# EDGAR Filing Document

**Accession Number:** 0001966438
**File Stem:** 0001951757-25-001175
**Filing Date:** 2025-10
**Character Count:** 8454
**Document Hash:** db61f4d54fe75bfe5a73fb9d257f012b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001951757-25-001175.hdr.sgml**: 20251017

**ACCESSION NUMBER**: 0001951757-25-001175

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251017

**DATE AS OF CHANGE**: 20251017

**EFFECTIVENESS DATE**: 20251017

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FFG RETIREMENT ADVISORS LLC
- **CENTRAL INDEX KEY:** 0001966438

**ORGANIZATION NAME:**
- **EIN:** 852386228
- **STATE OF INCORPORATION:** CO
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23232
- **FILM NUMBER:** 251401162

**BUSINESS ADDRESS:**
- **STREET 1:** 5975 SOUTH QUEBEC STREET
- **STREET 2:** SUITE 130
- **CITY:** CENTENNIAL
- **STATE:** CO
- **ZIP:** 80111
- **BUSINESS PHONE:** (303) 327-8100

**MAIL ADDRESS:**
- **STREET 1:** 5975 SOUTH QUEBEC STREET
- **STREET 2:** SUITE 130
- **CITY:** CENTENNIAL
- **STATE:** CO
- **ZIP:** 80111

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** FFG RETIREMENT ADVISORS LLC<br>**Address:** 5975 SOUTH QUEBEC STREET<br>SUITE 130<br>CENTENNIAL, CO 80111

**Form 13F File Number:** 028-23232

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Sean O'Reilly<br>**Title:** Chief Compliance Officer<br>**Phone:** (303) 327-8100

**Signature, Place, and Date of Signing:**

Sean O'Reilly  Centennial, CO  10-17-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 45

**Form 13F Information Table Value Total:** $161153196

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ISHARES TR | CORE INTL AGGR | 46435G672 |  | 4093431 | 79903 | SH |  | SOLE |  | 0 | 0 | 79903 |
| WISDOMTREE TR | DYNAMIC INTL EQT | 97717X263 |  | 4190032 | 100240 | SH |  | SOLE |  | 0 | 0 | 100240 |
| JOHN HANCOCK EXCHANGE TRADED | MULTI INTL ETF | 47804J859 |  | 1870584 | 46788 | SH |  | SOLE |  | 0 | 0 | 46788 |
| INVESCO EXCH TRADED FD TR II | S 500 MOMNTM | 46138E339 |  | 1656101 | 13680 | SH |  | SOLE |  | 0 | 0 | 13680 |
| GRAHAM CORP | COM | 384556106 |  | 2745000 | 50000 | SH |  | SOLE |  | 0 | 0 | 50000 |
| VANGUARD WORLD FD | CONSUM STP ETF | 92204A207 |  | 2405531 | 11255 | SH |  | SOLE |  | 0 | 0 | 11255 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 |  | 5463864 | 92295 | SH |  | SOLE |  | 0 | 0 | 92295 |
| PGIM ETF TR | ACTV HY BD ETF | 69344A206 |  | 1143392 | 31983 | SH |  | SOLE |  | 0 | 0 | 31983 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 2718161 | 26298 | SH |  | SOLE |  | 0 | 0 | 26298 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 1764001 | 15490 | SH |  | SOLE |  | 0 | 0 | 15490 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 330334 | 4398 | SH |  | SOLE |  | 0 | 0 | 4398 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 8665312 | 369208 | SH |  | SOLE |  | 0 | 0 | 369208 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 5622971 | 82898 | SH |  | SOLE |  | 0 | 0 | 82898 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 3283849 | 142035 | SH |  | SOLE |  | 0 | 0 | 142035 |
| WISDOMTREE TR | US SMALLCAP DIVD | 97717W604 |  | 1679420 | 49864 | SH |  | SOLE |  | 0 | 0 | 49864 |
| JOHN HANCOCK EXCHANGE TRADED | PREFERRED INCOME | 47804J776 |  | 3957320 | 170795 | SH |  | SOLE |  | 0 | 0 | 170795 |
| INVESCO EXCHANGE TRADED FD T | S 500 TOP 50 | 46137V233 |  | 3418184 | 59426 | SH |  | SOLE |  | 0 | 0 | 59426 |
| TOUCHSTONE ETF TRUST | ULTRA SHORT INCM | 89157W301 |  | 1529005 | 60292 | SH |  | SOLE |  | 0 | 0 | 60292 |
| BLACKROCK ETF TRUST | ISHARES US THEMA | 09290C806 |  | 2561948 | 67669 | SH |  | SOLE |  | 0 | 0 | 67669 |
| WISDOMTREE TR | US TOTAL DIVIDND | 97717W109 |  | 6455400 | 76850 | SH |  | SOLE |  | 0 | 0 | 76850 |
| JOHN HANCOCK EXCHANGE TRADED | MORTGAGE BACKED | 47804J792 |  | 7185633 | 324701 | SH |  | SOLE |  | 0 | 0 | 324701 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 3809715 | 57793 | SH |  | SOLE |  | 0 | 0 | 57793 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 |  | 5459975 | 102554 | SH |  | SOLE |  | 0 | 0 | 102554 |
| BONDBLOXX ETF TRUST | BLOOMBERG TEN YR | 09789C812 |  | 6546945 | 140402 | SH |  | SOLE |  | 0 | 0 | 140402 |
| GLOBAL X FDS | DEFENSE TECH ETF | 37960A529 |  | 526238 | 7492 | SH |  | SOLE |  | 0 | 0 | 7492 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 6077124 | 68313 | SH |  | SOLE |  | 0 | 0 | 68313 |
| WISDOMTREE TR | US HIGH DIVIDEND | 97717W208 |  | 4336381 | 43041 | SH |  | SOLE |  | 0 | 0 | 43041 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 309314 | 3961 | SH |  | SOLE |  | 0 | 0 | 3961 |
| TOUCHSTONE ETF TRUST | STRATEGIC INCOME | 89157W202 |  | 2743823 | 104209 | SH |  | SOLE |  | 0 | 0 | 104209 |
| WISDOMTREE TR | US MIDCAP DIVID | 97717W505 |  | 1822498 | 34847 | SH |  | SOLE |  | 0 | 0 | 34847 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 6364040 | 32720 | SH |  | SOLE |  | 0 | 0 | 32720 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 1092899 | 5580 | SH |  | SOLE |  | 0 | 0 | 5580 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 4378425 | 21202 | SH |  | SOLE |  | 0 | 0 | 21202 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 5131204 | 42505 | SH |  | SOLE |  | 0 | 0 | 42505 |
| BLACKROCK ETF TRUST | ISHARES A I INNO | 09290C780 |  | 1593974 | 46662 | SH |  | SOLE |  | 0 | 0 | 46662 |
| ETF SER SOLUTIONS | BAHL  GAYNOR DI | 268961505 |  | 3164210 | 117633 | SH |  | SOLE |  | 0 | 0 | 117633 |
| RBB FUND TRUST | FIRST EAGLE OVER | 75526L878 |  | 1626840 | 35271 | SH |  | SOLE |  | 0 | 0 | 35271 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 6614643 | 46929 | SH |  | SOLE |  | 0 | 0 | 46929 |
| VANGUARD WORLD FD | UTILITIES ETF | 92204A876 |  | 2729209 | 14409 | SH |  | SOLE |  | 0 | 0 | 14409 |
| WISDOMTREE TR | EMER MKT HIGH FD | 97717W315 |  | 1888993 | 41074 | SH |  | SOLE |  | 0 | 0 | 41074 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A854 |  | 7673246 | 97948 | SH |  | SOLE |  | 0 | 0 | 97948 |
| ISHARES TR | CORE TOTAL USD | 46434V613 |  | 8034867 | 172016 | SH |  | SOLE |  | 0 | 0 | 172016 |
| WISDOMTREE TR | EMG MKTS SMCAP | 97717W281 |  | 1976745 | 34619 | SH |  | SOLE |  | 0 | 0 | 34619 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 2219069 | 23312 | SH |  | SOLE |  | 0 | 0 | 23312 |
| ISHARES TR | CONV BD ETF | 46435G102 |  | 2293346 | 22922 | SH |  | SOLE |  | 0 | 0 | 22922 |

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