# EDGAR Filing Document

**Accession Number:** 0001765594
**File Stem:** 0001765594-25-000008
**Filing Date:** 2025-10
**Character Count:** 33524
**Document Hash:** 6b6b3ee1748a2d35aa13e6b75e8864bc
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001765594-25-000008.hdr.sgml**: 20251016

**ACCESSION NUMBER**: 0001765594-25-000008

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251016

**DATE AS OF CHANGE**: 20251016

**EFFECTIVENESS DATE**: 20251016

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CRA Financial Services, LLC
- **CENTRAL INDEX KEY:** 0001765594

**ORGANIZATION NAME:**
- **EIN:** 223672834
- **STATE OF INCORPORATION:** NJ
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19056
- **FILM NUMBER:** 251397021

**BUSINESS ADDRESS:**
- **STREET 1:** 332 TILTON ROAD
- **CITY:** NORTHFIELD
- **STATE:** NJ
- **ZIP:** 08225
- **BUSINESS PHONE:** 609-380-3500

**MAIL ADDRESS:**
- **STREET 1:** 332 TILTON ROAD
- **CITY:** NORTHFIELD
- **STATE:** NJ
- **ZIP:** 08225

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** CRA Financial Services LLC<br>**Address:** 332 TILTON ROAD<br>NORTHFIELD, NJ 08225

**Form 13F File Number:** 028-19056

**CRD Number (if applicable):** 000124004

**SEC File Number (if applicable):** 801-62232

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Donna Savastani<br>**Title:** Chief Compliance Officer<br>**Phone:** (609) 380-3500

**Signature, Place, and Date of Signing:**

Donna Savastani  Northfield, NJ  10-16-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 294

**Form 13F Information Table Value Total:** $730984748

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 733019 | 5473 | SH |  | SOLE |  | 5473 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 2232078 | 9640 | SH |  | SOLE |  | 9640 | 0 | 0 |
| ACLARIS THERAPEUTICS INC | COM | 00461U105 |  | 33786 | 17782 | SH |  | SOLE |  | 17782 | 0 | 0 |
| ADAMS DIVERSIFIED EQUITY FD | COM | 006212104 |  | 223000 | 10000 | SH |  | SOLE |  | 10000 | 0 | 0 |
| ADOBE INC | COM | 00724F101 |  | 200362 | 568 | SH |  | SOLE |  | 568 | 0 | 0 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 284265 | 1757 | SH |  | SOLE |  | 1757 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 16371919 | 67346 | SH |  | SOLE |  | 67346 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 6801135 | 27925 | SH |  | SOLE |  | 27925 | 0 | 0 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 621926 | 9415 | SH |  | SOLE |  | 9415 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 29762055 | 135547 | SH |  | SOLE |  | 135547 | 0 | 0 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 1962756 | 19720 | SH |  | SOLE |  | 19720 | 0 | 0 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 261987 | 2410 | SH |  | SOLE |  | 2410 | 0 | 0 |
| AMERICAN CENTY ETF TR | LARGE CAP EQUITY | 025072752 |  | 345260 | 4471 | SH |  | SOLE |  | 4471 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 3023800 | 41846 | SH |  | SOLE |  | 41846 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS US SMALL | 025072323 |  | 890069 | 15547 | SH |  | SOLE |  | 15547 | 0 | 0 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 356740 | 1074 | SH |  | SOLE |  | 1074 | 0 | 0 |
| AMERICAN INTL GROUP INC | COM NEW | 026874784 |  | 396313 | 5046 | SH |  | SOLE |  | 5046 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 603908 | 2140 | SH |  | SOLE |  | 2140 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 51584309 | 202585 | SH |  | SOLE |  | 202585 | 0 | 0 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 327214 | 338 | SH |  | SOLE |  | 338 | 0 | 0 |
| ATAI LIFE SCIENCES NV | SHS | N0731H103 |  | 68257 | 12903 | SH |  | SOLE |  | 12903 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 |  | 2281781 | 44229 | SH |  | SOLE |  | 44229 | 0 | 0 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 277514 | 2547 | SH |  | SOLE |  | 2547 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 5679454 | 11297 | SH |  | SOLE |  | 11297 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 1508400 | 2 | SH |  | SOLE |  | 2 | 0 | 0 |
| BITWISE BITCOIN ETF TR | SHS BEN INT | 09174C104 |  | 689398 | 11080 | SH |  | SOLE |  | 11080 | 0 | 0 |
| BLACKROCK ETF TRUST II | ISHARES LARG CAP | 092528702 |  | 5470140 | 159946 | SH |  | SOLE |  | 159946 | 0 | 0 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 |  | 412610 | 7750 | SH |  | SOLE |  | 7750 | 0 | 0 |
| BLACKROCK INC | COM | 09290D101 |  | 452358 | 388 | SH |  | SOLE |  | 388 | 0 | 0 |
| BLACKSTONE INC | COM | 09260D107 |  | 487948 | 2856 | SH |  | SOLE |  | 2856 | 0 | 0 |
| BOEING CO | COM | 097023105 |  | 723186 | 3351 | SH |  | SOLE |  | 3351 | 0 | 0 |
| BOSTON SCIENTIFIC CORP | COM | 101137107 |  | 372556 | 3816 | SH |  | SOLE |  | 3816 | 0 | 0 |
| BP PLC | SPONSORED ADR | 055622104 |  | 257899 | 7484 | SH |  | SOLE |  | 7484 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 8008539 | 24275 | SH |  | SOLE |  | 24275 | 0 | 0 |
| BROOKFIELD CORP | CL A LTD VT SH | 11271J107 |  | 555498 | 8100 | SH |  | SOLE |  | 8100 | 0 | 0 |
| CABALETTA BIO INC | COM | 12674W109 |  | 35100 | 15000 | SH |  | SOLE |  | 15000 | 0 | 0 |
| CAPITAL GROUP GROWTH ETF | SHS CREATION UNI | 14020G101 |  | 270328 | 6155 | SH |  | SOLE |  | 6155 | 0 | 0 |
| CAPITAL GROUP INTL FOCUS EQT | SHS CREATION UNI | 14019W109 |  | 395868 | 13365 | SH |  | SOLE |  | 13365 | 0 | 0 |
| CAPITAL GROUP NEW GEOGRAPHY | SHS | 14021N105 |  | 2695716 | 87240 | SH |  | SOLE |  | 87240 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 1657146 | 3473 | SH |  | SOLE |  | 3473 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 2684370 | 17286 | SH |  | SOLE |  | 17286 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 801335 | 11712 | SH |  | SOLE |  | 11712 | 0 | 0 |
| CITIZENS FINL GROUP INC | COM | 174610105 |  | 227631 | 4282 | SH |  | SOLE |  | 4282 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 899681 | 13566 | SH |  | SOLE |  | 13566 | 0 | 0 |
| COINBASE GLOBAL INC | COM CL A | 19260Q107 |  | 410050 | 1215 | SH |  | SOLE |  | 1215 | 0 | 0 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 258475 | 8226 | SH |  | SOLE |  | 8226 | 0 | 0 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 428709 | 4532 | SH |  | SOLE |  | 4532 | 0 | 0 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 1052298 | 3198 | SH |  | SOLE |  | 3198 | 0 | 0 |
| CORNING INC | COM | 219350105 |  | 267221 | 3258 | SH |  | SOLE |  | 3258 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 1561538 | 1687 | SH |  | SOLE |  | 1687 | 0 | 0 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 1519688 | 3099 | SH |  | SOLE |  | 3099 | 0 | 0 |
| CUMMINS INC | COM | 231021106 |  | 287212 | 680 | SH |  | SOLE |  | 680 | 0 | 0 |
| DEERE  CO | COM | 244199105 |  | 541651 | 1185 | SH |  | SOLE |  | 1185 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 832977 | 18639 | SH |  | SOLE |  | 18639 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 1201635 | 16588 | SH |  | SOLE |  | 16588 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 933124 | 24193 | SH |  | SOLE |  | 24193 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 646057 | 9437 | SH |  | SOLE |  | 9437 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 372742 | 8082 | SH |  | SOLE |  | 8082 | 0 | 0 |
| DIREXION SHS ETF TR | DRX S | 25459W862 |  | 260849 | 1231 | SH |  | SOLE |  | 1231 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 1913572 | 16712 | SH |  | SOLE |  | 16712 | 0 | 0 |
| DNP SELECT INCOME FD INC | COM | 23325P104 |  | 204016 | 20381 | SH |  | SOLE |  | 20381 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 429041 | 3467 | SH |  | SOLE |  | 3467 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 3038097 | 3982 | SH |  | SOLE |  | 3982 | 0 | 0 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 452081 | 14457 | SH |  | SOLE |  | 14457 | 0 | 0 |
| EXELON CORP | COM | 30161N101 |  | 273872 | 6085 | SH |  | SOLE |  | 6085 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 3984976 | 35343 | SH |  | SOLE |  | 35343 | 0 | 0 |
| FEDEX CORP | COM | 31428X106 |  | 262531 | 1113 | SH |  | SOLE |  | 1113 | 0 | 0 |
| FIDELITY COMWLTH TR | NASDAQ COMPSIT | 315912808 |  | 2555579 | 28672 | SH |  | SOLE |  | 28672 | 0 | 0 |
| FIDELITY COVINGTON TRUST | MSCI ENERGY IDX | 316092402 |  | 233604 | 9450 | SH |  | SOLE |  | 9450 | 0 | 0 |
| FIDELITY COVINGTON TRUST | BLUE CHIP GRWTH | 316092352 |  | 3207143 | 59768 | SH |  | SOLE |  | 59768 | 0 | 0 |
| FIDELITY COVINGTON TRUST | ENHANCED LARGE | 31609A107 |  | 766404 | 22857 | SH |  | SOLE |  | 22857 | 0 | 0 |
| FIDELITY ETHEREUM FD | SHS | 31613E103 |  | 323886 | 7795 | SH |  | SOLE |  | 7795 | 0 | 0 |
| FIDELITY GREENWOOD STREET TR | HEDGED EQTY ETF | 31624J745 |  | 799214 | 26050 | SH |  | SOLE |  | 26050 | 0 | 0 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 5569587 | 120450 | SH |  | SOLE |  | 120450 | 0 | 0 |
| FIDELITY WISE ORIGIN BITCOIN | SHS | 315948109 |  | 2153154 | 21573 | SH |  | SOLE |  | 21573 | 0 | 0 |
| FISERV INC | COM | 337738108 |  | 373123 | 2894 | SH |  | SOLE |  | 2894 | 0 | 0 |
| FORD MTR CO | COM | 345370860 |  | 209927 | 17552 | SH |  | SOLE |  | 17552 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 |  | 719319 | 2391 | SH |  | SOLE |  | 2391 | 0 | 0 |
| GE VERNOVA INC | COM | 36828A101 |  | 335181 | 545 | SH |  | SOLE |  | 545 | 0 | 0 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 327360 | 960 | SH |  | SOLE |  | 960 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 667835 | 839 | SH |  | SOLE |  | 839 | 0 | 0 |
| GRAYSCALE BITCOIN MINI TR ET | SHS NEW | 389930207 |  | 236645 | 4674 | SH |  | SOLE |  | 4674 | 0 | 0 |
| GRAYSCALE BITCOIN TRUST ETF | SHS REP COM UT | 389637109 |  | 2141284 | 23853 | SH |  | SOLE |  | 23853 | 0 | 0 |
| GRAYSCALE ETHEREUM TRUST ETF | SHS | 389638107 |  | 476456 | 13903 | SH |  | SOLE |  | 13903 | 0 | 0 |
| HARBOR ETF TRUST | INTERNATNAL COMP | 41151J885 |  | 467117 | 15797 | SH |  | SOLE |  | 15797 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 6686689 | 16503 | SH |  | SOLE |  | 16503 | 0 | 0 |
| HONEYWELL INTL INC | COM | 438516106 |  | 760507 | 3613 | SH |  | SOLE |  | 3613 | 0 | 0 |
| INNOVATOR ETFS TRUST | QUITY MANAGD FLR | 45783Y673 |  | 451636 | 12535 | SH |  | SOLE |  | 12535 | 0 | 0 |
| INNOVATOR ETFS TRUST | U S EQ 10 BUFFER | 45783Y442 |  | 12112853 | 379951 | SH |  | SOLE |  | 379951 | 0 | 0 |
| INNOVATOR ETFS TRUST | EQUITY DEFINED P | 45784N106 |  | 945317 | 35685 | SH |  | SOLE |  | 35685 | 0 | 0 |
| INNOVATOR ETFS TRUST | EQUITY DUAL DIRC | 45784N478 |  | 244202 | 11670 | SH |  | SOLE |  | 11670 | 0 | 0 |
| INNOVATOR ETFS TRUST | GRWT100 PWR BUF | 45782C276 |  | 616636 | 8672 | SH |  | SOLE |  | 8672 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C748 |  | 957561 | 23270 | SH |  | SOLE |  | 23270 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY BUFR JUN | 45782C755 |  | 318591 | 6965 | SH |  | SOLE |  | 6965 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY BUF NOV | 45782C581 |  | 385193 | 8855 | SH |  | SOLE |  | 8855 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C573 |  | 1882929 | 45858 | SH |  | SOLE |  | 45858 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY ULTRA BU | 45782C565 |  | 220136 | 5875 | SH |  | SOLE |  | 5875 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C540 |  | 6875449 | 163623 | SH |  | SOLE |  | 163623 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY BUF DEC | 45782C557 |  | 403571 | 8420 | SH |  | SOLE |  | 8420 | 0 | 0 |
| INNOVATOR ETFS TRUST | GRWT100 PWR BF | 45782C466 |  | 392816 | 7385 | SH |  | SOLE |  | 7385 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C417 |  | 1143072 | 28800 | SH |  | SOLE |  | 28800 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY BUFR FEB | 45782C433 |  | 507607 | 10743 | SH |  | SOLE |  | 10743 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C383 |  | 2593676 | 59068 | SH |  | SOLE |  | 59068 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQT ULTRA BF | 45782C375 |  | 503619 | 12910 | SH |  | SOLE |  | 12910 | 0 | 0 |
| INNOVATOR ETFS TRUST | INTRNL DEV APRL | 45782C367 |  | 245964 | 8180 | SH |  | SOLE |  | 8180 | 0 | 0 |
| INNOVATOR ETFS TRUST | GRWT100 PWR BF | 45782C334 |  | 574892 | 10919 | SH |  | SOLE |  | 10919 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C318 |  | 226563 | 5825 | SH |  | SOLE |  | 5825 | 0 | 0 |
| INNOVATOR ETFS TRUST | DEFINED WLT SHLD | 45783Y855 |  | 12780563 | 389414 | SH |  | SOLE |  | 389414 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQUITY ACCELE | 45783Y301 |  | 291351 | 7695 | SH |  | SOLE |  | 7695 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY ACCELRT9 | 45783Y848 |  | 743426 | 22665 | SH |  | SOLE |  | 22665 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY PWR BF | 45782C680 |  | 2837421 | 66810 | SH |  | SOLE |  | 66810 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQUT BUFR AUG | 45782C698 |  | 829853 | 16939 | SH |  | SOLE |  | 16939 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQT ULTRA BF | 45782C672 |  | 729340 | 18555 | SH |  | SOLE |  | 18555 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C656 |  | 713185 | 16605 | SH |  | SOLE |  | 16605 | 0 | 0 |
| INNOVATOR ETFS TRUST | GRWT100 PWR BUF | 45782C615 |  | 601050 | 10580 | SH |  | SOLE |  | 10580 | 0 | 0 |
| INNOVATOR ETFS TRUST | US SML CP PWR B | 45782C599 |  | 350672 | 10620 | SH |  | SOLE |  | 10620 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C797 |  | 1595131 | 37010 | SH |  | SOLE |  | 37010 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C508 |  | 3384388 | 73903 | SH |  | SOLE |  | 73903 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY BUFR JAN | 45782C409 |  | 516849 | 9749 | SH |  | SOLE |  | 9749 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQT PWR BUF | 45782C870 |  | 3041526 | 79289 | SH |  | SOLE |  | 79289 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY BUFR JUL | 45782C789 |  | 507282 | 10215 | SH |  | SOLE |  | 10215 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C813 |  | 3887514 | 85253 | SH |  | SOLE |  | 85253 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 1353875 | 4798 | SH |  | SOLE |  | 4798 | 0 | 0 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 245082 | 548 | SH |  | SOLE |  | 548 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 |  | 316355 | 4305 | SH |  | SOLE |  | 4305 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 |  | 1589526 | 6432 | SH |  | SOLE |  | 6432 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO 30 CORP | 46138J460 |  | 832156 | 49240 | SH |  | SOLE |  | 49240 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULETSHS 2027 | 46138J585 |  | 229473 | 10091 | SH |  | SOLE |  | 10091 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULETSHS 2029 | 46138J577 |  | 1294561 | 68823 | SH |  | SOLE |  | 68823 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO BLSH 26 | 46138J635 |  | 374756 | 16012 | SH |  | SOLE |  | 16012 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2027 CB | 46138J783 |  | 3872178 | 196458 | SH |  | SOLE |  | 196458 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2025 HY | 46138J817 |  | 902185 | 39123 | SH |  | SOLE |  | 39123 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 CB | 46138J791 |  | 3880966 | 198413 | SH |  | SOLE |  | 198413 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2025 CB | 46138J825 |  | 2553704 | 123427 | SH |  | SOLE |  | 123427 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO BLSH 28 | 46138J643 |  | 2414435 | 117377 | SH |  | SOLE |  | 117377 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL HLT | 46137V332 |  | 481749 | 16392 | SH |  | SOLE |  | 16392 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | RAFI US 1000 ETF | 46137V613 |  | 461549 | 10209 | SH |  | SOLE |  | 10209 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 5469115 | 28830 | SH |  | SOLE |  | 28830 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 25365757 | 42250 | SH |  | SOLE |  | 42250 | 0 | 0 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 460925 | 6334 | SH |  | SOLE |  | 6334 | 0 | 0 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 241995 | 2125 | SH |  | SOLE |  | 2125 | 0 | 0 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 357363 | 2454 | SH |  | SOLE |  | 2454 | 0 | 0 |
| ISHARES TR | US AER DEF ETF | 464288760 |  | 759995 | 3632 | SH |  | SOLE |  | 3632 | 0 | 0 |
| ISHARES TR | USD INV GRDE ETF | 464288620 |  | 707213 | 13543 | SH |  | SOLE |  | 13543 | 0 | 0 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 1512655 | 10645 | SH |  | SOLE |  | 10645 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 4669521 | 71553 | SH |  | SOLE |  | 71553 | 0 | 0 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 349830 | 2697 | SH |  | SOLE |  | 2697 | 0 | 0 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 519148 | 5414 | SH |  | SOLE |  | 5414 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 2715329 | 22851 | SH |  | SOLE |  | 22851 | 0 | 0 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 297150 | 2100 | SH |  | SOLE |  | 2100 | 0 | 0 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 1707963 | 8271 | SH |  | SOLE |  | 8271 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 19272741 | 28795 | SH |  | SOLE |  | 28795 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 1024330 | 8485 | SH |  | SOLE |  | 8485 | 0 | 0 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 1050932 | 5162 | SH |  | SOLE |  | 5162 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 4253065 | 9080 | SH |  | SOLE |  | 9080 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 799067 | 3302 | SH |  | SOLE |  | 3302 | 0 | 0 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 227364 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 364677 | 3777 | SH |  | SOLE |  | 3777 | 0 | 0 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 348620 | 2448 | SH |  | SOLE |  | 2448 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 240640 | 2577 | SH |  | SOLE |  | 2577 | 0 | 0 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 462601 | 14630 | SH |  | SOLE |  | 14630 | 0 | 0 |
| ISHARES TR | ESG MSCI KLD 400 | 464288570 |  | 276201 | 2193 | SH |  | SOLE |  | 2193 | 0 | 0 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 822435 | 3207 | SH |  | SOLE |  | 3207 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 744537 | 8528 | SH |  | SOLE |  | 8528 | 0 | 0 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 3072388 | 25091 | SH |  | SOLE |  | 25091 | 0 | 0 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 1442246 | 21185 | SH |  | SOLE |  | 21185 | 0 | 0 |
| ISHARES TR | LARGE CAP MAX BU | 46438G612 |  | 1187220 | 42326 | SH |  | SOLE |  | 42326 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 479891 | 8404 | SH |  | SOLE |  | 8404 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | ACTIVE VALUE ETF | 46641Q167 |  | 280529 | 4068 | SH |  | SOLE |  | 4068 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 5997323 | 118220 | SH |  | SOLE |  | 118220 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | CORE PLUS BD ETF | 46641Q670 |  | 1056868 | 22226 | SH |  | SOLE |  | 22226 | 0 | 0 |
| JANUS DETROIT STR TR | HENDRSON AAA CL | 47103U845 |  | 4497054 | 88560 | SH |  | SOLE |  | 88560 | 0 | 0 |
| JANUS DETROIT STR TR | B-BBB CLO ETF | 47103U753 |  | 239287 | 4968 | SH |  | SOLE |  | 4968 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1544063 | 8327 | SH |  | SOLE |  | 8327 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 3666508 | 11624 | SH |  | SOLE |  | 11624 | 0 | 0 |
| LINDE PLC | SHS | G54950103 |  | 347558 | 732 | SH |  | SOLE |  | 732 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 1153674 | 2311 | SH |  | SOLE |  | 2311 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 640338 | 2548 | SH |  | SOLE |  | 2548 | 0 | 0 |
| MARATHON PETE CORP | COM | 56585A102 |  | 352679 | 1830 | SH |  | SOLE |  | 1830 | 0 | 0 |
| MARVELL TECHNOLOGY INC | COM | 573874104 |  | 2590281 | 30811 | SH |  | SOLE |  | 30811 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 3870404 | 6804 | SH |  | SOLE |  | 6804 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 1194308 | 3930 | SH |  | SOLE |  | 3930 | 0 | 0 |
| MCKESSON CORP | COM | 58155Q103 |  | 587130 | 760 | SH |  | SOLE |  | 760 | 0 | 0 |
| MERCADOLIBRE INC | COM | 58733R102 |  | 275759 | 118 | SH |  | SOLE |  | 118 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 959167 | 11428 | SH |  | SOLE |  | 11428 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 10718249 | 14595 | SH |  | SOLE |  | 14595 | 0 | 0 |
| MFS ACTIVE EXCHANGE TRADED F | INTERMEDITE MUNI | 55286W306 |  | 335205 | 13500 | SH |  | SOLE |  | 13500 | 0 | 0 |
| MFS ACTIVE EXCHANGE TRADED F | VALUE ETF | 55286W504 |  | 219608 | 8400 | SH |  | SOLE |  | 8400 | 0 | 0 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 291316 | 1741 | SH |  | SOLE |  | 1741 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 21262511 | 41051 | SH |  | SOLE |  | 41051 | 0 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 204793 | 1288 | SH |  | SOLE |  | 1288 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 3104244 | 2589 | SH |  | SOLE |  | 2589 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 2232947 | 29579 | SH |  | SOLE |  | 29579 | 0 | 0 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 288694 | 961 | SH |  | SOLE |  | 961 | 0 | 0 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 237025 | 389 | SH |  | SOLE |  | 389 | 0 | 0 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 207236 | 1616 | SH |  | SOLE |  | 1616 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 24330325 | 130402 | SH |  | SOLE |  | 130402 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 2204355 | 7838 | SH |  | SOLE |  | 7838 | 0 | 0 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 310338 | 5400 | SH |  | SOLE |  | 5400 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 1547834 | 8485 | SH |  | SOLE |  | 8485 | 0 | 0 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 1690860 | 8304 | SH |  | SOLE |  | 8304 | 0 | 0 |
| PAYCHEX INC | COM | 704326107 |  | 302956 | 2390 | SH |  | SOLE |  | 2390 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 955393 | 6803 | SH |  | SOLE |  | 6803 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 229409 | 9004 | SH |  | SOLE |  | 9004 | 0 | 0 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 493737 | 3044 | SH |  | SOLE |  | 3044 | 0 | 0 |
| PHILLIPS 66 | COM | 718546104 |  | 204438 | 1503 | SH |  | SOLE |  | 1503 | 0 | 0 |
| PIMCO ETF TR | MULTISECTOR BD | 72201R585 |  | 793981 | 29582 | SH |  | SOLE |  | 29582 | 0 | 0 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 245534 | 1222 | SH |  | SOLE |  | 1222 | 0 | 0 |
| PPL CORP | COM | 69351T106 |  | 404747 | 10892 | SH |  | SOLE |  | 10892 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 1654395 | 10767 | SH |  | SOLE |  | 10767 | 0 | 0 |
| PROSHARES TR | PSHS ULT S 500 | 74347R107 |  | 526935 | 4699 | SH |  | SOLE |  | 4699 | 0 | 0 |
| PROSHARES TR | PSHS ULTRA QQQ | 74347R206 |  | 383748 | 2797 | SH |  | SOLE |  | 2797 | 0 | 0 |
| PROSHARES TR | ULTRAPRO QQQ | 74347X831 |  | 233270 | 2256 | SH |  | SOLE |  | 2256 | 0 | 0 |
| PUBLIC SVC ENTERPRISE GRP IN | COM | 744573106 |  | 346278 | 4149 | SH |  | SOLE |  | 4149 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 |  | 1285464 | 7727 | SH |  | SOLE |  | 7727 | 0 | 0 |
| REDDIT INC | CL A | 75734B100 |  | 224240 | 975 | SH |  | SOLE |  | 975 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 |  | 882608 | 5275 | SH |  | SOLE |  | 5275 | 0 | 0 |
| SALESFORCE INC | COM | 79466L302 |  | 279579 | 1180 | SH |  | SOLE |  | 1180 | 0 | 0 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 280968 | 2943 | SH |  | SOLE |  | 2943 | 0 | 0 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 4068810 | 158258 | SH |  | SOLE |  | 158258 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 7784488 | 334385 | SH |  | SOLE |  | 334385 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 423178 | 16066 | SH |  | SOLE |  | 16066 | 0 | 0 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 1854974 | 66487 | SH |  | SOLE |  | 66487 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 33317235 | 1044100 | SH |  | SOLE |  | 1044100 | 0 | 0 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 207734 | 6225 | SH |  | SOLE |  | 6225 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 342479 | 13022 | SH |  | SOLE |  | 13022 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 33018602 | 1209473 | SH |  | SOLE |  | 1209473 | 0 | 0 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 2426659 | 81871 | SH |  | SOLE |  | 81871 | 0 | 0 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 |  | 243014 | 2053 | SH |  | SOLE |  | 2053 | 0 | 0 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 1211172 | 13557 | SH |  | SOLE |  | 13557 | 0 | 0 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 354280 | 6577 | SH |  | SOLE |  | 6577 | 0 | 0 |
| SELECT SECTOR SPDR TR | INDL | 81369Y704 |  | 393692 | 2553 | SH |  | SOLE |  | 2553 | 0 | 0 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 600311 | 2130 | SH |  | SOLE |  | 2130 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 416800 | 2995 | SH |  | SOLE |  | 2995 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 1025449 | 11758 | SH |  | SOLE |  | 11758 | 0 | 0 |
| SELECTIVE INS GROUP INC | COM | 816300107 |  | 230968 | 2849 | SH |  | SOLE |  | 2849 | 0 | 0 |
| SHELL PLC | SPON ADS | 780259305 |  | 257866 | 3605 | SH |  | SOLE |  | 3605 | 0 | 0 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 301381 | 2028 | SH |  | SOLE |  | 2028 | 0 | 0 |
| SOUTHERN CO | COM | 842587107 |  | 273222 | 2883 | SH |  | SOLE |  | 2883 | 0 | 0 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 1476233 | 3183 | SH |  | SOLE |  | 3183 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 2392313 | 6730 | SH |  | SOLE |  | 6730 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 13474184 | 20226 | SH |  | SOLE |  | 20226 | 0 | 0 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 448811 | 753 | SH |  | SOLE |  | 753 | 0 | 0 |
| SPDR SERIES TRUST | PORTFOLI S | 78464A805 |  | 277341 | 3439 | SH |  | SOLE |  | 3439 | 0 | 0 |
| SPDR SERIES TRUST | S DIVID ETF | 78464A763 |  | 14105747 | 100719 | SH |  | SOLE |  | 100719 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 241110 | 2850 | SH |  | SOLE |  | 2850 | 0 | 0 |
| STRYKER CORPORATION | COM | 863667101 |  | 212560 | 575 | SH |  | SOLE |  | 575 | 0 | 0 |
| T ROWE PRICE ETF INC | CAP APPRECIATION | 87283Q867 |  | 2506258 | 66479 | SH |  | SOLE |  | 66479 | 0 | 0 |
| T ROWE PRICE ETF INC | ULTRA SHRT TRM | 87283Q701 |  | 2028169 | 40694 | SH |  | SOLE |  | 40694 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 468649 | 1678 | SH |  | SOLE |  | 1678 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 3000579 | 6747 | SH |  | SOLE |  | 6747 | 0 | 0 |
| TORONTO DOMINION BK ONT | COM NEW | 891160509 |  | 741207 | 9271 | SH |  | SOLE |  | 9271 | 0 | 0 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 321382 | 1151 | SH |  | SOLE |  | 1151 | 0 | 0 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 838525 | 8559 | SH |  | SOLE |  | 8559 | 0 | 0 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 401533 | 4807 | SH |  | SOLE |  | 4807 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 845631 | 2449 | SH |  | SOLE |  | 2449 | 0 | 0 |
| VANGUARD ADMIRAL FDS INC | MIDCP 400 IDX | 921932885 |  | 510839 | 4628 | SH |  | SOLE |  | 4628 | 0 | 0 |
| VANGUARD ADMIRAL FDS INC | SMLLCP 600 IDX | 921932828 |  | 1864357 | 16877 | SH |  | SOLE |  | 16877 | 0 | 0 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 265506 | 3400 | SH |  | SOLE |  | 3400 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 242208 | 824 | SH |  | SOLE |  | 824 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 16086764 | 63264 | SH |  | SOLE |  | 63264 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 2001892 | 4174 | SH |  | SOLE |  | 4174 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 1668701 | 8948 | SH |  | SOLE |  | 8948 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 13599312 | 46297 | SH |  | SOLE |  | 46297 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 1398279 | 15295 | SH |  | SOLE |  | 15295 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 2043843 | 6228 | SH |  | SOLE |  | 6228 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 10613663 | 17332 | SH |  | SOLE |  | 17332 | 0 | 0 |
| VANGUARD INSTL INDEX FD | 0-3 MO TREAS BIL | 922040845 |  | 3417413 | 45195 | SH |  | SOLE |  | 45195 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 497663 | 6973 | SH |  | SOLE |  | 6973 | 0 | 0 |
| VANGUARD MALVERN FDS | MULTI SECTOR | 922020722 |  | 453720 | 8765 | SH |  | SOLE |  | 8765 | 0 | 0 |
| VANGUARD MALVERN FDS | CORE BD ETF | 922020748 |  | 770770 | 9830 | SH |  | SOLE |  | 9830 | 0 | 0 |
| VANGUARD MUN BD FDS | SHORT TAX EXEMPT | 922907696 |  | 1360888 | 17743 | SH |  | SOLE |  | 17743 | 0 | 0 |
| VANGUARD MUN BD FDS | CORE TAX EXEMPT | 922907712 |  | 1872596 | 24885 | SH |  | SOLE |  | 24885 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 3961663 | 47101 | SH |  | SOLE |  | 47101 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 |  | 504895 | 4190 | SH |  | SOLE |  | 4190 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | TOTAL CORP BND | 92206C573 |  | 481645 | 6145 | SH |  | SOLE |  | 6145 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 17532312 | 81247 | SH |  | SOLE |  | 81247 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 1571758 | 21396 | SH |  | SOLE |  | 21396 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 420941 | 7025 | SH |  | SOLE |  | 7025 | 0 | 0 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 1560955 | 11075 | SH |  | SOLE |  | 11075 | 0 | 0 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 |  | 4254681 | 50244 | SH |  | SOLE |  | 50244 | 0 | 0 |
| VANGUARD WORLD FD | ENERGY ETF | 92204A306 |  | 278985 | 2217 | SH |  | SOLE |  | 2217 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 2044273 | 2738 | SH |  | SOLE |  | 2738 | 0 | 0 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 818395 | 3153 | SH |  | SOLE |  | 3153 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 277382 | 6311 | SH |  | SOLE |  | 6311 | 0 | 0 |
| VERTIV HOLDINGS CO | COM CL A | 92537N108 |  | 385146 | 2553 | SH |  | SOLE |  | 2553 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 5534214 | 16211 | SH |  | SOLE |  | 16211 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 1635550 | 15870 | SH |  | SOLE |  | 15870 | 0 | 0 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 274022 | 1241 | SH |  | SOLE |  | 1241 | 0 | 0 |
| WEC ENERGY GROUP INC | COM | 92939U106 |  | 206042 | 1798 | SH |  | SOLE |  | 1798 | 0 | 0 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 381655 | 4553 | SH |  | SOLE |  | 4553 | 0 | 0 |
| WESTWATER RES INC | COM NEW | 961684206 |  | 14231 | 15000 | SH |  | SOLE |  | 15000 | 0 | 0 |
| WISDOMTREE TR | US LARGECAP DIVD | 97717W307 |  | 2722285 | 31280 | SH |  | SOLE |  | 31280 | 0 | 0 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 16268270 | 182872 | SH |  | SOLE |  | 182872 | 0 | 0 |

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