 626 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 632 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 637 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 645 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 677 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 693 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 749 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 782 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 829 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 860 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 885 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 893 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 898 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 954 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 1016 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 1017 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 1062 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 1203 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 1356 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 1562 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 1725 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 676 |  |  | [Redacted] | Mortgage Origination Channel | the1003Page | [Redacted] | [Redacted] |
| 678 |  |  | [Redacted] | Mortgage Origination Channel | the1003Page | [Redacted] | [Redacted] |
| 743 |  |  | [Redacted] | Mortgage Origination Channel | the1003Page | [Redacted] | [Redacted] |
| 782 |  |  | [Redacted] | Mortgage Origination Channel | the1003Page | [Redacted] | [Redacted] |
| 577 |  |  | [Redacted] | Note Date | notePage | [Redacted] | [Redacted] |
| 583 |  |  | [Redacted] | Note Date | notePage | [Redacted] | [Redacted] |
| 932 |  |  | [Redacted] | Note Date | notePage | [Redacted] | [Redacted] |
| 414 |  |  | [Redacted] | Number of Units | propertyValuationPage | [Redacted] | [Redacted] |
| 469 |  |  | [Redacted] | Number of Units | propertyValuationPage | [Redacted] | [Redacted] |
| 653 |  |  | [Redacted] | Number of Units | propertyValuationPage | [Redacted] | [Redacted] |
| 700 |  |  | [Redacted] | Number of Units | propertyValuationPage | [Redacted] | [Redacted] |
| 848 |  |  | [Redacted] | Number of Units | propertyValuationPage | [Redacted] | [Redacted] |
| 935 |  |  | [Redacted] | Number of Units | propertyValuationPage | [Redacted] | [Redacted] |
| 953 |  |  | [Redacted] | Number of Units | propertyValuationPage | [Redacted] | [Redacted] |
| 1027 |  |  | [Redacted] | Number of Units | propertyValuationPage | [Redacted] | [Redacted] |
| 411 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| 456 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| 499 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| 543 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| 579 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| 598 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| 663 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| 697 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| 1102 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| 1114 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| 1229 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| 1277 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| 1325 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| 1469 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| 1560 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| 1649 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| 1720 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| 383 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 397 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 545 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 680 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 730 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 751 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 775 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 786 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 803 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 826 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 896 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1007 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1011 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1023 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1024 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1026 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1036 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1068 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1088 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1127 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1139 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1148 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1162 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1184 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1252 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1323 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1429 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1484 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1508 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1541 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1550 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1553 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1610 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 394 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 400 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 571 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - SW | MfrPUD |
| 587 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 595 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium | Condotels |
| 608 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| 650 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| 656 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 696 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 705 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| 714 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 720 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 721 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 724 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| 727 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 730 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| 731 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| 791 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| 812 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 813 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| 818 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| 825 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 828 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| 843 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 852 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| 853 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 855 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| 856 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - SW | Mfr |
| 865 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| 874 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 884 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 895 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 899 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - SW | Mfr |
| 905 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 925 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| 929 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 935 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 946 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 952 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 956 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 959 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 963 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 964 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 967 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 982 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 994 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 1010 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 1017 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| 1022 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 1027 |  |  | [Redacted] | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached |
| 1031 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 1035 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 1054 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 1069 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 1084 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 1087 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 1096 |  |  | [Redacted] | Property Type | propertyValuationPage | PUD | Single Family Detached |
| 1120 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 1186 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 1203 |  |  | [Redacted] | Property Type | propertyValuationPage | PUD | Single Family Detached |
| 1227 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 1296 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 1312 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 1315 |  |  | [Redacted] | Property Type | propertyValuationPage | PUD | Single Family Detached |
| 1381 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 1442 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 1481 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 1537 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | MfrPUD |
| 1558 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 1582 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 1723 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 341 |  |  | [Redacted] | Property Zip Code | notePage | [Redacted] | [Redacted] |
| 340 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 342 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 363 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 375 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 383 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 385 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 386 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 391 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 398 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 402 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 403 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 405 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 408 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 413 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 414 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 415 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 416 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 417 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 419 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 422 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 429 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 431 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 432 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 442 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 460 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 533 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 636 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 641 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 646 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 656 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 670 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 675 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 689 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 700 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 709 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 718 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 733 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 751 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 753 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 766 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 782 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 806 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 828 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 832 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 835 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 867 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 869 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 881 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 915 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 944 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 952 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 959 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 986 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 995 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1001 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1002 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1003 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1021 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1033 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1040 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1044 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1057 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1065 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1075 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1076 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1102 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1111 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1114 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1142 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1199 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1229 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1274 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1319 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1361 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1376 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1389 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1428 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1443 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1451 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1456 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1469 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1493 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1537 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1630 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1657 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1712 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1722 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1728 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 537 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 581 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 582 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 598 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 634 |  |  | [Redacted] | Refinance Type | the1003Page | No Cash Out - Borrower Initiated | Cash Out - Other |
| 727 |  |  | [Redacted] | Refinance Type | the1003Page | No Cash Out - Borrower Initiated | Cash Out - Other |
| 903 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 931 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 932 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 934 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 936 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 968 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 1027 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 1061 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 1063 |  |  | [Redacted] | Refinance Type | the1003Page | No Cash Out - Borrower Initiated | Cash Out - Other |
| 1107 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 1114 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 1119 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 1145 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 1151 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 1303 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 1308 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 1310 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 1391 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 1411 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 1457 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 1462 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 1470 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 1510 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 1527 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 1557 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 1594 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 1599 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 1601 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 1635 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 1638 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 1653 |  |  | [Redacted] | Refinance Type | the1003Page | No Cash Out - Borrower Initiated | Cash Out - Other |
| 1657 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 1667 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 1727 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 402 |  |  | [Redacted] | Sales Price | propertyValuationPage | [Redacted] | [Redacted] |
| 607 |  |  | [Redacted] | Sales Price | propertyValuationPage | [Redacted] | [Redacted] |
| 1102 |  |  | [Redacted] | Sales Price | propertyValuationPage | [Redacted] | [Redacted] |
| 1409 |  |  | [Redacted] | Sales Price | propertyValuationPage | [Redacted] | [Redacted] |
| 1456 |  |  | [Redacted] | Sales Price | propertyValuationPage | [Redacted] | [Redacted] |
| 1532 |  |  | [Redacted] | Sales Price | propertyValuationPage | [Redacted] | [Redacted] |
| 499 |  |  | [Redacted] | Total Debt/Income Ratio | the1008Page | [Redacted] | [Redacted] |
| 631 |  |  | [Redacted] | Total Debt/Income Ratio | the1008Page | [Redacted] | [Redacted] |
| 846 |  |  | [Redacted] | Total Debt/Income Ratio | the1008Page | [Redacted] | [Redacted] |
| 1221 |  |  | [Redacted] | Total Debt/Income Ratio | the1008Page | [Redacted] | [Redacted] |
| 342 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 345 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 348 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 358 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 394 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 403 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | CPA Verified | Full Doc |
| 425 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 426 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 439 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 443 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 449 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 452 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 465 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 469 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 473 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 508 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 510 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 536 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Written Verification of Employment | Full Doc |
| 553 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 558 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 561 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 586 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 588 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 600 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 615 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 619 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 623 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 625 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 628 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 657 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 681 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 695 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 697 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | 1YFULL |
| 718 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 737 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 774 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 784 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Written Verification of Employment | Full Doc |
| 785 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 786 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 793 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 799 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | 1YFULL |
| 813 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 814 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 816 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 820 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 832 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 858 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 867 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 868 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 893 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 897 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Retirement Income Doc Verified | Full Doc |
| 900 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 930 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 933 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1099 Verified | 1099 |
| 944 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 958 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 976 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 983 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 990 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 992 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1000 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1001 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1002 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1016 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 1026 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1032 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 1039 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1040 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 1046 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1048 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1049 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1072 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1075 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1077 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Written Verification of Employment | 1YFULL |
| 1085 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1091 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1102 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 1103 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1104 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1105 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1113 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1121 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 1123 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1126 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 1128 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1130 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 1132 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1134 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Written Verification of Employment | Full Doc |
| 1140 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1142 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1144 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1146 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Retirement Income Doc Verified | Full Doc |
| 1149 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 1150 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1152 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 1154 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1157 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1163 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | 1YFULL |
| 1165 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1171 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1176 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1177 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1180 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1183 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1184 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1187 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 1188 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1191 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1195 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1196 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 1198 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 1200 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1202 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 1208 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 1209 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1210 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1211 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1213 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 1215 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 1216 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1218 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1219 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1220 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1226 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1227 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1228 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1230 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1232 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 1233 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 1236 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 1243 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1255 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 1256 |  | Bank of America, N.A. | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1261 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 1270 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1276 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1281 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 1287 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1297 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1298 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1300 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 1303 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1308 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1309 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1313 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1314 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Retirement Income Doc Verified | 1YFULL |
| 1316 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1317 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1319 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Retirement Income Doc Verified | Full Doc |
| 1325 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1327 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1329 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1330 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1334 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1335 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1339 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1341 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1348 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1349 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1352 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1353 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1355 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1356 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 1358 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1361 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1363 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1364 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1367 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1371 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1372 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1376 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1381 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1382 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1385 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1386 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1391 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 1395 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 1399 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 1401 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1408 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1410 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1412 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | 1YFULL |
| 1416 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1417 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1419 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1420 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | Full Doc |
| 1421 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1423 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1431 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Retirement Income Doc Verified | Full Doc |
| 1435 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1436 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1099 Verified | 1099 |
| 1438 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1439 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1453 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1457 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 1459 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1465 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 1467 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1468 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Retirement Income Doc Verified | Full Doc |
| 1477 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1479 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1480 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1488 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 1489 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Retirement Income Doc Verified | Full Doc |
| 1491 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1493 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1497 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1499 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1502 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1503 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1504 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 1507 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 1508 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1509 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1510 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 1513 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 1523 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1526 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 1527 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1528 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1529 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1530 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1531 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1535 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1536 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1538 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 1539 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1541 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1542 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 1544 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1545 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1550 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 1554 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1559 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | 2Y Full Doc |
| 1567 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 1569 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1570 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1571 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1572 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 1574 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1576 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1577 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1579 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1593 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1595 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1599 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1602 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1603 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1605 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1606 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1607 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1099 Verified | 1099 |
| 1608 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1611 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 1617 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Retirement Income Doc Verified | 1YFULL |
| 1618 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1620 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1621 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 1622 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1624 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1632 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1633 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1636 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1637 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Retirement Income Doc Verified | Full Doc |
| 1640 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1648 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1650 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1652 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1099 Verified | 1099 |
| 1654 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1656 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 1659 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1670 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1673 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1675 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 1684 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1686 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1688 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1690 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1691 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 1692 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1693 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1694 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1695 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1698 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1699 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | 1YFULL |
| 1703 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1705 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1707 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1709 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1710 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1712 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1713 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1714 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1719 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1720 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1721 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 1722 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1723 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1725 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Written Verification of Employment | Full Doc |
| 1726 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1727 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 1728 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |

---

## Exhibit 99.12

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.12**

**EXECUTIVE SUMMARY**

ADMT 2026-NQM2

**Overview** 

Maxwell Diligence Solutions, LLC ("MaxDiligence") performed certain due diligence services (the "Review") described below on residential mortgage loans acquired by A&D Mortgage LLC. The Review was conducted from April 2024 to February 2026 on mortgage loans originated between April 2024 to January 2026.

The Review consisted of 100% of the population of 336 loans with an original aggregate loan balance of $108,453,577.00.

**Scope of Review**

**Credit Review** 

MaxDiligence performed a "Credit Review" to verify compliance with guidelines in effect at the time of loan origination, or other guidelines provided by Client prior to review, and ensure the characteristics used by the underwriter are supported by the file documentation; and determine whether any Loans outside of those guidelines contain legitimate and approved exceptions with compensating factors.

The credit review included the following (collectively, the "Credit Review"):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. <u>Review Initial & Final Application</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Check
 application for completeness. Determine whether the information in the preliminary Loan
 application, final application, and all credit documents is consistent or reconciled.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Validate
 Social Security/Taxpayer Identification number is valid

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Compare
 data on final form 1003 with the data from verifications

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Form
 is complete, signed, dated, on or before loan consummation date, and NMLS is complete

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. <u>Review AUS Decision and Approval Conditions</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Underwriting
 decision is supported (manual underwrite credit conditions have been satisfied prior
 to closing the approved Loan package)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Validation
 of income calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Validation
 of assets/funds to close

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Validation
 of debt-to-income ratio ("DTI") calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Validation
 of debt service coverage ratio ("DSCR") calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Validation
 of LTV calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Validation
 of payment shock calculations if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. DSCR
 Loans

![](ex9912001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Review
 of hazard coverage and verification that sufficient coverage was in place on subject
 and all premiums were included in DSCR calculation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Review
 of rental income and/or market rents and validation of DSCR calculation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. <u>Review Occupancy/Red Flags</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Validates
 Social Security number and year issued

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verifies
 address information associated with the borrower (s)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Occupancy
 is supported

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Occupancy
 Red flags adequately addressed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. <u>Reverification of Borrower Original and Audit Credit Report</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Validate
 names, social security number(s), and addresses

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. "Doing
 business as" or "also known as" names investigated and cleared

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Validate
 credit inquiries within 90 days have been properly addressed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Acceptable
 credit history and credit score requirements in conformance with applicable guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. <u>Reviews Fraud Report to compare vs loan documentation:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Validates
 Social Security number and year issued

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verifies
 address information associated with the Borrower (s)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Confirms
 OFAC clearances

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Reveals
 any potential bankruptcy filings

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. <u>Review of Borrower Employment, Income, and Asset Information</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Compare
 for conflicting information

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Check
 dates for document expiration

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Complete
 forms and documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Evaluate
 history and stability of employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Review
 employment and income by analyzing income documents and comparing against re-verification
 documents

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. W-2s
 and paystubs, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Transcripts
 (as applicable) support income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Tax
 returns and profit and loss statements, as applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Bank
 statements or other alternate income documents as required by the guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Consistent/continuing
 employment, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. Lease
 agreements and market rents, if applicable

![](ex9912001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Assets

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm
 adequate funds to cover required down payment and closing costs and reserves

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Check
 dates for document expiration

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Sufficient
 funds were sourced and seasoned

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Gift
 funds verified and met guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. <u>Review Sales Contract</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Complete
 and executed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Earnest
 money deposit verified

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Parties
 are consistent

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Seller
 contributions are within guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. <u>Hazard and Flood (if applicable)</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verify
 sufficient coverage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verify
 coverage is for subject

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Validate
 all premiums are included in housing payment and any required upfront premium is paid

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. <u>Review Title Commitment/Policy</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Vesting
 correct

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Lien
 position

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Legal
 description

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Validate
 no encumbrances

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10. <u>Review Closing Documents</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review
 security documents to ensure the Loan was closed in accordance with approval and with
 all required signatures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Correct
 and complete instruments

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Closing
 disclosure or Settlement Statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11. <u>Qualified Mortgage / Ability-to-Repay Review</u> 

Loans with application dates after January 10, 2014 and prior to October 1, 2022 are subject to the Qualified Mortgage ("QM") rule and the Ability to Repay ("ATR") rule under Regulation Z of the Truth in Lending Act, as amended. Effective October 1, 2022, Loans with application dates on or after such date must comply with the General QM Final Rule, as well as the ATR rule. For these Loans, MaxDiligence will (a) confirm that the creditor provided a QM designation and (b) review the Loan for the eight (8) underwriting factors set forth Section 12(E)

![](ex9912001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(A) MaxDiligence
 reviewed each mortgage Loan to determine each mortgage Loan's status under the
 QM and ATR rule requirements and assign a QM and ATR designation as determined by MaxDiligence.
 MaxDiligence will note as a material exception if its QM and ATR designations do not
 confirm to the originator's original QM and ATR designations. Additionally, MaxDiligence
 will note if an originator's mortgage loan designation was not provided. MaxDiligence
 shall use the following designations:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. MaxDiligence
 utilizes the following QM designations for applicable Loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. QM
 Safe-Harbor (also known as General QM)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. QM
 Rebuttal Presumption (including Higher-priced loans)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Temporary
 QM (for all applications prior to October 1, 2022)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Non-QM

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. MaxDiligence
 utilizes the following ATR designations for applicable Loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. ATR
 Compliant

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. ATR
 Fail

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. ATR
 Exempt

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(B) In
 order to determine the QM designation, as applicable, MaxDiligence will review each Loan
 for the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Use
 of any risky mortgage loan features and terms (e.g. an interest only feature or negative
 amortization);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Do
 the "points and fees" exceed the applicable QM threshold;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Was
 monthly payment calculated appropriately;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Did
 the creditor considered and verify income or assets at or before consummation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Did
 the creditor appropriately considered debt obligations, alimony and child support;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. For
 mortgage loan applications prior to October 1, 2022, if the DTI ratio exceeded 43% (calculated
 in accordance with Appendix Q to Regulation Z).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. For
 mortgage loan applications on and after October 1, 2022, for which the annual percentage
 rate does not exceed the average prime offer rate for a comparable transaction as of
 the date the interest rate is set by the amounts specified based on loan amount (adjusted
 annually on January 1 by the annual percentage change in the Consumer Price Index for
 All Urban Consumers (CPI-U) that was reported on the preceding June 1) and the lien position
 of the proposed credit:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. For
 a first-lien covered transaction with a loan amount greater than or equal to $110,260
 (indexed for inflation), 2.25 or more percentage points; or

![](ex9912001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. For
 a first-lien covered transaction with a loan amount greater than or equal to $66,156
 (indexed for inflation) but less than $110,260 (indexed for inflation), 3.5 or more percentage
 points; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. For
 a first-lien covered transaction with a loan amount less than $66,156 (indexed for inflation),
 6.5 or more percentage points; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. For
 a first-lien covered transaction secured by a manufactured home with a loan amount less
 than $110,260 (indexed for inflation), 6.5 or more percentage points; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. For
 a subordinate-lien covered transaction with a loan amount greater than or equal to $66,156
 (indexed for inflation), 3.5 or more percentage points; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. For
 a subordinate-lien covered transaction with a loan amount less than $66,156 (indexed
 for inflation), 6.5 or more percentage points.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(C) Upon
 completion of Section 12(B) above, if a Loan is determined to be a QM loan, MaxDiligence
 will determine if the Loan is a Higher-Priced Mortgage Loan ("HPML") as defined
 by 12 CFR 1026.35:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. If
 the Loan is HPML, then the Loan shall be designated as QM Rebuttal Presumption (Higher
 Priced);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. If
 the Loan is not an HPML, then the Loan shall be designated as QM Safe Harbor.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(D) Upon
 completion of Section 12(B) above, for each Loan that is designated as Non-QM, MaxDiligence
 then will determine whether the mortgage loan complies with the ATR rule, in accordance
 with the Guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(E) MaxDiligence
 will evaluate the Loan for ATR compliance based on the following eight factors and will
 verify such information using reasonably reliable third-party records, at or before consummation:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Income
 / Assets: Recalculate borrower(s)'s monthly gross income, and validate funds required
 to close and required reserves, to confirm that the borrower has current or reasonably
 expected income or assets (other than the value of the property that secures the Loan)
 that the borrower will rely on to repay the Loan. Review Loan documentation for required
 level of income and asset verifications.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Employment:
 Review file documentation for required level of employment.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Monthly
 Mortgage Payment: Confirm that the correct program, qualifying rate, and terms were used
 to calculate projected monthly mortgage payment.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Simultaneous
 Loans: Ensure that all concurrent Loans were included in the DTI calculation, to properly
 assess the ability to repay.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Mortgage-Related
 Obligations: Validate that the subject Loan's monthly payment calculation includes
 principle, interest, taxes, and insurance, as well as other costs related to the property
 such as homeowners' association fees, private mortgage insurance, ground rental
 fees, etc.

![](ex9912001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Debts
 / Obligations: Validate monthly recurring non-mortgage-related liabilities.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. DTI
 / Residual Income - Validate DTI or "residual income," based upon all mortgage
 and non-mortgage obligations, calculated as a ratio of gross monthly income, based on
 documentation provided in the file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Credit
 History: Review credit report for credit history and required credit depth, including
 any / all inquiries, and determine a representative credit score from the credit report.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(F) Upon
 completion of Section 12(E) above, MaxDiligence will assign an ATR designation.

**Property Review**

MaxDiligence performed a "Property Review," which included the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. <u>Property Review</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review
 will include a review of the valuation materials utilized during the origination of the
 loan and in confirming the value of the underlying property. The review will include
 verifying the appraisal report:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. On
 the appropriate GSE form:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. All
 elements of appraisal are present

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Ensure
 all applicable Loan documents match appraisal information

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Property
 is acceptable collateral for Loan program

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Completed
 by an appraiser that was actively licensed to perform the valuation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Completed
 such that the named client on the appraisal report is the lender or a related entity
 that is permitted to engage the lender per Title XI of FIRREA, or if the appraisal was
 performed for another lender, the file contains a transfer letter from the original lender

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. The
 original appraisal report is made and signed prior to the final approval of the mortgage
 loan application; Any revisions, if made known to MaxDiligence, to the original report
 are documented and dated completed and dated within the guideline's restrictions,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. The
 original appraisal is 'As is' or Inspection received including all inspections,
 licenses, and certificates (including certificates of occupancy) to be made or issued
 with respect to all occupied portions of the mortgaged property and with respect to the
 use and occupancy of the same, have been made or obtained from the appropriate authorities.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Determine
 whether the appraised value is supported at or within 10% variance based on a third-party
 valuation product. If a third-party valuation product is in file but notes a variance
 above 10% or an inconclusive value, MaxDiligence will recommend a BPO or field review
 be ordered.

![](ex9912001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ix. With
 regard to the use of comparable properties, review will (a) review the relative comparable
 data (gross and net adjustments, sale dates and distance from subject property) and ensure
 that such comparable properties are within standard appraisal guidelines; (b) confirm
 the property value and square footage of the subject property was bracketed by comparable
 properties, (c verify that comparable properties used are similar in size, style, and
 location to the subject, and (d) check for the reasonableness of adjustments when reconciling
 value between the subject property and comparable properties.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x. Other
 aspects of the review include (i) verifying that the address matched the mortgage note,
 (ii) if requested, noting whether the property zip code was declared a FEMA disaster
 area after the valuation date and notifying the Client of same, (iii) confirming the
 appraisal report does not include any apparent environmental problems, (iv) confirming
 the appraisal notes the current use of the property is legal or legal non-conforming
 (grandfathered), (v) reviewing pictures to ensure (a) that the property is in average
 or better condition and any repairs are noted where required and (b) that the subject
 property is the one for which the valuation was ordered and that there are no negative
 external factors; and (vi) confirming that the value product that was used as part of
 the origination decision conforms with rating agency requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. If
 more than one valuation was provided, reviewer will confirm consistency among the valuation
 products and if there are discrepancies that could not be resolved, MaxDiligence will
 create an exception and work with the client on the next steps which may include ordering
 of additional valuation products such as collateral desktop analyses, broker's
 price opinions, and full appraisals. If the property valuation products included in the
 review result in a variance of more than 10% then the client will be notified of such
 variance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. MaxDiligence
 will confirm to the extent possible, that the appraiser and the appraisal made by such
 appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, MaxDiligence
 will review the appraisal for conformity to industry standards, including ensuring the
 appraisal was complete, that the comparable properties and adjustments were reasonable
 and that pictures were provided and were accurate.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. In
 addition, MaxDiligence will access the ASC database to verify that the appraiser, and
 if applicable the appraiser's supervisor, were licensed and in good standing at
 the time the appraisal was completed.

![](ex9912001.jpg)

**Compliance Review**

"Compliance Review" means that MaxDiligence reviewed each Loan to determine, as applicable and subject to the limitations below, whether the Loan complied with the applicable Federal, State, and local regulatory requirements, each as amended. A Compliance Review shall not apply to business purpose loans.

The below Compliance Review is applicable to Loans with an application date on or after October 3, 2015, which are subject to the TILA/RESPA Integrated Disclosure Rule ("<u>TRID</u>"). With regard to TRID testing, MaxDiligence implemented the TRID scope of review as detailed in (i) Section III -Regulatory Compliance of the SFA RMBS TRID Grid 4.0 Compliance Review Scope published by the Structured Finance Association (formerly SFIG) (the "SFA RMBS Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. On an ongoing basis, MaxDiligence reviews updated interpretations of TRID through informal guidance provided by the Consumer Financial Protection Bureau ("CFPB"), such CFPB guidance may cause changes in the review scope and severity of TRID related exceptions, including applicable cures. While MaxDiligence continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. <u>Loan Estimates ("LEs")</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Reviewed
 the initial LE and confirmed (i) the correct form was used; (ii) all sections of the
 Initial LE are completed; and (iii) the initial LE accurately reflects the information
 provided to MaxDiligence.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. If
 there is a revised LE, confirmed (i) that there is a "valid reason" for the
 revised LE; and (ii) that the revised LE was issued within three (3) days of the change.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Determined
 which LE in the file is the "final binding" LE for the purpose of Tolerance
 Testing. A revised LE that is issued after the CD, or that does not state a valid reason
 will not be used for the purposes of Tolerance Testing. All revised LEs issued to the
 consumer will be reviewed for accuracy of terms.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Confirmed
 initial LE was delivered within three (3) business days from the application date, and
 at least seven (7) business days prior to the consummation date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Confirmed
 revised LE was delivered within three (3) business days from date of the "valid
 reason" giving rise to the Revised LE, and at least four (4) business days prior
 to the consummation date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Confirmed
 that certain sections of each LE determined to carry assignee liability were accurately
 completed and that information was reflected in the appropriate locations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. <u>Closing Disclosures ("CDs")</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Reviewed
 the CD and confirmed (i) the correct form was used; (ii) all sections of the CD are completed;
 and (iii) the CD accurately reflected the information provided to MaxDiligence.

![](ex9912001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. If
 a subsequent CD is issued, confirmed (i) that there was a valid reason for the change;
 (ii) that the CD was issued within three (3) days of the change; and (iii) whether the
 reason for the change requires a new 3-day waiting period prior to the consummation date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Confirmed
 initial CD, and any subsequent CD with material changes (i.e. changes that require a
 new waiting period), was received at least three (3) business days prior to the consummation
 date. With respect to applicable exception remediation measures for numerical exceptions,
 confirm that a letter of explanation, as well as a refund as applicable, was delivered
 or placed in the mail no later than sixty (60) days after discovery of the exception
 establishing the need for a revised CD or with respect to exception remediation measures
 for non-numerical exceptions, that a corrected CD was delivered or placed in the mail
 no later than sixty (60) days after consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. <u>Federal Truth in Lending Act</u> ("TILA"), as implemented by Regulation Z, 12 C.F.R.
 Part 1026, as set forth below:

Rescission

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Failure
 to provide the right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. failure
 to provide the right of rescission notice in a timely manner and to the correct consumer(s);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. errors
 in the right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. failure
 to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. failure
 to provide the three (3) business days rescission period; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. any
 material disclosure violation on a rescindable loan that gives rise to the right of rescission
 under TILA, which means the required disclosures of the annual percentage rate, the finance
 charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. <u>Tolerance Testing</u>. Compared the fees disclosed in the final binding LE to those in the final
 CD, and confirmed that final CD fees are within the permitted tolerances. Confirmed the
 total of payments are considered accurate as defined by Regulation Z. Confirmed finance
 charge tolerances are correct.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. <u>Subsequent Changes</u>. Reviewed the file to determine (i) whether there is evidence that certain
 changes or errors (per the regulation) were discovered subsequent to closing, (ii) and
 whether the Loan originator followed the prescribed cure. Test for evidence such as a
 copy of the refund check, or a corrected, post-consummation CD (" <u>PCCD</u> "),
 and (iii) with respect to applicable exception remediation measures for numerical exceptions,
 confirm that a letter of explanation, as well as a refund as applicable, was delivered
 or placed in the mail no later than sixty (60) days after discovery of the exception
 establishing the need for a revised CD or with respect to exception remediation measures
 for non-numerical exceptions, that a corrected CD was delivered or placed in the mail
 no later than sixty (60) days after consummation.

![](ex9912001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. <u>Loan Toolkit (§1026.19)</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Confirmed
 the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage
 loan file contains documentary evidence that the disclosure was provided to the borrower;
 and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Confirmed
 Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business
 days after receipt of application.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. <u>TILA</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Points
 and fees threshold test;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. APR
 threshold test;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Prepayment
 penalty test; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Compliance
 with the disclosure requirements, limitation on terms and prohibited acts or practices
 in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. APR
 threshold test; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Compliance
 with the escrow account and appraisal requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. With
 respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan
 Originator Compensation and Steering (§1026.36):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Reviewed
 relevant documentation to determine if compensation to a Loan Originator was based on
 a term of the transaction;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Reviewed
 relevant document to determine if there was dual compensation; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Reviewed
 the presence of the mortgage loan option disclosure and to determine if the Steering
 Safe Harbor provisions were satisfied.

● Note: Where available, MaxDiligence reviewed the relevant documents in the mortgage loan file and, as necessary, attempted to obtain the mortgage loan originator compensation agreement and/or governing policies and procedures of the mortgage loan originator. In the absence of the mortgage loan originator compensation agreement and/or governing policies and procedures, MaxDiligence's review was limited to formal general statements of entity compliance provided by the mortgage loan originator, if any. These statements, for example, were in the form of a letter signed by the seller correspondent/mortgage loan originator or representations in the mortgage loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Determined
 if the creditor obtained proof of homeownership counseling in connection with a mortgage
 loan to a first-time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Determined
 if the terms of the mortgage Loan require arbitration or any other non-judicial procedure
 to resolve any controversy or settle any claims arising out of the transaction.

![](ex9912001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Determined
 if the creditor financed, directly or indirectly, any premiums or fees for credit insurance
 in jurisdictions where it is prohibited.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Reviewed
 for presence of mortgage loan originator organization and individual mortgage loan originator
 name and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract,
 security instrument, Loan Estimate and Closing Disclosure; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Verified
 the data against the NMLSR database, as available.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. <u>RESPA</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirmed
 the presence of the Servicing Disclosure Statement form in the mortgage loan file;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Verified
 the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business
 days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Confirmed
 the presence of the Your Home Loan Toolkit/Special Information Booklet in the mortgage
 loan file or that the mortgage loan file contains documentary evidence that the disclosure
 was provided to the borrower;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Confirmed
 the Your Home Loan Toolkit /Special Information Booklet was provided within three (3)
 business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Confirmed
 the presence of the CHARM booklet when applicable;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Confirmed
 that the CHARM booklet was issued within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. Confirmed
 the presence of the Affiliated Business Arrangement Disclosure in the mortgage loan file
 in the event the lender has affiliated business arrangements;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Confirmed
 the Affiliated Business Arrangement Disclosure was provided no later than three (3) business
 days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ix. Confirmed
 the Affiliated Business Arrangement Disclosure is executed;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x. Confirmed
 the presence of the Initial Escrow Disclosure Statement in the mortgage loan file and
 proper timing;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;xi. Confirmed
 that the creditor provided the borrower a list of homeownership counselling organizations
 within three (3) business days of application; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;xii. Confirmed
 that the list of homeownership counselling organizations was obtained no earlier than
 30 days prior to when the list was provided to the mortgage loan applicant.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. <u>ECOA</u>:
 The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002,
 as set forth below:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Timing
 and content of the right to receive copy of appraisal disclosure;

![](ex9912001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Charging
 of a fee for a copy of the appraisal or other written valuation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Timing
 of creditor providing a copy of each appraisal or other written valuation; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. iv) 
 With respect to a borrower that has waived the three (3) Business Day disclosure requirement,
 confirm that (a) the borrower has signed the waiver or other acknowledgment at least
 three (3) business days prior to consummation; and (b) that the lender has provided copies
 of appraisals and other written valuations at or prior to consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10. <u>Other Provisions</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Texas:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas
 Constitution and associated regulations;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Fed/State/Local
 Predatory Lending:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 disclosure requirements and prohibitions of state, county and municipal laws and ordinances
 with respect to "high-cost" mortgage loans, "covered" mortgage
 loans, "higher-priced" mortgage loans, "home" mortgage loans
 or any other similarly designated mortgage loan as defined under such authorities, or
 subject to any other laws that were enacted to combat predatory lending, as may have
 been amended from time to time;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Prepay
 Penalties and Late Fees:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Federal
 and state specific late charge and prepayment penalty provisions.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11. <u>Exclusions</u>.
 MaxDiligence did not test:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Loan
 types that are excluded from compliance with TRID.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Technical
 formatting of disclosures.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Other
 Post-consummation disclosures, including Escrow Closing Notice; and Mortgage servicing
 transfer and partial payment notices.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. For
 Loans made by an FDIC-supervised institution or servicer, extended or renewed on or after
 January 1, 2016, whether prohibited fees were collected prior to the initial LE being
 issued

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Whether
 any fee is a "bona fide" fee for third-party services

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Whether
 the loans comply with all federal, state or local laws, constitutional provisions, regulations
 or ordinances that are not expressly enumerated above.

**Summary of Results**

**OVERALL RESULTS SUMMARY** 

After giving consideration to the grading criteria of the relevant NRSROs, 100% of the loans received a grade "B" or higher with 86.01% of the pool receiving an Overall "A" grade.

![](ex9912001.jpg)

**Final Loan Grades**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Rating Agency Final Overall Grade Summary** | &nbsp;&nbsp;**Rating Agency Final Overall Grade Summary** | &nbsp;&nbsp;**Rating Agency Final Overall Grade Summary** |
| &nbsp;&nbsp;**Overall** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;289 | &nbsp;&nbsp;86.01% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;47 | &nbsp;&nbsp;13.99% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**336** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Final Credit Grade Summary** | &nbsp;&nbsp;**Final Credit Grade Summary** | &nbsp;&nbsp;**Final Credit Grade Summary** |
| &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;295 | &nbsp;&nbsp;87.80% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;41 | &nbsp;&nbsp;12.20% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**336** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Final Property Grade Summary** | &nbsp;&nbsp;**Final Property Grade Summary** | &nbsp;&nbsp;**Final Property Grade Summary** |
| &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;327 | &nbsp;&nbsp;97.32% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;9 | &nbsp;&nbsp;2.68% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**336** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Final Compliance Grade Summary** | &nbsp;&nbsp;**Final Compliance Grade Summary** | &nbsp;&nbsp;**Final Compliance Grade Summary** |
| &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;336 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**336** | &nbsp;&nbsp;**100.00%** |

---

![](ex9912001.jpg)

**Exception Category Summary**

The table below summarizes the individual exceptions which carried an associated "A", "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Credit Grade of "A", a Compliance Grade of "B", and a Property Grade of "A" would receive an overall Loan Grade of "B").

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Exception Type | &nbsp;&nbsp;Exception Level Grade | &nbsp;&nbsp;Exception Category | &nbsp;&nbsp;Count |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Approval - Lender Income Calculation Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Approval/Underwriting Summary Deficient | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Approval/Underwriting Summary Not Provided | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Approval/Underwriting Summary Not Provided - eResi | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 1 Does Not Meet Guideline Requirements | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 1 Less Than 2 Months Verified | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 2 Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 2 Less Than 2 Months Verified | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 2 Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 3 Expired | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 4 Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 5 Expired | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 6 Expired | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 7 Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Assets - Earnest Money Deposit | &nbsp;&nbsp;11 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Assets - Insufficient Cash to Close or Reserves | &nbsp;&nbsp;9 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Assets - Large Deposits | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Assets - Miscellaneous | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;ATR: Reasonable Income or Assets Not Considered | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Audited CLTV Exceeds Guideline CLTV | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Audited DTI Exceeds AUS DTI | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Audited DTI Exceeds Guideline DTI | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Audited HCLTV Exceeds Guideline HCLTV | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Audited LTV Exceeds Guideline LTV | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Audited Reserves are less than Guideline Required Reserves (Number of Months) | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower - Residency Alien Documentation | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 3rd Party VOE Prior to Close Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 CPA Letter Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Credit Report is Expired | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Credit Report is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Gap Credit Report is Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 W2/1099 Less Than 24 Months Provided | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 2 3rd Party VOE Prior to Close Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 2 CPA Letter Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 2 Deed of Trust Signature does not match Note | &nbsp;&nbsp;2 |

---

![](ex9912001.jpg)

---

| | |
|:---|:---|
| &nbsp;&nbsp;Borrower 2 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 2 Gap Credit Report is Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Borrower 2 Paystubs Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 2 Tax Returns Not Signed | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 2 W2/1099 Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Business Purpose - Loan Guaranty/Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Calculated DSCR does not meet the Minimum DSCR allowed | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Cash reserves less than required by guidelines | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Citizenship Documentation Not Provided | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Condo - Documentation | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Condo - Master Policy Insufficient | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Corporate OR Partnership: Names and ownership percentages for Partners & Limited Partners is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Corporation/LLC: EIN Doc is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Corporation/LLC: Operating Agreement Doc is Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit Documentation - Letter of Explanation | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit Documentation - Payment History Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit Profile - Credit History Insufficient | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit Profile - Insufficient Tradelines | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;DSCR does not meet Guidelines | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Eligibility - Citizenship Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Evidence of Property Tax Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Final Settlement Statement Missing. | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Flood Certificate Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Flood Insurance Effective Date is after the Note Date | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Flood Insurance Policy Missing | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Gift Letter - Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Gift Letter - No Evidence for Transfer of Funds | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Guideline - Federal and/or State High Cost Ineligible per guidelines | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Hazard Insurance - Other Insurance Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Hazard Insurance Coverage Amount is less than Required Coverage Amount | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Hazard Insurance Effective Date is after the Disbursement Date | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Hazard Insurance Expiration Date is before the Note Date | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Hazard Insurance Policy is Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Hazard Insurance Policy is Partial | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Housing History Does Not Meet Guideline Requirements | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Income - Income Documentation Missing | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Income - Rental Property | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Income 1 Months Income Verified is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Income 11 Months Income Verified is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Income 2 Months Income Verified is Missing | &nbsp;&nbsp;1 |

---

![](ex9912001.jpg)

---

| | | | |
|:---|:---|:---|:---|
|  |  | &nbsp;&nbsp;Income 6 Months Income Verified is Missing | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Income and Employment Do Not Meet Guidelines | &nbsp;&nbsp;2 |
|  |  | &nbsp;&nbsp;Liabilities - Excluded Debts | &nbsp;&nbsp;2 |
|  |  | &nbsp;&nbsp;Liabilities - Not Verified | &nbsp;&nbsp;2 |
|  |  | &nbsp;&nbsp;Liabilities - REO | &nbsp;&nbsp;12 |
|  |  | &nbsp;&nbsp;Missing Tax Cert | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Missing VOM or VOR | &nbsp;&nbsp;3 |
|  |  | &nbsp;&nbsp;Named Insured on Hazard Insurance does not match Borrower(s) Name(s) | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;No Credit Findings | &nbsp;&nbsp;181 |
|  |  | &nbsp;&nbsp;Other Credit Finding | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Program Parameters - Guidelines Conformity | &nbsp;&nbsp;8 |
|  |  | &nbsp;&nbsp;Property Title Issue | &nbsp;&nbsp;3 |
|  |  | &nbsp;&nbsp;Purchase Contract - Addendum Missing | &nbsp;&nbsp;2 |
|  |  | &nbsp;&nbsp;Satisfactory Chain of Title not Provided | &nbsp;&nbsp;2 |
|  |  | &nbsp;&nbsp;Subject Property Address on Note does not match Insured Property Address | &nbsp;&nbsp;2 |
|  |  | &nbsp;&nbsp;Title Coverage is Less than Subject Lien(s) Total | &nbsp;&nbsp;4 |
|  |  | &nbsp;&nbsp;Title Document is Partially Present | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Title Document Missing | &nbsp;&nbsp;3 |
|  |  | &nbsp;&nbsp;***Total Credit Grade (A) Exceptions*** | &nbsp;&nbsp;***399*** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Assets - Miscellaneous | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Audited Loan Amount is less than Guideline Minimum Loan Amount | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Audited Reserves are less than Guideline Required Reserves (Number of Months) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Borrower 1 Total Years Employment Verified is Less Than 24 Months | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Cash reserves less than required by guidelines | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Condo - Master Policy Insufficient | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Credit Documentation - Credit Supplement Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Credit Documentation - Letter of Explanation | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Credit Profile - Credit History Insufficient | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Excessive Seller Contributions | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Gift Letter - No Evidence for Transfer of Funds | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Hazard Insurance - Other Insurance Incomplete | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Inadequate Hazard Insurance Coverage - Hazard Insurance Coverage is less than all Subject Lien(s)and Replacement Cost Estimator by Insurer was not Provided | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Income - Guideline Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Program Parameters - Guidelines Conformity | &nbsp;&nbsp;22 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Program Parameters - Interested Party Contributions | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Property Title Issue | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Purchase Contract - Concessions | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions*** | &nbsp;&nbsp;***44*** |

---

![](ex9912001.jpg)

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;1004D Completion Report is not on an as-is basis | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Appraisal - Miscellaneous | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Appraisal is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Doc - 3rd Party Valuation Product/Missing | &nbsp;&nbsp;18 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Doc - Second Appraisal Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Homeowner's Association Questionnaire | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;No Property Findings | &nbsp;&nbsp;10 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Issue - Condo Ineligible | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;The appraiser was not licensed (Primary Value) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Value - Field Review Supports Value within 10% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Value - Value is supported within -10% of original appraisal amount | &nbsp;&nbsp;289 |
|  |  | &nbsp;&nbsp;***Total Property Grade (A) Exceptions*** | &nbsp;&nbsp;***328*** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Appraisal - Over-supply in subject market/Unacceptable | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Appraisal - Zoning Issue | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property Issue - Condo Ineligible | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property Issue - Legal non-conforming property/Unacceptable | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property Issue - Property Size | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Subject property appraisal is not on an as-is basis (Primary Value) | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***Total Property Grade (B) Exceptions*** | &nbsp;&nbsp;***9*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Condo Rider is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Federal - Closing Disclosure and Consummation Date | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Federal - Escrow Account Required (First Lien HPML)(06/2013) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Federal - Maximum Late Fee (01/14) | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Federal - Section 32 Disclosure Required (High Cost) | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;High Cost: APR/FEES | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Intent to Proceed is Missing or Incomplete | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Late Charge Percent is greater than allowable | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;License: Loan Originator | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing HUD-1 Closing Statement | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Initial Escrow Disclosure | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Note | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;No Compliance Findings | &nbsp;&nbsp;105 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;No Compliance Tests Performed | &nbsp;&nbsp;218 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;No Compliance Tests performed HEI/HEA review | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;The Final 1003 is Incomplete | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance |  | &nbsp;&nbsp;The Final 1003 is Missing | &nbsp;&nbsp;4 |
|  |  | &nbsp;&nbsp;***Total Compliance (A) Exceptions*** | &nbsp;&nbsp;***345*** |

---

![](ex9912001.jpg)

**TAPE INTEGRITY REVIEW RESULTS SUMMARY**

As part of the Credit, Property and Compliance Reviews, MaxDiligence captured data from the source documents and compared it to a data tape provided by Client. MaxDiligence provided Client a Data Discrepancy Report which shows the differences between the tape data and the data captured by MaxDiligence during the diligence process.

Of the 336 mortgage loans reviewed, 215 unique mortgage loans (by loan count) had a total of 431 different tape discrepancies across 30 data fields (some mortgage loans may have had more than one). A blank or zero value on the data tape when an actual value was captured by MaxDiligence was not treated as a data variance.

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With Discrepancy** | &nbsp;&nbsp;**Total Times Compared** | &nbsp;&nbsp;**% Variance** |
| &nbsp;&nbsp;All Borrower Total Income | &nbsp;&nbsp;18 | &nbsp;&nbsp;336 | &nbsp;&nbsp;5.36% |
| &nbsp;&nbsp;Application Date | &nbsp;&nbsp;13 | &nbsp;&nbsp;336 | &nbsp;&nbsp;3.87% |
| &nbsp;&nbsp;Borrower 1 Citizen | &nbsp;&nbsp;5 | &nbsp;&nbsp;336 | &nbsp;&nbsp;1.49% |
| &nbsp;&nbsp;Borrower 1 First Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;336 | &nbsp;&nbsp;0.30% |
| &nbsp;&nbsp;Borrower 1 Last Name | &nbsp;&nbsp;6 | &nbsp;&nbsp;336 | &nbsp;&nbsp;1.79% |
| &nbsp;&nbsp;Borrower 2 First Name | &nbsp;&nbsp;2 | &nbsp;&nbsp;96 | &nbsp;&nbsp;2.08% |
| &nbsp;&nbsp;Borrower 2 Last Name | &nbsp;&nbsp;4 | &nbsp;&nbsp;96 | &nbsp;&nbsp;4.17% |
| &nbsp;&nbsp;Calculated DSCR | &nbsp;&nbsp;13 | &nbsp;&nbsp;336 | &nbsp;&nbsp;3.87% |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;4 | &nbsp;&nbsp;336 | &nbsp;&nbsp;1.19% |
| &nbsp;&nbsp;Initial Interest Rate | &nbsp;&nbsp;1 | &nbsp;&nbsp;336 | &nbsp;&nbsp;0.30% |
| &nbsp;&nbsp;Initial Monthly P&I Or IO Payment | &nbsp;&nbsp;10 | &nbsp;&nbsp;336 | &nbsp;&nbsp;2.98% |
| &nbsp;&nbsp;Loan Program | &nbsp;&nbsp;1 | &nbsp;&nbsp;336 | &nbsp;&nbsp;0.30% |
| &nbsp;&nbsp;MIN No | &nbsp;&nbsp;1 | &nbsp;&nbsp;329 | &nbsp;&nbsp;0.30% |
| &nbsp;&nbsp;Mortgage Origination Channel | &nbsp;&nbsp;3 | &nbsp;&nbsp;329 | &nbsp;&nbsp;0.91% |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;5 | &nbsp;&nbsp;328 | &nbsp;&nbsp;1.52% |
| &nbsp;&nbsp;Number of Units | &nbsp;&nbsp;1 | &nbsp;&nbsp;336 | &nbsp;&nbsp;0.30% |
| &nbsp;&nbsp;Originator QM Status | &nbsp;&nbsp;120 | &nbsp;&nbsp;336 | &nbsp;&nbsp;35.71% |
| &nbsp;&nbsp;Primary Appraised Property Value | &nbsp;&nbsp;3 | &nbsp;&nbsp;336 | &nbsp;&nbsp;0.89% |
| &nbsp;&nbsp;Property Address | &nbsp;&nbsp;2 | &nbsp;&nbsp;334 | &nbsp;&nbsp;0.60% |
| &nbsp;&nbsp;Property City | &nbsp;&nbsp;1 | &nbsp;&nbsp;334 | &nbsp;&nbsp;0.30% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;10 | &nbsp;&nbsp;336 | &nbsp;&nbsp;2.98% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;6 | &nbsp;&nbsp;336 | &nbsp;&nbsp;1.79% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;2 | &nbsp;&nbsp;223 | &nbsp;&nbsp;0.90% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;4 | &nbsp;&nbsp;336 | &nbsp;&nbsp;1.19% |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;35 | &nbsp;&nbsp;333 | &nbsp;&nbsp;10.51% |
| &nbsp;&nbsp;Refinance Type | &nbsp;&nbsp;9 | &nbsp;&nbsp;109 | &nbsp;&nbsp;8.26% |
| &nbsp;&nbsp;Underwriting Guideline Lender Name | &nbsp;&nbsp;18 | &nbsp;&nbsp;336 | &nbsp;&nbsp;5.36% |
| &nbsp;&nbsp;Underwriting Guideline Name | &nbsp;&nbsp;20 | &nbsp;&nbsp;336 | &nbsp;&nbsp;5.95% |
| &nbsp;&nbsp;Underwriting Guideline Version | &nbsp;&nbsp;20 | &nbsp;&nbsp;336 | &nbsp;&nbsp;5.95% |
| &nbsp;&nbsp;Underwriting Guideline Version Date | &nbsp;&nbsp;93 | &nbsp;&nbsp;336 | &nbsp;&nbsp;27.68% |

---

![](ex9912001.jpg)

**Event Grade Definitions**

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**Final Loan Grade** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;Loan meets Credit, Compliance, and Property Guidelines |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;Loan is missing documentation to perform a sufficient review. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan meets the published guidelines without any exceptions. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the credit file was not furnished. |

---

![](ex9912001.jpg)

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Compliance Event Grades** | &nbsp;&nbsp;**Compliance Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan violates one material law or regulation. The material disclosures are absent or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the required legal documents were not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Property Event Grades** | &nbsp;&nbsp;**Property Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The value is supported within 10% of the original appraisal by the AVM or there are other supporting documents in the originators loan file package (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal by the AVM and there are no other valuation support documents in the loan file provided by the Seller. The valuation methodology substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

## Exhibit 99.13

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.13**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| 76 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 157 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 66.87 | 66.87 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 79 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | XXXXXX |
| 1 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 57.71 | 57.71 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 62.18 | 62.18 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 2 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | XXXXXX |
| 4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 6 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | XXXXXX |
| 8 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 51.84 | 51.84 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 17 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 57.49 | 57.49 | XXXXXX | XXXXXX | .0567 | 1004 URAR |  |  |  |  | XXXXXX | XXXXXX | .0567 | XXXXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 5 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 7 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 10 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 47.37 | 47.37 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 9 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXXXX |
| 65 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 69.93 | 69.93 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 96 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .1103 | 1004 URAR |  |  |  |  | XXXXXX | XXXXXX | .1103 | XXXXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 11 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0039 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0039 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 18 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 22 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 63.98 | 63.98 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 58 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 12 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 14 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX | Eligible | 1 | XXXXXX |
| 13 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | XXXXXX |
| 64 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 28.11 | 66.63 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 16 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | -.0793 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0793 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 21 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 52.7 | 52.7 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 25 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | -.0161 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0161 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 15 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 19 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0121 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0121 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 24 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXXXX |
| 23 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 69.42 | 69.42 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XXXXXX |
| 75 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 63 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XXXXXX |
| 71 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0111 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0111 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | XXXXXX |
| 77 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 20 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XXXXXX |
| 42 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXXXX |
| 40 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 42.86 | 42.86 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 34 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 49.93 | 49.93 | XXXXXX | XXXXXX | -.0132 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0132 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 30 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0675 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0675 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 45 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1025 Small Residential Income Report | XXXXXX | 28.74 | 60.65 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 38 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 29 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 30.53 | 30.53 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 47 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | XXXXXX |
| 122 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXXXX |
| 53 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0843 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0843 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 49 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XXXXXX |
| 44 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXXXX |
| 32 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 22.0 | 74.88 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | XXXXXX |
| 54 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 31 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 24.15 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXXXX |
| 26 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 28 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | -.0187 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0187 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 41 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 46.09 | 46.09 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 39 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | XXXXXX |
| 27 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXXXX |
| 52 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XXXXXX |
| 106 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 48.26 | 48.26 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 35 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXXXX |
| 43 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | -.0125 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0125 | 90.0 | 0.1 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 36 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 46 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 71.4 | 71.4 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XXXXXX |
| 55 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | -.0460 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0460 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 50 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0018 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0018 | 95.0 | 0.05 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 62 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 37 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 23.48 | 69.84 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 33 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 51 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XXXXXX |
| 48 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXXXX |
| 56 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 78 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | -.0320 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0320 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 66 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 61 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 60 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXXXX |
| 69 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 54.48 | 54.48 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 68 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XXXXXX |
| 82 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 57 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 74 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 71.4 | 71.4 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 81 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 59 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 67 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 54.5 | 54.5 | XXXXXX | XXXXXX | .0635 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0635 | 90.0 | 0.1 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 85 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0156 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0156 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 70 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 119 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 34.71 | 34.71 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | XXXXXX |
| 86 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | -.0887 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 83 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 51.76 | 51.76 | XXXXXX | XXXXXX | .0706 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0706 | 93.0 | 0.07 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 73 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 72 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 50.0 | 50.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXXXX |
| 95 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 45.41 | 45.41 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | XXXXXX |
| 93 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 50.0 | 50.0 | XXXXXX | XXXXXX | -.0722 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0722 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 88 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XXXXXX |
| 98 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 36.36 | 36.36 | XXXXXX | XXXXXX | .0848 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0848 | 92.0 | 0.08 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 100 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 97 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 101 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | -.0023 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0023 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 90 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 94 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 55.0 | 55.0 | XXXXXX | XXXXXX | .0230 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0230 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 80 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 110 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 89 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 59.76 | 59.76 | XXXXXX | XXXXXX | -.0462 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0462 | 98.0 | 0.02 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 92 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 58.33 | 58.33 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 84 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 55.53 | 55.53 | XXXXXX | XXXXXX | -.0291 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0291 | 93.0 | 0.07 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 105 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 48.73 | 48.73 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 102 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | -.0112 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0112 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX | Eligible |  |  |
| 108 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXXXX |
| 104 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 62.19 | 62.19 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 91 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XXXXXX |
| 109 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 65.93 | 65.93 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXXXX |
| 87 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0246 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0246 | 94.0 | 0.06 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 115 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 36.01 | 36.01 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 99 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 107 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 60.79 | 60.79 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 103 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 40.63 | 40.63 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 116 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XXXXXX |
| 118 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXXXX |
| 113 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 129 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 52.63 | 52.63 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 112 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 111 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 141 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 33.61 | 33.61 | XXXXXX | XXXXXX | -.0174 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0174 | 93.0 | 0.07 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 117 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | -.0055 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0055 | 98.0 | 0.02 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | XXXXXX |
| 114 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 128 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | XXXXXX |
| 120 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 121 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | -.0422 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0422 | 91.0 | 0.09 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 123 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | -.0420 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0420 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 124 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 42.86 | 42.86 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 130 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 33.78 | 33.78 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 125 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 127 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 49.79 | 49.79 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 126 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | -.0784 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0784 | 95.0 | 0.05 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 143 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 152 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XXXXXX |
| 140 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XXXXXX |
| 137 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 139 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XXXXXX |
| 131 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 144 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 133 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | -.0084 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0084 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 138 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 69.2 | 69.2 | XXXXXX | XXXXXX | .0025 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0025 | 95.0 | 0.05 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 136 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 132 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 30.61 | 30.61 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 134 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 66.51 | 66.51 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 135 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 53.98 | 53.98 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | XXXXXX |
| 149 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 22.22 | 22.22 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 159 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | XXXXXX |
| 142 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XXXXXX |
| 148 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 147 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 61.2 | 61.2 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 160 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 13.24 | 47.7 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 145 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 154 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 66.3 | 66.3 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXXXX |
| 150 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 51.91 | 51.91 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 146 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 156 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXXXX |
| 151 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | -.0101 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0101 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 153 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XXXXXX |
| 167 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 57.63 | 57.63 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 163 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 179 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | -.0220 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0220 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 308 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 161 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | -.0717 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0717 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 155 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XXXXXX |
| 162 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1025 Small Residential Income Report | XXXXXX | 13.86 | 75.0 | XXXXXX | XXXXXX | -.0192 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0192 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 158 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 168 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 164 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 166 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 66.3 | 66.3 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXXXX |
| 165 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0254 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0254 | 95.0 | 0.05 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 169 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 176 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0875 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0875 | 91.0 | 0.09 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 170 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 171 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 55.0 | 55.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 178 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 50.0 | 50.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 172 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 177 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXXXX |
| 183 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 55.0 | 55.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 180 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Small Residential Income Report | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0058 | 1025 Small Residential Income Report |  |  |  |  | XXXXXX | XXXXXX | .0058 | XXXXXX | 1025 Small Residential Income Report | XXXXXX | XXXXXX | -.0692 | 95.0 | 0.05 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 174 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 47.62 | 47.62 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 173 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 66.67 | 66.67 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 182 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 181 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | XXXXXX |
| 186 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXXXX |
| 185 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 204 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 55.0 | 55.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 305 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | -.0375 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0375 | 90.0 | 0.1 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 175 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | -.0539 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0539 | 98.0 | 0.02 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 273 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 184 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 58.82 | 58.82 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 192 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 26.5 | 26.5 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XXXXXX |
| 293 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 16.15 | 16.15 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXXXX |
| 190 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XXXXXX |
| 193 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 50.0 | 50.0 | XXXXXX | XXXXXX | -.0162 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0162 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 194 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | -.0387 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0387 | 98.0 | 0.02 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 218 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXXXX |
| 202 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1025 Small Residential Income Report | XXXXXX | 59.92 | 59.92 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 188 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | -.0108 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0108 | 95.0 | 0.05 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 189 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX | Eligible | 1.2 | XXXXXX |
| 187 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 36.54 | 36.54 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 207 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 199 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 67.5 | 67.5 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | XXXXXX |
| 236 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 49.46 | 49.46 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XXXXXX |
| 195 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XXXXXX |
| 197 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 27.47 | 27.47 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 242 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 301 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1025 Small Residential Income Report | XXXXXX | 21.82 | 58.13 | XXXXXX | XXXXXX | -.0051 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0051 | 95.0 | 0.05 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 230 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 191 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | -.0062 | 1004 URAR |  |  |  |  | XXXXXX | XXXXXX | -.0062 | XXXXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 198 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXXXX | Eligible | 1 | XXXXXX |
| 196 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Other | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0976 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0976 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 214 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .1639 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .1639 | 91.0 | 0.09 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 211 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 216 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0196 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0196 | 98.0 | 0.02 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXXXX | Eligible |  |  |
| 209 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 302 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | -.0083 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0083 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XXXXXX | Not Eligible |  |  |
| 200 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 43.48 | 43.48 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXXXX |
| 247 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1025 Small Residential Income Report | XXXXXX | 10.17 | 58.3 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 217 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 206 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 210 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Small Residential Income Report | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0048 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0048 | 92.0 | 0.08 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 254 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 203 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 201 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXXXX |
| 227 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 31.1 | 31.1 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 266 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | -.0699 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0699 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |
| 205 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .1020 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .1020 | 95.0 | 0.05 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 215 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 28.26 | 76.85 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 223 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | .0355 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0355 | 95.0 | 0.05 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 232 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXXXX |
| 224 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 208 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 213 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | -.0104 | 1004 URAR |  |  |  |  | XXXXXX | XXXXXX | -.0104 | XXXXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 212 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 50.41 | 50.41 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 240 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXXXX |
| 237 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 16.13 | 58.14 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XXXXXX |
| 243 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | -.0378 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0378 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 255 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 85.0 | 85.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 231 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX | Eligible | 1 | XXXXXX |
| 222 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 33.8 | 33.8 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 234 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXXXX |
| 235 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 12.96 | 55.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 313 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 63.15 | 63.15 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 229 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 63.64 | 63.64 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XXXXXX |
| 262 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | -.0278 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0278 | 98.0 | 0.02 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 298 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 219 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XXXXXX |
| 250 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 12.35 | 39.54 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XXXXXX |
| 249 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 50.0 | 50.0 | XXXXXX | XXXXXX | .0736 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0736 | 90.0 | 0.1 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 285 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 220 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 85.0 | 85.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 252 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XXXXXX |
| 226 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | .0605 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0605 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 238 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 85.0 | 85.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XXXXXX |
| 225 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XXXXXX |
| 333 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 26.32 | 70.49 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | XXXXXX |
| 233 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | -.0725 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0725 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 228 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 12.96 | 68.52 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 245 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 45.65 | 73.58 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.2 | XXXXXX |
| 241 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 85.0 | 85.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0210 | 98.0 | 0.02 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 307 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | XXXXXX |
| 244 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 289 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0321 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0320 | 92.0 | 0.08 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 239 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | -.0088 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0088 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 270 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 77.78 | 77.78 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 258 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004C Manufactured Home | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 312 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0069 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0069 | 98.0 | 0.02 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 251 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0440 | 91.0 | 0.09 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | XXXXXX |
| 321 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 24.19 | 62.27 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XXXXXX |
| 269 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | 2095 Exterior Only Inspection Coop Report |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 278 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 27.78 | 59.36 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXXXX |
| 295 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | .0091 | 1004 URAR |  |  |  |  | XXXXXX | XXXXXX | .0091 | XXXXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 300 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 23.81 | 53.63 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXXXX |
| 274 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 58.0 | 58.0 | XXXXXX | XXXXXX | .0000 | 2095 Exterior Only Inspection Coop Report |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 |  | XXXXXX |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 246 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 64.1 | 64.1 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 279 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 59.31 | 59.31 | XXXXXX | XXXXXX | -.0845 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0845 | 90.0 | 0.1 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 271 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 29.17 | 76.47 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XXXXXX |
| 253 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Small Residential Income Report | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXXXX |
| 221 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 309 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 260 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 248 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 41.64 | 41.64 | XXXXXX | XXXXXX | .0130 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0130 | 94.0 | 0.06 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 304 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0078 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0078 | 90.0 | 0.1 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.2 | XXXXXX |
| 275 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 52.04 | 52.04 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | XXXXXX |
| 261 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 257 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | .0098 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0098 | 98.0 | 0.02 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 297 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 71.39 | 71.39 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 280 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 294 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 55.0 | 55.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 256 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0024 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0024 | 95.0 | 0.05 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 314 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 67.54 | 67.54 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 263 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXXXX |
| 292 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 276 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | -.0283 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0283 | 94.0 | 0.06 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 286 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | -.0171 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0171 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 335 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | XXXXXX |
| 277 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0413 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0413 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 259 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | -.0460 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0460 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 265 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 20.0 | 20.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 267 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 281 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 12.5 | 70.42 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 299 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 63.49 | 63.49 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 272 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 77.0 | 77.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XXXXXX |
| 287 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XXXXXX |
| 303 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 315 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 40.49 | 40.49 | XXXXXX | XXXXXX | .0617 | 1004 URAR |  |  |  |  | XXXXXX | XXXXXX | .0617 | XXXXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 264 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 50.0 | 50.0 | XXXXXX | XXXXXX | .0000 | 2095 Exterior Only Inspection Coop Report |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 283 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXXXX |
| 310 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 45.96 | 45.96 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 320 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0009 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXXXX | Eligible | 1 | XXXXXX |
| 290 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 282 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 296 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XXXXXX |
| 288 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | -.0720 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0720 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 291 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXXXX | Eligible | 1.5 | XXXXXX |
| 316 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 73.0 | 73.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 318 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 26.67 | 26.67 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXXXX |
| 284 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 319 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1025 Small Residential Income Report | XXXXXX | 41.44 | 41.44 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 268 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 50.0 | 50.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 330 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 56.85 | 56.85 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 311 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | -.0754 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0754 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 322 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 27.0 | 27.0 | XXXXXX | XXXXXX | .0100 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0100 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 331 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 28.48 | 28.48 | XXXXXX | XXXXXX | .0836 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0836 | 91.0 | 0.09 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 334 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 31.58 | 31.58 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 306 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 51.43 | 51.43 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XXXXXX |
| 317 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 22.73 | 59.5 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 325 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XXXXXX |
| 327 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 85.0 | 85.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XXXXXX |
| 328 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 31.5 | 31.5 | XXXXXX | XXXXXX | -.0773 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0773 | 94.0 | 0.06 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 323 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 55.56 | 55.56 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX | Eligible | 1 | XXXXXX |
| 326 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 85.0 | 85.0 | XXXXXX | XXXXXX | .0203 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0203 | 95.0 | 0.05 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 324 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | XXXXXX |
| 332 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 72.4 | 72.4 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.6 |  |
| 329 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 50.81 | 50.81 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 336 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |

---

## Exhibit 99.14

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.14**

---

| | | | |
|:---|:---|:---|:---|
| **Field Label** | **Loans With Discrepancy** | **Total Times Compared** | **% Variance** |
| AllBorrowerTotalIncome | 18 | 336 | 5.36% |
| ApplicationDate | 13 | 336 | 3.87% |
| B1Citizen | 5 | 336 | 1.49% |
| B1FirstName | 1 | 336 | 0.3% |
| B1LastName | 6 | 336 | 1.79% |
| B2FirstName | 2 | 96 | 2.08% |
| B2LastName | 4 | 96 | 4.17% |
| Calculated DSCR | 13 | 336 | 3.87% |
| FirstPaymentDate | 4 | 336 | 0.3% |
| InitialInterestRate | 1 | 336 | 0.98% |
| InitialMonthlyPIOrIOPayment | 10 | 336 | 2.98% |
| LenderName | 0 | 336 | 0% |
| LoanAmount | 0 | 336 | 0% |
| LoanOriginationCompany | 0 | 1 | 0% |
| LoanProgram | 1 | 336 | 0.3% |
| LoanPurpose | 0 | 336 | 0% |
| MINNo | 1 | 329 | 0.3% |
| MortgageOriginationChannel | 3 | 329 | 0.91% |
| NoteDate | 5 | 328 | 1.52% |
| NumberofUnits | 1 | 336 | 0.3% |
| OriginatorQMStatus | 120 | 336 | 35.71% |
| PrimaryAppraisedPropertyValue | 3 | 336 | 0.89% |
| PropertyAddress | 2 | 334 | 0.6% |
| PropertyCity | 1 | 334 | 0.3% |
| PropertyCounty | 0 | 334 | 0% |
| PropertyState | 0 | 334 | 0% |
| PropertyType | 10 | 336 | 2.98% |
| PropertyZipCode | 0 | 334 | 0% |
| QualifyingCLTV | 6 | 336 | 1.79% |
| QualifyingFICO | 2 | 223 | 0.9% |
| QualifyingLTV | 4 | 336 | 1.19% |
| QualifyingTotalDebtIncomeRatio | 35 | 333 | 10.51% |
| RefinanceType | 9 | 109 | 8.26% |
| SalesPrice | 0 | 231 | 0% |
| UnderwritingGuidelineLenderName | 18 | 336 | 5.36% |
| UnderwritingGuidelineName | 20 | 336 | 5.95% |
| UnderwritingGuidelineVersion | 20 | 336 | 5.95% |
| UnderwritingGuidelineVersionDate | 93 | 336 | 27.68% |

---

## Exhibit 99.15

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.15**

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Transaction ID** | **Field Name** | **Verified Value** | **Bid Tape Value** | **Comment** |
| 76 |  |  | XXXXXX | Note Date | XXXXXX | XXXXXX | XXXXXX |
| 76 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 157 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 79 |  |  | XXXXXX | Calculated DSCR | XXXXXX | XXXXXX | XXXXXX |
| 79 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 1 |  |  | XXXXXX | Refinance Type | XXXXXX | XXXXXX | XXXXXX |
| 1 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 1 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 2 |  |  | XXXXXX | All Borrower Total Income | XXXXXX | XXXXXX | XXXXXX |
| 2 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 4 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 6 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 17 |  |  | XXXXXX | All Borrower Total Income | XXXXXX | XXXXXX | XXXXXX |
| 17 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 17 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 7 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 10 |  |  | XXXXXX | Primary Appraised Property Value | XXXXXX | XXXXXX | XXXXXX |
| 10 |  |  | XXXXXX | Calculated DSCR | XXXXXX | XXXXXX | XXXXXX |
| 65 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 65 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 96 |  |  | XXXXXX | Calculated DSCR | XXXXXX | XXXXXX | XXXXXX |
| 96 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 58 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 14 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 13 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 64 |  |  | XXXXXX | Initial Monthly P&I Or IO Payment | XXXXXX | XXXXXX | XXXXXX |
| 64 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 25 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 15 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 24 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 23 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 75 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 75 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 63 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 71 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 71 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 77 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 20 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 42 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 40 |  |  | XXXXXX | All Borrower Total Income | XXXXXX | XXXXXX | XXXXXX |
| 40 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 34 |  |  | XXXXXX | Calculated DSCR | XXXXXX | XXXXXX | XXXXXX |
| 30 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 45 |  |  | XXXXXX | Qualifying LTV | XXXXXX | XXXXXX | XXXXXX |
| 38 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 29 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 47 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 53 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 49 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 44 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 44 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 32 |  |  | XXXXXX | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| 32 |  |  | XXXXXX | Qualifying LTV | XXXXXX | XXXXXX | XXXXXX |
| 32 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 54 |  |  | XXXXXX | Note Date | XXXXXX | XXXXXX | XXXXXX |
| 54 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 31 |  |  | XXXXXX | Qualifying LTV | XXXXXX | XXXXXX | XXXXXX |
| 31 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 41 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 39 |  |  | XXXXXX | Initial Monthly P&I Or IO Payment | XXXXXX | XXXXXX | XXXXXX |
| 39 |  |  | XXXXXX | Calculated DSCR | XXXXXX | XXXXXX | XXXXXX |
| 39 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 27 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 106 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 36 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 50 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 62 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 51 |  |  | XXXXXX | First Payment Date | XXXXXX | XXXXXX | XXXXXX |
| 51 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 48 |  |  | XXXXXX | Borrower 2 Last Name | XXXXXX | XXXXXX | XXXXXX |
| 48 |  |  | XXXXXX | Borrower 1 Citizen | XXXXXX | XXXXXX | XXXXXX |
| 48 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 78 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 69 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 68 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 57 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 74 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 81 |  |  | XXXXXX | Note Date | XXXXXX | XXXXXX | XXXXXX |
| 81 |  |  | XXXXXX | All Borrower Total Income | XXXXXX | XXXXXX | XXXXXX |
| 81 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 81 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 59 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 67 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 86 |  |  | XXXXXX | Initial Monthly P&I Or IO Payment | XXXXXX | XXXXXX | XXXXXX |
| 83 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 73 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 72 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 95 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 88 |  |  | XXXXXX | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 88 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 98 |  |  | XXXXXX | Refinance Type | XXXXXX | XXXXXX | XXXXXX |
| 98 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 97 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 97 |  |  | XXXXXX | Mortgage Origination Channel | XXXXXX | XXXXXX | XXXXXX |
| 101 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 90 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 80 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 110 |  |  | XXXXXX | Refinance Type | XXXXXX | XXXXXX | XXXXXX |
| 89 |  |  | XXXXXX | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 105 |  |  | XXXXXX | Refinance Type | XXXXXX | XXXXXX | XXXXXX |
| 105 |  |  | XXXXXX | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 105 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 104 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 91 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 109 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 99 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 107 |  |  | XXXXXX | Refinance Type | XXXXXX | XXXXXX | XXXXXX |
| 118 |  |  | XXXXXX | All Borrower Total Income | XXXXXX | XXXXXX | XXXXXX |
| 118 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 129 |  |  | XXXXXX | Borrower 1 Citizen | XXXXXX | XXXXXX | XXXXXX |
| 129 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 128 |  |  | XXXXXX | Borrower 2 Last Name | XXXXXX | XXXXXX | XXXXXX |
| 128 |  |  | XXXXXX | Borrower 1 Last Name | XXXXXX | XXXXXX | XXXXXX |
| 128 |  |  | XXXXXX | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 121 |  |  | XXXXXX | Borrower 1 Last Name | XXXXXX | XXXXXX | XXXXXX |
| 121 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 124 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 125 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 125 |  |  | XXXXXX | Calculated DSCR | XXXXXX | XXXXXX | XXXXXX |
| 126 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 143 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 140 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 137 |  |  | XXXXXX | Property Type | XXXXXX | XXXXXX | XXXXXX |
| 131 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 138 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 138 |  |  | XXXXXX | Underwriting Guideline Name | XXXXXX | XXXXXX | XXXXXX |
| 136 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 159 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 148 |  |  | XXXXXX | Borrower 2 Last Name | XXXXXX | XXXXXX | XXXXXX |
| 148 |  |  | XXXXXX | MIN No | XXXXXX | XXXXXX | XXXXXX |
| 148 |  |  | XXXXXX | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 147 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 160 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 145 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 154 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 154 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 150 |  |  | XXXXXX | Calculated DSCR | XXXXXX | XXXXXX | XXXXXX |
| 146 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 146 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 156 |  |  | XXXXXX | All Borrower Total Income | XXXXXX | XXXXXX | XXXXXX |
| 167 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 163 |  |  | XXXXXX | Borrower 1 Last Name | XXXXXX | XXXXXX | XXXXXX |
| 163 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 179 |  |  | XXXXXX | Calculated DSCR | XXXXXX | XXXXXX | XXXXXX |
| 179 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 161 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 155 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 162 |  |  | XXXXXX | All Borrower Total Income | XXXXXX | XXXXXX | XXXXXX |
| 162 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 176 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 170 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 171 |  |  | XXXXXX | All Borrower Total Income | XXXXXX | XXXXXX | XXXXXX |
| 171 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 183 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 183 |  |  | XXXXXX | Calculated DSCR | XXXXXX | XXXXXX | XXXXXX |
| 180 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 182 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 186 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 305 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 175 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 175 |  |  | XXXXXX | Primary Appraised Property Value | XXXXXX | XXXXXX | XXXXXX |
| 273 |  |  | XXXXXX | All Borrower Total Income | XXXXXX | XXXXXX | XXXXXX |
| 273 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 273 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 273 |  |  | XXXXXX | Underwriting Guideline Version | XXXXXX | XXXXXX | XXXXXX |
| 273 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 273 |  |  | XXXXXX | Underwriting Guideline Name | XXXXXX | XXXXXX | XXXXXX |
| 184 |  |  | XXXXXX | Note Date | XXXXXX | XXXXXX | XXXXXX |
| 184 |  |  | XXXXXX | First Payment Date | XXXXXX | XXXXXX | XXXXXX |
| 184 |  |  | XXXXXX | Property City | XXXXXX | XXXXXX | XXXXXX |
| 184 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 184 |  |  | XXXXXX | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 293 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 193 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 189 |  |  | XXXXXX | Property Type | XXXXXX | XXXXXX | XXXXXX |
| 189 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 187 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 207 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 236 |  |  | XXXXXX | Qualifying LTV | XXXXXX | XXXXXX | XXXXXX |
| 236 |  |  | XXXXXX | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| 236 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 195 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 195 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 197 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 191 |  |  | XXXXXX | Calculated DSCR | XXXXXX | XXXXXX | XXXXXX |
| 198 |  |  | XXXXXX | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 198 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 196 |  |  | XXXXXX | First Payment Date | XXXXXX | XXXXXX | XXXXXX |
| 196 |  |  | XXXXXX | Number of Units | XXXXXX | XXXXXX | XXXXXX |
| 196 |  |  | XXXXXX | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 196 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 196 |  |  | XXXXXX | Calculated DSCR | XXXXXX | XXXXXX | XXXXXX |
| 196 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 196 |  |  | XXXXXX | Mortgage Origination Channel | XXXXXX | XXXXXX | XXXXXX |
| 214 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 216 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 302 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 200 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 247 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 206 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 210 |  |  | XXXXXX | All Borrower Total Income | XXXXXX | XXXXXX | XXXXXX |
| 210 |  |  | XXXXXX | Mortgage Origination Channel | XXXXXX | XXXXXX | XXXXXX |
| 210 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 210 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 210 |  |  | XXXXXX | Underwriting Guideline Version | XXXXXX | XXXXXX | XXXXXX |
| 210 |  |  | XXXXXX | Underwriting Guideline Name | XXXXXX | XXXXXX | XXXXXX |
| 210 |  |  | XXXXXX | Underwriting Guideline Lender Name | XXXXXX | XXXXXX | XXXXXX |
| 210 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 203 |  |  | XXXXXX | Calculated DSCR | XXXXXX | XXXXXX | XXXXXX |
| 201 |  |  | XXXXXX | Initial Monthly P&I Or IO Payment | XXXXXX | XXXXXX | XXXXXX |
| 201 |  |  | XXXXXX | First Payment Date | XXXXXX | XXXXXX | XXXXXX |
| 201 |  |  | XXXXXX | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 201 |  |  | XXXXXX | Calculated DSCR | XXXXXX | XXXXXX | XXXXXX |
| 201 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 227 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 227 |  |  | XXXXXX | Underwriting Guideline Name | XXXXXX | XXXXXX | XXXXXX |
| 266 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 215 |  |  | XXXXXX | Refinance Type | XXXXXX | XXXXXX | XXXXXX |
| 232 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 224 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 208 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 213 |  |  | XXXXXX | Initial Monthly P&I Or IO Payment | XXXXXX | XXXXXX | XXXXXX |
| 213 |  |  | XXXXXX | Primary Appraised Property Value | XXXXXX | XXXXXX | XXXXXX |
| 213 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 240 |  |  | XXXXXX | All Borrower Total Income | XXXXXX | XXXXXX | XXXXXX |
| 237 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 243 |  |  | XXXXXX | Refinance Type | XXXXXX | XXXXXX | XXXXXX |
| 255 |  |  | XXXXXX | Property Type | XXXXXX | XXXXXX | XXXXXX |
| 255 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 255 |  |  | XXXXXX | Underwriting Guideline Name | XXXXXX | XXXXXX | XXXXXX |
| 255 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 255 |  |  | XXXXXX | Underwriting Guideline Version | XXXXXX | XXXXXX | XXXXXX |
| 255 |  |  | XXXXXX | Underwriting Guideline Lender Name | XXXXXX | XXXXXX | XXXXXX |
| 231 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 231 |  |  | XXXXXX | Underwriting Guideline Version | XXXXXX | XXXXXX | XXXXXX |
| 231 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 231 |  |  | XXXXXX | Underwriting Guideline Lender Name | XXXXXX | XXXXXX | XXXXXX |
| 231 |  |  | XXXXXX | Underwriting Guideline Name | XXXXXX | XXXXXX | XXXXXX |
| 313 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 313 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 229 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 262 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 262 |  |  | XXXXXX | Underwriting Guideline Lender Name | XXXXXX | XXXXXX | XXXXXX |
| 298 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 298 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 219 |  |  | XXXXXX | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 219 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 252 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 226 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 226 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 333 |  |  | XXXXXX | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| 333 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 333 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 228 |  |  | XXXXXX | Borrower 1 Last Name | XXXXXX | XXXXXX | XXXXXX |
| 228 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 245 |  |  | XXXXXX | Loan Program | XXXXXX | XXXXXX | XXXXXX |
| 245 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 241 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 307 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 289 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 239 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 270 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 270 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 270 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 270 |  |  | XXXXXX | Underwriting Guideline Version | XXXXXX | XXXXXX | XXXXXX |
| 270 |  |  | XXXXXX | Underwriting Guideline Name | XXXXXX | XXXXXX | XXXXXX |
| 258 |  |  | XXXXXX | Property Type | XXXXXX | XXXXXX | XXXXXX |
| 251 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 251 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 321 |  |  | XXXXXX | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| 321 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 269 |  |  | XXXXXX | Borrower 1 Last Name | XXXXXX | XXXXXX | XXXXXX |
| 269 |  |  | XXXXXX | All Borrower Total Income | XXXXXX | XXXXXX | XXXXXX |
| 269 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 269 |  |  | XXXXXX | Underwriting Guideline Lender Name | XXXXXX | XXXXXX | XXXXXX |
| 269 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 269 |  |  | XXXXXX | Underwriting Guideline Name | XXXXXX | XXXXXX | XXXXXX |
| 269 |  |  | XXXXXX | Underwriting Guideline Version | XXXXXX | XXXXXX | XXXXXX |
| 278 |  |  | XXXXXX | Property Type | XXXXXX | XXXXXX | XXXXXX |
| 278 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 278 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 295 |  |  | XXXXXX | Underwriting Guideline Version | XXXXXX | XXXXXX | XXXXXX |
| 295 |  |  | XXXXXX | Underwriting Guideline Name | XXXXXX | XXXXXX | XXXXXX |
| 295 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 274 |  |  | XXXXXX | Property Type | XXXXXX | XXXXXX | XXXXXX |
| 274 |  |  | XXXXXX | All Borrower Total Income | XXXXXX | XXXXXX | XXXXXX |
| 274 |  |  | XXXXXX | Borrower 2 First Name | XXXXXX | XXXXXX | XXXXXX |
| 274 |  |  | XXXXXX | Borrower 2 Last Name | XXXXXX | XXXXXX | XXXXXX |
| 274 |  |  | XXXXXX | Initial Interest Rate | XXXXXX | XXXXXX | XXXXXX |
| 274 |  |  | XXXXXX | Borrower 1 Citizen | XXXXXX | XXXXXX | XXXXXX |
| 274 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 274 |  |  | XXXXXX | Underwriting Guideline Name | XXXXXX | XXXXXX | XXXXXX |
| 274 |  |  | XXXXXX | Underwriting Guideline Version | XXXXXX | XXXXXX | XXXXXX |
| 274 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 279 |  |  | XXXXXX | Property Type | XXXXXX | XXXXXX | XXXXXX |
| 279 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 279 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 271 |  |  | XXXXXX | Initial Monthly P&I Or IO Payment | XXXXXX | XXXXXX | XXXXXX |
| 271 |  |  | XXXXXX | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| 271 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 271 |  |  | XXXXXX | Underwriting Guideline Lender Name | XXXXXX | XXXXXX | XXXXXX |
| 271 |  |  | XXXXXX | Underwriting Guideline Version | XXXXXX | XXXXXX | XXXXXX |
| 271 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 253 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 221 |  |  | XXXXXX | Initial Monthly P&I Or IO Payment | XXXXXX | XXXXXX | XXXXXX |
| 221 |  |  | XXXXXX | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 309 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 260 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 260 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 260 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 260 |  |  | XXXXXX | Underwriting Guideline Version | XXXXXX | XXXXXX | XXXXXX |
| 260 |  |  | XXXXXX | Underwriting Guideline Name | XXXXXX | XXXXXX | XXXXXX |
| 248 |  |  | XXXXXX | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 248 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 304 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 304 |  |  | XXXXXX | Underwriting Guideline Version | XXXXXX | XXXXXX | XXXXXX |
| 304 |  |  | XXXXXX | Underwriting Guideline Lender Name | XXXXXX | XXXXXX | XXXXXX |
| 304 |  |  | XXXXXX | Underwriting Guideline Name | XXXXXX | XXXXXX | XXXXXX |
| 275 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 275 |  |  | XXXXXX | Underwriting Guideline Version | XXXXXX | XXXXXX | XXXXXX |
| 275 |  |  | XXXXXX | Underwriting Guideline Name | XXXXXX | XXXXXX | XXXXXX |
| 257 |  |  | XXXXXX | All Borrower Total Income | XXXXXX | XXXXXX | XXXXXX |
| 257 |  |  | XXXXXX | Underwriting Guideline Name | XXXXXX | XXXXXX | XXXXXX |
| 257 |  |  | XXXXXX | Underwriting Guideline Version | XXXXXX | XXXXXX | XXXXXX |
| 257 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 297 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 280 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 280 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 294 |  |  | XXXXXX | Property Address | XXXXXX | XXXXXX | XXXXXX |
| 294 |  |  | XXXXXX | Initial Monthly P&I Or IO Payment | XXXXXX | XXXXXX | XXXXXX |
| 294 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 256 |  |  | XXXXXX | Property Type | XXXXXX | XXXXXX | XXXXXX |
| 256 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 256 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 256 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 314 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 292 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 292 |  |  | XXXXXX | Underwriting Guideline Lender Name | XXXXXX | XXXXXX | XXXXXX |
| 292 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 276 |  |  | XXXXXX | Borrower 1 Citizen | XXXXXX | XXXXXX | XXXXXX |
| 276 |  |  | XXXXXX | Qualifying FICO | XXXXXX | XXXXXX | XXXXXX |
| 276 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 276 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 276 |  |  | XXXXXX | Underwriting Guideline Lender Name | XXXXXX | XXXXXX | XXXXXX |
| 276 |  |  | XXXXXX | Underwriting Guideline Version | XXXXXX | XXXXXX | XXXXXX |
| 276 |  |  | XXXXXX | Underwriting Guideline Name | XXXXXX | XXXXXX | XXXXXX |
| 286 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 286 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 277 |  |  | XXXXXX | Borrower 1 Last Name | XXXXXX | XXXXXX | XXXXXX |
| 277 |  |  | XXXXXX | All Borrower Total Income | XXXXXX | XXXXXX | XXXXXX |
| 277 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 277 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 259 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 265 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 265 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 265 |  |  | XXXXXX | Underwriting Guideline Lender Name | XXXXXX | XXXXXX | XXXXXX |
| 265 |  |  | XXXXXX | Underwriting Guideline Version | XXXXXX | XXXXXX | XXXXXX |
| 267 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 267 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 267 |  |  | XXXXXX | Underwriting Guideline Lender Name | XXXXXX | XXXXXX | XXXXXX |
| 281 |  |  | XXXXXX | Initial Monthly P&I Or IO Payment | XXXXXX | XXXXXX | XXXXXX |
| 281 |  |  | XXXXXX | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| 281 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 281 |  |  | XXXXXX | Underwriting Guideline Lender Name | XXXXXX | XXXXXX | XXXXXX |
| 281 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 281 |  |  | XXXXXX | Underwriting Guideline Version | XXXXXX | XXXXXX | XXXXXX |
| 281 |  |  | XXXXXX | Underwriting Guideline Name | XXXXXX | XXXXXX | XXXXXX |
| 299 |  |  | XXXXXX | Note Date | XXXXXX | XXXXXX | XXXXXX |
| 299 |  |  | XXXXXX | Refinance Type | XXXXXX | XXXXXX | XXXXXX |
| 299 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 299 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 272 |  |  | XXXXXX | Refinance Type | XXXXXX | XXXXXX | XXXXXX |
| 272 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 272 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 272 |  |  | XXXXXX | Underwriting Guideline Version | XXXXXX | XXXXXX | XXXXXX |
| 272 |  |  | XXXXXX | Underwriting Guideline Name | XXXXXX | XXXXXX | XXXXXX |
| 287 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 287 |  |  | XXXXXX | Underwriting Guideline Lender Name | XXXXXX | XXXXXX | XXXXXX |
| 303 |  |  | XXXXXX | Underwriting Guideline Lender Name | XXXXXX | XXXXXX | XXXXXX |
| 303 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 315 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 264 |  |  | XXXXXX | All Borrower Total Income | XXXXXX | XXXXXX | XXXXXX |
| 264 |  |  | XXXXXX | Borrower 1 Citizen | XXXXXX | XXXXXX | XXXXXX |
| 264 |  |  | XXXXXX | Qualifying FICO | XXXXXX | XXXXXX | XXXXXX |
| 264 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 264 |  |  | XXXXXX | Underwriting Guideline Version | XXXXXX | XXXXXX | XXXXXX |
| 264 |  |  | XXXXXX | Underwriting Guideline Name | XXXXXX | XXXXXX | XXXXXX |
| 264 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 283 |  |  | XXXXXX | Property Address | XXXXXX | XXXXXX | XXXXXX |
| 283 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 283 |  |  | XXXXXX | Underwriting Guideline Lender Name | XXXXXX | XXXXXX | XXXXXX |
| 283 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 310 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 290 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 290 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 290 |  |  | XXXXXX | Underwriting Guideline Lender Name | XXXXXX | XXXXXX | XXXXXX |
| 282 |  |  | XXXXXX | All Borrower Total Income | XXXXXX | XXXXXX | XXXXXX |
| 282 |  |  | XXXXXX | Property Type | XXXXXX | XXXXXX | XXXXXX |
| 282 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 282 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 282 |  |  | XXXXXX | Underwriting Guideline Version | XXXXXX | XXXXXX | XXXXXX |
| 296 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 288 |  |  | XXXXXX | All Borrower Total Income | XXXXXX | XXXXXX | XXXXXX |
| 288 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 291 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 291 |  |  | XXXXXX | Underwriting Guideline Name | XXXXXX | XXXXXX | XXXXXX |
| 291 |  |  | XXXXXX | Underwriting Guideline Lender Name | XXXXXX | XXXXXX | XXXXXX |
| 291 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 291 |  |  | XXXXXX | Underwriting Guideline Version | XXXXXX | XXXXXX | XXXXXX |
| 319 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 319 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 319 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 268 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 322 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 322 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 322 |  |  | XXXXXX | Underwriting Guideline Lender Name | XXXXXX | XXXXXX | XXXXXX |
| 334 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 317 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 325 |  |  | XXXXXX | Property Type | XXXXXX | XXXXXX | XXXXXX |
| 325 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 325 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 325 |  |  | XXXXXX | Underwriting Guideline Name | XXXXXX | XXXXXX | XXXXXX |
| 327 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 323 |  |  | XXXXXX | Borrower 1 First Name | XXXXXX | XXXXXX | XXXXXX |
| 323 |  |  | XXXXXX | Borrower 2 First Name | XXXXXX | XXXXXX | XXXXXX |
| 323 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 324 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 332 |  |  | XXXXXX | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 336 |  |  | XXXXXX | Initial Monthly P&I Or IO Payment | XXXXXX | XXXXXX | XXXXXX |
| 336 |  |  | XXXXXX | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 336 |  |  | XXXXXX | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |

---

## Exhibit 99.16

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.16**

![](maxwelllogo.jpg)

Client ADMT 2026-NQM2 <br> Transaction ADMT 2026-NQM2 <br> Date 02/11/2026

---

| | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Note Date** | **Original Loan Amount** | **Initial Loan Rating** | **Final Loan Rating** | **Initial Credit Rating** | **Final Credit Rating** | **Initial Compliance Rating** | **Final Compliance Rating** | **Initial Valuation Rating** | **Final Valuation Rating** |
| 76 |  |  | XXXXXX | XXXXXX | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A |
| 157 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 79 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 1 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 3 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 2 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 6 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 8 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 17 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 5 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 7 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 10 |  |  | XXXXXX | XXXXXX | 4 | 1 | 1 | 1 | 1 | 1 | 4 | 1 D A |
| 9 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 65 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 96 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 11 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 2 | 2 B A |
| 18 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 22 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 58 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 12 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 14 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 13 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 64 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 16 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 21 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 25 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 15 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 19 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 24 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 23 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 75 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 63 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 71 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 77 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 20 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 42 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 40 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 A |
| 34 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 30 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 45 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 38 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 29 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 47 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 122 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 53 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 A |
| 49 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 44 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 32 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 54 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 3 | 1 | 1 | 1 C B A |
| 31 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 26 |  |  | XXXXXX | XXXXXX | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 28 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 41 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 39 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 27 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 2 | 2 B A |
| 52 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 106 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 35 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 43 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A |
| 36 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 46 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 55 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 50 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 62 |  |  | XXXXXX | XXXXXX | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 B A |
| 37 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 33 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 51 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 48 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 56 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 78 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 66 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 61 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 60 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 69 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 68 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 82 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 57 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 74 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 81 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 59 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 67 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 85 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 70 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 119 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 2 | 2 C B A |
| 86 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 83 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 3 | 1 C B A |
| 73 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 72 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 95 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 93 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 88 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 98 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 100 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 97 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 101 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 90 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 94 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 80 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 110 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 89 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 92 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 84 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 105 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 102 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 108 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 104 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 91 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 109 |  |  | XXXXXX | XXXXXX | 4 | 2 | 4 | 1 | 1 | 1 | 2 | 2 B A |
| 87 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 115 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 99 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 107 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 103 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 116 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 118 |  |  | XXXXXX | XXXXXX | 3 | 2 | 2 | 2 | 3 | 1 | 1 | 1 B A |
| 113 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 129 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 112 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 111 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 141 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 117 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 114 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 128 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 120 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 121 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 123 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 124 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 130 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 125 |  |  | XXXXXX | XXXXXX | 2 | 1 | 2 | 1 | 1 | 1 | 1 | 1 B A |
| 127 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 126 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 143 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 152 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 140 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 137 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 3 | 1 C A |
| 139 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 131 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 144 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 133 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 138 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A |
| 136 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 132 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 134 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 135 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 149 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 159 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 142 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 148 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 147 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 160 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 145 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 154 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 150 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 146 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 156 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 151 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 153 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 167 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 163 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 179 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 308 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 161 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 155 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 162 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 158 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 168 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 164 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 166 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 165 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 169 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 176 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 170 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 171 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 178 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 172 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 177 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 183 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 180 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 174 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 173 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 182 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 181 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 186 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 185 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 204 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 305 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 175 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 273 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 184 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 192 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 293 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 190 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 193 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 194 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 218 |  |  | XXXXXX | XXXXXX | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 202 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 188 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 189 |  |  | XXXXXX | XXXXXX | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 B A |
| 187 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 1 | 1 | 1 | 2 | 2 C B A |
| 207 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 199 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 236 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 1 | 1 | 1 | 2 | 2 C B A |
| 195 |  |  | XXXXXX | XXXXXX | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 197 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 242 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 301 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 230 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 191 |  |  | XXXXXX | XXXXXX | 4 | 1 | 4 | 1 | 1 | 1 | 3 | 1 D A C |
| 198 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 196 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 3 | 1 D A C |
| 214 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 211 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 216 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 209 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 302 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 200 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 247 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 217 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 206 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 210 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 254 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 203 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 201 |  |  | XXXXXX | XXXXXX | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 227 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 266 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 205 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 215 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 223 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 232 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 224 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 208 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 213 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 212 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 240 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 237 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 243 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 255 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 231 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 222 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 234 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 235 |  |  | XXXXXX | XXXXXX | 4 | 2 | 2 | 2 | 4 | 1 | 1 | 1 D B A |
| 313 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 229 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 262 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 298 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 219 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 250 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 249 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 285 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A |
| 220 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 252 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 226 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 238 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 225 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 333 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 233 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 228 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 245 |  |  | XXXXXX | XXXXXX | 4 | 1 | 4 | 1 | 1 | 1 | 3 | 1 D A C |
| 241 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 307 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A |
| 244 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 289 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 A |
| 239 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 270 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 258 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 312 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 251 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 321 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 269 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 278 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 295 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 300 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 274 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 2 | 1 | 3 | 1 D A C |
| 246 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 279 |  |  | XXXXXX | XXXXXX | 3 | 2 | 2 | 2 | 3 | 1 | 1 | 1 C B A |
| 271 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 253 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 221 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 309 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 260 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 248 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A |
| 304 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 275 |  |  | XXXXXX | XXXXXX | 4 | 2 | 4 | 1 | 1 | 1 | 3 | 2 D B A C |
| 261 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 257 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 3 | 1 C A |
| 297 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 280 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 294 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 256 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 314 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 263 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 292 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 276 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A |
| 286 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 335 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 277 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 259 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 265 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 267 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 281 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 299 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 272 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 287 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 303 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 315 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 264 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 A |
| 283 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 310 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 3 | 1 C B A |
| 320 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 290 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 282 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 296 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 288 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 291 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 316 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 318 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 284 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 319 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 268 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 330 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 311 |  |  | XXXXXX | XXXXXX | 4 | 2 | 4 | 2 | 1 | 1 | 3 | 1 D B A C |
| 322 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 331 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 334 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 306 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 317 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 325 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 327 |  |  | XXXXXX | XXXXXX | 3 | 2 | 2 | 2 | 1 | 1 | 3 | 1 C B A |
| 328 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 323 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 326 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 324 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 332 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 329 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 336 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |

---

## Exhibit 99.17

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.17**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Note Date** | **Original Loan Amount** | **Last Name** | **Property State** | **Occupancy** | **Purpose** | **Originator QM Status** | **TPR QM Status** | **Exception ID** | **Exception Number** | **Exception Date** | **Exception Type** | **Exception Subcategory** | **Exception** | **Exception Remedy** | **Rebuttal** | **TPR Response** | **Compensating Factors** | **Status Update Date** | **Finding Status** | **Initial Exception Grade** | **Final Exception Grade** | **Initial Loan Grade** | **Final Loan Grade** |
| 76 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-12-29 01:05 | Compliance | Missing HUD-1 Closing Statement | Final XXXXXX Document is Missing.  |  | Document Uploaded. Please see attached comment by Sr. XXXXXX along with Final XXXXXX that was provided for this loan - 01/02/2025 | Documentation provided is sufficient. - 01/06/2025<br>|  | 2025-01-06 14:06 | Resolved | 4 | 1 | 4 | 1 |
| 76 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-12-29 01:22 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within - XXXXXX% and all applicable appraisal guidelines were satisfied.  |  |  |  |  | 2024-12-29 01:22 | Cleared | 1 | 1 | 4 | 1 |
| 76 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-12-29 01:22 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX.  |  |  |  |  | 2024-12-29 01:22 | Cleared | 1 | 1 | 4 | 1 |
| 157 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-05-20 19:58 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within - XXXXXX% and all applicable appraisal guidelines were satisfied.  |  |  |  |  | 2025-05-20 19:58 | Cleared | 1 | 1 | 1 | 1 |
| 157 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-05-20 19:58 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-05-20 19:58 | Cleared | 1 | 1 | 1 | 1 |
| 157 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-05-21 14:07 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-21 14:07 | Cleared | 1 | 1 | 1 | 1 |
| 79 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-01-09 18:39 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within - XXXXXX% and all applicable appraisal guidelines were satisfied.  |  |  |  |  | 2025-01-09 18:39 | Cleared | 1 | 1 | 3 | 1 |
| 79 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-01-09 18:40 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-01-09 18:40 | Cleared | 1 | 1 | 3 | 1 |
| 79 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-01-09 19:52 | Credit | Credit Documentation - Letter of Explanation | The loan file did not contain a letter of explanation as required. The file did not contain the residence verification as required for foreign nationals.<br>|  | Please see the proof a foreign residency attached. <br> - 01/10/2025<br>| Documentation provided is sufficient. - 01/13/2025<br>|  | 2025-01-13 14:24 | Resolved | 3 | 1 | 3 | 1 |
| 1 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-04-21 14:43 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-04-21 14:43 | Cleared | 1 | 1 | 1 | 1 |
| 1 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-04-21 14:44 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-04-21 14:44 | Cleared | 1 | 1 | 1 | 1 |
| 1 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-04-25 14:09 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-04-25 14:09 | Cleared | 1 | 1 | 1 | 1 |
| 3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 6 | 2024-05-28 20:24 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-05-30 18:34 | Cleared | 1 | 1 | 3 | 2 |
| 3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 6 | 2024-05-28 20:24 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-05-28 20:24 | Cleared | 1 | 1 | 3 | 2 |
| 3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 6 | 2024-05-29 15:39 | Credit | Condo - Documentation | The loan file did not contain required condo documentation (ie. Master XXXXXX, Condo Questionnaire, Condo Budget, Project Review). The condo questionnaire was not found in the file as required. <br>|  | Documentation provided is satisfactory. Finding resovled. - 05/30/2024 <br>Document Uploaded. Please see condo questionnaire attached.<br> - 05/30/2024<br>| Documentation provided is satisfactory. Finding resolved.. - 05/30/2024<br>Documentation provided is satisfactory. Finding resovled. - 05/30/2024<br>|  | 2024-05-30 18:34 | Resolved | 3 | 1 | 3 | 2 |
| 3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 6 | 2024-05-29 15:40 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX.  |  |  |  |  | 2024-05-29 15:40 | Cleared | 1 | 1 | 3 | 2 |
| 3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 6 | 2024-05-29 15:46 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. The guidelines require all owners of the entity being vested on title. A formal exception is in the file to allow the business entity to be owned by another XXXXXX, which is wholly owned by the borrowers. <br>|  |  |  | The exception was approved due to no credit events in the past XXXXXX months, XXXXXX borrowers on the loan, and the borrower contribution exceeds XXXXXX%. The exception was conditioned for the borrowers to be the final beneficiary. | 2024-05-29 15:46 | Waived | 2 | 2 | 3 | 2 |
| 3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 6 of 6 | 2024-07-22 21:14 | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. <br>|  | Document Uploaded. Please see attached - 07/15/2025<br>| XXXXXX provided - 07/16/2025 |  | 2025-07-16 12:30 | Resolved | 2 | 1 | 3 | 2 |
| 2 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-05-17 19:53 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-05-17 19:53 | Cleared | 1 | 1 | 1 | 1 |
| 2 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-05-17 19:53 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-05-17 19:53 | Cleared | 1 | 1 | 1 | 1 |
| 2 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-05-17 19:53 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-05-17 19:53 | Cleared | 1 | 1 | 1 | 1 |
| 4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-06-06 21:44 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-06-06 21:44 | Cleared | 1 | 1 | 1 | 1 |
| 4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-06-06 21:47 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-06-06 21:47 | Cleared | 1 | 1 | 1 | 1 |
| 4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-06-06 21:47 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2024-06-06 21:47 | Cleared | 1 | 1 | 1 | 1 |
| 6 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-06-19 21:00 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-06-19 21:00 | Cleared | 1 | 1 | 3 | 1 |
| 6 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-06-20 23:26 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Missing mortgage statements and/or Notes and Final Closing disclosures for: XXXXXX, XXXXXX, XXXXXX, and XXXXXX, to ensure all are escrowed and all real estate liabilities are included in the debt to income. <br>|  | Document Uploaded. XXXXXX, XXXXXX and XXXXXX is not closed yet. Used max - 06/25/2024 | Documentation provided is sufficient.<br> - 06/25/2024<br>|  | 2024-06-25 13:32 | Resolved | 3 | 1 | 3 | 1 |
| 6 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-06-22 15:45 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-06-22 15:45 | Cleared | 1 | 1 | 3 | 1 |
| 8 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-07-10 13:09 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-07-10 13:09 | Cleared | 1 | 1 | 1 | 1 |
| 8 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-07-10 13:10 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-07-10 13:10 | Cleared | 1 | 1 | 1 | 1 |
| 8 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-07-10 13:10 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-07-10 13:10 | Cleared | 1 | 1 | 1 | 1 |
| 17 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 9 | 2024-09-30 17:26 | Credit | Income 11 Months Income Verified is Missing | Income XXXXXX months income verified is missing. Unable to determine the rental income for the property located at XXXXXX, which appears to be a concurrent refinance. Please provide the Closing Disclosure, Note, Taxes and Hazard Insurance. <br>|  | Document Uploaded. The loan is not closed yet. Please see attached LE - 10/03/2024 <br>We have a Lease Agreement on file stating the monthly rent . Please refer to page 568-570 of the credit package uploaded to the portal. - 10/02/2024<br>| Documentation provided is sufficient. - 10/04/2024<br>To clarify the request, the lease agreement is in the file, however the documentation to support the full XXXXXX used to calculate the rental income/loss is not in the file. Please document the full XXXXXX with a final CD, mortgage statement to confirm the full XXXXXX used to qualify. - 10/03/2024<br>|  | 2024-10-04 12:44 | Resolved | 3 | 1 | 3 | 1 |
| 17 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 9 | 2024-09-30 17:26 | Credit | Income 2 Months Income Verified is Missing | Income XXXXXX months income verified is missing. Missing evidence of the taxes and hazard insurance or copy of the mortgage statement (if escrowed) for the property located at XXXXXX. <br>|  | Document Uploaded. Please see the Final XXXXXX and Note attached - 10/03/2024 <br> We have a Lease Agreement on file stating the monthly rent . Please refer to page XXXXXX of the credit package uploaded to the portal. - 10/02/2024 | Documentation provided is sufficient. - 10/04/2024<br> The request was to document the monthly escrow of taxes and insurance (and XXXXXX if applicable) for XXXXXX. Please provide a mortgage statement and/or payment letter to support the full XXXXXX used to qualify. - 10/03/2024 |  | 2024-10-04 12:44 | Resolved | 3 | 1 | 3 | 1 |
| 17 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 9 | 2024-09-30 17:26 | Credit | Income 6 Months Income Verified is Missing | Income XXXXXX months income verified is missing. Unable to determine the rental income for the property located at XXXXXX, which appears to be a concurrent refinance. Please provide the Closing Disclosure, Note, Taxes and Hazard Insurance. <br>|  | Document Uploaded. Please see the Final XXXXXX and Note attached - 10/03/2024 <br> We have a Lease Agreement on file stating the monthly rent . Please refer to page XXXXXX of the credit package uploaded to the portal. - 10/02/2024 | Documentation provided is sufficient. - 10/04/2024<br>To clarify the request, the lease agreement is in the file, however the documentation to support the full XXXXXX used to calculate the rental income/loss is not in the file. Please document the full XXXXXX with a final CD, mortgage statement to confirm the full XXXXXX used to qualify. - 10/03/2024<br>|  | 2024-10-04 12:44 | Resolved | 3 | 1 | 3 | 1 |
| 17 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 9 | 2024-09-30 17:26 | Credit | Borrower 1 CPA Letter Missing | Borrower XXXXXX XXXXXX letter missing from the file. The XXXXXX letter dated XXXXXX has expired. Please provide an updated XXXXXX letter. <br>|  | Document Uploaded. XXXXXX letter provided - 10/10/2024 | Documentation provided is sufficient. - 10/11/2024<br>|  | 2024-10-11 20:25 | Resolved | 3 | 1 | 3 | 1 |
| 17 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 9 | 2024-09-30 17:33 | Credit | Income 1 Months Income Verified is Missing | Income 1 months income verified is missing. Missing the XXXXXX XXXXXX business statement dated XXXXXX. Guidelines require XXXXXX month consecutive bank statements, which meet the income documentation age requirement. Please provide the statement dated XXXXXX. <br>|  | Document Uploaded. Bank statement provided - 10/29/2024<br>| Documentation provided is sufficient. - 10/29/2024<br>|  | 2024-10-29 20:56 | Resolved | 3 | 1 | 3 | 1 |
| 17 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 6 of 9 | 2024-09-30 18:14 | Credit | Housing History Does Not Meet Guideline Requirements | Missing mortgage history for subject property from XXXXXX - XXXXXX. Please provide the mortgage rating. Housing history does not meet guideline requirements. <br>|  | Document Uploaded. Requested document provided - 10/29/2024<br>| Documentation provided is sufficient. - 10/29/2024<br>|  | 2024-10-29 20:55 | Resolved | 3 | 1 | 3 | 1 |
| 17 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 7 of 9 | 2024-09-30 19:25 | Credit | Credit Documentation - Letter of Explanation | The loan file did not contain a letter of explanation as required. Credit report reflects an inquiry with XXXXXX on XXXXXX. Please provide a letter of explanation and if a new credit account was acquired missing the new account terms. <br>|  | This is not required since we have XXXXXX on XXXXXX report. - 10/02/2024 | Explanation provided is sufficient. - 10/03/2024<br>|  | 2024-10-03 12:35 | Resolved | 3 | 1 | 3 | 1 |
| 17 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 8 of 9 | 2024-09-30 19:27 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-09-30 19:27 | Cleared | 1 | 1 | 3 | 1 |
| 17 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 9 of 9 | 2024-09-30 19:28 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-09-30 19:28 | Cleared | 1 | 1 | 3 | 1 |
| 5 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-06-21 14:30 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-06-21 14:30 | Cleared | 1 | 1 | 1 | 1 |
| 5 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-06-21 14:30 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-06-21 14:30 | Cleared | 1 | 1 | 1 | 1 |
| 5 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-06-21 14:31 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-06-21 14:31 | Cleared | 1 | 1 | 1 | 1 |
| 7 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-07-09 16:10 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-07-09 16:10 | Cleared | 1 | 1 | 1 | 1 |
| 7 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-07-09 16:11 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-07-09 16:11 | Cleared | 1 | 1 | 1 | 1 |
| 7 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-07-09 19:55 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-07-09 19:55 | Cleared | 1 | 1 | 1 | 1 |
| 10 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-07-19 20:04 | Property | Appraisal is Missing | The file is missing the appraisal. There was no appraisal located in the file. <br>|  | Document Uploaded. See the Appraisal report. - 07/23/2024<br>| valuation in file and meet guidelines. - 07/24/2024<br>Appraisal is Present or is Waived - 07/24/2024<br>|  | 2026-02-05 19:17 | Resolved | 4 | 1 | 4 | 1 |
| 10 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-07-19 20:05 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-07-19 20:05 | Cleared | 1 | 1 | 4 | 1 |
| 10 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-07-19 20:05 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-07-19 20:05 | Cleared | 1 | 1 | 4 | 1 |
| 9 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-07-16 15:04 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-07-16 15:04 | Cleared | 1 | 1 | 1 | 1 |
| 9 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-07-16 15:04 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-07-16 15:04 | Cleared | 1 | 1 | 1 | 1 |
| 9 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-07-16 15:04 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-07-16 15:04 | Cleared | 1 | 1 | 1 | 1 |
| 65 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-12-06 21:14 | Credit | Borrower 1 Credit Report is Expired | Borrower 1 Credit Report is Expired (Greater than XXXXXX days from the Closing Date). The credit report in file is dated XXXXXX. The Note date is XXXXXX. <br>|  | Document Uploaded. Please see the attached documents.<br> We have reference letter on file - this takes place over XXXXXX.<br> Let me know if you need anything else. - 12/11/2024 |  |  | 2024-12-17 03:27 | Resolved | 3 | 1 | 3 | 1 |
| 65 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-12-06 23:14 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-12-06 23:14 | Cleared | 1 | 1 | 3 | 1 |
| 65 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-12-07 07:01 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-12-07 07:01 | Cleared | 1 | 1 | 3 | 1 |
| 96 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-01-23 16:11 | Credit | Title Document is Partially Present | Title document is incomplete or only partially present. File is missing either a XXXXXX/Property Report or the XXXXXX, XXXXXX, XXXXXX, or XXXXXX Policy. Please supply both required Title documents. The Title document is missing the Legal Description of the property. <br>|  | Document Uploaded. Legal description page 6 - 01/29/2025<br>| documentation meet guideline requirements - 01/30/2025<br>Title document has been provided. - 01/30/2025<br>|  | 2025-01-30 14:27 | Resolved | 3 | 1 | 3 | 1 |
| 96 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-01-23 16:17 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. XXXXXX XXXXXX score in file is greater than XXXXXX. Missing XXXXXX with XXXXXX% confidence score or XXXXXX. <br>|  | We have a second appraisal on file for XXXXXX appraiser - 01/28/2025 | 2nd appraisal in file meet guideline requirements - 01/29/2025<br>|  | 2025-01-29 14:44 | Resolved | 3 | 1 | 3 | 1 |
| 96 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-01-23 16:58 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-01-23 16:58 | Cleared | 1 | 1 | 3 | 1 |
| 11 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-08-05 13:50 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-08-05 13:50 | Cleared | 1 | 1 | 2 | 2 |
| 11 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-08-05 13:54 | Credit | Condo - Master Policy Insufficient | The master hazard insurance policy verified total coverage which was not sufficient to cover total required coverage. Master insurance policy cover is only $XXXXXX for water damage per occurrence and more than XXXXXX% of deductibles. A formal exception is in file to allow. <br>|  |  |  | The exception was approved due to no credit events in the past XXXXXX months, no mortgage late payments in the last XXXXXX months, and borrower owns other investment properties. | 2024-08-05 17:26 | Waived | 2 | 2 | 2 | 2 |
| 11 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-08-05 13:56 | Property | Property Issue - Legal non-conforming property/Unacceptable | The subject property was zoned legal, non-conforming which was considered unacceptable for the area. Subject is Legal Nonconforming and No Zoning regulations permit for rebuilding to current density and also demand being over supply. A formal exception is in file. <br>|  |  |  | The exception was approved due to no mortgage late payments in the last XXXXXX months, loan to value XXXXXX% below the maximum, and borrower contribution exceeding requirement by over XXXXXX%. | 2024-08-05 21:05 | Waived | 2 | 2 | 2 | 2 |
| 18 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-10-03 16:05 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-10-03 16:05 | Cleared | 1 | 1 | 1 | 1 |
| 18 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-10-03 17:52 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-10-03 17:52 | Cleared | 1 | 1 | 1 | 1 |
| 18 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-10-03 17:53 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-10-03 17:53 | Cleared | 1 | 1 | 1 | 1 |
| 22 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-10-17 16:01 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-10-17 16:01 | Cleared | 1 | 1 | 3 | 1 |
| 22 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-10-17 16:01 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-10-17 16:01 | Cleared | 1 | 1 | 3 | 1 |
| 22 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-10-17 16:02 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Borrower recently obtained a new mortgage with XXXXXX #XXXXXX on XXXXXX. File does not contain proof of new XXXXXX. <br>|  | Document Uploaded. Please see Final XXXXXX for XXXXXX. - 10/18/2024 | Received final CD on XXXXXX recent refinance; no XXXXXX issues. - 10/21/2024 |  | 2024-10-21 17:22 | Resolved | 3 | 1 | 3 | 1 |
| 58 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-11-26 21:13 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-11-26 21:13 | Cleared | 1 | 1 | 1 | 1 |
| 58 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-11-26 21:13 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-26 21:13 | Cleared | 1 | 1 | 1 | 1 |
| 58 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-11-26 21:13 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-26 21:13 | Cleared | 1 | 1 | 1 | 1 |
| 12 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-08-26 14:08 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-08-26 14:08 | Cleared | 1 | 1 | 1 | 1 |
| 12 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-08-26 14:09 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-08-26 14:09 | Cleared | 1 | 1 | 1 | 1 |
| 12 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-08-26 14:09 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-08-26 14:09 | Cleared | 1 | 1 | 1 | 1 |
| 14 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-09-23 16:58 | Credit | Borrower 2 Deed of Trust Signature does not match Note | Borrower XXXXXX Signature does not match note. The loan closed vesting in the name of XXXXXX. The Note is signed by the spouse of borrower XXXXXX, XXXXXX, who is not a member of the business. The Mortgage was only signed by borrower XXXXXX and Borrower XXXXXX, as members of the entity. The file contains a credit report/package and signed final XXXXXX for the spouse. <br>|  | Document Uploaded. Please see the Mortgage with all riders. As borrowers signed this document separately pages with signatures were duplicated - 09/25/2024 <br> XXXXXX signed Note as individual co-borrower who is not a member of XXXXXX. XXXXXX and XXXXXX signed Note as co-borrower who are members of XXXXXX. Property vested on XXXXXX, so XXXXXX not presented on Mortgage and didn't sign it. It's allowed per our XXXXXX. - 09/24/2024 | Documentation provided is sufficient.<br> - 09/25/2024<br>|  | 2024-09-25 13:16 | Resolved | 3 | 1 | 3 | 1 |
| 14 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-09-23 19:24 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-09-23 19:24 | Cleared | 1 | 1 | 3 | 1 |
| 14 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-09-23 20:10 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-09-23 20:10 | Cleared | 1 | 1 | 3 | 1 |
| 13 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-09-24 14:02 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-09-24 14:02 | Cleared | 1 | 1 | 3 | 1 |
| 13 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-09-24 14:03 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-09-24 14:03 | Cleared | 1 | 1 | 3 | 1 |
| 13 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-09-24 14:29 | Credit | Borrower 2 Deed of Trust Signature does not match Note | Borrower XXXXXX Signature does not match note. The Note is signed by borrower XXXXXX and borrower XXXXXX as members of XXXXXX, and borrower XXXXXX as individual. The Mortgage was only signed by borrowers XXXXXX and XXXXXX as members of the XXXXXX. <br>|  | Document Uploaded. - 09/25/2024<br>| Documentation provided is sufficient. - 09/25/2024<br>|  | 2024-09-25 13:13 | Resolved | 3 | 1 | 3 | 1 |
| 64 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-12-05 15:01 | Credit | Borrower 1 W2/1099 Less Than 24 Months Provided | Borrower XXXXXX less than XXXXXX months provided. Per the approval, loan is a XXXXXX year full doc. Only the XXXXXX XXXXXX, XXXXXX and XXXXXXs were located in the file. The XXXXXX XXXXXX, XXXXXX and XXXXXXs were not located in the file. <br>|  | Document Uploaded. Please see XXXXXX XXXXXX transcript for XXXXXX/XXXXXX and Tax Return XXXXXX. - 12/06/2024 | Received 2023 and 2023 tax transcripts. Per 2022 tax transcripts, borrower was schedule C and in 2023 converted to an XXXXXX, which is supported by XXXXXX letter and XXXXXX Franchise Tax Board SOS registration. Qualifying income based on 2023 - 12 month average which is a reduction from schedule C 2022 year. - 12/10/2024 |  | 2024-12-10 18:49 | Resolved | 3 | 1 | 3 | 1 |
| 64 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-12-05 16:20 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-12-05 16:20 | Cleared | 1 | 1 | 3 | 1 |
| 64 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-12-05 16:20 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-12-05 17:53 | Cleared | 1 | 1 | 3 | 1 |
| 16 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-09-30 08:20 | Credit | Gift Letter - Missing | A required gift letter was missing from the file and/or the donor funds were not verified. Missing Gift Letter of XXXXXX as reflected per Final Settlement Statement and XXXXXX. File includes Wire receipt only which reflects gift deposited from donor directly to escrow. Lender Program Guidelines require "An executed gift letter with the gift amount, donor's name, address, and telephone number and relationship is required." <br>|  | Document Uploaded. Please review uploaded gift letter - 10/01/2024<br>| Documentation provided is sufficient. - 10/08/2024<br>|  | 2024-10-08 20:37 | Resolved | 3 | 1 | 3 | 1 |
| 16 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-09-30 08:25 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-09-30 08:25 | Cleared | 1 | 1 | 3 | 1 |
| 16 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-09-30 08:25 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-09-30 08:25 | Cleared | 1 | 1 | 3 | 1 |
| 21 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-10-16 16:57 | Credit | Housing History Does Not Meet Guideline Requirements | Housing history does not meet guideline requirements. Per Foreign National guidelines, provide XXXXXX party evidence of residence where the borrower lives with transition. Missing housing letter. <br>|  | Document Uploaded. Sorry for an inconvenience, by mistake it was moved in junk now it status as XXXXXX Residence letter. - 10/17/2024 | Documentation provided is sufficient. - 10/18/2024<br>|  | 2024-10-18 12:47 | Resolved | 3 | 1 | 3 | 1 |
| 21 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-10-16 16:58 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-10-16 16:58 | Cleared | 1 | 1 | 3 | 1 |
| 21 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-10-16 16:58 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-10-16 16:58 | Cleared | 1 | 1 | 3 | 1 |
| 25 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-10-28 17:49 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-10-28 17:49 | Cleared | 1 | 1 | 3 | 1 |
| 25 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-10-28 17:49 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-10-28 17:49 | Cleared | 1 | 1 | 3 | 1 |
| 25 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-10-28 22:15 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required XXXXXX party valuation product.  |  | Document Uploaded. - 10/29/2024<br>| Received 10/19/24 Stewart Valuation Intelligence review that supported subject value within XXXXXX variance. - 10/29/2024<br>|  | 2024-10-29 16:10 | Resolved | 3 | 1 | 3 | 1 |
| 15 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-09-28 16:36 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-09-28 16:36 | Cleared | 1 | 1 | 2 | 2 |
| 15 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-09-28 16:37 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-09-28 16:37 | Cleared | 1 | 1 | 2 | 2 |
| 15 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-09-28 16:38 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Bank statements being sued to as income for qualification. A non-borrower is present on personal bank statements which is not allowed by guidelines. Formal exception is present in file to allow. <br>|  |  |  | Revolving debt is under XXXXXX%, XXXXXX years on current job, No credit events past XXXXXX months, No mortgage late payments in the last XXXXXX months,<br> XXXXXX years credit history, No consumer late payments in the last XXXXXX months, Credit score >XXXXXX points than minimum required, Borrower<br> contribution exceeds requirement >=XXXXXX% | 2024-09-28 16:38 | Waived | 2 | 2 | 2 | 2 |
| 19 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-10-03 14:35 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-10-03 14:35 | Cleared | 1 | 1 | 1 | 1 |
| 19 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-10-03 14:38 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-10-03 14:38 | Cleared | 1 | 1 | 1 | 1 |
| 19 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-10-03 14:39 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-10-03 14:39 | Cleared | 1 | 1 | 1 | 1 |
| 24 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-10-18 20:34 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-10-18 20:34 | Cleared | 1 | 1 | 1 | 1 |
| 24 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-10-18 20:34 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-10-18 20:34 | Cleared | 1 | 1 | 1 | 1 |
| 24 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-10-18 20:46 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-10-18 20:46 | Cleared | 1 | 1 | 1 | 1 |
| 23 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-10-18 13:27 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-10-18 13:27 | Cleared | 1 | 1 | 1 | 1 |
| 23 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-10-18 13:27 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-10-18 15:08 | Cleared | 1 | 1 | 1 | 1 |
| 23 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-10-18 13:27 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-10-18 13:27 | Cleared | 1 | 1 | 1 | 1 |
| 75 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-12-26 23:00 | Credit | Asset 4 Does Not Meet Guideline Requirements | Translator in file however cash value of each XXXXXX account (XXXXXX, XXXXXX) is showing in XXXXXX and the XXXXXX dollar conversion was not provided. Asset does not meet XXXXXX Requirements. <br>|  | Document Uploaded. Please see attached the XXXXXX dollar conversion for both XXXXXX accounts - 01/01/2025 | Documentation provided is sufficient. - 01/03/2025<br>|  | 2025-01-03 14:11 | Resolved | 3 | 1 | 3 | 1 |
| 75 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-12-26 23:20 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-12-26 23:20 | Cleared | 1 | 1 | 3 | 1 |
| 75 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-12-27 15:04 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-12-27 15:04 | Cleared | 1 | 1 | 3 | 1 |
| 63 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-12-02 21:55 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-12-03 00:07 | Cleared | 1 | 1 | 1 | 1 |
| 63 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-12-02 21:56 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-12-02 21:56 | Cleared | 1 | 1 | 1 | 1 |
| 63 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-12-03 00:01 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-12-03 00:01 | Cleared | 1 | 1 | 1 | 1 |
| 71 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-12-21 17:17 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-12-21 17:17 | Cleared | 1 | 1 | 1 | 1 |
| 71 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-12-21 17:18 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-12-21 17:18 | Cleared | 1 | 1 | 1 | 1 |
| 71 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-12-21 17:18 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-12-21 17:18 | Cleared | 1 | 1 | 1 | 1 |
| 77 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-12-31 22:51 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-12-31 22:51 | Cleared | 1 | 1 | 1 | 1 |
| 77 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-12-31 22:51 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-12-31 22:51 | Cleared | 1 | 1 | 1 | 1 |
| 77 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-12-31 22:51 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-12-31 22:51 | Cleared | 1 | 1 | 1 | 1 |
| 20 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-10-09 17:25 | Credit | Assets - Earnest Money Deposit | The earnest money deposit was not properly documented and/or sourced. XXXXXX was in the amount of $XXXXXX. File does not contain proof funds originated form the borrowers' own funds. It is possible they are present on XXXXXX account but there is no currency conversion in file. <br>|  | The XXXXXX wire came from borrower's funds. Funds were is XXXXXX - 10/14/2024 <br> Please refer to page XXXXXX of uploaded credit package - a wire confirmation was provided for gift funds in amount of $XXXXXX - 10/10/2024 | No evidence of XXXXXX coming from borrower, funds backed out of TD account. Reserve requirement met. - 10/15/2024<br>Wire for $9,990 was reviewed. The funds are not sourced. There is not a gift letter in file to consider. Please provide evidence of where the funds came from, gift or borrower. If funds are from a foreign account please include the currency conversion. - 10/11/2024<br>|  | 2024-10-15 18:14 | Resolved | 3 | 1 | 3 | 1 |
| 20 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-10-09 17:54 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-10-09 17:54 | Cleared | 1 | 1 | 3 | 1 |
| 20 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-10-09 17:54 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-10-09 17:54 | Cleared | 1 | 1 | 3 | 1 |
| 42 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-11-06 00:58 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-06 00:58 | Cleared | 1 | 1 | 1 | 1 |
| 42 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-11-06 00:58 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-06 00:58 | Cleared | 1 | 1 | 1 | 1 |
| 42 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-11-06 00:59 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-11-06 00:59 | Cleared | 1 | 1 | 1 | 1 |
| 40 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2024-11-06 02:52 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-06 02:52 | Cleared | 1 | 1 | 3 | 1 |
| 40 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2024-11-06 02:53 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-06 02:53 | Cleared | 1 | 1 | 3 | 1 |
| 40 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2024-11-06 15:46 | Compliance | TRID: Closing Disclosure not received by the borrower 3 days prior to consummation | There is no evidence of the date the borrower received the initial XXXXXX.<br> The Initial Closing Disclosure was provided on (XXXXXX) via (XXXXXX). Under XXXXXX, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction not later than XXXXXX business days prior to the consummation date of (XXXXXX). Since the Initial Closing Disclosure was not provided in person, a consumer is considered to have received it on (XXXXXX), which is XXXXXX business days after it was delivered or placed in the mail. Since the Initial Closing Disclosure was not provided to the consumer in person, it should have been provided to the consumer no later than (XXXXXX), for consummation to occur on (XXXXXX). (XXXXXX; XXXXXX)  |  | The file is an Investment, should not be subject to XXXXXX - 11/12/2024 | The subject loan was used to payoff a personal installment loan to Lending Club. Unable to determine if the loan being paid was used to purchase or maintain the subject property, however the borrower did sign a Business Purpose Affidavit both at origination and at closing declaring the proceeds of the subject loan were being used solely for business purpose for the subject property. Loan is considered a Business Purpose loan, and is not subject to XXXXXX/ TILA regulations. - 11/14/2024<br>|  | 2024-11-14 14:41 | Void | 3 |  | 3 | 1 |
| 40 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2024-11-06 15:49 | Compliance | TRID: Loan Estimate Deficiency | The Last Loan Estimate was provided on (XXXXXX) which is on or after (XXXXXX), the date on which the Initial Closing Disclosure was provided. Under XXXXXX, a creditor shall not provide a revised version of the Loan Estimate on or after the date on which a creditor provides the Closing Disclosure. (XXXXXX)  |  | It is allowed to issue both docs on the same day for XXXXXX investment files.<br> Investment loans are not a subject to XXXXXX (XXXXXX) requirements. - 11/12/2024 | The subject loan was used to payoff a personal installment loan to Lending Club. Unable to determine if the loan being paid was used to purchase or maintain the subject property, however the borrower did sign a Business Purpose Affidavit both at origination and at closing declaring the proceeds of the subject loan were being used solely for business purpose for the subject property. Loan is considered a Business Purpose loan, and is not subject to XXXXXX/ TILA regulations. - 11/14/2024<br>|  | 2024-11-14 14:41 | Void | 3 |  | 3 | 1 |
| 34 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-11-01 17:09 | Credit | Evidence of Property Tax Missing | Missing evidence of property tax. Cannot locate the tax documentation for the $XXXXXX monthly used in the approval. <br>|  | Document Uploaded. Taxes were updated to lower in accordance with the tax bill attached. Borrower`s letter is attached also. - 11/19/2024 | Documentation provided is sufficient. - 11/20/2024<br>Evidence of property tax is present - 11/20/2024<br>|  | 2024-11-20 13:50 | Resolved | 3 | 1 | 3 | 1 |
| 34 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-11-01 17:38 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-01 17:38 | Cleared | 1 | 1 | 3 | 1 |
| 34 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-11-01 17:38 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX.  |  |  |  |  | 2024-11-01 17:38 | Cleared | 1 | 1 | 3 | 1 |
| 30 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-10-30 18:50 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Subject property per XXXXXX other $XXXXXX monthly. Can not locate any documentation to determine what this is or to validate. <br>|  | Document Uploaded. Please see attached email verifying these special assessments. - 10/31/2024 | documentation meet guideline requirements - 11/01/2024<br>|  | 2024-11-01 14:32 | Resolved | 3 | 1 | 3 | 1 |
| 30 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-10-30 18:50 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-10-30 18:50 | Cleared | 1 | 1 | 3 | 1 |
| 30 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-10-30 22:04 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required XXXXXX party valuation product. Missing an XXXXXX with XXXXXX%+ confidence score, as per guidelines. XXXXXX score is > XXXXXX. <br>|  | Document Uploaded. Please see attached XXXXXX. - 10/31/2024<br>| documentation meet guideline requirements - 11/01/2024<br>|  | 2024-11-01 14:35 | Resolved | 3 | 1 | 3 | 1 |
| 45 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-11-07 01:35 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-07 01:35 | Cleared | 1 | 1 | 1 | 1 |
| 45 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-11-07 01:35 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-07 01:35 | Cleared | 1 | 1 | 1 | 1 |
| 45 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-11-07 20:39 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-11-07 20:39 | Cleared | 1 | 1 | 1 | 1 |
| 38 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2024-11-04 15:35 | Credit | Title Document Missing | Title document is missing. Missing the supplement to the title commitment correcting the loan amount. <br>|  | According to paragraph XXXXXX of our XXXXXX the amount of title insurance coverage must be greater than or equal to the original principal amount of the mortgage. Provided Title policy met this requirement. - 11/05/2024 | Title document is fully present - 11/06/2024<br>|  | 2024-11-06 16:43 | Resolved | 3 | 1 | 3 | 2 |
| 38 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2024-11-04 15:56 | Credit | Flood Insurance Policy Missing | Missing flood insurance policy. <br>|  | Document Uploaded. Flood insurance is part of the Master policy. Please see attached Master policy, flood insurance declaration provided on page XXXXXX of it. - 11/05/2024 | Flood Insurance Policy is fully present - 11/06/2024<br>|  | 2024-11-06 16:42 | Resolved | 3 | 1 | 3 | 2 |
| 38 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2024-11-04 16:10 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Exception - XXXXXX/ no ownership of property for XXXXXX years. XXXXXX - XXXXXX. <br>|  |  |  | Residential income > XXXXXX, no credit events past XXXXXX months, no consumer late payments in the last XXXXXX months. | 2024-11-07 16:15 | Waived | 2 | 2 | 3 | 2 |
| 38 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2024-11-04 16:11 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-04 16:11 | Cleared | 1 | 1 | 3 | 2 |
| 29 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-10-29 15:58 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-10-29 15:58 | Cleared | 1 | 1 | 1 | 1 |
| 29 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-10-29 15:58 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-10-29 15:58 | Cleared | 1 | 1 | 1 | 1 |
| 29 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-10-29 15:58 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-10-29 15:58 | Cleared | 1 | 1 | 1 | 1 |
| 47 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-11-06 20:59 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-11-06 20:59 | Cleared | 1 | 1 | 1 | 1 |
| 47 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-11-06 20:59 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-06 20:59 | Cleared | 1 | 1 | 1 | 1 |
| 47 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-11-07 20:21 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-07 20:21 | Cleared | 1 | 1 | 1 | 1 |
| 122 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-03-10 16:12 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-03-10 16:12 | Cleared | 1 | 1 | 1 | 1 |
| 122 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-03-10 16:13 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-10 16:13 | Cleared | 1 | 1 | 1 | 1 |
| 122 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-03-10 16:13 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-03-10 16:13 | Cleared | 1 | 1 | 1 | 1 |
| 53 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-11-11 18:42 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-11 18:42 | Cleared | 1 | 1 | 3 | 1 |
| 53 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-11-11 19:05 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-11-11 19:05 | Cleared | 1 | 1 | 3 | 1 |
| 53 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-11-11 21:30 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required XXXXXX party valuation product.  |  | Please refer to XXXXXX report (page XXXXXX of the credit package uploaded to the portal). - 11/12/2024 | Documentation was in the file. - 11/13/2024<br>|  | 2024-11-13 13:55 | Void | 3 |  | 3 | 1 |
| 49 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-11-07 17:58 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-07 17:58 | Cleared | 1 | 1 | 1 | 1 |
| 49 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-11-07 20:25 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-11-07 20:25 | Cleared | 1 | 1 | 1 | 1 |
| 49 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-11-07 20:25 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-07 20:25 | Cleared | 1 | 1 | 1 | 1 |
| 44 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-11-07 16:27 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-07 16:27 | Cleared | 1 | 1 | 1 | 1 |
| 44 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-11-07 16:27 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-11-07 16:27 | Cleared | 1 | 1 | 1 | 1 |
| 44 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-11-07 16:27 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-07 16:27 | Cleared | 1 | 1 | 1 | 1 |
| 32 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-11-01 18:03 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-01 18:03 | Cleared | 1 | 1 | 1 | 1 |
| 32 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-11-01 19:16 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-01 19:16 | Cleared | 1 | 1 | 1 | 1 |
| 32 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-11-01 19:16 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-11-01 19:16 | Cleared | 1 | 1 | 1 | 1 |
| 54 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 6 | 2024-11-17 16:38 | Compliance | Missing Initial Escrow Disclosure | Initial Escrow Account Disclosure is missing. I was unable to locate the Escrow Disclosure in the loan file. <br>|  | Document Uploaded. Please review uploaded escrow account disclosure. - 11/19/2024<br>| Received IEAD and proof of receipt by the borrower. Finding resolved - 11/20/2024<br>|  | 2024-11-20 16:06 | Resolved | 2 | 1 | 3 | 2 |
| 54 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 6 | 2024-11-18 17:27 | Compliance | The Final 1003 is Incomplete | The final XXXXXX is incomplete. Final XXXXXX is noted signed by the borrower. <br>|  | Document Uploaded. Final XXXXXX re-uploaded - 11/20/2024 <br> Please refer to page XXXXXX of uploaded credit package - 11/19/2024 | The final 1003 is present - 08/29/2025<br>Final 1003 with signature has been received - 11/21/2024<br>Unable to locate signature page in the loan file. Please re-upload - 11/20/2024<br>|  | 2025-08-29 14:27 | Resolved | 3 | 1 | 3 | 2 |
| 54 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 6 | 2024-11-18 17:52 | Credit | Asset 1 Less Than 2 Months Verified | Asset has less than XXXXXX months verified in file. The bank statement for XXXXXX only covers XXXXXX days from XXXXXX to XXXXXX. Guidelines require XXXXXX months of verification. <br>|  | Document Uploaded. Please review uploaded assets documents for additional month from XXXXXX to XXXXXX - 11/19/2024 | August statement has been received - 11/21/2024<br>|  | 2024-11-21 01:22 | Resolved | 3 | 1 | 3 | 2 |
| 54 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 4 of 6 | 2024-11-18 18:14 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-18 18:14 | Cleared | 1 | 1 | 3 | 2 |
| 54 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 5 of 6 | 2024-11-18 20:57 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. The XXXXXX doesn't reflect the actual rent, but instead reflects short-term rent. <br>|  |  |  | XXXXXX borrowers on the loan. Borrower contribution exceeds the requirement by at least XXXXXX%. Reserves are more than XXXXXX months. | 2024-11-18 20:57 | Waived | 2 | 2 | 3 | 2 |
| 54 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 6 of 6 | 2024-11-18 21:53 | Credit | Asset 2 Less Than 2 Months Verified | Asset has less than XXXXXX months verified in file. The bank statement for XXXXXX #XXXXXX only covers XXXXXX days from XXXXXX to XXXXXX. Guidelines require XXXXXX months of verification. <br>|  | Document Uploaded. Please review August statement - 11/19/2024<br>| August statement has been received - 11/21/2024<br>|  | 2024-11-21 01:21 | Resolved | 3 | 1 | 3 | 2 |
| 31 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-11-01 22:16 | Credit | Liabilities - Excluded Debts | There was no explanation or support for the omission of one or more debts from the initial application. Borrower has XXXXXX student loans with XXXXXX, per guidelines need to verify payments are XXXXXX per month as stated on final XXXXXX. Additional conditions may apply. <br>|  | Document Uploaded. Correct documents provided - 11/06/2024<br>| correct payments used in XXXXXX. final 1003 validate including. documentation meet guideline requirements - 11/07/2024<br>|  | 2024-11-07 16:20 | Resolved | 3 | 1 | 3 | 1 |
| 31 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-11-01 22:16 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2024-11-01 22:16 | Cleared | 1 | 1 | 3 | 1 |
| 31 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-11-01 22:17 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-01 22:17 | Cleared | 1 | 1 | 3 | 1 |
| 26 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-10-27 12:13 | Credit | Flood Certificate Missing | Missing flood certificate. <br>|  | Document Uploaded. Please review uploaded flood certificate - 10/29/2024<br>| Documentation provided is sufficient. - 10/29/2024<br>Flood Certificate is fully present - 10/29/2024<br>|  | 2024-10-29 20:58 | Resolved | 4 | 1 | 4 | 1 |
| 26 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-10-27 12:19 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-10-27 12:19 | Cleared | 1 | 1 | 4 | 1 |
| 26 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-10-27 12:20 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-10-27 12:20 | Cleared | 1 | 1 | 4 | 1 |
| 28 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-10-29 19:54 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-10-29 19:54 | Cleared | 1 | 1 | 1 | 1 |
| 28 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-10-29 19:54 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-10-29 19:54 | Cleared | 1 | 1 | 1 | 1 |
| 28 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-10-29 19:55 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-10-29 19:55 | Cleared | 1 | 1 | 1 | 1 |
| 41 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-11-06 00:07 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-11-06 00:07 | Cleared | 1 | 1 | 2 | 2 |
| 41 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-11-06 00:08 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-06 00:08 | Cleared | 1 | 1 | 2 | 2 |
| 41 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-11-06 00:11 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Formal exception in file for insurance, actual cash value instead of replacement cost for common elements. <br>|  |  |  | XXXXXX>XXXXXX% lower than loan program, no credit events past XXXXXX months, no mortgage late payments in the last XXXXXX months, no consumer late payments in the last XXXXXX months, credit score>XXXXXX points than minimum required | 2024-11-06 00:11 | Waived | 2 | 2 | 2 | 2 |
| 39 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-11-05 17:06 | Credit | Calculated DSCR does not meet the Minimum DSCR allowed | Per guidelines: XXXXXX qualifying ratios are based on XXXXXX payment with the principal and interest payments amortized over the scheduled remaining term at the time of recast after the interest only period. Lender underwriter used " Initial Terms" which cXXXXXXed the XXXXXX discrepancy. Using the long term rental amount from the XXXXXX, the XXXXXX is below XXXXXX. Using the short term rental amount the XXXXXX is XXXXXX. Please clarify the calculations used to obtain the XXXXXX of XXXXXX as per tape data.  |  | Please refer to XXXXXX from XXXXXX - 11/07/2024 <br> XXXXXX for XXXXXX loans = Gross Income / Proposed XXXXXX (or XXXXXX).<br> calculations are XXXXXX ($XXXXXX x XXXXXX%)/ XXXXXX $XXXXXX =XXXXXX - 11/06/2024 | . - 11/08/2024<br>Please provide the guidelines which clarify that XXXXXX interest only loans are calculated with the interest only payment. Per the guidelines dated 7/31/24 the P&I amortized after the interest only period has expired (section 6.7). Guidelines also require short term rental income can be used at 75% of the estimators. - 11/07/2024<br>|  | 2024-11-08 13:54 | Resolved | 3 | 1 | 3 | 1 |
| 39 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-11-05 17:08 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-11-05 17:08 | Cleared | 1 | 1 | 3 | 1 |
| 39 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-11-05 17:08 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-05 17:08 | Cleared | 1 | 1 | 3 | 1 |
| 27 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-10-29 18:45 | Credit | Audited Loan Amount is less than Guideline Minimum Loan Amount | Audited loan amount is less than the guideline Minimum loan amount. The loan amount is below $XXXXXX. A formal exception is in the file allowing the lower loan amount. <br>|  |  |  | There are no credit events past XXXXXX months, no mortgage late payments in the last XXXXXX months, XXXXXX years credit history. Loan must meet XXXXXX XXXXXX max, XXXXXX to price with Loan amount < XXXXXX acceptable. | 2024-10-29 20:01 | Waived | 2 | 2 | 2 | 2 |
| 27 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-10-29 18:49 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-10-29 18:49 | Cleared | 1 | 1 | 2 | 2 |
| 27 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-10-29 20:03 | Property | Property Issue - Condo Ineligible | The subject condo project is ineligible. The property insurance policy must provide for claims to be settled on a replacement cost basis. Actual cash value for roof covering on master insurance is not allowed. A formal exception is in the file to allow. <br>|  |  |  | The exception was approved based on no credit events in the past XXXXXX months, no mortgage late payments in the last XXXXXX months, and XXXXXX years credit history. The exception is conditioned for XXXXXX% maximum XXXXXX, XXXXXX to price and to allow loan amount less than $XXXXXX. | 2024-10-29 20:03 | Waived | 2 | 2 | 2 | 2 |
| 52 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-11-10 19:11 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-10 19:11 | Cleared | 1 | 1 | 1 | 1 |
| 52 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-11-10 19:12 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-10 19:12 | Cleared | 1 | 1 | 1 | 1 |
| 52 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-11-10 19:12 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-11-10 19:12 | Cleared | 1 | 1 | 1 | 1 |
| 106 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-02-06 06:02 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-02-06 06:02 | Cleared | 1 | 1 | 1 | 1 |
| 106 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-02-06 06:02 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-02-06 06:02 | Cleared | 1 | 1 | 1 | 1 |
| 106 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-02-06 06:02 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-02-06 06:02 | Cleared | 1 | 1 | 1 | 1 |
| 35 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-11-01 16:05 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-01 16:05 | Cleared | 1 | 1 | 1 | 1 |
| 35 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-11-01 16:05 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-01 16:05 | Cleared | 1 | 1 | 1 | 1 |
| 35 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-11-01 16:06 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-11-01 16:06 | Cleared | 1 | 1 | 1 | 1 |
| 43 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-11-07 14:53 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. The loan was approved and locked as a XXXXXX. Per the guidelines, the borrower is to have owned a XXXXXX property in the last XXXXXX months and the file doesn't show or support this information . No exceptions were located in the file. <br>|  | Document Uploaded. Per XXXXXX of our guidelines documentation that the borrower has ownership of a residential property within the last XXXXXX months is not required for XXXXXX loans anymore - 11/07/2024 |  |  | 2024-11-08 18:52 | Void | 3 |  | 3 | 1 |
| 43 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-11-07 14:54 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-07 14:54 | Cleared | 1 | 1 | 3 | 1 |
| 43 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-11-07 16:18 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-11-07 16:18 | Cleared | 1 | 1 | 3 | 1 |
| 36 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2024-11-01 16:35 | Credit | Corporation/LLC: EIN Doc is Missing | The loan file does not contain the XXXXXX: XXXXXX documentation. XXXXXX |  | XXXXXX .We do require articles and operating agreement. - 11/04/2024 | explanation meet guideline requirements. - 11/05/2024<br>|  | 2024-11-05 16:11 | Resolved | 3 | 1 | 3 | 1 |
| 36 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2024-11-01 16:51 | Credit | Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Borrower XXXXXX XXXXXX is Expired (Greater than XXXXXX days from Closing/Settlement Date).  |  | Gap credit report is not required, as we use XXXXXX. Please refer to XXXXXX.XXXXXX<br> XXXXXX mortgage will monitor borrower's debts until closing date and may adjust XXXXXX values at any time should new trade lines appear, or monthly payments change. - 11/05/2024 <br> XXXXXX ,we do use XXXXXX - 11/04/2024 | explanation meet guideline requirements - 11/07/2024<br> Acknowledge UDM is used, which is dated XXXXXX. Note date XXXXXX which makes UDM 11 days outside of the 10 day window. - 11/05/2024 |  | 2024-11-07 16:15 | Resolved | 3 | 1 | 3 | 1 |
| 36 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2024-11-01 19:39 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-01 19:39 | Cleared | 1 | 1 | 3 | 1 |
| 36 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2024-11-01 19:39 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-11-01 19:39 | Cleared | 1 | 1 | 3 | 1 |
| 46 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-11-06 19:57 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-06 19:57 | Cleared | 1 | 1 | 1 | 1 |
| 46 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-11-06 19:57 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-11-06 19:57 | Cleared | 1 | 1 | 1 | 1 |
| 46 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-11-07 20:12 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-07 20:12 | Cleared | 1 | 1 | 1 | 1 |
| 55 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-11-19 16:14 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-11-19 16:14 | Cleared | 1 | 1 | 2 | 2 |
| 55 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-11-19 16:15 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-19 16:15 | Cleared | 1 | 1 | 2 | 2 |
| 55 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-11-19 16:16 | Credit | Purchase Contract - Concessions | The contract contained unallowable concessions or significant personal property. The list price is XXXXXX below the sales price and borrowers is receiving seller concession of XXXXXX. Formal exception was done to allow. <br>|  |  |  | XXXXXX years on current job, XXXXXX >=XXXXXX% lower than loan program, No credit events past XXXXXX months, No mortgage late payments in the last XXXXXX months, XXXXXX years credit history, No consumer late payments in the last XXXXXX months, XXXXXX borrowers on the loan, Credit score >XXXXXX points than minimum required, Borrower contribution exceeds requirement >=XXXXXX% | 2024-11-20 19:09 | Waived | 2 | 2 | 2 | 2 |
| 50 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-11-07 14:13 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-07 14:13 | Cleared | 1 | 1 | 3 | 1 |
| 50 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-11-07 14:13 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-11-07 14:13 | Cleared | 1 | 1 | 3 | 1 |
| 50 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-11-07 22:48 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required XXXXXX party valuation product. The XXXXXX score in file exceeds XXXXXX.  |  | Document Uploaded. - 11/08/2024<br>| Received XXXXXX XXXXXX with 95% confidence. - 11/08/2024 |  | 2024-11-08 19:37 | Resolved | 3 | 1 | 3 | 1 |
| 62 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-12-04 17:54 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-12-04 17:54 | Cleared | 1 | 1 | 2 | 2 |
| 62 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-12-04 17:55 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-12-04 17:55 | Cleared | 1 | 1 | 2 | 2 |
| 62 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-12-04 18:06 | Property | Property Issue - Condo Ineligible | The subject condo project is ineligible. The condo is in active litigation. A formal exception is in the file. <br>|  |  |  | The exception was approved due to no credit events in the past XXXXXX months, no consumer late payments in the last XXXXXX months, a credit score XXXXXX points greater than minimum required, and borrower contribution exceeds requirements by at least XXXXXX%. The exception was conditioned to a XXXXXX% maximum XXXXXX. | 2024-12-04 18:06 | Waived | 2 | 2 | 2 | 2 |
| 37 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-11-04 15:04 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-04 15:04 | Cleared | 1 | 1 | 1 | 1 |
| 37 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-11-04 15:05 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-04 19:34 | Cleared | 1 | 1 | 1 | 1 |
| 37 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-11-04 19:35 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-11-04 19:35 | Cleared | 1 | 1 | 1 | 1 |
| 33 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-11-01 14:25 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-01 14:25 | Cleared | 1 | 1 | 1 | 1 |
| 33 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-11-01 14:25 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-11-01 14:25 | Cleared | 1 | 1 | 1 | 1 |
| 33 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-11-01 14:25 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-01 14:25 | Cleared | 1 | 1 | 1 | 1 |
| 51 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-11-08 16:21 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-08 16:21 | Cleared | 1 | 1 | 1 | 1 |
| 51 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-11-08 16:21 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-08 16:21 | Cleared | 1 | 1 | 1 | 1 |
| 51 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-11-08 17:49 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2024-11-08 17:49 | Cleared | 1 | 1 | 1 | 1 |
| 48 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-11-08 21:55 | Property | Appraisal - Miscellaneous | The subject appraisal reflected issues. Missing the XXXXXX report supporting the rental income of $XXXXXX. <br>|  | Document Uploaded. Please find Appraisal report with 1007. - 11/12/2024<br>| 1007 received, verifies rent used. Condition resolved. - 11/12/2024<br>|  | 2024-11-12 17:06 | Resolved | 3 | 1 | 3 | 1 |
| 48 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-11-09 00:23 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-11-09 00:23 | Cleared | 1 | 1 | 3 | 1 |
| 48 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-11-11 15:45 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-11 15:45 | Cleared | 1 | 1 | 3 | 1 |
| 56 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-11-19 20:08 | Credit | Asset 1 Less Than 2 Months Verified | Asset has less than XXXXXX months verified in file. Per guidelines, The seasoning requirement for all funds is XXXXXX calendar days. <br>|  | Document Uploaded. Please see attached Bank refence letter and Processor certification - 11/21/2024 | Documentation provided is sufficient. - 11/21/2024<br>|  | 2024-11-21 21:45 | Resolved | 3 | 1 | 3 | 1 |
| 56 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-11-19 20:21 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-11-19 20:21 | Cleared | 1 | 1 | 3 | 1 |
| 56 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-11-20 17:43 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-20 17:43 | Cleared | 1 | 1 | 3 | 1 |
| 78 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-01-02 21:03 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-01-02 21:03 | Cleared | 1 | 1 | 1 | 1 |
| 78 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-01-02 21:03 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-01-02 21:03 | Cleared | 1 | 1 | 1 | 1 |
| 78 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-01-03 15:25 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-01-03 15:25 | Cleared | 1 | 1 | 1 | 1 |
| 66 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-12-05 02:09 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-12-05 02:09 | Cleared | 1 | 1 | 1 | 1 |
| 66 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-12-05 02:09 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-12-05 14:46 | Cleared | 1 | 1 | 1 | 1 |
| 66 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-12-05 02:09 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-12-05 02:09 | Cleared | 1 | 1 | 1 | 1 |
| 61 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-12-01 19:44 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-12-01 19:44 | Cleared | 1 | 1 | 3 | 1 |
| 61 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-12-01 19:44 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-12-01 19:44 | Cleared | 1 | 1 | 3 | 1 |
| 61 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-12-04 16:49 | Credit | Asset 1 Does Not Meet Guideline Requirements | Asset does not meet XXXXXX Requirements. The loan file does not contain all required asset documentation. Recent large deposits were not adequately sourced and/or documented. XXXXXX acct show $XXXXXX wires/deposits multiple times throughout the month. <br>|  | XXXXXX. XXXXXX loan. - 12/04/2024 | Asset Record 1 Meets G/L Requirements - 12/05/2024<br>see below. - 12/05/2024<br>|  | 2024-12-05 16:34 | Resolved | 3 | 1 | 3 | 1 |
| 60 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-11-30 17:00 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-11-30 17:00 | Cleared | 1 | 1 | 3 | 1 |
| 60 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-11-30 17:00 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-30 17:00 | Cleared | 1 | 1 | 3 | 1 |
| 60 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-11-30 17:02 | Credit | Assets - Earnest Money Deposit | The earnest money deposit was not properly documented and/or sourced. File contains no proof that XXXXXX in the amount of $XXXXXX nor proof that funds came from borrower's funds. <br>|  | Document Uploaded. Please see attached verification of XXXXXX - 12/04/2024<br>| USB statement received showing XXXXXX cleared borrower account. Condition resolved. - 12/04/2024<br>|  | 2024-12-04 15:46 | Resolved | 3 | 1 | 3 | 1 |
| 69 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-12-16 23:38 | Credit | Income and Employment Do Not Meet Guidelines | Income and employment do not meet guidelines. The XXXXXX letter indicates borrower's ownership of the business, XXXXXX, is XXXXXX%. Unable to determine if the income provided on the letter is the borrower's portion of the business income or if it's the business' gross income. Please provide clarification from the XXXXXX. Loan is subject to re-evaluation. <br>|  | The XXXXXX letter has been prepared on behalf of borrower only, so all the information provided is of borrower only, so we are good to proceed with the same. - 12/19/2024 | Received originator clarification. - 12/23/2024<br>|  | 2024-12-23 20:13 | Resolved | 3 | 1 | 3 | 1 |
| 69 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-12-17 00:33 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-12-17 00:33 | Cleared | 1 | 1 | 3 | 1 |
| 69 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-12-17 00:34 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-12-17 00:34 | Cleared | 1 | 1 | 3 | 1 |
| 68 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-12-07 03:06 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-12-07 03:06 | Cleared | 1 | 1 | 1 | 1 |
| 68 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-12-07 03:06 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-12-07 03:06 | Cleared | 1 | 1 | 1 | 1 |
| 68 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-12-09 18:24 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-12-09 18:24 | Cleared | 1 | 1 | 1 | 1 |
| 82 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-01-12 19:05 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-01-12 19:05 | Cleared | 1 | 1 | 1 | 1 |
| 82 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-01-12 19:05 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-01-12 19:05 | Cleared | 1 | 1 | 1 | 1 |
| 82 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-01-12 19:05 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-01-12 19:05 | Cleared | 1 | 1 | 1 | 1 |
| 57 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-11-20 22:33 | Credit | Assets - Earnest Money Deposit | The earnest money deposit was not properly documented and/or sourced. XXXXXX is $XXXXXX. Balance for XXXXXX #XXXXXX was recued by the amount of the XXXXXX. Per guidelines XXXXXX still must be verified. Escrow letter is dated XXXXXX which is after the latest statement for business account #XXXXXX statement dated XXXXXX. <br>|  | Document Uploaded. Please see attached PCCD, XXXXXX was removed becXXXXXXe it was not used as borrower have enough fund without it - 11/26/2024 <br>XXXXXX was not used as borrower has enough Assets. BecXXXXXXe of this XXXXXX was not verified. - 11/25/2024 <br>Please disregard, XXXXXX was back out - 11/22/2024<br>| Documentation provided is sufficient. - 11/27/2024<br>Per the guidelines the source of those funds must be documented. The escrow letter does not state the source of the funds. The funds must have come from the borrower's account as per the purchase transaction guidelines. - 11/22/2024<br>|  | 2024-11-27 14:46 | Resolved | 3 | 1 | 3 | 1 |
| 57 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-11-20 22:42 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-11-20 22:42 | Cleared | 1 | 1 | 3 | 1 |
| 57 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-11-20 22:42 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-20 22:42 | Cleared | 1 | 1 | 3 | 1 |
| 74 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-12-30 15:23 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-12-30 15:23 | Cleared | 1 | 1 | 1 | 1 |
| 74 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-12-30 15:23 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-12-30 15:23 | Cleared | 1 | 1 | 1 | 1 |
| 74 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-12-30 15:23 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-12-30 15:23 | Cleared | 1 | 1 | 1 | 1 |
| 81 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-01-13 13:42 | Credit | Income - Income Documentation Missing | The loan file did not contain the required income documentation. 1) Missing currency converter for XXXXXX figures used for XXXXXX. In addition, 2) The other source of income XXXXXX company dividends/salary is also missing currency converter for the figures used for XXXXXX. <br>|  | Document Uploaded. Please see attached income documentation. - 01/22/2025<br>| All 6 required conversion calculations received and match lender used US Dollar amounts. Condition resolved. - 01/23/2025<br>|  | 2025-01-23 15:47 | Resolved | 3 | 1 | 3 | 1 |
| 81 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-01-13 14:32 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-01-13 14:32 | Cleared | 1 | 1 | 3 | 1 |
| 81 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-01-13 14:32 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-01-13 14:32 | Cleared | 1 | 1 | 3 | 1 |
| 59 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-11-29 19:56 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-11-29 19:56 | Cleared | 1 | 1 | 3 | 1 |
| 59 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-11-29 19:56 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-29 19:56 | Cleared | 1 | 1 | 3 | 1 |
| 59 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-11-29 19:58 | Credit | Asset 1 Less Than 2 Months Verified | Asset has less than XXXXXX months verified in file. Assets held with XXXXXX #XXXXXX are only documented for XXXXXX days from XXXXXX to XXXXXX. Guidelines require XXXXXX months documentation. <br>|  | Loan was submitted in XXXXXX, and according to our XXXXXX effective from XXXXXX for verification of assets will be enough XXXXXX month's statement. - 12/05/2024 | Documentation provided is sufficient. - 12/06/2024<br>|  | 2024-12-06 13:43 | Resolved | 3 | 1 | 3 | 1 |
| 67 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-12-04 01:37 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-12-04 01:37 | Cleared | 1 | 1 | 3 | 1 |
| 67 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-12-04 01:38 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-12-04 01:38 | Cleared | 1 | 1 | 3 | 1 |
| 67 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-12-04 20:16 | Credit | Credit Profile - Credit History Insufficient | The documented credit history does not meet guidelines. Per the guidelines foreign national borrowers with insufficient XXXXXX credit require a bank reference letter to meet the requirements. Please document the bank reference letter. <br>|  | Document Uploaded. Please see attached reference letter - 12/12/2024 <br> As per guide lines XXXXXX - other financial institution letter is acceptable as a credit reference as well.<br> XXXXXX will accept a bank reference letter or other financial institution letter (e.g., mortgage company, credit card company), required for all borrowers who provide income or assets for qualification purposes, from a financial institution dated within XXXXXX days of the note date, as specified below:<br> • The reference letter indicating two years in open, currently active status and cannot have derogatory history. The reference letter does not require to include good standing language.<br> • The reference letter must be for the borrower, not the borrower's business.<br> • The reference letter must be dated and contain full address and contact number of financial institution. - 12/06/2024 <br> Please refer to pages XXXXXX-XXXXXX of uploaded credit package - 12/05/2024 | Documentation provided is sufficient. - 12/13/2024<br>The file contains no other financial institution letter. The page numbers previously referenced were not documents from another financial institution. Please provide the credit documentation used to meet the guidelines. - 12/09/2024<br>Pages 285-288 in our loan package consist of an Employment Attestation, Condo fees for primary residence and the Loan Detail report. Please provide the bank reference letter. - 12/06/2024<br>|  | 2024-12-13 13:47 | Resolved | 3 | 1 | 3 | 1 |
| 85 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2025-01-16 14:31 | Credit | Assets - Earnest Money Deposit | The earnest money deposit was not properly documented and/or sourced. Total XXXXXX was $XXXXXX paid as $XXXXXX on XXXXXX and $XXXXXX on XXXXXX. Both were done as XXXXXX but file does not contain proof that these funds came from the borrowers' account. <br>|  | Document Uploaded. - 01/17/2025<br>|  |  | 2025-01-21 19:52 | Resolved | 3 | 1 | 3 | 1 |
| 85 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2025-01-16 14:46 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-01-16 14:46 | Cleared | 1 | 1 | 3 | 1 |
| 85 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2025-01-16 14:46 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-01-16 14:46 | Cleared | 1 | 1 | 3 | 1 |
| 85 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2025-01-16 14:50 | Credit | Credit Profile - Credit History Insufficient | The documented credit history does not meet guidelines. Borrowers are Foreign National and guidelines require a credit reference letter. File contains a credit reference for the co-borrower but does not contain credit reference for the primary borrower. File does not contain XXXXXX party evidence of residency for primary residence for XXXXXX. <br>|  | Document Uploaded. - 01/17/2025 <br>Document Uploaded. - 01/17/2025<br>|  |  | 2025-01-21 19:50 | Resolved | 3 | 1 | 3 | 1 |
| 70 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-12-16 01:04 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-12-16 01:04 | Cleared | 1 | 1 | 1 | 1 |
| 70 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-12-16 01:04 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-12-16 01:04 | Cleared | 1 | 1 | 1 | 1 |
| 70 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-12-16 13:18 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-12-16 13:18 | Cleared | 1 | 1 | 1 | 1 |
| 119 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 5 | 2025-03-01 19:50 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-01 19:50 | Cleared | 1 | 1 | 3 | 2 |
| 119 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 5 | 2025-03-01 19:52 | Credit | Income - Rental Property | Rental income is not properly documented and/or supported. Rental income for XXXXXX in the amount of $XXXXXX was used to qualify. This rental income is not documented in file. Provide acceptable documentation of lease or market rent. Additional conditions may apply. <br>|  | Document Uploaded. Please see attached 1007 - 03/04/2025<br>| Received 1007 for XXXXXX with market rent of $7,000. Lender used $6,900. Condition resolved. - 03/05/2025 |  | 2025-03-05 15:33 | Resolved | 3 | 1 | 3 | 2 |
| 119 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 5 | 2025-03-01 19:57 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Subject is a condo in a flood zone. Guidelines require a master flood policy but subject has an individual flood policy for just the subject unit. FOrmal exception is in file to allow. <br>|  |  |  | XXXXXX years on current job, Residential income >=XXXXXX$, XXXXXX% below maximum, Experienced investor | 2025-03-01 19:57 | Waived | 2 | 2 | 3 | 2 |
| 119 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 4 of 5 | 2025-03-01 19:58 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-03-01 19:58 | Cleared | 1 | 1 | 3 | 2 |
| 119 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 5 of 5 | 2025-03-01 20:00 | Property | Appraisal - Zoning Issue | The property improvements do not constitute a legally permissible use of the land. The subject is classified as commercial and not residential. Formal exception is present in file to allow. <br>|  |  |  | Compensating factors provided as XXXXXX years on current job, Residential income >=XXXXXX$, XXXXXX XXXXXX% below maximum, Experienced investor | 2025-03-03 17:51 | Waived | 2 | 2 | 3 | 2 |
| 86 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-01-15 19:36 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. credit finding added <br>|  |  |  |  | 2025-01-16 19:50 | Cleared | 1 | 1 | 1 | 1 |
| 86 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-01-15 19:37 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-01-15 19:37 | Cleared | 1 | 1 | 1 | 1 |
| 86 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-01-15 19:38 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. XXXXXX review product variance XXXXXX%.  |  |  |  |  | 2025-01-15 19:38 | Cleared | 1 | 1 | 1 | 1 |
| 83 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 6 | 2025-01-14 13:43 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required XXXXXX party valuation product. XXXXXX score is XXXXXX which is >XXXXXX. Missing XXXXXX with XXXXXX% confidence score or XXXXXX. <br>|  | Document Uploaded. Please find XXXXXX attached. - 01/15/2025<br>| Documentation provided is sufficient. - 01/15/2025<br>|  | 2025-01-15 15:10 | Resolved | 3 | 1 | 3 | 2 |
| 83 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 6 | 2025-01-14 13:44 | Credit | Housing History Does Not Meet Guideline Requirements | Housing history does not meet guideline requirements. Missing residency letter for Borrower XXXXXX. The utility bill in the file is in the name of Borrower XXXXXX only. <br>|  | Document Uploaded. Please find the residency verification for XXXXXX. - 01/16/2025 | Housing history meets guideline requirements. - 01/21/2025<br>Documentation provided is sufficient.<br> - 01/16/2025<br>|  | 2025-01-21 20:18 | Resolved | 3 | 1 | 3 | 2 |
| 83 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 6 | 2025-01-14 13:46 | Credit | Credit Profile - Insufficient Tradelines | The documented tradelines do not meet the minimum tradelines required per guidelines. Missing required bank letter for XXXXXXX as the borrower does not have XXXXXX scores or meets the standard credit requirements. <br>|  | Document Uploaded. Based on XXXXXX credit report they had XXXXXX tradelines reporting for XXXXXX months that were also reportedly open within the most recent XXXXXX months. So in this case we would not require a bank reference letter for XXXXXX since they do meet the tradeline requirements outlined in our guidelines. - 01/17/2025 <br> Document Uploaded. According to XXXXXXs, a XXXXXX borrower may or may not have a XXXXXX credit report with no credit score, a single score, or a score with insufficient tradelines. Credit score will be used for qualifying and pricing purposes if at least XXXXXX score exists. - 01/15/2025 | Received explanation. Guidelines allow for foreign nationals who meet qualifying U.S. Credit designation (who meet Standard Tradelines) to waive the bank reference letter requirement (Section 13.4.2. Qualifying U.S. Credit). 6.5.2 Tradeline Requirements specifies the minimum tradeline requirements are: 3 tradelines reporting for 12 or more months and remained open within 12 months OR 2 tradelines reporting for 24 or more months and remained open within 12 months. For B2, two FICO scores with three credit trades currently reported with over 24 months history and all were opened within the previous 12 months (all accounts closed 7/2024 and the credit report was dated 11/19/2024). Therefore, since B2's credit meets minimum Qualifying U.S. Credit trade requirements, a Foreign Bank Reference letter would not be required. - 01/21/2025<br>In section 13.4.2 under Qualifying Foreign Credit it states that if the borrower has at least 1 U.S. credit score it will be used for qualifying and pricing purposes even if standard tradeline requirements are not met. Bank reference letter must be provided in that case. That section then defines the acceptable bank reference letter required. - 01/15/2025<br>|  | 2025-01-21 20:15 | Resolved | 3 | 1 | 3 | 2 |
| 83 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 4 of 6 | 2025-01-14 13:47 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-01-14 13:47 | Cleared | 1 | 1 | 3 | 2 |
| 83 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 5 of 6 | 2025-01-14 20:08 | Credit | Condo - Master Policy Insufficient | The master hazard insurance policy verified total coverage which was not sufficient to cover total required coverage. Guidelines do not allow a XXXXXX% deductible for a master policy. A formal exception is in the file. <br>|  |  |  | The exception was approved due to no credit events in the past XXXXXX months, no consumer late payments in the last XXXXXX months, and a credit score XXXXXX points greater than the minimum required. | 2025-01-14 21:19 | Waived | 2 | 2 | 3 | 2 |
| 83 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 6 of 6 | 2025-01-14 20:09 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Guidelines doe not allow actual cash value coverage for the condo project roof. A formal exception is in the file. <br>|  |  |  | The exception was approved due to no credit events in the past XXXXXX months, no consumer late payments in the last XXXXXX months, and a credit score XXXXXX points greater than the minimum required. | 2025-01-14 20:09 | Waived | 2 | 2 | 3 | 2 |
| 73 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-12-22 19:19 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-12-22 19:19 | Cleared | 1 | 1 | 1 | 1 |
| 73 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-12-22 19:19 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-12-22 19:19 | Cleared | 1 | 1 | 1 | 1 |
| 73 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-12-22 19:19 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-12-22 19:19 | Cleared | 1 | 1 | 1 | 1 |
| 72 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-12-24 20:34 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2024-12-24 20:34 | Cleared | 1 | 1 | 1 | 1 |
| 72 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-12-24 20:34 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-12-24 20:34 | Cleared | 1 | 1 | 1 | 1 |
| 72 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-12-24 20:35 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-12-24 20:35 | Cleared | 1 | 1 | 1 | 1 |
| 95 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-01-23 20:45 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-01-23 20:45 | Cleared | 1 | 1 | 1 | 1 |
| 95 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-01-23 20:45 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-01-23 20:45 | Cleared | 1 | 1 | 1 | 1 |
| 95 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-01-23 20:45 | Property | Value - Field Review Supports Value within 10% | A XXXXXX was performed. The original appraised value is supported with a variance within XXXXXX%.  |  |  |  |  | 2025-01-23 20:45 | Cleared | 1 | 1 | 1 | 1 |
| 93 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-01-22 19:12 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-01-22 19:12 | Cleared | 1 | 1 | 3 | 1 |
| 93 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-01-22 19:12 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-01-22 19:12 | Cleared | 1 | 1 | 3 | 1 |
| 93 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-01-24 18:15 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Borrower has a loan on XXXXXX with XXXXXX #XXXXXX. No documentation for this loan's total XXXXXX is present in file. <br>|  | Document Uploaded. Please see attached Loan XXXXXX Note and Final CD - 01/27/2025 |  |  | 2025-01-28 16:50 | Resolved | 3 | 1 | 3 | 1 |
| 88 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-01-18 16:51 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-01-18 16:51 | Cleared | 1 | 1 | 1 | 1 |
| 88 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-01-18 16:51 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-01-18 16:51 | Cleared | 1 | 1 | 1 | 1 |
| 88 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-01-18 16:51 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-01-18 16:51 | Cleared | 1 | 1 | 1 | 1 |
| 98 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-01-25 18:57 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-01-25 18:57 | Cleared | 1 | 1 | 1 | 1 |
| 98 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-01-25 18:57 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-01-25 18:57 | Cleared | 1 | 1 | 1 | 1 |
| 98 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-01-25 18:58 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-01-25 18:58 | Cleared | 1 | 1 | 1 | 1 |
| 100 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-01-27 22:09 | Credit | Assets - Earnest Money Deposit | The earnest money deposit was not properly documented and/or sourced. Verification of the earnest money deposit is missing from the loan file. Per guidelines, earnest money/down payment deposits can be verified by one of the following methods: escrow letter from a third party – (i.e., Title/Escrow company and not related to seller/builder) along with evidence the funds have cleared from the borrower's account, or a copy of the check written out to the escrow company plus clearance from the borrower's account. <br>|  | Document Uploaded. Earnest Money Deposit was backed out - 01/30/2025<br>|  |  | 2025-02-03 14:13 | Resolved | 3 | 1 | 3 | 1 |
| 100 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-01-27 22:33 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-01-27 22:33 | Cleared | 1 | 1 | 3 | 1 |
| 100 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-01-27 22:34 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-01-27 22:34 | Cleared | 1 | 1 | 3 | 1 |
| 97 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-01-24 17:35 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-01-24 17:35 | Cleared | 1 | 1 | 3 | 1 |
| 97 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-01-24 17:35 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-01-24 17:35 | Cleared | 1 | 1 | 3 | 1 |
| 97 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-01-24 17:36 | Credit | Assets - Earnest Money Deposit | The earnest money deposit was not properly documented and/or sourced. Per guidelines, the earnest money deposit must be verified with an escrow letter from a Third-party – (i.e., Title/Escrow company and not related to seller/builder) along with evidence the funds have cleared from the borrower's account. The deposit log from the builder is located in the loan file, but evidence of the funds clearing the borrower's account is missing from the loan file. Without verification of the earnest money deposit, the borrower will be short on reserves and cash to close. <br>|  | Document Uploaded. XXXXXX was transferred it XXXXXX parts, $XXXXXX and $XXXXXX. Please see attached documents to verify. - 01/29/2025 | Documentation has been received - 01/31/2025<br>|  | 2025-01-31 06:05 | Resolved | 3 | 1 | 3 | 1 |
| 101 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-01-28 17:36 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-01-28 17:36 | Cleared | 1 | 1 | 1 | 1 |
| 101 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-01-28 17:36 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-01-28 17:36 | Cleared | 1 | 1 | 1 | 1 |
| 101 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-01-28 17:36 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-01-28 17:36 | Cleared | 1 | 1 | 1 | 1 |
| 90 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-01-18 17:41 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-01-18 17:41 | Cleared | 1 | 1 | 1 | 1 |
| 90 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-01-18 17:41 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-01-18 17:41 | Cleared | 1 | 1 | 1 | 1 |
| 90 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-01-18 17:41 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-01-18 17:41 | Cleared | 1 | 1 | 1 | 1 |
| 94 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-01-23 21:40 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-01-23 21:40 | Cleared | 1 | 1 | 1 | 1 |
| 94 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-01-23 21:40 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-01-23 21:40 | Cleared | 1 | 1 | 1 | 1 |
| 94 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-01-24 16:41 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-01-24 16:41 | Cleared | 1 | 1 | 1 | 1 |
| 80 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-01-09 15:26 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-01-09 15:26 | Cleared | 1 | 1 | 1 | 1 |
| 80 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-01-09 15:26 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-01-09 15:26 | Cleared | 1 | 1 | 1 | 1 |
| 80 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-01-10 15:43 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-01-10 15:43 | Cleared | 1 | 1 | 1 | 1 |
| 110 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-02-16 14:30 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-02-16 14:30 | Cleared | 1 | 1 | 1 | 1 |
| 110 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-02-16 14:30 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-02-16 14:30 | Cleared | 1 | 1 | 1 | 1 |
| 110 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-02-18 21:57 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-02-18 21:57 | Cleared | 1 | 1 | 1 | 1 |
| 89 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-01-18 19:22 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-01-18 19:22 | Cleared | 1 | 1 | 1 | 1 |
| 89 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-01-18 19:22 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-01-18 19:22 | Cleared | 1 | 1 | 1 | 1 |
| 89 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-01-22 20:55 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-01-22 20:55 | Cleared | 1 | 1 | 1 | 1 |
| 92 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2025-01-22 17:14 | Credit | Income - Income Documentation Missing | The loan file did not contain the required income documentation. Per calculation worksheet XXXXXX income was XXXXXX through XXXXXX but this amount does not appear on XXXXXX letter. Income was based on XXXXXX average and XXXXXX. Need documentation of XXXXXX income to validate monthly income of $XXXXXX used to qualify. <br>|  | Our income calculation was as such: underwriter multiplied the monthly income that was provided on the XXXXXX letter by (XXXXXX) to get the year to date. - 01/27/2025 | explanation given meets guideline requirements. calculation can be followed with the documentation in file. - 01/27/2025<br>|  | 2025-01-27 14:21 | Resolved | 3 | 1 | 3 | 1 |
| 92 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2025-01-22 17:33 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-01-22 17:33 | Cleared | 1 | 1 | 3 | 1 |
| 92 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2025-01-22 17:33 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-01-22 17:33 | Cleared | 1 | 1 | 3 | 1 |
| 92 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2025-01-24 15:11 | Credit | Corporation/LLC: Operating Agreement Doc is Missing | The loan file does not contain the XXXXXX. XXXXXX letter has been provided, but not the articles of incorporation.<br> The following XXXXXX documentations must be provided:<br> • Articles of Incorporation and<br> • XXXXXX Letter or Operating Agreement (only if Articles list owners) with Ownership Breakdown or Addendum. <br>|  | Document Uploaded. Please see attached Article of Organization - 01/24/2025<br>| documentation meet guideline requirements - 01/27/2025<br>|  | 2025-01-27 14:15 | Resolved | 3 | 1 | 3 | 1 |
| 84 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-01-14 18:14 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-01-14 18:14 | Cleared | 1 | 1 | 1 | 1 |
| 84 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-01-15 19:34 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-01-15 19:34 | Cleared | 1 | 1 | 1 | 1 |
| 84 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-01-15 19:35 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-01-15 19:35 | Cleared | 1 | 1 | 1 | 1 |
| 105 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2025-02-05 15:49 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-02-05 15:49 | Cleared | 1 | 1 | 3 | 1 |
| 105 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2025-02-05 15:50 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-02-05 15:50 | Cleared | 1 | 1 | 3 | 1 |
| 105 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2025-02-07 20:14 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required XXXXXX party valuation product. Guideline requires for loans with XXXXXX less than or equal to XXXXXX% an XXXXXX supporting value tolerance within XXXXXX% in the event the XXXXXX XXXXXX XXXXXX score exceeds XXXXXX. The XXXXXX XXXXXX XXXXXX score provided for subject is XXXXXX; however, no XXXXXX supporting the subject value within XXXXXX variance was provided. <br>|  | Document Uploaded. Please review uploaded XXXXXX - 02/14/2025<br>| Received XXXXXX desk review which supported origination value with reasonable risk rating. - 02/18/2025 |  | 2025-02-18 18:09 | Resolved | 3 | 1 | 3 | 1 |
| 105 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2025-02-07 20:16 | Property | Property Issue - Condo Ineligible | The subject condo project is ineligible. Guidelines require for XXXXXX that the XXXXXX is not party to an active or pending litigation that would disqualify the property from a limited review, except minor litigations as defined by XXXXXX. A XXXXXX questionnaire was provided for subject's condominium development and stated the subject condo development was pending litigation with developer. Although litigation with developer was settled with a $XXXXXX million payout (case #XXXXXX) for construction deficiencies concerning electrical, fire protection, and mechanical systems, another case was filed XXXXXX against plaintiff XXXXXX and XXXXXX and XXXXXX for the same defects, case #XXXXXX that expect to exceed $XXXXXX damages. Provide documentation with explanation supporting Lender analysis that the litigation meets XXXXXX's criteria for minor litigation as outlined in XXXXXX guidelines XXXXXX. <br>|  | Document Uploaded. - 02/19/2025 <br> We had litigation documents on file, no additional explanation or documentation was needed. - 02/14/2025 | XXXXXX questionnaire completed by administrator indicates no safety issue present. - 02/19/2025<br>Received explanation. To clarify, it is acknowledged that the condominium development is non-warrantable. Due to the significant level of structural defects estimated at a cost to cure of over $2million and is currently in litigation with no evidence of said major structural defects being cured and settled through court action, additional documentation is required. Provide documentation to show that the condominium development is safe and sound, that the structural defects noted in court documents have been remediated/repaired. - 02/18/2025<br>|  | 2025-02-19 18:59 | Resolved | 3 | 1 | 3 | 1 |
| 102 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-01-31 16:29 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-01-31 16:29 | Cleared | 1 | 1 | 1 | 1 |
| 102 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-01-31 16:29 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-01-31 16:29 | Cleared | 1 | 1 | 1 | 1 |
| 102 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-01-31 16:29 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-01-31 16:29 | Cleared | 1 | 1 | 1 | 1 |
| 108 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-02-13 20:32 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-02-13 20:32 | Cleared | 1 | 1 | 1 | 1 |
| 108 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-02-13 20:32 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-02-13 20:32 | Cleared | 1 | 1 | 1 | 1 |
| 108 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-02-13 22:04 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-02-13 22:04 | Cleared | 1 | 1 | 1 | 1 |
| 104 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-02-05 17:27 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-02-05 17:27 | Cleared | 1 | 1 | 1 | 1 |
| 104 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-02-05 17:29 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-02-05 17:29 | Cleared | 1 | 1 | 1 | 1 |
| 104 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-02-05 17:30 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-02-05 17:30 | Cleared | 1 | 1 | 1 | 1 |
| 91 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-01-22 17:12 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-01-22 17:12 | Cleared | 1 | 1 | 1 | 1 |
| 91 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-01-22 17:12 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-01-22 17:12 | Cleared | 1 | 1 | 1 | 1 |
| 91 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-01-22 17:12 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-01-22 17:12 | Cleared | 1 | 1 | 1 | 1 |
| 109 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-02-13 22:22 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-02-13 22:22 | Cleared | 1 | 1 | 4 | 2 |
| 109 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-02-13 22:22 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-02-13 22:22 | Cleared | 1 | 1 | 4 | 2 |
| 109 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-02-13 22:41 | Property | Property Issue - Condo Ineligible | The subject condo project is ineligible. The subject is a condo and is part of current litigation. No documentation other than XXXXXX approval was provided. Guidelines require a statement from the borrower's attorney explaining the circumstances of the of lawsuit and the borrower's liability. A formal exception was done to proceed without this documentation. <br>|  |  |  | XXXXXX borrowers on the loan. Borrower contribution exceeds the requirement by at least XXXXXX%, Reserves are greater than XXXXXX months. | 2025-02-14 17:37 | Waived | 2 | 2 | 4 | 2 |
| 87 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-01-17 20:23 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-01-17 20:23 | Cleared | 1 | 1 | 1 | 1 |
| 87 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-01-17 20:23 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-01-17 20:23 | Cleared | 1 | 1 | 1 | 1 |
| 87 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-01-17 20:24 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-01-17 20:24 | Cleared | 1 | 1 | 1 | 1 |
| 115 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-02-20 14:35 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-02-20 14:35 | Cleared | 1 | 1 | 1 | 1 |
| 115 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-02-20 14:35 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-02-20 14:35 | Cleared | 1 | 1 | 1 | 1 |
| 115 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-02-20 14:35 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-02-20 14:35 | Cleared | 1 | 1 | 1 | 1 |
| 99 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-01-27 20:14 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-01-27 20:14 | Cleared | 1 | 1 | 1 | 1 |
| 99 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-01-27 20:15 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-01-27 20:15 | Cleared | 1 | 1 | 1 | 1 |
| 99 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-01-27 20:15 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-01-27 20:15 | Cleared | 1 | 1 | 1 | 1 |
| 107 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | REFINANCE | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-02-11 16:49 | Credit | Title Document Missing | Title document is missing. The title documents could not be found in the loan documents. <br>|  | Document Uploaded. Please see attached Title documents - 02/14/2025<br>| Documentation provided is sufficient. - 02/18/2025<br>Title document is fully present - 02/18/2025<br>|  | 2025-02-18 14:00 | Resolved | 3 | 1 | 3 | 1 |
| 107 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | REFINANCE | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-02-11 17:38 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-02-11 17:38 | Cleared | 1 | 1 | 3 | 1 |
| 107 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | REFINANCE | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-02-11 17:41 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-02-11 17:41 | Cleared | 1 | 1 | 3 | 1 |
| 103 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2025-02-03 15:47 | Credit | Gift Letter - No Evidence for Transfer of Funds | No evidence of the transfer of gift funds from the donor to the borrower was located in the file. Gift: XXXXXX withdrawal confirmation $XXXXXX, #XXXXXX, XXXXXX - page XXXXXX, deposited into non-borrowing spouse's XXXXXX #XXXXXX XXXXXX. $XXXXXX to borrower Checking #XXXXXX XXXXXX page XXXXXX-XXXXXX. Missing proof of remaining $XXXXXX into borrower's account. <br>|  | Document Uploaded. Please review uploaded exception - 07/16/2025 <br> Document Uploaded. Please review uploaded supporting documents for proof of gift funds being transfered - 02/06/2025 | Documentation of receipt of gift funds was not provided. A formal exception is in the file. - 07/17/2025<br>The documentation provided is in the file. The missing information is the remaining $52,797.30 being received into the borrower's account. The documentation shows the CD was closed and put into the non-borrower's account, but only $50,000 of the gift was documented into the borrower's account. - 02/07/2025<br>| The exception was approved due to no credit events past XXXXXX months, no consumer late payments in the last XXXXXX months, and an XXXXXX XXXXX% below the maximum. | 2025-07-17 12:47 | Waived | 3 | 2 | 3 | 2 |
| 103 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2025-02-03 15:50 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-02-03 15:50 | Cleared | 1 | 1 | 3 | 2 |
| 103 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2025-02-03 15:51 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-02-03 15:51 | Cleared | 1 | 1 | 3 | 2 |
| 103 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2025-02-05 14:03 | Credit | Gift Letter - Missing | A required gift letter was missing from the file and/or the donor funds were not verified. The XXXXXX #XXXXXX XXXXXX statement reflects a wire of $XXXXXX from someone with a name similar to the borrower's name. The wire states personal transfer to family or friends. Please provide the gift letter for these funds. <br>|  | The wire clearly states that it's a wire from XXXXXX account-borrower did a personal transfer from his another bank account,no need fro gift letter. - 02/06/2025 |  |  | 2025-02-07 14:18 | Resolved | 3 | 1 | 3 | 2 |
| 116 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-02-25 16:47 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-02-25 16:47 | Cleared | 1 | 1 | 3 | 1 |
| 116 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-02-25 16:47 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-02-25 16:47 | Cleared | 1 | 1 | 3 | 1 |
| 116 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-02-26 16:00 | Credit | Income - Rental Property | Rental income is not properly documented and/or supported. Please clarify. The file contains a XXXXXX for the new XXXXXX-month lease dated XXXXXX for $XXXXXX in monthly rent. It appears to have been assigned to the borrower. The XXXXXX reflects market rent of $XXXXXX and shows current rent of $XXXXXX. The higher, $XXXXXX, was used to qualify. Please clarify the discrepancy and document that the higher $XXXXXX is acceptable to be used to calculate the XXXXXX. <br>|  | Document Uploaded. Please see attached comment provided by XXXXXX - 02/26/2025 | Documentation provided is sufficient. - 02/27/2025<br>|  | 2025-02-27 14:27 | Resolved | 3 | 1 | 3 | 1 |
| 118 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-02-28 15:22 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-02-28 15:22 | Cleared | 1 | 1 | 3 | 2 |
| 118 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-02-28 15:22 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-02-28 15:22 | Cleared | 1 | 1 | 3 | 2 |
| 118 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-02-28 15:24 | Credit | Income - Guideline Requirements | The income documents provided in the loan file did not meet guidelines. Co-Borrower's income was used to qualify and the letter of employment provided includes the last XXXXXX years of income, but it doesn't provide the year to date income. Per guidelines, the year to date income that has been earned is required. A formal exception is located in the loan file. <br>|  |  |  | Several income sources and XXXXXX below XXXXXX%, XXXXXX >=XXXXXX% lower than loan program, XXXXXX borrowers on the loan | 2025-02-28 18:20 | Waived | 2 | 2 | 3 | 2 |
| 113 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-02-18 22:37 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-02-18 22:37 | Cleared | 1 | 1 | 1 | 1 |
| 113 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-02-18 22:37 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-02-18 22:37 | Cleared | 1 | 1 | 1 | 1 |
| 113 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-02-18 22:37 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-02-18 22:37 | Cleared | 1 | 1 | 1 | 1 |
| 129 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-03-20 21:19 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-20 21:19 | Cleared | 1 | 1 | 1 | 1 |
| 129 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-03-20 21:19 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-03-20 21:19 | Cleared | 1 | 1 | 1 | 1 |
| 129 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-03-20 21:19 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-03-20 21:19 | Cleared | 1 | 1 | 1 | 1 |
| 112 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2025-02-19 13:23 | Credit | Flood Insurance Effective Date is after the Note Date | Flood insurance effective date is after the Note date. The policy effective date is XXXXXX, but the disbursement date is XXXXXX. Please provide proof of coverage prior to the disbursement date. <br>|  | Document Uploaded. Please see attached flood insurance policy with effective date is XXXXXX - XXXXXX | updated policy received showing coverage at disbursement - 02/21/2025<br> Flood Insurance Effective Date of XXXXXX is prior to or equal to the Note Date of XXXXXX Or Flood Insurance Effective Date Is Not Provided - 02/21/2025 |  | 2025-02-21 13:44 | Resolved | 3 | 1 | 3 | 1 |
| 112 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2025-02-19 13:23 | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard insurance effective date is after the disbursement date. The policy effective date is XXXXXX, but the disbursement date is XXXXXX. Please provide proof of coverage prior to the disbursement date. <br>|  | Document Uploaded. Please see attached XXXXXX with effective date XXXXXX - 02/20/2025 | updated policy received showing coverage at disbursement - 02/21/2025<br> Hazard Insurance Effective Date of XXXXXX is prior to or equal to the Disbursement Date of XXXXXX Or the Date(s) Are Not Provided - 02/21/2025 |  | 2025-02-21 13:44 | Resolved | 3 | 1 | 3 | 1 |
| 112 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2025-02-19 13:42 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-02-19 13:42 | Cleared | 1 | 1 | 3 | 1 |
| 112 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2025-02-19 13:43 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-02-19 13:43 | Cleared | 1 | 1 | 3 | 1 |
| 111 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-02-15 21:47 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-02-15 21:47 | Cleared | 1 | 1 | 1 | 1 |
| 111 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-02-15 21:48 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-02-15 21:48 | Cleared | 1 | 1 | 1 | 1 |
| 111 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-02-15 21:49 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-02-15 21:49 | Cleared | 1 | 1 | 1 | 1 |
| 141 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-04-11 17:30 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-04-11 17:30 | Cleared | 1 | 1 | 1 | 1 |
| 141 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-04-11 17:30 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-11 17:30 | Cleared | 1 | 1 | 1 | 1 |
| 141 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-04-11 19:31 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-04-11 19:31 | Cleared | 1 | 1 | 1 | 1 |
| 117 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-02-25 17:19 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-02-25 17:19 | Cleared | 1 | 1 | 1 | 1 |
| 117 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-02-25 17:19 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-02-25 17:19 | Cleared | 1 | 1 | 1 | 1 |
| 117 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-02-25 17:20 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-02-25 17:20 | Cleared | 1 | 1 | 1 | 1 |
| 114 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-02-19 20:41 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-02-19 20:41 | Cleared | 1 | 1 | 1 | 1 |
| 114 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-02-19 20:42 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-02-19 20:42 | Cleared | 1 | 1 | 1 | 1 |
| 114 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-02-20 15:47 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-02-20 15:47 | Cleared | 1 | 1 | 1 | 1 |
| 128 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-03-18 17:47 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-03-18 17:47 | Cleared | 1 | 1 | 1 | 1 |
| 128 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-03-18 17:48 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-03-18 17:48 | Cleared | 1 | 1 | 1 | 1 |
| 128 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-03-18 17:48 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-18 17:48 | Cleared | 1 | 1 | 1 | 1 |
| 120 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 5 | 2025-03-02 16:09 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-03-02 16:09 | Cleared | 1 | 1 | 3 | 1 |
| 120 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 5 | 2025-03-02 16:09 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-02 16:09 | Cleared | 1 | 1 | 3 | 1 |
| 120 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 5 | 2025-03-02 16:10 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Borrowers obtained a new mortgage with XXXXXX on XXXXXX with loan #XXXXXX. Proof of new XXXXXX obligation for this property is not present in file. <br>|  | Document Uploaded. Please review uploaded Note and final XXXXXX for XXXXXX XXXXXX - 03/04/2025 | Documentation to confirm XXXXXX for REO provided, condition resolved. - 03/05/2025<br>|  | 2025-03-05 15:16 | Resolved | 3 | 1 | 3 | 1 |
| 120 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 4 of 5 | 2025-03-02 16:10 | Credit | Assets - Earnest Money Deposit | The earnest money deposit was not properly documented and/or sourced. File does not contain proof that total XXXXXX in the amount of XXXXXX originated from the borrower's own funds. Without evidence of the XXXXXX funds there is a reserve shortage of $XXXXXX. Please provide evidence of XXXXXX funds being withdrawn from borrower funds. <br>|  | XXXXXX was backed out - 03/05/2025<br>| Condition resolved by removing XXXXXX from verified assets per lender. - 03/05/2025<br>Backing out XXXXXX of $63,000 results in a reserve shortage of $24,430.68. Please see condition for reserves and provide documentation to satisfy the reserve and/or XXXXXX requirement. - 03/05/2025<br>|  | 2025-03-05 15:59 | Resolved | 3 | 1 | 3 | 1 |
| 120 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 5 of 5 | 2025-03-05 15:36 | Credit | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited reserves months are less than the guideline required reserve months. XXXXXX of $XXXXXX not verified. Backing out the XXXXXX results in a reserve shortage of $XXXXXX.  |  |  | Audited Reserves of 59.95 month(s) are greater than or equal to Guideline Required Reserves of 12 month(s) - 03/05/2025<br>Audited Reserves of month(s) are greater than or equal to Guideline Required Reserves of month(s) - 03/05/2025<br>|  | 2025-03-05 15:58 | Resolved | 3 | 1 | 3 | 1 |
| 121 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-03-10 12:20 | Credit | Borrower - Residency Alien Documentation | The borrower indicates Resident Alien status, however, the file contains no evidence documenting status as legally. Borrower is a non permanent resident. auditor could not locate the visa in the file. The only Identification documentation found was the passport. <br>|  | Document Uploaded. - 03/13/2025 <br>Document Uploaded. - 03/11/2025<br>| Received ITIN letter. Borrower was qualified under the Super Prime program which requires, in addition to SSN or ITIN, "They have current, verified status, which may be documented by a valid employment authorization document (EAD) showing immigration status/program (if status is unclear, the underwriter can request I-797 to verify borrower's status), or other documentation showing immigration status is current (e.g., Green Card, work visa, etc.)." per Guideline section 13.3.2 Verification of Residency Status. Please provide the required residency verification. - 03/12/2025<br>|  | 2025-03-13 22:41 | Resolved | 3 | 1 | 3 | 1 |
| 121 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-03-10 16:33 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-03-10 16:33 | Cleared | 1 | 1 | 3 | 1 |
| 121 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-03-10 18:12 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required XXXXXX party valuation product. XXXXXX score provided exceeds XXXXXX score. <br>|  | Document Uploaded. - 03/11/2025<br>|  |  | 2025-03-12 17:03 | Resolved | 3 | 1 | 3 | 1 |
| 123 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-03-12 00:45 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-03-12 00:45 | Cleared | 1 | 1 | 1 | 1 |
| 123 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-03-12 00:45 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-03-12 00:45 | Cleared | 1 | 1 | 1 | 1 |
| 123 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-03-12 00:45 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-12 00:45 | Cleared | 1 | 1 | 1 | 1 |
| 124 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-03-09 14:28 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-09 14:28 | Cleared | 1 | 1 | 1 | 1 |
| 124 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-03-09 14:28 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-03-09 14:28 | Cleared | 1 | 1 | 1 | 1 |
| 124 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-03-10 04:42 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-03-10 04:42 | Cleared | 1 | 1 | 1 | 1 |
| 130 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-03-21 18:10 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-03-21 18:10 | Cleared | 1 | 1 | 1 | 1 |
| 130 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-03-21 18:10 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-21 18:10 | Cleared | 1 | 1 | 1 | 1 |
| 130 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-03-21 18:10 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-03-21 18:10 | Cleared | 1 | 1 | 1 | 1 |
| 125 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-03-08 20:25 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-08 20:25 | Cleared | 1 | 1 | 2 | 1 |
| 125 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-03-08 20:25 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-03-08 20:25 | Cleared | 1 | 1 | 2 | 1 |
| 125 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-03-12 20:27 | Credit | Purchase Contract - Addendum Missing | The Purchase Contract Addendum is missing. missing addendum for $XXXXXX seller credit <br>|  | Document Uploaded. Please review uploaded addendum - 03/17/2025<br>| documentation meet guideline requirements - 03/18/2025<br>|  | 2025-03-18 16:36 | Resolved | 2 | 1 | 2 | 1 |
| 127 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-03-17 01:37 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Per guidelines if the borrow has at least XXXXXX XXXXXX credit score it will be used for qualifying and pricing purposes. A formal exception is located in the loan file due to use of a XXXXXX Verification of Deposit as bank reference letter. <br>|  |  |  | The exception was approved based on no credit events in the past XXXXXX months, an XXXXXX XXXXXX% below maximum, and reserves greater XXXXXX months. | 2025-03-17 17:30 | Waived | 2 | 2 | 2 | 2 |
| 127 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-03-17 01:37 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-17 01:37 | Cleared | 1 | 1 | 2 | 2 |
| 127 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-03-17 01:38 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-03-17 01:38 | Cleared | 1 | 1 | 2 | 2 |
| 126 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-03-13 00:23 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-03-13 00:23 | Cleared | 1 | 1 | 1 | 1 |
| 126 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-03-13 00:24 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-03-13 00:24 | Cleared | 1 | 1 | 1 | 1 |
| 126 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-03-13 00:24 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-13 00:24 | Cleared | 1 | 1 | 1 | 1 |
| 143 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 5 | 2025-04-23 18:33 | Credit | Income - Income Documentation Missing | The loan file did not contain the required income documentation. Lender used $XXXXXX XXXXXX base salary and $XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX. Missing currency converter for XXXXXX paystub Salary and XXXXXX information. <br>|  | Document Uploaded. XXXXXX the required currency conversion for the income. <br> - 04/25/2025 | Documentation provided is sufficient. - 04/29/2025<br>|  | 2025-04-29 13:02 | Resolved | 3 | 1 | 3 | 1 |
| 143 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 5 | 2025-04-23 19:18 | Credit | Assets - Miscellaneous | The loan file does not contain all required asset documentation. Missing the currency converter for XXXXXX xXXXXXX $XXXXXX assets used in the review. <br>|  | ...provided please see attached document "Currency conversion - XXXXXX - XXXXXX dated - XXXXXX" - 04/25/2025 <br> Document Uploaded. XXXXXX the currency conversion requested for the account XXXXXX #XXXXXX. - 04/25/2025 | Documentation provided is sufficient. - 04/29/2025<br>|  | 2025-04-29 13:03 | Resolved | 3 | 1 | 3 | 1 |
| 143 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 5 | 2025-04-23 19:20 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-23 19:20 | Cleared | 1 | 1 | 3 | 1 |
| 143 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 5 | 2025-04-24 13:13 | Credit | Assets - Large Deposits | The loan file does not contain all required asset documentation. Asset statements in file verified a large deposit which when removed from assets results in a shortage and the loan file does not contain sufficient documentation to source the deposit. There is a large $XXXXXX deposit XXXXXX into XXXXXX x XXXXXX - XXXXXX letter from the business partner states this is business funds. However, a XXXXXX letter states these funds are from the partner's personal account. Missing XXXXXX xXXXXXX to source the funds to determine if the funds are business or a gift. <br>|  | Document Uploaded. The statement received from XXXXXX # XXXXXX is attached for your reference.<br>The funds are transferred from the personal account from XXXXXX however the funds are not considered as gift as XXXXXX is XXXXXX% owner in the business XXXXXX.<br> - 04/25/2025 | Received statement for XXXXXX owned by non-borrowing business partner/vested owner XXXXXX. Funds transferred into shared business account for purpose of the subject transaction. Condition resolved. - 05/01/2025 |  | 2025-05-01 17:32 | Resolved | 3 | 1 | 3 | 1 |
| 143 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 5 | 2025-04-24 13:18 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-04-24 13:18 | Cleared | 1 | 1 | 3 | 1 |
| 152 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-05-10 14:36 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-10 14:36 | Cleared | 1 | 1 | 1 | 1 |
| 152 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-05-10 14:36 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-10 14:36 | Cleared | 1 | 1 | 1 | 1 |
| 152 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-05-10 14:36 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-05-10 14:36 | Cleared | 1 | 1 | 1 | 1 |
| 140 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-04-08 03:46 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-08 03:46 | Cleared | 1 | 1 | 1 | 1 |
| 140 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-04-08 03:47 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-04-08 03:47 | Cleared | 1 | 1 | 1 | 1 |
| 140 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-04-08 03:47 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-04-08 03:47 | Cleared | 1 | 1 | 1 | 1 |
| 137 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-04-04 21:45 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-04-07 14:47 | Cleared | 1 | 1 | 3 | 1 |
| 137 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-04-07 13:39 | Compliance | Condo Rider is Missing | Condo Rider is missing. <br>|  | Document Uploaded. Please find the Mortgage with Condo rider. - 05/03/2025 <br> Document Uploaded. Subject property type is XXXXXX, according to appraisal report, Specific Zoning Classification is XXXXXX. - 04/07/2025 | Documentation provided is sufficient. - 05/05/2025<br>Based on the legal description of the property on title, the appraisal, and the condo rider to the purchase contract, the subject is a condominium and therefore requires a Condo Rider. - 04/08/2025<br>|  | 2025-05-05 12:58 | Resolved | 3 | 1 | 3 | 1 |
| 137 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-04-07 13:51 | Property | Missing Homeowner's Association Questionnaire | Per the appraisal and the title, the subject is a condominium, however the file contains no questionnaire. Please provide and validate the condo meets all guideline requirements. <br>|  | Document Uploaded. Please see the Condo Questionnaire attached. - 04/10/2025 <br> Document Uploaded. Subject property type is XXXXXX, according to appraisal report, Specific Zoning Classification is XXXXXXX. - 04/07/2025 | Documentation provided is sufficient. - 04/11/2025<br>Based on the legal description of the property on title, the appraisal, and the condo rider to the purchase contract, the subject is a condominium and therefore requires a Condo Questionnaire. - 04/08/2025<br>|  | 2025-04-11 14:05 | Resolved | 3 | 1 | 3 | 1 |
| 139 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2025-04-08 00:13 | Credit | Assets - Miscellaneous | The loan file does not contain all required asset documentation. Reference letter from bank does not have address and phone number plus no evidence of residence for the borrower. Reference letter doesn't identify who complete this at the depository. A formal exception is in the file. <br>|  |  |  | The exception was approved due to residual income of at least $XXXXXX, XXXXXX > = XXXXXX% lower than loan program requirement, and XXXXXX years or more in the same line of employment. | 2025-04-09 15:05 | Waived | 2 | 2 | 3 | 2 |
| 139 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2025-04-08 01:44 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-04-08 01:44 | Cleared | 1 | 1 | 3 | 2 |
| 139 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2025-04-08 01:45 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-08 01:45 | Cleared | 1 | 1 | 3 | 2 |
| 139 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2025-04-09 17:07 | Credit | Credit Documentation - Payment History Missing | The loan file did not contain sufficient documentation to verify the payment history as required. The final XXXXXX in the file reflects the borrower has several XXXXXX credit liabilities, however they are not reflected on the credit report. Please document each of the tradelines to support the amounts used to qualify. <br>|  | Document Uploaded. The liabilities were found on the borrower's bank statement - XXXXXX xXXXXXX and thus added to the XXXXXX. - 04/10/2025 | Documentation provided is sufficient. - 04/11/2025<br>|  | 2025-04-11 14:06 | Resolved | 3 | 1 | 3 | 2 |
| 131 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 5 | 2025-03-25 19:02 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-25 19:02 | Cleared | 1 | 1 | 3 | 1 |
| 131 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 5 | 2025-03-25 19:02 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-03-25 19:02 | Cleared | 1 | 1 | 3 | 1 |
| 131 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 5 | 2025-03-26 14:46 | Credit | Audited CLTV Exceeds Guideline CLTV | Audited XXXXXX exceeds guideline XXXXXX. per guidelines max XXXXXX% cash out. no exception form in file <br>|  | Document Uploaded. The property was acquired in XXXXXX. This would meet sufficient seasoning to not have a XXXXXX cap applied. Per our rate sheet for a foreign national with a XXXXXX XXXXXX on a cash out refinance of a XXXXXX unit XXXXXX, the maximum XXXXXX is XXXXXX. - 03/27/2025 | Audited XXXXXX of 70% is less than or equal to Guideline XXXXXX of 70% - 03/28/2025<br>|  | 2025-03-28 17:19 | Resolved | 3 | 1 | 3 | 1 |
| 131 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 5 | 2025-03-26 14:46 | Credit | Audited HCLTV Exceeds Guideline HCLTV | Audited XXXXXX exceeds guideline XXXXXX. per guidelines max XXXXXX% cash out. no exception form in file <br>|  | replied to a previous condition - 03/27/2025<br>| Audited HXXXXXX of 70% is less than or equal to Guideline HXXXXXX of 70% - 03/28/2025<br>|  | 2025-03-28 17:19 | Resolved | 3 | 1 | 3 | 1 |
| 131 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 5 | 2025-03-26 14:46 | Credit | Audited LTV Exceeds Guideline LTV | Audited XXXXXX exceeds guideline XXXXXX. per guidelines max XXXXXX% cash out. no exception form in file <br>|  | replied to a previous condition - 03/27/2025<br>| updated matrix validate 70% XXXXXX/XXXXXX/HXXXXXX - 03/28/2025<br>Audited XXXXXX of 70% is less than or equal to Guideline XXXXXX of 70% - 03/28/2025<br>|  | 2025-03-28 17:19 | Resolved | 3 | 1 | 3 | 1 |
| 144 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-04-30 17:33 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-04-30 17:33 | Cleared | 1 | 1 | 1 | 1 |
| 144 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-04-30 17:34 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-30 17:34 | Cleared | 1 | 1 | 1 | 1 |
| 144 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-04-30 19:31 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-04-30 19:31 | Cleared | 1 | 1 | 1 | 1 |
| 133 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2025-03-26 15:14 | Credit | Citizenship Documentation Not Provided | Borrower XXXXXX Citizenship Documentation is missing from the file. Could not locate the visa for borrower XXXXXX and borrower XXXXXX. <br>|  | Document Uploaded. According to XXXXXX, residents of countries participating in the XXXXXX will not be required to provide a valid visa. Unexpired XXXXXX from is required. - 03/27/2025 | documentation meet guideline requirements - 03/28/2025<br>|  | 2025-03-28 13:59 | Resolved | 3 | 1 | 3 | 1 |
| 133 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2025-03-26 15:36 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required XXXXXX party valuation product.  |  | Document Uploaded. Please find the XXXXXX attached. - 03/27/2025<br>| documentation meet guideline requirements - 03/28/2025<br>|  | 2025-03-28 14:05 | Resolved | 3 | 1 | 3 | 1 |
| 133 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2025-03-26 15:42 | Credit | Hazard Insurance Policy is Partial | Hazard insurance policy partially provided. The hazard policy in the file only shows $XXXXXX for annual premium. According to the approval the annual premium should be $XXXXXX. Need the accurate policy to be provided. <br>|  | Document Uploaded. 1,517.04 includes personal liability from policy #0970. - 03/27/2025<br>| documentation meet guideline requirements - 03/28/2025<br>Hazard Insurance Policy is fully present - 03/28/2025<br>|  | 2025-03-28 14:01 | Resolved | 3 | 1 | 3 | 1 |
| 133 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2025-03-26 15:49 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-03-26 15:49 | Cleared | 1 | 1 | 3 | 1 |
| 138 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 2 | 2025-04-07 15:43 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-07 15:43 | Cleared | 1 | 1 | 3 | 1 |
| 138 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 2 | 2025-04-07 16:32 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-04-07 16:32 | Cleared | 1 | 1 | 3 | 1 |
| 136 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-04-04 21:57 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-04 21:57 | Cleared | 1 | 1 | 1 | 1 |
| 136 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-04-04 21:58 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-04-04 21:58 | Cleared | 1 | 1 | 1 | 1 |
| 136 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-04-04 21:58 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-04-04 21:58 | Cleared | 1 | 1 | 1 | 1 |
| 132 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-03-25 15:18 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-25 15:18 | Cleared | 1 | 1 | 1 | 1 |
| 132 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-03-25 15:18 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-03-25 15:18 | Cleared | 1 | 1 | 1 | 1 |
| 132 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-03-26 14:27 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-03-26 14:27 | Cleared | 1 | 1 | 1 | 1 |
| 134 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-04-02 01:30 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-04-02 01:30 | Cleared | 1 | 1 | 1 | 1 |
| 134 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-04-02 01:31 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-02 01:31 | Cleared | 1 | 1 | 1 | 1 |
| 134 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-04-02 14:20 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-04-02 14:20 | Cleared | 1 | 1 | 1 | 1 |
| 135 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-04-01 23:32 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-01 23:32 | Cleared | 1 | 1 | 3 | 2 |
| 135 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-04-01 23:33 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-04-01 23:33 | Cleared | 1 | 1 | 3 | 2 |
| 135 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-04-02 17:17 | Credit | Credit Documentation - Credit Supplement Missing | The loan file did not contain the credit supplement as required. 1. Missing required bank reference letter or other financial institution letter. 2. Missing XXXXXX party evidence of residence where borrower lives with translation. <br>|  | Document Uploaded. The borrower does not have XXXXXX credit so no soft pull is needed as there would be no inquiries as there is no XXXXXX credit. This is the reason we condition for the credit reference letter. The pictured document below is the credit reference letter and was approved by XXXXXX to be used per the exception. - 04/03/2025 | Guidelines-Bank reference letter with 2 years or more. Bank reference letter covers 1.5 years. A formal exception is in file. - 04/04/2025<br>| Compensating factors-XXXXXX XXXXXX% below maximum. Borrower contribution exceeds requirement >=XXXXXX%. Reserves >XXXXXX months. | 2026-02-06 18:47 | Waived | 3 | 2 | 3 | 2 |
| 149 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-05-05 00:45 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Missing bank/credit reference letter and XXXXXX party evidence of residence where the borrower lives with translation <br>|  | Document Uploaded. These were provided with initial upload. Please find attached - 05/13/2025<br>| documentation meet guideline requirements - 05/14/2025<br>|  | 2025-05-14 13:01 | Resolved | 3 | 1 | 3 | 1 |
| 149 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-05-05 01:18 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-05 01:18 | Cleared | 1 | 1 | 3 | 1 |
| 149 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-05-05 01:19 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-05-05 01:19 | Cleared | 1 | 1 | 3 | 1 |
| 159 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-05-28 13:53 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-28 13:53 | Cleared | 1 | 1 | 1 | 1 |
| 159 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-05-28 13:54 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-28 13:54 | Cleared | 1 | 1 | 1 | 1 |
| 159 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-05-28 13:54 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-05-28 13:54 | Cleared | 1 | 1 | 1 | 1 |
| 142 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-04-12 15:49 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-04-12 15:49 | Cleared | 1 | 1 | 1 | 1 |
| 142 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-04-12 15:49 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-04-12 15:49 | Cleared | 1 | 1 | 1 | 1 |
| 142 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-04-12 15:49 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-12 15:49 | Cleared | 1 | 1 | 1 | 1 |
| 148 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-05-05 18:51 | Compliance | The Final 1003 is Incomplete | The final XXXXXX is incomplete. Borrower - XXXXXX Final XXXXXX is missing XXXXXX, Citizenship, current residence address, XXXXXX: Assets, XXXXXX: Financial Information – Real Estate (Credit/Fraud report shows other XXXXXX's owned that matches initial XXXXXX), all Section XXXXXX: Demographic Information. <br>Borrower - XXXXXX Final XXXXXX is missing Currently rent or own current residence question, Section XXXXXX: XXXXXX. Have you had ownership in property in last XXXXXX years is required due to investment property purchase. <br>|  | Document Uploaded. Please find attached - 06/05/2025 | Final 1003 provided, condition resolved. - 06/05/2025<br>The final 1003 is present - 06/05/2025<br>|  | 2025-06-05 14:48 | Resolved | 3 | 1 | 3 | 1 |
| 148 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-05-06 13:01 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-06 13:01 | Cleared | 1 | 1 | 3 | 1 |
| 148 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-05-06 13:41 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-06 13:41 | Cleared | 1 | 1 | 3 | 1 |
| 147 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-05-01 12:43 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-01 12:43 | Cleared | 1 | 1 | 2 | 2 |
| 147 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-05-01 12:43 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-05-01 12:43 | Cleared | 1 | 1 | 2 | 2 |
| 147 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-05-02 17:40 | Credit | Credit Documentation - Letter of Explanation | The loan file did not contain a letter of explanation as required. The borrower is a foreign national. According to guidelines, a bank reference letter is required, but it is missing from the loan file. A formal exception is included in the loan file to allow. <br>|  |  |  | XXXXXX XXXXXX% below the maximum. Borrower contribution exceeds the requirement by at least XXXXXX%. Reserves are greater than XXXXXX months | 2025-05-02 17:40 | Waived | 2 | 2 | 2 | 2 |
| 160 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-05-29 17:05 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-29 17:05 | Cleared | 1 | 1 | 1 | 1 |
| 160 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-05-29 17:05 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-29 17:05 | Cleared | 1 | 1 | 1 | 1 |
| 160 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-05-29 17:05 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-05-29 17:05 | Cleared | 1 | 1 | 1 | 1 |
| 145 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-04-30 19:36 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-04-30 19:36 | Cleared | 1 | 1 | 1 | 1 |
| 145 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-04-30 19:36 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-04-30 19:36 | Cleared | 1 | 1 | 1 | 1 |
| 145 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-04-30 19:37 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-30 19:37 | Cleared | 1 | 1 | 1 | 1 |
| 154 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2025-05-15 12:36 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-15 12:36 | Cleared | 1 | 1 | 2 | 2 |
| 154 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2025-05-15 12:36 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-05-15 12:36 | Cleared | 1 | 1 | 2 | 2 |
| 154 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2025-05-16 18:34 | Credit | Cash reserves less than required by guidelines | Total Cash reserves of $XXXXXX are less than $XXXXXX. Foreign National reserve requirement is XXXXXX months. A formal exception is in the loan file. <br>|  | No credit events past XXXXXX months, Borrower contribution exceeds requirement >=XXXXXX%, Reserves >XXXXXX months. The XXXXXX max is XXXXXX%. - 05/16/2025 <br>|  | No credit events past XXXXXX months, borrower contribution exceeds requirements >XXXXXX%, reserves >XXXXXX months | 2026-02-09 17:03 | Waived | 2 | 2 | 2 | 2 |
| 154 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2025-05-16 18:36 | Credit | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited reserves months are less than the guideline required reserve months. Foreign National reserve requirement is XXXXXX months. A formal exception is in the file. <br>|  |  |  | No credit events past XXXXXX months, Borrower contribution exceeds requirement >=XXXXXX%, and XXXXXX max is XXXXXX% | 2026-02-09 18:45 | Waived | 2 | 2 | 2 | 2 |
| 150 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-05-07 16:29 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-07 16:29 | Cleared | 1 | 1 | 1 | 1 |
| 150 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-05-07 16:29 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-05-07 16:29 | Cleared | 1 | 1 | 1 | 1 |
| 150 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-05-07 16:44 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-07 16:44 | Cleared | 1 | 1 | 1 | 1 |
| 146 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-05-01 13:12 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-01 13:12 | Cleared | 1 | 1 | 1 | 1 |
| 146 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-05-01 13:12 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-05-01 13:12 | Cleared | 1 | 1 | 1 | 1 |
| 146 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-05-01 23:29 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-01 23:29 | Cleared | 1 | 1 | 1 | 1 |
| 156 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2025-05-20 02:40 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-20 02:40 | Cleared | 1 | 1 | 3 | 1 |
| 156 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2025-05-20 02:40 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-05-20 02:40 | Cleared | 1 | 1 | 3 | 1 |
| 156 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2025-05-20 12:23 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Documentation to validate XXXXXX Primary Expense $XXXXXX & XXXXXX Primary Expense $XXXXXX <br>|  | Document Uploaded. Please find verification for XXXXXX - Taxes, XXXXXX and XXXXXX in XXXXXX; and for XXXXXX in XXXXXX. - 05/21/2025 | documentation meet guideline requirements - 05/21/2025<br>|  | 2025-05-21 15:10 | Resolved | 3 | 1 | 3 | 1 |
| 156 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2025-05-20 12:31 | Credit | Flood Insurance Policy Missing | Missing flood insurance policy. XXXXXX Annual $XXXXXX policy not in file <br>|  | Document Uploaded. Flood insurance invoice states annual premium of XXXXXX. - 05/20/2025 | documentation meet guideline requirements - 05/21/2025<br>|  | 2025-05-21 15:11 | Resolved | 3 | 1 | 3 | 1 |
| 151 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-05-09 14:24 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-09 14:24 | Cleared | 1 | 1 | 1 | 1 |
| 151 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-05-09 14:24 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-05-09 14:24 | Cleared | 1 | 1 | 1 | 1 |
| 151 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-05-09 14:24 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-09 14:24 | Cleared | 1 | 1 | 1 | 1 |
| 153 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-05-14 19:35 | Credit | Hazard Insurance Policy is Missing | Missing hazard insurance policy. XXXXXX policy in the loan file states $XXXXXX annual premium. Missing XXXXXX policy that states $XXXXXX annual premium used in the review. <br>|  | Document Uploaded. Please see the Insurance Invoice. - 05/16/2025<br>| HO- 6 invoice shows the initial premium $1099.02 that matches the policy in the loan file. The invoice provided shows the additional charges that total $1260.97 annual premium. This is acceptable. - 05/16/2025<br>|  | 2025-05-16 15:33 | Resolved | 3 | 1 | 3 | 1 |
| 153 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-05-14 19:39 | Property | Missing Homeowner's Association Questionnaire | Missing the Homeowner's Association Questionnaire. <br>|  | Document Uploaded. Questionnaire is valid for XXXXXX years. - 05/19/2025 <br> Document Uploaded. Please see the XXXXXX questionnaire for the project. - 05/16/2025 | XXXXXX Condo approved project and questionnaire expiration 9/26/2025 provided and acceptable. - 05/22/2025<br>The condo project review questionnaire provided for a unit in the same building as the subject expired 9/26/2024. The information needed to verify any current litigation and property condition is outdated. The attached Homeowner association is not legible and does not show all pages, date etc. The Homeowners Association Questionnaire is required. - 05/16/2025<br>|  | 2025-05-22 12:04 | Resolved | 3 | 1 | 3 | 1 |
| 153 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-05-14 19:49 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-05-14 19:49 | Cleared | 1 | 1 | 3 | 1 |
| 167 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-06-18 14:56 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-18 20:09 | Cleared | 1 | 1 | 3 | 1 |
| 167 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-06-18 20:10 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-06-18 20:10 | Cleared | 1 | 1 | 3 | 1 |
| 167 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-06-18 20:29 | Credit | Assets - Insufficient Cash to Close or Reserves | Borrower(s) total verified assets are insufficient for cash to close or reserves. Based on the XXXXXX (minus XXXXXX gift funds), XXXXXX account and XXXXXX account plus the gift of $XXXXXX (XXXXXX) - it appears the loan is short $XXXXXX in reserves.<br>|  | Document Uploaded. Borrower`s total assets is XXXXXX, enough to cover XXXXXX (XXXXXX) + reserves (XXXXXX). - 06/20/2025 | Clarification of 3 different XP accounts with Account XXXXXX supports sufficient funds. - 06/23/2025 |  | 2025-06-23 13:06 | Resolved | 3 | 1 | 3 | 1 |
| 163 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-06-09 19:04 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-09 19:04 | Cleared | 1 | 1 | 1 | 1 |
| 163 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-06-09 19:04 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-06-09 19:04 | Cleared | 1 | 1 | 1 | 1 |
| 163 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-06-09 19:05 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-06-09 19:05 | Cleared | 1 | 1 | 1 | 1 |
| 179 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-07-18 20:45 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. XXXXXX loan - compliance XXXXXX <br>|  |  |  |  | 2025-07-22 17:20 | Cleared | 1 | 1 | 2 | 2 |
| 179 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-07-22 17:29 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-22 17:29 | Cleared | 1 | 1 | 2 | 2 |
| 179 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-07-22 17:33 | Credit | Condo - Master Policy Insufficient | The master hazard insurance policy verified total coverage which was not sufficient to cover total required coverage. Ordinance or law endorsement is not included into the master insurance. A formal exception was provided. <br>|  |  |  | The exception was approved based on borrower contribution exceeds requirements by at least XXXXXX%, reserves greater than XXXXXX months, and a XXXXXX over XXXXXX. The exception was conditioned to a maximum of XXXXXX% XXXXXX. | 2025-07-22 17:33 | Waived | 2 | 2 | 2 | 2 |
| 308 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | 2026-01-01 18:51 | Credit | Citizenship Documentation Not Provided | Borrower XXXXXX Citizenship Documentation is missing from the file. The borrower is a non permanent resident alien and documentation must be provided to show that the borrower is legally present in the XXXXXX. Please provide a Social Security Number (XXXXXX); and a valid employment authorization document (XXXXXX) showing immigration status/program or other documentation showing immigration status is current (e.g., XXXXXX, work visa, etc.). <br>|  | XXXXXX documentation provided from XXXXXX, found in trailing docs. Condition resolved. XXXXXX - 01/13/2026 <br> Document Uploaded. - 01/12/2026 | ITIN documentation provided from IRS, found in trailing docs. Condition resolved. MK - 01/13/2026<br>|  | 2026-01-13 19:20 | Resolved | 3 | 1 | 3 | 1 |
| 308 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | 2026-01-01 19:37 | Credit | Gift Letter - No Evidence for Transfer of Funds | No evidence of the transfer of gift funds from the donor to the borrower was located in the file. The loan was approved with gift funds of $XXXXXX. Documentation of the transfer of these funds is missing from the loan file. <br>|  | Document Uploaded. - 01/12/2026<br>| Receipt of gift funds that were provided for the earnest money deposit were given to the broker in the amount of $5000. - 01/13/2026<br>|  | 2026-01-13 19:13 | Resolved | 3 | 1 | 3 | 1 |
| 308 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | 2026-01-01 19:39 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied.  |  |  |  |  | 2026-01-01 19:39 | Cleared | 1 | 1 | 3 | 1 |
| 308 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | 2026-01-06 18:47 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-06 18:47 | Cleared | 1 | 1 | 3 | 1 |
| 161 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 7 | 2025-06-02 16:48 | Credit | Borrower 1 CPA Letter Missing | Borrower XXXXXX XXXXXX letter missing from the file.  |  | Document Uploaded. Please review uploaded XXXXXX letter - 06/05/2025<br>| XXXXXX letter with prior 2 years income and ownership percentage received. Condition resolved. - 06/06/2025<br>Borrower 1 XXXXXX letter provided - 06/06/2025<br>|  | 2025-06-06 18:32 | Resolved | 3 | 1 | 3 | 1 |
| 161 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 7 | 2025-06-02 16:48 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower XXXXXX XXXXXX party XXXXXX prior to close missing.  |  | Document Uploaded. Borrower is XXXXXX,we had XXXXXX letter on file .XXXXXX letter re-uploaded - 06/05/2025 | XXXXXX status received. Condition resolved. - 06/06/2025<br> Borrower 1 3rd Party VOE prior to close was provided. - 06/06/2025 |  | 2025-06-06 18:33 | Resolved | 3 | 1 | 3 | 1 |
| 161 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 7 | 2025-06-02 17:48 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Missing Evidence of Monthly Insurance, Taxes, Association Dues, etc. in the amount of $XXXXXX as reflect on the final XXXXXX and XXXXXX for the borrowers primary residence located at XXXXXX. <br>|  | Document Uploaded. Please review uploaded documents - 06/05/2025<br>| XXXXXX letter received states tax and XXXXXX dues for primary, currency conversion also provided. Condition resolved. - 06/06/2025<br>|  | 2025-06-06 18:39 | Resolved | 3 | 1 | 3 | 1 |
| 161 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 7 | 2025-06-02 17:49 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-02 17:49 | Cleared | 1 | 1 | 3 | 1 |
| 161 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 7 | 2025-06-02 17:49 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-06-02 17:49 | Cleared | 1 | 1 | 3 | 1 |
| 161 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 6 of 7 | 2025-06-02 17:50 | Credit | Liabilities - Not Verified | The application lists debts that were not verified on the credit report and not independently verified. Missing evidence of All Other Monthly Payments Used in Qualifying $XXXXXX as reflected on the final XXXXXX <br>|  | Document Uploaded. As per XXXXXX letter ,borrower's primary Home has taxes XXXXXX and XXXXXX $XXXXXX dues .Currency converter uploaded for taxes and XXXXXX dues. It looks that system is calculating primary expenses twice. - 06/05/2025 | Resolved as noted, additional documentation not requested. Condition resolved. - 06/06/2025<br>|  | 2025-06-06 18:42 | Resolved | 3 | 1 | 3 | 1 |
| 161 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 7 of 7 | 2025-06-02 17:52 | Credit | Corporate OR Partnership: Names and ownership percentages for Partners & Limited Partners is Missing | The loan file does not contain the corporate or partnership names and ownership percentages for partners and limited partners. Missing evidence of ownership percentage for XXXXXX. Missing business entity formation documents for XXXXXX XXXXXX <br>|  | Document Uploaded. Please review uploaded XXXXXX letter for ownership XXXXXX ,documentation related to XXXXXX XXXXXX uploaded. - 06/05/2025 | XXXXXX letter stating borrow holds 50% ownership of XXXXXX LTDA received. EIN and Articles of Organization received for XXXXXX XXXXXX. Condition resolved. - 06/06/2025 |  | 2025-06-06 18:36 | Resolved | 3 | 1 | 3 | 1 |
| 155 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-05-15 13:35 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-15 13:35 | Cleared | 1 | 1 | 2 | 2 |
| 155 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-05-15 13:35 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-05-15 13:35 | Cleared | 1 | 1 | 2 | 2 |
| 155 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-05-16 17:24 | Credit | Credit Profile - Credit History Insufficient | The documented credit history does not meet guidelines. The loan program requires XXXXXX bank reference letter for the borrower indicating the account has been open for at least XXXXXX years. All documents must be translated in English by a certified translator. A Formal exception is in the loan file. <br>|  |  |  | The borrower contribution exceeds requirement >=XXXXXX%, Reserves >XXXXXX months, and the XXXXXX>XXXXXX. | 2025-05-16 17:24 | Waived | 2 | 2 | 2 | 2 |
| 162 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 5 | 2025-06-19 19:59 | Credit | Income - Rental Property | Rental income is not properly documented and/or supported. Income in the amount of $XXXXXX was used for XXXXXX. Proof of rent is not present in file. <br>|  | That XXXXXX is incorrect. We have $XXXXXX in rental income for that property.<br>Rental income is being used from subject property - 07/01/2025 <br> Document Uploaded. There is no rental income associated with that property in XXXXXX: <br> - 06/26/2025 <br> Document Uploaded. The rental income is for the subject property $XXXXXX as evidenced by the XXXXXX. - 06/24/2025 | Additional findings to be set. Per below final 1003 used no income for REO XXXXXX. - 07/02/2025<br> Document Uploaded. See attached screenshot from final 1003. Without the rental income using full XXXXXXs for this property XXXXXX 54.44% which exceeds 50% guidelines. - 06/27/2025<br> Document provided is for the subj property XXXXXX. Request is for rental documentation for REO XXXXXX. Proof of rent is not present in file. - 06/25/2025 |  | 2025-07-02 15:34 | Resolved | 3 | 1 | 3 | 1 |
| 162 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 5 | 2025-06-19 20:22 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-06-19 20:22 | Cleared | 1 | 1 | 3 | 1 |
| 162 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 5 | 2025-06-19 20:22 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-19 20:22 | Cleared | 1 | 1 | 3 | 1 |
| 162 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 4 of 5 | 2025-07-02 15:59 | Credit | Audited DTI Exceeds Guideline DTI | Audited XXXXXX exceeds guideline XXXXXX. Per final XXXXXX in file XXXXXX had monthly rental income $XXXXXX. Was advised there is no rental income for this property, therefore full XXXXXXs would be included in XXXXXX which makes the XXXXXX exceed XXXXXX%. No exception in file.  |  | uploaded the correct XXXXXX page XXXXXX to the other condition - 07/02/2025 | documentation meet requirements - 07/03/2025<br>|  | 2025-07-03 15:55 | Resolved | 3 | 1 | 3 | 1 |
| 162 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 5 of 5 | 2025-07-02 16:00 | Compliance | The Final 1003 is Missing | The final XXXXXX is missing. Final XXXXXX in file is inaccurate. Was advised no rental income for XXXXXX XXXXXX, but final XXXXXX in file list $XXXXXX monthly.  |  | Document Uploaded. please see attached the correct XXXXXX page XXXXXX - 07/02/2025 | documentation meet requirements - 07/03/2025<br>The final 1003 has been provided. - 07/03/2025<br>|  | 2025-08-29 16:39 | Resolved | 3 | 1 | 3 | 1 |
| 158 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-05-21 13:40 | Compliance | No Compliance Tests performed HEI/HEA review | Future Equity loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-05-21 13:40 | Cleared | 1 | 1 | 1 | 1 |
| 158 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-05-21 13:40 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-21 13:40 | Cleared | 1 | 1 | 1 | 1 |
| 158 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-05-21 13:40 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-21 13:40 | Cleared | 1 | 1 | 1 | 1 |
| 168 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-06-22 17:22 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-06-22 17:22 | Cleared | 1 | 1 | 1 | 1 |
| 168 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-06-22 17:22 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-22 17:22 | Cleared | 1 | 1 | 1 | 1 |
| 168 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-06-26 17:13 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-06-26 17:13 | Cleared | 1 | 1 | 1 | 1 |
| 164 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-06-10 15:50 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-06-10 15:50 | Cleared | 1 | 1 | 1 | 1 |
| 164 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-06-10 15:50 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-06-10 15:50 | Cleared | 1 | 1 | 1 | 1 |
| 164 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-06-10 15:50 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-10 15:50 | Cleared | 1 | 1 | 1 | 1 |
| 166 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-06-22 19:09 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-06-22 19:09 | Cleared | 1 | 1 | 1 | 1 |
| 166 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-06-22 19:09 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-22 19:09 | Cleared | 1 | 1 | 1 | 1 |
| 166 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-06-22 19:13 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-06-22 19:13 | Cleared | 1 | 1 | 1 | 1 |
| 165 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-06-20 12:47 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-06-20 12:47 | Cleared | 1 | 1 | 1 | 1 |
| 165 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-06-20 12:47 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-06-20 12:47 | Cleared | 1 | 1 | 1 | 1 |
| 165 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-06-20 12:47 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-20 12:47 | Cleared | 1 | 1 | 1 | 1 |
| 169 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-06-23 16:20 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-23 16:20 | Cleared | 1 | 1 | 1 | 1 |
| 169 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-06-23 16:20 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-06-23 16:20 | Cleared | 1 | 1 | 1 | 1 |
| 169 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-06-23 19:16 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-06-23 19:16 | Cleared | 1 | 1 | 1 | 1 |
| 176 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-07-08 20:44 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Master Condo Insurance does not have Flood Insurance which is required for the loan. Borrower obtained their own flood insurance policy for the subject property. A formal exception is in the file. <br>|  |  |  | Compensating factors listed as revolving debt is under XXXXXX% usage, XXXXXX years on current job, residual income greater than $XXXXXX monthly, XXXXXX is over XXXXXX% lower than loan program requirements, no credit events in the past XXXXXX months, and over XXXXXX years credit history. | 2025-07-08 21:01 | Waived | 2 | 2 | 2 | 2 |
| 176 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-07-08 20:44 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-07-08 20:44 | Cleared | 1 | 1 | 2 | 2 |
| 176 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-07-08 20:45 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-08 20:45 | Cleared | 1 | 1 | 2 | 2 |
| 170 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-06-24 15:30 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-06-24 15:30 | Cleared | 1 | 1 | 1 | 1 |
| 170 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-06-24 15:30 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-24 15:30 | Cleared | 1 | 1 | 1 | 1 |
| 170 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-06-24 15:52 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-06-24 15:52 | Cleared | 1 | 1 | 1 | 1 |
| 171 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-06-27 01:00 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-06-27 01:01 | Cleared | 1 | 1 | 1 | 1 |
| 171 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-06-27 17:11 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-27 17:11 | Cleared | 1 | 1 | 1 | 1 |
| 171 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-06-27 17:14 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-06-27 17:14 | Cleared | 1 | 1 | 1 | 1 |
| 178 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-07-19 14:24 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-07-19 14:24 | Cleared | 1 | 1 | 1 | 1 |
| 178 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-07-19 14:25 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-19 14:25 | Cleared | 1 | 1 | 1 | 1 |
| 178 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-07-19 14:25 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-19 14:25 | Cleared | 1 | 1 | 1 | 1 |
| 172 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-07-01 15:02 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-07-01 15:02 | Cleared | 1 | 1 | 1 | 1 |
| 172 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-07-01 15:03 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-01 15:03 | Cleared | 1 | 1 | 1 | 1 |
| 172 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-07-01 15:03 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-01 15:03 | Cleared | 1 | 1 | 1 | 1 |
| 177 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-07-11 19:46 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-07-11 19:46 | Cleared | 1 | 1 | 3 | 1 |
| 177 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-07-11 19:47 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-11 19:47 | Cleared | 1 | 1 | 3 | 1 |
| 177 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-07-14 18:48 | Credit | Citizenship Documentation Not Provided | Borrower XXXXXX Citizenship Documentation is missing from the file. Unable to locate a copy of the borrower's XXXXXX work visa. Please provide a copy of the work visa. <br>|  | Document Uploaded. Please review uploaded visa. - 07/15/2025<br>| Received valid visa. - 07/16/2025<br>|  | 2025-07-16 14:19 | Resolved | 3 | 1 | 3 | 1 |
| 183 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2025-07-26 22:10 | Credit | Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Borrower XXXXXX Gap Credit Report is Expired (Greater than XXXXXX days from Closing/Settlement Date).  |  | Credit is dated XXXXXX and is effective through XXXXXX. Note executed XXXXXX. - 07/31/2025 | Per guidelines dated 5-27-25 a gap credit report is required even for XXXXXX loans. The borrower is a foreign national with US credit. If there has been an update to the requirements for a gap credit report, please provide the updated documentation or please provide the gap credit report. - 08/10/2025<br>|  | 2025-08-22 16:35 | Resolved | 3 | 1 | 3 | 1 |
| 183 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2025-07-26 23:40 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-26 23:40 | Cleared | 1 | 1 | 3 | 1 |
| 183 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2025-07-26 23:40 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-07-26 23:40 | Cleared | 1 | 1 | 3 | 1 |
| 183 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2025-07-29 19:39 | Credit | Corporation/LLC: Operating Agreement Doc is Missing | The loan file does not contain the Corporation/XXXXXX: Operating Agreement. Please provide the Operating agreement. This documentation must break out the borrower's ownership percentage of XXXXXX <br>|  | Document Uploaded. Opp/bylaw docs - 07/31/2025<br>| The operating agreement is sufficient - 08/09/2025<br>|  | 2025-08-09 00:58 | Resolved | 3 | 1 | 3 | 1 |
| 180 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2025-07-22 16:40 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-22 16:40 | Cleared | 1 | 1 | 3 | 2 |
| 180 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2025-07-22 16:40 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-07-22 16:40 | Cleared | 1 | 1 | 3 | 2 |
| 180 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2025-07-22 22:13 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. The borrower is a foreign national. Per guidelines, a bank reference letter is required. This documentation is missing from the loan file. <br>|  | Please refer to page XXXXXX of uploaded credit packgae.We had acount history for more than XXXXXX years with XXXXXX - 07/24/2025 |  |  | 2025-07-29 02:46 | Resolved | 3 | 1 | 3 | 2 |
| 180 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2025-07-22 22:23 | Credit | Program Parameters - Interested Party Contributions | The interested party contributions exceed allowable guidelines and cXXXXXXe the recalculated XXXXXX to increase above program maximum allowed. There is a seller credit of $XXXXXX which is XXXXXX% of the purchase price. The list price was $XXXXXX and the sales price is $XXXXXX. Per guidelines, no interested party contributions are allowed if purchase price is greater than the listing price by either XXXXXX% or $XXXXXX. A formal exception is located in the loan file reflecting a XXXXXX of XXXXXX, but the audited XXXXXX is XXXXXX. Please provide the updated exception. <br>|  | Document Uploaded. Please review uploaded revised exception form - 07/24/2025 | updated exception has been received - 07/29/2025<br>| No credit events in the past XXXXXX months. No mortgage late payments in the last XXXXXX months, and no consumer late payments in the last XXXXXX months. Reserves greater than XXXXXX months. | 2025-07-29 02:47 | Waived | 3 | 2 | 3 | 2 |
| 174 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-07-03 00:10 | Property | Missing Homeowner's Association Questionnaire |  |  | Missing the condo XXXXXX questionnaire. - 07/03/2025 <br>Document Uploaded. Please see attached Condo Questionnaire - 07/03/2025 | XXXXXX condo project review provided. - 07/07/2025<br>|  | 2025-07-07 15:12 | Resolved | 3 | 1 | 3 | 1 |
| 174 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-07-03 00:10 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-03 00:10 | Cleared | 1 | 1 | 3 | 1 |
| 174 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-07-03 00:11 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-07-03 00:11 | Cleared | 1 | 1 | 3 | 1 |
| 173 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-07-01 19:27 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-07-01 19:27 | Cleared | 1 | 1 | 1 | 1 |
| 173 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-07-01 19:27 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-01 19:27 | Cleared | 1 | 1 | 1 | 1 |
| 173 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-07-01 19:27 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-01 19:27 | Cleared | 1 | 1 | 1 | 1 |
| 182 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2025-07-26 05:06 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-26 05:06 | Cleared | 1 | 1 | 3 | 1 |
| 182 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2025-07-26 05:07 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-26 05:07 | Cleared | 1 | 1 | 3 | 1 |
| 182 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2025-07-29 19:07 | Credit | Flood Insurance Policy Missing | Missing flood insurance policy. Flolod Certificate states zone XXXXXX. Missing Master Condo Flood Insurance Policy. <br>|  | Document Uploaded. Master policy contains flood coverage information .This is a condo - 07/30/2025<br>| documentation meet requirements - 08/05/2025<br>|  | 2025-08-05 14:51 | Resolved | 3 | 1 | 3 | 1 |
| 182 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2025-07-29 19:08 | Credit | Asset 1 Does Not Meet Guideline Requirements | Asset does not meet XXXXXX Requirements. XXXXXX account showing balance $XXXXXX XXXXXX. XXXXXX used $XXXXXX. Missing currency converter to support $XXXXXX used in the transaction. <br>|  | Document Uploaded. Please revie wuploaded currency convert - 07/30/2025<br>| documentation meet requirements - 08/05/2025<br>|  | 2025-08-05 14:49 | Resolved | 3 | 1 | 3 | 1 |
| 181 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 5 | 2025-07-22 15:15 | Credit | Assets - Earnest Money Deposit | The earnest money deposit was not properly documented and/or sourced. The earnest money deposit receipt states the $XXXXXX in earnest money was wired to the title company on XXXXXX, but there is no record of these funds coming from the borrower's bank account. The XXXXXX statement for XXXXXX reflects a $XXXXXX withdrawal to cash account...XXXXXX, however this is not documented. Please provide wire or other documentation for this earnest money deposit. <br>|  | Document Uploaded. bank statement: XXXXXX cleared<br>Also there are comments: - 07/24/2025<br>| Documentation provided is sufficient. - 07/25/2025<br>|  | 2025-07-25 14:33 | Resolved | 3 | 1 | 3 | 1 |
| 181 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 5 | 2025-07-22 15:19 | Credit | Assets - Insufficient Cash to Close or Reserves | Borrower(s) total verified assets are insufficient for cash to close or reserves by approximately $XXXXXX due to the incomplete documentation of the earnest money deposit.  |  | replied to a previous condition - 07/24/2025<br>| Documentation provided is sufficient. - 07/25/2025<br>| Loan required cash-to-close in the amount of $XXXXXX and reserves in the amount of $XXXXXX in addition to the $XXXXXX earnest money deposit, or a total of $XXXXXX. Documented funds total only $XXXXXX. Please provide additional asset statements to document the missing amount. | 2025-07-25 14:35 | Resolved | 3 | 1 | 3 | 1 |
| 181 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 5 | 2025-07-22 16:04 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-07-22 16:04 | Cleared | 1 | 1 | 3 | 1 |
| 181 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 5 | 2025-07-22 18:43 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-22 18:43 | Cleared | 1 | 1 | 3 | 1 |
| 181 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 5 | 2025-07-22 18:49 | Credit | Condo - Master Policy Insufficient | The master hazard insurance policy verified total coverage which was not sufficient to cover total required coverage. Document that the master policy includes walls-in coverage. <br>|  | Document Uploaded. - 08/20/2025 <br> Document Uploaded. XXXXXX uploaded to the loan. - 08/14/2025 | Documentation provided is sufficient. - 08/21/2025<br> To clarify, the condo master policy, showing XXXXXX at XXXXXX as the insured is the documentation needed. - 08/15/2025 |  | 2025-08-21 12:55 | Resolved | 3 | 1 | 3 | 1 |
| 186 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-08-07 22:58 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-07 22:58 | Cleared | 1 | 1 | 1 | 1 |
| 186 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-08-07 22:59 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-07 22:59 | Cleared | 1 | 1 | 1 | 1 |
| 186 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-08-08 15:55 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-08 15:55 | Cleared | 1 | 1 | 1 | 1 |
| 185 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-08-07 17:12 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-08-07 17:12 | Cleared | 1 | 1 | 1 | 1 |
| 185 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-08-07 17:12 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-07 17:12 | Cleared | 1 | 1 | 1 | 1 |
| 185 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-08-07 18:34 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-07 18:34 | Cleared | 1 | 1 | 1 | 1 |
| 204 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2025-10-13 15:12 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-10-13 15:12 | Cleared | 1 | 1 | 3 | 1 |
| 204 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2025-10-13 15:13 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-13 15:13 | Cleared | 1 | 1 | 3 | 1 |
| 204 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2025-10-15 19:27 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Missing XXXXXX party evidence of residence where the borrower lives with translation – for example, but not limited to XXXXXX or tax preparer letter, utility or XXXXXX bill, tax notice, government or verifiable XXXXXX letter specifying borrower primary address – with date of issuance not more than XXXXXX days prior to note. <br>|  | Document Uploaded. Please see attached - 11/27/2025<br>| XXXXXX Letter provided. Condition resolved. - 12/02/2025<br>|  | 2025-12-02 22:27 | Resolved | 3 | 1 | 3 | 1 |
| 204 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2025-10-15 19:35 | Credit | Hazard Insurance Policy is Missing | Missing hazard insurance policy. The file only contains insurance application. Missing the hazard insurance policy/declaration. <br>|  | Document Uploaded. Please see attached Hazard Insurance Policy - 10/20/2025<br>| Hazard policy provided verifies premium and dweloing coverage. - 10/21/2025<br>|  | 2025-10-21 12:55 | Resolved | 3 | 1 | 3 | 1 |
| 305 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-31 11:37 | Credit | Missing VOM or VOR | Verification of Rent (XXXXXX)/Verification of Mortgage (XXXXXX) Document is Missing. Unable to locate XXXXXX's for both mortgages being paid off. <br>|  | Document Uploaded. Please see attached mortgage statements. - 01/06/2026<br>| VOM provided. Condition resolved. - 01/07/2026<br>Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - 01/07/2026<br>|  | 2026-01-07 18:51 | Resolved | 3 | 1 | 3 | 1 |
| 305 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-31 12:09 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-31 12:09 | Cleared | 1 | 1 | 3 | 1 |
| 305 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-03 02:57 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-03 02:57 | Cleared | 1 | 1 | 3 | 1 |
| 175 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-07-07 16:12 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-07-07 21:51 | Cleared | 1 | 1 | 2 | 2 |
| 175 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-07-07 21:25 | Credit | Excessive Seller Contributions | Per guidelines, no interested party contributions are allowed if the purchase price is greater than the listing price by either XXXXXX% or $XXXXXX. The list price was $XXXXXX, but the purchase price is $XXXXXX and the interested party contribution was $XXXXXX or XXXXXX%. A formal exception is located in the loan file.  |  |  |  | XXXXXX is at least XXXXXX% lower than loan program requirements. The borrower contribution exceeds the requirement at least XXXXXX%. At least XXXXXX months of reserves. | 2025-07-07 21:26 | Waived | 2 | 2 | 2 | 2 |
| 175 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-07-07 21:49 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-07 21:49 | Cleared | 1 | 1 | 2 | 2 |
| 273 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | 2025-12-17 17:37 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-17 17:37 | Cleared | 1 | 1 | 3 | 1 |
| 273 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | 2025-12-22 17:31 | Credit | Title Document Missing | Title document is missing. Missing <br>|  | Document Uploaded. Please see attached title document. - 12/30/2025<br>| Title report provided. Condition resolved. - 12/31/2025<br>Title document is fully present - 12/31/2025<br>|  | 2025-12-31 17:56 | Resolved | 3 | 1 | 3 | 1 |
| 273 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | 2025-12-22 21:46 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Provide mortgage documentation for address XXXXXX <br>|  | Document Uploaded. Please see attached XXXXXX email and open lien report for property in question. Per XXXXXX "XXXXXX." - 12/31/2025 <br> Document Uploaded. Please see attached documentation for XXXXXX. - 12/30/2025 | The cited property is free and clear. - 01/05/2026<br> Condition upheld. Please provide mortgage statement for XXXXXX. - 12/31/2025 |  | 2026-01-05 14:07 | Resolved | 3 | 1 | 3 | 1 |
| 273 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | 2026-01-05 16:20 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. - 01/05/2026<br>|  | 2026-01-05 16:20 | Cleared | 1 | 1 | 3 | 1 |
| 184 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-07-31 14:45 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-31 14:45 | Cleared | 1 | 1 | 3 | 1 |
| 184 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-07-31 15:50 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-31 15:50 | Cleared | 1 | 1 | 3 | 1 |
| 184 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-07-31 21:18 | Credit | Hazard Insurance - Other Insurance Missing | The policy verifying other property insurance is missing from the loan file. Missing declaration for the policy with XXXXXX plan. <br>|  | Document Uploaded. Please see attached XXXXXX plan - 08/07/2025 | Policy received. Condition resolved. - 08/11/2025<br>|  | 2025-08-11 14:29 | Resolved | 3 | 1 | 3 | 1 |
| 192 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | 2025-08-28 16:07 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-28 16:07 | Cleared | 1 | 1 | 3 | 2 |
| 192 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | 2025-08-28 17:49 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-28 17:49 | Cleared | 1 | 1 | 3 | 2 |
| 192 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | 2025-08-28 18:30 | Credit | Eligibility - Citizenship Requirements | The documented citizenship does not meet guideline requirements. The borrower's Permanent Resident card expired on XXXXXX. <br>|  | Document Uploaded. green card and extension showing extended for XXXXXX mths - 01/09/2026 | Docs provided. Condition resolved. - 01/14/2026<br>|  | 2026-01-14 13:36 | Resolved | 3 | 1 | 3 | 2 |
| 192 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | 2025-08-28 18:38 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Borrower is a first time home buyer and guidelines require borrower to contribute a minimum of XXXXXX of their own funds to the transaction. The funds for XXXXXX is XXXXXX% gift form spouse. A formal exception was done to allow. <br>|  |  |  | XXXXXX >=XXXXXX% lower than loan program, XXXXXX years or more in the same line of employment, No credit events past XXXXXX months, XXXXXX years credit history, No consumer late payments in the last XXXXXX months, XXXXXX XXXXXX% below maximum, Credit score >XXXXXX points than minimum required | 2025-08-28 18:38 | Waived | 2 | 2 | 3 | 2 |
| 293 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-22 19:41 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-22 19:41 | Cleared | 1 | 1 | 1 | 1 |
| 293 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-01-06 17:00 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-06 17:00 | Cleared | 1 | 1 | 1 | 1 |
| 293 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-06 17:00 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-06 17:00 | Cleared | 1 | 1 | 1 | 1 |
| 190 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-08-28 15:55 | Credit | Audited DTI Exceeds AUS DTI | Audited XXXXXX exceeds XXXXXX XXXXXX. Audited XXXXXX is XXXXXX% and origination is XXXXXX%. Variance is $XXXXXX in total liabilities. Subject net rental income is $XXXXXX based on rent of $XXXXXX and XXXXXX of $XXXXXX. Primary expense is $XXXXXX and all other debts are $XXXXXX. It is unclear how originator determined XXXXXX. <br>|  | Document Uploaded. Please see explanation from our underwriter, - 08/29/2025 | PropertXXXXXX was to be transferred to ex-spouse per divorce decree in file. No evidence that this occurred, mortgage is still reporting on borrower credit report and inclusion of the debt results in XXXXXX that matches lender used (well within guidelines). Not counting mtg lates against borrower as the divorce decree states ex-spouse is responsible. - 09/02/2025 |  | 2025-09-02 19:24 | Resolved | 3 | 1 | 3 | 1 |
| 190 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-08-28 15:56 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-08-28 15:56 | Cleared | 1 | 1 | 3 | 1 |
| 190 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-08-28 15:56 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-28 15:56 | Cleared | 1 | 1 | 3 | 1 |
| 193 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2025-08-29 17:35 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-08-29 23:53 | Cleared | 1 | 1 | 3 | 1 |
| 193 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2025-08-29 23:53 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Provide exchange conversions to XXXXXX to support income used to qualify. Income conversions in file do not clearly show how the monthly income used to qualify was derived. <br>|  | Document Uploaded. - 09/04/2025<br>| Received COP to XXXXXX conversion as of 8/6/25. Qualifying income was derived by applying this conversion rate to both borrower's current base wage earnings and current retirement income received per letters in file. Documented assets are held by XXXXXX in XXXXXX so no conversion required. - 09/05/2025 |  | 2025-09-05 21:46 | Resolved | 3 | 1 | 3 | 1 |
| 193 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2025-08-29 23:54 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-29 23:54 | Cleared | 1 | 1 | 3 | 1 |
| 193 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2025-08-30 00:54 | Credit | Assets - Insufficient Cash to Close or Reserves | Borrower(s) total verified assets are insufficient for cash to close or reserves. Total verified assets are $XXXXXX; however, $XXXXXX funds were required to close and $XXXXXX (XXXXX months) required for reserves. Please provide documentation to support the additional $XXXXXX assets that need to be verified to meet funds to close and reserve requirements.  |  | Document Uploaded. please see email from XXXXXX - 09/04/2025 | Received explanation that $XXXXXX assets came from XXXXXX account #XXXXXX. The account was not disclosed on the loan application. Business bank statements along with operating agreement were found in file to support. - 09/05/2025 |  | 2025-09-05 21:58 | Resolved | 3 | 1 | 3 | 1 |
| 194 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-09-04 22:05 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-09-08 14:25 | Cleared | 1 | 1 | 1 | 1 |
| 194 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-09-04 22:06 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-04 22:06 | Cleared | 1 | 1 | 1 | 1 |
| 194 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-09-08 14:25 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-08 14:25 | Cleared | 1 | 1 | 1 | 1 |
| 218 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-11-09 18:31 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-11-09 18:31 | Cleared | 1 | 1 | 4 | 1 |
| 218 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-11-10 22:01 | Credit | Flood Certificate Missing | Missing flood certificate. <br>|  | Document Uploaded. Uploaded Flood certificate. - 11/13/2025<br>| Flood cert provided. Condition resolved. - 11/18/2025<br>|  | 2025-11-18 18:13 | Resolved | 4 | 1 | 4 | 1 |
| 218 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-11-10 23:14 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-11-10 23:14 | Cleared | 1 | 1 | 4 | 1 |
| 202 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-09-28 20:43 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-09-28 20:43 | Cleared | 1 | 1 | 1 | 1 |
| 202 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-09-28 20:45 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-28 20:45 | Cleared | 1 | 1 | 1 | 1 |
| 202 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-09-29 02:51 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-29 02:51 | Cleared | 1 | 1 | 1 | 1 |
| 188 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-08-26 17:41 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-08-26 17:41 | Cleared | 1 | 1 | 1 | 1 |
| 188 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-08-26 17:41 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-26 17:41 | Cleared | 1 | 1 | 1 | 1 |
| 188 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-08-26 21:46 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-26 21:46 | Cleared | 1 | 1 | 1 | 1 |
| 189 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-08-27 15:25 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-08-27 15:25 | Cleared | 1 | 1 | 2 | 2 |
| 189 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-08-27 15:25 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-27 15:25 | Cleared | 1 | 1 | 2 | 2 |
| 189 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-08-27 19:53 | Property | Property Issue - Property Size | The subject appraisal verified that the property/house size does not meet guidelines. The guidelines require a minimum size of XXXXXX square feet. The subject is XXXXXX square feet. A formal exception was provided. <br>|  |  |  | The exception was approved based on several income sources and XXXXXX below XXXXXX%, residual income >$XXXXXX, no credit events in the past XXXXXX months, no mortgage late payments in the last XXXXXX months, and a credit score >XXXXXX points than minimum required. | 2025-08-27 19:53 | Waived | 2 | 2 | 2 | 2 |
| 187 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-08-23 01:08 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-08-23 01:08 | Cleared | 1 | 1 | 3 | 2 |
| 187 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-08-23 01:39 | Credit | Hazard Insurance Policy is Partial | Hazard insurance policy partially provided. Please provide certification from the insurance agent(s) that the Condominium Unit Owners Coverage (walls-in) and Master Policies are issued on a replacement cost basis (of at least XXXXXX%). Certification must include the date and time issued, agent's full name, title, contact information, policy number, and effective dates. <br>|  | Document Uploaded. Master Cert has a replacement cost confirmation - 08/29/2025 | Documentation provided is sufficient. - 09/02/2025<br>|  | 2025-09-02 13:50 | Resolved | 3 | 1 | 3 | 2 |
| 187 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-08-25 15:45 | Property | Property Issue - Condo Ineligible | The subject condo project is ineligible. The project is involved in pending litigation. A formal exception is in the file. <br>|  |  |  | The exception was approved due to no credit events in the past XXXXXX months, an XXXXXX XXXXXX% below the maximum, and reserves greater than XXXXXX months. | 2025-08-25 15:45 | Waived | 2 | 2 | 3 | 2 |
| 207 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2025-10-17 19:40 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-10-17 19:40 | Cleared | 1 | 1 | 3 | 2 |
| 207 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2025-10-17 19:41 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-17 19:41 | Cleared | 1 | 1 | 3 | 2 |
| 207 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2025-10-24 16:19 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Per the condo questionnaire, XXXXXX entity owns XXXXXX units (XXXXXX%). Per guidelines, the maximum number of units that the lender will finance in any condominium project is the greater of XXXXXX unit or XXXXXX% of the total units in the project. A formal exception is located in the loan file. <br>|  |  |  | The XXXXXX is XXXXXX% below the maximum. Reserves are greater than XXXXXX months. The borrower is an experienced investor. | 2025-10-24 16:19 | Waived | 2 | 2 | 3 | 2 |
| 207 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2025-10-24 16:37 | Credit | Credit Documentation - Letter of Explanation | The loan file did not contain a letter of explanation as required. The borrower is a foreign national with no XXXXXX credit score. Per program guidelines, if a borrower has at least one XXXXXX credit score, it must be used for qualifying and pricing purposes, even if standard tradeline requirements are not met. In such cases, a bank reference letter is required. The bank reference letter must be dated and include the full address and contact information of the financial institution. The letter in the file is missing the institution's complete address and contact details. <br>|  | Document Uploaded. Please see attached - 10/30/2025<br>| The two reference letters provided from XXXXXX, show the address at the bottom of the page. Condition resolved. - 11/05/2025 |  | 2025-11-05 16:30 | Resolved | 3 | 1 | 3 | 2 |
| 199 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-09-23 17:19 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-09-23 17:19 | Cleared | 1 | 1 | 1 | 1 |
| 199 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-09-23 17:19 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-23 17:19 | Cleared | 1 | 1 | 1 | 1 |
| 199 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-09-23 17:19 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-23 17:19 | Cleared | 1 | 1 | 1 | 1 |
| 236 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | 2025-11-24 21:37 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-11-24 21:37 | Cleared | 1 | 1 | 3 | 2 |
| 236 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | 2025-12-02 13:29 | Credit | Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Borrower XXXXXX Gap Credit Report is Expired (Greater than XXXXXX days from Closing/Settlement Date).  |  | Document Uploaded. Please find attached - 01/12/2026<br>| GAP CR provided. Condition resolved. - 01/13/2026<br>Borrower 1 Gap Credit Report is not expired. - 01/13/2026<br>|  | 2026-01-13 18:58 | Resolved | 3 | 1 | 3 | 2 |
| 236 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | 2025-12-02 14:56 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-02 14:56 | Cleared | 1 | 1 | 3 | 2 |
| 236 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | 2025-12-02 15:59 | Property | Appraisal - Over-supply in subject market/Unacceptable | The appraiser has indicated an over-supply in the market as of the effective date of the appraisal which effected the value estimate and was unacceptable. Guidelines state in the Neighborhood Analysis section: Supply of Properties in the Subject Neighborhood: Markets in "Over-Supply" not allowed. <br>|  |  |  | The compensating factors are: the borrower has been on his current job for XXXXXX years, his residual income is >=$XXXXXX a month, the XXXXXX is XXXXXX% lower than the loan program, the borrower has been in the same line of employment for more than XXXXXX years, there are no credit events in the past XXXXXX months, he has XXXXXX years of credit history, no consumer lates in the last XXXXXX months, XXXXXX is XXXXXX% below the maximum, and his credit score is >XXXXXX points than minimum score required. | 2025-12-02 15:59 | Waived | 2 | 2 | 3 | 2 |
| 195 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2025-09-04 14:54 | Credit | Borrower 1 Gap Credit Report is Missing | Borrower XXXXXX Gap Credit Report is Missing  |  | Document Uploaded. Please see attached comment provided by XXXXXX - 09/12/2025 <br> Document Uploaded. Please see attached Borrower XXXXXX Credit Report - 09/09/2025 | Documentation provided is sufficient. - 09/12/2025<br>The credit reports dated 8/8/25 were the reports already in the file. Please provide a gap report or UDM prior to closing as per guidelines. - 09/09/2025<br>|  | 2025-09-12 12:57 | Resolved | 4 | 1 | 4 | 1 |
| 195 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2025-09-04 14:54 | Credit | Borrower 2 Gap Credit Report is Missing | Borrower XXXXXX Gap Credit Report is Missing Borrower XXXXXX Gap Credit Report is Missing <br>|  | Document Uploaded. Please see attached comment provided by XXXXXX - 09/12/2025 <br> Document Uploaded. Please see attached Credit Reports for borrower XXXXXX and borrower XXXXXX - 09/09/2025 | Documentation provided is sufficient. - 09/12/2025<br>The credit reports dated 8/8/25 were the reports already in the file. Please provide a gap report or UDM prior to closing as per guidelines. - 09/09/2025<br>|  | 2025-09-12 12:57 | Resolved | 4 | 1 | 4 | 1 |
| 195 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2025-09-04 15:55 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-09-04 15:55 | Cleared | 1 | 1 | 4 | 1 |
| 195 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2025-09-04 15:56 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-09-04 15:56 | Cleared | 1 | 1 | 4 | 1 |
| 197 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 5 | 2025-09-18 14:55 | Compliance | Federal - Maximum Late Fee (01/14) | You submitted a late fee amount of ($XXXXXX) and a (XXXXXX%) Late Fee Percent. In connection with a XXXXXX any late payment charge must be specifically permitted by the terms of the loan contract or open-end credit agreement and may not exceed XXXXXX% of the amount of the payment past due. No such charge may be imposed more than once for a single late payment. (XXXXXX) Per the Note there is not a Maximum Late Fee, just XXXXXX. <br>|  |  | Excluded bona fide discount points - 12/10/2025<br>|  | 2025-12-10 18:17 | Resolved | 3 | 1 | 3 | 1 |
| 197 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 5 | 2025-09-18 14:55 | Compliance | Federal - Section 32 Disclosure Required (High Cost) | This is a XXXXXX. Since the loan file does not contain a XXXXXX Sign Date, the System assumes the creditor did not furnish the XXXXXX disclosures at least XXXXXX business days prior to consummation, in violation of XXXXXX. (XXXXXX) and XXXXXX) Per the Note there is not a Maximum Late Fee, just XXXXXX%. <br>|  |  | Excluded bona fide disclount points - 12/18/2025<br>|  | 2025-12-18 20:51 | Resolved | 3 | 1 | 3 | 1 |
| 197 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 5 | 2025-09-18 14:55 | Compliance | HighCost: APR/FEES | The loan fees (XXXXXX) exceed the (XXXXXX) (Note Amount >=$XXXXXX) fee limit, which is XXXXXX% of the Total Loan Amount ($XXXXXX), the difference is ($XXXXXX). (XXXXXX). Per the Note there is not a Maximum Late Fee, just XXXXXX%. <br>|  | We exclude XXXXXX fides ($XXXXXX) from points and fees and pass the XXXXXX, as XXXXXX does.<br>According to XXXXXX not excluded are only XXXXXX fides for manufactured housing - and we have XXXXXX - so it is not the case here. - 12/09/2025 | Excluded bona fide discount points - 12/10/2025<br>|  | 2025-12-18 20:50 | Resolved | 3 | 1 | 3 | 1 |
| 197 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 5 | 2025-09-22 19:02 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-22 19:02 | Cleared | 1 | 1 | 3 | 1 |
| 197 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 5 | 2025-09-22 21:28 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-22 21:28 | Cleared | 1 | 1 | 3 | 1 |
| 242 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-11-20 15:12 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-11-20 15:12 | Cleared | 1 | 1 | 2 | 2 |
| 242 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-11-20 15:17 | Credit | Property Title Issue | Property title issue. Title is vested in a land trust, which is ineligible per guidelines. A formal exception has been provided in the loan file. <br>|  |  |  | XXXXXX years on current job. Residual income of at least $XXXXXX. No credit events in the past XXXXXX months. | 2025-12-03 14:39 | Waived | 2 | 2 | 2 | 2 |
| 242 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-11-21 13:10 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-11-21 13:10 | Cleared | 1 | 1 | 2 | 2 |
| 301 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-23 17:37 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-23 17:37 | Cleared | 1 | 1 | 2 | 2 |
| 301 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2026-01-07 17:54 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-07 17:54 | Cleared | 1 | 1 | 2 | 2 |
| 301 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2026-01-07 18:00 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Per guidelines-If there are XXXXXX or more occurrences in the most recent XXXXXX-month period, maximum of XXXXXX XXXXXXs occurrences in the most recent XXXXXX-month period are allowed. Borrower has XXXXXX within XXXXXX mo period and total XXXXXX within XXXXXXmonths. Loan approved with the XXXXXX's. A formal exception is in file. <br>|  |  |  | Compensating factors-Borrower revolving debt is under XXXXXX%, borrower has XXXXXX years on current job, and residual income >=$XXXXXX. Borrower has no credit events past XXXXXX months, no late mortgage payments within last XXXXXX, XXXXXX years credit history, and no consumer late payments in last XXXXXX months. This a XXXXXX borrower loan with XXXXXX XXXXXX% below maximum. | 2026-01-07 18:00 | Waived | 2 | 2 | 2 | 2 |
| 230 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-11-17 18:19 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-11-17 18:19 | Cleared | 1 | 1 | 3 | 1 |
| 230 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-11-17 18:19 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-11-17 18:19 | Cleared | 1 | 1 | 3 | 1 |
| 230 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-11-20 04:24 | Compliance | Federal - Escrow Account Required (First Lien HPML)(06/2013) | You submitted no impound amounts for property insurance on this XXXXXX loan. XXXXXX prohibits a lender from making a first lien higher priced mortgage loan unless an escrow account is established before consummation for payment of property taxes and premiums for mortgage-related insurance. A creditor or servicer may not cancel the escrow account until the earlier of: (1) termination of the underlying debt obligation or (2) XXXXXX years after consummation, if the unpaid principal balance is less than XXXXXX% of the original value of the property and the consumer is not delinquent or in default on the underlying debt obligation. (XXXXXX) Comp testing indicates XXXXXX loan <br>|  | Document Uploaded. Not an XXXXXX loan. Please check Compliance report on p.XXXXXX, also p.XXXXXX shows XXXXXX does not exceed comparable XXXXXX by XXXXXX% - 11/21/2025 | Loan is not HPML - 11/24/2025<br>|  | 2025-11-24 14:26 | Resolved | 3 | 1 | 3 | 1 |
| 191 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2025-08-27 13:35 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-08-27 13:35 | Cleared | 1 | 1 | 4 | 1 |
| 191 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2025-08-27 23:22 | Credit | Business Purpose - Loan Guaranty/Missing | The Personal Loan Guaranty is missing. <br>|  | Document Uploaded. Please review uploaded guaranty - 10/22/2025<br>| The Personal Loan Guaranty is not missing. - 01/21/2026<br>Received personal guaranty - 10/22/2025<br>|  | 2026-01-21 01:08 | Resolved | 4 | 1 | 4 | 1 |
| 191 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2025-08-28 13:18 | Property | Missing Doc - Second Appraisal Missing | The loan file did not contain the subject second appraisal as required. This is a Flip transaction The sales price on the current sale $XXXXXX is (XXXXXX)% greater than the previous Cleared recorded sales price $XXXXXX AND the current sale date XXXXXX is within (XXXXXX) day(s) of the previous sale date XXXXXX. The guidelines state a XXXXXX appraisal is required of XXXXXX and non XXXXXX. Missing XXXXXX appraisal. <br>|  | Document Uploaded. Please review uploaded XXXXXX appraisal - 10/16/2025 | The secondary appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. - 10/21/2025<br>Teh secondary appraisal is within 10% of primary value. - 10/21/2025<br>|  | 2025-10-21 10:37 | Resolved | 3 | 1 | 4 | 1 |
| 191 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2025-10-21 10:35 | Property | The appraiser was not licensed (Primary Value) | Primary value appraiser's license was not effective prior to the valuation date or expired prior to the valuation date. <br>|  |  | The secondary appraisal was completed post close. - 10/21/2025<br>|  | 2025-10-21 10:36 | Resolved | 3 | 1 | 4 | 1 |
| 198 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-09-22 16:57 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-09-22 16:57 | Cleared | 1 | 1 | 1 | 1 |
| 198 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-09-22 17:50 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-22 17:50 | Cleared | 1 | 1 | 1 | 1 |
| 198 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-09-22 17:51 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-22 17:51 | Cleared | 1 | 1 | 1 | 1 |
| 196 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 7 | 2025-09-17 12:53 | Compliance | Late Charge Percent is greater than allowable | Late charge percent is greater than allowable. Per Note, late charge is XXXXXX% <br>|  | It's a commercial Note,we should be fine with late charge amount - 09/19/2025 |  |  | 2025-09-23 23:34 | Resolved | 1 | 1 | 3 | 1 |
| 196 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 7 | 2025-09-17 13:11 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-09-17 13:11 | Cleared | 1 | 1 | 3 | 1 |
| 196 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 7 | 2025-09-17 18:29 | Compliance | The Final 1003 is Missing | The final XXXXXX is missing.  |  | Document Uploaded. Please revie wuploaded final XXXXXX - 09/19/2025 | final 1003 has been received - 09/23/2025<br>|  | 2025-09-23 23:34 | Resolved | 3 | 1 | 3 | 1 |
| 196 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 7 | 2025-09-17 20:59 | Credit | Approval/Underwriting Summary Not Provided | Please provide the approval The loan did not contain the Approval/Underwriting Summary. The loan did not contain the Approval/Underwriting Summary. <br>|  | Document Uploaded. XXXXXX and XXXXXX is XXXXXX%.Please see uploaded approval.It is a XXXXXX lien - 09/24/2025 <br> Document Uploaded. Please review uploaded approval - 09/19/2025 | Documentation provided is sufficient.<br> - 09/25/2025<br> Also, the XXXXXX, per the approval, is 70% and the XXXXXX is 114.176%. Please provide documentation to support the 2nd lien and an exception that will allow a XXXXXX of 114.176. - 09/24/2025<br> Per the approval, please provide the following: Third-party sources reflect liens on the subject property with XXXXXX dated XXXXXX and XXXXXX. If these mortgages remain open, a 12-month mortgage payment history must be verified, and payoff statements are required. To validate the 12-month VOM, please provide canceled checks for the most recent two months along with the corresponding payoffs. In addition, a revised insurance policy is needed to reflect the property address asXXXXXX, with Unit #XXXXXX removed. Finally, please update the mortgagee clXXXXXXe to reflect XXXXXX XXXXXX XXXXXX.<br> - 09/24/2025 |  | 2026-02-05 19:32 | Resolved | 3 | 1 | 3 | 1 |
| 196 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 7 | 2025-09-18 02:30 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required XXXXXX party valuation product. Per guidelines, an eligible XXXXXX valuation product is required for all loan files. this documentation is missing from the loan file. <br>|  | Document Uploaded. The XXXXXX was accepted by our colateral team ,please see the print out uploaded.As per XXXXXX,if the commercial XXXXXX is ineligible then XXXXXX full appraisalis required.Please refer to XXXXXX section XXXXXX - 09/25/2025 <br> Per the guidelines for Multifamily properties "in states where commercial XXXXXX is not available, XXXXXX full eligible appraisal reports are required (e.g. including, but not limited to XXXXXX). The document provided does not appear to be a XXXXXX as required, therefore it appears an additional full appraisal is required. - 09/25/2025 <br> XXXXXX is acceptable as XXXXXX valuation product. - 09/24/2025 <br> Document Uploaded. Please review uploaded XXXXXX - 09/23/2025 | Drive by XXXXXX accepted by collateral team - 09/26/2025<br> Per the guidelines for Multifamily properties "in states where commercial XXXXXX is not available, 2 full eligible appraisal reports are required (e.g. including, but not limited to XXXXXX and XXXXXX). The document provided does not appear to be a XXXXXX as required, therefore it appears an additional full appraisal is required. - 09/25/2025<br> Per the approval, a second appraisal is required - 09/24/2025 |  | 2025-09-26 17:54 | Resolved | 3 | 1 | 3 | 1 |
| 196 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 6 of 7 | 2025-09-18 02:33 | Credit | Approval - Lender Income Calculation Missing | The loan file did not contain the lender income calculation worksheet as required. Please provide the XXXXXX income calculator to validate the XXXXXX of XXXXXX. The audited XXXXXX is XXXXXX. <br>|  | Curent rent per appraisal report is $XXXXXX ,XXXXXX is $XXXXXX.XXXXXX is XXXXXX - 09/19/2025 | The audited rent is $5916.47 and the audited XXXXXX $4,023.63 (P&I - XXXXXX, tax - XXXXXX; insurance - $269.61). XXXXXX is above 1.1 - 09/24/2025 |  | 2025-09-24 00:33 | Resolved | 3 | 1 | 3 | 1 |
| 196 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 7 of 7 | 2025-09-18 02:34 | Credit | Final Settlement Statement Missing. | The final Settlement Statement document is missing. Please provide the final, signed settlement statement for the subject property. <br>|  | Document Uploaded. Final XXXXXX uploaded - 09/19/2025 | Final settlement statement has been received. - 09/23/2025<br>Final XXXXXX Document is not missing or estimated only. - 09/23/2025<br>|  | 2025-09-23 23:39 | Resolved | 3 | 1 | 3 | 1 |
| 214 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-11-13 00:42 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-11-13 00:42 | Cleared | 1 | 1 | 1 | 1 |
| 214 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-11-13 16:49 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-11-13 16:49 | Cleared | 1 | 1 | 1 | 1 |
| 214 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-12-19 18:25 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. - 12/19/2025<br>|  | 2025-12-19 18:25 | Cleared | 1 | 1 | 1 | 1 |
| 211 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-10-28 17:45 | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. The loan did not contain the Approval/Underwriting Summary Final XXXXXX<br>|  | Document Uploaded. - 11/13/2025 <br>Uploaded approval Letter - 11/06/2025<br>| Loan Approval was provided in lieu of 1008. Condition resolved. - 11/18/2025<br>Approval/Underwriting Summary is fully present - 11/18/2025<br>Condition upheld. No document uploaded. - 11/12/2025<br>|  | 2025-11-18 19:13 | Resolved | 3 | 1 | 3 | 1 |
| 211 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-10-28 19:37 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-10-28 19:37 | Cleared | 1 | 1 | 3 | 1 |
| 211 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-10-30 13:56 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-30 13:56 | Cleared | 1 | 1 | 3 | 1 |
| 216 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-11-07 02:37 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-11-07 02:37 | Cleared | 1 | 1 | 1 | 1 |
| 216 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-11-07 02:38 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-11-07 02:38 | Cleared | 1 | 1 | 1 | 1 |
| 216 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-11-07 02:39 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-11-07 02:39 | Cleared | 1 | 1 | 1 | 1 |
| 209 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-10-27 18:18 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-27 18:18 | Cleared | 1 | 1 | 1 | 1 |
| 209 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-10-31 21:20 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-31 21:20 | Cleared | 1 | 1 | 1 | 1 |
| 209 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-10-31 21:20 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-31 21:20 | Cleared | 1 | 1 | 1 | 1 |
| 302 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-22 21:04 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-22 21:04 | Cleared | 1 | 1 | 3 | 1 |
| 302 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-29 16:39 | Credit | Assets - Earnest Money Deposit | The earnest money deposit was not properly documented and/or sourced. XXXXXX in the amount of $XXXXXX was not documented as coming from the borrower's own funds. <br>|  | Document Uploaded. Please see attached bank statements. Per XXXXXX, XXXXXX was withdrawn from acct #XXXXXX. - 01/06/2026 | Earnest money deposit docs provided. Condition resolved. - 01/07/2026<br>|  | 2026-01-07 20:24 | Resolved | 3 | 1 | 3 | 1 |
| 302 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-29 16:52 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required XXXXXX party valuation product. The XXXXXX Submission Summary Report the XXXXXX in the file has a risk score of XXXXXX. Guidelines require a risk score equal to or under XXXXXX. Missing an additional valuation meeting guideline requirements. <br>|  | Document Uploaded. Please see attached XXXXXX. - 01/06/2026<br>| 3rd party valuation provided. Condition resolved. - 01/07/2026<br>|  | 2026-01-07 20:18 | Resolved | 3 | 1 | 3 | 1 |
| 200 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-10-09 19:44 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-10-09 19:44 | Cleared | 1 | 1 | 1 | 1 |
| 200 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-10-09 19:44 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-09 19:44 | Cleared | 1 | 1 | 1 | 1 |
| 200 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-10-09 19:44 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-09 19:44 | Cleared | 1 | 1 | 1 | 1 |
| 247 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-03 00:19 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-03 00:19 | Cleared | 1 | 1 | 3 | 1 |
| 247 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-03 15:52 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-03 15:52 | Cleared | 1 | 1 | 3 | 1 |
| 247 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-11 13:45 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required XXXXXX party valuation product. Also, a XXXXXX party appraisal review was not provided. The XXXXXX XXXXXX report did not return a score. <br>|  | Document Uploaded. Please review uploaded XXXXXX - 12/26/2025<br>| XXXXXX supporting value was provided. Condition resolved. - 12/29/2025<br>|  | 2025-12-29 17:57 | Resolved | 3 | 1 | 3 | 1 |
| 217 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-11-06 22:26 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-11-06 22:26 | Cleared | 1 | 1 | 1 | 1 |
| 217 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-11-06 22:27 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-11-06 22:28 | Cleared | 1 | 1 | 1 | 1 |
| 217 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-11-10 23:13 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-11-10 23:13 | Cleared | 1 | 1 | 1 | 1 |
| 206 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-10-17 19:01 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-10-17 19:01 | Cleared | 1 | 1 | 1 | 1 |
| 206 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-10-17 19:01 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-17 19:01 | Cleared | 1 | 1 | 1 | 1 |
| 206 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-10-24 17:00 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-24 17:00 | Cleared | 1 | 1 | 1 | 1 |
| 210 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 5 | 2025-10-23 09:59 | Credit | Cash reserves less than required by guidelines | Total Cash reserves of '$XXXXXX' are less than $XXXXXX. Short cash to close and reserves, unable to confirm the $XXXXXX XXXXXX has cleared the bank. <br>|  | Document Uploaded. Please review uploaded XXXXXX docs.After closing remaining assets were $12,782.87 - this cover reserves requirements 3 months - 10/27/2025<br>| Evidence of XXXXXX was provided and condition has been resolved. - 11/02/2025<br>Total Cash reserves are greater than $0. - 11/02/2025<br>|  | 2025-11-02 19:01 | Resolved | 3 | 1 | 3 | 1 |
| 210 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 5 | 2025-10-23 09:59 | Credit | Assets - Insufficient Cash to Close or Reserves | Liquid Funds Post-Close of '$XXXXXX', are less than $XXXXXX. Borrower(s) total verified assets are insufficient for cash to close or reserves. Short cash to close and reserves, unable to confirm the $XXXXXX XXXXXX has cleared the bank. <br>|  | Document Uploaded. Liquid funds after closing were $XXXXXX .Cash to close was $XXXXXX .Total available funds were $XXXXXX. XXXXXX is XXXXXX.<br> Calculations are ($XXXXXX-cash to close $XXXXXX) / $XXXXXX=XXXXXX months reserves - 10/27/2025 | Evidence of $21,000 XXXXXX was provided. Condition resolved. - 11/02/2025<br>Liquid Funds Post-Close are greater than or equal to $0. - 11/02/2025<br>Liquid Funds Post-Close are greater than or equal to $0. Borrower(s) total verified assets are insufficient for cash to close or reserves. - 11/02/2025<br>| XXXXXX | 2025-11-02 19:03 | Resolved | 3 | 1 | 3 | 1 |
| 210 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 5 | 2025-10-23 10:09 | Credit | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited reserves months are less than the guideline required reserve months. Short reserves <br>|  | Reserves were covered.Remaining assets after closing were $XXXXXX-this covers XXXXXX months - 10/27/2025 | Audited Reserves of month(s) are greater than or equal to Guideline Required Reserves of month(s) - 11/02/2025<br>|  | 2025-11-02 18:59 | Resolved | 3 | 1 | 3 | 1 |
| 210 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 5 | 2025-10-23 10:15 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-10-23 10:15 | Cleared | 1 | 1 | 3 | 1 |
| 210 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 5 | 2025-10-23 12:51 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-23 12:51 | Cleared | 1 | 1 | 3 | 1 |
| 254 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-12-12 21:13 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-12 21:13 | Cleared | 1 | 1 | 1 | 1 |
| 254 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-12-12 21:14 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-12 21:14 | Cleared | 1 | 1 | 1 | 1 |
| 254 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-12-12 21:15 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-12-12 21:15 | Cleared | 1 | 1 | 1 | 1 |
| 203 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-10-09 18:12 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-10-09 18:12 | Cleared | 1 | 1 | 1 | 1 |
| 203 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-10-09 18:12 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-09 18:12 | Cleared | 1 | 1 | 1 | 1 |
| 203 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-10-15 20:53 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-15 20:53 | Cleared | 1 | 1 | 1 | 1 |
| 201 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2025-09-26 19:43 | Credit | Borrower 1 Gap Credit Report is Missing | Borrower XXXXXX Gap Credit Report is Missing  |  | The new debts are monitored by XXXXXX(on fraud report),we dot require soft pull on recently closed files. - 09/30/2025 <br> XXXXXX.Soft pull is not required,the file was recently closed - 09/29/2025 | Not required after closing per GL's - 10/01/2025<br>The UDM is not provided in the fraud report in the file. The first page of the report also shows it is not checked. - 10/01/2025<br>Per the guidelines XXXXXX Mortgage will monitor borrower's debts until closing date. The credit report provided was dated 20 days prior to the Note date. Please provide the undisclosed debt monitor as per guidelines. - 09/30/2025<br>|  | 2025-10-01 17:34 | Resolved | 4 | 1 | 4 | 1 |
| 201 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2025-09-26 19:43 | Credit | Borrower 2 Gap Credit Report is Missing | Borrower XXXXXX Gap Credit Report is Missing  |  | The new debts are monitored by XXXXXX(on fraud report),we dot require soft pull on recently closed files. - 09/30/2025 <br> XXXXXX.Soft pull is not required,the file was recently closed - 09/29/2025 | Not required after closing per GL's - 10/01/2025<br>The UDM is not provided in the fraud report in the file. The first page of the report also shows it is not checked. - 10/01/2025<br>Per the guidelines XXXXXX Mortgage will monitor borrower's debts until closing date. The credit report provided was dated 20 days prior to the Note date. Please provide the undisclosed debt monitor as per guidelines. - 09/30/2025<br>|  | 2025-10-01 17:35 | Resolved | 4 | 1 | 4 | 1 |
| 201 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2025-09-26 19:53 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-09-26 19:53 | Cleared | 1 | 1 | 4 | 1 |
| 201 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2025-09-26 20:05 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-26 20:05 | Cleared | 1 | 1 | 4 | 1 |
| 227 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | 2025-11-14 17:21 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-11-14 17:21 | Cleared | 1 | 1 | 3 | 1 |
| 227 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | 2025-11-14 17:21 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-11-14 17:21 | Cleared | 1 | 1 | 3 | 1 |
| 227 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | 2025-11-18 20:19 | Compliance | License: Loan Originator | The XXXXXX (XXXXXX) of the loan originator does not exist. Loan Originator XXXXXX not provided. <br>|  | XXXXXX XXXXXX per database is XXXXXX. However, loan docs & XXXXXX incorrectly reflect the XXXXXX XXXXXX as the broker's XXXXXX XXXXXX - 11/20/2025 <br>Document Uploaded. - 12/30/2025 <br> The docs below have to be signed by the borrower correct? And the Mtg has to be re-recorded? - 12/02/2025 <br> What will clear the condition below. Can the docs be changed, with the corrected XXXXXX number and initialed by the responsible party? - 11/24/2025 | Received copies of pertinent documentation with corrected LO license # - 12/31/2025<br>Resolved - 12/31/2025<br>Yes, please have the borrower re-sign documents metioned below and re-record the mortgage with the correct information. - 12/03/2025<br>Yes, please re-disclose all docs that were provided with the wrong LO#, including final 1003, CD, note and re-record the mortgage with correct information. Provide a copy of the corrected docs to the borrower along with a LOE - 11/25/2025<br>|  | 2025-12-31 14:14 | Resolved | 3 | 1 | 3 | 1 |
| 227 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | 2025-11-20 15:26 | Credit | Corporation/LLC: Operating Agreement Doc is Missing | The loan file does not contain the Corporation/XXXXXX: Operating Agreement. Assets from XXXXXX XXXXXX was used in the approval. Per guidelines, business funds may be used for down payment, closing costs and reserves. Verification of business ownership is required with a minimum borrower's ownership of XXXXXX% or more. When a borrower's share in the business is less than XXXXXX% a written acknowledgment from all other owners is required to use business funds. Documentation of the percentage of ownership is missing from the loan file as well as the acknowledgement from the other owners if the borrower doesn't own XXXXXX% of the business. <br>|  | . Articles and most recent filing reflect only borrower's name. We should be good. - 11/21/2025 | Docs in loan file show both XXXXXX types are Individual. Condition resolved. - 11/25/2025<br>|  | 2025-11-25 17:25 | Resolved | 3 | 1 | 3 | 1 |
| 266 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-16 17:09 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-16 17:09 | Cleared | 1 | 1 | 1 | 1 |
| 266 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-22 06:21 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-22 06:21 | Cleared | 1 | 1 | 1 | 1 |
| 266 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-05 22:27 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-05 22:27 | Cleared | 1 | 1 | 1 | 1 |
| 205 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-10-15 13:44 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required XXXXXX party valuation product. Risk score of XXXXXX exceeds max allowed of XXXXXX <br>|  | Document Uploaded. Please see the XXXXXX. - 10/15/2025<br>| XXXXXX with value of $XXXXXX and FSD of 95% received. Condition resolved. - 10/22/2025 |  | 2025-10-22 15:45 | Resolved | 3 | 1 | 3 | 1 |
| 205 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-10-15 13:56 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-10-15 13:56 | Cleared | 1 | 1 | 3 | 1 |
| 205 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-10-15 13:56 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-15 13:56 | Cleared | 1 | 1 | 3 | 1 |
| 215 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-11-06 22:02 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-11-06 22:02 | Cleared | 1 | 1 | 1 | 1 |
| 215 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-11-08 00:09 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-11-08 00:09 | Cleared | 1 | 1 | 1 | 1 |
| 215 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-11-08 00:09 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-11-08 00:09 | Cleared | 1 | 1 | 1 | 1 |
| 223 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-11-14 14:17 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-11-14 14:17 | Cleared | 1 | 1 | 1 | 1 |
| 223 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-11-18 14:54 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-11-18 14:54 | Cleared | 1 | 1 | 1 | 1 |
| 223 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-11-20 14:52 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-11-20 14:52 | Cleared | 1 | 1 | 1 | 1 |
| 232 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-11-18 22:05 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-11-18 22:05 | Cleared | 1 | 1 | 3 | 1 |
| 232 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-11-18 23:18 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-11-18 23:18 | Cleared | 1 | 1 | 3 | 1 |
| 232 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-01 15:13 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Exception in file need further clarification on exception approval and use for exception. Type is for income and comments state owned business for XXXXXX mos. Per XXXXXX letter and business filing detail business originated XXXXXX which is over XXXXXX mos meeting guideline requirements for existence. <br>|  | Document Uploaded. Please review revised lock - 12/30/2025 <br> Document Uploaded. The Exception was not needed . - 12/29/2025 <br> Document Uploaded. AS per XXXXXX letter on file - borrower 's buciness is verified - it meet XXXXXX years of existance - 12/26/2025 <br> we need to validate XXXXXX years of business as per Guidelines - 12/05/2025 | Document Uploaded. Condition upheld. If the 1003, and XXXXXX Letter confirm a 2 year S/E employment history, please explain the Exception in file (uploaded). What was this exception requested and approved for? - 12/28/2025<br>Condition upheld. Please explain what the loan exception is for. 1003 states Borrower has been S/E since 3/1/2023. XXXXXX Letter in file states Borrower has been 100% Owner since 3/1/2023. 2 years S/E history is verified. - 12/09/2025<br>|  | 2025-12-31 05:28 | Resolved | 3 | 1 | 3 | 1 |
| 224 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 7 | 2025-11-15 21:15 | Credit | Citizenship Documentation Not Provided | Borrower XXXXXX Citizenship Documentation is missing from the file. Documentation to provide evidence of lawful residency status in the XXXXXX is missing from the loan file. <br>|  | XXXXXX provided is an evidence that borrower can be qualified fo a loan under non permanent resident alien status. Please refer to XXXXXX A Non-Permanent Resident Alien without an XXXXXX can qualify using XXXXXX (XXXXXX). The borrower(s) must possess a valid XXXXXX card or XXXXXX letter, and an Unexpired Government Photo ID (i.e. Driver's license, International Passport, etc).<br> No need for visa or any other documentation is needed for XXXXXX product. - 12/26/2025 <br> Document Uploaded. Borrower is a non-resident. XXXXXX doc was provided with initial upload - 11/26/2025 | ITN document provided, Patriot act form on file. Condition resolved - 12/29/2025<br>Documentation to provide evidence of lawful residency status in the U.S. is missing from the loan file. Condition upheld. - 12/02/2025<br>|  | 2026-02-05 19:38 | Resolved | 3 | 1 | 3 | 1 |
| 224 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 7 | 2025-11-18 15:38 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-11-18 15:38 | Cleared | 1 | 1 | 3 | 1 |
| 224 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 7 | 2025-11-25 22:58 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-11-25 22:58 | Cleared | 1 | 1 | 3 | 1 |
| 224 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 7 | 2025-11-25 23:23 | Credit | Asset 3 Expired | Asset expired. <br>|  |  | Asset 3 Not Expired Or Not Applicable - 11/26/2025<br>|  | 2025-11-26 03:56 | Resolved | 3 | 1 | 3 | 1 |
| 224 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 7 | 2025-11-25 23:23 | Credit | Asset 5 Expired | Asset expired. <br>|  |  | Asset 5 Not Expired Or Not Applicable - 11/26/2025<br>|  | 2025-11-26 03:56 | Resolved | 3 | 1 | 3 | 1 |
| 224 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 6 of 7 | 2025-11-25 23:23 | Credit | Asset 6 Expired | Asset expired. <br>|  | Document Uploaded. - 11/26/2025<br>| Asset gift letter provided. Condition resolved. - 12/02/2025<br>|  | 2025-12-02 14:51 | Resolved | 3 | 1 | 3 | 1 |
| 224 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 7 of 7 | 2025-11-26 03:55 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Please provide documentation of the borrower's primary housing expense of $XXXXXX. The final XXXXXX shows no housing expense.  |  | Document Uploaded. Borrower does not have any other properties. Final XXXXXX has housing expense in section #XXXXXX (p.XXXXXX) - 11/26/2025 | 1003 provided showing housing expense primary and no other properties owned. Condition resolved. - 12/02/2025<br>|  | 2025-12-02 14:33 | Resolved | 3 | 1 | 3 | 1 |
| 208 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2025-10-22 20:26 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. A formal exception is located in the loan file allowing for a loan amount less than the minimum required of $XXXXXX <br>|  |  |  | Several income sources and XXXXXX below XXXXXX%, Revolving debt is under XXXXXX%, XXXXXX years on current job, XXXXXX borrowers on the loan, Borrower contribution exceeds requirement >=XXXXXX%, XXXXXX XXXXXX at XXXXXX% XXXXXX and XXXXXX XXXXXX at XXXXXX% XXXXXX. | 2025-10-24 18:29 | Waived | 2 | 2 | 3 | 2 |
| 208 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2025-10-22 20:27 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-22 20:27 | Cleared | 1 | 1 | 3 | 2 |
| 208 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2025-10-22 20:27 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-10-22 20:27 | Cleared | 1 | 1 | 3 | 2 |
| 208 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2025-10-24 19:11 | Credit | Credit Profile - Credit History Insufficient | The documented credit history does not meet guidelines. XXXXXX will accept a bank reference letter or other financial institution letter (e.g., mortgage company, credit card company), required for all borrowers who provide income or assets for qualification. The reference letter indicating XXXXXX years in open, currently active status and cannot have derogatory history. The reference letter does not require to include good standing language. The reference letter must be for the borrower, not the borrower's business. The reference letter must be on the bank's letterhead, dated and contain full address and contact number of financial institution. Missing bank/credit letter for Borrower XXXXXX. <br>|  | Document Uploaded. Please see attached XXXXXX Exception - 01/09/2026 <br> Document Uploaded. Please see attached comment provided by XXXXXX - 11/03/2025 <br> Document Uploaded. Please see attached reference letter - 10/29/2025 | AD Guidelines State: XXXXXX will accept a bank reference letter or other financial institution letter (e.g., mortgage company, credit card company), required for all borrowers who provide income or assets for qualification purposes, from a financial institution dated within 90 days of the note date. <br> B2 has verified assets in subject transaction used to close and reserves. Credit Reference Letter is required. 01/14/2026 - MK, Bank reference letter has been provided. Condition now resolved. MK - 01/14/2026<br>The documents provided are duplicates of Borrower 1's bank reference letters. The request is for Borrower 2's missing bank reference letter. - 10/29/2025<br>|  | 2026-01-14 18:16 | Resolved | 3 | 1 | 3 | 2 |
| 213 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2025-11-11 22:51 | Credit | Credit Profile - Credit History Insufficient | The documented credit history does not meet guidelines. The bank reference letter in the file does not reflect a XXXXXX year history of an open and active account as per guidelines. <br>|  | Document Uploaded. The letter itself states that "In compliance with your request, we hereby confirm that you are the holder of XXXXXX no XXXXXX at our branch XXXXXX since XXXXXX. <br> - 11/26/2025 | Bank letter provided. Condition resolved. - 12/01/2025<br>|  | 2025-12-01 17:19 | Resolved | 3 | 1 | 3 | 1 |
| 213 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2025-11-11 23:09 | Credit | DSCR does not meet Guidelines | The subject XXXXXX does not meet guideline requirements. The XXXXXX was unable to be validated due to conflicting information in the file. There are two appraisals in the file, each with a different market rent ($XXXXXX & $XXXXXX). There are XXXXXX tax information sheets in the file which appear to support a higher tax amount than was used at escrow ($XXXXXX used for escrow, the other document is signed with $XXXXXX annual taxes which is supported by title). Using the lower rental income and the higher taxes results in a XXXXXX XXXXXX. The loan was locked based on a XXXXXX above XXXXXX. Please document and clarify the correct tax amount, rental amount and final XXXXXX. <br>|  | Document Uploaded. Good afternoon, we use our smart fees tax calculator on all files to calculate escrows for taxes. That is where the figure is coming from. We are using the lower rental amount of $XXXXXX. XXXXXX in our system is correct. - 11/25/2025 | Smart fees tax calculator provided. Condition resolved. - 12/01/2025<br>|  | 2025-12-01 17:17 | Resolved | 3 | 1 | 3 | 1 |
| 213 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2025-11-11 23:10 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-11-11 23:10 | Cleared | 1 | 1 | 3 | 1 |
| 213 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2025-11-11 23:10 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-11-11 23:10 | Cleared | 1 | 1 | 3 | 1 |
| 212 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-11-07 23:40 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-11-07 23:40 | Cleared | 1 | 1 | 1 | 1 |
| 212 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-11-07 23:40 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-11-07 23:40 | Cleared | 1 | 1 | 1 | 1 |
| 212 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-11-07 23:40 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-11-07 23:40 | Cleared | 1 | 1 | 1 | 1 |
| 240 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 5 | 2025-11-20 16:59 | Credit | Missing VOM or VOR | Verification of Rent (XXXXXX)/Verification of Mortgage (XXXXXX) Document is Missing. Provide XXXXXX for Address XXXXXX and XXXXXX <br>|  | As per XXXXXX verification of rent is not required ,if the amount was disclosed at initial XXXXXX - 01/14/2026 <br> XXXXXX.No such XXXXXX disclosed for the borrower on XXXXXX - 12/26/2025 | There is nothing in the guidelines that states verification of previous housing history is needed. - 01/16/2026<br> Condition upheld. Borrower was currently renting. Provide the VOR for the following: XXXXXX and XXXXXX - 12/29/2025 |  | 2026-01-16 13:52 | Resolved | 3 | 1 | 3 | 1 |
| 240 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 5 | 2025-11-21 13:36 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-11-24 23:21 | Cleared | 1 | 1 | 3 | 1 |
| 240 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 5 | 2025-12-03 13:44 | Credit | Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Borrower XXXXXX Gap Credit Report is Expired (Greater than XXXXXX days from Closing/Settlement Date).  |  | Document Uploaded. XXXXXX uploaded - 01/14/2026 <br> Soft pull is not required,credit report was good at tilme of closing,Note date XXXXXX ,credit report dated XXXXXX - 12/26/2025 | Document meets requirements. - 01/16/2026<br>Condition upheld. Provide the UDM report from FraudGuard. - 12/29/2025<br>|  | 2026-01-16 14:01 | Resolved | 3 | 1 | 3 | 1 |
| 240 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 5 | 2025-12-03 13:49 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-03 13:49 | Cleared | 1 | 1 | 3 | 1 |
| 240 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 5 | 2025-12-03 13:51 | Credit | Liabilities - Not Verified | The application lists debts that were not verified on the credit report and not independently verified. Originator to provide documentation to support $XXXXXXX liability. <br>|  | The XXXXXX account was disclosed at initial application and XXXXXX counted is as a libility. XXXXXX used more ocnservative method for XXXXXX calculations adding liability disclosed from initial XXXXXX - 12/26/2025 | Explanation provided. Condition resolved. - 12/29/2025<br>|  | 2025-12-29 18:11 | Resolved | 3 | 1 | 3 | 1 |
| 237 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-11-19 14:56 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied.  |  |  |  |  | 2025-11-19 14:56 | Cleared | 1 | 1 | 1 | 1 |
| 237 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-11-19 14:56 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-11-19 14:56 | Cleared | 1 | 1 | 1 | 1 |
| 237 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-11-20 14:26 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-11-20 14:26 | Cleared | 1 | 1 | 1 | 1 |
| 243 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-11-24 13:01 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-11-24 13:01 | Cleared | 1 | 1 | 2 | 2 |
| 243 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-04 20:19 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Per guidelines-If the property was acquired less than or equal to XXXXXX (XXXXXX) months from the note date, the lesser of the current appraised value or purchase price plus documented improvements (if any) will be used to determine XXXXXX/XXXXXX. Home purchased XXXXXX. A formal exception is in file. <br>|  |  |  | Compensating factors-Borrowers revolving debt is under XXXXXX%, residual income >=XXXXXX, and XXXXXX >= XXXXXX% lower than loan program. Borrower has no credit events past XXXXXX months, no<br> mortgage late payments in the last XXXXXX months, and no consumer late payments in the last XXXXXX months. | 2025-12-04 20:19 | Waived | 2 | 2 | 2 | 2 |
| 243 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-04 20:21 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-04 20:21 | Cleared | 1 | 1 | 2 | 2 |
| 255 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 5 | 2025-12-16 01:36 | Credit | Cash reserves less than required by guidelines | Total Cash reserves of '$XXXXXX' are less than $XXXXXX. XXXXXXX is XXXXXX Loan was submitted with $XXXXXX short reserves <br>|  | Document Uploaded. Please see attached email from XXXXXX with explanation of assets. - 12/30/2025 | XXXXXX verification was found in the loan file. - 12/31/2025<br>Total Cash reserves are greater than $0. - 12/31/2025<br>|  | 2025-12-31 19:30 | Resolved | 3 | 1 | 3 | 1 |
| 255 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 5 | 2025-12-16 01:47 | Credit | ATR: Reasonable Income or Assets Not Considered | XXXXXX: Reasonable income or assets not considered.  |  | Please see email from XXXXXX that was uploaded with explanation of assets. - 12/30/2025 | ATR: Reasonable Income or Assets Was Considered - 12/31/2025<br>|  | 2026-02-04 03:46 | Resolved | 3 | 1 | 3 | 1 |
| 255 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 5 | 2025-12-16 03:29 | Credit | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited reserves months are less than the guideline required reserve months. XXXXXX is XXXXXX Loan was submitted with $XXXXXX short reserves (XXXXXX Months) <br>|  | Please see email from XXXXXXX that was uploaded with explanation of assets. - 12/30/2025 | XXXXXX verification was found in the loan file. - 12/31/2025<br>Audited Reserves of month(s) are greater than or equal to Guideline Required Reserves of month(s) - 12/31/2025<br>|  | 2025-12-31 19:30 | Resolved | 3 | 1 | 3 | 1 |
| 255 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 5 | 2025-12-16 20:23 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-16 20:23 | Cleared | 1 | 1 | 3 | 1 |
| 255 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 5 | 2026-01-02 20:36 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. - 01/02/2026<br>|  | 2026-01-02 20:36 | Cleared | 1 | 1 | 3 | 1 |
| 231 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 6 | 2025-11-18 18:48 | Credit | Cash reserves less than required by guidelines | Total Cash reserves of '$XXXXXX' are less than $XXXXXX.  |  | Document Uploaded. please see uploads - 12/09/2025 <br>See upload - 12/04/2025<br>| Business assets verified and can be used for reserves Condition resolved. - 12/10/2025<br>Total Cash reserves are greater than $0. - 12/10/2025<br>Document Uploaded. Condition upheld. Attached are assets verified in file. Please provide supporting documents to support $79,700.82 - 12/08/2025<br>|  | 2025-12-10 23:28 | Resolved | 3 | 1 | 3 | 1 |
| 231 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 6 | 2025-11-18 18:48 | Credit | Assets - Insufficient Cash to Close or Reserves | Liquid Funds Post-Close of '$XXXXXX', are less than $XXXXXX.  |  | See upload - 12/09/2025 <br>See upload - 12/04/2025<br>| Business assets verified and can be used for reserves Condition resolved. - 12/10/2025<br>Liquid Funds Post-Close are greater than or equal to $0. - 12/10/2025<br>Document Uploaded. Condition upheld. Attached are assets verified in file. Please provide supporting documents to support $79,700.82 - 12/08/2025<br>|  | 2025-12-10 23:27 | Resolved | 3 | 1 | 3 | 1 |
| 231 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 6 | 2025-11-18 18:56 | Credit | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited reserves months are less than the guideline required reserve months. Short reserves. Borrower stated assets of $XXXXXX for net worth of business, unverified in the loan file. <br>|  | Document Uploaded. please see uploads - 12/09/2025 <br> Document Uploaded. See upload - 12/04/2025 | Business assets verified and can be used for reserves Condition resolved. - 12/10/2025<br>Audited Reserves of month(s) are greater than or equal to Guideline Required Reserves of month(s) - 12/10/2025<br>Document Uploaded. Condition upheld. Attached are assets verified in file. Please provide supporting documents to support $79,700.82 - 12/08/2025<br>|  | 2025-12-10 23:28 | Resolved | 3 | 1 | 3 | 1 |
| 231 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 6 | 2025-11-18 18:59 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX.  |  |  |  |  | 2025-11-18 18:59 | Cleared | 1 | 1 | 3 | 1 |
| 231 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 6 | 2025-11-18 19:00 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-11-18 19:00 | Cleared | 1 | 1 | 3 | 1 |
| 231 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 6 of 6 | 2025-11-18 19:01 | Credit | Borrower - Residency Alien Documentation | The borrower indicates Resident Alien status, however, the file contains no evidence documenting status as legally. The Permanent Resident Card in the file is expired. <br>|  | Document Uploaded. Uploaded - 12/30/2025 <br> Document Uploaded. Uploaded documentation. - 12/29/2025 <br> The XXXXXX was approved per our conversation with XXXXXX.<br> Moreover we've XXXXXX on the file.<br> - 12/24/2025 <br> Please see uploads - 12/09/2025 | Document provided Permanent Resident Card extended 48mo, expires 9-19-29. Condition resolved. - 12/31/2025<br>Condition upheld. Can't locate I-797 form in file. Please provide for review. - 12/30/2025<br>Condition upheld. The Permanent Resident Card in the file expired 9-15-25. The card was issued and expired so a renewed card is needed on file. - 12/29/2025<br>Condition upheld. An active Permanent Resident Card is needed. - 12/09/2025<br>|  | 2025-12-31 21:16 | Resolved | 2 | 1 | 3 | 1 |
| 222 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-02 20:13 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-02 20:13 | Cleared | 1 | 1 | 1 | 1 |
| 222 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-03 16:16 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-03 16:16 | Cleared | 1 | 1 | 1 | 1 |
| 222 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-03 16:16 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-03 16:16 | Cleared | 1 | 1 | 1 | 1 |
| 234 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-11-18 21:00 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure Received Date of (XXXXXX) is not XXXXXX business days before the consummation date of (XXXXXX). XXXXXX business days before the consummation date is (XXXXXX). Under XXXXXX, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than XXXXXX business days before consummation. (XXXXXX) <br>|  | Since the company was open and operating on XXXXXX - it was abusiness day for lender. - 01/23/2026 <br> As per our compliance ,we were able to operate ,issue documents on XXXXXX holiday . Please provide with citation to the regulation . - 01/22/2026 <br> The XXXXXX was operating day for XXXXXX. - 12/29/2025 <br> We are with in compliance.The initila XXXXXX was issued XXXXXX and signed at same day ,there was no need for a waiting period . - 12/26/2025 <br> Both Borrowers signed on the same day of XXXXXX. The closing occurred on the XXXXXX day (XXXXXXth not counted, XXXXXX,XXXXXX,XXXXXX, then XXXXXXth is the earliest possible closing date) - 12/12/2025 | CD issued on Veterans Day. - 01/26/2026<br>Per CFPB § 1026.19(f)(1)(ii), the three-day rule requires the counting of "business days," which are "all calendar days except Sundays and the legal public holidays specified in 5 U.S.C. 6103(a). <br>For all other purposes, business day means all calendar days except Sundays and legal public holidays specified in 5 U.S.C. 6103(a) such as, New Year's Day, the Birthday of Martin Luther King, Jr., Washington's Birthday, Memorial Day, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving Day, and Christmas Day. - 01/23/2026<br>Per CFPB § 1026.19(f)(1)(ii), the three-day rule requires the counting of "business days," which are "all calendar days except Sundays and the legal public holidays specified in 5 U.S.C. 6103(a). Vererans Day 11/11/2025 wass a legal holiday and cannot be counted toward the 3 day rule. Finding is upheld - 12/30/2025<br>Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)). Due to a federal holiday, the initial CD was not issued three business days before consummation. There is no cure for this violation. - 12/29/2025<br>Nov 11 was a federal hoiday, so the earliest closing date would be the 4th day after, or 11/15/2025. - 12/15/2025<br>|  | 2026-01-26 16:00 | Resolved | 3 | 1 | 3 | 1 |
| 234 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-11-19 14:27 | Credit | Liabilities - Excluded Debts | There was no explanation or support for the omission of XXXXXX or more debts from the initial application. The borrowers exit property at XXXXXX was not included in debts. File does not contain documentation that this property is being sold. The XXXXXX states it is being retained as a primary residence. Auditor is unable to determine why this was not included in the borrowers obligations. XXXXXX% XXXXXX including departure property expense. <br>|  | Document Uploaded. It's included and XXXXXX is XXXXXX%. Please see our calculations attached. (all debts including departure property $XXXXXX + XXXXXX $XXXXXX) / Income $XXXXXX - 12/12/2025 | DTE calculations provided. Condition resolved - 12/15/2025<br>|  | 2025-12-15 20:06 | Resolved | 3 | 1 | 3 | 1 |
| 234 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-11-19 14:57 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-11-19 14:57 | Cleared | 1 | 1 | 3 | 1 |
| 235 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | 2025-11-20 12:41 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-11-20 12:41 | Cleared | 1 | 1 | 4 | 2 |
| 235 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | 2025-12-02 15:27 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-02 15:27 | Cleared | 1 | 1 | 4 | 2 |
| 235 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | 2025-12-02 15:38 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Per guidelines-XXXXXX- or XXXXXX-months complete business bank statements from the same account (in a case of account being closed or inactive a different account may be considered).Cannot use more than XXXXXX accounts per business. Per qualifying income is based on using multiple bank accounts as a part of the borrower's XXXXXX calculation. Borrower changed the XXXXXX from XXXXXX to XXXXXX, thus XXXXXX business account. <br>|  |  |  | Compensating factors-Borrower has no mortgage late payments in the last XXXXXX months, XXXXXX years credit history, and XXXXXX borrowers on the loan. XXXXXX XXXXXX% below maximum. | 2025-12-02 15:38 | Waived | 2 | 2 | 4 | 2 |
| 235 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | 2025-12-02 15:45 | Compliance | Missing Note | Missing senior lien note  |  | As per XXXXXX ,if we had the mortgae statement with all terms the Note is not required.We had mortgage statement on file indicating payments,escrows plus credit report is showing balance , reported date of the mortgage and loan type as it's been XXXXXX conv loan since XXXXXX - XXXXXX <br> We had mortgage statement with all terms on page XXXXXX of uploaded credit package - 12/02/2025 | Mortgage statement discloses all terms of the Sr note. - 12/08/2025<br>Please provide the required Sr. Lien note. - 12/03/2025<br>|  | 2025-12-08 18:07 | Resolved | 4 | 1 | 4 | 2 |
| 313 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-01-09 18:32 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-09 18:32 | Cleared | 1 | 1 | 1 | 1 |
| 313 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-01-13 20:21 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-13 20:21 | Cleared | 1 | 1 | 1 | 1 |
| 313 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-13 20:22 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-13 20:22 | Cleared | 1 | 1 | 1 | 1 |
| 229 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-11-15 16:36 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-11-15 16:36 | Cleared | 1 | 1 | 1 | 1 |
| 229 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-11-15 16:36 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-11-15 16:36 | Cleared | 1 | 1 | 1 | 1 |
| 229 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-11-17 20:58 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-11-18 23:59 | Cleared | 1 | 1 | 1 | 1 |
| 262 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-17 19:47 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-17 19:47 | Cleared | 1 | 1 | 1 | 1 |
| 262 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-17 19:48 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-17 19:48 | Cleared | 1 | 1 | 1 | 1 |
| 262 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-22 19:10 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-22 19:10 | Cleared | 1 | 1 | 1 | 1 |
| 298 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-29 19:00 | Credit | Guideline - Federal and/or State High Cost Ineligible per guidelines | Loan is a XXXXXX or XXXXXX Loan.  |  | Compliance detail updated - 01/12/2026 <br> Document Uploaded. As per compliance report it is not a XXXXXX loan, the file pass XXXXXX/XXXXXX - 01/07/2026 | Confirmed loan is not HighCost. - 01/15/2026<br>Compliance detail updated - 01/12/2026<br>|  | 2026-01-15 20:23 | Resolved | 3 | 1 | 3 | 1 |
| 298 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-29 19:09 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-29 19:09 | Cleared | 1 | 1 | 3 | 1 |
| 298 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2026-01-03 00:59 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-03 00:59 | Cleared | 1 | 1 | 3 | 1 |
| 219 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-11-12 19:58 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-11-12 19:58 | Cleared | 1 | 1 | 3 | 1 |
| 219 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-11-13 17:25 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-11-13 17:25 | Cleared | 1 | 1 | 3 | 1 |
| 219 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-11-17 18:44 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Please provide the status and amount, if any, for XXXXXX dues for all of borrower's XXXXXX except for the vacant land. Also please provide documentation supporting the hazard insurance figures for the properties on XXXXXX and XXXXXX. <br>|  | Document Uploaded. - 11/18/2025 <br> Document Uploaded. All three properties are XXXXXX, there shouldn't be any XXXXXX dues. <br> Please find proof of XXXXXX attached:<br> XXXXXX p. XXXXXX confirming XXXXXX $606/y<br> XXXXXX p. XXXXXX confirming XXXXXX $659/y<br> XXXXXX p. XXXXXX confirming XXXXXX $609.95/y - 11/18/2025 | Received documentation for HOI - 11/18/2025<br>|  | 2025-11-18 18:03 | Resolved | 3 | 1 | 3 | 1 |
| 250 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-10 23:46 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-10 23:46 | Cleared | 1 | 1 | 3 | 1 |
| 250 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-18 22:06 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required XXXXXX party valuation product.  |  | Document Uploaded. Please review uploaded XXXXXX - 01/05/2026 <br> Document Uploaded. Please review uploaded XXXXXX - 12/29/2025 <br> XXXXXX score is XXXXXX,no XXXXXX is required. - 12/23/2025 | 3rd party valuation provided. Condition resolved. - 01/07/2026<br>Condition upheld. Document provided does not show CU score of 1.6. Please provide CU. - 12/30/2025<br>Condition upheld. Please upload CU. - 12/26/2025<br>|  | 2026-01-07 14:00 | Resolved | 3 | 1 | 3 | 1 |
| 250 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-18 22:41 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). <br>|  | Document Uploaded. Title covergae should be equal to loan amount ,we are covered. - 01/05/2026 <br> Document Uploaded. Please review uploaded title supplement - 12/29/2025 <br> We had title supplement on file (page XXXXXX) ,title coverage is sufficient $XXXXXX it covers loan amount - 12/23/2025 | Title provided. Condition resolved. - 01/07/2026<br>Condition upheld. There is another lien that will remain open for subject. Total coverage for title should be $1,601,302. - 12/30/2025<br>Condition upheld. Could not locate title supplement in file, please upload title supplement. - 12/26/2025<br>|  | 2026-02-05 19:34 | Resolved | 3 | 1 | 3 | 1 |
| 249 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-12-09 00:13 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-09 00:13 | Cleared | 1 | 1 | 3 | 1 |
| 249 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-12-09 21:04 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-12-09 21:04 | Cleared | 1 | 1 | 3 | 1 |
| 249 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-12-18 23:32 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. There is a gift that was given to the borrower for $XXXXXX. Per guidelines, for an investment transaction, the borrower must contribute at least XXXXXX0% from their own funds with a maximum XXXXXX% XXXXXX. While the XXXXXX is XXXXXX%, the borrower contribution is only XXXXXX%. A formal exception is not located in the loan file.  |  | Document Uploaded. Please see email from XXXXXX. Per XXXXXX "Total XXXXXX is based on XXXXXX% of the lower of the appraised value or the purchase price. $XXXXXX \* XXXXXX = $XXXXXX. XXXXXX was paid out of borrower funds in the amount of $XXXXXX. This leaves an additional $XXXXXX for the borrower to contribute from their own funds. Total cash to close needed is $XXXXXX. If you subtract both gifts that leaves us with cash to close of $XXXXXX. Being that the borrower only needs to contribute an additional $XXXXXX but they are actually contributing $XXXXXX of their own funds, we appear to meet the XXXXXX requirement. Per the previous explanation, the borrower paid for the XXXXXX with their own funds. They contributed $XXXXXX of their own money, They only need to contribute an additional $XXXXXX of their own funds which they are doing. The gifts deposited into the borrowers account make up $XXXXXX of the cash to close which means they are actually contributing and additional $XXXXXX of their own funds. The XXXXXX is met here."<br> - 12/22/2025 | Explanation email provided. Condition resolved. - 12/23/2025<br>|  | 2025-12-23 15:46 | Resolved | 3 | 1 | 3 | 1 |
| 285 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-12-30 11:43 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-09 19:33 | Cleared | 1 | 1 | 3 | 1 |
| 285 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-12-30 11:43 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-30 11:43 | Cleared | 1 | 1 | 3 | 1 |
| 285 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-01-02 12:34 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2026-01-02 12:34 | Cleared | 1 | 1 | 3 | 1 |
| 220 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-11-14 22:34 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-11-14 22:34 | Cleared | 1 | 1 | 1 | 1 |
| 220 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-11-17 19:07 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-11-17 19:07 | Cleared | 1 | 1 | 1 | 1 |
| 220 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-11-17 20:52 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-11-17 20:52 | Cleared | 1 | 1 | 1 | 1 |
| 252 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-14 23:57 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-14 23:57 | Cleared | 1 | 1 | 1 | 1 |
| 252 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-15 00:01 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-15 00:01 | Cleared | 1 | 1 | 1 | 1 |
| 252 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-16 19:09 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-16 19:09 | Cleared | 1 | 1 | 1 | 1 |
| 226 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-11-17 18:40 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-11-17 18:40 | Cleared | 1 | 1 | 1 | 1 |
| 226 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-11-17 18:41 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-11-17 18:41 | Cleared | 1 | 1 | 1 | 1 |
| 226 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-11-18 04:42 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-11-18 04:42 | Cleared | 1 | 1 | 1 | 1 |
| 238 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-11-19 14:16 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-11-19 14:16 | Cleared | 1 | 1 | 1 | 1 |
| 238 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-11-19 22:12 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-11-19 22:12 | Cleared | 1 | 1 | 1 | 1 |
| 238 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-02 19:36 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-02 19:36 | Cleared | 1 | 1 | 1 | 1 |
| 225 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-11-15 10:47 | Credit | Income - Income Documentation Missing | The loan file did not contain the required income documentation. Missing XXXXXX letter supporting the XXXXXX% expense ratio used by originator <br>|  | Document Uploaded. "A XXXXXX% expense ratio was applied to the income from XXXXXX XXXXXX" added - 01/14/2026 | meet documentation requirements - 01/16/2026<br>|  | 2026-01-16 14:23 | Cleared | 3 | 1 | 3 | 1 |
| 225 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-11-15 10:48 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-11-15 10:48 | Cleared | 1 | 1 | 3 | 1 |
| 225 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-11-20 03:10 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-11-20 03:10 | Cleared | 1 | 1 | 3 | 1 |
| 333 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-01-26 04:48 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-26 04:48 | Cleared | 1 | 1 | 1 | 1 |
| 333 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-01-26 20:42 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-26 20:42 | Cleared | 1 | 1 | 1 | 1 |
| 333 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-27 20:09 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-27 20:09 | Cleared | 1 | 1 | 1 | 1 |
| 233 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-11-18 16:06 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-11-18 16:06 | Cleared | 1 | 1 | 1 | 1 |
| 233 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-11-18 16:06 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-11-18 16:06 | Cleared | 1 | 1 | 1 | 1 |
| 233 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-11-18 17:53 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-11-18 17:53 | Cleared | 1 | 1 | 1 | 1 |
| 228 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-11-14 15:51 | Credit | Approval/Underwriting Summary Deficient | Approval/Underwriting Summary is deficient. The XXXXXXst mortgage payment used in the approval was $XXXXXX, but according to the note, the XXXXXX is $XXXXXX. Please provide the final XXXXXX. <br>|  | Document Uploaded. Please review uploaded final 1008 - 11/20/2025<br>| Condition resolved. Final 1008 provided. - 11/26/2025<br>Approval/Underwriting Summary is fully present - 11/26/2025<br>|  | 2025-11-26 16:02 | Resolved | 3 | 1 | 3 | 1 |
| 228 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-11-18 21:47 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-11-18 21:47 | Cleared | 1 | 1 | 3 | 1 |
| 228 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-11-20 17:28 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-11-20 17:28 | Cleared | 1 | 1 | 3 | 1 |
| 245 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 5 | 2025-11-25 17:14 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-11-25 17:14 | Cleared | 1 | 1 | 4 | 1 |
| 245 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 5 | 2025-12-04 19:10 | Credit | Borrower 2 Tax Returns Not Signed | Borrower XXXXXX Tax Returns not signed. XXXXXX XXXXXX XXXXXX tax returns are not signed. <br>|  | Please see upload - 12/15/2025<br>| 4506 transcripts on file. Condition resolved. - 12/16/2025<br>|  | 2025-12-16 20:34 | Resolved | 3 | 1 | 4 | 1 |
| 245 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 5 | 2025-12-04 20:22 | Credit | Asset 7 Missing | Asset documentation is missing from the file. originator to provide fidelity money market account statement that supports $XXXXXX for assets. <br>|  | please see upload - 12/15/2025<br>| Asset documentation provided. Condition resolved. - 12/16/2025<br>Asset 7 Provided Or Not Applicable - 12/16/2025<br>|  | 2025-12-16 20:44 | Resolved | 3 | 1 | 4 | 1 |
| 245 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 5 | 2025-12-04 20:59 | Credit | Borrower 1 Credit Report is Missing | Borrower XXXXXX credit report is missing. Originator to provide credit report for XXXXXX. <br>|  | Please see upload - 12/15/2025<br>| Borrower 1 Credit Report provided. Condition resolved. - 12/16/2025<br>Borrower 1 Credit Report is not missing. - 12/16/2025<br>|  | 2025-12-16 20:49 | Resolved | 4 | 1 | 4 | 1 |
| 245 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 5 | 2025-12-04 23:34 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required XXXXXX party valuation product. XXXXXX score > XXXXXX. Missing a XXXXXX party valuation product to support the appraised value. <br>|  | Document Uploaded. Uploaded. - 12/18/2025 <br>Document Uploaded. - 12/15/2025<br>| 3rd party valuation provided. Condition resolved. - 12/19/2025<br>Condition upheld. 3rd party valuation was not uploaded. - 12/16/2025<br>|  | 2025-12-19 16:25 | Resolved | 3 | 1 | 4 | 1 |
| 241 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-11-20 19:32 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-11-20 19:32 | Cleared | 1 | 1 | 1 | 1 |
| 241 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-11-20 21:56 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-03 02:14 | Cleared | 1 | 1 | 1 | 1 |
| 241 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-03 02:19 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-03 02:19 | Cleared | 1 | 1 | 1 | 1 |
| 307 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 2 | 2025-12-30 20:36 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-30 20:36 | Cleared | 1 | 1 | 3 | 1 |
| 307 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 2 | 2025-12-31 11:25 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-31 11:25 | Cleared | 1 | 1 | 3 | 1 |
| 244 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-11-22 15:46 | Credit | Missing Tax Cert |  |  | Document Uploaded. Please review uploaded tax cert. - 12/26/2025<br>| Tax cert provided. Condition resolved. - 12/29/2025<br>|  | 2025-12-29 22:05 | Resolved | 3 | 1 | 3 | 1 |
| 244 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-11-22 16:04 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-11-22 16:04 | Cleared | 1 | 1 | 3 | 1 |
| 244 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-11-22 16:04 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-11-22 16:04 | Cleared | 1 | 1 | 3 | 1 |
| 289 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 2 | 2025-12-29 15:03 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-29 15:03 | Cleared | 1 | 1 | 3 | 1 |
| 289 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 2 | 2025-12-31 22:17 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-31 22:17 | Cleared | 1 | 1 | 3 | 1 |
| 239 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-11-20 01:23 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-11-20 01:23 | Cleared | 1 | 1 | 2 | 2 |
| 239 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-11-20 01:24 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-11-20 01:24 | Cleared | 1 | 1 | 2 | 2 |
| 239 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-11-20 01:32 | Credit | Hazard Insurance - Other Insurance Incomplete | The policy verifying other property insurance is not complete. The home itself is XXXXXX and at XXXXXX% but the roof being XXXXXX years old, the insurance carrier will not allow it to have it included with the rest of the home under XXXXXX. Formal exception in file. <br>|  |  |  | Compensating factors used were Revolving debt is under XXXXXX%,XXXXXX years on current job, Debt ratio >=XXXXXX% lower than loan program, XXXXXX years or more in the same line of employment, No credit events past XXXXXX months, No mortgage late payments in the last XXXXXX months, XXXXXX years credit history, No consumer late payments in the last XXXXXX months, XXXXXX borrowers on the loan, and Credit score >XXXXXX points than minimum required. | 2025-12-03 05:16 | Waived | 2 | 2 | 2 | 2 |
| 270 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-16 23:15 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-16 23:15 | Cleared | 1 | 1 | 1 | 1 |
| 270 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-20 18:10 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-20 18:10 | Cleared | 1 | 1 | 1 | 1 |
| 270 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-20 18:11 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-20 18:11 | Cleared | 1 | 1 | 1 | 1 |
| 258 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-15 17:04 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-15 17:04 | Cleared | 1 | 1 | 3 | 1 |
| 258 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-30 23:19 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower XXXXXX XXXXXX party XXXXXX prior to close missing. Self Employed borrower, loan file is missing the Business Narrative form. <br>|  | Document Uploaded. Please see attached business narrative form. - 12/31/2025<br>| 3rd party VOE provided. Condition resolved. - 01/05/2026<br>Borrower 1 3rd Party VOE prior to close was provided. - 01/05/2026<br>|  | 2026-01-05 14:25 | Resolved | 3 | 1 | 3 | 1 |
| 258 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-30 23:42 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-30 23:42 | Cleared | 1 | 1 | 3 | 1 |
| 312 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-01-07 21:20 | Credit | Audited Loan Amount is less than Guideline Minimum Loan Amount | Audited loan amount is less than the guideline Minimum loan amount. Approved exception in file allowing loan amount <$XXXXXX which is the guideline minimum. <br>|  | Compensating factors listed as no credit events, low XXXXXX of XXXXXX% and reserve requirement exceeded. - 01/08/2026 <br>|  | XXXXXX XXXXXX% below maximum, borrower contribution exceeddds requirement .XXXXXX%, Reserves XXXXXX months, Reserves XXXXXX months, all units are occupied | 2026-02-09 17:15 | Waived | 2 | 2 | 2 | 2 |
| 312 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-01-08 18:06 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-08 18:06 | Cleared | 1 | 1 | 2 | 2 |
| 312 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-01-08 18:06 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2026-01-08 18:06 | Cleared | 1 | 1 | 2 | 2 |
| 251 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-10 23:18 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-10 23:18 | Cleared | 1 | 1 | 1 | 1 |
| 251 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-29 15:55 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-29 15:55 | Cleared | 1 | 1 | 1 | 1 |
| 251 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-29 15:55 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-29 15:55 | Cleared | 1 | 1 | 1 | 1 |
| 321 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2026-01-12 20:37 | Credit | Hazard Insurance Expiration Date is before the Note Date | Hazard insurance expiration date is prior to or equal to the Note date. The hazard policy for the subject property reflects the policy period of XXXXXX-XXXXXX. The Note date is XXXXXX. Please provide the updated hazard policy that shows sufficient coverage. <br>|  | Document Uploaded. Please review uploaded insurance - 01/22/2026<br>| Hazard Insurance Expiration Date of XXXXXX is after the Note Date of XXXXXX Or Hazard Insurance Expiration Date Is Not Provided - 02/04/2026<br> Renewal policy provided. Condition resolved. - 01/23/2026 |  | 2026-02-04 20:11 | Resolved | 3 | 1 | 3 | 1 |
| 321 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2026-01-13 18:09 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-13 18:09 | Cleared | 1 | 1 | 3 | 1 |
| 321 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2026-01-14 18:04 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-14 18:04 | Cleared | 1 | 1 | 3 | 1 |
| 269 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 6 | 2025-12-20 01:34 | Credit | Named Insured on Hazard Insurance does not match Borrower(s) Name(s) | Named insured does not match borrower(s) name(s). System Error (Okay to Proceed) <br>|  | Document Uploaded. Named insured matches borrower(s) name(s). Please see attached policy. - 12/30/2025<br>| Named Insured matches Borrower(s) Name(s) - 12/31/2025<br>HOI provided. Condition resolved. - 12/31/2025<br>|  | 2025-12-31 21:22 | Resolved | 3 | 1 | 3 | 1 |
| 269 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 6 | 2025-12-20 01:34 | Credit | Subject Property Address on Note does not match Insured Property Address | Subject property on Note does not match insured property address. System Error (Okay to Proceed) <br>|  | Document Uploaded. Subject property on Note does match insured property address. Please see attached note and policy previously uploaded. - 12/30/2025<br>| Subject property on note matches Insured property address - 12/31/2025<br>HOI provided. Condition resolved. - 12/31/2025<br>|  | 2025-12-31 21:22 | Resolved | 3 | 1 | 3 | 1 |
| 269 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 6 | 2025-12-20 01:58 | Credit | Asset 2 Does Not Meet Guideline Requirements | Asset does not meet XXXXXX Requirements. XXXXXXX in Negative <br>|  | Please see all bank statements for this loan that have been uploaded. - 01/02/2026 <br> Document Uploaded. Please see email from XXXXXXX. Per XXXXXX "It looks like we are using account #XXXXXX for cash to close and it looks like there is $XXXXXX in the account." - 12/30/2025 | Documents provided reserves are only 3 months. Condition resolved. - 01/13/2026<br> Asset Record 2 Meets G/L Requirements Or Not Applicable - 01/13/2026<br> Asset removed. - 01/06/2026<br> Asset Record 2 Meets G/L Requirements Or Not Applicable - 01/06/2026<br> Condition upheld. Account #XXXXXX is already factored in. Please provide more assets. - 12/31/2025 |  | 2026-01-13 23:22 | Resolved | 3 | 1 | 3 | 1 |
| 269 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 6 | 2025-12-20 01:58 | Credit | Cash reserves less than required by guidelines | Total Cash reserves of '$XXXXXX' are less than $XXXXXX. Total Cash reserves of '$XXXXXX' are less than $XXXXXX. Borrower funds to close were $XXXXXX, reserves required $XXXXXX. Verified funds are $XXXXXX. Borrower short $XXXXXX in verified funds. <br>|  | Document Uploaded. Please see attached XXXXXX email. Per XXXXXX "We are all set on the cash to close & reserves- we are going off the new XXXXXX reserves which is only XXXXXX months. That may be where the confusion is coming from." - 01/12/2026 <br> Document Uploaded. Bank statements have been re-uploaded. - 01/08/2026 <br> Please see attached bank statements that were uploaded. - 01/06/2026 <br> Please see all bank statements for this loan that have been uploaded. - 01/02/2026 <br> Please see email from XXXXXX. Per XXXXXX "It looks like we are using account #XXXXXX for cash to close and it looks like there is $XXXXXX in the account." - 12/30/2025 | Documents provided reserves are only 3 months. Condition resolved. - 01/13/2026<br> Total Cash reserves are greater than $0. - 01/13/2026<br> Condition upheld. Bank statement #XXXXXX for $XXXXXXhas been factored in. Please provide additional assets to add on to the $XXXXXX. - 01/11/2026<br> Condition upheld. There is nothing attached. Bank statement #XXXXXX for $XXXXXX has been factored in. Please provide additional assets. - 01/07/2026<br> Condition upheld. Account #XXXXXX is already factored in. Please provide more assets. - 12/31/2025 |  | 2026-01-13 23:09 | Resolved | 3 | 1 | 3 | 1 |
| 269 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 6 | 2025-12-20 02:12 | Credit | Audited DTI Exceeds Guideline DTI | Audited XXXXXX exceeds guideline XXXXXX. <br>|  | Document Uploaded. Please see attached email from XXXXXX. Per XXXXXX "XXXXXX is XXXXXX% and Max XXXXXX is XXXXXX%." - 12/30/2025 | UW email provided stating the XXXXXX is 13%, system and 1008 shows the same. Condition resolved. - 12/31/2025<br>|  | 2025-12-31 21:40 | Resolved | 3 | 1 | 3 | 1 |
| 269 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 6 of 6 | 2025-12-23 01:25 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-23 01:25 | Cleared | 1 | 1 | 3 | 1 |
| 278 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-18 18:24 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-18 18:24 | Cleared | 1 | 1 | 1 | 1 |
| 278 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-28 15:55 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-28 15:55 | Cleared | 1 | 1 | 1 | 1 |
| 278 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-28 15:55 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-28 15:55 | Cleared | 1 | 1 | 1 | 1 |
| 295 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 7 | 2025-12-19 22:23 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-19 22:23 | Cleared | 1 | 1 | 3 | 1 |
| 295 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 7 | 2025-12-28 21:36 | Credit | Property Title Issue | Property title issue. Missing XXXXXX Month Chain <br>|  | Document Uploaded. Please see attached title document including XXXXXX months chain of title. - 12/31/2025 | Complete Title provided. Condition resolved. - 01/04/2026<br>Property Title Issue Resolved - 01/04/2026<br>|  | 2026-01-04 23:55 | Resolved | 3 | 1 | 3 | 1 |
| 295 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 7 | 2025-12-28 21:36 | Credit | Satisfactory Chain of Title not Provided | Unsatisfactory chain of title provided. Missing XXXXXX Month Chain <br>|  | Please see title document that was uploaded that includes XXXXXX months chain of title. - 12/31/2025 | Complete Title provided. Condition resolved. - 01/04/2026<br>Satisfactory Chain of Title has been provided - 01/04/2026<br>|  | 2026-01-04 23:54 | Resolved | 3 | 1 | 3 | 1 |
| 295 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 7 | 2025-12-28 22:01 | Credit | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Coverage Amount - Hazard insurance amount is less than required coverage amount. Policy has replacement cost. Okay to proceed <br>|  | Document Uploaded. Please see attached insurance documents. Per tenant user history below "Policy has replacement cost. Okay to proceed." Please advise if anything further is needed. - 12/31/2025 | HOI lists replacement cost. - 12/31/2025<br>|  | 2025-12-31 15:52 | Void | 3 |  | 3 | 1 |
| 295 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 7 | 2025-12-28 22:01 | Credit | Named Insured on Hazard Insurance does not match Borrower(s) Name(s) | Named insured does not match borrower(s) name(s). system error- Okay to proceed <br>|  | Please see insurance documents that were uploaded in which the name insured matches the borrowers name. Per tenant user history below "system error - okay to proceed." Please advise if anything further is needed. - 12/31/2025 |  |  | 2025-12-31 15:53 | Void | 3 |  | 3 | 1 |
| 295 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 6 of 7 | 2025-12-28 22:01 | Credit | Subject Property Address on Note does not match Insured Property Address | Subject property on Note does not match insured property address. system error - Okay to proceed <br>|  | Property address on note and insured property match. Per the tenant user history below "system error, okay to proceed." Please advise if anything further is needed. - 12/31/2025<br>|  |  | 2025-12-31 15:53 | Void | 3 |  | 3 | 1 |
| 295 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 7 of 7 | 2025-12-28 23:08 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  | Please advise if anything is needed for this condition, and update the condition accordingly. - 12/31/2025<br>|  |  | 2025-12-31 15:52 | Cleared | 1 | 1 | 3 | 1 |
| 300 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-22 18:45 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-22 18:45 | Cleared | 1 | 1 | 1 | 1 |
| 300 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-31 22:23 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-31 22:23 | Cleared | 1 | 1 | 1 | 1 |
| 300 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-31 22:23 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-31 22:23 | Cleared | 1 | 1 | 1 | 1 |
| 274 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 5 | 2025-12-17 21:14 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-17 21:14 | Cleared | 1 | 1 | 3 | 1 |
| 274 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 5 | 2025-12-23 06:36 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). <br>|  | Document Uploaded. Please see attached title. The proposed policy amount is the same as the loan amount. - 12/30/2025<br>| Title report provided. Condition resolved. - 12/31/2025<br> Title coverage amount of $XXXXXX is equal to or greater than total amount of subject lien(s) $XXXXXX - 12/31/2025 |  | 2025-12-31 22:33 | Resolved | 3 | 1 | 3 | 1 |
| 274 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 5 | 2025-12-23 06:50 | Property | 1004D Completion Report is not on an as-is basis | XXXXXX completion report is not on an as-is basis.  |  | the XXXXXX is marked that the repairs are complete, and includes photos of the repairs done. - 12/30/2025 | 1004D Completion Report is completed on As Is Basis Or 1004D Completion Report Does Not Exist - 01/29/2026<br>Completion report in file. Condition resolved. - 12/31/2025<br>|  | 2026-01-29 20:28 | Resolved | 3 | 1 | 3 | 1 |
| 274 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 5 | 2025-12-23 06:58 | Credit | Subject Property Address on Note does not match Insured Property Address | Subject property on Note does not match insured property address. <br>|  | Document Uploaded. Please see attached note and policy. The property addresses match. - 12/30/2025<br>| HOI provided. Condition resolved. - 12/31/2025<br>Subject property on note matches Insured property address - 12/31/2025<br>|  | 2025-12-31 22:45 | Resolved | 3 | 1 | 3 | 1 |
| 274 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 5 | 2025-12-23 07:04 | Credit | Assets - Insufficient Cash to Close or Reserves | Liquid Funds Post-Close of '$XXXXXX', are less than $XXXXXX. Borrower(s) total verified assets are insufficient for cash to close or reserves. <br>|  | Document Uploaded. Please see attached XXXXXX email. Per XXXXXX "This is a cash out where proceeds are used to meet the reserve requirement. The account with ending balance of XXXXXX is ending in XXXXXX and is not the account being used for the proceeds. The account ending in XXXXXX is used for the proceeds which has an ending balance of $XXXXXX. This should address the finding."<br> - 01/06/2026 <br> Document Uploaded. Please see attached all bank statements for this loan. - 01/02/2026 <br> Document Uploaded. Please see attached asset breakdown that was used by the XXXXXX. - 12/30/2025 | Liquid Funds Post-Close are greater than or equal to $0. - 01/08/2026<br> Docs provided. Cash out refi funds used for reserves. Condition resolved. - 01/08/2026<br> Condition upheld. XXXXXX statement XXXXXX acct #XXXXXX shows $-140.16. Please provide additional assets. - 01/06/2026<br> Condition upheld.XXXXXX statementXXXXXX acct #XXXXXX shows $-140.16. Please provide additional assets. - 12/31/2025 |  | 2026-01-08 15:54 | Resolved | 3 | 1 | 3 | 1 |
| 246 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-12-04 07:43 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-12-04 07:43 | Cleared | 1 | 1 | 3 | 1 |
| 246 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-12-09 16:28 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-09 16:28 | Cleared | 1 | 1 | 3 | 1 |
| 246 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-12-09 16:28 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-09 16:28 | Cleared | 1 | 1 | 3 | 1 |
| 279 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | 2025-12-28 14:31 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Income is being documented with XXXXXX month Business Bank Statements. The bank statements reflect XXXXXX XXXXXX/Overdraft transactions. Guidelines only allow XXXXXX transactions. A formal exception was done to allow. <br>|  |  |  | Revolving debt is under XXXXXX%, XXXXXX years on current job, Residual income >=XXXXXX, XXXXXX >=XXXXXX% lower than loan program, No credit events past XXXXXX months, No mortgage late payments in the last XXXXXX months, XXXXXX years credit history, No consumer late payments in the last XXXXXX months, XXXXXX XXXXXX% below maximum, Credit score >XXXXXX points than minimum required, Reserves >XXXXXX months | 2025-12-28 14:31 | Waived | 2 | 2 | 3 | 2 |
| 279 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | 2025-12-28 14:55 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-28 14:55 | Cleared | 1 | 1 | 3 | 2 |
| 279 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | 2025-12-29 18:29 | Compliance | The Final 1003 is Missing | The final XXXXXX is missing. XXXXXX and loan detail report indicate XXXXXX borrowers, XXXXXX and XXXXXX. Both signed Note and all closing docs. However, there is no XXXXXX, credit report, XXXXXX, or signed XXXXXX for XXXXXX. <br>|  | Only XXXXXX borrower was qualified XXXXXX, the XXXXXX was on title only . - 01/07/2026 | Final 1003 was in file pages 692-699. Condition resolved. - 01/14/2026<br>Resolved in error - 01/09/2026<br>|  | 2026-01-14 15:53 | Resolved | 3 | 1 | 3 | 2 |
| 279 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | 2026-01-02 12:16 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-02 12:16 | Cleared | 1 | 1 | 3 | 2 |
| 271 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-17 21:50 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-17 21:50 | Cleared | 1 | 1 | 1 | 1 |
| 271 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-22 14:19 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-22 14:19 | Cleared | 1 | 1 | 1 | 1 |
| 271 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-22 14:20 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-22 14:20 | Cleared | 1 | 1 | 1 | 1 |
| 253 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-16 01:21 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-16 01:21 | Cleared | 1 | 1 | 1 | 1 |
| 253 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-16 01:21 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-16 01:21 | Cleared | 1 | 1 | 1 | 1 |
| 253 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-16 19:17 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-16 19:17 | Cleared | 1 | 1 | 1 | 1 |
| 221 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-11-14 20:00 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-11-14 20:00 | Cleared | 1 | 1 | 1 | 1 |
| 221 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-11-18 17:24 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-11-18 17:24 | Cleared | 1 | 1 | 1 | 1 |
| 221 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-11-18 17:24 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-11-18 17:24 | Cleared | 1 | 1 | 1 | 1 |
| 309 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-01-03 00:11 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2026-01-03 00:11 | Cleared | 1 | 1 | 1 | 1 |
| 309 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-01-03 00:12 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-03 00:12 | Cleared | 1 | 1 | 1 | 1 |
| 309 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-01-08 18:30 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-08 18:30 | Cleared | 1 | 1 | 1 | 1 |
| 260 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 5 | 2025-12-15 17:51 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-15 17:51 | Cleared | 1 | 1 | 3 | 1 |
| 260 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 5 | 2025-12-17 23:04 | Credit | Property Title Issue | Property title issue. XXXXXX months chain of title not provided <br>|  | Document Uploaded. Please see attached title document including XXXXXX months chain of title verbiage. - 12/30/2025 | Complete Title was provided. Condition resolved. - 12/31/2025<br>Property Title Issue Resolved - 12/31/2025<br>|  | 2025-12-31 16:07 | Resolved | 3 | 1 | 3 | 1 |
| 260 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 5 | 2025-12-17 23:04 | Credit | Satisfactory Chain of Title not Provided | Unsatisfactory chain of title provided. XXXXXX months chain of title not provided <br>|  | Please see title document just uploaded that includes XXXXXX months chain of title verbiage. - 12/30/2025 | Complete Title was provided. Condition resolved. - 12/31/2025<br>Satisfactory Chain of Title has been provided - 12/31/2025<br>|  | 2025-12-31 16:07 | Resolved | 3 | 1 | 3 | 1 |
| 260 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 5 | 2025-12-18 00:16 | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. Missing <br>|  | Document Uploaded. Please see attached approval letter. - 12/30/2025<br>| Loan Approval provided. Condition resolved. - 12/31/2025<br>Approval/Underwriting Summary is fully present - 12/31/2025<br>|  | 2026-01-02 21:49 | Resolved | 3 | 1 | 3 | 1 |
| 260 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 5 | 2026-01-02 20:07 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. - 01/02/2026<br>|  | 2026-01-02 20:07 | Cleared | 1 | 1 | 3 | 1 |
| 248 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-04 16:57 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-04 16:57 | Cleared | 1 | 1 | 3 | 1 |
| 248 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-09 03:03 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-09 03:03 | Cleared | 1 | 1 | 3 | 1 |
| 248 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-09 03:08 | Credit | Hazard Insurance - Other Insurance Missing | The policy verifying other property insurance is missing from the loan file. There is an additional insurance amount of XXXXXX that is showing on the final XXXXXX. Please provide documentation to support. <br>|  | As per final XXXXXX insurance amount is $XXXXXX-that's corresponding to policy we have on file with premium $XXXXXX ,there is no any addiitonal insurance disclosed on final XXXXXX. - 12/09/2025 | Document Uploaded. Condition voided. Per final CD insurance amount is $3,723.45-that's corresponding to policy we have on file with premium $3723.45 ,there is no additional insurance disclosed on final CD. - 12/10/2025<br>|  | 2025-12-10 20:03 | Void | 3 |  | 3 | 1 |
| 304 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 7 | 2025-12-31 18:51 | Credit | Income and Employment Do Not Meet Guidelines | Loan approval reflects months Bank statement as doc type; however, the loan file contains only XXXXXX months bank statements from XXXXXX to XXXXXX. XXXXXX is subject to recalculation upon receipt of the missing bank statements. Income and employment do not meet guidelines. <br>|  | Documentation has been provided. Condition resolved. 01/14/2026 - XXXXXX - 01/14/2026 <br> Document Uploaded. Please see attached bank statements and XXXXXX asset breakdown. - 01/09/2026 | Documentation has been provided. Condition resolved. 01/14/2026 - MK - 01/14/2026<br>|  | 2026-02-04 19:05 | Resolved | 3 | 1 | 3 | 1 |
| 304 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 7 | 2025-12-31 20:33 | Credit | Cash reserves less than required by guidelines | Total Cash reserves of '$XXXXXX' are less than $XXXXXX.  |  | Please see the bank statements and XXXXXX asset breakdown that were uploaded. - 01/09/2026 | Total Cash reserves are greater than $0. - 01/14/2026<br>|  | 2026-01-14 19:00 | Resolved | 3 | 1 | 3 | 1 |
| 304 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 7 | 2025-12-31 20:33 | Credit | Assets - Insufficient Cash to Close or Reserves | Liquid Funds Post-Close of '$XXXXXX', are less than $XXXXXX. Borrower(s) total verified assets are insufficient for cash to close or reserves. <br>|  | Please see the bank statements and XXXXXX asset breakdown that were uploaded. - 01/09/2026 | Liquid Funds Post-Close are greater than or equal to $0. - 01/14/2026<br>|  | 2026-01-14 18:59 | Resolved | 3 | 1 | 3 | 1 |
| 304 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 7 | 2026-01-08 01:36 | Credit | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited reserves months are less than the guideline required reserve months. <br>|  | Please see the bank statements and XXXXXX asset breakdown that were uploaded. - 01/09/2026 | Audited Reserves of month(s) are greater than or equal to Guideline Required Reserves of month(s) - 01/14/2026<br>|  | 2026-01-14 19:00 | Resolved | 3 | 1 | 3 | 1 |
| 304 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 7 | 2026-01-08 02:11 | Credit | ATR: Reasonable Income or Assets Not Considered | XXXXXX: Reasonable income or assets not considered. Loan approval reflects months Bank statement as doc type; however, the loan file contains only months bank statements from XXXXXX to XXXXXX. XXXXXX is subject to recalculation upon receipt of the missing bank statements. <br>|  | Please see the bank statements and XXXXXX asset breakdown that were uploaded. - 01/09/2026 | Condition has been provided. Condition resolved. 01/14/2026 - MK - 01/14/2026<br>|  | 2026-01-14 18:52 | Resolved | 3 | 1 | 3 | 1 |
| 304 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 6 of 7 | 2026-01-08 02:31 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  | Finding states no property findings, loan meets appliable appraisal guidelines. Please advise. - 01/09/2026 |  |  | 2026-01-14 18:37 | Cleared | 1 | 1 | 3 | 1 |
| 304 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 7 of 7 | 2026-01-08 16:22 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2026-01-08 16:22 | Cleared | 1 | 1 | 3 | 1 |
| 275 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 5 | 2025-12-18 01:16 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-18 01:16 | Cleared | 1 | 1 | 4 | 2 |
| 275 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 5 | 2025-12-22 00:05 | Credit | Borrower 1 Gap Credit Report is Missing | Borrower XXXXXX Gap Credit Report is Missing  |  | Document Uploaded. Please see attached credit report. - 12/30/2025<br>| Borrower 1 Gap Credit Report is not missing. - 12/30/2025<br>|  | 2025-12-30 20:04 | Resolved | 4 | 1 | 4 | 2 |
| 275 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 5 | 2025-12-22 00:05 | Credit | Borrower 2 Gap Credit Report is Missing | Borrower XXXXXX Gap Credit Report is Missing  |  | Please refer to credit report just uploaded. - 12/30/2025<br>| Borrower 2 Gap Credit Report is not missing. - 12/30/2025<br>|  | 2025-12-30 20:04 | Resolved | 4 | 1 | 4 | 2 |
| 275 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 5 | 2025-12-22 00:14 | Credit | Property Title Issue | Property title issue. <br>|  |  | Property Title Issue Resolved - 12/30/2025<br>|  | 2025-12-30 20:04 | Resolved | 3 | 1 | 4 | 2 |
| 275 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 5 | 2025-12-22 00:20 | Property | Subject property appraisal is not on an as-is basis (Primary Value) | Primary value subject property appraisal is not on an as-is basis. There is an exception on page XXXXXX - exception approval <br>|  | Document Uploaded. Please see attached exception form. Per the exception form provided, okay to proceed with a "subject to" appraisal. - 12/30/2025 | The subject appraisal is as-is. A formal exception is in the file. - 12/30/2025<br>| The exception was approved based on XXXXXX >=XXXXXX lower than loan program, no credit events past XXXXXX months, no mortgage late payments in the last XXXXXX months, XXXXXX years credit<br> history, XXXXXX XXXXXX below maximum, and a credit score >XXXXXX points than minimum required. | 2025-12-30 20:01 | Waived | 3 | 2 | 4 | 2 |
| 261 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-15 19:28 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-15 19:28 | Cleared | 1 | 1 | 1 | 1 |
| 261 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2026-01-05 18:52 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-05 18:52 | Cleared | 1 | 1 | 1 | 1 |
| 261 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2026-01-05 18:52 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-05 18:52 | Cleared | 1 | 1 | 1 | 1 |
| 257 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 10 | 2025-12-13 22:09 | Compliance | Federal - Maximum Late Fee (01/14) | You submitted a late fee amount of (XXXXXX) and a (XXXXXX) Late Fee Percent. In connection with a XXXXXX any late payment charge must be specifically permitted by the terms of the loan contract or open-end credit agreement and may not exceed XXXXXX% of the amount of the payment past due. No such charge may be imposed more than once for a single late payment. (XXXXXX) late fee is XXXXXX% per note <br>|  | Document Uploaded. Please see attached high cost testing showing no failure was found. - 01/05/2026<br>| Confirmed loan is not High Cost - 01/06/2026<br>|  | 2026-01-06 13:50 | Resolved | 3 | 1 | 3 | 1 |
| 257 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 10 | 2025-12-13 22:09 | Compliance | Federal - Section 32 Disclosure Required (High Cost) | This is a XXXXXX. Since the loan file does not contain a XXXXXX Sign Date, the System assumes the creditor did not furnish the XXXXXX disclosures at least XXXXXX business days prior to consummation, in violation of XXXXXX. (XXXXXX and XXXXXX) . <br>|  | Please see the high cost testing that was uploaded showing no failure was found. - 01/05/2026 | Confirmed loan is not High Cost - 01/06/2026<br>|  | 2026-01-06 13:51 | Resolved | 3 | 1 | 3 | 1 |
| 257 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 10 | 2025-12-13 22:09 | Compliance | HighCost: APR/FEES | The loan fees ($XXXXXX) exceed the (XXXXXX) (Note Amount >=$XXXXXX) fee limit, which is XXXXXX% of the Total Loan Amount ($XXXXXX), the difference is ($XXXXXX). (XXXXXX) . <br>|  | Please see the high cost testing that was uploaded showing no failure was found. - 01/05/2026<br>| Confirmed loan is not High Cost - 01/06/2026<br>|  | 2026-01-06 13:51 | Resolved | 3 | 1 | 3 | 1 |
| 257 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 10 | 2025-12-16 19:28 | Credit | Asset 1 Less Than 2 Months Verified | Asset has less than XXXXXX months verified in file.  |  | Document Uploaded. Please see attached assets for loan, and asset breakdown used by XXXXXX. - 12/30/2025 | Asset Statements provided. Condition resolved. - 12/31/2025<br>Asset 1 Verified Sufficiently - 12/31/2025<br>|  | 2025-12-31 16:50 | Resolved | 3 | 1 | 3 | 1 |
| 257 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 10 | 2025-12-16 19:28 | Credit | Asset 2 Less Than 2 Months Verified | Asset has less than XXXXXX months verified in file.  |  | Please see assets for loan, and asset breakdown used by XXXXXX there were uploaded. - 12/30/2025 | Asset Statements provided. Condition resolved. - 12/31/2025<br>Asset 2 Verified Sufficiently Or Not Applicable - 12/31/2025<br>|  | 2025-12-31 16:51 | Resolved | 3 | 1 | 3 | 1 |
| 257 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 6 of 10 | 2025-12-16 19:28 | Credit | Cash reserves less than required by guidelines | Total Cash reserves of '$XXXXXX' are less than $0.  |  | Please see assets for loan, and asset breakdown used by XXXXXX there were uploaded. - 12/30/2025 | Asset Statements provided. Condition resolved. - 12/31/2025<br>Total Cash reserves are greater than $0. - 12/31/2025<br>|  | 2025-12-31 16:51 | Resolved | 3 | 1 | 3 | 1 |
| 257 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 7 of 10 | 2025-12-16 19:28 | Credit | Assets - Insufficient Cash to Close or Reserves | Liquid Funds Post-Close of '$XXXXXX', are less than $XXXXXX.  |  | Please see assets for loan, and asset breakdown used by XXXXXX there were uploaded. - 12/30/2025 | Asset Statements provided. Condition resolved. - 12/31/2025<br>Liquid Funds Post-Close are greater than or equal to $0. - 12/31/2025<br>|  | 2025-12-31 16:50 | Resolved | 3 | 1 | 3 | 1 |
| 257 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 8 of 10 | 2025-12-16 19:32 | Credit | Guideline - Federal and/or State High Cost Ineligible per guidelines | Loan is a XXXXXX Loan.  |  | Please see the high cost testing that was uploaded showing no failure was found. - 01/05/2026 | Loan is not a Federal or State High Cost Loan - 01/29/2026<br>Confirmed loan is not High Cost - 01/06/2026<br>|  | 2026-01-29 18:33 | Resolved | 3 | 1 | 3 | 1 |
| 257 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 9 of 10 | 2025-12-16 19:57 | Credit | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited reserves months are less than the guideline required reserve months. error <br>|  | Please see assets for loan, and asset breakdown used by XXXXXX there were uploaded. - 12/30/2025 | Asset Statements provided. Condition resolved. - 12/31/2025<br>Audited Reserves of month(s) are greater than or equal to Guideline Required Reserves of month(s) - 12/31/2025<br>|  | 2025-12-31 16:51 | Resolved | 3 | 1 | 3 | 1 |
| 257 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 10 of 10 | 2026-01-02 20:42 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required XXXXXX party valuation product.  |  | Document Uploaded. Please see attached XXXXXX. - 01/05/2026<br>| 3rd party valuation provided. Condition resolved. - 01/06/2026<br>|  | 2026-01-06 22:10 | Resolved | 3 | 1 | 3 | 1 |
| 297 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-23 16:42 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-23 16:42 | Cleared | 1 | 1 | 1 | 1 |
| 297 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-29 22:01 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-29 22:01 | Cleared | 1 | 1 | 1 | 1 |
| 297 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-29 22:01 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-29 22:01 | Cleared | 1 | 1 | 1 | 1 |
| 280 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-18 18:51 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-18 18:51 | Cleared | 1 | 1 | 1 | 1 |
| 280 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-28 18:51 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-28 18:51 | Cleared | 1 | 1 | 1 | 1 |
| 280 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-28 18:52 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-28 18:52 | Cleared | 1 | 1 | 1 | 1 |
| 294 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-12-21 06:25 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. A formal exception is located in the loan file for property listed for sale within the last XXXXXX months. <br>|  |  |  | No credit events past XXXXXX months. No mortgage late payments in the last XXXXXX months. | 2025-12-21 06:25 | Waived | 2 | 2 | 2 | 2 |
| 294 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-12-21 06:26 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-12-21 06:26 | Cleared | 1 | 1 | 2 | 2 |
| 294 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-12-21 06:26 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-21 06:26 | Cleared | 1 | 1 | 2 | 2 |
| 256 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 6 | 2025-12-13 21:36 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-13 21:36 | Cleared | 1 | 1 | 3 | 1 |
| 256 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 6 | 2025-12-16 23:54 | Credit | Borrower 1 CPA Letter Missing | Borrower XXXXXX XXXXXX letter missing from the file.  |  | XXXXXX letter is XXXXXX,loan is XXXXXX bank statements - 12/30/2025 | Borrower 1 XXXXXX letter provided - 12/31/2025<br>Loan is 12 M bank statements. Condition resolved. - 12/31/2025<br>|  | 2026-02-02 19:24 | Resolved | 3 | 1 | 3 | 1 |
| 256 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 6 | 2025-12-17 00:20 | Credit | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Coverage Amount - Hazard insurance amount is less than required coverage amount. <br>|  | As per XXXXXX Hazard insurance ,if policy contains vebiage replacment cost additional XXXXXX is not required. Please refer to Remarks section on policy uploaded XXXXXX it states"This policy provides replacement cost coverage of the insured property subject to policy .." - 01/06/2026 <br> Document Uploaded. Please refer to remarks section of the policy(it contains replacment cost verbiage),no additional coverega is required. - 12/30/2025 | Coverage reflects replacement cost - 01/07/2026<br>Condition upheld. Please provided replacement cost estimator. - 12/31/2025<br>|  | 2026-01-07 15:02 | Resolved | 3 | 1 | 3 | 1 |
| 256 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 6 | 2025-12-17 00:30 | Credit | Cash reserves less than required by guidelines | Total Cash reserves of '$XXXXXX' are less than $XXXXXX.  |  | Total assets available after closing were $XXXXXX.<br> $XXXXXX/ XXXXXX $XXXXXX - XXXXXX months reserves - 12/30/2025 | Asset documents found file. Condition resolved. - 12/31/2025<br>Total Cash reserves are greater than $0. - 12/31/2025<br>|  | 2025-12-31 18:59 | Resolved | 3 | 1 | 3 | 1 |
| 256 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 6 | 2025-12-17 00:30 | Credit | Assets - Insufficient Cash to Close or Reserves | Liquid Funds Post-Close of '$XXXXXX', are less than $XXXXXX.  |  | Document Uploaded. liquid funds post close were $XXXXXX - this covers reserves requiremnts XXXXXX months - 12/30/2025 | Asset documents found file. Condition resolved. - 12/31/2025<br>Asset documents found file. Condition resolved. - 12/31/2025<br>|  | 2025-12-31 18:59 | Resolved | 3 | 1 | 3 | 1 |
| 256 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 6 of 6 | 2025-12-17 00:37 | Credit | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited reserves months are less than the guideline required reserve months. <br>|  | Document Uploaded. As per assets provided on file,borrower had sufficeint funds to cover XXXXXX months reserves and cash to close.Totla funds available were $XXXXXX - cahs to close$XXXXXX=$XXXXXX-that covers reserves XXXXXX months.Please review th euploaded assets breakdown - 12/30/2025 | Audited Reserves of 17.68 month(s) are greater than or equal to Guideline Required Reserves of 1 month(s) - 01/29/2026<br>Audited Reserves of month(s) are greater than or equal to Guideline Required Reserves of month(s). Asset documents found file. Condition resolved. - 12/31/2025<br>Asset documents found file. Condition resolved. - 12/31/2025<br>|  | 2026-01-29 21:39 | Resolved | 3 | 1 | 3 | 1 |
| 314 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-01-09 14:57 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-09 14:57 | Cleared | 1 | 1 | 3 | 1 |
| 314 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-01-09 21:54 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-09 21:54 | Cleared | 1 | 1 | 3 | 1 |
| 314 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-12 21:07 | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. Missing final XXXXXX<br>|  | Document Uploaded. Please find attached - 01/20/2026<br>| Approval/Underwriting Summary is fully present - 01/20/2026<br>Approval/Underwriting Summary provided. Condition resolved. - 01/20/2026<br>|  | 2026-01-20 18:04 | Resolved | 3 | 1 | 3 | 1 |
| 263 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-01-01 05:41 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-01 05:41 | Cleared | 1 | 1 | 1 | 1 |
| 263 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-01-01 05:41 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2026-01-01 05:41 | Cleared | 1 | 1 | 1 | 1 |
| 263 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-01-05 20:31 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-05 20:31 | Cleared | 1 | 1 | 1 | 1 |
| 292 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-23 19:51 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-23 19:51 | Cleared | 1 | 1 | 1 | 1 |
| 292 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-23 19:52 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-23 19:52 | Cleared | 1 | 1 | 1 | 1 |
| 292 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-30 16:15 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-30 16:15 | Cleared | 1 | 1 | 1 | 1 |
| 276 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 4 | 2025-12-17 22:46 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-17 22:46 | Cleared | 1 | 1 | 3 | 1 |
| 276 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 4 | 2025-12-21 02:29 | Credit | Subject Property Address on Note does not match Insured Property Address | Subject property on Note does not match insured property address. <br>|  | Document Uploaded. Note address is corresponding property insured address (refer to section on policy "Property information"-Location /Description) - 12/30/2025 | HOI Is correct. - 12/31/2025<br>Subject property on note matches Insured property address - 12/31/2025<br>|  | 2025-12-31 19:36 | Void | 3 |  | 3 | 1 |
| 276 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 4 | 2026-01-02 19:48 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - 01/02/2026<br>|  | 2026-01-02 19:48 | Cleared | 1 | 1 | 3 | 1 |
| 276 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 4 of 4 | 2026-01-05 17:18 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. - 01/05/2026<br>|  | 2026-01-05 17:18 | Cleared | 1 | 1 | 3 | 1 |
| 286 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 2 | 2025-12-19 17:39 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-19 17:39 | Cleared | 1 | 1 | 1 | 1 |
| 286 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 2 | 2026-01-01 18:02 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-01 18:02 | Cleared | 1 | 1 | 1 | 1 |
| 335 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-01-24 21:06 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-24 21:06 | Cleared | 1 | 1 | 1 | 1 |
| 335 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-01-24 21:06 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-24 21:06 | Cleared | 1 | 1 | 1 | 1 |
| 335 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-26 22:36 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-26 22:36 | Cleared | 1 | 1 | 1 | 1 |
| 277 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-19 15:37 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-19 15:37 | Cleared | 1 | 1 | 1 | 1 |
| 277 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-28 16:29 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-28 16:29 | Cleared | 1 | 1 | 1 | 1 |
| 277 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-28 16:29 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-28 16:29 | Cleared | 1 | 1 | 1 | 1 |
| 259 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-15 14:08 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-15 14:08 | Cleared | 1 | 1 | 1 | 1 |
| 259 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-30 19:26 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-30 19:26 | Cleared | 1 | 1 | 1 | 1 |
| 259 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-30 19:32 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-30 19:32 | Cleared | 1 | 1 | 1 | 1 |
| 265 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | 2025-12-16 18:14 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-16 18:14 | Cleared | 1 | 1 | 3 | 2 |
| 265 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | 2025-12-19 21:24 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Using XXXXXX month business bank statements to document income. Bank statements reflect XXXXXX XXXXXX/Overdraft transactions. Guidelines allow a maximum of XXXXXX in the last XXXXXX months. A formal exception was done to allow. <br>|  |  |  | XXXXXX years on current job, Residual income >=XXXXXX, XXXXXX years or more in the same line of employment, No credit events past XXXXXX months, No mortgage late payments in the last XXXXXX months, XXXXXX years credit history, XXXXXX XXXXXX% below maximum, Reserves >XXXXXX months | 2025-12-19 21:43 | Waived | 2 | 2 | 3 | 2 |
| 265 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | 2025-12-19 21:33 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower XXXXXX XXXXXX party XXXXXX prior to close missing. File does not contain a XXXXXX for the borrower's employment with the XXXXXX |  | Please refer to page XXXXXX of uploaded credi tpackage a paystub dated XXXXXX was used as XXXXXX (with in XXXXXX days prior to closing).note date was XXXXXX - 12/30/2025 | Received paystub sufficient per GL's for VVOE - 01/08/2026<br>Condition upheld. Could not locate doc in file. Please provided. - 01/02/2026<br>|  | 2026-01-08 01:07 | Resolved | 3 | 1 | 3 | 2 |
| 265 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | 2025-12-19 22:09 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-19 22:09 | Cleared | 1 | 1 | 3 | 2 |
| 267 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 3 | 2025-12-22 20:09 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-22 20:09 | Cleared | 1 | 1 | 1 | 1 |
| 267 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 3 | 2025-12-22 20:09 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-22 20:09 | Cleared | 1 | 1 | 1 | 1 |
| 267 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 3 | 2025-12-26 20:30 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-26 20:30 | Cleared | 1 | 1 | 1 | 1 |
| 281 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-28 09:58 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-28 09:58 | Cleared | 1 | 1 | 1 | 1 |
| 281 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-28 10:01 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-28 10:01 | Cleared | 1 | 1 | 1 | 1 |
| 281 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-28 22:03 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-28 22:03 | Cleared | 1 | 1 | 1 | 1 |
| 299 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 2 | 2025-12-22 15:36 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-22 15:36 | Cleared | 1 | 1 | 1 | 1 |
| 299 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 2 | 2025-12-29 19:06 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-29 19:06 | Cleared | 1 | 1 | 1 | 1 |
| 272 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 7 | 2025-12-18 03:24 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-18 03:24 | Cleared | 1 | 1 | 3 | 1 |
| 272 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 7 | 2025-12-22 23:09 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). <br>|  | Document Uploaded. Please find attached - 01/14/2026 <br> Not applicable.As per XXXXXX - this has been discussed .Title fees are calculated based of the correct loan amount. Final title policy will be issued with the correct coverage equal to XXXXXX. It was agreed that coverage on Title commitment should be removed from the scope of the review. - 01/07/2026 | Updated title provided. Condition resolved. - 01/15/2026<br> Title coverage amount of $XXXXXX is equal to or greater than total amount of subject lien(s) $XXXXXX - 01/15/2026<br> Condition upheld. Title must cover loan amount of $XXXXXX. - 01/09/2026 |  | 2026-01-15 17:14 | Resolved | 3 | 1 | 3 | 1 |
| 272 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 7 | 2025-12-22 23:31 | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard insurance effective date is after the disbursement date. <br>|  | Insurance policy with effective dates XXXXXX on page XXXXXX of uploaded credit package;Note date was XXXXXX - 12/30/2025 | Hazard insurance in file. Condition resolved. - 01/02/2026<br>|  | 2026-01-02 20:29 | Resolved | 3 | 1 | 3 | 1 |
| 272 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 7 | 2025-12-22 23:31 | Credit | Hazard Insurance Policy is Missing | Missing hazard insurance policy. <br>|  | Doc provided XXXXXX is XXXXXX - please review it . - 01/21/2026 <br> Document Uploaded. please find attached - 01/14/2026 <br> XXXXXX was on page XXXXXX of uploaded credit package - 01/07/2026 <br> Insurance policy is on page XXXXXX of uploaded credit package - 12/30/2025 | RCE received - 01/21/2026<br> Condition upheld. Doc provided is a property report not hazard insurance policy. - 01/15/2026<br> Condition upheld. Can not locate in file please provide RCE. - 01/09/2026<br> Condition upheld. Found hazard insurance in file. Coverage is insufficient at $XXXXXX, minimum coverage should be $XXXXXX to cover loan amount. - 01/02/2026 |  | 2026-01-21 19:56 | Resolved | 3 | 1 | 3 | 1 |
| 272 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 7 | 2025-12-22 23:56 | Credit | Approval/Underwriting Summary Deficient | Approval/Underwriting Summary is deficient. Missing the Underwriting Summary. (XXXXXX)<br>|  | Document Uploaded. Please review uploaded transmittal summary (XXXXXX) - 12/30/2025 | Approval/Underwriting Summary provided. Condition resolved. - 01/02/2026<br>Approval/Underwriting Summary is fully present - 01/02/2026<br>|  | 2026-01-02 21:16 | Resolved | 3 | 1 | 3 | 1 |
| 272 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 6 of 7 | 2025-12-23 00:11 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-23 00:11 | Cleared | 1 | 1 | 3 | 1 |
| 272 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 7 of 7 | 2025-12-23 11:52 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Per Guidelines Max XXXXXX is XXXXXX, reviewer XXXXXX is XXXXXX <br>|  | As per matrix,max XXXXXX on super prime is XXXXXX - 12/30/2025 | Guidelines Max XXXXXX is 80%. Condition resolved. - 01/02/2026<br>|  | 2026-01-02 21:26 | Resolved | 3 | 1 | 3 | 1 |
| 287 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | 2026-01-02 14:42 | Credit | Assets - Earnest Money Deposit | The earnest money deposit was not properly documented and/or sourced. XXXXXX drawn from XXXXXX but file does not contain a statement for XXXXXX. <br>|  | XXXXXX was backed out from XXXXXX statement - 01/08/2026 | Per Midland stamnt XXXXXX verified - 01/12/2026<br>|  | 2026-01-12 21:49 | Resolved | 3 | 1 | 3 | 1 |
| 287 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | 2026-01-02 14:51 | Property | Property Issue - Condo Ineligible | The subject condo project is ineligible. XXXXXX is involved in XXXXXX pending lawsuits. It is unclear if subject is eligible as no information is present for litigation. <br>|  | Document Uploaded. XXXXXX condo approval was on file,no additional documentation is required - 01/08/2026 | XXXXXX condo approval provided. Condition resolved. - 01/12/2026<br>|  | 2026-01-12 16:50 | Resolved | 3 | 1 | 3 | 1 |
| 287 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | 2026-01-02 14:52 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-02 14:52 | Cleared | 1 | 1 | 3 | 1 |
| 287 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | 2026-01-04 20:47 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-04 20:47 | Cleared | 1 | 1 | 3 | 1 |
| 303 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-23 17:59 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-04 21:21 | Cleared | 1 | 1 | 2 | 2 |
| 303 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-31 15:33 | Credit | Borrower 1 Total Years Employment Verified is Less Than 24 Months | Borrower XXXXXX total years employment verified is less than XXXXXX months. Borrower hasa been self employed for less than XXXXXX years. A Formal Exception was done to allow current time. <br>|  |  |  | Residual income >=XXXXXX, XXXXXX >=XXXXXX lower than loan program, No credit events past XXXXXX months, No consumer late payments in the last XXXXXX months, XXXXXX XXXXXX% below maximum, Credit score >XXXXXX points than minimum required | 2025-12-31 15:35 | Waived | 2 | 2 | 2 | 2 |
| 303 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-31 20:18 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-31 20:18 | Cleared | 1 | 1 | 2 | 2 |
| 315 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-01-08 20:27 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-08 20:27 | Cleared | 1 | 1 | 1 | 1 |
| 315 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-01-12 20:54 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-12 20:54 | Cleared | 1 | 1 | 1 | 1 |
| 315 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-12 20:54 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-12 20:54 | Cleared | 1 | 1 | 1 | 1 |
| 264 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-16 19:05 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-16 19:05 | Cleared | 1 | 1 | 3 | 1 |
| 264 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-19 18:19 | Property | Property Issue - Neighborhood Location | The subject appraisal verified a neighborhood location not allowed per guidelines. <br>|  | As per appraisla report ,neighborhood description "There are no apparent factors that should affect the subject's marketability. The subject has access to all necessary<br> supporting facilities including schools, shopping, recreation and employment centers" . - 12/31/2025 | Rural properties are allowed per guidelines. - 01/05/2026<br>|  | 2026-01-05 14:14 | Void | 3 |  | 3 | 1 |
| 264 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-19 19:42 | Credit | Citizenship Documentation Not Provided | Borrower XXXXXX Citizenship Documentation is missing from the file. Provide XXXXXX Citizen Identification Documentation <br>|  | XXXXXX, XXXXXX was on file, acopy of borrowers XXXXXX was also on file.As per XXXXXX XXXXXX A Non-Permanent Resident Alien without an XXXXXX can qualify using XXXXXX (XXXXXX). The borrower(s) must possess a valid XXXXXX card or XXXXXX letter, and an XXXXXX (i.e. Driver's license, International Passport, etc). we met all the XXXXXX requirements, no additional documnetation is required. - 12/31/2025 | Per Guidelines. Non-Permanent Resident with ITIN only is allowed. - 01/05/2026<br>|  | 2026-01-05 14:21 | Void | 3 |  | 3 | 1 |
| 283 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 6 | 2025-12-19 19:10 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-19 19:10 | Cleared | 1 | 1 | 3 | 1 |
| 283 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 6 | 2025-12-27 16:44 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. File does not contain proof of XXXXXX and XXXXXX for XXXXXX. <br>|  | Document Uploaded. The XXXXXX is XXXXXX ,no XXXXXX. Taxes and insurance were documented on file and re-uploaded for your reference. - 12/31/2025 | REO documents provided. Condition resolved. - 01/05/2026<br>|  | 2026-01-05 14:31 | Resolved | 3 | 1 | 3 | 1 |
| 283 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 6 | 2025-12-27 16:50 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Income is being documented with XXXXXX month business bank statements. The statemetns reflect XXXXXX XXXXXX/Overdraft transactions. Guidelines only allow XXXXXX in the most recent XXXXXX months. No exception is present in file. <br>|  | No XXXXXX reported. The balances on bank statements were positive,there are withdrawal transactions named "Auto transfer transactions to account XXXXXX ,but these are not XXXXXX - 12/31/2025 | No NSF's. Auto-Draft transfers are allowed per guidelines, and the linked account statement were in file. - 01/05/2026<br>|  | 2026-01-05 14:52 | Resolved | 3 | 1 | 3 | 1 |
| 283 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 6 | 2025-12-27 17:33 | Credit | Flood Insurance Policy Missing | Missing flood insurance policy. <br>|  | Document Uploaded. File was closed XXXXXX - flood policy was good at time of closing plus we had confirmation from the agent that fllod will be renewed with same terms. - 01/08/2026 <br> Document Uploaded. Flood is covered by Master policy - 12/31/2025 | Master XXXXXX Flood Policy provided. - 01/12/2026<br> Flood Insurance Policy is fully present - 01/12/2026<br> Condition upheld. Provide update flood policy. One provided expired XXXXXX - 01/05/2026 |  | 2026-01-12 18:02 | Resolved | 3 | 1 | 3 | 1 |
| 283 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 6 | 2025-12-27 17:56 | Credit | Audited DTI Exceeds AUS DTI | Audited XXXXXX exceeds XXXXXX XXXXXX. XXXXXX at origination was XXXXXX. Audited XXXXXX is XXXXXX based on subjefct XXXXXX $XXXXXX, debts from credit is $XXXXXX, and other XXXXXX is $XXXXXX. Audited income is the same. <br>|  | Our XXXXXX calculations are XXXXXX = XXXXXX \* XXXXXX / XXXXXX<br> liabiities are XXXXXX $XXXXXX +Primary taxes $XXXXXX and insurance $XXXXXX +credit report liabilities XXXXXX+XXXXXX+XXXXXX +XXXXXX XXXXXX land payment for $XXXXXX =$XXXXXX - 12/31/2025 | Audited XXXXXX of 19.18% is less than or equal to XXXXXX XXXXXX of % - 01/05/2026<br>Condition set in error. - 01/05/2026<br>|  | 2026-01-05 15:09 | Resolved | 3 | 1 | 3 | 1 |
| 283 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 6 of 6 | 2025-12-27 17:57 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-27 17:57 | Cleared | 1 | 1 | 3 | 1 |
| 310 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 5 | 2026-01-02 01:40 | Credit | Inadequate Hazard Insurance Coverage - Hazard Insurance Coverage is less than all Subject Lien(s)and Replacement Cost Estimator by Insurer was not Provided | Hazard policy does not have all required perils covered. Formal exception is in the file. <br>|  |  |  | Revolving debt is under XXXXXX%, Residual income of at least $XXXXXX. No credit events past XXXXXX months. XXXXXX years credit history. XXXXXX is XXXXXX% below maximum required. | 2026-01-09 01:20 | Waived | 2 | 2 | 3 | 2 |
| 310 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 5 | 2026-01-02 01:56 | Credit | Asset 2 Missing | Asset documentation is missing from the file. The loan was approved with assets from XXXXXX for the account ending in XXXXXX with a balance of $XXXXXX. Please provide this asset statement. <br>|  | Please review all pages of document uploaded XXXXXX the statement XXXXXX for the account ending in XXXXXX was there after currency convesion pages XXXXXX of XXXXXX uploaded XXXXXX to the condition. We did not had any other XXXXXX account ending in XXXXXX as you mention into the condition.XXXXXX and XXXXXX accounts were used for assets - 01/21/2026 <br> Document Uploaded. Please review uploaded assets - 01/14/2026 | Asset 2 Provided Or Not Applicable - 01/22/2026<br> The asset statement with conversion has been received - 01/22/2026<br> Condition upheld. Asset docs provided show acct # XXXXXX for XXXXXX bank currency is $XXXXXX once converted to US currency is $XXXXXX. Conversion sheet provided. Provided XXXXXX statements for the account ending in XXXXXX. - 01/16/2026 |  | 2026-01-22 00:13 | Resolved | 3 | 1 | 3 | 2 |
| 310 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 5 | 2026-01-02 01:57 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2026-01-02 01:59 | Cleared | 1 | 1 | 3 | 2 |
| 310 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 5 | 2026-01-08 21:19 | Credit | Cash reserves less than required by guidelines | Total Cash reserves of '$XXXXXX' are less than $XXXXXX. The loan was approved with assets from XXXXXX for the account ending in XXXXXX with a balance of $XXXXXX and XXXXXX for the account ending in XXXXXX with a balance of $XXXXXX totaling $XXXXXX. The required reserves (XXXXXX months) are $XXXXXX, leaving the borrower short $XXXXXX. Please provide additional asset statements to show that the borrower has sufficient reserves. Total Cash reserves of '$XXXXXX' are less than $XXXXXX. <br>|  | Document Uploaded. Please review uploaded revised exception - 01/26/2026 <br> The exception was approved during underwriting ,not at XXXXXX stage that's why loan parametrs were different at time of the excpetion was requested .As you can see the exception approval date was XXXXXX - 01/22/2026 <br> Document Uploaded. - 01/22/2026 <br> Document Uploaded. Please review all assets and exception to proceed with XXXXXX months reserves - 01/21/2026 <br> Document Uploaded. Please review uploaded assets - 01/14/2026 | Exception received for short 6 months reserves - 01/26/2026<br> Received exception form but does not reflect the correct terms. Loan amount, XXXXXX, XXXXXX do not match final loan terms - 01/23/2026<br> Received exception form but does not reflect the correct terms. Loan amount, XXXXXX, XXXXXX do not match final loan terms - 01/22/2026<br> The exception provided reflects that is the request has been rejected as of XXXXXX. Also, it reflects a XXXXXX of 1.396, but the audited XXXXXX is 1.294. The borrower is still short $XXXXXX. - 01/22/2026<br> Condition upheld. Asset docs provided show acct # XXXXXX for XXXXXX bank currency is $XXXXXX once converted to US currency is $XXXXXX. Conversion sheet provided. Provided additional assets. - 01/16/2026 | revolving debt under XXXXXX%, residual income >=$XXXXXX, no credit events past XXXXXX months, no mortgage late payments in the last XXXXXX month, XXXXXX XXXXXX% below max; credit score >XXXXXX points than min required | 2026-01-26 19:37 | Waived | 3 | 2 | 3 | 2 |
| 310 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 5 | 2026-01-09 01:15 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required XXXXXX party valuation product. Please provide a valid XXXXXX party valuation product that supports the appraised value. <br>|  | XXXXXX score is XXXXXX (reference page XXXXXX),no XXXXXX needed - 01/14/2026 |  |  | 2026-01-16 00:19 | Resolved | 3 | 1 | 3 | 2 |
| 320 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-01-13 00:03 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2026-01-13 00:03 | Cleared | 1 | 1 | 1 | 1 |
| 320 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-01-13 00:03 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-13 00:03 | Cleared | 1 | 1 | 1 | 1 |
| 320 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-01-13 00:03 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-13 00:03 | Cleared | 1 | 1 | 1 | 1 |
| 290 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-23 17:24 | Credit | Assets - Earnest Money Deposit | The earnest money deposit was not properly documented and/or sourced. File does not contain proof that XXXXXX in th amoount of $XXXXXX was paid and that the funds came from the borrower's own funds. <br>|  | Document Uploaded. Please check the ending balance, XXXXXX was backed out. XXXXXX and #XXXXXX XXXXXX Screenshot attached - 01/14/2026 <br> XXXXXX was backed out from account XXXXXX,final XXXXXX was on file page XXXXXX. - 01/07/2026 <br> XXXXXX was backed out - 12/30/2025 | XXXXXX backed out, docs provided. Condition resolved. - 01/15/2026<br>Condition upheld. Could not locate docs in file Please provide. - 01/09/2026<br>Condition upheld. Please provide final CD. - 01/02/2026<br>|  | 2026-01-15 16:54 | Resolved | 3 | 1 | 3 | 1 |
| 290 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-23 17:30 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-23 17:30 | Cleared | 1 | 1 | 3 | 1 |
| 290 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-30 17:53 | Compliance | Intent to Proceed is Missing or Incomplete | Intent to Proceed is not signed. <br>|  | Document Uploaded. Please review uploaded signed initial disclosure package (refer to page XXXXXX for signed intent to proceed with loan application) - 12/30/2025 | Received disclosure - 12/31/2025<br>Intent to Proceed provided. - 12/31/2025<br>|  | 2025-12-31 14:23 | Resolved | 3 | 1 | 3 | 1 |
| 282 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2025-12-29 03:41 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-29 03:41 | Cleared | 1 | 1 | 1 | 1 |
| 282 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2025-12-29 03:41 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-29 03:41 | Cleared | 1 | 1 | 1 | 1 |
| 282 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2025-12-29 03:41 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-29 03:41 | Cleared | 1 | 1 | 1 | 1 |
| 296 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-29 17:01 | Credit | Evidence of Property Tax Missing | Missing evidence of property tax. Missing evidence of property tax, the Property Tax Information sheet in the file has no tax amount on it and no taxes are reported on the title report. <br>|  | Document Uploaded. Please review uploaded tax documentation - 01/08/2026<br>| Tax Cert provided. Condition resolved. - 01/12/2026<br>Evidence of property tax is present - 01/12/2026<br>|  | 2026-01-12 15:16 | Resolved | 3 | 1 | 3 | 1 |
| 296 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-31 19:09 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-31 19:09 | Cleared | 1 | 1 | 3 | 1 |
| 296 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2026-01-02 23:40 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-02 23:40 | Cleared | 1 | 1 | 3 | 1 |
| 288 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2025-12-19 20:39 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-19 20:39 | Cleared | 1 | 1 | 1 | 1 |
| 288 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2025-12-30 03:01 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-30 03:01 | Cleared | 1 | 1 | 1 | 1 |
| 288 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2025-12-30 03:02 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-30 03:02 | Cleared | 1 | 1 | 1 | 1 |
| 291 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-19 15:32 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-19 15:32 | Cleared | 1 | 1 | 3 | 1 |
| 291 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-12-28 11:41 | Credit | Missing VOM or VOR | Verification of Rent (XXXXXX)/Verification of Mortgage (XXXXXX) Document is Missing. Unable to locate a XXXXXX, for the borrowers vacating property, in the loan file. <br>|  | XXXXXX is XXXXXX as per XXXXXX - 12/30/2025 | VOR is N/A as per GL. Condition resolved. - 01/02/2026<br>Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - 01/02/2026<br>|  | 2026-01-02 20:57 | Resolved | 3 | 1 | 3 | 1 |
| 291 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-12-28 12:23 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-28 12:23 | Cleared | 1 | 1 | 3 | 1 |
| 316 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2026-01-08 21:46 | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower XXXXXX XXXXXX party XXXXXX prior to close missing.  |  | Please review paystub uploaded XXXXXX - all pages - 01/22/2026 <br> Document Uploaded. We had a paystub used as XXXXXX. - 01/20/2026 | Paystub sufficient per GL's - 01/23/2026<br>Condition upheld. Borrower 2 3rd party VOE prior to close missing. - 01/21/2026<br>|  | 2026-01-23 03:59 | Resolved | 3 | 1 | 3 | 1 |
| 316 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2026-01-08 22:12 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). Loan amount $XXXXXX, title coverage $XXXXXX. No supplemental report in file. <br>|  | As per most recent update ,no need for revised title - 01/22/2026 <br> Title fees are calculated based of the correct loan amount. Final title policy will be issued with the correct coverage equal to XXXXXX. It was agreed that coverage on Title commitment should be removed from the scope of the review. - 01/20/2026 | Not required by client - 01/23/2026<br> Condition upheld. Prelim title in file shows coverage amount of $XXXXXX. Loan is for $XXXXXX. Provided updated prelim title for $XXXXXX. - 01/21/2026 |  | 2026-01-23 03:57 | Resolved | 3 | 1 | 3 | 1 |
| 316 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2026-01-09 13:37 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2026-01-09 13:37 | Cleared | 1 | 1 | 3 | 1 |
| 316 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2026-01-12 21:37 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-12 21:37 | Cleared | 1 | 1 | 3 | 1 |
| 318 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | 2026-01-12 12:07 | Credit | Citizenship Documentation Not Provided | Borrower XXXXXX Citizenship Documentation is missing from the file. Borrower XXXXXX Citizenship Documentation Is missing from the file<br> They have current, verified status, which may be documented by a valid employment authorization document (XXXXXX) showing immigration status/program (if status is unclear, the underwriter can request XXXXXX to verify borrower's status), or other documentation showing immigration status is current (e.g., XXXXXX, work visa, etc.). <br>|  | XXXXXX.as per XXXXXX we do no tneed visa or any additional docs besides XXXXXX and XXXXXX .XXXXXX. XXXXXX<br> A Non-Permanent Resident Alien without an XXXXXX can qualify using XXXXXX (XXXXXX). The borrower(s) must possess a valid XXXXXX card or XXXXXX letter, and an XXXXXXX (i.e. Driver's license, International Passport, etc). - 01/22/2026 <br> Document Uploaded. XXXXXX ,we had XXXXXX on file. - 01/20/2026 | ITIN in file. Condition resolved. - 01/23/2026<br>Condition upheld. B1 Non-US Citizen Identification documentation showing immigration status is current is needed. (e.g., Green Card, work visa, etc.). - 01/21/2026<br>|  | 2026-01-23 21:55 | Resolved | 3 | 1 | 3 | 1 |
| 318 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | 2026-01-12 13:34 | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. Unable to locate the XXXXXX in the loan file. <br>|  | Document Uploaded. Please review uploaded final XXXXXX and approval - 01/20/2026 | Approval/Underwriting Summary provided. Condition resolved. - 01/21/2026<br>|  | 2026-01-21 17:05 | Resolved | 3 | 1 | 3 | 1 |
| 318 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | 2026-01-12 13:37 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-12 13:37 | Cleared | 1 | 1 | 3 | 1 |
| 318 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | 2026-01-12 19:01 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-12 19:01 | Cleared | 1 | 1 | 3 | 1 |
| 284 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 6 | 2025-12-29 19:33 | Credit | Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Borrower XXXXXX Gap Credit Report is Expired (Greater than XXXXXX days from Closing/Settlement Date).  |  |  |  | Lender does not require gap report | 2025-12-29 20:20 | Cleared | 1 | 1 | 1 | 1 |
| 284 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 6 | 2025-12-29 19:33 | Credit | Borrower 2 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Borrower XXXXXX Gap Credit Report is Expired (Greater than XXXXXX days from Closing/Settlement Date).  |  |  |  | Lender does not require gap report | 2025-12-29 20:20 | Cleared | 1 | 1 | 1 | 1 |
| 284 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 6 | 2025-12-29 20:04 | Credit | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Coverage Amount - Hazard insurance amount is less than required coverage amount. <br>|  |  |  | Replacement Cost shows building costs of $XXXXXX; Hazard has XXXXXX% additional coverage over policy amount ($XXXXXX) therefore total coverage is $XXXXXX and is above the required loan amount of $XXXXXX. | 2025-12-29 20:04 | Cleared | 1 | 1 | 1 | 1 |
| 284 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 6 | 2025-12-29 20:19 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-29 20:19 | Cleared | 1 | 1 | 1 | 1 |
| 284 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 6 | 2025-12-29 20:19 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-29 20:19 | Cleared | 1 | 1 | 1 | 1 |
| 284 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 6 of 6 | 2025-12-30 16:40 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2025-12-30 16:40 | Cleared | 1 | 1 | 1 | 1 |
| 319 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-01-12 22:16 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-12 22:16 | Cleared | 1 | 1 | 1 | 1 |
| 319 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-01-12 22:16 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-12 22:16 | Cleared | 1 | 1 | 1 | 1 |
| 319 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-01-12 22:17 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2026-01-12 22:17 | Cleared | 1 | 1 | 1 | 1 |
| 268 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | 2025-12-22 18:35 | Credit | Gift Letter - No Evidence for Transfer of Funds | No evidence of the transfer of gift funds from the donor to the borrower was located in the file. Gift funds listed are $XXXXXX, XXXXXX, and $XXXXXX. Funds were docuemtned as transferred in the amount of $XXXXXX and $XXXXXX. The remaining $XXXXXX is not documented. <br>|  | Document Uploaded. Please review uploaded gift receipt (wire) - 01/07/2026<br>| Transfer of gift funds docs provided. Condition resolved. - 01/09/2026<br>|  | 2026-01-09 15:06 | Resolved | 3 | 1 | 3 | 1 |
| 268 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | 2025-12-22 18:36 | Credit | Assets - Large Deposits | The loan file does not contain all required asset documentation. Asset statements in file verified a large deposit which when removed from assets results in a shortage and the loan file does not contain sufficient documentation to source the deposit. An additional deposit on XXXXXX is listed as $XXXXXX. These funds are not documented and not documented as coming from donor. <br>|  | Document Uploaded. Loan program is XXXXXX business bank statements-Large deposits are not applicable for business bank st.$XXXXXX was a gift - gift letter was on file - 01/07/2026 | Gift letter provided. Condition resolved. - 01/09/2026<br>|  | 2026-01-09 15:07 | Resolved | 3 | 1 | 3 | 1 |
| 268 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | 2025-12-22 18:41 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-22 18:41 | Cleared | 1 | 1 | 3 | 1 |
| 268 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | 2025-12-31 18:47 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-31 18:47 | Cleared | 1 | 1 | 3 | 1 |
| 330 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2026-01-23 21:44 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-23 21:44 | Cleared | 1 | 1 | 2 | 2 |
| 330 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2026-01-26 15:40 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Per guidelines-XXXXXX Cash out transactions are not allowed. XXXXXX.XXXXXX Cash out transactions are not allowed. Borrowers are non permanent resident aliens with XXXXXX used for XXXXXX. A formal exception is in file. <br>|  |  |  | Compensating factors-Borrower XXXXXX >=XXXXXX lower than loan program, no credit events past XXXXXX months, no mortgage late payments in the last XXXXXX months, and XXXXXX XXXXXX below<br> maximum. | 2026-01-26 15:40 | Waived | 2 | 2 | 2 | 2 |
| 330 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2026-01-26 16:39 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-26 16:39 | Cleared | 1 | 1 | 2 | 2 |
| 311 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 10 | 2026-01-05 18:03 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-05 18:03 | Cleared | 1 | 1 | 4 | 2 |
| 311 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 10 | 2026-01-08 18:33 | Credit | Purchase Contract - Addendum Missing | The Purchase Contract Addendum is missing. missing addendum for seller credit $XXXXXX<br>|  | Document Uploaded. Please see attached addendum. - 01/09/2026<br>| Purchase Contract Addendum provided. Condition resolved. - 01/12/2026<br>|  | 2026-01-12 17:49 | Resolved | 3 | 1 | 4 | 2 |
| 311 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 10 | 2026-01-08 18:41 | Credit | Borrower 2 Paystubs Missing | Borrower XXXXXX paystubs missing.. Per final XXXXXX XXXXXX Employer XXXXXX XXXXXX/ Title Assistant. Base pay $XXXXXX. No paystubs or documentation in file.<br>|  | Document Uploaded. Please see attached XXXXXX email and updated final XXXXXXs. Per XXXXXX "Only XXXXXX owns XXXXXX XXXXXX, it's XXXXXX program, we have sufficient proof of employment for XXXXXX. I removed this employer from borrower XXXXXX." Updated final XXXXXXs shows employer and income removed for borrower XXXXXX. - 01/09/2026 | Borrower 2 Paystubs Provided or Not Applicable (Number of Borrowers equals 2) - 01/28/2026<br>BR 2 income and employ removed. Condition resolved. - 01/12/2026<br>Condition upheld. Please provide final 1008. - 01/12/2026<br>|  | 2026-01-28 16:02 | Resolved | 3 | 1 | 4 | 2 |
| 311 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 10 | 2026-01-08 18:41 | Credit | Borrower 2 W2/1099 Missing | Borrower XXXXXX XXXXXX missing. Per final XXXXXX Employer XXXXXX XXXXXX/ Title Assistant. No XXXXXX or XXXXXX in file <br>|  | Please see the XXXXXX email and updated final XXXXXX there were uploaded. Per XXXXXX "Only XXXXXX owns XXXXXX XXXXXX, it's XXXXXX program, we have sufficient proof of employment for XXXXXX. I removed this employer from borrower XXXXXX." Updated final XXXXXX shows employer and income removed for borrower XXXXXX. - 01/09/2026 | BR 2 income and employ removed. Condition resolved. - 01/12/2026<br>Borrower 2 W2/1099 Provided or not applicable (Number of Borrowers equals 2) - 01/12/2026<br>|  | 2026-01-28 16:02 | Resolved | 3 | 1 | 4 | 2 |
| 311 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 10 | 2026-01-08 18:48 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Missing documentation to validate XXXXXX escrow $XXXXXX (tax $XXXXXX mo per documentation) XXXXXX Missing XXXXXX documentation <br>|  | Document Uploaded. Please see XXXXXX documentation. - 01/08/2026 | HOI documentation provided. HOI $XXXXXX mo + taxes $XXXXXX mo = $XXXXXX. Condition resolved - 01/12/2026 |  | 2026-01-12 18:31 | Resolved | 3 | 1 | 4 | 2 |
| 311 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 6 of 10 | 2026-01-08 19:05 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Per guidelines-Borrower must own at least XXXXXX of the business. XXXXXX XXXXXX income being used for qualifying borrower owns less than XXXXXX%. XXXXXX XXXXXX is owned by XXXXXX XXXXXX% /XXXXX XXXXXX XXXXXX%. XXXXXX is XXXXXX% owned by XXXXXX XXXXXX. A formal exception is in file. <br>|  |  |  | Compensating factors-Borrower revolving debt is underXXXXXX, XXXXXX years on current job, and no credit events past XXXXXX months. | 2026-01-08 19:05 | Waived | 2 | 2 | 4 | 2 |
| 311 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 7 of 10 | 2026-01-08 19:07 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required XXXXXX party valuation product.  |  | Document Uploaded. Please see attached XXXXXX. - 01/08/2026<br>| 3rd party valuation provided. Condition resolved. - 01/12/2026<br>|  | 2026-01-12 17:48 | Resolved | 3 | 1 | 4 | 2 |
| 311 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 8 of 10 | 2026-01-08 19:27 | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower XXXXXX XXXXXX party XXXXXX prior to close missing.  |  | Please see the XXXXXX email and updated final XXXXXXs there were uploaded. Per XXXXXX "Only XXXXXX owns XXXXXX, it's XXXXXX program, we have sufficient proof of employment for XXXXXX. I removed this employer from borrower XXXXXX." Updated final XXXXXX shows employer and income removed for borrower XXXXXX. - 01/09/2026 | Borrower 2 3rd party VOE prior to close was provided. (Number of Borrowers equals 2) - 01/28/2026<br>BR 2 income and employ removed. Condition resolved. - 01/12/2026<br>|  | 2026-01-28 16:02 | Resolved | 3 | 1 | 4 | 2 |
| 311 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 9 of 10 | 2026-01-12 18:23 | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. XXXXXX income and employ removed by lender. Provide updated XXXXXX/approval summary to match.  |  |  | Set in error. - 01/12/2026<br>|  | 2026-01-12 18:38 | Void | 3 |  | 4 | 2 |
| 311 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 10 of 10 | 2026-01-12 18:44 | Credit | Other Credit Finding | Provide updated rate lock to match current XXXXXX after removing income for XXXXXX.  |  | Document Uploaded. Please see attached updated lock confirmation. - 01/12/2026<br>| Received updated lock - 01/12/2026<br>|  | 2026-01-12 20:49 | Resolved | 4 | 1 | 4 | 2 |
| 322 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-01-13 20:59 | Compliance | The Final 1003 is Missing | The final XXXXXX is missing. <br>|  | Document Uploaded. - 01/16/2026<br>| Final 1003 provided. Condition resolved. - 01/20/2026<br>|  | 2026-01-20 14:37 | Resolved | 3 | 1 | 3 | 1 |
| 322 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-01-13 21:54 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-13 21:54 | Cleared | 1 | 1 | 3 | 1 |
| 322 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-14 20:30 | Credit | Audited DTI Exceeds Guideline DTI | Audited XXXXXX exceeds guideline XXXXXX. XXXXXX limit exceeded XXXXXX lender excluded monthly payment of $XXXXXX for other XXXXXXX at XXXXXX from XXXXXX with no supporting documentation. Mortgage statement/Fraud report provided reflect borrower as owner. <br>|  | XXXXXX for XXXXXX had been disclosed and calculated for XXXXXX. Borrower's debt is $XXXXXX and XXXXXX $XXXXXX equals to $XXXXXX; income is $XXXXXX. XXXXXX = XXXXXX/XXXXXX = XXXXXX% - 01/20/2026 <br> Document Uploaded. - 01/16/2026 | Mortgage statement for XXXXXX was in file. Condition resolved. - 01/21/2026<br> Condition upheld. Mortgage statement provided supporting other REO $XXXXXX at XXXXXX. The REO was not calculated originally in which Audited XXXXXX exceeds guideline XXXXXX. Lender guideline 46.92%, REO found brings XXXXXX to 63.16% now. Provide exception for XXXXXX exceeding guideline. - 01/20/2026 |  | 2026-01-21 17:46 | Resolved | 3 | 1 | 3 | 1 |
| 331 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2026-01-22 23:46 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-22 23:46 | Cleared | 1 | 1 | 1 | 1 |
| 331 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2026-01-23 17:52 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-23 17:52 | Cleared | 1 | 1 | 1 | 1 |
| 331 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2026-01-23 17:52 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-23 17:52 | Cleared | 1 | 1 | 1 | 1 |
| 334 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-01-24 17:35 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-24 17:35 | Cleared | 1 | 1 | 1 | 1 |
| 334 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-01-26 20:05 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-26 20:05 | Cleared | 1 | 1 | 1 | 1 |
| 334 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-27 14:38 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-27 14:38 | Cleared | 1 | 1 | 1 | 1 |
| 306 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-12-31 02:04 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-31 02:04 | Cleared | 1 | 1 | 3 | 1 |
| 306 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2026-01-01 07:47 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-01 07:47 | Cleared | 1 | 1 | 3 | 1 |
| 306 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2026-01-02 21:41 | Credit | Approval/Underwriting Summary Not Provided - XXXXXX | Missing the final XXXXXX listing all income as well as rent loss for the investment property.  |  | Document Uploaded. Please review uploaded final XXXXXX - 01/02/2026 | Received 1008 - 01/02/2026<br>|  | 2026-01-02 22:48 | Resolved | 3 | 1 | 3 | 1 |
| 317 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-01-12 14:27 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-12 14:27 | Cleared | 1 | 1 | 2 | 2 |
| 317 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-01-12 14:29 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Income is being documented with XXXXXX month personal bank statements. In addition to the borrowers a third person appears on the statements. Guidelines require all individuals on the bank statements to be on the loan. A formal exception was done to allow loan to proceed without the third individual to be on loan. <br>|  |  |  | Compensating factors are listed as Revolving debt is under XXXXXX%, No credit events past XXXXXX months, No mortgage late payments in the last XXXXXX months, XXXXXX years credit history, No consumer late payments in the last XXXXXX months, Credit score >XXXXXX points than minimum required, Never delinquent credit history | 2026-01-12 17:32 | Waived | 2 | 2 | 2 | 2 |
| 317 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-13 18:43 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-13 18:43 | Cleared | 1 | 1 | 2 | 2 |
| 325 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-01-20 18:20 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-20 19:36 | Cleared | 1 | 1 | 1 | 1 |
| 325 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-01-20 19:36 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-20 19:36 | Cleared | 1 | 1 | 1 | 1 |
| 325 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-01-20 19:37 | Compliance | No Compliance Tests Performed | XXXXXX / Business Purpose loans are exempt from XXXXXX and XXXXXX. <br>|  |  |  |  | 2026-01-20 19:37 | Cleared | 1 | 1 | 1 | 1 |
| 327 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-01-22 20:36 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-22 20:36 | Cleared | 1 | 1 | 3 | 2 |
| 327 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-01-22 23:06 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Per guidelines-Statements can be accepted from banks, thrifts, credit unions and other regulated financial institutions. Well-recognized payment processors such as XXXXXX can be considered on a case-by-case basis. Exception on file for the use of XXXXXX Bank statements . <br>|  |  |  | Compensating factors-Borrower revolving debt is under XXXXXX, Residual income >=XXXXXX, No credit events past XXXXXX months, No mortgage late payments in the last XXXXXX months. Borrower has XXXXXX years credit history and Credit score >XXXXXX points than minimum required | 2026-01-23 16:49 | Waived | 2 | 2 | 3 | 2 |
| 327 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-23 16:53 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required XXXXXX party valuation product. XXXXXX. SECONDARY VALUATION PRODUCT REQUIRED FOR EVERY LOAN <br>|  | Please refer to page XXXXXX of uploaded credit package - 01/29/2026 <br> The XXXXXX score was XXXXXX ,second valuation product was not required - 01/28/2026 | CU in file. Condition resolved. - 01/29/2026<br>Condition upheld. Could not locate CU in file Provide CU with score 1.8. - 01/28/2026<br>|  | 2026-01-29 16:51 | Resolved | 3 | 1 | 3 | 2 |
| 328 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2026-01-23 17:53 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-23 17:53 | Cleared | 1 | 1 | 1 | 1 |
| 328 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2026-01-24 03:57 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-26 18:11 | Cleared | 1 | 1 | 1 | 1 |
| 328 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2026-01-24 03:57 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-26 18:11 | Cleared | 1 | 1 | 1 | 1 |
| 323 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2026-01-14 15:00 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-14 15:01 | Cleared | 1 | 1 | 1 | 1 |
| 323 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2026-01-14 17:02 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-14 17:02 | Cleared | 1 | 1 | 1 | 1 |
| 323 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2026-01-14 17:02 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-14 17:02 | Cleared | 1 | 1 | 1 | 1 |
| 326 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2026-01-21 19:43 | Credit | Borrower 2 CPA Letter Missing | Borrower XXXXXX XXXXXX Letter missing.. XXXXXX LETTER ONLY ADDRESSES XXXXXX, WE WILL NEED XXXXXX LETTER OR BUSINESS DOCUMENTS FOR XXXXXX SELF EMPLOYMENT <br>|  | Document Uploaded. Please disregard below commnet,we had XXXXXX for XXXXXX on file as well and re-uploaded for your review - 01/28/2026 <br> Document Uploaded. Please review uploaded business narative form ,no need for XXXXXX letter,we used personal bank statements fo rincome qualification - 01/28/2026 | XXXXXX letter and self employment narrative form provided. Condition resolved. - 01/29/2026<br>|  | 2026-01-29 15:27 | Resolved | 3 | 1 | 3 | 1 |
| 326 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2026-01-21 21:04 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-21 21:04 | Cleared | 1 | 1 | 3 | 1 |
| 326 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2026-01-21 22:10 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-21 22:10 | Cleared | 1 | 1 | 3 | 1 |
| 324 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-01-14 22:25 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-14 22:25 | Cleared | 1 | 1 | 1 | 1 |
| 324 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-01-16 19:01 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-16 19:01 | Cleared | 1 | 1 | 1 | 1 |
| 324 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-16 21:00 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-16 21:00 | Cleared | 1 | 1 | 1 | 1 |
| 332 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2026-01-24 01:00 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-24 01:00 | Cleared | 1 | 1 | 1 | 1 |
| 332 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2026-01-27 14:17 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-27 14:17 | Cleared | 1 | 1 | 1 | 1 |
| 332 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2026-01-27 14:21 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-27 14:21 | Cleared | 1 | 1 | 1 | 1 |
| 329 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2026-01-23 15:31 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-23 15:31 | Cleared | 1 | 1 | 1 | 1 |
| 329 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2026-01-23 20:37 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-23 20:37 | Cleared | 1 | 1 | 1 | 1 |
| 329 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2026-01-23 20:37 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-23 20:37 | Cleared | 1 | 1 | 1 | 1 |
| 336 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2026-01-23 20:32 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-23 20:32 | Cleared | 1 | 1 | 2 | 2 |
| 336 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2026-01-24 18:46 | Credit | Borrower 1 Total Years Employment Verified is Less Than 24 Months | Borrower XXXXXX total years employment verified is less than XXXXXX months. Borrower is self employed. Buisness was started XXXXXX. This is less than XXXXXX years self employment. A formal exception was done to allow. <br>|  |  |  | XXXXXX years or more in the same line of employment, No credit events past XXXXXX months, No mortgage late payments in the last XXXXXX months, XXXXXX years credit history, No consumer late payments in the last XXXXXX months, Credit score >XXXXXX points than minimum required | 2026-01-24 18:46 | Waived | 2 | 2 | 2 | 2 |
| 336 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2026-01-24 19:28 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within XXXXXX and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-24 19:28 | Cleared | 1 | 1 | 2 | 2 |

---