# EDGAR Filing Document

**Accession Number:** 0000771726
**File Stem:** 0001193125-26-233774
**Filing Date:** 2026-5
**Character Count:** 6153
**Document Hash:** 4466e98e47cb0f8d9d25e251b2fa551c
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-233774.hdr.sgml**: 20260521

**ACCESSION NUMBER**: 0001193125-26-233774

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20260521

**DATE AS OF CHANGE**: 20260521

**EFFECTIVENESS DATE**: 20260521

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SEPARATE ACCOUNT FP
- **CENTRAL INDEX KEY:** 0000771726

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-17671
- **FILM NUMBER:** 261006394

**BUSINESS ADDRESS:**
- **STREET 1:** 1345 AVENUE OF THE AMERICAS
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10105
- **BUSINESS PHONE:** 2126418357

**MAIL ADDRESS:**
- **STREET 1:** 1345 AVENUE OF THE AMERICAS
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10105

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SEPARATE ACCOUNT FP OF EQUITABLE FINANCIAL LIFE INSURANCE CO
- **DATE OF NAME CHANGE:** 20200616

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SEPARATE ACCOUNT FP OF AXA EQUITABLE LIFE INSURANCE CO
- **DATE OF NAME CHANGE:** 20050822

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SEPARATE ACCOUNT FP OF EQUITABLE LIFE ASSUR SOC OF THE US
- **DATE OF NAME CHANGE:** 19970127

## Series and Classes Contracts Data

### SEPARATE ACCOUNT FP (Series ID: S000009064)

---

|  |  |
|:---|:---|
| Class Name    | Class ID   |
| Champion 2000 | C000031983 |

---

## Series and Classes Contracts Data

### SEPARATE ACCOUNT FP (Series ID: S000009064)

| Class ID   | Class Name    | Ticker Symbol   |
|:---|:---|:---|
| C000031983 | Champion 2000 |  |

Equitable Financial Life Insurance Company

Equitable Financial Life Insurance Company of America

**Supplement dated May 21, 2026, to the current variable life prospectuses, initial summary prospectuses, updating summary prospectuses and modernized alternative disclosure annual notice documents for:** 

**•** **VUL Optimizer** <sup>®</sup> **(Series 166)** 

**•** **VUL Optimizer** <sup>®</sup> **(Series 160)** 

**•** **VUL Incentive Life Protect** <sup>®</sup>

**•** **COIL Institutional Series** <sup>®</sup> **(Series 162)** 

**•** **COIL Institutional Series** <sup>®</sup> **(Series 160)** 

**•** **Equitable Advantage<sup>SM</sup>** 

**•** **VUL Survivorship** 

**•** **VUL Legacy** <sup>®</sup>

**•** **IncentiveLife Optimizer** <sup>®</sup> **III** 

**•** **Incentive Life Optimizer** <sup>®</sup> **II** 

**•** **Incentive Life Optimizer** <sup>®</sup>

**•** **IncentiveLife Legacy** <sup>®</sup> **III** 

**•** **Incentive Life Legacy** <sup>®</sup> **II** 

**•** **Incentive Life Legacy** <sup>®</sup>

**•** **Survivorship Incentive Life<sup>SM</sup> Legacy** 

**•** **Incentive Life** <sup>®</sup> **'06** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

**•** **Incentive Life** <sup>®</sup> **'02** 

**•** **Incentive Life** <sup>®</sup> **('99)** 

**•** **Incentive Life Plus** <sup>®</sup>

**•** **Incentive Life** <sup>®</sup> **(Original)** 

**•** **Champion 2000** 

**•** **Incentive Life** <sup>®</sup> **2000** 

**•** **Corporate Owned Incentive Life** <sup>®</sup>

**•** **Incentive Life** <sup>®</sup> **COLI** 

**•** **Incentive Life** <sup>®</sup> **COLI '04** 

**•** **Accumulator** <sup>®</sup> **Life<sup>SM</sup>** 

**•** **Survivorship Incentive Life<sup>SM</sup> '02** 

**•** **Survivorship Incentive Life<sup>SM</sup> '99** 

**•** **IL Protector** <sup>®</sup>

**•** **Survivorship 2000** 

**•** **Paramount Life<sup>SM</sup>** 

This Supplement updates certain information in the Appendix listing available Portfolio Companies in the most recent prospectuses, initial summary prospectuses, updating summary prospectuses and modernized alternative disclosure annual notice documents for variable life policies and in any supplements to those prospectuses, initial summary prospectuses, updating summary prospectuses and modernized alternative disclosure annual notice documents (collectively, the "Prospectuses" or "Prospectus"). You should read this Supplement in conjunction with the Prospectus and retain it for future reference. The terms we use in this Supplement have the same meaning as in the Prospectus. We will send you another copy of any Prospectus or Supplement without charge upon request. Please contact the customer service group referenced in the Prospectus.

This Supplement updates certain information for a Portfolio Company listed in the Appendix in the Prospectuses. As applicable to your policy, please note the following:

**(1) Portfolio Name Change** 

Effective on or about May 1, 2026, the American Funds Insurance Series<sup>®</sup> Global Small Capitalization Fund was renamed to American Funds Insurance Series<sup>®</sup> SMALLCAP World Fund<sup>®</sup>. Accordingly, all references to the Portfolio in the Prospectus are also changed. The former name may continue to be used in certain documents for a period of time after the date of this Supplement.

**(2) Current Expense Update**

**Please note for the following policies ONLY:**

---

| | |
|:---|:---|
| **VUL Incentive Life Protect**<sup>®</sup> | **VUL Optimizer**<sup>®</sup> **(Series 166)** |
| **COIL Institutional Series**<sup>®</sup> **(Series 162)** | **VUL Optimizer**<sup>®</sup> **(Series 160)** |
| **COIL Institutional Series**<sup>®</sup> **(Series 160)** | **VUL Survivorship** |
| **Equitable Advantage<sup>SM</sup>** | **VUL Legacy**<sup>®</sup> |

---

The following hereby amends the current expense in "Appendix: Investment options available under the contract" for the following fund:

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp; **Portfolio Company — Investment Adviser;** ***Sub-Adviser(s), as applicable*** | **Current**<br> **Expenses** |  |  |
| &nbsp;&nbsp;&nbsp; **Portfolio Company — Investment Adviser;** ***Sub-Adviser(s), as applicable*** | **Current**<br> **Expenses** | &nbsp;&nbsp;&nbsp; Lord Abbett Bond Debenture Portfolio (VC) — Lord, Abbett & Co. LLC | 1.05% |

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New Biz/Inforce-498 and MAD Catalog No. 800304 (05/26) <br> #145779