# EDGAR Filing Document

**Accession Number:** 0002102043
**File Stem:** 0002102043-26-000001
**Filing Date:** 2026-1
**Character Count:** 9185
**Document Hash:** a1300bb8e5b8a3d45af1fd761a9a14ba
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002102043-26-000001.hdr.sgml**: 20260116

**ACCESSION NUMBER**: 0002102043-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260116

**DATE AS OF CHANGE**: 20260116

**EFFECTIVENESS DATE**: 20260116

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Financial Planning Navigators CORP
- **CENTRAL INDEX KEY:** 0002102043

**ORGANIZATION NAME:**
- **EIN:** 994289789
- **STATE OF INCORPORATION:** MN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25926
- **FILM NUMBER:** 26539888

**BUSINESS ADDRESS:**
- **STREET 1:** 7365 KIRKWOOD COURT N
- **STREET 2:** SUITE 330
- **CITY:** MAPLE GROVE
- **STATE:** MN
- **ZIP:** 55369
- **BUSINESS PHONE:** 763-265-4456

**MAIL ADDRESS:**
- **STREET 1:** 7365 KIRKWOOD COURT N
- **STREET 2:** SUITE 330
- **CITY:** MAPLE GROVE
- **STATE:** MN
- **ZIP:** 55369

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Financial Planning Navigators CORP<br>**Address:** 7365 KIRKWOOD COURT N<br>SUITE 330<br>MAPLE GROVE, MN 55369

**Form 13F File Number:** 028-25926

**CRD Number (if applicable):** 000332831

**SEC File Number (if applicable):** 801-131251

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jason Hetland<br>**Title:** Chief Compliance Officer<br>**Phone:** 612-356-2773

**Signature, Place, and Date of Signing:**

/s/Jason Hetland  Maple Grove, MN  01-16-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 47

**Form 13F Information Table Value Total:** $217855087

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JY5 | 654563 | 2091 | SH |  | SOLE |  | 2091 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB21 | 612616 | 1952 | SH |  | SOLE |  | 1952 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 809255 | 3506 | SH |  | SOLE |  | 3506 | 0 | 0 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 1515201 | 5573 | SH |  | SOLE |  | 5573 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG001S90346 | 285505 | 568 | SH |  | SOLE |  | 568 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 | BBG00KHY5SY8 | 660209 | 1908 | SH |  | SOLE |  | 1908 | 0 | 0 |
| CAPITAL GROUP GBL GROWTH EQT | SHS CREATION UNI | 14020X104 | BBG015DN3GR4 | 1027910 | 29666 | SH |  | SOLE |  | 29666 | 0 | 0 |
| CAPITAL GROUP INTL FOCUS EQT | SHS CREATION UNI | 14019W109 | BBG015DN0WJ1 | 300741 | 10177 | SH |  | SOLE |  | 10177 | 0 | 0 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 | BBG017159MD8 | 15668237 | 473647 | SH |  | SOLE |  | 473647 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 | BBG011DXXVM0 | 2314353 | 33219 | SH |  | SOLE |  | 33219 | 0 | 0 |
| EDAP TMS S A | SPONSORED ADR | 268311107 | BBG001SB3ML7 | 33041 | 10043 | SH |  | SOLE |  | 10043 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 | BBG001S5STL8 | 363298 | 338 | SH |  | SOLE |  | 338 | 0 | 0 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 | BBG01KYQ6QS5 | 231170 | 4656 | SH |  | SOLE |  | 4656 | 0 | 0 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 | BBG001TG5H89 | 8355491 | 81605 | SH |  | SOLE |  | 81605 | 0 | 0 |
| ISHARES TR | CORE INTL AGGR | 46435G672 | BBG00BDV2SQ0 | 593700 | 11872 | SH |  | SOLE |  | 11872 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 | BBG003H6TRS0 | 2838708 | 31732 | SH |  | SOLE |  | 31732 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 | BBG001SFC7V0 | 764588 | 11585 | SH |  | SOLE |  | 11585 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 | BBG001SFB7R6 | 1165828 | 1702 | SH |  | SOLE |  | 1702 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 | BBG001SM1QT8 | 8295298 | 83053 | SH |  | SOLE |  | 83053 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 | BBG001SJCNS1 | 279279 | 2901 | SH |  | SOLE |  | 2901 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | ACTIVE BOND ETF | 46654Q716 | BBG01J4V6196 | 8228579 | 152184 | SH |  | SOLE |  | 152184 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 | BBG001S8CRC3 | 320856 | 996 | SH |  | SOLE |  | 996 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 | BBG001SQCQC5 | 518228 | 785 | SH |  | SOLE |  | 785 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 1196237 | 2474 | SH |  | SOLE |  | 2474 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG001S5TZJ6 | 1362952 | 7308 | SH |  | SOLE |  | 7308 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 | BBG001T53796 | 663541 | 3733 | SH |  | SOLE |  | 3733 | 0 | 0 |
| PIMCO ETF TR | INTER MUN BD ACT | 72201R866 | BBG001SF6Y39 | 1463129 | 27917 | SH |  | SOLE |  | 27917 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 | BBG001T66WN0 | 684352 | 20980 | SH |  | SOLE |  | 20980 | 0 | 0 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 | BBG001V036R6 | 22266555 | 740491 | SH |  | SOLE |  | 740491 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 | BBG001SPTB87 | 1622277 | 20223 | SH |  | SOLE |  | 20223 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A375 | BBG001T2HCY9 | 8285229 | 245053 | SH |  | SOLE |  | 245053 | 0 | 0 |
| SPROTT ASSET MANAGEMENT LP | PHYSICAL GOLD AN | 85208R101 | BBG00JPZ8T56 | 4927492 | 107587 | SH |  | SOLE |  | 107587 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 | BBG001S5WWW4 | 299028 | 984 | SH |  | SOLE |  | 984 | 0 | 0 |
| TESLA INC | COM | 88160R101 | BBG001SQKGD7 | 596329 | 1326 | SH |  | SOLE |  | 1326 | 0 | 0 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 | BBG004N1LGK2 | 8358126 | 172974 | SH |  | SOLE |  | 172974 | 0 | 0 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 | BBG001SHTTQ6 | 53930507 | 171317 | SH |  | SOLE |  | 171317 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 | BBG001SHVTS1 | 1218033 | 4197 | SH |  | SOLE |  | 4197 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG001TC6MC1 | 892710 | 1423 | SH |  | SOLE |  | 1423 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 | BBG001SHVR78 | 504728 | 2643 | SH |  | SOLE |  | 2643 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 | BBG001SP7T00 | 2453741 | 33357 | SH |  | SOLE |  | 33357 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 | BBG001T2YZG9 | 755250 | 5354 | SH |  | SOLE |  | 5354 | 0 | 0 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 | BBG003H12XS7 | 928282 | 18768 | SH |  | SOLE |  | 18768 | 0 | 0 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | BBG009THVRX1 | 4271309 | 84934 | SH |  | SOLE |  | 84934 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | BBG001SSPWL4 | 45071476 | 721490 | SH |  | SOLE |  | 721490 | 0 | 0 |
| W  T OFFSHORE INC | COM | 92922P106 | BBG001SLLWL3 | 16800 | 10307 | SH |  | SOLE |  | 10307 | 0 | 0 |
| WALMART INC | COM | 931142103 | BBG001S5XH92 | 204524 | 1836 | SH |  | SOLE |  | 1836 | 0 | 0 |
| WIPRO LTD | SPON ADR 1 SH | 97651M109 | BBG001S5XGG6 | 45826 | 16136 | SH |  | SOLE |  | 16136 | 0 | 0 |

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