# EDGAR Filing Document

**Accession Number:** 0001984256
**File Stem:** 0001984256-26-000004
**Filing Date:** 2026-5
**Character Count:** 74250
**Document Hash:** 61c60ccbd89e0b42e627d8653b022826
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001984256-26-000004.hdr.sgml**: 20260508

**ACCESSION NUMBER**: 0001984256-26-000004

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260508

**DATE AS OF CHANGE**: 20260508

**EFFECTIVENESS DATE**: 20260508

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Vanguard National Trust Co
- **CENTRAL INDEX KEY:** 0001984256

**ORGANIZATION NAME:**
- **EIN:** 233072844
- **STATE OF INCORPORATION:** PA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23299
- **FILM NUMBER:** 26957883

**BUSINESS ADDRESS:**
- **STREET 1:** 100 VANGUARD BVLD
- **CITY:** MALVERN
- **STATE:** PA
- **ZIP:** 19355
- **BUSINESS PHONE:** 877-662-7447

**MAIL ADDRESS:**
- **STREET 1:** 100 VANGUARD BVLD
- **CITY:** MALVERN
- **STATE:** PA
- **ZIP:** 19355

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Vanguard National Trust Co<br>**Address:** 100 VANGUARD BVLD<br>MALVERN, PA 19355

**Form 13F File Number:** 028-23299

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Beth Morales Singh<br>**Title:** Secretary<br>**Phone:** 610-503-3958

**Signature, Place, and Date of Signing:**

/s/ Beth Morales Singh  Malvern, PA  05-08-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 751

**Form 13F Information Table Value Total:** $1587361247

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| WISDOMTREE TR | INTL SMCAP DIV | 97717W760 |  | 69601 | 854 | SH |  | DFND |  | 854 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A607 |  | 146608 | 1452 | SH |  | DFND |  | 1452 | 0 | 0 |
| BANK NOVA SCOTIA B C | COM | 064149107 |  | 1733 | 25 | SH |  | DFND |  | 25 | 0 | 0 |
| ONEOK INC NEW | COM | 682680103 |  | 474186 | 5246 | SH |  | DFND |  | 5246 | 0 | 0 |
| BOX INC | CL A | 10316T104 |  | 969 | 41 | SH |  | DFND |  | 41 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 674281 | 3659 | SH |  | DFND |  | 3659 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 10910391 | 29474 | SH |  | DFND |  | 29474 | 0 | 0 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 438923 | 5580 | SH |  | DFND |  | 5580 | 0 | 0 |
| RESMED INC | COM | 761152107 |  | 33448 | 149 | SH |  | DFND |  | 149 | 0 | 0 |
| VANGUARD WORLD FD | COMM SRVC ETF | 92204A884 |  | 56829 | 316 | SH |  | DFND |  | 316 | 0 | 0 |
| FREEPORT MCMORAN INC | CL B | 35671D857 |  | 22160 | 377 | SH |  | DFND |  | 377 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 2880748 | 8759 | SH |  | DFND |  | 8759 | 0 | 0 |
| FIRST TR EXCHNG TRADED FD VI | FT ENERGY INCOME | 33740F276 |  | 57507 | 2557 | SH |  | DFND |  | 2557 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 2154420 | 3 | SH |  | DFND |  | 3 | 0 | 0 |
| IDEX CORP | COM | 45167R104 |  | 32792 | 173 | SH |  | DFND |  | 173 | 0 | 0 |
| DOW HLDGS INC | COM | 260557103 |  | 62725 | 1506 | SH |  | DFND |  | 1506 | 0 | 0 |
| CDW CORP | COM | 12514G108 |  | 1936 | 16 | SH |  | DFND |  | 16 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 |  | 870420 | 8890 | SH |  | DFND |  | 8890 | 0 | 0 |
| SHELL PLC | SPON ADS | 780259305 |  | 104346 | 1122 | SH |  | DFND |  | 1122 | 0 | 0 |
| VERTEX PHARMACEUTICALS INC | COM | 92532F100 |  | 131283 | 294 | SH |  | DFND |  | 294 | 0 | 0 |
| AUTOLIV INC | COM | 052800109 |  | 39014 | 371 | SH |  | DFND |  | 371 | 0 | 0 |
| BNY MELLON ETF TRUST | US LRG CP CORE | 09661T107 |  | 2931537 | 23488 | SH |  | DFND |  | 23488 | 0 | 0 |
| COHERENT CORP | COM | 19247G107 |  | 19295 | 81 | SH |  | DFND |  | 81 | 0 | 0 |
| WYNDHAM HOTELS  RESORTS INC | COM | 98311A105 |  | 1868 | 23 | SH |  | DFND |  | 23 | 0 | 0 |
| FERGUSON ENTERPRISES INC | COMMON STOCK NEW | 31488V107 |  | 35222 | 151 | SH |  | DFND |  | 151 | 0 | 0 |
| CORTEVA INC | COM | 22052L104 |  | 154194 | 1842 | SH |  | DFND |  | 1842 | 0 | 0 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 2896530 | 7883 | SH |  | DFND |  | 7883 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 154816 | 183 | SH |  | DFND |  | 183 | 0 | 0 |
| VANGUARD ADMIRAL FDS INC | SMLLCP 600 IDX | 921932828 |  | 8268 | 72 | SH |  | DFND |  | 72 | 0 | 0 |
| CHARTER COMMUNICATIONS INC | CL A | 16119P108 |  | 6908 | 32 | SH |  | DFND |  | 32 | 0 | 0 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 3210815 | 25061 | SH |  | DFND |  | 25061 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 141427 | 234 | SH |  | DFND |  | 234 | 0 | 0 |
| EBAY INC. | COM | 278642103 |  | 10558 | 116 | SH |  | DFND |  | 116 | 0 | 0 |
| VIATRIS INC | COM | 92556V106 |  | 5309 | 393 | SH |  | DFND |  | 393 | 0 | 0 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 249545 | 1301 | SH |  | DFND |  | 1301 | 0 | 0 |
| MONGODB INC | CL A | 60937P106 |  | 22764 | 93 | SH |  | DFND |  | 93 | 0 | 0 |
| QORVO INC | COM | 74736K101 |  | 1548 | 20 | SH |  | DFND |  | 20 | 0 | 0 |
| ASML HLDG NV | N Y REGISTRY SHS | N07059210 |  | 83212 | 63 | SH |  | DFND |  | 63 | 0 | 0 |
| AMERICAN TOWER CORP | COM | 03027X100 |  | 468555 | 2715 | SH |  | DFND |  | 2715 | 0 | 0 |
| ENBRIDGE INC | COM | 29250N105 |  | 114235 | 2110 | SH |  | DFND |  | 2110 | 0 | 0 |
| EDWARDS LIFESCIENCES CORP | COM | 28176E108 |  | 121802 | 1521 | SH |  | DFND |  | 1521 | 0 | 0 |
| UNITY SOFTWARE INC | COM | 91332U101 |  | 2611 | 119 | SH |  | DFND |  | 119 | 0 | 0 |
| US BANCORP | COM NEW | 902973304 |  | 66417 | 1277 | SH |  | DFND |  | 1277 | 0 | 0 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 45118 | 188 | SH |  | DFND |  | 188 | 0 | 0 |
| ISHARES TR | MSCI INTL QUALTY | 46434V456 |  | 36707 | 794 | SH |  | DFND |  | 794 | 0 | 0 |
| AMERIPRISE FINL INC | COM | 03076C106 |  | 3122354 | 7026 | SH |  | DFND |  | 7026 | 0 | 0 |
| VANECK ETF TRUST | JUNIOR GOLD MINE | 92189F791 |  | 528176 | 4400 | SH |  | DFND |  | 4400 | 0 | 0 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 308402 | 669 | SH |  | DFND |  | 669 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 3619659 | 29118 | SH |  | DFND |  | 29118 | 0 | 0 |
| AGNICO EAGLE MINES LTD | COM | 008474108 |  | 6292380 | 31000 | SH |  | DFND |  | 31000 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 1486214 | 4224 | SH |  | DFND |  | 4224 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 1048358 | 37643 | SH |  | DFND |  | 37643 | 0 | 0 |
| MARSH  MCLENNAN COS INC | COM | 571748102 |  | 690678 | 3982 | SH |  | DFND |  | 3982 | 0 | 0 |
| ISHARES TR | EXPANDED TECH | 464287515 |  | 34021 | 425 | SH |  | DFND |  | 425 | 0 | 0 |
| COTERRA ENERGY INC | COM | 127097103 |  | 11280 | 321 | SH |  | DFND |  | 321 | 0 | 0 |
| CHUBB LTD SWITZ | COM | H1467J104 |  | 400894 | 1230 | SH |  | DFND |  | 1230 | 0 | 0 |
| APPIAN CORP | CL A | 03782L101 |  | 2797 | 116 | SH |  | DFND |  | 116 | 0 | 0 |
| PRIMERICA INC | COM | 74164M108 |  | 100442 | 401 | SH |  | DFND |  | 401 | 0 | 0 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 |  | 101594 | 1994 | SH |  | DFND |  | 1994 | 0 | 0 |
| ROCKWELL AUTOMATION INC | COM | 773903109 |  | 12920 | 36 | SH |  | DFND |  | 36 | 0 | 0 |
| SANOFI SA | SPONSORED ADR | 80105N105 |  | 1205 | 25 | SH |  | DFND |  | 25 | 0 | 0 |
| QUANTA SVCS INC | COM | 74762E102 |  | 176235 | 321 | SH |  | DFND |  | 321 | 0 | 0 |
| DOMINION ENERGY INC | COM | 25746U109 |  | 26521 | 429 | SH |  | DFND |  | 429 | 0 | 0 |
| JD.COM INC | SPON ADS CL A | 47215P106 |  | 1479 | 50 | SH |  | DFND |  | 50 | 0 | 0 |
| CHARLES RIV LABS INTL INC | COM | 159864107 |  | 12075 | 70 | SH |  | DFND |  | 70 | 0 | 0 |
| AIR PRODUCTS AND CHEMICALS I | COM | 009158106 |  | 101962 | 351 | SH |  | DFND |  | 351 | 0 | 0 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X772 |  | 116194 | 2548 | SH |  | DFND |  | 2548 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 1248029 | 13437 | SH |  | DFND |  | 13437 | 0 | 0 |
| IDEXX LABS INC | COM | 45168D104 |  | 562 | 1 | SH |  | DFND |  | 1 | 0 | 0 |
| NUVEEN AMT FREE QLTY MUN INC | COM | 670657105 |  | 14947 | 1331 | SH |  | DFND |  | 1331 | 0 | 0 |
| TAKE-TWO INTERACTIVE SOFTWAR | COM | 874054109 |  | 8098 | 41 | SH |  | DFND |  | 41 | 0 | 0 |
| FIRSTENERGY CORP | COM | 337932107 |  | 3698 | 73 | SH |  | DFND |  | 73 | 0 | 0 |
| LENNAR CORP | CL A | 526057104 |  | 13460 | 155 | SH |  | DFND |  | 155 | 0 | 0 |
| DIAMONDBACK ENERGY INC | COM | 25278X109 |  | 122630 | 620 | SH |  | DFND |  | 620 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 4473888 | 54275 | SH |  | DFND |  | 54275 | 0 | 0 |
| STRYKER CORPORATION | COM | 863667101 |  | 210626 | 641 | SH |  | DFND |  | 641 | 0 | 0 |
| BARRICK MNG CORP | COM SHS | 06849F108 |  | 1142120 | 28000 | SH |  | DFND |  | 28000 | 0 | 0 |
| CHENIERE ENERGY INC | COM NEW | 16411R208 |  | 17877 | 63 | SH |  | DFND |  | 63 | 0 | 0 |
| CSX CORP | COM | 126408103 |  | 132674 | 3232 | SH |  | DFND |  | 3232 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 61349 | 618 | SH |  | DFND |  | 618 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 |  | 18042 | 386 | SH |  | DFND |  | 386 | 0 | 0 |
| GE VERNOVA INC | COM | 36828A101 |  | 2657108 | 3044 | SH |  | DFND |  | 3044 | 0 | 0 |
| TOTALENERGIES SE | ACT | F92124100 |  | 7824 | 86 | SH |  | DFND |  | 86 | 0 | 0 |
| SBA COMMUNICATIONS CORP | CL A | 78410G104 |  | 12392 | 72 | SH |  | DFND |  | 72 | 0 | 0 |
| SALESFORCE INC | COM | 79466L302 |  | 263578 | 1412 | SH |  | DFND |  | 1412 | 0 | 0 |
| ALARM COM HLDGS INC | COM | 011642105 |  | 1080 | 25 | SH |  | DFND |  | 25 | 0 | 0 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 1194948 | 5874 | SH |  | DFND |  | 5874 | 0 | 0 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 |  | 2273107 | 15597 | SH |  | DFND |  | 15597 | 0 | 0 |
| COGNIZANT TECHNOLOGY SOLUTIO | CL A | 192446102 |  | 25583 | 417 | SH |  | DFND |  | 417 | 0 | 0 |
| ISHARES TR | INTL SEL DIV ETF | 464288448 |  | 59584 | 1400 | SH |  | DFND |  | 1400 | 0 | 0 |
| RIO TINTO PLC | SPONSORED ADR | 767204100 |  | 1399 | 15 | SH |  | DFND |  | 15 | 0 | 0 |
| TRICO BANCSHARES | COM | 896095106 |  | 713 | 15 | SH |  | DFND |  | 15 | 0 | 0 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 1976805 | 11956 | SH |  | DFND |  | 11956 | 0 | 0 |
| SYLVAMO CORP | COMMON STOCK | 871332102 |  | 422 | 10 | SH |  | DFND |  | 10 | 0 | 0 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 76 | 2 | SH |  | DFND |  | 2 | 0 | 0 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 211614 | 647 | SH |  | DFND |  | 647 | 0 | 0 |
| VALVOLINE INC | COM | 92047W101 |  | 4580 | 136 | SH |  | DFND |  | 136 | 0 | 0 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 80068 | 237 | SH |  | DFND |  | 237 | 0 | 0 |
| WILLIAMS COS INC | COM | 969457100 |  | 85007 | 1168 | SH |  | DFND |  | 1168 | 0 | 0 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 126967 | 5542 | SH |  | DFND |  | 5542 | 0 | 0 |
| S GLOBAL INC | COM | 78409V104 |  | 18849367 | 44316 | SH |  | DFND |  | 44316 | 0 | 0 |
| LABCORP HOLDINGS INC | COM SHS | 504922105 |  | 105924 | 397 | SH |  | DFND |  | 397 | 0 | 0 |
| GUARDANT HEALTH INC | COM | 40131M109 |  | 4896 | 53 | SH |  | DFND |  | 53 | 0 | 0 |
| BHP BILLITON LIMITED | SPONSORED ADS | 088606108 |  | 26259 | 361 | SH |  | DFND |  | 361 | 0 | 0 |
| WSFS FINL CORP | COM | 929328102 |  | 7855 | 120 | SH |  | DFND |  | 120 | 0 | 0 |
| VANGUARD ADMIRAL FDS INC | MIDCP 400 IDX | 921932885 |  | 1696623 | 14841 | SH |  | DFND |  | 14841 | 0 | 0 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 655275 | 3149 | SH |  | DFND |  | 3149 | 0 | 0 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 96888 | 1099 | SH |  | DFND |  | 1099 | 0 | 0 |
| GENERAL MTRS CO | COM | 37045V100 |  | 820 | 11 | SH |  | DFND |  | 11 | 0 | 0 |
| JUMIA TECHNOLOGIES AG | SPONSORED ADS | 48138M105 |  | 69 | 10 | SH |  | DFND |  | 10 | 0 | 0 |
| PUTNAM ETF TRUST | FOCUSED LAR CAP | 746729300 |  | 60320 | 1300 | SH |  | DFND |  | 1300 | 0 | 0 |
| ATMOS ENERGY CORP | COM | 049560105 |  | 19396 | 105 | SH |  | DFND |  | 105 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 574464 | 22405 | SH |  | DFND |  | 22405 | 0 | 0 |
| NOVOCURE LTD | ORD SHS | G6674U108 |  | 120 | 11 | SH |  | DFND |  | 11 | 0 | 0 |
| FLUENT INC | COM NEW | 34380C201 |  | 1 | 0 | SH |  | DFND |  | 0 | 0 | 0 |
| NUTANIX INC | CL A | 67059N108 |  | 1901 | 50 | SH |  | DFND |  | 50 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 306776 | 12395 | SH |  | DFND |  | 12395 | 0 | 0 |
| MOODYS CORP | COM | 615369105 |  | 31846 | 73 | SH |  | DFND |  | 73 | 0 | 0 |
| NRG ENERGY INC | COM NEW | 629377508 |  | 20898 | 143 | SH |  | DFND |  | 143 | 0 | 0 |
| MARTIN MARIETTA MATLS INC | COM | 573284106 |  | 206038 | 350 | SH |  | DFND |  | 350 | 0 | 0 |
| PLANET LABS PBC | COM CL A | 72703X106 |  | 2012 | 72 | SH |  | DFND |  | 72 | 0 | 0 |
| VANGUARD WORLD FD | UTILITIES ETF | 92204A876 |  | 15059 | 76 | SH |  | DFND |  | 76 | 0 | 0 |
| FOX CORP | CL A COM | 35137L105 |  | 3621 | 62 | SH |  | DFND |  | 62 | 0 | 0 |
| CLOUDFLARE INC | CL A COM | 18915M107 |  | 2889 | 14 | SH |  | DFND |  | 14 | 0 | 0 |
| VANGUARD WORLD FD | MEGA CAP VAL ETF | 921910840 |  | 277869 | 1917 | SH |  | DFND |  | 1917 | 0 | 0 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 58808 | 750 | SH |  | DFND |  | 750 | 0 | 0 |
| FORTREA HLDGS INC | COMMON STOCK | 34965K107 |  | 2845 | 302 | SH |  | DFND |  | 302 | 0 | 0 |
| ALIBABA GROUP HLDG LTD | SPONSORED ADS | 01609W102 |  | 64361 | 513 | SH |  | DFND |  | 513 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 255549 | 993 | SH |  | DFND |  | 993 | 0 | 0 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 1013531 | 17847 | SH |  | DFND |  | 17847 | 0 | 0 |
| KEYCORP | COM | 493267108 |  | 9163 | 457 | SH |  | DFND |  | 457 | 0 | 0 |
| TORONTO DOMINION BK ONT | COM NEW | 891160509 |  | 4386 | 47 | SH |  | DFND |  | 47 | 0 | 0 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 773417 | 2840 | SH |  | DFND |  | 2840 | 0 | 0 |
| LEIDOS HOLDINGS INC | COM | 525327102 |  | 1244 | 8 | SH |  | DFND |  | 8 | 0 | 0 |
| AON PLC | SHS CL A | G0403H108 |  | 196250 | 608 | SH |  | DFND |  | 608 | 0 | 0 |
| PRIME MEDICINE INC | COM | 74168J101 |  | 1162 | 334 | SH |  | DFND |  | 334 | 0 | 0 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 1104278 | 10403 | SH |  | DFND |  | 10403 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET UTI | 81369Y886 |  | 9729 | 212 | SH |  | DFND |  | 212 | 0 | 0 |
| ISHARES TR | SELECT US REIT | 464287564 |  | 557010 | 9000 | SH |  | DFND |  | 9000 | 0 | 0 |
| OREILLY AUTOMOTIVE INC | COM | 67103H107 |  | 13847 | 150 | SH |  | DFND |  | 150 | 0 | 0 |
| CAMECO CORP | COM | 13321L108 |  | 151620 | 1396 | SH |  | DFND |  | 1396 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | RAFI US 1500 | 46137V597 |  | 85089 | 1855 | SH |  | DFND |  | 1855 | 0 | 0 |
| CELANESE CORP DEL | COM | 150870103 |  | 5064 | 77 | SH |  | DFND |  | 77 | 0 | 0 |
| MANULIFE FINL CORP | COM | 56501R106 |  | 79729 | 2315 | SH |  | DFND |  | 2315 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | RAFI US 1000 ETF | 46137V613 |  | 90307 | 1900 | SH |  | DFND |  | 1900 | 0 | 0 |
| ULTA BEAUTY INC | COM | 90384S303 |  | 299513 | 573 | SH |  | DFND |  | 573 | 0 | 0 |
| GLOBAL PMTS INC | COM | 37940X102 |  | 66358 | 986 | SH |  | DFND |  | 986 | 0 | 0 |
| EDITAS MEDICINE INC | COM | 28106W103 |  | 385 | 156 | SH |  | DFND |  | 156 | 0 | 0 |
| HOULIHAN LOKEY INC | CL A | 441593100 |  | 37341 | 260 | SH |  | DFND |  | 260 | 0 | 0 |
| IQVIA HLDGS INC | COM | 46266C105 |  | 2046 | 12 | SH |  | DFND |  | 12 | 0 | 0 |
| RAYMOND JAMES FINL INC | COM | 754730109 |  | 6516 | 45 | SH |  | DFND |  | 45 | 0 | 0 |
| VANGUARD CALIF TAX FREE FDS | TAX EXEMPT BD FD | 922021605 |  | 695839 | 7023 | SH |  | DFND |  | 7023 | 0 | 0 |
| VANGUARD MALVERN FDS | CORE BD ETF | 922020748 |  | 522005 | 6746 | SH |  | DFND |  | 6746 | 0 | 0 |
| BRAZE INC | COM CL A | 10576N102 |  | 3423 | 145 | SH |  | DFND |  | 145 | 0 | 0 |
| FEDERAL RLTY INVT TR NEW | SH BEN INT NEW | 313745101 |  | 3242591 | 30530 | SH |  | DFND |  | 30530 | 0 | 0 |
| CHURCHILL DOWNS INC | COM | 171484108 |  | 255477 | 2844 | SH |  | DFND |  | 2844 | 0 | 0 |
| VANGUARD WORLD FD | ENERGY ETF | 92204A306 |  | 496106 | 2867 | SH |  | DFND |  | 2867 | 0 | 0 |
| GLOBANT S A | COM | L44385109 |  | 1245 | 27 | SH |  | DFND |  | 27 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S 500 TOP 50 | 46137V233 |  | 174015 | 3190 | SH |  | DFND |  | 3190 | 0 | 0 |
| ETFS GOLD TR | PHYSCL GOLD SHS | 00326A104 |  | 75854 | 1700 | SH |  | DFND |  | 1700 | 0 | 0 |
| ASTRAZENECA PLC | ORD | G0593M107 |  | 97821 | 496 | SH |  | DFND |  | 496 | 0 | 0 |
| GLOBAL E ONLINE LTD | SHS | M5216V106 |  | 3733 | 121 | SH |  | DFND |  | 121 | 0 | 0 |
| GOODYEAR TIRE  RUBR CO | COM | 382550101 |  | 44302 | 6682 | SH |  | DFND |  | 6682 | 0 | 0 |
| RELIANCE INC | COM | 759509102 |  | 1824 | 6 | SH |  | DFND |  | 6 | 0 | 0 |
| IMMUNOME INC | COM | 45257U108 |  | 1378 | 63 | SH |  | DFND |  | 63 | 0 | 0 |
| BIONTECH SE | SPONSORED ADS | 09075V102 |  | 5422 | 61 | SH |  | DFND |  | 61 | 0 | 0 |
| THOMSON REUTERS CORP | COM | 884903808 |  | 56957 | 633 | SH |  | DFND |  | 633 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 198288 | 6807 | SH |  | DFND |  | 6807 | 0 | 0 |
| MODERNA INC | COM | 60770K107 |  | 4978 | 98 | SH |  | DFND |  | 98 | 0 | 0 |
| ATI INC | COM | 01741R102 |  | 119714 | 823 | SH |  | DFND |  | 823 | 0 | 0 |
| DBX ETF TR | XTRACK MSCI EAFE | 233051200 |  | 257917 | 5221 | SH |  | DFND |  | 5221 | 0 | 0 |
| ATLASSIAN CORPORATION | CL A | 049468101 |  | 7917 | 116 | SH |  | DFND |  | 116 | 0 | 0 |
| SOLSTICE ADVANCED MATLS INC | COM SHS | 83443Q103 |  | 54378 | 714 | SH |  | DFND |  | 714 | 0 | 0 |
| STATE STR SPDR S MIDCAP 40 | UTSER1 S | 78467Y107 |  | 3180015 | 5156 | SH |  | DFND |  | 5156 | 0 | 0 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 12068541 | 241903 | SH |  | DFND |  | 241903 | 0 | 0 |
| BARINGS CORPORATE INVS | COM | 06759X107 |  | 518924 | 30100 | SH |  | DFND |  | 30100 | 0 | 0 |
| FIDELITY COVINGTON TRUST | MSCI ENERGY IDX | 316092402 |  | 34020 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| KROGER CO | COM | 501044101 |  | 1283666 | 17740 | SH |  | DFND |  | 17740 | 0 | 0 |
| MIDDLEBY CORP | COM | 596278101 |  | 7955 | 60 | SH |  | DFND |  | 60 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 421525412 | 1313941 | SH |  | DFND |  | 1313941 | 0 | 0 |
| AMPHENOL CORP | CL A | 032095101 |  | 406342 | 3216 | SH |  | DFND |  | 3216 | 0 | 0 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 85004 | 981 | SH |  | DFND |  | 981 | 0 | 0 |
| MONSTER BEVERAGE CORP NEW | COM | 61174X109 |  | 221293 | 3054 | SH |  | DFND |  | 3054 | 0 | 0 |
| CITIGROUP INC | COM NEW | 172967424 |  | 58066 | 512 | SH |  | DFND |  | 512 | 0 | 0 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 494291 | 1899 | SH |  | DFND |  | 1899 | 0 | 0 |
| GENERAL MILLS INC | COM | 370334104 |  | 105184 | 2826 | SH |  | DFND |  | 2826 | 0 | 0 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 |  | 2514926 | 35061 | SH |  | DFND |  | 35061 | 0 | 0 |
| WISDOMTREE TR | US TOTAL DIVIDND | 97717W109 |  | 66065 | 765 | SH |  | DFND |  | 765 | 0 | 0 |
| VERSANT MEDIA GROUP INC | COM CL A | 925283103 |  | 5220 | 141 | SH |  | DFND |  | 141 | 0 | 0 |
| VONTIER CORPORATION | COM | 928881101 |  | 5391 | 152 | SH |  | DFND |  | 152 | 0 | 0 |
| DOORDASH INC | CL A | 25809K105 |  | 3153 | 21 | SH |  | DFND |  | 21 | 0 | 0 |
| ELEVANCE HEALTH INC FORMERLY | COM | 036752103 |  | 49768 | 170 | SH |  | DFND |  | 170 | 0 | 0 |
| CONSTELLATION BRANDS INC | CL A | 21036P108 |  | 10500 | 70 | SH |  | DFND |  | 70 | 0 | 0 |
| AMPHASTAR PHARMACEUTICALS IN | COM | 03209R103 |  | 17357 | 886 | SH |  | DFND |  | 886 | 0 | 0 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 223296 | 2376 | SH |  | DFND |  | 2376 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 1450085 | 17092 | SH |  | DFND |  | 17092 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 814655 | 6555 | SH |  | DFND |  | 6555 | 0 | 0 |
| IRON MTN INC DEL | COM | 46284V101 |  | 214494 | 2100 | SH |  | DFND |  | 2100 | 0 | 0 |
| PINTEREST INC | CL A | 72352L106 |  | 3411 | 186 | SH |  | DFND |  | 186 | 0 | 0 |
| NUVEEN AMT FREE MUN CR INC F | COM | 67071L106 |  | 43833 | 3555 | SH |  | DFND |  | 3555 | 0 | 0 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 3676645 | 46890 | SH |  | DFND |  | 46890 | 0 | 0 |
| NBT BANCORP INC | COM | 628778102 |  | 5535 | 130 | SH |  | DFND |  | 130 | 0 | 0 |
| RPC INC | COM | 749660106 |  | 29021 | 4099 | SH |  | DFND |  | 4099 | 0 | 0 |
| DOLLAR TREE INC | COM | 256746108 |  | 6133 | 56 | SH |  | DFND |  | 56 | 0 | 0 |
| TWIST BIOSCIENCE CORP | COM | 90184D100 |  | 9124 | 192 | SH |  | DFND |  | 192 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000IDX | 92206C730 |  | 2142276 | 7259 | SH |  | DFND |  | 7259 | 0 | 0 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 24430 | 180 | SH |  | DFND |  | 180 | 0 | 0 |
| JOHNSON CONTROLS INTERNATION | SHS | G51502105 |  | 159366 | 1217 | SH |  | DFND |  | 1217 | 0 | 0 |
| ATLANTA BRAVES HLDGS INC | COM SER C | 047726302 |  | 128 | 3 | SH |  | DFND |  | 3 | 0 | 0 |
| COGNEX CORP | COM | 192422103 |  | 833 | 17 | SH |  | DFND |  | 17 | 0 | 0 |
| AFFILIATED MANAGERS GROUP | COM | 008252108 |  | 129219 | 467 | SH |  | DFND |  | 467 | 0 | 0 |
| NATERA INC | COM | 632307104 |  | 3200 | 16 | SH |  | DFND |  | 16 | 0 | 0 |
| ARROW ELECTRS INC | COM | 042735100 |  | 5736 | 40 | SH |  | DFND |  | 40 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 80895 | 188 | SH |  | DFND |  | 188 | 0 | 0 |
| ISHARES TR | GLOBAL TECH ETF | 464287291 |  | 59982 | 600 | SH |  | DFND |  | 600 | 0 | 0 |
| BP PLC | SPONSORED ADR | 055622104 |  | 33793 | 719 | SH |  | DFND |  | 719 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 |  | 383919 | 2404 | SH |  | DFND |  | 2404 | 0 | 0 |
| EMERSON ELEC CO | COM | 291011104 |  | 781534 | 5965 | SH |  | DFND |  | 5965 | 0 | 0 |
| FASTLY INC | CL A | 31188V100 |  | 7323 | 252 | SH |  | DFND |  | 252 | 0 | 0 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 1060034 | 31205 | SH |  | DFND |  | 31205 | 0 | 0 |
| WELLS FARGO  CO | COM | 949746101 |  | 557509 | 7003 | SH |  | DFND |  | 7003 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | RAFI DVLPD MRKTS | 46138E743 |  | 976573 | 13971 | SH |  | DFND |  | 13971 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 560163 | 2311 | SH |  | DFND |  | 2311 | 0 | 0 |
| CARVANA CO | CL A | 146869102 |  | 629 | 2 | SH |  | DFND |  | 2 | 0 | 0 |
| FIDELITY NATL INFORMATION SV | COM | 31620M106 |  | 61452 | 1310 | SH |  | DFND |  | 1310 | 0 | 0 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 1899 | 23 | SH |  | DFND |  | 23 | 0 | 0 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 198476 | 1238 | SH |  | DFND |  | 1238 | 0 | 0 |
| DELTA AIR LINES INC | COM NEW | 247361702 |  | 10969 | 165 | SH |  | DFND |  | 165 | 0 | 0 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 5139918 | 23659 | SH |  | DFND |  | 23659 | 0 | 0 |
| KEYSIGHT TECHNOLOGIES INC | COM | 49338L103 |  | 3106 | 11 | SH |  | DFND |  | 11 | 0 | 0 |
| VANGUARD WORLD FD | INDUSTRIAL ETF | 92204A603 |  | 59010 | 189 | SH |  | DFND |  | 189 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S MIDCP LOW | 46138E198 |  | 1700 | 27 | SH |  | DFND |  | 27 | 0 | 0 |
| BLACKROCK INC | COM | 09290D101 |  | 234657 | 244 | SH |  | DFND |  | 244 | 0 | 0 |
| BLOCK INC | CL A | 852234103 |  | 843 | 14 | SH |  | DFND |  | 14 | 0 | 0 |
| UNITED AIRLS HLDGS INC | COM | 910047109 |  | 1197 | 13 | SH |  | DFND |  | 13 | 0 | 0 |
| INNOSPEC INC | COM | 45768S105 |  | 21176 | 290 | SH |  | DFND |  | 290 | 0 | 0 |
| VANGUARD WORLD FD | CONSUM STP ETF | 92204A207 |  | 36608 | 163 | SH |  | DFND |  | 163 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | BETABUILDERS DEV | 46641Q233 |  | 1486 | 25 | SH |  | DFND |  | 25 | 0 | 0 |
| ZOOM COMMUNICATIONS INC | CL A | 98980L101 |  | 5627 | 70 | SH |  | DFND |  | 70 | 0 | 0 |
| LEMONADE INC | COM | 52567D107 |  | 2821 | 45 | SH |  | DFND |  | 45 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 2186638 | 14081 | SH |  | DFND |  | 14081 | 0 | 0 |
| SLB LIMITED | COM STK | 806857108 |  | 523921 | 10195 | SH |  | DFND |  | 10195 | 0 | 0 |
| DIGITAL RLTY TR INC | COM | 253868103 |  | 721 | 4 | SH |  | DFND |  | 4 | 0 | 0 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 56233 | 429 | SH |  | DFND |  | 429 | 0 | 0 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 |  | 12495282 | 132590 | SH |  | DFND |  | 132590 | 0 | 0 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 66095 | 558 | SH |  | DFND |  | 558 | 0 | 0 |
| KONINKLIJKE PHILIPS N V | NY REGIS SHS NEW | 500472303 |  | 4274 | 156 | SH |  | DFND |  | 156 | 0 | 0 |
| INTELLIA THERAPEUTICS INC | COM | 45826J105 |  | 7654 | 597 | SH |  | DFND |  | 597 | 0 | 0 |
| FIRST MAJESTIC SILVER CORP | COM | 32076V103 |  | 601440 | 28000 | SH |  | DFND |  | 28000 | 0 | 0 |
| CUMMINS INC | COM | 231021106 |  | 281384 | 523 | SH |  | DFND |  | 523 | 0 | 0 |
| TE CONNECTIVITY PLC | ORD SHS | G87052109 |  | 48284 | 231 | SH |  | DFND |  | 231 | 0 | 0 |
| GIGACLOUD TECHNOLOGY INC | CLASS A ORD | G38644103 |  | 272 | 6 | SH |  | DFND |  | 6 | 0 | 0 |
| SANGAMO THERAPEUTICS INC | COM | 800677106 |  | 33 | 135 | SH |  | DFND |  | 135 | 0 | 0 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 45592 | 1008 | SH |  | DFND |  | 1008 | 0 | 0 |
| ROYAL BK CDA | COM | 780087102 |  | 2265 | 14 | SH |  | DFND |  | 14 | 0 | 0 |
| GINKGO BIOWORKS HOLDINGS INC | CL A NEW | 37611X209 |  | 61 | 10 | SH |  | DFND |  | 10 | 0 | 0 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 2348 | 47 | SH |  | DFND |  | 47 | 0 | 0 |
| CANADIAN NAT RES LTD MED TER | COM | 136385101 |  | 1511 | 31 | SH |  | DFND |  | 31 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 471377 | 959 | SH |  | DFND |  | 959 | 0 | 0 |
| BROADRIDGE FINL SOLUTIONS IN | COM | 11133T103 |  | 649920 | 4000 | SH |  | DFND |  | 4000 | 0 | 0 |
| REGENCY CTRS CORP | COM | 758849103 |  | 7944 | 105 | SH |  | DFND |  | 105 | 0 | 0 |
| FLAGSTAR BANK NATIONAL ASSOC | COM NEW | 649445400 |  | 5953 | 452 | SH |  | DFND |  | 452 | 0 | 0 |
| WISDOMTREE TR | EMG MKTS SMCAP | 97717W281 |  | 33476 | 557 | SH |  | DFND |  | 557 | 0 | 0 |
| HANCOCK JOHN FINL OPPTYS | SH BEN INT NEW | 409735206 |  | 104561 | 2915 | SH |  | DFND |  | 2915 | 0 | 0 |
| FISERV INC | COM | 337738108 |  | 149544 | 2680 | SH |  | DFND |  | 2680 | 0 | 0 |
| ARCH CAP GROUP LTD | ORD | G0450A105 |  | 23038 | 240 | SH |  | DFND |  | 240 | 0 | 0 |
| LIBERTY MEDIA CORP DEL | COM LBTY ONE S C | 531229755 |  | 10457 | 123 | SH |  | DFND |  | 123 | 0 | 0 |
| NXP SEMICONDUCTORS N V | COM | N6596X109 |  | 98233 | 499 | SH |  | DFND |  | 499 | 0 | 0 |
| ISHARES TR | CRE U S REIT ETF | 464288521 |  | 12371 | 209 | SH |  | DFND |  | 209 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET MAT | 81369Y100 |  | 1080251 | 21618 | SH |  | DFND |  | 21618 | 0 | 0 |
| SYNCHRONY FINANCIAL | COM | 87165B103 |  | 20406 | 300 | SH |  | DFND |  | 300 | 0 | 0 |
| AT INC | COM | 00206R102 |  | 501585 | 17302 | SH |  | DFND |  | 17302 | 0 | 0 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 60086 | 206 | SH |  | DFND |  | 206 | 0 | 0 |
| MATCH GROUP INC NEW | COM | 57667L107 |  | 2948 | 96 | SH |  | DFND |  | 96 | 0 | 0 |
| NOKIA CORP | SPONSORED ADR | 654902204 |  | 7252 | 902 | SH |  | DFND |  | 902 | 0 | 0 |
| CITIZENS FINL GROUP INC | COM | 174610105 |  | 18051 | 301 | SH |  | DFND |  | 301 | 0 | 0 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 19339 | 123 | SH |  | DFND |  | 123 | 0 | 0 |
| STERLING INFRASTRUCTURE INC | COM | 859241101 |  | 183272 | 450 | SH |  | DFND |  | 450 | 0 | 0 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 5557713 | 18597 | SH |  | DFND |  | 18597 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET HEA | 81369Y209 |  | 95883 | 654 | SH |  | DFND |  | 654 | 0 | 0 |
| VEEVA SYS INC | CL A COM | 922475108 |  | 11769 | 67 | SH |  | DFND |  | 67 | 0 | 0 |
| MORGAN STANLEY INDIA INVT FD | COM | 61745C105 |  | 65177 | 3167 | SH |  | DFND |  | 3167 | 0 | 0 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 7887066 | 53255 | SH |  | DFND |  | 53255 | 0 | 0 |
| BOSTON SCIENTIFIC CORP | COM | 101137107 |  | 22088 | 352 | SH |  | DFND |  | 352 | 0 | 0 |
| WHEATON PRECIOUS METALS CORP | COM | 962879102 |  | 859950 | 6564 | SH |  | DFND |  | 6564 | 0 | 0 |
| CINCINNATI FINL CORP | COM | 172062101 |  | 23760 | 151 | SH |  | DFND |  | 151 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 41275861 | 549612 | SH |  | DFND |  | 549612 | 0 | 0 |
| LINDE PLC | SHS | G54950103 |  | 213673 | 431 | SH |  | DFND |  | 431 | 0 | 0 |
| SYNOPSYS INC | COM | 871607107 |  | 21806 | 55 | SH |  | DFND |  | 55 | 0 | 0 |
| BEAM THERAPEUTICS INC | COM | 07373V105 |  | 786 | 33 | SH |  | DFND |  | 33 | 0 | 0 |
| VANGUARD WORLD FD | FINANCIALS ETF | 92204A405 |  | 915981 | 7582 | SH |  | DFND |  | 7582 | 0 | 0 |
| STATE STR SPDR DOW JONES IND | UT SER 1 | 78467X109 |  | 132009 | 285 | SH |  | DFND |  | 285 | 0 | 0 |
| PACER FDS TR | TRENDPILOT 100 | 69374H303 |  | 73 | 1 | SH |  | DFND |  | 1 | 0 | 0 |
| BLACKLINE INC | COM | 09239B109 |  | 10508 | 284 | SH |  | DFND |  | 284 | 0 | 0 |
| MARVELL TECHNOLOGY INC | COM | 573874104 |  | 2278 | 23 | SH |  | DFND |  | 23 | 0 | 0 |
| VERISK ANALYTICS INC | COM | 92345Y106 |  | 6831 | 36 | SH |  | DFND |  | 36 | 0 | 0 |
| CHIPOTLE MEXICAN GRILL INC | COM | 169656105 |  | 16005 | 500 | SH |  | DFND |  | 500 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 18661 | 128 | SH |  | DFND |  | 128 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 15899607 | 114948 | SH |  | DFND |  | 114948 | 0 | 0 |
| VERALTO CORP | COM SHS | 92338C103 |  | 99030 | 1120 | SH |  | DFND |  | 1120 | 0 | 0 |
| CVS HEALTH CORP | COM | 126650100 |  | 193555 | 2695 | SH |  | DFND |  | 2695 | 0 | 0 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 1000176 | 2400 | SH |  | DFND |  | 2400 | 0 | 0 |
| TOLL BROTHERS INC | COM | 889478103 |  | 92800 | 680 | SH |  | DFND |  | 680 | 0 | 0 |
| CME GROUP INC | COM | 12572Q105 |  | 119321 | 404 | SH |  | DFND |  | 404 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 4265162 | 6113 | SH |  | DFND |  | 6113 | 0 | 0 |
| GARTNER INC | COM | 366651107 |  | 24226 | 153 | SH |  | DFND |  | 153 | 0 | 0 |
| CORPAY INC | COM SHS | 219948106 |  | 9603 | 33 | SH |  | DFND |  | 33 | 0 | 0 |
| ISHARES INC | MSCI JAPAN ETF | 46434G822 |  | 179604 | 2127 | SH |  | DFND |  | 2127 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 754506 | 15030 | SH |  | DFND |  | 15030 | 0 | 0 |
| GENUINE PARTS CO | COM | 372460105 |  | 40397 | 382 | SH |  | DFND |  | 382 | 0 | 0 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 296889 | 1292 | SH |  | DFND |  | 1292 | 0 | 0 |
| SM ENERGY COMPANY | COM | 78454L100 |  | 20423 | 655 | SH |  | DFND |  | 655 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 |  | 451703 | 4118 | SH |  | DFND |  | 4118 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTERNL DIVID | 808524672 |  | 1355270 | 42807 | SH |  | DFND |  | 42807 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 714836 | 1009 | SH |  | DFND |  | 1009 | 0 | 0 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 108972 | 4490 | SH |  | DFND |  | 4490 | 0 | 0 |
| REPUBLIC SVCS INC | COM | 760759100 |  | 27158 | 124 | SH |  | DFND |  | 124 | 0 | 0 |
| INSMED INC | COM PAR $.01 | 457669307 |  | 4742 | 29 | SH |  | DFND |  | 29 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 4585973 | 4986 | SH |  | DFND |  | 4986 | 0 | 0 |
| CANADIAN NATL RY CO | COM | 136375102 |  | 5139 | 50 | SH |  | DFND |  | 50 | 0 | 0 |
| MOTOROLA SOLUTIONS INC | COM NEW | 620076307 |  | 98511 | 227 | SH |  | DFND |  | 227 | 0 | 0 |
| GLOBAL X FDS | GLOBAL X SILVER | 37954Y848 |  | 495440 | 5500 | SH |  | DFND |  | 5500 | 0 | 0 |
| ISHARES TR | CHINA LG-CAP ETF | 464287184 |  | 875134 | 24377 | SH |  | DFND |  | 24377 | 0 | 0 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 |  | 262871 | 2877 | SH |  | DFND |  | 2877 | 0 | 0 |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 |  | 1288951 | 14571 | SH |  | DFND |  | 14571 | 0 | 0 |
| ADOBE INC | COM | 00724F101 |  | 939018 | 3863 | SH |  | DFND |  | 3863 | 0 | 0 |
| TRANSUNION | COM | 89400J107 |  | 50163 | 725 | SH |  | DFND |  | 725 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 7516019 | 34558 | SH |  | DFND |  | 34558 | 0 | 0 |
| ISHARES INC | MSCI GBL MIN VOL | 464286525 |  | 206274 | 1726 | SH |  | DFND |  | 1726 | 0 | 0 |
| STEEL DYNAMICS INC | COM | 858119100 |  | 1620 | 9 | SH |  | DFND |  | 9 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | RAFI EMRGNG MRKT | 46138E727 |  | 32131 | 1194 | SH |  | DFND |  | 1194 | 0 | 0 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 |  | 60577 | 158 | SH |  | DFND |  | 158 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET CON | 81369Y308 |  | 20413 | 249 | SH |  | DFND |  | 249 | 0 | 0 |
| MILLROSE PPTYS INC | COM CL A | 601137102 |  | 1652 | 59 | SH |  | DFND |  | 59 | 0 | 0 |
| QNITY ELECTRONICS INC | COMMON STOCK | 74743L100 |  | 97727 | 847 | SH |  | DFND |  | 847 | 0 | 0 |
| SNAP ON INC | COM | 833034101 |  | 39228 | 108 | SH |  | DFND |  | 108 | 0 | 0 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 3499804 | 45346 | SH |  | DFND |  | 45346 | 0 | 0 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 3165 | 44 | SH |  | DFND |  | 44 | 0 | 0 |
| BARINGS PARTN INVS | SH BEN INT | 06761A103 |  | 500488 | 29200 | SH |  | DFND |  | 29200 | 0 | 0 |
| PERMIAN RESOURCES CORP | CLASS A COM | 71424F105 |  | 44239 | 2075 | SH |  | DFND |  | 2075 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 1298099 | 8824 | SH |  | DFND |  | 8824 | 0 | 0 |
| SHERWIN WILLIAMS CO | COM | 824348106 |  | 40389 | 126 | SH |  | DFND |  | 126 | 0 | 0 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 56560070 | 86970 | SH |  | DFND |  | 86970 | 0 | 0 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 5702478 | 118678 | SH |  | DFND |  | 118678 | 0 | 0 |
| ZSCALER INC | COM | 98980G102 |  | 9119 | 65 | SH |  | DFND |  | 65 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 14452924 | 22126 | SH |  | DFND |  | 22126 | 0 | 0 |
| RANGE RES CORP | COM | 75281A109 |  | 17620 | 390 | SH |  | DFND |  | 390 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 |  | 322595 | 6593 | SH |  | DFND |  | 6593 | 0 | 0 |
| SOUTHERN CO | COM | 842587107 |  | 17374 | 180 | SH |  | DFND |  | 180 | 0 | 0 |
| CROWN CASTLE INC | COM | 22822V101 |  | 10814 | 133 | SH |  | DFND |  | 133 | 0 | 0 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 87605 | 557 | SH |  | DFND |  | 557 | 0 | 0 |
| PACCAR INC | COM | 693718108 |  | 33957 | 294 | SH |  | DFND |  | 294 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 11264 | 77 | SH |  | DFND |  | 77 | 0 | 0 |
| WARNER BROS DISCOVERY INC | COM SER A | 934423104 |  | 32128 | 1170 | SH |  | DFND |  | 1170 | 0 | 0 |
| XYLEM INC | COM | 98419M100 |  | 98229 | 822 | SH |  | DFND |  | 822 | 0 | 0 |
| ABBOTT LABORATORIES | COM | 002824100 |  | 2503197 | 24381 | SH |  | DFND |  | 24381 | 0 | 0 |
| LITHIA MTRS INC | COM | 536797103 |  | 4994 | 20 | SH |  | DFND |  | 20 | 0 | 0 |
| DANAHER CORP DEL | COM | 235851102 |  | 929419 | 4902 | SH |  | DFND |  | 4902 | 0 | 0 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 |  | 486518 | 8640 | SH |  | DFND |  | 8640 | 0 | 0 |
| APPLIED MATLS INC | COM | 038222105 |  | 168844 | 494 | SH |  | DFND |  | 494 | 0 | 0 |
| KINSALE CAP GROUP INC | COM | 49714P108 |  | 35533 | 104 | SH |  | DFND |  | 104 | 0 | 0 |
| ISHARES TR | GLB INFRASTR ETF | 464288372 |  | 100299 | 1497 | SH |  | DFND |  | 1497 | 0 | 0 |
| ISHARES TR | U.S. REAL ES ETF | 464287739 |  | 480270 | 5079 | SH |  | DFND |  | 5079 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | GLB EX US ETF | 922042676 |  | 1452670 | 32681 | SH |  | DFND |  | 32681 | 0 | 0 |
| PRINCIPAL FINANCIAL GROUP IN | COM | 74251V102 |  | 8110 | 90 | SH |  | DFND |  | 90 | 0 | 0 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X848 |  | 7318 | 200 | SH |  | DFND |  | 200 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL EMER | 808524730 |  | 39599 | 1035 | SH |  | DFND |  | 1035 | 0 | 0 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 17101 | 230 | SH |  | DFND |  | 230 | 0 | 0 |
| COPART INC | COM | 217204106 |  | 75430 | 2272 | SH |  | DFND |  | 2272 | 0 | 0 |
| REGENERON PHARMACEUTICALS | COM | 75886F107 |  | 27815 | 36 | SH |  | DFND |  | 36 | 0 | 0 |
| HILTON WORLDWIDE HLDGS INC | COM | 43300A203 |  | 29800 | 98 | SH |  | DFND |  | 98 | 0 | 0 |
| VANGUARD BD INDEX FDS | LONG TERM BOND | 921937793 |  | 2244979 | 32640 | SH |  | DFND |  | 32640 | 0 | 0 |
| ISHARES TR | BROAD USD HIGH | 46435U853 |  | 11494 | 312 | SH |  | DFND |  | 312 | 0 | 0 |
| HECLA MINING COMPANY | COM | 422704106 |  | 745200 | 40000 | SH |  | DFND |  | 40000 | 0 | 0 |
| CORNING INC | COM | 219350105 |  | 436736 | 3212 | SH |  | DFND |  | 3212 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 7848238 | 37683 | SH |  | DFND |  | 37683 | 0 | 0 |
| VERISIGN INC | COM | 92343E102 |  | 14902 | 60 | SH |  | DFND |  | 60 | 0 | 0 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 3360578 | 29933 | SH |  | DFND |  | 29933 | 0 | 0 |
| STATE STR CORP | COM | 857477103 |  | 94034 | 743 | SH |  | DFND |  | 743 | 0 | 0 |
| KLA CORP | COM NEW | 482480100 |  | 373992 | 254 | SH |  | DFND |  | 254 | 0 | 0 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA INT | 381430107 |  | 45890 | 1064 | SH |  | DFND |  | 1064 | 0 | 0 |
| ZOETIS INC | CL A | 98978V103 |  | 240321 | 2033 | SH |  | DFND |  | 2033 | 0 | 0 |
| PPL CORP | COM | 69351T106 |  | 83887 | 2196 | SH |  | DFND |  | 2196 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1202045 | 2101 | SH |  | DFND |  | 2101 | 0 | 0 |
| APTIV PLC | COM SHS | G3265R107 |  | 1180 | 17 | SH |  | DFND |  | 17 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 |  | 3520618 | 18251 | SH |  | DFND |  | 18251 | 0 | 0 |
| THE CIGNA GROUP | COM | 125523100 |  | 285689 | 1071 | SH |  | DFND |  | 1071 | 0 | 0 |
| HUNTINGTON BANCSHARES INC | COM | 446150104 |  | 9656 | 617 | SH |  | DFND |  | 617 | 0 | 0 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 334767 | 2402 | SH |  | DFND |  | 2402 | 0 | 0 |
| LIVE NATION ENTERTAINMENT IN | COM | 538034109 |  | 3508 | 23 | SH |  | DFND |  | 23 | 0 | 0 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 46666179 | 226755 | SH |  | DFND |  | 226755 | 0 | 0 |
| MCKESSON CORP | COM | 58155Q103 |  | 314126 | 363 | SH |  | DFND |  | 363 | 0 | 0 |
| ISHARES TR | MSCI AC ASIA ETF | 464288182 |  | 292625 | 3039 | SH |  | DFND |  | 3039 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 6776927 | 23567 | SH |  | DFND |  | 23567 | 0 | 0 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 5919941 | 27706 | SH |  | DFND |  | 27706 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 13313512 | 137069 | SH |  | DFND |  | 137069 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 10447744 | 42128 | SH |  | DFND |  | 42128 | 0 | 0 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 42871 | 301 | SH |  | DFND |  | 301 | 0 | 0 |
| INTUIT | COM | 461202103 |  | 173817 | 402 | SH |  | DFND |  | 402 | 0 | 0 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 843051 | 8739 | SH |  | DFND |  | 8739 | 0 | 0 |
| TRANSDIGM GROUP INC | COM | 893641100 |  | 12749 | 11 | SH |  | DFND |  | 11 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 1213327 | 13679 | SH |  | DFND |  | 13679 | 0 | 0 |
| SPROTT ASSET MANAGEMENT LP | PHYSICAL GOLD AN | 85208R101 |  | 139199 | 2917 | SH |  | DFND |  | 2917 | 0 | 0 |
| AGILENT TECHNOLOGIES INC | COM | 00846U101 |  | 79786 | 700 | SH |  | DFND |  | 700 | 0 | 0 |
| JACOBS SOLUTIONS INC | COM | 46982L108 |  | 1655 | 13 | SH |  | DFND |  | 13 | 0 | 0 |
| ALLSTATE CORP | COM | 020002101 |  | 97450 | 470 | SH |  | DFND |  | 470 | 0 | 0 |
| VANGUARD ADMIRAL FDS INC | 500 GRTH IDX F | 921932505 |  | 412175 | 1011 | SH |  | DFND |  | 1011 | 0 | 0 |
| EVEREST GROUP LTD | COM | G3223R108 |  | 27455 | 84 | SH |  | DFND |  | 84 | 0 | 0 |
| ANALOG DEVICES INC | COM | 032654105 |  | 573925 | 1804 | SH |  | DFND |  | 1804 | 0 | 0 |
| PPG INDS INC | COM | 693506107 |  | 145998 | 1366 | SH |  | DFND |  | 1366 | 0 | 0 |
| ETSY INC | COM | 29786A106 |  | 7797 | 156 | SH |  | DFND |  | 156 | 0 | 0 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 2476713 | 17147 | SH |  | DFND |  | 17147 | 0 | 0 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 |  | 197846 | 3974 | SH |  | DFND |  | 3974 | 0 | 0 |
| TREX INC | COM | 89531P105 |  | 8595 | 236 | SH |  | DFND |  | 236 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 11191405 | 38970 | SH |  | DFND |  | 38970 | 0 | 0 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 416991 | 6319 | SH |  | DFND |  | 6319 | 0 | 0 |
| STANLEY BLACK  DECKER INC | COM | 854502101 |  | 24445 | 344 | SH |  | DFND |  | 344 | 0 | 0 |
| TOAST INC | CL A | 888787108 |  | 2678 | 101 | SH |  | DFND |  | 101 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 5519178 | 21072 | SH |  | DFND |  | 21072 | 0 | 0 |
| EXELON CORP | COM | 30161N101 |  | 61226 | 1249 | SH |  | DFND |  | 1249 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 13294140 | 30436 | SH |  | DFND |  | 30436 | 0 | 0 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 749420 | 5656 | SH |  | DFND |  | 5656 | 0 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 737932 | 4484 | SH |  | DFND |  | 4484 | 0 | 0 |
| GLACIER BANCORP INC NEW | COM | 37637Q105 |  | 9381 | 210 | SH |  | DFND |  | 210 | 0 | 0 |
| GSK PLC | SPONSORED ADR | 37733W204 |  | 32562 | 590 | SH |  | DFND |  | 590 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 5705067 | 58676 | SH |  | DFND |  | 58676 | 0 | 0 |
| WISDOMTREE TR | JAPN HEDGE EQT | 97717W851 |  | 793 | 5 | SH |  | DFND |  | 5 | 0 | 0 |
| TENET HEALTHCARE CORP | COM NEW | 88033G407 |  | 1321 | 7 | SH |  | DFND |  | 7 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 |  | 592963 | 2444 | SH |  | DFND |  | 2444 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 9534940 | 33239 | SH |  | DFND |  | 33239 | 0 | 0 |
| ISHARES TR | MSCI CHINA ETF | 46429B671 |  | 1969390 | 35055 | SH |  | DFND |  | 35055 | 0 | 0 |
| PACKAGING CORP AMER | COM | 695156109 |  | 148554 | 700 | SH |  | DFND |  | 700 | 0 | 0 |
| ARK ETF TR | INNOVATION ETF | 00214Q104 |  | 3582 | 53 | SH |  | DFND |  | 53 | 0 | 0 |
| HUMANA INC | COM | 444859102 |  | 5895 | 34 | SH |  | DFND |  | 34 | 0 | 0 |
| CANADIAN PACIFIC KANSAS CITY | COM | 13646K108 |  | 96988 | 1233 | SH |  | DFND |  | 1233 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | MUNICIPAL ETF | 46641Q647 |  | 194311 | 3887 | SH |  | DFND |  | 3887 | 0 | 0 |
| SNOWFLAKE INC | COM SHS | 833445109 |  | 4525 | 30 | SH |  | DFND |  | 30 | 0 | 0 |
| LUMENTUM HLDGS INC | COM | 55024U109 |  | 89251 | 127 | SH |  | DFND |  | 127 | 0 | 0 |
| CINTAS CORP | COM | 172908105 |  | 26386 | 156 | SH |  | DFND |  | 156 | 0 | 0 |
| RH | COM | 74967X103 |  | 2517 | 18 | SH |  | DFND |  | 18 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524748 |  | 52758 | 1138 | SH |  | DFND |  | 1138 | 0 | 0 |
| BAIDU INC | SPON ADR REP A | 056752108 |  | 2786 | 25 | SH |  | DFND |  | 25 | 0 | 0 |
| SOLVENTUM CORP | COM SHS | 83444M101 |  | 6204 | 95 | SH |  | DFND |  | 95 | 0 | 0 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 8941543 | 24122 | SH |  | DFND |  | 24122 | 0 | 0 |
| HERSHEY CO | COM | 427866108 |  | 832 | 4 | SH |  | DFND |  | 4 | 0 | 0 |
| CRH PLC | ORD | G25508105 |  | 5571 | 53 | SH |  | DFND |  | 53 | 0 | 0 |
| BLACKSTONE INC | COM | 09260D107 |  | 58875 | 512 | SH |  | DFND |  | 512 | 0 | 0 |
| TIMKEN CO | COM | 887389104 |  | 26651 | 265 | SH |  | DFND |  | 265 | 0 | 0 |
| HENRY JACK  ASSOC INC | COM | 426281101 |  | 1580 | 10 | SH |  | DFND |  | 10 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 23700 | 181 | SH |  | DFND |  | 181 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 |  | 855904 | 17557 | SH |  | DFND |  | 17557 | 0 | 0 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 96446 | 813 | SH |  | DFND |  | 813 | 0 | 0 |
| FEDEX CORP | COM | 31428X106 |  | 56276 | 158 | SH |  | DFND |  | 158 | 0 | 0 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 1713835 | 18480 | SH |  | DFND |  | 18480 | 0 | 0 |
| GLOBAL X FDS | RBTCS ARTFL INTE | 37954Y715 |  | 33220 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| SYSCO CORP | COM | 871829107 |  | 36378 | 510 | SH |  | DFND |  | 510 | 0 | 0 |
| NIKE INC | CL B | 654106103 |  | 124708 | 2361 | SH |  | DFND |  | 2361 | 0 | 0 |
| PROGRESSIVE CORP | COM | 743315103 |  | 91785 | 463 | SH |  | DFND |  | 463 | 0 | 0 |
| UNITED RENTALS INC | COM | 911363109 |  | 2914 | 4 | SH |  | DFND |  | 4 | 0 | 0 |
| MSCI INC | COM | 55354G100 |  | 12936 | 24 | SH |  | DFND |  | 24 | 0 | 0 |
| WATERS CORP | COM | 941848103 |  | 4467 | 15 | SH |  | DFND |  | 15 | 0 | 0 |
| SUNBELT RENTALS HOLDINGS INC | SHS | 866966104 |  | 31764 | 488 | SH |  | DFND |  | 488 | 0 | 0 |
| FORTIVE CORP | COM | 34959J108 |  | 38309 | 693 | SH |  | DFND |  | 693 | 0 | 0 |
| TEXAS INSTRS INC | COM | 882508104 |  | 797721 | 4109 | SH |  | DFND |  | 4109 | 0 | 0 |
| GE HEALTHCARE TECHNOLOGIES I | COMMON STOCK | 36266G107 |  | 15019 | 211 | SH |  | DFND |  | 211 | 0 | 0 |
| SKYWORKS SOLUTIONS INC | COM | 83088M102 |  | 9960 | 186 | SH |  | DFND |  | 186 | 0 | 0 |
| COSTAR GROUP INC | COM | 22160N109 |  | 4034 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 999951 | 12084 | SH |  | DFND |  | 12084 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 9537936 | 54690 | SH |  | DFND |  | 54690 | 0 | 0 |
| ROLLINS INC | COM | 775711104 |  | 275435 | 5157 | SH |  | DFND |  | 5157 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MANUFAC | SPONSORED ADS | 874039100 |  | 1471772 | 4355 | SH |  | DFND |  | 4355 | 0 | 0 |
| YUM BRANDS INC | COM | 988498101 |  | 1166100 | 7500 | SH |  | DFND |  | 7500 | 0 | 0 |
| ALIGN TECHNOLOGY INC | COM | 016255101 |  | 27772 | 162 | SH |  | DFND |  | 162 | 0 | 0 |
| OMNICOM GROUP INC | COM | 681919106 |  | 232105 | 3082 | SH |  | DFND |  | 3082 | 0 | 0 |
| C H ROBINSON WORLDWIDE IN | COM NEW | 12541W209 |  | 2325 | 14 | SH |  | DFND |  | 14 | 0 | 0 |
| CHURCH  DWIGHT CO INC | COM | 171340102 |  | 15118 | 162 | SH |  | DFND |  | 162 | 0 | 0 |
| OMEGA HEALTHCARE INVS INC | COM | 681936100 |  | 74056 | 1690 | SH |  | DFND |  | 1690 | 0 | 0 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 159173 | 570 | SH |  | DFND |  | 570 | 0 | 0 |
| OLD DOMINION FREIGHT LINE IN | COM | 679580100 |  | 59792 | 306 | SH |  | DFND |  | 306 | 0 | 0 |
| LPL FINL HLDGS INC | COM | 50212V100 |  | 3008 | 10 | SH |  | DFND |  | 10 | 0 | 0 |
| WABTEC | COM | 929740108 |  | 15245 | 61 | SH |  | DFND |  | 61 | 0 | 0 |
| KRAFT HEINZ CO | COM | 500754106 |  | 233649 | 10389 | SH |  | DFND |  | 10389 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET IND | 81369Y704 |  | 8248 | 51 | SH |  | DFND |  | 51 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 405374 | 4206 | SH |  | DFND |  | 4206 | 0 | 0 |
| BIOMARIN PHARMACEUTICAL INC | COM | 09061G101 |  | 56490 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| TRIMBLE INC | COM | 896239100 |  | 1631 | 25 | SH |  | DFND |  | 25 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 6289979 | 13126 | SH |  | DFND |  | 13126 | 0 | 0 |
| TELEFONAKTIEBOLAGET LM ERICS | ADR B SEK 10 | 294821608 |  | 5241 | 465 | SH |  | DFND |  | 465 | 0 | 0 |
| MERITAGE HOMES CORP | COM | 59001A102 |  | 1855 | 30 | SH |  | DFND |  | 30 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 |  | 1339111 | 4719 | SH |  | DFND |  | 4719 | 0 | 0 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 11011316 | 149529 | SH |  | DFND |  | 149529 | 0 | 0 |
| CENTERPOINT ENERGY INC | COM | 15189T107 |  | 2417 | 56 | SH |  | DFND |  | 56 | 0 | 0 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 480348 | 3639 | SH |  | DFND |  | 3639 | 0 | 0 |
| WOORI FINL GROUP INC | SPONSORED ADS | 981064108 |  | 16916 | 254 | SH |  | DFND |  | 254 | 0 | 0 |
| HOLOGIC INC | COM | 436440101 |  | 54803 | 725 | SH |  | DFND |  | 725 | 0 | 0 |
| PULTE GROUP INC | COM | 745867101 |  | 45280 | 385 | SH |  | DFND |  | 385 | 0 | 0 |
| UPSTART HLDGS INC | COM | 91680M107 |  | 1744 | 68 | SH |  | DFND |  | 68 | 0 | 0 |
| GABELLI EQUITY TR INC | RIGHT 04/14/2026 | 362397226 |  | 1 | 190 | SH |  | DFND |  | 190 | 0 | 0 |
| CRISPR THERAPEUTICS AG | NAMEN AKT | H17182108 |  | 951 | 20 | SH |  | DFND |  | 20 | 0 | 0 |
| ISHARES TR | HDG MSCI EAFE | 46434V803 |  | 229048 | 5390 | SH |  | DFND |  | 5390 | 0 | 0 |
| DT MIDSTREAM INC | COMMON STOCK | 23345M107 |  | 1885 | 14 | SH |  | DFND |  | 14 | 0 | 0 |
| BOEING CO | COM | 097023105 |  | 27068 | 136 | SH |  | DFND |  | 136 | 0 | 0 |
| TARGET CORP | COM | 87612E106 |  | 154045 | 1271 | SH |  | DFND |  | 1271 | 0 | 0 |
| NETFLIX INC. | COM | 64110L106 |  | 202973 | 2111 | SH |  | DFND |  | 2111 | 0 | 0 |
| POLARIS INC | COM | 731068102 |  | 927 | 17 | SH |  | DFND |  | 17 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 |  | 182620 | 3699 | SH |  | DFND |  | 3699 | 0 | 0 |
| BLACKROCK MUNIYILD QULT FD I | COM | 09254F100 |  | 9882 | 900 | SH |  | DFND |  | 900 | 0 | 0 |
| COMMERCIAL METALS CO | COM | 201723103 |  | 40728 | 663 | SH |  | DFND |  | 663 | 0 | 0 |
| VANGUARD WORLD FD | MATERIALS ETF | 92204A801 |  | 41012 | 182 | SH |  | DFND |  | 182 | 0 | 0 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 2768297 | 9152 | SH |  | DFND |  | 9152 | 0 | 0 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 4693911 | 15957 | SH |  | DFND |  | 15957 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 1981461 | 17518 | SH |  | DFND |  | 17518 | 0 | 0 |
| TELADOC HEALTH INC | COM | 87918A105 |  | 1215 | 223 | SH |  | DFND |  | 223 | 0 | 0 |
| BLUE OWL CAPITAL INC | COM CL A | 09581B103 |  | 685 | 75 | SH |  | DFND |  | 75 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 1100120 | 4656 | SH |  | DFND |  | 4656 | 0 | 0 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X202 |  | 807 | 13 | SH |  | DFND |  | 13 | 0 | 0 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 396921 | 1383 | SH |  | DFND |  | 1383 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | KBW BK ETF | 46138E628 |  | 1029 | 13 | SH |  | DFND |  | 13 | 0 | 0 |
| EATON CORP PLC | SHS | G29183103 |  | 281844 | 788 | SH |  | DFND |  | 788 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 1619103 | 13460 | SH |  | DFND |  | 13460 | 0 | 0 |
| ZEBRA TECHNOLOGIES CORPORATI | CL A | 989207105 |  | 3136 | 15 | SH |  | DFND |  | 15 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 9567336 | 16576 | SH |  | DFND |  | 16576 | 0 | 0 |
| AVERY DENNISON CORP | COM | 053611109 |  | 32637 | 189 | SH |  | DFND |  | 189 | 0 | 0 |
| LAUDER ESTEE COS INC | CL A | 518439104 |  | 3589 | 50 | SH |  | DFND |  | 50 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | MORTGAGE BACKED | 46654Q575 |  | 33456 | 656 | SH |  | DFND |  | 656 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | BETABULDRS JAPAN | 46641Q217 |  | 86000 | 1248 | SH |  | DFND |  | 1248 | 0 | 0 |
| HUBBELL INC | COM | 443510607 |  | 7361 | 15 | SH |  | DFND |  | 15 | 0 | 0 |
| CERENCE INC | COM | 156727109 |  | 233 | 37 | SH |  | DFND |  | 37 | 0 | 0 |
| ZIMMER BIOMET HOLDINGS INC | COM | 98956P102 |  | 41593 | 460 | SH |  | DFND |  | 460 | 0 | 0 |
| BIOGEN INC | COM | 09062X103 |  | 63066 | 344 | SH |  | DFND |  | 344 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 183462309 | 2379228 | SH |  | DFND |  | 2379228 | 0 | 0 |
| PHILLIPS 66 | COM | 718546104 |  | 529597 | 2907 | SH |  | DFND |  | 2907 | 0 | 0 |
| UBIQUITI INC | COM | 90353W103 |  | 373807 | 473 | SH |  | DFND |  | 473 | 0 | 0 |
| DOCUSIGN INC | COM | 256163106 |  | 2086 | 44 | SH |  | DFND |  | 44 | 0 | 0 |
| ISHARES TR | U.S. UTILITS ETF | 464287697 |  | 34252 | 295 | SH |  | DFND |  | 295 | 0 | 0 |
| OKTA INC | CL A | 679295105 |  | 7241 | 92 | SH |  | DFND |  | 92 | 0 | 0 |
| ORGANON  CO | COMMON STOCK | 68622V106 |  | 234 | 39 | SH |  | DFND |  | 39 | 0 | 0 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 280389 | 9642 | SH |  | DFND |  | 9642 | 0 | 0 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 1853020 | 9345 | SH |  | DFND |  | 9345 | 0 | 0 |
| DATADOG INC | CL A COM | 23804L103 |  | 18180 | 154 | SH |  | DFND |  | 154 | 0 | 0 |
| DEXCOM INC | COM | 252131107 |  | 6971 | 111 | SH |  | DFND |  | 111 | 0 | 0 |
| ARES MANAGEMENT CORPORATION | CL A COM STK | 03990B101 |  | 23893 | 219 | SH |  | DFND |  | 219 | 0 | 0 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 38354 | 450 | SH |  | DFND |  | 450 | 0 | 0 |
| HCA HEALTHCARE INC | COM | 40412C101 |  | 85183 | 180 | SH |  | DFND |  | 180 | 0 | 0 |
| NEWMONT CORP | COM | 651639106 |  | 3266552 | 30176 | SH |  | DFND |  | 30176 | 0 | 0 |
| SOLAREDGE TECHNOLOGIES INC | COM | 83417M104 |  | 613 | 12 | SH |  | DFND |  | 12 | 0 | 0 |
| ELECTRONIC ARTS INC | COM | 285512109 |  | 44444 | 218 | SH |  | DFND |  | 218 | 0 | 0 |
| ISHARES TR | US HOME CONS ETF | 464288752 |  | 54330 | 600 | SH |  | DFND |  | 600 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 500563 | 6212 | SH |  | DFND |  | 6212 | 0 | 0 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 144134 | 161 | SH |  | DFND |  | 161 | 0 | 0 |
| ZILLOW GROUP INC | CL C CAP STK | 98954M200 |  | 4386 | 106 | SH |  | DFND |  | 106 | 0 | 0 |
| AUTODESK INC | COM | 052769106 |  | 18673 | 78 | SH |  | DFND |  | 78 | 0 | 0 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 1834662 | 9677 | SH |  | DFND |  | 9677 | 0 | 0 |
| DECKERS OUTDOOR CORP | COM | 243537107 |  | 36032 | 360 | SH |  | DFND |  | 360 | 0 | 0 |
| COMFORT SYS USA INC | COM | 199908104 |  | 434382 | 315 | SH |  | DFND |  | 315 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 207416776 | 347112 | SH |  | DFND |  | 347112 | 0 | 0 |
| MUELLER WTR PRODS INC | COM SER A | 624758108 |  | 14020 | 510 | SH |  | DFND |  | 510 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 2397919 | 30905 | SH |  | DFND |  | 30905 | 0 | 0 |
| METLIFE INC | COM | 59156R108 |  | 919 | 13 | SH |  | DFND |  | 13 | 0 | 0 |
| NUVEEN SELECT TAX-FREE INCOM | SH BEN INT | 67062F100 |  | 15383 | 1072 | SH |  | DFND |  | 1072 | 0 | 0 |
| AMETEK INC | COM | 031100100 |  | 263234 | 1228 | SH |  | DFND |  | 1228 | 0 | 0 |
| VULCAN MATLS CO | COM | 929160109 |  | 607501 | 2231 | SH |  | DFND |  | 2231 | 0 | 0 |
| GABELLI EQUITY TR INC | COM | 362397101 |  | 1025 | 183 | SH |  | DFND |  | 183 | 0 | 0 |
| CURTISS WRIGHT CORP | COM | 231561101 |  | 159382 | 234 | SH |  | DFND |  | 234 | 0 | 0 |
| AMERICAN WTR WKS CO INC NEW | COM | 030420103 |  | 169704 | 1247 | SH |  | DFND |  | 1247 | 0 | 0 |
| HONEYWELL INTL INC | COM | 438516106 |  | 744091 | 3292 | SH |  | DFND |  | 3292 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 4370591 | 14121 | SH |  | DFND |  | 14121 | 0 | 0 |
| REPLIGEN CORP | COM | 759916109 |  | 3888 | 33 | SH |  | DFND |  | 33 | 0 | 0 |
| DTE ENERGY CO | COM | 233331107 |  | 58634 | 401 | SH |  | DFND |  | 401 | 0 | 0 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 301550 | 442 | SH |  | DFND |  | 442 | 0 | 0 |
| VANGUARD WORLD FD | CONSUM DIS ETF | 92204A108 |  | 173771 | 484 | SH |  | DFND |  | 484 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | BETABUILDERS CDA | 46641Q225 |  | 422047 | 4487 | SH |  | DFND |  | 4487 | 0 | 0 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 1945319 | 27719 | SH |  | DFND |  | 27719 | 0 | 0 |
| WEC ENERGY GROUP INC | COM | 92939U106 |  | 49897 | 431 | SH |  | DFND |  | 431 | 0 | 0 |
| REGIONS FINANCIAL CORP NEW | COM | 7591EP100 |  | 22777 | 872 | SH |  | DFND |  | 872 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 11058468 | 204597 | SH |  | DFND |  | 204597 | 0 | 0 |
| CADENCE DESIGN SYSTEM INC | COM | 127387108 |  | 24175 | 87 | SH |  | DFND |  | 87 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 |  | 2340 | 32 | SH |  | DFND |  | 32 | 0 | 0 |
| VANGUARD ADMIRAL FDS INC | SMLCP 600 GRTH | 921932794 |  | 523105 | 4203 | SH |  | DFND |  | 4203 | 0 | 0 |
| EQUINIX INC | COM | 29444U700 |  | 109787 | 112 | SH |  | DFND |  | 112 | 0 | 0 |
| THE TRADE DESK INC | COM CL A | 88339J105 |  | 54683 | 2410 | SH |  | DFND |  | 2410 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 13397808 | 62298 | SH |  | DFND |  | 62298 | 0 | 0 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 41087 | 1118 | SH |  | DFND |  | 1118 | 0 | 0 |
| ZILLOW GROUP INC | CL A | 98954M101 |  | 1242 | 30 | SH |  | DFND |  | 30 | 0 | 0 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 131348 | 724 | SH |  | DFND |  | 724 | 0 | 0 |
| TELEDYNE TECHNOLOGIES INC | COM | 879360105 |  | 9075 | 15 | SH |  | DFND |  | 15 | 0 | 0 |
| EXPEDITORS INTL WASH INC | COM | 302130109 |  | 2292 | 16 | SH |  | DFND |  | 16 | 0 | 0 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 527954 | 2471 | SH |  | DFND |  | 2471 | 0 | 0 |
| AUTONATION INC | COM | 05329W102 |  | 1367 | 7 | SH |  | DFND |  | 7 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 21932278 | 86419 | SH |  | DFND |  | 86419 | 0 | 0 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 15877 | 46 | SH |  | DFND |  | 46 | 0 | 0 |
| KINROSS GOLD CORP | COM | 496902404 |  | 213243 | 6987 | SH |  | DFND |  | 6987 | 0 | 0 |
| HALEON PLC | SPON ADS | 405552100 |  | 7387 | 738 | SH |  | DFND |  | 738 | 0 | 0 |
| WOODSIDE ENERGY GROUP LTD | SPONSORED ADR | 980228308 |  | 1146 | 48 | SH |  | DFND |  | 48 | 0 | 0 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 2902042 | 8139 | SH |  | DFND |  | 8139 | 0 | 0 |
| COCA-COLA EUROPACIFIC PARTNE | SHS | G25839104 |  | 1451 | 16 | SH |  | DFND |  | 16 | 0 | 0 |
| WASTE CONNECTIONS INC | COM | 94106B101 |  | 76184 | 469 | SH |  | DFND |  | 469 | 0 | 0 |
| INTERNATIONAL PAPER CO | COM | 460146103 |  | 4284 | 120 | SH |  | DFND |  | 120 | 0 | 0 |
| FASTENAL CO | COM | 311900104 |  | 48349 | 1042 | SH |  | DFND |  | 1042 | 0 | 0 |
| SERVICENOW INC | COM | 81762P102 |  | 235238 | 2250 | SH |  | DFND |  | 2250 | 0 | 0 |
| ENDEAVOUR SILVER CORP | COM | 29258Y103 |  | 46550 | 5000 | SH |  | DFND |  | 5000 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 200682 | 2240 | SH |  | DFND |  | 2240 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 887708 | 12727 | SH |  | DFND |  | 12727 | 0 | 0 |
| PAN AMERN SILVER CORP | COM | 697900108 |  | 1075555 | 19688 | SH |  | DFND |  | 19688 | 0 | 0 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 |  | 111469 | 5187 | SH |  | DFND |  | 5187 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 1434812 | 46767 | SH |  | DFND |  | 46767 | 0 | 0 |
| MASIMO CORP | COM | 574795100 |  | 4447 | 25 | SH |  | DFND |  | 25 | 0 | 0 |
| EXPAND ENERGY CORPORATION | COM | 165167735 |  | 377094 | 3435 | SH |  | DFND |  | 3435 | 0 | 0 |
| COINBASE GLOBAL INC | COM CL A | 19260Q107 |  | 2270 | 13 | SH |  | DFND |  | 13 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 270634 | 728 | SH |  | DFND |  | 728 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | DJ INTERNT IDX | 33733E302 |  | 1170384 | 5001 | SH |  | DFND |  | 5001 | 0 | 0 |
| PELOTON INTERACTIVE INC | CL A COM | 70614W100 |  | 107 | 25 | SH |  | DFND |  | 25 | 0 | 0 |
| HARTFORD INSURANCE GROUP INC | COM | 416515104 |  | 29751 | 220 | SH |  | DFND |  | 220 | 0 | 0 |
| LIBERTY LIVE HOLDINGS INC | COM SHS SER C | 530909308 |  | 471 | 5 | SH |  | DFND |  | 5 | 0 | 0 |
| ISHARES TR | MSCI EURO FL ETF | 464289180 |  | 40252 | 1155 | SH |  | DFND |  | 1155 | 0 | 0 |
| PAYCHEX INC | COM | 704326107 |  | 89449 | 971 | SH |  | DFND |  | 971 | 0 | 0 |
| AMPLIFY ETF TR | AMPLIFY JUNIOR S | 032108649 |  | 190208 | 6400 | SH |  | DFND |  | 6400 | 0 | 0 |
| CHEVRON CORPORATION | COM | 166764100 |  | 614907 | 2972 | SH |  | DFND |  | 2972 | 0 | 0 |
| EOG RES INC | COM | 26875P101 |  | 129101 | 893 | SH |  | DFND |  | 893 | 0 | 0 |
| TERADYNE INC | COM | 880770102 |  | 6522 | 22 | SH |  | DFND |  | 22 | 0 | 0 |
| CARNIVAL CORP | COMMON STOCK | 143658300 |  | 3856 | 149 | SH |  | DFND |  | 149 | 0 | 0 |
| ROYCE MICRO-CAP TR INC | COM | 780915104 |  | 124987 | 11051 | SH |  | DFND |  | 11051 | 0 | 0 |
| U HAUL HOLDING COMPANY | COM SER N | 023586506 |  | 8041 | 180 | SH |  | DFND |  | 180 | 0 | 0 |
| NETAPP INC | COM | 64110D104 |  | 26929 | 263 | SH |  | DFND |  | 263 | 0 | 0 |
| EVERPURE INC | CL A | 74624M102 |  | 1417 | 24 | SH |  | DFND |  | 24 | 0 | 0 |
| PROSHARES TR | S 500 DV ARIST | 74348A467 |  | 370823 | 3498 | SH |  | DFND |  | 3498 | 0 | 0 |
| WISDOMTREE TR | US LARGECAP DIVD | 97717W307 |  | 153737 | 1721 | SH |  | DFND |  | 1721 | 0 | 0 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 2809370 | 13827 | SH |  | DFND |  | 13827 | 0 | 0 |
| ECOLAB INC | COM | 278865100 |  | 158282 | 595 | SH |  | DFND |  | 595 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 22925517 | 357764 | SH |  | DFND |  | 357764 | 0 | 0 |
| FLEXTRONICS INTL LTD | ORD | Y2573F102 |  | 2618 | 40 | SH |  | DFND |  | 40 | 0 | 0 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 719388 | 3407 | SH |  | DFND |  | 3407 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000VAL | 92206C649 |  | 2007 | 12 | SH |  | DFND |  | 12 | 0 | 0 |
| AFLAC INC | COM | 001055102 |  | 103676 | 945 | SH |  | DFND |  | 945 | 0 | 0 |
| VANGUARD WORLD FD | MEGA CAP INDEX | 921910873 |  | 1619943 | 6854 | SH |  | DFND |  | 6854 | 0 | 0 |
| RALLIANT CORP | COM | 750940108 |  | 9524 | 229 | SH |  | DFND |  | 229 | 0 | 0 |
| DEFINIUM THERAPEUTICS INC | COM SHS | 24477V105 |  | 510 | 27 | SH |  | DFND |  | 27 | 0 | 0 |
| TWILIO INC | CL A | 90138F102 |  | 4655 | 37 | SH |  | DFND |  | 37 | 0 | 0 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 6523 | 55 | SH |  | DFND |  | 55 | 0 | 0 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 359026 | 2481 | SH |  | DFND |  | 2481 | 0 | 0 |
| ROKU INC | COM CL A | 77543R102 |  | 7664 | 81 | SH |  | DFND |  | 81 | 0 | 0 |
| QUEST DIAGNOSTICS INC | COM | 74834L100 |  | 73101 | 373 | SH |  | DFND |  | 373 | 0 | 0 |
| SHINHAN FINANCIAL GROUP CO L | SPN ADR RESTRD | 824596100 |  | 13490 | 220 | SH |  | DFND |  | 220 | 0 | 0 |
| BROADSTONE NET LEASE INC | COM | 11135E203 |  | 213741 | 11699 | SH |  | DFND |  | 11699 | 0 | 0 |
| DOVER CORP | COM | 260003108 |  | 34811 | 167 | SH |  | DFND |  | 167 | 0 | 0 |
| EQT CORP | COM | 26884L109 |  | 20683 | 325 | SH |  | DFND |  | 325 | 0 | 0 |
| INTEL CORP | COM | 458140100 |  | 254101 | 5758 | SH |  | DFND |  | 5758 | 0 | 0 |
| VALERO ENERGY CORP | COM | 91913Y100 |  | 244856 | 991 | SH |  | DFND |  | 991 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 4813757 | 19693 | SH |  | DFND |  | 19693 | 0 | 0 |
| LIBERTY BROADBAND CORP | COM SER C | 530307305 |  | 92854 | 1846 | SH |  | DFND |  | 1846 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 121118 | 1997 | SH |  | DFND |  | 1997 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 |  | 437466 | 3397 | SH |  | DFND |  | 3397 | 0 | 0 |
| ROPER TECHNOLOGIES INC | COM | 776696106 |  | 7077 | 20 | SH |  | DFND |  | 20 | 0 | 0 |
| APPLIED OPTOELECTRONICS INC | COM | 03823U102 |  | 4399 | 52 | SH |  | DFND |  | 52 | 0 | 0 |
| PACIFIC BIOSCIENCES CALIF IN | COM | 69404D108 |  | 70 | 53 | SH |  | DFND |  | 53 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 7209173 | 36744 | SH |  | DFND |  | 36744 | 0 | 0 |
| DELL TECHNOLOGIES INC | CL C | 24703L202 |  | 3283 | 20 | SH |  | DFND |  | 20 | 0 | 0 |
| ENTERGY CORP NEW | COM | 29364G103 |  | 641351 | 5708 | SH |  | DFND |  | 5708 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 1883219 | 3769 | SH |  | DFND |  | 3769 | 0 | 0 |
| WALKER  DUNLOP INC | COM | 93148P102 |  | 888 | 20 | SH |  | DFND |  | 20 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 3758225 | 13889 | SH |  | DFND |  | 13889 | 0 | 0 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 153802 | 1381 | SH |  | DFND |  | 1381 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET COM | 81369Y852 |  | 1663 | 15 | SH |  | DFND |  | 15 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 1310 | 22 | SH |  | DFND |  | 22 | 0 | 0 |
| 3M CO | COM | 88579Y101 |  | 609240 | 4195 | SH |  | DFND |  | 4195 | 0 | 0 |
| AXON ENTERPRISE INC | COM | 05464C101 |  | 39921 | 94 | SH |  | DFND |  | 94 | 0 | 0 |
| MARATHON PETE CORP | COM | 56585A102 |  | 65196 | 267 | SH |  | DFND |  | 267 | 0 | 0 |
| OTIS WORLDWIDE CORP | COM | 68902V107 |  | 193933 | 2516 | SH |  | DFND |  | 2516 | 0 | 0 |
| SANDISK CORP | COM | 80004C200 |  | 5083 | 8 | SH |  | DFND |  | 8 | 0 | 0 |
| PTC INC | COM | 69370C100 |  | 2137 | 15 | SH |  | DFND |  | 15 | 0 | 0 |
| FORTINET INC | COM | 34959E109 |  | 37428 | 458 | SH |  | DFND |  | 458 | 0 | 0 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 1477384 | 32138 | SH |  | DFND |  | 32138 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 10470459 | 155049 | SH |  | DFND |  | 155049 | 0 | 0 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 65128 | 357 | SH |  | DFND |  | 357 | 0 | 0 |
| VANECK ETF TRUST | GOLD MINERS ETF | 92189F106 |  | 606233 | 6606 | SH |  | DFND |  | 6606 | 0 | 0 |
| DEERE  CO | COM | 244199105 |  | 100267 | 178 | SH |  | DFND |  | 178 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | BETABUILDERS EUR | 46641Q191 |  | 335258 | 4630 | SH |  | DFND |  | 4630 | 0 | 0 |
| WISDOMTREE TR | EUROPE HEDGED EQ | 97717X701 |  | 142256 | 2720 | SH |  | DFND |  | 2720 | 0 | 0 |
| ARISTA NETWORKS INC | COM SHS | 040413205 |  | 282148 | 2298 | SH |  | DFND |  | 2298 | 0 | 0 |
| CENCORA INC | COM | 03073E105 |  | 22618 | 72 | SH |  | DFND |  | 72 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 1445484 | 4651 | SH |  | DFND |  | 4651 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 2481693 | 8211 | SH |  | DFND |  | 8211 | 0 | 0 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 104074 | 3625 | SH |  | DFND |  | 3625 | 0 | 0 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 883 | 8 | SH |  | DFND |  | 8 | 0 | 0 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 63231 | 1919 | SH |  | DFND |  | 1919 | 0 | 0 |
| INGERSOLL RAND INC | COM | 45687V106 |  | 173139 | 2161 | SH |  | DFND |  | 2161 | 0 | 0 |
| LEAR CORP | COM NEW | 521865204 |  | 26638 | 220 | SH |  | DFND |  | 220 | 0 | 0 |
| FEDERAL AGRIC MTG CORP | CL C | 313148306 |  | 30263 | 204 | SH |  | DFND |  | 204 | 0 | 0 |
| DUPONT DE NEMOURS INC | COM | 26614N102 |  | 80883 | 1766 | SH |  | DFND |  | 1766 | 0 | 0 |
| PUBLIC STORAGE OPER CO | COM | 74460D109 |  | 585913 | 2163 | SH |  | DFND |  | 2163 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 12703735 | 29793 | SH |  | DFND |  | 29793 | 0 | 0 |
| COEUR MNG INC | COM NEW | 192108504 |  | 335701 | 17885 | SH |  | DFND |  | 17885 | 0 | 0 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 1050372 | 10439 | SH |  | DFND |  | 10439 | 0 | 0 |
| PROLOGIS INC. | COM | 74340W103 |  | 133502 | 1010 | SH |  | DFND |  | 1010 | 0 | 0 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 120518 | 1016 | SH |  | DFND |  | 1016 | 0 | 0 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 2981195 | 9500 | SH |  | DFND |  | 9500 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET CON | 81369Y407 |  | 84351 | 774 | SH |  | DFND |  | 774 | 0 | 0 |
| ALLEGION PLC | ORD SHS | G0176J109 |  | 1017 | 7 | SH |  | DFND |  | 7 | 0 | 0 |
| ALLIANT ENERGY CORP | COM | 018802108 |  | 27269 | 380 | SH |  | DFND |  | 380 | 0 | 0 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 71390 | 208 | SH |  | DFND |  | 208 | 0 | 0 |
| UNITED PARCEL SVCS INC | CL B | 911312106 |  | 39450 | 401 | SH |  | DFND |  | 401 | 0 | 0 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 300437 | 994 | SH |  | DFND |  | 994 | 0 | 0 |
| GALLAGHER ARTHUR J  CO | COM | 363576109 |  | 53062 | 245 | SH |  | DFND |  | 245 | 0 | 0 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 391549 | 6793 | SH |  | DFND |  | 6793 | 0 | 0 |
| BEYOND MEAT INC | COM | 08862E109 |  | 21 | 30 | SH |  | DFND |  | 30 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US S | 808524763 |  | 255840 | 7889 | SH |  | DFND |  | 7889 | 0 | 0 |
| ROSS STORES INC | COM | 778296103 |  | 104849 | 484 | SH |  | DFND |  | 484 | 0 | 0 |
| PRICE T ROWE GROUP INC | COM | 74144T108 |  | 12529 | 139 | SH |  | DFND |  | 139 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 354005 | 12607 | SH |  | DFND |  | 12607 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 1471948 | 19355 | SH |  | DFND |  | 19355 | 0 | 0 |
| MICROCHIP TECHNOLOGY INC. | COM | 595017104 |  | 3037 | 47 | SH |  | DFND |  | 47 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET ENE | 81369Y506 |  | 858 | 14 | SH |  | DFND |  | 14 | 0 | 0 |
| T-MOBILE US INC | COM | 872590104 |  | 45366 | 216 | SH |  | DFND |  | 216 | 0 | 0 |
| FORTUNE BRANDS INNOVATIONS I | COM | 34964C106 |  | 13795 | 354 | SH |  | DFND |  | 354 | 0 | 0 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 4104 | 43 | SH |  | DFND |  | 43 | 0 | 0 |
| ILLUMINA INC | COM | 452327109 |  | 37841 | 307 | SH |  | DFND |  | 307 | 0 | 0 |
| WW GRAINGER INC | COM | 384802104 |  | 10908 | 10 | SH |  | DFND |  | 10 | 0 | 0 |
| APPLOVIN CORP | COM CL A | 03831W108 |  | 2388 | 6 | SH |  | DFND |  | 6 | 0 | 0 |
| CENOVUS ENERGY INC | COM | 15135U109 |  | 2043 | 77 | SH |  | DFND |  | 77 | 0 | 0 |
| NISOURCE INC | COM | 65473P105 |  | 557867 | 11956 | SH |  | DFND |  | 11956 | 0 | 0 |
| SYNAPTICS INC | COM | 87157D109 |  | 11557 | 165 | SH |  | DFND |  | 165 | 0 | 0 |
| AUTOZONE INC | COM | 053332102 |  | 10133 | 3 | SH |  | DFND |  | 3 | 0 | 0 |
| KYNDRYL HLDGS INC | COMMON STOCK | 50155Q100 |  | 1574 | 120 | SH |  | DFND |  | 120 | 0 | 0 |
| FIFTH THIRD BANCORP | COM | 316773100 |  | 256413 | 5519 | SH |  | DFND |  | 5519 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000IDX | 92206C664 |  | 52389 | 523 | SH |  | DFND |  | 523 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 1246203 | 9377 | SH |  | DFND |  | 9377 | 0 | 0 |
| CELSIUS HLDGS INC | COM NEW | 15118V207 |  | 4222 | 119 | SH |  | DFND |  | 119 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 3370095 | 86724 | SH |  | DFND |  | 86724 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A763 |  | 1699617 | 11646 | SH |  | DFND |  | 11646 | 0 | 0 |
| TRAVEL PLUS LEISURE CO | COM | 894164102 |  | 1591 | 23 | SH |  | DFND |  | 23 | 0 | 0 |
| GRAIL INC | COM | 384747101 |  | 4806 | 93 | SH |  | DFND |  | 93 | 0 | 0 |
| TRACTOR SUPPLY CO | COM | 892356106 |  | 81767 | 1805 | SH |  | DFND |  | 1805 | 0 | 0 |
| APOLLO GLOBAL MGMT INC | COM | 03769M106 |  | 2006 | 18 | SH |  | DFND |  | 18 | 0 | 0 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 5575026 | 5595 | SH |  | DFND |  | 5595 | 0 | 0 |
| SEMPRA | COM | 816851109 |  | 101543 | 1045 | SH |  | DFND |  | 1045 | 0 | 0 |
| SEA LTD | SPONSORD ADS | 81141R100 |  | 4969 | 60 | SH |  | DFND |  | 60 | 0 | 0 |
| CREDO TECHNOLOGY GROUP HOLDI | ORDINARY SHARES | G25457105 |  | 1784 | 19 | SH |  | DFND |  | 19 | 0 | 0 |
| TIC SOLUTIONS INC | COM | 00510N102 |  | 2244 | 341 | SH |  | DFND |  | 341 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 3494487 | 20597 | SH |  | DFND |  | 20597 | 0 | 0 |
| FIVERR INTL LTD | ORD SHS | M4R82T106 |  | 591 | 59 | SH |  | DFND |  | 59 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | NY ARCA BIOTECH | 33733E203 |  | 132742 | 661 | SH |  | DFND |  | 661 | 0 | 0 |
| INSIGHT ENTERPRISES INC | COM | 45765U103 |  | 7036 | 105 | SH |  | DFND |  | 105 | 0 | 0 |
| ISHARES TR | US HLTHCR PR ETF | 464288828 |  | 20925 | 500 | SH |  | DFND |  | 500 | 0 | 0 |
| BAKER HUGHES COMPANY | CL A | 05722G100 |  | 8730 | 143 | SH |  | DFND |  | 143 | 0 | 0 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 336826 | 80 | SH |  | DFND |  | 80 | 0 | 0 |
| US FOODS HLDG CORP | COM | 912008109 |  | 5717 | 62 | SH |  | DFND |  | 62 | 0 | 0 |
| WELLTOWER INC | COM | 95040Q104 |  | 163704 | 828 | SH |  | DFND |  | 828 | 0 | 0 |
| DEVON ENERGY CORP NEW | COM | 25179M103 |  | 14693 | 292 | SH |  | DFND |  | 292 | 0 | 0 |
| FIRST SOLAR INC | COM | 336433107 |  | 11836 | 60 | SH |  | DFND |  | 60 | 0 | 0 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 5532067 | 36537 | SH |  | DFND |  | 36537 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 3981509 | 43980 | SH |  | DFND |  | 43980 | 0 | 0 |

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