# EDGAR Filing Document

**Accession Number:** 0001819955
**File Stem:** 0001172661-26-000287
**Filing Date:** 2026-1
**Character Count:** 17467
**Document Hash:** 25783f10ddf2ed22e1313d85db876a00
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001172661-26-000287.hdr.sgml**: 20260123

**ACCESSION NUMBER**: 0001172661-26-000287

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260123

**DATE AS OF CHANGE**: 20260123

**EFFECTIVENESS DATE**: 20260123

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Intelligence Driven Advisers, LLC
- **CENTRAL INDEX KEY:** 0001819955

**ORGANIZATION NAME:**
- **EIN:** 832499358
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20336
- **FILM NUMBER:** 26556059

**BUSINESS ADDRESS:**
- **STREET 1:** 2792 GATEWAY ROAD
- **CITY:** CARLSBAD
- **STATE:** CA
- **ZIP:** 92009
- **BUSINESS PHONE:** 888-401-2083

**MAIL ADDRESS:**
- **STREET 1:** 2792 GATEWAY ROAD
- **CITY:** CARLSBAD
- **STATE:** CA
- **ZIP:** 92009

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Intelligence Driven Advisers LLC<br>**Address:** 2792 GATEWAY ROAD<br>CARLSBAD, CA 92009

**Form 13F File Number:** 028-20336

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jordie Czapinski<br>**Title:** CCO | COO<br>**Phone:** 888-401-2083

**Signature, Place, and Date of Signing:**

/s/ Jordie Czapinski  CARLSBAD, CA  01-23-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 138

**Form 13F Information Table Value Total:** $699545653

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ADOBE INC | COM | 00724F101 |  | 547384 | 1564 | SH |  | SOLE |  | 0 | 0 | 1564 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 3275758 | 10439 | SH |  | SOLE |  | 0 | 0 | 10439 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 796585 | 2545 | SH |  | SOLE |  | 0 | 0 | 2545 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 349447 | 6060 | SH |  | SOLE |  | 0 | 0 | 6060 |
| AMAZON COM INC | COM | 023135106 |  | 1262355 | 5469 | SH |  | SOLE |  | 0 | 0 | 5469 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 13806646 | 135386 | SH |  | SOLE |  | 1320 | 0 | 134066 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 419287 | 3751 | SH |  | SOLE |  | 0 | 0 | 3751 |
| AMERICAN INTL GROUP INC | COM NEW | 026874784 |  | 274102 | 3204 | SH |  | SOLE |  | 0 | 0 | 3204 |
| AMGEN INC | COM | 031162100 |  | 217827 | 666 | SH |  | SOLE |  | 0 | 0 | 666 |
| APPLE INC | COM | 037833100 |  | 19311138 | 71033 | SH |  | SOLE |  | 0 | 0 | 71033 |
| APPLOVIN CORP | COM CL A | 03831W108 |  | 681232 | 1011 | SH |  | SOLE |  | 0 | 0 | 1011 |
| BARCLAYS PLC | ADR | 06738E204 |  | 224087 | 8805 | SH |  | SOLE |  | 0 | 0 | 8805 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 3024138 | 6016 | SH |  | SOLE |  | 0 | 0 | 6016 |
| BLACKROCK ETF TRUST | ISHARES A I INNO | 09290C780 |  | 4669256 | 140218 | SH |  | SOLE |  | 960 | 0 | 139258 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 |  | 45446471 | 747352 | SH |  | SOLE |  | 5847 | 0 | 741505 |
| BLUEROCK PVT REAL ESTATE FD | COM | 09631P102 |  | 456780 | 30452 | SH |  | SOLE |  | 0 | 0 | 30452 |
| BOEING CO | COM | 097023105 |  | 2108214 | 9710 | SH |  | SOLE |  | 0 | 0 | 9710 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 931827 | 174 | SH |  | SOLE |  | 0 | 0 | 174 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 236043 | 4376 | SH |  | SOLE |  | 0 | 0 | 4376 |
| BRITISH AMERN TOB PLC | SPONSORED ADR | 110448107 |  | 756016 | 13352 | SH |  | SOLE |  | 0 | 0 | 13352 |
| BROADCOM INC | COM | 11135F101 |  | 756170 | 2185 | SH |  | SOLE |  | 0 | 0 | 2185 |
| CATERPILLAR INC | COM | 149123101 |  | 234357 | 409 | SH |  | SOLE |  | 0 | 0 | 409 |
| CHEVRON CORP NEW | COM | 166764100 |  | 201181 | 1320 | SH |  | SOLE |  | 0 | 0 | 1320 |
| CITIGROUP INC | COM NEW | 172967424 |  | 647980 | 5553 | SH |  | SOLE |  | 0 | 0 | 5553 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 252160 | 8436 | SH |  | SOLE |  | 0 | 0 | 8436 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 3506327 | 92199 | SH |  | SOLE |  | 2282 | 0 | 89917 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 107843826 | 1454009 | SH |  | SOLE |  | 15462 | 0 | 1438547 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 1323154 | 18992 | SH |  | SOLE |  | 73 | 0 | 18919 |
| DOORDASH INC | CL A | 25809K105 |  | 229424 | 1013 | SH |  | SOLE |  | 0 | 0 | 1013 |
| EA SERIES TRUST | FREEDOM 100 EM | 02072L607 |  | 17721087 | 345642 | SH |  | SOLE |  | 3673 | 0 | 341969 |
| ELI LILLY  CO | COM | 532457108 |  | 522294 | 486 | SH |  | SOLE |  | 0 | 0 | 486 |
| ENEL CHILE S.A. | SPONSORED ADR | 29278D105 |  | 46672 | 11610 | SH |  | SOLE |  | 0 | 0 | 11610 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 233040 | 1937 | SH |  | SOLE |  | 0 | 0 | 1937 |
| FIRST TR EXCHANGE-TRADED FD | SHS | 33734H106 |  | 310211 | 6732 | SH |  | SOLE |  | 0 | 0 | 6732 |
| FISERV INC | COM | 337738108 |  | 515530 | 7675 | SH |  | SOLE |  | 0 | 0 | 7675 |
| GE AEROSPACE | COM NEW | 369604301 |  | 1356804 | 4405 | SH |  | SOLE |  | 0 | 0 | 4405 |
| GE VERNOVA INC | COM | 36828A101 |  | 671216 | 1027 | SH |  | SOLE |  | 0 | 0 | 1027 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 211086 | 627 | SH |  | SOLE |  | 0 | 0 | 627 |
| GENERAL MTRS CO | COM | 37045V100 |  | 555904 | 6836 | SH |  | SOLE |  | 0 | 0 | 6836 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 355611 | 2897 | SH |  | SOLE |  | 0 | 0 | 2897 |
| GLOBAL X FDS | ARTIFICIAL ETF | 37954Y632 |  | 7783970 | 153047 | SH |  | SOLE |  | 2025 | 0 | 151022 |
| GLOBAL X FDS | RBTCS ARTFL INTE | 37954Y715 |  | 260856 | 7200 | SH |  | SOLE |  | 0 | 0 | 7200 |
| GRAB HOLDINGS LIMITED | CLASS A ORD | G4124C109 |  | 57630 | 11549 | SH |  | SOLE |  | 0 | 0 | 11549 |
| HCA HEALTHCARE INC | COM | 40412C101 |  | 281050 | 602 | SH |  | SOLE |  | 0 | 0 | 602 |
| HOME DEPOT INC | COM | 437076102 |  | 395287 | 1149 | SH |  | SOLE |  | 0 | 0 | 1149 |
| HUNTINGTON INGALLS INDS INC | COM | 446413106 |  | 204042 | 600 | SH |  | SOLE |  | 0 | 0 | 600 |
| INVESCO EXCH TRADED FD TR II | S 500 MOMNTM | 46138E339 |  | 343284 | 2877 | SH |  | SOLE |  | 0 | 0 | 2877 |
| INVESCO EXCH TRD SLF IDX FD | RAFI STRATGIC US | 46138J742 |  | 37882568 | 662742 | SH |  | SOLE |  | 4726 | 0 | 658016 |
| INVESCO EXCHANGE TRADED FD T | S QUALITY | 46137V241 |  | 1445463 | 19260 | SH |  | SOLE |  | 0 | 0 | 19260 |
| INVESCO EXCHANGE TRADED FD T | RAFI US 1000 ETF | 46137V613 |  | 6714535 | 143106 | SH |  | SOLE |  | 0 | 0 | 143106 |
| INVESCO EXCHANGE TRADED FD T | PHARMACEUTICALS | 46137V662 |  | 564516 | 5400 | SH |  | SOLE |  | 0 | 0 | 5400 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 1646306 | 2680 | SH |  | SOLE |  | 0 | 0 | 2680 |
| ISHARES INC | US POWER INFRAST | 464286343 |  | 564720 | 24000 | SH |  | SOLE |  | 0 | 0 | 24000 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 8374462 | 115224 | SH |  | SOLE |  | 738 | 0 | 114486 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 13159738 | 66256 | SH |  | SOLE |  | 575 | 0 | 65681 |
| ISHARES TR | CORE S ETF | 464287200 |  | 1779887 | 2599 | SH |  | SOLE |  | 0 | 0 | 2599 |
| ISHARES TR | CORE UNIVRSL USD | 46434V613 |  | 48516039 | 1042459 | SH |  | SOLE |  | 15564 | 0 | 1026895 |
| ISHARES TR | TRS FLT RT BD | 46434V860 |  | 509646 | 10100 | SH |  | SOLE |  | 316 | 0 | 9784 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 759957 | 33006 | SH |  | SOLE |  | 2 | 0 | 33004 |
| ISHARES TR | U.S. MED DVC ETF | 464288810 |  | 413919 | 6660 | SH |  | SOLE |  | 0 | 0 | 6660 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 232037 | 927 | SH |  | SOLE |  | 0 | 0 | 927 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 246932 | 764 | SH |  | SOLE |  | 0 | 0 | 764 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 284457 | 3021 | SH |  | SOLE |  | 0 | 0 | 3021 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 386614 | 5414 | SH |  | SOLE |  | 0 | 0 | 5414 |
| ISHARES TR | MBS ETF | 464288588 |  | 1677586 | 17618 | SH |  | SOLE |  | 352 | 0 | 17266 |
| ISHARES TR | U S EQUITY FACTR | 46434V282 |  | 1502326 | 21638 | SH |  | SOLE |  | 391 | 0 | 21247 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 4574501 | 11825 | SH |  | SOLE |  | 0 | 0 | 11825 |
| ISHARES TR | RUS TP200 GR ETF | 464289438 |  | 68846157 | 248596 | SH |  | SOLE |  | 2647 | 0 | 245949 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 536250 | 8125 | SH |  | SOLE |  | 0 | 0 | 8125 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 1692895 | 3577 | SH |  | SOLE |  | 4 | 0 | 3573 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 1781959 | 17841 | SH |  | SOLE |  | 0 | 0 | 17841 |
| ISHARES TR | GLOBAL TECH ETF | 464287291 |  | 379785 | 3617 | SH |  | SOLE |  | 0 | 0 | 3617 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 205853 | 1807 | SH |  | SOLE |  | 0 | 0 | 1807 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 384350 | 4541 | SH |  | SOLE |  | 0 | 0 | 4541 |
| ISHARES TR | CALIF MUN BD ETF | 464288356 |  | 225071 | 3917 | SH |  | SOLE |  | 0 | 0 | 3917 |
| J P MORGAN EXCHANGE TRADED F | US QUALTY FCTR | 46641Q761 |  | 3443895 | 54509 | SH |  | SOLE |  | 558 | 0 | 53951 |
| JOHN HANCOCK EXCHANGE TRADED | MULTIFACTOR MI | 47804J206 |  | 486189 | 7425 | SH |  | SOLE |  | 0 | 0 | 7425 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 688706 | 2137 | SH |  | SOLE |  | 0 | 0 | 2137 |
| KLA CORP | COM NEW | 482480100 |  | 277038 | 228 | SH |  | SOLE |  | 0 | 0 | 228 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 288438 | 1685 | SH |  | SOLE |  | 0 | 0 | 1685 |
| LENNAR CORP | CL A | 526057104 |  | 456226 | 4438 | SH |  | SOLE |  | 0 | 0 | 4438 |
| LG DISPLAY CO LTD | SPONS ADR REP | 50186V102 |  | 57862 | 13744 | SH |  | SOLE |  | 0 | 0 | 13744 |
| LOWES COS INC | COM | 548661107 |  | 366563 | 1520 | SH |  | SOLE |  | 0 | 0 | 1520 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 2747411 | 4813 | SH |  | SOLE |  | 0 | 0 | 4813 |
| MERCK  CO INC | COM | 58933Y105 |  | 1207753 | 11474 | SH |  | SOLE |  | 0 | 0 | 11474 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1495328 | 2265 | SH |  | SOLE |  | 0 | 0 | 2265 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 369891 | 1296 | SH |  | SOLE |  | 0 | 0 | 1296 |
| MICROSOFT CORP | COM | 594918104 |  | 1762615 | 3645 | SH |  | SOLE |  | 0 | 0 | 3645 |
| NETFLIX INC | COM | 64110L106 |  | 974223 | 10391 | SH |  | SOLE |  | 0 | 0 | 10391 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 2886999 | 15480 | SH |  | SOLE |  | 0 | 0 | 15480 |
| OREILLY AUTOMOTIVE INC | COM | 67103H107 |  | 205277 | 2251 | SH |  | SOLE |  | 0 | 0 | 2251 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 20840826 | 346365 | SH |  | SOLE |  | 6025 | 0 | 340340 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 1024954 | 5766 | SH |  | SOLE |  | 0 | 0 | 5766 |
| PGIM ETF TR | PGIM ULTRA SH BD | 69344A107 |  | 664852 | 13407 | SH |  | SOLE |  | 320 | 0 | 13087 |
| PIMCO ETF TR | ACTIVE BD ETF | 72201R775 |  | 3081041 | 33101 | SH |  | SOLE |  | 0 | 0 | 33101 |
| PIMCO ETF TR | MULTISECTOR BD | 72201R585 |  | 2859794 | 107189 | SH |  | SOLE |  | 3548 | 0 | 103641 |
| QUALCOMM INC | COM | 747525103 |  | 476545 | 2786 | SH |  | SOLE |  | 0 | 0 | 2786 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 24266609 | 925147 | SH |  | SOLE |  | 201 | 0 | 924946 |
| SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 |  | 44365676 | 1768966 | SH |  | SOLE |  | 26761 | 0 | 1742205 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL EMER | 808524730 |  | 223464 | 6197 | SH |  | SOLE |  | 0 | 0 | 6197 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US S | 808524763 |  | 227187 | 7210 | SH |  | SOLE |  | 0 | 0 | 7210 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 280402 | 10420 | SH |  | SOLE |  | 0 | 0 | 10420 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 5195837 | 216133 | SH |  | SOLE |  | 0 | 0 | 216133 |
| SEAGATE TECHNOLOGY HLDNGS PL | ORD SHS | G7997R103 |  | 263824 | 958 | SH |  | SOLE |  | 0 | 0 | 958 |
| SELECT SECTOR SPDR TR | STATE STREET HEA | 81369Y209 |  | 766570 | 4952 | SH |  | SOLE |  | 0 | 0 | 4952 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 |  | 1101676 | 20115 | SH |  | SOLE |  | 0 | 0 | 20115 |
| SELECT SECTOR SPDR TR | STATE STREET MAT | 81369Y100 |  | 272100 | 6000 | SH |  | SOLE |  | 0 | 0 | 6000 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 362804 | 2520 | SH |  | SOLE |  | 0 | 0 | 2520 |
| SELECT SECTOR SPDR TR | STATE STREET COM | 81369Y852 |  | 208364 | 1770 | SH |  | SOLE |  | 0 | 0 | 1770 |
| SPDR INDEX SHS FDS | MSCI EAFE STRTGC | 78463X434 |  | 65681441 | 724401 | SH |  | SOLE |  | 7132 | 0 | 717269 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 20414484 | 29937 | SH |  | SOLE |  | 0 | 0 | 29937 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A805 |  | 292050 | 3540 | SH |  | SOLE |  | 0 | 0 | 3540 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A763 |  | 317798 | 2284 | SH |  | SOLE |  | 0 | 0 | 2284 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 |  | 385056 | 4800 | SH |  | SOLE |  | 0 | 0 | 4800 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A300 |  | 341047 | 3749 | SH |  | SOLE |  | 0 | 0 | 3749 |
| SUNCOR ENERGY INC NEW | COM | 867224107 |  | 239367 | 5396 | SH |  | SOLE |  | 0 | 0 | 5396 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 1222246 | 4022 | SH |  | SOLE |  | 0 | 0 | 4022 |
| TAKEDA PHARMACEUTICAL CO LTD | SPONSORED ADS | 874060205 |  | 240382 | 15419 | SH |  | SOLE |  | 0 | 0 | 15419 |
| TESLA INC | COM | 88160R101 |  | 263459 | 586 | SH |  | SOLE |  | 0 | 0 | 586 |
| TIDAL TRUST II | YIELDMAX NVDA | 88634T774 |  | 147473 | 10094 | SH |  | SOLE |  | 0 | 0 | 10094 |
| TJX COS INC NEW | COM | 872540109 |  | 221739 | 1444 | SH |  | SOLE |  | 0 | 0 | 1444 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 517061 | 6328 | SH |  | SOLE |  | 0 | 0 | 6328 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 217542 | 659 | SH |  | SOLE |  | 0 | 0 | 659 |
| VALERO ENERGY CORP | COM | 91913Y100 |  | 237673 | 1460 | SH |  | SOLE |  | 0 | 0 | 1460 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 892208 | 2661 | SH |  | SOLE |  | 0 | 0 | 2661 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 402825 | 1388 | SH |  | SOLE |  | 0 | 0 | 1388 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 255329 | 1206 | SH |  | SOLE |  | 0 | 0 | 1206 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 2224270 | 11646 | SH |  | SOLE |  | 56 | 0 | 11590 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 409270 | 1466 | SH |  | SOLE |  | 0 | 0 | 1466 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 343854 | 1939 | SH |  | SOLE |  | 0 | 0 | 1939 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 820919 | 1309 | SH |  | SOLE |  | 0 | 0 | 1309 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 |  | 23519899 | 499573 | SH |  | SOLE |  | 7006 | 0 | 492567 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 1841186 | 31350 | SH |  | SOLE |  | 272 | 0 | 31078 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 862898 | 13813 | SH |  | SOLE |  | 716 | 0 | 13097 |
| VISTRA CORP | COM | 92840M102 |  | 256837 | 1592 | SH |  | SOLE |  | 0 | 0 | 1592 |
| WALMART INC | COM | 931142103 |  | 570137 | 5117 | SH |  | SOLE |  | 0 | 0 | 5117 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 1247943 | 13390 | SH |  | SOLE |  | 0 | 0 | 13390 |
| WIPRO LTD | SPON ADR 1 SH | 97651M109 |  | 59046 | 20791 | SH |  | SOLE |  | 0 | 0 | 20791 |

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