# EDGAR Filing Document

**Accession Number:** 0001908192
**File Stem:** 0001667731-25-000854
**Filing Date:** 2025-7
**Character Count:** 18069
**Document Hash:** d1c4fec55f13ea5e785580a48514ccf2
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001667731-25-000854.hdr.sgml**: 20250717

**ACCESSION NUMBER**: 0001667731-25-000854

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250717

**DATE AS OF CHANGE**: 20250717

**EFFECTIVENESS DATE**: 20250717

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Stone Summit Wealth LLC
- **CENTRAL INDEX KEY:** 0001908192

**ORGANIZATION NAME:**
- **EIN:** 871012725
- **STATE OF INCORPORATION:** FL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21739
- **FILM NUMBER:** 251128889

**BUSINESS ADDRESS:**
- **STREET 1:** 2525 SW 3RD AVE
- **STREET 2:** APT 1508
- **CITY:** MIAMI
- **STATE:** FL
- **ZIP:** 33129
- **BUSINESS PHONE:** 3054919396

**MAIL ADDRESS:**
- **STREET 1:** 2525 SW 3RD AVE
- **STREET 2:** APT 1508
- **CITY:** MIAMI
- **STATE:** FL
- **ZIP:** 33129

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Stone Point Wealth LLC
- **DATE OF NAME CHANGE:** 20220201

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Stone Summit Wealth LLC<br>**Address:** 2525 Sw 3rd Ave<br>Apt 1508<br>Miami, FL 33129

**Form 13F File Number:** 028-21739

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jason Whitby<br>**Title:** CEO / Founder<br>**Phone:** 305-491-9396

**Signature, Place, and Date of Signing:**

/s/ Jason Whitby  Miami, FL  07-17-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 142

**Form 13F Information Table Value Total:** $322794653

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AGILENT TECHNOLOGIES INC | COM | 00846U101 |  | 2491545 | 21113 | SH |  | SOLE |  | 21113 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 533272 | 3026 | SH |  | SOLE |  | 3026 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 7069346 | 39852 | SH |  | SOLE |  | 39852 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 339396 | 1547 | SH |  | SOLE |  | 1547 | 0 | 0 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 3954021 | 43403 | SH |  | SOLE |  | 43403 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 2355788 | 34371 | SH |  | SOLE |  | 34371 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTERNATIONAL LR | 025072364 |  | 592353 | 9518 | SH |  | SOLE |  | 9518 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 4108638 | 60235 | SH |  | SOLE |  | 60235 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 |  | 4116723 | 51926 | SH |  | SOLE |  | 51926 | 0 | 0 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 5043393 | 15811 | SH |  | SOLE |  | 15811 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 512307 | 1835 | SH |  | SOLE |  | 1835 | 0 | 0 |
| AMPHENOL CORP NEW | CL A | 032095101 |  | 4324658 | 43794 | SH |  | SOLE |  | 43794 | 0 | 0 |
| APOLLO GLOBAL MGMT INC | COM | 03769M106 |  | 539106 | 3800 | SH |  | SOLE |  | 3800 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 3699831 | 18033 | SH |  | SOLE |  | 18033 | 0 | 0 |
| ARES MANAGEMENT CORPORATION | CL A COM STK | 03990B101 |  | 567230 | 3275 | SH |  | SOLE |  | 3275 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 |  | 468468 | 9900 | SH |  | SOLE |  | 9900 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 473626 | 975 | SH |  | SOLE |  | 975 | 0 | 0 |
| BOEING CO | COM | 097023105 |  | 387631 | 1850 | SH |  | SOLE |  | 1850 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 366617 | 7920 | SH |  | SOLE |  | 7920 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 2786183 | 7177 | SH |  | SOLE |  | 7177 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 241418 | 1686 | SH |  | SOLE |  | 1686 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 292090 | 4210 | SH |  | SOLE |  | 4210 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 887559 | 12545 | SH |  | SOLE |  | 12545 | 0 | 0 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 239565 | 2635 | SH |  | SOLE |  | 2635 | 0 | 0 |
| CUMMINS INC | COM | 231021106 |  | 3234390 | 9876 | SH |  | SOLE |  | 9876 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 4752925 | 132615 | SH |  | SOLE |  | 132615 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 7229319 | 168791 | SH |  | SOLE |  | 168791 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 1205663 | 34876 | SH |  | SOLE |  | 34876 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 1974138 | 46692 | SH |  | SOLE |  | 46692 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP E | 25434V773 |  | 209298 | 7014 | SH |  | SOLE |  | 7014 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 429214 | 6737 | SH |  | SOLE |  | 6737 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 799417 | 14815 | SH |  | SOLE |  | 14815 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 1851097 | 14927 | SH |  | SOLE |  | 14927 | 0 | 0 |
| EATON CORP PLC | SHS | G29183103 |  | 374840 | 1050 | SH |  | SOLE |  | 1050 | 0 | 0 |
| ECOLAB INC | COM | 278865100 |  | 3147598 | 11682 | SH |  | SOLE |  | 11682 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 1485005 | 1905 | SH |  | SOLE |  | 1905 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 680757 | 6315 | SH |  | SOLE |  | 6315 | 0 | 0 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 3650173 | 32923 | SH |  | SOLE |  | 32923 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 2334397 | 6367 | SH |  | SOLE |  | 6367 | 0 | 0 |
| HONEYWELL INTL INC | COM | 438516106 |  | 279456 | 1200 | SH |  | SOLE |  | 1200 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 588381 | 1996 | SH |  | SOLE |  | 1996 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | PFD ETF | 46138E511 |  | 564291 | 50700 | SH |  | SOLE |  | 50700 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 5854391 | 32213 | SH |  | SOLE |  | 32213 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 725958 | 1316 | SH |  | SOLE |  | 1316 | 0 | 0 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 325706 | 5223 | SH |  | SOLE |  | 5223 | 0 | 0 |
| ISHARES INC | MSCI EURZONE ETF | 464286608 |  | 264553 | 4450 | SH |  | SOLE |  | 4450 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 3209204 | 53460 | SH |  | SOLE |  | 53460 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 1190258 | 14258 | SH |  | SOLE |  | 14258 | 0 | 0 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 228609 | 1177 | SH |  | SOLE |  | 1177 | 0 | 0 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 563252 | 4171 | SH |  | SOLE |  | 4171 | 0 | 0 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 291083 | 4005 | SH |  | SOLE |  | 4005 | 0 | 0 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 207326 | 3266 | SH |  | SOLE |  | 3266 | 0 | 0 |
| ISHARES TR | EXPANDED TECH | 464287515 |  | 3236820 | 29560 | SH |  | SOLE |  | 29560 | 0 | 0 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 1820916 | 22578 | SH |  | SOLE |  | 22578 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 619038 | 1458 | SH |  | SOLE |  | 1458 | 0 | 0 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 267581 | 788 | SH |  | SOLE |  | 788 | 0 | 0 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 2598815 | 23617 | SH |  | SOLE |  | 23617 | 0 | 0 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 498712 | 2552 | SH |  | SOLE |  | 2552 | 0 | 0 |
| ISHARES TR | HDG MSCI EAFE | 46434V803 |  | 2272919 | 59877 | SH |  | SOLE |  | 59877 | 0 | 0 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 2554712 | 24024 | SH |  | SOLE |  | 24024 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 491354 | 2277 | SH |  | SOLE |  | 2277 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 3807445 | 34838 | SH |  | SOLE |  | 34838 | 0 | 0 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 921096 | 8816 | SH |  | SOLE |  | 8816 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 6234641 | 10041 | SH |  | SOLE |  | 10041 | 0 | 0 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 1431024 | 12777 | SH |  | SOLE |  | 12777 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 489725 | 4448 | SH |  | SOLE |  | 4448 | 0 | 0 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 4138731 | 40217 | SH |  | SOLE |  | 40217 | 0 | 0 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 1011980 | 32985 | SH |  | SOLE |  | 32985 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | MUNICIPAL ETF | 46641Q647 |  | 326482 | 6577 | SH |  | SOLE |  | 6577 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 46641Q654 |  | 200268 | 3933 | SH |  | SOLE |  | 3933 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 3436155 | 67801 | SH |  | SOLE |  | 67801 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 559065 | 3660 | SH |  | SOLE |  | 3660 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 8820222 | 30424 | SH |  | SOLE |  | 30424 | 0 | 0 |
| LINDE PLC | SHS | G54950103 |  | 3763293 | 8021 | SH |  | SOLE |  | 8021 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 2736101 | 12332 | SH |  | SOLE |  | 12332 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 385664 | 1320 | SH |  | SOLE |  | 1320 | 0 | 0 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 1455216 | 16694 | SH |  | SOLE |  | 16694 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 1206082 | 15236 | SH |  | SOLE |  | 15236 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 30659650 | 61639 | SH |  | SOLE |  | 61639 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 1482464 | 21355 | SH |  | SOLE |  | 21355 | 0 | 0 |
| NIKE INC | CL B | 654106103 |  | 623731 | 8780 | SH |  | SOLE |  | 8780 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 332253 | 2103 | SH |  | SOLE |  | 2103 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 589096 | 2694 | SH |  | SOLE |  | 2694 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 3112579 | 23573 | SH |  | SOLE |  | 23573 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 448486 | 2815 | SH |  | SOLE |  | 2815 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 |  | 3761562 | 23619 | SH |  | SOLE |  | 23619 | 0 | 0 |
| ROYAL CARIBBEAN GROUP | COM | V7780T103 |  | 712393 | 2275 | SH |  | SOLE |  | 2275 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 468398 | 16928 | SH |  | SOLE |  | 16928 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 209449 | 8535 | SH |  | SOLE |  | 8535 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 1414302 | 57868 | SH |  | SOLE |  | 57868 | 0 | 0 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 519385 | 20529 | SH |  | SOLE |  | 20529 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524748 |  | 253149 | 6020 | SH |  | SOLE |  | 6020 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 |  | 846029 | 21140 | SH |  | SOLE |  | 21140 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 332867 | 12561 | SH |  | SOLE |  | 12561 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 |  | 1848614 | 43405 | SH |  | SOLE |  | 43405 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 788020 | 35657 | SH |  | SOLE |  | 35657 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 297066 | 10170 | SH |  | SOLE |  | 10170 | 0 | 0 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 280181 | 9296 | SH |  | SOLE |  | 9296 | 0 | 0 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 576131 | 24177 | SH |  | SOLE |  | 24177 | 0 | 0 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 380605 | 1503 | SH |  | SOLE |  | 1503 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 956157 | 11709 | SH |  | SOLE |  | 11709 | 0 | 0 |
| SELECT SECTOR SPDR TR | INDL | 81369Y704 |  | 272174 | 1845 | SH |  | SOLE |  | 1845 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 401000 | 2975 | SH |  | SOLE |  | 2975 | 0 | 0 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 668307 | 16505 | SH |  | SOLE |  | 16505 | 0 | 0 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 222633 | 5209 | SH |  | SOLE |  | 5209 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 2738929 | 4433 | SH |  | SOLE |  | 4433 | 0 | 0 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 942056 | 1663 | SH |  | SOLE |  | 1663 | 0 | 0 |
| SPDR SERIES TRUST | PORTFOLIO S | 78468R853 |  | 2332565 | 54755 | SH |  | SOLE |  | 54755 | 0 | 0 |
| SPDR SERIES TRUST | PRTFLO S VL | 78464A508 |  | 9125931 | 174359 | SH |  | SOLE |  | 174359 | 0 | 0 |
| SPDR SERIES TRUST | PRTFLO S GW | 78464A409 |  | 4635427 | 48630 | SH |  | SOLE |  | 48630 | 0 | 0 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A854 |  | 1690431 | 23255 | SH |  | SOLE |  | 23255 | 0 | 0 |
| STRYKER CORPORATION | COM | 863667101 |  | 4652609 | 11760 | SH |  | SOLE |  | 11760 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 4585517 | 20246 | SH |  | SOLE |  | 20246 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 725853 | 2285 | SH |  | SOLE |  | 2285 | 0 | 0 |
| TEVA PHARMACEUTICAL INDS LTD | SPONSORED ADS | 881624209 |  | 184695 | 11020 | SH |  | SOLE |  | 11020 | 0 | 0 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 318126 | 7400 | SH |  | SOLE |  | 7400 | 0 | 0 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 219255 | 2350 | SH |  | SOLE |  | 2350 | 0 | 0 |
| VANGUARD ADMIRAL FDS INC | SMLCP 600 VAL | 921932778 |  | 319262 | 3731 | SH |  | SOLE |  | 3731 | 0 | 0 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 6748918 | 85755 | SH |  | SOLE |  | 85755 | 0 | 0 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 4728960 | 64226 | SH |  | SOLE |  | 64226 | 0 | 0 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 3984020 | 80469 | SH |  | SOLE |  | 80469 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 581095 | 1023 | SH |  | SOLE |  | 1023 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 16138346 | 91311 | SH |  | SOLE |  | 91311 | 0 | 0 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 4966378 | 25467 | SH |  | SOLE |  | 25467 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 6854533 | 22553 | SH |  | SOLE |  | 22553 | 0 | 0 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 2311501 | 8102 | SH |  | SOLE |  | 8102 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 3611539 | 8238 | SH |  | SOLE |  | 8238 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 1448123 | 16260 | SH |  | SOLE |  | 16260 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 2468860 | 10418 | SH |  | SOLE |  | 10418 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 1006269 | 3596 | SH |  | SOLE |  | 3596 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 319631 | 4755 | SH |  | SOLE |  | 4755 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | GLB EX US ETF | 922042676 |  | 1321763 | 28641 | SH |  | SOLE |  | 28641 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 2873004 | 58087 | SH |  | SOLE |  | 58087 | 0 | 0 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 1122579 | 22331 | SH |  | SOLE |  | 22331 | 0 | 0 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 1196479 | 24403 | SH |  | SOLE |  | 24403 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 7260338 | 91325 | SH |  | SOLE |  | 91325 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 7968529 | 96099 | SH |  | SOLE |  | 96099 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 558544 | 2729 | SH |  | SOLE |  | 2729 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 6733921 | 118118 | SH |  | SOLE |  | 118118 | 0 | 0 |
| VANGUARD WELLINGTON FD | SHORT TRM TAX EX | 921935870 |  | 500512 | 4959 | SH |  | SOLE |  | 4959 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 2703706 | 7615 | SH |  | SOLE |  | 7615 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 1134248 | 11600 | SH |  | SOLE |  | 11600 | 0 | 0 |

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