# EDGAR Filing Document

**Accession Number:** 0002116119
**File Stem:** 0001420506-26-000829
**Filing Date:** 2026-5
**Character Count:** 29253
**Document Hash:** 6b0b994a8bfd876c96597165291081a9
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001420506-26-000829.hdr.sgml**: 20260507

**ACCESSION NUMBER**: 0001420506-26-000829

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260507

**DATE AS OF CHANGE**: 20260507

**EFFECTIVENESS DATE**: 20260507

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** ACTION POINT FINANCIAL PLANNING, LLC
- **CENTRAL INDEX KEY:** 0002116119

**ORGANIZATION NAME:**
- **EIN:** 471324877
- **STATE OF INCORPORATION:** MI
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-26863
- **FILM NUMBER:** 26951793

**BUSINESS ADDRESS:**
- **STREET 1:** 124 FULTON STREET EAST
- **STREET 2:** SUITE 200
- **CITY:** GRAND RAPIDS
- **STATE:** MI
- **ZIP:** 49503
- **BUSINESS PHONE:** 6166223062

**MAIL ADDRESS:**
- **STREET 1:** 124 FULTON STREET EAST
- **STREET 2:** SUITE 200
- **CITY:** GRAND RAPIDS
- **STATE:** MI
- **ZIP:** 49503

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** ACTION POINT FINANCIAL PLANNING LLC<br>**Address:** 124 FULTON STREET EAST<br>SUITE 200<br>GRAND RAPIDS, MI 49503

**Form 13F File Number:** 028-26863

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** LINDSAY RIDER<br>**Title:** Compliance Consultant<br>**Phone:** 7209844071

**Signature, Place, and Date of Signing:**

LINDSAY RIDER Compliance Consultant  THORNTON, CO  05-07-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 242

**Form 13F Information Table Value Total:** $112097117

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 442549 | 5490 | SH |  | SOLE |  | 5490 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 454237 | 5636 | SH |  | SOLE |  | 5636 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 458187 | 5684 | SH |  | SOLE |  | 5684 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 440455 | 5191 | SH |  | SOLE |  | 5191 | 0 | 0 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 238153 | 2156 | SH |  | SOLE |  | 2156 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 290249 | 3601 | SH |  | SOLE |  | 3601 | 0 | 0 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 340218 | 3060 | SH |  | SOLE |  | 3060 | 0 | 0 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 322533 | 2901 | SH |  | SOLE |  | 2901 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 228046 | 2830 | SH |  | SOLE |  | 2830 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS CORE FI | 025072562 |  | 331946 | 7991 | SH |  | SOLE |  | 7991 | 0 | 0 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 829069 | 7458 | SH |  | SOLE |  | 7458 | 0 | 0 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 384905 | 3462 | SH |  | SOLE |  | 3462 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 237961 | 2952 | SH |  | SOLE |  | 2952 | 0 | 0 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 1319233 | 11942 | SH |  | SOLE |  | 11942 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 2856732 | 33672 | SH |  | SOLE |  | 33672 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 2288553 | 28401 | SH |  | SOLE |  | 28401 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 269197 | 3173 | SH |  | SOLE |  | 3173 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 510652 | 6020 | SH |  | SOLE |  | 6020 | 0 | 0 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 227474 | 2047 | SH |  | SOLE |  | 2047 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 212694 | 2508 | SH |  | SOLE |  | 2508 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 218534 | 2711 | SH |  | SOLE |  | 2711 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 293098 | 3637 | SH |  | SOLE |  | 3637 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 292776 | 3632 | SH |  | SOLE |  | 3632 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 309784 | 3843 | SH |  | SOLE |  | 3843 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 438921 | 5446 | SH |  | SOLE |  | 5446 | 0 | 0 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 470625 | 4233 | SH |  | SOLE |  | 4233 | 0 | 0 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 284621 | 2560 | SH |  | SOLE |  | 2560 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 234736 | 2912 | SH |  | SOLE |  | 2912 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 391765 | 4860 | SH |  | SOLE |  | 4860 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 1381575 | 17140 | SH |  | SOLE |  | 17140 | 0 | 0 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 322683 | 2921 | SH |  | SOLE |  | 2921 | 0 | 0 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 264497 | 2380 | SH |  | SOLE |  | 2380 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 289040 | 3588 | SH |  | SOLE |  | 3588 | 0 | 0 |
| AMERICAN CENTY ETF TR | CORE MUNI FXD IN | 025072695 |  | 568106 | 12406 | SH |  | SOLE |  | 12406 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 485111 | 6019 | SH |  | SOLE |  | 6019 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS CORE FI | 025072562 |  | 522604 | 12580 | SH |  | SOLE |  | 12580 | 0 | 0 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 425176 | 3824 | SH |  | SOLE |  | 3824 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 340293 | 4011 | SH |  | SOLE |  | 4011 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 220709 | 2740 | SH |  | SOLE |  | 2740 | 0 | 0 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 1099237 | 9888 | SH |  | SOLE |  | 9888 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 304754 | 3782 | SH |  | SOLE |  | 3782 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 560199 | 6603 | SH |  | SOLE |  | 6603 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 817869 | 10147 | SH |  | SOLE |  | 10147 | 0 | 0 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 238284 | 2158 | SH |  | SOLE |  | 2158 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 727813 | 8579 | SH |  | SOLE |  | 8579 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 1308381 | 16231 | SH |  | SOLE |  | 16231 | 0 | 0 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 381453 | 3453 | SH |  | SOLE |  | 3453 | 0 | 0 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 213466 | 1920 | SH |  | SOLE |  | 1920 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 213888 | 2653 | SH |  | SOLE |  | 2653 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 388298 | 4818 | SH |  | SOLE |  | 4818 | 0 | 0 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 336571 | 3047 | SH |  | SOLE |  | 3047 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 269640 | 3347 | SH |  | SOLE |  | 3347 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 |  | 308767 | 3092 | SH |  | SOLE |  | 3092 | 0 | 0 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 234417 | 2122 | SH |  | SOLE |  | 2122 | 0 | 0 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 325646 | 2930 | SH |  | SOLE |  | 2930 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 426749 | 5294 | SH |  | SOLE |  | 5294 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 636577 | 7898 | SH |  | SOLE |  | 7898 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 533074 | 6613 | SH |  | SOLE |  | 6613 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 329937 | 4093 | SH |  | SOLE |  | 4093 | 0 | 0 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 755135 | 6792 | SH |  | SOLE |  | 6792 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 220468 | 2736 | SH |  | SOLE |  | 2736 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 375240 | 4656 | SH |  | SOLE |  | 4656 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 345494 | 4287 | SH |  | SOLE |  | 4287 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 251181 | 3117 | SH |  | SOLE |  | 3117 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 291486 | 3617 | SH |  | SOLE |  | 3617 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 906927 | 11254 | SH |  | SOLE |  | 11254 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 973878 | 11480 | SH |  | SOLE |  | 11480 | 0 | 0 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 2698672 | 24273 | SH |  | SOLE |  | 24273 | 0 | 0 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 815379 | 7381 | SH |  | SOLE |  | 7381 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 258104 | 1018 | SH |  | SOLE |  | 1018 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 228411 | 900 | SH |  | SOLE |  | 900 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 218994 | 458 | SH |  | SOLE |  | 458 | 0 | 0 |
| BLACKROCK MUNIHOLDINGS FD IN | COM | 09253N104 |  | 146527 | 12990 | SH |  | SOLE |  | 12990 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 481753 | 680 | SH |  | SOLE |  | 680 | 0 | 0 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 585043 | 13858 | SH |  | SOLE |  | 13858 | 0 | 0 |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 |  | 232745 | 4861 | SH |  | SOLE |  | 4861 | 0 | 0 |
| DIMENSIONAL ETF TRUST | GLOBAL CORE PLUS | 25434V583 |  | 448060 | 8299 | SH |  | SOLE |  | 8299 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 474696 | 9796 | SH |  | SOLE |  | 9796 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SUSTAINABILTY | 25434V716 |  | 235222 | 5724 | SH |  | SOLE |  | 5724 | 0 | 0 |
| DIMENSIONAL ETF TRUST | GLOBAL CORE PLUS | 25434V583 |  | 478729 | 8868 | SH |  | SOLE |  | 8868 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 255483 | 4091 | SH |  | SOLE |  | 4091 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 794349 | 22358 | SH |  | SOLE |  | 22358 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 718478 | 18218 | SH |  | SOLE |  | 18218 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 1152718 | 23788 | SH |  | SOLE |  | 23788 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 3354937 | 86333 | SH |  | SOLE |  | 86333 | 0 | 0 |
| DIMENSIONAL ETF TRUST | GLOBAL CORE PLUS | 25434V583 |  | 2279782 | 42227 | SH |  | SOLE |  | 42227 | 0 | 0 |
| DIMENSIONAL ETF TRUST | GLOBAL SUSTAINA | 25434V674 |  | 289760 | 5600 | SH |  | SOLE |  | 5600 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 616938 | 15876 | SH |  | SOLE |  | 15876 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 261636 | 6732 | SH |  | SOLE |  | 6732 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 331466 | 6840 | SH |  | SOLE |  | 6840 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 656501 | 16894 | SH |  | SOLE |  | 16894 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 430452 | 11078 | SH |  | SOLE |  | 11078 | 0 | 0 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 348315 | 8250 | SH |  | SOLE |  | 8250 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 305724 | 4896 | SH |  | SOLE |  | 4896 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SUSTAINABILTY | 25434V716 |  | 400018 | 9736 | SH |  | SOLE |  | 9736 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTERNATIONAL | 25434V690 |  | 232352 | 5480 | SH |  | SOLE |  | 5480 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 501454 | 12871 | SH |  | SOLE |  | 12871 | 0 | 0 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 343408 | 10142 | SH |  | SOLE |  | 10142 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 301100 | 7749 | SH |  | SOLE |  | 7749 | 0 | 0 |
| DIMENSIONAL ETF TRUST | DIMENSIONAL INTE | 25434V575 |  | 224803 | 4287 | SH |  | SOLE |  | 4287 | 0 | 0 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 233578 | 6877 | SH |  | SOLE |  | 6877 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 360077 | 9267 | SH |  | SOLE |  | 9267 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 1150004 | 23731 | SH |  | SOLE |  | 23731 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 489046 | 7831 | SH |  | SOLE |  | 7831 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 345692 | 4860 | SH |  | SOLE |  | 4860 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 209994 | 5390 | SH |  | SOLE |  | 5390 | 0 | 0 |
| DIMENSIONAL ETF TRUST | GLOBAL CORE PLUS | 25434V583 |  | 433986 | 8039 | SH |  | SOLE |  | 8039 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 248551 | 6302 | SH |  | SOLE |  | 6302 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 228440 | 4714 | SH |  | SOLE |  | 4714 | 0 | 0 |
| DIMENSIONAL ETF TRUST | GLOBAL CORE PLUS | 25434V583 |  | 359735 | 6663 | SH |  | SOLE |  | 6663 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 255093 | 5264 | SH |  | SOLE |  | 5264 | 0 | 0 |
| DIMENSIONAL ETF TRUST | GLOBAL CORE PLUS | 25434V583 |  | 581472 | 10770 | SH |  | SOLE |  | 10770 | 0 | 0 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 230857 | 6819 | SH |  | SOLE |  | 6819 | 0 | 0 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 265625 | 6291 | SH |  | SOLE |  | 6291 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 354068 | 9089 | SH |  | SOLE |  | 9089 | 0 | 0 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 410565 | 11883 | SH |  | SOLE |  | 11883 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 292250 | 7410 | SH |  | SOLE |  | 7410 | 0 | 0 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 375372 | 11087 | SH |  | SOLE |  | 11087 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 572206 | 14688 | SH |  | SOLE |  | 14688 | 0 | 0 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 220008 | 5211 | SH |  | SOLE |  | 5211 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 729985 | 18786 | SH |  | SOLE |  | 18786 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 302861 | 7680 | SH |  | SOLE |  | 7680 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 2055228 | 52889 | SH |  | SOLE |  | 52889 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 435811 | 12267 | SH |  | SOLE |  | 12267 | 0 | 0 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 507229 | 14681 | SH |  | SOLE |  | 14681 | 0 | 0 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 241794 | 5728 | SH |  | SOLE |  | 5728 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 281135 | 7217 | SH |  | SOLE |  | 7217 | 0 | 0 |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 |  | 214646 | 4483 | SH |  | SOLE |  | 4483 | 0 | 0 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 524795 | 12430 | SH |  | SOLE |  | 12430 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 217786 | 5590 | SH |  | SOLE |  | 5590 | 0 | 0 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 298495 | 7070 | SH |  | SOLE |  | 7070 | 0 | 0 |
| DIMENSIONAL ETF TRUST | GLOBAL CORE PLUS | 25434V583 |  | 369292 | 6840 | SH |  | SOLE |  | 6840 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 286021 | 4580 | SH |  | SOLE |  | 4580 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 365828 | 9414 | SH |  | SOLE |  | 9414 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 298077 | 6151 | SH |  | SOLE |  | 6151 | 0 | 0 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 499767 | 14712 | SH |  | SOLE |  | 14712 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 254650 | 6553 | SH |  | SOLE |  | 6553 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 207415 | 5260 | SH |  | SOLE |  | 5260 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 245043 | 6213 | SH |  | SOLE |  | 6213 | 0 | 0 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 212578 | 5036 | SH |  | SOLE |  | 5036 | 0 | 0 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 472484 | 11191 | SH |  | SOLE |  | 11191 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 474181 | 9786 | SH |  | SOLE |  | 9786 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 766436 | 19723 | SH |  | SOLE |  | 19723 | 0 | 0 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 203638 | 5894 | SH |  | SOLE |  | 5894 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 886572 | 22480 | SH |  | SOLE |  | 22480 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 239970 | 6754 | SH |  | SOLE |  | 6754 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 475763 | 12243 | SH |  | SOLE |  | 12243 | 0 | 0 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 339666 | 10000 | SH |  | SOLE |  | 10000 | 0 | 0 |
| DIMENSIONAL ETF TRUST | GLOBAL CORE PLUS | 25434V583 |  | 1114462 | 20642 | SH |  | SOLE |  | 20642 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 888563 | 18337 | SH |  | SOLE |  | 18337 | 0 | 0 |
| FIDELITY COVINGTON TRUST | MOMENTUM FACTR | 316092816 |  | 239306 | 2988 | SH |  | SOLE |  | 2988 | 0 | 0 |
| FIRST TR EXCH TRADED FD III | MANAGD MUN ETF | 33739N108 |  | 244435 | 4826 | SH |  | SOLE |  | 4826 | 0 | 0 |
| FIRST TR EXCHNG TRADED FD VI | MLT MNGD LRG GRW | 33740F789 |  | 250800 | 8000 | SH |  | SOLE |  | 8000 | 0 | 0 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US EQT | 33740F748 |  | 316801 | 6000 | SH |  | SOLE |  | 6000 | 0 | 0 |
| FS CREDIT OPPORTUNITIES CORP | COMMON STOCK | 30290Y101 |  | 84655 | 16600 | SH |  | SOLE |  | 16600 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | CALIF AMT MUN | 46138E206 |  | 223999 | 9384 | SH |  | SOLE |  | 9384 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S 500 TOP 50 | 46137V233 |  | 268713 | 4927 | SH |  | SOLE |  | 4927 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 224456 | 3219 | SH |  | SOLE |  | 3219 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 206836 | 2966 | SH |  | SOLE |  | 2966 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 223893 | 3210 | SH |  | SOLE |  | 3210 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 690020 | 7622 | SH |  | SOLE |  | 7622 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 912534 | 1398 | SH |  | SOLE |  | 1398 | 0 | 0 |
| ISHARES TR | ESG ADVANCED UNI | 46436E619 |  | 301890 | 6940 | SH |  | SOLE |  | 6940 | 0 | 0 |
| ISHARES TR | ESG AWRE 1 5 YR | 46435G243 |  | 247116 | 9860 | SH |  | SOLE |  | 9860 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 222928 | 2462 | SH |  | SOLE |  | 2462 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 394338 | 603 | SH |  | SOLE |  | 603 | 0 | 0 |
| ISHARES TR | ESG AWARE MSCI | 46435U663 |  | 291330 | 6196 | SH |  | SOLE |  | 6196 | 0 | 0 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 221777 | 2320 | SH |  | SOLE |  | 2320 | 0 | 0 |
| ISHARES TR | ESG OPTIMIZED | 464288802 |  | 698470 | 5288 | SH |  | SOLE |  | 5288 | 0 | 0 |
| ISHARES TR | ESG ADVANCED UNI | 46436E619 |  | 387498 | 8909 | SH |  | SOLE |  | 8909 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 326605 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 450252 | 4473 | SH |  | SOLE |  | 4473 | 0 | 0 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 576129 | 4046 | SH |  | SOLE |  | 4046 | 0 | 0 |
| ISHARES TR | ESG AWRE 1 5 YR | 46435G243 |  | 912867 | 36420 | SH |  | SOLE |  | 36420 | 0 | 0 |
| ISHARES TR | ESG ADVANCED UNI | 46436E619 |  | 233900 | 5378 | SH |  | SOLE |  | 5378 | 0 | 0 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 607646 | 11561 | SH |  | SOLE |  | 11561 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 790816 | 8736 | SH |  | SOLE |  | 8736 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 441179 | 6533 | SH |  | SOLE |  | 6533 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 265831 | 407 | SH |  | SOLE |  | 407 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 202590 | 3000 | SH |  | SOLE |  | 3000 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 205112 | 1650 | SH |  | SOLE |  | 1650 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 222849 | 3300 | SH |  | SOLE |  | 3300 | 0 | 0 |
| ISHARES TR | CALIF MUN BD ETF | 464288356 |  | 224291 | 3944 | SH |  | SOLE |  | 3944 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 586583 | 899 | SH |  | SOLE |  | 899 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 826512 | 9130 | SH |  | SOLE |  | 9130 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 391361 | 4323 | SH |  | SOLE |  | 4323 | 0 | 0 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 353098 | 6719 | SH |  | SOLE |  | 6719 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 252654 | 2790 | SH |  | SOLE |  | 2790 | 0 | 0 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 246244 | 4686 | SH |  | SOLE |  | 4686 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 384087 | 589 | SH |  | SOLE |  | 589 | 0 | 0 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 209452 | 3986 | SH |  | SOLE |  | 3986 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 395058 | 7806 | SH |  | SOLE |  | 7806 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | MUNICIPAL ETF | 46641Q647 |  | 351680 | 7036 | SH |  | SOLE |  | 7036 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 247997 | 1422 | SH |  | SOLE |  | 1422 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 428152 | 2456 | SH |  | SOLE |  | 2456 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 201422 | 6604 | SH |  | SOLE |  | 6604 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 |  | 209949 | 2743 | SH |  | SOLE |  | 2743 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 |  | 236134 | 3086 | SH |  | SOLE |  | 3086 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 |  | 333479 | 4357 | SH |  | SOLE |  | 4357 | 0 | 0 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 227619 | 350 | SH |  | SOLE |  | 350 | 0 | 0 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 628879 | 968 | SH |  | SOLE |  | 968 | 0 | 0 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 230871 | 356 | SH |  | SOLE |  | 356 | 0 | 0 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 225854 | 3068 | SH |  | SOLE |  | 3068 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 257269 | 590 | SH |  | SOLE |  | 590 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 266442 | 610 | SH |  | SOLE |  | 610 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 230188 | 528 | SH |  | SOLE |  | 528 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 545377 | 1700 | SH |  | SOLE |  | 1700 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 335892 | 770 | SH |  | SOLE |  | 770 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 260946 | 1330 | SH |  | SOLE |  | 1330 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 245913 | 563 | SH |  | SOLE |  | 563 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 1071009 | 2452 | SH |  | SOLE |  | 2452 | 0 | 0 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 239684 | 793 | SH |  | SOLE |  | 793 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 304443 | 698 | SH |  | SOLE |  | 698 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 513940 | 1177 | SH |  | SOLE |  | 1177 | 0 | 0 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 278372 | 921 | SH |  | SOLE |  | 921 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 822476 | 1883 | SH |  | SOLE |  | 1883 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 243729 | 559 | SH |  | SOLE |  | 559 | 0 | 0 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 236092 | 790 | SH |  | SOLE |  | 790 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 267752 | 613 | SH |  | SOLE |  | 613 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 345501 | 791 | SH |  | SOLE |  | 791 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 285661 | 654 | SH |  | SOLE |  | 654 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 210970 | 483 | SH |  | SOLE |  | 483 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 235430 | 540 | SH |  | SOLE |  | 540 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 216648 | 497 | SH |  | SOLE |  | 497 | 0 | 0 |
| VANGUARD INSTL INDEX FD | 0-3 MO TREAS BIL | 922040845 |  | 200775 | 2654 | SH |  | SOLE |  | 2654 | 0 | 0 |
| VANGUARD MALVERN FDS | CORE BD ETF | 922020748 |  | 459471 | 5938 | SH |  | SOLE |  | 5938 | 0 | 0 |
| VANGUARD MALVERN FDS | CORE BD ETF | 922020748 |  | 911459 | 11780 | SH |  | SOLE |  | 11780 | 0 | 0 |
| VANGUARD MALVERN FDS | CORE BD ETF | 922020748 |  | 558297 | 7216 | SH |  | SOLE |  | 7216 | 0 | 0 |
| VANGUARD MALVERN FDS | CORE BD ETF | 922020748 |  | 261854 | 3384 | SH |  | SOLE |  | 3384 | 0 | 0 |
| VANGUARD MALVERN FDS | CORE BD ETF | 922020748 |  | 1167819 | 15092 | SH |  | SOLE |  | 15092 | 0 | 0 |
| VANGUARD MUN BD FDS | CORE TAX EXEMPT | 922907712 |  | 573921 | 7638 | SH |  | SOLE |  | 7638 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 400262 | 4838 | SH |  | SOLE |  | 4838 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 427503 | 5393 | SH |  | SOLE |  | 5393 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 623617 | 7868 | SH |  | SOLE |  | 7868 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 213870 | 2699 | SH |  | SOLE |  | 2699 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 240306 | 2904 | SH |  | SOLE |  | 2904 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 369065 | 4460 | SH |  | SOLE |  | 4460 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 204972 | 2478 | SH |  | SOLE |  | 2478 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 328352 | 3969 | SH |  | SOLE |  | 3969 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 762498 | 9620 | SH |  | SOLE |  | 9620 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 280542 | 4379 | SH |  | SOLE |  | 4379 | 0 | 0 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 |  | 278528 | 3883 | SH |  | SOLE |  | 3883 | 0 | 0 |

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