# EDGAR Filing Document

**Accession Number:** 0002094948
**File Stem:** 0001951757-26-000346
**Filing Date:** 2026-2
**Character Count:** 8796
**Document Hash:** 8c42d9f1df08689305b8432b6e8307c5
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001951757-26-000346.hdr.sgml**: 20260204

**ACCESSION NUMBER**: 0001951757-26-000346

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260204

**DATE AS OF CHANGE**: 20260204

**EFFECTIVENESS DATE**: 20260204

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Peak Wealth Management LLC
- **CENTRAL INDEX KEY:** 0002094948

**ORGANIZATION NAME:**
- **EIN:** 474889349
- **STATE OF INCORPORATION:** NH
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-26067
- **FILM NUMBER:** 26596252

**BUSINESS ADDRESS:**
- **STREET 1:** 20 TRAFALGAR SQ
- **STREET 2:** SUITE 404
- **CITY:** NASHUA
- **STATE:** NH
- **ZIP:** 03063
- **BUSINESS PHONE:** (603) 488-2476

**MAIL ADDRESS:**
- **STREET 1:** 20 TRAFALGAR SQ
- **STREET 2:** SUITE 404
- **CITY:** NASHUA
- **STATE:** NH
- **ZIP:** 03063

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Peak Wealth Management LLC<br>**Address:** 20 TRAFALGAR SQ<br>SUITE 404<br>NASHUA, NH 03063

**Form 13F File Number:** 028-26067

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** John Garrity<br>**Title:** Chief Compliance Officer<br>**Phone:** (603) 488-2476

**Signature, Place, and Date of Signing:**

John Garrity  Nashua, NH  02-04-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 51

**Form 13F Information Table Value Total:** $119629974

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 |  | 571225 | 2500 | SH |  | SOLE |  | 0 | 0 | 2500 |
| AMAZON COM INC | COM | 023135106 |  | 475951 | 2062 | SH |  | SOLE |  | 0 | 0 | 2062 |
| APPLE INC | COM | 037833100 |  | 2654545 | 9764 | SH |  | SOLE |  | 0 | 0 | 9764 |
| BANK AMERICA CORP | COM | 060505104 |  | 380758 | 6923 | SH |  | SOLE |  | 0 | 0 | 6923 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 |  | 11490698 | 188961 | SH |  | SOLE |  | 0 | 0 | 188961 |
| BLACKROCK ETF TRUST | ISHARES A I INNO | 09290C780 |  | 4242944 | 127416 | SH |  | SOLE |  | 0 | 0 | 127416 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 |  | 6334352 | 120037 | SH |  | SOLE |  | 0 | 0 | 120037 |
| CISCO SYS INC | COM | 17275R102 |  | 435220 | 5650 | SH |  | SOLE |  | 0 | 0 | 5650 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 842982 | 7005 | SH |  | SOLE |  | 0 | 0 | 7005 |
| HOME DEPOT INC | COM | 437076102 |  | 328656 | 955 | SH |  | SOLE |  | 0 | 0 | 955 |
| INNOVATOR ETFS TRUST | EQUITY DEFINED | 45783Y335 |  | 586784 | 20651 | SH |  | SOLE |  | 0 | 0 | 20651 |
| INNOVATOR ETFS TRUST | EQUITY DEFINED P | 45783Y244 |  | 2442609 | 84054 | SH |  | SOLE |  | 0 | 0 | 84054 |
| INNOVATOR ETFS TRUST | EQUITY DEFINED P | 45784N858 |  | 214132 | 8320 | SH |  | SOLE |  | 0 | 0 | 8320 |
| INNOVATOR ETFS TRUST | EQUITY DEF PROTN | 45784N775 |  | 1531175 | 60330 | SH |  | SOLE |  | 0 | 0 | 60330 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 363049 | 591 | SH |  | SOLE |  | 0 | 0 | 591 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 6371985 | 94793 | SH |  | SOLE |  | 0 | 0 | 94793 |
| ISHARES TR | CORE INTL AGGR | 46435G672 |  | 2706641 | 54122 | SH |  | SOLE |  | 0 | 0 | 54122 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 3952472 | 171660 | SH |  | SOLE |  | 0 | 0 | 171660 |
| ISHARES TR | CORE S ETF | 464287200 |  | 287871 | 420 | SH |  | SOLE |  | 0 | 0 | 420 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 597155 | 2839 | SH |  | SOLE |  | 0 | 0 | 2839 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 220380 | 2000 | SH |  | SOLE |  | 0 | 0 | 2000 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 4877545 | 19486 | SH |  | SOLE |  | 0 | 0 | 19486 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 5415920 | 27268 | SH |  | SOLE |  | 0 | 0 | 27268 |
| ISHARES TR | MSCI INTL QUALTY | 46434V456 |  | 221110 | 4865 | SH |  | SOLE |  | 0 | 0 | 4865 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 1448790 | 13526 | SH |  | SOLE |  | 0 | 0 | 13526 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 1078737 | 10110 | SH |  | SOLE |  | 0 | 0 | 10110 |
| ISHARES TR | CORE 80/20 AGGRE | 464289859 |  | 251130 | 2804 | SH |  | SOLE |  | 0 | 0 | 2804 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 417498 | 4180 | SH |  | SOLE |  | 0 | 0 | 4180 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 205946 | 6652 | SH |  | SOLE |  | 0 | 0 | 6652 |
| JOHN HANCOCK EXCHANGE TRADED | MORTGAGE BACKED | 47804J792 |  | 3527938 | 159203 | SH |  | SOLE |  | 0 | 0 | 159203 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 250853 | 779 | SH |  | SOLE |  | 0 | 0 | 779 |
| MICROSOFT CORP | COM | 594918104 |  | 369599 | 764 | SH |  | SOLE |  | 0 | 0 | 764 |
| REGENERON PHARMACEUTICALS | COM | 75886F107 |  | 4017150 | 5204 | SH |  | SOLE |  | 0 | 0 | 5204 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 6904970 | 287228 | SH |  | SOLE |  | 0 | 0 | 287228 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 13221313 | 405313 | SH |  | SOLE |  | 0 | 0 | 405313 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 12662881 | 427656 | SH |  | SOLE |  | 0 | 0 | 427656 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 485278 | 3371 | SH |  | SOLE |  | 0 | 0 | 3371 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 265275 | 552 | SH |  | SOLE |  | 0 | 0 | 552 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 3007993 | 7590 | SH |  | SOLE |  | 0 | 0 | 7590 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 1038564 | 1523 | SH |  | SOLE |  | 0 | 0 | 1523 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 |  | 589461 | 10376 | SH |  | SOLE |  | 0 | 0 | 10376 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R739 |  | 209620 | 4368 | SH |  | SOLE |  | 0 | 0 | 4368 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 7358873 | 99350 | SH |  | SOLE |  | 0 | 0 | 99350 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 632754 | 1297 | SH |  | SOLE |  | 0 | 0 | 1297 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 2033891 | 3243 | SH |  | SOLE |  | 0 | 0 | 3243 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 233348 | 696 | SH |  | SOLE |  | 0 | 0 | 696 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 557062 | 11077 | SH |  | SOLE |  | 0 | 0 | 11077 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 755200 | 12089 | SH |  | SOLE |  | 0 | 0 | 12089 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 214240 | 5260 | SH |  | SOLE |  | 0 | 0 | 5260 |
| WALMART INC | COM | 931142103 |  | 247696 | 2223 | SH |  | SOLE |  | 0 | 0 | 2223 |
| WESTERN UN CO | COM | 959802109 |  | 97755 | 10500 | SH |  | SOLE |  | 0 | 0 | 10500 |

---