# EDGAR Filing Document

**Accession Number:** 0002044675
**File Stem:** 0002044675-26-000004
**Filing Date:** 2026-4
**Character Count:** 12718
**Document Hash:** 71ec57de37100ef8c7238f0fc5500dfe
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002044675-26-000004.hdr.sgml**: 20260422

**ACCESSION NUMBER**: 0002044675-26-000004

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260422

**DATE AS OF CHANGE**: 20260422

**EFFECTIVENESS DATE**: 20260422

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Shum Financial Group, Inc.
- **CENTRAL INDEX KEY:** 0002044675

**ORGANIZATION NAME:**
- **EIN:** 814054345
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24465
- **FILM NUMBER:** 26882478

**BUSINESS ADDRESS:**
- **STREET 1:** 2205 HARBOR BAY PARKWAY
- **CITY:** ALAMEDA
- **STATE:** CA
- **ZIP:** 94502
- **BUSINESS PHONE:** 510-748-7462

**MAIL ADDRESS:**
- **STREET 1:** 2205 HARBOR BAY PARKWAY
- **CITY:** ALAMEDA
- **STATE:** CA
- **ZIP:** 94502

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Shum Financial Group Inc.<br>**Address:** 2205 HARBOR BAY PARKWAY<br>ALAMEDA, CA 94502

**Form 13F File Number:** 028-24465

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Cliff Shum<br>**Title:** President<br>**Phone:** 5107487462

**Signature, Place, and Date of Signing:**

Cliff Shum  Alameda, CA  04-22-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 93

**Form 13F Information Table Value Total:** $141426337

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 2748786 | 9559 | SH |  | SOLE |  | 563 | 0 | 8996 |
| AMERICAN TOWER CORP | COM | 03027X100 |  | 769936 | 4461 | SH |  | SOLE |  | 109 | 0 | 4352 |
| APPLE INC | COM | 037833100 |  | 12334307 | 48600 | SH |  | SOLE |  | 18032 | 0 | 30568 |
| BLACKROCK INC | COM | 09290D101 |  | 2096359 | 2180 | SH |  | SOLE |  | 53 | 0 | 2127 |
| BLACKSTONE INC | COM | 09260D107 |  | 479278 | 4168 | SH |  | SOLE |  | 37 | 0 | 4131 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 592870 | 6308 | SH |  | SOLE |  | 824 | 0 | 5484 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 1652081 | 1658 | SH |  | SOLE |  | 42 | 0 | 1616 |
| ELI LILLY  CO | COM | 532457108 |  | 1366778 | 1486 | SH |  | SOLE |  | 25 | 0 | 1461 |
| FEDEX CORP | COM | 31428X106 |  | 734087 | 2061 | SH |  | SOLE |  | 55 | 0 | 2006 |
| ISHARES TR | MSCI ACWI ETF | 464288257 |  | 636725 | 4602 | SH |  | SOLE |  | 494 | 0 | 4108 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 2662170 | 23904 | SH |  | SOLE |  | 1518 | 0 | 22386 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 11164508 | 150162 | SH |  | SOLE |  | 4146 | 0 | 146016 |
| ISHARES TR | MSCI INTL QUALTY | 46434V456 |  | 3983963 | 86177 | SH |  | SOLE |  | 5736 | 0 | 80441 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 5871112 | 30609 | SH |  | SOLE |  | 1102 | 0 | 29507 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 3055543 | 10387 | SH |  | SOLE |  | 86 | 0 | 10301 |
| MICROSOFT CORP | COM | 594918104 |  | 4577006 | 12365 | SH |  | SOLE |  | 1661 | 0 | 10704 |
| NETFLIX INC. | COM | 64110L106 |  | 844460 | 8783 | SH |  | SOLE |  | 420 | 0 | 8363 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 3741818 | 21455 | SH |  | SOLE |  | 2749 | 0 | 18706 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 1041599 | 6497 | SH |  | SOLE |  | 329 | 0 | 6168 |
| PPL CORP | COM | 69351T106 |  | 1184506 | 31008 | SH |  | SOLE |  | 136 | 0 | 30872 |
| SALESFORCE INC | COM | 79466L302 |  | 795774 | 4263 | SH |  | SOLE |  | 237 | 0 | 4026 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X509 |  | 3717893 | 79256 | SH |  | SOLE |  | 3954 | 0 | 75302 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A763 |  | 3823336 | 26198 | SH |  | SOLE |  | 749 | 0 | 25449 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A839 |  | 2491744 | 29263 | SH |  | SOLE |  | 1777 | 0 | 27486 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A847 |  | 2817266 | 47573 | SH |  | SOLE |  | 1662 | 0 | 45911 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 |  | 2873805 | 29351 | SH |  | SOLE |  | 1673 | 0 | 27678 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 |  | 3608522 | 63777 | SH |  | SOLE |  | 4613 | 0 | 59164 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R853 |  | 4651555 | 96266 | SH |  | SOLE |  | 2313 | 0 | 93953 |
| VISA INC | COM CL A | 92826C839 |  | 1343535 | 4445 | SH |  | SOLE |  | 155 | 0 | 4290 |
| WALMART INC | COM | 931142103 |  | 2767330 | 22267 | SH |  | SOLE |  | 761 | 0 | 21506 |
| ABBOTT LABORATORIES | COM | 002824100 |  | 824604 | 8032 | SH |  | SOLE |  | 285 | 0 | 7747 |
| ABBVIE INC | COM | 00287Y109 |  | 1140424 | 5244 | SH |  | SOLE |  | 214 | 0 | 5030 |
| CISCO SYS INC | COM | 17275R102 |  | 875138 | 11279 | SH |  | SOLE |  | 284 | 0 | 10995 |
| ISHARES TR | 10+ YR INVST GRD | 464289511 |  | 4946572 | 99669 | SH |  | SOLE |  | 3610 | 0 | 96059 |
| ISHARES TR | GLOBAL TECH ETF | 464287291 |  | 1888716 | 18893 | SH |  | SOLE |  | 181 | 0 | 18712 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 716202 | 1185 | SH |  | SOLE |  | 27 | 0 | 1158 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 389492 | 4495 | SH |  | SOLE |  | 35 | 0 | 4460 |
| PROLOGIS INC. | COM | 74340W103 |  | 1257230 | 9512 | SH |  | SOLE |  | 282 | 0 | 9230 |
| QUALCOMM INC | COM | 747525103 |  | 825480 | 6410 | SH |  | SOLE |  | 210 | 0 | 6200 |
| SSGA ACTIVE ETF TR | STATE STREET BLA | 78467V608 |  | 1218316 | 30352 | SH |  | SOLE |  | 990 | 0 | 29362 |
| SSGA ACTIVE TR | STATE STREET DOU | 78470P309 |  | 1054349 | 24773 | SH |  | SOLE |  | 1791 | 0 | 22982 |
| SELECT SECTOR SPDR TR | STATE STREET HEA | 81369Y209 |  | 845646 | 5768 | SH |  | SOLE |  | 122 | 0 | 5646 |
| TARGET CORP | COM | 87612E106 |  | 365251 | 3014 | SH |  | SOLE |  | 7 | 0 | 3007 |
| TCW ETF TRUST | CORE PLUS BOND | 87191E105 |  | 954992 | 25206 | SH |  | SOLE |  | 0 | 0 | 25206 |
| HOME DEPOT INC | COM | 437076102 |  | 2029251 | 6170 | SH |  | SOLE |  | 9 | 0 | 6161 |
| UNITED PARCEL SVCS INC | CL B | 911312106 |  | 813504 | 8269 | SH |  | SOLE |  | 492 | 0 | 7777 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 869174 | 10504 | SH |  | SOLE |  | 525 | 0 | 9979 |
| ISHARES TR | CRE U S REIT ETF | 464288521 |  | 1310555 | 22141 | SH |  | SOLE |  | 581 | 0 | 21560 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A649 |  | 543266 | 21205 | SH |  | SOLE |  | 1547 | 0 | 19658 |
| SELECT SECTOR SPDR TR | STATE STREET UTI | 81369Y886 |  | 1453749 | 31679 | SH |  | SOLE |  | 524 | 0 | 31155 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 377027 | 1753 | SH |  | SOLE |  | 82 | 0 | 1671 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 486963 | 3588 | SH |  | SOLE |  | 473 | 0 | 3115 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 221023 | 1778 | SH |  | SOLE |  | 447 | 0 | 1331 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 668471 | 3286 | SH |  | SOLE |  | 134 | 0 | 3152 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 2844972 | 11639 | SH |  | SOLE |  | 336 | 0 | 11303 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 943552 | 6532 | SH |  | SOLE |  | 20 | 0 | 6512 |
| DISNEY WALT CO | COM | 254687106 |  | 574136 | 5957 | SH |  | SOLE |  | 83 | 0 | 5874 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 1395433 | 5157 | SH |  | SOLE |  | 191 | 0 | 4966 |
| AMAZON COM INC | COM | 023135106 |  | 2559626 | 12290 | SH |  | SOLE |  | 700 | 0 | 11590 |
| CHEVRON CORPORATION | COM | 166764100 |  | 640562 | 3096 | SH |  | SOLE |  | 67 | 0 | 3029 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 453266 | 1161 | SH |  | SOLE |  | 51 | 0 | 1110 |
| GE AEROSPACE | COM NEW | 369604301 |  | 556816 | 1962 | SH |  | SOLE |  | 0 | 0 | 1962 |
| GE VERNOVA INC | COM | 36828A101 |  | 406771 | 466 | SH |  | SOLE |  | 0 | 0 | 466 |
| PUBLIC STORAGE OPER CO | COM | 74460D109 |  | 532672 | 1966 | SH |  | SOLE |  | 67 | 0 | 1899 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 219866 | 1336 | SH |  | SOLE |  | 0 | 0 | 1336 |
| PEPSICO INC | COM | 713448108 |  | 679284 | 4374 | SH |  | SOLE |  | 143 | 0 | 4231 |
| ARISTA NETWORKS INC | COM SHS | 040413205 |  | 308914 | 2516 | SH |  | SOLE |  | 278 | 0 | 2238 |
| BROADCOM INC | COM | 11135F101 |  | 884889 | 2859 | SH |  | SOLE |  | 180 | 0 | 2679 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 407138 | 1346 | SH |  | SOLE |  | 6 | 0 | 1340 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 206191 | 601 | SH |  | SOLE |  | 7 | 0 | 594 |
| ISHARES TR | CORE S ETF | 464287200 |  | 378050 | 579 | SH |  | SOLE |  | 0 | 0 | 579 |
| MCDONALDS CORP | COM | 580135101 |  | 332498 | 1070 | SH |  | SOLE |  | 53 | 0 | 1017 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 236046 | 3577 | SH |  | SOLE |  | 597 | 0 | 2980 |
| MERCK  CO INC | COM | 58933Y105 |  | 716085 | 5953 | SH |  | SOLE |  | 0 | 0 | 5953 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 852328 | 5155 | SH |  | SOLE |  | 474 | 0 | 4681 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 531186 | 9372 | SH |  | SOLE |  | 521 | 0 | 8851 |
| HONEYWELL INTL INC | COM | 438516106 |  | 357127 | 1580 | SH |  | SOLE |  | 0 | 0 | 1580 |
| HERSHEY CO | COM | 427866108 |  | 613899 | 2953 | SH |  | SOLE |  | 0 | 0 | 2953 |
| AMGEN INC | COM | 031162100 |  | 336720 | 957 | SH |  | SOLE |  | 6 | 0 | 951 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 875270 | 3611 | SH |  | SOLE |  | 120 | 0 | 3491 |
| ASML HLDG NV | N Y REGISTRY SHS | N07059210 |  | 347378 | 263 | SH |  | SOLE |  | 27 | 0 | 236 |
| 3M CO | COM | 88579Y101 |  | 266650 | 1836 | SH |  | SOLE |  | 27 | 0 | 1809 |
| ORACLE CORP | COM | 68389X105 |  | 807045 | 5486 | SH |  | SOLE |  | 33 | 0 | 5453 |
| ISHARES U S ETF TR | SHORT DURATION B | 46431W507 |  | 281321 | 5534 | SH |  | SOLE |  | 234 | 0 | 5300 |
| META PLATFORMS INC | CL A | 30303M102 |  | 311239 | 544 | SH |  | SOLE |  | 197 | 0 | 347 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 245201 | 3631 | SH |  | SOLE |  | 1419 | 0 | 2212 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 521637 | 1626 | SH |  | SOLE |  | 0 | 0 | 1626 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 916590 | 5403 | SH |  | SOLE |  | 1619 | 0 | 3784 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 303403 | 3173 | SH |  | SOLE |  | 0 | 0 | 3173 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 576957 | 1204 | SH |  | SOLE |  | 34 | 0 | 1170 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 46641Q654 |  | 858605 | 16842 | SH |  | SOLE |  | 1922 | 0 | 14920 |
| ISHARES U S ETF TR | SHORT MATURITY M | 46431W838 |  | 206937 | 4111 | SH |  | SOLE |  | 0 | 0 | 4111 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 436030 | 1520 | SH |  | SOLE |  | 406 | 0 | 1114 |

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