# EDGAR Filing Document

**Accession Number:** 0001662212
**File Stem:** 0000950123-23-000690
**Filing Date:** 2023-2
**Character Count:** 68082
**Document Hash:** 79e2a65ae822899e6372a96e0b79900f
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000950123-23-000690.hdr.sgml**: 20230203

**ACCESSION NUMBER**: 0000950123-23-000690

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230203

**DATE AS OF CHANGE**: 20230203

**EFFECTIVENESS DATE**: 20230203

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Grove Bank & Trust
- **CENTRAL INDEX KEY:** 0001662212
- **IRS NUMBER:** 590199400
- **STATE OF INCORPORATION:** FL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-17082
- **FILM NUMBER:** 23583622

**BUSINESS ADDRESS:**
- **STREET 1:** 2701 SOUTH BAYSHORE DRIVE
- **CITY:** MIAMI
- **STATE:** FL
- **ZIP:** 33133
- **BUSINESS PHONE:** 305-858-6666

**MAIL ADDRESS:**
- **STREET 1:** 2701 SOUTH BAYSHORE DRIVE
- **CITY:** MIAMI
- **STATE:** FL
- **ZIP:** 33133

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Coconut Grove Bank
- **DATE OF NAME CHANGE:** 20151229

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Grove Bank  Trust<br>**Address:** 2701 SOUTH BAYSHORE DRIVE<br>MIAMI, FL 33133

**Form 13F File Number:** 028-17082

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** DOMINGO CALLEJAS<br>**Title:** SENIOR VICE PRESIDENT AND CONTR0LLER<br>**Phone:** 305-808-4000

**Signature, Place, and Date of Signing:**

/S/ Domingo Callejas  MIAMI, FL  02-02-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 709

**Form 13F Information Table Value Total:** $453210

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M Co | COM | 88579Y101 |  | 120 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| 3M Co | COM | 88579Y101 |  | 117 | 977 | SH |  | SOLE |  | 977 | 0 | 0 |
| ACADIA Pharmaceuticals Inc | COM | 004225108 |  | 3 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| ADVANCED MICRO DEV | COM | 007903107 |  | 345 | 5322 | SH |  | SOLE |  | 5322 | 0 | 0 |
| AEROVIRONMENT INC | COM | 008073108 |  | 1 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| AES Corp/The | COM | 00130H105 |  | 230 | 8000 | SH |  | SOLE |  | 8000 | 0 | 0 |
| AGILENT TECHS INC | COM | 00846U101 |  | 585 | 3906 | SH |  | SOLE |  | 3906 | 0 | 0 |
| AGNC INVESTMENT CORP | COM | 00123Q104 |  | 5 | 520 | SH |  | SOLE |  | 520 | 0 | 0 |
| AGNICO EAGLE MINES | COM | 008474108 |  | 5 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| ALBEMARLE CORP | COM | 012653101 |  | 6 | 29 | SH |  | SOLE |  | 29 | 0 | 0 |
| ALCON AG | ORD SHS | H01301128 |  | 1 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 2588 | 29331 | SH |  | SOLE |  | 29331 | 0 | 0 |
| AMBEV SA | SPONSORED ADR | 02319V103 |  | 60 | 22065 | SH |  | SOLE |  | 9594 | 0 | 12471 |
| AMER EXPRESS CO | COM | 025816109 |  | 532 | 3602 | SH |  | SOLE |  | 3602 | 0 | 0 |
| AMER INTL GRP | COM NEW | 026874784 |  | 258 | 4077 | SH |  | SOLE |  | 4077 | 0 | 0 |
| ANALOG DEVICES INC | COM | 032654105 |  | 294 | 1792 | SH |  | SOLE |  | 1792 | 0 | 0 |
| ANSYS INC. | COM | 03662Q105 |  | 1 | 3 | SH |  | SOLE |  | 3 | 0 | 0 |
| APA Corp | COM | 03743Q108 |  | 93 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| APPLIED MATERIALS | COM | 038222105 |  | 506 | 5201 | SH |  | SOLE |  | 5201 | 0 | 0 |
| ARISTA NETWORKS INC | COM | 040413106 |  | 1 | 8 | SH |  | SOLE |  | 8 | 0 | 0 |
| ARK Investment Management LLC | AUTNMUS TECHNLGY | 00214Q203 |  | 2 | 59 | SH |  | SOLE |  | 59 | 0 | 0 |
| ARK Investment Management LLC | GENOMIC REV ETF | 00214Q302 |  | 2 | 59 | SH |  | SOLE |  | 59 | 0 | 0 |
| ASE Technology Holding Co Ltd | SPONSORED ADS | 00215W100 |  | 107 | 17029 | SH |  | SOLE |  | 7404 | 0 | 9625 |
| ASML HOLDING NV | N Y REGISTRY SHS | N07059210 |  | 34 | 63 | SH |  | SOLE |  | 63 | 0 | 0 |
| AT INC | COM | 00206R102 |  | 129 | 7000 | SH |  | DFND |  | 7000 | 0 | 0 |
| AT INC | COM | 00206R102 |  | 1001 | 54377 | SH |  | SOLE |  | 16970 | 0 | 37407 |
| AUTOMATIC DATA PROCESSING | COM | 053015103 |  | 1044 | 4371 | SH |  | SOLE |  | 4371 | 0 | 0 |
| AVERY DENNISON CORP | COM | 053611109 |  | 52 | 288 | SH |  | SOLE |  | 288 | 0 | 0 |
| AXON ENTERPRISE INC | COM | 05464C101 |  | 139 | 835 | SH |  | SOLE |  | 835 | 0 | 0 |
| AbbVie Inc | COM | 00287Y109 |  | 1131 | 7000 | SH |  | DFND |  | 7000 | 0 | 0 |
| AbbVie Inc | COM | 00287Y109 |  | 1529 | 9458 | SH |  | SOLE |  | 5474 | 0 | 3984 |
| Abbott Laboratories | COM | 002824100 |  | 576 | 5250 | SH |  | DFND |  | 5250 | 0 | 0 |
| Abbott Laboratories | COM | 002824100 |  | 2565 | 23365 | SH |  | SOLE |  | 12533 | 0 | 10832 |
| Accenture PLC | SHS CLASS A | G1151C101 |  | 2155 | 8077 | SH |  | SOLE |  | 4036 | 0 | 4041 |
| Activision Blizzard Inc | COM | 00507V109 |  | 229 | 2985 | SH |  | SOLE |  | 2985 | 0 | 0 |
| Adobe Inc | COM | 00724F101 |  | 2373 | 7050 | SH |  | SOLE |  | 2173 | 0 | 4877 |
| Advance Auto Parts Inc | COM | 00751Y106 |  | 3 | 21 | SH |  | SOLE |  | 21 | 0 | 0 |
| Aflac Inc | COM | 001055102 |  | 26 | 363 | SH |  | SOLE |  | 363 | 0 | 0 |
| Air Products and Chemicals Inc | COM | 009158106 |  | 322 | 1043 | SH |  | SOLE |  | 1043 | 0 | 0 |
| Airbnb Inc | COM CL A | 009066101 |  | 955 | 11172 | SH |  | SOLE |  | 1697 | 0 | 9475 |
| Alaska Air Group Inc | COM | 011659109 |  | 1 | 30 | SH |  | SOLE |  | 30 | 0 | 0 |
| Alexandria Real Estate Equitie | COM | 015271109 |  | 30 | 205 | SH |  | SOLE |  | 205 | 0 | 0 |
| Align Technology Inc | COM | 016255101 |  | 324 | 1538 | SH |  | SOLE |  | 381 | 0 | 1158 |
| Allstate Corp/The | COM | 020002101 |  | 295 | 2179 | SH |  | SOLE |  | 2179 | 0 | 0 |
| Ally Financial Inc | COM | 02005N100 |  | 84 | 3427 | SH |  | SOLE |  | 3427 | 0 | 0 |
| Alphabet Inc | CAP STK CL C | 02079K107 |  | 62 | 700 | SH |  | DFND |  | 700 | 0 | 0 |
| Alphabet Inc | CAP STK CL C | 02079K107 |  | 3556 | 40077 | SH |  | SOLE |  | 16546 | 0 | 23531 |
| Altria Group Inc | COM | 02209S103 |  | 640 | 14000 | SH |  | DFND |  | 14000 | 0 | 0 |
| Altria Group Inc | COM | 02209S103 |  | 379 | 8300 | SH |  | SOLE |  | 8300 | 0 | 0 |
| Amazon.com Inc | COM | 023135106 |  | 4951 | 58944 | SH |  | SOLE |  | 28484 | 0 | 30460 |
| Amcor PLC | ORD | G0250X107 |  | 86 | 7250 | SH |  | DFND |  | 7250 | 0 | 0 |
| Amcor PLC | ORD | G0250X107 |  | 419 | 35144 | SH |  | SOLE |  | 5318 | 0 | 29826 |
| American Century Investment Management Inc | AVANTIS EMGMKT | 025072604 |  | 3 | 69 | SH |  | DFND |  | 69 | 0 | 0 |
| American Century Investment Management Inc | AVANTIS EMGMKT | 025072604 |  | 776 | 15389 | SH |  | SOLE |  | 15389 | 0 | 0 |
| American Century Investment Management Inc | INTL EQT ETF | 025072703 |  | 7 | 139 | SH |  | DFND |  | 139 | 0 | 0 |
| American Century Investment Management Inc | INTL EQT ETF | 025072703 |  | 592 | 11130 | SH |  | SOLE |  | 11130 | 0 | 0 |
| American Electric Power Co Inc | COM | 025537101 |  | 95 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| American Electric Power Co Inc | COM | 025537101 |  | 459 | 4832 | SH |  | SOLE |  | 1403 | 0 | 3429 |
| American Tower Corp | COM | 03027X100 |  | 629 | 2971 | SH |  | SOLE |  | 2971 | 0 | 0 |
| Americas Mining Corp/United St | COM | 84265V105 |  | 33 | 550 | SH |  | SOLE |  | 550 | 0 | 0 |
| Ameriprise Financial Inc | COM | 03076C106 |  | 504 | 1618 | SH |  | SOLE |  | 1618 | 0 | 0 |
| Amgen Inc | COM | 031162100 |  | 1048 | 3990 | SH |  | SOLE |  | 2745 | 0 | 1245 |
| Amphenol Corp | CL A | 032095101 |  | 74 | 978 | SH |  | SOLE |  | 978 | 0 | 0 |
| Anheuser-Busch InBev SA/NV | SPONSORED ADR | 03524A108 |  | 62 | 1030 | SH |  | SOLE |  | 1030 | 0 | 0 |
| Aon PLC | SHS CL A | G0403H108 |  | 69 | 229 | SH |  | SOLE |  | 229 | 0 | 0 |
| Apple Hospitality REIT Inc | COM NEW | 03784Y200 |  | 213 | 13523 | SH |  | SOLE |  | 13523 | 0 | 0 |
| Apple Inc | COM | 037833100 |  | 8835 | 68000 | SH |  | DFND |  | 68000 | 0 | 0 |
| Apple Inc | COM | 037833100 |  | 16046 | 123494 | SH |  | SOLE |  | 123494 | 0 | 0 |
| Archer-Daniels-Midland Co | COM | 039483102 |  | 93 | 1006 | SH |  | SOLE |  | 1006 | 0 | 0 |
| Ares Capital Corp | COM | 04010L103 |  | 13 | 720 | SH |  | SOLE |  | 720 | 0 | 0 |
| Arthur J Gallagher  Co | COM | 363576109 |  | 337 | 1790 | SH |  | SOLE |  | 1790 | 0 | 0 |
| AstraZeneca PLC | SPONSORED ADR | 046353108 |  | 505 | 7450 | SH |  | DFND |  | 7450 | 0 | 0 |
| AstraZeneca PLC | SPONSORED ADR | 046353108 |  | 254 | 3745 | SH |  | SOLE |  | 3745 | 0 | 0 |
| Atlassian Corp | None | 049468101 |  | 94 | 732 | SH |  | SOLE |  | 732 | 0 | 0 |
| AutoZone Inc | COM | 053332102 |  | 37 | 15 | SH |  | SOLE |  | 15 | 0 | 0 |
| Autodesk Inc | COM | 052769106 |  | 1327 | 7099 | SH |  | SOLE |  | 1099 | 0 | 6000 |
| AvalonBay Communities Inc | COM | 053484101 |  | 1 | 7 | SH |  | SOLE |  | 7 | 0 | 0 |
| Axcelis Technologies Inc | COM NEW | 054540208 |  | 2 | 25 | SH |  | SOLE |  | 25 | 0 | 0 |
| BAKER HUGHES INC | CL A | 05722G100 |  | 4 | 150 | SH |  | SOLE |  | 150 | 0 | 0 |
| BARRICK GOLD CORP | COM | 067901108 |  | 44 | 2546 | SH |  | SOLE |  | 2546 | 0 | 0 |
| BAXTER INTL INC | COM | 071813109 |  | 153 | 2996 | SH |  | SOLE |  | 2996 | 0 | 0 |
| BC Partners Holdings Ltd | COM CL A | 23284C102 |  | 1 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| BCE Inc | COM NEW | 05534B760 |  | 193 | 4400 | SH |  | DFND |  | 4400 | 0 | 0 |
| BCE Inc | COM NEW | 05534B760 |  | 973 | 22150 | SH |  | SOLE |  | 4795 | 0 | 17355 |
| BECTON DICKINSON | COM | 075887109 |  | 2 | 7 | SH |  | SOLE |  | 7 | 0 | 0 |
| BEST BUY CO INC | COM | 086516101 |  | 82 | 1018 | SH |  | SOLE |  | 1018 | 0 | 0 |
| BHP BILLITON LTD | SPONSORED ADS | 088606108 |  | 115 | 1850 | SH |  | SOLE |  | 1120 | 0 | 730 |
| BJ's Wholesale Club Holdings I | COM | 05550J101 |  | 92 | 1385 | SH |  | SOLE |  | 1385 | 0 | 0 |
| BK OF AMERICA CORP | COM | 060505104 |  | 2670 | 80630 | SH |  | SOLE |  | 80630 | 0 | 0 |
| BK OF MONTREAL | COM | 063671101 |  | 46 | 510 | SH |  | SOLE |  | 510 | 0 | 0 |
| BK OF NY MELLON CP | COM | 064058100 |  | 1753 | 38500 | SH |  | SOLE |  | 38500 | 0 | 0 |
| BLACKROCK FUND ADVISORS | HDG MSCI EAFE | 46434V803 |  | 1283 | 47500 | SH |  | SOLE |  | 47500 | 0 | 0 |
| BOEING CO | COM | 097023105 |  | 93 | 487 | SH |  | SOLE |  | 487 | 0 | 0 |
| BP PLC | SPONSORED ADR | 055622104 |  | 251 | 7197 | SH |  | SOLE |  | 7197 | 0 | 0 |
| BRISTOL-MYRS SQUIB | COM | 110122108 |  | 144 | 2000 | SH |  | DFND |  | 2000 | 0 | 0 |
| BRISTOL-MYRS SQUIB | COM | 110122108 |  | 261 | 3630 | SH |  | SOLE |  | 3561 | 0 | 69 |
| BRITISH AMERICAN TOBACCO PLC | SPONSORED ADR | 110448107 |  | 110 | 2750 | SH |  | DFND |  | 2750 | 0 | 0 |
| BRITISH AMERICAN TOBACCO PLC | SPONSORED ADR | 110448107 |  | 1227 | 30679 | SH |  | SOLE |  | 4559 | 0 | 26120 |
| Baidu Inc | SPON ADR REP A | 056752108 |  | 76 | 668 | SH |  | SOLE |  | 290 | 0 | 378 |
| Banco Bradesco SA | SP ADR PFD NEW | 059460303 |  | 42 | 14604 | SH |  | SOLE |  | 6350 | 0 | 8254 |
| Banco Santander SA | ADR | 05964H105 |  | 32 | 10687 | SH |  | SOLE |  | 10687 | 0 | 0 |
| Bancolombia SA | SPON ADR PREF | 05968L102 |  | 66 | 2311 | SH |  | SOLE |  | 1004 | 0 | 1307 |
| Barclays PLC | ADR | 06738E204 |  | 66 | 8447 | SH |  | SOLE |  | 3673 | 0 | 4774 |
| Berkshire Hathaway Inc | CL B NEW | 084670702 |  | 1009 | 3266 | SH |  | SOLE |  | 3266 | 0 | 0 |
| Biogen Inc | COM | 09062X103 |  | 25 | 92 | SH |  | SOLE |  | 92 | 0 | 0 |
| Black Stone Minerals LP | COM UNIT | 09225M101 |  | 17 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| BlackRock Capital Investment C | COM | 092533108 |  | 371 | 102516 | SH |  | SOLE |  | 102516 | 0 | 0 |
| BlackRock Fund Advisors | 20 YR TR BD ETF | 464287432 |  | 8 | 78 | SH |  | SOLE |  | 78 | 0 | 0 |
| BlackRock Fund Advisors | EXPANDED TECH | 464287515 |  | 13 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| BlackRock Fund Advisors | SHRT NAT MUN ETF | 464288158 |  | 9130 | 87561 | SH |  | SOLE |  | 86440 | 0 | 1121 |
| BlackRock Fund Advisors | MSCI ACWI EX US | 464288240 |  | 25 | 545 | SH |  | SOLE |  | 545 | 0 | 0 |
| BlackRock Fund Advisors | EAFE SML CP ETF | 464288273 |  | 57 | 1005 | SH |  | SOLE |  | 1005 | 0 | 0 |
| BlackRock Fund Advisors | ISHS 1-5YR INVS | 464288646 |  | 302 | 6055 | SH |  | SOLE |  | 6055 | 0 | 0 |
| BlackRock Fund Advisors | PFD AND INCM SEC | 464288687 |  | 356 | 11672 | SH |  | SOLE |  | 11672 | 0 | 0 |
| BlackRock Fund Advisors | MSCI EURO FL ETF | 464289180 |  | 7 | 383 | SH |  | SOLE |  | 383 | 0 | 0 |
| BlackRock Fund Advisors | BROAD USD HIGH | 46435U853 |  | 1990 | 57626 | SH |  | SOLE |  | 46534 | 0 | 11092 |
| BlackRock Fund Advisors | ESG SCRND S | 46436E569 |  | 110 | 3863 | SH |  | SOLE |  | 3863 | 0 | 0 |
| BlackRock Inc | COM | 09247X101 |  | 265 | 374 | SH |  | SOLE |  | 374 | 0 | 0 |
| Blackstone Inc | COM | 09260D107 |  | 74 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| Blackstone Inc | COM | 09260D107 |  | 54 | 732 | SH |  | SOLE |  | 732 | 0 | 0 |
| Block Inc | CL A | 852234103 |  | 12 | 192 | SH |  | SOLE |  | 192 | 0 | 0 |
| Booking Holdings Inc | COM | 09857L108 |  | 4 | 2 | SH |  | SOLE |  | 2 | 0 | 0 |
| BorgWarner Inc | COM | 099724106 |  | 42 | 1046 | SH |  | SOLE |  | 1046 | 0 | 0 |
| Boston Scientific Corp | COM | 101137107 |  | 149 | 3223 | SH |  | SOLE |  | 3223 | 0 | 0 |
| Broadcom Inc | COM | 11135F101 |  | 1233 | 2206 | SH |  | SOLE |  | 2206 | 0 | 0 |
| Bunge Ltd | COM | G16962105 |  | 50 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| Burlington Stores Inc | COM | 122017106 |  | 22 | 110 | SH |  | SOLE |  | 110 | 0 | 0 |
| CAN PACIFIC RYS | COM | 13645T100 |  | 5 | 71 | SH |  | SOLE |  | 71 | 0 | 0 |
| CARNIVAL CORP | COMMON STOCK | 143658300 |  | 32 | 3968 | SH |  | SOLE |  | 1724 | 0 | 2244 |
| CARRIER GLOBAL CORP | COM | 14448C104 |  | 31 | 750 | SH |  | DFND |  | 750 | 0 | 0 |
| CARRIER GLOBAL CORP | COM | 14448C104 |  | 128 | 3109 | SH |  | SOLE |  | 3109 | 0 | 0 |
| CBRE Group Inc | CL A | 12504L109 |  | 35 | 461 | SH |  | SOLE |  | 461 | 0 | 0 |
| CDN NATL RAILWAYS | COM | 136375102 |  | 77 | 646 | SH |  | SOLE |  | 281 | 0 | 365 |
| CDW Corp/DE | COM | 12514G108 |  | 1 | 7 | SH |  | SOLE |  | 7 | 0 | 0 |
| CF Industries Holdings Inc | COM | 125269100 |  | 15 | 180 | SH |  | SOLE |  | 180 | 0 | 0 |
| CHUBB LIMITED COM | COM | H1467J104 |  | 66 | 300 | SH |  | DFND |  | 300 | 0 | 0 |
| CHUBB LIMITED COM | COM | H1467J104 |  | 131 | 592 | SH |  | SOLE |  | 592 | 0 | 0 |
| CIBC | COM | 136069101 |  | 186 | 4600 | SH |  | DFND |  | 4600 | 0 | 0 |
| CIBC | COM | 136069101 |  | 266 | 6584 | SH |  | SOLE |  | 1279 | 0 | 5305 |
| CIENA CORP | COM NEW | 171779309 |  | 1 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| CINTAS CORP | COM | 172908105 |  | 1 | 3 | SH |  | SOLE |  | 3 | 0 | 0 |
| CISCO SYSTEMS | COM | 17275R102 |  | 1198 | 25153 | SH |  | SOLE |  | 16322 | 0 | 8831 |
| CLEVELAND CLIFFS COM | COM | 185899101 |  | 1 | 75 | SH |  | SOLE |  | 75 | 0 | 0 |
| CME Group Inc | COM | 12572Q105 |  | 217 | 1292 | SH |  | SOLE |  | 1292 | 0 | 0 |
| CMS Energy Corp | COM | 125896100 |  | 20 | 311 | SH |  | SOLE |  | 311 | 0 | 0 |
| CNX Resources Corp | COM | 12653C108 |  | 4 | 253 | SH |  | SOLE |  | 253 | 0 | 0 |
| COGNIZANT TECHNOLO | CL A | 192446102 |  | 21 | 371 | SH |  | SOLE |  | 371 | 0 | 0 |
| COLGATE-PALMOLIVE | COM | 194162103 |  | 2 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| CONAGRA FOODS INC | COM | 205887102 |  | 506 | 13087 | SH |  | SOLE |  | 2661 | 0 | 10426 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 1526 | 12928 | SH |  | SOLE |  | 12928 | 0 | 0 |
| CORE LABORATORIES | COM | N22717107 |  | 62 | 3082 | SH |  | SOLE |  | 1339 | 0 | 1743 |
| CORNING INC | COM | 219350105 |  | 77 | 2424 | SH |  | SOLE |  | 2424 | 0 | 0 |
| CREDIT SUISSE GRP | SPONSORED ADR | 225401108 |  | 5 | 1788 | SH |  | SOLE |  | 1788 | 0 | 0 |
| CRH PLC | ADR | 12626K203 |  | 52 | 1296 | SH |  | SOLE |  | 1296 | 0 | 0 |
| CRONOS GROUP INC | COM | 22717L101 |  | 5 | 2000 | SH |  | DFND |  | 2000 | 0 | 0 |
| CSX CORP | COM | 126408103 |  | 1027 | 33144 | SH |  | SOLE |  | 33144 | 0 | 0 |
| CUMMINS INC | COM | 231021106 |  | 32 | 134 | SH |  | SOLE |  | 134 | 0 | 0 |
| CVS Health Corp | COM | 126650100 |  | 462 | 4959 | SH |  | SOLE |  | 4959 | 0 | 0 |
| Cadence Design Systems Inc | COM | 127387108 |  | 133 | 831 | SH |  | SOLE |  | 831 | 0 | 0 |
| Camden Property Trust | SH BEN INT | 133131102 |  | 1 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| Canadian Solar Inc | COM | 136635109 |  | 73 | 2352 | SH |  | SOLE |  | 2352 | 0 | 0 |
| Capital One Financial Corp | COM | 14040H105 |  | 79 | 845 | SH |  | SOLE |  | 845 | 0 | 0 |
| CarMax Inc | COM | 143130102 |  | 8 | 124 | SH |  | SOLE |  | 124 | 0 | 0 |
| Cardinal Health Inc | COM | 14149Y108 |  | 20 | 256 | SH |  | SOLE |  | 256 | 0 | 0 |
| Caterpillar Inc | COM | 149123101 |  | 423 | 1766 | SH |  | SOLE |  | 1766 | 0 | 0 |
| Cboe Global Markets Inc | COM | 12503M108 |  | 3 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| Celanese Corp | COM | 150870103 |  | 427 | 4180 | SH |  | SOLE |  | 4180 | 0 | 0 |
| Centene Corp | COM | 15135B101 |  | 19 | 236 | SH |  | SOLE |  | 236 | 0 | 0 |
| Charles Schwab Corp/The | COM | 808513105 |  | 715 | 8588 | SH |  | SOLE |  | 8588 | 0 | 0 |
| Charles Schwab Investment Management Inc | US LRG CAP ETF | 808524201 |  | 165 | 3658 | SH |  | SOLE |  | 3658 | 0 | 0 |
| Charles Schwab Investment Management Inc | US MID-CAP ETF | 808524508 |  | 66 | 1010 | SH |  | SOLE |  | 1010 | 0 | 0 |
| Charles Schwab Investment Management Inc | US SML CAP ETF | 808524607 |  | 42 | 1040 | SH |  | SOLE |  | 1040 | 0 | 0 |
| Charter Communications Inc | CL A | 16119P108 |  | 32 | 94 | SH |  | SOLE |  | 94 | 0 | 0 |
| Check Point Software Technolog | ORD | M22465104 |  | 94 | 746 | SH |  | SOLE |  | 324 | 0 | 422 |
| Chevron Corp | COM | 166764100 |  | 1436 | 8000 | SH |  | DFND |  | 8000 | 0 | 0 |
| Chevron Corp | COM | 166764100 |  | 979 | 5454 | SH |  | SOLE |  | 5417 | 0 | 37 |
| Chipotle Mexican Grill Inc | COM | 169656105 |  | 6 | 4 | SH |  | SOLE |  | 4 | 0 | 0 |
| Church  Dwight Co Inc | COM | 171340102 |  | 1 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| Cigna Corp | COM | 125523100 |  | 533 | 1610 | SH |  | SOLE |  | 1610 | 0 | 0 |
| Cincinnati Financial Corp | COM | 172062101 |  | 26 | 257 | SH |  | SOLE |  | 257 | 0 | 0 |
| Citigroup Inc | COM NEW | 172967424 |  | 117 | 2589 | SH |  | SOLE |  | 2589 | 0 | 0 |
| Citizens Financial Group Inc | COM | 174610105 |  | 153 | 3890 | SH |  | SOLE |  | 3890 | 0 | 0 |
| Clorox Co/The | COM | 189054109 |  | 625 | 4452 | SH |  | SOLE |  | 922 | 0 | 3530 |
| Coca-Cola Co/The | COM | 191216100 |  | 194 | 3050 | SH |  | DFND |  | 3050 | 0 | 0 |
| Coca-Cola Co/The | COM | 191216100 |  | 1148 | 18040 | SH |  | SOLE |  | 18040 | 0 | 0 |
| Comcast Corp | CL A | 20030N101 |  | 648 | 18531 | SH |  | SOLE |  | 18531 | 0 | 0 |
| Comerica Inc | COM | 200340107 |  | 19 | 290 | SH |  | SOLE |  | 290 | 0 | 0 |
| Consolidated Edison Inc | COM | 209115104 |  | 8 | 80 | SH |  | SOLE |  | 80 | 0 | 0 |
| Constellation Brands Inc | CL A | 21036P108 |  | 150 | 646 | SH |  | SOLE |  | 646 | 0 | 0 |
| Constellation Energy Corp | COM | 21037T109 |  | 227 | 2632 | SH |  | SOLE |  | 2632 | 0 | 0 |
| Corteva Inc | COM | 22052L104 |  | 14 | 242 | SH |  | SOLE |  | 242 | 0 | 0 |
| Costco Wholesale Corp | COM | 22160K105 |  | 1539 | 3371 | SH |  | SOLE |  | 3371 | 0 | 0 |
| Crowdstrike Holdings Inc | CL A | 22788C105 |  | 10 | 97 | SH |  | SOLE |  | 97 | 0 | 0 |
| Crown Castle Inc | COM | 22822V101 |  | 231 | 1700 | SH |  | DFND |  | 1700 | 0 | 0 |
| Crown Castle Inc | COM | 22822V101 |  | 1016 | 7494 | SH |  | SOLE |  | 1990 | 0 | 5504 |
| DCP Midstream LLC | COM UT LTD PTN | 23311P100 |  | 34 | 889 | SH |  | SOLE |  | 889 | 0 | 0 |
| DEERE  CO | COM | 244199105 |  | 697 | 1626 | SH |  | SOLE |  | 1626 | 0 | 0 |
| DEUTSCHE BANK AG | NAMEN AKT | D18190898 |  | 38 | 3300 | SH |  | SOLE |  | 3300 | 0 | 0 |
| DIAGEO | SPON ADR NEW | 25243Q205 |  | 214 | 1200 | SH |  | DFND |  | 1200 | 0 | 0 |
| DIAGEO | SPON ADR NEW | 25243Q205 |  | 161 | 906 | SH |  | SOLE |  | 598 | 0 | 308 |
| DIANA SHIPPING INC | COM | Y2066G104 |  | 34 | 8656 | SH |  | SOLE |  | 8656 | 0 | 0 |
| DISCOVER FINL SVCS | COM | 254709108 |  | 11 | 110 | SH |  | SOLE |  | 110 | 0 | 0 |
| DOMINION RES(VIR) | COM | 25746U109 |  | 61 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| DOMINION RES(VIR) | COM | 25746U109 |  | 900 | 14670 | SH |  | SOLE |  | 5163 | 0 | 9507 |
| DOUBLELINE CAPITAL LP | COM | 258623107 |  | 36 | 2400 | SH |  | SOLE |  | 2400 | 0 | 0 |
| DR HORTON INC | COM | 23331A109 |  | 13 | 142 | SH |  | SOLE |  | 142 | 0 | 0 |
| DUKE ENERGY CORP | COM NEW | 26441C204 |  | 113 | 1100 | SH |  | DFND |  | 1100 | 0 | 0 |
| DUKE ENERGY CORP | COM NEW | 26441C204 |  | 1693 | 16442 | SH |  | SOLE |  | 8384 | 0 | 8058 |
| Danaher Corp | COM | 235851102 |  | 595 | 2243 | SH |  | SOLE |  | 2243 | 0 | 0 |
| Darden Restaurants Inc | COM | 237194105 |  | 184 | 1330 | SH |  | SOLE |  | 1330 | 0 | 0 |
| Dell Technologies Inc | CL C | 24703L202 |  | 3 | 80 | SH |  | SOLE |  | 80 | 0 | 0 |
| Delta Air Lines Inc | COM NEW | 247361702 |  | 35 | 1055 | SH |  | SOLE |  | 1055 | 0 | 0 |
| Denbury Inc | COM | 24790A101 |  | 2 | 25 | SH |  | SOLE |  | 25 | 0 | 0 |
| Devon Energy Corp | COM | 25179M103 |  | 54 | 873 | SH |  | SOLE |  | 873 | 0 | 0 |
| Dexcom Inc | COM | 252131107 |  | 1 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| Diamondback Energy Inc | COM | 25278X109 |  | 1 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| Digital Realty Trust Inc | COM | 253868103 |  | 515 | 5141 | SH |  | SOLE |  | 565 | 0 | 4576 |
| DocuSign Inc | COM | 256163106 |  | 444 | 8019 | SH |  | SOLE |  | 1025 | 0 | 6994 |
| Dolby Laboratories Inc | COM CL A | 25659T107 |  | 28 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| Dollar General Corp | COM | 256677105 |  | 89 | 363 | SH |  | SOLE |  | 363 | 0 | 0 |
| Dollar Tree Inc | COM | 256746108 |  | 115 | 812 | SH |  | SOLE |  | 812 | 0 | 0 |
| Dover Corp | COM | 260003108 |  | 31 | 228 | SH |  | SOLE |  | 228 | 0 | 0 |
| Dow Inc | COM | 260557103 |  | 51 | 1011 | SH |  | SOLE |  | 1011 | 0 | 0 |
| DuPont de Nemours Inc | COM | 26614N102 |  | 44 | 642 | SH |  | SOLE |  | 642 | 0 | 0 |
| EBAY INC | COM | 278642103 |  | 204 | 4919 | SH |  | SOLE |  | 4919 | 0 | 0 |
| ECOLAB INC | COM | 278865100 |  | 7 | 47 | SH |  | SOLE |  | 47 | 0 | 0 |
| EDISON INTERNATIONAL | COM | 281020107 |  | 12 | 185 | SH |  | SOLE |  | 185 | 0 | 0 |
| ELECTRONIC ARTS | COM | 285512109 |  | 68 | 554 | SH |  | SOLE |  | 554 | 0 | 0 |
| EMERSON ELECTRIC | COM | 291011104 |  | 122 | 1273 | SH |  | SOLE |  | 1273 | 0 | 0 |
| ENBRIDGE INC | COM | 29250N105 |  | 1230 | 31463 | SH |  | SOLE |  | 9308 | 0 | 22155 |
| ENI | SPONSORED ADR | 26874R108 |  | 29 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| EOG Resources Inc | COM | 26875P101 |  | 59 | 457 | SH |  | SOLE |  | 457 | 0 | 0 |
| EQUINIX INC | COM | 29444U700 |  | 172 | 262 | SH |  | SOLE |  | 262 | 0 | 0 |
| ERICSSON(LM)TEL | ADR B SEK 10 | 294821608 |  | 44 | 7492 | SH |  | SOLE |  | 3257 | 0 | 4235 |
| ESTEE LAUDER COS | CL A | 518439104 |  | 217 | 875 | SH |  | SOLE |  | 875 | 0 | 0 |
| ETF Securities US LLC | PHYSICAL PALLADM | 003262102 |  | 2 | 14 | SH |  | SOLE |  | 14 | 0 | 0 |
| EXPEDTRS INTL WASH | COM | 302130109 |  | 52 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| Eastman Chemical Co | COM | 277432100 |  | 1 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| Eaton Corp PLC | SHS | G29183103 |  | 999 | 6365 | SH |  | SOLE |  | 6365 | 0 | 0 |
| Edwards Lifesciences Corp | COM | 28176E108 |  | 67 | 893 | SH |  | SOLE |  | 893 | 0 | 0 |
| Ekso Bionics Holdings Inc | COM | 282644301 |  | 1 | 533 | SH |  | SOLE |  | 533 | 0 | 0 |
| Elevance Health Inc | COM | 036752103 |  | 231 | 451 | SH |  | SOLE |  | 451 | 0 | 0 |
| Eli Lilly  Co | COM | 532457108 |  | 549 | 1500 | SH |  | DFND |  | 1500 | 0 | 0 |
| Eli Lilly  Co | COM | 532457108 |  | 1708 | 4668 | SH |  | SOLE |  | 4668 | 0 | 0 |
| Entergy Corp | COM | 29364G103 |  | 1 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| Enviva Inc | COM | 29415B103 |  | 53 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| Equifax Inc | COM | 294429105 |  | 1 | 6 | SH |  | SOLE |  | 6 | 0 | 0 |
| Equity Residential | SH BEN INT | 29476L107 |  | 10 | 177 | SH |  | SOLE |  | 177 | 0 | 0 |
| Essex Property Trust Inc | COM | 297178105 |  | 1 | 4 | SH |  | SOLE |  | 4 | 0 | 0 |
| Everest Re Group Ltd | COM | G3223R108 |  | 144 | 435 | SH |  | SOLE |  | 190 | 0 | 245 |
| Eversource Energy | COM | 30040W108 |  | 3 | 30 | SH |  | SOLE |  | 30 | 0 | 0 |
| Exact Sciences Corp | COM | 30063P105 |  | 6 | 128 | SH |  | SOLE |  | 128 | 0 | 0 |
| Exelon Corp | COM | 30161N101 |  | 371 | 8591 | SH |  | SOLE |  | 8591 | 0 | 0 |
| Exxon Mobil Corp | COM | 30231G102 |  | 4633 | 42000 | SH |  | DFND |  | 42000 | 0 | 0 |
| Exxon Mobil Corp | COM | 30231G102 |  | 2085 | 18904 | SH |  | SOLE |  | 18904 | 0 | 0 |
| FACEBOOK INC | CL A | 30303M102 |  | 431 | 3583 | SH |  | SOLE |  | 3582 | 0 | 1 |
| FEDEX CORP | COM | 31428X106 |  | 52 | 298 | SH |  | SOLE |  | 298 | 0 | 0 |
| FERRARI NV | COM | N3167Y103 |  | 21 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| FIRST SOLAR INC | COM | 336433107 |  | 20 | 132 | SH |  | SOLE |  | 132 | 0 | 0 |
| FISERV INC | COM | 337738108 |  | 14 | 134 | SH |  | SOLE |  | 134 | 0 | 0 |
| FMC Corp | COM NEW | 302491303 |  | 73 | 588 | SH |  | SOLE |  | 588 | 0 | 0 |
| FORD MOTOR CO | COM | 345370860 |  | 8 | 664 | SH |  | SOLE |  | 664 | 0 | 0 |
| FREEPORT-MCMOR C | CL B | 35671D857 |  | 188 | 4936 | SH |  | SOLE |  | 4936 | 0 | 0 |
| FactSet Research Systems Inc | COM | 303075105 |  | 2 | 5 | SH |  | SOLE |  | 5 | 0 | 0 |
| Fair Isaac Corp | COM | 303250104 |  | 96 | 160 | SH |  | SOLE |  | 160 | 0 | 0 |
| Fastenal Co | COM | 311900104 |  | 40 | 842 | SH |  | SOLE |  | 842 | 0 | 0 |
| Fidelity National Financial In | None | 30190A104 |  | 1 | 68 | SH |  | SOLE |  | 68 | 0 | 0 |
| Fidelity National Financial In | FNF GROUP COM | 31620R303 |  | 38 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| Fidelity National Information | COM | 31620M106 |  | 65 | 957 | SH |  | SOLE |  | 957 | 0 | 0 |
| Fidelity Selectco LLC | MSCI HLTH CARE I | 316092600 |  | 145 | 2260 | SH |  | SOLE |  | 2260 | 0 | 0 |
| Fifth Third Bancorp | COM | 316773100 |  | 14 | 418 | SH |  | SOLE |  | 418 | 0 | 0 |
| First Republic Bank/CA | COM | 33616C100 |  | 1 | 7 | SH |  | SOLE |  | 7 | 0 | 0 |
| First Trust ETFs/USA | FST LOW OPPT EFT | 33739Q200 |  | 44 | 937 | SH |  | DFND |  | 937 | 0 | 0 |
| First Trust ETFs/USA | FST LOW OPPT EFT | 33739Q200 |  | 6129 | 129268 | SH |  | SOLE |  | 127770 | 0 | 1498 |
| Fortinet Inc | COM | 34959E109 |  | 8 | 155 | SH |  | SOLE |  | 155 | 0 | 0 |
| Fortive Corp | COM | 34959J108 |  | 3 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| Fortune Brands Innovations Inc | COM | 34964C106 |  | 1 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| Frontier Communications Parent | COM | 35909D109 |  | 14 | 557 | SH |  | SOLE |  | 557 | 0 | 0 |
| GARTNER INC | COM | 366651107 |  | 1029 | 3060 | SH |  | SOLE |  | 591 | 0 | 2469 |
| GEN DYNAMICS CORP | COM | 369550108 |  | 82 | 330 | SH |  | SOLE |  | 330 | 0 | 0 |
| GMS Inc | COM | 36251C103 |  | 0 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| GOLDMAN SACHS GRP | COM | 38141G104 |  | 176 | 513 | SH |  | SOLE |  | 513 | 0 | 0 |
| GSK PLC | SPONSORED ADR | 37733W204 |  | 135 | 3840 | SH |  | DFND |  | 3840 | 0 | 0 |
| GSK PLC | SPONSORED ADR | 37733W204 |  | 157 | 4479 | SH |  | SOLE |  | 4479 | 0 | 0 |
| Gaming and Leisure Properties | COM | 36467J108 |  | 54 | 1035 | SH |  | SOLE |  | 1035 | 0 | 0 |
| Garmin Ltd | SHS | H2906T109 |  | 1 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| General Electric Co | COM NEW | 369604301 |  | 266 | 3180 | SH |  | SOLE |  | 3180 | 0 | 0 |
| General Mills Inc | COM | 370334104 |  | 293 | 3500 | SH |  | DFND |  | 3500 | 0 | 0 |
| General Mills Inc | COM | 370334104 |  | 169 | 2013 | SH |  | SOLE |  | 2013 | 0 | 0 |
| General Motors Co | COM | 37045V100 |  | 21 | 615 | SH |  | SOLE |  | 615 | 0 | 0 |
| Genesco Inc | COM | 371532102 |  | 46 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| Genius Brands International In | COM | 37229T301 |  | 0 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| Genuine Parts Co | COM | 372460105 |  | 78 | 452 | SH |  | SOLE |  | 452 | 0 | 0 |
| Gilead Sciences Inc | COM | 375558103 |  | 1586 | 18475 | SH |  | SOLE |  | 4699 | 0 | 13776 |
| Global Payments Inc | COM | 37940X102 |  | 2 | 21 | SH |  | SOLE |  | 21 | 0 | 0 |
| Global X Management Co LLC | MSCI NORWAY ETF | 37950E101 |  | 1 | 25 | SH |  | SOLE |  | 25 | 0 | 0 |
| Gold Fields Ltd | SPONSORED ADR | 38059T106 |  | 1 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| Goldman Sachs ETF Trust | UNIT | 38150K103 |  | 3 | 147 | SH |  | SOLE |  | 147 | 0 | 0 |
| GraniteShares ETF Trust | SHS BEN INT | 38748T103 |  | 2 | 237 | SH |  | SOLE |  | 237 | 0 | 0 |
| HALLIBURTON | COM | 406216101 |  | 17 | 434 | SH |  | SOLE |  | 434 | 0 | 0 |
| HARMONY GOLD MNG | SPONSORED ADR | 413216300 |  | 1 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| HCA Healthcare Inc | COM | 40412C101 |  | 173 | 719 | SH |  | SOLE |  | 719 | 0 | 0 |
| HDFC BANK | SPONSORED ADS | 40415F101 |  | 173 | 2525 | SH |  | SOLE |  | 1798 | 0 | 727 |
| HONDA MOTOR CO | AMERN SHS | 438128308 |  | 49 | 2155 | SH |  | SOLE |  | 936 | 0 | 1219 |
| HORIZON THERAPEUTICS PLC | SHS | G46188101 |  | 17 | 150 | SH |  | SOLE |  | 150 | 0 | 0 |
| HP Inc | COM | 40434L105 |  | 38 | 1425 | SH |  | SOLE |  | 1425 | 0 | 0 |
| HSBC HLDGS | SPON ADR NEW | 404280406 |  | 92 | 2945 | SH |  | SOLE |  | 1731 | 0 | 1214 |
| HUBSPOT INC | COM | 443573100 |  | 5 | 17 | SH |  | SOLE |  | 17 | 0 | 0 |
| HUMANA INC | COM | 444859102 |  | 7 | 14 | SH |  | SOLE |  | 14 | 0 | 0 |
| Haleon PLC | SPON ADS | 405552100 |  | 38 | 4801 | SH |  | SOLE |  | 4801 | 0 | 0 |
| Hartford Financial Services Gr | COM | 416515104 |  | 112 | 1473 | SH |  | SOLE |  | 1473 | 0 | 0 |
| Hecla Mining Co | COM | 422704106 |  | 1 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| Henry Schein Inc | COM | 806407102 |  | 4 | 54 | SH |  | SOLE |  | 54 | 0 | 0 |
| Hershey Co/The | COM | 427866108 |  | 4 | 17 | SH |  | SOLE |  | 17 | 0 | 0 |
| Hess Corp | COM | 42809H107 |  | 145 | 1020 | SH |  | SOLE |  | 1020 | 0 | 0 |
| Hewlett Packard Enterprise Co | COM | 42824C109 |  | 9 | 534 | SH |  | SOLE |  | 534 | 0 | 0 |
| Hilton Worldwide Holdings Inc | COM | 43300A203 |  | 1 | 7 | SH |  | SOLE |  | 7 | 0 | 0 |
| Home Depot Inc/The | COM | 437076102 |  | 13 | 40 | SH |  | DFND |  | 40 | 0 | 0 |
| Home Depot Inc/The | COM | 437076102 |  | 2872 | 9094 | SH |  | SOLE |  | 9094 | 0 | 0 |
| Honeywell International Inc | COM | 438516106 |  | 236 | 1100 | SH |  | DFND |  | 1100 | 0 | 0 |
| Honeywell International Inc | COM | 438516106 |  | 1136 | 5302 | SH |  | SOLE |  | 5302 | 0 | 0 |
| Hubbell Inc | COM | 443510607 |  | 59 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| Huntington Bancshares Inc/OH | COM | 446150104 |  | 28 | 2000 | SH |  | DFND |  | 2000 | 0 | 0 |
| Huntington Bancshares Inc/OH | COM | 446150104 |  | 693 | 49176 | SH |  | SOLE |  | 6415 | 0 | 42761 |
| IBM | COM | 459200101 |  | 699 | 4962 | SH |  | SOLE |  | 4962 | 0 | 0 |
| ICICI BANK | ADR | 45104G104 |  | 134 | 6104 | SH |  | SOLE |  | 2653 | 0 | 3451 |
| ICL Group Ltd | SHS | M53213100 |  | 1 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| ICON PLC | SHS | G4705A100 |  | 129 | 663 | SH |  | SOLE |  | 289 | 0 | 374 |
| IDEXX Laboratories Inc | COM | 45168D104 |  | 2 | 5 | SH |  | SOLE |  | 5 | 0 | 0 |
| ILLINOIS TOOL WKS | COM | 452308109 |  | 2038 | 9249 | SH |  | SOLE |  | 9249 | 0 | 0 |
| IMPERIAL OIL | COM NEW | 453038408 |  | 2 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| ING Groep NV | SPONSORED ADR | 456837103 |  | 39 | 3199 | SH |  | SOLE |  | 3199 | 0 | 0 |
| INTERCONTINENTAL EXCHANGE | COM | 45866F104 |  | 484 | 4713 | SH |  | SOLE |  | 4713 | 0 | 0 |
| INVESCO | SHS | G491BT108 |  | 63 | 3482 | SH |  | SOLE |  | 3482 | 0 | 0 |
| IQVIA Holdings Inc | COM | 46266C105 |  | 6 | 30 | SH |  | SOLE |  | 30 | 0 | 0 |
| ISHARES | MSCI BRAZIL ETF | 464286400 |  | 1 | 25 | SH |  | SOLE |  | 25 | 0 | 0 |
| ISHARES | CORE S ETF | 464287200 |  | 26 | 67 | SH |  | DFND |  | 67 | 0 | 0 |
| ISHARES | CORE S ETF | 464287200 |  | 9692 | 25227 | SH |  | SOLE |  | 25227 | 0 | 0 |
| ISHARES | IBOXX INV CP ETF | 464287242 |  | 76 | 725 | SH |  | SOLE |  | 725 | 0 | 0 |
| ISHARES | GLOB HLTHCRE ETF | 464287325 |  | 18 | 212 | SH |  | SOLE |  | 212 | 0 | 0 |
| ISHARES | RUSSELL 2000 ETF | 464287655 |  | 1425 | 8170 | SH |  | SOLE |  | 8170 | 0 | 0 |
| ISHARES | U.S. ENERGY ETF | 464287796 |  | 519 | 11158 | SH |  | SOLE |  | 11158 | 0 | 0 |
| ISHARES | SP SMCP600VL ETF | 464287879 |  | 101 | 1111 | SH |  | SOLE |  | 1111 | 0 | 0 |
| ISHARES | ISHARES | 46428Q109 |  | 4 | 183 | SH |  | SOLE |  | 183 | 0 | 0 |
| ISHARES | CORE MSCI EAFE | 46432F842 |  | 12835 | 208225 | SH |  | SOLE |  | 151606 | 0 | 56619 |
| ISHARES GOLD TRUST | ISHARES NEW | 464285204 |  | 378 | 10920 | SH |  | SOLE |  | 10920 | 0 | 0 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 1759 | 46411 | SH |  | SOLE |  | 46411 | 0 | 0 |
| ISHARES TRUST | TIPS BD ETF | 464287176 |  | 53 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| ISHARES TRUST | RUS 1000 VAL ETF | 464287598 |  | 1849 | 12195 | SH |  | SOLE |  | 12195 | 0 | 0 |
| ISHARES/USA | RUS 1000 GRW ETF | 464287614 |  | 4210 | 19649 | SH |  | SOLE |  | 19649 | 0 | 0 |
| ISHARES/USA | S SML 600 GWT | 464287887 |  | 455 | 4211 | SH |  | SOLE |  | 4211 | 0 | 0 |
| ISHARES/USA | NATIONAL MUN ETF | 464288414 |  | 3 | 27 | SH |  | DFND |  | 27 | 0 | 0 |
| ISHARES/USA | NATIONAL MUN ETF | 464288414 |  | 6451 | 61136 | SH |  | SOLE |  | 61136 | 0 | 0 |
| Illumina Inc | COM | 452327109 |  | 962 | 4760 | SH |  | SOLE |  | 548 | 0 | 4212 |
| Ingersoll Rand Inc | COM | 45687V106 |  | 232 | 4441 | SH |  | SOLE |  | 4441 | 0 | 0 |
| Intel Corp | COM | 458140100 |  | 233 | 8829 | SH |  | SOLE |  | 8829 | 0 | 0 |
| Intuit Inc | COM | 461202103 |  | 304 | 780 | SH |  | SOLE |  | 780 | 0 | 0 |
| Intuitive Surgical Inc | COM NEW | 46120E602 |  | 187 | 703 | SH |  | SOLE |  | 703 | 0 | 0 |
| Invesco ETFs/USA | UNIT SER 1 | 46090E103 |  | 140 | 527 | SH |  | SOLE |  | 527 | 0 | 0 |
| Iron Mountain Inc | COM | 46284V101 |  | 11 | 220 | SH |  | SOLE |  | 220 | 0 | 0 |
| Itau Unibanco Holding SA | SPON ADR REP PFD | 465562106 |  | 65 | 13741 | SH |  | SOLE |  | 5974 | 0 | 7767 |
| JD.com Inc | SPON ADR CL A | 47215P106 |  | 42 | 753 | SH |  | SOLE |  | 753 | 0 | 0 |
| JPMorgan Chase  Co | COM | 46625H100 |  | 872 | 6500 | SH |  | DFND |  | 6500 | 0 | 0 |
| JPMorgan Chase  Co | COM | 46625H100 |  | 2803 | 20899 | SH |  | SOLE |  | 17139 | 0 | 3760 |
| JUNIPER NETWORKS | COM | 48203R104 |  | 30 | 941 | SH |  | SOLE |  | 941 | 0 | 0 |
| Jacobs Solutions Inc | COM | 46982L108 |  | 39 | 321 | SH |  | SOLE |  | 321 | 0 | 0 |
| Jefferies Financial Group Inc | COM | 47233W109 |  | 3 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| Johnson  Johnson | COM | 478160104 |  | 442 | 2500 | SH |  | DFND |  | 2500 | 0 | 0 |
| Johnson  Johnson | COM | 478160104 |  | 2674 | 15135 | SH |  | SOLE |  | 15135 | 0 | 0 |
| Johnson Controls International | SHS | G51502105 |  | 143 | 2232 | SH |  | SOLE |  | 2232 | 0 | 0 |
| KIMBERLY-CLARK CP | COM | 494368103 |  | 272 | 2000 | SH |  | DFND |  | 2000 | 0 | 0 |
| KIMBERLY-CLARK CP | COM | 494368103 |  | 907 | 6680 | SH |  | SOLE |  | 2314 | 0 | 4366 |
| KIMCO REALTY | COM | 49446R109 |  | 32 | 1490 | SH |  | SOLE |  | 1490 | 0 | 0 |
| KLA Corp | COM NEW | 482480100 |  | 279 | 739 | SH |  | SOLE |  | 739 | 0 | 0 |
| KRAFT FOODS INC | CL A | 609207105 |  | 649 | 9730 | SH |  | SOLE |  | 9730 | 0 | 0 |
| Kayne Anderson/Closed-end | COM | 486606106 |  | 15 | 1700 | SH |  | SOLE |  | 1700 | 0 | 0 |
| Kellogg Co | COM | 487836108 |  | 14 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| KeyCorp | COM | 493267108 |  | 464 | 26639 | SH |  | SOLE |  | 3179 | 0 | 23460 |
| Keysight Technologies Inc | COM | 49338L103 |  | 1 | 6 | SH |  | SOLE |  | 6 | 0 | 0 |
| Kinder Morgan Inc | COM | 49456B101 |  | 101 | 5606 | SH |  | SOLE |  | 5606 | 0 | 0 |
| Kingdom of Norway Ministry of | SPONSORED ADR | 29446M102 |  | 116 | 3251 | SH |  | SOLE |  | 1413 | 0 | 1838 |
| Kroger Co/The | COM | 501044101 |  | 613 | 13753 | SH |  | SOLE |  | 13753 | 0 | 0 |
| Kyndryl Holdings Inc | COMMON STOCK | 50155Q100 |  | 10 | 907 | SH |  | SOLE |  | 907 | 0 | 0 |
| L3Harris Technologies Inc | COM | 502431109 |  | 88 | 422 | SH |  | SOLE |  | 422 | 0 | 0 |
| LAS VEGAS SANDS CO | COM | 517834107 |  | 2 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| LENNAR CORP | CL A | 526057104 |  | 371 | 4101 | SH |  | SOLE |  | 4101 | 0 | 0 |
| LOWE'S COS INC | COM | 548661107 |  | 603 | 3026 | SH |  | SOLE |  | 3026 | 0 | 0 |
| LUCID GROUP INC | COM | 549498103 |  | 13 | 1882 | SH |  | SOLE |  | 1882 | 0 | 0 |
| Laboratory Corp of America Hol | COM NEW | 50540R409 |  | 41 | 173 | SH |  | SOLE |  | 173 | 0 | 0 |
| Lam Research Corp | COM | 512807108 |  | 240 | 570 | SH |  | SOLE |  | 570 | 0 | 0 |
| Lamb Weston Holdings Inc | COM | 513272104 |  | 4 | 45 | SH |  | SOLE |  | 45 | 0 | 0 |
| Lattice Semiconductor Corp | COM | 518415104 |  | 32 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| Leggett  Platt Inc | COM | 524660107 |  | 144 | 4473 | SH |  | SOLE |  | 4473 | 0 | 0 |
| Lennar Corp | CL B | 526057302 |  | 6 | 79 | SH |  | SOLE |  | 79 | 0 | 0 |
| Lincoln Electric Holdings Inc | COM | 533900106 |  | 69 | 481 | SH |  | SOLE |  | 481 | 0 | 0 |
| Linde PLC | SHS | G5494J103 |  | 101 | 309 | SH |  | SOLE |  | 309 | 0 | 0 |
| Littelfuse Inc | COM | 537008104 |  | 44 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| LiveOne Inc | COM | 53814X102 |  | 2 | 3763 | SH |  | SOLE |  | 3763 | 0 | 0 |
| Lloyds Banking Group PLC | SPONSORED ADR | 539439109 |  | 2 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| Lockheed Martin Corp | COM | 539830109 |  | 19 | 40 | SH |  | DFND |  | 40 | 0 | 0 |
| Lockheed Martin Corp | COM | 539830109 |  | 408 | 838 | SH |  | SOLE |  | 838 | 0 | 0 |
| Logitech International SA | SHS | H50430232 |  | 2 | 25 | SH |  | SOLE |  | 25 | 0 | 0 |
| Lululemon Athletica Inc | COM | 550021109 |  | 32 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| Lululemon Athletica Inc | COM | 550021109 |  | 2 | 5 | SH |  | SOLE |  | 5 | 0 | 0 |
| Lumentum Holdings Inc | COM | 55024U109 |  | 2 | 45 | SH |  | SOLE |  | 45 | 0 | 0 |
| Lyft Inc | CL A COM | 55087P104 |  | 1 | 118 | SH |  | SOLE |  | 118 | 0 | 0 |
| LyondellBasell Industries NV | SHS - A - | N53745100 |  | 282 | 3393 | SH |  | SOLE |  | 537 | 0 | 2856 |
| M Bank Corp | COM | 55261F104 |  | 13 | 91 | SH |  | SOLE |  | 91 | 0 | 0 |
| MARSH  MCLENNAN | COM | 571748102 |  | 154 | 933 | SH |  | SOLE |  | 933 | 0 | 0 |
| MARTIN MARIETTA M. | COM | 573284106 |  | 2 | 7 | SH |  | SOLE |  | 7 | 0 | 0 |
| MASTERCARD INC | CL A | 57636Q104 |  | 2001 | 5754 | SH |  | SOLE |  | 1678 | 0 | 4076 |
| MCCORMICK  CO INC | COM NON VTG | 579780206 |  | 22 | 264 | SH |  | SOLE |  | 264 | 0 | 0 |
| MCDONALD'S CORP | COM | 580135101 |  | 270 | 1025 | SH |  | DFND |  | 1025 | 0 | 0 |
| MCDONALD'S CORP | COM | 580135101 |  | 824 | 3125 | SH |  | SOLE |  | 3125 | 0 | 0 |
| MCKESSON CORP | COM | 58155Q103 |  | 144 | 384 | SH |  | SOLE |  | 384 | 0 | 0 |
| MGM MIRAGE INC | COM | 552953101 |  | 147 | 4398 | SH |  | SOLE |  | 4398 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 144 | 600 | SH |  | DFND |  | 600 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 6493 | 27073 | SH |  | SOLE |  | 19976 | 0 | 7097 |
| MOLSON COORS BREWING CO | CL B | 60871R209 |  | 2 | 40 | SH |  | SOLE |  | 40 | 0 | 0 |
| MOODYS CORP | COM | 615369105 |  | 93 | 334 | SH |  | SOLE |  | 334 | 0 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 134 | 1574 | SH |  | SOLE |  | 1574 | 0 | 0 |
| MOTOROLA INC | COM NEW | 620076307 |  | 326 | 1264 | SH |  | SOLE |  | 1264 | 0 | 0 |
| MSCI Inc | COM | 55354G100 |  | 63 | 135 | SH |  | SOLE |  | 135 | 0 | 0 |
| Magna International Inc | COM | 559222401 |  | 54 | 968 | SH |  | SOLE |  | 421 | 0 | 547 |
| Marathon Digital Holdings Inc | COM | 565788106 |  | 0 | 142 | SH |  | SOLE |  | 142 | 0 | 0 |
| Marathon Oil Corp | COM | 565849106 |  | 19 | 713 | SH |  | SOLE |  | 713 | 0 | 0 |
| Marathon Petroleum Corp | COM UNIT REP LTD | 55336V100 |  | 2 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| Marathon Petroleum Corp | COM | 56585A102 |  | 237 | 2035 | SH |  | SOLE |  | 2035 | 0 | 0 |
| Marriott International Inc/MD | CL A | 571903202 |  | 168 | 1126 | SH |  | SOLE |  | 1126 | 0 | 0 |
| Marvell Technology Inc | COM | 573874104 |  | 63 | 1700 | SH |  | SOLE |  | 1700 | 0 | 0 |
| Masterbrand Inc | None | 57638P104 |  | 0 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| Match Group Inc | COM | 57667L107 |  | 14 | 330 | SH |  | SOLE |  | 330 | 0 | 0 |
| Medtronic PLC | SHS | G5960L103 |  | 550 | 7081 | SH |  | SOLE |  | 2907 | 0 | 4174 |
| MercadoLibre Inc | COM | 58733R102 |  | 4 | 5 | SH |  | SOLE |  | 5 | 0 | 0 |
| Merck  Co Inc | COM | 58933Y105 |  | 333 | 3000 | SH |  | DFND |  | 3000 | 0 | 0 |
| Merck  Co Inc | COM | 58933Y105 |  | 1731 | 15605 | SH |  | SOLE |  | 12193 | 0 | 3412 |
| MetLife Inc | COM | 59156R108 |  | 200 | 2768 | SH |  | SOLE |  | 2768 | 0 | 0 |
| Microchip Technology Inc | COM | 595017104 |  | 66 | 934 | SH |  | SOLE |  | 934 | 0 | 0 |
| Micron Technology Inc | COM | 595112103 |  | 748 | 14958 | SH |  | SOLE |  | 14958 | 0 | 0 |
| Monster Beverage Corp | COM | 61174X109 |  | 477 | 4699 | SH |  | SOLE |  | 4699 | 0 | 0 |
| Morningstar Inc | COM | 617700109 |  | 22 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| Mosaic Co/The | COM | 61945C103 |  | 45 | 1035 | SH |  | SOLE |  | 1035 | 0 | 0 |
| Murphy Oil Corp | COM | 626717102 |  | 10 | 223 | SH |  | SOLE |  | 223 | 0 | 0 |
| Murphy USA Inc | COM | 626755102 |  | 7 | 25 | SH |  | SOLE |  | 25 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 1880 | 6377 | SH |  | SOLE |  | 614 | 0 | 5763 |
| NEWMONT MINING CP | COM | 651639106 |  | 94 | 1984 | SH |  | SOLE |  | 1984 | 0 | 0 |
| NEXTERA ENERGY | COM | 65339F101 |  | 334 | 4000 | SH |  | DFND |  | 4000 | 0 | 0 |
| NEXTERA ENERGY | COM | 65339F101 |  | 2041 | 24408 | SH |  | SOLE |  | 24408 | 0 | 0 |
| NIKE INC | CL B | 654106103 |  | 1433 | 12247 | SH |  | SOLE |  | 6671 | 0 | 5576 |
| NORTHERN TRUST CORP | COM | 665859104 |  | 71 | 804 | SH |  | SOLE |  | 804 | 0 | 0 |
| NORTHROP GRUMMAN | COM | 666807102 |  | 31 | 56 | SH |  | SOLE |  | 56 | 0 | 0 |
| NVIDIA Corp | COM | 67066G104 |  | 146 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| NVIDIA Corp | COM | 67066G104 |  | 1221 | 8353 | SH |  | SOLE |  | 8353 | 0 | 0 |
| NXP Semiconductors NV | COM | N6596X109 |  | 1 | 6 | SH |  | SOLE |  | 6 | 0 | 0 |
| National Amusements Inc | CLASS B COM | 92556H206 |  | 13 | 750 | SH |  | SOLE |  | 750 | 0 | 0 |
| National Grid PLC | SPONSORED ADR NE | 636274409 |  | 211 | 3500 | SH |  | DFND |  | 3500 | 0 | 0 |
| National Grid PLC | SPONSORED ADR NE | 636274409 |  | 733 | 12149 | SH |  | SOLE |  | 3249 | 0 | 8900 |
| New Gold Inc | COM | 644535106 |  | 1 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| New York Community Bancorp Inc | COM | 649445103 |  | 65 | 7527 | SH |  | SOLE |  | 7527 | 0 | 0 |
| NiSource Inc | COM | 65473P105 |  | 1 | 40 | SH |  | SOLE |  | 40 | 0 | 0 |
| Nice Ltd | SPONSORED ADR | 653656108 |  | 109 | 567 | SH |  | SOLE |  | 247 | 0 | 320 |
| Nikola Corp | COM | 654110105 |  | 2 | 941 | SH |  | SOLE |  | 941 | 0 | 0 |
| Nordson Corp | COM | 655663102 |  | 48 | 203 | SH |  | SOLE |  | 203 | 0 | 0 |
| Norfolk Southern Corp | COM | 655844108 |  | 136 | 552 | SH |  | SOLE |  | 552 | 0 | 0 |
| Northern Trust Investments Inc | MORNSTAR UPSTR | 33939L407 |  | 9 | 199 | SH |  | DFND |  | 199 | 0 | 0 |
| Northern Trust Investments Inc | MORNSTAR UPSTR | 33939L407 |  | 94 | 2169 | SH |  | SOLE |  | 2169 | 0 | 0 |
| Northern Trust Investments Inc | IBOXX 3R TARGT | 33939L506 |  | 6 | 239 | SH |  | DFND |  | 239 | 0 | 0 |
| Northern Trust Investments Inc | STOXX GLOBR INF | 33939L795 |  | 7 | 146 | SH |  | DFND |  | 146 | 0 | 0 |
| Northern Trust Investments Inc | STOXX GLOBR INF | 33939L795 |  | 38 | 745 | SH |  | SOLE |  | 745 | 0 | 0 |
| Novartis AG | SPONSORED ADR | 66987V109 |  | 83 | 914 | SH |  | SOLE |  | 454 | 0 | 460 |
| Novo Holdings A/S | ADR | 670100205 |  | 9 | 68 | SH |  | SOLE |  | 68 | 0 | 0 |
| Nucor Corp | COM | 670346105 |  | 368 | 2790 | SH |  | SOLE |  | 2790 | 0 | 0 |
| Nutrien Ltd | COM | 67077M108 |  | 82 | 1129 | SH |  | SOLE |  | 1129 | 0 | 0 |
| O'Reilly Automotive Inc | COM | 67103H107 |  | 71 | 84 | SH |  | SOLE |  | 84 | 0 | 0 |
| OCCIDENTAL PETROLEUM CORP | *W EXP 08/03/202 | 674599162 |  | 2 | 37 | SH |  | SOLE |  | 37 | 0 | 0 |
| OCEANPAL INC | None | Y6430L160 |  | 1 | 998 | SH |  | SOLE |  | 998 | 0 | 0 |
| ONEOK Inc | COM | 682680103 |  | 10 | 152 | SH |  | SOLE |  | 152 | 0 | 0 |
| OPKO Health Inc | COM | 68375N103 |  | 3 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 324 | 3959 | SH |  | SOLE |  | 3959 | 0 | 0 |
| Occidental Petroleum Corp | COM | 674599105 |  | 23 | 372 | SH |  | SOLE |  | 372 | 0 | 0 |
| Old Dominion Freight Line Inc | COM | 679580100 |  | 5 | 17 | SH |  | SOLE |  | 17 | 0 | 0 |
| Omnicom Group Inc | COM | 681919106 |  | 4 | 54 | SH |  | SOLE |  | 54 | 0 | 0 |
| Organon  Co | COMMON STOCK | 68622V106 |  | 8 | 300 | SH |  | DFND |  | 300 | 0 | 0 |
| Organon  Co | COMMON STOCK | 68622V106 |  | 23 | 807 | SH |  | SOLE |  | 807 | 0 | 0 |
| Otis Worldwide Corp | COM | 68902V107 |  | 29 | 375 | SH |  | DFND |  | 375 | 0 | 0 |
| Otis Worldwide Corp | COM | 68902V107 |  | 133 | 1698 | SH |  | SOLE |  | 1698 | 0 | 0 |
| Owens Corning | COM | 690742101 |  | 100 | 1170 | SH |  | SOLE |  | 1170 | 0 | 0 |
| PACCAR INC | COM | 693718108 |  | 23 | 228 | SH |  | SOLE |  | 228 | 0 | 0 |
| PARKER-HANNIFIN | COM | 701094104 |  | 6 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 181 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 1535 | 8495 | SH |  | SOLE |  | 8495 | 0 | 0 |
| PHILIP MORRIS INTL | COM | 718172109 |  | 294 | 2900 | SH |  | DFND |  | 2900 | 0 | 0 |
| PHILIP MORRIS INTL | COM | 718172109 |  | 1852 | 18300 | SH |  | SOLE |  | 7871 | 0 | 10429 |
| PNC Financial Services Group I | COM | 693475105 |  | 691 | 4376 | SH |  | SOLE |  | 872 | 0 | 3504 |
| PPG Industries Inc | COM | 693506107 |  | 6 | 44 | SH |  | SOLE |  | 44 | 0 | 0 |
| PPL Corp | COM | 69351T106 |  | 37 | 1250 | SH |  | DFND |  | 1250 | 0 | 0 |
| PPL Corp | COM | 69351T106 |  | 492 | 16850 | SH |  | SOLE |  | 5204 | 0 | 11646 |
| PROGRESSIVE CP(OH) | COM | 743315103 |  | 73 | 563 | SH |  | SOLE |  | 563 | 0 | 0 |
| PULTE HOMES INC | COM | 745867101 |  | 6 | 130 | SH |  | SOLE |  | 130 | 0 | 0 |
| Palo Alto Networks Inc | COM | 697435105 |  | 140 | 1001 | SH |  | SOLE |  | 1001 | 0 | 0 |
| PayPal Holdings Inc | COM | 70450Y103 |  | 919 | 12899 | SH |  | SOLE |  | 3073 | 0 | 9826 |
| Paychex Inc | COM | 704326107 |  | 47 | 411 | SH |  | SOLE |  | 411 | 0 | 0 |
| Penske Automotive Group Inc | COM | 70959W103 |  | 14 | 125 | SH |  | SOLE |  | 125 | 0 | 0 |
| Pfizer Inc | COM | 717081103 |  | 2397 | 46787 | SH |  | SOLE |  | 35760 | 0 | 11027 |
| Pfizer Inc | CL A | 98978V103 |  | 941 | 6419 | SH |  | SOLE |  | 1774 | 0 | 4645 |
| Phillips 66 | COM | 718546104 |  | 110 | 1056 | SH |  | SOLE |  | 1056 | 0 | 0 |
| Pioneer Natural Resources Co | COM | 723787107 |  | 117 | 514 | SH |  | SOLE |  | 514 | 0 | 0 |
| Principal Financial Group Inc | COM | 74251V102 |  | 21 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| Procter  Gamble Co/The | COM | 742718109 |  | 303 | 2000 | SH |  | DFND |  | 2000 | 0 | 0 |
| Procter  Gamble Co/The | COM | 742718109 |  | 2126 | 14026 | SH |  | SOLE |  | 14026 | 0 | 0 |
| Prologis Inc | COM | 74340W103 |  | 145 | 1288 | SH |  | SOLE |  | 1288 | 0 | 0 |
| Prudential Financial Inc | COM | 744320102 |  | 9 | 86 | SH |  | SOLE |  | 86 | 0 | 0 |
| Prudential PLC | ADR | 74435K204 |  | 51 | 1849 | SH |  | SOLE |  | 803 | 0 | 1046 |
| Public Service Enterprise Grou | COM | 744573106 |  | 47 | 759 | SH |  | SOLE |  | 759 | 0 | 0 |
| Public Storage | COM | 74460D109 |  | 140 | 500 | SH |  | DFND |  | 500 | 0 | 0 |
| Public Storage | COM | 74460D109 |  | 6 | 22 | SH |  | SOLE |  | 22 | 0 | 0 |
| QUALCOMM Inc | COM | 747525103 |  | 304 | 2765 | SH |  | SOLE |  | 2765 | 0 | 0 |
| Quanta Services Inc | COM | 74762E102 |  | 13 | 90 | SH |  | SOLE |  | 90 | 0 | 0 |
| REALTY INCOME CORP | COM | 756109104 |  | 48 | 750 | SH |  | DFND |  | 750 | 0 | 0 |
| REALTY INCOME CORP | COM | 756109104 |  | 395 | 6228 | SH |  | SOLE |  | 1427 | 0 | 4801 |
| REGENERON PHARMACEUTICALS | COM | 75886F107 |  | 40 | 56 | SH |  | SOLE |  | 56 | 0 | 0 |
| RELX PLC | SPONSORED ADR | 759530108 |  | 116 | 4187 | SH |  | SOLE |  | 2205 | 0 | 1982 |
| RESTAURANT BRANDS INTERNATIONA | COM | 76131D103 |  | 96 | 1492 | SH |  | SOLE |  | 648 | 0 | 844 |
| ROCKWELL AUTOMATION | COM | 773903109 |  | 110 | 426 | SH |  | SOLE |  | 426 | 0 | 0 |
| ROPER INDUSTRIES INC | COM | 776696106 |  | 7 | 16 | SH |  | SOLE |  | 16 | 0 | 0 |
| ROYAL CARIBBEAN | COM | V7780T103 |  | 25 | 508 | SH |  | SOLE |  | 508 | 0 | 0 |
| Raymond James Financial Inc | COM | 754730109 |  | 1 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| Rayonier Inc | COM | 754907103 |  | 1 | 25 | SH |  | SOLE |  | 25 | 0 | 0 |
| Raytheon Technologies Corp | COM | 75513E101 |  | 76 | 750 | SH |  | DFND |  | 750 | 0 | 0 |
| Raytheon Technologies Corp | COM | 75513E101 |  | 480 | 4757 | SH |  | SOLE |  | 4757 | 0 | 0 |
| Reaves Utility Income Trust/Cl | COM SH BEN INT | 756158101 |  | 131 | 4623 | SH |  | SOLE |  | 4623 | 0 | 0 |
| Regions Financial Corp | COM | 7591EP100 |  | 107 | 4976 | SH |  | SOLE |  | 4976 | 0 | 0 |
| Reliance Steel  Aluminum Co | COM | 759509102 |  | 196 | 970 | SH |  | SOLE |  | 970 | 0 | 0 |
| Republic Services Inc | COM | 760759100 |  | 9 | 68 | SH |  | SOLE |  | 68 | 0 | 0 |
| Rio Tinto PLC | SPONSORED ADR | 767204100 |  | 160 | 2251 | SH |  | SOLE |  | 1628 | 0 | 623 |
| Rithm Capital Corp | COM NEW | 64828T201 |  | 2 | 305 | SH |  | SOLE |  | 305 | 0 | 0 |
| Robert Half International Inc | COM | 770323103 |  | 19 | 253 | SH |  | SOLE |  | 253 | 0 | 0 |
| Rogers Communications Inc | CL B | 775109200 |  | 48 | 1026 | SH |  | SOLE |  | 445 | 0 | 581 |
| Ross Stores Inc | COM | 778296103 |  | 20 | 175 | SH |  | SOLE |  | 175 | 0 | 0 |
| Ryder System Inc | COM | 783549108 |  | 8 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| S Global Inc | COM | 78409V104 |  | 213 | 637 | SH |  | SOLE |  | 637 | 0 | 0 |
| SALESFORCE.COM INC | COM | 79466L302 |  | 1608 | 12131 | SH |  | SOLE |  | 3100 | 0 | 9031 |
| SAP SE | SPON ADR | 803054204 |  | 69 | 673 | SH |  | SOLE |  | 673 | 0 | 0 |
| SBA Communications Corp | CL A | 78410G104 |  | 1 | 4 | SH |  | SOLE |  | 4 | 0 | 0 |
| SCOTTS MIRACLE-GRO CO/THE | CL A | 810186106 |  | 2 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| SELECT SECTOR SPDR | SBI HEALTHCARE | 81369Y209 |  | 93 | 688 | SH |  | SOLE |  | 688 | 0 | 0 |
| SELECT SECTOR SPDR | ENERGY | 81369Y506 |  | 1382 | 15802 | SH |  | SOLE |  | 8815 | 0 | 6987 |
| SELECT SECTOR SPDR | FINANCIAL | 81369Y605 |  | 578 | 16896 | SH |  | SOLE |  | 16896 | 0 | 0 |
| SELECT SECTOR SPDR | TECHNOLOGY | 81369Y803 |  | 87 | 700 | SH |  | SOLE |  | 700 | 0 | 0 |
| SEMPRA ENERGY | COM | 816851109 |  | 73 | 472 | SH |  | SOLE |  | 472 | 0 | 0 |
| SHOPIFY INC | CL A | 82509L107 |  | 7 | 190 | SH |  | SOLE |  | 190 | 0 | 0 |
| SIMON PROP GROUP | COM | 828806109 |  | 3 | 24 | SH |  | SOLE |  | 24 | 0 | 0 |
| SOUTHWEST AIRLINES | COM | 844741108 |  | 332 | 9847 | SH |  | SOLE |  | 9847 | 0 | 0 |
| SPDR DOW JONES IND | UT SER 1 | 78467X109 |  | 8 | 25 | SH |  | SOLE |  | 25 | 0 | 0 |
| SPDR GOLD TRUST | GOLD SHS | 78463V107 |  | 21 | 123 | SH |  | SOLE |  | 123 | 0 | 0 |
| SPDR SERIES TRUST | DJ REIT ETF | 78464A607 |  | 21 | 245 | SH |  | SOLE |  | 245 | 0 | 0 |
| SSGA FUNDS MANAGEMENT INC | PORTFOLIO DEVLPD | 78463X889 |  | 71 | 2385 | SH |  | SOLE |  | 2385 | 0 | 0 |
| SSGA Funds Management Inc | S DIVID ETF | 78464A763 |  | 73 | 582 | SH |  | SOLE |  | 582 | 0 | 0 |
| SSgA Funds Management Inc | S 600 SML CAP | 78464A813 |  | 660 | 8034 | SH |  | SOLE |  | 8034 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 165 | 1662 | SH |  | SOLE |  | 1662 | 0 | 0 |
| STATE STREET ETF/USA | DJ INTL RL ETF | 78463X863 |  | 10 | 356 | SH |  | SOLE |  | 356 | 0 | 0 |
| STATE STREET ETF/USA | UTSER1 S | 78467Y107 |  | 8152 | 18410 | SH |  | SOLE |  | 18253 | 0 | 157 |
| STERIS PLC | SHS USD | G8473T100 |  | 52 | 279 | SH |  | SOLE |  | 279 | 0 | 0 |
| SVB Financial Group | COM | 78486Q101 |  | 64 | 280 | SH |  | SOLE |  | 280 | 0 | 0 |
| SYNCHRONY FINANCIAL | COM | 87165B103 |  | 206 | 6284 | SH |  | SOLE |  | 6284 | 0 | 0 |
| Sanofi | SPONSORED ADR | 80105N105 |  | 242 | 5000 | SH |  | DFND |  | 5000 | 0 | 0 |
| Sanofi | SPONSORED ADR | 80105N105 |  | 56 | 1158 | SH |  | SOLE |  | 1158 | 0 | 0 |
| Schlumberger Ltd | COM STK | 806857108 |  | 56 | 1053 | SH |  | SOLE |  | 1053 | 0 | 0 |
| Schwab ETFs/USA | US REIT ETF | 808524847 |  | 825 | 42753 | SH |  | SOLE |  | 9631 | 0 | 33122 |
| Sea Ltd | SPONSORD ADS | 81141R100 |  | 5 | 95 | SH |  | SOLE |  | 95 | 0 | 0 |
| Seagate Technology Holdings PL | ORD SHS | G7997R103 |  | 140 | 2670 | SH |  | SOLE |  | 2670 | 0 | 0 |
| ServiceNow Inc | COM | 81762P102 |  | 1543 | 3975 | SH |  | SOLE |  | 487 | 0 | 3488 |
| Shell PLC | SPON ADS | 780259305 |  | 109 | 1917 | SH |  | SOLE |  | 925 | 0 | 992 |
| Sherwin-Williams Co/The | COM | 824348106 |  | 25 | 105 | SH |  | SOLE |  | 105 | 0 | 0 |
| Signature Bank/New York NY | COM | 82669G104 |  | 1 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| Sixth Street Specialty Lending | COM | 83012A109 |  | 36 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| Skyworks Solutions Inc | COM | 83088M102 |  | 3 | 34 | SH |  | SOLE |  | 34 | 0 | 0 |
| Smith  Nephew PLC | SPDN ADR NEW | 83175M205 |  | 47 | 1745 | SH |  | SOLE |  | 785 | 0 | 960 |
| Sony Group Corp | SPONSORED ADR | 835699307 |  | 105 | 1382 | SH |  | SOLE |  | 896 | 0 | 486 |
| Southern Co/The | COM | 842587107 |  | 286 | 4000 | SH |  | DFND |  | 4000 | 0 | 0 |
| Southern Co/The | COM | 842587107 |  | 1120 | 15681 | SH |  | SOLE |  | 5200 | 0 | 10481 |
| Splunk Inc | COM | 848637104 |  | 28 | 329 | SH |  | SOLE |  | 329 | 0 | 0 |
| Stanley Black  Decker Inc | COM | 854502101 |  | 19 | 248 | SH |  | SOLE |  | 248 | 0 | 0 |
| Starwood Property Trust Inc | COM | 85571B105 |  | 83 | 4502 | SH |  | SOLE |  | 4502 | 0 | 0 |
| State Street Corp | COM | 857477103 |  | 12 | 160 | SH |  | SOLE |  | 160 | 0 | 0 |
| State Street ETF/USA | TR UNIT | 78462F103 |  | 7490 | 19586 | SH |  | SOLE |  | 19586 | 0 | 0 |
| State Street ETF/USA | NUVEEN BLMBRG MU | 78468R721 |  | 19 | 416 | SH |  | SOLE |  | 416 | 0 | 0 |
| State Street ETF/USA | SPDR MSCI USA GE | 78468R747 |  | 149 | 1886 | SH |  | SOLE |  | 1886 | 0 | 0 |
| State Street ETF/USA | SBI INT-INDS | 81369Y704 |  | 1 | 14 | SH |  | SOLE |  | 14 | 0 | 0 |
| Stryker Corp | COM | 863667101 |  | 20 | 82 | SH |  | SOLE |  | 82 | 0 | 0 |
| Sumitomo Mitsui Financial Grou | SPONSORED ADR | 86562M209 |  | 1 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| Synopsys Inc | COM | 871607107 |  | 7 | 22 | SH |  | SOLE |  | 22 | 0 | 0 |
| Sysco Corp | COM | 871829107 |  | 50 | 657 | SH |  | SOLE |  | 657 | 0 | 0 |
| T Rowe Price Group Inc | COM | 74144T108 |  | 116 | 1060 | SH |  | SOLE |  | 1060 | 0 | 0 |
| T-Mobile US Inc | COM | 872590104 |  | 181 | 1295 | SH |  | SOLE |  | 1295 | 0 | 0 |
| TATA MOTORS LTD. | SPONSORED ADR | 876568502 |  | 2 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| TC Energy Corp | COM | 87807B107 |  | 452 | 11332 | SH |  | SOLE |  | 1466 | 0 | 9866 |
| TE Connectivity Ltd | SHS | H84989104 |  | 71 | 617 | SH |  | SOLE |  | 617 | 0 | 0 |
| TEXAS INSTRUMENTS | COM | 882508104 |  | 869 | 5260 | SH |  | SOLE |  | 5260 | 0 | 0 |
| TJX Cos Inc/The | COM | 872540109 |  | 252 | 3164 | SH |  | SOLE |  | 3164 | 0 | 0 |
| TORONTO-DOMINION | COM NEW | 891160509 |  | 146 | 2261 | SH |  | SOLE |  | 2261 | 0 | 0 |
| TOYOTA MOTOR CORP | ADS | 892331307 |  | 3 | 22 | SH |  | SOLE |  | 22 | 0 | 0 |
| TRACTOR SUPPLY CO | COM | 892356106 |  | 6 | 27 | SH |  | SOLE |  | 27 | 0 | 0 |
| TRAVELERS CO INC | COM | 89417E109 |  | 252 | 1344 | SH |  | SOLE |  | 1344 | 0 | 0 |
| TSMC | SPONSORED ADS | 874039100 |  | 485 | 6513 | SH |  | SOLE |  | 5756 | 0 | 757 |
| Targa Resources Corp | COM | 87612G101 |  | 33 | 450 | SH |  | SOLE |  | 450 | 0 | 0 |
| Target Corp | COM | 87612E106 |  | 139 | 933 | SH |  | SOLE |  | 933 | 0 | 0 |
| Teladoc Health Inc | COM | 87918A105 |  | 4 | 188 | SH |  | SOLE |  | 188 | 0 | 0 |
| Teleflex Inc | COM | 879369106 |  | 37 | 150 | SH |  | SOLE |  | 150 | 0 | 0 |
| Teradyne Inc | COM | 880770102 |  | 44 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| Tesla Inc | COM | 88160R101 |  | 427 | 3463 | SH |  | SOLE |  | 3463 | 0 | 0 |
| Textron Inc | COM | 883203101 |  | 9 | 128 | SH |  | SOLE |  | 128 | 0 | 0 |
| Thermo Fisher Scientific Inc | COM | 883556102 |  | 1671 | 3034 | SH |  | SOLE |  | 1317 | 0 | 1717 |
| TotalEnergies SE | SPONSORED ADS | 89151E109 |  | 1275 | 20532 | SH |  | SOLE |  | 3517 | 0 | 17015 |
| Trade Desk Inc/The | COM CL A | 88339J105 |  | 14 | 310 | SH |  | SOLE |  | 310 | 0 | 0 |
| Trane Technologies PLC | SHS | G8994E103 |  | 985 | 5862 | SH |  | SOLE |  | 5862 | 0 | 0 |
| Truist Financial Corp | COM | 89832Q109 |  | 742 | 17240 | SH |  | SOLE |  | 5801 | 0 | 11439 |
| Tyson Foods Inc | CL A | 902494103 |  | 31 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| US Bancorp | COM NEW | 902973304 |  | 629 | 14429 | SH |  | SOLE |  | 2181 | 0 | 12248 |
| UTD PARCEL SERV | CL B | 911312106 |  | 217 | 1250 | SH |  | DFND |  | 1250 | 0 | 0 |
| UTD PARCEL SERV | CL B | 911312106 |  | 487 | 2800 | SH |  | SOLE |  | 1407 | 0 | 1393 |
| Ulta Beauty Inc | COM | 90384S303 |  | 67 | 142 | SH |  | SOLE |  | 142 | 0 | 0 |
| Unilever PLC | SPON ADR NEW | 904767704 |  | 50 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| Unilever PLC | SPON ADR NEW | 904767704 |  | 612 | 12150 | SH |  | SOLE |  | 3133 | 0 | 9017 |
| Union Pacific Corp | COM | 907818108 |  | 171 | 824 | SH |  | SOLE |  | 824 | 0 | 0 |
| UnitedHealth Group Inc | COM | 91324P102 |  | 2938 | 5542 | SH |  | SOLE |  | 3270 | 0 | 2272 |
| VANGUARD | S 500 ETF SHS | 922908363 |  | 130 | 369 | SH |  | DFND |  | 369 | 0 | 0 |
| VANGUARD | S 500 ETF SHS | 922908363 |  | 32140 | 91477 | SH |  | SOLE |  | 47080 | 0 | 44397 |
| VANGUARD ETF/USA | SMLLCP 600 IDX | 921932828 |  | 73 | 424 | SH |  | SOLE |  | 424 | 0 | 0 |
| VANGUARD ETF/USA | SHRT TRM CORP BD | 92206C409 |  | 5469 | 72734 | SH |  | SOLE |  | 64131 | 0 | 8603 |
| VANGUARD ETF/USA | INT-TERM CORP | 92206C870 |  | 33 | 420 | SH |  | SOLE |  | 420 | 0 | 0 |
| VANGUARD ETF/USA | SM CP VAL ETF | 922908611 |  | 1280 | 8060 | SH |  | SOLE |  | 5950 | 0 | 2110 |
| VANGUARD ETF/USA | TOTAL STK MKT | 922908769 |  | 729 | 3815 | SH |  | SOLE |  | 3815 | 0 | 0 |
| VANGUARD GROUP INC/THE | SHORT TERM TREAS | 92206C102 |  | 900 | 15571 | SH |  | SOLE |  | 15571 | 0 | 0 |
| VANGUARD WHITEHALL | HIGH DIV YLD | 921946406 |  | 148 | 1364 | SH |  | DFND |  | 1364 | 0 | 0 |
| VERIZON COMMUN | COM | 92343V104 |  | 256 | 6500 | SH |  | DFND |  | 6500 | 0 | 0 |
| VERIZON COMMUN | COM | 92343V104 |  | 1393 | 35346 | SH |  | SOLE |  | 12932 | 0 | 22414 |
| VIATRIS INC | COM | 92556V106 |  | 27 | 2398 | SH |  | SOLE |  | 2398 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 2538 | 12217 | SH |  | SOLE |  | 5804 | 0 | 6413 |
| Valero Energy Corp | COM | 91913Y100 |  | 476 | 3749 | SH |  | SOLE |  | 3749 | 0 | 0 |
| Vanguard ETF/USA | TOTAL BND MRKT | 921937835 |  | 4630 | 64455 | SH |  | SOLE |  | 59139 | 0 | 5316 |
| Vanguard ETF/USA | VAN FTSE DEV MKT | 921943858 |  | 2663 | 63457 | SH |  | SOLE |  | 26214 | 0 | 37243 |
| Vanguard ETF/USA | ALLWRLD EX US | 922042775 |  | 85 | 1700 | SH |  | SOLE |  | 1700 | 0 | 0 |
| Vanguard ETF/USA | FTSE EMR MKT ETF | 922042858 |  | 2178 | 55865 | SH |  | SOLE |  | 17629 | 0 | 38236 |
| Vanguard ETF/USA | ENERGY ETF | 92204A306 |  | 1904 | 15698 | SH |  | SOLE |  | 10718 | 0 | 4980 |
| Vanguard ETF/USA | INF TECH ETF | 92204A702 |  | 160 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| Vanguard ETF/USA | INTER TERM TREAS | 92206C706 |  | 6 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| Vanguard ETF/USA | TAX EXEMPT BD | 922907746 |  | 7942 | 160474 | SH |  | SOLE |  | 158124 | 0 | 2350 |
| Vanguard ETF/USA | MCAP VL IDXVIP | 922908512 |  | 1389 | 10272 | SH |  | SOLE |  | 7744 | 0 | 2528 |
| Vanguard ETF/USA | MCAP GR IDXVIP | 922908538 |  | 144 | 800 | SH |  | SOLE |  | 800 | 0 | 0 |
| Vanguard ETF/USA | REAL ESTATE ETF | 922908553 |  | 425 | 5150 | SH |  | DFND |  | 5150 | 0 | 0 |
| Vanguard ETF/USA | REAL ESTATE ETF | 922908553 |  | 4284 | 51937 | SH |  | SOLE |  | 43928 | 0 | 8009 |
| Vanguard ETF/USA | SML CP GRW ETF | 922908595 |  | 25 | 126 | SH |  | SOLE |  | 126 | 0 | 0 |
| Vanguard ETF/USA | MID CAP ETF | 922908629 |  | 3832 | 18803 | SH |  | SOLE |  | 15095 | 0 | 3708 |
| Vanguard ETF/USA | VALUE ETF | 922908744 |  | 6368 | 45366 | SH |  | SOLE |  | 32121 | 0 | 13245 |
| Vanguard ETF/USA | SMALL CP ETF | 922908751 |  | 3311 | 18041 | SH |  | SOLE |  | 14005 | 0 | 4036 |
| Vanguard Group Inc/The | FTSE SMCAP ETF | 922042718 |  | 22 | 210 | SH |  | SOLE |  | 210 | 0 | 0 |
| Ventas Inc | COM | 92276F100 |  | 34 | 761 | SH |  | SOLE |  | 761 | 0 | 0 |
| Verisk Analytics Inc | COM | 92345Y106 |  | 34 | 191 | SH |  | SOLE |  | 191 | 0 | 0 |
| Vertex Pharmaceuticals Inc | COM | 92532F100 |  | 150 | 518 | SH |  | SOLE |  | 518 | 0 | 0 |
| Virgin Galactic Holdings Inc | COM | 92766K106 |  | 1 | 341 | SH |  | SOLE |  | 341 | 0 | 0 |
| Vodafone Group PLC | SPONSORED ADR | 92857W308 |  | 521 | 51436 | SH |  | SOLE |  | 6581 | 0 | 44855 |
| Vontier Corp | COM | 928881101 |  | 0 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| Voya Financial Inc | COM | 929089100 |  | 417 | 6785 | SH |  | SOLE |  | 6785 | 0 | 0 |
| WASTE MANAGEMENT | COM | 94106L109 |  | 154 | 979 | SH |  | SOLE |  | 979 | 0 | 0 |
| WELLS FARGO  CO | COM | 949746101 |  | 267 | 6470 | SH |  | SOLE |  | 6470 | 0 | 0 |
| WELLTOWER INC COM | COM | 95040Q104 |  | 62 | 945 | SH |  | SOLE |  | 945 | 0 | 0 |
| WEYERHAEUSER CO | COM NEW | 962166104 |  | 9 | 279 | SH |  | SOLE |  | 279 | 0 | 0 |
| WW Grainger Inc | COM | 384802104 |  | 4 | 7 | SH |  | SOLE |  | 7 | 0 | 0 |
| Walgreens Boots Alliance Inc | COM | 931427108 |  | 535 | 14320 | SH |  | SOLE |  | 2447 | 0 | 11873 |
| Walmart Inc | COM | 931142103 |  | 902 | 6363 | SH |  | SOLE |  | 6363 | 0 | 0 |
| Walt Disney Co/The | COM | 254687106 |  | 763 | 8781 | SH |  | SOLE |  | 8781 | 0 | 0 |
| Waste Connections Inc | COM | 94106B101 |  | 42 | 320 | SH |  | SOLE |  | 320 | 0 | 0 |
| Weibo Corp | SPONSORED ADR | 948596101 |  | 52 | 2732 | SH |  | SOLE |  | 1187 | 0 | 1545 |
| Westinghouse Air Brake Technol | COM | 929740108 |  | 11 | 109 | SH |  | SOLE |  | 109 | 0 | 0 |
| Westrock Co | COM | 96145D105 |  | 23 | 659 | SH |  | SOLE |  | 659 | 0 | 0 |
| Williams Cos Inc/The | COM | 969457100 |  | 964 | 29290 | SH |  | SOLE |  | 6242 | 0 | 23048 |
| Williams-Sonoma Inc | COM | 969904101 |  | 1 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| Wolfspeed Inc | COM | 977852102 |  | 21 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| Woodside Energy Group Ltd | SPONSORED ADR | 980228308 |  | 55 | 2281 | SH |  | SOLE |  | 1104 | 0 | 1177 |
| XP INC | CL A | G98239109 |  | 34 | 2197 | SH |  | SOLE |  | 954 | 0 | 1243 |
| Xcel Energy Inc | COM | 98389B100 |  | 1 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| Xylem Inc/NY | COM | 98419M100 |  | 27 | 242 | SH |  | SOLE |  | 242 | 0 | 0 |
| YETI Holdings Inc | COM | 98585X104 |  | 37 | 900 | SH |  | SOLE |  | 900 | 0 | 0 |
| YUM BRANDS INC | COM | 988498101 |  | 514 | 4013 | SH |  | SOLE |  | 4013 | 0 | 0 |
| Yelp Inc | CL A | 985817105 |  | 14 | 523 | SH |  | SOLE |  | 523 | 0 | 0 |
| Zebra Technologies Corp | CL A | 989207105 |  | 30 | 117 | SH |  | SOLE |  | 117 | 0 | 0 |
| Zions Bancorp NA | COM | 989701107 |  | 5 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| Zoom Video Communications Inc | CL A | 98980L101 |  | 1 | 21 | SH |  | SOLE |  | 21 | 0 | 0 |
| iShares ETFs/USA | CORE S TTL STK | 464287150 |  | 5178 | 61061 | SH |  | SOLE |  | 61061 | 0 | 0 |
| iShares ETFs/USA | CORE US AGGBD ET | 464287226 |  | 1354 | 13961 | SH |  | SOLE |  | 11180 | 0 | 2781 |
| iShares ETFs/USA | MSCI EAFE ETF | 464287465 |  | 117 | 1775 | SH |  | DFND |  | 1775 | 0 | 0 |
| iShares ETFs/USA | MSCI EAFE ETF | 464287465 |  | 4166 | 63460 | SH |  | SOLE |  | 63460 | 0 | 0 |
| iShares ETFs/USA | RUS MDCP VAL ETF | 464287473 |  | 158 | 1500 | SH |  | SOLE |  | 1500 | 0 | 0 |
| iShares ETFs/USA | RUS MD CP GR ETF | 464287481 |  | 100 | 1200 | SH |  | SOLE |  | 1200 | 0 | 0 |
| iShares ETFs/USA | RUS MID CAP ETF | 464287499 |  | 1727 | 25600 | SH |  | SOLE |  | 25600 | 0 | 0 |
| iShares ETFs/USA | CORE S MCP ETF | 464287507 |  | 60 | 248 | SH |  | DFND |  | 248 | 0 | 0 |
| iShares ETFs/USA | CORE S MCP ETF | 464287507 |  | 30950 | 127949 | SH |  | SOLE |  | 118927 | 0 | 9022 |
| iShares ETFs/USA | RUSSELL 3000 ETF | 464287689 |  | 114 | 515 | SH |  | SOLE |  | 515 | 0 | 0 |
| iShares ETFs/USA | S MC 400VL ETF | 464287705 |  | 77 | 764 | SH |  | SOLE |  | 764 | 0 | 0 |
| iShares ETFs/USA | CORE S SCP ETF | 464287804 |  | 289 | 3055 | SH |  | DFND |  | 3055 | 0 | 0 |
| iShares ETFs/USA | CORE S SCP ETF | 464287804 |  | 26869 | 283905 | SH |  | SOLE |  | 261100 | 0 | 22805 |
| iShares ETFs/USA | INTL SEL DIV ETF | 464288448 |  | 68 | 2500 | SH |  | SOLE |  | 2500 | 0 | 0 |
| iShares ETFs/USA | MSCI USA ESG SLC | 464288802 |  | 192 | 2328 | SH |  | SOLE |  | 2328 | 0 | 0 |
| iShares ETFs/USA | MSCI USA MIN VOL | 46429B697 |  | 361 | 5000 | SH |  | SOLE |  | 5000 | 0 | 0 |
| iShares ETFs/USA | MRNGSTR INC ETF | 46432F875 |  | 75 | 3942 | SH |  | DFND |  | 3942 | 0 | 0 |
| iShares ETFs/USA | CORE MSCI EMKT | 46434G103 |  | 23 | 494 | SH |  | DFND |  | 494 | 0 | 0 |
| iShares ETFs/USA | CORE MSCI EMKT | 46434G103 |  | 9049 | 193776 | SH |  | SOLE |  | 130614 | 0 | 63162 |
| iShares ETFs/USA | MSCI JPN ETF NEW | 46434G822 |  | 1 | 15 | SH |  | SOLE |  | 15 | 0 | 0 |

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