# EDGAR Filing Document

**Accession Number:** 0001039667
**File Stem:** 0001580642-23-001361
**Filing Date:** 2023-3
**Character Count:** 6131
**Document Hash:** dcf019eabbab7dcd96a606551f655707
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001580642-23-001361.hdr.sgml**: 20230309

**ACCESSION NUMBER**: 0001580642-23-001361

**CONFORMED SUBMISSION TYPE**: 24F-2NT

**PUBLIC DOCUMENT COUNT**: 1

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230309

**DATE AS OF CHANGE**: 20230309

**EFFECTIVENESS DATE**: 20230309

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SPIRIT OF AMERICA INVESTMENT FUND INC
- **CENTRAL INDEX KEY:** 0001039667
- **IRS NUMBER:** 000000000
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 24F-2NT
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-27925
- **FILM NUMBER:** 23719317

**BUSINESS ADDRESS:**
- **STREET 1:** 477 JERICHO TURNPIKE
- **CITY:** SYOSSET
- **STATE:** NY
- **ZIP:** 11791
- **BUSINESS PHONE:** 5163905555

**MAIL ADDRESS:**
- **STREET 1:** 477 JERICHO TURNPIKE
- **CITY:** SYOSSET
- **STATE:** NY
- **ZIP:** 11791

## Series and Classes Contracts Data

### SPIRIT OF AMERICA REAL ESTATE INCOME AND GROWTH FUND (Series ID: S000001448)

---

|  |  |  |
|:---|:---|:---|
| Class Name           | Ticker Symbol | Class ID   |
| CLASS A              | SOAAX         | C000003855 |
| Class C              | SACRX         | C000167226 |
| Institutional Shares | SOIAX         | C000219377 |

---

### SPIRIT OF AMERICA LARGE CAP VALUE FUND (Series ID: S000001449)

---

|  |  |  |
|:---|:---|:---|
| Class Name           | Ticker Symbol | Class ID   |
| CLASS A              | SOAVX         | C000003857 |
| Class C              | SACVX         | C000167227 |
| Institutional Shares | SOIVX         | C000219378 |

---

### Spirit of America Municipal Tax Free Bond Fund (Series ID: S000021071)

---

|  |  |  |
|:---|:---|:---|
| Class Name           | Ticker Symbol | Class ID   |
| Class A Shares       | SOAMX         | C000059931 |
| Class C              | SACFX         | C000167228 |
| Institutional Shares | SOIMX         | C000219379 |

---

### Spirit of America Income Fund (Series ID: S000024753)

---

|  |  |  |
|:---|:---|:---|
| Class Name           | Ticker Symbol | Class ID   |
| Class A              | SOAIX         | C000073513 |
| Class C              | SACTX         | C000167229 |
| Institutional Shares | SOITX         | C000219380 |

---

### Spirit of America Income and Opportunity Fund (Series ID: S000041401)

---

|  |  |  |
|:---|:---|:---|
| Class Name           | Ticker Symbol | Class ID   |
| Class A              | SOAOX         | C000128397 |
| Class C              | SACOX         | C000167230 |
| Institutional Shares | SOIOX         | C000219381 |

---

## Series and Classes Contracts Data

### SPIRIT OF AMERICA REAL ESTATE INCOME AND GROWTH FUND (Series ID: S000001448)

| Class ID   | Class Name           | Ticker Symbol   |
|:---|:---|:---|
| C000003855 | CLASS A              | SOAAX           |
| C000167226 | Class C              | SACRX           |
| C000219377 | Institutional Shares | SOIAX           |

### SPIRIT OF AMERICA LARGE CAP VALUE FUND (Series ID: S000001449)

| Class ID   | Class Name           | Ticker Symbol   |
|:---|:---|:---|
| C000003857 | CLASS A              | SOAVX           |
| C000167227 | Class C              | SACVX           |
| C000219378 | Institutional Shares | SOIVX           |

### Spirit of America Municipal Tax Free Bond Fund (Series ID: S000021071)

| Class ID   | Class Name           | Ticker Symbol   |
|:---|:---|:---|
| C000059931 | Class A Shares       | SOAMX           |
| C000167228 | Class C              | SACFX           |
| C000219379 | Institutional Shares | SOIMX           |

### Spirit of America Income Fund (Series ID: S000024753)

| Class ID   | Class Name           | Ticker Symbol   |
|:---|:---|:---|
| C000073513 | Class A              | SOAIX           |
| C000167229 | Class C              | SACTX           |
| C000219380 | Institutional Shares | SOITX           |

### Spirit of America Income and Opportunity Fund (Series ID: S000041401)

| Class ID   | Class Name           | Ticker Symbol   |
|:---|:---|:---|
| C000128397 | Class A              | SOAOX           |
| C000167230 | Class C              | SACOX           |
| C000219381 | Institutional Shares | SOIOX           |

## FORM 24F-2NT: Annual Notice of Securities Sold Pursuant to Rule 24f-2

### 24F-2NT: Filer Information

**Filer CIK:** 0001039667

**Is this a LIVE or TEST Filing?:** LIVE

**Filer Investment Company Type:** N-1A

### 24F-2NT: Annual Filing Information

**1. Name and address of issuer:**

- **Name of Issuer:** Spirit of America Investment Fund Inc

- **Address:** 477 Jericho Turnpike, Syosset, NY 11791

**2. The Name and EDGAR Identifier of each series or class of securities for which this Form is filed:**

- [ ] Check box if the Form is being filed for all series and classes of the issuer.

**3. Investment Company Act File Number:** 811-08231

   **Securities Act File Number:** 333-27925

**4(a). Last day of fiscal year for which this Form is filed:** 12/31/2022

**4(b). Check box if this Form is being filed late:** [ ]

**4(c). Check box if this is the last time the issuer will be filing this Form:** [ ]

**5. Calculation of registration fee:**

- **(i) Aggregate sale price of securities sold during the fiscal year:** $74700209.00

- **(ii) Aggregate price of securities redeemed or repurchased during the fiscal year:** $105508341.00

- **(iii) Aggregate price of securities redeemed or repurchased during any prior fiscal year:** $236415926.00

- **(iv) Total available redemption credits [add Items 5(ii) and 5(iii)]:** $341924267.00

- **(v) Net sales:** $0.00

- **(vi) Redemption credits available for use in future years:** $-267224058.00

- **(vii) Multiplier for determining registration fee:** 0.000110200

- **(viii) Registration fee due:** $0.00

- **7. Interest due -- if this Form is being filed more than 90 days after the end of the issuer's fiscal year:** $0.00

- **8. Total of the amount of the registration fee due plus any interest due:** $0.00

**Signatures**

**Name and Title:** Joseph C. Pickard, Asst. Secretary, CCO

**Date:** 03/09/2023

**Signature:** /s/ Joseph C. Pickard