# EDGAR Filing Document

**Accession Number:** 0000810958
**File Stem:** 0001104659-26-005795
**Filing Date:** 2026-1
**Character Count:** 5861
**Document Hash:** 186a7d92a45ad8239fefc015067a9f2a
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-26-005795.hdr.sgml**: 20260122

**ACCESSION NUMBER**: 0001104659-26-005795

**CONFORMED SUBMISSION TYPE**: 8-K

**PUBLIC DOCUMENT COUNT**: 14

**CONFORMED PERIOD OF REPORT**: 20260122

**ITEM INFORMATION**: Other Events

**ITEM INFORMATION**: Financial Statements and Exhibits

**FILED AS OF DATE**: 20260122

**DATE AS OF CHANGE**: 20260122

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CITIZENS & NORTHERN CORP
- **CENTRAL INDEX KEY:** 0000810958
- **STANDARD INDUSTRIAL CLASSIFICATION:** STATE COMMERCIAL BANKS [6022]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 232451943
- **STATE OF INCORPORATION:** PA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 000-16084
- **FILM NUMBER:** 26551786

**BUSINESS ADDRESS:**
- **STREET 1:** 90-92 MAIN ST
- **CITY:** WELLSBORO
- **STATE:** PA
- **ZIP:** 16901
- **BUSINESS PHONE:** 877-838-2517

**MAIL ADDRESS:**
- **STREET 1:** 90-92 MAIN ST
- **CITY:** WELLSBORO
- **STATE:** PA
- **ZIP:** 16901

?xml version='1.0' encoding='ASCII'? Citizens & Northern Corporation_January 22, 2026

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**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

**FORM 8-K**

**CURRENT REPORT**

**Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934**

**January 22, 2026**

Date of Report (Date of earliest event reported)

**Citizens & Northern Corporation**

(Exact name of registrant as specified in its charter)

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| | | |
|:---|:---|:---|
| **Pennsylvania** | **0-16084** | **23-2451943** |
| (State or other jurisdiction  | (Commission  | (IRS Employer |
| of incorporation) | File Number) | Ident. No.) |
| **90-92 Main Street, Wellsboro, Pennsylvania** |  | **16901** |
| (Address of principal executive offices) |  | (Zip Code) |

---

**(570) 724-3411**

Registrant's telephone number, including area code

**N/A**

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐&nbsp;&nbsp;&nbsp;&nbsp;Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐&nbsp;&nbsp;&nbsp;&nbsp;Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐&nbsp;&nbsp;&nbsp;&nbsp;Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐&nbsp;&nbsp;&nbsp;&nbsp;Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

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| | | |
|:---|:---|:---|
| **Title of each class** | **Trading Symbol** | **Name of each exchange on which registered** |
| Common Stock, par value $1.00 per share | CZNC | Nasdaq Capital Market |

---

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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| | |
|:---|:---|
| **Item 8.01** | **Other Events** |

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On January 22, 2026, Citizens & Northern Corporation's Board of Directors declared a regular quarterly cash dividend of $0.28 per share. The dividend is payable on February 13, 2026 to shareholders of record as of February 2, 2026. A copy of the press release announcing the cash dividend is attached hereto as Exhibit 99 and incorporated by reference herein.

<br>Inan<br>

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| | |
|:---|:---|
| **Item 9.01** | **Financial Statements and Exhibits.** |

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(d)Exhibits

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| | |
|:---|:---|
| Exhibit No. | Description |
| 99 | [Press Release dated January 22, 2026.](cznc-20260122xex99.htm)<br>|
| 104 | Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL) |

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**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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| | | |
|:---|:---|:---|
|  | CITIZENS & NORTHERN CORPORATION | CITIZENS & NORTHERN CORPORATION |
| Date: January 22, 2026 | By: | /s/ Mark A. Hughes |
|  |  | Mark A. Hughes <br>Treasurer and Chief Financial Officer |

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## Ex-99

**Exhibit 99**

![Graphic](cznc-20260122xex99001.jpg)

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| | |
|:---|:---|
|  | Contact: Charity Frantz |
| January 22, 2026 | 570-724-0225 |
|  | charityf@cnbankpa.com |

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**C&N DECLARES DIVIDEND** 

**For Immediate Release:**

**Wellsboro, PA –** Citizens & Northern Corporation ("C&N") (NASDAQ: CZNC) announced that on January 22, 2026, C&N's Board of Directors declared a regular quarterly cash dividend of $0.28 per share. The dividend is payable on February 13, 2026 to shareholders of record as of February 2, 2026.

**About Citizens & Northern Corporation**

Citizens & Northern Corporation is the bank holding company for Citizens & Northern Bank, headquartered in Wellsboro, Pennsylvania which operates 35 banking offices located in Bradford, Bucks, Cameron, Chester, Lancaster, Lycoming, McKean, Northumberland, Potter, Snyder, Sullivan, Tioga, Union and York Counties in Pennsylvania and Steuben County in New York, as well as a loan production office in Elmira, New York. Citizens & Northern Corporation trades on NASDAQ under the symbol "CZNC." For more information about Citizens & Northern Bank and Citizens & Northern Corporation, visit www.cnbankpa.com.

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