# EDGAR Filing Document

**Accession Number:** 0001642570
**File Stem:** 0001642570-26-000003
**Filing Date:** 2026-2
**Character Count:** 24884
**Document Hash:** e9b13b0e3676cb84c9503677cab612b5
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001642570-26-000003.hdr.sgml**: 20260213

**ACCESSION NUMBER**: 0001642570-26-000003

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260213

**DATE AS OF CHANGE**: 20260213

**EFFECTIVENESS DATE**: 20260213

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** River Wealth Advisors LLC
- **CENTRAL INDEX KEY:** 0001642570

**ORGANIZATION NAME:**
- **EIN:** 472105957
- **STATE OF INCORPORATION:** PA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-16908
- **FILM NUMBER:** 26632480

**BUSINESS ADDRESS:**
- **STREET 1:** 100 CORPORATE CENTER DRIVE
- **STREET 2:** SUITE 102
- **CITY:** CAMP HILL
- **STATE:** PA
- **ZIP:** 17011
- **BUSINESS PHONE:** 717-888-9830

**MAIL ADDRESS:**
- **STREET 1:** 100 CORPORATE CENTER DRIVE
- **STREET 2:** SUITE 102
- **CITY:** CAMP HILL
- **STATE:** PA
- **ZIP:** 17011

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** River Wealth Advisors LLC<br>**Address:** 100 CORPORATE CENTER DRIVE<br>SUITE 102<br>CAMP HILL, PA 17011

**Form 13F File Number:** 028-16908

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Ralph Manna<br>**Title:** Chief Compliance Officer<br>**Phone:** 7178889830

**Signature, Place, and Date of Signing:**

Ralph Manna  Camp Hill, PA  02-13-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 208

**Form 13F Information Table Value Total:** $891737568

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| APPLE INC | COM | 037833100 |  | 50553320 | 185954 | SH |  | SOLE | RWA | 178742 | 0 | 7212 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 41414331 | 430189 | SH |  | SOLE | RWA | 417007 | 0 | 13182 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 40430070 | 216783 | SH |  | SOLE | RWA | 208013 | 0 | 8770 |
| MICROSOFT CORP | COM | 594918104 |  | 39237445 | 81133 | SH |  | SOLE | RWA | 78884 | 0 | 2249 |
| ISHARES TR | CORE S ETF | 464287200 |  | 35530596 | 51874 | SH |  | SOLE | RWA | 50465 | 0 | 1409 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 33418793 | 106769 | SH |  | SOLE | RWA | 100067 | 0 | 6702 |
| ISHARES TR | US SML CAP EQT | 46434V290 |  | 26999196 | 360566 | SH |  | SOLE | RWA | 348423 | 0 | 12143 |
| INVESCO EXCHANGE TRADED FD T | S SMLCP MOMENT | 46137V498 |  | 25680864 | 356629 | SH |  | SOLE | RWA | 344649 | 0 | 11980 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 22230757 | 68992 | SH |  | SOLE | RWA | 66342 | 0 | 2650 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 21236118 | 86270 | SH |  | SOLE | RWA | 84527 | 0 | 1743 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A359 |  | 20986778 | 235278 | SH |  | SOLE | RWA | 229187 | 0 | 6091 |
| AMAZON COM INC | COM | 023135106 |  | 19928201 | 86337 | SH |  | SOLE | RWA | 82529 | 0 | 3808 |
| VISA INC | COM CL A | 92826C839 |  | 18569383 | 52948 | SH |  | SOLE | RWA | 51908 | 0 | 1040 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 18296021 | 248722 | SH |  | SOLE | RWA | 244365 | 0 | 4357 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 18079393 | 67385 | SH |  | SOLE | RWA | 65484 | 0 | 1901 |
| CENCORA INC | COM | 03073E105 |  | 14833512 | 43919 | SH |  | SOLE | RWA | 42690 | 0 | 1229 |
| BANK AMERICA CORP | COM | 060505104 |  | 14275262 | 259550 | SH |  | SOLE | RWA | 250579 | 0 | 8971 |
| ELI LILLY  CO | COM | 532457108 |  | 13612246 | 12666 | SH |  | SOLE | RWA | 12263 | 0 | 403 |
| T-MOBILE US INC | COM | 872590104 |  | 13375923 | 65878 | SH |  | SOLE | RWA | 64022 | 0 | 1856 |
| TAKE-TWO INTERACTIVE SOFTWAR | COM | 874054109 |  | 11954041 | 46690 | SH |  | SOLE | RWA | 45540 | 0 | 1150 |
| EATON CORP PLC | SHS | G29183103 |  | 11643245 | 36555 | SH |  | SOLE | RWA | 34592 | 0 | 1963 |
| CHUBB LIMITED | COM | H1467J104 |  | 11493756 | 36825 | SH |  | SOLE | RWA | 35202 | 0 | 1623 |
| TJX COS INC NEW | COM | 872540109 |  | 11140316 | 72523 | SH |  | SOLE | RWA | 70321 | 0 | 2202 |
| MERCK  CO INC | COM | 58933Y105 |  | 9877486 | 93839 | SH |  | SOLE | RWA | 90434 | 0 | 3405 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 9770663 | 145353 | SH |  | SOLE | RWA | 141230 | 0 | 4123 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 9236702 | 53959 | SH |  | SOLE | RWA | 51817 | 0 | 2142 |
| BLACKROCK INC | COM | 09290D101 |  | 8844980 | 8264 | SH |  | SOLE | RWA | 7965 | 0 | 299 |
| SALESFORCE INC | COM | 79466L302 |  | 8800501 | 33221 | SH |  | SOLE | RWA | 31853 | 0 | 1368 |
| PEPSICO INC | COM | 713448108 |  | 8787478 | 61228 | SH |  | SOLE | RWA | 59335 | 0 | 1893 |
| CHIPOTLE MEXICAN GRILL INC | COM | 169656105 |  | 7956480 | 215040 | SH |  | SOLE | RWA | 208094 | 0 | 6946 |
| STRYKER CORPORATION | COM | 863667101 |  | 7911042 | 22508 | SH |  | SOLE | RWA | 21663 | 0 | 845 |
| SERVICENOW INC | COM | 81762P102 |  | 7088791 | 46275 | SH |  | SOLE | RWA | 45056 | 0 | 1219 |
| WALMART INC | COM | 931142103 |  | 7081181 | 63560 | SH |  | SOLE | RWA | 61752 | 0 | 1808 |
| ORACLE CORP | COM | 68389X105 |  | 6864372 | 35218 | SH |  | SOLE | RWA | 33668 | 0 | 1550 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 6845234 | 21814 | SH |  | SOLE | RWA | 18666 | 0 | 3148 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 6700100 | 30495 | SH |  | SOLE | RWA | 29654 | 0 | 841 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 6334144 | 11095 | SH |  | SOLE | RWA | 10823 | 0 | 272 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 6250371 | 17693 | SH |  | SOLE | RWA | 17168 | 0 | 525 |
| DEERE  CO | COM | 244199105 |  | 6037760 | 12969 | SH |  | SOLE | RWA | 12403 | 0 | 566 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 6016426 | 6977 | SH |  | SOLE | RWA | 6803 | 0 | 174 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 5604480 | 14400 | SH |  | SOLE | RWA | 14127 | 0 | 273 |
| ISHARES TR | 0-5YR INVT GR CP | 46434V100 |  | 5480428 | 108095 | SH |  | SOLE | RWA | 107622 | 0 | 473 |
| CHEVRON CORP NEW | COM | 166764100 |  | 5408636 | 35487 | SH |  | SOLE | RWA | 34100 | 0 | 1387 |
| CARLISLE COS INC | COM | 142339100 |  | 5125541 | 16024 | SH |  | SOLE | RWA | 15489 | 0 | 535 |
| TETRA TECH INC NEW | COM | 88162G103 |  | 4890271 | 145804 | SH |  | SOLE | RWA | 142941 | 0 | 2863 |
| TARGA RES CORP | COM | 87612G101 |  | 4810010 | 26071 | SH |  | SOLE | RWA | 25163 | 0 | 908 |
| FREEPORT-MCMORAN INC | CL B | 35671D857 |  | 4619506 | 90953 | SH |  | SOLE | RWA | 88453 | 0 | 2500 |
| AMGEN INC | COM | 031162100 |  | 4477082 | 13678 | SH |  | SOLE | RWA | 13345 | 0 | 333 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 4462507 | 18413 | SH |  | SOLE | RWA | 17966 | 0 | 447 |
| CATERPILLAR INC | COM | 149123101 |  | 4389569 | 7662 | SH |  | SOLE | RWA | 7505 | 0 | 157 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 4127346 | 34297 | SH |  | SOLE | RWA | 33512 | 0 | 785 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 4051374 | 61384 | SH |  | SOLE | RWA | 60309 | 0 | 1075 |
| CAMECO CORP | COM | 13321L108 |  | 3998031 | 43699 | SH |  | SOLE | RWA | 42050 | 0 | 1649 |
| TE CONNECTIVITY PLC | ORD SHS | G87052109 |  | 3954090 | 17380 | SH |  | SOLE | RWA | 17380 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 3941410 | 6416 | SH |  | SOLE | RWA | 6333 | 0 | 83 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 3823772 | 29058 | SH |  | SOLE | RWA | 27916 | 0 | 1142 |
| RTX CORPORATION | COM | 75513E101 |  | 3753420 | 20466 | SH |  | SOLE | RWA | 20466 | 0 | 0 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 3516069 | 4000 | SH |  | SOLE | RWA | 3940 | 0 | 60 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 3427776 | 16391 | SH |  | SOLE | RWA | 15580 | 0 | 811 |
| ABBVIE INC | COM | 00287Y109 |  | 3398085 | 14872 | SH |  | SOLE | RWA | 14523 | 0 | 349 |
| DIGITAL RLTY TR INC | COM | 253868103 |  | 3318564 | 21450 | SH |  | SOLE | RWA | 20717 | 0 | 733 |
| PULTE GROUP INC | COM | 745867101 |  | 3262525 | 27823 | SH |  | SOLE | RWA | 26873 | 0 | 950 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 3216691 | 13022 | SH |  | SOLE | RWA | 12693 | 0 | 329 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 3068362 | 14700 | SH |  | SOLE | RWA | 14700 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 2913957 | 14080 | SH |  | SOLE | RWA | 13846 | 0 | 234 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 2872485 | 3268 | SH |  | SOLE | RWA | 2942 | 0 | 326 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 2829512 | 94098 | SH |  | SOLE | RWA | 94098 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 2732777 | 11332 | SH |  | SOLE | RWA | 10891 | 0 | 441 |
| PUBLIC SVC ENTERPRISE GRP IN | COM | 744573106 |  | 2642807 | 32912 | SH |  | SOLE | RWA | 31193 | 0 | 1719 |
| META PLATFORMS INC | CL A | 30303M102 |  | 2571810 | 3896 | SH |  | SOLE | RWA | 3611 | 0 | 285 |
| HOME DEPOT INC | COM | 437076102 |  | 2519240 | 7321 | SH |  | SOLE | RWA | 7025 | 0 | 296 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 2494636 | 3658 | SH |  | SOLE | RWA | 3658 | 0 | 0 |
| LINDE PLC | SHS | G54950103 |  | 2440230 | 5723 | SH |  | SOLE | RWA | 5553 | 0 | 170 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 2389270 | 6398 | SH |  | SOLE | RWA | 6398 | 0 | 0 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 2374598 | 7860 | SH |  | SOLE | RWA | 7860 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 CB | 46138J791 |  | 2183710 | 111556 | SH |  | SOLE | RWA | 109900 | 0 | 1656 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 2124898 | 3388 | SH |  | SOLE | RWA | 3388 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 2110937 | 3643 | SH |  | SOLE | RWA | 3558 | 0 | 85 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2027 CB | 46138J783 |  | 1875340 | 95002 | SH |  | SOLE | RWA | 93523 | 0 | 1479 |
| MARSH  MCLENNAN COS INC | COM | 571748102 |  | 1848388 | 9963 | SH |  | SOLE | RWA | 9866 | 0 | 97 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1845229 | 3671 | SH |  | SOLE | RWA | 3648 | 0 | 23 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 1826915 | 33393 | SH |  | SOLE | RWA | 30239 | 0 | 3154 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 1807181 | 3704 | SH |  | SOLE | RWA | 3633 | 0 | 71 |
| DANAHER CORPORATION | COM | 235851102 |  | 1778657 | 7770 | SH |  | SOLE | RWA | 7010 | 0 | 760 |
| PHILLIPS 66 | COM | 718546104 |  | 1743679 | 13513 | SH |  | SOLE | RWA | 13347 | 0 | 166 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 1641713 | 11456 | SH |  | SOLE | RWA | 11408 | 0 | 48 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 1521870 | 10571 | SH |  | SOLE | RWA | 10571 | 0 | 0 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 1496990 | 15452 | SH |  | SOLE | RWA | 15452 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 1495841 | 4322 | SH |  | SOLE | RWA | 4266 | 0 | 56 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 1488364 | 15900 | SH |  | SOLE | RWA | 15824 | 0 | 76 |
| ELEVANCE HEALTH INC FORMERLY | COM | 036752103 |  | 1435503 | 4095 | SH |  | SOLE | RWA | 3740 | 0 | 355 |
| INVESCO EXCH TRD SLF IDX FD | BULLETSHS 2032 | 46139W858 |  | 1428373 | 68425 | SH |  | SOLE | RWA | 67731 | 0 | 694 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO BLSH 28 | 46138J643 |  | 1426138 | 69230 | SH |  | SOLE | RWA | 68086 | 0 | 1144 |
| INVESCO EXCH TRD SLF IDX FD | BULETSHS 2029 | 46138J577 |  | 1404828 | 74586 | SH |  | SOLE | RWA | 73533 | 0 | 1053 |
| S GLOBAL INC | COM | 78409V104 |  | 1368664 | 2619 | SH |  | SOLE | RWA | 2619 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULETSHS 2031 CP | 46138J429 |  | 1316419 | 78851 | SH |  | SOLE | RWA | 78107 | 0 | 744 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO 30 CORP | 46138J460 |  | 1265616 | 74800 | SH |  | SOLE | RWA | 74110 | 0 | 690 |
| INVESCO EXCH TRD SLF IDX FD | INVESCO BULLETSH | 46139W825 |  | 1247170 | 58116 | SH |  | SOLE | RWA | 57441 | 0 | 675 |
| KEARNY FINL CORP MD | COM | 48716P108 |  | 1237070 | 166946 | SH |  | SOLE | RWA | 45343 | 0 | 121603 |
| QUALCOMM INC | COM | 747525103 |  | 1229850 | 7190 | SH |  | SOLE | RWA | 7121 | 0 | 69 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 1220860 | 12713 | SH |  | SOLE | RWA | 12713 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 1158367 | 2576 | SH |  | SOLE | RWA | 1934 | 0 | 642 |
| MCKESSON CORP | COM | 58155Q103 |  | 1134462 | 1383 | SH |  | SOLE | RWA | 1218 | 0 | 165 |
| D R HORTON INC | COM | 23331A109 |  | 1117320 | 7758 | SH |  | SOLE | RWA | 7337 | 0 | 421 |
| ROYAL BK CDA | COM | 780087102 |  | 1102900 | 6469 | SH |  | SOLE | RWA | 6469 | 0 | 0 |
| HONEYWELL INTL INC | COM | 438516106 |  | 1098945 | 5633 | SH |  | SOLE | RWA | 5527 | 0 | 106 |
| ALLEGION PLC | ORD SHS | G0176J109 |  | 1086072 | 6821 | SH |  | SOLE | RWA | 6588 | 0 | 233 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 1058833 | 7502 | SH |  | SOLE | RWA | 7502 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 1025610 | 3976 | SH |  | SOLE | RWA | 3846 | 0 | 130 |
| SELECT SECTOR SPDR TR | STATE STREET ENE | 81369Y506 |  | 1020014 | 22814 | SH |  | SOLE | RWA | 22336 | 0 | 478 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 1006792 | 3003 | SH |  | SOLE | RWA | 1297 | 0 | 1706 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 944064 | 4943 | SH |  | SOLE | RWA | 4943 | 0 | 0 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 923904 | 3200 | SH |  | SOLE | RWA | 3200 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 890356 | 11559 | SH |  | SOLE | RWA | 11311 | 0 | 248 |
| PROLOGIS INC. | COM | 74340W103 |  | 889585 | 6968 | SH |  | SOLE | RWA | 6614 | 0 | 354 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 877586 | 3412 | SH |  | SOLE | RWA | 3412 | 0 | 0 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 860714 | 9235 | SH |  | SOLE | RWA | 8880 | 0 | 355 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 846577 | 12195 | SH |  | SOLE | RWA | 12195 | 0 | 0 |
| BOEING CO | COM | 097023105 |  | 827545 | 3811 | SH |  | SOLE | RWA | 867 | 0 | 2944 |
| UNILEVER PLC | SPON ADR NEW | 904767803 |  | 813314 | 12436 | SH |  | SOLE | RWA | 11616 | 0 | 820 |
| INGERSOLL RAND INC | COM | 45687V106 |  | 779288 | 9837 | SH |  | SOLE | RWA | 9837 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 758574 | 12143 | SH |  | SOLE | RWA | 12143 | 0 | 0 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 754641 | 2242 | SH |  | SOLE | RWA | 2184 | 0 | 58 |
| HERSHEY CO | COM | 427866108 |  | 746695 | 4103 | SH |  | SOLE | RWA | 4103 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULLETSHARES 203 | 46139W783 |  | 744697 | 35428 | SH |  | SOLE | RWA | 34890 | 0 | 538 |
| TOLL BROTHERS INC | COM | 889478103 |  | 721940 | 5339 | SH |  | SOLE | RWA | 5075 | 0 | 264 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 720288 | 9115 | SH |  | SOLE | RWA | 9115 | 0 | 0 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 712881 | 2894 | SH |  | SOLE | RWA | 2894 | 0 | 0 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 706441 | 1171 | SH |  | SOLE | RWA | 1171 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 699902 | 13019 | SH |  | SOLE | RWA | 13019 | 0 | 0 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 696885 | 2403 | SH |  | SOLE | RWA | 2284 | 0 | 119 |
| ISHARES INC | MSCI JAPAN ETF | 46434G822 |  | 690408 | 8551 | SH |  | SOLE | RWA | 8551 | 0 | 0 |
| ABBOTT LABS | COM | 002824100 |  | 674965 | 5387 | SH |  | SOLE | RWA | 5387 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 658681 | 5481 | SH |  | SOLE | RWA | 5006 | 0 | 475 |
| THE CIGNA GROUP | COM | 125523100 |  | 658649 | 2393 | SH |  | SOLE | RWA | 2393 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 646224 | 5680 | SH |  | SOLE | RWA | 4894 | 0 | 786 |
| SCHWAB STRATEGIC TR | 1000 INDEX ETF | 808524722 |  | 640090 | 19515 | SH |  | SOLE | RWA | 19515 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 629130 | 6710 | SH |  | SOLE | RWA | 6403 | 0 | 307 |
| FEDEX CORP | COM | 31428X106 |  | 608248 | 2106 | SH |  | SOLE | RWA | 2051 | 0 | 55 |
| FIDELITY COVINGTON TRUST | MSCI INFO TECH I | 316092808 |  | 604455 | 2690 | SH |  | SOLE | RWA | 2690 | 0 | 0 |
| SOUTHERN CO | COM | 842587107 |  | 561653 | 6441 | SH |  | SOLE | RWA | 6441 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 559630 | 8005 | SH |  | SOLE | RWA | 7505 | 0 | 500 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 553914 | 6900 | SH |  | SOLE | RWA | 6900 | 0 | 0 |
| PROSHARES TR | PSHS ULTRA TECH | 74347R693 |  | 551750 | 5851 | SH |  | SOLE | RWA | 0 | 0 | 5851 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 544611 | 6088 | SH |  | SOLE | RWA | 6088 | 0 | 0 |
| VANGUARD WORLD FD | MEGA CAP INDEX | 921910873 |  | 543281 | 2163 | SH |  | SOLE | RWA | 579 | 0 | 1584 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 522524 | 1104 | SH |  | SOLE | RWA | 1104 | 0 | 0 |
| TOYOTA MOTOR CORP | ADS | 892331307 |  | 508821 | 2377 | SH |  | SOLE | RWA | 2377 | 0 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 503653 | 2837 | SH |  | SOLE | RWA | 2837 | 0 | 0 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 484968 | 3379 | SH |  | SOLE | RWA | 3379 | 0 | 0 |
| APPLIED MATLS INC | COM | 038222105 |  | 484042 | 1884 | SH |  | SOLE | RWA | 1884 | 0 | 0 |
| ARROW ELECTRS INC | COM | 042735100 |  | 482038 | 4375 | SH |  | SOLE | RWA | 4375 | 0 | 0 |
| FIFTH THIRD BANCORP | COM | 316773100 |  | 477041 | 10191 | SH |  | SOLE | RWA | 10091 | 0 | 100 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 |  | 473296 | 8957 | SH |  | SOLE | RWA | 8957 | 0 | 0 |
| PPL CORP | COM | 69351T106 |  | 464712 | 13270 | SH |  | SOLE | RWA | 13270 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 463160 | 1596 | SH |  | SOLE | RWA | 1596 | 0 | 0 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 461244 | 4572 | SH |  | SOLE | RWA | 4572 | 0 | 0 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 453088 | 800 | SH |  | SOLE | RWA | 800 | 0 | 0 |
| M  T BK CORP | COM | 55261F104 |  | 448898 | 2228 | SH |  | SOLE | RWA | 2228 | 0 | 0 |
| MOOG INC | CL A | 615394202 |  | 438390 | 1800 | SH |  | SOLE | RWA | 1800 | 0 | 0 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 435025 | 4354 | SH |  | SOLE | RWA | 4354 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A763 |  | 399946 | 2874 | SH |  | SOLE | RWA | 2874 | 0 | 0 |
| MASCO CORP | COM | 574599106 |  | 396851 | 6254 | SH |  | SOLE | RWA | 6254 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 391212 | 519 | SH |  | SOLE | RWA | 519 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 |  | 384346 | 1662 | SH |  | SOLE | RWA | 1662 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 |  | 370400 | 6763 | SH |  | SOLE | RWA | 6663 | 0 | 100 |
| PRICE T ROWE GROUP INC | COM | 74144T108 |  | 360444 | 3521 | SH |  | SOLE | RWA | 3521 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 358504 | 1173 | SH |  | SOLE | RWA | 1065 | 0 | 108 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 349163 | 1213 | SH |  | SOLE | RWA | 1213 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 346286 | 1049 | SH |  | SOLE | RWA | 1049 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET CON | 81369Y407 |  | 343662 | 2878 | SH |  | SOLE | RWA | 2878 | 0 | 0 |
| CUMMINS INC | COM | 231021106 |  | 339960 | 666 | SH |  | SOLE | RWA | 546 | 0 | 120 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 338877 | 8560 | SH |  | SOLE | RWA | 8560 | 0 | 0 |
| FIDELITY COVINGTON TRUST | MSCI FINLS IDX | 316092501 |  | 319279 | 4107 | SH |  | SOLE | RWA | 4107 | 0 | 0 |
| TEXAS INSTRS INC | COM | 882508104 |  | 318107 | 1834 | SH |  | SOLE | RWA | 1834 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 309904 | 5745 | SH |  | SOLE | RWA | 5745 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 309018 | 11266 | SH |  | SOLE | RWA | 11266 | 0 | 0 |
| PAYCHEX INC | COM | 704326107 |  | 305467 | 2723 | SH |  | SOLE | RWA | 200 | 0 | 2523 |
| AT INC | COM | 00206R102 |  | 303262 | 12209 | SH |  | SOLE | RWA | 12209 | 0 | 0 |
| PPG INDS INC | COM | 693506107 |  | 302782 | 2955 | SH |  | SOLE | RWA | 2955 | 0 | 0 |
| QUEST DIAGNOSTICS INC | COM | 74834L100 |  | 298926 | 1723 | SH |  | SOLE | RWA | 1723 | 0 | 0 |
| PROSHARES TR | ULTRAPRO QQQ | 74347X831 |  | 297868 | 5650 | SH |  | SOLE | RWA | 0 | 0 | 5650 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 291170 | 602 | SH |  | SOLE | RWA | 602 | 0 | 0 |
| MARATHON PETE CORP | COM | 56585A102 |  | 287112 | 1765 | SH |  | SOLE | RWA | 1765 | 0 | 0 |
| FIDELITY COMWLTH TR | NASDAQ COMPSIT | 315912808 |  | 276028 | 3020 | SH |  | SOLE | RWA | 3020 | 0 | 0 |
| FIDELITY COVINGTON TRUST | MSCI HLTH CARE I | 316092600 |  | 266963 | 3594 | SH |  | SOLE | RWA | 3594 | 0 | 0 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 |  | 262212 | 1859 | SH |  | SOLE | RWA | 1859 | 0 | 0 |
| NUCOR CORP | COM | 670346105 |  | 257629 | 1579 | SH |  | SOLE | RWA | 1555 | 0 | 24 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 257568 | 4467 | SH |  | SOLE | RWA | 4467 | 0 | 0 |
| AVERY DENNISON CORP | COM | 053611109 |  | 255178 | 1403 | SH |  | SOLE | RWA | 1403 | 0 | 0 |
| AON PLC | SHS CL A | G0403H108 |  | 246311 | 698 | SH |  | SOLE | RWA | 698 | 0 | 0 |
| AMERIPRISE FINL INC | COM | 03076C106 |  | 245170 | 500 | SH |  | SOLE | RWA | 500 | 0 | 0 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 243011 | 1217 | SH |  | SOLE | RWA | 1217 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 236586 | 1331 | SH |  | SOLE | RWA | 1296 | 0 | 35 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 229549 | 8060 | SH |  | SOLE | RWA | 8060 | 0 | 0 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 225756 | 769 | SH |  | SOLE | RWA | 769 | 0 | 0 |
| EMERSON ELEC CO | COM | 291011104 |  | 225251 | 1697 | SH |  | SOLE | RWA | 1697 | 0 | 0 |
| VANGUARD WORLD FD | COMM SRVC ETF | 92204A884 |  | 222675 | 1150 | SH |  | SOLE | RWA | 1150 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 219901 | 5399 | SH |  | SOLE | RWA | 5307 | 0 | 92 |
| GALLAGHER ARTHUR J  CO | COM | 363576109 |  | 218160 | 843 | SH |  | SOLE | RWA | 843 | 0 | 0 |
| C H ROBINSON WORLDWIDE INC | COM NEW | 12541W209 |  | 217670 | 1354 | SH |  | SOLE | RWA | 1354 | 0 | 0 |
| BROWN  BROWN INC | COM | 115236101 |  | 214712 | 2694 | SH |  | SOLE | RWA | 2694 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 210468 | 2378 | SH |  | SOLE | RWA | 2378 | 0 | 0 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 208665 | 646 | SH |  | SOLE | RWA | 646 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULLETSHARES | 46139W759 |  | 203481 | 9778 | SH |  | SOLE | RWA | 9624 | 0 | 154 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 200755 | 1466 | SH |  | SOLE | RWA | 1466 | 0 | 0 |
| BLACKSTONE INC | COM | 09260D107 |  | 200074 | 1298 | SH |  | SOLE | RWA | 1298 | 0 | 0 |
| NUVEEN PFD  INCOME OPPORTUN | COM | 67073B106 |  | 119120 | 14688 | SH |  | SOLE | RWA | 14688 | 0 | 0 |

---