# EDGAR Filing Document

**Accession Number:** 0001140778
**File Stem:** 0001104659-25-121068
**Filing Date:** 2025-12
**Character Count:** 4219
**Document Hash:** 67b8b74c0a64893f4e9f7f8d7236ce11
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-25-121068.hdr.sgml**: 20251215

**ACCESSION NUMBER**: 0001104659-25-121068

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 13

**FILED AS OF DATE**: 20251215

**DATE AS OF CHANGE**: 20251215

**EFFECTIVENESS DATE**: 20251215

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** MODERN WOODMEN OF AMERICA VARIABLE ANNUITY ACCOUNT
- **CENTRAL INDEX KEY:** 0001140778

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** IL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-63972
- **FILM NUMBER:** 251571090

**BUSINESS ADDRESS:**
- **STREET 1:** 1701 1ST AVENUE
- **CITY:** ROCK ISLAND
- **STATE:** IL
- **ZIP:** 61201
- **BUSINESS PHONE:** 3097866481

**MAIL ADDRESS:**
- **STREET 1:** 1701 1ST AVENUE
- **CITY:** ROCK ISLAND
- **STATE:** IL
- **ZIP:** 61201

## Series and Classes Contracts Data

### MODERN WOODMEN OF AMERICA VARIABLE ANNUITY ACCOUNT (Series ID: S000007287)

---

|  |  |
|:---|:---|
| Class Name                                                        | Class ID   |
| Individual Flexible Premium Deferred Variable Annuity Certificate | C000020022 |

---

## Series and Classes Contracts Data

### MODERN WOODMEN OF AMERICA VARIABLE ANNUITY ACCOUNT (Series ID: S000007287)

| Class ID   | Class Name                                                        | Ticker Symbol   |
|:---|:---|:---|
| C000020022 | Individual Flexible Premium Deferred Variable Annuity Certificate |  |

?xml version='1.0' encoding='ASCII'?

**MODERN WOODMEN OF AMERICA**

**Modern Woodmen of America Variable Annuity Account**

**Supplement Dated December 15, 2025**

**to the**

**Prospectus and Updating Summary Prospectus (Dated May 1, 2025)** 

**and** 

**Summary Prospectus for New Investors (Dated June 1, 2025)**

**for**

**Individual Flexible Premium Deferred Variable Annuity Certificate**

**This Supplement provides information regarding the individual flexible premium deferred variable annuity certificate ("Certificate") prospectus, summary prospectus for new investors and updating summary prospectus. Please read this Supplement carefully and retain it with your Certificate prospectuses for future reference.**

The following changes relate to "APPENDIX A: INVESTMENT OPTIONS AVAILABLE UNDER THE CERTIFICATE", found at pages A-1 - A-14 in the prospectus and "APPENDIX: INVESTMENT OPTIONS AVAILABLE UNDER THE CERTIFICATE", found at pages A-1 - A-14 in the updating summary prospectus and the summary prospectus for new investors.

Effective December 31, 2025 (the "Effective Date"), the BNY Mellon Variable Investment Fund: Opportunistic Small Cap Portfolio will change its name from "Opportunistic Small Cap Portfolio" to "Small Cap Portfolio." On the Effective Date, the existing entry for BNY Mellon – BNY Mellon Variable Investment Fund: Opportunistic Small Cap Portfolio – Initial Share Class is deleted and replaced with the following:

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Investment Objective** | &nbsp;&nbsp;**Investment Option and <br> Adviser/Sub-Adviser** | &nbsp;&nbsp;**Current<br> Expenses** | &nbsp;&nbsp;**Average Annual Total <br> Returns <br> (as of 12/31/2024)** | &nbsp;&nbsp;**Average Annual Total <br> Returns <br> (as of 12/31/2024)** | &nbsp;&nbsp;**Average Annual Total <br> Returns <br> (as of 12/31/2024)** |
| &nbsp;&nbsp;**Investment Objective** | &nbsp;&nbsp;**Investment Option and <br> Adviser/Sub-Adviser** | &nbsp;&nbsp;**Current<br> Expenses** | &nbsp;&nbsp;**1 <br> Year** | &nbsp;&nbsp;**5 <br> Year** | &nbsp;&nbsp;**10 <br> Year** |
| &nbsp;&nbsp;Capital growth | &nbsp;&nbsp;***BNY Mellon***<br> BNY Mellon Variable Investment Fund: <br> Small Cap Portfolio – Initial Share Class<br>*Adviser*: BNY Mellon Investment Advisor, Inc. <br> *Sub-Adviser:* Newton Investment Management North America, LLC | &nbsp;&nbsp;0.74%\* | &nbsp;&nbsp;4.62% | &nbsp;&nbsp;5.89% | &nbsp;&nbsp;6.47% |

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\* \* \* \* \*

If you have any questions regarding this Supplement, please contact your registered representative or our Variable Product Administrative Center toll free at 1-866-628-6776.