# EDGAR Filing Document

**Accession Number:** 0001901637
**File Stem:** 0000927089-26-000015
**Filing Date:** 2026-1
**Character Count:** 12583
**Document Hash:** a13e86232f0c7d53eabfce863e10ec65
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000927089-26-000015.hdr.sgml**: 20260130

**ACCESSION NUMBER**: 0000927089-26-000015

**CONFORMED SUBMISSION TYPE**: 8-K

**PUBLIC DOCUMENT COUNT**: 14

**CONFORMED PERIOD OF REPORT**: 20260128

**ITEM INFORMATION**: Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers

**ITEM INFORMATION**: Financial Statements and Exhibits

**FILED AS OF DATE**: 20260130

**DATE AS OF CHANGE**: 20260130

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** USCB FINANCIAL HOLDINGS, INC.
- **CENTRAL INDEX KEY:** 0001901637
- **STANDARD INDUSTRIAL CLASSIFICATION:** STATE COMMERCIAL BANKS [6022]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 874070846
- **STATE OF INCORPORATION:** FL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-41196
- **FILM NUMBER:** 26584021

**BUSINESS ADDRESS:**
- **STREET 1:** 2301 NW 87TH AVENUE
- **CITY:** DORAL
- **STATE:** FL
- **ZIP:** 33172
- **BUSINESS PHONE:** (305) 715-5200

**MAIL ADDRESS:**
- **STREET 1:** 2301 NW 87TH AVENUE
- **CITY:** DORAL
- **STATE:** FL
- **ZIP:** 33172

?xml version='1.0' encoding='ASCII'? uscb20260129_8k.htm

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|:---|
| **UNITED STATES**<br> **SECURITIES AND EXCHANGE COMMISSION** |
| **Washington, D.C. 20549** |
| **FORM 8-K** |
| **CURRENT REPORT** |
| **Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934** |

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| | |
|:---|:---|
| Date of Report (Date of earliest event reported) | January 28, 2026 |

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| |
|:---|
| USCB Financial Holdings, Inc. |
| (Exact name of registrant as specified in its charter) |

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| | | |
|:---|:---|:---|
| Florida | 001-41196 | 87-4070846 |
| (State or other jurisdiction | (Commission File Number) | (IRS Employer |
| of incorporation) |  | Identification No.) |

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| | |
|:---|:---|
| 2301 N.W. 87th Avenue, Doral, Florida | 33172  |
| (Address of principal executive offices) | (Zip Code) |

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| | |
|:---|:---|
| Registrant's telephone number, including area code | (305) 715-5200 |

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|:---|
| Not Applicable |
| (Former name or former address, if changed since last report) |

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| | |
|:---|:---|
| Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2 below): | Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2 below): |
| ☐ | Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) |
| ☐ | Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) |
| ☐ | Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) |
| ☐ | Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) |

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Securities registered pursuant to Section 12(b) of the Act:

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| | | |
|:---|:---|:---|
| Title of each Class | Trading<br> Symbol(s) | Name of each exchange on which<br> registered |
| Common Stock | USCB | The Nasdaq Stock Market LLC |

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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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| | |
|:---|:---|
| **Item**  | **<u>Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers</u>.** |
| (a) | Not applicable. |
| (b) | Not applicable. |
| (c) | Not applicable. |
| (d) | Not applicable. |
| (e) | Effective as of January 28, 2026, U.S. Century Bank (the "Bank"), the wholly owned subsidiary of USCB Financial Holdings, Inc. (the "Company" and collectively with the Bank, the "Employers"), and Robert Anderson, the Executive Vice President and Chief Financial Officer of each of the Company and Bank, entered into Amendment No. 2 (the "Amendment") to his employment agreement dated as of January 29, 2023 (the "Agreement"), as previously amended as of January 6, 2025. The Amendment to the Agreement was approved by the Compensation Committee of the Board of Directors of the Company.<br>The Agreement was amended to modify Section 5(e) thereof to provide that severance is also due when a termination of employment by the Employers other than for Cause, Disability or death or by Mr. Anderson for Good Reason (as such terms are defined in the Agreement) occurs more than twelve (12) months subsequent to a Change in Control (as defined in the Agreement). <br>There were no other changes effected to the Agreement pursuant to the Amendment. <br>The foregoing description of the Amendment is qualified in its entirety by reference to the Amendment, a copy of which is attached as Exhibit 10.1 hereto and incorporated herein by reference thereto. |
| (f) | Not applicable. |

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| | | |
|:---|:---|:---|
| **Item** | **9.01** | **<u>Financial Statements and Exhibits</u>** |
|  | (a) | Not applicable. |
|  | (b) | Not applicable. |
|  | (c) | Not applicable. |
|  | (d) | The following exhibits are included with this Report: |

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| | |
|:---|:---|
| <u>Exhibit No.</u> | <u>Description</u> |
| 10.1 | [Amendment No. 2 dated as of January 28, 2026 to the Employment Agreement by and among U.S. Century Bank, USCB Financial Holdings, Inc. and Robert Anderson dated as of January 29, 2023, as amended as of January 6, 2025](ex_913634.htm) |
| 104 | Cover Page Interactive Data File (embedded within the Inline XBRL Document) |

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**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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| | | |
|:---|:---|:---|
|  | USCB FINANCIAL HOLDINGS, INC. | USCB FINANCIAL HOLDINGS, INC. |
|  | By: | /s/ Robert Anderson |
|  | Name: | Robert Anderson |
|  | Title: | Chief Financial Officer |
| Date: January 30, 2026 |  |  |

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## Exhibit 10.1

**Exhibit 10.1**

**EXECUTION COPY**

**AMENDMENT NO. 2**

**to the**

**AMENDED AND RESTATED EMPLOYMENT AGREEMENT**

**BY AND AMONG**

**U.S. CENTURY BANK,** 

**USCB FINANCIAL HOLDINGS, INC.** 

**AND ROBERT ANDERSON**

**THIS AMENDMENT NO. 2** (the "Amendment") to the Amend and Restated Employment Agreement by and among U.S. Century Bank, a Florida-chartered commercial bank (the "Bank"), USCB Financial Holdings, Inc., a Florida corporation (the "Company" and collectively with the Bank, the "Employers"), and Robert Anderson (the "Executive") as of January 29, 2023, as previously amended as of January 6, 2025 (the "Agreement"), is hereby effective as of January 28, 2026 ("Amendment Effective Date").

**WHEREAS**, the Executive is presently employed as the Executive Vice President and Chief Financial Officer of each of the Company and the Bank;

**WHEREAS**, upon consideration, the Employers and the Executive wish to adopt certain mutually agreed upon revisions to the Agreement;

**WHEREAS**, the Employers desire to be ensured of the Executive's continued active participation in the business of the Employers under such revised terms; and

**WHEREAS**, the Executive is willing to serve the Employers on the terms and conditions set forth in the Agreement, as amended by this Amendment.

**NOW THEREFORE**, in consideration of the premises and the mutual agreements herein contained, the Employers and the Executive do hereby agree to amend the Agreement as follows:

1. Section 5(e) be and hereby is rescinded and deleted and is replaced in its entirety by the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e) In the event that prior to a Change in Control or more than twelve (12) months subsequent to a Change in Control, the Executive's employment is terminated by (i) the Employers for other than Cause, Disability or the Executive's death during the term of this Agreement or (ii) the Executive for Good Reason during the term of this Agreement, then the Employers shall, in consideration of the Executive's agreements in Section 7 below and subject to the provisions of Sections 5(g), 5(h), 5(j), 5(k), 6, 18 and 19 hereof, if applicable, pay to the Executive a cash severance amount equal to the aggregate of (A) one (1) times the Executive's then current annual Base Salary and (B) the amount accrued with respect to the Annual Bonus for the year in which the termination occurs (the "Severance Payment"). The Severance Payment shall be paid in two installments. The first payment consisting of 50% of the Severance Payment will be paid in a lump sum thirty (30) days following the later of the Date of Termination or the expiration of the revocation period provided for in the general release to be executed by the Executive pursuant to Section 5(g) below, with the remaining 50% of the Severance Payment to be paid in a lump sum within ten (10) days after the expiration of the Restricted Period as set forth in Section 7 hereof. In addition, the Executive shall receive continued medical and dental benefits as provided by the Employers from time to time for its employees, with the Employers paying 100% of the premiums for such coverage, for the period of time equal to the shorter of one (1) year or the maximum period of COBRA continuation coverage provided under Section 4980B(f) of the Code (with such coverage to be treated as COBRA coverage). If the Employers' payment of COBRA premiums on behalf of the Executive is taxable to the Executive, the Employers will pay to the Executive an additional amount such that after payment by the Executive of all applicable local, state and federal income and payroll taxes imposed on him with respect to such additional amount, the Executive retains an amount equal to all applicable local, state and federal income and payroll taxes imposed upon him with respect to the payment of such COBRA premiums. Such payment shall be made on or before March 15<sup>th</sup> following the close of the calendar year in which the COBRA premiums were made. Except as provided herein, the Severance Payment shall be in lieu of, and not in addition to, any Base Salary or other compensation or benefits that would have been paid under Sections 3(a), 3(b), 3(c) and 3(d) above in the absence of a termination of employment, and the Executive shall have no rights pursuant to this Agreement to any Base Salary or other benefits for any period after the applicable Date of Termination.

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2. All other sections and provisions in the Agreement shall continue in full force and effect and are not affected by this Amendment.

**[Signature page follows]**

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**IN WITNESS WHEREOF**, the parties have executed this Amendment No. 2 to the Agreement as of the Amendment Effective Date.

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| |
|:---|
| **USCB FINANCIAL HOLDINGS, INC.** |
| By: <u>/s/W. Kirk Wycoff</u><u> </u><u> </u><u> </u> |
| Name: W. Kirk Wycoff |
| Title: Chairman of the Compensation |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Committee of the Board of Directors |
| **U.S. CENTURY BANK** |
| By: <u>/s/W. Kirk Wycoff</u><u> </u><u> </u><u> </u> |
| Name: W. Kirk Wycoff |
| Title: Chairman of the Compensation |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Committee of the Board of Directors |
| **EXECUTIVE** |
| By: <u>/s/Robert Anderson</u><u> </u><u> </u><u> </u> |
| Robert Anderson |

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