# EDGAR Filing Document

**Accession Number:** 0002043149
**File Stem:** 0001104659-26-064235
**Filing Date:** 2026-5
**Character Count:** 20019
**Document Hash:** 8ef75b4af7b85d1c5ba13e5ebe64c90a
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-26-064235.hdr.sgml**: 20260520

**ACCESSION NUMBER**: 0001104659-26-064235

**CONFORMED SUBMISSION TYPE**: 10-D

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260430

**FILED AS OF DATE**: 20260520

**DATE AS OF CHANGE**: 20260520

**ABS ASSET CLASS**: Auto loans

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Volkswagen Auto Loan Enhanced Trust 2024-1
- **CENTRAL INDEX KEY:** 0002043149
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 10-D
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 333-269194-03
- **FILM NUMBER:** 261002381

**BUSINESS ADDRESS:**
- **STREET 1:** 1950 OPPORTUNITY WAY, SUITE 1500
- **CITY:** RESTON
- **STATE:** VA
- **ZIP:** 20190
- **BUSINESS PHONE:** (703) 251-5181

**MAIL ADDRESS:**
- **STREET 1:** 1950 OPPORTUNITY WAY, SUITE 1500
- **CITY:** RESTON
- **STATE:** VA
- **ZIP:** 20190
**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** VOLKSWAGEN AUTO LEASE/LOAN UNDERWRITTEN FUNDING, LLC
- **CENTRAL INDEX KEY:** 0001182534
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 113650483
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 10-D
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 333-99199
- **FILM NUMBER:** 261002382

**BUSINESS ADDRESS:**
- **STREET 1:** 1950 OPPORTUNITY WAY, SUITE 1500
- **CITY:** RESTON
- **STATE:** VA
- **ZIP:** 20190
- **BUSINESS PHONE:** (703) 251-5181

**MAIL ADDRESS:**
- **STREET 1:** 1950 OPPORTUNITY WAY, SUITE 1500
- **CITY:** RESTON
- **STATE:** VA
- **ZIP:** 20190

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** VOLKSWAGEN AUTO LEASE UNDERWRITTEN FUNDING LLC
- **DATE OF NAME CHANGE:** 20020823

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION<br> Washington, D.C. 20549**

**FORM 10-D**

**ASSET-BACKED ISSUER<br> DISTRIBUTION REPORT PURSUANT TO SECTION 13 OR 15(d) OF<br> THE SECURITIES EXCHANGE ACT OF 1934**

For the monthly distribution period from<br> April 1, 2026 to April 30, 2026

Commission File Number of issuing entity: 333-269194-03

Commission Index Key Number of issuing entity: 0002043149

**Volkswagen Auto Loan Enhanced Trust 2024-1**

(Exact name of issuing entity as specified in its charter)

Commission File Number of the depositor: 333-269194

Commission Index Key Number of the depositor: 0001182534

**Volkswagen Auto Lease/Loan Underwritten Funding, LLC**

(Exact name of depositor as specified in its charter)

Central Index Key Number of sponsor (if applicable): 0000833733

**VW Credit, Inc.**

(Exact name of sponsor as specified in its charter)

Delaware<br> (State or other jurisdiction of incorporation<br> or organization of the issuing entity)

93-6977339

(I.R.S. Employer Identification No.)

1950 Opportunity Way, Suite 1500,<br>Reston, Virginia 20190 <br> (Address of principal executive offices of the issuing entity) (Zip Code)

(703) 364-7000

(Telephone number, including area code)

N/A

(Former name, former address, if changed since last report)

Registered/reporting pursuant to (check one)

---

| | | | | |
|:---|:---|:---|:---|:---|
|  |  |  |  | &nbsp;&nbsp;Name of exchange |
| &nbsp;&nbsp;Title of class | &nbsp;&nbsp;Section 12(b) | &nbsp;&nbsp;Section 12(g) | &nbsp;&nbsp;Section 15(d) | &nbsp;&nbsp;(If Section 12(b)) |
| &nbsp;&nbsp;Class A-1 Notes |  |  | &nbsp;&nbsp;x |  |
| &nbsp;&nbsp;Class A-2 Notes |  |  | &nbsp;&nbsp;x |  |
| &nbsp;&nbsp;Class A-3 Notes |  |  | &nbsp;&nbsp;x |  |
| &nbsp;&nbsp;Class A-4 Notes |  |  | &nbsp;&nbsp;x |  |

---

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes ⌧ No ◻

**PART I—DISTRIBUTION INFORMATION**

**Item 1. Distribution and Pool Performance Information.**

Distribution and pool performance information with respect to the receivables that comprise the assets of Volkswagen Auto Loan Enhanced Trust 2024-1 is set forth in the monthly servicer's certificate attached as Exhibit 99.1.

**Item 1A.** **Asset-Level Information**

The Asset Data File and Asset Related Document filed as Exhibit 102 and Exhibit 103, respectively, to the Form ABS-EE filed by the issuing entity, Volkswagen Auto Loan Enhanced Trust 2024-1, on May 20, 2026 are hereby incorporated by reference into this Form 10-D.

**PART II—OTHER INFORMATION**

**Item 2. Legal Proceedings.**

Not applicable

**Item 3. Sales of Securities and Use of Proceeds.**

Not applicable

**Item 4. Defaults Upon Senior Securities.**

Not applicable

**Item 5. Submission of Matters to a Vote of Security Holders.**

Not applicable

**Item 6. Significant Obligors of Pool Assets.**

Not applicable

**Item 7. Change in Sponsor Interest in Securities.**

Not applicable

**Item 8. Significant Enhancement Provider Information.**

Not applicable

**Item 9. Other Information.**

No assets securitized by VW Credit, Inc. (the "Securitizer") and held by Volkswagen Auto Loan Enhanced Trust 2024-1 were the subject of a demand to repurchase or replace for breach of the representations and warranties during the distribution period from April 1, 2026 to April 30, 2026 . Please refer to the Form ABS-15G dated February 09, 2026, filed by the Securitizer for additional information. The CIK number of the Securitizer is 0000833733.

**Item 10. Exhibits.**

---

| | |
|:---|:---|
| [Exhibit 99.1](tm2615010d16_ex99-1.htm) | [Monthly Distribution report for the collection period commencing on April 1, 2026 to April 30, 2026 .](tm2615010d16_ex99-1.htm) |
| [Exhibit 102](https://www.sec.gov/Archives/edgar/data/1182534/000110465926064106/tm2615010d7_ex102.xml) | [Asset Data File for the reporting period April 1, 2026 to April 30, 2026 (Exhibit 102 to Form ABS-EE filed by Volkswagen Auto Loan Enhanced Trust 2024-1 with the SEC on May 20, 2026 is incorporated by reference herein).](https://www.sec.gov/Archives/edgar/data/1182534/000110465926064106/tm2615010d7_ex102.xml) |
| [Exhibit 103](https://www.sec.gov/Archives/edgar/data/1182534/000110465926064106/tm2615010d7_ex103.xml) | [Asset Data File for the reporting period April 1, 2026 to April 30, 2026 (Exhibit 103 to Form ABS-EE filed by Volkswagen Auto Loan Enhanced Trust 2024-1 with the SEC on May 20, 2026 is incorporated by reference herein).](https://www.sec.gov/Archives/edgar/data/1182534/000110465926064106/tm2615010d7_ex103.xml) |

---

**<u>Signature</u>**

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned here to duly authorized.

May 20, 2026 Volkswagen Auto LOAN ENHANCED TRUST 2024-1

By VW Credit, Inc., as Servicer

---

| | |
|:---|:---|
| By: | /s/ Jodi Jay |
| Name: | Jodi Jay |
| Title: | Sr. Director Financial Reporting |

---

## Exhibit 99.1

**Exhibit 99.1**

---

| | |
|:---|:---|
| **Volkswagen Auto Loan Enhanced Trust 2024-1** |  |
| **MONTHLY SERVICER CERTIFICATE** |  |
| **For the collection period ended 4-30-2026** | PAGE 1 |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| **A.** | **DATES** | Begin | End | # days |
| 1 | Determination Date |  | **5/18/2026** |  |
| 2 | Payment Date |  | **5/20/2026** |  |
| 3 | Collection Period | **4/1/2026** | **4/30/2026** | 30 |
| 4 | Monthly Interest Period - Actual/360 | **4/20/2026** | **5/19/2026** | 30 |
| 5 | Monthly Interest - 30/360 |  |  | 30 |
| 6 | SOFR Adjustment Date |  | **4/16/2026** |  |

---

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| **B.** | **SUMMARY** | | | | | | |
|  |  | | **Initial Balance** | **Beginning Balance** | **Principal Payment** | **Ending Balance** | **Note Factor** |
| 7 | Class A-1 Notes |  | 294000000.00 |  |  |  |  |
| 8 | Class A-2-A Notes |  | 443000000.00 | 113572145.13 | 29664695.06 | 83907450.07 | 0.1894073 |
| 9 | Class A-2-B Notes |  | 125000000.00 | 32046316.35 | 8370399.29 | 23675917.06 | 0.1894073 |
| 10 | Class A-3 Notes |  | 548000000.00 | 548000000.00 |  | 548000000.00 | 1.0000000 |
| 11 | Class A-4 Notes |  | 90000000.00 | 90000000.00 | - | 90000000.00 | 1.0000000 |
| 12 | **Total Securities** |  | $**1500000000.00** | $**783618461.48** | $**38035094.35** | $**745583367.13** |  |
| 13 | Overcollateralization |  | 62499999.23 | 62499999.23 |  | 62499999.23 |  |
| 14 | **Adjusted Pool Balance** |  | $**1562499999.23** | $**846118460.71** | $**38035094.35** | $**808083366.36** |  |
| 15 | YSOC |  | 186917713.52 | 90813741.42 |  | 86415009.31 |  |
| 16 | **Net Pool Balance** |  | $**1749417712.75** | $**936932202.13** | $**38035094.35** | $**894498375.67** |  |
|  |  |  |  |  | ***Per $1000*** | ***Principal & Interest*** | ***Per $1000*** |
|  |  | ***Coupon Rate*** | ***SOFR Rate*** | ***Interest Pmt Due*** | ***Face Amount*** | ***Payment Due*** | ***Face Amount*** |
| 17 | Class A-1 Notes | 4.62200% | N/A |  |  |  |  |
| 18 | Class A-2-A Notes | 4.65000% | N/A | 440092.06 | 0.9934358 | 30104787.12 | 67.9566301 |
| 19 | Class A-2-B Notes | 4.00014% | 3.64014% | 106824.79 | 0.8545983 | 8477224.08 | 67.8177926 |
| 20 | Class A-3 Notes | 4.63000% | N/A | 2114366.67 | 3.8583333 | 2114366.67 | 3.8583333 |
| 21 | Class A-4 Notes | 4.67000% | N/A | 350250.00 | 3.8916667 | 350250.00 | 3.8916667 |
| 22 | **Total Securities** |  |  | **3011533.52** |  | **41046627.87** |  |

---

---

| | | |
|:---|:---|:---|
| **C.** | **COLLECTIONS AND AVAILABLE FUNDS** | |
| 23 | Scheduled Principal Payments Received | 23913576.99 |
| 24 | Scheduled Interest Payments Received | 3531916.54 |
| 25 | Prepayments of Principal Received | 16161468.87 |
| 26 | Liquidation Proceeds | 800466.03 |
| 27 | Recoveries Received | 900140.88 |
| 28 | Other Payments Received to Reduce Principal |  |
| 29 | **Subtotal: Total Collections** | 45307569.31 |
| 30 | Repurchased Receivables |  |
| 31 | Reserve Account Excess Amount (Item 94) | 11368.90 |
| 32 | **Total Available Funds, prior to Servicer Advances** | 45318938.21 |
| 33 | Servicer Advance (Item 77) | - |
| 34 | **Total Available Funds + Servicer Advance** | 45318938.21 |
| 35 | Reserve Account Draw Amount (Item 80) | - |
| 36 | **Total Available Funds + Servicer Advance and Reserve Account Draw Amount** | 45318938.21 |
| ***D.*** | **DISTRIBUTIONS** |  |
|  | **Distribution Summary:** |  |
| 37 | Prior Advance Reimbursement (Item 83) |  |
| 38 | Servicing Fees (Item 45) | 780776.84 |
| 39 | Class A Noteholder Interest (Item 56) | 3011533.52 |
| 40 | Principal Distribution Amount (Item 81) | 38035094.35 |
| 41 | Amount Paid to Reserve Account to Reach Specified Balance |  |
| 42 | Other Amounts Paid to Trustees |  |
| 43 | Certificateholders Principal Distribution Amount | - |
| 44 | **Remaining Funds to Seller** | 3491533.50 |

---

**PAGE 2**

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Distribution Detail:** | Due | Shortfall | Paid |
| 45 | Servicing Fees | 780776.84 | - | 780776.84 |
|  | Pro rata: |  |  |  |
| 46 | Class A-1 Interest |  |  |  |
| 47 | Class A-2-A Interest | 440092.06 |  | 440092.06 |
| 48 | Class A-2-B Interest | 106824.79 |  | 106824.79 |
| 49 | Class A-3 Interest | 2114366.67 |  | 2114366.67 |
| 50 | Class A-4 Interest | 350250.00 |  | 350250.00 |
| 51 | Class A-1 Interest Carryover Shortfall |  |  |  |
| 52 | Class A-2-A Interest Carryover Shortfall |  |  |  |
| 53 | Class A-2-B Interest Carryover Shortfall |  |  |  |
| 54 | Class A-3 Interest Carryover Shortfall |  |  |  |
| 55 | Class A-4 Interest Carryover Shortfall | - | - | - |
| 56 | Class A Noteholder Interest | 3011533.52 | - | 3011533.52 |
| ***E.*** | **CALCULATIONS** |  |  |  |
|  | **Calculation of Principal Distribution Amount:** |  |  |  |
| 57 | &nbsp;&nbsp;&nbsp;&nbsp;Beginning Adjusted Pool Balance |  |  | 846118460.71 |
| 58 | &nbsp;&nbsp;&nbsp;&nbsp;Beginning Net Pool Balance |  | 936932202.13 |  |
| 59 | &nbsp;&nbsp;&nbsp;&nbsp;Receipts of Scheduled Principal |  | (23913576.99) |  |
| 60 | &nbsp;&nbsp;&nbsp;&nbsp;Receipts of Prepaid Principal |  | (16161468.87) |  |
| 61 | &nbsp;&nbsp;&nbsp;&nbsp;Liquidation Proceeds |  | (800466.03) |  |
| 62 | &nbsp;&nbsp;&nbsp;&nbsp;Other Collections of Principal |  |  |  |
| 63 | &nbsp;&nbsp;&nbsp;&nbsp;Principal Amount of Repurchases |  |  |  |
| 64 | &nbsp;&nbsp;&nbsp;&nbsp;Principal Amount of Defaulted Receivables |  | (1558314.57) |  |
| 65 | &nbsp;&nbsp;&nbsp;&nbsp;Ending Net Pool Balance |  | 894498375.67 |  |
| 66 | &nbsp;&nbsp;&nbsp;&nbsp;Yield Supplement Overcollateralization Amount |  | 86415009.31 |  |
| 67 | &nbsp;&nbsp;&nbsp;&nbsp;Adjusted Pool Balance |  | 808083366.36 |  |
| 68 | &nbsp;&nbsp;&nbsp;&nbsp;Less: Adjusted Pool Balance - End of Collection Period |  |  | 808083366.36 |
| 69 | **Calculated Principal Distribution Amount** |  |  | 38035094.35 |
|  | **Calculation of Servicer Advance:** |  |  |  |
| 70 | Available Funds, prior to Servicer Advances (Item 32) |  |  | 45318938.21 |
| 71 | Less: Prior Advance Reimbursement (Item 37) |  |  |  |
| 72 | Less: Servicing Fees Paid (Item 38) |  |  | 780776.84 |
| 73 | Less: Interest Paid to Noteholders (Item 39) |  |  | 3011533.52 |
| 74 | Less: Calculated Principal Distribution (Item 69) |  |  | 38035094.35 |
| 75 | Equals: Remaining Available Funds before Servicer Advance |  |  | 3491533.50 |
| 76 | Monthly Loan Payments Due on Included Units but not received (N/A if Item 75 > 0) |  |  | N/A |
| 77 | **Servicer Advance (If Item 75 < 0, lesser of Item 75 and Item 76, else 0)** |  |  | - |
|  | **Calculation of Reserve Account Draw Amount:** |  |  |  |
| 78 | Remaining Available Funds, before Reserve Account Draw (Item 75 plus Item 77) |  |  | 3491533.50 |
| 79 | Available Funds Shortfall Amount (If Item 78 < 0, Item 78, else 0) |  |  | - |
| 80 | **Reserve Account Draw Amount (If Item 79 is > 0, Lesser of Reserve Acct Balance and Item 79)** |  |  | **-** |
| 81 | **Principal Distribution Amount (Item 69 - Available Funds Shortfall + Reserve Account Draw Amt)** |  |  | 38035094.35 |
|  | **Reconciliation of Servicer Advance:** |  |  |  |
| 82 | Beginning Balance of Servicer Advance |  |  |  |
| 83 | Less: Prior Advance Reimbursement |  |  |  |
| 84 | Plus: Additional Servicer Advances for Current Period |  |  | - |
| 85 | Ending Balance of Servicer Advance |  |  | - |
| ***F.*** | **RESERVE ACCOUNT** |  |  |  |
|  | **Reserve Account Balances:** |  |  |  |
| 86 | Specified Reserve Account Balance (Lesser of (a) $3,906,250.00, and (b) the aggregate note balance) |  |  | 3906250.00 |
| 87 | Initial Reserve Account Balance |  |  | 3906250.00 |
| 88 | Beginning Reserve Account Balance |  |  | 3906250.00 |
| 89 | Plus: Net Investment Income for the Collection Period |  |  | 11368.90 |
| 90 | Subtotal: Reserve Fund Available for Distribution |  |  | 3917618.90 |
| 91 | Plus: Deposit of Excess Available Funds (Item 41) |  |  |  |
| 92 | Less: Reserve Account Draw Amount (Item 80) |  |  | - |
| 93 | Subtotal Reserve Account Balance |  |  | 3917618.90 |
| 94 | Less: Reserve Account Excess Amount to Available Funds (If Item 93 > Item 86) |  |  | 11368.90 |
| 95 | **Equals: Ending Reserve Account Balance** |  |  | 3906250.00 |
| 96 | **Change in Reserve Account Balance from Immediately Preceding Payment Date** |  |  | - |

---

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **PAGE 3** | **PAGE 3** | | | | |
| **G.** | **POOL STATISTICS** | | | | |
|  | **Collateral Pool Balance Data:** | ***Initial*** | *Prior Period* | *Prior Period* | *Current Period* |
| 97 | Net Pool Balance | 1749417713 |  | 936932202 | 894498376 |
| 98 | Number of Current Contracts | 57024 |  | 42002 | 41148 |
| 99 | Weighted Average Loan Rate | 4.67% |  | 4.55% | 4.55% |
| 100 | Average Remaining Term | 56.4 |  | 39.9 | 38.9 |
| 101 | Average Original Term | 64.4 |  | 64.8 | 64.8 |
| 102 | Monthly Prepayment Rate |  |  |  | 1.33% |
|  |  |  |  |  | ***Outstanding*** |
|  | **Net Credit Loss and Repossession Activity:** |  | ***Units*** | ***Units*** | ***Principal Balance*** |
| 103 | Aggregate Outstanding Principal Balance of Charged Off Receivables |  |  | **76** | 2358780.60 |
| 104 | Liquidation Proceeds on Related Vehicles |  |  |  | 800466.03 |
| 105 | Recoveries Received on Receivables Previously Charged Off |  |  |  | 900140.88 |
| 106 | Net Principal Losses for Current Collection Period |  |  | 76 | 658173.69 |
| 107 | Beginning Net Principal Losses |  |  | 1291 | 20573221.74 |
| 108 | Net Principal Losses for Current Collection Period |  |  | 76 | 658173.69 |
| 109 | Cumulative Net Principal Losses |  |  | 1367 | 21231395.43 |
| 110 | Cumulative Net Loss Ratio (Cumulative Net Principal Losses divided by $1,749,417,712.75) | Cumulative Net Loss Ratio (Cumulative Net Principal Losses divided by $1,749,417,712.75) | Cumulative Net Loss Ratio (Cumulative Net Principal Losses divided by $1,749,417,712.75) |  | 1.21% |
|  |  |  |  |  | ***Outstanding*** |
|  | **Delinquencies Aging Profile - End of Period:** | ***Percentage*** | ***Units*** | ***Units*** | ***Principal Balance*** |
| 111 | Current | 99.01% |  | 40830 | 885623232.73 |
| 112 | 30 - 59 Days Delinquent | 0.76% |  | 243 | 6768470.75 |
| 113 | 60 - 89 Days Delinquent | 0.24% |  | 75 | 2106672.19 |
| 114 | 90 - 120 Days Delinquent1 | 0.00% |  | - | - |
| 115 | **Total** | 100.00% |  | 41148 | 894498376 |
| **H.** | **DELINQUENCY AND NET LOSS RATIOS** |  |  |  |  |
|  | **Ratio of Net Principal Losses to the Pool balance as of Each Collection Period** |  |  |  | ***Percentage*** |
| 116 | Current Period |  |  |  | 0.07% |
| 117 | Prior Period |  |  |  | 0.08% |
| 118 | Two Periods Prior |  |  |  | 0.11% |
| 119 | Three Periods Prior |  |  |  | 0.07% |
| 120 | **Four Period Average (Current and Three Prior Collection Periods)** |  |  |  | 0.08% |
|  | **Total Delinquencies - Ratio of Principal Balance of 60-Day Delinquent Receivables to the Pool balance as of Each Collection Period** | **Total Delinquencies - Ratio of Principal Balance of 60-Day Delinquent Receivables to the Pool balance as of Each Collection Period** | **Total Delinquencies - Ratio of Principal Balance of 60-Day Delinquent Receivables to the Pool balance as of Each Collection Period** | **Total Delinquencies - Ratio of Principal Balance of 60-Day Delinquent Receivables to the Pool balance as of Each Collection Period** | ***Percentage*** |
| 121 | Current Period |  |  |  | 0.24% |
| 122 | Prior Period |  |  |  | 0.21% |
| 123 | Two Periods Prior |  |  |  | 0.22% |
| 124 | Three Periods Prior |  |  |  | 0.28% |
| 125 | **Four Period Average (Current and Three Prior Collection Periods)** |  |  |  | 0.24% |
| 126 | Delinquncy Trigger |  |  |  | 3.22% |
| 127 | Delinquency Percentage (60-Day Delinquent Receivables) |  |  |  | 0.24% |
| 128 | Delinquency Trigger occurred in this collection Period? |  |  |  | No |

---

---

| |
|:---|
| ***Summary of Material Modifications, Extensions or Waivers*** |
| *None in the current month* |
| ***Summary of Material Breaches of Representations or Warranties Related to Eligibility Criteria*** |
| *None in the current month* |
| ***Summary of Material Breaches by the Issuer of Transaction Covenants*** |
| *None in the current month* |
| ***Summary of Material Changes in Practices With respect to Charge-Offs, Collections and Management of Delinquent Receivables and the Effect*** ***of any Grace Period, Re-Aging, Re-Structuring, Partial Payments or Other Practices on Delinquency and Loss Experience*** |
| None in the current month |
| ***Credit Risk Retention Information (To appear on the first servicing certificate after closing)*** |

---