# EDGAR Filing Document

**Accession Number:** 0001766005
**File Stem:** 0001986152-25-000063
**Filing Date:** 2025-8
**Character Count:** 9662
**Document Hash:** 5a020140cf93ab132f7668681a2f7439
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001986152-25-000063.hdr.sgml**: 20250814

**ACCESSION NUMBER**: 0001986152-25-000063

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250814

**DATE AS OF CHANGE**: 20250813

**EFFECTIVENESS DATE**: 20250814

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PRUDENT INVESTORS NETWORK, INC.
- **CENTRAL INDEX KEY:** 0001766005

**ORGANIZATION NAME:**
- **EIN:** 562342131
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19709
- **FILM NUMBER:** 251213413

**BUSINESS ADDRESS:**
- **STREET 1:** 22932 EL TORO RD
- **CITY:** LAKE FOREST
- **STATE:** CA
- **ZIP:** 92630
- **BUSINESS PHONE:** 760-597-9255

**MAIL ADDRESS:**
- **STREET 1:** 22932 EL TORO RD
- **CITY:** LAKE FOREST
- **STATE:** CA
- **ZIP:** 92630

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** PRUDENT INVESTORS NETWORK
- **DATE OF NAME CHANGE:** 20190125

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** PRUDENT INVESTORS NETWORK INC.<br>**Address:** 22932 EL TORO RD<br>LAKE FOREST, CA 92630

**Form 13F File Number:** 028-19709

**CRD Number (if applicable):** 000127284

**SEC File Number (if applicable):** 801-79432

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Lindsay Rider<br>**Title:** Compliance Consultant<br>**Phone:** 720.984.7041

**Signature, Place, and Date of Signing:**

Lindsay Rider  Boulder, CO  08-13-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 370670

**Form 13F Information Table Value Total:** $60

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 |  | 639454 | 3445 | SH |  | SOLE |  | 0 | 0 | 3445 |
| AMAZON COM INC | COM | 023135106 |  | 10230375 | 46631 | SH |  | SOLE |  | 0 | 0 | 46631 |
| ELI LILLY  CO | COM | 532457108 |  | 679750 | 872 | SH |  | SOLE |  | 0 | 0 | 872 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 254316 | 468 | SH |  | SOLE |  | 0 | 0 | 468 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 9493849 | 94288 | SH |  | SOLE |  | 0 | 0 | 94288 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 31242655 | 326226 | SH |  | SOLE |  | 0 | 0 | 326226 |
| ISHARES TR | CORE INTL AGGR | 46435G672 |  | 31592317 | 618366 | SH |  | SOLE |  | 0 | 0 | 618366 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 1726900 | 18645 | SH |  | SOLE |  | 0 | 0 | 18645 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 452839 | 1562 | SH |  | SOLE |  | 0 | 0 | 1562 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 524369 | 3319 | SH |  | SOLE |  | 0 | 0 | 3319 |
| PIMCO ETF TR | ACTIVE BD ETF | 72201R775 |  | 3922904 | 42557 | SH |  | SOLE |  | 0 | 0 | 42557 |
| VISA INC | COM CL A | 92826C839 |  | 491744 | 1385 | SH |  | SOLE |  | 0 | 0 | 1385 |
| WALMART INC | COM | 931142103 |  | 233988 | 2393 | SH |  | SOLE |  | 0 | 0 | 2393 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 43407829 | 948805 | SH |  | SOLE |  | 0 | 0 | 948805 |
| GLOBAL X FDS | X EMERGING MKT | 37954Y350 |  | 38125954 | 1634904 | SH |  | SOLE |  | 0 | 0 | 1634904 |
| GLOBAL X FDS | ARTIFICIAL ETF | 37954Y632 |  | 10117618 | 231577 | SH |  | SOLE |  | 0 | 0 | 231577 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 23238146 | 42126 | SH |  | SOLE |  | 0 | 0 | 42126 |
| ISHARES TR | CORE MSCI INTL | 46435G326 |  | 19038199 | 250371 | SH |  | SOLE |  | 0 | 0 | 250371 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 17502499 | 72830 | SH |  | SOLE |  | 0 | 0 | 72830 |
| MICROSOFT CORP | COM | 594918104 |  | 10369703 | 20847 | SH |  | SOLE |  | 0 | 0 | 20847 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 15405244 | 279587 | SH |  | SOLE |  | 0 | 0 | 279587 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 |  | 9207557 | 113716 | SH |  | SOLE |  | 0 | 0 | 113716 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 14000546 | 165081 | SH |  | SOLE |  | 0 | 0 | 165081 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 24978082 | 476954 | SH |  | SOLE |  | 0 | 0 | 476954 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 10240379 | 75973 | SH |  | SOLE |  | 0 | 0 | 75973 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 7836657 | 95967 | SH |  | SOLE |  | 0 | 0 | 95967 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 21749303 | 77723 | SH |  | SOLE |  | 0 | 0 | 77723 |
| APPLE INC | COM | 037833100 |  | 2381366 | 11607 | SH |  | SOLE |  | 0 | 0 | 11607 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 550966 | 5111 | SH |  | SOLE |  | 0 | 0 | 5111 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 649936 | 3751 | SH |  | SOLE |  | 0 | 0 | 3751 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 784033 | 1614 | SH |  | SOLE |  | 0 | 0 | 1614 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 217829 | 8610 | SH |  | SOLE |  | 0 | 0 | 8610 |
| WEC ENERGY GROUP INC | COM | 92939U106 |  | 212568 | 2040 | SH |  | SOLE |  | 0 | 0 | 2040 |
| ISHARES TR | U.S. FINLS ETF | 464287788 |  | 296667 | 2452 | SH |  | SOLE |  | 0 | 0 | 2452 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 341468 | 1375 | SH |  | SOLE |  | 0 | 0 | 1375 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 238751 | 1768 | SH |  | SOLE |  | 0 | 0 | 1768 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 747895 | 25604 | SH |  | SOLE |  | 0 | 0 | 25604 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 429390 | 15518 | SH |  | SOLE |  | 0 | 0 | 15518 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 539058 | 545 | SH |  | SOLE |  | 0 | 0 | 545 |
| ISHARES TR | INTRM GOV CR ETF | 464288612 |  | 309264 | 2896 | SH |  | SOLE |  | 0 | 0 | 2896 |
| META PLATFORMS INC | CL A | 30303M102 |  | 222903 | 302 | SH |  | SOLE |  | 0 | 0 | 302 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 215515 | 707 | SH |  | SOLE |  | 0 | 0 | 707 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 327958 | 1448 | SH |  | SOLE |  | 0 | 0 | 1448 |
| ABBOTT LABS | COM | 002824100 |  | 470323 | 3458 | SH |  | SOLE |  | 0 | 0 | 3458 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 203566 | 6754 | SH |  | SOLE |  | 0 | 0 | 6754 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 222514 | 1353 | SH |  | SOLE |  | 0 | 0 | 1353 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 739753 | 2890 | SH |  | SOLE |  | 0 | 0 | 2890 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 272826 | 1538 | SH |  | SOLE |  | 0 | 0 | 1538 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 331775 | 414 | SH |  | SOLE |  | 0 | 0 | 414 |
| NETFLIX INC | COM | 64110L106 |  | 247739 | 185 | SH |  | SOLE |  | 0 | 0 | 185 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 739160 | 3612 | SH |  | SOLE |  | 0 | 0 | 3612 |
| ISHARES TR | CORE S US VLU | 464287663 |  | 527752 | 5577 | SH |  | SOLE |  | 0 | 0 | 5577 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 209636 | 1075 | SH |  | SOLE |  | 0 | 0 | 1075 |
| ENSIGN GROUP INC | COM | 29358P101 |  | 220283 | 1428 | SH |  | SOLE |  | 0 | 0 | 1428 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 239166 | 10822 | SH |  | SOLE |  | 0 | 0 | 10822 |
| INVESCO EXCH TRADED FD TR II | FNDMNTL HY CRP | 46138E719 |  | 341935 | 18523 | SH |  | SOLE |  | 0 | 0 | 18523 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 308644 | 13431 | SH |  | SOLE |  | 0 | 0 | 13431 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 203273 | 329 | SH |  | SOLE |  | 0 | 0 | 329 |
| WABTEC | COM | 929740108 |  | 223586 | 1068 | SH |  | SOLE |  | 0 | 0 | 1068 |

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