# EDGAR Filing Document

**Accession Number:** 0001903044
**File Stem:** 0001903044-25-000006
**Filing Date:** 2025-8
**Character Count:** 15084
**Document Hash:** 2fd83e0ee4b2a786a8991df72ea1b943
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001903044-25-000006.hdr.sgml**: 20250811

**ACCESSION NUMBER**: 0001903044-25-000006

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250811

**DATE AS OF CHANGE**: 20250811

**EFFECTIVENESS DATE**: 20250811

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** TAGStone Capital, Inc.
- **CENTRAL INDEX KEY:** 0001903044

**ORGANIZATION NAME:**
- **EIN:** 320355210
- **STATE OF INCORPORATION:** NC
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21549
- **FILM NUMBER:** 251200721

**BUSINESS ADDRESS:**
- **STREET 1:** 1515 MOCKINGBIRD LANE
- **STREET 2:** SUITE 400
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28209
- **BUSINESS PHONE:** (704) 533-8900

**MAIL ADDRESS:**
- **STREET 1:** PO BOX 11984
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28220

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** TAGStone Capital Inc.<br>**Address:** PO BOX 11984<br>CHARLOTTE, NC 28220

**Form 13F File Number:** 028-21549

**CRD Number (if applicable):** 000158864

**SEC File Number (if applicable):** 801-121704

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** William Reid Culp III<br>**Title:** President<br>**Phone:** 7045338900

**Signature, Place, and Date of Signing:**

William Reid Culp III  Charlotte, NC  08-11-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 113

**Form 13F Information Table Value Total:** $242371963

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ISHARES TR | CORE S ETF | 464287200 |  | 22111435 | 34536 | SH |  | SOLE |  | 0 | 0 | 34536 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 16430378 | 198243 | SH |  | SOLE |  | 0 | 0 | 198243 |
| AMAZON COM INC | COM | 023135106 |  | 14199571 | 63764 | SH |  | SOLE |  | 0 | 0 | 63764 |
| SPDR SER TR | PRTFLO S GW | 78464A409 |  | 11739584 | 118188 | SH |  | SOLE |  | 0 | 0 | 118188 |
| DIMENSIONAL ETF TRUST | ULTRASHORT FIXED | 25434V591 |  | 11449512 | 225384 | SH |  | SOLE |  | 0 | 0 | 225384 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 10490468 | 22541 | SH |  | SOLE |  | 0 | 0 | 22541 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 10460151 | 131773 | SH |  | SOLE |  | 0 | 0 | 131773 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 7072348 | 144747 | SH |  | SOLE |  | 0 | 0 | 144747 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 5970854 | 43070 | SH |  | SOLE |  | 0 | 0 | 43070 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 5917785 | 6025 | SH |  | SOLE |  | 0 | 0 | 6025 |
| SPDR SER TR | PRTFLO S VL | 78464A508 |  | 5748822 | 107838 | SH |  | SOLE |  | 0 | 0 | 107838 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 5526291 | 65346 | SH |  | SOLE |  | 0 | 0 | 65346 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 5318645 | 97447 | SH |  | SOLE |  | 0 | 0 | 97447 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 4900784 | 29178 | SH |  | SOLE |  | 0 | 0 | 29178 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 |  | 4343501 | 37842 | SH |  | SOLE |  | 0 | 0 | 37842 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 3883175 | 21254 | SH |  | SOLE |  | 0 | 0 | 21254 |
| VANGUARD MUN BD FDS | CORE TAX EXEMPT | 922907712 |  | 3773440 | 51458 | SH |  | SOLE |  | 0 | 0 | 51458 |
| SPDR SER TR | S 600 SMCP VAL | 78464A300 |  | 3616932 | 44265 | SH |  | SOLE |  | 0 | 0 | 44265 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 3416570 | 19195 | SH |  | SOLE |  | 0 | 0 | 19195 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 3357133 | 16667 | SH |  | SOLE |  | 0 | 0 | 16667 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 3354096 | 12024 | SH |  | SOLE |  | 0 | 0 | 12024 |
| UNION PAC CORP | COM | 907818108 |  | 3239482 | 14577 | SH |  | SOLE |  | 0 | 0 | 14577 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 3125079 | 18030 | SH |  | SOLE |  | 0 | 0 | 18030 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 3085917 | 47859 | SH |  | SOLE |  | 0 | 0 | 47859 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 2901992 | 9757 | SH |  | SOLE |  | 0 | 0 | 9757 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 2858259 | 28446 | SH |  | SOLE |  | 0 | 0 | 28446 |
| TJX COS INC NEW | COM | 872540109 |  | 2538026 | 19320 | SH |  | SOLE |  | 0 | 0 | 19320 |
| ISHARES TR | ISHS 5-10YR INVT | 464288638 |  | 2472201 | 46400 | SH |  | SOLE |  | 0 | 0 | 46400 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 2182011 | 51317 | SH |  | SOLE |  | 0 | 0 | 51317 |
| APPLE INC | COM | 037833100 |  | 1798256 | 7841 | SH |  | SOLE |  | 0 | 0 | 7841 |
| SPDR SER TR | S 600 SMCP GRW | 78464A201 |  | 1762551 | 19729 | SH |  | SOLE |  | 0 | 0 | 19729 |
| BROADCOM INC | COM | 11135F101 |  | 1661782 | 5449 | SH |  | SOLE |  | 0 | 0 | 5449 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 1618761 | 36975 | SH |  | SOLE |  | 0 | 0 | 36975 |
| PROGRESSIVE CORP | COM | 743315103 |  | 1594222 | 6467 | SH |  | SOLE |  | 0 | 0 | 6467 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 1505321 | 16323 | SH |  | SOLE |  | 0 | 0 | 16323 |
| VANGUARD WELLINGTON FD | SHORT TRM TAX EX | 921935870 |  | 1447985 | 14264 | SH |  | SOLE |  | 0 | 0 | 14264 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 1340404 | 13009 | SH |  | SOLE |  | 0 | 0 | 13009 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 1335529 | 6447 | SH |  | SOLE |  | 0 | 0 | 6447 |
| INVESCO EXCHANGE TRADED FD T | S QUALITY | 46137V241 |  | 1291650 | 17947 | SH |  | SOLE |  | 0 | 0 | 17947 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 1271152 | 16974 | SH |  | SOLE |  | 0 | 0 | 16974 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 1254213 | 2813 | SH |  | SOLE |  | 0 | 0 | 2813 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 1239167 | 1772 | SH |  | SOLE |  | 0 | 0 | 1772 |
| MICROSOFT CORP | COM | 594918104 |  | 1224436 | 2345 | SH |  | SOLE |  | 0 | 0 | 2345 |
| ISHARES TR | U.S. REAL ES ETF | 464287739 |  | 1207675 | 12739 | SH |  | SOLE |  | 0 | 0 | 12739 |
| AMGEN INC | COM | 031162100 |  | 1172701 | 4069 | SH |  | SOLE |  | 0 | 0 | 4069 |
| ISHARES TR | CORE MSCI EMKT | 46434G103 |  | 1103210 | 17965 | SH |  | SOLE |  | 0 | 0 | 17965 |
| DIMENSIONAL ETF TRUST | US REAL ESTATE E | 25434V823 |  | 1035440 | 44941 | SH |  | SOLE |  | 0 | 0 | 44941 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 1023680 | 8268 | SH |  | SOLE |  | 0 | 0 | 8268 |
| ALIBABA GROUP HLDG LTD | SPONSORED ADS | 01609W102 |  | 1023301 | 8502 | SH |  | SOLE |  | 0 | 0 | 8502 |
| META PLATFORMS INC | CL A | 30303M102 |  | 952884 | 1239 | SH |  | SOLE |  | 0 | 0 | 1239 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 898523 | 11400 | SH |  | SOLE |  | 0 | 0 | 11400 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 853562 | 2956 | SH |  | SOLE |  | 0 | 0 | 2956 |
| VISA INC | COM CL A | 92826C839 |  | 824512 | 2448 | SH |  | SOLE |  | 0 | 0 | 2448 |
| SPDR SER TR | S 400 MDCP VAL | 78464A839 |  | 817205 | 10275 | SH |  | SOLE |  | 0 | 0 | 10275 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 774524 | 18302 | SH |  | SOLE |  | 0 | 0 | 18302 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000IDX | 92206C664 |  | 727954 | 8171 | SH |  | SOLE |  | 0 | 0 | 8171 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 715504 | 7031 | SH |  | SOLE |  | 0 | 0 | 7031 |
| BK OF AMERICA CORP | COM | 060505104 |  | 713292 | 15503 | SH |  | SOLE |  | 0 | 0 | 15503 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 712728 | 5322 | SH |  | SOLE |  | 0 | 0 | 5322 |
| ISHARES TR | BLACKROCK ULTRA | 46434V878 |  | 711930 | 14073 | SH |  | SOLE |  | 0 | 0 | 14073 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 703233 | 22128 | SH |  | SOLE |  | 0 | 0 | 22128 |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 |  | 701695 | 14582 | SH |  | SOLE |  | 0 | 0 | 14582 |
| WISDOMTREE TR | JPN SCAP HDG EQT | 97717W521 |  | 676845 | 17382 | SH |  | SOLE |  | 0 | 0 | 17382 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 650689 | 6684 | SH |  | SOLE |  | 0 | 0 | 6684 |
| LAUDER ESTEE COS INC | CL A | 518439104 |  | 639554 | 7052 | SH |  | SOLE |  | 0 | 0 | 7052 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 634020 | 5936 | SH |  | SOLE |  | 0 | 0 | 5936 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 631924 | 2868 | SH |  | SOLE |  | 0 | 0 | 2868 |
| ISHARES TR | U S EQUITY FACTR | 46434V282 |  | 586462 | 8878 | SH |  | SOLE |  | 0 | 0 | 8878 |
| ESAB CORPORATION | COM | 29605J106 |  | 584118 | 5256 | SH |  | SOLE |  | 0 | 0 | 5256 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 575177 | 10347 | SH |  | SOLE |  | 0 | 0 | 10347 |
| INVESCO EXCHANGE TRADED FD T | S MDCP MOMNTUM | 46137V464 |  | 566249 | 4351 | SH |  | SOLE |  | 0 | 0 | 4351 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 564289 | 10712 | SH |  | SOLE |  | 0 | 0 | 10712 |
| ULTA BEAUTY INC | COM | 90384S303 |  | 560486 | 1125 | SH |  | SOLE |  | 0 | 0 | 1125 |
| ISHARES U S ETF TR | BLACKROCK SHORT | 46431W838 |  | 551427 | 10945 | SH |  | SOLE |  | 0 | 0 | 10945 |
| INVESCO EXCHANGE TRADED FD T | S MDCP QUALITY | 46137V472 |  | 542602 | 5384 | SH |  | SOLE |  | 0 | 0 | 5384 |
| KKR  CO INC | COM | 48251W104 |  | 540214 | 3786 | SH |  | SOLE |  | 0 | 0 | 3786 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 525831 | 8504 | SH |  | SOLE |  | 0 | 0 | 8504 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 515970 | 3752 | SH |  | SOLE |  | 0 | 0 | 3752 |
| INVESCO EXCH TRADED FD TR II | S SMLCAP QTY | 46138G300 |  | 452930 | 10896 | SH |  | SOLE |  | 0 | 0 | 10896 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 443020 | 771 | SH |  | SOLE |  | 0 | 0 | 771 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 |  | 438324 | 8805 | SH |  | SOLE |  | 0 | 0 | 8805 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 430746 | 8713 | SH |  | SOLE |  | 0 | 0 | 8713 |
| DIMENSIONAL ETF TRUST | US LARGE CAP VAL | 25434v666 |  | 418721 | 13365 | SH |  | SOLE |  | 0 | 0 | 13365 |
| ISHARES TR | MSCI INTL QUALTY | 46434V456 |  | 414692 | 9760 | SH |  | SOLE |  | 0 | 0 | 9760 |
| VANGUARD INSTL INDEX FD | 0-3 MO TREAS BIL | 922040845 |  | 403007 | 5342 | SH |  | SOLE |  | 0 | 0 | 5342 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 400546 | 7145 | SH |  | SOLE |  | 0 | 0 | 7145 |
| LILLY ELI  CO | COM | 532457108 |  | 388735 | 621 | SH |  | SOLE |  | 0 | 0 | 621 |
| KONTOOR BRANDS INC | COM | 50050N103 |  | 373300 | 5522 | SH |  | SOLE |  | 0 | 0 | 5522 |
| PEPSICO INC | COM | 713448108 |  | 370993 | 2555 | SH |  | SOLE |  | 0 | 0 | 2555 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP E | 25434V773 |  | 323511 | 10569 | SH |  | SOLE |  | 0 | 0 | 10569 |
| LAM RESEARCH CORP | COM NEW | 512807108 |  | 305250 | 3000 | SH |  | SOLE |  | 0 | 0 | 3000 |
| ISHARES TR | MRGSTR MD CP GRW | 464288307 |  | 300523 | 3746 | SH |  | SOLE |  | 0 | 0 | 3746 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 289343 | 1186 | SH |  | SOLE |  | 0 | 0 | 1186 |
| BROOKFIELD CORP | CL A LTD VT SH | 11271J107 |  | 288283 | 4455 | SH |  | SOLE |  | 0 | 0 | 4455 |
| RTX CORPORATION | COM | 75513E101 |  | 281016 | 1815 | SH |  | SOLE |  | 0 | 0 | 1815 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 274141 | 3551 | SH |  | SOLE |  | 0 | 0 | 3551 |
| ISHARES TR | BROAD USD HIGH | 46435U853 |  | 272649 | 7310 | SH |  | SOLE |  | 0 | 0 | 7310 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 270629 | 2915 | SH |  | SOLE |  | 0 | 0 | 2915 |
| ORACLE CORP | COM | 68389X105 |  | 252551 | 1010 | SH |  | SOLE |  | 0 | 0 | 1010 |
| INVESCO EXCH TRADED FD TR II | S 500 MOMNTM | 46138E339 |  | 250823 | 2140 | SH |  | SOLE |  | 0 | 0 | 2140 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS HI | 25434V757 |  | 248281 | 8621 | SH |  | SOLE |  | 0 | 0 | 8621 |
| SYNOPSYS INC | COM | 871607107 |  | 247768 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| SKECHERS U S A INC | CL A | 830566105 |  | 246300 | 3912 | SH |  | SOLE |  | 0 | 0 | 3912 |
| CARMAX INC | COM | 143130102 |  | 239461 | 4357 | SH |  | SOLE |  | 0 | 0 | 4357 |
| AIM ETF PRODUCTS TRUST | US LARCP B20 MAR | 00888H778 |  | 233112 | 7069 | SH |  | SOLE |  | 0 | 0 | 7069 |
| TESLA INC | COM | 88160R101 |  | 232529 | 705 | SH |  | SOLE |  | 0 | 0 | 705 |
| AIM ETF PRODUCTS TRUST | US LRGCP B20 JUN | 00888H737 |  | 232368 | 7205 | SH |  | SOLE |  | 0 | 0 | 7205 |
| KRANESHARES TRUST | CSI CHI INTERNET | 500767306 |  | 230197 | 6425 | SH |  | SOLE |  | 0 | 0 | 6425 |
| ISHARES TR | EXPANDED TECH | 464287515 |  | 218283 | 1991 | SH |  | SOLE |  | 0 | 0 | 1991 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 216785 | 1449 | SH |  | SOLE |  | 0 | 0 | 1449 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 212421 | 3140 | SH |  | SOLE |  | 0 | 0 | 3140 |
| MARKEL GROUP INC | COM | 570535104 |  | 204415 | 107 | SH |  | SOLE |  | 0 | 0 | 107 |
| TOPGOLF CALLAWAY BRANDS CORP | COM | 131193104 |  | 117029 | 13608 | SH |  | SOLE |  | 0 | 0 | 13608 |

---