# EDGAR Filing Document

**Accession Number:** 0001764766
**File Stem:** 0002085853-25-000155
**Filing Date:** 2025-10
**Character Count:** 15313
**Document Hash:** 1973df629c2e8a05fe19fd419deb21e7
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002085853-25-000155.hdr.sgml**: 20251024

**ACCESSION NUMBER**: 0002085853-25-000155

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251024

**DATE AS OF CHANGE**: 20251024

**EFFECTIVENESS DATE**: 20251024

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SilverOak Wealth Management LLC
- **CENTRAL INDEX KEY:** 0001764766

**ORGANIZATION NAME:**
- **EIN:** 411940555
- **STATE OF INCORPORATION:** MN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23871
- **FILM NUMBER:** 251414501

**BUSINESS ADDRESS:**
- **STREET 1:** 3600 MINNESOTA DRIVE
- **STREET 2:** SUITE 860
- **CITY:** EDINA
- **STATE:** MN
- **ZIP:** 55435
- **BUSINESS PHONE:** 952-896-5700

**MAIL ADDRESS:**
- **STREET 1:** 3600 MINNESOTA DRIVE
- **STREET 2:** SUITE 860
- **CITY:** EDINA
- **STATE:** MN
- **ZIP:** 55435

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** SilverOak Wealth Management LLC<br>**Address:** 3600 Minnesota Drive<br>Suite 860<br>Edina, MN 55435

**Form 13F File Number:** 028-23871

**CRD Number (if applicable):** 000110532

**SEC File Number (if applicable):** 801-60208

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Shannon A. King<br>**Title:** President  CCO<br>**Phone:** 952-896-5700

**Signature, Place, and Date of Signing:**

/s/ Shannon A. King  Edina, MN  10-24-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[ ] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[x] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 114

**Form 13F Information Table Value Total:** $592758170

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

|   No. | Name                          | Form 13F File Number   | CRD Number   | SEC File Number   |
|---:|:---|:---|:---|:---|
|     1 | BlackRock Finance Inc.        | 028-12019              |  |  |
|     2 | TRILLIUM ASSET MANAGEMENT LLC | 028-03125              |  |  |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 12384926 | 79810 | SH |  | SOLE |  | 0 | 0 | 79810 |
| ABBVIE INC | COM | 00287Y109 |  | 295677 | 1277 | SH |  | SOLE |  | 0 | 0 | 1277 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 602506 | 3724 | SH |  | SOLE |  | 0 | 0 | 3724 |
| ALIGN TECHNOLOGY INC | COM | 016255101 |  | 226398 | 1808 | SH |  | SOLE |  | 0 | 0 | 1808 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1594522 | 6547 | SH |  | SOLE |  | 0 | 0 | 6547 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1024913 | 4216 | SH |  | SOLE |  | 0 | 0 | 4216 |
| AMAZON COM INC | COM | 023135106 |  | 2148932 | 9787 | SH |  | SOLE |  | 0 | 0 | 9787 |
| APPLE INC | COM | 037833100 |  | 5672147 | 22276 | SH |  | SOLE |  | 0 | 0 | 22276 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 727465 | 1447 | SH |  | SOLE |  | 0 | 0 | 1447 |
| BROADCOM INC | COM | 11135F101 |  | 1005566 | 3048 | SH |  | SOLE |  | 0 | 0 | 3048 |
| CAPITAL GROUP NEW GEOGRAPHY | SHS | 14021N105 |  | 3277069 | 106054 | SH |  | SOLE |  | 0 | 0 | 106054 |
| CATERPILLAR INC | COM | 149123101 |  | 335914 | 704 | SH |  | SOLE |  | 0 | 0 | 704 |
| CHEVRON CORP NEW | COM | 166764100 |  | 200635 | 1292 | SH |  | SOLE |  | 0 | 0 | 1292 |
| CMS ENERGY CORP | COM | 125896100 |  | 5042120 | 68825 | SH |  | SOLE |  | 0 | 0 | 68825 |
| CONDUENT INC | COM | 206787103 |  | 36884 | 13173 | SH |  | SOLE |  | 0 | 0 | 13173 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 700702 | 757 | SH |  | SOLE |  | 0 | 0 | 757 |
| DELTA AIR LINES INC DEL | COM NEW | 247361702 |  | 292206 | 5149 | SH |  | SOLE |  | 0 | 0 | 5149 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 238291 | 4094 | SH |  | SOLE |  | 0 | 0 | 4094 |
| DOUBLELINE ETF TRUST | OPPORTUNISTIC CO | 25861R105 |  | 1395062 | 29982 | SH |  | SOLE |  | 0 | 0 | 29982 |
| ECOLAB INC | COM | 278865100 |  | 3721484 | 13589 | SH |  | SOLE |  | 0 | 0 | 13589 |
| ELI LILLY  CO | COM | 532457108 |  | 582169 | 763 | SH |  | SOLE |  | 0 | 0 | 763 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 329352 | 2921 | SH |  | SOLE |  | 0 | 0 | 2921 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 6913917 | 149522 | SH |  | SOLE |  | 0 | 0 | 149522 |
| FULLER H B CO | COM | 359694106 |  | 4270888 | 72046 | SH |  | SOLE |  | 0 | 0 | 72046 |
| GENERAL MLS INC | COM | 370334104 |  | 629342 | 12482 | SH |  | SOLE |  | 0 | 0 | 12482 |
| HOME DEPOT INC | COM | 437076102 |  | 331851 | 819 | SH |  | SOLE |  | 0 | 0 | 819 |
| HONEYWELL INTL INC | COM | 438516106 |  | 381847 | 1814 | SH |  | SOLE |  | 0 | 0 | 1814 |
| HORMEL FOODS CORP | COM | 440452100 |  | 1467923 | 59334 | SH |  | SOLE |  | 0 | 0 | 59334 |
| INTEL CORP | COM | 458140100 |  | 596049 | 17766 | SH |  | SOLE |  | 0 | 0 | 17766 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 305122 | 508 | SH |  | SOLE |  | 0 | 0 | 508 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 368361 | 5588 | SH |  | SOLE |  | 0 | 0 | 5588 |
| ISHARES SILVER TR | ISHARES | 46428Q109 |  | 1384694 | 32681 | SH |  | SOLE |  | 0 | 0 | 32681 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 638205 | 6610 | SH |  | SOLE |  | 0 | 0 | 6610 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 224220 | 2237 | SH |  | SOLE |  | 0 | 0 | 2237 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 285082 | 2831 | SH |  | SOLE |  | 0 | 0 | 2831 |
| ISHARES TR | CORE S ETF | 464287200 |  | 4960634 | 7412 | SH |  | SOLE |  | 0 | 0 | 7412 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 20043737 | 97059 | SH |  | SOLE |  | 0 | 0 | 97059 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 329545 | 2963 | SH |  | SOLE |  | 0 | 0 | 2963 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 1565179 | 23984 | SH |  | SOLE |  | 0 | 0 | 23984 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 70182141 | 581363 | SH |  | SOLE |  | 0 | 0 | 581363 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 208856 | 1834 | SH |  | SOLE |  | 0 | 0 | 1834 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 1385681 | 4330 | SH |  | SOLE |  | 0 | 0 | 4330 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 12656056 | 52306 | SH |  | SOLE |  | 0 | 0 | 52306 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 1600661 | 9053 | SH |  | SOLE |  | 0 | 0 | 9053 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 4866780 | 10390 | SH |  | SOLE |  | 0 | 0 | 10390 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 1462329 | 3859 | SH |  | SOLE |  | 0 | 0 | 3859 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 669476 | 8107 | SH |  | SOLE |  | 0 | 0 | 8107 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 2287130 | 11234 | SH |  | SOLE |  | 0 | 0 | 11234 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 47051300 | 395955 | SH |  | SOLE |  | 0 | 0 | 395955 |
| J P MORGAN EXCHANGE TRADED F | U S TECH LEADERS | 46654Q732 |  | 11470039 | 124715 | SH |  | SOLE |  | 0 | 0 | 124715 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 203035 | 1095 | SH |  | SOLE |  | 0 | 0 | 1095 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 976809 | 3097 | SH |  | SOLE |  | 0 | 0 | 3097 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 257222 | 1921 | SH |  | SOLE |  | 0 | 0 | 1921 |
| MARVELL TECHNOLOGY INC | COM | 573874104 |  | 409757 | 4874 | SH |  | SOLE |  | 0 | 0 | 4874 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 281561 | 495 | SH |  | SOLE |  | 0 | 0 | 495 |
| META PLATFORMS INC | CL A | 30303M102 |  | 4607087 | 6273 | SH |  | SOLE |  | 0 | 0 | 6273 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 477699 | 2855 | SH |  | SOLE |  | 0 | 0 | 2855 |
| MICROSOFT CORP | COM | 594918104 |  | 2284509 | 4411 | SH |  | SOLE |  | 0 | 0 | 4411 |
| NUSHARES ETF TR | NUVEEN ESG SMLCP | 67092P607 |  | 2422634 | 54935 | SH |  | SOLE |  | 0 | 0 | 54935 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 2201663 | 11800 | SH |  | SOLE |  | 0 | 0 | 11800 |
| ORACLE CORP | COM | 68389X105 |  | 604385 | 2149 | SH |  | SOLE |  | 0 | 0 | 2149 |
| ORIGIN MATERIALS INC | COM | 68622D106 |  | 7902 | 15238 | SH |  | SOLE |  | 0 | 0 | 15238 |
| PGIM ETF TR | TOTAL RETURN BON | 69344A800 |  | 1987704 | 47102 | SH |  | SOLE |  | 0 | 0 | 47102 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 344026 | 2121 | SH |  | SOLE |  | 0 | 0 | 2121 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 434880 | 4319 | SH |  | SOLE |  | 0 | 0 | 4319 |
| POLESTAR AUTOMOTIVE HLDG UK | ADS A | 731105201 |  | 15257 | 16229 | SH |  | SOLE |  | 0 | 0 | 16229 |
| PRINCETON BANCORP INC | COM | 74179A107 |  | 210271 | 6604 | SH |  | SOLE |  | 0 | 0 | 6604 |
| ROCKWELL AUTOMATION INC | COM | 773903109 |  | 2479566 | 7094 | SH |  | SOLE |  | 0 | 0 | 7094 |
| ROYAL CARIBBEAN GROUP | COM | V7780T103 |  | 474692 | 1467 | SH |  | SOLE |  | 0 | 0 | 1467 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 212561 | 887 | SH |  | SOLE |  | 0 | 0 | 887 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 308513 | 5727 | SH |  | SOLE |  | 0 | 0 | 5727 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 274722 | 1974 | SH |  | SOLE |  | 0 | 0 | 1974 |
| SOLVENTUM CORP | COM SHS | 83444M101 |  | 1174205 | 16085 | SH |  | SOLE |  | 0 | 0 | 16085 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 281026 | 606 | SH |  | SOLE |  | 0 | 0 | 606 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 398837 | 1122 | SH |  | SOLE |  | 0 | 0 | 1122 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 684167 | 1027 | SH |  | SOLE |  | 0 | 0 | 1027 |
| SPDR SERIES TRUST | PRTFLO S VL | 78464A508 |  | 22118520 | 399756 | SH |  | SOLE |  | 0 | 0 | 399756 |
| SPDR SERIES TRUST | PRTFLO S GW | 78464A409 |  | 64708556 | 619161 | SH |  | SOLE |  | 0 | 0 | 619161 |
| SPDR SERIES TRUST | S 600 SMCP VAL | 78464A300 |  | 428091 | 4829 | SH |  | SOLE |  | 0 | 0 | 4829 |
| SPDR SERIES TRUST | PORTFOLIO S | 78468R853 |  | 3357459 | 72484 | SH |  | SOLE |  | 0 | 0 | 72484 |
| STARBUCKS CORP | COM | 855244109 |  | 342730 | 4051 | SH |  | SOLE |  | 0 | 0 | 4051 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 336824 | 1206 | SH |  | SOLE |  | 0 | 0 | 1206 |
| TARGET CORP | COM | 87612E106 |  | 993626 | 11077 | SH |  | SOLE |  | 0 | 0 | 11077 |
| TESLA INC | COM | 88160R101 |  | 485714 | 1092 | SH |  | SOLE |  | 0 | 0 | 1092 |
| THOMSON REUTERS CORP | COM | 884903808 |  | 539927 | 3476 | SH |  | SOLE |  | 0 | 0 | 3476 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 351915 | 834 | SH |  | SOLE |  | 0 | 0 | 834 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 1692546 | 4902 | SH |  | SOLE |  | 0 | 0 | 4902 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 360854 | 4621 | SH |  | SOLE |  | 0 | 0 | 4621 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 1007191 | 13543 | SH |  | SOLE |  | 0 | 0 | 13543 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 525710 | 10629 | SH |  | SOLE |  | 0 | 0 | 10629 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 259218 | 842 | SH |  | SOLE |  | 0 | 0 | 842 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 6588289 | 20076 | SH |  | SOLE |  | 0 | 0 | 20076 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 2048173 | 11732 | SH |  | SOLE |  | 0 | 0 | 11732 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 96484193 | 157556 | SH |  | SOLE |  | 0 | 0 | 157556 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 3374378 | 11486 | SH |  | SOLE |  | 0 | 0 | 11486 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 67681174 | 230412 | SH |  | SOLE |  | 0 | 0 | 230412 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 554429 | 1156 | SH |  | SOLE |  | 0 | 0 | 1156 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 558351 | 2994 | SH |  | SOLE |  | 0 | 0 | 2994 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 246487 | 1181 | SH |  | SOLE |  | 0 | 0 | 1181 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 336412 | 1323 | SH |  | SOLE |  | 0 | 0 | 1323 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 3510428 | 11795 | SH |  | SOLE |  | 0 | 0 | 11795 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 10064856 | 185767 | SH |  | SOLE |  | 0 | 0 | 185767 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 219320 | 3073 | SH |  | SOLE |  | 0 | 0 | 3073 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 758908 | 5324 | SH |  | SOLE |  | 0 | 0 | 5324 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 3487760 | 25310 | SH |  | SOLE |  | 0 | 0 | 25310 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 391011 | 1812 | SH |  | SOLE |  | 0 | 0 | 1812 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 2083913 | 28368 | SH |  | SOLE |  | 0 | 0 | 28368 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 29576427 | 493599 | SH |  | SOLE |  | 0 | 0 | 493599 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 487549 | 653 | SH |  | SOLE |  | 0 | 0 | 653 |
| VANGUARD WORLD FD | INDUSTRIAL ETF | 92204A603 |  | 342511 | 1156 | SH |  | SOLE |  | 0 | 0 | 1156 |
| VISA INC | COM CL A | 92826C839 |  | 274470 | 804 | SH |  | SOLE |  | 0 | 0 | 804 |
| WALMART INC | COM | 931142103 |  | 593007 | 5754 | SH |  | SOLE |  | 0 | 0 | 5754 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 651868 | 7777 | SH |  | SOLE |  | 0 | 0 | 7777 |
| ZOETIS INC | CL A | 98978V103 |  | 548700 | 3750 | SH |  | SOLE |  | 0 | 0 | 3750 |

---