# EDGAR Filing Document

**Accession Number:** 0001986457
**File Stem:** 0001941040-25-000348
**Filing Date:** 2025-7
**Character Count:** 9726
**Document Hash:** b00f356354f183b357af4da2bcac1d93
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001941040-25-000348.hdr.sgml**: 20250711

**ACCESSION NUMBER**: 0001941040-25-000348

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250711

**DATE AS OF CHANGE**: 20250711

**EFFECTIVENESS DATE**: 20250711

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** MYECFO, LLC
- **CENTRAL INDEX KEY:** 0001986457

**ORGANIZATION NAME:**
- **EIN:** 461865688
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23324
- **FILM NUMBER:** 251118267

**BUSINESS ADDRESS:**
- **STREET 1:** 6020 LA JOLLA HERMOSA AVE
- **CITY:** LA JOLLA
- **STATE:** CA
- **ZIP:** 92037
- **BUSINESS PHONE:** 8587528059

**MAIL ADDRESS:**
- **STREET 1:** 6020 LA JOLLA HERMOSA AVE
- **CITY:** LA JOLLA
- **STATE:** CA
- **ZIP:** 92037

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** MYECFO LLC<br>**Address:** 6020 La Jolla Hermosa Ave<br>La Jolla, CA 92037

**Form 13F File Number:** 028-23324

**CRD Number (if applicable):** 000166919

**SEC File Number (if applicable):** 801-120679

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Martin R. Curiel<br>**Title:** CCO<br>**Phone:** 650-231-4609

**Signature, Place, and Date of Signing:**

Martin R. Curiel  La Jolla, CA  07-11-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 59

**Form 13F Information Table Value Total:** $203886512

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABRDN SILVER ETF TRUST | PHYSCL SILVR SHS | 003264108 |  | 2154135 | 62602 | SH |  | SOLE |  | 0 | 0 | 62602 |
| AFFIRM HLDGS INC | COM CL A | 00827B106 |  | 850353 | 12299 | SH |  | SOLE |  | 0 | 0 | 12299 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 2218441 | 12588 | SH |  | SOLE |  | 0 | 0 | 12588 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1836594 | 10353 | SH |  | SOLE |  | 0 | 0 | 10353 |
| AMAZON COM INC | COM | 023135106 |  | 2742670 | 12501 | SH |  | SOLE |  | 0 | 0 | 12501 |
| APPLE INC | COM | 037833100 |  | 3080639 | 15015 | SH |  | SOLE |  | 0 | 0 | 15015 |
| ARROWHEAD PHARMACEUTICALS IN | COM | 04280A100 |  | 292253 | 18497 | SH |  | SOLE |  | 0 | 0 | 18497 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 546977 | 1126 | SH |  | SOLE |  | 0 | 0 | 1126 |
| BOX INC | CL A | 10316T104 |  | 636348 | 18623 | SH |  | SOLE |  | 0 | 0 | 18623 |
| EATON VANCE CALIF MUN BD FD | COM | 27828A100 |  | 949534 | 106450 | SH |  | SOLE |  | 0 | 0 | 106450 |
| FISERV INC | COM | 337738108 |  | 202409 | 1174 | SH |  | SOLE |  | 0 | 0 | 1174 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 391664 | 710 | SH |  | SOLE |  | 0 | 0 | 710 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 1574964 | 25256 | SH |  | SOLE |  | 0 | 0 | 25256 |
| ISHARES TR | ESG MSCI KLD 400 | 464288570 |  | 297370 | 2560 | SH |  | SOLE |  | 0 | 0 | 2560 |
| ISHARES TR | NEW YORK MUN ETF | 464288323 |  | 6811257 | 130634 | SH |  | SOLE |  | 0 | 0 | 130634 |
| ISHARES TR | GNMA BOND ETF | 46429B333 |  | 2502603 | 56942 | SH |  | SOLE |  | 0 | 0 | 56942 |
| ISHARES TR | CORE S ETF | 464287200 |  | 265458 | 428 | SH |  | SOLE |  | 0 | 0 | 428 |
| ISHARES TR | CALIF MUN BD ETF | 464288356 |  | 12880577 | 227283 | SH |  | SOLE |  | 0 | 0 | 227283 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 1716605 | 8838 | SH |  | SOLE |  | 0 | 0 | 8838 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 1374225 | 13203 | SH |  | SOLE |  | 0 | 0 | 13203 |
| META PLATFORMS INC | CL A | 30303M102 |  | 572758 | 776 | SH |  | SOLE |  | 0 | 0 | 776 |
| MICROSOFT CORP | COM | 594918104 |  | 453168 | 911 | SH |  | SOLE |  | 0 | 0 | 911 |
| NUVEEN AMT FREE QLTY MUN INC | COM | 670657105 |  | 591864 | 54200 | SH |  | SOLE |  | 0 | 0 | 54200 |
| NUVEEN CALIFORNIA AMT QLT MU | COM | 670651108 |  | 176550 | 15000 | SH |  | SOLE |  | 0 | 0 | 15000 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 519313 | 3287 | SH |  | SOLE |  | 0 | 0 | 3287 |
| PIMCO ETF TR | INV GRD CRP BD | 72201R817 |  | 5580339 | 57316 | SH |  | SOLE |  | 0 | 0 | 57316 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 234756 | 1473 | SH |  | SOLE |  | 0 | 0 | 1473 |
| SCHWAB STRATEGIC TR | MUN BD ETF | 808524649 |  | 3658906 | 145160 | SH |  | SOLE |  | 0 | 0 | 145160 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 939406 | 37131 | SH |  | SOLE |  | 0 | 0 | 37131 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 57169030 | 2399036 | SH |  | SOLE |  | 0 | 0 | 2399036 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 2252259 | 84991 | SH |  | SOLE |  | 0 | 0 | 84991 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 3448910 | 114430 | SH |  | SOLE |  | 0 | 0 | 114430 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 13913714 | 629580 | SH |  | SOLE |  | 0 | 0 | 629580 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 417446 | 17122 | SH |  | SOLE |  | 0 | 0 | 17122 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 898903 | 33692 | SH |  | SOLE |  | 0 | 0 | 33692 |
| SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 |  | 4928079 | 192887 | SH |  | SOLE |  | 0 | 0 | 192887 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 1926939 | 69640 | SH |  | SOLE |  | 0 | 0 | 69640 |
| SCHWAB STRATEGIC TR | INTERNL DIVID | 808524672 |  | 619177 | 22639 | SH |  | SOLE |  | 0 | 0 | 22639 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 11231853 | 483048 | SH |  | SOLE |  | 0 | 0 | 483048 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 228071 | 4355 | SH |  | SOLE |  | 0 | 0 | 4355 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 501392 | 6140 | SH |  | SOLE |  | 0 | 0 | 6140 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 1167119 | 1889 | SH |  | SOLE |  | 0 | 0 | 1889 |
| TESLA INC | COM | 88160R101 |  | 506350 | 1594 | SH |  | SOLE |  | 0 | 0 | 1594 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 688735 | 9354 | SH |  | SOLE |  | 0 | 0 | 9354 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 972371 | 2218 | SH |  | SOLE |  | 0 | 0 | 2218 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 1768569 | 5819 | SH |  | SOLE |  | 0 | 0 | 5819 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 2840718 | 5001 | SH |  | SOLE |  | 0 | 0 | 5001 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 402955 | 1440 | SH |  | SOLE |  | 0 | 0 | 1440 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 591982 | 6647 | SH |  | SOLE |  | 0 | 0 | 6647 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 5689224 | 115027 | SH |  | SOLE |  | 0 | 0 | 115027 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 6952418 | 54096 | SH |  | SOLE |  | 0 | 0 | 54096 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 2194262 | 32643 | SH |  | SOLE |  | 0 | 0 | 32643 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 476267 | 2327 | SH |  | SOLE |  | 0 | 0 | 2327 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 23176169 | 406528 | SH |  | SOLE |  | 0 | 0 | 406528 |
| VANGUARD WORLD FD | UTILITIES ETF | 92204A876 |  | 399266 | 2262 | SH |  | SOLE |  | 0 | 0 | 2262 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 600932 | 906 | SH |  | SOLE |  | 0 | 0 | 906 |
| VANGUARD WORLD FD | ENERGY ETF | 92204A306 |  | 295060 | 2477 | SH |  | SOLE |  | 0 | 0 | 2477 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 |  | 242350 | 3700 | SH |  | SOLE |  | 0 | 0 | 3700 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 1333856 | 20358 | SH |  | SOLE |  | 0 | 0 | 20358 |

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