# EDGAR Filing Document

**Accession Number:** 0000938759
**File Stem:** 0000938759-26-000002
**Filing Date:** 2026-4
**Character Count:** 16001
**Document Hash:** db8efb7a0f43f15cebbfe80beebebd86
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000938759-26-000002.hdr.sgml**: 20260416

**ACCESSION NUMBER**: 0000938759-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260416

**DATE AS OF CHANGE**: 20260416

**EFFECTIVENESS DATE**: 20260416

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** MONARCH CAPITAL MANAGEMENT INC
- **CENTRAL INDEX KEY:** 0000938759

**ORGANIZATION NAME:**
- **EIN:** 351923576
- **STATE OF INCORPORATION:** IN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-04766
- **FILM NUMBER:** 26866742

**BUSINESS ADDRESS:**
- **STREET 1:** 127 WEST BERRY STREET STE 402
- **CITY:** FORT WAYNE
- **STATE:** IN
- **ZIP:** 46802
- **BUSINESS PHONE:** 2604222765

**MAIL ADDRESS:**
- **STREET 1:** 127 W BERRY STREET STE 402
- **CITY:** FORT WAYNE
- **STATE:** IN
- **ZIP:** 46802

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** MONARCH CAPITAL MANAGEMENT INC/
- **DATE OF NAME CHANGE:** 19990330

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** MONARCH CAPITAL MANAGEMENT INC<br>**Address:** 127 W BERRY STREET STE 402<br>FORT WAYNE, IN 46802

**Form 13F File Number:** 028-04766

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jessica Gonzalez<br>**Title:** Chief Compliance Officer<br>**Phone:** 260-422-2765

**Signature, Place, and Date of Signing:**

Jessica Gonzalez  Fort Wayne, IN  04-16-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 127

**Form 13F Information Table Value Total:** $408599962

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 4531612 | 31203 | SH |  | SOLE |  | 1450 | 0 | 29753 |
| ABBOTT LABORATORIES | COM | 002824100 |  | 5570875 | 54260 | SH |  | SOLE |  | 1420 | 0 | 52840 |
| ABBVIE INC | COM | 00287Y109 |  | 10607423 | 48772 | SH |  | SOLE |  | 1335 | 0 | 47437 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 3609870 | 18205 | SH |  | SOLE |  | 530 | 0 | 17675 |
| AES CORP | COM | 00130H105 |  | 1959934 | 139101 | SH |  | SOLE |  | 7400 | 0 | 131701 |
| AFLAC INC | COM | 001055102 |  | 6021763 | 54888 | SH |  | SOLE |  | 2270 | 0 | 52618 |
| AIR PRODUCTS AND CHEMICALS I | COM | 009158106 |  | 3986685 | 13724 | SH |  | SOLE |  | 425 | 0 | 13299 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 4480473 | 15581 | SH |  | SOLE |  | 0 | 0 | 15581 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 10779052 | 37576 | SH |  | SOLE |  | 2175 | 0 | 35401 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 587157 | 8757 | SH |  | SOLE |  | 0 | 0 | 8757 |
| AMAZON COM INC | COM | 023135106 |  | 1181724 | 5674 | SH |  | SOLE |  | 0 | 0 | 5674 |
| AMGEN INC | COM | 031162100 |  | 267406 | 760 | SH |  | SOLE |  | 0 | 0 | 760 |
| APPLE INC | COM | 037833100 |  | 15179184 | 59810 | SH |  | SOLE |  | 1125 | 0 | 58685 |
| APPLIED MATLS INC | COM | 038222105 |  | 331537 | 970 | SH |  | SOLE |  | 0 | 0 | 970 |
| ARCHER DANIELS MIDLAND CO | COM | 039483102 |  | 1559637 | 21456 | SH |  | SOLE |  | 2000 | 0 | 19456 |
| AT INC | COM | 00206R102 |  | 384292 | 13256 | SH |  | SOLE |  | 0 | 0 | 13256 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 7559889 | 36937 | SH |  | SOLE |  | 520 | 0 | 36417 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 718140 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 2667707 | 5567 | SH |  | SOLE |  | 0 | 0 | 5567 |
| BLACK HILLS CORP | COM | 092113109 |  | 380714 | 5485 | SH |  | SOLE |  | 0 | 0 | 5485 |
| BP PLC | SPONSORED ADR | 055622104 |  | 768685 | 16355 | SH |  | SOLE |  | 2300 | 0 | 14055 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 1453478 | 23965 | SH |  | SOLE |  | 0 | 0 | 23965 |
| CANADIAN NATL RY CO | COM | 136375102 |  | 548296 | 5317 | SH |  | SOLE |  | 0 | 0 | 5317 |
| CARLISLE COS INC | COM | 142339100 |  | 305930 | 917 | SH |  | SOLE |  | 0 | 0 | 917 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 |  | 2638969 | 46865 | SH |  | SOLE |  | 1885 | 0 | 44980 |
| CATERPILLAR INC | COM | 149123101 |  | 876366 | 1237 | SH |  | SOLE |  | 0 | 0 | 1237 |
| CHECK POINT SOFTWARE TECH LT | ORD | M22465104 |  | 726678 | 5087 | SH |  | SOLE |  | 1135 | 0 | 3952 |
| CHEVRON CORPORATION | COM | 166764100 |  | 2795426 | 13511 | SH |  | SOLE |  | 0 | 0 | 13511 |
| CHUBB LTD SWITZ | COM | H1467J104 |  | 2500657 | 7653 | SH |  | SOLE |  | 500 | 0 | 7153 |
| CINCINNATI FINL CORP | COM | 172062101 |  | 4304222 | 27192 | SH |  | SOLE |  | 0 | 0 | 27192 |
| CINTAS CORP | COM | 172908105 |  | 405936 | 2400 | SH |  | SOLE |  | 0 | 0 | 2400 |
| CISCO SYS INC | COM | 17275R102 |  | 10392095 | 133936 | SH |  | SOLE |  | 4400 | 0 | 129536 |
| COCA COLA CO | COM | 191216100 |  | 6982125 | 91307 | SH |  | SOLE |  | 2050 | 0 | 89257 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 609310 | 7149 | SH |  | SOLE |  | 0 | 0 | 7149 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 321565 | 2436 | SH |  | SOLE |  | 0 | 0 | 2436 |
| COPART INC | COM | 217204106 |  | 474794 | 14301 | SH |  | SOLE |  | 0 | 0 | 14301 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 849955 | 853 | SH |  | SOLE |  | 0 | 0 | 853 |
| DEERE  CO | COM | 244199105 |  | 497695 | 881 | SH |  | SOLE |  | 0 | 0 | 881 |
| DISNEY WALT CO | COM | 254687106 |  | 1857436 | 19272 | SH |  | SOLE |  | 1030 | 0 | 18242 |
| DOLLAR GEN CORP | COM | 256677105 |  | 2131679 | 17954 | SH |  | SOLE |  | 1410 | 0 | 16544 |
| ELEVANCE HEALTH INC FORMERLY | COM | 036752103 |  | 337541 | 1153 | SH |  | SOLE |  | 0 | 0 | 1153 |
| ELI LILLY  CO | COM | 532457108 |  | 1039341 | 1130 | SH |  | SOLE |  | 0 | 0 | 1130 |
| EMERSON ELEC CO | COM | 291011104 |  | 7414029 | 56587 | SH |  | SOLE |  | 1400 | 0 | 55187 |
| EURONET WORLDWIDE INC | COM | 298736109 |  | 1909333 | 28768 | SH |  | SOLE |  | 2105 | 0 | 26663 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 8128581 | 47911 | SH |  | SOLE |  | 2050 | 0 | 45861 |
| F5 INC | COM | 315616102 |  | 4181108 | 14451 | SH |  | SOLE |  | 750 | 0 | 13701 |
| FIRST MERCHANTS CORP | COM | 320817109 |  | 345395 | 8918 | SH |  | SOLE |  | 0 | 0 | 8918 |
| FISERV INC | COM | 337738108 |  | 2543141 | 45576 | SH |  | SOLE |  | 1850 | 0 | 43726 |
| FLOWSERVE CORP | COM | 34354P105 |  | 3365486 | 45686 | SH |  | SOLE |  | 2450 | 0 | 43236 |
| FRANKLIN ELEC INC | COM | 353514102 |  | 8730527 | 94722 | SH |  | SOLE |  | 1650 | 0 | 93072 |
| GE AEROSPACE | COM NEW | 369604301 |  | 1910093 | 6720 | SH |  | SOLE |  | 375 | 0 | 6345 |
| GE VERNOVA INC | COM | 36828A101 |  | 1590175 | 1821 | SH |  | SOLE |  | 0 | 0 | 1821 |
| GENUINE PARTS CO | COM | 372460105 |  | 3888436 | 36505 | SH |  | SOLE |  | 1075 | 0 | 35430 |
| GFL ENVIRONMENTAL INC | SUB VTG SHS | 36168Q104 |  | 245940 | 5895 | SH |  | SOLE |  | 0 | 0 | 5895 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 5589664 | 40107 | SH |  | SOLE |  | 1880 | 0 | 38227 |
| HECLA MINING COMPANY | COM | 422704106 |  | 287834 | 15450 | SH |  | SOLE |  | 0 | 0 | 15450 |
| HOME DEPOT INC | COM | 437076102 |  | 10855015 | 33005 | SH |  | SOLE |  | 600 | 0 | 32405 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 360200 | 1377 | SH |  | SOLE |  | 0 | 0 | 1377 |
| INTEL CORP | COM | 458140100 |  | 3816010 | 86472 | SH |  | SOLE |  | 2150 | 0 | 84322 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 900489 | 4692 | SH |  | SOLE |  | 0 | 0 | 4692 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 222901 | 3925 | SH |  | SOLE |  | 0 | 0 | 3925 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 244032 | 984 | SH |  | SOLE |  | 0 | 0 | 984 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 289039 | 2256 | SH |  | SOLE |  | 0 | 0 | 2256 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 12568207 | 124858 | SH |  | SOLE |  | 450 | 0 | 124408 |
| JACOBS SOLUTIONS INC | COM | 46982L108 |  | 777554 | 6109 | SH |  | SOLE |  | 0 | 0 | 6109 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 14294363 | 58478 | SH |  | SOLE |  | 1290 | 0 | 57188 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 6044988 | 20550 | SH |  | SOLE |  | 615 | 0 | 19935 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 426467 | 4372 | SH |  | SOLE |  | 0 | 0 | 4372 |
| KROGER CO | COM | 501044101 |  | 10787574 | 149082 | SH |  | SOLE |  | 6800 | 0 | 142282 |
| LAKELAND FINL CORP | COM | 511656100 |  | 8489831 | 147958 | SH |  | SOLE |  | 3400 | 0 | 144558 |
| LINDE PLC | SHS | G54950103 |  | 982597 | 1982 | SH |  | SOLE |  | 0 | 0 | 1982 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 2190353 | 3624 | SH |  | SOLE |  | 175 | 0 | 3449 |
| MCDONALDS CORP | COM | 580135101 |  | 11779563 | 37902 | SH |  | SOLE |  | 445 | 0 | 37457 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 5208491 | 59621 | SH |  | SOLE |  | 1850 | 0 | 57771 |
| MERCK  CO INC | COM | 58933Y105 |  | 14581771 | 120559 | SH |  | SOLE |  | 2800 | 0 | 117759 |
| MICROSOFT CORP | COM | 594918104 |  | 17780376 | 48033 | SH |  | SOLE |  | 830 | 0 | 47203 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 203253 | 3500 | SH |  | SOLE |  | 0 | 0 | 3500 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 5316266 | 57238 | SH |  | SOLE |  | 0 | 0 | 57238 |
| NIKE INC | CL B | 654106103 |  | 243262 | 4570 | SH |  | SOLE |  | 0 | 0 | 4570 |
| NISOURCE INC | COM | 65473P105 |  | 263163 | 5640 | SH |  | SOLE |  | 0 | 0 | 5640 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 607005 | 2115 | SH |  | SOLE |  | 0 | 0 | 2115 |
| NORTHERN TR CORP | COM | 665859104 |  | 786774 | 5605 | SH |  | SOLE |  | 0 | 0 | 5605 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 213850 | 1400 | SH |  | SOLE |  | 0 | 0 | 1400 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 535973 | 14285 | SH |  | SOLE |  | 1600 | 0 | 12685 |
| NUCOR CORP | COM | 670346105 |  | 504909 | 2976 | SH |  | SOLE |  | 0 | 0 | 2976 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 582704 | 3341 | SH |  | SOLE |  | 0 | 0 | 3341 |
| ONEOK INC NEW | COM | 682680103 |  | 2044261 | 22616 | SH |  | SOLE |  | 860 | 0 | 21756 |
| ORACLE CORP | COM | 68389X105 |  | 552987 | 3759 | SH |  | SOLE |  | 0 | 0 | 3759 |
| OTIS WORLDWIDE CORP | COM | 68902V107 |  | 680848 | 8833 | SH |  | SOLE |  | 392 | 0 | 8441 |
| PEPSICO INC | COM | 713448108 |  | 2068943 | 13323 | SH |  | SOLE |  | 250 | 0 | 13073 |
| PFIZER INC | COM | 717081103 |  | 3505564 | 124842 | SH |  | SOLE |  | 5400 | 0 | 119442 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 1755775 | 10530 | SH |  | SOLE |  | 0 | 0 | 10530 |
| PHILLIPS 66 | COM | 718546104 |  | 201127 | 1104 | SH |  | SOLE |  | 0 | 0 | 1104 |
| PLEXUS CORP | COM | 729132100 |  | 1134224 | 5600 | SH |  | SOLE |  | 0 | 0 | 5600 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 477359 | 2294 | SH |  | SOLE |  | 0 | 0 | 2294 |
| PPL CORP | COM | 69351T106 |  | 1903594 | 49611 | SH |  | SOLE |  | 4400 | 0 | 45211 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 6629652 | 45899 | SH |  | SOLE |  | 350 | 0 | 45549 |
| PROGRESSIVE CORP | COM | 743315103 |  | 593333 | 2993 | SH |  | SOLE |  | 0 | 0 | 2993 |
| QUANTA SVCS INC | COM | 74762E102 |  | 9562831 | 17418 | SH |  | SOLE |  | 540 | 0 | 16878 |
| REGENERON PHARMACEUTICALS | COM | 75886F107 |  | 2476353 | 3205 | SH |  | SOLE |  | 200 | 0 | 3005 |
| RIO TINTO PLC | SPONSORED ADR | 767204100 |  | 326353 | 3437 | SH |  | SOLE |  | 0 | 0 | 3437 |
| ROGERS COMMUNICATIONS INC | CL B | 775109200 |  | 2299464 | 59746 | SH |  | SOLE |  | 2500 | 0 | 57246 |
| RTX CORPORATION | COM | 75513E101 |  | 3105305 | 16098 | SH |  | SOLE |  | 0 | 0 | 16098 |
| SALESFORCE INC | COM | 79466L302 |  | 1998116 | 10704 | SH |  | SOLE |  | 595 | 0 | 10109 |
| SCOTTS MIRACLE-GRO CO | CL A | 810186106 |  | 1471420 | 24197 | SH |  | SOLE |  | 1400 | 0 | 22797 |
| SHERWIN WILLIAMS CO | COM | 824348106 |  | 467683 | 1459 | SH |  | SOLE |  | 0 | 0 | 1459 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 816476 | 1252 | SH |  | SOLE |  | 0 | 0 | 1252 |
| STEEL DYNAMICS INC | COM | 858119100 |  | 5254865 | 29133 | SH |  | SOLE |  | 1550 | 0 | 27583 |
| STRYKER CORPORATION | COM | 863667101 |  | 4611922 | 13998 | SH |  | SOLE |  | 480 | 0 | 13518 |
| SYSCO CORP | COM | 871829107 |  | 3889839 | 54533 | SH |  | SOLE |  | 1500 | 0 | 53033 |
| TAIWAN SEMICONDUCTOR MANUFAC | SPONSORED ADS | 874039100 |  | 669645 | 1976 | SH |  | SOLE |  | 0 | 0 | 1976 |
| TARGET CORP | COM | 87612E106 |  | 2335426 | 19269 | SH |  | SOLE |  | 700 | 0 | 18569 |
| UNITED PARCEL SVCS INC | CL B | 911312106 |  | 3094839 | 31458 | SH |  | SOLE |  | 1100 | 0 | 30358 |
| US BANCORP | COM NEW | 902973304 |  | 6535205 | 124409 | SH |  | SOLE |  | 5300 | 0 | 119109 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 258573 | 806 | SH |  | SOLE |  | 0 | 0 | 806 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 275471 | 461 | SH |  | SOLE |  | 0 | 0 | 461 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 2798620 | 51778 | SH |  | SOLE |  | 0 | 0 | 51778 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 2664134 | 53336 | SH |  | SOLE |  | 4900 | 0 | 48436 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000IDX | 92206C664 |  | 857556 | 8561 | SH |  | SOLE |  | 0 | 0 | 8561 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 422800 | 6598 | SH |  | SOLE |  | 0 | 0 | 6598 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 |  | 685973 | 7279 | SH |  | SOLE |  | 0 | 0 | 7279 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 2367282 | 47157 | SH |  | SOLE |  | 2550 | 0 | 44607 |
| VISA INC | COM CL A | 92826C839 |  | 609014 | 2015 | SH |  | SOLE |  | 0 | 0 | 2015 |
| WALMART INC | COM | 931142103 |  | 14663412 | 117777 | SH |  | SOLE |  | 1275 | 0 | 116502 |
| WELLS FARGO  CO | COM | 949746101 |  | 611724 | 7684 | SH |  | SOLE |  | 0 | 0 | 7684 |
| WW GRAINGER INC | COM | 384802104 |  | 1362422 | 1249 | SH |  | SOLE |  | 0 | 0 | 1249 |
| ZIMMER BIOMET HOLDINGS INC | COM | 98956P102 |  | 3389597 | 37388 | SH |  | SOLE |  | 1300 | 0 | 36088 |

---