# EDGAR Filing Document

**Accession Number:** 0002088700
**File Stem:** 0002088700-26-000001
**Filing Date:** 2026-1
**Character Count:** 9372
**Document Hash:** 081cc88a5b5a8236e76ecebeee3c6047
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002088700-26-000001.hdr.sgml**: 20260123

**ACCESSION NUMBER**: 0002088700-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260123

**DATE AS OF CHANGE**: 20260123

**EFFECTIVENESS DATE**: 20260123

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Hudson Oak Wealth Advisory LLC
- **CENTRAL INDEX KEY:** 0002088700

**ORGANIZATION NAME:**
- **EIN:** 832796774
- **STATE OF INCORPORATION:** NJ
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25962
- **FILM NUMBER:** 26555605

**BUSINESS ADDRESS:**
- **STREET 1:** 221 RIVER STREET
- **STREET 2:** 9TH FLOOR
- **CITY:** HOBOKEN
- **STATE:** NJ
- **ZIP:** 07030
- **BUSINESS PHONE:** (646) 820-4858

**MAIL ADDRESS:**
- **STREET 1:** 221 RIVER STREET
- **STREET 2:** 9TH FLOOR
- **CITY:** HOBOKEN
- **STATE:** NJ
- **ZIP:** 07030

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Hudson Oak Wealth Advisory LLC<br>**Address:** 221 RIVER STREET<br>9TH FLOOR<br>HOBOKEN, NJ 07030

**Form 13F File Number:** 028-25962

**CRD Number (if applicable):** 000300218

**SEC File Number (if applicable):** 801-132434

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Rita Rhodes<br>**Title:** Consultant<br>**Phone:** 815-900-2202

**Signature, Place, and Date of Signing:**

Rita Rhodes  Rockford, IL  01-23-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 55

**Form 13F Information Table Value Total:** $113348922

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 11124187 | 17738 | SH |  | SOLE | 0 | 17738 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 10476124 | 117104 | SH |  | SOLE | 0 | 117104 | 0 | 0 |
| DATADOG INC | CL A COM | 23804L103 |  | 6903124 | 50762 | SH |  | SOLE | 0 | 50762 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 6357947 | 101776 | SH |  | SOLE | 0 | 101776 | 0 | 0 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 4591101 | 23115 | SH |  | SOLE | 0 | 23115 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 4091961 | 21425 | SH |  | SOLE | 0 | 21425 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 3938565 | 73262 | SH |  | SOLE | 0 | 73262 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 3846744 | 58284 | SH |  | SOLE | 0 | 58284 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 3779959 | 37845 | SH |  | SOLE | 0 | 37845 | 0 | 0 |
| ISHARES TR | ULTRA SHORT DUR | 46434V878 |  | 3677014 | 72697 | SH |  | SOLE | 0 | 72697 | 0 | 0 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 3343822 | 32789 | SH |  | SOLE | 0 | 32789 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 3122633 | 41212 | SH |  | SOLE | 0 | 41212 | 0 | 0 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 3010114 | 28211 | SH |  | SOLE | 0 | 28211 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R663 |  | 2953219 | 32318 | SH |  | SOLE | 0 | 32318 | 0 | 0 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 2873810 | 33663 | SH |  | SOLE | 0 | 33663 | 0 | 0 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 2537392 | 10137 | SH |  | SOLE | 0 | 10137 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R101 |  | 2259479 | 77168 | SH |  | SOLE | 0 | 77168 | 0 | 0 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 2187902 | 23236 | SH |  | SOLE | 0 | 23236 | 0 | 0 |
| ISHARES INC | MSCI GBL MIN VOL | 464286525 |  | 2155313 | 18150 | SH |  | SOLE | 0 | 18150 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 2104053 | 31301 | SH |  | SOLE | 0 | 31301 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 |  | 2039337 | 21702 | SH |  | SOLE | 0 | 21702 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 1845965 | 15360 | SH |  | SOLE | 0 | 15360 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 1831530 | 2674 | SH |  | SOLE | 0 | 2674 | 0 | 0 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 1725106 | 21253 | SH |  | SOLE | 0 | 21253 | 0 | 0 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 1688161 | 15761 | SH |  | SOLE | 0 | 15761 | 0 | 0 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 1591976 | 12098 | SH |  | SOLE | 0 | 12098 | 0 | 0 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 1564673 | 31113 | SH |  | SOLE | 0 | 31113 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 1529223 | 7983 | SH |  | SOLE | 0 | 7983 | 0 | 0 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 1450044 | 12751 | SH |  | SOLE | 0 | 12751 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 1137185 | 12851 | SH |  | SOLE | 0 | 12851 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET REA | 81369Y860 |  | 1093283 | 27095 | SH |  | SOLE | 0 | 27095 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 1065178 | 28031 | SH |  | SOLE | 0 | 28031 | 0 | 0 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 867804 | 11716 | SH |  | SOLE | 0 | 11716 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 762599 | 4089 | SH |  | SOLE | 0 | 4089 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 647571 | 2382 | SH |  | SOLE | 0 | 2382 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 616632 | 7734 | SH |  | SOLE | 0 | 7734 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 560999 | 1160 | SH |  | SOLE | 0 | 1160 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 553719 | 812 | SH |  | SOLE | 0 | 812 | 0 | 0 |
| ISHARES TR | NEW YORK MUN ETF | 464288323 |  | 498232 | 9311 | SH |  | SOLE | 0 | 9311 | 0 | 0 |
| LITMAN GREGORY FDS TR | IMGP DBI MANAGED | 53700T827 |  | 458276 | 16332 | SH |  | SOLE | 0 | 16332 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A359 |  | 442878 | 4965 | SH |  | SOLE | 0 | 4965 | 0 | 0 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 430017 | 1366 | SH |  | SOLE | 0 | 1366 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 409706 | 1775 | SH |  | SOLE | 0 | 1775 | 0 | 0 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 404028 | 5559 | SH |  | SOLE | 0 | 5559 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 332025 | 503 | SH |  | SOLE | 0 | 503 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 297037 | 949 | SH |  | SOLE | 0 | 949 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 275257 | 821 | SH |  | SOLE | 0 | 821 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 274575 | 875 | SH |  | SOLE | 0 | 875 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 262690 | 759 | SH |  | SOLE | 0 | 759 | 0 | 0 |
| SALESFORCE INC | COM | 79466L302 |  | 250075 | 944 | SH |  | SOLE | 0 | 944 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 246176 | 764 | SH |  | SOLE | 0 | 764 | 0 | 0 |
| ISHARES TR | MSCI INDIA ETF | 46429B598 |  | 230848 | 4271 | SH |  | SOLE | 0 | 4271 | 0 | 0 |
| ISHARES TR | 0-5YR HI YL CP | 46434V407 |  | 215079 | 5017 | SH |  | SOLE | 0 | 5017 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 210610 | 419 | SH |  | SOLE | 0 | 419 | 0 | 0 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 |  | 205965 | 2388 | SH |  | SOLE | 0 | 2388 | 0 | 0 |

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