# EDGAR Filing Document

**Accession Number:** 0000742277
**File Stem:** 0001193125-26-189057
**Filing Date:** 2026-4
**Character Count:** 55557
**Document Hash:** be8ba2678c400aeb15aedd82f06c400e
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-189057.hdr.sgml**: 20260429

**ACCESSION NUMBER**: 0001193125-26-189057

**CONFORMED SUBMISSION TYPE**: 497VPU

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20260429

**DATE AS OF CHANGE**: 20260429

**EFFECTIVENESS DATE**: 20260429

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** NORTHWESTERN MUTUAL VARIABLE LIFE ACCOUNT
- **CENTRAL INDEX KEY:** 0000742277

**ORGANIZATION NAME:**
- **EIN:** 390509570
- **STATE OF INCORPORATION:** WI
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497VPU
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 033-89188
- **FILM NUMBER:** 26910583

**BUSINESS ADDRESS:**
- **STREET 1:** 720 E WISCONSIN AVE
- **CITY:** MILWAUKEE
- **STATE:** WI
- **ZIP:** 53202
- **BUSINESS PHONE:** 4146652508

**MAIL ADDRESS:**
- **STREET 1:** 720 EAST WISCONSIN AVENUE
- **CITY:** MILWAUKEE
- **STATE:** WI
- **ZIP:** 53202

## Series and Classes Contracts Data

### NORTHWESTERN MUTUAL VARIABLE LIFE ACCOUNT (Series ID: S000000058)

| Class ID   | Class Name        | Ticker Symbol   |
|:---|:---|:---|
| C000031361 | Variable CompLife |  |

**Variable CompLife**<sup>®</sup>

Issued by The Northwestern Mutual Life Insurance Company ("[Northwestern Mutual](#bookmark_northwesternmutual_cdfe8f35-44d1-4ea3-acdd-981432aeca3d)") <br>through Northwestern Mutual Variable Life Account (the "[Separate Account](#bookmark_separateaccount_cdfe8f35-44d1-4ea3-acdd-981432aeca3d)")

Updating Summary Prospectus <br>May 1, 2026

This [Summary Prospectus](#bookmark_summaryprospectus_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) contains more information about your individual scheduled premium variable whole life insurance policy (the "[Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d)"). The statutory [prospectus](#bookmark_prospectus_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) for the [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) (the "[Prospectus](#bookmark_prospectus_cdfe8f35-44d1-4ea3-acdd-981432aeca3d)") contains more information about the [Policy's](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d)features, benefits and risks. You can find this document and other information about the [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d), including the annual and semi-annual reports for your underlying [portfolios](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d), online at www.nmprospectus.com. You can also obtain this information at no cost by calling (866) 424-2609 or by sending an email request to vavldocrequest@northwesternmutual.com.

Additional information about certain investment products, including variable life insurance policies, has been prepared by the Securities and Exchange Commission's staff and is available at www.Investor.gov.

**The Securities and Exchange Commission ("SEC") has not approved or disapproved the** [**Policy**](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) **or passed upon the adequacy of this** [**Summary Prospectus**](#bookmark_summaryprospectus_cdfe8f35-44d1-4ea3-acdd-981432aeca3d)**. Any representation to the contrary is a criminal offense.**

![](g157413nwmutual_logo.gif)

------

**Table of Contents**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

---

| | |
|:---|:---|
|  | **Page** |
| [Updated Information About Your Policy](#xx_404b4ed0-e1f8-4c54-92e9-a7c2c2fa13cd_1) | 1  |
| [Important Information You Should Consider About the Policy](#xx_404b4ed0-e1f8-4c54-92e9-a7c2c2fa13cd_2) | 2  |
| [Glossary of Terms](#xx_d2b2af13-deb9-4cbc-8b7c-618d0e367318_1) | 5  |
| [Appendix A—Portfolios Available under Your Policy](#xx_86784e48-ab30-4c82-be07-e4338e023abf_1) | 6  |
| [Additional Information](#xx_8279dce3-0d9a-4840-ade0-093bf881b36a_1) | 11 |

---

------

Updated Information About Your [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d)

**The information in this section of the Updating** [**Summary Prospectus**](#bookmark_summaryprospectus_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) **is a summary of certain** [**Policy**](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) **features that have changed since your** [**Prospectus**](#bookmark_prospectus_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) **dated July 1, 2025. This may not reflect all of the changes that have occurred since you entered into your** [**Policy**](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d)**.**

<br> Certain charges in the **Annual Portfolio Operating Expenses** table have been updated to reflect current minimum and maximum total operating expenses for the portfolios, as follows:

---

| | | |
|:---|:---|:---|
|  | ***Minimum*** | ***Maximum*** |
| &nbsp;&nbsp;&nbsp;&nbsp; **Annual** [**Portfolio**](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) **Operating Expenses** (expenses deducted from [Portfolio](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) assets, including management fees, <br> distribution (12b-1) fees, and other expenses as a percentage of average [Portfolio](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) assets)<br>| &nbsp;&nbsp; 0.14% | &nbsp;&nbsp; 2.50% |
| **Annual** [**Portfolio**](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) **Operating Expenses After Contractual Fee Waiver or Reimbursement\*** | &nbsp;&nbsp; 0.14% | &nbsp;&nbsp; 2.45% |

---

\*

The "Annual [Portfolio](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) Operating Expenses After Contractual Fee Waiver or Reimbursement" line in the above table shows the minimum and maximum fees and expenses charged by all of the [Portfolios](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) after taking into account contractual fee waiver or reimbursement arrangements in place. Those contractual arrangements are designed to reduce [Portfolio](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) Operating Expenses and will continue until at least April 30, 2027.

**Appendix A – Portfolios Available Under Your Policy** has been updated to reflect the following changes to the available Portfolios:

**Portfolio & Trust Name Changes** 

The name of the Sustainable Equity Portfolio has changed to "Quality Equity Portfolio".

The name of the Active/Passive All Equity Portfolio has changed to "Active/Passive Very Aggressive Portfolio".

The name of the Commodity Return Strategy Portfolio has changed to "Cantor Fitzgerald Commodity Return Strategy Portfolio" and the name of the Portfolio's trust has changed from "Credit Suisse Trust" to Cantor Fitzgerald Variable Insurance Trust".

**Investment Adviser and Sub-Adviser Changes**

Putnam Investment Management, LLC has replaced Delaware Investments Fund Advisers as the sub-adviser for the Domestic Equity Portfolio.

O'Connor Alternative Investments, LLC has replaced UBS Asset Management (Americas) LLC as the investment adviser for the Cantor Fitzgerald Commodity Return Strategy Portfolio.

**Portfolio Expenses Change**

The Current Expenses for the Emerging Markets Equity Portfolio (as set forth on Appendix A hereto) have changed from 0.89% to 0.79%.

**Variable CompLife**<sup>®</sup> **Prospectus** 

------

Important Information You Should Consider About the Policy

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **FEES AND EXPENSES** | **FEES AND EXPENSES** | **FEES AND EXPENSES** | &nbsp;&nbsp; **Cross-Reference(s)** <br> **to Location in** <br> **Prospectus**<br>|
| **Charges for Early** <br> **Withdrawals**<br>| &nbsp;&nbsp; If you surrender your [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) (or change to paid-up insurance or upon a partial <br> surrender) in the first fifteen [Policy Years](#bookmark_policyyear_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) you will be assessed surrender <br> charges of up to 40% of scheduled premium paid toward your death benefit.<br>For example, if you surrender your [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) and the total amount of scheduled <br> premium you paid toward your death benefit was $100,000, you could pay a <br> surrender charge of up to $40,000.<br>Withdrawals of [Excess Amount](#bookmark_excessamount_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) are subject to a $25 administrative charge <br> (currently waived) for each withdrawal request. | &nbsp;&nbsp; If you surrender your [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) (or change to paid-up insurance or upon a partial <br> surrender) in the first fifteen [Policy Years](#bookmark_policyyear_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) you will be assessed surrender <br> charges of up to 40% of scheduled premium paid toward your death benefit.<br>For example, if you surrender your [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) and the total amount of scheduled <br> premium you paid toward your death benefit was $100,000, you could pay a <br> surrender charge of up to $40,000.<br>Withdrawals of [Excess Amount](#bookmark_excessamount_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) are subject to a $25 administrative charge <br> (currently waived) for each withdrawal request. | &nbsp;&nbsp; If you surrender your [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) (or change to paid-up insurance or upon a partial <br> surrender) in the first fifteen [Policy Years](#bookmark_policyyear_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) you will be assessed surrender <br> charges of up to 40% of scheduled premium paid toward your death benefit.<br>For example, if you surrender your [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) and the total amount of scheduled <br> premium you paid toward your death benefit was $100,000, you could pay a <br> surrender charge of up to $40,000.<br>Withdrawals of [Excess Amount](#bookmark_excessamount_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) are subject to a $25 administrative charge <br> (currently waived) for each withdrawal request. | &nbsp;&nbsp; Fee and Expense <br> Tables – Transaction <br> Fees (Administrative <br> Surrender Charge, <br> Premium Surrender <br> Charge and <br> Administrative <br> Charge for <br> Withdrawals)<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> Also see Other <br> Benefits Available <br> Under the Policy – <br> Paid-Up Insurance <br> and Policy Loans, <br> Automatic Premium <br> Loans, and <br> Withdrawals <br> –Withdrawals<br>|
| **Transaction Charges** | &nbsp;&nbsp; In addition to surrender charges and withdrawal charges, you may also be <br> charged for other transactions, such as certain tax-related charges, a front-end <br> sales load, charges for transferring between investment options, as well as <br> charges for expedited delivery or wire transfers. | &nbsp;&nbsp; In addition to surrender charges and withdrawal charges, you may also be <br> charged for other transactions, such as certain tax-related charges, a front-end <br> sales load, charges for transferring between investment options, as well as <br> charges for expedited delivery or wire transfers. | &nbsp;&nbsp; In addition to surrender charges and withdrawal charges, you may also be <br> charged for other transactions, such as certain tax-related charges, a front-end <br> sales load, charges for transferring between investment options, as well as <br> charges for expedited delivery or wire transfers. | &nbsp;&nbsp; Fee and Expense <br> Tables – Transaction <br> Fees <br>|
| **Ongoing Fees and** <br> **Expenses**<br> **(annual charges)** | &nbsp;&nbsp; In addition to the charges above, investment in the [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) is subject to ongoing <br> fees and expenses, including fees covering the cost of insurance and optional <br> benefits available under the [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d). These fees are based on information as of <br> December 31, 2025, may change from year to year, and are generally based on <br> characteristics of the insured (e.g., age, sex and rating classification). You <br> should review your [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) specifications page for specific rates applicable under <br> your [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d).<br>You bear the expenses associated with the [Portfolios](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) available under your <br> [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d), the range for which is shown in the following table: | &nbsp;&nbsp; In addition to the charges above, investment in the [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) is subject to ongoing <br> fees and expenses, including fees covering the cost of insurance and optional <br> benefits available under the [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d). These fees are based on information as of <br> December 31, 2025, may change from year to year, and are generally based on <br> characteristics of the insured (e.g., age, sex and rating classification). You <br> should review your [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) specifications page for specific rates applicable under <br> your [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d).<br>You bear the expenses associated with the [Portfolios](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) available under your <br> [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d), the range for which is shown in the following table: | &nbsp;&nbsp; In addition to the charges above, investment in the [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) is subject to ongoing <br> fees and expenses, including fees covering the cost of insurance and optional <br> benefits available under the [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d). These fees are based on information as of <br> December 31, 2025, may change from year to year, and are generally based on <br> characteristics of the insured (e.g., age, sex and rating classification). You <br> should review your [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) specifications page for specific rates applicable under <br> your [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d).<br>You bear the expenses associated with the [Portfolios](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) available under your <br> [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d), the range for which is shown in the following table: | &nbsp;&nbsp; Fee and Expense <br> Tables – Periodic <br> Charges (Other than <br> Portfolio Operating <br> Expenses) <br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> Fee and Expense <br> Tables – Annual <br> Portfolio Operating <br> Expenses  |
| **Ongoing Fees and** <br> **Expenses**<br> **(annual charges)** | **Annual Fee** | **Minimum\*** | **Maximum\*** | &nbsp;&nbsp; Fee and Expense <br> Tables – Periodic <br> Charges (Other than <br> Portfolio Operating <br> Expenses) <br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> Fee and Expense <br> Tables – Annual <br> Portfolio Operating <br> Expenses  |
| **Ongoing Fees and** <br> **Expenses**<br> **(annual charges)** | &nbsp;&nbsp; Investment Options<br> ([Portfolio](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) company<br> fees and expenses)<br>| 0.14% | 2.50% | &nbsp;&nbsp; Fee and Expense <br> Tables – Periodic <br> Charges (Other than <br> Portfolio Operating <br> Expenses) <br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> Fee and Expense <br> Tables – Annual <br> Portfolio Operating <br> Expenses  |
| **Ongoing Fees and** <br> **Expenses**<br> **(annual charges)** | <sup>\*</sup> As a percentage of [Portfolio](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) assets. | <sup>\*</sup> As a percentage of [Portfolio](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) assets. | <sup>\*</sup> As a percentage of [Portfolio](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) assets. | &nbsp;&nbsp; Fee and Expense <br> Tables – Periodic <br> Charges (Other than <br> Portfolio Operating <br> Expenses) <br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> Fee and Expense <br> Tables – Annual <br> Portfolio Operating <br> Expenses  |
|  | **RISKS** | **RISKS** | **RISKS** |  |
| **Risk of Loss** | You can lose money by investing in the [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d), including loss of principal. | You can lose money by investing in the [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d), including loss of principal. | You can lose money by investing in the [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d), including loss of principal. | &nbsp;&nbsp; Risks of the Policy <br> –Investment Risk <br> and The Funds <br>|
| **Not a Short-Term** <br> **Investment**<br>| &nbsp;&nbsp; The [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) is not a short-term investment and is not appropriate for you if you <br> need ready access to cash. Surrender charges apply in the first 15 [Policy](#bookmark_policyyear_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) Years <br> and the value of your [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) and death benefit will be reduced if you withdraw <br> money. In addition, short-term investment in the P[olicy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) may subject you to <br> income taxes and tax penalties. | &nbsp;&nbsp; The [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) is not a short-term investment and is not appropriate for you if you <br> need ready access to cash. Surrender charges apply in the first 15 [Policy](#bookmark_policyyear_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) Years <br> and the value of your [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) and death benefit will be reduced if you withdraw <br> money. In addition, short-term investment in the P[olicy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) may subject you to <br> income taxes and tax penalties. | &nbsp;&nbsp; The [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) is not a short-term investment and is not appropriate for you if you <br> need ready access to cash. Surrender charges apply in the first 15 [Policy](#bookmark_policyyear_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) Years <br> and the value of your [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) and death benefit will be reduced if you withdraw <br> money. In addition, short-term investment in the P[olicy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) may subject you to <br> income taxes and tax penalties. | &nbsp;&nbsp; Risks of the Policy – <br> Policy for Long-Term <br> Protection<br>|

---

**Variable CompLife**<sup>®</sup> **Prospectus** 

------

---

| | | |
|:---|:---|:---|
|  | **RISKS** | &nbsp;&nbsp; **Cross-Reference(s)** <br> **to Location in** <br> **Prospectus**<br>|
| **Risks Associated** <br> **with Investment** <br> **Options**<br>| &nbsp;&nbsp; Investment in the [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) is subject to the risk of poor investment performance <br> and can vary depending on the performance of the investment options <br> ([Portfolios](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d)) available under the [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d). Each [Portfolio](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) will have its own unique <br> risks and you should review these investment options before making an <br> investment decision. | &nbsp;&nbsp; Risks of the Policy – <br> Investment Risk<br>|
| **Insurance Company** <br> **Risks**<br>| &nbsp;&nbsp; Investment in the [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) is subject to the risks related to [Northwestern Mutual](#bookmark_northwesternmutual_cdfe8f35-44d1-4ea3-acdd-981432aeca3d), <br> and any obligations, guarantees, or benefits are subject to the claims-paying <br> ability of [Northwestern Mutual](#bookmark_northwesternmutual_cdfe8f35-44d1-4ea3-acdd-981432aeca3d). More information about [Northwestern Mutual](#bookmark_northwesternmutual_cdfe8f35-44d1-4ea3-acdd-981432aeca3d), <br> including its financial strength ratings, is available upon request by calling toll <br> free (866) 424-2609. | &nbsp;&nbsp; Risks of the Policy <br> –Investment Risk<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> Also see The <br> Company section<br>|
| [**Policy**](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) **Lapse** | &nbsp;&nbsp; Insufficient [premium payments](#bookmark_premiumpayments_cdfe8f35-44d1-4ea3-acdd-981432aeca3d), poor investment results, withdrawals, unpaid <br> loans, or loan interest may cause your [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) to lapse, meaning you will no <br> longer have any life insurance coverage and death benefits will not be paid. <br> After lapse, you may reinstate the [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) subject to certain conditions described <br> in the [Prospectus](#bookmark_prospectus_cdfe8f35-44d1-4ea3-acdd-981432aeca3d), including the payment of any premium required to keep the <br> [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) in force.  | &nbsp;&nbsp; Risks of the Policy – <br> Policy Lapse<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> Information About <br> the Policy – <br> Reinstatement <br>|
|  | **RESTRICTIONS** |  |
| **Investments** | &nbsp;&nbsp; Transfers from the [Divisions](#bookmark_division_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) must be in amounts greater than or equal to 1% of <br> assets in the [Divisions](#bookmark_division_cdfe8f35-44d1-4ea3-acdd-981432aeca3d), may be subject to charges, and are subject to the <br> [Policy's](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) short-term and excessive trading policies. These short-term and <br> excessive trading policies may trigger additional restrictions on your [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d). <br> Currently, there is no charge when you transfer Cash Value among [Divisions](#bookmark_division_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) . <br>However, we reserve the right to charge $25 for each transfer. You may invest <br> in up to 10 [Divisions](#bookmark_division_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) at a time.<br>Under certain circumstances [Northwestern Mutual](#bookmark_northwesternmutual_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) reserves the right to <br> remove a [Portfolio](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) or substitute another [Portfolio](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) or mutual fund for such <br> [Portfolio](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d).  | &nbsp;&nbsp; Information about <br> the Policy – Other <br> Policy Transactions <br> (Transfers Between <br> Divisions and Short-<br> Term and Excessive <br> Trading) <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> Information about <br> the Policy – Other <br> Policy Transactions <br> (Substitution of <br> Portfolio Shares and <br> Other Changes) <br>|
| **Optional Benefits** | &nbsp;&nbsp; Optional benefits are subject to additional charges and payments made under <br> these benefits are generally subject to the same transaction fees as other <br> premium payments but may be treated differently for other purposes (e.g., <br> certain death benefit minimums). Optional benefits are not available for all <br> ages (or may terminate at certain ages) and underwriting classifications. <br> Because we no longer issue the [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d), certain optional benefits may only be <br> available upon mutual agreement. We may stop offering an optional benefit at <br> any time.  | &nbsp;&nbsp; Information About <br> the Policy – Other <br> Benefits Available <br> Under the Policy<br>|
|  | **TAXES** |  |
| **Tax Implications** | &nbsp;&nbsp; You should consult with a tax professional to determine the tax implications of <br> an investment in, and payments received under, the [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d). There is no <br> additional tax benefit if the [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) is purchased through a tax-qualified plan. | Tax Considerations  |
|  | **CONFLICTS OF INTEREST** |  |
| **Investment** <br> **Professional** <br> **Compensation**<br>| &nbsp;&nbsp; We no longer issue the [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) to new owners. The [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) was sold exclusively <br> through financial representatives of [Northwestern Mutual's](#bookmark_northwesternmutual_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) affiliated broker-<br> dealer, who are compensated with a commission based on a percentage of <br> premium, and [Northwestern Mutual](#bookmark_northwesternmutual_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) may share revenue it earns on the [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d)<br> with its affiliated broker-dealer. These financial representatives may have, or <br> had, a financial incentive to offer or recommend the [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d), or another policy <br> issued by [Northwestern Mutual](#bookmark_northwesternmutual_cdfe8f35-44d1-4ea3-acdd-981432aeca3d), over other investments. | &nbsp;&nbsp; Distribution of the <br> Policy <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> Also see Deductions <br> and Charges – <br> Commissions Paid to <br> Financial <br> Representatives<br>|

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**Variable CompLife**<sup>®</sup> **Prospectus** 

------

---

| | | |
|:---|:---|:---|
|  | **CONFLICTS OF INTEREST** | &nbsp;&nbsp; **Cross-Reference(s)** <br> **to Location in** <br> **Prospectus**<br>|
| **Exchanges** | &nbsp;&nbsp; We no longer issue the [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) to new owners. Some financial representatives <br> may have a financial incentive to offer a policy issued by [Northwestern Mutual](#bookmark_northwesternmutual_cdfe8f35-44d1-4ea3-acdd-981432aeca3d)<br> in place of one you already own. You should only exchange an existing policy if <br> you determine, after comparing the features, fees and risks of both policies, <br> and any fees or penalties to terminate the existing policy, that it is preferable to <br> purchase a policy issued by [Northwestern Mutual](#bookmark_northwesternmutual_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) (or any other policy) rather <br> than continue to own the existing policy. | None |

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**Variable CompLife**<sup>®</sup> **Prospectus** 

------

Glossary of Terms

COMPANY <br>The Northwestern Mutual Life Insurance Company.

DIVISION <br>A subdivision of the Separate Account. We invest each Division's assets exclusively in shares of one Portfolio.

EXCESS AMOUNT <br>An amount by which the value of the Policy exceeds the sum of the tabular value for the minimum guaranteed death benefit as well as the tabular value for any applicable additional protection.

FINANCIAL REPRESENTATIVE <br>An individual who is authorized to sell you the Policy and who is both licensed as a Northwestern Mutual insurance agent and as a registered representative of our affiliate, Northwestern Mutual Investment Services, LLC, the principal underwriter of the Policy.

INSURED <br>The person named as the Insured on the Application and in the Policy.

NORTHWESTERN MUTUAL <br>The Northwestern Mutual Life Insurance Company.

POLICY <br>Your Variable CompLife<sup>®</sup> policy issued by Northwestern Mutual through the Separate Account.

POLICY ANNIVERSARY <br>The same day and month as the Policy Date in each year following the first Policy Year.

POLICY DATE <br>The date shown in the Policy from which the following are computed, among other things:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Policy Year; <br>2. Policy Anniversary; <br>3. the Issue Age of Insured; and <br>4. the Attained Age of the Insured.

POLICY YEAR <br>A year that starts on the Policy Date or on a Policy Anniversary.

PORTFOLIO <br>A series of a Fund available for investment under the Policy which corresponds to a particular Division of the Separate Account.

PREMIUM PAYMENTS <br>All payments you make under the Policy other than loan repayments and transaction charges.

PROSPECTUS <br>The full statutory prospectus for the Policy.

SEPARATE ACCOUNT <br>Northwestern Mutual Variable Life Account.

SUMMARY PROSPECTUS <br>This document is a summary version of the prospectus, which summarizes key information found in the Prospectus for the Policy.

------

Appendix A—Portfolios Available under Your Policy

The following is a list of [Portfolios](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) available under your [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d). More information about the [Portfolios](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) is available in the [prospectuses](#bookmark_prospectus_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) for the [Portfolios](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d), which may be amended from time to time and can be found online at www.nmprospectus.com. You can also request this information at no cost by calling (866) 424-2609 or by sending an email request to vavldocrequest@northwesternmutual.com.

The current expenses and performance information below reflects fees and expenses of the [Portfolios](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d), but do not reflect the other fees and expenses that your [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) may charge. Expenses would be higher and performance would be lower if these other charges were included. Each [Portfolio's](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) past performance is not necessarily an indication of future performance.

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment**<br> **Objective** | &nbsp;&nbsp;&nbsp; **Portfolio and Adviser/**<br> **Sub-adviser (if applicable)** | &nbsp;&nbsp;&nbsp; **Current**<br> **Expenses** | &nbsp;&nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> **(as of 12/31/2025)** | &nbsp;&nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> **(as of 12/31/2025)** | &nbsp;&nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> **(as of 12/31/2025)** |
| **Investment**<br> **Objective** | &nbsp;&nbsp;&nbsp; **Portfolio and Adviser/**<br> **Sub-adviser (if applicable)** | &nbsp;&nbsp;&nbsp; **Current**<br> **Expenses** | **1 Year** | **5 Year** | **10 Year** |
| Long-term growth of <br> capital; current income is <br> a secondary objective<br>**Growth Stock Portfolio**<sup>2</sup> | &nbsp;&nbsp;&nbsp; Mason Street Advisors, LLC <br> (MSA)/T. Rowe Price <br> Associates, Inc.<br>| 0.42%<sup>1</sup> <br>| 19.40% | 11.99% | 14.80% |
| Long-term growth of <br> capital<br>&nbsp;&nbsp;&nbsp; **Focused Appreciation** <br> **Portfolio**<sup>2</sup><br>| &nbsp;&nbsp;&nbsp; MSA/Loomis, Sayles & <br> Company, L.P.<br>| 0.58%<sup>1</sup> <br>| 14.91% | 14.89% | 17.07% |
| Long-term growth of <br> capital and income<br>&nbsp;&nbsp;&nbsp; **Large Cap Core Stock** <br> **Portfolio**<sup>2</sup><br>| &nbsp;&nbsp;&nbsp; MSA/Wellington <br> Management Company LLP<br>| 0.43%<sup>1</sup> <br>| 16.59% | 12.70% | 13.96% |
| Long-term growth of <br> capital and income<br>&nbsp;&nbsp;&nbsp; **Large Cap Blend** <br> **Portfolio**<sup>2</sup><br>| &nbsp;&nbsp;&nbsp; MSA/ J.P. Morgan <br> Investment Management, <br> Inc.<br>| 0.70%<sup>1</sup> <br>| 14.34% | 11.77% | 11.98% |
| Investment results that <br> approximate the <br> performance of the <br> Standard & Poor's 500<sup>®</sup> <br> Composite Stock Price <br> Index<br>&nbsp;&nbsp;&nbsp; **Index 500 Stock** <br> **Portfolio**<sup>2</sup><br>| MSA/BlackRock Advisors, LLC | 0.19%<sup>1</sup> <br>| 17.64% | 14.19% | 14.58% |
| Long-term growth of <br> capital; income is a <br> secondary objective<br>&nbsp;&nbsp;&nbsp; **Large Company Value** <br> **Portfolio**<sup>2</sup><br>| &nbsp;&nbsp;&nbsp; MSA/American Century <br> Investment Management, <br> Inc.<br>| 0.74%<sup>1</sup> <br>| 14.58% | 9.85% | 9.48% |
| Long-term growth of <br> capital and income<br>&nbsp;&nbsp;&nbsp; **Domestic Equity** <br> **Portfolio**<sup>2</sup><br>| &nbsp;&nbsp;&nbsp; MSA/Putnam Investment <br> Management, LLC<br>| 0.50%<sup>1</sup> <br>| 14.43% | 8.63% | 8.87% |
| Long-term growth of <br> capital and income<br>**Equity Income Portfolio**<sup>2</sup> | &nbsp;&nbsp;&nbsp; MSA/T. Rowe Price <br> Associates, Inc<br>| 0.57%<sup>1</sup> <br>| 14.48% | 11.31% | 10.64% |
| Long-term growth of <br> capital<br>&nbsp;&nbsp;&nbsp; **Mid Cap Growth Stock** <br> **Portfolio**<sup>2</sup><br>| &nbsp;&nbsp;&nbsp; MSA/J.P. Morgan Investment <br> Management, Inc.<br>| 0.54%<sup>1</sup> <br>| 8.32% | 2.51% | 7.81% |
| Investment results that <br> approximate the <br> performance of the <br> Standard & Poor's <br> MidCap 400<sup>®</sup> Stock Price <br> Index<br>&nbsp;&nbsp;&nbsp; **Index 400 Stock** <br> **Portfolio**<sup>2</sup><br>| &nbsp;&nbsp;&nbsp; MSA/Northern Trust <br> Investments, Inc.<br>| 0.24%<sup>1</sup> <br>| 7.24% | 8.85% | 10.44% |
| Long-term growth of <br> capital; current income is <br> a secondary objective<br>**Mid Cap Value Portfolio**<sup>2</sup> | &nbsp;&nbsp;&nbsp; MSA/American Century <br> Investment Management, <br> Inc.<br>| 0.71%<sup>1</sup> <br>| 9.16% | 8.96% | 9.25% |
| Long-term growth of <br> capital<br>&nbsp;&nbsp;&nbsp; **Small Cap Growth Stock** <br> **Portfolio**<sup>2</sup><br>| &nbsp;&nbsp;&nbsp; MSA/Wellington <br> Management Company LLP<br>| 0.56% | 6.93% | 1.29% | 8.82% |
| Investment results that <br> approximate the <br> performance of the <br> Standard & Poor's <br> SmallCap 600<sup>®</sup> Index<br>&nbsp;&nbsp;&nbsp; **Index 600 Stock** <br> **Portfolio**<sup>2</sup><br>| &nbsp;&nbsp;&nbsp; MSA/Northern Trust <br> Investments, Inc.<br>| 0.26% | 5.78% | 6.98% | 9.48% |
| Long-term growth of <br> capital<br>&nbsp;&nbsp;&nbsp; **Small Cap Value** <br> **Portfolio**<sup>2</sup><br>| &nbsp;&nbsp;&nbsp; MSA/T. Rowe Price <br> Investment Management, Inc<br>| 0.87%<sup>1</sup> <br>| 7.41% | 6.22% | 9.15% |
| Long-term growth of <br> capital<br>&nbsp;&nbsp;&nbsp; **International Growth** <br> **Portfolio**<sup>2</sup><br>| MSA/FIAM LLC | 0.61%<sup>1</sup> <br>| 18.70% | 6.11% | 9.07% |
| Capital appreciation<br> &nbsp;&nbsp;&nbsp; **Research International** <br> **Core Portfolio**<sup>2</sup><br>| &nbsp;&nbsp;&nbsp; MSA/Massachusetts <br> Financial Services Company<br>| 0.58%<sup>1</sup> <br>| 22.98% | 5.89% | 7.81% |

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**Variable CompLife**<sup>®</sup> **Prospectus**

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment**<br> **Objective** | &nbsp;&nbsp;&nbsp; **Portfolio and Adviser/**<br> **Sub-adviser (if applicable)** | &nbsp;&nbsp;&nbsp; **Current**<br> **Expenses** | &nbsp;&nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> **(as of 12/31/2025)** | &nbsp;&nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> **(as of 12/31/2025)** | &nbsp;&nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> **(as of 12/31/2025)** |
| **Investment**<br> **Objective** | &nbsp;&nbsp;&nbsp; **Portfolio and Adviser/**<br> **Sub-adviser (if applicable)** | &nbsp;&nbsp;&nbsp; **Current**<br> **Expenses** | **1 Year** | **5 Year** | **10 Year** |
| Long-term growth of <br> capital and income <br>&nbsp;&nbsp;&nbsp; **International Equity** <br> **Portfolio**<sup>2</sup><br>| MSA/Dodge & Cox | 0.68%<sup>1</sup> <br>| 38.35% | 10.31% | 6.65% |
| Capital appreciation<br> &nbsp;&nbsp;&nbsp; **Emerging Markets Equity** <br> **Portfolio**<sup>2</sup><br>| &nbsp;&nbsp;&nbsp; MSA/abrdn Investments <br> Limited<br>| 0.78%<sup>1</sup> <br>| 34.19% | 1.26% | 6.95% |
| Maximum current income <br> to the extent consistent <br> with liquidity and stability <br> of capital<sup>3</sup> <br>&nbsp;&nbsp;&nbsp; **Government Money** <br> **Market Portfolio**<sup>2</sup><br>| MSA/BlackRock Advisors, LLC | 0.33% | 4.03% | 3.03% | 1.96% |
| Provide as high a level of <br> current income as is <br> consistent with prudent <br> investment risk<br>&nbsp;&nbsp;&nbsp; **Short-Term Bond** <br> **Portfolio**<sup>2</sup><br>| &nbsp;&nbsp;&nbsp; MSA/T. Rowe Price <br> Associates, Inc.<br>| 0.40% | 5.70% | 2.20% | 2.40% |
| Provide as high a level of <br> total return consistent <br> with prudent investment <br> risk; a secondary <br> objective is to seek <br> preservation of <br> shareholders' capital<br>**Select Bond Portfolio**<sup>2</sup> | &nbsp;&nbsp;&nbsp; MSA/Allspring Global <br> Investments, LLC<br>| 0.31%<sup>1</sup> <br>| 7.45% | -0.19% | 2.25% |
| Maximum total return, <br> consistent with <br> preservation of capital <br> and prudent investment <br> management<br>&nbsp;&nbsp;&nbsp; **Long-Term U.S.** <br> **Government Bond** <br> **Portfolio**<sup>2</sup><br>| &nbsp;&nbsp;&nbsp; MSA/Pacific Investment <br> Management Company LLC<br>| 2.45%<sup>1</sup> <br>| 6.15% | -7.18% | -0.19% |
| Pursue total return using <br> a strategy that seeks to <br> protect against U.S. <br> inflation<br>&nbsp;&nbsp;&nbsp; **Inflation Managed** <br> **Portfolio**<sup>2</sup> **(formerly** <br> **"Inflation Protection** <br> **Portfolio")**<br>| &nbsp;&nbsp;&nbsp; MSA/American Century <br> Investment Management, <br> Inc.<br>| 0.46%<sup>1</sup> <br>| 6.51% | 0.92% | 2.82% |
| High current income and <br> capital appreciation<br>&nbsp;&nbsp;&nbsp; **High Yield Bond** <br> **Portfolio**<sup>2</sup><br>| &nbsp;&nbsp;&nbsp; MSA/Federated Investment <br> Management Company<br>| 0.46% | 8.49% | 4.06% | 5.95% |
| Maximum total return, <br> consistent with prudent <br> investment management<br>&nbsp;&nbsp;&nbsp; **Multi-Sector Bond** <br> **Portfolio**<sup>2</sup><br>| &nbsp;&nbsp;&nbsp; MSA/Pacific Investment <br> Management Company LLC<br>| 0.75%<sup>1</sup> <br>| 10.00% | 1.66% | 4.56% |
| Realize as high a level of <br> total return as is <br> consistent with <br> conservative investment <br> risk, through income and <br> secondarily through <br> capital appreciation<br>&nbsp;&nbsp;&nbsp; **Active/Passive** <br> **Conservative Portfolio**<sup>2</sup><br>| MSA | 0.54%<sup>1</sup> <br>| N/A | N/A | N/A |
| Realize as high a level of <br> total return as is <br> consistent with <br> reasonable investment <br> risk through appreciation <br> and income<br>&nbsp;&nbsp;&nbsp; **Active/Passive Balanced** <br> **Portfolio**<sup>2</sup> **(formerly** <br> **"Balanced Portfolio")**<br>| MSA | 0.44%<sup>1</sup> <br>| 12.19% | 4.71% | 6.76% |
| Realize as high a level of <br> total return as is <br> consistent with moderate <br> investment risk through <br> appreciation and <br> secondarily through <br> income<br>&nbsp;&nbsp;&nbsp; **Active/Passive Moderate** <br> **Portfolio**<sup>2</sup> **(formerly** <br> **"Asset Allocation** <br> **Portfolio")**<br>| MSA | 0.49%<sup>1</sup> <br>| 14.46% | 6.36% | 8.21% |
| Realize as high a level of <br> total return as is <br> consistent with aggressive <br> investment risk, primarily <br> through appreciation and <br> some income <br>&nbsp;&nbsp;&nbsp; **Active/Passive** <br> **Aggressive Portfolio**<sup>2</sup><br>| MSA | 0.60%<sup>1</sup> <br>| N/A | N/A | N/A |

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**Variable CompLife**<sup>®</sup> **Prospectus** 

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment**<br> **Objective** | &nbsp;&nbsp;&nbsp; **Portfolio and Adviser/**<br> **Sub-adviser (if applicable)** | &nbsp;&nbsp;&nbsp; **Current**<br> **Expenses** | &nbsp;&nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> **(as of 12/31/2025)** | &nbsp;&nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> **(as of 12/31/2025)** | &nbsp;&nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> **(as of 12/31/2025)** |
| **Investment**<br> **Objective** | &nbsp;&nbsp;&nbsp; **Portfolio and Adviser/**<br> **Sub-adviser (if applicable)** | &nbsp;&nbsp;&nbsp; **Current**<br> **Expenses** | **1 Year** | **5 Year** | **10 Year** |
| Long-term growth of <br> capital<br>&nbsp;&nbsp;&nbsp; **Active/Passive Very** <br> **Aggressive Portfolio**<sup>2</sup> <br> **(formerly "Active/Passive** <br> **All Equity Portfolio")**<br>| MSA | 0.63%<sup>1</sup> <br>| N/A | N/A | N/A |
| Growth of capital<br> &nbsp;&nbsp;&nbsp; **American Funds**<sup>®</sup> **IS** <br> **Growth Fund - Class 1A**<sup>4</sup><br>| &nbsp;&nbsp;&nbsp; Capital Research and <br> Management Company <br> &nbsp;&nbsp;&nbsp;&nbsp;(CRMC)<br>| 0.58% | 20.24% | 13.37% | N/A |
| Long-term growth of <br> capital<br>&nbsp;&nbsp;&nbsp; **American Funds**<sup>®</sup> **IS** <br> **Global Growth Fund -** <br> **Class 1A**<sup>4</sup><br>| CRMC | 0.65%<sup>1</sup> <br>| 21.63% | 8.24% | N/A |
| Long-term capital <br> appreciation<br>&nbsp;&nbsp;&nbsp; **American Funds**<sup>®</sup> **IS New** <br> **World Fund**<sup>®</sup> **- Class 1A**<sup>4</sup><br>| CRMC | 0.82%<sup>1</sup> <br>| 28.27% | 5.32% | N/A |
| Provide as high a level of <br> current income as is <br> consistent with the <br> preservation of capital<br>&nbsp;&nbsp;&nbsp; **American Funds**<sup>®</sup> **IS The** <br> **Bond Fund of America**<sup>®</sup> **-** <br> **Class 1A**<sup>4</sup><br>| CRMC | 0.47%<sup>1</sup> <br>| 7.24% | -0.14% | N/A |
| Provide, over the long <br> term, a high level of total <br> return consistent with <br> prudent investment <br> management <br>&nbsp;&nbsp;&nbsp; **American Funds**<sup>®</sup> **IS** <br> **Capital World Bond** <br> **Fund**<sup>®</sup> **- Class 1A**<sup>4</sup><br>| CRMC | 0.73% | 9.31% | -2.50% | N/A |
| Provide a high level of <br> current income; a <br> secondary objective is <br> capital appreciation<br>&nbsp;&nbsp;&nbsp; **American Funds**<sup>®</sup> **IS** <br> **American High-Income** <br> **Trust**<sup>®</sup> **- Class 1A**<sup>4</sup><br>| CRMC | 0.62%<sup>1</sup> <br>| 8.19% | 5.59% | N/A |
| Seek to match the <br> performance of the MSCI <br> EAFE Index in U.S. dollars <br> with net dividends as <br> closely as possible before <br> deduction of fund <br> expenses<br>&nbsp;&nbsp;&nbsp; **BlackRock International** <br> **Index V.I. Fund - Class I**<sup>5</sup><br>| BlackRock Advisors, LLC | 0.27%<sup>1</sup> <br>| 31.37% | 8.88% | 8.18% |
| Maximize total return, <br> consistent with income <br> generation and prudent <br> investment management<br>&nbsp;&nbsp;&nbsp; **BlackRock Total Return** <br> **V.I. Fund - Class I**<sup>5</sup><br>| &nbsp;&nbsp;&nbsp; BlackRock Advisors, LLC/<br> BlackRock International <br> Limited & BlackRock <br> &nbsp;&nbsp;&nbsp;&nbsp;(Singapore) Limited <br>| 0.43%<sup>1</sup> <br>| 8.00% | -0.37% | 2.18% |
| Total return<br> &nbsp;&nbsp;&nbsp; **Cantor Fitzgerald** <br> **Commodity Return** <br> **Strategy Portfolio – Class** <br> **2**<sup>6</sup><br>| &nbsp;&nbsp;&nbsp; O'Connor Alternative <br> Investments, LLC<sup>7</sup><br>| 0.80%<sup>1</sup> <br>| 15.68% | 10.61% | N/A |
| Long-term capital <br> appreciation<br>&nbsp;&nbsp;&nbsp; **Columbia VP Small Cap** <br> **Value Discovery Fund -** <br> **Class 1**<sup>8</sup> **(formerly "VP** <br> **Small Cap Value Fund")**<br>| &nbsp;&nbsp;&nbsp; Columbia Management <br> Investment Advisers, LLC<br>| 0.91%<sup>1</sup> <br>| 14.99% | 12.48% | 11.48% |
| Long-term growth of <br> capital<br>&nbsp;&nbsp;&nbsp; **Fidelity**<sup>®</sup> **VIP Mid Cap** <br> **Portfolio – Initial Class**<sup>9</sup><br>| &nbsp;&nbsp;&nbsp; Fidelity Management & <br> Research Company LLC <br> &nbsp;&nbsp;&nbsp;&nbsp;(FMR)<sup>10</sup> <br>| 0.55% | 11.75% | 10.10% | 10.59% |
| Long-term capital <br> appreciation <br>&nbsp;&nbsp;&nbsp; **Fidelity**<sup>®</sup> **VIP** <br> **Contrafund**<sup>SM</sup> **Portfolio –** <br> **Initial Class**<sup>9</sup><br>| FMR<sup>10</sup> <br>| 0.54% | 21.52% | 15.37% | 15.78% |
| Capital appreciation<br> &nbsp;&nbsp;&nbsp; **Fidelity**<sup>®</sup> **VIP Value** <br> **Strategies Portfolio -** <br> **Initial Class**<sup>9</sup><br>| FMR<sup>10</sup> <br>| 0.59% | 7.99% | 12.14% | 10.82% |
| Capital appreciation<br> &nbsp;&nbsp;&nbsp; **Fidelity**<sup>®</sup> **VIP Health Care** <br> **Portfolio - Initial Class**<sup>9</sup><br>| FMR<sup>10</sup> <br>| 0.59% | 14.39% | 4.18% | 8.75% |
| Capital appreciation<br> &nbsp;&nbsp;&nbsp; **Fidelity**<sup>®</sup> **VIP Technology** <br> **Portfolio - Initial Class**<sup>9</sup><br>| FMR<sup>10</sup> <br>| 0.56% | 23.36% | 16.83% | 23.76% |

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**Variable CompLife**<sup>®</sup> **Prospectus**

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment**<br> **Objective** | &nbsp;&nbsp;&nbsp; **Portfolio and Adviser/**<br> **Sub-adviser (if applicable)** | &nbsp;&nbsp;&nbsp; **Current**<br> **Expenses** | &nbsp;&nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> **(as of 12/31/2025)** | &nbsp;&nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> **(as of 12/31/2025)** | &nbsp;&nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> **(as of 12/31/2025)** |
| **Investment**<br> **Objective** | &nbsp;&nbsp;&nbsp; **Portfolio and Adviser/**<br> **Sub-adviser (if applicable)** | &nbsp;&nbsp;&nbsp; **Current**<br> **Expenses** | **1 Year** | **5 Year** | **10 Year** |
| Seek to provide <br> investment results that <br> correspond to the <br> aggregate price and <br> interest performance of <br> debt securities in the <br> Bloomberg U.S. Aggregate <br> Bond Index<br>&nbsp;&nbsp;&nbsp; **Fidelity**<sup>®</sup> **VIP Bond Index** <br> **Portfolio - Initial Class**<sup>9</sup><br>| FMR <sup>10</sup> <br>| 0.14% | 6.98% | -0.57% | N/A |
| Long-term growth of <br> capital<br>&nbsp;&nbsp;&nbsp; **John Hancock Disciplined** <br> **Value International Trust** <br> **- Series NAV**<sup>11</sup><br>| &nbsp;&nbsp;&nbsp; John Hancock Variable Trust <br> Advisers LLC/Boston Partners <br> Global Investors, Inc.<br>| 0.79% | 41.02% | 12.70% | 8.97% |
| Long-term capital <br> appreciation and current <br> income<br>&nbsp;&nbsp;&nbsp; **John Hancock Real Estate** <br> **Securities Trust - Series** <br> **NAV**<sup>11</sup><br>| &nbsp;&nbsp;&nbsp; John Hancock Variable Trust <br> Advisers LLC/Wellington <br> Management Company LLP<br>| 0.76%<sup>1</sup> <br>| 0.63% | 5.77% | 5.91% |
| High level of current <br> income<br>&nbsp;&nbsp;&nbsp; **John Hancock Strategic** <br> **Income Opportunities** <br> **Trust - Series NAV**<sup>11</sup><br>| &nbsp;&nbsp;&nbsp; John Hancock Variable Trust <br> Advisers LLC/Manulife <br> Investment Management <br> &nbsp;&nbsp;&nbsp;&nbsp;(US) LLC<br>| 0.74%<sup>1</sup> <br>| 7.51% | 1.61% | 3.26% |
| Long-term growth of <br> capital by investing <br> primarily in securities of <br> companies that meet the <br> [Portfolio's](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) environmental, <br> social and governance <br> criteria<br>&nbsp;&nbsp;&nbsp; **Quality Equity Portfolio**<sup>12</sup> <br> **(formerly "Sustainable** <br> **Equity Portfolio")**<br>| &nbsp;&nbsp;&nbsp; Neuberger Berman <br> Investment Advisers LLC<br>| 0.87% | 13.71% | 12.83% | 12.94% |
| Long-term growth of <br> capital<br>&nbsp;&nbsp;&nbsp; **U.S. Strategic Equity** <br> **Fund**<sup>13</sup><br>| &nbsp;&nbsp;&nbsp; Russell Investment <br> Management LLC (RIM)<sup>14</sup> <br>| 0.87%<sup>1</sup> <br>| 14.43% | 10.66% | 12.45% |
| Long-term growth of <br> capital<br>&nbsp;&nbsp;&nbsp; **U.S. Small Cap Equity** <br> **Fund**<sup>13</sup><br>| RIM<sup>14</sup> <br>| 1.06%<sup>1</sup> <br>| 8.34% | 7.15% | 8.98% |
| Current income and long-<br> term growth of capital<br>&nbsp;&nbsp;&nbsp; **Global Real Estate** <br> **Securities Fund**<sup>13</sup><br>| RIM<sup>14</sup> <br>| 0.90% | 8.59% | 2.55% | 3.57% |
| Long-term growth of <br> capital<br>&nbsp;&nbsp;&nbsp; **International Developed** <br> **Markets Fund**<sup>13</sup><br>| RIM<sup>14</sup> <br>| 0.95%<sup>1</sup> <br>| 28.64% | 8.53% | 7.51% |
| Provide total return<br> **Strategic Bond Fund**<sup>13</sup> | RIM<sup>14</sup> <br>| 0.65%<sup>1</sup> <br>| 7.35% | -1.07% | 1.77% |
| Current income and <br> moderate long-term <br> capital appreciation<br>&nbsp;&nbsp;&nbsp; **LifePoints**<sup>®</sup> **Variable** <br> **Target Portfolio Series** <br> **Moderate Strategy** <br> **Fund**<sup>13</sup><br>| RIM<sup>14</sup> <br>| 0.83%<sup>1</sup> <br>| 12.24% | 3.96% | 5.05% |
| Above-average long-term <br> capital appreciation and a <br> moderate level of current <br> income<br>&nbsp;&nbsp;&nbsp; **LifePoints**<sup>®</sup> **Variable** <br> **Target Portfolio Series** <br> **Balanced Strategy Fund**<sup>13</sup><br>| RIM<sup>14</sup> <br>| 0.89%<sup>1</sup> <br>| 14.96% | 6.39% | 6.88% |
| High long-term capital <br> appreciation; and as a <br> secondary objective, <br> current income<br>&nbsp;&nbsp;&nbsp; **LifePoints**<sup>®</sup> **Variable** <br> **Target Portfolio Series** <br> **Aggressive Strategy** <br> **Fund**<sup>13</sup><br>| RIM<sup>14</sup> <br>| 0.95%<sup>1</sup> <br>| 17.45% | 8.56% | 8.59% |
| High long-term capital <br> appreciation<br>&nbsp;&nbsp;&nbsp; **LifePoints**<sup>®</sup> **Variable** <br> **Target Portfolio Series** <br> **Equity Aggressive** <br> **Strategy Fund**<sup>13</sup><br>| RIM<sup>14</sup> <br>| 0.98%<sup>1</sup> <br>| 18.47% | 9.53% | 9.23% |

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<sup>1</sup>

This reflects an expense reimbursement and/or fee waiver arrangement that is in place and reported in the [Portfolio's](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) registration statement. This agreement may be terminated in the future and, therefore, the expense figures shown reflect temporary fee reductions.

<sup>2</sup>

A series of Northwestern Mutual Series Fund, Inc., for which Mason Street Advisors, LLC (MSA), our wholly-owned company, serves as investment adviser.

<sup>3</sup>

Although the Government Money Market [Portfolio](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) seeks to preserve its value at $1.00 per share, it is possible to lose money by investing in the Government Money Market [Portfolio](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d). An investment in a money market portfolio is neither insured nor guaranteed by the Federal Deposit Insurance Corporation or any government agency. During extended periods of low interest rates, the yield of a money market portfolio may also become extremely low and possibly negative.

<sup>4</sup>

A series of American [Funds](#bookmark_fund_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) Insurance Series<sup>®</sup>.

<sup>5</sup>

The BlackRock International Index V.I. [Fund](#bookmark_fund_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) and BlackRock Total Return V.I. [Fund](#bookmark_fund_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) are series of BlackRock Variable Series [Funds](#bookmark_fund_cdfe8f35-44d1-4ea3-acdd-981432aeca3d), Inc. and BlackRock Variable Series [Funds](#bookmark_fund_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) II, Inc., respectively.

**Variable CompLife**<sup>®</sup> **Prospectus**

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<sup>6</sup>

A series of Cantor Fitzgerald Variable Insurance Trust (formerly "Credit Suisse Trust").

<sup>7</sup>

Effective March 31, 2026, O'Connor Alternative Investments, LLC succeeded UBS Asset Management (Americas) LLC as the Portfolio's investment adviser.

<sup>8</sup>

A series of Columbia [Funds](#bookmark_fund_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) Variable Insurance Trust.

<sup>9</sup>

The Fidelity<sup>®</sup> VIP Contrafund<sup>®</sup> [Portfolio](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) is a series of Variable Insurance Products [Fund](#bookmark_fund_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) II. The Fidelity<sup>®</sup> VIP Mid Cap [Portfolio](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) and Fidelity<sup>®</sup> VIP Value Strategies [Portfolio](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) are each a series of Variable Insurance Products [Fund](#bookmark_fund_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) III. The Fidelity<sup>®</sup> VIP Health Care [Portfolio](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) and Fidelity<sup>®</sup> VIP Technology [Portfolio](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) are each a series of Variable Insurance Products [Fund](#bookmark_fund_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) IV. The Fidelity<sup>®</sup> VIP Bond Index [Portfolio](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) is a series of Variable Insurance Products [Fund](#bookmark_fund_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) V.

<sup>10</sup>

The following affiliates of Fidelity Management & Research Company also assist with foreign investments for each [Portfolio](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d): Fidelity Management & Research (U.K.) Inc., Fidelity Management & Research (Hong Kong) Limited, and Fidelity Management & Research (Japan) Inc.

<sup>11</sup>

A series of John Hancock Variable Insurance Trust.

<sup>12</sup>

A series of Neuberger Berman Advisers Management Trust.

<sup>13</sup>

A series of Russell Investment [Funds](#bookmark_fund_cdfe8f35-44d1-4ea3-acdd-981432aeca3d).

<sup>14</sup>

Assets of each [Portfolio](#bookmark_portfolio_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) are invested by one or more investment management organizations researched and recommended by Russell Investment Management LLC, the investment adviser for the Russell Investment [Funds](#bookmark_fund_cdfe8f35-44d1-4ea3-acdd-981432aeca3d).

**Variable CompLife**<sup>®</sup> **Prospectus**

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Additional Information

More information about the [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) and [Separate Account](#bookmark_separateaccount_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) is included in a Statement of Additional Information ("SAI"), which is dated the same day as this [Summary Prospectus](#bookmark_summaryprospectus_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) and the [Prospectus](#bookmark_prospectus_cdfe8f35-44d1-4ea3-acdd-981432aeca3d), and is available free of charge from The Northwestern Mutual Life Insurance Company. To request a free copy of the [Separate Account's](#bookmark_separateaccount_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) SAI, or current annual report, or to request other information about the [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) or to make investor inquiries, call (866) 424-2609. Under certain circumstances you or your [Financial Representative](#bookmark_financialrepresentative_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) may be able to obtain these documents online at www.nmprospectus.com. Reports and other information about the [Separate Account](#bookmark_separateaccount_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) are available on the SEC's Internet site at www.sec.gov, or they may be obtained, upon payment of a duplicating fee, by electronic request at the following email address: publicinfo@sec.gov.

This [Summary Prospectus](#bookmark_summaryprospectus_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) incorporates by reference the [Prospectus](#bookmark_prospectus_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) for the [Policy](#bookmark_policy_cdfe8f35-44d1-4ea3-acdd-981432aeca3d) and the SAI, both dated July 1, 2025, as amended or supplemented. <br>

Edgar Contract Identifier C000031361

**Variable CompLife**<sup>®</sup> **Prospectus** 

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