# EDGAR Filing Document

**Accession Number:** 0001214183
**File Stem:** 0001104659-25-068849
**Filing Date:** 2025-7
**Character Count:** 57802
**Document Hash:** 05409a48981b7ae99b8296fac22ce4f0
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-25-068849.hdr.sgml**: 20250718

**ACCESSION NUMBER**: 0001104659-25-068849

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250718

**DATE AS OF CHANGE**: 20250718

**EFFECTIVENESS DATE**: 20250718

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FIRST UNITED BANK & TRUST
- **CENTRAL INDEX KEY:** 0001214183

**ORGANIZATION NAME:**
- **EIN:** 520312890
- **STATE OF INCORPORATION:** MD
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-10455
- **FILM NUMBER:** 251132595

**BUSINESS ADDRESS:**
- **STREET 1:** 19 SOUTH SECOND STREET
- **CITY:** OAKLAND
- **STATE:** MD
- **ZIP:** 21550
- **BUSINESS PHONE:** 800-470-4356

**MAIL ADDRESS:**
- **STREET 1:** 19 SOUTH SECOND STREET
- **CITY:** OAKLAND
- **STATE:** MD
- **ZIP:** 21550

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIRST UNITED BANK TRUST/
- **DATE OF NAME CHANGE:** 20030114

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** FIRST UNITED BANK  TRUST<br>**Address:** 19 South Second Street<br>Oakland, MD 21550

**Form 13F File Number:** 028-10455

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Keith Sanders<br>**Title:** Senior Vice President and Chief Wealth Officer<br>**Phone:** 301-533-2350

**Signature, Place, and Date of Signing:**

/s/ Keith Sanders  Oakland, MD  07-17-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 551

**Form 13F Information Table Value Total:** $286858994

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AFLAC Inc | COM | 001055102 |  | 42184 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| AGCO Corp Com | COM | 001084102 |  | 7221 | 70 | SH |  | SOLE |  | 70 | 0 | 0 |
| Alerian Mlp Alps Etf | ALERIAN MLP | 00162Q452 |  | 40749 | 834 | SH |  | SOLE |  | 834 | 0 | 0 |
| AT Inc Com | COM | 00206R102 |  | 72350 | 2500 | SH |  | DFND |  | 2500 | 0 | 0 |
| AT Inc Com | COM | 00206R102 |  | 169444 | 5855 | SH |  | SOLE |  | 5855 | 0 | 0 |
| Abbott Labs Com | COM | 002824100 |  | 228225 | 1678 | SH |  | DFND |  | 1678 | 0 | 0 |
| Abbott Labs Com | COM | 002824100 |  | 2031989 | 14940 | SH |  | SOLE |  | 14940 | 0 | 0 |
| Abbvie Inc | COM | 00287Y109 |  | 313698 | 1690 | SH |  | DFND |  | 1690 | 0 | 0 |
| Abbvie Inc | COM | 00287Y109 |  | 260796 | 1405 | SH |  | SOLE |  | 1405 | 0 | 0 |
| ORP | COM | 005098108 |  | 2549 | 35 | SH |  | SOLE |  | 35 | 0 | 0 |
| Adobe Sys Inc | COM | 00724F101 |  | 33272 | 86 | SH |  | SOLE |  | 86 | 0 | 0 |
| Advanced Micro Devices Inc Com | COM | 007903107 |  | 448546 | 3161 | SH |  | SOLE |  | 3161 | 0 | 0 |
| Air Products  Chemicals Inc | COM | 009158106 |  | 62053 | 220 | SH |  | SOLE |  | 220 | 0 | 0 |
| Alibaba Group Hldg LTD Sponsored ADS | SPONSORED ADS | 01609W102 |  | 2495 | 22 | SH |  | SOLE |  | 22 | 0 | 0 |
| Alico Inc | COM | 016230104 |  | 1961 | 60 | SH |  | DFND |  | 60 | 0 | 0 |
| Alliance Resource Partners Lp Unit | UT LTD PART | 01877R108 |  | 60122 | 2300 | SH |  | SOLE |  | 2300 | 0 | 0 |
| Allstate Corp Com | COM | 020002101 |  | 96226 | 478 | SH |  | DFND |  | 478 | 0 | 0 |
| Allstate Corp Com | COM | 020002101 |  | 12481 | 62 | SH |  | SOLE |  | 62 | 0 | 0 |
| Alphabet Inc | CAP STK CL C | 02079K107 |  | 576163 | 3248 | SH |  | SOLE |  | 3248 | 0 | 0 |
| Alphabet Inc | CAP STK CL A | 02079K305 |  | 162132 | 920 | SH |  | DFND |  | 920 | 0 | 0 |
| Alphabet Inc | CAP STK CL A | 02079K305 |  | 3938741 | 22350 | SH |  | SOLE |  | 22350 | 0 | 0 |
| Oklo Inc. Ordinary Shares - Class A | COM CL A | 02156V109 |  | 8399 | 150 | SH |  | DFND |  | 150 | 0 | 0 |
| Altria Group Inc Com | COM | 02209S103 |  | 114329 | 1950 | SH |  | DFND |  | 1950 | 0 | 0 |
| Altria Group Inc Com | COM | 02209S103 |  | 151617 | 2586 | SH |  | SOLE |  | 2586 | 0 | 0 |
| Amazon Com Inc Com | COM | 023135106 |  | 193502 | 882 | SH |  | DFND |  | 882 | 0 | 0 |
| Amazon Com Inc Com | COM | 023135106 |  | 2444663 | 11143 | SH |  | SOLE |  | 11143 | 0 | 0 |
| American Movil NPV ADR | SPON ADS RP CL B | 02390A101 |  | 42159 | 2350 | SH |  | SOLE |  | 2350 | 0 | 0 |
| American Elec Pwr Inc Com | COM | 025537101 |  | 17432 | 168 | SH |  | DFND |  | 168 | 0 | 0 |
| American Elec Pwr Inc Com | COM | 025537101 |  | 61218 | 590 | SH |  | SOLE |  | 590 | 0 | 0 |
| American Express Co Com | COM | 025816109 |  | 7975 | 25 | SH |  | DFND |  | 25 | 0 | 0 |
| American Tower Corp New Com | COM | 03027X100 |  | 9946 | 45 | SH |  | SOLE |  | 45 | 0 | 0 |
| Amgen Inc Com | COM | 031162100 |  | 30713 | 110 | SH |  | DFND |  | 110 | 0 | 0 |
| Amgen Inc Com | COM | 031162100 |  | 1633379 | 5850 | SH |  | SOLE |  | 5850 | 0 | 0 |
| Analog Divices Inc | COM | 032654105 |  | 44748 | 188 | SH |  | SOLE |  | 188 | 0 | 0 |
| Annaly Cap Mgmt Inc Com | COM NEW | 035710839 |  | 27101 | 1440 | SH |  | DFND |  | 1440 | 0 | 0 |
| Anthem Inc Com | COM | 036752103 |  | 8557 | 22 | SH |  | SOLE |  | 22 | 0 | 0 |
| Apple Inc Com | COM | 037833100 |  | 2044519 | 9965 | SH |  | DFND |  | 9965 | 0 | 0 |
| Apple Inc Com | COM | 037833100 |  | 5680747 | 27688 | SH |  | SOLE |  | 27688 | 0 | 0 |
| Applied Matls Inc Com | COM | 038222105 |  | 41374 | 226 | SH |  | SOLE |  | 226 | 0 | 0 |
| Arista Networks Inc Ordinary Shares | COM SHS | 040413205 |  | 45016 | 440 | SH |  | DFND |  | 440 | 0 | 0 |
| Arista Networks Inc Ordinary Shares | COM SHS | 040413205 |  | 4300089 | 42030 | SH |  | SOLE |  | 42030 | 0 | 0 |
| Atlantic Union Bankshares Corp Ordinary Shares | COM | 04911A107 |  | 8446 | 270 | SH |  | SOLE |  | 270 | 0 | 0 |
| Autodesk Inc | COM | 052769106 |  | 6191 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| Automatic Data Processing | COM | 053015103 |  | 134154 | 435 | SH |  | DFND |  | 435 | 0 | 0 |
| Automatic Data Processing | COM | 053015103 |  | 174246 | 565 | SH |  | SOLE |  | 565 | 0 | 0 |
| Autonation Inc Com | COM | 05329W102 |  | 33771 | 170 | SH |  | SOLE |  | 170 | 0 | 0 |
| Avery Dennison Corp | COM | 053611109 |  | 18600 | 106 | SH |  | SOLE |  | 106 | 0 | 0 |
| BP Amoco P L C Sponsored ADR | SPONSORED ADR | 055622104 |  | 17958 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| Bank of America Corp | COM | 060505104 |  | 210479 | 4448 | SH |  | DFND |  | 4448 | 0 | 0 |
| Bank of America Corp | COM | 060505104 |  | 56547 | 1195 | SH |  | SOLE |  | 1195 | 0 | 0 |
| Becton Dickinson and Company | COM | 075887109 |  | 578588 | 3359 | SH |  | SOLE |  | 3359 | 0 | 0 |
| Berkley Corp W.R. | COM | 084423102 |  | 3159 | 43 | SH |  | SOLE |  | 43 | 0 | 0 |
| Berkshire Hathaway B | CL B NEW | 084670702 |  | 603326 | 1242 | SH |  | DFND |  | 1242 | 0 | 0 |
| Berkshire Hathaway B | CL B NEW | 084670702 |  | 889931 | 1832 | SH |  | SOLE |  | 1832 | 0 | 0 |
| Biogen Inc Com | COM | 09062X103 |  | 2512 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| Blackstone Group Inc | COM | 09260D107 |  | 186975 | 1250 | SH |  | DFND |  | 1250 | 0 | 0 |
| Blackstone Group Inc | COM | 09260D107 |  | 1714935 | 11465 | SH |  | SOLE |  | 11465 | 0 | 0 |
| Blackrock Funding Inc Ordinary Shares | COM | 09290D101 |  | 94433 | 90 | SH |  | SOLE |  | 90 | 0 | 0 |
| Booking Hldgs Inc | COM | 09857L108 |  | 109996 | 19 | SH |  | SOLE |  | 19 | 0 | 0 |
| Bright Horizons Family | COM | 109194100 |  | 1607 | 13 | SH |  | SOLE |  | 13 | 0 | 0 |
| Brinks Co Com | COM | 109696104 |  | 15626 | 175 | SH |  | SOLE |  | 175 | 0 | 0 |
| Bristol Myers Squibb Co Com | COM | 110122108 |  | 58557 | 1265 | SH |  | DFND |  | 1265 | 0 | 0 |
| Bristol Myers Squibb Co Com | COM | 110122108 |  | 166922 | 3606 | SH |  | SOLE |  | 3606 | 0 | 0 |
| Broadridge Finl Solutions Incom | COM | 11133T103 |  | 14582 | 60 | SH |  | SOLE |  | 60 | 0 | 0 |
| Broadcom Inc Nvp | COM | 11135F101 |  | 13783 | 50 | SH |  | DFND |  | 50 | 0 | 0 |
| Broadcom Inc Nvp | COM | 11135F101 |  | 303215 | 1100 | SH |  | SOLE |  | 1100 | 0 | 0 |
| Brookfield Corp | CL A LTD VT SH | 11271J107 |  | 5814 | 94 | SH |  | SOLE |  | 94 | 0 | 0 |
| Brown  Brown Inc Com | COM | 115236101 |  | 2107 | 19 | SH |  | SOLE |  | 19 | 0 | 0 |
| Burke Herbert Financial Services Inc | COM | 12135Y108 |  | 68809 | 1152 | SH |  | DFND |  | 1152 | 0 | 0 |
| CBRE Group Inc CL A | CL A | 12504L109 |  | 3503 | 25 | SH |  | DFND |  | 25 | 0 | 0 |
| CBRE Group Inc CL A | CL A | 12504L109 |  | 512979 | 3661 | SH |  | SOLE |  | 3661 | 0 | 0 |
| CF Industries Holdings Inc | COM | 125269100 |  | 18400 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| CME Group Inc | COM | 12572Q105 |  | 6891 | 25 | SH |  | DFND |  | 25 | 0 | 0 |
| CME Group Inc | COM | 12572Q105 |  | 1371761 | 4977 | SH |  | SOLE |  | 4977 | 0 | 0 |
| CSX Corp Com | COM | 126408103 |  | 359746 | 11025 | SH |  | DFND |  | 11025 | 0 | 0 |
| CSX Corp Com | COM | 126408103 |  | 1515370 | 46441 | SH |  | SOLE |  | 46441 | 0 | 0 |
| CVS/Caremark Corp | COM | 126650100 |  | 3449 | 50 | SH |  | DFND |  | 50 | 0 | 0 |
| CVS/Caremark Corp | COM | 126650100 |  | 678073 | 9830 | SH |  | SOLE |  | 9830 | 0 | 0 |
| Canopy Growth Corp COMMON | COM NEW | 138035704 |  | 40 | 33 | SH |  | SOLE |  | 33 | 0 | 0 |
| Capital One | COM | 14040H105 |  | 32340 | 152 | SH |  | DFND |  | 152 | 0 | 0 |
| Cardinal Health Inc Com | COM | 14149Y108 |  | 75600 | 450 | SH |  | SOLE |  | 450 | 0 | 0 |
| Carrier Global Corp | COM | 14448C104 |  | 54893 | 750 | SH |  | SOLE |  | 750 | 0 | 0 |
| Caterpillar Inc Del Com | COM | 149123101 |  | 188282 | 485 | SH |  | DFND |  | 485 | 0 | 0 |
| Caterpillar Inc Del Com | COM | 149123101 |  | 174695 | 450 | SH |  | SOLE |  | 450 | 0 | 0 |
| Centene Corp Del Com | COM | 15135B101 |  | 3800 | 70 | SH |  | SOLE |  | 70 | 0 | 0 |
| Chesapeake Energy Corp | COM | 165167735 |  | 1014 | 9 | SH |  | DFND |  | 9 | 0 | 0 |
| Chesapeake Energy Corp | COM | 165167735 |  | 13019 | 111 | SH |  | SOLE |  | 111 | 0 | 0 |
| Chesapeake Utilities Corp | COM | 165303108 |  | 4568 | 38 | SH |  | DFND |  | 38 | 0 | 0 |
| Chevrontexaco | COM | 166764100 |  | 67299 | 470 | SH |  | DFND |  | 470 | 0 | 0 |
| Chevrontexaco | COM | 166764100 |  | 1749639 | 12219 | SH |  | SOLE |  | 12219 | 0 | 0 |
| Chipotle Mexican Grill Inc | COM | 169656105 |  | 5615 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| Choice Hotels Intl Inc | COM | 169905106 |  | 19032 | 150 | SH |  | SOLE |  | 150 | 0 | 0 |
| Church  Dwight Co Inc Com | COM | 171340102 |  | 12494 | 130 | SH |  | SOLE |  | 130 | 0 | 0 |
| Cisco Sys Inc Com | COM | 17275R102 |  | 61748 | 890 | SH |  | DFND |  | 890 | 0 | 0 |
| Cisco Sys Inc Com | COM | 17275R102 |  | 1696827 | 24457 | SH |  | SOLE |  | 24457 | 0 | 0 |
| City Holding Co. Ordinary Shares | COM | 177835105 |  | 81409 | 665 | SH |  | DFND |  | 665 | 0 | 0 |
| Clean Harbors Inc Com | COM | 184496107 |  | 24274 | 105 | SH |  | SOLE |  | 105 | 0 | 0 |
| Coca Cola Co Com | COM | 191216100 |  | 70326 | 994 | SH |  | DFND |  | 994 | 0 | 0 |
| Coca Cola Co Com | COM | 191216100 |  | 261775 | 3700 | SH |  | SOLE |  | 3700 | 0 | 0 |
| Cognex Corp | COM | 192422103 |  | 6344 | 200 | SH |  | DFND |  | 200 | 0 | 0 |
| Colgate Palmolive Co Com | COM | 194162103 |  | 45905 | 505 | SH |  | DFND |  | 505 | 0 | 0 |
| Colgate Palmolive Co Com | COM | 194162103 |  | 22725 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| Comcast Corp New CL A | CL A | 20030N101 |  | 12991 | 364 | SH |  | DFND |  | 364 | 0 | 0 |
| Comcast Corp New CL A | CL A | 20030N101 |  | 399193 | 11185 | SH |  | SOLE |  | 11185 | 0 | 0 |
| Conagra Foods Inc | COM | 205887102 |  | 14329 | 700 | SH |  | SOLE |  | 700 | 0 | 0 |
| ConocoPhillips | COM | 20825C104 |  | 4038 | 45 | SH |  | DFND |  | 45 | 0 | 0 |
| ConocoPhillips | COM | 20825C104 |  | 54293 | 605 | SH |  | SOLE |  | 605 | 0 | 0 |
| Constellation Energy Corp Com | COM | 21037T109 |  | 2582 | 8 | SH |  | DFND |  | 8 | 0 | 0 |
| Constellation Energy Corp Com | COM | 21037T109 |  | 190428 | 590 | SH |  | SOLE |  | 590 | 0 | 0 |
| CoPart Inc | COM | 217204106 |  | 5054 | 103 | SH |  | SOLE |  | 103 | 0 | 0 |
| Costco Whsl Corp New | COM | 22160K105 |  | 11879 | 12 | SH |  | DFND |  | 12 | 0 | 0 |
| Costco Whsl Corp New | COM | 22160K105 |  | 2479800 | 2505 | SH |  | SOLE |  | 2505 | 0 | 0 |
| Costar Group Inc | COM | 22160N109 |  | 8040 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| Cummins Inc | COM | 231021106 |  | 19650 | 60 | SH |  | SOLE |  | 60 | 0 | 0 |
| Xtrackers MSCI Japan Hedged Equity ETF | XTRACK MSCI JAPN | 233051507 |  | 76470 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| DBX ETF Tr Xtrack MSCI Eurp | XTRACK MSCI EURP | 233051853 |  | 308560 | 7000 | SH |  | SOLE |  | 7000 | 0 | 0 |
| Duff  Phelps Utils Income Icom | COM | 23325P104 |  | 3926 | 401 | SH |  | SOLE |  | 401 | 0 | 0 |
| D R Horton Inc | COM | 23331A109 |  | 103265 | 801 | SH |  | SOLE |  | 801 | 0 | 0 |
| Danaher Corp Del Com | COM | 235851102 |  | 45434 | 230 | SH |  | DFND |  | 230 | 0 | 0 |
| Danaher Corp Del Com | COM | 235851102 |  | 2201978 | 11147 | SH |  | SOLE |  | 11147 | 0 | 0 |
| Darden Restaurants Inc Com | COM | 237194105 |  | 397795 | 1825 | SH |  | DFND |  | 1825 | 0 | 0 |
| Darling International Inc. | COM | 237266101 |  | 9485 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| Deere  Company | COM | 244199105 |  | 91528 | 180 | SH |  | DFND |  | 180 | 0 | 0 |
| Deere  Company | COM | 244199105 |  | 264415 | 520 | SH |  | SOLE |  | 520 | 0 | 0 |
| Digital Rlty Tr Inc | COM | 253868103 |  | 50556 | 290 | SH |  | SOLE |  | 290 | 0 | 0 |
| DFA US Small Cap ETF | US SMALL CAP ETF | 25434V500 |  | 37270 | 585 | SH |  | SOLE |  | 585 | 0 | 0 |
| Disney Walt Co Com Disney | COM | 254687106 |  | 20462 | 165 | SH |  | DFND |  | 165 | 0 | 0 |
| Disney Walt Co Com Disney | COM | 254687106 |  | 552217 | 4453 | SH |  | SOLE |  | 4453 | 0 | 0 |
| Dominion New RES Inc VA New | COM | 25746U109 |  | 36173 | 640 | SH |  | DFND |  | 640 | 0 | 0 |
| Dominion New RES Inc VA New | COM | 25746U109 |  | 211837 | 3748 | SH |  | SOLE |  | 3748 | 0 | 0 |
| Dow Inc Com | COM | 260557103 |  | 19622 | 741 | SH |  | DFND |  | 741 | 0 | 0 |
| Duke Energy Corp New | COM NEW | 26441C204 |  | 245086 | 2077 | SH |  | DFND |  | 2077 | 0 | 0 |
| Duke Energy Corp New | COM NEW | 26441C204 |  | 29500 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| DuPont DE Nemours Inc | COM | 26614N102 |  | 6928 | 101 | SH |  | DFND |  | 101 | 0 | 0 |
| DuPont DE Nemours Inc | COM | 26614N102 |  | 197539 | 2880 | SH |  | SOLE |  | 2880 | 0 | 0 |
| EOG RES Inc | COM | 26875P101 |  | 7177 | 60 | SH |  | DFND |  | 60 | 0 | 0 |
| EOG RES Inc | COM | 26875P101 |  | 626517 | 5238 | SH |  | SOLE |  | 5238 | 0 | 0 |
| EQT Corp | COM | 26884L109 |  | 100602 | 1725 | SH |  | SOLE |  | 1725 | 0 | 0 |
| Etf Series Solutions Trust Defiance Quantum | DEFIANCE QUANTUM | 26922A420 |  | 2295 | 25 | SH |  | SOLE |  | 25 | 0 | 0 |
| Ecolab Inc | COM | 278865100 |  | 9430 | 35 | SH |  | DFND |  | 35 | 0 | 0 |
| Ecolab Inc | COM | 278865100 |  | 1073718 | 3985 | SH |  | SOLE |  | 3985 | 0 | 0 |
| Emerson Elec Co Com | COM | 291011104 |  | 53332 | 400 | SH |  | DFND |  | 400 | 0 | 0 |
| Emerson Elec Co Com | COM | 291011104 |  | 8933 | 67 | SH |  | SOLE |  | 67 | 0 | 0 |
| LP Energy Transfer Eq | COM UT LTD PTN | 29273V100 |  | 696754 | 38431 | SH |  | SOLE |  | 38431 | 0 | 0 |
| Enterprise Partners LP | COM | 293792107 |  | 3101 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| Equifax Inc. | COM | 294429105 |  | 2075 | 8 | SH |  | SOLE |  | 8 | 0 | 0 |
| Equinix Inc Com | COM | 29444U700 |  | 10341 | 13 | SH |  | DFND |  | 13 | 0 | 0 |
| Equinix Inc Com | COM | 29444U700 |  | 589443 | 741 | SH |  | SOLE |  | 741 | 0 | 0 |
| Erie Indty Co CL A | CL A | 29530P102 |  | 3467900 | 10000 | SH |  | DFND |  | 10000 | 0 | 0 |
| Exelon Corp | COM | 30161N101 |  | 102992 | 2372 | SH |  | SOLE |  | 2372 | 0 | 0 |
| Exxon Mobil Corp Com | COM | 30231G102 |  | 93786 | 870 | SH |  | DFND |  | 870 | 0 | 0 |
| Exxon Mobil Corp Com | COM | 30231G102 |  | 940447 | 8724 | SH |  | SOLE |  | 8724 | 0 | 0 |
| Facebook | CL A | 30303M102 |  | 350593 | 475 | SH |  | DFND |  | 475 | 0 | 0 |
| Facebook | CL A | 30303M102 |  | 510020 | 691 | SH |  | SOLE |  | 691 | 0 | 0 |
| FactSet Research Sys Inc | COM | 303075105 |  | 22364 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| Fair Isaac Corp | COM | 303250104 |  | 1828 | 1 | SH |  | SOLE |  | 1 | 0 | 0 |
| Fidelity Covington Trust Blue Chip Growth Etf | BLUE CHIP GRWTH | 316092352 |  | 12060 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| Fideltiy Total Bond ETF | TOTAL BD ETF | 316188309 |  | 8006 | 175 | SH |  | DFND |  | 175 | 0 | 0 |
| Fideltiy Total Bond ETF | TOTAL BD ETF | 316188309 |  | 4768019 | 104219 | SH |  | SOLE |  | 104219 | 0 | 0 |
| First Tr Exch Traded FD III Pfd Secs Inc ETF | PFD SECS INC ETF | 33739E108 |  | 3916 | 220 | SH |  | DFND |  | 220 | 0 | 0 |
| First Tr Global Tactical CM | FST TR GLB FD | 33739H101 |  | 1850 | 75 | SH |  | DFND |  | 75 | 0 | 0 |
| First Tr Global Tactical CM | FST TR GLB FD | 33739H101 |  | 35155 | 1425 | SH |  | SOLE |  | 1425 | 0 | 0 |
| Fiserv Inc Com | COM | 337738108 |  | 5000 | 29 | SH |  | SOLE |  | 29 | 0 | 0 |
| Firstenergy Corp Com | COM | 337932107 |  | 26733 | 664 | SH |  | DFND |  | 664 | 0 | 0 |
| Firstenergy Corp Com | COM | 337932107 |  | 20049 | 498 | SH |  | SOLE |  | 498 | 0 | 0 |
| Flexshares Tr Hig Yld Vl ETF | HIG YLD VL ETF | 33939L662 |  | 57032 | 1390 | SH |  | DFND |  | 1390 | 0 | 0 |
| Flexshares Tr Hig Yld Vl ETF | HIG YLD VL ETF | 33939L662 |  | 3650029 | 88960 | SH |  | SOLE |  | 88960 | 0 | 0 |
| Flexshares Stoxx US ESG Impact Index | STOX US ESG SLCT | 33939L696 |  | 2937 | 20 | SH |  | DFND |  | 20 | 0 | 0 |
| Flexshares Stoxx US ESG Impact Index | STOX US ESG SLCT | 33939L696 |  | 4178092 | 28456 | SH |  | SOLE |  | 28456 | 0 | 0 |
| Ford Motor Co Del | COM | 345370860 |  | 3255 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| Fortinet Inc Com | COM | 34959E109 |  | 113120 | 1070 | SH |  | DFND |  | 1070 | 0 | 0 |
| Fortinet Inc Com | COM | 34959E109 |  | 1907717 | 18045 | SH |  | SOLE |  | 18045 | 0 | 0 |
| Fortive Corp Com | COM | 34959J108 |  | 5213 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| Four Corners Ppty Tr Inc Com | COM | 35086T109 |  | 10764 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| Frequency Electronics | COM | 358010106 |  | 113550 | 5000 | SH |  | DFND |  | 5000 | 0 | 0 |
| GE Healthcare Technologies Inc | COMMON STOCK | 36266G107 |  | 7333 | 99 | SH |  | DFND |  | 99 | 0 | 0 |
| GE Healthcare Technologies Inc | COMMON STOCK | 36266G107 |  | 3037 | 41 | SH |  | SOLE |  | 41 | 0 | 0 |
| Gamestop Corp New CL A | CL A | 36467W109 |  | 97560 | 4000 | SH |  | DFND |  | 4000 | 0 | 0 |
| Ge Vernova Inc Corp Com | COM | 36828A101 |  | 26458 | 50 | SH |  | DFND |  | 50 | 0 | 0 |
| Ge Vernova Inc Corp Com | COM | 36828A101 |  | 16404 | 31 | SH |  | SOLE |  | 31 | 0 | 0 |
| General Electric Co USD 0.06 | COM NEW | 369604301 |  | 51478 | 200 | SH |  | DFND |  | 200 | 0 | 0 |
| General Electric Co USD 0.06 | COM NEW | 369604301 |  | 61001 | 237 | SH |  | SOLE |  | 237 | 0 | 0 |
| General Mls Inc Com | COM | 370334104 |  | 40930 | 790 | SH |  | SOLE |  | 790 | 0 | 0 |
| General Motors Co | COM | 37045V100 |  | 4921 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| Genuine Parts Co | COM | 372460105 |  | 17590 | 145 | SH |  | DFND |  | 145 | 0 | 0 |
| Genuine Parts Co | COM | 372460105 |  | 482571 | 3978 | SH |  | SOLE |  | 3978 | 0 | 0 |
| Genworth Finl Inc CL A | COM SHS | 37247D106 |  | 2840 | 365 | SH |  | DFND |  | 365 | 0 | 0 |
| Global X FDS US Infr Dev ETF | US INFR DEV ETF | 37954Y673 |  | 68203 | 1565 | SH |  | DFND |  | 1565 | 0 | 0 |
| Globe Life Inc Ordinary Shares | COM | 37959E102 |  | 2486 | 20 | SH |  | DFND |  | 20 | 0 | 0 |
| Globe Life Inc Ordinary Shares | COM | 37959E102 |  | 426936 | 3435 | SH |  | SOLE |  | 3435 | 0 | 0 |
| Goldman Sachs Group Inc | COM | 38141G104 |  | 35388 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| Goodyear Tire  Rubr Co Com | COM | 382550101 |  | 1089 | 105 | SH |  | DFND |  | 105 | 0 | 0 |
| HCA Holdings Inc | COM | 40412C101 |  | 7662 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| Halliburton Co Com | COM | 406216101 |  | 20380 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| Harley Davidson Inc Com | COM | 412822108 |  | 10856 | 460 | SH |  | DFND |  | 460 | 0 | 0 |
| Hartford Group Inc | COM | 416515104 |  | 43136 | 340 | SH |  | SOLE |  | 340 | 0 | 0 |
| Heico Corp. New | CL A | 422806208 |  | 3623 | 14 | SH |  | SOLE |  | 14 | 0 | 0 |
| Hilton Worldwide Holdings Inc Ordinary Shares | COM | 43300A203 |  | 2663 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| Home Depot Inc Com | COM | 437076102 |  | 91660 | 250 | SH |  | DFND |  | 250 | 0 | 0 |
| Home Depot Inc Com | COM | 437076102 |  | 866370 | 2363 | SH |  | SOLE |  | 2363 | 0 | 0 |
| Honeywell Intl Inc Com | COM | 438516106 |  | 34932 | 150 | SH |  | DFND |  | 150 | 0 | 0 |
| Honeywell Intl Inc Com | COM | 438516106 |  | 2591256 | 11127 | SH |  | SOLE |  | 11127 | 0 | 0 |
| Humana Inc Com | COM | 444859102 |  | 6112 | 25 | SH |  | SOLE |  | 25 | 0 | 0 |
| Huntington Bancshares Inc Com | COM | 446150104 |  | 219388 | 13090 | SH |  | SOLE |  | 13090 | 0 | 0 |
| IDEX Corp | COM | 45167R104 |  | 7023 | 40 | SH |  | SOLE |  | 40 | 0 | 0 |
| IDEXX Labs Inc Com | COM | 45168D104 |  | 33253 | 62 | SH |  | SOLE |  | 62 | 0 | 0 |
| Illinois Tool WKS Inc | COM | 452308109 |  | 39560 | 160 | SH |  | DFND |  | 160 | 0 | 0 |
| Illinois Tool WKS Inc | COM | 452308109 |  | 1316359 | 5324 | SH |  | SOLE |  | 5324 | 0 | 0 |
| Ingevity Corp Com | COM | 45688C107 |  | 1939 | 45 | SH |  | SOLE |  | 45 | 0 | 0 |
| Intel Corp Com | COM | 458140100 |  | 23520 | 1050 | SH |  | DFND |  | 1050 | 0 | 0 |
| Intel Corp Com | COM | 458140100 |  | 30240 | 1350 | SH |  | SOLE |  | 1350 | 0 | 0 |
| Intellia Thereutics Inc | COM | 45826J105 |  | 938 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| Interactive Brokers Group | COM CL A | 45841N107 |  | 3546 | 64 | SH |  | SOLE |  | 64 | 0 | 0 |
| International Business MacHscom | COM | 459200101 |  | 629650 | 2136 | SH |  | DFND |  | 2136 | 0 | 0 |
| International Business MacHscom | COM | 459200101 |  | 298612 | 1013 | SH |  | SOLE |  | 1013 | 0 | 0 |
| Invesco QQQ Unit Series 1 | UNIT SER 1 | 46090E103 |  | 82746 | 150 | SH |  | DFND |  | 150 | 0 | 0 |
| Invesco QQQ Unit Series 1 | UNIT SER 1 | 46090E103 |  | 19090054 | 34606 | SH |  | SOLE |  | 34606 | 0 | 0 |
| Intuit Inc | COM | 461202103 |  | 53559 | 68 | SH |  | SOLE |  | 68 | 0 | 0 |
| Intuituve Surgical Inc | COM NEW | 46120E602 |  | 35322 | 65 | SH |  | DFND |  | 65 | 0 | 0 |
| Intuituve Surgical Inc | COM NEW | 46120E602 |  | 1993228 | 3668 | SH |  | SOLE |  | 3668 | 0 | 0 |
| Invesco Water RES ETF Trust | WATER RES ETF | 46137V142 |  | 37751 | 540 | SH |  | DFND |  | 540 | 0 | 0 |
| Invesco Water RES ETF Trust | WATER RES ETF | 46137V142 |  | 152054 | 2175 | SH |  | SOLE |  | 2175 | 0 | 0 |
| Invesco S 500 Equal Weight | S EQL WGT | 46137V357 |  | 24535 | 135 | SH |  | DFND |  | 135 | 0 | 0 |
| Invesco S 500 Equal Weight | S EQL WGT | 46137V357 |  | 7315580 | 40253 | SH |  | SOLE |  | 40253 | 0 | 0 |
| Invesco S 500 Garp ETF | S 500 GARP ETF | 46137V431 |  | 45773 | 425 | SH |  | DFND |  | 425 | 0 | 0 |
| Invesco S 500 Garp ETF | S 500 GARP ETF | 46137V431 |  | 5126089 | 47596 | SH |  | SOLE |  | 47596 | 0 | 0 |
| Invesco Preferred ETF | PFD ETF | 46138E511 |  | 45188 | 4060 | SH |  | SOLE |  | 4060 | 0 | 0 |
| Invesco Natl AMT-Free Mun Bd ETF | NATL AMT MUNI | 46138E537 |  | 18472 | 825 | SH |  | DFND |  | 825 | 0 | 0 |
| Invesco Natl AMT-Free Mun Bd ETF | NATL AMT MUNI | 46138E537 |  | 385914 | 17236 | SH |  | SOLE |  | 17236 | 0 | 0 |
| Invesco Intl Corp Bd ETF | INTL CORP BD | 46138E636 |  | 49569 | 2050 | SH |  | SOLE |  | 2050 | 0 | 0 |
| Invesco Sr Loan ETF | SR LN ETF | 46138G508 |  | 1046 | 50 | SH |  | DFND |  | 50 | 0 | 0 |
| Invesco Sr Loan ETF | SR LN ETF | 46138G508 |  | 549631 | 26273 | SH |  | SOLE |  | 26273 | 0 | 0 |
| Iovance Biotherapeutics Inc. | COM | 462260100 |  | 1720 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| iShares Gold ETF iShares New | ISHARES NEW | 464285204 |  | 133575 | 2142 | SH |  | DFND |  | 2142 | 0 | 0 |
| iShares Select Dividend ETF | SELECT DIVID ETF | 464287168 |  | 67733 | 510 | SH |  | DFND |  | 510 | 0 | 0 |
| iShares Select Dividend ETF | SELECT DIVID ETF | 464287168 |  | 7836985 | 59009 | SH |  | SOLE |  | 59009 | 0 | 0 |
| iShares TIPS Bond ETF | TIPS BD ETF | 464287176 |  | 1100 | 10 | SH |  | DFND |  | 10 | 0 | 0 |
| iShares TIPS Bond ETF | TIPS BD ETF | 464287176 |  | 708658 | 6440 | SH |  | SOLE |  | 6440 | 0 | 0 |
| iShares Transportation Avg ETF | US TRSPRTION | 464287192 |  | 267169 | 3898 | SH |  | SOLE |  | 3898 | 0 | 0 |
| iShares Core S 500 ETF | CORE S ETF | 464287200 |  | 4189833 | 6748 | SH |  | SOLE |  | 6748 | 0 | 0 |
| iShares Tr Core US AGG Bond ETF | CORE US AGGBD ET | 464287226 |  | 1984 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| iShares MSCI Emerging Markets ETF | MSCI EMG MKT ETF | 464287234 |  | 116500 | 2415 | SH |  | SOLE |  | 2415 | 0 | 0 |
| iShares Iboxx Invest Grade CRP Bond | IBOXX INV CP ETF | 464287242 |  | 2192 | 20 | SH |  | DFND |  | 20 | 0 | 0 |
| Barclays 1-3 Year Treasury Bond | 1 3 YR TREAS BD | 464287457 |  | 2072 | 25 | SH |  | DFND |  | 25 | 0 | 0 |
| Barclays 1-3 Year Treasury Bond | 1 3 YR TREAS BD | 464287457 |  | 4972 | 60 | SH |  | SOLE |  | 60 | 0 | 0 |
| iShares MSCI Eafe ETF | MSCI EAFE ETF | 464287465 |  | 33968 | 380 | SH |  | SOLE |  | 380 | 0 | 0 |
| iShares Russell Midcap Value ETF | RUS MDCP VAL ETF | 464287473 |  | 409105 | 3096 | SH |  | SOLE |  | 3096 | 0 | 0 |
| iShares Russell Midcap Growth ETF | RUS MD CP GR ETF | 464287481 |  | 847335 | 6110 | SH |  | SOLE |  | 6110 | 0 | 0 |
| iShares Russell Mid-Cap ETF | RUS MID CAP ETF | 464287499 |  | 2701067 | 29369 | SH |  | SOLE |  | 29369 | 0 | 0 |
| iShares Tr Core S McP ETF | CORE S MCP ETF | 464287507 |  | 137374 | 2215 | SH |  | SOLE |  | 2215 | 0 | 0 |
| iShares Russell 1000 Value ETF | RUS 1000 VAL ETF | 464287598 |  | 777308 | 4002 | SH |  | SOLE |  | 4002 | 0 | 0 |
| iShares Russell 1000 Growth ETF | RUS 1000 GRW ETF | 464287614 |  | 3251009 | 7657 | SH |  | SOLE |  | 7657 | 0 | 0 |
| iShares Russell 2000 Value ETF | RUS 2000 VAL ETF | 464287630 |  | 70992 | 450 | SH |  | SOLE |  | 450 | 0 | 0 |
| iShares Russell 2000 Growth ETF | RUS 2000 GRW ETF | 464287648 |  | 146360 | 512 | SH |  | SOLE |  | 512 | 0 | 0 |
| iShares Russell 2000 ETF | RUSSELL 2000 ETF | 464287655 |  | 98184 | 455 | SH |  | SOLE |  | 455 | 0 | 0 |
| iShares Dow Jones US Technology | U.S. TECH ETF | 464287721 |  | 2762963 | 15946 | SH |  | SOLE |  | 15946 | 0 | 0 |
| iShares Dow Jones US Real Estate | U.S. REAL ES ETF | 464287739 |  | 87378 | 922 | SH |  | SOLE |  | 922 | 0 | 0 |
| iShares Dow Jones US Healthcare | US HLTHCARE ETF | 464287762 |  | 22592 | 400 | SH |  | DFND |  | 400 | 0 | 0 |
| iShares Dow Jones US Healthcare | US HLTHCARE ETF | 464287762 |  | 326737 | 5785 | SH |  | SOLE |  | 5785 | 0 | 0 |
| iShares Core S Small Cap ETF | CORE S SCP ETF | 464287804 |  | 10383 | 95 | SH |  | SOLE |  | 95 | 0 | 0 |
| iShares S Small Cap 600 Value ETF | SP SMCP600VL ETF | 464287879 |  | 14924 | 150 | SH |  | SOLE |  | 150 | 0 | 0 |
| iShares S Smallcap 600/Barra Growth Index FD | S SML 600 GWT | 464287887 |  | 73172 | 550 | SH |  | SOLE |  | 550 | 0 | 0 |
| iShares Tr JP Mor Em Mk ETF | JPMORGAN USD EMG | 464288281 |  | 926 | 10 | SH |  | DFND |  | 10 | 0 | 0 |
| iShares Tr JP Mor Em Mk ETF | JPMORGAN USD EMG | 464288281 |  | 25100 | 271 | SH |  | SOLE |  | 271 | 0 | 0 |
| iShares Govt/Credit Bond | GOV/CRED BD ETF | 464288596 |  | 56923 | 545 | SH |  | SOLE |  | 545 | 0 | 0 |
| iShares 1-3 Yr Cr Bd ETF | ISHS 1-5YR INVS | 464288646 |  | 2110 | 40 | SH |  | DFND |  | 40 | 0 | 0 |
| iShares 1-3 Yr Cr Bd ETF | ISHS 1-5YR INVS | 464288646 |  | 405144 | 7679 | SH |  | SOLE |  | 7679 | 0 | 0 |
| iShares Tr 3 7 Yr Treas Bd | 3 7 YR TREAS BD | 464288661 |  | 1191 | 10 | SH |  | DFND |  | 10 | 0 | 0 |
| iShares Tr 3 7 Yr Treas Bd | 3 7 YR TREAS BD | 464288661 |  | 537572 | 4514 | SH |  | SOLE |  | 4514 | 0 | 0 |
| iShares Tr U.S. Med Dvc ETF | U.S. MED DVC ETF | 464288810 |  | 5638 | 90 | SH |  | DFND |  | 90 | 0 | 0 |
| iShares Tr U.S. Med Dvc ETF | U.S. MED DVC ETF | 464288810 |  | 132170 | 2110 | SH |  | SOLE |  | 2110 | 0 | 0 |
| iShares Silver Trust | ISHARES | 46428Q109 |  | 26412 | 805 | SH |  | DFND |  | 805 | 0 | 0 |
| iShares Silver Trust | ISHARES | 46428Q109 |  | 1312 | 40 | SH |  | SOLE |  | 40 | 0 | 0 |
| iShares Floating Rate Bond | FLTG RATE NT ETF | 46429B655 |  | 3827 | 75 | SH |  | DFND |  | 75 | 0 | 0 |
| iShares Floating Rate Bond | FLTG RATE NT ETF | 46429B655 |  | 1431111 | 28050 | SH |  | SOLE |  | 28050 | 0 | 0 |
| iShares 0-5 Year TIPS Bond ETF | 0-5 YR TIPS ETF | 46429B747 |  | 1544 | 15 | SH |  | DFND |  | 15 | 0 | 0 |
| iShares 0-5 Year TIPS Bond ETF | 0-5 YR TIPS ETF | 46429B747 |  | 1364792 | 13262 | SH |  | SOLE |  | 13262 | 0 | 0 |
| iShares Tr Core MSCI Eafe ETF | CORE MSCI EAFE | 46432F842 |  | 38401 | 460 | SH |  | DFND |  | 460 | 0 | 0 |
| iShares Tr Core MSCI Eafe ETF | CORE MSCI EAFE | 46432F842 |  | 5066067 | 60686 | SH |  | SOLE |  | 60686 | 0 | 0 |
| iShares in Core MSCI Emerging Mkts | CORE MSCI EMKT | 46434G103 |  | 55528 | 925 | SH |  | DFND |  | 925 | 0 | 0 |
| iShares in Core MSCI Emerging Mkts | CORE MSCI EMKT | 46434G103 |  | 2618449 | 43619 | SH |  | SOLE |  | 43619 | 0 | 0 |
| iShares ESG S Mid-Cap ETF | ESG SELECT SCRE | 46436E551 |  | 18675 | 450 | SH |  | DFND |  | 450 | 0 | 0 |
| iShares ESG S Mid-Cap ETF | ESG SELECT SCRE | 46436E551 |  | 227213 | 5475 | SH |  | SOLE |  | 5475 | 0 | 0 |
| IShares Bitcoin Trust | SHS BEN INT | 46438F101 |  | 17751 | 290 | SH |  | DFND |  | 290 | 0 | 0 |
| IShares Bitcoin Trust | SHS BEN INT | 46438F101 |  | 1102453 | 18011 | SH |  | SOLE |  | 18011 | 0 | 0 |
| J P Morgan Chase  Co | COM | 46625H100 |  | 266717 | 920 | SH |  | DFND |  | 920 | 0 | 0 |
| J P Morgan Chase  Co | COM | 46625H100 |  | 4860051 | 16764 | SH |  | SOLE |  | 16764 | 0 | 0 |
| Johnson  Johnson Com | COM | 478160104 |  | 161151 | 1055 | SH |  | DFND |  | 1055 | 0 | 0 |
| Johnson  Johnson Com | COM | 478160104 |  | 1034729 | 6774 | SH |  | SOLE |  | 6774 | 0 | 0 |
| KLA-Tencor Corp | COM NEW | 482480100 |  | 298281 | 333 | SH |  | SOLE |  | 333 | 0 | 0 |
| KKR  Co Inc Com | COM | 48251W104 |  | 66515 | 500 | SH |  | DFND |  | 500 | 0 | 0 |
| KKR  Co Inc Com | COM | 48251W104 |  | 2262 | 17 | SH |  | SOLE |  | 17 | 0 | 0 |
| Key Corp | COM | 493267108 |  | 30485 | 1750 | SH |  | SOLE |  | 1750 | 0 | 0 |
| Kimberly Clark Corp Com | COM | 494368103 |  | 46540 | 361 | SH |  | SOLE |  | 361 | 0 | 0 |
| Knight Swift Transportation Holdings Inc | CL A | 499049104 |  | 4113 | 93 | SH |  | SOLE |  | 93 | 0 | 0 |
| Kraft Heinzcompany | COM | 500754106 |  | 2530 | 98 | SH |  | SOLE |  | 98 | 0 | 0 |
| Kyndryl Hldgs Inc Common Stock | COMMON STOCK | 50155Q100 |  | 7553 | 180 | SH |  | DFND |  | 180 | 0 | 0 |
| Lpl Financial Holdings Inc | COM | 50212V100 |  | 3000 | 8 | SH |  | SOLE |  | 8 | 0 | 0 |
| Labcorp Holdings Inc. Ordinary Shares | COM SHS | 504922105 |  | 5250 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| Lam Research Corp. Ordinary Shares | COM NEW | 512807306 |  | 66191 | 680 | SH |  | SOLE |  | 680 | 0 | 0 |
| Lennox International Inc Ordinary Shares | COM | 526107107 |  | 2293 | 4 | SH |  | SOLE |  | 4 | 0 | 0 |
| Liberty All Star Eqty Shs Ben Int | SH BEN INT | 530158104 |  | 4270 | 627 | SH |  | SOLE |  | 627 | 0 | 0 |
| Lilly Eli  Co Com | COM | 532457108 |  | 187087 | 240 | SH |  | DFND |  | 240 | 0 | 0 |
| Lilly Eli  Co Com | COM | 532457108 |  | 526962 | 676 | SH |  | SOLE |  | 676 | 0 | 0 |
| Live Nation Entertainment Incom | COM | 538034109 |  | 9984 | 66 | SH |  | SOLE |  | 66 | 0 | 0 |
| Lockheed Martin Corp | COM | 539830109 |  | 46314 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| Lockheed Martin Corp | COM | 539830109 |  | 169046 | 365 | SH |  | SOLE |  | 365 | 0 | 0 |
| Lowes Cos Inc Com | COM | 548661107 |  | 222979 | 1005 | SH |  | DFND |  | 1005 | 0 | 0 |
| Lowes Cos Inc Com | COM | 548661107 |  | 2854579 | 12866 | SH |  | SOLE |  | 12866 | 0 | 0 |
| Lucid Group Inc | COM | 549498103 |  | 1055 | 500 | SH |  | DFND |  | 500 | 0 | 0 |
| M  T Bank Corp | COM | 55261F104 |  | 211255 | 1089 | SH |  | DFND |  | 1089 | 0 | 0 |
| M  T Bank Corp | COM | 55261F104 |  | 1441346 | 7430 | SH |  | SOLE |  | 7430 | 0 | 0 |
| MSCI Inc | COM | 55354G100 |  | 48446 | 84 | SH |  | SOLE |  | 84 | 0 | 0 |
| Macy Inc | COM | 55616P104 |  | 816 | 70 | SH |  | DFND |  | 70 | 0 | 0 |
| Mainstreet Bancshares Inc Com | COM | 56064Y100 |  | 14931 | 790 | SH |  | SOLE |  | 790 | 0 | 0 |
| Manulife Financial Corp | COM | 56501R106 |  | 10451 | 327 | SH |  | SOLE |  | 327 | 0 | 0 |
| Marathon Pete Corp | COM | 56585A102 |  | 110961 | 668 | SH |  | SOLE |  | 668 | 0 | 0 |
| Marsh  McLennan Companies Inc. | COM | 571748102 |  | 47226 | 216 | SH |  | SOLE |  | 216 | 0 | 0 |
| Marriott Int CL A | CL A | 571903202 |  | 90159 | 330 | SH |  | DFND |  | 330 | 0 | 0 |
| Marriott Int CL A | CL A | 571903202 |  | 54642 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| Mastercard Inc | CL A | 57636Q104 |  | 5619 | 10 | SH |  | DFND |  | 10 | 0 | 0 |
| Mastercard Inc | CL A | 57636Q104 |  | 2309011 | 4109 | SH |  | SOLE |  | 4109 | 0 | 0 |
| McDonalds Corp Com | COM | 580135101 |  | 414297 | 1418 | SH |  | DFND |  | 1418 | 0 | 0 |
| McDonalds Corp Com | COM | 580135101 |  | 2505942 | 8577 | SH |  | SOLE |  | 8577 | 0 | 0 |
| McKesson Corp Com | COM | 58155Q103 |  | 120909 | 165 | SH |  | SOLE |  | 165 | 0 | 0 |
| Merck  Co Inc Com | COM | 58933Y105 |  | 134018 | 1693 | SH |  | DFND |  | 1693 | 0 | 0 |
| Merck  Co Inc Com | COM | 58933Y105 |  | 91509 | 1156 | SH |  | SOLE |  | 1156 | 0 | 0 |
| Metlife Inc. | COM | 59156R108 |  | 58707 | 730 | SH |  | SOLE |  | 730 | 0 | 0 |
| Microsoft Corp Com | COM | 594918104 |  | 1824002 | 3667 | SH |  | DFND |  | 3667 | 0 | 0 |
| Microsoft Corp Com | COM | 594918104 |  | 6485232 | 13038 | SH |  | SOLE |  | 13038 | 0 | 0 |
| Microchip Technology Inc. Com | COM | 595017104 |  | 80222 | 1140 | SH |  | DFND |  | 1140 | 0 | 0 |
| Microchip Technology Inc. Com | COM | 595017104 |  | 985461 | 14004 | SH |  | SOLE |  | 14004 | 0 | 0 |
| Mid-America Apartment Communities Inc. | COM | 59522J103 |  | 29602 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| Molson Coors Beverage CO Compa CLASS B CORP COMMON | CL B | 60871R209 |  | 33663 | 700 | SH |  | SOLE |  | 700 | 0 | 0 |
| Mondelez International Inc | CL A | 609207105 |  | 18546 | 275 | SH |  | DFND |  | 275 | 0 | 0 |
| Mondelez International Inc | CL A | 609207105 |  | 95023 | 1409 | SH |  | SOLE |  | 1409 | 0 | 0 |
| Morgan Stanley Dean Witter | COM NEW | 617446448 |  | 45780 | 325 | SH |  | DFND |  | 325 | 0 | 0 |
| Morgan Stanley Dean Witter | COM NEW | 617446448 |  | 34229 | 243 | SH |  | SOLE |  | 243 | 0 | 0 |
| Motorola Solutions Inc Com New | COM NEW | 620076307 |  | 51717 | 123 | SH |  | SOLE |  | 123 | 0 | 0 |
| Murphy USA Inc Com | COM | 626755102 |  | 16272 | 40 | SH |  | SOLE |  | 40 | 0 | 0 |
| Nnn REIT Inc Com | COM | 637417106 |  | 38862 | 900 | SH |  | DFND |  | 900 | 0 | 0 |
| Neogenomics Inc Com New | COM NEW | 64049M209 |  | 190060 | 26000 | SH |  | DFND |  | 26000 | 0 | 0 |
| Net Lease Office Properties | COM | 64110Y108 |  | 879 | 27 | SH |  | DFND |  | 27 | 0 | 0 |
| Nexstar Media Grop | COMMON STOCK | 65336K103 |  | 18160 | 105 | SH |  | SOLE |  | 105 | 0 | 0 |
| Nextera Energy Inc | COM | 65339F101 |  | 26033 | 375 | SH |  | DFND |  | 375 | 0 | 0 |
| Nextera Energy Inc | COM | 65339F101 |  | 677539 | 9760 | SH |  | SOLE |  | 9760 | 0 | 0 |
| Nike Inc CL B | CL B | 654106103 |  | 8880 | 125 | SH |  | SOLE |  | 125 | 0 | 0 |
| Norfolk Southern Corp Com | COM | 655844108 |  | 90869 | 355 | SH |  | DFND |  | 355 | 0 | 0 |
| Norfolk Southern Corp Com | COM | 655844108 |  | 33276 | 130 | SH |  | SOLE |  | 130 | 0 | 0 |
| Northrop Grumman Corp | COM | 666807102 |  | 388984 | 778 | SH |  | SOLE |  | 778 | 0 | 0 |
| Novartis AG ADR | SPONSORED ADR | 66987V109 |  | 24202 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| Novo Nordisk A/S | ADR | 670100205 |  | 7247 | 105 | SH |  | SOLE |  | 105 | 0 | 0 |
| Nucor Corp | COM | 670346105 |  | 168661 | 1302 | SH |  | SOLE |  | 1302 | 0 | 0 |
| Nvidia Corp | COM | 67066G104 |  | 209021 | 1323 | SH |  | DFND |  | 1323 | 0 | 0 |
| Nvidia Corp | COM | 67066G104 |  | 4675714 | 29595 | SH |  | SOLE |  | 29595 | 0 | 0 |
| Nuveen ESG Small-Cap ETF | NUVEEN ESG SMLCP | 67092P607 |  | 31981 | 785 | SH |  | SOLE |  | 785 | 0 | 0 |
| O'reilly Automotive Inc. Ordinary Shares | COM | 67103H107 |  | 1352 | 15 | SH |  | SOLE |  | 15 | 0 | 0 |
| Occidental Pete Corp Del Com | COM | 674599105 |  | 69317 | 1650 | SH |  | SOLE |  | 1650 | 0 | 0 |
| Omega Healthcare Invs Inc | COM | 681936100 |  | 158035 | 4312 | SH |  | DFND |  | 4312 | 0 | 0 |
| Oracle Corp Com | COM | 68389X105 |  | 43726 | 200 | SH |  | DFND |  | 200 | 0 | 0 |
| Oracle Corp Com | COM | 68389X105 |  | 327508 | 1498 | SH |  | SOLE |  | 1498 | 0 | 0 |
| Otis Worldwide Corp Com | COM | 68902V107 |  | 27231 | 275 | SH |  | SOLE |  | 275 | 0 | 0 |
| PGIM Ultra-Short Bond ETF | PGIM ULTRA SH BD | 69344A107 |  | 9206 | 185 | SH |  | DFND |  | 185 | 0 | 0 |
| PGIM Ultra-Short Bond ETF | PGIM ULTRA SH BD | 69344A107 |  | 2295976 | 46141 | SH |  | SOLE |  | 46141 | 0 | 0 |
| PNC Finl Svcs Group Inc Com | COM | 693475105 |  | 2203112 | 11818 | SH |  | DFND |  | 11818 | 0 | 0 |
| PNC Finl Svcs Group Inc Com | COM | 693475105 |  | 93396 | 501 | SH |  | SOLE |  | 501 | 0 | 0 |
| PPG Inds Inc Com | COM | 693506107 |  | 314860 | 2768 | SH |  | SOLE |  | 2768 | 0 | 0 |
| Paccar Inc | COM | 693718108 |  | 3993 | 42 | SH |  | SOLE |  | 42 | 0 | 0 |
| Packaging Corp of America | COM | 695156109 |  | 2827 | 15 | SH |  | DFND |  | 15 | 0 | 0 |
| Packaging Corp of America | COM | 695156109 |  | 522383 | 2772 | SH |  | SOLE |  | 2772 | 0 | 0 |
| Palantir Technologies Inc CL A | CL A | 69608A108 |  | 104285 | 765 | SH |  | DFND |  | 765 | 0 | 0 |
| Palo Alto Networks Inc Com | COM | 697435105 |  | 4093 | 20 | SH |  | DFND |  | 20 | 0 | 0 |
| Palo Alto Networks Inc Com | COM | 697435105 |  | 832476 | 4068 | SH |  | SOLE |  | 4068 | 0 | 0 |
| Parker Hannifin Corp | COM | 701094104 |  | 42607 | 61 | SH |  | SOLE |  | 61 | 0 | 0 |
| PayPal Hldgs Inc Com | COM | 70450Y103 |  | 188773 | 2540 | SH |  | SOLE |  | 2540 | 0 | 0 |
| PepsiCo Inc Com | COM | 713448108 |  | 101011 | 765 | SH |  | DFND |  | 765 | 0 | 0 |
| PepsiCo Inc Com | COM | 713448108 |  | 1309969 | 9921 | SH |  | SOLE |  | 9921 | 0 | 0 |
| Pfizer Inc Com | COM | 717081103 |  | 91506 | 3775 | SH |  | DFND |  | 3775 | 0 | 0 |
| Pfizer Inc Com | COM | 717081103 |  | 55873 | 2305 | SH |  | SOLE |  | 2305 | 0 | 0 |
| Phillip Morris Intl Inc. | COM | 718172109 |  | 154628 | 849 | SH |  | DFND |  | 849 | 0 | 0 |
| Phillip Morris Intl Inc. | COM | 718172109 |  | 166831 | 916 | SH |  | SOLE |  | 916 | 0 | 0 |
| Phillips 66 | COM | 718546104 |  | 19685 | 165 | SH |  | SOLE |  | 165 | 0 | 0 |
| Pinnacle West Cap Corp Com | COM | 723484101 |  | 35788 | 400 | SH |  | DFND |  | 400 | 0 | 0 |
| Polaris Inds Inc Com | COM | 731068102 |  | 17276 | 425 | SH |  | DFND |  | 425 | 0 | 0 |
| Price T Rowe Group Inc | COM | 74144T108 |  | 16888 | 175 | SH |  | SOLE |  | 175 | 0 | 0 |
| Procter  Gamble Co Com | COM | 742718109 |  | 167605 | 1052 | SH |  | DFND |  | 1052 | 0 | 0 |
| Procter  Gamble Co Com | COM | 742718109 |  | 2173443 | 13642 | SH |  | SOLE |  | 13642 | 0 | 0 |
| The Progressive Corporation | COM | 743315103 |  | 4270 | 16 | SH |  | SOLE |  | 16 | 0 | 0 |
| Prudential Financial Inc | COM | 744320102 |  | 8058 | 75 | SH |  | DFND |  | 75 | 0 | 0 |
| Prudential Financial Inc | COM | 744320102 |  | 61241 | 570 | SH |  | SOLE |  | 570 | 0 | 0 |
| Qualcomm Inc Com | COM | 747525103 |  | 136964 | 860 | SH |  | DFND |  | 860 | 0 | 0 |
| Qualcomm Inc Com | COM | 747525103 |  | 121038 | 760 | SH |  | SOLE |  | 760 | 0 | 0 |
| Quanta Services Inc | COM | 74762E102 |  | 11342 | 30 | SH |  | DFND |  | 30 | 0 | 0 |
| Quanta Services Inc | COM | 74762E102 |  | 784138 | 2074 | SH |  | SOLE |  | 2074 | 0 | 0 |
| Raymond James Financial Inc. Ordinary Shares | COM | 754730109 |  | 2301 | 15 | SH |  | DFND |  | 15 | 0 | 0 |
| Raymond James Financial Inc. Ordinary Shares | COM | 754730109 |  | 379591 | 2475 | SH |  | SOLE |  | 2475 | 0 | 0 |
| Raytheon Technologies Corp | COM | 75513E101 |  | 182525 | 1250 | SH |  | SOLE |  | 1250 | 0 | 0 |
| Republic Svcs Inc Com | COM | 760759100 |  | 2466 | 10 | SH |  | DFND |  | 10 | 0 | 0 |
| Republic Svcs Inc Com | COM | 760759100 |  | 965478 | 3915 | SH |  | SOLE |  | 3915 | 0 | 0 |
| Rigetti Computing Inc Ordinary Shares | COMMON STOCK | 76655K103 |  | 2609 | 220 | SH |  | DFND |  | 220 | 0 | 0 |
| Rivian Automotive Inc Com CL A | COM CL A | 76954A103 |  | 3916 | 285 | SH |  | DFND |  | 285 | 0 | 0 |
| Rockwell Intl Corp New Automation | COM | 773903109 |  | 31888 | 96 | SH |  | SOLE |  | 96 | 0 | 0 |
| Rollins Inc. | COM | 775711104 |  | 2144 | 38 | SH |  | SOLE |  | 38 | 0 | 0 |
| Roper Technologies Inc | COM | 776696106 |  | 11337 | 20 | SH |  | DFND |  | 20 | 0 | 0 |
| Roper Technologies Inc | COM | 776696106 |  | 1357582 | 2395 | SH |  | SOLE |  | 2395 | 0 | 0 |
| Ross Stores Inc | COM | 778296103 |  | 59325 | 465 | SH |  | SOLE |  | 465 | 0 | 0 |
| Shell PLC Spon ADS | SPON ADS | 780259305 |  | 18659 | 265 | SH |  | SOLE |  | 265 | 0 | 0 |
| SPDR S 500 Index | TR UNIT | 78462F103 |  | 15446 | 25 | SH |  | DFND |  | 25 | 0 | 0 |
| SPDR S 500 Index | TR UNIT | 78462F103 |  | 3899869 | 6312 | SH |  | SOLE |  | 6312 | 0 | 0 |
| SPDR Gold Trust ETF | GOLD SHS | 78463V107 |  | 18290 | 60 | SH |  | DFND |  | 60 | 0 | 0 |
| SPDR Gold Trust ETF | GOLD SHS | 78463V107 |  | 548084 | 1798 | SH |  | SOLE |  | 1798 | 0 | 0 |
| SPDR Ser Tr S Divid ETF | S DIVID ETF | 78464A763 |  | 23074 | 170 | SH |  | SOLE |  | 170 | 0 | 0 |
| SPDR Dow Jones Industrial Average | UT SER 1 | 78467X109 |  | 4407 | 10 | SH |  | DFND |  | 10 | 0 | 0 |
| SPDR Dow Jones Industrial Average | UT SER 1 | 78467X109 |  | 238392 | 541 | SH |  | SOLE |  | 541 | 0 | 0 |
| SPDR Nuveen Barclays Sht Trm | NUVEEN ICE SHORT | 78468R739 |  | 46634 | 975 | SH |  | SOLE |  | 975 | 0 | 0 |
| Salesforce Com Inc | COM | 79466L302 |  | 9544 | 35 | SH |  | DFND |  | 35 | 0 | 0 |
| Salesforce Com Inc | COM | 79466L302 |  | 1258464 | 4615 | SH |  | SOLE |  | 4615 | 0 | 0 |
| Schwab Charles Corp New | COM | 808513105 |  | 8485 | 93 | SH |  | SOLE |  | 93 | 0 | 0 |
| Materials Sector SPDR | SBI MATERIALS | 81369Y100 |  | 1317 | 15 | SH |  | DFND |  | 15 | 0 | 0 |
| Materials Sector SPDR | SBI MATERIALS | 81369Y100 |  | 41271 | 470 | SH |  | SOLE |  | 470 | 0 | 0 |
| Select Sector SPDR Tr SBI Healthcare | SBI HEALTHCARE | 81369Y209 |  | 26958 | 200 | SH |  | DFND |  | 200 | 0 | 0 |
| Select Sector SPDR Tr SBI Healthcare | SBI HEALTHCARE | 81369Y209 |  | 144225 | 1070 | SH |  | SOLE |  | 1070 | 0 | 0 |
| Consumer Staples Sector SPDR | SBI CONS STPLS | 81369Y308 |  | 1215 | 15 | SH |  | DFND |  | 15 | 0 | 0 |
| Consumer Staples Sector SPDR | SBI CONS STPLS | 81369Y308 |  | 228092 | 2817 | SH |  | SOLE |  | 2817 | 0 | 0 |
| Consumer Discretionary Sector SPDR | SBI CONS DISCR | 81369Y407 |  | 22820 | 105 | SH |  | DFND |  | 105 | 0 | 0 |
| Consumer Discretionary Sector SPDR | SBI CONS DISCR | 81369Y407 |  | 542238 | 2495 | SH |  | SOLE |  | 2495 | 0 | 0 |
| Energy Sector SPDR | ENERGY | 81369Y506 |  | 1272 | 15 | SH |  | DFND |  | 15 | 0 | 0 |
| Energy Sector SPDR | ENERGY | 81369Y506 |  | 53854 | 635 | SH |  | SOLE |  | 635 | 0 | 0 |
| Financial Sector SPDR | FINANCIAL | 81369Y605 |  | 351350 | 6709 | SH |  | SOLE |  | 6709 | 0 | 0 |
| Industrial Sector SPDR | INDL | 81369Y704 |  | 14752 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| Industrial Sector SPDR | INDL | 81369Y704 |  | 285009 | 1932 | SH |  | SOLE |  | 1932 | 0 | 0 |
| Select Sector SPDR Tr Technology | TECHNOLOGY | 81369Y803 |  | 68372 | 270 | SH |  | DFND |  | 270 | 0 | 0 |
| Select Sector SPDR Tr Technology | TECHNOLOGY | 81369Y803 |  | 1085344 | 4286 | SH |  | SOLE |  | 4286 | 0 | 0 |
| Communication Services Select SPDR | COMMUNICATION | 81369Y852 |  | 638699 | 5885 | SH |  | SOLE |  | 5885 | 0 | 0 |
| Select SEC Real Estate | RL EST SEL SEC | 81369Y860 |  | 5592 | 135 | SH |  | DFND |  | 135 | 0 | 0 |
| Select SEC Real Estate | RL EST SEL SEC | 81369Y860 |  | 181130 | 4373 | SH |  | SOLE |  | 4373 | 0 | 0 |
| Utilities Sector SPDR | SBI INT-UTILS | 81369Y886 |  | 69411 | 850 | SH |  | DFND |  | 850 | 0 | 0 |
| Utilities Sector SPDR | SBI INT-UTILS | 81369Y886 |  | 278052 | 3405 | SH |  | SOLE |  | 3405 | 0 | 0 |
| Servicenow Inc | COM | 81762P102 |  | 5140 | 5 | SH |  | DFND |  | 5 | 0 | 0 |
| Servicenow Inc | COM | 81762P102 |  | 886205 | 862 | SH |  | SOLE |  | 862 | 0 | 0 |
| Sherwin Williams Co. | COM | 824348106 |  | 5494 | 16 | SH |  | SOLE |  | 16 | 0 | 0 |
| Shopify Inc | CL A | 82509L107 |  | 2307 | 20 | SH |  | DFND |  | 20 | 0 | 0 |
| Shopify Inc | CL A | 82509L107 |  | 575020 | 4985 | SH |  | SOLE |  | 4985 | 0 | 0 |
| Simon Property Group Inc | COM | 828806109 |  | 16076 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| Sirius Xm Holdings Inc. | COMMON STOCK | 829933100 |  | 15574 | 678 | SH |  | SOLE |  | 678 | 0 | 0 |
| Snowflake Inc Ordinary Shares - Class A | CL A | 833445109 |  | 25734 | 115 | SH |  | DFND |  | 115 | 0 | 0 |
| Southern Co Com | COM | 842587107 |  | 162080 | 1765 | SH |  | DFND |  | 1765 | 0 | 0 |
| Southern Co Com | COM | 842587107 |  | 1970580 | 21459 | SH |  | SOLE |  | 21459 | 0 | 0 |
| Square Inc. | CL A | 852234103 |  | 6793 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| Square Inc. | CL A | 852234103 |  | 16983 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| Sysco Corp | COM | 871829107 |  | 26509 | 350 | SH |  | SOLE |  | 350 | 0 | 0 |
| TJX Cos Inc New | COM | 872540109 |  | 100644 | 815 | SH |  | SOLE |  | 815 | 0 | 0 |
| Taiwan Semiconductor ADR | SPONSORED ADS | 874039100 |  | 9060 | 40 | SH |  | SOLE |  | 40 | 0 | 0 |
| Take-Two Interactive Softwarcom | COM | 874054109 |  | 9714 | 40 | SH |  | SOLE |  | 40 | 0 | 0 |
| Target Corp | COM | 87612E106 |  | 59190 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| Tesla Inc Com | COM | 88160R101 |  | 558764 | 1759 | SH |  | DFND |  | 1759 | 0 | 0 |
| Tesla Inc Com | COM | 88160R101 |  | 417723 | 1315 | SH |  | SOLE |  | 1315 | 0 | 0 |
| Texas Instrs Inc Com | COM | 882508104 |  | 110039 | 530 | SH |  | SOLE |  | 530 | 0 | 0 |
| The ODP Corp USD 0.01 | COM | 88337F105 |  | 181 | 10 | SH |  | DFND |  | 10 | 0 | 0 |
| Thermo Fisher Scientific Inc | COM | 883556102 |  | 48250 | 119 | SH |  | SOLE |  | 119 | 0 | 0 |
| 3M Co Com | COM | 88579Y101 |  | 19030 | 125 | SH |  | DFND |  | 125 | 0 | 0 |
| 3M Co Com | COM | 88579Y101 |  | 27403 | 180 | SH |  | SOLE |  | 180 | 0 | 0 |
| Timken Co | COM | 887389104 |  | 5804 | 80 | SH |  | SOLE |  | 80 | 0 | 0 |
| Tractor Supply | COM | 892356106 |  | 18470 | 350 | SH |  | DFND |  | 350 | 0 | 0 |
| Transdigm Group Incorporated | COM | 893641100 |  | 3041 | 2 | SH |  | SOLE |  | 2 | 0 | 0 |
| Travelers Cos Inc | COM | 89417E109 |  | 89358 | 334 | SH |  | DFND |  | 334 | 0 | 0 |
| Travelers Cos Inc | COM | 89417E109 |  | 6689 | 25 | SH |  | SOLE |  | 25 | 0 | 0 |
| Truist Finl Corp Com | COM | 89832Q109 |  | 230340 | 5358 | SH |  | DFND |  | 5358 | 0 | 0 |
| Truist Finl Corp Com | COM | 89832Q109 |  | 97974 | 2279 | SH |  | SOLE |  | 2279 | 0 | 0 |
| US Bancorp | COM NEW | 902973304 |  | 22625 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| Ulta Salon Cosmetics  Fragrance | COM | 90384S303 |  | 7017 | 15 | SH |  | DFND |  | 15 | 0 | 0 |
| Ulta Salon Cosmetics  Fragrance | COM | 90384S303 |  | 46782 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| Unilever PLC Amer Shs ADR | SPON ADR NEW | 904767704 |  | 50465 | 825 | SH |  | DFND |  | 825 | 0 | 0 |
| Unilever PLC Amer Shs ADR | SPON ADR NEW | 904767704 |  | 21410 | 350 | SH |  | SOLE |  | 350 | 0 | 0 |
| Union Pac Corp Com | COM | 907818108 |  | 46016 | 200 | SH |  | DFND |  | 200 | 0 | 0 |
| Union Pac Corp Com | COM | 907818108 |  | 162667 | 707 | SH |  | SOLE |  | 707 | 0 | 0 |
| United Bankshares Inc West Vcom | COM | 909907107 |  | 9180 | 252 | SH |  | SOLE |  | 252 | 0 | 0 |
| United Parcel Services B | CL B | 911312106 |  | 34824 | 345 | SH |  | DFND |  | 345 | 0 | 0 |
| United Parcel Services B | CL B | 911312106 |  | 2019 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| UnitedHealth Group Inc Com | COM | 91324P102 |  | 33381 | 107 | SH |  | DFND |  | 107 | 0 | 0 |
| UnitedHealth Group Inc Com | COM | 91324P102 |  | 187494 | 601 | SH |  | SOLE |  | 601 | 0 | 0 |
| Vale S A ADR | SPONSORED ADS | 91912E105 |  | 4855 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| Valero Energy New | COM | 91913Y100 |  | 55112 | 410 | SH |  | DFND |  | 410 | 0 | 0 |
| Valero Energy New | COM | 91913Y100 |  | 1013661 | 7541 | SH |  | SOLE |  | 7541 | 0 | 0 |
| Vaneck Vec High Yld Mun ETF | HIGH YLD MUNIETF | 92189H409 |  | 20084 | 400 | SH |  | DFND |  | 400 | 0 | 0 |
| Vaneck Vec High Yld Mun ETF | HIGH YLD MUNIETF | 92189H409 |  | 1503589 | 29946 | SH |  | SOLE |  | 29946 | 0 | 0 |
| Vanguard ESG Intl ETF | ESG INTL STK ETF | 921910725 |  | 1310 | 20 | SH |  | DFND |  | 20 | 0 | 0 |
| Vanguard ESG Intl ETF | ESG INTL STK ETF | 921910725 |  | 181501 | 2771 | SH |  | SOLE |  | 2771 | 0 | 0 |
| Vanguard Bond Index Fund Inctotal Bd Market | TOTAL BND MRKT | 921937835 |  | 4786 | 65 | SH |  | DFND |  | 65 | 0 | 0 |
| Vanguard Bond Index Fund Inctotal Bd Market | TOTAL BND MRKT | 921937835 |  | 1940813 | 26359 | SH |  | SOLE |  | 26359 | 0 | 0 |
| Vanguard Europe Pacific ETF | VAN FTSE DEV MKT | 921943858 |  | 459786 | 8065 | SH |  | SOLE |  | 8065 | 0 | 0 |
| Vanguard High Dividend Yield ETF | HIGH DIV YLD | 921946406 |  | 30661 | 230 | SH |  | SOLE |  | 230 | 0 | 0 |
| Vanguard Intl Equity Index Fftse Europe ETF | FTSE EUROPE ETF | 922042874 |  | 343325 | 4430 | SH |  | SOLE |  | 4430 | 0 | 0 |
| Vanguard Utilities Index Fund ETF | UTILITIES ETF | 92204A876 |  | 15886 | 90 | SH |  | DFND |  | 90 | 0 | 0 |
| Vanguard Scottsdale FDS Int-Term Corp | INT-TERM CORP | 92206C870 |  | 3317 | 40 | SH |  | DFND |  | 40 | 0 | 0 |
| Vanguard Scottsdale FDS Int-Term Corp | INT-TERM CORP | 92206C870 |  | 461616 | 5567 | SH |  | SOLE |  | 5567 | 0 | 0 |
| Vanguard Index FDS S 500 ETF Shs | S 500 ETF SHS | 922908363 |  | 113606 | 200 | SH |  | DFND |  | 200 | 0 | 0 |
| Vanguard Index FDS S 500 ETF Shs | S 500 ETF SHS | 922908363 |  | 10994789 | 19356 | SH |  | SOLE |  | 19356 | 0 | 0 |
| Vanguard Index FDS McAp Vl Idxvip | MCAP VL IDXVIP | 922908512 |  | 19735 | 120 | SH |  | DFND |  | 120 | 0 | 0 |
| Vanguard Index FDS McAp Vl Idxvip | MCAP VL IDXVIP | 922908512 |  | 4281716 | 26035 | SH |  | SOLE |  | 26035 | 0 | 0 |
| Vanguard Index FDS McAp GR Idxvip | MCAP GR IDXVIP | 922908538 |  | 25595 | 90 | SH |  | DFND |  | 90 | 0 | 0 |
| Vanguard Index FDS McAp GR Idxvip | MCAP GR IDXVIP | 922908538 |  | 4909993 | 17265 | SH |  | SOLE |  | 17265 | 0 | 0 |
| Vanguard Index FDS Sml CP Grw ETF | SML CP GRW ETF | 922908595 |  | 909471 | 3284 | SH |  | SOLE |  | 3284 | 0 | 0 |
| Vanguard Small-Cap Value ETF | SM CP VAL ETF | 922908611 |  | 9751 | 50 | SH |  | DFND |  | 50 | 0 | 0 |
| Vanguard Small-Cap Value ETF | SM CP VAL ETF | 922908611 |  | 1743974 | 8943 | SH |  | SOLE |  | 8943 | 0 | 0 |
| Vanguard Mid-Cap ETF | MID CAP ETF | 922908629 |  | 106335 | 380 | SH |  | DFND |  | 380 | 0 | 0 |
| Vanguard Mid-Cap ETF | MID CAP ETF | 922908629 |  | 4760748 | 17013 | SH |  | SOLE |  | 17013 | 0 | 0 |
| Vanguard Growth ETF | GROWTH ETF | 922908736 |  | 78912 | 180 | SH |  | DFND |  | 180 | 0 | 0 |
| Vanguard Growth ETF | GROWTH ETF | 922908736 |  | 9924061 | 22637 | SH |  | SOLE |  | 22637 | 0 | 0 |
| Vanguard Value ETF | VALUE ETF | 922908744 |  | 60975 | 345 | SH |  | DFND |  | 345 | 0 | 0 |
| Vanguard Value ETF | VALUE ETF | 922908744 |  | 15496210 | 87678 | SH |  | SOLE |  | 87678 | 0 | 0 |
| Vanguard Index FDS Small CP ETF | SMALL CP ETF | 922908751 |  | 63985 | 270 | SH |  | DFND |  | 270 | 0 | 0 |
| Vanguard Index FDS Small CP ETF | SMALL CP ETF | 922908751 |  | 3200178 | 13504 | SH |  | SOLE |  | 13504 | 0 | 0 |
| Veralto Corp | COM SHS | 92338C103 |  | 5048 | 50 | SH |  | DFND |  | 50 | 0 | 0 |
| Veralto Corp | COM SHS | 92338C103 |  | 27257 | 270 | SH |  | SOLE |  | 270 | 0 | 0 |
| Verizon Communications | COM | 92343V104 |  | 85502 | 1976 | SH |  | DFND |  | 1976 | 0 | 0 |
| Verizon Communications | COM | 92343V104 |  | 1066519 | 24648 | SH |  | SOLE |  | 24648 | 0 | 0 |
| VISA Inc | COM CL A | 92826C839 |  | 87697 | 247 | SH |  | SOLE |  | 247 | 0 | 0 |
| Vontier Corp | COM | 928881101 |  | 98892 | 2680 | SH |  | SOLE |  | 2680 | 0 | 0 |
| Vulcan Materials Co | COM | 929160109 |  | 2087 | 8 | SH |  | SOLE |  | 8 | 0 | 0 |
| W P Carey Inc | COM | 92936U109 |  | 25888 | 415 | SH |  | DFND |  | 415 | 0 | 0 |
| WEC Energy Group Inc | COM | 92939U106 |  | 2084 | 20 | SH |  | DFND |  | 20 | 0 | 0 |
| WEC Energy Group Inc | COM | 92939U106 |  | 357406 | 3430 | SH |  | SOLE |  | 3430 | 0 | 0 |
| Wal Mart Stores Inc Com | COM | 931142103 |  | 67468 | 690 | SH |  | DFND |  | 690 | 0 | 0 |
| Wal Mart Stores Inc Com | COM | 931142103 |  | 914732 | 9355 | SH |  | SOLE |  | 9355 | 0 | 0 |
| Warner Bros Discovery Inc Com Ser A | COM SER A | 934423104 |  | 5650 | 493 | SH |  | DFND |  | 493 | 0 | 0 |
| Waste Management Inc | COM | 94106L109 |  | 195870 | 856 | SH |  | DFND |  | 856 | 0 | 0 |
| Waste Management Inc | COM | 94106L109 |  | 168412 | 736 | SH |  | SOLE |  | 736 | 0 | 0 |
| Watsco Inc. | COM | 942622200 |  | 1766 | 4 | SH |  | SOLE |  | 4 | 0 | 0 |
| Wells Fargo  Company | COM | 949746101 |  | 70105 | 875 | SH |  | DFND |  | 875 | 0 | 0 |
| Wells Fargo  Company | COM | 949746101 |  | 65698 | 820 | SH |  | SOLE |  | 820 | 0 | 0 |
| Welltower Inc | COM | 95040Q104 |  | 84552 | 550 | SH |  | DFND |  | 550 | 0 | 0 |
| Welltower Inc | COM | 95040Q104 |  | 38433 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| Wendy's Company | COM | 95058W100 |  | 1142 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| Wendy's Company | COM | 95058W100 |  | 12939 | 1133 | SH |  | SOLE |  | 1133 | 0 | 0 |
| Xylem Inc | COM | 98419M100 |  | 20698 | 160 | SH |  | SOLE |  | 160 | 0 | 0 |
| YUM Brands Inc | COM | 988498101 |  | 138104 | 932 | SH |  | DFND |  | 932 | 0 | 0 |
| YUM Brands Inc | COM | 988498101 |  | 18523 | 125 | SH |  | SOLE |  | 125 | 0 | 0 |
| Zoetis Inc CL A | CL A | 98978V103 |  | 477987 | 3065 | SH |  | SOLE |  | 3065 | 0 | 0 |
| AON PLC Shs CL A | SHS CL A | G0403H108 |  | 53514 | 150 | SH |  | SOLE |  | 150 | 0 | 0 |
| Arch Capital Group Ltd | ORD | G0450A105 |  | 6009 | 66 | SH |  | SOLE |  | 66 | 0 | 0 |
| Accenture LTD | SHS CLASS A | G1151C101 |  | 2391 | 8 | SH |  | SOLE |  | 8 | 0 | 0 |
| Coca-Cola European Partners PLC | SHS | G25839104 |  | 9206 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| Eaton Corporation PLC | SHS | G29183103 |  | 256319 | 718 | SH |  | SOLE |  | 718 | 0 | 0 |
| Norwegian Cruise Line Hldg Lshs | SHS | G66721104 |  | 2028 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| Smurfit Westrock Plc Ordinary Shares | SHS | G8267P108 |  | 3236 | 75 | SH |  | DFND |  | 75 | 0 | 0 |
| Smurfit Westrock Plc Ordinary Shares | SHS | G8267P108 |  | 38101 | 883 | SH |  | SOLE |  | 883 | 0 | 0 |
| Trane Technologies PLC | SHS | G8994E103 |  | 130786 | 299 | SH |  | SOLE |  | 299 | 0 | 0 |
| Chubb Limited Com | COM | H1467J104 |  | 46065 | 159 | SH |  | SOLE |  | 159 | 0 | 0 |
| Crispr Therapeutics AG | NAMEN AKT | H17182108 |  | 4864 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| Dht Holdings Inc Ordinary Shares | SHS NEW | Y2065G121 |  | 21620 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |

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