# EDGAR Filing Document

**Accession Number:** 0000904333
**File Stem:** 0001104659-25-071998
**Filing Date:** 2025-7
**Character Count:** 4803
**Document Hash:** 77a419163441cb96018a4982c13dc4c8
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-25-071998.hdr.sgml**: 20250730

**ACCESSION NUMBER**: 0001104659-25-071998

**CONFORMED SUBMISSION TYPE**: 497J

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20250730

**DATE AS OF CHANGE**: 20250730

**EFFECTIVENESS DATE**: 20250730

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SCHWAB CAPITAL TRUST
- **CENTRAL INDEX KEY:** 0000904333

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 1031

**FILING VALUES:**
- **FORM TYPE:** 497J
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 033-62470
- **FILM NUMBER:** 251164695

**BUSINESS ADDRESS:**
- **STREET 1:** 211 MAIN STREET
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94105
- **BUSINESS PHONE:** 1-415-667-7000

**MAIL ADDRESS:**
- **STREET 1:** 211 MAIN STREET
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94105

## Series and Classes Contracts Data

### Schwab Target 2050 Index Fund (Series ID: S000054919)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000172773 | Schwab Target 2050 Index Fund | SWYMX           |

### Schwab Target 2055 Index Fund (Series ID: S000054920)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000172775 | Schwab Target 2055 Index Fund | SWYJX           |

### Schwab Target 2060 Index Fund (Series ID: S000054921)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000172777 | Schwab Target 2060 Index Fund | SWYNX           |

### Schwab Target 2010 Index Fund (Series ID: S000054922)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000172779 | Schwab Target 2010 Index Fund | SWYAX           |

### Schwab Target 2015 Index Fund (Series ID: S000054923)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000172781 | Schwab Target 2015 Index Fund | SWYBX           |

### Schwab Target 2020 Index Fund (Series ID: S000054924)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000172783 | Schwab Target 2020 Index Fund | SWYLX           |

### Schwab Target 2025 Index Fund (Series ID: S000054925)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000172785 | Schwab Target 2025 Index Fund | SWYDX           |

### Schwab Target 2030 Index Fund (Series ID: S000054926)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000172787 | Schwab Target 2030 Index Fund | SWYEX           |

### Schwab Target 2035 Index Fund (Series ID: S000054927)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000172789 | Schwab Target 2035 Index Fund | SWYFX           |

### Schwab Target 2040 Index Fund (Series ID: S000054928)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000172791 | Schwab Target 2040 Index Fund | SWYGX           |

### Schwab Target 2045 Index Fund (Series ID: S000054929)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000172793 | Schwab Target 2045 Index Fund | SWYHX           |

### Schwab Target 2065 Index Fund (Series ID: S000071108)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000225749 | Schwab Target 2065 Index Fund | SWYOX           |

Charles Schwab Investment Management, Inc.

211 Main Street

San Francisco, CA 94105

July 30, 2025

<u>VIA EDGAR</u>

Securities and Exchange Commission

100 F Street, NE

Washington, D.C. 20549

Schwab Capital Trust ("Trust") (File Nos. 033-62470 and 811-07704)

---

| | |
|:---|:---|
| &nbsp;&nbsp;Schwab Target 2010 Index Fund | &nbsp;&nbsp;Schwab Target 2040 Index Fund |
| &nbsp;&nbsp;Schwab Target 2015 Index Fund | &nbsp;&nbsp;Schwab Target 2045 Index Fund |
| &nbsp;&nbsp;Schwab Target 2020 Index Fund | &nbsp;&nbsp;Schwab Target 2050 Index Fund |
| &nbsp;&nbsp;Schwab Target 2025 Index Fund | &nbsp;&nbsp;Schwab Target 2055 Index Fund |
| &nbsp;&nbsp;Schwab Target 2030 Index Fund | &nbsp;&nbsp;Schwab Target 2060 Index Fund |
| &nbsp;&nbsp;Schwab Target 2035 Index Fund | &nbsp;&nbsp;Schwab Target 2065 Index Fund |

---

**Post-Effective Amendment No. 233**

Dear Sir or Madam:

Pursuant to Rule 497(j) under the Securities Act of 1933, as amended, the prospectus and statement of additional information, dated July 28, 2025, for the above-named funds that would have been filed pursuant to Rule 497(c) do not differ from the prospectus and statement of additional information in the most recently electronically filed Post-Effective Amendment, as referenced above, for the above-named Trust.

Respectfully,

/s/ Michael Cirelli

Michael Cirelli

Corporate Counsel