# EDGAR Filing Document

**Accession Number:** 0000354046
**File Stem:** 0000035402-25-002100
**Filing Date:** 2025-11
**Character Count:** 16296
**Document Hash:** b6648302d058e69595d0c1ced7a31971
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000035402-25-002100.hdr.sgml**: 20251125

**ACCESSION NUMBER**: 0000035402-25-002100

**CONFORMED SUBMISSION TYPE**: NPORT-P

**PUBLIC DOCUMENT COUNT**: 1

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251125

**DATE AS OF CHANGE**: 20251125

**PERIOD START**: 20250930

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FIDELITY CHARLES STREET TRUST
- **CENTRAL INDEX KEY:** 0000354046

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 0930

**FILING VALUES:**
- **FORM TYPE:** NPORT-P
- **SEC ACT:** 1940 Act
- **SEC FILE NUMBER:** 811-03221
- **FILM NUMBER:** 251519263

**BUSINESS ADDRESS:**
- **STREET 1:** 245 SUMMER STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02210
- **BUSINESS PHONE:** 617-563-7000

**MAIL ADDRESS:**
- **STREET 1:** 245 SUMMER STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02210

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY U S GOVERNMENT RESERVES FUND
- **DATE OF NAME CHANGE:** 19880201

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY FEDERAL RESERVES
- **DATE OF NAME CHANGE:** 19820215

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY UNITED STATES TREASURY TRUST
- **DATE OF NAME CHANGE:** 19811020

## Series and Classes Contracts Data

### Fidelity Asset Manager 50% (Series ID: S000005456)

| Class ID   | Class Name                                  | Ticker Symbol   |
|:---|:---|:---|
| C000014857 | Fidelity Asset Manager 50%                  | FASMX           |
| C000037741 | Fidelity Advisor Asset Manager 50%: Class A | FFAMX           |
| C000037743 | Fidelity Advisor Asset Manager 50%: Class C | FFCMX           |
| C000037744 | Fidelity Advisor Asset Manager 50%: Class M | FFTMX           |
| C000037745 | Fidelity Advisor Asset Manager 50%: Class I | FFIMX           |
| C000205011 | Fidelity Advisor Asset Manager 50%: Class Z | FIKZX           |

## Form NPORT-P: Monthly Portfolio Investments Report

### NPORT-P: Part A: General Information

**Item A.1. Information about the Registrant.**

- **a. Name of Registrant:** Fidelity Charles Street Trust

- **b. Investment Company Act file number:** 811-03221

- **c. CIK number of Registrant:** 0000354046

- **d. LEI of Registrant:** SG47DUH2I0FYWTB12921

- **e. Address and telephone number of Registrant.**

  - **Street Address 1:** 245 Summer Street

  - **City:** Boston

  - **State:** MA

  - **Foreign country:** US

  - **Zip / Postal Code:** 02210

  - **Telephone number:** 1-800-FIDELITY

**Item A.2. Information about the Series.**

- **a. Name of Series:** Fidelity Asset Manager 50%

- **b. EDGAR series identifier (if any):** S000005456

- **c. LEI of Series:** UJE1CKQ7QNA0RG8NG360

**Item A.3. Reporting period.**

- **a. Date of fiscal year-end:** 2025-09-30

- **b. Date as of which information is reported:** 2025-09-30

**Item A.4. Final filing**

Does the Fund anticipate that this will be its final filing on Form N-PORT? **No**

### Fund Information

**Total Assets:** $9974813589.17

**Total Liabilities:** $5558346.73

**Net Assets:** $9969255242.44

**Monthly Return Information**

| Class               | Month 1 Return (%)   | Month 2 Return (%)   | Month 3 Return (%)   |
|:---|:---|:---|:---|
| Class ID C000205011 | 0.45%                | 1.94%                | 2.44%                |
| Class ID C000037745 | 0.49%                | 1.89%                | 2.44%                |
| Class ID C000014857 | 0.47%                | 1.93%                | 2.39%                |
| Class ID C000037744 | 0.39%                | 1.90%                | 2.36%                |
| Class ID C000037743 | 0.37%                | 1.87%                | 2.29%                |
| Class ID C000037741 | 0.46%                | 1.89%                | 2.36%                |

**Monthly Gains & Losses**

| Period   | Net Realized Gain/Loss   | Net Unrealized Appreciation/Depreciation   |
|:---|:---|:---|
| Month 1  | $27620248.68             | $13290581.27                               |
| Month 2  | $22106624.10             | $152905537.50                              |
| Month 3  | $-3184856.32             | $219943259.57                              |

### Schedule of Portfolio Investments

| Name                                          | Title                                                      | Identifiers                                   | Payoff Profile   | Asset Category   | Issuer Category   | Country   |   Balance | Units   | Value (USD)    | % of Net Assets   | Maturity Date   | Coupon Type   | Annualized Rate (%)   | Restricted?   |   Fair Value Level | Lending Status   |
|:---|:---|:---|:---|:---|:---|:---|---:|:---|:---|:---|:---|:---|:---|:---|---:|:---|
| Fidelity Covington Trust                      | Fidelity Enhanced Small Cap ETF                            | CUSIP: 31609A206<br>LEI: 549300JFYFTF85QAQR28 | Long             | EC               | RF                | US        |   6759989 | NS      | $247145197.84  | 2.48%             |  |  |  | No            |                  1 | On Loan: No      |
| CHICAGO BOARD OF TRADE                        | US 10YR NOTE FUT (CBT)DEC25 TYZ5                           | CUSIP: N/A<br>LEI: 549300EX04Q2QBFQTQ27       | N/A              | DIR              | CORP              | US        |       818 | NC      | $494206.97     | 0.00%             |  |  |  | No            |                  1 | On Loan: No      |
| UST BILLS                                     | UST BILLS 0% 11/06/2025                                    | CUSIP: 912797QP5<br>LEI: 254900HROIFWPRGM1V77 | Long             | DBT              | UST               | US        |   1120000 | PA      | $1115494.80    | 0.01%             | 2025-11-06      | Fixed         | 0.00%                 | No            |                  2 | On Loan: No      |
| Fidelity Central Investment Portfolios LLC    | Fidelity Real Estate Equity Central Fund                   | CUSIP: 31606V674<br>LEI: S2V1M15I679NQK6BNY65 | Long             | EC               | RF                | US        |    147170 | NS      | $20068092.47   | 0.20%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Central Investment Portfolios LLC    | Fidelity U.S. Equity Central Fund                          | CUSIP: 31606V666<br>LEI: S2V1M15I679NQK6BNY65 | Long             | EC               | RF                | US        |  17084507 | NS      | $2660057730.46 | 26.68%            |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Covington Trust                      | Fidelity Blue Chip Growth ETF                              | CUSIP: 316092352<br>LEI: 549300JFYFTF85QAQR28 | Long             | EC               | RF                | US        |   3826386 | NS      | $205323872.76  | 2.06%             |  |  |  | No            |                  1 | On Loan: No      |
| UST BILLS                                     | UST BILLS 0% 10/02/2025                                    | CUSIP: 912797MS3<br>LEI: 254900HROIFWPRGM1V77 | Long             | DBT              | UST               | US        |   3290000 | PA      | $3289632.51    | 0.03%             | 2025-10-02      | Fixed         | 0.00%                 | No            |                  2 | On Loan: No      |
| Fidelity Central Investment Portfolios II LLC | Fidelity Inflation-Protected Bond Index Central Fund       | CUSIP: 31607D103<br>LEI: 0VPAEPVECBYQ0ULYZJ60 | Long             | EC               | RF                | US        |   2083440 | NS      | $192155661.52  | 1.93%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Greenwood Street Trust               | Fidelity Hedged Equity ETF                                 | CUSIP: 31624J745<br>LEI: 549300467DYGTZIRI308 | Long             | EC               | MUN               | US        |   3484348 | NS      | $106899796.64  | 1.07%             |  |  |  | No            |                  1 | On Loan: No      |
| UST BILLS                                     | UST BILLS 0% 12/04/2025                                    | CUSIP: 912797QS9<br>LEI: 254900HROIFWPRGM1V77 | Long             | DBT              | UST               | US        |    180000 | PA      | $178752.68     | 0.00%             | 2025-12-04      | Fixed         | 0.00%                 | No            |                  2 | On Loan: No      |
| ICE FUTURES US                                | MSCI EMGMKT FUT DEC25 MESZ5                                | CUSIP: N/A<br>LEI: 5493004R83R1LVX2IL36       | N/A              | DE               | CORP              | US        |      -359 | NC      | $-254341.56    | -0.00%            |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Central Investment Portfolios II LLC | Fidelity International Credit Central Fund                 | CUSIP: 31607D202<br>LEI: 0VPAEPVECBYQ0ULYZJ60 | Long             | EC               | RF                | US        |    282332 | NS      | $23665107.84   | 0.24%             |  |  |  | No            |                  1 | On Loan: No      |
| UST BILLS                                     | UST BILLS 0% 10/30/2025                                    | CUSIP: 912797NA1<br>LEI: 254900HROIFWPRGM1V77 | Long             | DBT              | UST               | US        |    860000 | PA      | $857191.35     | 0.01%             | 2025-10-30      | Fixed         | 0.00%                 | No            |                  2 | On Loan: No      |
| Fidelity Central Investment Portfolios LLC    | Fidelity International Equity Central Fund                 | CUSIP: 31606V716<br>LEI: S2V1M15I679NQK6BNY65 | Long             | EC               | RF                | US        |  12392918 | NS      | $1551345518.18 | 15.56%            |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Central Investment Portfolios LLC    | Fidelity Floating Rate Central Fund                        | CUSIP: 31606V708<br>LEI: S2V1M15I679NQK6BNY65 | Long             | EC               | RF                | US        |    738864 | NS      | $71034366.87   | 0.71%             |  |  |  | No            |                  1 | On Loan: No      |
| UST BILLS                                     | UST BILLS 0% 10/09/2025                                    | CUSIP: 912797QE0<br>LEI: 254900HROIFWPRGM1V77 | Long             | DBT              | UST               | US        |   9590000 | PA      | $9581344.45    | 0.10%             | 2025-10-09      | Fixed         | 0.00%                 | No            |                  2 | On Loan: No      |
| Fidelity Central Investment Portfolios LLC    | Fidelity High Income Central Fund                          | CUSIP: 31606V690<br>LEI: S2V1M15I679NQK6BNY65 | Long             | EC               | RF                | US        |   1534837 | NS      | $169584096.57  | 1.70%             |  |  |  | No            |                  1 | On Loan: No      |
| UST BILLS                                     | UST BILLS 0% 10/16/2025                                    | CUSIP: 912797QF7<br>LEI: 254900HROIFWPRGM1V77 | Long             | DBT              | UST               | US        |   4260000 | PA      | $4252804.14    | 0.04%             | 2025-10-16      | Fixed         | 0.00%                 | No            |                  2 | On Loan: No      |
| Fidelity Hanover Street Trust                 | Fidelity Emerging Markets Debt Local Currency Central Fund | CUSIP: 315808709<br>LEI: 13LNM41WRMGAYS9Y7N22 | Long             | EC               | RF                | US        |   1304864 | NS      | $123583699.37  | 1.24%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Oxford Street Trust II               | Fidelity Commodity Strategy Central Fund                   | CUSIP: 316167303<br>LEI: 549300OEP6Z1TBUGHH59 | Long             | EC               | RF                | US        |    802793 | NS      | $75117321.79   | 0.75%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Covington Trust                      | Fidelity Enhanced Mid Cap ETF                              | CUSIP: 31609A503<br>LEI: 549300JFYFTF85QAQR28 | Long             | EC               | RF                | US        |   2271188 | NS      | $82103446.20   | 0.82%             |  |  |  | No            |                  1 | On Loan: No      |
| UST BILLS                                     | UST BILLS 0% 10/23/2025                                    | CUSIP: 912797QG5<br>LEI: 254900HROIFWPRGM1V77 | Long             | DBT              | UST               | US        |   8910000 | PA      | $8888070.26    | 0.09%             | 2025-10-23      | Fixed         | 0.00%                 | No            |                  2 | On Loan: No      |
| CHICAGO MERCANTILE EXCH INC                   | S and P500 EMINI FUT DEC25 ESZ5                            | CUSIP: N/A<br>LEI: SNZ2OJLFK8MNNCLQOF39       | N/A              | DE               | CORP              | US        |      -960 | NC      | $-4466351.42   | -0.04%            |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Revere Street Trust                  | Fidelity Cash Central Fund                                 | CUSIP: 31635A105<br>LEI: 549300BDV45LJNXBZC55 | Long             | STIV             | RF                | US        | 381751985 | NS      | $381828335.14  | 3.83%             |  |  |  | No            |                  1 | On Loan: No      |
| UST BILLS                                     | UST BILLS 0% 11/20/2025                                    | CUSIP: 912797QR1<br>LEI: 254900HROIFWPRGM1V77 | Long             | DBT              | UST               | US        |    680000 | PA      | $676250.55     | 0.01%             | 2025-11-20      | Fixed         | 0.00%                 | No            |                  2 | On Loan: No      |
| Fidelity Covington Trust                      | Fidelity Enhanced Large Cap Value ETF                      | CUSIP: 31609A107<br>LEI: 549300JFYFTF85QAQR28 | Long             | EC               | RF                | US        |   1477066 | NS      | $49526022.98   | 0.50%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Central Investment Portfolios LLC    | Fidelity Emerging Markets Equity Central Fund              | CUSIP: 31606V682<br>LEI: S2V1M15I679NQK6BNY65 | Long             | EC               | RF                | US        |   2622268 | NS      | $721910501.26  | 7.24%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Greenwood Street Trust               | Fidelity Managed Futures ETF                               | CUSIP: 31624J620<br>LEI: 549300467DYGTZIRI308 | Long             | EC               | MUN               | US        |    476493 | NS      | $24946791.02   | 0.25%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Central Investment Portfolios II LLC | Fidelity Investment Grade Bond Central Fund                | CUSIP: 31606V500<br>LEI: 0VPAEPVECBYQ0ULYZJ60 | Long             | EC               | RF                | US        |  31363543 | NS      | $3127258919.44 | 31.37%            |  |  |  | No            |                  1 | On Loan: No      |
| ICE FUTURES US                                | MSCI EAFE FUT DEC25 MFSZ5                                  | CUSIP: N/A<br>LEI: 5493004R83R1LVX2IL36       | N/A              | DE               | CORP              | US        |      -520 | NC      | $207014.10     | 0.00%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Covington Trust                      | Fidelity Fundamental Small-Mid Cap ETF                     | CUSIP: 316092295<br>LEI: 549300JFYFTF85QAQR28 | Long             | EC               | RF                | US        |   3383270 | NS      | $98825316.70   | 0.99%             |  |  |  | No            |                  1 | On Loan: No      |

### Signature

**Date Signed:** 2025-10-30

**Name of Applicant:** Laura M. Del Prato

**Signature:** Laura M. Del Prato

**Name of Signer:** Laura M. Del Prato

**Title:** President and Treasurer