# EDGAR Filing Document

**Accession Number:** 0001898131
**File Stem:** 0001898131-25-000005
**Filing Date:** 2025-11
**Character Count:** 18290
**Document Hash:** f0b4ef5eb4ad2ed350ec6c87b634446f
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001898131-25-000005.hdr.sgml**: 20251114

**ACCESSION NUMBER**: 0001898131-25-000005

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251114

**DATE AS OF CHANGE**: 20251113

**EFFECTIVENESS DATE**: 20251114

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Wayfinding Financial, LLC
- **CENTRAL INDEX KEY:** 0001898131

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** WA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21523
- **FILM NUMBER:** 251480743

**BUSINESS ADDRESS:**
- **STREET 1:** 19020 33RD AVE WEST, SUITE 390
- **CITY:** LYNNWOOD
- **STATE:** WA
- **ZIP:** 98036
- **BUSINESS PHONE:** 4253610707

**MAIL ADDRESS:**
- **STREET 1:** 19020 33RD AVE WEST, SUITE 390
- **CITY:** LYNNWOOD
- **STATE:** WA
- **ZIP:** 98036

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Wayfinding Financial LLC<br>**Address:** 19020 33RD AVE WEST SUITE 390<br>LYNNWOOD, WA 98036

**Form 13F File Number:** 028-21523

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Rod Ehrlich<br>**Title:** Consultant<br>**Phone:** 4253727517

**Signature, Place, and Date of Signing:**

Rod Ehrlich  Boise, ID  11-13-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 150

**Form 13F Information Table Value Total:** $232270

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| FORD MTR CO COM | COM | 345370860 |  | 123 | 10329 | SH |  | SOLE |  | 0 | 0 | 10329 |
| AMERICAN EXPRESS CO COM | COM | 025816109 |  | 201 | 608 | SH |  | SOLE |  | 0 | 0 | 608 |
| BANK NEW YORK MELLON CORP COM | COM | 064058100 |  | 209 | 1920 | SH |  | SOLE |  | 0 | 0 | 1920 |
| MEDTRONIC PLC SHS | COM | G5960L103 |  | 210 | 2191 | SH |  | SOLE |  | 0 | 0 | 2191 |
| LENNAR CORP CL A | COM | 526057104 |  | 212 | 1682 | SH |  | SOLE |  | 0 | 0 | 1682 |
| LOWES COS INC COM | COM | 548661107 |  | 218 | 871 | SH |  | SOLE |  | 0 | 0 | 871 |
| PULTE GROUP INC COM | COM | 745867101 |  | 218 | 1648 | SH |  | SOLE |  | 0 | 0 | 1648 |
| TRAVELERS COMPANIES INC COM | COM | 89417E109 |  | 219 | 787 | SH |  | SOLE |  | 0 | 0 | 787 |
| ISHARES RUSSELL 3000 ETF | COM | 464287689 |  | 221 | 584 | SH |  | SOLE |  | 0 | 0 | 584 |
| TE CONNECTIVITY PLC ORD SHS | COM | G87052109 |  | 221 | 1010 | SH |  | SOLE |  | 0 | 0 | 1010 |
| BROADRIDGE FINL SOLUTIONS INC COM | COM | 11133T103 |  | 224 | 937 | SH |  | SOLE |  | 0 | 0 | 937 |
| EOG RES INC COM | COM | 26875P101 |  | 225 | 2011 | SH |  | SOLE |  | 0 | 0 | 2011 |
| PALO ALTO NETWORKS INC COM | COM | 697435105 |  | 226 | 1109 | SH |  | SOLE |  | 0 | 0 | 1109 |
| SPDR S 500 ETF TRUST | COM | 78462F103 |  | 227 | 341 | SH |  | SOLE |  | 0 | 0 | 341 |
| CONOCOPHILLIPS COM | COM | 20825C104 |  | 233 | 2469 | SH |  | SOLE |  | 0 | 0 | 2469 |
| NOVARTIS AG SPONSORED ADR | COM | 66987V109 |  | 233 | 1822 | SH |  | SOLE |  | 0 | 0 | 1822 |
| AFLAC INC COM | COM | 001055102 |  | 234 | 2099 | SH |  | SOLE |  | 0 | 0 | 2099 |
| DEERE  CO COM | COM | 244199105 |  | 235 | 514 | SH |  | SOLE |  | 0 | 0 | 514 |
| HONEYWELL INTL INC COM | COM | 438516106 |  | 237 | 1127 | SH |  | SOLE |  | 0 | 0 | 1127 |
| AMERICAN ELEC PWR CO INC COM | COM | 025537101 |  | 239 | 2131 | SH |  | SOLE |  | 0 | 0 | 2131 |
| PPL CORP COM | COM | 69351T106 |  | 239 | 6387 | SH |  | SOLE |  | 0 | 0 | 6387 |
| STATE STREET SPDR ICE PREFERRED SECURITIES ETF | COM | 78464A292 |  | 239 | 7244 | SH |  | SOLE |  | 0 | 0 | 7244 |
| M  T BK CORP COM | COM | 55261F104 |  | 241 | 1222 | SH |  | SOLE |  | 0 | 0 | 1222 |
| NUCOR CORP COM | COM | 670346105 |  | 241 | 1777 | SH |  | SOLE |  | 0 | 0 | 1777 |
| US BANCORP DEL COM NEW | COM | 902973304 |  | 241 | 4953 | SH |  | SOLE |  | 0 | 0 | 4953 |
| AT INC COM | COM | 00206R102 |  | 242 | 8572 | SH |  | SOLE |  | 0 | 0 | 8572 |
| PARKER-HANNIFIN CORP COM | COM | 701094104 |  | 243 | 321 | SH |  | SOLE |  | 0 | 0 | 321 |
| MOODYS CORP COM | COM | 615369105 |  | 244 | 512 | SH |  | SOLE |  | 0 | 0 | 512 |
| CHUBB LIMITED COM | COM | H1467J104 |  | 246 | 869 | SH |  | SOLE |  | 0 | 0 | 869 |
| AMGEN INC COM | COM | 031162100 |  | 248 | 879 | SH |  | SOLE |  | 0 | 0 | 879 |
| S GLOBAL INC COM | COM | 78409V104 |  | 249 | 512 | SH |  | SOLE |  | 0 | 0 | 512 |
| AMPHENOL CORP NEW CL A | COM | 032095101 |  | 252 | 2038 | SH |  | SOLE |  | 0 | 0 | 2038 |
| CELESTICA INC COM | COM | 15101Q207 |  | 253 | 1030 | SH |  | SOLE |  | 0 | 0 | 1030 |
| WASTE MGMT INC DEL COM | COM | 94106L109 |  | 263 | 1191 | SH |  | SOLE |  | 0 | 0 | 1191 |
| SCHWAB U.S. LARGE-CAP GROWTH ETF | COM | 808524300 |  | 268 | 8408 | SH |  | SOLE |  | 0 | 0 | 8408 |
| GALLAGHER ARTHUR J  CO COM | COM | 363576109 |  | 273 | 884 | SH |  | SOLE |  | 0 | 0 | 884 |
| LAM RESEARCH CORP COM NEW | COM | 512807306 |  | 276 | 2060 | SH |  | SOLE |  | 0 | 0 | 2060 |
| CAPITAL GROUP INTERNATIONAL EQUITY ETF | COM | 14021M107 |  | 277 | 8230 | SH |  | SOLE |  | 0 | 0 | 8230 |
| MCKESSON CORP COM | COM | 58155Q103 |  | 279 | 362 | SH |  | SOLE |  | 0 | 0 | 362 |
| BLACKROCK INC COM | COM | 09290D101 |  | 283 | 243 | SH |  | SOLE |  | 0 | 0 | 243 |
| RTX CORPORATION COM | COM | 75513E101 |  | 284 | 1703 | SH |  | SOLE |  | 0 | 0 | 1703 |
| METLIFE INC COM | COM | 59156R108 |  | 286 | 3474 | SH |  | SOLE |  | 0 | 0 | 3474 |
| PEPSICO INC COM | COM | 713448108 |  | 288 | 2055 | SH |  | SOLE |  | 0 | 0 | 2055 |
| JPMORGAN BETABUILDERS USD HIGH YIELD CORPORATE BOND ETF | COM | 46641Q878 |  | 293 | 6253 | SH |  | SOLE |  | 0 | 0 | 6253 |
| CAPITAL GROUP MUNICIPAL HIGH-INCOME ETF | COM | 14020Y805 |  | 295 | 11691 | SH |  | SOLE |  | 0 | 0 | 11691 |
| NORFOLK SOUTHN CORP COM | COM | 655844108 |  | 302 | 1007 | SH |  | SOLE |  | 0 | 0 | 1007 |
| KINDER MORGAN INC DEL COM | COM | 49456B101 |  | 303 | 10735 | SH |  | SOLE |  | 0 | 0 | 10735 |
| GILEAD SCIENCES INC COM | COM | 375558103 |  | 304 | 2739 | SH |  | SOLE |  | 0 | 0 | 2739 |
| MASTERCARD INCORPORATED CL A | COM | 57636Q104 |  | 306 | 539 | SH |  | SOLE |  | 0 | 0 | 539 |
| DELL TECHNOLOGIES INC CL C | COM | 24703L202 |  | 307 | 2166 | SH |  | SOLE |  | 0 | 0 | 2166 |
| INVESCO QQQ TRUST SERIES I | COM | 46090E103 |  | 309 | 515 | SH |  | SOLE |  | 0 | 0 | 515 |
| CARDINAL HEALTH INC COM | COM | 14149Y108 |  | 311 | 1986 | SH |  | SOLE |  | 0 | 0 | 1986 |
| TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS | COM | 874039100 |  | 314 | 1124 | SH |  | SOLE |  | 0 | 0 | 1124 |
| VANGUARD DIVIDEND APPRECIATION ETF | COM | 921908844 |  | 317 | 1465 | SH |  | SOLE |  | 0 | 0 | 1465 |
| PHILIP MORRIS INTL INC COM | COM | 718172109 |  | 321 | 1980 | SH |  | SOLE |  | 0 | 0 | 1980 |
| SCHWAB CHARLES CORP COM | COM | 808513105 |  | 327 | 3430 | SH |  | SOLE |  | 0 | 0 | 3430 |
| JPMORGAN INTERNATIONAL GROWTH ETF | COM | 46641Q324 |  | 329 | 4379 | SH |  | SOLE |  | 0 | 0 | 4379 |
| SOUTHERN CO COM | COM | 842587107 |  | 331 | 3495 | SH |  | SOLE |  | 0 | 0 | 3495 |
| MARVELL TECHNOLOGY INC COM | COM | 573874104 |  | 350 | 4164 | SH |  | SOLE |  | 0 | 0 | 4164 |
| EMCOR GROUP INC COM | COM | 29084Q100 |  | 354 | 546 | SH |  | SOLE |  | 0 | 0 | 546 |
| VANGUARD TAX-EXEMPT BOND ETF | COM | 922907746 |  | 354 | 7076 | SH |  | SOLE |  | 0 | 0 | 7076 |
| HARTFORD INSURANCE GROUP INC COM | COM | 416515104 |  | 357 | 2666 | SH |  | SOLE |  | 0 | 0 | 2666 |
| QUALCOMM INC COM | COM | 747525103 |  | 361 | 2173 | SH |  | SOLE |  | 0 | 0 | 2173 |
| GE AEROSPACE COM NEW | COM | 369604301 |  | 377 | 1253 | SH |  | SOLE |  | 0 | 0 | 1253 |
| PNC FINL SVCS GROUP INC COM | COM | 693475105 |  | 378 | 1882 | SH |  | SOLE |  | 0 | 0 | 1882 |
| VERIZON COMMUNICATIONS INC COM | COM | 92343V104 |  | 397 | 9040 | SH |  | SOLE |  | 0 | 0 | 9040 |
| VANGUARD MID-CAP ETF | COM | 922908629 |  | 398 | 1352 | SH |  | SOLE |  | 0 | 0 | 1352 |
| ORACLE CORP COM | COM | 68389X105 |  | 407 | 1448 | SH |  | SOLE |  | 0 | 0 | 1448 |
| CITIGROUP INC COM NEW | COM | 172967424 |  | 411 | 4052 | SH |  | SOLE |  | 0 | 0 | 4052 |
| ALTRIA GROUP INC COM | COM | 02209S103 |  | 419 | 6245 | SH |  | SOLE |  | 0 | 0 | 6245 |
| SALESFORCE INC COM | COM | 79466L302 |  | 422 | 1780 | SH |  | SOLE |  | 0 | 0 | 1780 |
| ISHARES 10-20 YEAR TREASURY BOND ETF | COM | 464288653 |  | 441 | 4287 | SH |  | SOLE |  | 0 | 0 | 4287 |
| VANGUARD TOTAL BOND MARKET ETF | COM | 921937835 |  | 445 | 5995 | SH |  | SOLE |  | 0 | 0 | 5995 |
| CINTAS CORP COM | COM | 172908105 |  | 448 | 2186 | SH |  | SOLE |  | 0 | 0 | 2186 |
| LOCKHEED MARTIN CORP COM | COM | 539830109 |  | 454 | 911 | SH |  | SOLE |  | 0 | 0 | 911 |
| STATE STREET SPDR PORTFOLIO S 500 ETF | COM | 78464A854 |  | 507 | 6477 | SH |  | SOLE |  | 0 | 0 | 6477 |
| JPMORGAN ACTIVEBUILDERS EMERGING MARKETS EQUITY ETF | COM | 46641Q266 |  | 519 | 10924 | SH |  | SOLE |  | 0 | 0 | 10924 |
| WELLS FARGO CO NEW COM | COM | 949746101 |  | 529 | 6317 | SH |  | SOLE |  | 0 | 0 | 6317 |
| COCA COLA CO COM | COM | 191216100 |  | 540 | 8090 | SH |  | SOLE |  | 0 | 0 | 8090 |
| VANGUARD S 500 ETF | COM | 922908363 |  | 546 | 890 | SH |  | SOLE |  | 0 | 0 | 890 |
| VANGUARD TOTAL STOCK MARKET ETF | COM | 922908769 |  | 565 | 1719 | SH |  | SOLE |  | 0 | 0 | 1719 |
| ADVANCED MICRO DEVICES INC COM | COM | 007903107 |  | 566 | 3499 | SH |  | SOLE |  | 0 | 0 | 3499 |
| ISHARES CORE MSCI EMERGING MARKETS ETF | COM | 46434G103 |  | 576 | 8745 | SH |  | SOLE |  | 0 | 0 | 8745 |
| VISA INC COM CL A | COM | 92826C839 |  | 584 | 1711 | SH |  | SOLE |  | 0 | 0 | 1711 |
| ISHARES RUSSELL 1000 GROWTH ETF | COM | 464287614 |  | 586 | 1253 | SH |  | SOLE |  | 0 | 0 | 1253 |
| ALPHABET INC CAP STK CL C | COM | 02079K107 |  | 603 | 2479 | SH |  | SOLE |  | 0 | 0 | 2479 |
| CHEVRON CORP NEW COM | COM | 166764100 |  | 613 | 3951 | SH |  | SOLE |  | 0 | 0 | 3951 |
| JPMORGAN INCOME ETF | COM | 46641Q159 |  | 617 | 13297 | SH |  | SOLE |  | 0 | 0 | 13297 |
| EXXON MOBIL CORP COM | COM | 30231G102 |  | 637 | 5651 | SH |  | SOLE |  | 0 | 0 | 5651 |
| TESLA INC COM | COM | 88160R101 |  | 648 | 1458 | SH |  | SOLE |  | 0 | 0 | 1458 |
| NEXTERA ENERGY INC COM | COM | 65339F101 |  | 659 | 8733 | SH |  | SOLE |  | 0 | 0 | 8733 |
| ZACKS FOCUS GROWTH ETF | COM | 98888G808 |  | 728 | 24850 | SH |  | SOLE |  | 0 | 0 | 24850 |
| INTERNATIONAL BUSINESS MACHS COM | COM | 459200101 |  | 742 | 2631 | SH |  | SOLE |  | 0 | 0 | 2631 |
| ABBOTT LABS COM | COM | 002824100 |  | 756 | 5645 | SH |  | SOLE |  | 0 | 0 | 5645 |
| ELI LILLY  CO COM | COM | 532457108 |  | 763 | 1001 | SH |  | SOLE |  | 0 | 0 | 1001 |
| MCDONALDS CORP COM | COM | 580135101 |  | 773 | 2545 | SH |  | SOLE |  | 0 | 0 | 2545 |
| CISCO SYS INC COM | COM | 17275R102 |  | 784 | 11460 | SH |  | SOLE |  | 0 | 0 | 11460 |
| AUTOMATIC DATA PROCESSING INC COM | COM | 053015103 |  | 840 | 2849 | SH |  | SOLE |  | 0 | 0 | 2849 |
| EMERSON ELEC CO COM | COM | 291011104 |  | 846 | 6453 | SH |  | SOLE |  | 0 | 0 | 6453 |
| 3M CO COM | COM | 88579Y101 |  | 862 | 5555 | SH |  | SOLE |  | 0 | 0 | 5555 |
| HOME DEPOT INC COM | COM | 437076102 |  | 902 | 2227 | SH |  | SOLE |  | 0 | 0 | 2227 |
| NETFLIX INC COM | COM | 64110L106 |  | 903 | 754 | SH |  | SOLE |  | 0 | 0 | 754 |
| WALMART INC COM | COM | 931142103 |  | 907 | 8810 | SH |  | SOLE |  | 0 | 0 | 8810 |
| ALPHABET INC CAP STK CL A | COM | 02079K305 |  | 1090 | 4487 | SH |  | SOLE |  | 0 | 0 | 4487 |
| CATERPILLAR INC COM | COM | 149123101 |  | 1092 | 2290 | SH |  | SOLE |  | 0 | 0 | 2290 |
| FISERV INC COM | COM | 337738108 |  | 1105 | 8574 | SH |  | SOLE |  | 0 | 0 | 8574 |
| PROCTER AND GAMBLE CO COM | COM | 742718109 |  | 1106 | 7203 | SH |  | SOLE |  | 0 | 0 | 7203 |
| BROADCOM INC COM | COM | 11135F101 |  | 1127 | 3419 | SH |  | SOLE |  | 0 | 0 | 3419 |
| JPMORGAN ACTIVE VALUE ETF | COM | 46641Q167 |  | 1175 | 17046 | SH |  | SOLE |  | 0 | 0 | 17046 |
| JOHNSON  JOHNSON COM | COM | 478160104 |  | 1188 | 6410 | SH |  | SOLE |  | 0 | 0 | 6410 |
| BANK AMERICA CORP COM | COM | 060505104 |  | 1201 | 23284 | SH |  | SOLE |  | 0 | 0 | 23284 |
| BERKSHIRE HATHAWAY INC DEL CL B NEW | COM | 084670702 |  | 1226 | 2440 | SH |  | SOLE |  | 0 | 0 | 2440 |
| JPMORGAN GLOBAL SELECT EQUITY ETF GLOBAL SELECT EQUITY ETF | COM | 46654Q740 |  | 1251 | 18473 | SH |  | SOLE |  | 0 | 0 | 18473 |
| ABBVIE INC COM | COM | 00287Y109 |  | 1344 | 5806 | SH |  | SOLE |  | 0 | 0 | 5806 |
| PACCAR INC COM | COM | 693718108 |  | 1365 | 13893 | SH |  | SOLE |  | 0 | 0 | 13893 |
| BOEING CO COM | COM | 097023105 |  | 1405 | 6513 | SH |  | SOLE |  | 0 | 0 | 6513 |
| JPMORGAN CORE PLUS BOND ETF | COM | 46641Q670 |  | 1413 | 29724 | SH |  | SOLE |  | 0 | 0 | 29724 |
| JPMORGAN CHASE  CO. COM | COM | 46625H100 |  | 1417 | 4495 | SH |  | SOLE |  | 0 | 0 | 4495 |
| JPMORGAN ACTIVE GROWTH ETF | COM | 46654Q609 |  | 1482 | 15810 | SH |  | SOLE |  | 0 | 0 | 15810 |
| VANGUARD SHORT DURATION TAX-EXEMPT BOND ETF | COM | 922907696 |  | 1540 | 20088 | SH |  | SOLE |  | 0 | 0 | 20088 |
| JPMORGAN INTERNATIONAL RESEARCH ENHANCED EQUITY ETF | COM | 46641Q134 |  | 1797 | 24448 | SH |  | SOLE |  | 0 | 0 | 24448 |
| STARBUCKS CORP COM | COM | 855244109 |  | 1939 | 22927 | SH |  | SOLE |  | 0 | 0 | 22927 |
| META PLATFORMS INC CL A | COM | 30303M102 |  | 1962 | 2671 | SH |  | SOLE |  | 0 | 0 | 2671 |
| FRANKLIN DYNAMIC MUNICIPAL BOND ETF | COM | 35473P868 |  | 2003 | 80898 | SH |  | SOLE |  | 0 | 0 | 80898 |
| AMAZON COM INC COM | COM | 023135106 |  | 2130 | 9702 | SH |  | SOLE |  | 0 | 0 | 9702 |
| WISDOMTREE ENHANCED COMMODITY STGY FD | COM | 97717Y683 |  | 2349 | 109846 | SH |  | SOLE |  | 0 | 0 | 109846 |
| PARAMETRIC EQUITY PREMIUM INCOME ETF | COM | 61774R866 |  | 2571 | 98053 | SH |  | SOLE |  | 0 | 0 | 98053 |
| UTILITIES SELECT SECTOR SPDR FUND | COM | 81369Y886 |  | 2827 | 32416 | SH |  | SOLE |  | 0 | 0 | 32416 |
| VANECK CLO ETF | COM | 92189H748 |  | 2910 | 54820 | SH |  | SOLE |  | 0 | 0 | 54820 |
| CAPITAL GROUP U.S. MULTI-SECTOR INCOME ETF | COM | 14020Y300 |  | 2931 | 105633 | SH |  | SOLE |  | 0 | 0 | 105633 |
| FIRST TRUST INSTITUTIONAL PREFERRED SECURITIES  INCOME ETF | COM | 33739P855 |  | 3062 | 158332 | SH |  | SOLE |  | 0 | 0 | 158332 |
| ISHARES NATIONAL MUNI BOND ETF | COM | 464288414 |  | 3063 | 28769 | SH |  | SOLE |  | 0 | 0 | 28769 |
| FIDELITY EMERGING MARKETS MULTIFACTOR ETF | COM | 316092543 |  | 3211 | 106781 | SH |  | SOLE |  | 0 | 0 | 106781 |
| VANGUARD CORE TAX-EXEMPT BOND ETF | COM | 922907712 |  | 3561 | 47331 | SH |  | SOLE |  | 0 | 0 | 47331 |
| CAPITAL GROUP GROWTH ETF | COM | 14020G101 |  | 3709 | 84470 | SH |  | SOLE |  | 0 | 0 | 84470 |
| COSTCO WHSL CORP NEW COM | COM | 22160K105 |  | 3909 | 4223 | SH |  | SOLE |  | 0 | 0 | 4223 |
| PARAMETRIC HEDGED EQUITY ETF | COM | 61774R874 |  | 4275 | 133537 | SH |  | SOLE |  | 0 | 0 | 133537 |
| JPMORGAN INTERNATIONAL VALUE ETF | COM | 46654Q757 |  | 5258 | 69739 | SH |  | SOLE |  | 0 | 0 | 69739 |
| ZACKS EARNINGS CONSISTENT PORTFOLIO ETF | COM | 98888G105 |  | 5391 | 160372 | SH |  | SOLE |  | 0 | 0 | 160372 |
| ZACKS SMALL/MID CAP ETF | COM | 98888G204 |  | 5567 | 149067 | SH |  | SOLE |  | 0 | 0 | 149067 |
| VANGUARD TOTAL INTERNATIONAL STOCK ETF | COM | 921909768 |  | 5757 | 78381 | SH |  | SOLE |  | 0 | 0 | 78381 |
| JPMORGAN BETABUILDERS U.S. EQUITY ETF | COM | 46641Q399 |  | 6001 | 49737 | SH |  | SOLE |  | 0 | 0 | 49737 |
| FIDELITY HIGH DIVIDEND ETF | COM | 316092840 |  | 6764 | 121431 | SH |  | SOLE |  | 0 | 0 | 121431 |
| ISHARES CORE U.S. AGGREGATE BOND ETF | COM | 464287226 |  | 8396 | 83750 | SH |  | SOLE |  | 0 | 0 | 83750 |
| STATE STREET SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF | COM | 78464A375 |  | 9187 | 271091 | SH |  | SOLE |  | 0 | 0 | 271091 |
| APPLE INC COM | COM | 037833100 |  | 9267 | 36395 | SH |  | SOLE |  | 0 | 0 | 36395 |
| ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF | COM | 464287242 |  | 9884 | 88669 | SH |  | SOLE |  | 0 | 0 | 88669 |
| ISHARES CORE S 500 ETF | COM | 464287200 |  | 11558 | 17270 | SH |  | SOLE |  | 0 | 0 | 17270 |
| NVIDIA CORPORATION COM | COM | 67066G104 |  | 13568 | 72717 | SH |  | SOLE |  | 0 | 0 | 72717 |
| MICROSOFT CORP COM | COM | 594918104 |  | 25073 | 48409 | SH |  | SOLE |  | 0 | 0 | 48409 |

---