# EDGAR Filing Document

**Accession Number:** 0000904333
**File Stem:** 0001752724-25-135732
**Filing Date:** 2025-6
**Character Count:** 397981
**Document Hash:** 1133bd7332f9b3214659c90c08e6abfd
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001752724-25-135732.hdr.sgml**: 20250612

**ACCESSION NUMBER**: 0001752724-25-135732

**CONFORMED SUBMISSION TYPE**: N-CEN

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250331

**FILED AS OF DATE**: 20250612

**DATE AS OF CHANGE**: 20250612

**EFFECTIVENESS DATE**: 20250612

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SCHWAB CAPITAL TRUST
- **CENTRAL INDEX KEY:** 0000904333

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 1031

**FILING VALUES:**
- **FORM TYPE:** N-CEN
- **SEC ACT:** 1940 Act
- **SEC FILE NUMBER:** 811-07704
- **FILM NUMBER:** 251043798

**BUSINESS ADDRESS:**
- **STREET 1:** 211 MAIN STREET
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94105
- **BUSINESS PHONE:** 1-415-667-7000

**MAIL ADDRESS:**
- **STREET 1:** 211 MAIN STREET
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94105

## Series and Classes Contracts Data

### Schwab Target 2050 Index Fund (Series ID: S000054919)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000172773 | Schwab Target 2050 Index Fund | SWYMX           |

### Schwab Target 2055 Index Fund (Series ID: S000054920)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000172775 | Schwab Target 2055 Index Fund | SWYJX           |

### Schwab Target 2060 Index Fund (Series ID: S000054921)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000172777 | Schwab Target 2060 Index Fund | SWYNX           |

### Schwab Target 2010 Index Fund (Series ID: S000054922)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000172779 | Schwab Target 2010 Index Fund | SWYAX           |

### Schwab Target 2015 Index Fund (Series ID: S000054923)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000172781 | Schwab Target 2015 Index Fund | SWYBX           |

### Schwab Target 2020 Index Fund (Series ID: S000054924)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000172783 | Schwab Target 2020 Index Fund | SWYLX           |

### Schwab Target 2025 Index Fund (Series ID: S000054925)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000172785 | Schwab Target 2025 Index Fund | SWYDX           |

### Schwab Target 2030 Index Fund (Series ID: S000054926)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000172787 | Schwab Target 2030 Index Fund | SWYEX           |

### Schwab Target 2035 Index Fund (Series ID: S000054927)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000172789 | Schwab Target 2035 Index Fund | SWYFX           |

### Schwab Target 2040 Index Fund (Series ID: S000054928)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000172791 | Schwab Target 2040 Index Fund | SWYGX           |

### Schwab Target 2045 Index Fund (Series ID: S000054929)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000172793 | Schwab Target 2045 Index Fund | SWYHX           |

### Schwab Target 2065 Index Fund (Series ID: S000071108)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000225749 | Schwab Target 2065 Index Fund | SWYOX           |

## Internal

**REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM** 

To the Board of Trustees of Schwab Capital Trust and Shareholders of Schwab Target 2010 Index Fund, Schwab Target 2015 Index Fund, Schwab Target 2020 Index Fund, Schwab Target 2025 Index Fund, Schwab Target 2030 Index Fund, Schwab Target 2035 Index Fund, Schwab Target 2040 Index Fund, Schwab Target 2045 Index Fund, Schwab Target 2050 Index Fund, Schwab Target 2055 Index Fund, Schwab Target 2060 Index Fund, and Schwab Target 2065 Index Fund:

In planning and performing our audits of the financial statements of Schwab Target 2010 Index Fund, Schwab Target 2015 Index Fund, Schwab Target 2020 Index Fund, Schwab Target 2025 Index Fund, Schwab Target 2030 Index Fund, Schwab Target 2035 Index Fund, Schwab Target 2040 Index Fund, Schwab Target 2045 Index Fund, Schwab Target 2050 Index Fund, Schwab Target 2055 Index Fund, Schwab Target 2060 Index Fund, and Schwab Target 2065 Index Fund (the "Funds"), twelve of the funds constituting Schwab Capital Trust, as of and for the year ended March 31, 2025, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (PCAOB), we considered the Funds' internal control over financial reporting, including controls over safeguarding securities, as a basis for designing our auditing procedures for the purpose of expressing our opinion on the financial statements and to comply with the requirements of Form N-CEN, but not for the purpose of expressing an opinion on the effectiveness of the Funds' internal control over financial reporting. Accordingly, we express no such opinion.

The management of the Funds is responsible for establishing and maintaining effective internal control over financial reporting. In fulfilling this responsibility, estimates and judgments by management are required to assess the expected benefits and related costs of controls. A fund's internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles. A fund's internal control over financial reporting includes those policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the fund; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and expenditures of the fund are being made only in accordance with authorizations of management and trustees of the trust; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of a fund's assets that could have a material effect on the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions or that the degree of compliance with the policies or procedures may deteriorate.

A deficiency in internal control over financial reporting exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent or detect misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control over financial reporting, such that there is a reasonable possibility that a material misstatement of the fund's annual or interim financial statements will not be prevented or detected on a timely basis.

Our consideration of the Funds' internal control over financial reporting was for the limited purpose described in the first paragraph and would not necessarily disclose all deficiencies in internal control that might be material weaknesses under standards established by the PCAOB. However, we noted no deficiencies in the Funds' internal control over financial reporting and its operation, including controls for safeguarding securities, that we consider to be a material weakness, as defined above, as of March 31, 2025.

This report is intended solely for the information and use of management and Board of Trustees of Schwab Capital Trust and the Securities and Exchange Commission and is not intended to be and should not be used by anyone other than these specified parties.

/s/ Deloitte & Touche LLP

Denver, Colorado

May 19, 2025

# Form N-CEN: Annual Report for Registered Investment Companies

## N-CEN: Filer Information
**Submission Type:** N-CEN
**CIK:** 0000904333

## N-CEN: Series/Class (Contract) Information

**Series ID Record:1**
- **Series ID:** S000054929

**Series ID Record:2**
- **Series ID:** S000054919

**Series ID Record:3**
- **Series ID:** S000054926

**Series ID Record:4**
- **Series ID:** S000054925

**Series ID Record:5**
- **Series ID:** S000054928

**Series ID Record:6**
- **Series ID:** S000071108

**Series ID Record:7**
- **Series ID:** S000054924

**Series ID Record:8**
- **Series ID:** S000054927

**Series ID Record:9**
- **Series ID:** S000054923

**Series ID Record:10**
- **Series ID:** S000054921

**Series ID Record:11**
- **Series ID:** S000054922

**Series ID Record:12**
- **Series ID:** S000054920

**Class ID Record:1**
- **Class ID:** C000172793

**Class ID Record:2**
- **Class ID:** C000172773

**Class ID Record:3**
- **Class ID:** C000172787

**Class ID Record:4**
- **Class ID:** C000172785

**Class ID Record:5**
- **Class ID:** C000172791

**Class ID Record:6**
- **Class ID:** C000225749

**Class ID Record:7**
- **Class ID:** C000172783

**Class ID Record:8**
- **Class ID:** C000172789

**Class ID Record:9**
- **Class ID:** C000172781

**Class ID Record:10**
- **Class ID:** C000172777

**Class ID Record:11**
- **Class ID:** C000172779

**Class ID Record:12**
- **Class ID:** C000172775

### N-CEN: Part A: General Information

**Item A.1.a - Report for period ending:** 2025-03-31

**Item A.1.b - Does this report cover a period of less than 12 months?:** No

## N-CEN: Part B: Information About the Registrant

- **Item B.1.a - Full name of Registrant:** SCHWAB CAPITAL TRUST

- **Item B.1.b - Investment Company Act file number:** 811-07704

- **Item B.1.c - CIK:** 0000904333

- **Item B.1.d - LEI:** 549300PEK1H7N1HLC797

- **Item B.2.a - Street 1:** 211 MAIN STREET

- **Item B.2.b - City:** SAN FRANCISCO

- **Item B.2.c - State:** CA

- **Item B.2.e - Zip Code:** 94105

- **Item B.2.f - Telephone:** 800-648-5300

- **Item B.2.g - Public Website:** www.schwabassetmanagement.com

### Item B.3 - Location of books and records

**Location books Record: 1**

- **a. Name of person (e.g., a custodian of records):** Citibank, National Association

- **b. Street 1:** 388 Greenwich Street

- **c. City:** New York

- **d. State, if applicable:** NY

- **e. Foreign country, if applicable:** US

- **f. Zip code and zip code extension, or foreign postal code:** 10013

- **g. Telephone number:** 212-559-1000

- **h. Briefly describe the books and records kept at this location:** Custodian

**Location books Record: 2**

- **a. Name of person (e.g., a custodian of records):** Charles Schwab Investment Management, Inc.

- **b. Street 1:** 211 Main Street

- **c. City:** San Francisco

- **d. State, if applicable:** CA

- **e. Foreign country, if applicable:** US

- **f. Zip code and zip code extension, or foreign postal code:** 94105

- **g. Telephone number:** 800-648-5300

- **h. Briefly describe the books and records kept at this location:** Investment Manager and Fund Administrator

**Location books Record: 3**

- **a. Name of person (e.g., a custodian of records):** State Street Bank and Trust Company

- **b. Street 1:** One Congress Street

- **Street 2:** Suite 1

- **c. City:** Boston

- **d. State, if applicable:** MA

- **e. Foreign country, if applicable:** US

- **f. Zip code and zip code extension, or foreign postal code:** 02114

- **g. Telephone number:** 617-786-3000

- **h. Briefly describe the books and records kept at this location:** Fund Accountant

**Location books Record: 4**

- **a. Name of person (e.g., a custodian of records):** Schwab Capital Trust

- **b. Street 1:** 211 Main Street

- **c. City:** San Francisco

- **d. State, if applicable:** CA

- **e. Foreign country, if applicable:** US

- **f. Zip code and zip code extension, or foreign postal code:** 94105

- **g. Telephone number:** 800-648-5300

- **h. Briefly describe the books and records kept at this location:** Trust and Fund Records

**Location books Record: 5**

- **a. Name of person (e.g., a custodian of records):** BNY Mellon Investment Servicing, Inc.

- **b. Street 1:** 4400 Computer Drive

- **c. City:** Westborough

- **d. State, if applicable:** MA

- **e. Foreign country, if applicable:** US

- **f. Zip code and zip code extension, or foreign postal code:** 01581

- **g. Telephone number:** 800-441-9800

- **h. Briefly describe the books and records kept at this location:** Transfer Agent

**Location books Record: 6**

- **a. Name of person (e.g., a custodian of records):** Charles Schwab & Co., Inc.

- **b. Street 1:** 3000 Schwab Way

- **c. City:** Westlake

- **d. State, if applicable:** TX

- **e. Foreign country, if applicable:** US

- **f. Zip code and zip code extension, or foreign postal code:** 76262

- **g. Telephone number:** 800-648-5300

- **h. Briefly describe the books and records kept at this location:** Principal Underwriter

- **Item B.4.a - Is this the first filing by the Registrant?:** No

- **Item B.4.b - Is this the last filing by the Registrant?:** No

- **Item B.5.a - Is the Registrant part of a family of investment companies?:** Yes

- **Item B.5.a.i - Full name of family of investment companies:** SCHFLFSETF

### Item B.6 - Organization

- [x] a. Open-end management investment company registered under the Act on Form N-1A

- [ ] b. Closed-end management investment company registered under the Act on Form N-2

- [ ] c. Separate account offering variable annuity contracts which is registered under the Act as a management investment company on Form N-3

- [ ] d. Separate account offering variable annuity contracts which is registered under the Act as a unit investment trust on Form N-4

- [ ] e. Small business investment company registered under the Act on Form N-5

- [ ] f. Separate account offering variable insurance contracts which is registered under the Act as a unit investment trust on Form N-6

- [ ] g. Unit investment trust registered under the Act on Form N-8B-2

- **Item B.6.i - Total number of Series:** 52

- **Item B.7 - Is the Registrant the issuer of a class of securities registered under the Securities Act?:** Yes

### Item B.8 - Directors

| Name                | Is Interested Person?   | Other Investment Company File Numbers                 |
|:---|:---|:---|
| Michael J. Beer     | No                      | 811-05954, 811-08314, 811-22311, 811-05547, 811-06200 |
| Nancy F. Heller     | No                      | 811-05547, 811-06200, 811-08314, 811-05954, 811-22311 |
| Richard A. Wurster  | Yes                     | 811-22311, 811-08314, 811-05547, 811-05954, 811-06200 |
| Omar Aguilar        | Yes                     | 811-22311, 811-05547, 811-05954, 811-06200, 811-08314 |
| David L. Mahoney    | No                      | 811-22311, 811-05547, 811-06200, 811-05954, 811-08314 |
| Kimberly S. Patmore | No                      | 811-05954, 811-22311, 811-06200, 811-08314, 811-05547 |
| Jean Derek Penn     | No                      | 811-08314, 811-06200, 811-22311, 811-05954, 811-05547 |
| Jane P. Moncreiff   | No                      | 811-05954, 811-05547, 811-08314, 811-06200, 811-22311 |
| Robert W. Burns     | No                      | 811-08314, 811-05954, 811-06200, 811-05547, 811-22311 |

### Item B.9. Chief compliance officer.

**Chief compliance officer Record: 1**

- **a. Full Name:** Mark Hunter

- **b. CRD Number, if any:** 004910590

- **c. Street Address 1:** 11800 Schwab Way

- **d. City:** Austin

- **e. State, if applicable:** TX

- **f. Foreign country, if applicable:** US

- **g. Zip code:** 78758

- **h. Telephone number:** XXXXXX

- **i. Has the chief compliance officer changed since the last filing?:** Yes

If the chief compliance officer is compensated or employed by any person other than the Registrant, provide:

**CCO employer Record: 1**

- **i. Name of the person:** —

- **ii. Person’s IRS Employer Identification Number:** —

### Item B.10. Matters for security holder vote.

- **Were any matters submitted by the Registrant for its security holders’ vote during the reporting period?** No

- **Item B.11.a - Have there been any material legal proceedings?:** No

- **Item B.11.b - Has any proceeding previously reported been terminated?:** No

- **Item B.12.a - Were any claims with respect to the Registrant filed under a fidelity bond?:** No

- **Item B.13.a - Are the Registrant's officers or directors covered under any insurance policy?:** Yes

- **Item B.13.a.i - If yes, were any claims filed under the policy during the reporting period?:** No

- **Item B.14 - Did an affiliated person provide any form of financial support to the Registrant?:** No

- **Item B.15.a - Did the Registrant rely on any exemptive orders from the Commission?:** No

### Item B.16. Principal underwriters.

**Principal underwriter Record: 1**

- **i. Full name:** Charles Schwab & Co., Inc.

- **ii. SEC file number:** 8-16514

- **iii. CRD number:** 000005393

- **iv. LEI, if any:** 549300ZP8XN77GK5BS04

- **v. State, if applicable:** TX

- **vi. Foreign country, if applicable:** US

- **vii. Is the principal underwriter an affiliated person...?:** Yes

- **b. Have any principal underwriters been hired or terminated during the reporting period?** No

### Item B.17. Independent public accountant.

**Public accountant Record: 1**

- **a. Full Name:** Deloitte & Touche LLP

- **b. PCAOB Number:** 34

- **c. LEI, if any:** 254900WYZPGQGKV3RF07

- **d. State, if applicable:** CO

- **e. Foreign country, if applicable:** US

- **f. Has the independent public accountant changed since the last filing?** No

- **Item B.18 - Did an independent public accountant's report on internal control note any material weaknesses?:** No

- **Item B.19 - Did an independent public accountant issue an opinion other than an unqualified opinion?:** No

- **Item B.20 - Have there been material changes in the method of valuation?:** No

- **Item B.21 - Have there been any changes in accounting principles or practices?:** No

- **Item B.22.a - Were any payments made to shareholders as a result of an error in calculating NAV?:** No

- **Item B.23 - Did the Registrant pay any dividend or make any distribution required to be accompanied by a written statement?:** No

## Part C: Additional Questions for Management Investment Companies

### Management Investment Record: 1 - Schwab Target 2045 Index Fund

**Item C.1. Background information.**

- **a. Full Name of the Fund:** Schwab Target 2045 Index Fund

- **b. Series identification number, if any:** S000054929

- **c. LEI:** 54930072IRGV6V5VK654

- **d. Is this the first filing on this form by the Fund?:** No

**Item C.2. Classes of open-end management investment companies.**

- **a. How many Classes of shares of the Fund (if any) are authorized?:** 0

- **b. How many new Classes of shares of the Fund were added during the reporting period?:** 0

- **c. How many Classes of shares of the Fund were terminated during the reporting period?:** 0

**d. For each Class with shares outstanding, provide the information requested below:**

|   Shares Outstanding Record | i. Full name of Class         | ii. Class identification number, if any   | iii. Ticker symbol, if any   |
|---:|:---|:---|:---|
|                           1 | Schwab Target 2045 Index Fund | C000172793                                | SWYHX                        |

**Item C.3. Type of fund.**

- [ ] Exchange-Traded Fund or Exchange-Traded Managed Fund or offers a Class that itself is an Exchange-Traded Fund or Exchange-Traded Managed Fund

-   [ ] i. Exchange-Traded Fund

-   [ ] ii. Exchange-Traded Managed Fund

- [ ] b. Index Fund

- [ ] c. Seeks to achieve performance results that are a multiple of a benchmark, the inverse of a benchmark, or a multiple of the inverse of a benchmark

- [ ] d. Interval Fund

- [x] e. Fund of Funds

- [ ] f. Master-Feeder Fund

- [ ] g. Money Market Fund

- [x] h. Target Date Fund

-   [ ] i. Underlying fund to a variable annuity or variable life insurance contract

- [ ] N/A

**Item C.4 - Does the Fund seek to operate as a 'non-diversified company'?** No

**Item C.5 - Does the fund invest in a controlled foreign corporation?** No

**Item C.6. Securities lending.**

- **a. Is the Fund authorized to engage in securities lending transactions?** Yes

- **f. Provide the monthly average of the value of portfolio securities on loan during the reporting period:** —

- **g. Provide the net income from securities lending activities:** —

**Item C.7. Reliance on certain statutory exemption and rules.**

Did the Fund rely on the following rules?

- Rule 17a-7 (17 CFR 270.17a-7)

- Rule 18f-4(c)(4) (17CFR 270.18f-4(c)(4))

- Rule 32a-4 (17 CFR 270.32a-4)

- Rule 18f-4 (17 CFR 270.18f-4)

- Rule 12d1-4 (17 CFR 270.12d1-4)

**Item C.8. Expense limitations.**

- **a. Did the Fund have an expense limitation arrangement?** Yes

- **b. Were any expenses reduced or waived?** Yes

- **c. Are the fees waived subject to recoupment?** No

- **d. Were any expenses previously waived recouped during the period?** No

**Item C.9. Investment advisers.**

**Investment Advisers Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. SEC file number:** 801-35905

- **iii. CRD number:** 000106753

- **iv. LEI, if any:** EVQ6EP3QESDF386W4D54

- **v. State, if applicable:** CA

- **vi. Foreign country, if applicable:** US

- **vii. Was the investment adviser hired during the reporting period?:** No

**Item C.10. Transfer agents.**

**Transfer Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. SEC file number:** 084-01761

- **iii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iv. State, if applicable:** DE

- **v. Foreign country, if applicable:** US

- **vi. Is the transfer agent an affiliated person of the Fund or its investment adviser(s)?:** No

- **vii. Is the transfer agent a sub-transfer agent?:** No

- **b. Has a transfer agent been hired or terminated during the reporting period?** No

**Item C.11. Pricing services.**

**Pricing Services Record: 1**

- **i. Full name:** London Stock Exchange Group PLC

- **ii. LEI, if any, or provide and describe other identifying number:** 213800QAUUUP6I445N30

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

**Pricing Services Record: 2**

- **i. Full name:** ICE Data Services, Inc.

- **ii. LEI, if any, or provide and describe other identifying number:** 13-3668779

- **Description of other identifying number:** Tax ID

- **iii. State, if applicable:** GA

- **iv. Foreign country, if applicable:** US

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

- **b. Was a pricing service hired or terminated during the reporting period?** No

**Item C.12. Custodians.**

**a. Provide the following information about each person that provided custodial services to the Fund during the reporting period:**

**Custodians Record: 1**

- **i. Full name:** Citibank, National Association

- **ii. LEI, if any:** E57ODZWZ7FF32TWEFA76

- **iii. State, if applicable:** SD

- **iv. Foreign country, if applicable:** US

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** No

- **vi. Is the custodian a sub-custodian?:** No

- **vii. With respect to the custodian, check below to indicate the type of custody:** Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1))

**Custodians Record: 2**

- **i. Full name:** Charles Schwab & Co., Inc.

- **ii. LEI, if any:** 549300ZP8XN77GK5BS04

- **iii. State, if applicable:** TX

- **iv. Foreign country, if applicable:** US

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** Yes

- **vi. Is the custodian a sub-custodian?:** No

- **vii. With respect to the custodian, check below to indicate the type of custody:** Self - rule 17f-2 (17 CFR 270.17f-2)

- **b. Was a custodian hired or terminated during the reporting period?** No

**Item C.13 - Shareholder Servicing Agents**

**Shareholder Servicing Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iii. State, if applicable:** DE

- **iv. Foreign country, if applicable:** US

- **v. Is the shareholder servicing agent an affiliated person?:** No

- **vi. Is the shareholder servicing agent a sub-shareholder servicing agent?:** No

- **b. Has a shareholder servicing agent been hired or terminated during the reporting period?** No

**Item C.14. Administrators.**

**a. Provide the following information about each administrator of the Fund:**

**Administrators Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. LEI, if any, or other identifying number:** EVQ6EP3QESDF386W4D54

- **iii. State, if applicable:** CA

- **iv. Foreign country, if applicable:** US

- **v. Is the administrator an affiliated person of the Fund or its investment adviser(s)?:** Yes

- **vi. Is the administrator a sub-administrator?:** No

- **b. Has a third-party administrator been hired or terminated during the reporting period?** No

**Item C.15 - Affiliated broker-dealers.**

**Broker Dealers Record: 1**

- **a. Full name:** Charles Schwab & Co., Inc.

- **b. SEC file number:** 8-16514

- **c. CRD number:** 000005393

- **d. LEI, if any:** 549300ZP8XN77GK5BS04

- **e. State, if applicable:** TX

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 2**

- **a. Full name:** Jane Street Execution Services, LLC

- **b. SEC file number:** 8-69254

- **c. CRD number:** 000167280

- **d. LEI, if any:** 549300HXJLXCPDWAH070

- **e. State, if applicable:** NY

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $20,291.54

**Broker Dealers Record: 3**

- **a. Full name:** Citadel Securities LLC

- **b. SEC file number:** 8-53574

- **c. CRD number:** 000116797

- **d. LEI, if any:** 12UUJYTN7D3SW8KCSG25

- **e. State, if applicable:** FL

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $18,460.93

**Broker Dealers Record: 4**

- **a. Full name:** Charles Schwab, U.K., Limited

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** 549300PF2KTM8A12FH91

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 5**

- **a. Full name:** Charles Schwab, Hong Kong, Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 6**

- **a. Full name:** Charles Schwab Singapore Pte. Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Item C.16. Brokers.**

**a. For each of the ten brokers that received the largest dollar amount of brokerage commissions...**

**Brokers Record: 1**

- **i. Full name of broker:** Flow Traders U.S. Institutional Trading LLC

- **ii. SEC file number:** 8-69711

- **iii. CRD number:** 000282266

- **iv. LEI, if any:** 549300H90VV8DK5UM624

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $12,956.97

**Brokers Record: 2**

- **i. Full name of broker:** Goldman Sachs & Co. LLC

- **ii. SEC file number:** 8-129

- **iii. CRD number:** 000000361

- **iv. LEI, if any:** FOR8UP27PHTHYVLBNG30

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $11,698.07

**Brokers Record: 3**

- **i. Full name of broker:** Citadel Securities LLC

- **ii. SEC file number:** 8-53574

- **iii. CRD number:** 000116797

- **iv. LEI, if any:** 12UUJYTN7D3SW8KCSG25

- **v. State, if applicable:** FL

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $18,460.93

**Brokers Record: 4**

- **i. Full name of broker:** Virtu Americas LLC

- **ii. SEC file number:** 8-68193

- **iii. CRD number:** 000149823

- **iv. LEI, if any:** 549300RA02N3BNSWBV74

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $5,041.62

**Brokers Record: 5**

- **i. Full name of broker:** Susquehanna Financial Group, LLLP

- **ii. SEC file number:** 8-44325

- **iii. CRD number:** 000035865

- **iv. LEI, if any:** 549300E8QX0ZMRDC2M81

- **v. State, if applicable:** PA

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $15,776.36

**Brokers Record: 6**

- **i. Full name of broker:** Jane Street Execution Services, LLC

- **ii. SEC file number:** 8-69254

- **iii. CRD number:** 000167280

- **iv. LEI, if any:** 549300HXJLXCPDWAH070

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $20,291.54

**Aggregate Commission:** $84,225.49

- **Item C.17.b - Aggregate value of principal purchase/sale transactions:** $0.00

- **Item C.18 - Did the Fund pay commissions for 'brokerage and research services'?:** No

- **Item C.19.a - Fund's monthly average net assets:** $708,689,743.04

**Item C.20. Lines of credit, interfund lending and interfund borrowing.**

- **a. Does the Fund have available a line of credit?** Yes

**If yes, for each line of credit, provide the information requested below:**

**Line of Credit details Record: 1**

- **i. Is the line of credit a committed or uncommitted line of credit?** Uncommitted

- **ii. What size is the line of credit?** $400,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** State Street Bank and Trust Company

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab Opportunistic Municipal Bond Fund                  | 811-06200         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab Target 2025 Index Fund                             | 811-07704         |
| Schwab U.S. TIPS ETF                                      | 811-22311         |
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab Target 2035 Fund                                   | 811-07704         |
| Schwab Target 2050 Fund                                   | 811-07704         |
| Schwab Short-Term Bond Index Fund                         | 811-06200         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab Target 2065 Index Fund                             | 811-07704         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab Target 2015 Index Fund                             | 811-07704         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab Target 2065 Fund                                   | 811-07704         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab 1000 Index ETF                                     | 811-22311         |
| Schwab Target 2055 Index Fund                             | 811-07704         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab Target 2020 Index Fund                             | 811-07704         |
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab Fundamental International Equity ETF               | 811-22311         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab Target 2030 Index Fund                             | 811-07704         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab Target 2055 Fund                                   | 811-07704         |
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab California Tax-Free Bond Fund                      | 811-06200         |
| Schwab Target 2010 Fund                                   | 811-07704         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab Target 2045 Fund                                   | 811-07704         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab Target 2060 Index Fund                             | 811-07704         |
| Schwab Target 2035 Index Fund                             | 811-07704         |
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab Target 2060 Fund                                   | 811-07704         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab Target 2050 Index Fund                             | 811-07704         |
| Schwab Target 2040 Index Fund                             | 811-07704         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab International Dividend Equity ETF                  | 811-22311         |
| Schwab S&P 500 Index Portfolio                            | 811-08314         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab Ariel ESG ETF                                      | 811-22311         |
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab Tax-Free Bond Fund                                 | 811-06200         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab High Yield Bond ETF                                | 811-22311         |
| Schwab Target 2010 Index Fund                             | 811-07704         |
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab U.S. Aggregate Bond Index Fund                     | 811-06200         |
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |

- **v. Did the Fund draw on the line of credit this period?** No

**Line of Credit details Record: 2**

- **i. Is the line of credit a committed or uncommitted line of credit?** Committed

- **ii. What size is the line of credit?** $1,200,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** Barclays Bank plc

  - **Line Institutions Record: 2 Name of institution:** Citibank, N.A.

  - **Line Institutions Record: 3 Name of institution:** Bank of America

  - **Line Institutions Record: 4 Name of institution:** The Bank of New York Mellon

  - **Line Institutions Record: 5 Name of institution:** Goldman Sachs Bank USA

  - **Line Institutions Record: 6 Name of institution:** State Street Bank and Trust Company

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab Target 2050 Index Fund                             | 811-07704         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab Ariel ESG ETF                                      | 811-22311         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab Target 2035 Fund                                   | 811-07704         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab Target 2050 Fund                                   | 811-07704         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab Target 2040 Index Fund                             | 811-07704         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab Fundamental International Equity ETF               | 811-22311         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab Target 2045 Fund                                   | 811-07704         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab Target 2065 Fund                                   | 811-07704         |
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab S&P 500 Index Portfolio                            | 811-08314         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab Target 2020 Index Fund                             | 811-07704         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab Target 2055 Index Fund                             | 811-07704         |
| Schwab Opportunistic Municipal Bond Fund                  | 811-06200         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab U.S. Aggregate Bond Index Fund                     | 811-06200         |
| Schwab Target 2025 Index Fund                             | 811-07704         |
| Schwab Target 2055 Fund                                   | 811-07704         |
| Schwab Target 2015 Index Fund                             | 811-07704         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab Target 2060 Fund                                   | 811-07704         |
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab Target 2010 Index Fund                             | 811-07704         |
| Schwab International Dividend Equity ETF                  | 811-22311         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |
| Schwab Short-Term Bond Index Fund                         | 811-06200         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab 1000 Index ETF                                     | 811-22311         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab Target 2030 Index Fund                             | 811-07704         |
| Schwab Target 2010 Fund                                   | 811-07704         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |
| Schwab Target 2060 Index Fund                             | 811-07704         |
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |
| Schwab U.S. TIPS ETF                                      | 811-22311         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab Target 2035 Index Fund                             | 811-07704         |
| Schwab High Yield Bond ETF                                | 811-22311         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab California Tax-Free Bond Fund                      | 811-06200         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |
| Schwab Target 2065 Index Fund                             | 811-07704         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab Tax-Free Bond Fund                                 | 811-06200         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |

- **v. Did the Fund draw on the line of credit this period?** No

- **b. Did the Fund engage in interfund lending?** No

- **c. Did the Fund engage in interfund borrowing?** No

**Item C.21. Swing pricing.**

- **a. Did the Fund (if not a Money Market Fund, Exchange-Traded Fund, or Exchange-Traded Managed Fund) engage in swing pricing?** No

### Management Investment Record: 2 - Schwab Target 2050 Index Fund

**Item C.1. Background information.**

- **a. Full Name of the Fund:** Schwab Target 2050 Index Fund

- **b. Series identification number, if any:** S000054919

- **c. LEI:** 549300LS3OJO417RQI16

- **d. Is this the first filing on this form by the Fund?:** No

**Item C.2. Classes of open-end management investment companies.**

- **a. How many Classes of shares of the Fund (if any) are authorized?:** 0

- **b. How many new Classes of shares of the Fund were added during the reporting period?:** 0

- **c. How many Classes of shares of the Fund were terminated during the reporting period?:** 0

**d. For each Class with shares outstanding, provide the information requested below:**

|   Shares Outstanding Record | i. Full name of Class         | ii. Class identification number, if any   | iii. Ticker symbol, if any   |
|---:|:---|:---|:---|
|                           1 | Schwab Target 2050 Index Fund | C000172773                                | SWYMX                        |

**Item C.3. Type of fund.**

- [ ] Exchange-Traded Fund or Exchange-Traded Managed Fund or offers a Class that itself is an Exchange-Traded Fund or Exchange-Traded Managed Fund

-   [ ] i. Exchange-Traded Fund

-   [ ] ii. Exchange-Traded Managed Fund

- [ ] b. Index Fund

- [ ] c. Seeks to achieve performance results that are a multiple of a benchmark, the inverse of a benchmark, or a multiple of the inverse of a benchmark

- [ ] d. Interval Fund

- [x] e. Fund of Funds

- [ ] f. Master-Feeder Fund

- [ ] g. Money Market Fund

- [x] h. Target Date Fund

-   [ ] i. Underlying fund to a variable annuity or variable life insurance contract

- [ ] N/A

**Item C.4 - Does the Fund seek to operate as a 'non-diversified company'?** No

**Item C.5 - Does the fund invest in a controlled foreign corporation?** No

**Item C.6. Securities lending.**

- **a. Is the Fund authorized to engage in securities lending transactions?** Yes

- **f. Provide the monthly average of the value of portfolio securities on loan during the reporting period:** —

- **g. Provide the net income from securities lending activities:** —

**Item C.7. Reliance on certain statutory exemption and rules.**

Did the Fund rely on the following rules?

- Rule 18f-4 (17 CFR 270.18f-4)

- Rule 18f-4(c)(4) (17CFR 270.18f-4(c)(4))

- Rule 32a-4 (17 CFR 270.32a-4)

- Rule 12d1-4 (17 CFR 270.12d1-4)

- Rule 17a-7 (17 CFR 270.17a-7)

**Item C.8. Expense limitations.**

- **a. Did the Fund have an expense limitation arrangement?** Yes

- **b. Were any expenses reduced or waived?** Yes

- **c. Are the fees waived subject to recoupment?** No

- **d. Were any expenses previously waived recouped during the period?** No

**Item C.9. Investment advisers.**

**Investment Advisers Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. SEC file number:** 801-35905

- **iii. CRD number:** 000106753

- **iv. LEI, if any:** EVQ6EP3QESDF386W4D54

- **v. State, if applicable:** CA

- **vi. Foreign country, if applicable:** US

- **vii. Was the investment adviser hired during the reporting period?:** No

**Item C.10. Transfer agents.**

**Transfer Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. SEC file number:** 084-01761

- **iii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iv. State, if applicable:** DE

- **v. Foreign country, if applicable:** US

- **vi. Is the transfer agent an affiliated person of the Fund or its investment adviser(s)?:** No

- **vii. Is the transfer agent a sub-transfer agent?:** No

- **b. Has a transfer agent been hired or terminated during the reporting period?** No

**Item C.11. Pricing services.**

**Pricing Services Record: 1**

- **i. Full name:** ICE Data Services, Inc.

- **ii. LEI, if any, or provide and describe other identifying number:** 13-3668779

- **Description of other identifying number:** Tax ID

- **iii. State, if applicable:** GA

- **iv. Foreign country, if applicable:** US

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

**Pricing Services Record: 2**

- **i. Full name:** London Stock Exchange Group PLC

- **ii. LEI, if any, or provide and describe other identifying number:** 213800QAUUUP6I445N30

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

- **b. Was a pricing service hired or terminated during the reporting period?** No

**Item C.12. Custodians.**

**a. Provide the following information about each person that provided custodial services to the Fund during the reporting period:**

**Custodians Record: 1**

- **i. Full name:** Charles Schwab & Co., Inc.

- **ii. LEI, if any:** 549300ZP8XN77GK5BS04

- **iii. State, if applicable:** TX

- **iv. Foreign country, if applicable:** US

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** Yes

- **vi. Is the custodian a sub-custodian?:** No

- **vii. With respect to the custodian, check below to indicate the type of custody:** Self - rule 17f-2 (17 CFR 270.17f-2)

**Custodians Record: 2**

- **i. Full name:** Citibank, National Association

- **ii. LEI, if any:** E57ODZWZ7FF32TWEFA76

- **iii. State, if applicable:** SD

- **iv. Foreign country, if applicable:** US

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** No

- **vi. Is the custodian a sub-custodian?:** No

- **vii. With respect to the custodian, check below to indicate the type of custody:** Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1))

- **b. Was a custodian hired or terminated during the reporting period?** No

**Item C.13 - Shareholder Servicing Agents**

**Shareholder Servicing Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iii. State, if applicable:** DE

- **iv. Foreign country, if applicable:** US

- **v. Is the shareholder servicing agent an affiliated person?:** No

- **vi. Is the shareholder servicing agent a sub-shareholder servicing agent?:** No

- **b. Has a shareholder servicing agent been hired or terminated during the reporting period?** No

**Item C.14. Administrators.**

**a. Provide the following information about each administrator of the Fund:**

**Administrators Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. LEI, if any, or other identifying number:** EVQ6EP3QESDF386W4D54

- **iii. State, if applicable:** CA

- **iv. Foreign country, if applicable:** US

- **v. Is the administrator an affiliated person of the Fund or its investment adviser(s)?:** Yes

- **vi. Is the administrator a sub-administrator?:** No

- **b. Has a third-party administrator been hired or terminated during the reporting period?** No

**Item C.15 - Affiliated broker-dealers.**

**Broker Dealers Record: 1**

- **a. Full name:** Charles Schwab & Co., Inc.

- **b. SEC file number:** 8-16514

- **c. CRD number:** 000005393

- **d. LEI, if any:** 549300ZP8XN77GK5BS04

- **e. State, if applicable:** TX

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 2**

- **a. Full name:** Jane Street Execution Services, LLC

- **b. SEC file number:** 8-69254

- **c. CRD number:** 000167280

- **d. LEI, if any:** 549300HXJLXCPDWAH070

- **e. State, if applicable:** NY

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $24,154.79

**Broker Dealers Record: 3**

- **a. Full name:** Charles Schwab, U.K., Limited

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** 549300PF2KTM8A12FH91

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 4**

- **a. Full name:** Charles Schwab, Hong Kong, Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 5**

- **a. Full name:** Citadel Securities LLC

- **b. SEC file number:** 8-53574

- **c. CRD number:** 000116797

- **d. LEI, if any:** 12UUJYTN7D3SW8KCSG25

- **e. State, if applicable:** FL

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $25,931.08

**Broker Dealers Record: 6**

- **a. Full name:** Charles Schwab Singapore Pte. Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Item C.16. Brokers.**

**a. For each of the ten brokers that received the largest dollar amount of brokerage commissions...**

**Brokers Record: 1**

- **i. Full name of broker:** Virtu Americas LLC

- **ii. SEC file number:** 8-68193

- **iii. CRD number:** 000149823

- **iv. LEI, if any:** 549300RA02N3BNSWBV74

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $9,370.99

**Brokers Record: 2**

- **i. Full name of broker:** Jane Street Execution Services, LLC

- **ii. SEC file number:** 8-69254

- **iii. CRD number:** 000167280

- **iv. LEI, if any:** 549300HXJLXCPDWAH070

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $24,154.79

**Brokers Record: 3**

- **i. Full name of broker:** Goldman Sachs & Co. LLC

- **ii. SEC file number:** 8-129

- **iii. CRD number:** 000000361

- **iv. LEI, if any:** FOR8UP27PHTHYVLBNG30

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $17,234.27

**Brokers Record: 4**

- **i. Full name of broker:** Citadel Securities LLC

- **ii. SEC file number:** 8-53574

- **iii. CRD number:** 000116797

- **iv. LEI, if any:** 12UUJYTN7D3SW8KCSG25

- **v. State, if applicable:** FL

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $25,931.08

**Brokers Record: 5**

- **i. Full name of broker:** Flow Traders U.S. Institutional Trading LLC

- **ii. SEC file number:** 8-69711

- **iii. CRD number:** 000282266

- **iv. LEI, if any:** 549300H90VV8DK5UM624

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $16,475.35

**Brokers Record: 6**

- **i. Full name of broker:** Susquehanna Financial Group, LLLP

- **ii. SEC file number:** 8-44325

- **iii. CRD number:** 000035865

- **iv. LEI, if any:** 549300E8QX0ZMRDC2M81

- **v. State, if applicable:** PA

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $20,081.97

**Aggregate Commission:** $113,248.45

- **Item C.17.b - Aggregate value of principal purchase/sale transactions:** $0.00

- **Item C.18 - Did the Fund pay commissions for 'brokerage and research services'?:** No

- **Item C.19.a - Fund's monthly average net assets:** $938,888,486.46

**Item C.20. Lines of credit, interfund lending and interfund borrowing.**

- **a. Does the Fund have available a line of credit?** Yes

**If yes, for each line of credit, provide the information requested below:**

**Line of Credit details Record: 1**

- **i. Is the line of credit a committed or uncommitted line of credit?** Committed

- **ii. What size is the line of credit?** $1,200,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** Barclays Bank plc

  - **Line Institutions Record: 2 Name of institution:** Citibank, N.A.

  - **Line Institutions Record: 3 Name of institution:** State Street Bank and Trust Company

  - **Line Institutions Record: 4 Name of institution:** Bank of America

  - **Line Institutions Record: 5 Name of institution:** Goldman Sachs Bank USA

  - **Line Institutions Record: 6 Name of institution:** The Bank of New York Mellon

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab Short-Term Bond Index Fund                         | 811-06200         |
| Schwab Target 2060 Index Fund                             | 811-07704         |
| Schwab 1000 Index ETF                                     | 811-22311         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab Target 2065 Fund                                   | 811-07704         |
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab California Tax-Free Bond Fund                      | 811-06200         |
| Schwab Target 2035 Index Fund                             | 811-07704         |
| Schwab Target 2015 Index Fund                             | 811-07704         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab Fundamental International Equity ETF               | 811-22311         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |
| Schwab High Yield Bond ETF                                | 811-22311         |
| Schwab Target 2010 Fund                                   | 811-07704         |
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |
| Schwab S&P 500 Index Portfolio                            | 811-08314         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab Target 2060 Fund                                   | 811-07704         |
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |
| Schwab Tax-Free Bond Fund                                 | 811-06200         |
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab Target 2050 Fund                                   | 811-07704         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab Target 2040 Index Fund                             | 811-07704         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab Target 2055 Fund                                   | 811-07704         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab Target 2065 Index Fund                             | 811-07704         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab Opportunistic Municipal Bond Fund                  | 811-06200         |
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab Target 2025 Index Fund                             | 811-07704         |
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab U.S. Aggregate Bond Index Fund                     | 811-06200         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab Target 2030 Index Fund                             | 811-07704         |
| Schwab U.S. TIPS ETF                                      | 811-22311         |
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab Target 2045 Index Fund                             | 811-07704         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab International Dividend Equity ETF                  | 811-22311         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab Target 2055 Index Fund                             | 811-07704         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab Target 2010 Index Fund                             | 811-07704         |
| Schwab Target 2020 Index Fund                             | 811-07704         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab Target 2045 Fund                                   | 811-07704         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab Ariel ESG ETF                                      | 811-22311         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |
| Schwab Target 2035 Fund                                   | 811-07704         |

- **v. Did the Fund draw on the line of credit this period?** No

**Line of Credit details Record: 2**

- **i. Is the line of credit a committed or uncommitted line of credit?** Uncommitted

- **ii. What size is the line of credit?** $400,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** State Street Bank and Trust Company

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab Target 2045 Fund                                   | 811-07704         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab Target 2015 Index Fund                             | 811-07704         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab Short-Term Bond Index Fund                         | 811-06200         |
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab Target 2065 Fund                                   | 811-07704         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |
| Schwab Target 2010 Index Fund                             | 811-07704         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab Target 2065 Index Fund                             | 811-07704         |
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab Target 2045 Index Fund                             | 811-07704         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |
| Schwab Target 2060 Fund                                   | 811-07704         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab 1000 Index ETF                                     | 811-22311         |
| Schwab International Dividend Equity ETF                  | 811-22311         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab U.S. TIPS ETF                                      | 811-22311         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab California Tax-Free Bond Fund                      | 811-06200         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab S&P 500 Index Portfolio                            | 811-08314         |
| Schwab Target 2020 Index Fund                             | 811-07704         |
| Schwab Target 2030 Index Fund                             | 811-07704         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab U.S. Aggregate Bond Index Fund                     | 811-06200         |
| Schwab High Yield Bond ETF                                | 811-22311         |
| Schwab Target 2055 Index Fund                             | 811-07704         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab Target 2035 Index Fund                             | 811-07704         |
| Schwab Target 2040 Index Fund                             | 811-07704         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab Tax-Free Bond Fund                                 | 811-06200         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab Ariel ESG ETF                                      | 811-22311         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab Fundamental International Equity ETF               | 811-22311         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab Target 2010 Fund                                   | 811-07704         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab Target 2060 Index Fund                             | 811-07704         |
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab Target 2055 Fund                                   | 811-07704         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab Target 2025 Index Fund                             | 811-07704         |
| Schwab Target 2035 Fund                                   | 811-07704         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab Target 2050 Fund                                   | 811-07704         |
| Schwab Opportunistic Municipal Bond Fund                  | 811-06200         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |

- **v. Did the Fund draw on the line of credit this period?** No

- **b. Did the Fund engage in interfund lending?** No

- **c. Did the Fund engage in interfund borrowing?** No

**Item C.21. Swing pricing.**

- **a. Did the Fund (if not a Money Market Fund, Exchange-Traded Fund, or Exchange-Traded Managed Fund) engage in swing pricing?** No

### Management Investment Record: 3 - Schwab Target 2030 Index Fund

**Item C.1. Background information.**

- **a. Full Name of the Fund:** Schwab Target 2030 Index Fund

- **b. Series identification number, if any:** S000054926

- **c. LEI:** 5493006HOHDY2BIZ2057

- **d. Is this the first filing on this form by the Fund?:** No

**Item C.2. Classes of open-end management investment companies.**

- **a. How many Classes of shares of the Fund (if any) are authorized?:** 0

- **b. How many new Classes of shares of the Fund were added during the reporting period?:** 0

- **c. How many Classes of shares of the Fund were terminated during the reporting period?:** 0

**d. For each Class with shares outstanding, provide the information requested below:**

|   Shares Outstanding Record | i. Full name of Class         | ii. Class identification number, if any   | iii. Ticker symbol, if any   |
|---:|:---|:---|:---|
|                           1 | Schwab Target 2030 Index Fund | C000172787                                | SWYEX                        |

**Item C.3. Type of fund.**

- [ ] Exchange-Traded Fund or Exchange-Traded Managed Fund or offers a Class that itself is an Exchange-Traded Fund or Exchange-Traded Managed Fund

-   [ ] i. Exchange-Traded Fund

-   [ ] ii. Exchange-Traded Managed Fund

- [ ] b. Index Fund

- [ ] c. Seeks to achieve performance results that are a multiple of a benchmark, the inverse of a benchmark, or a multiple of the inverse of a benchmark

- [ ] d. Interval Fund

- [x] e. Fund of Funds

- [ ] f. Master-Feeder Fund

- [ ] g. Money Market Fund

- [x] h. Target Date Fund

-   [ ] i. Underlying fund to a variable annuity or variable life insurance contract

- [ ] N/A

**Item C.4 - Does the Fund seek to operate as a 'non-diversified company'?** No

**Item C.5 - Does the fund invest in a controlled foreign corporation?** No

**Item C.6. Securities lending.**

- **a. Is the Fund authorized to engage in securities lending transactions?** Yes

- **f. Provide the monthly average of the value of portfolio securities on loan during the reporting period:** —

- **g. Provide the net income from securities lending activities:** —

**Item C.7. Reliance on certain statutory exemption and rules.**

Did the Fund rely on the following rules?

- Rule 17a-7 (17 CFR 270.17a-7)

- Rule 12d1-4 (17 CFR 270.12d1-4)

- Rule 32a-4 (17 CFR 270.32a-4)

- Rule 18f-4(c)(4) (17CFR 270.18f-4(c)(4))

- Rule 18f-4 (17 CFR 270.18f-4)

**Item C.8. Expense limitations.**

- **a. Did the Fund have an expense limitation arrangement?** Yes

- **b. Were any expenses reduced or waived?** Yes

- **c. Are the fees waived subject to recoupment?** No

- **d. Were any expenses previously waived recouped during the period?** No

**Item C.9. Investment advisers.**

**Investment Advisers Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. SEC file number:** 801-35905

- **iii. CRD number:** 000106753

- **iv. LEI, if any:** EVQ6EP3QESDF386W4D54

- **v. State, if applicable:** CA

- **vi. Foreign country, if applicable:** US

- **vii. Was the investment adviser hired during the reporting period?:** No

**Item C.10. Transfer agents.**

**Transfer Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. SEC file number:** 084-01761

- **iii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iv. State, if applicable:** DE

- **v. Foreign country, if applicable:** US

- **vi. Is the transfer agent an affiliated person of the Fund or its investment adviser(s)?:** No

- **vii. Is the transfer agent a sub-transfer agent?:** No

- **b. Has a transfer agent been hired or terminated during the reporting period?** No

**Item C.11. Pricing services.**

**Pricing Services Record: 1**

- **i. Full name:** ICE Data Services, Inc.

- **ii. LEI, if any, or provide and describe other identifying number:** 13-3668779

- **Description of other identifying number:** Tax ID

- **iii. State, if applicable:** GA

- **iv. Foreign country, if applicable:** US

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

**Pricing Services Record: 2**

- **i. Full name:** London Stock Exchange Group PLC

- **ii. LEI, if any, or provide and describe other identifying number:** 213800QAUUUP6I445N30

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

- **b. Was a pricing service hired or terminated during the reporting period?** No

**Item C.12. Custodians.**

**a. Provide the following information about each person that provided custodial services to the Fund during the reporting period:**

**Custodians Record: 1**

- **i. Full name:** Charles Schwab & Co., Inc.

- **ii. LEI, if any:** 549300ZP8XN77GK5BS04

- **iii. State, if applicable:** TX

- **iv. Foreign country, if applicable:** US

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** Yes

- **vi. Is the custodian a sub-custodian?:** No

- **vii. With respect to the custodian, check below to indicate the type of custody:** Self - rule 17f-2 (17 CFR 270.17f-2)

**Custodians Record: 2**

- **i. Full name:** Citibank, National Association

- **ii. LEI, if any:** E57ODZWZ7FF32TWEFA76

- **iii. State, if applicable:** SD

- **iv. Foreign country, if applicable:** US

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** No

- **vi. Is the custodian a sub-custodian?:** No

- **vii. With respect to the custodian, check below to indicate the type of custody:** Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1))

- **b. Was a custodian hired or terminated during the reporting period?** No

**Item C.13 - Shareholder Servicing Agents**

**Shareholder Servicing Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iii. State, if applicable:** DE

- **iv. Foreign country, if applicable:** US

- **v. Is the shareholder servicing agent an affiliated person?:** No

- **vi. Is the shareholder servicing agent a sub-shareholder servicing agent?:** No

- **b. Has a shareholder servicing agent been hired or terminated during the reporting period?** No

**Item C.14. Administrators.**

**a. Provide the following information about each administrator of the Fund:**

**Administrators Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. LEI, if any, or other identifying number:** EVQ6EP3QESDF386W4D54

- **iii. State, if applicable:** CA

- **iv. Foreign country, if applicable:** US

- **v. Is the administrator an affiliated person of the Fund or its investment adviser(s)?:** Yes

- **vi. Is the administrator a sub-administrator?:** No

- **b. Has a third-party administrator been hired or terminated during the reporting period?** No

**Item C.15 - Affiliated broker-dealers.**

**Broker Dealers Record: 1**

- **a. Full name:** Charles Schwab Singapore Pte. Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 2**

- **a. Full name:** Citadel Securities LLC

- **b. SEC file number:** 8-53574

- **c. CRD number:** 000116797

- **d. LEI, if any:** 12UUJYTN7D3SW8KCSG25

- **e. State, if applicable:** FL

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $25,886.74

**Broker Dealers Record: 3**

- **a. Full name:** Jane Street Execution Services, LLC

- **b. SEC file number:** 8-69254

- **c. CRD number:** 000167280

- **d. LEI, if any:** 549300HXJLXCPDWAH070

- **e. State, if applicable:** NY

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $43,230.22

**Broker Dealers Record: 4**

- **a. Full name:** Charles Schwab & Co., Inc.

- **b. SEC file number:** 8-16514

- **c. CRD number:** 000005393

- **d. LEI, if any:** 549300ZP8XN77GK5BS04

- **e. State, if applicable:** TX

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 5**

- **a. Full name:** Charles Schwab, U.K., Limited

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** 549300PF2KTM8A12FH91

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 6**

- **a. Full name:** Charles Schwab, Hong Kong, Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Item C.16. Brokers.**

**a. For each of the ten brokers that received the largest dollar amount of brokerage commissions...**

**Brokers Record: 1**

- **i. Full name of broker:** Citadel Securities LLC

- **ii. SEC file number:** 8-53574

- **iii. CRD number:** 000116797

- **iv. LEI, if any:** 12UUJYTN7D3SW8KCSG25

- **v. State, if applicable:** FL

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $25,886.74

**Brokers Record: 2**

- **i. Full name of broker:** Susquehanna Financial Group, LLLP

- **ii. SEC file number:** 8-44325

- **iii. CRD number:** 000035865

- **iv. LEI, if any:** 549300E8QX0ZMRDC2M81

- **v. State, if applicable:** PA

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $16,980.02

**Brokers Record: 3**

- **i. Full name of broker:** Flow Traders U.S. Institutional Trading LLC

- **ii. SEC file number:** 8-69711

- **iii. CRD number:** 000282266

- **iv. LEI, if any:** 549300H90VV8DK5UM624

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $23,662.88

**Brokers Record: 4**

- **i. Full name of broker:** Jane Street Execution Services, LLC

- **ii. SEC file number:** 8-69254

- **iii. CRD number:** 000167280

- **iv. LEI, if any:** 549300HXJLXCPDWAH070

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $43,230.22

**Brokers Record: 5**

- **i. Full name of broker:** Virtu Americas LLC

- **ii. SEC file number:** 8-68193

- **iii. CRD number:** 000149823

- **iv. LEI, if any:** 549300RA02N3BNSWBV74

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $5,763.30

**Brokers Record: 6**

- **i. Full name of broker:** Goldman Sachs & Co. LLC

- **ii. SEC file number:** 8-129

- **iii. CRD number:** 000000361

- **iv. LEI, if any:** FOR8UP27PHTHYVLBNG30

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $22,450.09

**Aggregate Commission:** $137,973.25

- **Item C.17.b - Aggregate value of principal purchase/sale transactions:** $0.00

- **Item C.18 - Did the Fund pay commissions for 'brokerage and research services'?:** No

- **Item C.19.a - Fund's monthly average net assets:** $1,202,815,885.19

**Item C.20. Lines of credit, interfund lending and interfund borrowing.**

- **a. Does the Fund have available a line of credit?** Yes

**If yes, for each line of credit, provide the information requested below:**

**Line of Credit details Record: 1**

- **i. Is the line of credit a committed or uncommitted line of credit?** Committed

- **ii. What size is the line of credit?** $1,200,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** The Bank of New York Mellon

  - **Line Institutions Record: 2 Name of institution:** State Street Bank and Trust Company

  - **Line Institutions Record: 3 Name of institution:** Citibank, N.A.

  - **Line Institutions Record: 4 Name of institution:** Barclays Bank plc

  - **Line Institutions Record: 5 Name of institution:** Bank of America

  - **Line Institutions Record: 6 Name of institution:** Goldman Sachs Bank USA

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab Target 2020 Index Fund                             | 811-07704         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab Target 2035 Fund                                   | 811-07704         |
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab S&P 500 Index Portfolio                            | 811-08314         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |
| Schwab Short-Term Bond Index Fund                         | 811-06200         |
| Schwab Target 2045 Index Fund                             | 811-07704         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab Target 2015 Index Fund                             | 811-07704         |
| Schwab Tax-Free Bond Fund                                 | 811-06200         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab Target 2045 Fund                                   | 811-07704         |
| Schwab Opportunistic Municipal Bond Fund                  | 811-06200         |
| Schwab Fundamental International Equity ETF               | 811-22311         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab 1000 Index ETF                                     | 811-22311         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab Ariel ESG ETF                                      | 811-22311         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |
| Schwab Target 2010 Fund                                   | 811-07704         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab California Tax-Free Bond Fund                      | 811-06200         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |
| Schwab Target 2055 Fund                                   | 811-07704         |
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab Target 2065 Fund                                   | 811-07704         |
| Schwab Target 2050 Fund                                   | 811-07704         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |
| Schwab Target 2025 Index Fund                             | 811-07704         |
| Schwab International Dividend Equity ETF                  | 811-22311         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab Target 2060 Fund                                   | 811-07704         |
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab Target 2060 Index Fund                             | 811-07704         |
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |
| Schwab U.S. TIPS ETF                                      | 811-22311         |
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab Target 2050 Index Fund                             | 811-07704         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab Target 2010 Index Fund                             | 811-07704         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab Target 2055 Index Fund                             | 811-07704         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |
| Schwab Target 2040 Index Fund                             | 811-07704         |
| Schwab High Yield Bond ETF                                | 811-22311         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab Target 2035 Index Fund                             | 811-07704         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab U.S. Aggregate Bond Index Fund                     | 811-06200         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab Target 2065 Index Fund                             | 811-07704         |

- **v. Did the Fund draw on the line of credit this period?** No

**Line of Credit details Record: 2**

- **i. Is the line of credit a committed or uncommitted line of credit?** Uncommitted

- **ii. What size is the line of credit?** $400,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** State Street Bank and Trust Company

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab Target 2010 Fund                                   | 811-07704         |
| Schwab Target 2050 Index Fund                             | 811-07704         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab Target 2045 Index Fund                             | 811-07704         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab Target 2065 Index Fund                             | 811-07704         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |
| Schwab California Tax-Free Bond Fund                      | 811-06200         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab Fundamental International Equity ETF               | 811-22311         |
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |
| Schwab Target 2015 Index Fund                             | 811-07704         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab Target 2055 Fund                                   | 811-07704         |
| Schwab Target 2010 Index Fund                             | 811-07704         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab Tax-Free Bond Fund                                 | 811-06200         |
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab 1000 Index ETF                                     | 811-22311         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab S&P 500 Index Portfolio                            | 811-08314         |
| Schwab Target 2060 Fund                                   | 811-07704         |
| Schwab International Dividend Equity ETF                  | 811-22311         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab Ariel ESG ETF                                      | 811-22311         |
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab Opportunistic Municipal Bond Fund                  | 811-06200         |
| Schwab Target 2040 Index Fund                             | 811-07704         |
| Schwab U.S. Aggregate Bond Index Fund                     | 811-06200         |
| Schwab Target 2065 Fund                                   | 811-07704         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab Target 2055 Index Fund                             | 811-07704         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab Target 2020 Index Fund                             | 811-07704         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |
| Schwab U.S. TIPS ETF                                      | 811-22311         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab Target 2045 Fund                                   | 811-07704         |
| Schwab Target 2025 Index Fund                             | 811-07704         |
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |
| Schwab Short-Term Bond Index Fund                         | 811-06200         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab High Yield Bond ETF                                | 811-22311         |
| Schwab Target 2060 Index Fund                             | 811-07704         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |
| Schwab Target 2050 Fund                                   | 811-07704         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab Target 2035 Index Fund                             | 811-07704         |
| Schwab Target 2035 Fund                                   | 811-07704         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |

- **v. Did the Fund draw on the line of credit this period?** No

- **b. Did the Fund engage in interfund lending?** No

- **c. Did the Fund engage in interfund borrowing?** No

**Item C.21. Swing pricing.**

- **a. Did the Fund (if not a Money Market Fund, Exchange-Traded Fund, or Exchange-Traded Managed Fund) engage in swing pricing?** No

### Management Investment Record: 4 - Schwab Target 2025 Index Fund

**Item C.1. Background information.**

- **a. Full Name of the Fund:** Schwab Target 2025 Index Fund

- **b. Series identification number, if any:** S000054925

- **c. LEI:** 549300YYDC4L5W9I7I28

- **d. Is this the first filing on this form by the Fund?:** No

**Item C.2. Classes of open-end management investment companies.**

- **a. How many Classes of shares of the Fund (if any) are authorized?:** 0

- **b. How many new Classes of shares of the Fund were added during the reporting period?:** 0

- **c. How many Classes of shares of the Fund were terminated during the reporting period?:** 0

**d. For each Class with shares outstanding, provide the information requested below:**

|   Shares Outstanding Record | i. Full name of Class         | ii. Class identification number, if any   | iii. Ticker symbol, if any   |
|---:|:---|:---|:---|
|                           1 | Schwab Target 2025 Index Fund | C000172785                                | SWYDX                        |

**Item C.3. Type of fund.**

- [ ] Exchange-Traded Fund or Exchange-Traded Managed Fund or offers a Class that itself is an Exchange-Traded Fund or Exchange-Traded Managed Fund

-   [ ] i. Exchange-Traded Fund

-   [ ] ii. Exchange-Traded Managed Fund

- [ ] b. Index Fund

- [ ] c. Seeks to achieve performance results that are a multiple of a benchmark, the inverse of a benchmark, or a multiple of the inverse of a benchmark

- [ ] d. Interval Fund

- [x] e. Fund of Funds

- [ ] f. Master-Feeder Fund

- [ ] g. Money Market Fund

- [x] h. Target Date Fund

-   [ ] i. Underlying fund to a variable annuity or variable life insurance contract

- [ ] N/A

**Item C.4 - Does the Fund seek to operate as a 'non-diversified company'?** No

**Item C.5 - Does the fund invest in a controlled foreign corporation?** No

**Item C.6. Securities lending.**

- **a. Is the Fund authorized to engage in securities lending transactions?** Yes

- **f. Provide the monthly average of the value of portfolio securities on loan during the reporting period:** —

- **g. Provide the net income from securities lending activities:** —

**Item C.7. Reliance on certain statutory exemption and rules.**

Did the Fund rely on the following rules?

- Rule 17a-7 (17 CFR 270.17a-7)

- Rule 12d1-4 (17 CFR 270.12d1-4)

- Rule 32a-4 (17 CFR 270.32a-4)

- Rule 18f-4 (17 CFR 270.18f-4)

- Rule 18f-4(c)(4) (17CFR 270.18f-4(c)(4))

**Item C.8. Expense limitations.**

- **a. Did the Fund have an expense limitation arrangement?** Yes

- **b. Were any expenses reduced or waived?** Yes

- **c. Are the fees waived subject to recoupment?** No

- **d. Were any expenses previously waived recouped during the period?** No

**Item C.9. Investment advisers.**

**Investment Advisers Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. SEC file number:** 801-35905

- **iii. CRD number:** 000106753

- **iv. LEI, if any:** EVQ6EP3QESDF386W4D54

- **v. State, if applicable:** CA

- **vi. Foreign country, if applicable:** US

- **vii. Was the investment adviser hired during the reporting period?:** No

**Item C.10. Transfer agents.**

**Transfer Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. SEC file number:** 084-01761

- **iii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iv. State, if applicable:** DE

- **v. Foreign country, if applicable:** US

- **vi. Is the transfer agent an affiliated person of the Fund or its investment adviser(s)?:** No

- **vii. Is the transfer agent a sub-transfer agent?:** No

- **b. Has a transfer agent been hired or terminated during the reporting period?** No

**Item C.11. Pricing services.**

**Pricing Services Record: 1**

- **i. Full name:** ICE Data Services, Inc.

- **ii. LEI, if any, or provide and describe other identifying number:** 13-3668779

- **Description of other identifying number:** Tax ID

- **iii. State, if applicable:** GA

- **iv. Foreign country, if applicable:** US

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

**Pricing Services Record: 2**

- **i. Full name:** London Stock Exchange Group PLC

- **ii. LEI, if any, or provide and describe other identifying number:** 213800QAUUUP6I445N30

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

- **b. Was a pricing service hired or terminated during the reporting period?** No

**Item C.12. Custodians.**

**a. Provide the following information about each person that provided custodial services to the Fund during the reporting period:**

**Custodians Record: 1**

- **i. Full name:** Citibank, National Association

- **ii. LEI, if any:** E57ODZWZ7FF32TWEFA76

- **iii. State, if applicable:** SD

- **iv. Foreign country, if applicable:** US

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** No

- **vi. Is the custodian a sub-custodian?:** No

- **vii. With respect to the custodian, check below to indicate the type of custody:** Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1))

**Custodians Record: 2**

- **i. Full name:** Charles Schwab & Co., Inc.

- **ii. LEI, if any:** 549300ZP8XN77GK5BS04

- **iii. State, if applicable:** TX

- **iv. Foreign country, if applicable:** US

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** Yes

- **vi. Is the custodian a sub-custodian?:** No

- **vii. With respect to the custodian, check below to indicate the type of custody:** Self - rule 17f-2 (17 CFR 270.17f-2)

- **b. Was a custodian hired or terminated during the reporting period?** No

**Item C.13 - Shareholder Servicing Agents**

**Shareholder Servicing Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iii. State, if applicable:** DE

- **iv. Foreign country, if applicable:** US

- **v. Is the shareholder servicing agent an affiliated person?:** No

- **vi. Is the shareholder servicing agent a sub-shareholder servicing agent?:** No

- **b. Has a shareholder servicing agent been hired or terminated during the reporting period?** No

**Item C.14. Administrators.**

**a. Provide the following information about each administrator of the Fund:**

**Administrators Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. LEI, if any, or other identifying number:** EVQ6EP3QESDF386W4D54

- **iii. State, if applicable:** CA

- **iv. Foreign country, if applicable:** US

- **v. Is the administrator an affiliated person of the Fund or its investment adviser(s)?:** Yes

- **vi. Is the administrator a sub-administrator?:** No

- **b. Has a third-party administrator been hired or terminated during the reporting period?** No

**Item C.15 - Affiliated broker-dealers.**

**Broker Dealers Record: 1**

- **a. Full name:** Charles Schwab Singapore Pte. Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 2**

- **a. Full name:** Jane Street Execution Services, LLC

- **b. SEC file number:** 8-69254

- **c. CRD number:** 000167280

- **d. LEI, if any:** 549300HXJLXCPDWAH070

- **e. State, if applicable:** NY

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $16,630.93

**Broker Dealers Record: 3**

- **a. Full name:** Charles Schwab, U.K., Limited

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** 549300PF2KTM8A12FH91

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 4**

- **a. Full name:** Charles Schwab, Hong Kong, Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 5**

- **a. Full name:** Charles Schwab & Co., Inc.

- **b. SEC file number:** 8-16514

- **c. CRD number:** 000005393

- **d. LEI, if any:** 549300ZP8XN77GK5BS04

- **e. State, if applicable:** TX

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 6**

- **a. Full name:** Citadel Securities LLC

- **b. SEC file number:** 8-53574

- **c. CRD number:** 000116797

- **d. LEI, if any:** 12UUJYTN7D3SW8KCSG25

- **e. State, if applicable:** FL

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $10,658.18

**Item C.16. Brokers.**

**a. For each of the ten brokers that received the largest dollar amount of brokerage commissions...**

**Brokers Record: 1**

- **i. Full name of broker:** Flow Traders U.S. Institutional Trading LLC

- **ii. SEC file number:** 8-69711

- **iii. CRD number:** 000282266

- **iv. LEI, if any:** 549300H90VV8DK5UM624

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $12,285.01

**Brokers Record: 2**

- **i. Full name of broker:** Goldman Sachs & Co. LLC

- **ii. SEC file number:** 8-129

- **iii. CRD number:** 000000361

- **iv. LEI, if any:** FOR8UP27PHTHYVLBNG30

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $12,440.56

**Brokers Record: 3**

- **i. Full name of broker:** Jane Street Execution Services, LLC

- **ii. SEC file number:** 8-69254

- **iii. CRD number:** 000167280

- **iv. LEI, if any:** 549300HXJLXCPDWAH070

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $16,630.93

**Brokers Record: 4**

- **i. Full name of broker:** Virtu Americas LLC

- **ii. SEC file number:** 8-68193

- **iii. CRD number:** 000149823

- **iv. LEI, if any:** 549300RA02N3BNSWBV74

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $3,640.17

**Brokers Record: 5**

- **i. Full name of broker:** Citadel Securities LLC

- **ii. SEC file number:** 8-53574

- **iii. CRD number:** 000116797

- **iv. LEI, if any:** 12UUJYTN7D3SW8KCSG25

- **v. State, if applicable:** FL

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $10,658.18

**Brokers Record: 6**

- **i. Full name of broker:** Susquehanna Financial Group, LLLP

- **ii. SEC file number:** 8-44325

- **iii. CRD number:** 000035865

- **iv. LEI, if any:** 549300E8QX0ZMRDC2M81

- **v. State, if applicable:** PA

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $8,420.56

**Aggregate Commission:** $64,075.41

- **Item C.17.b - Aggregate value of principal purchase/sale transactions:** $0.00

- **Item C.18 - Did the Fund pay commissions for 'brokerage and research services'?:** No

- **Item C.19.a - Fund's monthly average net assets:** $581,077,105.23

**Item C.20. Lines of credit, interfund lending and interfund borrowing.**

- **a. Does the Fund have available a line of credit?** Yes

**If yes, for each line of credit, provide the information requested below:**

**Line of Credit details Record: 1**

- **i. Is the line of credit a committed or uncommitted line of credit?** Committed

- **ii. What size is the line of credit?** $1,200,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** The Bank of New York Mellon

  - **Line Institutions Record: 2 Name of institution:** Barclays Bank plc

  - **Line Institutions Record: 3 Name of institution:** Citibank, N.A.

  - **Line Institutions Record: 4 Name of institution:** Goldman Sachs Bank USA

  - **Line Institutions Record: 5 Name of institution:** State Street Bank and Trust Company

  - **Line Institutions Record: 6 Name of institution:** Bank of America

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab Target 2010 Index Fund                             | 811-07704         |
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab Target 2050 Index Fund                             | 811-07704         |
| Schwab Ariel ESG ETF                                      | 811-22311         |
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab Target 2065 Fund                                   | 811-07704         |
| Schwab Target 2060 Index Fund                             | 811-07704         |
| Schwab U.S. Aggregate Bond Index Fund                     | 811-06200         |
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |
| Schwab Target 2055 Index Fund                             | 811-07704         |
| Schwab U.S. TIPS ETF                                      | 811-22311         |
| Schwab Tax-Free Bond Fund                                 | 811-06200         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab Target 2020 Index Fund                             | 811-07704         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab Opportunistic Municipal Bond Fund                  | 811-06200         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab Target 2060 Fund                                   | 811-07704         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab Short-Term Bond Index Fund                         | 811-06200         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab California Tax-Free Bond Fund                      | 811-06200         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |
| Schwab Fundamental International Equity ETF               | 811-22311         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab 1000 Index ETF                                     | 811-22311         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab Target 2035 Fund                                   | 811-07704         |
| Schwab Target 2055 Fund                                   | 811-07704         |
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab Target 2010 Fund                                   | 811-07704         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab Target 2045 Index Fund                             | 811-07704         |
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab Target 2035 Index Fund                             | 811-07704         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab Target 2015 Index Fund                             | 811-07704         |
| Schwab Target 2045 Fund                                   | 811-07704         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab Target 2040 Index Fund                             | 811-07704         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab High Yield Bond ETF                                | 811-22311         |
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab Target 2065 Index Fund                             | 811-07704         |
| Schwab S&P 500 Index Portfolio                            | 811-08314         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab Target 2030 Index Fund                             | 811-07704         |
| Schwab Target 2050 Fund                                   | 811-07704         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab International Dividend Equity ETF                  | 811-22311         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |

- **v. Did the Fund draw on the line of credit this period?** No

**Line of Credit details Record: 2**

- **i. Is the line of credit a committed or uncommitted line of credit?** Uncommitted

- **ii. What size is the line of credit?** $400,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** State Street Bank and Trust Company

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab Target 2045 Fund                                   | 811-07704         |
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab Target 2035 Index Fund                             | 811-07704         |
| Schwab Target 2055 Index Fund                             | 811-07704         |
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab Target 2045 Index Fund                             | 811-07704         |
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab Target 2060 Index Fund                             | 811-07704         |
| Schwab Target 2015 Index Fund                             | 811-07704         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab Short-Term Bond Index Fund                         | 811-06200         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab Target 2030 Index Fund                             | 811-07704         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab California Tax-Free Bond Fund                      | 811-06200         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab Target 2050 Fund                                   | 811-07704         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab Opportunistic Municipal Bond Fund                  | 811-06200         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab Target 2010 Fund                                   | 811-07704         |
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab Target 2040 Index Fund                             | 811-07704         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |
| Schwab U.S. TIPS ETF                                      | 811-22311         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab Target 2060 Fund                                   | 811-07704         |
| Schwab Target 2065 Index Fund                             | 811-07704         |
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab Target 2065 Fund                                   | 811-07704         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab Ariel ESG ETF                                      | 811-22311         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab Target 2020 Index Fund                             | 811-07704         |
| Schwab U.S. Aggregate Bond Index Fund                     | 811-06200         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab Tax-Free Bond Fund                                 | 811-06200         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab High Yield Bond ETF                                | 811-22311         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab International Dividend Equity ETF                  | 811-22311         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |
| Schwab Target 2035 Fund                                   | 811-07704         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab S&P 500 Index Portfolio                            | 811-08314         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab Target 2055 Fund                                   | 811-07704         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab Fundamental International Equity ETF               | 811-22311         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab Target 2010 Index Fund                             | 811-07704         |
| Schwab Target 2050 Index Fund                             | 811-07704         |
| Schwab 1000 Index ETF                                     | 811-22311         |

- **v. Did the Fund draw on the line of credit this period?** No

- **b. Did the Fund engage in interfund lending?** No

- **c. Did the Fund engage in interfund borrowing?** No

**Item C.21. Swing pricing.**

- **a. Did the Fund (if not a Money Market Fund, Exchange-Traded Fund, or Exchange-Traded Managed Fund) engage in swing pricing?** No

### Management Investment Record: 5 - Schwab Target 2040 Index Fund

**Item C.1. Background information.**

- **a. Full Name of the Fund:** Schwab Target 2040 Index Fund

- **b. Series identification number, if any:** S000054928

- **c. LEI:** 549300G72M03R6UHAT08

- **d. Is this the first filing on this form by the Fund?:** No

**Item C.2. Classes of open-end management investment companies.**

- **a. How many Classes of shares of the Fund (if any) are authorized?:** 0

- **b. How many new Classes of shares of the Fund were added during the reporting period?:** 0

- **c. How many Classes of shares of the Fund were terminated during the reporting period?:** 0

**d. For each Class with shares outstanding, provide the information requested below:**

|   Shares Outstanding Record | i. Full name of Class         | ii. Class identification number, if any   | iii. Ticker symbol, if any   |
|---:|:---|:---|:---|
|                           1 | Schwab Target 2040 Index Fund | C000172791                                | SWYGX                        |

**Item C.3. Type of fund.**

- [ ] Exchange-Traded Fund or Exchange-Traded Managed Fund or offers a Class that itself is an Exchange-Traded Fund or Exchange-Traded Managed Fund

-   [ ] i. Exchange-Traded Fund

-   [ ] ii. Exchange-Traded Managed Fund

- [ ] b. Index Fund

- [ ] c. Seeks to achieve performance results that are a multiple of a benchmark, the inverse of a benchmark, or a multiple of the inverse of a benchmark

- [ ] d. Interval Fund

- [x] e. Fund of Funds

- [ ] f. Master-Feeder Fund

- [ ] g. Money Market Fund

- [x] h. Target Date Fund

-   [ ] i. Underlying fund to a variable annuity or variable life insurance contract

- [ ] N/A

**Item C.4 - Does the Fund seek to operate as a 'non-diversified company'?** No

**Item C.5 - Does the fund invest in a controlled foreign corporation?** No

**Item C.6. Securities lending.**

- **a. Is the Fund authorized to engage in securities lending transactions?** Yes

- **f. Provide the monthly average of the value of portfolio securities on loan during the reporting period:** —

- **g. Provide the net income from securities lending activities:** —

**Item C.7. Reliance on certain statutory exemption and rules.**

Did the Fund rely on the following rules?

- Rule 32a-4 (17 CFR 270.32a-4)

- Rule 12d1-4 (17 CFR 270.12d1-4)

- Rule 18f-4(c)(4) (17CFR 270.18f-4(c)(4))

- Rule 17a-7 (17 CFR 270.17a-7)

- Rule 18f-4 (17 CFR 270.18f-4)

**Item C.8. Expense limitations.**

- **a. Did the Fund have an expense limitation arrangement?** Yes

- **b. Were any expenses reduced or waived?** Yes

- **c. Are the fees waived subject to recoupment?** No

- **d. Were any expenses previously waived recouped during the period?** No

**Item C.9. Investment advisers.**

**Investment Advisers Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. SEC file number:** 801-35905

- **iii. CRD number:** 000106753

- **iv. LEI, if any:** EVQ6EP3QESDF386W4D54

- **v. State, if applicable:** CA

- **vi. Foreign country, if applicable:** US

- **vii. Was the investment adviser hired during the reporting period?:** No

**Item C.10. Transfer agents.**

**Transfer Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. SEC file number:** 084-01761

- **iii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iv. State, if applicable:** DE

- **v. Foreign country, if applicable:** US

- **vi. Is the transfer agent an affiliated person of the Fund or its investment adviser(s)?:** No

- **vii. Is the transfer agent a sub-transfer agent?:** No

- **b. Has a transfer agent been hired or terminated during the reporting period?** No

**Item C.11. Pricing services.**

**Pricing Services Record: 1**

- **i. Full name:** London Stock Exchange Group PLC

- **ii. LEI, if any, or provide and describe other identifying number:** 213800QAUUUP6I445N30

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

**Pricing Services Record: 2**

- **i. Full name:** ICE Data Services, Inc.

- **ii. LEI, if any, or provide and describe other identifying number:** 13-3668779

- **Description of other identifying number:** Tax ID

- **iii. State, if applicable:** GA

- **iv. Foreign country, if applicable:** US

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

- **b. Was a pricing service hired or terminated during the reporting period?** No

**Item C.12. Custodians.**

**a. Provide the following information about each person that provided custodial services to the Fund during the reporting period:**

**Custodians Record: 1**

- **i. Full name:** Citibank, National Association

- **ii. LEI, if any:** E57ODZWZ7FF32TWEFA76

- **iii. State, if applicable:** SD

- **iv. Foreign country, if applicable:** US

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** No

- **vi. Is the custodian a sub-custodian?:** No

- **vii. With respect to the custodian, check below to indicate the type of custody:** Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1))

**Custodians Record: 2**

- **i. Full name:** Charles Schwab & Co., Inc.

- **ii. LEI, if any:** 549300ZP8XN77GK5BS04

- **iii. State, if applicable:** TX

- **iv. Foreign country, if applicable:** US

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** Yes

- **vi. Is the custodian a sub-custodian?:** No

- **vii. With respect to the custodian, check below to indicate the type of custody:** Self - rule 17f-2 (17 CFR 270.17f-2)

- **b. Was a custodian hired or terminated during the reporting period?** No

**Item C.13 - Shareholder Servicing Agents**

**Shareholder Servicing Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iii. State, if applicable:** DE

- **iv. Foreign country, if applicable:** US

- **v. Is the shareholder servicing agent an affiliated person?:** No

- **vi. Is the shareholder servicing agent a sub-shareholder servicing agent?:** No

- **b. Has a shareholder servicing agent been hired or terminated during the reporting period?** No

**Item C.14. Administrators.**

**a. Provide the following information about each administrator of the Fund:**

**Administrators Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. LEI, if any, or other identifying number:** EVQ6EP3QESDF386W4D54

- **iii. State, if applicable:** CA

- **iv. Foreign country, if applicable:** US

- **v. Is the administrator an affiliated person of the Fund or its investment adviser(s)?:** Yes

- **vi. Is the administrator a sub-administrator?:** No

- **b. Has a third-party administrator been hired or terminated during the reporting period?** No

**Item C.15 - Affiliated broker-dealers.**

**Broker Dealers Record: 1**

- **a. Full name:** Charles Schwab, U.K., Limited

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** 549300PF2KTM8A12FH91

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 2**

- **a. Full name:** Charles Schwab, Hong Kong, Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 3**

- **a. Full name:** Charles Schwab Singapore Pte. Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 4**

- **a. Full name:** Jane Street Execution Services, LLC

- **b. SEC file number:** 8-69254

- **c. CRD number:** 000167280

- **d. LEI, if any:** 549300HXJLXCPDWAH070

- **e. State, if applicable:** NY

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $32,595.67

**Broker Dealers Record: 5**

- **a. Full name:** Citadel Securities LLC

- **b. SEC file number:** 8-53574

- **c. CRD number:** 000116797

- **d. LEI, if any:** 12UUJYTN7D3SW8KCSG25

- **e. State, if applicable:** FL

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $28,343.33

**Broker Dealers Record: 6**

- **a. Full name:** Charles Schwab & Co., Inc.

- **b. SEC file number:** 8-16514

- **c. CRD number:** 000005393

- **d. LEI, if any:** 549300ZP8XN77GK5BS04

- **e. State, if applicable:** TX

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Item C.16. Brokers.**

**a. For each of the ten brokers that received the largest dollar amount of brokerage commissions...**

**Brokers Record: 1**

- **i. Full name of broker:** Susquehanna Financial Group, LLLP

- **ii. SEC file number:** 8-44325

- **iii. CRD number:** 000035865

- **iv. LEI, if any:** 549300E8QX0ZMRDC2M81

- **v. State, if applicable:** PA

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $20,456.82

**Brokers Record: 2**

- **i. Full name of broker:** Virtu Americas LLC

- **ii. SEC file number:** 8-68193

- **iii. CRD number:** 000149823

- **iv. LEI, if any:** 549300RA02N3BNSWBV74

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $5,789.55

**Brokers Record: 3**

- **i. Full name of broker:** Flow Traders U.S. Institutional Trading LLC

- **ii. SEC file number:** 8-69711

- **iii. CRD number:** 000282266

- **iv. LEI, if any:** 549300H90VV8DK5UM624

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $17,457.45

**Brokers Record: 4**

- **i. Full name of broker:** Goldman Sachs & Co. LLC

- **ii. SEC file number:** 8-129

- **iii. CRD number:** 000000361

- **iv. LEI, if any:** FOR8UP27PHTHYVLBNG30

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $17,413.51

**Brokers Record: 5**

- **i. Full name of broker:** Jane Street Execution Services, LLC

- **ii. SEC file number:** 8-69254

- **iii. CRD number:** 000167280

- **iv. LEI, if any:** 549300HXJLXCPDWAH070

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $32,595.67

**Brokers Record: 6**

- **i. Full name of broker:** Citadel Securities LLC

- **ii. SEC file number:** 8-53574

- **iii. CRD number:** 000116797

- **iv. LEI, if any:** 12UUJYTN7D3SW8KCSG25

- **v. State, if applicable:** FL

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $28,343.33

**Aggregate Commission:** $122,056.33

- **Item C.17.b - Aggregate value of principal purchase/sale transactions:** $0.00

- **Item C.18 - Did the Fund pay commissions for 'brokerage and research services'?:** No

- **Item C.19.a - Fund's monthly average net assets:** $1,122,242,723.77

**Item C.20. Lines of credit, interfund lending and interfund borrowing.**

- **a. Does the Fund have available a line of credit?** Yes

**If yes, for each line of credit, provide the information requested below:**

**Line of Credit details Record: 1**

- **i. Is the line of credit a committed or uncommitted line of credit?** Uncommitted

- **ii. What size is the line of credit?** $400,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** State Street Bank and Trust Company

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab S&P 500 Index Portfolio                            | 811-08314         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab Target 2035 Index Fund                             | 811-07704         |
| Schwab U.S. Aggregate Bond Index Fund                     | 811-06200         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab International Dividend Equity ETF                  | 811-22311         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab Target 2010 Index Fund                             | 811-07704         |
| Schwab Fundamental International Equity ETF               | 811-22311         |
| Schwab Target 2015 Index Fund                             | 811-07704         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab California Tax-Free Bond Fund                      | 811-06200         |
| Schwab Tax-Free Bond Fund                                 | 811-06200         |
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |
| Schwab Target 2065 Index Fund                             | 811-07704         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |
| Schwab Target 2030 Index Fund                             | 811-07704         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab Target 2020 Index Fund                             | 811-07704         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |
| Schwab Opportunistic Municipal Bond Fund                  | 811-06200         |
| Schwab Target 2045 Index Fund                             | 811-07704         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab U.S. TIPS ETF                                      | 811-22311         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab Ariel ESG ETF                                      | 811-22311         |
| Schwab Target 2050 Fund                                   | 811-07704         |
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab 1000 Index ETF                                     | 811-22311         |
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab Target 2060 Index Fund                             | 811-07704         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |
| Schwab Target 2045 Fund                                   | 811-07704         |
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab Target 2010 Fund                                   | 811-07704         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab Target 2035 Fund                                   | 811-07704         |
| Schwab Target 2025 Index Fund                             | 811-07704         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab High Yield Bond ETF                                | 811-22311         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab Short-Term Bond Index Fund                         | 811-06200         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab Target 2050 Index Fund                             | 811-07704         |
| Schwab Target 2055 Index Fund                             | 811-07704         |
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab Target 2060 Fund                                   | 811-07704         |
| Schwab Target 2065 Fund                                   | 811-07704         |
| Schwab Target 2055 Fund                                   | 811-07704         |

- **v. Did the Fund draw on the line of credit this period?** No

**Line of Credit details Record: 2**

- **i. Is the line of credit a committed or uncommitted line of credit?** Committed

- **ii. What size is the line of credit?** $1,200,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** Goldman Sachs Bank USA

  - **Line Institutions Record: 2 Name of institution:** Barclays Bank plc

  - **Line Institutions Record: 3 Name of institution:** The Bank of New York Mellon

  - **Line Institutions Record: 4 Name of institution:** Citibank, N.A.

  - **Line Institutions Record: 5 Name of institution:** Bank of America

  - **Line Institutions Record: 6 Name of institution:** State Street Bank and Trust Company

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab Target 2065 Index Fund                             | 811-07704         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |
| Schwab Ariel ESG ETF                                      | 811-22311         |
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab Target 2020 Index Fund                             | 811-07704         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab Short-Term Bond Index Fund                         | 811-06200         |
| Schwab S&P 500 Index Portfolio                            | 811-08314         |
| Schwab Tax-Free Bond Fund                                 | 811-06200         |
| Schwab Opportunistic Municipal Bond Fund                  | 811-06200         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |
| Schwab 1000 Index ETF                                     | 811-22311         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab Target 2055 Index Fund                             | 811-07704         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab High Yield Bond ETF                                | 811-22311         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab Target 2060 Index Fund                             | 811-07704         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab U.S. Aggregate Bond Index Fund                     | 811-06200         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab Target 2065 Fund                                   | 811-07704         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab Target 2060 Fund                                   | 811-07704         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab Target 2050 Index Fund                             | 811-07704         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab Target 2045 Fund                                   | 811-07704         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab U.S. TIPS ETF                                      | 811-22311         |
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab Target 2015 Index Fund                             | 811-07704         |
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab Target 2010 Index Fund                             | 811-07704         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |
| Schwab California Tax-Free Bond Fund                      | 811-06200         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab Target 2035 Fund                                   | 811-07704         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab International Dividend Equity ETF                  | 811-22311         |
| Schwab Target 2035 Index Fund                             | 811-07704         |
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab Target 2045 Index Fund                             | 811-07704         |
| Schwab Target 2010 Fund                                   | 811-07704         |
| Schwab Target 2030 Index Fund                             | 811-07704         |
| Schwab Target 2050 Fund                                   | 811-07704         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab Target 2055 Fund                                   | 811-07704         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab Fundamental International Equity ETF               | 811-22311         |
| Schwab Target 2025 Index Fund                             | 811-07704         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |

- **v. Did the Fund draw on the line of credit this period?** No

- **b. Did the Fund engage in interfund lending?** No

- **c. Did the Fund engage in interfund borrowing?** No

**Item C.21. Swing pricing.**

- **a. Did the Fund (if not a Money Market Fund, Exchange-Traded Fund, or Exchange-Traded Managed Fund) engage in swing pricing?** No

### Management Investment Record: 6 - Schwab Target 2065 Index Fund

**Item C.1. Background information.**

- **a. Full Name of the Fund:** Schwab Target 2065 Index Fund

- **b. Series identification number, if any:** S000071108

- **c. LEI:** 549300FY1MLXI0DUC313

- **d. Is this the first filing on this form by the Fund?:** No

**Item C.2. Classes of open-end management investment companies.**

- **a. How many Classes of shares of the Fund (if any) are authorized?:** 0

- **b. How many new Classes of shares of the Fund were added during the reporting period?:** 0

- **c. How many Classes of shares of the Fund were terminated during the reporting period?:** 0

**d. For each Class with shares outstanding, provide the information requested below:**

|   Shares Outstanding Record | i. Full name of Class         | ii. Class identification number, if any   | iii. Ticker symbol, if any   |
|---:|:---|:---|:---|
|                           1 | Schwab Target 2065 Index Fund | C000225749                                | SWYOX                        |

**Item C.3. Type of fund.**

- [ ] Exchange-Traded Fund or Exchange-Traded Managed Fund or offers a Class that itself is an Exchange-Traded Fund or Exchange-Traded Managed Fund

-   [ ] i. Exchange-Traded Fund

-   [ ] ii. Exchange-Traded Managed Fund

- [ ] b. Index Fund

- [ ] c. Seeks to achieve performance results that are a multiple of a benchmark, the inverse of a benchmark, or a multiple of the inverse of a benchmark

- [ ] d. Interval Fund

- [x] e. Fund of Funds

- [ ] f. Master-Feeder Fund

- [ ] g. Money Market Fund

- [x] h. Target Date Fund

-   [ ] i. Underlying fund to a variable annuity or variable life insurance contract

- [ ] N/A

**Item C.4 - Does the Fund seek to operate as a 'non-diversified company'?** No

**Item C.5 - Does the fund invest in a controlled foreign corporation?** No

**Item C.6. Securities lending.**

- **a. Is the Fund authorized to engage in securities lending transactions?** Yes

- **f. Provide the monthly average of the value of portfolio securities on loan during the reporting period:** —

- **g. Provide the net income from securities lending activities:** —

**Item C.7. Reliance on certain statutory exemption and rules.**

Did the Fund rely on the following rules?

- Rule 17a-7 (17 CFR 270.17a-7)

- Rule 18f-4(c)(4) (17CFR 270.18f-4(c)(4))

- Rule 18f-4 (17 CFR 270.18f-4)

- Rule 32a-4 (17 CFR 270.32a-4)

- Rule 12d1-4 (17 CFR 270.12d1-4)

**Item C.8. Expense limitations.**

- **a. Did the Fund have an expense limitation arrangement?** Yes

- **b. Were any expenses reduced or waived?** Yes

- **c. Are the fees waived subject to recoupment?** No

- **d. Were any expenses previously waived recouped during the period?** No

**Item C.9. Investment advisers.**

**Investment Advisers Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. SEC file number:** 801-35905

- **iii. CRD number:** 000106753

- **iv. LEI, if any:** EVQ6EP3QESDF386W4D54

- **v. State, if applicable:** CA

- **vi. Foreign country, if applicable:** US

- **vii. Was the investment adviser hired during the reporting period?:** No

**Item C.10. Transfer agents.**

**Transfer Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. SEC file number:** 084-01761

- **iii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iv. State, if applicable:** DE

- **v. Foreign country, if applicable:** US

- **vi. Is the transfer agent an affiliated person of the Fund or its investment adviser(s)?:** No

- **vii. Is the transfer agent a sub-transfer agent?:** No

- **b. Has a transfer agent been hired or terminated during the reporting period?** No

**Item C.11. Pricing services.**

**Pricing Services Record: 1**

- **i. Full name:** ICE Data Services, Inc.

- **ii. LEI, if any, or provide and describe other identifying number:** 13-3668779

- **Description of other identifying number:** Tax ID

- **iii. State, if applicable:** GA

- **iv. Foreign country, if applicable:** US

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

**Pricing Services Record: 2**

- **i. Full name:** London Stock Exchange Group PLC

- **ii. LEI, if any, or provide and describe other identifying number:** 213800QAUUUP6I445N30

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

- **b. Was a pricing service hired or terminated during the reporting period?** No

**Item C.12. Custodians.**

**a. Provide the following information about each person that provided custodial services to the Fund during the reporting period:**

**Custodians Record: 1**

- **i. Full name:** Citibank, National Association

- **ii. LEI, if any:** E57ODZWZ7FF32TWEFA76

- **iii. State, if applicable:** SD

- **iv. Foreign country, if applicable:** US

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** No

- **vi. Is the custodian a sub-custodian?:** No

- **vii. With respect to the custodian, check below to indicate the type of custody:** Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1))

**Custodians Record: 2**

- **i. Full name:** Charles Schwab & Co., Inc.

- **ii. LEI, if any:** 549300ZP8XN77GK5BS04

- **iii. State, if applicable:** TX

- **iv. Foreign country, if applicable:** US

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** Yes

- **vi. Is the custodian a sub-custodian?:** No

- **vii. With respect to the custodian, check below to indicate the type of custody:** Self - rule 17f-2 (17 CFR 270.17f-2)

- **b. Was a custodian hired or terminated during the reporting period?** No

**Item C.13 - Shareholder Servicing Agents**

**Shareholder Servicing Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iii. State, if applicable:** DE

- **iv. Foreign country, if applicable:** US

- **v. Is the shareholder servicing agent an affiliated person?:** No

- **vi. Is the shareholder servicing agent a sub-shareholder servicing agent?:** No

- **b. Has a shareholder servicing agent been hired or terminated during the reporting period?** No

**Item C.14. Administrators.**

**a. Provide the following information about each administrator of the Fund:**

**Administrators Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. LEI, if any, or other identifying number:** EVQ6EP3QESDF386W4D54

- **iii. State, if applicable:** CA

- **iv. Foreign country, if applicable:** US

- **v. Is the administrator an affiliated person of the Fund or its investment adviser(s)?:** Yes

- **vi. Is the administrator a sub-administrator?:** No

- **b. Has a third-party administrator been hired or terminated during the reporting period?** No

**Item C.15 - Affiliated broker-dealers.**

**Broker Dealers Record: 1**

- **a. Full name:** Citadel Securities LLC

- **b. SEC file number:** 8-53574

- **c. CRD number:** 000116797

- **d. LEI, if any:** 12UUJYTN7D3SW8KCSG25

- **e. State, if applicable:** FL

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $7,127.01

**Broker Dealers Record: 2**

- **a. Full name:** Charles Schwab & Co., Inc.

- **b. SEC file number:** 8-16514

- **c. CRD number:** 000005393

- **d. LEI, if any:** 549300ZP8XN77GK5BS04

- **e. State, if applicable:** TX

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 3**

- **a. Full name:** Charles Schwab, U.K., Limited

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** 549300PF2KTM8A12FH91

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 4**

- **a. Full name:** Charles Schwab Singapore Pte. Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 5**

- **a. Full name:** Jane Street Execution Services, LLC

- **b. SEC file number:** 8-69254

- **c. CRD number:** 000167280

- **d. LEI, if any:** 549300HXJLXCPDWAH070

- **e. State, if applicable:** NY

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $7,224.10

**Broker Dealers Record: 6**

- **a. Full name:** Charles Schwab, Hong Kong, Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Item C.16. Brokers.**

**a. For each of the ten brokers that received the largest dollar amount of brokerage commissions...**

**Brokers Record: 1**

- **i. Full name of broker:** Virtu Americas LLC

- **ii. SEC file number:** 8-68193

- **iii. CRD number:** 000149823

- **iv. LEI, if any:** 549300RA02N3BNSWBV74

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $3,417.14

**Brokers Record: 2**

- **i. Full name of broker:** Goldman Sachs & Co. LLC

- **ii. SEC file number:** 8-129

- **iii. CRD number:** 000000361

- **iv. LEI, if any:** FOR8UP27PHTHYVLBNG30

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $5,165.61

**Brokers Record: 3**

- **i. Full name of broker:** Citadel Securities LLC

- **ii. SEC file number:** 8-53574

- **iii. CRD number:** 000116797

- **iv. LEI, if any:** 12UUJYTN7D3SW8KCSG25

- **v. State, if applicable:** FL

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $7,127.01

**Brokers Record: 4**

- **i. Full name of broker:** Mischler Financial Group, Inc.

- **ii. SEC file number:** 8-48067

- **iii. CRD number:** 000037818

- **iv. LEI, if any:** 2549004IPXPSM9EJFC92

- **v. State, if applicable:** CA

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $41.96

**Brokers Record: 5**

- **i. Full name of broker:** Flow Traders U.S. Institutional Trading LLC

- **ii. SEC file number:** 8-69711

- **iii. CRD number:** 000282266

- **iv. LEI, if any:** 549300H90VV8DK5UM624

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $4,574.42

**Brokers Record: 6**

- **i. Full name of broker:** Old Mission Markets LLC

- **ii. SEC file number:** 8-69691

- **iii. CRD number:** 000281867

- **iv. LEI, if any:** 5493003UFGIEMN1POL71

- **v. State, if applicable:** IL

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $38.01

**Brokers Record: 7**

- **i. Full name of broker:** Jane Street Execution Services, LLC

- **ii. SEC file number:** 8-69254

- **iii. CRD number:** 000167280

- **iv. LEI, if any:** 549300HXJLXCPDWAH070

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $7,224.10

**Brokers Record: 8**

- **i. Full name of broker:** Susquehanna Financial Group, LLLP

- **ii. SEC file number:** 8-44325

- **iii. CRD number:** 000035865

- **iv. LEI, if any:** 549300E8QX0ZMRDC2M81

- **v. State, if applicable:** PA

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $7,627.83

**Aggregate Commission:** $35,216.08

- **Item C.17.b - Aggregate value of principal purchase/sale transactions:** $0.00

- **Item C.18 - Did the Fund pay commissions for 'brokerage and research services'?:** No

- **Item C.19.a - Fund's monthly average net assets:** $160,616,246.85

**Item C.20. Lines of credit, interfund lending and interfund borrowing.**

- **a. Does the Fund have available a line of credit?** Yes

**If yes, for each line of credit, provide the information requested below:**

**Line of Credit details Record: 1**

- **i. Is the line of credit a committed or uncommitted line of credit?** Committed

- **ii. What size is the line of credit?** $1,200,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** Barclays Bank plc

  - **Line Institutions Record: 2 Name of institution:** Citibank, N.A.

  - **Line Institutions Record: 3 Name of institution:** State Street Bank and Trust Company

  - **Line Institutions Record: 4 Name of institution:** The Bank of New York Mellon

  - **Line Institutions Record: 5 Name of institution:** Goldman Sachs Bank USA

  - **Line Institutions Record: 6 Name of institution:** Bank of America

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab U.S. TIPS ETF                                      | 811-22311         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab Fundamental International Equity ETF               | 811-22311         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |
| Schwab Target 2050 Index Fund                             | 811-07704         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab Opportunistic Municipal Bond Fund                  | 811-06200         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab High Yield Bond ETF                                | 811-22311         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab Target 2035 Index Fund                             | 811-07704         |
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab Target 2025 Index Fund                             | 811-07704         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab Target 2045 Index Fund                             | 811-07704         |
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab California Tax-Free Bond Fund                      | 811-06200         |
| Schwab Short-Term Bond Index Fund                         | 811-06200         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |
| Schwab Tax-Free Bond Fund                                 | 811-06200         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab Target 2010 Index Fund                             | 811-07704         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab 1000 Index ETF                                     | 811-22311         |
| Schwab Target 2055 Index Fund                             | 811-07704         |
| Schwab Ariel ESG ETF                                      | 811-22311         |
| Schwab Target 2065 Fund                                   | 811-07704         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab Target 2010 Fund                                   | 811-07704         |
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab S&P 500 Index Portfolio                            | 811-08314         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |
| Schwab International Dividend Equity ETF                  | 811-22311         |
| Schwab Target 2060 Index Fund                             | 811-07704         |
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab Target 2040 Index Fund                             | 811-07704         |
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |
| Schwab Target 2045 Fund                                   | 811-07704         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab Target 2035 Fund                                   | 811-07704         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab Target 2060 Fund                                   | 811-07704         |
| Schwab Target 2015 Index Fund                             | 811-07704         |
| Schwab U.S. Aggregate Bond Index Fund                     | 811-06200         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab Target 2030 Index Fund                             | 811-07704         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab Target 2055 Fund                                   | 811-07704         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab Target 2050 Fund                                   | 811-07704         |
| Schwab Target 2020 Index Fund                             | 811-07704         |

- **v. Did the Fund draw on the line of credit this period?** No

**Line of Credit details Record: 2**

- **i. Is the line of credit a committed or uncommitted line of credit?** Uncommitted

- **ii. What size is the line of credit?** $400,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** State Street Bank and Trust Company

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab Target 2045 Fund                                   | 811-07704         |
| Schwab Target 2010 Fund                                   | 811-07704         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |
| Schwab Target 2050 Fund                                   | 811-07704         |
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab Target 2045 Index Fund                             | 811-07704         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab Short-Term Bond Index Fund                         | 811-06200         |
| Schwab Target 2035 Index Fund                             | 811-07704         |
| Schwab Target 2060 Index Fund                             | 811-07704         |
| Schwab Target 2050 Index Fund                             | 811-07704         |
| Schwab Target 2055 Index Fund                             | 811-07704         |
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |
| Schwab Target 2055 Fund                                   | 811-07704         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |
| Schwab Target 2020 Index Fund                             | 811-07704         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab Target 2035 Fund                                   | 811-07704         |
| Schwab Opportunistic Municipal Bond Fund                  | 811-06200         |
| Schwab International Dividend Equity ETF                  | 811-22311         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab Target 2030 Index Fund                             | 811-07704         |
| Schwab U.S. Aggregate Bond Index Fund                     | 811-06200         |
| Schwab Ariel ESG ETF                                      | 811-22311         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab S&P 500 Index Portfolio                            | 811-08314         |
| Schwab Target 2065 Fund                                   | 811-07704         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab Target 2025 Index Fund                             | 811-07704         |
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab U.S. TIPS ETF                                      | 811-22311         |
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab Target 2015 Index Fund                             | 811-07704         |
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab Target 2040 Index Fund                             | 811-07704         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |
| Schwab Tax-Free Bond Fund                                 | 811-06200         |
| Schwab California Tax-Free Bond Fund                      | 811-06200         |
| Schwab High Yield Bond ETF                                | 811-22311         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab Target 2010 Index Fund                             | 811-07704         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab Fundamental International Equity ETF               | 811-22311         |
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab 1000 Index ETF                                     | 811-22311         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab Target 2060 Fund                                   | 811-07704         |

- **v. Did the Fund draw on the line of credit this period?** No

- **b. Did the Fund engage in interfund lending?** No

- **c. Did the Fund engage in interfund borrowing?** No

**Item C.21. Swing pricing.**

- **a. Did the Fund (if not a Money Market Fund, Exchange-Traded Fund, or Exchange-Traded Managed Fund) engage in swing pricing?** No

### Management Investment Record: 7 - Schwab Target 2020 Index Fund

**Item C.1. Background information.**

- **a. Full Name of the Fund:** Schwab Target 2020 Index Fund

- **b. Series identification number, if any:** S000054924

- **c. LEI:** 549300IP12S0WISXE732

- **d. Is this the first filing on this form by the Fund?:** No

**Item C.2. Classes of open-end management investment companies.**

- **a. How many Classes of shares of the Fund (if any) are authorized?:** 0

- **b. How many new Classes of shares of the Fund were added during the reporting period?:** 0

- **c. How many Classes of shares of the Fund were terminated during the reporting period?:** 0

**d. For each Class with shares outstanding, provide the information requested below:**

|   Shares Outstanding Record | i. Full name of Class         | ii. Class identification number, if any   | iii. Ticker symbol, if any   |
|---:|:---|:---|:---|
|                           1 | Schwab Target 2020 Index Fund | C000172783                                | SWYLX                        |

**Item C.3. Type of fund.**

- [ ] Exchange-Traded Fund or Exchange-Traded Managed Fund or offers a Class that itself is an Exchange-Traded Fund or Exchange-Traded Managed Fund

-   [ ] i. Exchange-Traded Fund

-   [ ] ii. Exchange-Traded Managed Fund

- [ ] b. Index Fund

- [ ] c. Seeks to achieve performance results that are a multiple of a benchmark, the inverse of a benchmark, or a multiple of the inverse of a benchmark

- [ ] d. Interval Fund

- [x] e. Fund of Funds

- [ ] f. Master-Feeder Fund

- [ ] g. Money Market Fund

- [x] h. Target Date Fund

-   [ ] i. Underlying fund to a variable annuity or variable life insurance contract

- [ ] N/A

**Item C.4 - Does the Fund seek to operate as a 'non-diversified company'?** No

**Item C.5 - Does the fund invest in a controlled foreign corporation?** No

**Item C.6. Securities lending.**

- **a. Is the Fund authorized to engage in securities lending transactions?** Yes

- **f. Provide the monthly average of the value of portfolio securities on loan during the reporting period:** —

- **g. Provide the net income from securities lending activities:** —

**Item C.7. Reliance on certain statutory exemption and rules.**

Did the Fund rely on the following rules?

- Rule 18f-4(c)(4) (17CFR 270.18f-4(c)(4))

- Rule 12d1-4 (17 CFR 270.12d1-4)

- Rule 18f-4 (17 CFR 270.18f-4)

- Rule 32a-4 (17 CFR 270.32a-4)

- Rule 17a-7 (17 CFR 270.17a-7)

**Item C.8. Expense limitations.**

- **a. Did the Fund have an expense limitation arrangement?** Yes

- **b. Were any expenses reduced or waived?** Yes

- **c. Are the fees waived subject to recoupment?** No

- **d. Were any expenses previously waived recouped during the period?** No

**Item C.9. Investment advisers.**

**Investment Advisers Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. SEC file number:** 801-35905

- **iii. CRD number:** 000106753

- **iv. LEI, if any:** EVQ6EP3QESDF386W4D54

- **v. State, if applicable:** CA

- **vi. Foreign country, if applicable:** US

- **vii. Was the investment adviser hired during the reporting period?:** No

**Item C.10. Transfer agents.**

**Transfer Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. SEC file number:** 084-01761

- **iii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iv. State, if applicable:** DE

- **v. Foreign country, if applicable:** US

- **vi. Is the transfer agent an affiliated person of the Fund or its investment adviser(s)?:** No

- **vii. Is the transfer agent a sub-transfer agent?:** No

- **b. Has a transfer agent been hired or terminated during the reporting period?** No

**Item C.11. Pricing services.**

**Pricing Services Record: 1**

- **i. Full name:** ICE Data Services, Inc.

- **ii. LEI, if any, or provide and describe other identifying number:** 13-3668779

- **Description of other identifying number:** Tax ID

- **iii. State, if applicable:** GA

- **iv. Foreign country, if applicable:** US

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

**Pricing Services Record: 2**

- **i. Full name:** London Stock Exchange Group PLC

- **ii. LEI, if any, or provide and describe other identifying number:** 213800QAUUUP6I445N30

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

- **b. Was a pricing service hired or terminated during the reporting period?** No

**Item C.12. Custodians.**

**a. Provide the following information about each person that provided custodial services to the Fund during the reporting period:**

**Custodians Record: 1**

- **i. Full name:** Charles Schwab & Co., Inc.

- **ii. LEI, if any:** 549300ZP8XN77GK5BS04

- **iii. State, if applicable:** TX

- **iv. Foreign country, if applicable:** US

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** Yes

- **vi. Is the custodian a sub-custodian?:** No

- **vii. With respect to the custodian, check below to indicate the type of custody:** Self - rule 17f-2 (17 CFR 270.17f-2)

**Custodians Record: 2**

- **i. Full name:** Citibank, National Association

- **ii. LEI, if any:** E57ODZWZ7FF32TWEFA76

- **iii. State, if applicable:** SD

- **iv. Foreign country, if applicable:** US

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** No

- **vi. Is the custodian a sub-custodian?:** No

- **vii. With respect to the custodian, check below to indicate the type of custody:** Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1))

- **b. Was a custodian hired or terminated during the reporting period?** No

**Item C.13 - Shareholder Servicing Agents**

**Shareholder Servicing Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iii. State, if applicable:** DE

- **iv. Foreign country, if applicable:** US

- **v. Is the shareholder servicing agent an affiliated person?:** No

- **vi. Is the shareholder servicing agent a sub-shareholder servicing agent?:** No

- **b. Has a shareholder servicing agent been hired or terminated during the reporting period?** No

**Item C.14. Administrators.**

**a. Provide the following information about each administrator of the Fund:**

**Administrators Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. LEI, if any, or other identifying number:** EVQ6EP3QESDF386W4D54

- **iii. State, if applicable:** CA

- **iv. Foreign country, if applicable:** US

- **v. Is the administrator an affiliated person of the Fund or its investment adviser(s)?:** Yes

- **vi. Is the administrator a sub-administrator?:** No

- **b. Has a third-party administrator been hired or terminated during the reporting period?** No

**Item C.15 - Affiliated broker-dealers.**

**Broker Dealers Record: 1**

- **a. Full name:** Charles Schwab, U.K., Limited

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** 549300PF2KTM8A12FH91

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 2**

- **a. Full name:** Jane Street Execution Services, LLC

- **b. SEC file number:** 8-69254

- **c. CRD number:** 000167280

- **d. LEI, if any:** 549300HXJLXCPDWAH070

- **e. State, if applicable:** NY

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $7,327.85

**Broker Dealers Record: 3**

- **a. Full name:** Charles Schwab & Co., Inc.

- **b. SEC file number:** 8-16514

- **c. CRD number:** 000005393

- **d. LEI, if any:** 549300ZP8XN77GK5BS04

- **e. State, if applicable:** TX

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 4**

- **a. Full name:** Charles Schwab, Hong Kong, Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 5**

- **a. Full name:** Citadel Securities LLC

- **b. SEC file number:** 8-53574

- **c. CRD number:** 000116797

- **d. LEI, if any:** 12UUJYTN7D3SW8KCSG25

- **e. State, if applicable:** FL

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $4,121.64

**Broker Dealers Record: 6**

- **a. Full name:** Charles Schwab Singapore Pte. Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Item C.16. Brokers.**

**a. For each of the ten brokers that received the largest dollar amount of brokerage commissions...**

**Brokers Record: 1**

- **i. Full name of broker:** Jane Street Execution Services, LLC

- **ii. SEC file number:** 8-69254

- **iii. CRD number:** 000167280

- **iv. LEI, if any:** 549300HXJLXCPDWAH070

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $7,327.85

**Brokers Record: 2**

- **i. Full name of broker:** Flow Traders U.S. Institutional Trading LLC

- **ii. SEC file number:** 8-69711

- **iii. CRD number:** 000282266

- **iv. LEI, if any:** 549300H90VV8DK5UM624

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $3,957.71

**Brokers Record: 3**

- **i. Full name of broker:** Goldman Sachs & Co. LLC

- **ii. SEC file number:** 8-129

- **iii. CRD number:** 000000361

- **iv. LEI, if any:** FOR8UP27PHTHYVLBNG30

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $3,136.76

**Brokers Record: 4**

- **i. Full name of broker:** Citadel Securities LLC

- **ii. SEC file number:** 8-53574

- **iii. CRD number:** 000116797

- **iv. LEI, if any:** 12UUJYTN7D3SW8KCSG25

- **v. State, if applicable:** FL

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $4,121.64

**Brokers Record: 5**

- **i. Full name of broker:** Virtu Americas LLC

- **ii. SEC file number:** 8-68193

- **iii. CRD number:** 000149823

- **iv. LEI, if any:** 549300RA02N3BNSWBV74

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $858.75

**Brokers Record: 6**

- **i. Full name of broker:** Susquehanna Financial Group, LLLP

- **ii. SEC file number:** 8-44325

- **iii. CRD number:** 000035865

- **iv. LEI, if any:** 549300E8QX0ZMRDC2M81

- **v. State, if applicable:** PA

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $3,006.34

**Aggregate Commission:** $22,409.05

- **Item C.17.b - Aggregate value of principal purchase/sale transactions:** $0.00

- **Item C.18 - Did the Fund pay commissions for 'brokerage and research services'?:** No

- **Item C.19.a - Fund's monthly average net assets:** $278,684,186.80

**Item C.20. Lines of credit, interfund lending and interfund borrowing.**

- **a. Does the Fund have available a line of credit?** Yes

**If yes, for each line of credit, provide the information requested below:**

**Line of Credit details Record: 1**

- **i. Is the line of credit a committed or uncommitted line of credit?** Uncommitted

- **ii. What size is the line of credit?** $400,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** State Street Bank and Trust Company

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |
| Schwab Target 2010 Fund                                   | 811-07704         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab 1000 Index ETF                                     | 811-22311         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab Target 2025 Index Fund                             | 811-07704         |
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab S&P 500 Index Portfolio                            | 811-08314         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab Short-Term Bond Index Fund                         | 811-06200         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab California Tax-Free Bond Fund                      | 811-06200         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab Target 2035 Index Fund                             | 811-07704         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab Target 2065 Fund                                   | 811-07704         |
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab Target 2015 Index Fund                             | 811-07704         |
| Schwab Target 2050 Fund                                   | 811-07704         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab Target 2040 Index Fund                             | 811-07704         |
| Schwab Ariel ESG ETF                                      | 811-22311         |
| Schwab Target 2060 Index Fund                             | 811-07704         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |
| Schwab Target 2030 Index Fund                             | 811-07704         |
| Schwab High Yield Bond ETF                                | 811-22311         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab Target 2050 Index Fund                             | 811-07704         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab Fundamental International Equity ETF               | 811-22311         |
| Schwab Target 2035 Fund                                   | 811-07704         |
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab Target 2055 Fund                                   | 811-07704         |
| Schwab Target 2045 Fund                                   | 811-07704         |
| Schwab Tax-Free Bond Fund                                 | 811-06200         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab Target 2055 Index Fund                             | 811-07704         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab Opportunistic Municipal Bond Fund                  | 811-06200         |
| Schwab U.S. Aggregate Bond Index Fund                     | 811-06200         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab International Dividend Equity ETF                  | 811-22311         |
| Schwab Target 2060 Fund                                   | 811-07704         |
| Schwab Target 2065 Index Fund                             | 811-07704         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab Target 2010 Index Fund                             | 811-07704         |
| Schwab Target 2045 Index Fund                             | 811-07704         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |
| Schwab U.S. TIPS ETF                                      | 811-22311         |

- **v. Did the Fund draw on the line of credit this period?** No

**Line of Credit details Record: 2**

- **i. Is the line of credit a committed or uncommitted line of credit?** Committed

- **ii. What size is the line of credit?** $1,200,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** Goldman Sachs Bank USA

  - **Line Institutions Record: 2 Name of institution:** Barclays Bank plc

  - **Line Institutions Record: 3 Name of institution:** The Bank of New York Mellon

  - **Line Institutions Record: 4 Name of institution:** Bank of America

  - **Line Institutions Record: 5 Name of institution:** Citibank, N.A.

  - **Line Institutions Record: 6 Name of institution:** State Street Bank and Trust Company

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab Target 2055 Fund                                   | 811-07704         |
| Schwab Target 2035 Index Fund                             | 811-07704         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |
| Schwab Target 2050 Index Fund                             | 811-07704         |
| Schwab Target 2035 Fund                                   | 811-07704         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab 1000 Index ETF                                     | 811-22311         |
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab Short-Term Bond Index Fund                         | 811-06200         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab Target 2010 Fund                                   | 811-07704         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab Target 2060 Fund                                   | 811-07704         |
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab Target 2055 Index Fund                             | 811-07704         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |
| Schwab U.S. Aggregate Bond Index Fund                     | 811-06200         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab U.S. TIPS ETF                                      | 811-22311         |
| Schwab Ariel ESG ETF                                      | 811-22311         |
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |
| Schwab Target 2010 Index Fund                             | 811-07704         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab Fundamental International Equity ETF               | 811-22311         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab High Yield Bond ETF                                | 811-22311         |
| Schwab Target 2030 Index Fund                             | 811-07704         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab Target 2045 Index Fund                             | 811-07704         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |
| Schwab Tax-Free Bond Fund                                 | 811-06200         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab Target 2045 Fund                                   | 811-07704         |
| Schwab Target 2040 Index Fund                             | 811-07704         |
| Schwab Target 2025 Index Fund                             | 811-07704         |
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab Target 2060 Index Fund                             | 811-07704         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab S&P 500 Index Portfolio                            | 811-08314         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab Target 2065 Index Fund                             | 811-07704         |
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab Opportunistic Municipal Bond Fund                  | 811-06200         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab Target 2065 Fund                                   | 811-07704         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab Target 2050 Fund                                   | 811-07704         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |
| Schwab International Dividend Equity ETF                  | 811-22311         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |
| Schwab California Tax-Free Bond Fund                      | 811-06200         |
| Schwab Target 2015 Index Fund                             | 811-07704         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |

- **v. Did the Fund draw on the line of credit this period?** No

- **b. Did the Fund engage in interfund lending?** No

- **c. Did the Fund engage in interfund borrowing?** No

**Item C.21. Swing pricing.**

- **a. Did the Fund (if not a Money Market Fund, Exchange-Traded Fund, or Exchange-Traded Managed Fund) engage in swing pricing?** No

### Management Investment Record: 8 - Schwab Target 2035 Index Fund

**Item C.1. Background information.**

- **a. Full Name of the Fund:** Schwab Target 2035 Index Fund

- **b. Series identification number, if any:** S000054927

- **c. LEI:** 549300G0CYXL2N65K670

- **d. Is this the first filing on this form by the Fund?:** No

**Item C.2. Classes of open-end management investment companies.**

- **a. How many Classes of shares of the Fund (if any) are authorized?:** 0

- **b. How many new Classes of shares of the Fund were added during the reporting period?:** 0

- **c. How many Classes of shares of the Fund were terminated during the reporting period?:** 0

**d. For each Class with shares outstanding, provide the information requested below:**

|   Shares Outstanding Record | i. Full name of Class         | ii. Class identification number, if any   | iii. Ticker symbol, if any   |
|---:|:---|:---|:---|
|                           1 | Schwab Target 2035 Index Fund | C000172789                                | SWYFX                        |

**Item C.3. Type of fund.**

- [ ] Exchange-Traded Fund or Exchange-Traded Managed Fund or offers a Class that itself is an Exchange-Traded Fund or Exchange-Traded Managed Fund

-   [ ] i. Exchange-Traded Fund

-   [ ] ii. Exchange-Traded Managed Fund

- [ ] b. Index Fund

- [ ] c. Seeks to achieve performance results that are a multiple of a benchmark, the inverse of a benchmark, or a multiple of the inverse of a benchmark

- [ ] d. Interval Fund

- [x] e. Fund of Funds

- [ ] f. Master-Feeder Fund

- [ ] g. Money Market Fund

- [x] h. Target Date Fund

-   [ ] i. Underlying fund to a variable annuity or variable life insurance contract

- [ ] N/A

**Item C.4 - Does the Fund seek to operate as a 'non-diversified company'?** No

**Item C.5 - Does the fund invest in a controlled foreign corporation?** No

**Item C.6. Securities lending.**

- **a. Is the Fund authorized to engage in securities lending transactions?** Yes

- **f. Provide the monthly average of the value of portfolio securities on loan during the reporting period:** —

- **g. Provide the net income from securities lending activities:** —

**Item C.7. Reliance on certain statutory exemption and rules.**

Did the Fund rely on the following rules?

- Rule 18f-4 (17 CFR 270.18f-4)

- Rule 17a-7 (17 CFR 270.17a-7)

- Rule 18f-4(c)(4) (17CFR 270.18f-4(c)(4))

- Rule 12d1-4 (17 CFR 270.12d1-4)

- Rule 32a-4 (17 CFR 270.32a-4)

**Item C.8. Expense limitations.**

- **a. Did the Fund have an expense limitation arrangement?** Yes

- **b. Were any expenses reduced or waived?** Yes

- **c. Are the fees waived subject to recoupment?** No

- **d. Were any expenses previously waived recouped during the period?** No

**Item C.9. Investment advisers.**

**Investment Advisers Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. SEC file number:** 801-35905

- **iii. CRD number:** 000106753

- **iv. LEI, if any:** EVQ6EP3QESDF386W4D54

- **v. State, if applicable:** CA

- **vi. Foreign country, if applicable:** US

- **vii. Was the investment adviser hired during the reporting period?:** No

**Item C.10. Transfer agents.**

**Transfer Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. SEC file number:** 084-01761

- **iii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iv. State, if applicable:** DE

- **v. Foreign country, if applicable:** US

- **vi. Is the transfer agent an affiliated person of the Fund or its investment adviser(s)?:** No

- **vii. Is the transfer agent a sub-transfer agent?:** No

- **b. Has a transfer agent been hired or terminated during the reporting period?** No

**Item C.11. Pricing services.**

**Pricing Services Record: 1**

- **i. Full name:** ICE Data Services, Inc.

- **ii. LEI, if any, or provide and describe other identifying number:** 13-3668779

- **Description of other identifying number:** Tax ID

- **iii. State, if applicable:** GA

- **iv. Foreign country, if applicable:** US

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

**Pricing Services Record: 2**

- **i. Full name:** London Stock Exchange Group PLC

- **ii. LEI, if any, or provide and describe other identifying number:** 213800QAUUUP6I445N30

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

- **b. Was a pricing service hired or terminated during the reporting period?** No

**Item C.12. Custodians.**

**a. Provide the following information about each person that provided custodial services to the Fund during the reporting period:**

**Custodians Record: 1**

- **i. Full name:** Citibank, National Association

- **ii. LEI, if any:** E57ODZWZ7FF32TWEFA76

- **iii. State, if applicable:** SD

- **iv. Foreign country, if applicable:** US

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** No

- **vi. Is the custodian a sub-custodian?:** No

- **vii. With respect to the custodian, check below to indicate the type of custody:** Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1))

**Custodians Record: 2**

- **i. Full name:** Charles Schwab & Co., Inc.

- **ii. LEI, if any:** 549300ZP8XN77GK5BS04

- **iii. State, if applicable:** TX

- **iv. Foreign country, if applicable:** US

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** Yes

- **vi. Is the custodian a sub-custodian?:** No

- **vii. With respect to the custodian, check below to indicate the type of custody:** Self - rule 17f-2 (17 CFR 270.17f-2)

- **b. Was a custodian hired or terminated during the reporting period?** No

**Item C.13 - Shareholder Servicing Agents**

**Shareholder Servicing Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iii. State, if applicable:** DE

- **iv. Foreign country, if applicable:** US

- **v. Is the shareholder servicing agent an affiliated person?:** No

- **vi. Is the shareholder servicing agent a sub-shareholder servicing agent?:** No

- **b. Has a shareholder servicing agent been hired or terminated during the reporting period?** No

**Item C.14. Administrators.**

**a. Provide the following information about each administrator of the Fund:**

**Administrators Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. LEI, if any, or other identifying number:** EVQ6EP3QESDF386W4D54

- **iii. State, if applicable:** CA

- **iv. Foreign country, if applicable:** US

- **v. Is the administrator an affiliated person of the Fund or its investment adviser(s)?:** Yes

- **vi. Is the administrator a sub-administrator?:** No

- **b. Has a third-party administrator been hired or terminated during the reporting period?** No

**Item C.15 - Affiliated broker-dealers.**

**Broker Dealers Record: 1**

- **a. Full name:** Charles Schwab & Co., Inc.

- **b. SEC file number:** 8-16514

- **c. CRD number:** 000005393

- **d. LEI, if any:** 549300ZP8XN77GK5BS04

- **e. State, if applicable:** TX

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 2**

- **a. Full name:** Charles Schwab, U.K., Limited

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** 549300PF2KTM8A12FH91

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 3**

- **a. Full name:** Charles Schwab Singapore Pte. Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 4**

- **a. Full name:** Citadel Securities LLC

- **b. SEC file number:** 8-53574

- **c. CRD number:** 000116797

- **d. LEI, if any:** 12UUJYTN7D3SW8KCSG25

- **e. State, if applicable:** FL

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $24,111.70

**Broker Dealers Record: 5**

- **a. Full name:** Charles Schwab, Hong Kong, Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 6**

- **a. Full name:** Jane Street Execution Services, LLC

- **b. SEC file number:** 8-69254

- **c. CRD number:** 000167280

- **d. LEI, if any:** 549300HXJLXCPDWAH070

- **e. State, if applicable:** NY

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $34,482.19

**Item C.16. Brokers.**

**a. For each of the ten brokers that received the largest dollar amount of brokerage commissions...**

**Brokers Record: 1**

- **i. Full name of broker:** Virtu Americas LLC

- **ii. SEC file number:** 8-68193

- **iii. CRD number:** 000149823

- **iv. LEI, if any:** 549300RA02N3BNSWBV74

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $8,093.02

**Brokers Record: 2**

- **i. Full name of broker:** Flow Traders U.S. Institutional Trading LLC

- **ii. SEC file number:** 8-69711

- **iii. CRD number:** 000282266

- **iv. LEI, if any:** 549300H90VV8DK5UM624

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $17,239.47

**Brokers Record: 3**

- **i. Full name of broker:** Citadel Securities LLC

- **ii. SEC file number:** 8-53574

- **iii. CRD number:** 000116797

- **iv. LEI, if any:** 12UUJYTN7D3SW8KCSG25

- **v. State, if applicable:** FL

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $24,111.70

**Brokers Record: 4**

- **i. Full name of broker:** Goldman Sachs & Co. LLC

- **ii. SEC file number:** 8-129

- **iii. CRD number:** 000000361

- **iv. LEI, if any:** FOR8UP27PHTHYVLBNG30

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $18,349.68

**Brokers Record: 5**

- **i. Full name of broker:** Jane Street Execution Services, LLC

- **ii. SEC file number:** 8-69254

- **iii. CRD number:** 000167280

- **iv. LEI, if any:** 549300HXJLXCPDWAH070

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $34,482.19

**Brokers Record: 6**

- **i. Full name of broker:** Susquehanna Financial Group, LLLP

- **ii. SEC file number:** 8-44325

- **iii. CRD number:** 000035865

- **iv. LEI, if any:** 549300E8QX0ZMRDC2M81

- **v. State, if applicable:** PA

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $18,733.23

**Aggregate Commission:** $121,009.29

- **Item C.17.b - Aggregate value of principal purchase/sale transactions:** $0.00

- **Item C.18 - Did the Fund pay commissions for 'brokerage and research services'?:** No

- **Item C.19.a - Fund's monthly average net assets:** $926,356,661.60

**Item C.20. Lines of credit, interfund lending and interfund borrowing.**

- **a. Does the Fund have available a line of credit?** Yes

**If yes, for each line of credit, provide the information requested below:**

**Line of Credit details Record: 1**

- **i. Is the line of credit a committed or uncommitted line of credit?** Committed

- **ii. What size is the line of credit?** $1,200,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** Barclays Bank plc

  - **Line Institutions Record: 2 Name of institution:** Citibank, N.A.

  - **Line Institutions Record: 3 Name of institution:** State Street Bank and Trust Company

  - **Line Institutions Record: 4 Name of institution:** Goldman Sachs Bank USA

  - **Line Institutions Record: 5 Name of institution:** Bank of America

  - **Line Institutions Record: 6 Name of institution:** The Bank of New York Mellon

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab Target 2045 Index Fund                             | 811-07704         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab Target 2015 Index Fund                             | 811-07704         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab Fundamental International Equity ETF               | 811-22311         |
| Schwab U.S. TIPS ETF                                      | 811-22311         |
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |
| Schwab Target 2010 Fund                                   | 811-07704         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab Target 2065 Fund                                   | 811-07704         |
| Schwab 1000 Index ETF                                     | 811-22311         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab High Yield Bond ETF                                | 811-22311         |
| Schwab Ariel ESG ETF                                      | 811-22311         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab U.S. Aggregate Bond Index Fund                     | 811-06200         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab Short-Term Bond Index Fund                         | 811-06200         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab International Dividend Equity ETF                  | 811-22311         |
| Schwab Tax-Free Bond Fund                                 | 811-06200         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab Target 2010 Index Fund                             | 811-07704         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab Target 2050 Fund                                   | 811-07704         |
| Schwab Target 2060 Index Fund                             | 811-07704         |
| Schwab Target 2040 Index Fund                             | 811-07704         |
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab Target 2055 Index Fund                             | 811-07704         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab S&P 500 Index Portfolio                            | 811-08314         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab California Tax-Free Bond Fund                      | 811-06200         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab Target 2055 Fund                                   | 811-07704         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab Target 2035 Fund                                   | 811-07704         |
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab Target 2030 Index Fund                             | 811-07704         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab Target 2060 Fund                                   | 811-07704         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab Target 2025 Index Fund                             | 811-07704         |
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab Opportunistic Municipal Bond Fund                  | 811-06200         |
| Schwab Target 2020 Index Fund                             | 811-07704         |
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab Target 2050 Index Fund                             | 811-07704         |
| Schwab Target 2065 Index Fund                             | 811-07704         |
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab Target 2045 Fund                                   | 811-07704         |

- **v. Did the Fund draw on the line of credit this period?** No

**Line of Credit details Record: 2**

- **i. Is the line of credit a committed or uncommitted line of credit?** Uncommitted

- **ii. What size is the line of credit?** $400,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** State Street Bank and Trust Company

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab High Yield Bond ETF                                | 811-22311         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab S&P 500 Index Portfolio                            | 811-08314         |
| Schwab U.S. Aggregate Bond Index Fund                     | 811-06200         |
| Schwab Target 2025 Index Fund                             | 811-07704         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab Target 2050 Fund                                   | 811-07704         |
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab Short-Term Bond Index Fund                         | 811-06200         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab Target 2020 Index Fund                             | 811-07704         |
| Schwab Target 2055 Index Fund                             | 811-07704         |
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab Target 2050 Index Fund                             | 811-07704         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |
| Schwab Fundamental International Equity ETF               | 811-22311         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab California Tax-Free Bond Fund                      | 811-06200         |
| Schwab Target 2065 Fund                                   | 811-07704         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab Target 2055 Fund                                   | 811-07704         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab Target 2045 Index Fund                             | 811-07704         |
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab Target 2040 Index Fund                             | 811-07704         |
| Schwab Tax-Free Bond Fund                                 | 811-06200         |
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab U.S. TIPS ETF                                      | 811-22311         |
| Schwab 1000 Index ETF                                     | 811-22311         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab International Dividend Equity ETF                  | 811-22311         |
| Schwab Target 2065 Index Fund                             | 811-07704         |
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab Target 2035 Fund                                   | 811-07704         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab Target 2010 Fund                                   | 811-07704         |
| Schwab Opportunistic Municipal Bond Fund                  | 811-06200         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab Target 2030 Index Fund                             | 811-07704         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab Target 2045 Fund                                   | 811-07704         |
| Schwab Target 2060 Index Fund                             | 811-07704         |
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab Ariel ESG ETF                                      | 811-22311         |
| Schwab Target 2015 Index Fund                             | 811-07704         |
| Schwab Target 2010 Index Fund                             | 811-07704         |
| Schwab Target 2060 Fund                                   | 811-07704         |
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |

- **v. Did the Fund draw on the line of credit this period?** No

- **b. Did the Fund engage in interfund lending?** No

- **c. Did the Fund engage in interfund borrowing?** No

**Item C.21. Swing pricing.**

- **a. Did the Fund (if not a Money Market Fund, Exchange-Traded Fund, or Exchange-Traded Managed Fund) engage in swing pricing?** No

### Management Investment Record: 9 - Schwab Target 2015 Index Fund

**Item C.1. Background information.**

- **a. Full Name of the Fund:** Schwab Target 2015 Index Fund

- **b. Series identification number, if any:** S000054923

- **c. LEI:** 5493009VMRO2PGIAKZ62

- **d. Is this the first filing on this form by the Fund?:** No

**Item C.2. Classes of open-end management investment companies.**

- **a. How many Classes of shares of the Fund (if any) are authorized?:** 0

- **b. How many new Classes of shares of the Fund were added during the reporting period?:** 0

- **c. How many Classes of shares of the Fund were terminated during the reporting period?:** 0

**d. For each Class with shares outstanding, provide the information requested below:**

|   Shares Outstanding Record | i. Full name of Class         | ii. Class identification number, if any   | iii. Ticker symbol, if any   |
|---:|:---|:---|:---|
|                           1 | Schwab Target 2015 Index Fund | C000172781                                | SWYBX                        |

**Item C.3. Type of fund.**

- [ ] Exchange-Traded Fund or Exchange-Traded Managed Fund or offers a Class that itself is an Exchange-Traded Fund or Exchange-Traded Managed Fund

-   [ ] i. Exchange-Traded Fund

-   [ ] ii. Exchange-Traded Managed Fund

- [ ] b. Index Fund

- [ ] c. Seeks to achieve performance results that are a multiple of a benchmark, the inverse of a benchmark, or a multiple of the inverse of a benchmark

- [ ] d. Interval Fund

- [x] e. Fund of Funds

- [ ] f. Master-Feeder Fund

- [ ] g. Money Market Fund

- [x] h. Target Date Fund

-   [ ] i. Underlying fund to a variable annuity or variable life insurance contract

- [ ] N/A

**Item C.4 - Does the Fund seek to operate as a 'non-diversified company'?** No

**Item C.5 - Does the fund invest in a controlled foreign corporation?** No

**Item C.6. Securities lending.**

- **a. Is the Fund authorized to engage in securities lending transactions?** Yes

- **f. Provide the monthly average of the value of portfolio securities on loan during the reporting period:** —

- **g. Provide the net income from securities lending activities:** —

**Item C.7. Reliance on certain statutory exemption and rules.**

Did the Fund rely on the following rules?

- Rule 18f-4(c)(4) (17CFR 270.18f-4(c)(4))

- Rule 12d1-4 (17 CFR 270.12d1-4)

- Rule 17a-7 (17 CFR 270.17a-7)

- Rule 32a-4 (17 CFR 270.32a-4)

- Rule 18f-4 (17 CFR 270.18f-4)

**Item C.8. Expense limitations.**

- **a. Did the Fund have an expense limitation arrangement?** Yes

- **b. Were any expenses reduced or waived?** Yes

- **c. Are the fees waived subject to recoupment?** No

- **d. Were any expenses previously waived recouped during the period?** No

**Item C.9. Investment advisers.**

**Investment Advisers Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. SEC file number:** 801-35905

- **iii. CRD number:** 000106753

- **iv. LEI, if any:** EVQ6EP3QESDF386W4D54

- **v. State, if applicable:** CA

- **vi. Foreign country, if applicable:** US

- **vii. Was the investment adviser hired during the reporting period?:** No

**Item C.10. Transfer agents.**

**Transfer Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. SEC file number:** 084-01761

- **iii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iv. State, if applicable:** DE

- **v. Foreign country, if applicable:** US

- **vi. Is the transfer agent an affiliated person of the Fund or its investment adviser(s)?:** No

- **vii. Is the transfer agent a sub-transfer agent?:** No

- **b. Has a transfer agent been hired or terminated during the reporting period?** No

**Item C.11. Pricing services.**

**Pricing Services Record: 1**

- **i. Full name:** ICE Data Services, Inc.

- **ii. LEI, if any, or provide and describe other identifying number:** 13-3668779

- **Description of other identifying number:** Tax ID

- **iii. State, if applicable:** GA

- **iv. Foreign country, if applicable:** US

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

**Pricing Services Record: 2**

- **i. Full name:** London Stock Exchange Group PLC

- **ii. LEI, if any, or provide and describe other identifying number:** 213800QAUUUP6I445N30

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

- **b. Was a pricing service hired or terminated during the reporting period?** No

**Item C.12. Custodians.**

**a. Provide the following information about each person that provided custodial services to the Fund during the reporting period:**

**Custodians Record: 1**

- **i. Full name:** Citibank, National Association

- **ii. LEI, if any:** E57ODZWZ7FF32TWEFA76

- **iii. State, if applicable:** SD

- **iv. Foreign country, if applicable:** US

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** No

- **vi. Is the custodian a sub-custodian?:** No

- **vii. With respect to the custodian, check below to indicate the type of custody:** Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1))

**Custodians Record: 2**

- **i. Full name:** Charles Schwab & Co., Inc.

- **ii. LEI, if any:** 549300ZP8XN77GK5BS04

- **iii. State, if applicable:** TX

- **iv. Foreign country, if applicable:** US

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** Yes

- **vi. Is the custodian a sub-custodian?:** No

- **vii. With respect to the custodian, check below to indicate the type of custody:** Self - rule 17f-2 (17 CFR 270.17f-2)

- **b. Was a custodian hired or terminated during the reporting period?** No

**Item C.13 - Shareholder Servicing Agents**

**Shareholder Servicing Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iii. State, if applicable:** DE

- **iv. Foreign country, if applicable:** US

- **v. Is the shareholder servicing agent an affiliated person?:** No

- **vi. Is the shareholder servicing agent a sub-shareholder servicing agent?:** No

- **b. Has a shareholder servicing agent been hired or terminated during the reporting period?** No

**Item C.14. Administrators.**

**a. Provide the following information about each administrator of the Fund:**

**Administrators Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. LEI, if any, or other identifying number:** EVQ6EP3QESDF386W4D54

- **iii. State, if applicable:** CA

- **iv. Foreign country, if applicable:** US

- **v. Is the administrator an affiliated person of the Fund or its investment adviser(s)?:** Yes

- **vi. Is the administrator a sub-administrator?:** No

- **b. Has a third-party administrator been hired or terminated during the reporting period?** No

**Item C.15 - Affiliated broker-dealers.**

**Broker Dealers Record: 1**

- **a. Full name:** Charles Schwab & Co., Inc.

- **b. SEC file number:** 8-16514

- **c. CRD number:** 000005393

- **d. LEI, if any:** 549300ZP8XN77GK5BS04

- **e. State, if applicable:** TX

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 2**

- **a. Full name:** Charles Schwab, Hong Kong, Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 3**

- **a. Full name:** Charles Schwab, U.K., Limited

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** 549300PF2KTM8A12FH91

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 4**

- **a. Full name:** Jane Street Execution Services, LLC

- **b. SEC file number:** 8-69254

- **c. CRD number:** 000167280

- **d. LEI, if any:** 549300HXJLXCPDWAH070

- **e. State, if applicable:** NY

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $2,304.09

**Broker Dealers Record: 5**

- **a. Full name:** Citadel Securities LLC

- **b. SEC file number:** 8-53574

- **c. CRD number:** 000116797

- **d. LEI, if any:** 12UUJYTN7D3SW8KCSG25

- **e. State, if applicable:** FL

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $1,428.19

**Broker Dealers Record: 6**

- **a. Full name:** Charles Schwab Singapore Pte. Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Item C.16. Brokers.**

**a. For each of the ten brokers that received the largest dollar amount of brokerage commissions...**

**Brokers Record: 1**

- **i. Full name of broker:** Susquehanna Financial Group, LLLP

- **ii. SEC file number:** 8-44325

- **iii. CRD number:** 000035865

- **iv. LEI, if any:** 549300E8QX0ZMRDC2M81

- **v. State, if applicable:** PA

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $1,188.76

**Brokers Record: 2**

- **i. Full name of broker:** Stifel, Nicolaus & Company, Incorporated

- **ii. SEC file number:** 8-1447

- **iii. CRD number:** 000000793

- **iv. LEI, if any:** 5WUVMA08EYG4KEUPW589

- **v. State, if applicable:** MO

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $278.66

**Brokers Record: 3**

- **i. Full name of broker:** Jefferies LLC

- **ii. SEC file number:** 8-15074

- **iii. CRD number:** 000002347

- **iv. LEI, if any:** 58PU97L1C0WSRCWADL48

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $18.78

**Brokers Record: 4**

- **i. Full name of broker:** Citadel Securities LLC

- **ii. SEC file number:** 8-53574

- **iii. CRD number:** 000116797

- **iv. LEI, if any:** 12UUJYTN7D3SW8KCSG25

- **v. State, if applicable:** FL

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $1,428.19

**Brokers Record: 5**

- **i. Full name of broker:** Virtu Americas LLC

- **ii. SEC file number:** 8-68193

- **iii. CRD number:** 000149823

- **iv. LEI, if any:** 549300RA02N3BNSWBV74

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $856.42

**Brokers Record: 6**

- **i. Full name of broker:** Flow Traders U.S. Institutional Trading LLC

- **ii. SEC file number:** 8-69711

- **iii. CRD number:** 000282266

- **iv. LEI, if any:** 549300H90VV8DK5UM624

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $1,477.49

**Brokers Record: 7**

- **i. Full name of broker:** Old Mission Markets LLC

- **ii. SEC file number:** 8-69691

- **iii. CRD number:** 000281867

- **iv. LEI, if any:** 5493003UFGIEMN1POL71

- **v. State, if applicable:** IL

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $150.50

**Brokers Record: 8**

- **i. Full name of broker:** Goldman Sachs & Co. LLC

- **ii. SEC file number:** 8-129

- **iii. CRD number:** 000000361

- **iv. LEI, if any:** FOR8UP27PHTHYVLBNG30

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $1,427.64

**Brokers Record: 9**

- **i. Full name of broker:** Jane Street Execution Services, LLC

- **ii. SEC file number:** 8-69254

- **iii. CRD number:** 000167280

- **iv. LEI, if any:** 549300HXJLXCPDWAH070

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $2,304.09

**Aggregate Commission:** $9,130.53

- **Item C.17.b - Aggregate value of principal purchase/sale transactions:** $0.00

- **Item C.18 - Did the Fund pay commissions for 'brokerage and research services'?:** No

- **Item C.19.a - Fund's monthly average net assets:** $76,835,044.99

**Item C.20. Lines of credit, interfund lending and interfund borrowing.**

- **a. Does the Fund have available a line of credit?** Yes

**If yes, for each line of credit, provide the information requested below:**

**Line of Credit details Record: 1**

- **i. Is the line of credit a committed or uncommitted line of credit?** Uncommitted

- **ii. What size is the line of credit?** $400,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** State Street Bank and Trust Company

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab Target 2040 Index Fund                             | 811-07704         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab S&P 500 Index Portfolio                            | 811-08314         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab California Tax-Free Bond Fund                      | 811-06200         |
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab U.S. TIPS ETF                                      | 811-22311         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab Ariel ESG ETF                                      | 811-22311         |
| Schwab Target 2055 Fund                                   | 811-07704         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab Fundamental International Equity ETF               | 811-22311         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |
| Schwab Target 2025 Index Fund                             | 811-07704         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab Target 2050 Index Fund                             | 811-07704         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab Tax-Free Bond Fund                                 | 811-06200         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab Target 2010 Fund                                   | 811-07704         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab Target 2045 Fund                                   | 811-07704         |
| Schwab Short-Term Bond Index Fund                         | 811-06200         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab Target 2010 Index Fund                             | 811-07704         |
| Schwab U.S. Aggregate Bond Index Fund                     | 811-06200         |
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab Target 2055 Index Fund                             | 811-07704         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab Target 2035 Index Fund                             | 811-07704         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab Target 2060 Index Fund                             | 811-07704         |
| Schwab Target 2065 Fund                                   | 811-07704         |
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab High Yield Bond ETF                                | 811-22311         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab Target 2035 Fund                                   | 811-07704         |
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab Opportunistic Municipal Bond Fund                  | 811-06200         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab Target 2050 Fund                                   | 811-07704         |
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab International Dividend Equity ETF                  | 811-22311         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab Target 2030 Index Fund                             | 811-07704         |
| Schwab Target 2020 Index Fund                             | 811-07704         |
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |
| Schwab Target 2065 Index Fund                             | 811-07704         |
| Schwab Target 2060 Fund                                   | 811-07704         |
| Schwab 1000 Index ETF                                     | 811-22311         |
| Schwab Target 2045 Index Fund                             | 811-07704         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |

- **v. Did the Fund draw on the line of credit this period?** No

**Line of Credit details Record: 2**

- **i. Is the line of credit a committed or uncommitted line of credit?** Committed

- **ii. What size is the line of credit?** $1,200,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** Barclays Bank plc

  - **Line Institutions Record: 2 Name of institution:** The Bank of New York Mellon

  - **Line Institutions Record: 3 Name of institution:** Citibank, N.A.

  - **Line Institutions Record: 4 Name of institution:** Bank of America

  - **Line Institutions Record: 5 Name of institution:** Goldman Sachs Bank USA

  - **Line Institutions Record: 6 Name of institution:** State Street Bank and Trust Company

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |
| Schwab U.S. Aggregate Bond Index Fund                     | 811-06200         |
| Schwab Target 2035 Index Fund                             | 811-07704         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab Target 2065 Index Fund                             | 811-07704         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab Target 2065 Fund                                   | 811-07704         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab Opportunistic Municipal Bond Fund                  | 811-06200         |
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab Target 2020 Index Fund                             | 811-07704         |
| Schwab California Tax-Free Bond Fund                      | 811-06200         |
| Schwab Target 2060 Fund                                   | 811-07704         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |
| Schwab High Yield Bond ETF                                | 811-22311         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab Target 2055 Fund                                   | 811-07704         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab Target 2050 Index Fund                             | 811-07704         |
| Schwab U.S. TIPS ETF                                      | 811-22311         |
| Schwab Target 2025 Index Fund                             | 811-07704         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab Ariel ESG ETF                                      | 811-22311         |
| Schwab Fundamental International Equity ETF               | 811-22311         |
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab Target 2055 Index Fund                             | 811-07704         |
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab Short-Term Bond Index Fund                         | 811-06200         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab Target 2010 Fund                                   | 811-07704         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab Target 2045 Index Fund                             | 811-07704         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab Target 2010 Index Fund                             | 811-07704         |
| Schwab Target 2030 Index Fund                             | 811-07704         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab Tax-Free Bond Fund                                 | 811-06200         |
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab Target 2060 Index Fund                             | 811-07704         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |
| Schwab Target 2035 Fund                                   | 811-07704         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |
| Schwab International Dividend Equity ETF                  | 811-22311         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab Target 2045 Fund                                   | 811-07704         |
| Schwab Target 2040 Index Fund                             | 811-07704         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab Target 2050 Fund                                   | 811-07704         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab S&P 500 Index Portfolio                            | 811-08314         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab 1000 Index ETF                                     | 811-22311         |

- **v. Did the Fund draw on the line of credit this period?** No

- **b. Did the Fund engage in interfund lending?** No

- **c. Did the Fund engage in interfund borrowing?** No

**Item C.21. Swing pricing.**

- **a. Did the Fund (if not a Money Market Fund, Exchange-Traded Fund, or Exchange-Traded Managed Fund) engage in swing pricing?** No

### Management Investment Record: 10 - Schwab Target 2060 Index Fund

**Item C.1. Background information.**

- **a. Full Name of the Fund:** Schwab Target 2060 Index Fund

- **b. Series identification number, if any:** S000054921

- **c. LEI:** 549300DJNON7AISVXX29

- **d. Is this the first filing on this form by the Fund?:** No

**Item C.2. Classes of open-end management investment companies.**

- **a. How many Classes of shares of the Fund (if any) are authorized?:** 0

- **b. How many new Classes of shares of the Fund were added during the reporting period?:** 0

- **c. How many Classes of shares of the Fund were terminated during the reporting period?:** 0

**d. For each Class with shares outstanding, provide the information requested below:**

|   Shares Outstanding Record | i. Full name of Class         | ii. Class identification number, if any   | iii. Ticker symbol, if any   |
|---:|:---|:---|:---|
|                           1 | Schwab Target 2060 Index Fund | C000172777                                | SWYNX                        |

**Item C.3. Type of fund.**

- [ ] Exchange-Traded Fund or Exchange-Traded Managed Fund or offers a Class that itself is an Exchange-Traded Fund or Exchange-Traded Managed Fund

-   [ ] i. Exchange-Traded Fund

-   [ ] ii. Exchange-Traded Managed Fund

- [ ] b. Index Fund

- [ ] c. Seeks to achieve performance results that are a multiple of a benchmark, the inverse of a benchmark, or a multiple of the inverse of a benchmark

- [ ] d. Interval Fund

- [x] e. Fund of Funds

- [ ] f. Master-Feeder Fund

- [ ] g. Money Market Fund

- [x] h. Target Date Fund

-   [ ] i. Underlying fund to a variable annuity or variable life insurance contract

- [ ] N/A

**Item C.4 - Does the Fund seek to operate as a 'non-diversified company'?** No

**Item C.5 - Does the fund invest in a controlled foreign corporation?** No

**Item C.6. Securities lending.**

- **a. Is the Fund authorized to engage in securities lending transactions?** Yes

- **f. Provide the monthly average of the value of portfolio securities on loan during the reporting period:** —

- **g. Provide the net income from securities lending activities:** —

**Item C.7. Reliance on certain statutory exemption and rules.**

Did the Fund rely on the following rules?

- Rule 32a-4 (17 CFR 270.32a-4)

- Rule 18f-4(c)(4) (17CFR 270.18f-4(c)(4))

- Rule 18f-4 (17 CFR 270.18f-4)

- Rule 17a-7 (17 CFR 270.17a-7)

- Rule 12d1-4 (17 CFR 270.12d1-4)

**Item C.8. Expense limitations.**

- **a. Did the Fund have an expense limitation arrangement?** Yes

- **b. Were any expenses reduced or waived?** Yes

- **c. Are the fees waived subject to recoupment?** No

- **d. Were any expenses previously waived recouped during the period?** No

**Item C.9. Investment advisers.**

**Investment Advisers Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. SEC file number:** 801-35905

- **iii. CRD number:** 000106753

- **iv. LEI, if any:** EVQ6EP3QESDF386W4D54

- **v. State, if applicable:** CA

- **vi. Foreign country, if applicable:** US

- **vii. Was the investment adviser hired during the reporting period?:** No

**Item C.10. Transfer agents.**

**Transfer Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. SEC file number:** 084-01761

- **iii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iv. State, if applicable:** DE

- **v. Foreign country, if applicable:** US

- **vi. Is the transfer agent an affiliated person of the Fund or its investment adviser(s)?:** No

- **vii. Is the transfer agent a sub-transfer agent?:** No

- **b. Has a transfer agent been hired or terminated during the reporting period?** No

**Item C.11. Pricing services.**

**Pricing Services Record: 1**

- **i. Full name:** ICE Data Services, Inc.

- **ii. LEI, if any, or provide and describe other identifying number:** 13-3668779

- **Description of other identifying number:** Tax ID

- **iii. State, if applicable:** GA

- **iv. Foreign country, if applicable:** US

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

**Pricing Services Record: 2**

- **i. Full name:** London Stock Exchange Group PLC

- **ii. LEI, if any, or provide and describe other identifying number:** 213800QAUUUP6I445N30

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

- **b. Was a pricing service hired or terminated during the reporting period?** No

**Item C.12. Custodians.**

**a. Provide the following information about each person that provided custodial services to the Fund during the reporting period:**

**Custodians Record: 1**

- **i. Full name:** Citibank, National Association

- **ii. LEI, if any:** E57ODZWZ7FF32TWEFA76

- **iii. State, if applicable:** SD

- **iv. Foreign country, if applicable:** US

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** No

- **vi. Is the custodian a sub-custodian?:** No

- **vii. With respect to the custodian, check below to indicate the type of custody:** Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1))

**Custodians Record: 2**

- **i. Full name:** Charles Schwab & Co., Inc.

- **ii. LEI, if any:** 549300ZP8XN77GK5BS04

- **iii. State, if applicable:** TX

- **iv. Foreign country, if applicable:** US

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** Yes

- **vi. Is the custodian a sub-custodian?:** No

- **vii. With respect to the custodian, check below to indicate the type of custody:** Self - rule 17f-2 (17 CFR 270.17f-2)

- **b. Was a custodian hired or terminated during the reporting period?** No

**Item C.13 - Shareholder Servicing Agents**

**Shareholder Servicing Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iii. State, if applicable:** DE

- **iv. Foreign country, if applicable:** US

- **v. Is the shareholder servicing agent an affiliated person?:** No

- **vi. Is the shareholder servicing agent a sub-shareholder servicing agent?:** No

- **b. Has a shareholder servicing agent been hired or terminated during the reporting period?** No

**Item C.14. Administrators.**

**a. Provide the following information about each administrator of the Fund:**

**Administrators Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. LEI, if any, or other identifying number:** EVQ6EP3QESDF386W4D54

- **iii. State, if applicable:** CA

- **iv. Foreign country, if applicable:** US

- **v. Is the administrator an affiliated person of the Fund or its investment adviser(s)?:** Yes

- **vi. Is the administrator a sub-administrator?:** No

- **b. Has a third-party administrator been hired or terminated during the reporting period?** No

**Item C.15 - Affiliated broker-dealers.**

**Broker Dealers Record: 1**

- **a. Full name:** Charles Schwab Singapore Pte. Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 2**

- **a. Full name:** Charles Schwab, Hong Kong, Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 3**

- **a. Full name:** Charles Schwab, U.K., Limited

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** 549300PF2KTM8A12FH91

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 4**

- **a. Full name:** Citadel Securities LLC

- **b. SEC file number:** 8-53574

- **c. CRD number:** 000116797

- **d. LEI, if any:** 12UUJYTN7D3SW8KCSG25

- **e. State, if applicable:** FL

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $19,477.01

**Broker Dealers Record: 5**

- **a. Full name:** Charles Schwab & Co., Inc.

- **b. SEC file number:** 8-16514

- **c. CRD number:** 000005393

- **d. LEI, if any:** 549300ZP8XN77GK5BS04

- **e. State, if applicable:** TX

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 6**

- **a. Full name:** Jane Street Execution Services, LLC

- **b. SEC file number:** 8-69254

- **c. CRD number:** 000167280

- **d. LEI, if any:** 549300HXJLXCPDWAH070

- **e. State, if applicable:** NY

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $18,849.82

**Item C.16. Brokers.**

**a. For each of the ten brokers that received the largest dollar amount of brokerage commissions...**

**Brokers Record: 1**

- **i. Full name of broker:** Jane Street Execution Services, LLC

- **ii. SEC file number:** 8-69254

- **iii. CRD number:** 000167280

- **iv. LEI, if any:** 549300HXJLXCPDWAH070

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $18,849.82

**Brokers Record: 2**

- **i. Full name of broker:** Susquehanna Financial Group, LLLP

- **ii. SEC file number:** 8-44325

- **iii. CRD number:** 000035865

- **iv. LEI, if any:** 549300E8QX0ZMRDC2M81

- **v. State, if applicable:** PA

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $16,860.39

**Brokers Record: 3**

- **i. Full name of broker:** Citadel Securities LLC

- **ii. SEC file number:** 8-53574

- **iii. CRD number:** 000116797

- **iv. LEI, if any:** 12UUJYTN7D3SW8KCSG25

- **v. State, if applicable:** FL

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $19,477.01

**Brokers Record: 4**

- **i. Full name of broker:** Goldman Sachs & Co. LLC

- **ii. SEC file number:** 8-129

- **iii. CRD number:** 000000361

- **iv. LEI, if any:** FOR8UP27PHTHYVLBNG30

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $13,958.87

**Brokers Record: 5**

- **i. Full name of broker:** Virtu Americas LLC

- **ii. SEC file number:** 8-68193

- **iii. CRD number:** 000149823

- **iv. LEI, if any:** 549300RA02N3BNSWBV74

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $7,563.14

**Brokers Record: 6**

- **i. Full name of broker:** Flow Traders U.S. Institutional Trading LLC

- **ii. SEC file number:** 8-69711

- **iii. CRD number:** 000282266

- **iv. LEI, if any:** 549300H90VV8DK5UM624

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $14,421.68

**Aggregate Commission:** $91,130.91

- **Item C.17.b - Aggregate value of principal purchase/sale transactions:** $0.00

- **Item C.18 - Did the Fund pay commissions for 'brokerage and research services'?:** No

- **Item C.19.a - Fund's monthly average net assets:** $713,937,436.33

**Item C.20. Lines of credit, interfund lending and interfund borrowing.**

- **a. Does the Fund have available a line of credit?** Yes

**If yes, for each line of credit, provide the information requested below:**

**Line of Credit details Record: 1**

- **i. Is the line of credit a committed or uncommitted line of credit?** Uncommitted

- **ii. What size is the line of credit?** $400,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** State Street Bank and Trust Company

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab Target 2045 Fund                                   | 811-07704         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab Target 2060 Fund                                   | 811-07704         |
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab 1000 Index ETF                                     | 811-22311         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |
| Schwab California Tax-Free Bond Fund                      | 811-06200         |
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab Target 2065 Fund                                   | 811-07704         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab Target 2015 Index Fund                             | 811-07704         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab U.S. Aggregate Bond Index Fund                     | 811-06200         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab Target 2035 Index Fund                             | 811-07704         |
| Schwab Target 2010 Index Fund                             | 811-07704         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab Target 2040 Index Fund                             | 811-07704         |
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab Target 2020 Index Fund                             | 811-07704         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab Target 2025 Index Fund                             | 811-07704         |
| Schwab Ariel ESG ETF                                      | 811-22311         |
| Schwab Target 2065 Index Fund                             | 811-07704         |
| Schwab Fundamental International Equity ETF               | 811-22311         |
| Schwab Target 2045 Index Fund                             | 811-07704         |
| Schwab Target 2030 Index Fund                             | 811-07704         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab High Yield Bond ETF                                | 811-22311         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab Target 2055 Fund                                   | 811-07704         |
| Schwab Tax-Free Bond Fund                                 | 811-06200         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab S&P 500 Index Portfolio                            | 811-08314         |
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab Opportunistic Municipal Bond Fund                  | 811-06200         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab Target 2035 Fund                                   | 811-07704         |
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab U.S. TIPS ETF                                      | 811-22311         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab International Dividend Equity ETF                  | 811-22311         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab Short-Term Bond Index Fund                         | 811-06200         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab Target 2050 Index Fund                             | 811-07704         |
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab Target 2050 Fund                                   | 811-07704         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |
| Schwab Target 2055 Index Fund                             | 811-07704         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |
| Schwab Target 2010 Fund                                   | 811-07704         |

- **v. Did the Fund draw on the line of credit this period?** No

**Line of Credit details Record: 2**

- **i. Is the line of credit a committed or uncommitted line of credit?** Committed

- **ii. What size is the line of credit?** $1,200,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** State Street Bank and Trust Company

  - **Line Institutions Record: 2 Name of institution:** Goldman Sachs Bank USA

  - **Line Institutions Record: 3 Name of institution:** Citibank, N.A.

  - **Line Institutions Record: 4 Name of institution:** The Bank of New York Mellon

  - **Line Institutions Record: 5 Name of institution:** Bank of America

  - **Line Institutions Record: 6 Name of institution:** Barclays Bank plc

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab Target 2060 Fund                                   | 811-07704         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab Ariel ESG ETF                                      | 811-22311         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |
| Schwab Target 2035 Fund                                   | 811-07704         |
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab International Dividend Equity ETF                  | 811-22311         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab Target 2040 Index Fund                             | 811-07704         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab Target 2065 Index Fund                             | 811-07704         |
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab Target 2010 Fund                                   | 811-07704         |
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab Opportunistic Municipal Bond Fund                  | 811-06200         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab Target 2045 Index Fund                             | 811-07704         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab Tax-Free Bond Fund                                 | 811-06200         |
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab Short-Term Bond Index Fund                         | 811-06200         |
| Schwab High Yield Bond ETF                                | 811-22311         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab Target 2030 Index Fund                             | 811-07704         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab Target 2050 Index Fund                             | 811-07704         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab 1000 Index ETF                                     | 811-22311         |
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab U.S. Aggregate Bond Index Fund                     | 811-06200         |
| Schwab Target 2035 Index Fund                             | 811-07704         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |
| Schwab Target 2055 Fund                                   | 811-07704         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab Target 2020 Index Fund                             | 811-07704         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |
| Schwab Target 2045 Fund                                   | 811-07704         |
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |
| Schwab Target 2010 Index Fund                             | 811-07704         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab Target 2050 Fund                                   | 811-07704         |
| Schwab S&P 500 Index Portfolio                            | 811-08314         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab California Tax-Free Bond Fund                      | 811-06200         |
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab Target 2055 Index Fund                             | 811-07704         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab Target 2025 Index Fund                             | 811-07704         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab U.S. TIPS ETF                                      | 811-22311         |
| Schwab Target 2015 Index Fund                             | 811-07704         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab Target 2065 Fund                                   | 811-07704         |
| Schwab Fundamental International Equity ETF               | 811-22311         |

- **v. Did the Fund draw on the line of credit this period?** No

- **b. Did the Fund engage in interfund lending?** No

- **c. Did the Fund engage in interfund borrowing?** No

**Item C.21. Swing pricing.**

- **a. Did the Fund (if not a Money Market Fund, Exchange-Traded Fund, or Exchange-Traded Managed Fund) engage in swing pricing?** No

### Management Investment Record: 11 - Schwab Target 2010 Index Fund

**Item C.1. Background information.**

- **a. Full Name of the Fund:** Schwab Target 2010 Index Fund

- **b. Series identification number, if any:** S000054922

- **c. LEI:** 549300G2YUAVGHQL7F43

- **d. Is this the first filing on this form by the Fund?:** No

**Item C.2. Classes of open-end management investment companies.**

- **a. How many Classes of shares of the Fund (if any) are authorized?:** 0

- **b. How many new Classes of shares of the Fund were added during the reporting period?:** 0

- **c. How many Classes of shares of the Fund were terminated during the reporting period?:** 0

**d. For each Class with shares outstanding, provide the information requested below:**

|   Shares Outstanding Record | i. Full name of Class         | ii. Class identification number, if any   | iii. Ticker symbol, if any   |
|---:|:---|:---|:---|
|                           1 | Schwab Target 2010 Index Fund | C000172779                                | SWYAX                        |

**Item C.3. Type of fund.**

- [ ] Exchange-Traded Fund or Exchange-Traded Managed Fund or offers a Class that itself is an Exchange-Traded Fund or Exchange-Traded Managed Fund

-   [ ] i. Exchange-Traded Fund

-   [ ] ii. Exchange-Traded Managed Fund

- [ ] b. Index Fund

- [ ] c. Seeks to achieve performance results that are a multiple of a benchmark, the inverse of a benchmark, or a multiple of the inverse of a benchmark

- [ ] d. Interval Fund

- [x] e. Fund of Funds

- [ ] f. Master-Feeder Fund

- [ ] g. Money Market Fund

- [x] h. Target Date Fund

-   [ ] i. Underlying fund to a variable annuity or variable life insurance contract

- [ ] N/A

**Item C.4 - Does the Fund seek to operate as a 'non-diversified company'?** No

**Item C.5 - Does the fund invest in a controlled foreign corporation?** No

**Item C.6. Securities lending.**

- **a. Is the Fund authorized to engage in securities lending transactions?** Yes

- **f. Provide the monthly average of the value of portfolio securities on loan during the reporting period:** —

- **g. Provide the net income from securities lending activities:** —

**Item C.7. Reliance on certain statutory exemption and rules.**

Did the Fund rely on the following rules?

- Rule 17a-7 (17 CFR 270.17a-7)

- Rule 18f-4 (17 CFR 270.18f-4)

- Rule 18f-4(c)(4) (17CFR 270.18f-4(c)(4))

- Rule 12d1-4 (17 CFR 270.12d1-4)

- Rule 32a-4 (17 CFR 270.32a-4)

**Item C.8. Expense limitations.**

- **a. Did the Fund have an expense limitation arrangement?** Yes

- **b. Were any expenses reduced or waived?** Yes

- **c. Are the fees waived subject to recoupment?** No

- **d. Were any expenses previously waived recouped during the period?** No

**Item C.9. Investment advisers.**

**Investment Advisers Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. SEC file number:** 801-35905

- **iii. CRD number:** 000106753

- **iv. LEI, if any:** EVQ6EP3QESDF386W4D54

- **v. State, if applicable:** CA

- **vi. Foreign country, if applicable:** US

- **vii. Was the investment adviser hired during the reporting period?:** No

**Item C.10. Transfer agents.**

**Transfer Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. SEC file number:** 084-01761

- **iii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iv. State, if applicable:** DE

- **v. Foreign country, if applicable:** US

- **vi. Is the transfer agent an affiliated person of the Fund or its investment adviser(s)?:** No

- **vii. Is the transfer agent a sub-transfer agent?:** No

- **b. Has a transfer agent been hired or terminated during the reporting period?** No

**Item C.11. Pricing services.**

**Pricing Services Record: 1**

- **i. Full name:** ICE Data Services, Inc.

- **ii. LEI, if any, or provide and describe other identifying number:** 13-3668779

- **Description of other identifying number:** Tax ID

- **iii. State, if applicable:** GA

- **iv. Foreign country, if applicable:** US

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

**Pricing Services Record: 2**

- **i. Full name:** London Stock Exchange Group PLC

- **ii. LEI, if any, or provide and describe other identifying number:** 213800QAUUUP6I445N30

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

- **b. Was a pricing service hired or terminated during the reporting period?** No

**Item C.12. Custodians.**

**a. Provide the following information about each person that provided custodial services to the Fund during the reporting period:**

**Custodians Record: 1**

- **i. Full name:** Citibank, National Association

- **ii. LEI, if any:** E57ODZWZ7FF32TWEFA76

- **iii. State, if applicable:** SD

- **iv. Foreign country, if applicable:** US

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** No

- **vi. Is the custodian a sub-custodian?:** No

- **vii. With respect to the custodian, check below to indicate the type of custody:** Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1))

**Custodians Record: 2**

- **i. Full name:** Charles Schwab & Co., Inc.

- **ii. LEI, if any:** 549300ZP8XN77GK5BS04

- **iii. State, if applicable:** TX

- **iv. Foreign country, if applicable:** US

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** Yes

- **vi. Is the custodian a sub-custodian?:** No

- **vii. With respect to the custodian, check below to indicate the type of custody:** Self - rule 17f-2 (17 CFR 270.17f-2)

- **b. Was a custodian hired or terminated during the reporting period?** No

**Item C.13 - Shareholder Servicing Agents**

**Shareholder Servicing Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iii. State, if applicable:** DE

- **iv. Foreign country, if applicable:** US

- **v. Is the shareholder servicing agent an affiliated person?:** No

- **vi. Is the shareholder servicing agent a sub-shareholder servicing agent?:** No

- **b. Has a shareholder servicing agent been hired or terminated during the reporting period?** No

**Item C.14. Administrators.**

**a. Provide the following information about each administrator of the Fund:**

**Administrators Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. LEI, if any, or other identifying number:** EVQ6EP3QESDF386W4D54

- **iii. State, if applicable:** CA

- **iv. Foreign country, if applicable:** US

- **v. Is the administrator an affiliated person of the Fund or its investment adviser(s)?:** Yes

- **vi. Is the administrator a sub-administrator?:** No

- **b. Has a third-party administrator been hired or terminated during the reporting period?** No

**Item C.15 - Affiliated broker-dealers.**

**Broker Dealers Record: 1**

- **a. Full name:** Charles Schwab, U.K., Limited

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** 549300PF2KTM8A12FH91

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 2**

- **a. Full name:** Charles Schwab Singapore Pte. Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 3**

- **a. Full name:** Jane Street Execution Services, LLC

- **b. SEC file number:** 8-69254

- **c. CRD number:** 000167280

- **d. LEI, if any:** 549300HXJLXCPDWAH070

- **e. State, if applicable:** NY

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $1,655.53

**Broker Dealers Record: 4**

- **a. Full name:** Charles Schwab, Hong Kong, Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 5**

- **a. Full name:** Citadel Securities LLC

- **b. SEC file number:** 8-53574

- **c. CRD number:** 000116797

- **d. LEI, if any:** 12UUJYTN7D3SW8KCSG25

- **e. State, if applicable:** FL

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $786.81

**Broker Dealers Record: 6**

- **a. Full name:** Charles Schwab & Co., Inc.

- **b. SEC file number:** 8-16514

- **c. CRD number:** 000005393

- **d. LEI, if any:** 549300ZP8XN77GK5BS04

- **e. State, if applicable:** TX

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Item C.16. Brokers.**

**a. For each of the ten brokers that received the largest dollar amount of brokerage commissions...**

**Brokers Record: 1**

- **i. Full name of broker:** Citadel Securities LLC

- **ii. SEC file number:** 8-53574

- **iii. CRD number:** 000116797

- **iv. LEI, if any:** 12UUJYTN7D3SW8KCSG25

- **v. State, if applicable:** FL

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $786.81

**Brokers Record: 2**

- **i. Full name of broker:** Goldman Sachs & Co. LLC

- **ii. SEC file number:** 8-129

- **iii. CRD number:** 000000361

- **iv. LEI, if any:** FOR8UP27PHTHYVLBNG30

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $666.01

**Brokers Record: 3**

- **i. Full name of broker:** Susquehanna Financial Group, LLLP

- **ii. SEC file number:** 8-44325

- **iii. CRD number:** 000035865

- **iv. LEI, if any:** 549300E8QX0ZMRDC2M81

- **v. State, if applicable:** PA

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $454.18

**Brokers Record: 4**

- **i. Full name of broker:** Virtu Americas LLC

- **ii. SEC file number:** 8-68193

- **iii. CRD number:** 000149823

- **iv. LEI, if any:** 549300RA02N3BNSWBV74

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $436.19

**Brokers Record: 5**

- **i. Full name of broker:** Old Mission Markets LLC

- **ii. SEC file number:** 8-69691

- **iii. CRD number:** 000281867

- **iv. LEI, if any:** 5493003UFGIEMN1POL71

- **v. State, if applicable:** IL

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $485.95

**Brokers Record: 6**

- **i. Full name of broker:** Stifel, Nicolaus & Company, Incorporated

- **ii. SEC file number:** 8-1447

- **iii. CRD number:** 000000793

- **iv. LEI, if any:** 5WUVMA08EYG4KEUPW589

- **v. State, if applicable:** MO

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $429.26

**Brokers Record: 7**

- **i. Full name of broker:** Jane Street Execution Services, LLC

- **ii. SEC file number:** 8-69254

- **iii. CRD number:** 000167280

- **iv. LEI, if any:** 549300HXJLXCPDWAH070

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $1,655.53

**Brokers Record: 8**

- **i. Full name of broker:** Flow Traders U.S. Institutional Trading LLC

- **ii. SEC file number:** 8-69711

- **iii. CRD number:** 000282266

- **iv. LEI, if any:** 549300H90VV8DK5UM624

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $1,156.67

**Brokers Record: 9**

- **i. Full name of broker:** Jefferies LLC

- **ii. SEC file number:** 8-15074

- **iii. CRD number:** 000002347

- **iv. LEI, if any:** 58PU97L1C0WSRCWADL48

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $890.34

**Aggregate Commission:** $6,960.94

- **Item C.17.b - Aggregate value of principal purchase/sale transactions:** $0.00

- **Item C.18 - Did the Fund pay commissions for 'brokerage and research services'?:** No

- **Item C.19.a - Fund's monthly average net assets:** $49,002,904.75

**Item C.20. Lines of credit, interfund lending and interfund borrowing.**

- **a. Does the Fund have available a line of credit?** Yes

**If yes, for each line of credit, provide the information requested below:**

**Line of Credit details Record: 1**

- **i. Is the line of credit a committed or uncommitted line of credit?** Uncommitted

- **ii. What size is the line of credit?** $400,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** State Street Bank and Trust Company

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab High Yield Bond ETF                                | 811-22311         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab U.S. TIPS ETF                                      | 811-22311         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |
| Schwab Ariel ESG ETF                                      | 811-22311         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab Tax-Free Bond Fund                                 | 811-06200         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab Target 2045 Index Fund                             | 811-07704         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab Target 2040 Index Fund                             | 811-07704         |
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab Target 2065 Fund                                   | 811-07704         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab Target 2045 Fund                                   | 811-07704         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab Target 2055 Fund                                   | 811-07704         |
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab Opportunistic Municipal Bond Fund                  | 811-06200         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab Short-Term Bond Index Fund                         | 811-06200         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |
| Schwab 1000 Index ETF                                     | 811-22311         |
| Schwab California Tax-Free Bond Fund                      | 811-06200         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab Target 2010 Fund                                   | 811-07704         |
| Schwab U.S. Aggregate Bond Index Fund                     | 811-06200         |
| Schwab Target 2020 Index Fund                             | 811-07704         |
| Schwab Target 2025 Index Fund                             | 811-07704         |
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab Target 2065 Index Fund                             | 811-07704         |
| Schwab Target 2035 Fund                                   | 811-07704         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab Target 2050 Index Fund                             | 811-07704         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab Target 2035 Index Fund                             | 811-07704         |
| Schwab Target 2060 Index Fund                             | 811-07704         |
| Schwab Target 2015 Index Fund                             | 811-07704         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab International Dividend Equity ETF                  | 811-22311         |
| Schwab Fundamental International Equity ETF               | 811-22311         |
| Schwab Target 2050 Fund                                   | 811-07704         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab Target 2060 Fund                                   | 811-07704         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab Target 2030 Index Fund                             | 811-07704         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab Target 2055 Index Fund                             | 811-07704         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |
| Schwab S&P 500 Index Portfolio                            | 811-08314         |

- **v. Did the Fund draw on the line of credit this period?** No

**Line of Credit details Record: 2**

- **i. Is the line of credit a committed or uncommitted line of credit?** Committed

- **ii. What size is the line of credit?** $1,200,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** The Bank of New York Mellon

  - **Line Institutions Record: 2 Name of institution:** Citibank, N.A.

  - **Line Institutions Record: 3 Name of institution:** Barclays Bank plc

  - **Line Institutions Record: 4 Name of institution:** Bank of America

  - **Line Institutions Record: 5 Name of institution:** State Street Bank and Trust Company

  - **Line Institutions Record: 6 Name of institution:** Goldman Sachs Bank USA

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab Target 2035 Fund                                   | 811-07704         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab Target 2065 Index Fund                             | 811-07704         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab S&P 500 Index Portfolio                            | 811-08314         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab U.S. TIPS ETF                                      | 811-22311         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab Tax-Free Bond Fund                                 | 811-06200         |
| Schwab Target 2060 Fund                                   | 811-07704         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab Ariel ESG ETF                                      | 811-22311         |
| Schwab Target 2010 Fund                                   | 811-07704         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab Target 2065 Fund                                   | 811-07704         |
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab U.S. Aggregate Bond Index Fund                     | 811-06200         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab Target 2040 Index Fund                             | 811-07704         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab Short-Term Bond Index Fund                         | 811-06200         |
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab Target 2035 Index Fund                             | 811-07704         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab Target 2060 Index Fund                             | 811-07704         |
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab Target 2045 Fund                                   | 811-07704         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab Target 2020 Index Fund                             | 811-07704         |
| Schwab High Yield Bond ETF                                | 811-22311         |
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab Target 2055 Index Fund                             | 811-07704         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab Target 2050 Fund                                   | 811-07704         |
| Schwab Target 2015 Index Fund                             | 811-07704         |
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab Opportunistic Municipal Bond Fund                  | 811-06200         |
| Schwab Target 2045 Index Fund                             | 811-07704         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab Target 2050 Index Fund                             | 811-07704         |
| Schwab Target 2025 Index Fund                             | 811-07704         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |
| Schwab Fundamental International Equity ETF               | 811-22311         |
| Schwab California Tax-Free Bond Fund                      | 811-06200         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab International Dividend Equity ETF                  | 811-22311         |
| Schwab Target 2055 Fund                                   | 811-07704         |
| Schwab 1000 Index ETF                                     | 811-22311         |
| Schwab Target 2030 Index Fund                             | 811-07704         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |

- **v. Did the Fund draw on the line of credit this period?** No

- **b. Did the Fund engage in interfund lending?** No

- **c. Did the Fund engage in interfund borrowing?** No

**Item C.21. Swing pricing.**

- **a. Did the Fund (if not a Money Market Fund, Exchange-Traded Fund, or Exchange-Traded Managed Fund) engage in swing pricing?** No

### Management Investment Record: 12 - Schwab Target 2055 Index Fund

**Item C.1. Background information.**

- **a. Full Name of the Fund:** Schwab Target 2055 Index Fund

- **b. Series identification number, if any:** S000054920

- **c. LEI:** 549300RX2RV2FX3RWF24

- **d. Is this the first filing on this form by the Fund?:** No

**Item C.2. Classes of open-end management investment companies.**

- **a. How many Classes of shares of the Fund (if any) are authorized?:** 0

- **b. How many new Classes of shares of the Fund were added during the reporting period?:** 0

- **c. How many Classes of shares of the Fund were terminated during the reporting period?:** 0

**d. For each Class with shares outstanding, provide the information requested below:**

|   Shares Outstanding Record | i. Full name of Class         | ii. Class identification number, if any   | iii. Ticker symbol, if any   |
|---:|:---|:---|:---|
|                           1 | Schwab Target 2055 Index Fund | C000172775                                | SWYJX                        |

**Item C.3. Type of fund.**

- [ ] Exchange-Traded Fund or Exchange-Traded Managed Fund or offers a Class that itself is an Exchange-Traded Fund or Exchange-Traded Managed Fund

-   [ ] i. Exchange-Traded Fund

-   [ ] ii. Exchange-Traded Managed Fund

- [ ] b. Index Fund

- [ ] c. Seeks to achieve performance results that are a multiple of a benchmark, the inverse of a benchmark, or a multiple of the inverse of a benchmark

- [ ] d. Interval Fund

- [x] e. Fund of Funds

- [ ] f. Master-Feeder Fund

- [ ] g. Money Market Fund

- [x] h. Target Date Fund

-   [ ] i. Underlying fund to a variable annuity or variable life insurance contract

- [ ] N/A

**Item C.4 - Does the Fund seek to operate as a 'non-diversified company'?** No

**Item C.5 - Does the fund invest in a controlled foreign corporation?** No

**Item C.6. Securities lending.**

- **a. Is the Fund authorized to engage in securities lending transactions?** Yes

- **f. Provide the monthly average of the value of portfolio securities on loan during the reporting period:** —

- **g. Provide the net income from securities lending activities:** —

**Item C.7. Reliance on certain statutory exemption and rules.**

Did the Fund rely on the following rules?

- Rule 17a-7 (17 CFR 270.17a-7)

- Rule 32a-4 (17 CFR 270.32a-4)

- Rule 18f-4 (17 CFR 270.18f-4)

- Rule 12d1-4 (17 CFR 270.12d1-4)

- Rule 18f-4(c)(4) (17CFR 270.18f-4(c)(4))

**Item C.8. Expense limitations.**

- **a. Did the Fund have an expense limitation arrangement?** Yes

- **b. Were any expenses reduced or waived?** Yes

- **c. Are the fees waived subject to recoupment?** No

- **d. Were any expenses previously waived recouped during the period?** No

**Item C.9. Investment advisers.**

**Investment Advisers Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. SEC file number:** 801-35905

- **iii. CRD number:** 000106753

- **iv. LEI, if any:** EVQ6EP3QESDF386W4D54

- **v. State, if applicable:** CA

- **vi. Foreign country, if applicable:** US

- **vii. Was the investment adviser hired during the reporting period?:** No

**Item C.10. Transfer agents.**

**Transfer Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. SEC file number:** 084-01761

- **iii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iv. State, if applicable:** DE

- **v. Foreign country, if applicable:** US

- **vi. Is the transfer agent an affiliated person of the Fund or its investment adviser(s)?:** No

- **vii. Is the transfer agent a sub-transfer agent?:** No

- **b. Has a transfer agent been hired or terminated during the reporting period?** No

**Item C.11. Pricing services.**

**Pricing Services Record: 1**

- **i. Full name:** London Stock Exchange Group PLC

- **ii. LEI, if any, or provide and describe other identifying number:** 213800QAUUUP6I445N30

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

**Pricing Services Record: 2**

- **i. Full name:** ICE Data Services, Inc.

- **ii. LEI, if any, or provide and describe other identifying number:** 13-3668779

- **Description of other identifying number:** Tax ID

- **iii. State, if applicable:** GA

- **iv. Foreign country, if applicable:** US

- **v. Is the pricing service an affiliated person of the Fund or its investment adviser(s)?:** No

- **b. Was a pricing service hired or terminated during the reporting period?** No

**Item C.12. Custodians.**

**a. Provide the following information about each person that provided custodial services to the Fund during the reporting period:**

**Custodians Record: 1**

- **i. Full name:** Charles Schwab & Co., Inc.

- **ii. LEI, if any:** 549300ZP8XN77GK5BS04

- **iii. State, if applicable:** TX

- **iv. Foreign country, if applicable:** US

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** Yes

- **vi. Is the custodian a sub-custodian?:** No

- **vii. With respect to the custodian, check below to indicate the type of custody:** Self - rule 17f-2 (17 CFR 270.17f-2)

**Custodians Record: 2**

- **i. Full name:** Citibank, National Association

- **ii. LEI, if any:** E57ODZWZ7FF32TWEFA76

- **iii. State, if applicable:** SD

- **iv. Foreign country, if applicable:** US

- **v. Is the custodian an affiliated person of the Fund or its investment adviser(s)?:** No

- **vi. Is the custodian a sub-custodian?:** No

- **vii. With respect to the custodian, check below to indicate the type of custody:** Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1))

- **b. Was a custodian hired or terminated during the reporting period?** No

**Item C.13 - Shareholder Servicing Agents**

**Shareholder Servicing Agents Record: 1**

- **i. Full name:** BNY Mellon Investment Servicing (US) Inc.

- **ii. LEI, if any:** 549300CFZQLI9QMJ1Z03

- **iii. State, if applicable:** DE

- **iv. Foreign country, if applicable:** US

- **v. Is the shareholder servicing agent an affiliated person?:** No

- **vi. Is the shareholder servicing agent a sub-shareholder servicing agent?:** No

- **b. Has a shareholder servicing agent been hired or terminated during the reporting period?** No

**Item C.14. Administrators.**

**a. Provide the following information about each administrator of the Fund:**

**Administrators Record: 1**

- **i. Full name:** Charles Schwab Investment Management, Inc.

- **ii. LEI, if any, or other identifying number:** EVQ6EP3QESDF386W4D54

- **iii. State, if applicable:** CA

- **iv. Foreign country, if applicable:** US

- **v. Is the administrator an affiliated person of the Fund or its investment adviser(s)?:** Yes

- **vi. Is the administrator a sub-administrator?:** No

- **b. Has a third-party administrator been hired or terminated during the reporting period?** No

**Item C.15 - Affiliated broker-dealers.**

**Broker Dealers Record: 1**

- **a. Full name:** Charles Schwab Singapore Pte. Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 2**

- **a. Full name:** Citadel Securities LLC

- **b. SEC file number:** 8-53574

- **c. CRD number:** 000116797

- **d. LEI, if any:** 12UUJYTN7D3SW8KCSG25

- **e. State, if applicable:** FL

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $18,787.83

**Broker Dealers Record: 3**

- **a. Full name:** Charles Schwab, U.K., Limited

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** 549300PF2KTM8A12FH91

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 4**

- **a. Full name:** Jane Street Execution Services, LLC

- **b. SEC file number:** 8-69254

- **c. CRD number:** 000167280

- **d. LEI, if any:** 549300HXJLXCPDWAH070

- **e. State, if applicable:** NY

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $16,557.86

**Broker Dealers Record: 5**

- **a. Full name:** Charles Schwab, Hong Kong, Ltd.

- **b. SEC file number:** N/A

- **c. CRD number:** N/A

- **d. LEI, if any:** N/A

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Broker Dealers Record: 6**

- **a. Full name:** Charles Schwab & Co., Inc.

- **b. SEC file number:** 8-16514

- **c. CRD number:** 000005393

- **d. LEI, if any:** 549300ZP8XN77GK5BS04

- **e. State, if applicable:** TX

- **f. Foreign country, if applicable:** US

- **g. Total commissions paid to the affiliated broker-dealer for the reporting period::** $0.00

**Item C.16. Brokers.**

**a. For each of the ten brokers that received the largest dollar amount of brokerage commissions...**

**Brokers Record: 1**

- **i. Full name of broker:** Citadel Securities LLC

- **ii. SEC file number:** 8-53574

- **iii. CRD number:** 000116797

- **iv. LEI, if any:** 12UUJYTN7D3SW8KCSG25

- **v. State, if applicable:** FL

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $18,787.83

**Brokers Record: 2**

- **i. Full name of broker:** Susquehanna Financial Group, LLLP

- **ii. SEC file number:** 8-44325

- **iii. CRD number:** 000035865

- **iv. LEI, if any:** 549300E8QX0ZMRDC2M81

- **v. State, if applicable:** PA

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $15,276.91

**Brokers Record: 3**

- **i. Full name of broker:** Virtu Americas LLC

- **ii. SEC file number:** 8-68193

- **iii. CRD number:** 000149823

- **iv. LEI, if any:** 549300RA02N3BNSWBV74

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $7,569.67

**Brokers Record: 4**

- **i. Full name of broker:** Flow Traders U.S. Institutional Trading LLC

- **ii. SEC file number:** 8-69711

- **iii. CRD number:** 000282266

- **iv. LEI, if any:** 549300H90VV8DK5UM624

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $12,021.39

**Brokers Record: 5**

- **i. Full name of broker:** Jane Street Execution Services, LLC

- **ii. SEC file number:** 8-69254

- **iii. CRD number:** 000167280

- **iv. LEI, if any:** 549300HXJLXCPDWAH070

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $16,557.86

**Brokers Record: 6**

- **i. Full name of broker:** Goldman Sachs & Co. LLC

- **ii. SEC file number:** 8-129

- **iii. CRD number:** 000000361

- **iv. LEI, if any:** FOR8UP27PHTHYVLBNG30

- **v. State, if applicable:** NY

- **vi. Foreign country, if applicable:** US

- **vii. Gross commissions paid by the Fund for the reporting period:** $12,027.85

**Aggregate Commission:** $82,241.51

- **Item C.17.b - Aggregate value of principal purchase/sale transactions:** $0.00

- **Item C.18 - Did the Fund pay commissions for 'brokerage and research services'?:** No

- **Item C.19.a - Fund's monthly average net assets:** $621,112,794.32

**Item C.20. Lines of credit, interfund lending and interfund borrowing.**

- **a. Does the Fund have available a line of credit?** Yes

**If yes, for each line of credit, provide the information requested below:**

**Line of Credit details Record: 1**

- **i. Is the line of credit a committed or uncommitted line of credit?** Uncommitted

- **ii. What size is the line of credit?** $400,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** State Street Bank and Trust Company

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab Fundamental International Equity ETF               | 811-22311         |
| Schwab Target 2035 Fund                                   | 811-07704         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab Target 2060 Fund                                   | 811-07704         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab S&P 500 Index Portfolio                            | 811-08314         |
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab Target 2040 Index Fund                             | 811-07704         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab Target 2050 Index Fund                             | 811-07704         |
| Schwab Target 2065 Index Fund                             | 811-07704         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab Target 2020 Index Fund                             | 811-07704         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab Target 2010 Index Fund                             | 811-07704         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab Target 2030 Index Fund                             | 811-07704         |
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab Target 2025 Index Fund                             | 811-07704         |
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab Target 2045 Fund                                   | 811-07704         |
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab Target 2060 Index Fund                             | 811-07704         |
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab Ariel ESG ETF                                      | 811-22311         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab Short-Term Bond Index Fund                         | 811-06200         |
| Schwab High Yield Bond ETF                                | 811-22311         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |
| Schwab International Dividend Equity ETF                  | 811-22311         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab Target 2050 Fund                                   | 811-07704         |
| Schwab U.S. Aggregate Bond Index Fund                     | 811-06200         |
| Schwab Target 2015 Index Fund                             | 811-07704         |
| Schwab Tax-Free Bond Fund                                 | 811-06200         |
| Schwab U.S. TIPS ETF                                      | 811-22311         |
| Schwab Target 2045 Index Fund                             | 811-07704         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab Target 2035 Index Fund                             | 811-07704         |
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |
| Schwab Opportunistic Municipal Bond Fund                  | 811-06200         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |
| Schwab Target 2055 Fund                                   | 811-07704         |
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |
| Schwab Target 2010 Fund                                   | 811-07704         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab 1000 Index ETF                                     | 811-22311         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab California Tax-Free Bond Fund                      | 811-06200         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab Target 2065 Fund                                   | 811-07704         |

- **v. Did the Fund draw on the line of credit this period?** No

**Line of Credit details Record: 2**

- **i. Is the line of credit a committed or uncommitted line of credit?** Committed

- **ii. What size is the line of credit?** $1,200,000,000.00

- **iii. With which institution(s) is the line of credit?**

  - **Line Institutions Record: 1 Name of institution:** Barclays Bank plc

  - **Line Institutions Record: 2 Name of institution:** Goldman Sachs Bank USA

  - **Line Institutions Record: 3 Name of institution:** Citibank, N.A.

  - **Line Institutions Record: 4 Name of institution:** The Bank of New York Mellon

  - **Line Institutions Record: 5 Name of institution:** Bank of America

  - **Line Institutions Record: 6 Name of institution:** State Street Bank and Trust Company

- **iv. Is the line of credit just for the Fund, or is it shared among multiple funds?** Shared

  - **1. If shared, list the names of other funds that may use the line of credit:**

| Name of fund                                              | SEC File number   |
|:---|:---|
| Schwab Emerging Markets Equity ETF                        | 811-22311         |
| Schwab Short-Term U.S. Treasury ETF                       | 811-22311         |
| Schwab New York Municipal Money Fund                      | 811-05954         |
| Schwab U.S. Large-Cap ETF                                 | 811-22311         |
| Schwab Fundamental U.S. Broad Market ETF                  | 811-22311         |
| Schwab California Tax-Free Bond Fund                      | 811-06200         |
| Schwab Target 2065 Index Fund                             | 811-07704         |
| Schwab S&P 500 Index Fund                                 | 811-07704         |
| Schwab Government Money Market Portfolio                  | 811-08314         |
| Schwab Target 2025 Index Fund                             | 811-07704         |
| Schwab Opportunistic Municipal Bond Fund                  | 811-06200         |
| Schwab Target 2010 Index Fund                             | 811-07704         |
| Schwab Core Equity Fund                                   | 811-07704         |
| Schwab Short-Term Bond Index Fund                         | 811-06200         |
| Schwab U.S. Mid-Cap Index Fund                            | 811-07704         |
| Schwab U.S. Treasury Money Fund                           | 811-05954         |
| Schwab AMT Tax-Free Money Fund                            | 811-05954         |
| Schwab International Equity ETF                           | 811-22311         |
| Schwab Fundamental Emerging Markets Equity Index Fund     | 811-07704         |
| Schwab U.S. Broad Market ETF                              | 811-22311         |
| Schwab Target 2030 Fund                                   | 811-07704         |
| Schwab Target 2020 Fund                                   | 811-07704         |
| Schwab Municipal Bond ETF                                 | 811-22311         |
| Schwab Target 2045 Fund                                   | 811-07704         |
| Schwab California Municipal Money Fund                    | 811-05954         |
| Schwab Target 2015 Index Fund                             | 811-07704         |
| Schwab Target 2030 Index Fund                             | 811-07704         |
| Schwab U.S. TIPS ETF                                      | 811-22311         |
| Schwab U.S. Dividend Equity ETF                           | 811-22311         |
| Schwab Ariel ESG ETF                                      | 811-22311         |
| Schwab MarketTrack Conservative Portfolio                 | 811-07704         |
| Schwab International Dividend Equity ETF                  | 811-22311         |
| Schwab Mortgage-Backed Securities ETF                     | 811-22311         |
| Schwab Health Care Fund                                   | 811-07704         |
| Schwab Balanced Fund                                      | 811-07704         |
| Schwab Value Advantage Money Fund                         | 811-05954         |
| Schwab Tax-Free Bond Fund                                 | 811-06200         |
| Schwab Fundamental International Equity Index Fund        | 811-07704         |
| Schwab Target 2045 Index Fund                             | 811-07704         |
| Schwab Target 2040 Index Fund                             | 811-07704         |
| Schwab International Core Equity Fund                     | 811-07704         |
| Schwab Fundamental U.S. Large Company Index Fund          | 811-07704         |
| Schwab Monthly Income Fund - Target Payout                | 811-07704         |
| Schwab 1-5 Year Corporate Bond ETF                        | 811-22311         |
| Schwab Global Real Estate Fund                            | 811-06200         |
| Schwab International Index Fund                           | 811-07704         |
| Schwab U.S. Aggregate Bond ETF                            | 811-22311         |
| Schwab Target 2060 Index Fund                             | 811-07704         |
| Schwab 1000 Index ETF                                     | 811-22311         |
| Schwab U.S. Small-Cap ETF                                 | 811-22311         |
| Schwab VIT Balanced Portfolio                             | 811-08314         |
| Schwab Fundamental U.S. Small Company Index Fund          | 811-07704         |
| Schwab Fundamental U.S. Large Company ETF                 | 811-22311         |
| Schwab VIT Growth Portfolio                               | 811-08314         |
| Schwab Retirement Government Money Fund                   | 811-05954         |
| Schwab Monthly Income Fund - Flexible Payout              | 811-07704         |
| Schwab Treasury Inflation Protected Securities Index Fund | 811-06200         |
| Schwab Treasury Obligations Money Fund                    | 811-05954         |
| Schwab 1000 Index Fund                                    | 811-06200         |
| Schwab Target 2025 Fund                                   | 811-07704         |
| Schwab Small-Cap Index Fund                               | 811-07704         |
| Schwab S&P 500 Index Portfolio                            | 811-08314         |
| Schwab Fundamental International Equity ETF               | 811-22311         |
| Schwab Crypto Thematic ETF                                | 811-22311         |
| Schwab High Yield Bond ETF                                | 811-22311         |
| Schwab Intermediate-Term U.S. Treasury ETF                | 811-22311         |
| Schwab Fundamental International Small Equity ETF         | 811-22311         |
| Schwab U.S. REIT ETF                                      | 811-22311         |
| Schwab MarketTrack Balanced Portfolio                     | 811-07704         |
| Schwab U.S. Aggregate Bond Index Fund                     | 811-06200         |
| Schwab U.S. Mid-Cap ETF                                   | 811-22311         |
| Schwab Fundamental Global Real Estate Index Fund          | 811-07704         |
| Schwab Monthly Income Fund - Income Payout                | 811-07704         |
| Schwab Target 2035 Fund                                   | 811-07704         |
| Schwab U.S. Large-Cap Value ETF                           | 811-22311         |
| Schwab Government Money Fund                              | 811-05954         |
| Schwab Long-Term U.S. Treasury ETF                        | 811-22311         |
| Schwab Fundamental Emerging Markets Equity ETF            | 811-22311         |
| Schwab Select Large Cap Growth Fund                       | 811-05547         |
| Schwab Target 2010 Fund                                   | 811-07704         |
| Schwab U.S. Large-Cap Value Index Fund                    | 811-07704         |
| Schwab Core Bond ETF                                      | 811-22311         |
| Schwab Ultra-Short Income ETF                             | 811-22311         |
| Schwab Dividend Equity Fund                               | 811-07704         |
| Schwab U.S. Large-Cap Growth Index Fund                   | 811-07704         |
| Schwab MarketTrack All Equity Portfolio                   | 811-07704         |
| Schwab MarketTrack Growth Portfolio                       | 811-07704         |
| Schwab International Opportunities Fund                   | 811-07704         |
| Schwab 5-10 Year Corporate Bond ETF                       | 811-22311         |
| Schwab Municipal Money Fund                               | 811-05954         |
| Schwab Target 2050 Index Fund                             | 811-07704         |
| Schwab Target 2015 Fund                                   | 811-07704         |
| Schwab Target 2040 Fund                                   | 811-07704         |
| Schwab Target 2035 Index Fund                             | 811-07704         |
| Schwab Small-Cap Equity Fund                              | 811-07704         |
| Schwab Target 2050 Fund                                   | 811-07704         |
| Schwab U.S. Large-Cap Growth ETF                          | 811-22311         |
| Schwab VIT Balanced with Growth Portfolio                 | 811-08314         |
| Schwab Fundamental International Small Equity Index Fund  | 811-07704         |
| Schwab International Small-Cap Equity ETF                 | 811-22311         |
| Schwab Large-Cap Growth Fund                              | 811-07704         |
| Schwab Total Stock Market Index Fund                      | 811-07704         |
| Schwab Target 2020 Index Fund                             | 811-07704         |
| Schwab Target 2060 Fund                                   | 811-07704         |
| Schwab Target 2055 Fund                                   | 811-07704         |
| Schwab Target 2065 Fund                                   | 811-07704         |
| Schwab Fundamental U.S. Small Company ETF                 | 811-22311         |

- **v. Did the Fund draw on the line of credit this period?** No

- **b. Did the Fund engage in interfund lending?** No

- **c. Did the Fund engage in interfund borrowing?** No

**Item C.21. Swing pricing.**

- **a. Did the Fund (if not a Money Market Fund, Exchange-Traded Fund, or Exchange-Traded Managed Fund) engage in swing pricing?** No

## N-CEN: Part G: Attachments

**Item G.1a. Attachments.**

Attachments applicable to all Registrants. All Registrants shall file the following attachments, as applicable, with the current report. Indicate the attachments filed with the current report by checking the applicable items below:

- [ ] i. Legal proceedings

- [ ] ii. Provision of financial support

- [x] iii. Independent public accountant's report on internal control (management investment companies other than small business investment companies only)

- [ ] iv. Change in accounting principles and practices

- [ ] v. Information required to be filed pursuant to exemptive orders

- [ ] vi. Other information required to be included as an attachment pursuant to Commission rules and regulations

## N-CEN: Signature

Pursuant to the requirements of the Investment Company Act of 1940, the Registrant has duly caused this report to a be signed on its behalf by the undersigned hereunto duly authorized.

**Registrant:** SCHWAB CAPITAL TRUST

**Date:** 2025-06-05

**Signature:** Derek DeBenedictis

**Title:** Assistant Treasurer