# EDGAR Filing Document

**Accession Number:** 0001752758
**File Stem:** 0001085146-23-000448
**Filing Date:** 2023-1
**Character Count:** 11655
**Document Hash:** 1fb003e43e148a52a4c437e9919b41b1
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001085146-23-000448.hdr.sgml**: 20230130

**ACCESSION NUMBER**: 0001085146-23-000448

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230130

**DATE AS OF CHANGE**: 20230127

**EFFECTIVENESS DATE**: 20230130

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Elwood & Goetz Wealth Advisory Group, LLC
- **CENTRAL INDEX KEY:** 0001752758
- **IRS NUMBER:** 273195946
- **STATE OF INCORPORATION:** GA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19047
- **FILM NUMBER:** 23564663

**BUSINESS ADDRESS:**
- **STREET 1:** 687 S. MILLEDGE AVE
- **CITY:** ATHENS
- **STATE:** GA
- **ZIP:** 30605
- **BUSINESS PHONE:** 706-548-1025

**MAIL ADDRESS:**
- **STREET 1:** 687 S. MILLEDGE AVE
- **CITY:** ATHENS
- **STATE:** GA
- **ZIP:** 30605

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Elwood  Goetz Wealth Advisory Group LLC<br>**Address:** 687 S. MILLEDGE AVE<br>ATHENS, GA 30605

**Form 13F File Number:** 028-19047

**CRD Number (if applicable):** 000154839

**SEC File Number (if applicable):** 801-109935

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Aysha Ballis<br>**Title:** Compliance Officer<br>**Phone:** 706-548-1025

**Signature, Place, and Date of Signing:**

/s/Aysha Ballis  Athens, GA  01-27-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 71

**Form 13F Information Table Value Total:** $328124585

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 | BBG001S5T7X2 | 204823 | 1708 | SH |  | SOLE |  | 0 | 0 | 1708 |
| ABBOTT LABS | COM | 002824100 | BBG001S5N9M6 | 219580 | 2000 | SH |  | SOLE |  | 0 | 0 | 2000 |
| ALTERYX INC | NOTE 0.500% 8/0 | 02156BAD5 |  | 14781 | 16000 | PRN |  | SOLE |  | 0 | 0 | 16000 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 227265 | 2706 | SH |  | SOLE |  | 0 | 0 | 2706 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 971357 | 7476 | SH |  | SOLE |  | 0 | 0 | 7476 |
| AT INC | COM | 00206R102 | BBG001S5VWH2 | 270633 | 14700 | SH |  | SOLE |  | 0 | 0 | 14700 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG001S90346 | 590926 | 1913 | SH |  | SOLE |  | 0 | 0 | 1913 |
| BLOCK INC | NOTE 5/0 | 852234AJ2 |  | 13093 | 16000 | PRN |  | SOLE |  | 0 | 0 | 16000 |
| CHEGG INC | NOTE 9/0 | 163092AF6 |  | 10997 | 14000 | PRN |  | SOLE |  | 0 | 0 | 14000 |
| COCA COLA CO | COM | 191216100 | BBG001S5SMQ8 | 271042 | 4261 | SH |  | SOLE |  | 0 | 0 | 4261 |
| DEXCOM INC | NOTE 0.250%11/1 | 252131AK3 |  | 16287 | 15000 | PRN |  | SOLE |  | 0 | 0 | 15000 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP E | 25434V773 | BBG01633DW64 | 301118 | 13999 | SH |  | SOLE |  | 0 | 0 | 13999 |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 | BBG01254JDW6 | 242157 | 5254 | SH |  | SOLE |  | 0 | 0 | 5254 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 | BBG011DXY6D4 | 441410 | 18180 | SH |  | SOLE |  | 0 | 0 | 18180 |
| DIMENSIONAL ETF TRUST | US REAL ESTATE E | 25434V823 | BBG015GTL6R0 | 910909 | 43069 | SH |  | SOLE |  | 0 | 0 | 43069 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG001S69V32 | 266595 | 2417 | SH |  | SOLE |  | 0 | 0 | 2417 |
| HOME DEPOT INC | COM | 437076102 | BBG001S5RTW7 | 556304 | 1761 | SH |  | SOLE |  | 0 | 0 | 1761 |
| INVESCO EXCHANGE TRADED FD T | WILDERHIL CLAN | 46137V134 | BBG001SNPT69 | 257376 | 6715 | SH |  | SOLE |  | 0 | 0 | 6715 |
| ISHARES INC | MSCI GBL ETF NEW | 46434G848 | BBG002GKR9K2 | 481258 | 11738 | SH |  | SOLE |  | 0 | 0 | 11738 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 | BBG001TG5H89 | 5096218 | 52560 | SH |  | SOLE |  | 0 | 0 | 52560 |
| ISHARES TR | CORE S MCP ETF | 464287507 | BBG001SFC7V0 | 1260992 | 5213 | SH |  | SOLE |  | 0 | 0 | 5213 |
| ISHARES TR | CORE S SCP ETF | 464287804 | BBG001SFC7W9 | 22427919 | 236981 | SH |  | SOLE |  | 0 | 0 | 236981 |
| ISHARES TR | CORE S TTL STK | 464287150 | BBG001SHTRL5 | 364894 | 4303 | SH |  | SOLE |  | 0 | 0 | 4303 |
| ISHARES TR | CORE S ETF | 464287200 | BBG001SFB7R6 | 813495 | 2117 | SH |  | SOLE |  | 0 | 0 | 2117 |
| ISHARES TR | CORE US AGGBD ET | 464287226 | BBG001SM1QT8 | 26375506 | 271940 | SH |  | SOLE |  | 0 | 0 | 271940 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 | BBG00D7BBRS7 | 1257015 | 19121 | SH |  | SOLE |  | 0 | 0 | 19121 |
| ISHARES TR | ESG AWARE MSCI | 46435U663 | BBG00KK87757 | 250315 | 7613 | SH |  | SOLE |  | 0 | 0 | 7613 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 | BBG00MC0P0K7 | 1814540 | 38822 | SH |  | SOLE |  | 0 | 0 | 38822 |
| ISHARES TR | ESG SCRND S | 46436E569 | BBG00XDJC7F6 | 223854 | 7875 | SH |  | SOLE |  | 0 | 0 | 7875 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 | BBG001ST0ZQ7 | 2144143 | 29121 | SH |  | SOLE |  | 0 | 0 | 29121 |
| ISHARES TR | MSCI EAFE ETF | 464287465 | BBG001SG09V7 | 273784 | 4171 | SH |  | SOLE |  | 0 | 0 | 4171 |
| ISHARES TR | S MC 400VL ETF | 464287705 | BBG001SFQJM9 | 610546 | 6057 | SH |  | SOLE |  | 0 | 0 | 6057 |
| ISHARES TR | U.S. TECH ETF | 464287721 | BBG001SFB7Z7 | 1383577 | 18574 | SH |  | SOLE |  | 0 | 0 | 18574 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 742787 | 3097 | SH |  | SOLE |  | 0 | 0 | 3097 |
| NEXTERA ENERGY INC | COM | 65339F101 | BBG001S5RB29 | 377872 | 4520 | SH |  | SOLE |  | 0 | 0 | 4520 |
| PIMCO ETF TR | ACTIVE BD ETF | 72201R775 | BBG002N12C17 | 3841468 | 42457 | SH |  | SOLE |  | 0 | 0 | 42457 |
| PIMCO ETF TR | ENHNCD LW DUR AC | 72201R718 | BBG005VLSHH1 | 30025581 | 318540 | SH |  | SOLE |  | 0 | 0 | 318540 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 | BBG001T6L7D9 | 435892 | 18415 | SH |  | SOLE |  | 0 | 0 | 18415 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 | BBG001T5XQY3 | 4296464 | 133389 | SH |  | SOLE |  | 0 | 0 | 133389 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 | BBG001T5XQT9 | 562087 | 12544 | SH |  | SOLE |  | 0 | 0 | 12544 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 | BBG001V036R6 | 18632807 | 283993 | SH |  | SOLE |  | 0 | 0 | 283993 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 | BBG001T5XQW5 | 3904107 | 96374 | SH |  | SOLE |  | 0 | 0 | 96374 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 | BBG001S7T1Q9 | 2002238 | 15502 | SH |  | SOLE |  | 0 | 0 | 15502 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 | BBG001S7T107 | 4644167 | 62296 | SH |  | SOLE |  | 0 | 0 | 62296 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 | BBG001S7TCZ5 | 304013 | 2443 | SH |  | SOLE |  | 0 | 0 | 2443 |
| SHOPIFY INC | NOTE 0.125%11/0 | 82509LAA5 |  | 13606 | 16000 | PRN |  | SOLE |  | 0 | 0 | 16000 |
| SOUTHERN CO | COM | 842587107 | BBG001S5W777 | 393489 | 5510 | SH |  | SOLE |  | 0 | 0 | 5510 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 | BBG001SRXRD7 | 1259204 | 38204 | SH |  | SOLE |  | 0 | 0 | 38204 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 | BBG001S72SM3 | 648284 | 1695 | SH |  | SOLE |  | 0 | 0 | 1695 |
| SPDR SER TR | PORTFOLIO SHORT | 78464A474 | BBG001T6B0P2 | 8231982 | 280190 | SH |  | SOLE |  | 0 | 0 | 280190 |
| SPDR SER TR | PRTFLO S HI | 78468R788 | BBG00B6WD879 | 373160 | 9428 | SH |  | SOLE |  | 0 | 0 | 9428 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 | BBG001SHTTS4 | 398729 | 1871 | SH |  | SOLE |  | 0 | 0 | 1871 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 | BBG001SHVTS1 | 5147928 | 25258 | SH |  | SOLE |  | 0 | 0 | 25258 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 | BBG001SMD2X3 | 7890889 | 95670 | SH |  | SOLE |  | 0 | 0 | 95670 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG001TC6MC1 | 12208035 | 34747 | SH |  | SOLE |  | 0 | 0 | 34747 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | BBG001SHTTV0 | 1846412 | 10060 | SH |  | SOLE |  | 0 | 0 | 10060 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG001SHTB03 | 10646605 | 55686 | SH |  | SOLE |  | 0 | 0 | 55686 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 | BBG001SP7T00 | 255915 | 5104 | SH |  | SOLE |  | 0 | 0 | 5104 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 | BBG003H12XS7 | 30360324 | 649975 | SH |  | SOLE |  | 0 | 0 | 649975 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | BBG001TJR1D8 | 5303885 | 102550 | SH |  | SOLE |  | 0 | 0 | 102550 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | BBG001SSPWL4 | 41858036 | 997332 | SH |  | SOLE |  | 0 | 0 | 997332 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 | BBG00M0P2VR5 | 206893 | 4206 | SH |  | SOLE |  | 0 | 0 | 4206 |
| VANGUARD WORLD FDS | CONSUM DIS ETF | 92204A108 | BBG001SHVTQ3 | 6701896 | 30599 | SH |  | SOLE |  | 0 | 0 | 30599 |
| VANGUARD WORLD FDS | CONSUM STP ETF | 92204A207 | BBG001SHVR41 | 20214646 | 105521 | SH |  | SOLE |  | 0 | 0 | 105521 |
| VANGUARD WORLD FDS | INF TECH ETF | 92204A702 | BBG001SHTTR5 | 19247552 | 60260 | SH |  | SOLE |  | 0 | 0 | 60260 |
| VANGUARD WORLD FDS | UTILITIES ETF | 92204A876 | BBG001SHVTP4 | 237861 | 1551 | SH |  | SOLE |  | 0 | 0 | 1551 |
| WALMART INC | COM | 931142103 | BBG001S5XH92 | 212160 | 1496 | SH |  | SOLE |  | 0 | 0 | 1496 |
| WESTERN DIGITAL CORP. | NOTE 1.500% 2/0 | 958102AP0 |  | 15249 | 16000 | PRN |  | SOLE |  | 0 | 0 | 16000 |
| WISDOMTREE TR | EM EX ST-OWNED | 97717X578 | BBG007PB9N20 | 10562087 | 395880 | SH |  | SOLE |  | 0 | 0 | 395880 |
| WISDOMTREE TR | EMER MKT HIGH FD | 97717W315 | BBG001SV1SY8 | 278103 | 7803 | SH |  | SOLE |  | 0 | 0 | 7803 |
| WISDOMTREE TR | INTL SMCAP DIV | 97717W760 | BBG001SHLB38 | 3277463 | 56547 | SH |  | SOLE |  | 0 | 0 | 56547 |

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