# EDGAR Filing Document

**Accession Number:** 0002035533
**File Stem:** 0002035533-25-000003
**Filing Date:** 2025-7
**Character Count:** 11154
**Document Hash:** 2abb88a11890302d122d2c3f286c4f28
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002035533-25-000003.hdr.sgml**: 20250715

**ACCESSION NUMBER**: 0002035533-25-000003

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250715

**DATE AS OF CHANGE**: 20250715

**EFFECTIVENESS DATE**: 20250715

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** HERITAGE OAK WEALTH ADVISORS LLC
- **CENTRAL INDEX KEY:** 0002035533

**ORGANIZATION NAME:**
- **EIN:** 833608109
- **STATE OF INCORPORATION:** FL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24350
- **FILM NUMBER:** 251124272

**BUSINESS ADDRESS:**
- **STREET 1:** 105 GARFELD ST
- **CITY:** SANTA ROSA BEACH
- **STATE:** FL
- **ZIP:** 32459
- **BUSINESS PHONE:** 4792303113

**MAIL ADDRESS:**
- **STREET 1:** 105 GARFELD ST
- **CITY:** SANTA ROSA BEACH
- **STATE:** FL
- **ZIP:** 32459

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** HERITAGE OAK WEALTH ADVISORS LLC<br>**Address:** 105 GARFELD ST<br>SANTA ROSA BEACH, FL 32459

**Form 13F File Number:** 028-24350

**CRD Number (if applicable):** 000323925

**SEC File Number (if applicable):** 801-126940

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Teresa Douberly<br>**Title:** Compliance Consultant<br>**Phone:** 512-881-2528

**Signature, Place, and Date of Signing:**

Teresa Douberly  Austin, TX  07-15-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 73

**Form 13F Information Table Value Total:** $258948620

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 305713 | 1735 | SH |  | SOLE |  | 1735 | 0 | 0 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 2444653 | 24279 | SH |  | SOLE |  | 24279 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 22058406 | 435249 | SH |  | SOLE |  | 435249 | 0 | 0 |
| SPDR SERIES TRUST | BLOOMBERG 1-3 MO | 78468R663 |  | 10153043 | 110684 | SH |  | SOLE |  | 110684 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 94484167 | 966293 | SH |  | SOLE |  | 966293 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 15837584 | 28710 | SH |  | SOLE |  | 28710 | 0 | 0 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 3827304 | 28342 | SH |  | SOLE |  | 28342 | 0 | 0 |
| ADVISORSHARES TR | PURE CANNABIS | 00768Y495 |  | 1770598 | 934599 | SH |  | SOLE |  | 934599 | 0 | 0 |
| BNY MELLON ETF TRUST | HIGH YIELD ETF | 09661T800 |  | 2903437 | 60132 | SH |  | SOLE |  | 60132 | 0 | 0 |
| FIRST TR EXCHANGE TRADED FD | NASDQ CLN EDGE | 33737A108 |  | 1200855 | 8638 | SH |  | SOLE |  | 8638 | 0 | 0 |
| FRANKLIN TEMPLETON ETF TR | HIGH YIELD CORP | 35473P629 |  | 3151620 | 129430 | SH |  | SOLE |  | 129430 | 0 | 0 |
| ISHARES TR | 0-5YR HI YL CP | 46434V407 |  | 2109589 | 48901 | SH |  | SOLE |  | 48901 | 0 | 0 |
| ISHARES TR | BROAD USD HIGH | 46435U853 |  | 3474326 | 92624 | SH |  | SOLE |  | 92624 | 0 | 0 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 5292818 | 65627 | SH |  | SOLE |  | 65627 | 0 | 0 |
| ISHARES INC | GLB ENR PROD ETF | 464286343 |  | 1134312 | 47831 | SH |  | SOLE |  | 47831 | 0 | 0 |
| ISHARES TR | US AER DEF ETF | 464288760 |  | 1921864 | 10188 | SH |  | SOLE |  | 10188 | 0 | 0 |
| ISHARES TR | US BR DEL SE ETF | 464288794 |  | 2525598 | 14932 | SH |  | SOLE |  | 14932 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | INCOME ETF | 46641Q159 |  | 1290429 | 27859 | SH |  | SOLE |  | 27859 | 0 | 0 |
| MANAGED PORTFOLIO SERIES | KENSINGTON HEDGE | 56167N183 |  | 11950847 | 472739 | SH |  | SOLE |  | 472739 | 0 | 0 |
| SPDR SERIES TRUST | BLOOMBERG SHT TE | 78468R408 |  | 1818711 | 71378 | SH |  | SOLE |  | 71378 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 4202691 | 13787 | SH |  | SOLE |  | 13787 | 0 | 0 |
| SPDR SERIES TRUST | PORTFLI HIGH YLD | 78468R606 |  | 2227989 | 93613 | SH |  | SOLE |  | 93613 | 0 | 0 |
| SPDR SERIES TRUST | S METALS MNG | 78464A755 |  | 2534933 | 37711 | SH |  | SOLE |  | 37711 | 0 | 0 |
| SPDR SERIES TRUST | S OILGAS EXP | 78468R556 |  | 1987388 | 15798 | SH |  | SOLE |  | 15798 | 0 | 0 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 1693855 | 6689 | SH |  | SOLE |  | 6689 | 0 | 0 |
| THORNBURG ETF TR | MULTI SECTOR BD | 88521L207 |  | 1174168 | 46137 | SH |  | SOLE |  | 46137 | 0 | 0 |
| TORTOISE CAPITAL SERIES TRUS | NORTH AMERN PIPE | 890930308 |  | 1074544 | 30074 | SH |  | SOLE |  | 30074 | 0 | 0 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 |  | 1618341 | 5803 | SH |  | SOLE |  | 5803 | 0 | 0 |
| DBX ETF TR | XTRACK USD HIGH | 233051432 |  | 3681330 | 99711 | SH |  | SOLE |  | 99711 | 0 | 0 |
| ETF SER SOLUTIONS | DISTILLATE US | 26922A321 |  | 1044344 | 18868 | SH |  | SOLE |  | 18868 | 0 | 0 |
| ETF SER SOLUTIONS | MCELHENNY SHEFLD | 26922B774 |  | 6296928 | 203543 | SH |  | SOLE |  | 203543 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 454661 | 17157 | SH |  | SOLE |  | 17157 | 0 | 0 |
| CORE SCIENTIFIC INC NEW | *W EXP 01/23/202 | 21874A114 |  | 4808689 | 443606 | SH |  | SOLE |  | 443606 | 0 | 0 |
| CORE SCIENTIFIC INC NEW | COM | 21874A106 |  | 12868151 | 753846 | SH |  | SOLE |  | 753846 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 |  | 267978 | 1180 | SH |  | SOLE |  | 1180 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 337770 | 544 | SH |  | SOLE |  | 544 | 0 | 0 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 508156 | 5306 | SH |  | SOLE |  | 5306 | 0 | 0 |
| ISHARES TR | MBS ETF | 464288588 |  | 296035 | 3153 | SH |  | SOLE |  | 3153 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 200600 | 1135 | SH |  | SOLE |  | 1135 | 0 | 0 |
| WISDOMTREE TR | US LARGECAP DIVD | 97717W307 |  | 419653 | 5109 | SH |  | SOLE |  | 5109 | 0 | 0 |
| FRANKLIN TEMPLETON ETF TR | SENIOR LOAN ETF | 35473P595 |  | 630537 | 26023 | SH |  | SOLE |  | 26023 | 0 | 0 |
| GLOBAL X FDS | US INFR DEV ETF | 37954Y673 |  | 333387 | 7650 | SH |  | SOLE |  | 7650 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | SR LN ETF | 46138G508 |  | 293131 | 14012 | SH |  | SOLE |  | 14012 | 0 | 0 |
| JANUS DETROIT STR TR | HENDRSON AAA CL | 47103U845 |  | 351444 | 6925 | SH |  | SOLE |  | 6925 | 0 | 0 |
| VANECK ETF TRUST | CLO ETF | 92189H748 |  | 634129 | 11976 | SH |  | SOLE |  | 11976 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 242001 | 1584 | SH |  | SOLE |  | 1584 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 861545 | 3927 | SH |  | SOLE |  | 3927 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 3223387 | 15711 | SH |  | SOLE |  | 15711 | 0 | 0 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 1205225 | 19690 | SH |  | SOLE |  | 19690 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 299665 | 406 | SH |  | SOLE |  | 406 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 717621 | 1443 | SH |  | SOLE |  | 1443 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 531635 | 397 | SH |  | SOLE |  | 397 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 635594 | 4023 | SH |  | SOLE |  | 4023 | 0 | 0 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 638188 | 7702 | SH |  | SOLE |  | 7702 | 0 | 0 |
| WISDOMTREE TR | BLMBG US BULL | 97717W471 |  | 457340 | 17747 | SH |  | SOLE |  | 17747 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 216653 | 446 | SH |  | SOLE |  | 446 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 221071 | 802 | SH |  | SOLE |  | 802 | 0 | 0 |
| HUMANA INC | COM | 444859102 |  | 1537817 | 6290 | SH |  | SOLE |  | 6290 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 505184 | 899 | SH |  | SOLE |  | 899 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 1307550 | 9903 | SH |  | SOLE |  | 9903 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 393263 | 1238 | SH |  | SOLE |  | 1238 | 0 | 0 |
| ADVISORSHARES TR | PURE US CANNABIS | 00768Y453 |  | 129275 | 53641 | SH |  | SOLE |  | 53641 | 0 | 0 |
| STRATEGY SHS | DAY HAGAN SMART | 86280R803 |  | 293519 | 6527 | SH |  | SOLE |  | 6527 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 294548 | 3607 | SH |  | SOLE |  | 3607 | 0 | 0 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US EQT | 33740F680 |  | 240237 | 5666 | SH |  | SOLE |  | 5666 | 0 | 0 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST U.S. | 33740U406 |  | 239209 | 5728 | SH |  | SOLE |  | 5728 | 0 | 0 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 382716 | 16468 | SH |  | SOLE |  | 16468 | 0 | 0 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 515729 | 21642 | SH |  | SOLE |  | 21642 | 0 | 0 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 482970 | 4804 | SH |  | SOLE |  | 4804 | 0 | 0 |
| ISHARES TR | SHORT TREAS BD | 464288679 |  | 467739 | 4236 | SH |  | SOLE |  | 4236 | 0 | 0 |
| PLANET FITNESS INC | CL A | 72703H101 |  | 2982518 | 27350 | SH |  | SOLE |  | 27350 | 0 | 0 |
| ONDAS HLDGS INC | COM NEW | 68236H204 |  | 19200 | 10000 | SH |  | SOLE |  | 10000 | 0 | 0 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 310515 | 2972 | SH |  | SOLE |  | 2972 | 0 | 0 |

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