# EDGAR Filing Document

**Accession Number:** 0001724789
**File Stem:** 0001104659-25-109376
**Filing Date:** 2025-11
**Character Count:** 3676
**Document Hash:** 069ff5a37fea879431e8dd85a8d65642
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-25-109376.hdr.sgml**: 20251112

**ACCESSION NUMBER**: 0001104659-25-109376

**CONFORMED SUBMISSION TYPE**: FWP

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20251112

**DATE AS OF CHANGE**: 20251110

**SUBJECT COMPANY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Synchrony Card Issuance Trust
- **CENTRAL INDEX KEY:** 0001724789
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** FWP
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 333-280854-01
- **FILM NUMBER:** 251467804

**BUSINESS ADDRESS:**
- **STREET 1:** 777 LONG RIDGE ROAD
- **CITY:** STAMFORD
- **STATE:** CT
- **ZIP:** 06902
- **BUSINESS PHONE:** (203) 585-2352

**MAIL ADDRESS:**
- **STREET 1:** 777 LONG RIDGE ROAD
- **CITY:** STAMFORD
- **STATE:** CT
- **ZIP:** 06902
**FILED BY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Synchrony Card Funding, LLC
- **CENTRAL INDEX KEY:** 0001724786
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 823295851
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** FWP

**BUSINESS ADDRESS:**
- **STREET 1:** 777 LONG RIDGE ROAD
- **CITY:** STAMFORD
- **STATE:** CT
- **ZIP:** 06902
- **BUSINESS PHONE:** (203) 585-2352

**MAIL ADDRESS:**
- **STREET 1:** 777 LONG RIDGE ROAD
- **CITY:** STAMFORD
- **STATE:** CT
- **ZIP:** 06902

**Filed Pursuant to Rule 433<br> Registration Nos. 333-280854 and 333-280854-01**

New Issue ABS :

\*\*Pricing Details\*\* $750MM Synchrony Card Issuance Trust (SYNIT 2025-A3)

Joint Bookrunners: Wells Fargo Securities (B&D), BofA Securities and RBC Capital Markets <br> Co-Managers: Barclays, Mizuho <br> Active Co-Managers: Academy, CastleOak, Seelaus

--CAPITAL STRUCTURE--

---

| | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| CLS | $AMT(MM) | WAL | M/F\*\* | E.FNL | L.FNL | BENCH | Spread | YLD% | CPN% | $PRICE |
| A | 750.000 | 2.99 | Aaa/AAA | 11/15/2028 | 11/17/2031 | I-CRV | +50 | 4.095 | 4.06 | 99.99864 |

---

\*\*Minimum expected ratings

---

| | |
|:---|:---|
| -TRANSACTION DETAILS- | -TRANSACTION DETAILS- |
| Deal Size: | $750MM |
| Exp. Settlement: | 11/17/2025 |
| First Pay Date: | 12/15/2025 |
| Offering Format: | Publicly Offered / SEC-Registered |
| ERISA Eligible: | Yes |
| Exp. Ratings: | Moody's / Fitch |
| Min Denoms: | $10k x $1k |
| RR Compliance: | US-Yes; EU-Article 6(3)(b) |
| Bloomberg Ticker : | SYNIT 2025-A3 |
| B&D: | Wells Fargo Securities |

---

-MARKETING MATERIALS-

\* Preliminary Prospectus and Free Writing Prospectus: Attached

-SECURITY INFORMATION-

---

| | | |
|:---|:---|:---|
| **Class** | **CUSIP** | **ISIN** |
| 2025-3 Class A | 87166PAR2 | US87166PAR29 |

---

If this communication relates to an offering of US registered securities (i) a registration statement has been filed with the SEC, (ii) before investing you should read the filed documents, and (iii) you may obtain these documents from your sales representative, by calling 1-800-645-3751 or visiting www.sec.gov. If this communication relates to a securities offering exempt from US registration, you should contact your sales representative for the complete disclosure package. For information regarding Wells Fargo, see https://www.wellsfargo.com/com/disclaimer/ged5. In Asia, see: https://www.wellsfargo.com/com/disclaimer/ap4. This communication will be retained and may be monitored.