# EDGAR Filing Document

**Accession Number:** 0001902826
**File Stem:** 0001902826-26-000001
**Filing Date:** 2026-2
**Character Count:** 23205
**Document Hash:** e3412fd39cf5c3d98ef3a0a28efb65f4
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001902826-26-000001.hdr.sgml**: 20260206

**ACCESSION NUMBER**: 0001902826-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260206

**DATE AS OF CHANGE**: 20260205

**EFFECTIVENESS DATE**: 20260206

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** INTEGRAL INVESTMENT ADVISORS, INC.
- **CENTRAL INDEX KEY:** 0001902826

**ORGANIZATION NAME:**
- **EIN:** 262355009
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21513
- **FILM NUMBER:** 26604671

**BUSINESS ADDRESS:**
- **STREET 1:** 605 E MAIN STREET
- **CITY:** TURLOCK
- **STATE:** CA
- **ZIP:** 95380
- **BUSINESS PHONE:** 209-633-3101

**MAIL ADDRESS:**
- **STREET 1:** 605 E MAIN STREET
- **CITY:** TURLOCK
- **STATE:** CA
- **ZIP:** 95380

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** INTEGRAL INVESTMENT ADVISORS INC.<br>**Address:** 605 E MAIN STREET<br>TURLOCK, CA 95380

**Form 13F File Number:** 028-21513

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Michael Abram<br>**Title:** Chief Compliance Officer<br>**Phone:** 209-633-3101

**Signature, Place, and Date of Signing:**

/s/Michael Abram  Turlock, CA  02-05-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 176

**Form 13F Information Table Value Total:** $403330024

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 | BBG001S5T7X2 | 218544 | 1365 | SH |  | SOLE |  | 0 | 0 | 1365 |
| ABBOTT LABS | COM | 002824100 | BBG001S5N9M6 | 370593 | 2958 | SH |  | SOLE |  | 0 | 0 | 2958 |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RZ3 | 564946 | 2473 | SH |  | SOLE |  | 0 | 0 | 2473 |
| ADOBE INC | COM | 00724F101 | BBG001S5NCQ5 | 1409410 | 4027 | SH |  | SOLE |  | 0 | 0 | 4027 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 | BBG001S5NN36 | 255493 | 1193 | SH |  | SOLE |  | 0 | 0 | 1193 |
| AIRBNB INC | COM CL A | 009066101 | BBG001Y2XS16 | 244025 | 1798 | SH |  | SOLE |  | 0 | 0 | 1798 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JY5 | 8401737 | 26843 | SH |  | SOLE |  | 0 | 0 | 26843 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB21 | 2452788 | 7816 | SH |  | SOLE |  | 0 | 0 | 7816 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 4184767 | 18130 | SH |  | SOLE |  | 0 | 0 | 18130 |
| AMGEN INC | COM | 031162100 | BBG001S5NNL6 | 351333 | 1073 | SH |  | SOLE |  | 0 | 0 | 1073 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 12887860 | 47406 | SH |  | SOLE |  | 0 | 0 | 47406 |
| ARK ETF TR | INNOVATION ETF | 00214Q104 | BBG007FJMV49 | 1672010 | 21737 | SH |  | SOLE |  | 0 | 0 | 21737 |
| AT INC | COM | 00206R102 | BBG001S5VWH2 | 414219 | 16675 | SH |  | SOLE |  | 0 | 0 | 16675 |
| BANK AMERICA CORP | COM | 060505104 | BBG001S5P0Y0 | 1993327 | 36242 | SH |  | SOLE |  | 0 | 0 | 36242 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 | BBG001S902J2 | 754800 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG001S90346 | 1171677 | 2331 | SH |  | SOLE |  | 0 | 0 | 2331 |
| BHP GROUP LTD | SPONSORED ADS | 088606108 | BBG001S5P5K4 | 252347 | 4180 | SH |  | SOLE |  | 0 | 0 | 4180 |
| BLACKROCK INC | COM | 09290D101 | BBG01PSW2WR0 | 884922 | 827 | SH |  | SOLE |  | 0 | 0 | 827 |
| BLACKSTONE INC | COM | 09260D107 | BBG001S7H949 | 575256 | 3732 | SH |  | SOLE |  | 0 | 0 | 3732 |
| BROADCOM INC | COM | 11135F101 | BBG00KHY5SY8 | 2816216 | 8137 | SH |  | SOLE |  | 0 | 0 | 8137 |
| CAPITAL ONE FINL CORP | COM | 14040H105 | BBG001S65PV8 | 1728754 | 7133 | SH |  | SOLE |  | 0 | 0 | 7133 |
| CATERPILLAR INC | COM | 149123101 | BBG001S5PJ06 | 336330 | 587 | SH |  | SOLE |  | 0 | 0 | 587 |
| CHEVRON CORP NEW | COM | 166764100 | BBG001S67ZC5 | 2510931 | 16475 | SH |  | SOLE |  | 0 | 0 | 16475 |
| CISCO SYS INC | COM | 17275R102 | BBG001S6HC62 | 907490 | 11781 | SH |  | SOLE |  | 0 | 0 | 11781 |
| CITIGROUP INC | COM NEW | 172967424 | BBG001S72ZG4 | 526622 | 4513 | SH |  | SOLE |  | 0 | 0 | 4513 |
| COCA COLA CO | COM | 191216100 | BBG001S5SMQ8 | 211109 | 3020 | SH |  | SOLE |  | 0 | 0 | 3020 |
| COMCAST CORP NEW | CL A | 20030N101 | BBG001S5PXL2 | 426239 | 14260 | SH |  | SOLE |  | 0 | 0 | 14260 |
| CONOCOPHILLIPS | COM | 20825C104 | BBG001S5TZM2 | 274993 | 2938 | SH |  | SOLE |  | 0 | 0 | 2938 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 | BBG014KFRPJ9 | 214435 | 607 | SH |  | SOLE |  | 0 | 0 | 607 |
| CORNING INC | COM | 219350105 | BBG001S5RLH1 | 736555 | 8412 | SH |  | SOLE |  | 0 | 0 | 8412 |
| COSTCO WHSL CORP NEW | COM | 22160K105 | BBG001S9KRQ7 | 2486867 | 2884 | SH |  | SOLE |  | 0 | 0 | 2884 |
| CSX CORP | COM | 126408103 | BBG001S5Q7Q3 | 282750 | 7800 | SH |  | SOLE |  | 0 | 0 | 7800 |
| DEERE  CO | COM | 244199105 | BBG001S5QFF7 | 954002 | 2049 | SH |  | SOLE |  | 0 | 0 | 2049 |
| DISNEY WALT CO | COM | 254687106 | BBG001S5QHF3 | 2081986 | 18300 | SH |  | SOLE |  | 0 | 0 | 18300 |
| EATON CORP PLC | SHS | G29183103 | BBG001S5QZ45 | 1175620 | 3691 | SH |  | SOLE |  | 0 | 0 | 3691 |
| ELI LILLY  CO | COM | 532457108 | BBG001S5STL8 | 4378940 | 4075 | SH |  | SOLE |  | 0 | 0 | 4075 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG001S69V32 | 667909 | 5550 | SH |  | SOLE |  | 0 | 0 | 5550 |
| FIDELITY COVINGTON TRUST | MSCI COMMNTN SVC | 316092873 | BBG005FHWFG8 | 250610 | 3420 | SH |  | SOLE |  | 0 | 0 | 3420 |
| FIRST SOLAR INC | COM | 336433107 | BBG001S991Z7 | 412221 | 1578 | SH |  | SOLE |  | 0 | 0 | 1578 |
| FIRST TR EXCH TRADED FD III | CALIF MUN INCM | 33739P863 | BBG00GY1H1G6 | 1602727 | 32505 | SH |  | SOLE |  | 0 | 0 | 32505 |
| FIRST TR EXCH TRADED FD III | INSTL PFD SECS | 33739P855 | BBG00HJHQ112 | 11686300 | 602697 | SH |  | SOLE |  | 0 | 0 | 602697 |
| FISERV INC | COM | 337738108 | BBG001S5R6Q4 | 1834480 | 27311 | SH |  | SOLE |  | 0 | 0 | 27311 |
| GILEAD SCIENCES INC | COM | 375558103 | BBG001S6Y1X7 | 561781 | 4577 | SH |  | SOLE |  | 0 | 0 | 4577 |
| GLOBAL X FDS | RATE PREFERRED | 37954Y376 | BBG00VNLZSW4 | 2454237 | 110452 | SH |  | SOLE |  | 0 | 0 | 110452 |
| GLOBAL X FDS | US PFD ETF | 37954Y657 | BBG00HPF2LX6 | 699505 | 36991 | SH |  | SOLE |  | 0 | 0 | 36991 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 | BBG001SC07Z6 | 299481 | 341 | SH |  | SOLE |  | 0 | 0 | 341 |
| HOME DEPOT INC | COM | 437076102 | BBG001S5RTW7 | 1073936 | 3121 | SH |  | SOLE |  | 0 | 0 | 3121 |
| HONEYWELL INTL INC | COM | 438516106 | BBG001S5X1N1 | 1745725 | 8948 | SH |  | SOLE |  | 0 | 0 | 8948 |
| ILLINOIS TOOL WKS INC | COM | 452308109 | BBG001S5SDX0 | 254428 | 1033 | SH |  | SOLE |  | 0 | 0 | 1033 |
| INNOVATOR ETFS TRUST | DEFINED WLT SHLD | 45783Y855 | BBG011MFV1P4 | 2076782 | 61975 | SH |  | SOLE |  | 0 | 0 | 61975 |
| INNOVATOR ETFS TRUST | EQUITY 1YR JANUA | 45784N817 | BBG01RH8WR26 | 214776 | 7850 | SH |  | SOLE |  | 0 | 0 | 7850 |
| INNOVATOR ETFS TRUST | LADDERED ALC BFR | 45783Y756 | BBG0154NXX67 | 463433 | 12650 | SH |  | SOLE |  | 0 | 0 | 12650 |
| INNOVATOR ETFS TRUST | LADERD ALCTN PWR | 45783Y814 | BBG00DZWKTV2 | 579822 | 11629 | SH |  | SOLE |  | 0 | 0 | 11629 |
| INNOVATOR ETFS TRUST | US EQT BUFR APR | 45782C888 | BBG00NR9PT90 | 13857072 | 288809 | SH |  | SOLE |  | 0 | 0 | 288809 |
| INNOVATOR ETFS TRUST | US EQT PWR BUF | 45782C870 | BBG00NR9QB16 | 339757 | 8685 | SH |  | SOLE |  | 0 | 0 | 8685 |
| INNOVATOR ETFS TRUST | US EQTY BUF DEC | 45782C557 | BBG00QYNBZV0 | 1604951 | 32384 | SH |  | SOLE |  | 0 | 0 | 32384 |
| INNOVATOR ETFS TRUST | US EQTY BUF NOV | 45782C581 | BBG00QPZ0JC2 | 1346577 | 30285 | SH |  | SOLE |  | 0 | 0 | 30285 |
| INNOVATOR ETFS TRUST | US EQTY BUF OCT | 45782C771 | BBG00M4NZ631 | 14123522 | 285759 | SH |  | SOLE |  | 0 | 0 | 285759 |
| INNOVATOR ETFS TRUST | US EQTY BUF SEP | 45782C664 | BBG00Q4023H0 | 2341197 | 47537 | SH |  | SOLE |  | 0 | 0 | 47537 |
| INNOVATOR ETFS TRUST | US EQTY BUFR FEB | 45782C433 | BBG00RHZ1235 | 1610179 | 33087 | SH |  | SOLE |  | 0 | 0 | 33087 |
| INNOVATOR ETFS TRUST | US EQTY BUFR JAN | 45782C409 | BBG00MYXK7W8 | 14477270 | 262967 | SH |  | SOLE |  | 0 | 0 | 262967 |
| INNOVATOR ETFS TRUST | US EQTY BUFR JUL | 45782C789 | BBG00LNJLCX0 | 14315324 | 282004 | SH |  | SOLE |  | 0 | 0 | 282004 |
| INNOVATOR ETFS TRUST | US EQTY BUFR JUN | 45782C755 | BBG00PBD60M2 | 1575605 | 33710 | SH |  | SOLE |  | 0 | 0 | 33710 |
| INNOVATOR ETFS TRUST | US EQTY BUFR MAR | 45782C391 | BBG00S1NCS83 | 1610815 | 30365 | SH |  | SOLE |  | 0 | 0 | 30365 |
| INNOVATOR ETFS TRUST | US EQTY BUFR MAY | 45782C326 | BBG00TGLNRW2 | 1679592 | 37478 | SH |  | SOLE |  | 0 | 0 | 37478 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C797 | BBG00M4NZTF8 | 225529 | 5135 | SH |  | SOLE |  | 0 | 0 | 5135 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C508 | BBG00MYXKL20 | 230633 | 4905 | SH |  | SOLE |  | 0 | 0 | 4905 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C383 | BBG00S1NDLX9 | 239315 | 5325 | SH |  | SOLE |  | 0 | 0 | 5325 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C813 | BBG00LNDTJL3 | 236097 | 5085 | SH |  | SOLE |  | 0 | 0 | 5085 |
| INNOVATOR ETFS TRUST | US EQUT BUFR AUG | 45782C698 | BBG00PVP2QY7 | 1569089 | 31357 | SH |  | SOLE |  | 0 | 0 | 31357 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | BBG001S5S399 | 363534 | 1227 | SH |  | SOLE |  | 0 | 0 | 1227 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 | BBG001S7XR78 | 325091 | 574 | SH |  | SOLE |  | 0 | 0 | 574 |
| INVESCO EXCHANGE TRADED FD T | S 500 GARP ETF | 46137V431 | BBG001V28DF5 | 1304183 | 11454 | SH |  | SOLE |  | 0 | 0 | 11454 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | BBG001S9GN63 | 15491665 | 25218 | SH |  | SOLE |  | 0 | 0 | 25218 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 | BBG01KYQ6QS5 | 2729459 | 54974 | SH |  | SOLE |  | 0 | 0 | 54974 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 | BBG001SJK6D5 | 583775 | 7192 | SH |  | SOLE |  | 0 | 0 | 7192 |
| ISHARES TR | 0-5YR INVT GR CP | 46434V100 | BBG005DW0468 | 10657495 | 210207 | SH |  | SOLE |  | 0 | 0 | 210207 |
| ISHARES TR | CORE S MCP ETF | 464287507 | BBG001SFC7V0 | 279180 | 4230 | SH |  | SOLE |  | 0 | 0 | 4230 |
| ISHARES TR | CORE S SCP ETF | 464287804 | BBG001SFC7W9 | 699936 | 5824 | SH |  | SOLE |  | 0 | 0 | 5824 |
| ISHARES TR | CORE S ETF | 464287200 | BBG001SFB7R6 | 802997 | 1172 | SH |  | SOLE |  | 0 | 0 | 1172 |
| ISHARES TR | EAFE VALUE ETF | 464288877 | BBG001SNYBH6 | 335627 | 4700 | SH |  | SOLE |  | 0 | 0 | 4700 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 | BBG004TRTWW3 | 638961 | 3217 | SH |  | SOLE |  | 0 | 0 | 3217 |
| ISHARES TR | RUS 1000 ETF | 464287622 | BBG001S562W9 | 243483 | 652 | SH |  | SOLE |  | 0 | 0 | 652 |
| ISHARES TR | RUS MID CAP ETF | 464287499 | BBG001SJCNS1 | 260507 | 2706 | SH |  | SOLE |  | 0 | 0 | 2706 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 | BBG001SFC7Y7 | 507561 | 2062 | SH |  | SOLE |  | 0 | 0 | 2062 |
| ISHARES TR | ULTRA SHORT DUR | 46434V878 | BBG005PCDCZ5 | 4098902 | 81038 | SH |  | SOLE |  | 0 | 0 | 81038 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 | BBG00TSG0SK6 | 1991093 | 34785 | SH |  | SOLE |  | 0 | 0 | 34785 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 | BBG00GP26NW0 | 5185526 | 102501 | SH |  | SOLE |  | 0 | 0 | 102501 |
| JANUS DETROIT STR TR | B-BBB CLO ETF | 47103U753 | BBG014GFHJN4 | 351120 | 7361 | SH |  | SOLE |  | 0 | 0 | 7361 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG001S5SHQ9 | 3482533 | 16828 | SH |  | SOLE |  | 0 | 0 | 16828 |
| JPMORGAN CHASE  CO. | COM | 46625H100 | BBG001S8CRC3 | 4941580 | 15336 | SH |  | SOLE |  | 0 | 0 | 15336 |
| KIMBERLY-CLARK CORP | COM | 494368103 | BBG001S5SLZ0 | 375109 | 3718 | SH |  | SOLE |  | 0 | 0 | 3718 |
| KINDER MORGAN INC DEL | COM | 49456B101 | BBG001TG2YZ5 | 349453 | 12712 | SH |  | SOLE |  | 0 | 0 | 12712 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 | BBG001S5S0N9 | 381392 | 1299 | SH |  | SOLE |  | 0 | 0 | 1299 |
| LAM RESEARCH CORP | COM NEW | 512807306 | BBG001S5SW40 | 561128 | 3278 | SH |  | SOLE |  | 0 | 0 | 3278 |
| LOWES COS INC | COM | 548661107 | BBG001S5SVL3 | 1593578 | 6608 | SH |  | SOLE |  | 0 | 0 | 6608 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 | BBG001SKNNS6 | 462984 | 811 | SH |  | SOLE |  | 0 | 0 | 811 |
| MCDONALDS CORP | COM | 580135101 | BBG001S5T110 | 1868189 | 6113 | SH |  | SOLE |  | 0 | 0 | 6113 |
| MERCK  CO INC | COM | 58933Y105 | BBG001S5TC52 | 242414 | 2303 | SH |  | SOLE |  | 0 | 0 | 2303 |
| META PLATFORMS INC | CL A | 30303M102 | BBG001SQCQC5 | 3833983 | 5808 | SH |  | SOLE |  | 0 | 0 | 5808 |
| MICRON TECHNOLOGY INC | COM | 595112103 | BBG001S6P675 | 441529 | 1547 | SH |  | SOLE |  | 0 | 0 | 1547 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 6432804 | 13301 | SH |  | SOLE |  | 0 | 0 | 13301 |
| MILESTONE PHARMACEUTICALS IN | COM | 59935V107 | BBG009DR4MP6 | 20200 | 10000 | SH |  | SOLE |  | 0 | 0 | 10000 |
| NETFLIX INC | COM | 64110L106 | BBG001SF6L46 | 584687 | 6236 | SH |  | SOLE |  | 0 | 0 | 6236 |
| NEXTERA ENERGY INC | COM | 65339F101 | BBG001S5RB29 | 518689 | 6461 | SH |  | SOLE |  | 0 | 0 | 6461 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG001S5TZJ6 | 7269182 | 38977 | SH |  | SOLE |  | 0 | 0 | 38977 |
| ORACLE CORP | COM | 68389X105 | BBG001S5SJG6 | 1156206 | 5932 | SH |  | SOLE |  | 0 | 0 | 5932 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 | BBG001T53796 | 249561 | 1404 | SH |  | SOLE |  | 0 | 0 | 1404 |
| PALO ALTO NETWORKS INC | COM | 697435105 | BBG001T9NWN5 | 2446176 | 13280 | SH |  | SOLE |  | 0 | 0 | 13280 |
| PARKER-HANNIFIN CORP | COM | 701094104 | BBG001S5V554 | 368284 | 419 | SH |  | SOLE |  | 0 | 0 | 419 |
| PEPSICO INC | COM | 713448108 | BBG001S695T1 | 731512 | 5097 | SH |  | SOLE |  | 0 | 0 | 5097 |
| PFIZER INC | COM | 717081103 | BBG001S5V466 | 254428 | 10218 | SH |  | SOLE |  | 0 | 0 | 10218 |
| PHILIP MORRIS INTL INC | COM | 718172109 | BBG001STP9N1 | 312780 | 1950 | SH |  | SOLE |  | 0 | 0 | 1950 |
| PROCTER AND GAMBLE CO | COM | 742718109 | BBG001S5V4L9 | 1563483 | 10910 | SH |  | SOLE |  | 0 | 0 | 10910 |
| QUALCOMM INC | COM | 747525103 | BBG001S6VS70 | 1886917 | 11031 | SH |  | SOLE |  | 0 | 0 | 11031 |
| QUANTA SVCS INC | COM | 74762E102 | BBG001S5VH85 | 204738 | 485 | SH |  | SOLE |  | 0 | 0 | 485 |
| RTX CORPORATION | COM | 75513E101 | BBG001S5X5Q9 | 416461 | 2271 | SH |  | SOLE |  | 0 | 0 | 2271 |
| SCHWAB CHARLES CORP | COM | 808513105 | BBG001S5VXD4 | 924828 | 9257 | SH |  | SOLE |  | 0 | 0 | 9257 |
| SCHWAB STRATEGIC TR | 5 10YR CORP BD | 808524698 | BBG00PZFPGG2 | 1545434 | 67281 | SH |  | SOLE |  | 0 | 0 | 67281 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US S | 808524763 | BBG0051NXNX3 | 207714 | 6592 | SH |  | SOLE |  | 0 | 0 | 6592 |
| SCHWAB STRATEGIC TR | HIGH YIELD BD ET | 808524631 | BBG01F80WYB4 | 380607 | 14406 | SH |  | SOLE |  | 0 | 0 | 14406 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 | BBG001T5XQY3 | 736586 | 30640 | SH |  | SOLE |  | 0 | 0 | 30640 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 | BBG0025RWLM4 | 10490422 | 382443 | SH |  | SOLE |  | 0 | 0 | 382443 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 | BBG001T66WN0 | 1827542 | 56025 | SH |  | SOLE |  | 0 | 0 | 56025 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 | BBG001V039G2 | 640425 | 30657 | SH |  | SOLE |  | 0 | 0 | 30657 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 | BBG001T5XQW5 | 647641 | 22740 | SH |  | SOLE |  | 0 | 0 | 22740 |
| SELECT SECTOR SPDR TR | STATE STREET CON | 81369Y407 | BBG001S7T1Q9 | 831025 | 6959 | SH |  | SOLE |  | 0 | 0 | 6959 |
| SELECT SECTOR SPDR TR | STATE STREET CON | 81369Y308 | BBG001S7T107 | 470592 | 6058 | SH |  | SOLE |  | 0 | 0 | 6058 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 | BBG001S7T223 | 531355 | 9702 | SH |  | SOLE |  | 0 | 0 | 9702 |
| SELECT SECTOR SPDR TR | STATE STREET HEA | 81369Y209 | BBG001S7SCQ6 | 1047116 | 6764 | SH |  | SOLE |  | 0 | 0 | 6764 |
| SELECT SECTOR SPDR TR | STATE STREET IND | 81369Y704 | BBG001S7T232 | 297509 | 1918 | SH |  | SOLE |  | 0 | 0 | 1918 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 | BBG001S7TCZ5 | 6726764 | 46723 | SH |  | SOLE |  | 0 | 0 | 46723 |
| SERVICENOW INC | COM | 81762P102 | BBG001T4JFC0 | 297955 | 1945 | SH |  | SOLE |  | 0 | 0 | 1945 |
| SOUTHWEST AIRLS CO | COM | 844741108 | BBG001S5SXC9 | 243847 | 5900 | SH |  | SOLE |  | 0 | 0 | 5900 |
| SPDR GOLD TR | GOLD SHS | 78463V107 | BBG001SCPX28 | 409388 | 1033 | SH |  | SOLE |  | 0 | 0 | 1033 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 | BBG001S72SM3 | 3207768 | 4704 | SH |  | SOLE |  | 0 | 0 | 4704 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A284 | BBG001V11QG4 | 412757 | 16550 | SH |  | SOLE |  | 0 | 0 | 16550 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A375 | BBG001T2HCY9 | 12642199 | 373919 | SH |  | SOLE |  | 0 | 0 | 373919 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A870 | BBG001SQDKG3 | 243860 | 2000 | SH |  | SOLE |  | 0 | 0 | 2000 |
| STRYKER CORPORATION | COM | 863667101 | BBG001S8FR03 | 856031 | 2436 | SH |  | SOLE |  | 0 | 0 | 2436 |
| TESLA INC | COM | 88160R101 | BBG001SQKGD7 | 2325952 | 5172 | SH |  | SOLE |  | 0 | 0 | 5172 |
| TEXAS INSTRS INC | COM | 882508104 | BBG001S5WYZ7 | 276370 | 1593 | SH |  | SOLE |  | 0 | 0 | 1593 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 | BBG001S5WS08 | 1600453 | 2762 | SH |  | SOLE |  | 0 | 0 | 2762 |
| TWILIO INC | CL A | 90138F102 | BBG0029ZX859 | 404388 | 2843 | SH |  | SOLE |  | 0 | 0 | 2843 |
| UNION PAC CORP | COM | 907818108 | BBG001S5X2M0 | 621326 | 2686 | SH |  | SOLE |  | 0 | 0 | 2686 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 | BBG001S6WCJ1 | 374527 | 1135 | SH |  | SOLE |  | 0 | 0 | 1135 |
| US BANCORP DEL | COM NEW | 902973304 | BBG001S6T8C1 | 404469 | 7580 | SH |  | SOLE |  | 0 | 0 | 7580 |
| VANGUARD CALIF TAX FREE FDS | TAX EXEMPT BD FD | 922021605 | BBG01L82WF19 | 386001 | 3850 | SH |  | SOLE |  | 0 | 0 | 3850 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 | BBG001SHTTS4 | 14480297 | 29681 | SH |  | SOLE |  | 0 | 0 | 29681 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 | BBG001SRN7W1 | 474520 | 2675 | SH |  | SOLE |  | 0 | 0 | 2675 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG001TC6MC1 | 37263273 | 59419 | SH |  | SOLE |  | 0 | 0 | 59419 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 | BBG001SHVTR2 | 261933 | 1237 | SH |  | SOLE |  | 0 | 0 | 1237 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | BBG001SHTTV0 | 12143386 | 47077 | SH |  | SOLE |  | 0 | 0 | 47077 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 | BBG001SHTTW9 | 342795 | 1135 | SH |  | SOLE |  | 0 | 0 | 1135 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG001SHTB03 | 7243519 | 21605 | SH |  | SOLE |  | 0 | 0 | 21605 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 | BBG001SHVR78 | 419987 | 2199 | SH |  | SOLE |  | 0 | 0 | 2199 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 | BBG001SP7T00 | 220680 | 3000 | SH |  | SOLE |  | 0 | 0 | 3000 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | BBG001SHTTZ6 | 315141 | 5862 | SH |  | SOLE |  | 0 | 0 | 5862 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 | BBG001T62M38 | 885656 | 10575 | SH |  | SOLE |  | 0 | 0 | 10575 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | BBG001SQX4T3 | 15211632 | 69213 | SH |  | SOLE |  | 0 | 0 | 69213 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | BBG001SSPWL4 | 777920 | 12453 | SH |  | SOLE |  | 0 | 0 | 12453 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 | BBG001SS0V24 | 1275833 | 8890 | SH |  | SOLE |  | 0 | 0 | 8890 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 | BBG00C868SD7 | 2053927 | 22821 | SH |  | SOLE |  | 0 | 0 | 22821 |
| VANGUARD WORLD FD | CONSUM DIS ETF | 92204A108 | BBG001SHVTQ3 | 220989 | 561 | SH |  | SOLE |  | 0 | 0 | 561 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 | BBG00M0P2SP4 | 492307 | 4070 | SH |  | SOLE |  | 0 | 0 | 4070 |
| VANGUARD WORLD FD | FINANCIALS ETF | 92204A405 | BBG001SHTTM0 | 378444 | 2835 | SH |  | SOLE |  | 0 | 0 | 2835 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 | BBG001SHVR32 | 1088661 | 3782 | SH |  | SOLE |  | 0 | 0 | 3782 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 | BBG001SHTTR5 | 722325 | 958 | SH |  | SOLE |  | 0 | 0 | 958 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 | BBG001S67QY1 | 351488 | 8630 | SH |  | SOLE |  | 0 | 0 | 8630 |
| VISA INC | COM CL A | 92826C839 | BBG001SRCFY3 | 2424601 | 6913 | SH |  | SOLE |  | 0 | 0 | 6913 |
| WALMART INC | COM | 931142103 | BBG001S5XH92 | 1059959 | 9514 | SH |  | SOLE |  | 0 | 0 | 9514 |
| WASTE MGMT INC DEL | COM | 94106L109 | BBG001S5XH47 | 243878 | 1110 | SH |  | SOLE |  | 0 | 0 | 1110 |
| WELLS FARGO CO NEW | COM | 949746101 | BBG001S5XF23 | 632042 | 6782 | SH |  | SOLE |  | 0 | 0 | 6782 |
| WILLIAMS COS INC | COM | 969457100 | BBG001S5XH10 | 241883 | 4024 | SH |  | SOLE |  | 0 | 0 | 4024 |
| WISDOMTREE TR | US SMALLCAP DIVD | 97717W604 | BBG001SHKFX7 | 387351 | 11580 | SH |  | SOLE |  | 0 | 0 | 11580 |
| ZOETIS INC | CL A | 98978V103 | BBG0039320P7 | 532101 | 4229 | SH |  | SOLE |  | 0 | 0 | 4229 |

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