# EDGAR Filing Document

**Accession Number:** 0000765207
**File Stem:** 0000765207-26-000011
**Filing Date:** 2026-1
**Character Count:** 25831
**Document Hash:** f3bad1b6b2a0cdf6df2ff3d907ea08df
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000765207-26-000011.hdr.sgml**: 20260126

**ACCESSION NUMBER**: 0000765207-26-000011

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260126

**DATE AS OF CHANGE**: 20260126

**EFFECTIVENESS DATE**: 20260126

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** First Bancorp, Inc /ME/
- **CENTRAL INDEX KEY:** 0000765207
- **STANDARD INDUSTRIAL CLASSIFICATION:** NATIONAL COMMERCIAL BANKS [6021]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 010404322
- **STATE OF INCORPORATION:** ME
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21186
- **FILM NUMBER:** 26558588

**BUSINESS ADDRESS:**
- **STREET 1:** P.O. BOX 940
- **STREET 2:** MAIN STREET
- **CITY:** DAMARISCOTTA
- **STATE:** ME
- **ZIP:** 04543
- **BUSINESS PHONE:** 2075633195

**MAIL ADDRESS:**
- **STREET 1:** P.O. BOX 940
- **CITY:** DAMARISCOTTA
- **STATE:** ME
- **ZIP:** 04543

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIRST NATIONAL LINCOLN CORP /ME/
- **DATE OF NAME CHANGE:** 19920703

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** First Bancorp Inc /ME/<br>**Address:** P.O. Box 940<br>Damariscotta, ME 04543

**Form 13F File Number:** 028-21186

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Peter Nicholson<br>**Title:** EVP Chief Fiduciary Officer<br>**Phone:** 207-563-3195

**Signature, Place, and Date of Signing:**

Peter Nicholson  Bar Harbor, ME  01-26-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 227

**Form 13F Information Table Value Total:** $188064348

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AFLAC INC | COMMON STOCK | 001055102 |  | 1358086 | 12316 | SH |  | SOLE |  | 12316 | 0 | 0 |
| AFLAC INC | COMMON STOCK | 001055102 |  | 52930 | 480 | SH |  | OTR |  | 0 | 0 | 480 |
| AT INC | COMMON STOCK | 00206R102 |  | 490366 | 19741 | SH |  | SOLE |  | 17464 | 0 | 2277 |
| AT INC | COMMON STOCK | 00206R102 |  | 126460 | 5091 | SH |  | OTR |  | 3325 | 0 | 1766 |
| ABBOTT LABORATORIES | COMMON STOCK | 002824100 |  | 467585 | 3732 | SH |  | SOLE |  | 3070 | 0 | 662 |
| ABBOTT LABORATORIES | COMMON STOCK | 002824100 |  | 83067 | 663 | SH |  | OTR |  | 263 | 0 | 400 |
| ABBVIE INC | COMMON STOCK | 00287Y109 |  | 592245 | 2592 | SH |  | SOLE |  | 1968 | 0 | 624 |
| ABBVIE INC | COMMON STOCK | 00287Y109 |  | 100079 | 438 | SH |  | OTR |  | 38 | 0 | 400 |
| ADVANCED MICRO DEVICES | COMMON STOCK | 007903107 |  | 449736 | 2100 | SH |  | SOLE |  | 2100 | 0 | 0 |
| ADVANCED MICRO DEVICES | COMMON STOCK | 007903107 |  | 6211 | 29 | SH |  | OTR |  | 29 | 0 | 0 |
| ALPHABET INC | COMMON STOCK | 02079K107 |  | 1334591 | 4253 | SH |  | SOLE |  | 4253 | 0 | 0 |
| ALPHABET INC | COMMON STOCK | 02079K107 |  | 420806 | 1341 | SH |  | OTR |  | 1341 | 0 | 0 |
| ALPHABET INC | COMMON STOCK | 02079K305 |  | 1916812 | 6124 | SH |  | SOLE |  | 5364 | 0 | 760 |
| ALPHABET INC | COMMON STOCK | 02079K305 |  | 389685 | 1245 | SH |  | OTR |  | 1245 | 0 | 0 |
| AMAZON COM INC | COMMON STOCK | 023135106 |  | 2178018 | 9436 | SH |  | SOLE |  | 9122 | 0 | 314 |
| AMAZON COM INC | COMMON STOCK | 023135106 |  | 258518 | 1120 | SH |  | OTR |  | 1120 | 0 | 0 |
| AMERICAN EXPRESS CO | COMMON STOCK | 025816109 |  | 368842 | 997 | SH |  | SOLE |  | 997 | 0 | 0 |
| AMERICAN EXPRESS CO | COMMON STOCK | 025816109 |  | 105436 | 285 | SH |  | OTR |  | 285 | 0 | 0 |
| AMGEN INC | COMMON STOCK | 031162100 |  | 235664 | 720 | SH |  | SOLE |  | 720 | 0 | 0 |
| ANALOG DEVICES INC | COMMON STOCK | 032654105 |  | 343068 | 1265 | SH |  | SOLE |  | 668 | 0 | 597 |
| ELEVANCE HEALTH INC | COMMON STOCK | 036752103 |  | 206123 | 588 | SH |  | SOLE |  | 588 | 0 | 0 |
| ELEVANCE HEALTH INC | COMMON STOCK | 036752103 |  | 10517 | 30 | SH |  | OTR |  | 30 | 0 | 0 |
| APPLE INC | COMMON STOCK | 037833100 |  | 5088406 | 18717 | SH |  | SOLE |  | 17557 | 0 | 1160 |
| APPLE INC | COMMON STOCK | 037833100 |  | 25827 | 95 | SH |  | DFND |  | 95 | 0 | 0 |
| APPLE INC | COMMON STOCK | 037833100 |  | 990385 | 3643 | SH |  | OTR |  | 2943 | 0 | 700 |
| AUTOMATIC DATA PROCESSING INC | COMMON STOCK | 053015103 |  | 255943 | 995 | SH |  | SOLE |  | 995 | 0 | 0 |
| BANK OF AMERICA CORPORATION | COMMON STOCK | 060505104 |  | 387035 | 7037 | SH |  | SOLE |  | 6863 | 0 | 174 |
| BAR HARBOR BANKSHARES | COMMON STOCK | 066849100 |  | 119853 | 3860 | SH |  | SOLE |  | 3760 | 0 | 100 |
| BAR HARBOR BANKSHARES | COMMON STOCK | 066849100 |  | 108272 | 3487 | SH |  | OTR |  | 3487 | 0 | 0 |
| BERKSHIRE HATHAWAY INC | COMMON STOCK | 084670702 |  | 1111361 | 2211 | SH |  | SOLE |  | 2180 | 0 | 31 |
| BERKSHIRE HATHAWAY INC | COMMON STOCK | 084670702 |  | 90478 | 180 | SH |  | OTR |  | 180 | 0 | 0 |
| BLACKROCK | COMMON STOCK | 09290D101 |  | 300765 | 281 | SH |  | SOLE |  | 281 | 0 | 0 |
| BLACKROCK | COMMON STOCK | 09290D101 |  | 42814 | 40 | SH |  | OTR |  | 40 | 0 | 0 |
| BOOKING HOLDINGS INC | COMMON STOCK | 09857L108 |  | 348096 | 65 | SH |  | SOLE |  | 65 | 0 | 0 |
| BOOKING HOLDINGS INC | COMMON STOCK | 09857L108 |  | 69619 | 13 | SH |  | OTR |  | 13 | 0 | 0 |
| BRISTOL MYERS SQUIBB CO | COMMON STOCK | 110122108 |  | 219321 | 4066 | SH |  | SOLE |  | 2070 | 0 | 1996 |
| BRISTOL MYERS SQUIBB CO | COMMON STOCK | 110122108 |  | 173471 | 3216 | SH |  | OTR |  | 2522 | 0 | 694 |
| BROADCOM INC | COMMON STOCK | 11135F101 |  | 383825 | 1109 | SH |  | SOLE |  | 1109 | 0 | 0 |
| THE CIGNA GROUP | COMMON STOCK | 125523100 |  | 418075 | 1519 | SH |  | SOLE |  | 1292 | 0 | 227 |
| THE CIGNA GROUP | COMMON STOCK | 125523100 |  | 43487 | 158 | SH |  | OTR |  | 158 | 0 | 0 |
| CVS HEALTH CORP | COMMON STOCK | 126650100 |  | 183322 | 2310 | SH |  | SOLE |  | 2250 | 0 | 60 |
| CVS HEALTH CORP | COMMON STOCK | 126650100 |  | 71424 | 900 | SH |  | OTR |  | 900 | 0 | 0 |
| CAPITAL ONE FINANCIAL CORP | COMMON STOCK | 14040H105 |  | 299315 | 1235 | SH |  | SOLE |  | 535 | 0 | 700 |
| CHEVRON CORPORATION | COMMON STOCK | 166764100 |  | 376604 | 2471 | SH |  | SOLE |  | 1972 | 0 | 499 |
| CHEVRON CORPORATION | COMMON STOCK | 166764100 |  | 70870 | 465 | SH |  | OTR |  | 465 | 0 | 0 |
| CISCO SYSTEMS INC | COMMON STOCK | 17275R102 |  | 490374 | 6366 | SH |  | SOLE |  | 6366 | 0 | 0 |
| CISCO SYSTEMS INC | COMMON STOCK | 17275R102 |  | 215607 | 2799 | SH |  | OTR |  | 1936 | 0 | 863 |
| CITIGROUP INC | COMMON STOCK | 172967424 |  | 820099 | 7028 | SH |  | SOLE |  | 6946 | 0 | 82 |
| CITIGROUP INC | COMMON STOCK | 172967424 |  | 49243 | 422 | SH |  | OTR |  | 422 | 0 | 0 |
| COCA COLA CO | COMMON STOCK | 191216100 |  | 528172 | 7555 | SH |  | SOLE |  | 5243 | 0 | 2312 |
| COCA COLA CO | COMMON STOCK | 191216100 |  | 135626 | 1940 | SH |  | OTR |  | 890 | 0 | 1050 |
| COLGATE PALMOLIVE CO | COMMON STOCK | 194162103 |  | 336231 | 4255 | SH |  | SOLE |  | 4255 | 0 | 0 |
| COLGATE PALMOLIVE CO | COMMON STOCK | 194162103 |  | 43461 | 550 | SH |  | OTR |  | 550 | 0 | 0 |
| CONOCOPHILLIPS | COMMON STOCK | 20825C104 |  | 224665 | 2400 | SH |  | SOLE |  | 2400 | 0 | 0 |
| CONOCOPHILLIPS | COMMON STOCK | 20825C104 |  | 93610 | 1000 | SH |  | OTR |  | 790 | 0 | 210 |
| DEERE  CO | COMMON STOCK | 244199105 |  | 137809 | 296 | SH |  | SOLE |  | 296 | 0 | 0 |
| DEERE  CO | COMMON STOCK | 244199105 |  | 86131 | 185 | SH |  | OTR |  | 185 | 0 | 0 |
| DFA DIMENSIONAL EMERGING CORE | ETF-EQUITY | 25434V302 |  | 14751552 | 452918 | SH |  | SOLE |  | 433554 | 0 | 19364 |
| DFA DIMENSIONAL EMERGING CORE | ETF-EQUITY | 25434V302 |  | 527473 | 16195 | SH |  | OTR |  | 15994 | 0 | 201 |
| DFA DIMENSIONAL US EQUITY MARKET | ETF-EQUITY | 25434V401 |  | 637862 | 8600 | SH |  | SOLE |  | 8600 | 0 | 0 |
| DFA DIMENSIONAL US MARKETWIDE | ETF-EQUITY | 25434V724 |  | 272272 | 5844 | SH |  | SOLE |  | 5844 | 0 | 0 |
| WALT DISNEY CO | COMMON STOCK | 254687106 |  | 468849 | 4121 | SH |  | SOLE |  | 4121 | 0 | 0 |
| WALT DISNEY CO | COMMON STOCK | 254687106 |  | 94088 | 827 | SH |  | OTR |  | 672 | 0 | 155 |
| EMERSON ELECTRIC CO | COMMON STOCK | 291011104 |  | 266236 | 2006 | SH |  | SOLE |  | 1906 | 0 | 100 |
| EMERSON ELECTRIC CO | COMMON STOCK | 291011104 |  | 211025 | 1590 | SH |  | OTR |  | 1450 | 0 | 140 |
| ENTERPRISE PRODUCTS PARTNERS LP | COMMON STOCK | 293792107 |  | 25424 | 793 | SH |  | SOLE |  | 793 | 0 | 0 |
| ENTERPRISE PRODUCTS PARTNERS LP | COMMON STOCK | 293792107 |  | 289758 | 9038 | SH |  | OTR |  | 9038 | 0 | 0 |
| EXXON MOBIL CORP | COMMON STOCK | 30231G102 |  | 1721464 | 14305 | SH |  | SOLE |  | 10347 | 0 | 3958 |
| EXXON MOBIL CORP | COMMON STOCK | 30231G102 |  | 649717 | 5399 | SH |  | OTR |  | 1999 | 0 | 3400 |
| META PLATFORMS INC | COMMON STOCK | 30303M102 |  | 253476 | 384 | SH |  | SOLE |  | 384 | 0 | 0 |
| META PLATFORMS INC | COMMON STOCK | 30303M102 |  | 172283 | 261 | SH |  | OTR |  | 261 | 0 | 0 |
| FEDEX CORP | COMMON STOCK | 31428X106 |  | 310525 | 1075 | SH |  | SOLE |  | 906 | 0 | 169 |
| FEDEX CORP | COMMON STOCK | 31428X106 |  | 20221 | 70 | SH |  | OTR |  | 70 | 0 | 0 |
| FIRST BANCORP INC | COMMON STOCK | 31866P102 |  | 12212188 | 461883 | SH |  | SOLE |  | 449283 | 0 | 12600 |
| FIRST BANCORP INC | COMMON STOCK | 31866P102 |  | 7557186 | 285824 | SH |  | OTR |  | 285824 | 0 | 0 |
| FORD MOTOR CO | COMMON STOCK | 345370860 |  | 186960 | 14250 | SH |  | SOLE |  | 13000 | 0 | 1250 |
| GE VERNOVA INC | COMMON STOCK | 36828A101 |  | 709777 | 1086 | SH |  | SOLE |  | 1015 | 0 | 71 |
| GE VERNOVA INC | COMMON STOCK | 36828A101 |  | 98689 | 151 | SH |  | OTR |  | 151 | 0 | 0 |
| GE AEROSPACE | COMMON STOCK | 369604301 |  | 1314674 | 4268 | SH |  | SOLE |  | 3980 | 0 | 288 |
| GE AEROSPACE | COMMON STOCK | 369604301 |  | 150318 | 488 | SH |  | OTR |  | 488 | 0 | 0 |
| GILEAD SCIENCES INC | COMMON STOCK | 375558103 |  | 208658 | 1700 | SH |  | SOLE |  | 1620 | 0 | 80 |
| HOME DEPOT INC | COMMON STOCK | 437076102 |  | 177211 | 515 | SH |  | SOLE |  | 484 | 0 | 31 |
| HOME DEPOT INC | COMMON STOCK | 437076102 |  | 159662 | 464 | SH |  | OTR |  | 54 | 0 | 410 |
| HONEYWELL INTERNATIONAL INC | COMMON STOCK | 438516106 |  | 414176 | 2123 | SH |  | SOLE |  | 2123 | 0 | 0 |
| HONEYWELL INTERNATIONAL INC | COMMON STOCK | 438516106 |  | 19509 | 100 | SH |  | OTR |  | 100 | 0 | 0 |
| IDEXX LABORATORIES INC | COMMON STOCK | 45168D104 |  | 746212 | 1103 | SH |  | SOLE |  | 1103 | 0 | 0 |
| IDEXX LABORATORIES INC | COMMON STOCK | 45168D104 |  | 33827 | 50 | SH |  | OTR |  | 50 | 0 | 0 |
| INTEL CORP | COMMON STOCK | 458140100 |  | 228781 | 6200 | SH |  | SOLE |  | 5038 | 0 | 1162 |
| INTEL CORP | COMMON STOCK | 458140100 |  | 32804 | 889 | SH |  | OTR |  | 117 | 0 | 772 |
| INTERNATIONAL BUSINESS MACHINES | COMMON STOCK | 459200101 |  | 942246 | 3181 | SH |  | SOLE |  | 1883 | 0 | 1298 |
| INTERNATIONAL BUSINESS MACHINES | COMMON STOCK | 459200101 |  | 226897 | 766 | SH |  | OTR |  | 566 | 0 | 200 |
| INVESCO | ETF-EQUITY | 46090E103 |  | 476090 | 775 | SH |  | SOLE |  | 775 | 0 | 0 |
| INVESCO | ETF-EQUITY | 46090E103 |  | 92147 | 150 | SH |  | OTR |  | 150 | 0 | 0 |
| ISHARES | ETF-EQUITY | 464287200 |  | 2521948 | 3682 | SH |  | SOLE |  | 3587 | 0 | 95 |
| ISHARES | ETF-EQUITY | 464287200 |  | 136988 | 200 | SH |  | DFND |  | 200 | 0 | 0 |
| ISHARES | ETF-EQUITY | 464287200 |  | 1169192 | 1707 | SH |  | OTR |  | 1707 | 0 | 0 |
| ISHARES | ETF-EQUITY | 464287234 |  | 236184 | 4317 | SH |  | SOLE |  | 4163 | 0 | 154 |
| ISHARES | ETF-EQUITY | 464287234 |  | 72327 | 1322 | SH |  | OTR |  | 1322 | 0 | 0 |
| ISHARES | ETF-EQUITY | 464287465 |  | 1464458 | 15250 | SH |  | SOLE |  | 14037 | 0 | 1213 |
| ISHARES | ETF-EQUITY | 464287465 |  | 254480 | 2650 | SH |  | OTR |  | 2650 | 0 | 0 |
| ISHARES | ETF-EQUITY | 464287473 |  | 424561 | 3010 | SH |  | SOLE |  | 3010 | 0 | 0 |
| ISHARES | ETF-EQUITY | 464287499 |  | 644624 | 6696 | SH |  | SOLE |  | 6063 | 0 | 633 |
| ISHARES | ETF-EQUITY | 464287507 |  | 219120 | 3320 | SH |  | SOLE |  | 3320 | 0 | 0 |
| ISHARES | ETF-EQUITY | 464287507 |  | 46200 | 700 | SH |  | DFND |  | 700 | 0 | 0 |
| ISHARES | ETF-EQUITY | 464287507 |  | 180510 | 2735 | SH |  | OTR |  | 2735 | 0 | 0 |
| ISHARES | ETF-EQUITY | 464287598 |  | 226536 | 1077 | SH |  | SOLE |  | 349 | 0 | 728 |
| ISHARES | ETF-EQUITY | 464287614 |  | 417923 | 883 | SH |  | SOLE |  | 142 | 0 | 741 |
| ISHARES | ETF-EQUITY | 464287630 |  | 1087260 | 6000 | SH |  | SOLE |  | 6000 | 0 | 0 |
| ISHARES | ETF-EQUITY | 464287648 |  | 1053013 | 3260 | SH |  | SOLE |  | 3260 | 0 | 0 |
| ISHARES | ETF-EQUITY | 464287721 |  | 201677 | 1010 | SH |  | SOLE |  | 1010 | 0 | 0 |
| ISHARES | ETF-EQUITY | 464287804 |  | 791987 | 6590 | SH |  | SOLE |  | 6590 | 0 | 0 |
| ISHARES | ETF-EQUITY | 464287804 |  | 146138 | 1216 | SH |  | OTR |  | 1216 | 0 | 0 |
| ISHARES | ETF-EQUITY | 464288695 |  | 331475 | 3430 | SH |  | SOLE |  | 2630 | 0 | 800 |
| ISHARES | ETF-EQUITY | 464288695 |  | 1933 | 20 | SH |  | OTR |  | 20 | 0 | 0 |
| ISHARES | ETF-EQUITY | 46434V621 |  | 1801866 | 25956 | SH |  | SOLE |  | 25956 | 0 | 0 |
| JPMORGAN | COMMON STOCK | 46625H100 |  | 1466104 | 4550 | SH |  | SOLE |  | 4142 | 0 | 408 |
| JPMORGAN | COMMON STOCK | 46625H100 |  | 210732 | 654 | SH |  | OTR |  | 654 | 0 | 0 |
| JOHNSON  JOHNSON | COMMON STOCK | 478160104 |  | 1429823 | 6909 | SH |  | SOLE |  | 6742 | 0 | 167 |
| JOHNSON  JOHNSON | COMMON STOCK | 478160104 |  | 352229 | 1702 | SH |  | OTR |  | 1354 | 0 | 348 |
| ELI LILLY  CO | COMMON STOCK | 532457108 |  | 248250 | 231 | SH |  | SOLE |  | 181 | 0 | 50 |
| ELI LILLY  CO | COMMON STOCK | 532457108 |  | 96721 | 90 | SH |  | OTR |  | 90 | 0 | 0 |
| LOCKHEED MARTIN CORP | COMMON STOCK | 539830109 |  | 267469 | 553 | SH |  | SOLE |  | 553 | 0 | 0 |
| LOCKHEED MARTIN CORP | COMMON STOCK | 539830109 |  | 62877 | 130 | SH |  | OTR |  | 130 | 0 | 0 |
| MASTERCARD INCORPORATED | COMMON STOCK | 57636Q104 |  | 379636 | 665 | SH |  | SOLE |  | 629 | 0 | 36 |
| MASTERCARD INCORPORATED | COMMON STOCK | 57636Q104 |  | 66793 | 117 | SH |  | OTR |  | 117 | 0 | 0 |
| MCDONALDS CORP | COMMON STOCK | 580135101 |  | 584059 | 1911 | SH |  | SOLE |  | 1886 | 0 | 25 |
| MCDONALDS CORP | COMMON STOCK | 580135101 |  | 6113 | 20 | SH |  | OTR |  | 20 | 0 | 0 |
| MCKESSON CORP | COMMON STOCK | 58155Q103 |  | 291204 | 355 | SH |  | SOLE |  | 355 | 0 | 0 |
| MCKESSON CORP | COMMON STOCK | 58155Q103 |  | 187025 | 228 | SH |  | OTR |  | 228 | 0 | 0 |
| MERCK  CO INC | COMMON STOCK | 58933Y105 |  | 456304 | 4335 | SH |  | SOLE |  | 3866 | 0 | 469 |
| MERCK  CO INC | COMMON STOCK | 58933Y105 |  | 99891 | 949 | SH |  | OTR |  | 949 | 0 | 0 |
| MICROSOFT CORP | COMMON STOCK | 594918104 |  | 3573470 | 7389 | SH |  | SOLE |  | 7136 | 0 | 253 |
| MICROSOFT CORP | COMMON STOCK | 594918104 |  | 1023825 | 2117 | SH |  | OTR |  | 848 | 0 | 1269 |
| NEXTERA ENERGY INC | COMMON STOCK | 65339F101 |  | 451333 | 5622 | SH |  | SOLE |  | 5442 | 0 | 180 |
| NEXTERA ENERGY INC | COMMON STOCK | 65339F101 |  | 125236 | 1560 | SH |  | OTR |  | 760 | 0 | 800 |
| NORFOLK SOUTHERN CORP | COMMON STOCK | 655844108 |  | 563581 | 1952 | SH |  | SOLE |  | 1593 | 0 | 359 |
| NORFOLK SOUTHERN CORP | COMMON STOCK | 655844108 |  | 19922 | 69 | SH |  | OTR |  | 69 | 0 | 0 |
| NVIDIA CORPORATION | COMMON STOCK | 67066G104 |  | 1133176 | 6076 | SH |  | SOLE |  | 6076 | 0 | 0 |
| NVIDIA CORPORATION | COMMON STOCK | 67066G104 |  | 394635 | 2116 | SH |  | OTR |  | 2116 | 0 | 0 |
| PNC FINANCIAL SERVICES GROUP INC | COMMON STOCK | 693475105 |  | 157174 | 753 | SH |  | SOLE |  | 100 | 0 | 653 |
| PNC FINANCIAL SERVICES GROUP INC | COMMON STOCK | 693475105 |  | 43833 | 210 | SH |  | OTR |  | 0 | 0 | 210 |
| PALO ALTO NETWORKS INC | COMMON STOCK | 697435105 |  | 350164 | 1901 | SH |  | SOLE |  | 1901 | 0 | 0 |
| PEPSICO INC | COMMON STOCK | 713448108 |  | 667654 | 4652 | SH |  | SOLE |  | 4049 | 0 | 603 |
| PEPSICO INC | COMMON STOCK | 713448108 |  | 75348 | 525 | SH |  | OTR |  | 525 | 0 | 0 |
| PFIZER INC | COMMON STOCK | 717081103 |  | 323876 | 13007 | SH |  | SOLE |  | 13007 | 0 | 0 |
| PFIZER INC | COMMON STOCK | 717081103 |  | 131174 | 5268 | SH |  | OTR |  | 5268 | 0 | 0 |
| PHILIP MORRIS INTERNATIONAL INC | COMMON STOCK | 718172109 |  | 309251 | 1928 | SH |  | SOLE |  | 1856 | 0 | 72 |
| PHILIP MORRIS INTERNATIONAL INC | COMMON STOCK | 718172109 |  | 48120 | 300 | SH |  | OTR |  | 300 | 0 | 0 |
| PROCTER  GAMBLE CO | COMMON STOCK | 742718109 |  | 3111692 | 21713 | SH |  | SOLE |  | 20271 | 0 | 1442 |
| PROCTER  GAMBLE CO | COMMON STOCK | 742718109 |  | 240474 | 1678 | SH |  | OTR |  | 861 | 0 | 817 |
| QUALCOMM INC | COMMON STOCK | 747525103 |  | 314562 | 1839 | SH |  | SOLE |  | 1474 | 0 | 365 |
| QUALCOMM INC | COMMON STOCK | 747525103 |  | 81250 | 475 | SH |  | OTR |  | 475 | 0 | 0 |
| RTX CORPORATION | COMMON STOCK | 75513E101 |  | 980090 | 5344 | SH |  | SOLE |  | 3189 | 0 | 2155 |
| RTX CORPORATION | COMMON STOCK | 75513E101 |  | 197155 | 1075 | SH |  | OTR |  | 375 | 0 | 700 |
| SPDR S 500 | ETF-EQUITY | 78462F103 |  | 1721167 | 2524 | SH |  | SOLE |  | 2524 | 0 | 0 |
| SPDR | ETF-ALTERNATIVE | 78463V107 |  | 1408883 | 3555 | SH |  | SOLE |  | 3555 | 0 | 0 |
| SPDR | ETF-ALTERNATIVE | 78463V107 |  | 43594 | 110 | SH |  | OTR |  | 110 | 0 | 0 |
| SPDR | ETF-EQUITY | 78464A698 |  | 270582 | 4175 | SH |  | SOLE |  | 3680 | 0 | 495 |
| SPDR | ETF-EQUITY | 78464A698 |  | 80688 | 1245 | SH |  | OTR |  | 700 | 0 | 545 |
| SPDR | ETF-EQUITY | 78470E106 |  | 230629 | 4570 | SH |  | SOLE |  | 4570 | 0 | 0 |
| SALESFORCE INC | COMMON STOCK | 79466L302 |  | 727710 | 2747 | SH |  | SOLE |  | 2244 | 0 | 503 |
| SALESFORCE INC | COMMON STOCK | 79466L302 |  | 136164 | 514 | SH |  | OTR |  | 514 | 0 | 0 |
| SPDR | ETF-EQUITY | 81369Y100 |  | 421302 | 9290 | SH |  | SOLE |  | 9290 | 0 | 0 |
| SPDR | ETF-EQUITY | 81369Y209 |  | 2114568 | 13660 | SH |  | SOLE |  | 13660 | 0 | 0 |
| SPDR | ETF-EQUITY | 81369Y605 |  | 2051903 | 37464 | SH |  | SOLE |  | 37464 | 0 | 0 |
| SPDR | ETF-EQUITY | 81369Y605 |  | 75309 | 1375 | SH |  | OTR |  | 1375 | 0 | 0 |
| SPDR | ETF-EQUITY | 81369Y704 |  | 1409421 | 9086 | SH |  | SOLE |  | 9086 | 0 | 0 |
| SIMON PROPERTY GROUP INC | COMMON STOCK | 828806109 |  | 300435 | 1623 | SH |  | SOLE |  | 1600 | 0 | 23 |
| SIMON PROPERTY GROUP INC | COMMON STOCK | 828806109 |  | 47203 | 255 | SH |  | OTR |  | 255 | 0 | 0 |
| TESLA MOTORS INC | COMMON STOCK | 88160R101 |  | 56665 | 126 | SH |  | SOLE |  | 126 | 0 | 0 |
| TESLA MOTORS INC | COMMON STOCK | 88160R101 |  | 268932 | 598 | SH |  | OTR |  | 598 | 0 | 0 |
| 3M CO | COMMON STOCK | 88579Y101 |  | 294265 | 1838 | SH |  | SOLE |  | 1366 | 0 | 472 |
| 3M CO | COMMON STOCK | 88579Y101 |  | 23695 | 148 | SH |  | OTR |  | 148 | 0 | 0 |
| US BANCORP | COMMON STOCK | 902973304 |  | 555797 | 10416 | SH |  | SOLE |  | 9016 | 0 | 1400 |
| UNION PACIFIC CORP | COMMON STOCK | 907818108 |  | 588709 | 2545 | SH |  | SOLE |  | 945 | 0 | 1600 |
| UNION PACIFIC CORP | COMMON STOCK | 907818108 |  | 6940 | 30 | SH |  | OTR |  | 30 | 0 | 0 |
| VANGUARD | ETF-EQUITY | 921908844 |  | 1210548 | 5508 | SH |  | SOLE |  | 5108 | 0 | 400 |
| VANGUARD | ETF-EQUITY | 921932505 |  | 3176149 | 7144 | SH |  | SOLE |  | 7144 | 0 | 0 |
| VANGUARD | ETF-EQUITY | 921932505 |  | 389016 | 875 | SH |  | OTR |  | 875 | 0 | 0 |
| VANGUARD | ETF-EQUITY | 921932703 |  | 2834305 | 13836 | SH |  | SOLE |  | 13836 | 0 | 0 |
| VANGUARD | ETF-EQUITY | 921932703 |  | 749956 | 3661 | SH |  | OTR |  | 3661 | 0 | 0 |
| VANGUARD | ETF-EQUITY | 921932885 |  | 1288830 | 11528 | SH |  | SOLE |  | 11528 | 0 | 0 |
| VANGUARD | ETF-EQUITY | 921943858 |  | 8627417 | 138105 | SH |  | SOLE |  | 137160 | 0 | 945 |
| VANGUARD | ETF-EQUITY | 921943858 |  | 74964 | 1200 | SH |  | DFND |  | 1200 | 0 | 0 |
| VANGUARD | ETF-EQUITY | 921943858 |  | 1855921 | 29709 | SH |  | OTR |  | 24938 | 0 | 4771 |
| VANGUARD | ETF-EQUITY | 922042858 |  | 2545481 | 47349 | SH |  | SOLE |  | 45274 | 0 | 2075 |
| VANGUARD | ETF-EQUITY | 922042858 |  | 21504 | 400 | SH |  | DFND |  | 400 | 0 | 0 |
| VANGUARD | ETF-EQUITY | 922042858 |  | 582704 | 10839 | SH |  | OTR |  | 10215 | 0 | 624 |
| VANGUARD | ETF-EQUITY | 92204A108 |  | 1589467 | 4035 | SH |  | SOLE |  | 4035 | 0 | 0 |
| VANGUARD | ETF-EQUITY | 92204A207 |  | 766801 | 3630 | SH |  | SOLE |  | 3630 | 0 | 0 |
| VANGUARD | ETF-EQUITY | 92204A207 |  | 21124 | 100 | SH |  | OTR |  | 100 | 0 | 0 |
| VANGUARD | ETF-EQUITY | 92204A306 |  | 754890 | 5995 | SH |  | SOLE |  | 5995 | 0 | 0 |
| VANGUARD | ETF-EQUITY | 92204A306 |  | 113328 | 900 | SH |  | OTR |  | 900 | 0 | 0 |
| VANGUARD | ETF-EQUITY | 92204A504 |  | 338224 | 1175 | SH |  | SOLE |  | 1175 | 0 | 0 |
| VANGUARD | ETF-EQUITY | 92204A702 |  | 5501087 | 7298 | SH |  | SOLE |  | 7298 | 0 | 0 |
| VANGUARD | ETF-EQUITY | 92204A876 |  | 980527 | 5299 | SH |  | SOLE |  | 4804 | 0 | 495 |
| VANGUARD | ETF-EQUITY | 92204A876 |  | 24425 | 132 | SH |  | OTR |  | 132 | 0 | 0 |
| VANGUARD | ETF-EQUITY | 92204A884 |  | 2290838 | 11831 | SH |  | SOLE |  | 11231 | 0 | 600 |
| VANGUARD | ETF-EQUITY | 92204A884 |  | 43567 | 225 | SH |  | OTR |  | 225 | 0 | 0 |
| VANGUARD | ETF-FIXED INCOM | 92206C102 |  | 1021902 | 17400 | SH |  | SOLE |  | 17400 | 0 | 0 |
| VANGUARD | ETF-FIXED INCOM | 92206C102 |  | 35767 | 609 | SH |  | DFND |  | 609 | 0 | 0 |
| VANGUARD | ETF-FIXED INCOM | 92206C102 |  | 669992 | 11408 | SH |  | OTR |  | 11408 | 0 | 0 |
| VANGUARD | ETF-EQUITY | 92206C664 |  | 795862 | 7997 | SH |  | SOLE |  | 7715 | 0 | 282 |
| VANGUARD | ETF-EQUITY | 922908363 |  | 786421 | 1254 | SH |  | SOLE |  | 1128 | 0 | 126 |
| VANGUARD | ETF-EQUITY | 922908512 |  | 532110 | 3000 | SH |  | SOLE |  | 3000 | 0 | 0 |
| VANGUARD | ETF-EQUITY | 922908553 |  | 543860 | 6146 | SH |  | SOLE |  | 5691 | 0 | 455 |
| VANGUARD | ETF-EQUITY | 922908553 |  | 148841 | 1682 | SH |  | OTR |  | 1682 | 0 | 0 |
| VANGUARD | ETF-EQUITY | 922908629 |  | 9354375 | 32232 | SH |  | SOLE |  | 31571 | 0 | 661 |
| VANGUARD | ETF-EQUITY | 922908629 |  | 1718393 | 5921 | SH |  | OTR |  | 5921 | 0 | 0 |
| VANGUARD | ETF-EQUITY | 922908736 |  | 721058 | 1478 | SH |  | SOLE |  | 1335 | 0 | 143 |
| VANGUARD | ETF-EQUITY | 922908736 |  | 417120 | 855 | SH |  | OTR |  | 855 | 0 | 0 |
| VANGUARD | ETF-EQUITY | 922908744 |  | 2067276 | 10824 | SH |  | SOLE |  | 10824 | 0 | 0 |
| VANGUARD | ETF-EQUITY | 922908744 |  | 478621 | 2506 | SH |  | OTR |  | 2506 | 0 | 0 |
| VANGUARD | ETF-EQUITY | 922908751 |  | 6893978 | 26726 | SH |  | SOLE |  | 26024 | 0 | 702 |
| VANGUARD | ETF-EQUITY | 922908751 |  | 26569 | 103 | SH |  | DFND |  | 103 | 0 | 0 |
| VANGUARD | ETF-EQUITY | 922908751 |  | 1055276 | 4091 | SH |  | OTR |  | 4091 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COMMON STOCK | 92343V104 |  | 504524 | 12387 | SH |  | SOLE |  | 10436 | 0 | 1951 |
| VERIZON COMMUNICATIONS INC | COMMON STOCK | 92343V104 |  | 228129 | 5601 | SH |  | OTR |  | 4901 | 0 | 700 |
| VISA INC | COMMON STOCK | 92826C839 |  | 1371630 | 3911 | SH |  | SOLE |  | 3911 | 0 | 0 |
| VISA INC | COMMON STOCK | 92826C839 |  | 239885 | 684 | SH |  | OTR |  | 684 | 0 | 0 |
| WALMART INC | COMMON STOCK | 931142103 |  | 533653 | 4790 | SH |  | SOLE |  | 4790 | 0 | 0 |
| WALMART INC | COMMON STOCK | 931142103 |  | 424471 | 3810 | SH |  | OTR |  | 1185 | 0 | 2625 |
| WELLS FARGO  CO | COMMON STOCK | 949746101 |  | 648113 | 6954 | SH |  | SOLE |  | 5824 | 0 | 1130 |
| WELLS FARGO  CO | COMMON STOCK | 949746101 |  | 19572 | 210 | SH |  | OTR |  | 210 | 0 | 0 |
| WORKDAY INC | COMMON STOCK | 98138H101 |  | 214780 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| EATON CORP PLC | FOREIGN STOCK | G29183103 |  | 1504642 | 4724 | SH |  | SOLE |  | 4299 | 0 | 425 |
| EATON CORP PLC | FOREIGN STOCK | G29183103 |  | 44591 | 140 | SH |  | OTR |  | 140 | 0 | 0 |

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