# EDGAR Filing Document

**Accession Number:** 0001991519
**File Stem:** 0001096906-25-001973
**Filing Date:** 2025-12
**Character Count:** 296666
**Document Hash:** 7ab9dc433671003778ddf5f26d9cbc4f
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001096906-25-001973.hdr.sgml**: 20251205

**ACCESSION NUMBER**: 0001096906-25-001973

**CONFORMED SUBMISSION TYPE**: 1-A POS

**PUBLIC DOCUMENT COUNT**: 12

**FILED AS OF DATE**: 20251205

**DATE AS OF CHANGE**: 20251205

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Robert Ventures Holdings LLC
- **CENTRAL INDEX KEY:** 0001991519
- **STANDARD INDUSTRIAL CLASSIFICATION:** REAL ESTATE [6500]
- **ORGANIZATION NAME:** 05 Real Estate & Construction
- **EIN:** 882522056
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 1-A POS
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 024-12331
- **FILM NUMBER:** 251553741

**BUSINESS ADDRESS:**
- **STREET 1:** 2810 N CHURCH ST.
- **STREET 2:** #28283
- **CITY:** WILMINGTON
- **STATE:** DE
- **ZIP:** 19802
- **BUSINESS PHONE:** 302 404-6341

**MAIL ADDRESS:**
- **STREET 1:** 2810 N CHURCH ST.
- **STREET 2:** #28283
- **CITY:** WILMINGTON
- **STATE:** DE
- **ZIP:** 19802

## Part

**AN OFFERING STATEMENT PURSUANT TO REGULATION A RELATING TO THESE SECURITIES HAS BEEN FILED WITH THE SECURITIES AND EXCHANGE COMMISSION. INFORMATION CONTAINED IN THIS PRELIMINARY OFFERING CIRCULAR IS SUBJECT TO COMPLETION OR AMENDMENT. THESE SECURITIES MAY NOT BE SOLD NOR MAY OFFERS TO BUY BE ACCEPTED BEFORE THE OFFERING STATEMENT FILED WITH THE COMMISSION IS QUALIFIED. THIS PRELIMINARY OFFERING CIRCULAR SHALL NOT CONSTITUTE AN OFFER TO SELL OR THE SOLICITATION OF AN OFFER TO BUY NOR MAY THERE BE ANY SALES OF THESE SECURITIES IN ANY STATE IN WHICH SUCH OFFER, SOLICITATION OR SALE WOULD BE UNLAWFUL BEFORE REGISTRATION OR QUALIFICATION UNDER THE LAWS OF SUCH STATE. THE COMPANY MAY ELECT TO SATISFY ITS OBLIGATION TO DELIVER A FINAL OFFERING CIRCULAR BY SENDING YOU A NOTICE WITHIN TWO BUSINESS DAYS AFTER THE COMPLETION OF THE COMPANY'S SALE TO YOU THAT CONTAINS THE URL WHERE THE FINAL OFFERING CIRCULAR OR THE OFFERING STATEMENT IN WHICH SUCH FINAL OFFERING CIRCULAR WAS FILED MAY BE OBTAINED.**

**PRELIMINARY OFFERING CIRCULAR** 

**DATED DECEMBER 5, 2025**

**Robert Ventures Holdings LLC**

2810 N. Church St., #28283

Wilmington, Delaware 19802

(302) 404-6341

MAXIMUM OFFERING AMOUNT: $75,000,000

Robert Ventures Holdings LLC ("we," "our," "us," and the "Company") is offering up to $75,000,000 ("Maximum Offering Amount") of our "Bonds" on a best-efforts basis in increments of $10.00. The minimum investment for any investor is $1,000. There is no minimum offering amount and no provision to return or escrow investor funds if any minimum number of Bonds is not sold.

We are offering "1yr Bonds" and "3yr Bonds," which will have an aggregate principal amount of $75,000,000, We expect we may sell up to 2,500,000 1yr Bonds for $25,000,000 and up to 5,000,000 3yr Bonds. for $50,000,000. 1yr Bonds will accrue interest at 8% per annum and 3yr Bonds will accrue interest at 10% per annum. Upon subscribing for Bonds, Investors may elect to be paid interest monthly or have interest compound monthly until paid at maturity (all IRA investors must choose compounding). See "Securities being Offered" for more information on the Bonds being sold pursuant to this offering.

As of August 27, 2025, the Company had issued and outstanding an aggregate principal amount of $967,510 in Bonds, consisting of $202,500 aggregate principal amount of Bonds with a 1-Year Bonds and $765,010 aggregate principal amount of Bonds with a 3-Year Bonds.

We have not engaged a broker-dealer for this offering. We reserve the right to engage the services of a registered broker-dealer who will offer, sell and process the subscriptions for the Bonds, although we do not presently expect to engage such selling agent.

The sale of Bonds will re-commence within two days from this post qualification amendment being qualified by the Securities and Exchange Commission (the "SEC"). We may undertake one or more closings on a rolling basis. We intend to hold closings no less frequently than every 30 days. The termination of the offering will occur on the earlier of (i) the date that subscriptions for the Bonds offered hereby equal $75,000,000, (ii) three years from the date the offering statement of which this offering circular is a part was initially qualified by the SEC, or (iii) such earlier date as terminated by the Company.

No public market has developed nor is expected to develop for Bonds, and we do not intend to list Bonds on a national securities exchange or interdealer quotational system.

Investors in Bonds are bound by arbitration, jury waiver, and class action waiver provisions, unless they opt out in accordance with the terms of the Bond Purchase Agreement, which generally requires that the investor send a written notice of opt-out to the Company within 30 days of its investment.

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| | | | |
|:---|:---|:---|:---|
|  | **Price to** <br>**Public** | **Underwriting**<br>**Discount and Commissions** | **Proceeds to**<br>**Issuer<sup>(1)</sup>** |
| &nbsp;&nbsp;&nbsp;Per Bond | $10.00 | $0.00 | $10.00 |
| &nbsp;&nbsp;&nbsp;Total<sup>(2)</sup> | $75000000 | $0.00 | $75000000 |

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<sup>(1)</sup> Does not include expenses of this offering, which we estimate will be approximately $130,000. See the "*Use of Proceeds*" section of this offering circular.

<sup>(2)</sup> Assumes that the maximum aggregate offering amount of $75,000,000 in cash proceeds is received by us. This amount will be reduced to the extent that existing note holders in the Company's parent exchange their notes for our Bonds. See "Plan of Distribution." 

THE SEC DOES NOT PASS UPON THE MERITS OF OR GIVE ITS APPROVAL TO ANY SECURITIES OFFERED OR THE TERMS OF THE OFFERING, NOR DOES IT PASS UPON THE ACCURACY OR COMPLETENESS OF ANY OFFERING CIRCULAR OR OTHER SOLICITATION MATERIALS. THESE SECURITIES ARE OFFERED PURSUANT TO AN EXEMPTION FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"); HOWEVER, THE SEC HAS NOT MADE AN INDEPENDENT DETERMINATION THAT THE SECURITIES OFFERED ARE EXEMPT FROM REGISTRATION.

**Investing in our securities involves a high degree of risk, including the risk that you could lose all of your investment. Please read the section entitled "Risk Factors" beginning on page 4 of this offering circular about the risks you should consider before investing.**

*Generally, no sale may be made to you in this offering if the aggregate purchase price you pay is more than 10% of the greater of your annual income or net worth. Different rules apply to accredited investors and non-natural persons. Before making any representation that your investment does not exceed applicable thresholds, we encourage you to review Rule 251(d)(2)(i)(C) of Regulation A. For general information on investing, we encourage you to refer to www.investor.gov .*

The Company is following the "Offering Circular" format of disclosure under Regulation A.

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**TABLE OF CONTENTS**

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| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;[OFFERING CIRCULAR SUMMARY](#bookmark=id.7ukv9nnigacs) | 1 |
| &nbsp;&nbsp;&nbsp;[RISK FACTORS](#bookmark=id.53gjrayy3sw4) | 4 |
| &nbsp;&nbsp;&nbsp;[PLAN OF DISTRIBUTION](#bookmark=id.gjpaxiqnwszk) | 16 |
| &nbsp;&nbsp;&nbsp;[USE OF PROCEEDS](#bookmark=id.mjx92822stan) | 22 |
| &nbsp;&nbsp;&nbsp;[INVESTMENT COMPANY ACT LIMITATIONS](#ICA) | 25 |
| &nbsp;&nbsp;&nbsp;[OUR BUSINESS](#OB) | 26 |
| &nbsp;&nbsp;&nbsp;[MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS](#bookmark=id.tr6ne5cwjyh9) | 27 |
| &nbsp;&nbsp;&nbsp;[MANAGEMENT](#bookmark=id.ceivjnvn7lpx) | 30 |
| &nbsp;&nbsp;&nbsp;[COMPENSATION OF DIRECTORS AND EXECUTIVE OFFICERS](#bookmark=id.7o6lbynilw5v) | 30 |
| &nbsp;&nbsp;&nbsp;[INTEREST OF MANAGEMENT AND OTHERS IN CERTAIN TRANSACTIONS](#bookmark=id.wcnuc9u9wqq) | 31 |
| &nbsp;&nbsp;&nbsp;[SECURITY OWNERSHIP OF MANAGEMENT AND CERTAIN SECURITYHOLDERS](#bookmark=id.pbbvtjl8gty7) | 32 |
| &nbsp;&nbsp;&nbsp;[SECURITIES BEING OFFERED](#bookmark=id.vitolfual3le) | 32 |
| &nbsp;&nbsp;&nbsp;[ONGOING REPORTING AND SUPPLEMENTS TO THIS OFFERING CIRCULAR](#bookmark=id.rtemzr5lpov6) | 32 |
| &nbsp;&nbsp;&nbsp;[FINANCIAL STATEMENTS](#bookmark=id.ltu35auokybh) | F-1 |

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**OFFERING CIRCULAR SUMMARY**

*This summary highlights certain information about us and this offering contained elsewhere in this offering circular. Because it is only a summary, it does not contain all the information that you should consider before investing in our securities and it is qualified in its entirety by, and should be read in conjunction with, the more detailed information appearing elsewhere in this offering circular. Before you decide to invest in our securities, you should read the entire offering circular carefully, including "Risk Factors" beginning on page 4 and our financial statements and the accompanying notes included in this offering circular. Unless the context otherwise indicates, when used in this offering circular, the terms "the Company," "we," "us," "our" and similar terms refer to Robert Ventures Holdings LLC, a Delaware limited liability company, and our subsidiaries.*

**Our Company**

Robert Ventures Holdings LLC was incorporated under the laws of the State of Delaware on May 3, 2022. We are an early-stage company that, through our subsidiaries, purchases and manages real estate and digital assets. We will sell Bonds in this offering to provide the capital for these activities.

**The Bonds**

● are priced at $10.00 each;

● represent a full and unconditional obligation of our company;

● bear interest at 8% per annum for 1yr Bonds and 10% for 3yr Bonds. Investors may elect to have interest paid monthly or to have interest compound monthly until paid at maturity (IRA investors must elect compounded interest);

● Payable within 90 days from demand by holder, subject to either a 1yr or 3yr lock up period, with a final maturity date of not more than 10 years from issuance;

● are subject to redemption by us at any time;

● are not payment dependent on any underlying real estate loans or investments;

● are not transferable without Company approval;

● are unsecured.

For more information on the terms of Bonds being offered, please see the "*Securities Being Offered"* section of this offering circular.

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**The Offering**

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| | |
|:---|:---|
| *Securities offered by us:* | Up to $75,000,000 of Bonds on a "best efforts" basis. There is no minimum offering amount and no provision to return or escrow investor funds if any minimum number of Bonds is not sold.  |
| *Offering Price per Bonds for Cash:* | $10.00 per each Bond.  |
| *Manner of offering:* | We will offer and sell our Bonds described in this offering circular on a continuous basis directly through our investment website accessible at https://investrobertventures.com. This offering is being conducted on a "best efforts" basis, which means that there is no guarantee that any minimum amount will be sold in this offering. The Company has not engaged a broker-dealer in connection with this offering. We reserve the right to engage the services of a registered broker-dealer who will offer, sell and process the subscriptions for the Bonds, although we do not presently expect to engage such selling agent.  |
|  | Investors may make payment for the Bonds by ACH, wire transfer, or credit card payable to Company or by any such other method made available through the website. Digital currency will not be accepted by the Company. The Company has retained ACHQ for ACH processing services. |
|  | Investors begin by accessing the Company's website at invest.robertventures.com. |
|  | New investors undergo a straightforward registration process, while returning investors can log in. We mandate an identity verification step where investors provide details such as their type (individual or entity), personal address, full name, Tax Identification Number (TIN), and Social Security Number (SSN). Following this, they specify their accreditation status and, if necessary, set their investment limits. Investors are then presented with available bond terms (1-year and 3-year), and upon their selection, they digitally sign the offering and proceed with the payment. A KYC, AML, and OFAC screening managed by North Capital, is conducted to validate the investor's credentials and source of funds. North Capital charges $1.75 per investor, which will be paid by the Company. Once both the payment and screenings are successfully completed, the investment is approved, and it begins accruing benefits as per the bond terms. |
|  | Investors can log into the website at any time, which offers a comprehensive view of their portfolio, current balances, accruals, contributions and distributions. They can also update bank details for the ACH payouts and utilize visual aids like charts and tables for a deeper insight into their investments and earnings. The website also allows investors to reach out to Robert Ventures whenever needed. |

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| | |
|:---|:---|
| *Minimum and Maximum Investment Amount* | The minimum investment amount per subscriber is $1,000. There is no maximum investment amount per subscriber. The minimum may be waived by the Company on a case-by-case basis for any reason or no reason at all.  |
| *Investment Amount Restrictions* | Generally, no sale may be made to you in this offering if the aggregate purchase price you pay is more than 10% of the greater of your annual income or net worth. Different rules apply to accredited investors and non-natural persons. Before making any representation that your investment does not exceed applicable thresholds, you are encouraged to review Rule 251(d)(2)(i)(c) of Regulation A. For general information on investing, you are encouraged to refer to www.investor.gov. |
| *Voting Rights* | The Bonds do not have any voting rights and Bond holders will not be members of the Company. |
| *Risk Factors* | Purchasing the Bonds and our business in general is subject to numerous risks and uncertainties, including those highlighted in the section titled "Risk Factors" beginning on page 4. |
| *How to invest:* | Please visit our website at www.robert ventures.com and click the "Invest" link at the top of the home page. Please see "*Plan of Distribution."* |
| *Use of proceeds:* | We intend to use the net proceeds from this offering to implement the business model described herein and for general corporate purposes including the costs of this offering. See "Use of Proceeds." |
| *Transfer Agent*<br>| The Company will act as its own transfer agent and maintain the Company's Bond register. As of the date of this offering circular, we have not engaged a transfer agent, and do not intend to engage a transfer agent until such time as we determine it is necessary. |
| *Termination of the offering* | The termination of the offering will occur on the earlier of (i) the date that subscriptions for the Bonds offered hereby equal $75,000,000 (ii) three years from the date the offering statements in which this offering circular is contained was initially qualified by the SEC, or (iii) such time as earlier terminated by the Company. |

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**ABOUT THIS CIRCULAR**

We have prepared this offering circular to be filed with the SEC for our offering of securities. The offering circular includes exhibits that provide more detailed descriptions of the matters discussed in this offering circular.

You should rely only on the information contained in this offering circular and its exhibits. We have not authorized any person to provide you with any information different from that contained in this offering circular. The information contained in this offering circular is complete and accurate only as of the date of this offering circular, regardless of the time of delivery of this offering circular or sale of Series Interests. This offering circular contains summaries of certain other documents, but reference is hereby made to the full text of the actual documents for complete information concerning the rights and obligations of the parties thereto. All documents relating to this offering and related documents and agreements will be made available to a prospective investor or its representatives upon request.

**TAX CONSIDERATIONS**

No information contained herein, nor in any prior, contemporaneous or subsequent communication should be construed by a prospective investor as legal or tax advice. We are not providing any tax advice as to the acquisition, holding or disposition of the securities offered herein. In making an investment decision, investors are strongly encouraged to consult their own tax advisor to determine the U.S. Federal, state and any applicable foreign tax consequences relating to their investment in our securities. This written communication is not intended to be "written advice," as defined in Circular 230 published by the U.S. Treasury Department

**RISK FACTORS**

*Investing in our securities involves risks. In addition to the other information contained in this offering circular, you should carefully consider the following risks before deciding to purchase our securities in this offering. The occurrence of any of the following risks might cause you to lose all or a part of your investment. Some statements in this offering circular, including statements in the following risk factors, constitute forward-looking statements. Please refer to "Cautionary Statement Regarding Forward-Looking Statements" for more information regarding forward-looking statements.*

**Risks Related to our Company**

***We are an early-stage startup with limited operating history, and we may never become profitable.***

We do not expect to be profitable for the foreseeable future. If we are unable to obtain or maintain profitability, we may not be able to attract investment, compete, or maintain operations or repay the Bonds or the interest due thereon.

***Our management has raised substantial doubt about our ability to continue as a going concern and our independent public accounting firm has included an explanatory paragraph relating to our ability to continue as a going concern in its audit report with respect to our audited consolidated financial statements for the year ended December 31, 2024.***

We are an early-stage startup with limited operating history, and we may never become profitable. Our management has raised substantial doubt about our ability to continue as a going concern and our independent public accounting firm has included an explanatory paragraph in their opinion on our audited consolidated financial statements for the year ended December 31, 2024, that states that there is a substantial doubt about our ability to continue as a going concern. The accompanying consolidated financial statements have been prepared assuming that we will continue as a going concern. There is substantial doubt about our ability to continue as a going concern. We cannot assure you that we will generate sufficient revenue or obtain necessary financing to continue as a going concern. We cannot assure you that we will achieve success in selling the Bonds.

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***We are dependent on the funds to be raised in this offering in order to be able to implement our business plan.***

We have not generated any revenues and we are dependent on the proceeds from this offering to provide funds to implement our business model. Given the uncertainty of the amount of Bonds that we will sell makes it difficult to predict our planned operations. If we do not raise sufficient funds in this offering we will not be able to implement our business plan, or may have to cease operations altogether.

***We have limited operating history in an evolving industry, which makes it difficult to evaluate our future prospects and may increase the risk that we will not be successful.***

We have limited operating history in an evolving industry that may not develop as expected. Assessing our business and future prospects is challenging in light of the risks and difficulties we may encounter. These risks and difficulties include our ability to:

● Acquire assets;

● Sell our assets at a profit;

● Favorably compete with other companies that are currently in, or may in the future enter, the business of building homes or investing in digital assets;

● Successfully navigate economic conditions and fluctuations in the market; and

● Effectively manage the growth of our business.

We may not be able to successfully address these risks and difficulties, which could harm our business and cause our operating results to suffer.

***Competition for employees is intense, and we may not be able to attract and retain the employees whom we need to support our business.***

Competition for personnel is extremely intense, and we or our Manager could face difficulty identifying and hiring qualified individuals in many areas of our business. We or our Manager may not be able to hire and retain such personnel. Many of the companies with which we or our Manager will compete for experienced employees have greater resources than we have and may be able to offer more attractive terms of employment. In addition, we or our Manager may invest significant time and expense in training our employees, which increases their value to competitors who may seek to recruit them.

***We operate in a competitive market which may intensify, and competition may limit our ability to implement our business model and have a material adverse effect on our business, financial condition, and results of operations.***

We operate in a competitive market which may intensify, and competition may limit our ability to implement our business model and have a material adverse effect on our business, financial condition, and results of operations. Our competitors may be able to have a lower cost for their services which would lead to borrowers choosing such other competitors over the Company. In addition, some of our competitors may have higher risk tolerances or different risk assessments, which could allow them to consider a wider variety of loans and investments, offer more attractive pricing or other terms and establish more relationships than us.

***The amount of repayments to Bond holders at a given time may exceed the amount of funds we have available to make such payments which may result in a delay in repayment or loss of investment to the Bond holders.***

We will use our commercially reasonable efforts to maintain sufficient cash and cash equivalents on hand to honor repayment of Bonds. In the event there is more requirement for repayment than our cash and cash equivalents on hand available, we may be required to (i) liquidate some of investments, (ii) seek commercial banks and non-bank lending sources, such as insurance companies, private equity funds and private lending organizations, for the provision of credit facilities, including, but not limited to, lines of credit, pursuant to which funds would be advanced to us, or (iii) seek capital contributions from our parent company or Manager. But note, there is no agreement with our parent company or Manager to provide additional capital contributions in such circumstances, and our parent company and Manager may not have sufficient financial resources to do so. If the above sources of funds to honor repayments cannot be realized within the time frame of the repayment requirements, Bond holders might have to wait for repayment until the above sources are realized. Although the Bonds will continue accruing interest, if the above sources do not generate enough funds to repayment, there is a risk that the Bond holders may lose some or all of their investment in the Bonds. By failing to make timely payment, the Company will be in default on the Bonds. As a result, there is also the risk that one or more investors will sue us. If one or more investors sue us and are successful in obtaining a judgment,

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the investors may have the ability to foreclose on our assets. The Company may not have enough assets to support all judgments and/or ongoing operations, and we may have to file bankruptcy.

***Our risk management efforts may not be effective.***

We could incur substantial losses, and our business operations could be disrupted if we are unable to effectively identify, manage, monitor, and mitigate financial risks as well as operational risks related to our business, assets, and liabilities. Our risk management policies, procedures, and techniques may not be sufficient to identify all of the risks we are exposed to, mitigate the risks that we have identified, or identify concentrations of risk or additional risks to which we may become subject in the future.

***Our ability to protect the confidential information of our investors may be adversely affected by cyber-attacks, computer viruses, physical or electronic break-ins or similar disruptions.***

We process certain sensitive data from our investors. While we have taken steps to protect confidential information that we receive or have access to, our security measures could be breached. Any accidental or willful security breaches or other unauthorized access to our systems could cause confidential borrower and investor information to be stolen and used for criminal purposes. Security breaches or unauthorized access to confidential information could also expose us to liability related to the loss of the information, time-consuming and expensive litigation and negative publicity. If security measures are breached because of third-party action, employee error, malfeasance or otherwise, or if design flaws in our software are exposed and exploited, our relationships with investors could be severely damaged, and we could incur significant liability.

Because techniques used to sabotage or obtain unauthorized access to systems change frequently and generally are not recognized until they are launched against a target, we may be unable to anticipate these techniques or to implement adequate preventative measures. In addition, federal regulators and many federal and state laws and regulations require companies to notify individuals of data security breaches involving their personal data. These mandatory disclosures regarding a security breach are costly to implement and often lead to widespread negative publicity, which may cause borrowers and investors to lose confidence in the effectiveness of our data security measures. Any security breach, whether actual or perceived, would harm our reputation, we could lose borrowers and investors and our business and operations could be adversely affected.

Any significant disruption in our computer systems, including events beyond our control, could result in a loss of investors. The satisfactory performance, reliability and availability of our technology are critical to our reputation and our ability to attract new and retain existing investors.

Any interruptions or delays in our service, whether as a result of third-party error, our error, natural disasters or security breaches, whether accidental or willful, could harm our relationships with our investors and our reputation. Additionally, in the event of damage or interruption, our insurance policies may not adequately compensate us for any losses that we may incur. Our disaster recovery plan has not been tested under actual disaster conditions, and we may not have sufficient capacity to recover all data and services in the event of an outage.

We contract with third parties to provide services related to our online subscription platform. These include ACHQ, and North Capital. We will be dependent on them to implement safety protocols to protect against the above risks.

***We are reliant on the efforts of Joseph Robert.***

We rely on our management team and need additional key personnel to grow our business, and the loss of key employees or inability to hire key personnel could harm our business. We believe our success has depended, and continues to depend, on the efforts and talents of our Manager's manager, Joseph Robert, whose expertise could not be easily replaced if we were to lose his services.

***Compliance with Regulation A and reporting to the SEC could be costly.***

Compliance with Regulation A could be costly and requires legal and accounting expertise. After qualifying this Form 1-A, we will be required to file an annual report on Form 1-K, a semiannual report on Form 1-SA, and current reports on Form 1-U.

Our legal and financial staff may need to be increased in order to comply with Regulation A. Compliance with Regulation A will also require greater expenditures on outside counsel, outside auditors, and financial printers in order to remain in compliance. Failure to remain in compliance with Regulation A may subject us to sanctions, penalties, and reputational damage and would adversely affect our results of operations.

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***We will be required to publicly report on an ongoing basis under the reporting rules set forth in Regulation A for Tier 2 issuers. Therefore, we will be subject to ongoing public reporting requirements that are less rigorous than Exchange Act rules for companies that are not "emerging growth companies," and our investors could receive less information than they might expect to receive from exchange traded public companies.***

We will be required to publicly report on an ongoing basis under the reporting rules set forth in Regulation A for Tier 2 issuers. The ongoing reporting requirements under Regulation A are more relaxed than for "emerging growth companies" under the Exchange Act. The differences include, but are not limited to, being required to file only annual and semiannual reports, rather than annual and quarterly reports. Annual reports are due within 120 calendar days after the end of the issuer's fiscal year, and semiannual reports are due within 90 calendar days after the end of the first six months of the issuer's fiscal year. Therefore, our investors could receive less information than they might expect to receive from exchange traded public companies.

***The profitability of the properties is uncertain.***

We intend to invest in properties selectively. Investment in real estate entails risks that investments will fail to perform in accordance with expectations. In undertaking these investments, we will incur certain risks, including the expenditure of funds on, and the devotion of management's time to, transactions that may not come to fruition. Additional risks inherent in real estate investments include risks that the properties will not achieve anticipated sales price and that estimated operating expenses and costs of construction may prove inaccurate.

***Our properties will not be diversified.***

Our properties will not be diversified by type and/or geographic location. Our performance is therefore linked to economic conditions affecting single family homes and the regions in which we will invest in properties and in the market for real estate properties generally. Such conditions could result in a reduction of our income.

***We may not have control over costs arising from construction of properties.***

We will retain independent general contractors to build our properties and will be subject to risks in connection with a contractor's ability to control construction costs, the timing of completion of construction, and a contractor's ability to build in conformity with plans and specification.

***Inventory or available properties might not be sufficient to realize our investment goals.***

We may not be successful in identifying suitable real estate properties or other assets that meet our investment criteria, or consummating acquisitions or investments on satisfactory terms. Failures in identifying or consummating acquisitions or investments would impair the pursuit of our business plan. Moreover, our investment strategy could involve significant risks that could inhibit our growth and negatively impact our operating results, including the following: increases in asking prices by acquisition candidates to levels beyond our financial capability or to levels that would not result in the returns required by our investment criteria; diversion of management's attention to expansion efforts; unanticipated costs and contingent or undisclosed liabilities associated with investments; failure of the assets we invest in to achieve expected results; and difficulties entering markets in which we have no or limited experience.

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***The consideration paid for our investments may exceed fair market value, which may harm our financial condition and operating results.***

The consideration that we pay will be based upon numerous factors, and the assets may be purchased in a negotiated transaction rather than through a competitive bidding process. We cannot assure anyone that the purchase price that we pay for an asset, or its appraised value will be a fair price, that we will be able to generate an acceptable return on such property.

***Illiquidity of real estate investments could significantly impede our ability to respond to adverse conditions.***

Because real estate investments are relatively illiquid, our ability to promptly sell one or more properties or investments in our portfolio in response to changing economic, financial and investment conditions may be limited. These risks could arise from weakness in or even the lack of an established market for a property, changes in the financial condition or prospects of prospective purchasers, changes in national or international economic conditions, and changes in laws, regulations, or fiscal policies of jurisdictions in which the property is located. We may be unable to realize our investment objectives by sale, other disposition, or refinance at attractive prices within any given period of time or may otherwise be unable to complete any exit strategy. An exit event is not guaranteed and is subject to our Manager's discretion.

***We may experience general risks of real estate investing.***

Factors which could affect the Company's ownership of real property might include, but are not limited to any or all of the following: changing environmental regulations, adverse use of adjacent or neighboring real estate, changes in the demand for or supply of competing property, local economic factors which could result in the reduction of the fair market value of a property, uninsured losses, significant unforeseen changes in general or local economic conditions, inability of the Company to obtain any required permits or entitlements for a reasonable cost or on reasonable conditions or within a reasonable time frame or at all, inability of the Company to obtain the services of appropriate consultants at the proposed cost, changes in legal requirements for any needed permits or entitlements, problems caused by the presence of environmental hazards on a property, changes in federal or state regulations applicable to real property, failure of a lender to approve a loan on terms and conditions acceptable to the Company, lack of adequate availability of liability insurance or all-risk or other types of required insurance at a commercially-reasonable price, shortages or reductions in available energy, acts of God or other calamities, inflation or deflation, inability to control future operating costs, inability to attract tenants, vandalism, rent strikes, collection difficulties, uncertainty of cash flow, the availability and costs of borrowed funds, the general level of real estate values, competition from other properties, residential patterns and uses, general economic conditions (national, regional, and local), the general suitability of a property to its market area, governmental rules and fiscal policies, and other factors beyond the control of the Company. Furthermore, there could be a loss of liquidity in the capital markets such that a refinance or sale of a property may be hindered.

***We may experience uninsured or underinsured losses.***

Our properties may be located throughout the United States. Depending on the location of a specific property, that geographic area may be at risk for damage to property due to certain weather-related and environmental events, including hurricanes, severe thunderstorms, wildfires, tornados, earthquakes, and flooding. To the extent possible, our Manager will attempt to acquire insurance against fire or environmental hazards. However, such insurance may not be available in all areas, nor are all hazards insurable as some may be deemed acts of God or be subject to other policy exclusions.

All decisions relating to the type, quality, and amount of insurance to be placed on each property are made exclusively by our Manager. Certain types of losses, generally of a catastrophic nature (such as hurricanes, earthquakes, and floods) may be uninsurable, not fully insured or not economically insurable. Additionally, a property may now contain or come to contain mold, which may not be covered by insurance and has been linked to health issues. This may result in insurance coverage that, in the event of a substantial loss, would not be sufficient to pay the full prevailing market value or prevailing replacement cost of each property. Inflation, changes in building codes and ordinances, environmental considerations, and other factors also might make it unfeasible to use insurance proceeds to replace a property after the property has been damaged or destroyed. Under such circumstances, the insurance proceeds received might not be adequate to restore that property.

Recently, the cost of certain types of extraordinary insurance coverage for such things as hurricanes, floods and earthquake has risen substantially. These types of losses are not generally covered in a standard hazard and liability insurance policy. In certain locations, this type of insurance may be unavailable or cost prohibitive. The Company may proceed without insurance coverage for certain extraordinary risks if it cannot secure an appropriate policy or if our Manager believes that the cost of the policy is too high with respect to the risks to be insured.

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Furthermore, an insurance company may deny coverage for certain claims, and/or determine that the value of the claim is less than the cost to restore a property, and a lawsuit could have to be initiated to force them to provide coverage, resulting in further losses in income to the Company. Additionally, a property may now contain or come to contain mold, which may not be covered by insurance and has been linked to health issues.

***We may experience liability for environmental issues.***

Under various federal, state and local environmental and public health laws, regulations and ordinances, the Company may be required, regardless of knowledge or responsibility, to investigate and remediate the effects of hazardous or toxic substances or petroleum product releases (including in some cases natural substances such as methane or radon gas) and may be held liable under these laws or common law to a governmental entity or to third-parties for property, personal injury or natural resources damages and for investigation and remediation costs incurred as a result of the real or suspected presence of these substances in soil or groundwater beneath a property. These damages and costs may be substantial and may exceed insurance coverage the Company has for such events.

Buildings and structures on a property may have contained hazardous or toxic substances or have released pollutants into the environment; or may have known or suspected asbestos-containing building materials, lead based paint, mold, or insect infestations (such as roaches or bed bugs), that the Company may be required to mitigate. Undetected or unmitigated conditions such as these may cause (or be suspected to cause) personal injury and/or property damage, which could subject the properties, our Manager, and/or the Company to litigation with and liability to third parties.

Our Manager will attempt to limit exposure to such conditions by conducting due diligence on a property, however, all or some of these conditions may not be discovered or occur until after that property has been acquired by the Company.

***Federal, state, and local regulations may change.***

There is a risk of a change in the current federal, state and local regulations as it may relate to the operations of a property in the area of fuel or energy requirements or regulations, construction and building code regulations, approved property use, zoning and environmental regulations, or property taxes, among other regulations.

***Title insurance may not cover all title defects.***

Our Manager intends to acquire title insurance on each property, but it is possible that uninsured title defects could arise in the future, which the Company may have to defend or otherwise resolve, the cost of which may impact the profitability of each property and/or the Company as a whole.

***Due diligence may not uncover all material facts.***

Our Manager will endeavor to obtain and verify material facts regarding the properties. It is possible, however, that our Manager will not discover certain material facts about a property, because information presented by the sellers may have been prepared in an incomplete or misleading fashion, and material facts related to such property may not yet have been discovered.

***We might obtain lines of credit and other borrowings, which increases our risk of loss due to potential foreclosure.***

We have obtained lines of credit and may obtain more lines of credit or long-term financing that may be secured by our assets. As with any liability, there is a risk that we may be unable to repay our obligations from the cash flow or sale of our assets. In addition, certain borrowers have offered automatic extensions to the maturity dates for amounts owed by us. These lenders may elect to cease offering extensions on the maturity dates at any time. Therefore, with borrowing and securing such borrowing with our assets, we risk losing such assets in the event we are unable to repay such obligations or meet such demands. If we lose these assets, it could materially affect our ability to pay amounts owed to investors.

***Blockchain technology is a relatively new and untested technology. The risks associated with blockchain technology may not emerge until the technology is widely used.***

A blockchain is an open, distributed ledger that records transactions between two parties in a verifiable and permanent way using cryptography. Transactions on the blockchain are permanently recorded on the blockchain in collections of transactions called "blocks." Blockchain networks are based upon software source code that establishes and governs their respective cryptographic systems for verifying transactions.

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Blockchain is a nascent and rapidly changing technology that is novel and untested and may contain inherent flaws or limitations. Blockchain systems could be vulnerable to fraud, theft, destruction or inaccessibility and there can be no assurances that the blockchain and the creation, transfer, or storage of the tokens will be uninterrupted or fully secure.

Technological developments may lead to technical or other flaws (including undiscovered flaws) in the underlying blockchain technology, including in the process by which transactions are recorded to a blockchain or the development of new or existing hardware or software tools or mechanisms, which could negatively impact the functionality of the blockchain systems, all of which could impact the participation of potential investors and negatively impacting potential liquidity and value of the Series Interests.

***The regulatory regime governing blockchain technologies and digital assets is uncertain, and new regulations or policies may adversely affect the Company's business plan*.**

Regulation of digital assets, blockchain technologies, and token exchanges is being developed and likely to rapidly evolve. Regulations on token offerings vary significantly by type of token and among international, federal, state, and local jurisdictions and are subject to significant uncertainty. Various legislative and executive bodies in the United States and in other countries may in the future, adopt laws, regulations, guidance, or other actions, which may severely impact the development, growth, adoption, and utility of such tokens. Failure by the Company or certain users to comply with any laws, rules, and regulations, some of which may not exist yet or are subject to interpretation, could result in a variety of adverse consequences, including civil penalties and fines. This could adversely affect the Company's business plan, which involves acquiring, holding, and selling digital assets.

***As blockchain networks and blockchain assets have grown in popularity and in market size, federal and state agencies have begun to take interest in, and in some cases regulate, their use and operations*.**

In the case of virtual currencies, state regulators like the New York Department of Financial Services have created new regulatory frameworks and special licenses for virtual currency business activities in the State of New York. Others, as in Texas, have published guidance on how their existing regulatory regimes apply to virtual currencies. Some states, like New Hampshire, North Carolina, and Washington, have amended their state's statutes to include virtual currencies into existing licensing regimes. Treatment of virtual currencies continues to evolve under federal law as well. The Department of the Treasury, the SEC, and the Commodity Futures Trading Commission (the "CFTC"), for example, have published guidance on the treatment of virtual currencies. The IRS released guidance treating virtual currency as property that is not currency for U.S. federal income tax purposes, although there is no indication yet whether other courts or federal or state regulators will follow this classification. Both federal and state agencies have instituted enforcement actions against those violating their interpretation of nine (9) existing laws. The regulation of non-currency use of Blockchain assets is also uncertain. The CFTC has publicly taken the position that certain Blockchain assets are commodities, and the SEC has issued a public report stating federal securities laws require treating some Blockchain related assets as securities. To the extent that a domestic government or quasi-governmental agency exerts regulatory authority over a Blockchain network or asset, tokens may be adversely affected.

***Recent disruptions in the cryptocurrency markets could negatively impact our reputation, invite increased regulation, and make it more difficult to raise capital needed to purchase digital assets****.*

Recent disruptions in the cryptocurrency markets have resulted in increased interest in governmental regulation of all forms of digital representations of assets. Increased regulation or decreased investment could hinder our ability to purchase digital assets or generate returns, and could negatively impact the potential liquidity and value of our digital assets.

***Use of digital asset exchanges and custodians may subject us to risks.***

Investors should be aware that while the Company may open accounts with different digital asset exchanges to try its best to reduce the risks of theft, loss, damage, destruction, malware, hackers or cyber-attacks, a lack of stability in the digital asset exchange market and the closure or temporary shutdown of a digital asset exchange due to fraud, business failure, hackers or malware, or government-mandated regulation could significantly hinder these efforts by the Company and may reduce confidence in the cryptocurrency market and result in greater volatility. These potential consequences will adversely affect the Company's investments and consequently an investment in Bonds.

The digital asset exchanges on which digital assets trade are relatively new and largely unregulated and may therefore be more exposed to theft, fraud, and failure than established regulated exchanges for other products. In general, digital asset exchanges are currently start-up businesses with no institutional backing, limited operating history, and publicly available financial information.

Digital asset exchanges and custodians are targets for cybercrime, hackers, and malware. It is possible that while engaging in transactions with various digital asset exchanges located throughout the world, any such exchange may cease operations due to theft, fraud, security breach, liquidity issues, or government investigation. In addition, banks may refuse to process wire transfers to or from exchanges.

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***Use of digital asset exchanges to trade crypto assets and the volatility of crypto asset prices.***

Investors should be aware that the Company's investments in digital assets are subject to extreme price volatility. The Company will initially limit its cryptocurrency asset investments to Bitcoin (BTC) and Ether (ETH), which will only be acquired if we determine that they are not securities. The value of these assets can fluctuate widely within a single day due to market-driven factors such as supply and demand, market sentiment, regulatory news, technological developments, and broader macroeconomic factors. This volatility may be amplified by the relatively illiquid nature of the market, where large trades by investors can significantly impact the market price.

The Company's operating results may, therefore, vary significantly over short periods, leading to pronounced fluctuations into the financial position and operating results reported in consecutive financial statements. Investors should have a high risk tolerance and the ability to absorb the loss of their entire investment.

***Use of delegated staking activities in cryptocurrency assets and associated risks***

In addition to the inherent price volatility, the Company's involvement in delegated staking activities—whereby we allocate a portion of our cryptocurrency holdings to participate in a network's operational processes, such as transaction validation, in exchange for staking rewards—also carries unique risks. Staking will occur through a third-party platform, BitGo.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Counterparty Risks with BitGo: The Company's staking activities are facilitated by BitGo, a third-party platform. This introduces credit risk associated with BitGo, as any financial instability or operational failure on their part could impact the safety of our staked assets. Additionally, security breaches, regulatory issues, or misconduct at BitGo could lead to the loss of our staked assets or expected rewards. The regulatory landscape surrounding crypto custody is still evolving, and BitGo may be subject to future regulations that could impact its operations and solvency. BitGo's security practices and infrastructure are critical factors in mitigating credit risk.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Slashing Risks: Depending on the consensus algorithm, if the network validators engage in malicious activities or fail to fulfill their duties, the staked assets could be at risk of slashing, meaning a portion of the staked assets could be removed as a penalty. Therefore, there is a risk of loss of staked cryptocurrency assets or a significant decrease in value.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Decrease in Value: Crypto Assets could decrease in value while being staked.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Smart Contract Risk: Delegated staking programs rely on smart contracts to automate the staking process and distribute rewards. If these contracts contain vulnerabilities, they could be exploited by malicious attackers, leading to the loss of investor funds.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Liquidity Risks: Assets involved in staking are often locked for a period, reducing liquidity and the ability to quickly sell them in response to market conditions. This commitment may lead to opportunity costs or potential losses if the assets' market value decreases during the staking period.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Regulatory Risks: The regulatory environment for staking and the broader cryptocurrency market is uncertain and can change rapidly. Adverse regulatory actions could affect the ability to continue staking, impact the rewards received, or even lead to loss of investment. Interests arising from delegated staking programs could be considered securities. If such interests are determined to be securities, the Company will need limit its investments in such interests and other securities such that it does not qualify as an investment company.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Counterparty Risks: In the staking process, we rely on third-party platform BitGo to facilitate staking transactions. Any security breach, regulatory issues, operational failure, or misconduct on the part of these platforms could result in the loss of staked assets or expected rewards.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Technology Risks: Staking also involves risks related to the underlying technology of the networks. Bugs, errors, or vulnerabilities in the blockchain protocol could compromise staking operations and lead to financial loss.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●Performance Risk: The returns on delegated staking can vary depending on the performance of the staking pool. The Company may not earn as much as we anticipate if the pool performs poorly.

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**For a detailed explanation of how we engage in delegated staking activities through BitGo, including the selection of assets for staking, the initiation of staking requests, and the management of staked assets and earned rewards, please refer to the "Staking Process on BitGo" outlined on page 29. This section provides insight into the operational aspects of our staking activities and the precautions we take to manage the associated risks.**

**Risks Related to Being Deemed an Investment Company under the Investment Company Act**

***We intend to avoid being classified as an investment company, but our classification depends on the percentage of our total assets that constitute securities—and state and federal regulators including the SEC may determine that certain of our assets are securities contrary to the Company's position.***

Under the Investment Company Act, an "investment company" is defined as an issuer which is or holds itself out as being engaged primarily, or proposes to engage primarily, in the business of investing, reinvesting, or trading in securities; is engaged or proposes to engage in the business of issuing face-amount certificates of the installment type, or has been engaged in such business and has any such certificate outstanding; or is engaged or proposes to engage in the business of investing, reinvesting, owning, holding, or trading in securities, and owns or proposes to acquire investment securities having a value exceeding 40% of the value of such issuer's total assets (exclusive of Government securities and cash items) on an unconsolidated basis.

We intend to operate in such manner as not to be classified as an "investment company" within the meaning of the Investment Company Act of 1940 as we intend to acquire real estate and to invest in digital assets that we have determined do not constitute securities. In addition, the Company is instituting a policy to review prospective digital asset purchases to determine whether they likely constitute securities, including review of SEC and other regulatory guidance, court cases, and soliciting legal opinions. The Company will also review its investment portfolio on an annual basis to ensure that its digital asset holdings, other than Bitcoin or Ether (which the Company has determined are not securities), do not meet or exceed 40% of the Company's total assets (exclusive of Government securities or cash items) on an unconsolidated basis. If so, the Company will sell digital assets to remain in compliance. While the Company intends to review its investment portfolio on an annual basis to ensure the Company does not trigger the definition of an investment company under Section 3(a)(1)(C), the Company could trigger such definition at the end of interim quarters. In such a case, the Company intends to rely on Rule 3a-2 if it triggers such definition. In order to rely on Rule 3a-2, the Company would need to comply with the requirement in Rule 3a-2(a)(2) to adopt an appropriate board resolution or other action and, further, pursuant to Rule 3a-2(c) may only rely on Rule 3a-2 once during any three-year period.

Despite the Company's careful selection of digital assets and efforts to keep digital asset ratio below 40%, excluding Bitcoin and Ether, there is a risk that a court or regulatory body, such as state or federal regulators, including the SEC, might classify some, or all, of the digital assets the Company acquires, including Bitcoin and Ether, as securities. In addition, interests the Company acquires in delegated staking programs could likewise be classified as securities. Such classification could push the Company's securities holdings over the 40% threshold, subjecting it to the Investment Company Act. If this occurs, the Company may need to quickly sell assets, potentially at a loss, or cease its staking activities, or face registration as an investment company. This could limit the options for selling these assets, increase compliance burdens, and materially impact our operations and ability to generate revenue.

In that circumstance, the Company would either have to immediately sell assets and/or reduce or eliminate its staking activities in order to reduce its securities holding below 40% which could result in significant losses, or the Company would have to register as an investment company. In addition, if our digital assets or delegated staking activities constitute securities, we will have to comply with securities laws when selling such assets and we may therefore be limited in the available exchanges to sell such assets, we may be limited in the amount we can sell at any time, we could be subject to anti-fraud claims, and we may be subject to holding period requirements. These additional restrictions could have a material negative effect on the Company's operations, and the Company may not be in a position to avoid registering as an investment company if it cannot reduce its security holdings quickly enough. For additional information on potential risks, please review the other risk factors in this section.

In addition, our Manager may become subject to the Investment Advisers Act of 1940. Under that act, an "investment adviser" is defined, in relevant part, as any person who, for compensation, engages in the business of advising others, either directly or through publications or writings, as to the value of securities or as to the advisability of investing in, purchasing, or selling securities, or who, for compensation and as part of a regular business, issues or promulgates analyses or reports concerning securities. We do not currently believe that our Manager is an investment adviser and is therefore not registered with the SEC. But if our digital asset holdings constitute securities, there is a risk that our Manager would considered an investment adviser. Our Manager would then have to either register and become subject to fiduciary duties, anti-fraud provisions, and additional disclosure obligations that may alter the Company's business plans, or risk potentially significant fines and penalties for failure to register.

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For a detailed understanding of how our digital asset strategy aligns with our efforts to avoid classification as an investment company, and the potential regulatory implications thereof, refer to the "Digital Assets" section of our business description. This section outlines our approach to investing in digital assets, including our methodology for assessing whether these assets are considered securities and our risk management strategies. Our digital asset activities are an integral part of our business operations and have specific considerations under the Investment Company Act.

***We have implemented policies to prevent digital asset investments from exceeding 40%, but those policies exclude Bitcoin and Ether from the calculation and do not include any future delegated staking activities. If any of those are classified as securities, the Company may be deemed an investment company under the Investment Company Act.***

As discussed in the prior risk factor, the Company has policies in place to prevent being deemed an investment company, but those policies are likely effective only if Bitcoin and Ether—which are excluded from the Company's asset ratio calculations—are not securities and if the interests in delegated staking activities are not considered securities. If either or both of those tokens or the Company's delegated staking activities are deemed securities, it is much more likely the Company will be deemed an investment company subject to the risks stated in the subsequent risk factors.

In particular, the Ethereum blockchain recently shifted from a Proof-of-Work (PoW) model to a Proof-of-Stake (PoS) model. The Company has analyzed this change and determined that this shift offers further decentralization and lowers the participation costs of becoming a validator node. As a result, the Company continues to believe that under *Howey*, Ether is not a security in part because profits are not derived from the efforts of others.

Nevertheless, the Company recognizes that state and federal regulators may take a contrary position. For example, despite the SEC then-Director Hinman's 2018 statement that "current offers and sales of Ether are not securities transactions" due to Ethereum's decentralized structure, SEC Chairman Gensler's more recent comments suggest that staking for rewards could be seen as an expectation of profits based on the efforts of others, indicating that the SEC may take the position that Ether or an interest in delegated staking program is a security. If that happens, there is a risk that the Company will exceed the 40% threshold and have to sell assets, reduce or eliminate delegated staking activities, or register as an investment company. Please see prior risk factor for additional information about those potential outcomes.

***We could be materially and adversely affected if we are deemed to be an investment company under the Investment Company Act.***

We do not believe that at any time we will be deemed an "investment company" under the Investment Company Act. However, if at any time we may be deemed an "investment company," we intend to rely on the exception set forth in Section 3(c)(5)(C) of the Investment Company Act, which excludes from the definition of investment company "any person who is not engaged in the business of issuing redeemable securities, face-amount certificates of the installment type or periodic payment plan certificates, and who is primarily engaged in one or more of the following businesses… (C) purchasing or otherwise acquiring…interests in real estate." The SEC Staff generally requires that, for the exception provided by Section 3(c)(5)(C) to be available, at least 55% of an entity's assets be comprised of interests in real estate, also known as "qualifying interests," and at least another 25% of the entity's assets must be comprised of additional qualifying interests or real estate-type interests (with no more than 20% of the entity's assets comprised of miscellaneous assets). We intend to hold a sufficient amount of real estate (through KS OBX LLC which holds fee simple interests in our real estate assets) and other non- real estate related assets which are not securities such that we will be excluded from the definition of an investment company. However, if for some reason, the Company is considered an investment company, We intend to adjust our total assets, which may require the sale of digital assets and/or other non-real estate related assets such that we satisfy SEC requirements to fall within the exception provided by Section 3(c)(5)(C). Notwithstanding, the staff of the SEC could possibly disagree with any of our determinations. If the staff of the SEC were to disagree with our analysis under the Investment Company Act, we would need to adjust our investment strategy. Any such adjustment in our strategy could have a material adverse effect on us. If we are deemed to be an investment company, we may be required to register as an investment company if we are unable to dispose of the disqualifying assets, which could have a material adverse effect on us.

Registration under the Investment Company Act would require us to comply with a variety of substantive requirements that impose, among other things:

● limitations on capital structure;

● restrictions on specified investments;

● restrictions on leverage or senior securities;

● restrictions on unsecured borrowings;

● prohibitions on transactions with affiliates; and

● compliance with reporting, record keeping, voting, proxy disclosure and other rules and regulations that would significantly increase our operating expenses.

If we were required to register as an investment company but failed to do so, we could be prohibited from engaging in our business, and criminal and civil actions could be brought against us. Registration with the SEC as an investment company would be costly, would subject us to a host of complex regulations and would divert attention from the conduct of our business, which could materially and adversely affect us. In addition, we would no longer be eligible to offer our securities under Regulation A of the Securities Act of 1933, as amended (the "Securities Act") if we were required to register as an investment company.

***If we are deemed to be an investment company under the Investment Company Act and are therefore ineligible to rely on Regulation A to sell securities, the unregistered issuance of our securities to investors pursuant to this Offering would be considered in violation of Section 5 of the Securities Act if there was no other available exemption from registration for this issuance giving the investors a right of rescission.***

If the Company is deemed to be an investment company under the Investment Company Act, we would no longer be eligible to offer our securities under Regulation A of the Securities Act in this Offering, or at all. If this occurs, the Company will have to immediately terminate this Offering. The unregistered issuance of our securities to investors pursuant to this Offering would be considered in violation of Section 5 of the Securities Act if there was no other available exemption from registration for this issuance. The securities sold in this Offering prior to such termination would be subject to a private right of action for rescission or damages by the purchasing investors. Additionally, the Company may not have the funds required to address all rescissions if a large number of investors seek rescission at the same time, and as a result, we may be delayed in the delivery of funds for such rescissions and may be required to sell some of our assets, which may take significant amounts of time and may yield less than is needed to meet our rescission obligations. Additionally, the Company would not be able to raise funds in any other offering pursuant to Regulation A to meet such rescission obligations, as the Company would not be eligible to do so.

***If we are deemed to be an investment company under the Investment Company Act and are therefore ineligible to rely on Regulation A for this Offering, it could result in a large number of investors demanding repayment in a short period of time, and the Company may not have funds to satisfy those demands.***

In the event that the Company is deemed to be an investment company under the Investment Company Act, we would no longer be eligible to offer our Bonds under Regulation A of the Securities Act in this Offering, or at all. If this occurs, it could result in a large number of investors demanding repayment in a short period of time, and the Company may not have funds to satisfy those demands. As a result, we may be delayed in the delivery of funds and may be required to sell some of our assets, which may take significant amounts of time and may yield less than is needed to meet our obligations. Additionally, the Company would not be able to raise funds in any other offering pursuant to Regulation A to meet such demands, as the Company would not be eligible to do so.

***If we are deemed to be an investment company under the Investment Company Act and sell securities in reliance on Regulation A and operate as an unregistered investment company, we could be subject to liability under Section 5 of the Securities Act.***

If the Company is deemed to be an investment company under the Investment Company Act, and if we sell securities in reliance on Regulation A and operate as an unregistered investment company due to a failure to qualify for the Section (3)(c)(5)(C) exception of the Investment Company Act, for any Bonds sold by us in reliance on Regulation A, the Company could be liable for violating Section 5 of the Securities Act if any of the securities issued in this Offering would be considered to be an unregistered issuance of securities if no other exemption from registration is available. Section 5 allows purchasers to sue the Company for selling a non-exempt security without registering it; the purchasers may seek rescission with interest, or damages if the purchaser sold his securities for less than he purchased them. The Company could also be subject to enforcement action by the SEC that claims a violation of Section 5 of the Securities Act. Additionally, if the Company was required to register as an investment company but failed to do so and therefore operated as an unregistered investment company, the Company could be subject to monetary penalties and injunctive relief in an action brought by the SEC.

***Qualifying for an exception from the Investment Company Act may restrict our operating flexibility.***

As stated above, if at any time we may be deemed an "investment company," we believe we will be afforded an exception under Section 3(c)(5)(C) of the Investment Company Act. To qualify for this exemption, we must ensure our asset composition meets certain criteria. Generally, 55% of our assets must consist of interests in real estate and the remaining 45% must consist of other qualifying real estate-type interests. Maintaining this exception may adversely impact our ability to acquire or hold investments, to engage in future business activities that we believe could be profitable, or could require us to dispose of investments that we might prefer to retain. If we are required

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to register as an "investment company" under the Investment Company Act, then the additional expenses and operational requirements associated with such registration may materially and adversely impact our financial condition and results of operations in future periods.

**Risks Related to Bonds and this Offering**

***The characteristics of the Bonds, including interest rate, maturity date, lack of collateral security or guarantee, and lack of liquidity, may not satisfy your investment objectives.***

The Bonds may not be a suitable investment for you, and we advise you to consult your investment, tax and other professional financial advisors prior to purchasing Bonds. The characteristics of the Bonds, including maturity date, redeemable by us, interest rate, lack of collateral security or guarantee, and lack of liquidity, may not satisfy your investment objectives. The Bonds may not be a suitable investment for you based on your ability to withstand a loss of interest or principal or other aspects of your financial situation, including your income, net worth, financial needs, investment risk profile, return objectives, investment experience and other factors. Prior to purchasing any Bonds, you should consider your investment allocation with respect to the amount of your contemplated investment in the Bonds in relation to your other investment holdings and the diversity of those holdings.

***Holders of Bonds are exposed to the credit risk of the Company.***

Bonds are our full and unconditional obligations. If we are unable to make payments required by the terms of the Bonds, you will have an unsecured claim against us. Bonds are therefore subject to non-payment by us in the event of our bankruptcy or insolvency. In an insolvency proceeding, we cannot assure you that you will recover any remaining funds. Moreover, your claim may be subordinate to that of any senior creditors and any secured creditors to the extent of the value of their security.

***The Bonds are unsecured obligations.***

The Bonds do not represent an ownership interest in any specific assets or their proceeds. The Bonds are unsecured general obligations of the Company. The Bonds will be general unsecured obligations and will rank equally with all of our other unsecured debt unless such debt is senior to or subordinate to the Bonds by their terms. We may issue secured debt in our sole discretion without notice to or consent from the holders of Bonds. Therefore, as unsecured obligations, there is no security to be provided to the holders of the Bonds.

***There is no public market for Bonds, and none is expected to develop.***

Bonds are newly issued securities. Although under Regulation A the securities are not restricted, Bonds are still highly illiquid securities. No public market has developed nor is expected to develop for Bonds, and we do not intend to list Bonds on a national securities exchange or interdealer quotational system. You should be prepared to hold your Bonds as Bonds are expected to be highly illiquid investments.

***Holders of the Bonds will have no voting rights.***

Holders of the Bonds will have no voting rights and therefore will have no ability to control the Company. The Bonds do not carry any voting rights and therefore the holders of the Bonds will not be able to vote on any matters regarding the operation of the Company. As a bondholder purchaser in this offering will have no right to vote upon or receive notice of any corporate actions we may undertake which you might otherwise have if you owned equity in our Company.

***The Company may change its investment strategy without the approval of Bond holders.***

Management has broad authority to change the Company's investment strategy. Holders of Bonds will have no voting rights, and as a result, no ability to restrict or influence the Company's investment strategy. The Company may alter its investment strategy in a manner that you disagree with, and you will have no recourse.

***There is no limit on the amount of leverage the Company may utilize.***

While management intends to operate the Company in a responsible manner, there is no limit on the amount of leverage the Company may incur. If the Company takes on significant amounts of debt, it could reduce or eliminate the Company's ability to make timely payments on the Bonds, if at all. You may lose your investment.

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***There is a risk that our website will not be able to handle a large number of investors subscribing to this offering.***

Although our website will be designed to handle numerous purchase orders and prospective investors, we cannot predict the response of our website to any particular issuance of Bonds pursuant to this offering circular. You should be aware that if a large number of investors try to access our website at the same time and submit their purchase orders simultaneously, there may be a delay in receiving and/or processing your purchase order. You should also be aware that general communications and internet delays or failures unrelated to our website, as well as website capacity limits or failures may prevent purchase orders from being received on a timely basis by our website. We cannot guarantee you that any of your submitted purchase orders will be received, processed and accepted during the offering process.

***The Bond holders may be subject to fees.***

Bond investors that purchase Bonds will not be charged a servicing fee for their investment. You may be charged a transaction fee if your method of payment requires us to incur an expense. The transaction fee will be equal to the amount that the Company will be charged by the payment processor. Other financial intermediaries, however, if engaged by you, may charge you commissions or fees.

***Because the Bonds will have no sinking fund, insurance, nor guarantee, you could lose all or a part of your investment if we do not have enough cash to pay.***

There is no sinking fund, insurance, nor guarantee of our obligation to make payments on the Bonds. We will not contribute funds to a separate account, commonly known as a sinking fund, to make interest or principal payments on the Bonds. The Bonds are not certificates of deposit or similar obligations of, and are not guaranteed or insured by, any depository institution, the Federal Deposit Insurance Corporation, the Securities Investor Protection Corporation, or any other governmental or private fund or entity. Therefore, if you invest in the Bonds, you will have to rely only on our cash flow from operations for repayment of principal and interest. There is significant risk that our cash flow from operations may not be sufficient to pay any amounts owed under the Bonds. If this occurs and we are unable to generate additional revenue through the sale of crypto assets not locked up or undeveloped lots, then you may lose all or part of your investment. This risk may be mitigated in part if investors elect to have their Bonds compounded rather than paid on a monthly basis.

***By purchasing Bonds in this Offering, unless you opt-out in accordance with the terms of the Bond Investor Agreement, you are bound by the arbitration provisions contained in our Bond Investor Agreement to be used for subscriptions in this offering which limits your ability to bring class action lawsuits or seek remedies on a class basis and waives the right a trial by jury.***

By purchasing Bonds in this offering, unless you opt-out in accordance with the terms of the Bond Investor Agreement, you agree to be bound by the arbitration, jury waiver and class action waiver provisions contained in Section 13 of our Investor Purchase Agreement to be used for subscriptions on this offering. Pursuant to the terms of the Bond Investor Agreement, the holders of Bonds and the Company will agree to (i) resolve disputes of the holders of Bonds through binding arbitration, instead of through courts of general jurisdiction or through a class action and (ii) waive the right to a trial by jury and to participate in any class action. Pursuant to the terms of the Bond Investor Agreement, if a holder of Bonds does not agree to the terms of the arbitration provision, the holder of Bonds may opt-out of the arbitration provision by sending an arbitration opt-out notice to the Company within thirty (30) days of the holder's first electronic acceptance of the Bond Investor Agreement. If the opt-out notice is not received within thirty (30) days, the holder of Bonds will be deemed to have accepted all terms of the arbitration provision, including the class action and jury waiver. If the investor opts out of the arbitration provision, the investor has also opted out of the jury trial and class action waivers. As arbitration provisions in commercial agreements have generally been respected by federal courts and state courts of Delaware, we believe that the arbitration provision in the Bond Investor Agreement is enforceable under federal law and the laws of the State of Delaware. Although holders of Bonds will be subject to the arbitration provisions of the Bond Investor Agreement, the arbitration provisions do not preclude holders of Bonds from pursuing claims under the U.S. federal securities laws in federal courts. THE ARBITRATION PROVISION OF THE BOND INVESTOR AGREEMENT IS NOT INTENDED TO BE DEEMED A WAIVER BY ANY HOLDER OF BONDS OF THE COMPANY'S COMPLIANCE WITH THE U.S. FEDERAL SECURITIES LAWS AND THE RULES AND REGULATIONS PROMULGATED THEREUNDER. THE ARBITRATION PROVISION OF THE BOND INVESTOR AGREEMENT DO NOT APPLY TO CLAIMS BROUGHT UNDER THE EXCHANGE ACT AND SECURITIES ACT.

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The Bond Investor Agreement provides that, to the extent permitted by law, each party to the Bond Investor Agreement waives the right to a jury trial or class action of any claim they may have against us arising out of or relating to our Bonds or the Bond Investor Agreement. If we were to oppose a jury trial or class action demand based on such waiver, the court would determine whether the waiver was enforceable based upon the facts and circumstances of that case in accordance with applicable state and federal law, including whether a party knowingly, intelligently and voluntarily waived the right to a jury trial or class action. The bondholders of Bonds will be subject to these provisions of the Bond Investor Agreement to the extent permitted by applicable law. THE WAIVER OF THE RIGHT TO A JURY TRIAL AND CLASS ACTION CONTAINED IN THE BOND INVESTOR AGREEMENT IS NOT INTENDED TO BE DEEMED A WAIVER BY ANY HOLDER OF BONDS OF THE COMPANY'S COMPLIANCE WITH THE U.S. FEDERAL SECURITIES LAWS AND THE RULES AND REGULATIONS PROMULGATED THEREUNDER. THE JURY WAIVER AND CLASS ACTION WAIVER PROVISIONS OF THE BOND INVESTOR AGREEMENT DO NOT APPLY TO CLAIMS BROUGHT UNDER THE EXCHANGE ACT AND SECURITIES ACT.

If the investor opts out of the arbitration provision, the investor has also opted out of the jury trial and class action waivers. If an investor does not opt-out, as described above, the rights of the adverse bond holder to seek redress in court would be severely limited. These restrictions on the ability to bring a class action lawsuit may result in increased costs and/or reduced remedies, to individual investors who wish to pursue claims against the Company.

**SPECIAL INFORMATION REGARDING FORWARD LOOKING STATEMENTS**

Some of the statements in this offering circular are "forward-looking statements." These forward-looking statements involve certain known and unknown risks, uncertainties and other factors which may cause our actual results, performance or achievements to be materially different from any future results, performance or achievements expressed or implied by these forward-looking statements. These factors include, among others, the factors set forth above under "Risk Factors." The words "believe," "expect," "anticipate," "intend," "will," "plan," and similar expressions identify forward-looking statements. We caution you not to place undue reliance on these forward-looking statements.

We will only update and revise any forward-looking statements or publicly announce the result of any revisions to any of the forward-looking statements in this document to reflect any future or developments to the extent required by law. Note that the Private Securities Litigation Reform Act of 1995 is not available to us as a non-reporting issuer. Further, Section 27A(b)(2)(D) of the Securities Act and Section 21E(b)(2)(D) of the Exchange Act expressly state that the safe harbor for forward looking statements does not apply to statements made in connection with an initial public offering.

**DILUTION**

The Company is not offering equity and, therefore, investors will not experience dilution.

**PLAN OF DISTRIBUTION**

We are offering up to $75,000,000 million of our Bonds pursuant to this offering circular at $10 per Bond. There is no minimum offering amount and no provision to return or escrow investor funds if any minimum number of bonds is not sold. We are offering "1yr Bonds" and "3yr Bonds." 1yr Bonds will accrue interest at 8% per annum and 3yr Bonds will accrue interest at 10% per annum. We will offer $25,000,000 in 1yr Bonds and $50,000,000 in 3yr Bonds. Upon subscribing for Bonds, Investors may elect to be paid interest monthly or have interest compound monthly until paid at maturity. The minimum investment for any investor is $1,000, which may be waived by the Company on a case-by-case basis for any reason or no reason at all.

We will offer and sell our Bonds described in this offering circular on a continuous basis directly through our investment website accessible at www.robertventures.com. This offering is being conducted on a "best efforts" basis, which means that there is no guarantee that any minimum amount will be sold in this offering. The Company has not engaged a broker-dealer in connection with this offering. The Company will comply with Exchange Act Rule 3a4-1 by ensuring that all associated persons involved in this Offering are not statutorily disqualified, are not compensated by commissions or remuneration based directly or indirectly on sales of the Bonds, are not an associated person of a broker or dealer, and that all sales activities otherwise comply with the rule. For example, if representatives of the Company communicate with prospective investors, those communications will either be written and approved by a partner, officer or director of the Company, or will be responses to inquiries from prospective investors that contain only such information as contained in this offering circular.

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We may undertake one or more closings on a rolling basis. We expect to hold closings on at least every 30 days. The termination of the offering will occur on the earlier of (i) the date that subscriptions for the Bonds offered hereby equal $75,000,000, (ii) three years from the date the offering statement of which this offering circular is a part was initially qualified by the SEC, or (iii) such earlier date as terminated by the Company.

No public market has developed nor is expected to develop for Bonds, and we do not intend to list Bonds on a national securities exchange or interdealer quotational system.

**Investor Qualification Standards**

Our Bonds are being offered and sold only to "qualified purchasers" (as defined in Regulation A under the Securities Act). "Qualified purchasers" include: (i) "accredited investors" under Rule 501(a) of Regulation D and (ii) all other investors so long as their investment in Bonds does not represent more than 10% of the greater of their annual income or net worth (for natural persons), or 10% of the greater of annual revenue or net assets at fiscal year-end (for non-natural persons). We reserve the right to reject any investor's subscription in whole or in part for any reason, including if we determine in our sole and absolute discretion that such investor is not a "qualified purchaser" for purposes of Regulation A.

For an individual potential investor to be an "accredited investor" for purposes of satisfying one of the tests in the "qualified purchaser" definition, the investor must be a natural person who has:

1. an individual net worth, or joint net worth with the person's spouse, that exceeds $1,000,000 at the time of the purchase, excluding the value of the primary residence of such person and the mortgage on that primary residence (to the extent not underwater), but including the amount of debt that exceeds the value of that residence and including any increase in debt on that residence within the prior 60 days, other than as a result of the acquisition of that primary residence (this definition of net worth will also apply to investors that are non-accredited natural persons for purposes of determining whether they are qualified purchasers); or

2. earned income exceeding $200,000 in each of the two most recent years or joint income with a spouse exceeding $300,000 for those years and a reasonable expectation of the same income level in the current year.

If the investor is not a natural person, different standards apply. See Rule 501 of Regulation D for more details. For purposes of determining whether a potential investor is a "qualified purchaser," annual income and net worth should be calculated as provided in the "accredited investor" definition under Rule 501 of Regulation D.

If you live outside the United States, it is your responsibility to fully observe the laws of any relevant territory or jurisdiction outside the United States in connection with any purchase, including obtaining required governmental or other consent and observing any other required legal or other formalities.

In addition to the foregoing, each prospective investor must represent in writing that they meet, among other things, all of the following requirements:

● The prospective investor has received this offering circular and its exhibits;

● The prospective investor acknowledges that an investment in Bonds involves substantial risks;

● The prospective investor has adequate means of providing for their financial requirements, both current and anticipated, and has no need for liquidity in this investment;

● The prospective investor can bear the economic risk of losing their entire investment in Bonds;

● The prospective investor has such knowledge and experience in business and financial matters as to be capable of evaluating the merits and risks of an investment in Bonds; and

● Except as set forth in the subscription agreement, no representations or warranties have been made to the prospective investor by the Company or any partner, agent, employee, or affiliate thereof, and in entering into this transaction the prospective investor is not relying upon any information, other than that contained in the offering statement of which this offering circular is a part, including its exhibits.

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In addition, within the subscription agreement, investors must agree to indemnify the Company for their misrepresentations to the Company. Notwithstanding the foregoing, the Company is not requiring, and cannot require, investors to waive any of their rights to bring claims against the Company under the Securities Act, Exchange Act or similar state laws.

Our Manager will be permitted to make a determination that the subscribers of Bonds in this offering are qualified purchasers in reliance on the information and representations provided by the subscriber regarding the subscriber's financial situation. Before making any representation that your investment does not exceed applicable federal thresholds, we encourage you to review Rule 251(d)(2)(i)(C) of Regulation A. For general information on investing, we encourage you to refer to http://www.investor.gov. Our Manager may accept or reject any subscription, in whole or in part, for any reason or no reason at all.

An investment in our Bonds interests may involve significant risks. Only investors who can bear the economic risk of the investment for an indefinite period of time and the loss of their entire investment should invest in our Bonds.

**Offering Expenses**

Our Manager and/or its affiliates have incurred and will incur certain fees, costs and expenses incurred in connection with this offering and the Company's operations. Such offering expenses consist of legal, accounting, marketing, technology, marketing, filing and compliance costs, as applicable. We will reimburse our Manager and its affiliates for such expenses through offering proceeds.

**How to Subscribe**

Any potential investor wishing to acquire our Bonds must:

1. Visit our website at www.robertventures.com and click the button to invest. You will be prompted to create an account. Once you have created your account, you will be able to review our offering documents.

2. Carefully read this offering circular, and any current supplement, as well as any documents described in the offering circular and attached to the offering statement of which this offering circular is a part or which you have requested.

3. Consult with your tax, legal and financial advisors to determine whether an investment in Bonds is suitable for you.

4. Review and complete the subscription agreement. Except as otherwise required by law, subscriptions may not be withdrawn or cancelled by subscribers.

5. Once the completed subscription agreement is signed, you must transfer funds in an amount equal to the purchase price for the Bonds you have applied to subscribe for (as set out on the front page of your subscription agreement).

6. Our Manager will review the subscription documentation completed and signed by you. You may be asked to provide additional information. We reserve the right to reject any subscriptions, in whole or in part, for any or no reason, and to withdraw the offering at any time prior to closing.

Once the review is complete, we will inform you whether or not your application to subscribe for the Bonds is approved or denied and, if approved, the number of interests you are entitled to subscribe for. If your subscription is rejected in whole or in part, then your subscription payments (being the entire amount if your application is rejected in whole or the payments associated with those subscriptions rejected in part) will be refunded promptly, without interest or deduction.

8. If all or a part of your subscription is approved, then your bonds will be issued digitally. Upon acceptance, the subscription monies held on your behalf will be transferred to our operating account as consideration for such Bonds as of your acceptance date, which will be promptly issued.

The Company has developed "investorDesk," a proprietary, cloud-native investment management platform designed specifically to facilitate the digital offering, subscription, and lifecycle management of Regulation A, Tier 2 securities. The platform functions as an end-to-end solution, integrating a responsive frontend interface for investors with a high-performance backend ledger for financial processing, regulatory compliance, and record-keeping.

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**1. System Architecture and Infrastructure** The platform is engineered using a modern, modular technology stack designed to ensure high concurrency, financial accuracy, and data security.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·**Frontend Architecture:** The user interface is built on the **Next.js** framework (utilizing React), employing a modular component architecture that ensures accessibility and responsiveness across desktop and mobile devices. Secure communication with the backend is managed via a dedicated service layer that handles authentication tokens and encrypted payload transmission.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·**Backend Core:** The processing engine is built on **Python 3.13** and the **FastAPI** framework. This architecture supports asynchronous processing capabilities required for handling multiple simultaneous financial transactions and data validation tasks.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·**Database & Ledger:** Data is stored in **PostgreSQL** utilizing **Async SQLAlchemy 2.0**. This provides an ACID-compliant relational database system, ensuring that all financial records, interest accruals, and ownership ledgers maintain strict data integrity.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·**Hosting & Compliance:** The application is hosted on **Render**, a cloud platform provider that adheres to **SOC 2 Type 2** compliance standards. This ensures that the physical infrastructure and underlying platform management meet rigorous security, availability, and processing integrity criteria.

**2. Functional Capabilities**<br>**A. The Investor Portal** The Investor Portal acts as a secure, self-service interface for prospective and active investors to navigate the investment lifecycle:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·**Identity Verification (KYC/AML):** The platform utilizes dynamic profiling to capture Know Your Customer (KYC) data specific to the investor type, including Individuals, Joint Accounts, Entities, and Self-Directed IRAs (SDIRA).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·**Subscription Configuration:** Investors can customize their subscription parameters, including principal amount, lock-up terms (e.g., 1-year vs. 3-year), and interest preferences (monthly distribution vs. compounding accumulation).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·**Portfolio Management:** Post-investment, users access a dashboard to track real-time accrued interest, view total capital value, and download tax forms and transaction statements from a secure Document Center.

**B. The Administrator Dashboard** The Administrator Dashboard provides Company management with oversight tools required for regulatory compliance and financial operations:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·**CRM & Compliance:** A searchable database allows officers to review investor profiles. The system enforces a compliance workflow where administrators must review and approve KYC/AML status before funds are accepted.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·**Financial Operations:** Automated tools manage the calculation of interest distributions and the processing of withdrawal requests in accordance with the Offering Circular.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·**Audit Trail:** An "Activity Tab" logs system events, user actions, and administrative changes to ensure full auditability of the offering.

**3. Investment Processing and Third-Party Integrations** To ensure the security of funds and the validity of contracts, the platform integrates with industry-leading third-party providers and utilizes proprietary logic for document execution:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·**Bank Account Verification:** The Company integrates with **Plaid** to securely authenticate investor bank accounts. This ensures proof of ownership and reduces fraud risk without the Company needing to store sensitive banking credentials on its own servers.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·**ACH Processing:** Funds are processed via an integration with **ACHQ (SpeedCheck)**. This facilitates secure Automated Clearing House (ACH) transactions for both incoming capital contributions and outgoing dividend/interest distributions.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·**Proprietary Electronic Signature:** The platform utilizes a proprietary "click-to-sign" electronic signature module. Upon acceptance of terms, the system automatically generates binding legal agreements (Subscription Agreements and Bond

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Documents) in PDF format. The system stamps these documents with a unique cryptographic hash and the user's IP address to create a verifiable, permanent digital audit trail of the contract execution.

**4. Security, Data Protection, and Reliability** The platform implements a "defense-in-depth" security strategy to protect sensitive investor information and ensure system availability:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·**Infrastructure Security:** Through the Render platform, the application benefits from enterprise-grade security features, including Web Application Firewalls (WAF) and automated DDoS protection to mitigate network attacks.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·**Data Encryption:** Sensitive financial tokens (including payment processor credentials) are encrypted at rest using **Fernet symmetric encryption (AES-128)** before storage.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·**Authentication:** Access is governed by **JSON Web Tokens (JWT)**, utilizing a dual-token system (access and refresh tokens) to manage user sessions securely.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·**Input Validation:** The API utilizes Pydantic schemas for strict input validation to prevent injection attacks and ensure data consistency.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·**Backup & Recovery:** The system performs automated daily backups of the PostgreSQL database, supporting point-in-time recovery to protect against data loss in the event of a system failure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;·**Environment Segregation:** The Company maintains strict separation between Development, Staging, and Production environments to ensure that live financial data is isolated and protected.

The Company has retained ACHQ for ACH processing services. ACHQ also charges $0.25 per ACH transaction plus $29 monthly service fee, which is paid by the Company.

**IRA Investors**

The Company may elect to increase the minimum purchase amount for IRA. IRA investors to may choose only the compound interest election. The Company may also switch existing IRA Bond holders from the interest payment to the compound interest option.

**Electronic Book-Entry of Bonds**

Bonds will be maintained in your name in book-entry form. Physical Bond certificates are not available. Interest does not accrue until your subscription has been accepted. The Company will maintain its Bond registry.

**Tax and Legal Treatment**

Bonds will receive interest income. At the end of the calendar year, investors with over $10 of realized interest will receive a form 1099-INT. These will need to be filed in accordance with the United States Tax Code. Investor's tax situations will likely vary greatly and all tax and accounting questions should be directed towards a certified public accountant.

**Auto-Invest Program**

We may elect in the future to establish an auto-invest program ("Auto-Invest Program"), which will allow investors to automatically invest in additional Bonds on a monthly basis subject to an amount that they designate.

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If they elect to participate in the Auto-Invest Program, during the steps of the Investor Flow (for users to start investing, investors will be prompted to opt-in to a monthly cycle of recurring investments, and will choose the value to auto-invest. Then they will be asked on which date they would like to start this monthly occurrence before proceeding. Investors may affirmatively elect to participate or cancel their participation in the Auto-Invest Program by selecting "on" or "off" in their investment account. For that, the platform has the following workflow: (1) select "Portfolio" from the top of their page; (2) choose the "Investments" tab; (3) in the "Auto Invest" column, they will see the Settings Gear where they can update their preferences, "Update" where they can change the value and the date, or "Stop Recurring Investment" to cease auto-invest. As part of affirmatively electing to participate in the Auto-Invest Program by selecting "on", the investor will choose the frequency of such investor's recurring investments and the amount of such recurring investment. A second auto-invest will not be created if a previous one is still pending. Therefore, if the investor does not reconfirm the auto-investment, the investment will not be completed and will stay open until the investor chooses to invest or to cancel the auto-investment, or until the Company cancels such transaction. The investor has the ability to login to the platform to stop, change, or revise and future auto payments at any time. In addition, the investor will choose which bank account from which the funds would be drawn for purposes of the Auto-Invest Program. Upon affirmatively electing to participate in the Auto-Invest Program, the investor will be asked to agree to the terms and conditions of the Bond Investor Agreement.

Before each "auto investment," the investor will receive emails notifying them of the frequency in which they choose and as a reminder for them to re-invest. The investor will login to the website and reconfirm their subscription by going through the investor flow. Prior to each "auto investment," the investor will be asked to reconfirm the terms and conditions of the Bond Investor Agreement which they originally agreed to, such as that the investor continues to be either an accredited investor or in compliance with the 10% of net worth or annual income limitation on investment in this offering. Such communication will contain a URL hyperlink to, or an electronic copy of, this offering circular as revised from time to time by supplements filed with the SEC, in accordance with SEC Rule 251(d)(1). If no reconfirmation is received by us from the investor prior to a scheduled "auto-investment," the "auto-investment" shall not be executed. If a reconfirmation is received by us from the investor prior to a scheduled "auto-investment," we will send a confirmatory email to the investor denoting the amount invested upon such "auto-investment" and containing a URL hyperlink to, or an electronic copy of, this offering circular as revised from time to time by supplements filed with the SEC, in accordance with SEC Rule 251(d)(2).

Holders of Bonds will have access to current information regarding their Bonds by viewing their account on our website. Users can review, adjust, cancel, pause, or restart the Auto-Invest Program at any time by making the appropriate selection within their account or by contacting us.

We intend to treat any sales of Bonds made pursuant to the Auto-Invest Program as sales chargeable against the aggregate total of offered securities pursuant to the offering circular and to include such sales when calculating the $75 million cap in offering proceeds raised under any qualified offering statement within a 12-month period in accordance with SEC Rule 251(a).

**Additional Information Regarding this Offering Circular**

We have not authorized anyone to provide you with information other than as set forth in this offering circular. Except as otherwise indicated, all information contained in this offering circular is given as of the date of this offering circular. Neither the delivery of this offering circular nor any sale made hereunder shall under any circumstances create any implication that there has been no change in our affairs since the date hereof.

From time to time, we may provide an "offering circular supplement" that may add, update or change information contained in this offering circular. Any statement that we make in this offering circular will be modified or superseded by any inconsistent statement made by us in a subsequent offering circular supplement. The offering statement we filed with the SEC includes exhibits that provide more detailed descriptions of the matters discussed in this offering circular. You should read this offering circular and the related exhibits filed with the SEC and any offering circular supplement together with additional information contained in our annual reports, semiannual reports and other reports and information statements that we will file periodically with the SEC.

The offering statement and all supplements and reports that we have filed or will file in the future can be read on the SEC website at www.sec.gov.

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**USE OF PROCEEDS**

The following table illustrates the amount of net proceeds to be received by the Company on the sale of Bonds. It is possible that we may not raise the entire offering amount through this offering circular. In such case, we will reallocate the use of proceeds as the Manager deems to be in the best interests of the Company in order to effectuate its business plan. The intended use of proceeds are as follows:

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| | | | | |
|:---|:---|:---|:---|:---|
|  | 100% | 75% | 50% | 25% |
| Gross Offering Proceeds[1] | 75000000 | 56250000 | 37500000 | 18750000 |
| Offering Costs (include broker dealer, escrow, marketing, audit and similar offering costs)[2] | 1500000 | 1265625 | 937500 | 562500 |
| Use of Net Proceeds: |  |  |  |  |
| Acquisition of Real Estate & Digital Assets[3] | 62087863 | 45573488 | 29390363 | 13316613 |
| Ongoing legal and accounting fees | 150000 | 125000 | 110000 | 100000 |
| Marketing | 4500000 | 3656250 | 2625000 | 1406250 |
| Working capital reserves | 2250000 | 1687500 | 1125000 | 562500 |
| Interest Payments[4] | 2310000 | 1740000 | 1110000 | 600000 |
| Existing Loan Repayments | 2202137 | 2202137 | 2202137 | 2202137 |
| Total Costs | 75000000 | 56250000 | 37500000 | 18750000 |

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.This amount will be reduced to the extent that existing note holders in the Company's parent exchange their notes for our Bonds. See "Plan of Distribution."

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.Such expenses may include legal, audit, marketing, accounting, traveling and future broker dealer costs.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.The Company does not intend to repay the equity (cost or real estate broker fees) for the lots that have already been acquired, or any broker dealer fees. The Company will use proceeds for construction of properties, which will include payments to contractors and subcontractors. We currently have a construction contract at this time from the General Contractor to build each unit for a $25,000 fee plus the costs to build the home. We have budgeted $25,000 for the General Contractor for each property we acquire and build a home. Actual costs may be higher and if so, will be paid via the sale of assets. The Company may acquire additional properties, for which real estate broker fees may be paid out of offering proceeds. The Company will also use proceeds for acquisition of digital assets, for which we may pay fees to custodians.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.The Company intends to use income from the staking of crypto assets and the development and sale of the homes to make required payments on outstanding loans. The Company does not intend to, but may, use offering proceeds to make payments on its outstanding loans if necessary. The Company may use proceeds to pay off a loan from Valiant Builder Finance and/or TowneBank and/or any other lender or the Company might exercise its right to extend the loan as needed on quarterly basis by paying an additional one-half point of interest of the total loan amount with Valiant Builder Finance. To the extent that the proceeds allocated to interest payments above are not needed, they will be reallocated to acquisition of real estate and digital assets.

The allocation of the use of proceeds among the categories of anticipated expenditures represents management's best estimates based on the current status of the Company's proposed operations, plans, investment objectives, capital requirements, and financial conditions. Future events, including changes in economic or competitive conditions of our business plan or the completion of less than the total offering, may cause the Company to modify the above-described allocation of proceeds. The Company's use of proceeds may vary significantly in the event any of the Company's assumptions prove inaccurate. We reserve the right to change the allocation of net proceeds from the offering as unanticipated events or opportunities arise.

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**DESCRIPTION OF BUSINESS**

**Overview**

Robert Ventures Holdings LLC, a Delaware limited liability company, was formed in May 2022. The Company engages in strategic investments in real estate and digital assets. The Company's strategy involves allocating capital to acquire land, primarily in the Outer Banks region of North Carolina, for the development and construction of entry-level single-family homes, and acquiring digital assets, with an initial focus on Bitcoin (BTC) and Ether (ETH), intended to be held in secure custody solutions.

The Company intends to conduct its operations so that it is not required to register as an investment company under the Investment Company Act of 1940, as amended, primarily by managing the composition of its assets according to the guidelines discussed in the Company's Offering Circular.

**Business Description**

*Real Estate Operations*

Our real estate business consists of buying land in various states and building single family homes on such land. We are initially focused in the Outer Banks region of North Carolina. The Company will focus on buying land and building new homes for the new home entry price points. The price per lot will likely vary from $75,000 to $250,000 per building site, with a cost to build in the $300,000 to $500,000 range. The target sales price will be in the $500,000 to $800,000 price range when sold. Based on market opportunities there may be sites and homes outside of this price range.

Through buying real estate, developing new homes, and selling them in supply-constrained areas, the sale of assets will periodically provide liquidity events to cover payments and generate returns for the company. The company may look at other markets where we can create strategic relationships to execute transactions and provide the best value for the portfolio.

We expect to selectively employ additional leverage to acquire and build our real estate. Our target portfolio-wide leverage after we have acquired an initial substantial portfolio of investments is secured debt of between 50% and 85% of the greater of cost (before deducting depreciation or other non-cash reserves) or fair market value of our real estate assets. We will seek to secure structured leverage that is long term, nonrecourse, non-mark to market financing to the extent obtainable on a cost-effective basis; however, may use floating rate, construction financing and other available loan types as well. Our Manager may from time to time modify our leverage policy in its discretion.

During the fiscal year ended December 31, 2024, the Company continued to execute its real estate strategy in the Outer Banks, NC. Activities included acquiring one new land parcel for $99,987 and continuing construction on three existing properties (Rampart St, Cobia Way, Sportsman Dr). No properties were sold during 2024. Farrell and Family Construction LLC was engaged as the general contractor. Management observed a moderate softening of property prices in the market and increased its focus on managing construction costs, while believing the strategy remains viable due to limited supply in the target price range.

The Company's subsidiary KS OBX LLC has acquired the following lots on which we intend to build single-family homes. As of August 27, 2025 the following properties have been sold: 52168 Sportsman Dr Frisco NC 27936, 39192 Cobia Way Avon NC 27915, 26219 Rampart St, Salvo, NC 27972, and 41196 Shoals Ct Avon, NC 27915 - Lot 1810. Currently the Company is building homes on lots: 0 Pony Pasture Dr Avon, NC 27915 - Lot 4, 0 Pony Pasture Dr Avon, NC 27915 - Lot 8, and 0 Pony Pasture Dr Avon NC 27915 - Lot 9.

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| | |
|:---|:---|
| Properties | Status |
| 0 Mako Ct Avon, NC 27915 - Lot 32 | Lot |
| 0 Mako Ct Avon, NC 27915 - Lot 34 | Lot |
| 0 Mako Ct Avon, NC 27915 - Lot 35 | Lot |
| 0 Mako Ct Avon, NC 27915 - Lot 36 | Lot |
| 0 Pony Pasture Dr Avon, NC 27915 - Lot 11 | Lot |
| 0 Pony Pasture Dr Avon, NC 27915 - Lot 12 | Lot |
| 0 Pony Pasture Dr Avon, NC 27915 - Lot 13 | Lot |
| 0 Pony Pasture Dr. Avon, NC 27915 - Lot 4 | Building |
| 0 Pony Pasture Dr Avon, NC 27915 - Lot 8 | Building |
| 0 Portside Dr Avon, NC 27915 - Lot 28 | Lot |
| 0 Portside Dr Avon, NC 27915 - Lot 29 | Lot |
| 0 Portside Dr Avon, NC 27915 - Lot 39 | Lot |
| 0 Portside Dr Avon, NC 27915 - Lot 40 | Lot |
| 0 Portside Dr Avon, NC 27915 - Lot 41 | Lot |
| 0 Portside Dr Avon, NC 27915 - Lot 43 | Lot |
| 0 Portside Dr Avon, NC 27915 - Lot 47 | Lot |
| 0 Portside Dr Avon, NC 27915 - Lot 48 | Lot |
| 41050 Portside Dr Avon, NC 27915 - Lot 50 | Lot |
| 41159 Lakeside Dr Avon, NC 27915 - Area 21 | Lot |
| 41161 Keel Ct Avon, NC 27915 - Lot 901 | Lot |
| 41199 Lakeside Dr Avon, NC 27915 - Area 1 | Lot |
| 0 Pony Pasture Dr Avon NC 27915 - Lot 9 | Building  |
| 0 Buccaneer Dr Frisco NC 27936 | Lot |
| 0 Pony Pasture Dr, Avon, NC 27915 - Lot 14 | Lot |

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*Digital Asset Operations*

The Company will also invest in digital assets, including Bitcoin (BTC) and Ether (ETH), with the intent to foster growth and stability. We believe these investments present robust potential and align with the ongoing digital revolution in finance and beyond. The Company expects to focus on Bitcoin and large-cap, liquid digital assets and protocols with alternative staking systems to the proof-of-work method utilized by cryptocurrencies such as Bitcoin. This approach will allow us to participate in changes in the underlying value of the token while simultaneously generating returns from staking.

To facilitate this approach, the Company will initially limit its investments to Bitcoin (BTC) and Ether (ETH). The Company has analyzed both Bitcoin (BTC) and Ether (ETH) and determined that, in the Company's opinion, they are not securities. For example, Bitcoin's white paper describes it as an "electronic cash system, suggesting it was not intended to be a security, and the Company believes that because Bitcoin and Ether are anonymous and open source, they do not depend on the efforts of others (a *Howey*) factor. The Company believes that it is a reasonable position to take that Bitcoin and Ether do not constitute securities.

The Company is creating policies and procedures to guide it in underwriting the acquisition of other digital assets, including any interest arising from any delegated staking program in which the Company participates in, and we do not intend to acquire digital assets it determines are securities or participate in any delegated staking program if such interests arising from such a program are securities. This process is integral to our compliance and risk management protocols, ensuring adherence to regulatory standards, and safeguarding against legal uncertainties. The following steps are an overview of our policies and procedures we will take to underwrite each digital asset.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. White Paper Review: The Company will review each potential digital asset's whitepaper to understand the crypto's technological underpinnings, to be better informed about the functionality of the asset.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Legal and Regulatory Review: We will conduct a thorough annual review of available legal and regulatory guidance pertaining to the crypto asset in question and any delegated staking programs in which we participate. This includes, but is not limited to, scrutinizing any public statements, enforcement actions, and guidance issued by regulatory bodies, particularly the Securities and Exchange Commission (SEC), and reviewing judicial opinions. The Company intends to utilize a new collector service such as Feedly to enable it to stay apprised of new developments.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. *Howey* Test: Central to our evaluation is the application of the criteria established by the *Howey* Test, which serves as the predominant standard for determining whether a transaction represents an investment contract and, consequently, a security. Our legal team assesses whether the arrangement involves an investment of money in a common enterprise with a reasonable expectation of profits predominantly from the efforts of others.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Consultation with Legal Counsel: Recognizing the complexities inherent in this determination, if and when we decide to acquire digital cryptocurrency assets or participate in a delegated staking program, we will engage with external legal counsel specializing in securities law and the cryptocurrency. Counsel will provide an independent assessment, which will further guide our analysis.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Ongoing Monitoring and Reassessment: Given the evolving nature of the regulatory landscape, our commitment doesn't cease following the initial determination. We continuously monitor for new developments that could impact the status of assets we hold or consider for transactions. Any significant regulatory announcements, court rulings, or changes in the asset's structure or operation will prompt a reevaluation of its status.

The Company will limit investment in cryptocurrencies other than Bitcoin and Ether and other securities such that investment in all securities by the Company is limited to under 40% as a precautionary measure in case the SEC or other regulatory authorities determine that any crypto held by the Company constitutes a security and sell or otherwise adjust its holdings as necessary to remain under 40%, or structure its investments such that at least 55% of its assets are comprised of interests in real estate, also known as "qualifying interests," and at least another 25% of its assets are additional qualifying interests or real estate-type interests, with no more than 20% of its assets comprised of miscellaneous assets. The Company will review its holdings on an annual. These measures are crucial for maintaining legal integrity and investor confidence as we expand our digital asset portfolio. In line with the investment strategy and to maintain clarity in our operational model, the Company currently does not engage in, nor does it intend to engage in, the lending of any cryptocurrency assets that we acquire or hold. The Company will also not accept cryptocurrencies as a form of payment.

Robert Ventures has strategically chosen BitGo as the custodian for its digital assets, a decision driven by BitGo's industry-leading approach to security, compliance, and risk mitigation. As a pioneer in digital asset financial services, BitGo has established robust security measures, ensuring that our assets are not only stored with state-of-the-art security but are also compliant with prevailing regulations.

In our strategic approach to enhancing asset profitability, we may engage in a yield-generating activity known as "staking," a process that not only contributes to the security and efficiency of the blockchain network but also generates potential returns for our investment portfolio. This procedure involves allocating a portion of our cryptocurrency holdings for network validation processes, such as transaction verification and block creation, in exchange for staking rewards.

Our staking operations will be conducted on Bitgo. The decision to stake through BitGo is influenced by several factors, including but not limited to the availability of specific staking services, the projected yields, and our overarching strategy for risk diversification within our investment portfolio.

**Staking Process on BitGo**:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Asset Selection for Staking: We currently stake solely Ether (ETH). The choice depends on various factors, including the asset's (Ether) market performance, security, and the expected Annual Percentage Yield (APY).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Initiating the Staking Request: To stake our assets, we initiate a staking-request transaction. This process involves sending one or more delegation transactions that transfer our digital assets to a network validator. It's important to note that these transactions are subject to our enterprise and wallet policies, requiring all necessary approvals and signatures before BitGo proceeds.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Asset Delegation: Upon successful transaction approval, our assets are delegated to the validator's staking wallet, either being locked or transferred, based on the specific staking protocol of the involved cryptocurrency.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Earning Rewards: Following the successful validation of the staked assets, we begin to accrue rewards calculated on an APR basis. These rewards represent the revenue generated from our staked investments.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Unstaking and Reward Claims: If we decide to unstake our assets, the process involves creating an unstaking-request transaction. Depending on the cryptocurrency's specific protocol, there might be a cooldown period before the assets are released. Furthermore, claiming the earned rewards necessitates a separate rewards-claim transaction.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Obligations and Counterparties: Throughout this process, our primary counterparty is BitGo, and by extension, the network validators to whom our assets are delegated. Our obligations include adherence to the terms stipulated in the staking contract signed with BitGo, ensuring compliance with all requisite security measures, and maintaining the integrity of our investment operations.

When engaging in staking activities with BitGo, clients enter into a contractual agreement that outlines specific obligations. These include compliance with all set wallet policies, like address whitelisting, transaction limits, and user roles, which are designed to create an extra layer of safety for digital assets.

Clients are expected to adhere to the terms of service provided by BitGo Trust Company, Inc, BitGo New York Trust Company, LLC, BitGo Deutschland GmbH, and BitGo GmbH (Switzerland) entities, as applicable. These terms cover various aspects of the staking services, including the conditions for delegation, reward distribution, and the process for unstaking.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●The Company started its planned strategy to acquire Bitcoin and Ethereum in 2025, and is currently also staking its Ethereum. As of August 27th, 2025, the Company holds 5.39 Bitcoin and 72.24 Ether. Out of the Ether holdings 64 Ether are delegated to staking.

**Employees**

The Company has no direct employees and is entirely reliant on the operational and management services provided by its Manager, Robert Ventures LLC.

**Legal Proceedings**

The Company is not a party to any material pending legal proceedings, nor is the Company aware of any such proceedings contemplated by governmental authorities.

**Competition**

The Company competes with various entities in its operational areas. In real estate, this includes other developers and home builders active in the Outer Banks market, particularly those focused on similar price points. In seeking investment capital through its Bond offering, the Company competes with a wide range of alternative investment platforms offering debt securities, yield-focused products, real estate investments, and digital asset exposure. The Company believes its competitive position is supported by its specific geographic focus in real estate and its differentiated strategy combining real estate development with digital asset investment opportunities.

**Government Regulation**

The Company's real estate business is subject to multiple laws, including regulations applicable to ownership and construction of properties. Regulations may vary from jurisdiction to jurisdiction and from state to state. In any jurisdictions or states in which we operate, we may be required to obtain licenses and permits to conduct business.

With regards to our digital assets, the regulation of cryptocurrencies is uncertain. To the extent that any cryptocurrency is classified as a security, its purchase and sale would be governed by the federal and state securities laws. To the extent that any cryptocurrency is classified as a commodity, its purchase and sale could be governed by the commodities trading laws.

While the Company will use its best efforts to comply with all laws, including federal, state, and local laws and regulations, claims arising out of actual or alleged violations of law could be asserted against us by individuals or governmental authorities. These legal actions could expose the Company to significant damages, legal fees or other penalties that would adversely affect the Company and its ability to distribute income to Investors.

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**Reporting**

Our Manager must keep appropriate books and records with respect to the business of the Company. The books of the Company shall be maintained, for tax and financial reporting purposes, on an accrual basis in accordance with U.S. GAAP, unless otherwise required by applicable law or other regulatory disclosure requirement. For financial reporting purposes and tax purposes, the fiscal year and the tax year are the calendar year, unless otherwise determined by our Manager in accordance with the Internal Revenue Code. The Company will be required to make annual and semi-annual filings with the SEC. The Company will make annual filings on Form 1- K, and will include audited financial statements for the previous fiscal year. The Company will make semi-annual filings on Form 1-SA, which will include unaudited financial statements for the six months to June 30. The Company will also file a Form 1-U to announce important events such as the loss of a senior officer, a change in auditors, or certain types of capital-raising. The Company will be required to keep making these reports unless it files a Form 1-Z to exit the reporting system, which it will only be able to do if it has less than 300 investors of record and have filed at least one Form 1-K.

Under the Securities Act, the Company must update this offering circular upon the occurrence of certain events, such as asset acquisitions. At least every 12 months, the Company will file a post-qualification amendment to the offering statement of which this offering circular forms a part, to include the Company's recent financial statements and updated disclosures. The Company may supplement the information in this offering circular by filing a supplement with the SEC.

All these filings will be available on the SEC's EDGAR filing system and the Company's website. You should read all the available information before investing.

**DESCRIPTION OF PROPERTY**

The Company's address is 2810 N. Church St., #28283, Wilmington, Delaware 19802.

The Company, through its subsidiary, KS OBX LLC, also owns the properties in the table in "Description of Business – Business Description – Real Estate Operations."

**MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION** <br>**AND RESULTS OF OPERATIONS**

*The following discussion of our financial condition and results of operations should be read in conjunction with the consolidated financial statements and the notes to those statements that are included elsewhere in this offering circular. Our discussion includes forward-looking statements based upon current expectations that involve risks and uncertainties, such as our plans, objectives, expectations and intentions. Actual results and the timing of events could differ materially from those anticipated in these forward-looking statements as a result of a number of factors, including those set forth under the Risk Factors, Cautionary Notice Regarding Forward-Looking Statements and Business sections in this offering circular. We use words such as "anticipate," "estimate," "plan," "project," "continuing," "ongoing," "expect," "believe," "intend," "may," "will," "should," "could," and similar expressions to identify forward-looking statements. Our future operating results, however, are impossible to predict and no guaranty or warranty is to be inferred from those forward-looking statements*.

**Overview**

This discussion analyzes the financial condition and results of operations of Robert Ventures Holdings LLC and its subsidiaries for the fiscal year ended December 31, 2024, compared to the fiscal year ended December 31, 2023. The Company is in the development stage, focusing on real estate development and planning digital asset investments.

**Results of Operations**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●**Comparison of Fiscal Year Ended December 31, 2024, to Fiscal Year Ended December 31, 2023**

o**Revenues:** The Company generated no gross revenue during the fiscal years ended December 31, 2024, and December 31, 2023. The Company remains in the development stage for its real estate projects and has not commenced digital asset operations or real estate sales.

o**Other Income:** Total Other Income was $0 for the fiscal year ended December 31, 2024, compared to $2,357 for the fiscal year ended December 31, 2023. The Other Income in 2023 consisted of interest earned on cash balances. The decrease to $0 in 2024 resulted from lower average cash balances held in interest-bearing accounts as capital was deployed.

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o**Operating Expenses:** Total Operating Expenses were $123,090 for the year ended December 31, 2024, increasing from $28,358 for the prior year. The increase was principally due to costs incurred for the launch and marketing of the Company's Regulation A bond offering (commenced October 2024) and related operational infrastructure. Significant components of 2024 operating expenses included $21,045 for advertising and promotion, $73,758 for contract labor (primarily for website, systems development & bond sales), $13,970 for dues and subscriptions (software platforms), $4,325 for legal and professional fees, and $9,929 for property taxes. Organizational costs expensed in 2023 were non-recurring.

o**Other (Expense):** Total Other (Expense) increased significantly to $243,068 for the year ended December 31, 2024, compared to $60,491 in the prior year. This was primarily driven by: (i) Interest Expense, which rose to $188,566 in 2024 from $32,324 in 2023, due to a full year of interest on prior borrowings plus interest on substantial new debt (including draws under new deed of trust facilities) incurred during 2024 to fund real estate activities; and (ii) Amortization Expense related to deferred offering costs, which increased to $54,498 in 2024 from $28,167 in 2023, reflecting the amortization of cumulative capitalized offering costs over their 12-month amortization periods. A minimal realized loss on investments of $4 was also recorded in 2024.

o**Net Loss:** Due to the absence of revenue and increases in operating and financing expenses, the Company's Net Loss increased to $366,158 for the fiscal year ended December 31, 2024, from $86,492 for the fiscal year ended December 31, 2023. The Net Loss Attributable to the Parent was $256,311 in 2024, and the Net Loss Attributable to the Noncontrolling Interest was $109,847 in 2024.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●**Comparison of Fiscal Period Ended June 30, 2025, to Fiscal Period Ended June 30, 2024**

oWe have not generated any revenues as of June 30, 2025. For the semi-annual periods ended June 30, 2025 and 2024, we generated gains from the sale of property of $159,355 and $0. The reason for the increase was primarily due to the Company's sale of real estate in 2025.

oSelling, general, and administrative expenses totaled $275,488 and $97,561 for the semi-annual period ended June 30, 2025 and 2024, respectively. The reason for the increase in these expenses was primarily due to increased marketing costs in relation to the Company's Regulation A offering and contractor expenses relating to its real estate. Amortization expenses totaled $17,600 and $33,250 for the semi-annual period ended June 30, 2025 and 2024, respectively, due to amortization of real estate loans.

oNet loss totaled $118,205 and $97,561 for the semi-annual period ended June 30, 2025 and 2024, respectively. The primary reasons for the increase in loss were the increase in SG&A expenses above discussed.

**Liquidity and Capital Resources**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●**Overview:** We have primarily financed our operations through the sale of unregistered equity and debt financing. As of June 30, 2025, our Company had cash and cash equivalents of $113,891. Our capital requirements going forward will consist of financing our operations until we are able to reach a level of revenues and gross margins adequate to equal or exceed our ongoing operating expenses. Although we believe that we have access to capital resources, there are no commitments in place for new financing and there can be no assurance that we will be able to obtain funds on commercially acceptable terms, if at all. We expect to have ongoing needs for operations and asset acquisitions. To that end, we may be required to raise additional funds through equity or debt financing. However, there can be no assurance that we will be successful in securing additional capital. If we are unsuccessful, we may need to (a) initiate cost reductions; (b) forego business development opportunities; (c) seek extensions of time to fund its liabilities, or (d) seek protection from creditors. In addition, if we are unable to generate adequate cash from operations, and if we are unable to find sources of funding, it may be necessary for us to sell all or a portion of our assets, enter into a business combination, or reduce or eliminate operations. These possibilities, to the extent available, may be on terms that result in significant dilution to our shareholders or that result in our shareholders losing all of their investment in our Company.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●**Debt Obligations:** The Company has significant debt obligations, including notes payable and amounts drawn under secured deed of trust facilities, requiring future interest and principal payments. Details are provided in Note 5 to the Consolidated Financial Statements.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●**Going Concern:** As discussed further in Note 8 to the Consolidated Financial Statements, the Company's limited operating history, accumulated deficit, significant debt, and reliance on external financing raise substantial doubt about its ability to continue as a going concern for twelve months from the financial statement issuance date. Management's plan relies heavily on successfully raising capital through the ongoing Bond offering and initiating revenue generation. While management believes these plans provide a basis for sufficient liquidity, realization is dependent on future events, particularly the success of the capital raise. The financial statements do not include any adjustments related to this uncertainty.

**Trends**

Key trends impacting the Company include Outer Banks real estate market conditions (currently softening), digital asset market volatility and regulation, and prevailing interest rates affecting borrowing costs and bond attractiveness.

Inflation and Interest Rates: While rates of inflation have shown signs of moderation from recent peaks, persistently elevated costs continue to impact the economy and the Company's operations. This is particularly evident in the costs of construction materials and labor, which can affect the profitability of our real estate development projects. Furthermore, the higher interest rate environment maintained by the Federal Reserve throughout much of the reporting period, while potentially stabilizing, continues to influence borrowing costs. This impacts the Company directly through interest expense on its variable-rate debt obligations and indirectly by affecting the affordability and financing capacity of potential homebuyers in our target markets.

Housing Supply and Real Estate Market Conditions: The broader US housing market has experienced fluctuations influenced by the aforementioned interest rate and inflation trends, leading to reduced affordability and transaction volumes in some areas. In our primary market of the Outer Banks, NC, we observed some softening of home prices from recent highs during 2023. However, we believe a key mitigating factor in our specific niche (Hatteras Island, entry-level new construction) is the persistent lack of housing supply, particularly for homes priced under $650,000. While overall market conditions require careful management of construction costs and pricing strategies, we believe this supply constraint continues to support demand for the type of properties we are developing.

Digital Asset Regulatory Landscape: Potential changes at the SEC, including the formation of a Crypto Task Force led by Commissioner Hester Peirce and the dropping of enforcement cases against major crypto firms like Coinbase and Uniswap, are poised to create a more favorable environment for digital asset businesses raising capital. These developments signal a shift toward clearer regulatory guidelines, potentially defining which tokens are securities and offering temporary relief for unregistered offerings, thus reducing compliance burdens and enforcement fears. The repeal of SAB 121 enables banks to custody crypto assets more easily, attracting institutional and retail investors to token sales, while a pro-innovation stance under new leadership could spur DeFi and Web3 fundraising. However, companies must remain vigilant about fraud prevention and navigate ongoing uncertainties until regulations are finalized, ensuring full transparency to capitalize on these opportunities.

The Company has a limited operating history to establish internal trends.

**Contingent Liabilities**

As of December 31, 2024, the Company had no material contingent liabilities.

**Income Taxes**

The Company is treated as a partnership entity for federal and state income tax purposes and generally does not incur entity-level income taxes. Tax liabilities and benefits pass through to its members.

**Significant Accounting Policies**

A summary of the Company's significant accounting policies is included in Note 2 to the Consolidated Financial Statements included in Item 7 of this Annual Report.

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**MANAGEMENT**

We are managed by our Manager, Robert Ventures LLC. The following table provides information on the manager of our Manager:

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| | | | |
|:---|:---|:---|:---|
| **Name** | **Age** | **Positions** | **Term of Office** |
| Joseph Robert | 43 | Manager of our Manager | April 6, 2020 - Present |

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**Joseph Robert**. Joseph Robert is the manager of our Manager. Joe has over 20 years of asset management experience. Over the past 10 years, Joe has invested in over 200 residential and commercial properties, and over $165mm AUM of residential mortgages. Over the last five years, he has made numerous investments into the tech sector that included providing venture capital and acquiring digital assets that provided exposure to the growing digital economy. He is expected to devote full time to Company operations.

Neither our Manager nor its manager has, during the past five years:

● been convicted in a criminal proceeding (excluding traffic violations and other minor offences); or

● had any petition under the federal bankruptcy laws or any state insolvency law was filed by or against, or a receiver, fiscal agent or similar officer was appointed by a court for the business or property of such person, or any partnership in which he was general partner at or within two years before the time of such filing, or any corporation or business association of which he was an executive officer at or within two years before the time of such filing.

**COMPENSATION OF DIRECTORS AND EXECUTIVE OFFICERS**

Our Manager has not received any compensation to date and we do not intend to pay compensation in the future.

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**INTEREST OF MANAGEMENT AND OTHERS IN CERTAIN TRANSACTIONS**

Except as described herein, none of the following parties (each a "Related Party") has, since inception to the date of this offering During the fiscal years ended December 31, 2024 and December 31, 2023, the Company engaged in the following transactions with related parties, defined generally as the Company's Manager, its manager (Joseph Robert), entities controlled by them, and their immediate family members:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●**Expense Reimbursements Due to Manager:** The Company has an arrangement whereby its Manager, Robert Ventures LLC, incurs certain operating expenses on behalf of the Company. These expenses are then recorded as a liability payable by the Company to the Manager. As of December 31, 2023, the amount due to the Manager was $84,115. This balance primarily represented unreimbursed expenses incurred by the Manager during the Company's formation and the preparation phase of its Regulation A offering in 2023, including significant deferred offering costs (such as legal and accounting fees) and initial organizational costs, as detailed further in Note 2c to the Consolidated Financial Statements. During the fiscal year ended December 31, 2024, the net amount of such operating expenses incurred by the Manager and accrued by the Company was $157,194. As of December 31, 2024, the total amount due to Robert Ventures LLC for cumulative incurred expenses was $241,309. No cash reimbursements were made by the Company to the Manager for these expenses during 2023 or 2024. Robert Ventures LLC is considered a related party as it serves as the Manager of the Company, and Joseph Robert, the sole manager of Robert Ventures LLC, is the indirect controlling person of the Company.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●**Loan Repayment to Joseph Robert:** A loan previously owed by the Company to Joseph Robert, the manager of the Company's Manager, which had a balance of $2,000 as of December 31, 2023, was repaid in full during the fiscal year ended December 31, 2024. There was no outstanding balance due to Joseph Robert as of December 31, 2024.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●**Note Payable to Mark Robert:** The Company has an outstanding note payable to Mark Robert, the brother of Joseph Robert. The outstanding principal balance of this note payable remained unchanged at $195,487 throughout the fiscal year ended December 31, 2024. No principal repayments or interest payments were made on this note during 2024. Accrued interest is included in the principal balance due at maturity. Mark Robert is considered a related party due to his familial relationship with Joseph Robert. See Note 5 to the Consolidated Financial Statements for further details on the note terms.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●**Noncontrolling Interest in Subsidiary:** Mark Robert, sole member and manager of Elk Renovations LLC, holds a 30% noncontrolling equity interest in the Company's consolidated subsidiary, KS OBX LLC. This ownership interest remained unchanged during the December 31, 2024 fiscal year.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●In 2023, we transferred ownership of a subsidiary, RV Passive LLC, to an affiliate of Joe Robert.

Other than the transactions described above, there were no transactions during the fiscal years ended December 31, 2024 and December 31, 2023, nor are there any currently proposed transactions, to which the Company or its subsidiaries was or is to be a participant and the amount involved exceeded the lesser of $120,000 or one percent of the average of the Company's total assets at year-end for the last two completed fiscal years, and in which any director, officer, manager, promoter, principal securityholder, or any immediate family member of the foregoing persons had or will have a direct or indirect material interest.

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**SECURITY OWNERSHIP OF MANAGEMENT AND CERTAIN SECURITYHOLDERS**

The following table sets out, as of August 27, 2025, our beneficial ownership. The business address for our beneficial holder is 2810 N. Church St., #28283, Wilmington, Delaware 19802. Except as otherwise indicated, the persons listed below have sole voting and investment power with respect to all shares of common stock owned by them, except to the extent that power may be shared with a spouse.

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| | | | | |
|:---|:---|:---|:---|:---|
| **Name and Address of Beneficial Owner** | **Title of**<br>**class** | **Amount and**<br>**nature of**<br>**beneficial**<br>**ownership** | **Amount and**<br>**nature of**<br>**beneficial**<br>**ownership**<br>**acquirable** | **Percent of**<br>**class<sup>(1)</sup>** |
| &nbsp;&nbsp;&nbsp;Joseph Robert(1) | Membership Interests | 1 | 0 | 100% |

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&nbsp;&nbsp;&nbsp;&nbsp;(1) Joseph Robert holds 99% in his individual capacity and 1% through his entity, RVLP LLC.

**SECURITIES BEING OFFERED**

**Bonds**

*General.* We may offer Bonds, with a total value of up to $75 million on a continuous basis, under this offering circular. The Bonds will be offered in increments of $10.00. We will not issue more than $75 million of Bonds pursuant to this offering circular in any 12-month period.

*Maturity*. Bonds are payable within 90 days from written demand by a holder, subject to a one year or three year lock up period, as elected by each holder when subscribing for Bonds Interest will cease to accrue on the date the Company initiates repayment of the bond, regardless of when the holder receives repayment. The Payee's right to demand repayment of the Bond may be limited pursuant to the terms of the Bond Investor Agreement. Notwithstanding the foregoing, unless earlier repaid, all Bonds will be due and payable in full on the date 10 years from their respective issuances.

*Interest*. Interest shall accrue on the Outstanding Principal Balance at the fixed interest rate of 8% per annum for 1yr Bonds and 10% for 3yr Bonds. Investors may elect to be paid interest monthly or have interest compound monthly until maturity. IRAs must receive compounding interest only, without the option of monthly interest payments. Interest shall be computed on the basis of a year consisting of 365 days based on the actual number of days elapsed. Interest will begin to accrue once an investor's subscription has been accepted. . Interest will not begin to commence until an investor's purchase amount has been paid in full by the investor and the Company may cancel an investor's subscription and Bond until such payment is received in full. Monthly payments of interest will occur prior to the 10<sup>th</sup> business day of each month for the prior month. If Monthly Interest Payout is elected: (i) the first month is prorated by the actual days from (and including) the Interest Commencement Date to the last day of that month; (ii) each full calendar month thereafter is paid as a level monthly amount equal to one-twelfth of the annual interest on the then-outstanding principal; and (iii) the final month is prorated by the actual days up to (but excluding) the applicable Redemption Date, Repayment Date, or Payment Initiation Date. If Monthly Compounding is elected, the same proration rules apply, except the monthly interest amounts are added to principal at month-end, and the final partial month's interest is included in the payoff. Monthly interest payments (for the payout election) are made before the 10th Business Day of each month for the immediately preceding month. For the avoidance of doubt, equal monthly interest applies only to full months; partial months are always prorated on an Actual/365 basis. "Funds Confirmation Date" means the date on which Maker confirms that Payee's subscription funds have cleared through Maker's processing account. Interest shall be computed on the basis of a year consisting of three hundred sixty-five (365) days based on the actual number of days elapsed, and such calculations shall be made in the Maker's sole discretion.

*Payment Method; Payment Account*. All monthly interest payments under the Bonds will be made exclusively by ACH to a U.S. bank account designated, connected, and maintained by each holder through Maker's investment portal (the "Payment Account"). Completion and ongoing maintenance of the Payment Account is a condition precedent to any payment obligation of the Company for monthly interest; until the Payment Account is connected and active, no payments are due or payable, any non-payment resulting from Payee's failure to connect or maintain the Payment Account shall not constitute an Event of Default, and interest will continue to accrue and be paid on the first regular payment date after connection. Principal repayments and redemptions may be paid by ACH to the Payment Account or, at the Company's discretion, by domestic wire transfer for (i) amounts equal to or exceeding the Large Transfer Threshold or (ii) IRA accounts, in each case to verified wire instructions on file. Holders are responsible for any bank fees associated with its selected method. "Large Transfer Threshold" means the dollar amount designated by the Company for wire-only disbursements, as established and updated by the Company from time to time upon notice to the holder (including via the investment portal or email). Checks are not used for routine payments; however, if Payee never completes the Payment Account connection or provides acceptable wire instructions when a wire

------

is required, the Company may, in its sole discretion and upon notice, redeem a Bond and remit the redemption amount by check to Payee's address of record, which is the sole instance in which a check may be used.

Bonds will continue to accrue interest if the Company fails to make a required payment. Furthermore, there is no agreement with our parent company or Manager to provide any shortfall if enough cash is not available to make required payments and they may not be in a financial position to do so.

*Redemption by Company*. Each Bond is redeemable by us at any time at par value plus any accrued but unpaid interest up to but not including the date of redemption. The Bonds are redeemable upon five days' notice by the Company to the bond holder and the outstanding principal balance together with the interest will be credited to the bond holder's account within five business days following the redemption date.

*Security; Ranking; Sinking Fund*. The Bonds will be general unsecured obligations, and will rank equally with all of our other unsecured debt unless such debt is senior to or subordinate to the Bonds by their terms. We may issue secured debt in our sole discretion without notice to or consent from the holders of Bonds. There is no sinking fund.

*Fees.* Bond investors that purchase our Bonds are not charged a servicing fee for their investment. Investors may be charged a transaction fee if your method of payment requires us to incur an expense. The transaction fee will be equal to the amount that the Company will be charged by the payment processor. Other financial intermediaries, however, if engaged by you, may charge you commissions or fees. These fees include the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;●ACHQ: Our processor charges $0.25 for each outbound and inbound ACH transactions, plus a $29 monthly fee service fee

*Form and Custody*. Bonds will be issued by computer-generated program and electronically signed by us in favor of the investor. The Bonds will be digitally stored by us and will remain in our or our agent's custody for ease of administration with a copy available in investor's Bond account.

*Transfer.* The Bonds are not transferrable without written consent from the Company. In order to transfer a Bond, its holder must request transfer from the Company, including the identification of the transferee. The Company will have 30 days from request to approve or reject the request for transfer. The Company is not obligated to approve any transfer and Bond holders should be prepared to hold their Bonds indefinitely.

*Conversion or Exchange Rights*. The Bonds are not convertible or exchangeable into any other securities.

*Events of Default*. The following will be events of default under the Bonds:

● if we fail to pay interest when due and our failure continues for 90 days;

● if we fail to pay the principal, or premium, if any, when due whether by demand of a bond holder or by our redemption and such failure continues for 90 days; and

● if we file, or have an involuntary case filed against us, for bankruptcy, are insolvent or make a general assignment in favor of our creditors.

Upon an Event of Default, the Bonds will continue to accrue interest if the Company fails to make a required payment. There is no agreement with the parent company or Manager to provide any shortfall and that they may not be in a financial position to do so. The Bond holder will have the right to declare all amounts due under the Bond immediately due and payable. The occurrence of an event of default of Bonds may constitute an event of default under any bank credit agreements the Company may have in existence from time to time. In addition, the occurrence of certain events of default may constitute an event of default under certain of the Company's other indebtedness outstanding from time to time. Therefore, the investor will have the ability to sue the Company. If one or more investors sue and is successful in obtaining a judgment, the investors may have the ability to foreclose on its assets. The Company may not have enough assets to support all judgments and/or ongoing operations, and it may have to file bankruptcy.

*No Personal Liability of Directors, Officers, Employees and Stockholders*. No incorporator, stockholder, employee, agent, officer, director, affiliate or subsidiary of ours will have any liability for any obligations of ours due to the issuance of any Bonds.

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*Governing Law.*

Bonds and the Bond Investor Agreement will be governed and construed in accordance with the laws of the State of Delaware.

*Arbitration.*

Pursuant to the terms of the Bond Investor Agreement, the holders of Bonds and the Company will agree to (i) resolve disputes of the holders of Bonds through binding arbitration, instead of through courts of general jurisdiction or through a class action and (ii) waive the right to a trial by jury and to participate in any class action.

Pursuant to the terms of the Bond Investor Agreement, if a holder of Bonds does not agree to the terms of the arbitration provision, the holder of Bonds may opt-out of the arbitration provision by sending an arbitration opt-out notice to the Company within thirty (30) days of the holder's first electronic acceptance of the Bond Investor Agreement. If the opt-out notice is not received within thirty (30) days, the holder of Bonds will be deemed to have accepted all terms of the arbitration provision, including the class action and jury waiver. If the investor opts out of the arbitration provision, the investor has also opted out of the jury trial and class action waivers.

As arbitration provisions in commercial agreements have generally been respected by federal courts and state courts of Delaware, we believe that the arbitration provision in the Bond Investor Agreement is enforceable under federal law and the laws of the State of Delaware. Although holders of Bonds will be subject to the arbitration provisions of the Bond Investor Agreement, the arbitration provisions do not preclude holders of Bonds from pursuing claims under the Exchange Act and Securities Act in federal courts. THE ARBITRATION PROVISION OF THE BOND INVESTOR AGREEMENT IS NOT INTENDED TO BE DEEMED A WAIVER BY ANY HOLDER OF BONDS OF THE COMPANY'S COMPLIANCE WITH THE U.S. FEDERAL SECURITIES LAWS AND THE RULES AND REGULATIONS PROMULGATED THEREUNDER. THE ARBITRATION PROVISION OF THE BOND INVESTOR AGREEMENT DO NOT APPLY TO CLAIMS BROUGHT UNDER THE EXCHANGE ACT AND SECURITIES ACT.

*Jury Trial and Class Action Waivers.*

The Bond Investor Agreement provides that, to the extent permitted by law, each party to the Bond Investor Agreement waives the right to a jury trial or class action of any claim they may have against us arising out of or relating to our Bonds or the Bond Investor Agreement. If we were to oppose a jury trial or class action demand based on such waiver, the court would determine whether the waiver was enforceable based upon the facts and circumstances of that case in accordance with applicable state and federal law, including whether a party knowingly, intelligently and voluntarily waived the right to a jury trial or class action. The bondholders of Bonds will be subject to these provisions of the Bond Investor Agreement to the extent permitted by applicable law. THE WAIVER OF THE RIGHT TO A JURY TRIAL AND CLASS ACTION CONTAINED IN THE BOND INVESTOR AGREEMENT IS NOT INTENDED TO BE DEEMED A WAIVER BY ANY HOLDER OF BONDS OF THE COMPANY'S COMPLIANCE WITH THE U.S. FEDERAL SECURITIES LAWS AND THE RULES AND REGULATIONS PROMULGATED THEREUNDER. THE JURY WAIVER AND CLASS ACTION WAIVER PROVISIONS OF THE BOND INVESTOR AGREEMENT DO NOT APPLY TO CLAIMS BROUGHT UNDER THE EXCHANGE ACT AND SECURITIES ACT. If the investor opts out of the arbitration provision, the investor has also opted out of the jury trial and class action waivers.

The form of Bond is filed as an exhibit to the offering statement of which this offering circular forms a part.

**EXPERTS**

Our financial statements for the periods from ended December 31, 2023 and December 31, 2024 included in this offering circular have been audited by Abdi Sheikh-Ali, CPA, PLLC, as stated in its report appearing herein. Such financial statements have been so included in reliance upon the report of such firm given upon its authority as an expert in accounting and auditing.

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**FINANCIAL STATEMENTS**

**INDEX OF FINANCIAL INFORMATION**

---

| | |
|:---|:---|
| [Independent Accountant's Audit Report on Financial Statements](#report)  | F-1 |
| [Statement of Financial Condition December 31, 202](#bs)[4](#bs)[(audited)](#bs) | F-3 |
| [Statement of Operations December 31, 202](#sop)[4](#sop)[(audited)](#sop) | F-4 |
| [Statement of Cash Flows December 31, 202](#soc)[4](#soc)[(audited)](#soc) | F-5 |
| [Statement of Changes in Members' Capital December 31, 202](#scmc)[4](#scmc)[(audited)](#scmc) | F-6 |
| [Notes to Financial Statements December 31, 202](#note)[4](#note)[(audited)](#note) | F-7 |
| [Statement of Financial Condition June 30, 2025 (unaudited)](#bs1) | F-17 |
| [Statement of Operations June 30, 2025 (unaudited)](#sop1) | F-18 |
| [Statement of Changes in Members' Capital June 30, 2025 (unaudited)](#scm1) | F-19 |
| [Statement of Cash Flows June 30, 2025 (unaudited)](#soc1)  | F-20 |
| [Notes to Financial Statements June 30, 2025 (unaudited)](#note1) | F-21 |

---

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**Abdi Sheikh-Ali, CPA, PLLC**

![](rvh1apos_1.jpg)

![image2.png](rvh1apos_2.jpg)**INDEPENDENT AUDITOR'S REPORT**

To the Managing Member(s) Robert Ventures Holdings LLC:

**Opinion**

We have audited the consolidated financial statements of Robert Ventures Holdings LLC, which comprise the consolidated balance sheet as of December 31, 2024 and the related consolidated statements of income, cash flows, and changes in shareholders' equity, for the years then ended, and the related notes (collectively referred to as the "financial statements").

In our opinion, the consolidated financial statements present fairly, in all material respects, the consolidated financial position of Robert Ventures Holdings LLC as of December 31, 2024, and the results of its consolidated operations and its consolidated cash flows for the years then ended, in accordance with accounting principles generally accepted in the United States of America.

We previously audited the financial statements of Robert Ventures Holdings LLC as of December 31, 2023 and the year then ended and we expressed an unmodified opinion on those financial statements in our report dated July 12, 2024. In our opinion, the comparative information presented herein as of December 31, 2023 and for the year then ended, is consistent, in all material respects, with the audited financial statements from which it has been derived.

**Basis of Opinion**

We conducted our audit in accordance with auditing standards generally accepted in the United States of America (GAAS). Our responsibilities under those standards are further described in the "Auditor's Responsibilities for the Audit of the Financial Statements" section of our report. We are required to be independent of Robert Ventures Holdings LLC in accordance with U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission, and to meet our other ethical responsibilities in accordance with the relevant ethical requirements relating to our audit. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinion.

**Substantial Doubt About the Entity's Ability to Continue as a Going Concern**

As discussed in Note 8 to the consolidated financial statements, certain conditions indicate that Robert Ventures Holdings LLC may be unable to continue as a going concern. The consolidated financial statements do not include any adjustments that might result from the outcome of this uncertainty. Our opinion is not modified in respect to this matter.

**Responsibilities of Management for the Financial Statements**

Management is responsible for the preparation and fair presentation of the financial statements in accordance with U.S. generally accepted accounting principles (GAAP); this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error.

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In preparing the financial statements, management is required to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about Robert Ventures Holdings LLC 's ability to continue as a going concern for a period of one year from the date that the financial statements are issued.

**Auditor's Responsibilities for the Audit of the Financial Statements**

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinion. Reasonable assurance is a high level of assurance, but is not absolute assurance, and therefore is not a guarantee that an audit conducted in accordance with GAAS will always detect a material misstatement when it exists. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Misstatements are considered material if, individually or in the aggregate, they would influence the judgment made by a reasonable user based on the financial statements.

In performing an audit in accordance with GAAS, we:

⮚Exercise professional judgment and maintain professional skepticism throughout the audit.

⮚Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements.

⮚Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of Robert Ventures Holdings LLC 's internal control. Accordingly, no such opinion is expressed.

⮚Evaluate the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluate the overall presentation of the financial statements.

⮚Conclude whether, in our judgment, there are conditions or events, considered in the aggregate, that raise substantial doubt about Robert Ventures Holdings LLC 's ability to continue as a going concern for a reasonable period of time.

We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit, significant audit findings, and certain internal control—related matters that we identified during the audit.

![](rvh1apos_3.jpg)

Allen, Texas April 23, 2025

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**Robert Ventures Holdings LLC**

**Consolidated Balance Sheet**

**As of December 31, 2024 and 2023&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**ASSETS** |  | &nbsp;&nbsp;**12-31-2024** | &nbsp;&nbsp;**12-31-2023** |
| &nbsp;&nbsp;Cash and cash equivalents | &nbsp;&nbsp;Cash and cash equivalents | &nbsp;&nbsp;$185622  | &nbsp;&nbsp;$73482  |
| &nbsp;&nbsp;Other assets |  | &nbsp;&nbsp;749  | &nbsp;&nbsp;2607  |
| &nbsp;&nbsp;Deferred costs - net of amortization | &nbsp;&nbsp;Deferred costs - net of amortization | &nbsp;&nbsp;32608  | &nbsp;&nbsp;38333  |
| &nbsp;&nbsp;Investments, at fair market value | &nbsp;&nbsp;Investments, at fair market value | &nbsp;&nbsp;2660136  | &nbsp;&nbsp;1695903  |
|  | &nbsp;&nbsp;**Total assets** | &nbsp;&nbsp;**$** **2879115**  | &nbsp;&nbsp;**$** **1810325**  |
| &nbsp;&nbsp;**LIABILITIES** |  |  |  |
| &nbsp;&nbsp;Accounts payable | &nbsp;&nbsp;Accounts payable | &nbsp;&nbsp;$6164  | &nbsp;&nbsp;$14623  |
| &nbsp;&nbsp;Due to related parties | &nbsp;&nbsp;Due to related parties | &nbsp;&nbsp;241309  | &nbsp;&nbsp;84115  |
| &nbsp;&nbsp;Bonds payable |  | &nbsp;&nbsp;137000  | &nbsp;&nbsp;-  |
| &nbsp;&nbsp;Notes payable |  | &nbsp;&nbsp;2218266  | &nbsp;&nbsp;1069053  |
|  | &nbsp;&nbsp;**Total liabilities** | &nbsp;&nbsp;$2602739  | &nbsp;&nbsp;$1167791  |
| &nbsp;&nbsp;**Members' Interest** | &nbsp;&nbsp;**Members' Interest** |  |  |
| &nbsp;&nbsp;Members' interest attributable to Parent | &nbsp;&nbsp;Members' interest attributable to Parent | &nbsp;&nbsp;$522734  | &nbsp;&nbsp;$522734  |
| &nbsp;&nbsp;Retained earnings (deficit) attributable to Parent | &nbsp;&nbsp;Retained earnings (deficit) attributable to Parent | &nbsp;&nbsp;(329304)  | &nbsp;&nbsp;(72993)  |
| &nbsp;&nbsp;**Total members' interest attributable to Parent** | &nbsp;&nbsp;**Total members' interest attributable to Parent** | &nbsp;&nbsp;$193430  | &nbsp;&nbsp;$449741  |
| &nbsp;&nbsp;Members' interest attributable to Noncontrolling Interest (NCI) | &nbsp;&nbsp;Members' interest attributable to Noncontrolling Interest (NCI) | &nbsp;&nbsp;$205655  | &nbsp;&nbsp;$205655  |
| &nbsp;&nbsp;Retained earnings (deficit) attributable to Noncontrolling Interest (NCI) | &nbsp;&nbsp;Retained earnings (deficit) attributable to Noncontrolling Interest (NCI) | &nbsp;&nbsp;(122709)  | &nbsp;&nbsp;(12862)  |
| &nbsp;&nbsp;**Total members' interest attributable to Noncontrolling Interest (NCI)** | &nbsp;&nbsp;**Total members' interest attributable to Noncontrolling Interest (NCI)** | &nbsp;&nbsp;$82946  | &nbsp;&nbsp;$192793  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Total Members' Interest** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Total Members' Interest** | &nbsp;&nbsp;$276376  | &nbsp;&nbsp;$642534  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Total liabilities and Members' Interest** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Total liabilities and Members' Interest** | &nbsp;&nbsp;**$** **2879115**  | &nbsp;&nbsp;**$** **1810325**  |

---

See accompanying footnotes and auditor's report

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**Robert Ventures Holdings LLC**

**Consolidated Statement of Income**

**For the years ended December 31, 2024 and 2023&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;** 

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| | | |
|:---|:---|:---|
|  | &nbsp;&nbsp;**2024** | &nbsp;&nbsp;**2023** |
| &nbsp;&nbsp;**REVENUE** |  |  |
| &nbsp;&nbsp;Gross revenue | &nbsp;&nbsp;$-  | &nbsp;&nbsp;$-  |
| &nbsp;&nbsp;&nbsp;**Total revenue** | &nbsp;&nbsp;**$** **-**  | &nbsp;&nbsp;**$** **-**  |
| &nbsp;&nbsp;Advertising and promotion | &nbsp;&nbsp;$21045  | &nbsp;&nbsp;$542  |
| &nbsp;&nbsp;Bank service charges | &nbsp;&nbsp;63  | &nbsp;&nbsp;472  |
| &nbsp;&nbsp;Contract labor | &nbsp;&nbsp;73758  | &nbsp;&nbsp;-  |
| &nbsp;&nbsp;Dues and subscriptions | &nbsp;&nbsp;13970  | &nbsp;&nbsp;655  |
| &nbsp;&nbsp;Legal and professional fees | &nbsp;&nbsp;4325  | &nbsp;&nbsp;750  |
| &nbsp;&nbsp;Organizational costs | &nbsp;&nbsp;-  | &nbsp;&nbsp;17615  |
| &nbsp;&nbsp;Property taxes | &nbsp;&nbsp;9929  | &nbsp;&nbsp;8324  |
| &nbsp;&nbsp;&nbsp;**Total operating expenses** | &nbsp;&nbsp;**$** **123090**  | &nbsp;&nbsp;**$** **28358**  |
| &nbsp;&nbsp;**Operating income (loss)** | &nbsp;&nbsp;**($123090)**  | &nbsp;&nbsp;**($28358)**  |
| &nbsp;&nbsp;**OTHER INCOME** |  |  |
| &nbsp;&nbsp;Interest income | &nbsp;&nbsp;$-  | &nbsp;&nbsp;$2057  |
| &nbsp;&nbsp;Rebates and other income |  | &nbsp;&nbsp;300  |
| &nbsp;&nbsp;&nbsp;**Total other income** | &nbsp;&nbsp;**$** **-**  | &nbsp;&nbsp;**$** **2357**  |
| &nbsp;&nbsp;**OTHER (EXPENSE)**<br>Amortization expense | &nbsp;&nbsp;($54498)  | &nbsp;&nbsp;($28167)  |
| &nbsp;&nbsp;Interest expense | &nbsp;&nbsp;(188566)  | &nbsp;&nbsp;(32324)  |
| &nbsp;&nbsp;Realized loss on sale of investments | &nbsp;&nbsp;(4)  | &nbsp;&nbsp;-  |
| &nbsp;&nbsp;&nbsp;**Total other (expense)** | &nbsp;&nbsp;**($243068)**  | &nbsp;&nbsp;**($60491)**  |
| &nbsp;&nbsp;**Net income (loss)** | &nbsp;&nbsp;**($366158)**  | &nbsp;&nbsp;**($86492)**  |
| &nbsp;&nbsp;**Net income attributable to Parent** | &nbsp;&nbsp;**($256311)**  | &nbsp;&nbsp;**($73630)**  |
| &nbsp;&nbsp;**Net income attributable to Noncontrolling Interest (NCI)** | &nbsp;&nbsp;**($109847)**  | &nbsp;&nbsp;**($12862)**  |

---

See accompanying footnotes and auditor's report

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**Robert Ventures Holdings LLC**

**Consolidated Statement of Cash Flows**

**For the years ended December 31, 2024 and 2023&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;** 

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| | | |
|:---|:---|:---|
|  | &nbsp;&nbsp;**2024** | &nbsp;&nbsp;**2023** |
| &nbsp;&nbsp;**Cash flows from operating activities** |  |  |
| &nbsp;&nbsp;Net income (loss) | &nbsp;&nbsp;(366158)  | &nbsp;&nbsp;(86492)  |
| &nbsp;&nbsp;**Adjustments to reconcile Change in net assets** |  |  |
| &nbsp;&nbsp;**to net cash provided by operating activities:** |  |  |
| &nbsp;&nbsp;Amortization expense | &nbsp;&nbsp;54498  | &nbsp;&nbsp;28167  |
| &nbsp;&nbsp;Decrease (increase) in other assets | &nbsp;&nbsp;1858  | &nbsp;&nbsp;(1624)  |
| &nbsp;&nbsp;Decrease (increase) in deferred costs | &nbsp;&nbsp;(48773)  | &nbsp;&nbsp;(66500)  |
| &nbsp;&nbsp;Increase (decrease) in due to accounts payable | &nbsp;&nbsp;(8459)  | &nbsp;&nbsp;14623  |
| &nbsp;&nbsp;Increase (decrease) in due to related parties | &nbsp;&nbsp;157194  | &nbsp;&nbsp;84115  |
| &nbsp;&nbsp;**Net cash provided (used) by Operating activities** | &nbsp;&nbsp;**$** **(209840)**  | &nbsp;&nbsp;**$** **(27711)**  |
| &nbsp;&nbsp;**Cash flows from investing activities** |  |  |
| &nbsp;&nbsp;Decrease (increase) in investments | &nbsp;&nbsp;$(964233)  | &nbsp;&nbsp;$(1295809)  |
| &nbsp;&nbsp;**Net cash provided (used) by investing activities** | &nbsp;&nbsp;**$** **(964233)**  | &nbsp;&nbsp;**$** **(1295809)**  |
| &nbsp;&nbsp;**Cash flows from financing activities** |  |  |
| &nbsp;&nbsp;Increase (decrease) in member interest | &nbsp;&nbsp;$-  | &nbsp;&nbsp;$(242221)  |
| &nbsp;&nbsp;Increase (decrease) in long-term debt | &nbsp;&nbsp;1286213  | &nbsp;&nbsp;1069053  |
| &nbsp;&nbsp;**Net cash provided (used) by Financing activities** | &nbsp;&nbsp;**$** **1286213**  | &nbsp;&nbsp;**$** **826832**  |
| &nbsp;&nbsp;**Net increase (decrease) in cash** | &nbsp;&nbsp;**$** **112140**  | &nbsp;&nbsp;**$** **(496688)**  |
| &nbsp;&nbsp;**Cash at beginning of period** | &nbsp;&nbsp;$73482  | &nbsp;&nbsp;$570170  |
| &nbsp;&nbsp;**Cash at end of period** | &nbsp;&nbsp;**$** **185622**  | &nbsp;&nbsp;**$** **73482**  |
| &nbsp;&nbsp;**Supplemental disclosure of cash flow information** |  |  |
| &nbsp;&nbsp;Cash paid during the year for interest | &nbsp;&nbsp;**$** **188566**  | &nbsp;&nbsp;**$** **32324**  |

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See accompanying footnotes and auditor's report

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**Robert Ventures Holdings LLC**

**Consolidated Statement of Changes in Members' Interest**

**For the years ended December 31, 2024 and 2023&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;** 

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**For the year ended December 31, 2024** |  |  |  |  |  |
| &nbsp;&nbsp;**Description** | &nbsp;&nbsp;**Parent** | &nbsp;&nbsp;**Retained**<br>**Earnings** | &nbsp;&nbsp;**Total Members' Interest**<br>**Attributable to Parent** | &nbsp;&nbsp;**Noncontrolling**<br>**Interest** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;**Members' Interest at December 31, 2023** | &nbsp;&nbsp;**$** **522734**  | &nbsp;&nbsp;**$** **(72993)**  | &nbsp;&nbsp;**449741**  | &nbsp;&nbsp;**192793**  | &nbsp;&nbsp;**$** **642534**  |
| &nbsp;&nbsp;Changes in ownership interest | &nbsp;&nbsp;-  | &nbsp;&nbsp;-  | &nbsp;&nbsp;-  | &nbsp;&nbsp;-  | &nbsp;&nbsp;-  |
| &nbsp;&nbsp;Net income (loss) | &nbsp;&nbsp;-  | &nbsp;&nbsp;(256311)  | &nbsp;&nbsp;(256311)  | &nbsp;&nbsp;(109847)  | &nbsp;&nbsp;(366158)  |
| &nbsp;&nbsp;**Members' Interest at December 31, 2024** | &nbsp;&nbsp;**$** **522734$**  | &nbsp;&nbsp;**$** **(329304)**  | &nbsp;&nbsp;**$** **193430**  | &nbsp;&nbsp;**$** **82946**  | &nbsp;&nbsp;**$** **276376**  |
| &nbsp;&nbsp;**For the year ended December 31, 2023** |  |  |  |  |  |
| &nbsp;&nbsp;**Description** | &nbsp;&nbsp;**Parent** | &nbsp;&nbsp;**Retained**<br>**Earnings** | &nbsp;&nbsp;**Total Members' Interest**<br>**Attributable to Parent** | &nbsp;&nbsp;**Noncontrolling**<br>**Interest** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;**Members' Interest at December 31, 2022** | &nbsp;&nbsp;**$** **970610**  | &nbsp;&nbsp;**637**  | &nbsp;&nbsp;**971247**  | &nbsp;&nbsp;**-**  | &nbsp;&nbsp;**$** **971247**  |
| &nbsp;&nbsp;Changes in ownership interest | &nbsp;&nbsp;(447876)  | &nbsp;&nbsp;-  | &nbsp;&nbsp;$(447876)  | &nbsp;&nbsp;205655  | &nbsp;&nbsp;(242221)  |
| &nbsp;&nbsp;Net income (loss) | &nbsp;&nbsp;-  | &nbsp;&nbsp;(73630)  | &nbsp;&nbsp;$(73630)  | &nbsp;&nbsp;(12862)  | &nbsp;&nbsp;(86492)  |
| &nbsp;&nbsp;**Members' Interest at December 31, 2023** | &nbsp;&nbsp;**$** **522734**  | &nbsp;&nbsp;**(72993)**  | &nbsp;&nbsp;**449741**  | &nbsp;&nbsp;**192793**  | &nbsp;&nbsp;**642534**  |

---

See accompanying footnotes and auditor's report

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![image4.png](rvh1apos_4.jpg)

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1.** **Nature of Operations**

Robert Ventures Holdings LLC (the "Company") was established in May 2022 in the state of Delaware. Dedicated to strategic investments in digital assets and real estate, the company plans to allocate between thirty and seventy percent of its raised funds into real estate, focusing initially on the Outer Banks area of North Carolina. The Company's real estate strategy involves purchasing land and constructing new homes, particularly targeting the entry-level market, with an expected project duration of approximately ten months from obtaining building permits to selling the completed property. In addition to real estate, Robert Ventures is committed to investing in digital assets, with plans to hold these investments over several years and secure them in custody solutions. The proportion of capital dedicated to digital assets will also range from thirty to seventy percent, contingent on market opportunities and the Company's internal risk assessment at specific price points, utilizing its bespoke models to identify prime purchasing periods. The consolidated financial statements represent the financial statements of the parent, Robert Ventures Holdings LLC, and its subsidiaries, RV Digital LLC and KS OBX LLC. The subsidiary, KS OBX LLC, was acquired by Robert Ventures Holdings LLC in 2023.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**2.** **Significant Accounting Policies**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**a.** **Basis of Presentation**

The accompanying consolidated financial statements have been prepared on the accrual basis of accounting in accordance with accounting principles generally accepted in the United States of America (GAAP) as detailed in the Financial Accounting Standards Board's Accounting Standards Codification ("FASB ASC"). The Company has adopted a calendar year-end.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**b.** **Cash & Cash Equivalents**

Cash & cash equivalents include cash in bank accounts and highly liquid debt instruments purchased with an original maturity of three months or less.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**c.** **Startup Costs**

In accordance with GAAP, the Company classifies its startup costs into two categories: (a) organization costs and (b) deferred offering costs. Organization costs are expensed as incurred and deferred offering costs, which consist of certain costs incurred in connection with investment offering, are capitalized and amortized over a 12-month period. For the years ended December 31, 2024 and 2023, the Company incurred $48,773 and $66,500 in deferred costs and $0 and $17,615 in organization costs, respectively. For those same periods, the Company recognized amortization expense related to the deferred costs of $54,498 and $28,167, respectively.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**d.** **Concentration of Credit Risk**

The Company maintains cash with a U.S. based financial institution. The Federal Deposit Insurance Corporation (FDIC) insures the total deposits at this institution up to $250,000 per depositor.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**e.** **Property, Plant, & Equipment**

The Company follows the practice of capitalizing all expenditures for property, furniture, fixtures, equipment, and leasehold improvements in excess of $5,000. The Company did not have any property, plant, and equipment as of December 31, 2024 and 2023. Depreciation of all such items is computed on a straight-line basis over the estimated useful lives of the assets which generally are as follows:

Buildings39 years

Building improvements15- 39 years

Furniture and equipment5 – 7 years

Software5 years

Vehicles5 years

Leasehold improvementslife of lease or useful life (whichever is shorter)

For the years ended December 31, 2024 and 2023, the Company only maintained real estate held as available-for-sale (investments) and as such were not subject to depreciation. Refer to footnotes 3 and 4 regarding these real estate investments.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**f.** **Other Assets**

Other assets primarily consist of an earnest money and utility deposits. As of December 31, 2024 and 2023, other assets totaled $2,607 and $0, respectively.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**g.** **Income Taxes**

The Company is an LLC that is currently treated as a disregarded entity for tax purposes, however, the Company plans to apply to be treated as a partnership for tax purposes. Consequently, all earnings are passed through to the members and any resulting Federal and\or State income taxes are assessed and paid by the members on their individual tax returns. Accordingly, as of December 31, 2024 and 2023, the Company made no provision for income taxes in the accompanying financial statements. The Company addresses uncertain tax positions in accordance with ASC Topic 740, Income Taxes, which provides guidance on the recognition, measurement, presentation, and disclosure of uncertain tax positions in the financial statements. Management has not identified the existence of any uncertain tax positions.

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![image4.png](rvh1apos_4.jpg)

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**h.** **Use of Estimates**

The preparation of financial statements in conformity with generally accepted accounting principles at times requires the use of management's estimates. Actual results could vary from these estimates.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**i.** **Advertising Costs**

The Company expenses advertising costs as they are incurred. The Company incurred $21,045 and $542 of advertising expenses for the years ended December 31, 2024 and 2023.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**j.** **Related Party Transactions**

The Company occasionally incurs expenses that are paid by the Company's manager, a related entity. Consequently, as of December 31, 2024 and 2023, the Company recorded $241,309 and $84,115 in Due to Related Parties liability, respectively, in the accompanying consolidated balance sheet. Additionally, as of December 31, 2024 and 2023, the Company owed $0 and $2,000 to the CEO of the company.

Similarly, as of December 31, 2024 and 2023, the Company owed $195,487 to Mark Robert, the CEO's brother.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**k.** **Subsequent Events**

The Company's management has evaluated subsequent events and transactions for potential recognition or disclosure through April 23, 2025, the date that the financial statements were available to be issued. Management is not aware of any subsequent events that would require recognition or disclosure in the financial statements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**l.** **Members' Capital Structure**

The Company is organized as a limited liability company that is owned by members. The members are allocated ownership by being provided membership interests. As of December 31, 2023, the Company has issued membership interests to the founders. The Company is pursuing offerings pursuant to Regulation A ("Reg A") under the Securities Act and is selling bonds\debt instruments directly to investors and not through registered broker-dealers who are paid commission. The maximum amounts that can be raised through Reg A (Tier 2) offerings are $75,000,000 in a 12-month period, respectively.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**m.** **Noncontrolling Interest Nature and Ownership**

For the years ended December 31, 2024 and 2023, the Company consolidates the financial results of KS OBX, LLC subsidiary, in which it holds a 70% ownership interest. The remaining 30% is owned by an external noncontrolling member. The noncontrolling interest represents the portion of equity in the KS OBX, LLX subsidiary that is not attributable, directly or indirectly, to the parent company.

**Significant Transactions**

There were no significant transactions between the Company and KS OBX, LLC subsidiary or between KS OBX, LLC subsidiary and its noncontrolling members that impacted the equity interests of the noncontrolling members after acquisition.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**n.** **Applicable Revenue Standard**

On May 28, 2014, the FASB issued a new revenue standard, *ASC 606, Revenue from Contracts with Customers* which replaced various GAAP revenue recognition requirements and provided a single revenue recognition model or framework for recognizing revenue from contracts with customers. Since the new revenue standard is effective for these periods, the Company has adopted the revenue standard and as such has taken into account the recognition of revenue when or how a performance obligation is met.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**3.** **Investments**

Investments as of December 31, 2024 and 2023, consisted of the following:

---

| | |
|:---|:---|
| &nbsp;&nbsp;**12/31/2024** |  |
| &nbsp;&nbsp;Real estate investments | &nbsp;&nbsp;$2660136  |
|  | &nbsp;&nbsp;**$2660136**  |
| &nbsp;&nbsp;**12/31/2023** |  |
| &nbsp;&nbsp;Real estate investments | &nbsp;&nbsp;$1694744  |
|  | &nbsp;&nbsp;**$1694744**  |

---

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.** **Fair value measurements**

Fair value is defined as the price that would be received to sell an asset in the principal or most advantageous market for the asset in an orderly transaction between market participants on the measurement date. Fair value should be based on the assumptions market participants would use when pricing an asset. US GAAP establishes a fair value hierarchy that prioritizes investments based on those assumptions. The fair value hierarchy gives the highest priority to quoted prices in active markets (observable inputs) and the lowest priority to an entity's assumptions (unobservable inputs). The Company groups assets at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. These levels are:

**Level 1**Unadjusted quoted market prices for identical assets or liabilities in active markets as of the measurement date.

**Level 2**Other observable inputs, either directly or indirectly, including:

⮚Quoted prices for similar assets/liabilities in active markets;

⮚Quoted prices for identical or similar assets in non-active markets;

⮚Inputs other than quoted prices that are observable for the asset/liability; and,

⮚Inputs that are derived principally from or corroborated by other observable market data.

**Level 3**Unobservable inputs that cannot be corroborated by observable market data.

The Company's Level 2 investments consist of real estate investments (land parcels, etc.). The Company bases the fair value of its investments on pricing obtained from comps from nearby real estate properties. The investments were recorded at fair value as of December 31, 2024 and 2023, based on the following levels of hierarchy:

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**12/31/2024** |  |  |  |  |
|  | &nbsp;&nbsp;**Level 1** | &nbsp;&nbsp;**Level 2** | &nbsp;&nbsp;**Level 3** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Real estate investments | &nbsp;&nbsp;$-  | &nbsp;&nbsp;$2660136  | &nbsp;&nbsp;$-  | &nbsp;&nbsp;$2660136  |
|  | &nbsp;&nbsp;$-  | &nbsp;&nbsp;**$** **2660136**  | &nbsp;&nbsp;**$** **-**  | &nbsp;&nbsp;**$** **2660136**  |
| &nbsp;&nbsp;**12/31/2023** |  |  |  |  |
|  | &nbsp;&nbsp;**Level 1** | &nbsp;&nbsp;**Level 2** | &nbsp;&nbsp;**Level 3** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Real estate investments | &nbsp;&nbsp;$-  | &nbsp;&nbsp;$1694744  | &nbsp;&nbsp;$-  | &nbsp;&nbsp;$1694744  |
|  | &nbsp;&nbsp;$-  | &nbsp;&nbsp;**$** **1694744**  | &nbsp;&nbsp;**$** **-**  | &nbsp;&nbsp;**$** **1694744**  |

---

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![image4.png](rvh1apos_4.jpg)

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4.** **Fair value measurements** (continued)

Investment returns for the years ended December 31, 2024 and 2023, consists of the following:

---

| | |
|:---|:---|
| &nbsp;&nbsp;**For the year ended December 31, 2024** | &nbsp;&nbsp;**For the year ended December 31, 2024** |
| &nbsp;&nbsp;Interest and dividends | $&nbsp;&nbsp;- |
| &nbsp;&nbsp;Unrealized gains (losses) | &nbsp;&nbsp;- |
|  | $&nbsp;&nbsp;**-** |
| &nbsp;&nbsp;**For the year ended December 31, 2023** | &nbsp;&nbsp;**For the year ended December 31, 2023** |
| &nbsp;&nbsp;Interest and dividends | $&nbsp;&nbsp;2057 |
| &nbsp;&nbsp;Unrealized gains (losses) | &nbsp;&nbsp;- |
|  | $&nbsp;&nbsp;**2057** |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**5.** **Notes Payable**

Notes payable consists various real estate loans. The terms and outstanding balances of the respective loans at December 31, 2024 and 2023 are as follows:

**Creditor:**Towne Bank

**Issue Date:**March 12, 2021

**Maturity Date:**April 29, 2029

**Original Loan Amount:**$304,500

**Periodic payment:**$1,824 per month (interest only)

**Interest rate:**8.5% annual fixed rate

**Balance at 12-31-2024:**$242,899

**Balance at 12-31-2023:**$249,136

**Creditor:**Valiant Builder Finance LLC

**Issue Date:**July 18, 2023

**Maturity Date:**July 18, 2024

**Original Loan Amount:**$233,430

**Periodic payment:**Monthly variable (interest only)

**Interest rate:**Variable rate – Prime + 1.5%

**Balance at 12-31-2024:**$375,000

**Balance at 12-31-2023:**$233,430

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**5.** **Notes Payable** (continued)

**Creditor:**Valiant Builder Finance LLC

**Issue Date:**November 3, 2023

**Maturity Date:**August 3, 2024

**Original Loan Amount:**$360,000

**Periodic payment:**Monthly variable (interest only)

**Interest rate:**Variable rate – Prime + 1.5%

**Balance at 12-31-2024:**$336,880

**Balance at 12-31-2023:**$71,000

**Creditor:**Patricia Midgett

**Issue Date:**May 4, 2023

**Maturity Date:**May 5, 2025

**Original Loan Amount:**$103,000

**Periodic payment:**$671 per month (interest only)

**Interest rate:**7.0% annual fixed rate

**Balance at 12-31-2024:**$103,000

**Balance at 12-31-2023:**$103,000

**Creditor:**Patricia Midgett

**Issue Date:**October 6, 2023

**Maturity Date:**October 6, 2025

**Original Loan Amount:**$100,000

**Periodic payment:**$583 per month (interest only)

**Interest rate:**7.0% annual fixed rate

**Balance at 12-31-2024:**$100,000

**Balance at 12-31-2023:**$100,000

**Creditor:**Patricia Midgett

**Issue Date:**October 6, 2023

**Maturity Date:**October 6, 2025

**Original Loan Amount:**$115,000

**Periodic payment:**$671 per month (interest only)

**Interest rate:**7.0% annual fixed rate

**Balance at 12-31-2024:**$115,000

**Balance at 12-31-2023:**$115,000

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**5.** **Notes Payable** (continued)

**Creditor:**Mark Robert (Related Party)

**Issue Date:**October 21, 2020

**Maturity Date:**October 21, 2030

**Original Loan Amount:**$436,627

**Periodic payment:**None – accrued interest and principal due at maturity

**Interest rate:**5.0% annual fixed rate

**Balance at 12-31-2024:**$195,487

**Balance at 12-31-2023:**$195,487

During the year ended December 31, 2024, the Company also entered into several deed of trust agreements to secure a loan facility of up to $1,000,000 with two different lenders. The Company, as a grantor, pledged real estate as security for the loans. As of December 31, 2024, in aggregate the Company has drawn $750,000 under this facility. The remaining $250,000 remains undrawn and available, subject to compliance with the loan terms. The loans bear interest rates ranging from 11% to 12% per annum with interest payable monthly which currently total $7,292 per month. The principal payments on all these loans are due at maturity on February 6, 2026. The deed of trust provides the lender with a security interest in the pledged collateral. In the event of default, the trustee may initiate a non-judicial foreclosure under applicable state law.

Principal payments on the various notes over the next five years are due as follows:

---

| | |
|:---|:---|
| &nbsp;&nbsp;2025 | &nbsp;&nbsp;$1029880  |
| &nbsp;&nbsp;2026 | &nbsp;&nbsp;750000  |
| &nbsp;&nbsp;2027 | &nbsp;&nbsp;-  |
| &nbsp;&nbsp;2028 | &nbsp;&nbsp;-  |
| &nbsp;&nbsp;2029 | &nbsp;&nbsp;242899  |
| &nbsp;&nbsp;Thereafter | &nbsp;&nbsp;195487  |
|  | &nbsp;&nbsp;**$** **2218266**  |

---

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6.** **Bonds payable**

In October 2024, the Company began offering bonds directly to the public. These bond offerings are exempt from registration under the Securities Act of 1933 pursuant to Section 3(b)(2) and Regulation A, including any related post-qualification amendments filed with the U.S. Securities and Exchange Commission ("SEC"). The bonds do not have a stated maturity date but are subject to a lockup period during which investors cannot redeem their investment. After the expiration of the lockup period, typically ranging from 1 to 3 years, investors may request redemption, subject to the terms of the offering. The bonds are issued as either simple interest or compound interest instruments. Simple interest bonds accrue interest at annual rates ranging from 8.00% to 10.00% and make monthly interest payments. Compound interest bonds accrue interest at the same annual rates, compounded monthly, and pay both principal and accrued interest at the time of redemption.

As of December 31, 2024, the long-term debt related to this bond consisted of the following:

---

| | |
|:---|:---|
| &nbsp;&nbsp;Bonds payable | &nbsp;&nbsp;$137000  |
| &nbsp;&nbsp;Less: unamortized debt issuance costs | &nbsp;&nbsp;(-)  |
| &nbsp;&nbsp;Bonds payable less unamortized debt issuance costs | &nbsp;&nbsp;$137000  |

---

![image5.png](rvh1apos_2.jpg)

Face amount of the bonds due over the next five years are as follows:

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Period** | &nbsp;&nbsp;**Payment** |
| &nbsp;&nbsp;2025 | &nbsp;&nbsp;$103000  |
| &nbsp;&nbsp;2026 | &nbsp;&nbsp;-  |
| &nbsp;&nbsp;2027 | &nbsp;&nbsp;34000  |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**7.** **Risk and Uncertainties**

The management of the Company seeks investment opportunities that offer the possibility of attaining substantial capital appreciation from its business. Certain events particular to the industry in which the Company invests, as well as general economic and political conditions or a new pandemic may have a significant negative impact on the Company's operations and profitability. Additionally, the Company is subject to changing regulatory and tax environments. Such events are beyond the Company's control, and the likelihood that they may occur cannot be predicted.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**8.** **Going Concern**

The accompanying consolidated financial statements are prepared on a going concern basis. The Company commenced operations approximately two years ago and, as such, has incurred and will incur significant additional costs before achieving significant revenue. Additionally, the Company's liquid assets are minimal while its debt is significant. All these factors raise substantial doubt about the Company's ability to continue as a going concern for a period of twelve months from the issuance date of this report. Management has made plans to address this uncertainty by raising funds from refinancing existing debt and new debt issuance from a Regulation A offering currently in progress. However, there is no assurance that these plans will be successful and that they will be executed in a timely manner and on acceptable terms. The accompanying financial statements do not take into account any adjustments that might result from these uncertainties.

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**Robert Ventures Holdings LLC and Subsidiaries** 

**Consolidated Balance Sheet** 

**Six Months Ended June 30,**

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| | | |
|:---|:---|:---|
|  | **2025** | 2024 |
| **Assets** |  |  |
| Current assets | $113891  | $94714  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Cash and cash equivalents |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total current assets | 113891  | 94714  |
| Property held for investment | 1768885  | 2327767  |
| Crypto assets | 611572  | -  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Other Assets | 428  | 535  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Deposits |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Deferred costs, net of amortization | 15009  | 8658  |
| Total Assets | $2509785  | $2431674  |
| **Liabilities**<br>Current liabilities |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Current portion of long-term debt | $861000  | $633305  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Accounts payable and accrued expenses | 2509  | 10600  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Bonds payable | 759000  | -  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Interest payable | 11783  | -  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total current liabilities | 1634292  | 643905  |
| Due to related parties | 507963  | 279602  |
| Non-current portion - long-term debt | 209359  | 963194  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total Liabilities | 2351614  | 1886701  |
| **Members' Interest** |  |  |
| Members' interest attributable to Parent | $193430  | $449741  |
| Net loss attribitable to Parent | (82744)  | (78428)  |
| Total members' interest attribitable to Parent | 110686  | 371313  |
| Members' interest attributable to Non Controlling Interest (NCI) | 82946  | 192793  |
| Net loss attributable to Non Controlling Interest (NCI) | (35461)  | (19133)  |
| Total members' interest attributable to Non Controlling Interest (NCI) | 47485  | 173660  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total members' interest | 158171  | 544973  |
| Total liabilities and members' interest | $2509785  | $2431674  |

---

------

**Robert Ventures Holdings LLC and Subsidiaries** 

**Consolidated Statements of Operations**

**Six Months Ended June 30,**

---

| | | |
|:---|:---|:---|
|  | **2025** | 2024 |
| **Revenue** | $-  | $-  |
| **General and Administrative Expenses** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Advertising | 110369  | -  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Amortization | 17600  | 33250  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Bank fees | 648  | 621  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Contract labor | 42677  | -  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Dues and subscriptions | 303  | 352  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Interest expense | 85672  | 63338  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Software services | 18120  | -  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Web services | 99  | -  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total general and administrative expenses | 275488  | 97561  |
| **Other Income (Expense)** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;Gain on sale of property | 159355  | -  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Other income | 4620  | -  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Other expenses | (6692)  | -  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total other income (expense) | 157283  | -  |
| **Net loss** | ($118205)  | ($97561)  |
| Net loss attributable to Parent | ($82744)  | ($78428)  |
| Net loss attributable to NonControlling Interest (NCI) | (35461)  | (19133)  |
|  | ($118205)  | ($97561)  |

---

------

**Robert Ventures Holdings LLC and Subsidiaries** 

**Consolidated Statement of Changes in Members' Interest** 

**Six Months Ended June 30,**

---

| | | | |
|:---|:---|:---|:---|
|  | **Robert**<br>**Ventures** <br>**Hold** | **Non-**<br>**Controlling**<br>**Interest** | **Total** |
| Balance - January 1, 2024 | $449741 | $192793 | $642534 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net loss | (78428) | (19133) | (97561) |
| Balance - June 30, 2024 | $371313 | $173660 | $544973 |
| Balance - January 1, 2025 | $193430 | $82946 | $276376 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net loss | (82744) | (35461) | (118205) |
| Balance - June 30, 2025 | $110686 | $47485 | $158171 |

---

------

**Robert Ventures Holdings LLC and Subsidiaries** 

**Consolidated Statement of Cash Flows**

**Six Months Ended June 30,**

---

| | | |
|:---|:---|:---|
|  | **2025** | 2024 |
| **Cash Flows From Operating Activities** |  |  |
| Net loss | ($118205)  | ($97561)  |
| &nbsp;&nbsp;&nbsp;Adjustments to reconcile net loss to net cash used in <br>operating activities: |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Amortization | 17600  | 33250  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Fair value (gains) on crypto assets  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Changes in operating assets and liabilities: | (619)  | -  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Other assets | 107  | 2072  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Accounts payable | (8091)  | (4023)  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Interest payable | 11783  | -  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net cash used in operating activities | (97425)  | (66262)  |
| **Cash Flows From Investing Activities** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Purchase of property held for investment | (115305)  | (631864)  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Sale of property held for investment | 314682  | -  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Purchase of crypto assets | (610953)  | -  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net cash used in investing activities | (411576)  | (631864)  |
| **Cash Flows From Financing Activities** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Issuance of new notes payable | 228361  | 722933  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Issuance of bonds | 759000  | -  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Payments made on related party debt | (526140)  | -  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Costs of new financing fees | (23951)  | (3575)  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net cash provided by financing activities | 437270  | 719358  |
| **Net (Decrease) Increase In Cash and Cash Equivalents** | (71731)  | 21232  |
| Cash and Cash Equivalents - January 1 | 185622  | 73482  |
| **Cash and Cash Equivalents - June 30** | $113891  | $94714  |
| Supplemental disclosure of cash flow information  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Cash paid during the year for interest | $85672  | $63338  |

---

------

**NOTE 1 — Company and Summary of Significant Accounting Policies**

Robert Ventures Holdings LLC (the Company) was established in May 2022 in the state of Delaware. Dedicated to strategic investments in digital assets and real estate, the Company plans to allocate between thirty and seventy percent of its raised funds into real estate, focusing initially on the Outer Banks area of North Carolina. The Company's real estate strategy involves purchasing land and constructing new homes, particularly targeting the entry-level market, with an expected project duration of approximately ten months from obtaining building permits to selling the completed property. In additional to real estate, The Company is committed to investing in digital assets with plans to hold these investments over several years and secure them in custody solutions. The proportion of capital dedicated to digital assets will also range from thirty to seventy percent, contingent to market opportunities and the Company's internal risk assessment at specific price points, utilizing its bespoke models to identify prime purchasing periods. The consolidated financial statements represent the financial statements of the parent, Robert Ventures Holdings LLC, and its subsidiaries, RV Digital LLC and KS OBX LLC.

**Basis of Presentation**

The accompanying consolidated financial statements have been presented on the accrual basis of accounting in accordance with accounting principles generally accepted in the United States of America (GAAP) as detailed in the Financial Accounting Standards Board's Accounting Standards Codification ("FASB ASC"). The Company has adopted a calendar year end.

**Cash and Cash Equivalents**

For purposes of the consolidated statement of cash flows, the Company considers all highly liquid investments available for current use with an initial maturity of three months or less to be cash equivalents. Cash equivalents whose use is limited are not considered cash and cash equivalents, for purposes of the statement of cash flows.

**Startup Costs**

In accordance with GAAP, the Company classifies its startup costs into two categories: (a) organization costs and (b) deferred offering costs. Organization costs are expensed as incurred and deferred offering costs, which consist of certain costs incurred in connection with investment offering, are capitalized and amortized over a 12-month period. For the six months ended June 30, 2025 and 2024 the Company incurred $0 and $3,575, respectively, in deferred costs and $0 in organization costs. The Company recognized amortization expense of $17,600 and $33,250 for the six months ended June 30, 2025 and 2024, respectively.

**Risks and Uncertainties**

The Company is subject to a number of risks similar to those of other companies of similar size in its industry, including, but not limited to, the need to identify appropriate property for development, the need for additional capital (or financing) to fund operating losses (see below), competition from larger companies, dependence on key individuals.

The Company has cash available on hand and believes that this cash will be sufficient to fund operations and meet its obligations as they come due within one year from the date these consolidated financial statements are issued. The Company's long-term success is dependent upon its ability to successfully raise additional capital as needed, increase revenues, and, ultimately, to achieve profitable operations.

**Use of Estimates**

The preparation of consolidated financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements, and the reported amounts of revenues and expenses during the reporting periods. Actual results could differ from those estimates.

**Property Held for Investment**

For the six months ended June 30, 2025 and 2024 , the Company only maintained real estate held as available-for- sale (investments) and as such were not subject to depreciation. Refer to footnotes 3 regarding these real estate investments.

------

**Crypto Assets**

In accordance with Accounting Standards Update (ASU) 2023-08, the Company has elected to measure its in-scope crypto assets at fair value as of the end of each reporting period. Changes in fair value are recognized in net income in the consolidated statements of operations. The Company has elected to early adopt ASU 2023-08 in the current fiscal year.

**Other Assets**

Other assets primarily consists of earnest money and utility deposits. As of June 30, 2025 and 2024 other assets totaled $428 and $535, respectively.

**Income Tax Status**

The Company is organized as a limited liability company. For U.S. federal income tax purposes, taxes related to income earned by the Company represent obligations of the member and have not been reflected in the consolidated statement of operations.

**Advertising**

The Company expenses advertising costs as incurred. Advertising and marketing expense was $110,369 and $0 for the six months ended June 30, 2025 and 2024.

**Compensated Absences**

The Company does not record a liability for unpaid accumulated sick and vacation pay since there is no policy to pay any amounts when employees separate from service.

**Recently Adopted Accounting Guidance**

During December 2023, the FASB issued ASU No. 2023-08, "Intangibles – Goodwill and Other – Crypto Assets (Subtopic 350-60)". This replaces the previous cost-less-impairment model. The guidance in this ASU changes the accounting for certain crypto assets. All public and private entities holding crypto assets that meet certain criteria will measure those crypto assets at fair value, with changes recognized in net income every reporting period. ASU No. 2023-08 is effective for non-public companies for fiscal years beginning after December 15, 2024, including interim periods within those fiscal years. Early adoption is permitted. The Company will adopt the guidance with no modified-retrospective basis due to the purchase of intangible assets occurring during 2025.

**NOTE 2 — Revenue Recognition** 

In May 2014, the FASB issued Accounting Standards Update (ASU) No. 2014-09, Revenue from Contracts with Customers (Topic 606), which requires an entity to recognize the amount of revenue to which it expects to be entitled for the transfer of promised goods or services to customers. The Company adopted ASU No. 2014-09 and its related amendments (collectively, known as ASC 606, Revenue from Contracts with Customers) effective May 3, 2022. Revenue is recognized when control of the promised services are transferred to customers at an amount that reflects the consideration to which the Company expects to be entitled in exchange for those services.

**NOTE 3 — Property Held for Investment**

The Company classifies land and other property intended to be sold for profit in the future as inventory. As of June 30, 2025 and 2024, the Company had $1,768,885 and $2,327,767, respectively, inventory held for future sale. Real estate investments are considered Level 2 inputs and pricing is obtained from comps from nearby real estate properties. The investments were recorded at fair value as of June 30, 2025 and 2024.

**NOTE 4 — Crypto Assets**

As of June 30, 2025, the Company's significant crypto asset holdings were as follows:

---

| | | | |
|:---|:---|:---|:---|
| **Crypto Asset** | **Number of Units** | **Fair Value** | **Cost Basis** |
| Ethereum (ETH) | 64.6981 | $160931 | $123440 |
| Bitcoin (BTC) | 4.8226 | $516675 | $487119 |

---

**Fair Value Hierarchy**

The fair values of the Company's crypto assets were determined based on quoted prices from active markets (Level 1 inputs), such as major cryptocurrency exchanges. The specific exchange used to determine fair value was Yahoo Finance.

**Aggregate Holdings**

In addition to the individually significant crypto assets listed above, the Company holds various other crypto assets that are not individually significant. The aggregate fair value of these other crypto asset holdings is $454 with aggregate cost basis of $394

**Risk and Uncertainty**

The crypto asset market is subject to significant volatility and regulatory uncertainty. The value of the Company's crypto assets may fluctuate significantly after the reporting date. Such fluctuations could materially impact the Company's financial condition and results of operations. Additionally, the Company is exposed to risks related to the technology and security of the blockchain network and the crypto assets it holds.

**Custody and Security**

The Company's crypto assets are held in a combination of third-party custodial solutions and self-custody wallets. The third-party custodian is Bitgo. The company performs regular internal audits and security reviews to verify custody and safeguarding protocols. The Company maintains robust internal controls over the access and transfer of its crypto assets.

In addition, when Robert Ventures' auditor completes its annual audit, it will be responsible for verifying the account balances with the BitGo custodian, ensuring transparency and accountability in the custody process. In order to verify the existence of our crypto assets held by the BitGo, our auditor may be provided view-only access directly by us, or our auditor may request specific reports from BitGo in order to verify the existence of the crypto assets

**NOTE 5 — Concentration of Credit Risk**

The Company places its cash, which may at times be in excess of FDIC insurance limits, with high quality financial institutions. At various times throughout the eight-month period, amounts exceeded the federally insured limits. As of June 30, 2025 and 2024, the Company had no amounts that were not FDIC insured.

**NOTE 6 — Related-Party Arrangements**

The Company occasionally incurs expenses that are paid by the Company's manager, a related entity. Consequently, as of June 30, 2025 and 2024, the Company recorded $312,476 and $84,115 respectively in due from related parties as a liability in the accompanying consolidated balance sheet.

Additionally, as of June 30, 2025 and 2024, the Company owed $195,487 and $195,487, respectively, to the brother of the individual who is the current Manager of the Manager of the Company. The note payable carries an interest only payment term, incurring interest at 5% annually. The loan is set to mature in October of 2030.

**NOTE 7 — Non-controlling Interests**

On February 20, 2023, the Company and an unrelated Organization, Elk Renovations LLC, formed KS OBX LLC. Per terms of the Agreement, Elk Renovations LLC has a non-controlling interest of 30% of the equity of KS OBX LLC, which is $47,485 and $173,660 as of June 30, 2025 and 2024, respectively. During the six months ended June 30, 2025 and 2024, the net loss attributable to the Company was split per terms of the Agreement, with the Company assuming $82,744 and $78,428, respectively, and Elk Renovations LLC assuming $35,461 and $19,133, respectively.

------

**NOTE 8 — Long-Term Debt**

---

| | | |
|:---|:---|:---|
| Long-term debt consisted of the following as of June 30: |  |  |
|  | 2025 | 2024 |
| Note payable - Towne Bank - due in variable monthly interest only payments. Interest rate is Prime plus 0% with a floor of 4%. The effective interest rate as of June 30, 2025 was 7.5%. Payments are due through April 2029. | $209359  | $248194  |
| Note payable - Valiant Builder Finance LLC - due in variable monthly interest only payments. Interest rate is Prime plus 1.5 %. The effective interest rate as of June 30, 2024 was 10%. Payments are due through July 2024. | -  | 327810  |
| Note payable - Valiant Builder Finance LLC - due in variable monthly interest only payments. Interest rate is Prime plus 1.5 %. The effective interest rate as of June 30, 2024 was 10%. Payments are due through August 2024. | -  | 202495  |
| Note payable - Patricia Midgett - due in monthly interest only payment of $671, including interest at 7.0%, through May 2025 | 103000  | 103000  |
| Note payable - Patricia Midgett - due in monthly interest only payment of $583, including interest at 7.0%, through October 2025 | -  | 115000  |
| Note payable - Patricia Midgett - due in monthly interest only payment of $671, including interest at 7.0%, through October 2025 | 100000  | 100000  |
| Note payable - Stone Bay Holdings - due in monthly interest only payment of $2,500, including interest at 12.0%, through February 2026 | -  | 250000  |
| Note payable - Steven Lloyd - due in monthly interest only payment of $2,292, including interest at 11.0%, through February 2026 | -  | 250000  |
| Note payable - Pony Pasture Lot 13 - due in monthly interest only payment of<br>$2,292, including interest at 12.0%, through August 2025 and 15% thereafter through August 2026. | 500000  | -  |
| Note payable - Valiant Builder- due in variable monthly interest only payments. Interest rate is WSJ Prime plus 1.5%. The effective interest rate as of June 30, 2025 was 10%. Payments are due through March 2026. | 158000  | -  |
|  | 1070359  | 1596499  |
| Less: current portion | 361000  | 633305  |
| Long-term debt | $709359  | $963194  |

---

------

Interest expense on long-term debt was $85,672 and $63,338 for the six months ended June 30, 2025 and 2024, respectively.

Future maturities of long-term debt are as follow:

Six months ending June 30,

2026

2027

2028

2029

2030

**NOTE 9 — Bonds Payable**

In October 2024, the Company began offering bonds directly to the public. These bond offerings are exempt from registration under the Securities Act of 1933 pursuant to Section 3(b)(2) and Regulation A, including any related post- qualification amendments filed with the U.S. Securities and Exchange Commission ("SEC"). The bonds do not have a stated maturity date but are subject to a lockup period during which investors cannot redeem their investment. After the expiration of the lockup period, typically ranging from 1 to 3 years, investors may request redemption, subject to the terms of the offering. The bonds are issued as either simple interest or compound interest instruments. Simple interest bonds accrue interest at annual rates ranging from 8.00% to 10.00% and make monthly interest payments. Compound interest bonds accrue interest at the same annual rates, compounded monthly, and pay both principal and accrued interest at the time of redemption.

As of June 30, 2025, the long-term debt related to this bond consisted of the following:

---

| | |
|:---|:---|
| Bonds payable | $759000  |
| Less: unamortized debt issuance costs | -  |
| Bonds payable less unamortized debt issuance costs | $759000  |

---

Face amount of the bonds due over the next five years are as follows: Period Ended

---

| | |
|:---|:---|
| June 30, | Payment |
| 2026 | $189500  |
| 2027 | -  |
| 2028 | 569500  |
| 2029 | -  |
| 2030 | -  |
| Total | $759000  |

---

**NOTE 10 — Going Concern**

The accompanying consolidated financial statements are prepared on a going concern basis. The Company commenced operations approximately two years ago and, as such, has incurred and will incur significant additional costs before achieving significant revenue. Additionally, the Company's liquid assets are minimal while its debt is significant. All these factors raise substantial doubt about the Company's ability to continue as a going concern for a period of twelve months from the issuance date of this report. Management has made plans to address this uncertainty by raising funds from refinancing existing debt and new debt issuance from a Regulation A offering currently in progress. However, there is no assurance that these plans will be successful and that they will be executed in a timely manner and on acceptable terms. The accompanying financial statements do not take into account any adjustments that might result from these uncertainties.

------

**NOTE 11 — Subsequent Events**

The Company's management has evaluated subsequent events and transactions for potential recognition or disclosure through September 12, 2025, the date the financial statements were available to be issued.

------

**PART III - EXHIBITS**

**Index to Exhibits**

---

| | |
|:---|:---|
| **Exhibit No.** | **Exhibit Description** |
| 2.1 | [Certificate of Organization](http://www.sec.gov/Archives/edgar/data/1991519/000109690623001792/rvh_ex2z1.htm) (1) |
| 2.3 | [Operating Agreement](http://www.sec.gov/Archives/edgar/data/1991519/000109690623001792/rvh_ex2z3.htm)(5)  |
| 3.1 | [Form of Bond](rvh_ex3z1.htm) |
| 4.1 | [Form of Bond Investor Agreement (for cash)](rvh_ex4z1.htm) |
| 6.1 | [Technology Platform Agreement](http://www.sec.gov/Archives/edgar/data/1991519/000109690623001792/rvh_ex6z1.htm) (1) |
| 6.2 | [BitGo Form Agreement](http://www.sec.gov/Archives/edgar/data/1991519/000109690624000170/rvh_ex6z2.htm) (2) |
| 6.3 | [Construction Management Agreement](http://www.sec.gov/Archives/edgar/data/1991519/000109690624000170/rvh_ex6z3.htm) (2) |
| 6.4 | [TowneBank Loan Agreement](http://www.sec.gov/Archives/edgar/data/1991519/000109690624000823/rvh_ex6z4.htm) (3)  |
| 6.5 | [Patricia Midgett Loan Agreement (Lakeside/Shoals)](http://www.sec.gov/Archives/edgar/data/1991519/000109690624000823/rvh_ex6z5.htm) (3) |
| 6.6 | [Steven Lloyd Loan Agreement](http://www.sec.gov/Archives/edgar/data/1991519/000109690624000823/rvh_ex6z10.htm) (Pony Lot 14) (3) |
| 6.7 | [Stone Bay Holdings II, LLC Loan Agreement (Pony Lot 13) (4)](http://www.sec.gov/Archives/edgar/data/1991519/000109690624001749/rvh_ex6z11.htm) |
| 6.8 | TowneBank Loan Modification |
| 6.9 | Lakeside Loan Modification |
| 11 | [Consent of Auditor](rvh_ex11.htm) |
| 12 | [Opinion of Dodson Robinette, PLLC](rvh_ex12.htm) |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1)Filed with Form 1-A on September 15, 2023, which is incorporated herein by reference.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(2)Filed with Form 1-A on February 7, 2024, which is incorporated herein by reference.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(3)Filed with Form 1-A on April 15, 2024, which is incorporated herein by reference.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(4)Filed with Form 1-A on August 16, 2024, which is incorporated herein by reference.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(5)Filed with Form 1-U on October 15, 2024, which is incorporated herein by reference.

------

**SIGNATURES**

Pursuant to the requirements of Regulation A, the registrant has duly caused this Form 1-A to be signed on its behalf by the undersigned, thereunto duly authorized, in the State of New York, on December 5, 2025.

---

| | |
|:---|:---|
| Robert Ventures Holdings LLC | Robert Ventures Holdings LLC |
| By: | */s/ Joseph Robert* |
|  | Joseph Robert, |
|  | Manager |

---

This offering statement has been signed by the following persons in the capacities and on the dates indicated.

---

| | | |
|:---|:---|:---|
| **Name** | **Positions** | **Date** |
| */s/ Joseph Robert* | Manager | December 5, 2025 |
| Joseph Robert | (principal executive officer and principal financial and accounting officer) |  |

---

------

## Ex1A-3

------

**FORM OF BOND**

**$_______________**Dated: **_______________**

**FOR VALUE RECEIVED**, the undersigned, Robert Ventures Holdings LLC, a Delaware limited liability company (the "Maker"), PROMISES TO PAY to the order of <br>______________________________________________________________________ (together with its successors and assigns, the "Payee") the principal sum of $_______________________, together with interest at the rate specified below. This Bond (the "Bond") is being issued pursuant to the terms of the Bond Investor Agreement by and between the Maker and the Payee. This Bond is void ab initio unless and until the Maker receives the full Outstanding Principal Balance from the Payee. Prior to the Funds Confirmation Date, the Maker may cancel or withdraw this Bond at any time in its sole discretion with no liability.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Payment.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) Calculation; Payment of Interest. Interest shall be:

[ ] paid on a monthly basis (this option may not be elected by IRA Payees, and if Payee is an IRA custodial account and selects this option, Payee will be automatically moved to the compounding option, to which Payee agrees); or

[ ] compounded on a monthly basis and accrue on the Outstanding Principal Balance (defined below).

At the fixed interest rate of eight percent (8%) per annum for Bonds with a one-year lock-up period pursuant to Section 2(c)(ii) or ten percent (10%) per annum for Bonds with a three-year lock-up period pursuant to Section 2(c)(ii), interest accrues on an Actual/365 basis starting the day after the Funds Confirmation Date (the "Interest Commencement Date"). If Monthly Interest Payout is elected: (i) the first month is prorated by the actual days from (and including) the Interest Commencement Date to the last day of that month; (ii) each full calendar month thereafter is paid as a level monthly amount equal to one-twelfth of the annual interest on the then-outstanding principal; and (iii) the final month is prorated by the actual days up to (but excluding) the applicable Redemption Date, Repayment Date, or Payment Initiation Date. If Monthly Compounding is elected, the same proration rules apply, except the monthly interest amounts are added to principal at month-end, and the final partial month's interest is included in the payoff. Monthly interest payments (for the payout election) are made before the 10th Business Day of each month for the immediately preceding month. For the avoidance of doubt, equal monthly interest applies only to full months; partial months are always prorated on an Actual/365 basis. "Funds Confirmation Date" means the date on which Maker confirms that Payee's subscription funds have cleared through Maker's processing account. Interest shall be computed on the basis of a year consisting of three hundred sixty-five (365) days based on the actual number of days elapsed, and such calculations shall be made in the Maker's sole discretion.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) Payment Method; Payment Account. All monthly interest payments under this Bond will be made exclusively by ACH to a U.S. bank account designated, connected, and maintained by Payee through Maker's investment portal (the "Payment Account"). Completion and ongoing maintenance of the Payment Account is a condition precedent to any payment obligation of Maker for monthly interest; until the Payment Account is connected and active, no payments are due or payable, any non-payment resulting from Payee's failure to connect or maintain the Payment Account shall not constitute an Event of Default, and interest will continue to accrue and be paid on the first regular payment date after connection. Principal repayments and redemptions may be paid by ACH to the Payment Account or, at Maker's discretion, by domestic wire transfer for (i) amounts equal to or exceeding the Large Transfer Threshold or (ii) IRA accounts, in each case to verified wire instructions on file; Payee is responsible for any bank fees associated with its selected method. "Large Transfer Threshold" means the dollar amount designated by Maker for wire-only disbursements, as established and updated by Maker from time to time upon notice to Payee (including via the investment portal or email). Checks are not used for routine payments; however, if Payee never completes the Payment Account connection or provides acceptable wire instructions when a wire is required, Maker may, in its sole discretion and upon notice, redeem this Bond pursuant to Section 2(c) and remit the redemption amount by check to Payee's address of record, which is the sole instance in which a check may be used.

------

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) Redemption by Maker; Repayment at Payee's Demand.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i) Redemption by Maker. This Bond, or any portion hereof, may be prepaid at any time without penalty or premium. The Bond shall be redeemable at any time by the Maker upon five (5) days' written notice to Payee at the Outstanding Principal Balance plus any accrued but unpaid interest up to but not including the date of redemption (the "Redemption Date"). Interest shall cease accruing on the Bond on the day before the Redemption Date. The Outstanding Principal Balance together with interest through the Redemption Date shall be paid to the Payee's Payment Account within five (5) Business Days following the Redemption Date, upon which all amounts due under this Bond shall be deemed paid in full. "Business Day" shall mean any day except any Saturday, any Sunday, any day which is a federal legal holiday in the United States, or any day on which banking institutions in the State of New York are authorized or required by law or other governmental action to close. The term "Outstanding Principal Balance" means, as of any date of determination, the principal amount of this Bond that remains unpaid.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii) Repayment at Payee's Demand. Following the expiration of the applicable Lock-Up Period selected by the Payee pursuant to the Bond Investor Agreement, one year; or three years from the date of this Bond, the Payee shall have the right to demand repayment of this Bond by providing ninety (90) days' prior written notice to the Maker (the "Repayment Notice"). Any Repayment Notice delivered prior to the expiration of the applicable Lock-Up Period is void and of no effect. For purposes of the 90-day prior written notice requirement in this Section 2(c)(ii), Payee may deliver such written notice by submitting a redemption/repayment election through Maker's investment portal using the workflow designated for redemptions (a "Portal Notice"). A Portal Notice constitutes "written notice" hereunder and is deemed delivered as of the calendar date and time recorded by the portal in Eastern Time (the "Notice Date"). Portal Notices submitted up to 11:59:59 p.m. Eastern Time on any calendar day are deemed delivered on that same calendar day, and the 90-day notice period shall be measured in calendar days from the Notice Date. A Portal Notice is irrevocable once submitted and effects a redemption of the entire outstanding investment associated with the Payee's Payment Account under this Bond program; Payee is not required to specify individual Bonds or amounts. Payment will be made in accordance with Section 2(b) (including ACH and any applicable wire provisions). The Maker shall, within ninety (90) days from the date the Maker receives such Repayment Notice, initiate payment of the Repayment Amount (as defined below). Interest on the Outstanding Principal Balance shall accrue up to, but shall not accrue for, the calendar day on which the Maker initiates such payment (the "Payment Initiation Date"). The "Repayment Amount" shall consist of the Outstanding Principal Balance plus all accrued and unpaid interest calculated through the day immediately preceding the Payment Initiation Date. Interest shall cease accruing entirely as of the Payment Initiation Date. Payee acknowledges that the actual receipt of funds via ACH or Wire transfer following the Payment Initiation Date may be subject to standard banking processing times outside the Maker's control. The Payee's right to demand repayment of the Bond may be limited pursuant to the terms of the Bond Investor Agreement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **(d) Final Maturity Date.** Notwithstanding the repayment provisions in Section 2(c)(i) and 2(c)(ii), unless this Bond has been fully repaid or redeemed earlier pursuant to the terms hereof, the entire Outstanding Principal Balance together with all accrued and unpaid interest thereon (calculated pursuant to Section 2(a) up to, but not including, the date of payment) shall be finally due and payable **ten (10) years from the date first set forth above** (the "Final Maturity Date"). This Final Maturity Date is established primarily for administrative and custodial reporting purposes and does not alter or limit the rights of the Maker to redeem this Bond pursuant to Section 2(c)(i) or the Payee to demand repayment following the applicable Lock-Up Period pursuant to Section 2(c)(ii).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Unsecured. This Bond is not secured by any mortgage, lien, pledge, charge, financing statement, security interests, hypothecation, or other security device of Maker of any type, and is a general unsecured obligation of the Maker.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Events of Default. If any one of the following events shall occur and be continuing (each, an "Event of Default"): (i) the Maker shall fail to pay as and when due in accordance with the terms hereof any Outstanding Principal Balance or accrued but unpaid interest on this Bond, and such failure shall continue for ninety (90) business days; or (ii) the Maker shall file a petition for relief or commence a proceeding under any bankruptcy, insolvency, reorganization or similar law (or its governing board shall authorize any such filing or the commencement of any such proceeding), have any liquidator, administrator, trustee or custodian appointed with respect to it or any substantial portion of its business or assets, make a general assignment for the benefit of creditors or generally admit its inability

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to pay its debts as they come due; then in any such event the Payee may, by written notice to the Maker, declare the entire Outstanding Principal Balance together with all interest accrued and unpaid thereon to be immediately due and payable, whereupon this Bond and all such accrued interest shall become and be immediately due and payable without presentment, demand, protest or other notice of any kind, all of which are hereby expressly waived by the Maker. Notwithstanding the foregoing, if any event described in clause (ii) above shall occur, the entire Outstanding Principal Balance together with all interest accrued and unpaid thereon shall automatically become due and payable without presentment, demand, protest, or other notice of any kind, all of which are hereby expressly waived by the Maker.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Binding Effect; Assignment. This Bond shall be binding upon the Maker and its successors and inure to the benefit of the Payee and its successors and assigns. This Bond and the rights of Payee hereunder may not be assigned or transferred without the consent of Maker, and any such assignment or transfer without the Maker's consent shall be null and void. The obligations of the Maker under this Bond may not be delegated to or assumed by any other party, and any such purported delegation or assumption shall be null and void.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Miscellaneous.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) Both the Outstanding Principal Balance and interest are payable in lawful money of the United States of America. If any payment due hereunder does not fall on a Business Day, such payment shall be payable on the next succeeding Business Day, with interest accruing thereon until the date of payment thereof. For the avoidance of doubt, with respect to repayments under §2(c)(ii) and redemptions under §2(c)(i), interest accrues and ceases as expressly provided in those sections, notwithstanding this §6(a).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) If Maker shall fail to pay any amount payable hereunder on the due date therefor, Maker shall pay all costs of collection, including, but not limited to, attorney's fees and expenses, incurred by Payee on account of such collection.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) The Maker waives presentment, demand, protest, and notice of any kind (including notice of presentment, demand, protest, dishonor, and nonpayment). The Maker shall pay the Payee all sums which are payable pursuant to the terms of this Bond without setoff, recoupment, or deduction of any kind or for any reason whatsoever.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d) No delay on the part of the Payee in exercising any option, power, or right hereunder shall constitute a waiver thereof, nor shall the Payee be estopped from enforcing the same or any other provision at any later time or in any other instance. No waiver of any of the terms or provisions of this Bond shall be effective unless in writing, duly signed by the party to be charged. This Bond shall not be modified except by a writing signed by both the Maker and the Payee.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e) This Bond shall be governed by and construed in accordance with the internal laws of the State of Delaware, without giving effect to principles of conflict of laws.

**IN WITNESS WHEREOF**, the Maker has caused this Bond to be duly executed as of the date first above written.

ROBERT VENTURES HOLDINGS LLC

By: ________________________________________________

Name: Joseph Robert

Title: Manager of the Manager, Robert Ventures LLC

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## Ex1A-4

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**INVESTOR BOND AGREEMENT**

The following terms constitute a binding agreement (this "Agreement") between you, as an investor ("Investor" or "you"), and Robert Ventures Holdings LLC, a Delaware limited liability company (together with its subsidiaries, collectively "RVH," "our," "we" or "us"). This Agreement will govern all purchases of Bonds (the "Bonds") that you may, from time to time, make from RVH. Prior to completing your purchase of Bonds, by executing this Agreement, you acknowledge you have reviewed the RVH Terms of Use ("Terms of Use"), the Privacy Policy ("Privacy Policy"), and the Frequently Asked Questions ("FAQs") on our website at www.robertventures.com, and any subdomain thereof (collectively, the "RVH Site"). By signing electronically, you agree that you have read these documents and agree to the following terms, together with the Terms of Use, consent to our Privacy Policy, agree to transact business with us and receive communications relating to the Bonds electronically, and agree to have any dispute with us resolved by binding arbitration. All terms not otherwise defined herein shall have the same meaning as in the Bond.

In consideration of the covenants, agreements, representations, and warranties hereinafter set forth, and for other good and valuable consideration, receipt of which is hereby acknowledged, it is agreed as follows:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1. PURCHASE OF BONDS**. Subject to the terms and conditions of this Agreement, we will provide you with the opportunity to purchase Bonds with minimum denominations of $10 through the RVH Site. At the time you commit to purchase a Bond, you must have sufficient funds to complete the purchase, and you will not have access to those funds after you make a purchase commitment. Your commitment to purchase Bonds pursuant to the terms and conditions of this Agreement will be made by you through an acceptance of this Agreement on the RVH Site at www.robertventures.com. Such acceptance is binding upon you.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**2. ISSUANCE, EFFECTIVENESS, AND INTEREST ACCRUAL**. Your purchase commitment is subject to RVH confirming receipt of cleared funds for the full purchase amount. On the date on which RVH receives confirmation that your funds related to the purchase of the Bond have cleared through Maker's processing account (the "Funds Confirmation Date"), which confirmation may occur via RVH's approval of the transaction on the RVH Site or other communication, this Agreement with respect to such purchased Bond and the corresponding Form of Bond shall become effective and binding on RVH. RVH may execute this Agreement or the Form of Bond prior to the Funds Confirmation Date, but such execution shall not render the Agreement or the Bond effective or binding on RVH until the Funds Confirmation Date occurs. Your Bond will begin bearing interest effective the day following the Funds Confirmation Date, at the interest rate stated on the Bond.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**3. TERMS OF THE BONDS**. Each Bond shall have the terms and conditions described in the Bond issued by RVH, a copy of which is attached to this Agreement as Exhibit A and incorporated herein by such reference.

The Bonds shall be issued by RVH. Bonds are unsecured, general obligations of RVH. You understand that you are NOT investing in, nor taking on direct financial risk of, any particular RVH investment.

An Investor may satisfy any "written notice" requirement for post lock-up repayment/redemption by submitting a redemption election through the Company's investment portal (a "Portal Notice"). A Portal Notice constitutes written notice as of the Eastern Time portal timestamp (the "Notice Date"), the 90-day period is measured in calendar days from the Notice Date, and a Portal Notice is irrevocable and redeems the entire outstanding investment; no per-Bond selection is required.

Administrative Final Maturity. If not earlier redeemed by the Company or repaid at Investor's demand after the applicable lock-up and notice period, each Bond will mature on the date that is ten (10) years after its Bond Date, at which time the Outstanding Principal Balance and all accrued but unpaid interest will be due and payable, in accordance with the Bonds (currently §2(d)).

The methodology for calculating and paying interest (including first-month and final-month Actual/365 proration, equal level monthly interest payments for full months, and the monthly compounding alternative) shall be as set forth in Bond §2(a) (Calculation; Payment of Interest), which is hereby incorporated by reference and shall control in the event of any inconsistency; for clarity, "Interest Commencement Date" means the day after the Funds Confirmation Date.

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The Bonds may be purchased by both accredited investors (as that term is defined in the Securities Act of 1933, as amended (the "Securities Act")) and non-accredited investors. Generally, we place no limit on the amount of Bonds that may be purchased by an accredited investor. Pursuant to Rule 251(d)(2)(C) of the Securities Act, however, non-accredited investors who are natural persons may only invest the greater of 10% of their annual income or net worth and non-accredited investors who are not natural persons may only invest up to 10% of the greater of their net assets or revenues for the most recently completed fiscal year.

The investor may elect to have interest from the Bonds payable monthly or compounded monthly until repayment of the Bonds. If Investor is an Individual Retirement Account ("IRA"), Investor may only choose compounded interest.

**NO ENTITY OR PERSON HAS BEEN AUTHORIZED TO GIVE ANY INFORMATION OR TO MAKE ANY REPRESENTATION NOT CONTAINED IN THIS AGREEMENT OR THE OFFERING CIRCULAR, AND IF GIVEN OR MADE, SUCH INFORMATION OR REPRESENTATION MUST NOT BE RELIED UPON AS HAVING BEEN AUTHORIZED BY RVH.**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**4. YOUR COVENANTS AND ACKNOWLEDGEMENTS**. You understand and acknowledge the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) The Bonds have not been registered under the Securities Act, or under the securities act of any other jurisdiction, nor is any such registration contemplated. The Bonds will be offered and sold under the exemption provided by Section 3(b)(2) of the Securities Act and Regulation A promulgated thereunder pursuant to an offering statement on Form 1-A, including the offering circular which forms a part thereof, and the supplements and post-qualification amendments thereto (collectively, the "Offering Circular") filed with the U.S. Securities and Exchange Commission ("SEC") available at: www.sec.gov and other exemptions of similar import in the laws of the states and other jurisdictions where the offering will be made. You have received and should review the Offering Circular prior to entering into this Agreement. Neither the SEC nor any state securities commission has passed upon the merits of or given its approval of any securities offered or the terms of the offering, nor passed upon the accuracy or completeness of any Offering Circular or other selling literature. Any representation to the contrary is a criminal offense. The Bonds are being offered pursuant to an exemption from registration with the SEC; however, the SEC has not made an independent determination that the securities offered thereunder are exempt from registration.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) INVESTMENT IN THE BONDS IS HIGHLY RISKY AND YOU MAY LOSE ALL YOUR INVESTMENT. THESE ARE SPECULATIVE SECURITIES. YOU SHOULD PURCHASE THESE SECURITIES ONLY IF YOU CAN AFFORD A COMPLETE LOSS OF YOUR INVESTMENT. BEFORE PURCHASING A BOND, YOU SHOULD REVIEW THE RISK DISCLOSURES AND OTHER TERMS OF THE SECURITIES OFFERING AVAILABLE IN THE RVH FORM 1-A OFFERING STATEMENT ON THE SEC'S EDGAR FILINGS DATABASE AT HTTP://WWW.SEC.GOV.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) THE BONDS DO NOT REPRESENT AN OWNERSHIP INTEREST IN ANY SPECIFIC ASSETS OR THEIR PROCEEDS. YOU UNDERSTAND THAT THE BONDS ARE UNSECURED GENERAL OBLIGATIONS OF RVH.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d) YOU UNDERSTAND THAT AS RVH HAS A LIMITED OPERATING HISTORY, AND IS IN THE EARLY STAGES OF DEVELOPMENT, WE FACE INCREASED RISKS, UNCERTAINTIES, EXPENSES, AND DIFFICULTIES, WHICH COULD NEGATIVELY AFFECT YOUR INVESTMENT.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e) PLEASE SEE THE OFFERING CIRCULAR AND OUR OTHER FILINGS WITH THE SEC, WHICH ARE AVAILABLE ON ITS WEBSITE AT WWW.SEC.GOV, FOR CERTAIN RISK DISCLOSURES REGARDING YOUR INVESTMENT IN THE BONDS.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f) THE BONDS WILL NOT BE LISTED ON ANY SECURITIES EXCHANGE, NOR DO WE HAVE PLANS TO ESTABLISH ANY KIND OF TRADING PLATFORM TO ASSIST INVESTORS WHO WISH

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TO SELL THEIR BONDS. THERE IS NO PUBLIC MARKET FOR THE BONDS, AND NONE IS EXPECTED TO DEVELOP. BONDS MAY BE SUBJECT TO TRANSFER RESTRICTIONS.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(g) THIS AGREEMENT WITH RESPECT TO ANY SPECIFIC BOND PURCHASE IS NOT BINDING ON US UNTIL THE FUNDS CONFIRMATION DATE (AS DEFINED IN SECTION 2) FOR THAT PURCHASE HAS OCCURRED.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(h) THE BONDS WILL BE GOVERNED BY AND INTERPRETED IN ACCORDANCE WITH THE LAWS OF THE STATE OF DELAWARE.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i) BONDS ARE NOT ASSIGNABLE OR TRANSFERABLE WITHOUT OUR CONSENT.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(j) WE WILL ISSUE THE BONDS ONLY IN ELECTRONIC FORM. INVESTORS WILL BE REQUIRED TO HOLD THEIR BONDS THROUGH RVH'S ELECTRONIC BOND REGISTER.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(k) EACH BOND WILL BE REPAYABLE UPON YOUR DEMAND, SUBJECT TO YOUR SELECTED LOCK-UP PERIOD, OR REDEEMABLE BY RVH.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(l) IF THE SECURITY OF OUR INVESTORS' CONFIDENTIAL INFORMATION STORAGE SYSTEMS IS BREACHED OR OTHERWISE SUBJECTED TO UNAUTHORIZED ACCESS, YOUR SECURE INFORMATION MAY BE STOLEN.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(m) THE BONDS WILL NOT RESTRICT OUR ABILITY TO INCUR ADDITIONAL INDEBTEDNESS, INCLUDING INDEBTEDNESS SECURED BY OUR ASSETS.

You and RVH agree that the Bonds are intended to be indebtedness of RVH for U.S. federal income tax purposes. You agree that you will not take any position inconsistent with such treatment of the Bonds for tax, accounting, or other purposes, unless required by law. You further acknowledge that the Bonds will be subject to the original issue discount rules of the Internal Revenue Code of 1986, as amended. You acknowledge that you are prepared to bear the risk of loss of your entire purchase price for any Bonds you purchase.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**5. YOUR ACKNOWLEDGMENTS, REPRESENTATIONS, WARRANTIES, AND COVENANTS**.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) You represent and warrant (i) at the time of the purchase of Bonds that you are an accredited investor (as that term is defined in the Securities Act), or if you are not an accredited investor, you will not invest more than the greater of 10% of your annual income or net worth (for natural persons) or revenue or net assets for your most recently completed fiscal year end (if not a natural person), (ii) that you satisfy any additional minimum financial suitability standards applicable to the state in which you reside, and (iii) that you covenant that you will abide by the maximum investment limits, as set forth below or as may be set forth on the RVH Site. You agree to provide any additional documentation reasonably requested by us, as may be required by the securities administrators or regulators of the federal government or of any state, to confirm that you meet such minimum financial suitability standards and have satisfied any maximum investment limits. You understand that the Bonds will not be listed on any securities exchange, that there will be no trading platform for the Bonds, and that Bond purchasers should be prepared to hold the Bonds they purchase until the Bonds are repurchased by us at your demand or upon our redemption of the Bonds.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) You further represent and warrant to RVH, as of the date of this Agreement and as of any date that you commit to purchase Bonds that: (i) you have the power to enter into and perform your obligations under this Agreement; (ii) this Agreement has been duly authorized, executed and delivered by you and (iii) in connection with this Agreement, you have complied in all material respects with application federal, state and local laws.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) You further represent, warrant and covenant that if you elect to have interest on the Bonds paid monthly, and you are an IRA, that you consent to us changing the election, in our sole discretion, such that interest is compounded monthly until repayment of the Bonds rather than paid monthly, immediately upon delivering written notice of such change to you.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d) You further represent, warrant, and covenant that you understand and agree that any request for repayment of Bonds may only be made following the expiration of the applicable lock-up period selected by you at the time of purchase (one year or three years), and that upon providing proper written notice to RVH after such period, RVH is obligated to initiate payment of the Bond's outstanding principal plus accrued interest within ninety (90) days of RVH receiving such notice. You further understand and agree that for such repayment, interest will be calculated only up to and including the calendar day immediately preceding the date on which RVH initiates such payment, and that interest ceases accruing entirely as of the payment initiation date. You acknowledge that standard ACH or Wire processing times may delay the receipt of funds in your account after RVH initiates the payment. This is subject to the terms detailed in the Form of Bond and this Agreement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e) You should check the Office of Foreign Assets Control ("OFAC") website at before making the following representations. You represent that the amounts invested by you in the Bonds were not and are not directly or indirectly derived from activities that contravene federal, state or international laws and regulations, including anti-money laundering laws and regulations. Federal regulations and Executive Orders administered by OFAC prohibit, among other things, the engagement in transactions with, and the provision of services to, certain foreign countries, territories, entities, and individuals<sup>[<sup>1</sup>](#_ftnf1)</sup>. The lists of OFAC prohibited countries, territories, persons, and entities can be found on the OFAC website at . In addition, the programs administered by OFAC (the "OFAC Programs") prohibit dealing with individuals or entities in certain countries regardless of whether such individuals or entities appear on the OFAC lists.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**6. RVH REPRESENTATIONS AND WARRANTIES**. RVH represents and warrants to you, as of the date of this Agreement and as of any date that you commit to purchase Bonds, that: (a) it is duly organized and validly existing as a limited liability company in good standing under the laws of the State of Delaware and has the requisite corporate power to enter into and perform its obligations under this Agreement; (b) this Agreement has been duly authorized, executed, and delivered by RVH; (c) the Bonds have been duly authorized and, following payment of the purchase price by you and electronic execution, authentication, and delivery to you, will constitute valid and binding obligations of RVH enforceable against RVH in accordance with their terms, except as the enforcement thereof may be limited by applicable bankruptcy, insolvency, or other laws; and (d) RVH has complied in all material respects with applicable federal, state, and local laws in connection with the offer and sale of the Bonds.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**7. NO ADVISORY RELATIONSHIP**. YOU ACKNOWLEDGE AND AGREE THAT THE PURCHASE AND SALE OF THE BONDS PURSUANT TO THIS AGREEMENT IS AN ARMS-LENGTH TRANSACTION BETWEEN YOU AND RVH. RVH IS NOT AN INVESTMENT ADVISER OR BROKER/DEALER IN CONNECTION WITH THE PURCHASE AND SALE OF THE BONDS., RVH IS NOT ACTING AS YOUR AGENT OR FIDUCIARY. RVH ASSUMES NO ADVISORY OR FIDUCIARY RESPONSIBILITY IN YOUR FAVOR IN CONNECTION WITH THE PURCHASE AND SALE OF THE BONDS. RVH HAS NOT PROVIDED YOU WITH ANY LEGAL, ACCOUNTING, REGULATORY, INVESTMENT, OR TAX ADVICE WITH RESPECT TO THE BONDS. YOU HAVE CONSULTED YOUR OWN LEGAL, ACCOUNTING, REGULATORY, INVESTMENT, AND/OR TAX ADVISORS TO THE EXTENT YOU HAVE DEEMED APPROPRIATE.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**8. LIMITATIONS ON DAMAGES**. IN NO EVENT SHALL EITHER PARTY BE LIABLE TO THE OTHER PARTY FOR ANY LOST PROFITS OR SPECIAL, EXEMPLARY, CONSEQUENTIAL, OR PUNITIVE DAMAGES, EVEN IF INFORMED OF THE POSSIBILITY OF SUCH DAMAGES. FURTHERMORE, NEITHER PARTY MAKES ANY REPRESENTATION OR WARRANTY TO THE OTHER REGARDING THE EFFECT THAT THIS AGREEMENT MAY HAVE UPON THE FOREIGN, FEDERAL, STATE, OR LOCAL TAX LIABILITY OF THE OTHER.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**9. FURTHER ASSURANCES**. The parties agree to execute and deliver such further documents and information as may be reasonably required in order to effectuate the purposes of this Agreement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**10. CONSENT TO ELECTRONIC TRANSACTIONS AND DISCLOSURES**. Because RVH operates only on the Internet, it is necessary for you to consent to transact business with us online and electronically. As part of doing business with us, therefore, we also need you to consent to our giving you certain disclosures electronically,

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<sup>[<sup>1</sup>](#_ftnb1)</sup> These individuals include specially designated nationals, specially designated narcotics traffickers and other parties subject to OFAC sanctions and embargo programs.

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either via the RVH Site or to the email address you provide to us. By entering into this Agreement, you consent to receive electronically all documents, communications, notices, contracts, and agreements arising from or relating in any way to you or our rights, obligations, or services under this Agreement (each, a "Disclosure"). The decision to do business with us electronically is yours. This document informs you of your rights concerning Disclosures.

*Electronic Communications.* Any Disclosures will be provided to you electronically through our RVH Site or via electronic mail to the verified email address you provided. If you require paper copies of such Disclosures, you may write to us at the mailing address provided below, and a paper copy will be sent to you.

*Scope of Consent.* Your consent to receive Disclosures and transact business electronically, and our agreement to do so, applies to any transactions to which such Disclosures relate.

*Consenting to Do Business Electronically.* Before you decide to do business electronically with us, you should consider whether you have the required hardware and software capabilities described below.

*Hardware and Software Requirements.* In order to access and retain Disclosures electronically, you must satisfy the following computer hardware and software requirements: access to the Internet; an email account and related software capable of receiving email through the Internet; a web browser that is SSL-compliant and supports secure sessions, and hardware capable of running this software.

*How to Contact Us regarding Electronic Disclosures.* You can contact us via email at ir@robertventures.com or in writing to Robert Ventures Holdings LLC, 2810 N. Church St., #28283, Wilmington, Delaware 19802.

You will keep us informed of any change in your email or home mailing address so that you can continue to receive all Disclosures in a timely fashion. If your registered email address changes, you must notify us of the change by sending an email to ir@robertventures.com. You also agree to update your registered residence address and telephone number on the RVH Site if they change.

You will print a copy of this Agreement for your records. You agree and acknowledge that you can access, receive, and retain all Disclosures electronically sent via email or posted on the RVH Site.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**11. NOTICES**. All notices, requests, demands, required disclosures, and other communications to you from RVH will be transmitted to you only by email to the email address you have registered on the RVH Site or will be posted on the RVH Site, and shall be deemed to have been duly given and effective upon transmission or posting. If your registered email address changes, you must notify RVH promptly. You also agree to promptly update your registered residence/mailing address on the RVH Site if you change your residence. You shall send all notices or other communications required to be given hereunder to RVH via email at ir@robertventures.com or in writing to Robert Ventures Holdings LLC at 2810 N. Church St., #28283, Wilmington, Delaware 19802. You may call RVH at (302) 404-6341, but calling may not satisfy your obligation to provide notice hereunder or otherwise preserve your rights. Notwithstanding the foregoing, any written notice required to request repayment/redemption after the applicable lock-up may be delivered by submitting a Portal Notice through the Company's investment portal, effective as of the Eastern Time portal timestamp, with the 90-day period measured in calendar days.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**12. MISCELLANEOUS**. We reserve the right to make changes to this Agreement from time to time, and we will send or post electronic notice of such changes within ten days of the change(s). You understand and agree that these terms are subject to change.

The terms of this Agreement shall survive until the Bonds purchased by you are repaid by RVH at your demand or redeemed by RVH. The parties stipulate that there are no third-party beneficiaries to this Agreement. You may not assign, transfer, sublicense, or otherwise delegate your rights or responsibilities under this Agreement to any person without prior written consent from RVH. Any such assignment, transfer, sublicense, or delegation in violation of this section shall be null and void. This Agreement shall be governed by the laws of the State of Delaware without regard to any principle of conflict of laws that would require or permit the application of the laws of any other jurisdiction. Any waiver of a breach of any provision of this Agreement will not be a waiver of any subsequent breach. Failure or delay by RVH to enforce any term or condition of this Agreement will not constitute a waiver of such term or condition. If at any time subsequent to the date hereof, any of the provisions of this Agreement shall be held by any

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court of competent jurisdiction to be illegal, void, or unenforceable, such provision shall be of no force and effect, but the illegality and unenforceability of such provision shall have no effect upon and shall not impair the enforceability of any other provisions of this Agreement. The headings in this Agreement are for reference purposes only and shall not affect the interpretation of this Agreement in any way.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**13. NOTICE OF DISPUTE RESOLUTION BY BINDING ARBITRATION AND CLASS ACTION/CLASS ARBITRATION WAIVER**.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) IMPORTANT: PLEASE READ CAREFULLY. THE FOLLOWING PROVISION ("ARBITRATION PROVISION") CONSTITUTES A BINDING AGREEMENT THAT LIMITS CERTAIN RIGHTS, INCLUDING YOUR RIGHT TO OBTAIN RELIEF OR DAMAGES THROUGH COURT ACTION OR AS A MEMBER OF A CLASS. THAT MEANS THAT, IN THE EVENT THAT YOU HAVE A COMPLAINT AGAINST RVH THAT THE RVH IS UNABLE TO RESOLVE TO YOUR SATISFACTION AND THAT CAN NOT BE RESOLVED THROUGH MEDIATION, YOU AND RVH AGREE TO RESOLVE YOUR DISPUTE THROUGH BINDING ARBITRATION, INSTEAD OF THROUGH COURTS OF GENERAL JURISDICTION OR THROUGH A CLASS ACTION. BY ENTERING INTO THIS AGREEMENT, YOU AND RVH ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY AND TO PARTICIPATE IN ANY CLASS ACTION. THE ARBITRATION PROVISION AND THE WAIVER OF THE RIGHT TO A JURY TRIAL AND CLASS ACTION IS NOT INTENDED TO BE DEEMED A WAIVER BY YOU OF OUR COMPLIANCE WITH THE EXCHANGE ACT AND SECURITIES ACT AND THE RULES AND REGULATIONS PROMULGATED THEREUNDER. THE ARBITRATION, CLASS ACTION WAIVER, AND JURY WAIVER PROVISIONS DO NOT APPLY TO CLAIMS BROUGHT UNDER THE EXCHANGE ACT AND SECURITIES ACT.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) "Claim" shall mean any dispute or controversy arising out of or relating to this Agreement, your use of the RVH Site, and/or the transactions, activities, or relationships that involve, lead to, or result from any of the foregoing. Claims include breach of contract, fraud, misrepresentation, express or implied warranty, and equitable, injunctive, or declaratory relief, as well as claims relating to loan servicing, credit/collections, and securities matters, regardless of the originating source (common law, statute, constitution, regulation, etc.). Claims include matters arising as initial claims, counter-claims, cross-claims, third-party claims, or otherwise, and include those brought by or against your assigns, heirs, or beneficiaries.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) If a Claim arises and such Claim cannot be settled through direct discussions, the parties hereto agree to endeavor first to settle the dispute by mediation administered by the American Arbitration Association (the "AAA") under its Commercial Mediation Procedures before resorting to arbitration pursuant to this Section 13.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d) Any unresolved Claim shall be settled by binding arbitration as the sole and exclusive forum and remedy for resolution of a Claim between you and RVH. The Party initiating arbitration shall do so with the AAA. The procedure shall be governed by the AAA Commercial Arbitration Rules, and the parties stipulate that the laws of the State of Delaware shall apply, without regard to conflict-of-law principles. In the case of a conflict between the rules and policies of the administrator and this Arbitration Provision, this Arbitration Provision shall control, subject to controlling law, unless all parties to the arbitration consent to have the rules and policies of the administrator apply. Arbitration shall take place in New Castle County, Delaware, or in such location as agreed upon by the parties. Each party will, upon written request of the other party, promptly provide the other with copies of all relevant documents. There shall be no other discovery allowed. Except as may be required by law, neither a party nor an arbitrator may disclose the existence, content, or results of any arbitration hereunder without the prior written consent of both parties.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e) Absent agreement among the parties, the presiding arbitrator shall determine how to allocate the fees and costs of arbitration among the parties according to the administrator's rules or in accordance with controlling law if contrary to those rules. Each party shall bear the expense of that party's attorneys, experts, and witnesses, regardless of which party prevails in the arbitration, unless controlling law provides a right for the prevailing party to recover fees and costs from the other party. Notwithstanding the foregoing, if the arbitrator determines that your claim is frivolous or brought for an improper purpose (as measured by the standards set forth in Federal Rule of Civil Procedure 11(b)), we shall not be required to pay any fees or costs of the arbitration proceeding, and any previously paid fees or costs shall be reimbursed by you.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f) If the amount in controversy exceeds $50,000, any party may appeal the arbitrator's award to a three-arbitrator panel within thirty (30) days of the final award. Additionally, in the event of such an appeal, any opposing party may cross-appeal within thirty (30) days after notice of the appeal. The three-arbitrator panel may consider all of the evidence and issue a new award, and the panel does not have to adopt or give any weight to the first arbitrator's findings of fact or conclusion. This is called "*de novo*" review. Costs and conduct of any appeal shall be governed by this Arbitration Provision and the administrator's rules, in the same way as the initial arbitration proceeding. Any award by the individual arbitrator that is not subject to appeal, and any panel award on appeal, shall be final and binding, except for any appeal right under the Federal Arbitration Act (the "FAA"), and may be entered as a judgment in any court of competent jurisdiction.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(g) The parties agree that this Arbitration Provision is made pursuant to a transaction between you and RVH that involves and affects interstate commerce and therefore shall be governed by and enforceable under the FAA. The arbitrator will apply substantive law consistent with the FAA and applicable statutes of limitations. The arbitrator may award damages or other types of relief permitted by the law of the State of Delaware, subject to the limitations set forth in this Agreement. The arbitrator will not be bound by judicial rules of procedure and evidence that would apply in a court. The parties also agree that the proceedings shall be confidential to protect intellectual property rights.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(h) IF YOU DO NOT AGREE TO THE TERMS OF THIS ARBITRATION AGREEMENT, YOU MAY OPT OUT OF THIS ARBITRATION PROVISION BY SENDING AN ARBITRATION OPT-OUT NOTICE TO RVH, 2810 N. CHURCH ST., #28283, WILMINGTON, DELAWARE 19802, THAT IS RECEIVED AT THIS ADDRESS WITHIN THIRTY (30) DAYS OF YOUR FIRST ELECTRONIC ACCEPTANCE OF THIS FORM. YOUR OPT-OUT NOTICE MUST CLEARLY STATE THAT YOU ARE REJECTING ARBITRATION; IDENTIFY THE AGREEMENT TO WHICH IT APPLIES BY DATE; PROVIDE YOUR NAME, ADDRESS, AND SOCIAL SECURITY NUMBER; AND BE SIGNED BY YOU. YOU MAY CONVEY THE OPT-OUT NOTICE BY U.S. MAIL OR ANY PRIVATE MAIL CARRIER (E.G., FEDERAL EXPRESS, UNITED PARCEL SERVICE, DHL EXPRESS, ETC.), SO LONG AS IT IS RECEIVED AT THE ABOVE MAILING ADDRESS WITHIN THIRTY (30) DAYS OF YOUR FIRST ELECTRONIC ACCEPTANCE OF THE TERMS OF THIS AGREEMENT. IF THE NOTICE IS SENT BY A THIRD PARTY, SUCH THIRD PARTY MUST INCLUDE EVIDENCE OF HIS OR HER LEGAL AUTHORITY TO SUBMIT THE OPT-OUT NOTICE ON YOUR BEHALF. IF YOUR OPT-OUT NOTICE IS NOT RECEIVED WITHIN THIRTY (30) DAYS, YOU WILL BE DEEMED TO HAVE ACCEPTED ALL TERMS OF THIS ARBITRATION AGREEMENT.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i) NO ARBITRATION SHALL PROCEED ON A CLASS, REPRESENTATIVE, OR COLLECTIVE BASIS (INCLUDING AS PRIVATE ATTORNEY GENERAL ON BEHALF OF OTHERS), EVEN IF THE CLAIM OR CLAIMS THAT ARE THE SUBJECT OF THE ARBITRATION HAD PREVIOUSLY BEEN ASSERTED (OR COULD HAVE BEEN ASSERTED) IN A COURT AS CLASS REPRESENTATIVE, OR COLLECTIVE ACTIONS IN A COURT. Unless consented to in writing by all parties to the arbitration, no party to the arbitration may join, consolidate, or otherwise bring claims for or on behalf of two or more individuals or unrelated corporate entities in the same arbitration.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(j) This Arbitration Provision shall survive (i) suspension, termination, revocation, closure, or amendments to this Agreement and the relationship of the parties; (ii) the bankruptcy or insolvency of any party or other person; and (iii) any transfer of any Bond which you own, or any amounts owed on such Bonds, to any other person or entity. If any portion of this Arbitration Provision other than the prohibitions on class arbitration in Sections 13(a) and 13(i) is deemed invalid or unenforceable under any law or statute consistent with the FAA, it shall not invalidate the other provisions of this Arbitration Provision or this Agreement; if the prohibition on class arbitration is deemed invalid, however, then this entire Arbitration Provision shall be null and void.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(k) TO THE EXTENT PERMITTED BY APPLICABLE LAW, THE PARTIES HERETO WAIVE A TRIAL BY JURY AND TO PARTICIPATE IN ANY CLASS ACTION IN ANY LITIGATION RELATING TO THIS AGREEMENT, OR ANY OTHER AGREEMENTS RELATED THERETO. NOTWITHSTANDING THE FOREGOING SENTENCE, THE WAIVER OF THE RIGHT TO A JURY TRIAL AND CLASS ACTION IS NOT INTENDED TO BE DEEMED A WAIVER BY YOU OF OUR COMPLIANCE WITH THE EXCHANGE ACT AND SECURITIES ACT AND THE RULES AND REGULATIONS PROMULGATED THEREUNDER.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**14. INDEMNIFICATION BY BONDHOLDER**. YOU AGREE TO INDEMNIFY, DEFEND (WITH COUNSEL SATISFACTORY TO RVH) AND HOLD HARMLESS RVH AGAINST ANY LOSS, LIABILITY, CLAIM OR EXPENSE, INCLUDING ATTORNEY'S FEES, THAT RVH MAY INCUR AS A RESULT OF (A) ANY MISREPRESENTATION OR BREACH OF COVENANT BY YOU HEREIN OR IN ANY OTHER DOCUMENT FURNISHED BY YOU IN CONNECTION WITH THIS AGREEMENT OR YOUR PURCHASE OF BONDS OR (B) ANY ACTION FOR SECURITIES LAW VIOLATIONS INSTITUTED BY YOU WHICH IS FINALLY RESOLVED BY JUDGMENT AGAINST YOU.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**15. ENTIRE AGREEMENT**. EXCEPT AS OTHERWISE EXPRESSLY PROVIDED HEREIN, THIS AGREEMENT REPRESENTS THE ENTIRE AGREEMENT BETWEEN YOU AND RVH REGARDING THE SUBJECT MATTER HEREOF AND SUPERSEDES ALL PRIOR OR CONTEMPORANEOUS COMMUNICATIONS, PROMISES AND PROPOSALS, WHETHER ORAL, WRITTEN OR ELECTRONIC, BETWEEN US. IF THERE IS A DISCREPANCY BETWEEN THE TERMS OF THIS AGREEMENT AND THE TERMS OF THE BONDS, THE TERMS OF THE BONDS SHALL PREVAIL.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**16. HEADINGS**. ALL SECTION HEADINGS HEREIN ARE INSERTED FOR CONVENIENCE ONLY AND DO NOT MODIFY OR AFFECT THE MEANING, CONSTRUCTION, OR INTERPRETATION OF ANY OF THE PROVISIONS OF THIS AGREEMENT.

[*signatures follow on next page*]

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| |
|:---|
| Agreed and Accepted by: |
| INVESTOR:<br>By: ________________________________________________<br>Name: ________________________________________________<br>Title: ________________________________________________<br>IP Address: <br>Account Number: <br>Timestamp:<br>Lock-Up and Rate Election (selected by Investor in Portal):<br>______ 1 year lock up period at 8% interest<br>______ 3 year lock up period at 10% interest<br>ROBERT VENTURES HOLDINGS LLC:<br>By: ________________________________________________<br>Name: Joseph Robert<br>Title: Manager of the Manager, Robert Ventures LLC |

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**EXHIBIT A**

**FORM OF BOND**

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## Ex1A-11

**Abdi Sheikh-Ali, CPA, PLLC**

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| | |
|:---|:---|
| 450 Century Parkway, Suite 250 | Tel. (972) 217-4646 |
| Allen, Texas 75013 | Fax. (972) 217-4645 |
| www.abdisheikh.com | cpa@abdisheikh.com |

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Ms. Arden Anderson, Esq. Crowdfunding Lawyers 1431 E. McKinney St. #130

Denton, Texas 76209

December 5, 2025 Ms. Anderson:

We hereby consent to the inclusion in this Offering Statement on Form 1-A of our report dated April 23, 2025, of Robert Ventures Holdings LLC related to the audit of the consolidated financial statements as of December 31, 2024 and 2023, and the years then ended and the reference to our firm under the caption "Experts" in the Offering Statement.

We consent to the inclusion in the foregoing Regulation A Offering Circular of our report dated April 23, 2025 relating to the consolidated financial statements of Robert Ventures Holdings LLC as of December 31, 2024 and 2023, and the years then ended. We also consent to the reference to our firm under the caption "Experts".

![](rvhex11_1.jpg)

Abdi Sheikh-Ali, CPA, PLLC Allen, Texas

## Ex1A-12

![Picture 1](rvhex12_1.jpg)

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Robert Ventures Holdings LLC

2810 N. Church St., #28283

Wilmington, Delaware 19802

December 5, 2025

Re: Form 1-A Offering Statement

Ladies and Gentlemen:

Dodson Robinette, PLLC dba Crowdfunding Lawyers has acted as counsel to Robert Ventures Holdings LLC, a Delaware corporation (the "Company"), in connection with the preparation and filing with the Securities and Exchange Commission of a Regulation A Offering Statement on Form 1-A (the "Offering Statement") relating to the sale by the Company of up to 7,500,000 Bonds (the "Bonds", each a "Bond") at a purchase price of $10.00 per Bond for total potential gross proceeds of $75,000,000. This opinion is being delivered in accordance with the requirements of Part III of Form 1-A.

In rendering this opinion, we have examined (i) the Offering Statement and the exhibits thereto, (ii) certain resolutions of the Company, relating to the issuance and sale of the Bonds, and (iii) such other records, instruments and documents as we have deemed advisable in order to render this opinion. In such examination, we have assumed the genuineness of all signatures, the legal capacity of all natural persons, the authenticity of all documents submitted to us as originals, the conformity to original documents of all documents submitted to us as certified, conformed or photostatic copies and the authenticity of the originals of such latter documents. As to certain factual matters, we have relied upon resolutions and representations of the manager of the Company and have not sought independently to verify such matters.

Based on the foregoing, we are of the opinion that when sold and issued against payment therefor as described in the Offering Statement, the Bonds will be validly authorized, legally issued, and binding obligations of the Company, enforceable against the Company in accordance with their terms.

Our opinion herein is expressed solely with respect to the laws of the State of Delaware, as currently in effect, and we express no opinion as to whether the laws of any jurisdiction are applicable to the subject matter hereof. No opinion is being rendered hereby with respect to the truth, accuracy or completeness of the Offering Statement or any portion thereof.

------

Our opinion that any document is legal, valid and binding is qualified as to:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) limitations imposed by bankruptcy, insolvency, reorganization, arrangement, fraudulent conveyance, moratorium or other laws relating to or affecting the rights of creditors generally;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) rights to indemnification and contribution which may be limited by applicable law or equitable principles; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) general principles of equity, including without limitation concepts of materiality, reasonableness, good faith and fair dealing, and the possible unavailability of specific performance or injunctive relief and limitation of rights of acceleration, regardless of whether such enforceability is considered in a proceeding in equity or at law.

The information set forth herein is as of the date hereof. We assume no obligation to supplement this opinion letter if any applicable law changes after the date hereof or if we become aware of any fact that might change the opinion expressed herein after the date hereof. Our opinion is expressly limited to the matters set forth above, and we render no opinion, whether by implication or otherwise, as to any other matters relating to the Company, the Bonds, the Offering Statement, or the circular included therein.

We hereby consent to the filing of this opinion as an exhibit to the Offering Statement. In giving such consent, we do not believe that we are "experts" within the meaning of such term as used in the Securities Act of 1933 or the rules and regulations of the Commission issued thereunder with respect to any part of the Offering Statement, including this opinion as an exhibit or otherwise.

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| |
|:---|
| Sincerely, |
| /s/ Dodson Robinette, PLLC |
| DODSON ROBINETTE, PLLC |

---

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## FORM 1-A

### REGULATION A OFFERING STATEMENT
### UNDER THE SECURITIES ACT OF 1933

### Item 1. Issuer Information

**Exact name of issuer:** Robert Ventures Holdings LLC

**Jurisdiction of Incorporation/Organization:** DE

**Year of Incorporation:** 2022

**CIK:** 0001991519

**I.R.S. Employer Identification Number:** 88-2522056

**Primary Standard Industrial Classification Code:** 6799

**Total number of full-time employees:** 0

**Total number of part-time employees:** 0

**Address of Principal Executive Offices:** 2810 N. CHURCH ST., #28283, WILMINGTON, DE 19802

**Company Phone:** 302-404-6341

**Person to contact:** Arden Anderson

### Financial Statements

**Balance Sheet Information**

| Metric                                   | Amount      |
|:---|:---|
| Cash and Cash Equivalents                | $73482.00   |
| Investment Securities                    | $0.00       |
| Accounts and Notes Receivable            | $0.00       |
| Property, Plant and Equipment (PP&E)     | $0.00       |
| Total Assets                             | $1810325.00 |
| Accounts Payable and Accrued Liabilities | $0.00       |
| Long-Term Debt                           | $0.00       |
| Total Liabilities                        | $1167791.00 |
| Total Stockholders' Equity               | $970610.00  |
| Total Liabilities and Equity             | $1810325.00 |

**Statement of Comprehensive Income Information**

| Metric                                    | Amount     |
|:---|:---|
| Total Revenues                            | $0.00      |
| Costs and Expenses Applicable to Revenues | $0.00      |
| Depreciation and Amortization             | $0.00      |
| Net Income                                | $-86492.00 |
| Earnings Per Share - Basic                | 0.00       |
| Earnings Per Share - Diluted              | 0.00       |

**Auditor Information**

| Metric          | Amount                      |
|:---|:---|
| Name of Auditor | Abdi Sheidkh-Ali, CPA, PLLC |

### Outstanding Securities

| Class                |   Outstanding | CUSIP   | Publicly Traded   |
|:---|---:|:---|:---|
| Membership Interests |             1 | N/A     | N/A               |
| N/a                  |             0 |  |  |
| Bonds                |             0 |  | N/A               |

### Item 2. Issuer Eligibility
- [x] The issuer certifies that all of the statements in this part are true.

### Item 3. Application of Rule 262
- [x] The issuer certifies that it is not disqualified and has not been involved in any disqualifying event.

### Item 4. Summary Information Regarding the Offering

**Tier:** Tier2

**Financial Statement Status:** Audited

**Type of Securities Offered:** Debt

**Is this a delayed or continuous offering?** Yes

**Was or is the offering to take place within one year after qualification?** Yes

**Was or is the offering to commence within two days after qualification?** No

**Is this a best efforts offering?** Yes

**Was there any solicitation of interest?** No

**Are there any resale securities by affiliates of the issuer?** No

**Offering Amounts**

| Description                                                     | Amount       |
|:---|:---|
| Number of securities offered                                    | 7500000      |
| Number of securities outstanding                                | 0            |
| Price per security                                              | $10.00       |
| Issuer's aggregate offering price                               | $75000000.00 |
| Aggregate offering price of securities held by security holders | $0.00        |
| Aggregate price of securities offered concurrently              | $0.00        |
| Total aggregate offering price                                  | $75000000.00 |

**Anticipated Fees**

| Service Provider   | Name                        | Fees      |
|:---|:---|:---|
| Auditor            | Abdi Sheidkh-Ali, CPA, PLLC | $22800.00 |
| Legal              | Dodson Robinette, PLLC      | $45000.00 |
| Promoters          |  |  |

**Estimated Net Proceeds to the Issuer:** $74915200.00

### Item 5. Jurisdictions in Which Securities are to be Offered

- All States and Territories