# EDGAR Filing Document

**Accession Number:** 0001956564
**File Stem:** 0001956564-26-000002
**Filing Date:** 2026-5
**Character Count:** 12774
**Document Hash:** 6b32951618621ddd82299c141ec349e3
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001956564-26-000002.hdr.sgml**: 20260513

**ACCESSION NUMBER**: 0001956564-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260513

**DATE AS OF CHANGE**: 20260513

**EFFECTIVENESS DATE**: 20260513

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** RFP Financial Group LLC
- **CENTRAL INDEX KEY:** 0001956564

**ORGANIZATION NAME:**
- **EIN:** 824438526
- **STATE OF INCORPORATION:** GA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22750
- **FILM NUMBER:** 26971516

**BUSINESS ADDRESS:**
- **STREET 1:** 1380 WEST PACES FERRY ROAD, NW
- **STREET 2:** SUITE 2155
- **CITY:** ATLANTA
- **STATE:** GA
- **ZIP:** 30327
- **BUSINESS PHONE:** 4042337272

**MAIL ADDRESS:**
- **STREET 1:** 1380 WEST PACES FERRY ROAD, NW
- **STREET 2:** SUITE 2155
- **CITY:** ATLANTA
- **STATE:** GA
- **ZIP:** 30327

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** RFP Financial Group LLC<br>**Address:** 1380 WEST PACES FERRY ROAD NW<br>SUITE 2155<br>ATLANTA, GA 30327

**Form 13F File Number:** 028-22750

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Morgan Carter<br>**Title:** Client Relationship Manager<br>**Phone:** (404) 233-7272

**Signature, Place, and Date of Signing:**

MORGAN CARTER  ATLANTA, GA  05-13-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 85

**Form 13F Information Table Value Total:** $183977743

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| APPLE INC | AAPL | 037833100 |  | 16183458 | 63767 | SH |  | SOLE |  | 63767 | 0 | 0 |
| BERKSHIRE HATHAWAY INC COM USD0.0033 CLASS B | BRKB | 084670702 |  | 256851 | 536 | SH |  | SOLE |  | 536 | 0 | 0 |
| CATERPILLAR INC COM | CAT | 149123101 |  | 1219260 | 1721 | SH |  | SOLE |  | 1721 | 0 | 0 |
| COCA-COLA CO | KO | 191216100 |  | 4927545 | 64793 | SH |  | SOLE |  | 64793 | 0 | 0 |
| FIDELITY MSCI ENERGY INDEX ETF | FENY | 316092402 |  | 1383084 | 40655 | SH |  | SOLE |  | 40655 | 0 | 0 |
| HOME DEPOT INC | HD | 437076102 |  | 2393747 | 7278 | SH |  | SOLE |  | 7278 | 0 | 0 |
| ISHARES CORE S SMALL-CAP E | IJR | 464287804 |  | 241066 | 1939 | SH |  | SOLE |  | 1939 | 0 | 0 |
| MICROSOFT CORP | MSFT | 594918104 |  | 2773624 | 7493 | SH |  | SOLE |  | 7493 | 0 | 0 |
| VANGUARD MEGA CAP GROWTH INDEX FUND | MGK | 921910816 |  | 947665 | 2579 | SH |  | SOLE |  | 2579 | 0 | 0 |
| VANGUARD WELLINGTON FUND U S MINIMUM VOLATILITY ETF | VFMV | 921935409 |  | 8307988 | 62358 | SH |  | SOLE |  | 62358 | 0 | 0 |
| VANGUARD INSTL INDEX FD 0-3 MO TREAS BIL | VBIL | 922040845 |  | 5774827 | 76336 | SH |  | SOLE |  | 76336 | 0 | 0 |
| VANGUARD INSTL INDEX FD ULTRA-SHORT TREA | VGUS | 922040852 |  | 10609424 | 140225 | SH |  | SOLE |  | 140225 | 0 | 0 |
| VANGUARD INDEX FDS VANGUARD  STK MKT ETF | VTI | 922908769 |  | 855105 | 2665 | SH |  | SOLE |  | 2665 | 0 | 0 |
| CAPITAL GRP FIXED INCM ETF TR SHORT DURATION | CGSD | 14020Y409 |  | 608942 | 23612 | SH |  | SOLE |  | 23612 | 0 | 0 |
| CAPITAL GRP FIXED INCM ETF TR MUNICIPAL HIGH I | CGHM | 14020Y805 |  | 366077 | 14458 | SH |  | SOLE |  | 14458 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD TR S 100 EQL WIGH | EQWL | 46137V449 |  | 4132934 | 35864 | SH |  | SOLE |  | 35864 | 0 | 0 |
| ISHARES TR CORE MSCI | IXUS | 46432F834 |  | 226665 | 2616 | SH |  | SOLE |  | 2616 | 0 | 0 |
| ISHARES TRUST IBONDS 1-5 YEAR TREASURY LADDER ETF | LDRT | 46438G521 |  | 412764 | 16348 | SH |  | SOLE |  | 16348 | 0 | 0 |
| STATE STREET SPDR S 500 ETF UNITS | SPY | 78462F103 |  | 598391 | 920 | SH |  | SOLE |  | 920 | 0 | 0 |
| SPDR SERIES TRUST STATE STREET S TELECOM ETF | XTL | 78464A540 |  | 222173 | 1181 | SH |  | SOLE |  | 1181 | 0 | 0 |
| SPDR SERIES TRUST STATE STREET S AEROSPACE  DEFENSE ETF | XAR | 78464A631 |  | 220803 | 869 | SH |  | SOLE |  | 869 | 0 | 0 |
| SPDR PORTFOLIO S 500 ETF | SPYM | 78464A854 |  | 245429 | 3207 | SH |  | SOLE |  | 3207 | 0 | 0 |
| SPDR SERIES TRUST STATE STREET S SEMICONDUCTOR ETF | XSD | 78464A862 |  | 221880 | 680 | SH |  | SOLE |  | 680 | 0 | 0 |
| SPDR SERIES TRUST STATE STREET S OIL  GAS EQUIPMENT  SERVICES ETF | XES | 78468R549 |  | 229968 | 1977 | SH |  | SOLE |  | 1977 | 0 | 0 |
| SELECT SECTOR SPDR TRUST STATE STREET ENERGY SELECT SECTOR SPDR ETF | XLE | 81369Y506 |  | 236157 | 3855 | SH |  | SOLE |  | 3855 | 0 | 0 |
| AMAZON.COM INC | AMZN | 023135106 |  | 1157374 | 5557 | SH |  | SOLE |  | 5557 | 0 | 0 |
| BLACKSTONE REAL ESTATE  INCOME TRUST CLASS I | BX | 09259K401 |  | 177050 | 12436 | SH |  | SOLE |  | 12436 | 0 | 0 |
| CHEVRON CORP NEW | CVX | 166764100 |  | 984844 | 4760 | SH |  | SOLE |  | 4760 | 0 | 0 |
| JOHNSON  JOHNSON | JNJ | 478160104 |  | 1865687 | 7633 | SH |  | SOLE |  | 7633 | 0 | 0 |
| LOCKHEED MARTIN CORP | LMT | 539830109 |  | 280437 | 464 | SH |  | SOLE |  | 464 | 0 | 0 |
| PEPSICO INC | PEP | 713448108 |  | 836089 | 5384 | SH |  | SOLE |  | 5384 | 0 | 0 |
| PROCTER  GAMBLE CO | PG | 742718109 |  | 402265 | 2785 | SH |  | SOLE |  | 2785 | 0 | 0 |
| SCHWAB PRIME ADVANTAGE MONEY INVESTOR | SWVXX | 808515605 |  | 67640 | 67640 | SH |  | SOLE |  | 67640 | 0 | 0 |
| SCHWAB US TREASURY MONEY INVESTOR | SNSXX | 808515548 |  | 35228 | 35228 | SH |  | SOLE |  | 35228 | 0 | 0 |
| SOUTHERN CO | SO | 842587107 |  | 1035613 | 10730 | SH |  | SOLE |  | 10730 | 0 | 0 |
| WALMART INC | WMT | 931142103 |  | 2987150 | 24036 | SH |  | SOLE |  | 24036 | 0 | 0 |
| WILLIAMS COS INC | WMB | 969457100 |  | 205822 | 2828 | SH |  | SOLE |  | 2828 | 0 | 0 |
| 3M COMPANY | COM | 88579Y101 |  | 204920 | 1411 | SH |  | SOLE |  | 1411 | 0 | 0 |
| ALERIAN MLP ETF | ALERIAN MLP | 00162Q452 |  | 436323 | 8289 | SH |  | SOLE |  | 8289 | 0 | 0 |
| ALPHABET INCORPORATED CAP STK CLASS A | CAP STK CL A | 02079K305 |  | 281809 | 980 | SH |  | SOLE |  | 980 | 0 | 0 |
| ALPHABET INCORPORATED CAP STK CLASS C | CAP STK CL C | 02079K107 |  | 2725564 | 9501 | SH |  | SOLE |  | 9501 | 0 | 0 |
| ALTRIA GROUP INCORPORATED | COM | 02209S103 |  | 314904 | 4772 | SH |  | SOLE |  | 4772 | 0 | 0 |
| AMAZON COM INCORPORATED | COM | 023135106 |  | 1157374 | 5557 | SH |  | SOLE |  | 5557 | 0 | 0 |
| AMERICAN EXPRESS COMPANY | COM | 025816109 |  | 773513 | 2557 | SH |  | SOLE |  | 2557 | 0 | 0 |
| APPLE INCORPORATED | COM | 037833100 |  | 16183458 | 63767 | SH |  | SOLE |  | 63767 | 0 | 0 |
| BERKSHIRE HATHAWAY INCORPORATED DEL CLASS B NEW | CL B NEW | 084670702 |  | 256851 | 536 | SH |  | SOLE |  | 536 | 0 | 0 |
| CAPITAL GROUP MUNI HIGH-INCOME ETF | MUNICIPAL HIGH I | 14020Y805 |  | 1776147 | 70148 | SH |  | SOLE |  | 70148 | 0 | 0 |
| CATERPILLAR INCORPORATED | COM | 149123101 |  | 1219260 | 1721 | SH |  | SOLE |  | 1721 | 0 | 0 |
| CHEVRON CORPORATION | COM | 166764100 |  | 984844 | 4760 | SH |  | SOLE |  | 4760 | 0 | 0 |
| CISCO SYSTEMS INCORPORATED | COM | 17275R102 |  | 371734 | 4791 | SH |  | SOLE |  | 4791 | 0 | 0 |
| COCA COLA COMPANY | COM | 191216100 |  | 4927545 | 64793 | SH |  | SOLE |  | 64793 | 0 | 0 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 1487670 | 1493 | SH |  | SOLE |  | 1493 | 0 | 0 |
| EXXON MOBIL CORPORATION | COM | 30231G102 |  | 962990 | 5676 | SH |  | SOLE |  | 5676 | 0 | 0 |
| GALLAGHER ARTHUR J  COMPANY | COM | 363576109 |  | 216580 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| GENUINE PARTS COMPANY | COM | 372460105 |  | 356912 | 3375 | SH |  | SOLE |  | 3375 | 0 | 0 |
| GLOBAL PMTS INCORPORATED | COM | 37940X102 |  | 313755 | 4662 | SH |  | SOLE |  | 4662 | 0 | 0 |
| HOME DEPOT INCORPORATED | COM | 437076102 |  | 2393747 | 7278 | SH |  | SOLE |  | 7278 | 0 | 0 |
| INVESCO NASDAQ 100 ETF | NASDAQ 100 ETF | 46138G649 |  | 974242 | 4100 | SH |  | SOLE |  | 4100 | 0 | 0 |
| INVESCO S 100 EQUAL WEIGHT ETF | S 100 EQL WIGH | 46137V449 |  | 17112294 | 148493 | SH |  | SOLE |  | 148493 | 0 | 0 |
| INVESCO S 500 EQUAL WEIGHT ETF | S EQL WGT | 46137V357 |  | 8831205 | 46015 | SH |  | SOLE |  | 46015 | 0 | 0 |
| ISHARES TR CORE S SCP ETF | CORE S SCP ETF | 464287804 |  | 241066 | 1939 | SH |  | SOLE |  | 1939 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1865687 | 7633 | SH |  | SOLE |  | 7633 | 0 | 0 |
| JPMORGAN CHASE  COMPANY | COM | 46625H100 |  | 1732184 | 5889 | SH |  | SOLE |  | 5889 | 0 | 0 |
| LOCKHEED MARTIN CORPORATION | COM | 539830109 |  | 280437 | 464 | SH |  | SOLE |  | 464 | 0 | 0 |
| MERCK  COMPANY INCORPORATED | COM | 58933Y105 |  | 839612 | 6980 | SH |  | SOLE |  | 6980 | 0 | 0 |
| MICROSOFT CORPORATION | COM | 594918104 |  | 2773624 | 7493 | SH |  | SOLE |  | 7493 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 814886 | 4673 | SH |  | SOLE |  | 4673 | 0 | 0 |
| PEPSICO INCORPORATED | COM | 713448108 |  | 836089 | 5384 | SH |  | SOLE |  | 5384 | 0 | 0 |
| PHILIP MORRIS INTERNATIONAL INCORPORATED | COM | 718172109 |  | 950374 | 5748 | SH |  | SOLE |  | 5748 | 0 | 0 |
| PROCTER  GAMBLE COMPANY | COM | 742718109 |  | 402265 | 2785 | SH |  | SOLE |  | 2785 | 0 | 0 |
| SCHWAB SHORT-TERM U.S. TREASURY ETF | SHT TM US TRES | 808524862 |  | 383417 | 15798 | SH |  | SOLE |  | 15798 | 0 | 0 |
| SOUTHERN COMPANY | COM | 842587107 |  | 1035613 | 10730 | SH |  | SOLE |  | 10730 | 0 | 0 |
| STATE STREET SPDR PORTFOLIO S ETF | STATE STREET SPD | 78464A854 |  | 1702173 | 22239 | SH |  | SOLE |  | 22239 | 0 | 0 |
| TESLA INCORPORATED | COM | 88160R101 |  | 300002 | 807 | SH |  | SOLE |  | 807 | 0 | 0 |
| TRUIST FINL CORPORATION | COM | 89832Q109 |  | 448667 | 9760 | SH |  | SOLE |  | 9760 | 0 | 0 |
| UNITEDHEALTH GROUP INCORPORATED | COM | 91324P102 |  | 300133 | 1109 | SH |  | SOLE |  | 1109 | 0 | 0 |
| VANGUARD 0-3 MONTH TREASURY BILL ETF | 0-3 MO TREAS BIL | 922040845 |  | 5774827 | 76336 | SH |  | SOLE |  | 76336 | 0 | 0 |
| VANGUARD MEGA CAP GROWTH ETF | MEGA GRWTH IND | 921910816 |  | 947665 | 2579 | SH |  | SOLE |  | 2579 | 0 | 0 |
| VANGUARD SMALL-CAP VALUE ETF | SM CP VAL ETF | 922908611 |  | 1060180 | 4880 | SH |  | SOLE |  | 4880 | 0 | 0 |
| VANGUARD TOTAL STOCK MARKET ETF | TOTAL STK MKT | 922908769 |  | 855105 | 2665 | SH |  | SOLE |  | 2665 | 0 | 0 |
| VANGUARD U.S. MINIMUM VOLATILITY ETF | US MINIMUM | 921935409 |  | 8307988 | 62358 | SH |  | SOLE |  | 62358 | 0 | 0 |
| VANGUARD ULTRA-SHORT TREASURY ETF | ULTRA-SHORT TREA | 922040852 |  | 10609424 | 140225 | SH |  | SOLE |  | 140225 | 0 | 0 |
| VERIZON COMMUNICATIONS INCORPORATED | COM | 92343V104 |  | 217115 | 4325 | SH |  | SOLE |  | 4325 | 0 | 0 |
| VISA INCORPORATED COM CLASS A | COM CL A | 92826C839 |  | 417393 | 1381 | SH |  | SOLE |  | 1381 | 0 | 0 |
| WALMART INCORPORATED | COM | 931142103 |  | 2987150 | 24036 | SH |  | SOLE |  | 24036 | 0 | 0 |

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