# EDGAR Filing Document

**Accession Number:** 0000764106
**File Stem:** 0000764106-25-000005
**Filing Date:** 2025-6
**Character Count:** 21700
**Document Hash:** feea5b5d188c7b139c328363f8e5e672
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000764106-25-000005.hdr.sgml**: 20250604

**ACCESSION NUMBER**: 0000764106-25-000005

**CONFORMED SUBMISSION TYPE**: 13F-HR/A

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250331

**FILED AS OF DATE**: 20250604

**DATE AS OF CHANGE**: 20250604

**EFFECTIVENESS DATE**: 20250604

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FIRST HAWAIIAN BANK
- **CENTRAL INDEX KEY:** 0000764106

**ORGANIZATION NAME:**
- **EIN:** 990034327
- **STATE OF INCORPORATION:** HI
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR/A
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-04029
- **FILM NUMBER:** 251023196

**BUSINESS ADDRESS:**
- **STREET 1:** 999 BISHOP STREET 3RD FLOOR
- **CITY:** HONOLULU
- **STATE:** HI
- **ZIP:** 96813
- **BUSINESS PHONE:** 8085255158

**MAIL ADDRESS:**
- **STREET 1:** FIRST HAWAIIAN BANK
- **STREET 2:** 999 BISHOP STREET 3RD FLOOR
- **CITY:** HONOLULU
- **STATE:** HI
- **ZIP:** 96813

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** BANCWEST CORP
- **DATE OF NAME CHANGE:** 20030220

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIRST HAWAIIAN BANK
- **DATE OF NAME CHANGE:** 19950524

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIRST HAWAIIAN BANK TRUST DIVISION
- **DATE OF NAME CHANGE:** 19890214

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2025

**Check here if Amendment** [x] **Amendment Number:** 1

**This Amendment (Check only one.):** [x] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** FIRST HAWAIIAN BANK<br>**Address:** FIRST HAWAIIAN BANK<br>999 BISHOP STREET 3RD FLOOR<br>HONOLULU, HI 96813

**Form 13F File Number:** 028-04029

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Lianna Figueroa<br>**Title:** Vice President  Trust Compliance Regulatory Specialist<br>**Phone:** 8085255763

**Signature, Place, and Date of Signing:**

Lianna Figueroa  Honolulu, HI  03-31-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 153

**Form 13F Information Table Value Total:** $685864114

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 | BBG000B9ZXB4 | 1061200 | 8000 | SH |  | DFND | NONE | 8000 | 0 | 0 |
| ABBOTT LABS | COM | 002824100 | BBG000B9ZXB4 | 83437 | 629 | SH |  | SOLE | NONE | 549 | 0 | 80 |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RY4 | 1556524 | 7429 | SH |  | DFND | NONE | 7429 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RY4 | 14038 | 67 | SH |  | SOLE | NONE | 44 | 0 | 23 |
| ALEXANDER  BALDWIN INC NEW | COM | 014491104 |  | 327852 | 19028 | SH |  | DFND | NONE | 19028 | 0 | 0 |
| ALEXANDER  BALDWIN INC NEW | COM | 014491104 |  | 48813 | 2833 | SH |  | SOLE | NONE | 2833 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB30 | 266372 | 1705 | SH |  | SOLE | NONE | 1660 | 0 | 45 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JX6 | 330156 | 2135 | SH |  | SOLE | NONE | 2109 | 0 | 26 |
| AMAZON COM INC | COM | 023135106 | BBG000BVPV84 | 364348 | 1915 | SH |  | SOLE | NONE | 1811 | 0 | 104 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 | BBG00Q6ZDX29 | 889854 | 14789 | SH |  | DFND | NONE | 14764 | 0 | 25 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 | BBG00Q6ZDX29 | 4349749 | 72291 | SH |  | SOLE | NONE | 71684 | 0 | 607 |
| APPLE INC | COM | 037833100 | BBG000B9XRY4 | 1370542 | 6170 | SH |  | DFND | NONE | 6170 | 0 | 0 |
| APPLE INC | COM | 037833100 | BBG000B9XRY4 | 2229075 | 10035 | SH |  | SOLE | NONE | 10018 | 0 | 17 |
| AT INC | COM | 00206R102 | BBG000BSJK37 | 220499 | 7797 | SH |  | DFND | NONE | 7797 | 0 | 0 |
| BANK HAWAII CORP | COM | 062540109 | BBG000C8D8G9 | 699770 | 10146 | SH |  | DFND | NONE | 10146 | 0 | 0 |
| BANK HAWAII CORP | COM | 062540109 | BBG000C8D8G9 | 1536514 | 22278 | SH |  | SOLE | NONE | 22278 | 0 | 0 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 | BBG00NNWBVZ4 | 1773694 | 36376 | SH |  | DFND | NONE | 36277 | 0 | 99 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 | BBG00NNWBVZ4 | 13885775 | 284778 | SH |  | SOLE | NONE | 282698 | 0 | 2080 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 | BBG000DQLV23 | 259878 | 4261 | SH |  | DFND | NONE | 4261 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 | BBG000BF0K17 | 329800 | 1000 | SH |  | DFND | NONE | 1000 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 | BBG000BF0K17 | 14511 | 44 | SH |  | SOLE | NONE | 44 | 0 | 0 |
| CENCORA INC | COM | 03073E105 | BBG000MDCQC2 | 278924 | 1003 | SH |  | SOLE | NONE | 990 | 0 | 13 |
| CHEVRON CORP NEW | COM | 166764100 | BBG000K4ND22 | 669160 | 4000 | SH |  | DFND | NONE | 4000 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 | BBG000K4ND22 | 1322427 | 7905 | SH |  | SOLE | NONE | 7905 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 | BBG000BNBDC2 | 115627 | 140 | SH |  | DFND | NONE | 140 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 | BBG000BNBDC2 | 292372 | 354 | SH |  | SOLE | NONE | 343 | 0 | 11 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG000GZQ728 | 427553 | 3595 | SH |  | DFND | NONE | 3595 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG000GZQ728 | 86819 | 730 | SH |  | SOLE | NONE | 730 | 0 | 0 |
| FRANKLIN TEMPLETON ETF TR | INTL COR DIV TIL | 35473P108 | BBG00D0YL0Z4 | 105331 | 3232 | SH |  | DFND | NONE | 3232 | 0 | 0 |
| FRANKLIN TEMPLETON ETF TR | INTL COR DIV TIL | 35473P108 | BBG00D0YL0Z4 | 3112280 | 95498 | SH |  | SOLE | NONE | 94899 | 0 | 599 |
| GE AEROSPACE | COM NEW | 369604301 | BBG000BK6MB5 | 178734 | 893 | SH |  | DFND | NONE | 893 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 | BBG000BK6MB5 | 44233 | 221 | SH |  | SOLE | NONE | 221 | 0 | 0 |
| GLOBAL X FDS | S 500 CATHOLIC | 37954Y889 | BBG00CP9KWJ3 | 700322 | 10369 | SH |  | SOLE | NONE | 10369 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | BBG000BLNNH6 | 921037 | 3704 | SH |  | DFND | NONE | 3704 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | BBG000BLNNH6 | 151185 | 608 | SH |  | SOLE | NONE | 608 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | PFD ETF | 46138E511 | BBG000TWWFV4 | 101070 | 9008 | SH |  | DFND | NONE | 0 | 0 | 9008 |
| INVESCO EXCH TRADED FD TR II | PFD ETF | 46138E511 | BBG000TWWFV4 | 2428131 | 216411 | SH |  | SOLE | NONE | 206296 | 0 | 10115 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 | BBG00KJR2MY7 | 912056 | 5265 | SH |  | DFND | NONE | 5265 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | RAFI US 1500 | 46137V597 | BBG000KHNPR9 | 373110 | 9855 | SH |  | SOLE | NONE | 9855 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | BBG000BSWKH7 | 29073 | 62 | SH |  | DFND | NONE | 62 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | BBG000BSWKH7 | 294013 | 627 | SH |  | SOLE | NONE | 627 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 | BBG003HC3CQ0 | 757361 | 14033 | SH |  | DFND | NONE | 13028 | 0 | 1005 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 | BBG003HC3CQ0 | 10008251 | 185441 | SH |  | SOLE | NONE | 180747 | 0 | 4694 |
| ISHARES TR | CORE S TTL STK | 464287150 | BBG000HSHTP0 | 10139641 | 83105 | SH |  | SOLE | NONE | 83105 | 0 | 0 |
| ISHARES TR | TIPS BD ETF | 464287176 | BBG000C01W49 | 3999 | 36 | SH |  | DFND | NONE | 36 | 0 | 0 |
| ISHARES TR | TIPS BD ETF | 464287176 | BBG000C01W49 | 278836 | 2510 | SH |  | SOLE | NONE | 2344 | 0 | 166 |
| ISHARES TR | CORE S ETF | 464287200 | BBG000BVZ4F5 | 11606606 | 20656 | SH |  | DFND | NONE | 20591 | 0 | 65 |
| ISHARES TR | CORE S ETF | 464287200 | BBG000BVZ4F5 | 213353430 | 379700 | SH |  | SOLE | NONE | 374177 | 0 | 5523 |
| ISHARES TR | CORE US AGGBD ET | 464287226 | BBG000Q123R0 | 74091 | 749 | SH |  | DFND | NONE | 749 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 | BBG000Q123R0 | 21048198 | 212780 | SH |  | SOLE | NONE | 211814 | 0 | 966 |
| ISHARES TR | S 500 GRWT ETF | 464287309 | BBG000BWDHF8 | 10884874 | 117256 | SH |  | DFND | NONE | 114410 | 0 | 2846 |
| ISHARES TR | S 500 GRWT ETF | 464287309 | BBG000BWDHF8 | 15357331 | 165435 | SH |  | SOLE | NONE | 165435 | 0 | 0 |
| ISHARES TR | S 500 VAL ETF | 464287408 | BBG000BWD2Y0 | 3211845 | 16853 | SH |  | DFND | NONE | 15423 | 0 | 1430 |
| ISHARES TR | S 500 VAL ETF | 464287408 | BBG000BWD2Y0 | 20477249 | 107447 | SH |  | SOLE | NONE | 106906 | 0 | 541 |
| ISHARES TR | MSCI EAFE ETF | 464287465 | BBG000D2KQ55 | 3046404 | 37274 | SH |  | DFND | NONE | 34266 | 0 | 3008 |
| ISHARES TR | MSCI EAFE ETF | 464287465 | BBG000D2KQ55 | 4793219 | 58647 | SH |  | SOLE | NONE | 58647 | 0 | 0 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 | BBG000JWZ6F0 | 247153 | 1962 | SH |  | SOLE | NONE | 1962 | 0 | 0 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 | BBG000BW05W9 | 203728 | 1734 | SH |  | SOLE | NONE | 1734 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 | BBG000JWXHK2 | 1001104 | 11768 | SH |  | DFND | NONE | 11768 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 | BBG000JWXHK2 | 365631 | 4298 | SH |  | SOLE | NONE | 4292 | 0 | 6 |
| ISHARES TR | CORE S MCP ETF | 464287507 | BBG000BWC7P0 | 291400 | 4994 | SH |  | DFND | NONE | 1839 | 0 | 3155 |
| ISHARES TR | CORE S MCP ETF | 464287507 | BBG000BWC7P0 | 11073955 | 189785 | SH |  | SOLE | NONE | 185340 | 0 | 4445 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 | BBG000CG9VP5 | 1215514 | 6460 | SH |  | DFND | NONE | 6460 | 0 | 0 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 | BBG000CG9VP5 | 58518 | 311 | SH |  | SOLE | NONE | 311 | 0 | 0 |
| ISHARES TR | S MC 400GR ETF | 464287606 | BBG000C15L83 | 654664 | 7861 | SH |  | DFND | NONE | 7404 | 0 | 457 |
| ISHARES TR | S MC 400GR ETF | 464287606 | BBG000C15L83 | 2541706 | 30520 | SH |  | SOLE | NONE | 30520 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 | BBG000BTR7Z0 | 1403557 | 3887 | SH |  | SOLE | NONE | 3887 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 | BBG000CGC9C4 | 23540 | 118 | SH |  | DFND | NONE | 118 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 | BBG000CGC9C4 | 267117 | 1339 | SH |  | SOLE | NONE | 1336 | 0 | 3 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 | BBG000BWDVW8 | 2968663 | 9346 | SH |  | SOLE | NONE | 9346 | 0 | 0 |
| ISHARES TR | S MC 400VL ETF | 464287705 | BBG000C14JK5 | 729036 | 6089 | SH |  | DFND | NONE | 5701 | 0 | 388 |
| ISHARES TR | S MC 400VL ETF | 464287705 | BBG000C14JK5 | 2624601 | 21921 | SH |  | SOLE | NONE | 21921 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 | BBG000BWCNN7 | 656177 | 6275 | SH |  | DFND | NONE | 5500 | 0 | 775 |
| ISHARES TR | CORE S SCP ETF | 464287804 | BBG000BWCNN7 | 4523594 | 43259 | SH |  | SOLE | NONE | 42329 | 0 | 930 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 | BBG000C160L3 | 437880 | 4492 | SH |  | DFND | NONE | 4356 | 0 | 136 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 | BBG000C160L3 | 1168883 | 11991 | SH |  | SOLE | NONE | 11991 | 0 | 0 |
| ISHARES TR | S SML 600 GWT | 464287887 | BBG000C16NW1 | 368022 | 2956 | SH |  | DFND | NONE | 2858 | 0 | 98 |
| ISHARES TR | S SML 600 GWT | 464287887 | BBG000C16NW1 | 1208024 | 9703 | SH |  | SOLE | NONE | 9703 | 0 | 0 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 | BBG000BJ2TL6 | 204336 | 1935 | SH |  | SOLE | NONE | 1935 | 0 | 0 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 | BBG000TC0WT9 | 638966 | 6060 | SH |  | SOLE | NONE | 6060 | 0 | 0 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 | BBG003H6TM38 | 15446859 | 221270 | SH |  | SOLE | NONE | 221270 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 | BBG003H6TR19 | 8209916 | 108525 | SH |  | DFND | NONE | 105223 | 0 | 3302 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 | BBG003H6TR19 | 67763941 | 895756 | SH |  | SOLE | NONE | 878565 | 0 | 17191 |
| ISHARES TR | 0-5YR HI YL CP | 46434V407 | BBG005DW06C6 | 57997 | 1364 | SH |  | DFND | NONE | 0 | 0 | 1364 |
| ISHARES TR | 0-5YR HI YL CP | 46434V407 | BBG005DW06C6 | 1285762 | 30239 | SH |  | SOLE | NONE | 30119 | 0 | 120 |
| ISHARES TR | HDG MSCI EAFE | 46434V803 | BBG005XKVF63 | 241510 | 6655 | SH |  | SOLE | NONE | 6655 | 0 | 0 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 | BBG00D7BBRR8 | 19687 | 241 | SH |  | DFND | NONE | 241 | 0 | 0 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 | BBG00D7BBRR8 | 1582090 | 19367 | SH |  | SOLE | NONE | 19367 | 0 | 0 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 | BBG00MC0NZP7 | 444033 | 9352 | SH |  | SOLE | NONE | 9352 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 | BBG00TSG0RS0 | 157535 | 2757 | SH |  | DFND | NONE | 2757 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 | BBG00TSG0RS0 | 4898498 | 85728 | SH |  | SOLE | NONE | 84587 | 0 | 1141 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 | BBG00GP26N50 | 2801965 | 55342 | SH |  | SOLE | NONE | 55342 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG000BMHYD1 | 198842 | 1199 | SH |  | DFND | NONE | 1199 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG000BMHYD1 | 60366 | 364 | SH |  | SOLE | NONE | 364 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 | BBG000F1ZSQ2 | 274060 | 500 | SH |  | DFND | NONE | 500 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 | BBG000F1ZSQ2 | 347508 | 634 | SH |  | SOLE | NONE | 616 | 0 | 18 |
| MATSON INC | COM | 57686G105 | BBG000BBK401 | 1608534 | 12550 | SH |  | DFND | NONE | 12550 | 0 | 0 |
| MATSON INC | COM | 57686G105 | BBG000BBK401 | 1821424 | 14211 | SH |  | SOLE | NONE | 14211 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 | BBG000BNSZP1 | 1458143 | 4668 | SH |  | DFND | NONE | 4668 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 | BBG000BNSZP1 | 388276 | 1243 | SH |  | SOLE | NONE | 1243 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 | BBG000MM2P62 | 288180 | 500 | SH |  | DFND | NONE | 500 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 | BBG000MM2P62 | 495093 | 859 | SH |  | SOLE | NONE | 859 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 | BBG000BPH459 | 1346899 | 3588 | SH |  | DFND | NONE | 3588 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 | BBG000BPH459 | 816098 | 2174 | SH |  | SOLE | NONE | 2140 | 0 | 34 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG000BBJQV0 | 644969 | 5951 | SH |  | SOLE | NONE | 5951 | 0 | 0 |
| PIMCO ETF TR | ACTIVE BD ETF | 72201R775 | BBG002N12B91 | 3532446 | 38201 | SH |  | SOLE | NONE | 38201 | 0 | 0 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 | BBG000BJ7007 | 240549 | 1165 | SH |  | SOLE | NONE | 1165 | 0 | 0 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 | BBG000BTDS98 | 739829 | 1762 | SH |  | DFND | NONE | 0 | 0 | 1762 |
| SPDR INDEX SHS FDS | MSCI EAFE STRTGC | 78463X434 | BBG006LCM0X5 | 1667788 | 21123 | SH |  | DFND | NONE | 20455 | 0 | 668 |
| SPDR INDEX SHS FDS | MSCI EAFE STRTGC | 78463X434 | BBG006LCM0X5 | 11142192 | 141119 | SH |  | SOLE | NONE | 139033 | 0 | 2086 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 | BBG000BDTBL9 | 2624098 | 4691 | SH |  | DFND | NONE | 4288 | 0 | 403 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 | BBG000BDTBL9 | 7427021 | 13277 | SH |  | SOLE | NONE | 12656 | 0 | 621 |
| SPDR SERIES TRUST | PRTFLO S HI | 78468R788 | BBG00B6WD888 | 8644952 | 195322 | SH |  | DFND | NONE | 195322 | 0 | 0 |
| SPDR SERIES TRUST | MSCI USA STRTGIC | 78468R812 | BBG008HB6486 | 4094485 | 26131 | SH |  | DFND | NONE | 26131 | 0 | 0 |
| SPDR SERIES TRUST | MSCI USA STRTGIC | 78468R812 | BBG008HB6486 | 6777343 | 43253 | SH |  | SOLE | NONE | 43253 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 | BBG000CTQBF3 | 210109 | 2142 | SH |  | SOLE | NONE | 2108 | 0 | 34 |
| SYSCO CORP | COM | 871829107 | BBG000BTVJ25 | 206585 | 2753 | SH |  | DFND | NONE | 2753 | 0 | 0 |
| SYSCO CORP | COM | 871829107 | BBG000BTVJ25 | 4652 | 62 | SH |  | SOLE | NONE | 21 | 0 | 41 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 | BBG000CH5208 | 178075 | 340 | SH |  | DFND | NONE | 340 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 | BBG000CH5208 | 59184 | 113 | SH |  | SOLE | NONE | 98 | 0 | 15 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 | BBG000R44H09 | 62467 | 798 | SH |  | DFND | NONE | 0 | 0 | 798 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 | BBG000R44H09 | 3771217 | 48176 | SH |  | SOLE | NONE | 48115 | 0 | 61 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | BBG000BZZS63 | 232396 | 3164 | SH |  | SOLE | NONE | 3164 | 0 | 0 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 | BBG004N1LFT5 | 113848 | 2332 | SH |  | DFND | NONE | 0 | 0 | 2332 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 | BBG004N1LFT5 | 1832166 | 37529 | SH |  | SOLE | NONE | 37360 | 0 | 169 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 | BBG000Q89NG6 | 403084 | 4452 | SH |  | SOLE | NONE | 4283 | 0 | 169 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 | BBG000HSZ812 | 4085235 | 15894 | SH |  | DFND | NONE | 15894 | 0 | 0 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 | BBG000HSZ812 | 11268452 | 43841 | SH |  | SOLE | NONE | 43687 | 0 | 154 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 | BBG000LNZ4P1 | 1317100 | 7646 | SH |  | DFND | NONE | 7617 | 0 | 29 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 | BBG000LNZ4P1 | 14078810 | 81730 | SH |  | SOLE | NONE | 81122 | 0 | 608 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | BBG000HT3Z79 | 114867 | 518 | SH |  | DFND | NONE | 518 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | BBG000HT3Z79 | 2003955 | 9037 | SH |  | SOLE | NONE | 8948 | 0 | 89 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG000HR9779 | 11914314 | 43350 | SH |  | SOLE | NONE | 43350 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | BBG000HT88C8 | 1481722 | 32738 | SH |  | SOLE | NONE | 32738 | 0 | 0 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 | BBG003H12X16 | 218163 | 4372 | SH |  | DFND | NONE | 2372 | 0 | 2000 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 | BBG003H12X16 | 4744442 | 95079 | SH |  | SOLE | NONE | 91539 | 0 | 3540 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 | BBG000PWXXY5 | 744404 | 9430 | SH |  | SOLE | NONE | 9430 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000IDX | 92206C664 | BBG0016LDM47 | 1406375 | 17438 | SH |  | SOLE | NONE | 17438 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 | BBG000PWYVH7 | 239720 | 2932 | SH |  | SOLE | NONE | 2932 | 0 | 0 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 | BBG000QBYWJ8 | 4610707 | 35753 | SH |  | DFND | NONE | 35753 | 0 | 0 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 | BBG000QBYWJ8 | 15930429 | 123530 | SH |  | SOLE | NONE | 123359 | 0 | 171 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 | BBG00C868SC8 | 11476554 | 155741 | SH |  | DFND | NONE | 155741 | 0 | 0 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 | BBG00C868SC8 | 16856661 | 228751 | SH |  | SOLE | NONE | 227084 | 0 | 1667 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 | BBG00M0P2RX7 | 3010297 | 30733 | SH |  | SOLE | NONE | 30733 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 | BBG000HS77T5 | 27216 | 600 | SH |  | DFND | NONE | 600 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 | BBG000HS77T5 | 201716 | 4447 | SH |  | SOLE | NONE | 4447 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 | BBG000PSKYX7 | 233757 | 667 | SH |  | SOLE | NONE | 632 | 0 | 35 |
| WALMART INC | COM | 931142103 | BBG000BWXBC2 | 1580220 | 18000 | SH |  | DFND | NONE | 18000 | 0 | 0 |
| WALMART INC | COM | 931142103 | BBG000BWXBC2 | 161358 | 1838 | SH |  | SOLE | NONE | 1838 | 0 | 0 |
| WASTE MGMT INC DEL | COM | 94106L109 | BBG000BWVSR1 | 335690 | 1450 | SH |  | DFND | NONE | 1450 | 0 | 0 |
| WASTE MGMT INC DEL | COM | 94106L109 | BBG000BWVSR1 | 5093 | 22 | SH |  | SOLE | NONE | 22 | 0 | 0 |
| WISDOMTREE TR | US MIDCAP DIVID | 97717W505 | BBG000BSWGB2 | 2509476 | 50676 | SH |  | DFND | NONE | 50676 | 0 | 0 |
| WISDOMTREE TR | US MIDCAP DIVID | 97717W505 | BBG000BSWGB2 | 4611748 | 93129 | SH |  | SOLE | NONE | 93129 | 0 | 0 |

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