# EDGAR Filing Document

**Accession Number:** 0001864880
**File Stem:** 0001172661-23-000464
**Filing Date:** 2023-2
**Character Count:** 19645
**Document Hash:** 3b4a534461b687362b843633c2dca026
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001172661-23-000464.hdr.sgml**: 20230206

**ACCESSION NUMBER**: 0001172661-23-000464

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230206

**DATE AS OF CHANGE**: 20230206

**EFFECTIVENESS DATE**: 20230206

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Wescott Financial Advisory Group, LLC
- **CENTRAL INDEX KEY:** 0001864880
- **IRS NUMBER:** 233017883
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21282
- **FILM NUMBER:** 23591134

**BUSINESS ADDRESS:**
- **STREET 1:** 30 SOUTH STREET 17TH STREET
- **CITY:** PHILADELPHIA
- **STATE:** PA
- **ZIP:** 19103
- **BUSINESS PHONE:** 215-979-1619

**MAIL ADDRESS:**
- **STREET 1:** 30 SOUTH STREET 17TH STREET
- **CITY:** PHILADELPHIA
- **STATE:** PA
- **ZIP:** 19103

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Wescott Financial Advisory Group LLC<br>**Address:** 30 South Street 17th Street<br>Philadelphia, PA 19103

**Form 13F File Number:** 028-21282

**CRD Number (if applicable):** 000105989

**SEC File Number (if applicable):** 801-29752

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Carrie Delgott<br>**Title:** Chief Compliance Officer<br>**Phone:** 215-979-1619

**Signature, Place, and Date of Signing:**

/s/ Carrie Delgott  Philadelphia, PA  02-06-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 157

**Form 13F Information Table Value Total:** $463785399

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 497264 | 5636 | SH |  | SOLE |  | 0 | 0 | 5636 |
| AMAZON COM INC | COM | 023135106 |  | 279387 | 3326 | SH |  | SOLE |  | 0 | 0 | 3326 |
| ANNOVIS BIO INC | COM | 03615A108 |  | 558782 | 41607 | SH |  | SOLE |  | 0 | 0 | 41607 |
| APPLE INC | COM | 037833100 |  | 8465675 | 65156 | SH |  | SOLE |  | 0 | 0 | 65156 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 539107 | 2257 | SH |  | SOLE |  | 0 | 0 | 2257 |
| BANK AMERICA CORP | COM | 060505104 |  | 487295 | 14713 | SH |  | SOLE |  | 0 | 0 | 14713 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1011030 | 3273 | SH |  | SOLE |  | 0 | 0 | 3273 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 209096 | 2906 | SH |  | SOLE |  | 0 | 0 | 2906 |
| CHEVRON CORP NEW | COM | 166764100 |  | 252051 | 1404 | SH |  | SOLE |  | 0 | 0 | 1404 |
| CIGNA CORP NEW | COM | 125523100 |  | 203138 | 613 | SH |  | SOLE |  | 0 | 0 | 613 |
| COCA COLA CO | COM | 191216100 |  | 389441 | 6122 | SH |  | SOLE |  | 0 | 0 | 6122 |
| CVS HEALTH CORP | COM | 126650100 |  | 564452 | 6057 | SH |  | SOLE |  | 0 | 0 | 6057 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 365951 | 16942 | SH |  | SOLE |  | 0 | 0 | 16942 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 1830863 | 73118 | SH |  | SOLE |  | 0 | 0 | 73118 |
| DIMENSIONAL ETF TRUST | NATL MUN BD ETF | 25434V849 |  | 9034460 | 188966 | SH |  | SOLE |  | 0 | 0 | 188966 |
| DIMENSIONAL ETF TRUST | US LARGE CAP VAL | 25434V666 |  | 328849 | 13406 | SH |  | SOLE |  | 0 | 0 | 13406 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 612776 | 22679 | SH |  | SOLE |  | 0 | 0 | 22679 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 2856994 | 130159 | SH |  | SOLE |  | 0 | 0 | 130159 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 302564 | 13623 | SH |  | SOLE |  | 0 | 0 | 13623 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 30970647 | 925049 | SH |  | SOLE |  | 0 | 0 | 925049 |
| DIMENSIONAL ETF TRUST | INTL HIGH PROFIT | 25434V765 |  | 406558 | 18438 | SH |  | SOLE |  | 0 | 0 | 18438 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 2391042 | 46746 | SH |  | SOLE |  | 0 | 0 | 46746 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 12291124 | 404313 | SH |  | SOLE |  | 0 | 0 | 404313 |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 |  | 201229 | 4366 | SH |  | SOLE |  | 0 | 0 | 4366 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP E | 25434V773 |  | 3830336 | 178072 | SH |  | SOLE |  | 0 | 0 | 178072 |
| DISNEY WALT CO | COM | 254687106 |  | 245523 | 2826 | SH |  | SOLE |  | 0 | 0 | 2826 |
| EFFECTOR THERAPEUTICS INC | COM | 28202V108 |  | 17342 | 40556 | SH |  | SOLE |  | 0 | 0 | 40556 |
| EMPIRE ST RLTY OP L P | UNIT LTD PRT 60 | 292102209 |  | 108728 | 16474 | SH |  | SOLE |  | 0 | 0 | 16474 |
| EMPIRE ST RLTY OP L P | UNIT LTD PRTNSP | 292102100 |  | 107144 | 16408 | SH |  | SOLE |  | 0 | 0 | 16408 |
| EMPIRE ST RLTY TR INC | CL A | 292104106 |  | 721200 | 107003 | SH |  | SOLE |  | 0 | 0 | 107003 |
| ENERGY TRANSFER L P | COM UT LTD PTN | 29273V100 |  | 429499 | 36184 | SH |  | SOLE |  | 0 | 0 | 36184 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 568451 | 5154 | SH |  | SOLE |  | 0 | 0 | 5154 |
| FS KKR CAP CORP | COM | 302635206 |  | 192422 | 10996 | SH |  | SOLE |  | 0 | 0 | 10996 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 1126286 | 3280 | SH |  | SOLE |  | 0 | 0 | 3280 |
| HERSHEY CO | COM | 427866108 |  | 868924 | 3752 | SH |  | SOLE |  | 0 | 0 | 3752 |
| HUNTINGTON BANCSHARES INC | COM | 446150104 |  | 199220 | 14129 | SH |  | SOLE |  | 0 | 0 | 14129 |
| INVESCO EXCH TRADED FD TR II | FNDMNTL HY CRP | 46138E719 |  | 330225 | 19289 | SH |  | SOLE |  | 0 | 0 | 19289 |
| INVESCO EXCHANGE TRADED FD T | DYNMC LRG VALU | 46137V738 |  | 335028 | 7119 | SH |  | SOLE |  | 0 | 0 | 7119 |
| INVESCO EXCHANGE TRADED FD T | S EQL MAT | 46137V316 |  | 202235 | 1275 | SH |  | SOLE |  | 0 | 0 | 1275 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 34371813 | 129081 | SH |  | SOLE |  | 0 | 0 | 129081 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 604668 | 17481 | SH |  | SOLE |  | 0 | 0 | 17481 |
| ISHARES INC | MSCI EMERG MRKT | 464286533 |  | 309172 | 5828 | SH |  | SOLE |  | 0 | 0 | 5828 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 |  | 1124377 | 37392 | SH |  | SOLE |  | 0 | 0 | 37392 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 2628920 | 56294 | SH |  | SOLE |  | 0 | 0 | 56294 |
| ISHARES INC | MSCI EMERG MKT | 46434G889 |  | 513196 | 12505 | SH |  | SOLE |  | 0 | 0 | 12505 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 623938 | 9491 | SH |  | SOLE |  | 0 | 0 | 9491 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 2332494 | 39872 | SH |  | SOLE |  | 0 | 0 | 39872 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 6516099 | 62493 | SH |  | SOLE |  | 0 | 0 | 62493 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 3764634 | 17572 | SH |  | SOLE |  | 0 | 0 | 17572 |
| ISHARES TR | ISHARES BIOTECH | 464287556 |  | 396782 | 3022 | SH |  | SOLE |  | 0 | 0 | 3022 |
| ISHARES TR | ISHS 5-10YR INVT | 464288638 |  | 958120 | 19352 | SH |  | SOLE |  | 0 | 0 | 19352 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 3223410 | 55691 | SH |  | SOLE |  | 0 | 0 | 55691 |
| ISHARES TR | CORE 1 5 YR USD | 46432F859 |  | 3502467 | 75419 | SH |  | SOLE |  | 0 | 0 | 75419 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 1520202 | 17927 | SH |  | SOLE |  | 0 | 0 | 17927 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 3217852 | 22181 | SH |  | SOLE |  | 0 | 0 | 22181 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 327252 | 1877 | SH |  | SOLE |  | 0 | 0 | 1877 |
| ISHARES TR | INTL EQTY FACTOR | 46434V274 |  | 1285544 | 52256 | SH |  | SOLE |  | 0 | 0 | 52256 |
| ISHARES TR | CORE MSCI INTL | 46435G326 |  | 232412 | 4152 | SH |  | SOLE |  | 0 | 0 | 4152 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 |  | 542380 | 8530 | SH |  | SOLE |  | 0 | 0 | 8530 |
| ISHARES TR | USD INV GRDE ETF | 464288620 |  | 391679 | 7976 | SH |  | SOLE |  | 0 | 0 | 7976 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 497226 | 3279 | SH |  | SOLE |  | 0 | 0 | 3279 |
| ISHARES TR | CORE S US GWT | 464287671 |  | 530203 | 6504 | SH |  | SOLE |  | 0 | 0 | 6504 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 1577515 | 14950 | SH |  | SOLE |  | 0 | 0 | 14950 |
| ISHARES TR | MSCI USA ESG SLC | 464288802 |  | 829456 | 10076 | SH |  | SOLE |  | 0 | 0 | 10076 |
| ISHARES TR | MSCI USA SML CP | 46434V290 |  | 927854 | 18684 | SH |  | SOLE |  | 0 | 0 | 18684 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 37517504 | 386818 | SH |  | SOLE |  | 0 | 0 | 386818 |
| ISHARES TR | U S EQUITY FACTR | 46434V282 |  | 4261522 | 109242 | SH |  | SOLE |  | 0 | 0 | 109242 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 1589025 | 28134 | SH |  | SOLE |  | 0 | 0 | 28134 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 23827443 | 113184 | SH |  | SOLE |  | 0 | 0 | 113184 |
| ISHARES TR | MSCI ACWI ETF | 464288257 |  | 1275005 | 15021 | SH |  | SOLE |  | 0 | 0 | 15021 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 4015994 | 42434 | SH |  | SOLE |  | 0 | 0 | 42434 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 |  | 28789647 | 273302 | SH |  | SOLE |  | 0 | 0 | 273302 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 370874 | 3679 | SH |  | SOLE |  | 0 | 0 | 3679 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 12181736 | 197627 | SH |  | SOLE |  | 0 | 0 | 197627 |
| ISHARES TR | ESG AWRE 1 5 YR | 46435G243 |  | 3679406 | 154792 | SH |  | SOLE |  | 0 | 0 | 154792 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 |  | 727742 | 15570 | SH |  | SOLE |  | 0 | 0 | 15570 |
| ISHARES TR | CORE S ETF | 464287200 |  | 25124168 | 65392 | SH |  | SOLE |  | 0 | 0 | 65392 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 342153 | 15060 | SH |  | SOLE |  | 0 | 0 | 15060 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 1877745 | 23133 | SH |  | SOLE |  | 0 | 0 | 23133 |
| ISHARES TR | ESG AWARE MSCI | 46435U663 |  | 1060120 | 32242 | SH |  | SOLE |  | 0 | 0 | 32242 |
| ISHARES TR | 0-5YR INVT GR CP | 46434V100 |  | 2864994 | 59862 | SH |  | SOLE |  | 0 | 0 | 59862 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 2466358 | 34207 | SH |  | SOLE |  | 0 | 0 | 34207 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 5722057 | 23656 | SH |  | SOLE |  | 0 | 0 | 23656 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 1891913 | 37975 | SH |  | SOLE |  | 0 | 0 | 37975 |
| ISHARES U S ETF TR | BLACKROCK ST MAT | 46431W507 |  | 989391 | 20081 | SH |  | SOLE |  | 0 | 0 | 20081 |
| J P MORGAN EXCHANGE TRADED F | INTL BD OPP ETF | 46641Q852 |  | 203166 | 4418 | SH |  | SOLE |  | 0 | 0 | 4418 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1826978 | 10342 | SH |  | SOLE |  | 0 | 0 | 10342 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 248096 | 1850 | SH |  | SOLE |  | 0 | 0 | 1850 |
| KATAPULT HOLDINGS INC | COM | 485859102 |  | 21206 | 22166 | SH |  | SOLE |  | 0 | 0 | 22166 |
| LAS VEGAS SANDS CORP | COM | 517834107 |  | 312936 | 6510 | SH |  | SOLE |  | 0 | 0 | 6510 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 1030872 | 2119 | SH |  | SOLE |  | 0 | 0 | 2119 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 907066 | 6092 | SH |  | SOLE |  | 0 | 0 | 6092 |
| MERCK  CO INC | COM | 58933Y105 |  | 16490909 | 148634 | SH |  | SOLE |  | 0 | 0 | 148634 |
| META PLATFORMS INC | CL A | 30303M102 |  | 423837 | 3522 | SH |  | SOLE |  | 0 | 0 | 3522 |
| MICROSOFT CORP | COM | 594918104 |  | 906553 | 3780 | SH |  | SOLE |  | 0 | 0 | 3780 |
| NIKE INC | CL B | 654106103 |  | 204339 | 1746 | SH |  | SOLE |  | 0 | 0 | 1746 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 309361 | 567 | SH |  | SOLE |  | 0 | 0 | 567 |
| NUSHARES ETF TR | NUVEEN ESG INTL | 67092P805 |  | 414658 | 16072 | SH |  | SOLE |  | 0 | 0 | 16072 |
| NUSHARES ETF TR | NUVEEN ESG LRGVL | 67092P300 |  | 275769 | 8054 | SH |  | SOLE |  | 0 | 0 | 8054 |
| NUSHARES ETF TR | NUVEEN ESG SMLCP | 67092P607 |  | 1102100 | 32244 | SH |  | SOLE |  | 0 | 0 | 32244 |
| NUSHARES ETF TR | NUVEEN ESG LRGCP | 67092P201 |  | 400605 | 8194 | SH |  | SOLE |  | 0 | 0 | 8194 |
| OLD REP INTL CORP | COM | 680223104 |  | 874665 | 36218 | SH |  | SOLE |  | 0 | 0 | 36218 |
| ORGANON  CO | COMMON STOCK | 68622V106 |  | 520032 | 18619 | SH |  | SOLE |  | 0 | 0 | 18619 |
| PAYONEER GLOBAL INC | COM | 70451X104 |  | 191198 | 34954 | SH |  | SOLE |  | 0 | 0 | 34954 |
| PFIZER INC | COM | 717081103 |  | 290385 | 5667 | SH |  | SOLE |  | 0 | 0 | 5667 |
| PGIM ETF TR | PGIM ULTRA SH BD | 69344A107 |  | 323168 | 6582 | SH |  | SOLE |  | 0 | 0 | 6582 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 3549699 | 23421 | SH |  | SOLE |  | 0 | 0 | 23421 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 220308 | 2183 | SH |  | SOLE |  | 0 | 0 | 2183 |
| REE AUTOMOTIVE LTD | CLASS A ORD SHS | M8287R103 |  | 49522 | 127404 | SH |  | SOLE |  | 0 | 0 | 127404 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 237636 | 5303 | SH |  | SOLE |  | 0 | 0 | 5303 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 337742 | 10486 | SH |  | SOLE |  | 0 | 0 | 10486 |
| SCHWAB STRATEGIC TR | SCHWAB FDT US LG | 808524771 |  | 778538 | 14568 | SH |  | SOLE |  | 0 | 0 | 14568 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 4100533 | 62499 | SH |  | SOLE |  | 0 | 0 | 62499 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 378956 | 6821 | SH |  | SOLE |  | 0 | 0 | 6821 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 349849 | 2811 | SH |  | SOLE |  | 0 | 0 | 2811 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 225427 | 1329 | SH |  | SOLE |  | 0 | 0 | 1329 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 488179 | 1277 | SH |  | SOLE |  | 0 | 0 | 1277 |
| SPDR SER TR | S TRANSN ETF | 78464A532 |  | 223945 | 3332 | SH |  | SOLE |  | 0 | 0 | 3332 |
| SPDR SER TR | S DIVID ETF | 78464A763 |  | 1280611 | 10236 | SH |  | SOLE |  | 0 | 0 | 10236 |
| SPDR SER TR | PORTFOLIO SH TSR | 78468R101 |  | 9805506 | 339408 | SH |  | SOLE |  | 0 | 0 | 339408 |
| SPDR SER TR | PORTFOLIO SHORT | 78464A474 |  | 3857550 | 131298 | SH |  | SOLE |  | 0 | 0 | 131298 |
| SPDR SER TR | PORTFOLIO S | 78464A854 |  | 2084634 | 46346 | SH |  | SOLE |  | 0 | 0 | 46346 |
| SPDR SER TR | SPDR S | 78464A128 |  | 212069 | 1517 | SH |  | SOLE |  | 0 | 0 | 1517 |
| SPDR SER TR | PORTFOLIO INTRMD | 78464A375 |  | 522884 | 16427 | SH |  | SOLE |  | 0 | 0 | 16427 |
| SYSCO CORP | COM | 871829107 |  | 280342 | 3667 | SH |  | SOLE |  | 0 | 0 | 3667 |
| TEMPLETON GLOBAL INCOME FD | COM | 880198106 |  | 72153 | 16664 | SH |  | SOLE |  | 0 | 0 | 16664 |
| TESLA INC | COM | 88160R101 |  | 245621 | 1994 | SH |  | SOLE |  | 0 | 0 | 1994 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 382741 | 2277 | SH |  | SOLE |  | 0 | 0 | 2277 |
| UNILEVER PLC | SPON ADR NEW | 904767704 |  | 558079 | 11084 | SH |  | SOLE |  | 0 | 0 | 11084 |
| VANGUARD ADMIRAL FDS INC | SMLLCP 600 IDX | 921932828 |  | 1253336 | 7232 | SH |  | SOLE |  | 0 | 0 | 7232 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 3051100 | 41054 | SH |  | SOLE |  | 0 | 0 | 41054 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 4761025 | 63244 | SH |  | SOLE |  | 0 | 0 | 63244 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 255900 | 3562 | SH |  | SOLE |  | 0 | 0 | 3562 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 5433395 | 25496 | SH |  | SOLE |  | 0 | 0 | 25496 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 8073652 | 39614 | SH |  | SOLE |  | 0 | 0 | 39614 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 20715502 | 58961 | SH |  | SOLE |  | 0 | 0 | 58961 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 1157213 | 7287 | SH |  | SOLE |  | 0 | 0 | 7287 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 2179774 | 16118 | SH |  | SOLE |  | 0 | 0 | 16118 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 1325128 | 6931 | SH |  | SOLE |  | 0 | 0 | 6931 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 845939 | 4609 | SH |  | SOLE |  | 0 | 0 | 4609 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 650866 | 3736 | SH |  | SOLE |  | 0 | 0 | 3736 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 231519 | 1288 | SH |  | SOLE |  | 0 | 0 | 1288 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 5235985 | 37301 | SH |  | SOLE |  | 0 | 0 | 37301 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 322786 | 8281 | SH |  | SOLE |  | 0 | 0 | 8281 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 608848 | 12143 | SH |  | SOLE |  | 0 | 0 | 12143 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 338429 | 4366 | SH |  | SOLE |  | 0 | 0 | 4366 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 1857165 | 32120 | SH |  | SOLE |  | 0 | 0 | 32120 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 18415967 | 244926 | SH |  | SOLE |  | 0 | 0 | 244926 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 5668348 | 109597 | SH |  | SOLE |  | 0 | 0 | 109597 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 2773866 | 66092 | SH |  | SOLE |  | 0 | 0 | 66092 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 634284 | 5862 | SH |  | SOLE |  | 0 | 0 | 5862 |
| VANGUARD WORLD FD | MEGA CAP INDEX | 921910873 |  | 847328 | 6400 | SH |  | SOLE |  | 0 | 0 | 6400 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 423577 | 2462 | SH |  | SOLE |  | 0 | 0 | 2462 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 209059 | 5306 | SH |  | SOLE |  | 0 | 0 | 5306 |
| WEJO GROUP LIMITED | COMMON SHARES | G9525W109 |  | 6083 | 12646 | SH |  | SOLE |  | 0 | 0 | 12646 |
| WESBANCO INC | COM | 950810101 |  | 308154 | 8333 | SH |  | SOLE |  | 0 | 0 | 8333 |
| WISDOMTREE TR | INTL SMCAP DIV | 97717W760 |  | 1023948 | 17666 | SH |  | SOLE |  | 0 | 0 | 17666 |

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