# EDGAR Filing Document

**Accession Number:** 0001936420
**File Stem:** 0001936420-23-000001
**Filing Date:** 2023-2
**Character Count:** 14747
**Document Hash:** ff49ff2d47310982f93dc9fc83393d95
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001936420-23-000001.hdr.sgml**: 20230209

**ACCESSION NUMBER**: 0001936420-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230209

**DATE AS OF CHANGE**: 20230209

**EFFECTIVENESS DATE**: 20230209

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CASTLE WEALTH MANAGEMENT LLC
- **CENTRAL INDEX KEY:** 0001936420
- **IRS NUMBER:** 650786404
- **STATE OF INCORPORATION:** FL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22582
- **FILM NUMBER:** 23605205

**BUSINESS ADDRESS:**
- **STREET 1:** 201 ARKONA CT
- **CITY:** WEST PALM BEACH
- **STATE:** FL
- **ZIP:** 33401
- **BUSINESS PHONE:** 561-686-9604

**MAIL ADDRESS:**
- **STREET 1:** 201 ARKONA CT
- **CITY:** WEST PALM BEACH
- **STATE:** FL
- **ZIP:** 33401

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** CASTLE WEALTH MANAGEMENT LLC<br>**Address:** 201 ARKONA CT<br>WEST PALM BEACH, FL 33401

**Form 13F File Number:** 028-22582

**CRD Number (if applicable):** 000118364

**SEC File Number (if applicable):** 801-60871

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Lori Fernicola<br>**Title:** Financial Planner<br>**Phone:** 5616869604

**Signature, Place, and Date of Signing:**

Lori Fernicola  West Palm Beach, FL  02-09-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 110

**Form 13F Information Table Value Total:** $158987760

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 242877 | 2212 | SH |  | SOLE | 1 | 0 | 0 | 2212 |
| ABBVIE INC | COM | 00287Y109 |  | 209770 | 1298 | SH |  | SOLE | 1 | 0 | 0 | 1298 |
| ADOBE SYSTEMS INCORPORATED | COM | 00724F101 |  | 227831 | 677 | SH |  | SOLE | 1 | 0 | 0 | 677 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 766627 | 8640 | SH |  | SOLE | 1 | 0 | 0 | 8640 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 536438 | 6080 | SH |  | SOLE | 1 | 0 | 0 | 6080 |
| AMAZON COM INC | COM | 023135106 |  | 1103508 | 13137 | SH |  | SOLE | 1 | 0 | 0 | 13137 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 4048876 | 76121 | SH |  | SOLE | 1 | 0 | 0 | 76121 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 4086518 | 54845 | SH |  | SOLE | 1 | 0 | 0 | 54845 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 225585 | 1057 | SH |  | SOLE | 1 | 0 | 0 | 1057 |
| APPLE INC | COM | 037833100 |  | 3358515 | 25849 | SH |  | SOLE | 1 | 0 | 0 | 25849 |
| ARES CAPITAL CORP | COM | 04010L103 |  | 873021 | 47267 | SH |  | SOLE | 1 | 0 | 0 | 47267 |
| B2GOLD CORP | COM | 11777Q209 |  | 37903 | 10617 | SH |  | SOLE | 1 | 0 | 0 | 10617 |
| CHEVRON CORP NEW | COM | 166764100 |  | 715922 | 3989 | SH |  | SOLE | 1 | 0 | 0 | 3989 |
| CISCO SYS INC | COM | 17275R102 |  | 663773 | 13933 | SH |  | SOLE | 1 | 0 | 0 | 13933 |
| COCA COLA CO | COM | 191216100 |  | 283619 | 4459 | SH |  | SOLE | 1 | 0 | 0 | 4459 |
| COGNITION THERAPEUTICS INC | COM CL A | 19243B102 |  | 91098 | 43380 | SH |  | SOLE | 1 | 0 | 0 | 43380 |
| COHEN  STEERS QUALITY INCOM | COM | 19247L106 |  | 1380970 | 120084 | SH |  | SOLE | 1 | 0 | 0 | 120084 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 317493 | 9079 | SH |  | SOLE | 1 | 0 | 0 | 9079 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 621777 | 1362 | SH |  | SOLE | 1 | 0 | 0 | 1362 |
| CSX CORP | COM | 126408103 |  | 358214 | 11563 | SH |  | SOLE | 1 | 0 | 0 | 11563 |
| CVS HEALTH CORP | COM | 126650100 |  | 1217527 | 13065 | SH |  | SOLE | 1 | 0 | 0 | 13065 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 284972 | 6484 | SH |  | SOLE | 1 | 0 | 0 | 6484 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 494265 | 14763 | SH |  | SOLE | 1 | 0 | 0 | 14763 |
| EMERSON ELEC CO | COM | 291011104 |  | 459935 | 4788 | SH |  | SOLE | 1 | 0 | 0 | 4788 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 726546 | 6587 | SH |  | SOLE | 1 | 0 | 0 | 6587 |
| FIRST TR EXCH TRADED FD III | INSTL PFD SECS | 33739P855 |  | 218048 | 12243 | SH |  | SOLE | 1 | 0 | 0 | 12243 |
| FIRST TR EXCHANGE TRADED FD | WTR ETF | 33733B100 |  | 1800758 | 22691 | SH |  | SOLE | 1 | 0 | 0 | 22691 |
| FIRST TR EXCHANGE-TRADED FD | SENIOR LN FD | 33738D309 |  | 2976608 | 66755 | SH |  | SOLE | 1 | 0 | 0 | 66755 |
| FIRST TR EXCHANGE-TRADED FD | SMID RISNG ETF | 33741X102 |  | 4167144 | 159967 | SH |  | SOLE | 1 | 0 | 0 | 159967 |
| GLOBAL X FDS | US INFR DEV ETF | 37954Y673 |  | 265111 | 9956 | SH |  | SOLE | 1 | 0 | 0 | 9956 |
| HOME DEPOT INC | COM | 437076102 |  | 243761 | 772 | SH |  | SOLE | 1 | 0 | 0 | 772 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 398898 | 1800 | SH |  | SOLE | 1 | 0 | 0 | 1800 |
| INTEL CORP | COM | 458140100 |  | 306315 | 11590 | SH |  | SOLE | 1 | 0 | 0 | 11590 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 255823 | 1816 | SH |  | SOLE | 1 | 0 | 0 | 1816 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 |  | 379438 | 5938 | SH |  | SOLE | 1 | 0 | 0 | 5938 |
| INVESCO EXCH TRADED FD TR II | FTSE RAFI DEV | 46138E743 |  | 200680 | 4831 | SH |  | SOLE | 1 | 0 | 0 | 4831 |
| INVESCO EXCH TRADED FD TR II | NASDAQNXTGEN100 | 46138G631 |  | 284242 | 11888 | SH |  | SOLE | 1 | 0 | 0 | 11888 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 |  | 2461139 | 22470 | SH |  | SOLE | 1 | 0 | 0 | 22470 |
| INVESCO EXCH TRD SLF IDX FD | RAFI STRG US ETF | 46138J726 |  | 4826988 | 179709 | SH |  | SOLE | 1 | 0 | 0 | 179709 |
| INVESCO EXCH TRD SLF IDX FD | DEFENSIVE EQTY | 46138J775 |  | 385407 | 5795 | SH |  | SOLE | 1 | 0 | 0 | 5795 |
| INVESCO EXCHANGE TRADED FD T | S EQL TEC | 46137V282 |  | 291576 | 1200 | SH |  | SOLE | 1 | 0 | 0 | 1200 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 2831342 | 10633 | SH |  | SOLE | 1 | 0 | 0 | 10633 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 234200 | 5015 | SH |  | SOLE | 1 | 0 | 0 | 5015 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 595040 | 4934 | SH |  | SOLE | 1 | 0 | 0 | 4934 |
| ISHARES TR | CORE S ETF | 464287200 |  | 9166497 | 23858 | SH |  | SOLE | 1 | 0 | 0 | 23858 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 490698 | 8388 | SH |  | SOLE | 1 | 0 | 0 | 8388 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 1931897 | 13317 | SH |  | SOLE | 1 | 0 | 0 | 13317 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 608155 | 9265 | SH |  | SOLE | 1 | 0 | 0 | 9265 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 342646 | 5080 | SH |  | SOLE | 1 | 0 | 0 | 5080 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 11615842 | 48021 | SH |  | SOLE | 1 | 0 | 0 | 48021 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 2654633 | 17505 | SH |  | SOLE | 1 | 0 | 0 | 17505 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 971793 | 4536 | SH |  | SOLE | 1 | 0 | 0 | 4536 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 1566269 | 7440 | SH |  | SOLE | 1 | 0 | 0 | 7440 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 487009 | 3512 | SH |  | SOLE | 1 | 0 | 0 | 3512 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 379702 | 1770 | SH |  | SOLE | 1 | 0 | 0 | 1770 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 276639 | 1587 | SH |  | SOLE | 1 | 0 | 0 | 1587 |
| ISHARES TR | U.S. REAL ES ETF | 464287739 |  | 566178 | 6725 | SH |  | SOLE | 1 | 0 | 0 | 6725 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 5679283 | 60009 | SH |  | SOLE | 1 | 0 | 0 | 60009 |
| ISHARES TR | MRGSTR MD CP GRW | 464288307 |  | 2321366 | 43084 | SH |  | SOLE | 1 | 0 | 0 | 43084 |
| ISHARES TR | RESIDENTIAL MULT | 464288562 |  | 2605462 | 38125 | SH |  | SOLE | 1 | 0 | 0 | 38125 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 225961 | 3134 | SH |  | SOLE | 1 | 0 | 0 | 3134 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 3207649 | 64153 | SH |  | SOLE | 1 | 0 | 0 | 64153 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 339508 | 4006 | SH |  | SOLE | 1 | 0 | 0 | 4006 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1722830 | 9753 | SH |  | SOLE | 1 | 0 | 0 | 9753 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 1126658 | 8402 | SH |  | SOLE | 1 | 0 | 0 | 8402 |
| LOWES COS INC | COM | 548661107 |  | 542332 | 2722 | SH |  | SOLE | 1 | 0 | 0 | 2722 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 212814 | 612 | SH |  | SOLE | 1 | 0 | 0 | 612 |
| MCDONALDS CORP | COM | 580135101 |  | 668208 | 2536 | SH |  | SOLE | 1 | 0 | 0 | 2536 |
| MERCK  CO INC | COM | 58933Y105 |  | 493721 | 4421 | SH |  | SOLE | 1 | 0 | 0 | 4421 |
| META PLATFORMS INC | CL A | 30303M102 |  | 265109 | 2203 | SH |  | SOLE | 1 | 0 | 0 | 2203 |
| MICROSOFT CORP | COM | 594918104 |  | 2061163 | 8595 | SH |  | SOLE | 1 | 0 | 0 | 8595 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 527578 | 6205 | SH |  | SOLE | 1 | 0 | 0 | 6205 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 989274 | 11833 | SH |  | SOLE | 1 | 0 | 0 | 11833 |
| NUCOR CORP | COM | 670346105 |  | 317872 | 2402 | SH |  | SOLE | 1 | 0 | 0 | 2402 |
| NUSHARES ETF TR | NUVEEN ESG SMLCP | 67092P607 |  | 204567 | 5985 | SH |  | SOLE | 1 | 0 | 0 | 5985 |
| PACER FDS TR | INDUSTRIAL RELET | 69374H766 |  | 1878902 | 51071 | SH |  | SOLE | 1 | 0 | 0 | 51071 |
| PACER FDS TR | PACER US SMALL | 69374H857 |  | 305755 | 8505 | SH |  | SOLE | 1 | 0 | 0 | 8505 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 3567504 | 77135 | SH |  | SOLE | 1 | 0 | 0 | 77135 |
| PEPSICO INC | COM | 713448108 |  | 540765 | 2974 | SH |  | SOLE | 1 | 0 | 0 | 2974 |
| PFIZER INC | COM | 717081103 |  | 739387 | 14430 | SH |  | SOLE | 1 | 0 | 0 | 14430 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 748672 | 4940 | SH |  | SOLE | 1 | 0 | 0 | 4940 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 10632251 | 235487 | SH |  | SOLE | 1 | 0 | 0 | 235487 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 770895 | 13875 | SH |  | SOLE | 1 | 0 | 0 | 13875 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 452840 | 6902 | SH |  | SOLE | 1 | 0 | 0 | 6902 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 295399 | 7292 | SH |  | SOLE | 1 | 0 | 0 | 7292 |
| SCHWAB STRATEGIC TR | SCHWB FDT INT LG | 808524755 |  | 3171595 | 109102 | SH |  | SOLE | 1 | 0 | 0 | 109102 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 464176 | 6145 | SH |  | SOLE | 1 | 0 | 0 | 6145 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 733969 | 22787 | SH |  | SOLE | 1 | 0 | 0 | 22787 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 347472 | 2558 | SH |  | SOLE | 1 | 0 | 0 | 2558 |
| SELECT SECTOR SPDR TR | RL EST SEL SEC | 81369Y860 |  | 1130686 | 30617 | SH |  | SOLE | 1 | 0 | 0 | 30617 |
| SMILE DIRECT CLUB INC | COM | 83192H106 |  | 4226 | 12000 | SH |  | SOLE | 1 | 0 | 0 | 12000 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 1056009 | 6225 | SH |  | SOLE | 1 | 0 | 0 | 6225 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 955487 | 2487 | SH |  | SOLE | 1 | 0 | 0 | 2487 |
| SPDR SER TR | PRTFLO S HI | 78468R788 |  | 292829 | 7398 | SH |  | SOLE | 1 | 0 | 0 | 7398 |
| SSGA ACTIVE ETF TR | BLACKSTONE SENR | 78467V608 |  | 4164072 | 101811 | SH |  | SOLE | 1 | 0 | 0 | 101811 |
| TESLA INC | COM | 88160R101 |  | 228745 | 1857 | SH |  | SOLE | 1 | 0 | 0 | 1857 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 580753 | 1054 | SH |  | SOLE | 1 | 0 | 0 | 1054 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 592741 | 1118 | SH |  | SOLE | 1 | 0 | 0 | 1118 |
| VANGUARD ADMIRAL FDS INC | MIDCP 400 IDX | 921932885 |  | 1160856 | 7097 | SH |  | SOLE | 1 | 0 | 0 | 7097 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 1976803 | 14617 | SH |  | SOLE | 1 | 0 | 0 | 14617 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 321231 | 1787 | SH |  | SOLE | 1 | 0 | 0 | 1787 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 4839660 | 115312 | SH |  | SOLE | 1 | 0 | 0 | 115312 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 326578 | 3018 | SH |  | SOLE | 1 | 0 | 0 | 3018 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 |  | 386609 | 6490 | SH |  | SOLE | 1 | 0 | 0 | 6490 |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 |  | 441524 | 6341 | SH |  | SOLE | 1 | 0 | 0 | 6341 |
| VANGUARD WORLD FDS | CONSUM DIS ETF | 92204A108 |  | 229971 | 1050 | SH |  | SOLE | 1 | 0 | 0 | 1050 |
| VANGUARD WORLD FDS | INF TECH ETF | 92204A702 |  | 667619 | 2090 | SH |  | SOLE | 1 | 0 | 0 | 2090 |
| VISA INC | COM CL A | 92826C839 |  | 750750 | 3614 | SH |  | SOLE | 1 | 0 | 0 | 3614 |
| WALMART INC | COM | 931142103 |  | 495032 | 3478 | SH |  | SOLE | 1 | 0 | 0 | 3478 |
| WISDOMTREE TR | FLOATNG RAT TREA | 97717Y527 |  | 12710586 | 252846 | SH |  | SOLE | 1 | 0 | 0 | 252846 |

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