# EDGAR Filing Document

**Accession Number:** 0000842941
**File Stem:** 0001104659-25-077549
**Filing Date:** 2025-8
**Character Count:** 43760
**Document Hash:** 003a0cc9eb37c1f988e29520e313761d
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-25-077549.hdr.sgml**: 20250813

**ACCESSION NUMBER**: 0001104659-25-077549

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250813

**DATE AS OF CHANGE**: 20250813

**EFFECTIVENESS DATE**: 20250813

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Haverford Trust Co
- **CENTRAL INDEX KEY:** 0000842941

**ORGANIZATION NAME:**
- **EIN:** 232329854
- **STATE OF INCORPORATION:** PA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-02396
- **FILM NUMBER:** 251211585

**BUSINESS ADDRESS:**
- **STREET 1:** 3 RADNOR CORPORATE CENTER
- **STREET 2:** SUITE 450
- **CITY:** RADNOR
- **STATE:** PA
- **ZIP:** 19087
- **BUSINESS PHONE:** 6109958700

**MAIL ADDRESS:**
- **STREET 1:** 3 RADNOR CORPORATE CENTER
- **STREET 2:** SUITE 450
- **CITY:** RADNOR
- **STATE:** PA
- **ZIP:** 19087

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** HAVERFORD TRUST CO
- **DATE OF NAME CHANGE:** 20060511

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** RITTENHOUSE TRUST CO
- **DATE OF NAME CHANGE:** 19990329

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Haverford Trust Co<br>**Address:** 3 Radnor Corporate Center<br>Suite 450<br>Radnor, PA 19087

**Form 13F File Number:** 028-02396

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** MarieElena V. Ness<br>**Title:** Vice President<br>**Phone:** 610-995-8741

**Signature, Place, and Date of Signing:**

MarieElena Ness  Radnor, PA  08-07-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 403

**Form 13F Information Table Value Total:** $10525359959

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 5185903 | 34064 | SH |  | DFND |  | 32964 | 0 | 1100 |
| ABBOTT LABS | COM | 002824100 |  | 13338773 | 98072 | SH |  | DFND |  | 98072 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 17654133 | 95109 | SH |  | DFND |  | 94509 | 0 | 600 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 200293030 | 670123 | SH |  | DFND |  | 622035 | 0 | 48088 |
| ADOBE INC | COM | 00724F101 |  | 2055107 | 5312 | SH |  | DFND |  | 5312 | 0 | 0 |
| AFLAC INC | COM | 001055102 |  | 737165 | 6990 | SH |  | DFND |  | 6990 | 0 | 0 |
| AGILENT TECHNOLOGIES INC | COM | 00846U101 |  | 506499 | 4292 | SH |  | DFND |  | 3511 | 0 | 781 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 117202275 | 415522 | SH |  | DFND |  | 387726 | 0 | 27796 |
| ALCON AG | ORD SHS | H01301128 |  | 361032 | 4083 | SH |  | DFND |  | 4083 | 0 | 0 |
| ALLIANCEBERNSTEIN HLDG L P | UNIT LTD PARTN | 01881G106 |  | 322802 | 7906 | SH |  | DFND |  | 7906 | 0 | 0 |
| ALLSTATE CORP | COM | 020002101 |  | 2229508 | 11075 | SH |  | DFND |  | 11075 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 178525336 | 1013025 | SH |  | DFND |  | 993197 | 0 | 19828 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 22305551 | 125743 | SH |  | DFND |  | 125323 | 0 | 420 |
| ALPS ETF TR | OSHARES US SMLCP | 00162Q395 |  | 1912259 | 44255 | SH |  | DFND |  | 44255 | 0 | 0 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 3596599 | 61344 | SH |  | DFND |  | 61344 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 16469169 | 75068 | SH |  | DFND |  | 73128 | 0 | 1940 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 144256390 | 2104704 | SH |  | DFND |  | 2094590 | 0 | 10114 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 |  | 131747187 | 1661796 | SH |  | DFND |  | 1653220 | 0 | 8576 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 13401123 | 129155 | SH |  | DFND |  | 129100 | 0 | 55 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 4606709 | 14442 | SH |  | DFND |  | 14377 | 0 | 65 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 40501252 | 183247 | SH |  | DFND |  | 182025 | 0 | 1222 |
| AMERICAN WTR WKS CO INC NEW | COM | 030420103 |  | 750916 | 5398 | SH |  | DFND |  | 4436 | 0 | 962 |
| AMETEK INC | COM | 031100100 |  | 530394 | 2931 | SH |  | DFND |  | 2931 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 11627980 | 41646 | SH |  | DFND |  | 41326 | 0 | 320 |
| AMPHENOL CORP NEW | CL A | 032095101 |  | 209943 | 2126 | SH |  | DFND |  | 2126 | 0 | 0 |
| ANALOG DEVICES INC | COM | 032654105 |  | 501746 | 2108 | SH |  | DFND |  | 2108 | 0 | 0 |
| AON PLC | SHS CL A | G0403H108 |  | 137460364 | 385302 | SH |  | DFND |  | 360600 | 0 | 24702 |
| APPLE INC | COM | 037833100 |  | 509138689 | 2481545 | SH |  | DFND |  | 2339689 | 0 | 141856 |
| APPLIED MATLS INC | COM | 038222105 |  | 549393 | 3001 | SH |  | DFND |  | 3001 | 0 | 0 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 26747193 | 33376 | SH |  | DFND |  | 32943 | 0 | 433 |
| ASTRAZENECA PLC | SPONSORED ADR | 046353108 |  | 598941 | 8571 | SH |  | DFND |  | 8571 | 0 | 0 |
| AT INC | COM | 00206R102 |  | 1284531 | 44386 | SH |  | DFND |  | 44386 | 0 | 0 |
| AUTODESK INC | COM | 052769106 |  | 442066 | 1428 | SH |  | DFND |  | 1428 | 0 | 0 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 77917131 | 252650 | SH |  | DFND |  | 250474 | 0 | 2176 |
| BANK AMERICA CORP | COM | 060505104 |  | 1221708 | 25818 | SH |  | DFND |  | 25818 | 0 | 0 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 287816 | 3159 | SH |  | DFND |  | 3159 | 0 | 0 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 7288641 | 42314 | SH |  | DFND |  | 40804 | 0 | 1510 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 22577132 | 46477 | SH |  | DFND |  | 46477 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 27694400 | 38 | SH |  | DFND |  | 38 | 0 | 0 |
| BLACKROCK INC | COM | 09290D101 |  | 327239481 | 311879 | SH |  | DFND |  | 291995 | 0 | 19884 |
| BLACKSTONE INC | COM | 09260D107 |  | 1275170 | 8525 | SH |  | DFND |  | 8525 | 0 | 0 |
| BOEING CO | COM | 097023105 |  | 308428 | 1472 | SH |  | DFND |  | 1472 | 0 | 0 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 1071009 | 185 | SH |  | DFND |  | 185 | 0 | 0 |
| BOSTON SCIENTIFIC CORP | COM | 101137107 |  | 259180 | 2413 | SH |  | DFND |  | 2413 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 2423837 | 52362 | SH |  | DFND |  | 49251 | 0 | 3111 |
| BROADCOM INC | COM | 11135F101 |  | 6061819 | 21991 | SH |  | DFND |  | 21991 | 0 | 0 |
| BROOKFIELD CORP | CL A LTD VT SH | 11271J107 |  | 266450 | 4308 | SH |  | DFND |  | 4308 | 0 | 0 |
| CADENCE DESIGN SYSTEM INC | COM | 127387108 |  | 422166 | 1370 | SH |  | DFND |  | 1370 | 0 | 0 |
| CANADIAN NATL RY CO | COM | 136375102 |  | 776867 | 7467 | SH |  | DFND |  | 7467 | 0 | 0 |
| CAPITAL GROUP GROWTH ETF | SHS CREATION UNI | 14020G101 |  | 27299036 | 671563 | SH |  | DFND |  | 642312 | 0 | 29251 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 1624848 | 7637 | SH |  | DFND |  | 7637 | 0 | 0 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 |  | 555293 | 7587 | SH |  | DFND |  | 7587 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 1939885 | 4997 | SH |  | DFND |  | 4701 | 0 | 296 |
| CBRE GROUP INC | CL A | 12504L109 |  | 324098 | 2313 | SH |  | DFND |  | 2313 | 0 | 0 |
| CHEMOURS CO | COM | 163851108 |  | 306551 | 26773 | SH |  | DFND |  | 26773 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 138559914 | 967665 | SH |  | DFND |  | 956443 | 0 | 11222 |
| CHIPOTLE MEXICAN GRILL INC | COM | 169656105 |  | 218873 | 3898 | SH |  | DFND |  | 3898 | 0 | 0 |
| CHUBB LIMITED | COM | H1467J104 |  | 2656153 | 9168 | SH |  | DFND |  | 9168 | 0 | 0 |
| CHURCH  DWIGHT CO INC | COM | 171340102 |  | 312454 | 3251 | SH |  | DFND |  | 3251 | 0 | 0 |
| CINCINNATI FINL CORP | COM | 172062101 |  | 1047057 | 7031 | SH |  | DFND |  | 7031 | 0 | 0 |
| CINTAS CORP | COM | 172908105 |  | 562524 | 2524 | SH |  | DFND |  | 2524 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 72002148 | 1037794 | SH |  | DFND |  | 1030492 | 0 | 7302 |
| CITIGROUP INC | COM NEW | 172967424 |  | 1052083 | 12360 | SH |  | DFND |  | 12360 | 0 | 0 |
| CLOROX CO DEL | COM | 189054109 |  | 394790 | 3288 | SH |  | DFND |  | 3288 | 0 | 0 |
| CME GROUP INC | COM | 12572Q105 |  | 18650930 | 67669 | SH |  | DFND |  | 67639 | 0 | 30 |
| COCA COLA CO | COM | 191216100 |  | 97138921 | 1372988 | SH |  | DFND |  | 1259233 | 0 | 113755 |
| COGNIZANT TECHNOLOGY SOLUTIO | CL A | 192446102 |  | 205219 | 2630 | SH |  | DFND |  | 2630 | 0 | 0 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 4790248 | 52698 | SH |  | DFND |  | 52698 | 0 | 0 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 3163383 | 88635 | SH |  | DFND |  | 88635 | 0 | 0 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 2129799 | 23733 | SH |  | DFND |  | 23733 | 0 | 0 |
| CONSOLIDATED EDISON INC | COM | 209115104 |  | 361962 | 3607 | SH |  | DFND |  | 3607 | 0 | 0 |
| CONSTELLATION BRANDS INC | CL A | 21036P108 |  | 590366 | 3629 | SH |  | DFND |  | 3629 | 0 | 0 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 1204540 | 3732 | SH |  | DFND |  | 3732 | 0 | 0 |
| COPART INC | COM | 217204106 |  | 543450 | 11075 | SH |  | DFND |  | 11075 | 0 | 0 |
| CORTEVA INC | COM | 22052L104 |  | 4940594 | 66290 | SH |  | DFND |  | 66290 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 294655057 | 297649 | SH |  | DFND |  | 274235 | 0 | 23414 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 211364 | 415 | SH |  | DFND |  | 415 | 0 | 0 |
| CSX CORP | COM | 126408103 |  | 271123 | 8309 | SH |  | DFND |  | 8309 | 0 | 0 |
| CUMMINS INC | COM | 231021106 |  | 565920 | 1728 | SH |  | DFND |  | 1728 | 0 | 0 |
| CVS HEALTH CORP | COM | 126650100 |  | 3804040 | 55147 | SH |  | DFND |  | 55147 | 0 | 0 |
| DANAHER CORPORATION | COM | 235851102 |  | 2854453 | 14450 | SH |  | DFND |  | 14450 | 0 | 0 |
| DARDEN RESTAURANTS INC | COM | 237194105 |  | 255679 | 1173 | SH |  | DFND |  | 1173 | 0 | 0 |
| DEERE  CO | COM | 244199105 |  | 2225661 | 4377 | SH |  | DFND |  | 4322 | 0 | 55 |
| DIAGEO PLC | SPON ADR NEW | 25243Q205 |  | 918552 | 9109 | SH |  | DFND |  | 9109 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 259446 | 7239 | SH |  | DFND |  | 7239 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 8123027 | 65503 | SH |  | DFND |  | 63668 | 0 | 1835 |
| DOMINION ENERGY INC | COM | 25746U109 |  | 868317 | 15363 | SH |  | DFND |  | 15363 | 0 | 0 |
| DOVER CORP | COM | 260003108 |  | 917799 | 5009 | SH |  | DFND |  | 5009 | 0 | 0 |
| DOW INC | COM | 260557103 |  | 4530092 | 171076 | SH |  | DFND |  | 171076 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 1203246 | 10197 | SH |  | DFND |  | 10197 | 0 | 0 |
| DUPONT DE NEMOURS INC | COM | 26614N102 |  | 9291201 | 135460 | SH |  | DFND |  | 131942 | 0 | 3518 |
| EATON CORP PLC | SHS | G29183103 |  | 134353720 | 376351 | SH |  | DFND |  | 370022 | 0 | 6329 |
| ECOLAB INC | COM | 278865100 |  | 299078 | 1110 | SH |  | DFND |  | 1110 | 0 | 0 |
| ELEVANCE HEALTH INC | COM | 036752103 |  | 1211610 | 3115 | SH |  | DFND |  | 2415 | 0 | 700 |
| ELI LILLY  CO | COM | 532457108 |  | 83893837 | 107621 | SH |  | DFND |  | 102534 | 0 | 5087 |
| EMERSON ELEC CO | COM | 291011104 |  | 5910386 | 44329 | SH |  | DFND |  | 43329 | 0 | 1000 |
| ENBRIDGE INC | COM | 29250N105 |  | 624600 | 13782 | SH |  | DFND |  | 13782 | 0 | 0 |
| ENERGY TRANSFER L P | COM UT LTD PTN | 29273V100 |  | 1805095 | 99564 | SH |  | DFND |  | 99564 | 0 | 0 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 2305873 | 74359 | SH |  | DFND |  | 74359 | 0 | 0 |
| EOG RES INC | COM | 26875P101 |  | 269003 | 2249 | SH |  | DFND |  | 1809 | 0 | 440 |
| EQUITY RESIDENTIAL | SH BEN INT | 29476L107 |  | 291962 | 4326 | SH |  | DFND |  | 4326 | 0 | 0 |
| ESSENTIAL UTILS INC | COM | 29670G102 |  | 894888 | 24095 | SH |  | DFND |  | 24095 | 0 | 0 |
| EXELON CORP | COM | 30161N101 |  | 442102 | 10182 | SH |  | DFND |  | 10182 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 15040364 | 139521 | SH |  | DFND |  | 137851 | 0 | 1670 |
| FASTENAL CO | COM | 311900104 |  | 1507884 | 35902 | SH |  | DFND |  | 35902 | 0 | 0 |
| FIFTH THIRD BANCORP | COM | 316773100 |  | 1306494 | 31765 | SH |  | DFND |  | 31765 | 0 | 0 |
| FISERV INC | COM | 337738108 |  | 1459106 | 8463 | SH |  | DFND |  | 8463 | 0 | 0 |
| FORTINET INC | COM | 34959E109 |  | 436412 | 4128 | SH |  | DFND |  | 4128 | 0 | 0 |
| GALLAGHER ARTHUR J  CO | COM | 363576109 |  | 1043911 | 3261 | SH |  | DFND |  | 3261 | 0 | 0 |
| GARMIN LTD | SHS | H2906T109 |  | 239193 | 1146 | SH |  | DFND |  | 1146 | 0 | 0 |
| GARTNER INC | COM | 366651107 |  | 357330 | 884 | SH |  | DFND |  | 884 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 |  | 3364859 | 13073 | SH |  | DFND |  | 13073 | 0 | 0 |
| GE VERNOVA INC | COM | 36828A101 |  | 1906527 | 3603 | SH |  | DFND |  | 3603 | 0 | 0 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 9471659 | 32475 | SH |  | DFND |  | 32455 | 0 | 20 |
| GENERAL MLS INC | COM | 370334104 |  | 393808 | 7601 | SH |  | DFND |  | 7601 | 0 | 0 |
| GENUINE PARTS CO | COM | 372460105 |  | 12654545 | 104316 | SH |  | DFND |  | 104276 | 0 | 40 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 668324 | 6028 | SH |  | DFND |  | 6028 | 0 | 0 |
| GLOBE LIFE INC | COM | 37959E102 |  | 591620 | 4760 | SH |  | DFND |  | 4760 | 0 | 0 |
| GOLDMAN SACHS ETF TR | ACCESS INVT GR | 381430479 |  | 722100 | 15691 | SH |  | DFND |  | 15691 | 0 | 0 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA EME | 381430206 |  | 430743 | 11576 | SH |  | DFND |  | 11576 | 0 | 0 |
| GOLDMAN SACHS ETF TR | ACCES TREASURY | 381430529 |  | 220330 | 2200 | SH |  | DFND |  | 2200 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 2414135 | 3411 | SH |  | DFND |  | 3227 | 0 | 184 |
| GRAINGER W W INC | COM | 384802104 |  | 744812 | 716 | SH |  | DFND |  | 716 | 0 | 0 |
| GSK PLC | SPONSORED ADR | 37733W204 |  | 2813146 | 73259 | SH |  | DFND |  | 73259 | 0 | 0 |
| HALEON PLC | SPON ADS | 405552100 |  | 260266 | 25098 | SH |  | DFND |  | 25098 | 0 | 0 |
| HEICO CORP NEW | CL A | 422806208 |  | 993859 | 3841 | SH |  | DFND |  | 3841 | 0 | 0 |
| HERSHEY CO | COM | 427866108 |  | 1123150 | 6768 | SH |  | DFND |  | 6768 | 0 | 0 |
| HILTON WORLDWIDE HLDGS INC | COM | 43300A203 |  | 381665 | 1433 | SH |  | DFND |  | 1433 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 39716645 | 108326 | SH |  | DFND |  | 107957 | 0 | 369 |
| HONEYWELL INTL INC | COM | 438516106 |  | 217943595 | 935862 | SH |  | DFND |  | 882591 | 0 | 53271 |
| HUBBELL INC | COM | 443510607 |  | 365527 | 895 | SH |  | DFND |  | 895 | 0 | 0 |
| IDEXX LABS INC | COM | 45168D104 |  | 211318 | 394 | SH |  | DFND |  | 394 | 0 | 0 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 43163422 | 174574 | SH |  | DFND |  | 169952 | 0 | 4622 |
| INTEL CORP | COM | 458140100 |  | 849318 | 37916 | SH |  | DFND |  | 37916 | 0 | 0 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 810754 | 4419 | SH |  | DFND |  | 4419 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 5295133 | 17963 | SH |  | DFND |  | 17963 | 0 | 0 |
| INTUIT | COM | 461202103 |  | 39949381 | 50721 | SH |  | DFND |  | 50065 | 0 | 656 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 273879 | 504 | SH |  | DFND |  | 504 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S HDL VOL | 46138E362 |  | 285360 | 6000 | SH |  | DFND |  | 6000 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | DIVID ACHIEVEV | 46137V506 |  | 200869 | 4170 | SH |  | DFND |  | 4170 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 7004078 | 38539 | SH |  | DFND |  | 38539 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 13103105 | 23753 | SH |  | DFND |  | 23753 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 178336385 | 2970788 | SH |  | DFND |  | 2943579 | 0 | 27209 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 |  | 1583604 | 40429 | SH |  | DFND |  | 40429 | 0 | 0 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 802509 | 12710 | SH |  | DFND |  | 12710 | 0 | 0 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 5164727 | 55020 | SH |  | DFND |  | 48237 | 0 | 6783 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 644100 | 13352 | SH |  | DFND |  | 13352 | 0 | 0 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 |  | 45339741 | 888666 | SH |  | DFND |  | 882095 | 0 | 6571 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 159613603 | 2573583 | SH |  | DFND |  | 2549773 | 0 | 23810 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 268464 | 2397 | SH |  | DFND |  | 1640 | 0 | 757 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 2255559 | 27221 | SH |  | DFND |  | 26850 | 0 | 371 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 403364 | 2987 | SH |  | DFND |  | 2987 | 0 | 0 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 1602592 | 25064 | SH |  | DFND |  | 23144 | 0 | 1920 |
| ISHARES TR | ESG AWARE MSCI | 46435U663 |  | 2581389 | 62458 | SH |  | DFND |  | 62458 | 0 | 0 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 405105 | 5023 | SH |  | DFND |  | 5023 | 0 | 0 |
| ISHARES TR | ESG EAFE ETF | 46436E759 |  | 450660 | 6054 | SH |  | DFND |  | 6054 | 0 | 0 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 325633 | 2635 | SH |  | DFND |  | 2635 | 0 | 0 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 491400 | 1400 | SH |  | DFND |  | 1400 | 0 | 0 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 294565434 | 1611232 | SH |  | DFND |  | 1605376 | 0 | 5856 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 526603 | 3338 | SH |  | DFND |  | 3113 | 0 | 225 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 90683935 | 1718801 | SH |  | DFND |  | 1705777 | 0 | 13024 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 933455 | 6731 | SH |  | DFND |  | 6731 | 0 | 0 |
| ISHARES TR | ULTRA SHORT DUR | 46434V878 |  | 6783882 | 133778 | SH |  | DFND |  | 132293 | 0 | 1485 |
| ISHARES TR | MBS ETF | 464288588 |  | 2018166 | 21495 | SH |  | DFND |  | 21495 | 0 | 0 |
| ISHARES TR | US CONSUM DISCRE | 464287580 |  | 833987 | 8370 | SH |  | DFND |  | 8370 | 0 | 0 |
| ISHARES TR | US INDUSTRIALS | 464287754 |  | 569525 | 4002 | SH |  | DFND |  | 4002 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 3783587 | 34365 | SH |  | DFND |  | 34365 | 0 | 0 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 452716 | 4976 | SH |  | DFND |  | 4976 | 0 | 0 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 1706870 | 5971 | SH |  | DFND |  | 5876 | 0 | 95 |
| ISHARES TR | INTL SEL DIV ETF | 464288448 |  | 474167 | 13740 | SH |  | DFND |  | 13740 | 0 | 0 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 2644247 | 19910 | SH |  | DFND |  | 19910 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 4780180 | 22152 | SH |  | DFND |  | 22152 | 0 | 0 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 251117 | 1856 | SH |  | DFND |  | 1856 | 0 | 0 |
| ISHARES TR | MSCI ACWI ETF | 464288257 |  | 1678487 | 13052 | SH |  | DFND |  | 13052 | 0 | 0 |
| ISHARES TR | ESG OPTIMIZED | 464288802 |  | 1074840 | 8480 | SH |  | DFND |  | 8480 | 0 | 0 |
| ISHARES TR | US HLTHCARE ETF | 464287762 |  | 813877 | 14410 | SH |  | DFND |  | 14410 | 0 | 0 |
| ISHARES TR | ISHARES BIOTECH | 464287556 |  | 611043 | 4830 | SH |  | DFND |  | 4830 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 24716735 | 58215 | SH |  | DFND |  | 55526 | 0 | 2689 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 2244061 | 25152 | SH |  | DFND |  | 25152 | 0 | 0 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 894567 | 29158 | SH |  | DFND |  | 29158 | 0 | 0 |
| ISHARES TR | TRS FLT RT BD | 46434V860 |  | 1378136 | 27209 | SH |  | DFND |  | 27209 | 0 | 0 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 2594987 | 33566 | SH |  | DFND |  | 33566 | 0 | 0 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 595536 | 5700 | SH |  | DFND |  | 5700 | 0 | 0 |
| ISHARES TR | MRGSTR MD CP ETF | 464288208 |  | 519144 | 6517 | SH |  | DFND |  | 6517 | 0 | 0 |
| ISHARES TR | ESG ADV TTL USD | 46436E619 |  | 1512404 | 34728 | SH |  | DFND |  | 34728 | 0 | 0 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 14993599 | 156558 | SH |  | DFND |  | 155596 | 0 | 962 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 63931362 | 621236 | SH |  | DFND |  | 615527 | 0 | 5709 |
| ISHARES TR | US HLTHCR PR ETF | 464288828 |  | 358307 | 7365 | SH |  | DFND |  | 7365 | 0 | 0 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 16553106 | 138997 | SH |  | DFND |  | 137997 | 0 | 1000 |
| ISHARES TR | ESG MSCI USA ETF | 46436E767 |  | 1844622 | 34204 | SH |  | DFND |  | 34204 | 0 | 0 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 714438 | 6518 | SH |  | DFND |  | 6518 | 0 | 0 |
| ISHARES TR | MSCI INTL QUALTY | 46434V456 |  | 19485478 | 450844 | SH |  | DFND |  | 450234 | 0 | 610 |
| ISHARES TR | MSCI ACWI EX US | 464288240 |  | 2748150 | 45096 | SH |  | DFND |  | 45096 | 0 | 0 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 2908164 | 16784 | SH |  | DFND |  | 16784 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 455427 | 4591 | SH |  | DFND |  | 4591 | 0 | 0 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 10973547 | 56498 | SH |  | DFND |  | 52103 | 0 | 4395 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 |  | 210235 | 1591 | SH |  | DFND |  | 1591 | 0 | 0 |
| ISHARES TR | U.S. FINLS ETF | 464287788 |  | 851891 | 7041 | SH |  | DFND |  | 7041 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 186972965 | 1710797 | SH |  | DFND |  | 1681281 | 0 | 29516 |
| ISHARES TR | MSCI USA VALUE | 46432F388 |  | 3090180 | 27296 | SH |  | DFND |  | 26198 | 0 | 1098 |
| ISHARES TR | INTRM GOV CR ETF | 464288612 |  | 4136617 | 38736 | SH |  | DFND |  | 38736 | 0 | 0 |
| ISHARES TR | ISHS 5-10YR INVT | 464288638 |  | 66124315 | 1240839 | SH |  | DFND |  | 1230803 | 0 | 10036 |
| ISHARES TR | EXPANDED TECH | 464287515 |  | 533813 | 4875 | SH |  | DFND |  | 4875 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 273097317 | 439841 | SH |  | DFND |  | 436869 | 0 | 2972 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 506391 | 4762 | SH |  | DFND |  | 4592 | 0 | 170 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 6094756 | 25361 | SH |  | DFND |  | 24786 | 0 | 575 |
| ISHARES TR | EGSADVNCDMSCI EM | 46436E742 |  | 422576 | 9856 | SH |  | DFND |  | 9856 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 1197290 | 13394 | SH |  | DFND |  | 13394 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 8332942 | 90605 | SH |  | DFND |  | 88215 | 0 | 2390 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 236930565 | 2838172 | SH |  | DFND |  | 2820544 | 0 | 17628 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 3239837 | 9541 | SH |  | DFND |  | 9541 | 0 | 0 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 434810 | 2225 | SH |  | DFND |  | 2225 | 0 | 0 |
| ISHARES U S ETF TR | U.S. TECH INDEPD | 46431W648 |  | 292810 | 3115 | SH |  | DFND |  | 3115 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 2642445 | 46481 | SH |  | DFND |  | 43648 | 0 | 2833 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 306614 | 6050 | SH |  | DFND |  | 6050 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | NASDAQ EQT PREM | 46654Q203 |  | 1547898 | 28454 | SH |  | DFND |  | 28454 | 0 | 0 |
| JANUS DETROIT STR TR | HENDRSON AAA CL | 47103U845 |  | 44238369 | 871692 | SH |  | DFND |  | 858721 | 0 | 12971 |
| JANUS DETROIT STR TR | HENDERSON MTG | 47103U852 |  | 111026848 | 2464525 | SH |  | DFND |  | 2437346 | 0 | 27179 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 173000459 | 1132573 | SH |  | DFND |  | 1068059 | 0 | 64514 |
| JOHNSON CTLS INTL PLC | SHS | G51502105 |  | 29200128 | 276464 | SH |  | DFND |  | 270254 | 0 | 6210 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 419361092 | 1446522 | SH |  | DFND |  | 1354623 | 0 | 91899 |
| KENVUE INC | COM | 49177J102 |  | 8895362 | 425005 | SH |  | DFND |  | 424850 | 0 | 155 |
| KEYCORP | COM | 493267108 |  | 183189 | 10516 | SH |  | DFND |  | 10516 | 0 | 0 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 2749348 | 21326 | SH |  | DFND |  | 20029 | 0 | 1297 |
| KKR  CO INC | COM | 48251W104 |  | 516689 | 3884 | SH |  | DFND |  | 3884 | 0 | 0 |
| KLA CORP | COM NEW | 482480100 |  | 2720362 | 3037 | SH |  | DFND |  | 3037 | 0 | 0 |
| KROGER CO | COM | 501044101 |  | 334907 | 4669 | SH |  | DFND |  | 4669 | 0 | 0 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 426679 | 1701 | SH |  | DFND |  | 1701 | 0 | 0 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 584235 | 6002 | SH |  | DFND |  | 6002 | 0 | 0 |
| LATTICE SEMICONDUCTOR CORP | COM | 518415104 |  | 246812 | 5038 | SH |  | DFND |  | 5038 | 0 | 0 |
| LINDE PLC | SHS | G54950103 |  | 3753440 | 8000 | SH |  | DFND |  | 8000 | 0 | 0 |
| LITHIA MTRS INC | COM | 536797103 |  | 302687 | 896 | SH |  | DFND |  | 896 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 19405566 | 41900 | SH |  | DFND |  | 41416 | 0 | 484 |
| LOWES COS INC | COM | 548661107 |  | 190933271 | 860564 | SH |  | DFND |  | 805643 | 0 | 54921 |
| LYONDELLBASELL INDUSTRIES N | SHS - A - | N53745100 |  | 8493501 | 146794 | SH |  | DFND |  | 146703 | 0 | 91 |
| M  T BK CORP | COM | 55261F104 |  | 804283 | 4146 | SH |  | DFND |  | 4146 | 0 | 0 |
| MARATHON PETE CORP | COM | 56585A102 |  | 204648 | 1232 | SH |  | DFND |  | 1232 | 0 | 0 |
| MARKEL GROUP INC | COM | 570535104 |  | 377501 | 189 | SH |  | DFND |  | 189 | 0 | 0 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 975906 | 3572 | SH |  | DFND |  | 3572 | 0 | 0 |
| MARSH  MCLENNAN COS INC | COM | 571748102 |  | 210113 | 961 | SH |  | DFND |  | 961 | 0 | 0 |
| MARTIN MARIETTA MATLS INC | COM | 573284106 |  | 207507 | 378 | SH |  | DFND |  | 378 | 0 | 0 |
| MASCO CORP | COM | 574599106 |  | 29450943 | 457597 | SH |  | DFND |  | 452071 | 0 | 5526 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 345892630 | 615533 | SH |  | DFND |  | 570513 | 0 | 45020 |
| MCCORMICK  CO INC | COM NON VTG | 579780206 |  | 22921447 | 302314 | SH |  | DFND |  | 298797 | 0 | 3517 |
| MCDONALDS CORP | COM | 580135101 |  | 70902057 | 242674 | SH |  | DFND |  | 239279 | 0 | 3395 |
| MCKESSON CORP | COM | 58155Q103 |  | 98987036 | 135084 | SH |  | DFND |  | 123629 | 0 | 11455 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 92412944 | 1060146 | SH |  | DFND |  | 1018709 | 0 | 41437 |
| MERCK  CO INC | COM | 58933Y105 |  | 24480680 | 309256 | SH |  | DFND |  | 303249 | 0 | 6007 |
| META PLATFORMS INC | CL A | 30303M102 |  | 5599151 | 7586 | SH |  | DFND |  | 7586 | 0 | 0 |
| MICROCHIP TECHNOLOGY INC. | COM | 595017104 |  | 575204 | 8174 | SH |  | DFND |  | 8174 | 0 | 0 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 290993 | 2361 | SH |  | DFND |  | 2361 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 605365115 | 1217034 | SH |  | DFND |  | 1151215 | 0 | 65819 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 1758161 | 26070 | SH |  | DFND |  | 26070 | 0 | 0 |
| MOODYS CORP | COM | 615369105 |  | 685674 | 1367 | SH |  | DFND |  | 1367 | 0 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 14455617 | 102624 | SH |  | DFND |  | 102581 | 0 | 43 |
| MSCI INC | COM | 55354G100 |  | 209357 | 363 | SH |  | DFND |  | 363 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 2122521 | 1585 | SH |  | DFND |  | 1585 | 0 | 0 |
| NEWMONT CORP | COM | 651639106 |  | 278075 | 4773 | SH |  | DFND |  | 4773 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 119647837 | 1723536 | SH |  | DFND |  | 1696572 | 0 | 26964 |
| NIKE INC | CL B | 654106103 |  | 2526680 | 35567 | SH |  | DFND |  | 35567 | 0 | 0 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 3675729 | 14360 | SH |  | DFND |  | 14360 | 0 | 0 |
| NORTHERN TR CORP | COM | 665859104 |  | 347531 | 2741 | SH |  | DFND |  | 2741 | 0 | 0 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 864465 | 1729 | SH |  | DFND |  | 1729 | 0 | 0 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 4506170 | 37238 | SH |  | DFND |  | 37238 | 0 | 0 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 1767740 | 25612 | SH |  | DFND |  | 25612 | 0 | 0 |
| NUVEEN AMT FREE MUN CR INC F | COM | 67071L106 |  | 192467 | 16133 | SH |  | DFND |  | 16133 | 0 | 0 |
| NUVEEN PENNSYLVANIA QLT MUN | COM | 670972108 |  | 165663 | 14765 | SH |  | DFND |  | 14765 | 0 | 0 |
| NVENT ELECTRIC PLC | SHS | G6700G107 |  | 51458272 | 702502 | SH |  | DFND |  | 691603 | 0 | 10899 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 148900208 | 942466 | SH |  | DFND |  | 926051 | 0 | 16415 |
| ONEOK INC NEW | COM | 682680103 |  | 463903 | 5683 | SH |  | DFND |  | 5683 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 370371541 | 1694056 | SH |  | DFND |  | 1585188 | 0 | 108868 |
| OREILLY AUTOMOTIVE INC | COM | 67103H107 |  | 367730 | 4080 | SH |  | DFND |  | 4080 | 0 | 0 |
| OTIS WORLDWIDE CORP | COM | 68902V107 |  | 303298 | 3063 | SH |  | DFND |  | 3063 | 0 | 0 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 508486 | 728 | SH |  | DFND |  | 728 | 0 | 0 |
| PAYCHEX INC | COM | 704326107 |  | 523220 | 3597 | SH |  | DFND |  | 2847 | 0 | 750 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 391369 | 5266 | SH |  | DFND |  | 5266 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 161976458 | 1226723 | SH |  | DFND |  | 1141623 | 0 | 85100 |
| PFIZER INC | COM | 717081103 |  | 9965573 | 411121 | SH |  | DFND |  | 405637 | 0 | 5484 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 43685751 | 239860 | SH |  | DFND |  | 239317 | 0 | 543 |
| PHILLIPS 66 | COM | 718546104 |  | 1690004 | 14166 | SH |  | DFND |  | 12111 | 0 | 2055 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 499357 | 4967 | SH |  | DFND |  | 777 | 0 | 4190 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 2541277 | 13632 | SH |  | DFND |  | 13632 | 0 | 0 |
| PPG INDS INC | COM | 693506107 |  | 713440 | 6272 | SH |  | DFND |  | 6272 | 0 | 0 |
| PPL CORP | COM | 69351T106 |  | 480187 | 14169 | SH |  | DFND |  | 14169 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 36035157 | 226181 | SH |  | DFND |  | 222082 | 0 | 4099 |
| PROGRESSIVE CORP | COM | 743315103 |  | 3909499 | 14650 | SH |  | DFND |  | 14650 | 0 | 0 |
| PROLOGIS INC. | COM | 74340W103 |  | 220752 | 2100 | SH |  | DFND |  | 2100 | 0 | 0 |
| PRUDENTIAL FINL INC | COM | 744320102 |  | 221971 | 2066 | SH |  | DFND |  | 2066 | 0 | 0 |
| PUBLIC STORAGE OPER CO | COM | 74460D109 |  | 1190698 | 4058 | SH |  | DFND |  | 4058 | 0 | 0 |
| PUBLIC SVC ENTERPRISE GRP IN | COM | 744573106 |  | 1086764 | 12910 | SH |  | DFND |  | 12910 | 0 | 0 |
| PUTNAM ETF TRUST | FOCUSED LAR CAP | 746729300 |  | 7560585 | 187934 | SH |  | DFND |  | 184172 | 0 | 3762 |
| QUALCOMM INC | COM | 747525103 |  | 43216794 | 271360 | SH |  | DFND |  | 269192 | 0 | 2168 |
| QUANTA SVCS INC | COM | 74762E102 |  | 2444665 | 6466 | SH |  | DFND |  | 6466 | 0 | 0 |
| ROPER TECHNOLOGIES INC | COM | 776696106 |  | 599717 | 1058 | SH |  | DFND |  | 1058 | 0 | 0 |
| ROSS STORES INC | COM | 778296103 |  | 313209 | 2455 | SH |  | DFND |  | 2455 | 0 | 0 |
| RPM INTL INC | COM | 749685103 |  | 667608 | 6078 | SH |  | DFND |  | 6078 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 |  | 265952679 | 1821344 | SH |  | DFND |  | 1724553 | 0 | 96791 |
| S GLOBAL INC | COM | 78409V104 |  | 169259055 | 320998 | SH |  | DFND |  | 295950 | 0 | 25048 |
| SALESFORCE INC | COM | 79466L302 |  | 24014445 | 88065 | SH |  | DFND |  | 87035 | 0 | 1030 |
| SAP SE | SPON ADR | 803054204 |  | 1188727 | 3909 | SH |  | DFND |  | 3909 | 0 | 0 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 510762 | 5598 | SH |  | DFND |  | 5598 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 981507 | 37038 | SH |  | DFND |  | 37038 | 0 | 0 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 520047 | 18540 | SH |  | DFND |  | 18540 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 406662 | 18401 | SH |  | DFND |  | 18401 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 24104464 | 982252 | SH |  | DFND |  | 971346 | 0 | 10906 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 431593 | 17059 | SH |  | DFND |  | 17059 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 1127691 | 40755 | SH |  | DFND |  | 40755 | 0 | 0 |
| SEI INVTS CO | COM | 784117103 |  | 594244 | 6613 | SH |  | DFND |  | 6613 | 0 | 0 |
| SELECT SECTOR SPDR TR | INDL | 81369Y704 |  | 388568 | 2634 | SH |  | DFND |  | 2634 | 0 | 0 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 46154459 | 182263 | SH |  | DFND |  | 12029 | 0 | 170234 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 313983 | 3845 | SH |  | DFND |  | 3845 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 3593501 | 26660 | SH |  | DFND |  | 26660 | 0 | 0 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 840637 | 9912 | SH |  | DFND |  | 9912 | 0 | 0 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 |  | 1700122 | 15665 | SH |  | DFND |  | 15665 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 322952 | 1486 | SH |  | DFND |  | 1486 | 0 | 0 |
| SERVICENOW INC | COM | 81762P102 |  | 1447537 | 1408 | SH |  | DFND |  | 1408 | 0 | 0 |
| SHELL PLC | SPON ADS | 780259305 |  | 811475 | 11525 | SH |  | DFND |  | 11525 | 0 | 0 |
| SHERWIN WILLIAMS CO | COM | 824348106 |  | 3874131 | 11283 | SH |  | DFND |  | 2719 | 0 | 8564 |
| SKYWORKS SOLUTIONS INC | COM | 83088M102 |  | 538929 | 7232 | SH |  | DFND |  | 6579 | 0 | 653 |
| SOLVENTUM CORP | COM SHS | 83444M101 |  | 355841 | 4692 | SH |  | DFND |  | 4417 | 0 | 275 |
| SOUTHERN CO | COM | 842587107 |  | 927758 | 10103 | SH |  | DFND |  | 10103 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 487728 | 1600 | SH |  | DFND |  | 1600 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 71723284 | 116085 | SH |  | DFND |  | 116085 | 0 | 0 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 4191386 | 7399 | SH |  | DFND |  | 7399 | 0 | 0 |
| SPDR SERIES TRUST | BLOOMBERG SHORT | 78464A334 |  | 261051 | 9300 | SH |  | DFND |  | 9300 | 0 | 0 |
| SPDR SERIES TRUST | S DIVID ETF | 78464A763 |  | 1768241 | 13028 | SH |  | DFND |  | 13028 | 0 | 0 |
| SPDR SERIES TRUST | S 600 SMCP GRW | 78464A201 |  | 1286165 | 14492 | SH |  | DFND |  | 14492 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 2260787 | 24673 | SH |  | DFND |  | 24673 | 0 | 0 |
| STRYKER CORPORATION | COM | 863667101 |  | 92955332 | 234955 | SH |  | DFND |  | 223868 | 0 | 11087 |
| SYSCO CORP | COM | 871829107 |  | 1214642 | 16037 | SH |  | DFND |  | 16037 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 355136 | 1568 | SH |  | DFND |  | 1568 | 0 | 0 |
| TARGET CORP | COM | 87612E106 |  | 3039998 | 30816 | SH |  | DFND |  | 30816 | 0 | 0 |
| TE CONNECTIVITY PLC | ORD SHS | G87052109 |  | 34484075 | 204447 | SH |  | DFND |  | 202082 | 0 | 2365 |
| TESLA INC | COM | 88160R101 |  | 855141 | 2692 | SH |  | DFND |  | 2692 | 0 | 0 |
| TEXAS INSTRS INC | COM | 882508104 |  | 90092551 | 433930 | SH |  | DFND |  | 424489 | 0 | 9441 |
| THE CIGNA GROUP | COM | 125523100 |  | 1198353 | 3625 | SH |  | DFND |  | 3625 | 0 | 0 |
| THE TRADE DESK INC | COM CL A | 88339J105 |  | 408615 | 5676 | SH |  | DFND |  | 5676 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 92471761 | 228066 | SH |  | DFND |  | 224925 | 0 | 3141 |
| TIDAL TRUST III | ROCKEFELLER US S | 45259A803 |  | 835946 | 32210 | SH |  | DFND |  | 32210 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 |  | 212493061 | 1720731 | SH |  | DFND |  | 1599805 | 0 | 120926 |
| TRACTOR SUPPLY CO | COM | 892356106 |  | 484692 | 9185 | SH |  | DFND |  | 9185 | 0 | 0 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 1167885 | 2670 | SH |  | DFND |  | 2670 | 0 | 0 |
| TRANSDIGM GROUP INC | COM | 893641100 |  | 1707679 | 1123 | SH |  | DFND |  | 1123 | 0 | 0 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 1429466 | 5343 | SH |  | DFND |  | 3274 | 0 | 2069 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 310173 | 7215 | SH |  | DFND |  | 7215 | 0 | 0 |
| TYLER TECHNOLOGIES INC | COM | 902252105 |  | 748164 | 1262 | SH |  | DFND |  | 1262 | 0 | 0 |
| UGI CORP NEW | COM | 902681105 |  | 257526 | 7071 | SH |  | DFND |  | 7071 | 0 | 0 |
| UNILEVER PLC | SPON ADR NEW | 904767704 |  | 4109401 | 67180 | SH |  | DFND |  | 61204 | 0 | 5976 |
| UNION PAC CORP | COM | 907818108 |  | 10390413 | 45160 | SH |  | DFND |  | 45160 | 0 | 0 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 22742110 | 225303 | SH |  | DFND |  | 225229 | 0 | 74 |
| UNITED RENTALS INC | COM | 911363109 |  | 498751 | 662 | SH |  | DFND |  | 662 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 18044036 | 57839 | SH |  | DFND |  | 55916 | 0 | 1923 |
| UNIVERSAL HLTH SVCS INC | CL B | 913903100 |  | 497438 | 2746 | SH |  | DFND |  | 2746 | 0 | 0 |
| US BANCORP DEL | COM NEW | 902973304 |  | 2008331 | 44383 | SH |  | DFND |  | 44383 | 0 | 0 |
| VALERO ENERGY CORP | COM | 91913Y100 |  | 206469 | 1536 | SH |  | DFND |  | 1536 | 0 | 0 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 4195497 | 53310 | SH |  | DFND |  | 53310 | 0 | 0 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 3466206 | 47076 | SH |  | DFND |  | 45722 | 0 | 1354 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 2791864 | 9977 | SH |  | DFND |  | 9977 | 0 | 0 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 46193208 | 161911 | SH |  | DFND |  | 161301 | 0 | 610 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 15851445 | 27906 | SH |  | DFND |  | 27906 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 1578232 | 17721 | SH |  | DFND |  | 17721 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 1519257 | 8596 | SH |  | DFND |  | 6258 | 0 | 2338 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 1225422 | 2795 | SH |  | DFND |  | 2795 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 380798 | 1339 | SH |  | DFND |  | 1339 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 8261597 | 34862 | SH |  | DFND |  | 32237 | 0 | 2625 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 217955 | 1131 | SH |  | DFND |  | 1131 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 72013496 | 236941 | SH |  | DFND |  | 236941 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 49960155 | 644647 | SH |  | DFND |  | 642105 | 0 | 2542 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 253184 | 1970 | SH |  | DFND |  | 1970 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 3872045 | 28812 | SH |  | DFND |  | 28812 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE PACIFIC ETF | 922042866 |  | 71526874 | 870368 | SH |  | DFND |  | 865220 | 0 | 5148 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 5608170 | 113388 | SH |  | DFND |  | 113388 | 0 | 0 |
| VANGUARD MALVERN FDS | CORE-PLUS BD ETF | 922020755 |  | 272299 | 3500 | SH |  | DFND |  | 3500 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 |  | 772044 | 7070 | SH |  | DFND |  | 7070 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 26571499 | 452050 | SH |  | DFND |  | 448526 | 0 | 3524 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 87101017 | 425568 | SH |  | DFND |  | 413968 | 0 | 11600 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 51617208 | 747101 | SH |  | DFND |  | 743261 | 0 | 3840 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 6661619 | 116850 | SH |  | DFND |  | 99716 | 0 | 17134 |
| VANGUARD WELLINGTON FD | SHORT TRM TAX EX | 921935870 |  | 1673016 | 16576 | SH |  | DFND |  | 16576 | 0 | 0 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 4755395 | 35672 | SH |  | DFND |  | 35272 | 0 | 400 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 10466558 | 15780 | SH |  | DFND |  | 15780 | 0 | 0 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 |  | 2722901 | 41571 | SH |  | DFND |  | 41571 | 0 | 0 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 378986 | 1035 | SH |  | DFND |  | 1035 | 0 | 0 |
| VANGUARD WORLD FD | MEGA CAP INDEX | 921910873 |  | 477955 | 2125 | SH |  | DFND |  | 2125 | 0 | 0 |
| VANGUARD WORLD FD | CONSUM DIS ETF | 92204A108 |  | 1854354 | 5118 | SH |  | DFND |  | 5118 | 0 | 0 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 3085708 | 28144 | SH |  | DFND |  | 28144 | 0 | 0 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 372510 | 1500 | SH |  | DFND |  | 1500 | 0 | 0 |
| VANGUARD WORLD FD | MEGA CAP VAL ETF | 921910840 |  | 697328 | 5315 | SH |  | DFND |  | 5315 | 0 | 0 |
| VERISK ANALYTICS INC | COM | 92345Y106 |  | 281285 | 903 | SH |  | DFND |  | 903 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 60426209 | 1396492 | SH |  | DFND |  | 1389296 | 0 | 7196 |
| VERTEX PHARMACEUTICALS INC | COM | 92532F100 |  | 206128 | 463 | SH |  | DFND |  | 463 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 31054448 | 87465 | SH |  | DFND |  | 86825 | 0 | 640 |
| VULCAN MATLS CO | COM | 929160109 |  | 246214 | 944 | SH |  | DFND |  | 944 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 8047196 | 82299 | SH |  | DFND |  | 82299 | 0 | 0 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 75591176 | 330352 | SH |  | DFND |  | 304471 | 0 | 25881 |
| WATSCO INC | COM | 942622200 |  | 354179 | 802 | SH |  | DFND |  | 802 | 0 | 0 |
| WEC ENERGY GROUP INC | COM | 92939U106 |  | 482967 | 4635 | SH |  | DFND |  | 4635 | 0 | 0 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 4078428 | 50904 | SH |  | DFND |  | 49259 | 0 | 1645 |
| WISDOMTREE TR | US LARGECAP DIVD | 97717W307 |  | 640856 | 7802 | SH |  | DFND |  | 7802 | 0 | 0 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 3456285 | 41274 | SH |  | DFND |  | 41274 | 0 | 0 |
| WSFS FINL CORP | COM | 929328102 |  | 385000 | 7000 | SH |  | DFND |  | 7000 | 0 | 0 |
| YUM BRANDS INC | COM | 988498101 |  | 202266 | 1365 | SH |  | DFND |  | 1365 | 0 | 0 |
| ZOETIS INC | CL A | 98978V103 |  | 21086623 | 135214 | SH |  | DFND |  | 133928 | 0 | 1286 |

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