# EDGAR Filing Document

**Accession Number:** 0001703556
**File Stem:** 0001703556-26-000004
**Filing Date:** 2026-4
**Character Count:** 24086
**Document Hash:** c8418ec4d8ab1231940842f305dcd988
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001703556-26-000004.hdr.sgml**: 20260403

**ACCESSION NUMBER**: 0001703556-26-000004

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260403

**DATE AS OF CHANGE**: 20260403

**EFFECTIVENESS DATE**: 20260403

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Ridgewood Investments LLC
- **CENTRAL INDEX KEY:** 0001703556

**ORGANIZATION NAME:**
- **EIN:** 203507122
- **STATE OF INCORPORATION:** NJ
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-18012
- **FILM NUMBER:** 26837647

**BUSINESS ADDRESS:**
- **STREET 1:** 623 MORRIS AVENUE
- **CITY:** SPRINGFIELD
- **STATE:** NJ
- **ZIP:** 07081
- **BUSINESS PHONE:** 9735446970

**MAIL ADDRESS:**
- **STREET 1:** 623 MORRIS AVENUE
- **CITY:** SPRINGFIELD
- **STATE:** NJ
- **ZIP:** 07081

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Ridgewood Investments LLC<br>**Address:** 623 MORRIS AVENUE<br>SPRINGFIELD, NJ 07081

**Form 13F File Number:** 028-18012

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Kaushal Majmudar<br>**Title:** CEO<br>**Phone:** 973-544-6970

**Signature, Place, and Date of Signing:**

Kaushal Majmudar  Springfield, NJ  04-03-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 208

**Form 13F Information Table Value Total:** $244489389

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| FISERV INC | COM | 337738108 |  | 200127 | 3587 | SH |  | SOLE |  | 350 | 0 | 3237 |
| BANK AMERICA CORP | COM | 060505104 |  | 202361 | 4151 | SH |  | SOLE |  | 58 | 0 | 4093 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 202577 | 5213 | SH |  | SOLE |  | 0 | 0 | 5213 |
| VANGUARD INTL EQUITY INDEX F | GLB EX US ETF | 922042676 |  | 207835 | 4676 | SH |  | SOLE |  | 172 | 0 | 4504 |
| SEA LTD | SPONSORD ADS | 81141R100 |  | 211331 | 2552 | SH |  | SOLE |  | 400 | 0 | 2152 |
| ISHARES ETHEREUM TR | SHS | 46438R105 |  | 211710 | 13374 | SH |  | SOLE |  | 1953 | 0 | 11421 |
| ROYALTY PHARMA PLC | SHS CLASS A | G7709Q104 |  | 218503 | 4555 | SH |  | SOLE |  | 0 | 0 | 4555 |
| RPM INTL INC | COM | 749685103 |  | 222656 | 2240 | SH |  | SOLE |  | 250 | 0 | 1990 |
| MUELLER INDS INC | COM | 624756102 |  | 225589 | 2036 | SH |  | SOLE |  | 0 | 0 | 2036 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 230499 | 1466 | SH |  | SOLE |  | 0 | 0 | 1466 |
| SIMON PPTY GROUP INC NEW | COM | 828806109 |  | 230924 | 1238 | SH |  | SOLE |  | 430 | 0 | 808 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 235569 | 1188 | SH |  | SOLE |  | 141 | 0 | 1047 |
| RB GLOBAL INC | COM | 74935Q107 |  | 236046 | 2463 | SH |  | SOLE |  | 242 | 0 | 2221 |
| SMITH  NEPHEW PLC | SPDN ADR NEW | 83175M205 |  | 239113 | 7524 | SH |  | SOLE |  | 0 | 0 | 7524 |
| BOEING CO | COM | 097023105 |  | 240030 | 1206 | SH |  | SOLE |  | 318 | 0 | 888 |
| PINTEREST INC | CL A | 72352L106 |  | 240896 | 13135 | SH |  | SOLE |  | 3250 | 0 | 9885 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 243360 | 1004 | SH |  | SOLE |  | 83 | 0 | 921 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 243907 | 658 | SH |  | SOLE |  | 0 | 0 | 658 |
| UNITY SOFTWARE INC | COM | 91332U101 |  | 244126 | 11127 | SH |  | SOLE |  | 1701 | 0 | 9426 |
| MERCADOLIBRE INC | COM | 58733R102 |  | 244225 | 141 | SH |  | SOLE |  | 42 | 0 | 99 |
| COINBASE GLOBAL INC | COM CL A | 19260Q107 |  | 251438 | 1440 | SH |  | SOLE |  | 290 | 0 | 1150 |
| ROBLOX CORP | CL A | 771049103 |  | 255142 | 4511 | SH |  | SOLE |  | 700 | 0 | 3811 |
| DIAGEO PLC | SPON ADR NEW | 25243Q205 |  | 258490 | 3472 | SH |  | SOLE |  | 500 | 0 | 2972 |
| CAVA GROUP INC | COM | 148929102 |  | 261469 | 3232 | SH |  | SOLE |  | 0 | 0 | 3232 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 261985 | 713 | SH |  | SOLE |  | 509 | 0 | 204 |
| NUTRIEN LTD | COM | 67077M108 |  | 262073 | 3473 | SH |  | SOLE |  | 845 | 0 | 2628 |
| EZCORP INC | CL A NON VTG | 302301106 |  | 279180 | 11000 | SH |  | SOLE |  | 0 | 0 | 11000 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 283020 | 3979 | SH |  | SOLE |  | 0 | 0 | 3979 |
| FEDEX CORP | COM | 31428X106 |  | 284588 | 799 | SH |  | SOLE |  | 24 | 0 | 775 |
| EBAY INC. | COM | 278642103 |  | 288806 | 3173 | SH |  | SOLE |  | 158 | 0 | 3015 |
| WHITESTONE REIT | COM | 966084204 |  | 290700 | 18000 | SH |  | SOLE |  | 11100 | 0 | 6900 |
| CSX CORP | COM | 126408103 |  | 303658 | 7397 | SH |  | SOLE |  | 0 | 0 | 7397 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 318292 | 3335 | SH |  | SOLE |  | 1013 | 0 | 2322 |
| APTARGROUP INC | COM | 038336103 |  | 320563 | 2544 | SH |  | SOLE |  | 300 | 0 | 2244 |
| HERITAGE GLOBAL INC | COM | 42727E103 |  | 322544 | 237165 | SH |  | SOLE |  | 0 | 0 | 237165 |
| GAMBLING COM GROUP LIMITED | ORDINARY SHARES | G3R239101 |  | 329800 | 85000 | SH |  | SOLE |  | 0 | 0 | 85000 |
| ISHARES TR | CMBS ETF | 46429B366 |  | 336578 | 6907 | SH |  | SOLE |  | 1925 | 0 | 4982 |
| NASDAQ INC | COM | 631103108 |  | 337608 | 3977 | SH |  | SOLE |  | 384 | 0 | 3593 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 338186 | 2851 | SH |  | SOLE |  | 967 | 0 | 1884 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 348699 | 264 | SH |  | SOLE |  | 10 | 0 | 254 |
| TYSON FOODS INC | CL A | 902494103 |  | 351360 | 5484 | SH |  | SOLE |  | 249 | 0 | 5235 |
| TJX COS INC NEW | COM | 872540109 |  | 359420 | 2251 | SH |  | SOLE |  | 0 | 0 | 2251 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A656 |  | 359692 | 13829 | SH |  | SOLE |  | 3670 | 0 | 10159 |
| HUBSPOT INC | COM | 443573100 |  | 360292 | 1476 | SH |  | SOLE |  | 260 | 0 | 1216 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 367522 | 6963 | SH |  | SOLE |  | 0 | 0 | 6963 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 371560 | 2666 | SH |  | SOLE |  | 315 | 0 | 2351 |
| INVESCO EXCH TRADED FD TR II | S INTL LOW | 46138E230 |  | 377165 | 10947 | SH |  | SOLE |  | 2809 | 0 | 8138 |
| YUM CHINA HLDGS INC | COM | 98850P109 |  | 377362 | 7736 | SH |  | SOLE |  | 0 | 0 | 7736 |
| AON PLC | SHS CL A | G0403H108 |  | 377975 | 1171 | SH |  | SOLE |  | 0 | 0 | 1171 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 378514 | 4775 | SH |  | SOLE |  | 272 | 0 | 4503 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 379672 | 2296 | SH |  | SOLE |  | 0 | 0 | 2296 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 379923 | 7840 | SH |  | SOLE |  | 0 | 0 | 7840 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 |  | 382616 | 1610 | SH |  | SOLE |  | 19 | 0 | 1591 |
| SPOTIFY TECHNOLOGY S A | SHS | L8681T102 |  | 391807 | 808 | SH |  | SOLE |  | 190 | 0 | 618 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 396260 | 8761 | SH |  | SOLE |  | 2522 | 0 | 6239 |
| DHI GROUP INC | COM | 23331S100 |  | 403229 | 143498 | SH |  | SOLE |  | 0 | 0 | 143498 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 404302 | 1861 | SH |  | SOLE |  | 256 | 0 | 1605 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 411886 | 5809 | SH |  | SOLE |  | 0 | 0 | 5809 |
| ALIBABA GROUP HLDG LTD | SPONSORED ADS | 01609W102 |  | 428915 | 3419 | SH |  | SOLE |  | 200 | 0 | 3219 |
| ESSENTIAL UTILS INC | COM | 29670G102 |  | 429520 | 10666 | SH |  | SOLE |  | 1250 | 0 | 9416 |
| CHUBB LIMITED | COM | H1467J104 |  | 438376 | 1345 | SH |  | SOLE |  | 0 | 0 | 1345 |
| LOEWS CORP | COM | 540424108 |  | 442825 | 4149 | SH |  | SOLE |  | 0 | 0 | 4149 |
| KLA CORP | COM NEW | 482480100 |  | 449085 | 305 | SH |  | SOLE |  | 0 | 0 | 305 |
| ELI LILLY  CO | COM | 532457108 |  | 450687 | 490 | SH |  | SOLE |  | 0 | 0 | 490 |
| UNITED MICROELECTRONICS CORP | SPON ADR NEW | 910873405 |  | 455214 | 50692 | SH |  | SOLE |  | 0 | 0 | 50692 |
| MOSAIC CO NEW | COM | 61945C103 |  | 456654 | 17908 | SH |  | SOLE |  | 1750 | 0 | 16158 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 457095 | 8457 | SH |  | SOLE |  | 352 | 0 | 8105 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 468309 | 7499 | SH |  | SOLE |  | 0 | 0 | 7499 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 473684 | 2217 | SH |  | SOLE |  | 0 | 0 | 2217 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 483527 | 5145 | SH |  | SOLE |  | 0 | 0 | 5145 |
| ABM INDS INC | COM | 000957100 |  | 488626 | 12685 | SH |  | SOLE |  | 1000 | 0 | 11685 |
| VALE S A | SPONSORED ADS | 91912E105 |  | 490887 | 30854 | SH |  | SOLE |  | 0 | 0 | 30854 |
| BJS WHSL CLUB HLDGS INC | COM | 05550J101 |  | 495249 | 5032 | SH |  | SOLE |  | 1251 | 0 | 3781 |
| ADOBE INC | COM | 00724F101 |  | 507308 | 2087 | SH |  | SOLE |  | 185 | 0 | 1902 |
| ACME UTD CORP | COM | 004816104 |  | 508785 | 11329 | SH |  | SOLE |  | 0 | 0 | 11329 |
| MCCORMICK  CO INC | COM NON VTG | 579780206 |  | 510705 | 10125 | SH |  | SOLE |  | 1150 | 0 | 8975 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 530472 | 6224 | SH |  | SOLE |  | 650 | 0 | 5574 |
| PETROLEO BRASILEIRO SA PETRO | SPONSORED ADR | 71654V408 |  | 545103 | 26270 | SH |  | SOLE |  | 0 | 0 | 26270 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 546973 | 905 | SH |  | SOLE |  | 0 | 0 | 905 |
| SMITH A O CORP | COM | 831865209 |  | 549742 | 8337 | SH |  | SOLE |  | 900 | 0 | 7437 |
| FORTUNE BRANDS INNOVATIONS I | COM | 34964C106 |  | 554660 | 14233 | SH |  | SOLE |  | 1250 | 0 | 12983 |
| ZOETIS INC | CL A | 98978V103 |  | 563034 | 4763 | SH |  | SOLE |  | 500 | 0 | 4263 |
| CITIGROUP INC | COM NEW | 172967424 |  | 575506 | 5075 | SH |  | SOLE |  | 1031 | 0 | 4044 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 579364 | 4359 | SH |  | SOLE |  | 152 | 0 | 4207 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 585467 | 17461 | SH |  | SOLE |  | 4286 | 0 | 13175 |
| ISHARES TR | CRE U S REIT ETF | 464288521 |  | 585966 | 9900 | SH |  | SOLE |  | 64 | 0 | 9836 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 594104 | 5451 | SH |  | SOLE |  | 1329 | 0 | 4122 |
| H2O AMERICA | COM | 784305104 |  | 605650 | 10323 | SH |  | SOLE |  | 875 | 0 | 9448 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 624034 | 2425 | SH |  | SOLE |  | 661 | 0 | 1764 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 624193 | 3617 | SH |  | SOLE |  | 1090 | 0 | 2527 |
| KEURIG DR PEPPER INC | COM | 49271V100 |  | 625311 | 23749 | SH |  | SOLE |  | 1000 | 0 | 22749 |
| PAYCHEX INC | COM | 704326107 |  | 627521 | 6812 | SH |  | SOLE |  | 500 | 0 | 6312 |
| J  J SNACK FOODS CORP | COM | 466032109 |  | 629562 | 7942 | SH |  | SOLE |  | 600 | 0 | 7342 |
| APPLE INC | COM | 037833100 |  | 633262 | 2495 | SH |  | SOLE |  | 941 | 0 | 1554 |
| MIDDLEBY CORP | COM | 596278101 |  | 639036 | 4820 | SH |  | SOLE |  | 940 | 0 | 3880 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 643877 | 3169 | SH |  | SOLE |  | 250 | 0 | 2919 |
| ISHARES TR | MRGSTR MD CP GRW | 464288307 |  | 649459 | 8245 | SH |  | SOLE |  | 977 | 0 | 7268 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 653611 | 1519 | SH |  | SOLE |  | 9 | 0 | 1510 |
| CHEVRON CORP NEW | COM | 166764100 |  | 660839 | 3194 | SH |  | SOLE |  | 0 | 0 | 3194 |
| STMICROELECTRONICS N V | NY REGISTRY | 861012102 |  | 677076 | 19597 | SH |  | SOLE |  | 2250 | 0 | 17347 |
| NEWTEKONE INC | COM NEW | 652526203 |  | 684211 | 62485 | SH |  | SOLE |  | 0 | 0 | 62485 |
| STANLEY BLACK  DECKER INC | COM | 854502101 |  | 696104 | 9796 | SH |  | SOLE |  | 500 | 0 | 9296 |
| FACTSET RESH SYS INC | COM | 303075105 |  | 698925 | 3221 | SH |  | SOLE |  | 230 | 0 | 2991 |
| BHP GROUP LTD | SPONSORED ADS | 088606108 |  | 711397 | 9780 | SH |  | SOLE |  | 452 | 0 | 9328 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 719054 | 4932 | SH |  | SOLE |  | 149 | 0 | 4783 |
| HOME DEPOT INC | COM | 437076102 |  | 754474 | 2294 | SH |  | SOLE |  | 952 | 0 | 1342 |
| TESLA INC | COM | 88160R101 |  | 754702 | 2030 | SH |  | SOLE |  | 562 | 0 | 1468 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 791529 | 20602 | SH |  | SOLE |  | 4065 | 0 | 16537 |
| SALESFORCE INC | COM | 79466L302 |  | 793534 | 4251 | SH |  | SOLE |  | 443 | 0 | 3808 |
| SLB LIMITED | COM STK | 806857108 |  | 795569 | 15481 | SH |  | SOLE |  | 0 | 0 | 15481 |
| LENNAR CORP | CL A | 526057104 |  | 798581 | 9196 | SH |  | SOLE |  | 520 | 0 | 8676 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 800686 | 2647 | SH |  | SOLE |  | 51 | 0 | 2596 |
| HUMANA INC | COM | 444859102 |  | 815800 | 4705 | SH |  | SOLE |  | 300 | 0 | 4405 |
| RCI HOSPITALITY HLDGS INC | COM | 74934Q108 |  | 847574 | 37158 | SH |  | SOLE |  | 0 | 0 | 37158 |
| CANADIAN NAT RES LTD | COM | 136385101 |  | 860036 | 17649 | SH |  | SOLE |  | 2500 | 0 | 15149 |
| BROADCOM INC | COM | 11135F101 |  | 866938 | 2801 | SH |  | SOLE |  | 0 | 0 | 2801 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 869718 | 3558 | SH |  | SOLE |  | 461 | 0 | 3097 |
| CME GROUP INC | COM | 12572Q105 |  | 870396 | 2947 | SH |  | SOLE |  | 13 | 0 | 2934 |
| STATE STR CORP | COM | 857477103 |  | 871239 | 6884 | SH |  | SOLE |  | 150 | 0 | 6734 |
| INTUIT | COM | 461202103 |  | 874272 | 2022 | SH |  | SOLE |  | 125 | 0 | 1897 |
| AFLAC INC | COM | 001055102 |  | 881520 | 8035 | SH |  | SOLE |  | 0 | 0 | 8035 |
| BAIDU INC | SPON ADR REP A | 056752108 |  | 902502 | 8100 | SH |  | SOLE |  | 438 | 0 | 7662 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 905851 | 24649 | SH |  | SOLE |  | 1500 | 0 | 23149 |
| TRICO BANCSHARES | COM | 896095106 |  | 906255 | 19063 | SH |  | SOLE |  | 1200 | 0 | 17863 |
| CISCO SYS INC | COM | 17275R102 |  | 918200 | 11834 | SH |  | SOLE |  | 393 | 0 | 11441 |
| NETEASE INC | SPONSORED ADS | 64110W102 |  | 921042 | 8228 | SH |  | SOLE |  | 571 | 0 | 7657 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 923177 | 3178 | SH |  | SOLE |  | 0 | 0 | 3178 |
| AES CORP | COM | 00130H105 |  | 954851 | 67768 | SH |  | SOLE |  | 0 | 0 | 67768 |
| FIDELITY COMWLTH TR | NASDAQ COMPSIT | 315912808 |  | 956566 | 11266 | SH |  | SOLE |  | 1323 | 0 | 9943 |
| APPLIED MATLS INC | COM | 038222105 |  | 962481 | 2816 | SH |  | SOLE |  | 100 | 0 | 2716 |
| ANALOG DEVICES INC | COM | 032654105 |  | 963328 | 3028 | SH |  | SOLE |  | 44 | 0 | 2984 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 989870 | 10674 | SH |  | SOLE |  | 1872 | 0 | 8802 |
| NETFLIX INC | COM | 64110L106 |  | 996210 | 10361 | SH |  | SOLE |  | 1340 | 0 | 9021 |
| BANK OZK LITTLE ROCK ARK | COM | 06417N103 |  | 1026743 | 22374 | SH |  | SOLE |  | 1000 | 0 | 21374 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 1027430 | 3797 | SH |  | SOLE |  | 250 | 0 | 3547 |
| OPEN TEXT CORP | COM | 683715106 |  | 1040632 | 46791 | SH |  | SOLE |  | 4750 | 0 | 42041 |
| PROGRESSIVE CORP | COM | 743315103 |  | 1045518 | 5274 | SH |  | SOLE |  | 250 | 0 | 5024 |
| PFIZER INC | COM | 717081103 |  | 1093660 | 38948 | SH |  | SOLE |  | 1273 | 0 | 37675 |
| 3M CO | COM | 88579Y101 |  | 1101279 | 7583 | SH |  | SOLE |  | 2165 | 0 | 5418 |
| CDW CORP | COM | 12514G108 |  | 1113384 | 9200 | SH |  | SOLE |  | 350 | 0 | 8850 |
| SAP SE | SPON ADR | 803054204 |  | 1124165 | 6566 | SH |  | SOLE |  | 365 | 0 | 6201 |
| VANGUARD WHITEHALL FDS | EM MK GOV BD ETF | 921946885 |  | 1127834 | 17169 | SH |  | SOLE |  | 362 | 0 | 16807 |
| CANADIAN NATL RY CO | COM | 136375102 |  | 1130087 | 10996 | SH |  | SOLE |  | 1236 | 0 | 9760 |
| PRUDENTIAL FINL INC | COM | 744320102 |  | 1135255 | 11621 | SH |  | SOLE |  | 700 | 0 | 10921 |
| HEWLETT PACKARD ENTERPRISE C | COM | 42824C109 |  | 1141166 | 47928 | SH |  | SOLE |  | 21 | 0 | 47907 |
| MARSH  MCLENNAN COS INC | COM | 571748102 |  | 1151881 | 6641 | SH |  | SOLE |  | 300 | 0 | 6341 |
| GRACO INC | COM | 384109104 |  | 1153039 | 13621 | SH |  | SOLE |  | 1921 | 0 | 11700 |
| LOWES COS INC | COM | 548661107 |  | 1176202 | 4978 | SH |  | SOLE |  | 0 | 0 | 4978 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 |  | 1200079 | 21312 | SH |  | SOLE |  | 1000 | 0 | 20312 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1205943 | 7108 | SH |  | SOLE |  | 0 | 0 | 7108 |
| ISHARES TR | CONV BD ETF | 46435G102 |  | 1222724 | 12012 | SH |  | SOLE |  | 1324 | 0 | 10688 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 1251216 | 12970 | SH |  | SOLE |  | 800 | 0 | 12170 |
| EOG RES INC | COM | 26875P101 |  | 1258048 | 8702 | SH |  | SOLE |  | 0 | 0 | 8702 |
| DISNEY WALT CO | COM | 254687106 |  | 1264096 | 13116 | SH |  | SOLE |  | 1452 | 0 | 11664 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 1266237 | 3947 | SH |  | SOLE |  | 668 | 0 | 3279 |
| MERCK  CO INC | COM | 58933Y105 |  | 1288249 | 10710 | SH |  | SOLE |  | 0 | 0 | 10710 |
| OTIS WORLDWIDE CORP | COM | 68902V107 |  | 1345817 | 17460 | SH |  | SOLE |  | 800 | 0 | 16660 |
| MSC INDL DIRECT INC | CL A | 553530106 |  | 1357845 | 14716 | SH |  | SOLE |  | 0 | 0 | 14716 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 1467646 | 14190 | SH |  | SOLE |  | 223 | 0 | 13967 |
| AXOS FINANCIAL INC | COM | 05465C100 |  | 1535960 | 18051 | SH |  | SOLE |  | 3300 | 0 | 14751 |
| JD.COM INC | SPON ADS CL A | 47215P106 |  | 1549143 | 52389 | SH |  | SOLE |  | 2000 | 0 | 50389 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 1555093 | 15807 | SH |  | SOLE |  | 500 | 0 | 15307 |
| ARCHER DANIELS MIDLAND CO | COM | 039483102 |  | 1575810 | 21679 | SH |  | SOLE |  | 0 | 0 | 21679 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 1576016 | 34524 | SH |  | SOLE |  | 1257 | 0 | 33267 |
| CNH INDL N V | SHS | N20944109 |  | 1592096 | 144736 | SH |  | SOLE |  | 6000 | 0 | 138736 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 |  | 1616929 | 22107 | SH |  | SOLE |  | 3138 | 0 | 18969 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 1623664 | 9310 | SH |  | SOLE |  | 165 | 0 | 9145 |
| HCI GROUP INC | COM | 40416E103 |  | 1631377 | 10552 | SH |  | SOLE |  | 4877 | 0 | 5675 |
| TARGET CORP | COM | 87612E106 |  | 1634503 | 13486 | SH |  | SOLE |  | 0 | 0 | 13486 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 1645027 | 21314 | SH |  | SOLE |  | 2125 | 0 | 19189 |
| OLD REP INTL CORP | COM | 680223104 |  | 1663551 | 41693 | SH |  | SOLE |  | 500 | 0 | 41193 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 1678673 | 22353 | SH |  | SOLE |  | 729 | 0 | 21624 |
| CLOROX CO DEL | COM | 189054109 |  | 1728134 | 16676 | SH |  | SOLE |  | 677 | 0 | 15999 |
| ORACLE CORP | COM | 68389X105 |  | 1762084 | 11978 | SH |  | SOLE |  | 663 | 0 | 11315 |
| HENRY SCHEIN INC | COM | 806407102 |  | 1847143 | 25063 | SH |  | SOLE |  | 0 | 0 | 25063 |
| UNITED THERAPEUTICS CORP DEL | COM | 91307C102 |  | 1897536 | 3200 | SH |  | SOLE |  | 0 | 0 | 3200 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 1904686 | 5636 | SH |  | SOLE |  | 413 | 0 | 5223 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 1912970 | 3314 | SH |  | SOLE |  | 486 | 0 | 2829 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 1927983 | 8965 | SH |  | SOLE |  | 138 | 0 | 8827 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 1946608 | 37036 | SH |  | SOLE |  | 860 | 0 | 36176 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000VAL | 92206C714 |  | 1952897 | 20833 | SH |  | SOLE |  | 4646 | 0 | 16187 |
| AMAZON COM INC | COM | 023135106 |  | 2007098 | 9637 | SH |  | SOLE |  | 1467 | 0 | 8170 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 2023196 | 42106 | SH |  | SOLE |  | 1370 | 0 | 40736 |
| MICROCHIP TECHNOLOGY INC. | COM | 595017104 |  | 2023262 | 31315 | SH |  | SOLE |  | 0 | 0 | 31315 |
| PRICE T ROWE GROUP INC | COM | 74144T108 |  | 2062944 | 22886 | SH |  | SOLE |  | 750 | 0 | 22136 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 2113832 | 69306 | SH |  | SOLE |  | 1185 | 0 | 68121 |
| PEPSICO INC | COM | 713448108 |  | 2165985 | 13948 | SH |  | SOLE |  | 325 | 0 | 13623 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 2201083 | 25402 | SH |  | SOLE |  | 793 | 0 | 24609 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 |  | 2212380 | 47122 | SH |  | SOLE |  | 2739 | 0 | 44383 |
| QUALCOMM INC | COM | 747525103 |  | 2317267 | 17994 | SH |  | SOLE |  | 941 | 0 | 17053 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 2436136 | 41615 | SH |  | SOLE |  | 30276 | 0 | 11339 |
| TEXAS INSTRS INC | COM | 882508104 |  | 2501882 | 12887 | SH |  | SOLE |  | 0 | 0 | 12887 |
| MICROSOFT CORP | COM | 594918104 |  | 2504659 | 6766 | SH |  | SOLE |  | 553 | 0 | 6213 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 2537475 | 41838 | SH |  | SOLE |  | 168 | 0 | 41670 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 2881857 | 114815 | SH |  | SOLE |  | 2823 | 0 | 111992 |
| META PLATFORMS INC | CL A | 30303M102 |  | 3122686 | 5458 | SH |  | SOLE |  | 481 | 0 | 4977 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 3339528 | 12750 | SH |  | SOLE |  | 1414 | 0 | 11336 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 3613692 | 12583 | SH |  | SOLE |  | 1353 | 0 | 11230 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 3668648 | 26523 | SH |  | SOLE |  | 5703 | 0 | 20820 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 3682850 | 12838 | SH |  | SOLE |  | 2484 | 0 | 10354 |
| MARKEL GROUP INC | COM | 570535104 |  | 3709468 | 1938 | SH |  | SOLE |  | 459 | 0 | 1479 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R200 |  | 3885977 | 126250 | SH |  | SOLE |  | 8095 | 0 | 118155 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 4103888 | 6868 | SH |  | SOLE |  | 900 | 0 | 5968 |
| ISHARES TR | TRUST ISHARE 0-1 | 464288679 |  | 4119203 | 37315 | SH |  | SOLE |  | 391 | 0 | 36924 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 5453153 | 69547 | SH |  | SOLE |  | 3313 | 0 | 66234 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 6318159 | 62767 | SH |  | SOLE |  | 9856 | 0 | 52911 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 7668878 | 26669 | SH |  | SOLE |  | 3268 | 0 | 23401 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 23049520 | 48100 | SH |  | SOLE |  | 7644 | 0 | 40456 |

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