# EDGAR Filing Document

**Accession Number:** 0002044420
**File Stem:** 0002044420-25-000005
**Filing Date:** 2025-11
**Character Count:** 17819
**Document Hash:** bf599a7cb70b6a964f8e9701194ee9eb
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002044420-25-000005.hdr.sgml**: 20251103

**ACCESSION NUMBER**: 0002044420-25-000005

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251103

**DATE AS OF CHANGE**: 20251103

**EFFECTIVENESS DATE**: 20251103

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** JIM SAULNIER & ASSOCIATES, LLC
- **CENTRAL INDEX KEY:** 0002044420

**ORGANIZATION NAME:**
- **EIN:** 463883642
- **STATE OF INCORPORATION:** CO
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24453
- **FILM NUMBER:** 251445289

**BUSINESS ADDRESS:**
- **STREET 1:** 506 EAST MULBERRY STREET
- **CITY:** FORT COLLINS
- **STATE:** CO
- **ZIP:** 80523
- **BUSINESS PHONE:** 9705300556

**MAIL ADDRESS:**
- **STREET 1:** 506 EAST MULBERRY STREET
- **CITY:** FORT COLLINS
- **STATE:** CO
- **ZIP:** 80523

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** JIM SAULNIER  ASSOCIATES LLC<br>**Address:** 506 EAST MULBERRY STREET<br>FORT COLLINS, CO 80523

**Form 13F File Number:** 028-24453

**CRD Number (if applicable):** 000169889

**SEC File Number (if applicable):** 801-128717

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Sarah H Schmidt<br>**Title:** Consultant<br>**Phone:** 8592034734

**Signature, Place, and Date of Signing:**

Sarah H Schmidt  Covington, KY  11-03-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 135

**Form 13F Information Table Value Total:** $179381139

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AIM ETF PRODUCTS TRUST | US LRGCP B10 JUL | 00888H307 |  | 1178977 | 26872 | SH |  | SOLE | 0 | 0 | 0 | 26872 |
| AIM ETF PRODUCTS TRUST | US LRGCP B20 APR | 00888H208 |  | 964259 | 28170 | SH |  | SOLE | 0 | 0 | 0 | 28170 |
| AIM ETF PRODUCTS TRUST | US LRGCP B20 OCT | 00888H505 |  | 312010 | 8140 | SH |  | SOLE | 0 | 0 | 0 | 8140 |
| AIM ETF PRODUCTS TRUST | US LRGCP B20 NOV | 00888H844 |  | 219947 | 6608 | SH |  | SOLE | 0 | 0 | 0 | 6608 |
| AIM ETF PRODUCTS TRUST | US LRGCP B10 NOV | 00888H851 |  | 388126 | 10739 | SH |  | SOLE | 0 | 0 | 0 | 10739 |
| AIM ETF PRODUCTS TRUST | US LRGCP B20 DEC | 00888H794 |  | 301661 | 9144 | SH |  | SOLE | 0 | 0 | 0 | 9144 |
| AIM ETF PRODUCTS TRUST | US LRGCP B10 FEB | 00888H828 |  | 224029 | 6048 | SH |  | SOLE | 0 | 0 | 0 | 6048 |
| AIM ETF PRODUCTS TRUST | US LRGCP B20 FEB | 00888H786 |  | 1194664 | 36049 | SH |  | SOLE | 0 | 0 | 0 | 36049 |
| AIM ETF PRODUCTS TRUST | US LARCP B20 MAR | 00888H778 |  | 644972 | 19190 | SH |  | SOLE | 0 | 0 | 0 | 19190 |
| AIM ETF PRODUCTS TRUST | US LARCP B10 MAY | 00888H760 |  | 292262 | 8094 | SH |  | SOLE | 0 | 0 | 0 | 8094 |
| AIM ETF PRODUCTS TRUST | US LAGCP B20 MAY | 00888H752 |  | 523612 | 15889 | SH |  | SOLE | 0 | 0 | 0 | 15889 |
| AIM ETF PRODUCTS TRUST | US LRGCP B20 JUN | 00888H737 |  | 635209 | 19376 | SH |  | SOLE | 0 | 0 | 0 | 19376 |
| AIM ETF PRODUCTS TRUST | ALLIANZIM US LGR | 00888H729 |  | 232644 | 6670 | SH |  | SOLE | 0 | 0 | 0 | 6670 |
| AIM ETF PRODUCTS TRUST | ALLIANZIM US LRG | 00888H695 |  | 359428 | 10427 | SH |  | SOLE | 0 | 0 | 0 | 10427 |
| AMAZON COM INC | COM | 023135106 |  | 661784 | 3014 | SH |  | SOLE | 0 | 0 | 0 | 3014 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 227035 | 2281 | SH |  | SOLE | 0 | 0 | 0 | 2281 |
| APPLE INC | COM | 037833100 |  | 1243848 | 4885 | SH |  | SOLE | 0 | 0 | 0 | 4885 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 274028 | 6076 | SH |  | SOLE | 0 | 0 | 0 | 6076 |
| CALAMOS ETF TR | NASDAQ 100 STRUC | 12811T878 |  | 1360700 | 51062 | SH |  | SOLE | 0 | 0 | 0 | 51062 |
| CALAMOS ETF TR | RUSSELL 2000 STR | 12811T837 |  | 981555 | 37159 | SH |  | SOLE | 0 | 0 | 0 | 37159 |
| CALAMOS ETF TR | NASDAQ 100 STRUC | 12811T860 |  | 1146290 | 42536 | SH |  | SOLE | 0 | 0 | 0 | 42536 |
| CALAMOS ETF TR | S 500 STRCTURD | 12811T811 |  | 1336502 | 50235 | SH |  | SOLE | 0 | 0 | 0 | 50235 |
| CALAMOS ETF TR | NASDAQ 100 STRU | 12811T852 |  | 298628 | 11427 | SH |  | SOLE | 0 | 0 | 0 | 11427 |
| CALAMOS ETF TR | S 500 STRUCT | 12811T787 |  | 636519 | 25796 | SH |  | SOLE | 0 | 0 | 0 | 25796 |
| CALAMOS ETF TR | S 500 STRU FEB | 12811T779 |  | 596526 | 23714 | SH |  | SOLE | 0 | 0 | 0 | 23714 |
| CALAMOS ETF TR | NASDAQ 100 STRUT | 12811T845 |  | 940836 | 36754 | SH |  | SOLE | 0 | 0 | 0 | 36754 |
| CALAMOS ETF TR | S 500 STRUCTUR | 12811T761 |  | 270508 | 10901 | SH |  | SOLE | 0 | 0 | 0 | 10901 |
| CALAMOS ETF TR | S 500 STRUCTUR | 12811T753 |  | 328134 | 12746 | SH |  | SOLE | 0 | 0 | 0 | 12746 |
| DISNEY WALT CO | COM | 254687106 |  | 342928 | 2995 | SH |  | SOLE | 0 | 0 | 0 | 2995 |
| ENERGY TRANSFER L P | COM UT LTD PTN | 29273V100 |  | 209828 | 12228 | SH |  | SOLE | 0 | 0 | 0 | 12228 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US | 33740F771 |  | 466017 | 10014 | SH |  | SOLE | 0 | 0 | 0 | 10014 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US | 33740F631 |  | 357894 | 8492 | SH |  | SOLE | 0 | 0 | 0 | 8492 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US EQT | 33740F615 |  | 408436 | 10018 | SH |  | SOLE | 0 | 0 | 0 | 10018 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST U.S. | 33740U802 |  | 668510 | 17303 | SH |  | SOLE | 0 | 0 | 0 | 17303 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US EQT | 33740F698 |  | 286287 | 6131 | SH |  | SOLE | 0 | 0 | 0 | 6131 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US EQT | 33740F730 |  | 581972 | 13131 | SH |  | SOLE | 0 | 0 | 0 | 13131 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US EQT | 33740F714 |  | 463708 | 9972 | SH |  | SOLE | 0 | 0 | 0 | 9972 |
| INNOVATOR ETFS TRUST | EQUITY DEFINED P | 45783Y251 |  | 416441 | 14495 | SH |  | SOLE | 0 | 0 | 0 | 14495 |
| INVESCO EXCHANGE TRADED FD T | S PUR VAL | 46137V258 |  | 312913 | 3149 | SH |  | SOLE | 0 | 0 | 0 | 3149 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 257896 | 1359 | SH |  | SOLE | 0 | 0 | 0 | 1359 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 470375 | 3303 | SH |  | SOLE | 0 | 0 | 0 | 3303 |
| ISHARES TR | US CONSUM DISCRE | 464287580 |  | 255908 | 2442 | SH |  | SOLE | 0 | 0 | 0 | 2442 |
| ISHARES TR | US CONSM STAPLES | 464287812 |  | 259730 | 3798 | SH |  | SOLE | 0 | 0 | 0 | 3798 |
| ISHARES TR | US INDUSTRIALS | 464287754 |  | 297919 | 2042 | SH |  | SOLE | 0 | 0 | 0 | 2042 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 200546 | 627 | SH |  | SOLE | 0 | 0 | 0 | 627 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 254514 | 3900 | SH |  | SOLE | 0 | 0 | 0 | 3900 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 215082 | 1810 | SH |  | SOLE | 0 | 0 | 0 | 1810 |
| ISHARES TR | CORE S ETF | 464287200 |  | 1273810 | 1903 | SH |  | SOLE | 0 | 0 | 0 | 1903 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 493623 | 4089 | SH |  | SOLE | 0 | 0 | 0 | 4089 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 911468 | 1946 | SH |  | SOLE | 0 | 0 | 0 | 1946 |
| ISHARES TR | MORNINGSTR US EQ | 464287127 |  | 3336896 | 36106 | SH |  | SOLE | 0 | 0 | 0 | 36106 |
| ISHARES TR | MRGSTR MD CP ETF | 464288208 |  | 1377682 | 16589 | SH |  | SOLE | 0 | 0 | 0 | 16589 |
| ISHARES TR | MORNINGSTAR GRWT | 464287119 |  | 3525962 | 33806 | SH |  | SOLE | 0 | 0 | 0 | 33806 |
| ISHARES TR | MORNINGSTAR VALU | 464288109 |  | 3265091 | 36271 | SH |  | SOLE | 0 | 0 | 0 | 36271 |
| ISHARES TR | MRGSTR MD CP GRW | 464288307 |  | 1479441 | 17883 | SH |  | SOLE | 0 | 0 | 0 | 17883 |
| ISHARES TR | MRGSTR MD CP VAL | 464288406 |  | 2012874 | 25051 | SH |  | SOLE | 0 | 0 | 0 | 25051 |
| ISHARES TR | MRGSTR SM CP GR | 464288604 |  | 258164 | 4754 | SH |  | SOLE | 0 | 0 | 0 | 4754 |
| ISHARES TR | MRGSTR SM CP ETF | 464288505 |  | 639656 | 10085 | SH |  | SOLE | 0 | 0 | 0 | 10085 |
| ISHARES TR | MRNING SM CP ETF | 464288703 |  | 649615 | 9748 | SH |  | SOLE | 0 | 0 | 0 | 9748 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 2202995 | 21877 | SH |  | SOLE | 0 | 0 | 0 | 21877 |
| ISHARES TR | IBOND DEC 2030 | 46436E593 |  | 337200 | 16966 | SH |  | SOLE | 0 | 0 | 0 | 16966 |
| ISHARES TR | IBONDS DEC 2031 | 46436E460 |  | 255359 | 12414 | SH |  | SOLE | 0 | 0 | 0 | 12414 |
| ISHARES TR | IBONDS 29 TRM TS | 46436E825 |  | 735117 | 33483 | SH |  | SOLE | 0 | 0 | 0 | 33483 |
| ISHARES TR | IBONDS 26 TRM TS | 46436E858 |  | 1059445 | 46163 | SH |  | SOLE | 0 | 0 | 0 | 46163 |
| ISHARES TR | IBONDS 25 TRM TS | 46436E866 |  | 256175 | 10964 | SH |  | SOLE | 0 | 0 | 0 | 10964 |
| ISHARES TR | IBONDS 27 TRM TS | 46436E841 |  | 2165075 | 96140 | SH |  | SOLE | 0 | 0 | 0 | 96140 |
| ISHARES TR | IBONDS 28 TRM TS | 46436E833 |  | 2395904 | 107032 | SH |  | SOLE | 0 | 0 | 0 | 107032 |
| ISHARES TR | IBONDS DEC 27 | 46435U283 |  | 409985 | 16094 | SH |  | SOLE | 0 | 0 | 0 | 16094 |
| ISHARES TR | IBONDS DEC 28 | 46435U325 |  | 351129 | 13695 | SH |  | SOLE | 0 | 0 | 0 | 13695 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 622090 | 5842 | SH |  | SOLE | 0 | 0 | 0 | 5842 |
| ISHARES TR | CORE 40/60 MODER | 464289875 |  | 1598068 | 33587 | SH |  | SOLE | 0 | 0 | 0 | 33587 |
| ISHARES TR | CORE 60/40 BALAN | 464289867 |  | 18807626 | 292135 | SH |  | SOLE | 0 | 0 | 0 | 292135 |
| ISHARES TR | CORE 80/20 AGGRE | 464289859 |  | 13467218 | 152793 | SH |  | SOLE | 0 | 0 | 0 | 152793 |
| ISHARES TR | INTRM GOV CR ETF | 464288612 |  | 3036616 | 28264 | SH |  | SOLE | 0 | 0 | 0 | 28264 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 232087 | 2439 | SH |  | SOLE | 0 | 0 | 0 | 2439 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 243198 | 2945 | SH |  | SOLE | 0 | 0 | 0 | 2945 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 232908 | 2668 | SH |  | SOLE | 0 | 0 | 0 | 2668 |
| ISHARES TR | LARGE CAP MAX BU | 46438G588 |  | 975010 | 36408 | SH |  | SOLE | 0 | 0 | 0 | 36408 |
| ISHARES TR | IBONDS OCT 2025 | 46438G406 |  | 458102 | 17968 | SH |  | SOLE | 0 | 0 | 0 | 17968 |
| ISHARES TR | IBONDS OCT 2026 | 46438G505 |  | 321515 | 12397 | SH |  | SOLE | 0 | 0 | 0 | 12397 |
| ISHARES TR | IBONDS OCT 2027 | 46438G604 |  | 303270 | 11547 | SH |  | SOLE | 0 | 0 | 0 | 11547 |
| ISHARES TR | IBONDS OCT 2029 | 46438G802 |  | 532046 | 20058 | SH |  | SOLE | 0 | 0 | 0 | 20058 |
| ISHARES TR | IBONDS OCT 2030 | 46438G885 |  | 470533 | 17636 | SH |  | SOLE | 0 | 0 | 0 | 17636 |
| ISHARES TR | IBONDS OCT 2033 | 46438G851 |  | 1193200 | 45223 | SH |  | SOLE | 0 | 0 | 0 | 45223 |
| ISHARES TR | IBONDS OCT 2028 | 46438G703 |  | 717581 | 27125 | SH |  | SOLE | 0 | 0 | 0 | 27125 |
| ISHARES TR | LARGE CAP MAX BU | 46438G455 |  | 2619898 | 100264 | SH |  | SOLE | 0 | 0 | 0 | 100264 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 351724 | 1115 | SH |  | SOLE | 0 | 0 | 0 | 1115 |
| MICROSOFT CORP | COM | 594918104 |  | 1023988 | 1977 | SH |  | SOLE | 0 | 0 | 0 | 1977 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 363144 | 6544 | SH |  | SOLE | 0 | 0 | 0 | 6544 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 496593 | 2662 | SH |  | SOLE | 0 | 0 | 0 | 2662 |
| PGIM ROCK ETF TR | S 500 MAX BUFF | 69420N643 |  | 717783 | 27749 | SH |  | SOLE | 0 | 0 | 0 | 27749 |
| PGIM ROCK ETF TR | PGIM S 500 MAX | 69420N619 |  | 488510 | 19202 | SH |  | SOLE | 0 | 0 | 0 | 19202 |
| PGIM ROCK ETF TR | S 500 MAX BUFF | 69420N593 |  | 576459 | 22812 | SH |  | SOLE | 0 | 0 | 0 | 22812 |
| PGIM ROCK ETF TR | S 500 BUFFER | 69420N403 |  | 1444509 | 48618 | SH |  | SOLE | 0 | 0 | 0 | 48618 |
| PGIM ROCK ETF TR | S 500 BUFFER | 69420N601 |  | 2254239 | 75567 | SH |  | SOLE | 0 | 0 | 0 | 75567 |
| PGIM ROCK ETF TR | S 500 BUFFER | 69420N809 |  | 1759937 | 61926 | SH |  | SOLE | 0 | 0 | 0 | 61926 |
| PGIM ROCK ETF TR | S 500 BUFFER | 69420N874 |  | 2929962 | 99405 | SH |  | SOLE | 0 | 0 | 0 | 99405 |
| PGIM ROCK ETF TR | S 500 BUFFER | 69420N783 |  | 1615750 | 55826 | SH |  | SOLE | 0 | 0 | 0 | 55826 |
| PGIM ROCK ETF TR | S 500 BUFFER | 69420N775 |  | 881231 | 30780 | SH |  | SOLE | 0 | 0 | 0 | 30780 |
| PGIM ROCK ETF TR | S 500 BUFFER | 69420N205 |  | 1139568 | 37835 | SH |  | SOLE | 0 | 0 | 0 | 37835 |
| PGIM ROCK ETF TR | S 500 BUFFER | 69420N833 |  | 3746508 | 127411 | SH |  | SOLE | 0 | 0 | 0 | 127411 |
| PGIM ROCK ETF TR | S 500 BUFFER | 69420N858 |  | 3844583 | 130924 | SH |  | SOLE | 0 | 0 | 0 | 130924 |
| PGIM ROCK ETF TR | S 500 BUFFER | 69420N817 |  | 2840236 | 96541 | SH |  | SOLE | 0 | 0 | 0 | 96541 |
| PGIM ROCK ETF TR | S 500 BUFFER | 69420N767 |  | 749869 | 25934 | SH |  | SOLE | 0 | 0 | 0 | 25934 |
| PGIM ROCK ETF TR | S 500 BUFFER | 69420N759 |  | 634107 | 22144 | SH |  | SOLE | 0 | 0 | 0 | 22144 |
| PIMCO ETF TR | 1-5 US TIP IDX | 72201R205 |  | 471940 | 8711 | SH |  | SOLE | 0 | 0 | 0 | 8711 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 749577 | 32198 | SH |  | SOLE | 0 | 0 | 0 | 32198 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 486619 | 18475 | SH |  | SOLE | 0 | 0 | 0 | 18475 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 285222 | 9623 | SH |  | SOLE | 0 | 0 | 0 | 9623 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 227743 | 808 | SH |  | SOLE | 0 | 0 | 0 | 808 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 3215604 | 68695 | SH |  | SOLE | 0 | 0 | 0 | 68695 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 1180876 | 27597 | SH |  | SOLE | 0 | 0 | 0 | 27597 |
| SPDR INDEX SHS FDS | DJ GLB RL ES ETF | 78463X749 |  | 309422 | 6760 | SH |  | SOLE | 0 | 0 | 0 | 6760 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 338151 | 508 | SH |  | SOLE | 0 | 0 | 0 | 508 |
| SPDR SERIES TRUST | S 600 SMCP VAL | 78464A300 |  | 222250 | 2507 | SH |  | SOLE | 0 | 0 | 0 | 2507 |
| SPDR SERIES TRUST | BLOOMBERG 1-3 MO | 78468R663 |  | 4140874 | 45132 | SH |  | SOLE | 0 | 0 | 0 | 45132 |
| VANGUARD BD INDEX FDS | LONG TERM BOND | 921937793 |  | 440342 | 6215 | SH |  | SOLE | 0 | 0 | 0 | 6215 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 960124 | 12167 | SH |  | SOLE | 0 | 0 | 0 | 12167 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 3057464 | 39153 | SH |  | SOLE | 0 | 0 | 0 | 39153 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 1496622 | 20124 | SH |  | SOLE | 0 | 0 | 0 | 20124 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 213618 | 4319 | SH |  | SOLE | 0 | 0 | 0 | 4319 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 1580921 | 2582 | SH |  | SOLE | 0 | 0 | 0 | 2582 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 330614 | 1126 | SH |  | SOLE | 0 | 0 | 0 | 1126 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 682205 | 7462 | SH |  | SOLE | 0 | 0 | 0 | 7462 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 396722 | 1560 | SH |  | SOLE | 0 | 0 | 0 | 1560 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 466302 | 2500 | SH |  | SOLE | 0 | 0 | 0 | 2500 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 2797147 | 8523 | SH |  | SOLE | 0 | 0 | 0 | 8523 |
| VANGUARD INSTL INDEX FD | 0-3 MO TREAS BIL | 922040845 |  | 16558880 | 218989 | SH |  | SOLE | 0 | 0 | 0 | 218989 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 627559 | 11583 | SH |  | SOLE | 0 | 0 | 0 | 11583 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000IDX | 92206C730 |  | 1237032 | 4091 | SH |  | SOLE | 0 | 0 | 0 | 4091 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 255905 | 3484 | SH |  | SOLE | 0 | 0 | 0 | 3484 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 7200207 | 120164 | SH |  | SOLE | 0 | 0 | 0 | 120164 |
| VANGUARD WHITEHALL FDS | EM MK GOV BD ETF | 921946885 |  | 1150019 | 17190 | SH |  | SOLE | 0 | 0 | 0 | 17190 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 242586 | 934 | SH |  | SOLE | 0 | 0 | 0 | 934 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 474663 | 636 | SH |  | SOLE | 0 | 0 | 0 | 636 |

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