# EDGAR Filing Document

**Accession Number:** 0001045032
**File Stem:** 0001045032-26-000150
**Filing Date:** 2026-4
**Character Count:** 17962
**Document Hash:** 6b40735b249856bd017974b0e993d74b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001045032-26-000150.hdr.sgml**: 20260410

**ACCESSION NUMBER**: 0001045032-26-000150

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 12

**FILED AS OF DATE**: 20260410

**DATE AS OF CHANGE**: 20260410

**EFFECTIVENESS DATE**: 20260410

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** JNLNY SEPARATE ACCOUNT I
- **CENTRAL INDEX KEY:** 0001045032

**ORGANIZATION NAME:**
- **EIN:** 133873709
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-228806
- **FILM NUMBER:** 26854081

**BUSINESS ADDRESS:**
- **STREET 1:** 2900 WESTCHESTER AVE
- **CITY:** PURCHASE
- **STATE:** NY
- **ZIP:** 10577
- **BUSINESS PHONE:** (888) 965-6569

**MAIL ADDRESS:**
- **STREET 1:** 1 CORPORATE WAY
- **CITY:** LANSING
- **STATE:** MI
- **ZIP:** 48951

## Series and Classes Contracts Data

### JNLNY SEPARATE ACCOUNT I (Series ID: S000010933)

---

|  |  |
|:---|:---|
| Class Name                                                                | Class ID   |
| NY Perspective II (Contracts offered for sale on and after June 24, 2019) | C000210238 |

---

## Series and Classes Contracts Data

### JNLNY SEPARATE ACCOUNT I (Series ID: S000010933)

| Class ID   | Class Name                                                                | Ticker Symbol   |
|:---|:---|:---|
| C000210238 | NY Perspective II (Contracts offered for sale on and after June 24, 2019) |  |

?xml version='1.0' encoding='ASCII'? ck0001045032-20260410

**Rate Sheet Prospectus Supplement Dated April 27, 2026**

**To The Prospectus Dated April 27, 2026 For**

**PERSPECTIVE II**<sup>®</sup>

**FLEXIBLE PREMIUM VARIABLE AND FIXED DEFERRED ANNUITY**

**(Contracts offered for sale on and after June 24, 2019)**

**Issued by**

**Jackson National Life Insurance Company of New York**<sup>®</sup> **through**

**JNLNY Separate Account I**

**This Rate Sheet Prospectus Supplement is to be used in connection with the above-referenced prospectus. Please read and keep it together with your prospectus for future reference. To obtain an additional copy of the prospectus, please contact us at our Jackson of NY Customer Care Center, P.O. Box 24068, Lansing, Michigan, 48909-4068; 1-800-599-5651; <u>www.jackson.com</u>.**

The purpose of this Rate Sheet Prospectus Supplement ("Supplement") is to provide the current annual add-on benefit charges (referred to as the "charges"), and applicable add-on benefit rates for the following add-on benefits:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• AutoGuard;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Flex Guaranteed Minimum Withdrawal Benefit ("Flex GMWB") (Single) and (Joint);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Flex Net Guaranteed Minimum Withdrawal Benefit ("Flex Net GMWB") (Single) and (Joint);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• MarketGuard Stretch;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Highest Anniversary Value Guaranteed Minimum Death Benefit ("Highest Anniversary Value GMDB"); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Flex DB NY.

This Supplement also provides the current minimum and maximum annual fees you would pay for a single optional benefit, and the current lowest and highest cost you would incur each year, based on current charges. This Supplement replaces and supersedes any previously issued Rate Sheet Prospectus Supplement and must be used in conjunction with an effective prospectus. For complete information about the add-on benefits referenced in this Rate Sheet Prospectus Supplement, please see the applicable subsections under the "CONTRACT CHARGES", "ACCESS TO YOUR MONEY", and "DEATH BENEFIT" sections in the prospectus.

**The charges and rates below apply for applications signed on or after April 27, 2026.**

It is important that you have the most current Rate Sheet Prospectus Supplement as of the date you sign your application. **This Supplement has no specified end date and can be superseded at any time.** If we supersede this Supplement with a new Rate Sheet Prospectus Supplement, the new Rate Sheet Prospectus Supplement will be filed a minimum of 10 calendar days prior to its effective date.

**The current minimum and maximum annual fees (for a single optional benefit), as displayed in the "Ongoing Fees and Expenses (annual charges)" section of the table contained in the "IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE CONTRACT" section of the prospectus are:**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;**ANNUAL FEE** | **MINIMUM** | **MAXIMUM** |
| 3. Optional benefits available for an additional charge (for a single optional benefit, if elected)<sup>3</sup> | 0.25% | 1.74% |

---

<sup>3.&nbsp;&nbsp;&nbsp;&nbsp;</sup>The minimum fee reflects an annualized percentage of the GMDB Benefit Base. The maximum fee reflects an annualized percentage of the GWB.

Page 1 of 6

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**The current lowest and highest annual cost estimates, as displayed in the "Ongoing Fees and Expenses (annual charges)" section of the table contained in the "IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE CONTRACT" section of the prospectus are:**

---

| | |
|:---|:---|
| &nbsp;&nbsp;**LOWEST ANNUAL COST: $1,786** | **HIGHEST ANNUAL COST: $4,528** |
| Assumes:<br>&nbsp;&nbsp;&nbsp;&nbsp;• Investment of $100,000<br>&nbsp;&nbsp;&nbsp;&nbsp;• 5% annual appreciation<br>&nbsp;&nbsp;&nbsp;&nbsp;• Least expensive combination of Fund fees and expenses<br>&nbsp;&nbsp;&nbsp;&nbsp;• No add-on benefits<br>&nbsp;&nbsp;&nbsp;&nbsp;• No sales charges<br>&nbsp;&nbsp;&nbsp;&nbsp;• No additional purchase payments, transfers or withdrawals | Assumes:<br>&nbsp;&nbsp;&nbsp;&nbsp;• Investment of $100,000<br>&nbsp;&nbsp;&nbsp;&nbsp;• 5% annual appreciation<br>&nbsp;&nbsp;&nbsp;&nbsp;• Most expensive combination of add-on benefits and Fund fees and expenses<br>&nbsp;&nbsp;&nbsp;&nbsp;• No sales charges<br>&nbsp;&nbsp;&nbsp;&nbsp;• No additional purchase payments, transfers or withdrawals |

---

**<u>Charges and Rates Applicable to Add-On Benefits Elected on the Contract Issue Date</u>**

**The current annual charges for the following add-on benefits, <u>when elected at issue</u>, are:**

---

| | | |
|:---|:---|:---|
| **Add-on Benefit Name** | **Current Annual Charge** | **Charge Basis** |
| AutoGuard | 0.87% | GWB |
| Flex GMWB (Single) | Plus: 1.56% | GWB |
| Flex GMWB (Single) | Core: 1.23% | GWB |
| Flex GMWB (Single) | Value: 0.45% | GWB |
| Flex GMWB (Joint) | Plus: 1.68% | GWB |
| Flex GMWB (Joint) | Core: 1.59% | GWB |
| Flex GMWB (Joint) | Value: 0.57% | GWB |
| Flex Net GMWB (Single) | Core: 1.38% | GWB |
| Flex Net GMWB (Single) | Value: 0.60% | GWB |
| Flex Net GMWB (Joint) | Core: 1.74% | GWB |
| Flex Net GMWB (Joint) | Value: 0.72% | GWB |
| MarketGuard Stretch | 1.11% | GMWB Charge Base |
| Highest Anniversary Value GMDB | 0.25% | GMDB Benefit Base |
| Flex DB<sup>\*</sup> NY | With Flex Value: 0.51% | GMWB Death Benefit |
| Flex DB<sup>\*</sup> NY | With Flex Core: 0.51% | GMWB Death Benefit |

---

<sup>\*</sup> Flex DB NY is only available with elections of the Flex GMWB (Single) Value or Core benefit options.

Page 2 of 6

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**The current rates for benefit options available with the Flex GMWB (Single) and (Joint) and Flex Net GMWB (Single) and (Joint) add-on benefits, <u>when elected at issue</u>, are:**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Flex GMWB (Single)** | **Flex GMWB (Single)** | **Flex GMWB (Single)** | **Flex GMWB (Single)** | **Flex GMWB (Single)** | **Flex GMWB (Single)** | **Flex GMWB (Single)** |
| **Benefit Option** | **Value** | **Value** | **Core** | **Core** | **Plus** | **Plus** |
| **Bonus** | 4% | 4% | 5% | 5% | 6% | 6% |
| **Step-Up** | Annual Contract Value | Annual Contract Value | Quarterly Contract Value | Quarterly Contract Value | Quarterly Contract Value | Quarterly Contract Value |
| **GWB Adjustment** | 105% | 105% | 105% | 105% | 105% | 105% |
| **GAWA Percentages** | Ages | GAWA% | Ages | GAWA % | Ages | GAWA% |
| **GAWA Percentages** | 35-59 | 3.00% | 35-59 | 4.00% | 35-59 | 4.00% |
| **GAWA Percentages** | 60-64 | 3.00% | 60-64 | 4.00% | 60-64 | 4.25% |
| **GAWA Percentages** | 65-69 | 4.25% | 65-69 | 5.35% | 65-69 | 5.60% |
| **GAWA Percentages** | 70-74 | 4.80% | 70-74 | 6.00% | 70-74 | 6.10% |
| **GAWA Percentages** | 75-79 | 5.20% | 75-79 | 6.50% | 75-79 | 6.60% |
| **GAWA Percentages** | 80-84 | 5.70% | 80-84 | 7.10% | 80-84 | 7.25% |
| **GAWA Percentages** | 85-89 | 6.30% | 85-89 | 7.85% | 85-89 | 8.05% |
| **GAWA Percentages** | 90-94 | 7.10% | 90-94 | 8.80% | 90-94 | 9.05% |
| **GAWA Percentages** | 95+ | 8.10% | 95+ | 10.05% | 95+ | 10.40% |

---

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Flex GMWB (Joint)** | **Flex GMWB (Joint)** | **Flex GMWB (Joint)** | **Flex GMWB (Joint)** | **Flex GMWB (Joint)** | **Flex GMWB (Joint)** | **Flex GMWB (Joint)** |
| **Benefit Option** | **Value** | **Value** | **Core** | **Core** | **Plus** | **Plus** |
| **Bonus** | 4% | 4% | 5% | 5% | 6% | 6% |
| **Step-Up** | Annual Contract Value | Annual Contract Value | Quarterly Contract Value | Quarterly Contract Value | Quarterly Contract Value | Quarterly Contract Value |
| **GWB Adjustment** | 105% | 105% | 105% | 105% | 105% | 105% |
| **GAWA Percentages** | **Ages** | **GAWA%** | **Ages** | **GAWA %** | **Ages** | **GAWA%** |
| **GAWA Percentages** | 35-59 | 2.75% | 35-59 | 3.75% | 35-59 | 3.75% |
| **GAWA Percentages** | 60-64 | 2.75% | 60-64 | 3.75% | 60-64 | 4.00% |
| **GAWA Percentages** | 65-69 | 4.00% | 65-69 | 4.85% | 65-69 | 5.10% |
| **GAWA Percentages** | 70-74 | 4.30% | 70-74 | 5.20% | 70-74 | 5.50% |
| **GAWA Percentages** | 75-79 | 4.65% | 75-79 | 5.65% | 75-79 | 5.95% |
| **GAWA Percentages** | 80-84 | 5.10% | 80-84 | 6.20% | 80-84 | 6.50% |
| **GAWA Percentages** | 85-89 | 5.65% | 85-89 | 6.85% | 85-89 | 7.15% |
| **GAWA Percentages** | 90-94 | 6.35% | 90-94 | 7.70% | 90-94 | 8.05% |
| **GAWA Percentages** | 95+ | 7.25% | 95+ | 8.80% | 95+ | 9.20% |

---

Page 3 of 6

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Flex Net GMWB (Single)** | **Flex Net GMWB (Single)** | **Flex Net GMWB (Single)** | **Flex Net GMWB (Single)** | **Flex Net GMWB (Single)** |
| **Benefit Option** | **Value** | **Value** | **Core** | **Core** |
| **Bonus** | 4% | 4% | 5% | 5% |
| **Step-Up** | Annual Contract Value | Annual Contract Value | Quarterly Contract Value | Quarterly Contract Value |
| **GWB Adjustment** | 105% | 105% | 105% | 105% |
| **GAWA Percentages** | **Ages** | **GAWA%** | **Ages** | **GAWA %** |
| **GAWA Percentages** | 35-59 | 3.00% | 35-59 | 4.00% |
| **GAWA Percentages** | 60-64 | 3.00% | 60-64 | 4.00% |
| **GAWA Percentages** | 65-69 | 4.25% | 65-69 | 5.35% |
| **GAWA Percentages** | 70-74 | 4.80% | 70-74 | 6.00% |
| **GAWA Percentages** | 75-79 | 5.20% | 75-79 | 6.50% |
| **GAWA Percentages** | 80-84 | 5.70% | 80-84 | 7.10% |
| **GAWA Percentages** | 85-89 | 6.30% | 85-89 | 7.85% |
| **GAWA Percentages** | 90-94 | 7.10% | 90-94 | 8.80% |
| **GAWA Percentages** | 95+ | 8.10% | 95+ | 10.05% |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Flex Net GMWB (Joint)** | **Flex Net GMWB (Joint)** | **Flex Net GMWB (Joint)** | **Flex Net GMWB (Joint)** | **Flex Net GMWB (Joint)** |
| **Benefit Option** | **Value** | **Value** | **Core** | **Core** |
| **Bonus** | 4% | 4% | 5% | 5% |
| **Step-Up** | Annual Contract Value | Annual Contract Value | Quarterly Contract Value | Quarterly Contract Value |
| **GWB Adjustment** | 105% | 105% | 105% | 105% |
| **GAWA Percentages** | **Ages** | **GAWA%** | **Ages** | **GAWA %** |
| **GAWA Percentages** | 35-59 | 2.75% | 35-59 | 3.75% |
| **GAWA Percentages** | 60-64 | 2.75% | 60-64 | 3.75% |
| **GAWA Percentages** | 65-69 | 4.00% | 65-69 | 4.85% |
| **GAWA Percentages** | 70-74 | 4.30% | 70-74 | 5.20% |
| **GAWA Percentages** | 75-79 | 4.65% | 75-79 | 5.65% |
| **GAWA Percentages** | 80-84 | 5.10% | 80-84 | 6.20% |
| **GAWA Percentages** | 85-89 | 5.65% | 85-89 | 6.85% |
| **GAWA Percentages** | 90-94 | 6.35% | 90-94 | 7.70% |
| **GAWA Percentages** | 95+ | 7.25% | 95+ | 8.80% |

---

**The current rate for the AutoGuard add-on benefit, <u>when elected at issue</u>, is:**

---

| | |
|:---|:---|
| **Add-on Benefit Name** | **GAWA Percentage** |
| AutoGuard | 5.00% |

---

**The current rates for the MarketGuard Stretch add-on benefit, <u>when elected at issue</u>, are:**

---

| | | |
|:---|:---|:---|
| **Add-on Benefit Name** | **Ages** | **GAWA Percentage** |
| MarketGuard Stretch | 0-54 | 4.50% |
| MarketGuard Stretch | 55-59 | 5.00% |
| MarketGuard Stretch | 60+ | 5.50% |

---

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**<u>Charges and Rates Applicable to Add-On Benefits Elected on a Contract Anniversary</u>**

**The current annual charges for the Flex GMWB (Single) and (Joint) add-on benefits, <u>when elected on a Contract Anniversary</u>, are:**

---

| | |
|:---|:---|
| **Add-on Benefit Name** | **Current Annual Charge** |
| Flex GMWB (Single) | 1.53% |
| Flex GMWB (Joint) | 1.53% |

---

**The current Bonus percentage(s), Step-up, GWB Adjustment percentage(s), and GAWA percentages for applicable post-issue elections of the Flex GMWB (Single) and (Joint) add-on benefits, <u>when elected on a Contract Anniversary</u>, are:**

---

| | | |
|:---|:---|:---|
| **Flex GMWB (Single)** | **Flex GMWB (Single)** | **Flex GMWB (Single)** |
| **Benefit Option** | **Core** | **Core** |
| **Bonus** | 5% | 5% |
| **Step-Up** | Annual Contract Value | Annual Contract Value |
| **GWB Adjustment** | 105% | 105% |
| **GAWA Percentages** | **Ages** | **GAWA %** |
| **GAWA Percentages** | 35-59 | 3.75% |
| **GAWA Percentages** | 60-64 | 3.75% |
| **GAWA Percentages** | 65-69 | 5.00% |
| **GAWA Percentages** | 70-74 | 5.35% |
| **GAWA Percentages** | 75-79 | 5.80% |
| **GAWA Percentages** | 80-84 | 6.35% |
| **GAWA Percentages** | 85-89 | 7.00% |
| **GAWA Percentages** | 90-94 | 7.85% |
| **GAWA Percentages** | 95+ | 8.95% |

---

&nbsp;&nbsp;&nbsp;&nbsp;

---

| | | |
|:---|:---|:---|
| **Flex GMWB (Joint)** | **Flex GMWB (Joint)** | **Flex GMWB (Joint)** |
| **Benefit Option** | **Core** | **Core** |
| **Bonus** | 5% | 5% |
| **Step-Up** | Annual Contract Value | Annual Contract Value |
| **GWB Adjustment** | 105% | 105% |
| **GAWA Percentages** | **Ages** | **GAWA %** |
| **GAWA Percentages** | 35-59 | 3.25% |
| **GAWA Percentages** | 60-64 | 3.25% |
| **GAWA Percentages** | 65-69 | 4.15% |
| **GAWA Percentages** | 70-74 | 4.50% |
| **GAWA Percentages** | 75-79 | 4.90% |
| **GAWA Percentages** | 80-84 | 5.40% |
| **GAWA Percentages** | 85-89 | 6.00% |
| **GAWA Percentages** | 90-94 | 6.80% |
| **GAWA Percentages** | 95+ | 7.85% |

---

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In order for you to receive the charges and rates disclosed in this Supplement, your application or benefit election form must be signed on or after the date referenced above, we must receive your application in Good Order within 14 calendar days from the date you sign your application, and your initial Premium Payment must be received within 14 calendar days (60 calendar days for 1035 exchanges, direct transfers, or direct rollovers) from the date you sign your application. If you are electing a benefit after your Contract has already been issued, we must receive your benefit election form in Good Order within 14 calendar days from the date you sign your benefit election form, and at most thirty (30) calendar days before your Contract Anniversary and no later than 4:00pm Eastern Time on your Contract Anniversary. Once your Contract is issued with the add-on benefit (or the benefit is added to your Contract post-issue), the rates disclosed in this Supplement will not change as long as the add-on benefit is effective, however the charges will be subject to any charge increase provisions outlined in your Contract.

Subject to meeting the timing requirements stated above, on the Issue Date, if the current rates have changed since the date you signed your application, the following will apply:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• If the Bonus percentage <u>increased</u>, you will receive the higher percentage in effect on the issue date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• If the GAWA percentages <u>increased</u>, you will receive the higher percentages in effect on the issue date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• If the GWB Adjustment percentage <u>increased</u>, you will receive the higher percentage in effect on the issue date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• If the Annual Charge <u>decreased</u>, you will receive the lower charge in effect on your issue date.

However, if any of the rates associated with your election(s) decreased, or the Annual Charge(s) associated with your election(s) increased, you will receive all of the rates and Annual Charges associated with your election(s) that were in effect on the date you signed your application or benefit election form.

If the necessary paperwork and initial Premium Payment are not received within the timelines referenced above, you will receive the applicable charges and rates in effect as of the Contract's Issue Date or as of the effective date of your add-on benefit.

If your application or benefit election form was signed prior to the application or benefit election form date shown above, please refer to your Contract for the charges and rates applicable to your add-on benefits, or contact our Jackson of NY Customer Care Center.

All Rate Sheet Prospectus Supplements are available by contacting our Jackson of NY Customer Care Center at 1-800-599-5651, and are also available at <u>www.jackson.com/product-literature-4.html</u>.

_________________________________

To be used with JMV21451NY 04/26

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NFV100778 04/26