# EDGAR Filing Document

**Accession Number:** 0001433541
**File Stem:** 0001172661-23-000250
**Filing Date:** 2023-1
**Character Count:** 31639
**Document Hash:** f5a5e3ce6613229111fccf95c678ee64
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001172661-23-000250.hdr.sgml**: 20230123

**ACCESSION NUMBER**: 0001172661-23-000250

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230123

**DATE AS OF CHANGE**: 20230123

**EFFECTIVENESS DATE**: 20230123

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** ASPIRIANT, LLC
- **CENTRAL INDEX KEY:** 0001433541
- **IRS NUMBER:** 261518255
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-13064
- **FILM NUMBER:** 23542801

**BUSINESS ADDRESS:**
- **STREET 1:** 11100 SANTA MONICA BLVD
- **STREET 2:** SUITE 600
- **CITY:** LOS ANGELES
- **STATE:** CA
- **ZIP:** 90025
- **BUSINESS PHONE:** 4153717800

**MAIL ADDRESS:**
- **STREET 1:** 50 CALIFORNIA STREET
- **STREET 2:** SUITE 2600
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94111

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Kochis Fitz/Quintile LLC
- **DATE OF NAME CHANGE:** 20080425

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** ASPIRIANT LLC<br>**Address:** 50 California Street<br>Suite 2600<br>San Francisco, CA 94111

**Form 13F File Number:** 028-13064

**CRD Number (if applicable):** 000146720

**SEC File Number (if applicable):** 801-68987

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Shanda Gentry<br>**Title:** Chief Compliance Officer<br>**Phone:** 513-824-3100

**Signature, Place, and Date of Signing:**

/s/ Shanda Gentry  San Francisco, CA  01-23-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 278

**Form 13F Information Table Value Total:** $1961989846

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 881323 | 7349 | SH |  | SOLE |  | 2163 | 0 | 5186 |
| ABBOTT LABS | COM | 002824100 |  | 2111152 | 19229 | SH |  | SOLE |  | 3422 | 0 | 15807 |
| ABBVIE INC | COM | 00287Y109 |  | 1371099 | 8484 | SH |  | SOLE |  | 36 | 0 | 8448 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 776238 | 2909 | SH |  | SOLE |  | 0 | 0 | 2909 |
| ADOBE SYSTEMS INCORPORATED | COM | 00724F101 |  | 793201 | 2357 | SH |  | SOLE |  | 0 | 0 | 2357 |
| ALIGN TECHNOLOGY INC | COM | 016255101 |  | 357897 | 1697 | SH |  | SOLE |  | 0 | 0 | 1697 |
| ALLBIRDS INC | COM CL A | 01675A109 |  | 25933 | 10716 | SH |  | SOLE |  | 0 | 0 | 10716 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 4185272 | 47168 | SH |  | SOLE |  | 9301 | 0 | 37867 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 7301738 | 82758 | SH |  | SOLE |  | 21997 | 0 | 60761 |
| AMAZON COM INC | COM | 023135106 |  | 2416932 | 28773 | SH |  | SOLE |  | 0 | 0 | 28773 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 769187 | 5206 | SH |  | SOLE |  | 0 | 0 | 5206 |
| AMERICAN INTL GROUP INC | COM NEW | 026874784 |  | 202558 | 3203 | SH |  | SOLE |  | 0 | 0 | 3203 |
| AMGEN INC | COM | 031162100 |  | 954171 | 3633 | SH |  | SOLE |  | 0 | 0 | 3633 |
| ANALOG DEVICES INC | COM | 032654105 |  | 200281 | 1221 | SH |  | SOLE |  | 0 | 0 | 1221 |
| ANHEUSER BUSCH INBEV SA/NV | SPONSORED ADR | 03524A108 |  | 340427 | 5670 | SH |  | SOLE |  | 1670 | 0 | 4000 |
| APPLE INC | COM | 037833100 |  | 40798583 | 314005 | SH |  | SOLE |  | 42556 | 0 | 271449 |
| APPLIED MATLS INC | COM | 038222105 |  | 543419 | 5580 | SH |  | SOLE |  | 0 | 0 | 5580 |
| AT INC | COM | 00206R102 |  | 294554 | 16000 | SH |  | SOLE |  | 0 | 0 | 16000 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 371427 | 1555 | SH |  | SOLE |  | 0 | 0 | 1555 |
| BANK AMERICA CORP | COM | 060505104 |  | 1413562 | 42680 | SH |  | SOLE |  | 0 | 0 | 42680 |
| BANK MARIN BANCORP | COM | 063425102 |  | 255872 | 7782 | SH |  | SOLE |  | 0 | 0 | 7782 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 302108 | 1188 | SH |  | SOLE |  | 55 | 0 | 1133 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 21071922 | 68216 | SH |  | SOLE |  | 7949 | 0 | 60267 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 4218399 | 9 | SH |  | SOLE |  | 3 | 0 | 6 |
| BILL COM HLDGS INC | COM | 090043100 |  | 29008421 | 266230 | SH |  | SOLE |  | 160 | 0 | 266070 |
| BOEING CO | COM | 097023105 |  | 268651 | 1410 | SH |  | SOLE |  | 0 | 0 | 1410 |
| BOX INC | CL A | 10316T104 |  | 273944 | 8800 | SH |  | SOLE |  | 0 | 0 | 8800 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 1036559 | 14407 | SH |  | SOLE |  | 0 | 0 | 14407 |
| BROADCOM INC | COM | 11135F101 |  | 412079 | 737 | SH |  | SOLE |  | 0 | 0 | 737 |
| CANGO INC | ADS | 137586103 |  | 26160 | 20000 | SH |  | SOLE |  | 0 | 0 | 20000 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 251271 | 2703 | SH |  | SOLE |  | 0 | 0 | 2703 |
| CARDINAL HEALTH INC | COM | 14149Y108 |  | 203552 | 2648 | SH |  | SOLE |  | 0 | 0 | 2648 |
| CATERPILLAR INC | COM | 149123101 |  | 672545 | 2808 | SH |  | SOLE |  | 248 | 0 | 2560 |
| CHARTER COMMUNICATIONS INC N | CL A | 16119P108 |  | 458542 | 1352 | SH |  | SOLE |  | 73 | 0 | 1279 |
| CHEVRON CORP NEW | COM | 166764100 |  | 2994240 | 16682 | SH |  | SOLE |  | 1388 | 0 | 15294 |
| CIGNA CORP NEW | COM | 125523100 |  | 409766 | 1237 | SH |  | SOLE |  | 0 | 0 | 1237 |
| CINCINNATI FINL CORP | COM | 172062101 |  | 4010892 | 39173 | SH |  | SOLE |  | 0 | 0 | 39173 |
| CISCO SYS INC | COM | 17275R102 |  | 1079635 | 22663 | SH |  | SOLE |  | 404 | 0 | 22259 |
| CLOUDFLARE INC | CL A COM | 18915M107 |  | 945477 | 20913 | SH |  | SOLE |  | 3779 | 0 | 17134 |
| COCA COLA CO | COM | 191216100 |  | 913015 | 14353 | SH |  | SOLE |  | 1290 | 0 | 13063 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 1129811 | 32308 | SH |  | SOLE |  | 2920 | 0 | 29388 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 560028 | 4746 | SH |  | SOLE |  | 0 | 0 | 4746 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 907089 | 1987 | SH |  | SOLE |  | 450 | 0 | 1537 |
| COURSERA INC | COM | 22266M104 |  | 277875 | 23489 | SH |  | SOLE |  | 23289 | 0 | 200 |
| CSX CORP | COM | 126408103 |  | 219710 | 7092 | SH |  | SOLE |  | 0 | 0 | 7092 |
| CVS HEALTH CORP | COM | 126650100 |  | 337441 | 3621 | SH |  | SOLE |  | 0 | 0 | 3621 |
| DANAHER CORPORATION | COM | 235851102 |  | 1884168 | 7099 | SH |  | SOLE |  | 1566 | 0 | 5533 |
| DANIMER SCIENTIFIC INC | COM CL A | 236272100 |  | 21212 | 11850 | SH |  | SOLE |  | 0 | 0 | 11850 |
| DEERE  CO | COM | 244199105 |  | 499934 | 1166 | SH |  | SOLE |  | 0 | 0 | 1166 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 5990893 | 117124 | SH |  | SOLE |  | 9801 | 0 | 107323 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 7366619 | 242323 | SH |  | SOLE |  | 40113 | 0 | 202210 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 8083416 | 183923 | SH |  | SOLE |  | 49503 | 0 | 134420 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 6128654 | 283734 | SH |  | SOLE |  | 0 | 0 | 283734 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 6845857 | 281955 | SH |  | SOLE |  | 0 | 0 | 281955 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 23736182 | 708966 | SH |  | SOLE |  | 128067 | 0 | 580899 |
| DISNEY WALT CO | COM | 254687106 |  | 1569917 | 18070 | SH |  | SOLE |  | 3651 | 0 | 14419 |
| DOCUSIGN INC | COM | 256163106 |  | 586011 | 10574 | SH |  | SOLE |  | 0 | 0 | 10574 |
| DOLLAR GEN CORP NEW | COM | 256677105 |  | 209313 | 850 | SH |  | SOLE |  | 0 | 0 | 850 |
| DOMINION ENERGY INC | COM | 25746U109 |  | 373071 | 6084 | SH |  | SOLE |  | 0 | 0 | 6084 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 356190 | 3458 | SH |  | SOLE |  | 0 | 0 | 3458 |
| ECOLAB INC | COM | 278865100 |  | 225909 | 1552 | SH |  | SOLE |  | 0 | 0 | 1552 |
| EDWARDS LIFESCIENCES CORP | COM | 28176E108 |  | 204581 | 2742 | SH |  | SOLE |  | 0 | 0 | 2742 |
| ELASTIC N V | ORD SHS | N14506104 |  | 538948 | 10465 | SH |  | SOLE |  | 0 | 0 | 10465 |
| ELEVANCE HEALTH INC | COM | 036752103 |  | 442180 | 862 | SH |  | SOLE |  | 100 | 0 | 762 |
| ENBRIDGE INC | COM | 29250N105 |  | 212587 | 5437 | SH |  | SOLE |  | 0 | 0 | 5437 |
| ENGINE NO 1 ETF TRUST | TRANSFRM 500 ETF | 29287L106 |  | 854154 | 19316 | SH |  | SOLE |  | 0 | 0 | 19316 |
| ESAB CORPORATION | COM | 29605J106 |  | 204993 | 4369 | SH |  | SOLE |  | 0 | 0 | 4369 |
| ETHAN ALLEN INTERIORS INC | COM | 297602104 |  | 308045 | 9617 | SH |  | SOLE |  | 0 | 0 | 9617 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 2901883 | 26309 | SH |  | SOLE |  | 613 | 0 | 25696 |
| FEDEX CORP | COM | 31428X106 |  | 341550 | 1972 | SH |  | SOLE |  | 310 | 0 | 1662 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 12275613 | 272670 | SH |  | SOLE |  | 123327 | 0 | 149343 |
| FIRST TR EXCHANGE-TRADED FD | NAT GAS ETF | 33733E807 |  | 1241897 | 50669 | SH |  | SOLE |  | 0 | 0 | 50669 |
| FLEXSHARES TR | MORNSTAR UPSTR | 33939L407 |  | 203005 | 4670 | SH |  | SOLE |  | 0 | 0 | 4670 |
| FLEXSHARES TR | US QUALITY CAP | 33939L746 |  | 257492 | 6043 | SH |  | SOLE |  | 0 | 0 | 6043 |
| FTC SOLAR INC | COM | 30320C103 |  | 26800 | 10000 | SH |  | SOLE |  | 0 | 0 | 10000 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 1175049 | 4736 | SH |  | SOLE |  | 0 | 0 | 4736 |
| GENERAL ELECTRIC CO | COM NEW | 369604301 |  | 432368 | 5160 | SH |  | SOLE |  | 176 | 0 | 4984 |
| GENUINE PARTS CO | COM | 372460105 |  | 247425 | 1426 | SH |  | SOLE |  | 0 | 0 | 1426 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 338573 | 986 | SH |  | SOLE |  | 75 | 0 | 911 |
| HANESBRANDS INC | COM | 410345102 |  | 65724 | 10334 | SH |  | SOLE |  | 0 | 0 | 10334 |
| HOME DEPOT INC | COM | 437076102 |  | 1776081 | 5623 | SH |  | SOLE |  | 0 | 0 | 5623 |
| HONEYWELL INTL INC | COM | 438516106 |  | 424957 | 1983 | SH |  | SOLE |  | 300 | 0 | 1683 |
| HUNTINGTON BANCSHARES INC | COM | 446150104 |  | 511210 | 36256 | SH |  | SOLE |  | 0 | 0 | 36256 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 200032 | 908 | SH |  | SOLE |  | 31 | 0 | 877 |
| INDEXIQ ETF TR | HEDGE MLTI ETF | 45409B107 |  | 13282282 | 466700 | SH |  | SOLE |  | 22378 | 0 | 444322 |
| INDEXIQ ETF TR | IQ MRGR ARB ETF | 45409B800 |  | 7346764 | 231540 | SH |  | SOLE |  | 17181 | 0 | 214359 |
| INTEL CORP | COM | 458140100 |  | 650877 | 24626 | SH |  | SOLE |  | 1809 | 0 | 22817 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 775929 | 5507 | SH |  | SOLE |  | 0 | 0 | 5507 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 |  | 221350 | 3464 | SH |  | SOLE |  | 0 | 0 | 3464 |
| INVESCO EXCH TRADED FD TR II | SR LN ETF | 46138G508 |  | 282698 | 13770 | SH |  | SOLE |  | 0 | 0 | 13770 |
| INVESCO EXCHANGE TRADED FD T | AEROSPACE DEFN | 46137V100 |  | 393411 | 5018 | SH |  | SOLE |  | 0 | 0 | 5018 |
| INVESCO EXCHANGE TRADED FD T | DYNMC ENRG EXP | 46137V761 |  | 1056124 | 35704 | SH |  | SOLE |  | 0 | 0 | 35704 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 6918849 | 48983 | SH |  | SOLE |  | 1154 | 0 | 47829 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 265089 | 996 | SH |  | SOLE |  | 0 | 0 | 996 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 250432 | 7240 | SH |  | SOLE |  | 0 | 0 | 7240 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 200513 | 4224 | SH |  | SOLE |  | 0 | 0 | 4224 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 |  | 1114605 | 37067 | SH |  | SOLE |  | 1253 | 0 | 35814 |
| ISHARES INC | MSCI EQUAL WEITE | 464286681 |  | 288040 | 3949 | SH |  | SOLE |  | 0 | 0 | 3949 |
| ISHARES INC | MSCI GBL MIN VOL | 464286525 |  | 266096202 | 2800424 | SH |  | SOLE |  | 329280 | 0 | 2471144 |
| ISHARES INC | MSCI EMERG MRKT | 464286533 |  | 2622018 | 49425 | SH |  | SOLE |  | 9176 | 0 | 40249 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 55240172 | 1182872 | SH |  | SOLE |  | 50196 | 0 | 1132676 |
| ISHARES TR | HDG MSCI EAFE | 46434V803 |  | 324891 | 12033 | SH |  | SOLE |  | 0 | 0 | 12033 |
| ISHARES TR | U.S. MED DVC ETF | 464288810 |  | 427394 | 8130 | SH |  | SOLE |  | 0 | 0 | 8130 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 529651 | 4901 | SH |  | SOLE |  | 0 | 0 | 4901 |
| ISHARES TR | U.S. ENERGY ETF | 464287796 |  | 249000 | 5356 | SH |  | SOLE |  | 0 | 0 | 5356 |
| ISHARES TR | DOW JONES US ETF | 464287846 |  | 2779577 | 29744 | SH |  | SOLE |  | 0 | 0 | 29744 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 2228038 | 33943 | SH |  | SOLE |  | 0 | 0 | 33943 |
| ISHARES TR | MSCI GBL SUS DEV | 46435G532 |  | 802594 | 10171 | SH |  | SOLE |  | 0 | 0 | 10171 |
| ISHARES TR | MSCI ACWI ETF | 464288257 |  | 3459265 | 40754 | SH |  | SOLE |  | 4601 | 0 | 36153 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 807795 | 5568 | SH |  | SOLE |  | 0 | 0 | 5568 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 1280250 | 25605 | SH |  | SOLE |  | 0 | 0 | 25605 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 9226026 | 52913 | SH |  | SOLE |  | 609 | 0 | 52304 |
| ISHARES TR | AGGRES ALLOC ETF | 464289859 |  | 669320 | 11202 | SH |  | SOLE |  | 0 | 0 | 11202 |
| ISHARES TR | CORE 1 5 YR USD | 46432F859 |  | 911292 | 19623 | SH |  | SOLE |  | 0 | 0 | 19623 |
| ISHARES TR | SHORT TREAS BD | 464288679 |  | 1915796 | 17429 | SH |  | SOLE |  | 0 | 0 | 17429 |
| ISHARES TR | CORE S ETF | 464287200 |  | 39845685 | 103708 | SH |  | SOLE |  | 4941 | 0 | 98767 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 2173817 | 22969 | SH |  | SOLE |  | 0 | 0 | 22969 |
| ISHARES TR | CORE S US GWT | 464287671 |  | 2376716 | 29155 | SH |  | SOLE |  | 0 | 0 | 29155 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 15274284 | 72554 | SH |  | SOLE |  | 4681 | 0 | 67873 |
| ISHARES TR | GLOBAL REIT ETF | 46434V647 |  | 2353006 | 103611 | SH |  | SOLE |  | 3352 | 0 | 100259 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 |  | 12991942 | 204324 | SH |  | SOLE |  | 2038 | 0 | 202286 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 2612743 | 38736 | SH |  | SOLE |  | 8484 | 0 | 30252 |
| ISHARES TR | MSCI ACWI EX US | 464288240 |  | 212531 | 4671 | SH |  | SOLE |  | 0 | 0 | 4671 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 6313440 | 65094 | SH |  | SOLE |  | 13825 | 0 | 51269 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 5696212 | 23548 | SH |  | SOLE |  | 579 | 0 | 22969 |
| ISHARES TR | MSCI LW CRB TG | 46434V464 |  | 8761834 | 63425 | SH |  | SOLE |  | 6319 | 0 | 57106 |
| ISHARES TR | MODERT ALLOC ETF | 464289875 |  | 2459323 | 64702 | SH |  | SOLE |  | 0 | 0 | 64702 |
| ISHARES TR | GRWT ALLOCAT ETF | 464289867 |  | 30110222 | 638469 | SH |  | SOLE |  | 56292 | 0 | 582177 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 3314861 | 58691 | SH |  | SOLE |  | 6259 | 0 | 52432 |
| ISHARES TR | INTL SEL DIV ETF | 464288448 |  | 927921 | 34165 | SH |  | SOLE |  | 0 | 0 | 34165 |
| ISHARES TR | CORE S US VLU | 464287663 |  | 162621860 | 2302447 | SH |  | SOLE |  | 122469 | 0 | 2179978 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 5562085 | 36676 | SH |  | SOLE |  | 0 | 0 | 36676 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 4045695 | 106747 | SH |  | SOLE |  | 1875 | 0 | 104872 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 2127886 | 25093 | SH |  | SOLE |  | 0 | 0 | 25093 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 1352288 | 11213 | SH |  | SOLE |  | 1155 | 0 | 10058 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 390769 | 3429 | SH |  | SOLE |  | 0 | 0 | 3429 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 10428111 | 144634 | SH |  | SOLE |  | 691 | 0 | 143943 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 13521970 | 97512 | SH |  | SOLE |  | 3014 | 0 | 94498 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 222125 | 3797 | SH |  | SOLE |  | 0 | 0 | 3797 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 20892010 | 197991 | SH |  | SOLE |  | 29352 | 0 | 168639 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 626613 | 2921 | SH |  | SOLE |  | 0 | 0 | 2921 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 1037978 | 12416 | SH |  | SOLE |  | 0 | 0 | 12416 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 1789565 | 8353 | SH |  | SOLE |  | 0 | 0 | 8353 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 760327 | 7294 | SH |  | SOLE |  | 0 | 0 | 7294 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 501581 | 4976 | SH |  | SOLE |  | 0 | 0 | 4976 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 62781776 | 1368391 | SH |  | SOLE |  | 211423 | 0 | 1156968 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 9569781 | 155253 | SH |  | SOLE |  | 2775 | 0 | 152478 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 6462433 | 29284 | SH |  | SOLE |  | 704 | 0 | 28580 |
| JEFFERIES FINL GROUP INC | COM | 47233W109 |  | 208182 | 6073 | SH |  | SOLE |  | 0 | 0 | 6073 |
| JFROG LTD | ORD SHS | M6191J100 |  | 704914 | 33048 | SH |  | SOLE |  | 0 | 0 | 33048 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 4330586 | 24515 | SH |  | SOLE |  | 2135 | 0 | 22380 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 3515060 | 26212 | SH |  | SOLE |  | 2339 | 0 | 23873 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 496332 | 27452 | SH |  | SOLE |  | 0 | 0 | 27452 |
| KRAFT HEINZ CO | COM | 500754106 |  | 262335 | 6444 | SH |  | SOLE |  | 0 | 0 | 6444 |
| LILLY ELI  CO | COM | 532457108 |  | 258649 | 707 | SH |  | SOLE |  | 0 | 0 | 707 |
| LINDE PLC | SHS | G5494J103 |  | 455347 | 1396 | SH |  | SOLE |  | 0 | 0 | 1396 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 266597 | 548 | SH |  | SOLE |  | 310 | 0 | 238 |
| LOEWS CORP | COM | 540424108 |  | 331839 | 5689 | SH |  | SOLE |  | 0 | 0 | 5689 |
| LOWES COS INC | COM | 548661107 |  | 1359415 | 6823 | SH |  | SOLE |  | 0 | 0 | 6823 |
| MARATHON OIL CORP | COM | 565849106 |  | 297202 | 10979 | SH |  | SOLE |  | 10150 | 0 | 829 |
| MARATHON PETE CORP | COM | 56585A102 |  | 913080 | 7845 | SH |  | SOLE |  | 4218 | 0 | 3627 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 1290869 | 3713 | SH |  | SOLE |  | 0 | 0 | 3713 |
| MCDONALDS CORP | COM | 580135101 |  | 839252 | 3185 | SH |  | SOLE |  | 366 | 0 | 2819 |
| MERCK  CO INC | COM | 58933Y105 |  | 1864099 | 16800 | SH |  | SOLE |  | 458 | 0 | 16342 |
| META PLATFORMS INC | CL A | 30303M102 |  | 5461390 | 45383 | SH |  | SOLE |  | 1365 | 0 | 44018 |
| METLIFE INC | COM | 59156R108 |  | 270953 | 3744 | SH |  | SOLE |  | 0 | 0 | 3744 |
| MICROSOFT CORP | COM | 594918104 |  | 11307677 | 47150 | SH |  | SOLE |  | 2192 | 0 | 44958 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 227210 | 3409 | SH |  | SOLE |  | 0 | 0 | 3409 |
| MONROE CAP CORP | COM | 610335101 |  | 93940 | 11000 | SH |  | SOLE |  | 0 | 0 | 11000 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 281814 | 3315 | SH |  | SOLE |  | 0 | 0 | 3315 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 747050 | 8936 | SH |  | SOLE |  | 0 | 0 | 8936 |
| NIKE INC | CL B | 654106103 |  | 682519 | 5833 | SH |  | SOLE |  | 1418 | 0 | 4415 |
| NOKIA CORP | SPONSORED ADR | 654902204 |  | 110571 | 23830 | SH |  | SOLE |  | 0 | 0 | 23830 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 237340 | 435 | SH |  | SOLE |  | 150 | 0 | 285 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 202850 | 2236 | SH |  | SOLE |  | 0 | 0 | 2236 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 204634 | 1512 | SH |  | SOLE |  | 0 | 0 | 1512 |
| NUSHARES ETF TR | NUVEEN ESG SMLCP | 67092P607 |  | 222375 | 6506 | SH |  | SOLE |  | 0 | 0 | 6506 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 266504 | 1824 | SH |  | SOLE |  | 0 | 0 | 1824 |
| OCCIDENTAL PETE CORP | COM | 674599105 |  | 302352 | 4800 | SH |  | SOLE |  | 3716 | 0 | 1084 |
| ORACLE CORP | COM | 68389X105 |  | 1678519 | 20535 | SH |  | SOLE |  | 900 | 0 | 19635 |
| PAYCHEX INC | COM | 704326107 |  | 1395849 | 12079 | SH |  | SOLE |  | 0 | 0 | 12079 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 234741 | 3296 | SH |  | SOLE |  | 348 | 0 | 2948 |
| PEPSICO INC | COM | 713448108 |  | 3676612 | 20351 | SH |  | SOLE |  | 2996 | 0 | 17355 |
| PFIZER INC | COM | 717081103 |  | 2058705 | 40178 | SH |  | SOLE |  | 0 | 0 | 40178 |
| PHILLIPS 66 | COM | 718546104 |  | 209929 | 2017 | SH |  | SOLE |  | 0 | 0 | 2017 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 4698364 | 31000 | SH |  | SOLE |  | 293 | 0 | 30707 |
| PROSHARES TR | SHORT QQQ NEW | 74347B714 |  | 608819 | 41360 | SH |  | SOLE |  | 0 | 0 | 41360 |
| PROSHARES TR | S 500 DV ARIST | 74348A467 |  | 534361 | 5938 | SH |  | SOLE |  | 0 | 0 | 5938 |
| PUBLIC SVC ENTERPRISE GRP IN | COM | 744573106 |  | 209176 | 3414 | SH |  | SOLE |  | 0 | 0 | 3414 |
| QUALCOMM INC | COM | 747525103 |  | 1517281 | 13801 | SH |  | SOLE |  | 2580 | 0 | 11221 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 1281482 | 12698 | SH |  | SOLE |  | 175 | 0 | 12523 |
| REALTY INCOME CORP | COM | 756109104 |  | 391109 | 6166 | SH |  | SOLE |  | 89 | 0 | 6077 |
| RESMED INC | COM | 761152107 |  | 282224 | 1356 | SH |  | SOLE |  | 0 | 0 | 1356 |
| RESTAURANT BRANDS INTL INC | COM | 76131D103 |  | 845366 | 13072 | SH |  | SOLE |  | 0 | 0 | 13072 |
| RLJ LODGING TR | CUM CONV PFD A | 74965L200 |  | 332584 | 13980 | SH |  | SOLE |  | 13980 | 0 | 0 |
| ROYAL BK CDA SUSTAINABL | COM | 780087102 |  | 3038256 | 32315 | SH |  | SOLE |  | 0 | 0 | 32315 |
| SALESFORCE INC | COM | 79466L302 |  | 1773391 | 13375 | SH |  | SOLE |  | 9540 | 0 | 3835 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 2155268 | 25886 | SH |  | SOLE |  | 1354 | 0 | 24532 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 1136402 | 17213 | SH |  | SOLE |  | 0 | 0 | 17213 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 1086911 | 24256 | SH |  | SOLE |  | 0 | 0 | 24256 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 1144763 | 17448 | SH |  | SOLE |  | 1941 | 0 | 15507 |
| SCHWAB STRATEGIC TR | SCHWB FDT INT LG | 808524755 |  | 4864038 | 167322 | SH |  | SOLE |  | 0 | 0 | 167322 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 229582 | 5667 | SH |  | SOLE |  | 2442 | 0 | 3225 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 627277 | 13741 | SH |  | SOLE |  | 3895 | 0 | 9846 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 919851 | 12177 | SH |  | SOLE |  | 0 | 0 | 12177 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 3959155 | 87689 | SH |  | SOLE |  | 20549 | 0 | 67140 |
| SCHWAB STRATEGIC TR | SCHWB FDT EMK LG | 808524730 |  | 29241395 | 1180040 | SH |  | SOLE |  | 32323 | 0 | 1147717 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 215519 | 3057 | SH |  | SOLE |  | 0 | 0 | 3057 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 300274 | 2413 | SH |  | SOLE |  | 0 | 0 | 2413 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 12597912 | 368360 | SH |  | SOLE |  | 0 | 0 | 368360 |
| SEMPRA | COM | 816851109 |  | 328188 | 2124 | SH |  | SOLE |  | 0 | 0 | 2124 |
| SERA PROGNOSTICS INC | CLASS A COM | 81749D107 |  | 20755 | 16472 | SH |  | SOLE |  | 0 | 0 | 16472 |
| SILGAN HOLDINGS INC | COM | 827048109 |  | 1198956 | 23128 | SH |  | SOLE |  | 0 | 0 | 23128 |
| SNOWFLAKE INC | CL A | 833445109 |  | 489615 | 3411 | SH |  | SOLE |  | 2036 | 0 | 1375 |
| SOFI TECHNOLOGIES INC | COM | 83406F102 |  | 72068 | 15633 | SH |  | SOLE |  | 0 | 0 | 15633 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 251148 | 758 | SH |  | SOLE |  | 0 | 0 | 758 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 550143 | 3243 | SH |  | SOLE |  | 189 | 0 | 3054 |
| SPDR INDEX SHS FDS | S INTL SMLCP | 78463X871 |  | 380830 | 12949 | SH |  | SOLE |  | 2325 | 0 | 10624 |
| SPDR INDEX SHS FDS | MSCI EMRG MKTS | 78463X426 |  | 768234 | 14379 | SH |  | SOLE |  | 0 | 0 | 14379 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 24189901 | 63253 | SH |  | SOLE |  | 3591 | 0 | 59662 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 1362266 | 3076 | SH |  | SOLE |  | 0 | 0 | 3076 |
| SPDR SER TR | DJ REIT ETF | 78464A607 |  | 264500 | 3035 | SH |  | SOLE |  | 0 | 0 | 3035 |
| SPDR SER TR | S REGL BKG | 78464A698 |  | 440491 | 7499 | SH |  | SOLE |  | 0 | 0 | 7499 |
| SPDR SER TR | S DIVID ETF | 78464A763 |  | 1553791 | 12419 | SH |  | SOLE |  | 1157 | 0 | 11262 |
| STARBUCKS CORP | COM | 855244109 |  | 402466 | 4057 | SH |  | SOLE |  | 412 | 0 | 3645 |
| STRYKER CORPORATION | COM | 863667101 |  | 213539 | 873 | SH |  | SOLE |  | 0 | 0 | 873 |
| TARGET CORP | COM | 87612E106 |  | 248450 | 1667 | SH |  | SOLE |  | 750 | 0 | 917 |
| TESLA INC | COM | 88160R101 |  | 507871 | 4123 | SH |  | SOLE |  | 0 | 0 | 4123 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 1024283 | 1860 | SH |  | SOLE |  | 0 | 0 | 1860 |
| TJX COS INC NEW | COM | 872540109 |  | 2235248 | 28081 | SH |  | SOLE |  | 5367 | 0 | 22714 |
| TOTALENERGIES SE | SPONSORED ADS | 89151E109 |  | 283830 | 4572 | SH |  | SOLE |  | 0 | 0 | 4572 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 447039 | 10389 | SH |  | SOLE |  | 246 | 0 | 10143 |
| UNION PAC CORP | COM | 907818108 |  | 1974205 | 9534 | SH |  | SOLE |  | 1510 | 0 | 8024 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 271712 | 1563 | SH |  | SOLE |  | 0 | 0 | 1563 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 2406588 | 4539 | SH |  | SOLE |  | 500 | 0 | 4039 |
| US BANCORP DEL | COM NEW | 902973304 |  | 2248096 | 51550 | SH |  | SOLE |  | 740 | 0 | 50810 |
| VANECK ETF TRUST | BIOTECH ETF | 92189F726 |  | 1211308 | 7583 | SH |  | SOLE |  | 1292 | 0 | 6291 |
| VANGUARD ADMIRAL FDS INC | SMLCP 600 VAL | 921932778 |  | 5804882 | 36962 | SH |  | SOLE |  | 521 | 0 | 36441 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 2842461 | 37759 | SH |  | SOLE |  | 0 | 0 | 37759 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 |  | 1489523 | 30398 | SH |  | SOLE |  | 0 | 0 | 30398 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 26091234 | 363183 | SH |  | SOLE |  | 32298 | 0 | 330885 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 488925 | 3680 | SH |  | SOLE |  | 0 | 0 | 3680 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 2461510 | 13412 | SH |  | SOLE |  | 0 | 0 | 13412 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 1050362 | 5238 | SH |  | SOLE |  | 0 | 0 | 5238 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 115842832 | 729490 | SH |  | SOLE |  | 52980 | 0 | 676510 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 1243037 | 6099 | SH |  | SOLE |  | 0 | 0 | 6099 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 15546258 | 110752 | SH |  | SOLE |  | 518 | 0 | 110234 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 3881541 | 47060 | SH |  | SOLE |  | 5914 | 0 | 41146 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 8192732 | 42851 | SH |  | SOLE |  | 23473 | 0 | 19378 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 52924282 | 150640 | SH |  | SOLE |  | 11258 | 0 | 139382 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 2171165 | 10188 | SH |  | SOLE |  | 0 | 0 | 10188 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 1310573 | 7524 | SH |  | SOLE |  | 0 | 0 | 7524 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 4562897 | 117058 | SH |  | SOLE |  | 9516 | 0 | 107542 |
| VANGUARD INTL EQUITY INDEX F | GLB EX US ETF | 922042676 |  | 1328898 | 32146 | SH |  | SOLE |  | 6225 | 0 | 25921 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 16034131 | 319787 | SH |  | SOLE |  | 17646 | 0 | 302141 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 413022 | 4792 | SH |  | SOLE |  | 0 | 0 | 4792 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 13212798 | 128516 | SH |  | SOLE |  | 4641 | 0 | 123875 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 266871988 | 5392444 | SH |  | SOLE |  | 259586 | 0 | 5132858 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 634453 | 8438 | SH |  | SOLE |  | 2793 | 0 | 5645 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 578027 | 9997 | SH |  | SOLE |  | 0 | 0 | 9997 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000VAL | 92206C714 |  | 2915938 | 43796 | SH |  | SOLE |  | 0 | 0 | 43796 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 149367728 | 983657 | SH |  | SOLE |  | 43296 | 0 | 940361 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 567557 | 10974 | SH |  | SOLE |  | 0 | 0 | 10974 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 6579701 | 156772 | SH |  | SOLE |  | 11425 | 0 | 145347 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 1089025 | 10064 | SH |  | SOLE |  | 0 | 0 | 10064 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 |  | 675034 | 13723 | SH |  | SOLE |  | 0 | 0 | 13723 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 655307 | 9950 | SH |  | SOLE |  | 0 | 0 | 9950 |
| VANGUARD WORLD FDS | MATERIALS ETF | 92204A801 |  | 628549 | 3693 | SH |  | SOLE |  | 229 | 0 | 3464 |
| VANGUARD WORLD FDS | INF TECH ETF | 92204A702 |  | 7176184 | 22467 | SH |  | SOLE |  | 1862 | 0 | 20605 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 521344 | 13232 | SH |  | SOLE |  | 685 | 0 | 12547 |
| VISA INC | COM CL A | 92826C839 |  | 1192016 | 5737 | SH |  | SOLE |  | 0 | 0 | 5737 |
| WALMART INC | COM | 931142103 |  | 665063 | 4690 | SH |  | SOLE |  | 0 | 0 | 4690 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 318623 | 2031 | SH |  | SOLE |  | 0 | 0 | 2031 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 1274953 | 30878 | SH |  | SOLE |  | 0 | 0 | 30878 |
| WISDOMTREE TR | EMER MKT HIGH FD | 97717W315 |  | 22843487 | 640951 | SH |  | SOLE |  | 93677 | 0 | 547274 |
| WISDOMTREE TR | US LARGECAP DIVD | 97717W307 |  | 3343875 | 53977 | SH |  | SOLE |  | 2193 | 0 | 51784 |
| WORKDAY INC | CL A | 98138H101 |  | 209330 | 1251 | SH |  | SOLE |  | 0 | 0 | 1251 |
| ZIMMER BIOMET HOLDINGS INC | COM | 98956P102 |  | 232943 | 1827 | SH |  | SOLE |  | 0 | 0 | 1827 |

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