# EDGAR Filing Document

**Accession Number:** 0000353448
**File Stem:** 0001193125-25-196803
**Filing Date:** 2025-9
**Character Count:** 6928
**Document Hash:** 33107324ae8268e590fd5d51279a8c50
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-25-196803.hdr.sgml**: 20250905

**ACCESSION NUMBER**: 0001193125-25-196803

**CONFORMED SUBMISSION TYPE**: N-30B-2

**PUBLIC DOCUMENT COUNT**: 4

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250905

**DATE AS OF CHANGE**: 20250905

**EFFECTIVENESS DATE**: 20250905

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** ZALICO VARIABLE ANNUITY SEPARATE ACCOUNT
- **CENTRAL INDEX KEY:** 0000353448

**ORGANIZATION NAME:**
- **EIN:** 363050975
- **STATE OF INCORPORATION:** IL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** N-30B-2
- **SEC ACT:** 1940 Act
- **SEC FILE NUMBER:** 811-03199
- **FILM NUMBER:** 251295428

**BUSINESS ADDRESS:**
- **STREET 1:** 2500 WESTFIELD DRIVE
- **STREET 2:** LEGAL DEPARTMENT
- **CITY:** ELGIN
- **STATE:** IL
- **ZIP:** 60123
- **BUSINESS PHONE:** 847-930-7272

**MAIL ADDRESS:**
- **STREET 1:** 2500 WESTFIELD DRIVE
- **STREET 2:** LEGAL DEPARTMENT
- **CITY:** ELGIN
- **STATE:** IL
- **ZIP:** 60123

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** KILICO VARIABLE ANNUITY SEPARATE ACCOUNT
- **DATE OF NAME CHANGE:** 19920703

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** KILICO MONEY MARKET SEPARATE ACCOUNT
- **DATE OF NAME CHANGE:** 19890824

## Series and Classes Contracts Data

### ZALICO VARIABLE ANNUITY SEPARATE ACCOUNT (Series ID: S000006943)

| Class ID   | Class Name                        | Ticker Symbol   |
|:---|:---|:---|
| C000018906 | Scudder Destinations/Farmers VA I |  |

---

| | |
|:---|:---|
| <br> ***Stanislav Sukhorukov***<br> ***Vice President,***<br> ***Senior Assistant***<br> ***General Counsel*** | ![LOGO](g49878g0303204312422.jpg) |
| <br> ***Stanislav Sukhorukov***<br> ***Vice President,***<br> ***Senior Assistant***<br> ***General Counsel*** | ![LOGO](g49878g0303204312422.jpg) |
| <br> ***Stanislav Sukhorukov***<br> ***Vice President,***<br> ***Senior Assistant***<br> ***General Counsel*** | ![LOGO](g49878g0303204312422.jpg) |
| <br> ***Stanislav Sukhorukov***<br> ***Vice President,***<br> ***Senior Assistant***<br> ***General Counsel*** | ![LOGO](g49878g0303204312422.jpg) |

---

---

| | |
|:---|:---|
|  | September 5, 2025 |
|  | **<u>VIA EDGAR</u>** |
|  | Securities and Exchange Commission |
|  | 100 F Street, N.E. |
|  | Washington, D.C. 20549 |
|  | **Re: Zurich American Life Insurance Company ("Zurich")** |
|  | &nbsp;&nbsp;&nbsp;&nbsp; **ZALICO Variable Annuity Separate Account ("Registrant")** |
|  | Commissioners: |
| **Zurich North America**<br>| Pursuant to Rule 30b2-1(b) under the Investment Company Act of 1940 ("Act"), Zurich, on behalf of the Registrant, is filing the accompanying cover letter (Cover Letter) regarding Shareholder Report mailing and the internet availability of the semi-annual reports, for the period ended June 30, 2025, for portfolios ("Portfolios") of the following underlying funds ("Funds") in which corresponding subaccounts of the Registrant ("Subaccounts") invest: |
| <br> Mobile: (347) 572-1628<br> stanislav.sukhorukov@zurichna.com | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <br> AIM Variable Insurance Funds (Invesco Variable Insurance Funds)<br> (File No. 811-07452)<br> The Alger Portfolios (File No. 811-05550)<br> BNY Mellon Investment Portfolios (File No. 811-08673)<br> BNY Mellon Sustainable U.S. Equity Portfolio, Inc. (File No. 811-07044)<br> Deutsche DWS Investments VIT Funds (File No. 811-07507)<br> Deutsche DWS Variable Series I (File No. 811-04257)<br> Deutsche DWS Variable Series II (File No. 811-05002)<br> Janus Aspen Series (File No. 811-07736) |
|  | Zurich, on behalf of the Registrant, mailed the Cover Letter and the semi-annual reports to each owner of a variable annuity contract who had allocated contract value to a Subaccount investing in a Portfolio. The Cover Letter informed shareholders that they can elect to receive Shareholder Report by e-Delivery method. Some of the Portfolios or Funds listed above may not be available under every contract offered through the Registrant. We understand that the Funds have filed or will file their reports with the Commission under separate cover. |
|  | Please direct any question or comment to the undersigned at stanislav.sukhorukov@zurichna.com. |
|  | Sincerely, |
|  | ![LOGO](g49878g01a31.jpg) |
|  | Stanislav Sukhorukov |
|  | Vice President, Senior Assistant General Counsel |
|  | Enclosure |

---

------

---

| | |
|:---|:---|
| &nbsp;&nbsp; <br> **Important Reports to Shareholders of Fund Portfolios Under Your Zurich American Life Insurance Company Annuity Contract Are Now Available**<br>**Effective July 24, 2024, we are required to mail you simplified and concise class level shareholder reports in print. This package includes copies of Shareholder Semi-Annual Report related to your Zurich American Life Insurance Company (ZALICO) Variable Annuity Contract.** | ![LOGO](g49878dsp001.jpg) |
| &nbsp;&nbsp; <br> **Important Reports to Shareholders of Fund Portfolios Under Your Zurich American Life Insurance Company Annuity Contract Are Now Available**<br>**Effective July 24, 2024, we are required to mail you simplified and concise class level shareholder reports in print. This package includes copies of Shareholder Semi-Annual Report related to your Zurich American Life Insurance Company (ZALICO) Variable Annuity Contract.** |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <br> Control # |  |

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The shareholder reports for Fund Portfolios that correspond to Subaccounts under your Contract are available for viewing online at:

<u>https://dfinview.com/zalico/</u>

To change your delivery preferences, visit the following website and make your selection:

<u>https://dfinreports.com/zalico/</u>

**Already signed up for paperless e-delivery?** You may have received this package because our previous email attempt bounced. We've stopped sending you electronic documents. You can easily re-enroll if you prefer e-delivery, just make your selection by visiting the the following website:

<u>https://dfinreports.com/zalico/</u>

**Want to get other documents electronically?** 

Visit the following website and make your selection to sign up e-delivery to retrieve Prospectus and other documents electronically. Otherwise, you will receive paper copies.

<u>https://dfinreports.com/zalico/</u>

**Need help?** Call Our Customer Service Center **1-800-449-0523.**

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| | |
|:---|:---|
| **Regular Mail** | **Overnight Mail** |
| Zurich American Life Insurance Company | Zurich American Life Insurance Company |
| Service Center | Service Center |
| PO Box 64361 | 7805 Hudson Rd, Ste 180 |
| St. Paul, MN 55164-0361 | Woodbury, MN 55125 |

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Zurich American Life Insurance Company Administrative office: PO Box 64361, St, Paul, MN 55164-0361 Securities are distributed by BFP Securities, LLC, 6 City Place, Suite 400, St. Louis, MO 63141