# EDGAR Filing Document

**Accession Number:** 0002077808
**File Stem:** 0002077808-26-000031
**Filing Date:** 2026-4
**Character Count:** 17475
**Document Hash:** 26875f8572f451418fb36e02b06990f4
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002077808-26-000031.hdr.sgml**: 20260402

**ACCESSION NUMBER**: 0002077808-26-000031

**CONFORMED SUBMISSION TYPE**: 485BXT

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20260402

**DATE AS OF CHANGE**: 20260402

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Pruco Life Insurance Co of New Jersey (RILA/MVA)
- **CENTRAL INDEX KEY:** 0002077808

**ORGANIZATION NAME:**
- **EIN:** 222426091
- **STATE OF INCORPORATION:** NJ
- **FISCAL YEAR END:** 1231
- **LEGAL ENTITY IDENTIFIER:** DBR6MGIKH8V5B3EO0X56

**FILING VALUES:**
- **FORM TYPE:** 485BXT
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-288815
- **FILM NUMBER:** 26832600

**BUSINESS ADDRESS:**
- **STREET 1:** 213 WASHINGTON STREET
- **CITY:** NEWARK
- **STATE:** NJ
- **ZIP:** 07102
- **BUSINESS PHONE:** (973) 802-7333

**MAIL ADDRESS:**
- **STREET 1:** 213 WASHINGTON STREET
- **CITY:** NEWARK
- **STATE:** NJ
- **ZIP:** 07102

## Series and Classes Contracts Data

### Pruco Life Insurance Co of New Jersey (RILA/MVA) (Series ID: S000095708)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000264451 | Prudential FlexGuard New York |  |

Filed with the Securities and Exchange Commission on April 2, 2026

REGISTRATION NO. 333-288815 <br>

**UNITED STATES**<br>**SECURITIES AND EXCHANGE COMMISSION**<br>**WASHINGTON, D.C. 20549**

**FORM N-4**

REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933

POST-EFFECTIVE AMENDMENT NO. 2

**PRUCO LIFE INSURANCE COMPANY OF NEW JERSEY**<br>(Name of Insurance Company)<br>213 WASHINGTON STREET

NEWARK, NEW JERSEY 07102-2992

(Address of Insurance Company's principal executive offices)

(973) 802-7333<br>(Insurance Company's Telephone Number, including Area Code)

AMY M. WOLTMAN<br>PRUCO LIFE INSURANCE COMPANY OF NEW JERSEY<br>213 WASHINGTON STREET<br>NEWARK, NEW JERSEY 07102 <br>(Name and address of agent for service)

COPIES TO:<br>RICHARD H. KIRK<br>VICE PRESIDENT<br>PRUCO LIFE INSURANCE COMPANY OF NEW JERSEY<br>ONE CORPORATE DRIVE<br>SHELTON, CONNECTICUT 06484<br>(203) 925-3707

Approximate Date of Proposed Public Offering: Continuously on and after the effective date of this Registration Statement

**It is proposed that this filing become effective: (check appropriate box)**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;□ immediately upon filing pursuant to paragraph (b) of Rule 485

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;⊠ on <u>April 30, 2026</u> pursuant to paragraph (b) of Rule 485

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;□ 60 days after filing pursuant to paragraph (a)(i) of Rule 485

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;□ on ______ pursuant to paragraph (a)(i) of Rule 485

**If appropriate, check the following box:**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;⊠ This post-effective amendment designates a new effective date for a previously filed post-effective amendment.

------

**Check each box that appropriately characterizes the Registrant:**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;□ New Registrant (as applicable, a Registered Separate Account or Insurance Company that has not filed a Securities Act registration statement or amendment thereto within 3 years preceding this filing)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;□ Emerging Growth Company (as defined by Rule 12b-2 under the Securities Exchange Act of 1934 ("Exchange Act"))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;□ If an Emerging Growth Company, indicate by check mark if the Registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 7(a)(2)(B) of Securities Act

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;□ Insurance Company relying on Rule 12h-7 under the Exchange Act

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;□ Smaller reporting company (as defined by Rule 12b-2 under the Exchange Act)

------

#### EXPLANATORY NOTE
This Post-Eﬀective Amendment No. 2 to the Registration Statement on Form N-4, File No. 333-288815, is being ﬁled pursuant to paragraph (b)(1)(iii) of Rule 485 under the Securities Act of 1933, as amended (the "1933 Act") for the sole purpose of delaying, until April 30, 2026, the eﬀectiveness of Post-Eﬀective Amendment No. 1, which was ﬁled on January 13, 2026 (accession no. 0002077808-26-000006) pursuant to paragraph (a)(1) of Rule 485 under the 1933 Act. In addition, we are including a revised Power of Attorney exhibit. We have received Staﬀ comments related to Post-Eﬀective Amendment No. 1 and responded to comments in Correspondence ﬁlings on March 10, 2026 and March 27, 2026 (accession nos. 0002077808-26-000016 and 0002077808-26-000024, respectively). We are awaiting any further Staﬀ comments, and we will make a ﬁling pursuant to Rule 485 at a future date that incorporates our responses to the comments and any required missing information or items. The Prospectus and Statement of Additional Information that were ﬁled as part of Post-Eﬀective Amendment No. 1 are hereby incorporated by reference. Other than as set forth herein, this Post-Eﬀective Amendment No. 2 does not amend or delete any other part of this Registration Statement.

------

PART C

333-267234; 333-288815

OTHER INFORMATION

ITEM 27. EXHIBITS:

(p) [Powers of Attorney: Reshma V. Abraham, Markus Coombs, Alan M. Finkelstein, Scott E. Gaul, Bradley O. Harris, and Salene Hitchcock-Gear. Filed Herewith.](f_comboplnjpoamarch2026.htm)

SIGNATURES

Pursuant to the requirements of the Securities Act of 1933, the Insurance Company certifies that it meets all of the requirements for effectiveness of this Registration Statement under rule 485(b) under the Securities Act and has duly caused this Registration Statement to be signed on its behalf by the undersigned, duly authorized, in the City of Newark and State of New Jersey on this 2nd day of April, 2026.

---

| | |
|:---|:---|
|  PRUCO LIFE INSURANCE COMPANY OF NEW JERSEY<br>(INSURANCE COMPANY)  | PRUCO LIFE INSURANCE COMPANY OF NEW JERSEY<br>(INSURANCE COMPANY)  |
|  By:  | Scott E. Gaul\*  |
|  | Scott E. Gaul<br>President and Chief Executive Officer  |

---

SIGNATURES

Pursuant to the requirements of the Securities Act of 1933, this Registration Statement has been signed by the following persons in the capacities and on the date indicated.

---

| | | |
|:---|:---|:---|
|  SIGNATURE  | TITLE  |  |
|  Reshma V. Abraham\* <br>Reshma V. Abraham  | Director and Vice President  | April 2, 2026  |
|  Markus Coombs\* <br>Markus Coombs  | Chief Financial Officer, Chief Accounting Officer, Vice President and Director  | April 2, 2026  |
|  Alan M. Finkelstein\* <br>Alan M. Finkelstein  | Director and Treasurer  | April 2, 2026  |
|  Scott E. Gaul\* <br>Scott E. Gaul  | Director, President and Chief Executive Officer  | April 2, 2026  |
|  Bradley O. Harris\* <br>Bradley O. Harris  | Director  | April 2, 2026  |
|  Salene Hitchcock-Gear\* <br>Salene Hitchcock-Gear  | Director  | April 2, 2026  |
|  <br> By: <u>/s/ Richard H. Kirk</u> <br>Richard H. Kirk  | <br> By: <u>/s/ Richard H. Kirk</u> <br>Richard H. Kirk  |  |
|  <br> By: <u>/s/ Richard H. Kirk</u> <br>Richard H. Kirk  | <br> By: <u>/s/ Richard H. Kirk</u> <br>Richard H. Kirk  |  |

---

&nbsp;&nbsp;&nbsp;&nbsp; <sup>\*</sup> Executed by Richard H. Kirk on behalf of those indicated pursuant to Power of Attorney.

## Ex-99.P

**<u>POWER OF ATTORNEY</u>**

The undersigned, being a director and officer of Pruco Life Insurance Company of New Jersey ("PLNJ"), constitutes and appoints Elizabeth L. Gioia, Richard H. Kirk, Ida Colon-Perez and Douglas E. Scully, and each of them severally, his or her true and lawful attorney-in-fact with power of substitution and resubstitution to sign in his or her name, place and stead, in any and all capacities, and to do any and all things and execute any and all instruments that such attorneys-in-fact may deem necessary or advisable under any rules, regulations and requirements of the U.S. Securities and Exchange Commission, in connection with where applicable: Registration statements of the appropriate forms prescribed by the Securities and Exchange Commission, and any other periodic documents and reports required under the Investment Company Act of 1940, as amended, the Securities Act of 1933, as amended, the Securities Exchange Act of 1934, as amended, and all amendments thereto executed on behalf of PLNJ filed with the Securities and Exchange Commission for the Registrations listed below:

**Pruco Life Insurance Company of New Jersey (RILA/MVA):**

333-288815 333-288843 <br> 333-288842 333-288844

**Pruco Life of New Jersey Flexible Premium Variable Annuity Account (811-07975)**

333-131035 333-162678 333-184542 <br> 333-184889 333-184891 333-184892 <br> 333-192702 333-248527 333-267234

IN WITNESS WHEREOF, I have hereunto set my hand this 30th day of July 2025.

 <u>/s/ Reshma V. Abraham</u>

Reshma V. Abraham

Director and Vice President

------

**<u>POWER OF ATTORNEY</u>**

The undersigned, being a director and officer of Pruco Life Insurance Company of New Jersey ("PLNJ"), constitutes and appoints Elizabeth L. Gioia, Richard H. Kirk, Ida Colon-Perez and Douglas E. Scully, and each of them severally, his or her true and lawful attorney-in-fact with power of substitution and resubstitution to sign in his or her name, place and stead, in any and all capacities, and to do any and all things and execute any and all instruments that such attorneys-in-fact may deem necessary or advisable under any rules, regulations and requirements of the U.S. Securities and Exchange Commission, in connection with where applicable: Registration statements of the appropriate forms prescribed by the Securities and Exchange Commission, and any other periodic documents and reports required under the Investment Company Act of 1940, as amended, the Securities Act of 1933, as amended, the Securities Exchange Act of 1934, as amended, and all amendments thereto executed on behalf of PLNJ filed with the Securities and Exchange Commission for the Registrations listed below:

**Pruco Life Insurance Company of New Jersey (RILA/MVA):**

333-288815 333-288843 <br> 333-288842 333-288844

**Pruco Life of New Jersey Flexible Premium Variable Annuity Account (811-07975)**

333-131035 333-162678 333-184542 <br> 333-184889 333-184891 333-184892 <br> 333-192702 333-248527 333-267234

IN WITNESS WHEREOF, I have hereunto set my hand this 28th day of July 2025.

 <u>/s/ Markus Coombs</u>

Markus Coombs

Director, Chief Financial Officer,

Chief Accounting Officer and Vice President

------

**<u>POWER OF ATTORNEY</u>**

The undersigned, being a director and officer of Pruco Life Insurance Company of New Jersey ("PLNJ"), constitutes and appoints Elizabeth L. Gioia, Richard H. Kirk, Ida Colon-Perez and Douglas E. Scully, and each of them severally, his or her true and lawful attorney-in-fact with power of substitution and resubstitution to sign in his or her name, place and stead, in any and all capacities, and to do any and all things and execute any and all instruments that such attorneys-in-fact may deem necessary or advisable under any rules, regulations and requirements of the U.S. Securities and Exchange Commission, in connection with where applicable: Registration statements of the appropriate forms prescribed by the Securities and Exchange Commission, and any other periodic documents and reports required under the Investment Company Act of 1940, as amended, the Securities Act of 1933, as amended, the Securities Exchange Act of 1934, as amended, and all amendments thereto executed on behalf of PLNJ filed with the Securities and Exchange Commission for the Registrations listed below:

**Pruco Life Insurance Company of New Jersey (RILA/MVA):**

333-288815 333-288843 <br> 333-288842 333-288844

**Pruco Life of New Jersey Flexible Premium Variable Annuity Account (811-07975)**

333-131035 333-162678 333-184542 <br> 333-184889 333-184891 333-184892 <br> 333-192702 333-248527 333-267234

IN WITNESS WHEREOF, I have hereunto set my hand this 30th day of July 2025.

 <u>/s/ Alan M. Finkelstein</u>

Alan M. Finkelstein

Director and Treasurer

------

**<u>POWER OF ATTORNEY</u>**

The undersigned, being a director and officer of Pruco Life Insurance Company of New Jersey ("PLNJ"), constitutes and appoints Elizabeth L. Gioia, Richard H. Kirk, Ida Colon-Perez and Douglas E. Scully, and each of them severally, his or her true and lawful attorney-in-fact with power of substitution and resubstitution to sign in his or her name, place and stead, in any and all capacities, and to do any and all things and execute any and all instruments that such attorneys-in-fact may deem necessary or advisable under any rules, regulations and requirements of the U.S. Securities and Exchange Commission, in connection with where applicable: Registration statements of the appropriate forms prescribed by the Securities and Exchange Commission, and any other periodic documents and reports required under the Investment Company Act of 1940, as amended, the Securities Act of 1933, as amended, the Securities Exchange Act of 1934, as amended, and all amendments thereto executed on behalf of PLNJ filed with the Securities and Exchange Commission for the Registrations listed below:

**Pruco Life Insurance Company of New Jersey (RILA/MVA):**

333-288815 333-288843 <br> 333-288842 333-288844

**Pruco Life of New Jersey Flexible Premium Variable Annuity Account (811-07975)**

333-131035 333-162678 333-184542 <br> 333-184889 333-184891 333-184892 <br> 333-192702 333-248527 333-267234

IN WITNESS WHEREOF, I have hereunto set my hand on February 2, 2026.

 <u>/s/ Scott E. Gaul</u>

Scott E. Gaul

Director, President and Chief Executive Officer

------

**<u>POWER OF ATTORNEY</u>**

The undersigned, being a director and officer of Pruco Life Insurance Company of New Jersey ("PLNJ"), constitutes and appoints Elizabeth L. Gioia, Richard H. Kirk, Ida Colon-Perez and Douglas E. Scully, and each of them severally, his or her true and lawful attorney-in-fact with power of substitution and resubstitution to sign in his or her name, place and stead, in any and all capacities, and to do any and all things and execute any and all instruments that such attorneys-in-fact may deem necessary or advisable under any rules, regulations and requirements of the U.S. Securities and Exchange Commission, in connection with where applicable: Registration statements of the appropriate forms prescribed by the Securities and Exchange Commission, and any other periodic documents and reports required under the Investment Company Act of 1940, as amended, the Securities Act of 1933, as amended, the Securities Exchange Act of 1934, as amended, and all amendments thereto executed on behalf of PLNJ filed with the Securities and Exchange Commission for the Registrations listed below:

**Pruco Life Insurance Company of New Jersey (RILA/MVA):**

333-288815 333-288843 <br> 333-288842 333-288844

**Pruco Life of New Jersey Flexible Premium Variable Annuity Account (811-07975)**

333-131035 333-162678 333-184542 <br> 333-184889 333-184891 333-184892 <br> 333-192702 333-248527 333-267234

IN WITNESS WHEREOF, I have hereunto set my hand this 29th day of July 2025.

 <u>/s/ Bradley O. Harris</u>

Bradley O. Harris

Director

------

**<u>POWER OF ATTORNEY</u>**

The undersigned, being a director and officer of Pruco Life Insurance Company of New Jersey ("PLNJ"), constitutes and appoints Elizabeth L. Gioia, Richard H. Kirk, Ida Colon-Perez and Douglas E. Scully, and each of them severally, his or her true and lawful attorney-in-fact with power of substitution and resubstitution to sign in his or her name, place and stead, in any and all capacities, and to do any and all things and execute any and all instruments that such attorneys-in-fact may deem necessary or advisable under any rules, regulations and requirements of the U.S. Securities and Exchange Commission, in connection with where applicable: Registration statements of the appropriate forms prescribed by the Securities and Exchange Commission, and any other periodic documents and reports required under the Investment Company Act of 1940, as amended, the Securities Act of 1933, as amended, the Securities Exchange Act of 1934, as amended, and all amendments thereto executed on behalf of PLNJ filed with the Securities and Exchange Commission for the Registrations listed below:

**Pruco Life Insurance Company of New Jersey (RILA/MVA):**

333-288815 333-288843 <br> 333-288842 333-288844

**Pruco Life of New Jersey Flexible Premium Variable Annuity Account (811-07975)**

333-131035 333-162678 333-184542 <br> 333-184889 333-184891 333-184892 <br> 333-192702 333-248527 333-267234

IN WITNESS WHEREOF, I have hereunto set my hand this 4th day of August 2025.

 <u>/s/ Salene Hitchcock-Gear</u>

Salene Hitchcock-Gear

Director