# EDGAR Filing Document

**Accession Number:** 0002056292
**File Stem:** 0002056292-25-000026
**Filing Date:** 2025-10
**Character Count:** 11338
**Document Hash:** f666feb0d59b20ba9c1ca4c8bfafaf97
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002056292-25-000026.hdr.sgml**: 20251003

**ACCESSION NUMBER**: 0002056292-25-000026

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251003

**DATE AS OF CHANGE**: 20251003

**EFFECTIVENESS DATE**: 20251003

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** St. Clair Advisors, LLC
- **CENTRAL INDEX KEY:** 0002056292

**ORGANIZATION NAME:**
- **EIN:** 261481384
- **STATE OF INCORPORATION:** OH
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25265
- **FILM NUMBER:** 251372957

**BUSINESS ADDRESS:**
- **STREET 1:** 5875 LANDERBROOK DRIVE
- **STREET 2:** SUITE 240
- **CITY:** MAYFIELD HTS
- **STATE:** OH
- **ZIP:** 44124
- **BUSINESS PHONE:** 2169255670

**MAIL ADDRESS:**
- **STREET 1:** 5875 LANDERBROOK DRIVE
- **STREET 2:** SUITE 240
- **CITY:** MAYFIELD HTS
- **STATE:** OH
- **ZIP:** 44124

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** St. Clair Advisors LLC<br>**Address:** 5875 LANDERBROOK DRIVE<br>SUITE 240<br>MAYFIELD HTS, OH 44124

**Form 13F File Number:** 028-25265

**CRD Number (if applicable):** 000155064

**SEC File Number (if applicable):** 801-71857

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Evan J. Schreiner<br>**Title:** Investment Operations<br>**Phone:** 2169255683

**Signature, Place, and Date of Signing:**

Evan J. Schreiner  Mayfield Heights, OH  10-03-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 79

**Form 13F Information Table Value Total:** $376707803

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 2030530 | 15160 | SH |  | SOLE |  | 0 | 0 | 15160 |
| AMAZON COM INC | COM | 023135106 |  | 2970123 | 13527 | SH |  | SOLE |  | 0 | 0 | 13527 |
| AMERICAN WTR WKS CO INC NEW | COM | 030420103 |  | 278380 | 2000 | SH |  | SOLE |  | 0 | 0 | 2000 |
| AMGEN INC | COM | 031162100 |  | 790160 | 2800 | SH |  | SOLE |  | 0 | 0 | 2800 |
| APPLE INC | COM | 037833100 |  | 22124724 | 86889 | SH |  | SOLE |  | 0 | 0 | 86889 |
| BANK AMERICA CORP | COM | 060505104 |  | 286840 | 5560 | SH |  | SOLE |  | 0 | 0 | 5560 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 217686 | 433 | SH |  | SOLE |  | 0 | 0 | 433 |
| CVS HEALTH CORP | COM | 126650100 |  | 453998 | 6022 | SH |  | SOLE |  | 0 | 0 | 6022 |
| COCA COLA CO | COM | 191216100 |  | 3370183 | 50817 | SH |  | SOLE |  | 0 | 0 | 50817 |
| DANAHER CORPORATION | COM | 235851102 |  | 494262 | 2493 | SH |  | SOLE |  | 0 | 0 | 2493 |
| DEERE  CO | COM | 244199105 |  | 230459 | 504 | SH |  | SOLE |  | 0 | 0 | 504 |
| DISNEY WALT CO | COM | 254687106 |  | 461778 | 4033 | SH |  | SOLE |  | 0 | 0 | 4033 |
| EDISON INTL | COM | 281020107 |  | 221120 | 4000 | SH |  | SOLE |  | 0 | 0 | 4000 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 596750 | 1750 | SH |  | SOLE |  | 0 | 0 | 1750 |
| GE AEROSPACE | COM NEW | 369604301 |  | 841393 | 2797 | SH |  | SOLE |  | 0 | 0 | 2797 |
| GENERAL MLS INC | COM | 370334104 |  | 705174 | 13986 | SH |  | SOLE |  | 0 | 0 | 13986 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 579309 | 5219 | SH |  | SOLE |  | 0 | 0 | 5219 |
| GRAINGER W W INC | COM | 384802104 |  | 571776 | 600 | SH |  | SOLE |  | 0 | 0 | 600 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 4599490 | 16301 | SH |  | SOLE |  | 0 | 0 | 16301 |
| ISHARES TR | S 100 ETF | 464287101 |  | 4073961 | 12240 | SH |  | SOLE |  | 0 | 0 | 12240 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 4332219 | 30487 | SH |  | SOLE |  | 0 | 0 | 30487 |
| ISHARES TR | CORE S ETF | 464287200 |  | 134190683 | 200494 | SH |  | SOLE |  | 0 | 0 | 200494 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 6041649 | 50046 | SH |  | SOLE |  | 0 | 0 | 50046 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 3235805 | 15669 | SH |  | SOLE |  | 0 | 0 | 15669 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 520935 | 3658 | SH |  | SOLE |  | 0 | 0 | 3658 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 2160306 | 22375 | SH |  | SOLE |  | 0 | 0 | 22375 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 2098752 | 32159 | SH |  | SOLE |  | 0 | 0 | 32159 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 1189196 | 2538 | SH |  | SOLE |  | 0 | 0 | 2538 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 4674123 | 12789 | SH |  | SOLE |  | 0 | 0 | 12789 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 504969 | 2856 | SH |  | SOLE |  | 0 | 0 | 2856 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 415687 | 1718 | SH |  | SOLE |  | 0 | 0 | 1718 |
| ISHARES TR | CORE S US GWT | 464287671 |  | 1159513 | 7047 | SH |  | SOLE |  | 0 | 0 | 7047 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 1798180 | 15132 | SH |  | SOLE |  | 0 | 0 | 15132 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 3980967 | 21470 | SH |  | SOLE |  | 0 | 0 | 21470 |
| LOWES COS INC | COM | 548661107 |  | 1382205 | 5500 | SH |  | SOLE |  | 0 | 0 | 5500 |
| MCDONALDS CORP | COM | 580135101 |  | 251317 | 827 | SH |  | SOLE |  | 0 | 0 | 827 |
| MICROSOFT CORP | COM | 594918104 |  | 27768335 | 53612 | SH |  | SOLE |  | 0 | 0 | 53612 |
| NIKE INC | CL B | 654106103 |  | 1061081 | 15217 | SH |  | SOLE |  | 0 | 0 | 15217 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 1230779 | 4097 | SH |  | SOLE |  | 0 | 0 | 4097 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 3441178 | 16900 | SH |  | SOLE |  | 0 | 0 | 16900 |
| PEPSICO INC | COM | 713448108 |  | 3399631 | 24207 | SH |  | SOLE |  | 0 | 0 | 24207 |
| PFIZER INC | COM | 717081103 |  | 918630 | 36053 | SH |  | SOLE |  | 0 | 0 | 36053 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 3580198 | 23301 | SH |  | SOLE |  | 0 | 0 | 23301 |
| PROGRESSIVE CORP | COM | 743315103 |  | 17034857 | 68981 | SH |  | SOLE |  | 0 | 0 | 68981 |
| STARBUCKS CORP | COM | 855244109 |  | 1314176 | 15534 | SH |  | SOLE |  | 0 | 0 | 15534 |
| STRYKER CORPORATION | COM | 863667101 |  | 3888189 | 10518 | SH |  | SOLE |  | 0 | 0 | 10518 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 3091638 | 14327 | SH |  | SOLE |  | 0 | 0 | 14327 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 769120 | 12835 | SH |  | SOLE |  | 0 | 0 | 12835 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 410663 | 7579 | SH |  | SOLE |  | 0 | 0 | 7579 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 387045 | 807 | SH |  | SOLE |  | 0 | 0 | 807 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 245420 | 1316 | SH |  | SOLE |  | 0 | 0 | 1316 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 4144977 | 17019 | SH |  | SOLE |  | 0 | 0 | 17019 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 5419914 | 22295 | SH |  | SOLE |  | 0 | 0 | 22295 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 2423808 | 12603 | SH |  | SOLE |  | 0 | 0 | 12603 |
| BLACKSTONE INC | COM | 09260D107 |  | 3414266 | 19984 | SH |  | SOLE |  | 0 | 0 | 19984 |
| CISCO SYS INC | COM | 17275R102 |  | 1791851 | 26189 | SH |  | SOLE |  | 0 | 0 | 26189 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 1828119 | 1975 | SH |  | SOLE |  | 0 | 0 | 1975 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 2537822 | 22508 | SH |  | SOLE |  | 0 | 0 | 22508 |
| META PLATFORMS INC | CL A | 30303M102 |  | 605863 | 825 | SH |  | SOLE |  | 0 | 0 | 825 |
| FEDEX CORP | COM | 31428X106 |  | 685735 | 2908 | SH |  | SOLE |  | 0 | 0 | 2908 |
| FLEXSHARES TR | GLB QLT R/E IDX | 33939L787 |  | 7962083 | 130612 | SH |  | SOLE |  | 0 | 0 | 130612 |
| GE VERNOVA INC | COM | 36828A101 |  | 489460 | 796 | SH |  | SOLE |  | 0 | 0 | 796 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 6479973 | 74218 | SH |  | SOLE |  | 0 | 0 | 74218 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 21116292 | 320332 | SH |  | SOLE |  | 0 | 0 | 320332 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 1952827 | 6191 | SH |  | SOLE |  | 0 | 0 | 6191 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 14959639 | 261990 | SH |  | SOLE |  | 0 | 0 | 261990 |
| MERCK  CO INC | COM | 58933Y105 |  | 492501 | 5868 | SH |  | SOLE |  | 0 | 0 | 5868 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 909478 | 7092 | SH |  | SOLE |  | 0 | 0 | 7092 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 1970098 | 10559 | SH |  | SOLE |  | 0 | 0 | 10559 |
| ORACLE CORP | COM | 68389X105 |  | 478108 | 1700 | SH |  | SOLE |  | 0 | 0 | 1700 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 2721690 | 5869 | SH |  | SOLE |  | 0 | 0 | 5869 |
| SALESFORCE INC | COM | 79466L302 |  | 1267713 | 5349 | SH |  | SOLE |  | 0 | 0 | 5349 |
| 3M CO | COM | 88579Y101 |  | 787848 | 5077 | SH |  | SOLE |  | 0 | 0 | 5077 |
| VISA INC | COM CL A | 92826C839 |  | 881784 | 2583 | SH |  | SOLE |  | 0 | 0 | 2583 |
| WISDOMTREE TR | US LARGECAP DIVD | 97717W307 |  | 1367589 | 15714 | SH |  | SOLE |  | 0 | 0 | 15714 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 526491 | 2135 | SH |  | SOLE |  | 0 | 0 | 2135 |
| EATON CORP PLC | SHS | G29183103 |  | 5218542 | 13944 | SH |  | SOLE |  | 0 | 0 | 13944 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 1063068 | 11162 | SH |  | SOLE |  | 0 | 0 | 11162 |
| ELI LILLY  CO | COM | 532457108 |  | 834722 | 1094 | SH |  | SOLE |  | 0 | 0 | 1094 |

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