# EDGAR Filing Document

**Accession Number:** 0000022657
**File Stem:** 0001398344-25-014939
**Filing Date:** 2025-8
**Character Count:** 34963
**Document Hash:** d918546d2bcfc898f20ad2c0c8b0978f
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001398344-25-014939.hdr.sgml**: 20250811

**ACCESSION NUMBER**: 0001398344-25-014939

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250811

**DATE AS OF CHANGE**: 20250811

**EFFECTIVENESS DATE**: 20250811

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** LOWE BROCKENBROUGH & CO INC
- **CENTRAL INDEX KEY:** 0000022657

**ORGANIZATION NAME:**
- **EIN:** 540859081
- **STATE OF INCORPORATION:** VA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-01206
- **FILM NUMBER:** 251201323

**BUSINESS ADDRESS:**
- **STREET 1:** 920 LIBBIE AVE
- **STREET 2:** SUITE 201
- **CITY:** RICHMOND
- **STATE:** VA
- **ZIP:** 23226
- **BUSINESS PHONE:** 8042880404

**MAIL ADDRESS:**
- **STREET 1:** 920 LIBBIE AVE
- **STREET 2:** SUITE 201
- **CITY:** RICHMOND
- **STATE:** VA
- **ZIP:** 23226

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** LOWE BROCKENBROUGH & TATTERSALL INC
- **DATE OF NAME CHANGE:** 19960403

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** LOWE BROCKENBROUGH TIERNEY & TATTERSALL INC
- **DATE OF NAME CHANGE:** 19960322

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** COMMONWEALTH RESEARCH & MANAGEMENT CORP
- **DATE OF NAME CHANGE:** 19801122

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** LOWE BROCKENBROUGH  CO INC<br>**Address:** 920 LIBBIE AVE<br>SUITE 201<br>RICHMOND, VA 23226

**Form 13F File Number:** 028-01206

**CRD Number (if applicable):** 000105142

**SEC File Number (if applicable):** 801-6691

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** VANETTA KERSEY<br>**Title:** Managing Director  Director Investment Systems<br>**Phone:** 804-288-0404

**Signature, Place, and Date of Signing:**

/s/ VANETTA KERSEY  RICHMOND, VA  08-11-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 314

**Form 13F Information Table Value Total:** $1778478927

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 3667005 | 24087 | SH |  | SOLE |  | 24087 | 0 | 0 |
| 2023 ETF SERIES TRUST | EAGLE CAPITAL SE | 88339Y102 |  | 14480605 | 479808 | SH |  | SOLE |  | 479808 | 0 | 0 |
| ABBOTT LABS | COM | 002824100 |  | 5798292 | 42631 | SH |  | SOLE |  | 42631 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 5909161 | 31835 | SH |  | SOLE |  | 31835 | 0 | 0 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 1553032 | 5196 | SH |  | SOLE |  | 5196 | 0 | 0 |
| AFLAC INC | COM | 001055102 |  | 259643 | 2462 | SH |  | SOLE |  | 2462 | 0 | 0 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 1122881 | 3981 | SH |  | SOLE |  | 3981 | 0 | 0 |
| ALBEMARLE CORP | COM | 012653101 |  | 321936 | 5137 | SH |  | SOLE |  | 5137 | 0 | 0 |
| ALLSTATE CORP | COM | 020002101 |  | 1565185 | 7775 | SH |  | SOLE |  | 7775 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 24570644 | 138512 | SH |  | SOLE |  | 138512 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 13968518 | 79263 | SH |  | SOLE |  | 79263 | 0 | 0 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 3009496 | 51330 | SH |  | SOLE |  | 51330 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 30353923 | 138356 | SH |  | SOLE |  | 138356 | 0 | 0 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 270191 | 2604 | SH |  | SOLE |  | 2604 | 0 | 0 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 3649450 | 11441 | SH |  | SOLE |  | 11441 | 0 | 0 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 10254223 | 46395 | SH |  | SOLE |  | 46395 | 0 | 0 |
| AMERIPRISE FINL INC | COM | 03076C106 |  | 17955211 | 33641 | SH |  | SOLE |  | 33641 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 7369748 | 26395 | SH |  | SOLE |  | 26395 | 0 | 0 |
| ANALOG DEVICES INC | COM | 032654105 |  | 339893 | 1428 | SH |  | SOLE |  | 1428 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 57739974 | 281425 | SH |  | SOLE |  | 281425 | 0 | 0 |
| APPLIED MATLS INC | COM | 038222105 |  | 10941802 | 59768 | SH |  | SOLE |  | 59768 | 0 | 0 |
| APTARGROUP INC | COM | 038336103 |  | 1206388 | 7712 | SH |  | SOLE |  | 7712 | 0 | 0 |
| ARCHER DANIELS MIDLAND CO | COM | 039483102 |  | 509960 | 9662 | SH |  | SOLE |  | 9662 | 0 | 0 |
| AT INC | COM | 00206R102 |  | 858852 | 29677 | SH |  | SOLE |  | 29677 | 0 | 0 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 5868544 | 19029 | SH |  | SOLE |  | 19029 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 |  | 1150917 | 24322 | SH |  | SOLE |  | 24322 | 0 | 0 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 1640253 | 18003 | SH |  | SOLE |  | 18003 | 0 | 0 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 1147370 | 6661 | SH |  | SOLE |  | 6661 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 728800 | 1 | SH |  | SOLE |  | 1 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 3484428 | 7173 | SH |  | SOLE |  | 7173 | 0 | 0 |
| BLACKROCK INC | COM | 09290D101 |  | 3102632 | 2957 | SH |  | SOLE |  | 2957 | 0 | 0 |
| BLACKSTONE INC | COM | 09260D107 |  | 1168369 | 7811 | SH |  | SOLE |  | 7811 | 0 | 0 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 16916159 | 2922 | SH |  | SOLE |  | 2922 | 0 | 0 |
| BOSTON SCIENTIFIC CORP | COM | 101137107 |  | 344786 | 3210 | SH |  | SOLE |  | 3210 | 0 | 0 |
| BP PLC | SPONSORED ADR | 055622104 |  | 237225 | 7926 | SH |  | SOLE |  | 7926 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 1532106 | 33098 | SH |  | SOLE |  | 33098 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 21858769 | 79299 | SH |  | SOLE |  | 79299 | 0 | 0 |
| BROOKFIELD CORP | CL A LTD VT SH | 11271J107 |  | 245235 | 3965 | SH |  | SOLE |  | 3965 | 0 | 0 |
| BURKE HERBERT FINL SVCS CORP | COM | 12135Y108 |  | 209055 | 3500 | SH |  | SOLE |  | 3500 | 0 | 0 |
| C H ROBINSON WORLDWIDE INC | COM NEW | 12541W209 |  | 1153991 | 12027 | SH |  | SOLE |  | 12027 | 0 | 0 |
| CANADIAN NATL RY CO | COM | 136375102 |  | 1203327 | 11566 | SH |  | SOLE |  | 11566 | 0 | 0 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 1460597 | 6865 | SH |  | SOLE |  | 6865 | 0 | 0 |
| CARDINAL HEALTH INC | COM | 14149Y108 |  | 303744 | 1808 | SH |  | SOLE |  | 1808 | 0 | 0 |
| CARMAX INC | COM | 143130102 |  | 214064 | 3185 | SH |  | SOLE |  | 3185 | 0 | 0 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 |  | 480858 | 6570 | SH |  | SOLE |  | 6570 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 3905393 | 10060 | SH |  | SOLE |  | 10060 | 0 | 0 |
| CENCORA INC | COM | 03073E105 |  | 1056971 | 3525 | SH |  | SOLE |  | 3525 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 18023469 | 125871 | SH |  | SOLE |  | 125871 | 0 | 0 |
| CHUBB LIMITED | COM | H1467J104 |  | 7011224 | 24200 | SH |  | SOLE |  | 24200 | 0 | 0 |
| CHURCH  DWIGHT CO INC | COM | 171340102 |  | 414715 | 4315 | SH |  | SOLE |  | 4315 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 18283024 | 263520 | SH |  | SOLE |  | 263520 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 4433266 | 62661 | SH |  | SOLE |  | 62661 | 0 | 0 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 2600467 | 28608 | SH |  | SOLE |  | 28608 | 0 | 0 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 268139 | 7513 | SH |  | SOLE |  | 7513 | 0 | 0 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 1248822 | 13916 | SH |  | SOLE |  | 13916 | 0 | 0 |
| CONSTELLATION BRANDS INC | CL A | 21036P108 |  | 610701 | 3754 | SH |  | SOLE |  | 3754 | 0 | 0 |
| CORNING INC | COM | 219350105 |  | 365501 | 6950 | SH |  | SOLE |  | 6950 | 0 | 0 |
| CORTEVA INC | COM | 22052L104 |  | 1379699 | 18512 | SH |  | SOLE |  | 18512 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 722656 | 730 | SH |  | SOLE |  | 730 | 0 | 0 |
| CSX CORP | COM | 126408103 |  | 1015315 | 31116 | SH |  | SOLE |  | 31116 | 0 | 0 |
| CVS HEALTH CORP | COM | 126650100 |  | 218207 | 3163 | SH |  | SOLE |  | 3163 | 0 | 0 |
| DANAHER CORPORATION | COM | 235851102 |  | 602892 | 3052 | SH |  | SOLE |  | 3052 | 0 | 0 |
| DEERE  CO | COM | 244199105 |  | 1590048 | 3127 | SH |  | SOLE |  | 3127 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 705989 | 10534 | SH |  | SOLE |  | 10534 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 79638 | 1250 | SH |  | SOLE |  | 1250 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 1145590 | 31964 | SH |  | SOLE |  | 31964 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 109189 | 2583 | SH |  | SOLE |  | 2583 | 0 | 0 |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 |  | 77 | 2 | SH |  | SOLE |  | 2 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 1685744 | 13594 | SH |  | SOLE |  | 13594 | 0 | 0 |
| DOLLAR TREE INC | COM | 256746108 |  | 485296 | 4900 | SH |  | SOLE |  | 4900 | 0 | 0 |
| DOMINION ENERGY INC | COM | 25746U109 |  | 1500436 | 26547 | SH |  | SOLE |  | 26547 | 0 | 0 |
| DOVER CORP | COM | 260003108 |  | 4594309 | 25074 | SH |  | SOLE |  | 25074 | 0 | 0 |
| DOW INC | COM | 260557103 |  | 546468 | 20637 | SH |  | SOLE |  | 20637 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 11300624 | 95768 | SH |  | SOLE |  | 95768 | 0 | 0 |
| DUPONT DE NEMOURS INC | COM | 26614N102 |  | 1319054 | 19231 | SH |  | SOLE |  | 19231 | 0 | 0 |
| EATON CORP PLC | SHS | G29183103 |  | 17514286 | 49061 | SH |  | SOLE |  | 49061 | 0 | 0 |
| ELEVANCE HEALTH INC | COM | 036752103 |  | 10425295 | 26803 | SH |  | SOLE |  | 26803 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 5289111 | 6785 | SH |  | SOLE |  | 6785 | 0 | 0 |
| EMERSON ELEC CO | COM | 291011104 |  | 4439622 | 33298 | SH |  | SOLE |  | 33298 | 0 | 0 |
| EVEREST GROUP LTD | COM | G3223R108 |  | 1530345 | 4503 | SH |  | SOLE |  | 4503 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 21293950 | 197532 | SH |  | SOLE |  | 197532 | 0 | 0 |
| FEDERATED HERMES INC | CL B | 314211103 |  | 433716 | 9786 | SH |  | SOLE |  | 9786 | 0 | 0 |
| FIRST TR EXCHANGE TRADED FD | BUYWRIT INCM ETF | 33738R308 |  | 79975 | 3500 | SH |  | SOLE |  | 3500 | 0 | 0 |
| FIRST TR EXCHANGE TRADED FD | RISNG DIVD ACHIV | 33738R506 |  | 125480 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| FIRST TR EXCHANGE TRADED FD | DORSEY WRT 5 ETF | 33738R605 |  | 109631 | 1850 | SH |  | SOLE |  | 1850 | 0 | 0 |
| FLEX LTD | ORD | Y2573F102 |  | 553713 | 11092 | SH |  | SOLE |  | 11092 | 0 | 0 |
| FREEPORT-MCMORAN INC | CL B | 35671D857 |  | 216750 | 5000 | SH |  | SOLE |  | 5000 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 |  | 982458 | 3817 | SH |  | SOLE |  | 3817 | 0 | 0 |
| GE VERNOVA INC | COM | 36828A101 |  | 459302 | 868 | SH |  | SOLE |  | 868 | 0 | 0 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 3342424 | 11460 | SH |  | SOLE |  | 11460 | 0 | 0 |
| GENERAL MLS INC | COM | 370334104 |  | 270086 | 5213 | SH |  | SOLE |  | 5213 | 0 | 0 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 721320 | 6506 | SH |  | SOLE |  | 6506 | 0 | 0 |
| GLOBE LIFE INC | COM | 37959E102 |  | 833240 | 6704 | SH |  | SOLE |  | 6704 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 14671035 | 20729 | SH |  | SOLE |  | 20729 | 0 | 0 |
| HANOVER INS GROUP INC | COM | 410867105 |  | 2369517 | 13949 | SH |  | SOLE |  | 13949 | 0 | 0 |
| HERSHEY CO | COM | 427866108 |  | 655171 | 3948 | SH |  | SOLE |  | 3948 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 9139784 | 24928 | SH |  | SOLE |  | 24928 | 0 | 0 |
| HONEYWELL INTL INC | COM | 438516106 |  | 500925 | 2151 | SH |  | SOLE |  | 2151 | 0 | 0 |
| HORMEL FOODS CORP | COM | 440452100 |  | 560714 | 18536 | SH |  | SOLE |  | 18536 | 0 | 0 |
| HUBBELL INC | COM | 443510607 |  | 441083 | 1080 | SH |  | SOLE |  | 1080 | 0 | 0 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 3398119 | 13744 | SH |  | SOLE |  | 13744 | 0 | 0 |
| INGREDION INC | COM | 457187102 |  | 807888 | 5957 | SH |  | SOLE |  | 5957 | 0 | 0 |
| INTEL CORP | COM | 458140100 |  | 664175 | 29651 | SH |  | SOLE |  | 29651 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 4206511 | 14270 | SH |  | SOLE |  | 14270 | 0 | 0 |
| INTUIT | COM | 461202103 |  | 200545 | 255 | SH |  | SOLE |  | 255 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S GBL WATER | 46138E263 |  | 62500 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | PFD ETF | 46138E511 |  | 15582 | 1400 | SH |  | SOLE |  | 1400 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | KBW BK ETF | 46138E628 |  | 7764539 | 108413 | SH |  | SOLE |  | 108413 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S PUR GWT | 46137V266 |  | 226790 | 4955 | SH |  | SOLE |  | 4955 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 19496832 | 107279 | SH |  | SOLE |  | 107279 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | HIG YLD EQ DIV | 46137V563 |  | 10442 | 512 | SH |  | SOLE |  | 512 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 214036 | 388 | SH |  | SOLE |  | 388 | 0 | 0 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 509045 | 8163 | SH |  | SOLE |  | 8163 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 23695582 | 394729 | SH |  | SOLE |  | 394729 | 0 | 0 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 781454 | 5884 | SH |  | SOLE |  | 5884 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 160059007 | 257785 | SH |  | SOLE |  | 257785 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 53695075 | 541281 | SH |  | SOLE |  | 541281 | 0 | 0 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 270578 | 5609 | SH |  | SOLE |  | 5609 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 5576565 | 50650 | SH |  | SOLE |  | 50650 | 0 | 0 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 1426566 | 7300 | SH |  | SOLE |  | 7300 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 1409502 | 15768 | SH |  | SOLE |  | 15768 | 0 | 0 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 |  | 404877 | 3064 | SH |  | SOLE |  | 3064 | 0 | 0 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 913346 | 6586 | SH |  | SOLE |  | 6586 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 1577102 | 17148 | SH |  | SOLE |  | 17148 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 37609114 | 606403 | SH |  | SOLE |  | 606403 | 0 | 0 |
| ISHARES TR | EXPANDED TECH | 464287515 |  | 14173352 | 129437 | SH |  | SOLE |  | 129437 | 0 | 0 |
| ISHARES TR | ISHARES SEMICDTR | 464287523 |  | 7822199 | 32770 | SH |  | SOLE |  | 32770 | 0 | 0 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 779445 | 4013 | SH |  | SOLE |  | 4013 | 0 | 0 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 13374 | 147 | SH |  | SOLE |  | 147 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 6682040 | 15738 | SH |  | SOLE |  | 15738 | 0 | 0 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 1122279 | 3305 | SH |  | SOLE |  | 3305 | 0 | 0 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 1671309 | 10594 | SH |  | SOLE |  | 10594 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 1537562 | 7125 | SH |  | SOLE |  | 7125 | 0 | 0 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 6937164 | 19764 | SH |  | SOLE |  | 19764 | 0 | 0 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 12605 | 102 | SH |  | SOLE |  | 102 | 0 | 0 |
| ISHARES TR | U.S. REAL ES ETF | 464287739 |  | 48143 | 508 | SH |  | SOLE |  | 508 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 25082274 | 229502 | SH |  | SOLE |  | 229502 | 0 | 0 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 268822 | 2702 | SH |  | SOLE |  | 2702 | 0 | 0 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 390339 | 2934 | SH |  | SOLE |  | 2934 | 0 | 0 |
| ISHARES TR | MSCI ACWI EX US | 464288240 |  | 6632161 | 108831 | SH |  | SOLE |  | 108831 | 0 | 0 |
| ISHARES TR | MSCI ACWI ETF | 464288257 |  | 64132177 | 498695 | SH |  | SOLE |  | 498695 | 0 | 0 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 2223 | 24 | SH |  | SOLE |  | 24 | 0 | 0 |
| ISHARES TR | CALIF MUN BD ETF | 464288356 |  | 6522 | 117 | SH |  | SOLE |  | 117 | 0 | 0 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 2205782 | 21112 | SH |  | SOLE |  | 21112 | 0 | 0 |
| ISHARES TR | MBS ETF | 464288588 |  | 813087 | 8660 | SH |  | SOLE |  | 8660 | 0 | 0 |
| ISHARES TR | INTRM GOV CR ETF | 464288612 |  | 12669993 | 118644 | SH |  | SOLE |  | 118644 | 0 | 0 |
| ISHARES TR | ISHS 5-10YR INVT | 464288638 |  | 1341059 | 25169 | SH |  | SOLE |  | 25169 | 0 | 0 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 3246903 | 61541 | SH |  | SOLE |  | 61541 | 0 | 0 |
| ISHARES TR | SHORT TREAS BD | 464288679 |  | 4554825 | 41250 | SH |  | SOLE |  | 41250 | 0 | 0 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 54544 | 487 | SH |  | SOLE |  | 487 | 0 | 0 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 513109 | 4986 | SH |  | SOLE |  | 4986 | 0 | 0 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 116091 | 635 | SH |  | SOLE |  | 635 | 0 | 0 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 109346 | 455 | SH |  | SOLE |  | 455 | 0 | 0 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 47295011 | 611758 | SH |  | SOLE |  | 611758 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 16619783 | 199087 | SH |  | SOLE |  | 199087 | 0 | 0 |
| ISHARES TR | MSCI INTL QUALTY | 46434V456 |  | 48623 | 1125 | SH |  | SOLE |  | 1125 | 0 | 0 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 113046 | 1768 | SH |  | SOLE |  | 1768 | 0 | 0 |
| ISHARES TR | ULTRA SHORT DUR | 46434V878 |  | 56136 | 1107 | SH |  | SOLE |  | 1107 | 0 | 0 |
| ISHARES U S ETF TR | SHORT DURATION B | 46431W507 |  | 7086395 | 138677 | SH |  | SOLE |  | 138677 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 8461237 | 55393 | SH |  | SOLE |  | 55393 | 0 | 0 |
| JOHNSON CTLS INTL PLC | SHS | G51502105 |  | 1670803 | 15819 | SH |  | SOLE |  | 15819 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 41577642 | 143416 | SH |  | SOLE |  | 143416 | 0 | 0 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 3881910 | 30111 | SH |  | SOLE |  | 30111 | 0 | 0 |
| KINSALE CAP GROUP INC | COM | 49714P108 |  | 3384397 | 6994 | SH |  | SOLE |  | 6994 | 0 | 0 |
| KLA CORP | COM NEW | 482480100 |  | 4007541 | 4474 | SH |  | SOLE |  | 4474 | 0 | 0 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 253599 | 1011 | SH |  | SOLE |  | 1011 | 0 | 0 |
| LABCORP HOLDINGS INC | COM SHS | 504922105 |  | 262510 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 6866051 | 14825 | SH |  | SOLE |  | 14825 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 8132201 | 36653 | SH |  | SOLE |  | 36653 | 0 | 0 |
| MANULIFE FINL CORP | COM | 56501R106 |  | 217136 | 6794 | SH |  | SOLE |  | 6794 | 0 | 0 |
| MARATHON PETE CORP | COM | 56585A102 |  | 1572729 | 9468 | SH |  | SOLE |  | 9468 | 0 | 0 |
| MARKEL GROUP INC | COM | 570535104 |  | 6900879 | 3455 | SH |  | SOLE |  | 3455 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 637240 | 1134 | SH |  | SOLE |  | 1134 | 0 | 0 |
| MCCORMICK  CO INC | COM NON VTG | 579780206 |  | 599888 | 7912 | SH |  | SOLE |  | 7912 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 5264319 | 18018 | SH |  | SOLE |  | 18018 | 0 | 0 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 1662245 | 19069 | SH |  | SOLE |  | 19069 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 7299892 | 92217 | SH |  | SOLE |  | 92217 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 25335677 | 34326 | SH |  | SOLE |  | 34326 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 67255424 | 135211 | SH |  | SOLE |  | 135211 | 0 | 0 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 2031158 | 30118 | SH |  | SOLE |  | 30118 | 0 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 12457518 | 88439 | SH |  | SOLE |  | 88439 | 0 | 0 |
| MSC INDL DIRECT INC | CL A | 553530106 |  | 512331 | 6026 | SH |  | SOLE |  | 6026 | 0 | 0 |
| NEXSTAR MEDIA GROUP INC | COMMON STOCK | 65336K103 |  | 2125037 | 12287 | SH |  | SOLE |  | 12287 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 1098804 | 15828 | SH |  | SOLE |  | 15828 | 0 | 0 |
| NIKE INC | CL B | 654106103 |  | 562637 | 7920 | SH |  | SOLE |  | 7920 | 0 | 0 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 15583710 | 60881 | SH |  | SOLE |  | 60881 | 0 | 0 |
| NORTHERN TR CORP | COM | 665859104 |  | 1346510 | 10620 | SH |  | SOLE |  | 10620 | 0 | 0 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 283989 | 568 | SH |  | SOLE |  | 568 | 0 | 0 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 1758759 | 14534 | SH |  | SOLE |  | 14534 | 0 | 0 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 2125885 | 30801 | SH |  | SOLE |  | 30801 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 29658707 | 187725 | SH |  | SOLE |  | 187725 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 37148735 | 169916 | SH |  | SOLE |  | 169916 | 0 | 0 |
| OTIS WORLDWIDE CORP | COM | 68902V107 |  | 243787 | 2462 | SH |  | SOLE |  | 2462 | 0 | 0 |
| PACKAGING CORP AMER | COM | 695156109 |  | 2153607 | 11428 | SH |  | SOLE |  | 11428 | 0 | 0 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 5183346 | 7421 | SH |  | SOLE |  | 7421 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 8648752 | 65501 | SH |  | SOLE |  | 65501 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 4617273 | 190482 | SH |  | SOLE |  | 190482 | 0 | 0 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 6729921 | 36951 | SH |  | SOLE |  | 36951 | 0 | 0 |
| PHILLIPS 66 | COM | 718546104 |  | 1061412 | 8897 | SH |  | SOLE |  | 8897 | 0 | 0 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 9387179 | 50355 | SH |  | SOLE |  | 50355 | 0 | 0 |
| PRICE T ROWE GROUP INC | COM | 74144T108 |  | 1140437 | 11818 | SH |  | SOLE |  | 11818 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 13067976 | 82023 | SH |  | SOLE |  | 82023 | 0 | 0 |
| PROGRESSIVE CORP | COM | 743315103 |  | 307156 | 1151 | SH |  | SOLE |  | 1151 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 |  | 3665687 | 23017 | SH |  | SOLE |  | 23017 | 0 | 0 |
| QUEST DIAGNOSTICS INC | COM | 74834L100 |  | 2901969 | 16155 | SH |  | SOLE |  | 16155 | 0 | 0 |
| RBB FD INC | MOTLEY FOL ETF | 74933W601 |  | 380609 | 5900 | SH |  | SOLE |  | 5900 | 0 | 0 |
| ROYAL BK CDA | COM | 780087102 |  | 322298 | 2450 | SH |  | SOLE |  | 2450 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 |  | 12071791 | 82672 | SH |  | SOLE |  | 82672 | 0 | 0 |
| SCHLUMBERGER LTD | COM STK | 806857108 |  | 3661520 | 108329 | SH |  | SOLE |  | 108329 | 0 | 0 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 4201896 | 176328 | SH |  | SOLE |  | 176328 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 23519174 | 962323 | SH |  | SOLE |  | 962323 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 14532179 | 497507 | SH |  | SOLE |  | 497507 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 115965 | 4191 | SH |  | SOLE |  | 4191 | 0 | 0 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 4012300 | 143041 | SH |  | SOLE |  | 143041 | 0 | 0 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 2993749 | 118330 | SH |  | SOLE |  | 118330 | 0 | 0 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 1148575 | 38108 | SH |  | SOLE |  | 38108 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 681876 | 25731 | SH |  | SOLE |  | 25731 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 714493 | 32330 | SH |  | SOLE |  | 32330 | 0 | 0 |
| SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 |  | 14768 | 590 | SH |  | SOLE |  | 590 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 9712563 | 72057 | SH |  | SOLE |  | 72057 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 |  | 879901 | 10867 | SH |  | SOLE |  | 10867 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 149958 | 690 | SH |  | SOLE |  | 690 | 0 | 0 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 3581611 | 42231 | SH |  | SOLE |  | 42231 | 0 | 0 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 1534061 | 29293 | SH |  | SOLE |  | 29293 | 0 | 0 |
| SELECT SECTOR SPDR TR | INDL | 81369Y704 |  | 44256 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 439861 | 1737 | SH |  | SOLE |  | 1737 | 0 | 0 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 |  | 3953422 | 36427 | SH |  | SOLE |  | 36427 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 48996 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| SHELL PLC | SPON ADS | 780259305 |  | 1530221 | 21733 | SH |  | SOLE |  | 21733 | 0 | 0 |
| SMURFIT WESTROCK PLC | SHS | G8267P108 |  | 1334500 | 30927 | SH |  | SOLE |  | 30927 | 0 | 0 |
| SOUTHERN CO | COM | 842587107 |  | 594140 | 6470 | SH |  | SOLE |  | 6470 | 0 | 0 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 1963860 | 45949 | SH |  | SOLE |  | 45949 | 0 | 0 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 3288679 | 81222 | SH |  | SOLE |  | 81222 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 13878022 | 22462 | SH |  | SOLE |  | 22462 | 0 | 0 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 493971 | 872 | SH |  | SOLE |  | 872 | 0 | 0 |
| SPDR SERIES TRUST | S 600 SMCP GRW | 78464A201 |  | 145550 | 1640 | SH |  | SOLE |  | 1640 | 0 | 0 |
| SPDR SERIES TRUST | PORT MTG BK ETF | 78464A383 |  | 265200 | 12000 | SH |  | SOLE |  | 12000 | 0 | 0 |
| SPDR SERIES TRUST | PRTFLO S GW | 78464A409 |  | 28596 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| SPDR SERIES TRUST | PRTFLO S VL | 78464A508 |  | 830793 | 15873 | SH |  | SOLE |  | 15873 | 0 | 0 |
| SPDR SERIES TRUST | S BK ETF | 78464A797 |  | 47396 | 850 | SH |  | SOLE |  | 850 | 0 | 0 |
| SPDR SERIES TRUST | S 400 MDCP VAL | 78464A839 |  | 87850 | 1106 | SH |  | SOLE |  | 1106 | 0 | 0 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A854 |  | 90281 | 1242 | SH |  | SOLE |  | 1242 | 0 | 0 |
| STANLEY BLACK  DECKER INC | COM | 854502101 |  | 278791 | 4115 | SH |  | SOLE |  | 4115 | 0 | 0 |
| STANTEC INC | COM | 85472N109 |  | 571657 | 5260 | SH |  | SOLE |  | 5260 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 2307060 | 25178 | SH |  | SOLE |  | 25178 | 0 | 0 |
| STRYKER CORPORATION | COM | 863667101 |  | 1162757 | 2939 | SH |  | SOLE |  | 2939 | 0 | 0 |
| SYSCO CORP | COM | 871829107 |  | 1817760 | 24000 | SH |  | SOLE |  | 24000 | 0 | 0 |
| TARGET CORP | COM | 87612E106 |  | 788522 | 7993 | SH |  | SOLE |  | 7993 | 0 | 0 |
| TELUS INTL CDA INC | SUB VTG SHS | 87975H100 |  | 181500 | 50000 | SH |  | SOLE |  | 50000 | 0 | 0 |
| TEXAS INSTRS INC | COM | 882508104 |  | 327832 | 1579 | SH |  | SOLE |  | 1579 | 0 | 0 |
| THE CIGNA GROUP | COM | 125523100 |  | 483969 | 1464 | SH |  | SOLE |  | 1464 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 12199075 | 30087 | SH |  | SOLE |  | 30087 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 |  | 13305060 | 107742 | SH |  | SOLE |  | 107742 | 0 | 0 |
| T-MOBILE US INC | COM | 872590104 |  | 218246 | 916 | SH |  | SOLE |  | 916 | 0 | 0 |
| TORO CO | COM | 891092108 |  | 797412 | 11282 | SH |  | SOLE |  | 11282 | 0 | 0 |
| TOTALENERGIES SE | SPONSORED ADS | 89151E109 |  | 4308289 | 70179 | SH |  | SOLE |  | 70179 | 0 | 0 |
| TRACTOR SUPPLY CO | COM | 892356106 |  | 493927 | 9360 | SH |  | SOLE |  | 9360 | 0 | 0 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 10917316 | 24959 | SH |  | SOLE |  | 24959 | 0 | 0 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 1447631 | 5411 | SH |  | SOLE |  | 5411 | 0 | 0 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 1112624 | 25881 | SH |  | SOLE |  | 25881 | 0 | 0 |
| UDR INC | COM | 902653104 |  | 366653 | 8980 | SH |  | SOLE |  | 8980 | 0 | 0 |
| UNILEVER PLC | SPON ADR NEW | 904767704 |  | 8847323 | 144635 | SH |  | SOLE |  | 144635 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 |  | 1869630 | 8126 | SH |  | SOLE |  | 8126 | 0 | 0 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 3643126 | 36092 | SH |  | SOLE |  | 36092 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 6519516 | 20898 | SH |  | SOLE |  | 20898 | 0 | 0 |
| UNIVERSAL CORP VA | COM | 913456109 |  | 326901 | 5613 | SH |  | SOLE |  | 5613 | 0 | 0 |
| US BANCORP DEL | COM NEW | 902973304 |  | 835315 | 18460 | SH |  | SOLE |  | 18460 | 0 | 0 |
| VALERO ENERGY CORP | COM | 91913Y100 |  | 229321 | 1706 | SH |  | SOLE |  | 1706 | 0 | 0 |
| VANGUARD ADMIRAL FDS INC | SMLLCP 600 IDX | 921932828 |  | 1347675 | 13313 | SH |  | SOLE |  | 13313 | 0 | 0 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 84378 | 1091 | SH |  | SOLE |  | 1091 | 0 | 0 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 8657 | 110 | SH |  | SOLE |  | 110 | 0 | 0 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 167140 | 2270 | SH |  | SOLE |  | 2270 | 0 | 0 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 |  | 15320921 | 307248 | SH |  | SOLE |  | 307248 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 8217122 | 14466 | SH |  | SOLE |  | 14466 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 15459 | 94 | SH |  | SOLE |  | 94 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 2250947 | 7915 | SH |  | SOLE |  | 7915 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 593496 | 6664 | SH |  | SOLE |  | 6664 | 0 | 0 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 6630 | 34 | SH |  | SOLE |  | 34 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 10953945 | 39145 | SH |  | SOLE |  | 39145 | 0 | 0 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 135803 | 476 | SH |  | SOLE |  | 476 | 0 | 0 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 26787 | 139 | SH |  | SOLE |  | 139 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 4384 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 19795 | 112 | SH |  | SOLE |  | 112 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 1603881 | 6768 | SH |  | SOLE |  | 6768 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 978959 | 3221 | SH |  | SOLE |  | 3221 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 2404459 | 35770 | SH |  | SOLE |  | 35770 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 5341136 | 107989 | SH |  | SOLE |  | 107989 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 15152039 | 257776 | SH |  | SOLE |  | 257776 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 1408335 | 17715 | SH |  | SOLE |  | 17715 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | VNG RUS3000IDX | 92206C599 |  | 10000106 | 36664 | SH |  | SOLE |  | 36664 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 11802247 | 197329 | SH |  | SOLE |  | 197329 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000VAL | 92206C714 |  | 153378 | 1800 | SH |  | SOLE |  | 1800 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 4951651 | 59716 | SH |  | SOLE |  | 59716 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 1232523 | 6022 | SH |  | SOLE |  | 6022 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 6380254 | 92347 | SH |  | SOLE |  | 92347 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 43855342 | 769257 | SH |  | SOLE |  | 769257 | 0 | 0 |
| VANGUARD WORLD FD | ENERGY ETF | 92204A306 |  | 1175357 | 9867 | SH |  | SOLE |  | 9867 | 0 | 0 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 1557588 | 6272 | SH |  | SOLE |  | 6272 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 20218764 | 30483 | SH |  | SOLE |  | 30483 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 780213 | 18031 | SH |  | SOLE |  | 18031 | 0 | 0 |
| VIRGINIA NATL BANKSHARES COR | COM | 928031103 |  | 629000 | 17000 | SH |  | SOLE |  | 17000 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 13985064 | 39389 | SH |  | SOLE |  | 39389 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 9921052 | 101463 | SH |  | SOLE |  | 101463 | 0 | 0 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 234083 | 1023 | SH |  | SOLE |  | 1023 | 0 | 0 |
| WATERS CORP | COM | 941848103 |  | 533333 | 1528 | SH |  | SOLE |  | 1528 | 0 | 0 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 4538157 | 56642 | SH |  | SOLE |  | 56642 | 0 | 0 |
| WILLIAMS COS INC | COM | 969457100 |  | 515733 | 8211 | SH |  | SOLE |  | 8211 | 0 | 0 |
| WISDOMTREE TR | US SMALLCAP FUND | 97717W562 |  | 61152 | 1200 | SH |  | SOLE |  | 1200 | 0 | 0 |
| WISDOMTREE TR | US LARGECAP FUND | 97717W588 |  | 2960590 | 46252 | SH |  | SOLE |  | 46252 | 0 | 0 |
| WISDOMTREE TR | INTL EQUITY FD | 97717W703 |  | 35 | 1 | SH |  | SOLE |  | 1 | 0 | 0 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 309838 | 3700 | SH |  | SOLE |  | 3700 | 0 | 0 |
| WISDOMTREE TR | FLOATNG RAT TREA | 97717Y527 |  | 603217 | 11990 | SH |  | SOLE |  | 11990 | 0 | 0 |
| YUM BRANDS INC | COM | 988498101 |  | 316068 | 2133 | SH |  | SOLE |  | 2133 | 0 | 0 |
| ZIMMER BIOMET HOLDINGS INC | COM | 98956P102 |  | 561945 | 6161 | SH |  | SOLE |  | 6161 | 0 | 0 |

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