# EDGAR Filing Document

**Accession Number:** 0001694663
**File Stem:** 0001694663-26-000002
**Filing Date:** 2026-5
**Character Count:** 12095
**Document Hash:** 2e04c3ec61aa1e201a303a076cad852f
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001694663-26-000002.hdr.sgml**: 20260513

**ACCESSION NUMBER**: 0001694663-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260513

**DATE AS OF CHANGE**: 20260512

**EFFECTIVENESS DATE**: 20260513

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CROBAN
- **CENTRAL INDEX KEY:** 0001694663

**ORGANIZATION NAME:**
- **EIN:** 341659921
- **STATE OF INCORPORATION:** OH
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24830
- **FILM NUMBER:** 26970132

**BUSINESS ADDRESS:**
- **STREET 1:** C/O CROGHAN COLONIAL BANK - TRUST DEPT
- **STREET 2:** 323 CROGHAN STREET
- **CITY:** FREMONT
- **STATE:** OH
- **ZIP:** 43420
- **BUSINESS PHONE:** 419-355-2216

**MAIL ADDRESS:**
- **STREET 1:** C/O CROGHAN COLONIAL BANK - TRUST DEPT
- **STREET 2:** 323 CROGHAN STREET
- **CITY:** FREMONT
- **STATE:** OH
- **ZIP:** 43420

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** CROBAN<br>**Address:** C/O CROGHAN COLONIAL BANK - TRUST DEPT<br>323 CROGHAN STREET<br>FREMONT, OH 43420

**Form 13F File Number:** 028-24830

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Tracy Baughman<br>**Title:** CIO  Wealth Department Manager<br>**Phone:** 419-355-2252

**Signature, Place, and Date of Signing:**

/s/Tracy Baughman  Fremont, OH  05-12-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 73

**Form 13F Information Table Value Total:** $212587220

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RZ3 | 1501699 | 6905 | SH |  | SOLE |  | 6905 | 0 | 0 |
| AMEREN CORP | COM | 023608102 | BBG001S5NF24 | 1123226 | 10219 | SH |  | SOLE |  | 10219 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 | BBG00Q6ZDXT0 | 7046495 | 87450 | SH |  | SOLE |  | 86100 | 66 | 1284 |
| AMGEN INC | COM | 031162100 | BBG001S5NNL6 | 1401670 | 3984 | SH |  | SOLE |  | 3984 | 0 | 0 |
| ANDERSONS INC | COM | 034164103 | BBG001S60FJ9 | 1836713 | 25589 | SH |  | SOLE |  | 25589 | 0 | 0 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 596904 | 2195 | SH |  | SOLE |  | 2195 | 0 | 0 |
| ATMOS ENERGY CORP | COM | 049560105 | BBG001S5VG05 | 1652078 | 8944 | SH |  | SOLE |  | 8944 | 0 | 0 |
| AXIS CAP HLDGS LTD | SHS | G0692U109 | BBG001SGW5F8 | 1100744 | 10855 | SH |  | SOLE |  | 10855 | 0 | 0 |
| BARCLAYS BANK PLC | DJUBS CMDT ETN36 | 06738C778 | BBG001SPJ625 | 5904676 | 122687 | SH |  | SOLE |  | 121091 | 96 | 1500 |
| BUNGE GLOBAL SA | COM SHS | H11356104 | BBG01JZ8VLC7 | 1370161 | 10772 | SH |  | SOLE |  | 10772 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP E | 25434V773 | BBG01633DW64 | 4535211 | 134743 | SH |  | SOLE |  | 132016 | 102 | 2625 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 | BBG00Y2JG0C0 | 6193045 | 137293 | SH |  | SOLE |  | 135133 | 89 | 2071 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 | BBG001S5QNR7 | 1115422 | 8519 | SH |  | SOLE |  | 8519 | 0 | 0 |
| ETF OPPORTUNITIES TRUST | APPLIED FINA VAL | 26923N405 | BBG010L8R604 | 10164510 | 243118 | SH |  | SOLE |  | 239816 | 136 | 3166 |
| EVERCORE INC | CLASS A | 29977A105 | BBG001SC3S41 | 1573388 | 5271 | SH |  | SOLE |  | 5271 | 0 | 0 |
| EVEREST GROUP LTD | COM | G3223R108 | BBG001S7QT63 | 786332 | 2406 | SH |  | SOLE |  | 2406 | 0 | 0 |
| FIDELITY COVINGTON TRUST | ENHANCED SMALL | 31609A206 | BBG01K786ML1 | 4942660 | 130070 | SH |  | SOLE |  | 128076 | 83 | 1911 |
| FRANKLIN TEMPLETON ETF TR | FRANKLIN DYN MUN | 35473P868 | BBG00HLJ4LS6 | 3080450 | 124263 | SH |  | SOLE |  | 124263 | 0 | 0 |
| GENERAL DYNAMICS CORP | COM | 369550108 | BBG001S5RHP1 | 1558103 | 4540 | SH |  | SOLE |  | 4540 | 0 | 0 |
| GOLDMAN SACHS ETF TR | EQUAL WEIGHT US | 381430438 | BBG00H2DR5N5 | 2245636 | 26531 | SH |  | SOLE |  | 26176 | 17 | 338 |
| HANOVER INS GROUP INC | COM | 410867105 | BBG001S8KZF3 | 1243386 | 7173 | SH |  | SOLE |  | 7173 | 0 | 0 |
| HARBOR ETF TRUST | ARES SYSTEMATIC | 41151J109 | BBG011S2KD46 | 8966615 | 200152 | SH |  | SOLE |  | 199302 | 226 | 624 |
| HOME DEPOT INC | COM | 437076102 | BBG001S5RTW7 | 721521 | 2194 | SH |  | SOLE |  | 2194 | 0 | 0 |
| IDACORP INC | COM | 451107106 | BBG001S5S4M2 | 782140 | 5471 | SH |  | SOLE |  | 5471 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | SR LN ETF | 46138G508 | BBG001V0MBC0 | 360684 | 17681 | SH |  | SOLE |  | 17681 | 0 | 0 |
| ISHARES TR | 10+ YR INVST GRD | 464289511 | BBG001T5MKD1 | 7158134 | 144235 | SH |  | SOLE |  | 143473 | 200 | 562 |
| ISHARES TR | CORE US AGGBD ET | 464287226 | BBG001SM1QT8 | 4674777 | 47094 | SH |  | SOLE |  | 46734 | 60 | 300 |
| ISHARES TR | GNMA BOND ETF | 46429B333 | BBG002N8KM74 | 5087747 | 114801 | SH |  | SOLE |  | 114230 | 153 | 418 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 | BBG001SSD858 | 6358418 | 120979 | SH |  | SOLE |  | 120434 | 146 | 399 |
| ISHARES TR | MSCI EAFE ETF | 464287465 | BBG001SG09V7 | 7980444 | 82165 | SH |  | SOLE |  | 81069 | 54 | 1042 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 | BBG001SK77D5 | 548462 | 9658 | SH |  | SOLE |  | 9658 | 0 | 0 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 | BBG0025X2G81 | 4090993 | 44115 | SH |  | SOLE |  | 43158 | 31 | 926 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 | BBG001SZV978 | 3015168 | 28405 | SH |  | SOLE |  | 28405 | 0 | 0 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 | BBG001S562F8 | 413583 | 1318 | SH |  | SOLE |  | 1318 | 0 | 0 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 | BBG001S56277 | 462970 | 2442 | SH |  | SOLE |  | 2442 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 | BBG001S561Q8 | 8969621 | 79302 | SH |  | SOLE |  | 78122 | 48 | 1132 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 | BBG001SLS4Q3 | 234299 | 2200 | SH |  | SOLE |  | 2200 | 0 | 0 |
| ISHARES TR | U.S. UTILITS ETF | 464287697 | BBG001SFGXG6 | 3675749 | 31658 | SH |  | SOLE |  | 31658 | 0 | 0 |
| ISHARES TR | US TELECOM ETF | 464287713 | BBG001SFC820 | 2994497 | 76178 | SH |  | SOLE |  | 76178 | 0 | 0 |
| ISHARES TR | USD INV GRDE ETF | 464288620 | BBG001SSD876 | 686287 | 13399 | SH |  | SOLE |  | 13399 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 | BBG00TSG0SK6 | 2028579 | 35791 | SH |  | SOLE |  | 35791 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | MUNICIPAL ETF | 46641Q647 | BBG00M8D48L9 | 1293868 | 25883 | SH |  | SOLE |  | 25883 | 0 | 0 |
| KEURIG DR PEPPER INC | COM | 49271V100 | BBG001ST5W34 | 684927 | 26025 | SH |  | SOLE |  | 26025 | 0 | 0 |
| KROGER CO | COM | 501044101 | BBG001S5SN40 | 1448229 | 20015 | SH |  | SOLE |  | 20015 | 0 | 0 |
| LEGG MASON ETF INVT | FRANKLIN INTL LW | 52468L505 | BBG00DB6W2C2 | 6169877 | 152198 | SH |  | SOLE |  | 150063 | 107 | 2028 |
| LOCKHEED MARTIN CORP | COM | 539830109 | BBG001S7PS57 | 968781 | 1603 | SH |  | SOLE |  | 1603 | 0 | 0 |
| M  T BK CORP | COM | 55261F104 | BBG001S7S2B4 | 1188172 | 5748 | SH |  | SOLE |  | 5748 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 1330664 | 3595 | SH |  | SOLE |  | 3595 | 0 | 0 |
| NEW YORK LIFE INVTS ACTIVE E | NYLI MACKAY MUNI | 45409F843 | BBG00HZ6Q4L0 | 1831439 | 77277 | SH |  | SOLE |  | 76575 | 0 | 702 |
| NEXSTAR MEDIA GROUP INC | COMMON STOCK | 65336K103 | BBG001SKJJT9 | 775703 | 4290 | SH |  | SOLE |  | 4290 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 | BBG001S5RB29 | 1616149 | 17401 | SH |  | SOLE |  | 17401 | 0 | 0 |
| NORTHROP GRUMMAN CORP | COM | 666807102 | BBG001S5TP26 | 1520632 | 2229 | SH |  | SOLE |  | 2229 | 0 | 0 |
| NUVEEN SELECT MAT MUN FD | SH BEN INT | 67061T101 | BBG001S74480 | 1296665 | 137216 | SH |  | SOLE |  | 137216 | 0 | 0 |
| OLD REP INTL CORP | COM | 680223104 | BBG001S6M9Y2 | 286482 | 7182 | SH |  | SOLE |  | 7182 | 0 | 0 |
| RYDER SYS INC | COM | 783549108 | BBG001S5VK15 | 1726049 | 8432 | SH |  | SOLE |  | 8432 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET ENE | 81369Y506 | BBG001S7T1S7 | 2527528 | 41260 | SH |  | SOLE |  | 41260 | 0 | 0 |
| SPDR SERIES TRUST | BLOOMBERG INTL T | 78464A516 | BBG001T05M47 | 4934153 | 224801 | SH |  | SOLE |  | 223663 | 301 | 837 |
| T ROWE PRICE ETF INC | PRICE BLUE CHIP | 87283Q107 | BBG00WGK8YP7 | 4926672 | 111519 | SH |  | SOLE |  | 110253 | 63 | 1203 |
| TELEPHONE  DATA SYS INC | COM NEW | 879433829 | BBG001S5WM29 | 1572676 | 37366 | SH |  | SOLE |  | 37366 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 | BBG001S5X2M0 | 1166941 | 4810 | SH |  | SOLE |  | 4810 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 | BBG001S6WCJ1 | 556268 | 2056 | SH |  | SOLE |  | 2056 | 0 | 0 |
| VANECK ETF TRUST | SHRT HGH YLD MUN | 92189F387 | BBG005T08310 | 1133427 | 50042 | SH |  | SOLE |  | 50042 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 | BBG001SHTTS4 | 324526 | 743 | SH |  | SOLE |  | 743 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 | BBG001SRN7S6 | 499488 | 1941 | SH |  | SOLE |  | 1941 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 | BBG001SRN7W1 | 619352 | 3361 | SH |  | SOLE |  | 3361 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 | BBG001SMD2X3 | 3339600 | 37653 | SH |  | SOLE |  | 37199 | 25 | 429 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 | BBG001SHVR78 | 429088 | 2187 | SH |  | SOLE |  | 2187 | 0 | 0 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | BBG009THVRX1 | 493556 | 9895 | SH |  | SOLE |  | 9895 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 | BBG001T62M92 | 13588390 | 228227 | SH |  | SOLE |  | 226669 | 315 | 1243 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 | BBG001SS0V24 | 7320814 | 49433 | SH |  | SOLE |  | 48697 | 31 | 705 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 | BBG00C868SD7 | 11228644 | 119150 | SH |  | SOLE |  | 119150 | 0 | 0 |
| WISDOMTREE TR | US SMALLCAP DIVD | 97717W604 | BBG001SHKFX7 | 4562117 | 126974 | SH |  | SOLE |  | 126974 | 0 | 0 |
| XCEL ENERGY INC | COM | 98389B100 | BBG001S7F0X8 | 1043146 | 13132 | SH |  | SOLE |  | 13132 | 0 | 0 |

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