# EDGAR Filing Document

**Accession Number:** 0000771118
**File Stem:** 0001398344-25-014034
**Filing Date:** 2025-7
**Character Count:** 19019
**Document Hash:** a0c9ae5e85f960b5f07fd049f5d6585e
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001398344-25-014034.hdr.sgml**: 20250729

**ACCESSION NUMBER**: 0001398344-25-014034

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250729

**DATE AS OF CHANGE**: 20250729

**EFFECTIVENESS DATE**: 20250729

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** WOODARD & CO ASSET MANAGEMENT GROUP INC /ADV
- **CENTRAL INDEX KEY:** 0000771118

**ORGANIZATION NAME:**
- **EIN:** 562065927
- **STATE OF INCORPORATION:** NC
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-18646
- **FILM NUMBER:** 251160696

**BUSINESS ADDRESS:**
- **STREET 1:** 117 KINDERTON BLVD
- **CITY:** BERMUDA RUN
- **STATE:** NC
- **ZIP:** 27006
- **BUSINESS PHONE:** 3369987000

**MAIL ADDRESS:**
- **STREET 1:** 117 KINDERTON BLVD
- **CITY:** BERMUDA RUN
- **STATE:** NC
- **ZIP:** 27006

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** WOODARD JOHN BENNETT JR                                 /ADV
- **DATE OF NAME CHANGE:** 19980422

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** WOODARD & CO ASSET MANAGEMENT GROUP INC                 /ADV
- **DATE OF NAME CHANGE:** 19850617

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** WOODARD  CO ASSET MANAGEMENT GROUP INC /ADV<br>**Address:** 117 KINDERTON BLVD<br>BERMUDA RUN, NC 27006

**Form 13F File Number:** 028-18646

**CRD Number (if applicable):** 000108199

**SEC File Number (if applicable):** 801-24818

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** John B. Woodard<br>**Title:** President<br>**Phone:** 336-998-7000

**Signature, Place, and Date of Signing:**

/s/ John B. Woodard  Bermuda Run, NC  07-28-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 140

**Form 13F Information Table Value Total:** $544737284

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABORATORIES | COM | 002824100 |  | 1113922 | 8190 | SH |  | SOLE |  | 0 | 0 | 8190 |
| ABBVIE INC COM USD0.01 | COM | 00287Y109 |  | 1517258 | 8174 | SH |  | SOLE |  | 0 | 0 | 8174 |
| ABRDN PRECIOUS METALS BASKET E PHYSCL PRECS MET | COM | 003263100 |  | 212751 | 1540 | SH |  | SOLE |  | 0 | 0 | 1540 |
| ALLSTATE CORP COM USD0.01 | COM | 020002101 |  | 240565 | 1195 | SH |  | SOLE |  | 0 | 0 | 1195 |
| ALPHABET INC CAP STK CL C | COM | 02079K107 |  | 3822391 | 21548 | SH |  | SOLE |  | 0 | 0 | 21548 |
| ALPHABET INC CAP STK CL A | COM | 02079K305 |  | 226984 | 1288 | SH |  | SOLE |  | 0 | 0 | 1288 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 406013 | 6925 | SH |  | SOLE |  | 0 | 0 | 6925 |
| AMAZON.COM INC | COM | 023135106 |  | 5581746 | 25442 | SH |  | SOLE |  | 0 | 0 | 25442 |
| AMERICAN BEACON SELECT FDS GLG NATURAL RESOURCES ETF | COM | 02368W408 |  | 4432353 | 133416 | SH |  | SOLE |  | 0 | 0 | 133416 |
| AMGEN INC | COM | 031162100 |  | 2738459 | 9808 | SH |  | SOLE |  | 0 | 0 | 9808 |
| APPLE INC | COM | 037833100 |  | 7578529 | 36938 | SH |  | SOLE |  | 0 | 0 | 36938 |
| ARCHER AVIATION INC COM CL A | COM | 03945R102 |  | 129712 | 11955 | SH |  | SOLE |  | 0 | 0 | 11955 |
| AT INC COM USD1 | COM | 00206R102 |  | 511428 | 17672 | SH |  | SOLE |  | 0 | 0 | 17672 |
| AVERY DENNISON CORP COM USD1 | COM | 053611109 |  | 680648 | 3879 | SH |  | SOLE |  | 0 | 0 | 3879 |
| BANK OZK LITTLE ROCK ARK COM | COM | 06417N103 |  | 1662633 | 35330 | SH |  | SOLE |  | 0 | 0 | 35330 |
| BERKSHIRE HATHAWAY INC | COM | 084670108 |  | 728800 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| BERKSHIRE HATHAWAY INC COM USD0.0033 CLASS B | COM | 084670702 |  | 3931333 | 8093 | SH |  | SOLE |  | 0 | 0 | 8093 |
| BNY MELLON ETF TRUST US LRG CP CORE | COM | 09661T107 |  | 27251624 | 230107 | SH |  | SOLE |  | 0 | 0 | 230107 |
| BRITISH AMERICAN TOBACCO LVL II ADR EACH REP 1 ORD GBP0.25 BNY | COM | 110448107 |  | 479311 | 10127 | SH |  | SOLE |  | 0 | 0 | 10127 |
| CALL (BTI) BRITISH AMERICAN SEP 19 25 $46 (100 SHS) | COM | 110448107 |  | 37864 | 800 | SH | Call | SOLE |  | 0 | 0 | 800 |
| BROADCOM INC COM | COM | 11135F101 |  | 3777868 | 13705 | SH |  | SOLE |  | 0 | 0 | 13705 |
| CATERPILLAR INC COM | COM | 149123101 |  | 2043387 | 5264 | SH |  | SOLE |  | 0 | 0 | 5264 |
| CBIZ INC | COM | 124805102 |  | 4133723 | 57645 | SH |  | SOLE |  | 0 | 0 | 57645 |
| CHEVRON CORP NEW COM | COM | 166764100 |  | 305099 | 2131 | SH |  | SOLE |  | 0 | 0 | 2131 |
| COSTCO WHOLESALE CORP COM | COM | 22160K105 |  | 2262461 | 2285 | SH |  | SOLE |  | 0 | 0 | 2285 |
| CVS HEALTH CORPORATION COM USD0.01 | COM | 126650100 |  | 1701215 | 24662 | SH |  | SOLE |  | 0 | 0 | 24662 |
| DEERE  CO | COM | 244199105 |  | 400182 | 787 | SH |  | SOLE |  | 0 | 0 | 787 |
| DOUBLELINE INCOME SOLUTIONS FD COM | COM | 258622109 |  | 126684 | 10350 | SH |  | SOLE |  | 0 | 0 | 10350 |
| DUKE ENERGY CORP NEW COM NEW ISIN #US26441C2044 SEDOL #B7JZSK0 | COM | 26441C204 |  | 2821734 | 23913 | SH |  | SOLE |  | 0 | 0 | 23913 |
| EA SERIES TRUST STRIVE 500 ETF | COM | 02072L680 |  | 811015 | 20245 | SH |  | SOLE |  | 0 | 0 | 20245 |
| EA SERIES TRUST STRIVE US ENERGY | COM | 02072L722 |  | 27140 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| ELI LILLY  COM | COM | 532457108 |  | 1853753 | 2378 | SH |  | SOLE |  | 0 | 0 | 2378 |
| ENBRIDGE INC COM ISIN #CA29250N1050 SEDOL #2466149 | COM | 29250N105 |  | 654013 | 14431 | SH |  | SOLE |  | 0 | 0 | 14431 |
| EXXON MOBIL CORP COM | COM | 30231G102 |  | 2856306 | 26496 | SH |  | SOLE |  | 0 | 0 | 26496 |
| FIDELITY NASDAQ COMPOSITE INDEX ETF | COM | 315912808 |  | 337828 | 4218 | SH |  | SOLE |  | 0 | 0 | 4218 |
| FIRST CITIZENS BANCSHARES INC (DELAWARE) | COM | 31946M103 |  | 281732 | 144 | SH |  | SOLE |  | 0 | 0 | 144 |
| FREEPORT-MCMORAN INC COM USD0.10 | COM | 35671D857 |  | 1896621 | 43751 | SH |  | SOLE |  | 0 | 0 | 43751 |
| GE AEROSPACE COM NEW | COM | 369604301 |  | 4755685 | 18477 | SH |  | SOLE |  | 0 | 0 | 18477 |
| GLOBAL X FDS 1-3 MONTH T-BILL | COM | 37960A438 |  | 10970985 | 109251 | SH |  | SOLE |  | 0 | 0 | 109251 |
| GOLDMAN SACHS GROUP INC COM USD0.01 | COM | 38141G104 |  | 1975174 | 2791 | SH |  | SOLE |  | 0 | 0 | 2791 |
| HOME DEPOT INC | COM | 437076102 |  | 3722197 | 10152 | SH |  | SOLE |  | 0 | 0 | 10152 |
| INNOVATOR ETFS TRUST US EQUITY ACCELE | COM | 45783Y103 |  | 7476 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| INNOVATOR ETFS TRUST NASDAQ-100 10 BU | COM | 45783Y160 |  | 77140 | 2800 | SH |  | SOLE |  | 0 | 0 | 2800 |
| INNOVATOR ETFS TRUST US SMALL CAP 10 BUFFER ETF QUARTERLY | COM | 45783Y228 |  | 27370 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| INNOVATOR ETFS TRUST EQUITY DEFINED PROTECTION ETF 6M JAN JUL | COM | 45783Y244 |  | 235360 | 8355 | SH |  | SOLE |  | 0 | 0 | 8355 |
| INNOVATOR ETFS TRUST US EQUITY ACCELE | COM | 45783Y301 |  | 9185 | 250 | SH |  | SOLE |  | 0 | 0 | 250 |
| INNOVATOR ETFS TRUST U S EQ 10 BUFFER | COM | 45783Y442 |  | 728468 | 23652 | SH |  | SOLE |  | 0 | 0 | 23652 |
| INNOVATOR ETFS TRUST INNOVATOR US EQ | COM | 45783Y475 |  | 66528 | 2042 | SH |  | SOLE |  | 0 | 0 | 2042 |
| INNOVATOR ETFS TRUST US EQTY ACCELRT9 | COM | 45783Y848 |  | 28665 | 900 | SH |  | SOLE |  | 0 | 0 | 900 |
| INNOVATOR ETFS TRUST DEFINED WLT SHLD | COM | 45783Y855 |  | 9277376 | 289195 | SH |  | SOLE |  | 0 | 0 | 289195 |
| INNOVATOR ETFS TRUST US EQT ACLRTD 9 | COM | 45783Y889 |  | 42996 | 1195 | SH |  | SOLE |  | 0 | 0 | 1195 |
| INTEL CORP COM USD0.001 | COM | 458140100 |  | 1223585 | 54624 | SH |  | SOLE |  | 0 | 0 | 54624 |
| INTERNATIONAL BUS MACH CORP COM USD0.20 | COM | 459200101 |  | 1119280 | 3797 | SH |  | SOLE |  | 0 | 0 | 3797 |
| INVESCO EXCH TRADED FD TR II SR LN ETF | COM | 46138G508 |  | 34695 | 1658 | SH |  | SOLE |  | 0 | 0 | 1658 |
| INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF | COM | 46138G649 |  | 6299330 | 27738 | SH |  | SOLE |  | 0 | 0 | 27738 |
| INVESCO EXCH TRADED FD TR II VAR RATE PFD | COM | 46138G870 |  | 7384 | 302 | SH |  | SOLE |  | 0 | 0 | 302 |
| INVESCO EXCHANGE TRADED FD TR S PUR VAL | COM | 46137V258 |  | 83915 | 895 | SH |  | SOLE |  | 0 | 0 | 895 |
| INVESCO EXCHANGE TRADED FD TR S EQL WGT | COM | 46137V357 |  | 948319 | 5218 | SH |  | SOLE |  | 0 | 0 | 5218 |
| INVESCO EXCHANGE- TRADED FUND TRUST INVESCO RAFI US 1000 ETF | COM | 46137V613 |  | 84540 | 2000 | SH |  | SOLE |  | 0 | 0 | 2000 |
| ISHARES TR MORNINGSTAR GRWT | COM | 464287119 |  | 6766338 | 69828 | SH |  | SOLE |  | 0 | 0 | 69828 |
| ISHARES CORE S TOTAL US STOCK MARKET ETF | COM | 464287150 |  | 5834 | 43 | SH |  | SOLE |  | 0 | 0 | 43 |
| ISHARES TIPS BOND ETF | COM | 464287176 |  | 220080 | 2000 | SH |  | SOLE |  | 0 | 0 | 2000 |
| ISHARES CORE S 500 ETF | COM | 464287200 |  | 776730 | 1251 | SH |  | SOLE |  | 0 | 0 | 1251 |
| ISHARES S 500 VALUE ETF | COM | 464287408 |  | 70156 | 359 | SH |  | SOLE |  | 0 | 0 | 359 |
| ISHARES TR 20 YR TR BD ETF | COM | 464287432 |  | 45528 | 516 | SH |  | SOLE |  | 0 | 0 | 516 |
| ISHARES TRUST 1-3 YEAR TREASURY BOND ETF | COM | 464287457 |  | 186174 | 2247 | SH |  | SOLE |  | 0 | 0 | 2247 |
| ISHARES CORE S MID-CAP ETF | COM | 464287507 |  | 197534 | 3185 | SH |  | SOLE |  | 0 | 0 | 3185 |
| ISHARES RUSSELL 1000 VALUE ETF | COM | 464287598 |  | 19470083 | 100242 | SH |  | SOLE |  | 0 | 0 | 100242 |
| ISHARES TR RUS 1000 GRW ETF | COM | 464287614 |  | 37623766 | 88614 | SH |  | SOLE |  | 0 | 0 | 88614 |
| ISHARES CORE S US VALUE ETF | COM | 464287663 |  | 264964 | 2800 | SH |  | SOLE |  | 0 | 0 | 2800 |
| ISHARES US REAL ESTATE ETF | COM | 464287663 |  | 1304 | 14 | SH |  | SOLE |  | 0 | 0 | 14 |
| ISHARES TR S SMALL CAP 600 GROWTH ETF | COM | 464287887 |  | 75833 | 570 | SH |  | SOLE |  | 0 | 0 | 570 |
| ISHARES MORNINGSTAR VALUE ETF | COM | 464288109 |  | 24221183 | 290457 | SH |  | SOLE |  | 0 | 0 | 290457 |
| ISHARES TR MRGSTR MD CP ETF | COM | 464288208 |  | 3867732 | 48553 | SH |  | SOLE |  | 0 | 0 | 48553 |
| ISHARES TR MRGSTR MD CP GRW | COM | 464288307 |  | 1108 | 14 | SH |  | SOLE |  | 0 | 0 | 14 |
| ISHARES TR MRGSTR MD CP VAL | COM | 464288406 |  | 429436 | 5652 | SH |  | SOLE |  | 0 | 0 | 5652 |
| ISHARES TR RUS TOP 200 ETF | COM | 464289446 |  | 14234072 | 92960 | SH |  | SOLE |  | 0 | 0 | 92960 |
| JANUS DETROIT STR TR B-BBB CLO ETF | COM | 47103U753 |  | 24105 | 500 | SH |  | SOLE |  | 0 | 0 | 500 |
| JANUS DETROIT STR TR HENDRSON AAA CL | COM | 47103U845 |  | 796166 | 15688 | SH |  | SOLE |  | 0 | 0 | 15688 |
| JOHNSON  COM | COM | 478160104 |  | 1597362 | 10457 | SH |  | SOLE |  | 0 | 0 | 10457 |
| JPMORGAN CHASE  COM | COM | 46625H100 |  | 2357619 | 8132 | SH |  | SOLE |  | 0 | 0 | 8132 |
| L3HARRIS TECHNOLOGIES INC COM | COM | 502431109 |  | 236793 | 944 | SH |  | SOLE |  | 0 | 0 | 944 |
| LINDE PLC COM EUR0.001 | COM | G54950103 |  | 330772 | 705 | SH |  | SOLE |  | 0 | 0 | 705 |
| LOCKHEED MARTIN CORP COM USD1.00 | COM | 539830109 |  | 200540 | 433 | SH |  | SOLE |  | 0 | 0 | 433 |
| LOWES COMPANIES INC COM USD0.50 | COM | 548661107 |  | 1112317 | 5013 | SH |  | SOLE |  | 0 | 0 | 5013 |
| MARATHON PETROLEUM CORP COM USD0.01 | COM | 56585A102 |  | 2296918 | 13828 | SH |  | SOLE |  | 0 | 0 | 13828 |
| MASTERCARD INCORPORATED CL A | COM | 57636Q104 |  | 3609073 | 6423 | SH |  | SOLE |  | 0 | 0 | 6423 |
| META PLATFORMS INC CLASS A COMMON STOCK | COM | 30303M102 |  | 635495 | 861 | SH |  | SOLE |  | 0 | 0 | 861 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 1134427 | 9204 | SH |  | SOLE |  | 0 | 0 | 9204 |
| MICROSOFT CORP | COM | 594918104 |  | 5318494 | 10692 | SH |  | SOLE |  | 0 | 0 | 10692 |
| NORFOLK SOUTHN CORP COM | COM | 655844108 |  | 346583 | 1354 | SH |  | SOLE |  | 0 | 0 | 1354 |
| NUCOR CORP COM USD0.40 | COM | 670346105 |  | 2090210 | 16136 | SH |  | SOLE |  | 0 | 0 | 16136 |
| NVIDIA CORPORATION COM | COM | 67066G104 |  | 7999230 | 50631 | SH |  | SOLE |  | 0 | 0 | 50631 |
| ORACLE CORP | COM | 68389X105 |  | 2858464 | 13074 | SH |  | SOLE |  | 0 | 0 | 13074 |
| PALANTIR TECHNOLOGIES INC CL A | COM | 69608A108 |  | 203798 | 1495 | SH |  | SOLE |  | 0 | 0 | 1495 |
| PALO ALTO NETWORKS INC COM USD0.0001 | COM | 697435105 |  | 2110580 | 10314 | SH |  | SOLE |  | 0 | 0 | 10314 |
| PHILIP MORRIS INTERNATIONAL INC COM NPV | COM | 718172109 |  | 1213532 | 6663 | SH |  | SOLE |  | 0 | 0 | 6663 |
| CALL (PM) PHILIP MORRIS SEP 19 25 $170 (100 SHS) | COM | 718172109 |  | 54639 | 300 | SH | Call | SOLE |  | 0 | 0 | 300 |
| PROCTER AND GAMBLE CO COM | COM | 742718109 |  | 3786679 | 23768 | SH |  | SOLE |  | 0 | 0 | 23768 |
| ROYAL BANK OF CANADA MONTREAL QUE COM NPV ISIN #CA7800871021 SEDOL #2754383 | COM | 780087102 |  | 818899 | 6225 | SH |  | SOLE |  | 0 | 0 | 6225 |
| SHOPIFY INC COM NPV CL A ISIN #CA82509L1076 SEDOL #BX865C7 | COM | 82509L107 |  | 903306 | 7831 | SH |  | SOLE |  | 0 | 0 | 7831 |
| SOUTHERN CO | COM | 842587107 |  | 337016 | 3670 | SH |  | SOLE |  | 0 | 0 | 3670 |
| SPDR S ETF TRUST TRUST UNIT DEPOSITARY RECEIPT | COM | 78462F103 |  | 46514754 | 75285 | SH |  | SOLE |  | 0 | 0 | 75285 |
| SPDR PORTFOLIO S 500 GROWTH ETF | COM | 78464A409 |  | 38503425 | 403939 | SH |  | SOLE |  | 0 | 0 | 403939 |
| SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF | COM | 78464A474 |  | 6823 | 226 | SH |  | SOLE |  | 0 | 0 | 226 |
| SPDR PORTFOLIO S 500 VALUE ETF | COM | 78464A508 |  | 36531900 | 697973 | SH |  | SOLE |  | 0 | 0 | 697973 |
| SPDR PORTFOLIO LONG TERM TREASURY ETF | COM | 78464A664 |  | 2392 | 90 | SH |  | SOLE |  | 0 | 0 | 90 |
| SPDR SER TR S DIVID ETF | COM | 78464A763 |  | 220561 | 1625 | SH |  | SOLE |  | 0 | 0 | 1625 |
| SPDR PORTFOLIO S 1500 COMPOSITE STOCK MARKET ETF | COM | 78464A805 |  | 55844972 | 745693 | SH |  | SOLE |  | 0 | 0 | 745693 |
| SPDR PORTFOLIO S 500 ETF | COM | 78464A854 |  | 114047 | 1569 | SH |  | SOLE |  | 0 | 0 | 1569 |
| SPDR BLOOMBERG 3-12 MONTH T-BILL ETF | COM | 78468R523 |  | 447652 | 4502 | SH |  | SOLE |  | 0 | 0 | 4502 |
| SPDR SER TR PORTFLI HIGH YLD | COM | 78468R606 |  | 11043 | 464 | SH |  | SOLE |  | 0 | 0 | 464 |
| TESLA INC COM | COM | 88160R101 |  | 568611 | 1790 | SH |  | SOLE |  | 0 | 0 | 1790 |
| TRUIST FINL CORP COM | COM | 89832Q109 |  | 675029 | 15702 | SH |  | SOLE |  | 0 | 0 | 15702 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 1549656 | 4967 | SH |  | SOLE |  | 0 | 0 | 4967 |
| VANGUARD INDEX FUNDS S 500 ETF USD | COM | 922908363 |  | 86341 | 152 | SH |  | SOLE |  | 0 | 0 | 152 |
| VANGUARD MID-CAP VALUE INDEX FUND | COM | 922908512 |  | 18091 | 110 | SH |  | SOLE |  | 0 | 0 | 110 |
| VANGUARD SMALL CAP VALUE ETF | COM | 922908611 |  | 210611 | 1080 | SH |  | SOLE |  | 0 | 0 | 1080 |
| VANGUARD MID-CAP INDEX FUND | COM | 922908629 |  | 27983 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| VANGUARD LARGE-CAP INDEX FUND | COM | 922908637 |  | 38075370 | 133457 | SH |  | SOLE |  | 0 | 0 | 133457 |
| VANGUARD SMALL-CAP INDEX FUND | COM | 922908751 |  | 94792 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF | COM | 922908769 |  | 1857522 | 6112 | SH |  | SOLE |  | 0 | 0 | 6112 |
| VANGUARD INSTL INDEX FD ULTRA-SHORT TREA | COM | 922040852 |  | 264338 | 3500 | SH |  | SOLE |  | 0 | 0 | 3500 |
| VANGUARD SCOTTSDALE FUNDS SHORT-TERM TREASURY ETF | COM | 92206C102 |  | 9816 | 167 | SH |  | SOLE |  | 0 | 0 | 167 |
| VANGUARD SCOTTSDALE FUNDS VANGUARD RUSS1000 GROWTH IDX FD ETF | COM | 92206C680 |  | 249522 | 2285 | SH |  | SOLE |  | 0 | 0 | 2285 |
| VANGUARD SCOTTSDALE FUNDS VANGUARD RUSS1000 VALUE IDX FD ETF | COM | 92206C714 |  | 26930214 | 316045 | SH |  | SOLE |  | 0 | 0 | 316045 |
| VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF | COM | 92206C771 |  | 3151 | 68 | SH |  | SOLE |  | 0 | 0 | 68 |
| VANGUARD SCOTTSDALE FUNDS LONG-TERM CORP BOND IDX FUND | COM | 92206C813 |  | 6527 | 86 | SH |  | SOLE |  | 0 | 0 | 86 |
| VANGUARD SPECIALIZED FUNDS DIV APP ETF | COM | 921908844 |  | 373523 | 1825 | SH |  | SOLE |  | 0 | 0 | 1825 |
| VANGUARD MEGA CAP GROWTH INDEX FUND | COM | 921910816 |  | 67741 | 185 | SH |  | SOLE |  | 0 | 0 | 185 |
| VANGUARD MEGA CAP VALUE INDEX FUND | COM | 921910840 |  | 53136 | 405 | SH |  | SOLE |  | 0 | 0 | 405 |
| VANGUARD MEGA CAP INDEX FUND | COM | 921910873 |  | 528787 | 2351 | SH |  | SOLE |  | 0 | 0 | 2351 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 2006547 | 46373 | SH |  | SOLE |  | 0 | 0 | 46373 |
| VISA INC | COM | 92826C839 |  | 380969 | 1073 | SH |  | SOLE |  | 0 | 0 | 1073 |
| WALMART INC COM | COM | 931142103 |  | 1400716 | 14325 | SH |  | SOLE |  | 0 | 0 | 14325 |
| WELLS FARGO CO NEW COM | COM | 949746101 |  | 47111 | 588 | SH |  | SOLE |  | 0 | 0 | 588 |
| WELLS FARGO CO NEW PERP PFD CNV A | COM | 949746804 |  | 187861 | 160 | SH |  | SOLE |  | 0 | 0 | 160 |
| WISDOMTREE TR US LARGECAP DIVD | COM | 97717W307 |  | 4523423 | 55070 | SH |  | SOLE |  | 0 | 0 | 55070 |
| WISDOMTREE TR FLOATNG RAT TREA | COM | 97717Y527 |  | 4194753 | 83378 | SH |  | SOLE |  | 0 | 0 | 83378 |
| WISDOMTREE TR ARTIFICIAL INTEL | COM | 97717Y543 |  | 15964 | 650 | SH |  | SOLE |  | 0 | 0 | 650 |

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