# EDGAR Filing Document

**Accession Number:** 0001739485
**File Stem:** 0001739485-25-000003
**Filing Date:** 2025-7
**Character Count:** 12190
**Document Hash:** 1cc8099ec97f54983fac1a37a37610cd
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001739485-25-000003.hdr.sgml**: 20250709

**ACCESSION NUMBER**: 0001739485-25-000003

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250709

**DATE AS OF CHANGE**: 20250709

**EFFECTIVENESS DATE**: 20250709

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** LifePlan Financial, LLC
- **CENTRAL INDEX KEY:** 0001739485

**ORGANIZATION NAME:**
- **EIN:** 203419354
- **STATE OF INCORPORATION:** MN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23556
- **FILM NUMBER:** 251113338

**BUSINESS ADDRESS:**
- **STREET 1:** 226 NORTH BROAD STREET
- **CITY:** MANKATO
- **STATE:** MN
- **ZIP:** 56001
- **BUSINESS PHONE:** 507-625-3507

**MAIL ADDRESS:**
- **STREET 1:** 226 NORTH BROAD STREET
- **CITY:** MANKATO
- **STATE:** MN
- **ZIP:** 56001

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** LifePlan Financial LLC<br>**Address:** 226 NORTH BROAD STREET<br>MANKATO, MN 56001

**Form 13F File Number:** 028-23556

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Timothy Monaco<br>**Title:** Compliance Consultant<br>**Phone:** 7202109510

**Signature, Place, and Date of Signing:**

Timothy Monaco  Westminster, CO  07-09-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 89

**Form 13F Information Table Value Total:** $120670743

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 759165 | 5350 | SH |  | SOLE |  | 0 | 0 | 5350 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1552410 | 8809 | SH |  | SOLE |  | 0 | 0 | 8809 |
| AMAZON COM INC | COM | 023135106 |  | 1190191 | 5425 | SH |  | SOLE |  | 0 | 0 | 5425 |
| AMERICAN INTL GROUP INC | COM NEW | 026874784 |  | 407216 | 4758 | SH |  | SOLE |  | 0 | 0 | 4758 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 539510 | 2441 | SH |  | SOLE |  | 0 | 0 | 2441 |
| AMPLIFY ETF TR | BLACKSWAN GRWT | 032108888 |  | 4323642 | 141065 | SH |  | SOLE |  | 0 | 0 | 141065 |
| APPLE INC | COM | 037833100 |  | 705990 | 3441 | SH |  | SOLE |  | 0 | 0 | 3441 |
| APPLIED MATLS INC | COM | 038222105 |  | 755347 | 4126 | SH |  | SOLE |  | 0 | 0 | 4126 |
| AT INC | COM | 00206R102 |  | 642179 | 22190 | SH |  | SOLE |  | 0 | 0 | 22190 |
| AUTODESK INC | COM | 052769106 |  | 1119405 | 3616 | SH |  | SOLE |  | 0 | 0 | 3616 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 347127 | 2015 | SH |  | SOLE |  | 0 | 0 | 2015 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 270574 | 557 | SH |  | SOLE |  | 0 | 0 | 557 |
| BORGWARNER INC | COM | 099724106 |  | 805244 | 24052 | SH |  | SOLE |  | 0 | 0 | 24052 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 292332 | 1374 | SH |  | SOLE |  | 0 | 0 | 1374 |
| CATERPILLAR INC | COM | 149123101 |  | 338907 | 873 | SH |  | SOLE |  | 0 | 0 | 873 |
| CITIGROUP INC | COM NEW | 172967424 |  | 1047146 | 12302 | SH |  | SOLE |  | 0 | 0 | 12302 |
| CME GROUP INC | COM | 12572Q105 |  | 471586 | 1711 | SH |  | SOLE |  | 0 | 0 | 1711 |
| COGNIZANT TECHNOLOGY SOLUTIO | CL A | 192446102 |  | 535988 | 6869 | SH |  | SOLE |  | 0 | 0 | 6869 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 1342212 | 37608 | SH |  | SOLE |  | 0 | 0 | 37608 |
| CONSTELLATION BRANDS INC | CL A | 21036P108 |  | 515533 | 3169 | SH |  | SOLE |  | 0 | 0 | 3169 |
| CORTEVA INC | COM | 22052L104 |  | 1304946 | 17509 | SH |  | SOLE |  | 0 | 0 | 17509 |
| CROWN CASTLE INC | COM | 22822V101 |  | 227239 | 2212 | SH |  | SOLE |  | 0 | 0 | 2212 |
| CVS HEALTH CORP | COM | 126650100 |  | 1439337 | 20866 | SH |  | SOLE |  | 0 | 0 | 20866 |
| DANAHER CORPORATION | COM | 235851102 |  | 536124 | 2714 | SH |  | SOLE |  | 0 | 0 | 2714 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 1179882 | 9999 | SH |  | SOLE |  | 0 | 0 | 9999 |
| EMERSON ELEC CO | COM | 291011104 |  | 1029308 | 7720 | SH |  | SOLE |  | 0 | 0 | 7720 |
| EQUIFAX INC | COM | 294429105 |  | 292310 | 1127 | SH |  | SOLE |  | 0 | 0 | 1127 |
| EXPEDIA GROUP INC | COM NEW | 30212P303 |  | 415965 | 2466 | SH |  | SOLE |  | 0 | 0 | 2466 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 671271 | 6227 | SH |  | SOLE |  | 0 | 0 | 6227 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 977936 | 3353 | SH |  | SOLE |  | 0 | 0 | 3353 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 623866 | 5627 | SH |  | SOLE |  | 0 | 0 | 5627 |
| HASBRO INC | COM | 418056107 |  | 953607 | 12918 | SH |  | SOLE |  | 0 | 0 | 12918 |
| HORMEL FOODS CORP | COM | 440452100 |  | 416966 | 13784 | SH |  | SOLE |  | 0 | 0 | 13784 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 10053461 | 161217 | SH |  | SOLE |  | 0 | 0 | 161217 |
| ISHARES TR | CORE 40/60 MODER | 464289875 |  | 1733102 | 37643 | SH |  | SOLE |  | 0 | 0 | 37643 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 212897 | 1948 | SH |  | SOLE |  | 0 | 0 | 1948 |
| ISHARES TR | IBONDS DEC 29 | 46436E205 |  | 2606871 | 111739 | SH |  | SOLE |  | 0 | 0 | 111739 |
| ISHARES TR | IBONDS DEC 2030 | 46436E726 |  | 1893137 | 86130 | SH |  | SOLE |  | 0 | 0 | 86130 |
| ISHARES TR | GNMA BOND ETF | 46429B333 |  | 2062090 | 46919 | SH |  | SOLE |  | 0 | 0 | 46919 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 777574 | 12161 | SH |  | SOLE |  | 0 | 0 | 12161 |
| ISHARES TR | IBONDS DEC25 ETF | 46434VBD1 |  | 720173 | 28601 | SH |  | SOLE |  | 0 | 0 | 28601 |
| ISHARES TR | IBONDS DEC2026 | 46435GAA0 |  | 2581485 | 106453 | SH |  | SOLE |  | 0 | 0 | 106453 |
| ISHARES TR | IBONDS 27 ETF | 46435UAA9 |  | 2590289 | 106728 | SH |  | SOLE |  | 0 | 0 | 106728 |
| ISHARES TR | IBDS DEC28 ETF | 46435U515 |  | 2601470 | 102340 | SH |  | SOLE |  | 0 | 0 | 102340 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 604126 | 3955 | SH |  | SOLE |  | 0 | 0 | 3955 |
| JOHNSON CTLS INTL PLC | SHS | G51502105 |  | 369776 | 3501 | SH |  | SOLE |  | 0 | 0 | 3501 |
| KENVUE INC | COM | 49177J102 |  | 395765 | 18909 | SH |  | SOLE |  | 0 | 0 | 18909 |
| KRAFT HEINZ CO | COM | 500754106 |  | 578110 | 22390 | SH |  | SOLE |  | 0 | 0 | 22390 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 334387 | 722 | SH |  | SOLE |  | 0 | 0 | 722 |
| MASCO CORP | COM | 574599106 |  | 409780 | 6367 | SH |  | SOLE |  | 0 | 0 | 6367 |
| MCDONALDS CORP | COM | 580135101 |  | 888197 | 3040 | SH |  | SOLE |  | 0 | 0 | 3040 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 2000987 | 22955 | SH |  | SOLE |  | 0 | 0 | 22955 |
| MICROSOFT CORP | COM | 594918104 |  | 2801413 | 5632 | SH |  | SOLE |  | 0 | 0 | 5632 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 316631 | 4695 | SH |  | SOLE |  | 0 | 0 | 4695 |
| MOTOROLA SOLUTIONS INC | COM NEW | 620076307 |  | 411630 | 979 | SH |  | SOLE |  | 0 | 0 | 979 |
| NIKE INC | CL B | 654106103 |  | 971685 | 13678 | SH |  | SOLE |  | 0 | 0 | 13678 |
| NXP SEMICONDUCTORS N V | COM | N6596X109 |  | 1631028 | 7465 | SH |  | SOLE |  | 0 | 0 | 7465 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 1320286 | 6452 | SH |  | SOLE |  | 0 | 0 | 6452 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 1932989 | 26009 | SH |  | SOLE |  | 0 | 0 | 26009 |
| QUALCOMM INC | COM | 747525103 |  | 398787 | 2504 | SH |  | SOLE |  | 0 | 0 | 2504 |
| RTX CORPORATION | COM | 75513E101 |  | 737109 | 5048 | SH |  | SOLE |  | 0 | 0 | 5048 |
| S GLOBAL INC | COM | 78409V104 |  | 561037 | 1064 | SH |  | SOLE |  | 0 | 0 | 1064 |
| SALESFORCE INC | COM | 79466L302 |  | 2388729 | 8760 | SH |  | SOLE |  | 0 | 0 | 8760 |
| SCHLUMBERGER LTD | COM STK | 806857108 |  | 880806 | 26059 | SH |  | SOLE |  | 0 | 0 | 26059 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 1029665 | 42234 | SH |  | SOLE |  | 0 | 0 | 42234 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 595445 | 21228 | SH |  | SOLE |  | 0 | 0 | 21228 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 657306 | 24804 | SH |  | SOLE |  | 0 | 0 | 24804 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 826952 | 33836 | SH |  | SOLE |  | 0 | 0 | 33836 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 733928 | 29009 | SH |  | SOLE |  | 0 | 0 | 29009 |
| SELECT SECTOR SPDR TR | SBI MATERIALS | 81369Y100 |  | 5460114 | 62181 | SH |  | SOLE |  | 0 | 0 | 62181 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 2228060 | 26271 | SH |  | SOLE |  | 0 | 0 | 26271 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 |  | 7840163 | 96828 | SH |  | SOLE |  | 0 | 0 | 96828 |
| SPDR SERIES TRUST | PRTFLO S GW | 78464A409 |  | 8933200 | 93718 | SH |  | SOLE |  | 0 | 0 | 93718 |
| TARGET CORP | COM | 87612E106 |  | 421827 | 4276 | SH |  | SOLE |  | 0 | 0 | 4276 |
| TERADYNE INC | COM | 880770102 |  | 311573 | 3465 | SH |  | SOLE |  | 0 | 0 | 3465 |
| THE CIGNA GROUP | COM | 125523100 |  | 225125 | 681 | SH |  | SOLE |  | 0 | 0 | 681 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 274902 | 678 | SH |  | SOLE |  | 0 | 0 | 678 |
| TYSON FOODS INC | CL A | 902494103 |  | 358743 | 6413 | SH |  | SOLE |  | 0 | 0 | 6413 |
| US BANCORP DEL | COM NEW | 902973304 |  | 1518522 | 33559 | SH |  | SOLE |  | 0 | 0 | 33559 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 1032853 | 3691 | SH |  | SOLE |  | 0 | 0 | 3691 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 570899 | 8493 | SH |  | SOLE |  | 0 | 0 | 8493 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 4181915 | 69920 | SH |  | SOLE |  | 0 | 0 | 69920 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 |  | 2065420 | 44571 | SH |  | SOLE |  | 0 | 0 | 44571 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 1038270 | 13060 | SH |  | SOLE |  | 0 | 0 | 13060 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 1638245 | 4474 | SH |  | SOLE |  | 0 | 0 | 4474 |
| VENTAS INC | COM | 92276F100 |  | 467499 | 7403 | SH |  | SOLE |  | 0 | 0 | 7403 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 1099556 | 25412 | SH |  | SOLE |  | 0 | 0 | 25412 |
| WALMART INC | COM | 931142103 |  | 1153217 | 11794 | SH |  | SOLE |  | 0 | 0 | 11794 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 211076 | 2635 | SH |  | SOLE |  | 0 | 0 | 2635 |

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