# EDGAR Filing Document

**Accession Number:** 0001966066
**File Stem:** 0001951757-26-000700
**Filing Date:** 2026-4
**Character Count:** 11382
**Document Hash:** 56c25843bc1b79416753120441ab1078
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001951757-26-000700.hdr.sgml**: 20260422

**ACCESSION NUMBER**: 0001951757-26-000700

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260422

**DATE AS OF CHANGE**: 20260422

**EFFECTIVENESS DATE**: 20260422

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** BEACON FINANCIAL PLANNING, INC
- **CENTRAL INDEX KEY:** 0001966066

**ORGANIZATION NAME:**
- **EIN:** 473289125
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23117
- **FILM NUMBER:** 26881893

**BUSINESS ADDRESS:**
- **STREET 1:** 540 MAIN STREET
- **STREET 2:** SUITE 14
- **CITY:** HYANNIS
- **STATE:** MA
- **ZIP:** 02601
- **BUSINESS PHONE:** 508-790-7039

**MAIL ADDRESS:**
- **STREET 1:** 540 MAIN STREET
- **STREET 2:** SUITE 14
- **CITY:** HYANNIS
- **STATE:** MA
- **ZIP:** 02601

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** BEACON FINANCIAL PLANNING INC<br>**Address:** 540 MAIN STREET<br>SUITE 14<br>HYANNIS, MA 02601

**Form 13F File Number:** 028-23117

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Kathleen Kane<br>**Title:** Chief Compliance Officer<br>**Phone:** (508) 790-7039

**Signature, Place, and Date of Signing:**

Kathleen Kane  Hyannis, MA  04-22-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 76

**Form 13F Information Table Value Total:** $258188578

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 243162 | 846 | SH |  | SOLE |  | 0 | 0 | 846 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 492726 | 1718 | SH |  | SOLE |  | 0 | 0 | 1718 |
| AMAZON COM INC | COM | 023135106 |  | 580240 | 2786 | SH |  | SOLE |  | 0 | 0 | 2786 |
| APPLE INC | COM | 037833100 |  | 1787427 | 7043 | SH |  | SOLE |  | 0 | 0 | 7043 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 20650166 | 43093 | SH |  | SOLE |  | 0 | 0 | 43093 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 |  | 5240790 | 90079 | SH |  | SOLE |  | 0 | 0 | 90079 |
| BLACKROCK ETF TRUST | ISHARES A I INNO | 09290C780 |  | 386021 | 11715 | SH |  | SOLE |  | 0 | 0 | 11715 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 |  | 2877927 | 55419 | SH |  | SOLE |  | 0 | 0 | 55419 |
| BROADCOM INC | COM | 11135F101 |  | 374577 | 1210 | SH |  | SOLE |  | 0 | 0 | 1210 |
| BROOKFIELD CORP | CL A LTD VT SH | 11271J107 |  | 350551 | 8662 | SH |  | SOLE |  | 0 | 0 | 8662 |
| DISNEY WALT CO | COM | 254687106 |  | 270414 | 2806 | SH |  | SOLE |  | 0 | 0 | 2806 |
| ECOLAB INC | COM | 278865100 |  | 257156 | 967 | SH |  | SOLE |  | 0 | 0 | 967 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 1688606 | 3663 | SH |  | SOLE |  | 0 | 0 | 3663 |
| INVESCO ACTIVELY MANAGED EXC | TOTAL RETURN | 46090A804 |  | 9730529 | 207784 | SH |  | SOLE |  | 0 | 0 | 207784 |
| INVESCO EXCH TRADED FD TR II | S SMLCAP QTY | 46138G300 |  | 5565011 | 131997 | SH |  | SOLE |  | 0 | 0 | 131997 |
| INVESCO EXCHANGE TRADED FD T | S 500 GARP ETF | 46137V431 |  | 2843251 | 26419 | SH |  | SOLE |  | 0 | 0 | 26419 |
| INVESCO EXCHANGE TRADED FD T | AEROSPACE DEFN | 46137V100 |  | 214140 | 1292 | SH |  | SOLE |  | 0 | 0 | 1292 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 26523006 | 45953 | SH |  | SOLE |  | 0 | 0 | 45953 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 211760 | 2402 | SH |  | SOLE |  | 0 | 0 | 2402 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 6333910 | 33022 | SH |  | SOLE |  | 0 | 0 | 33022 |
| ISHARES TR | ISHARES SEMICDTR | 464287523 |  | 5016373 | 15263 | SH |  | SOLE |  | 0 | 0 | 15263 |
| ISHARES TR | CORE S ETF | 464287200 |  | 35634252 | 54553 | SH |  | SOLE |  | 0 | 0 | 54553 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 15142086 | 224228 | SH |  | SOLE |  | 0 | 0 | 224228 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 699512 | 7202 | SH |  | SOLE |  | 0 | 0 | 7202 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 4157549 | 17324 | SH |  | SOLE |  | 0 | 0 | 17324 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 3727397 | 43022 | SH |  | SOLE |  | 0 | 0 | 43022 |
| ISHARES TR | HIGH YLD SYSTM B | 46435G250 |  | 4904147 | 105420 | SH |  | SOLE |  | 0 | 0 | 105420 |
| ISHARES TR | IBONDS DEC2026 | 46435GAA0 |  | 761849 | 31429 | SH |  | SOLE |  | 0 | 0 | 31429 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 2204058 | 31406 | SH |  | SOLE |  | 0 | 0 | 31406 |
| ISHARES TR | IBONDS 27 ETF | 46435UAA9 |  | 386407 | 15941 | SH |  | SOLE |  | 0 | 0 | 15941 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 1301546 | 11687 | SH |  | SOLE |  | 0 | 0 | 11687 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 275545 | 646 | SH |  | SOLE |  | 0 | 0 | 646 |
| ISHARES TR | IBONDS 2026 TERM | 46436E528 |  | 878332 | 38272 | SH |  | SOLE |  | 0 | 0 | 38272 |
| ISHARES TR | IBONDS 26 TRM TS | 46436E858 |  | 653589 | 28522 | SH |  | SOLE |  | 0 | 0 | 28522 |
| ISHARES TR | IBDS DEC28 ETF | 46435U515 |  | 422066 | 16663 | SH |  | SOLE |  | 0 | 0 | 16663 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 360593 | 1708 | SH |  | SOLE |  | 0 | 0 | 1708 |
| ISHARES TR | IBONDS 27 TRM TS | 46436E841 |  | 492983 | 21979 | SH |  | SOLE |  | 0 | 0 | 21979 |
| ISHARES TR | IBONDS DEC 29 | 46436E205 |  | 318810 | 13706 | SH |  | SOLE |  | 0 | 0 | 13706 |
| ISHARES TR | IBONDS 29 TRM TS | 46436E825 |  | 209007 | 9569 | SH |  | SOLE |  | 0 | 0 | 9569 |
| ISHARES TR | IBONDS DEC 2031 | 46436E486 |  | 258945 | 12372 | SH |  | SOLE |  | 0 | 0 | 12372 |
| ISHARES TR | IBONDS 28 TRM TS | 46436E833 |  | 400414 | 17969 | SH |  | SOLE |  | 0 | 0 | 17969 |
| ISHARES TR | IBONDS 2027 TERM | 46436E478 |  | 202895 | 9168 | SH |  | SOLE |  | 0 | 0 | 9168 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 546380 | 5714 | SH |  | SOLE |  | 0 | 0 | 5714 |
| J P MORGAN EXCHANGE TRADED F | NASDAQ EQT PREM | 46654Q203 |  | 2486032 | 44777 | SH |  | SOLE |  | 0 | 0 | 44777 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 420016 | 7410 | SH |  | SOLE |  | 0 | 0 | 7410 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1151458 | 4711 | SH |  | SOLE |  | 0 | 0 | 4711 |
| MARKEL GROUP INC | COM | 570535104 |  | 269884 | 141 | SH |  | SOLE |  | 0 | 0 | 141 |
| MICROSOFT CORP | COM | 594918104 |  | 559917 | 1513 | SH |  | SOLE |  | 0 | 0 | 1513 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 2787541 | 15984 | SH |  | SOLE |  | 0 | 0 | 15984 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 297387 | 2033 | SH |  | SOLE |  | 0 | 0 | 2033 |
| PIMCO ETF TR | ACTIVE BD ETF | 72201R775 |  | 1155876 | 12526 | SH |  | SOLE |  | 0 | 0 | 12526 |
| PIMCO ETF TR | MULTISECTOR BD | 72201R585 |  | 2241306 | 85546 | SH |  | SOLE |  | 0 | 0 | 85546 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 498665 | 4958 | SH |  | SOLE |  | 0 | 0 | 4958 |
| PROFESIONALLY MANAGED PORTFO | AKRE FOCUS ETF | 74316P579 |  | 5418023 | 102517 | SH |  | SOLE |  | 0 | 0 | 102517 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 |  | 20244173 | 413737 | SH |  | SOLE |  | 0 | 0 | 413737 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 8581137 | 279698 | SH |  | SOLE |  | 0 | 0 | 279698 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 1098682 | 39450 | SH |  | SOLE |  | 0 | 0 | 39450 |
| TESLA INC | COM | 88160R101 |  | 6626816 | 17826 | SH |  | SOLE |  | 0 | 0 | 17826 |
| TJX COS INC NEW | COM | 872540109 |  | 224150 | 1404 | SH |  | SOLE |  | 0 | 0 | 1404 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 |  | 837982 | 2186 | SH |  | SOLE |  | 0 | 0 | 2186 |
| VANECK ETF TRUST | URANIUM AND NUCL | 92189F601 |  | 376635 | 2828 | SH |  | SOLE |  | 0 | 0 | 2828 |
| VANGUARD ADMIRAL FDS INC | 500 VAL IDX FD | 921932703 |  | 3503008 | 17189 | SH |  | SOLE |  | 0 | 0 | 17189 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 9191134 | 35091 | SH |  | SOLE |  | 0 | 0 | 35091 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 1088709 | 4230 | SH |  | SOLE |  | 0 | 0 | 4230 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 1181860 | 1978 | SH |  | SOLE |  | 0 | 0 | 1978 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 677838 | 1552 | SH |  | SOLE |  | 0 | 0 | 1552 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 248744 | 1145 | SH |  | SOLE |  | 0 | 0 | 1145 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 |  | 1335781 | 12178 | SH |  | SOLE |  | 0 | 0 | 12178 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 572594 | 2662 | SH |  | SOLE |  | 0 | 0 | 2662 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 371233 | 4814 | SH |  | SOLE |  | 0 | 0 | 4814 |
| VANGUARD WELLINGTON FD | US QUALITY | 921935706 |  | 4192206 | 28092 | SH |  | SOLE |  | 0 | 0 | 28092 |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 |  | 4087445 | 46207 | SH |  | SOLE |  | 0 | 0 | 46207 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 1375423 | 12251 | SH |  | SOLE |  | 0 | 0 | 12251 |
| VANGUARD WORLD FD | COMM SRVC ETF | 92204A884 |  | 235590 | 1310 | SH |  | SOLE |  | 0 | 0 | 1310 |
| VERTIV HOLDINGS CO | COM CL A | 92537N108 |  | 846368 | 3378 | SH |  | SOLE |  | 0 | 0 | 3378 |
| WELLTOWER INC | COM | 95040Q104 |  | 8428860 | 42632 | SH |  | SOLE |  | 0 | 0 | 42632 |

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