# EDGAR Filing Document

**Accession Number:** 0002077940
**File Stem:** 0002077940-25-000002
**Filing Date:** 2025-10
**Character Count:** 9838
**Document Hash:** c66f807fef43da91391747f51a1fa431
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002077940-25-000002.hdr.sgml**: 20251024

**ACCESSION NUMBER**: 0002077940-25-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251024

**DATE AS OF CHANGE**: 20251024

**EFFECTIVENESS DATE**: 20251024

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** rebel Financial LLC
- **CENTRAL INDEX KEY:** 0002077940

**ORGANIZATION NAME:**
- **EIN:** 462943851
- **STATE OF INCORPORATION:** OH
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25665
- **FILM NUMBER:** 251416812

**BUSINESS ADDRESS:**
- **STREET 1:** 5940 CLYDE MOORE DR
- **STREET 2:** SUITE C
- **CITY:** GROVEPORT
- **STATE:** OH
- **ZIP:** 43125
- **BUSINESS PHONE:** 6144419605

**MAIL ADDRESS:**
- **STREET 1:** 5940 CLYDE MOORE DR
- **STREET 2:** SUITE C
- **CITY:** GROVEPORT
- **STATE:** OH
- **ZIP:** 43125

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** rebel Financial LLC<br>**Address:** 5940 CLYDE MOORE DR<br>SUITE C<br>GROVEPORT, OH 43125

**Form 13F File Number:** 028-25665

**CRD Number (if applicable):** 000168263

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** William P Ratcliff<br>**Title:** President<br>**Phone:** 6144419605

**Signature, Place, and Date of Signing:**

William P Ratcliff  Groveport, OH  10-24-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 62

**Form 13F Information Table Value Total:** $229393594

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AVANTIS EMGMKT | AVANTIS EMGMKT | 025072604 |  | 6427178 | 0 | SH |  | SOLE |  | 85570 | 0 | 0 |
| US SML CP VALU | US SML CP VALU | 025072877 |  | 3424206 | 0 | SH |  | SOLE |  | 34404 | 0 | 0 |
| COM | COM | 037833100 |  | 306269 | 0 | SH |  | SOLE |  | 1203 | 0 | 0 |
| SHS CREATION UNI | SHS CREATION UNI | 14020G101 |  | 10615024 | 0 | SH |  | SOLE |  | 241690 | 0 | 0 |
| XTRACK USD HIGH | XTRACK USD HIGH | 233051432 |  | 4044732 | 0 | SH |  | SOLE |  | 108993 | 0 | 0 |
| CORE FIXED INCOM | CORE FIXED INCOM | 25434V872 |  | 2659233 | 0 | SH |  | SOLE |  | 62190 | 0 | 0 |
| EMGR CRE EQT MNG | EMGR CRE EQT MNG | 25434V302 |  | 906404 | 0 | SH |  | SOLE |  | 28747 | 0 | 0 |
| INTL CORE EQUITY | INTL CORE EQUITY | 25434V799 |  | 715335 | 0 | SH |  | SOLE |  | 21816 | 0 | 0 |
| INTL SMALL CAP E | INTL SMALL CAP E | 25434V773 |  | 582911 | 0 | SH |  | SOLE |  | 18429 | 0 | 0 |
| US TARGETED VLU | US TARGETED VLU | 25434V609 |  | 1010686 | 0 | SH |  | SOLE |  | 17363 | 0 | 0 |
| SHORT DURATION F | SHORT DURATION F | 25434V864 |  | 296658 | 0 | SH |  | SOLE |  | 6156 | 0 | 0 |
| US CORE EQUITY 2 | US CORE EQUITY 2 | 25434V708 |  | 1227932 | 0 | SH |  | SOLE |  | 31836 | 0 | 0 |
| WORLD EX US CORE | WORLD EX US CORE | 25434V880 |  | 239654 | 0 | SH |  | SOLE |  | 7637 | 0 | 0 |
| NASDQ CLN EDGE | NASDQ CLN EDGE | 33737A108 |  | 479075 | 0 | SH |  | SOLE |  | 3171 | 0 | 0 |
| HIGH YIELD CORP | HIGH YIELD CORP | 35473P629 |  | 3569246 | 0 | SH |  | SOLE |  | 145505 | 0 | 0 |
| ESG AWR MSCI EM | ESG AWR MSCI EM | 46434G863 |  | 3558897 | 0 | SH |  | SOLE |  | 81964 | 0 | 0 |
| ESG AWR US AGRGT | ESG AWR US AGRGT | 46435U549 |  | 6428830 | 0 | SH |  | SOLE |  | 133850 | 0 | 0 |
| CORE MSCI INTL | CORE MSCI INTL | 46435G326 |  | 8158726 | 0 | SH |  | SOLE |  | 101768 | 0 | 0 |
| CORE US AGGBD ET | CORE US AGGBD ET | 464287226 |  | 13494019 | 0 | SH |  | SOLE |  | 134604 | 0 | 0 |
| MRGSTR MD CP GRW | MRGSTR MD CP GRW | 464288307 |  | 365846 | 0 | SH |  | SOLE |  | 4422 | 0 | 0 |
| MRGSTR MD CP VAL | MRGSTR MD CP VAL | 464288406 |  | 356514 | 0 | SH |  | SOLE |  | 4437 | 0 | 0 |
| MRGSTR SM CP GR | MRGSTR SM CP GR | 464288604 |  | 375610 | 0 | SH |  | SOLE |  | 6916 | 0 | 0 |
| MRNING SM CP ETF | MRNING SM CP ETF | 464288703 |  | 438137 | 0 | SH |  | SOLE |  | 6575 | 0 | 0 |
| EAFE SML CP ETF | EAFE SML CP ETF | 464288273 |  | 3563523 | 0 | SH |  | SOLE |  | 46448 | 0 | 0 |
| RUS MD CP GR ETF | RUS MD CP GR ETF | 464287481 |  | 5759525 | 0 | SH |  | SOLE |  | 40443 | 0 | 0 |
| ESG AW MSCI EAFE | ESG AW MSCI EAFE | 46435G516 |  | 2610489 | 0 | SH |  | SOLE |  | 28076 | 0 | 0 |
| ESG AWARE MSCI | ESG AWARE MSCI | 46435U663 |  | 2525651 | 0 | SH |  | SOLE |  | 56026 | 0 | 0 |
| CORE S ETF | CORE S ETF | 464287200 |  | 201459 | 0 | SH |  | SOLE |  | 301 | 0 | 0 |
| ACTIVE GROWTH | ACTIVE GROWTH | 46654Q609 |  | 3530824 | 0 | SH |  | SOLE |  | 37662 | 0 | 0 |
| WAHED FTSE ETF | WAHED FTSE ETF | 53656F607 |  | 3556528 | 0 | SH |  | SOLE |  | 59945 | 0 | 0 |
| ESG HI TLD CRP | ESG HI TLD CRP | 67092P854 |  | 2013495 | 0 | SH |  | SOLE |  | 92489 | 0 | 0 |
| NUVEEN ESG LRGVL | NUVEEN ESG LRGVL | 67092P300 |  | 3961206 | 0 | SH |  | SOLE |  | 90383 | 0 | 0 |
| NUVEEN ESG MIDCP | NUVEEN ESG MIDCP | 67092P409 |  | 1075800 | 0 | SH |  | SOLE |  | 22099 | 0 | 0 |
| NUVEEN ESG MIDVL | NUVEEN ESG MIDVL | 67092P508 |  | 1142177 | 0 | SH |  | SOLE |  | 29522 | 0 | 0 |
| US LCAP VA ETF | US LCAP VA ETF | 808524409 |  | 13534236 | 0 | SH |  | SOLE |  | 464935 | 0 | 0 |
| S WORLD EX US | S WORLD EX US | 84612A200 |  | 4770553 | 0 | SH |  | SOLE |  | 179008 | 0 | 0 |
| MSCI EMR MKT ETF | MSCI EMR MKT ETF | 78470E205 |  | 414135 | 0 | SH |  | SOLE |  | 9900 | 0 | 0 |
| S EMKTSC ETF | S EMKTSC ETF | 78463X756 |  | 3967812 | 0 | SH |  | SOLE |  | 58966 | 0 | 0 |
| PORTFOLIO DEVLPD | PORTFOLIO DEVLPD | 78463X889 |  | 4287172 | 0 | SH |  | SOLE |  | 100191 | 0 | 0 |
| BLOOMBERG INTL T | BLOOMBERG INTL T | 78464A516 |  | 6313103 | 0 | SH |  | SOLE |  | 274483 | 0 | 0 |
| PRTFLO S VL | PRTFLO S VL | 78464A508 |  | 15300983 | 0 | SH |  | SOLE |  | 276540 | 0 | 0 |
| BLOOMBERG EMERGI | BLOOMBERG EMERGI | 78464A391 |  | 4828181 | 0 | SH |  | SOLE |  | 226038 | 0 | 0 |
| PRTFLO S GW | PRTFLO S GW | 78464A409 |  | 1449089 | 0 | SH |  | SOLE |  | 13866 | 0 | 0 |
| TRANSFORM SYSTEM | TRANSFORM SYSTEM | 29287L205 |  | 556350 | 0 | SH |  | SOLE |  | 5695 | 0 | 0 |
| SP DWJNS SUKUK | SP DWJNS SUKUK | 886364702 |  | 3940392 | 0 | SH |  | SOLE |  | 213225 | 0 | 0 |
| SP FDS S 500 | SP FDS S 500 | 886364801 |  | 3388156 | 0 | SH |  | SOLE |  | 68572 | 0 | 0 |
| CL B | CL B | 911312106 |  | 237977 | 0 | SH |  | SOLE |  | 2849 | 0 | 0 |
| GREEN BOND ETF | GREEN BOND ETF | 92189F171 |  | 5320584 | 0 | SH |  | SOLE |  | 217789 | 0 | 0 |
| JP MRGAN EM LOC | JP MRGAN EM LOC | 92189H300 |  | 4702874 | 0 | SH |  | SOLE |  | 184354 | 0 | 0 |
| INTERMED TERM | INTERMED TERM | 921937819 |  | 11102695 | 0 | SH |  | SOLE |  | 142178 | 0 | 0 |
| TOTAL BND MRKT | TOTAL BND MRKT | 921937835 |  | 235827 | 0 | SH |  | SOLE |  | 3171 | 0 | 0 |
| TOTAL INT BD ETF | TOTAL INT BD ETF | 92203J407 |  | 7579451 | 0 | SH |  | SOLE |  | 153244 | 0 | 0 |
| GROWTH ETF | GROWTH ETF | 922908736 |  | 12347704 | 0 | SH |  | SOLE |  | 25718 | 0 | 0 |
| MCAP GR IDXVIP | MCAP GR IDXVIP | 922908538 |  | 3845576 | 0 | SH |  | SOLE |  | 13070 | 0 | 0 |
| VALUE ETF | VALUE ETF | 922908744 |  | 1984727 | 0 | SH |  | SOLE |  | 10589 | 0 | 0 |
| MCAP VL IDXVIP | MCAP VL IDXVIP | 922908512 |  | 2887522 | 0 | SH |  | SOLE |  | 16458 | 0 | 0 |
| SML CP GRW ETF | SML CP GRW ETF | 922908595 |  | 2889446 | 0 | SH |  | SOLE |  | 9694 | 0 | 0 |
| SM CP VAL ETF | SM CP VAL ETF | 922908611 |  | 3290238 | 0 | SH |  | SOLE |  | 15695 | 0 | 0 |
| FTSE EMR MKT ETF | FTSE EMR MKT ETF | 922042858 |  | 6180073 | 0 | SH |  | SOLE |  | 114066 | 0 | 0 |
| Vanguard | INT-TERM CORP | 92206C870 |  | 230560 | 0 | SH |  | SOLE |  | 2741 | 0 | 0 |
| Vanguard | MTG-BKD SECS ETF | 92206C771 |  | 230141 | 0 | SH |  | SOLE |  | 4901 | 0 | 0 |
| EMG MKTS SMCAP | EMG MKTS SMCAP | 97717W281 |  | 3956238 | 0 | SH |  | SOLE |  | 69286 | 0 | 0 |

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