# EDGAR Filing Document

**Accession Number:** 0002008748
**File Stem:** 0000930413-26-001355
**Filing Date:** 2026-4
**Character Count:** 19589
**Document Hash:** a9a8a0fc26a975cd00d0a4bdcdd4f4ce
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000930413-26-001355.hdr.sgml**: 20260429

**ACCESSION NUMBER**: 0000930413-26-001355

**CONFORMED SUBMISSION TYPE**: 8-K

**PUBLIC DOCUMENT COUNT**: 12

**CONFORMED PERIOD OF REPORT**: 20260423

**ITEM INFORMATION**: Entry into a Material Definitive Agreement

**ITEM INFORMATION**: Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

**ITEM INFORMATION**: Financial Statements and Exhibits

**FILED AS OF DATE**: 20260429

**DATE AS OF CHANGE**: 20260429

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Lord Abbett Private Credit Fund
- **CENTRAL INDEX KEY:** 0002008748

**ORGANIZATION NAME:**
- **EIN:** 934670837
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 814-01764
- **FILM NUMBER:** 26915997

**BUSINESS ADDRESS:**
- **STREET 1:** C/O LORD, ABBETT & CO. LLC
- **STREET 2:** 30 HUDSON STREET
- **CITY:** JERSEY CITY
- **STATE:** NJ
- **ZIP:** 07302
- **BUSINESS PHONE:** 888-522-2388

**MAIL ADDRESS:**
- **STREET 1:** C/O LORD, ABBETT & CO. LLC
- **STREET 2:** 30 HUDSON STREET
- **CITY:** JERSEY CITY
- **STATE:** NJ
- **ZIP:** 07302

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Lord Abbett Private Credit Fund 1, LP
- **DATE OF NAME CHANGE:** 20240118

?xml version='1.0' encoding='ASCII'?

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**WASHINGTON, DC 20549**

**FORM 8-K**

**CURRENT REPORT**

**Pursuant to Section 13 or 15(d) of the**

**Securities Exchange Act of 1934**

Date of report (Date of earliest event reported): **April 23, 2026**

**Lord Abbett Private Credit Fund** 

(Exact name of Registrant as Specified in Its Charter)

---

| | | |
|:---|:---|:---|
| **Delaware** | **814-01764** | **93-4670837** |
| (State or Other Jurisdiction<br> of Incorporation) | (Commission<br> File Number) | (IRS Employer<br> Identification No.) |

---

---

| | |
|:---|:---|
| **30 Hudson Street**<br> **Jersey City, New Jersey** | **07302** |
| (Address of Principal Executive Offices) | (Zip Code) |

---

Registrant's telephone number, including area code: **(888) 522-2388**

**N/A**

(Former Name or Former Address, if Changed Since Last Report)

Securities registered pursuant to Section 12(b) of the Act:

---

| | | |
|:---|:---|:---|
| **Title of each class** | **Trading Symbol(s)** | **Name of each exchange on which registered** |
| N/A | N/A | N/A |

---

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (*see* General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

**Item 1.01 Entry into a Material Definitive Agreement.**

On April 23, 2026 (the "Closing Date"), Lord Abbett PCF Financing 2 LLC ("PCF Financing 2"), a wholly-owned, special purpose financing subsidiary of Lord Abbett Private Credit Fund ("we," the "Company," or the "Fund"), entered into Amendment No. 1 ("First Amendment") to the Loan and Security Agreement (the "Loan Agreement"), by and among PCF Financing 2, as borrower, the Company, as collateral manager, Royal Bank of Canada ("RBC") as administrative agent, each of the lenders from time to time party thereto, and Computershare Trust Company, N.A., as collateral agent and collateral custodian. Capitalized terms used and not otherwise defined herein shall have the meanings specified in the Loan Agreement.

The First Amendment provides for, among other things, an increase to the Commitments from $300,000,000 to $400,000,000.

The foregoing description of the First Amendment does not purport to be complete and is qualified in its entirety by reference to the full text of the First Amendment to the Loan Agreement attached hereto as Exhibit 10.1.

**Item 2.03. Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.**

The information provided in Item 1.01 of this Current Report on Form 8-K is incorporated by reference into this Item 2.03.

**Item 9.01. Financial Statements and Exhibits.**

(d) Exhibits

10.1 [First Amendment, dated April 23, 2026, to Loan and Security Agreement, dated December 1, 2025, by and among Lord Abbett Private Credit Fund, as collateral manager, Lord Abbett PCF Financing 2 LLC, as borrower, Royal Bank of Canada, as administrative agent and a lender, and Computershare Trust Company, N.A., as collateral agent and collateral custodian.](c116273_ex10-1.htm)

104 Cover Page Interactive Data File (embedded within the Inline XBRL document).

**SIGNATURE**

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | | |
|:---|:---|:---|
|  |  | **LORD ABBETT PRIVATE CREDIT FUND** |
| Date: April 29, 2026 | By: | /s/ Salvatore Dona |
|  | Name: | Salvatore Dona |
|  | Title: | Chief Financial Officer |

---

## Exhibit 10.1

**Exhibit 10.1**

**EXECUTION VERSION**

THIS AMENDMENT NO. 1 TO LOAN AND SECURITY AGREEMENT (this "<u>Amendment</u>"), dated as of April 23, 2026 (the "<u>Amendment Effective Date</u>"), is entered into among Lord Abbett Private Credit Fund, a Delaware statutory trust, as the collateral manager (the "<u>Collateral Manager</u>"), Lord Abbett PCF Financing 2 LLC, a Delaware limited liability company, as the borrower (the "<u>Borrower</u>"), the Lenders party hereto, Royal Bank of Canada, as the administrative agent (the "<u>Administrative Agent</u>") and Computershare Trust Company, N.A., not in its individual capacity but as the collateral agent (the "<u>Collateral Agent</u>") and as the collateral custodian (the "<u>Collateral Custodian</u>").

WHEREAS, the Collateral Manager, the Borrower, the Administrative Agent, the Lenders from time to time party thereto, the Collateral Agent and the Collateral Custodian are party to the Loan and Security Agreement, dated as of December 1, 2025 (as amended, restated, supplemented or otherwise modified from time to time, the "<u>Loan Agreement</u>"), providing, among other things, for the making and the administration of the Advances by the Lenders to the Borrower;

WHEREAS, the parties hereto desire to amend the Loan Agreement in accordance with Section 12.1 of the Loan Agreement and subject to the terms and conditions set forth herein.

NOW THEREFORE, in consideration of the foregoing premises and the mutual agreements contained herein, and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto, intending to be legally bound, hereby agree as follows:

**ARTICLE I**

<u>Definitions</u>

SECTION 1.1. <u>Defined Terms</u>. Terms used but not defined herein have the respective meanings given to such terms in the Loan Agreement.

**ARTICLE II**

<u>Amendments</u>

SECTION 2.1. As of the date of this Amendment, the Loan Agreement shall be amended to delete the stricken text (indicated textually in the same manner as the following example: stricken text) and to add the bold and double-underlined text (indicated textually in the same manner as the following example: bold and double-underlined text) as set forth on the pages of the Loan Agreement attached as <u>Appendix A</u> hereto.

**ARTICLE III**

<u>Representations and Warranties</u>

SECTION 3.1. Each of the Borrower and the Collateral Manager hereby represents and warrants to each other party hereto that, as of the date first written above, (i) no Default or Event of Default has occurred and is continuing and (ii) the representations and warranties of the Borrower and the Collateral Manager contained in the Loan Agreement and the other Transaction Documents are true and correct in all material respects on and as of such day (except for such representations and warranties as are qualified by materiality, a Material Adverse Effect or any similar qualifier, which representations and warranties shall be true in all respects, and except for those representations and warranties made as of a specific date which are true, correct, and complete as of such date).

**ARTICLE IV**

<u>Conditions Precedent</u>

SECTION 4.1. This Amendment shall become effective as of the Amendment Effective Date upon:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) the execution and delivery of this Amendment by each party hereto;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) the Administrative Agent shall have received satisfactory evidence that the Borrower has obtained all required consents and approvals of all Persons to the execution, delivery and performance of this Amendment and the consummation of the transactions contemplated hereby;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) the Administrative Agent shall have received the executed legal opinion or opinions of Dechert LLP, counsel to the Borrower and the Collateral Manager, in form and substance acceptable to the Administrative Agent in its reasonable discretion;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d) each of the Administrative Agent and the Lenders have received all fees due and payable to such Person; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e) the Administrative Agent shall have received, certificates dated as of a recent date from the Secretary of State or other appropriate authority, evidencing the good standing of the Borrower and the Collateral Manager.

**ARTICLE V**

<u>Miscellaneous</u>

SECTION 5.1. <u>Governing Law</u>. THIS AMENDMENT AND THE RIGHTS AND OBLIGATIONS OF THE PARTIES UNDER THIS AMENDMENT SHALL BE GOVERNED BY, AND CONSTRUED AND INTERPRETED IN ACCORDANCE WITH, THE LAW OF THE STATE OF NEW YORK.

SECTION 5.2. <u>Severability Clause</u>. In case any provision in this Amendment shall be invalid, illegal or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not in any way be affected or impaired thereby.

SECTION 5.3. <u>Ratification</u>. Except as expressly amended hereby, the Loan Agreement is in all respects ratified and confirmed and all the terms, conditions and provisions thereof shall remain in full force and effect. This Amendment shall form a part of the Loan Agreement for all purposes.

SECTION 5.4. Headings. The headings of the Articles and Sections in this Amendment are for convenience of reference only and shall not be deemed to alter or affect the meaning or interpretation of any provisions hereof.

SECTION 5.5. <u>Electronic Signatures</u>. This Amendment shall be valid, binding, and enforceable against a party when executed and delivered by an authorized individual on behalf of the party by means of (i) an original manual signature; (ii) a faxed, scanned, or photocopied manual signature, or (iii) any other electronic signature permitted by the federal Electronic Signatures in Global and National Commerce Act, state enactments of the Uniform Electronic Transactions Act, and/or any other relevant electronic signatures law, including any relevant provisions of the UCC (collectively, "Signature Law"), in each case to the extent applicable. Each faxed, scanned, or photocopied manual signature, or other electronic signature, shall for all purposes have the same validity, legal effect, and admissibility in evidence as an original manual signature. Each party hereto shall be entitled to conclusively rely upon, and shall have no liability with respect to, any faxed, scanned, or photocopied manual signature, or other electronic signature, of any other party and shall have no duty to investigate, confirm or otherwise verify the validity or authenticity thereof. This Amendment may be executed in any number of counterparts, each of which shall be deemed to be an original, but such counterparts shall, together, constitute one and the same instrument. For the avoidance of doubt, original manual signatures shall be used for execution or indorsement of writings when required under the UCC or other Signature Law due to the character or intended character of the writings.

[Signature Pages Follow]

IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be duly executed as of the Amendment Effective Date.

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| | |
|:---|:---|
| **LORD ABBETT PCF FINANCING 2 LLC**, as the Borrower | **LORD ABBETT PCF FINANCING 2 LLC**, as the Borrower |
| By: | Lord Abbett Private Credit Fund, its sole member |
| By: | /s/ Randolph Stuzin |
| Name: | Randolph Stuzin |
| Title: | Vice President and Assistant Secretary |

---

[Signature Page to Amendment No. 1 to Loan and Security Agreement]

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| | |
|:---|:---|
| **LORD ABBETT PRIVATE CREDIT FUND**, as <br> Collateral Manager | **LORD ABBETT PRIVATE CREDIT FUND**, as <br> Collateral Manager |
| By: | /s/ Randolph Stuzin |
| Name: | Randolph Stuzin |
| Title: | Vice President and Assistant Secretary |

---

[Signature Page to Amendment No. 1 to Loan and Security Agreement]

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| | |
|:---|:---|
| **ROYAL BANK OF CANADA**, <br> as Administrative Agent | **ROYAL BANK OF CANADA**, <br> as Administrative Agent |
| By: | /s/ Nichole Foraker |
| Name: | Nichole Foraker |
| Title: | Authorized Signatory |
| By: | /s/ Lorna P. Mendelson |
| Name: | Lorna P. Mendelson |
| Title: | Authorized Signatory |

---

[Signature Page to Amendment No. 1 to Loan and Security Agreement]

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| | |
|:---|:---|
| **ROYAL BANK OF CANADA**,<br> as a Lender | **ROYAL BANK OF CANADA**,<br> as a Lender |
| By: | /s/ Lorna P. Mendelson |
| Name: | Lorna P. Mendelson |
| Title: | Authorized Signatory |
| By: | /s/ Ricardo Hipolito |
| Name: | Ricardo Hipolito |
| Title: | Authorized Signatory |

---

[Signature Page to Amendment No. 1 to Loan and Security Agreement]

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| | |
|:---|:---|
| **COMPUTERSHARE TRUST COMPANY, N.A.,** not in its individual capacity but solely as Collateral Agent | **COMPUTERSHARE TRUST COMPANY, N.A.,** not in its individual capacity but solely as Collateral Agent |
| By: | /s/ Philip Dean |
| Name: | Philip Dean |
| Title: | Vice President |
| **COMPUTERSHARE TRUST COMPANY, N.A.,** not in its individual capacity but solely as the Collateral Custodian | **COMPUTERSHARE TRUST COMPANY, N.A.,** not in its individual capacity but solely as the Collateral Custodian |
| By: | /s/ Philip Dean |
| Name: | Philip Dean |
| Title: | Vice President |

---

[Signature Page to Amendment No. 1 to Loan and Security Agreement]

<u>Appendix A</u>

**EXECUTION VERSION**

**Conformed to Amendment No. 1 to LSA, dated as of April 23, 2026**

------

**LOAN AND SECURITY AGREEMENT**

by and among

**LORD ABBETT PRIVATE CREDIT FUND**,

as the Collateral Manager

**LORD ABBETT PCF FINANCING 2 LLC**,

as the Borrower

**EACH OF THE LENDERS FROM TIME TO TIME PARTY HERETO**,

as the Lenders

**ROYAL BANK OF CANADA**,

as the Administrative Agent

and

**COMPUTERSHARE TRUST COMPANY, N.A.**

as the Collateral Agent and the Collateral Custodian

Dated as of December 1, 2025

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4123-5341-2705.94151-7358-7816.2

"<u>Target Transaction Par Amount</u>": (a) From (and including) the Closing Date, to (but excluding) the twelve-month anniversary of the Closing Date, the greater of (x) $430,000,000575,000,000 and (y) the amount calculated pursuant to clause (b) hereof, and (b) from (and including) the twelve-month anniversary of the Closing Date to (and including) the last day of the Reinvestment Period, the greater of (i) the Dollar Equivalent of the aggregate Adjusted Principal Balance of all Eligible Loans as of the close of business on the six-month anniversary of the Closing Date and (ii) the then-current Dollar Equivalent of the aggregate Adjusted Principal Balance of all Eligible Loans, and (c) from (but excluding) the last day of the Reinvestment Period, the amount calculated pursuant to clause (b) hereof as of the last day of the Reinvestment Period.

"<u>Taxes</u>": All present or future taxes, levies, imposts, duties, deductions, withholdings (including backup withholding), assessments, fees or other charges imposed by any Governmental Authority, including any interest, additions to tax or penalties applicable thereto.

"<u>Term RFR Advance</u>": Individually and collectively as the context may require, a Daily SOFR Advance or a Daily Compounded CORRA Rate Advance.

"<u>Termination Date</u>": The earliest of (a) the date that is twenty four (24) months after the Reinvestment Period End Date, (b) the date of the declaration of the Termination Date or the date of the automatic occurrence of the Termination Date, in each case, pursuant to <u>Section 9.2(a)</u>, (c) the date specified in the Borrower's notice of declaration of the Termination Date pursuant to <u>Section 2.3(c)</u> or (d) the Specified Call Date.

"<u>Transaction</u>": The meaning specified in <u>Section 3.2</u>.

"<u>Transaction Documents</u>": This Agreement, the Sale Agreement, the Account Control Agreement, the Fee Letter, each Note, any Joinder Supplement, any Transferee Letter, any Assignment and Assumption and the Collateral Agent Fee Letter.

"<u>Transferee Letter</u>": The meaning specified in <u>Section 12.16</u>.

"<u>Transferor</u>": Lord Abbett Private Credit Fund, a Delaware statutory trust, as seller of Loans to the Borrower.

"<u>Transferor Loan</u>": Each Loan sold and/or contributed by the Transferor or an Affiliate thereof to the Borrower.

"<u>Transferor Purchased Loan Balance</u>": As of any date of determination, an amount equal to the aggregate Outstanding Balance of all Transferor Loans acquired by the Borrower prior to such date.

"<u>UCC</u>": The Uniform Commercial Code as from time to time in effect in the applicable jurisdiction or jurisdictions.

"<u>Unadjusted Benchmark Replacement</u>": The applicable Benchmark Replacement excluding the related Benchmark Replacement Adjustment.

"<u>Uncertificated Security</u>": The meaning specified in Section 8-102(a)(18) of the

4123-5341-2705.94151-7358-7816.2

**<u>Annex B</u>**

**<u>COMMITMENTS</u>**

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| | |
|:---|:---|
| <u>Lender</u> | <u>Commitment</u> |
| Royal Bank of Canada | $300000000400000000 |
| **Total:** | **$** **300000000** **400000000** |

---

[Annex B]

Loan and Security Agreement

4123-5341-2705.94151-7358-7816.2