# EDGAR Filing Document

**Accession Number:** 0002106068
**File Stem:** 0001193125-26-016986
**Filing Date:** 2026-1
**Character Count:** 5488118
**Document Hash:** 3ad5861b644a979045e157a4496a3ac6
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-016986.hdr.sgml**: 20260121

**ACCESSION NUMBER**: 0001193125-26-016986

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 12

**CONFORMED PERIOD OF REPORT**: 20260121

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20260121

**DATE AS OF CHANGE**: 20260120

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Other

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CCC Depositor, LLC
- **CENTRAL INDEX KEY:** 0002106068

**ORGANIZATION NAME:**
- **EIN:** 413331244
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-08214
- **FILM NUMBER:** 26544374

**BUSINESS ADDRESS:**
- **STREET 1:** 2160 SUPERIOR AVENUE
- **CITY:** CLEVELAND
- **STATE:** OH
- **ZIP:** 44114
- **BUSINESS PHONE:** 3078714132

**MAIL ADDRESS:**
- **STREET 1:** 2160 SUPERIOR AVENUE
- **CITY:** CLEVELAND
- **STATE:** OH
- **ZIP:** 44114
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CCC Depositor, LLC
- **CENTRAL INDEX KEY:** 0002106068

**ORGANIZATION NAME:**
- **EIN:** 413331244
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 2160 SUPERIOR AVENUE
- **CITY:** CLEVELAND
- **STATE:** OH
- **ZIP:** 44114
- **BUSINESS PHONE:** 3078714132

**MAIL ADDRESS:**
- **STREET 1:** 2160 SUPERIOR AVENUE
- **CITY:** CLEVELAND
- **STATE:** OH
- **ZIP:** 44114
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CCC Depositor, LLC
- **CENTRAL INDEX KEY:** 0002106068

**ORGANIZATION NAME:**
- **EIN:** 413331244
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 2160 SUPERIOR AVENUE
- **CITY:** CLEVELAND
- **STATE:** OH
- **ZIP:** 44114
- **BUSINESS PHONE:** 3078714132

**MAIL ADDRESS:**
- **STREET 1:** 2160 SUPERIOR AVENUE
- **CITY:** CLEVELAND
- **STATE:** OH
- **ZIP:** 44114

**UNITED STATES** 

**SECURITIES AND EXCHANGE COMMISSION** 

**Washington, D.C. 20549** 

**FORM ABS-15G** 

**ASSET-BACKED SECURITIZER** 

**REPORT PURSUANT TO SECTION 15G OF** 

**THE SECURITIES EXCHANGE ACT OF 1934** 

**Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:** 

☐ **Rule 15Ga-1(c)(1) under the Exchange Act (17 CFR 240.15Ga-1(c)(1)) for the reporting period to** 

☐ **Rule 15Ga-1(c)(2)(i) under the Exchange Act (17 CFR 240.15Ga-1(c)(2)(i)) for the quarterly reporting period to** 

☐ **Rule 15Ga-1(c)(2)(ii) under the Exchange Act (17 CFR 240.15Ga-1(c)(2)(ii)) for the annual reporting period to** 

☒ **Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)** 

**Central Index Key Number of depositor: 0002106068** 

## CROSS 2026-NQM1 Mortgage Trust
**(Exact name of Issuer as specified in its charter)** 

**Central Index Key Number of issuing entity (if applicable): N/A** 

**Central Index Key Number of underwriter (if applicable): N/A** 

**Steven Ujvary (307) 871-4132** 

**Name and telephone number, including area code, of the person** 

**to contact in connection with this filing** 

------

**INFORMATION TO BE INCLUDED IN THE REPORT** 

**PART II: FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS:** 

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer** 

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

------

**SIGNATURES** 

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | |
|:---|:---|
| CCC Depositor, LLC | CCC Depositor, LLC |
| (Depositor) | (Depositor) |
| By: | /s/ Steven Ujvary |
|  | Name: Steven Ujvary |
|  | Title: Vice President |

---

Date: January 21, 2026.

------

**EXHIBIT INDEX** 

Exhibit 99.1: Disclosures required by Rule 15Ga-2 for AMC Diligence, LLC

---

| |
|:---|
| Schedule 1 – Form ABS Due Diligence-15E |
| Schedule 2 – Rating Agency Grades |
| Schedule 3 – Exception Grades |
| Schedule 4 – Valuation Reports |
| Schedule 5a – Supplemental Data (Part 1) |
| Schedule 5b – Supplemental Data (Part 2) |
| Schedule 6 – Business Purpose Report |
| Schedule 7 – Data Compare Report |

---

## Exhibit 99.1

**Exhibit 99.1** 

**Schedule 1**![LOGO](g43673g0119165508764.jpg)

**UNITED STATES SECURITIES AND EXCHANGE COMMISSION** 

Washington, D.C. 20549

**FORM ABS DUE DILIGENCE-15E** 

**CERTIFICATION OF PROVIDER OF THIRD-PARTY DUE DILIGENCE SERVICES** 

**FOR ASSET-BACKED SECURITIES** 

**Item 1: Identity of the person providing third-party due diligence services** 

Legal Name: AMC Diligence, LLC

Business Name (if Different):

Principal Business Address: 150 East 52<sup>nd</sup> Street, Suite 4002, New York, NY 10022

**Item 2: Identity of the person who paid the person to provide due diligence services** 

Legal Name: CrossCountry Capital, LLC

Business Name (If Different):

Principal Business Address: 2160 Superior Avenue Cleveland, OH 44114

**Item 3: Credit rating criteria** 

---

| | |
|:---|:---|
| **Identity of NRSRO** | **Title and Date of Criteria** |
|  Fitch Ratings, Inc. | U.S. RMBS Rating Criteria, October 1, 2025 |
|  Kroll Bond Rating Agency, LLC | U.S. RMBS Rating Methodology, December 7, 2023 |

---

**Item 4: Description of the due diligence performed** 

See attached.

**Item 5: Summary of findings and conclusions of review** 

See attached.

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![LOGO](g43673g0119165508764.jpg)

**CERTIFICATION** 

The undersigned has executed this Form ABS Due Diligence 15E on behalf of, and on the authority of, the person identified in Item 1 of the Form. The undersigned, on behalf of the person, represents that the person identified in Item 1 of the Form conducted a thorough review in performing the due diligence described in Item 4 attached to this Form and that the information and statements contained in this Form, including Items 4 and 5 attached to this Form, which are part of this Form, are accurate in all significant respects on and as of the date hereof.

Name of Person Identified in Item 1: AMC Diligence, LLC

(Print name of duly authorized person)

By:   <u>Lindsay Latimer</u>

Signature: *Lindsay Latimer*

Date: *1/16/2026*

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![LOGO](g43673g0119165508764.jpg)

**Item 4. Description of the due diligence performed.** 

**(1) Type of assets that were reviewed.** 

AMC Diligence, LLC ("AMC") performed the due diligence services described below (the "Review") on residential mortgage loans and business purpose loans originated by CrossCountry Mortgage, LLC or its affiliates, or other parties for the review and benefit of CrossCountry Capital, LLC (the "Client"). The Review was conducted from September 2025 through December 2025 on mortgage loans with origination dates from March 2025 to December 2025 via files imaged and provided by the Client for review. The Review included loans reviewed under the Credit and Compliance Scope (603 mortgage loans) and the Leases Review Scope (356 loans). The mortgage loans (Credit and Compliance Scope) and the loans (Leases Review Scope) are together referred to as the Loans.

**(2) Sample size of the assets reviewed.** 

During the course of the securitization evaluation process, the Client may have removed loans that were reviewed by AMC from the securitization for reasons that were not disclosed to AMC. The Review contained nine hundred fifty-nine (959) loans totaling an aggregate original principal balance of approximately $503.722 million.

**(3) Determination of the sample size and computation.** 

The Review was conducted consistent with the criteria for the nationally recognized statistical rating organizations, NRSRO(s), identified above.

**(4) Quality or integrity of information or data about the assets: review and methodology.** AMC compared data fields on the bid tape provided by the Client to the data found in the actual mortgage loan file as captured by AMC. This comparison, when data was available (please note that not all fields were available for all Loans during the Review) and relevant for the Scope in question, included the following data fields:

---

| | | | | |
|:---|:---|:---|:---|:---|
| # of Units | First Payment Date | MERS Min Number | Original Term | Street |
| Amortization Type | Investor: Qualifying Total Debt Ratio | Mortgage Type | Property Type | Subject Debt Service Coverage Ratio |
| Borrower First Name | Lien Position | Occupancy | Purpose | Zip |
| Borrower Last Name | LTV Valuation Value | Original Interest Rate | Refi Purpose |  |
| City | Margin | Original Loan Amount | Representative FICO |  |
| Contract Sales Price | Maturity Date | Original LTV | State |  |

---

Additionally, AMC verified (i) listed borrowers signed documents requiring signature, (ii) borrowers signing documents were eighteen (18) years or older at the time of the mortgage loan origination, (iii) that all riders required by the terms of the mortgage and mortgage note were attached to the respective document, (iv) that social security numbers across documents were consistent, and (v) debt-to-income ratio ("DTI(s)") and/or loan-to-value ratios ("LTV(s)") were used in the assessment of conformity guidelines.

**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.** 

**<u>CREDIT REVIEW (603 Loans)</u>**

AMC reviewed asset origination to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable for the Residential Population, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to AMC. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the mortgage loan file was also performed.

**Credit Application:** For the Credit Application, AMC verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history.

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![LOGO](g43673g0119165508764.jpg)

**Credit Report:** AMC's review included confirming that a credit report, that met guideline requirements, was present for each borrower and that such borrower's credit profile adhered to the guidelines. In order to make this determination, AMC: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as appropriate, and (iv) gathered data required for the ASF tape submission including (a) the most recent FICO (scores from Equifax, Experian, and Transunion if available), (b) the most recent FICO date, (c) the longest trade line, (d) the maximum trade line, (e) the number of trade lines, and (f) the credit usage ratio.

**Employment and Income:** AMC determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, wasn't fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with the guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, (vi) IRS tax transcripts, and (vii) Bank Statements.

**Asset Review:** AMC assessed whether the asset documentation required by the guidelines, and as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, AMC completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by AMC. During the course of this review, AMC (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the DTI calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched and that taxes were current, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

**Occupancy Review:** AMC confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Guideline Review:** During the course of the review, AMC confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

**Fraud Review:** AMC reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, AMC conditioned the mortgage loan for the missing fraud report product.

If a report was present, AMC reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, AMC confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

**Title Review:** AMC's review included a review of the chain of title and the duration of ownership by the seller or borrower (whichever is applicable) satisfied the guidelines. Included in this review was a verification of whether the appropriate vestee was on the title documentation (if a purchase, the seller; if a refinance, the borrower) and that the title commitment addressed issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; environmental liens, and oil/gas leases.

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![LOGO](g43673g0119165508764.jpg)

**Additional Review of Mortgage Loan File:** AMC also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) evidence of primary mortgage insurance, (ii) if the property is located in an area that was listed as a FEMA disaster zone post origination, (iii) the presence of loan modification documents, and (iv) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

Additionally, AMC verified (i) listed borrowers signed documents requiring signature, (ii) borrowers signing documents were eighteen (18) years or older at the time of the mortgage loan origination, (iii) that all riders required by the terms of the mortgage and mortgage note were attached to the respective document, (iv) that social security numbers across documents were consistent, and (v) debt-to-income ratio ("DTI(s)") and/or loan-to-value ratios ("LTV(s)") were used in the assessment of conformity guidelines.

**<u>LEASES REVIEW (356 Loans)</u>**

**<u>DOCUMENT REVIEW</u>**

For each Loan, AMC will review the Loan File and verify whether the following documents, if applicable, are included in the file and if the data on these documents is consistent and logical: (a) initial application (1003), (b) credit report, (c) employment documentation, (d) asset documentation, (e) sales contract, (f) hazard and/or flood insurance policies, (g) appraisal, (h) title/preliminary title, (i) mortgage/deed of trust, (j) note, (k) certificate of business purpose / non-owner occupancy, (l) articles of incorporation, if applicable, (m) operating agreement, and (n) background check.

**<u>CREDIT REVIEW</u>**

The credit review focuses on the borrower's experience in property management, credit profile and adherence to guidelines. The borrower's assets are analyzed to determine there are sufficient funds for the required equity in the project. Conformity to applicable guidelines will all be assessed during the review. An income calculation will not be performed though the presence of income documentation if required by the guidelines will be noted.

**Credit Application:** For the Credit Application, AMC will verify whether (a) the application is signed by all listed borrowers, (b) the application is substantially filled out, (c) all known borrower-owned properties are disclosed on the Real Estate Owned section or attachments, and (d) borrower's property management/landlord experience.

**Credit Report:** AMC will verify (a) a credit report is present for each borrower, (b) note and research the Real Estate Owned and fraud alerts, (c) and gather data including (i) representative FICO, (ii) scores from Equifax, Experian, and Transunion (if available), (iii) verify that the public records listed are disclosed on the application and adequately explained and in compliance with guidelines, and (iv) the number and length of trade lines.

**Employment and Income:** AMC will determine whether applicable supporting employment and income documentation required by the guidelines, was present in the mortgage loan file and where possible, wasn't fraudulent.

**Borrowing Entity:** AMC will verify the borrowing entity, if not an individual, is properly documented. In addition, AMC will verify if the business entity is a US or foreign entity and if the individual signing the loan documentation has the appropriate authority. Distinction will be made between guarantors and principals, individuals and business entities.

**Property income:** AMC will determine whether all applicable supporting documentation as required by the guidelines is present in the file. No traditional borrower DTI ratios will be calculated but instead a "Property DTI" will be calculated per guidelines using the lease or expected lease amount and the property expenses. Documentation verifying property income may include: (a) leases and monthly rental income, (b) property vacancy, (c) balance sheets / financial statements, and (d) an appraisal analysis of market rents.

**Valuation Review:** AMC's review will include a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review will include verifying the appraisal report was (i) materially complete, (ii) in conformity with the guideline requirements for the property type in question, (iii) completed by an appraiser that was actively licensed to perform the valuation, (iv) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (iv) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

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![LOGO](g43673g0119165508764.jpg)

With regard to the use of comparable properties, AMC's review will (i) review the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensure that such comparable properties are within standard appraisal guidelines; (ii) confirm the property value and square footage of the subject property was bracketed by comparable properties, (iii) verify that comparable properties used are similar in size, style, and location to the subject, and (iv) check for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of AMC's review include (i) verifying that the address matched the mortgage note, (ii) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (iii) confirming the appraiser noted an estimated lease amount to be used in instances where there is no lease in place.

**Asset Review:** AMC will assess whether the asset documentation required by the guidelines is present in the file. AMC will verify that assets presented support the required reserves. Documentation reviewed may include: (a) depository account statements, (b) stock or security account statements, (c) settlement statements or other evidence of conveyance and transfer of funds if a sale of assets was involved, and (d) operating accounts from other properties.

**Insurance:** AMC will (a) look for the presence of rent loss insurance as required by the guidelines, (b) verify that hazard insurance meets the minimum required amount of coverage in the guidelines, (c) confirm that the flood cert is for the correct borrower, property, lender and loan number, and (d) for properties in a flood zone per the flood cert, confirm that flood insurance meets guideline requirements in the file and meets the minimum required amount of coverage.

**Title:** AMC will verify whether the appropriate vestee is on the title document: if a purchase, the seller; if a refinance, the borrower. AMC will also review the Title Commitment for the disclosure issues such as assessments; covenants, conditions and restrictions); access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; and environmental liens. Review for instances of delinquent taxes (non-liens). In addition, AMC will review for Oil, Gas, Water or Mineral rights.

**Fraud / Criminal Background:** To the extent potentially fraudulent activity is identified as part of the document review, such information will be reported to Client. In addition, AMC will look for an independent, third party fraud report and background check in each file and will review the results of the fraud report in conjunction with source documents found in the file to assess the likelihood of any misrepresentations associated with the origination of the loan.

**<u>DATA COLLECTION</u>**

AMC will compare data fields on the bid tape provided by the client to the data found in the actual file as captured by AMC. All material discrepancies will be noted.

**(6) Value of collateral securing the assets: review and methodology.** 

AMC's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review included verifying the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guideline requirements, (viii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review (i) captured the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensured that such comparable properties are within standard appraisal guidelines; (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

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![LOGO](g43673g0119165508764.jpg)

Other aspects of AMC's review included (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying the Client of same (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision was directly accessible to AMC or if it was not directly accessible that another valuation product that was directly accessible to AMC was ordered in accordance with the Client's specific valuation waterfall process. If more than one valuation was provided, AMC confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, AMC created an exception.

In instances where one appraisal is completed, the CU score must be reviewed. The CU score must be less than or equal to 2.5. If the CU score exceeds 2.5, a CDA supporting value must be provided. When an appraisal is transferred to the originating creditor from another lender, a CDA must be completed on that appraisal regardless of the CU score. The variance between the CDA and appraisal must be less than or equal to 10%. If it is greater than 10%, an additional appraisal review product must be completed. In instances where two appraisals are completed, additional review products are not required except as otherwise specified but may be provided at the discretion of the Seller.

**(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.** 

**<u>COMPLIANCE REVIEW (603 Loans)</u>**

Please be advised that AMC did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by AMC are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which AMC is relying in reaching such findings.

With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, AMC implemented the TRID scope of review referenced within the Regulatory Compliance section (III) based on (i) the RMBS 3.0 TRID Compliance Review Scope published by the Structured Finance Association ("SFA") (formerly, the Structured Finance Industry Group, "SFIG") (the "SFA Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. AMC worked with outside counsel and continues to obtain updated interpretations relative to the informal guidance provided by the Consumer Financial Protection Bureau ("CFPB") which has caused alterations in the review scope and severity of TRID related exceptions, including applicable cures. (This will continue as necessary as additional guidance becomes available, as well as any future rulemaking.) While AMC continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity. AMC has worked closely with the NRSROs and the Client to disclose, as mutually agreed upon by the parties, the relevant exceptions per AMC's suggested review implementation as reviewed by outside counsel; however, no assurances can be provided and/or are given that AMC has included within its Review all areas that may represent risk to the securitization trust, or that areas of risk identified by AMC will result in the potential level of risk indicated by an Event Level or NRSRO grade.

Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by AMC do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an

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![LOGO](g43673g0119165508764.jpg)

individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by AMC.

AMC reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (</u> <u>§</u> <u>1026.23,</u> <u>§</u> <u>1026.15):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure to provide the three (3) business day rescission period;

vi) any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions; and 

vii) with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (</u> <u>§</u> <u>§</u> <u>1026.17, 18 and 19)</u> *<u>as applicable for loans with application dates prior to October</u> <u>3, 2015</u>* <u>:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Home Equity Plans Disclosures (</u> <u>§</u> <u>§</u> <u>1026.6, 40)</u> *<u>as applicable</u>* 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the applicable home equity initial and account opening disclosures

ii) failure to provide the applicable home equity initial and account opening disclosures in a timely manner

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Tolerances (</u> <u>§</u> <u>§</u> <u>1026.18, 22 23, and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge.

iii) inaccurate Total of Payments outside of applicable tolerance by comparing disclosed Total of Payments to re-calculated Total of Payments. 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e) <u>High-cost Mortgage (</u> <u>§</u> <u>§</u> <u>1026.31, 32 and 34):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty threshold test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f) <u>Higher-priced Mortgage Loan (</u> <u>§</u> <u>1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g) <u>With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (</u> <u>§</u> <u>1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review relevant documentation to determine if compensation to a Loan Originator was based on a term of the
transaction;

ii) review relevant document to determine if there was dual compensation; and

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iii) review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note: Where available, AMC reviewed the relevant documents in the mortgage loan file and, as necessary,
attempted to obtain the mortgage loan originator compensation agreement and/or governing policies and procedures of the mortgage loan originator. In the absence of the mortgage loan originator compensation agreement and/or governing policies and
procedures, AMC's review was limited to formal general statements of entity compliance provided by the mortgage loan originator, if any. These statements, for example, were in the form of a letter signed by the seller correspondent/mortgage
loan originator or representations in the mortgage loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h) <u>Homeownership counseling (</u> <u>§</u> <u>1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor obtained proof of homeownership counseling in connection with a mortgage loan to a
first time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) <u>Mandatory Arbitration Clauses (</u> <u>§</u> <u>1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of the mortgage loan require arbitration or any other non-judicial procedure to resolve any controversy or settle any claims arising out of the transaction.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;j) <u>Prohibition on Financing Credit Insurance (</u> <u>§</u> <u>1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;k) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (</u> <u>§</u> <u>1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for presence of mortgage loan originator organization and individual mortgage loan originator name and
NMLSR ID, as applicable, on the credit application, note or mortgage loan contract, security instrument, Loan Estimate and Closing Disclosure; and

ii) verify the data against the NMLSR database, as available.

**(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (</u> <u>§</u> <u>1024.7)</u> *<u>as applicable for loans with application dates prior to October</u> <u>3, 2015</u>* <u>:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the current GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to mortgage loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of a settlement service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (</u> <u>§</u> <u>1024.8)</u> *<u>as applicable for loans with application dates prior to October</u> <u>3, 2015</u>* <u>:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm current applicable HUD form was provided;

ii) determination that the mortgage loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and 

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (</u> <u>§</u> <u>1024.7)</u> *<u>as applicable for loans with application dates prior to October</u> <u>3, 2015</u>* <u>:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review changes disclosed on the last GFE provided to the borrower(s) to determine that such changes were within
the allowed tolerances;

ii) confirm mortgage loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and mortgage loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (</u> <u>§</u> <u>1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the Servicing Disclosure Statement form in the mortgage loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of the Affiliated Business Arrangement Disclosure in the mortgage loan file in the event
the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

viii) confirm the presence of the Initial Escrow Disclosure Statement in the mortgage loan file and proper timing;

ix) confirm that the creditor provided the borrower a list of homeownership counselling organizations within three (3) business days of application; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x) confirm that the list of homeownership counselling organizations was obtained no earlier than 30 days prior to
when the list was provided to the mortgage loan applicant.

**(III) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (</u> <u>§</u> <u>§</u> <u>1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of LE for applications on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability under the SFA Compliance Review Scope were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;

vi) capture whether a settlement service provider list ("SSPL") was provided (in instances when a consumer is given an opportunity to shop for services). Failure to provide SSPL is not cited separately under SFA compliance review scope, however, absence of SSPL from loan file is treated as not provided and impacts fee tolerance categories as prescribed by regulation. 

vii) confirm borrower received LE not later than four (4) business days prior to consummation; and

viii) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (</u> <u>§</u> <u>§</u> <u>1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of CD for applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability under the SFA Compliance Review Scope were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) identify tolerance violations based on the charges disclosed on the initial and interim LE's, initial CD,
and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Association ("SFA") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFA Compliance Review Scope.) 

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (</u> <u>§</u> <u>1026.19):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage loan file
contains documentary evidence that the disclosure was provided to the borrower; and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

**(IV) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) The general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified Mortgages (QM) (12 C.F.R. 1026.43(e) (including qualified mortgages as separately defined by the
Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

AMC reviews applicable mortgage loans for compliance with the ATR and QM rule requirements based upon each mortgage loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). AMC determines the mortgage loan's status under the ATR or QM rule requirements and assigns a due diligence mortgage loan designation. Generally, AMC notes as a material exception if the due diligence findings do not confirm the originator's mortgage loan designation. Additionally, AMC notes if an originator mortgage loan designation was not provided.

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated mortgage loans, AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file: (i) the mortgage loan contains risky mortgage loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) depending on the application date, defined in accordance with 1026.2(a)(3)(ii) and the loan designation provided on the subject loan, either:

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|:---|:---|
| 1.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), prior to 3/1/2021, at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source,  |

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| | |
|:---|:---|
| 2.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), on or after 3/1/2021, but before 10/1/2022, submitted with a loan designation of Safe Harbor QM, Higher Priced QM, Safe Harbor QM (43-Q), or Higher Priced QM (43-Q), whether at the time of consummation, the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source, or  |

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| | |
|:---|:---|
| 3.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), taken on or after 3/1/2021, submitted with a loan designation of Safe Harbor QM (APOR), or Higher Priced QM (APOR), "Revised QM", whether the APR exceeds the average prime offer rate by 2.25 or more percentage points, (additional thresholds applicable for lower loan balances, subordinate lien covered transactions and certain manufactured homes loan amounts), and whether the loan does not meet the credit guidelines without a documented exception and compensating factors.  |

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For the mortgage loans determined to be Safe Harbor QM (APOR), the AMC report will indicate (i) "Yes" with respect to any mortgage loan for which the lender provided a Verification Safe Harbor, ("VSH") indicator of "Yes" on such mortgage loans, (ii) "No" with respect to any mortgage loan for which the lender provided a VSH indicator of "No" and (iii) "Not Stated" with respect to any mortgage loan for which the lender did not provide a VSH indicator.

\* Note, for mortgage loans in which the lender provided the VSH indicator, AMC captured the VSH indicator in the AMC report but did not verify the VSH indicator as provided by the related lender.

In addition to the above, for loans (i) that are designated as "Yes" with respect to a VSH indicator, (ii) for which such "Yes" VSH indicator was provided within the loan images, on the data tape or in the deal notes, and (iii) for which the related mortgage loan guidelines utilized one of the specified GSE June 2020 guidelines to meet VSH, AMC performed

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an additional variance evaluation on such QM (APOR) mortgage loans. AMC's variance evaluation consists of a review of such mortgage loan to identify documentation variances that would cause one to question the VSH attestation provided by the lender. If variances were identified, the mortgage loan would not be identified by AMC to meet the VSH documentation requirements under either the Fannie Mae guidelines or under the Freddie Mac guidelines, and the AMC report will indicate "No" with respect to such mortgage loans. The results of the variance evaluation are reflected in the reports.

This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a mortgage loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, if the mortgage loan satisfied (i), (ii) and (iii) in the preceding paragraph. In addition, AMC reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated mortgage loan that satisfied the applicable requirements enumerated above, AMC then determines whether the mortgage loan is a Safe Harbor QM or Higher Priced QM by comparing the mortgage loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage. The Review also includes determining, as applicable, whether a mortgage loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated mortgage loan that does not satisfy the applicable requirements enumerated above, AMC then determines whether the mortgage loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

*<u>General Ability to Repay</u>*

AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status); (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

AMC reviews mortgage loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). AMC does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a mortgage loan. AMC's review is based on information contained in the mortgage loan file at the time it is provided to AMC to review, and only reflects information as of that point in time.

**(V) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right to receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation; and

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that (a) the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (b) that the lender has provided copies of appraisals and other written valuations at or prior to consummation. 

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**(VI) Fannie Mae points and fees limitations and HOEPA restrictions as addressed in Fannie Mae Announcement 04-06, as amended by Lender Letters LL-2013-05 and LL-2013-06 and Selling Guide Announcement SEL-2013-06;** 

**(VII) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;** 

**(VIII) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" mortgage loans, "covered" mortgage loans, "higher-priced" mortgage loans, "home" mortgage loans or any other similarly designated mortgage loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;** 

**(IX) Federal and state specific late charge and prepayment penalty provisions.** 

**(X) Recording Review** 

AMC noted the presence of recorded documents, when available. However, the majority of mortgage loans in the review population were new production and have only been closed for days or weeks at the time AMC reviewed the mortgage loans and thus have not yet been recorded. AMC verified that documents in the mortgage loan file (most typically closing instructions) included lender instructions for recording, and as applicable, the date the documents were sent for recording, and/or the date that the documents will be recorded.

As part of the portion of the Review described in this section, AMC will analyze and capture data from the source documents identified in the Document Review below, as applicable.

**(XI) FIRREA Review** 

AMC confirmed that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, AMC reviewed the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparable properties and adjustments were reasonable and that pictures were provided and were accurate.

In addition, AMC accessed the ASC database to verify that the appraiser, and if applicable the appraiser's supervisor, were licensed and in good standing at the time the appraisal was completed.

**(XII) Document Review** 

AMC reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Initial application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Underwriting summary / loan approval (1008);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Credit report;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Income and employment documentation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• 4506T;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Asset documentation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Sales contract;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Hazard and/or flood insurance policies;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Copy of note for any junior liens;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Title/Preliminary Title;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Final 1003;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Changed circumstance documentation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Right of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Mortgage/Deed of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Note;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Mortgage Insurance;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Tangible Net Benefit Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Subordination Agreement;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• FACTA disclosures;

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Notice of Special Flood Hazards;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Initial and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• HUD from sale of previous residence;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Final HUD-1;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Initial TIL;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Final TIL;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Loan Estimates;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Closing Disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Certain other disclosures related to the enumerated tests set forth herein.

**(8) Other: review and methodology.** 

The final review results reflected in the Overall Review Results Summary herein may include additional exceptions identified after AMC's initial review was completed where loan level issues were identified by external parties as a result of separate, distinct quality control evaluation of the loan files. In such cases, any additional exceptions cited by any such quality control evaluation would either be reflected (i) as an open exception or (ii) remediated if required documentation and/or curative actions were provided to AMC. The exception totals reflected herein, and corresponding Exception Rating, include exceptions that were so subsequently identified, if any. Please note that only a limited number of loans, if any, reflected in the Review Results Summary were subject to such external quality control evaluations.

**(9) Disclaimer.** 

Except as expressly enumerated above, please be advised that SitusAMC has not performed any review to determine whether the mortgage loans covered in this Report complied with federal, state or local laws, constitutional provisions, regulations, ordinances or any other laws or guidance, including, without limitation, licensing and general usury laws ("Applicable Law"). Further, there can be no assurances that in performing the review and preparing this Report that SitusAMC has uncovered all relevant factors and potential issues relating to the origination of the mortgage loans, their compliance with Applicable Law, or the original appraisals relating to the mortgaged properties, or that SitusAMC has uncovered all relevant factors that could affect the future performance of the mortgage loans. Please note that the results set forth in this Report are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators, sponsors, issuers, underwriters, and other third parties upon which SitusAMC is relying in reaching such results. Except as expressly stated herein, SitusAMC did not verify the data relied upon in performing its review and producing this Report. In addition, the findings and conclusions set forth in this Report are provided on an "as is" basis and are based on available information and Applicable Law as of the date of this Report, and SitusAMC does not undertake any obligation to update or provide any revisions to this Report to reflect events, circumstances, changes in Applicable Law, or changes in expectations after the date this Report was issued.

Please be further advised that SitusAMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in this Report, and the results set forth in this Report do not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to SitusAMC, and are not statements of fact or legal conclusions. Information contained in the Report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the Report based on certain factors, including the facts and circumstances of an individual mortgage loan. The authorities administering the Applicable Law that was part of the review have broad discretionary powers which may permit such authorities, among other things, to withdraw exemptions accorded by statute or regulation, to impose additional requirements or to reach a conclusion that is not consistent with the results set forth in the Report. All decisions as to whether to issue, purchase, hold, sell or otherwise transact in securities backed by the mortgage loans reviewed in this Report, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such securities, shall be made solely by the parties to or investors in the transaction. The results set forth in this Report do not constitute tax or investment advice. The scoring models in this Report are designed to identify potential risk in the securities backed by the mortgage loans reviewed, and each party or investor assumes sole responsibility for determining the suitability of the information for its particular use. SitusAMC does not make any representation or warranty (express or implied) as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by SitusAMC.

**Item 5. Summary of findings and conclusions of review** 

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the NRSROs listed in Item 3 above.

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![LOGO](g43673g0119165508764.jpg)

**OVERALL REVIEW RESULTS SUMMARY** 

Of the nine hundred fifty-nine (959) loans reviewed, all nine hundred fifty-nine (959) loans reviewed loans (100.00%) received an Overall "A" or "B" grade.

---

| | | |
|:---|:---|:---|
| **Overall Loan Grades** | **Overall Loan Grades** | **Overall Loan Grades** |
| **Final Loan Grade** | **# of Loans** | **% of Loans** |
|  A | 715 | 74.57% |
|  B | 244 | 25.44% |
|  C | 0 | 0.00% |
|  D | 0 | 0.00% |
|  **Total** | **959** | **100.00%** |

---

**COMPLIANCE RESULTS SUMMARY** 

Note the three hundred fifty-six (356) Leases were not assigned a Compliance grade. Of the remaining six hundred three (603) loans reviewed for compliance, all six hundred three (603) loans (100.00%) subjected to a compliance review received an "A" or "B" Compliance grade.

---

| | | | |
|:---|:---|:---|:---|
| **Compliance Loan Grades** | **Compliance Loan Grades** | **Compliance Loan Grades** | **Compliance Loan Grades** |
| **Final Loan Grade** | **# of Loans** | **% of Loans** | **% of Compliance**<br>**Review**<br>**Population** |
|  A | 547 | 57.04% | 90.71% |
|  B | 56 | 5.84% | 9.29% |
|  C | 0 | 0.00% | 0.00% |
|  D | 0 | 0.00% | 0.00% |
|  Compliance Not Run | 356 | 37.12% | N/A |
|  **Total** | **959** | **100.00%** | **100.00%** |

---

**CREDIT RESULTS SUMMARY** 

All nine hundred fifty-nine (959) loans reviewed received an "A" or "B" Credit grade, and seven hundred fifty-eight (758) or 79.04% received an "A" Credit grade.

---

| | | |
|:---|:---|:---|
| **Credit Loan Grades** | **Credit Loan Grades** | **Credit Loan Grades** |
| **Final Loan Grade** | **# of Loans** | **% of Loans** |
|  A | 758 | 79.04% |
|  B | 201 | 20.96% |
|  C | 0 | 0.00% |
|  D | 0 | 0.00% |
|  **Total** | **959** | **100.00%** |

---

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![LOGO](g43673g0119165508764.jpg)

**PROPERTY/VALUATION RESULTS SUMMARY** 

Of the nine hundred fifty-nine (959) loans reviewed, all nine hundred fifty-nine (959) loans (100%) received an "A" Property grade.

---

| | | |
|:---|:---|:---|
| **Property Loan Grades** | **Property Loan Grades** | **Property Loan Grades** |
| **Final Loan Grade** | **# of Loans** | **% of Loans** |
|  A | 959 | 100.00% |
|  B | 0 | 0.00% |
|  C | 0 | 0.00% |
|  D | 0 | 0.00% |
|  **Total** | **959** | **100.00%** |

---

**TAPE INTEGRITY REVIEW RESULTS SUMMARY** 

Of the nine hundred fifty-nine (959) Loans reviewed, nine hundred forty-two (942) Loans had three thousand ninety-two (3,092) different tape discrepancies across eighteen (18) data fields (some Loans had more than one data delta). The most variances were found on Maturity Date, Margin and Contract Sales Price. Investor: Qualifying Total Debt Ratio variances are the difference on the percentage of income dedicated toward making debt payments. These variances occur frequently due to differences in calculating complex incomes. Investor: Qualifying Total Debt Ratio variances that were less than or equal to 300 basis points of absolute value are not included in the population below.

---

| | | | |
|:---|:---|:---|:---|
| **Field Label** | **Loans With**<br>**Discrepancy** | **Total Times**<br>**Compared** | **%<br>Variance** |
|  # of Units | 3 | 958 | 0.31% |
|  Amortization Type | 0 | 1 | 0.00% |
|  Borrower First Name | 138 | 958 | 14.41% |
|  Borrower Last Name | 153 | 958 | 15.97% |
|  City | 1 | 959 | 0.10% |
|  Contract Sales Price | 439 | 757 | 57.99% |
|  First Payment Date | 0 | 958 | 0.00% |
|  Investor: Qualifying Total Debt Ratio | 218 | 913 | 23.88% |
|  Lien Position | 0 | 958 | 0.00% |
|  LTV Valuation Value | 18 | 958 | 1.88% |
|  Margin | 529 | 958 | 55.22% |
|  Maturity Date | 934 | 958 | 97.49% |
|  MERS Min Number | 318 | 958 | 33.19% |
|  Mortgage Type | 0 | 1 | 0.00% |
|  Occupancy | 0 | 958 | 0.00% |
|  Original Interest Rate | 0 | 959 | 0.00% |
|  Original Loan Amount | 0 | 959 | 0.00% |
|  Original LTV | 2 | 958 | 0.21% |
|  Original Term | 1 | 958 | 0.10% |
|  Property Type | 80 | 958 | 8.35% |
|  Purpose | 0 | 959 | 0.00% |
|  Refi Purpose | 4 | 261 | 1.53% |
|  Representative FICO | 78 | 939 | 8.31% |
|  State | 0 | 959 | 0.00% |
|  Street | 19 | 959 | 1.98% |
|  Subject Debt Service Coverage Ratio | 156 | 356 | 43.82% |
|  Zip | 1 | 958 | 0.10% |
|  **Total** | **3092** | **22394** | **13.81%** |

---

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![LOGO](g43673g0119165508764.jpg)

**EXCEPTION CATEGORY SUMMARY** 

The table below summarizes the individual exceptions which carried an associated "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of "B", a Credit Grade of "A", and a Property Grade of "A" would receive an overall Loan Grade of "B").

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Exception**<br> **Type** | **Final<br>Exception<br>Rating** | **Exception Category** | **Total** | **Total** |  |
|  Compliance | B | TRID Defect |  | 49 |  |
|  |  | State HPML |  | 10 |  |
|  |  | ATR/QM |  | 5 |  |
|  |  | State Defect |  | 4 |  |
|  |  | Federal HPML |  | 2 |  |
|  |  | ***Total Compliance Grade (B) Exceptions:*** | **** | ***70*** | **** |
|  **Total Compliance Exceptions:** | **Total Compliance Exceptions:** | **Total Compliance Exceptions:** |  | **70** |  |
|  Credit | B | Guideline |  | 241 |  |
|  |  | Credit |  | 6 |  |
|  |  | Asset |  | 3 |  |
|  |  | Documents |  | 1 |  |
|  |  | Missing Document |  | 1 |  |
|  |  | Property - Appraisal |  | 1 |  |
|  |  | Title |  | 1 |  |
|  |  | ***Total Credit Grade (B) Exceptions:*** | **** | ***254*** | **** |
|  **Total Credit Exceptions:** | **Total Credit Exceptions:** | **Total Credit Exceptions:** |  | **254** |  |
|  **Total Property Exceptions:** | **Total Property Exceptions:** | **Total Property Exceptions:** |  | **0** |  |
|  **Grand Total:** | **Grand Total:** | **Grand Total:** |  | **324** |  |

---

**ADDITIONAL LOAN POPULATION SUMMARY (some totals may not add due to rounding)** 

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Amortization Type** | **Loan**<br>**Count** | **% of**<br>**Loans** | **Original Balance** | **% of**<br>**Balance** |
|  Fixed | 885 | 92.28% | $450764011.00 | 89.49% |
|  Adjustable | 74 | 7.72% | $52958444.00 | 10.51% |
|  **Total** | **959** | **100.00%** | $**503722455.00** | **100.00%** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Lien Position** | **Loan**<br>**Count** | **% of**<br>**Loans** | **Original Balance** | **% of**<br>**Balance** |
| 1 | 959 | 100.00% | $503722455.00 | 100.00% |
|  **Total** | **959** | **100.00%** | $**503722455.00** | **100.00%** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Loan Purpose** | **Loan**<br>**Count** | **% of**<br>**Loans** | **Original Balance** | **% of**<br>**Balance** |
|  Cash Out: Other/Multi-purpose/Unknown Purpose | 206 | 21.48% | $94144435.00 | 18.69% |
|  First Time Home Purchase | 105 | 10.95% | $57850066.00 | 11.48% |
|  Other-than-first-time Home Purchase | 593 | 61.84% | $313285052.00 | 62.19% |
|  Rate/Term Refinance - Borrower Initiated | 55 | 5.74% | $38442902.00 | 7.63% |
|  **Total** | **959** | **100.00%** | $**503722455.00** | **100.00%** |

---

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![LOGO](g43673g0119165508764.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Original Term** | **Loan<br>Count** | **% of<br>Loans** | **Original Balance** | **% of<br>Balance** |
|  121-180 Months | 6 | 0.63% | $1343450.00 | 0.27% |
|  241-360 Months | 952 | 99.27% | $502099005.00 | 99.68% |
|  361+ Months | 1 | 0.10% | $280000.00 | 0.06% |
|  **Total** | **959** | **100.00%** | $**503722455.00** | **100.00%** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Property Type** | **Loan<br>Count** | **% of<br>Loans** | **Original Balance** | **% of<br>Balance** |
|  Single Family Detached | 451 | 47.03% | $260223247.00 | 51.66% |
|  Co-op | 1 | 0.10% | $1000000.00 | 0.20% |
|  Condo, Low Rise | 110 | 11.47% | $41844432.00 | 8.31% |
|  Condo, High Rise | 37 | 3.86% | $17238675.00 | 3.42% |
|  PUD | 214 | 22.31% | $116557351.00 | 23.14% |
|  Single-wide Manufactured Housing | 5 | 0.52% | $1370100.00 | 0.27% |
|  1 Family Attached | 13 | 1.36% | $5941900.00 | 1.18% |
|  2 Family | 74 | 7.72% | $28476700.00 | 5.65% |
|  3 Family | 27 | 2.82% | $16918000.00 | 3.36% |
|  4 Family | 25 | 2.61% | $13423300.00 | 2.66% |
|  Other | 2 | 0.21% | $728750.00 | 0.14% |
|  **Total** | **959** | **100.00%** | $**503722455.00** | **100.00%** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Occupancy** | **Loan<br>Count** | **% of<br>Loans** | **Original Balance** | **% of<br>Balance** |
|  Primary | 417 | 43.48% | $274320169.00 | 54.46% |
|  Investment | 474 | 49.43% | $180771046.00 | 35.89% |
|  Second Home | 68 | 7.09% | $48631240.00 | 9.65% |
|  **Total** | **959** | **100.00%** | $**503722455.00** | **100.00%** |

---

18 \| P a g e

## Exhibit 99.1

**Exhibit 99.1** 

**Schedule 2**![LOGO](g43673dsp001.jpg)

**Rating Agency Grades** 

**Run Date - 1/15/2026 10:51:26 AM** 

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| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** |
| 224065088 | [Redacted] | [Redacted] |  |  | C | C | A | C | A | A | A | A |  |
| 224120903 | [Redacted] | [Redacted] |  |  | A | A | A | A | A | A | A | A |  |
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---

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| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** |
| 224197549 | [Redacted] | [Redacted] |  |  | C | A | A | C | A | A | A | A |  |
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---

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---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** |
| 224217461 | [Redacted] | [Redacted] |  |  | A |  | A | A | A |  | A | A |  |
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---

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---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** |
| 224243126 | [Redacted] | [Redacted] |  |  | C | A | A | C | A | A | A | A |  |
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---

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---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** |
| 224254516 | [Redacted] | [Redacted] |  |  | A |  | A | A | A |  | A | A |  |
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---

------

---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** |
| 224266969 | [Redacted] | [Redacted] |  |  | C | C | A | C | A | A | A | A |  |
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---

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---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** |
| 224286786 | [Redacted] | [Redacted] |  |  | C |  | A | C | B |  | A | B |  |
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---

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| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** |
| 224304816 | [Redacted] | [Redacted] |  |  | B | A | A | B | B | A | A | B |  |
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---

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---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** |
| 224329283 | [Redacted] | [Redacted] |  |  | A | A | A | A | A | A | A | A |  |
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---

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---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** |
| 224340757 | [Redacted] | [Redacted] |  |  | C | C | A | C | A | A | A | A |  |
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---

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| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** |
| 224364940 | [Redacted] | [Redacted] |  |  | A | C | A | C | A | B | A | B |  |
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| 224365651 | [Redacted] | [Redacted] |  |  | A |  | A | A | A |  | A | A |  |
| 224366503 | [Redacted] | [Redacted] |  |  | C |  | A | C | B |  | A | B |  |
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| 224367079 | [Redacted] | [Redacted] |  |  | B | A | A | B | B | A | A | B |  |
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---

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---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** |
| 224387331 | [Redacted] | [Redacted] |  |  | A |  | A | A | A |  | A | A |  |
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| 224404255 | [Redacted] | [Redacted] |  |  | A |  | A | A | A |  | A | A |  |

---

------

---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** |
| 224404256 | [Redacted] | [Redacted] |  |  | A | A | A | A | A | A | A | A |  |
| 224404258 | [Redacted] | [Redacted] |  |  | C | C | A | C | A | A | A | A |  |
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| 224404261 | [Redacted] | [Redacted] |  |  | C |  | A | C | A |  | A | A |  |
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| 224404532 | [Redacted] | [Redacted] |  |  | C D | A | A | C D | A | A | A | A |  |
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| 224418557 | [Redacted] | [Redacted] |  |  | C D |  | A | C D | A |  | A | A |  |
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---

------

---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** |
| 224419578 | [Redacted] | [Redacted] |  |  | C | A | A | C | A | A | A | A |  |
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| 224419967 | [Redacted] | [Redacted] |  |  | C |  | A | C | A |  | A | A |  |
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| 224420076 | [Redacted] | [Redacted] |  |  | C | A | A | C | A | A | A | A |  |
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| 224424917 | [Redacted] | [Redacted] |  |  | C |  | A | C | B |  | A | B |  |
| 224424918 | [Redacted] | [Redacted] |  |  | A |  | A | A | A |  | A | A |  |
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| 224426811 | [Redacted] | [Redacted] |  |  | D |  | A | D | A |  | A | A |  |
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---

------

---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** |
| 224428850 | [Redacted] | [Redacted] |  |  | A | B | A | B | A | B | A | B |  |
| 224429288 | [Redacted] | [Redacted] |  |  | C D |  | A | C D | A |  | A | A |  |
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| 224429788 | [Redacted] | [Redacted] |  |  | C | C | A | C | B | A | A | B |  |
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| 224430072 | [Redacted] | [Redacted] |  |  | A | C | D | D | A | A | A | A |  |
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| 224455168 | [Redacted] | [Redacted] |  |  | C | A | A | C | A | A | A | A |  |
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| 224455178 | [Redacted] | [Redacted] |  |  | C |  | A | C | A |  | A | A |  |
| 224455185 | [Redacted] | [Redacted] |  |  | C |  | A | C | A |  | A | A |  |
| 224455221 | [Redacted] | [Redacted] |  |  | A |  | A | A | A |  | A | A |  |
| 224455235 | [Redacted] | [Redacted] |  |  | C | A | C | C | A | A | A | A |  |
| 224455251 | [Redacted] | [Redacted] |  |  | D |  | A | D | A |  | A | A |  |
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---

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---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** |
| 224455559 | [Redacted] | [Redacted] |  |  | A | A | A | A | A | A | A | A |  |
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---

------

---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** |
| 224467051 | [Redacted] | [Redacted] |  |  | A | A | A | A | A | A | A | A |  |
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---

------

---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** |
| 224537022 | [Redacted] | [Redacted] |  |  | C | C | A | C | A | A | A | A |  |
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| 224541722 | [Redacted] | [Redacted] |  |  | D |  | A | D | A |  | A | A |  |
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| 224543233 | [Redacted] | [Redacted] |  |  | C |  | A | C | A |  | A | A |  |
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| 224543249 | [Redacted] | [Redacted] |  |  | C |  | D | D | A |  | A | A |  |
| 224543250 | [Redacted] | [Redacted] |  |  | C |  | A | C | A |  | A | A |  |
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| 224546937 | [Redacted] | [Redacted] |  |  | C D |  | A | C D | A |  | A | A |  |
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---

------

---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** |
| 224567474 | [Redacted] | [Redacted] |  |  | C | A | A | C | B | A | A | B |  |
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| 224569999 | [Redacted] | [Redacted] |  |  | C | A | A | C | A | A | A | A |  |
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---

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---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** |
| 224573631 | [Redacted] | [Redacted] |  |  | C |  | A | C | A |  | A | A |  |
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---

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---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** |
| 224614111 | [Redacted] | [Redacted] |  |  | A |  | A | A | A |  | A | A |  |
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| 224635819 | [Redacted] | [Redacted] |  |  | D |  | A | D | B |  | A | B |  |

---

------

---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** |
| 224637194 | [Redacted] | [Redacted] |  |  | B |  | A | B | B |  | A | B |  |
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---

------

---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** |
| 224678287 | [Redacted] | [Redacted] |  |  | C | A | A | C | A | A | A | A |  |
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---

------

---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** |
| 224710944 | [Redacted] | [Redacted] |  |  | A | C | A | C | A | B | A | B |  |
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## Exhibit 99.1

**Exhibit 99.1** 

**Schedule 3**![LOGO](g43673dsp001.jpg)

**Exception Grades** 

**Run Date - 1/15/2026 10:51:27 AM** 

---

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor<br>Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224065088 | [Redacted] | [Redacted] |  | 34479768 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match — ATR | Ability to Repay<br>(Dodd-Frank<br>2014):<br>Originator Loan<br>Designation of<br>Non QM does<br>not match Due<br>Diligence Loan<br>Designation of<br>ATR Fail. | Waterfall due to missing Third-Party verification<br>for borrower. |  |  |  | Reviewer<br>Comment<br>(2025-09-<br>23):<br>Received<br>Borrower<br>VVOE<br>document<br>within the<br>[redacted]<br>days<br>business<br>days from<br>the Closing<br>date.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-09-<br>19): Please<br>restate loan<br>to match due<br>diligence. | 09/23/2025 |  |  | 1 B A C |  | RI | Primary | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>status C | Non<br>QM | Non<br>QM | Yes |
| 224065088 | [Redacted] | [Redacted] |  | 34479769 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Employment<br>— W-2 | Ability to Repay<br>(Dodd-Frank<br>2014): Unable to<br>verify current<br>Wages/W-2<br>employment<br>status using<br>reasonably<br>reliable third-<br>party records. | Waterfall due to missing Third-Party verification<br>for borrower. |  |  |  | Reviewer<br>Comment<br>(2025-09-<br>23):<br>Received<br>Borrower<br>VVOE<br>document<br>within the<br>[redacted]<br>days<br>business<br>days from<br>the Closing<br>date.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-09-<br>19): vvoe | 09/23/2025 |  |  | 1 C A |  | RI | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224065088 | [Redacted] | [Redacted] |  | 34479770 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency —<br>ATR Impact | Ability to Repay<br>(Dodd-Frank<br>2014): There are<br>guideline<br>deficiencies<br>related to<br>income and/or<br>asset doc<br>requirements<br>which could<br>result in a risk to<br>the borrower's<br>ability to repay.<br>(Exception is<br>eligible to be<br>regraded with<br>compensating<br>factors.) | Waterfall due to missing Third-Party verification<br>for borrower. |  |  |  | Reviewer<br>Comment<br>(2025-09-<br>23):<br>Received<br>Borrower<br>VVOE<br>document<br>within the<br>[redacted]<br>days<br>business<br>days from<br>the Closing<br>date.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-09-<br>19): see<br>uploaded | 09/23/2025 |  |  | 1 C A |  | RI | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224065088 | [Redacted] | [Redacted] |  | 34479771 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM | NonQM ATR | Ability-to-Repay<br>(Dodd-Frank<br>2014): General<br>Ability-to-Repay<br>requirements not<br>satisfied. | Waterfall due to missing Third-Party verification<br>for borrower. |  |  |  | Reviewer<br>Comment<br>(2025-09-<br>23):<br>Received<br>Borrower<br>VVOE<br>document<br>within the<br>[redacted]<br>days<br>business<br>days from<br>the Closing<br>date.<br>Exception<br>Cleared. | 09/23/2025 |  |  | 1 A |  | RI | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224065088 | [Redacted] | [Redacted] |  | 34479773 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income<br>documentation<br>requirements<br>not met. |  | Missing Third-Party verification for borrower. |  |  |  | Reviewer<br>Comment<br>(2025-09-<br>23):<br>Received<br>Borrower<br>VVOE<br>document<br>within the<br>[redacted]<br>days<br>business<br>days from<br>the Closing<br>date.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-09-<br>19): see<br>uploaded | 09/23/2025 |  |  | 1 C A |  | RI | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224065088 | [Redacted] | [Redacted] |  | 34479774 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Verification(s)<br>of employment<br>is not within<br>[redacted]<br>business days<br>of the Note. |  | Missing Third-Party verification for borrower. |  |  |  | Reviewer<br>Comment<br>(2025-09-<br>23):<br>Received<br>Borrower<br>VVOE<br>document<br>within the<br>[redacted]<br>days<br>business<br>days from<br>the Closing<br>date.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-09-<br>19): see<br>uploaded | 09/23/2025 |  |  | 1 C A |  | RI | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224065088 | [Redacted] | [Redacted] |  | 34479782 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income Docs<br>Missing: |  | VVOE — Employment Only was not provided<br>for borrower. |  |  |  | Reviewer<br>Comment<br>(2025-09-<br>23):<br>Received<br>Borrower<br>VVOE<br>document<br>within the<br>[redacted]<br>days<br>business<br>days from<br>the Closing<br>date.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-09-<br>19): see<br>uploaded | 09/23/2025 |  |  | 1 C A |  | RI | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224065088 | [Redacted] | [Redacted] |  | 34479789 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Investor<br>Guidelines | Ability to Repay<br>(Dodd-Frank<br>2014): Based on<br>the loan failing<br>one or more<br>guideline<br>components, the<br>loan is at ATR<br>risk. | Waterfall due to missing Third-Party verification<br>for borrower. |  |  |  | Reviewer<br>Comment<br>(2025-09-<br>23):<br>Received<br>Borrower<br>VVOE<br>document<br>within the<br>[redacted]<br>days<br>business<br>days from<br>the Closing<br>date.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-09-<br>19): see<br>uploaded | 09/23/2025 |  |  | 1 C A |  | RI | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224065088 | [Redacted] | [Redacted] |  | 34525384 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match — ATR<br>Risk | Ability to Repay<br>(Dodd-Frank<br>2014):<br>Originator Loan<br>Designation of<br>Non QM does<br>not match Due<br>Diligence Loan<br>Designation of<br>ATR Risk. |  |  |  |  | Reviewer<br>Comment<br>(2025-09-<br>23):<br>Received<br>Borrower<br>VVOE<br>document<br>within the<br>[redacted]<br>days<br>business<br>days from<br>the Closing<br>date.<br>Exception<br>Cleared. | 09/23/2025 |  |  | 1 A |  | RI | Primary | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>Loan<br>Designation C | Non<br>QM | Non<br>QM | Yes |
| 224129907 | [Redacted] | [Redacted] |  | 34549773 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Corporate<br>Resolution not<br>provided |  | File is missing a corporate resolution signed by<br>all members of the borrowing entity. |  |  |  | Reviewer<br>Comment<br>(2025-10-<br>20):<br>Received<br>corporate<br>resolution.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-10-<br>17): Please<br>find corp<br>resolution<br>attached | 10/20/2025 |  |  | 1 C A |  | NY | Investment | Refinance<br>— Rate/<br>Term | C A |  | N/A | No |
| 224129911 | [Redacted] | [Redacted] |  | 34537213 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded. Total<br>amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted]plus<br>[redacted]% or<br>$[redacted].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-09-<br>24):<br>Sufficient<br>Cure<br>Provided At<br>Closing |  | 09/24/2025 |  | 1 A |  | VA | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224129911 | [Redacted] | [Redacted] |  | 34537214 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Extension Fee.<br>Fee Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-09-<br>24):<br>Sufficient<br>Cure<br>Provided At<br>Closing |  | 09/24/2025 |  | 1 A |  | VA | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224141111 | [Redacted] | [Redacted] |  | 34574487 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded. Total<br>amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted]plus<br>[redacted]% or<br>$[redacted].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. | Cure was provided for increase of [redacted]%<br>tolerance fees on final Closing Disclosure. |  |  |  | Reviewer<br>Comment<br>(2025-09-<br>25):<br>Sufficient<br>Cure<br>Provided At<br>Closing |  | 09/25/2025 |  | 1 A |  | CO | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224141111 | [Redacted] | [Redacted] |  | 34584782 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Missing<br>Document | Missing<br>Document:<br>Other not<br>provided |  | Initial [redacted] Rate Lock document is missing<br>from the file and is required. |  |  |  | Reviewer<br>Comment<br>(2025-10-<br>02): Initial<br>[redacted]Rate<br>Lock<br>document<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-10-<br>01): Lock | 10/02/2025 |  |  | 1 C A D |  | CO | Primary | Purchase | D A | Non<br>QM | Non<br>QM | No |
| 224149493 | [Redacted] | [Redacted] |  | 34578052 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-09-<br>26):<br>Sufficient<br>Cure<br>Provided At<br>Closing |  | 09/26/2025 |  | 1 A |  | FL | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224149493 | [Redacted] | [Redacted] |  | 34598198 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign Consent<br>Agreement is<br>missing. |  | E-sign Consent Agreement is missing from the<br>file. |  |  |  | Reviewer<br>Comment<br>(2025-10-<br>08): E-sign<br>Consent<br>Agreement<br>received and<br>verified.<br>Exception<br> clearedBuyer<br>Comment<br>(2025-10-<br>06):<br>Econsent<br>attached | 10/08/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224149537 | [Redacted] | [Redacted] |  | 34580739 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Business<br>Purpose<br>Certificate not<br>provided |  | Business Purpose Certificate is missing in file. |  |  |  | Reviewer<br>Comment<br>(2025-10-<br>07):<br>Received<br>Business<br>Purpose<br>Certificate in<br>the file.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-10-<br>03): business<br>purpose | 10/07/2025 |  |  | 1 C A |  | CA | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A |  | N/A | No |
| 224151895 | [Redacted] | [Redacted] |  | 34585293 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal Fee.<br>Fee Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to the<br>borrower. | Appraisal Fee was last disclosed as $[redacted]on<br>Loan Estimate but disclosed as $[redacted]on<br>Final Closing Disclosure. File does not contain a<br>valid change of circumstance for this fee,<br>Insufficient or no cure was provided to the<br>borrower |  |  |  | Reviewer<br>Comment<br>(2025-10-<br>06):<br>Sufficient<br>cure<br>provided.<br>Full cure<br>amount for<br>tolerance<br>violation was<br>provided at<br>or before<br>closing (on<br>final CD)<br>resulting in a<br>cleared<br> exception."Buyer<br>Comment<br>(2025-10-<br>02):<br>[redacted] | 10/06/2025 |  |  | 1 C A |  | NV | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224151895 | [Redacted] | [Redacted] |  | 34585294 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Administration<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to the<br>borrower. | Administration Fee was last disclosed as<br>$[redacted] on Loan Estimate but disclosed as<br>$[redacted]on Final Closing Disclosure. File does<br>not contain a valid change of circumstance for<br>this fee, Insufficient or no cure was provided to<br>the borrower |  |  |  | Reviewer<br>Comment<br>(2025-10-<br>13):<br>[redacted]received<br>LOE to<br>accompanying<br> CD.Buyer<br>Comment<br>(2025-10-<br>10): LOE<br> Reviewer<br>Comment<br>(2025-10-<br>07):<br>[redacted]received<br>corrected<br>Closing<br>disclosure.<br>However, the<br>LOE to<br>borrower<br>was not<br>located in<br>trailing<br>documents.<br>Please<br>provide LOE<br>to borrower<br>to complete<br>remediation.<br> Buyer<br>Comment<br>(2025-10-<br>06): Moved<br>admin fee to<br>section<br>[redacted] | 10/13/2025 |  |  | 1 C A |  | NV | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224151895 | [Redacted] | [Redacted] |  | 34711546 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal Fee.<br>Fee Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-10-<br>13):<br>Sufficient<br>Cure<br>Provided At<br>Closing |  | 10/13/2025 |  | 1 A |  | NV | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224151898 | [Redacted] | [Redacted] |  | 34589580 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender approved exception for unable to meet the<br>requirements to obtain a landlord history waiver. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted] months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The Debt Service Coverage Ratio ([redacted]) is greater<br>than the guideline requirement by .[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. |  | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-09-<br>29):<br>Preapproved<br>exception |  |  | 09/29/2025 | 2 B |  | OH | Investment | Purchase | B A |  | N/A | No |
| 224158389 | [Redacted] | [Redacted] |  | 34588193 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception is requested for [redacted]<br>months cancelled check with private VOR.<br>Borrower is currently renting and has been for the<br>last year since he moved to [redacted]. not FTHB.<br>Borrower is a professional investor. Has multiple<br>rental properties in a [redacted]. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [redacted] months. | Reserves: [redacted]<br> Guideline Requirement:<br>[redacted]<br> Experienced investor | Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-09-<br>29): Client<br>elects to<br>down grade<br>and waive<br>using<br>compensating<br> factorsReserves:<br>[redacted]<br> Guideline<br>Requirement:<br>[redacted]<br> Experienced<br>investor |  |  | 09/29/2025 | 2 B |  | FL | Investment | Purchase | D B A |  | N/A | No |
| 224158389 | [Redacted] | [Redacted] |  | 34588200 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Deeds /<br>Warranty /<br>Grant / Quit-<br>Claim not<br>provided |  | Transfer of deed to the subject owner is missing<br>in the file. |  |  |  | Reviewer<br>Comment<br>(2025-10-<br>07):<br>Received<br>Warranty<br>Deed in the<br>file.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-10-<br>03):<br>[redacted] | 10/07/2025 |  |  | 1 D A |  | FL | Investment | Purchase | D B A |  | N/A | No |
| 224158389 | [Redacted] | [Redacted] |  | 34688082 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Data Discrepancy — [redacted] |  |  |  | Reviewer<br>Comment<br>(2025-10-<br>16): Cleared.<br>Received<br> AirDNABuyer<br>Comment<br>(2025-10-<br>14): Airdna<br> Reviewer<br>Comment<br>(2025-10-<br>12): Airdna<br>documentation<br>is not located<br>in the file.<br> Buyer<br>Comment<br>(2025-10-<br>09):<br>[redacted]<br>Rebuttal —<br>pls review | 10/16/2025 |  |  | 1 A |  | FL | Investment | Purchase | D B A |  | N/A | No |
| 224159657 | [Redacted] | [Redacted] |  | 34596477 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | 1003 Error:<br>Citizenship<br>Source<br>Documentation<br>was not<br>provided |  | Visa / Passport / Employer Authorization is<br>required. |  |  |  | Reviewer<br>Comment<br>(2025-10-<br>13):<br>Received<br>VISA as<br>Source<br>Documentation<br>for non-<br>[redacted]<br>Citizen.<br>Exception<br> clearedBuyer<br>Comment<br>(2025-10-<br>09):<br>[redacted]<br>upld. | 10/13/2025 |  |  | 1 B A |  | MI | Investment | Purchase | C A | N/A | N/A | No |
| 224159657 | [Redacted] | [Redacted] |  | 34596488 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>Verification of<br>Non-US<br>Citizen Status<br>not provided |  | Visa/ Passport/ Employer Authorization is<br>missing in the file. |  |  |  | Reviewer<br>Comment<br>(2025-10-<br>13):<br>Received<br>VISA as<br>Source<br>Documentation<br>for non-<br>[redacted]<br>Citizen.<br>Exception<br> clearedBuyer<br>Comment<br>(2025-10-<br>09):<br>[redacted]upld<br>to trl docs | 10/13/2025 |  |  | 1 C A |  | MI | Investment | Purchase | C A | N/A | N/A | No |
| 224159658 | [Redacted] | [Redacted] |  | 34606901 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender approved exception for requesting non-<br>liquidated funds to cover a Note due and payable<br>in less than [redacted] months. | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has owned the subject property for at least<br>[redacted] years.<br> Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more than<br>[redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [redacted] months PITIA or more.<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Documentation Type:<br>[redacted]mo Bank<br> StatementDisposable Income:<br>$[redacted]<br> Actual Reserves:<br>$[redacted]<br> Required Reserves:<br>$[redacted]<br> Guidelines<br>Representative FICO:<br>[redacted]<br> Representative FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-10-<br>01): Client<br>elects to<br>waive with<br>compensating<br>factors. |  |  | 10/01/2025 | 2 B |  | FL | Second<br>Home | Refinance<br>— Cash-<br>out —<br>Other | B A | Non<br>QM | Non<br>QM | No |
| 224159659 | [Redacted] | [Redacted] |  | 34613402 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match — ATR<br>Risk | Ability to Repay<br>(Dodd-Frank<br>2014):<br>Originator Loan<br>Designation of<br>Non QM does<br>not match Due<br>Diligence Loan<br>Designation of<br>ATR Risk. | DTI exceeds due to inclusion of PITIA for<br>departing residence [redacted]. An AVM or<br>appraisal was not provided |  |  |  | Reviewer<br>Comment<br>(2025-10-<br>24):<br>Departing<br>residence<br>under non-<br>Contingent<br>contract,<br>additional<br>reserves<br>requirement<br>met,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-10-<br>23): Updated<br>Rebuttal<br> Reviewer<br>Comment<br>(2025-10-<br>17): Require<br>appraisal for<br>REO<br>property<br>"[redacted]"<br>to exclude<br>from DTI<br>and suffice<br>the<br>discrepancy,<br>as provided<br>appraisal for<br>subject<br>property<br>address.<br>Exception<br>Remains.<br> Buyer<br>Comment<br>(2025-10-<br>16): Void<br>that last<br>upload that is<br>not the<br>correct<br>appraisal<br> Buyer<br>Comment<br>(2025-10-<br>16):<br>appraisal<br> Reviewer<br>Comment<br>(2025-10-<br>14): Contract<br>is already<br>updated,<br>require<br>appraisal<br>report.<br> Buyer<br>Comment<br>(2025-10-<br>10): contract<br> Buyer<br>Comment<br>(2025-10-<br>10): rebuttal | 10/24/2025 |  |  | 1 B A C |  | FL | Primary | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>Loan<br>Designation C | Non<br>QM | Non<br>QM | Yes |
| 224159659 | [Redacted] | [Redacted] |  | 34613403 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General ATR<br>Provision<br>Investor and<br>Non QM DTIs<br>match and both<br>significantly<br>exceed<br>Guidelines | Ability to Repay<br>(Dodd-Frank<br>2014): The DTI<br>calculated in<br>accordance with<br>the Lenders<br>Guidelines and<br>[redacted](c)(5)<br>of [redacted]%<br>significantly<br>exceeds the<br>guideline<br>maximum of<br>[redacted]%.<br>(DTI Exception<br>requires<br>compelling<br>compensating<br>factors to<br>consider<br>regrading to<br>EV2-B.) | DTI exceeds due to inclusion of PITIA for<br>departing residence [redacted] An AVM or<br>appraisal was not provided |  |  |  | Reviewer<br>Comment<br>(2025-10-<br>24):<br>Departing<br>residence<br>under non-<br>Contingent<br>contract,<br>additional<br>reserves<br>requirement<br>met,<br>exception<br> cleared.Reviewer<br>Comment<br>(2025-10-<br>08): An<br>AVM or<br>appraisal is<br>required.<br> Buyer<br>Comment<br>(2025-10-<br>06): Sales<br>contract-Bath | 10/24/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224159659 | [Redacted] | [Redacted] |  | 34613405 |  | Credit | Credit | AUS<br>Discrepancy /<br>Guidelines<br>Discrepancy | Guideline | Guideline<br>Requirement:<br>Investor<br>qualifying total<br>debt ratio<br>discrepancy. |  | DTI exceeds due to inclusion of PITIA for<br>departing residence [redacted] An AVM or<br>appraisal was not provided |  |  |  | Reviewer<br>Comment<br>(2025-10-<br>24):<br>Departing<br>residence<br>under non-<br>Contingent<br>contract,<br>additional<br>reserves<br>requirement<br>met,<br>exception<br>cleared. | 10/24/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224159659 | [Redacted] | [Redacted] |  | 34613406 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income<br>documentation<br>requirements<br>not met. |  | Missing AVM or appraisal for departing<br>residence. |  |  |  | Reviewer<br>Comment<br>(2025-10-<br>24):<br>Departing<br>residence<br>under non-<br>Contingent<br>contract,<br>additional<br>reserves<br>requirement<br>met,<br>exception<br>cleared. | 10/24/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224159659 | [Redacted] | [Redacted] |  | 34613415 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents are<br>missing. |  | An appraisal or AVM required for departing<br>residence. |  |  |  | Reviewer<br>Comment<br>(2025-10-<br>24):<br>Departing<br>residence<br>under non-<br>Contingent<br>contract,<br>additional<br>reserves<br>requirement<br>met,<br>exception<br>cleared. | 10/24/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224159659 | [Redacted] | [Redacted] |  | 34613433 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Investor<br>Guidelines | Ability to Repay<br>(Dodd-Frank<br>2014): Based on<br>the loan failing<br>[redacted]or<br>more guideline<br>components, the<br>loan is at ATR<br>risk. | DTI exceeds due to inclusion of PITIA for<br>departing residence [redacted]. An AVM or<br>appraisal was not provided |  |  |  | Reviewer<br>Comment<br>(2025-10-<br>24):<br>Departing<br>residence<br>under non-<br>Contingent<br>contract,<br>additional<br>reserves<br>requirement<br>met,<br>exception<br>cleared. | 10/24/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224159659 | [Redacted] | [Redacted] |  | 34613434 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency —<br>ATR Impact | Ability to Repay<br>(Dodd-Frank<br>2014): There are<br>guideline<br>deficiencies<br>related to<br>income and/or<br>asset doc<br>requirements<br>which could<br>result in a risk to<br>the borrower's<br>ability to repay.<br>(Exception is<br>eligible to be<br>regraded with<br>compensating<br>factors.) | DTI exceeds due to inclusion of PITIA for<br>departing residence [redacted]. An AVM or<br>appraisal was not provided |  |  |  | Reviewer<br>Comment<br>(2025-10-<br>24):<br>Departing<br>residence<br>under non-<br>Contingent<br>contract,<br>additional<br>reserves<br>requirement<br>met,<br>exception<br>cleared. | 10/24/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224159925 | [Redacted] | [Redacted] |  | 34596006 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender approved exception for Exception request<br>to allow three months PITI reserves (vs. guideline<br>requirement of [redacted] months reserves) is<br> APPROVED subject to:All other Signature Expanded guidelines must be<br>met. | The qualifying [redacted] on the loan is greater than the<br>guideline minimum. | [redacted] of [redacted]is<br>greater than guideline<br>min of [redacted] | SitusAMC,Originator,Aggregator | Reviewer<br>Comment<br>(2025-09-<br>30):<br>Preapproved<br>exception |  |  | 09/30/2025 | 2 B |  | OR | Investment | Refinance<br>— Rate/<br>Term | B A |  | N/A | No |
| 224160565 | [Redacted] | [Redacted] |  | 34604514 |  | Compliance | Compliance | State<br>Compliance | State Defect | [redacted]<br>Prepayment<br>Penalty | [redacted]<br>Prepayment<br>Penalty: No<br>prepayment<br>penalties are<br>permissible in<br>the state of<br>[redacted].<br>Prepay language<br>states prepay<br>will not exceed<br>maximum<br>permitted by<br>applicable law. |  |  |  |  | Buyer<br>Comment<br>(2025-10-<br>28): Waive<br>approved per<br>internal<br>[redacted]discussion<br>with KM<br> [redacted]Reviewer<br>Comment<br>(2025-10-<br>09):<br>Prepayment<br>penalty is not<br>allowed.<br>Please Note<br>this is an<br>EV2 and you<br>may elect to<br>waive it.<br> Buyer<br>Comment<br>(2025-10-<br>07):<br>Investment<br>property:<br>Although<br>[redacted]<br>passed a law<br>forbidding<br>this type of<br>fee pursuant<br>to<br>[redacted]Prepayment<br>of mortgage<br>loan without<br>penalty, there<br>are certain<br>types of loan<br>products and<br>lenders<br>which this<br>law does not<br>apply.<br> Please be<br>aware that<br>the<br>Alternative<br>Mortgage<br>Transactions<br>Parity Act of<br>1982, which<br>was enacted<br>by Congress<br>and codified<br>[redacted]<br>addresses the<br>issue of<br>prepayment<br>penalties.<br>This act<br>basically<br>notes that<br>mortgage<br>products<br>other than<br>fixed rate<br>fixed term<br>fully<br>amortized<br>conventional<br>loans can<br>include a<br>prepayment<br>penalty. This<br>would cover<br>any type of<br>adjustable<br>rate<br>mortgage<br>("ARM") or<br>mortgage<br>product with<br>a balloon<br>note<br>("Balloon")<br>for all<br>mortgage<br>loans that<br>closed prior<br>to [redacted].<br>As federal<br>law preempts<br>[redacted]State<br>law, a<br>prepayment<br>penalty on<br>these types<br>of mortgage<br>loan products<br>would be<br>legal.<br> You should<br>be aware that<br>in order to<br>charge a<br>prepayment<br>penalty on an<br>alternative<br>type of<br>mortgage<br>(ARM or<br>Balloon) it<br>needs to be<br>disclosed to<br>the borrower<br>on the<br>Mortgage<br>Note in the<br>section<br>"Borrowers<br>Right to<br>Repay." This<br>section of the<br>Mortgage<br>Note will<br>explain<br>whether<br>there is or is<br>not a<br>prepayment<br>and how the<br>amount of<br>the penalty is<br>calculated.<br>The<br>disclosure of<br>a prepayment<br>penalty can<br>be also found<br>in the Truth-<br>in-Lending<br>statement<br>required by<br>federal law<br>to be sent to<br>a borrower<br>during the<br>application<br>process. This<br>document<br>will have a<br>section titled<br>"Prepayment"<br>and indicate<br>whether you<br>may or will<br>not have to<br>pay a penalty<br>if the loan is<br>paid off<br>early. |  |  | 10/28/2025 | 2 B |  | NJ | Investment | Purchase | B A | N/A | N/A | No |
| 224161534 | [Redacted] | [Redacted] |  | 34623293 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents are<br>missing. |  | Insurance Verification, Statement, Tax<br>Verification missing on file |  |  |  | Reviewer<br>Comment<br>(2025-10-<br>14): Final<br>CD received<br>confirming<br>P&I,<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-10-<br>10): Osk st<br>CD. No<br>mortgage<br>statement<br>available yet<br>as this closed<br>[redacted]<br> Reviewer<br>Comment<br>(2025-10-<br>08):<br>Mortgage<br>statement is<br>not provided<br>and received<br>documents<br>for hazard<br>insurance<br>and taxes.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-10-<br>07): HOI and<br>taxes | 10/14/2025 |  |  | 1 C A |  | AZ | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A | N/A | N/A | No |
| 224161553 | [Redacted] | [Redacted] |  | 34605165 |  | Credit | Hazard<br>Insurance | Insufficient<br>Coverage | Hazard<br>Insurance | The Hazard<br>Insurance<br>Policy<br>Effective Date<br>is after closing. |  | The Hazard Insurance Policy Effective Date is<br>after the later of the note or transaction date. |  |  |  | Reviewer<br>Comment<br>(2025-10-<br>27): Updated<br>insurance<br>policy<br>received &<br>associated.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-10-<br>23): updated<br>policy<br> Reviewer<br>Comment<br>(2025-10-<br>08): Policy<br>effective<br>should cover<br>the closing<br>date or<br>transaction<br>date of<br>[redacted].<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-10-<br>07):<br>[redacted] is<br>a dry state, it<br>needs to be<br>effective by<br>the<br>disbursement<br>date<br> Buyer<br>Comment<br>(2025-10-<br>07):<br>[redacted] | 10/27/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A | N/A | N/A | No |
| 224161553 | [Redacted] | [Redacted] |  | 34612487 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income<br>documentation<br>requirements<br>not met. |  | The file is missing the last two years' 4506-C for<br>both borrowers. |  |  |  | Reviewer<br>Comment<br>(2025-10-<br>17): 4506-C<br>received &<br>associated.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-10-<br>16): 4506 | 10/17/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A | N/A | N/A | No |
| 224161553 | [Redacted] | [Redacted] |  | 34612492 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income Docs<br>Missing: |  | The file is missing the last two years' 4506-C for<br>both borrowers. |  |  |  | Reviewer<br>Comment<br>(2025-10-<br>17): 4506-C<br>received &<br>associated.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-10-<br>16): 4506<br>submitted | 10/17/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A | N/A | N/A | No |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224161557 | [Redacted] | [Redacted] |  | 34612069 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | Insurance Verification missing on file |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-07):<br>HOA<br>confirmation<br>was<br> providedBuyer<br>Comment<br>(2025-<br>10-07):<br>HOI<br> Buyer<br>Comment<br>(2025-<br>10-07):<br>pg<br>[redacted]is<br>the hoa<br>verification | 10/07/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224161557 | [Redacted] | [Redacted] |  | 34612100 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | Tax Verification missing on file |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-07):<br>Tax<br>verification<br>was<br> providedBuyer<br>Comment<br>(2025-<br>10-07):<br>taxes | 10/07/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224161557 | [Redacted] | [Redacted] |  | 34612108 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | Tax Verification missing on file |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-07):<br>tax<br>verification<br>was<br> providedBuyer<br>Comment<br>(2025-<br>10-07):<br>tax | 10/07/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224161557 | [Redacted] | [Redacted] |  | 34612110 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | Insurance Verification missing on file |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-07):<br>HOA doc<br>was<br> provided.Buyer<br>Comment<br>(2025-<br>10-07): . | 10/07/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224161561 | [Redacted] | [Redacted] |  | 34614553 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match —<br>ATR Risk | Ability to<br>Repay (Dodd-<br>Frank 2014):<br>Originator<br>Loan<br>Designation<br>of Non QM<br>does not<br>match Due<br>Diligence<br>Loan<br>Designation<br>of ATR Risk. | ATR risk due to missing asset documentation: Gift<br>letters for [redacted] separate wire confirmations<br>not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-09):<br>Revalidated<br>documents<br>and data<br>verified.<br>Exception<br>cleared. | 10/09/2025 |  |  | 1 B A C |  | NC | Primary | Purchase | Lender to<br>provide<br>updated ATR/<br>QM Loan<br>Designation C B | Non<br>QM | Non<br>QM | Yes |
| 224161561 | [Redacted] | [Redacted] |  | 34614555 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency —<br>ATR Impact | Ability to<br>Repay (Dodd-<br>Frank 2014):<br>There are<br>guideline<br>deficiencies<br>related to<br>income and/<br>or asset doc<br>requirements<br>which could<br>result in a risk<br>to the<br>borrower's<br>ability to<br>repay.<br>(Exception is<br>eligible to be<br>regraded with<br>compensating<br>factors.) | ATR risk due to missing asset documentation: Gift<br>letters for [redacted] separate wire confirmations<br>not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-09):<br>Revalidated<br>documents<br>and data<br>verified.<br>Exception<br>cleared. | 10/09/2025 |  |  | 1 C A |  | NC | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224161561 | [Redacted] | [Redacted] |  | 34614558 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit Report<br>Re-Issue Fee.<br>Fee Amount<br>of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | Credit report re-issue fee amount of<br>$[redacted]exceeds tolerance of $[redacted].<br>Sufficient or excess cure was provided to the<br>borrower at Closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-01):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/01/2025 |  | 1 A |  | NC | Primary | Purchase | Final CD<br>evidences<br>Cure B A | Non<br>QM | Non<br>QM | Yes |
| 224161561 | [Redacted] | [Redacted] |  | 34615090 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Investor<br>Guidelines | Ability to<br>Repay (Dodd-<br>Frank 2014):<br>Based on the<br>loan failing<br>one or more<br>guideline<br>components,<br>the loan is at<br>ATR risk. | ATR risk due to missing asset documentation: Gift<br>letters for [redacted] separate wire confirmations<br>not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-09):<br>Revalidated<br>documents<br>and data<br>verified.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-08):<br>[redacted]<br>wires<br>were<br>provided<br>for the<br>total of<br>$[redacted] | 10/09/2025 |  |  | 1 C A |  | NC | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224161561 | [Redacted] | [Redacted] |  | 34615434 |  | Credit | Asset | Asset<br>Documentation | Asset | Asset<br>documentation<br>requirements<br>not met. |  | Gift letters for [redacted] separate wire<br>confirmations not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-09):<br>Revalidated<br>documents<br>and data<br>verified.<br>Exception<br>cleared. | 10/09/2025 |  |  | 1 C A |  | NC | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224161561 | [Redacted] | [Redacted] |  | 34633383 |  | Credit | Credit | AUS<br>Discrepancy /<br>Guidelines<br>Discrepancy | Guideline | Guideline<br>Requirement:<br>PITIA<br>reserves<br>months<br>discrepancy. |  | Calculated reserves of [redacted] months is less<br>[redacted] months reserves requirements. Gift funds<br>may not be used for reserves. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-09):<br>Revalidated<br>documents<br>and data<br>verified.<br>Exception<br>cleared. | 10/09/2025 |  |  | 1 C A |  | NC | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224161561 | [Redacted] | [Redacted] |  | 34633447 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception provided for borrower is self<br>employed less than [redacted] years and doesn't<br>have additinal [redacted]months reserves.<br>\*\*\*Unable to waive due to less than [redacted]<br>months reserves as required per lender exception<br>approval.\*\*\* | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more<br>than [redacted] years.<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted]. | DTI: [redacted]%<br> Guideline Maximum DTI:<br>[redacted]% | SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-21):<br>Client<br>elects to<br>waive<br>with<br>compensating<br> factors.Buyer<br>Comment<br>(2025-<br>10-17):<br>Rebuttal |  |  | 10/21/2025 | 2 C B |  | NC | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224161900 | [Redacted] | [Redacted] |  | 34605986 |  | Credit | Hazard<br>Insurance | Insufficient<br>Coverage | Hazard<br>Insurance | The Hazard<br>Insurance<br>Policy<br>Effective Date<br>is after<br>closing. |  | Hazard Insurance Policy Effective Date [redacted]<br>is after the note date of [redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-07):<br>Received<br>hazard<br>insurance<br>policy<br>which<br>was in<br>effect at<br>the time<br>of<br>closing.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-06):<br>HOI | 10/07/2025 |  |  | 1 C A |  | GA | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A |  | N/A | No |
| 224161902 | [Redacted] | [Redacted] |  | 34611681 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request provided for not meeting<br>the landlord history requirement because of the<br>[redacted]FICO score and C[redacted] EAD/Visa<br>status is approved. However, the exception request<br>for the loan to have no reserves is declined.<br>Borrower must meet min required reserves.<br>\*\*\*Unable to waive. Insufficient comp factors<br>provided to downgrave the guideline<br>requirement\*\*\* | Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br> $[redacted].The qualifying [redacted] on the loan is greater than the<br>guideline minimum. | The [redacted] of [redacted]is greater<br>than the minimum required<br>[redacted] of [redacted]as per guides. | SitusAMC<br> SitusAMC,Aggregator | Reviewer<br>Comment<br>(2025-<br>10-21):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors:<br>longterm<br>homewownership,<br>Minimal<br>consumer<br>debt, and<br> [redacted].Reviewer<br>Comment<br>(2025-<br>10-09):<br>Unable to<br>waive.<br>Insufficient<br>comp<br>factors<br>provided<br>to<br>downgrade<br>the<br>guideline<br>requirement.<br>The<br>compensating<br>factors<br>listed on<br>the<br>Lender<br>Exception<br>are not<br>present<br>on our<br>portal.<br> Buyer<br>Comment<br>(2025-<br>10-07):<br>[redacted]<br>months<br>reserve<br>requirement<br>for<br>program<br>is met<br>with<br>[redacted]<br>[redacted]<br>[redacted]%<br>($[redacted])<br>Cash to<br>close +<br>EMD<br>documented<br>with<br>Chase<br>account<br>ending in<br>[redacted].<br>Please<br>advise if<br>anything<br>further is<br>required. |  |  | 10/21/2025 | 2 C B |  | IL | Investment | Purchase | C B A |  | N/A | No |
| 224161913 | [Redacted] | [Redacted] |  | 34605157 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception provided for use of appraised<br>value for LTV. The subject is legally zoned<br>[redacted] bd/[redacted] ba SFR located in a<br>suburban area. The subject was last transferred on<br>[redacted] for $[redacted]and is now appraising for<br>$[redacted]. The appraiser has confirmed that some<br>components, but not every major building<br>component, may be updated or recently<br>rehabilitated. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [redacted] months. | Reserves: [redacted]<br> Guideline Requirement: [redacted] | Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-02):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/02/2025 | 2 B |  | GA | Investment | Refinance<br>— Cash-<br>out —<br>Other | B A |  | N/A | No |
| 224171279 | [Redacted] | [Redacted] |  | 34623817 |  | Compliance | Compliance | State<br>Compliance | State HPML | [redacted]<br>HPML<br>Threshold<br>Test<br>Compliant | [redacted]<br>Higher-Priced<br>Mortgage<br>Loan: APR<br>on subject<br>loan of<br>[redacted]%<br>or Final<br>Disclosure<br>APR of<br>[redacted]%<br>is equal to or<br>greater than<br>the threshold<br>of APOR<br>[redacted]% +<br>[redacted]%,<br>or<br>[redacted]%<br>Compliant<br>Higher Priced<br>Loan. |  |  |  |  | Buyer<br>Comment<br>(2025-<br>11-03):<br>EV2<br>compliant-<br>please<br>waive |  |  | 11/03/2025 | 2 B |  | MA | Primary | Purchase | No obvious<br>cure C B A | Non<br>QM | Non<br>QM | No |
| 224171279 | [Redacted] | [Redacted] |  | 34631673 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Data discrepancy with DTI. Lender DTI<br>[redacted]%, review DTI [redacted]%. The reason<br>for the discrepancy is due to other payment. Review<br>calculation is $[redacted]however on 1008 is<br>$[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-07):<br>Per<br>client,<br>Exception<br>not<br>required.<br>DTI is<br>below<br> [redacted]%.Buyer<br>Comment<br>(2025-<br>10-06):<br>Please<br>cancel as<br>DTI is<br>still<br>below<br>[redacted]%<br>guideline. | 10/07/2025 |  |  | 1 C A |  | MA | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224181393 | [Redacted] | [Redacted] |  | 34624949 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>HUD/CD not<br>provided |  | Final HUD for the subject property is misisng. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-26):<br>Received<br>Final<br>ALTA<br>Settlement<br>Statement<br>in the<br>file.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>11-25):<br>Signed<br>final SS<br> Reviewer<br>Comment<br>(2025-<br>10-29):<br>Provided<br>final<br>closing<br>statement<br>is not<br>signed<br>and<br>dated.<br>Exception<br>Remains.<br> Buyer<br>Comment<br>(2025-<br>10-27):<br>final<br>settlement<br>statement<br> Reviewer<br>Comment<br>(2025-<br>10-14):<br>Received<br>estimated<br>settlement<br>statement.<br>Required<br>executed<br>final<br>HUU/<br>CD.<br>Exception<br>Remains. <br> Buyer<br>Comment<br>(2025-<br>10-10):<br>final<br>settlement<br>statement | 11/26/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| 224181529 | [Redacted] | [Redacted] |  | 34627063 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | Cure provided but no valid COC provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-02):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/02/2025 |  | 1 A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | Final CD<br>evidences<br>Cure A | N/A | Non<br>QM | Yes |
| 224181529 | [Redacted] | [Redacted] |  | 34627064 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Transfer Tax.<br>Fee Amount<br>of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | Cure provided but no valid COC provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-02):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/02/2025 |  | 1 A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | Final CD<br>evidences<br>Cure A | N/A | Non<br>QM | Yes |
| 224181619 | [Redacted] | [Redacted] |  | 34631093 |  | Credit | Loan Package<br>Documentation | Loan File | Missing<br>Document | Missing<br>Document:<br>Hazard<br>Insurance<br>Policy not<br>provided |  | Hazard Insurance Policy document not provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-17):<br>Master<br>policy<br>received,<br>Exception<br> ClearedBuyer<br>Comment<br>(2025-<br>10-16):<br>It's a<br>master<br>policy,<br>the<br>borrower's<br>aren't<br>paying<br>for it<br>directly<br> Reviewer<br>Comment<br>(2025-<br>10-09):<br>Unable to<br>confirm<br>the<br>insurance<br>premium<br>from the<br>referenced<br>document.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-08):<br>[redacted]<br>is the all<br>in hoi<br>coverage | 10/17/2025 |  |  | 1 C A |  | MN | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224181619 | [Redacted] | [Redacted] |  | 34631126 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request to permit occupant<br>borrower with no tradelines and no credit score for<br>asset qualifier program is approved. Per disposition,<br>non-occupant co-borrowers credit score of<br>[redacted]must be used for pricing. All other<br>signature expanded guidelines must be met. | Borrower has verified disposable income of at least<br> $[redacted].Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted]. | Borrower's Own Funds Percent:<br> [redacted]%Borrower's Own Funds Amount:<br>$[redacted] | SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-03):<br>Client<br>elected to<br>waive<br>exceptions<br>with<br>compensating<br>factors. |  |  | 10/03/2025 | 2 C B |  | MN | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224181619 | [Redacted] | [Redacted] |  | 34631179 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Title —<br>Abstract /<br>Title Search.<br>Fee Amount<br>of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to<br>the borrower. | Title — Abstract / Title Search $[redacted]was not<br>disclosed on Loan Estimate. File does not contain a<br>valid COC for this fee, nor evidence of cure. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-17):<br>[redacted]received<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check,<br>and<br>Corrected<br> CD.Buyer<br>Comment<br>(2025-<br>10-16):<br>corrected<br>LOX sent<br>to bwr<br> Buyer<br>Comment<br>(2025-<br>10-16):<br>PCCD |  | 10/17/2025 |  | 2 C B |  | MN | Primary | Purchase | Fee Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund Check,<br>and Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224181619 | [Redacted] | [Redacted] |  | 34631219 |  | Credit | Insurance | Insurance<br>Documentation | Insurance | Hazard<br>Insurance<br>Error: Subject<br>hazard<br>insurance<br>premium is<br>missing from<br>evidence of<br>insurance. |  | Hazard Insurance Premium not provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-17):<br>Master<br>policy<br>received,<br>Exception<br> ClearedBuyer<br>Comment<br>(2025-<br>10-16):<br>It's a<br>master<br>policy,<br>the<br>borrower's<br>aren't<br>paying<br>for it<br>directly<br> Reviewer<br>Comment<br>(2025-<br>10-09):<br>Unable to<br>confirm<br>the<br>insurance<br>premium<br>from the<br>referenced<br>document.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-08):<br>[redacted]<br>is the all<br>in hoi<br>coverage | 10/17/2025 |  |  | 1 C A |  | MN | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224181636 | [Redacted] | [Redacted] |  | 34631860 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Data discrepancy with DTI. Lender DTI<br>[redacted]%. Review DTI [redacted]%. Variance<br>due to lenders monthly PITI calculated at<br>$[redacted]vs actual amount of $[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-09):<br>Cleared.<br>Per client<br>DTI<br>updated<br> to match.Buyer<br>Comment<br>(2025-<br>10-08):<br>Please<br>clear<br>updated<br>LT to<br>match | 10/09/2025 |  |  | 1 C A |  | TN | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224185370 | [Redacted] | [Redacted] |  | 34634244 |  | Compliance | Compliance | Federal<br>Compliance | Federal HPML | Federal<br>HPML 2014<br>Non<br>Compliant | Federal<br>Higher-Priced<br>Mortgage<br>Loan: APR<br>on subject<br>loan of<br>[redacted]%<br>or Final<br>Disclosure<br>APR of<br>[redacted]%<br>is equal to or<br>greater than<br>the threshold<br>of APOR<br>[redacted]% +<br>[redacted]%,<br>or<br>[redacted]%.<br>Non-<br>Compliant<br>Higher Priced<br>Mortgage<br>Loan. | APR on subject loan of [redacted]% or Final<br>Disclosure APR of [redacted]% is equal to or<br>greater than the threshold of APOR [redacted]% +<br>[redacted]%, or [redacted]%. Non-Compliant<br>Higher Priced Mortgage Loan. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-08):<br>Re-<br>validated<br>initial<br>application<br>date.<br>Exception<br>cleared. | 10/08/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224185370 | [Redacted] | [Redacted] |  | 34634246 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Initial<br>Loan Estimate<br>Timing<br>Electronically<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>Loan<br>Estimate not<br>delivered or<br>placed in the<br>mail to<br>Borrower(s)<br>within<br>[redacted]<br>business days<br>of<br>application. | Initial LE dated [redacted] while application date is<br>shown as [redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-08):<br>Re-<br>validated<br>initial<br>application<br>date.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-07):<br>[redacted]<br>was only<br>for<br>preapproval.<br>There<br>was no<br>property<br>address<br>found<br>yet.<br>Please<br>clear<br>condition | 10/08/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224185370 | [Redacted] | [Redacted] |  | 34634247 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TIL HPML<br>Appraisal<br>Disclosure —<br>HPML<br>Timing | HPML —<br>File does not<br>evidence the<br>consumer was<br>provided with<br>the right to<br>receive a<br>copy of the<br>Appraisal<br>Disclosure<br>within<br>[redacted]<br>days of the<br>loan<br>application<br>date. | File does not evidence the consumer was provided<br>with the right to receive a copy of the Appraisal<br>Disclosure within [redacted] days of the loan<br>application date. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-08):<br>Re-<br>validated<br>initial<br>application<br>date.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-07):<br>[redacted]<br>was only<br>for<br>preapproval.<br>There<br>was no<br>property<br>address<br>found<br>yet.<br>Please<br>clear<br>condition | 10/08/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224185582 | [Redacted] | [Redacted] |  | 34634175 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded.<br>Total amount<br>of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted]plus<br>[redacted]%<br>or<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | [redacted]% tolerance was exceeded by<br>$[redacted]due to increase of recording fee. No<br>valid COC provided, nor evidence of cure in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-02):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/02/2025 |  | 1 A |  | SC | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224185582 | [Redacted] | [Redacted] |  | 34634176 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | Appraisal Fee was last disclosed as $[redacted]but<br>disclosed as $[redacted]on Final Closing<br>Disclosure. File does not contain a valid COC for<br>this fee, nor evidence of cure in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-02):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/02/2025 |  | 1 A |  | SC | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224185582 | [Redacted] | [Redacted] |  | 34634177 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | Credit Report Fee was last disclosed as<br>$[redacted]but disclosed as $[redacted]on Final<br>Closing Disclosure. File does not contain a valid<br>COC for this fee, nor evidence of cure in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-02):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/02/2025 |  | 1 A |  | SC | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224185590 | [Redacted] | [Redacted] |  | 34635132 |  | Credit | Title | Document<br>Error | Title | The<br>Preliminary<br>title policy is<br>within<br>[redacted] or<br>[redacted] and<br>does not<br>reflect a<br>coverage<br>amount (no<br>final title<br>policy in file).<br>Unable to<br>determine if<br>appropriate<br>coverage is<br>provided. |  | Preliminary Title Policy amount was not provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-15):<br>Title<br>Supplement<br>received<br>and<br>verified.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-14):<br>title<br>supplement | 10/15/2025 |  |  | 1 B A |  | CA | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224185590 | [Redacted] | [Redacted] |  | 34635270 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | Credit Report fee was last disclosed as<br>$[redacted]on LE dated [redacted] but disclosed as<br>$[redacted]on Final closing disclosure, no cure or<br>valid change of circumstance was provided to<br>borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-03):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/03/2025 |  | 1 A |  | CA | Primary | Purchase | Final CD<br>evidences<br>Cure B A | Non<br>QM | Non<br>QM | Yes |
| 224190063 | [Redacted] | [Redacted] |  | 34642438 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Missing<br>Document | Missing<br>Document:<br>Other not<br>provided |  | File is missing lender's [redacted] worksheet. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-13):<br>Received<br>[redacted]<br>worksheet.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>10-09):<br>worksheet<br>upld | 10/13/2025 |  |  | 1 C A D |  | GA | Investment | Refinance<br>— Cash-<br>out —<br>Other | D A |  | N/A | No |
| 224190244 | [Redacted] | [Redacted] |  | 34634223 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-19):<br>Received<br>Mortgage<br>Statement<br>of REO<br>property<br>Address:<br>[redacted],<br>information<br>validated.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-17):<br>Heloc<br>statement<br> Reviewer<br>Comment<br>(2025-<br>11-10):<br>Received<br>HELOC<br>Agreement<br>and Deed<br>of Trust.<br>Unable to<br>verify the<br>P&I<br>amount<br>from<br>received<br>documents.<br>Please<br>provide<br>mortgage<br>statement<br>for<br>[redacted]nd<br>lien.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>11-06):<br>Heloc<br>terms and<br>DOT<br> Reviewer<br>Comment<br>(2025-<br>10-15):<br>No new<br>document<br>received.<br>Per final<br>1003<br>loan<br>application<br>([redacted]),<br>second<br>lien is<br>from<br>[redacted]<br>with<br>unpaid<br>balance<br>of<br>$[redacted]and<br>monthly<br>mortgage<br>payment<br>of<br>$[redacted].<br>Provide<br>mortgage<br>statement<br>for<br>[redacted]lien<br>of<br>[redacted]property.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-14):<br>Where<br>are you<br>seeing<br>[redacted]?<br>The<br>mortgage<br>is with<br>Truist<br>and the<br>Heloc is<br>with<br>[redacted]and<br>does not<br>have a<br>balance<br> Reviewer<br>Comment<br>(2025-<br>10-14):<br>Required<br>Mortgage<br>Statement<br>of<br>[redacted],<br>which<br>shows<br>payments<br>of<br>$[redacted].<br>Exception <br>remains<br> Buyer<br>Comment<br>(2025-<br>10-10):<br>statements<br> Reviewer<br>Comment<br>(2025-<br>10-07): .<br> Reviewer<br>Comment<br>(2025-<br>10-07):<br>Exception<br>remains,<br>unable to<br>verify<br>monthly<br>payment<br>for<br>[redacted].<br> Buyer<br>Comment<br>(2025-<br>10-07):<br>REO<br>docs | 12/19/2025 |  |  | 1 C A |  | AZ | Investment | Purchase | C A | N/A | N/A | No |
| 224190244 | [Redacted] | [Redacted] |  | 34634248 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Verification(s)<br>of<br>employment is<br>not within<br>[redacted]<br>business days<br>of the Note. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-07):<br>Updated<br>VOE<br> providedBuyer<br>Comment<br>(2025-<br>10-07):<br>VVOE | 10/07/2025 |  |  | 1 C A |  | AZ | Investment | Purchase | C A | N/A | N/A | No |
| 224197549 | [Redacted] | [Redacted] |  | 34637405 |  | Credit | Loan Package<br>Documentation | Closing / Title | Loan Package<br>Documentation | Missing<br>Document:<br>Rider — PUD<br>not provided |  | PUD-Rider missing with [redacted]st page. Provide<br>complete pages with signature required. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-14):<br>Document<br> received.Buyer<br>Comment<br>(2025-<br>10-10):<br>rider | 10/14/2025 |  |  | 1 C A |  | AZ | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224200441 | [Redacted] | [Redacted] |  | 34637892 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender approved exception for non-warrantable<br>condo due to outstanding critical repairs related to<br>SB-[redacted]inspection. | Borrower has verified disposable income of at least<br> $[redacted].Borrower has worked in the same position for more<br>than [redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [redacted] months.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Guidelines Representative FICO:<br> [redacted]Representative FICO: [redacted] | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-06):<br>Client<br>elected to<br>waive<br>exceptions<br>with<br>compensating<br>factors. |  |  | 10/06/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224200441 | [Redacted] | [Redacted] |  | 34657562 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Final<br>Closing<br>Disclosure<br>Amount<br>Financed Test | TILA-RESPA<br>Integrated<br>Disclosure —<br>Loan<br>Calculations:<br>Final Closing<br>Disclosure<br>provided on<br>[redacted]<br>disclosed an<br>Amount<br>Financed<br>disclosed an<br>inaccurate<br>Amount<br>Financed. The<br>disclosed<br>Amount<br>Financed in<br>the amount of<br>$[redacted]is<br>over<br>disclosed by<br>$[redacted]compared<br>to the<br>calculated<br>Amount<br>Financed of<br>$[redacted]and<br>the disclosed<br>Finance<br>Charge is not<br>accurate<br>within<br>applicable<br>tolerances for<br>Amount<br>Financed to<br>be considered<br>accurate (fee<br>amounts<br>included in<br>Amount<br>Financed and<br>Finance<br>Charge<br>calculations<br>are based on<br>Closing<br>Disclosure<br>dated<br>[redacted]). | Amount Financed disclosed is $[redacted].<br>Calculated Amount Financed of<br>$[redacted].Variance $[redacted], due to addition of<br>HOA/Condo questionnaire fee. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-07):<br>[redacted]received<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Refund<br>check &<br>Corrected<br> CDBuyer<br>Comment<br>(2025-<br>11-06):<br>[redacted]-upld<br>pccd<br>docs &<br>proof of<br>delivery<br>to inv.<br> Buyer<br>Comment<br>(2025-<br>11-06):<br>pccd<br>docs with<br>cure and<br>proof of<br>delivery<br>upld.<br> Reviewer<br>Comment<br>(2025-<br>10-10):<br>[redacted]tests<br>the HOA<br>Questionnaire<br>as a<br>finance<br>charge.<br>Cure<br>requires<br>PCCD,<br>LOE,<br>copy of<br>refund<br>check<br>and proof<br>of<br>mailing.<br> Buyer<br>Comment<br>(2025-<br>10-09):<br>initial le<br>showing<br>condo<br>questionnaire<br>disclosed |  | 11/07/2025 |  | 2 C B |  | CA | Primary | Purchase | TILA Material<br>Disclosure<br>Cure —<br>Provide the<br>following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Corrected CD,<br>and Re-open<br>Rescission<br>(required on<br>rescindable<br>transactions) B | Non<br>QM | Non<br>QM | Yes |
| 224200441 | [Redacted] | [Redacted] |  | 34657564 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Final<br>Closing<br>Disclosure<br>Finance<br>Charge | TILA-RESPA<br>Integrated<br>Disclosure —<br>Loan<br>Calculations:<br>Final Closing<br>Disclosure<br>provided on<br>[redacted]<br>disclosed an<br>inaccurate<br>Finance<br>Charge on<br>page<br>[redacted]<br>that does not<br>match the<br>actual<br>Finance<br>Charge for<br>the loan. The<br>disclosed<br>Finance<br>Charge in the<br>amount of<br>$[redacted]is<br>under<br>disclosed by<br>$[redacted]compared<br>to the<br>calculated<br>Finance<br>Charge of<br>$[redacted]which<br>exceeds the<br>$[redacted]threshold<br>(fee amounts<br>included in<br>Finance<br>Charge<br>calculation<br>are based on<br>Closing<br>Disclosure<br>dated<br>[redacted]). | Finance Charge disclosed is $[redacted]. Calculated<br>finance charge is $[redacted]. Variance -<br>$[redacted], due to addition of HOA/Condo<br>questionnaire fee. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-07):<br>[redacted]received<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Refund<br>check &<br>Corrected<br> CDBuyer<br>Comment<br>(2025-<br>11-06):<br>pccd<br>docs with<br>cure and<br>proof of<br>delivery<br>upld to trl<br>docs<br> Reviewer<br>Comment<br>(2025-<br>10-10):<br>[redacted]tests<br>the HOA<br>Questionnaire<br>as a<br>finance<br>charge.<br>Cure<br>requires<br>PCCD,<br>LOE,<br>copy of<br>refund<br>check<br>and proof<br>of<br>mailing.<br> Buyer<br>Comment<br>(2025-<br>10-09):<br>initial le<br>showing<br>condo<br>questionnaire<br>disclosed<br>upld to trl<br>docs<br> Reviewer<br>Comment<br>(2025-<br>10-09):<br>[redacted]received<br>rebuttal<br>and<br>statement<br>of<br>uploaded<br>LE with<br>condo<br>questionnaire<br>fee of<br>$[redacted].<br>However,<br>this<br>violation<br>does not<br>relate to<br>fee<br>tolerance<br>violation<br>but the<br>Finance<br>Charge<br>calculation.<br>It appears<br>the<br>Condo<br>Association<br>Docs in<br>Section<br>by for<br>$[redacted]was<br>not<br>included<br>in the<br>finance<br>charge<br>calculation<br>and thus<br>the<br>finance<br>charges<br>were<br>underdisclosed<br>at closing<br>over the<br>threshold.<br>Lender<br>compliance<br>report<br>also<br>confirms<br>fee was<br>not<br>included<br>in<br>calculation.<br>Cure<br>would be<br>Corrected<br>CD, LOE<br>to<br>borrower<br>explaining<br>violation<br>and cure,<br>copy of<br>cure<br>refund<br>for total<br>underdisclosure<br>of<br>$[redacted]and<br>proof of<br>mailing.<br> Buyer<br>Comment<br>(2025-<br>10-08):<br>upld<br>initial le<br>dated<br>[redacted]<br>reflecting<br>condo<br>questionnaire<br>fee<br>disclosed<br>as<br>$[redacted]. |  | 11/07/2025 |  | 2 C B |  | CA | Primary | Purchase | TILA Material<br>Disclosure<br>Cure —<br>Provide the<br>following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Refund check<br>for<br>underdisclosed<br>amount,<br>Corrected CD,<br>and Re-open<br>Rescission<br>(required on<br>rescindable<br>transactions) B | Non<br>QM | Non<br>QM | Yes |
| 224200632 | [Redacted] | [Redacted] |  | 34646567 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to<br>the borrower. | Credit Report Fee disclosed as $[redacted]on Loan<br>Estimate dated 08/29/2025 but disclosed as<br>$[redacted]on Final Closing Disclosure. Insufficient<br>or no cure was provided to the borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-30):<br>[redacted]Received<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check,<br>and<br>Corrected<br> CD.Buyer<br>Comment<br>(2025-<br>10-29):<br>pccd<br>docs and<br>proof of<br>delivery<br>upld<br> Reviewer<br>Comment<br>(2025-<br>10-24):<br>[redacted]received<br>rebuttal<br>comment.<br>However,<br>Lender<br>cure of<br>$[redacted]is<br>not<br>provided<br>under<br>section J<br>in inner<br>column<br>of final<br>CD.<br>Provide<br>corrected<br>CD,<br>LOX,<br>refund<br>check<br>and proof<br>of<br>mailing<br>with<br>refund<br>cure of<br>$[redacted]in<br>inner<br>column<br>of section<br>J to<br>complete<br>remediation.<br> Buyer<br>Comment<br>(2025-<br>10-22):<br>please<br>see<br>attached<br> Reviewer<br>Comment<br>(2025-<br>10-14):<br>[redacted]Received<br>Rebuttal<br>and LOE<br>shows<br>Lender<br>Cure<br>required<br>in the<br>amount<br>$[redacted];<br>however,<br>we are<br>unable to<br>verify the<br>lender<br>credit<br>$[redacted]on<br>final CD<br>was<br>applied<br>towards<br>Credit<br>report fee<br>tolerance.<br>Provide<br>Itemization<br>of Lender<br>Credit<br>along<br>with<br>supporting<br>documents<br>or<br>provide<br>Cure<br>Docs.<br>Cure<br>Docs<br>Consists<br>of<br>PCCD,<br>LOE,<br>Refund<br>Check<br>and Proof<br>of<br>Mailing.<br> Buyer<br>Comment<br>(2025-<br>10-13):<br>rebuttal<br>upld |  | 10/30/2025 |  | 2 C B |  | CA | Primary | Refinance<br>— Cash-<br>out —<br>Other | Fee Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund Check,<br>and Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor<br>Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224200643 | [Redacted] | [Redacted] |  | 34641380 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender approved exception to allow shortage of<br>$[redacted]of the [redacted]% minimum contribution of<br>$[redacted]for a [redacted]time homebuyer living rent-<br>free. | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more<br>than [redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [redacted] months.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points.<br> The representative FICO score is above [redacted]. | Guidelines<br>Representative<br>FICO:<br> [redacted]Representative<br>FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-07):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/07/2025 | 2 B |  | IL | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224200643 | [Redacted] | [Redacted] |  | 34641407 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Attorney's Fee<br>(Closing Agent<br>and Other). Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to the<br>borrower. | No valid Change of circumstance provided, nor<br>evidence of cure in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-19):<br>[redacted]Received<br>Corrected<br>PCCD<br>and LOE<br>moving<br>fee to<br>section<br> [redacted].Buyer<br>Comment<br>(2025-<br>10-17):<br>PCCD | 10/19/2025 |  |  | 1 C A |  | IL | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224200649 | [Redacted] | [Redacted] |  | 34646520 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-13):<br>E-sign<br>consent<br> provided.Buyer<br>Comment<br>(2025-<br>10-10):<br>econsent | 10/13/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A | N/A | N/A | No |
| 224200649 | [Redacted] | [Redacted] |  | 34646521 |  | Credit | Insurance | Insurance<br>Analysis | Insurance | Insufficient<br>Coverage:<br>Hazard<br>insurance<br>coverage<br>amount is<br>insufficient. |  | Hazard Insurance Coverage Amount is insufficient. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-14):<br>Coverage<br>[redacted]<br>provided<br>up to<br>replacement<br>cost,<br>exception<br> clearedBuyer<br>Comment<br>(2025-<br>10-10):<br>[redacted]pg<br>[redacted]has<br>the<br>replacement<br>cost<br>endoresement | 10/14/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A | N/A | N/A | No |
| 224200794 | [Redacted] | [Redacted] |  | 34644848 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender approved exception to allow [redacted]LTV/<br>CLTV on departing residence with [redacted]% equity<br>excluding PITIA . | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more<br>than [redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [redacted] months.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | DTI:<br> [redacted]%Guideline<br>Maximum<br>DTI:<br>[redacted]%<br> Guidelines<br>Representative<br>FICO:<br>[redacted]<br> Representative<br>FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Originator,SitusAMC<br> Originator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-07):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/07/2025 | 2 B |  | NC | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224200794 | [Redacted] | [Redacted] |  | 34644879 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  | E-sign Consent Agreement is missing on file |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-13):<br>Received<br>e-sign<br>consent.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-09):<br>proof<br>econsent<br>accepted<br>upld | 10/13/2025 |  |  | 1 C A |  | NC | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224204216 | [Redacted] | [Redacted] |  | 34648590 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-20):<br>E-Sign<br>Consent<br>Agreement<br>received<br>and<br>verified.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-17):<br>econsent | 10/20/2025 |  |  | 1 C A |  | NV | Primary | Refinance<br>— Rate/<br>Term | C B A | Non<br>QM | Non<br>QM | No |
| 224204216 | [Redacted] | [Redacted] |  | 34648628 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded. Total<br>amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted]plus<br>[redacted]% or<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to the<br>borrower. | [redacted]% tolerance was exceeded by $[redacted]due<br>to Recording Fee. No valid COC provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-31):<br>[redacted]Received<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check,<br>and<br>Corrected<br> CD.Buyer<br>Comment<br>(2025-<br>10-30):<br>delivered<br> Reviewer<br>Comment<br>(2025-<br>10-22):<br>[redacted]received<br>Post<br>CD,LOX,Copy<br>of refund<br>check<br>and proof<br>of<br>mailing<br>.FedEx<br>tracking<br>indicates<br>label has<br>been<br>created,<br>but<br>package<br>has not<br>been<br>shipped.<br>Proof of<br>mailing<br>required<br>to cure.<br> Buyer<br>Comment<br>(2025-<br>10-21):<br>PCCD |  | 10/31/2025 |  | 2 C B |  | NV | Primary | Refinance<br>— Rate/<br>Term | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224207140 | [Redacted] | [Redacted] |  | 34650430 |  | Credit | Credit | Credit<br>Eligibility | Credit | Active<br>Tradeline<br>requirement<br>not met. | - Borrower has<br>___ Active<br>Tradelines<br>which is less<br>than the<br>minimum<br>required by<br>guidelines. | Lender approved exception at origination for not<br>meeting trade line requirement and unable to build<br>alternative trades. Exception approved with conditions:<br>Min [redacted] months reserves, LOE from borrower to<br>explain how he plans to manage a rental property that is<br>[redacted] hours away and subject to meeting all other<br>signature expanded guideline requirements. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted] months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Reserves:<br> [redacted]Guideline<br>Requirement:<br>[redacted]<br> Guidelines<br>Representative<br>FICO:<br>[redacted]<br> Representative<br>FICO:<br>[redacted] | Aggregator,SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-06):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/06/2025 | 2 B |  | OK | Investment | Purchase | B A |  | N/A | No |
| 224207140 | [Redacted] | [Redacted] |  | 34650448 |  | Credit | Guideline | Guideline<br>Issue | Guideline | Borrower is a<br>first time<br>home buyer<br>and ineligible<br>per guidelines. |  | Lender approved exception to allow for [redacted]time<br>home buyer without documented housing payment<br>history. Exception approved with conditions: Min<br>[redacted] months reserves, LOE from borrower to<br>explain how he plans to manage a rental property that is<br>[redacted] hours away and subject to meeting all other<br>signature expanded guideline requirements. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted] months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Reserves:<br> [redacted]Guideline<br>Requirement:<br>[redacted]<br> Guidelines<br>Representative<br>FICO:<br>[redacted]<br> Representative<br>FICO:<br>[redacted] | Aggregator,SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-06):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/06/2025 | 2 B |  | OK | Investment | Purchase | B A |  | N/A | No |
| 224207140 | [Redacted] | [Redacted] |  | 34650467 |  | Credit | Guideline | Guideline<br>Issue | Guideline | Experience<br>level does not<br>meet the<br>guideline<br>requirements<br>for an<br>experienced<br>investor. |  | Lender approved exception at origination to allow for<br>[redacted]time investor who does not own a primary<br>residence. Exception approved with conditions: Min<br>[redacted] months reserves, LOE from borrower to<br>explain how he plans to manage a rental property that is<br>[redacted] hours away and subject to meeting all other<br>signature expanded guideline requirements. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted] months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Reserves:<br> [redacted]Guideline<br>Requirement:<br>[redacted]<br> Guidelines<br>Representative<br>FICO:<br>[redacted]<br> Representative<br>FICO:<br>[redacted] | Aggregator,SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-06):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/06/2025 | 2 B |  | OK | Investment | Purchase | B A |  | N/A | No |
| 224207143 | [Redacted] | [Redacted] |  | 34648549 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal Fee.<br>Fee Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-06):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/06/2025 |  | 1 A |  | PA | Second<br>Home | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224207143 | [Redacted] | [Redacted] |  | 34674427 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income<br>documentation<br>requirements<br>not met. |  | Missing W-2 transcripts to support WVOE income. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-13):<br>W-2's<br>received<br>for<br>borrower<br>and co-<br>borrower's<br>wage<br>income.<br>Details<br>verified<br>and<br>updated.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-09):<br>w2's uplf<br>for both<br>bwrs. | 10/13/2025 |  |  | 1 C A |  | PA | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224207143 | [Redacted] | [Redacted] |  | 34674451 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match —<br>ATR Risk | Ability to Repay<br>(Dodd-Frank<br>2014):<br>Originator Loan<br>Designation of<br>Non QM does<br>not match Due<br>Diligence Loan<br>Designation of<br>ATR Risk. | Waterfall due to missing W-2 transcripts to support<br>WVOE income. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-13):<br>W-2's<br>received<br>for<br>Borrower<br>and co-<br>Borrower's<br>wage<br>income.<br>Details<br>verified<br>and<br>updated.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-09):<br>w2's<br>upld to trl<br>docs. | 10/13/2025 |  |  | 1 B A C |  | PA | Second<br>Home | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>Loan<br>Designation C | Non<br>QM | Non<br>QM | Yes |
| 224207143 | [Redacted] | [Redacted] |  | 34674452 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency —<br>ATR Impact | Ability to Repay<br>(Dodd-Frank<br>2014): There are<br>guideline<br>deficiencies<br>related to<br>income and/or<br>asset doc<br>requirements<br>which could<br>result in a risk to<br>the borrower's<br>ability to repay.<br>(Exception is<br>eligible to be<br>regraded with<br>compensating<br>factors.) | Waterfall due to missing W-2 transcripts to support<br>WVOE income. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-13):<br>W-2's<br>received<br>for<br>Borrower<br>and co-<br>Borrower's<br>wage<br>income.<br>Details<br>verified<br>and<br>updated.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-09):<br>w2's<br>upld to trl<br>docs. | 10/13/2025 |  |  | 1 C A |  | PA | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224207143 | [Redacted] | [Redacted] |  | 34674455 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Investor<br>Guidelines | Ability to Repay<br>(Dodd-Frank<br>2014): Based on<br>the loan failing<br>one or more<br>guideline<br>components, the<br>loan is at ATR<br>risk. | Waterfall due to missing W-2 transcripts to support<br>WVOE income. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-13):<br>W-2's<br>received<br>for<br>Borrower<br>and co-<br>Borrower's<br>wage<br>income.<br>Details<br>verified<br>and<br>updated.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-09):<br>w2's<br>upld to trl<br>docs. | 10/13/2025 |  |  | 1 C A |  | PA | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224207149 | [Redacted] | [Redacted] |  | 34650579 |  | Credit | Legal /<br>Regulatory /<br>Compliance | Title / Lien<br>Defect | Title | Title Policy is<br>Preliminary or<br>Commitment,<br>and not a<br>Final Title<br>Policy. |  | File is missing a copy of the final title policy |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-17):<br>Received<br>Title<br>Final.<br>Exception<br>Cleared. | 10/17/2025 |  |  | 1 A |  | MA | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A |  | N/A | No |
| 224207149 | [Redacted] | [Redacted] |  | 34650591 |  | Credit | Title | General | Title | Title Policy<br>Coverage is<br>less than<br>Original Loan<br>Amount. |  | Title Policy Amount of $[redacted]is less than the note<br>amount of $[redacted] |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-17):<br>Received<br>Title<br>Final.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>10-15):<br>vinal<br>policy w/<br>correct<br>insured<br>amt upld | 10/17/2025 |  |  | 1 B A |  | MA | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A |  | N/A | No |
| 224207149 | [Redacted] | [Redacted] |  | 34650662 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>HUD/CD not<br>provided |  | Final HUD is missing |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-16):<br>Received<br>final<br>closing<br>statement<br>in the<br>file.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>10-15):<br>final alta<br>settlement<br>statement<br>upld<br> Reviewer<br>Comment<br>(2025-<br>10-13):<br>Final<br>closing<br>statement<br>required<br>on<br>[redacted]<br>File.<br>Exception<br>Remains.<br> Buyer<br>Comment<br>(2025-<br>10-09):<br>itemization<br>upld,<br>cd's are<br>no longer<br>required<br>on<br>[redacted]<br>business<br>purpose<br>loans. | 10/16/2025 |  |  | 1 C A |  | MA | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A |  | N/A | No |
| 224207149 | [Redacted] | [Redacted] |  | 34650667 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Certificate of<br>Good<br>Standing not<br>provided |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-13):<br>Received<br>certificate<br>of good<br>standing.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-09):<br>please<br>cancel<br>cond,<br>good<br>standing<br>cert is on<br>[redacted]in<br>trailing<br>docs. | 10/13/2025 |  |  | 1 C A |  | MA | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A |  | N/A | No |
| 224207150 | [Redacted] | [Redacted] |  | 34648690 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded. Total<br>amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted]plus<br>[redacted]% or<br>$[redacted].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. | [redacted]% fee tolerance violation due to recording fee<br>going from $[redacted]to $[redacted]on final CD.<br>Sufficient or excess cure was provided to the borrower<br>at Closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-06):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/06/2025 |  | 1 A |  | KY | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224209926 | [Redacted] | [Redacted] |  | 34649062 |  | Credit | Hazard<br>Insurance | Document<br>Error | Hazard<br>Insurance | Hazard<br>Insurance<br>policy does<br>not list Lender<br>or Servicer<br>and its<br>successors and<br>assigns, per<br>guideline<br>requirements. |  | Hazard Insurance policy mortgagee clause does not<br>reflect Lender ISAOA. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-15):<br>Received<br>hazard<br>insurance<br>verification<br>and<br>associated,<br>Exception<br> ClearedBuyer<br>Comment<br>(2025-<br>10-14):<br>revised<br>hoi upld | 10/15/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224209926 | [Redacted] | [Redacted] |  | 34649066 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Missing<br>Document | Missing<br>Document:<br>Approval not<br>provided |  | 1008 is missing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-15):<br>Received<br>1008 and<br>associated,<br>exception<br> clearedBuyer<br>Comment<br>(2025-<br>10-13):<br>1008<br>upld | 10/15/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224213202 | [Redacted] | [Redacted] |  | 34761110 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal Re-<br>Inspection Fee.<br>Fee Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-20):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/20/2025 |  | 1 A |  | NJ | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224213204 | [Redacted] | [Redacted] |  | 34659222 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception Request to use [redacted]%<br>[redacted]expense on the monthly guaranteed contract<br>amount of $[redacted]. as documented in file. Asking<br>for [redacted]program in lieu of Full documentation. | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more<br>than [redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [redacted] months PITIA or more.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Guidelines<br>Representative<br>FICO:<br> [redacted]Representative<br>FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-17):<br>Client<br>elected to<br>waive<br>with<br>compensating<br> factors.Buyer<br>Comment<br>(2025-<br>10-15):<br>This<br>appears<br>to have<br>been<br>counter-<br>offered to<br>require<br>full<br>documentation-<br>please<br>advise if<br>anything<br>further is<br>needed to<br>clear this<br>EV3 |  |  | 10/17/2025 | 2 C B |  | TX | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224213204 | [Redacted] | [Redacted] |  | 34659242 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Missing Final<br>1003 |  | Final 1003 application document is missing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-22):<br>Final<br>signed<br>1003<br>application<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-20):<br>1003<br> Buyer<br>Comment<br>(2025-<br>10-20):<br>signature<br>confirmation | 10/22/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224213204 | [Redacted] | [Redacted] |  | 34659256 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match —<br>ATR | Ability to Repay<br>(Dodd-Frank<br>2014):<br>Originator Loan<br>Designation of<br>Non QM does<br>not match Due<br>Diligence Loan<br>Designation of<br>ATR Fail. | ATR failure due to provided 1040 tax return document<br>was not signed and date by the borrower. Most recent<br>tax transcript is missing. Audited P&L statement is not<br>provided. 1099 document is missing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-15):<br>Signed<br>tax<br>returns<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-12):<br>see<br>uploaded<br> Buyer<br>Comment<br>(2025-<br>12-12):<br>signed<br>tax<br>returns<br> Reviewer<br>Comment<br>(2025-<br>11-07):<br>Lender<br>exception<br>to<br>calculate<br>income<br>in a non<br>traditional<br>manner<br>for a full<br>doc<br>transaction,<br>which<br>does not<br>meet<br>ATR<br>guidelines.<br>Once<br>signed<br>tax<br>returns<br>are<br>provided,<br>loan will<br>be<br>escalated<br>to<br>determine<br>compliance.<br> Buyer<br>Comment<br>(2025-<br>11-05):<br>signed<br>tax<br>transcripts<br> Reviewer<br>Comment<br>(2025-<br>10-23):<br>Citing is<br>not a<br>guideline<br>issue but<br>an ATR<br>issue.<br>Once<br>signed/<br>dated tax<br>returns<br>are<br>received,<br>exceptions<br>will be<br>cleared.<br> Buyer<br>Comment<br>(2025-<br>10-21):<br>Please<br>send me<br>your<br>guide<br>that<br>states the<br>1040<br>need to<br>be signed<br>if you<br>have the<br>tax<br>transcripts.<br> Reviewer<br>Comment<br>(2025-<br>10-15):<br>Provided<br>wage and<br>income<br>transcripts<br>are<br>already a<br>part of<br>the initial<br>package.<br>File is<br>missing<br>signed<br>and dated<br>1040<br>returns.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-14):<br>Tax<br>Transcripts | 12/15/2025 |  |  | 1 B A C |  | TX | Primary | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>status C B | Non<br>QM | Non<br>QM | Yes |
| 224213204 | [Redacted] | [Redacted] |  | 34659257 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Income and<br>Assets —<br>Schedule C | Ability to Repay<br>(Dodd-Frank<br>2014): Unable to<br>verify Sole<br>Proprietorship<br>income using<br>reasonably<br>reliable third-<br>party records. | ATR failure due to provided 1040 tax return document<br>was not signed and date by the borrower. Most recent<br>tax transcript is missing. Audited P&L statement is not<br>provided. 1099 document is missing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-15):<br>Signed<br>tax<br>returns<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-12):<br>see<br>uploaded | 12/15/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224213204 | [Redacted] | [Redacted] |  | 34659258 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM | NonQM ATR | Ability-to-Repay<br>(Dodd-Frank<br>2014): General<br>Ability-to-Repay<br>requirements not<br>satisfied. | ATR failure due to provided 1040 tax return document<br>was not signed and date by the borrower. Most recent<br>tax transcript is missing. Audited P&L statement is not<br>provided. 1099 document is missing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-15):<br>Signed<br>tax<br>returns<br>received,<br>exception<br>cleared. | 12/15/2025 |  |  | 1 A |  | TX | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224213525 | [Redacted] | [Redacted] |  | 34669041 |  | Compliance | Compliance | Federal<br>Compliance | Federal HPML | Federal<br>HPML 2014<br>Non<br>Compliant | Federal Higher-<br>Priced Mortgage<br>Loan: APR on<br>subject loan of<br>[redacted]% or<br>Final Disclosure<br>APR of<br>[redacted]% is<br>equal to or<br>greater than the<br>threshold of<br>APOR<br>[redacted]% +<br>[redacted]%, or<br>[redacted]%.<br>Non-Compliant<br>Higher Priced<br>Mortgage Loan. | APR on subject loan of [redacted]% or Final Disclosure<br>APR of [redacted]% is equal to or greater than the<br>threshold of APOR [redacted]% + [redacted]%, or<br>[redacted]%. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-23):<br>Appraisal<br>delivery<br>confirmation<br>document<br>was<br>provided,<br>exception<br>cleared. | 10/23/2025 |  |  | 1 C A |  | WA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224213525 | [Redacted] | [Redacted] |  | 34669042 |  | Compliance | Compliance | Federal<br>Compliance | Federal HPML | (Fed HPML<br>Provision)<br>Federal<br>Higher-Priced<br>Mortgage<br>Loan (Timing<br>of Appraisal<br>to Consumer) | TILA HPML<br>Appraisal Rule<br>(Dodd-Frank<br>2014): Creditor<br>did not provide a<br>copy of each<br>valuation to<br>applicant<br>[redacted]<br>business days<br>prior to<br>consummation. | No evidence that borrower received a copy of appraisal<br>at least [redacted] business days to closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-22):<br>Received<br>appraisal<br>notice for<br>the<br>evidence<br>of<br>appraisal<br>delivery.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-20):<br>Please<br>see<br>[redacted]pg<br>[redacted]showing<br>bwr<br>signed<br>appraisal<br>[redacted]<br>as proof<br>of receipt<br>><br>[redacted]<br>days<br>prior to<br>closing. | 10/22/2025 |  |  | 1 C A |  | WA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224213525 | [Redacted] | [Redacted] |  | 34669043 |  | Compliance | Compliance | Federal<br>Compliance | Federal HPML | (Fed HPML<br>Provision)<br>Federal<br>Higher-Priced<br>Mortgage<br>Loan (Timing<br>of Appraisal<br>to Consumer) | TILA HPML<br>Appraisal Rule<br>(Dodd-Frank<br>2014): Creditor<br>did not provide a<br>copy of each<br>valuation to<br>applicant<br>[redacted]<br>business days<br>prior to<br>consummation. | No evidence that borrower received a copy of appraisal<br>at least [redacted] business days to closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-23):<br>Appraisal<br>delivery<br>confirmation<br>document<br>was<br>provided,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-22):<br>[redacted]<br>pg<br>[redacted]<br>is the<br>signed<br>appraisal<br>for that<br>report to<br>show<br>proof of<br>delivery,<br>please<br>clear.<br> Reviewer<br>Comment<br>(2025-<br>10-22):<br>Evidence<br>of<br>delivery<br>for<br>preliminary<br>appraisal<br>report<br>dated<br>[redacted]<br>is<br>required.<br>Exception <br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-20):<br>CDA<br>delivery<br>and<br>receipt | 10/23/2025 |  |  | 1 C A |  | WA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224213525 | [Redacted] | [Redacted] |  | 34669044 |  | Compliance | Compliance | State<br>Compliance | Misc. State<br>Level | Washington<br>Residential<br>Mortgage<br>Loan<br>(Disclosure of<br>Material<br>Terms Not<br>Provided<br>Timely) | [redacted] HB<br>2770: Mortgage<br>loan file does<br>not contain a<br>disclosure<br>summary of all<br>material terms<br>provided to<br>borrower within<br>[redacted]<br>business days of<br>receipt of the<br>loan application. | [redacted] Itemized Disclosure missing in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-22):<br>Re-<br>validated<br>initial<br>application<br>date.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-20):<br>Please<br>see Initial<br>Loan<br>Estimate<br>[redacted]<br>as<br>itemization<br>of<br>material<br>items<br>provided<br>within<br>[redacted]<br>days of<br>loan<br>application | 10/22/2025 |  |  | 1 B A |  | WA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224213525 | [Redacted] | [Redacted] |  | 34669045 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Initial<br>Loan Estimate<br>Timing<br>Electronically<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>Loan Estimate<br>not delivered or<br>placed in the<br>mail to<br>Borrower(s)<br>within<br>[redacted]<br>business days of<br>application. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-22):<br>Re-<br>validated<br>initial<br>application<br>date.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-21):<br>Please<br>cancel<br>condition,<br>pg<br>[redacted]/[redacted]<br>shows<br>[redacted]<br>document<br>you're <br>referring<br>to that<br>has TBD<br>for street<br>address<br>in<br>Section<br>[redacted]:<br>Loan and<br>Property<br>Information<br>Section<br>[redacted].<br>Loan and<br>Property<br>Information.<br>As the<br>address is<br>TBD, it<br>does not<br>count as<br>full<br>application<br>and<br>should<br>not be<br>used for<br>timing<br>consideration.<br>Full<br>application<br>was<br>taken on<br>[redacted]<br>and<br>disclosures<br>met the<br>timing<br>requirements.<br> Reviewer<br>Comment<br>(2025-<br>10-21):<br>The<br>timing<br>for the<br>LE under<br>§<br>[redacted]<br>is<br>[redacted]<br>business<br>days<br>from<br>application.<br>Initial LE<br>issued<br>[redacted].<br>On this<br>loan, the<br>LE<br>should<br>have<br>been<br>issued<br>within<br>[redacted]<br>business<br>days of<br>the<br>broker<br>application<br>date of<br>[redacted].<br> Buyer<br>Comment<br>(2025-<br>10-20):<br>Please<br>see Initial<br>Loan<br>Estimate<br>[redacted]<br>as<br>itemization<br>of<br>material<br>items<br>provided<br>within<br>[redacted]<br>days of<br>loan<br>application<br>and<br>cancel. | 10/22/2025 |  |  | 1 C A |  | WA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224213525 | [Redacted] | [Redacted] |  | 34669047 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal Fee.<br>Fee Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. | Appraisal Fee increased from $[redacted]to<br>$[redacted], an increase of $[redacted], without a valid<br>changed circumstance document in file. No cure<br>provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-07):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/07/2025 |  | 1 A |  | WA | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224213525 | [Redacted] | [Redacted] |  | 34669051 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TIL HPML<br>Appraisal<br>Disclosure —<br>HPML<br>Timing | HPML — File<br>does not<br>evidence the<br>consumer was<br>provided with<br>the right to<br>receive a copy<br>of the Appraisal<br>Disclosure<br>within<br>[redacted] days<br>of the loan<br>application date. | Right to receive a copy of the Appraisal Disclosure<br>within [redacted] days of the loan application date. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-22):<br>Received<br>appraisal<br>notice for<br>the<br>evidence<br>of<br>appraisal<br>delivery.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-20):<br>Please<br>see<br>[redacted]<br>pg<br>[redacted]showing<br>bwr<br>signed<br>appraisal<br>[redacted]as<br>proof of<br>receipt ><br>[redacted]<br>days<br>prior to<br>closing. | 10/22/2025 |  |  | 1 C A |  | WA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224217371 | [Redacted] | [Redacted] |  | 34674626 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-16):<br>E-Sign<br>Consent<br>Agreement<br>received,<br>exception<br> clearedBuyer<br>Comment<br>(2025-<br>10-14):<br>proof<br>econsent<br>accepted<br>upld | 10/16/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224217371 | [Redacted] | [Redacted] |  | 34674655 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Loan Discount<br>Points. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to the<br>borrower. | The Loan discount point of $[redacted]was initially<br>disclosed to the borrower on the Loan Estimate dated<br>[redacted]. However, it was later disclosed as<br>$[redacted]on the Closing Disclosure dated [redacted],<br>reflecting an increase of $[redacted]. No change of<br>circumstances or cure was provided to the borrower to<br>justify this increase. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-24):<br>[redacted]<br>Received<br>Valid<br>COC<br>dated<br> [redacted].Buyer<br>Comment<br>(2025-<br>10-23):<br>rebuttal<br>and add'l<br>coc<br>details<br>[redacted]<br>pts<br>increase<br> Reviewer<br>Comment<br>(2025-<br>10-23):<br>[redacted]<br>received<br>rate lock<br>document<br>dated<br>[redacted]<br>but the<br>fee was<br>increased<br>on<br>[redacted]<br>and no<br>COC<br>with<br>reason<br>for<br>change in<br>pricing is<br>available<br>in file.<br>Please<br>provide<br>COC<br>with<br>reason<br>for<br>increase<br>or<br>updated<br>rate lock<br>which is<br>within<br>[redacted]<br>business<br>days<br>from the<br>date of<br>change to<br>re-<br>baseline<br>the fee.<br> Buyer<br>Comment<br>(2025-<br>10-22):<br>Lock<br>confirms<br>verify the<br>rate<br>reduction<br>and<br>corresponding<br>COC for<br>fee<br>increase-<br>COC's<br>appear<br>valid<br> Reviewer<br>Comment<br>(2025-<br>10-15):<br>[redacted]<br>Rate lock<br>on<br>[redacted]<br>and<br>discount<br>point re-<br>baseline<br>on<br>$[redacted]<br>and later<br>increased<br>to<br>$[redacted]<br>on CD<br>dated<br>[redacted]<br>without<br>valid<br>COC. A<br>valid<br>Changed<br>Circumstance<br>or cure is<br>required.<br>Cure<br>consists<br>of<br>Corrected<br>CD, LOE<br>to<br>borrower,<br>proof of<br>mailing<br>and copy<br>of refund<br>check.<br> Buyer<br>Comment<br>(2025-<br>10-14):<br>coc<br>details<br>upld | 10/24/2025 |  |  | 1 C A |  | FL | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224217371 | [Redacted] | [Redacted] |  | 34674656 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to the<br>borrower. | Credit Report fee increased without a valid change in<br>circumstance. Cure was not provided at closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-15):<br>Sufficient<br>cure<br>provided.<br>Full cure<br>amount<br>for<br>tolerance<br>violation<br>was<br>provided<br>at or<br>before<br>closing<br>(on final<br>CD)<br>resulting<br>in a<br>cleared<br> exception.Buyer<br>Comment<br>(2025-<br>10-14):<br>please<br>waive/<br>cancel<br>cond, this<br>was<br>cured at<br>closing in<br>the<br>amount<br>of<br>$[redacted]<br>(section<br>[redacted])<br>—<br>$[redacted]<br>was<br>initially<br>disclosed<br>per<br>itemization<br>snapshot | 10/15/2025 |  |  | 1 C A |  | FL | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224217371 | [Redacted] | [Redacted] |  | 34791796 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-24):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/24/2025 |  | 1 A |  | FL | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E<br>Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor<br>Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224217428 | [Redacted] | [Redacted] |  | 34680979 |  | Credit | Insurance | Insurance<br>Documentation | Insurance | Missing<br>Document:<br>Flood<br>Insurance<br>Policy not<br>provided |  | Flood Insurance policy not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-10-15):<br>Flood<br>Insurance<br>policy<br>received &<br>updated.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-10-14):<br>flood ins | 10/15/2025 |  |  | 1 C A |  | VT | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224217431 | [Redacted] | [Redacted] |  | 34674378 |  | Credit | Legal /<br>Regulatory /<br>Compliance | Title / Lien<br>Defect | Title | Title Policy is<br>Preliminary or<br>Commitment,<br>and not a<br>Final Title<br>Policy. |  | File is missing a copy of the final title policy. |  |  |  | Reviewer<br>Comment<br>(2025-10-23):<br>Title final<br>received &<br>associated.<br>Exception<br>cleared. | 10/23/2025 |  |  | 1 A |  | CA | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224217431 | [Redacted] | [Redacted] |  | 34674382 |  | Credit | Title | Document<br>Error | Title | The<br>Preliminary<br>title policy is<br>within<br>[redacted] or<br>[redacted] and<br>does not<br>reflect a<br>coverage<br>amount (no<br>final title<br>policy in file).<br>Unable to<br>determine if<br>appropriate<br>coverage is<br>provided. |  | Coverage amount not provided on preliminary<br>title. |  |  |  | Reviewer<br>Comment<br>(2025-10-23):<br>Title final<br>received &<br>coverage<br>amount<br>updated.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-10-21):<br>Corrected<br>Title Policy | 10/23/2025 |  |  | 1 B A |  | CA | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224217438 | [Redacted] | [Redacted] |  | 34673109 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | Missing Tax Verification. |  |  |  | Reviewer<br>Comment<br>(2025-10-22):<br>Received<br>clarification/<br>approval/<br>documentation<br>from lender.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-10-22):<br>[redacted] pg<br>[redacted] is<br>insurance on<br>the property<br>and [redacted]<br>pg [redacted]<br>is the HOA<br>coupon, that is<br>all the<br>expenses on<br>the property.<br> Reviewer<br>Comment<br>(2025-10-22):<br>EXCEPTION<br>HISTORY —<br>Exception<br>Explanation<br>was updated<br>on [redacted]<br>PRIOR<br>Exception<br>Explanation:<br>Tax<br>Verification<br> Reviewer<br>Comment<br>(2025-10-22):<br>Received<br>document for<br>taxes amount.<br>Documentation<br>for remaining<br>other expense<br>$[redacted] is<br>required.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-10-20):<br>Tax bill | 10/22/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224217438 | [Redacted] | [Redacted] |  | 34673171 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Attorney's Fee<br>(Closing Agent<br>and Other). Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-10-08):<br>Sufficient<br>Cure Provided<br>At Closing |  | 10/08/2025 |  | 1 A |  | TX | Primary | Purchase | Final CD<br>evidences<br>Cure B A | Non<br>QM | Non<br>QM | Yes |
| 224217438 | [Redacted] | [Redacted] |  | 34692211 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Exception is needed due to [redacted]-<br>Accessory dwelling units. Exception request for<br>eligibility of subject property. The subject is<br>[redacted] bed/[redacted] bath located in rural<br>area. | Borrower has verified disposable income of at least<br> $[redacted].Borrower's monthly mortgage payment has decreased<br>by at least [redacted]%.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The Loan to Value (LTV) on the loan is less than the<br>guideline maximum by at least [redacted]%.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Guidelines<br>Representative<br>FICO:<br> [redacted]Representative<br>FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-10-09):<br>Client elected<br>to waive<br>exceptions<br>with<br>compensating<br>factors. |  |  | 10/09/2025 | 2 B |  | TX | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224217466 | [Redacted] | [Redacted] |  | 34673785 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match —<br>ATR | Ability to Repay<br>(Dodd-Frank<br>2014):<br>Originator Loan<br>Designation of<br>Non QM does<br>not match Due<br>Diligence Loan<br>Designation of<br>ATR Fail. | ATR failure due to missing income<br>documentation: [redacted] months consecutive<br>bank statements for [redacted] separate accounts<br>are not provided in file. File is missing<br>[redacted] month ssattement on account<br>[redacted]-[redacted]to [redacted]. [redacted]<br>months bank statements on account<br>[redacted]and [redacted] months bank statments<br>on account [redacted]([redacted]) |  |  |  | Reviewer<br>Comment<br>(2025-11-26):<br>Received<br>clarification/<br>approval/<br>documentation<br>from lender.<br>Condition<br> cleared.Reviewer<br>Comment<br>(2025-11-14):<br>Business<br>statements<br>from<br>[redacted]<br>date<br>[redacted] thru<br>[redacted] are<br>being used to<br>cover<br>[redacted]<br>months bank<br>statements<br>requirements<br>for [redacted].<br>Unable to<br>utilize same<br>accounts from<br>[redacted] to<br>cover the<br>missing<br>statement<br>required for<br>[redacted]<br>account.<br> Buyer<br>Comment<br>(2025-11-12):<br>There is<br>[redacted]<br>months<br>[redacted]<br>months for<br>each account.<br>[redacted] was<br>for both<br>[redacted] and<br>[redacted] as<br>this was<br>where the<br>funds were<br>originally in<br>prior to<br>moving into<br>the [redacted]<br>and<br>[redacted].<br> Reviewer<br>Comment<br>(2025-11-12):<br>Unable to<br>clear. Included<br>the [redacted]<br>statements<br>along with the<br>seven<br>[redacted]<br>statements to<br>satisfy the<br>requirement<br>for twelve<br>statments per<br>guidelines.<br>Only<br>[redacted]<br>[redacted]<br>statements are<br>located in the<br>file.<br> Buyer<br>Comment<br>(2025-11-11):<br>The borrower<br>changes banks<br>which is why<br>there is<br>multiple<br>accounts and<br>not a full<br>[redacted]<br>months.<br>[redacted] and<br>[redacted]<br>originally<br>were in<br>[redacted]<br>then borrower<br>closed those<br>account and<br>moved the<br>money into<br>[redacted] and<br>[redacted].<br>There is a<br>[redacted]<br>month history. | 11/26/2025 |  |  | 1 B A C |  | VA | Primary | Refinance<br>— Cash-<br>out —<br>Other | Lender to<br>provide<br>updated<br>ATR/QM<br>status C B | Non<br>QM | Non<br>QM | Yes |
| 224217466 | [Redacted] | [Redacted] |  | 34673786 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Income and<br>Assets —<br>Bank<br>Statement<br>Guidelines<br>Number of<br>Bank<br>Statements<br>Requirement<br>not met | Ability to Repay<br>(Dodd-Frank<br>2014): The<br>number of bank<br>statements<br>provided for<br>borrower's bank<br>statement<br>income was less<br>than the number<br>required by<br>guidelines. | ATR failure due to missing income<br>documentation: [redacted] months consecutive<br>bank statements required for the the [redacted]<br>separate accounts. Account ending with<br>[redacted]is missing [redacted] months bank<br>satement from [redacted] to [redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-11-12):<br>Per client, the<br>[redacted]<br>account was<br>closed and<br>funds<br>transferred to<br>[redacted].<br>Five<br>statements for<br>the prior<br>[redacted]<br>account are<br>located in the<br> file.Buyer<br>Comment<br>(2025-11-11):<br>The borrower<br>changes banks<br>which is why<br>there is<br>multiple<br>accounts and<br>not a full<br>[redacted]<br>months.<br>[redacted] and<br>[redacted]<br>originally<br>were in<br>[redacted]<br>then borrower<br>closed those<br>account and<br>moved the<br>money into<br>[redacted] and<br>[redacted].<br>There is a<br>[redacted]<br>month history. | 11/12/2025 |  |  | 1 C A |  | VA | Primary | Refinance<br>— Cash-<br>out —<br>Other | C B A | Non<br>QM | Non<br>QM | No |
| 224217466 | [Redacted] | [Redacted] |  | 34673787 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Income and<br>Assets —<br>Bank<br>Statement<br>Guidelines<br>Number of<br>Bank<br>Statements<br>Requirement<br>not met | Ability to Repay<br>(Dodd-Frank<br>2014): The<br>number of bank<br>statements<br>provided for<br>borrower's bank<br>statement<br>income was less<br>than the number<br>required by<br>guidelines. | ATR failure due to missing income<br>documentation: [redacted] months consecutive<br>bank statements for [redacted] separate accounts<br>are not provided in file. Only [redacted] months<br>bank statements provided on account ending<br>with [redacted]. File is missing bank statement<br>for [redacted]and [redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-11-26):<br>Received<br>clarification/<br>approval/<br>documentation<br>from lender.<br>Condition<br> cleared.Reviewer<br>Comment<br>(2025-11-14):<br>Business<br>statements<br>from<br>[redacted]<br>date<br>[redacted] thru<br>[redacted] are<br>being used to<br>cover<br>[redacted]<br>months bank<br>statements<br>requirements<br>for [redacted].<br>Unable to<br>utilize same<br>accounts from<br>[redacted] to<br>cover the<br>missing<br>statement<br>required for<br>[redacted]<br>account.<br> Buyer<br>Comment<br>(2025-11-12):<br>There is<br>[redacted]<br>months<br>[redacted]<br>months for<br>each account.<br>[redacted] was<br>for both<br>[redacted] and<br>[redacted] as<br>this was<br>where the<br>funds were<br>originally in<br>prior to<br>moving into<br>the [redacted]<br>and<br>[redacted].<br> Reviewer<br>Comment<br>(2025-11-12):<br>Unable to<br>clear. Included<br>the [redacted]<br>statements<br>along with the<br>seven<br>[redacted]<br>statements to<br>satisfy the<br>requirement<br>for twelve<br>statments per<br>guidelines.<br>Only<br>[redacted]<br>[redacted]<br>statements are<br>located in the<br>file.<br> Buyer<br>Comment<br>(2025-11-11):<br>The borrower<br>changes banks<br>which is why<br>there is<br>multiple<br>accounts and<br>not a full<br>[redacted]<br>months.<br>[redacted] and<br>[redacted]<br>originally<br>were in<br>[redacted]<br>then borrower<br>closed those<br>account and<br>moved the<br>money into<br>[redacted] and<br>[redacted].<br>There is a<br>[redacted]<br>month history. | 11/26/2025 |  |  | 1 C A |  | VA | Primary | Refinance<br>— Cash-<br>out —<br>Other | C B A | Non<br>QM | Non<br>QM | No |
| 224217466 | [Redacted] | [Redacted] |  | 34673789 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability to<br>Repay —<br>Bank<br>Statement<br>Guidelines<br>Require<br>[redacted] or<br>more Months | Ability to Repay<br>(Dodd-Frank<br>2014):<br>Guidelines<br>require<br>[redacted] or<br>more<br>consecutive<br>months bank<br>statements. |  |  |  |  | Reviewer<br>Comment<br>(2025-11-26):<br>Received<br>clarification/<br>approval/<br>documentation<br>from lender.<br>Condition<br>cleared. | 11/26/2025 |  |  | 1 A |  | VA | Primary | Refinance<br>— Cash-<br>out —<br>Other | C B A | Non<br>QM | Non<br>QM | No |
| 224217466 | [Redacted] | [Redacted] |  | 34673790 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Initial<br>Loan Estimate<br>Timing<br>Electronically<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>Loan Estimate<br>not delivered or<br>placed in the<br>mail to<br>Borrower(s)<br>within<br>[redacted]<br>business days of<br>application. | Loan Estimate dated [redacted] is not delivered<br>or placed in the mail to Borrower(s) within<br>[redacted] business days of application<br>[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-10-21):<br>Cleared.<br>Received<br>inital loan<br> estimateBuyer<br>Comment<br>(2025-10-20):<br>Initial Loan<br>Estimate | 10/21/2025 |  |  | 1 C A |  | VA | Primary | Refinance<br>— Cash-<br>out —<br>Other | C B A | Non<br>QM | Non<br>QM | No |
| 224217466 | [Redacted] | [Redacted] |  | 34673792 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM | NonQM ATR | Ability-to-Repay<br>(Dodd-Frank<br>2014): General<br>Ability-to-Repay<br>requirements not<br>satisfied. | ATR failure due to missing income<br>documentation: [redacted] months consecutive<br>bank statements for [redacted] separate accounts<br> are not provided in file.File is missing [redacted] months bank<br>statement on account [redacted]-[redacted]to<br>[redacted]. [redacted] months bank statements<br>on account [redacted]and [redacted] months<br>bank statements on account<br>[redacted]([redacted]) |  |  |  | Reviewer<br>Comment<br>(2025-11-26):<br>Received<br>clarification/<br>approval/<br>documentation<br>from lender.<br>Condition<br>cleared. | 11/26/2025 |  |  | 1 A |  | VA | Primary | Refinance<br>— Cash-<br>out —<br>Other | C B A | Non<br>QM | Non<br>QM | No |
| 224217466 | [Redacted] | [Redacted] |  | 34673807 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Investor<br>Guidelines | Ability to Repay<br>(Dodd-Frank<br>2014): Based on<br>the loan failing<br>one or more<br>guideline<br>components, the<br>loan is at ATR<br>risk. | ATR failure due to missing income<br>documentation: [redacted] months consecutive<br>bank statements for [redacted] separate accounts<br>are not provided in file. Only [redacted] months<br>bank statement provided for account ending<br>with [redacted], File is missing bank statement<br>from [redacted] to [redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-11-26):<br> Acknowledged.Reviewer<br>Comment<br>(2025-11-14):<br>Business<br>statements<br>from<br>[redacted]<br>date[redacted]<br>thru[redacted]<br>are being used<br>to cover<br>[redacted]<br>months bank<br>statements<br>requirements<br>for [redacted].<br>Unable to<br>utilize same<br>accounts from<br>[redacted] to<br>cover the<br>missing<br>statement<br>required for<br>[redacted]<br>account.<br> Buyer<br>Comment<br>(2025-11-12):<br>There is<br>[redacted]<br>months<br>[redacted]<br>months for<br>each account.<br>[redacted] was<br>for both<br>[redacted] and<br>[redacted] as<br>this was<br>where the<br>funds were<br>originally in<br>prior to<br>moving into<br>the [redacted]<br>and<br>[redacted].<br> Reviewer<br>Comment<br>(2025-11-12):<br>Unable to<br>clear. Included<br>the [redacted]<br>statements<br>along with the<br>seven<br>[redacted]<br>statements to<br>satisfy the<br>requirement<br>for twelve<br>statments per<br>guidelines.<br>Only<br>[redacted]<br>[redacted]<br>statements are<br>located in the<br>file.<br> Buyer<br>Comment<br>(2025-11-11):<br>The borrower<br>changes banks<br>which is why<br>there is<br>multiple<br>accounts and<br>not a full<br>[redacted]<br>months.<br>[redacted] and<br>[redacted]<br>originally<br>were in<br>[redacted]<br>then borrower<br>closed those<br>account and<br>moved the<br>money into<br>[redacted] and<br>[redacted].<br>There is a<br>[redacted]<br>month history. | 11/26/2025 |  |  | 1 C A |  | VA | Primary | Refinance<br>— Cash-<br>out —<br>Other | C B A | Non<br>QM | Non<br>QM | No |
| 224217466 | [Redacted] | [Redacted] |  | 34687419 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income<br>documentation<br>requirements<br>not met. |  | [redacted] months consecutive bank statements<br>for [redacted] separate accounts used for<br> qualification not provided in file.File is missing [redacted] months bank<br>statement on account [redacted]-Dec to<br>[redacted]. [redacted] months bank statements<br>on account [redacted]and [redacted] months<br>bank statments on account<br>[redacted]([redacted]) |  |  |  | Reviewer<br>Comment<br>(2025-11-12):<br>Per client, the<br>[redacted]<br>account was<br>closed and<br>funds<br>transferred to<br>[redacted].<br>Five<br>statements for<br>the prior<br>[redacted]<br>account are<br>located in the<br> file.Buyer<br>Comment<br>(2025-11-11):<br>The borrower<br>changes banks<br>which is why<br>there is<br>multiple<br>accounts and<br>not a full<br>[redacted]<br>months.<br>[redacted] and<br>[redacted]<br>originally<br>were in<br>[redacted]<br>then borrower<br>closed those<br>account and<br>moved the<br>money into<br>[redacted] and<br>[redacted].<br>There is a<br>[redacted]<br>month history. | 11/12/2025 |  |  | 1 C A |  | VA | Primary | Refinance<br>— Cash-<br>out —<br>Other | C B A | Non<br>QM | Non<br>QM | No |
| 224217466 | [Redacted] | [Redacted] |  | 34687454 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency —<br>ATR Impact | Ability to Repay<br>(Dodd-Frank<br>2014): There are<br>guideline<br>deficiencies<br>related to<br>income and/or<br>asset doc<br>requirements<br>which could<br>result in a risk to<br>the borrower's<br>ability to repay.<br>(Exception is<br>eligible to be<br>regraded with<br>compensating<br>factors.) | ATR failure due to missing income<br>documentation: [redacted] months consecutive<br>bank statements for [redacted] separate accounts<br>used for qualification not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-11-12):<br>Per client, the<br>[redacted]<br>account was<br>closed and<br>funds<br>transferred to<br>[redacted].<br>Five<br>statements for<br>the prior<br>[redacted]<br>account are<br>located in the<br> file.Buyer<br>Comment<br>(2025-11-11):<br>The borrower<br>changes banks<br>which is why<br>there is<br>multiple<br>accounts and<br>not a full<br>[redacted]<br>months.<br>[redacted] and<br>[redacted]<br>originally<br>were in<br>[redacted]<br>then borrower<br>closed those<br>account and<br>moved the<br>money into<br>[redacted] and<br>[redacted].<br>There is a<br>[redacted]<br>month history. | 11/12/2025 |  |  | 1 C A |  | VA | Primary | Refinance<br>— Cash-<br>out —<br>Other | C B A | Non<br>QM | Non<br>QM | No |
| 224217466 | [Redacted] | [Redacted] |  | 34768458 |  | Property | Appraisal<br>Reconciliation | Value<br>Discrepancy | Appraisal<br>Reconciliation | Loan is to be<br>securitized.<br>Highest level<br>secondary<br>valuation<br>supports the<br>value. There is<br>a lower level<br>tertiary<br>product that<br>does not<br>support the<br>qualifying<br>value. Sec ID:<br>[redacted] | Note Date: ___;<br>Lien Position:<br>___ |  |  |  |  | Reviewer<br>Comment<br>(2025-10-22):<br>Client elects<br>to waive. |  |  | 10/22/2025 | 2 A B |  | VA | Primary | Refinance<br>— Cash-<br>out —<br>Other | C B A | Non<br>QM | Non<br>QM | No |
| 224217471 | [Redacted] | [Redacted] |  | 34672915 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | Departing Residence -[redacted] is missing<br> following documents.1. Final Closing Disclosure from Bridge loan,<br>only a Draft Closing Disclosure was provided.<br> 2. Tax Certificate and Hazard Insurance. Unable<br>to verify if Taxes and Insurance are escrowed<br>since mortgage statement from Freedom<br>Mortgage was not provided. |  |  |  | Reviewer<br>Comment<br>(2025-10-29):<br>Received<br>HOA<br>document<br>showing<br>$[redacted]<br>payment,<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-10-28):<br>HOA is<br>$[redacted]<br> Reviewer<br>Comment<br>(2025-10-22):<br>Received<br>mortgage<br>statement<br>reflects Taxes<br>and Insurance<br>are escrowed<br>and final 1003<br>is reflecting<br>other expense<br>$[redacted] —<br>HOA<br>$[redacted] =<br>$[redacted].<br>Documentation<br>for<br>$[redacted] is<br>required.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-10-20):<br>taxes<br> Reviewer<br>Comment<br>(2025-10-15):<br>Received<br>Insurance<br>Verification<br>and Statement.<br>Please provide<br>supporting<br>documents to<br>verify other<br>payments of<br>$[redacted].<br>Exception<br>remains<br> Buyer<br>Comment<br>(2025-10-13):<br>mtg statement<br>and HOI | 10/29/2025 |  |  | 1 C A |  | NC | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224217471 | [Redacted] | [Redacted] |  | 34672918 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded. Total<br>amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted]plus<br>[redacted]% or<br>$[redacted].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. | [redacted]% fe violation due to recording fee<br>disclosed as $[redacted]and then on final CD as<br>$[redacted]. Sufficient or excess cure was<br>provided to the borrower at Closing. |  |  |  | Reviewer<br>Comment<br>(2025-10-08):<br>Sufficient<br>Cure Provided<br>At Closing |  | 10/08/2025 |  | 1 A |  | NC | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224220945 | [Redacted] | [Redacted] |  | 34680294 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>HUD/CD not<br>provided |  | Final HUD/CD is missing in file. |  |  |  | Reviewer<br>Comment<br>(2025-11-07):<br>Received<br>signed and<br>dated closing<br>statement.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-06):<br>signed<br>settlement<br>statement<br> Reviewer<br>Comment<br>(2025-10-22):<br>Provided final<br>settlement<br>statement is<br>not signed and<br>dated.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-10-20):<br>final<br>settlement<br>statement<br> Reviewer<br>Comment<br>(2025-10-15):<br>In provided<br>Closing<br>Statement<br>signature page<br>is missing.<br>Exception<br>Remains.<br> Buyer<br>Comment<br>(2025-10-14):<br>final<br>settlement<br>statement | 11/07/2025 |  |  | 1 C A |  | DE | Investment | Purchase | C A |  | N/A | No |
| 224221427 | [Redacted] | [Redacted] |  | 34681430 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>1007 Rent<br>Comparison<br>Schedule not<br>provided |  | Comparable rent schedule is missing in the file. |  |  |  | Reviewer<br>Comment<br>(2025-10-17):<br>Received<br>1025<br>document<br>with operating<br>document,<br>information<br>validated.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-10-16):<br>Rent comp | 10/17/2025 |  |  | 1 C A |  | MA | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A | N/A | Non<br>QM | No |
| 224221427 | [Redacted] | [Redacted] |  | 34681482 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM | Self-<br>Employed Tax<br>Return<br>Recency —<br>ATR | Ability to Repay<br>(Dodd-Frank<br>2014): Self<br>Employed Tax<br>Returns — The<br>business or<br>personal tax<br>returns provided<br>are not the most<br>recent.<br>Application<br>Date [redacted],<br>Most Recent<br>Tax Return End<br>Date [redacted],<br>Tax Return Due<br>Date [redacted]. | Most recent signed and dated tax return is not<br>provided. |  |  |  | Reviewer<br>Comment<br>(2025-10-17):<br>Client elects<br> to waive.Buyer<br>Comment<br>(2025-10-16):<br>Business<br>Extension |  |  | 10/17/2025 | 2 B |  | MA | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A | N/A | Non<br>QM | No |
| 224221427 | [Redacted] | [Redacted] |  | 34681571 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal Fee.<br>Fee Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-10-09):<br>Sufficient<br>Cure Provided<br>At Closing |  | 10/09/2025 |  | 1 A |  | MA | Investment | Refinance<br>— Cash-<br>out —<br>Other | Final CD<br>evidences<br>Cure B A | N/A | Non<br>QM | Yes |
| 224221427 | [Redacted] | [Redacted] |  | 34708744 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender approved exception to allow<br>[redacted]% CLTV and LTV versus matrix<br>maximum of [redacted]%. | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has worked in the same position for more<br>than [redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [redacted] months PITIA or more.<br> The refinance has decreased the borrower's monthly<br>debt payments by [redacted]% or more.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points.<br> The representative FICO score is above [redacted]. | Decision<br>System: DU /<br> DORepresentative<br>FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-10-12):<br>client elected<br>to waive |  |  | 10/12/2025 | 2 B |  | MA | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A | N/A | Non<br>QM | No |
| 224221427 | [Redacted] | [Redacted] |  | 34708749 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income<br>documentation<br>requirements<br>not met. |  | Most recent signed and dated tax return is not<br>provided. |  |  |  | Reviewer<br>Comment<br>(2025-10-17):<br>[redacted]<br>year Tax<br>return<br>extension is<br>for provided<br>Business.<br>information<br>validated.<br>Exception<br> clearedBuyer<br>Comment<br>(2025-10-16):<br>signed taxes | 10/17/2025 |  |  | 1 C A |  | MA | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A | N/A | Non<br>QM | No |
| 224221427 | [Redacted] | [Redacted] |  | 34708751 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency —<br>ATR Impact | Ability to Repay<br>(Dodd-Frank<br>2014): There are<br>guideline<br>deficiencies<br>related to<br>income and/or<br>asset doc<br>requirements<br>which could<br>result in a risk to<br>the borrower's<br>ability to repay.<br>(Exception is<br>eligible to be<br>regraded with<br>compensating<br>factors.) | Most recent signed and dated tax return is not<br>provided. |  |  |  | Reviewer<br>Comment<br>(2025-10-17):<br>[redacted]<br>year Tax<br>return<br>extension is<br>for provided<br>Business.<br>information<br>validated.<br>Exception<br>cleared | 10/17/2025 |  |  | 1 C A |  | MA | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A | N/A | Non<br>QM | No |
| 224221427 | [Redacted] | [Redacted] |  | 34708753 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Investor<br>Guidelines | Ability to Repay<br>(Dodd-Frank<br>2014): Based on<br>the loan failing<br>one or more<br>guideline<br>components, the<br>loan is at ATR<br>risk. | Most recent signed and dated tax return is not<br>provided. |  |  |  | Reviewer<br>Comment<br>(2025-10-17):<br>[redacted]<br>year Tax<br>return<br>extension is<br>for provided<br>Business.<br>information<br>validated.<br>Exception<br>cleared | 10/17/2025 |  |  | 1 C A |  | MA | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A | N/A | Non<br>QM | No |
| 224221453 | [Redacted] | [Redacted] |  | 34681340 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded. Total<br>amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted]plus<br>[redacted]% or<br>$[redacted].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-10-09):<br>Sufficient<br>Cure Provided<br>At Closing |  | 10/09/2025 |  | 1 A |  | CA | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224225265 | [Redacted] | [Redacted] |  | 34682167 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender approved exception for Title evidence<br>oil/Gas/Mineral leases on Schedule B items<br>when guidelines state properties subject to oil<br>and or gas leases are unacceptable.<br>Compensating factors are FICO [redacted]<br>points or more above requirement and Reserves<br>[redacted]+ Months or More than requirement.<br>Exception conditions are Confirm no active<br>drilling, Title endorsement to insure against<br>losses due to surface entry and Subject to<br>meeting all other Signature Expanded guideline<br>requirement. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted] months.The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Reserves:<br> [redacted]Guideline<br>Requirement:<br>[redacted]<br> Guidelines<br>Representative<br>FICO:<br>[redacted]<br> Representative<br>FICO:<br>[redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-10-10):<br>Client elects<br>to downgrade<br>and waive<br>with the<br>following<br>compensating<br> factors:Guidelines<br>Representative<br>FICO:<br>[redacted]<br> Representative<br>FICO:<br>[redacted]<br> Reserves:<br>[redacted]<br> Guideline<br>Requirement:<br>[redacted] |  |  | 10/10/2025 | 2 B |  | TX | Investment | Purchase | B A |  | N/A | No |
| 224225269 | [Redacted] | [Redacted] |  | 34693702 |  | Credit | Legal /<br>Regulatory /<br>Compliance | Title / Lien<br>Defect | Title | Title Policy is<br>Preliminary or<br>Commitment,<br>and not a<br>Final Title<br>Policy. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-10-22):<br>Final Title<br>received. | 10/22/2025 |  |  | 1 A |  | CA | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224225269 | [Redacted] | [Redacted] |  | 34693705 |  | Credit | Title | Document<br>Error | Title | The<br>Preliminary<br>title policy is<br>within<br>[redacted] or<br>[redacted] and<br>does not<br>reflect a<br>coverage<br>amount (no<br>final title<br>policy in file).<br>Unable to<br>determine if<br>appropriate<br>coverage is<br>provided. |  | The Preliminary title policy amount is blank. |  |  |  | Reviewer<br>Comment<br>(2025-10-22):<br>Final Title<br> received.Buyer<br>Comment<br>(2025-10-20):<br>Title<br>commitment | 10/22/2025 |  |  | 1 B A |  | CA | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224225594 | [Redacted] | [Redacted] |  | 34683710 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-10-17):<br>E-sign<br>document<br> provided.Buyer<br>Comment<br>(2025-10-17):<br>eisgn | 10/17/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224225693 | [Redacted] | [Redacted] |  | 34684016 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal Fee.<br>Fee Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].[redacted].<br>$[redacted] over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to the<br>borrower. | Appraisal Fee was last disclosed as $[redacted]<br>on the Loan Estimate but disclosed as<br>$[redacted] on Final Closing Disclosure. File<br>does not contain a Valid change of circumstance<br>for this fee, nor evidence of cure in file |  |  |  | Reviewer<br>Comment<br>(2025-10-24):<br>[redacted]<br>Received<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br> Corrected CD.Buyer<br>Comment<br>(2025-10-23):<br>PCCD, LOX,<br>Label and<br>check<br> Reviewer<br>Comment<br>(2025-10-20):<br>[redacted]<br>Received LE<br>dated<br>[redacted]<br>along with<br>COC;<br>however,<br>COC does not<br>provide<br>sufficient<br>information<br>for increased<br>Appraisal fee.<br>In order to<br>determine if<br>the changed<br>circumstance<br>is valid more<br>information is<br>necessary on<br>reason fee<br>increase and<br>when lender<br>became aware<br>of the change.<br>A valid<br>Changed<br>Circumstance<br>or cure is<br>required. Cure<br>consists of<br>Corrected CD,<br>LOE to<br>borrower,<br>proof of<br>mailing and<br>copy of refund<br>check.<br> Buyer<br>Comment<br>(2025-10-17):<br>[redacted] LE-<br>Appraisal<br>increase |  | 10/24/2025 |  | 2 C B |  | MI | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224225693 | [Redacted] | [Redacted] |  | 34684017 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].[redacted].<br>$[redacted] over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to the<br>borrower. | Credit report Fee was last disclosed as<br>$[redacted] on the Loan Estimate but disclosed<br>as $[redacted] on Final Closing Disclosure. File<br>does not contain a Valid change of circumstance<br>for this fee, nor evidence of cure in file |  |  |  | Reviewer<br>Comment<br>(2025-10-20):<br>Sufficient cure<br>provided. Full<br>cure amount<br>for tolerance<br>violation was<br>provided at or<br>before closing<br>(on final CD)<br>resulting in a<br>cleared<br> exception.Buyer<br>Comment<br>(2025-10-17):<br>Cure for credit<br>report already<br>added on final<br>CD. See<br>bottom of<br>page<br>[redacted] | 10/20/2025 |  |  | 1 C A |  | MI | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224225769 | [Redacted] | [Redacted] |  | 34684728 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | Taxes and insurance documents are missing for<br>the [redacted] Point property address. |  |  |  | Reviewer<br>Comment<br>(2025-10-22):<br>Tax Cert<br> received.Buyer<br>Comment<br>(2025-10-20):<br>tax<br>verification.<br>This is a<br>vacant land,<br>no insurance | 10/22/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224225769 | [Redacted] | [Redacted] |  | 34684792 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal Fee.<br>Fee Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].00.<br>$[redacted] over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to the<br>borrower. | Appraisal Fee was last disclosed as $[redacted]<br>on the Loan Estimate but disclosed as<br>$[redacted] on Final Closing Disclosure. File<br>does not contain a Valid change of circumstance<br>for this fee, nor evidence of cure in file |  |  |  | Reviewer<br>Comment<br>(2025-10-21):<br>Sufficient cure<br>provided. Full<br>cure amount<br>for tolerance<br>violation was<br>provided at or<br>before closing<br>(on final CD)<br>resulting in a<br>cleared<br> exception.Buyer<br>Comment<br>(2025-10-20):<br>PC Cert | 10/21/2025 |  |  | 1 C A |  | TX | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224225769 | [Redacted] | [Redacted] |  | 34684793 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Home<br>Inspection Fee.<br>Fee Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>$[redacted] over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to the<br>borrower. | Home Inspection Fee was last disclosed as<br>$[redacted] on the Loan Estimate but disclosed<br>as $[redacted] on Final Closing Disclosure. File<br>does not contain a Valid change of circumstance<br>for this fee, nor evidence of cure in file |  |  |  | Reviewer<br>Comment<br>(2025-10-27):<br>[redacted]<br>received<br>corrected<br>PCCD and<br> LOEBuyer<br>Comment<br>(2025-10-24):<br>email from<br>title company<br>stating this is<br>not a state<br>requirement,<br>also not<br>required as<br>per purchase<br>agreement,<br>and not<br>requested by<br>UW, leaving<br>the last option<br>of it being the<br>borrower's<br>choice to get<br>the home<br>inspection<br>done.<br> Reviewer<br>Comment<br>(2025-10-21):<br>[redacted]<br>received Post<br>CD and LOX.<br>However,<br>[redacted] is<br>unable to<br>determine<br>from the file<br>whether the<br>lender or title<br>company<br>requried the<br>Home<br>Inspection. If<br>the lender<br>required the<br>Home<br>Inspection fee<br>then a cure is<br>due to the<br>borrower. If<br>the borrower-<br>chosen service<br>provider<br>further<br>outsourced the<br>Home<br>Inspection<br>Fee, an<br>attestation or<br>comment on<br>exception<br>from the seller<br>is needed. The<br>attestation/<br>letter should<br>confirm that<br>the service<br>was<br>outsourced by<br>the borrower-<br>chosen<br>provider. This<br>attestation<br>would allow<br>us to test the<br>fee under the<br>no tolerance<br>category with<br>the<br>understanding<br>that the new<br>fee added on<br>the CD was<br>imposed by a<br>provider<br>through which<br>the borrower<br>indirectly<br>selected.<br> Buyer<br>Comment<br>(2025-10-20):<br>PCCD | 10/27/2025 |  |  | 1 C A |  | TX | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224225769 | [Redacted] | [Redacted] |  | 34708791 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income<br>documentation<br>requirements<br>not met. |  | Taxes and insurance documents are missing for<br>the Three Point property address. |  |  |  | Reviewer<br>Comment<br>(2025-10-22):<br>Tax Cert<br> received.Buyer<br>Comment<br>(2025-10-20):<br>Tax<br>verification<br>submitted.<br>This is a<br>vacant land,<br>no insurance | 10/22/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224225769 | [Redacted] | [Redacted] |  | 34708792 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match —<br>ATR Risk | Ability to Repay<br>(Dodd-Frank<br>2014):<br>Originator Loan<br>Designation of<br>Non QM does<br>not match Due<br>Diligence Loan<br>Designation of<br>ATR Risk. | Taxes and insurance documents are missing for<br>the [redacted] Point property address. |  |  |  | Reviewer<br>Comment<br>(2025-10-22):<br>Tax Cert<br> received.Buyer<br>Comment<br>(2025-10-20):<br>Tax<br>verification<br>submitted.<br>This is a<br>vacant land,<br>no insurance | 10/22/2025 |  |  | 1 B A C |  | TX | Primary | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>Loan<br>Designation C | Non<br>QM | Non<br>QM | Yes |
| 224225769 | [Redacted] | [Redacted] |  | 34708793 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency —<br>ATR Impact | Ability to Repay<br>(Dodd-Frank<br>2014): There are<br>guideline<br>deficiencies<br>related to<br>income and/or<br>asset doc<br>requirements<br>which could<br>result in a risk to<br>the borrower's<br>ability to repay.<br>(Exception is<br>eligible to be<br>regraded with<br>compensating<br>factors.) | Taxes and insurance documents are missing for<br>the Three Point property address. |  |  |  | Reviewer<br>Comment<br>(2025-10-22):<br>Tax Cert<br> received.Buyer<br>Comment<br>(2025-10-20):<br>Tax<br>verification<br>submitted.<br>This is a<br>vacant land,<br>no insurance | 10/22/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224225769 | [Redacted] | [Redacted] |  | 34708795 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Investor<br>Guidelines | Ability to Repay<br>(Dodd-Frank<br>2014): Based on<br>the loan failing<br>[redacted] or<br>more guideline<br>components, the<br>loan is at ATR<br>risk. | Taxes and insurance documents are missing for<br>the [redacted] Point property address. |  |  |  | Reviewer<br>Comment<br>(2025-10-22):<br>Tax Cert<br> received.Buyer<br>Comment<br>(2025-10-20):<br>Tax<br>verification<br>submitted.<br>This is a<br>vacant land,<br>no insurance | 10/22/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating<br>Factors** | **Compensating Factor<br>Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224225769 | [Redacted] | [Redacted] |  | 34803726 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | Sufficient cure provided at closing |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-27):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/27/2025 |  | 1 A |  | TX | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224227732 | [Redacted] | [Redacted] |  | 34687531 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender requested an exception which was approved for<br>borrower does not meet requirements of landlord history<br>waiver. | Borrower's<br>monthly<br>reserves have<br>been verified<br>and exceed<br>the amount<br>required<br>based on the<br>guidelines by<br>at least<br>[redacted]<br> months.Borrowers<br>made a down<br>payment<br>from their<br>own funds on<br>this purchase<br>transaction of<br>at least<br>[redacted]%<br>and<br>$[redacted].<br> The<br>representative<br>FICO score<br>exceeds the<br>guideline<br>minimum by<br>at least<br>[redacted]<br>points. | Guidelines<br>Representative<br>FICO:<br> [redacted]Representative<br>FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-12):<br>lender<br>elected to<br>waive |  |  | 10/12/2025 | 2 B |  | WV | Investment | Purchase | B A |  | N/A | No |
| 224234171 | [Redacted] | [Redacted] |  | 34694939 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request for borrower unable to meet the<br>requirements to obtain a landlord history waiver is<br>approved. Per disposition, max [redacted]% LTV, borrower<br>to sign an acknowledgement that they may be subject to sign<br>a post-closing occupancy inspection. Unable to downgrade/<br>waive due to missing the letter signed by the borrower for<br>post closing occupancy inspection. | Borrower's<br>monthly<br>reserves have<br>been verified<br>and exceed<br>the amount<br>required<br>based on the<br>guidelines by<br>at least<br>[redacted]<br> months.Borrowers<br>made a down<br>payment<br>from their<br>own funds on<br>this purchase<br>transaction of<br>at least<br>[redacted]%<br>and<br>$[redacted].<br> The<br>representative<br>FICO score<br>exceeds the<br>guideline<br>minimum by<br>at least<br>[redacted]<br>points. | Guidelines<br>Representative<br>FICO:<br> [redacted]Representative<br>FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-21):<br>Client<br>elects to<br>waive<br>with<br>compensating<br> factors.Buyer<br>Comment<br>(2025-<br>10-17):<br>PC letter |  |  | 10/21/2025 | 2 C B |  | CA | Investment | Purchase | C B A |  | N/A | No |
| 224234171 | [Redacted] | [Redacted] |  | 34694941 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request [redacted] [redacted] at<br>[redacted]% LTV is counter-offered. Per disposition, max<br>[redacted]% LTV, borrower to sign an acknowledgement<br>that they may be subject to sign a post-closing occupancy<br>inspection. Unable to downgrade/waive due to missing the<br>letter signed by the borrower for post closing occupancy<br>inspection. | Borrower's<br>monthly<br>reserves have<br>been verified<br>and exceed<br>the amount<br>required<br>based on the<br>guidelines by<br>at least<br>[redacted]<br> months.Borrowers<br>made a down<br>payment<br>from their<br>own funds on<br>this purchase<br>transaction of<br>at least<br>[redacted]%<br>and<br>$[redacted].<br> The<br>representative<br>FICO score<br>exceeds the<br>guideline<br>minimum by<br>at least<br>[redacted]<br>points. | Guidelines<br>Representative<br>FICO:<br> [redacted]Representative<br>FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-21):<br>Client<br>elects to<br>waive<br>with<br>compensating<br> factors.Buyer<br>Comment<br>(2025-<br>10-17):<br>see<br>uploaded |  |  | 10/21/2025 | 2 C B |  | CA | Investment | Purchase | C B A |  | N/A | No |
| 224234885 | [Redacted] | [Redacted] |  | 34694942 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender approved exception at origination to permit<br>[redacted] with a [redacted]% occupancy rate. Exception<br>approved with condition: Minimum [redacted]-year PPP if<br>property is closing in the name of an entity approved by<br>underwriting otherwise no PPP LLPA per the rate sheet.<br>Subject to meeting all other signature expanded guideline<br>requirements. | Borrower's<br>monthly<br>reserves have<br>been verified<br>and exceed<br>the amount<br>required<br>based on the<br>guidelines by<br>at least<br>[redacted]<br> months.Borrowers<br>made a down<br>payment<br>from their<br>own funds on<br>this purchase<br>transaction of<br>at least<br>[redacted]%<br>and<br>$[redacted].<br> The<br>representative<br>FICO score<br>exceeds the<br>guideline<br>minimum by<br>at least<br>[redacted]<br>points. | Reserves:<br> [redacted]Guidelines<br>Representative<br>FICO:<br>[redacted]<br> Representative<br>FICO:<br>[redacted] | Aggregator,SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-13):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/13/2025 | 2 B |  | NJ | Investment | Purchase | B A |  | N/A | No |
| 224235014 | [Redacted] | [Redacted] |  | 34694731 |  | Credit | System | General | System | Flood<br>Certificate<br>Subject<br>Address does<br>not match<br>Note address. |  | Flood certificate reflects subject property address as<br>[redacted] does not match with Note address [redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-22):<br>Provided<br>Flood<br>certificate<br>with<br>corrected<br>property<br>address.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-20):<br>Flood<br>cert | 10/22/2025 |  |  | 1 C A |  | NJ | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A |  | N/A | No |
| 224235293 | [Redacted] | [Redacted] |  | 34696250 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded.<br>Total amount<br>of $[redacted]<br>exceeds<br>tolerance of<br>$[redacted]<br>plus<br>[redacted]%<br>or $[redacted]<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | Recording fee was last disclosed as $[redacted] on LE dated<br>[redacted] but disclosed as $[redacted] on Final closing<br>disclosure, no cure or valid change of circumstance was<br>provided to borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-10):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/10/2025 |  | 1 A |  | CA | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224235293 | [Redacted] | [Redacted] |  | 34696251 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted]<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | Credit report fee was last disclosed as $[redacted] on LE<br>dated [redacted] but disclosed as $[redacted] on Final<br>closing disclosure, no cure or valid change of circumstance<br>was provided to borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-10):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/10/2025 |  | 1 A |  | CA | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224239513 | [Redacted] | [Redacted] |  | 34696564 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Certificate of<br>Good<br>Standing not<br>provided |  | Missing Certificate of Good Standing from the applicable<br>Secretary of State's office, dated within [redacted] days of<br>the note date. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-24):<br>Received<br>Certificate<br>of good<br>standing.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-22):<br>[redacted] | 10/24/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| 224239513 | [Redacted] | [Redacted] |  | 34696587 |  | Credit | Insurance | Insurance<br>Analysis | Insurance | Insufficient<br>Coverage:<br>Hazard<br>insurance<br>coverage<br>amount is<br>insufficient. |  | Hazard Insurance Coverage Amount is insufficient. A copy<br>of the Florida checklist was not located in the file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-24):<br>Received<br>checklist<br>coverage<br>for loss<br>settlement<br>basis<br>$[redacted].<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-22):<br>checklist | 10/24/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| 224239513 | [Redacted] | [Redacted] |  | 34716586 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Discrepancy in [redacted]. Lender [redacted] [redacted]%.<br>DD calculated [redacted] [redacted]%. Discrepancy appears<br>to be due to the property expenses used by lender on<br>worksheet are higher. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-21):<br>Cleared.<br>Received<br>revised<br>UW<br> worksheet.Buyer<br>Comment<br>(2025-<br>10-17):<br>[redacted]<br>worksheet | 10/21/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| 224239874 | [Redacted] | [Redacted] |  | 34697077 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Certificate of<br>Good<br>Standing not<br>provided |  | Missing certificate of good standing for borrowing entity for<br>the state of [redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-20):<br>Received<br>Certificate<br>of Good<br>Standing.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-17):<br>[redacted] | 10/20/2025 |  |  | 1 C A |  | NC | Investment | Purchase | C A |  | N/A | No |
| 224239878 | [Redacted] | [Redacted] |  | 34698942 |  | Credit | Title | Document<br>Error | Title | The<br>Preliminary<br>title policy is<br>within<br>[redacted] or<br>[redacted] and<br>does not<br>reflect a<br>coverage<br>amount (no<br>final title<br>policy in file).<br>Unable to<br>determine if<br>appropriate<br>coverage is<br>provided. |  | The Preliminary Title does not have policy amount, and the<br>Final Title policy is missing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-20):<br>Title<br>supplemental<br>received<br>&<br>coverage<br>amount<br>updated.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-17):<br>Title sup | 10/20/2025 |  |  | 1 B A |  | CA | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224239878 | [Redacted] | [Redacted] |  | 34699005 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded.<br>Total amount<br>of $[redacted]<br>exceeds<br>tolerance of<br>$[redacted]<br>plus<br>[redacted]%<br>or<br>$[redacted].<br>$[redacted]<br>over legal<br>limit.<br>Insufficient or<br>no cure was<br>provided to<br>the borrower. | No valid change of circumstance found in file for the<br>increase to the recording fees and no evidence of a tolerance<br>cure provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>[redacted]<br>received<br>Letter of<br>explanation<br>and<br>Corrected<br>Closing<br> disclosure.Buyer<br>Comment<br>(2025-<br>10-27):<br>PCCD &<br>LOX<br> Reviewer<br>Comment<br>(2025-<br>10-24):<br>[redacted]<br>received<br>email<br>conversation<br>indicating<br>once<br>received<br>title fees<br>from the<br>seller<br>chosen<br>title and<br>the same<br>has been<br>borrower<br>agreed to<br>use. It is<br>unclear<br>how the<br>service<br>provider<br>chosen<br>and title<br>company<br>changed<br>impacted<br>the<br>recording<br>fees as<br>the fees<br>are<br>typically<br>a flat fee<br>and a per<br>page<br>charge.<br>Additional<br>information<br>on how<br>the title<br>service<br>chosen is<br>impacted<br>recording<br>or a cure<br>is<br>required.<br> Buyer<br>Comment<br>(2025-<br>10-22):<br>branch<br>explanation<br> Reviewer<br>Comment<br>(2025-<br>10-20):<br>[redacted]<br>received<br>rebuttal<br>comment<br>and COC<br>provided<br>in the<br>loan file<br>indicates<br>that the<br>consumer<br>request to<br>change<br>the title<br>company.<br>But there<br>seems to<br>be no<br>supporting<br>document<br>in the<br>loan file<br>for the<br>borrower<br>request to<br>change.<br>Moreover,<br>[redacted]<br>only<br>present in<br>the loan<br>file.<br>Please<br>provide<br>documentation<br>of<br>borrower<br>requested<br>change<br>the title<br>from<br>which<br>company<br>to<br>Lawyers<br>title and<br>it should<br>include<br>the date<br>of the<br>borrower's<br>change<br>request<br>and be<br>documented<br>in writing<br>through<br>copy of<br>borrower<br>emails,<br>Communication<br>log or<br>screenshot<br>of LO<br>notes in<br>LOX,<br>etc.<br>Otherwise,<br>cure is<br>required<br>to<br>borrower.<br> Buyer<br>Comment<br>(2025-<br>10-17):<br>please<br>cancel<br>invalid<br>cond —<br>see DOC<br>ID<br>[redacted]<br>pg<br>[redacted]<br>& DOC<br>ID for<br>LE &<br>COC —<br>there was<br>a change<br>in title<br>company<br>so a<br>change in<br>fees<br>which<br>disclosed<br>the<br>notary<br>fee in<br>question | 10/28/2025 |  |  | 1 C A |  | CA | Primary | Purchase | Fee Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund Check,<br>and Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224239878 | [Redacted] | [Redacted] |  | 34724466 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception in file approved for subject as a non-<br>warrantable condo due to critical repairs. Approved at max<br>ltv of [redacted]% and meeting all other guidelines. | The<br>representative<br>FICO score<br>exceeds the<br>guideline<br>minimum by<br>at least<br>[redacted]<br> points.Borrower has<br>been<br>employed in<br>the same<br>industry for<br>more than<br>[redacted]<br>years.<br> Borrower has<br>worked in the<br>same position<br>for more than<br>[redacted]<br>years.<br> Borrower's<br>monthly<br>reserves have<br>been verified<br>and exceed<br>the guideline<br>required<br>amount by<br>the<br>equivalent of<br>[redacted]<br>months<br>PITIA or<br>more.<br> Borrowers<br>made a down<br>payment<br>from their<br>own funds on<br>this purchase<br>transaction of<br>at least<br>[redacted]%<br>and<br>$[redacted]. | Exception<br>approved with<br>comp factors. | SitusAMC,Originator<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-14):<br>Exception<br>approved<br>with<br>comp<br>factors. |  |  | 10/14/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224243053 | [Redacted] | [Redacted] |  | 34711988 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal Re-<br>Inspection<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].00.<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | The Appraisal Re-inspection Fee of $[redacted] was disclose<br>to the borrower on the loan estimate dated [redacted]<br>however was disclosure on the closing disclosure<br>$[redacted] dated [redacted] with no change of<br>circumstances but cure was provided to the borrower to<br>justify this increase. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-13):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/13/2025 |  | 1 A |  | WA | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224243053 | [Redacted] | [Redacted] |  | 34721381 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Verification(s)<br>of<br>employment is<br>not within 10<br>business days<br>of the Note. |  | Verification of employment is withing [redacted] days<br>biusines |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-20):<br>Third<br>party<br>verification<br>of<br>employment<br>received<br>for<br>borrower's<br>Wage<br>income.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-17):<br>VOE | 10/20/2025 |  |  | 1 C A |  | WA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224243053 | [Redacted] | [Redacted] |  | 34727049 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match —<br>ATR Risk | Ability to<br>Repay (Dodd-<br>Frank 2014):<br>Originator<br>Loan<br>Designation<br>of Non QM<br>does not<br>match Due<br>Diligence<br>Loan<br>Designation<br>of ATR Risk. | Waterfall finding due to the missing VVOE for the borrower<br>within [redacted] days of closing, resulting in a loan<br>designation discrepancy. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-20):<br>Third<br>party<br>verification<br>of<br>employment<br>received<br>for<br>borrower's<br>Wage<br>income.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-17):<br>VOE<br>uploaded | 10/20/2025 |  |  | 1 B A C |  | WA | Primary | Purchase | Lender to<br>provide<br>updated ATR/<br>QM Loan<br>Designation C | Non<br>QM | Non<br>QM | Yes |
| 224243053 | [Redacted] | [Redacted] |  | 34727050 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency —<br>ATR Impact | Ability to<br>Repay (Dodd-<br>Frank 2014):<br>There are<br>guideline<br>deficiencies<br>related to<br>income and/<br>or asset doc<br>requirements<br>which could<br>result in a risk<br>to the<br>borrower's<br>ability to<br>repay.<br>(Exception is<br>eligible to be<br>regraded with<br>compensating<br>factors.) | Waterfall finding due to the missing VVOE for the borrower<br>within [redacted] days of closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-20):<br>Third<br>party<br>verification<br>of<br>employment<br>received<br>for<br>borrower's<br>Wage<br>income.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-17):<br>VOE<br>uploaded | 10/20/2025 |  |  | 1 C A |  | WA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224243053 | [Redacted] | [Redacted] |  | 34727054 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income<br>documentation<br>requirements<br>not met. |  | File is missing a VVOE for the borrower dated within<br>[redacted] days of closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-20):<br>Third<br>party<br>verification<br>of<br>employment<br>received<br>for<br>borrower's<br>Wage<br>income.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-17):<br>VOE<br>uploaded | 10/20/2025 |  |  | 1 C A |  | WA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224243053 | [Redacted] | [Redacted] |  | 34727058 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Investor<br>Guidelines | Ability to<br>Repay (Dodd-<br>Frank 2014):<br>Based on the<br>loan failing<br>one or more<br>guideline<br>components,<br>the loan is at<br>ATR risk. | Waterfall finding due to the missing VVOE for the borrower<br>within [redacted] days of closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-20):<br>Third<br>party<br>verification<br>of<br>employment<br>received<br>for<br>borrower's<br>Wage<br>income.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-17):<br>VOE<br>uploaded | 10/20/2025 |  |  | 1 C A |  | WA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224243053 | [Redacted] | [Redacted] |  | 34727061 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income Docs<br>Missing: |  | File is missing a VVOE dated within [redacted] days of<br>closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-20):<br>Third<br>party<br>verification<br>of<br>employment<br>received<br>for<br>borrower's<br>Wage<br>income.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-17):<br>VOE<br>uploaded | 10/20/2025 |  |  | 1 C A |  | WA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224243058 | [Redacted] | [Redacted] |  | 34709464 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request for [redacted]% LTV with<br>[redacted] [redacted] is approved. Per disposition, loan must<br>meet all other Signature Expanded guidelines. | Borrower's<br>monthly<br>reserves have<br>been verified<br>and exceed<br>the amount<br>required<br>based on the<br>guidelines by<br>at least<br>[redacted]<br> months.Borrowers<br>made a down<br>payment<br>from their<br>own funds on<br>this purchase<br>transaction of<br>at least<br>[redacted]%<br>and<br>$[redacted].<br> The<br>representative<br>FICO score<br>exceeds the<br>guideline<br>minimum by<br>at least<br>[redacted]<br>points. |  | SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-15):<br>Preapproved<br>exception |  |  | 10/15/2025 | 2 B |  | TX | Investment | Purchase | B A |  | N/A | No |
| 224243061 | [Redacted] | [Redacted] |  | 34710064 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match —<br>ATR Risk | Ability to<br>Repay (Dodd-<br>Frank 2014):<br>Originator<br>Loan<br>Designation<br>of Non QM<br>does not<br>match Due<br>Diligence<br>Loan<br>Designation<br>of ATR Risk. | Waterfall due to [redacted] years employment history not<br>provided for borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-22):<br>Received<br>revised<br>1003 of<br>borrower<br>to meet<br>[redacted]<br>year<br>employment<br>history<br>requirement,<br>information<br>validate.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>10-20):<br>corrected<br>1003<br> Reviewer<br>Comment<br>(2025-<br>10-20):<br>To<br>restate<br>the Loan<br>Designation,<br>loan<br>would be<br>an ATR<br>Risk.<br>Please<br>confirm<br>restatement<br>of Loan<br>designation<br>to ATR<br>Risk. All<br>ATR<br>exception<br>are<br>unable to<br>be<br>cleared<br>or<br>waived<br>by<br>[redacted].<br> Buyer<br>Comment<br>(2025-<br>10-16):<br>Please<br>restate<br>loan to<br>match<br>due<br>diligence. | 10/22/2025 |  |  | 1 B A C |  | FL | Primary | Refinance<br>— Rate/<br>Term | Lender to<br>provide<br>updated ATR/<br>QM Loan<br>Designation C | Non<br>QM | Non<br>QM | Yes |
| 224243061 | [Redacted] | [Redacted] |  | 34710065 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency —<br>ATR Impact | Ability to<br>Repay (Dodd-<br>Frank 2014):<br>There are<br>guideline<br>deficiencies<br>related to<br>income and/<br>or asset doc<br>requirements<br>which could<br>result in a risk<br>to the<br>borrower's<br>ability to<br>repay.<br>(Exception is<br>eligible to be<br>regraded with<br>compensating<br>factors.) | Waterfall due to [redacted] years employment history not<br>provided for borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-22):<br>Received<br>revised<br>1003 of<br>borrower<br>to meet<br>[redacted]<br>year<br>employment<br>history<br>requirement,<br>information<br>validate.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>10-20):<br>see<br>uploaded | 10/22/2025 |  |  | 1 C A |  | FL | Primary | Refinance<br>— Rate/<br>Term | C A | Non<br>QM | Non<br>QM | No |
| 224243061 | [Redacted] | [Redacted] |  | 34710066 |  | Compliance | Compliance | Federal<br>Compliance | TILA Right-<br>to-Cancel<br>Missing,<br>Incorrect,<br>Incomplete<br>and/or<br>provided on<br>the wrong<br>form | Incorrect<br>Right To<br>Cancel Form<br>Used — H-9<br>Used on Non<br>Same Lender<br>Refinance | Truth in<br>Lending Act:<br>Notice of<br>Right to<br>Cancel was<br>not executed<br>on the proper<br>Model Form<br>for a<br>refinance by a<br>creditor that<br>is not<br>considered<br>the original<br>creditor. The<br>H-9 form was<br>used, the H-8<br>form should<br>have been<br>used. | Notice of Right to Cancel was not executed on the proper<br>Model Form for a refinance by a creditor that is not<br>considered the original creditor. The H-9 form was used, the<br>H-8 form should have been used. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-29):<br>RTC<br>received<br>&<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-28):<br>Midnight<br>has<br>passed.<br>please<br>clear<br> Reviewer<br>Comment<br>(2025-<br>10-27):<br>Received<br>required<br>documentation.<br>Exception<br>can be<br>cleared<br>after new<br>RTC<br>period<br>has<br>expired<br>at<br>midnight<br>[redacted].<br> Buyer<br>Comment<br>(2025-<br>10-23):<br>The docs<br>aren't<br>required<br>to be<br>executed<br>please<br>clear<br> Reviewer<br>Comment<br>(2025-<br>10-23):<br>Provided<br>RTC is<br>not<br>executed.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-22):<br>RTC<br>docs<br> Buyer<br>Comment<br>(2025-<br>10-22):<br>RTC | 10/29/2025 |  |  | 1 C A |  | FL | Primary | Refinance<br>— Rate/<br>Term | TILA ROR —<br>Provide the<br>following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery, and<br>Re-open<br>Rescission<br>using the<br>correct model<br>form C | Non<br>QM | Non<br>QM | Yes |
| 224243061 | [Redacted] | [Redacted] |  | 34710089 |  | Credit | Title | General | Title | Title Policy<br>Coverage is<br>less than<br>Original Loan<br>Amount. |  | Title policy amount of $[redacted],[redacted] in<br>Commitment title policy is less the note amount of<br>$[redacted],[redacted].[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-22):<br>Received<br>Title<br>commitment<br>document<br>with<br>valid<br>policy<br>amount,<br>information<br>validate<br>accordingly.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>10-21):<br>title | 10/22/2025 |  |  | 1 B A |  | FL | Primary | Refinance<br>— Rate/<br>Term | C A | Non<br>QM | Non<br>QM | No |
| 224243061 | [Redacted] | [Redacted] |  | 34710099 |  | Credit | Guideline | Guideline<br>Issue | Guideline | Borrower has<br>been on<br>current job<br>less than<br>[redacted]<br>years, and<br>prior<br>employment<br>history was<br>not<br>documented<br>as required. |  | [redacted] years employment history was not provided for<br>borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-22):<br>Received<br>revised<br>1003 of<br>borrower<br>to meet<br>[redacted]<br>year<br>employment<br>history<br>requirement,<br>information<br>validate.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>10-20):<br>see<br>uploaded | 10/22/2025 |  |  | 1 C A |  | FL | Primary | Refinance<br>— Rate/<br>Term | C A | Non<br>QM | Non<br>QM | No |
| 224243061 | [Redacted] | [Redacted] |  | 34710100 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income<br>documentation<br>requirements<br>not met. |  | [redacted] years employment history was not provided for<br>borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-22):<br>Received<br>revised<br>1003 of<br>borrower<br>to meet<br>[redacted]<br>year<br>employment<br>history<br>requirement,<br>information<br>validate.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>10-20):<br>see<br>uploaded | 10/22/2025 |  |  | 1 C A |  | FL | Primary | Refinance<br>— Rate/<br>Term | C A | Non<br>QM | Non<br>QM | No |
| 224243061 | [Redacted] | [Redacted] |  | 34710108 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Investor<br>Guidelines | Ability to<br>Repay (Dodd-<br>Frank 2014):<br>Based on the<br>loan failing<br>[redacted] or<br>more<br>guideline<br>components,<br>the loan is at<br>ATR risk. | Waterfall due to [redacted] years employment history not<br>provided for borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-22):<br>Received<br>revised<br>1003 of<br>borrower<br>to meet<br>[redacted]<br>year<br>employment<br>history<br>requirement,<br>information<br>validate.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>10-20):<br>see<br>uploaded | 10/22/2025 |  |  | 1 C A |  | FL | Primary | Refinance<br>— Rate/<br>Term | C A | Non<br>QM | Non<br>QM | No |
| 224243062 | [Redacted] | [Redacted] |  | 34710021 |  | Credit | Title | Document<br>Error | Title | The<br>Preliminary<br>title policy is<br>within<br>[redacted] or<br>[redacted] and<br>does not<br>reflect a<br>coverage<br>amount (no<br>final title<br>policy in file).<br>Unable to<br>determine if<br>appropriate<br>coverage is<br>provided. |  | Provided title preliminary title document does not have<br>policy amount. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-22):<br>Received<br>confirmation<br>from title<br>company<br>for valid<br>policy<br>amount,<br>information<br>validate.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>10-20):<br>coverage<br>confirmation<br>from<br>settlement<br>agent | 10/22/2025 |  |  | 1 B A |  | CA | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224243082 | [Redacted] | [Redacted] |  | 34711407 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Closing<br>Disclosure<br>Issue Date<br>Not Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>Closing<br>Disclosure<br>estimated to<br>be provided<br>on [redacted]<br>did not<br>disclose the<br>actual Date<br>Issued.<br>Unable to<br>conclusively<br>determine<br>Final Closing<br>disclosure to<br>use to test for<br>compliance<br>with<br>applicable<br>TRID timing<br>requirements,<br>TRID fee<br>tolerance<br>testing or<br>accuracy of<br>disclosures at<br>or before<br>consummation<br>due to<br>missing Issue<br>Date. Tested<br>using an<br>estimated<br>Date Issued<br>based on best<br>information<br>available. | Incomplete Closing Disclosure issue date not provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-19):<br>[redacted]<br>received<br> LOA.Buyer<br>Comment<br>(2025-<br>10-17):<br>Investor<br>memo<br> Reviewer<br>Comment<br>(2025-<br>10-17):<br>[redacted]<br>received<br>rebuttal<br>and final<br>CD.<br>However,<br>the issue<br>relates to<br>a CD<br>provided<br>in<br>package<br>that is<br>missing a<br>Date<br>Issued,<br>see doc<br>ID<br>[redacted].<br>(this is<br>being<br>tested as<br>a<br>[redacted]<br>PCCD<br>and thus<br>the<br>timing<br>exception.<br>Please<br>address<br>this CD<br>and the<br>missing<br>date<br>issued.<br> Buyer<br>Comment<br>(2025-<br>10-16):<br>Final CD | 10/19/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | Good Faith<br>Redisclosure C A | Non<br>QM | Non<br>QM | Yes |
| 224243082 | [Redacted] | [Redacted] |  | 34724143 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Post<br>Close Closing<br>Disclosure<br>Timing<br>Regular<br>Transactions | TILA-RESPA<br>Integrated<br>Disclosure —<br>[redacted]-<br>Day Waiting<br>Period<br>Timing<br>Violation.<br>Post Closing<br>Disclosure<br>reflects a<br>change in<br>APR, loan<br>product, or<br>addition of<br>prepayment<br>penalty which<br>would have<br>triggered an<br>additional<br>[redacted]-<br>day waiting<br>period had it<br>been correctly<br>disclosed on<br>the Final<br>Closing<br>Disclosure. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-19):<br>[redacted]<br>received<br> LOA.Reviewer<br>Comment<br>(2025-<br>10-17):<br>[redacted]<br>received<br>rebuttal<br>and final<br>CD.<br>However,<br>the issue<br>relates to<br>a CD<br>provided<br>in<br>package<br>that is<br>missing a<br>Date<br>Issued,<br>see doc<br>ID<br>[redacted].<br>(this is<br>being<br>tested as<br>a<br>[redacted]<br>PCCD<br>and thus<br>the<br>timing<br>exception.<br>Please<br>address<br>this CD<br>and the<br>missing<br>date<br>issued.<br> Buyer<br>Comment<br>(2025-<br>10-16):<br>Investor<br>memo | 10/19/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224243082 | [Redacted] | [Redacted] |  | 34724151 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Final<br>Closing<br>Disclosure<br>Total Of<br>Payments | TILA-RESPA<br>Integrated<br>Disclosure —<br>Loan<br>Calculations:<br>Final Closing<br>Disclosure<br>provided on<br>[redacted]<br>disclosed an<br>inaccurate<br>Total of<br>Payments on<br>page<br>[redacted]<br>that does not<br>match the<br>actual total of<br>payments for<br>the loan (fee<br>amounts<br>included in<br>TOP<br>calculation<br>are based on<br>Closing<br>Disclosure<br>dated<br>[redacted]).<br>The disclosed<br>Total of<br>Payments in<br>the amount of<br>$[redacted] is<br>under<br>disclosed by<br>$[redacted]<br>compared to<br>the calculated<br>total of<br>payments of<br>$[redacted]<br>which<br>exceeds the<br>$[redacted]<br>threshold. | The disclosed Total of Payments in the amount of<br>$[redacted] is under disclosed by $[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-19):<br>[redacted]<br>received<br>LOA. | 10/19/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | TILA Material<br>Disclosure<br>Cure —<br>Provide the<br>following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Refund check<br>for<br>underdisclosed<br>equivalent<br>amount,<br>Corrected CD,<br>and Re-open<br>Rescission<br>(required on<br>rescindable<br>transactions) | Non<br>QM | Non<br>QM | Yes |
| 224243126 | [Redacted] | [Redacted] |  | 34722811 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | The final 1003 disclosed borrower's citizenship as<br>Permanent Resident Alien, however, a [redacted] passport<br>was in the file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-17):<br>Corrected<br>1003<br> received.Buyer<br>Comment<br>(2025-<br>10-16):<br>corrected<br>1003 | 10/17/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224243127 | [Redacted] | [Redacted] |  | 34712458 |  | Credit | Insurance | Insurance<br>Analysis | Insurance | Insufficient<br>Coverage:<br>Hazard<br>insurance<br>coverage<br>amount is<br>insufficient. |  | Hazard insurance coverage amount is $[redacted] but loan<br>amount is $[redacted] due to which there is a shortfall of<br>$[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Received<br>required<br>documentation.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-<br>12-08):<br>PC Cert<br> Reviewer<br>Comment<br>(2025-<br>12-03):<br>The prior<br>HOI<br>policy<br>coverage<br>amount<br>was<br>insufficient.<br>Provide<br>HOI<br>policy<br>with<br>sufficient<br>coverage<br>amount<br>and<br>effective<br>date prior<br>to the<br>note date.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>12-01):<br>PC Cert<br> Reviewer<br>Comment<br>(2025-<br>11-25):<br>Provided<br>policy<br>has an<br>effective<br>date of<br>[redacted]<br>which is<br>after the<br>note date<br>of<br>[redacted].<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>11-24):<br>HOI | 12/10/2025 |  |  | 1 C A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A |  | N/A | No |
| 224243127 | [Redacted] | [Redacted] |  | 34712462 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>HUD/CD not<br>provided |  | File is missing a copy of the final HUD/CD and closing<br>statement. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-22):<br>Provided<br>Final<br>HUD-1.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-20):<br>HUD | 10/22/2025 |  |  | 1 C A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A |  | N/A | No |
| 224243275 | [Redacted] | [Redacted] |  | 34713041 |  | Credit | Title | Document<br>Error | Title | The<br>Preliminary<br>title policy is<br>within<br>[redacted] or<br>[redacted] and<br>does not<br>reflect a<br>coverage<br>amount (no<br>final title<br>policy in file).<br>Unable to<br>determine if<br>appropriate<br>coverage is<br>provided. |  | The Preliminary title policy amount is blank |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-22):<br>Final<br>Title<br>Policy<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-21):<br>policy | 10/22/2025 |  |  | 1 B A |  | CA | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224243275 | [Redacted] | [Redacted] |  | 34713043 |  | Credit | Legal /<br>Regulatory /<br>Compliance | Title / Lien<br>Defect | Title | Title Policy is<br>Preliminary or<br>Commitment,<br>and not a<br>Final Title<br>Policy. |  | File is missing a copy of the final title policy |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-22):<br>Final<br>Title<br>Policy<br>received,<br>exception<br>cleared. | 10/22/2025 |  |  | 1 A |  | CA | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224244118 | [Redacted] | [Redacted] |  | 34709914 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request for $[redacted] loan amount is<br>approved. Per disposition, if loan amount <$[redacted],<br>additional [redacted] will apply, Any loan which is deemed<br>to be high cost as defined by federal and state regulation is<br>not allowed under signature expanded and subject to<br>meeting all signature expanded guideline requirements. | Borrower's<br>monthly<br>reserves have<br>been verified<br>and exceed<br>the amount<br>required<br>based on the<br>guidelines by<br>at least<br>[redacted]<br> months.Borrowers<br>made a down<br>payment<br>from their<br>own funds on<br>this purchase<br>transaction of<br>at least<br>[redacted]%<br>and<br>$[redacted].<br> The<br>representative<br>FICO score<br>exceeds the<br>guideline<br>minimum by<br>at least<br>[redacted]<br>points. | Guidelines<br>Representative<br>FICO:<br> [redacted]Representative<br>FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-14):<br>Client<br>elected to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/14/2025 | 2 B |  | OK | Investment | Purchase | B A |  | N/A | No |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor<br>Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224245931 | [Redacted] | [Redacted] |  | 34717768 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | 1003/Declarations:<br>F. Are you a co-<br>signer or<br>guarantor on any<br>debt or loan that is<br>not disclosed on<br>this application?<br>reflects Yes.<br>Missing<br>documented and/<br>or does not meet<br>guideline<br>requirements. |  | Borrower stated on the application that he is co-signer / guarantor on debt which is not<br>disclosed on loan application. |  |  |  | Reviewer<br>Comment<br>(2025-10-22):<br>Received<br>updated 1003<br>for both<br>borrowers.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-10-21):<br>Revised<br>URLA | 10/22/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224245931 | [Redacted] | [Redacted] |  | 34717793 |  | Credit | Hazard<br>Insurance | Insufficient<br>Coverage | Hazard<br>Insurance | The Hazard<br>Insurance Policy<br>effective date is<br>after the funds<br>disbursed. |  | Hazard Insurance Policy Effective Date is after the later of the disbursement, note or<br>transaction date. |  |  |  | Reviewer<br>Comment<br>(2025-10-21):<br>disbursement<br>date updated<br>per updated<br>closing<br> statementBuyer<br>Comment<br>(2025-10-17):<br>Please see<br>final Alta<br>disbursement<br>date of<br>[redacted] | 10/21/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224246832 | [Redacted] | [Redacted] |  | 34723497 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income Docs<br>Missing: |  |  |  |  |  | Reviewer<br>Comment<br>(2025-10-17):<br>Award Letter<br>and 1099<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-10-16):<br>SS award<br>letter and<br>annuity<br>income | 10/17/2025 |  |  | 1 C A |  | UT | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224246832 | [Redacted] | [Redacted] |  | 34723521 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match — ATR<br>Risk | Ability to<br>Repay (Dodd-<br>Frank 2014):<br>Originator<br>Loan<br>Designation<br>of Non QM<br>does not<br>match Due<br>Diligence<br>Loan<br>Designation<br>of ATR Risk. | Award Letter is missing for borrower [redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-10-17):<br>Award Letter<br>and 1099<br>received,<br>exception<br>cleared. | 10/17/2025 |  |  | 1 B A C |  | UT | Primary | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>Loan<br>Designation C | Non<br>QM | Non<br>QM | Yes |
| 224246832 | [Redacted] | [Redacted] |  | 34723522 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General Ability To<br>Repay Provision<br>Investor<br>Guidelines | Ability to<br>Repay (Dodd-<br>Frank 2014):<br>Based on the<br>loan failing<br>one or more<br>guideline<br>components,<br>the loan is at<br>ATR risk. | Award Letter is missing for borrower [redacted] |  |  |  | Reviewer<br>Comment<br>(2025-10-17):<br>Award Letter<br>and 1099<br>received,<br>exception<br>cleared. | 10/17/2025 |  |  | 1 C A |  | UT | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224246832 | [Redacted] | [Redacted] |  | 34723524 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency —<br>ATR Impact | Ability to<br>Repay (Dodd-<br>Frank 2014):<br>There are<br>guideline<br>deficiencies<br>related to<br>income and/<br>or asset doc<br>requirements<br>which could<br>result in a risk<br>to the<br>borrower's<br>ability to<br>repay.<br>(Exception is<br>eligible to be<br>regraded with<br>compensating<br>factors.) | Award Letter is missing for borrower [redacted] |  |  |  | Reviewer<br>Comment<br>(2025-10-17):<br>Award Letter<br>and 1099<br>received,<br>exception<br>cleared. | 10/17/2025 |  |  | 1 C A |  | UT | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224246832 | [Redacted] | [Redacted] |  | 34723526 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID [redacted]<br>Percent Tolerance<br>Violation Without<br>Sufficient Cure<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Loan<br>Discount<br>Points. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted]<br>$[redacted]<br>over legal<br>limit.<br>Insufficient or<br>no cure was<br>provided to<br>the borrower. | No cure was provided to the borrower for [redacted] Percent Fee Tolerance exceeded for<br>Loan Discount Points. Fee Amount of $[redacted] exceeds tolerance of $[redacted]<br>$[redacted] over legal limit |  |  |  | Reviewer<br>Comment<br>(2025-10-24):<br>[redacted]<br>received a<br> valid COC.Buyer<br>Comment<br>(2025-10-23):<br>Investor<br>memo | 10/24/2025 |  |  | 1 C A |  | UT | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224246832 | [Redacted] | [Redacted] |  | 34723543 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income<br>documentation<br>requirements not<br>met. |  | Award Letter is missing for Richard W Johnson |  |  |  | Reviewer<br>Comment<br>(2025-10-17):<br>Award Letter<br>and 1099<br>received,<br>exception<br>cleared. | 10/17/2025 |  |  | 1 C A |  | UT | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224246832 | [Redacted] | [Redacted] |  | 34730727 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Unable to verify [redacted] months' primary housing history for Borrowers [redacted]<br>and [redacted]. Letter of explanation in file stated that they temporarily rented<br>from[redacted] to [redacted],. Please provide a lease agreement, or bank statements,<br>payment history or cancelled checks disclosing timely payments. |  |  |  | Reviewer<br>Comment<br>(2025-10-24):<br>Lease<br>Agreement<br>received for<br>rental history,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-10-22):<br>lease | 10/24/2025 |  |  | 1 C A |  | UT | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224246832 | [Redacted] | [Redacted] |  | 34730809 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign Consent<br>Agreement is<br>missing. |  | E-sign Consent Agreement is missing from the file. |  |  |  | Reviewer<br>Comment<br>(2025-10-17):<br>E-sign<br>Consent<br>Agreement<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-10-16):<br>econsent | 10/17/2025 |  |  | 1 C A |  | UT | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224246840 | [Redacted] | [Redacted] |  | 34723019 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for a [redacted]% LTV request due to guideline reduction by<br>[redacted]% for non-occupant co-borrower. | The representative FICO score exceeds the guideline<br> minimum by at least [redacted] points.Borrower has been employed in the same industry for<br>more than [redacted] years. | Guidelines<br>Representative FICO:<br> [redacted]Representative FICO:<br>[redacted]<br> Borrower has been<br>employed in the same<br>industry for more than<br>[redacted] years. | Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-10-20):<br>Client elects<br>to waive with<br>compensating<br> factors.Buyer<br>Comment<br>(2025-10-16):<br>please clarify<br>or clear<br> Reviewer<br>Comment<br>(2025-10-15):<br>Borrower has<br>been<br>employed in<br>the same<br>industry for<br>more than<br>[redacted]<br>years.<br> Guidelines<br>Representative<br>FICO:<br>[redacted]<br> Representative<br>FICO:<br>[redacted] |  |  | 10/20/2025 | 2 B |  | MI | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224246840 | [Redacted] | [Redacted] |  | 34727831 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for borrower is self-employed over [redacted] months but<br>under [redacted] months. | The representative FICO score exceeds the guideline<br> minimum by at least [redacted] points.Borrower has been employed in the same industry for<br>more than [redacted] years. | Guidelines<br>Representative FICO:<br> [redacted]Representative FICO:<br>[redacted]<br> Borrower has been<br>employed in the same<br>industry for more than<br>[redacted] years. | Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-10-20):<br>Client elects<br>to waive with<br>compensating<br> factors.Buyer<br>Comment<br>(2025-10-16):<br>please clarify<br>or clear<br> Reviewer<br>Comment<br>(2025-10-15):<br>Client elects<br>to regrade.<br>Borrower has<br>been<br>employed in<br>the same<br>industry for<br>more than<br>[redacted]<br>years.<br> Guidelines<br>Representative<br>FICO:<br>[redacted]<br> Representative<br>FICO:<br>[redacted] |  |  | 10/20/2025 | 2 B |  | MI | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224246840 | [Redacted] | [Redacted] |  | 34727836 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow certificate of business liability insurance be used to<br>establish start date of borrower's self-employment ([redacted] Painting & [redacted]) | The representative FICO score exceeds the guideline<br> minimum by at least [redacted] points.Borrower has been employed in the same industry for<br>more than [redacted] years. | Guidelines<br>Representative FICO:<br> [redacted]Representative FICO:<br>[redacted]<br> Borrower has been<br>employed in the same<br>industry for more than<br>[redacted] years. | Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-10-20):<br>Client elects<br>to waive with<br>compensating<br> factors.Buyer<br>Comment<br>(2025-10-16):<br>please clarify<br>or clear<br> Reviewer<br>Comment<br>(2025-10-15):<br>Client elects<br>to regrade<br>with<br>compensating<br>factor.<br>Borrower has<br>been<br>employed in<br>the same<br>industry for<br>more than<br>[redacted]<br>years.<br> Guidelines<br>Representative<br>FICO:<br>[redacted]<br> Representative<br>FICO:<br>[redacted] |  |  | 10/20/2025 | 2 B |  | MI | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224246852 | [Redacted] | [Redacted] |  | 34719244 |  | Credit | Asset | Asset<br>Documentation | Asset | Guideline<br>Issue:Insufficient<br>asset<br>documentation. |  | Require [redacted] consecutive months bank statement. |  |  |  | Reviewer<br>Comment<br>(2025-10-20):<br>[redacted]<br>months<br>statement<br>provided.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-10-17):<br>[redacted] to<br>[redacted]<br> Reviewer<br>Comment<br>(2025-10-17):<br>Provided doc<br>[redacted] &<br>[redacted],<br>shows balance<br>from<br>[redacted] and<br>ending<br>balance<br>[redacted]<br>which does<br>not cover<br>[redacted]<br>days<br>transaction.<br>Exception<br>remains<br> Buyer<br>Comment<br>(2025-10-16):<br>Pages<br>[redacted] —<br>[redacted]<br>[redacted] &<br>[redacted],<br>please cancel | 10/20/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| 224246859 | [Redacted] | [Redacted] |  | 34733515 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request for an ITIN borrower having a dispute with a balanceof<br>$[redacted] past due, is approved to keep the dispute on the credit report and be paid at<br>closing.Compensating factors type . Total debt [redacted]% or more under requirement | Borrower has verified disposable income of at least<br>$[redacted]. | Documentation Type:<br>[redacted]mo Bank<br> StatementDisposable Income:<br>$[redacted] | Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-10-20):<br>Client elects<br>to waive with<br>compensating<br> factors.Buyer<br>Comment<br>(2025-10-16):<br>Please<br>confirm if<br>anything is<br>needed to<br>clear this<br>cond?<br> Reviewer<br>Comment<br>(2025-10-15):<br>Client elects<br>to downgrade.<br>Borrower has<br>verified<br>disposable<br>income of at<br>least<br>$[redacted]. |  |  | 10/20/2025 | 2 B |  | WA | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224246859 | [Redacted] | [Redacted] |  | 34733520 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception- Not meeting tradeline requirements | Borrower has verified disposable income of at least<br>$[redacted]. | Documentation Type:<br>[redacted]mo Bank<br> StatementDisposable Income:<br>$[redacted] | Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-10-20):<br>Client elects<br>to waive with<br>compensating<br> factors.Buyer<br>Comment<br>(2025-10-16):<br>Please<br>confirm if<br>anything is<br>needed to<br>clear this<br>cond?<br> Reviewer<br>Comment<br>(2025-10-15):<br>Client elects<br>to downgrade.<br>Borrower has<br>verified<br>disposable<br>income of at<br>least<br>$[redacted]. |  |  | 10/20/2025 | 2 B |  | WA | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224248569 | [Redacted] | [Redacted] |  | 34720490 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Corporate<br>Resolution not<br>provided |  | Corporate resolution reflects loan amount as $[redacted] does not match with Note<br>amount of $[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-10-17):<br>Received<br>Corporate<br>resolution in<br>the file.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-10-16):<br>corrected res<br>letter | 10/17/2025 |  |  | 1 C A |  | AR | Investment | Refinance<br>— Rate/<br>Term | C A |  | N/A | No |
| 224248623 | [Redacted] | [Redacted] |  | 34730908 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The file contains the Alerts Summary only. The full fraud report is missing from the file. |  |  |  | Reviewer<br>Comment<br>(2025-10-21):<br>Received<br>required<br>documentation.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-10-17):<br>fraud report | 10/21/2025 |  |  | 1 C A |  | MA | Investment | Purchase | C A | N/A | N/A | No |
| 224248623 | [Redacted] | [Redacted] |  | 34731036 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign Consent<br>Agreement is<br>missing. |  | E-sign Consent Agreement is missing from the file. |  |  |  | Reviewer<br>Comment<br>(2025-10-21):<br>Econsent<br> provided.Buyer<br>Comment<br>(2025-10-17):<br>electronic<br>consent | 10/21/2025 |  |  | 1 C A |  | MA | Investment | Purchase | C A | N/A | N/A | No |
| 224248624 | [Redacted] | [Redacted] |  | 34718019 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request for minimum loan amount less than guideline minimum of<br>$[redacted] ([redacted]) is approved. per disposition, [redacted]% LTV Max, Minimum<br>[redacted] [redacted], Subject to a low loan amount LLPA. | The representative FICO score exceeds the guideline<br> minimum by at least [redacted] points.Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [redacted] months. | Guidelines<br>Representative FICO:<br> [redacted]Representative FICO:<br>[redacted]<br> Reserves: [redacted]<br> Guideline Requirement:<br>[redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-10-15):<br>Client elects<br>to downgrade<br>and waive<br>with the<br>following<br>compensating<br> factors:Guidelines<br>Representative<br>FICO:<br>[redacted]<br> Representative<br>FICO:<br>[redacted]<br> Reserves:<br>[redacted]<br> Guideline<br>Requirement:<br>[redacted] |  |  | 10/15/2025 | 2 B |  | NC | Investment | Purchase | B A |  | N/A | No |
| 224248628 | [Redacted] | [Redacted] |  | 34724665 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID [redacted]<br>Percent Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal Re-<br>Inspection<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | Appraisal Re-Inspection Fee was not disclosed on LE but disclosed as $[redacted] on<br>Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of<br>cure in file. |  |  |  | Reviewer<br>Comment<br>(2025-10-14):<br>Sufficient<br>Cure Provided<br>At Closing |  | 10/14/2025 |  | 1 A |  | NC | Primary | Refinance<br>— Cash-<br>out —<br>Other | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224249776 | [Redacted] | [Redacted] |  | 34725139 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | 1003 Error: Birth<br>Date was not<br>provided |  | Birth date is not provided. |  |  |  | Reviewer<br>Comment<br>(2025-10-17):<br>Date of birth<br>of Member is<br>not required<br>as guarantor<br>details are on<br>file. Exception<br> cleared.Buyer<br>Comment<br>(2025-10-16):<br>PC Cert | 10/17/2025 |  |  | 1 B A |  | FL | Investment | Purchase | B A |  | N/A | No |
| 224249776 | [Redacted] | [Redacted] |  | 34731069 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception Requested and Approved for Borrower does not own primary<br>residence with [redacted] of [redacted]. Condition for max [redacted]% LTV, [redacted]<br>is within guidelines at [redacted]% LTV with landlord experience (no exception required<br>for [redacted]). | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted] months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. |  | SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-10-15):<br>Preapproved<br>exception |  |  | 10/15/2025 | 2 B |  | FL | Investment | Purchase | B A |  | N/A | No |
| 224249777 | [Redacted] | [Redacted] |  | 34728585 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO Documents<br>are missing. |  | Required supporting document to verify $[redacted] for the Investment property

#[redacted] [redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-10-22):<br>Proof of Tax<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-10-21):<br>[redacted] | 10/22/2025 |  |  | 1 C A |  | TN | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224249786 | [Redacted] | [Redacted] |  | 34730163 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID [redacted]<br>Percent Tolerance<br>Violation Without<br>Sufficient Cure<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>HOA/Condo<br>Questionnaire.<br>Fee Amount<br>of $[redacted]<br>exceeds<br>tolerance of<br>$[redacted].[redacted].<br>$[redacted]<br>over legal<br>limit.<br>Insufficient or<br>no cure was<br>provided to<br>the borrower. | HOA/Condo Questionnaire Fee $[redacted] was changed. File does not contain a valid<br>COC for this fee, nor evidence of cure. |  |  |  | Reviewer<br>Comment<br>(2025-10-31):<br>[redacted]<br>received<br>PCCD and<br> LOEBuyer<br>Comment<br>(2025-10-29):<br>PCCD | 10/31/2025 |  |  | 1 C A |  | CA | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224249786 | [Redacted] | [Redacted] |  | 34732187 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Unable to verify [redacted] months' rental history for the primary residence. |  |  |  | Reviewer<br>Comment<br>(2025-11-03):<br>Per client,<br>VOR was not<br>required at<br>underwriter<br> discretion.Buyer<br>Comment<br>(2025-10-30):<br>Per<br>guidelines,<br>VOR is up to<br>underwriter<br>discretion and<br>[redacted] be<br>required, but<br>is not. Please<br>cancel. | 11/03/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224249786 | [Redacted] | [Redacted] |  | 34732338 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document: HOA<br>Questionnaire not<br>provided |  | The file is missing the Condo Questionnaire. |  |  |  | Reviewer<br>Comment<br>(2025-10-28):<br>Received<br>required<br>documentation.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-10-24):<br>condo | 10/28/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224249786 | [Redacted] | [Redacted] |  | 34732457 |  | Credit | Title | General | Title | Title Policy<br>Coverage is less<br>than Original Loan<br>Amount. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-10-22):<br>Received Title<br>commitment<br>document<br>with valid<br>policy<br>amount,<br>information<br>validate<br>accordingly.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-10-21):<br>Supplemental | 10/22/2025 |  |  | 1 B A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224249786 | [Redacted] | [Redacted] |  | 34732782 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match — ATR | Ability to<br>Repay (Dodd-<br>Frank 2014):<br>Originator<br>Loan<br>Designation<br>of Non QM<br>does not<br>match Due<br>Diligence<br>Loan<br>Designation<br>of ATR Fail. | The file is missing the VVOE for co-borrower within [redacted] business days of Note. |  |  |  | Reviewer<br>Comment<br>(2025-12-09):<br>Per lender,<br>employment<br>verification<br>satisfied by<br>verifying<br>employment<br>through<br>reliable third-<br>party<br>documents,<br>including<br>recent<br>paystubs and<br>W-2s. Loan is<br> Non-QM.Reviewer<br>Comment<br>(2025-11-24):<br>For NonQM,<br>employment<br>verification is<br>required for<br>employment<br>income used<br>to qualify.<br>Non-QM<br>loans require<br>VOEs to be<br>dated at or<br>prior to<br>consummation<br>to be<br>considered as<br>required by<br>regulation. All<br>[redacted]<br>factors<br>required to be<br>considered<br>and verified<br>under the<br>ability to<br>repay rule<br>must be at or<br>before<br>consummation.<br> Please note<br>that even if<br>the guidelines<br>allow for post-<br>close<br>verification,<br>this would not<br>meet ATR<br>requirements<br>to verify at or<br>prior to<br>closing and<br>would result<br>in an ATR<br>Fail. While<br>[redacted], for<br>example,<br>allow for<br>VVOE after<br>closing, but<br>before loan<br>delivery, this<br>is only for<br>meeting<br>[redacted]<br>delivery<br>requirements.<br>That timing<br>requirement<br>does not<br>supersede the<br>ATR Rule that<br>requires<br>employment<br>status<br>verification on<br>Non-QMs to<br>be verified at<br>or prior to<br>consummation.<br> Buyer<br>Comment<br>(2025-11-21):<br>per findings<br>on other two<br>VVOE conds:<br>Post dated<br>VOE is<br>allowed as per<br>guidelines,<br>exception<br>cleared<br> Buyer<br>Comment<br>(2025-11-21):<br>please<br>reference past<br>comments of<br>requirements<br>of satisfying<br>the post note<br>vvoe guideline<br>requirements,<br>as it is<br>allowed per<br>Exhibit<br>[redacted]<br> Reviewer<br>Comment<br>(2025-11-21):<br>Unable to<br>clear. Per<br>guidelines, In<br>all cases, a<br>Verbal VOE<br>(dated within<br>[redacted]<br>days of<br>closing) must<br>be completed.<br> Buyer<br>Comment<br>(2025-11-20):<br>waterfall to<br>cleared<br>missing voe<br>cond. please<br>clear<br> Buyer<br>Comment<br>(2025-11-19):<br>apologies,<br>here is the<br>correct VVOE<br> Reviewer<br>Comment<br>(2025-11-17):<br>Received<br>VVOE,<br>however the<br>document is<br>blank and was<br>not completed.<br> Buyer<br>Comment<br>(2025-11-13):<br>We have also<br>provided a<br>post-Note<br>VVOE which<br>satisfies the<br>guideline<br>requirement<br>and is allowed<br>per Exhibit<br>[redacted].<br> Buyer<br>Comment<br>(2025-11-13):<br>the ATR<br>requirement of<br>verification of<br>employment<br>prior to<br>closing was<br>met, the<br>[redacted] day<br>rule does not<br>apply, and<br>post note<br>VOEs can be<br>used in lieu of<br>the [redacted]<br>day pre close<br>according to<br>our guidelines<br>as long as the<br>ATR<br>requirement is<br>met. please<br>downgrade to<br>EV1 and<br>clear. thanks!<br> Reviewer<br>Comment<br>(2025-11-13):<br>Unable to<br>clear. Per<br>guidelines, In<br>all cases, a<br>Verbal VOE<br>(dated within<br>[redacted]<br>days of<br>closing) must<br>be completed.<br> Buyer<br>Comment<br>(2025-11-12):<br>closing voe<br>not required<br>per UW<br>v[redacted]<br>program<br>guidelines<br>sec[redacted].&<br>[redacted]. per<br>min doc<br>requirements,<br>all has been<br>met: ,<br>employment<br>history was<br>met for B2:<br>[redacted]<br>years taxes<br>docs<br>[redacted] &<br>[redacted] and<br>[redacted]<br>days paystubs<br>doc [redacted]<br>& [redacted].<br>please lower<br>condition to<br>EV1 and<br>clear. thanks! | 12/09/2025 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>status C | Non<br>QM | Non<br>QM | Yes |
| 224249786 | [Redacted] | [Redacted] |  | 34732783 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General Ability To<br>Repay Provision<br>Employment —<br>W-2 | Ability to<br>Repay (Dodd-<br>Frank 2014):<br>Unable to<br>verify current<br>Wages/W-2<br>employment<br>status using<br>reasonably<br>reliable third-<br>party records. | The file is missing the VVOE for co-borrower within [redacted] business days of Note. |  |  |  | Reviewer<br>Comment<br>(2025-11-24):<br>Cleared.<br>Received post<br>closing<br>VVOE.<br>Lender<br>guidelines<br>allow VVOE<br>to be no more<br>than<br>[redacted]<br>business days<br>prior to Note<br>date OR any<br>time after the<br>Note date<br>confirming<br>borrower is<br>currently<br>employed and/<br>or current<br> income level.Buyer<br>Comment<br>(2025-11-21):<br>per findings<br>on other two<br>VVOE conds:<br>Post dated<br>VOE is<br>allowed as per<br>guidelines,<br>exception<br>cleared<br> Buyer<br>Comment<br>(2025-11-21):<br>please<br>reference past<br>comments of<br>requirements<br>of satisfying<br>the post note<br>vvoe guideline<br>requirements,<br>as it is<br>allowed per<br>Exhibit<br>[redacted]<br> Reviewer<br>Comment<br>(2025-11-21):<br>Unable to<br>clear. Per<br>guidelines, In<br>all cases, a<br>Verbal VOE<br>(dated within<br>[redacted]<br>days of<br>closing) must<br>be completed.<br> Buyer<br>Comment<br>(2025-11-20):<br>waterfall to<br>cleared<br>missing voe<br>cond. please<br>clear<br> Buyer<br>Comment<br>(2025-11-19):<br>apologies,<br>here is the<br>correct VVOE<br> Reviewer<br>Comment<br>(2025-11-17):<br>Received<br>VVOE,<br>however the<br>document is<br>blank and was<br>not completed.<br> Buyer<br>Comment<br>(2025-11-13):<br>We have also<br>provided a<br>post-Note<br>VVOE which<br>satisfies the<br>guideline<br>requirement<br>and is allowed<br>per Exhibit<br>[redacted].<br> Buyer<br>Comment<br>(2025-11-13):<br>the ATR<br>requirement of<br>verification of<br>employment<br>prior to<br>closing was<br>met, the<br>[redacted] day<br>rule does not<br>apply, and<br>post note<br>VOEs can be<br>used in lieu of<br>the [redacted]<br>day pre close<br>according to<br>our guidelines<br>as long as the<br>ATR<br>requirement is<br>met. please<br>downgrade to<br>EV1 and<br>clear. thanks!<br> Reviewer<br>Comment<br>(2025-11-13):<br>Unable to<br>clear. Per<br>guidelines, In<br>all cases, a<br>Verbal VOE<br>(dated within<br>[redacted]<br>days of<br>closing) must<br>be completed.<br> Buyer<br>Comment<br>(2025-11-12):<br>closing voe<br>not required<br>per UW<br>v[redacted]<br>program<br>guidelines sec<br>[redacted].&<br>[redacted]. per<br>min doc<br>requirements,<br>all has been<br>met: ,<br>employment<br>history was<br>met for B2:<br>[redacted]<br>years taxes<br>docs<br>[redacted] &<br>[redacted] and<br>[redacted]<br>days paystubs<br>doc [redacted]<br>& [redacted].<br>please lower<br>condition to<br>EV1 and<br>clear. thanks! | 11/24/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224249786 | [Redacted] | [Redacted] |  | 34733188 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | The verification of<br>employment is<br>required and was<br>not found in file. |  | The file is missing the VVOE for co-borrower within [redacted] business days of Note. |  |  |  | Reviewer<br>Comment<br>(2025-12-09):<br>Per lender,<br>employment<br>verification<br>satisfied by<br>verifying<br>employment<br>through<br>reliable third-<br>party<br>documents,<br>including<br>recent<br>paystubs and<br> W-2s.Reviewer<br>Comment<br>(2025-11-20):<br>Post dated<br>VOE is<br>allowed as per<br>guidelines,<br>exception<br>cleared<br> Buyer<br>Comment<br>(2025-11-19):<br>apologies,<br>here is the<br>correct VVOE<br> Reviewer<br>Comment<br>(2025-11-17):<br>Received<br>VVOE,<br>however the<br>document is<br>blank and was<br>not completed.<br> Buyer<br>Comment<br>(2025-11-13):<br>We have also<br>provided a<br>post-Note<br>VVOE which<br>satisfies the<br>guideline<br>requirement<br>and is allowed<br>per Exhibit<br>[redacted].<br> Buyer<br>Comment<br>(2025-11-13):<br>the ATR<br>requirement of<br>verification of<br>employment<br>prior to<br>closing was<br>met, the<br>[redacted] day<br>rule does not<br>apply, and<br>post note<br>VOEs can be<br>used in lieu of<br>the [redacted]<br>day pre close<br>according to<br>our guidelines<br>as long as the<br>ATR<br>requirement is<br>met. please<br>downgrade to<br>EV1 and<br>clear. thanks!<br> Reviewer<br>Comment<br>(2025-11-13):<br>Unable to<br>clear. Per<br>guidelines, In<br>all cases, a<br>Verbal VOE<br>(dated within<br>[redacted]<br>days of<br>closing) must<br>be completed.<br> Buyer<br>Comment<br>(2025-11-12):<br>closing voe<br>not required<br>per UW<br>v[redacted]<br>program<br>guidelines sec<br>[redacted].&<br>[redacted]. per<br>min doc<br>requirements,<br>all has been<br>met: ,<br>employment<br>history was<br>met for B2:<br>[redacted]<br>years taxes<br>docs<br>[redacted] &<br>[redacted] and<br>[redacted]<br>days paystubs<br>doc [redacted]<br>& [redacted].<br>please lower<br>condition to<br>EV1 and<br>clear. thanks! | 11/20/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224249786 | [Redacted] | [Redacted] |  | 34733189 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Verification(s) of<br>employment is not<br>within 10 business<br>days of the Note. |  | The file is missing the VVOE for co-borrower within [redacted] business days of Note. |  |  |  | Reviewer<br>Comment<br>(2025-12-09):<br>Per lender,<br>employment<br>verification<br>satisfied by<br>verifying<br>employment<br>through<br>reliable third-<br>party<br>documents,<br>including<br>recent<br>paystubs and<br> W-2s.Reviewer<br>Comment<br>(2025-11-20):<br>Post dated<br>VOE is<br>allowed as per<br>guidelines,<br>exception<br>cleared<br> Buyer<br>Comment<br>(2025-11-19):<br>apologies,<br>here is the<br>correct VVOE<br> Reviewer<br>Comment<br>(2025-11-17):<br>Received<br>VVOE,<br>however the<br>document is<br>blank and was<br>not completed.<br> Buyer<br>Comment<br>(2025-11-13):<br>We have also<br>provided a<br>post-Note<br>VVOE which<br>satisfies the<br>guideline<br>requirement<br>and is allowed<br>per Exhibit<br>[redacted].<br> Buyer<br>Comment<br>(2025-11-13):<br>the ATR<br>requirement of<br>verification of<br>employment<br>prior to<br>closing was<br>met, the<br>[redacted] day<br>rule does not<br>apply, and<br>post note<br>VOEs can be<br>used in lieu of<br>the [redacted]<br>day pre close<br>according to<br>our guidelines<br>as long as the<br>ATR<br>requirement is<br>met. please<br>downgrade to<br>EV1 and<br>clear. thanks!<br> Reviewer<br>Comment<br>(2025-11-13):<br>Unable to<br>clear. Per<br>guidelines, In<br>all cases, a<br>Verbal VOE<br>(dated within<br>[redacted]<br>days of<br>closing) must<br>be completed.<br> Buyer<br>Comment<br>(2025-11-12):<br>closing voe<br>not required<br>per UW<br>[redacted]<br>program<br>guidelines sec<br>[redacted].&<br>[redacted]. per<br>min doc<br>requirements,<br>all has been<br>met: ,<br>employment<br>history was<br>met for B2:<br>[redacted]<br>years taxes<br>docs<br>[redacted] &<br>[redacted] and<br>[redacted]<br>days paystubs<br>doc [redacted]<br>& [redacted].<br>please lower<br>condition to<br>EV1 and<br>clear. thanks! | 11/20/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224249998 | [Redacted] | [Redacted] |  | 34735186 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow borrower with less than [redacted] years of<br>employment i the same field. | Borrower has verified disposable income of at least<br> $[redacted].Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [redacted] months PITIA or more.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. |  | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-10-16):<br>Preapproved<br>exception |  |  | 10/16/2025 | 2 B |  | OH | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224250633 | [Redacted] | [Redacted] |  | 34729462 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for Max [redacted]% LTV Borrower to sign ACH agreement<br>Subject to meeting all other Signature Expanded guideline requirements | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more<br>than [redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [redacted] months.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Guidelines<br>Representative FICO:<br> [redacted]Representative FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-10-20):<br>Client elects<br>to waive with<br>compensating<br> factors.Buyer<br>Comment<br>(2025-10-20):<br>Anything<br>needed for<br>this? |  |  | 10/20/2025 | 2 C B |  | IL | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224250633 | [Redacted] | [Redacted] |  | 34729513 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID [redacted]<br>Percent Tolerance<br>Violation Without<br>Sufficient Cure<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].[redacted].<br>$[redacted]<br>over legal<br>limit.<br>Insufficient or<br>no cure was<br>provided to<br>the borrower. | The Credit report Fee of $[redacted] was initially disclosed to the borrower on the Loan<br>Estimate dated[redacted]. However, it was later disclosed as $[redacted] on the Closing<br>Disclosure dated [redacted], reflecting an increase of $[redacted].00.No change of<br>circumstances or cure was provided to the borrower to justify this increase. |  |  |  | Reviewer<br>Comment<br>(2025-10-28):<br>[redacted]<br>Received<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br> Corrected CD.Buyer<br>Comment<br>(2025-10-27):<br>pccd, lox,<br>label and<br>check<br> Reviewer<br>Comment<br>(2025-10-21):<br>[redacted]<br>received COC<br>.However,the<br>reason<br>mentioned on<br>COC is not<br>valid. Kindly<br>provide a<br>valid reason<br>as to why the<br>credit report<br>fee increased<br>on CD dated<br>[redacted] for<br>$[redacted] or<br>cure due to<br>borrower.<br>Cure<br>documents<br>consist of Post<br>CD,LOX,Copy<br>of refund<br>check and<br>proof of<br>mailing.<br> Buyer<br>Comment<br>(2025-10-20):<br>See DOC ID<br>[redacted] for<br>the COC and<br>DOC ID<br>[redacted] for<br>CD |  | 10/28/2025 |  | 2 C B |  | IL | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224250633 | [Redacted] | [Redacted] |  | 34729514 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID [redacted]<br>Percent Tolerance<br>Violation Without<br>Sufficient Cure<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Attorney's<br>Fee (Closing<br>Agent and<br>Other). Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted]<br>$[redacted]<br>over legal<br>limit.<br>Insufficient or<br>no cure was<br>provided to<br>the borrower. | The Attorney Fee (closing agent and other) of $[redacted] was disclose to the borrower<br>on the final closing disclosure however was not disclosure on the loan estimate with no<br>valid change of circumstances |  |  |  | Reviewer<br>Comment<br>(2025-10-28):<br>[redacted]<br>Received<br>Corrected<br>PCCD and<br>LOE moving<br>fee to section<br> [redacted].Buyer<br>Comment<br>(2025-10-27):<br>see uploaded<br> Reviewer<br>Comment<br>(2025-10-21):<br>[redacted]<br>received COC<br>.However, the<br>reason<br>mentioned on<br>COC is not<br>valid. Kindly<br>provide a<br>valid reason<br>as to why the<br>Attorney fee<br>added on CD<br>dated<br>[redacted] for<br>$[redacted] or<br>cure due to<br>borrower.<br>Cure<br>documents<br>consist of Post<br>CD,LOX,Copy<br>of refund<br>check and<br>proof of<br>mailing.<br> Buyer<br>Comment<br>(2025-10-20):<br>See DOC ID<br>[redacted] for<br>the COC and<br>DOC ID<br>[redacted] for<br>CD | 10/28/2025 |  |  | 1 C A |  | IL | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224250638 | [Redacted] | [Redacted] |  | 34730547 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO Documents<br>are missing. |  | Insurance Verification, Tax Verification are missing for the [redacted] Street property. |  |  |  | Reviewer<br>Comment<br>(2025-10-22):<br>Insurance<br>Verification,<br>Tax<br>Verification<br>received and<br>verified.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-10-21):<br>reo taxes &<br>ins | 10/22/2025 |  |  | 1 C A |  | WA | Second<br>Home | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224250638 | [Redacted] | [Redacted] |  | 34792830 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM | Self-Employed<br>Tax Return<br>Recency — ATR | Ability to<br>Repay (Dodd-<br>Frank 2014):<br>Self<br>Employed<br>Tax Returns<br>— The<br>business or<br>personal tax<br>returns<br>provided are<br>not the most<br>recent.<br>Application<br>Date<br>[redacted],<br>Most Recent<br>Tax Return<br>End Date<br>[redacted],<br>Tax Return<br>Due Date<br>[redacted]. | The business or personal tax returns provided are not the most recent. Application Date<br>[redacted] Most Recent Tax Return End Date [redacted] |  |  |  | Reviewer<br>Comment<br>(2025-10-30):<br>Client elects<br> to waive.Reviewer<br>Comment<br>(2025-10-29):<br>Sufficient<br>evidence was<br>provided with<br>the original<br>loan file.<br>Citing<br>cancelled.<br> Buyer<br>Comment<br>(2025-10-28):<br>Borrowers<br>have<br>extension in<br>place for year<br>[redacted] |  |  | 10/30/2025 | 2 B |  | WA | Second<br>Home | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224250640 | [Redacted] | [Redacted] |  | 34728049 |  | Credit | Asset | Asset<br>Documentation | Asset | Guideline<br>Issue:Insufficient<br>asset<br>documentation. |  | Require [redacted] consecutive months bank statement. |  |  |  | Reviewer<br>Comment<br>(2025-10-20):<br>[redacted]<br>months<br>documents<br>located,<br>exception<br> clearedBuyer<br>Comment<br>(2025-10-17):<br>please see doc

#[redacted]<br>for [redacted]<br>bnk stmt and<br>doc

#[redacted]<br>for [redacted]<br>bnk stmt.<br>please cancel<br>condition.<br>thanks! | 10/20/2025 |  |  | 1 C A |  | VA | Investment | Purchase | C A |  | N/A | No |
| 224250646 | [Redacted] | [Redacted] |  | 34728932 |  | Credit | Title | Document<br>Error | Title | The Preliminary<br>title policy is<br>within [redacted]<br>or [redacted] and<br>does not reflect a<br>coverage amount<br>(no final title<br>policy in file).<br>Unable to<br>determine if<br>appropriate<br>coverage is<br>provided. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-10-23):<br>Supplement<br>policy<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-10-22):<br>Supplemental | 10/23/2025 |  |  | 1 B A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor<br>Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224250646 | [Redacted] | [Redacted] |  | 34729200 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | [redacted], [redacted] has Short Term Rental, Vacation<br>Rental Income Statement is missing |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-23):<br>[redacted]<br>short<br>term<br>rental<br>income<br>supporting<br>document<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-22):<br>[redacted] | 10/23/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224250646 | [Redacted] | [Redacted] |  | 34729208 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match —<br>ATR | Ability to Repay<br>(Dodd-Frank<br>2014):<br>Originator Loan<br>Designation of<br>Non QM does<br>not match Due<br>Diligence Loan<br>Designation of<br>ATR Fail. | Waterfall due to missing REO documents, ATR Failed |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-23):<br>[redacted]<br>short<br>term<br>rental<br>income<br>supporting<br>document<br>received,<br>exception<br>cleared. | 10/23/2025 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>status C | Non<br>QM | Non<br>QM | Yes |
| 224250646 | [Redacted] | [Redacted] |  | 34729209 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM | NonQM ATR | Ability-to-Repay<br>(Dodd-Frank<br>2014): General<br>Ability-to-Repay<br>requirements not<br>satisfied. | Waterfall due to missing REO documents, ATR Failed |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-23):<br>[redacted]<br>short<br>term<br>rental<br>income<br>supporting<br>document<br>received,<br>exception<br>cleared. | 10/23/2025 |  |  | 1 A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224250646 | [Redacted] | [Redacted] |  | 34729220 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Income and<br>Assets —<br>REO<br>[redacted]%<br>Method | Ability to Repay<br>(Dodd-Frank<br>2014): Unable to<br>verify Real<br>Estate Owned<br>income<br>([redacted]%<br>Method) using<br>reasonably<br>reliable third-<br>party records. | Missing [redacted] has Short Term Rental, Vacation<br>Rental Income Statement is missing, ATR Failed |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-23):<br>[redacted]<br>short<br>term<br>rental<br>income<br>supporting<br>document<br>received,<br>exception<br>cleared. | 10/23/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224250652 | [Redacted] | [Redacted] |  | 34729368 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee Tolerance<br>exceeded for<br>Transfer Tax.<br>Fee Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-15):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/15/2025 |  | 1 A |  | FL | Primary | Purchase | Final CD<br>evidences<br>Cure B A | Non<br>QM | Non<br>QM | Yes |
| 224250652 | [Redacted] | [Redacted] |  | 34729427 |  | Credit | Title | General | Title | Title Policy<br>Coverage is<br>less than<br>Original Loan<br>Amount. |  | The Title Policy Amount of $[redacted]in Title<br>commitment is less than the Loan amount of $[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-23):<br>Updated<br>Title<br>commitment<br>received<br>and<br>verified.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-21):<br>title sup | 10/23/2025 |  |  | 1 B A |  | FL | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224251774 | [Redacted] | [Redacted] |  | 34737525 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded. Total<br>amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted]plus<br>[redacted]% or<br>$[redacted].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. | [redacted]% tolerance was exceeded by $[redacted]due to<br>addition of Recoding fees. No valid COC provided, cure<br>provided at closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-16):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/16/2025 |  | 1 A |  | NH | Second<br>Home | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224251774 | [Redacted] | [Redacted] |  | 34737526 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee Tolerance<br>exceeded for<br>Transfer Tax.<br>Fee Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. | Transfer Tax Fee was last disclosed as $[redacted]on Loan<br>estimate but disclosed as $[redacted]on Final Closing<br>Disclosure. File does not contain a valid Changed of<br>Circumstance for this fee, cure provided at closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-16):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/16/2025 |  | 1 A |  | NH | Second<br>Home | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224251797 | [Redacted] | [Redacted] |  | 34729178 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Business<br>Purpose<br>Certificate not<br>provided |  | Business Purpose Certificate is missing in the file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Received<br>Business<br>Purpose<br>Certificate.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-27):<br>Business<br>Purpose<br>Cert | 10/28/2025 |  |  | 1 C A |  | TN | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A |  | N/A | No |
| 224251797 | [Redacted] | [Redacted] |  | 34729179 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>Cash-Out<br>Utilization not<br>provided |  | Cash out utilization not provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Received<br>Business<br>Purpose<br>Certificate.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-27):<br>Business<br>Purpose<br>Cert has<br>been<br>submitted | 10/28/2025 |  |  | 1 C A |  | TN | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A |  | N/A | No |
| 224251797 | [Redacted] | [Redacted] |  | 34729206 |  | Credit | Credit | Credit<br>Documentation | Credit | There is no<br>lease in place<br>for the subject<br>property and<br>the absence of<br>this document<br>casts doubt on<br>business<br>purpose of<br>loan. |  | The property is tenant occupied, however the lease<br>agreement is missing in the file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Property<br>is short<br>term<br>rental.<br>Received<br>Airbnb<br>website<br>listing<br>document.<br>Verified<br>and<br>updated<br>details.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>10-27):<br>[redacted]<br>and<br>[redacted]<br>listing<br> Reviewer<br>Comment<br>(2025-<br>10-23):<br>[redacted]<br>statement<br>does not<br>have<br>subject<br>property<br>address.<br>Provide<br>[redacted]<br>with<br>property<br>address<br>and<br>listing.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-22):<br>PC Cert | 10/28/2025 |  |  | 1 C A |  | TN | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A |  | N/A | No |
| 224252026 | [Redacted] | [Redacted] |  | 34728796 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender approved exception at origination for [redacted]-<br>day delinquency on [redacted]. Exception approved with<br>condition: Borrower to provide evidence of minimum<br>[redacted]months reserves. Title to confirm outstanding<br>timeshare debt will not affect title. Subject to meeting all<br>other voltage guideline requirements. | The representative FICO score exceeds the guideline<br> minimum by at least [redacted] points.Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [redacted] months.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted]. | Exception approved<br>with comp factors. | SitusAMC,Originator<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-17):<br>Exception<br>approved<br>with<br>comp<br>factors. |  |  | 10/17/2025 | 2 B |  | NC | Investment | Purchase | B A |  | N/A | No |
| 224252026 | [Redacted] | [Redacted] |  | 34728820 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender approved exception at origination for [redacted]%<br>LTV with [redacted] and [redacted] year Declining PPP.<br>Exception approved with condition: Borrower to provide<br>evidence of minimum [redacted]months reserves. Title to<br>confirm outstanding timeshare debt will not affect title.<br>Subject to meeting all other voltage guideline<br>requirements. | The representative FICO score exceeds the guideline<br> minimum by at least [redacted] points.Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [redacted] months.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted]. | Exception approved<br>with comp factors. | SitusAMC,Originator<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-17):<br>Exception<br>approved<br>with<br>comp<br>factors. |  |  | 10/17/2025 | 2 B |  | NC | Investment | Purchase | B A |  | N/A | No |
| 224252237 | [Redacted] | [Redacted] |  | 34740387 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  | Evidence of E-Consent is missing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-20):<br>E-Sign<br>Consent<br>Proof<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-17):<br>Attached | 10/20/2025 |  |  | 1 C A |  | AZ | Second<br>Home | Refinance<br>— Rate/<br>Term | C B A | Non<br>QM | Non<br>QM | No |
| 224252237 | [Redacted] | [Redacted] |  | 34740416 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee Tolerance<br>exceeded for<br>Appraisal Fee.<br>Fee Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to the<br>borrower. | Appraisal Fee was increased on the initial Closing<br>Disclosure. File does not contain a valid Change of<br>Circumstance for the increased fee and there was no<br>evidence of a tolerance cure. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-29):<br>[redacted]received<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check,<br>and<br>Corrected<br> CD.Buyer<br>Comment<br>(2025-<br>10-28):<br>Attached<br> Reviewer<br>Comment<br>(2025-<br>10-22):<br>[redacted]<br>received<br>Corrected<br>PCCD,<br>LOE,<br>Refund<br>Check<br>and Proof<br>of<br>Mailing.<br>FedEx<br>tracking<br>indicates<br>label has<br>been<br>created,<br>but<br>package<br>has not<br>been<br>shipped.<br>Proof of<br>mailing<br>required<br>to cure.<br> Buyer<br>Comment<br>(2025-<br>10-21):<br>Attached |  | 10/29/2025 |  | 2 C B |  | AZ | Second<br>Home | Refinance<br>— Rate/<br>Term | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224252237 | [Redacted] | [Redacted] |  | 34753428 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM | Self-<br>Employed Tax<br>Return<br>Recency —<br>ATR | Ability to Repay<br>(Dodd-Frank<br>2014): Self<br>Employed Tax<br>Returns — The<br>business or<br>personal tax<br>returns provided<br>are not the most<br>recent.<br>Application<br>Date [redacted],<br>Most Recent<br>Tax Return End<br>Date [redacted],<br>Tax Return Due<br>Date [redacted] | File contain tax extension document for [redacted]<br>personal filing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-21):<br>Client<br>elects to<br> waive.Buyer<br>Comment<br>(2025-<br>10-17):<br>Extension<br>forms are<br>located in<br>[redacted]/[redacted].<br>Please<br>provide<br>detailed<br>clarification<br>as to<br>what<br>further is<br>required. |  |  | 10/21/2025 | 2 B |  | AZ | Second<br>Home | Refinance<br>— Rate/<br>Term | C B A | Non<br>QM | Non<br>QM | No |
| 224252251 | [Redacted] | [Redacted] |  | 34738721 |  | Compliance | TRID | Document<br>Error | TRID | Closing<br>Disclosure:<br>Dates are not<br>in<br>chronological<br>order. |  | Final Closing Disclosure issued date [redacted] and<br>whereas borrower signed and dated on [redacted] |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-31):<br>Received<br>Title<br>Correspondence<br>for<br>confirming<br>actual<br>signing<br>date.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-29):<br>PC Cert<br>—<br>signature<br>date<br> Reviewer<br>Comment<br>(2025-<br>10-27):<br>An<br>attestation<br>letter<br>from the<br>title<br>company<br>regarding<br>the actual<br>date<br>signed<br>would be<br>required.<br> Buyer<br>Comment<br>(2025-<br>10-23):<br>PC Cert | 10/31/2025 |  |  | 1 B A |  | SC | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224252251 | [Redacted] | [Redacted] |  | 34738732 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Revised<br>Loan Estimate<br>Timing Before<br>Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>Revised Loan<br>Estimate<br>provided on<br>[redacted] not<br>received by<br>borrower at least<br>[redacted]<br>business days<br>prior to closing. | Loan Estimate provided on [redacted] not received by<br>borrower at least [redacted] business days prior to closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-24):<br>[redacted]<br>received<br>disclosure<br>summary<br> sufficeBuyer<br>Comment<br>(2025-<br>10-23):<br>PC Cert | 10/24/2025 |  |  | 1 C A |  | SC | Second<br>Home | Purchase | No Defined<br>Cure A | Non<br>QM | Non<br>QM | No |
| 224252251 | [Redacted] | [Redacted] |  | 34738733 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee Tolerance<br>exceeded for<br>Appraisal Fee.<br>Fee Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-16):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/16/2025 |  | 1 A |  | SC | Second<br>Home | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224252251 | [Redacted] | [Redacted] |  | 34742033 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match —<br>ATR Risk | Ability to Repay<br>(Dodd-Frank<br>2014):<br>Originator Loan<br>Designation of<br>Non QM does<br>not match Due<br>Diligence Loan<br>Designation of<br>ATR Risk. | File is missing tax verification for the [redacted] property. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-06):<br>Corrected<br>1003 and<br>1008<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-04):<br>taxes and<br>insurance<br>have<br>been<br>corrected<br> Reviewer<br>Comment<br>(2025-<br>10-24):<br>Required<br>Supporting<br>Documents<br>missing<br>for the<br>$[redacted].<br>Provided<br>HOI,<br>HOA and<br>Tax<br>certificate<br>documents.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-23):<br>HOI<br>attached<br> Reviewer<br>Comment<br>(2025-<br>10-23):<br>As per<br>Final<br>1003,<br>REO<br>property<br>for the<br>[redacted]<br>has<br>monthly<br>insurance<br>and tax<br>and HOA<br>payment<br>as"$[redacted]".<br>Provided<br>Tax and<br>HOA<br>document,<br>Missing<br>hazard<br>Insurance<br>and<br>required<br>source<br>documents<br>for<br>remaining<br>$[redacted].<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-22):<br>tax cert | 11/06/2025 |  |  | 1 B A C |  | SC | Second<br>Home | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>Loan<br>Designation C | Non<br>QM | Non<br>QM | Yes |
| 224252251 | [Redacted] | [Redacted] |  | 34742034 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency —<br>ATR Impact | Ability to Repay<br>(Dodd-Frank<br>2014): There are<br>guideline<br>deficiencies<br>related to<br>income and/or<br>asset doc<br>requirements<br>which could<br>result in a risk to<br>the borrower's<br>ability to repay.<br>(Exception is<br>eligible to be<br>regraded with<br>compensating<br>factors.) | File is missing tax verification for the Villa Verda<br>property. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-06):<br>Corrected<br>1003 and<br>1008<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-04):<br>corrected<br>taxes &<br>ins<br> Reviewer<br>Comment<br>(2025-<br>10-24):<br>Required<br>Supporting<br>Documents<br>missing<br>for the<br>$[redacted].<br>Provided<br>HOI,<br>HOA and<br>Tax<br>certificate<br>documents.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-23):<br>HOI<br>submitted<br> Reviewer<br>Comment<br>(2025-<br>10-23):<br>As per<br>Final<br>1003,<br>REO<br>property<br>for the<br>[redacted]<br>has<br>monthly<br>insurance<br>and tax<br>and HOA<br>payment<br>as"$[redacted]".<br>Provided<br>Tax and<br>HOA<br>document,<br>Missing<br>hazard<br>Insurance<br>and<br>required<br>source<br>documents<br>for<br>remaining<br>$[redacted].<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-22):<br>tax cert<br>has been<br>submitted | 11/06/2025 |  |  | 1 C A |  | SC | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224252251 | [Redacted] | [Redacted] |  | 34742036 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income<br>documentation<br>requirements<br>not met. |  | File is missing tax verification for the [redacted]<br>[redacted] property. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-06):<br>Corrected<br>1003 and<br>1008<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-04):<br>taxes and<br>insurance<br>have<br>been<br>corrected<br> Reviewer<br>Comment<br>(2025-<br>10-24):<br>Required<br>Supporting<br>Documents<br>missing<br>for the<br>$[redacted].<br>Provided<br>HOI,<br>HOA and<br>Tax<br>certificate<br>documents.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-23):<br>HOI<br>submitted<br> Reviewer<br>Comment<br>(2025-<br>10-23):<br>As per<br>Final<br>1003,<br>REO<br>property<br>for the<br>[redacted]<br>has<br>monthly<br>insurance<br>and tax<br>and HOA<br>payment<br>as"$[redacted]".<br>Provided<br>Tax and<br>HOA<br>document,<br>Missing<br>hazard<br>Insurance<br>and<br>required<br>source<br>documents<br>for<br>remaining<br>$[redacted].<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-22):<br>tax cert<br>has been<br>submitted | 11/06/2025 |  |  | 1 C A |  | SC | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224252251 | [Redacted] | [Redacted] |  | 34742038 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Investor<br>Guidelines | Ability to Repay<br>(Dodd-Frank<br>2014): Based on<br>the loan failing<br>[redacted]or<br>more guideline<br>components, the<br>loan is at ATR<br>risk. | File is missing tax verification for the Villa Verda<br>property. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-06):<br>Corrected<br>1003 and<br>1008<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-04):<br>taxes and<br>insurance<br>have<br>been<br>corrected<br> Reviewer<br>Comment<br>(2025-<br>10-24):<br>Required<br>Supporting<br>Documents<br>missing<br>for the<br>$[redacted].<br>Provided<br>HOI,<br>HOA and<br>Tax<br>certificate<br>documents.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-23):<br>HOI<br>submitted<br> Reviewer<br>Comment<br>(2025-<br>10-23):<br>As per<br>Final<br>1003,<br>REO<br>property<br>for the<br>[redacted]<br>has<br>monthly<br>insurance<br>and tax<br>and HOA<br>payment<br>as"$[redacted]".<br>Provided<br>Tax and<br>HOA<br>document,<br>Missing<br>hazard<br>Insurance<br>and<br>required<br>source<br>documents<br>for<br>remaining<br>$[redacted].<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-22):<br>tax cert<br>has been<br>submitted | 11/06/2025 |  |  | 1 C A |  | SC | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224252259 | [Redacted] | [Redacted] |  | 34738679 |  | Credit | Insurance | Insurance<br>Analysis | Insurance | Insufficient<br>Coverage:<br>Hazard<br>insurance<br>coverage<br>amount is<br>insufficient. |  | Hazard Insurance Coverage Amount is insufficient by<br>$[redacted] |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-22):<br>Received<br>replacement<br>cost<br>estimator.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-21):<br>RCE | 10/22/2025 |  |  | 1 C A |  | NJ | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224252260 | [Redacted] | [Redacted] |  | 34735661 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender Exception Requested and Approved for applicant<br>exceeding guideline of [redacted]loans maximum not to<br>exceed $[redacted]in aggregate. Applicant has a total of<br>[redacted]loans plus [redacted] loans in process totaling <<br>$[redacted]. Condition for [redacted]% Max LTV/CLTV<br>and [redacted][redacted]. | Borrower has owned the subject property for at least<br> [redacted] years.Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [redacted] months.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. |  | SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-17):<br>Preapproved<br>exception |  |  | 10/17/2025 | 2 B |  | NJ | Investment | Refinance<br>— Cash-<br>out —<br>Other | B A |  | N/A | No |
| 224252726 | [Redacted] | [Redacted] |  | 34738435 |  | Compliance | Compliance | State<br>Compliance | State HPML | [redacted]<br>HPML<br>Threshold<br>Test<br>Compliant | [redacted]Higher-Priced<br>Mortgage Loan:<br>APR on subject<br>loan of<br>[redacted]% or<br>Final Disclosure<br>APR of<br>[redacted]% is<br>equal to or<br>greater than the<br>threshold of<br>APOR<br>[redacted]% +<br>[redacted]%, or<br>[redacted][redacted]%<br>Compliant<br>Higher Priced<br>Loan. |  |  |  |  | Buyer<br>Comment<br>(2025-<br>10-23):<br>please<br>waive,<br>per your<br>comments<br>that this<br>is for<br>information<br>purposes<br> onlyReviewer<br>Comment<br>(2025-<br>10-22):<br>Unable to<br>cancel<br>condition,<br>however<br>this is an<br>EV2<br>citing for<br>informational<br>purposes<br>only and<br>is able to<br>be<br>waived.<br> Buyer<br>Comment<br>(2025-<br>10-20):<br>this falls<br>under<br>QM<br>mortgage<br>exemption.<br>please<br>cancel<br>condition. |  |  | 10/23/2025 | 2 B |  | MA | Primary | Purchase | No obvious<br>cure B A | Non<br>QM | Non<br>QM | No |
| 224254515 | [Redacted] | [Redacted] |  | 34737398 |  | Credit | Insurance | Insurance<br>Analysis | Insurance | Insufficient<br>Coverage:<br>Hazard<br>insurance<br>coverage<br>amount is<br>insufficient. |  | Hazard Insurance Coverage Amount is insufficient. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-29):<br>The<br>replacement<br>cost<br>estimator<br>shows a<br>value of<br>$[redacted],<br>while the<br>hazard<br>insurance<br>policy<br>provides<br>coverage<br>of<br>$[redacted],<br>which is<br>sufficient<br>to cover<br>the loan<br>amount.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>10-28):<br>[redacted]<br> Reviewer<br>Comment<br>(2025-<br>10-23):<br>Per<br>Replacement<br>cost<br>estimator<br>cost is<br>$[redacted]<br>and<br>hazard<br>insurance<br>policy<br>has<br>coverage<br>amount<br>of<br>$[redacted]<br>which is<br>not<br>sufficient.<br>HOI<br>coverage<br>is<br>insufficient<br>by<br>$[redacted].<br>Provide<br>verification<br>of policy<br>with<br>sufficient<br>coverage<br>OR<br>provide<br>copy of<br>insurer's<br>replacement<br>cost<br>estimate<br>supporting<br>current<br>coverage<br>amount.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-22):<br>PC Cert | 10/29/2025 |  |  | 1 C A |  | OH | Investment | Purchase | C A |  | N/A | No |
| 224254778 | [Redacted] | [Redacted] |  | 34738281 |  | Credit | Legal /<br>Regulatory /<br>Compliance | Title / Lien<br>Defect | Title | Title Policy is<br>Preliminary or<br>Commitment,<br>and not a<br>Final Title<br>Policy. |  | File is missing a copy of the Final Title Policy. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-22):<br>Provided<br>final title<br>policy.<br>Exception<br>cleared. | 10/22/2025 |  |  | 1 A |  | CA | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224254778 | [Redacted] | [Redacted] |  | 34738284 |  | Credit | Title | Document<br>Error | Title | The<br>Preliminary<br>title policy is<br>within<br>[redacted] and<br>does not<br>reflect a<br>coverage<br>amount (no<br>final title<br>policy in file).<br>Unable to<br>determine if<br>appropriate<br>coverage is<br>provided. |  | Title policy amount not provided in preliminary title<br>policy. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-22):<br>Provided<br>final title<br>policy.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-20):<br>title<br>policy | 10/22/2025 |  |  | 1 B A |  | CA | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224254795 | [Redacted] | [Redacted] |  | 34738601 |  | Credit | Hazard<br>Insurance | Insufficient<br>Coverage | Hazard<br>Insurance | The Hazard<br>Insurance<br>Policy<br>Effective Date<br>is after<br>closing. | Hazard<br>Insurance Policy<br>Effective Date<br>___,<br>Disbursement<br>Date: ___ | The Hazard Insurance Policy Effective Date is [redacted]<br>however Disbursement Date is [redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>Lender<br>attestation<br>was<br> providedBuyer<br>Comment<br>(2025-<br>11-06):<br>signed<br>Letter of<br>No Loss | 11/10/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224254802 | [Redacted] | [Redacted] |  | 34738381 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income Docs<br>Missing: |  | Bank Statement missing in loan file for the account

#[redacted]in the month of [redacted] |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Bank<br>statement<br>and<br>Income<br>worksheet<br>received<br>—<br>Exception<br> clearedBuyer<br>Comment<br>(2025-<br>10-27):<br>worksheet<br>and<br>missing<br>statement<br> Reviewer<br>Comment<br>(2025-<br>10-23):<br>Income<br>calculation<br>worksheet<br>is<br>reflecting<br>date<br>[redacted]<br>with<br>deposit<br>amount<br>$[redacted]whereas <br>bank<br>statement<br>is dated<br>[redacted]<br>and bank<br>statement<br>for<br>month<br>[redacted]<br>is<br>missing.<br>Corrected<br>income<br>calculation<br>worksheet<br>with<br>correct<br>year and/<br>or bank<br>statement<br>for<br>month<br>[redacted]<br>is<br>required.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-21):<br>Please<br>see DOC<br>ID<br>[redacted]for<br>[redacted]<br>statement | 10/28/2025 |  |  | 1 C A |  | MA | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224254802 | [Redacted] | [Redacted] |  | 34738384 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>Account<br>Statements —<br>Business not<br>provided |  | Bank Statement missing in loan file for the account

#[redacted]in the month of [redacted] |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Missing<br>Document:<br>Account<br>Statements<br>—<br>Business<br>not<br> providedBuyer<br>Comment<br>(2025-<br>10-27):<br>see<br>uploaded<br> Reviewer<br>Comment<br>(2025-<br>10-23):<br>Income<br>calculation<br>worksheet<br>is<br>reflecting<br>date<br>[redacted]<br>with<br>deposit<br>amount<br>$[redacted]whereas <br>bank<br>statement<br>is dated<br>[redacted]<br>and bank<br>statement<br>for<br>month<br>[redacted]<br>is<br>missing.<br>Corrected<br>income<br>calculation<br>worksheet<br>with<br>correct<br>year and/<br>or bank<br>statement<br>for<br>month<br>[redacted]<br>is<br>required.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-21):<br>Please<br>see DOC<br>ID<br>[redacted]for[redacted]<br>statement | 10/28/2025 |  |  | 1 C A |  | MA | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224254802 | [Redacted] | [Redacted] |  | 34738393 |  | Compliance | Compliance | State<br>Compliance | State HPML | [redacted]HPML<br>Threshold<br>Test<br>Compliant | [redacted]Higher-Priced<br>Mortgage Loan:<br>APR on subject<br>loan of<br>[redacted]% or<br>Final Disclosure<br>APR of<br>[redacted]% is<br>equal to or<br>greater than the<br>threshold of<br>APOR<br>[redacted]% +<br>[redacted]%, or<br>[redacted]%<br>Compliant<br>Higher Priced<br>Loan. |  |  |  |  | Buyer<br>Comment<br>(2025-<br>10-27):<br>Please<br>waive<br>informational<br> condReviewer<br>Comment<br>(2025-<br>10-27):<br>This is an<br>EV2<br>exception<br>for<br>informational<br>purposes.<br>This can<br>be<br>waived.<br> Buyer<br>Comment<br>(2025-<br>10-22):<br>this is a<br>high cost<br>loan<br> Buyer<br>Comment<br>(2025-<br>10-22):<br>PCCD &<br>LOX |  |  | 10/27/2025 | 2 B |  | MA | Primary | Purchase | No obvious<br>cure C B A | Non<br>QM | Non<br>QM | No |
| 224254802 | [Redacted] | [Redacted] |  | 34738400 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Survey Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to the<br>borrower. | Survey Fee was last disclosed as $[redacted]on the Loan<br>Estimate but disclosed as $[redacted]on Final Closing<br>Disclosure. File does not contain a Valid change of<br>circumstance for this fee, nor evidence of cure in file |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-23):<br>[redacted]<br>received<br>Corrected<br>PCCD<br>and LOE<br>moving<br>fee to<br>section<br> H.Buyer<br>Comment<br>(2025-<br>10-22):<br>PCCD &<br>LOX | 10/23/2025 |  |  | 1 C A |  | MA | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224254802 | [Redacted] | [Redacted] |  | 34738545 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income<br>documentation<br>requirements<br>not met. |  | Bank Statement missing in loan file for the account

#[redacted]in the month of [redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Bank<br>statement<br>and<br>Income<br>worksheet<br>received<br>—<br>Exception<br> clearedBuyer<br>Comment<br>(2025-<br>10-27):<br>see<br>uploaded<br> Reviewer<br>Comment<br>(2025-<br>10-23):<br>Income<br>calculation<br>worksheet<br>is<br>reflecting<br>date[redacted]<br>with<br>deposit<br>amount<br>$[redacted]whereas <br>bank<br>statement<br>is dated<br>[redacted]<br>and bank<br>statement<br>for<br>month<br>[redacted]<br>is<br>missing.<br>Corrected<br>income<br>calculation<br>worksheet<br>with<br>correct<br>year and/<br>or bank<br>statement<br>for<br>month<br>[redacted]<br>is<br>required.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-21):<br>Please<br>see DOC<br>ID<br>[redacted]for<br>[redacted]<br>statement | 10/28/2025 |  |  | 1 C A |  | MA | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224254802 | [Redacted] | [Redacted] |  | 34738546 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match —<br>ATR Risk | Ability to Repay<br>(Dodd-Frank<br>2014):<br>Originator Loan<br>Designation of<br>Non QM does<br>not match Due<br>Diligence Loan<br>Designation of<br>ATR Risk. | Bank Statement missing in loan file for the account

#[redacted]in the month of [redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Bank<br>statement<br>and<br>Income<br>worksheet<br>received<br>—<br>Exception<br> clearedBuyer<br>Comment<br>(2025-<br>10-27):<br>see<br>uploaded<br> Reviewer<br>Comment<br>(2025-<br>10-23):<br>Income<br>calculation<br>worksheet<br>is<br>reflecting<br>date<br>[redacted]<br>with<br>deposit<br>amount<br>$[redacted]whereas <br>bank<br>statement<br>is dated<br>[redacted]<br>and bank<br>statement<br>for<br>month<br>[redacted]<br>is<br>missing.<br>Corrected<br>income<br>calculation<br>worksheet<br>with<br>correct<br>year and/<br>or bank<br>statement<br>for<br>month<br>[redacted]<br>is<br>required.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-21):<br>Please<br>see DOC<br>ID<br>[redacted]for<br>[redacted]<br>statement | 10/28/2025 |  |  | 1 B A C |  | MA | Primary | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>Loan<br>Designation C B | Non<br>QM | Non<br>QM | Yes |
| 224254802 | [Redacted] | [Redacted] |  | 34738547 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Investor<br>Guidelines | Ability to Repay<br>(Dodd-Frank<br>2014): Based on<br>the loan failing<br>[redacted]or<br>more guideline<br>components, the<br>loan is at ATR<br>risk. | Bank Statement missing in loan file for the account

#[redacted]in the month of [redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Bank<br>statement<br>and<br>Income<br>worksheet<br>received<br>—<br>Exception<br> clearedBuyer<br>Comment<br>(2025-<br>10-27):<br>see<br>uploaded<br> Reviewer<br>Comment<br>(2025-<br>10-23):<br>Income<br>calculation<br>worksheet<br>is<br>reflecting<br>date<br>[redacted]<br>with<br>deposit<br>amount<br>$[redacted]whereas <br>bank<br>statement<br>is dated<br>[redacted]<br>and bank<br>statement<br>for<br>month<br>[redacted]<br>is<br>missing.<br>Corrected<br>income<br>calculation<br>worksheet<br>with<br>correct<br>year and/<br>or bank<br>statement<br>for<br>month<br>[redacted]<br>is<br>required.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-21):<br>Please<br>see DOC<br>ID<br>[redacted]for<br>[redacted]<br>statement | 10/28/2025 |  |  | 1 C A |  | MA | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224254802 | [Redacted] | [Redacted] |  | 34738548 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency —<br>ATR Impact | Ability to Repay<br>(Dodd-Frank<br>2014): There are<br>guideline<br>deficiencies<br>related to<br>income and/or<br>asset doc<br>requirements<br>which could<br>result in a risk to<br>the borrower's<br>ability to repay.<br>(Exception is<br>eligible to be<br>regraded with<br>compensating<br>factors.) | Bank Statement missing in loan file for the account

#[redacted]in the month of[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Bank<br>statement<br>and<br>Income<br>worksheet<br>received<br>—<br>Exception<br> clearedBuyer<br>Comment<br>(2025-<br>10-27):<br>see<br>uploaded<br> Reviewer<br>Comment<br>(2025-<br>10-23):<br>Income<br>calculation<br>worksheet<br>is<br>reflecting<br>date[redacted]<br>with<br>deposit<br>amount<br>$[redacted]whereas <br>bank<br>statement<br>is dated<br>[redacted]<br>and bank<br>statement<br>for<br>month<br>[redacted]<br>is<br>missing.<br>Corrected<br>income<br>calculation<br>worksheet<br>with<br>correct<br>year and/<br>or bank<br>statement<br>for<br>month<br>[redacted]<br>is<br>required.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-21):<br>Please<br>see DOC<br>ID<br>[redacted]for<br>[redacted]<br>statement | 10/28/2025 |  |  | 1 C A |  | MA | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224254983 | [Redacted] | [Redacted] |  | 34739428 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee Tolerance<br>exceeded. Total<br>amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted]plus<br>[redacted]% or<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to the<br>borrower. | Fee increased without a valid change of circumstance.<br>Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>[redacted]received<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check,<br>and<br>Corrected<br> CD.Buyer<br>Comment<br>(2025-<br>11-07):<br>PCCD<br>with cure<br> Reviewer<br>Comment<br>(2025-<br>10-24):<br>[redacted]received<br>rebuttal,<br>however<br>title fees<br>were<br>disclosed<br>in<br>Section B<br>which are<br>tested at<br>[redacted]%<br>tolerance.<br>Appears<br>borrower<br>shopped<br>for title<br>fees.<br>Corrected<br>CD<br>moving<br>the title<br>fees to<br>Section C<br>and LOE<br>to<br>borrower<br>required<br>to cure.<br> Buyer<br>Comment<br>(2025-<br>10-23):<br>those<br>fees<br>should be<br>non APR<br>fees, no<br>cure<br>should be<br>needed.<br> Reviewer<br>Comment<br>(2025-<br>10-22):<br>[redacted]received<br>rebuttal<br>comment<br>and copy<br>of final<br>CD but<br>as per the<br>file the<br>[redacted]%<br>fees only<br>contains<br>Title —<br>CPL fee,<br>Title —<br>Lenders<br>Title<br>Insurance,<br>Title —<br>Municipal<br>Lien<br>Certificate<br>Fee and<br>Recording<br>fee. The<br>baseline<br>of these<br>fees are<br>$[redacted]after<br>adding<br>[redacted]%<br>tolerance<br>$[redacted].<br>The fees<br>charged<br>at closing<br>is<br>$[redacted].<br>Required<br>cure is<br>$[redacted].<br>Please<br>provide<br>VCC for<br>adding<br>Title —<br>Municipal<br>Lien<br>Certificate<br>on CD<br>dated<br>[redacted]<br>or<br>provide<br>cure<br>docs.<br>Cure<br>requirements<br>include<br>LOE,<br>corrected<br>CD,<br>proof of<br>mailing<br>and copy<br>of refund<br>check.<br> Buyer<br>Comment<br>(2025-<br>10-21):<br>Final<br>Settlement<br>Statement<br>added,<br>several<br>fees are<br>not<br>added,<br>please<br>update<br>your<br>system to<br>match the<br>fees from<br>title, no<br>cure is<br>needed |  | 11/10/2025 |  | 2 C B |  | CT | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224254983 | [Redacted] | [Redacted] |  | 34753380 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Borrower is a first-time home buyer living rent-free with<br>[parent]. Per guidelines, a borrower who is currently living<br>rent-free, or living without a housing payment history is<br>eligible, provided they are not a first-time home buyer. | Borrower has verified disposable income of at least<br> $[redacted].Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [redacted] months.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Documentation Type:<br>[redacted]mo Bank<br> StatementDisposable Income:<br>$[redacted]<br> Guidelines<br>Representative FICO:<br>[redacted]<br> Representative FICO:<br>[redacted] | Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-11):<br>Client<br>elects to<br>waive<br>with<br>compensating<br> factors.Buyer<br>Comment<br>(2025-<br>11-07):<br>Exception<br> Reviewer<br>Comment<br>(2025-<br>10-23):<br>Received<br>rent free<br>letter,<br>however<br>the<br>guides<br>state: A<br>borrower<br>who is<br>currently<br>rent free<br>or living<br>without a<br>housing<br>payment<br>history is<br>eligible<br>per<br>guidelines,<br>provided<br>they are<br>not a first<br>time<br>home<br>buyer.<br>This is in<br>section<br>[redacted]of<br>the new<br>guides.<br> Buyer<br>Comment<br>(2025-<br>10-21):<br>Rent free<br>letter for<br>first time<br>home<br>owner. |  |  | 11/11/2025 | 2 C B |  | CT | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor<br>Information** | **Applying Party** | **Follow-up Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224255012 | [Redacted] | [Redacted] |  | 34738159 |  | Credit | Credit | Credit<br>Documentation | Credit | Missing<br>Document:<br>OFAC not<br>provided |  | OFAC is missing in the file. |  |  |  | Reviewer Comment<br>(2025-10-23): Provided<br>OFAC search of the<br>borrower. Exception<br> cleared.Buyer Comment (2025-<br>10-22): search<br> Reviewer Comment<br>(2025-10-22): No new<br>document received. Fraud<br>report does not have<br>borrower's name under<br>search. Provide OFAC<br>search for borrower.<br>Exception remains.<br> Buyer Comment (2025-<br>10-21): See DOC ID<br>[redacted]Fraud manager<br>has OFAC searches | 10/23/2025 |  |  | 1 C A |  | OH | Investment | Purchase | C A |  | N/A | No |
| 224255700 | [Redacted] | [Redacted] |  | 34739039 |  | Credit | Credit | Credit<br>Calculation /<br>Analysis | Guideline | Guideline<br>Requirement:<br>Representative<br>FICO score<br>discrepancy. | Representative<br>FICO score of<br>___ is less<br>than Guideline<br>representative<br>FICO score of<br>___. | Representative FICO score of<br>[redacted]is less than Guideline<br>representative FICO score of<br> [redacted].Guidelines requirement not met. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [redacted] months. | Reserves: [redacted]<br> Guideline Requirement:<br>[redacted] | Aggregator,SitusAMC | Reviewer Comment<br>(2025-10-29): Client<br>elects to waive with<br> compensating factors.Buyer Comment (2025-<br>10-27): exception<br> Reviewer Comment<br>(2025-10-23): Original<br>LTV is [redacted]% and<br>score of [redacted]and<br>above is required for<br>[redacted]% LTV on a<br>cash out refinance<br>transaction. Exception<br>remains.<br> Buyer Comment (2025-<br>10-21): Per our investor<br>cash flow guidelines we<br>allow as low as<br>[redacted]score. please<br>cancel invalid cond |  |  | 10/29/2025 | 2 C B |  | IL | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A |  | N/A | No |
| 224255851 | [Redacted] | [Redacted] |  | 34749897 |  | Compliance | TRID | Document<br>Error | TRID | Closing<br>Disclosure:<br>Dates are not<br>in<br>chronological<br>order. |  | Closing disclosure dated<br>[redacted] was signed by<br>borrower on [redacted] |  |  |  | Reviewer Comment<br>(2025-10-29): Received<br>Final Closing Disclosure.<br> Exception cleared.Buyer Comment (2025-<br>10-27): Rebuttal and CD | 10/29/2025 |  |  | 1 B A |  | VA | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224255851 | [Redacted] | [Redacted] |  | 34749902 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Final<br>Closing<br>Disclosure<br>Estimated<br>Escrow<br>Payment<br>Under<br>Disclosed Test | TILA-RESPA<br>Integrated<br>Disclosure —<br>Projected<br>Payments:<br>Final Closing<br>Disclosure<br>provided on<br>[redacted]<br>disclosed an<br>escrow<br>payment for<br>payment<br>stream<br>[redacted] that<br>does not<br>match the<br>actual<br>payment for<br>the loan. | The final CD disclosed the<br>Amount of Total Property Costs<br>over Year [redacted] as<br>$[redacted]on page [redacted];<br>however the annual taxes<br>$[redacted]and homeowners<br>insurance $[redacted]the total is<br>$[redacted]and monthly escrow<br>payment $[redacted]. |  |  |  | Reviewer Comment<br>(2025-10-23): Corrected<br>CD issued [redacted]cured<br> prior to reporting.Reviewer Comment<br>(2025-10-23):<br>[redacted]received<br>rebuttal that doc ID<br>[redacted]CD is the final<br>CD. However, this CD<br>has an issue date of<br>[redacted] which is post<br>close to the [redacted]<br>consummation date and is<br>tested as a PCCD. The<br>date/time stamp of this<br>disclosure also reflects<br>generated on [redacted]<br> Buyer Comment (2025-<br>10-22): Please cancel<br>invalid cond — the Final<br>CD is DOC ID<br>[redacted]which matches |  | 10/23/2025 |  | 2 C B |  | VA | Primary | Purchase | TILA<br>Material<br>Disclosure<br>Cure —<br>Provide the<br>following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>and<br>Corrected<br>CD B | Non<br>QM | Non<br>QM | Yes |
| 224255851 | [Redacted] | [Redacted] |  | 34749903 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Final<br>Closing<br>Disclosure<br>Will Have<br>Escrow —<br>Monthly<br>Escrow<br>Payment<br>Underdisclosed<br>Test | TILA-RESPA<br>Integrated<br>Disclosure —<br>Loan<br>Disclosures:<br>Final Closing<br>Disclosure<br>provided on<br>[redacted]<br>disclosed the<br>Monthly<br>Escrow<br>Payment that<br>does not<br>match the<br>actual escrow<br>payment for<br>the loan. | The final CD disclosed the<br>Amount of Total Property Costs<br>over Year [redacted] as<br>$[redacted]on page [redacted];<br>however the annual taxes<br>$[redacted]and homeowners<br>insurance $[redacted]the total is<br>$[redacted]and monthly escrow<br>payment $[redacted]. |  |  |  | Reviewer Comment<br>(2025-10-23): [redacted]<br>received rebuttal that doc<br>ID [redacted]CD is the<br>final CD. However, this<br>CD has an issue date of<br>[redacted] which is post<br>close to the [redacted]<br>consummation date and is<br>tested as a PCCD. The<br>date/time stamp of this<br>disclosure also reflects<br> generated on [redacted]Reviewer Comment<br>(2025-10-23): [redacted]<br>received rebuttal that doc<br>ID [redacted]CD is the<br>final CD. However, this<br>CD has an issue date of<br>[redacted]which is post<br>close to the [redacted]<br>consummation date and is<br>tested as a PCCD. The<br>date/time stamp of this<br>disclosure also reflects<br>generated on [redacted]<br> Buyer Comment (2025-<br>10-22): Please cancel<br>invalid cond — the Final<br>CD is DOC ID 0272<br>which matches |  | 10/23/2025 |  | 2 C B |  | VA | Primary | Purchase | Provide the<br>following:<br>Letter of<br>Explanation<br>notifying<br>borrower or<br>error and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224255851 | [Redacted] | [Redacted] |  | 34749906 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID Seller<br>Closing<br>Disclosure<br>Contains Fees<br>not reflected<br>on Consumer's<br>Final Closing<br>Disclosure | TILA-RESPA<br>Integrated<br>Disclosure:<br>the Seller's<br>final CD<br>contained fees<br>not reflected<br>on the<br>consumer's<br>CD. | Seller's Final Closing Disclosure<br>disclosed fees are not consistent<br>with Buyer's Final Closing<br>Disclosure seller fees. |  |  |  | Reviewer Comment<br>(2025-10-29): Received<br>Final Closing Disclosure.<br>Exception cleared. | 10/29/2025 |  |  | 1 A |  | VA | Primary | Purchase | Letter of<br>Explanation<br>& Corrected<br>Closing<br>Disclosure B A | Non<br>QM | Non<br>QM | Yes |
| 224256169 | [Redacted] | [Redacted] |  | 34744683 |  | Credit | Insurance | Insurance<br>Documentation | Insurance | Insurance<br>Policy<br>Expiration<br>Date is less<br>than<br>[redacted]days<br>of the Note<br>Date and does<br>not have<br>automatic<br>renewal. |  | Renewal policy not provided in<br>file. |  |  |  | Reviewer Comment<br>(2025-10-27): Received<br>HOI renewal policy with<br>expiration date<br>10/17/2026, Exception<br> cleared.Buyer Comment (2025-<br>10-24): hoi renewal | 10/27/2025 |  |  | 1 C A |  | NJ | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A |  | N/A | No |
| 224256462 | [Redacted] | [Redacted] |  | 34750256 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents are<br>missing. |  | HOA Verification and Insurance<br>Verification missing for<br>[redacted] |  |  |  | Reviewer Comment<br>(2025-10-23): Taxes,<br>insurance, and HOA/<br>common charges on non-<br>subject properties do not<br>need to be documented if<br>utilizing Methods<br>[redacted]. Lender<br>considered [redacted]%<br>tax, [redacted]% insurance<br>and [redacted]% HOA<br> fees, exception cleared.Buyer Comment (2025-<br>10-21): please see<br>calculation sheet doc#<br>[redacted] | 10/23/2025 |  |  | 1 C A |  | MN | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224256462 | [Redacted] | [Redacted] |  | 34750260 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents are<br>missing. |  | HOA Verification and Insurance<br>Verification missing for<br>[redacted] |  |  |  | Reviewer Comment<br>(2025-10-23): Taxes,<br>insurance, and HOA/<br>common charges on non-<br>subject properties do not<br>need to be documented if<br>utilizing Methods<br>[redacted]. Lender<br>considered [redacted]%<br>tax, [redacted]% insurance<br>and [redacted]% HOA<br> fees, exception cleared.Buyer Comment (2025-<br>10-21): please see<br>calculation sheet doc#<br>[redacted] | 10/23/2025 |  |  | 1 C A |  | MN | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224256639 | [Redacted] | [Redacted] |  | 34750835 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>HUD/CD<br>(Asset) not<br>provided |  | Provide the seller's closing<br>disclosure for the pending sale of<br>the property at[redacted], to<br>verify the net proceeds amount of<br>$[redacted]. |  |  |  | Reviewer Comment<br>(2025-11-12): received<br> seller CD.Buyer Comment (2025-<br>11-11): ALTA | 11/12/2025 |  |  | 1 C A |  | NY | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224256639 | [Redacted] | [Redacted] |  | 34750912 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match — ATR<br>Risk | Ability to<br>Repay (Dodd-<br>Frank 2014):<br>Originator<br>Loan<br>Designation of<br>Non QM does<br>not match Due<br>Diligence<br>Loan<br>Designation of<br>ATR Risk. | The debt-to-income (DTI) ratio is<br>higher than the guideline<br>requirement value because the<br>lender used a higher qualifying<br>income than the calculated<br>income. |  |  |  | Reviewer Comment<br>(2025-11-03): Business<br>deposits verified with<br> LOE exception cleared.Buyer Comment (2025-<br>10-31): corrected income<br>calculation, including<br>large deposits originally<br>excluded. | 11/03/2025 |  |  | 1 B A C |  | NY | Primary | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>Loan<br>Designation C B | Non<br>QM | Non<br>QM | Yes |
| 224256639 | [Redacted] | [Redacted] |  | 34750915 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General ATR<br>Provision<br>Investor and<br>Non QM DTIs<br>match and both<br>significantly<br>exceed<br>Guidelines | Ability to<br>Repay (Dodd-<br>Frank 2014):<br>The DTI<br>calculated in<br>accordance<br>with the<br>Lenders<br>Guidelines<br>and<br>[redacted]%<br>significantly<br>exceeds the<br>guideline<br>maximum of<br>[redacted]%.<br>(DTI<br>Exception<br>requires<br>compelling<br>compensating<br>factors to<br>consider<br>regrading to<br>EV2-B.) | The debt-to-income (DTI) ratio is<br>higher than the guideline<br>requirement value because the<br>lender used a higher qualifying<br>income than the calculated<br>income. |  |  |  | Reviewer Comment<br>(2025-11-03): Business<br>deposits verified with<br> LOE exception cleared.Buyer Comment (2025-<br>10-31): corrected /<br>updated income<br>calculation submitted | 11/03/2025 |  |  | 1 C A |  | NY | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224256639 | [Redacted] | [Redacted] |  | 34750918 |  | Credit | Credit | AUS<br>Discrepancy /<br>Guidelines<br>Discrepancy | Guideline | Guideline<br>Requirement:<br>Investor<br>qualifying total<br>debt ratio<br>discrepancy. |  | The debt-to-income (DTI) ratio is<br>higher than the guideline<br>requirement value because the<br>lender used a higher qualifying<br>income than the calculated<br>income. |  |  |  | Reviewer Comment<br>(2025-11-03): Business<br>deposits verified with<br> LOE exception cleared.Buyer Comment (2025-<br>10-31): corrected /<br>updated income<br>calculation submitted | 11/03/2025 |  |  | 1 C A |  | NY | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224256639 | [Redacted] | [Redacted] |  | 34750984 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Exception has been raised that<br>borrower has large deposits<br> stemming from IOLA account.Compensating Factors:<br> 1.Loan to Value [redacted]% or<br>more under requirement<br> 2. FICO [redacted] points or<br>more above requirement<br> 3. Residual Income $[redacted]K<br>or more<br> 4. Long term home ownership<br>(>[redacted]years)<br> 5. Reduction in Housing/<br>Mortgage payment<br> Large deposit have come from<br>IOLA account borrower unable to<br>provide corresponding bank<br>statement for [redacted] account<br> Exception has been approved<br>along with following conditions<br> 1.Subject to meeting all other<br>signature expanded guideline<br>requirements. | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more<br>than [redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [redacted] months PITIA or more.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Guidelines<br>Representative FICO:<br> [redacted]Representative FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer Comment<br>(2025-10-20): Client<br>elected to waive with<br>compensating factors. |  |  | 10/20/2025 | 2 B |  | NY | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224256639 | [Redacted] | [Redacted] |  | 34750994 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Investor<br>Guidelines | Ability to<br>Repay (Dodd-<br>Frank 2014):<br>Based on the<br>loan failing<br>one or more<br>guideline<br>components,<br>the loan is at<br>ATR risk. | DATA DISCREPANCY WITH<br>DTI. LENDER DTI [redacted]%<br>, REVIEW DTI [redacted]%.<br> THE REASON FOR THEDISCREPANCY IS DUE TO<br>The debt-to-income (DTI) ratio is<br>higher than the guideline<br>requirement value because the<br>lender used a higher qualifying<br>income than the calculated<br>income. |  |  |  | Reviewer Comment<br>(2025-11-03): Business<br>deposits verified with<br> LOE exception cleared.Buyer Comment (2025-<br>10-31): corrected /<br>updated income<br>calculation submitted | 11/03/2025 |  |  | 1 C A |  | NY | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224256643 | [Redacted] | [Redacted] |  | 34751290 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents are<br>missing. |  | HOA Verification, Insurance<br>Verification, Tax Verification not<br>provided in file. |  |  |  | Reviewer Comment<br>(2025-10-22): Provided<br>Mortgage statement and<br>HOA verification<br>document. Exception<br> cleared.Buyer Comment (2025-<br>10-20): [redacted] mtg<br>stmt for hoi/taxes and hoa<br>doc | 10/22/2025 |  |  | 1 C A |  | WA | Investment | Purchase | C A | N/A | N/A | No |
| 224262568 | [Redacted] | [Redacted] |  | 34749673 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender request exception for non-<br>warrantable condo due to HOA<br>carrying [redacted]coverage on<br>the on the Roofs is approved.<br>Compensating factors are Long<br>Term Home Ownership<br>(>[redacted] years), FICO<br>[redacted] Points or More Above<br>requirement and Reserves<br>[redacted]+ Months More than<br>requirement. | Borrower has owned the subject property for at least<br> [redacted] years.Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [redacted] months. |  | SitusAMC<br> SitusAMC | Reviewer Comment<br>(2025-10-21):<br>Preapproved exception |  |  | 10/21/2025 | 2 B |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A |  | N/A | No |
| 224262568 | [Redacted] | [Redacted] |  | 34749690 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception for applicant<br>having [redacted][redacted]loans<br>with the end investor, with<br>[redacted] additional loans in<br>process totaling < $[redacted](vs.<br>guideline limit of [redacted]loans<br>maximum not to exceed<br>$[redacted]in aggregate is<br>approved Compensating factors<br>are Long Term Home Ownership<br>(>[redacted] years), FICO<br>[redacted]Points or More Above<br>requirement and Reserves<br>[redacted]+ Months More than<br>requirement. | Borrower has owned the subject property for at least<br> [redacted] years.Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [redacted] months. |  | SitusAMC<br> SitusAMC | Reviewer Comment<br>(2025-10-21):<br>Preapproved exception |  |  | 10/21/2025 | 2 B |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A |  | N/A | No |
| 224262568 | [Redacted] | [Redacted] |  | 34763505 |  | Credit | Credit | Credit<br>Documentation | Credit | There is no<br>lease in place<br>for the subject<br>property and<br>the absence of<br>this document<br>casts doubt on<br>business<br>purpose of<br>loan. |  | Cash out refinance of tenant<br>occupied investment property,<br>lease agreement not provided. |  |  |  | Reviewer Comment<br>(2025-11-20): Lease<br>Agreement received and<br>verified the details.<br> Exception Cleared.Buyer Comment (2025-<br>11-19): Lease<br> Reviewer Comment<br>(2025-10-29): Per<br>Appraisal report, property<br>is tenant occupied, lease<br>agreement will be<br>required to verify the<br>actual rent. Exception<br>remains.<br> Buyer Comment (2025-<br>10-28): the rent schedule<br>on the appraisal lists<br>property as leased until<br>2026 and gives rent<br>amount , so no lease<br>would be needed as<br>information already<br>provided. | 11/20/2025 |  |  | 1 C A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A |  | N/A | No |
| 224262581 | [Redacted] | [Redacted] |  | 34751306 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Exception has been raised that to<br>use [redacted]% of business asset<br>a qualify for funds to close and<br> reserves.Compensating Factors:<br> 1. Total Debt [redacted]% or<br>more under requirement<br> 2. Residual Income $[redacted] or<br>more<br> 3. FICO [redacted] points or<br>more above requirements<br> 4. Long term employment<br>(>[redacted]years)<br> 5.Reduction in Housing/<br>Mortgage payment<br> The CPA has confirmed the use<br>of business funds will not impact<br>the business. The<br>[redacted]confirmed the owner as<br>Hermilo Gama who provided an<br>access letter confirming ok to use<br>funds for the transaction.<br> Exception has been approved<br>along with following conditions:<br> 1. Max [redacted]% LTV<br> 2. Borrower must meet minimum<br>[redacted]% contribution<br> 3. Use of funds to close/reserves<br>may not exceed [redacted]%<br>ownership proportionate<br>percentage<br> 4. Gift Funds may not be used<br>toward reserves<br> 5. Subject to ITIN LLPA per rate<br>sheet<br> 6. Subject to meeting all other<br>signature expanded guideline<br>requirements | Borrower has verified disposable income of at least<br>$[redacted]. | Documentation Type:<br>[redacted]mo Bank<br> StatementDisposable Income:<br>$[redacted] | Aggregator,SitusAMC | Reviewer Comment<br>(2025-10-27): Client<br>elects to waive with<br> compensating factors.Buyer Comment (2025-<br>10-23): please advise what<br>is needed to cure this<br>condition<br> Reviewer Comment<br>(2025-10-20): Client<br>elects to downgrade and<br>waive with compenting<br>factors : Documentation<br>Type: [redacted]mo Bank<br>Statement<br> Disposable Income:<br>$[redacted]. Long term<br>employment of more than<br>[redacted] years and Total<br>debt [redacted]% or more<br>under requirement. |  |  | 10/27/2025 | 2 B |  | FL | Investment | Purchase | B A | N/A | N/A | No |
| 224262588 | [Redacted] | [Redacted] |  | 34760958 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Exception Request: Non-<br>warrantable condo- non<br>warrantable condo due to critical<br> repairs.Exception Approved. | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more<br>than [redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [redacted] months.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. |  | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer Comment<br>(2025-10-21):<br>Preapproved exception |  |  | 10/21/2025 | 2 B |  | WA | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224262591 | [Redacted] | [Redacted] |  | 34751395 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee Tolerance<br>exceeded for<br>Appraisal Fee.<br>Fee Amount<br>of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer Comment<br>(2025-10-17): Sufficient<br>Cure Provided At Closing |  | 10/17/2025 |  | 1 A |  | CA | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224262591 | [Redacted] | [Redacted] |  | 34751396 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee Tolerance<br>exceeded for<br>Attorney<br>Review Fee.<br>Fee Amount<br>of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer Comment<br>(2025-10-17): Sufficient<br>Cure Provided At Closing |  | 10/17/2025 |  | 1 A |  | CA | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224262594 | [Redacted] | [Redacted] |  | 34750813 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer Comment<br>(2025-10-17): Sufficient<br>Cure Provided At Closing |  | 10/17/2025 |  | 1 A |  | OH | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224262601 | [Redacted] | [Redacted] |  | 34750825 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign Consent<br>Agreement is<br>missing. |  | E-sign Consent Agreement is<br>missing in file. |  |  |  | Reviewer Comment<br>(2025-10-23): E-sign<br>Consent Agreement<br>received and verified.<br> Exception cleared.Buyer Comment (2025-<br>10-22): econsent | 10/23/2025 |  |  | 1 C A |  | AZ | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224262601 | [Redacted] | [Redacted] |  | 34750871 |  | Compliance | Compliance | Federal<br>Compliance | Federal HPML | Federal HPML<br>2014 Non<br>Compliant | Federal<br>Higher-Priced<br>Mortgage<br>Loan: APR on<br>subject loan of<br>[redacted]%<br>or Final<br>Disclosure<br>APR of<br>[redacted]% is<br>equal to or<br>greater than<br>the threshold<br>of APOR<br>[redacted]% +<br>[redacted]%,<br>or<br>[redacted]%.<br>Non-<br>Compliant<br>Higher Priced<br>Mortgage<br>Loan. | Evidence the borrower was<br>provided a copy of appraisal<br>within [redacted] business days<br>prior to consummation is missing. |  |  |  | Reviewer Comment<br>(2025-10-28): Appraisal<br>receipt received and<br>updated .Exception<br> clearedBuyer Comment (2025-<br>10-27): appraisal delivery<br> Reviewer Comment<br>(2025-10-24): Provided<br>disclosure does not<br>specify option [redacted] .<br>borrower received<br>valuation [redacted]<br>business days prior to<br>closing. Exception<br>remains.<br> Buyer Comment (2025-<br>10-22): see uploaded | 10/28/2025 |  |  | 1 C A |  | AZ | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224262601 | [Redacted] | [Redacted] |  | 34750872 |  | Compliance | Compliance | Federal<br>Compliance | Federal HPML | (Fed HPML<br>Provision)<br>Federal<br>Higher-Priced<br>Mortgage Loan<br>(Timing of<br>Appraisal to<br>Consumer) | TILA HPML<br>Appraisal<br>Rule (Dodd-<br>Frank 2014):<br>Creditor did<br>not provide a<br>copy of each<br>valuation to<br>applicant[redacted]<br>business days<br>prior to<br>consummation. | Evidence the borrower was<br>provided a copy of appraisal<br>within [redacted] business days<br>prior to consummation is missing. |  |  |  | Reviewer Comment<br>(2025-10-28): Appraisal<br>receipt received and<br>updated .Exception<br> clearedBuyer Comment (2025-<br>10-27): appraisal delivery<br> Reviewer Comment<br>(2025-10-23): Appraisal<br>report dated [redacted]<br>missing evidence of<br>receipt. Exception<br>remains.<br> Buyer Comment (2025-<br>10-21): Valuation | 10/28/2025 |  |  | 1 C A |  | AZ | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224262601 | [Redacted] | [Redacted] |  | 34750874 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Lender<br>Credit<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:[redacted]Percent<br>Fee Tolerance<br>exceeded for<br>Lender<br>Credits. Final<br>Lender Credit<br>of<br>$[redacted]exceeds<br>tolerance of $-<br>[redacted].<br>Insufficient or<br>no cure was<br>provided to<br>the borrower. | Lender Credits Fee disclosed as<br>$-[redacted]on Loan Estimate<br>dated [redacted] but disclosed as<br>$[redacted]on Final Closing<br>Disclosure. Insufficient or no<br>cure was provided to the<br>borrower. |  |  |  | Reviewer Comment<br>(2025-10-30): [redacted]<br>received Letter of<br>Explanation, Proof of<br>Delivery, Copy of Refund<br> Check, and Corrected CD.Buyer Comment (2025-<br>10-29): pccd, lox, label<br>and check |  | 10/30/2025 |  | 2 C B |  | AZ | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224262608 | [Redacted] | [Redacted] |  | 34749602 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Assignment of<br>Leases/Rents<br>not provided |  | Security instrument not provided<br>in file. |  |  |  | Reviewer Comment<br>(2025-10-28): Received 1-<br>4 Family rider. Exception<br> cleared.Buyer Comment (2025-<br>10-27): MTG<br> Reviewer Comment<br>(2025-10-24): Security<br>instrument with document<br>ID [redacted] is not signed<br>and notarized. Provide<br>signed and notarized<br>Security instrument.<br>Exception remains.<br> Buyer Comment (2025-<br>10-23): see DOC ID for<br>security ins [redacted] | 10/28/2025 |  |  | 1 C A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | D B A |  | N/A | No |
| 224262608 | [Redacted] | [Redacted] |  | 34749604 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Note<br>Addendum —<br>Prepayment<br>not provided |  | Note Addendum — Prepayment<br>is missing in file. |  |  |  | Reviewer Comment<br>(2025-10-28): Received<br>Note addendum —<br>Prepayment. Exception<br> cleared.Buyer Comment (2025-<br>10-27): note<br> Reviewer Comment<br>(2025-10-24): Note<br>Addendum with ID<br>[redacted] is not of subject<br>property. Provide signed<br>and dated subject property<br>Note Addendum.<br>Exception remains.<br> Buyer Comment (2025-<br>10-23): see doc id<br>[redacted] | 10/28/2025 |  |  | 1 C A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | D B A |  | N/A | Yes |
| 224262608 | [Redacted] | [Redacted] |  | 34749605 |  | Credit | Loan Package<br>Documentation | Closing / Title | Loan Package<br>Documentation | Missing<br>Document:<br>Rider — 1-4<br>Family not<br>provided |  | Rider — 1-4 Family not singed or<br>dated by borrower. |  |  |  | Reviewer Comment<br>(2025-10-28): Received 1-<br>4 Family rider. Exception<br> cleared.Buyer Comment (2025-<br>10-27): 1-4<br> Reviewer Comment<br>(2025-10-24): 1-4 Family<br>rider with document ID<br>[redacted] is not of subject<br>property. Provide signed<br>and dated subject property<br>1-4 Family rider.<br>Exception remains.<br> Buyer Comment (2025-<br>10-23): see doc id<br>[redacted] | 10/28/2025 |  |  | 1 C A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | D B A |  | N/A | No |
| 224262608 | [Redacted] | [Redacted] |  | 34749606 |  | Credit | Loan Package<br>Documentation | Closing / Title | Loan Package<br>Documentation | Missing<br>Document:<br>Rider —<br>Condo not<br>provided |  | Rider — Condo not signed or<br>dated by borrower. |  |  |  | Reviewer Comment<br>(2025-10-28):<br>Condominium Rider<br>provided and associated.<br> Exception clearedBuyer Comment (2025-<br>10-27): rider<br> Reviewer Comment<br>(2025-10-24): Condo rider<br>with document ID<br>[redacted] is not of subject<br>property. Provide signed<br>and dated subject property<br>Condo rider. Exception<br>remains.<br> Buyer Comment (2025-<br>10-23): see doc id<br>[redacted] | 10/28/2025 |  |  | 1 C A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | D B A |  | N/A | No |
| 224262608 | [Redacted] | [Redacted] |  | 34749608 |  | Credit | Loan Package<br>Documentation | Closing / Title | Missing<br>Document | Missing<br>Document:<br>Rider — Other<br>not provided |  | Prepayment Rider not signed and<br>dated by borrower. |  |  |  | Reviewer Comment<br>(2025-10-28): Exception<br>cleared — Received sign<br>and dated Prepayment<br> RiderBuyer Comment (2025-<br>10-27): rider<br> Reviewer Comment<br>(2025-10-24): Prepayment<br>rider with document ID<br>[redacted] is not of subject<br>property. Provide signed<br>and dated subject property<br>Prepayment rider.<br>Exception remains.<br> Buyer Comment (2025-<br>10-23): see doc id<br>[redacted] | 10/28/2025 |  |  | 1 C A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | D B A |  | N/A | No |
| 224262608 | [Redacted] | [Redacted] |  | 34749609 |  | Credit | Loan Package<br>Documentation | Closing / Title | Missing<br>Document | Missing<br>Document:<br>Security<br>Instrument —<br>Subject Lien<br>not provided |  | Security Instrument — Subject<br>Lien is missing in file. |  |  |  | Reviewer Comment<br>(2025-12-08): Received<br>Security Instrument.<br> Exception Cleared.Buyer Comment (2025-<br>12-05): mortgage<br> Reviewer Comment<br>(2025-12-01): Received<br>correct Security<br>Instrument, however the<br>signatures were not<br>notarized. It appears on of<br>the members signed on<br>[redacted] and the other<br>signed on [redacted]<br> Buyer Comment (2025-<br>11-26): mtg<br> Reviewer Comment<br>(2025-11-26): Received<br>Note of the subject<br>property. Require signed<br>and notarized Security<br>Instrument of the subject<br>property. Exception<br>remains.<br> Buyer Comment (2025-<br>11-25): corrected note<br> Reviewer Comment<br>(2025-10-30): Exception<br>remains — Security<br>instrument with document<br>ID [redacted] is not<br>subject property. Provide<br>signed and notarized<br>Security instrument of the<br>subject property.<br> Reviewer Comment<br>(2025-10-30): Cleared in<br>error<br> Reviewer Comment<br>(2025-10-28): Exception<br>cleared — Received<br>Security Instrument —<br>Subject Lien and updated<br>clarity.<br> Buyer Comment (2025-<br>10-27): see uploaded<br> Reviewer Comment<br>(2025-10-24): Security<br>instrument with document<br>ID [redacted] is not<br>subject property. Provide<br>signed and notarized<br>Security instrument of the<br>subject property.<br>Exception remains.<br> Buyer Comment (2025-<br>10-23): see doc id<br>[redacted] | 12/08/2025 |  |  | 1 D A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | D B A |  | N/A | No |
| 224262608 | [Redacted] | [Redacted] |  | 34749612 |  | Credit | Investment<br>Product | General<br>Exception | Investment<br>Product | Security<br>Instrument<br>Error:<br>Assignment of<br>Leases/Rents is<br>not in the file<br>and required<br>by guidelines |  | Security instrument not provided. |  |  |  | Reviewer Comment<br>(2025-10-28): Exception<br>cleared — Rider 1-4<br>family has been associated<br> in clarity.Buyer Comment (2025-<br>10-27): see uploaded<br> Reviewer Comment<br>(2025-10-24): Security<br>instrument with document<br>ID [redacted] is not of<br>subject property. Provide<br>signed and notarized<br>Security instrument of the<br>subject property.<br>Exception remains.<br> Buyer Comment (2025-<br>10-23): see doc id<br>[redacted] | 10/28/2025 |  |  | 1 C A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | D B A |  | N/A | No |
| 224262608 | [Redacted] | [Redacted] |  | 34749669 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception requested for<br>applicant having [redacted] loans<br>with the end investor, with<br>[redacted] additional loans in<br>process totaling<$[redacted]. The<br>exception is approved subject to<br>all other signature expanded<br>guidelines must be met. | Borrower has owned the subject property for at least<br> [redacted] years.Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [redacted] months.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. |  | SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer Comment<br>(2025-10-21):<br>Preapproved exception |  |  | 10/21/2025 | 2 B |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | D B A |  | N/A | No |
| 224262608 | [Redacted] | [Redacted] |  | 34763726 |  | Credit | Credit | Credit<br>Documentation | Credit | There is no<br>lease in place<br>for the subject<br>property and<br>the absence of<br>this document<br>casts doubt on<br>business<br>purpose of<br>loan. |  | Cash out refinance of tenant<br>occupied investment property,<br>lease agreement not provided. |  |  |  | Reviewer Comment<br>(2025-10-24): Received<br>executed lease agreement<br>which was in effect at the<br>time of closing. Exception<br> cleared.Buyer Comment (2025-<br>10-23): lease agreement | 10/24/2025 |  |  | 1 C A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | D B A |  | N/A | No |
| 224262608 | [Redacted] | [Redacted] |  | 34768491 |  | Credit | Loan Package<br>Documentation | Closing / Title | Missing,<br>Incorrect, or<br>Incomplete<br>Note | Missing<br>Document:<br>Note —<br>Subject Lien<br>not provided |  | The Note for the subject property<br>is unsigned |  |  |  | Reviewer Comment<br>(2025-11-26): Received<br>subject property Note.<br> Exception cleared.Buyer Comment (2025-<br>11-25): see uploaded<br> Reviewer Comment<br>(2025-10-31): Provided<br>Note is not of subject<br>property. Exception<br>remains.<br> Buyer Comment (2025-<br>10-29): please ignore that<br>uploaded doc wrong note<br>for the incorrect property<br> Buyer Comment (2025-<br>10-29): note with LLC<br>name<br> Reviewer Comment<br>(2025-10-28): Exception<br>Remains — Provide the<br>correct Note document<br>with LLC borrower. In the<br>Note [redacted] there is no<br>LLC name.<br> Buyer Comment (2025-<br>10-27): note<br> Reviewer Comment<br>(2025-10-24): Note<br>Document with ID<br>[redacted] is not of subject<br>property. Provide signed<br>and dated subject property<br>Note. Exception remains.<br> Buyer Comment (2025-<br>10-23): see doc id<br>[redacted] | 11/26/2025 |  |  | 1 D A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | D B A |  | N/A | No |
| 224262608 | [Redacted] | [Redacted] |  | 34768690 |  | Credit | Borrower and<br>Mortgage<br>Eligibility | Mortgage /<br>Program<br>Eligibility | Borrower and<br>Mortgage<br>Eligibility | Guideline<br>Requirement:<br>Debt Service<br>Coverage<br>Ratio (Subject<br>[redacted])<br>discrepancy. |  | P&I $[redacted], Taxes<br>$[redacted], HOI $[redacted],<br>Flood Ins $[redacted], HOA<br>$[redacted]equals PITIA<br>$[redacted]with income of<br>$[redacted]gives a [redacted] of<br>.[redacted] |  |  |  | Reviewer Comment<br>(2025-10-24): No new<br>document received. Flood<br>insurance policy is<br>blanket. Exception cleared<br>as recalculated [redacted]<br>is [redacted] with PITIA<br>of $[redacted] and lease<br>rent amount of $ [redacted] .Buyer Comment (2025-<br>10-23): Please review<br>calculations as I<br>recalculated and I am<br>coming up with [redacted] | 10/24/2025 |  |  | 1 C A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | D B A |  | N/A | No |
| 224262608 | [Redacted] | [Redacted] |  | 34768729 |  | Credit | Credit | Credit<br>Documentation | Credit | A credit report<br>was not pulled<br>for all<br>members of the<br>borrowing<br>entity as<br>required by<br>guidelines. |  |  |  |  |  | Reviewer Comment<br>(2025-10-28): Exception<br>cleared — The credit<br>report is not required for<br>the member. We have<br>credit report for individual<br> which is sufficient.Buyer Comment (2025-<br>10-27): see uploaded note<br> Reviewer Comment<br>(2025-10-24): No new<br>document received. To<br>verify borrower and<br>members on the loan,<br>require signed and dated<br>Note document of the<br>subject transaction.<br>Exception remains.<br> Buyer Comment (2025-<br>10-23): this is not required<br>please cancel | 10/28/2025 |  |  | 1 C A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | D B A |  | N/A | No |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor<br>Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224262608 | [Redacted] | [Redacted] |  | 34768757 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Guarantor<br>Agreement<br>not provided |  | Guarantor Agreement not provided |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Exception<br>cleared<br>—<br>Guarantor<br>Agreement<br>is not<br> required.Buyer<br>Comment<br>(2025-<br>10-27):<br>see<br>uploaded<br>note<br> Reviewer<br>Comment<br>(2025-<br>10-24):<br>No new<br>document<br>received.<br>To verify<br>borrower<br>and<br>members<br>on the<br>loan,<br>require<br>signed<br>and dated<br>Note<br>document<br>of the<br>subject<br>transaction.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-23):<br>not<br>required | 10/28/2025 |  |  | 1 D A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | D B A |  | N/A | No |
| 224262616 | [Redacted] | [Redacted] |  | 34765012 |  | Credit | Loan Package<br>Documentation | Closing / Title | Loan Package<br>Documentation | Missing<br>Document:<br>Rider — 1-4<br>Family not<br>provided |  | Rider — [redacted] Family is missing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-24):<br>Received<br>Rider —<br>1-4<br>Family.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-23):<br>1-4<br>Family<br>Rider | 10/24/2025 |  |  | 1 C A |  | PA | Investment | Purchase | C B A |  | N/A | No |
| 224262616 | [Redacted] | [Redacted] |  | 34765013 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Missing Final<br>1003 |  | 1003 Final is missing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-03):<br>Provided<br>signed &<br>dated<br>final<br>1003<br>loan<br>application.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-30):<br>1003<br>signed by<br>originator<br> Reviewer<br>Comment<br>(2025-<br>10-27):<br>Final<br>1003 is<br>provided<br>in the<br>file.<br>However,<br>Originator<br>Signature<br>and date<br>is<br>missing.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-24):<br>final<br>1003 | 11/03/2025 |  |  | 1 C A |  | PA | Investment | Purchase | C B A |  | N/A | No |
| 224262616 | [Redacted] | [Redacted] |  | 34777219 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception provided for [redacted][redacted] for mixed-use property is less<br>than [redacted] | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted] months.The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement:<br>[redacted] | Aggregator,SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-22):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/22/2025 | 2 B |  | PA | Investment | Purchase | C B A |  | N/A | No |
| 224263442 | [Redacted] | [Redacted] |  | 34757122 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>E-sign<br>Consent<br>Agreement<br>document<br>received<br>—<br>Exception<br> clearedBuyer<br>Comment<br>(2025-<br>10-27):<br>econsent | 10/28/2025 |  |  | 1 C A |  | NY | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224263442 | [Redacted] | [Redacted] |  | 34757231 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match —<br>ATR | Ability to Repay<br>(Dodd-Frank<br>2014):<br>Originator Loan<br>Designation of<br>Non QM does<br>not match Due<br>Diligence Loan<br>Designation of<br>ATR Fail. | Borrower has asset depletion income and bank statement provided was dated<br>more than [redacted]days prior to closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-21):<br>Loan is<br>Non-QM. | 10/21/2025 |  |  | 1 B A C |  | NY | Primary | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>status C B | Non<br>QM | Non<br>QM | Yes |
| 224263442 | [Redacted] | [Redacted] |  | 34757232 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Income and<br>Assets —<br>Asset<br>Depletion<br>Income | Ability to Repay<br>(Dodd-Frank<br>2014): Unable to<br>verity asset<br>depletion<br>income due to,<br>bank statement<br>provided was<br>dated more than<br>[redacted]days<br>prior to closing. | Borrower has asset depletion income and bank statement provided was dated<br>more than [redacted]days prior to closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-21):<br>Meets<br>lender<br>guides.<br>Elevated<br>for Loan<br>designation. | 10/21/2025 |  |  | 1 C A |  | NY | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224263442 | [Redacted] | [Redacted] |  | 34757233 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM | NonQM ATR | Ability-to-Repay<br>(Dodd-Frank<br>2014): General<br>Ability-to-Repay<br>requirements not<br>satisfied. | Borrower has asset depletion income and bank statement provided was dated<br>more than [redacted] days prior to closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-21):<br>Meets<br>lender<br>guides.<br>Elevated<br>for Loan<br>designation. | 10/21/2025 |  |  | 1 A |  | NY | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224263442 | [Redacted] | [Redacted] |  | 34757234 |  | Compliance | Compliance | State<br>Compliance | State HPML | (State HPML<br>Disclosure)<br>New York<br>Subprime<br>Loan<br>(Counseling<br>Disclosure<br>Not Provided) | [redacted] Loan:<br>Counseling<br>Disclosure not<br>provided to<br>borrower. | [redacted]- Counseling Disclosure is missing in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-29):<br>Received<br>[redacted]<br>Certification.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-27):<br>[redacted]<br>Counseling<br>Disclosure | 10/29/2025 |  |  | 1 B A |  | NY | Primary | Purchase | No obvious<br>cure C B A | Non<br>QM | Non<br>QM | No |
| 224263442 | [Redacted] | [Redacted] |  | 34757235 |  | Compliance | Compliance | State<br>Compliance | State HPML | (State HPML<br>Disclosure)<br>New York<br>Subprime<br>Loan<br>(Subprime<br>Legend Not<br>on Mortgage) | [redacted] Loan:<br>Mortgage does<br>not contain a<br>legend stating<br>that the<br>subprime loan is<br>subject to<br>Section 6-m of<br>the Banking<br>Law. | [redacted]- Sub-Prime Legend disclosure is missing in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-29):<br>Received<br>[redacted]<br>Certification.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-27):<br>[redacted]<br>Counseling<br>Disclosure<br>provided | 10/29/2025 |  |  | 1 B A |  | NY | Primary | Purchase | Provide the<br>following:<br>Letter of<br>Explanation,<br>corrected<br>Mortgage<br>(with<br>required<br>Legend)<br>signed by<br>consumers,<br>and proof of<br>re-<br>recording. C B A | Non<br>QM | Non<br>QM | Yes |
| 224263442 | [Redacted] | [Redacted] |  | 34757236 |  | Compliance | Compliance | State<br>Compliance | State HPML | [redacted]<br>Home Loan<br>Threshold<br>Fixed Non-<br>Compliant | [redacted] Loan:<br>APR on subject<br>loan of<br>[redacted]% or<br>Final Disclosure<br>APR of<br>[redacted]% is in<br>excess of<br>allowable<br>threshold of<br>Prime Mortgage<br>Market Rate<br>[redacted]+<br>[redacted]%, or<br>[redacted]%.<br>Non-Compliant<br>SubPrime Loan. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-29):<br>Received<br>[redacted]<br>Disclosure.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-27):<br>[redacted]<br>Counseling<br>Disclosure<br>provided | 10/29/2025 |  |  | 1 B A |  | NY | Primary | Purchase | (Limited<br>Use Bona<br>Fide Errors<br>—<br>Compliance<br>and Client<br>Approval<br>Required)<br>With no<br>time limit<br>for which a<br>cure may be<br>made,<br>provide: (1)<br>Legal<br>opinion<br>from<br>originating<br>lender with<br>loan-<br>specific<br>details on<br>how a high-<br>cost loan<br>was made<br>despite<br>procedures<br>to prevent<br>and<br>confirms (i)<br>the failure<br>constitutes a<br>bona fide<br>error for the<br>jurisdiction<br>in which the<br>property is<br>located, and<br>(ii) that the<br>lender has<br>not received<br>any notice<br>from the<br>borrower of<br>the failure;<br>(2)<br>procedures<br>or<br>explanation<br>of controls<br>in place to<br>prevent such<br>errors; (3)<br>client<br>written<br>approval<br>accepting<br>use of the<br>bona fide<br>error cure;<br>(4) Letter of<br>Explanation<br>to borrower;<br>(5) refund<br>of amount<br>over the<br>subprime<br>home loan<br>threshold<br>maximum;<br>and (6)<br>proof of<br>mailing<br>(must be in<br>transit with<br>courier).<br>Note, a cure<br>may not be<br>accepted if<br>the seller/<br>lender has<br>certified a<br>fix has been<br>made to<br>their system<br>and the<br>same issue<br>continues to<br>occur after<br>the fix has<br>been put<br>into place. | Non<br>QM | Non<br>QM | Yes |
| 224263442 | [Redacted] | [Redacted] |  | 34837268 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Initial<br>Loan Estimate<br>Timing<br>Electronically<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>Loan Estimate<br>not delivered to<br>Borrower(s)<br>within<br>[redacted]<br>business days of<br>application.<br>Initial Loan<br>Estimate dated<br>[redacted] was<br>electronically<br>provided<br>without or prior<br>to borrower's<br>consent to<br>receive<br>electronic<br>disclosures.<br>Failure to<br>comply with the<br>provisions of the<br>E-Sign Act and<br>failure to<br>provide good<br>faith estimate of<br>fees timely may<br>result in<br>additional fee<br>tolerance<br>violations. | The earliest dated E-consent is [redacted] which was after the date of the initial<br>Loan Estimate provided electronically [redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-04):<br>[redacted]<br>received<br>earliest<br>E-<br> Consent.Buyer<br>Comment<br>(2025-<br>11-03):<br>PC Cert | 11/04/2025 |  |  | 1 A |  | NY | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224263442 | [Redacted] | [Redacted] |  | 34840173 |  | Compliance | Compliance | State<br>Compliance | State HPML | [redacted]<br>Home Loan<br>Threshold<br>Fixed<br>Compliant | [redacted] Loan:<br>APR on subject<br>loan of<br>[redacted]% or<br>Final Disclosure<br>APR of<br>[redacted]% is in<br>excess of<br>allowable<br>threshold of<br>Prime Mortgage<br>Market Rate<br>[redacted]+<br>[redacted]%, or<br>[redacted]%.<br>Compliant<br>SubPrime Loan. |  |  |  |  |  |  |  |  | 1 B |  | NY | Primary | Purchase | (Limited<br>Use Bona<br>Fide Errors<br>—<br>Compliance<br>and Client<br>Approval<br>Required)<br>With no<br>time limit<br>for which a<br>cure may be<br>made,<br>provide: (1)<br>Legal<br>opinion<br>from<br>originating<br>lender with<br>loan-<br>specific<br>details on<br>how a high-<br>cost loan<br>was made<br>despite<br>procedures<br>to prevent<br>and<br>confirms (i)<br>the failure<br>constitutes a<br>bona fide<br>error for the<br>jurisdiction<br>in which the<br>property is<br>located, and<br>(ii) that the<br>lender has<br>not received<br>any notice<br>from the<br>borrower of<br>the failure;<br>(2)<br>procedures<br>or<br>explanation<br>of controls<br>in place to<br>prevent such<br>errors; (3)<br>client<br>written<br>approval<br>accepting<br>use of the<br>bona fide<br>error cure;<br>(4) Letter of<br>Explanation<br>to borrower;<br>(5) refund<br>of amount<br>over the<br>subprime<br>home loan<br>threshold<br>maximum;<br>and (6)<br>proof of<br>mailing<br>(must be in<br>transit with<br>courier).<br>Note, a cure<br>may not be<br>accepted if<br>the seller/<br>lender has<br>certified a<br>fix has been<br>made to<br>their system<br>and the<br>same issue<br>continues to<br>occur after<br>the fix has<br>been put<br>into place. | Non<br>QM | Non<br>QM | Yes |
| 224263869 | [Redacted] | [Redacted] |  | 34757766 |  | Credit | Credit | AUS<br>Discrepancy /<br>Guidelines<br>Discrepancy | Guideline | Guideline<br>Requirement:<br>Investor<br>qualifying<br>total debt ratio<br>discrepancy. |  | DTI Increase due to insufficient asset to qualify for asset depletion income of<br>$[redacted] |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-29): $[redacted]<br>is Note<br>receivable<br>income<br>updated,<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-28):<br>bank<br>statement<br> Reviewer<br>Comment<br>(2025-<br>10-24):<br>[redacted]<br>months<br>deposit<br>slips or<br>cancelled<br>checks<br>and tax<br>returns is<br>required<br>to<br>validate<br>Note<br>receivable<br>payments<br>have<br>been<br>consistently<br>received<br>for the<br>last<br>[redacted]<br>months.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-22):<br>UW used<br>the Note<br>for<br>receivable<br>income<br>please<br>update<br>income<br>calc and<br>clear | 10/29/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224263869 | [Redacted] | [Redacted] |  | 34757767 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income<br>documentation<br>requirements<br>not met. |  | insufficient asset to qualify for asset depletion income of $[redacted] |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>Received<br>[redacted]<br>quarterly<br>bank<br>statement<br>for the<br>evidence<br>of<br>payment<br>receipt.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-06):<br>Statements<br> Reviewer<br>Comment<br>(2025-<br>10-29):<br>[redacted]<br>months<br>deposit<br>slips or<br>cancelled<br>checks<br>and tax<br>returns is<br>required<br>to<br>validate<br>Note<br>receivable<br>payments<br>have<br>been<br>consistently<br>received<br>for the<br>last<br>[redacted]<br>months.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-28):<br>see<br>uploaded<br> Reviewer<br>Comment<br>(2025-<br>10-24):<br>[redacted]<br>months<br>deposit<br>slips or<br>cancelled<br>checks<br>and tax<br>returns is<br>required<br>to<br>validate<br>Note<br>receivable<br>payments<br>have<br>been<br>consistently<br>received<br>for the<br>last<br>[redacted]<br>months.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-22):<br>UW used<br>the Note<br>for<br>receivable<br>income<br>please<br>update<br>income<br>calc and<br>clear | 11/10/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224263869 | [Redacted] | [Redacted] |  | 34757796 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match —<br>ATR Risk | Ability to Repay<br>(Dodd-Frank<br>2014):<br>Originator Loan<br>Designation of<br>Non QM does<br>not match Due<br>Diligence Loan<br>Designation of<br>ATR Risk. | DTI Increase due to insufficient asset to qualify for asset depletion income of<br>$[redacted] |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>Received<br>[redacted]<br>quarterly<br>bank<br>statement<br>for the<br>evidence<br>of<br>payment<br>receipt.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-07):<br>see<br>uploaded<br> Reviewer<br>Comment<br>(2025-<br>10-29):<br>[redacted]<br>months<br>deposit<br>slips or<br>cancelled<br>checks<br>and tax<br>returns is<br>required<br>to<br>validate<br>Note<br>receivable<br>payments<br>have<br>been<br>consistently<br>received<br>for the<br>last<br>[redacted]<br>months.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-28):<br>see<br>uploaded<br> Reviewer<br>Comment<br>(2025-<br>10-24):<br>[redacted]<br>months<br>deposit<br>slips or<br>cancelled<br>checks<br>and tax<br>returns is<br>required<br>to<br>validate<br>Note<br>receivable<br>payments<br>have<br>been<br>consistently<br>received<br>for the<br>last<br>[redacted]<br>months.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-22):<br>UW used<br>the Note<br>for<br>receivable<br>income<br>please<br>update<br>income<br>calc and<br>clear | 11/10/2025 |  |  | 1 B A C |  | FL | Primary | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>Loan<br>Designation C | Non<br>QM | Non<br>QM | Yes |
| 224263869 | [Redacted] | [Redacted] |  | 34757797 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Investor<br>Guidelines | Ability to Repay<br>(Dodd-Frank<br>2014): Based on<br>the loan failing<br>one or more<br>guideline<br>components, the<br>loan is at ATR<br>risk. | DTI Increase due to insufficient asset to qualify for asset depletion income of<br>$[redacted] |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>Received<br>[redacted]<br>quarterly<br>bank<br>statement<br>for the<br>evidence<br>of<br>payment<br>receipt.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-07):<br>see<br>uploaded<br> Reviewer<br>Comment<br>(2025-<br>10-29):<br>[redacted]<br>months<br>deposit<br>slips or<br>cancelled<br>checks<br>and tax<br>returns is<br>required<br>to<br>validate<br>Note<br>receivable<br>payments<br>have<br>been<br>consistently<br>received<br>for the<br>last<br>[redacted]<br>months.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-28):<br>see<br>uploaded<br> Reviewer<br>Comment<br>(2025-<br>10-24):<br>[redacted]<br>months<br>deposit<br>slips or<br>cancelled<br>checks<br>and tax<br>returns is<br>required<br>to<br>validate<br>Note<br>receivable<br>payments<br>have<br>been<br>consistently<br>received<br>for the<br>last<br>[redacted]<br>months.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-22):<br>UW used<br>the Note<br>for<br>receivable<br>income<br>please<br>update<br>income<br>calc and<br>clear | 11/10/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224263869 | [Redacted] | [Redacted] |  | 34757799 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General ATR<br>Provision<br>Investor and<br>Non QM DTIs<br>match and<br>both<br>moderately<br>exceed<br>Guidelines | Ability to Repay<br>(Dodd-Frank<br>2014): The DTI<br>calculated in<br>accordance with<br>the Lenders<br>Guidelines and<br>[redacted]of<br>[redacted]%<br>moderately<br>exceeds the<br>guideline<br>maximum of<br>[redacted]%.<br>(DTI Exception<br>is eligible to be<br>regraded with<br>compensating<br>factors.) | DTI Increase due to insufficient asset to qualify for asset depletion income of<br>$[redacted] |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-29): $[redacted]<br>is Note<br>receivable<br>income<br>updated,<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-28):<br>see<br>uploaded<br> Reviewer<br>Comment<br>(2025-<br>10-24):<br>[redacted]<br>months<br>deposit<br>slips or<br>cancelled<br>checks<br>and tax<br>returns is<br>required<br>to<br>validate<br>Note<br>receivable<br>payments<br>have<br>been<br>consistently<br>received<br>for the<br>last<br>[redacted]<br>months.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-22):<br>UW used<br>the Note<br>for<br>receivable<br>income<br>please<br>update<br>income<br>calc and<br>clear | 10/29/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224263869 | [Redacted] | [Redacted] |  | 34757800 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency —<br>ATR Impact | Ability to Repay<br>(Dodd-Frank<br>2014): There are<br>guideline<br>deficiencies<br>related to<br>income and/or<br>asset doc<br>requirements<br>which could<br>result in a risk to<br>the borrower's<br>ability to repay.<br>(Exception is<br>eligible to be<br>regraded with<br>compensating<br>factors.) | DTI Increase due to insufficient asset to qualify for asset depletion income of<br>$[redacted] |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>Received<br>[redacted]<br>quarterly<br>bank<br>statement<br>for the<br>evidence<br>of<br>payment<br>receipt.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-07):<br>see<br>uploaded<br> Reviewer<br>Comment<br>(2025-<br>10-29):<br>[redacted]<br>months<br>deposit<br>slips or<br>cancelled<br>checks<br>and tax<br>returns is<br>required<br>to<br>validate<br>Note<br>receivable<br>payments<br>have<br>been<br>consistently<br>received<br>for the<br>last<br>[redacted]<br>months.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-28):<br>see<br>uploaded<br> Reviewer<br>Comment<br>(2025-<br>10-24):<br>[redacted]<br>months<br>deposit<br>slips or<br>cancelled<br>checks<br>and tax<br>returns is<br>required<br>to<br>validate<br>Note<br>receivable<br>payments<br>have<br>been<br>consistently<br>received<br>for the<br>last<br>[redacted]<br>months.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-22):<br>UW used<br>the Note<br>for<br>receivable<br>income<br>please<br>update<br>income<br>calc and<br>clear | 11/10/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224264282 | [Redacted] | [Redacted] |  | 34752454 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Exception has been raised that waive the delisted prior to application date<br>requirements. Due to initial divorce settlement, primary was ;listed for sale and<br> proceed would be divided.Compensating Factors:<br> 1. Loan to Value [redacted]% or more under requirement<br> 2.FICO [redacted] points or more<br> 3. Residual income $[redacted] or more<br> 4. Long term Home Ownership<br> 5. Minimal Consumer Debt<br> 6. Reduction in housing mortgage payment<br> Exception has been approved<br> 1. Subject property not being delisted until after application date<br> 2. All other Signature expanded guidelines must be met | Borrower has verified disposable income of at least<br> $[redacted].The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Documentation Type:<br>Asset Depletion (No<br> DTI)Disposable Income:<br>$[redacted]<br> Guidelines<br>Representative FICO:<br>[redacted]<br> Representative FICO:<br>[redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-29):<br>Client<br>elects to<br>waive<br>with<br>compensating<br> factors.Buyer<br>Comment<br>(2025-<br>10-27):<br>1008<br> Reviewer<br>Comment<br>(2025-<br>10-23):<br>Unable to<br>downgrade<br>and<br>waive<br>due to the<br>lender<br>exception<br>approval<br>required<br>the U/<br>W's final<br>1008 to<br>explain<br>the<br>circumstances<br>regarding<br>the<br>property<br>not being<br>delisted<br>until after<br>the<br>application<br>date and<br>why only<br>4 months<br>asset<br>statements<br>obtained<br>versus 6<br>months is<br>missing<br>from the<br>file.<br> Buyer<br>Comment<br>(2025-<br>10-21):<br>May you<br>please<br>clarify, or<br>clear<br>condition.<br>Thank<br>you |  |  | 10/29/2025 | 2 C B |  | NV | Primary | Refinance<br>— Rate/<br>Term | C B A | Non<br>QM | Non<br>QM | No |
| 224264282 | [Redacted] | [Redacted] |  | 34752472 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Exception has been raised that program require [redacted] months of asset<br>statements if used for asset qualification. Borrower opened account [redacted].<br> Requesting to waive [redacted]and [redacted]statement verification.Compensating Factors:<br> 1. Loan to Value [redacted]% or more under requirement<br> 2.FICO [redacted] points or more<br> 3. Residual income $[redacted] or more<br> 4. Long term Home Ownership<br> 5. Minimal Consumer Debt<br> 6. Reduction in housing mortgage payment<br> Exception has been approved<br> 1. Subject property not being delisted until after application date<br> 2. All other Signature expanded guidelines must be met | Borrower has verified disposable income of at least<br> $[redacted].The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Documentation Type:<br>Asset Depletion (No<br> DTI)Disposable Income:<br>$[redacted]<br> Guidelines<br>Representative FICO:<br>[redacted]<br> Representative FICO:<br>[redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-29):<br>Client<br>elects to<br>waive<br>with<br>compensating<br> factors.Buyer<br>Comment<br>(2025-<br>10-28):<br>1008<br> Reviewer<br>Comment<br>(2025-<br>10-23):<br>Unable to<br>downgrade<br>and<br>waive<br>due to the<br>lender<br>exception<br>approval<br>required<br>the U/<br>W's final<br>1008 to<br>explain<br>the<br>circumstances<br>regarding<br>the<br>property<br>not being<br>delisted<br>until after<br>the<br>application<br>date and<br>why only<br>[redacted]<br>months<br>asset<br>statements<br>obtained<br>versus<br>[redacted]<br>months is<br>missing<br>from the<br>file.<br> Buyer<br>Comment<br>(2025-<br>10-21):<br>May you<br>please<br>clarify, or<br>clear<br>condition.<br>Thank<br>you |  |  | 10/29/2025 | 2 C B |  | NV | Primary | Refinance<br>— Rate/<br>Term | C B A | Non<br>QM | Non<br>QM | No |
| 224264282 | [Redacted] | [Redacted] |  | 34752483 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee Tolerance<br>exceeded. Total<br>amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted]plus<br>[redacted]% or<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to the<br>borrower. | Total amount of $[redacted]exceeds tolerance of $[redacted]plus [redacted]% or<br>$[redacted]. $[redacted]over legal limit. Insufficient or no cure was provided to<br>the borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>[redacted]<br>received<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check,<br>and<br>Corrected<br> CD.Buyer<br>Comment<br>(2025-<br>11-06):<br>PCCD<br>with cure<br> Reviewer<br>Comment<br>(2025-<br>10-23):<br>[redacted]<br>received<br>COC<br>dated<br>[redacted]<br>.<br>However,<br>the fee<br>increased<br>LE dated<br>[redacted]<br>for $[redacted]<br>. Kindly<br>provide a<br>valid<br>COC as<br>to why<br>the fee<br>increased<br>on LE<br>dated<br>[redacted]<br>or cure<br>due to<br>borrower.<br>Cure<br>documents<br>consist of<br>Post<br>CD,LOX,Copy<br>of refund<br>check<br>and proof<br>of<br>mailing.<br> Buyer<br>Comment<br>(2025-<br>10-22):<br>the loan<br>program,<br>rate and<br>discount<br>points all<br>changed.<br>A valid<br>COC was<br>sent<br>within<br>[redacted]<br>business<br>days, no<br>cure<br>needed.<br>thank<br>you<br> Buyer<br>Comment<br>(2025-<br>10-22):<br>the loan<br>program,<br>rate and<br>discount<br>points all<br>changed.<br>A valid<br>COC was<br>sent<br>within<br>[redacted]<br>business<br>days, no<br>cure<br>needed.<br>thank<br>you<br> Reviewer<br>Comment<br>(2025-<br>10-22):<br>[redacted]<br>received<br>Changed<br>Circumstance<br>dated<br>[redacted]<br>, but it<br>does not<br>give<br>sufficient<br>information<br>on what<br>occurred<br>in<br>product<br>that<br>resulted<br>in the<br>recording<br>fee was<br>increased.<br>In order<br>to<br>determine<br>if the<br>changed<br>circumstance<br>is valid<br>more<br>information<br>is<br>necessary<br>on reason<br>for the<br>product<br>changed<br>and when<br>lender<br>became<br>aware of<br>the<br>change.<br>A valid<br>Changed<br>Circumstance<br>or cure is<br>required.<br>Cure<br>consists<br>of<br>Corrected<br>CD, LOE<br>to<br>borrower,<br>proof of<br>mailing<br>and copy<br>of refund<br>check.<br> Buyer<br>Comment<br>(2025-<br>10-21):<br>Loan<br>program<br>changed,<br>COC was<br>sent<br>within<br>[redacted]<br>days no<br>cure is<br>needed<br>recording<br>fee<br>increased<br>for loan<br>change.<br>Thank<br>you<br> Buyer<br>Comment<br>(2025-<br>10-21):<br>Loan<br>program<br>changed,<br>COC was<br>sent<br>within<br>[redacted]<br>days no<br>cure is<br>needed.<br>Thank<br>you |  | 11/10/2025 |  | 2 C B |  | NV | Primary | Refinance<br>— Rate/<br>Term | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224266915 | [Redacted] | [Redacted] |  | 34765826 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | Evidence of hazard insurance is missing in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-27):<br>HOI and<br>Tax<br>document<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-24):<br>taxes and<br>ins | 10/27/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224266915 | [Redacted] | [Redacted] |  | 34765832 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. | The Credit report Fee of $[redacted]was initially disclosed to the borrower on the<br>Loan Estimate dated [redacted]. However, it was later disclosed as $[redacted]on<br>the Closing Disclosure dated [redacted], reflecting an increase of $[redacted]. No<br>change of circumstances or cure was provided to the borrower to justify this<br>increase. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-20):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/20/2025 |  | 1 A |  | FL | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224266917 | [Redacted] | [Redacted] |  | 34760486 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | Missing HOI policy, tax certificate and HOA document. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>HOA<br>document<br>received<br>and<br>verified.<br>Exception<br> clearedBuyer<br>Comment<br>(2025-<br>11-06):<br>HOA $[redacted]<br>monthly<br> Reviewer<br>Comment<br>(2025-<br>10-31):<br>Final<br>1003 is<br>reflecting<br>property<br>total<br>expenses<br>$[redacted]<br>—<br>(Monthly<br>taxes $[redacted]<br>+<br>Insurance<br>$[redacted]) = $[redacted]<br>.<br>Documentation<br>to verify<br>remaining<br>amount $[redacted]<br>is<br>required.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-30):<br>taxes &<br>hoi<br> Reviewer<br>Comment<br>(2025-<br>10-27):<br>P&I form<br>[redacted]<br>property<br>has been<br>excluded<br>. Require<br>HOI and<br>tax<br>document<br>to verify<br>property<br>expenses.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-24):<br>mortgage<br>statement,<br>taxes and<br>ins are<br>escrowed | 11/10/2025 |  |  | 1 C A |  | PA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224266919 | [Redacted] | [Redacted] |  | 34758806 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | Tax Verification missing for address [redacted] |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-23):<br>Received<br>Tax cert<br>document<br>of REO<br>property<br>Address:<br>[redacted]<br>,<br>information<br>validated.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>10-22):<br>[redacted]<br>— tax<br>bill, all<br>pages | 10/23/2025 |  |  | 1 C A |  | FL | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224266938 | [Redacted] | [Redacted] |  | 34758666 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to the<br>borrower. | The Credit report Fee increased from $[redacted]to $[redacted]without any valid<br>changed circumstances . No change of circumstances or sufficient cure was<br>provided to the borrower to justify this increase. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-24):<br>Sufficient<br>cure<br>provided.<br>Full cure<br>amount<br>for<br>tolerance<br>violation<br>was<br>provided<br>at or<br>before<br>closing<br>(on final<br>CD)<br>resulting<br>in a<br>cleared<br> exception.Buyer<br>Comment<br>(2025-<br>10-23):<br>please<br>cancel<br>invalid<br>cond —<br>this was<br>credited<br>on the<br>final cd | 10/24/2025 |  |  | 1 C A |  | TX | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224266938 | [Redacted] | [Redacted] |  | 34792983 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-24):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/24/2025 |  | 1 A |  | TX | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224266958 | [Redacted] | [Redacted] |  | 34777500 |  | Credit | Guideline | Guideline<br>Issue | Guideline | Verification of<br>housing pay<br>history is<br>required. |  | File is missing the most recent [redacted] month payment history for both<br>Rushmore mortgages. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-31):<br>Received<br>required<br>documentation.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-<br>10-29):<br>vom<br> Reviewer<br>Comment<br>(2025-<br>10-28):<br>Please<br>provide<br>VOM or<br>[redacted]<br>months<br>payment<br>history<br>for<br>[redacted]<br>.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-27):<br>vom<br> Reviewer<br>Comment<br>(2025-<br>10-24):<br>Bank<br>statement<br>located<br>showing<br>[redacted]<br>months<br>pay<br>history<br>for<br>property<br>[redacted]<br>. Require<br>[redacted]<br>months<br>payment<br>history<br>for<br>[redacted]<br>.<br>Exception<br>remains<br> Buyer<br>Comment<br>(2025-<br>10-23):<br>See Doc<br>ID<br>[redacted]<br>and DOC<br>ID<br>[redacted] | 10/31/2025 |  |  | 1 C A |  | NJ | Investment | Refinance<br>— Rate/<br>Term | C A |  | N/A | No |
| 224266958 | [Redacted] | [Redacted] |  | 34777547 |  | Credit | Loan Package<br>Documentation | Closing / Title | Loan Package<br>Documentation | Title search<br>shows<br>negative<br>impact on<br>title. |  | Title reflects [redacted] mortgages on title including a tax sale certification.<br>There was not evidence in the file that the mortgage with [redacted] and the tax<br>sale certificate # [redacted] was paid and/or satisfied. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-29):<br>Received<br>proof of<br>release.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-<br>10-27):<br>title docs | 10/29/2025 |  |  | 1 C A |  | NJ | Investment | Refinance<br>— Rate/<br>Term | C A |  | N/A | No |
| 224266969 | [Redacted] | [Redacted] |  | 34758019 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Mismatch of<br>data related to<br>Occupancy. |  | The subject transaction is of "Second Home" but as per 1003 declaration section<br>"[redacted]- Will you occupy the property as you [redacted]Residence?" is<br>marked as "Yes". |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-30):<br>Received<br>updated<br>1003.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-28):<br>rev 1003<br> Reviewer<br>Comment<br>(2025-<br>10-28):<br>Per<br>guidelines,<br>applicants<br>are<br>limited to<br>one<br>primary<br>residence.<br>A revised<br>1003 is<br>required<br>if subject<br>property<br>is a<br>second<br>home.<br> Buyer<br>Comment<br>(2025-<br>10-24):<br>please<br>see lox<br>doc#<br>[redacted]<br>for<br>present<br>and<br>future<br>purpose<br>of<br>property | 10/30/2025 |  |  | 1 C A |  | CA | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224266969 | [Redacted] | [Redacted] |  | 34761470 |  | Compliance | Compliance | Federal<br>Compliance | Missing<br>Required Data<br>(other than<br>HUD-1 or<br>Note) | Disparity in<br>Occupancy —<br>Not Tested As<br>Primary | The mortgage<br>loan file<br>contains<br>documenting<br>evidence the<br>consumer<br>intends to<br>occupy the<br>subject property<br>as their primary<br>residence.<br>(Compliance<br>testing<br>performed based<br>on the<br>Occupancy Type<br>of Second<br>Home).<br>Determination<br>has not been<br>made as to<br>whether the loan<br>would be High<br>Cost and/or<br>HPML if ran as<br>a Primary<br>Residence. | The subject transaction is of "[redacted]Home" but as per 1003 declaration<br>section "[redacted]- Will you occupy the property as you Primary Residence?" is<br>marked as "Yes". |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-30):<br>Received<br>updated<br>1003.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-28):<br>rev 1003<br> Reviewer<br>Comment<br>(2025-<br>10-28):<br>Per<br>guidelines,<br>applicants<br>are<br>limited to<br>one<br>primary<br>residence.<br>A revised<br>1003 is<br>required<br>if subject<br>property<br>is a<br>second<br>home.<br> Buyer<br>Comment<br>(2025-<br>10-24):<br>please<br>see lox<br>doc#<br>[redacted]<br>for<br>present<br>and<br>future<br>purpose<br>of<br>property | 10/30/2025 |  |  | 1 C A |  | CA | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224266969 | [Redacted] | [Redacted] |  | 34761472 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee Tolerance<br>exceeded. Total<br>amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted]plus<br>[redacted]% or<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to the<br>borrower. | Recording Fee increased from $[redacted]to $[redacted]without any valid<br>changed circumstances. $[redacted]Cure provided is less than the total cure<br>requirement of $[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>[redacted]<br>received<br>Letter of<br>explanation,<br>Corrected<br>Closing<br>disclosure<br>and Final<br>settlement<br> statement.Buyer<br>Comment<br>(2025-<br>10-27):<br>final<br>settlement<br>statement<br>attached.<br>thanks!<br> Reviewer<br>Comment<br>(2025-<br>10-27):<br>[redacted]<br>received<br>Corrected<br>PCCD<br>and LOE;<br>however,<br>true and<br>certified<br>settlement<br>statement<br>not<br>received.<br>Provide<br>true and<br>certified<br>final<br>settlement<br>statement.<br> Buyer<br>Comment<br>(2025-<br>10-24):<br>please<br>see<br>attached<br>pccd, CA<br>loan, fees<br>adjusted<br>after title<br>provided<br>their final<br>settlement<br>statement<br>(dry<br>funding<br>state,<br>required<br>prior to<br>disbursement) | 10/28/2025 |  |  | 1 C A |  | CA | Second<br>Home | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224266969 | [Redacted] | [Redacted] |  | 34761473 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee Tolerance<br>exceeded for<br>Appraisal Fee.<br>Fee Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to the<br>borrower. | Appraisal Fee increased from $[redacted]to $[redacted]without any valid<br>changed circumstances. $[redacted]Cure provided is less than the total cure<br>requirement of $[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-27):<br>Sufficient<br>cure<br>provided.<br>Full cure<br>amount<br>for<br>tolerance<br>violation<br>was<br>provided<br>at or<br>before<br>closing<br>(on final<br>CD)<br>resulting<br>in a<br>cleared<br> exception.Buyer<br>Comment<br>(2025-<br>10-24):<br>invest<br>memo —<br>appr<br>increase<br>cured on<br>final cd | 10/27/2025 |  |  | 1 C A |  | CA | Second<br>Home | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224266969 | [Redacted] | [Redacted] |  | 34812818 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee Tolerance<br>exceeded for<br>Appraisal Fee.<br>Fee Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/28/2025 |  | 1 A |  | CA | Second<br>Home | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224266978 | [Redacted] | [Redacted] |  | 34758891 |  | Credit | Credit | Credit<br>Documentation | Guideline | The<br>Verification of<br>Rent (VOR) /<br>Verification of<br>Mortgage<br>(VOM) is<br>required and<br>was not found<br>in file. |  | File is missing verification of rent. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-27):<br>Lease<br>agreement<br> receivedBuyer<br>Comment<br>(2025-<br>10-23):<br>lease | 10/27/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224268944 | [Redacted] | [Redacted] |  | 34758971 |  | Credit | Credit | Credit<br>Documentation | Guideline | The<br>Verification of<br>Rent (VOR) /<br>Verification of<br>Mortgage<br>(VOM) is<br>required and<br>was not found<br>in file. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-30):<br>Updated<br>1008<br>received<br>&<br>associated.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-28):<br>revised<br>1008<br> Reviewer<br>Comment<br>(2025-<br>10-28):<br>As<br>shown on<br>the 1008,<br>the<br>underwriter<br>requested<br>a VOR<br>for this<br>loan. A<br>copy of<br>the VOR<br>would be<br>required.<br> Buyer<br>Comment<br>(2025-<br>10-24):<br>please<br>see<br>guidelines:<br>section<br>[redacted]<br>Rental<br>History:<br>On<br>primary<br>residence<br>transactions <br>when the<br>LTV/<br>CLTV is<br>equal to<br>or less<br>than<br>[redacted]% LTV/<br>CLTV, a<br>Verification<br>of Rent /<br>Housing<br>History is<br>not<br>required.<br> Reviewer<br>Comment<br>(2025-<br>10-24):<br>Due<br>diligence<br>guidelines<br>do not<br>indicate<br>that VOR<br>is not<br>required<br>for LTV<br>is<br>[redacted]% or less.<br>The 1008<br>states<br>that a<br>VOR was<br>requested.<br> Buyer<br>Comment<br>(2025-<br>10-22):<br>As per<br>guidelines,<br>this is not<br>required<br>when<br>LTV is<br>[redacted]% or less<br>on a<br>primary<br>residence.<br>please<br>cancel or<br>clear<br>condition.<br>thanks! | 10/30/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224268944 | [Redacted] | [Redacted] |  | 34758973 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. | The Credit report Fee increased from $[redacted]to $[redacted]without any valid<br>changed circumstances. $[redacted]. Sufficient cure was provided to the<br>borrower at Closing |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-17):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/17/2025 |  | 1 A |  | FL | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224269045 | [Redacted] | [Redacted] |  | 34762822 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender requested an exception which was approved to [redacted]investment<br>subject without prior rental history. Subject lease will not commence until after<br>loan closing. Do not have proof of [redacted]month rent or security deposit. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted] months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Reserves: [redacted]<br> Guideline Requirement:<br>[redacted]<br> Guidelines<br>Representative FICO:<br>[redacted]<br> Representative FICO:<br>[redacted] | Aggregator,SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-22):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/22/2025 | 2 B |  | PA | Investment | Purchase | C B A |  | N/A | No |
| 224269045 | [Redacted] | [Redacted] |  | 34762826 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender requested an exception which was approved to subject is rural on<br>[redacted]. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted] months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Reserves: [redacted]<br> Guideline Requirement:<br>[redacted]<br> Guidelines<br>Representative FICO:<br>[redacted]<br> Representative FICO:<br>[redacted] | Aggregator,SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-22):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/22/2025 | 2 B |  | PA | Investment | Purchase | C B A |  | N/A | No |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating<br>Factors** | **Compensating Factor<br>Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224269045 | [Redacted] | [Redacted] |  | 34762834 |  | Property | Credit | General | Credit | The property<br>type differs<br>between the<br>valuation<br>documents in<br>file. Unable to<br>verify the<br>property type.<br>Ineligible per<br>guidelines. |  | The property type differs between the valuations<br>captured. The appraisal with effective date<br>[redacted] does not indicated PUD/HOA<br>information. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-29):<br>Cleared.<br>Received<br>revised<br> appraisal.Buyer<br>Comment<br>(2025-<br>10-27):<br>appraisal<br>update | 10/29/2025 |  |  | 1 C A |  | PA | Investment | Purchase | C B A |  | N/A | No |
| 224269045 | [Redacted] | [Redacted] |  | 34762838 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Corporate<br>Resolution not<br>provided |  | Corporate Resolution is missing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Received<br>Corporate<br>Resolution.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-27):<br>corp<br>resolution | 10/28/2025 |  |  | 1 C A |  | PA | Investment | Purchase | C B A |  | N/A | No |
| 224269049 | [Redacted] | [Redacted] |  | 34765161 |  | Credit | Title | General | Title | Title Policy<br>Coverage is less<br>than Original<br>Loan Amount. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-30):<br>Final<br>Title<br>Policy<br>document<br>received<br>and<br>verified.<br>Exception<br> clearedBuyer<br>Comment<br>(2025-<br>10-28):<br>Final title<br>and Title<br>agent<br>response | 10/30/2025 |  |  | 1 B A |  | VA | Investment | Refinance<br>— Cash-<br>out —<br>Other | B A | Non<br>QM | N/A | No |
| 224269051 | [Redacted] | [Redacted] |  | 34764433 |  | Credit | Asset | Asset<br>Documentation | Asset | Guideline<br>Issue:Insufficient<br>asset<br>documentation. |  | Additional [redacted] month consecutive bank<br>statement is missing |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-03):<br>Provided<br>bank<br>statement<br>is a new<br>account<br>and<br>supporting<br>documentation<br>for<br>deposits<br>provided.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-30):<br>Rebuttal | 11/03/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| 224280713 | [Redacted] | [Redacted] |  | 34786284 |  | Credit | Guideline | Guideline<br>Issue | Guideline | Verification of<br>housing pay<br>history is<br>required. |  | File is missing the complete [redacted]month<br>payment history for the subject property. File only<br>contains the mortgage statements for [redacted]<br>and [redacted] |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-05):<br>Received<br>Mortgage<br>Statement<br>for<br>[redacted]<br>months.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-01):<br>PC Cert | 11/05/2025 |  |  | 1 C A |  | MD | Investment | Refinance<br>— Rate/<br>Term | C A |  | N/A | No |
| 224280716 | [Redacted] | [Redacted] |  | 34772074 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request for ITIN borrower to<br>provided LOE stating he bought primary and then<br>QCD to his wife because of his status is approved.<br>Per disposition, [redacted]% max LTV, minimum<br>[redacted][redacted], minimum [redacted] year<br>PPP. | Borrower's<br>monthly<br>reserves have<br>been verified<br>and exceed<br>the amount<br>required<br>based on the<br>guidelines by<br>at least<br>[redacted]<br> months.Borrowers<br>made a down<br>payment<br>from their<br>own funds on<br>this purchase<br>transaction of<br>at least<br>[redacted]%<br>and<br>$[redacted].<br> The<br>representative<br>FICO score<br>exceeds the<br>guideline<br>minimum by<br>at least<br>[redacted]points. | Guidelines<br>Representative<br>FICO:<br> [redacted]Representative<br>FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-23):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/23/2025 | 2 B |  | IL | Investment | Purchase | C B A |  | N/A | No |
| 224280716 | [Redacted] | [Redacted] |  | 34772078 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request to accept partial lease as<br>proof of landlord history is approved. Per<br>disposition, [redacted]% max LTV, minimum<br>[redacted][redacted], minimum [redacted] year<br>PPP. | Borrower's<br>monthly<br>reserves have<br>been verified<br>and exceed<br>the amount<br>required<br>based on the<br>guidelines by<br>at least<br>[redacted]<br> months.Borrowers<br>made a down<br>payment<br>from their<br>own funds on<br>this purchase<br>transaction of<br>at least<br>[redacted]%<br>and<br>$[redacted].<br> The<br>representative<br>FICO score<br>exceeds the<br>guideline<br>minimum by<br>at least<br>[redacted]points. | Guidelines<br>Representative<br>FICO:<br> [redacted]Representative<br>FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-23):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/23/2025 | 2 B |  | IL | Investment | Purchase | C B A |  | N/A | No |
| 224280716 | [Redacted] | [Redacted] |  | 34772108 |  | Credit | Asset | Asset<br>Documentation | Asset | Guideline<br>Issue:Insufficient<br>asset<br>documentation. |  | [redacted] months statements for asset account<br>ending in [redacted]not provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-29):<br>Received<br>aug-sep<br>statement<br>for<br>account<br>ending in<br>[redacted]<br>.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-28):<br>[redacted]<br>statement | 10/29/2025 |  |  | 1 C A |  | IL | Investment | Purchase | C B A |  | N/A | No |
| 224280716 | [Redacted] | [Redacted] |  | 34786401 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>Lease<br>Agreement not<br>provided |  | It appears, per the lender [redacted] worksheet,<br>they are using the current lease amounts for the<br>rental income. The [redacted] current lease<br>agreements for the subject were not provided in the<br>file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Received<br>Estoppel<br>certificate<br>for<br>[redacted]<br>units.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>10-27):<br>lease<br>renewals | 10/28/2025 |  |  | 1 C A |  | IL | Investment | Purchase | C B A |  | N/A | No |
| 224280718 | [Redacted] | [Redacted] |  | 34772693 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Approved Exception provided for Non-<br>Warrantable condo due to incomplete critical<br>repairs and Loan has been updated to reflect<br>[redacted]-year PPP With Compensating Factors<br>of Long Term Home Ownership(>5 years) and<br>FICO [redacted] Points or more above<br>requirement. | Borrower's<br>monthly<br>reserves have<br>been verified<br>and exceed<br>the amount<br>required<br>based on the<br>guidelines by<br>at least<br>[redacted]<br> months.The<br>representative<br>FICO score<br>exceeds the<br>guideline<br>minimum by<br>at least<br>[redacted]points. | Guidelines<br>Representative<br>FICO:<br> [redacted]Representative<br>FICO:<br>[redacted] | SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-23):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/23/2025 | 2 B |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | B A |  | N/A | No |
| 224280731 | [Redacted] | [Redacted] |  | 34775283 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded<br>for<br>Transfer<br>Tax. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance<br>of<br>$[redacted].<br>Sufficient<br>or excess<br>cure was<br>provided to<br>the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-22):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/22/2025 |  | 1 A |  | FL | Primary | Refinance<br>— Rate/<br>Term | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224281401 | [Redacted] | [Redacted] |  | 34784634 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign Consent<br>Agreement is<br>missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Exception<br>Clear —<br>E-Sign<br>Consent<br>Agreement<br>received<br>and<br>updated<br>clarity<br>and<br>associated<br>the<br> document.Buyer<br>Comment<br>(2025-<br>10-27):<br>audit trail | 10/28/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224281401 | [Redacted] | [Redacted] |  | 34784655 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO Documents<br>are missing. |  | Insurance Verification, Mortgage Statement, Tax<br>Verification is missing in file |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Exception<br>cleared<br>—<br>Received<br>Mortgage<br>Statement<br>and it is<br> escrowed.Buyer<br>Comment<br>(2025-<br>10-27):<br>taxes and<br>insurance<br>are<br>escrowed | 10/28/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224281401 | [Redacted] | [Redacted] |  | 34785168 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Missing<br>Document | Missing<br>Document: Loan<br>Underwriting<br>and Transmittal<br>Summary (1008)<br>/ [redacted]not<br>provided |  | 1008 is missing in file |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Exception<br>cleared<br>—<br>Received<br>Loan<br>Underwriting<br>and<br>Transmittal<br>Summary<br>(1008) /<br>MCAW<br>and<br> associated.Buyer<br>Comment<br>(2025-<br>10-27):<br>1008 | 10/28/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224281401 | [Redacted] | [Redacted] |  | 34785270 |  | Compliance | Compliance | Federal<br>Compliance | Missing Non-<br>Required Data | (Missing Data)<br>Last Rate Set<br>Date | Last Date<br>Rate Set<br>and Initial<br>Rate Lock<br>Date not<br>provided.<br>Worst Case<br>Scenario<br>between<br>Creditor<br>Application<br>Date and<br>Transaction<br>Date used<br>to<br>determine<br>rate used<br>for testing. | Initial Rate lock document is missing in file |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Exception<br>cleared<br>— Initial<br>rate lock<br>agreement<br>received<br>and<br>updated<br> clarity.Buyer<br>Comment<br>(2025-<br>10-27):<br>lock | 10/28/2025 |  |  | 1 B A |  | FL | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224281401 | [Redacted] | [Redacted] |  | 34785271 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match — ATR<br>Risk | Ability to<br>Repay<br>(Dodd-<br>Frank<br>2014):<br>Originator<br>Loan<br>Designation<br>of Non QM<br>does not<br>match Due<br>Diligence<br>Loan<br>Designation<br>of ATR<br>Risk. | Unable to identify DTI exceeds due to missing<br>final 1003, 1008 and PITIA for REO properties. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Exception<br>cleared<br>—<br>Received<br>Verification<br>of<br>employment,<br>[redacted]<br>years of<br>1099<br>transcript<br>and<br>updated<br> clarity.Buyer<br>Comment<br>(2025-<br>10-27):<br>see<br>uploaded | 10/28/2025 |  |  | 1 B A C |  | FL | Primary | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>Loan<br>Designation C B | Non<br>QM | Non<br>QM | Yes |
| 224281401 | [Redacted] | [Redacted] |  | 34785272 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General ATR<br>Provision<br>Investor and<br>Non QM DTIs<br>match and both<br>moderately<br>exceed<br>Guidelines | Ability to<br>Repay<br>(Dodd-<br>Frank<br>2014): The<br>DTI<br>calculated<br>in<br>accordance<br>with the<br>Lenders<br>Guidelines<br>and<br>[redacted]%<br>moderately<br>exceeds the<br>guideline<br>maximum<br>of<br>[redacted]%.<br>(DTI<br>Exception<br>is eligible<br>to be<br>regraded<br>with<br>compensating<br>factors.) | Unable to identify DTI exceeds due to missing<br>final 1003, 1008 and PITIA for REO properties. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Exception<br>cleared<br>— The<br>Correct<br>income<br>has been<br>updated<br>and the<br>DTI is<br>within<br> the range.Buyer<br>Comment<br>(2025-<br>10-27):<br>see<br>uploaded | 10/28/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224281401 | [Redacted] | [Redacted] |  | 34785273 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee<br>Tolerance<br>exceeded<br>for Loan<br>Discount<br>Points. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance<br>of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient<br>or no cure<br>was<br>provided to<br>the<br>borrower. | Loan Discount Points in loan estimate is<br>$[redacted]and closing disclosure reflects<br>$[redacted]. No Valid change of circumstances in<br>file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>[redacted]<br>received<br>Valid<br>COC<br>dated<br> [redacted]Buyer<br>Comment<br>(2025-<br>10-27): le<br>& COC | 10/28/2025 |  |  | 1 C A |  | FL | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224281401 | [Redacted] | [Redacted] |  | 34785274 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee<br>Tolerance<br>exceeded<br>for<br>Appraisal<br>Review<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance<br>of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient<br>or no cure<br>was<br>provided to<br>the<br>borrower. | Fee Amount of $[redacted]exceeds tolerance of<br>$[redacted]. Insufficient or no cure was provided<br>to the borrower |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>[redacted]<br>received<br>PCCD,<br>LOE,<br>proof of<br>mailing<br>& copy<br>of refund<br> checkBuyer<br>Comment<br>(2025-<br>11-07):<br>fedex<br> Reviewer<br>Comment<br>(2025-<br>11-05):<br>[redacted]<br>received<br>Post<br>CD,LOX,Copy<br>of refund<br>check<br>and proof<br>of<br>mailing.<br>[redacted]<br>tracking<br>indicates<br>label has<br>been<br>created,<br>but<br>package<br>has not<br>been<br>shipped.<br>Proof of<br>mailing<br>required<br>to cure.<br> Buyer<br>Comment<br>(2025-<br>11-04):<br>pccd, lox,<br>label and<br>check<br> Reviewer<br>Comment<br>(2025-<br>10-28):<br>[redacted]<br>Appraisal<br>review<br>fee added<br>on LE<br>dated<br>[redacted]<br>without<br>valid<br>COC. A<br>valid<br>Changed<br>Circumstance<br>or cure is<br>required.<br>Cure<br>consists<br>of<br>Corrected<br>CD, LOE<br>to<br>borrower,<br>proof of<br>mailing<br>and copy<br>of refund<br>check.<br> Buyer<br>Comment<br>(2025-<br>10-27):<br>see<br>uploaded |  | 11/10/2025 |  | 2 C B |  | FL | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224281401 | [Redacted] | [Redacted] |  | 34788731 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Verification(s)<br>of employment<br>is not within<br>[redacted]business<br>days of the Note. |  | VOE within [redacted]business days of Note date<br>is missing in file for borrower's current<br>employment. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Exception<br>cleared<br>—<br>Received<br>Verification<br>of<br>employment<br>and<br>updated<br> clarity.Buyer<br>Comment<br>(2025-<br>10-27):<br>vvoe | 10/28/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224281401 | [Redacted] | [Redacted] |  | 34788872 |  | Credit | Credit | AUS<br>Discrepancy /<br>Guidelines<br>Discrepancy | Guideline | Guideline<br>Requirement:<br>Investor<br>qualifying total<br>debt ratio<br>discrepancy. |  | Calculated DTI [redacted]% exceeds the allowable<br>limit of [redacted]%. Re-calculation of reserves<br>may be required for DTI over [redacted]% pending<br>receipt of outstanding income documenation. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Exception<br>cleared<br>— The<br>Correct<br>income<br>has been<br>updated<br>and the<br>DTI is<br>within<br> the range.Buyer<br>Comment<br>(2025-<br>10-27):<br>see<br>uploaded | 10/28/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224281401 | [Redacted] | [Redacted] |  | 34788886 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General Ability<br>To Repay<br>Provision<br>Investor<br>Guidelines | Ability to<br>Repay<br>(Dodd-<br>Frank<br>2014):<br>Based on<br>the loan<br>failing one<br>or more<br>guideline<br>components,<br>the loan is<br>at ATR<br>risk. | Waterfall exception due missing VVOE and<br>[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Exception<br>cleared<br>—<br>Received<br>Verification<br>of<br>employment,<br>[redacted]<br>years of<br>1099<br>transcript<br>and<br>updated<br> clarity.Buyer<br>Comment<br>(2025-<br>10-27):<br>see<br>uploaded | 10/28/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224281401 | [Redacted] | [Redacted] |  | 34794152 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Missing Final<br>1003 |  | File is missing final 1003 in file for borrower and<br>co-borrower |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Exception<br>cleared<br>— Final<br>1003<br>received<br>and<br>associated<br> clarity.Buyer<br>Comment<br>(2025-<br>10-27):<br>1003 | 10/28/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224281401 | [Redacted] | [Redacted] |  | 34797788 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income Docs<br>Missing: |  | The [redacted]for [redacted]from City of<br>[redacted]is ot located in the file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Exception<br>cleared<br>—<br>Received<br>[redacted]<br>years of<br>1099<br>transcript<br>and<br>updated<br> clarity.Buyer<br>Comment<br>(2025-<br>10-27):<br>bank<br>statement<br>to go<br>along<br>with<br>proof of<br>received<br> Buyer<br>Comment<br>(2025-<br>10-27):<br>Per our<br>guidelines<br>only the<br>most<br>recent<br>year is<br>required | 10/28/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224281404 | [Redacted] | [Redacted] |  | 34791551 |  | Credit | Loan Package<br>Documentation | Closing / Title | Loan Package<br>Documentation | Missing<br>Document: Rider<br>— 1-4 Family<br>not provided |  | Rider — 1-4 Family not provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-03):<br>Rider —<br>1-4<br>Family<br>received,<br>exception<br> ClearedBuyer<br>Comment<br>(2025-<br>10-31):<br>Riders | 11/03/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A | N/A | N/A | No |
| 224281404 | [Redacted] | [Redacted] |  | 34791554 |  | Credit | Loan Package<br>Documentation | Closing / Title | Loan Package<br>Documentation | Missing<br>Document: Rider<br>— PUD not<br>provided |  | Rider — PUD not provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-03):<br>Rider —<br>PUD<br>received,<br>exception<br> ClearedBuyer<br>Comment<br>(2025-<br>10-31):<br>Riders | 11/03/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A | N/A | N/A | No |
| 224281404 | [Redacted] | [Redacted] |  | 34791600 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Missing Final<br>1003 |  | Missing final signed 1003 |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-03):<br>Final<br>signed<br>1003<br>received ,<br>Exception<br> ClearedBuyer<br>Comment<br>(2025-<br>10-31):<br>1003 | 11/03/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A | N/A | N/A | No |
| 224281404 | [Redacted] | [Redacted] |  | 34791632 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request — for disputed account<br>[redacted] # [redacted]that has past due balance<br>>$[redacted]. Borrower does not want to remove<br> this dispute as it is a medical collection.Exception has been approved with compensating<br>factor<br> - Loan to value [redacted]% or More under<br>requirement.<br> - Total debt [redacted]% or More under<br>requirement<br> - Residual Income $[redacted] or More<br> - Long term Home Ownership (>[redacted]Years)<br> - Reduction in Housing/Mortgage payment<br> - Long Term Employment (>[redacted] Years)<br> Requirement: Subject loans note must be dated on<br>or before [redacted] not met. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-03):<br>Cleared.<br>Per PC<br>Cert, the<br>exception<br>was<br> withdrawn.Buyer<br>Comment<br>(2025-<br>12-02):<br>Write up<br>as<br>exception<br>withdrawn | 12/03/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A | N/A | N/A | No |
| 224281407 | [Redacted] | [Redacted] |  | 34791279 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Assignment of<br>Leases/Rents not<br>provided |  | Assignment of Leases/Rents is missing in file |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-31):<br>Received<br>Rider —<br>1-4<br>Family in<br>the file.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>10-29):<br>There is<br>no lease<br>yet —<br>see rent<br>schedule<br>on the<br>appraisal | 10/31/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C B A |  | N/A | No |
| 224281407 | [Redacted] | [Redacted] |  | 34791280 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>HUD/CD not<br>provided |  | Final HUD/CD is missing in file |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-31):<br>Received<br>Closing<br>Statement<br>in the<br>file.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>10-29):<br>HUD | 10/31/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C B A |  | N/A | No |
| 224281407 | [Redacted] | [Redacted] |  | 34791281 |  | Credit | Loan Package<br>Documentation | Closing / Title | Loan Package<br>Documentation | Missing<br>Document: Rider<br>— 1-4 Family<br>not provided |  | Rider — [redacted] Family is missing in file |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-31):<br>Received<br>Rider —<br>1-4<br>Family in<br>the file.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>10-29):<br>rider | 10/31/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C B A |  | N/A | No |
| 224281407 | [Redacted] | [Redacted] |  | 34791282 |  | Credit | Loan Package<br>Documentation | Closing / Title | Loan Package<br>Documentation | Missing<br>Document: Rider<br>— Condo not<br>provided |  | Rider — Condo is missing in file |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-31):<br>Received<br>Rider —<br>Condo in<br>the file.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>10-29):<br>rider | 10/31/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C B A |  | N/A | No |
| 224281407 | [Redacted] | [Redacted] |  | 34791284 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Verification of<br>Identification not<br>provided |  | Verification of Identification is missing in file |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-31):<br>Received<br>Driver<br>License<br>in the<br>file.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>10-29):<br>DL<br> Buyer<br>Comment<br>(2025-<br>10-29):<br>There is<br>no lease<br>yet —<br>see rent<br>schedule<br>on the<br>appraisal | 10/31/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C B A |  | N/A | No |
| 224281407 | [Redacted] | [Redacted] |  | 34791285 |  | Credit | Investment<br>Product | General<br>Exception | Investment<br>Product | Security<br>Instrument<br>Error:<br>Assignment of<br>Leases/Rents is<br>not in the file<br>and required by<br>guidelines |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-31):<br>Received<br>Rider —<br>1-4<br>Family in<br>the file.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>10-29):<br>There is<br>no lease<br>yet —<br>see rent<br>schedule<br>on the<br>appraisal | 10/31/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C B A |  | N/A | No |
| 224281407 | [Redacted] | [Redacted] |  | 34791290 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Bylaws not<br>provided |  | Bylaws is missing for borrowing business entity. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-05):<br>Received<br>required<br>documentation.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-<br>11-04):<br>there is<br>no<br>bylaws as<br>that is for<br>a<br>corporation<br>not an<br>LLC.<br> Buyer<br>Comment<br>(2025-<br>11-04):<br>op<br>agreement<br> Reviewer<br>Comment<br>(2025-<br>11-04):<br>Provided<br>bylaws<br>for<br>condo.<br>File is<br>missing<br>Bylaws<br>for<br>business<br>entity<br>[redacted]<br>.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>11-03):<br>bylaws<br>for<br>Condo<br> Reviewer<br>Comment<br>(2025-<br>10-31):<br>Bylaws<br>not<br>received<br>in the<br>file,<br>provided<br>is Article<br>of<br>Incorporation.<br>Exception<br>Remains.<br> Buyer<br>Comment<br>(2025-<br>10-29):<br>Articles | 11/05/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C B A |  | N/A | No |
| 224281407 | [Redacted] | [Redacted] |  | 34791295 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | The lender exception has been requested for non-<br>warrantable condotel allowing time shares and<br>[redacted]% single entity ownership. The<br>exception is approved with max [redacted]% LTV/<br>CLTV and subject to meeting all signature<br>expanded guideline requirements. | Borrower's<br>monthly<br>reserves have<br>been verified<br>and exceed<br>the amount<br>required<br>based on the<br>guidelines by<br>at least<br>[redacted]<br> months.Borrowers<br>made a down<br>payment<br>from their<br>own funds on<br>this purchase<br>transaction of<br>at least<br>[redacted]%<br>and<br>$[redacted].<br> The<br>representative<br>FICO score<br>exceeds the<br>guideline<br>minimum by<br>at least<br>[redacted]points. |  | SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-27):<br>Preapproved<br>exception |  |  | 10/27/2025 | 2 B |  | FL | Investment | Purchase | C B A |  | N/A | No |
| 224281407 | [Redacted] | [Redacted] |  | 34914987 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Security Instrument indicates there is a prepayment<br>penalty. The prepayment addendum to the note and<br>the rider to the security instrument is missing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-05):<br>Received<br>addendum<br>and rider.<br>Condition<br>cleared. | 11/05/2025 |  |  | 1 A |  | FL | Investment | Purchase | C B A |  | N/A | No |
| 224283641 | [Redacted] | [Redacted] |  | 34797347 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Initial<br>Closing<br>Disclosure<br>Timing without<br>Waiver | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>Closing<br>Disclosure<br>not<br>provided to<br>Borrower(s)<br>at least<br>[redacted]<br>business<br>days prior<br>to closing. | Closing Disclosure not provided to Borrower(s) at<br>least [redacted] business days prior to closing |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>[redacted]<br>received<br>[redacted]<br>CD<br>received<br>[redacted]<br>business<br>days<br>prior to<br> consummation.Buyer<br>Comment<br>(2025-<br>10-27):<br>[redacted]<br>ICD | 10/28/2025 |  |  | 1 C A |  | ME | Primary | Refinance<br>— Cash-<br>out —<br>Other | No Defined<br>Cure A | Non<br>QM | Non<br>QM | No |
| 224283641 | [Redacted] | [Redacted] |  | 34797348 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee<br>Tolerance<br>exceeded<br>for Loan<br>Discount<br>Points. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance<br>of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient<br>or no cure<br>was<br>provided to<br>the<br>borrower. | Valid COC required to verify cure |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>[redacted]<br>received<br>Valid<br>COC<br>dated<br> [redacted].Buyer<br>Comment<br>(2025-<br>10-27):<br>invest<br>memo.<br>loan<br>amount<br>increased<br>causing<br>discount<br>points to<br>increase.<br>thanks! | 10/28/2025 |  |  | 1 C A |  | ME | Primary | Refinance<br>— Cash-<br>out —<br>Other | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224283641 | [Redacted] | [Redacted] |  | 34797362 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Missing Final<br>1003 |  | Final 1003 required |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Final<br>[redacted]<br>document<br>received<br>and<br>associated<br>.Exception<br> clearedBuyer<br>Comment<br>(2025-<br>10-27):<br>final<br>[redacted].<br>thanks! | 10/28/2025 |  |  | 1 C A |  | ME | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E<br>Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor<br>Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224283641 | [Redacted] | [Redacted] |  | 34797418 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Verification(s)<br>of employment<br>is not within<br>[redacted]business<br>days of the Note. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-29):<br>Received<br>VVOE<br>document<br>of<br>borrower<br>within<br>the<br>[redacted]<br>business<br>days<br>from the<br>closing<br>date .<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>10-28):<br>Equifax<br>is a third<br>party<br>vendor<br>that<br>companies<br>use to<br>provide<br>employment<br>verifications<br>we<br>cannot<br>control<br>when<br>they<br>process<br>updates<br>or ask<br>them to<br>update it.<br>the voe<br>report<br>proves<br>that we<br>we pulled<br>it on<br>[redacted]<br>(within<br>[redacted]<br>dayss of<br>closing)<br>and the<br>borrower<br>was<br>actively<br>employed<br>at that<br>time.<br> Reviewer<br>Comment<br>(2025-<br>10-28):<br>Third<br>Party<br>Document<br>received<br>shows<br>verified<br>date as<br>[redacted]<br>and<br>Current<br>as of as<br>[redacted]<br>which is<br>after<br>closing<br>date of<br>[redacted]<br>and<br>verified<br>date of<br>[redacted].<br>Exception<br>remains<br> Buyer<br>Comment<br>(2025-<br>10-27):<br>closing<br>voe.<br>thanks! | 10/29/2025 |  |  | 1 C A |  | ME | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224284172 | [Redacted] | [Redacted] |  | 34785372 |  | Compliance | Compliance | Federal<br>Compliance | TRID<br>Defect | TRID Initial<br>Closing<br>Disclosure<br>Timing without<br>Waiver | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>Closing<br>Disclosure<br>not provided<br>to<br>Borrower(s)<br>at least<br>[redacted]<br>business<br>days prior to<br>closing. | Closing Disclosure not provided to Borrower<br>at least [redacted]business days prior to<br>closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-29):<br>[redacted]<br>received<br>[redacted]<br>CD<br>received<br>[redacted]<br>business<br>days<br>prior to<br> consummation.Buyer<br>Comment<br>(2025-<br>10-28):<br>ICD and<br>Disclosure<br>Tracking | 10/29/2025 |  |  | 1 C A |  | HI | Primary | Purchase | No Defined<br>Cure A | Non<br>QM | Non<br>QM | No |
| 224284172 | [Redacted] | [Redacted] |  | 34785374 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee<br>Tolerance<br>exceeded for<br>Credit<br>Report Fee.<br>Fee Amount<br>of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was<br>provided to<br>the borrower<br>at Closing. | [redacted]Percent Fee Tolerance exceeded for<br>Credit Report Fee. Fee Amount of<br>$[redacted]exceeds tolerance of $[redacted].<br>Sufficient or excess cure was provided to the<br>borrower at Closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-23):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/23/2025 |  | 1 A |  | HI | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224284174 | [Redacted] | [Redacted] |  | 34784765 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Complete Fraud Report is missing in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-09):<br>Complete<br>Fraud<br>Report<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-05):<br>fraud<br>report | 12/09/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224284174 | [Redacted] | [Redacted] |  | 34784774 |  | Compliance | Compliance | Federal<br>Compliance | TRID<br>Defect | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee<br>Tolerance<br>exceeded for<br>Credit<br>Report Fee.<br>Fee Amount<br>of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient<br>or no cure<br>was<br>provided to<br>the<br>borrower. | Credit Report Fee disclosed as $[redacted]on<br>Loan Estimate dated [redacted] but disclosed<br>as $[redacted]on Final Closing Disclosure.<br>Insufficient or no cure was provided to the<br>borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-31):<br>Sufficient<br>cure<br>provided.<br>Full cure<br>amount<br>for<br>tolerance<br>violation<br>was<br>provided<br>at or<br>before<br>closing<br>(on final<br>CD)<br>resulting<br>in a<br>cleared<br> exception.Buyer<br>Comment<br>(2025-<br>10-30):<br>PC Cert | 10/31/2025 |  |  | 1 C A |  | FL | Primary | Purchase | Fee Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund Check,<br>and Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224284174 | [Redacted] | [Redacted] |  | 34784775 |  | Compliance | Compliance | Federal<br>Compliance | TRID<br>Defect | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee<br>Tolerance<br>exceeded for<br>Survey Fee.<br>Fee Amount<br>of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient<br>or no cure<br>was<br>provided to<br>the<br>borrower. | Survey Fee disclosed as $[redacted]on Loan<br>Estimate dated [redacted] but disclosed as<br>$[redacted]on Final Closing Disclosure.<br>Insufficient or no cure was provided to the<br>borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-12):<br>[redacted]<br>received<br>Post CD<br>and LOX<br>moving<br>fee to<br>section<br> H.Buyer<br>Comment<br>(2025-<br>11-11):<br>please<br>see email<br>from title<br>company<br>stating<br>this was<br>a<br>requirement<br>to issue<br>title<br>policy +<br>PCCD<br>moving<br>fee to<br>section H<br> Reviewer<br>Comment<br>(2025-<br>10-31):<br>[redacted]<br>is unable<br>to<br>determine<br>from the<br>file<br>whether<br>the<br>lender or<br>title<br>company<br>requried<br>the<br>survey. If<br>the<br>lender<br>required<br>the<br>survey<br>fee then a<br>cure is<br>due to the<br>borrower.<br>If the<br>borrower-chosen<br>service<br>provider<br>further<br>outsourced<br>the<br>Survey<br>Fee, an<br>attestation<br>or<br>comment<br>on<br>exception<br>from the<br>seller is<br>needed.<br>The<br>attestation/letter<br>should<br>confirm<br>that the<br>service<br>was<br>outsourced<br>by the<br>borrower-chosen<br>provider.<br>This<br>attestation<br>would<br>allow us<br>to test the<br>fee under<br>the no<br>tolerance<br>category<br>with the<br>understanding<br>that the<br>new fee<br>added on<br>the CD<br>was<br>imposed<br>by a<br>provider<br>through<br>which the<br>borrower<br>indirectly<br>selected.<br> Buyer<br>Comment<br>(2025-<br>10-30):<br>PC Cert<br>submitted.<br>Survey<br>fee was<br>disclosed<br>on the<br>initial LE | 11/12/2025 |  |  | 1 C A |  | FL | Primary | Purchase | Fee Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund Check,<br>and Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224284174 | [Redacted] | [Redacted] |  | 34959928 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee<br>Tolerance<br>exceeded for<br>Credit<br>Report Fee.<br>Fee Amount<br>of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was<br>provided to<br>the borrower<br>at Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-12):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 11/12/2025 |  | 1 A |  | FL | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224284179 | [Redacted] | [Redacted] |  | 34785074 |  | Credit | Asset | Asset<br>Documentation | Asset | Guideline<br>Issue:Insufficient<br>asset<br>documentation. |  | Account Number: [redacted]: Account Months<br>Verified is less than [redacted] months |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Business<br>Bank<br>Statement<br>of<br>Account<br>[redacted]<br>is<br>received<br>and<br>associated.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>10-27):<br>BOA | 10/28/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224284179 | [Redacted] | [Redacted] |  | 34785087 |  | Compliance | Compliance | Federal<br>Compliance | TRID<br>Defect | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient<br>or no cure<br>was<br>provided to<br>the<br>borrower. | [redacted]Percent Fee Tolerance exceeded for<br>Appraisal Fee. Fee Amount of<br>$[redacted]exceeds tolerance of<br>$[redacted]Insufficient or no cure was<br>provided to the borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Sufficient<br>cure<br>provided.<br>Full cure<br>amount<br>for<br>tolerance<br>violation<br>was<br>provided<br>at or<br>before<br>closing<br>(on final<br>CD)<br>resulting<br>in a<br>cleared<br> exception.Buyer<br>Comment<br>(2025-<br>10-27):<br>Please<br>cancel<br>this<br>invalid<br>cond —<br>this<br>credit is<br>listed on<br>the final<br>CD | 10/28/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | Fee Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund Check,<br>and Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224284179 | [Redacted] | [Redacted] |  | 34785088 |  | Compliance | Compliance | Federal<br>Compliance | TRID<br>Defect | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee<br>Tolerance<br>exceeded for<br>Survey Fee.<br>Fee Amount<br>of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient<br>or no cure<br>was<br>provided to<br>the<br>borrower. | [redacted]Percent Fee Tolerance exceeded for<br>Survey Fee. Fee Amount of<br>$[redacted]exceeds tolerance of $[redacted].<br>$[redacted]. Insufficient or no cure was<br>provided to the borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-06):<br>[redacted]<br>received<br>Corrected<br>PCCD,<br>LOE and<br>email<br> communication.Buyer<br>Comment<br>(2025-<br>11-05):<br>PCCD,<br>LOX &<br>email<br>from title | 11/06/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | Fee Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund Check,<br>and Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224284179 | [Redacted] | [Redacted] |  | 34786335 |  | Credit | Credit | Miscellaneous | Credit | A copy of Asset<br>Verification<br>Report is not on<br>file. |  | Lender exception request for borrower to<br>provide one month of rental income within<br>[redacted]days of Note date. Allow<br>[redacted]% DTI, max allowed [redacted]% | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more than<br>[redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [redacted] months PITIA or more.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted]. | Borrower has been<br>employed in the same<br>industry for more than<br> [redacted] years.Actual Reserves:<br>$[redacted]<br> Required Reserves:<br>$[redacted] | Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-29):<br>Client<br>elects to<br>waive<br>with<br>compensating<br> factors.Buyer<br>Comment<br>(2025-<br>10-27):<br>rental<br>docs |  |  | 10/29/2025 | 2 C B |  | NJ | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224284179 | [Redacted] | [Redacted] |  | 34917402 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was<br>provided to<br>the borrower<br>at Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-06):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 11/06/2025 |  | 1 A |  | NJ | Primary | Purchase | Final CD<br>evidences<br>Cure B A | Non<br>QM | Non<br>QM | Yes |
| 224284271 | [Redacted] | [Redacted] |  | 34797589 |  | Credit | Credit | Credit<br>Eligibility | Credit | There are red<br>flags on the<br>fraud report that<br>have not been<br>addressed |  | Red flags open on fraud report. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-03):<br>Received<br>processor<br>cert<br>indicated<br>that red<br>flags<br>have<br>been<br>reviewed<br>and<br> cleared.Buyer<br>Comment<br>(2025-<br>10-30):<br>PC Cert | 11/03/2025 |  |  | 1 C A |  | WA | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224284271 | [Redacted] | [Redacted] |  | 34797608 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender approved exception for missing<br>[redacted]months cancelled checks/bank<br>statements to verify rental history from private<br>landlord. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted] months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Guidelines<br>Representative FICO:<br> [redacted]Representative FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-24):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/24/2025 | 2 B |  | WA | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224284271 | [Redacted] | [Redacted] |  | 34797835 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception approved for non-<br>warrantable condo due to excessive deductible<br>on master insurance. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted] months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Guidelines<br>Representative FICO:<br> [redacted]Representative FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-24):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/24/2025 | 2 B |  | WA | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224284313 | [Redacted] | [Redacted] |  | 34806577 |  | Credit | Credit | Credit<br>Documentation | Guideline | Missing<br>Document:<br>Verification of<br>Rent (VOR) /<br>Verification of<br>Mortgage<br>(VOM) not<br>provided |  | Documentation to verify a [redacted]-month<br>housing history is not located in the file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-03):<br>[redacted]-month<br>history<br>not<br>required<br>as the no<br>mortgage<br>on<br>departing<br>residence.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-30):<br>Taxes,<br>HOA<br>dues, and<br>Insurance<br>paid.<br> Buyer<br>Comment<br>(2025-<br>10-30):<br>Property<br>docs<br> Buyer<br>Comment<br>(2025-<br>10-30):<br>No VOM<br>because<br>there was<br>no<br>mortgage<br>on<br>departing<br>residence<br>see<br>property<br>profile<br>showing<br>free and<br>clear.<br>Bridge<br>loan<br>funded<br>concurrently | 11/03/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224284313 | [Redacted] | [Redacted] |  | 34806730 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO Documents<br>are missing. |  | The listing agreement and appraisal are<br>missing for the departing property. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-03):<br>The<br>listing<br>agreement<br>and<br>appraisal<br>received<br>&<br>associated.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-30):<br>Listing<br>and<br>appraisal | 11/03/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224284801 | [Redacted] | [Redacted] |  | 34785316 |  | Credit | Insurance | Insurance<br>Analysis | Insurance | Insufficient<br>Coverage:<br>Hazard<br>insurance<br>coverage amount<br>is insufficient. |  | HOI coverage is insufficient by $[redacted].<br>Provide updated policy reflecting minimum<br>coverage of $[redacted]OR provide copy of<br>insurer's replacement cost estimate supporting<br>current coverage amount. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-05):<br>Received<br>Replacement<br>Cost<br>Estimator.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-04):<br>RCE ,<br>coverage<br>A plus<br>[redacted]%<br>additional<br>coverage | 11/05/2025 |  |  | 1 C A |  | SC | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224284935 | [Redacted] | [Redacted] |  | 34787883 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID [redacted]<br>Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee<br>Tolerance<br>exceeded.<br>Total<br>amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted]plus<br>[redacted]%<br>or<br>$[redacted].<br>Sufficient or<br>excess cure<br>was<br>provided to<br>the borrower<br>at Closing. | Lender provided $[redacted]cure on final<br>Closing Disclosure to address the [redacted]%<br>Fee Tolerance violation. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-23):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/23/2025 |  | 1 A |  | SC | Second<br>Home | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224284935 | [Redacted] | [Redacted] |  | 34787907 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign Consent<br>Agreement is<br>missing. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>E-sign<br>Consent<br>Agreement<br>document<br>received<br>and<br>associated.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>10-27):<br>audit trail | 10/28/2025 |  |  | 1 C A |  | SC | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224284940 | [Redacted] | [Redacted] |  | 34787777 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID [redacted]<br>Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee<br>Tolerance<br>exceeded for<br>Credit<br>Report Fee.<br>Fee Amount<br>of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was<br>provided to<br>the borrower<br>at Closing. | Credit Report Fee was last disclosed as<br>$[redacted]on Loan Estimate but disclosed as<br>$[redacted]on Final Closing Disclosure. File<br>does not contain a valid change of<br>circumstance for this fee, Sufficient or excess<br>cure was provided to the borrower at Closing |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-23):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/23/2025 |  | 1 A |  | AL | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224284942 | [Redacted] | [Redacted] |  | 34788903 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee<br>Tolerance<br>exceeded for<br>Transfer<br>Tax. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was<br>provided to<br>the borrower<br>at Closing. | Transfer Tax Fee was last disclosed as<br>$[redacted]on LE but disclosed as<br>$[redacted]on Final Closing Disclosure. File<br>does not contain a valid COC for this fee, nor<br>evidence of cure in file. Provide a post-close<br>CD disclosing the tolerance cure to include<br>$[redacted], a copy of refund check, proof of<br>delivery, and a copy of the letter of<br>explanation sent to the borrower disclosing the<br>changes made. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-23):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/23/2025 |  | 1 A |  | FL | Primary | Refinance<br>— Cash-<br>out —<br>Other | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224284943 | [Redacted] | [Redacted] |  | 34789393 |  | Credit | Credit | AUS<br>Discrepancy /<br>Guidelines<br>Discrepancy | Guideline | Guideline<br>Requirement:<br>PITIA reserves<br>months<br>discrepancy. |  | Reserves of [redacted]is less than Guideline<br>PITIA months reserves of [redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-17):<br>Received<br>clarification/approval/documentation<br>from<br>lender.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-<br>11-13):<br>PC Cert | 11/17/2025 |  |  | 1 C A |  | OH | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224284943 | [Redacted] | [Redacted] |  | 34789406 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match — ATR<br>Risk | Ability to<br>Repay<br>(Dodd-Frank<br>2014):<br>Originator<br>Loan<br>Designation<br>of Non QM<br>does not<br>match Due<br>Diligence<br>Loan<br>Designation<br>of ATR<br>Risk. | Borrower has been on current job less than<br>[redacted] years. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-04):<br>Cleaered.<br>Received<br>W-<br>[redacted]<br> transcripts.Buyer<br>Comment<br>(2025-<br>12-03):<br>[redacted]W[redacted]<br>transcripts<br> Reviewer<br>Comment<br>(2025-<br>11-04):<br>W-<br>2([redacted]<br>&<br>[redacted])<br>are<br>missing<br>for co-<br>borrower<br>& three-<br>month<br>reserve<br>requirement<br>not met.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>11-03):<br>PC Cert | 12/04/2025 |  |  | 1 B A C |  | OH | Primary | Refinance<br>— Cash-<br>out —<br>Other | Lender to<br>provide<br>updated ATR/<br>QM Loan<br>Designation C | Non<br>QM | Non<br>QM | Yes |
| 224284943 | [Redacted] | [Redacted] |  | 34789407 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General Ability<br>To Repay<br>Provision<br>Investor<br>Guidelines | Ability to<br>Repay<br>(Dodd-Frank<br>2014):<br>Based on the<br>loan failing<br>one or more<br>guideline<br>components,<br>the loan is at<br>ATR risk. | Borrower has been on current job less than<br>[redacted] years. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-04):<br>Cleaered.<br>Received<br>W-<br>[redacted]<br> transcripts.Buyer<br>Comment<br>(2025-<br>12-03):<br>transcripts<br>have<br>been<br>submitted | 12/04/2025 |  |  | 1 C A |  | OH | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224284943 | [Redacted] | [Redacted] |  | 34798557 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency —<br>ATR Impact | Ability to<br>Repay<br>(Dodd-Frank<br>2014): There<br>are guideline<br>deficiencies<br>related to<br>income and/<br>or asset doc<br>requirements<br>which could<br>result in a<br>risk to the<br>borrower's<br>ability to<br>repay.<br>(Exception<br>is eligible to<br>be regraded<br>with<br>compensating<br>factors.) | File is missing the [redacted]and [redacted]W-<br>2 documents for the Co-Borrower's wage<br>income. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-04):<br>Cleaered.<br>Received<br>W-<br>[redacted]<br> transcripts.Buyer<br>Comment<br>(2025-<br>12-03):<br>transcripts<br>have<br>been<br>submitted | 12/04/2025 |  |  | 1 C A |  | OH | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224284943 | [Redacted] | [Redacted] |  | 34798558 |  | Credit | Asset | Asset<br>Documentation | Asset | Asset<br>documentation<br>requirements not<br>met. |  | Verified Reserves is less than the required<br>[redacted] Months PITIA. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-17):<br>Received<br>clarification/approval/documentation<br>from<br>lender.<br>Condition<br>cleared. | 11/17/2025 |  |  | 1 C A |  | OH | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224284943 | [Redacted] | [Redacted] |  | 34798559 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income<br>documentation<br>requirements not<br>met. |  | File is missing the [redacted] W-2 documents<br>for the Co-Borrower's wage income. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-04):<br>Cleaered.<br>Received<br>W-<br>[redacted]<br> transcripts.Buyer<br>Comment<br>(2025-<br>12-03):<br>transcripts<br>have<br>been<br>submitted | 12/04/2025 |  |  | 1 C A |  | OH | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224284943 | [Redacted] | [Redacted] |  | 34798564 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income Docs<br>Missing: |  | File is missing the 2024 and 2023 W-2<br>documents for the Co-Borrower's wage<br>income. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-04):<br>Cleaered.<br>Received<br>W-<br>[redacted]<br> transcripts.Buyer<br>Comment<br>(2025-<br>12-03):<br>transcripts<br>have<br>been<br>submitted | 12/04/2025 |  |  | 1 C A |  | OH | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224284945 | [Redacted] | [Redacted] |  | 34787243 |  | Credit | Asset | Asset<br>Documentation | Asset | Guideline<br>Issue:Insufficient<br>asset<br>documentation. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-20):<br>Recently<br>opened<br>account,<br>initial<br>large<br>deposit<br>coming<br>from sale<br>of REO.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-19):<br>The<br>account<br>is brand<br>new so<br>there will<br>not be a<br>[redacted]<br>month<br>history | 11/20/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224284945 | [Redacted] | [Redacted] |  | 34787265 |  | Compliance | Compliance | Federal<br>Compliance | TRID<br>Defect | TRID Final<br>Closing<br>Disclosure<br>Amount<br>Financed Test | TILA-<br>RESPA<br>Integrated<br>Disclosure<br>— Loan<br>Calculations:<br>Final<br>Closing<br>Disclosure<br>provided on<br>[redacted]<br>disclosed an<br>Amount<br>Financed<br>disclosed an<br>inaccurate<br>Amount<br>Financed.<br>The<br>disclosed<br>Amount<br>Financed in<br>the amount<br>of<br>$[redacted]is<br>over<br>disclosed by<br>$[redacted]compared<br>to the<br>calculated<br>Amount<br>Financed of<br>$[redacted]and<br>the disclosed<br>Finance<br>Charge is<br>not accurate<br>within<br>applicable<br>tolerances<br>for Amount<br>Financed to<br>be<br>considered<br>accurate (fee<br>amounts<br>included in<br>Amount<br>Financed<br>and Finance<br>Charge<br>calculations<br>are based on<br>Closing<br>Disclosure<br>dated<br>[redacted]). | Amount Financed disclosed as $[redacted]vs<br>actual amount of $[redacted]. Variance of<br>$[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-04):<br>[redacted]<br>received<br>corrected<br>CD &<br>LOE to<br>borrower<br>correcting<br>fee from<br>section C<br>to<br>Section<br>H on fee<br>not<br>required<br>by<br> lender.Buyer<br>Comment<br>(2025-<br>11-03):<br>PCCD &<br>LOX<br> Reviewer<br>Comment<br>(2025-<br>10-30):<br>[redacted]<br>received<br>rebuttal<br>that<br>administration<br>fee<br>should be<br>removed.<br>However,<br>the fee<br>has been<br>disclosed<br>in<br>Section C<br>which is<br>typically<br>lender<br>required<br>fees. If<br>this was<br>an option<br>fee, not<br>required<br>by<br>lender, it<br>should be<br>disclosed<br>in<br>Section<br>H as<br>optional<br>borrower<br>fee not<br>required<br>by<br>lender.<br>Corrected<br>CD &<br>LOE to<br>borrower<br>to<br>correct.<br> Buyer<br>Comment<br>(2025-<br>10-29):<br>Please<br>remove<br>admin<br>fee from<br>your<br>APR<br>calculations<br>as this is<br>paid to<br>the<br>realtor<br>for their<br>services<br>per their<br>contract | 11/04/2025 |  |  | 1 C A |  | FL | Primary | Purchase | TILA Material<br>Disclosure<br>Cure —<br>Provide the<br>following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Corrected CD,<br>and Re-open<br>Rescission<br>(required on<br>rescindable<br>transactions) | Non<br>QM | Non<br>QM | Yes |
| 224284945 | [Redacted] | [Redacted] |  | 34787266 |  | Compliance | Compliance | Federal<br>Compliance | TRID<br>Defect | TRID Final<br>Closing<br>Disclosure<br>Finance Charge | TILA-<br>RESPA<br>Integrated<br>Disclosure<br>— Loan<br>Calculations:<br>Final<br>Closing<br>Disclosure<br>provided on<br>[redacted]<br>disclosed an<br>inaccurate<br>Finance<br>Charge on<br>page<br>[redacted]<br>that does not<br>match the<br>actual<br>Finance<br>Charge for<br>the loan. The<br>disclosed<br>Finance<br>Charge in<br>the amount<br>of<br>$[redacted]is<br>under<br>disclosed by<br>$[redacted]compared<br>to the<br>calculated<br>Finance<br>Charge of<br>$[redacted]which<br>exceeds the<br>$[redacted]threshold<br>(fee amounts<br>included in<br>Finance<br>Charge<br>calculation<br>are based on<br>Closing<br>Disclosure<br>dated<br>[redacted]). | Finance Charge disclosed as $[redacted]vs<br>actual amount of $[redacted]. Variance of<br>$[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-04):<br>[redacted]<br>received<br>corrected<br>CD &<br>LOE to<br>borrower<br>correcting<br>fee from<br>section C<br>to<br>Section<br>H on fee<br>not<br>required<br>by<br> lender.Buyer<br>Comment<br>(2025-<br>11-03):<br>see<br>uploaded<br> Reviewer<br>Comment<br>(2025-<br>10-30):<br>[redacted]<br>received<br>rebuttal<br>that<br>administration<br>fee<br>should be<br>removed.<br>However,<br>the fee<br>has been<br>disclosed<br>in<br>Section C<br>which is<br>typically<br>lender<br>required<br>fees. If<br>this was<br>an option<br>fee, not<br>required<br>by<br>lender, it<br>should be<br>disclosed<br>in<br>Section<br>H as<br>optional<br>borrower<br>fee not<br>required<br>by<br>lender.<br>Corrected<br>CD &<br>LOE to<br>borrower<br>to<br>correct.<br> Buyer<br>Comment<br>(2025-<br>10-29):<br>Please<br>remove<br>admin<br>fee from<br>your<br>APR<br>calculations<br>as this is<br>paid to<br>the<br>realtor<br>for their<br>services<br>per their<br>contract | 11/04/2025 |  |  | 1 C A |  | FL | Primary | Purchase | TILA Material<br>Disclosure<br>Cure —<br>Provide the<br>following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Refund check<br>for<br>underdisclosed<br>amount,<br>Corrected CD,<br>and Re-open<br>Rescission<br>(required on<br>rescindable<br>transactions) | Non<br>QM | Non<br>QM | Yes |
| 224284945 | [Redacted] | [Redacted] |  | 34802378 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match — ATR<br>Risk | Ability to<br>Repay<br>(Dodd-Frank<br>2014):<br>Originator<br>Loan<br>Designation<br>of Non QM<br>does not<br>match Due<br>Diligence<br>Loan<br>Designation<br>of ATR<br>Risk. | ATR risk due to missing asset documentation:<br>[redacted]months statements not provided for<br>account ending in #[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-20):<br>Recently<br>opened<br>account,<br>initial<br>large<br>deposit<br>coming<br>from sale<br>of REO.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-19):<br>The<br>account<br>is brand<br>new so<br>there will<br>not be a<br>[redacted]<br>month<br>history | 11/20/2025 |  |  | 1 B A C |  | FL | Primary | Purchase | Lender to<br>provide<br>updated ATR/<br>QM Loan<br>Designation C | Non<br>QM | Non<br>QM | Yes |
| 224284945 | [Redacted] | [Redacted] |  | 34802379 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency —<br>ATR Impact | Ability to<br>Repay<br>(Dodd-Frank<br>2014): There<br>are guideline<br>deficiencies<br>related to<br>income and/<br>or asset doc<br>requirements<br>which could<br>result in a<br>risk to the<br>borrower's<br>ability to<br>repay.<br>(Exception<br>is eligible to<br>be regraded<br>with<br>compensating<br>factors.) | ATR risk due to missing asset documentation:<br>two months statements not provided for<br>account ending in #2811. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-20):<br>Recently<br>opened<br>account,<br>initial<br>large<br>deposit<br>coming<br>from sale<br>of REO.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-19):<br>The<br>account<br>is brand<br>new so<br>there will<br>not be a<br>[redacted]<br>month<br>history | 11/20/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224284945 | [Redacted] | [Redacted] |  | 34802380 |  | Credit | Asset | Asset<br>Documentation | Asset | Asset<br>documentation<br>requirements not<br>met. |  | [redacted]months statements not provided for<br>account ending in #[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-20):<br>Recently<br>opened<br>account,<br>initial<br>large<br>deposit<br>coming<br>from sale<br>of REO.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-19):<br>The<br>account<br>is brand<br>new so<br>there will<br>not be a<br>[redacted]<br>month<br>history | 11/20/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224284945 | [Redacted] | [Redacted] |  | 34802381 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General Ability<br>To Repay<br>Provision<br>Investor<br>Guidelines | Ability to<br>Repay<br>(Dodd-Frank<br>2014):<br>Based on the<br>loan failing<br>one or more<br>guideline<br>components,<br>the loan is at<br>ATR risk. | ATR risk due to missing asset documentation:<br>[redacted]months statements not provided for<br>account ending in #[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-20):<br>Recently<br>opened<br>account,<br>initial<br>large<br>deposit<br>coming<br>from sale<br>of REO.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-19):<br>The<br>account<br>is brand<br>new so<br>there will<br>not be a<br>[redacted]<br>month<br>history | 11/20/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224284945 | [Redacted] | [Redacted] |  | 34857595 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was<br>provided to<br>the borrower<br>at Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-31):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/31/2025 |  | 1 A |  | FL | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224284945 | [Redacted] | [Redacted] |  | 34857596 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee<br>Tolerance<br>exceeded for<br>Transfer<br>Tax. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was<br>provided to<br>the borrower<br>at Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-31):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/31/2025 |  | 1 A |  | FL | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224284946 | [Redacted] | [Redacted] |  | 34788463 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>HUD/CD not<br>provided |  | File is missing a copy of the final HUD/CD<br>and closing statement. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-31):<br>Received<br>Final<br>HUD.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>10-29):<br>fully<br>executed<br>final hud | 10/31/2025 |  |  | 1 C A |  | NH | Investment | Purchase | C A |  | N/A | No |
| 224284946 | [Redacted] | [Redacted] |  | 34788496 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender requested an exception which was<br>approved to "landlord waiver for this<br>[redacted] purchase. Borrowers meet all<br>required waiver parameters except [redacted]<br>lives rent free." Unable to downgrade/waive<br>due to lender approval required a [redacted]<br>year [redacted], however only a [redacted]<br>year [redacted]was obtained. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-11):<br>Received<br>clarification/approval/documentation<br>from<br>lender.<br>Condition<br> cleared.Reviewer<br>Comment<br>(2025-<br>11-05):<br>The<br>lender<br>approval<br>states<br>that a<br>[redacted]<br>year PPP<br>is<br>required<br>however<br>only a<br>[redacted]<br>year PPP<br>is<br>reflected<br>on the<br>prepayment<br>addendum.<br> Reviewer<br>Comment<br>(2025-<br>11-05):<br>Exception<br>remains.<br>Per<br>lender<br>exception<br>[redacted]<br>year<br>[redacted]<br>is<br>required.<br> Buyer<br>Comment<br>(2025-<br>11-03):<br>PC Cert | 11/11/2025 |  |  | 1 C A |  | NH | Investment | Purchase | C A |  | N/A | No |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor<br>Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224284946 | [Redacted] | [Redacted] |  | 34788499 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender requested an exception which<br>was approved to "not obtain [redacted]-<br>unit leases for this [redacted] purchase as<br>[redacted] states all [redacted] units are<br>being leased. The [redacted] is being calc<br>using the lease figures as they are the<br>lesser, per [redacted] WS in file." Unable<br>to downgrade/waive due to lender<br>approval required a [redacted] year<br>[redacted], however only a [redacted]<br>year [redacted] was obtained. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-11):<br>Received<br>clarification/approval/documentation<br>from<br>lender.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-<br>11-07):<br>the<br>exception<br>was<br>withdrawn,<br>therefore,<br>the<br>[redacted]<br>year PPP<br>no longer<br>applies<br> Reviewer<br>Comment<br>(2025-<br>11-05):<br>The<br>lender<br>approval<br>states<br>that a<br>[redacted]<br>year PPP<br>is<br>required<br>however<br>only a<br>[redacted]<br>year PPP<br>is<br>reflected<br>on the<br>prepayment<br>addendum.<br> Buyer<br>Comment<br>(2025-<br>11-03):<br>PC Cert<br>submitted | 11/11/2025 |  |  | 1 C A |  | NH | Investment | Purchase | C A |  | N/A | No |
| 224284948 | [Redacted] | [Redacted] |  | 34784895 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-29):<br>E-Sign<br>Consent<br>Agreement<br>received<br>and<br>verified.<br>Exception<br> clearedBuyer<br>Comment<br>(2025-<br>10-28):<br>econsent | 10/29/2025 |  |  | 1 C A |  | GA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224284949 | [Redacted] | [Redacted] |  | 34790993 |  | Compliance | Compliance | Federal<br>Compliance | TILA Right-<br>to-Cancel<br>Missing,<br>Incorrect,<br>Incomplete<br>and/or<br>provided on<br>the wrong<br>form | Incorrect<br>Right To<br>Cancel Form<br>Used — H-9<br>Used on Non<br>Same Lender<br>Refinance | Truth in<br>Lending Act:<br>Notice of<br>Right to<br>Cancel was<br>not executed<br>on the proper<br>Model Form<br>for a<br>refinance by a<br>creditor that<br>is not<br>considered<br>the original<br>creditor. The<br>H-9 form was<br>used, the H-8<br>form should<br>have been<br>used. | Notice of Right to Cancel was not<br>executed on the proper Model Form for a<br>refinance by a creditor that is not<br>considered the original creditor. The H-9<br>form was used; the H-8 form should have<br>been used. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-04):<br>Corrected<br>RTC<br>form<br>received<br>and<br>verified.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-03):<br>RTC<br>docs | 11/04/2025 |  |  | 1 C A |  | FL | Primary | Refinance<br>— Cash-<br>out —<br>Other | TILA ROR<br>— Provide<br>the<br>following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>and Re-open<br>Rescission<br>using the<br>correct<br>model form C | Non<br>QM | Non<br>QM | Yes |
| 224284949 | [Redacted] | [Redacted] |  | 34889038 |  | Compliance | Compliance | Federal<br>Compliance | TILA | TILA Notice<br>of Right to<br>Cancel<br>Expiration<br>Date greater<br>than Deal<br>Start Date. | Rescission<br>expiration<br>date provided<br>by lender on<br>Notice of<br>Right to<br>Cancel has<br>not expired as<br>of time of<br>review. | Rescission expiration date provided by<br>lender on Notice of Right to Cancel has<br>not expired as of time of review. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-13):<br>Proof of<br>borrower<br>viewing<br>docs<br>received<br>and<br>verified.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-11):<br>Proof of<br>borrower<br>viewing<br>the docs<br>was<br>already<br>provided<br>previously<br>with the<br>other<br>cond that<br>has<br>already<br>been<br>cleared.<br> Reviewer<br>Comment<br>(2025-<br>11-10):<br>RTC<br>delivery<br>receipt<br>confirmation<br>is not<br>provided,<br>please<br>provide<br>to clear.<br> Buyer<br>Comment<br>(2025-<br>11-06):<br>please<br>clear | 11/13/2025 |  |  | 1 A |  | FL | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224284989 | [Redacted] | [Redacted] |  | 34787999 |  | Property | Property —<br>Appraisal | Appraisal<br>Documentation | Property —<br>Appraisal | Loan is to be<br>securitized.<br>Secondary<br>valuation is<br>missing. Sec<br>ID: [redacted] | Note Date:<br>___; Lien<br>Position: ___ |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-05):<br>CDA was<br> providedBuyer<br>Comment<br>(2025-<br>11-03):<br>CDA<br>report | 11/05/2025 |  |  | 1 D A |  | FL | Investment | Purchase | D B A |  | N/A | No |
| 224284989 | [Redacted] | [Redacted] |  | 34788006 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request for non-<br>warrantable condotel due to investor<br>concentration is approved. [redacted]to<br>reflect [redacted]. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br> least [redacted] months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Guidelines<br>Representative FICO:<br> [redacted]Representative FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-24):<br>Client<br>elected to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/24/2025 | 2 B |  | FL | Investment | Purchase | D B A |  | N/A | No |
| 224286771 | [Redacted] | [Redacted] |  | 34791908 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender request exception approval<br>provided for [redacted]Mtg delinquency<br>[redacted] last [redacted]months.<br>Compensating factors are Loan to Value<br>[redacted]% or More Under requirement,<br>Total debt [redacted]% or More Under<br>Requirement, [redacted] [redacted]or<br>Greater, Reserves [redacted]+ Months<br>More than Requirement and Minimal<br>Consumer debt. Exception Conditions<br>are [redacted]LTV/CLTV [redacted]%,<br>[redacted] per the rate sheet, Document<br>evidence, most recent consecutive<br>[redacted]-month payment history on<br>primary [redacted], Document reserve<br>requirement as within Signature<br>Expanded UW guidelines and Subject to<br>meeting all Signature Expanded<br>guideline requirements. | Borrower has owned the subject property for at least<br> [redacted] years.Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br>least [redacted] months.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement:<br>[redacted] | SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-27):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/27/2025 | 2 B |  | CT | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A |  | N/A | No |
| 224286771 | [Redacted] | [Redacted] |  | 34791909 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>HUD/CD not<br>provided |  | Final HUD/CD is missing in the file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-31):<br>Received<br>final<br>closing<br>statement.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-30):<br>HUD | 10/31/2025 |  |  | 1 C A |  | CT | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A |  | N/A | No |
| 224286777 | [Redacted] | [Redacted] |  | 34793279 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Initial<br>Loan Estimate<br>Timing<br>Electronically<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>Loan<br>Estimate not<br>delivered to<br>Borrower(s)<br>within<br>[redacted]<br>business days<br>of<br>application.<br>Initial Loan<br>Estimate<br>dated<br>[redacted]<br>was<br>electronically<br>provided<br>without or<br>prior to<br>borrower's<br>consent to<br>receive<br>electronic<br>disclosures.<br>Failure to<br>comply with<br>the provisions<br>of the E-Sign<br>Act and<br>failure to<br>provide good<br>faith estimate<br>of fees timely<br>may result in<br>additional fee<br>tolerance<br>violations. | Loan Estimate dated [redacted] e-signed<br>and dated [redacted] is not within<br>[redacted] business days of application<br>[redacted]. File is missing the initial e-<br>consent documentation. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>[redacted]<br>received<br>updated<br>E-sign<br>Consent<br>agreement<br>with<br>eConsent<br>accepted<br>by<br>borrower<br>on<br> [redacted].Buyer<br>Comment<br>(2025-<br>11-07):<br>econsent | 11/10/2025 |  |  | 1 C A |  | OR | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224286777 | [Redacted] | [Redacted] |  | 34806144 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception for a [redacted]% LTV<br>exception as guideline caps at<br>[redacted]% for SE borrowers with less<br>that [redacted]months ownership | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more than<br>[redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [redacted] months PITIA or more.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Documentation Type:<br>[redacted]mo Bank<br> StatementDisposable Income:<br>$[redacted]<br> Guidelines<br>Representative FICO:<br>[redacted]<br> Representative FICO:<br>[redacted] | SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-27):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/27/2025 | 2 B |  | OR | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224286786 | [Redacted] | [Redacted] |  | 34792774 |  | Credit | Insurance | Insurance<br>Analysis | Insurance | Insufficient<br>Coverage:<br>Hazard<br>insurance<br>coverage<br>amount is<br>insufficient. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-17):<br>Cleared.<br>[redacted]<br>checklist<br>if<br>coverage<br> provided.Buyer<br>Comment<br>(2025-<br>11-13):<br>please<br>confirm<br>what the<br>shortage<br>is for so I<br>can<br>submit<br>request to<br>insurance<br>agent.<br> Reviewer<br>Comment<br>(2025-<br>11-05):<br>Exception<br>remains,<br>hazard<br>insurance<br>coverage<br>is<br>insufficient.<br> Buyer<br>Comment<br>(2025-<br>11-02):<br>PC Cert | 11/17/2025 |  |  | 1 C A |  | FL | Investment | Refinance<br>— Rate/<br>Term | C B A |  | N/A | No |
| 224286786 | [Redacted] | [Redacted] |  | 34792776 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Articles of<br>Organization/<br>Formation not<br>provided |  | Articles of Organization/Formation is<br>missing for borrowing business entity. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-04):<br>Articles<br>of<br>Organization/Formation<br>provided<br>in file.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>11-02):<br>PC Cert | 11/04/2025 |  |  | 1 C A |  | FL | Investment | Refinance<br>— Rate/<br>Term | C B A |  | N/A | No |
| 224286786 | [Redacted] | [Redacted] |  | 34792777 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Employer<br>Identification<br>Number (EIN)<br>not provided |  | EIN is missing for borrowing business<br>entity. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-24):<br>Received<br>clarification/approval/documentation<br>from<br>lender.<br>Condition<br> cleared.Reviewer<br>Comment<br>(2025-<br>11-17):<br>The<br>Employer<br>Identification<br>Number<br>(EIN)<br>was not<br>provided.<br> Buyer<br>Comment<br>(2025-<br>11-13):<br>PC Cert<br> Reviewer<br>Comment<br>(2025-<br>11-05):<br>Exception<br>remain,<br>file is<br>missing<br>EIN<br>number<br> Buyer<br>Comment<br>(2025-<br>11-04):<br>PC Cert | 11/24/2025 |  |  | 1 C A |  | FL | Investment | Refinance<br>— Rate/<br>Term | C B A |  | N/A | No |
| 224286786 | [Redacted] | [Redacted] |  | 34792786 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | The lender exception has been requested<br>for title vested in land trust and<br>[redacted]% LTV- max LTV for rate<br>term refinance for vacant property is<br>[redacted]%. The exception is approved<br>minimum [redacted][redacted], minimum<br>[redacted]year[redacted], provide<br>evidence subject is marketed as available<br>for rent, Borrower letter of explanation<br>confirming the renovations completed<br>and estimated cost follow the purchase of<br>the subject property, Certificate of good<br>standing for technology development<br>consultants LLC dated within<br>[redacted]days of the note date and all<br>other signature expanded guideline<br>requirements to be met. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br>least [redacted] months. |  | SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-27):<br>Preapproved<br>exception |  |  | 10/27/2025 | 2 B |  | FL | Investment | Refinance<br>— Rate/<br>Term | C B A |  | N/A | No |
| 224287817 | [Redacted] | [Redacted] |  | 34794038 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request for borrower<br>not meeting landlord requirements is<br>approved. Per disposition, [redacted]<br>months reserves required, U/W to verify<br>occupancy. Unable to downgrade and<br>waive due to missing sufficient lender's<br>compensating factors. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br> least [redacted] months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The Combined Loan to Value (CLTV) on the loan is less<br>than the guideline maximum by at least [redacted]%.<br> The Loan to Value (LTV) on the loan is less than the<br>guideline maximum by at least [redacted]%. | Reserves: [redacted]<br> Guideline Requirement:<br>[redacted] | Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-06):<br>Client<br>elects to<br>waive<br>with<br>compensating<br> factors.Reviewer<br>Comment<br>(2025-<br>11-05):<br>Citing is<br>addressing<br>the<br>lenders<br>insufficient<br>compensating<br>factors.<br>On the<br>Lender<br>Exception<br>compensating<br>factor are<br>all<br>marked<br>No.<br> Buyer<br>Comment<br>(2025-<br>11-03):<br>Cap one<br>acct#<br>[redacted]<br>stmts are<br>docs<br>D[redacted]<br>&<br>D[redacted].<br>[redacted]<br>uploaded<br>as<br>trailing<br>docs

#D[redacted]<br>&<br>D[redacted].<br>Occupancy<br>affidavits<br>docs<br>D[redacted]<br>&<br>D[redacted].<br>thanks!<br> Reviewer<br>Comment<br>(2025-<br>10-31):<br>Citing is<br>addressing<br>the<br>lenders<br>insufficient<br>compensating<br>factors.<br> Buyer<br>Comment<br>(2025-<br>10-29):<br>June &<br>July<br>statements |  |  | 11/06/2025 | 2 C B |  | TX | Investment | Purchase | C B A |  | N/A | No |
| 224288215 | [Redacted] | [Redacted] |  | 34793136 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request Foreign bank is<br>not on approved list to remain in that<br>account and Foreign National need<br>[redacted]% of own funds. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br> least [redacted] months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Guidelines<br>Representative FICO:<br> [redacted]Representative FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/28/2025 | 2 B |  | MA | Investment | Purchase | B A |  | N/A | No |
| 224292625 | [Redacted] | [Redacted] |  | 34802719 |  | Credit | Title | General | Title | Title Policy<br>Coverage is<br>less than<br>Original Loan<br>Amount. |  | The Title Preliminary Report in the file<br>disclose the total Policy coverage amount<br>[redacted]. Provide evidence of title with<br>sufficient policy coverage. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-04):<br>Title<br>policy<br>received<br>with<br>coverage<br>amount,<br>exception<br> clearedBuyer<br>Comment<br>(2025-<br>11-03):<br>title<br>commitment | 11/04/2025 |  |  | 1 B A |  | MT | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224292625 | [Redacted] | [Redacted] |  | 34807677 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  | Document is missing from file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-31):<br>Received<br>E-sign<br>Consent<br>document.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-29):<br>e-consent | 10/31/2025 |  |  | 1 C A |  | MT | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224292674 | [Redacted] | [Redacted] |  | 34808127 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Borrower is a first-time home buyer<br>living rent-free with mother. Per<br>guidelines, a borrower who is currently<br>living rent-free, or living without a<br>housing payment history is eligible,<br>provided they are not a first-time home<br>buyer. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-05):<br>Supporting<br>document<br>confirming<br>borrower<br>living<br>rent-free<br>was<br> provided.Buyer<br>Comment<br>(2025-<br>11-03):<br>PC Cert | 11/05/2025 |  |  | 1 C A |  | TN | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224292682 | [Redacted] | [Redacted] |  | 34796996 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>HUD/CD not<br>provided |  | Closing statement provided is not signed<br>or dated by borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-31):<br>Received<br>executed<br>closing<br>statement.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-30):<br>Signed<br>copy of<br>ALTA | 10/31/2025 |  |  | 1 C A |  | IL | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A |  | N/A | No |
| 224292682 | [Redacted] | [Redacted] |  | 34797039 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request for non-<br>warrantable condo due to critical repairs<br>is approved. Per disposition, max<br>[redacted]% LTV, minimum [redacted]<br>of [redacted]%, [redacted]per<br>[redacted]rate sheet. | Borrower has owned the subject property for at least<br> [redacted] years.Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br>least [redacted] months.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Guidelines<br>Representative FICO:<br> [redacted]Representative FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/28/2025 | 2 B |  | IL | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A |  | N/A | No |
| 224292930 | [Redacted] | [Redacted] |  | 34802671 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee Tolerance<br>exceeded for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | Appraisal Fee Amount of<br>$[redacted]exceeds tolerance of<br>$[redacted]. Sufficient or excess cure<br>was provided to the borrower at Closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-26):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/26/2025 |  | 1 A |  | FL | Second<br>Home | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224292934 | [Redacted] | [Redacted] |  | 34802305 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee Tolerance<br>exceeded for<br>Transfer Tax.<br>Fee Amount<br>of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to<br>the borrower. | An insufficient cure of $[redacted]was<br>provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-04):<br>Sufficient<br>cure<br>provided.<br>Full cure<br>amount<br>for<br>tolerance<br>violation<br>was<br>provided<br>in the<br>form of<br>principal<br>reduction<br>at closing<br>(on final<br>CD)<br>resulting<br>in a<br>cleared<br> exception."Buyer<br>Comment<br>(2025-<br>10-31):<br>Please<br>see cure<br>at bottom<br>of page<br>[redacted]<br>of<br>consummation<br>CD<br>already<br>provided<br>.<br>D[redacted]<br>, page<br>[redacted] | 11/04/2025 |  |  | 1 C A |  | CA | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224292934 | [Redacted] | [Redacted] |  | 34889267 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee Tolerance<br>exceeded for<br>Transfer Tax.<br>Fee Amount<br>of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | Sufficient cure provided at closing |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-04):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 11/04/2025 |  | 1 A |  | CA | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224292935 | [Redacted] | [Redacted] |  | 34793588 |  | Compliance | Compliance | Federal<br>Compliance | TILA Right-<br>to-Cancel<br>Missing,<br>Incorrect,<br>Incomplete<br>and/or<br>provided on<br>the wrong<br>form | TILA<br>Rescission —<br>Disbursement<br>Date Less<br>than 3<br>Business Days<br>From<br>Transaction<br>Date | Truth in<br>Lending Act:<br>Subject loan<br>transaction<br>disbursed on<br>[redacted],<br>prior to<br>[redacted]<br>business days<br>from<br>transaction<br>date of<br>[redacted]. | Subject loan transaction disbursed on<br>[redacted], prior to [redacted] business<br>days from transaction date of [redacted] |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-01):<br>Updated<br>RTC<br> providedBuyer<br>Comment<br>(2025-<br>11-26):<br>New<br>RTC and<br>proof of<br>receipt<br>and<br>review | 12/01/2025 |  |  | 1 C A |  | TN | Primary | Refinance<br>— Cash-<br>out —<br>Other | TILA ROR<br>— Provide<br>the<br>following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>and Re-open<br>Rescission<br>using the<br>correct<br>model form C | Non<br>QM | Non<br>QM | Yes |
| 224292935 | [Redacted] | [Redacted] |  | 34793589 |  | Compliance | Compliance | Federal<br>Compliance | TILA Right-<br>to-Cancel<br>Missing,<br>Incorrect,<br>Incomplete<br>and/or<br>provided on<br>the wrong<br>form | TILA Notice<br>of Right to<br>Cancel<br>Expiration<br>Date Prior or<br>equal to<br>Disbursement<br>Date | Truth in<br>Lending Act:<br>Actual<br>Date(s) on<br>Notice of<br>Right to<br>Cancel occurs<br>prior to<br>expected<br>date(s). | Actual Date(s) on Notice of Right to<br>Cancel occurs prior to expected date(s). |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-01):<br>Updated<br>document<br> providedBuyer<br>Comment<br>(2025-<br>11-26):<br>New<br>RTC and<br>proof of<br>receipt<br>and<br>review | 12/01/2025 |  |  | 1 C A |  | TN | Primary | Refinance<br>— Cash-<br>out —<br>Other | TILA ROR<br>— Provide<br>the<br>following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>and Re-open<br>Rescission<br>using the<br>correct<br>model form C | Non<br>QM | Non<br>QM | Yes |
| 224293164 | [Redacted] | [Redacted] |  | 34802809 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | Property tax source document is missing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-03):<br>Tax<br>document<br>received<br>and<br>verified.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-31):<br>tax bill<br> Reviewer<br>Comment<br>(2025-<br>10-31):<br>Tax<br>amount is<br>missing<br>on<br>received<br>property<br>history<br>report.<br>Please<br>provide<br>Tax<br>Verification<br>with tax<br>amount.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-29):<br>taxes | 11/03/2025 |  |  | 1 C A |  | WA | Investment | Purchase | C B A | N/A | N/A | No |
| 224293164 | [Redacted] | [Redacted] |  | 34833038 |  | Credit | Guideline | Guideline<br>Issue | Guideline | Ineligible<br>property type. | ___ | Lender Exception Requested and<br>Approved for [redacted]sq ft<br>manufactured home when guidelines<br>require a minimum of [redacted]sq ft.<br>Condition for Max [redacted]% LTV/<br>CLTV and [redacted]% DTI, meet all<br>other MFH guides. | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more than<br>[redacted] years.<br> Borrower's monthly mortgage payment has decreased by<br>at least [redacted]%.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [redacted] months PITIA or more.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Guidelines<br>Representative FICO:<br> [redacted]Representative FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Client<br>elected to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/28/2025 | 2 B |  | WA | Investment | Purchase | C B A | N/A | N/A | No |
| 224293192 | [Redacted] | [Redacted] |  | 34834797 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>Evidence of<br>Access to<br>Funds not<br>provided |  | The file is missing a CPA letter or a Cash<br>Flow Analysis disclosing business<br>ownership and that use of business funds<br>will not have an adverse impact on the<br>business operations. The CPA letter in<br>the file did not disclose these<br>information. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-04):<br>Cash<br>flow<br>analysis<br>worksheet<br>received<br>and<br>verified.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-01):<br>investor<br>cash flow | 11/04/2025 |  |  | 1 C A |  | OR | Investment | Purchase | C A | N/A | N/A | No |
| 224293192 | [Redacted] | [Redacted] |  | 34834815 |  | Credit | Asset | Asset<br>Documentation | Asset | Asset<br>documentation<br>requirements<br>not met. |  | The file is missing a CPA letter or a Cash<br>Flow Analysis disclosing business<br>ownership and that use of business funds<br>will not have an adverse impact on the<br>business operations. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-04):<br>Cash<br>flow<br>analysis<br>worksheet<br>received<br>and<br>verified.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-01):<br>cash flow<br>analysis<br>submitted | 11/04/2025 |  |  | 1 C A |  | OR | Investment | Purchase | C A | N/A | N/A | No |
| 224293192 | [Redacted] | [Redacted] |  | 34835099 |  | Credit | Credit | AUS<br>Discrepancy /<br>Guidelines<br>Discrepancy | Guideline | AUS/<br>Guideline<br>Findings: All<br>conditions<br>were not met |  | The file is missing rental housing for<br>[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-04):<br>Borrower<br>attestation<br>provided<br>in loan<br>file.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-03):<br>please<br>see email<br>confirmation<br>from<br>branch<br>manager | 11/04/2025 |  |  | 1 C A |  | OR | Investment | Purchase | C A | N/A | N/A | No |
| 224293194 | [Redacted] | [Redacted] |  | 34803002 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]<br>over legal<br>limit.<br>Insufficient or<br>no cure was<br>provided to<br>the borrower. | Appraisal Fee increased to $[redacted]<br>without a valid change of circumstance.<br>Insufficient or no cure was provided to<br>the borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-06):<br>[redacted]<br>received<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check,<br>and<br>Corrected<br> CD.Buyer<br>Comment<br>(2025-<br>11-05):<br>lox,pccd,refund<br>check |  | 11/06/2025 |  | 2 C B |  | MI | Primary | Refinance<br>— Cash-<br>out —<br>Other | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224293194 | [Redacted] | [Redacted] |  | 34803003 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]<br>over legal<br>limit.<br>Insufficient or<br>no cure was<br>provided to<br>the borrower. | Credit Report Review Fee increased to<br>$[redacted] without a valid change of<br>circumstance and cure was provided to<br>the borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-06):<br>Sufficient<br>cure<br>provided.<br>Full cure<br>amount<br>for<br>tolerance<br>violation<br>was<br>provided<br>at or<br>before<br>closing<br>(on final<br>CD)<br>resulting<br>in a<br>cleared<br> exception.Buyer<br>Comment<br>(2025-<br>11-05):<br>lox,pccd,refund<br>check | 11/06/2025 |  |  | 1 C A |  | MI | Primary | Refinance<br>— Cash-<br>out —<br>Other | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224293329 | [Redacted] | [Redacted] |  | 34802947 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | Credit Report Fee Amount of $[redacted]<br>exceeds tolerance of $[redacted].<br>Sufficient or excess cure was provided to<br>the borrower at Closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-27):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/27/2025 |  | 1 A |  | PA | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224293329 | [Redacted] | [Redacted] |  | 34837435 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Data Discrepancy with DTI. Lender DTI<br>[redacted]%, Review DTI [redacted]% .<br>The reason for the discrepancy lender<br>used higher debt payments of $[redacted]<br>than verified via audit. Final 1003 debts/<br>income is comparable to audit review but<br>does not match 1008. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-04):<br>Received<br>updated<br>[redacted].<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-<br>10-31):<br>Please<br>see<br>attached<br>revised<br>[redacted]<br>and<br>[redacted]. | 11/04/2025 |  |  | 1 C A |  | PA | Primary | Purchase | D A | Non<br>QM | Non<br>QM | No |
| 224293329 | [Redacted] | [Redacted] |  | 34837533 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Missing<br>Document | Missing<br>Document:<br>Other not<br>provided |  | Bridge loan documents were not found in<br>the file to verify the terms of the loan. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-04):<br>Received<br>note and<br>Closing<br>Disclosure<br>for<br>bridge<br>loan,<br>Exception<br> ClearedBuyer<br>Comment<br>(2025-<br>10-31):<br>Please<br>see<br>attached<br>note and<br>final cd<br>for<br>bridge<br>loan. | 11/04/2025 |  |  | 1 C A D |  | PA | Primary | Purchase | D A | Non<br>QM | Non<br>QM | No |
| 224293356 | [Redacted] | [Redacted] |  | 34803785 |  | Compliance | Compliance | Federal<br>Compliance | Federal HPML | Federal<br>HPML 2014<br>Non<br>Compliant | Federal<br>Higher-Priced<br>Mortgage<br>Loan: APR<br>on subject<br>loan of<br>[redacted]%<br>or Final<br>Disclosure<br>APR of<br>[redacted]%<br>is equal to or<br>greater than<br>the threshold<br>of APOR<br>[redacted]% +<br>[redacted]%,<br>or<br>[redacted]%.<br>Non-<br>Compliant<br>Higher Priced<br>Mortgage<br>Loan. | Right to receive copy of appraisal is<br>missing |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-04):<br>Appraisal<br>delivery<br>confirmation<br>document<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-03):<br>Right to<br>receive<br> Buyer<br>Comment<br>(2025-<br>11-03):<br>Appraisal<br>Sent | 11/04/2025 |  |  | 1 C A |  | IL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224293356 | [Redacted] | [Redacted] |  | 34803786 |  | Compliance | Compliance | Federal<br>Compliance | Federal HPML | (Fed HPML<br>Provision)<br>Federal<br>Higher-Priced<br>Mortgage<br>Loan (Timing<br>of Appraisal<br>to Consumer) | TILA HPML<br>Appraisal<br>Rule (Dodd-<br>Frank 2014):<br>Creditor did<br>not provide a<br>copy of each<br>valuation to<br>applicant<br>[redacted]<br>business days<br>prior to<br>consummation. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-04):<br>Appraisal<br>delivery<br>confirmation<br>document<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-03):<br>Appraisal<br>sent | 11/04/2025 |  |  | 1 C A |  | IL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224293356 | [Redacted] | [Redacted] |  | 34803790 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded.<br>Total amount<br>of $[redacted]<br>exceeds<br>tolerance of<br>$[redacted]<br>plus<br>[redacted]%<br>or<br>$[redacted].<br>$[redacted]<br>over legal<br>limit.<br>Insufficient or<br>no cure was<br>provided to<br>the borrower. | [redacted] Percent Fee Tolerance<br>exceeded. Total amount of $[redacted]<br>exceeds tolerance of $[redacted] plus<br>[redacted]% or $[redacted]. $[redacted]<br>over legal limit. Insufficient or no cure<br>was provided to the borrower.<br>([redacted]) |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-08):<br>[redacted]<br>received<br>email log<br>and COC<br>for<br>receiving<br>title docs<br>for<br>borrower<br>shopped<br> title fees.Buyer<br>Comment<br>(2025-<br>12-08):<br>COC for<br>increase<br>to closing<br>fee | 12/08/2025 |  |  | 1 C A |  | IL | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224293356 | [Redacted] | [Redacted] |  | 34803792 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Title — Title<br>Update. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]<br>over legal<br>limit.<br>Insufficient or<br>no cure was<br>provided to<br>the borrower. | [redacted] Percent Fee Tolerance<br>exceeded for Title — Title Update. Fee<br>Amount of $[redacted] exceeds tolerance<br>of $[redacted]. $[redacted] over legal<br>limit. Insufficient or no cure was<br>provided to the borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-08):<br>[redacted]<br>received<br>email log<br>and COC<br>for<br>receiving<br>title docs<br>for<br>borrower<br>shopped<br> title fees.Buyer<br>Comment<br>(2025-<br>12-08):<br>Working<br>on this | 12/08/2025 |  |  | 1 C A |  | IL | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor<br>Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224293358 | [Redacted] | [Redacted] |  | 34838154 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Discrepancy in [redacted]. Lender [redacted] [redacted]%. DD calculated [redacted]<br>[redacted]%. Discrepancy is due to lender appears to be using the market rent vs the lease<br>amount. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-03):<br>Cleared.<br>Received<br>updated<br>UW<br>worksheet<br>reflecting<br>[redacted]<br> [redacted].Buyer<br>Comment<br>(2025-<br>10-30):<br>[redacted] | 11/03/2025 |  |  | 1 C A |  | TX | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A |  | N/A | No |
| 224293394 | [Redacted] | [Redacted] |  | 34805476 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request for unacceptable property type (log homes are only permitted as<br>first or second homes) is approved. Per disposition, max [redacted]% LTV, subject to<br>meeting all other expanded guideline requirements. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted] months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Guidelines<br>Representative FICO:<br> [redacted]Representative FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Client<br>elected to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/28/2025 | 2 B |  | AK | Investment | Purchase | C B A |  | N/A | No |
| 224293394 | [Redacted] | [Redacted] |  | 34805484 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request for [redacted]% LTV on a log home (max per guides is 70%) is<br>approved. Per disposition, max [redacted]% LTV, subject to meeting all other expanded<br>guideline requirements. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted] months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Guidelines<br>Representative FICO:<br> [redacted]Representative FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Client<br>elected to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/28/2025 | 2 B |  | AK | Investment | Purchase | C B A |  | N/A | No |
| 224293394 | [Redacted] | [Redacted] |  | 34839292 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | if the file is missing a [redacted] worksheet |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>Received<br>[redacted]<br>Worksheet.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>11-06):<br>uploaded<br>worksheet<br>and<br>exception<br>request | 11/10/2025 |  |  | 1 C A |  | AK | Investment | Purchase | C B A |  | N/A | No |
| 224296340 | [Redacted] | [Redacted] |  | 34803901 |  | Credit | Hazard<br>Insurance | Insufficient<br>Coverage | Hazard<br>Insurance | The Hazard<br>Insurance<br>Policy<br>Effective<br>Date is after<br>closing. |  | Hazard Insurance Policy Effective Date [redacted] is after the Note date [redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-05):<br>Received<br>updated<br>policy.<br>Condition<br> cleared.Reviewer<br>Comment<br>(2025-<br>11-05):<br>Received<br>Hazard<br>Insurance<br>Policy<br>reflects<br>effective<br>date<br>[redacted]<br>under<br>description <br>of<br>operations.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>11-04):<br>Corrected<br>hazard | 11/05/2025 |  |  | 1 C A |  | NH | Investment | Purchase | C B A |  | N/A | No |
| 224296340 | [Redacted] | [Redacted] |  | 34803967 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender approved exception for non-permanent resident alien EAD card holders who do not<br>have a Visa. Exception approved subject to [redacted] minimum [redacted] and all other<br>signature expanded guidelines must be met. | Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br> $[redacted].The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Guidelines<br>Representative FICO:<br> [redacted]Representative FICO:<br>[redacted] | SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/28/2025 | 2 B |  | NH | Investment | Purchase | C B A |  | N/A | No |
| 224296346 | [Redacted] | [Redacted] |  | 34838048 |  | Credit | Credit | Credit<br>Documentation | Guideline | Missing<br>Document:<br>Asset not<br>provided |  | Bridge loan documentation is missing in the file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-31):<br>Received<br>Closing<br>Disclosure<br>(CD).<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-29):<br>bridge cd | 10/31/2025 |  |  | 1 C A |  | WA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224297769 | [Redacted] | [Redacted] |  | 34807868 |  | Compliance | Compliance | Federal<br>Compliance | TILA | ARM<br>Disclosure<br>Timing Test | TIL<br>variable<br>rate<br>disclosure:<br>ARM loan<br>program<br>disclosure<br>not<br>provided<br>to the<br>borrower<br>within<br>three (3)<br>days of<br>application. | ARM loan program disclosure not provided to the borrower within three (3) days of<br>application. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-05):<br>Details<br>corrected<br>in<br>compliance<br>screen<br>for<br>ARM.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-04):<br>PC Cert | 11/05/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | No Defined<br>Cure A | Non<br>QM | Non<br>QM | No |
| 224297771 | [Redacted] | [Redacted] |  | 34807107 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>HOA<br>Questionnaire<br>not provided |  | HOA Questionnaire is missing in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-07):<br>HOA<br>Questionnaire<br>not<br>required,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-05):<br>no<br>questionnaire<br>as condo<br>is fnma<br>approved | 11/07/2025 |  |  | 1 C A |  | IL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224297772 | [Redacted] | [Redacted] |  | 34808838 |  | Credit | Title | General | Title | Title Policy<br>Coverage is<br>less than<br>Original<br>Loan<br>Amount. |  | The commitment title report in file disclosed $[redacted] of title insurance coverage with e<br>loan amount of $[redacted]. Coverage shortfall of $[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-20):<br>Received<br>Title<br>commitment.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>11-19):<br>title<br>commitment | 11/20/2025 |  |  | 1 B A |  | GA | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A |  | N/A | No |
| 224297772 | [Redacted] | [Redacted] |  | 34808842 |  | Credit | Property —<br>Appraisal | General<br>Appraisal<br>Requirements | Property —<br>Appraisal | Subject is a<br>refinance and<br>property is<br>listed for<br>sale. |  | Lender requested an exception which was approved for refinance of a property not delisted<br>prior to the application date. Per disposition, total of all loans for borrower may not exceed<br>$[redacted], Satisfactory LOE explaining borrower reason for canceling listing, property<br>must not be for sale, | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted] months.The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement:<br>[redacted]<br> Guidelines<br>Representative FICO:<br>[redacted]<br> Representative FICO:<br>[redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-29):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/29/2025 | 2 B |  | GA | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A |  | N/A | No |
| 224297772 | [Redacted] | [Redacted] |  | 34808852 |  | Credit | Hazard<br>Insurance | Insufficient<br>Coverage | Hazard<br>Insurance | The Hazard<br>Insurance<br>Policy<br>Effective<br>Date is after<br>closing. |  | The homeowner's insurance declarations page in the file verified an effective date of<br>[redacted] which is after the consummation date of [redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-06):<br>Policy,<br>which<br>was in<br>effect, at<br>the time<br>of<br>closing<br>was a<br>part of<br>initial<br>package.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-05):<br>PC Cert | 11/06/2025 |  |  | 1 C A |  | GA | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A |  | N/A | No |
| 224297772 | [Redacted] | [Redacted] |  | 34808862 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender requested an exception which was approved for [redacted] loan where subject<br>property is designated as "rural" (which are normally precluded on ICF/[redacted] loans) Per<br>disposition, total of all loans for borrower may not exceed $[redacted], Satisfactory LOE<br>explaining borrower reason for canceling listing, property must not be for sale, | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted] months.The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement:<br>[redacted]<br> Guidelines<br>Representative FICO:<br>[redacted]<br> Representative FICO:<br>[redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-29):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/29/2025 | 2 B |  | GA | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A |  | N/A | No |
| 224297772 | [Redacted] | [Redacted] |  | 34808869 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender requested an exception which was approved for applicant has (or will have) > 10<br>signature expanded loans. Per disposition, total of all loans for borrower may not exceed<br>$[redacted], Satisfactory LOE explaining borrower reason for canceling listing, property<br>must not be for sale, | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted] months.The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement:<br>[redacted]<br> Guidelines<br>Representative FICO:<br>[redacted]<br> Representative FICO:<br>[redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-29):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/29/2025 | 2 B |  | GA | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A |  | N/A | No |
| 224297772 | [Redacted] | [Redacted] |  | 34808892 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender requested an exception which was approved for cash out refi of a rurally designated<br>property (vs. guideline that only allows purchases & rate / term, refi's of rurally designated<br>properties). Per disposition, total of all loans for borrower may not exceed $[redacted],<br>Satisfactory LOE explaining borrower reason for canceling listing, property must not be for<br>sale, | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted] months.The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement:<br>[redacted]<br> Guidelines<br>Representative FICO:<br>[redacted]<br> Representative FICO:<br>[redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-29):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/29/2025 | 2 B |  | GA | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A |  | N/A | No |
| 224298240 | [Redacted] | [Redacted] |  | 34809629 |  | Compliance | Compliance | Federal<br>Compliance | TILA | ARM<br>Disclosure<br>Timing Test | TIL<br>variable<br>rate<br>disclosure:<br>ARM loan<br>program<br>disclosure<br>not<br>provided<br>to the<br>borrower<br>within<br>three<br>[redacted]days<br>of<br>application. | ARM loan program disclosure not provided to the borrower within three [redacted] days of<br>application. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-05):<br>ARM<br>disclosure<br>was sent<br>to<br>borrower<br>within<br>acceptable<br>limit,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-04):<br>PC Cert | 11/05/2025 |  |  | 1 C A |  | TX | Primary | Purchase | No Defined<br>Cure A | Non<br>QM | Non<br>QM | No |
| 224298323 | [Redacted] | [Redacted] |  | 34808100 |  | Property | Property —<br>Appraisal | Appraisal<br>Documentation | Property —<br>Appraisal | Loan is to be<br>securitized.<br>Appraisal is<br>missing. Sec<br>ID: 1 |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-03):<br>Received<br>appraisal.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-30):<br>appraisal | 11/03/2025 |  |  | 1 D A |  | MA | Investment | Refinance<br>— Cash-<br>out —<br>Other | D A |  | N/A | No |
| 224298323 | [Redacted] | [Redacted] |  | 34808104 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | FEMA<br>Disaster<br>Issue:<br>Property is<br>located in a<br>FEMA<br>Disaster area<br>and has not<br>been<br>inspected. |  | The property is located in a FEMA disaster area. Provide a post-disaster inspection verifying<br>there was no damage. The inspection must include exterior photos and the property must be<br>re-inspected on or after [redacted] declared end date. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-03):<br>Provided<br>appraisal<br>is after<br>the<br>disaster.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-30):<br>see<br>uploaded | 11/03/2025 |  |  | 1 C A |  | MA | Investment | Refinance<br>— Cash-<br>out —<br>Other | D A |  | N/A | No |
| 224298323 | [Redacted] | [Redacted] |  | 34808110 |  | Credit | Property —<br>Appraisal | Appraisal<br>Documentation | Property —<br>Appraisal | Missing<br>Document:<br>Appraisal not<br>provided |  | Appraisal file is missing |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-03):<br>Received<br>appraisal.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-30):<br>see<br>uploaded | 11/03/2025 |  |  | 1 D A |  | MA | Investment | Refinance<br>— Cash-<br>out —<br>Other | D A |  | N/A | No |
| 224298323 | [Redacted] | [Redacted] |  | 34871665 |  | Property | Property —<br>Appraisal | Appraisal<br>Documentation | Property —<br>Appraisal | Loan is to be<br>securitized.<br>Secondary<br>valuation is<br>missing. Sec<br>ID: 2 |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-06):<br>Received<br>CDA.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-<br>11-04):<br>CDA | 11/06/2025 |  |  | 1 A |  | MA | Investment | Refinance<br>— Cash-<br>out —<br>Other | D A |  | N/A | No |
| 224300014 | [Redacted] | [Redacted] |  | 34810112 |  | Credit | Title | General | Title | Title Policy<br>Coverage is<br>less than<br>Original<br>Loan<br>Amount. |  | The Title Policy Amount of $[redacted] is less than the note amount of $[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-31):<br>Received<br>Title<br>commitment<br>with<br>corrected<br>loan<br>amount.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-30):<br>title<br>commitment | 10/31/2025 |  |  | 1 B A |  | MD | Investment | Purchase | D B A |  | N/A | No |
| 224300014 | [Redacted] | [Redacted] |  | 34810143 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender approved exception for borrower does not meet landlord history requirement.<br>Exception approved with condition Max [redacted]% LTV and subject to meeting all other<br>signature expanded guideline requirements. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted] months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The Debt Service Coverage Ratio ([redacted]) is greater<br>than the guideline requirement by .[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Debt Service Coverage<br> Ratio: [redacted]Guideline Requirement:<br>[redacted]<br> Guidelines<br>Representative FICO:<br>[redacted]<br> Representative FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-29):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/29/2025 | 2 B |  | MD | Investment | Purchase | D B A |  | N/A | No |
| 224300014 | [Redacted] | [Redacted] |  | 34842865 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Missing<br>Document | Missing<br>Document:<br>Other not<br>provided |  | File is missing the borrower's pay history on the additional investment property |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-28):<br>As per<br>LOX<br>investment<br>property<br>acquired<br>in<br>[redacted].<br>The same<br>is<br>verified<br>from<br>HUD-1,<br>Received<br>Mortgage<br>statement<br>from<br>[redacted]<br>to<br>[redacted].<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>11-25):<br>payment<br>history<br> Reviewer<br>Comment<br>(2025-<br>11-17):<br>Received<br>Alta<br>statement,<br>however<br>the file<br>will<br>require<br>the most<br>recent<br>[redacted]<br>month<br>history<br>for the<br>mortgage<br>prior to<br>the<br>payoff<br>[redacted]<br> Buyer<br>Comment<br>(2025-<br>11-14):<br>ALTA<br> Reviewer<br>Comment<br>(2025-<br>10-31):<br>The<br>exception<br>write up<br>indicates<br>no<br>mortgage<br>lates. The<br>most<br>recent<br>[redacted]<br>month<br>pay<br>history<br>on the<br>borrowers<br>investment<br>property<br>would be<br>required.<br> Buyer<br>Comment<br>(2025-<br>10-29):<br>there is a<br>credit<br>exception<br>for rental<br>history.<br>please<br>cancel | 11/28/2025 |  |  | 1 C A D |  | MD | Investment | Purchase | D B A |  | N/A | No |
| 224300018 | [Redacted] | [Redacted] |  | 34809698 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent<br>Fee<br>Tolerance<br>exceeded<br>for Credit<br>Report<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance<br>of<br>$[redacted].<br>Sufficient<br>or excess<br>cure was<br>provided<br>to the<br>borrower<br>at Closing. | Cure amount provided on final CD, file does not contain a valid COC for this fee, nor<br>evidence of cure in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/28/2025 |  | 1 A |  | CA | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224304401 | [Redacted] | [Redacted] |  | 34810153 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Articles of<br>Organization/<br>Formation<br>not provided |  | Articles of Organization/Formation is missing in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-04):<br>Provided<br>Articles<br>of<br>Organization<br>of the<br>borrowing<br>business<br>entity.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-31):<br>Articles | 11/04/2025 |  |  | 1 C A |  | PA | Investment | Refinance<br>— Cash-<br>out —<br>Other | D A |  | N/A | No |
| 224304401 | [Redacted] | [Redacted] |  | 34810154 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Certificate of<br>Good<br>Standing not<br>provided |  | Certificate of Good Standing is missing in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-04):<br>Provided<br>Certificate<br>of Good<br>Standing<br>of the<br>borrowing<br>business<br>entity.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-31):<br>COGS | 11/04/2025 |  |  | 1 C A |  | PA | Investment | Refinance<br>— Cash-<br>out —<br>Other | D A |  | N/A | No |
| 224304401 | [Redacted] | [Redacted] |  | 34810155 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Corporate<br>Resolution<br>not provided |  | Corporate Resolution is missing in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-05):<br>Received<br>Corporate<br>Resolution.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>11-04):<br>resolution<br> Reviewer<br>Comment<br>(2025-<br>11-04):<br>Provided<br>trailing<br>document<br>does not<br>have<br>corporate<br>resolution.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>10-31):<br>see<br>uploaded | 11/05/2025 |  |  | 1 C A |  | PA | Investment | Refinance<br>— Cash-<br>out —<br>Other | D A |  | N/A | No |
| 224304401 | [Redacted] | [Redacted] |  | 34810156 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Employer<br>Identification<br>Number<br>(EIN) not<br>provided |  | Employer Identification Number (EIN) is missing in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-04):<br>Provided<br>Employer<br>Identification<br>Number<br>(EIN) of<br>the<br>borrowing<br>business<br>entity.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-31):<br>see<br>uploaded | 11/04/2025 |  |  | 1 C A |  | PA | Investment | Refinance<br>— Cash-<br>out —<br>Other | D A |  | N/A | No |
| 224304401 | [Redacted] | [Redacted] |  | 34810157 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Operating<br>Agreement<br>not provided |  | Operating Agreement is missing in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-04):<br>Provided<br>Operating<br>Agreement<br>of the<br>borrowing<br>business<br>entity.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-31):<br>see<br>uploaded | 11/04/2025 |  |  | 1 C A |  | PA | Investment | Refinance<br>— Cash-<br>out —<br>Other | D A |  | N/A | No |
| 224304401 | [Redacted] | [Redacted] |  | 34810158 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Missing<br>Document | Missing<br>Document:<br>Fraud Report<br>not provided |  | Fraud Report is missing in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-04):<br>Provided<br>fraud<br>report.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-31):<br>fraud<br>report | 11/04/2025 |  |  | 1 C A |  | PA | Investment | Refinance<br>— Cash-<br>out —<br>Other | D A |  | N/A | No |
| 224304401 | [Redacted] | [Redacted] |  | 34810159 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>HUD/CD not<br>provided |  | HUD/CD is missing in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-04):<br>Provided<br>final<br>closing<br>statement.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-31):<br>HUD | 11/04/2025 |  |  | 1 C A |  | PA | Investment | Refinance<br>— Cash-<br>out —<br>Other | D A |  | N/A | No |
| 224304401 | [Redacted] | [Redacted] |  | 34810164 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Missing<br>Document | Missing<br>Document:<br>Other not<br>provided |  | Initial [redacted] Rate Lock is missing in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-04):<br>Provided<br>Rate<br>lock.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>10-31):<br>initial<br>lock form | 11/04/2025 |  |  | 1 C A D |  | PA | Investment | Refinance<br>— Cash-<br>out —<br>Other | D A |  | N/A | No |
| 224304813 | [Redacted] | [Redacted] |  | 34810129 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent<br>Fee<br>Tolerance<br>exceeded<br>for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance<br>of<br>$[redacted].<br>Sufficient<br>or excess<br>cure was<br>provided<br>to the<br>borrower<br>at Closing. | Appraisal Fee was last disclosed as $[redacted] on Loan Estimate but disclosed as<br>$[redacted] on Final Closing Disclosure. Sufficient or excess cure was provided to the<br>borrower at Closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/28/2025 |  | 1 A |  | TX | Second<br>Home | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224304816 | [Redacted] | [Redacted] |  | 34848004 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender approved exception to allow subject property that is operated as an Adult Living<br>Facility. The appraiser stipulated that there were no extraordinary modifications made for the<br>use as an assisted living facility and that the property can be converted to a regular residential<br>property. | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has owned the subject property for at least<br>[redacted] years.<br> Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more<br>than [redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [redacted] months PITIA or more.<br> The Combined Loan to Value (CLTV) on the loan is<br>less than the guideline maximum by at least<br>[redacted]%.<br> The Loan to Value (LTV) on the loan is less than the<br>guideline maximum by at least [redacted]%.<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Actual Reserves:<br> $[redacted]Required Reserves:<br>$[redacted]<br> Guidelines<br>Representative FICO:<br>[redacted]<br> Representative FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-29):<br>Lender<br>approved<br>exception<br>to allow<br>subject<br>property<br>that is<br>operated<br>as an<br>Adult<br>Living<br>Facility.<br>The<br>appraiser<br>stipulated<br>that there<br>were no<br>extraordinary<br>modifications<br>made for<br>the use as<br>an<br>assisted<br>living<br>facility<br>and that<br>the<br>property<br>can be<br>converted<br>to a<br>regular<br>residential<br>property. |  |  | 10/29/2025 | 2 B |  | CA | Investment | Refinance<br>— Cash-<br>out —<br>Other | B A | N/A | N/A | No |
| 224304818 | [Redacted] | [Redacted] |  | 34839453 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-04):<br>Received<br>E-sign<br>Consent<br>Agreement.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-03):<br>Econsent | 11/04/2025 |  |  | 1 C A |  | NJ | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224304818 | [Redacted] | [Redacted] |  | 34839461 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent<br>Fee<br>Tolerance<br>exceeded<br>for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance<br>of<br>$[redacted].<br>Sufficient<br>or excess<br>cure was<br>provided<br>to the<br>borrower<br>at Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-29):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/29/2025 |  | 1 A |  | NJ | Primary | Refinance<br>— Cash-<br>out —<br>Other | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224304818 | [Redacted] | [Redacted] |  | 34839462 |  | Compliance | Compliance | Federal<br>Compliance | TILA Right-<br>to-Cancel<br>Missing,<br>Incorrect,<br>Incomplete<br>and/or<br>provided on<br>the wrong<br>form | TILA —<br>Incorrect<br>Right To<br>Cancel Form<br>Used — H-8<br>Used on<br>Same Lender<br>Refinance<br>(Third<br>Circuit) | Truth in<br>Lending<br>Act:<br>Notice of<br>Right to<br>Cancel<br>was not<br>executed<br>on the<br>proper<br>Model<br>Form for a<br>refinancing<br>by the<br>same<br>creditor.<br>The H-8<br>form was<br>used, the<br>H-9 form<br>should<br>have been<br>used. | Notice of Right to Cancel was executed in H-8 format instead of H-9 format for same lender<br>refinance. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-07):<br>Received<br>required<br>documentation.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-<br>11-05):<br>Letter<br> Reviewer<br>Comment<br>(2025-<br>11-05):<br>Received<br>updated<br>R T C<br>with<br>evidence<br>of<br>borrower's<br>receipt<br>however<br>letter to<br>borrower<br>is<br>missing.<br>Once<br>received<br>the<br>condition<br>can be<br>cleared<br>on<br>[redacted].<br> Buyer<br>Comment<br>(2025-<br>11-03):<br>New<br>RTC | 11/07/2025 |  |  | 1 C A |  | NJ | Primary | Refinance<br>— Cash-<br>out —<br>Other | TILA ROR<br>— Provide<br>the<br>following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>and Re-open<br>Rescission<br>using the<br>correct<br>model form C | Non<br>QM | Non<br>QM | Yes |
| 224304822 | [Redacted] | [Redacted] |  | 34810411 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent<br>Fee<br>Tolerance<br>exceeded<br>for<br>Attorney<br>Review<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance<br>of<br>$[redacted].<br>Sufficient<br>or excess<br>cure was<br>provided<br>to the<br>borrower<br>at Closing. | Attorney Review Fee was last disclosed as $[redacted] on Loan Estimate but disclosed as<br>$[redacted] on Final Closing Disclosure. File does not contain a valid Changed Circumstance<br>for this fee, no evidence of cure in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-28):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/28/2025 |  | 1 A |  | CA | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224304827 | [Redacted] | [Redacted] |  | 34839525 |  | Property | Property —<br>Appraisal | Appraisal<br>Documentation | Property —<br>Appraisal | Missing<br>Document:<br>Appraisal<br>was made<br>"subject to"<br>and Form<br>1004D/<br>[redacted]<br>was not<br>provided. |  | Appraisal was made subject to and [redacted] is not provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-06):<br>Received<br>Final<br>inspection/[redacted],<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-04):<br>PC Cert | 11/06/2025 |  |  | 1 C A |  | TN | Investment | Purchase | C A | N/A | N/A | No |
| 224305925 | [Redacted] | [Redacted] |  | 34839823 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Verification<br>of<br>Identification<br>not provided |  | Verification of Identification is missing |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-06):<br>Received<br>Driver's<br>License.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-05):<br>Copy of<br>borrower<br>DL to<br>clear<br>exception | 11/06/2025 |  |  | 1 C A |  | NJ | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A |  | N/A | No |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor<br>Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224305940 | [Redacted] | [Redacted] |  | 34810062 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception was approved at<br>origination for use of 2nd job income<br>for an additional -.[redacted] exception<br>LLPA. Total [redacted] fees now -<br>.[redacted]. Subject to: Max<br>[redacted]% LTV, sample care<br>agreement evidencing that no medical<br>care is being provided in the subject<br>property, appraisal must only include<br>the subject property's real estate and<br>meeting all other Signature Expanded<br>guideline requirements. Compensating<br>factors are FICO of [redacted] is<br>[redacted] points or more above<br>requirement, long term employment (><br>5years), total debt [redacted]% or<br>more under requirement, residual<br>income $[redacted]K or more, long<br>term home ownership (> years) and<br>reduction in housing/mortgage<br>payment. | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more<br>than [redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [redacted] months PITIA or more.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. |  | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-29):<br>Preapproved<br>exception |  |  | 10/29/2025 | 2 B |  | CA | Investment | Purchase | B A | N/A | N/A | No |
| 224305940 | [Redacted] | [Redacted] |  | 34810065 |  | Credit | Title | Document<br>Error | Title | The Preliminary<br>title policy is<br>within [redacted]<br>or [redacted] and<br>does not reflect a<br>coverage amount<br>(no final title<br>policy in file).<br>Unable to<br>determine if<br>appropriate<br>coverage is<br>provided. |  | The preliminary title report in file did<br>not disclose the amount of title<br>insurance coverage. Provide a copy of<br>the final title policy or an addendum to<br>the preliminary report verifying title<br>insurance of at least the loan amount. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-06):<br>Received<br>Title<br>Final &<br>associated.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-05):<br>title sup<br> Reviewer<br>Comment<br>(2025-<br>11-03):<br>Require<br>Title<br>Supplement/Preliminary<br>document<br>to reflect<br>title<br>coverage/<br>policy<br>amount<br>[redacted]<br>as<br>provided<br>document<br>in file<br>does not<br>reflect<br>the same.<br>Exception<br>Remains.<br> Buyer<br>Comment<br>(2025-<br>10-30):<br>title sup | 11/06/2025 |  |  | 1 B A |  | CA | Investment | Purchase | B A | N/A | N/A | No |
| 224305940 | [Redacted] | [Redacted] |  | 34810066 |  | Credit | Legal /<br>Regulatory /<br>Compliance | Title / Lien<br>Defect | Title | Title Policy is<br>Preliminary or<br>Commitment,<br>and not a Final<br>Title Policy. |  | The file is missing a copy of the Final<br>Title Policy. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-06):<br>Received<br>Title<br>Final &<br>associated.<br>Exception<br>cleared. | 11/06/2025 |  |  | 1 A |  | CA | Investment | Purchase | B A | N/A | N/A | No |
| 224305949 | [Redacted] | [Redacted] |  | 34809668 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request for rural<br>property less than [redacted] sq ft is<br>approved. Per disposition, all other<br>expanded guideline requirements must<br>be met. | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more<br>than [redacted] years.<br> Borrower's monthly mortgage payment has decreased<br>by at least [redacted]%.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [redacted] months PITIA or more.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$.<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Guidelines<br>Representative<br>FICO:<br> [redacted]Representative<br>FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-29):<br>Client<br>elected to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/29/2025 | 2 B |  | NC | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224305949 | [Redacted] | [Redacted] |  | 34809683 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID [redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal Fee.<br>Fee Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>$[redacted] over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to the<br>borrower. | Appraisal Fee disclosed as $[redacted]<br>on final LE and then as $[redacted] on<br>final CD without a valid change of<br>circumstance. Insufficient or no cure<br>was provided to the borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-19):<br>[redacted]<br>received<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check,<br>and<br>Corrected<br> CD.Buyer<br>Comment<br>(2025-<br>11-19):<br>PCCD<br>with cure<br> Reviewer<br>Comment<br>(2025-<br>11-04):<br>[redacted]<br>received<br>Changed<br>Circumstance<br>dated<br>[redacted],<br>but it<br>does not<br>give<br>sufficient<br>information<br>on why<br>the<br>Appraisal<br>fee was<br>increased.<br>In order<br>to<br>determine<br>if the<br>changed<br>circumstance<br>is valid<br>more<br>information<br>is<br>necessary<br>on reason<br>fee<br>increase<br>and when<br>lender<br>became<br>aware of<br>the<br>change.<br>A valid<br>Changed<br>Circumstance<br>or cure is<br>required.<br>Cure<br>consists<br>of<br>Corrected<br>CD, LOE<br>to<br>borrower,<br>proof of<br>mailing<br>and copy<br>of refund<br>check.<br> Buyer<br>Comment<br>(2025-<br>11-03):<br>COC |  | 11/19/2025 |  | 2 C B |  | NC | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224305974 | [Redacted] | [Redacted] |  | 34810025 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign Consent<br>Agreement is<br>missing. |  | E-sign Consent agreement is missing<br>in the file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>document<br> received.Buyer<br>Comment<br>(2025-<br>11-07):<br>One one<br>month<br>required<br>per AUS<br>used ,<br>See LP<br>[redacted]<br>page<br>[redacted]<br> Buyer<br>Comment<br>(2025-<br>11-07):<br>Econsent | 11/10/2025 |  |  | 1 C A |  | GA | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224305974 | [Redacted] | [Redacted] |  | 34810038 |  | Credit | Asset | Asset<br>Documentation | Asset | Guideline<br>Issue:Insufficient<br>asset<br>documentation. |  | Asset statements provided must cover<br>at least [redacted] days on purchases.<br>Provide one more additional bank<br>statement for the account #[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>Guidelines<br>allow<br>utilizing<br>AUS<br>findings<br>for<br>documentation<br>requirements,<br>which<br>may<br>permit<br>for a<br>shorter<br>period.<br>LP<br>requires<br>only<br>[redacted]<br>month<br>asset<br> statement.Buyer<br>Comment<br>(2025-<br>11-07):<br>One one<br>month<br>required<br>per AUS<br>used ,<br>See LP<br>[redacted]<br>page<br>[redacted] | 11/10/2025 |  |  | 1 C A |  | GA | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224305974 | [Redacted] | [Redacted] |  | 34810039 |  | Credit | Asset | Asset<br>Documentation | Asset | Guideline<br>Issue:Insufficient<br>asset<br>documentation. |  | Asset statements provided must cover<br>at least [redacted] days on purchases.<br>Provide one more additional bank<br>statement for the account #[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>Guidelines<br>allow<br>utilizing<br>AUS<br>findings<br>for<br>documentation<br>requirements,<br>which<br>may<br>permit<br>for a<br>shorter<br>period.<br>LP<br>requires<br>only<br>[redacted]<br>month<br>asset<br> statement.Buyer<br>Comment<br>(2025-<br>11-07):<br>One one<br>month<br>required<br>per AUS<br>used ,<br>See LP<br>[redacted]<br>page<br>[redacted] | 11/10/2025 |  |  | 1 C A |  | GA | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224305974 | [Redacted] | [Redacted] |  | 34810043 |  | Credit | Asset | Asset<br>Documentation | Asset | Guideline<br>Issue:Insufficient<br>asset<br>documentation. |  | Asset statements provided must cover<br>at least [redacted] days on purchases.<br>Provide one more additional bank<br>statement for the account #[redacted] |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>Guidelines<br>allow<br>utilizing<br>AUS<br>findings<br>for<br>documentation<br>requirements,<br>which<br>may<br>permit<br>for a<br>shorter<br>period.<br>LP<br>requires<br>only<br>[redacted]<br>month<br>asset<br> statement.Buyer<br>Comment<br>(2025-<br>11-07):<br>One one<br>month<br>required<br>per AUS<br>used ,<br>See LP<br>[redacted]<br>page<br>[redacted] | 11/10/2025 |  |  | 1 C A |  | GA | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224305974 | [Redacted] | [Redacted] |  | 34810044 |  | Credit | Asset | Asset<br>Documentation | Asset | Guideline<br>Issue:Insufficient<br>asset<br>documentation. |  | Asset statements provided must cover<br>at least [redacted] days on purchases.<br>Provide one more additional bank<br>statement for the account #[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>Guidelines<br>allow<br>utilizing<br>AUS<br>findings<br>for<br>documentation<br>requirements,<br>which<br>may<br>permit<br>for a<br>shorter<br>period.<br>LP<br>requires<br>only<br>[redacted]<br>month<br>asset<br> statement.Buyer<br>Comment<br>(2025-<br>11-07):<br>One one<br>month<br>required<br>per AUS<br>used ,<br>See LP<br>[redacted]<br>page<br>[redacted] | 11/10/2025 |  |  | 1 C A |  | GA | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224305974 | [Redacted] | [Redacted] |  | 34810045 |  | Credit | Asset | Asset<br>Documentation | Asset | Guideline<br>Issue:Insufficient<br>asset<br>documentation. |  | Asset statements provided must cover<br>at least [redacted] days on purchases.<br>Provide one more additional bank<br>statement for the account #[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>Guidelines<br>allow<br>utilizing<br>AUS<br>findings<br>for<br>documentation<br>requirements,<br>which<br>may<br>permit<br>for a<br>shorter<br>period.<br>LP<br>requires<br>only<br>[redacted]<br>month<br>asset<br> statement.Buyer<br>Comment<br>(2025-<br>11-07):<br>One one<br>month<br>required<br>per AUS<br>used ,<br>See LP<br>[redacted]<br>page<br>[redacted] | 11/10/2025 |  |  | 1 C A |  | GA | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224305974 | [Redacted] | [Redacted] |  | 34810081 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income Docs<br>Missing: |  | Provide verification of employment<br>(VVOE) for the employer [redacted] |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>VOE<br> received.Buyer<br>Comment<br>(2025-<br>11-07):<br>Company<br>was<br>acquired ,<br>[redacted]<br>is<br>[redacted] | 11/10/2025 |  |  | 1 C A |  | GA | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224305974 | [Redacted] | [Redacted] |  | 34810082 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income Docs<br>Missing: |  | Provide verification of employment<br>(VVOE) for the employer [redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>VOE<br> received.Buyer<br>Comment<br>(2025-<br>11-07):<br>VVOE | 11/10/2025 |  |  | 1 C A |  | GA | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224305974 | [Redacted] | [Redacted] |  | 34810109 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Verification(s)<br>of employment<br>is not within<br>[redacted]<br>business days of<br>the Note. |  | Verification of employment (VVOE)<br>is missing in the file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>VOE<br> received.Buyer<br>Comment<br>(2025-<br>11-07):<br>See<br>supplied<br>VVOEs<br>and<br>merger<br>docs | 11/10/2025 |  |  | 1 C A |  | GA | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224305974 | [Redacted] | [Redacted] |  | 34810110 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Verification(s)<br>of employment<br>is not within<br>[redacted]<br>business days of<br>the Note. |  | Verification of employment (VVOE)<br>is missing in the file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>VOE<br> received.Buyer<br>Comment<br>(2025-<br>11-07):<br>See<br>supplied<br>VVOEs<br>and<br>merger<br>docs | 11/10/2025 |  |  | 1 C A |  | GA | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224305974 | [Redacted] | [Redacted] |  | 34810115 |  | Compliance | Compliance | Federal<br>Compliance | Missing Non-<br>Required Data | (Missing Data)<br>Last Rate Set<br>Date | Last Date Rate<br>Set and Initial<br>Rate Lock Date<br>not provided.<br>Worst Case<br>Scenario<br>between<br>Creditor<br>Application<br>Date and<br>Transaction<br>Date used to<br>determine rate<br>used for testing. | Initial Rate lock is missing in the file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>Rate lock<br> received.Buyer<br>Comment<br>(2025-<br>11-07):<br>Lock<br>Form | 11/10/2025 |  |  | 1 B A |  | GA | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224305974 | [Redacted] | [Redacted] |  | 34810116 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match — ATR | Ability to Repay<br>(Dodd-Frank<br>2014):<br>Originator Loan<br>Designation of<br>Non QM does<br>not match Due<br>Diligence Loan<br>Designation of<br>ATR Fail. | Verification of employment (VVOE)<br>is missing in the file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>VOE<br> received.Buyer<br>Comment<br>(2025-<br>11-07):<br>See<br>supplied<br>VVOEs<br>and<br>merger<br>docs | 11/10/2025 |  |  | 1 B A C |  | GA | Second<br>Home | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>status C | Non<br>QM | Non<br>QM | Yes |
| 224305974 | [Redacted] | [Redacted] |  | 34810117 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General Ability<br>To Repay<br>Provision<br>Employment —<br>[redacted] | Ability to Repay<br>(Dodd-Frank<br>2014): Unable to<br>verify current<br>Wages/W-2<br>employment<br>status using<br>reasonably<br>reliable third-<br>party records. | Verification of employment (VVOE)<br>is missing in the file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>VOE<br> received.Buyer<br>Comment<br>(2025-<br>11-07):<br>See<br>supplied<br>VVOEs<br>and<br>merger<br>docs | 11/10/2025 |  |  | 1 C A |  | GA | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224305974 | [Redacted] | [Redacted] |  | 34810118 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General Ability<br>To Repay<br>Provision<br>Employment —<br>[redacted] | Ability to Repay<br>(Dodd-Frank<br>2014): Unable to<br>verify current<br>Wages/W-2<br>employment<br>status using<br>reasonably<br>reliable third-<br>party records. | Verification of employment (VVOE)<br>is missing in the file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>VOE<br> received.Buyer<br>Comment<br>(2025-<br>11-07):<br>See<br>supplied<br>VVOEs<br>and<br>merger<br>docs | 11/10/2025 |  |  | 1 C A |  | GA | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224305974 | [Redacted] | [Redacted] |  | 34810119 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General Ability<br>To Repay<br>Provision<br>Investor<br>Guidelines | Ability to Repay<br>(Dodd-Frank<br>2014): Based on<br>the loan failing<br>one or more<br>guideline<br>components, the<br>loan is at ATR<br>risk. | Verification of employment (VVOE)<br>is missing in the file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>VOE<br> received.Buyer<br>Comment<br>(2025-<br>11-07):<br>See<br>supplied<br>VVOEs<br>and<br>merger<br>docs | 11/10/2025 |  |  | 1 C A |  | GA | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224305974 | [Redacted] | [Redacted] |  | 34810120 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM | NonQM ATR | Ability-to-Repay<br>(Dodd-Frank<br>2014): General<br>Ability-to-Repay<br>requirements not<br>satisfied. | Verification of employment (VVOE)<br>is missing in the file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>VOE<br>received. | 11/10/2025 |  |  | 1 A |  | GA | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224305974 | [Redacted] | [Redacted] |  | 34810121 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Initial<br>Closing<br>Disclosure<br>Timing without<br>Waiver | TILA-RESPA<br>Integrated<br>Disclosure:<br>Closing<br>Disclosure not<br>provided to<br>Borrower(s) at<br>least [redacted]<br>business days<br>prior to closing. | Closing Disclosure not provided to<br>Borrower(s) at least [redacted]<br>business days prior to closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>[redacted]<br>received<br>a valid<br> COC.Buyer<br>Comment<br>(2025-<br>11-07):<br>ICD | 11/10/2025 |  |  | 1 C A |  | GA | Second<br>Home | Purchase | No Defined<br>Cure A | Non<br>QM | Non<br>QM | No |
| 224305974 | [Redacted] | [Redacted] |  | 34847442 |  | Credit | Asset | Asset<br>Documentation | Asset | Asset<br>documentation<br>requirements not<br>met. |  | Asset statements provided must cover<br>at least [redacted] days on purchases. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>Guidelines<br>allow<br>utilizing<br>AUS<br>findings<br>for<br>documentation<br>requirements,<br>which<br>may<br>permit<br>for a<br>shorter<br>period.<br>LP<br>requires<br>only<br>[redacted]<br>month<br>asset<br> statement.Buyer<br>Comment<br>(2025-<br>11-07):<br>One one<br>month<br>required<br>per AUS<br>used ,<br>See LP<br>[redacted]<br>page<br>[redacted] | 11/10/2025 |  |  | 1 C A |  | GA | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224305974 | [Redacted] | [Redacted] |  | 34847444 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income<br>documentation<br>requirements not<br>met. |  | This file was missing a copy of<br>VVOE. Verbal Verification of<br>Employment VVOE completed within<br>[redacted] days of closing must be<br>provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>VOE<br> received.Buyer<br>Comment<br>(2025-<br>11-07):<br>See<br>supplied<br>VVOEs<br>and<br>merger<br>docs | 11/10/2025 |  |  | 1 C A |  | GA | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224305974 | [Redacted] | [Redacted] |  | 34847485 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency —<br>ATR Impact | Ability to Repay<br>(Dodd-Frank<br>2014): There are<br>guideline<br>deficiencies<br>related to<br>income and/or<br>asset doc<br>requirements<br>which could<br>result in a risk to<br>the borrower's<br>ability to repay.<br>(Exception is<br>eligible to be<br>regraded with<br>compensating<br>factors.) | Loan designation failure due to<br>missing VOE. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>VOE<br> received.Buyer<br>Comment<br>(2025-<br>11-07):<br>See<br>supplied<br>VVOEs<br>and<br>merger<br>docs | 11/10/2025 |  |  | 1 C A |  | GA | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224308339 | [Redacted] | [Redacted] |  | 34839664 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>HUD/CD not<br>provided |  | Missing executed final HUD/CD in<br>file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-06):<br>Received<br>executed<br>final<br>HUD/CD<br>in file.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-05):<br>Executed<br>final<br>HUD | 11/06/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| 224308346 | [Redacted] | [Redacted] |  | 34838531 |  | Credit | Title | General | Title | Title Policy<br>Coverage is less<br>than Original<br>Loan Amount. |  | The preliminary title coverage is<br>$[redacted] vs loan amount of<br>$[redacted]. Coverage shortfall of<br>$[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-04):<br>Received<br>Title<br>Commitment<br>with<br>policy<br>amount<br>$[redacted].<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-03):<br>title<br>commitment | 11/04/2025 |  |  | 1 B A |  | NJ | Investment | Refinance<br>— Cash-<br>out —<br>Other | B A |  | N/A | No |
| 224308349 | [Redacted] | [Redacted] |  | 34839729 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>HUD/CD not<br>provided |  | Final HUD/CD is missing in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-06):<br>Provided<br>final<br>closing<br>statement.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-05):<br>final<br>settlement<br>statement | 11/06/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| 224308486 | [Redacted] | [Redacted] |  | 34839471 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID [redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Survey Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>$[redacted] over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to the<br>borrower. | Survey Fee was last disclosed as<br>$[redacted] on the Loan Estimate but<br>disclosed as $[redacted] on Final<br>Closing Disclosure. File does not<br>contain a Valid change of<br>circumstance for this fee, nor evidence<br>of cure in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-04):<br>[redacted]<br>received<br>Corrected<br>PCCD<br>and LOE<br>moving<br>fee to<br>section<br> H.Buyer<br>Comment<br>(2025-<br>11-03):<br>pccd, lox<br>and email<br>from title | 11/04/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224310712 | [Redacted] | [Redacted] |  | 34842806 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID [redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Review Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>$[redacted] over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to the<br>borrower. | No valid COC provided, nor evidence<br>of cure in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-12):<br>[redacted]<br>received<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check,<br>and<br>Corrected<br> CD.Buyer<br>Comment<br>(2025-<br>11-11):<br>pccd, lox,<br>label and<br>check |  | 11/12/2025 |  | 2 C B |  | TN | Second<br>Home | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224310712 | [Redacted] | [Redacted] |  | 34852469 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Data Discrepancy with DTI. Lender<br>DTI [redacted]%, Review DTI<br>[redacted]% . The reason for the<br>discrepancy lender used $[redacted] as<br>Insurance and tax payments for<br>primary residence; however the<br>borrower has no primary payments as<br>lives rent free per LOE in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-05):<br>Received<br>updated<br>1008.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-<br>11-03):<br>corrected<br>1008 | 11/05/2025 |  |  | 1 C A |  | TN | Second<br>Home | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224310712 | [Redacted] | [Redacted] |  | 34852473 |  | Credit | Guideline | Guideline<br>Issue | Guideline | Ineligible<br>property type. | ___ | Lender Exception Requested and<br>Approved for eligibility of subject<br>property. SP is [redacted] bed,<br>[redacted] bath with [redacted] sq ft.<br>No similar comps with same bedroom<br>count. Condition for Max LTV/CLTV<br>of [redacted]% | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more<br>than [redacted] years.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. |  | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-30):<br>Preapproved<br>exception |  |  | 10/30/2025 | 2 B |  | TN | Second<br>Home | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224310850 | [Redacted] | [Redacted] |  | 34848301 |  | Property | Valuation | Valuation<br>Issue | Valuation | The desk review<br>has a effective<br>date that is other<br>than what the<br>appraisal<br>effective date is.<br>The desk review<br>should have the<br>same effective<br>date as the<br>appraisal |  | Desk Review (CDA) effective date is<br>[redacted]and Appraisal effective date<br>is [redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-05):<br>Received<br>CDA<br>with<br>effective<br>date<br>[redacted].<br>Exception<br> clearedBuyer<br>Comment<br>(2025-<br>12-03):<br>CDA<br> Reviewer<br>Comment<br>(2025-<br>11-20):<br>CU score<br>is<br>[redacted]<br>and CDA<br>is<br>required.<br>Exception<br>Remains.<br> Buyer<br>Comment<br>(2025-<br>11-19):<br>CDA not<br>required,<br>SSR<br>[redacted]<br>. Can we<br>clear this | 12/05/2025 |  |  | 1 C A |  | MO | Investment | Refinance<br>— Rate/<br>Term | C A |  | N/A | No |
| 224314710 | [Redacted] | [Redacted] |  | 34845050 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>Verification of<br>Non-US Citizen<br>Status not<br>provided |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>Received<br>Individual<br>Taxpayer<br>Identification<br>(ITIN).<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-07):<br>this is a<br>tax ID<br>loan,<br>please<br>see ITIN<br>letter<br>attached | 11/10/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224315501 | [Redacted] | [Redacted] |  | 34842013 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO Documents<br>are missing. |  | Missing Tax , HOI and HOA<br>documents for REO property<br>[redacted] [redacted] |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-11):<br>Tax<br>certificate,<br>HOA,<br>Hazard<br>Insurance<br>document<br>received<br>and<br>verified.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-07):<br>Property<br>docs | 11/11/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224315501 | [Redacted] | [Redacted] |  | 34842015 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO Documents<br>are missing. |  | Missing Tax , HOI and HOA<br>documents for REO property<br>[redacted] [redacted] [redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-11):<br>Tax<br>certificate,<br>HOA,<br>Hazard<br>Insurance<br>document<br>received<br>and<br>verified.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-07):<br>Prop<br>docs | 11/11/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224315501 | [Redacted] | [Redacted] |  | 34842017 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO Documents<br>are missing. |  | Missing mortgage statement for REO<br>property [redacted] [redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-11):<br>Mortgage<br>Statement,<br>Note,<br>Tax<br>certificate<br>and<br>Hazard<br>Insurance<br>document<br>received<br>and<br>verified.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-07):<br>Prop<br>docs | 11/11/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224321647 | [Redacted] | [Redacted] |  | 34848395 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Deeds /<br>Warranty / Grant<br>/ Quit-Claim not<br>provided |  | File is missing fully executed warranty<br>deed transferring ownership to the<br>borrowing entity. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>Received<br>Deed.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>11-07):<br>warranty<br>deed | 11/10/2025 |  |  | 1 D A |  | FL | Investment | Purchase | D A |  | N/A | No |
| 224321647 | [Redacted] | [Redacted] |  | 34854724 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>Currency<br>Converter/<br>Exchange<br>(Asset) not<br>provided |  | The currency converter is missing for<br>the account with Itau. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>Currency<br>Convertor<br>was<br>provided<br>with<br>Initial<br>package.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-07):<br>PC Cert | 11/10/2025 |  |  | 1 C A |  | FL | Investment | Purchase | D A |  | N/A | No |
| 224322299 | [Redacted] | [Redacted] |  | 34848375 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | The lender exception has been<br>requested for [redacted]% LTV with a<br>[redacted] [redacted] to [redacted].<br>The exception is approved subject to<br>[redacted] housing payment history<br>must be documented on primary<br>residence as well as on other<br>investment property, all other<br>signature expanded guidelines must be<br>met including documenting [redacted]<br>month's PITI subject property reserves<br>and exception [redacted] cited above is<br>in addition to any and all rate sheet<br>[redacted] that may apply including<br>LLPA's for "[redacted] .[redacted] to<br>.[redacted]" and FICO/LTV". Unable<br>to downgrade/waive due to missing<br>the [redacted] history for [redacted]<br>mortgage as required by lender<br>exception approval. Exception<br>approval is also missing sufficient<br>compensating factors. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted] months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> Miscellaneous | Reserves:<br> [redacted]Guideline<br>Requirement:<br>[redacted]<br> Minimal<br>consumer<br>debt. | SitusAMC<br> SitusAMC<br> SitusAMC,Aggregator | Reviewer<br>Comment<br>(2025-<br>11-20):<br>Client<br>elects to<br>waive<br>with<br>compensating<br> factors.Buyer<br>Comment<br>(2025-<br>11-19):<br>Credit<br>sup |  |  | 11/20/2025 | 2 C B |  | ME | Investment | Purchase | C B A |  | N/A | No |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor<br>Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224323578 | [Redacted] | [Redacted] |  | 34848462 |  | Credit | Legal /<br>Regulatory /<br>Compliance | Title / Lien<br>Defect | Title | Title Policy is<br>Preliminary or<br>Commitment,<br>and not a Final<br>Title Policy. |  | File is missing a copy of the final title policy. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-05):<br>Final<br>Title<br>report<br>received,<br>exception<br>cleared. | 11/05/2025 |  |  | 1 A |  | CO | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224323578 | [Redacted] | [Redacted] |  | 34848473 |  | Credit | Title | General | Title | Title Policy<br>Coverage is less<br>than Original<br>Loan Amount. |  | Loan amount: $[redacted]. Coverage amount: $[redacted]. Coverage shortfall: $[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-05):<br>Final<br>Title<br>Report<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-04):<br>final title<br>policy | 11/05/2025 |  |  | 1 B A |  | CO | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224323578 | [Redacted] | [Redacted] |  | 34848485 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID [redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent<br>Fee<br>Tolerance<br>exceeded<br>for<br>Appraisal<br>Review<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance<br>of<br>$[redacted].<br>$[redacted]<br>over legal<br>limit.<br>Insufficient<br>or no cure<br>was<br>provided<br>to the<br>borrower. | Appraisal Review Fee $[redacted] was not disclosed on Loan Estimate. File does not contain a valid<br>COC for this fee, nor evidence of cure. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-13):<br>[redacted]<br>received<br>PCCD,<br>LOE,<br>copy of<br>refund<br>check &<br>proof of<br> mailing.Buyer<br>Comment<br>(2025-<br>11-12):<br>lox, pccd,<br>refund<br>check |  | 11/13/2025 |  | 2 C B |  | CO | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224323578 | [Redacted] | [Redacted] |  | 34853322 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception requesting only [redacted]-month job history in line of work is approved. Per<br>disposition, max LTV/CLTV [redacted]%, max DTI is [redacted]%, document borrower [redacted]<br>has [redacted] open tradelines, U/W to evidence borrower has worked consistently a minimum of<br>[redacted] hours a week since beginning of employment. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted] months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Guidelines<br>Representative<br>FICO:<br> [redacted]Representative<br>FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-30):<br>Client<br>elected to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/30/2025 | 2 B |  | CO | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224323578 | [Redacted] | [Redacted] |  | 34853327 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request for [redacted]% DTI is approved. Per disposition, max LTV/CLTV<br>[redacted]%, max DTI is [redacted]%, document borrower [redacted] has [redacted] open tradelines,<br>U/W to evidence borrower has worked consistently a minimum of [redacted] hours a week since<br>beginning of employment. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted] months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Guidelines<br>Representative<br>FICO:<br> [redacted]Representative<br>FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-30):<br>Client<br>elected to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/30/2025 | 2 B |  | CO | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224323578 | [Redacted] | [Redacted] |  | 34853402 |  | Credit | Asset | Asset<br>Documentation | Asset | Guideline<br>Issue:Insufficient<br>asset<br>documentation. |  | Two months required bank statements for asset account ending in #[redacted] not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-05):<br>Newly<br>opened<br>account,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-04):<br>[redacted]<br>acct#<br>[redacted]<br>was just<br>opened in<br>[redacted],<br>see doc#<br>[redacted]<br>pg<br>[redacted]<br>to see<br>Sept<br>beginning<br>and<br>ending<br>balances<br>of<br>$[redacted]<br>and doc#<br>[redacted]<br>for<br>[redacted] | 11/05/2025 |  |  | 1 C A |  | CO | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224323578 | [Redacted] | [Redacted] |  | 34853413 |  | Credit | Asset | Asset<br>Documentation | Asset | Asset<br>documentation<br>requirements not<br>met. |  | Two months required bank statements for asset account ending in #[redacted] not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-05):<br>Newly<br>opened<br>account,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-04):<br>[redacted]<br>acct#<br>[redacted]<br>was just<br>opened in<br>[redacted],<br>see doc#<br>[redacted]<br>pg<br>[redacted]<br>to see<br>Sept<br>beginning<br>and<br>ending<br>balances<br>of<br>$[redacted]<br>and doc#<br>[redacted]<br>for<br>[redacted] | 11/05/2025 |  |  | 1 C A |  | CO | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224323578 | [Redacted] | [Redacted] |  | 34853422 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match — ATR<br>Risk | Ability to<br>Repay<br>(Dodd-<br>Frank<br>2014):<br>Originator<br>Loan<br>Designation<br>of Non<br>QM does<br>not match<br>Due<br>Diligence<br>Loan<br>Designation<br>of ATR<br>Risk. | ATR risk due to missing asset documentation: Two months required bank statements for asset<br>account ending in #[redacted] not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-05):<br>Newly<br>opened<br>account,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-04):<br>[redacted]<br>acct#<br>[redacted]<br>was just<br>opened in<br>[redacted],<br>see doc#<br>[redacted]<br>pg<br>[redacted]<br>to see<br>[redacted]<br>beginning<br>and<br>ending<br>balances<br>of<br>$[redacted]<br>and doc#<br>[redacted]<br>for<br>[redacted] | 11/05/2025 |  |  | 1 B A C |  | CO | Primary | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>Loan<br>Designation C B | Non<br>QM | Non<br>QM | Yes |
| 224323578 | [Redacted] | [Redacted] |  | 34853423 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency —<br>ATR Impact | Ability to<br>Repay<br>(Dodd-<br>Frank<br>2014):<br>There are<br>guideline<br>deficiencies<br>related to<br>income<br>and/or<br>asset doc<br>requirements<br>which<br>could<br>result in a<br>risk to the<br>borrower's<br>ability to<br>repay.<br>(Exception<br>is eligible<br>to be<br>regraded<br>with<br>compensating<br>factors.) | ATR risk due to missing asset documentation: Two months required bank statements for asset<br>account ending in #[redacted] not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-05):<br>Newly<br>opened<br>account,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-04):<br>[redacted]<br>acct#<br>[redacted]<br>was just<br>opened in<br>[redacted],<br>see doc#<br>[redacted]<br>pg<br>[redacted]<br>to see<br>Sept<br>beginning<br>and<br>ending<br>balances<br>of<br>$[redacted]<br>and doc#<br>[redacted]<br>for<br>[redacted] | 11/05/2025 |  |  | 1 C A |  | CO | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224323578 | [Redacted] | [Redacted] |  | 34853424 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General Ability<br>To Repay<br>Provision<br>Investor<br>Guidelines | Ability to<br>Repay<br>(Dodd-<br>Frank<br>2014):<br>Based on<br>the loan<br>failing one<br>or more<br>guideline<br>components,<br>the loan is<br>at ATR<br>risk. | ATR risk due to missing asset documentation: Two months required bank statements for asset<br>account ending in #[redacted] not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-05):<br>Newly<br>opened<br>account,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-04):<br>[redacted]<br>acct#<br>[redacted]<br>was just<br>opened in<br>[redacted],<br>see doc#<br>[redacted]<br>pg<br>[redacted]<br>to see<br>[redacted]<br>beginning<br>and<br>ending<br>balances<br>of<br>$[redacted]<br>and doc#<br>[redacted]<br>for<br>[redacted] | 11/05/2025 |  |  | 1 C A |  | CO | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224323578 | [Redacted] | [Redacted] |  | 35018328 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Data Discrepancy: FICO |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-04):<br>Lender is<br>now in<br>line with<br>DD.<br>Condition<br> cleared.Reviewer<br>Comment<br>(2025-<br>11-20):<br>Reviewed<br>lender<br>rebuttal,<br>however<br>loan was<br>not<br>closed as<br>a<br>[redacted]<br>loan, but<br>a full<br>doc. The<br>[redacted]<br>is the<br>primary<br>wage<br>earner<br>with a<br>fico of<br>[redacted].<br> Buyer<br>Comment<br>(2025-<br>11-19): I<br>have<br>attached<br>the FICO<br>rebuttal.<br>Thank<br>you. | 12/04/2025 |  |  | 1 A |  | CO | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224326846 | [Redacted] | [Redacted] |  | 34849216 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO Documents<br>are missing. |  | Insurance Verification was not provided for [redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-18):<br>HOA<br>proof<br>received,<br>exception<br> clearedBuyer<br>Comment<br>(2025-<br>11-17):<br>taxes and<br>hoa<br> Reviewer<br>Comment<br>(2025-<br>11-10):<br>Received<br>insurance<br>verification<br>for<br>property<br>[redacted]<br>with<br>premium<br>amount<br>$[redacted].<br>Provide <br>HOA<br>verification<br>for the<br>remaining<br>amount<br>of<br>$[redacted]<br>in other.<br>Exception<br>remains<br> Buyer<br>Comment<br>(2025-<br>11-07):<br>HOI for<br>addt'l<br>REO | 11/18/2025 |  |  | 1 C A |  | NJ | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224326846 | [Redacted] | [Redacted] |  | 34849222 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income Docs<br>Missing: |  | VA Award Letter or 1099 for VA Benefit of $[redacted] not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>Received<br>VA<br>benefit<br>letter of<br>$[redacted]<br>.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-07):<br>VA<br>benefits | 11/10/2025 |  |  | 1 C A |  | NJ | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224326846 | [Redacted] | [Redacted] |  | 34849235 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match — ATR<br>Risk | Ability to<br>Repay<br>(Dodd-<br>Frank<br>2014):<br>Originator<br>Loan<br>Designation<br>of Non<br>QM does<br>not match<br>Due<br>Diligence<br>Loan<br>Designation<br>of ATR<br>Risk. | ATR risk due to missing income documentation: VA award Letter or 1099 for VA Benefit of<br>$[redacted] not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>Received<br>VA<br>benefit<br>letter of<br>$[redacted].<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-07):<br>VA<br>award<br>letter<br>submitted | 11/10/2025 |  |  | 1 B A C |  | NJ | Second<br>Home | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>Loan<br>Designation C | Non<br>QM | Non<br>QM | Yes |
| 224326846 | [Redacted] | [Redacted] |  | 34849236 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General Ability<br>To Repay<br>Provision<br>Investor<br>Guidelines | Ability to<br>Repay<br>(Dodd-<br>Frank<br>2014):<br>Based on<br>the loan<br>failing one<br>or more<br>guideline<br>components,<br>the loan is<br>at ATR<br>risk. | ATR risk due to missing income documentation: VA award Letter or 1099 for VA Benefit of<br>$[redacted] not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>Received<br>VA<br>benefit<br>letter of<br>$[redacted].<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-07):<br>VA<br>award<br>letter<br>submitted | 11/10/2025 |  |  | 1 C A |  | NJ | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224326846 | [Redacted] | [Redacted] |  | 34849237 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency —<br>ATR Impact | Ability to<br>Repay<br>(Dodd-<br>Frank<br>2014):<br>There are<br>guideline<br>deficiencies<br>related to<br>income<br>and/or<br>asset doc<br>requirements<br>which<br>could<br>result in a<br>risk to the<br>borrower's<br>ability to<br>repay.<br>(Exception<br>is eligible<br>to be<br>regraded<br>with<br>compensating<br>factors.) | ATR risk due to missing income documentation: VA award Letter or 1099 for VA Benefit of<br>$[redacted] not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>Received<br>VA<br>benefit<br>letter of<br>$[redacted].<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-07):<br>VA<br>award<br>letter<br>submitted | 11/10/2025 |  |  | 1 C A |  | NJ | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224326846 | [Redacted] | [Redacted] |  | 34849238 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Initial<br>Closing<br>Disclosure<br>Timing without<br>Waiver | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>Closing<br>Disclosure<br>not<br>provided<br>to<br>Borrower(s)<br>at least<br>[redacted]<br>business<br>days prior<br>to closing. | Initial (only) Closing Disclosure issued on [redacted]. Note date is [redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>Received<br>and<br>uploaded<br>Initial<br>closing<br>disclosure.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-07):<br>CD<br>[redacted] | 11/10/2025 |  |  | 1 C A |  | NJ | Second<br>Home | Purchase | No Defined<br>Cure A | Non<br>QM | Non<br>QM | No |
| 224326846 | [Redacted] | [Redacted] |  | 34849241 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income<br>documentation<br>requirements not<br>met. |  | VA award Letter or 1099 for VA Benefit of $[redacted] not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>Received<br>VA<br>benefit<br>letter of<br>$[redacted]<br>.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-07):<br>VA<br>award<br>letter<br>submitted | 11/10/2025 |  |  | 1 C A |  | NJ | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224326846 | [Redacted] | [Redacted] |  | 34865471 |  | Credit | Credit | Credit<br>Documentation | Guideline | Missing<br>Document:<br>Verification of<br>Rent (VOR) /<br>Verification of<br>Mortgage<br>(VOM) not<br>provided |  | Documentation to verify a [redacted]-month housing history is not located in the file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-21):<br>The<br>primary<br>property<br>is free<br>and clear,<br>Verification<br>of<br>Mortgage<br>(VOM) is<br>not<br>required.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-19):<br>this<br>property<br>is owned<br>free and<br>clear<br> Reviewer<br>Comment<br>(2025-<br>11-10):<br>Received<br>lender<br>certification<br>that<br>borrower<br>owns<br>primary<br>residence.<br>Documentation<br>to verify<br>a<br>[redacted]-month<br>housing<br>history<br>for<br>primary<br>residence<br>is<br>required.<br>Exception<br>remains<br> Buyer<br>Comment<br>(2025-<br>11-07):<br>PC Cert | 11/21/2025 |  |  | 1 C A |  | NJ | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224326849 | [Redacted] | [Redacted] |  | 34849788 |  | Credit | Income | Income Error | Income | Income<br>document is<br>missing the<br>document date<br>and/or tax year. |  | The verification date is missing on the business entity status report used for third party verification. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-20):<br>Dated<br>business<br>entity<br>status<br>document<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-19):<br>VOE<br>with<br>system<br>dates | 11/20/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224326849 | [Redacted] | [Redacted] |  | 34849854 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match — ATR<br>Risk | Ability to<br>Repay<br>(Dodd-<br>Frank<br>2014):<br>Originator<br>Loan<br>Designation<br>of Non<br>QM does<br>not match<br>Due<br>Diligence<br>Loan<br>Designation<br>of ATR<br>Risk. | The verification date is missing on the business entity status report used for third party verification. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-20):<br>Dated<br>business<br>entity<br>status<br>document<br>received,<br>exception<br>cleared. | 11/20/2025 |  |  | 1 B A C |  | FL | Primary | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>Loan<br>Designation C B | Non<br>QM | Non<br>QM | Yes |
| 224326849 | [Redacted] | [Redacted] |  | 34849855 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General Ability<br>To Repay<br>Provision<br>Investor<br>Guidelines | Ability to<br>Repay<br>(Dodd-<br>Frank<br>2014):<br>Based on<br>the loan<br>failing one<br>or more<br>guideline<br>components,<br>the loan is<br>at ATR<br>risk. | The verification date is missing on the business entity status report used for third party verification. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-20):<br>Dated<br>business<br>entity<br>status<br>document<br>received,<br>exception<br>cleared. | 11/20/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224326849 | [Redacted] | [Redacted] |  | 34849963 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Exception has been raised that [redacted] FICO (vs. [redacted] normally required to [redacted]%<br> LTV up to $[redacted]MM)Compensating Factors:<br> 1. Total Debt [redacted]% or more under requirement<br> 2. Residual Income $[redacted]K or more<br> 3. Reduction in Housing/Mortgage payment<br> 4. Long Term Employment (>[redacted]years)<br> Exception has been approved along with following conditions:<br> 1. Minimum [redacted] months post-closing reserves must be documented<br> 2. All other Signature expanded guidelines must be met. | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more<br>than [redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [redacted] months.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> The qualifying DTI on the loan is less than or equal to<br>[redacted]%.<br> The representative FICO score is above [redacted]. | Borrower has<br>worked in the<br>same position<br>for [redacted]<br> years.DTI:<br>[redacted]%<br> Guideline<br>Maximum<br>DTI:<br>[redacted]% | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-31):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/31/2025 | 2 B |  | FL | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224326849 | [Redacted] | [Redacted] |  | 34850150 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Exception has been raised that for loan amounts > $[redacted]MM, max LTV is [redacted]% subject<br> LTV is [redacted]%Compensating Factors:<br> 1. Total Debt [redacted]% ore more under requirement<br> 2. Residual income $[redacted]K or more<br> 3. Reduction is housing/Mortgage payment<br> 4. Long Term employment<br> Exception has been approved along with following requirements:<br> 1. Minimum [redacted] months post-closing reserves must be documented<br> 2. All other signature expanded guidelines must be met. | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more<br>than [redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [redacted] months.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> The qualifying DTI on the loan is less than or equal to<br>[redacted]%.<br> The representative FICO score is above [redacted]. | Borrower has<br>worked in the<br>same position<br>for [redacted]<br> years.DTI:<br>[redacted]%<br> Guideline<br>Maximum<br>DTI:<br>[redacted]% | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>10-31):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 10/31/2025 | 2 B |  | FL | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224326849 | [Redacted] | [Redacted] |  | 34865633 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | A cash flow analysis or [redacted] letter stating that the use of the funds for the transaction from<br>Chase #[redacted] business account will not have a material adverse impact on the business'<br>operations is not located in the file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-12):<br>Received<br>Cash<br>Flow<br>Analysis<br>for the<br>account

#[redacted].<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-11):<br>Cash<br>Flow<br>Analysis | 11/12/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224326852 | [Redacted] | [Redacted] |  | 34850249 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID [redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent<br>Fee<br>Tolerance<br>exceeded<br>for Survey<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance<br>of<br>$[redacted].<br>$[redacted]<br>over legal<br>limit.<br>Insufficient<br>or no cure<br>was<br>provided<br>to the<br>borrower. | Survey fee of $[redacted] not disclosed on initial or final LE. No valid change in circumstance or<br>cure for borrower provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-05):<br>[redacted]<br>Received<br>Email<br>confirmation<br>stating<br>title<br>required<br> survey.Buyer<br>Comment<br>(2025-<br>11-04):<br>please<br>see title<br>attest<br>confirming<br>the<br>survey<br>was<br>needed in<br>order to<br>obtain<br>the title<br>policy.<br>please<br>remove<br>from<br>your<br>calculations | 11/05/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224327456 | [Redacted] | [Redacted] |  | 34843098 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID [redacted]<br>Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent<br>Fee<br>Tolerance<br>exceeded<br>for Credit<br>Report<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance<br>of<br>$[redacted].<br>Sufficient<br>or excess<br>cure was<br>provided<br>to the<br>borrower<br>at Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-29):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/29/2025 |  | 1 A |  | CA | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224327456 | [Redacted] | [Redacted] |  | 34854575 |  | Credit | Credit | Credit<br>Documentation | Guideline | Missing<br>Document:<br>Verification of<br>Rent (VOR) /<br>Verification of<br>Mortgage<br>(VOM) not<br>provided |  | [redacted] months of rental history is required as per commitment letter. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-05):<br>Received<br>clarification/approval/documentation<br>from<br>lender.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-<br>11-03):<br>The VOR<br>was not<br>required\*<br> Buyer<br>Comment<br>(2025-<br>11-03):<br>This<br>cond was<br>waived<br>please<br>cancel | 11/05/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224329213 | [Redacted] | [Redacted] |  | 34857472 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Business<br>Purpose<br>Certificate not<br>provided |  | Business Purpose Certificate is missing in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-12):<br>Business<br>Purpose<br>Certificate<br>received.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>11-11):<br>BP | 11/12/2025 |  |  | 1 C A |  | OR | Investment | Purchase | D A |  | N/A | No |
| 224329213 | [Redacted] | [Redacted] |  | 34857473 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Missing<br>Document | Missing<br>Document:<br>Other not<br>provided |  | Initial Rate Lock is missing in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-12):<br>Initial<br>Rate<br>Lock<br>received.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>11-11):<br>lock | 11/12/2025 |  |  | 1 C A D |  | OR | Investment | Purchase | D A |  | N/A | No |
| 224329229 | [Redacted] | [Redacted] |  | 34854438 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign Consent<br>Agreement is<br>missing. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-06):<br>Received<br>E-sign<br>Process<br>Summary.<br>Exception<br> clearedBuyer<br>Comment<br>(2025-<br>11-05):<br>Audit<br>trail | 11/06/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224329281 | [Redacted] | [Redacted] |  | 34852722 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Loan Team is requesting an exception to use [redacted]% of the cash-out proceeds towards the total<br>assets utilized for passive asset utilization. The borrower currently holds $[redacted] in a Merrill<br>brokerage account with a $[redacted] loan secured against those assets. | Borrower has verified disposable income of at least<br> $[redacted].Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [redacted] months.<br> The Loan to Value (LTV) on the loan is less than or<br>equal to [redacted]%.<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> The qualifying DTI on the loan is less than or equal to<br>[redacted]%.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points.<br> The representative FICO score is above [redacted]. | Guidelines<br>Representative<br>FICO:<br> [redacted]Representative<br>FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-11):<br>Client<br>elects to<br>waive<br>with<br>compensating<br> factors.Buyer<br>Comment<br>(2025-<br>11-07):<br>Please<br>advise<br>what is<br>needed to<br>clear this<br>condition |  |  | 11/11/2025 | 2 C B |  | NH | Primary | Refinance<br>— Cash-<br>out —<br>Other | C B A | Non<br>QM | Non<br>QM | No |
| 224329283 | [Redacted] | [Redacted] |  | 34856584 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID [redacted]<br>Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent<br>Fee<br>Tolerance<br>exceeded<br>for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance<br>of<br>$[redacted].<br>Sufficient<br>or excess<br>cure was<br>provided<br>to the<br>borrower<br>at Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-30):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/30/2025 |  | 1 A |  | NC | Second<br>Home | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224329283 | [Redacted] | [Redacted] |  | 34856585 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID [redacted]<br>Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent<br>Fee<br>Tolerance<br>exceeded<br>for Credit<br>Report<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance<br>of<br>$[redacted].<br>Sufficient<br>or excess<br>cure was<br>provided<br>to the<br>borrower<br>at Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>10-30):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 10/30/2025 |  | 1 A |  | NC | Second<br>Home | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224329291 | [Redacted] | [Redacted] |  | 34857532 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID [redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent<br>Fee<br>Tolerance<br>exceeded<br>for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance<br>of<br>$[redacted].<br>$[redacted]<br>over legal<br>limit.<br>Insufficient<br>or no cure<br>was<br>provided<br>to the<br>borrower. | Appraisal Fee was last disclosed as $[redacted] but disclosed as $[redacted] on Final Closing<br>Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-05):<br>[redacted]<br>received<br>Corrected<br>PCCD,<br>Letter of<br>Explanation,<br>Proof of<br>Delivery<br>and Copy<br>of<br>Refund<br>Check<br>resulting<br>in a cured<br>the<br> exception.Buyer<br>Comment<br>(2025-<br>12-03):<br>PCCD,<br>LOX,<br>Label<br>and<br>Check |  | 12/05/2025 |  | 2 C B |  | NJ | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224329291 | [Redacted] | [Redacted] |  | 34857533 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID [redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent<br>Fee<br>Tolerance<br>exceeded<br>for Survey<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance<br>of<br>$[redacted].<br>$[redacted]<br>over legal<br>limit.<br>Insufficient<br>or no cure<br>was<br>provided<br>to the<br>borrower. | Survey Fee Amount of $[redacted] exceeds tolerance of $[redacted]. $[redacted] over legal limit.<br>Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-05):<br>[redacted]<br>received<br>Letter of<br>explanation<br>and<br>Corrected<br>Closing<br> disclosure.Buyer<br>Comment<br>(2025-<br>12-03):<br>email<br>from title<br> Buyer<br>Comment<br>(2025-<br>12-03):<br>see<br>uploaded | 12/05/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224329365 | [Redacted] | [Redacted] |  | 34854896 |  | Credit | Investment<br>Product | General | Investment<br>Product | REO property<br>does not have a<br>lease in place<br>and required by<br>guidelines. |  | Lease agreement not provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-11):<br>Received<br>clarification/approval/documentation<br>from<br>lender.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-<br>11-07):<br>explanation<br> Reviewer<br>Comment<br>(2025-<br>11-05):<br>Received<br>expired<br>lease<br>agreement.<br>Require<br>renewal<br>lease<br>agreement.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>11-04):<br>lease<br>agreement | 11/11/2025 |  |  | 1 C A |  | KY | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A |  | N/A | No |
| 224329365 | [Redacted] | [Redacted] |  | 34864428 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Discrepancy in [redacted]. Lender [redacted] [redacted]%. DD calculated [redacted] [redacted]%.<br>Discrepancy appears to be due to the missing current lease which is lower than the market rent. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-11):<br>Received<br>clarification/approval/documentation<br>from<br>lender.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-<br>11-07):<br>see<br>uploaded<br> Reviewer<br>Comment<br>(2025-<br>11-05):<br>The lease<br>agreement<br>has<br>expired<br>and does<br>not<br>reflect an<br>auto<br>renewal<br>clause,<br>and an<br>extension<br>or new<br>lease is<br>not<br>provided.<br> Buyer<br>Comment<br>(2025-<br>11-04):<br>see<br>uploaded | 11/11/2025 |  |  | 1 C A |  | KY | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A |  | N/A | No |
| 224329371 | [Redacted] | [Redacted] |  | 34853954 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender requested an exception which was approved to "Min Loan Amt $[redacted], Low Loan<br>Amount LLPA per the rate sheet , Any loan which is deemed to be High Cost as defined by federal<br>and/or state regulation is not allowed under Signature Expanded, A [redacted]% point/fee limit is<br>applied to all Signature Expanded loans regardless of whether or not they are under the scope of<br>High Cost (however defined) and regardless of consumer vs business purpose, Utilize the lesser of<br>actual or fair market rents as determined by the appraiser, Document reserve requirement as within<br>Signature Expanded UW guidelines, No other exceptions allowed, Subject to meeting all Signature<br>Expanded guideline requirements. | Seasoned Borrower/Investor whose experience exceeds<br> [redacted] completed projects.The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Guidelines<br>Representative<br>FICO:<br> [redacted]Representative<br>FICO:<br>[redacted] | SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-07):<br>Client<br>elects to<br>waive<br>with<br>compensating<br> factors.Buyer<br>Comment<br>(2025-<br>11-05):<br>please<br>clarify as<br>condition<br>is<br>duplication<br>of lender<br>exception. |  |  | 11/07/2025 | 2 C B |  | OH | Investment | Refinance<br>— Rate/<br>Term | C B A |  | N/A | No |
| 224329394 | [Redacted] | [Redacted] |  | 34854525 |  | Credit | Missing<br>Document | General | Missing<br>Document | ACH was<br>missing from<br>file. |  | ACH verification is missing in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-17):<br>Cleared.<br>Received<br> ACH.Buyer<br>Comment<br>(2025-<br>11-13):<br>ACH | 11/17/2025 |  |  | 1 C A |  | IL | Investment | Purchase | C B A |  | N/A | No |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E<br>Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor<br>Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224329394 | [Redacted] | [Redacted] |  | 34859427 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request Borrower<br>does not have minimum<br>[redacted]% ownership in business | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted] months.The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Guidelines<br>Representative<br>FICO:<br> [redacted]Representative<br>FICO:<br>[redacted] | SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-06):<br>Client<br>elects to<br>waive<br>with<br>compensating<br> factors.Buyer<br>Comment<br>(2025-<br>11-04):<br>please<br>see<br>lender<br>exception<br>doc#<br>[redacted]<br>to waive<br>[redacted]%<br>ownership<br>requirement.<br>thanks! |  |  | 11/06/2025 | 2 C B |  | IL | Investment | Purchase | C B A |  | N/A | No |
| 224329572 | [Redacted] | [Redacted] |  | 34887938 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency —<br>ATR Impact | Ability to<br>Repay<br>(Dodd-Frank<br>2014): There<br>are guideline<br>deficiencies<br>related to<br>income and/<br>or asset doc<br>requirements<br>which could<br>result in a<br>risk to the<br>borrower's<br>ability to<br>repay.<br>(Exception is<br>eligible to be<br>regraded with<br>compensating<br>factors.) | Third party verification for primary<br>borrower's self-employment<br>provided, however document<br>doesn't disclose start date or<br>duration. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-05):<br>Received<br>required<br>documentation.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-<br>12-03):<br>cpa<br>license<br>verification<br> Reviewer<br>Comment<br>(2025-<br>11-26):<br>Guidelines<br>require<br>Third<br>party<br>verification<br>within<br>[redacted]<br>calendar<br>days to<br>the note<br>date.<br>Verification<br>must<br>confirm<br>start date,<br>name and<br>other<br>details of<br>the<br>borrower.<br> Buyer<br>Comment<br>(2025-<br>11-24):<br>PC Cert<br> Reviewer<br>Comment<br>(2025-<br>11-12):<br>Provided<br>business<br>license is<br>already<br>updated,<br>we<br>require<br>start date<br>of the<br>business<br>or<br>incorporation<br>date,<br>which is<br>not<br>provided.<br>CPA<br>letter/<br>Third<br>party<br>verification<br>is<br>required.<br> Buyer<br>Comment<br>(2025-<br>11-11):<br>PC Cert | 12/05/2025 |  |  | 1 C A |  | OR | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224329572 | [Redacted] | [Redacted] |  | 34887950 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income<br>documentation<br>requirements not<br>met. |  | Third party verification for primary<br>borrower's self-employment<br>provided, however document<br>doesn't disclose start date or<br>duration. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-05):<br>Received<br>required<br>documentation.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-<br>12-03):<br>cpa<br>license<br>verification<br>has been<br>submitted<br> Reviewer<br>Comment<br>(2025-<br>11-26):<br>Guidelines<br>require<br>Third<br>party<br>verification<br>within<br>[redacted]<br>calendar<br>days to<br>the note<br>date.<br>Verification<br>must<br>confirm<br>start date,<br>name and<br>other<br>details of<br>the<br>borrower.<br> Reviewer<br>Comment<br>(2025-<br>11-12):<br>Provided<br>business<br>license is<br>already<br>updated,<br>we<br>require<br>start date<br>of the<br>business<br>or<br>incorporation<br>date,<br>which is<br>not<br>provided.<br>CPA<br>letter/<br>Third<br>party<br>verification<br>is<br>required.<br> Buyer<br>Comment<br>(2025-<br>11-11):<br>The<br>business<br>license is<br>good<br>from<br>[redacted]<br>to<br>[redacted]. | 12/05/2025 |  |  | 1 C A |  | OR | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224329572 | [Redacted] | [Redacted] |  | 34887976 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General Ability<br>To Repay<br>Provision<br>Investor<br>Guidelines | Ability to<br>Repay<br>(Dodd-Frank<br>2014): Based<br>on the loan<br>failing one or<br>more<br>guideline<br>components,<br>the loan is at<br>ATR risk. | Loan designation failure due to<br>missing third party verification for<br>self-employed income. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-05):<br>Received<br>required<br>documentation.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-<br>12-03):<br>cpa<br>license<br>verification<br>has been<br>submitted<br> Reviewer<br>Comment<br>(2025-<br>11-26):<br>Guidelines<br>require<br>Third<br>party<br>verification<br>within<br>[redacted]<br>calendar<br>days to<br>the note<br>date.<br>Verification<br>must<br>confirm<br>start date,<br>name and<br>other<br>details of<br>the<br>borrower.<br> Reviewer<br>Comment<br>(2025-<br>11-12):<br>Provided<br>business<br>license is<br>already<br>updated,<br>we<br>require<br>start date<br>of the<br>business<br>or<br>incorporation<br>date,<br>which is<br>not<br>provided.<br>CPA<br>letter/<br>Third<br>party<br>verification<br>is<br>required.<br> Buyer<br>Comment<br>(2025-<br>11-11):<br>The<br>business<br>license is<br>good<br>from<br>[redacted]<br>to<br>[redacted]. | 12/05/2025 |  |  | 1 C A |  | OR | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224329572 | [Redacted] | [Redacted] |  | 34888075 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match — ATR<br>Risk | Ability to<br>Repay<br>(Dodd-Frank<br>2014):<br>Originator<br>Loan<br>Designation<br>of Non QM<br>does not<br>match Due<br>Diligence<br>Loan<br>Designation<br>of ATR Risk. | Third party verification for primary<br>borrower's self-employment<br>provided, however document<br>doesn't disclose start date or<br>duration. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-05):<br>Received<br>required<br>documentation.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-<br>12-03):<br>cpa<br>license<br>verification<br>has been<br>submitted<br> Reviewer<br>Comment<br>(2025-<br>11-26):<br>Guidelines<br>require<br>Third<br>party<br>verification<br>within<br>[redacted]<br>calendar<br>days to<br>the note<br>date.<br>Verification<br>must<br>confirm<br>start date,<br>name and<br>other<br>details of<br>the<br>borrower.<br> Reviewer<br>Comment<br>(2025-<br>11-12):<br>Provided<br>business<br>license is<br>already<br>updated,<br>we<br>require<br>start date<br>of the<br>business<br>or<br>incorporation<br>date,<br>which is<br>not<br>provided.<br>CPA<br>letter/<br>Third<br>party<br>verification<br>is<br>required.<br> Buyer<br>Comment<br>(2025-<br>11-11):<br>The<br>business<br>license is<br>good<br>from<br>[redacted]<br>to<br>[redacted]. | 12/05/2025 |  |  | 1 B A C |  | OR | Primary | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>Loan<br>Designation C | Non<br>QM | Non<br>QM | Yes |
| 224329962 | [Redacted] | [Redacted] |  | 34931556 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID [redacted]<br>Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Transfer Tax.<br>Fee Amount<br>of $[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-07):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 11/07/2025 |  | 1 A |  | GA | Primary | Refinance<br>— Cash-<br>out —<br>Other | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224330067 | [Redacted] | [Redacted] |  | 34855721 |  | Credit | Asset | Asset<br>Documentation | Asset | Guideline<br>Issue:Insufficient<br>asset<br>documentation. |  | As per selling guideline<br>[redacted]months bank statement is<br>required. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-12):<br>LP<br>approved<br>file,<br>[redacted]<br>month<br>bank<br>statement<br>is<br> required.Buyer<br>Comment<br>(2025-<br>11-10):<br>The loan<br>was<br>approved<br>through<br>LP and<br>LP only<br>require<br>[redacted]<br>month<br>please<br>can't<br>invalid<br>cond | 11/12/2025 |  |  | 1 C A |  | FL | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224330067 | [Redacted] | [Redacted] |  | 34855722 |  | Credit | Asset | Asset<br>Documentation | Asset | Guideline<br>Issue:Insufficient<br>asset<br>documentation. |  | As per selling guideline [redacted]<br>months bank statement is required. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-12):<br>LP<br>approved<br>file,<br>[redacted]<br>month<br>bank<br>statement<br>is<br> required.Buyer<br>Comment<br>(2025-<br>11-10):<br>The loan<br>was<br>approved<br>through<br>LP and<br>LP only<br>require<br>[redacted]<br>month<br>please<br>can't<br>invalid<br>cond | 11/12/2025 |  |  | 1 C A |  | FL | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224330067 | [Redacted] | [Redacted] |  | 34887401 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO Documents<br>are missing. |  | Tax verification for [redacted] was<br>not provided. Unable to verify<br>monthly tax amount. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-12):<br>Tax,<br>Insurance<br>and HOA<br>document<br> received.Buyer<br>Comment<br>(2025-<br>11-10):<br>REO | 11/12/2025 |  |  | 1 C A |  | FL | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224330672 | [Redacted] | [Redacted] |  | 34857538 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | The lender exception has been<br>requested to waive landlord history.<br>Borrower will not qualify for the<br>landlord waiver. The exception<br>request for not passing the landlord<br>history waiver for not owning a<br>primary home is approved with<br>[redacted]% LTV Max, Minimum<br>[redacted] [redacted], Minimum<br>[redacted] yr PPP and borrower to<br>meet all other landlord history<br>guidelines other than owning a<br>primary home. Unable to<br>downgrade/waive due to missing<br>sufficient lender compensating<br>factors. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted] months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted]. | Reserves:<br> [redacted]Guideline<br>Requirement:<br>[redacted] | Aggregator,SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-24):<br>Client<br>elects to<br>waive<br>with<br>compensating<br> factors.Buyer<br>Comment<br>(2025-<br>11-21):<br>updated<br>exception<br>request |  |  | 11/24/2025 | 2 C B |  | IL | Investment | Purchase | C B A |  | N/A | No |
| 224330683 | [Redacted] | [Redacted] |  | 34857809 |  | Compliance | Compliance | Federal<br>Compliance | TRID<br>Defect | TRID [redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]<br>over legal<br>limit.<br>Insufficient<br>or no cure<br>was provided<br>to the<br>borrower. | Credit Report fee increased from<br>$[redacted] to $[redacted] without<br>any valid changed circumstances,<br>$[redacted] Cure provided is less<br>than the total cure requirement of<br>$[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-06):<br>Sufficient<br>cure<br>provided.<br>Full cure<br>amount<br>for<br>tolerance<br>violation<br>was<br>provided<br>at or<br>before<br>closing<br>(on final<br>CD)<br>resulting<br>in a<br>cleared<br> exception.Buyer<br>Comment<br>(2025-<br>11-05):<br>Please<br>cancel<br>invalid<br>cond as<br>this<br>credit is<br>listed on<br>the final<br>cd | 11/06/2025 |  |  | 1 C A |  | FL | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224330683 | [Redacted] | [Redacted] |  | 34857810 |  | Compliance | Compliance | Federal<br>Compliance | TRID<br>Defect | TRID [redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Survey Fee.<br>Fee Amount<br>of $[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]<br>over legal<br>limit.<br>Insufficient<br>or no cure<br>was provided<br>to the<br>borrower. | Survey Fee $[redacted] was not<br>disclosed on Loan Estimate. File<br>does not contain a valid COC for<br>this fee, nor evidence of cure. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-07):<br>[redacted]<br>Received<br>Corrected<br>PCCD<br>and LOE<br>moving<br>fee to<br>section<br> [redacted].Buyer<br>Comment<br>(2025-<br>11-06):<br>PCCD &<br>LOX and<br>email<br>from title | 11/07/2025 |  |  | 1 C A |  | FL | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224330683 | [Redacted] | [Redacted] |  | 34932140 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID [redacted]<br>Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-07):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 11/07/2025 |  | 1 A |  | FL | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224331286 | [Redacted] | [Redacted] |  | 34857824 |  | Property | Property —<br>Appraisal | Appraisal<br>Documentation | Property —<br>Appraisal | Missing<br>Document:<br>Appraisal was<br>made "subject<br>to" and Form<br>1004D/<br>[redacted]was<br>not provided. |  | Final Inspection / [redacted] is not<br>required as updated Appraisal report<br>is provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-12):<br>Final<br>inspection<br>of<br>[redacted]<br>is<br> provided.Buyer<br>Comment<br>(2025-<br>11-11):<br>PC Cert | 11/12/2025 |  |  | 1 C A |  | NJ | Investment | Purchase | C A | N/A | N/A | No |
| 224335235 | [Redacted] | [Redacted] |  | 34873040 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO Documents<br>are missing. |  | HOA Verification is missing for<br>[redacted] . |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>HOA<br>amount<br>verified<br>from<br>Closing<br>disclosure<br>for Reo<br>property<br>—<br>[redacted].<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-07):<br>cd from<br>purchase | 11/10/2025 |  |  | 1 C A |  | NC | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224335235 | [Redacted] | [Redacted] |  | 34874205 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income<br>documentation<br>requirements not<br>met. |  | The file is missing the HOA<br>verification for the property on<br>Treble Court. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>HOA<br>amount<br>verified<br>from<br>Closing<br>Disclosure<br>for Reo<br>property<br>—<br>[redacted].<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-07):<br>see<br>uploaded | 11/10/2025 |  |  | 1 C A |  | NC | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224335235 | [Redacted] | [Redacted] |  | 34874212 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match — ATR<br>Risk | Ability to<br>Repay<br>(Dodd-Frank<br>2014):<br>Originator<br>Loan<br>Designation<br>of Non QM<br>does not<br>match Due<br>Diligence<br>Loan<br>Designation<br>of ATR Risk. | The file is missing the HOA<br>verification for the property on<br>Treble Court. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>HOA<br>amount<br>verified<br>from<br>Closing<br>Disclosure<br>for Reo<br>property<br>—<br>[redacted]<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-07):<br>see<br>uploaded | 11/10/2025 |  |  | 1 B A C |  | NC | Primary | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>Loan<br>Designation C B | Non<br>QM | Non<br>QM | Yes |
| 224335235 | [Redacted] | [Redacted] |  | 34874213 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency —<br>ATR Impact | Ability to<br>Repay<br>(Dodd-Frank<br>2014): There<br>are guideline<br>deficiencies<br>related to<br>income and/<br>or asset doc<br>requirements<br>which could<br>result in a<br>risk to the<br>borrower's<br>ability to<br>repay.<br>(Exception is<br>eligible to be<br>regraded with<br>compensating<br>factors.) | The file is missing the HOA<br>verification for the property on<br>Treble Court. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>HOA<br>amount<br>verified<br>from<br>Closing<br>Disclosure<br>for Reo<br>property<br>—<br>[redacted].<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-07):<br>see<br>uploaded | 11/10/2025 |  |  | 1 C A |  | NC | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224335235 | [Redacted] | [Redacted] |  | 34874219 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Missing<br>Document | Missing<br>Document:<br>Other not<br>provided |  | Lender approved exception for<br>borrower to close in an LLC, and<br>request waiver to register business<br>and obtain Certificate of Good<br>Standing for closing State. | Borrower has verified disposable income of at least<br> $[redacted].Borrower has worked in the same position for more<br>than [redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [redacted] months PITIA or more.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum. |  | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-04):<br>Preapproved<br>exception |  |  | 11/04/2025 | 2 B |  | NC | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224335235 | [Redacted] | [Redacted] |  | 34874231 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General Ability<br>To Repay<br>Provision<br>Investor<br>Guidelines | Ability to<br>Repay<br>(Dodd-Frank<br>2014): Based<br>on the loan<br>failing one or<br>more<br>guideline<br>components,<br>the loan is at<br>ATR risk. | The file is missing the HOA<br>verification for the property on<br>Treble Court. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>HOA<br>amount<br>verified<br>from<br>Closing<br>Disclosure<br>for Reo<br>property<br>—<br>[redacted].<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-07):<br>see<br>uploaded | 11/10/2025 |  |  | 1 C A |  | NC | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224335238 | [Redacted] | [Redacted] |  | 34860361 |  | Credit | Asset | Asset<br>Documentation | Asset | Guideline<br>Issue:Insufficient<br>asset<br>documentation. |  | Required two month bank statement<br>for Bank of America account<br>number [redacted] |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>Account<br>statement<br>for<br>[redacted]<br>ending<br>with

#[redacted]is<br>available<br>for<br>[redacted]<br>months.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-06):<br>Please<br>see DOC<br>ID<br>[redacted]<br>The<br>blend<br>report is<br>from<br>[redacted]<br>to current<br>as of date<br>of<br>[redacted]<br>which is<br>located at<br>the top of<br>the<br>report. | 11/10/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224335238 | [Redacted] | [Redacted] |  | 34860574 |  | Credit | Asset | Asset<br>Documentation | Asset | Guideline<br>Issue:Insufficient<br>asset<br>documentation. |  | Asset statements provided must<br>cover at least [redacted] days on<br>purchases. Provide one more<br>additional bank statement for the<br>account #[redacted] |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>Account<br>statement<br>for<br>[redacted]<br>ending<br>with

#[redacted]is<br>available<br>for<br>[redacted]<br>months.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-06):<br>Please<br>see DOC<br>ID<br>[redacted]<br>The<br>blend<br>report is<br>from<br>[redacted]<br>to current<br>as of date<br>of<br>[redacted]<br>which is<br>located at<br>the top of<br>the<br>report. | 11/10/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224335287 | [Redacted] | [Redacted] |  | 34870152 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request to waive<br>[redacted]nd appraisal requirement<br>is counter-offered; [redacted]nd<br>appraisal can be replaced with field<br>review. Per disposition, subject to<br>meeting all other guideline<br>requirements. | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more<br>than [redacted] years.<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. |  | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-04):<br>Preapproved<br>exception |  |  | 11/04/2025 | 2 B |  | NM | Investment | Refinance<br>— Cash-<br>out —<br>Other | B A | N/A | N/A | No |
| 224335337 | [Redacted] | [Redacted] |  | 34871862 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO Documents<br>are missing. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-07):<br>Received<br>Mortgage<br>Statement.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-05):<br>2059<br>[redacted]<br>mtg stmt | 11/07/2025 |  |  | 1 C A |  | CA | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A | N/A | N/A | No |
| 224335338 | [Redacted] | [Redacted] |  | 34862119 |  | Compliance | Compliance | Federal<br>Compliance | Federal<br>HPML | Federal HPML<br>2014 Non<br>Compliant | Federal<br>Higher-Priced<br>Mortgage<br>Loan: APR<br>on subject<br>loan of<br>[redacted]%<br>or Final<br>Disclosure<br>APR of<br>[redacted]%<br>is equal to or<br>greater than<br>the threshold<br>of APOR<br>[redacted]%<br>+<br>[redacted]%,<br>or<br>[redacted]%.<br>Non-<br>Compliant<br>Higher Priced<br>Mortgage<br>Loan. | APR on subject loan of [redacted]%<br>or Final Disclosure APR of<br>[redacted]% is equal to or greater<br>than the threshold of APOR<br>[redacted]% + [redacted]%, or<br>[redacted]%. Non-Compliant<br>Higher Priced Mortgage Loan. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-13):<br>Received<br>required<br>documentation.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-<br>11-12):<br>proof of<br>appraisal<br>delivery<br>was<br>submitted<br>with<br>initial<br>package | 11/13/2025 |  |  | 1 C A |  | CO | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224335338 | [Redacted] | [Redacted] |  | 34862120 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TIL HPML<br>Appraisal<br>Disclosure —<br>HPML Timing | HPML —<br>File does not<br>evidence the<br>consumer<br>was provided<br>with the right<br>to receive a<br>copy of the<br>Appraisal<br>Disclosure<br>within<br>[redacted]<br>days of the<br>loan<br>application<br>date. | Appraisal Disclosure signed on<br>[redacted]; app date shown as<br>[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-13):<br>Received<br>required<br>documentation.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-<br>11-12):<br>PC Cert | 11/13/2025 |  |  | 1 C A |  | CO | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224335338 | [Redacted] | [Redacted] |  | 34862121 |  | Compliance | Compliance | Federal<br>Compliance | Federal<br>HPML | (Fed HPML<br>Provision)<br>Federal Higher-<br>Priced Mortgage<br>Loan (Timing of<br>Appraisal to<br>Consumer) | TILA HPML<br>Appraisal<br>Rule (Dodd-<br>Frank 2014):<br>Creditor did<br>not provide a<br>copy of each<br>valuation to<br>applicant<br>[redacted]<br>business days<br>prior to<br>consummation. | No evidence in file showing<br>borrower received copy of<br>appraisal. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-13):<br>Received<br>required<br>documentation.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-<br>11-12):<br>PC Cert | 11/13/2025 |  |  | 1 C A |  | CO | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224335338 | [Redacted] | [Redacted] |  | 34862122 |  | Compliance | Compliance | Federal<br>Compliance | TRID<br>Defect | TRID Initial<br>Loan Estimate<br>Timing<br>Electronically<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>Loan<br>Estimate not<br>delivered or<br>placed in the<br>mail to<br>Borrower(s)<br>within<br>[redacted]<br>business days<br>of<br>application. | Initial LE signed on [redacted]; app<br>date shown as [redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-13):<br>[redacted]<br>received<br>additional<br>information<br>confirming<br>application<br> dateBuyer<br>Comment<br>(2025-<br>11-12):<br>PC Cert | 11/13/2025 |  |  | 1 C A |  | CO | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224335338 | [Redacted] | [Redacted] |  | 34862124 |  | Compliance | Compliance | Federal<br>Compliance | TRID<br>Defect | TRID [redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded.<br>Total amount<br>of $[redacted]<br>exceeds<br>tolerance of<br>$[redacted]<br>plus<br>[redacted]%<br>or<br>$[redacted].<br>$[redacted]<br>over legal<br>limit.<br>Insufficient<br>or no cure<br>was provided<br>to the<br>borrower. | [redacted]% tolerance violation due<br>to Title-notary fee of $[redacted]<br>not being disclosed on initial LE.<br>No valid change in circumstance or<br>cure for borrower provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-04):<br>[redacted]<br>received<br>PCCD,<br>LOE,<br>proof of<br>mailing<br>& copy<br>of refund<br> check.Buyer<br>Comment<br>(2025-<br>12-03):<br>corrected<br>pccd<br> Reviewer<br>Comment<br>(2025-<br>11-26):<br>[redacted]<br>received<br>Post<br>CD,LOX,Copy<br>of refund<br>check<br>and proof<br>of<br>mailing.[redacted]<br>tracking<br>indicates<br>label has<br>been<br>created,<br>but<br>package<br>has not<br>been<br>shipped.<br>Proof of<br>mailing<br>required<br>to cure.<br>However,<br>the<br>provided<br>Post CD<br>title fees<br>are<br>moved to<br>section C<br>except<br>Title -<br>Notary in<br>section<br>[redacted].<br>Now,<br>Title-<br>Notary<br>fee and<br>Recording<br>fee<br>considered<br>under<br>[redacted]<br>percent<br>tolerance.<br>Kindly<br>provide<br>additional<br>cure of<br>$[redacted]<br>or<br>provide<br>corrected<br>Post CD<br>and LOX<br>by<br>moving<br>Title -<br>notary<br>fee to<br>section<br>C.<br> Buyer<br>Comment<br>(2025-<br>11-25):<br>PCCD +<br>check<br> Reviewer<br>Comment<br>(2025-<br>11-21):<br>[redacted]<br>Please<br>provide<br>Cure<br>docs for<br>$[redacted]<br>. Cure<br>docs<br>consist of<br>PCCD,<br>LOE,<br>Refund<br>Check<br>and Proof<br>of<br>Mailing.<br> Buyer<br>Comment<br>(2025-<br>11-20):<br>Please<br>confirm<br>the cure<br>being<br>requested<br>is for<br>$[redacted]<br> Reviewer<br>Comment<br>(2025-<br>11-13):<br>[redacted]<br>received<br>rebuttal,<br>however<br>title<br>notary<br>fee and<br>title<br>endorsement<br>fee was<br>not<br>disclosed<br>on LE<br>and<br>cannot be<br>included<br>in<br>[redacted]%<br>tolerance<br>baseline<br>amount.<br>Total<br>[redacted]%<br>fee<br>disclosed<br>on L Eis<br>$[redacted]<br>and fee<br>increased<br>to<br>$[redacted]<br>on CD.<br>Cure is<br>required.<br>Cure<br>documents<br>consist of<br>PCCD,<br>LOE,<br>proof of<br>mailing<br>& copy<br>of refund<br>check.<br> Buyer<br>Comment<br>(2025-<br>11-12):<br>PC Cert |  | 12/04/2025 |  | 2 C B |  | CO | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224335338 | [Redacted] | [Redacted] |  | 34862125 |  | Compliance | Compliance | Federal<br>Compliance | TRID<br>Defect | TRID [redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]<br>over legal<br>limit.<br>Insufficient<br>or no cure<br>was provided<br>to the<br>borrower. | Appraisal fee disclosed as<br>$[redacted] and then change to<br>$[redacted] on final CD. No valid<br>change in circumstance or cure for<br>borrower provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-04):<br>Sufficient<br>cure<br>provided.<br>Full cure<br>amount<br>for<br>tolerance<br>violation<br>was<br>provided<br>in the<br>form of<br>principal<br>reduction<br>at closing<br>(on final<br>CD)<br>resulting<br>in a<br>cleared<br> exception."Reviewer<br>Comment<br>(2025-<br>12-04): A<br>valid<br>COC or<br>cure is<br>required<br>for<br>increase<br>of<br>appraisal<br>fee on<br>CD dated<br>[redacted].<br>Cure<br>documents<br>consist of<br>PCCD,<br>LOE,<br>proof of<br>mailing<br>and copy<br>of refund<br>check.<br> Reviewer<br>Comment<br>(2025-<br>11-13):<br>Sufficient<br>cure<br>provided.<br>Full cure<br>amount<br>for<br>tolerance<br>violation<br>was<br>provided<br>in the<br>form of<br>principal<br>reduction<br>at closing<br>(on final<br>CD)<br>resulting<br>in a<br>cleared<br>exception."<br> Buyer<br>Comment<br>(2025-<br>11-12):<br>PC Cert | 12/04/2025 |  |  | 1 C A |  | CO | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224335338 | [Redacted] | [Redacted] |  | 35157692 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID [redacted]<br>Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | Sufficient cure provided at closing |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-04):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/04/2025 |  | 1 A |  | CO | Primary | Purchase | Final CD<br>evidences<br>Cure B A | Non<br>QM | Non<br>QM | Yes |
| 224335340 | [Redacted] | [Redacted] |  | 34872255 |  | Credit | Title | Document<br>Error | Title | The Preliminary<br>title policy is<br>within [redacted]<br>or [redacted] and<br>does not reflect a<br>coverage amount<br>(no final title<br>policy in file).<br>Unable to<br>determine if<br>appropriate<br>coverage is<br>provided. |  | The Preliminary title policy amount<br>is not provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-14):<br>Title<br>policy<br>amount<br>updated<br>from<br>Supplemental<br>report.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-13):<br>supplemental<br>title<br>report | 11/14/2025 |  |  | 1 B A |  | CA | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224335344 | [Redacted] | [Redacted] |  | 34861936 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Verification(s)<br>of employment<br>is not within<br>[redacted]<br>business days of<br>the Note. |  | Missing employment verification<br>dated within [redacted] business<br>days of Note. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-07):<br>Third<br>party<br>employment<br>verification<br>document<br>received,<br>exception<br> clearedBuyer<br>Comment<br>(2025-<br>11-06):<br>Verification<br>of<br>Employment | 11/07/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224335344 | [Redacted] | [Redacted] |  | 34863164 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match — ATR<br>Risk | Ability to<br>Repay<br>(Dodd-Frank<br>2014):<br>Originator<br>Loan<br>Designation<br>of Non QM<br>does not<br>match Due<br>Diligence<br>Loan<br>Designation<br>of ATR Risk. | Missing employment verification<br>dated within [redacted] business<br>days of Note. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-07):<br>Third<br>party<br>employment<br>verification<br>document<br>received,<br>exception<br> clearedBuyer<br>Comment<br>(2025-<br>11-06):<br>see<br>uploaded | 11/07/2025 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>Loan<br>Designation C | Non<br>QM | Non<br>QM | Yes |
| 224335344 | [Redacted] | [Redacted] |  | 34863165 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General Ability<br>To Repay<br>Provision<br>Investor<br>Guidelines | Ability to<br>Repay<br>(Dodd-Frank<br>2014): Based<br>on the loan<br>failing one or<br>more<br>guideline<br>components,<br>the loan is at<br>ATR risk. | Missing employment verification<br>dated within [redacted] business<br>days of Note. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-07):<br>Third<br>party<br>employment<br>verification<br>document<br>received,<br>exception<br> clearedBuyer<br>Comment<br>(2025-<br>11-06):<br>see<br>uploaded | 11/07/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224335344 | [Redacted] | [Redacted] |  | 34895230 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency —<br>ATR Impact | Ability to<br>Repay<br>(Dodd-Frank<br>2014): There<br>are guideline<br>deficiencies<br>related to<br>income and/<br>or asset doc<br>requirements<br>which could<br>result in a<br>risk to the<br>borrower's<br>ability to<br>repay.<br>(Exception is<br>eligible to be<br>regraded with<br>compensating<br>factors.) | Loan fails testing due to missing<br>verification of employment<br>documentation |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-07):<br>Third<br>party<br>employment<br>verification<br>document<br>received,<br>exception<br> clearedBuyer<br>Comment<br>(2025-<br>11-06):<br>see<br>uploaded | 11/07/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224335344 | [Redacted] | [Redacted] |  | 34895237 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income<br>documentation<br>requirements not<br>met. |  | Missing employment verification<br>dated within [redacted] business<br>days of Note. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-07):<br>Third<br>party<br>employment<br>verification<br>document<br>received,<br>exception<br> clearedBuyer<br>Comment<br>(2025-<br>11-06):<br>see<br>uploaded | 11/07/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224335344 | [Redacted] | [Redacted] |  | 34895554 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income Docs<br>Missing: |  | Missing employment verification<br>dated within [redacted] business<br>days of Note. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-07):<br>Third<br>party<br>employment<br>verification<br>document<br>received,<br>exception<br> clearedBuyer<br>Comment<br>(2025-<br>11-06):<br>see<br>uploaded | 11/07/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224335357 | [Redacted] | [Redacted] |  | 34864968 |  | Credit | Title | General | Title | Title Policy<br>Coverage is less<br>than Original<br>Loan Amount. |  | The Title Policy Amount of<br>$[redacted] is less than the note<br>amount of $[redacted] based on the<br>Commitment in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-17):<br>Received<br>required<br>documentation.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-<br>11-13):<br>title<br>report | 11/17/2025 |  |  | 1 B A |  | NJ | Investment | Refinance<br>— Cash-<br>out —<br>Other | B A |  | N/A | No |
| 224336887 | [Redacted] | [Redacted] |  | 34873326 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID [redacted]<br>Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee<br>Tolerance<br>exceeded for<br>Title —<br>Services<br>Sales Tax.<br>Fee Amount<br>of $[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-03):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 11/03/2025 |  | 1 A |  | KY | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224336887 | [Redacted] | [Redacted] |  | 34873335 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Final<br>Closing<br>Disclosure<br>Amount<br>Financed Test | TILA-RESPA<br>Integrated<br>Disclosure —<br>Loan<br>Calculations:<br>Final Closing<br>Disclosure<br>provided on<br>[redacted]<br>disclosed an<br>Amount<br>Financed<br>disclosed an<br>inaccurate<br>Amount<br>Financed. The<br>disclosed<br>Amount<br>Financed in the<br>amount of<br>$[redacted]is<br>over disclosed<br>by<br>$[redacted]compared<br>to the calculated<br>Amount<br>Financed of<br>$[redacted]and<br>the disclosed<br>Finance Charge<br>is not accurate<br>within<br>applicable<br>tolerances for<br>Amount<br>Financed to be<br>considered<br>accurate (fee<br>amounts<br>included in<br>Amount<br>Financed and<br>Finance Charge<br>calculations are<br>based on<br>Closing<br>Disclosure<br>dated[redacted]). | Finance Charge disclosed is $[redacted].<br>Calculated finance charge is $[redacted].<br>Variance of $[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>25):<br>[redacted]<br>received<br> LOABuyer<br>Comment<br>(2025-11-<br>24): email<br>from title<br> Reviewer<br>Comment<br>(2025-11-<br>20):<br>[redacted]<br>received<br>rebuttal that<br>the title-sales<br>tax fees are<br>[redacted]<br>time fees and<br>not life of<br>loan. Sales<br>tax charges<br>are removed<br>from finance<br>charge<br>calculation.<br>However, we<br>are unable to<br>determine<br>what<br>services<br>were<br>provided<br>within the<br>Title-Title<br>Services<br>Fees and<br>would<br>require a<br>lender<br>attestation<br>giving the<br>specific<br>services &<br>purpose of<br>the fee to<br>determine if<br>a finance<br>charge.<br>Though fee<br>moved to<br>Section<br>[redacted],<br>this does not<br>determine if<br>a finance<br>charge or<br>not, but the<br>service<br>provided.<br> Buyer<br>Comment<br>(2025-11-<br>19): pccd,<br>lox and<br>email from<br>title<br> Reviewer<br>Comment<br>(2025-11-<br>12): Title<br>"service<br>charges" are<br>generally<br>coordination<br>or processing<br>type fees that<br>are not<br>specifically<br>related to<br>issuance of<br>title or<br>preparation<br>of loan-<br>related<br>documents<br>such as<br>deeds,<br>mortgages,<br>reconveyance<br>or settlement<br>documents,<br>or other<br>purposes that<br>would<br>qualify for<br>exclusion<br>from finance<br>charge under<br>[redacted]).<br>The service/<br>processing<br>type nature<br>of the fee<br>would put<br>the fee more<br>in line with a<br>coordination<br>or processing<br>fee which are<br>finance<br>charges<br>under<br>[redacted]<br>since the<br>creditor<br>required the<br>use of the<br>title<br>company and<br>the charge is<br>not a charge<br>that is<br>excluded<br>from finance<br>charges<br>under<br>[redacted]<br> [redacted]<br> \*(1) Charges<br>by third<br>parties. The<br>finance<br>charge<br>includes fees<br>and amounts<br>charged by<br>someone<br>other than<br>the creditor,<br>unless<br>otherwise<br>excluded<br>under this<br>section, if<br>the creditor:<br> Requires the<br>use of a third<br>party as a<br>condition of<br>or an<br>incident to<br>the extension<br>of credit,<br>even if the<br>consumer<br>can choose<br>the third<br>party;\* or<br> (ii) Retains a<br>portion of<br>the third-<br>party charge,<br>to the extent<br>of the<br>portion<br>retained.<br> An<br>explanation<br>from the title<br>company of<br>what the title<br>service<br>charge is for<br>and/or legal<br>analysis<br>supporting<br>exclusion<br>from finance<br>charge for<br>review and<br>consideration<br>of exclusion<br>of fee from<br>finance<br>charge<br>calculation is<br>required.<br> Buyer<br>Comment<br>(2025-11-<br>12): See<br>attached.<br>Please<br>remove these<br>fees from the<br>APR<br>calculations | 11/25/2025 |  |  | 1 C A |  | KY | Primary | Purchase | TILA Material<br>Disclosure<br>Cure —<br>Provide the<br>following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Corrected CD,<br>and Re-open<br>Rescission<br>(required on<br>rescindable<br>transactions) | Non<br>QM | Non<br>QM | Yes |
| 224336887 | [Redacted] | [Redacted] |  | 34873336 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Final<br>Closing<br>Disclosure<br>Finance Charge | TILA-RESPA<br>Integrated<br>Disclosure —<br>Loan<br>Calculations:<br>Final Closing<br>Disclosure<br>provided on<br>[redacted]<br>disclosed an<br>inaccurate<br>Finance Charge<br>on page<br>[redacted] that<br>does not match<br>the actual<br>Finance Charge<br>for the loan. The<br>disclosed<br>Finance Charge<br>in the amount of<br>$[redacted] is<br>under disclosed<br>by $[redacted]<br>compared to the<br>calculated<br>Finance Charge<br>of $[redacted]<br>which exceeds<br>the $[redacted]<br>threshold (fee<br>amounts<br>included in<br>Finance Charge<br>calculation are<br>based on<br>Closing<br>Disclosure dated<br>[redacted]). | Finance Charge disclosed is $[redacted].<br>Calculated finance charge is $[redacted].<br>Variance of $[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>25): received<br> LOABuyer<br>Comment<br>(2025-11-<br>24): see<br>uploaded<br> Reviewer<br>Comment<br>(2025-11-<br>12): Title<br>"service<br>charges" are<br>generally<br>coordination<br>or processing<br>type fees that<br>are not<br>specifically<br>related to<br>issuance of<br>title or<br>preparation<br>of loan-<br>related<br>documents<br>such as<br>deeds,<br>mortgages,<br>reconveyance<br>or settlement<br>documents,<br>or other<br>purposes that<br>would<br>qualify for<br>exclusion<br>from finance<br>charge under<br>[redacted].<br>The service/<br>processing<br>type nature<br>of the fee<br>would put<br>the fee more<br>in line with a<br>coordination<br>or processing<br>fee which are<br>finance<br>charges<br>under[redacted]<br>since the<br>creditor<br>required the<br>use of the<br>title<br>company and<br>the charge is<br>not a charge<br>that is<br>excluded<br>from finance<br>charges<br>under<br>[redacted]<br> [redacted]<br> \*(1) Charges<br>by third<br>parties. The<br>finance<br>charge<br>includes fees<br>and amounts<br>charged by<br>someone<br>other than<br>the creditor,<br>unless<br>otherwise<br>excluded<br>under this<br>section, if<br>the creditor:<br> Requires the<br>use of a third<br>party as a<br>condition of<br>or an<br>incident to<br>the extension<br>of credit,<br>even if the<br>consumer<br>can choose<br>the third<br>party;\* or<br> (ii) Retains a<br>portion of<br>the third-<br>party charge,<br>to the extent<br>of the<br>portion<br>retained.<br> An<br>explanation<br>from the title<br>company of<br>what the title<br>service<br>charge is for<br>and/or legal<br>analysis<br>supporting<br>exclusion<br>from finance<br>charge for<br>review and<br>consideration<br>of exclusion<br>of fee from<br>finance<br>charge<br>calculation is<br>required.<br> Buyer<br>Comment<br>(2025-11-<br>11): See<br>attached.<br>Please<br>remove these<br>fees from the<br>APR<br>calculations | 11/25/2025 |  |  | 1 C A |  | KY | Primary | Purchase | TILA Material<br>Disclosure<br>Cure —<br>Provide the<br>following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Refund check<br>for<br>underdisclosed<br>amount,<br>Corrected CD,<br>and Re-open<br>Rescission<br>(required on<br>rescindable<br>transactions) | Non<br>QM | Non<br>QM | Yes |
| 224336894 | [Redacted] | [Redacted] |  | 34879848 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign Consent<br>Agreement is<br>missing. |  | E-sign disclosure not provided. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>07):<br>Received E-<br>sign Consent<br>Agreement.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-<br>05): econsent | 11/07/2025 |  |  | 1 C A |  | CA | Investment | Refinance<br>— Rate/<br>Term | C B A | N/A | N/A | No |
| 224336894 | [Redacted] | [Redacted] |  | 34879932 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request for Vesting in LLC;<br>requesting approval to not add party that was<br>removed in [redacted] is approved. Per<br>disposition, max [redacted]% LTV, subject to<br>meeting all other guidelines. | Borrower has been employed in the same industry for<br> more than [redacted] years.The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [redacted] months PITIA or more.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points.<br> Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has owned the subject property for at least<br>[redacted] years. | The qualifying DTI on the loan is at least [redacted]% less<br> than the guideline maximum.Borrower's monthly reserves have been verified and exceed<br>the guideline required amount by the equivalent of<br>[redacted] months PITIA or more.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points<br> Borrower has verified disposable income of at least<br>$[redacted]<br> Borrower has owned the subject property for at least<br>[redacted] years. | SitusAMC<br> Originator,SitusAMC<br> Originator,SitusAMC<br> Originator,SitusAMC<br> Originator,SitusAMC<br> Originator,SitusAMC | Reviewer<br>Comment<br>(2025-11-<br>04): Client<br>elects to<br>waive with<br>compensating<br>factors. |  |  | 11/04/2025 | 2 B |  | CA | Investment | Refinance<br>— Rate/<br>Term | C B A | N/A | N/A | No |
| 224336897 | [Redacted] | [Redacted] |  | 34918365 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Missing Final<br>[redacted] |  |  |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>12):<br>Received<br>final 1003<br>signed and<br>dated,<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-<br>11): 1003 | 11/12/2025 |  |  | 1 C A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | D B C A | N/A | Non<br>QM | No |
| 224336897 | [Redacted] | [Redacted] |  | 34918366 |  | Credit | Loan Package<br>Documentation | Closing / Title | Loan Package<br>Documentation | Missing<br>Document: Rider<br>— 1-4 Family<br>not provided |  |  |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>12):<br>Received 1-4<br>Family rider<br>signed and<br>dated,<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-<br>11): Rider | 11/12/2025 |  |  | 1 C A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | D B C A | N/A | Non<br>QM | No |
| 224336897 | [Redacted] | [Redacted] |  | 34918367 |  | Credit | Loan Package<br>Documentation | Closing / Title | Loan Package<br>Documentation | Missing<br>Document: Rider<br>— Condo not<br>provided |  |  |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>12):<br>Received<br>Condo rider<br>signed and<br>dated,<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-<br>11): rider | 11/12/2025 |  |  | 1 C A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | D B C A | N/A | Non<br>QM | No |
| 224336897 | [Redacted] | [Redacted] |  | 34918386 |  | Compliance | Compliance | Federal<br>Compliance | Missing Non-<br>Required Data | Disbursement<br>Date Missing<br>Test | Disbursement<br>Date Missing:<br>Evidence of<br>disbursement<br>date not found in<br>file. Note<br>Interest Accrual<br>Start Date of<br>[redacted] used<br>as disbursement<br>date for<br>compliance<br>testing. | Closing Statement/Final Hud/Final Closing<br>Disclosure missing. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>12): CD<br> provided.Buyer<br>Comment<br>(2025-11-<br>11): cd | 11/12/2025 |  |  | 1 B A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | D B C A | N/A | Non<br>QM | No |
| 224336897 | [Redacted] | [Redacted] |  | 34918387 |  | Compliance | Compliance | Federal<br>Compliance | Missing,<br>Incorrect, or<br>Incomplete<br>HUD-1 | Missing Final<br>HUD-1 Subject<br>to APL Testing<br>(Material) | Missing Final<br>HUD-1. No<br>document<br>containing fees<br>provided. Any<br>applicable<br>Federal, State or<br>Local<br>compliance<br>testing is<br>unreliable. Loan<br>is subject to<br>[redacted] or<br>more material<br>APL tests in<br>scope requiring<br>points and fees. | Closing Statement/Final Hud/Final Closing<br>Disclosure missing. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>12): CD<br> provided.Buyer<br>Comment<br>(2025-11-<br>11): see<br>uploaded | 11/12/2025 |  |  | 1 D A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | D B C A | N/A | Non<br>QM | No |
| 224336897 | [Redacted] | [Redacted] |  | 34918392 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TILA-RESPA<br>Integrated<br>Disclosure:<br>application date<br>on or after<br>10/3/2015, no<br>Closing<br>Disclosures in<br>the Loan File | TILA-RESPA<br>Integrated<br>Disclosure:<br>Closing<br>Disclosure not<br>provided or<br>Closing<br>Disclosure not<br>provided prior to<br>closing. Any<br>applicable<br>Federal, State or<br>Local<br>compliance<br>testing is<br>unreliable or not<br>performed. Loan<br>is not subject to<br>high cost testing. | Closing Statement/Final Hud/Final Closing<br>Disclosure missing. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>12):<br>[redacted]<br>received<br> Final CDBuyer<br>Comment<br>(2025-11-<br>11): see<br>uploaded | 11/12/2025 |  |  | 1 C A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | No Defined<br>Cure B A | N/A | Non<br>QM | No |
| 224336897 | [Redacted] | [Redacted] |  | 34918475 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Exception requested non-warrantable condo<br>due to incomplete critical repairs and<br>insufficient reserves. Use of rental income on<br>subject with signed lease beginning [redacted],<br>with an estimated closing date[redacted]<br>without documentation of [redacted] month's<br>rent and security deposit. | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more than<br>[redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br>least [redacted] months.<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | DTI: [redacted]%<br> Guideline Maximum DTI: [redacted]%<br> Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-11-<br>06): Client<br>elects to<br>waive with<br>compensating<br>factors. |  |  | 11/06/2025 | 2 B |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | D B C A | N/A | Non<br>QM | No |
| 224336897 | [Redacted] | [Redacted] |  | 34926341 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception provided for use of rental<br>income on subject with signed lease beginning<br>[redacted] | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more than<br>[redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br>least [redacted] months.<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | DTI: [redacted]%<br> Guideline Maximum DTI: [redacted]%<br> Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-11-<br>06): Client<br>elects to<br>waive with<br>compensating<br>factors. |  |  | 11/06/2025 | 2 B |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | D B C A | N/A | Non<br>QM | No |
| 224336897 | [Redacted] | [Redacted] |  | 34964730 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Initial<br>Closing<br>Disclosure<br>Timing without<br>Waiver | TILA-RESPA<br>Integrated<br>Disclosure:<br>Closing<br>Disclosure not<br>provided to<br>Borrower(s) at<br>least<br>[redacted]([redacted])<br>business days<br>prior to closing. | Missing initial CD |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>18):<br>[redacted]<br>received<br> initial CD.Buyer<br>Comment<br>(2025-11-<br>14): initial cd | 11/18/2025 |  |  | 1 A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | No Defined<br>Cure B A | N/A | Non<br>QM | No |
| 224336897 | [Redacted] | [Redacted] |  | 34964731 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID [redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Loan Discount<br>Points. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>$[redacted] over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to the<br>borrower. | Missing valid changed circumstance or cure at<br>closing |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>18):<br>[redacted]<br>received a<br> valid COC.Buyer<br>Comment<br>(2025-11-<br>14): cd &<br>coc | 11/18/2025 |  |  | 1 A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | Fee Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund Check,<br>and Corrected<br>CD B A | N/A | Non<br>QM | Yes |
| 224336897 | [Redacted] | [Redacted] |  | 34964733 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID [redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal Fee.<br>Fee Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to the<br>borrower. | Missing valid changed circumstance or cure at<br>closing |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>10):<br>[redacted]<br>received<br>Corrected<br>PCCD,<br>Letter of<br>Explanation,<br>Proof of<br>Delivery and<br>Copy of<br>Refund<br>Check<br>resulting in a<br>cured the<br> exception.Buyer<br>Comment<br>(2025-12-<br>09): PCCD,<br>LOX, Label<br>and Check<br> Reviewer<br>Comment<br>(2025-11-<br>18):<br>[redacted]<br>received<br>Changed<br>Circumstance<br>dated[redacted],<br>but it does<br>not give<br>sufficient<br>information<br>on why the<br>Appraisal fee<br>was<br>increased. In<br>order to<br>determine if<br>the changed<br>circumstance<br>is valid more<br>information<br>is necessary<br>on reason fee<br>increase and<br>when lender<br>became<br>aware of the<br>change. A<br>valid<br>Changed<br>Circumstance<br>or cure is<br>required.<br>Cure consists<br>of Corrected<br>CD, LOE to<br>borrower,<br>proof of<br>mailing and<br>copy of<br>refund<br>check.<br> Buyer<br>Comment<br>(2025-11-<br>14): CD &<br>COC |  | 12/10/2025 |  | 2 B |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | Fee Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund Check,<br>and Corrected<br>CD B A | N/A | Non<br>QM | Yes |
| 224336897 | [Redacted] | [Redacted] |  | 34964738 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign Consent<br>Agreement is<br>missing. |  | Missing E-consent agreement |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>17):<br>Received<br>required<br>documentation.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-11-<br>14): audit<br>trail | 11/17/2025 |  |  | 1 A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | D B C A | N/A | Non<br>QM | No |
| 224340220 | [Redacted] | [Redacted] |  | 34889464 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID [redacted]<br>Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal Fee.<br>Fee Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. | Appraisal fee amount of $[redacted] exceeds<br>tolerance of $[redacted]. Sufficient or excess<br>cure was provided to the borrower at Closing. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>04):<br>Sufficient<br>Cure<br>Provided At<br>Closing |  | 11/04/2025 |  | 1 A |  | FL | Primary | Refinance<br>— Cash-<br>out —<br>Other | Final CD<br>evidences<br>Cure B A | Non<br>QM | Non<br>QM | Yes |
| 224340220 | [Redacted] | [Redacted] |  | 34889494 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request for self-employed<br>borrower: owns [redacted] businesses, one<br>business has only been active for [redacted]<br>months. Request for business being open for<br>less than [redacted] months is approved. Per<br>disposition, [redacted]% max LTV,<br>[redacted]% max DTI, U/W to use P&L's dated<br>[redacted]. | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more than<br>[redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br>least [redacted] months.<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. |  | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-11-<br>05):<br>preapproved<br>exception |  |  | 11/05/2025 | 2 B |  | FL | Primary | Refinance<br>— Cash-<br>out —<br>Other | B A | Non<br>QM | Non<br>QM | No |
| 224340324 | [Redacted] | [Redacted] |  | 34889161 |  | Credit | Legal /<br>Regulatory /<br>Compliance | Title / Lien<br>Defect | Title | Title Policy is<br>Preliminary or<br>Commitment,<br>and not a Final<br>Title Policy. |  | The file is missing a copy of the Final Title<br>Policy. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>20): Title<br>Final Policy<br>received and<br>policy<br>amount<br>verified.<br>Exception<br>Cleared. | 11/20/2025 |  |  | 1 A |  | CA | Investment | Purchase | B A |  | N/A | No |
| 224340324 | [Redacted] | [Redacted] |  | 34889165 |  | Credit | Title | Document<br>Error | Title | The Preliminary<br>title policy is<br>within [redacted]<br>or [redacted] and<br>does not reflect a<br>coverage amount<br>(no final title<br>policy in file).<br>Unable to<br>determine if<br>appropriate<br>coverage is<br>provided. |  | The Preliminary title policy amount was not<br>provided. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>20): Title<br>Final Policy<br>received and<br>policy<br>amount<br>verified.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-11-<br>19): please<br>see attached<br>revised<br>Schedule A | 11/20/2025 |  |  | 1 B A |  | CA | Investment | Purchase | B A |  | N/A | No |
| 224340342 | [Redacted] | [Redacted] |  | 34888663 |  | Credit | Guideline | Guideline<br>Issue | Guideline | Aged document:<br>Asset Account<br>date is more than<br>[redacted] days<br>prior to Closing. |  | Consecutive [redacted]-month account<br>statement not provided in file for account<br>number ending with [redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>25):<br>Received<br>consecutive<br>[redacted]<br>months bank<br>statement.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-<br>21):<br>[redacted]<br>statement | 11/25/2025 |  |  | 1 C A |  | NY | Investment | Purchase | C A | N/A | N/A | No |
| 224340342 | [Redacted] | [Redacted] |  | 34888664 |  | Credit | Asset | Asset<br>Documentation | Asset | Guideline<br>Issue:Insufficient<br>asset<br>documentation. |  | Consecutive [redacted]-month account<br>statement not provided in file for account<br>number ending with [redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>25):<br>Received<br>consecutive<br>[redacted]<br>months bank<br>statement.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-<br>21):<br>[redacted]<br>statement<br>submitted for<br>review | 11/25/2025 |  |  | 1 C A |  | NY | Investment | Purchase | C A | N/A | N/A | No |
| 224340342 | [Redacted] | [Redacted] |  | 34888665 |  | Credit | Asset | Asset<br>Documentation | Asset | Guideline<br>Issue:Insufficient<br>asset<br>documentation. |  | Consecutive [redacted]-month account<br>statement not provided in file for account<br>number ending with [redacted] |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>25):<br>Received<br>consecutive<br>[redacted]<br>months bank<br>statement.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-<br>21):<br>[redacted]<br>statement<br>submitted for<br>review | 11/25/2025 |  |  | 1 C A |  | NY | Investment | Purchase | C A | N/A | N/A | No |
| 224340342 | [Redacted] | [Redacted] |  | 34888666 |  | Credit | Asset | Asset<br>Documentation | Asset | Guideline<br>Issue:Insufficient<br>asset<br>documentation. |  | Consecutive [redacted]-month account<br>statement not provided in file for account<br>number ending with [redacted] |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>25):<br>Received<br>consecutive<br>[redacted]<br>months bank<br>statement.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-<br>21):<br>[redacted]<br>statement<br>submitted for<br>review | 11/25/2025 |  |  | 1 C A |  | NY | Investment | Purchase | C A | N/A | N/A | No |
| 224340342 | [Redacted] | [Redacted] |  | 34888668 |  | Credit | Asset | Asset<br>Documentation | Asset | Guideline<br>Issue:Insufficient<br>asset<br>documentation. |  | Consecutive [redacted]-month account<br>statement not provided in file . |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>25):<br>Received<br>consecutive<br>[redacted]<br>months bank<br>statement.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-<br>21):<br>[redacted]<br>statement<br>submitted for<br>review | 11/25/2025 |  |  | 1 C A |  | NY | Investment | Purchase | C A | N/A | N/A | No |
| 224340342 | [Redacted] | [Redacted] |  | 34888670 |  | Credit | Insurance | Insurance<br>Documentation | Insurance | Missing<br>Document:<br>Flood Insurance<br>Policy not<br>provided |  | Flood Insurance policy not provided. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>17):<br>Received<br>required<br>documentation.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-11-<br>13): Flood<br>dec page | 11/17/2025 |  |  | 1 C A |  | NY | Investment | Purchase | C A | N/A | N/A | No |
| 224340342 | [Redacted] | [Redacted] |  | 34889689 |  | Credit | Asset | Asset<br>Documentation | Asset | Asset<br>documentation<br>requirements not<br>met. |  | [redacted] months consecutive Bank statement<br>not provided for account number ending with

#[redacted],#[redacted],#[redacted] |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>25):<br>Received<br>consecutive<br>[redacted]<br>months bank<br>statement.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-<br>21):<br>[redacted]<br>statement<br>submitted for<br>review | 11/25/2025 |  |  | 1 C A |  | NY | Investment | Purchase | C A | N/A | N/A | No |
| 224340757 | [Redacted] | [Redacted] |  | 34888740 |  | Credit | Legal /<br>Regulatory /<br>Compliance | Title / Lien<br>Defect | Title | Title Policy is<br>Preliminary or<br>Commitment,<br>and not a Final<br>Title Policy. |  | File is missing a copy of the final title policy. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>10): Final<br>title policy<br>received. | 12/10/2025 |  |  | 1 A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224340757 | [Redacted] | [Redacted] |  | 34888820 |  | Credit | Title | Document<br>Error | Title | The Preliminary<br>title policy is<br>within [redacted]<br>or [redacted] and<br>does not reflect a<br>coverage amount<br>(no final title<br>policy in file).<br>Unable to<br>determine if<br>appropriate<br>coverage is<br>provided. |  | Title policy amount is not provided on<br>preliminary title report. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>10): Final<br>title policy<br> received.Buyer<br>Comment<br>(2025-12-<br>08): final<br>title policy | 12/10/2025 |  |  | 1 B A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224340757 | [Redacted] | [Redacted] |  | 34888976 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match — ATR | Ability to Repay<br>(Dodd-Frank<br>2014):<br>Originator Loan<br>Designation of<br>Non QM does<br>not match Due<br>Diligence Loan<br>Designation of<br>ATR Fail. | [redacted] due to missing income<br>documentation. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>11):<br>Verification<br>of<br>employment<br>within<br>[redacted]business<br>days of note<br>associated.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-<br>11):<br>[redacted]offer<br>letter<br> Buyer<br>Comment<br>(2025-11-<br>11): please<br>see doc#<br>[redacted]for<br>[redacted]closing<br>voe | 11/11/2025 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to<br>provide<br>updated ATR/<br>QM status C | Non<br>QM | Non<br>QM | Yes |
| 224340757 | [Redacted] | [Redacted] |  | 34888977 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General Ability<br>To Repay<br>Provision<br>Income and<br>Assets — Wages | Ability to Repay<br>(Dodd-Frank<br>2014): Unable to<br>verify income<br>due to, missing<br>W-2, Paystub,<br>LES, ETS or<br>WVOE. | W-2, Paystubs or WVOE are not provided. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>11):<br>Verification<br>of<br>employment<br>within<br>[redacted]business<br>days of note<br>associated.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-<br>11):<br>[redacted]offer<br>letter,<br>[redacted]<br>closing voe<br>doc<br>[redacted] | 11/11/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224340757 | [Redacted] | [Redacted] |  | 34888978 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General Ability<br>To Repay<br>Provision<br>Investor<br>Guidelines | Ability to Repay<br>(Dodd-Frank<br>2014): Based on<br>the loan failing<br>[redacted] or<br>more guideline<br>components, the<br>loan is at ATR<br>risk. | [redacted] due to missing income<br>documentation. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>11):<br>Verification<br>of<br>employment<br>within<br>[redacted]business<br>days of note<br>associated.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-<br>11):<br>[redacted]offer<br>letter,<br>[redacted]<br>closing voe<br>doc<br>[redacted] | 11/11/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224340757 | [Redacted] | [Redacted] |  | 34888979 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM | NonQM ATR | Ability-to-Repay<br>(Dodd-Frank<br>2014): General<br>Ability-to-Repay<br>requirements not<br>satisfied. | [redacted] due to missing income<br>documentation. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>11):<br>Verification<br>of<br>employment<br>within<br>[redacted]<br>business<br>days of note<br>associated.<br>Exception<br>cleared. | 11/11/2025 |  |  | 1 A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224340757 | [Redacted] | [Redacted] |  | 34888984 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Verification(s)<br>of employment<br>is not within<br>[redacted]business<br>days of the Note. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>11):<br>Verification<br>of<br>employment<br>within<br>[redacted]business<br>days of note<br>associated.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-<br>11):<br>[redacted]offer<br>letter<br> Buyer<br>Comment<br>(2025-11-<br>11): please<br>see doc#<br>[redacted]<br>for<br>[redacted]<br>closing voe | 11/11/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224340757 | [Redacted] | [Redacted] |  | 34915364 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income<br>documentation<br>requirements not<br>met. |  | Missing verification of employment dated<br>[redacted] business days prior to the note date. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>11):<br>Verification<br>of<br>employment<br>within<br>[redacted]<br>business<br>days of note<br>associated.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-<br>11):<br>[redacted]offer<br>letter<br> Buyer<br>Comment<br>(2025-11-<br>11): please<br>see doc#<br>[redacted]<br>for<br>[redacted]closing<br>voe | 11/11/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224340757 | [Redacted] | [Redacted] |  | 34915432 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency —<br>ATR Impact | Ability to Repay<br>(Dodd-Frank<br>2014): There are<br>guideline<br>deficiencies<br>related to<br>income and/or<br>asset doc<br>requirements<br>which could<br>result in a risk to<br>the borrower's<br>ability to repay.<br>(Exception is<br>eligible to be<br>regraded with<br>compensating<br>factors.) | Missing verification of employment dated<br>[redacted] business days prior to the note date. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>11):<br>Verification<br>of<br>employment<br>within<br>[redacted]business<br>days of note<br>associated.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-<br>11):<br>[redacted]offer<br>letter<br> Buyer<br>Comment<br>(2025-11-<br>11): please<br>see doc#<br>[redacted]<br>for<br>[redacted]closing<br>voe | 11/11/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224340782 | [Redacted] | [Redacted] |  | 34891334 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID [redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded. Total<br>amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted] plus<br>[redacted]% or<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to the<br>borrower. | Recording Fee of $[redacted]exceeds tolerance<br>of $[redacted]plus [redacted]% or $[redacted].<br>$[redacted]over legal limit. Insufficient or no<br>cure was provided to the borrower |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>04):<br>[redacted]<br>received<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br> CD.Buyer<br>Comment<br>(2025-12-<br>03): tracking<br> Reviewer<br>Comment<br>(2025-12-<br>02):<br>[redacted]<br>received<br>PCCD, LOE<br>and copy of<br>refund<br>check.<br>FedEx<br>tracking<br>indicates<br>label has<br>been created,<br>but package<br>has not been<br>shipped.<br>Proof of<br>mailing<br>required to<br>cure.<br> Buyer<br>Comment<br>(2025-12-<br>01): PCCD,<br>LOX, Label<br>and Check<br> Reviewer<br>Comment<br>(2025-11-<br>12):<br>[redacted]<br>Recording<br>fee increased<br>on CD dated<br>[redacted]<br>without valid<br>COC. A<br>valid<br>Changed<br>Circumstance<br>or cure is<br>required.<br>Cure consists<br>of Corrected<br>CD, LOE to<br>borrower,<br>proof of<br>mailing and<br>copy of<br>refund<br>check.<br> Buyer<br>Comment<br>(2025-11-<br>11): see<br>uploaded |  | 12/04/2025 |  | 2 C B |  | CA | Primary | Purchase | Fee Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund Check,<br>and Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224340782 | [Redacted] | [Redacted] |  | 34891335 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID [redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>HOA Capital<br>Contribution.<br>Fee Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to the<br>borrower. | HOA Capital Contribution. Fee Amount of<br>$[redacted] exceeds tolerance of $[redacted].<br>$[redacted]over legal limit. Insufficient or no<br>cure was provided to the borrower. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>12):<br>[redacted]<br>Received<br>Corrected<br>PCCD and<br>LOE moving<br>fee to<br> section[redacted].Buyer<br>Comment<br>(2025-11-<br>11): PCCD<br>& LOX | 11/12/2025 |  |  | 1 C A |  | CA | Primary | Purchase | Fee Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund Check,<br>and Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224340782 | [Redacted] | [Redacted] |  | 34891336 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID [redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>HOA Transfer<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to the<br>borrower. | HOA Transfer Fee Amount of $[redacted]<br>exceeds tolerance of $[redacted].<br>$[redacted]over legal limit. Insufficient or no<br>cure was provided to the borrower. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>12):<br>[redacted]<br>Received<br>Corrected<br>PCCD and<br>LOE moving<br>fee to section<br> [redacted]Buyer<br>Comment<br>(2025-11-<br>11): see<br>uploaded | 11/12/2025 |  |  | 1 C A |  | CA | Primary | Purchase | Fee Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund Check,<br>and Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224340782 | [Redacted] | [Redacted] |  | 34891337 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID [redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Homeowner's<br>Due. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>$[redacted] over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to the<br>borrower. | Homeowner's Due Fee Amount of $[redacted]<br>exceeds tolerance of $[redacted]. $[redacted]<br>over legal limit. Insufficient or no cure was<br>provided to the borrower. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>12):<br>[redacted]<br>Received<br>Corrected<br>PCCD and<br>LOE moving<br>fee to<br> section[redacted].Buyer<br>Comment<br>(2025-11-<br>11): see<br>uploaded | 11/12/2025 |  |  | 1 C A |  | CA | Primary | Purchase | Fee Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund Check,<br>and Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor<br>Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224340782 | [Redacted] | [Redacted] |  | 34891338 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID [redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Natural<br>Hazard<br>Disclosure.<br>Fee Amount<br>of $[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]<br>over legal<br>limit.<br>Insufficient or<br>no cure was<br>provided to<br>the borrower. | Natural Hazard Disclosure Fee Amount of $[redacted] exceeds<br>tolerance of $[redacted] . $[redacted]over legal limit. Insufficient or no<br>cure was provided to the borrower. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>12):<br>[redacted]<br>Received<br>Corrected<br>PCCD and<br>LOE moving<br>fee to section<br> [redacted].Buyer<br>Comment<br>(2025-11-<br>11): see<br>uploaded | 11/12/2025 |  |  | 1 C A |  | CA | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224340872 | [Redacted] | [Redacted] |  | 34888818 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender approved exception for Manufactured home requires a<br>[redacted] Fico and max LTV of [redacted]% for a refi of any kind.<br>We have a [redacted] Fico score and [redacted]% LTV. Seeking a<br>[redacted] point Fico exception [redacted] actual vs [redacted]required.<br>Unable to downgrade/waive due to missing sufficient lender<br>compensating factors. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br> least [redacted] months.The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points.<br> The Combined Loan to Value (CLTV) on the loan is less<br>than the guideline maximum by at least [redacted]%.<br> The Loan to Value (LTV) on the loan is less than the<br>guideline maximum by at least [redacted]%. | Combined<br>Loan to<br> Value:[redacted]%Guideline<br>Maximum<br>Combined<br>Loan to<br>Value:<br>[redacted]% | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-12-<br>09): Client<br>elects to<br>waive and<br>downgrade<br>with comp<br>factors. |  |  | 12/09/2025 | 2 C B |  | CA | Investment | Refinance<br>— Rate/<br>Term | C B A |  | N/A | No |
| 224340872 | [Redacted] | [Redacted] |  | 34914198 |  | Credit | Guideline | Guideline<br>Issue | Guideline | Verification of<br>housing pay<br>history is<br>required. |  | File is missing the most recent [redacted] month payment history for<br>the subject property. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>23):<br>Received<br>VOM.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-12-<br>22): payment<br>history<br> Reviewer<br>Comment<br>(2025-11-<br>10):<br>Received<br>payment<br>history for<br>Primary<br>residence.<br>Required<br>[redacted]<br>month<br>payment<br>history for<br>the subject<br>property.<br>Exception<br>Remains.<br> Buyer<br>Comment<br>(2025-11-<br>07): payment<br>history | 12/23/2025 |  |  | 1 C A |  | CA | Investment | Refinance<br>— Rate/<br>Term | C B A |  | N/A | No |
| 224340972 | [Redacted] | [Redacted] |  | 34915607 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | DATA DISCREPANCY WITH DTI. LENDER DTI [redacted]%,<br>REVIEW DTI [redacted]%. THE REASON FOR THE<br>DISCREPANCY IS DUE TO inclusion of income loss from [redacted] |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>23):<br>Received<br>updated<br>1008.<br>Condition<br> cleared.Reviewer<br>Comment<br>(2025-12-<br>19): Updated<br>documents<br>provided.<br>DTI<br>[redacted]%<br> Buyer<br>Comment<br>(2025-12-<br>17): Updated<br>1008/1003<br>with rental<br>calculations.<br>Ratios under<br>[redacted]% | 12/23/2025 |  |  | 1 C A |  | NY | Investment | Purchase | C A | N/A | N/A | No |
| 224340972 | [Redacted] | [Redacted] |  | 34915698 |  | Credit | Credit | AUS<br>Discrepancy /<br>Guidelines<br>Discrepancy | Guideline | Guideline<br>Requirement:<br>Investor<br>qualifying total<br>debt ratio<br>discrepancy. |  | DTI exceeded due to inclusion of income loss from [redacted] |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>19):<br>Documents<br> providedBuyer<br>Comment<br>(2025-12-<br>17): Updated<br>1008/1003<br>with rental<br>calculations.<br>Ratios under<br>[redacted]% | 12/19/2025 |  |  | 1 C A |  | NY | Investment | Purchase | C A | N/A | N/A | No |
| 224341847 | [Redacted] | [Redacted] |  | 34913862 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | [redacted] worksheet was not provided. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>12):<br>Received<br>[redacted]<br>worksheet.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-11-<br>11):<br>[redacted]<br>worksheet | 11/12/2025 |  |  | 1 C A |  | NJ | Investment | Purchase | C A |  | N/A | No |
| 224341855 | [Redacted] | [Redacted] |  | 34890673 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO Documents<br>are missing. |  | Insurance document is missing. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>12):<br>Insurance<br>document<br>and HOA<br>verification<br>received and<br>verified.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-<br>11): reo docs | 11/12/2025 |  |  | 1 C A |  | MA | Investment | Purchase | C A | N/A | N/A | No |
| 224342877 | [Redacted] | [Redacted] |  | 34917152 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Initial<br>Closing<br>Disclosure<br>Timing without<br>Waiver | TILA-RESPA<br>Integrated<br>Disclosure:<br>Closing<br>Disclosure<br>not provided<br>to<br>Borrower(s)<br>at least<br>[redacted]<br>([redacted])<br>business days<br>prior to<br>closing. | Closing Disclosure not provided to Borrower at least<br>[redacted]business days prior to closing. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>02):<br>[redacted]<br>received<br>LOE and<br>rebuttal<br>comment.<br>Incomplete<br>CDs with<br>doc IDs<br>[redacted]<br>and<br>[redacted]<br>not provided<br>to borrower<br>removed<br> from testing.Seller<br>Comment<br>(2025-12-<br>01): CD's in<br>question did<br>not get<br>delivered to<br>the borrower.<br>These are for<br>fee<br>validation<br>only.<br> Reviewer<br>Comment<br>(2025-11-<br>21):<br>[redacted]<br>received<br>LOX for<br>rebuttal<br>comment.<br>However,<br>please see<br>doc ID<br>[redacted]&<br>[redacted]CD<br>dated<br>[redacted]<br>that was<br>submitted in<br>file, which<br>incomplete<br>information<br>and<br>[redacted]%<br>APR on page<br>[redacted]<br>and received<br>without<br>receipt. This<br>is causing<br>the testing to<br>reflect CD<br>not received<br>[redacted]<br>business<br>days prior to<br>consummation.<br>If the CDs<br>were not<br>provided to<br>the borrower,<br>please<br>provide<br>specific<br>Attestation<br>comments<br>indicating<br>the<br>documents<br>IDs were<br>never<br>provided to<br>the borrower<br>and<br>[redacted]<br>will review<br>for re-<br>testing.<br> Seller<br>Comment<br>(2025-11-<br>20): ICD | 12/02/2025 |  |  | 1 C A |  | NY | Primary | Purchase | No Defined<br>Cure B A | Non<br>QM | Non<br>QM | No |
| 224342877 | [Redacted] | [Redacted] |  | 34926898 |  | Credit | Asset | Asset<br>Documentation | Asset | Guideline<br>Issue:Insufficient<br>asset<br>documentation. |  | Asset statements provided must cover at least [redacted] days on<br>purchases. Missing pages[redacted] of prinout dated [redacted] for<br>Chase #[redacted]. | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more than<br>[redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [redacted] months PITIA or more.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Borrower has<br>been<br>employed in<br>the same<br>industry for<br>more than<br>[redacted]<br> years.Guidelines<br>Representative<br>FICO:<br>[redacted]<br> Representative<br>FICO:<br>[redacted] | Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-11-<br>24): Client<br>elects to<br>waive with<br>compensating<br> factors.Seller<br>Comment<br>(2025-11-<br>20):<br>Exception |  |  | 11/24/2025 | 2 C B |  | NY | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224342877 | [Redacted] | [Redacted] |  | 34926904 |  | Credit | Asset | Asset<br>Documentation | Asset | Guideline<br>Issue:Insufficient<br>asset<br>documentation. |  | Asset statements provided must cover at least [redacted] days on<br>purchases. Missing additional statement for [redacted] #[redacted]. | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more than<br>[redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [redacted] months PITIA or more.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Borrower has<br>been<br>employed in<br>the same<br>industry for<br>more than<br>[redacted]<br> years.Guidelines<br>Representative<br>FICO:<br>[redacted]<br> Representative<br>FICO:<br>[redacted] | Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-11-<br>24): Client<br>elects to<br>waive with<br>compensating<br>factors. |  |  | 11/24/2025 | 2 C B |  | NY | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224342877 | [Redacted] | [Redacted] |  | 34926929 |  | Credit | Asset | Asset<br>Documentation | Asset | Guideline<br>Issue:Insufficient<br>asset<br>documentation. |  | Asset statements provided must cover at least [redacted] days on<br>purchases. Missing additional statement for [redacted]#[redacted]. | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more than<br>[redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [redacted] months PITIA or more.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Borrower has<br>been<br>employed in<br>the same<br>industry for<br>more than<br>[redacted]<br> years.Guidelines<br>Representative<br>FICO:<br>[redacted]<br> Representative<br>FICO:<br>[redacted] | Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-11-<br>24): Client<br>elects to<br>waive with<br>compensating<br> factors.Seller<br>Comment<br>(2025-11-<br>20):<br>Exception |  |  | 11/24/2025 | 2 C B |  | NY | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224348929 | [Redacted] | [Redacted] |  | 34894959 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID [redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]<br>over legal<br>limit.<br>Insufficient or<br>no cure was<br>provided to<br>the borrower. | Appraisal Fee was last disclosed as $[redacted]on LE but disclosed as<br>$[redacted]on Final Closing Disclosure. File does not contain a valid<br>COC for this fee, nor evidence of cure in file. Provide a post-close CD<br>disclosing the tolerance cure to include $[redacted], a copy of refund<br>check, proof of delivery, and a copy of the letter of explanation sent to<br>the borrower disclosing the changes made. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>03):<br>[redacted]<br>received<br>PCCD, LOE,<br>proof of<br>mailing &<br>copy of<br>refund<br> check.Buyer<br>Comment<br>(2025-12-<br>02): lox,<br>pccd, refund<br>check |  | 12/03/2025 |  | 2 C B |  | MD | Primary | Refinance<br>— Cash-<br>out —<br>Other | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224348965 | [Redacted] | [Redacted] |  | 34909116 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO Documents<br>are missing. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>12):<br>Received<br>documents<br>for insurance<br>and taxes.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-<br>11): reo docs | 11/12/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224348965 | [Redacted] | [Redacted] |  | 34909151 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID [redacted]<br>Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | The Appraisal Fee of $[redacted]was initially disclosed to the<br>borrower on the Loan Estimate dated [redacted]. Sufficient or excess<br>cure was provided to the borrower at Closing. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>05):<br>Sufficient<br>Cure<br>Provided At<br>Closing |  | 11/05/2025 |  | 1 A |  | TX | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224348965 | [Redacted] | [Redacted] |  | 34909154 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID [redacted]<br>Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal Re-<br>Inspection<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>05):<br>Sufficient<br>Cure<br>Provided At<br>Closing |  | 11/05/2025 |  | 1 A |  | TX | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224348969 | [Redacted] | [Redacted] |  | 34909267 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income<br>documentation<br>requirements not<br>met. |  | Waterfall due to VVOE not provided within [redacted] business days<br>to the note date. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>17):<br>Received<br>required<br>documentation.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-11-<br>14): vvoe | 11/17/2025 |  |  | 1 C A |  | IN | Investment | Purchase | C A | N/A | N/A | No |
| 224348969 | [Redacted] | [Redacted] |  | 34909276 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income Docs<br>Missing: |  | Waterfall due to VVOE not provided within [redacted] business days<br>to the note date. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>17):<br>Received<br>required<br>documentation.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-11-<br>14): see<br>uploaded | 11/17/2025 |  |  | 1 C A |  | IN | Investment | Purchase | C A | N/A | N/A | No |
| 224348969 | [Redacted] | [Redacted] |  | 34914202 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Verification(s)<br>of employment<br>is not within<br>[redacted]<br>business days of<br>the Note. |  | VVOE was not provided within [redacted] business Days of Note. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>17):<br>Received<br>required<br>documentation.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-11-<br>14): see<br>uploaded | 11/17/2025 |  |  | 1 C A |  | IN | Investment | Purchase | C A | N/A | N/A | No |
| 224351400 | [Redacted] | [Redacted] |  | 34911914 |  | Credit | Guideline | Guideline<br>Issue | Guideline | Loan does not<br>meet guideline<br>requirements<br>regarding DTI<br>variance. | Diligence<br>Investor<br>Qualifying<br>Total Debt<br> Ratio: ___;Bid Tape<br>Investor<br>Qualifying<br>Total Debt<br>Ratio: ___. | Income calculated based on current employment is $[redacted] semi-<br>monthly/$[redacted]per month. Lender used income of<br>$[redacted]YTD considered from prior employment. We cannot use<br>the income from the prior employment. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>14):<br>Received<br>updated 1008<br>which<br>matches the<br>investor<br>qualifying<br> DTIBuyer<br>Comment<br>(2025-11-<br>12):<br>corrected<br>income | 11/14/2025 |  |  | 1 C A |  | AZ | Investment | Purchase | C A | N/A | N/A | No |
| 224351499 | [Redacted] | [Redacted] |  | 34915202 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document: HOA<br>Questionnaire<br>not provided |  | HOA questionnaire is missing from the file. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>11): HOA<br>questionnaire<br>received and<br>verified.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-<br>11):<br>questionnaire | 11/11/2025 |  |  | 1 C A |  | CA | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224351499 | [Redacted] | [Redacted] |  | 34915216 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Initial<br>Loan Estimate<br>Timing<br>Electronically<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>Loan<br>Estimate not<br>delivered to<br>Borrower(s)<br>within<br>[redacted]<br>business days<br>of<br>application.<br>Initial Loan<br>Estimate<br>dated<br>[redacted]<br>was<br>electronically<br>provided<br>without or<br>prior to<br>borrower's<br>consent to<br>receive<br>electronic<br>disclosures.<br>Failure to<br>comply with<br>the provisions<br>of the E-Sign<br>Act and<br>failure to<br>provide good<br>faith estimate<br>of fees timely<br>may result in<br>additional fee<br>tolerance<br>violations. | Verification disclosure was delivered to borrower [redacted] business<br>days prior to closing was not provided. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>19):<br>[redacted]<br>received<br>rebuttal<br>comment and<br>supporting<br>blend<br>compliance<br>report for the<br>electronic<br>consent<br>accepted by<br>borrower on<br> [redacted].Buyer<br>Comment<br>(2025-11-<br>19): please<br>see econsent<br>uploaded on<br>[redacted],<br>indexed as<br>Other pages<br>[redacted].<br>Page<br>[redacted]<br>shows<br>econsent<br>completed on<br>[redacted].<br>thanks!<br> Reviewer<br>Comment<br>(2025-11-<br>12): The<br>consumer<br>went through<br>the eConsent<br>process on<br>[redacted],<br>the consumer<br>acknowledged<br>the receipt of<br>the LE on<br>[redacted].<br>But the loan<br>application<br>date was<br>[redacted]. In<br>the event the<br>consumer<br>had not<br>provided<br>eConsent by<br>[redacted],<br>then the<br>lender should<br>have sent the<br>consumer the<br>Loan<br>Estimate<br>through<br>another<br>means in<br>accordance<br>with the<br>official<br>interpretation<br>reflected in<br>Comment<br>[redacted]<br>([redacted])(iv)-[redacted].<br>Provide<br>proof<br>borrower<br>was sent<br>Initial LE via<br>other means<br>than<br>electronic<br>delivery, as<br>the e-consent<br>was over<br>[redacted]<br>business<br>days and<br>acknowledged<br>over<br>[redacted]<br>business<br>days. The LE<br>would not<br>have been<br>provided<br>electronically<br>if borrower<br>had not e-<br>consented<br>with the<br>[redacted]<br>business<br>days after<br>application.<br> Buyer<br>Comment<br>(2025-11-<br>11): econsent | 11/19/2025 |  |  | 1 C A |  | CA | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224351553 | [Redacted] | [Redacted] |  | 34911345 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender approved exception to permit an $[redacted]loan amount. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br> least [redacted] months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The Debt Service Coverage Ratio ([redacted]) is greater<br>than the guideline requirement by [redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Reserves:<br> [redacted]Guideline<br>Requirement:<br>[redacted]<br> Guidelines<br>Representative<br>FICO:<br>[redacted]<br> Representative<br>FICO:<br>[redacted] | Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-11-<br>12): Client<br>elects to<br>waive wtih<br>compensating<br> factors.Reviewer<br>Comment<br>(2025-11-<br>06): Client<br>elects to<br>waive with<br>compensating<br>factors. |  |  | 11/12/2025 | 2 B |  | OH | Investment | Purchase | C B A |  | N/A | No |
| 224351553 | [Redacted] | [Redacted] |  | 34911349 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>HUD/CD not<br>provided |  | Final HUD is missing. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>12):<br>Received<br>Closing<br>statement.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-11-<br>11): HUD | 11/12/2025 |  |  | 1 C A |  | OH | Investment | Purchase | C B A |  | N/A | No |
| 224351759 | [Redacted] | [Redacted] |  | 34910558 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID [redacted]<br>Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Transfer Tax.<br>Fee Amount<br>of $[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>05):<br>Sufficient<br>Cure<br>Provided At<br>Closing |  | 11/05/2025 |  | 1 A |  | FL | Primary | Refinance<br>— Cash-<br>out —<br>Other | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224351827 | [Redacted] | [Redacted] |  | 34910052 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID [redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Loan<br>Discount<br>Points. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to<br>the borrower. | [redacted]% tolerance was exceeded by $[redacted] due to the Loan<br>Discount Points. No valid COC was provided., Insufficient or no cure<br>was provided to the borrower. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>10):<br>[redacted]<br>received<br>Corrected<br>PCCD,<br>Letter of<br>Explanation,<br>Proof of<br>Delivery and<br>Copy of<br>Refund<br>Check<br>resulting in a<br>cured the<br> exception.Buyer<br>Comment<br>(2025-12-<br>09): PCCD<br>with cure |  | 12/10/2025 |  | 2 C B |  | AZ | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224351876 | [Redacted] | [Redacted] |  | 34912107 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID [redacted]<br>Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal Re-<br>Inspection<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | Appraisal Re-Inspection Fee was last disclosed as $[redacted] on LE<br>but disclosed as $[redacted] on Final Closing Disclosure. File does not<br>contain a valid COC for this fee, nor evidence of cure in file. Provide a<br>post-close CD disclosing the tolerance cure to include $[redacted], a<br>copy of refund check, proof of delivery, and a copy of the letter of<br>explanation sent to the borrower disclosing the changes made. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>05):<br>Sufficient<br>Cure<br>Provided At<br>Closing |  | 11/05/2025 |  | 1 A |  | CA | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224351882 | [Redacted] | [Redacted] |  | 34913181 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign Consent<br>Agreement is<br>missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>26):<br>Received E-<br>sign Consent<br>Agreement.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-<br>24): PC Cert<br> Reviewer<br>Comment<br>(2025-11-<br>17):<br>Econsent<br>provided<br>reflects still<br>pending.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-11-<br>14): econsent | 11/26/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224351882 | [Redacted] | [Redacted] |  | 34913286 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Exception Requested:<br> [redacted] also need exception for not having [redacted] years<br>[redacted] work history as a non-permanent resident as she worked in<br>[redacted] for Embassy prior to moving to [redacted], has [redacted]<br>full year at [redacted] job.<br> Exception for Borrowers not having [redacted] years [redacted]<br>residency and are non-permanent resident E2 VISAs (lived in<br>[redacted]until [redacted]) [redacted] ran [redacted] bank statement<br>business from there (that business has been in effect since [redacted]).<br> Bank Statement loan, [redacted] is bank statement borrower. Unsing<br>[redacted]% owner. [redacted]- W2 borrower, using base salary. Funds<br>from personal and business account, using cash flow analysis. | Borrower has verified disposable income of at least<br> $[redacted].Borrower has worked in the same position for more than<br>[redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [redacted] months PITIA or more.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Guidelines<br>Representative<br>FICO:<br> [redacted]Representative<br>FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-11-<br>05): Client<br>elected to<br>waive with<br>compensating<br>factors. |  |  | 11/05/2025 | 2 B |  | TX | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224351887 | [Redacted] | [Redacted] |  | 34923854 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception for business assets may be used to close with<br>minimum of [redacted]% interest. Unable to downgrade/waive due to<br>insufficient lender compensating factors. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br> least [redacted]months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted]. | Reserves:<br> [redacted]Guideline<br>Requirement:<br>[redacted] | Aggregator,SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-11-<br>13): Client<br>elects to<br>waive wtih<br>compensating<br> factors.Buyer<br>Comment<br>(2025-11-<br>12): please<br>see addt'l<br>requirements:<br> • LTV ratio:<br>Max was<br>[redacted]%<br>and subject<br>was<br>[redacted]%<br>below at<br>[redacted]%<br>LTV ratio<br> • Long Term<br>Home<br>Ownership:<br>Primary<br>residence<br>mortgage<br>owned since<br>[redacted] or<br>[redacted]+<br>years with no<br>mortgage<br>lates<br> • Reserves:<br>[redacted]months<br>required and<br>borrower<br>reflected<br>[redacted]<br>months<br> • Long Term<br>Employment:<br>[redacted]<br>years<br>required and<br>borrower<br>was SE for<br>[redacted]+<br>years |  |  | 11/13/2025 | 2 C B |  | FL | Investment | Purchase | C B A |  | N/A | No |
| 224351887 | [Redacted] | [Redacted] |  | 34923913 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception approval for [redacted] <[redacted]% with no LL<br>experience. Unable to downgrade/waive due to insufficient lender<br>compensating factors. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br> least [redacted]months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted]. | Reserves:<br> [redacted]Guideline<br>Requirement:<br>[redacted] | Aggregator,SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-11-<br>13): Client<br>elects to<br>waive wtih<br>compensating<br> factors.Buyer<br>Comment<br>(2025-11-<br>12): please<br>see addt'l<br>requirements:<br> • LTV ratio:<br>Max was<br>[redacted] %<br>and subject<br>was<br>[redacted] %<br>below at<br>[redacted] %<br>LTV ratio<br> • Long Term<br>Home<br>Ownership:<br>Primary<br>residence<br>mortgage<br>owned since<br>[redacted] or<br>[redacted]+<br>years with no<br>mortgage<br>lates<br> • Reserves:<br>[redacted]months<br>required and<br>borrower<br>reflected<br>[redacted]<br>months<br> • Long Term<br>Employment:<br>[redacted]<br>years<br>required and<br>borrower<br>was SE for<br>[redacted]+<br>years |  |  | 11/13/2025 | 2 C B |  | FL | Investment | Purchase | C B A |  | N/A | No |
| 224351894 | [Redacted] | [Redacted] |  | 34915417 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>Account<br>Statements —<br>Business not<br>provided |  | Business account statement dated [redacted] is not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>17):<br> Acknowledged.Buyer<br>Comment<br>(2025-11-<br>13): Business<br>Statement<br>[redacted]<br>[redacted] | 11/17/2025 |  |  | 1 C A |  | IL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224351894 | [Redacted] | [Redacted] |  | 34915419 |  | Credit | Hazard<br>Insurance | Insufficient<br>Coverage | Hazard<br>Insurance | The Hazard<br>Insurance Policy<br>Effective Date is<br>after closing. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>11): Hazard<br>Insurance<br>document<br>revalidated<br>and verified.<br>Exception<br> clearedBuyer<br>Comment<br>(2025-11-<br>10): Please<br>review DOC<br>ID [redacted]<br>for updated<br>HOI dec<br>page with the<br>correct<br>closing date. | 11/11/2025 |  |  | 1 C A |  | IL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224351894 | [Redacted] | [Redacted] |  | 34915421 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income Docs<br>Missing: |  | Business account statement dated [redacted] is not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>17):<br>Received<br>required<br>documentation.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-11-<br>13): see<br>uploaded | 11/17/2025 |  |  | 1 C A |  | IL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224351894 | [Redacted] | [Redacted] |  | 34915444 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match — ATR<br>Risk | Ability to<br>Repay (Dodd-<br>Frank 2014):<br>Originator<br>Loan<br>Designation<br>of Non QM<br>does not<br>match Due<br>Diligence<br>Loan<br>Designation<br>of ATR Risk. | Business account statement dated[redacted]is not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>17):<br>Received<br>required<br>documentation.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-11-<br>13): see<br>uploaded | 11/17/2025 |  |  | 1 B A C |  | IL | Primary | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>Loan<br>Designation C | Non<br>QM | Non<br>QM | Yes |
| 224351894 | [Redacted] | [Redacted] |  | 34915447 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID [redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Loan<br>Discount<br>Points. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]<br>over legal<br>limit.<br>Insufficient or<br>no cure was<br>provided to<br>the borrower. | No cure was provided to the borrower for Loan Discount Points Fee<br>Amount of $[redacted] exceeds tolerance of $[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>25):<br>[redacted]received<br> a valid COC.Buyer<br>Comment<br>(2025-11-<br>24): coc | 11/25/2025 |  |  | 1 C A |  | IL | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224351894 | [Redacted] | [Redacted] |  | 34915527 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General Ability<br>To Repay<br>Provision<br>Investor<br>Guidelines | Ability to<br>Repay (Dodd-<br>Frank 2014):<br>Based on the<br>loan failing<br>one or more<br>guideline<br>components,<br>the loan is at<br>ATR risk. | Business account statement dated [redacted] is not provided in file |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>17):<br>Received<br>required<br>documentation.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-11-<br>13): see<br>uploaded | 11/17/2025 |  |  | 1 C A |  | IL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224351894 | [Redacted] | [Redacted] |  | 34915528 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency —<br>ATR Impact | Ability to<br>Repay (Dodd-<br>Frank 2014):<br>There are<br>guideline<br>deficiencies<br>related to<br>income and/<br>or asset doc<br>requirements<br>which could<br>result in a risk<br>to the<br>borrower's<br>ability to<br>repay.<br>(Exception is<br>eligible to be<br>regraded with<br>compensating<br>factors.) | Business account statement dated [redacted] is not provided in file |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>17):<br>Received<br>required<br>documentation.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-11-<br>13): see<br>uploaded | 11/17/2025 |  |  | 1 C A |  | IL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224351894 | [Redacted] | [Redacted] |  | 34915530 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income<br>documentation<br>requirements not<br>met. |  | Business account statement dated [redacted] is not provided in file |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>17):<br>Received<br>required<br>documentation.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-11-<br>13): see<br>uploaded | 11/17/2025 |  |  | 1 C A |  | IL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224351894 | [Redacted] | [Redacted] |  | 34916155 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | DATA DISCREPANCY WITH DTI. LENDER DTI [redacted]%,<br>REVIEW DTI [redacted]%. THE REASON FOR THE<br>DISCREPANCY IS DUE TO rental income calculation. Per 1003<br>rental income is $[redacted] however calculated rental income is<br>$[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>02): Revised<br>[redacted]<br>and<br>[redacted]<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-12-<br>01): updated<br>[redacted]&<br>[redacted]<br> Reviewer<br>Comment<br>(2025-11-<br>17): DD is<br>using<br>$[redacted]for<br>rental<br>amount at<br>[redacted]%<br>which equals<br>$[redacted]-<br>taxes<br>$[redacted]=<br>$[redacted].<br>Condition<br>remains.<br> Buyer<br>Comment<br>(2025-11-<br>13): Please<br>correct your<br>income to<br>match ours.<br>lease<br>agreement<br>shows<br>[redacted]-<br>[redacted]for<br>taxes =<br>[redacted]for<br>rental<br>income.<br> Buyer<br>Comment<br>(2025-11-<br>13): Please<br>correct your<br>income to<br>match ours.<br>lease<br>agreement<br>shows<br>[redacted]-<br>[redacted]<br>for taxes =<br>[redacted]for<br>rental<br>income. | 12/02/2025 |  |  | 1 C A |  | IL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224351898 | [Redacted] | [Redacted] |  | 34911618 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID [redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Loan<br>Discount<br>Points. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to<br>the borrower. | Loan Discount Points $[redacted] exceeds tolerance of $[redacted].<br>$[redacted]over legal limit. Insufficient or no cure was provided to the<br>borrower. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>20):<br>[redacted]<br>received a<br> valid COC.Buyer<br>Comment<br>(2025-11-<br>19):<br>supporting<br>docs<br> Reviewer<br>Comment<br>(2025-11-<br>12):<br>[redacted]<br>received<br>COC dated<br>[redacted]<br>however the<br>fee again<br>increased on<br>CD dated<br>[redacted]<br>for<br>$[redacted]<br>Kindly<br>provide a<br>valid COC<br>for the fee<br>increased or<br>cure due to<br>borrower.<br>Cure<br>documents<br>consist of<br>Post<br>CD,LOX,Copy<br>of refund<br>check and<br>proof of<br>mailing.<br> Buyer<br>Comment<br>(2025-11-<br>11): See<br>updated coc<br>and lock<br>form and<br>exception<br>which is why<br>the points<br>increased | 11/20/2025 |  |  | 1 C A |  | CA | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor<br>Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224351898 | [Redacted] | [Redacted] |  | 34911627 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Exception to allow LOE from private landlord<br>when guidelines require [redacted] months<br>cancelled checks and lease. | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br>least [redacted] months.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The Combined Loan to Value (CLTV) on the loan is less<br>than the guideline maximum by at least [redacted]%.<br> The Loan to Value (LTV) on the loan is less than the<br>guideline maximum by at least [redacted]%.<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Borrower has<br>been<br>employed in<br>the same<br>industry for<br>more than<br>[redacted]<br>years. | Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-06):<br>Client<br>elected to<br>waive<br>with<br>compensating<br>factors. |  |  | 11/06/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224351907 | [Redacted] | [Redacted] |  | 34915088 |  | Credit | Title | General | Title | Title Policy<br>Coverage is<br>less than<br>Original Loan<br>Amount. |  | The commitment title report in file disclosed<br>$[redacted] of title insurance coverage; however<br>this is less than the loan amount of $[redacted].<br>Require a copy of the final title policy or a<br>supplemental title report verifying title insurance<br>of at least the loan amount. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-20):<br>Provided<br>title<br>report<br>with<br>correct<br>policy<br>amount<br>of<br>$[redacted].<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-19):<br>title<br>commitment | 11/20/2025 |  |  | 1 B A |  | NY | Investment | Refinance<br>— Rate/<br>Term | B A |  | N/A | No |
| 224361969 | [Redacted] | [Redacted] |  | 34924917 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Guarantor<br>Agreement<br>not provided |  | The guarantor agreement is missing. Member<br>signed as a member and not an individual. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Received<br>signed<br>guarantor<br>agreement.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-09):<br>Guarantor<br>agreement<br> Reviewer<br>Comment<br>(2025-<br>11-12):<br>Borrower<br>has<br>signed<br>the Note<br>as a<br>member<br>and not<br>as an<br>individual.<br>Guarantor<br>agreement<br>is<br>required<br>for<br>member.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>11-11):<br>This is<br>not<br>required.<br>there is<br>only 1<br>member<br>of the<br>LLC | 12/10/2025 |  |  | 1 D A |  | FL | Investment | Purchase | D A |  | N/A | No |
| 224362146 | [Redacted] | [Redacted] |  | 34913925 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Initial<br>Loan Estimate<br>Timing<br>Electronically<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>Loan<br>Estimate<br>not<br>delivered<br>or placed<br>in the mail<br>to<br>Borrower(s)<br>within<br>[redacted]<br>business<br>days of<br>application. | Loan Estimate not delivered or placed in the mail<br>to Borrower(s) within [redacted] business days of<br>application and E-sign missing on file |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-19):<br>[redacted]<br>Received<br>Initial LE<br> dated[redacted]Buyer<br>Comment<br>(2025-<br>11-19):<br>please<br>see<br>attached<br>[redacted]<br>LE<br> Reviewer<br>Comment<br>(2025-<br>11-12):<br>The<br>timing<br>for the<br>LE under<br>§<br>[redacted](e)([redacted])([redacted])<br>is three<br>business<br>days<br>from<br>application.<br>Initial LE<br>issued<br>[redacted].<br>On this<br>loan, the<br>LE<br>should<br>have<br>been<br>issued<br>within<br>[redacted]<br>business<br>days of<br>the<br>broker<br>application<br>date of<br>[redacted]<br> Buyer<br>Comment<br>(2025-<br>11-11):<br>econsent | 11/19/2025 |  |  | 1 C A |  | OH | Primary | Refinance<br>— Cash-<br>out —<br>Other | C B A | Non<br>QM | Non<br>QM | No |
| 224362146 | [Redacted] | [Redacted] |  | 34913926 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent<br>Fee<br>Tolerance<br>exceeded<br>for Credit<br>Report<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance<br>of<br>$[redacted].<br>$[redacted]<br>over legal<br>limit.<br>Insufficient<br>or no cure<br>was<br>provided<br>to the<br>borrower. | Credit Report Fee was last disclosed as<br>$[redacted] on Loan Estimate but disclosed as<br>$[redacted] on Final Closing Disclosure. File<br>does not contain a valid change of circumstance<br>for this fee, Insufficient or no cure was provided<br>to the borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-03):<br>[redacted]<br>received<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check,<br>and<br>Corrected<br> CD.Buyer<br>Comment<br>(2025-<br>12-02):<br>lox, pccd,<br>refund<br>check<br>(for both<br>cures) |  | 12/03/2025 |  | 2 C B |  | OH | Primary | Refinance<br>— Cash-<br>out —<br>Other | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224362146 | [Redacted] | [Redacted] |  | 34913927 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent<br>Fee<br>Tolerance<br>exceeded<br>for<br>Transfer<br>Tax. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance<br>of<br>$[redacted].<br>$[redacted]<br>over legal<br>limit.<br>Insufficient<br>or no cure<br>was<br>provided<br>to the<br>borrower. | Transfer Tax was last disclosed as $[redacted] on<br>Loan Estimate but disclosed as $[redacted] on<br>Final Closing Disclosure. File does not contain a<br>valid change of circumstance for this fee,<br>Insufficient or no cure was provided to the<br>borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-03):<br>[redacted]<br>received<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check,<br>and<br>Corrected<br> CD.Buyer<br>Comment<br>(2025-<br>12-02):<br>lox, pccd,<br>refund<br>check<br>(for both<br>cures)<br> Reviewer<br>Comment<br>(2025-<br>11-12):<br>[redacted]<br>received<br>COC<br>dated<br>[redacted]<br>whereas<br>the fee<br>added on<br>CD dated<br>[redacted]<br>Kindly<br>provide<br>COC<br>within<br>three<br>days of<br>the<br>change in<br>order to<br>clear the<br>exception<br>or cure<br>due to<br>borrower.<br>Cure<br>documents<br>consist of<br>Post<br>CD,LOX,Copy<br>of refund<br>check<br>and proof<br>of<br>mailing.<br> Buyer<br>Comment<br>(2025-<br>11-11):<br>invest<br>memo<br>regarding<br>transfer<br>taxes |  | 12/03/2025 |  | 2 C B |  | OH | Primary | Refinance<br>— Cash-<br>out —<br>Other | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224362146 | [Redacted] | [Redacted] |  | 34913930 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  | E-sign Consent Agreement is missing on file |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-12):<br>E-Sign<br>Consent<br>Agreement<br>received,<br>exception<br> clearedBuyer<br>Comment<br>(2025-<br>11-11):<br>econsent | 11/12/2025 |  |  | 1 C A |  | OH | Primary | Refinance<br>— Cash-<br>out —<br>Other | C B A | Non<br>QM | Non<br>QM | No |
| 224362155 | [Redacted] | [Redacted] |  | 34915808 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent<br>Fee<br>Tolerance<br>exceeded<br>for<br>Appraisal<br>Review<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance<br>of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient<br>or no cure<br>was<br>provided<br>to the<br>borrower. | Appraisal Review Fee was last disclosed as<br>$[redacted] on Loan Estimate but disclosed as<br>$[redacted]on Final Closing Disclosure. File does<br>not contain a valid change of circumstance for<br>this fee, Insufficient or no cure was provided to<br>the borrower |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-09):<br>[redacted]<br>Received<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check,<br>and<br>Corrected<br> CD.Buyer<br>Comment<br>(2025-<br>12-08):<br>PCCD<br>with cure |  | 12/09/2025 |  | 2 C B |  | CO | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224362156 | [Redacted] | [Redacted] |  | 34916142 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent<br>Fee<br>Tolerance<br>exceeded<br>for<br>Transfer<br>Tax. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance<br>of<br>$[redacted].<br>Sufficient<br>or excess<br>cure was<br>provided<br>to the<br>borrower<br>at Closing. | Lender provided cure in the amount of<br>$[redacted]which was sufficient to correct the<br>[redacted]% fee tolerance violation. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-05):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 11/05/2025 |  | 1 A |  | FL | Primary | Refinance<br>— Cash-<br>out —<br>Other | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224364766 | [Redacted] | [Redacted] |  | 34935717 |  | Credit | Asset | Asset<br>Calculation /<br>Analysis | Asset | Guideline<br>Requirement:<br>Available for<br>Reserves<br>discrepancy. |  | Calculated Available for Reserves of [redacted] is<br>less than Guideline Available for Reserves of<br>$[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-12):<br>Cash<br>Flow<br>Analysis<br>received<br>for<br>business<br>funds,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-11):<br>The<br>accounts<br>being<br>used for<br>cash to<br>close is<br>[redacted]

#[redacted]$[redacted],<br>[redacted]

#[redacted]$[redacted]&<br>[redacted]<br>[redacted]#[redacted]which<br>is<br>$[redacted]<br>which is<br>plenty<br>enough<br>funds to<br>cover<br>cash to<br>close and<br>[redacted]+<br>months<br>reserves | 11/12/2025 |  |  | 1 C A |  | NC | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224364766 | [Redacted] | [Redacted] |  | 34935727 |  | Credit | Asset | Asset<br>Documentation | Asset | Asset<br>documentation<br>requirements<br>not met. |  | CPA letter not provided and confirmed<br>withdrawals from account won't have negative<br>impact. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-12):<br>Cash<br>Flow<br>Analysis<br>received<br>for<br>business<br>funds,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-11):<br>cash flow | 11/12/2025 |  |  | 1 C A |  | NC | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224364766 | [Redacted] | [Redacted] |  | 34935762 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match —<br>ATR Risk | Ability to<br>Repay<br>(Dodd-<br>Frank<br>2014):<br>Originator<br>Loan<br>Designation<br>of Non<br>QM does<br>not match<br>Due<br>Diligence<br>Loan<br>Designation<br>of ATR<br>Risk. | CPA letter not provided confirming withdrawals<br>from account won't have negative impact. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-12):<br>Cash<br>Flow<br>Analysis<br>received<br>for<br>business<br>funds,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-11):<br>see<br>uploaded | 11/12/2025 |  |  | 1 B A C |  | NC | Second<br>Home | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>Loan<br>Designation C | Non<br>QM | Non<br>QM | Yes |
| 224364766 | [Redacted] | [Redacted] |  | 34935763 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency —<br>ATR Impact | Ability to<br>Repay<br>(Dodd-<br>Frank<br>2014):<br>There are<br>guideline<br>deficiencies<br>related to<br>income<br>and/or<br>asset doc<br>requirements<br>which<br>could<br>result in a<br>risk to the<br>borrower's<br>ability to<br>repay.<br>(Exception<br>is eligible<br>to be<br>regraded<br>with<br>compensating<br>factors.) | CPA letter not provided confirming withdrawals<br>from account won't have negative impact. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-12):<br>Cash<br>Flow<br>Analysis<br>received<br>for<br>business<br>funds,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-11):<br>see<br>uploaded | 11/12/2025 |  |  | 1 C A |  | NC | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224364766 | [Redacted] | [Redacted] |  | 34935768 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Investor<br>Guidelines | Ability to<br>Repay<br>(Dodd-<br>Frank<br>2014):<br>Based on<br>the loan<br>failing<br>[redacted]<br>or more<br>guideline<br>components,<br>the loan is<br>at ATR<br>risk. | CPA letter not provided confirming withdrawals<br>from account won't have negative impact. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-12):<br>Cash<br>Flow<br>Analysis<br>received<br>for<br>business<br>funds,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-11):<br>see<br>uploaded | 11/12/2025 |  |  | 1 C A |  | NC | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224364766 | [Redacted] | [Redacted] |  | 34935800 |  | Credit | Asset | Asset<br>Calculation /<br>Analysis | Asset | Available for<br>Closing is<br>insufficient to<br>cover Cash<br>From<br>Borrower. |  | Verified liquid assets in the amount of<br>$[redacted] are insufficient to meet cash to close<br>of $[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-12):<br>Cash<br>Flow<br>Analysis<br>received<br>for<br>business<br>funds,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-11):<br>The<br>accounts<br>being<br>used for<br>cash to<br>close is<br>[redacted]

#[redacted]$[redacted],<br>[redacted]

#[redacted]$[redacted]&<br>[redacted]<br>[redacted]

#[redacted]which<br>is<br>$[redacted]which<br>is plenty<br>enough<br>funds to<br>cover<br>cash to<br>close and<br>[redacted]+<br>months<br>reserves | 11/12/2025 |  |  | 1 C A |  | NC | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224364766 | [Redacted] | [Redacted] |  | 34935813 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>Evidence of<br>Access to<br>Funds not<br>provided |  | CPA letter not provided confirming withdrawals<br>from account won't have negative impact. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-12):<br>Cash<br>Flow<br>Analysis<br>received<br>for<br>business<br>funds,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-11):<br>see<br>uploaded | 11/12/2025 |  |  | 1 C A |  | NC | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224364814 | [Redacted] | [Redacted] |  | 34918638 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender approved exception for to allow Non-<br>Permanent Resident Alien — [redacted]<br>Classification [redacted] is APPROVED subject<br> to: Copy of approved [redacted] Visa petition.All other Signature Expanded Guidelines must be<br>met. Seeking exception for [redacted] code<br>[redacted] on EAD borrower. LTV under<br>[redacted]% with long-term self-employment on<br>subject primary rate term refi. FICO is above<br>requirement. | Borrower has verified disposable income of at least<br> $[redacted].Borrower has worked in the same position for more than<br>[redacted] years.<br> The Combined Loan to Value (CLTV) on the loan is less<br>than the guideline maximum by at least [redacted]%.<br> The Loan to Value (LTV) on the loan is less than the<br>guideline maximum by at least [redacted]%.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Guidelines<br>Representative<br>FICO:<br> [redacted]Representative<br>FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-07):<br>Client<br>elected to<br>waive<br>with<br>compensating<br>factors. |  |  | 11/07/2025 | 2 B |  | GA | Primary | Refinance<br>— Rate/<br>Term | C B A | Non<br>QM | Non<br>QM | No |
| 224364814 | [Redacted] | [Redacted] |  | 34918686 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent<br>Fee<br>Tolerance<br>exceeded<br>for<br>Transfer<br>Tax. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance<br>of<br>$[redacted].<br>Sufficient<br>or excess<br>cure was<br>provided<br>to the<br>borrower<br>at Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-06):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 11/06/2025 |  | 1 A |  | GA | Primary | Refinance<br>— Rate/<br>Term | Final CD<br>evidences<br>Cure B A | Non<br>QM | Non<br>QM | Yes |
| 224364814 | [Redacted] | [Redacted] |  | 34918857 |  | Credit | Hazard<br>Insurance | Insufficient<br>Coverage | Hazard<br>Insurance | The Hazard<br>Insurance<br>Policy<br>Effective Date<br>is after<br>closing. |  | Hazard Insurance Policy Effective Date<br>[redacted], Disbursement Date: [redacted] |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-13):<br>Received<br>clarification/approval/documentation<br>from<br>lender.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-<br>11-11):<br>this is a<br>refi.<br>[redacted]-[redacted]<br>is the<br>renewal<br>policy.<br>see<br>confirmation<br>from<br>insurance<br>agent<br>[redacted]pg<br>[redacted]<br>that<br>current<br>policy<br>(that will<br>expire on<br>[redacted],<br>is paid in<br>full.<br>addt'l<br>supporting<br>docs for<br>current<br>policy<br>with<br>premium<br>amount<br>[redacted]<br>pg<br>[redacted],<br>[redacted]pg<br>[redacted]&<br>[redacted]<br>pg<br>[redacted] | 11/13/2025 |  |  | 1 C A |  | GA | Primary | Refinance<br>— Rate/<br>Term | C B A | Non<br>QM | Non<br>QM | No |
| 224364821 | [Redacted] | [Redacted] |  | 34918960 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-21):<br>E-sign<br>Consent<br>Agreement<br>received<br>and<br>details<br>verified.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-19): E<br>consent | 11/21/2025 |  |  | 1 C A |  | OR | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224364821 | [Redacted] | [Redacted] |  | 34918989 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent<br>Fee<br>Tolerance<br>exceeded.<br>Total<br>amount of<br>$[redacted]<br>exceeds<br>tolerance<br>of<br>$[redacted]<br>plus<br>[redacted]%<br>or<br>$[redacted].<br>$[redacted]<br>over legal<br>limit.<br>Insufficient<br>or no cure<br>was<br>provided<br>to the<br>borrower. | [redacted] Percent Fee Tolerance exceeded. Total<br>amount of $[redacted] exceeds tolerance of $[redacted] plus [redacted]% or $[redacted]. No<br>Valid Change circumstance in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-23):<br>[redacted]<br>received<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check,<br>and<br>Corrected<br> CD.Buyer<br>Comment<br>(2025-<br>12-23):<br>PCCD<br>with cure<br> Reviewer<br>Comment<br>(2025-<br>12-01):<br>[redacted]<br>Increase<br>in loan<br>amount is<br>not a<br>valid<br>reason<br>for<br>increased<br>recording<br>fee. In<br>order to<br>determine<br>if the<br>changed<br>circumstance<br>is valid<br>more<br>information<br>is<br>necessary<br>on reason<br>fee<br>increase<br>and when<br>lender<br>became<br>aware of<br>the<br>change.<br>A valid<br>Changed<br>Circumstance<br>or cure is<br>required.<br>Cure<br>consists<br>of<br>Corrected<br>CD, LOE<br>to<br>borrower,<br>proof of<br>mailing<br>and copy<br>of refund<br>check.<br> Buyer<br>Comment<br>(2025-<br>12-01):<br>COC for<br>loan<br>Increase<br> Reviewer<br>Comment<br>(2025-<br>11-20):<br>[redacted]<br>received<br>COC<br>dated<br>[redacted]<br>however<br>the<br>reason<br>mentioned<br>is not<br>sufficient<br>to clear<br>the<br>exception.<br>Kindly<br>provide<br>detail<br>reason as<br>to why<br>the<br>recording<br>fee<br>increased<br>on CD<br>dated<br>[redacted]for<br>$[redacted]along<br>with<br>supporting<br>documents<br>in order<br>to clear<br>the<br>exception<br>or cure<br>due to<br>borrower.<br>Cure<br>documents<br>consist of<br>Post<br>CD,LOX,Copy<br>of refund<br>check<br>and proof<br>of<br>mailing.<br> Buyer<br>Comment<br>(2025-<br>11-19):<br>Rebuttal |  | 12/23/2025 |  | 2 C B |  | OR | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224364821 | [Redacted] | [Redacted] |  | 34937184 |  | Credit | Credit | Credit<br>Documentation | Guideline | Missing<br>Document:<br>Asset not<br>provided |  | Documentation to verifiy Bridge Loan funds used<br>for closing is not located in the file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-26):<br>Closing<br>Disclosure<br>received<br>confirming<br>the loan<br> funds.Buyer<br>Comment<br>(2025-<br>11-24):<br>CD<br> Reviewer<br>Comment<br>(2025-<br>11-21):<br>Required<br>closing<br>statement<br>or HUD<br>for the<br>property<br>that is the<br>source of<br>the<br>bridge<br>loan<br>funds.<br>Exception<br>remains<br> Buyer<br>Comment<br>(2025-<br>11-19):<br>We have<br>the FSS<br>in the<br>package<br>already<br>which<br>matches<br>bridge<br>loan<br>number ,<br>[redacted],<br>Page<br>[redacted] | 11/26/2025 |  |  | 1 C A |  | OR | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224364837 | [Redacted] | [Redacted] |  | 34919991 |  | Credit | Title | General | Title | Title Policy<br>Coverage is<br>less than<br>Original Loan<br>Amount. |  | The Title Policy Amount of $[redacted] is less<br>than the note amount of $[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-20):<br>Received<br>Title<br>commitment<br>with<br>policy<br>amount<br>$[redacted].<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-19):<br>title<br>commitment | 11/20/2025 |  |  | 1 B A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A |  | N/A | No |
| 224364837 | [Redacted] | [Redacted] |  | 34920046 |  | Credit | Guideline | Guideline<br>Issue | Guideline | Variance<br>between<br>diligence<br>[redacted] and<br>bid tape<br>[redacted]<br>does not meet<br>[redacted]<br>requirements.<br>Variance is<br>more<br>than[redacted]. | Diligence<br>[redacted]:<br> ___;Bid Tape<br>[redacted]:<br>___. | [redacted] Discrepancy due to borrower<br>providing combined lease for subject property<br>and another property. Taxes and Insurance to be<br>covered by tenants. Below calculation used based<br>on [redacted] months actual rent payments<br> provided.Average [redacted] Months Actual Rent Provided<br>to cover rent, insurance and taxes = [redacted]/<br>[redacted] Properties = [redacted]<br> Each Unit Rent = [redacted] |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-18):<br>Received<br>clarification/approval/documentation<br>from<br>lender.<br>Condition<br>cleared. | 11/18/2025 |  |  | 1 C A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A |  | N/A | No |
| 224364837 | [Redacted] | [Redacted] |  | 34920079 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender approved exception for usage of higher<br>lease rents vs lower appraiser opinion for<br>[redacted] calculation and [redacted] <<br>[redacted]for non-perm resident alien. Exception<br>approved with condition: [redacted]% LTV max,<br>Minimum [redacted] [redacted], Minimum<br>[redacted]yr PPP, UW to document file to show<br>subject property that was listed for sale in<br>[redacted] has been delisted. Borrower to provide<br>last [redacted] months receipt of rental income for<br>the subject property. Subject to meeting all other<br>signature expanded guidelines requirements. | Borrower has owned the subject property for at least<br> [redacted] years.Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br>least [redacted] months.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Reserves:<br> [redacted]Guideline<br>Requirement:<br>[redacted]<br> Guidelines<br>Representative<br>FICO:<br>[redacted]<br> Representative<br>FICO:<br>[redacted] | SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-20):<br>Lender<br>Exception<br>with<br>Compensating<br>Factors<br> provided.Buyer<br>Comment<br>(2025-<br>11-19):<br>Please<br>see LOX<br>doc<br>[redacted]<br>and<br>supporting<br>bank<br>statements<br>docs<br>[redacted]-<br>[redacted]&<br>[redacted]for<br>VOR<br> Reviewer<br>Comment<br>(2025-<br>11-17):<br>Unable to<br>downgrade<br>and<br>waive<br>due to<br>missing<br>the<br>required<br>6 months<br>evidence<br>of the<br>rental for<br>the<br>subject. |  |  | 11/20/2025 | 2 C B |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A |  | N/A | No |
| 224364837 | [Redacted] | [Redacted] |  | 34926765 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Missing a [redacted] worksheet. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-18):<br>Received<br>clarification/approval/documentation<br>from<br>lender.<br>Condition<br>cleared. | 11/18/2025 |  |  | 1 C A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A |  | N/A | No |
| 224364890 | [Redacted] | [Redacted] |  | 34926680 |  | Credit | Property —<br>Appraisal | General<br>Appraisal<br>Requirements | Property —<br>Appraisal | Subject is a<br>refinance and<br>property is<br>listed for sale. |  | The property is listed for sale. Letter of<br>explanation is required for property listed. Does<br>not meet lender guides. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-20):<br>Per<br>appraisal<br>report,<br>property<br>is not<br>listed for<br>sale.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-19):<br>Appraisal<br>shows off<br>market ,<br>see<br>[redacted]<br>page<br>[redacted].<br>Also not<br>currently<br>listed | 11/20/2025 |  |  | 1 C A |  | OH | Investment | Refinance<br>— Rate/<br>Term | C A |  | N/A | No |
| 224364935 | [Redacted] | [Redacted] |  | 34926735 |  | Credit | Title | Document<br>Error | Title | The<br>Preliminary<br>title policy is<br>within<br>[redacted] or<br>[redacted] and<br>does not<br>reflect a<br>coverage<br>amount (no<br>final title<br>policy in file).<br>Unable to<br>determine if<br>appropriate<br>coverage is<br>provided. |  | The preliminary title report in file did not disclose<br>the amount of title insurance coverage. Provide a<br>copy of the final title policy or an addendum to<br>the preliminary report verifying title insurance of<br>at least the loan amount. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-11):<br>Title<br>policy<br>amount<br>updated<br>from<br>Title<br>Supplement.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-11):<br>Please<br>see doc<br>id<br>[redacted]<br>which is<br>the title<br>sup | 11/11/2025 |  |  | 1 B A |  | CA | Second<br>Home | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224364940 | [Redacted] | [Redacted] |  | 34945357 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent<br>Fee<br>Tolerance<br>exceeded<br>for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance<br>of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient<br>or no cure<br>was<br>provided<br>to the<br>borrower. | Valid COC required to verify cure |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-03):<br>[redacted]<br>received<br>PCCD,<br>LOE,<br>proof of<br>mailing<br>& copy<br>of refund<br> check.Buyer<br>Comment<br>(2025-<br>12-02):<br>lox, pccd,<br>checck |  | 12/03/2025 |  | 2 C B |  | MN | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224364940 | [Redacted] | [Redacted] |  | 34945358 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent<br>Fee<br>Tolerance<br>exceeded<br>for<br>Transfer<br>Tax. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance<br>of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient<br>or no cure<br>was<br>provided<br>to the<br>borrower. | Valid COC required to verify cure |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-18):<br>Sufficient<br>cure<br>provided.<br>Full cure<br>amount<br>for<br>tolerance<br>violation<br>was<br>provided<br>at or<br>before<br>closing<br>(on final<br>CD)<br>resulting<br>in a<br>cleared<br> exception.Buyer<br>Comment<br>(2025-<br>11-14):<br>inv<br>memo.<br>transfer<br>taxes<br>cured on<br>final cd | 11/18/2025 |  |  | 1 C A |  | MN | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224364947 | [Redacted] | [Redacted] |  | 34930873 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Initial<br>Loan Estimate<br>Timing<br>Electronically<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>Loan<br>Estimate<br>not<br>delivered<br>or placed<br>in the mail<br>to<br>Borrower(s)<br>within<br>[redacted]<br>business<br>days of<br>application. | Application date was [redacted] and Loan<br>Estimate was issued [redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-13):<br>[redacted]<br>received<br>initial<br> LE.Buyer<br>Comment<br>(2025-<br>11-12):<br>initial le<br>upld | 11/13/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224364947 | [Redacted] | [Redacted] |  | 34939107 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Evidence that the lease on the borrower current<br>residence has been terminated and no further<br>payments is not located in the file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-17):<br>Cleared.<br>Received<br>borrower<br>LOE that<br>lease will<br>be paid<br>until<br> January.Buyer<br>Comment<br>(2025-<br>11-13):<br>lease lox | 11/17/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224364950 | [Redacted] | [Redacted] |  | 34929930 |  | Compliance | Compliance | Federal<br>Compliance | Federal HPML | (Fed HPML<br>Provision)<br>Federal<br>Higher-Priced<br>Mortgage<br>Loan (Timing<br>of Appraisal<br>to Consumer) | TILA<br>HPML<br>Appraisal<br>Rule<br>(Dodd-<br>Frank<br>2014):<br>Creditor<br>did not<br>provide a<br>copy of<br>revised<br>valuation<br>to<br>applicant<br>[redacted]<br>business<br>days prior<br>to<br>consummation. | Creditor did not provide a copy of revised<br>valuation to applicant [redacted] business days<br>prior to consummation. |  |  |  | Buyer<br>Comment<br>(2025-<br>12-08):<br>Agreed,<br>not<br>delivered<br>within<br>[redacted]<br> daysReviewer<br>Comment<br>(2025-<br>12-03):<br>Appraisal<br>acknowledgment<br>receipt<br>for the<br>valuation<br>[redacted]<br>days<br>prior to<br>the<br>closing.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>12-01):<br>The<br>appraisal<br>delivered<br>less than<br>[redacted]<br>business<br>days<br>prior to<br>closing<br>was<br>clerical<br>in nature<br>and<br>therefore<br>is not<br>subject to<br>the same<br>timing<br>requirement.<br> Reviewer<br>Comment<br>(2025-<br>11-20):<br>Revised<br>appraisal<br>was sent<br>to<br>borrower<br>on<br>[redacted]<br>and note<br>date is<br>[redacted].<br>since<br>[redacted]<br>&<br>[redacted]<br>oct were<br>non<br>business<br>days.<br>[redacted]<br>([redacted])<br>business<br>days<br>prior to<br>consummation<br>requirement<br>not met.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>11-19):<br>Appraisal<br>receipt in<br>original<br>package ,<br>see<br>[redacted]<br>page<br>[redacted] |  |  | 12/08/2025 | 2 B |  | MD | Primary | Refinance<br>— Cash-<br>out —<br>Other | C B A | Non<br>QM | Non<br>QM | No |
| 224364950 | [Redacted] | [Redacted] |  | 34929937 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent<br>Fee<br>Tolerance<br>exceeded<br>for<br>Extension<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance<br>of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient<br>or no cure<br>was<br>provided<br>to the<br>borrower. | [redacted]% tolerance was exceeded by<br>$[redacted]due to the Extension Fee. No valid<br>COC was provided., Insufficient or no cure was<br>provided to the borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-20):<br>[redacted]<br>received<br>a valid<br> COC.Buyer<br>Comment<br>(2025-<br>11-19):<br>COC | 11/20/2025 |  |  | 1 C A |  | MD | Primary | Refinance<br>— Cash-<br>out —<br>Other | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224364954 | [Redacted] | [Redacted] |  | 34924801 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent<br>Fee<br>Tolerance<br>exceeded<br>for<br>Attorney's<br>Fee<br>(Closing<br>Agent and<br>Other). Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance<br>of<br>$[redacted].<br>Sufficient<br>or excess<br>cure was<br>provided<br>to the<br>borrower<br>at Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-06):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 11/06/2025 |  | 1 A |  | CA | Primary | Refinance<br>— Rate/<br>Term | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224364980 | [Redacted] | [Redacted] |  | 34925578 |  | Credit | Insurance | Insurance<br>Documentation | Insurance | Missing<br>Document:<br>Flood<br>Insurance<br>Policy not<br>provided |  | Flood Insurance Policy is missing in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-13):<br>Flood<br>Insurance<br>Policy<br>received,<br>exception<br> clearedBuyer<br>Comment<br>(2025-<br>11-13):<br>Please<br>see<br>uploaded<br>Flood<br>Policy | 11/13/2025 |  |  | 1 C A |  | TN | Investment | Purchase | C A |  | N/A | No |
| 224366503 | [Redacted] | [Redacted] |  | 34933532 |  | Credit | Credit | Miscellaneous | Credit | A copy of<br>Asset<br>Verification<br>Report is not<br>on file. |  | Lender exception request for[redacted]% LTV<br>(VS matrix of [redacted]% LTV for foreign<br>National cash-out refi's w/[redacted]+FICO's)<br>with compensating factor FICO [redacted]points<br>or more above requirement and Reserves<br>[redacted]+mONTHS MORE THAN<br>REQUIREMENT | Borrower has owned the subject property for at least<br> [redacted] years.Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br>least [redacted] months.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Reserves:<br> [redacted]Guideline<br>Requirement:<br>[redacted]<br> Guidelines<br>Representative<br>FICO:<br>[redacted]<br> Representative<br>FICO:<br>[redacted] | SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-01):<br>Client<br>elects to<br>waive<br>with<br>comp<br>factors. |  |  | 12/01/2025 | 2 C B |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A |  | N/A | No |
| 224367079 | [Redacted] | [Redacted] |  | 34935428 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender Exception Requested and Approved for<br>Non-Warrantable Condo due to incomplete<br>exterior facade repair. Condition for Max<br>[redacted]% LTV/CLTV, Max [redacted]% DTI. | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more than<br>[redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br>least [redacted] months.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least[redacted]% and<br>$[redacted].<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Guidelines<br>Representative<br>FICO:<br> [redacted]Representative<br>FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-07):<br>Client<br>elected to<br>waive<br>with<br>compensating<br>factors. |  |  | 11/07/2025 | 2 B |  | NY | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224371108 | [Redacted] | [Redacted] |  | 34933921 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | Insurance Verification is missing for property<br>[redacted][redacted] |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-17):<br>Received<br>required<br>documentation.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-<br>11-13):<br>[redacted] | 11/17/2025 |  |  | 1 C A |  | IL | Investment | Purchase | C A | N/A | N/A | No |
| 224371117 | [Redacted] | [Redacted] |  | 34934339 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income<br>documentation<br>requirements<br>not met. |  | Third Party verification, CPA letter, Business<br>license or business entity not provided for<br>Borrower's Self-employment business. Signed<br>and dated 1040's not provided in file for<br>borrower and co-borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-28):<br>Received<br>Third<br>party<br>verification<br>an<br>Signed<br>and dated<br>[redacted]<br>for year<br>[redacted]<br>and<br>[redacted].<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>11-25):<br>Business<br>license<br>and tax<br>returns<br>signature<br>pages.<br>Borrowers<br>file<br>Sched C<br> Reviewer<br>Comment<br>(2025-<br>11-18):<br>Require<br>Third<br>party<br>verification,<br>signed &<br>dated<br>[redacted]<br>for the<br>Sole<br>Proprietor<br>of the<br>borrower.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>11-17):<br>PC Cert | 11/28/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor<br>Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224371117 | [Redacted] | [Redacted] |  | 34934368 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match — ATR<br>Risk | Ability to<br>Repay<br>(Dodd-Frank<br>2014):<br>Originator<br>Loan<br>Designation<br>of Non QM<br>does not<br>match Due<br>Diligence<br>Loan<br>Designation<br>of ATR<br>Risk. | Third Party verification, CPA letter, Business license or business<br>entity not provided for Borrower's Self-employment business.<br>Signed and dated 1040's not provided in file for borrower and co-<br>borrower. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>28):<br>Received<br>Third party<br>verification<br>and signed<br>and dated<br>[redacted]<br>for year<br>[redacted]<br>and<br>[redacted].<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-11-<br>25):<br>business<br>license and<br>executed tax<br>returns have<br>been<br>submitted<br> Reviewer<br>Comment<br>(2025-11-<br>18):<br>Require<br>Third party<br>verification,<br>signed &<br>dated<br>[redacted]<br>for the Sole<br>Proprietor<br>of the<br>borrower.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-11-<br>17): PC<br>Cert<br>submitted | 11/28/2025 |  |  | 1 B A C |  | TX | Primary | Purchase | Lender to<br>provide<br>updated ATR/<br>QM Loan<br>Designation C B | Non<br>QM | Non<br>QM | Yes |
| 224371117 | [Redacted] | [Redacted] |  | 34934369 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency —<br>ATR Impact | Ability to<br>Repay<br>(Dodd-Frank<br>2014): There<br>are guideline<br>deficiencies<br>related to<br>income and/<br>or asset doc<br>requirements<br>which could<br>result in a<br>risk to the<br>borrower's<br>ability to<br>repay.<br>(Exception<br>is eligible to<br>be regraded<br>with<br>compensating<br>factors.) | Third Party verification, CPA letter, Business license or business<br>entity not provided for Borrower's Self-employment business.<br>Signed and dated 1040's not provided in file for borrower and co-<br>borrower. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>28):<br>Received<br>Third party<br>verification<br>an Signed<br>and dated<br>[redacted]<br>for year<br>[redacted]<br>and<br>[redacted].<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-11-<br>25):<br>business<br>license and<br>executed tax<br>returns have<br>been<br>submitted<br> Reviewer<br>Comment<br>(2025-11-<br>18):<br>Require<br>Third party<br>verification,<br>signed &<br>dated<br>[redacted]<br>for the Sole<br>Proprietor<br>of the<br>borrower.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-11-<br>17): PC<br>Cert<br>submitted | 11/28/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224371117 | [Redacted] | [Redacted] |  | 34934371 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID [redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Loan<br>Discount<br>Points. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]<br>over legal<br>limit.<br>Insufficient<br>or no cure<br>was<br>provided to<br>the<br>borrower. | Loan Discount Points in loan estimate is $[redacted] and closing<br>disclosure reflects $[redacted] . No Valid change of circumstance<br>in the file. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>03):<br>[redacted]<br>received a<br> valid COC.Buyer<br>Comment<br>(2025-12-<br>02): COC<br> Reviewer<br>Comment<br>(2025-11-<br>26):<br>[redacted]<br>received<br>COC dated<br>[redacted].<br>However,<br>the COC is<br>not<br>specified<br>with<br>borrower<br>name.Kindly<br>provide a<br>valid COC<br>with<br>borrower<br>name or<br>loan<br>number in<br>order to<br>clear the<br>exception.<br> Buyer<br>Comment<br>(2025-11-<br>25): coc | 12/03/2025 |  |  | 1 C A |  | TX | Primary | Purchase | Fee Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund Check,<br>and Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224371117 | [Redacted] | [Redacted] |  | 34934372 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID [redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Review Fee.<br>Fee Amount<br>of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient<br>or no cure<br>was<br>provided to<br>the<br>borrower. | No Valid coc in file for fees added in closing disclosure. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>09):<br>[redacted]<br>Received<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br> CD.Buyer<br>Comment<br>(2025-12-<br>08):<br>scheduled<br>delivery<br>today by<br>end of day,<br>please<br>check<br>tracking<br>again<br> Reviewer<br>Comment<br>(2025-12-<br>03):<br>[redacted]<br>received<br>Post<br>CD,LOX,Copy<br>of refund<br>check and<br>proof of<br>mailing.<br>FedEx<br>tracking<br>indicates<br>label has<br>been<br>created, but<br>package has<br>not been<br>shipped.<br>Proof of<br>mailing<br>required to<br>cure.<br> Buyer<br>Comment<br>(2025-12-<br>02): PCCD<br>+ check |  | 12/09/2025 |  | 2 C B |  | TX | Primary | Purchase | Fee Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund Check,<br>and Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224371117 | [Redacted] | [Redacted] |  | 34934379 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General Ability<br>To Repay<br>Provision<br>Investor<br>Guidelines | Ability to<br>Repay<br>(Dodd-Frank<br>2014):<br>Based on the<br>loan failing<br>[redacted] or<br>more<br>guideline<br>components,<br>the loan is at<br>ATR risk. | Third Party verification, CPA letter, Business license or business<br>entity not provided for Borrower's Self-employment business.<br>Signed and dated 1040's not provided in file for borrower and co-<br>borrower. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>28):<br>Received<br>Third party<br>verification<br>and signed<br>and dated<br>[redacted]<br>for year<br>[redacted]<br>and<br>[redacted].<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-11-<br>25):<br>business<br>license and<br>executed tax<br>returns have<br>been<br>submitted<br> Reviewer<br>Comment<br>(2025-11-<br>18):<br>Require<br>Third party<br>verification,<br>signed &<br>dated<br>[redacted]<br>for the Sole<br>Proprietor<br>of the<br>borrower.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-11-<br>17): PC<br>Cert<br>submitted | 11/28/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224371138 | [Redacted] | [Redacted] |  | 34933670 |  | Credit | Guideline | Guideline<br>Issue | Guideline | Variance<br>between<br>diligence<br>[redacted] and<br>bid tape<br>[redacted] does<br>not meet<br>[redacted]<br>requirements.<br>Variance is more<br>than [redacted]. | Diligence<br>[redacted]:<br> ___;Bid Tape<br>[redacted]:<br>___. | Data discrepancy with [redacted]. Lender [redacted] [redacted]%,<br>Review [redacted] [redacted]%. The Underwriting Worksheet<br>provided in the loan file had a [redacted] of [redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>17):<br>Received<br>clarification/approval/documentation<br>from lender.<br>Condition<br>cleared. | 11/17/2025 |  |  | 1 C A |  | PA | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A |  | N/A | No |
| 224371138 | [Redacted] | [Redacted] |  | 34933703 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>HUD/CD not<br>provided |  | Missing executed final HUD/CD in file. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>21):<br>Received<br>Final Alta<br>Settlement<br>Statement in<br>the file.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-11-<br>19): Final<br>ALTA | 11/21/2025 |  |  | 1 C A |  | PA | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A |  | N/A | No |
| 224371152 | [Redacted] | [Redacted] |  | 34936891 |  | Credit | Loan Package<br>Documentation | Closing / Title | Missing<br>Document | Missing<br>Document:<br>Security<br>Instrument —<br>Subject Lien not<br>provided |  | The correct borrower was a business entity. Security Instrument is<br>missing the business entity. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>17):<br>Received<br>corrected<br>security<br> instrument.Buyer<br>Comment<br>(2025-11-<br>14):<br>Recorded<br>Mortgage<br>w/ business<br>entity listed<br>for vesting | 11/17/2025 |  |  | 1 D A |  | NJ | Investment | Refinance<br>— Cash-<br>out —<br>Other | D A |  | N/A | No |
| 224371155 | [Redacted] | [Redacted] |  | 34939262 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO Documents<br>are missing. |  | HOA verification not provided for [redacted] |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>11):<br>Received<br>required<br>documentation.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-12-<br>09):<br>[redacted] is<br>an official<br>statement<br>from the<br>HOA<br>budget, so it<br>should be<br>sufficient to<br>use to<br>document<br>HOA dues<br>for the<br>property in<br>question.<br>Please see<br>the bottom<br>of the page<br>which lists<br>the dues:<br> "Revised<br>condo dues:<br> Residential:<br>$[redacted]/<br>month<br> Commercial<br>[redacted]:<br>$[redacted]/<br>month<br> Commercial<br>[redacted]/<br>[redacted]:<br>$[redacted]/<br>month"<br> Reviewer<br>Comment<br>(2025-12-<br>08): HOA<br>for property<br>address<br>[redacted]cannot<br>be verified<br>in the<br>provided<br>doc ID<br>[redacted].<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-12-<br>05): Please<br>see<br>[redacted]<br>— bottom<br>of page for<br>HOA dues<br>amount<br> Reviewer<br>Comment<br>(2025-12-<br>03):<br>Provided<br>document<br>doesn't<br>confirm<br>HOA<br>amount for<br>[redacted]<br>exception<br>remains.<br> Buyer<br>Comment<br>(2025-12-<br>02): HOA<br>Financials<br>for<br>[redacted]<br>[redacted] | 12/11/2025 |  |  | 1 C A |  | NC | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224371175 | [Redacted] | [Redacted] |  | 34936282 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID [redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Pest<br>Inspection<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]<br>over legal<br>limit.<br>Insufficient<br>or no cure<br>was<br>provided to<br>the<br>borrower. | No valid change of circumstance or lender cure provided for Pest<br>Inspection fee of $[redacted] |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>18):<br>[redacted]<br>Received<br>Corrected<br>PCCD and<br>LOE<br>moving fee<br>to section<br> H.Buyer<br>Comment<br>(2025-11-<br>14): invest<br>memo, lox,<br>pccd | 11/18/2025 |  |  | 1 C A |  | VA | Primary | Purchase | Fee Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund Check,<br>and Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224371256 | [Redacted] | [Redacted] |  | 34934269 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception has been approved to permit recent lates on<br> [redacted] & [redacted] Mtg — borrower is [redacted]Requesting to permit a [redacted]% LTV — [redacted] score, cash<br>out refinance.<br> Exception has been approved with compensating factors<br> - Total debt [redacted]% or more under requirement.<br> - Residual income $[redacted]or more<br> - Long term Homeownership (>[redacted] years) | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has owned the subject property for at least<br>[redacted] years.<br> Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more than<br>[redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [redacted] months.<br> The Loan to Value (LTV) on the loan is less than or<br>equal to [redacted]%.<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> The qualifying DTI on the loan is less than or equal to<br>[redacted]%. | Documentation Type:<br> [redacted]yr Full DocDisposable Income:<br>$[redacted]<br> Decision System: DU /<br>DO<br> DTI: [redacted]% | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-12-<br>02): Client<br>elects to<br>waive with<br>compensating<br> factors.Reviewer<br>Comment<br>(2025-11-<br>10):<br>Preapproved<br>exception |  |  | 12/02/2025 | 2 B |  | NY | Primary | Refinance<br>— Cash-<br>out —<br>Other | C B A | Non<br>QM | Non<br>QM | No |
| 224371256 | [Redacted] | [Redacted] |  | 34934285 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign Consent<br>Agreement is<br>missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>21): E-sign<br>Consent<br>Agreement<br>received &<br>exception<br> cleared.Buyer<br>Comment<br>(2025-11-<br>19):<br>Econsent | 11/21/2025 |  |  | 1 C A |  | NY | Primary | Refinance<br>— Cash-<br>out —<br>Other | C B A | Non<br>QM | Non<br>QM | No |
| 224371256 | [Redacted] | [Redacted] |  | 34938608 |  | Compliance | Compliance | State<br>Compliance | State HPML | [redacted]<br>[redacted]<br>Threshold<br>Greater than<br>[redacted] Year<br>ARM Compliant | [redacted]<br>Subprime<br>Loan: APR<br>on subject<br>loan<br>of[redacted]%<br>is in excess<br>of allowable<br>threshold of<br>Prime<br>Mortgage<br>Market Rate<br>[redacted]%<br>+<br>[redacted]%,<br>or<br>[redacted]%.<br>Compliant<br>SubPrime<br>Loan. | APR on subject loan of [redacted]% is in excess of allowable<br>threshold of Prime Mortgage Market Rate [redacted]% +<br> [redacted]%, or [redacted]%. Compliant SubPrime Loan.Remove/Clear Exceptions |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>02):<br>EXCEPTION<br>HISTORY<br>—<br>Exception<br>Detail was<br>updated on<br>[redacted]<br>PRIOR<br>Exception<br>Detail:<br>[redacted]<br>Subprime<br>Loan: APR<br>on subject<br>loan of<br>[redacted]%<br>is in excess<br>of allowable<br>threshold of<br>Prime<br>Mortgage<br>Market Rate<br>[redacted]%<br>+<br>[redacted]%,<br>or<br>[redacted]%.<br>Compliant<br>SubPrime<br>Loan. |  |  |  | 1 B |  | NY | Primary | Refinance<br>— Cash-<br>out —<br>Other | (Limited Use<br>Bona Fide<br>Errors —<br>Compliance<br>and Client<br>Approval<br>Required)<br>With no time<br>limit for which<br>a cure may be<br>made, provide:<br>(1) Legal<br>opinion from<br>originating<br>lender with<br>loan-specific<br>details on how<br>a high-cost<br>loan was made<br>despite<br>procedures to<br>prevent and<br>confirms (i)<br>the failure<br>constitutes a<br>bona fide error<br>for the<br>jurisdiction in<br>which the<br>property is<br>located, and<br>(ii) that the<br>lender has not<br>received any<br>notice from<br>the borrower<br>of the failure;<br>(2) procedures<br>or explanation<br>of controls in<br>place to<br>prevent such<br>errors; (3)<br>client written<br>approval<br>accepting use<br>of the bona<br>fide error cure;<br>(4) Letter of<br>Explanation to<br>borrower; (5)<br>refund of<br>amount over<br>the subprime<br>home loan<br>threshold<br>maximum;<br>and (6) proof<br>of mailing<br>(must be in<br>transit with<br>courier). Note,<br>a cure may not<br>be accepted if<br>the seller/<br>lender has<br>certified a fix<br>has been made<br>to their system<br>and the same<br>issue<br>continues to<br>occur after the<br>fix has been<br>put into place. | Non<br>QM | Non<br>QM | Yes |
| 224371266 | [Redacted] | [Redacted] |  | 34932229 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID [redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Survey Fee.<br>Fee Amount<br>of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]<br>over legal<br>limit.<br>Insufficient<br>or no cure<br>was<br>provided to<br>the<br>borrower. | Survey Fee of $[redacted]not disclosed until initial CD. No valid<br>change in circumstance or cure for borrower provided. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>14):<br>[redacted]<br>received<br>attestation<br> suffice.Buyer<br>Comment<br>(2025-11-<br>13): invest<br>memo and<br>title attest<br>confirming<br>survey fee<br>was<br>required for<br>title. please<br>remove<br>from your<br>APR<br>calculations | 11/14/2025 |  |  | 1 C A |  | FL | Primary | Purchase | Fee Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund Check,<br>and Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224371268 | [Redacted] | [Redacted] |  | 34934198 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID [redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Survey Fee.<br>Fee Amount<br>of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]<br>over legal<br>limit.<br>Insufficient<br>or no cure<br>was<br>provided to<br>the<br>borrower. | Survey Fee on closing disclosure is $[redacted] and on loan<br>estimate $[redacted]. No Valid Change circumstance in file. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>12):<br>[redacted]<br>received<br>Corrected<br>CD & LOE<br>to borrower<br>moving<br>optional<br>fees to<br>correct<br> section H.Reviewer<br>Comment<br>(2025-12-<br>11):<br>[redacted]<br>received<br>Corrected<br>CD & LOE<br>to borrower.<br>As there<br>were fee<br>changes<br>throughout<br>the PCCD<br>from the<br>final CD, a<br>Final<br>Borrower<br>Settlement<br>Statement is<br>required to<br>test this<br>PCCD as<br>final for<br>fees.<br> Reviewer<br>Comment<br>(2025-12-<br>11):<br>[redacted]<br>received<br>corrected<br>PCCD and<br>LOE<br>moving the<br>non-lender<br>required fee<br>from<br>section C to<br>H.<br> Buyer<br>Comment<br>(2025-12-<br>09): PCCD<br>with Letter<br> Reviewer<br>Comment<br>(2025-11-<br>24):<br>[redacted]<br>received<br>corrected<br>PCCD and<br>email<br>confirming<br>the survey<br>was title<br>required but<br>LOE to<br>accompanying<br>CD is not<br>provided in<br>trailing<br>docs. LOE<br>is required<br>for<br>remediations.<br> Buyer<br>Comment<br>(2025-11-<br>21): Survey<br>fee moved | 12/12/2025 |  |  | 1 C A |  | FL | Second<br>Home | Purchase | Fee Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund Check,<br>and Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224371268 | [Redacted] | [Redacted] |  | 34936871 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Final<br>Closing<br>Disclosure<br>Amount<br>Financed Test | TILA-<br>RESPA<br>Integrated<br>Disclosure<br>— Loan<br>Calculations:<br>Final<br>Closing<br>Disclosure<br>provided on<br>[redacted]<br>disclosed an<br>Amount<br>Financed<br>disclosed an<br>inaccurate<br>Amount<br>Financed.<br>The<br>disclosed<br>Amount<br>Financed in<br>the amount<br>of<br>$[redacted]<br>is over<br>disclosed by<br>$[redacted]<br>compared to<br>the<br>calculated<br>Amount<br>Financed of<br>$[redacted]<br>and the<br>disclosed<br>Finance<br>Charge is<br>not accurate<br>within<br>applicable<br>tolerances<br>for Amount<br>Financed to<br>be<br>considered<br>accurate (fee<br>amounts<br>included in<br>Amount<br>Financed<br>and Finance<br>Charge<br>calculations<br>are based on<br>Closing<br>Disclosure<br>dated[redacted]). | Amount finance is over disclosed due the HOA Transfer Fee of<br>$[redacted] placed in Section [redacted] instead of Section<br>[redacted] as is required. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>12):<br>[redacted]<br>received<br>Corrected<br>CD & LOE<br>to borrower<br>moving<br>optional<br>fees to<br>correct<br> section H.Reviewer<br>Comment<br>(2025-12-<br>10):<br>[redacted]<br>received<br>Corrected<br>CD & LOE<br>to borrower.<br>As there<br>were fee<br>changes<br>throughout<br>the PCCD<br>from the<br>final CD, a<br>Final<br>Borrower<br>Settlement<br>Statement is<br>required to<br>test this<br>PCCD as<br>final for<br>fees.<br> Buyer<br>Comment<br>(2025-12-<br>09): PCCD<br>with Letter<br> Reviewer<br>Comment<br>(2025-11-<br>21):<br>Agreed,<br>however,<br>the fee is<br>disclosed in<br>Section C<br>rather than<br>Section H<br>which<br>means it is<br>being<br>considered<br>a loan cost<br>and is tested<br>as such.<br>Please<br>provide a<br>PCCD and<br>LOE with<br>the HOA<br>transfer fee<br>in section H<br>and we will<br>retest the<br>loan.<br> Buyer<br>Comment<br>(2025-11-<br>21): Any<br>fees paid to<br>an HOA<br>association<br>are 3rd<br>party non<br>APR fees<br>and should<br>not be<br>included in<br>the APR<br>testing. | 12/12/2025 |  |  | 1 C A |  | FL | Second<br>Home | Purchase | TILA Material<br>Disclosure<br>Cure —<br>Provide the<br>following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Corrected CD,<br>and Re-open<br>Rescission<br>(required on<br>rescindable<br>transactions) | Non<br>QM | Non<br>QM | Yes |
| 224371268 | [Redacted] | [Redacted] |  | 34936872 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Final<br>Closing<br>Disclosure<br>Finance Charge | TILA-<br>RESPA<br>Integrated<br>Disclosure<br>— Loan<br>Calculations:<br>Final<br>Closing<br>Disclosure<br>provided on<br>[redacted]<br>disclosed an<br>inaccurate<br>Finance<br>Charge on<br>page<br>[redacted]<br>that does not<br>match the<br>actual<br>Finance<br>Charge for<br>the loan. The<br>disclosed<br>Finance<br>Charge in<br>the amount<br>of<br>$[redacted]<br>is under<br>disclosed by<br>$[redacted]compared<br>to the<br>calculated<br>Finance<br>Charge of<br>$[redacted]<br>which<br>exceeds the<br>$[redacted]<br>threshold<br>(fee amounts<br>included in<br>Finance<br>Charge<br>calculation<br>are based on<br>Closing<br>Disclosure<br>dated<br>[redacted]). | Amount finance is over disclosed due the HOA Transfer Fee of<br>$[redacted] placed in Section [redacted] instead of Section<br>[redacted] as is required. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>12):<br>[redacted]<br>received<br>Corrected<br>CD & LOE<br>to borrower<br>moving<br>optional<br>fees to<br>correct<br> section H.Reviewer<br>Comment<br>(2025-12-<br>10):<br>[redacted]<br>received<br>Corrected<br>CD & LOE<br>to borrower.<br>As there<br>were fee<br>changes<br>throughout<br>the PCCD<br>from the<br>final CD, a<br>Final<br>Borrower<br>Settlement<br>Statement is<br>required to<br>test this<br>PCCD as<br>final for<br>fees.<br> Buyer<br>Comment<br>(2025-12-<br>09): PCCD<br>with letter<br> Reviewer<br>Comment<br>(2025-11-<br>21):<br>Agreed,<br>however,<br>the fee is<br>disclosed in<br>Section C<br>rather than<br>Section H<br>which<br>means it is<br>being<br>considered<br>a loan cost<br>and is tested<br>as such.<br>Please<br>provide a<br>PCCD and<br>LOE with<br>the HOA<br>transfer fee<br>in section H<br>and we will<br>retest the<br>loan. | 12/12/2025 |  |  | 1 C A |  | FL | Second<br>Home | Purchase | TILA Material<br>Disclosure<br>Cure —<br>Provide the<br>following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Refund check<br>for<br>underdisclosed<br>amount,<br>Corrected CD,<br>and Re-open<br>Rescission<br>(required on<br>rescindable<br>transactions) | Non<br>QM | Non<br>QM | Yes |
| 224371268 | [Redacted] | [Redacted] |  | 34936873 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID [redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>HOA<br>Transfer<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient<br>or no cure<br>was<br>provided to<br>the<br>borrower. | Valid Change of Circumstance was not provided for $[redacted]<br>HOA Transfer Fee nor was a Lender Cure noted in the file. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>12):<br>[redacted]<br>received<br>Corrected<br>CD & LOE<br>to borrower<br>moving<br>optional<br>fees to<br>correct<br> section H.Reviewer<br>Comment<br>(2025-12-<br>11):<br>[redacted]<br>received<br>Corrected<br>CD & LOE<br>to borrower.<br>As there<br>were fee<br>changes<br>throughout<br>the PCCD<br>from the<br>final CD, a<br>Final<br>Borrower<br>Settlement<br>Statement is<br>required to<br>test this<br>PCCD as<br>final for<br>fees.<br> Reviewer<br>Comment<br>(2025-12-<br>11):<br>[redacted]<br>received<br>corrected<br>PCCD and<br>LOE<br>moving the<br>non-lender<br>required fee<br>from<br>section C to<br>H.<br> Buyer<br>Comment<br>(2025-12-<br>09): PCCD<br>with letter | 12/12/2025 |  |  | 1 C A |  | FL | Second<br>Home | Purchase | Fee Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund Check,<br>and Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224371271 | [Redacted] | [Redacted] |  | 34933612 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO Documents<br>are missing. |  | Missing Tax, HOI and HOA verification document |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>14):<br>Received<br>HOA<br>Verification,<br>Insurance<br>Verification<br>and Tax<br>Verification.<br>Exception<br> clearedBuyer<br>Comment<br>(2025-11-<br>12): REO<br>docs | 11/14/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224371272 | [Redacted] | [Redacted] |  | 34932947 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Purchase<br>Agreement /<br>Sales Contract<br>not provided |  | Missing Purchase Contract. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>20):<br>Revalidated<br>documents<br>received<br>and<br>verified.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-<br>19):<br>Already in<br>package see<br>[redacted] ,<br>page<br>[redacted] | 11/20/2025 |  |  | 1 D A |  | SC | Primary | Purchase | D A | Non<br>QM | Non<br>QM | No |
| 224371272 | [Redacted] | [Redacted] |  | 34932991 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID [redacted]<br>Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded.<br>Total<br>amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted]<br>plus<br>[redacted]%<br>or<br>$[redacted].<br>Sufficient or<br>excess cure<br>was<br>provided to<br>the borrower<br>at Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>07):<br>Sufficient<br>Cure<br>Provided At<br>Closing |  | 11/07/2025 |  | 1 A |  | SC | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224371294 | [Redacted] | [Redacted] |  | 34936019 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender approved exception for file was locked under the foreign<br>national [redacted] program; however, co-borrower is a [redacted]-<br>Citizen with no FICO score due to residing in [redacted]while<br>maintaining his [redacted] citizenship status. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [redacted]months. | Reserves: [redacted]<br> Guideline<br>Requirement:<br>[redacted] | Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-11-<br>10): Client<br>elects to<br>waive with<br>compensating<br>factors. |  |  | 11/10/2025 | 2 B |  | FL | Investment | Purchase | B A |  | N/A | No |
| 224371329 | [Redacted] | [Redacted] |  | 34938404 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Permanent Resident Alien Card is missing for [redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>25):<br>Cleared.<br>Received<br>updated<br>[redacted]<br>and LOE<br>from<br>borrower in<br>trailing<br> docs.Buyer<br>Comment<br>(2025-11-<br>24):<br>[redacted] is<br>a US<br>Citizen —<br>corrected<br>[redacted]<br>uploaded<br> Buyer<br>Comment<br>(2025-11-<br>24):<br>[redacted] is<br>a US<br>Citizen —<br>corrected<br>[redacted]<br>uploaded | 11/25/2025 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| 224371770 | [Redacted] | [Redacted] |  | 34938350 |  | Credit | Title | Document<br>Error | Title | The Preliminary<br>title policy is<br>within [redacted]<br>or [redacted] and<br>does not reflect a<br>coverage amount<br>(no final title<br>policy in file).<br>Unable to<br>determine if<br>appropriate<br>coverage is<br>provided. |  | The preliminary title report in file did not disclose the amount of<br>title insurance coverage. Provide a copy of the final title policy or<br>an addendum to the preliminary report verifying title insurance of<br>at least the loan amount. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>01):<br>Cleared.<br>Received<br> title update.Buyer<br>Comment<br>(2025-11-<br>26): title<br>sup | 12/01/2025 |  |  | 1 B A |  | CA | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224371770 | [Redacted] | [Redacted] |  | 34945285 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender Exception Requested and Approved for excluding<br>mortgage payment borrower is a co-signer on. Mortgage paid by<br>third party. Condition for[redacted]% Max LTV/CLTV with min<br>[redacted] months proof of payments by third party, however only<br>[redacted] months of payments were verified. | Borrower has verified disposable income of at least<br> $[redacted].Borrower has worked in the same position for more than<br>[redacted] years.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Guidelines<br>Representative FICO:<br> [redacted]Representative FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-12-<br>01): Client<br>elects to<br>waive with<br>compensating<br> factors.Buyer<br>Comment<br>(2025-11-<br>26): Nov<br>payment |  |  | 12/01/2025 | 2 C B |  | CA | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224371799 | [Redacted] | [Redacted] |  | 34945847 |  | Credit | Hazard<br>Insurance | Insufficient<br>Coverage | Hazard<br>Insurance | The Hazard<br>Insurance Policy<br>Effective Date is<br>after closing. |  | Policy effective date shown as [redacted] while note date is<br>[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>17):<br>Cleared.<br>Received<br>prior HOI<br> policy.Buyer<br>Comment<br>(2025-11-<br>13): current<br>hoi policy<br>[redacted]<br>—<br>[redacted] | 11/17/2025 |  |  | 1 C A |  | NY | Investment | Refinance<br>— Rate/<br>Term | C A | N/A | N/A | No |
| 224371810 | [Redacted] | [Redacted] |  | 34945571 |  | Credit | Credit | Credit<br>Documentation | Guideline | Missing<br>Document: Asset<br>not provided |  | File is missing the final closing statement from the refinance<br>reflecting cash to borrower in the amount of $[redacted]. (funds<br>used for closing.) |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>14):<br>Received<br>Closing<br>Statement.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-11-<br>12): ALTA | 11/14/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| 224371819 | [Redacted] | [Redacted] |  | 34937099 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign Consent<br>Agreement is<br>missing. |  | E-sign disclosure not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>14): E-Sign<br>Consent<br>Agreement<br>received.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-<br>13):<br>econsent | 11/14/2025 |  |  | 1 C A |  | GA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224371825 | [Redacted] | [Redacted] |  | 34935890 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID [redacted]<br>Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit<br>Report Fee.<br>Fee Amount<br>of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was<br>provided to<br>the borrower<br>at Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>07):<br>Sufficient<br>Cure<br>Provided At<br>Closing |  | 11/07/2025 |  | 1 A |  | MN | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224373963 | [Redacted] | [Redacted] |  | 34938289 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender requested an exception which was approved to "[redacted]<br>[redacted] Seller Concession not to exceed [redacted]% — "The<br>total financing contributions may not exceed the lesser of the total<br>of the closing costs and prepaids and escrow costs", Provide<br>signed/dated LOE from applicant motivation to purchase<br>investments in FL AND how the applicant plans to manage subject<br>at a distance — if property manager will need name and evidence<br>of contract PTC, Document reserve requirement as within<br>Signature Expanded UW guidelines, Subject to meeting all<br>Signature Expanded guideline requirements." Unable to<br>downgrade/waive due to missing a letter from the borrower<br>regarding the motivation to purchase investments in Florida and<br>how the applicant plans to manage subject at a distance and the<br>property management contract if applicable. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted]months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted]. | Reserves: [redacted]<br> Guideline<br>Requirement:<br>[redacted] | Aggregator,SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-12-<br>12): Client<br>elects to<br>waive with<br>compensating<br> factors.Buyer<br>Comment<br>(2025-12-<br>10): Letter |  |  | 12/12/2025 | 2 C B |  | FL | Investment | Purchase | C B A |  | N/A | No |
| 224373963 | [Redacted] | [Redacted] |  | 34945812 |  | Credit | Asset | Asset<br>Documentation | Asset | Guideline<br>Issue:Insufficient<br>asset<br>documentation. |  | Only [redacted] month statement was provided for this account.<br>Lender guides require [redacted] days verification of assets. Please<br>provide an additional consecutive statement for this account. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>04):<br>Received<br>clarification/approval/documentation<br>from lender.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-12-<br>02):<br>[redacted],<br>page<br>[redacted]and<br>[redacted],<br>page<br>[redacted]<br> Buyer<br>Comment<br>(2025-12-<br>02): The<br>only asset<br>account is<br>the Regions<br>account<br>which was<br>just open<br>on[redacted]<br>so a full<br>[redacted]<br>days is not<br>available,<br>we provided<br>the full<br>history up<br>to<br>[redacted]<br>and<br>documented<br>the funds<br>that went<br>into that<br>account<br>from the<br>borrowers<br>[redacted]<br>account | 12/04/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C B A |  | N/A | No |
| 224374008 | [Redacted] | [Redacted] |  | 34937811 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Final<br>Closing<br>Disclosure<br>Amount<br>Financed Test | TILA-<br>RESPA<br>Integrated<br>Disclosure<br>— Loan<br>Calculations:<br>Final<br>Closing<br>Disclosure<br>provided on<br>[redacted]<br>disclosed an<br>Amount<br>Financed<br>disclosed an<br>inaccurate<br>Amount<br>Financed.<br>The<br>disclosed<br>Amount<br>Financed in<br>the amount<br>of<br>$[redacted]<br>is over<br>disclosed by<br>$[redacted]<br>compared to<br>the<br>calculated<br>Amount<br>Financed of<br>$[redacted]<br>and the<br>disclosed<br>Finance<br>Charge is<br>not accurate<br>within<br>applicable<br>tolerances<br>for Amount<br>Financed to<br>be<br>considered<br>accurate (fee<br>amounts<br>included in<br>Amount<br>Financed<br>and Finance<br>Charge<br>calculations<br>are based on<br>Closing<br>Disclosure<br>dated<br>[redacted]). | Final Closing Disclosure provided on [redacted] disclosed an<br>Amount Financed disclosed an inaccurate Amount Financed. The<br>fee on the CD's for Title — Title Services Fee os $[redacted] was<br>not included in the prepaid finance charges. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>02):<br>[redacted]<br>received<br> LOABuyer<br>Comment<br>(2025-12-<br>02): Escrow<br>response 2<br> Reviewer<br>Comment<br>(2025-11-<br>21):<br>[redacted]<br>received<br>rebuttal that<br>title-title<br>services fee<br>— Lender is<br>a one time<br>fee.<br>However,<br>that it is a<br>one time fee<br>does not<br>exclude it<br>from<br>finance<br>charges<br>necessarily.<br>The<br>services/<br>purpose<br>provided<br>determines<br>if a fee is a<br>finance<br>charge and<br>if related to<br>the<br>extension of<br>credit. We<br>are unable<br>to determine<br>the services<br>provided &<br>purpose of<br>this fee for<br>that<br>determination.<br>Please<br>provide a<br>lender's<br>attestation<br>that give all<br>the services<br>and<br>purposes<br>provided of<br>this fee and<br>if more than<br>one service<br>a<br>breakdown<br>of each<br>service and<br>it's costs for<br>further<br>determination<br>of<br>calculations.<br> Buyer<br>Comment<br>(2025-11-<br>20): The<br>Title-<br>Service<br>Charge fee<br>is a one<br>time fee and<br>should be<br>removed<br>from<br>testing. See<br>confirmation | 12/02/2025 |  |  | 1 C A |  | MO | Primary | Purchase | TILA Material<br>Disclosure<br>Cure —<br>Provide the<br>following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Corrected CD,<br>and Re-open<br>Rescission<br>(required on<br>rescindable<br>transactions) B | Non<br>QM | Non<br>QM | Yes |
| 224374008 | [Redacted] | [Redacted] |  | 34937812 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Final<br>Closing<br>Disclosure<br>Finance Charge | TILA-<br>RESPA<br>Integrated<br>Disclosure<br>— Loan<br>Calculations:<br>Final<br>Closing<br>Disclosure<br>provided on<br>[redacted]<br>disclosed an<br>inaccurate<br>Finance<br>Charge on<br>page<br>[redacted]<br>that does not<br>match the<br>actual<br>Finance<br>Charge for<br>the loan. The<br>disclosed<br>Finance<br>Charge in<br>the amount<br>of<br>$[redacted]<br>is under<br>disclosed by<br>$[redacted]<br>compared to<br>the<br>calculated<br>Finance<br>Charge of<br>$[redacted]<br>which<br>exceeds the<br>$[redacted]<br>threshold<br>(fee amounts<br>included in<br>Finance<br>Charge<br>calculation<br>are based on<br>Closing<br>Disclosure<br>dated<br>[redacted]). | Final Closing Disclosure provided on [redacted] disclosed an<br>inaccurate Finance Charge on page [redacted] that does not match<br>the actual Finance Charge for the loan. The fee on the CD's for<br>Title — Title Services Fee os $[redacted] was not included in the<br>prepaid finance charges. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>02):<br>[redacted]<br>received<br> LOABuyer<br>Comment<br>(2025-12-<br>02): Escrow<br>response 2<br> Reviewer<br>Comment<br>(2025-11-<br>21):<br>[redacted]<br>received<br>rebuttal that<br>title-title<br>services fee<br>— Lender is<br>a one time<br>fee.<br>However,<br>that it is a<br>one time fee<br>does not<br>exclude it<br>from<br>finance<br>charges<br>necessarily.<br>The<br>services/<br>purpose<br>provided<br>determines<br>if a fee is a<br>finance<br>charge and<br>if related to<br>the<br>extension of<br>credit. We<br>are unable<br>to determine<br>the services<br>provided &<br>purpose of<br>this fee for<br>that<br>determination.<br>Please<br>provide a<br>lender's<br>attestation<br>that give all<br>the services<br>and<br>purposes<br>provided of<br>this fee and<br>if more than<br>one service<br>a<br>breakdown<br>of each<br>service and<br>it's costs for<br>further<br>determination<br>of<br>calculations.<br> Buyer<br>Comment<br>(2025-11-<br>20): The<br>Title-<br>Service<br>Charge fee<br>is a one<br>time fee and<br>should be<br>removed<br>from<br>testing. See<br>confirmation | 12/02/2025 |  |  | 1 C A |  | MO | Primary | Purchase | TILA Material<br>Disclosure<br>Cure —<br>Provide the<br>following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Refund check<br>for<br>underdisclosed<br>amount,<br>Corrected CD,<br>and Re-open<br>Rescission<br>(required on<br>rescindable<br>transactions) B | Non<br>QM | Non<br>QM | Yes |
| 224374008 | [Redacted] | [Redacted] |  | 34937875 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Exception to allow borrower to use [redacted]% of the proceeds<br>from sale of departure residence on asset qualifier income type<br>where his wife is joint owner and not on the loan with<br>compensating factor loan to value [redacted]% or more under<br>requirement & FICO [redacted] points or more above<br>requirements. | Borrower has verified disposable income of at least<br> $[redacted].The Loan to Value (LTV) on the loan is less than or<br>equal to [redacted]%.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points.<br> The representative FICO score is above [redacted].<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted]. | Guidelines<br>Representative FICO:<br> [redacted]Representative FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-11-<br>10): Client<br>elects to<br>waive with<br>compensating<br>factors. |  |  | 11/10/2025 | 2 B |  | MO | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224374012 | [Redacted] | [Redacted] |  | 34937138 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender Exception Requested and Approved to allow use of Limited<br>Partnership funds to qualify. Condition for LP statements to show<br>no business activity, Max [redacted]% LTV/CLTV. | Borrower has verified disposable income of at least<br> $[redacted].Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [redacted] months PITIA or more.<br> The Combined Loan to Value (CLTV) on the loan is<br>less than the guideline maximum by at least<br>[redacted]%.<br> The Loan to Value (LTV) on the loan is less than the<br>guideline maximum by at least [redacted]%.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Guidelines<br>Representative FICO:<br> [redacted]Representative FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-11-<br>10): Client<br>elected to<br>waive with<br>compensating<br>factors. |  |  | 11/10/2025 | 2 B |  | NC | Second<br>Home | Refinance<br>— Cash-<br>out —<br>Other | B A | Non<br>QM | Non<br>QM | No |
| 224374015 | [Redacted] | [Redacted] |  | 34946393 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender Exception Requested and Approved to allow use of<br>[redacted] income with YTD being lower. Condition for Max<br>[redacted]% LTV/CLTV, Max [redacted]% DTI, Rental Payment<br>History [redacted], Excel spreadsheet showing YTD earnings. | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has worked in the same position for more than<br>[redacted] years.<br> Borrower's monthly mortgage payment has decreased<br>by at least [redacted]%.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [redacted] months.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Guidelines<br>Representative FICO:<br> [redacted]Representative FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-11-<br>10): Client<br>elected to<br>waive with<br>compensating<br>factors. |  |  | 11/10/2025 | 2 B |  | NY | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224374017 | [Redacted] | [Redacted] |  | 34945813 |  | Credit | Guideline | Guideline<br>Issue | Guideline | Variance<br>between<br>diligence<br>[redacted] and<br>bid tape<br>[redacted] does<br>not meet<br>[redacted]<br>requirements.<br>Variance is more<br>than [redacted]. |  | [redacted] discrepancy due to lender using a higher market rent. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>14):<br>Cleared.<br>Received<br> airdnaBuyer<br>Comment<br>(2025-11-<br>12): Please<br>see the<br>AirDNA.<br>Rent<br>[redacted]%/<br>[redacted]=<br>$[redacted] | 11/14/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| 224374061 | [Redacted] | [Redacted] |  | 34933552 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Exception requested for DTI over [redacted]%, but under<br>[redacted]% on a bank statement loan w/asset utilization.<br>Borrower's residual income is $[redacted]/mo. Minimal consumer<br>debt. | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has worked in the same position for more than<br>[redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [redacted] months.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Guidelines<br>Representative FICO:<br> [redacted]Representative FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-11-<br>10): Client<br>elected to<br>waive with<br>compensating<br>factors. |  |  | 11/10/2025 | 2 B |  | FL | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224374502 | [Redacted] | [Redacted] |  | 34946639 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception to proceed with a payoff that is higher than the<br>note amount on a private mortgage is approved. Per disposition,<br>[redacted]% max KTV, no cash back to borrower. | The qualifying DTI on the loan is at least [redacted] %<br> less than the guideline maximum.Borrower has been employed in the same industry for<br>more than [redacted] years.<br> Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more than<br>[redacted] years.<br> Borrower's monthly mortgage payment has decreased<br>by at least [redacted] %.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Exception approved<br>with comp factors | SitusAMC,Originator<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-11-<br>10): Lender<br>exception<br>approved<br>with comp<br>factors. |  |  | 11/10/2025 | 2 B |  | NC | Investment | Refinance<br>— Rate/<br>Term | B A | Non<br>QM | N/A | No |
| 224374502 | [Redacted] | [Redacted] |  | 34946660 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request for unsatisfactory mortgage payment<br>history on subject property is approved. Per disposition,<br>[redacted]% max KTV, no cash back to borrower. | The qualifying DTI on the loan is at least [redacted] %<br> less than the guideline maximum.Borrower has been employed in the same industry for<br>more than [redacted] years.<br> Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more than<br>[redacted] years.<br> Borrower's monthly mortgage payment has decreased<br>by at least [redacted] %.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Exception approved<br>with comp factors | SitusAMC,Originator<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-11-<br>10): Lender<br>exception<br>approved<br>with comp<br>factors. |  |  | 11/10/2025 | 2 B |  | NC | Investment | Refinance<br>— Rate/<br>Term | B A | Non<br>QM | N/A | No |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor<br>Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224387719 | [Redacted] | [Redacted] |  | 34951843 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender approved exception for on non-warrantable<br>characteristics: insufficient insurance (missing<br>sinkhole coverage). | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted] months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Guidelines<br>Representative<br>FICO:<br> [redacted]Representative<br>FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-24):<br>Client<br>elects to<br>waive<br>with<br>compensating<br> factorsBuyer<br>Comment<br>(2025-<br>11-21):<br>see email<br>from<br>HOA<br>agent<br> Reviewer<br>Comment<br>(2025-<br>11-17):<br>Evidence<br>that the<br>insurance<br>policy<br>has<br>catastrophic<br>ground<br>cover<br>collapse<br>coverage,<br>per the<br>lender<br>exeception<br>approval,<br>is not<br>located in<br>the file.<br> Buyer<br>Comment<br>(2025-<br>11-14): Is<br>anything<br>needed<br>for this? |  |  | 11/24/2025 | 2 C B |  | FL | Investment | Purchase | C B A |  | N/A | No |
| 224387894 | [Redacted] | [Redacted] |  | 34942437 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income<br>documentation<br>requirements<br>not met. |  | Most recent W2 for [redacted] is missing |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-19):<br>Document<br> provided.Buyer<br>Comment<br>(2025-<br>12-17):<br>Uploaded<br>please<br>find<br>Employer<br>LOX<br>stating<br>that<br>borrower<br>is a non-<br>equity<br>partner<br> Reviewer<br>Comment<br>(2025-<br>11-26):<br>Ownership<br>percentage<br>of the<br>borrower<br>is not<br>mentioned<br>on the K-<br>1.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>11-24):<br>Good<br>morning<br>—<br>[redacted]<br>disagrees<br>with<br>finding.<br>Borrower<br>made<br>partner<br>[redacted],<br>no W2<br>income.<br>Please<br>refer to<br>[redacted]<br>Tax<br>Transcripts<br>([redacted]),<br>K1<br>([redacted]),<br>K3([redacted])<br>and CPA<br>Letter<br>with<br>YTD<br>context<br>([redacted]).<br> Reviewer<br>Comment<br>(2025-<br>11-21):<br>Ownership<br>percentage<br>of the<br>borrower<br>is not<br>mentioned<br>on the K-<br>1.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>11-19):<br>bwr<br>made<br>partner[redacted]<br>Pay type<br>changed<br>to gross,<br>which is<br>now<br>reflected<br>on<br>[redacted]<br>which<br>were<br>already<br>sent —<br>[redacted]<br>([redacted])<br>&<br>[redacted](lox)<br>(for their<br>records)<br> Buyer<br>Comment<br>(2025-<br>11-19):<br>Uploaded<br>please<br>find<br>[redacted]<br>[redacted]<br>.<br>Borrower<br>promoted<br>to partner<br>and pay<br>is now<br>Gross.<br>Please<br>review<br>and<br>mitigate<br> Reviewer<br>Comment<br>(2025-<br>11-14):<br>W-2 for<br>2024<br>transcript<br>has-been<br>ordered<br>for wage<br>income.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>11-12):<br>[redacted]<br>GF —<br>W2<br>[redacted]<br>sent to<br>Data<br>Verify<br>for<br>transcripts | 12/19/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224387894 | [Redacted] | [Redacted] |  | 34942449 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match —<br>ATR | Ability to Repay<br>(Dodd-Frank<br>[redacted]):<br>Originator Loan<br>Designation of<br>Non QM does<br>not match Due<br>Diligence Loan<br>Designation of<br>ATR Fail. | Most recent W2 for [redacted] is missing |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-19):<br>Document<br> provided.Reviewer<br>Comment<br>(2025-<br>11-26):<br>Ownership<br>percentage<br>of the<br>borrower<br>is not<br>mentioned<br>on the K-<br>1.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>11-24):<br>Good<br>morning<br>—<br>[redacted]<br>disagrees<br>with<br>finding.<br>Borrower<br>made<br>partner[redacted],<br>no W2<br>income.<br>Please<br>refer to<br>[redacted]<br>Tax<br>Transcripts<br>([redacted]),<br>K1<br>([redacted]),<br>K3([redacted])<br>and CPA<br>Letter<br>with<br>YTD<br>context<br>([redacted]).<br> Reviewer<br>Comment<br>(2025-<br>11-21):<br>Ownership<br>percentage<br>of the<br>borrower<br>is not<br>mentioned<br>on the K-<br>1.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>11-19):<br>bwr<br>made<br>partner[redacted].<br>Pay type<br>changed<br>to gross,<br>which is<br>now<br>reflected<br>on<br>[redacted]<br>which<br>were<br>already<br>sent —<br>[redacted]<br>([redacted]) &<br>[redacted]<br>(lox) (for<br>their<br>records)<br> Buyer<br>Comment<br>(2025-<br>11-19):<br>bwr<br>made<br>partner<br>[redacted].<br>Pay type<br>changed<br>to gross,<br>which is<br>now<br>reflected<br>on<br>[redacted]<br>which<br>were<br>already<br>sent —<br>[redacted]<br>([redacted])<br>&<br>[redacted](lox)<br>(for their<br>records)<br> Reviewer<br>Comment<br>(2025-<br>11-14):<br>W-2 for<br>2024<br>transcript<br>has-been<br>ordered<br>for wage<br>income.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>11-12):<br>[redacted]<br>GF —<br>W2<br>[redacted]<br>sent to<br>Data<br>Verify<br>for<br>transcripts | 12/19/2025 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>status C | Non<br>QM | Non<br>QM | Yes |
| 224387894 | [Redacted] | [Redacted] |  | 34942450 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Income and<br>Assets —<br>Wages | Ability to Repay<br>(Dodd-Frank<br>[redacted]):<br>Unable to verify<br>income due to,<br>missing the most<br>recent W2. | Most recent W2 for [redacted] is missing |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-19):<br>Document<br> provided.Buyer<br>Comment<br>(2025-<br>12-17):<br>Uploaded<br>please<br>find<br>Employer<br>LOX<br>stating<br>that<br>borrower<br>is a non-<br>equity<br>partner<br> Reviewer<br>Comment<br>(2025-<br>11-26):<br>Ownership<br>percentage<br>of the<br>borrower<br>is not<br>mentioned<br>on the K-<br>1.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>11-24):<br>Good<br>morning<br>—<br>[redacted]<br>disagrees<br>with<br>finding.<br>Borrower<br>made<br>partner<br>[redacted],<br>no W2<br>income.<br>Please<br>refer to<br>[redacted]Tax<br>Transcripts<br>([redacted]),<br>K1<br>([redacted]),<br>K3([redacted])<br>and CPA<br>Letter<br>with<br>YTD<br>context<br>([redacted]).<br> Reviewer<br>Comment<br>(2025-<br>11-21):<br>Ownership<br>percentage<br>of the<br>borrower<br>is not<br>mentioned<br>on the K-<br>1.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>11-19):<br>bwr<br>made<br>partner<br>[redacted]<br>Pay type<br>changed<br>to gross,<br>which is<br>now<br>reflected<br>on<br>[redacted]<br>which<br>were<br>already<br>sent —<br>[redacted]<br>([redacted]) &<br>[redacted]<br>(lox)<br> Buyer<br>Comment<br>(2025-<br>11-19):<br>bwr<br>made<br>partner<br>[redacted].<br>Pay type<br>changed<br>to gross,<br>which is<br>now<br>reflected<br>on<br>[redacted]<br>which<br>were<br>already<br>sent —<br>[redacted]<br>([redacted])<br>&<br>[redacted](lox)<br>(for their<br>records)<br> Buyer<br>Comment<br>(2025-<br>11-19):<br>bwr<br>made<br>partner[redacted].<br>Pay type<br>changed<br>to gross,<br>which is<br>now<br>reflected<br>on<br>[redacted]<br>which<br>were<br>already<br>sent —<br>[redacted]<br>([redacted]) &<br>[redacted]<br>(lox) (for<br>their<br>records)<br> Buyer<br>Comment<br>(2025-<br>11-19):<br>bwr<br>made<br>partner<br>[redacted]<br>Pay type<br>changed<br>to gross,<br>which is<br>now<br>reflected<br>on<br>[redacted]<br>which<br>were<br>already<br>sent —<br>[redacted]<br>([redacted]) &<br>[redacted]<br>(lox) (for<br>their<br>records)<br> Reviewer<br>Comment<br>(2025-<br>11-14):<br>W-2 for<br>2024<br>transcript<br>has-been<br>ordered<br>for wage<br>income.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>11-12):<br>[redacted]<br>GF —<br>W2<br>[redacted]<br>sent to<br>Data<br>Verify<br>for<br>transcripts | 12/19/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224387894 | [Redacted] | [Redacted] |  | 34942451 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM | NonQM ATR | Ability-to-Repay<br>(Dodd-Frank<br>[redacted]):<br>General Ability-<br>to-Repay<br>requirements not<br>satisfied. | Most recent W2 for [redacted] is missing |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-19):<br>Document<br>provided. | 12/19/2025 |  |  | 1 A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224387894 | [Redacted] | [Redacted] |  | 34942453 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. | [redacted] Percent Fee Tolerance exceeded for<br>Credit Report Fee. Fee Amount of $[redacted]<br>exceeds tolerance of $[redacted] . No COC<br>available. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 11/10/2025 |  | 1 A |  | CA | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224387894 | [Redacted] | [Redacted] |  | 34942459 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency —<br>ATR Impact | Ability to Repay<br>(Dodd-Frank<br>[redacted]):<br>There are<br>guideline<br>deficiencies<br>related to<br>income and/or<br>asset doc<br>requirements<br>which could<br>result in a risk to<br>the borrower's<br>ability to repay.<br>(Exception is<br>eligible to be<br>regraded with<br>compensating<br>factors.) | Most recent W2 for [redacted]is missing |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-19):<br>Document<br> provided.Buyer<br>Comment<br>(2025-<br>12-17):<br>Uploaded<br>please<br>find<br>Employer<br>LOX<br>stating<br>that<br>borrower<br>is a non-<br>equity<br>partner<br> Reviewer<br>Comment<br>(2025-<br>11-26):<br>Ownership<br>percentage<br>of the<br>borrower<br>is not<br>mentioned<br>on the K-<br>1.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>11-24):<br>Good<br>morning<br>—<br>[redacted]<br>disagrees<br>with<br>finding.<br>Borrower<br>made<br>partner<br>[redacted],<br>no W2<br>income.<br>Please<br>refer to<br>[redacted]Tax<br>Transcripts<br>([redacted]),<br>K1<br>([redacted]),<br>K3([redacted])<br>and CPA<br>Letter<br>with<br>YTD<br>context<br>([redacted]).<br> Reviewer<br>Comment<br>(2025-<br>11-21):<br>Ownership<br>percentage<br>of the<br>borrower<br>is not<br>mentioned<br>on the K-<br>1.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>11-19):<br>bwr<br>made<br>partner[redacted].<br>Pay type<br>changed<br>to gross,<br>which is<br>now<br>reflected<br>on K1s<br>which<br>were<br>already<br>sent —<br>[redacted]<br>([redacted])<br>&<br>[redacted](lox)<br> Reviewer<br>Comment<br>(2025-<br>11-14):<br>W-2 for<br>2024<br>transcript<br>has-been<br>ordered<br>for wage<br>income.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>11-12):<br>[redacted]<br>GF —<br>W2<br>[redacted]<br>sent to<br>Data<br>Verify<br>for<br>transcripts | 12/19/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224387894 | [Redacted] | [Redacted] |  | 34942499 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Investor<br>Guidelines | Ability to Repay<br>(Dodd-Frank<br>[redacted]):<br>Based on the<br>loan failing one<br>or more<br>guideline<br>components, the<br>loan is at ATR<br>risk. | Most recent W2 for [redacted] is missing |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-19):<br>Document<br> provided.Buyer<br>Comment<br>(2025-<br>12-17):<br>Uploaded<br>please<br>find<br>Employer<br>LOX<br>stating<br>that<br>borrower<br>is a non-<br>equity<br>partner<br> Reviewer<br>Comment<br>(2025-<br>11-26):<br>Ownership<br>percentage<br>of the<br>borrower<br>is not<br>mentioned<br>on the K-<br>1.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>11-24):<br>Good<br>morning<br>—<br>[redacted]<br>disagrees<br>with<br>finding.<br>Borrower<br>made<br>partner<br>[redacted],<br>no W2<br>income.<br>Please<br>refer to<br>[redacted]Tax<br>Transcripts<br>([redacted]),<br>K1<br>([redacted]),<br>K3([redacted])<br>and CPA<br>Letter<br>with<br>YTD<br>context<br>([redacted]).<br> Reviewer<br>Comment<br>(2025-<br>11-21):<br>Ownership<br>percentage<br>of the<br>borrower<br>is not<br>mentioned<br>on the K-<br>1.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>11-19):<br>bwr<br>made<br>partner<br>[redacted].<br>Pay type<br>changed<br>to gross,<br>which is<br>now<br>reflected<br>on K1s<br>which<br>were<br>already<br>sent —<br>[redacted]<br>([redacted])<br>&<br>[redacted](lox)<br> Reviewer<br>Comment<br>(2025-<br>11-14):<br>W-2 for<br>2024<br>transcript<br>has-been<br>ordered<br>for wage<br>income.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>11-12):<br>[redacted]<br>GF —<br>W2<br>[redacted]<br>sent to<br>Data<br>Verify<br>for<br>transcripts | 12/19/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224387896 | [Redacted] | [Redacted] |  | 34939903 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender approved exception for short reserves.<br>Condition for Minimum [redacted] months reserves<br>for subject property + [redacted] on departing<br>residence. | The representative FICO score exceeds the guideline<br> minimum by at least [redacted] points.Borrower has been employed in the same industry for<br>more than [redacted] years.<br> Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more<br>than [redacted] years.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted]. | Exception<br>approved with<br>comp factors<br>cited. | SitusAMC,Originator<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-11):<br>Exception<br>approved<br>with<br>comp<br>factors. |  |  | 11/11/2025 | 2 B |  | MA | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224387896 | [Redacted] | [Redacted] |  | 34939913 |  | Credit | Credit | Credit<br>Documentation | Guideline | Missing<br>Document:<br>Asset not<br>provided |  | File is missing Final closing disclosure from new<br>secured loan at departing residence. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-09):<br>Received<br>final CD.<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-08):<br>CD -<br>[redacted] | 12/09/2025 |  |  | 1 C A |  | MA | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224387896 | [Redacted] | [Redacted] |  | 34939918 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | File is missing Final closing disclosure from new<br>secured loan at departing residence. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-09):<br>Received<br>final CD.<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-08):<br>Please<br>see CD<br>for<br>[redacted]<br>uploaded<br>on<br>duplicate<br>condition | 12/09/2025 |  |  | 1 C A |  | MA | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224387896 | [Redacted] | [Redacted] |  | 34939925 |  | Compliance | Compliance | State<br>Compliance | State HPML | [redacted]<br>HPML<br>Threshold<br>Test<br>Compliant | [redacted]<br>Higher-Priced<br>Mortgage Loan:<br>APR on subject<br>loan of<br>[redacted] % or<br>Final Disclosure<br>APR of<br>[redacted] % is<br>equal to or<br>greater than the<br>threshold of<br>APOR<br>[redacted] % +<br>[redacted] %, or<br>[redacted] %<br>Compliant<br>Higher Priced<br>Loan. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-17):<br>Client<br>elects to<br> waive.Buyer<br>Comment<br>(2025-<br>11-13):<br>Please<br>waive,<br>authorized<br>to waive<br>per CNR<br>approved<br>waiver<br>worksheet |  |  | 11/17/2025 | 2 B |  | MA | Primary | Purchase | No obvious<br>cure C B A | Non<br>QM | Non<br>QM | No |
| 224387896 | [Redacted] | [Redacted] |  | 34939927 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Survey Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to the<br>borrower. | Survey fee of $[redacted] was added without any<br>valid changed circumstances, no cure was provided.<br>Changed circumstances dated [redacted] does not<br>itemize what fees changed, how much they changed<br>and the reason for the change in each fee. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-09):<br>[redacted]<br>received<br>PCCD,<br>LOE,<br>proof of<br>mailing<br>& copy<br>of refund<br> check.Buyer<br>Comment<br>(2025-<br>12-08):<br>Please<br>find<br>PCCD,<br>PCCD<br>LOX,<br>Check<br>and<br>Fedex<br>Label |  | 12/09/2025 |  | 2 C B |  | MA | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224387896 | [Redacted] | [Redacted] |  | 34952568 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match —<br>ATR Risk | Ability to Repay<br>(Dodd-Frank<br>[redacted]):<br>Originator Loan<br>Designation of<br>Non QM does<br>not match Due<br>Diligence Loan<br>Designation of<br>ATR Risk. | [redacted] finding due to missing documentation for<br>the new secured loan obtained and used for funds to<br>close. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-19):<br>Received<br>ALTA<br>Closing<br>Statement<br>for<br>Secured<br>Borrowed<br>Funds.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-17):<br>Final<br>[redacted]<br>for<br>subject<br>loan and<br>ALTA<br>for<br>departing<br>property<br> Reviewer<br>Comment<br>(2025-<br>12-09):<br>Failure<br>due to<br>insufficient<br>reserves<br>required<br>per<br>lender<br>exception<br>approval.<br> Buyer<br>Comment<br>(2025-<br>12-08):<br>[redacted]<br>condition<br>— Please<br>see CD<br>for<br>[redacted]<br>uploaded<br>on<br>original<br>condition | 12/19/2025 |  |  | 1 B A C |  | MA | Primary | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>Loan<br>Designation C B | Non<br>QM | Non<br>QM | Yes |
| 224387896 | [Redacted] | [Redacted] |  | 34952569 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency —<br>ATR Impact | Ability to Repay<br>(Dodd-Frank<br>[redacted]):<br>There are<br>guideline<br>deficiencies<br>related to<br>income and/or<br>asset doc<br>requirements<br>which could<br>result in a risk to<br>the borrower's<br>ability to repay.<br>(Exception is<br>eligible to be<br>regraded with<br>compensating<br>factors.) | [redacted] finding due to missing documentation for<br>the new secured loan obtained and used for funds to<br>close. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-09):<br>Received<br>final CD.<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-08):<br>[redacted]<br>condition<br>— Please<br>see CD<br>for<br>[redacted]uploaded<br>on<br>original<br>condition | 12/09/2025 |  |  | 1 C A |  | MA | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224387896 | [Redacted] | [Redacted] |  | 34952575 |  | Credit | Asset | Asset<br>Documentation | Asset | Asset<br>documentation<br>requirements<br>not met. |  | File is missing all documentation for the new<br>secured loan obtained on departing residence and<br>used for funds to close. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-09):<br>Received<br>final CD<br>from<br>refinance.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-<br>12-08):<br>[redacted]<br>condition<br>— Please<br>see CD<br>for<br>[redacted]<br>uploaded<br>on<br>original<br>condition | 12/09/2025 |  |  | 1 C A |  | MA | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224387896 | [Redacted] | [Redacted] |  | 34952608 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Investor<br>Guidelines | Ability to Repay<br>(Dodd-Frank<br>[redacted]):<br>Based on the<br>loan failing one<br>or more<br>guideline<br>components, the<br>loan is at ATR<br>risk. | [redacted] finding due to the missing<br>documentation for the new secured loan used for<br>closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-19):<br>Received<br>ALTA<br>Closing<br>Statement<br>for<br>Secured<br>Borrowed<br>Funds.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-17):<br>[redacted]<br>showing<br>$[redacted]<br> Reviewer<br>Comment<br>(2025-<br>12-09):<br>Failure<br>due to<br>insufficient<br>reserves<br>required<br>per<br>lender<br>exception<br>approval.<br> Buyer<br>Comment<br>(2025-<br>12-08):<br>[redacted]<br>condition<br>— Please<br>see CD<br>for<br>[redacted]<br>uploaded<br>on<br>original<br>condition | 12/19/2025 |  |  | 1 C A |  | MA | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224387896 | [Redacted] | [Redacted] |  | 35182914 |  | Credit | Credit | AUS<br>Discrepancy /<br>Guidelines<br>Discrepancy | Guideline | Guideline<br>Requirement:<br>PITIA<br>reserves<br>months<br>discrepancy. |  | Received final CD reflecting borrower received<br>$[redacted] vs the estimated funds of over<br>$[redacted] . Borrower is now short funds for<br>required [redacted] months reserves per lender<br>exception approval. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-19):<br>Received<br>ALTA<br>Closing<br>Statement<br>for<br>Secured<br>Borrowed<br>Funds.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-17):<br>[redacted]<br>showing<br>$[redacted] | 12/19/2025 |  |  | 1 A |  | MA | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224387898 | [Redacted] | [Redacted] |  | 34944979 |  | Credit | Loan Package<br>Documentation | Closing / Title | Missing<br>Document | Missing<br>Document:<br>Rider —<br>Other not<br>provided |  | Available Prepayment rider to the security<br>instrument is incomplete. Signature page is missing<br>in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-25):<br>Received<br>signature<br>page of<br>Prepayment<br>rider in<br>the file.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>11-21):<br>PP Rider<br> Reviewer<br>Comment<br>(2025-<br>11-17):<br>Please<br>proved<br>signed<br>prepayment<br>rider.<br>Copy<br>provided<br>is not<br>legible.<br> Buyer<br>Comment<br>(2025-<br>11-13):<br>Attached<br>PP Rider<br>signature<br>page | 11/25/2025 |  |  | 1 C A |  | NH | Investment | Purchase | C B A |  | N/A | No |
| 224387898 | [Redacted] | [Redacted] |  | 34945007 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender requested an exception which was approved<br>to allow non permanent resident alien with EAD<br>card with a category of [redacted] . | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted] months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Reserves:<br> [redacted]Guideline<br>Requirement:<br>[redacted] | Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-11):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 11/11/2025 | 2 B |  | NH | Investment | Purchase | C B A |  | N/A | No |
| 224387898 | [Redacted] | [Redacted] |  | 34945015 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender requested an exception which was approved<br>to allow a [redacted] of less than [redacted]. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted] months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Reserves:<br> [redacted]Guideline<br>Requirement:<br>[redacted] | Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-11):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 11/11/2025 | 2 B |  | NH | Investment | Purchase | C B A |  | N/A | No |
| 224387900 | [Redacted] | [Redacted] |  | 34940153 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  | E-sign Consent agreement is missing in the file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-20):<br>E-sign<br>Consent<br>agreement<br>received<br>and<br>verified.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-19):<br>econsent | 11/20/2025 |  |  | 1 C A |  | CA | Second<br>Home | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224387900 | [Redacted] | [Redacted] |  | 34940205 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | Provide the following documents to verify the<br> PITIA for the property located at [redacted]:1. Mortgage Statement<br> 2. Tax verification<br> 3. Insurance Verification<br> 4. HOA verification |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-20):<br>Statement<br>and HOA<br>verification<br>documents<br>received<br>and<br>verified.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-19):<br>reo docs | 11/20/2025 |  |  | 1 C A |  | CA | Second<br>Home | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224387900 | [Redacted] | [Redacted] |  | 34940217 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. | Credit Report Fee Amount of $[redacted]exceeds<br>tolerance of $[redacted]. Sufficient or excess cure<br>was provided to the borrower at Closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 11/10/2025 |  | 1 A |  | CA | Second<br>Home | Refinance<br>— Cash-<br>out —<br>Other | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224387933 | [Redacted] | [Redacted] |  | 34941727 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | Insurance Verification missing for REO property<br>[redacted] |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-20):<br>Received<br>Hazard<br>insurance<br>document<br>of REO<br>Property<br>address<br>"[redacted]",<br>information<br>validated.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-19):<br>REO<br>docs | 11/20/2025 |  |  | 1 C A |  | CA | Primary | Refinance<br>— Rate/<br>Term | C A | Non<br>QM | Non<br>QM | No |
| 224387938 | [Redacted] | [Redacted] |  | 34942766 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | File is missing all documentation to verify the<br>PITIA for the [redacted] property. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-18):<br>REO<br>docs<br> received.Buyer<br>Comment<br>(2025-<br>11-14):<br>reo docs<br>for<br>[redacted] | 11/18/2025 |  |  | 1 C A |  | WA | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224387945 | [Redacted] | [Redacted] |  | 34954815 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal Fee.<br>Fee Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted] .<br>$[redacted]over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to the<br>borrower. | The Appraisal fee was increased on the [redacted]<br>Loan Estimate. The file does contain a Change of<br>Circumstance (COC)for the increase but it does not<br>provide a valid reason for the increase and is<br>therefore not considered a valid COC. No evidence<br>of a tolerance cure in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-18):<br>[redacted]<br>received<br>a valid<br> COC.Buyer<br>Comment<br>(2025-<br>11-14):<br>corrected<br>coc and<br>confirmation<br>of when<br>we were<br>notified | 11/18/2025 |  |  | 1 C A |  | MA | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224387952 | [Redacted] | [Redacted] |  | 34953762 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Initial<br>Loan Estimate<br>Timing<br>Electronically<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>Loan Estimate<br>not delivered to<br>Borrower(s)<br>within<br>[redacted]<br>business days of<br>application.<br>Initial Loan<br>Estimate dated<br>[redacted] was<br>electronically<br>provided<br>without or prior<br>to borrower's<br>consent to<br>receive<br>electronic<br>disclosures.<br>Failure to<br>comply with the<br>provisions of the<br>E-Sign Act and<br>failure to<br>provide good<br>faith estimate of<br>fees timely may<br>result in<br>additional fee<br>tolerance<br>violations. | Verification disclosure was delivered to borrower<br>[redacted] business days prior to closing was not<br>provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-21):<br>[redacted]<br>received<br>updated<br>blend<br>Consent<br>document<br>with<br>eConsent<br>accepted<br>by<br>borrower<br> on[redacted]Buyer<br>Comment<br>(2025-<br>11-20):<br>E-<br>consent | 11/21/2025 |  |  | 1 C A |  | SC | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224390540 | [Redacted] | [Redacted] |  | 34947480 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal Fee.<br>Fee Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. | Appraisal Fee was last disclosed as $[redacted] on<br>LE but disclosed as $[redacted] Final Closing<br>Disclosure. File does not contain a valid COC for<br>this fee, nor evidence of cure in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-10):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 11/10/2025 |  | 1 A |  | TX | Primary | Purchase | Final CD<br>evidences<br>Cure A B | Non<br>QM | Non<br>QM | Yes |
| 224390540 | [Redacted] | [Redacted] |  | 34947537 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | [redacted]<br>Error:<br>Citizenship<br>Source<br>Documentation<br>was not<br>provided |  | Resident Alien Card is missing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-20):<br>As per<br>revised<br>corrected<br>[redacted]<br>borrower<br>is US-<br>Citizen,<br>information<br>validated<br>accordingly.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>11-19):<br>corrected<br>[redacted]<br>— brrwr<br>is a<br>[redacted]<br>Citizen | 11/20/2025 |  |  | 1 B A |  | TX | Primary | Purchase | C A B | Non<br>QM | Non<br>QM | No |
| 224390540 | [Redacted] | [Redacted] |  | 34955029 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Initial<br>Loan Estimate<br>Timing<br>Electronically<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>Loan Estimate<br>not delivered to<br>Borrower(s)<br>within<br>[redacted]<br>business days of<br>application.<br>Initial Loan<br>Estimate dated<br>[redacted] was<br>electronically<br>provided<br>without or prior<br>to borrower's<br>consent to<br>receive<br>electronic<br>disclosures.<br>Failure to<br>comply with the<br>provisions of the<br>E-Sign Act and<br>failure to<br>provide good<br>faith estimate of<br>fees timely may<br>result in<br>additional fee<br>tolerance<br>violations. | Verification disclosure was delivered to borrower<br>[redacted] business days prior to closing was not<br>provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-20):<br>[redacted]<br>received<br>e-<br> consent.Buyer<br>Comment<br>(2025-<br>11-19):<br>econsent | 11/20/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C A B | Non<br>QM | Non<br>QM | No |
| 224390541 | [Redacted] | [Redacted] |  | 34941811 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Verification of<br>Identification<br>not provided |  | Verification of Identification is missing in the file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-24):<br>Received<br>Driver<br>License<br>in the<br>file.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>11-20):<br>ID | 11/24/2025 |  |  | 1 C A |  | GA | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A |  | N/A | No |
| 224390541 | [Redacted] | [Redacted] |  | 34941820 |  | Credit | Hazard<br>Insurance | Insufficient<br>Coverage | Hazard<br>Insurance | The Hazard<br>Insurance<br>Policy<br>Effective Date<br>is after<br>closing. |  | Hazard Insurance Policy Effective Date [redacted],<br>Disbursement Date: [redacted]. Require updated<br>prior hazard policy in the file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-24):<br>Received<br>prior<br>hazard<br>policy in<br>the file.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-20):<br>Previous<br>policy<br>covering<br>through<br>[redacted]-<br>[redacted]<br> Buyer<br>Comment<br>(2025-<br>11-20):<br>Previous<br>policy<br>covering<br>through<br>[redacted]<br>—<br>[redacted] | 11/24/2025 |  |  | 1 C A |  | GA | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A |  | N/A | No |
| 224390549 | [Redacted] | [Redacted] |  | 34947409 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception is approved for: Requesting<br>exception to use co-borrowers salaried income from<br>job recently obtained in [redacted]. Guidelines<br>require a [redacted] — year history of secondary<br>employment, and we are under [redacted] year. | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more<br>than [redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [redacted] months PITIA or more.<br> The refinance has decreased the borrower's monthly<br>debt payments by [redacted]% or more.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Guidelines<br>Representative<br>FICO:<br> [redacted]Representative<br>FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-11):<br>Client<br>elected to<br>waive<br>with<br>compensating<br>factors. |  |  | 11/11/2025 | 2 B |  | CO | Investment | Refinance<br>— Rate/<br>Term | C B A | N/A | N/A | No |
| 224390549 | [Redacted] | [Redacted] |  | 34947413 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-24):<br>Received<br>E-sign<br>Consent<br>document.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-20):<br>Econsent | 11/24/2025 |  |  | 1 C A |  | CO | Investment | Refinance<br>— Rate/<br>Term | C B A | N/A | N/A | No |
| 224391108 | [Redacted] | [Redacted] |  | 34945948 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request for unacceptable property<br>type (Unique Property — No like in kind Comps) is<br>approved. Per disposition, second full appraisal is<br>required. | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more<br>than [redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [redacted] months PITIA or more.<br> The qualifying DTI on the loan is at least [redacted] %<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Guidelines<br>Representative<br>FICO:<br> [redacted]Representative<br>FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-11):<br>Client<br>elected to<br>waive<br>with<br>compensating<br>factors. |  |  | 11/11/2025 | 2 B |  | MT | Primary | Refinance<br>— Cash-<br>out —<br>Other | C B A | Non<br>QM | Non<br>QM | No |
| 224391108 | [Redacted] | [Redacted] |  | 34954705 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | Tax verifiecation missing for property located at<br>[redacted]. and [redacted] |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-28):<br>Cleared.<br>Received<br>property<br>tax<br> verification.Reviewer<br>Comment<br>(2025-<br>11-25):<br>Received<br>blanket<br>policy.<br>HO-3<br>Policy<br>for the<br>property<br>"[redacted]"<br>and<br>"[redacted]"<br>are<br>required.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>11-21):<br>[redacted]<br>is land<br>only<br> Reviewer<br>Comment<br>(2025-<br>11-18):<br>Reviewed<br>all<br>documentation<br>provided.<br>The<br>insurance<br>verification<br>remains<br>missing<br>for both<br>of these<br>properties.<br> Buyer<br>Comment<br>(2025-<br>11-14):<br>tax bills | 11/28/2025 |  |  | 1 C A |  | MT | Primary | Refinance<br>— Cash-<br>out —<br>Other | C B A | Non<br>QM | Non<br>QM | No |
| 224391108 | [Redacted] | [Redacted] |  | 34954720 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | Tax verification missing for property located at<br>[redacted] and [redacted] |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-18):<br>Received<br>tax<br>verification.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-<br>11-14):<br>see<br>uploaded | 11/18/2025 |  |  | 1 C A |  | MT | Primary | Refinance<br>— Cash-<br>out —<br>Other | C B A | Non<br>QM | Non<br>QM | No |
| 224391108 | [Redacted] | [Redacted] |  | 34954742 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | Insurance, tax verification missing for property<br>located at [redacted] and [redacted] |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-28):<br>Cleaered.<br>Received<br> HOI.Reviewer<br>Comment<br>(2025-<br>11-25):<br>Received<br>blanket<br>policy.<br>HO-3<br>Policy<br>for the<br>property<br>"[redacted]"<br>and<br>"[redacted]"<br>are<br>required.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>11-21):<br>see<br>uploaded<br> Reviewer<br>Comment<br>(2025-<br>11-18):<br>Reviewed<br>all<br>documentation<br>provided.<br>The<br>insurance<br>verification<br>remains<br>missing<br>for both<br>of these<br>properties.<br> Buyer<br>Comment<br>(2025-<br>11-14):<br>[redacted]<br>vacant<br>land. no<br>HOI<br> Buyer<br>Comment<br>(2025-<br>11-14):<br>[redacted]is<br>vacant<br>land. no<br>HOI | 11/28/2025 |  |  | 1 C A |  | MT | Primary | Refinance<br>— Cash-<br>out —<br>Other | C B A | Non<br>QM | Non<br>QM | No |
| 224391108 | [Redacted] | [Redacted] |  | 34955829 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Initial<br>Loan Estimate<br>Timing<br>Electronically<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>Loan Estimate<br>not delivered to<br>Borrower(s)<br>within<br>[redacted]<br>business days of<br>application.<br>Initial Loan<br>Estimate dated<br>[redacted] was<br>electronically<br>provided<br>without or prior<br>to borrower's<br>consent to<br>receive<br>electronic<br>disclosures.<br>Failure to<br>comply with the<br>provisions of the<br>E-Sign Act and<br>failure to<br>provide good<br>faith estimate of<br>fees timely may<br>result in<br>additional fee<br>tolerance<br>violations. | Verification disclosure was delivered to borrower<br>[redacted] business days prior to closing was not<br>provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-24):<br>[redacted]<br>Received<br>earliest<br>E-<br> Consent.Buyer<br>Comment<br>(2025-<br>11-21):<br>please<br>see page<br>[redacted]<br> Reviewer<br>Comment<br>(2025-<br>11-18):<br>[redacted]<br>received<br>Loan<br>Summary<br>with<br>Loan<br>disclosure<br>History.<br>However,<br>the<br>document<br>provided <br>does not<br>reflect<br>the actual<br>Electronic<br>Consent<br>Agreement<br>Authorization<br>by<br>borrower<br>and only<br>reflects<br>the<br>history of<br>a<br>disclosure<br>sent to<br>borrower<br>that was<br>viewed<br>and<br>signed.<br>No entry<br>states<br>"electronic<br>consent<br>approved/authorized.<br>Provide<br>actual E-<br>consent<br>agreement<br>with<br>borrower.<br> Buyer<br>Comment<br>(2025-<br>11-14):<br>audit trail | 11/24/2025 |  |  | 1 C A |  | MT | Primary | Refinance<br>— Cash-<br>out —<br>Other | C B A | Non<br>QM | Non<br>QM | No |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor<br>Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224395760 | [Redacted] | [Redacted] |  | 34949600 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | HOA verification for the property<br>[redacted]. not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-26):<br>Received<br>HOA<br>Verification.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-24):<br>HOA | 11/26/2025 |  |  | 1 C A |  | VA | Investment | Purchase | C A | N/A | N/A | No |
| 224395764 | [Redacted] | [Redacted] |  | 34955275 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request for non-<br>warrantable condo (condotel and<br>includes a timeshare building) is<br>approved. Per disposition, max<br>[redacted]% LTV, document reserves<br>requirement, [redacted] per rate sheet. | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more<br>than [redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [redacted] months.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. |  | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-12):<br>Preapproved<br>exception |  |  | 11/12/2025 | 2 B |  | FL | Investment | Purchase | D B A | N/A | N/A | No |
| 224395764 | [Redacted] | [Redacted] |  | 34962946 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Certificate of Good Standing from the<br>state of [redacted] is missing from the<br>loan file |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-26):<br>Cleared.<br>Received<br> COG.Buyer<br>Comment<br>(2025-<br>11-24):<br>The<br>Company<br>was<br>formed in<br>[redacted]<br>not<br>[redacted]<br> Reviewer<br>Comment<br>(2025-<br>11-20):<br>Certificate<br>of Good<br>Standing<br>from the<br>state of<br>CT is<br>missing<br>from the<br>loan file<br> Buyer<br>Comment<br>(2025-<br>11-19):<br>COGS | 11/26/2025 |  |  | 1 C A |  | FL | Investment | Purchase | D B A | N/A | N/A | No |
| 224395764 | [Redacted] | [Redacted] |  | 34963214 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Guarantor<br>Agreement<br>not provided |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-26):<br>Borrower<br>signed<br>individually,<br>guarantor<br>agreement<br>not<br> required.Buyer<br>Comment<br>(2025-<br>11-25):<br>The Note<br>was<br>signed<br>correctly<br>a<br>Guarantor<br>agreement<br>is not<br>required | 11/26/2025 |  |  | 1 D A |  | FL | Investment | Purchase | D B A | N/A | N/A | No |
| 224395766 | [Redacted] | [Redacted] |  | 34949635 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Articles of<br>Organization/<br>Formation<br>not provided |  | Articles of Organization/Formation is<br>missing |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-01):<br>Cleared.<br>Received<br> articles.Buyer<br>Comment<br>(2025-<br>11-26):<br>Articles | 12/01/2025 |  |  | 1 C A |  | NY | Investment | Refinance<br>— Rate/<br>Term | C A |  | N/A | No |
| 224395766 | [Redacted] | [Redacted] |  | 34964242 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | File is missing the lenders<br>[redacted]worksheet. Unable to<br>determine if there is a discrepancy. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-25):<br>Received<br>[redacted]<br>Worksheet.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-21):<br>please<br>clear<br>cond as<br>comment<br>states it<br>was<br>cleared<br> Reviewer<br>Comment<br>(2025-<br>11-20):<br>Received<br>required<br>documentation.<br>Condition<br>cleared.<br> Buyer<br>Comment<br>(2025-<br>11-19):<br>[redacted] | 11/25/2025 |  |  | 1 C A |  | NY | Investment | Refinance<br>— Rate/<br>Term | C A |  | N/A | No |
| 224395767 | [Redacted] | [Redacted] |  | 34951080 |  | Property | Property —<br>Appraisal | Appraisal<br>Documentation | Property —<br>Appraisal | Loan is to be<br>securitized.<br>Secondary<br>valuation is<br>missing. Sec<br>[redacted] |  | The file is missing a copy of the<br>secondary valuation required for<br>securitization purposes. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-02):<br>Received<br> CDABuyer<br>Comment<br>(2025-<br>12-01):<br>Uploaded<br>please<br>find<br>corrected<br>CDA<br>with<br>updated<br>city.<br>Please<br>review<br>and<br>mitigate<br> Reviewer<br>Comment<br>(2025-<br>11-21):<br>Received<br>CDA<br>however<br>the city<br>does not<br>match the<br>note,<br>security<br>instrument<br>or<br>appraisal.<br>The<br>closing<br>docs<br>reflect<br>[redacted]<br>, VT,<br>however<br>the CDA<br>reflects<br>[redacted],<br>VT.<br>Please<br>provide a<br>correct<br>CDA<br>with the<br>correct<br>address.<br> Buyer<br>Comment<br>(2025-<br>11-19):<br>Uploaded<br>please<br>find<br>CDA | 12/02/2025 |  |  | 1 D A |  | VT | Second<br>Home | Purchase | D A | Non<br>QM | Non<br>QM | No |
| 224395767 | [Redacted] | [Redacted] |  | 35137196 |  | Credit | System | General | Appraisal<br>Reconciliation | Valuation<br>address does<br>not match<br>Note address. |  | The city on the appraisal ([redacted]) is<br>[redacted] instead of [redacted] as per<br>the note. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-17):<br>Received<br>revised<br>appraisal<br>with<br>correct<br>city<br>name,<br>information<br>validated.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-15):<br>Air Cert<br>&<br>Invoice<br> Buyer<br>Comment<br>(2025-<br>12-15):<br>Revised<br>Appraisal<br>report<br> Buyer<br>Comment<br>(2025-<br>12-15):<br>Revised<br>Appraisal,<br>invoice<br>and Air<br>cert | 12/17/2025 |  |  | 1 A |  | VT | Second<br>Home | Purchase | D A | Non<br>QM | Non<br>QM | No |
| 224395769 | [Redacted] | [Redacted] |  | 34955701 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request a [redacted]%<br>IPC allowance ([redacted]% Max<br>allowance at [redacted]% CLTV per<br>section [redacted]. The borrowers sales<br>contract was recently amended to<br>increase seller credit [redacted] which<br>exceed [redacted]% concession cap on<br>the loan program. we would to increase<br>concession cap to [redacted]% | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more<br>than [redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [redacted] months.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. |  | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-12):<br>Preapproved<br>exception |  |  | 11/12/2025 | 2 B |  | CA | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224395772 | [Redacted] | [Redacted] |  | 34949633 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Spousal<br>Consent<br>Form not<br>provided |  | Spousal Consent Form is missing in<br>file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-25):<br>Spousal<br>consent<br>is not<br>required.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-24):<br>Good<br>morning<br>—<br>[redacted]<br>disagrees<br>with<br>finding.<br>Our<br>internal<br>Attorneys<br>that <br>review<br>and<br>approve<br>the<br>closing<br>documents<br>have<br>previously<br>noted<br>that: "For<br>a<br>purchase<br>of an<br>investment<br>property<br>in Texas,<br>the non-<br>purchasing<br>spouse is<br>not<br>required<br>to join in<br>the<br>transaction<br>by<br>executing<br>the deed<br>of trust.<br>The non-<br>purchasing<br>spouse<br>will have<br>no<br>homestead<br>interest<br>or<br>ownership<br>interest<br>in the<br>property<br>to<br>encumber<br>with<br>CrossCountry's<br>deed of<br>trust lien.<br>Only the<br>parties<br>reflected<br>as a<br>"Buyer"<br>on the<br>sales<br>contract<br>may be<br>included<br>as a<br>"Grantee"<br>on the<br>warranty<br>deed<br>conveying<br>ownership<br>of the<br>property<br>to the<br>Buyer.<br>Please<br>mitigate<br>finding<br> Reviewer<br>Comment<br>(2025-<br>11-17):<br>Title is<br>held in a<br>married<br>individual's<br>name for<br>property<br>that is<br>located in<br>community<br>property<br>state.<br> Buyer<br>Comment<br>(2025-<br>11-13):<br>Good<br>morning<br>— We<br>are<br>formally<br>rebutting<br>this<br>based on<br>it being a<br>business-<br>purpose<br>loan.<br>Thanks! | 11/25/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| 224395773 | [Redacted] | [Redacted] |  | 34950149 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender approved exception for<br>[redacted] months landlord history<br>rather than the required [redacted]<br>months. \*\*\*Unable to waive. The<br>lender exception approval requires a<br>CPA letter to confirm borrower is sole<br>[redacted]% owner of [redacted]<br>however it is not located in the file. \*\*\* | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted] months.The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Guidelines<br>Representative<br>FICO:<br> [redacted]Representative<br>FICO:<br>[redacted] | SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-25):<br>Client<br>elects to<br>waive<br>with<br>compensating<br> factors.Buyer<br>Comment<br>(2025-<br>11-24):<br>PC Cert |  |  | 11/25/2025 | 2 C B |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A |  | N/A | No |
| 224395773 | [Redacted] | [Redacted] |  | 34950180 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender approved exception for<br>borrower has a private mortgage taken<br>out in[redacted] in the amount of<br>$[redacted]. Payoff on this mortgage is<br>now $[redacted]. Borrower's husband<br>paid down $[redacted]on the private<br>note before passing away. Borrower<br>cannot provide the source of funds used<br>to pay down the mortgage. \*\*\*Unable<br>to waive. The lender exception approval<br>requires a CPA letter to confirm<br>borrower is sole [redacted]% owner of<br>Anchor Consulting however it is not<br>located in the file. \*\*\* | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted] months.The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Guidelines<br>Representative<br>FICO:<br> [redacted]Representative<br>FICO:<br>[redacted] | SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-25):<br>Client<br>elects to<br>waive<br>with<br>compensating<br> factors.Buyer<br>Comment<br>(2025-<br>11-24):<br>rebuttal<br>submitted |  |  | 11/25/2025 | 2 C B |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A |  | N/A | No |
| 224395773 | [Redacted] | [Redacted] |  | 34965485 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Corporate<br>Resolution<br>not provided |  | The unanimouns consent and resolution<br>to borrower is not located in the file.<br>The resolution provided states a loan<br>amount that is lower than the subject<br>loan amount. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-25):<br>Received<br>updated<br>Corporate<br>Resolution<br>in the<br>file.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>11-24):<br>Resolution<br>to borrow | 11/25/2025 |  |  | 1 C A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A |  | N/A | No |
| 224395774 | [Redacted] | [Redacted] |  | 34950155 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender Approved Exception for —<br> Income- Other- Requesting to permit a<br>P&L (not a letterhead prepared by an<br>EA that did not file the borrower's most<br>recent tax returns.<br> Exception condition —<br> - Approved Subject to the EA letter<br>containing all required details per the<br>P&L program<br> - Borrower to address why no rent<br>expense is listed on the P&L for leasing<br>a space to perform work and what<br>accounting fee is for if not utilizing an<br>accountant<br> - Documents reserve requirement as<br>within signature Expanded UW<br>guidelines<br> - Subject to meeting all signature<br>Expanded guideline requirement. | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more<br>than [redacted] years.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. |  | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-12):<br>Preapproved<br>exception |  |  | 11/12/2025 | 2 B |  | SC | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224395774 | [Redacted] | [Redacted] |  | 34950407 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | HOA Verification not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-20):<br>HOA<br>Verification<br>received<br>and<br>verified.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-19):<br>[redacted]r<br>HOA<br>statement | 11/20/2025 |  |  | 1 C A |  | SC | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224395774 | [Redacted] | [Redacted] |  | 34950464 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | Appraisal fee in loan estimate is<br>$[redacted] and closing disclosure<br>reflects $[redacted] . No Valid coc in<br>file for this fee. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-11):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 11/11/2025 |  | 1 A |  | SC | Primary | Purchase | Final CD<br>evidences<br>Cure B A | Non<br>QM | Non<br>QM | Yes |
| 224395775 | [Redacted] | [Redacted] |  | 34950527 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted] .<br>$[redacted]<br>over legal<br>limit.<br>Insufficient<br>or no cure<br>was provided<br>to the<br>borrower. | Credit Report Fee disclosed as<br>$[redacted] and then changed on final<br>CD to $[redacted]. No valid change in<br>circumstance or cure for borrower<br>provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-20):<br>Sufficient<br>cure<br>provided.<br>Full cure<br>amount<br>for<br>tolerance<br>violation<br>was<br>provided<br>at or<br>before<br>closing<br>(on final<br>CD)<br>resulting<br>in a<br>cleared<br> exception."Buyer<br>Comment<br>(2025-<br>11-19):<br>Final CR<br>fee was $[redacted]<br>and the $[redacted]<br>disclosed<br>credit<br>report fee<br>and<br>supported<br>the<br>lender<br>credit of<br>$[redacted].<br>Credit<br>located<br>on<br>[redacted]<br>pg<br>[redacted]<br>and<br>request to<br>cancel<br>the<br>defect.<br>Thank<br>you. | 11/20/2025 |  |  | 1 C A |  | FL | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224395775 | [Redacted] | [Redacted] |  | 34950528 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Transfer Tax.<br>Fee Amount<br>of $[redacted]<br>exceeds<br>tolerance of<br>$[redacted] .<br>$[redacted]<br>over legal<br>limit.<br>Insufficient<br>or no cure<br>was provided<br>to the<br>borrower. | Transfer tax disclosed as $[redacted]<br>and then as $[redacted] on final CD. No<br>valid change in circumstance or cure for<br>borrower provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-20):<br>[redacted]<br>received<br>valid<br> COC.Buyer<br>Comment<br>(2025-<br>11-19):<br>Initial<br>loan<br>amount<br>on the LE<br>was $[redacted]<br>with a<br>transfer<br>tax of $[redacted]<br>on<br>[redacted].<br>Loan<br>amount<br>increased<br>to $[redacted]<br>on<br>[redacted]<br>and<br>increased<br>the<br>transfer<br>tax to $[redacted].<br>Change<br>request<br>form for<br>the new<br>loan<br>amount<br>located<br>under<br>[redacted]<br>pg<br>[redacted]<br>and<br>request to<br>cancel<br>the<br>defect.<br>Thank<br>you. | 11/20/2025 |  |  | 1 C A |  | FL | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224395775 | [Redacted] | [Redacted] |  | 34956517 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>Evidence of<br>Access to<br>Funds not<br>provided |  | Business funds used to qualify, and no<br>CPA letter provided. Operating<br>agreement provided is not signed or<br>dated. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-05):<br>File has<br>sufficient<br>documentation<br>to reflect<br>the<br>borrower<br>is the<br>sole<br>owner of<br>the<br>business.<br>Condition<br> cleared.Reviewer<br>Comment<br>(2025-<br>12-05):<br>Cash<br>flow<br>analysis<br>is<br>available.<br>The<br>operating<br>agreement<br>provided<br>to<br>confirm<br>borrower's <br>business<br>ownership<br>is not<br>executed.<br>Please<br>provide<br>the<br>executed<br>copy of<br>the same.<br> Buyer<br>Comment<br>(2025-<br>12-03):<br>Please<br>see page<br>[redacted]<br>[redacted],<br>the UW<br>utilized<br>the<br>business<br>cash flow<br>analysis<br>required<br>by<br>Section<br>[redacted]<br>in lieu of<br>the CPA<br>letter,<br>which<br>supported<br>business<br>assets of<br>$[redacted]<br>and<br>matched<br>the<br>[redacted].<br> Reviewer<br>Comment<br>(2025-<br>11-21):<br>CPA/EA/<br>licensed<br>tax<br>preparer's<br>letter<br>stating<br>that the<br>use of the<br>funds in<br>the<br>transaction<br>will not<br>have a<br>material<br>adverse<br>impact<br>on the<br>business'<br>operations,<br>Or<br>Complete<br>a Cash<br>Flow<br>Analysis,<br>Exception<br>Remains.<br> Buyer<br>Comment<br>(2025-<br>11-19):<br>Borrower<br>had<br>[redacted]%<br>ownership<br>interest<br>and the<br>access<br>letter is<br>not<br>required<br>for the<br>bank<br>statements.<br>Document<br>located<br>under<br>[redacted]<br>pg<br>[redacted]<br>and<br>requesting<br>to cancel<br>the<br>defect.<br>Thank<br>you. | 12/05/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224395775 | [Redacted] | [Redacted] |  | 35024519 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted] .<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | Sufficient cure provided at closing |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-20):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 11/20/2025 |  | 1 A |  | FL | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224400189 | [Redacted] | [Redacted] |  | 34950108 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Business<br>Purpose<br>Certificate<br>not provided |  | Business Purpose Certificate is missing<br>in the file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-11):<br>Provided<br>Business<br>Purpose<br>Certificate.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-10):<br>Business<br>Purpose<br>Cert | 12/11/2025 |  |  | 1 C A |  | TN | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A |  | N/A | No |
| 224400194 | [Redacted] | [Redacted] |  | 34958922 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request for non-<br>warrantable condo due to outstanding<br>critical repairs is approved. Per<br>disposition, max [redacted]% LTV,<br>[redacted] per rate sheet and subject to<br>meeting all other signature expanded<br>guideline requirements. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted] months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Guidelines<br>Representative<br>FICO:<br> [redacted]Representative<br>FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-12):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 11/12/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| 224400216 | [Redacted] | [Redacted] |  | 34953580 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender requested an exception which<br>was approved for subject property being<br>superior in size/value than the current<br>unit they rent as a primary residence. | Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br> $[redacted].The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Guidelines<br>Representative<br>FICO:<br> [redacted]Representative<br>FICO:<br>[redacted] | SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-12):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 11/12/2025 | 2 B |  | NJ | Investment | Purchase | B A |  | N/A | No |
| 224400232 | [Redacted] | [Redacted] |  | 34949979 |  | Credit | Legal /<br>Regulatory /<br>Compliance | Title / Lien<br>Defect | Title | Title Policy<br>is<br>Preliminary<br>or<br>Commitment,<br>and not a<br>Final Title<br>Policy. |  | Missing Final Title. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-08):<br>Update<br>policy<br>received,<br>exception<br>cleared. | 12/08/2025 |  |  | 1 A |  | IL | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | N/A | No |
| 224400232 | [Redacted] | [Redacted] |  | 34949982 |  | Credit | Title | General | Title | Title Policy<br>Coverage is<br>less than<br>Original<br>Loan<br>Amount. |  | Title Policy Amount of $[redacted] is<br>less than the note amount of $[redacted]<br>based on the Commitment in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-08):<br>Update<br>policy<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-04):<br>ALTA<br> Reviewer<br>Comment<br>(2025-<br>11-24):<br>The<br>document<br>provided<br>reflects<br>address<br>for<br>[redacted]<br>instead of<br>[redacted]<br>per the<br>loan<br>documents.<br> Buyer<br>Comment<br>(2025-<br>11-21):<br>Please<br>see<br>attached<br>title<br>commitment<br>which<br>shows<br>sufficient<br>coverage | 12/08/2025 |  |  | 1 B A |  | IL | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | N/A | No |
| 224400232 | [Redacted] | [Redacted] |  | 34949998 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | Missing HOA Verification. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-24):<br>Cleaered.<br>Received<br>HOA<br> verification.Buyer<br>Comment<br>(2025-<br>11-21):<br>Please<br>see<br>attached<br>document<br>stating no<br>HOA for<br>either<br>property | 11/24/2025 |  |  | 1 C A |  | IL | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | N/A | No |
| 224400232 | [Redacted] | [Redacted] |  | 34950388 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Borrower is a [redacted] . citizen but is<br>using an ITIN (Individual Taxpayer<br>Identification Number) instead of a<br>Social Security Number (SSN), missing<br>documentation to verify Citizenship<br>status. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-24):<br>Cleared.<br>ITIN<br>document<br>is located<br>in the<br>file.<br>Valid ID<br> provided.Buyer<br>Comment<br>(2025-<br>11-21):<br>Please<br>see<br>attached<br>photo ID | 11/24/2025 |  |  | 1 C A |  | IL | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | N/A | No |
| 224401497 | [Redacted] | [Redacted] |  | 34953503 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-18):<br>E-Sign<br>Consent<br>Agreement<br>received<br>and<br>verified.<br>Exception<br> clearedBuyer<br>Comment<br>(2025-<br>11-14):<br>Blend<br>report<br>with E<br>Sign<br>consent<br>agreement | 11/18/2025 |  |  | 1 C A |  | AZ | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224401932 | [Redacted] | [Redacted] |  | 34959912 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Transfer Tax.<br>Fee Amount<br>of $[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | Transfer tax fee amount of $[redacted]<br>exceeds tolerance of $[redacted] .<br>Sufficient or excess cure was provided<br>to the borrower at Closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-12):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 11/12/2025 |  | 1 A |  | FL | Second<br>Home | Refinance<br>— Cash-<br>out —<br>Other | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224403980 | [Redacted] | [Redacted] |  | 34960312 |  | Compliance | Compliance | Federal<br>Compliance | Federal HPML | Federal<br>HPML<br>[redacted]<br>Non<br>Compliant | Federal<br>Higher-Priced<br>Mortgage<br>Loan: APR<br>on subject<br>loan of<br>[redacted] %<br>or Final<br>Disclosure<br>APR of<br>[redacted]%<br>is equal to or<br>greater than<br>the threshold<br>of APOR<br>[redacted]%<br>+<br>[redacted]%,<br>or<br>[redacted]%.<br>Non-<br>Compliant<br>Higher Priced<br>Mortgage<br>Loan. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-20):<br>Evidence<br>was<br>provided<br>to<br>borrower<br>within<br>[redacted]<br>days. | 11/20/2025 |  |  | 1 C A |  | GA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224403980 | [Redacted] | [Redacted] |  | 34960313 |  | Compliance | Compliance | Federal<br>Compliance | Federal HPML | (Fed HPML<br>Provision)<br>Federal<br>Higher-<br>Priced<br>Mortgage<br>Loan<br>(Timing of<br>Appraisal to<br>Consumer) | TILA HPML<br>Appraisal<br>Rule (Dodd-<br>Frank<br>[redacted]):<br>Creditor did<br>not provide a<br>copy of each<br>valuation to<br>applicant<br>[redacted]<br>business days<br>prior to<br>consummation. | Evidence the borrower was provided a<br>copy of appraisal within [redacted]<br>business days prior to consummation is<br>missing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-20):<br>Evidence<br>was<br>provided<br>to<br>borrower<br>within<br>[redacted]<br> days.Buyer<br>Comment<br>(2025-<br>11-19):<br>Please<br>see<br>appraisal<br>docs<br>[redacted]<br>&<br>[redacted]<br>— they<br>are<br>esigned<br>by the<br>borrower<br>at the top<br>to<br>acknowledge<br>receipt. | 11/20/2025 |  |  | 1 C A |  | GA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224403980 | [Redacted] | [Redacted] |  | 34960314 |  | Compliance | Compliance | Federal<br>Compliance | Federal HPML | (Fed HPML<br>Provision)<br>Federal<br>Higher-<br>Priced<br>Mortgage<br>Loan<br>(Timing of<br>Appraisal to<br>Consumer) | TILA HPML<br>Appraisal<br>Rule (Dodd-<br>Frank<br>[redacted]):<br>Creditor did<br>not provide a<br>copy of each<br>valuation to<br>applicant<br>[redacted]<br>business days<br>prior to<br>consummation. | Evidence the borrower was provided a<br>copy of appraisal within [redacted]<br>business days prior to consummation is<br>missing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-20):<br>Evidence<br>was<br>provided<br>to<br>borrower<br>within<br>[redacted]<br> days.Buyer<br>Comment<br>(2025-<br>11-19):<br>Please<br>see<br>appraisal<br>docs<br>[redacted]<br>&<br>[redacted]<br>— they<br>are<br>esigned<br>by the<br>borrower<br>at the top<br>to<br>acknowledge<br>receipt. | 11/20/2025 |  |  | 1 C A |  | GA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224403980 | [Redacted] | [Redacted] |  | 34960340 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception at origination is<br>approved for Borrower is purchasing a<br>primary, borrower is unable to source<br>all [redacted] payments to supplement<br>the VOR from an individual as some<br>were made in cash. Per VOR, borrower<br>pays ahead. Zelle payments provided<br>support partial payments made in cash.<br>Per disposition, max [redacted]% LTV,<br>applicant's landlord to verify rent<br>payments. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-20):<br>Received<br>required<br>documentation.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-<br>11-19):<br>Per<br>guidelines<br>Rental<br>History<br>Sec<br>[redacted]:<br>rent<br>payment<br>history is<br>UW<br>discretion.<br>Please<br>see<br>written<br>VOR<br>from<br>landlord<br>doc<br>[redacted]<br>and proof<br>of cash<br>rent<br>payments<br>made doc<br>[redacted] | 11/20/2025 |  |  | 1 C A |  | GA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224404258 | [Redacted] | [Redacted] |  | 34970589 |  | Credit | Guideline | Guideline<br>Issue | Guideline | Loan does<br>not meet<br>guideline<br>requirements<br>regarding<br>DTI<br>variance. |  | Variance between diligence DTI and bid<br>tape DTI does not meet [redacted]<br>requirements. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-25):<br>Departing<br>residence<br>purchase<br>contract<br>and<br>inspection<br>report<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-21):<br>listing<br>agreement<br>submitted,<br>BPO<br>submitted<br>with<br>initial<br>package<br>submission | 11/25/2025 |  |  | 1 C A |  | GA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224404258 | [Redacted] | [Redacted] |  | 34970598 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match —<br>ATR Risk | Ability to<br>Repay<br>(Dodd-Frank<br>[redacted]):<br>Originator<br>Loan<br>Designation<br>of Non QM<br>does not<br>match Due<br>Diligence<br>Loan<br>Designation<br>of ATR Risk. | Variance between diligence DTI and bid<br>tape DTI does not meet [redacted]<br>requirements. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-25):<br>Departing<br>residence<br>purchase<br>contract<br>and<br>inspection<br>report<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-21):<br>listing<br>agreement<br>submitted,<br>BPO<br>submitted<br>with<br>initial<br>package<br>submission | 11/25/2025 |  |  | 1 B A C |  | GA | Primary | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>Loan<br>Designation C | Non<br>QM | Non<br>QM | Yes |
| 224404258 | [Redacted] | [Redacted] |  | 34970599 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Investor<br>Guidelines | Ability to<br>Repay<br>(Dodd-Frank<br>[redacted]):<br>Based on the<br>loan failing<br>one or more<br>guideline<br>components,<br>the loan is at<br>ATR risk. | Variance between diligence DTI and bid<br>tape DTI does not meet [redacted]<br>requirements. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-25):<br>Departing<br>residence<br>purchase<br>contract<br>and<br>inspection<br>report<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-21):<br>listing<br>agreement<br>submitted,<br>BPO<br>submitted<br>with<br>initial<br>package<br>submission | 11/25/2025 |  |  | 1 C A |  | GA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224404258 | [Redacted] | [Redacted] |  | 34981031 |  | Credit | Credit | AUS<br>Discrepancy /<br>Guidelines<br>Discrepancy | Guideline | Guideline<br>Requirement:<br>Investor<br>qualifying<br>total debt<br>ratio<br>discrepancy. |  | Discrepancy due to borrower's<br>departure residence was not included in<br>the DTI |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-25):<br>Departing<br>residence<br>purchase<br>contract<br>and<br>inspection<br>report<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-21):<br>listing<br>agreement<br>submitted,<br>BPO<br>submitted<br>with<br>initial<br>package<br>submission | 11/25/2025 |  |  | 1 C A |  | GA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224404258 | [Redacted] | [Redacted] |  | 34981047 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General ATR<br>Provision<br>Investor and<br>Non QM<br>DTIs match<br>and both<br>significantly<br>exceed<br>Guidelines | Ability to<br>Repay<br>(Dodd-Frank<br>[redacted]):<br>The DTI<br>calculated in<br>accordance<br>with the<br>Lenders<br>Guidelines<br>and<br>[redacted](c)([redacted])<br>of<br>[redacted]%<br>significantly<br>exceeds the<br>guideline<br>maximum of<br>[redacted]%.<br>(DTI<br>Exception<br>requires<br>compelling<br>compensating<br>factors to<br>consider<br>regrading to<br>[redacted]) | Discrepancy is due to borrower's<br>departure residence was not included in<br>the DTI |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-25):<br>Departing<br>residence<br>purchase<br>contract<br>and<br>inspection<br>report<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-21):<br>attached<br>is the<br>listing<br>agreement<br>for<br>departing<br>residence,<br>the BPO<br>was<br>already<br>provided<br>with<br>initial<br>package<br>submission. | 11/25/2025 |  |  | 1 C A |  | GA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224404258 | [Redacted] | [Redacted] |  | 34981072 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. | - ___ | File is missing a current statement for<br>the borrowers [redacted] mortgage with<br>[redacted] |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-25):<br>Departing<br>residence<br>purchase<br>contract<br>and<br>inspection<br>report<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-21):<br>final<br>[redacted]<br>& FPL | 11/25/2025 |  |  | 1 C A |  | GA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224404259 | [Redacted] | [Redacted] |  | 34961615 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender Exception Requested and<br>Approved for Delinquent Housing<br>Payment. Conditioned for [redacted]%<br>Max LTV/CLTV, [redacted]% Max<br>DTI | Borrower has verified disposable income of at least<br> $[redacted].Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The qualifying DTI on the loan is at least [redacted] %<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Guidelines<br>Representative<br>FICO:<br> [redacted]Representative<br>FICO:<br>[redacted] | SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-13):<br>Client<br>elects to<br>waive<br>wtih<br>compensating<br>factors. |  |  | 11/13/2025 | 2 B |  | FL | Investment | Purchase | B A | N/A | N/A | No |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E Category** | **Exception** |  | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224404260 | [Redacted] | [Redacted] |  | 34960381 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  |  | The lender exception has been requested for [redacted]<br>months of landlord history in the past [redacted]<br>months. Exception is approved. Per disposition, max<br>[redacted]% LTV, minimum [redacted] [redacted],<br>minimum [redacted] year PP. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted] months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-11-13):<br>Client elects<br>to waive with<br>compensating<br>factors. |  |  | 11/13/2025 | 2 B |  | FL | Investment | Purchase | B A |  | N/A | No |
| 224404261 | [Redacted] | [Redacted] |  | 34960612 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>HUD/CD not<br>provided |  |  | Final ALTA Settlement statement is missing in the file. |  |  |  | Reviewer<br>Comment<br>(2025-11-17):<br>Received<br>statement.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-11-14):<br>Signed HUD-<br>1 Settlement<br>Statement | 11/17/2025 |  |  | 1 C A |  | NC | Investment | Purchase | C A |  | N/A | No |
| 224404262 | [Redacted] | [Redacted] |  | 34967027 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  |  | Limit of [redacted] acres out subject property has<br>[redacted] acres-may we have an exception | Borrower has verified disposable income of at least<br> $[redacted].Borrower has worked in the same position for more<br>than [redacted] years.<br> Borrower's monthly mortgage payment has decreased<br>by at least [redacted]%.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [redacted] months PITIA or more.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted] %<br>and $[redacted].<br> The qualifying DTI on the loan is at least [redacted] %<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Documentation Type: [redacted]Full Doc<br> Disposable Income: $[redacted]<br> Prior Housing Expense: $[redacted]<br> Proposed Housing Expense: $[redacted] | Aggregator,SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-11-13):<br>Client elects<br>to waive with<br>compensating<br>factors. |  |  | 11/13/2025 | 2 B |  | VA | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224404262 | [Redacted] | [Redacted] |  | 34967087 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>| <br>[redacted] <br>Percent <br>Tolerance <br>Violation <br>With <br>Sufficient <br>Cure Provided <br>At Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was<br>provided to<br>the borrower<br>at Closing. | The Appraisal Fee of [redacted] was initially disclosed<br>to the borrower on the Loan Estimate dated [redacted].<br>However, it was later disclosed as $[redacted] on the<br>Closing Disclosure dated [redacted], reflecting an<br>increase of $[redacted]. No change of circumstances<br>was provided to the borrower to justify this increase. |  |  |  | Reviewer<br>Comment<br>(2025-11-12):<br>Sufficient<br>Cure Provided<br>At Closing |  | 11/12/2025 |  | 1 A |  | VA | Primary | Purchase | Final CD<br>evidences<br>Cure B A | Non<br>QM | Non<br>QM | Yes |
| 224404266 | [Redacted] | [Redacted] |  | 34970316 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Final<br>Closing<br>Disclosure<br>Amount<br>Financed Test |  | TILA-<br>RESPA<br>Integrated<br>Disclosure<br>— Loan<br>Calculations:<br>Final<br>Closing<br>Disclosure<br>provided on<br>[redacted]<br>disclosed an<br>Amount<br>Financed<br>disclosed an<br>inaccurate<br>Amount<br>Financed.<br>The<br>disclosed<br>Amount<br>Financed in<br>the amount<br>of<br>$[redacted]is<br>over<br>disclosed by<br>$[redacted]<br>compared to<br>the<br>calculated<br>Amount<br>Financed of<br>$[redacted]<br>and the<br>disclosed<br>Finance<br>Charge is<br>not accurate<br>within<br>applicable<br>tolerances<br>for Amount<br>Financed to<br>be<br>considered<br>accurate (fee<br>amounts<br>included in<br>Amount<br>Financed<br>and Finance<br>Charge<br>calculations<br>are based on<br>Closing<br>Disclosure<br>dated<br>[redacted]). | . The disclosed Amount Financed in the amount of<br>$[redacted] is over disclosed by $[redacted] compared<br>to the calculated Amount Financed of $[redacted] |  |  |  | Reviewer<br>Comment<br>(2025-12-05):<br>[redacted]<br>received<br>lender<br>attestation<br>confirming the<br>separate<br>service fee<br>portion for<br>State of<br>[redacted]<br>requirements<br>but is part of<br>title policy<br>issuance and<br>not finance<br> charge.Buyer<br>Comment<br>(2025-12-04):<br>email from<br>title<br> Reviewer<br>Comment<br>(2025-11-21):<br>The difference<br>appears to be<br>Title —<br>Service Fees.<br>Without<br>knowledge of<br>Missouri law,<br>the fee label<br>"Title —<br>Service<br>Charges" is<br>ambiguous<br>and does not<br>clearly and<br>conspicuously<br>describe the<br>service(s)<br>performed.<br>Accordingly,<br>notwithstanding<br>MO law, the<br>TILA<br>disclosures on<br>its own is not<br>clear and due<br>diligence<br>review cannot<br>assume that<br>the fee labeled<br>"Title —<br>Service<br>Charges" is<br>entirely<br>comprised of<br>4(c)(7) fees<br>that would be<br>considered<br>non-finance<br>charges<br>without other<br>documentation<br>or<br>confirmation/<br>attestation<br>from title that<br>the amount<br>charged and<br>labeled "Title<br>— Service<br>Charges" are<br>in fact limited<br>to title exam,<br>title search,<br>and other<br>4(c)(7)<br>purposes and<br>does not also<br>include other<br>title service<br>fees that<br>would be<br>considered<br>finance<br>charges.<br> 4.<br>Accordingly,<br>in order to<br>exclude "Title<br>— Service<br>Charges" from<br>finance charge<br>considerations<br>on loans with<br>a property<br>state of<br>Missouri, we<br>would look<br>for one of the<br>following<br>from the title<br>company to be<br>included in the<br>loan file for<br>documentation<br>of the basis<br>for exclusion:<br> 1) an<br>itemization of<br>fees/services<br>included in the<br>"Title —<br>Service<br>Charges"; or<br> 2) written<br>confirmation/<br>attestation<br>from Title<br>company that<br>the fee labeled<br>"Title —<br>Service<br>Charges" is<br>comprised<br>only of 4(c)(7)<br>fees such as<br>title<br>examination,<br>abstract of<br>title, title<br>insurance,<br>property<br>survey, and<br>similar<br>purposes, and<br>does not<br>include<br>charges for<br>ancillary title<br>services such<br>as title admin,<br>title<br>processing,<br>etc. If title<br>indicates in<br>their<br>attestation that<br>this is their<br>practice<br>consistently<br>for all<br>transactions, a<br>single<br>attestation<br>may be<br>acceptable for<br>all<br>transactions<br>where the<br>property state<br>is Missouri<br>and the title<br>company<br>providing the<br>attestation is<br>the provider to<br>whom the<br>"Title —<br>Service<br>Charges" on<br>the CD is<br>paid.<br> Buyer<br>Comment<br>(2025-11-21):<br>Please provide<br>a break down<br>of the fees | 12/05/2025 |  |  | 1 C A |  | MO | Primary | Purchase | TILA Material<br>Disclosure<br>Cure —<br>Provide the<br>following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Corrected CD,<br>and Re-open<br>Rescission<br>(required on<br>rescindable<br>transactions) B | Non<br>QM | Non<br>QM | Yes |
| 224404266 | [Redacted] | [Redacted] |  | 34970317 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Final<br>Closing<br>Disclosure<br>Finance<br>Charge |  | TILA-<br>RESPA<br>Integrated<br>Disclosure<br>— Loan<br>Calculations:<br>Final<br>Closing<br>Disclosure<br>provided on<br>[redacted]<br>disclosed an<br>inaccurate<br>Finance<br>Charge on<br>page<br>[redacted]<br>that does not<br>match the<br>actual<br>Finance<br>Charge for<br>the loan. The<br>disclosed<br>Finance<br>Charge in<br>the amount<br>of<br>$[redacted]<br>is under<br>disclosed by<br>$[redacted]<br>compared to<br>the<br>calculated<br>Finance<br>Charge of<br>$[redacted]<br>which<br>exceeds the<br>$[redacted]<br>threshold<br>(fee amounts<br>included in<br>Finance<br>Charge<br>calculation<br>are based on<br>Closing<br>Disclosure<br>dated<br>[redacted]). | The disclosed Finance Charge in the amount of<br>$[redacted] is under disclosed by $[redacted] compared<br>to the calculated Finance Charge of $[redacted] |  |  |  | Reviewer<br>Comment<br>(2025-12-05):<br>[redacted]<br>received<br>lender<br>attestation<br>confirming the<br>separate<br>service fee<br>portion for<br>State of<br>[redacted]<br>requirements<br>but is part of<br>title policy<br>issuance and<br>not finance<br> charge.Buyer<br>Comment<br>(2025-12-04):<br>see uploaded<br> Reviewer<br>Comment<br>(2025-11-21):<br>The difference<br>appears to be<br>Title —<br>Service Fees.<br>Without<br>knowledge of<br>Missouri law,<br>the fee label<br>"Title —<br>Service<br>Charges" is<br>ambiguous<br>and does not<br>clearly and<br>conspicuously<br>describe the<br>service(s)<br>performed.<br>Accordingly,<br>notwithstanding<br>MO law, the<br>TILA<br>disclosures on<br>its own is not<br>clear and due<br>diligence<br>review cannot<br>assume that<br>the fee labeled<br>"Title —<br>Service<br>Charges" is<br>entirely<br>comprised of<br>4(c)(7) fees<br>that would be<br>considered<br>non-finance<br>charges<br>without other<br>documentation<br>or<br>confirmation/<br>attestation<br>from title that<br>the amount<br>charged and<br>labeled "Title<br>— Service<br>Charges" are<br>in fact limited<br>to title exam,<br>title search,<br>and other<br>4(c)(7)<br>purposes and<br>does not also<br>include other<br>title service<br>fees that<br>would be<br>considered<br>finance<br>charges.<br> 4.<br>Accordingly,<br>in order to<br>exclude "Title<br>— Service<br>Charges" from<br>finance charge<br>considerations<br>on loans with<br>a property<br>state of<br>Missouri, we<br>would look<br>for one of the<br>following<br>from the title<br>company to be<br>included in the<br>loan file for<br>documentation<br>of the basis<br>for exclusion:<br> 1) an<br>itemization of<br>fees/services<br>included in the<br>"Title —<br>Service<br>Charges"; or<br> 2) written<br>confirmation/<br>attestation<br>from Title<br>company that<br>the fee labeled<br>"Title —<br>Service<br>Charges" is<br>comprised<br>only of 4(c)(7)<br>fees such as<br>title<br>examination,<br>abstract of<br>title, title<br>insurance,<br>property<br>survey, and<br>similar<br>purposes, and<br>does not<br>include<br>charges for<br>ancillary title<br>services such<br>as title admin,<br>title<br>processing,<br>etc. If title<br>indicates in<br>their<br>attestation that<br>this is their<br>practice<br>consistently<br>for all<br>transactions, a<br>single<br>attestation<br>may be<br>acceptable for<br>all<br>transactions<br>where the<br>property state<br>is Missouri<br>and the title<br>company<br>providing the<br>attestation is<br>the provider to<br>whom the<br>"Title —<br>Service<br>Charges" on<br>the CD is<br>paid. | 12/05/2025 |  |  | 1 C A |  | MO | Primary | Purchase | TILA Material<br>Disclosure<br>Cure —<br>Provide the<br>following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Refund check<br>for<br>underdisclosed<br>amount,<br>Corrected CD,<br>and Re-open<br>Rescission<br>(required on<br>rescindable<br>transactions) B | Non<br>QM | Non<br>QM | Yes |
| 224404266 | [Redacted] | [Redacted] |  | 34977334 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  |  | Lender exception for insufficient tradelines. | Borrower has verified disposable income of at least $ [redacted]Borrower has worked in the same position for more<br>than [redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [redacted] months.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted]<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br> Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-11-13):<br>Client elects<br>to waive with<br>compensating<br>factors. |  |  | 11/13/2025 | 2 B |  | MO | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224404532 | [Redacted] | [Redacted] |  | 34960396 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Missing<br>Document | Missing<br>Document:<br>Other not<br>provided |  |  | File is missing the Initial Cross-Country Rate Lock. |  |  |  | Reviewer<br>Comment<br>(2025-11-20):<br>Initial<br>[redacted]<br>Rate lock<br>document<br>received and<br>verified.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-19):<br>initial lock<br>form | 11/20/2025 |  |  | 1 C A D |  | NJ | Primary | Purchase | D A | Non<br>QM | Non<br>QM | No |
| 224404532 | [Redacted] | [Redacted] |  | 34960399 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>| <br>[redacted] <br>Percent <br>Tolerance <br>Violation <br>With <br>Sufficient <br>Cure Provided <br>At Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit<br>Report Fee.<br>Fee Amount<br>of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was<br>provided to<br>the borrower<br>at Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-11-12):<br>Sufficient<br>Cure Provided<br>At Closing |  | 11/12/2025 |  | 1 A |  | NJ | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224405326 | [Redacted] | [Redacted] |  | 34966094 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  |  | Lender exception for Non - Warrantable condo feature<br>as the named/ Wind Storm Coverage is due to<br>insufficient | Borrower has verified disposable income of at least $ [redacted]Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [redacted] months.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted]<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Borrower has verified disposable income of at least $ [redacted]Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines<br>by at least [redacted] months.<br> Borrowers made a down payment from their own<br>funds on this purchase transaction of at least<br>[redacted]% and $[redacted]<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-11-14):<br>Lender<br>Exception<br>with<br>Compensating<br>Factors<br>provided. |  |  | 11/14/2025 | 2 B |  | FL | Investment | Purchase | B A | N/A | N/A | No |
| 224410936 | [Redacted] | [Redacted] |  | 34971198 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer<br>Comment<br>(2025-12-02):<br>Econsent<br> received.Buyer<br>Comment<br>(2025-11-28):<br>E-Signature<br>Consent | 12/02/2025 |  |  | 1 C A |  | OR | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224410936 | [Redacted] | [Redacted] |  | 34971242 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>| <br>[redacted] <br>Percent <br>Tolerance <br>Violation <br>With <br>Sufficient <br>Cure Provided <br>At Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was<br>provided to<br>the borrower<br>at Closing. | Lender provided cure of $[redacted]to address the<br>Appraisal fee increase. |  |  |  | Reviewer<br>Comment<br>(2025-11-13):<br>Sufficient<br>Cure Provided<br>At Closing |  | 11/13/2025 |  | 1 A |  | OR | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224413576 | [Redacted] | [Redacted] |  | 34972946 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  |  | Lender exception is for a non-warrantable<br>condominium with [redacted] expanded. Request is for<br>excessive delinquencies and pre-litigation with the<br>builder. | Borrower has been employed in the same industry for<br> more than [redacted] years.Borrower has verified disposable income of at least $[redacted]<br> Borrower has worked in the same position for more<br>than [redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [redacted] months PITIA or more.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted]<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-11-14):<br>Client elects<br>to waive with<br>compensating<br>factors. |  |  | 11/14/2025 | 2 C B |  | NV | Investment | Purchase | C B A | N/A | N/A | No |
| 224413576 | [Redacted] | [Redacted] |  | 34973073 |  | Credit | 1003 | Document<br>Error | 1003 | Borrower<br>| (s) is <br>not <br>a[redacted] <br>Citizen, and <br>the guideline <br>required <br>documentation <br>was not <br>provided. |  | Resident Alien Card is not provided. |  |  |  | Reviewer<br>Comment<br>(2025-11-20):<br>Permanent<br>Resident Card<br> received.Buyer<br>Comment<br>(2025-11-19):<br>Uploaded<br>please find<br>Permanent<br>resident alien<br>cards for both<br>borrowers | 11/20/2025 |  |  | 1 C A |  | NV | Investment | Purchase | C B A | N/A | N/A | No |
| 224413576 | [Redacted] | [Redacted] |  | 34973074 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | [redacted<br>| ] <br>Error: <br>Citizenship <br>Source <br>Documentation <br>was not <br>provided |  | Resident Alien Card is not provided. |  |  |  | Reviewer<br>Comment<br>(2025-11-20):<br>Permanent<br>Resident Card<br> received.Buyer<br>Comment<br>(2025-11-19):<br>Uploaded<br>please find<br>perm res cards<br>for both<br>borrowers | 11/20/2025 |  |  | 1 B A |  | NV | Investment | Purchase | C B A | N/A | N/A | No |
| 224413576 | [Redacted] | [Redacted] |  | 34973077 |  | Credit | 1003 | Document<br>Error | 1003 | Borrower<br>| (s) is <br>not a <br>[redacted]. <br>Citizen, and <br>the guideline <br>required <br>documentation <br>was not <br>provided. |  | Resident Alien Card is not provided. |  |  |  | Reviewer<br>Comment<br>(2025-11-20):<br>Permanent<br>Resident Card<br> received.Buyer<br>Comment<br>(2025-11-19):<br>Green Cards<br>uploaded for<br>both bwrs<br> Buyer<br>Comment<br>(2025-11-19):<br>Uploaded<br>please find<br>green cards<br>for both bwrs | 11/20/2025 |  |  | 1 C A |  | NV | Investment | Purchase | C B A | N/A | N/A | No |
| 224413576 | [Redacted] | [Redacted] |  | 34973080 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>Verification of<br>Non-US<br>Citizen Status<br>not provided |  |  | Resident Alien Card is not provided. |  |  |  | Reviewer<br>Comment<br>(2025-11-20):<br>Permanent<br>Resident Card<br>received. | 11/20/2025 |  |  | 1 C A |  | NV | Investment | Purchase | C B A | N/A | N/A | No |
| 224413576 | [Redacted] | [Redacted] |  | 34973088 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | [redacted<br>| ] <br>Error: <br>Citizenship <br>Source <br>Documentation <br>was not <br>provided |  | Resident Alien Card is not provided. |  |  |  | Reviewer<br>Comment<br>(2025-11-20):<br>Permanent<br>Resident Card<br> received.Buyer<br>Comment<br>(2025-11-19):<br>Green cards<br>uploaded for<br>both<br>borrowers | 11/20/2025 |  |  | 1 B A |  | NV | Investment | Purchase | C B A | N/A | N/A | No |
| 224413577 | [Redacted] | [Redacted] |  | 34972639 |  | Credit | Title | General | Title | Title Policy<br>Coverage is<br>less than<br>Original Loan<br>Amount. |  |  | The Title Policy Amount of $[redacted] is less than the<br>note amount of $[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-11-20):<br>Provided title<br>report with<br>correct policy<br>amount of $[redacted].<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-19):<br>updated title<br>commitment | 11/20/2025 |  |  | 1 B A |  | FL | Investment | Purchase | B A |  | N/A | No |
| 224413578 | [Redacted] | [Redacted] |  | 34989055 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>| <br>[redacted] <br>Percent <br>Tolerance <br>Violation <br>With <br>Sufficient <br>Cure Provided <br>At Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit<br>Report Fee.<br>Fee Amount<br>of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted] .<br>Sufficient or<br>excess cure<br>was<br>provided to<br>the borrower<br>at Closing. | Sufficient cure provided by lender at closing. |  |  |  | Reviewer<br>Comment<br>(2025-11-14):<br>Sufficient<br>Cure Provided<br>At Closing |  | 11/14/2025 |  | 1 A |  | CA | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224413579 | [Redacted] | [Redacted] |  | 34973151 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>| <br>[redacted] <br>Percent <br>Tolerance <br>Violation <br>With <br>Sufficient <br>Cure Provided <br>At Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted] .<br>Sufficient or<br>excess cure<br>was<br>provided to<br>the borrower<br>at Closing. | Appraisal fee amount of $[redacted] exceeds tolerance<br>of $[redacted]. Sufficient or excess cure was provided<br>to the borrower at Closing. |  |  |  | Reviewer<br>Comment<br>(2025-11-13):<br>Sufficient<br>Cure Provided<br>At Closing |  | 11/13/2025 |  | 1 A |  | OR | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224413580 | [Redacted] | [Redacted] |  | 34973134 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer<br>Comment<br>(2025-11-21):<br>Received E-<br>consent<br>Document,<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-11-19):<br>audit trail | 11/21/2025 |  |  | 1 C A |  | VA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224413580 | [Redacted] | [Redacted] |  | 34973136 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  |  | HOA Verification, Insurance Verification, Tax<br>Verification not provided for property located at<br>[redacted] |  |  |  | Reviewer<br>Comment<br>(2025-11-21):<br>Received<br>HOA<br>Verification,<br>Insurance<br>Verification,<br>Tax<br>Verification<br>for REO<br>property "<br>[redacted]",<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-11-19):<br>HOI, HOA,<br>Taxes | 11/21/2025 |  |  | 1 C A |  | VA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224413582 | [Redacted] | [Redacted] |  | 34973233 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  |  | Statement and Insurance Verification is missing from<br>the file. |  |  |  | Reviewer<br>Comment<br>(2025-11-26):<br>Received<br>Credit Report.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-24):<br>Please see<br>[redacted]<br>credit<br>supplement<br>used to<br>confirm<br>balance and<br>payment<br>history for<br>mortgage on<br>[redacted],<br>which was<br>used for<br>determining<br>the asset<br>qualifier<br>method<br>[redacted]<br>calculation.<br> Reviewer<br>Comment<br>(2025-11-24):<br>Require<br>Mortgage<br>Statement of<br>REO property<br>address: "<br>[redacted],<br>[redacted]" to<br>clear the<br>exception.<br>Exception<br>Remains.<br> Buyer<br>Comment<br>(2025-11-20):<br>primary<br>residence docs | 11/26/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A | N/A | N/A | No |
| 224413583 | [Redacted] | [Redacted] |  | 34972713 |  | Credit | Title | Document<br>Error | Title | The<br>Preliminary<br>title policy is<br>within<br>| <br>[redacted] or <br>[redacted] and <br>does not <br>reflect a <br>coverage <br>amount (no <br>final title <br>policy in file). <br>Unable to <br>determine if <br>appropriate <br>coverage is <br>provided. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-11-21):<br>Title final<br>policy<br>received with<br>coverage<br>amount,<br>exception<br> clearedBuyer<br>Comment<br>(2025-11-19):<br>Corrected | 11/21/2025 |  |  | 1 B A |  | CA | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224413583 | [Redacted] | [Redacted] |  | 34972718 |  | Credit | Legal /<br>Regulatory /<br>Compliance | Title / Lien<br>Defect | Title | Title Policy is<br>Preliminary or<br>Commitment,<br>and not a<br>Final Title<br>Policy. |  |  | File is missing a copy of the Final Title Policy. |  |  |  | Reviewer<br>Comment<br>(2025-11-21):<br>Final title<br>policy<br>received and<br>associated,<br>exception<br>cleared | 11/21/2025 |  |  | 1 A |  | CA | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224413583 | [Redacted] | [Redacted] |  | 34973016 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  |  | Lender exception request for less than [redacted] SE<br>and a negative deposit trend for a total of -<br>[redacted]exception [redacted] is approved. Per<br>disposition, max [redacted]% LTV, borrower to provide<br>evidence of minimum [redacted] months reserves<br>(appears to have [redacted] + that brings strength to<br>file), subject to meeting all other Signature Expanded<br>guideline requirements | Borrower has verified disposable income of at least $ [redacted]Borrower has worked in the same position for more<br>than [redacted] years.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted]<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> The qualifying DTI on the loan is less than or equal to<br>[redacted]%.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points.<br> The representative FICO score is above [redacted].<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [redacted] months. | Decision System: DU / DO<br> Representative FICO: [redacted] | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-11-14):<br>Client elected<br>to waive with<br>compensating<br>factors. |  |  | 11/14/2025 | 2 B |  | CA | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224413933 | [Redacted] | [Redacted] |  | 34973567 |  | Credit | Guideline | Guideline<br>Issue | Guideline | Loan does not<br>meet guideline<br>requirements<br>regarding DTI<br>variance. |  | Diligence<br>Investor<br>Qualifying<br>Total Debt<br> Ratio: ___;Bid Tape<br>Investor<br>Qualifying<br>Total Debt<br>Ratio: ___. | Lender [redacted] lists $[redacted] in other monthly<br>payments but review of documentation in file including<br>final [redacted] only indicates $[redacted] in other<br>monthly payments. |  |  |  | Reviewer<br>Comment<br>(2025-11-28):<br>Corrected<br>[redacted]<br> received.Buyer<br>Comment<br>(2025-11-25):<br>Please see<br>corrected<br>[redacted] | 11/28/2025 |  |  | 1 C A |  | MD | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A | N/A | N/A | No |
| 224413933 | [Redacted] | [Redacted] |  | 34973859 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  |  | Insurance Verification and Tax Verification missing for<br>REO property [redacted] |  |  |  | Reviewer<br>Comment<br>(2025-12-10):<br>Received<br>verification of<br>mortgage and<br>invoice of<br>payment.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-12-08):<br>Please see<br>credit<br>supplement<br>for mortgage<br>attached to<br>[redacted]<br>along with<br>updated<br>1003/1008<br> Reviewer<br>Comment<br>(2025-11-26):<br>Received Tax<br>Certificate and<br>Letter of<br>explanation.<br>Please provide<br>Mortgage<br>Statement and<br>HOA<br>Verification to<br>verify other<br>payments of $[redacted].<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-11-24):<br>HOI and<br>Taxes for<br>[redacted] | 12/10/2025 |  |  | 1 C A |  | MD | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A | N/A | N/A | No |
| 224413933 | [Redacted] | [Redacted] |  | 34973890 |  | Compliance | Compliance | State<br>Compliance | State Defect | [redacted<br>| ] <br>[redacted] <br>Prepayment <br>Penalty Test <br>[redacted] <br>Investment <br>Test | [redacted]<br>[redacted] :<br>Mortgage<br>loan<br>contains an<br>impermissible<br>prepayment<br>penalty;<br>however<br>Note or<br>Prepay<br>Addendum<br>provides<br>specific<br>language<br>that<br>prepayment<br>penalty will<br>not exceed<br>maximum<br>permitted by<br>applicable<br>law. |  |  |  |  | Buyer<br>Comment<br>(2025-11-24):<br>okay to waive<br>per internal<br>[redacted]<br>waiver<br>approval list |  |  | 11/24/2025 | 2 B |  | MD | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A | N/A | N/A | No |
| 224414133 | [Redacted] | [Redacted] |  | 34980246 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>HUD/CD not<br>provided |  |  | file is missing HUD/CD |  |  |  | Reviewer<br>Comment<br>(2025-11-21):<br>Received<br>Final Alta<br>Settlement<br>Statement in<br>the file.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-11-19):<br>signed ALTA | 11/21/2025 |  |  | 1 C A |  | MD | Investment | Purchase | C B A |  | N/A | No |
| 224414133 | [Redacted] | [Redacted] |  | 34980261 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  |  | Lender exception request [redacted] [redacted] when<br>minimum is [redacted] [redacted] | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted] months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted]<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br> Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-11-14):<br>Client elects<br>to waive with<br>compensating<br>factors. |  |  | 11/14/2025 | 2 B |  | MD | Investment | Purchase | C B A |  | N/A | No |
| 224414253 | [Redacted] | [Redacted] |  | 34980554 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  |  |  |  |  |  | Reviewer<br>Comment<br>(2025-11-25):<br>E-Sign<br>Consent<br>Agreement<br>received and<br>verified.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-21):<br>econsent | 11/25/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Safe<br>Harbor<br>QM<br>(APOR) | Safe<br>Harbor<br>QM<br>(APOR) | No |
| 224414253 | [Redacted] | [Redacted] |  | 34980578 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>| <br>[redacted] <br>Percent <br>Tolerance <br>Violation <br>With <br>Sufficient <br>Cure Provided <br>At Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit<br>Report Fee.<br>Fee Amount<br>of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted] .<br>Sufficient or<br>excess cure<br>was<br>provided to<br>the borrower<br>at Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-11-13):<br>Sufficient<br>Cure Provided<br>At Closing |  | 11/13/2025 |  | 1 A |  | CA | Primary | Purchase | Final CD<br>evidences<br>Cure A | Safe<br>Harbor<br>QM<br>(APOR) | Safe<br>Harbor<br>QM<br>(APOR) | Yes |
| 224414290 | [Redacted] | [Redacted] |  | 34977591 |  | Property | Property —<br>Appraisal | Appraisal<br>Documentation | Property —<br>Appraisal | Loan is to be<br>securitized.<br>Secondary<br>valuation is<br>missing. | <br>[redacted] |  | The file is missing a copy of the secondary valuation<br>required for securitization purposes. |  |  |  | Reviewer<br>Comment<br>(2025-12-04):<br>Cleared.<br>Received<br> CDABuyer<br>Comment<br>(2025-12-02):<br>CDA report | 12/04/2025 |  |  | 1 D A |  | TN | Primary | Purchase | D B C A | Non<br>QM | Non<br>QM | No |
| 224414290 | [Redacted] | [Redacted] |  | 34977789 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>| <br>[redacted] <br>Percent <br>Tolerance <br>Violation <br>Without <br>Sufficient <br>Cure Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted] .<br>$[redacted]<br>over legal<br>limit.<br>Insufficient<br>or no cure<br>was<br>provided to<br>the<br>borrower. | The Appraisal Fee of [redacted] was initially disclosed<br>to the borrower on the Loan Estimate dated [redacted].<br>However, it was later disclosed as $[redacted] on the<br>Closing Disclosure dated [redacted], reflecting an<br>increase of $[redacted]. No change of circumstances<br>was provided to the borrower to justify this increase. |  |  |  | Reviewer<br>Comment<br>(2025-12-03):<br>[redacted]<br>received<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br> Corrected CD.Buyer<br>Comment<br>(2025-12-02):<br>lox, pccd &<br>refund check<br>(for both<br>cures)<br> Reviewer<br>Comment<br>(2025-11-21):<br>[redacted]<br>received<br>rebuttal,<br>however we<br>require a valid<br>COC for<br>increase of<br>appraisal fee<br>on CD dated<br>[redacted]<br>from $[redacted]to $[redacted] or<br>cure of $[redacted] is<br>required. Cure<br>documents<br>consist of<br>PCCD, LOE,<br>proof of<br>mailing &<br>copy of refund<br>check.<br> Buyer<br>Comment<br>(2025-11-20):<br>$[redacted]<br>appraisal fee<br>increased to $[redacted], a $[redacted]<br>increase.<br>please update<br>your<br>exception<br>information<br>comments<br>"reflecting an<br>increase of $[redacted]" |  | 12/03/2025 |  | 2 C B |  | TN | Primary | Purchase | Fee Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund Check,<br>and Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224414290 | [Redacted] | [Redacted] |  | 34977790 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>| <br>[redacted] <br>Percent <br>Tolerance <br>Violation <br>Without <br>Sufficient <br>Cure Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Transfer<br>Tax. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted] .<br>$[redacted]<br>over legal<br>limit.<br>Insufficient<br>or no cure<br>was<br>provided to<br>the<br>borrower. | The Loan Transfer Tax Fee of $[redacted] was disclose<br>to the borrower on the final Loan Estimate however was<br>not disclose on the Closing Disclosure with no valid<br>change of circumstances and no cure was provided to<br>borrower |  |  |  | Reviewer<br>Comment<br>(2025-12-03):<br>[redacted]<br>received<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br> Corrected CD.Buyer<br>Comment<br>(2025-12-02):<br>lox, pccd &<br>refund check<br>(for both<br>cures) |  | 12/03/2025 |  | 2 C B |  | TN | Primary | Purchase | Fee Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund Check,<br>and Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224414290 | [Redacted] | [Redacted] |  | 34992946 |  | Credit | Asset | Asset<br>Calculation /<br>Analysis | Asset | Guideline<br>Requirement:<br>Available for<br>Reserves<br>discrepancy. |  |  | Calculated Available for Reserves of [redacted] is less<br>than Guideline Available for Reserves of $[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-11-24):<br>Gift of equity<br>verified by<br>obtaining<br>signed gift<br>letter and the<br>settlement<br>statement<br>(CD, seller<br>CD) listing<br>the gift of<br>equity,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-11-20):<br>please see doc<br>[redacted] pg<br>[redacted] pg<br>[redacted] —<br>[redacted] | 11/24/2025 |  |  | 1 C A |  | TN | Primary | Purchase | D B C A | Non<br>QM | Non<br>QM | No |
| 224414290 | [Redacted] | [Redacted] |  | 34992947 |  | Credit | Asset | Asset<br>Documentation | Asset | Asset<br>documentation<br>requirements<br>not met. |  |  | Calculated Available for Reserves of [redacted] is less<br>than Guideline Available for Reserves of $[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-11-24):<br>Gift of equity<br>verified by<br>obtaining<br>signed gift<br>letter and the<br>settlement<br>statement<br>(CD, seller<br>CD) listing<br>the gift of<br>equity,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-11-20):<br>please see doc<br>[redacted] pg<br>[redacted] pg<br>[redacted] —<br>[redacted] | 11/24/2025 |  |  | 1 C A |  | TN | Primary | Purchase | D B C A | Non<br>QM | Non<br>QM | No |
| 224414290 | [Redacted] | [Redacted] |  | 34992950 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match —<br>ATR Risk |  | Ability to<br>Repay<br>(Dodd-Frank<br>[redacted]):<br>Originator<br>Loan<br>Designation<br>of Non QM<br>does not<br>match Due<br>Diligence<br>Loan<br>Designation<br>of ATR<br>Risk. | Loan designation failure due to insufficient reserve<br>required per guideline. |  |  |  | Reviewer<br>Comment<br>(2025-11-24):<br>Gift of equity<br>verified by<br>obtaining<br>signed gift<br>letter and the<br>settlement<br>statement<br>(CD, seller<br>CD) listing<br>the gift of<br>equity,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-11-20):<br>please see doc<br>[redacted] pg<br>[redacted] pg<br>[redacted] —<br>[redacted] | 11/24/2025 |  |  | 1 B A C |  | TN | Primary | Purchase | Lender to<br>provide<br>updated ATR/<br>QM Loan<br>Designation B C | Non<br>QM | Non<br>QM | Yes |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor<br>Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224414290 | [Redacted] | [Redacted] |  | 34992951 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency<br>— ATR<br>Impact | Ability to<br>Repay<br>(Dodd-Frank<br>[redacted]):<br>There are<br>guideline<br>deficiencies<br>related to<br>income and/<br>or asset doc<br>requirements<br>which could<br>result in a<br>risk to the<br>borrower's<br>ability to<br>repay.<br>(Exception is<br>eligible to be<br>regraded with<br>compensating<br>factors.) | Calculated Available for Reserves of [redacted] is less than Guideline Available<br>for Reserves of $[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-11-24):<br>Gift of equity<br>verified by<br>obtaining<br>signed gift<br>letter and the<br>settlement<br>statement<br>(CD, seller<br>CD) listing<br>the gift of<br>equity,<br>exception<br>cleared. | 11/24/2025 |  |  | 1 C A |  | TN | Primary | Purchase | D B C A | Non<br>QM | Non<br>QM | No |
| 224414290 | [Redacted] | [Redacted] |  | 34992960 |  | Credit | Asset | Asset<br>Calculation /<br>Analysis | Asset | Available for<br>Closing is<br>insufficient<br>to cover Cash<br>From<br>Borrower. |  | Verified liquid assets in the amount of $[redacted] are insufficient to meet cash<br>to close of $[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-11-24):<br>Gift of equity<br>verified by<br>obtaining<br>signed gift<br>letter and the<br>settlement<br>statement<br>(CD, seller<br>CD) listing<br>the gift of<br>equity,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-11-20):<br>please see<br>Gift of Equity<br>Letter for $[redacted] doc<br>[redacted],<br>and is<br>reflected on<br>final CD doc<br>[redacted] pg<br>[redacted] | 11/24/2025 |  |  | 1 C A |  | TN | Primary | Purchase | D B C A | Non<br>QM | Non<br>QM | No |
| 224414290 | [Redacted] | [Redacted] |  | 34992975 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Investor<br>Guidelines | Ability to<br>Repay<br>(Dodd-Frank<br>[redacted]):<br>Based on the<br>loan failing<br>one or more<br>guideline<br>components,<br>the loan is at<br>ATR risk. | loan designation failure due to insufficient asset |  |  |  | Reviewer<br>Comment<br>(2025-11-24):<br>Gift of equity<br>verified by<br>obtaining<br>signed gift<br>letter and the<br>settlement<br>statement<br>(CD, seller<br>CD) listing<br>the gift of<br>equity,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-11-20):<br>please see doc<br>[redacted] pg<br>[redacted] pg<br>[redacted] —<br>[redacted] | 11/24/2025 |  |  | 1 C A |  | TN | Primary | Purchase | D B C A | Non<br>QM | Non<br>QM | No |
| 224416105 | [Redacted] | [Redacted] |  | 34978220 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Certificate of<br>Good<br>Standing not<br>provided |  | Certificate of Good Standing is missing in file. |  |  |  | Reviewer<br>Comment<br>(2025-11-25):<br>Certificate of<br>Good<br>Standing is<br>already<br>provided in<br>initial<br>shipping<br>package.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-11-21):<br>PC Cert | 11/25/2025 |  |  | 1 C A |  | ME | Investment | Purchase | C A |  | N/A | No |
| 224418022 | [Redacted] | [Redacted] |  | 34984574 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Corporate<br>Resolution<br>not provided |  | Provided unanimous Consent and resolution to borrow reflect loan amount<br>$[redacted] does not match with Note amount of $[redacted] . |  |  |  | Reviewer<br>Comment<br>(2025-12-08):<br>Received<br>corporate<br>resolution.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-12-05):<br>Updated<br>consent and<br>docusigned | 12/08/2025 |  |  | 1 C A |  | TX | Investment | Refinance<br>— Rate/<br>Term | C A |  | N/A | No |
| 224418154 | [Redacted] | [Redacted] |  | 34984053 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient<br>or no cure<br>was provided<br>to the<br>borrower. | Appraisal Fee was last disclosed as $[redacted] on Loan Estimate but disclosed<br>as $[redacted] on Final Closing Disclosure. File does not contain a valid<br>Changed Circumstance for this fee, no evidence of cure in file. |  |  |  | Reviewer<br>Comment<br>(2025-12-23):<br>[redacted]<br>Received<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br> CD.Buyer<br>Comment<br>(2025-12-22):<br>pccd + refund<br>check<br>attached |  | 12/23/2025 |  | 2 C B |  | SC | Primary | Refinance<br>— Cash-<br>out —<br>Other | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224418546 | [Redacted] | [Redacted] |  | 34971420 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Loan<br>originated as<br>Primary<br>residence, yet<br>URLA<br>declarations<br>indicates<br>borrower will<br>not occupy. |  | Final [redacted] reflects as Primary Residence. However, declaration section<br>indicates "Borrower will not occupy the property." |  |  |  | Reviewer<br>Comment<br>(2025-11-25):<br>Updated<br>[redacted]<br>received and<br>verified.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-21):<br>1003 | 11/25/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224418546 | [Redacted] | [Redacted] |  | 34981644 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-11-25):<br>E-Sign<br>Consent<br>Agreement<br>received and<br>verified.<br>Exception<br> clearedBuyer<br>Comment<br>(2025-11-24):<br>audit trail | 11/25/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224418557 | [Redacted] | [Redacted] |  | 34984389 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Missing<br>Document | Missing<br>Document:<br>Other not<br>provided |  | OFAC Search for business is missing in file. |  |  |  | Reviewer<br>Comment<br>(2025-11-25):<br>Received<br>OFAC for<br>business<br>entity.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-24):<br>OFAC | 11/25/2025 |  |  | 1 C A D |  | NY | Investment | Purchase | D A |  | N/A | No |
| 224419568 | [Redacted] | [Redacted] |  | 34985109 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender approved exception to use commission target of [redacted] quarterly<br>([redacted] a month) stated on offer letter instead of using avg from prior job(<br>$[redacted]/mo) for qualifying. — DTI using prior is [redacted]. | Borrower has been employed in the same industry<br> for more than [redacted] years.Borrower has verified disposable income of at least $[redacted]<br> Borrower has worked in the same position for more<br>than [redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines<br>by at least [redacted] months.<br> Borrowers made a down payment from their own<br>funds on this purchase transaction of at least<br>[redacted]% and $[redacted]<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Documentation<br>Type: [redacted]yr<br> Full DocDisposable Income: $[redacted]<br> Guidelines<br>Representative<br>FICO: [redacted]<br> Representative<br>FICO: [redacted] | SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-11-17):<br>Client elects<br>to waive with<br>compensating<br>factors. |  |  | 11/17/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224419568 | [Redacted] | [Redacted] |  | 34985139 |  | Property | Property —<br>Appraisal | Appraisal<br>Documentation | Property —<br>Appraisal | Missing<br>Document:<br>Appraisal<br>was made<br>"subject to"<br>and Form<br>[redacted]<br>was not<br>provided. |  | Appraisal was made subject to repairs and [redacted] — Completion report was<br>not provided. |  |  |  | Reviewer<br>Comment<br>(2025-12-01):<br>Cleared.<br> received 442Buyer<br>Comment<br>(2025-11-26):<br>Please see<br>photo &<br>1004D<br> Reviewer<br>Comment<br>(2025-11-25):<br>Condition will<br>be cleared<br>once the<br>document is<br>received.<br>Exception<br>remains<br> Buyer<br>Comment<br>(2025-11-21):<br>[redacted] is<br>currently<br>working with<br>origination<br>branch to<br>obtain<br>resolution<br>document.<br>Will submit<br>immediately<br>upon receipt | 12/01/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224419575 | [Redacted] | [Redacted] |  | 35000947 |  | Credit | Credit | Credit<br>Documentation | Guideline | Missing<br>Document:<br>Verification<br>of Rent<br>(VOR) /<br>Verification<br>of Mortgage<br>(VOM) not<br>provided |  | File is missing the borrower's most recent [redacted] month rental history and<br>current lease. |  |  |  | Reviewer<br>Comment<br>(2025-12-08):<br>Rental history<br>document<br>received and<br>details<br>verified.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-12-04):<br>The building<br>was bought<br>out so that is<br>why there is<br>two ledgers | 12/08/2025 |  |  | 1 C A |  | CT | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224419578 | [Redacted] | [Redacted] |  | 34984204 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Verification(s)<br>of<br>employment<br>is not within<br>[redacted]<br>business days<br>of the Note. |  | Verification(s) of employment is not within [redacted] business days of the<br>Note. |  |  |  | Reviewer<br>Comment<br>(2025-12-03):<br>Third party<br>verification of<br>employment<br>associated,<br>Exception<br> ClearedBuyer<br>Comment<br>(2025-12-02):<br>please see doc<br>[redacted] for<br>VOE (indexed<br>as credit<br>report) | 12/03/2025 |  |  | 1 C A |  | MA | Investment | Purchase | C A | N/A | N/A | No |
| 224419731 | [Redacted] | [Redacted] |  | 34983543 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient<br>or no cure<br>was provided<br>to the<br>borrower. | Credit Report Fee was last disclosed as $[redacted]on LE dated [redacted] but<br>disclosed as $[redacted] on Final closing disclosure, no cure or valid change of<br>circumstance was provided to borrower. |  |  |  | Reviewer<br>Comment<br>(2025-11-24):<br>Sufficient<br>cure provided.<br>Full cure<br>amount for<br>tolerance<br>violation was<br>provided at or<br>before closing<br>(on final CD)<br>resulting in a<br>cleared<br> exception.Buyer<br>Comment<br>(2025-11-21):<br>see final cd<br>for credit for<br>credit report | 11/24/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224419731 | [Redacted] | [Redacted] |  | 34983544 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Survey Fee.<br>Fee Amount<br>of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient<br>or no cure<br>was provided<br>to the<br>borrower. | Survey fee was not disclosed on LE dated [redacted] but disclosed as<br>$[redacted] on Final closing disclosure. No cure or valid change of<br>circumstance was provided to borrower. |  |  |  | Reviewer<br>Comment<br>(2025-11-25):<br>[redacted]<br>received<br>Corrected<br>PCCD and<br>LOE moving<br>fee to section<br> H.Buyer<br>Comment<br>(2025-11-24):<br>PCCD, LOX<br>and email<br>from title | 11/25/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224419731 | [Redacted] | [Redacted] |  | 35070016 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-11-25):<br>Sufficient<br>Cure Provided<br>At Closing |  | 11/25/2025 |  | 1 A |  | NJ | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224419735 | [Redacted] | [Redacted] |  | 35023887 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception was approved at origination for project has [redacted] non-<br>warrantable characteristics and the loan team has asked for a rush review. High<br>investment units and repairs. Compensating factors are Loan to value of<br>[redacted]% is [redacted]% or more under requirement, FICO of [redacted]is<br>[redacted] points or more above requirement, residual income $[redacted] or<br>more, long term home ownership (> [redacted] years) and reduction in Housing/<br>Mortgage payment. Subject to max [redacted]% LTV/CLTV, NWC LLPA of -<br>[redacted] per the rate sheet, condotel to meet all other guidelines requirements,<br>document reserve requirement as within Signature Expanded UW guidelines<br>and subject to meeting all Signature Expanded guideline requirements. | Borrower has been employed in the same industry<br> for more than [redacted] years.Borrower has verified disposable income of at least $[redacted]<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the<br>equivalent of [redacted] months PITIA or more.<br> Borrowers made a down payment from their own<br>funds on this purchase transaction of at least<br>[redacted]% and $[redacted]<br> The qualifying DTI on the loan is at least<br>[redacted]% less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. |  | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-11-20):<br>Preapproved<br>exception |  |  | 11/20/2025 | 2 B |  | CA | Investment | Purchase | B A | N/A | N/A | No |
| 224419967 | [Redacted] | [Redacted] |  | 35020569 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Missing<br>Final<br>[redacted] |  | File is missing the final [redacted] for both borrower's. |  |  |  | Reviewer<br>Comment<br>(2025-11-26):<br>Executed<br>Final 1003<br>received.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-11-25):<br>Final<br>executed<br>[redated]<br>URLA | 11/26/2025 |  |  | 1 C A |  | NJ | Investment | Purchase | C A |  | N/A | No |
| 224419972 | [Redacted] | [Redacted] |  | 34984426 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | [redacted]<br>Error: Birth<br>Date was not<br>provided |  |  |  |  |  | Reviewer<br>Comment<br>(2025-11-26):<br>Not required<br>for member.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-25):<br>PC Cert | 11/26/2025 |  |  | 1 B A |  | PA | Investment | Refinance<br>— Cash-<br>out —<br>Other | B A |  | N/A | No |
| 224419972 | [Redacted] | [Redacted] |  | 34984449 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | The lender exception has been requested for unacceptable property types. The<br>exception is approved max [redacted] % LTV/CLTV, utilize the lesser of actual<br>or fair market rents as determined by the appraiser, document reserve<br>requirement as within signature expanded UW guidelines and subject to<br>meeting all signature guideline requirements. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines<br> by at least [redacted] months.The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Borrower's monthly<br>reserves have been<br>verified and exceed<br>the amount required<br>based on the<br>guidelines by at least<br> [redacted] months.The representative<br>FICO score exceeds<br>the guideline<br>minimum by at least<br>[redacted] points. | Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-11-19):<br>Lender<br>Exception<br>with<br>Compensating<br>Factors<br>provided. |  |  | 11/19/2025 | 2 B |  | PA | Investment | Refinance<br>— Cash-<br>out —<br>Other | B A |  | N/A | No |
| 224420076 | [Redacted] | [Redacted] |  | 34984535 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | Tax and insurance verification document is missing in the file for REO. |  |  |  | Reviewer<br>Comment<br>(2025-12-01):<br>Received<br>REO<br>documentation<br>for this<br>property.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-11-26):<br>property<br>profile,<br>[redacted]<br>Ager is vacant<br>land with no<br>mortgages.<br>HOI not<br>applicable. | 12/01/2025 |  |  | 1 C A |  | OR | Investment | Purchase | C A | N/A | N/A | No |
| 224420076 | [Redacted] | [Redacted] |  | 34984542 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | Tax and insurance verification document is missing in the file for REO. |  |  |  | Reviewer<br>Comment<br>(2025-12-01):<br>Received<br>REO<br>documentation<br>for this<br>property.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-11-26):<br>found HOI<br> Buyer<br>Comment<br>(2025-11-26):<br>Property<br>profile with<br>tax<br>information<br>and<br>confirmation<br>of deed<br>release.<br>Property is<br>free and clear<br>and HOI was<br>not required. | 12/01/2025 |  |  | 1 C A |  | OR | Investment | Purchase | C A | N/A | N/A | No |
| 224420076 | [Redacted] | [Redacted] |  | 34984570 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | Current mortgage statement, Tax and insurance verification and lease<br>documents are missing in the file for REO. |  |  |  | Reviewer<br>Comment<br>(2025-12-18):<br>Source<br>documents<br>(Note and<br>First payment<br>letter)<br>received to<br>verify<br>amount.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-12-16):<br>note and first<br>payment, loan<br>closed 2 days<br>prior to<br>subject<br> Reviewer<br>Comment<br>(2025-12-01):<br>File remains<br>missing a<br>current<br>mortgage<br>statement.<br> Reviewer<br>Comment<br>(2025-12-01):<br>EXCEPTION<br>HISTORY —<br>Exception<br>Explanation<br>was updated<br>on [redated]<br>PRIOR<br>Exception<br>Explanation:<br>Insurance<br>Verification,<br>Lease<br>Agreement,<br>Statement,<br>Tax<br>Verification<br> Buyer<br>Comment<br>(2025-11-26):<br>Property was<br>vacant and<br>market rents<br>used on the<br>appraisal<br> Buyer<br>Comment<br>(2025-11-26):<br>taxes and<br>HOE<br> Buyer<br>Comment<br>(2025-11-26):<br>taxes and HOI<br> Reviewer<br>Comment<br>(2025-11-19):<br>EXCEPTION<br>HISTORY —<br>Exception<br>Explanation<br>was updated<br>on [redated]<br>PRIOR<br>Exception<br>Explanation:<br>Insurance<br>Verification,<br>Lease<br>Agreement,<br>Tax<br>Verification | 12/18/2025 |  |  | 1 C A |  | OR | Investment | Purchase | C A | N/A | N/A | No |
| 224420076 | [Redacted] | [Redacted] |  | 34984591 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | Tax and Insurance verification document is missing in the file for REO. |  |  |  | Reviewer<br>Comment<br>(2025-12-18):<br>As per<br>Property<br>history report<br>— Property<br>type is<br>Agricultural/<br>Rural HOI<br>does not<br>required.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-12-16):<br>Per the<br>property<br>profile, the<br>property does<br>not reflect a<br>lien and does<br>not require a<br>HOI.<br> Reviewer<br>Comment<br>(2025-12-01):<br>File remains<br>missing the<br>HOI<br>verification.<br> Reviewer<br>Comment<br>(2025-12-01):<br>EXCEPTION<br>HISTORY —<br>Exception<br>Explanation<br>was updated<br>on [redated]<br>PRIOR<br>Exception<br>Explanation:<br>Insurance<br>Verification,<br>Tax<br>Verification<br> Buyer<br>Comment<br>(2025-11-26):<br>HOA, HOI<br>and taxes<br> Buyer<br>Comment<br>(2025-11-26):<br>support docs<br> Buyer<br>Comment<br>(2025-11-26):<br>taxes and<br>confirmation<br>of agriculture<br>land; free and<br>clear with no<br>HOI | 12/18/2025 |  |  | 1 C A |  | OR | Investment | Purchase | C A | N/A | N/A | No |
| 224420076 | [Redacted] | [Redacted] |  | 34984598 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | Current mortgage statement, Tax and Insurance verification document is<br>missing in the file. |  |  |  | Reviewer<br>Comment<br>(2025-12-18):<br>Mortgage<br>Statement<br>received.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-12-16):<br>mtg statement<br> Reviewer<br>Comment<br>(2025-12-01):<br>File remains<br>missing a<br>current<br>mortgage<br>statement for<br>this property.<br> Reviewer<br>Comment<br>(2025-12-01):<br>EXCEPTION<br>HISTORY —<br>Exception<br>Explanation<br>was updated<br>on [redated]<br>PRIOR<br>Exception<br>Explanation:<br>Insurance<br>Verification,<br>Statement,<br>Tax<br>Verification<br> Buyer<br>Comment<br>(2025-11-26):<br>HOA, HOI<br>and taxes<br> Reviewer<br>Comment<br>(2025-11-19):<br>EXCEPTION<br>HISTORY —<br>Exception<br>Explanation<br>was updated<br>on [redated]<br>PRIOR<br>Exception<br>Explanation:<br>Insurance<br>Verification,<br>Tax<br>Verification | 12/18/2025 |  |  | 1 C A |  | OR | Investment | Purchase | C A | N/A | N/A | No |
| 224420076 | [Redacted] | [Redacted] |  | 34984605 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | Mortgage Statement, HOA, Tax and Insurance verification document is missing<br>in the file. |  |  |  | Reviewer<br>Comment<br>(2025-12-23):<br>Received<br>HOA<br>Verification.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-12-19):<br>HOA<br> Reviewer<br>Comment<br>(2025-12-18):<br>Require HOA<br>document to<br>verify<br>$[redated]<br>amount<br>reflecting in<br>final<br>[redated].<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-12-16):<br>Mtg<br>statement,<br>escrowed<br> Reviewer<br>Comment<br>(2025-12-01):<br>File remains<br>missing<br>insurance, tax<br>verification<br>and current<br>mortgage<br>statement for<br>this REO.<br> Reviewer<br>Comment<br>(2025-12-01):<br>EXCEPTION<br>HISTORY —<br>Exception<br>Detail was<br>updated on<br>[redated]<br>PRIOR<br>Exception<br>Detail:<br>Address:<br>[redated],<br>Address:<br>[redated]<br> Reviewer<br>Comment<br>(2025-12-01):<br>EXCEPTION<br>HISTORY —<br>Exception<br>Explanation<br>was updated<br>on [redated]<br>PRIOR<br>Exception<br>Explanation:<br>HOA<br>Verification<br> Insurance<br>Verification,<br>Statement,<br>Tax<br>Verification<br> Buyer<br>Comment<br>(2025-11-26):<br>mtg statement<br>escrowed and<br>HOA | 12/23/2025 |  |  | 1 C A |  | OR | Investment | Purchase | C A | N/A | N/A | No |
| 224420076 | [Redacted] | [Redacted] |  | 34984608 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | Mortgage Statement is missing in the file. |  |  |  | Reviewer<br>Comment<br>(2025-12-01):<br>Received<br>required REO<br>documentation.<br> ClearedBuyer<br>Comment<br>(2025-11-26):<br>mtg statement<br> Buyer<br>Comment<br>(2025-11-26):<br>statement | 12/01/2025 |  |  | 1 C A |  | OR | Investment | Purchase | C A | N/A | N/A | No |
| 224420076 | [Redacted] | [Redacted] |  | 35126253 |  | Credit | Guideline | Guideline<br>Issue | Guideline | Loan does<br>not meet<br>guideline<br>requirements<br>regarding<br>DTI<br>variance. |  | Discrepancy is due to differences in REO expenses. Additional REO<br>documentation remains missing. |  |  |  | Reviewer<br>Comment<br>(2025-12-18):<br>Details<br>corrected for<br>reo properties<br>now DTI is<br>matching with<br>Bid Tape<br>field.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-12-16):<br>Please<br>confirm the<br>[redated]<br>PITIA,<br>mortgage<br>statement<br>reflected<br>[redated] as<br>the monthly<br>payment and<br>escrowed.<br>The [redated]l<br>mortgage<br>statement<br>reflected a<br>payment of<br>$[redated] and<br>was<br>escrowed.<br>The<br>[redacted][redated]<br>first payment<br>reflected<br>$[redated] and<br>was escrowed<br>with rental<br>income of<br>$[redated].<br>Thank you. | 12/18/2025 |  |  | 1 A |  | OR | Investment | Purchase | C A | N/A | N/A | No |
| 224421289 | [Redacted] | [Redacted] |  | 34983953 |  | Credit | Title | Document<br>Error | Title | The<br>Preliminary<br>title policy is<br>within<br>[redacted] or<br>[redacted]<br>and does not<br>reflect a<br>coverage<br>amount (no<br>final title<br>policy in<br>file). Unable<br>to determine<br>if appropriate<br>coverage is<br>provided. |  | Coverage amount not provided on preliminary title. |  |  |  | Reviewer<br>Comment<br>(2025-12-02):<br>Received<br>Final Title<br>Policy with<br>coverage<br>amount<br>$[redated].<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-12-01):<br>Title<br>Insurance<br>Policy | 12/02/2025 |  |  | 1 B A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224421289 | [Redacted] | [Redacted] |  | 34983954 |  | Credit | Legal /<br>Regulatory /<br>Compliance | Title / Lien<br>Defect | Title | Title Policy<br>is<br>Preliminary<br>or<br>Commitment,<br>and not a<br>Final Title<br>Policy. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-12-02):<br>Received<br>Final Title<br>Policy with<br>coverage<br>amount<br>$[redated].<br>Exception<br>cleared. | 12/02/2025 |  |  | 1 A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224421289 | [Redacted] | [Redacted] |  | 34983957 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  | E-sign Consent Agreement is missing in file. |  |  |  | Reviewer<br>Comment<br>(2025-12-02):<br>Received E-<br>sign Consent<br>Agreement.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-12-01):<br>EConsent | 12/02/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224424910 | [Redacted] | [Redacted] |  | 34995327 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redated]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Fee. Fee<br>Amount of $[redacted]<br>exceeds<br>tolerance of $[redacted]. $[redacted]<br>over legal<br>limit.<br>Insufficient<br>or no cure<br>was provided<br>to the<br>borrower. | Appraisal Fee was last disclosed as $[redacted] on loan estimate but disclosed<br>as $[redacted] on Final Closing Disclosure without a valid change of<br>circumstance. No cure was provided to the borrower. |  |  |  | Reviewer<br>Comment<br>(2025-12-26):<br>[redated]<br>received<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br> CD.Buyer<br>Comment<br>(2025-12-24):<br>PCCD, LOX,<br>Check and<br>shipping label |  | 12/26/2025 |  | 2 C B |  | CA | Primary | Refinance<br>— Cash-<br>out —<br>Other | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224424910 | [Redacted] | [Redacted] |  | 35008567 |  | Compliance | Compliance | Federal<br>Compliance | TILA Right-<br>to-Cancel<br>Missing,<br>Incorrect,<br>Incomplete<br>and/or<br>provided on<br>the wrong<br>form | TILA —<br>Incorrect<br>Right To<br>Cancel Form<br>Used — H-8<br>Used on<br>Same Lender<br>Refinance<br>(Circuit 2, 5,<br>7, 8, 9, 10 or<br>DC) | Truth in<br>Lending Act:<br>Notice of<br>Right to<br>Cancel was<br>not executed<br>on the proper<br>Model Form<br>for a<br>refinancing<br>by the same<br>creditor. The<br>H- [redacted]<br>form was<br>used, the H-<br>[redacted]<br>form should<br>have been<br>used. | Loan transaction paid off a lender to lender mortgage. The H8 RTC form was<br>used, however the H9 RTC form should have been used. Please provide the<br>corrected RTC with a new rescission period (does not need to be signed), letter<br>to borrower explaining the issue and the mailing label. Borrower must receive<br>the Corrected package at least 3 business days prior to the new expiration date<br>on the corrected RTC. |  |  |  | Reviewer<br>Comment<br>(2026-01-07):<br>Received<br>required<br>documentation.<br>Condition<br> cleared.Buyer<br>Comment<br>(2026-01-07):<br>Please clear.<br> Reviewer<br>Comment<br>(2025-12-05):<br>Received<br>corrected<br>RTC, letter to<br>borrower and<br>evidence of<br>receipt. The<br>new<br>rescission<br>period expires<br>midnight of<br>[redated].<br>Once new<br>rescission<br>period<br>expires, the<br>exception can<br>be cleared.<br> Buyer<br>Comment<br>(2025-12-03):<br>Uploaded<br>please find<br>resolution<br>docs re: RTC | 01/07/2026 |  |  | 1 B A |  | CA | Primary | Refinance<br>— Cash-<br>out —<br>Other | TILA ROR<br>— Provide<br>the<br>following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>and Re-open<br>Rescission<br>using the<br>correct<br>model form C B | Non<br>QM | Non<br>QM | Yes |
| 224424913 | [Redacted] | [Redacted] |  | 35001101 |  | Credit | Title | General | Title | Title Policy<br>Coverage is<br>less than<br>Original<br>Loan<br>Amount. |  | Title Policy Amount of $[redacted] is less than the note amount of $[redacted]<br>based on the Commitment in file. |  |  |  | Reviewer<br>Comment<br>(2025-12-02):<br>received<br>updated title<br> commitment.Buyer<br>Comment<br>(2025-11-28):<br>title<br>commitment | 12/02/2025 |  |  | 1 B A |  | WY | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224424913 | [Redacted] | [Redacted] |  | 35001117 |  | Credit | Hazard<br>Insurance | Insufficient<br>Coverage | Hazard<br>Insurance | The Hazard<br>Insurance<br>Policy<br>Effective<br>Date is after<br>closing. | Hazard<br>Insurance<br>Policy<br>Effective<br>Date ___,<br>Disbursement<br>Date: ___ | Hazard Insurance Policy Effective Date [redacted], Disbursement Date:<br>[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-12-02):<br>Policy<br>effective date<br>is before<br>disbursement<br> date.Buyer<br>Comment<br>(2025-11-28):<br>this is a<br>purchase,<br>there is no<br>prior policy<br> Reviewer<br>Comment<br>(2025-11-28):<br>Required<br>Prior Hazard<br>Insurance<br>Policy<br>required to<br>clear this<br>exception.<br>Exception<br>remains<br> Buyer<br>Comment<br>(2025-11-26):<br>The policy<br>effective date<br>is prior to<br>disbursement. | 12/02/2025 |  |  | 1 C A |  | WY | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224424913 | [Redacted] | [Redacted] |  | 35001140 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | Tax document is missing for property located at [redacted] [redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-11-28):<br>Tax certificate<br>received and<br>verified.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-26):<br>tax cert | 11/28/2025 |  |  | 1 C A |  | WY | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224424913 | [Redacted] | [Redacted] |  | 35001149 |  | Credit | Guideline | Guideline<br>Issue | Guideline | Loan does<br>not meet<br>guideline<br>requirements<br>regarding<br>DTI<br>variance. |  | DTI variance. Lenders DTI: [redacted]%. Review DTI: [redacted]%. Variance<br>due to missing tax verification for investment property at Foothills Blvd. |  |  |  | Reviewer<br>Comment<br>(2025-11-28):<br>Child support<br>liabilities<br>added as per<br>final 1003 and<br>DTI matched.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-26):<br>tax cert has<br>been<br>submitted | 11/28/2025 |  |  | 1 C A |  | WY | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224424913 | [Redacted] | [Redacted] |  | 35001178 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match —<br>ATR Risk | Ability to<br>Repay (<br>[redacted]<br>[redacted]):<br>Originator<br>Loan<br>Designation<br>of Non QM<br>does not<br>match Due<br>Diligence<br>Loan<br>Designation<br>of ATR Risk. | ATR risk due to final CD disclosing an inaccurate APR of [redacted]%<br>compared to the actual APR at consummation of [redacted]%. |  |  |  | Reviewer<br>Comment<br>(2025-11-28):<br>Child support<br>liabilities<br>added as per<br>final 1003 and<br>DTI matched.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-26):<br>PC Cert | 11/28/2025 |  |  | 1 B A C |  | WY | Primary | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>Loan<br>Designation C | Non<br>QM | Non<br>QM | Yes |
| 224424913 | [Redacted] | [Redacted] |  | 35001179 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Investor<br>Guidelines | Ability to<br>Repay (<br>[redacted]<br>[redacted]):<br>Based on the<br>loan failing<br>one or more<br>guideline<br>components,<br>the loan is at<br>ATR risk. | ATR risk due to final CD disclosing an inaccurate APR of [redacted]%<br>compared to the actual APR at consummation of [redacted]%. |  |  |  | Reviewer<br>Comment<br>(2025-11-28):<br>Child support<br>liabilities<br>added as per<br>final 1003 and<br>DTI matched.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-26):<br>PC Cert<br>submitted | 11/28/2025 |  |  | 1 C A |  | WY | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224424913 | [Redacted] | [Redacted] |  | 35116232 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | Source documents missing for $[redacted] for the REO property. |  |  |  | Reviewer<br>Comment<br>(2025-12-02):<br>Received<br>updated Form<br>[redated] and<br>[redated].<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-12-01):<br>corrected<br>[redated] &<br>[redated] -<br> Taxes are<br>$[redated]<br>annual /<br>[redated] =<br>$[redated]<br> Insurance<br>$[redated]/<br>[redated] =<br>$[redated]<br> Total<br>$[redated]<br> Buyer<br>Comment<br>(2025-12-01):<br>corrected<br>1003 & 1008<br>-<br> Taxes are<br>$[redated]<br>annual /<br>[redated] =<br>$[redated]<br> Insurance<br>$[redated] /<br>[redated] =<br>$[redated]<br> Total $97.9 | 12/02/2025 |  |  | 1 A |  | WY | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor<br>Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224424915 | [Redacted] | [Redacted] |  | 34995556 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>Account<br>Statements —<br>Personal not<br>provided |  | [redacted] mo. consecutive bank statements not provided.<br>Missing bank statement for April [redacted] supporting bank<br>statement income used to qualify. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-26):<br>Received<br>March<br>[redated]th<br>to<br>[redated]nd<br>[redated]<br>month<br>bank<br>statement<br>for

#[redated].<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-23):<br>[redacted]<br>acct<br>[redated]<br>[redated]<br>—<br>[redated]<br> [redacted]<br>acct<br>[redated]<br>[redated]<br>—<br>[redated]<br> Buyer<br>Comment<br>(2025-<br>12-23):<br>[redacted]<br>acct<br>[redated]<br>[redated]<br>—<br>[redated];<br> [redacted]<br>acct[redated]<br>[redated]<br>—<br>[redated] | 12/26/2025 |  |  | 1 C A |  | OH | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224424915 | [Redacted] | [Redacted] |  | 34995561 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income Docs<br>Missing: |  | [redacted] mo. consecutive bank statements not provided.<br>Missing bank statement for [redacted] supporting bank<br>statement income used to qualify. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-26):<br>Received<br>March[redated]th<br>to April<br>[redated]nd<br>[redated]<br>month<br>bank<br>statement<br>for

#[redated].<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-23):<br>Statements<br>uploaded<br>to<br>original<br>condition | 12/26/2025 |  |  | 1 C A |  | OH | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224424915 | [Redacted] | [Redacted] |  | 34996084 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match —<br>ATR Risk | Ability to<br>Repay (<br>[redacted]):<br>Originator<br>Loan<br>Designation<br>of Non QM<br>does not<br>match Due<br>Diligence<br>Loan<br>Designation<br>of ATR Risk. | Waterfall finding due to missing bank statement for [redacted]<br>supporting bank statement income used to qualify, resulting in a<br>loan designation discrepancy. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-26):<br>Received<br>March<br>[redated]th<br>to<br>[redated][redated]nd<br>[redated]month<br>bank<br>statement<br>for

#[redated].<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-23):<br>Statements<br>uploaded<br>to prior<br>condition | 12/26/2025 |  |  | 1 B A C |  | OH | Primary | Purchase | Lender to<br>provide<br>updated ATR/<br>QM Loan<br>Designation C | Non<br>QM | Non<br>QM | Yes |
| 224424915 | [Redacted] | [Redacted] |  | 34996085 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Investor<br>Guidelines | Ability to<br>Repay (<br>[redacted]):<br>Based on the<br>loan failing<br>one or more<br>guideline<br>components,<br>the loan is at<br>ATR risk. | Waterfall finding due to missing bank statement for [redacted]<br>supporting bank statement income used to qualify. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-26):<br>Received<br>March<br>[redated]th<br>to<br>[redated][redated]nd<br>[redated]<br>month<br>bank<br>statement<br>for

#[redated].<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-23):<br>Statements<br>uploaded<br>to prior<br>condition | 12/26/2025 |  |  | 1 C A |  | OH | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224424915 | [Redacted] | [Redacted] |  | 35016143 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income<br>documentation<br>requirements<br>not met. |  | [redacted] mo. consecutive bank statements not provided.<br>Missing bank statement for [redacted] supporting bank<br>statement income used to qualify. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-26):<br>Received<br>March<br>[redated]th<br>to April<br>22nd<br>2025<br>month<br>bank<br>statement<br>for

#[redated].<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-23):<br>Statements<br>uploaded<br>to prior<br>condition | 12/26/2025 |  |  | 1 C A |  | OH | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224424915 | [Redacted] | [Redacted] |  | 35016167 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency —<br>ATR Impact | Ability to<br>Repay (<br>[redacted]):<br>There are<br>guideline<br>deficiencies<br>related to<br>income and/<br>or asset doc<br>requirements<br>which could<br>result in a<br>risk to the<br>borrower's<br>ability to<br>repay.<br>(Exception is<br>eligible to be<br>regraded with<br>compensating<br>factors.) | Waterfall finding due to missing bank statement for [redacted]<br>supporting bank statement income used to qualify. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-26):<br>Received<br>March<br>[redated]th<br>to<br>[redated]nd<br>[redated]<br>month<br>bank<br>statement<br>for

#[redated].<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-23):<br>Statements<br>uploaded<br>to prior<br>condition | 12/26/2025 |  |  | 1 C A |  | OH | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224424917 | [Redacted] | [Redacted] |  | 34985859 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception for rurally designated properties. Rural<br>investment property is not eligible on investor cash flow/<br>[redacted] program. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines<br> by at least [redacted] months.Borrowers made a down payment from their own<br>funds on this purchase transaction of at least<br>[redacted]% and $[redacted]<br> The Debt Service Coverage Ratio ([redacted]) is<br>greater than the guideline requirement by . [redacted]<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Borrower's monthly reserves have<br>been verified and exceed the<br>amount required based on the<br>guidelines by at least [redacted]<br> months.Borrowers made a down payment<br>from their own funds on this<br>purchase transaction of at least<br>[redacted]% and $[redacted]<br> The Debt Service Coverage Ratio<br>([redacted]) is greater than the<br>guideline requirement by .<br>[redacted]<br> The representative FICO score<br>exceeds the guideline minimum by<br>at least [redacted] points. | Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-19):<br>Lender<br>Exception<br>with<br>Compensating<br>Factors<br>provided. |  |  | 11/19/2025 | 2 B |  | CA | Investment | Purchase | C B A |  | N/A | No |
| 224424917 | [Redacted] | [Redacted] |  | 34985875 |  | Credit | Guideline | Guideline<br>Issue | Guideline | Variance<br>between<br>diligence<br>[redacted] and<br>bid tape<br>[redacted]<br>does not meet<br>[redacted]<br>requirements.<br>Variance is<br>more than<br>[redated]. | Diligence<br>[redacted]:<br> ___;Bid Tape<br>[redacted]:<br>___. | [redacted] discrepancy is due to the lender using lower market<br>rent. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-19):<br>Received<br>[redacted]<br>Worksheet<br>reflecting<br>lender<br>changes.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-17):<br>[redacted]<br>calc<br> Reviewer<br>Comment<br>(2025-<br>12-09):<br>File will<br>required<br>a new<br>[redacted]<br>worksheet<br>reflecting<br>lenders<br>changes.<br>In<br>addition,<br>the bid<br>tape is<br>also an<br>issue<br>here. Bid<br>tape<br>provided<br>by lender<br>is at 1.68.<br> Buyer<br>Comment<br>(2025-<br>12-05):<br>Hello,<br>rental<br>amount<br>has been<br>updated<br>in<br>encompass<br>to<br>$[redated]<br>to match<br>the<br>appraisal<br>and<br>[redated]. | 12/19/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C B A |  | N/A | No |
| 224424917 | [Redacted] | [Redacted] |  | 35021164 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception for rural LTV above [redacted]%. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines<br> by at least [redacted] months.Borrowers made a down payment from their own<br>funds on this purchase transaction of at least<br>[redacted]% and $[redacted]<br> The Debt Service Coverage Ratio ([redacted]) is<br>greater than the guideline requirement by . [redacted]<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Borrower's monthly reserves have<br>been verified and exceed the<br>amount required based on the<br>guidelines by at least [redacted]<br> months.Borrowers made a down payment<br>from their own funds on this<br>purchase transaction of at least<br>[redacted]% and $[redacted]<br> The Debt Service Coverage Ratio<br>([redacted]) is greater than the<br>guideline requirement by .<br>[redacted]<br> The representative FICO score<br>exceeds the guideline minimum by<br>at least [redacted] points. | Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-19):<br>Lender<br>Exception<br>with<br>Compensating<br>Factors<br>provided. |  |  | 11/19/2025 | 2 B |  | CA | Investment | Purchase | C B A |  | N/A | No |
| 224425244 | [Redacted] | [Redacted] |  | 35001047 |  | Credit | Insurance | Insurance<br>Analysis | Insurance | Insufficient<br>Coverage:<br>Hazard<br>insurance<br>coverage<br>amount is<br>insufficient. |  | Hazard insurance coverage amount is insufficient by $[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-28):<br>email<br>from the<br>insurance<br>company<br>stating<br>[redated]%<br>replacement<br>cost<br> available.Buyer<br>Comment<br>(2025-<br>11-25):<br>PC Cert | 11/28/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224425244 | [Redacted] | [Redacted] |  | 35001097 |  | Credit | Guideline | Guideline<br>Issue | Guideline | Loan does not<br>meet guideline<br>requirements<br>regarding DTI<br>variance. | Diligence<br>Investor<br>Qualifying<br>Total Debt<br> Ratio: ___;Bid Tape<br>Investor<br>Qualifying<br>Total Debt<br>Ratio: ___. | DTI discrepancy due to lender using higher other monthly<br>obligation with no evident source. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-28):<br>Received<br>[Redacted]application<br>and<br>[Redacted]document<br>received<br>and<br>verified.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-26):<br>PC Cert,<br>corrected<br>1003 &<br>1008 | 11/28/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224425244 | [Redacted] | [Redacted] |  | 35001104 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender requested exception for — Max LTV for FTHB who<br>cannot document a [redacted]-month housing history is capped<br> at [redacted]%, borrower is requesting [redacted]%.Unable to waive and downgrade due to LTV not being met.<br>Review reflects [redacted]% LTV and max ltv on lender<br>exception is [redacted]%. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-03):<br>Cleared.<br>Received<br>PC pert<br>confiming<br>exception<br>was no<br>longer<br> required.Buyer<br>Comment<br>(2025-<br>12-03):<br>PC Cert | 12/03/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224425244 | [Redacted] | [Redacted] |  | 35001124 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match —<br>ATR Risk | Ability to<br>Repay (<br>[redacted]):<br>Originator<br>Loan<br>Designation<br>of Non QM<br>does not<br>match Due<br>Diligence<br>Loan<br>Designation<br>of ATR Risk. | Waterfall due to DTI discrepancy. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-28):<br>Received<br>[Redacted]application<br>and<br>[Redacted]document<br>received<br>and<br>verified.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-26):<br>Please<br>see<br>updated<br>1003 &<br>1008 | 11/28/2025 |  |  | 1 B A C |  | FL | Primary | Purchase | Lender to<br>provide<br>updated ATR/<br>QM Loan<br>Designation C | Non<br>QM | Non<br>QM | Yes |
| 224425244 | [Redacted] | [Redacted] |  | 35001125 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Investor<br>Guidelines | Ability to<br>Repay (<br>[redacted]):<br>Based on the<br>loan failing<br>one or more<br>guideline<br>components,<br>the loan is at<br>ATR risk. | Waterfall due to DTI discrepancy. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-28):<br>Received<br>[Redacted]<br>application<br>and<br>[Redacted]document<br>received<br>and<br>verified.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-26):<br>Please<br>see<br>updated<br>1003 &<br>1008 | 11/28/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224425244 | [Redacted] | [Redacted] |  | 35010695 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | File is missing the insurance verification and current mortgage<br>statement for this property. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-28):<br>Document<br>received<br>and<br>verified.<br>Exception<br> clearedBuyer<br>Comment<br>(2025-<br>11-26):<br>Please<br>see PC<br>cert +<br>updated<br>1003 &<br>1008<br> Buyer<br>Comment<br>(2025-<br>11-26):<br>PC Cert,<br>corrected<br>1003 &<br>1008 | 11/28/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224425259 | [Redacted] | [Redacted] |  | 35011848 |  | Credit | Credit | Credit<br>Documentation | Guideline | Missing<br>Document:<br>Verification of<br>Rent (VOR) /<br>Verification of<br>Mortgage<br>(VOM) not<br>provided |  | File is missing the most recent [redacted] month pay history for<br>the mortgage on the subject property. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-28):<br>Previous<br>mortgage<br>was not<br>in<br>borrowers<br>name,<br>verified<br>from<br>mortgage<br>statement.<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-25):<br>Borrower<br>isnt on<br>the<br>Freedom<br>Loan<br>being<br>paid off<br>so we<br>shouldnt<br>need | 11/28/2025 |  |  | 1 C A |  | MT | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A | N/A | N/A | No |
| 224426811 | [Redacted] | [Redacted] |  | 35002148 |  | Credit | Title | General | Title | Title Policy<br>Coverage is<br>less than<br>Original Loan<br>Amount. |  | The Title Policy Amount of $[redacted] is less than the note<br>amount of $[redacted]. Provide a copy of the final title policy<br>or an addendum to the preliminary report verifying title<br>insurance of at least the loan amount. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-02):<br>Received<br>final title<br>policy.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-01):<br>Title | 12/02/2025 |  |  | 1 B A |  | AZ | Investment | Refinance<br>— Rate/<br>Term | D A |  | N/A | No |
| 224426811 | [Redacted] | [Redacted] |  | 35002149 |  | Credit | Legal /<br>Regulatory /<br>Compliance | Title / Lien<br>Defect | Title | Title Policy is<br>Preliminary or<br>Commitment,<br>and not a<br>Final Title<br>Policy. |  | File is missing a copy of the Final Title Policy. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-02):<br>Received<br>final title<br>policy.<br>Exception<br>cleared. | 12/02/2025 |  |  | 1 A |  | AZ | Investment | Refinance<br>— Rate/<br>Term | D A |  | N/A | No |
| 224426811 | [Redacted] | [Redacted] |  | 35002158 |  | Credit | Investment<br>Product | General<br>Exception | Investment<br>Product | Security<br>Instrument<br>Error:<br>Assignment of<br>Leases/Rents<br>is not in the<br>file and<br>required by<br>guidelines |  | Require Assignment of Lease/Rents signed and dated at the<br>time of closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-02):<br>Received<br>Assignment<br>of Lease/<br>Rents.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-01):<br>Recorded<br>DOT<br> Reviewer<br>Comment<br>(2025-<br>12-01):<br>The note<br>is dated<br>[Redacted].<br>The<br>security<br>instrument<br>provided<br>and rider<br>are dated<br>[Redacted]<br>The<br>correct<br>document<br>would be<br>required<br>along<br>with the<br>rider.<br> Buyer<br>Comment<br>(2025-<br>11-26):<br>See<br>[Redacted],<br>page<br>[Redacted] | 12/02/2025 |  |  | 1 C A |  | AZ | Investment | Refinance<br>— Rate/<br>Term | D A |  | N/A | No |
| 224426811 | [Redacted] | [Redacted] |  | 35002170 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Assignment of<br>Leases/Rents<br>not provided |  | Require Assignment of Leases/Rents signed and dated at the<br>time of closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-02):<br>Received<br>Assignment<br>of Lease/<br>Rents.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>11-26):<br>See<br>[Redacted],<br>page<br>[Redacted] | 12/02/2025 |  |  | 1 C A |  | AZ | Investment | Refinance<br>— Rate/<br>Term | D A |  | N/A | No |
| 224426811 | [Redacted] | [Redacted] |  | 35002173 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>HUD/CD not<br>provided |  | Missing executed HUD in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-02):<br>Received<br>Final<br>HUD.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-01):<br>FSS | 12/02/2025 |  |  | 1 C A |  | AZ | Investment | Refinance<br>— Rate/<br>Term | D A |  | N/A | No |
| 224426811 | [Redacted] | [Redacted] |  | 35002182 |  | Credit | Loan Package<br>Documentation | Closing / Title | Loan Package<br>Documentation | Missing<br>Document:<br>Rider —<br>[redated]<br>Family not<br>provided |  | Require 1-4 family rider signed and dated at the time of closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-02):<br>Received<br>Rider —<br>[Redacted]<br>Family.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-01):<br>Recorded<br>DOT<br> Reviewer<br>Comment<br>(2025-<br>12-01):<br>The note<br>is dated<br>[Redacted].<br>The<br>security<br>instrument<br>provided<br>and rider<br>are dated<br>[Redacted].<br>The<br>correct<br>document<br>would be<br>required<br>along<br>with the<br>rider.<br> Buyer<br>Comment<br>(2025-<br>11-26):<br>See<br>[Redacted],<br>page<br>[Redacted]for<br>the rider | 12/02/2025 |  |  | 1 C A |  | AZ | Investment | Refinance<br>— Rate/<br>Term | D A |  | N/A | No |
| 224426811 | [Redacted] | [Redacted] |  | 35002184 |  | Credit | Loan Package<br>Documentation | Closing / Title | Missing<br>Document | Missing<br>Document:<br>Security<br>Instrument —<br>Subject Lien<br>not provided |  | Missing Security Instrument in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-02):<br>Received<br>Security<br>Instrument.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-01):<br>DOT<br> Reviewer<br>Comment<br>(2025-<br>12-01):<br>The note<br>is dated<br>[Redacted].<br>The<br>security<br>instrument<br>provided<br>and rider<br>are dated<br>[Redacted].<br>The<br>correct<br>document<br>would be<br>required<br>along<br>with the<br>rider.<br> Buyer<br>Comment<br>(2025-<br>11-26):<br>Security<br>instrument<br>is in<br>[Redacted],<br>page<br>[Redacted] | 12/02/2025 |  |  | 1 D A |  | AZ | Investment | Refinance<br>— Rate/<br>Term | D A |  | N/A | No |
| 224426915 | [Redacted] | [Redacted] |  | 35000605 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Articles of<br>Organization/<br>Formation not<br>provided |  | Articles of Organization/Formation not provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Received<br>Articles<br>of<br>Organization/Formation.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-08):<br>articles<br>of<br>organization<br> Reviewer<br>Comment<br>(2025-<br>12-02):<br>Provide<br>complete<br>pages of<br>Articles<br>of<br>organization.<br>The<br>available<br>is a snip<br>of<br>business<br>entity<br>listing<br>from<br>website.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>11-28):<br>PC Cert | 12/10/2025 |  |  | 1 C A |  | GA | Investment | Purchase | C A |  | N/A | No |
| 224426920 | [Redacted] | [Redacted] |  | 35002801 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | HOA document missing in loan file for property located at<br>[redacted] Drive. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-02):<br>HOA<br>verification<br>document<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-01):<br>HOA<br>dues | 12/02/2025 |  |  | 1 C A |  | TX | Primary | Refinance<br>— Cash-<br>out —<br>Other | C B A | Non<br>QM | Non<br>QM | No |
| 224426920 | [Redacted] | [Redacted] |  | 35003242 |  | Compliance | Compliance | Federal<br>Compliance | Federal HPML | Federal<br>HPML<br>[redated] Non<br>Compliant | Federal<br>Higher-Priced<br>Mortgage<br>Loan: APR<br>on subject<br>loan of<br>[redacted]%<br>or Final<br>Disclosure<br>APR of<br>[redacted]%<br>is equal to or<br>greater than<br>the threshold<br>of APOR<br>[redacted]%<br>+<br>[redacted]%,<br>or<br>[redacted]%.<br>Non-<br>Compliant<br>Higher Priced<br>Mortgage<br>Loan. | APR on subject loan of [redacted]% or Final Disclosure APR of<br>[redacted]% is equal to or greater than the threshold of APOR<br>[redacted]% + [redacted]%, or [redacted]%. Non-Compliant<br>Higher Priced Mortgage Loan. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-01):<br>Received<br>proof of<br>appraisal<br>receipt. | 12/01/2025 |  |  | 1 C A |  | TX | Primary | Refinance<br>— Cash-<br>out —<br>Other | C B A | Non<br>QM | Non<br>QM | No |
| 224426920 | [Redacted] | [Redacted] |  | 35003293 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redated]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Review Fee.<br>Fee Amount<br>of $[redacted]<br>exceeds<br>tolerance of $[redacted]. $[redacted]<br>over legal<br>limit.<br>Insufficient<br>or no cure<br>was provided<br>to the<br>borrower. | Appraisal Review Fee was not disclosed on initial LE. and as $[redacted] on Final Closing Disclosure. File does not contain a<br>Valid change of circumstance for this fee and the cure of $[redacted] provided at closing was not sufficient to cure all<br>tolerance issues. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-18):<br>[redacted]<br>received<br>PCCD,<br>LOE,<br>proof of<br>mailing<br>& copy<br>of refund<br> check.Buyer<br>Comment<br>(2025-<br>12-17):<br>PCCD<br>with cure |  | 12/18/2025 |  | 2 C B |  | TX | Primary | Refinance<br>— Cash-<br>out —<br>Other | Fee Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund Check,<br>and Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224426920 | [Redacted] | [Redacted] |  | 35003294 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redated]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of $[redacted]<br>exceeds<br>tolerance of $[redacted]. $[redacted]<br>over legal<br>limit.<br>Insufficient<br>or no cure<br>was provided<br>to the<br>borrower. | Credit Report Fee was last disclosed as $[redacted] on the<br>initial CD but then as $[redacted] on Final Closing Disclosure.<br>File does not contain a Valid change of circumstance for this fee<br>and the cure of $[redacted]provided at closing was not<br>sufficient to cure all tolerance issues. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-28):<br>Sufficient<br>cure<br>provided.<br>Full cure<br>amount<br>for<br>tolerance<br>violation<br>was<br>provided<br>at or<br>before<br>closing<br>(on final<br>CD)<br>resulting<br>in a<br>cleared<br> exception.Buyer<br>Comment<br>(2025-<br>11-26):<br>See<br>consummation<br>CD,<br>bottom of<br>page<br>[Redacted]for<br>credit to<br>borrower<br>.<br>[Redacted],<br>page<br>[Redacted] | 11/28/2025 |  |  | 1 C A |  | TX | Primary | Refinance<br>— Cash-<br>out —<br>Other | Fee Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund Check,<br>and Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224426920 | [Redacted] | [Redacted] |  | 35003297 |  | Compliance | Compliance | Federal<br>Compliance | Federal HPML | (Fed HPML<br>Provision)<br>Federal<br>Higher-Priced<br>Mortgage<br>Loan (Timing<br>of Appraisal<br>to Consumer) | TILA HPML<br>Appraisal<br>Rule (<br>[redacted]):<br>Creditor did<br>not provide a<br>copy of each<br>valuation to<br>applicant<br>[redacted]<br>business days<br>prior to<br>consummation. | Appraisal report dated [redacted] missing evidence of receipt |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-01):<br>Received<br>proof of<br>appraisal<br> receipt.Buyer<br>Comment<br>(2025-<br>11-26):<br>Appraisal<br>received,<br>see<br>borrower<br>signature<br>on top<br>left | 12/01/2025 |  |  | 1 C A |  | TX | Primary | Refinance<br>— Cash-<br>out —<br>Other | C B A | Non<br>QM | Non<br>QM | No |
| 224426920 | [Redacted] | [Redacted] |  | 35003299 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Initial<br>Loan Estimate<br>Timing<br>Electronically<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>Loan<br>Estimate not<br>delivered or<br>placed in the<br>mail to<br>Borrower(s)<br>within<br>[redacted]<br>business days<br>of<br>application. | Initial LE provided on [redacted] and application date is shown<br>as [redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-28):<br>[redacted]<br>received<br>initial<br> LE.Buyer<br>Comment<br>(2025-<br>11-26):<br>Disc<br>tracking | 11/28/2025 |  |  | 1 C A |  | TX | Primary | Refinance<br>— Cash-<br>out —<br>Other | C B A | Non<br>QM | Non<br>QM | No |
| 224426920 | [Redacted] | [Redacted] |  | 35003304 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Final<br>Closing<br>Disclosure<br>Amount<br>Financed Test | TILA-<br>RESPA<br>Integrated<br>Disclosure —<br>Loan<br>Calculations:<br>Final Closing<br>Disclosure<br>provided on<br>[redacted]<br>disclosed an<br>Amount<br>Financed<br>disclosed an<br>inaccurate<br>Amount<br>Financed.<br>The disclosed<br>Amount<br>Financed in<br>the amount of<br>$[redacted]<br>is over<br>disclosed by<br>$[redacted]<br>compared to<br>the calculated<br>Amount<br>Financed of $[redacted]<br>and the<br>disclosed<br>Finance<br>Charge is not<br>accurate<br>within<br>applicable<br>tolerances for<br>Amount<br>Financed to<br>be considered<br>accurate (fee<br>amounts<br>included in<br>Amount<br>Financed and<br>Finance<br>Charge<br>calculations<br>are based on<br>Closing<br>Disclosure<br>dated<br>[redacted]). | Amount financed shown as $[redacted] vs actual amount of $[redacted]. Variance of $[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-02):<br>[redacted]<br>received<br> LOABuyer<br>Comment<br>(2025-<br>12-01):<br>Please<br>remove<br>Title-Tax<br>Certification<br>Fee from<br>testing as<br>its a one<br>time only<br>fee | 12/02/2025 |  |  | 1 C A |  | TX | Primary | Refinance<br>— Cash-<br>out —<br>Other | TILA Material<br>Disclosure<br>Cure —<br>Provide the<br>following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Corrected CD,<br>and Re-open<br>Rescission<br>(required on<br>rescindable<br>transactions) B | Non<br>QM | Non<br>QM | Yes |
| 224426920 | [Redacted] | [Redacted] |  | 35003305 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Final<br>Closing<br>Disclosure<br>Finance<br>Charge | TILA-<br>RESPA<br>Integrated<br>Disclosure —<br>Loan<br>Calculations:<br>Final Closing<br>Disclosure<br>provided on<br>[redacted]<br>disclosed an<br>inaccurate<br>Finance<br>Charge on<br>page<br>[redacted]<br>that does not<br>match the<br>actual<br>Finance<br>Charge for<br>the loan. The<br>disclosed<br>Finance<br>Charge in the<br>amount of $[redacted] is<br>under<br>disclosed by<br>$[redacted]<br>compared to<br>the calculated<br>Finance<br>Charge of $[redacted]<br>which<br>exceeds the $[redacted]<br>threshold (fee<br>amounts<br>included in<br>Finance<br>Charge<br>calculation<br>are based on<br>Closing<br>Disclosure<br>dated<br>[redacted]). | Finance Charge disclosed is $[redacted]. Calculated finance<br>charge is $[redacted]. Variance of -$[redacted] Variance<br>appears to be fee related. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-02):<br>[redacted]<br>received<br> LOABuyer<br>Comment<br>(2025-<br>12-01):<br>Please<br>remove<br>Title-Tax<br>Certification<br>Fee from<br>testing as<br>its a one<br>time only<br>fee | 12/02/2025 |  |  | 1 C A |  | TX | Primary | Refinance<br>— Cash-<br>out —<br>Other | TILA Material<br>Disclosure<br>Cure —<br>Provide the<br>following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Refund check<br>for<br>underdisclosed<br>amount,<br>Corrected CD,<br>and Re-open<br>Rescission<br>(required on<br>rescindable<br>transactions) B | Non<br>QM | Non<br>QM | Yes |
| 224427536 | [Redacted] | [Redacted] |  | 35001613 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Initial<br>Closing<br>Disclosure<br>Timing<br>without<br>Waiver | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>Closing<br>Disclosure<br>not provided<br>to<br>Borrower(s)<br>at least<br>[redacted]<br>business days<br>prior to<br>closing. | The earliest dated Closing Disclosure in file is dated [redacted]<br>which was the closing date. No evidence of an earlier issued<br>Closing Disclosure. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-01):<br>[Redacted]received<br>initial<br>CD dated<br> [Redacted]Buyer<br>Comment<br>(2025-<br>11-29):<br>ICD | 12/01/2025 |  |  | 1 C A |  | CA | Primary | Purchase | No Defined<br>Cure A | Non<br>QM | Non<br>QM | No |
| 224428631 | [Redacted] | [Redacted] |  | 35005809 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Initial<br>Loan Estimate<br>Timing<br>Electronically<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>Loan<br>Estimate not<br>delivered or<br>placed in the<br>mail to<br>Borrower(s)<br>within<br>[redacted]<br>business days<br>of<br>application. | Loan Estimate dated [redacted] was not delivered or placed in<br>the mail to Borrower(s) within [redacted] business days of<br>application [redacted] . |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-28):<br>[redacted]<br>received<br>earlier e-<br> consent.Buyer<br>Comment<br>(2025-<br>11-25):<br>Please<br>see<br>[Redacted]<br>pg 16<br>reflecting<br>a "TBD"<br>address<br>on<br>[Redacted]<br>and the<br>purchase<br>contrac<br>[Redacted]<br>p<br>[Redacted]<br>was<br>signed on<br>[Redacted]and<br>supported<br>the LE<br>issued on<br>[Redacted]<br> Reviewer<br>Comment<br>(2025-<br>11-25):<br>The<br>timing<br>for the<br>LE under<br>§<br>[Redacted](e)(<br>[Redacted])(iii)<br>is three<br>business<br>days<br>from<br>application.<br>Initial LE<br>issued<br>[Redacted]<br>On this<br>loan, the<br>LE<br>should<br>have<br>been<br>issued<br>within<br>[Redacted]<br>business<br>days of<br>the<br>broker<br>application<br>date of<br>[Redacted]<br> Buyer<br>Comment<br>(2025-<br>11-24):<br>E-<br>consent<br>date was<br>[Redacted];<br>BA<br>[Redacted]2<br>and<br>matched<br>the credit<br>report<br>date. E<br>consent<br>form<br>uploaded<br>with B1<br>signing<br>[Redacted]<br>and B2<br>signing<br>on<br>[Redacted] | 11/28/2025 |  |  | 1 C A |  | CO | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224428631 | [Redacted] | [Redacted] |  | 35005810 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redated]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded.<br>Total amount<br>of $[redacted]<br>exceeds<br>tolerance of $[redacted]<br>plus<br>[redacted]%<br>or $[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-18):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 11/18/2025 |  | 1 A |  | CO | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224428646 | [Redacted] | [Redacted] |  | 35001933 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redated]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Fee. Fee<br>Amount of $[redacted]<br>exceeds<br>tolerance of $[redacted]. $[redacted]<br>over legal<br>limit.<br>Insufficient<br>or no cure<br>was provided<br>to the<br>borrower. | Appraisal Fee disclosed as $[redacted] on the initial Loan<br>Estimate but disclosed as $[redacted] on the Final Closing<br>Disclosure. A valid change of circumstance not provided for fee<br>increase. The cure provided at closing ($[redacted]) is<br>sufficient to address the violation but is insufficient to address<br>all tolerance violations. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-24):<br>Final CD<br>was<br>correctly<br>disclosed<br>with<br>Property<br>cost over<br>year<br>[Redacted]<br>however<br>clarity<br>considered<br>[Redacted]st<br>lien<br>shortages<br>of<br>insurance<br>and<br>escrow in<br> calculation.Buyer<br>Comment<br>(2025-<br>11-21):<br>Please<br>see<br>attached<br>title attest<br>confirming<br>that the<br>Survey<br>fee was<br>optional.<br>It has<br>been<br>moved to<br>section H<br>on the<br>PCCD.<br>No cure<br>is needed<br> Buyer<br>Comment<br>(2025-<br>11-21):<br>Please<br>see Final<br>CD<br>which<br>shows<br>that a $[Redacted]<br>credit<br>was<br>issued to<br>the<br>borrower<br>at closing<br>for the<br>increase<br>to the<br>Appraisal<br>fee. | 11/24/2025 |  |  | 1 C A |  | SC | Primary | Purchase | Fee Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund Check,<br>and Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224428646 | [Redacted] | [Redacted] |  | 35001934 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redated]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Survey Fee.<br>Fee Amount<br>of $[redacted]<br>exceeds<br>tolerance of $[redacted]. $[redacted]<br>over legal<br>limit.<br>Insufficient<br>or no cure<br>was provided<br>to the<br>borrower. | Survey Fee was not disclosed on the initial Loan Estimate. A<br>valid change of circumstance is not provided for disclosure of<br>new fee. The cure provided at closing ($[redacted]) is<br>insufficient to address all tolerance violations. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-24):<br>[Redacted]<br>received<br>Post CD<br>and<br> LOX.Buyer<br>Comment<br>(2025-<br>11-21):<br>Please<br>see<br>attached<br>title attest<br>confirming<br>that the<br>Survey<br>fee was<br>optional.<br>It has<br>been<br>moved to<br>section H<br>on the<br>PCCD.<br>No cure<br>is needed | 11/24/2025 |  |  | 1 C A |  | SC | Primary | Purchase | Fee Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund Check,<br>and Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224428646 | [Redacted] | [Redacted] |  | 35022832 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Letter from the party who prepared the P/L does not indicate<br>they prepared/filed the most recent year's tax return for the<br>borrower as required by guidelines on the P/L only program. | Borrower has been employed in the same industry<br> for more than [redacted]years.Borrower has verified disposable income of at least $[redacted]<br> Borrower has worked in the same position for more<br>than [redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines<br>by at least [redated] months.<br> Borrowers made a down payment from their own<br>funds on this purchase transaction of at least<br>[redated]% and $[redated].<br> The qualifying DTI on the loan is at least [redated]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redated] points. | Borrower has been employed in the<br>same industry for more than<br> [redacted] years.Documentation Type: [redacted]mo<br>CPA P&L<br> Disposable Income: $[redacted]<br> Borrower has worked in the same<br>position for more than [redacted]<br>years.<br> Reserves: [redated]<br> Guideline Requirement: [redated]<br> Borrower's Own Funds Percent:<br>[redated]%<br> Borrower's Own Funds Amount:<br>$[redated]<br> DTI: [redated]%<br> Guideline Maximum DTI:<br>[redated]%<br> Guidelines Representative FICO:<br>[redated]<br> Representative FICO: [redated] | Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-28):<br>Lender<br>Exception<br>with<br>Compensating<br>Factors<br> provided.Buyer<br>Comment<br>(2025-<br>11-25):<br>Please<br>review<br>approved<br>exception<br>for this<br>request |  |  | 11/28/2025 | 2 C B |  | SC | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224428646 | [Redacted] | [Redacted] |  | 35058929 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redated]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Fee. Fee<br>Amount of $[redacted]<br>exceeds<br>tolerance of $[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-24):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 11/24/2025 |  | 1 A |  | SC | Primary | Purchase | Final CD<br>evidences<br>Cure B A | Non<br>QM | Non<br>QM | Yes |
| 224428850 | [Redacted] | [Redacted] |  | 35010174 |  | Compliance | Compliance | State<br>Compliance | State Defect | [redacted]<br>Prepayment<br>Penalty | [redacted]<br>Prepayment<br>Penalty: No<br>prepayment<br>penalties are<br>permissible in<br>the state of<br>[redacted].<br>Prepay<br>language<br>states prepay<br>will not<br>exceed<br>maximum<br>permitted by<br>applicable<br>law. | No prepayment penalties are permissible in the state of<br>[redacted]. |  |  |  | Buyer<br>Comment<br>(2025-<br>11-24):<br>Okay to<br>waive per<br>internal<br>[redacted]<br>approved<br>waiver<br>list. |  |  | 11/24/2025 | 2 B |  | NJ | Investment | Purchase | B A | N/A | N/A | No |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor<br>Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224429288 | [Redacted] | [Redacted] |  | 35004258 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Missing<br>Document | Missing<br>Document:<br>Other not<br>provided |  | [redacted] Initial Rate Lock document is<br>missing. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>26):<br>[redacted]<br>Initial Rate<br>Lock<br>document<br>received.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-11-<br>25): Lock | 11/26/2025 |  |  | 1 C A D |  | SC | Investment | Purchase | D A |  | N/A | No |
| 224429788 | [Redacted] | [Redacted] |  | 35010106 |  | Credit | Credit | AUS<br>Discrepancy /<br>Guidelines<br>Discrepancy | Credit | Guideline<br>Requirement:<br>Investor<br>Qualifying<br>Residual income<br>discrepancy. |  | [redacted] # [redacted] missing on file due to<br>which asset depletion income derived is less<br>than UW |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>26): Bank<br>Statements<br>received and<br>verified.<br>Exception<br> clearedBuyer<br>Comment<br>(2025-11-<br>24):<br>[Redacted] | 11/26/2025 |  |  | 1 C A |  | OH | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224429788 | [Redacted] | [Redacted] |  | 35010107 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income<br>documentation<br>requirements not<br>met. |  | [redacted] # [redacted] missing on file due to<br>which asset depletion income derived is less<br>than UW |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>26): Bank<br>Statements<br>received and<br>verified.<br>Exception<br> clearedBuyer<br>Comment<br>(2025-11-<br>25): see<br>uploaded | 11/26/2025 |  |  | 1 C A |  | OH | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224429788 | [Redacted] | [Redacted] |  | 35010108 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match — ATR<br>Risk | Ability to<br>Repay (<br>[redacted]):<br>Originator<br>Loan<br>Designation<br>of Non QM<br>does not<br>match Due<br>Diligence<br>Loan<br>Designation<br>of ATR Risk. | [redacted] # [redacted] missing on file due to<br>which asset depletion income derived is less<br>than UW |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>26): Bank<br>Statements<br>received and<br>verified.<br>Exception<br> clearedBuyer<br>Comment<br>(2025-11-<br>25): see<br>uploaded | 11/26/2025 |  |  | 1 B A C |  | OH | Primary | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>Loan<br>Designation C B | Non<br>QM | Non<br>QM | Yes |
| 224429788 | [Redacted] | [Redacted] |  | 35010109 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General Ability<br>To Repay —<br>Residual<br>Income: Investor<br>and Non QM vs<br>Guidelines | Ability to<br>Repay (<br>[redacted]):<br>Investor's<br>calculated<br>residual<br>income<br>amount (<br>[redacted])<br>and<br>calculated<br>Non QM<br>residual<br>amount (<br>[redacted])<br>are both<br>lower than<br>the amount<br>required per<br>the guidelines<br>([redacted]). | [redacted] # [redacted] missing on file due to<br>which asset depletion income derived is less<br>than UW |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>26): Bank<br>Statements<br>received and<br>verified.<br>Exception<br> clearedBuyer<br>Comment<br>(2025-11-<br>25): see<br>uploaded | 11/26/2025 |  |  | 1 C A |  | OH | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224429788 | [Redacted] | [Redacted] |  | 35010110 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency —<br>ATR Impact | Ability to<br>Repay<br>[redacted]):<br>There are<br>guideline<br>deficiencies<br>related to<br>income and/<br>or asset doc<br>requirements<br>which could<br>result in a<br>risk to the<br>borrower's<br>ability to<br>repay.<br>(Exception is<br>eligible to be<br>regraded with<br>compensating<br>factors.) | [redacted] # [redacted] missing on file due to<br>which asset depletion income derived is less<br>than UW |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>26): Bank<br>Statements<br>received and<br>verified.<br>Exception<br> clearedBuyer<br>Comment<br>(2025-11-<br>25): see<br>uploaded | 11/26/2025 |  |  | 1 C A |  | OH | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224429788 | [Redacted] | [Redacted] |  | 35010113 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General Ability<br>To Repay<br>Provision<br>Investor<br>Guidelines | Ability to<br>Repay<br>([redated]):<br>Based on the<br>loan failing<br>one or more<br>guideline<br>components,<br>the loan is at<br>ATR risk. | [redacted] # [redated] missing on file due to<br>which asset depletion income derived is less<br>than UW |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>26): Bank<br>Statements<br>received and<br>verified.<br>Exception<br> clearedBuyer<br>Comment<br>(2025-11-<br>25): see<br>uploaded | 11/26/2025 |  |  | 1 C A |  | OH | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224429788 | [Redacted] | [Redacted] |  | 35010114 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID [redated]<br>Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of<br>$[redated]<br>exceeds<br>tolerance of<br>$[redated].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | Credit Report Fee was last disclosed as<br>$[redated] on Loan Estimate but disclosed as<br>$[redated] on Final Closing Disclosure. File<br>does not contain a valid change of<br>circumstance for this fee, Sufficient or excess<br>cure was provided to the borrower at Closing |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>18):<br>Sufficient<br>Cure<br>Provided At<br>Closing |  | 11/18/2025 |  | 1 A |  | OH | Primary | Purchase | Final CD<br>evidences<br>Cure B A | Non<br>QM | Non<br>QM | Yes |
| 224429788 | [Redacted] | [Redacted] |  | 35010170 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender Approved Exception for - Requesting<br>an exception to go up to [redacted]% LTV.<br>Non-occupant co-borrower on the loan (Dad).<br>We are using dads' funds to qualify<br>[redated]% — he is not occupying the<br>property. None of daughter's/primary<br>borrower are being used to qualify. Per<br>guidelines, max LTV is [redated]% | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines<br> by at least [redated] months.Borrowers made a down payment from their own<br>funds on this purchase transaction of at least<br>[redated]% and $[redated].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redated] points. |  | SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-11-<br>20):<br>Preapproved<br>exception |  |  | 11/20/2025 | 2 B |  | OH | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224429827 | [Redacted] | [Redacted] |  | 35010694 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender approved exception for [redated] FICO<br>required for primary cash out at [redacted]%<br>LTV | Borrower has been employed in the same industry for<br> more than [redated] years.Borrower has verified disposable income of at least<br>$[redated].<br> Borrower has worked in the same position for more<br>than [redated] years.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines<br>by at least [redated] months.<br> The qualifying DTI on the loan is at least [redated]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redated] points. |  | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-11-<br>20):<br>Preapproved<br>exception |  |  | 11/20/2025 | 2 B |  | NJ | Primary | Refinance<br>— Cash-<br>out —<br>Other | B A | Non<br>QM | Non<br>QM | No |
| 224430072 | [Redacted] | [Redacted] |  | 35012260 |  | Compliance | Compliance | Federal<br>Compliance | Federal HPML | Federal HPML<br>[redated] Non<br>Compliant | Federal<br>Higher-Priced<br>Mortgage<br>Loan: APR<br>on subject<br>loan of<br>[redated]% or<br>Final<br>Disclosure<br>APR of<br>[redated]% is<br>equal to or<br>greater than<br>the threshold<br>of APOR<br>[redated]% +<br>[redated]%,<br>or<br>[redated]%.<br>Non-<br>Compliant<br>Higher Priced<br>Mortgage<br>Loan. | APR on subject loan of [redated]% or Final<br>Disclosure APR of 8.13900% is equal to or<br>greater than the threshold of APOR[redated]%<br>+ [redated]%, or [redated]%. Non-Compliant<br>Higher Priced Mortgage Loan. Considered<br>non-compliant due to missing evidence<br>appraisals were provided to the borrowers at<br>least[redated]business days prior to closing. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>08): Proof<br>of appraisal<br>delivery<br>received and<br>details<br>updated.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-12-<br>05): please<br>clear cond,<br>appraisal<br>delivery<br>cond<br>uploaded | 12/08/2025 |  |  | 1 C A |  | NC | Primary | Refinance<br>— Cash-<br>out —<br>Other | D A C | Non<br>QM | Non<br>QM | No |
| 224430072 | [Redacted] | [Redacted] |  | 35012261 |  | Compliance | Compliance | Federal<br>Compliance | Federal HPML | (Fed HPML<br>Provision)<br>Federal Higher-<br>Priced Mortgage<br>Loan (Timing of<br>Appraisal to<br>Consumer) | TILA HPML<br>Appraisal<br>Rule (Dodd-<br>Frank<br>2014[redated]):<br>Creditor did<br>not provide a<br>copy of each<br>valuation to<br>applicant<br>[redacted]<br>business days<br>prior to<br>consummation. | Appraisal report dated [redated] missing<br>evidence of receipt. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>08): Proof<br>of appraisal<br>delivery<br>received and<br>details<br>updated.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-12-<br>04):<br>confirmation<br>of email<br>delivery<br>within<br>[Redacted]days | 12/08/2025 |  |  | 1 C A |  | NC | Primary | Refinance<br>— Cash-<br>out —<br>Other | D A C | Non<br>QM | Non<br>QM | No |
| 224430072 | [Redacted] | [Redacted] |  | 35012262 |  | Compliance | Compliance | Federal<br>Compliance | Federal HPML | (Fed HPML<br>Provision)<br>Federal Higher-<br>Priced Mortgage<br>Loan (Timing of<br>Appraisal to<br>Consumer) | TILA HPML<br>Appraisal<br>Rule<br>([redated]):<br>Creditor did<br>not provide a<br>copy of each<br>valuation to<br>applicant<br>[redacted]<br>business days<br>prior to<br>consummation. | Appraisal report dated [redated] missing<br>evidence of receipt. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>08): Proof<br>of appraisal<br>delivery<br>received and<br>details<br>updated.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-12-<br>04):<br>confirmation<br>of email<br>delivery | 12/08/2025 |  |  | 1 C A |  | NC | Primary | Refinance<br>— Cash-<br>out —<br>Other | D A C | Non<br>QM | Non<br>QM | No |
| 224430072 | [Redacted] | [Redacted] |  | 35012265 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID[redated]<br>Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[redated]<br>exceeds<br>tolerance of<br>$[redated].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | Appraisal fee amount of $[redated] exceeds<br>tolerance of $[redated]. Sufficient or excess<br>cure was provided to the borrower at Closing. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>18):<br>Sufficient<br>Cure<br>Provided At<br>Closing |  | 11/18/2025 |  | 1 A |  | NC | Primary | Refinance<br>— Cash-<br>out —<br>Other | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224430072 | [Redacted] | [Redacted] |  | 35012268 |  | Property | Property —<br>Appraisal | Appraisal<br>Documentation | Property —<br>Appraisal | Loan is to be<br>securitized.<br>Secondary<br>valuation is<br>missing. Sec ID:<br>[redated] |  |  |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>17): CDA<br>received &<br>updated.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-12-<br>15): CDA<br>confirming<br>$[Redacted] | 12/17/2025 |  |  | 1 D A |  | NC | Primary | Refinance<br>— Cash-<br>out —<br>Other | D A C | Non<br>QM | Non<br>QM | No |
| 224430289 | [Redacted] | [Redacted] |  | 35030589 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender Exception Requested and Approved<br>for no landlord history and not meeting<br>refinance waiver requirements. Condition for<br>Max [redated]% CLTV/LTV, Min [redated]%<br>[redacted], Evidence of previous<br>[redated]months rent receipts, documentation<br>mortgage is current | Borrower has owned the subject property for at least<br> [redated] years.Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines<br>by at least [redated] months.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redated] points. |  | SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-11-<br>20):<br>Preapproved<br>exception |  |  | 11/20/2025 | 2 B |  | NJ | Investment | Refinance<br>— Cash-<br>out —<br>Other | B A |  | N/A | No |
| 224430289 | [Redacted] | [Redacted] |  | 35030638 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender Exception Requested and Approved<br>for Rental to Family Members. Condition for<br>Max [redated]% CLTV/LTV, Min [redated]%<br>[redacted], Evidence of previous 3 months<br>rent receipts, documentation mortgage is<br>current | Borrower has owned the subject property for at least<br> [redated] years.Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines<br>by at least [redated] months.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redated] points. |  | SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-11-<br>20):<br>Preapproved<br>exception |  |  | 11/20/2025 | 2 B |  | NJ | Investment | Refinance<br>— Cash-<br>out —<br>Other | B A |  | N/A | No |
| 224455161 | [Redacted] | [Redacted] |  | 35036806 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception for Non-Warrantable Condo<br>due to ACV on roofs. | Borrower has been employed in the same industry for<br> more than [redated] years.Borrower has verified disposable income of at least<br>$[redated].<br> Borrower has worked in the same position for more<br>than [redated] years.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines<br>by at least [redated] months.<br> Borrowers made a down payment from their own<br>funds on this purchase transaction of at least<br>[redated]% and $[redated].<br> The Combined Loan to Value (CLTV) on the loan is<br>less than the guideline maximum by at least<br>[redated]%.<br> The Loan to Value (LTV) on the loan is less than the<br>guideline maximum by at least [redated]%.<br> The qualifying DTI on the loan is at least [redated]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | Borrower has been employed in the<br>same industry for more than<br> [redated] years.Documentation Type: [redated]yr<br>Full Doc<br> Disposable Income: $[redated]<br> Reserves: [redated]<br> Guideline Requirement: [redated]<br> Borrower's Own Funds Percent:<br>[redated]%<br> Borrower's Own Funds Amount:<br>$[redated]<br> Combined Loan to Value:<br>[redated]%<br> Guideline Maximum Combined<br>Loan to Value: [redated]%<br> The Loan to Value (LTV) on the<br>loan is less than the guideline<br>maximum by at least [redated]%.<br> DTI: [redated]%<br> Guideline Maximum DTI:<br>[redated]% | Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-11-<br>21): Lender<br>Exception<br>with<br>Compensating<br>Factors<br>provided. |  |  | 11/21/2025 | 2 B |  | CA | Second<br>Home | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224455161 | [Redacted] | [Redacted] |  | 35039454 |  | Credit | Asset | Asset<br>Calculation /<br>Analysis | Asset | Available for<br>Closing is<br>insufficient to<br>cover Cash From<br>Borrower. |  | Assets for [redated]K for [redacted] not<br>considered due to borrowers providing only<br>[redated] month statement. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>05):<br>Updated<br>[Redacted]received<br>and verified.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-12-<br>03):<br>[Redacted]<br> Reviewer<br>Comment<br>(2025-12-<br>02): No new<br>document<br>received.<br>one more<br>month<br>consecutive<br>statement<br>from<br>[redacted]<br>Brokerage<br>Services<br>LLC<br>[Redacted]account<br>is required.<br>One month<br>bank<br>statement<br>from<br>[Redacted](<br>[Redacted])<br>is available.<br>Asset from<br>[redacted]<br>Investments<br>account<br>number<br>ending with<br>[Redacted]is<br>not listed on<br>final<br>[Redacted]loan<br>application.<br>Provide one<br>consecutive<br>month of<br>statement<br>for<br>[redacted]<br>Brokerage<br>Services<br>LLC<br>[Redacted]account<br>or revised<br>final<br>[Redacted]application<br>with<br>[redacted]<br>Investments<br>account<br>number<br>ending with<br>[Redacted]listed<br>under asset.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-12-<br>01): The<br>[redacted]<br>Statement<br>for<br>[redacted] is<br>a full<br>[Redacted]months<br>Aug and<br>Sept please<br>cancel<br>invalid cond | 12/05/2025 |  |  | 1 C A |  | CA | Second<br>Home | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224455168 | [Redacted] | [Redacted] |  | 35038767 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign Consent<br>Agreement is<br>missing. |  | Consent is missing from file; showing pending<br>on documentation |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>02):<br>Received E-<br>sign<br>Consent<br>Agreement.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-<br>29):<br>econsent | 12/02/2025 |  |  | 1 C A |  | WA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224455170 | [Redacted] | [Redacted] |  | 35036171 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID [redated]<br>Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[redated]<br>exceeds<br>tolerance of<br>$[redated].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | Cure amount provided on final CD. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>21):<br>Sufficient<br>Cure<br>Provided At<br>Closing |  | 11/21/2025 |  | 1 A |  | FL | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224455178 | [Redacted] | [Redacted] |  | 35033547 |  | Credit | Asset | Asset<br>Documentation | Asset | Guideline<br>Issue:Insufficient<br>asset<br>documentation. |  | Require recent[redated] months bank<br>statements. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>19): No new<br>document<br>received.<br>Per bank<br>statement (<br>[Redacted]),<br>beginning<br>balance is<br>zero with<br>transaction<br>start as<br>[Redacted]<br>which<br>proves<br>account is<br>newly<br>opened.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-12-<br>17):<br>[redacted]<br>acct ending<br>in<br>[Redacted],<br>[Redacted],<br>was opened<br>on<br>[Redacted]<br>and<br>reflected a<br>beginning<br>balance of<br>$0. Deposit<br>of $[Redacted]<br>was sourced<br>from D<br>[Redacted]<br>Acct ending<br>in<br>[Redacted]<br>was a<br>business<br>account and<br>section<br>[Redacted]<br>of the<br>guidelines<br>states it is<br>the uw<br>discretion to<br>request for<br>addl<br>information<br>regarding<br>large<br>deposits.<br> Reviewer<br>Comment<br>(2025-12-<br>10):<br>[Redacted]and<br>[Redacted]reflects<br>only one<br>month<br>statement.<br>Require<br>recent<br>[Redacted]months<br>bank<br>statements.<br>Exception<br>Remains.<br> Buyer<br>Comment<br>(2025-12-<br>08):<br>[Redacted]months<br>documented<br>under<br>[Redacted]and<br>[Redacted] | 12/19/2025 |  |  | 1 C A |  | CO | Investment | Purchase | C A |  | N/A | No |
| 224455178 | [Redacted] | [Redacted] |  | 35034005 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>Vacation Rental<br>Income<br>Statement<br>(VRBO, Airbnb,<br>etc.) not<br>provided |  | [redacted] is missing from the file and is<br>required for a short term vacation rental<br>property. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>19): No new<br>document<br>received.<br>The subject<br>transaction<br>is purchase<br>and property<br>will be on a<br>short-term<br>rental. Per<br>appraisal<br>report,<br>property is<br>vacant.<br>Market rent<br>can be<br>utilized to<br>calculate<br>[redacted].<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-12-<br>17): Please<br>see section<br>[Redacted],<br>Purchase,<br>below the<br>last bullet<br>point "For<br>properties<br>which will<br>be vacant as<br>of closing<br>and not<br>utilizing<br>AirDNA,<br>use<br>[Redacted]%<br>of the<br>market rents<br>as<br>determined<br>by the<br>appraiser.<br>No lease is<br>required."<br>The<br>appraisal,<br>[Redacted],<br>confirmed<br>vacant<br>status and<br>the market<br>rents of $[Redacted].<br>Thank you.<br> Reviewer<br>Comment<br>(2025-12-<br>10): As per<br>guideline if<br>the lender is<br>using short<br>term rental<br>versus the<br>market rent,<br>input the<br>rental from<br>the AirDNA<br>and remove<br>the market<br>rent.<br>Require<br>AirDNA for<br>short term<br>vacation<br>rental<br>property.<br>Exception<br>Remains.<br> Buyer<br>Comment<br>(2025-12-<br>08):<br>AirDNA not<br>used when<br>Market rents<br>were<br>available<br>per<br>guidelines.<br>Rent<br>schedule<br>located on<br>page<br>[Redacted]<br>[Redacted]to<br>support the<br>$[Redacted]per<br>month. | 12/19/2025 |  |  | 1 C A |  | CO | Investment | Purchase | C A |  | N/A | No |
| 224455185 | [Redacted] | [Redacted] |  | 35037582 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Citizenship is incorrectly disclosed in Final<br>[redated], ITIN document available in the file. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>10):<br>Reviewed<br>corrected<br>[Redacted].<br>Cleared<br> Exception.Reviewer<br>Comment<br>(2025-12-<br>10):<br>Provided<br>final<br>[Redacted]not<br>executed by<br>the<br>borrower.<br>Exception<br>Remains.<br> Buyer<br>Comment<br>(2025-12-<br>08):<br>Corrected<br>[Redacted] | 12/10/2025 |  |  | 1 C A |  | CO | Investment | Purchase | C A |  | N/A | No |
| 224455185 | [Redacted] | [Redacted] |  | 35062758 |  | Credit | Asset | Asset<br>Documentation | Asset | Guideline<br>Issue:Insufficient<br>asset<br>documentation. |  | File is missing a complete 60 days statement<br>for this account which is required on purchase<br>money. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>10):<br>Received<br>October<br>month bank<br>statement in<br>the file.<br>Guidelines<br>requirement<br>met.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-12-<br>08):<br>[Redacted]<br>part<br>statement | 12/10/2025 |  |  | 1 C A |  | CO | Investment | Purchase | C A |  | N/A | No |
| 224455235 | [Redacted] | [Redacted] |  | 35036598 |  | Property | Appraisal<br>Reconciliation | Value<br>Discrepancy | Appraisal<br>Reconciliation | Loan is to be<br>securitized.<br>Highest level<br>secondary<br>valuation does<br>not support the<br>value used to<br>qualify. Sec ID:<br>[redated] |  |  |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>11):<br>Secondary<br>valuation<br> received.Buyer<br>Comment<br>(2025-12-<br>09): cda<br> Reviewer<br>Comment<br>(2025-12-<br>03): AVM<br>was<br>reviewed;<br>however the<br>AVM does<br>not support<br>the original<br>appraisal<br>value.<br> Buyer<br>Comment<br>(2025-12-<br>01): Please<br>see doc ID<br>[Redacted]<br>for the<br>AVM | 12/11/2025 |  |  | 1 C A |  | ID | Investment | Purchase | C A | N/A | N/A | No |
| 224455235 | [Redacted] | [Redacted] |  | 35036630 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO Documents<br>are missing. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>02): Tax<br>proof<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-12-<br>01): REO<br>docs | 12/02/2025 |  |  | 1 C A |  | ID | Investment | Purchase | C A | N/A | N/A | No |
| 224455235 | [Redacted] | [Redacted] |  | 35199464 |  | Property | Appraisal<br>Reconciliation | Value<br>Discrepancy | Appraisal<br>Reconciliation | Loan is to be<br>securitized.<br>Highest level<br>secondary<br>valuation<br>supports the<br>value. There is a<br>lower level<br>tertiary product<br>that does not<br>support the<br>qualifying value.<br>Sec ID: [redated] | Note Date:<br>___; Lien<br>Position: ___ |  |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>16): Lender<br>obtained<br>[Redacted]valuation<br>to support<br>the original<br>appraisal.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-12-<br>15): We<br>have a<br>AVM that<br>was ordered<br>and came in<br>[Redacted]%<br>lower which<br>is within<br>tolerance<br>but the desk<br>review<br>(CDA) was<br>ordered and<br>supports the<br>original<br>appraisal<br>value | 12/16/2025 |  |  | 1 A |  | ID | Investment | Purchase | C A | N/A | N/A | No |
| 224455251 | [Redacted] | [Redacted] |  | 35062829 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Deeds /<br>Warranty / Grant<br>/ Quit-Claim not<br>provided |  | A copy of the deed transferring the property to<br>the borrowers is missing from the file. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>10):<br>Received<br>copy of the<br>deed<br>transferring<br>the property<br>to the<br>borrower in<br>the file.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-12-<br>08):<br>warranty<br>deed | 12/10/2025 |  |  | 1 D A |  | FL | Investment | Purchase | D A |  | N/A | No |
| 224455257 | [Redacted] | [Redacted] |  | 35039650 |  | Credit | Asset | Asset<br>Documentation | Asset | Asset<br>documentation<br>requirements not<br>met. |  | Gift funds from a "close family friend" are not<br>from a qualified donor per guidelines and have<br>not been used in the total qualifying assets<br>leaving borrower short to close and cover the<br>required reserves. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>03):<br>Received<br>required<br>documentation/clarification.<br>Condition<br> cleared.Reviewer<br>Comment<br>(2025-11-<br>28): Gift<br>funds from<br>a "close<br>family<br>friend" are<br>not from a<br>qualified<br>donor per<br>guidelines<br>and have<br>not been<br>used in the<br>total<br>qualifying<br>assets<br>leaving<br>borrower<br>short to<br>close and<br>cover the<br>required<br>reserves.<br> A relative is<br>any person<br>related by<br>blood, legal<br>proceedings,<br>marriage, or<br>adoption<br>and also<br>includes a<br>fiancé or<br>domestic<br>partner. Per<br>guidelines.<br> Buyer<br>Comment<br>(2025-11-<br>26): We<br>used LP for<br>approval<br>which goes<br>off Freddie<br>Mac's<br>guidelines<br>and a close<br>family<br>friend is<br>allowed as<br>an<br>acceptable<br>donor please<br>cancel | 12/03/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224455257 | [Redacted] | [Redacted] |  | 35039651 |  | Credit | Credit | AUS<br>Discrepancy /<br>Guidelines<br>Discrepancy | Guideline | Guideline<br>Requirement:<br>PITIA reserves<br>months<br>discrepancy. |  | Gift funds from a "close family friend" are not<br>from a qualified donor per guidelines and have<br>not been used in the total qualifying assets<br>leaving borrower short to close and cover the<br>required reserves. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>03):<br>Received<br>required<br>documentation/clarification.<br>Condition<br> cleared.Reviewer<br>Comment<br>(2025-11-<br>28): Gift<br>funds from<br>a "close<br>family<br>friend" are<br>not from a<br>qualified<br>donor per<br>guidelines<br>and have<br>not been<br>used in the<br>total<br>qualifying<br>assets<br>leaving<br>borrower<br>short to<br>close and<br>cover the<br>required<br>reserves.<br> A relative is<br>any person<br>related by<br>blood, legal<br>proceedings,<br>marriage, or<br>adoption<br>and also<br>includes a<br>fiancé or<br>domestic<br>partner. Per<br>guidelines.<br> Buyer<br>Comment<br>(2025-11-<br>26): We<br>used LP for<br>approval<br>which goes<br>off Freddie<br>Mac's<br>guidelines<br>and a close<br>family<br>friend is<br>allowed as<br>an<br>acceptable<br>donor please<br>cancel | 12/03/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224455257 | [Redacted] | [Redacted] |  | 35039729 |  | Credit | Asset | Asset<br>Calculation /<br>Analysis | Asset | Available for<br>Closing is<br>insufficient to<br>cover Cash From<br>Borrower. |  | Gift funds from a "close family friend" are not<br>from a qualified donor per guidelines and have<br>not been used in the total qualifying assets<br>leaving borrower short to close and cover the<br>required reserves. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>03):<br>Received<br>required<br>documentation/clarification.<br>Condition<br> cleared.Reviewer<br>Comment<br>(2025-11-<br>28): Gift<br>funds from<br>a "close<br>family<br>friend" are<br>not from a<br>qualified<br>donor per<br>guidelines<br>and have<br>not been<br>used in the<br>total<br>qualifying<br>assets<br>leaving<br>borrower<br>short to<br>close and<br>cover the<br>required<br>reserves.<br> A relative is<br>any person<br>related by<br>blood, legal<br>proceedings,<br>marriage, or<br>adoption<br>and also<br>includes a<br>fiancé or<br>domestic<br>partner. Per<br>guidelines.<br> Buyer<br>Comment<br>(2025-11-<br>26): We<br>used LP for<br>approval<br>which goes<br>off Freddie<br>Mac's<br>guidelines<br>and a close<br>family<br>friend is<br>allowed as<br>an<br>acceptable<br>donor please<br>cancel | 12/03/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224455257 | [Redacted] | [Redacted] |  | 35039747 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match — ATR<br>Risk | Ability to<br>Repay<br>([redated]):<br>Originator<br>Loan<br>Designation<br>of Non QM<br>does not<br>match Due<br>Diligence<br>Loan<br>Designation<br>of ATR Risk. | Waterfall finding due to the asset issue related<br>to an ineligible gift donor. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>03):<br>Received<br>required<br>documentation/clarification.<br>Condition<br> cleared.Reviewer<br>Comment<br>(2025-11-<br>28): Gift<br>funds from<br>a "close<br>family<br>friend" are<br>not from a<br>qualified<br>donor per<br>guidelines<br>and have<br>not been<br>used in the<br>total<br>qualifying<br>assets<br>leaving<br>borrower<br>short to<br>close and<br>cover the<br>required<br>reserves.<br> A relative is<br>any person<br>related by<br>blood, legal<br>proceedings,<br>marriage, or<br>adoption<br>and also<br>includes a<br>fiancé or<br>domestic<br>partner. Per<br>guidelines.<br> Buyer<br>Comment<br>(2025-11-<br>26): We<br>used LP for<br>approval<br>which goes<br>off Freddie<br>Mac's<br>guidelines<br>and a close<br>family<br>friend is<br>allowed as<br>an<br>acceptable<br>donor please<br>cancel | 12/03/2025 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>Loan<br>Designation C | Non<br>QM | Non<br>QM | Yes |
| 224455257 | [Redacted] | [Redacted] |  | 35039748 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General Ability<br>To Repay<br>Provision<br>Investor<br>Guidelines | Ability to<br>Repay<br>([redated]):<br>Based on the<br>loan failing<br>one or more<br>guideline<br>components,<br>the loan is at<br>ATR risk. | Waterfall finding due to the asset issue related<br>to an ineligible gift donor. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>03):<br>Received<br>required<br>documentation/clarification.<br>Condition<br> cleared.Reviewer<br>Comment<br>(2025-11-<br>28): Gift<br>funds from<br>a "close<br>family<br>friend" are<br>not from a<br>qualified<br>donor per<br>guidelines<br>and have<br>not been<br>used in the<br>total<br>qualifying<br>assets<br>leaving<br>borrower<br>short to<br>close and<br>cover the<br>required<br>reserves.<br> A relative is<br>any person<br>related by<br>blood, legal<br>proceedings,<br>marriage, or<br>adoption<br>and also<br>includes a<br>fiancé or<br>domestic<br>partner. Per<br>guidelines.<br> Buyer<br>Comment<br>(2025-11-<br>26): We<br>used LP for<br>approval<br>which goes<br>off Freddie<br>Mac's<br>guidelines<br>and a close<br>family<br>friend is<br>allowed as<br>an<br>acceptable<br>donor please<br>cancel | 12/03/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224455257 | [Redacted] | [Redacted] |  | 35039749 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency —<br>ATR Impact | Ability to<br>Repay<br>([redated]):<br>There are<br>guideline<br>deficiencies<br>related to<br>income and/<br>or asset doc<br>requirements<br>which could<br>result in a<br>risk to the<br>borrower's<br>ability to<br>repay.<br>(Exception is<br>eligible to be<br>regraded with<br>compensating<br>factors.) | Waterfall finding due to the asset issue related<br>to an ineligible gift donor. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>03):<br>Received<br>required<br>documentation/clarification.<br>Condition<br> cleared.Reviewer<br>Comment<br>(2025-11-<br>28): Gift<br>funds from<br>a "close<br>family<br>friend" are<br>not from a<br>qualified<br>donor per<br>guidelines<br>and have<br>not been<br>used in the<br>total<br>qualifying<br>assets<br>leaving<br>borrower<br>short to<br>close and<br>cover the<br>required<br>reserves.<br> A relative is<br>any person<br>related by<br>blood, legal<br>proceedings,<br>marriage, or<br>adoption<br>and also<br>includes a<br>fiancé or<br>domestic<br>partner. Per<br>guidelines.<br> Buyer<br>Comment<br>(2025-11-<br>26): We<br>used LP for<br>approval<br>which goes<br>off Freddie<br>Mac's<br>guidelines<br>and a close<br>family<br>friend is<br>allowed as<br>an<br>acceptable<br>donor please<br>cancel | 12/03/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224455258 | [Redacted] | [Redacted] |  | 35036417 |  | Compliance | Compliance | Federal<br>Compliance | TILA Right-<br>to-Cancel<br>Missing,<br>Incorrect,<br>Incomplete<br>and/or<br>provided on<br>the wrong<br>form | Incorrect Right<br>To Cancel Form<br>Used — H-9<br>Used on Non<br>Same Lender<br>Refinance | Truth in<br>Lending Act:<br>Notice of<br>Right to<br>Cancel was<br>not executed<br>on the proper<br>Model Form<br>for a<br>refinance by a<br>creditor that<br>is not<br>considered<br>the original<br>creditor. The<br>H-9 form was<br>used, the H-8<br>form should<br>have been<br>used. | The H-9 form was used, the H-8 form should<br>have been used. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>02): Same<br>lender<br>refinance,<br>correct RTC<br> form used.Buyer<br>Comment<br>(2025-11-<br>29): PC Cert | 12/02/2025 |  |  | 1 C A |  | IL | Primary | Refinance<br>— Cash-<br>out —<br>Other | TILA ROR<br>— Provide<br>the<br>following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>and Re-open<br>Rescission<br>using the<br>correct<br>model form C | Non<br>QM | Non<br>QM | Yes |
| 224455258 | [Redacted] | [Redacted] |  | 35036469 |  | Credit | Credit | AUS<br>Discrepancy /<br>Guidelines<br>Discrepancy | Guideline | Guideline<br>Requirement:<br>PITIA reserves<br>months<br>discrepancy. |  | Calculated PITIA months reserves of [redated]<br>is less than Guideline PITIA months reserves<br>of [redated]. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>10): POC<br>amount<br>updated,<br>reserve<br>requirements<br>met.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-12-<br>08): PC Cert<br> Reviewer<br>Comment<br>(2025-12-<br>02): Cash to<br>close is $[Redacted]and<br>$[Redacted]was<br>paid before<br>closing,<br>require<br>Invoice with<br>source of<br>payment to<br>consider this<br>payment.<br> Buyer<br>Comment<br>(2025-11-<br>29): PC Cert | 12/10/2025 |  |  | 1 C A |  | IL | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224455258 | [Redacted] | [Redacted] |  | 35036476 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match — ATR<br>Risk | Ability to<br>Repay<br>([redated]):<br>Originator<br>Loan<br>Designation<br>of Non QM<br>does not<br>match Due<br>Diligence<br>Loan<br>Designation<br>of ATR Risk. | Calculated PITIA months reserves of [redated]<br>is less than Guideline PITIA months reserves<br>of [redated]. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>10): POC<br>amount<br>updated,<br>reserve<br>requirements<br>met.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-12-<br>08): PC Cert<br>submitted<br> Reviewer<br>Comment<br>(2025-12-<br>02): Cash to<br>close is $[Redacted]and<br>$[Redacted]was<br>paid before<br>closing,<br>require<br>Invoice with<br>source of<br>payment to<br>consider this<br>payment.<br> Buyer<br>Comment<br>(2025-11-<br>29): PC Cert<br>submitted | 12/10/2025 |  |  | 1 B A C |  | IL | Primary | Refinance<br>— Cash-<br>out —<br>Other | Lender to<br>provide<br>updated<br>ATR/QM<br>Loan<br>Designation C | Non<br>QM | Non<br>QM | Yes |
| 224455258 | [Redacted] | [Redacted] |  | 35036477 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General Ability<br>To Repay<br>Provision<br>Investor<br>Guidelines | Ability to<br>Repay<br>([redated]):<br>Based on the<br>loan failing<br>one or more<br>guideline<br>components,<br>the loan is at<br>ATR risk. | Calculated PITIA months reserves of [redated]<br>is less than Guideline PITIA months reserves<br>of [redated]. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>10): POC<br>amount<br>updated,<br>reserve<br>requirements<br>met.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-12-<br>08): PC Cert<br>submitted<br> Reviewer<br>Comment<br>(2025-12-<br>02): Cash to<br>close is $[Redacted]and<br>$[Redacted]was<br>paid before<br>closing,<br>require<br>Invoice with<br>source of<br>payment to<br>consider this<br>payment.<br> Buyer<br>Comment<br>(2025-11-<br>29): PC Cert<br>submitted | 12/10/2025 |  |  | 1 C A |  | IL | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224455275 | [Redacted] | [Redacted] |  | 35040486 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign Consent<br>Agreement is<br>missing. |  | E-Sign consent document is missing from the<br>file. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>09): E-Sign<br>Consent<br>Agreement<br>received.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-12-<br>05): esign<br>form | 12/09/2025 |  |  | 1 C A |  | GA | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224455279 | [Redacted] | [Redacted] |  | 35035876 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded.<br>Total<br>amount of<br>$[redated]<br>exceeds<br>tolerance of<br>$[redated]<br>plus<br>[redated]%<br>or<br>$[redated].<br>Sufficient or<br>excess cure<br>was<br>provided to<br>the borrower<br>at Closing. | Total amount of $[redated] exceeds<br>tolerance of $[redated]. insufficient<br>cure provided |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>21):<br>Sufficient<br>Cure<br>Provided<br>At Closing |  | 11/21/2025 |  | 1 A |  | WA | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224455280 | [Redacted] | [Redacted] |  | 35037005 |  | Compliance | Compliance | State<br>Compliance | State HPML | [redated]<br>Subprime<br>Home Loan<br>Threshold<br>Fixed Non-<br>Compliant | [redated]<br>Subprime<br>Loan: APR<br>on subject<br>loan<br>of[redated]%<br>or Final<br>Disclosure<br>APR of<br>[redated]%<br>is in excess<br>of allowable<br>threshold of<br>Prime<br>Mortgage<br>Market Rate<br>[redated] +<br>[redated]%,<br>or<br>[redated]%.<br>Non-<br>Compliant<br>SubPrime<br>Loan. |  |  |  |  | Buyer<br>Comment<br>(2025-12-<br>08):<br>Approved |  |  | 12/08/2025 | 2 B |  | NY | Primary | Purchase | (Limited Use<br>Bona Fide<br>Errors —<br>Compliance<br>and Client<br>Approval<br>Required)<br>With no time<br>limit for which<br>a cure may be<br>made, provide:<br>(1) Legal<br>opinion from<br>originating<br>lender with<br>loan-specific<br>details on how<br>a high-cost<br>loan was made<br>despite<br>procedures to<br>prevent and<br>confirms (i)<br>the failure<br>constitutes a<br>bona fide error<br>for the<br>jurisdiction in<br>which the<br>property is<br>located, and<br>(ii) that the<br>lender has not<br>received any<br>notice from<br>the borrower<br>of the failure;<br>(2) procedures<br>or explanation<br>of controls in<br>place to<br>prevent such<br>errors; (3)<br>client written<br>approval<br>accepting use<br>of the bona<br>fide error cure;<br>(4) Letter of<br>Explanation to<br>borrower; (5)<br>refund of<br>amount over<br>the subprime<br>home loan<br>threshold<br>maximum;<br>and (6) proof<br>of mailing<br>(must be in<br>transit with<br>courier). Note,<br>a cure may not<br>be accepted if<br>the seller/<br>lender has<br>certified a fix<br>has been made<br>to their system<br>and the same<br>issue<br>continues to<br>occur after the<br>fix has been<br>put into place. | Non<br>QM | Non<br>QM | Yes |
| 224455280 | [Redacted] | [Redacted] |  | 35037009 |  | Compliance | Compliance | State<br>Compliance | State HPML | (State HPML<br>Disclosure)<br>New York<br>Subprime<br>Loan<br>(Counseling<br>Disclosure<br>Not<br>Provided) | [redated]<br>Subprime<br>Loan:<br>Counseling<br>Disclosure<br>not provided<br>to borrower. | Counseling Disclosure not provided to<br>borrower. |  |  |  | Buyer<br>Comment<br>(2025-12-<br>08):<br>Approved |  |  | 12/08/2025 | 2 B |  | NY | Primary | Purchase | No obvious<br>cure B A | Non<br>QM | Non<br>QM | No |
| 224455280 | [Redacted] | [Redacted] |  | 35037010 |  | Compliance | Compliance | State<br>Compliance | State HPML | (State HPML<br>Disclosure)<br>New York<br>Subprime<br>Loan (Notice<br>of Taxes and<br>Insurance<br>Not<br>Provided) | [redated]<br>Subprime<br>Loan:<br>Borrower<br>not provided<br>with Notice<br>of Taxes and<br>Insurance on<br>1st lien,<br>subprime<br>loan. | Borrower not provided with Notice of<br>Taxes and Insurance on 1st lien,<br>subprime loan. |  |  |  | Buyer<br>Comment<br>(2025-12-<br>08):<br>Approved |  |  | 12/08/2025 | 2 B |  | NY | Primary | Purchase | No obvious<br>cure B A | Non<br>QM | Non<br>QM | No |
| 224455284 | [Redacted] | [Redacted] |  | 35036120 |  | Property | Property —<br>Appraisal | Appraisal<br>Documentation | Property —<br>Appraisal | Loan is to be<br>securitized.<br>Secondary<br>valuation is<br>missing. Sec<br>ID: [redated] |  |  |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>16):<br>Provided<br>CDA for<br>the subject<br>property.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-12-<br>15): CDA<br>— subject | 12/16/2025 |  |  | 1 D A |  | KY | Investment | Refinance<br>— Cash-<br>out —<br>Other | D A C |  | N/A | No |
| 224455284 | [Redacted] | [Redacted] |  | 35036136 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>HUD/CD not<br>provided |  | Signed & dated final HUD/CD is<br>missing. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>16):<br>Received<br>signed &<br>dated final<br>closing<br>statement.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-12-<br>15):<br>Uploaded<br>please find<br>executed<br>FSS<br> Buyer<br>Comment<br>(2025-12-<br>15): ALTA<br>— Final<br>Settlement<br>Statement | 12/16/2025 |  |  | 1 C A |  | KY | Investment | Refinance<br>— Cash-<br>out —<br>Other | D A C |  | N/A | No |
| 224455497 | [Redacted] | [Redacted] |  | 35062622 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | [redacted] worksheet was not provided. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>01):<br>Cleared.<br>Received<br> worksheet.Buyer<br>Comment<br>(2025-11-<br>26): DCSR | 12/01/2025 |  |  | 1 C A |  | CA | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A |  | N/A | No |
| 224455552 | [Redacted] | [Redacted] |  | 35063851 |  | Credit | Credit | AUS<br>Discrepancy /<br>Guidelines<br>Discrepancy | Guideline | Guideline<br>Requirement:<br>PITIA<br>reserves<br>months<br>discrepancy. |  | Borrower has insufficient funds to<br>cover the [redacted] months reserves<br>required for foreign nationals. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>05):<br>Earnest<br>Money<br>Deposit is<br>sourced<br>now, and<br>funds are<br>sufficient<br>to meet the<br>requirement.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-12-<br>03): EMD<br>clearance<br>and<br>reserves<br>added | 12/05/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| 224455556 | [Redacted] | [Redacted] |  | 35037664 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Final<br>Closing<br>Disclosure<br>Estimated<br>Taxes,<br>Insurance<br>And<br>Assessments | TILA-<br>RESPA<br>Integrated<br>Disclosure<br>— Projected<br>Payments:<br>Final<br>Closing<br>Disclosure<br>provided on<br>[redated]<br>disclosed an<br>Estimated<br>Taxes,<br>Insurance,<br>and<br>Assessments<br>payment that<br>does not<br>match the<br>actual<br>payment for<br>the loan. | Page [redated] of final CD showing<br>estimated taxes, insurance and<br>assessments not completed. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>08):<br>[Redacted]received<br>Post CD<br> and LOX.Buyer<br>Comment<br>(2025-12-<br>05): LOX<br>uploaded<br>as trailing<br>doc<br> Reviewer<br>Comment<br>(2025-12-<br>04):<br>[Redacted]received<br>Post CD.<br>However,<br>LOX to the<br>borrower<br>missing<br>from the<br>file.<br> Buyer<br>Comment<br>(2025-12-<br>03): Please<br>see<br>attached<br>PCCD<br>which<br>displays<br>non-<br>escrowed<br>property<br>cost<br>estimate on<br>pages<br>[Redacted]and<br>[Redacted] |  | 12/08/2025 |  | 2 C B |  | CA | Primary | Purchase | TILA Material<br>Disclosure<br>Cure —<br>Provide the<br>following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Corrected CD,<br>and Re-open<br>Rescission if<br>Applicable B | Non<br>QM | Non<br>QM | Yes |
| 224455556 | [Redacted] | [Redacted] |  | 35037665 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Final<br>Closing<br>Disclosure<br>Property<br>Costs Year<br>[redated]<br>Underdisclosed<br>— [redated] | TILA-<br>RESPA<br>Integrated<br>Disclosure<br>— Loan<br>Disclosures:<br>Amount of<br>Estimated<br>Property<br>Costs over<br>Year<br>[redated] of<br>on Final<br>Closing<br>Disclosure<br>provided on<br>[redated] are<br>underdisclosed | Page [redated] of final CD showing<br>property costs over [redated]year not<br>completed. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>09):<br>[Redacted]Received<br>Letter of<br>Explanation<br>&<br>Corrected<br>Closing<br> Disclosure.Buyer<br>Comment<br>(2025-12-<br>08): Please<br>see LOX<br>which<br>states the<br>following:<br>"Estimated<br>Taxes,<br>Insurance,<br>&<br>Assessments<br>changed<br>from $[Redacted]to<br>$[Redacted]on<br>page<br>[Redacted]."<br>Please<br>clear the<br>condition.<br> Reviewer<br>Comment<br>(2025-12-<br>08):<br>[Redacted]received<br>Post CD<br>and LOX.<br>However,<br>the<br>provided<br>LOX<br>doesn't<br>state about<br>the changes<br>necessitated<br>on page<br>[Redacted]4<br>of CD.<br>Kindly<br>provide<br>updated<br>LOX to<br>reflect<br>changes<br>necessitated<br>on page<br>[Redacted]of<br>CD.<br> Buyer<br>Comment<br>(2025-12-<br>05): LOX<br>uploaded<br>as trailing<br>doc<br> Reviewer<br>Comment<br>(2025-12-<br>04):<br>[Redacted]received<br>Post CD.<br>However,<br>LOX to the<br>borrower<br>missing<br>from the<br>file.<br> Buyer<br>Comment<br>(2025-12-<br>03): Please<br>see<br>attached<br>PCCD<br>which<br>displays<br>non-<br>escrowed<br>property<br>cost<br>estimate on<br>pages<br>[Redacted]and<br>[Redacted]<br> Reviewer<br>Comment<br>(2025-11-<br>21):<br>Estimated<br>Taxes,<br>Insurance<br>&<br>Assessments<br>on page<br>[Redacted]of<br>the CD is $[Redacted]and<br>estimated<br>Property<br>Costs over<br>Year<br>[Redacted]is<br>blank. |  | 12/09/2025 |  | 2 C B |  | CA | Primary | Purchase | Letter of<br>Explanation &<br>Corrected<br>Closing<br>Disclosure B A | Non<br>QM | Non<br>QM | Yes |
| 224455556 | [Redacted] | [Redacted] |  | 35037666 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Final<br>Closing<br>Disclosure<br>Will Not<br>Have Escrow<br>— Property<br>Costs Year<br>[redated] | TILA-<br>RESPA<br>Integrated<br>Disclosure<br>— Loan<br>Disclosures:<br>Final<br>Closing<br>Disclosure<br>provided on<br>[redated] did<br>not disclose<br>Estimated<br>Property<br>Costs over<br>Year<br>[redated] for<br>loan with no<br>escrow<br>account<br>established. | Page [redated] of final CD showing<br>property costs over [redated] year not<br>completed. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>09):<br>[Redacted]Received<br>Letter of<br>Explanation<br>&<br>Corrected<br>Closing<br> Disclosure.Buyer<br>Comment<br>(2025-12-<br>08): Please<br>see LOX<br>which<br>states the<br>following:<br>"Estimated<br>Taxes,<br>Insurance,<br>&<br>Assessments<br>changed<br>from $[Redacted]to<br>$[Redacted]on<br>page<br>[Redacted]."<br>Please<br>clear the<br>condition.<br> Reviewer<br>Comment<br>(2025-12-<br>08):<br>[Redacted]received<br>Post CD<br>and LOX.<br>However,<br>the<br>provided<br>LOX<br>doesn't<br>state about<br>the changes<br>necessitated<br>on page<br>[Redacted]of<br>CD. Kindly<br>provide<br>updated<br>LOX to<br>reflect<br>changes<br>necessitated<br>on page<br>[Redacted]of<br>CD.<br> Buyer<br>Comment<br>(2025-12-<br>05): LOX<br>uploaded<br>as trailing<br>doc<br> Reviewer<br>Comment<br>(2025-12-<br>04):<br>[Redacted]received<br>Post CD.<br>However,<br>LOX to the<br>borrower<br>missing<br>from the<br>file.<br> Buyer<br>Comment<br>(2025-12-<br>03): Please<br>see<br>attached<br>PCCD<br>which<br>displays<br>non-<br>escrowed<br>property<br>cost<br>estimate on<br>pages<br>[Redacted]and<br>[Redacted] |  | 12/09/2025 |  | 2 C B |  | CA | Primary | Purchase | Letter of<br>Explanation &<br>Corrected<br>Closing<br>Disclosure B A | Non<br>QM | Non<br>QM | Yes |
| 224455556 | [Redacted] | [Redacted] |  | 35037667 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Final<br>Closing<br>Disclosure<br>Will Not<br>Have Escrow<br>— Reason | TILA-<br>RESPA<br>Integrated<br>Disclosure<br>— Loan<br>Disclosures:<br>Final<br>Closing<br>Disclosure<br>provided on<br>[redated]<br>incorrectly<br>disclosed<br>whether the<br>loan will<br>have an<br>escrow<br>account. | Page [redated] of final CD showing<br>property costs over [redated] year not<br>completed. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>09):<br>[Redacted]Received<br>Letter of<br>Explanation<br>&<br>Corrected<br>Closing<br> Disclosure.Buyer<br>Comment<br>(2025-12-<br>08): Please<br>see LOX<br>which<br>states the<br>following:<br>"Estimated<br>Taxes,<br>Insurance,<br>&<br>Assessments<br>changed<br>from $[Redacted]to<br>$[Redacted]on<br>page 1."<br>Please<br>clear the<br>condition.<br> Reviewer<br>Comment<br>(2025-12-<br>08):<br>[Redacted]received<br>Post CD<br>and LOX.<br>However,<br>the<br>provided<br>LOX<br>doesn't<br>state about<br>the changes<br>necessitated<br>on page<br>[Redacted]of<br>CD. Kindly<br>provide<br>updated<br>LOX to<br>reflect<br>changes<br>necessitated<br>on page<br>[Redacted]of<br>CD.<br> Buyer<br>Comment<br>(2025-12-<br>05): LOX<br> Reviewer<br>Comment<br>(2025-12-<br>04):<br>[Redacted]received<br>Post CD.<br>However,<br>LOX to the<br>borrower<br>missing<br>from the<br>file.<br> Buyer<br>Comment<br>(2025-12-<br>03): Please<br>see<br>attached<br>PCCD<br>which<br>displays<br>non-<br>escrowed<br>property<br>cost<br>estimate on<br>pages<br>[Redacted]and<br>[Redacted] |  | 12/09/2025 |  | 2 C B |  | CA | Primary | Purchase | Letter of<br>Explanation &<br>Corrected<br>Closing<br>Disclosure B A | Non<br>QM | Non<br>QM | Yes |
| 224455558 | [Redacted] | [Redacted] |  | 35040531 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | Tax and insurance for property located<br>at [redated] not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>28): Tax<br>and<br>insurance<br>verification<br>document<br> received.Buyer<br>Comment<br>(2025-11-<br>25): REO<br>docs | 11/28/2025 |  |  | 1 C A |  | GA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224455558 | [Redacted] | [Redacted] |  | 35040632 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Initial<br>Loan<br>Estimate<br>Timing<br>Electronically<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>Loan<br>Estimate not<br>delivered or<br>placed in the<br>mail to<br>Borrower(s)<br>within<br>[redacted]<br>business<br>days of<br>application. | Application date was [redated] and<br>Loan Estimate was issued [redated]. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>26):<br>[Redacted]received<br> initial LE.Buyer<br>Comment<br>(2025-11-<br>25): LE | 11/26/2025 |  |  | 1 C A |  | GA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224455560 | [Redacted] | [Redacted] |  | 35055581 |  | Credit | Credit | Miscellaneous | Credit | A copy of<br>Asset<br>Verification<br>Report is not<br>on file. |  | Lender exception for FTHB buying<br>multiple investment properties is<br>approved. Per disposition, max<br>[redacted]% LTV, evidence [redated]<br>additional properties purchased on<br>[redated] are listed for rent, sufficient<br>funds to close to be verified after funds<br>for other purchases are taken into<br>consideration. | Borrower has been employed in the same industry for<br> more than [Redacted]years.Borrower has verified disposable income of at least<br>$[Redacted].<br> Borrower has worked in the same position for more than<br>3 years.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [Redacted]months PITIA or more.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [Redacted]% and<br>$[Redacted].<br> The qualifying DTI on the loan is at least [Redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | Borrower has been employed in the<br>same industry for more than<br> [Redacted]years.Documentation Type: [Redacted]mo<br>Bank Statement<br> Disposable Income: $[Redacted]<br> Borrower has worked in the same<br>position for more than [Redacted]<br>years.<br> Actual Reserves: $[Redacted]<br> Required Reserves: $[Redacted]<br> Borrower's Own Funds Percent:<br>[Redacted]%<br> Borrower's Own Funds Amount:<br>$[Redacted]<br> DTI: [Redacted]%<br> Guideline Maximum DTI:<br>[Redacted]%<br> Guidelines Representative FICO:<br>[Redacted]<br> Representative FICO: [Redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-11-<br>22): Lender<br>Exception<br>with<br>Compensating<br>Factors<br>provided. |  |  | 11/22/2025 | 2 B |  | GA | Investment | Purchase | B A | N/A | N/A | No |
| 224455560 | [Redacted] | [Redacted] |  | 35055582 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender Exception to use [redated] for<br>rental income for two properties on<br>Tackett Rd . Per disposition, max<br>[redacted]% LTV, evidence [redated]<br>additional properties purchased on<br>[redated] are listed for rent, sufficient<br>funds to close to be verified after funds<br>for other purchases are taken into<br>consideration. | Borrower has been employed in the same industry for<br> more than [Redacted]years.Borrower has verified disposable income of at least<br>$[Redacted].<br> Borrower has worked in the same position for more than<br>3 years.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [Redacted]months PITIA or more.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [Redacted]% and<br>$[Redacted].<br> The qualifying DTI on the loan is at least [Redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | Borrower has been employed in the<br>same industry for more than<br> [Redacted]years.Documentation Type: [Redacted]mo<br>Bank Statement<br> Disposable Income: $[Redacted]<br> Borrower has worked in the same<br>position for more than [Redacted]<br>years.<br> Actual Reserves: $[Redacted]<br> Required Reserves: $[Redacted]<br> Borrower's Own Funds Percent:<br>[Redacted]%<br> Borrower's Own Funds Amount:<br>$[Redacted]<br> DTI: [Redacted]%<br> Guideline Maximum DTI:<br>[Redacted]%<br> Guidelines Representative FICO:<br>[Redacted]<br> Representative FICO: [Redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-11-<br>22): Lender<br>Exception<br>with<br>Compensating<br>Factors<br>provided. |  |  | 11/22/2025 | 2 B |  | GA | Investment | Purchase | B A | N/A | N/A | No |
| 224455560 | [Redacted] | [Redacted] |  | 35055583 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception for less than<br>[redacted] months of housing history is<br>approved. Per disposition, max<br>[redacted]% LTV, evidence 3<br>additional properties purchased on<br>[redated] are listed for rent, sufficient<br>funds to close to be verified after funds<br>for other purchases are taken into<br>consideration. | Borrower has been employed in the same industry for<br> more than [Redacted]years.Borrower has verified disposable income of at least<br>$[Redacted].<br> Borrower has worked in the same position for more than<br>3 years.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [Redacted]months PITIA or more.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [Redacted]% and<br>$[Redacted].<br> The qualifying DTI on the loan is at least [Redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | Borrower has been employed in the<br>same industry for more than<br> [Redacted]years.Documentation Type: [Redacted]mo<br>Bank Statement<br> Disposable Income: $[Redacted]<br> Borrower has worked in the same<br>position for more than [Redacted]<br>years.<br> Actual Reserves: $[Redacted]<br> Required Reserves: $[Redacted]<br> Borrower's Own Funds Percent:<br>[Redacted]%<br> Borrower's Own Funds Amount:<br>$[Redacted]<br> DTI: [Redacted]%<br> Guideline Maximum DTI:<br>[Redacted]%<br> Guidelines Representative FICO:<br>[Redacted]<br> Representative FICO: [Redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-11-<br>22): Lender<br>Exception<br>with<br>Compensating<br>Factors<br>provided. |  |  | 11/22/2025 | 2 B |  | GA | Investment | Purchase | B A | N/A | N/A | No |
| 224455560 | [Redacted] | [Redacted] |  | 35055584 |  | Credit | Credit | Miscellaneous | Credit | A copy of<br>Asset<br>Verification<br>Report is not<br>on file. |  | Lender exception for [redacted]% LTV<br>is counter-offered. Per disposition, max<br>[redacted]% LTV, evidence [redated]<br>additional properties purchased on<br>[redated] are listed for rent, sufficient<br>funds to close to be verified after funds<br>for other purchases are taken into<br>consideration. | Borrower has been employed in the same industry for<br> more than [Redacted]years.Borrower has verified disposable income of at least<br>$[Redacted].<br> Borrower has worked in the same position for more than<br>3 years.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [Redacted]months PITIA or more.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [Redacted]% and<br>$[Redacted].<br> The qualifying DTI on the loan is at least [Redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | Borrower has been employed in the<br>same industry for more than<br> [Redacted]years.Documentation Type: [Redacted]mo<br>Bank Statement<br> Disposable Income: $[Redacted]<br> Borrower has worked in the same<br>position for more than [Redacted]<br>years.<br> Actual Reserves: $[Redacted]<br> Required Reserves: $[Redacted]<br> Borrower's Own Funds Percent:<br>[Redacted]%<br> Borrower's Own Funds Amount:<br>$[Redacted]<br> DTI: [Redacted]%<br> Guideline Maximum DTI:<br>[Redacted]%<br> Guidelines Representative FICO:<br>[Redacted]<br> Representative FICO: [Redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-11-<br>22): Lender<br>Exception<br>with<br>Compensating<br>Factors<br>provided. |  |  | 11/22/2025 | 2 B |  | GA | Investment | Purchase | B A | N/A | N/A | No |
| 224457610 | [Redacted] | [Redacted] |  | 35055111 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>Verification<br>of Non-<br>[redated]<br>Status not<br>provided |  | Verification of Non-US Citizen Status<br>missing in file. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>09):<br>Available<br>Borrower<br>ITIN form<br>and<br>Driving<br>License<br>will suffice<br>the<br>requirement<br>of<br>Verification<br>of Non-Us<br>Citizen<br>status.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-12-<br>05): PC<br>Cert<br> Reviewer<br>Comment<br>(2025-12-<br>02):<br>Received<br>ITIN<br>Letter.<br>Please<br>provide<br>Passport/<br>Resident<br>Alien Card<br>/ VISA/<br>Employment<br>Authorization<br>to verify<br>borrower's<br>Non-<br>Permanent<br>Resident<br>Alien<br>status.<br>Exception<br>remains<br> Buyer<br>Comment<br>(2025-12-<br>01): ITIN<br>letter | 12/09/2025 |  |  | 1 C A |  | MA | Investment | Purchase | C A | N/A | N/A | No |
| 224457610 | [Redacted] | [Redacted] |  | 35055137 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>02):<br>Received<br>E-sign<br>Consent<br>Agreement.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-12-<br>01):<br>econsent | 12/02/2025 |  |  | 1 C A |  | MA | Investment | Purchase | C A | N/A | N/A | No |
| 224457618 | [Redacted] | [Redacted] |  | 35058355 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | [redated]/<br>Declarations:<br>F. Are you a<br>co-signer or<br>guarantor on<br>any debt or<br>loan that is<br>not disclosed<br>on this<br>application?<br>reflects Yes.<br>Missing<br>documented<br>and/or does<br>not meet<br>guideline<br>requirements. |  | Borrower has declared- F. Are you a<br>co-signer or guarantor on any debt or<br>loan that is not disclosed on this<br>application? was entered Yes. Require<br>clarification on the debt. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>22):<br>Borrower's<br>signed and<br>dated letter<br>of<br>Explanation<br>received<br>for<br>[Redacted]declaration<br>section F.<br>Borrower<br>own's<br>departing<br>residence<br>i.e.<br>[Redacted]<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-12-<br>18):<br>Borrower-<br>signed<br>LOX<br>regarding<br>Section F<br> Reviewer<br>Comment<br>(2025-12-<br>09):<br>Require<br>revised<br>[Redacted]with<br>correct<br>[Redacted]/<br>declarations<br>F to clear<br>the<br>exception<br>as provided<br>document<br>will not<br>suffice the<br>exception.<br>Exception<br>Remains.<br> Buyer<br>Comment<br>(2025-12-<br>05):<br>Mortgage<br>PIF<br> Buyer<br>Comment<br>(2025-12-<br>05): No<br>HOA LOX<br> Buyer<br>Comment<br>(2025-12-<br>05):<br>Resolution<br>documents<br> Buyer<br>Comment<br>(2025-12-<br>05):<br>Uploaded<br>please find<br> - Mortgage<br>Satisfaction<br>doc for<br>[Redacted]<br> - HOI<br>Policy for<br>[Redacted]<br>[Redacted]<br>[Redacted]<br> - Tax Bill<br>for<br>[Redacted]Barrington<br>Dr<br> - No HOA<br>LOX for<br>[Redacted]<br> - Updated<br>[Redacted] | 12/22/2025 |  |  | 1 C A |  | NC | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224457618 | [Redacted] | [Redacted] |  | 35058402 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redated]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded.<br>Total<br>amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redated]<br>plus<br>[redated]%<br>or<br>$[redated].<br>Sufficient or<br>excess cure<br>was<br>provided to<br>the borrower<br>at Closing. | [redacted] Percent Fee Tolerance<br>exceeded due to recording fee going<br>from $[redated] to $[redated] on final<br>CD. Sufficient or excess cure was<br>provided to the borrower at Closing. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>24):<br>Sufficient<br>Cure<br>Provided<br>At Closing |  | 11/24/2025 |  | 1 A |  | NC | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224460401 | [Redacted] | [Redacted] |  | 35055160 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Note<br>Addendum<br>—<br>Prepayment<br>not provided |  | Note Addendum — Prepayment not<br>executed by Borrower |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>03):<br>Received<br>signed<br>Prepayment<br>addendum.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-12-<br>01): PP<br>addendum | 12/03/2025 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | N/A | Yes |
| 224460429 | [Redacted] | [Redacted] |  | 35043967 |  | Credit | Loan Package<br>Documentation | Closing / Title | Missing<br>Document | Missing<br>Document:<br>Rider —<br>Other not<br>provided |  | Other Rider — Fixed Prepayment<br>Rider is missing. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>02):<br>Received<br>Prepayment<br>Rider.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-11-<br>30): PC<br>Cert | 12/02/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A | N/A | N/A | No |
| 224460855 | [Redacted] | [Redacted] |  | 35055028 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | File is missing Insurance and mortgage<br>statement document |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>11): Final<br>closing<br>disclosure<br>received.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-12-<br>09): Final<br>CD and<br>updated<br>[Redacted]<br> Buyer<br>Comment<br>(2025-12-<br>09): Final<br>CD and<br>updated<br>[Redacted] | 12/11/2025 |  |  | 1 C A |  | MA | Investment | Purchase | C A | N/A | N/A | No |
| 224460934 | [Redacted] | [Redacted] |  | 35055090 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  | Initial E-sign Consent Agreement is<br>missing. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>01):<br>Document<br> providedBuyer<br>Comment<br>(2025-11-<br>26): E-<br>Signature<br>Consent | 12/01/2025 |  |  | 1 C A |  | MA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224460934 | [Redacted] | [Redacted] |  | 35055190 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redated]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded.<br>Total<br>amount of<br>$[redated]<br>exceeds<br>tolerance of<br>$[redated]<br>plus<br>[redated]%<br>or<br>$[redated].<br>Sufficient or<br>excess cure<br>was<br>provided to<br>the borrower<br>at Closing. | [redated]% tolerance was exceeded by<br>$[redated]due to increase of recording<br>fee. Lender provided a cure of<br>$[redated] on the final Closing<br>Disclosure. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>21):<br>Sufficient<br>Cure<br>Provided<br>At Closing |  | 11/21/2025 |  | 1 A |  | MA | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224460937 | [Redacted] | [Redacted] |  | 35057211 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redated]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded.<br>Total<br>amount of<br>$[redated]<br>exceeds<br>tolerance of<br>$[redated]<br>plus<br>[redated]%<br>or<br>$[redated].<br>Sufficient or<br>excess cure<br>was<br>provided to<br>the borrower<br>at Closing. | [redacted] Percent Fee Tolerance<br>exceeded due to recording fee going<br>from $[redated] to $[redated] Total<br>amount of $[redated] exceeds tolerance<br>of $[redated] plus [redated]% or<br>$[redated]. Sufficient or excess cure<br>was provided to the borrower at<br>Closing. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>24):<br>Sufficient<br>Cure<br>Provided<br>At Closing |  | 11/24/2025 |  | 1 A |  | GA | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224461806 | [Redacted] | [Redacted] |  | 35043942 |  | Compliance | Compliance | State<br>Compliance | State Defect | [redated]<br>[redated](a)([redated])<br>Security<br>Instrument<br>Provided on a<br>[redated]<br>Non-Home<br>Equity Loan | [redacted]<br>Home<br>Equity<br>50[redated](a)([redated])<br>Security<br>Instrument<br>provided on<br>a transaction<br>determined<br>not to be<br>eligible for<br>Texas<br>Equity<br>[redated](a)([redated]).<br>Potential<br>contractual<br>issue |  |  |  |  | Buyer<br>Comment<br>(2025-12-<br>05): pre<br>approved<br>waiver list |  |  | 12/05/2025 | 2 B |  | TX | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224461806 | [Redacted] | [Redacted] |  | 35043943 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redated]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit<br>Report Fee.<br>Fee Amount<br>of $[redated]<br>exceeds<br>tolerance of<br>$[redated].<br>Sufficient or<br>excess cure<br>was<br>provided to<br>the borrower<br>at Closing. | The Credit report Fee increased from<br>$[redated] to $[redated] without any<br>valid changed circumstances.<br>$[redated] Cure provided is more than<br>the total cure requirement of $[redated]. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>21):<br>Sufficient<br>Cure<br>Provided<br>At Closing |  | 11/21/2025 |  | 1 A |  | TX | Primary | Purchase | Final CD<br>evidences<br>Cure B A | Non<br>QM | Non<br>QM | Yes |
| 224461836 | [Redacted] | [Redacted] |  | 35058204 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Final<br>Closing<br>Disclosure<br>Amount<br>Financed<br>Test | TILA-<br>RESPA<br>Integrated<br>Disclosure<br>— Loan<br>Calculations:<br>Final<br>Closing<br>Disclosure<br>provided on<br>[redated]<br>disclosed an<br>Amount<br>Financed<br>disclosed an<br>inaccurate<br>Amount<br>Financed.<br>The<br>disclosed<br>Amount<br>Financed in<br>the amount<br>of $[redated]<br>is over<br>disclosed by<br>$[redated]<br>compared to<br>the<br>calculated<br>Amount<br>Financed of<br>$[redated]<br>and the<br>disclosed<br>Finance<br>Charge is<br>not accurate<br>within<br>applicable<br>tolerances<br>for Amount<br>Financed to<br>be<br>considered<br>accurate (fee<br>amounts<br>included in<br>Amount<br>Financed<br>and Finance<br>Charge<br>calculations<br>are based on<br>Closing<br>Disclosure<br>dated<br>[redated]). | Amount Financed disclosed as<br>$[redated] vs actual amount of<br>$[redated]. There is a Variance of<br>$[redated]. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>26):<br>[Redacted]received<br>PCCD and<br> LOE.Buyer<br>Comment<br>(2025-11-<br>26): PCCD<br>and LOX |  | 11/26/2025 |  | 2 C B |  | AZ | Primary | Purchase | TILA Material<br>Disclosure<br>Cure —<br>Provide the<br>following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Corrected CD,<br>and Re-open<br>Rescission<br>(required on<br>rescindable<br>transactions) B | Non<br>QM | Non<br>QM | Yes |
| 224461836 | [Redacted] | [Redacted] |  | 35058205 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Final<br>Closing<br>Disclosure<br>Finance<br>Charge | TILA-<br>RESPA<br>Integrated<br>Disclosure<br>— Loan<br>Calculations:<br>Final<br>Closing<br>Disclosure<br>provided on<br>[redated]<br>disclosed an<br>inaccurate<br>Finance<br>Charge on<br>page 5 that<br>does not<br>match the<br>actual<br>Finance<br>Charge for<br>the loan. The<br>disclosed<br>Finance<br>Charge in<br>the amount<br>of $[redated]<br>is under<br>disclosed by<br>$[redated]<br>compared to<br>the<br>calculated<br>Finance<br>Charge of<br>$[redated]<br>which<br>exceeds the<br>$[redated]<br>threshold<br>(fee amounts<br>included in<br>Finance<br>Charge<br>calculation<br>are based on<br>Closing<br>Disclosure<br>dated<br>[redated]). | Amount Financed disclosed as<br>$[redated] vs actual amount of<br>$[redated]. There is a Variance of<br>$[redated]. |  |  |  | Reviewer<br>Comment<br>(2025-11-<br>26):<br>[Redacted]received<br>PCCD and<br> LOE.Buyer<br>Comment<br>(2025-11-<br>26): see<br>uploaded |  | 11/26/2025 |  | 2 C B |  | AZ | Primary | Purchase | TILA Material<br>Disclosure<br>Cure —<br>Provide the<br>following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Refund check<br>for<br>underdisclosed<br>amount,<br>Corrected CD,<br>and Re-open<br>Rescission<br>(required on<br>rescindable<br>transactions) B | Non<br>QM | Non<br>QM | Yes |
| 224462659 | [Redacted] | [Redacted] |  | 35057394 |  | Credit | Title | General | Title | Title Policy<br>Coverage is<br>less than<br>Original<br>Loan<br>Amount. |  | The Title Policy Amount of $[redated]<br>is less than the note amount of<br>$[redated] based on the Commitment in<br>file. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>04):<br>Received<br>Final Title<br>with<br>sufficient<br>coverage.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-12-<br>03): Title | 12/04/2025 |  |  | 1 B A |  | MA | Investment | Purchase | B A |  | N/A | No |
| 224462659 | [Redacted] | [Redacted] |  | 35057396 |  | Credit | Legal /<br>Regulatory /<br>Compliance | Title / Lien<br>Defect | Title | Title Policy<br>is<br>Preliminary<br>or<br>Commitment,<br>and not a<br>Final Title<br>Policy. |  | The file is missing a copy of the Final<br>Title Policy. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>04):<br>Received<br>Final Title.<br>Exception<br>Cleared. | 12/04/2025 |  |  | 1 A |  | MA | Investment | Purchase | B A |  | N/A | No |
| 224462661 | [Redacted] | [Redacted] |  | 35058952 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | The lender exception for Section<br>[redated]: Rurally Designated<br>Properties (Rural investment property<br>is not eligible on Investor Cash Flow/<br>[redacted] program). The exception is<br>approved with [redated] Minimum<br>[redacted] ([redated] minimum<br>[redacted] if property is to be rented<br>short term), All other Signature<br>Expanded guidelines must be met,<br>Exception LLPA cited above is in<br>addition to (i.e., over and above) any<br>and all rate sheet LLPA's that apply<br>including LL. Compensating factors:<br>FICO [redated] points or more above<br>requirement, Reserves [redated]+<br>months more than requirement. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [Redacted]months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [Redacted]% and<br>$[Redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | Reserves: [Redacted]<br> Guideline Requirement: [Redacted]<br> Borrower's Own Funds Percent:<br>[Redacted]%<br> Borrower's Own Funds Amount:<br>$[Redacted]<br> Guidelines Representative FICO:<br>[Redacted]<br> Representative FICO: [Redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-11-<br>25): Lender<br>Exception<br>with<br>Compensating<br>Factors<br>provided. |  |  | 11/25/2025 | 2 B |  | VA | Investment | Purchase | B A |  | N/A | No |
| 224463839 | [Redacted] | [Redacted] |  | 35072651 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redated]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Survey Fee.<br>Fee Amount<br>of $[redated]<br>exceeds<br>tolerance of<br>$[redated].<br>$[redated]<br>over legal<br>limit.<br>Insufficient<br>or no cure<br>was<br>provided to<br>the<br>borrower. | Survey fee of $[redated] not disclosed<br>on initial or final LE. File does not<br>contain a valid COC for this fee, nor<br>evidence of cure. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>04):<br>[Redacted]received<br>Post CD<br>and LOX<br>by moving<br>fee to<br>section H<br>along with<br>LOX<br>stating<br>survey was<br>required by<br> title.Buyer<br>Comment<br>(2025-12-<br>03): email<br>from title<br> Buyer<br>Comment<br>(2025-12-<br>03): lox &<br>Pccd | 12/04/2025 |  |  | 1 C A |  | MA | Second<br>Home | Purchase | Fee Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund Check,<br>and Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224463839 | [Redacted] | [Redacted] |  | 35072652 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redated]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Attorney<br>Review Fee.<br>Fee Amount<br>of $[redated]<br>exceeds<br>tolerance of<br>$[redated].<br>$[redated]<br>over legal<br>limit.<br>Insufficient<br>or no cure<br>was<br>provided to<br>the<br>borrower. | Attorney review fee of $[redated] not<br>disclosed to borrower until final CD.<br>File does not contain a valid COC for<br>this fee, nor evidence of cure. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>04):<br>[Redacted]received<br>Post CD<br>and LOX<br>by moving<br>fee to<br> section H.Buyer<br>Comment<br>(2025-12-<br>03): see<br>uploaded | 12/04/2025 |  |  | 1 C A |  | MA | Second<br>Home | Purchase | Fee Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund Check,<br>and Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224463891 | [Redacted] | [Redacted] |  | 35105908 |  | Credit | Credit | Credit<br>Documentation | Credit | There is no<br>lease in place<br>for the<br>subject<br>property and<br>the absence<br>of this<br>document<br>casts doubt<br>on business<br>purpose of<br>loan. |  | Lease agreement is missing in file. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>04): Lease<br>agreement<br>not<br>required as<br>property is<br>vacant as<br>per<br>appraisal<br>report.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-12-<br>02): There<br>is no active<br>lease — it<br>is currently<br>having<br>work<br>completed<br>for the next<br>tenants | 12/04/2025 |  |  | 1 C A |  | KY | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A |  | N/A | No |
| 224463930 | [Redacted] | [Redacted] |  | 35064392 |  | Credit | Asset | Asset<br>Calculation /<br>Analysis | Asset | Available for<br>Closing is<br>insufficient to<br>cover Cash<br>From<br>Borrower. |  | Missing evidence of receipt of gift<br>funds ($[redated] and $[redated]),<br>causing shortage of funds to close. |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>04):<br>Received<br>wire<br>confirmation<br>for both the<br>gifts.<br>Guidelines<br>requirement<br>met,<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-12-<br>03): wire<br>confirmations<br>for both<br>gifts | 12/04/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| 224463930 | [Redacted] | [Redacted] |  | 35064395 |  | Credit | Legal /<br>Regulatory /<br>Compliance | Title / Lien<br>Defect | Title | Title Policy<br>is<br>Preliminary<br>or<br>Commitment,<br>and not a<br>Final Title<br>Policy. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-12-<br>10):<br>Received<br>Final Title<br>Policy.<br>Exception<br>cleared. | 12/10/2025 |  |  | 1 A |  | CA | Investment | Purchase | C A |  | N/A | No |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E<br>Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor<br>Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224463930 | [Redacted] | [Redacted] |  | 35064435 |  | Credit | Credit | AUS<br>Discrepancy /<br>Guidelines<br>Discrepancy | Guideline | Guideline<br>Requirement:<br>PITIA<br>reserves<br>months<br>discrepancy. |  | Missing evidence of receipt of gift funds ($[redated] and $[redated]), causing<br>shortage of required reserves. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-04):<br>Received<br>wire<br>confirmation<br>for both<br>the gifts.<br>Guidelines<br>requirement<br>met,<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-03):<br>wire<br>confirmations<br>have<br>been<br>submitted | 12/04/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| 224463930 | [Redacted] | [Redacted] |  | 35108332 |  | Credit | Title | Document<br>Error | Title | The<br>Preliminary<br>title policy is<br>within<br>[redacted] or<br>[redacted] and<br>does not<br>reflect a<br>coverage<br>amount (no<br>final title<br>policy in file).<br>Unable to<br>determine if<br>appropriate<br>coverage is<br>provided. |  | Proposed policy amount is not disclosed on preliminary title report. Final policy<br>not provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Received<br>Final<br>Title<br>Policy.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-08):<br>final title<br>policy | 12/10/2025 |  |  | 1 B A |  | CA | Investment | Purchase | C A |  | N/A | No |
| 224465224 | [Redacted] | [Redacted] |  | 35060219 |  | Compliance | Compliance | Federal<br>Compliance | Federal<br>HPML | Federal<br>HPML<br>[redated] Non<br>Compliant | Federal Higher-<br>Priced Mortgage<br>Loan: APR on<br>subject loan of<br>[redated]% or<br>Final Disclosure<br>APR<br>of[redated]% is<br>equal to or<br>greater than the<br>threshold of<br>APOR<br>[redated]% +<br>[redated]%, or<br>[redated]%.<br>Non-Compliant<br>Higher Priced<br>Mortgage Loan. | APR on subject loan of [redated]% or Final Disclosure APR of [redated]% is<br>equal to or greater than the threshold of APOR [redated]% +[redated]%, or<br>[redated]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-02):<br>Appraisal<br>receipt<br>received<br>and<br>verified.<br>Exception<br> clearedBuyer<br>Comment<br>(2025-<br>12-01):<br>appraisal<br>delivery<br>submitted | 12/02/2025 |  |  | 1 C A |  | MI | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224465224 | [Redacted] | [Redacted] |  | 35060220 |  | Compliance | Compliance | Federal<br>Compliance | Federal<br>HPML | (Fed HPML<br>Provision)<br>Federal<br>Higher-Priced<br>Mortgage<br>Loan (Timing<br>of Appraisal<br>to Consumer) | TILA HPML<br>Appraisal Rule<br>([redated]):<br>Creditor did not<br>provide a copy<br>of each<br>valuation to<br>applicant<br>[redacted]<br>business days<br>prior to<br>consummation. | Valuation dated [redated] missing evidence of receipt. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-02):<br>Appraisal<br>receipt<br>received<br>and<br>verified.<br>Exception<br> clearedBuyer<br>Comment<br>(2025-<br>12-01):<br>appraisal<br>delivery | 12/02/2025 |  |  | 1 C A |  | MI | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224465224 | [Redacted] | [Redacted] |  | 35067910 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match —<br>ATR | Ability to Repay<br>([redated]):<br>Originator Loan<br>Designation of<br>Non QM does<br>not match Due<br>Diligence Loan<br>Designation of<br>ATR Fail. | ATR failure due to missing income documentation: third party verification of<br>employment or CPA letter not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-02):<br>Revalidated<br>document<br>verified<br>and<br>updated.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-01):<br>PC Cert<br>submitted | 12/02/2025 |  |  | 1 B A C |  | MI | Primary | Refinance<br>— Cash-<br>out —<br>Other | Lender to<br>provide<br>updated<br>ATR/QM<br>status C | Non<br>QM | Non<br>QM | Yes |
| 224465224 | [Redacted] | [Redacted] |  | 35067911 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Employment<br>— Bank<br>Statements | Ability-to-Repay<br>([redated]):<br>Unable to verify<br>current<br>employment<br>status using<br>reasonably<br>reliable third-<br>party records. | ATR failure due to missing income documentation: third party verification of<br>employment or CPA letter not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-02):<br>Revalidated<br>document<br>verified<br>and<br>updated.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-01):<br>PC Cert | 12/02/2025 |  |  | 1 C A |  | MI | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224465224 | [Redacted] | [Redacted] |  | 35067912 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency —<br>ATR Impact | Ability to Repay<br>([redated]):<br>There are<br>guideline<br>deficiencies<br>related to<br>income and/or<br>asset doc<br>requirements<br>which could<br>result in a risk to<br>the borrower's<br>ability to repay.<br>(Exception is<br>eligible to be<br>regraded with<br>compensating<br>factors.) | ATR failure due to missing income documentation: third party verification of<br>employment or CPA letter not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-02):<br>Revalidated<br>document<br>verified<br>and<br>updated.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-01):<br>PC Cert<br>submitted | 12/02/2025 |  |  | 1 C A |  | MI | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224465224 | [Redacted] | [Redacted] |  | 35067913 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM | NonQM ATR | Ability-to-Repay<br>([redated]):<br>General Ability-<br>to-Repay<br>requirements not<br>satisfied. | ATR failure due to missing income documentation: third party verification of<br>employment or CPA letter not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-02):<br>Revalidated<br>document<br>verified<br>and<br>updated.<br>Exception<br>cleared. | 12/02/2025 |  |  | 1 A |  | MI | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224465224 | [Redacted] | [Redacted] |  | 35067917 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income<br>documentation<br>requirements<br>not met. |  | Third party verification of employment or CPA letter not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-02):<br>Revalidated<br>document<br>verified<br>and<br>updated.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-01):<br>PC Cert<br>submitted | 12/02/2025 |  |  | 1 C A |  | MI | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224465224 | [Redacted] | [Redacted] |  | 35067922 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Investor<br>Guidelines | Ability to Repay<br>([redated]):<br>Based on the<br>loan failing one<br>or more<br>guideline<br>components, the<br>loan is at ATR<br>risk. | ATR failure due to missing income documentation: third party verification of<br>employment or CPA letter not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-02):<br>Revalidated<br>document<br>verified<br>and<br>updated.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-01):<br>PC Cert<br>submitted | 12/02/2025 |  |  | 1 C A |  | MI | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224465234 | [Redacted] | [Redacted] |  | 35063151 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception of temporary buydown with LTV > [redated]%. Exception<br>approved with comp factors. | Borrower has been employed in the same industry for<br> more than [Redacted]years.Borrower has verified disposable income of at least<br>$[Redacted].<br> Borrower has worked in the same position for more<br>than [redated] years.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the<br>equivalent of [Redacted]months PITIA or more.<br> Borrowers made a down payment from their own<br>funds on this purchase transaction of at least<br>[Redacted]% and $[Redacted]. | Borrower has been employed in the<br>same industry for more than<br> [Redacted]years.Documentation Type: [Redacted]<br>mo Bank Statement<br> Disposable Income: $[Redacted]<br> Borrower has worked in the same<br>position for more than [Redacted]<br>years.<br> Actual Reserves: $[Redacted]<br> Required Reserves: $[Redacted]<br> Borrower's Own Funds Percent:<br>[Redacted]%<br> Borrower's Own Funds Amount:<br>$[Redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-25):<br>Lender<br>Exception<br>with<br>Compensating<br>Factors<br>provided. |  |  | 11/25/2025 | 2 B |  | FL | Investment | Purchase | B A | N/A | N/A | No |
| 224465235 | [Redacted] | [Redacted] |  | 35068758 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request to allow borrowers wage income to be used when only<br>employed for [redated] months is approved. Per disposition, post-closing reserves<br>must equal [redated] months PITI. [redated] on rental history, [redated] years<br>stable work history must be provided. | Borrower has worked in the same position for more<br> than [redated] years.Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines<br>by at least 4 months.<br> Borrowers made a down payment from their own<br>funds on this purchase transaction of at least<br>[Redacted]% and $[Redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points.<br> The representative FICO score is above [Redacted]. | Decision System: DU / DO<br> Representative FICO: [Redacted] | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-25):<br>Client<br>elected to<br>waive<br>with<br>compensating<br>factors. |  |  | 11/25/2025 | 2 B |  | TX | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224465235 | [Redacted] | [Redacted] |  | 35071958 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request to allow [redated]% DTI on [redacted]% LTV is<br>approved. Per disposition, post-closing reserves must equal 10 months PITI.<br>[redated] on rental history, two years stable work history must be provided. | Borrower has worked in the same position for more<br> than [redated] years.Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines<br>by at least 4 months.<br> Borrowers made a down payment from their own<br>funds on this purchase transaction of at least<br>[Redacted]% and $[Redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points.<br> The representative FICO score is above [Redacted]. | Decision System: DU / DO<br> Representative FICO: [Redacted] | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-25):<br>Client<br>elected to<br>waive<br>with<br>compensating<br>factors. |  |  | 11/25/2025 | 2 B |  | TX | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224465235 | [Redacted] | [Redacted] |  | 35115107 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of<br>$[redated]<br>exceeds<br>tolerance of<br>$[redated].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-27):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 11/27/2025 |  | 1 A |  | TX | Primary | Purchase | Final CD<br>evidences<br>Cure B A | Non<br>QM | Non<br>QM | Yes |
| 224465240 | [Redacted] | [Redacted] |  | 35064140 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender requested an exception which was approved to permit a [redacted]% LTV<br>— [redated] credit score. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines<br> by at least [Redacted]months.Borrowers made a down payment from their own<br>funds on this purchase transaction of at least<br>[Redacted]% and $[Redacted]. | Reserves: [Redacted]<br> Guideline Requirement: [Redacted] | Aggregator,SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-25):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 11/25/2025 | 2 B |  | NJ | Investment | Purchase | B A |  | N/A | No |
| 224465240 | [Redacted] | [Redacted] |  | 35064154 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender requested an exception which was approved for CPA letter or [redated]<br>months business assets with cash flow. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines<br> by at least [Redacted]months.Borrowers made a down payment from their own<br>funds on this purchase transaction of at least<br>[Redacted]% and $[Redacted]. | Reserves: [Redacted]<br> Guideline Requirement: [Redacted] | Aggregator,SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-25):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 11/25/2025 | 2 B |  | NJ | Investment | Purchase | B A |  | N/A | No |
| 224466126 | [Redacted] | [Redacted] |  | 35064794 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender requested an exception which was approved to non-warrantable condo to<br>ACV coverage on roofs, [redated]% water damage deductible ($[redated] per<br>unit), outstanding critical repairs and no reserve contributions. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines<br> by at least [Redacted]months.Borrowers made a down payment from their own<br>funds on this purchase transaction of at least<br>[Redacted]% and $[Redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | Guidelines Representative FICO:<br> [Redacted]Representative FICO: [Redacted] | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-26):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 11/26/2025 | 2 B |  | MD | Investment | Purchase | B A |  | N/A | No |
| 224466591 | [Redacted] | [Redacted] |  | 35067852 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>HUD/CD not<br>provided |  | Missing final HUD-1 / CD / Borrower's Closing Statement reflecting loan terms<br>and fees. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-08):<br>Executed<br>Closing<br>statement<br>received<br>and<br>verified<br>the<br>details.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-05):<br>The<br>seller-<br>signed<br>final<br>settlement<br>statement<br>can be<br>found on<br>page<br>[Redacted]of<br>initial<br>package.<br>Attached<br>is the<br>buyer-<br>signed<br>document. | 12/08/2025 |  |  | 1 C A |  | OH | Investment | Purchase | C A |  | N/A | No |
| 224466595 | [Redacted] | [Redacted] |  | 35068846 |  | Credit | Title | General | Title | Title Policy<br>Coverage is<br>less than<br>Original Loan<br>Amount. |  | Provided title policy amount of $[Redacted]is less than the note amount of $[Redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Received<br>Title<br>Commitment,<br>updated<br>policy<br>amount.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-08):<br>Commitment | 12/10/2025 |  |  | 1 B A |  | TX | Primary | Refinance<br>— Cash-<br>out —<br>Other | B A | Non<br>QM | Non<br>QM | No |
| 224466595 | [Redacted] | [Redacted] |  | 35068903 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[Redacted]Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Attorney<br>Review Fee. Fee<br>Amount of $[Redacted]exceeds<br>tolerance of $[Redacted].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. | Attorney review fee amount of $[Redacted]exceeds tolerance of $[Redacted]0.00. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-25):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 11/25/2025 |  | 1 A |  | TX | Primary | Refinance<br>— Cash-<br>out —<br>Other | Final CD<br>evidences<br>Cure B A | Non<br>QM | Non<br>QM | Yes |
| 224466609 | [Redacted] | [Redacted] |  | 35069348 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-11):<br>E-Sign<br>Consent<br>Agreement<br>received,<br>exception<br> clearedBuyer<br>Comment<br>(2025-<br>12-10):<br>Econsent | 12/11/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224466612 | [Redacted] | [Redacted] |  | 35068449 |  | Credit | Loan Package<br>Documentation | Closing / Title | Missing,<br>Incorrect, or<br>Incomplete<br>Note | Missing<br>Document:<br>Note —<br>Subject Lien<br>not provided |  | Missing signature page of Note. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-04):<br>Received<br>Note for<br>subject<br>property.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-02):<br>Note | 12/04/2025 |  |  | 1 D A |  | NJ | Investment | Purchase | D A |  | N/A | No |
| 224466639 | [Redacted] | [Redacted] |  | 35069851 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>HUD/CD not<br>provided |  | Final HUD-1 is missing on file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-12):<br> Provided.Buyer<br>Comment<br>(2025-<br>12-12):<br>FSS | 12/12/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| 224466640 | [Redacted] | [Redacted] |  | 35073666 |  | Credit | Credit | Miscellaneous | Credit | A copy of<br>Asset<br>Verification<br>Report is not<br>on file. |  | Lender exception request to allow [redacted]% LTV on alt-doc investor cash-out<br>is approved. Per disposition, all other guidelines must be met, subject to LLPA<br>pricing. | The qualifying DTI on the loan is at least<br> [Redacted]% less than the guideline maximum.Borrower has been employed in the same industry for<br>more than [redated] years.<br> Borrower has verified disposable income of at least<br>$[Redacted].<br> Borrower has worked in the same position for more<br>than [redated] years.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the<br>equivalent of [Redacted]months PITIA or more. | Exception approval in file with<br>comp factors noted. | SitusAMC,Originator<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-25):<br>Exception<br>approval<br>in file<br>with<br>comp<br>factors<br>noted. |  |  | 11/25/2025 | 2 B |  | GA | Investment | Refinance<br>— Cash-<br>out —<br>Other | B A | Non<br>QM | N/A | No |
| 224466684 | [Redacted] | [Redacted] |  | 35069343 |  | Compliance | Compliance | Federal<br>Compliance | TRID<br>Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Home Warranty<br>Premium. Fee<br>Amount of $[Redacted]exceeds<br>tolerance of $[Redacted]. $[Redacted]over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to the<br>borrower. | Home Warranty Premium Fee increased to $[Redacted]without a valid change of<br>circumstance. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-03):<br>[Redacted]received<br>corrected<br>PCCD<br>and LOE<br>moving<br>the non-<br>lender<br>required<br>fee from<br>section C<br> to H.Buyer<br>Comment<br>(2025-<br>12-02):<br>The<br>Home<br>Warranty<br>and Pest<br>Inspection<br>were a<br>requirement<br>per the<br>purchase<br>agreement,<br>borrower<br>agreed to<br>pay for<br>these | 12/03/2025 |  |  | 1 C A |  | VA | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224466684 | [Redacted] | [Redacted] |  | 35069344 |  | Compliance | Compliance | Federal<br>Compliance | TRID<br>Defect | TRID<br>[Redacted]Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Pest Inspection<br>Fee. Fee<br>Amount of $[Redacted]exceeds<br>tolerance of $[Redacted]. $[Redacted]over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to the<br>borrower. | Pest Inspection Fee increased to $[Redacted]without a valid change of<br>circumstance. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-03):<br>[Redacted]received<br>corrected<br>PCCD<br>and LOE<br>moving<br>the non-<br>lender<br>required<br>fee from<br>section C<br> to H.Buyer<br>Comment<br>(2025-<br>12-02):<br>The<br>Home<br>Warranty<br>and Pest<br>Inspection<br>were a<br>requirement<br>per the<br>purchase<br>agreement,<br>borrower<br>agreed to<br>pay for<br>these.<br>PCCD<br>submitted. | 12/03/2025 |  |  | 1 C A |  | VA | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224466688 | [Redacted] | [Redacted] |  | 35116509 |  | Compliance | Compliance | Federal<br>Compliance | TRID<br>Defect | TRID Initial<br>Loan Estimate<br>Timing<br>Electronically<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>Loan Estimate<br>not delivered to<br>Borrower(s)<br>within three (<br>[Redacted])<br>business days of<br>application.<br>Initial Loan<br>Estimate dated<br>[Redacted]was<br>electronically<br>provided<br>without or prior<br>to borrower's<br>consent to<br>receive<br>electronic<br>disclosures.<br>Failure to<br>comply with the<br>provisions of the<br>E-Sign Act and<br>failure to<br>provide good<br>faith estimate of<br>fees timely may<br>result in<br>additional fee<br>tolerance<br>violations. | The Initial Loan Estimate was delivered to the borrowers electronically<br>[Redacted]5 which is prior to the earliest documented E-sign consent dated<br>[Redacted][Redacted][Redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-05):<br>[Redacted]received<br>earliest<br> consent.Buyer<br>Comment<br>(2025-<br>12-04):<br>audit trail | 12/05/2025 |  |  | 1 C A |  | FL | Primary | Refinance<br>— Rate/<br>Term | C A | Non<br>QM | Non<br>QM | No |
| 224466688 | [Redacted] | [Redacted] |  | 35116510 |  | Compliance | Compliance | Federal<br>Compliance | TRID<br>Defect | TRID Revised<br>Loan Estimate<br>Timing Before<br>Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>Revised Loan<br>Estimate<br>provided on<br>[Redacted]/<br>[Redacted]/<br>[Redacted]not<br>received by<br>borrower at least<br>four<br>([Redacted])<br>business days<br>prior to closing. | Revised Loan Estimate dated [Redacted] was signed/dated by the borrowers on<br>[Redacted][Redacted][Redacted]/[Redacted]which was not at least<br>[Redacted]business days prior to closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-05):<br>[Redacted]received<br>earliest<br> consent.Buyer<br>Comment<br>(2025-<br>12-04):<br>see<br>uploaded | 12/05/2025 |  |  | 1 C A |  | FL | Primary | Refinance<br>— Rate/<br>Term | No Defined<br>Cure A | Non<br>QM | Non<br>QM | No |
| 224466691 | [Redacted] | [Redacted] |  | 35069325 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Max [Redacted]% LTV with a modification due to financial hardship. Requesting<br>[Redacted]% LTV. Compensating factors are Long Term Home Ownership (><br>[Redacted]years), FICO [Redacted]Points or More Above Requirement and<br>Reserves [Redacted]+ Months More Than Requirement. Exception Approval<br>Conditions are [Redacted]months documented, subject-property PITI reserves<br>must remain after closing. This condition has NOT been met, as only<br>[Redacted]months of documented reserves remain after closing. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines<br> by at least [Redacted]months.Borrowers made a down payment from their own<br>funds on this purchase transaction of at least<br>[Redacted]% and $[Redacted]. | Reserves: [Redacted]<br> Guideline Requirement: [Redacted] | Aggregator,SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-26):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 11/26/2025 | 2 B |  | FL | Investment | Purchase | B A |  | N/A | No |
| 224467069 | [Redacted] | [Redacted] |  | 35070793 |  | Credit | Missing<br>Document | General | Missing<br>Document | ACH was<br>missing from<br>file. |  | ACH is missing for a foreign national. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-11):<br>Received<br>ACH<br>verification<br>form<br>with<br>initial<br>package.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-10):<br>Please<br>see Out<br>of Scope<br>"Other"<br>page<br>[Redacted]and<br>[Redacted] | 12/11/2025 |  |  | 1 C A |  | TN | Investment | Refinance<br>— Rate/<br>Term | C B A |  | N/A | No |
| 224467069 | [Redacted] | [Redacted] |  | 35110728 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request for [Redacted]% LTV for foreign national is approved.<br>Per disposition, max [Redacted]% LTV, borrower to sign ACH agreement.<br>Exception cannot be applied due to missing ACH agreement. \*\*\*Unable to waive<br>due to missing ACH\*\*\* | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines<br> by at least [Redacted]months.The qualifying [redacted] on the loan is greater than<br>the guideline minimum. | Reserves: [Redacted]<br> Guideline Requirement: [Redacted]<br> The [redacted] of [Redacted]. A<br>minimum [redacted] is not required. | Aggregator,SitusAMC<br> SitusAMC,Aggregator | Reviewer<br>Comment<br>(2025-<br>12-17):<br>Lender<br>Exception<br>with<br>Compensating<br>Factors<br> provided.Buyer<br>Comment<br>(2025-<br>12-15): It<br>was<br>moved as<br>it was<br>also<br>addressed<br>for the<br>condition<br>above ,<br>See ACH<br>Verification<br>[Redacted]page<br>[Redacted]<br> Reviewer<br>Comment<br>(2025-<br>12-12):<br>Reviewed<br>entire<br>image<br>file and<br>the ACH<br>was not<br>located<br> Buyer<br>Comment<br>(2025-<br>12-10):<br>Please<br>see Out<br>of Scope<br>"Other"<br>page<br>[Redacted]and<br>[Redacted] |  |  | 12/17/2025 | 2 C B |  | TN | Investment | Refinance<br>— Rate/<br>Term | C B A |  | N/A | No |
| 224467084 | [Redacted] | [Redacted] |  | 35070101 |  | Compliance | Compliance | Federal<br>Compliance | TRID<br>Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded. Total<br>amount of<br>$[Redacted]exceeds<br>tolerance of<br>$[Redacted]plus<br>[Redacted]% or<br>$[Redacted].<br>$[Redacted]over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to the<br>borrower. | Recording fees increased with no valid Change of Circumstance provided and no<br>evidence of a tolerance cure. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-18):<br>[Redacted]received<br>Corrected<br>PCCD,<br>Letter of<br>Explanation,<br>Proof of<br>Delivery<br>and Copy<br>of<br>Refund<br>Check<br>resulting<br>in a cured<br>the<br> exception.Buyer<br>Comment<br>(2025-<br>12-18):<br>PCCD<br>with cure |  | 12/18/2025 |  | 2 C B |  | NV | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224467084 | [Redacted] | [Redacted] |  | 35107010 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>HUD/CD<br>(Asset) not<br>provided |  | Documentation for [redacted] Bridge Loan is missing from the file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-11):<br>Received<br>settlement<br>statement<br>for<br>bridge<br>loan,<br>Exception<br> clearedBuyer<br>Comment<br>(2025-<br>12-10):<br>Bridge<br>loan<br>funds<br>received | 12/11/2025 |  |  | 1 C A |  | NV | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224467084 | [Redacted] | [Redacted] |  | 35107225 |  | Compliance | Compliance | Federal<br>Compliance | TRID<br>Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Broker<br>Administration<br>Fee to RE<br>company. Fee<br>Amount of<br>$[Redacted]exceeds<br>tolerance of<br>$[Redacted].<br>$[Redacted]over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to the<br>borrower. | Broker Administration fee was listed in section C of Closing Disclosures. A valid<br>CoC is not present in the file nor is there a lender cure provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-16):<br>[Redacted]Received<br>Corrected<br>PCCD<br>and LOE<br>moving<br>fee to<br>section<br> H.Buyer<br>Comment<br>(2025-<br>12-15):<br>PCCD<br>with<br>Letter<br> Reviewer<br>Comment<br>(2025-<br>12-11):<br>[Redacted]received<br>Post CD.<br>However,<br>we would<br>require<br>LOX to<br>the<br>borrower<br>in order<br>to clear<br>the<br>exception.<br> Buyer<br>Comment<br>(2025-<br>12-10):<br>PCCD<br>moving<br>fee to<br>section H<br>as it<br>shouldn't<br>be in<br>section C | 12/16/2025 |  |  | 1 C A |  | NV | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224467087 | [Redacted] | [Redacted] |  | 35069966 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception provided for non warrantable condo due to outstanding critical<br>repairs. This project has critical repairs. The balconies and railings are in need of<br>repair. There are [Redacted]total balconies. All railing need to be replaced and the<br>balconies are in need of repair. | Borrower has been employed in the same industry for<br> more than [Redacted]years.Borrower has verified disposable income of at least<br>$[Redacted].<br> Borrower has worked in the same position for more<br>than [Redacted]years.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines<br>by at least [Redacted]months.<br> Borrowers made a down payment from their own<br>funds on this purchase transaction of at least<br>[Redacted]% and $[Redacted].<br> The qualifying DTI on the loan is at least<br>[Redacted]% less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | Same industry for more than<br> [Redacted]years.Disposable Income: $[Redacted]<br> Same position for more than<br>[Redacted]years.<br> Reserves: [Redacted]<br> Guideline Requirement: [Redacted]<br> DTI: [Redacted]%<br> Guideline Maximum DTI:<br>[Redacted]%<br> Guidelines Representative FICO:<br>[Redacted]<br> Representative FICO: [Redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-03):<br>Client<br>elects to<br>waive<br>with<br>comp<br>factors. |  |  | 12/03/2025 | 2 C B |  | IL | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224467091 | [Redacted] | [Redacted] |  | 35070594 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Transfer Tax.<br>Fee Amount of<br>$[Redacted]exceeds<br>tolerance of<br>$[Redacted].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-25):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 11/25/2025 |  | 1 A |  | CA | Second<br>Home | Purchase | Final CD<br>evidences<br>Cure B A | Non<br>QM | Non<br>QM | Yes |
| 224467091 | [Redacted] | [Redacted] |  | 35105876 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender Exception Approved to proceed without last month statement showing $0<br>balance on closed account. Condition for [Redacted]% Max DTI, Max<br>[Redacted]% LTV/CLTV. | The qualifying DTI on the loan is at least<br> [Redacted]% less than the guideline maximum.Borrower has been employed in the same industry for<br>more than [Redacted]years.<br> Borrower has verified disposable income of at least<br>$[Redacted].<br> Borrower has worked in the same position for more<br>than 3 years.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the<br>equivalent of [Redacted]months PITIA or more.<br> Borrowers made a down payment from their own<br>funds on this purchase transaction of at least<br>[Redacted]% and $[Redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | Exception approval in file with<br>comp factors cited. | SitusAMC,Originator<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-26):<br>Exception<br>approval<br>in file<br>with<br>comp<br>factors<br>cited. |  |  | 11/26/2025 | 2 B |  | CA | Second<br>Home | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224467110 | [Redacted] | [Redacted] |  | 35106140 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Exception approval in file for a cash refinance of a primary resident utilizing the<br>P&L only program with a [Redacted]million loan amount. Exception approved<br>subject to meeting all other guideline requirements. | The qualifying DTI on the loan is at least<br> [Redacted]% less than the guideline maximum.Borrower has verified disposable income of at least<br>$[Redacted].<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines<br>by at least [Redacted]months.<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | Exception approval in file with<br>comp factors noted | SitusAMC,Originator<br> SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-26):<br>Exception<br>approved<br>with<br>comp<br>factors<br>cited. |  |  | 11/26/2025 | 2 B |  | FL | Primary | Refinance<br>— Cash-<br>out —<br>Other | B A | Non<br>QM | Non<br>QM | No |
| 224467843 | [Redacted] | [Redacted] |  | 35112635 |  | Credit | Business<br>Purpose | General | Business<br>Purpose | Missing<br>Document:<br>Spousal<br>Consent not<br>provided. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-19):<br>Received<br>interspousal<br>grant<br>deed for<br>the<br>subject<br>property.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-18):<br>Interspousal<br>Grant<br>Deed | 12/19/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| 224468518 | [Redacted] | [Redacted] |  | 35070086 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-11):<br>E-Sign<br>Consent<br>Agreement<br>received,<br>exception<br> clearedBuyer<br>Comment<br>(2025-<br>12-10):<br>Econsent | 12/11/2025 |  |  | 1 C A |  | FL | Primary | Refinance<br>— Rate/<br>Term | C B A | Non<br>QM | Non<br>QM | No |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor<br>Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224468518 | [Redacted] | [Redacted] |  | 35108561 |  | Credit | Credit | AUS<br>Discrepancy /<br>Guidelines<br>Discrepancy | Guideline | Guideline<br>Requirement:<br>PITIA reserves<br>months<br>discrepancy. | Calculated<br>PITIA<br>months<br>reserves of<br>___ is less<br>than<br>Guideline<br>PITIA<br>months<br>reserves of<br>___. | Lender Exception in file requires<br>[Redacted]months reserves. | Borrower has verified disposable income of at least<br> $[Redacted].Borrower has worked in the same position for more<br>than [redated] years.<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | Documentation Type:<br> [Redacted]mo Bank StatementDisposable Income: $[Redacted]<br> Borrower has worked in the same<br>position for more than 3 years.<br> Guidelines Representative FICO:<br>[Redacted]<br> Representative FICO: [Redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-26):<br>Lender<br>Exception<br>with<br>Compensating<br>Factors<br>provided. |  |  | 11/26/2025 | 2 B |  | FL | Primary | Refinance<br>— Rate/<br>Term | C B A | Non<br>QM | Non<br>QM | No |
| 224468518 | [Redacted] | [Redacted] |  | 35108671 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender Exception approved to allow<br>[Redacted]months bank statements instead of<br>[Redacted]. Condition to Max [Redacted]%<br>LTV/CLTV and [Redacted]months PITIA<br>reserves on subject property. | Borrower has verified disposable income of at least<br> $[Redacted].Borrower has worked in the same position for more<br>than [redated] years.<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | Documentation Type:<br> [Redacted]mo Bank StatementDisposable Income: $[Redacted]<br> Borrower has worked in the same<br>position for more than 3 years.<br> Guidelines Representative FICO:<br>[Redacted]<br> Representative FICO: [Redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-26):<br>Lender<br>Exception<br>with<br>Compensating<br>Factors<br>provided. |  |  | 11/26/2025 | 2 B |  | FL | Primary | Refinance<br>— Rate/<br>Term | C B A | Non<br>QM | Non<br>QM | No |
| 224468518 | [Redacted] | [Redacted] |  | 35108687 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender Exception approved to allow<br>[Redacted]months PITIA Reserves on Subject<br>property. Condition to Max [Redacted]%<br>LTV/CLTV and [Redacted]months PITIA<br>reserves on subject property. | Borrower has verified disposable income of at least<br> $[Redacted].Borrower has worked in the same position for more<br>than [redated] years.<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | Documentation Type:<br> [Redacted]mo Bank StatementDisposable Income: $[Redacted]<br> Borrower has worked in the same<br>position for more than 3 years.<br> Guidelines Representative FICO:<br>[Redacted]<br> Representative FICO: [Redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-26):<br>Lender<br>Exception<br>with<br>Compensating<br>Factors<br>provided. |  |  | 11/26/2025 | 2 B |  | FL | Primary | Refinance<br>— Rate/<br>Term | C B A | Non<br>QM | Non<br>QM | No |
| 224468518 | [Redacted] | [Redacted] |  | 35108707 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender Exception approved to waive copies<br>on individual units and use banks statement<br>deposits. Condition to Max [Redacted]%<br>LTV/CLTV and [Redacted]months PITIA<br>reserves on subject property. | Borrower has verified disposable income of at least<br> $[Redacted].Borrower has worked in the same position for more<br>than [redated] years.<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | Documentation Type:<br> [Redacted]mo Bank StatementDisposable Income: $[Redacted]<br> Borrower has worked in the same<br>position for more than 3 years.<br> Guidelines Representative FICO:<br>[Redacted]<br> Representative FICO: [Redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-26):<br>Lender<br>Exception<br>with<br>Compensating<br>Factors<br>provided. |  |  | 11/26/2025 | 2 B |  | FL | Primary | Refinance<br>— Rate/<br>Term | C B A | Non<br>QM | Non<br>QM | No |
| 224473277 | [Redacted] | [Redacted] |  | 35131506 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO Documents<br>are missing. |  | The file is missing the hazard insurance<br>documentation for this property. Please<br>provide for review. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-19):<br>Received<br>Insurance<br>Verification.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-17):<br>PC Cert<br> Reviewer<br>Comment<br>(2025-<br>12-11):<br>Unable to<br>verify the<br>Insurance<br>premium<br>for this<br>property<br>from this<br>document,<br>it only<br>shows<br>the<br>individual<br>coverages<br>and total<br>aggregate<br>premium.<br>Please<br>provide<br>evidence<br>of<br>premium<br>for this<br>property.<br> Buyer<br>Comment<br>(2025-<br>12-09):<br>business<br>insurance<br>policy | 12/19/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224473277 | [Redacted] | [Redacted] |  | 35131519 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID [redacted]<br>Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[Redacted]exceeds<br>tolerance of<br>$[Redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | Appraisal Fee was last disclosed as<br>$[Redacted]on the Loan Estimate but<br>disclosed as $[Redacted]on Final Closing<br>Disclosure. File does not contain a Valid<br>change of circumstance for this fee, nor<br>evidence of cure in file |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-02):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/02/2025 |  | 1 A |  | FL | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224473277 | [Redacted] | [Redacted] |  | 35131520 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID [redacted]<br>Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of<br>$[Redacted]exceeds<br>tolerance of<br>$[Redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | Credit Report Fee was last disclosed as<br>$[Redacted]on the Loan Estimate but<br>disclosed as $[Redacted]on Final Closing<br>Disclosure. File does not contain a Valid<br>change of circumstance for this fee, nor<br>evidence of cure in file |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-02):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/02/2025 |  | 1 A |  | FL | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224473561 | [Redacted] | [Redacted] |  | 35170162 |  | Credit | Asset | Asset<br>Documentation | Asset | Asset<br>documentation<br>requirements not<br>met. |  | All verified funds in file were business assets.<br>File is missing either a CPA letter indicating<br>use of the funds will not impact the business<br>or a completed Cash Flow Analysis<br>worksheet. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Received<br>cash flow<br>analysis,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-08):<br>cash flow | 12/10/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A | N/A | N/A | No |
| 224474778 | [Redacted] | [Redacted] |  | 35103117 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender Exception approved for rural<br>property. Condition for Max [Redacted]%<br>LTV/CLTV, Min 0.75% [redacted],<br>Confirmation primary is superior to subject<br>property. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [Redacted]months.Borrowers made a down payment from their own<br>funds on this purchase transaction of at least<br>[Redacted]% and $[Redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | Reserves: [Redacted]<br> Guideline Requirement:<br>[Redacted]<br> Guidelines Representative FICO:<br>[Redacted]<br> Representative FICO: [Redacted] | Aggregator,SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>11-28):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 11/28/2025 | 2 B |  | SC | Investment | Purchase | B A |  | N/A | No |
| 224474789 | [Redacted] | [Redacted] |  | 35104976 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>HUD/CD<br>(Asset) not<br>provided |  | File is missing documentation (IE: Closing<br>Disclosure, Closing Statement, etc.) of the<br>bridge loan against the departing residence<br>used for closing funds. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-08):<br>Received<br>Closing<br>Disclosure<br>of<br>Departing<br>Residence,<br>information<br>validated.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-05):<br>CD | 12/08/2025 |  |  | 1 C A |  | IL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224474789 | [Redacted] | [Redacted] |  | 35105044 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID [redacted]<br>Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[Redacted]exceeds<br>tolerance of<br>$[Redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | Appraisal fee amount of $[Redacted]exceeds<br>tolerance of $[Redacted]. Sufficient or excess<br>cure was provided to the borrower at Closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-26):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 11/26/2025 |  | 1 A |  | IL | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224474789 | [Redacted] | [Redacted] |  | 35105055 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO Documents<br>are missing. |  | Tax verification for property located at<br>[Redacted][redacted] not provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-08):<br>Received<br>Closing<br>statement,<br>Mortgage<br>statement<br>and<br>[Redacted]for<br>REO<br>property<br>address<br>[Redacted]",<br>information<br>validated.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-05):<br>mortgage<br>statement<br>reflecting<br>escrows<br>for taxes<br>and<br>insurance | 12/08/2025 |  |  | 1 C A |  | IL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224474789 | [Redacted] | [Redacted] |  | 35126333 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match — ATR<br>Risk | Ability to<br>Repay<br>(Dodd-Frank<br>2014):<br>Originator<br>Loan<br>Designation<br>of Non QM<br>does not<br>match Due<br>Diligence<br>Loan<br>Designation<br>of ATR Risk. | File is missing documentation (IE: Closing<br>Disclosure, Closing Statement, etc.) of the<br>bridge loan against the departing residence<br>used for closing funds. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-08):<br>Received<br>Closing<br>Disclosure<br>of<br>Departing<br>Residence,<br>information<br>validated.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-05):<br>CD<br>submitted | 12/08/2025 |  |  | 1 B A C |  | IL | Primary | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>Loan<br>Designation C | Non<br>QM | Non<br>QM | Yes |
| 224474789 | [Redacted] | [Redacted] |  | 35126334 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency —<br>ATR Impact | Ability to<br>Repay<br>(Dodd-Frank<br>2014): There<br>are guideline<br>deficiencies<br>related to<br>income and/<br>or asset doc<br>requirements<br>which could<br>result in a<br>risk to the<br>borrower's<br>ability to<br>repay.<br>(Exception is<br>eligible to be<br>regraded with<br>compensating<br>factors.) | File is missing documentation (IE: Closing<br>Disclosure, Closing Statement, etc.) of the<br>bridge loan against the departing residence<br>used for closing funds. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-08):<br>Received<br>Closing<br>Disclosure<br>of<br>Departing<br>Residence,<br>information<br>validated.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-05):<br>CD<br>submitted | 12/08/2025 |  |  | 1 C A |  | IL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224474789 | [Redacted] | [Redacted] |  | 35126337 |  | Credit | Asset | Asset<br>Documentation | Asset | Asset<br>documentation<br>requirements not<br>met. |  | File is missing documentation (IE: Closing<br>Disclosure, Closing Statement, etc.) of the<br>bridge loan against the departing residence<br>used for closing funds. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-08):<br>Received<br>Closing<br>Disclosure<br>of<br>Departing<br>Residence,<br>information<br>validated.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-05):<br>CD<br>submitted | 12/08/2025 |  |  | 1 C A |  | IL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224474789 | [Redacted] | [Redacted] |  | 35126373 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General Ability<br>To Repay<br>Provision<br>Investor<br>Guidelines | Ability to<br>Repay<br>(Dodd-Frank<br>2014): Based<br>on the loan<br>failing one or<br>more<br>guideline<br>components,<br>the loan is at<br>ATR risk. | File is missing documentation (IE: Closing<br>Disclosure, Closing Statement, etc.) of the<br>bridge loan against the departing residence<br>used for closing funds. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-08):<br>Received<br>Closing<br>Disclosure<br>of<br>Departing<br>Residence,<br>information<br>validated.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-05):<br>CD<br>submitted | 12/08/2025 |  |  | 1 C A |  | IL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224474789 | [Redacted] | [Redacted] |  | 35126411 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | File is missing one of the required valuation<br>options on the departing residence (which is<br>listed for sale but not yet sold) to confirm the<br>equity in the property meets the criteria for<br>excluding the payment. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-08):<br>Received<br>Appraisal<br>of<br>Departing<br>Residence,<br>information<br>Validated.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-05):<br>Appraisal | 12/08/2025 |  |  | 1 C A |  | IL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224474792 | [Redacted] | [Redacted] |  | 35092496 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | [Redacted]Error:<br>Birth Date was<br>not provided |  | Please override. Details not required for<br>member. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-10):<br>The note<br>is signed<br>by the<br>member.<br>Information<br>not<br>required<br>in the<br>file.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-08):<br>This<br>individual<br>is not on<br>the loan<br>and<br>therefore<br>not listed<br>on the<br>[Redacted].<br>No DOB<br>required.<br>Please<br>clear this<br>condition. | 12/10/2025 |  |  | 1 B A |  | PA | Investment | Purchase | C A |  | N/A | No |
| 224474792 | [Redacted] | [Redacted] |  | 35092708 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Certificate of<br>Good Standing<br>not provided |  | Certificate of Good Standing is missing in<br>file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Received<br>Certificate<br>of Good<br>Standing<br>in the<br>file.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-08):<br>Please<br>see<br>[Redacted]for<br>Certificate<br>of Good<br>Standing.<br>Please<br>cancel<br>this<br>condition. | 12/10/2025 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| 224475819 | [Redacted] | [Redacted] |  | 35094485 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID [redacted]<br>Percent<br>Tolerance<br>Violation With<br>Sufficient Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[Redacted]exceeds<br>tolerance of<br>$[Redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-25):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 11/25/2025 |  | 1 A |  | AZ | Primary | Purchase | Final CD<br>evidences<br>Cure B A | Non<br>QM | Non<br>QM | Yes |
| 224475819 | [Redacted] | [Redacted] |  | 35094547 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception in file to allow only<br>[Redacted]months of self-employment for the<br>borrower. Approved at [Redacted]LTV with<br>min [Redacted]mo reserves required and<br>subject to meeting all other guideline<br>requirements. | The representative FICO score exceeds the guideline<br> minimum by at least [Redacted]points.Borrower has verified disposable income of at least<br>$[Redacted].<br> Borrowers made a down payment from their own<br>funds on this purchase transaction of at least<br>[Redacted]% and $[Redacted].<br> The qualifying DTI on the loan is at least [Redacted]%<br>less than the guideline maximum. | Exception approved with comp<br>factors cited. | SitusAMC,Originator<br> SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-01):<br>Exception<br>approved<br>with<br>comp<br>factors<br>cited. |  |  | 12/01/2025 | 2 B |  | AZ | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224475819 | [Redacted] | [Redacted] |  | 35126390 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception approved to allow an<br>[Redacted]%LTV for a borrower self-<br>employed less than [Redacted]years.<br>Approved with min [Redacted]mo reserves<br>required and subject to meeting all other<br>guideline requirements. | The representative FICO score exceeds the guideline<br> minimum by at least [Redacted]points.Borrower has verified disposable income of at least<br>$[Redacted].<br> Borrowers made a down payment from their own<br>funds on this purchase transaction of at least<br>[Redacted]% and $[Redacted].<br> The qualifying DTI on the loan is at least [Redacted]%<br>less than the guideline maximum. | Exception approved with comp<br>factors cited. | SitusAMC,Originator<br> SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-01):<br>Exception<br>approved<br>with<br>comp<br>factors<br>cited. |  |  | 12/01/2025 | 2 B |  | AZ | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224475819 | [Redacted] | [Redacted] |  | 35126866 |  | Credit | Guideline | Guideline<br>Issue | Guideline | Loan does not<br>meet guideline<br>requirements<br>regarding DTI<br>variance. | Diligence<br>Investor<br>Qualifying<br>Total Debt<br> Ratio: ___;Bid Tape<br>Investor<br>Qualifying<br>Total Debt<br>Ratio: ___. | Data Discrepancy with DTI. Lender DTI is<br>[Redacted]. Review DTI is [Redacted]. The<br>reason for the discrepancy is due to Lender<br>DTI being calculated from the WVOE;<br>however, borrower was actually self-<br>employed/1099 and final uw information in<br>file indicated income calculated from bank<br>statements. Income used for review matched<br>the income worksheet in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-23):<br>Updated<br>[Redacted]received<br>matching<br>the<br>calculated<br>DTI,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-19):<br>[Redacted].for<br>[Redacted].%<br>DTI<br> Reviewer<br>Comment<br>(2025-<br>12-10):<br>The issue<br>here is<br>the<br>income<br>being<br>used by<br>the<br>lender is<br>$[Redacted]<br>DD<br>calculations<br>along<br>with the<br>lenders<br>income<br>worksheet<br>reflects<br>monthly<br>income<br>of%[Redacted]<br>DD DTI<br>calculation<br>is<br>[Redacted].%.<br>Bid tape<br>and<br>[Redacted].reflect<br>lender's<br>DTI of<br>[Redacted].[Redacted].%<br>which is<br>causing<br>ATR<br>exceptions/failures.<br>Condition<br>remains.<br> Buyer<br>Comment<br>(2025-<br>12-08):<br>per<br>guidelines<br>Section<br>[Redacted]<br>Contractor,<br>applicant<br>is a<br>[Redacted]contractor<br>and files<br>Schedule<br>C tax<br>returns.<br>Per<br>lender<br>exception<br>for<br>[redacted]<br>months<br>bank<br>statements,<br>notes<br>state<br>borrower<br>is self<br>employed<br>and<br>utilizing<br>bank<br>statement<br>to qualify<br>doc#<br>[Redacted]pg<br>[Redacted].<br>CPA<br>letter<br>doc#<br>[Redacted];<br>borrower<br>LOX<br>docs#<br>[Redacted],<br>[Redacted],<br>[Redacted],<br>[Redacted].<br>UW<br>income<br>worksheet<br>doc#<br>[Redacted];<br>financial<br>statements <br>doc #<br>[Redacted],<br>[Redacted]&<br>[Redacted] | 12/23/2025 |  |  | 1 C A |  | AZ | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224475819 | [Redacted] | [Redacted] |  | 35126901 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match — ATR<br>Risk | Ability to<br>Repay<br>(Dodd-Frank<br>2014):<br>Originator<br>Loan<br>Designation<br>of Non QM<br>does not<br>match Due<br>Diligence<br>Loan<br>Designation<br>of ATR Risk. | Waterfall finding due to the DTI variance<br>between the review DTI and the Lender DTI. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-23):<br>Updated<br>[Redacted]received<br>matching<br>the<br>calculated<br>DTI,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-19):<br>[Redacted].for<br>[Redacted].%<br>DTI<br> Reviewer<br>Comment<br>(2025-<br>12-10):<br>The issue<br>here is<br>the<br>income<br>being<br>used by<br>the<br>lender is<br>$[Redacted]<br>DD<br>calculations<br>along<br>with the<br>lenders<br>income<br>worksheet<br>reflects<br>monthly<br>income<br>of%[Redacted]<br>DD DTI<br>calculation<br>is<br>[Redacted].%.<br>Bid tape<br>and 1008<br>reflect<br>lender's<br>DTI of<br>[Redacted].%<br>which is<br>causing<br>ATR<br>exceptions/failures.<br>Condition<br>remains.<br> Buyer<br>Comment<br>(2025-<br>12-08):<br>per<br>guidelines<br>Section<br>[Redacted]Contractor,<br>applicant<br>is a<br>[Redacted]contractor<br>and files<br>Schedule<br>C tax<br>returns.<br>Per<br>lender<br>exception<br>for<br>[redacted]<br>months<br>bank<br>statements,<br>notes<br>state<br>borrower<br>is self<br>employed<br>and<br>utilizing<br>bank<br>statement<br>to qualify<br>doc#<br>[Redacted]pg<br>[Redacted].<br>CPA<br>letter<br>doc#<br>[Redacted];<br>borrower<br>LOX<br>docs#<br>[Redacted],<br>[Redacted],<br>[Redacted],<br>[Redacted].<br>UW<br>income<br>worksheet<br>doc#<br>D0402;<br>financial<br>statements<br>doc #<br>[Redacted],<br>[Redacted]&<br>[Redacted] | 12/23/2025 |  |  | 1 B A C |  | AZ | Primary | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>Loan<br>Designation C B | Non<br>QM | Non<br>QM | Yes |
| 224475819 | [Redacted] | [Redacted] |  | 35126902 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General Ability<br>To Repay<br>Provision<br>Investor<br>Guidelines | Ability to<br>Repay<br>(Dodd-Frank<br>2014): Based<br>on the loan<br>failing one or<br>more<br>guideline<br>components,<br>the loan is at<br>ATR risk. | Waterfall finding due to the DTI variance<br>between the review DTI and the Lender DTI. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-23):<br>Updated<br>[Redacted]received<br>matching<br>the<br>calculated<br>DTI,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-19):<br>[Redacted].for<br>[Redacted].%<br>DTI<br> Reviewer<br>Comment<br>(2025-<br>12-10):<br>The issue<br>here is<br>the<br>income<br>being<br>used by<br>the<br>lender is<br>$[Redacted]<br>DD<br>calculations<br>along<br>with the<br>lenders<br>income<br>worksheet<br>reflects<br>monthly<br>income<br>of%[Redacted]<br>DD DTI<br>calculation<br>is<br>[Redacted].%.<br>Bid tape<br>and 1008<br>reflect<br>lender's<br>DTI of<br>[Redacted].%<br>which is<br>causing<br>ATR<br>exceptions/failures.<br>Condition<br>remains.<br> Buyer<br>Comment<br>(2025-<br>12-08):<br>per<br>guidelines<br>Section<br>[Redacted].<br>Contractor,<br>applicant<br>is a 1099<br>contractor<br>and files<br>Schedule<br>C tax<br>returns.<br>Per<br>lender<br>exception<br>for<br>[redacted]<br>months<br>bank<br>statements,<br>notes<br>state<br>borrower<br>is self<br>employed<br>and<br>utilizing<br>bank<br>statement<br>to qualify<br>doc#<br>[Redacted].pg<br>[Redacted]<br>CPA<br>letter<br>doc#<br>[Redacted].;<br>borrower<br>LOX<br>docs#<br>[Redacted].,<br>[Redacted].,<br>[Redacted].,<br>[Redacted]<br>UW<br>income<br>worksheet<br>doc#<br>[Redacted].;<br>financial<br>statements <br>doc

#[Redacted].,<br>[Redacted].&<br>[Redacted]. | 12/23/2025 |  |  | 1 C A |  | AZ | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224498673 | [Redacted] | [Redacted] |  | 35106561 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign Consent<br>Agreement is<br>missing. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-08):<br>Received<br>E-sign<br>Consent<br>Agreement.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-05):<br>E-<br>Consent<br>form | 12/08/2025 |  |  | 1 C A |  | OH | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224498673 | [Redacted] | [Redacted] |  | 35107024 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request for [Redacted]%<br>LTV with gift of equity vs guideline max of<br>[Redacted]% is approved. Per disposition,<br>subject to meeting all other guidelines. | Borrower has been employed in the same industry for<br> more than [Redacted]years.Borrower has verified disposable income of at least<br>$[Redacted].<br> Borrower has worked in the same position for more<br>than [Redacted]years.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [Redacted]months.<br> Borrowers made a down payment from their own<br>funds on this purchase transaction of at least<br>[Redacted]% and $[Redacted].<br> The qualifying DTI on the loan is at least [Redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | Reserves: [Redacted]<br> Guideline Requirement:<br>[Redacted]<br> DTI: [Redacted]%<br> Guideline Maximum DTI:<br>[Redacted]%<br> Guidelines Representative FICO:<br>[Redacted]<br> Representative FICO: [Redacted] | SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-01):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 12/01/2025 | 2 B |  | OH | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224498800 | [Redacted] | [Redacted] |  | 35107140 |  | Credit | Title | General | Title | Title Policy<br>Coverage is less<br>than Original<br>Loan Amount. |  | Title Policy Coverage is less than Original<br>Loan Amount. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-05):<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-04):<br>title<br>commitment | 12/05/2025 |  |  | 1 B A |  | MO | Investment | Refinance<br>— Rate/<br>Term | B A |  | N/A | No |
| 224498801 | [Redacted] | [Redacted] |  | 35109657 |  | Credit | 1003 | Document<br>Error | 1003 | Borrower(s) is<br>not a U.S.<br>Citizen, and the<br>guideline<br>required<br>documentation<br>was not<br>provided. |  | Borrower is not a US Citizen. Permanent<br>resident card is missing in file |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Updated<br>[Redacted]received<br>of<br>borrower<br>confirming<br>a U.S.<br> Citizen.Buyer<br>Comment<br>(2025-<br>12-08):<br>LOE<br>from<br>borrower<br>and<br>corrected<br>[Redacted]<br> Reviewer<br>Comment<br>(2025-<br>12-08):<br>Permanent<br>resident<br>card<br>located<br>for<br>Shantel<br>Brown.<br>Require<br>Permanent<br>resident<br>card for<br>Blondel<br>Jarrett.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>12-05):<br>PC Cert | 12/10/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224498801 | [Redacted] | [Redacted] |  | 35109792 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>Verification of<br>Non-US Citizen<br>Status not<br>provided |  | Verification of Non-US Citizen Status is<br>missing in file for Borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Updated<br>[Redacted]received<br>of<br>borrower<br>confirming<br>a U.S.<br> Citizen.Buyer<br>Comment<br>(2025-<br>12-08):<br>LOE +<br>corrected<br>[Redacted]provided | 12/10/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224498808 | [Redacted] | [Redacted] |  | 35107672 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender requested an exception which was<br>approved to non-warrantable condo due to<br>possible repairs and excessive special<br>assessments. | Borrower has verified disposable income of at least $ [Redacted].Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [Redacted]months.<br> Borrowers made a down payment from their own<br>funds on this purchase transaction of at least<br>[Redacted]% and $[Redacted].<br> The qualifying DTI on the loan is at least [Redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | Reserves: [Redacted]<br> Guideline Requirement:<br>[Redacted]<br> Guidelines Representative FICO:<br>[Redacted]<br> Representative FICO: [Redacted] | SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-03):<br>Client<br>elects to<br>waive<br>with<br>compensating<br> factors.Buyer<br>Comment<br>(2025-<br>12-03): is<br>there<br>anything<br>needed<br>for this? |  |  | 12/03/2025 | 2 C B |  | NJ | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224498808 | [Redacted] | [Redacted] |  | 35107717 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign Consent<br>Agreement is<br>missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-03):<br>Received<br>E-sign<br>consent<br>dated<br>[Redacted]<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-03):<br>audit trail | 12/03/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224498808 | [Redacted] | [Redacted] |  | 35108177 |  | Credit | Asset | Asset<br>Documentation | Asset | Guideline<br>Issue:Insufficient<br>asset<br>documentation. |  | Additional [Redacted]month consecutive<br>bank statement is missing |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-03):<br>Cleared.<br>Received<br>additional<br> statement.Buyer<br>Comment<br>(2025-<br>12-03):<br>chase | 12/03/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224498808 | [Redacted] | [Redacted] |  | 35108248 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID [redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Title —<br>Abstract /<br>Title Search.<br>Fee Amount<br>of<br>$[Redacted]exceeds<br>tolerance of<br>$[Redacted].<br>$[Redacted]over<br>legal limit.<br>Insufficient<br>or no cure<br>was provided<br>to the<br>borrower. | Fee disclosed was last disclosed as<br>$[Redacted]on LE but disclosed as<br>$[Redacted]on Final Closing Disclosure. File<br>does not contain a valid COC for this fee, nor<br>evidence of cure in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-05):<br>[Redacted]received<br>rebuttal<br> sufficeBuyer<br>Comment<br>(2025-<br>12-03):<br>LE &<br>COC | 12/05/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224498808 | [Redacted] | [Redacted] |  | 35108249 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID [redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Title —<br>Settlement /<br>Closing /<br>Escrow Fee.<br>Fee Amount<br>of<br>$[Redacted]exceeds<br>tolerance of<br>$[Redacted].<br>$[Redacted]over<br>legal limit.<br>Insufficient<br>or no cure<br>was provided<br>to the<br>borrower. | Fee disclosed was last disclosed as<br>$[Redacted]on LE but disclosed as<br>$[Redacted]on Final Closing Disclosure. File<br>does not contain a valid COC for this fee, nor<br>evidence of cure in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-05):<br>[Redacted]received<br>rebuttal<br> sufficeBuyer<br>Comment<br>(2025-<br>12-03):<br>see<br>uploaded<br>LE and<br>COC | 12/05/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224498808 | [Redacted] | [Redacted] |  | 35110855 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Verification(s)<br>of employment<br>is not within<br>[Redacted]business<br>days of the Note. |  | Verification(s) of employment is not within<br>10 business days of the Note. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-03):<br>Cleared.<br>Received<br> VVOEBuyer<br>Comment<br>(2025-<br>12-03):<br>vvoe | 12/03/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224498813 | [Redacted] | [Redacted] |  | 35109897 |  | Compliance | Compliance | Federal<br>Compliance | Federal HPML | Federal HPML<br>[Redacted]Non<br>Compliant | Federal<br>Higher-Priced<br>Mortgage<br>Loan: APR<br>on subject<br>loan of<br>[Redacted]%<br>or Final<br>Disclosure<br>APR of<br>[Redacted]%<br>is equal to or<br>greater than<br>the threshold<br>of APOR<br>[Redacted]%<br>+<br>[Redacted]%,<br>or<br>[Redacted]%.<br>Non-<br>Compliant<br>Higher Priced<br>Mortgage<br>Loan. | APR on subject loan of [Redacted]% or Final<br>Disclosure APR of [Redacted]% is equal to or<br>greater than the threshold of APOR<br>[Redacted]% + [Redacted]%, or<br>[Redacted]%. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-17):<br>Appraisal<br>acknowledgement<br> provided.Buyer<br>Comment<br>(2025-<br>12-15):<br>Appraisal<br>Acknowledgement<br> Buyer<br>Comment<br>(2025-<br>12-15):<br>Mavent<br>— final<br> Buyer<br>Comment<br>(2025-<br>12-15):<br>Mavent<br>Final<br> Buyer<br>Comment<br>(2025-<br>12-15):<br>Final<br>Mavent<br>showing<br>APR pass | 12/17/2025 |  |  | 1 C A |  | GA | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224498813 | [Redacted] | [Redacted] |  | 35109898 |  | Compliance | Compliance | Federal<br>Compliance | Federal HPML | (Fed HPML<br>Provision)<br>Federal Higher-<br>Priced Mortgage<br>Loan (Timing of<br>Appraisal to<br>Consumer) | TILA HPML<br>Appraisal<br>Rule (Dodd-<br>Frank 2014):<br>Creditor did<br>not provide a<br>copy of each<br>valuation to<br>applicant<br>three<br>([Redacted])<br>business days<br>prior to<br>consummation. | No evidence that borrower received a copy of<br>appraisal at least [Redacted]business days to<br>closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-17):<br>Appraisal<br>acknowledgement<br>provided. | 12/17/2025 |  |  | 1 C A |  | GA | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224498813 | [Redacted] | [Redacted] |  | 35109928 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception to allow [Redacted]% IPC<br>for a purchase transaction attached SFR PR<br>with [Redacted]% LTV. | Borrower has verified disposable income of at least $ [Redacted].Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [Redacted]months.<br> Borrowers made a down payment from their own<br>funds on this purchase transaction of at least<br>[Redacted]% and $[Redacted].<br> The qualifying DTI on the loan is at least [Redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | Documentation Type:<br> [Redacted]mo Bank StatementDisposable Income: $[Redacted]<br> Reserves: [Redacted]<br> Guideline Requirement:<br>[Redacted]<br> Borrower's Own Funds Percent:<br>[Redacted]%<br> Borrower's Own Funds Amount: $[Redacted]<br> DTI: [Redacted]%<br> Guideline Maximum DTI:<br>[Redacted]%<br> Guidelines Representative FICO:<br>[Redacted]<br> Representative FICO: [Redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-01):<br>Lender<br>Exception<br>with<br>Compensating<br>Factors<br>provided. |  |  | 12/01/2025 | 2 B |  | GA | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224532372 | [Redacted] | [Redacted] |  | 35164849 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception approved for layered LLC<br>with 7 year term on parent entity ([redacted] 2<br>LLP) | The representative FICO score exceeds the guideline<br> minimum by at least [Redacted]points.Borrower has been employed in the same industry for<br>more than [Redacted]years.<br> Borrower has verified disposable income of at least $[Redacted].<br> Borrower has worked in the same position for more<br>than [Redacted]years.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the<br>equivalent of [Redacted]months PITIA or more. | Exception approval in file with<br>comp factors cited. | SitusAMC,Originator<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-05):<br>Exception<br>approval<br>in file<br>with<br>comp<br>factors<br>cited. |  |  | 12/05/2025 | 2 B |  | NY | Investment | Refinance<br>— Rate/<br>Term | B A | N/A | N/A | No |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E Category** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor<br>Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224532372 | [Redacted] | [Redacted] |  | 35164891 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Exception approval in file for use of a private party VOM. | The representative FICO score exceeds the guideline<br> minimum by at least [Redacted]points.Borrower has been employed in the same industry<br>for more than [Redacted]years.<br> Borrower has verified disposable income of at least $[Redacted].<br> Borrower has worked in the same position for more<br>than [Redacted]years.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the<br>equivalent of [Redacted]months PITIA or more. | Exception approval<br>in file with comp<br>factors cited. | SitusAMC,Originator<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-05):<br>Exception<br>approval<br>in file<br>with<br>comp<br>factors<br>cited. |  |  | 12/05/2025 | 2 B |  | NY | Investment | Refinance<br>— Rate/<br>Term | B A | N/A | N/A | No |
| 224532374 | [Redacted] | [Redacted] |  | 35109884 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID Ten<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of<br>$411.00 exceeds tolerance of $317.00 plus 10% or $348.70. Sufficient or excess cure was<br>provided to the borrower at Closing. | Ten percent fee tolerance total amount of $411.00 exceeds tolerance of $317.00 plus 10% due to recoding fee<br>going from $3517.00 to $411.00 on final CD. Sufficient or excess cure was provided to the borrower at<br>closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-26):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 11/26/2025 |  | 1 A |  | CA | Primary | Refinance<br>— Rate/<br>Term | Final CD<br>evidences<br>Cure B A | Non<br>QM | Non<br>QM | Yes |
| 224532374 | [Redacted] | [Redacted] |  | 35109885 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal<br>Fee. Fee Amount of $[Redacted]exceeds tolerance of $[Redacted]. Sufficient or excess cure was<br>provided to the borrower at Closing. | Appraisal fee amount of $[Redacted]exceeds tolerance of $[Redacted]. Sufficient or excess cure was provided<br>to the borrower at Closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-26):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 11/26/2025 |  | 1 A |  | CA | Primary | Refinance<br>— Rate/<br>Term | Final CD<br>evidences<br>Cure B A | Non<br>QM | Non<br>QM | Yes |
| 224532374 | [Redacted] | [Redacted] |  | 35109886 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Credit<br>Report Fee. Fee Amount of $[Redacted]exceeds tolerance of $[Redacted]. Sufficient or excess<br>cure was provided to the borrower at Closing. | Credit report fee amount of $[Redacted]exceeds tolerance of $[Redacted]. Sufficient or excess cure was<br>provided to the borrower at Closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-26):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 11/26/2025 |  | 1 A |  | CA | Primary | Refinance<br>— Rate/<br>Term | Final CD<br>evidences<br>Cure B A | Non<br>QM | Non<br>QM | Yes |
| 224532374 | [Redacted] | [Redacted] |  | 35109887 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Attorney's<br>Fee (Closing Agent Only). Fee Amount of $[Redacted]exceeds tolerance of $[Redacted].<br>Sufficient or excess cure was provided to the borrower at Closing. | Attorney's fee (Closing Agent Only) amount of $[Redacted]exceeds tolerance of $0.00. Sufficient or excess<br>cure was provided to the borrower at Closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-26):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 11/26/2025 |  | 1 A |  | CA | Primary | Refinance<br>— Rate/<br>Term | Final CD<br>evidences<br>Cure B A | Non<br>QM | Non<br>QM | Yes |
| 224532374 | [Redacted] | [Redacted] |  | 35134663 |  | Credit | Title | General | Title | Title Policy<br>Coverage is<br>less than<br>Original Loan<br>Amount. |  | Coverage amount provided on preliminary title is insufficient to cover loan amount: Coverage amount:<br>$[Redacted]; loan amount: $[Redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Title<br>Policy<br>amount<br>verified<br>and<br>associated.<br>Exception<br> clearedBuyer<br>Comment<br>(2025-<br>12-08):<br>title<br>report | 12/10/2025 |  |  | 1 B A |  | CA | Primary | Refinance<br>— Rate/<br>Term | B A | Non<br>QM | Non<br>QM | No |
| 224537022 | [Redacted] | [Redacted] |  | 35111376 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income Docs<br>Missing: |  | Loan was qualified using income from [Redacted]months bank statements however, only [Redacted]months<br>were provided. Business Bank Statement of Account# [Redacted]is missing in file for October Month of<br>[Redacted]Year for Borrower and Co-borrower's bank Statement income calculation. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Bank<br>statement<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-09):<br>October<br>[Redacted]statement | 12/10/2025 |  |  | 1 C A |  | AZ | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224537022 | [Redacted] | [Redacted] |  | 35111381 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>Account<br>Statements —<br>Business not<br>provided |  | Loan was qualified using income from [Redacted]months bank statements however, only [Redacted]months<br>were provided. Business Bank Statement of Account# [Redacted]is missing in file for October Month of 2025<br>Year for Borrower and Co-borrower's bank Statement income calculation. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Bank<br>statement<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-09):<br>October<br>[Redacted]statement<br>has been<br>submitted | 12/10/2025 |  |  | 1 C A |  | AZ | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224537022 | [Redacted] | [Redacted] |  | 35111382 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>Account<br>Statements —<br>Business not<br>provided |  | Loan was qualified using income from [Redacted]months bank statements however, only [Redacted]months<br>were provided. Business Bank Statement of Account# [Redacted]is missing in file for October Month of<br>[Redacted]Year for Borrower and Co-borrower's bank Statement income calculation. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Bank<br>statement<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-09):<br>October<br>[Redacted]statement<br>has been<br>submitted | 12/10/2025 |  |  | 1 C A |  | AZ | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224537022 | [Redacted] | [Redacted] |  | 35111394 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-10):<br>E-sign<br>Consent<br>Agreement<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-09):<br>econsent | 12/10/2025 |  |  | 1 C A |  | AZ | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224537022 | [Redacted] | [Redacted] |  | 35111518 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match —<br>ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match<br>Due Diligence Loan Designation of ATR Risk. | Loan was qualified using income from [Redacted]months bank statements however, only [Redacted]months<br>were provided. Business Bank Statement of Account# [Redacted]is missing in file for October Month of<br>[Redacted]Year for Borrower and Co-borrower's bank Statement income calculation. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Bank<br>statement<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-09):<br>October<br>[Redacted]statement<br>has been<br>submitted | 12/10/2025 |  |  | 1 B A C |  | AZ | Primary | Refinance<br>— Cash-<br>out —<br>Other | Lender to<br>provide<br>updated<br>ATR/QM<br>Loan<br>Designation C | Non<br>QM | Non<br>QM | Yes |
| 224537022 | [Redacted] | [Redacted] |  | 35111519 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Investor<br>Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline<br>components, the loan is at ATR risk. | Loan was qualified using income from [Redacted]months bank statements however, only [Redacted]months<br>were provided. Business Bank Statement of Account# [Redacted]is missing in file for October Month of<br>[Redacted]Year for Borrower and Co-borrower's bank Statement income calculation. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Bank<br>statement<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-09):<br>October<br>[Redacted]statement<br>has been<br>submitted | 12/10/2025 |  |  | 1 C A |  | AZ | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224537042 | [Redacted] | [Redacted] |  | 35111527 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception for current and previous rent with no leases in place and payment in cash. Condition for Max<br>LTV/CLTV [Redacted]%, | Borrower has been employed in the same industry<br> for more than [Redacted]years.Borrower has worked in the same position for more<br>than [Redacted]years.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines<br>by at least [Redacted]months.<br> Borrowers made a down payment from their own<br>funds on this purchase transaction of at least<br>[Redacted]% and $[Redacted].<br> The qualifying DTI on the loan is at least<br>[Redacted]% less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | DTI: [Redacted]%<br> Guideline Maximum<br>DTI: [Redacted]%<br> Guidelines<br>Representative<br>FICO: [Redacted]<br> Representative<br>FICO: [Redacted] | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-02):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 12/02/2025 | 2 B |  | PA | Investment | Purchase | B A | N/A | N/A | No |
| 224537042 | [Redacted] | [Redacted] |  | 35146012 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception for loan amount of [redacted]. Condition for Max LTV/CLTV 75%, | Borrower has been employed in the same industry<br> for more than [Redacted]years.Borrower has worked in the same position for more<br>than [Redacted]years.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines<br>by at least [Redacted]months.<br> Borrowers made a down payment from their own<br>funds on this purchase transaction of at least<br>[Redacted]% and $[Redacted].<br> The qualifying DTI on the loan is at least<br>[Redacted]% less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | DTI: [Redacted]%<br> Guideline Maximum<br>DTI: [Redacted]%<br> Guidelines<br>Representative<br>FICO: [Redacted]<br> Representative<br>FICO: [Redacted] | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-02):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 12/02/2025 | 2 B |  | PA | Investment | Purchase | B A | N/A | N/A | No |
| 224537047 | [Redacted] | [Redacted] |  | 35111107 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded. Total amount<br>of $[Redacted]exceeds tolerance of $[Redacted]plus [Redacted]% or $[Redacted].<br>$[Redacted]over legal limit. Insufficient or no cure was provided to the borrower. | Recording Fee $[Redacted]was disclosed on Loan Estimate dated [Redacted] but was later disclosed on closing<br>disclosure as $[Redacted]dated [Redacted]. insufficient cure was provided and No valid change of<br>circumstances in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-16):<br>[redacted]<br>received<br>Corrected<br>PCCD,<br>Letter of<br>Explanation,<br>Proof of<br>Delivery<br>and Copy<br>of<br>Refund<br>Check<br>resulting<br>in a cured<br>the<br> exception.Buyer<br>Comment<br>(2025-<br>12-15):<br>LOX,<br>PCCD,<br>REFUND<br>CHECK |  | 12/16/2025 |  | 2 C B |  | GA | Second<br>Home | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224537057 | [Redacted] | [Redacted] |  | 35110499 |  | Compliance | Compliance | Federal<br>Compliance | Federal HPML | (Fed HPML<br>Provision)<br>Federal<br>Higher-Priced<br>Mortgage<br>Loan (Timing<br>of Appraisal<br>to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of revised<br>valuation to applicant three ([Redacted]) business days prior to consummation. | Creditor did not provide a copy of revised valuation to applicant three ([Redacted]) business days prior to<br>consummation. |  |  |  | Buyer<br>Comment<br>(2025-<br>12-23):<br>okay to<br>waive per<br> AMReviewer<br>Comment<br>(2025-<br>12-12):<br>Received<br>appraisal<br>notice is<br>already<br>provided<br>in file<br>and the<br>document<br>is<br>reflecting<br>received<br>date<br>[Redacted]<br>which is<br>not<br>within<br>[Redacted]business<br>days<br>prior to<br>consummation.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>12-11):<br>Appraisal<br>sent<br>[Redacted] |  |  | 12/23/2025 | 2 B |  | WA | Primary | Refinance<br>— Cash-<br>out —<br>Other | B A | Non<br>QM | Non<br>QM | No |
| 224541708 | [Redacted] | [Redacted] |  | 35111973 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded. Total amount<br>of $[Redacted]exceeds tolerance of $[Redacted]plus [Redacted]% or $[Redacted]. Sufficient or<br>excess cure was provided to the borrower at Closing. | [redacted]% tolerance was exceeded by $[Redacted]due to increase of recording fee. Lender provided cure on<br>final Closing Disclosure. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-26):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 11/26/2025 |  | 1 A |  | PA | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224541722 | [Redacted] | [Redacted] |  | 35108558 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>HUD/CD not<br>provided |  | Final HUD/CD is missing in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Received<br>Final<br>Closing<br>Statement.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-09):<br>upoaded<br>please<br>find final<br>ALTA<br> Buyer<br>Comment<br>(2025-<br>12-09):<br>Final<br>ALTA | 12/10/2025 |  |  | 1 C A |  | IL | Investment | Purchase | D A |  | N/A | No |
| 224541722 | [Redacted] | [Redacted] |  | 35108560 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Purchase<br>Agreement /<br>Sales Contract<br>not provided |  | Purchase Agreement / Sales Contract is missing in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Received<br>Purchase<br>Contract.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-09):<br>Purchase<br>Agreement<br>—<br>subject<br>property<br> Buyer<br>Comment<br>(2025-<br>12-09):<br>Purchase<br>Agreement | 12/10/2025 |  |  | 1 D A |  | IL | Investment | Purchase | D A |  | N/A | No |
| 224543217 | [Redacted] | [Redacted] |  | 35114492 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[Redacted]Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal<br>Review Fee. Fee Amount of $[Redacted]exceeds tolerance of $[Redacted]. Sufficient or excess<br>cure was provided to the borrower at Closing. | Appraisal Review Fee Amount of $[Redacted]exceeds tolerance of $[Redacted]. Sufficient cure was provided<br>to the borrower at Closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-27):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 11/27/2025 |  | 1 A |  | TN | Second<br>Home | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224543218 | [Redacted] | [Redacted] |  | 35113978 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal<br>Fee. Fee Amount of $[Redacted]exceeds tolerance of $[Redacted]. Sufficient or excess cure was<br>provided to the borrower at Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-27):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 11/27/2025 |  | 1 A |  | FL | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224543233 | [Redacted] | [Redacted] |  | 35113539 |  | Credit | Insurance | Insurance<br>Documentation | Insurance | Insurance<br>Policy<br>Expiration<br>Date is less<br>than<br>[Redacted]days<br>of the Note<br>Date and does<br>not have<br>automatic<br>renewal. |  | Require updated renewal policy in the file. Policy provided expires on [Redacted], which is less than<br>[Redacted]days from the note date. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Provided<br>renewed<br>hazard<br>insurance<br>policy.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-09):<br>renewal | 12/10/2025 |  |  | 1 C A |  | MA | Investment | Purchase | C A |  | N/A | No |
| 224543237 | [Redacted] | [Redacted] |  | 35114326 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Received<br>E-sign<br>Consent<br>document.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-08):<br>econsent | 12/10/2025 |  |  | 1 C A |  | UT | Primary | Refinance<br>— Cash-<br>out —<br>Other | C B A | Non<br>QM | Non<br>QM | No |
| 224543237 | [Redacted] | [Redacted] |  | 35114334 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Loan<br>Discount Points. Fee Amount of $[Redacted]exceeds tolerance of $[Redacted]. $[Redacted]over<br>legal limit. Insufficient or no cure was provided to the borrower. | Loan discount points disclosed as $[Redacted]on initial LE and then as $[Redacted]on final CD without a valid<br>changed circumstance document in file. No cure provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-09):<br>[redacted]<br>received<br>COC<br>dated<br> [Redacted]/[Redacted].Buyer<br>Comment<br>(2025-<br>12-08):<br>invest<br>memo —<br>discount<br>points<br>increased<br>due to<br>loan<br>amount<br>increase | 12/09/2025 |  |  | 1 C A |  | UT | Primary | Refinance<br>— Cash-<br>out —<br>Other | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224543237 | [Redacted] | [Redacted] |  | 35114335 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal<br>Fee. Fee Amount of $[Redacted]exceeds tolerance of $[Redacted]. $[Redacted]over legal limit.<br>Insufficient or no cure was provided to the borrower. | Appraisal fee disclosed a $[Redacted]on initial CD and then as $[Redacted]on final CD without a valid<br>changed circumstance document in file. No cure provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-11):<br>[Redacted]<br>received<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check,<br>and<br>Corrected<br> CD.Buyer<br>Comment<br>(2025-<br>12-10):<br>loc, pccd,<br>refund<br>check |  | 12/11/2025 |  | 2 C B |  | UT | Primary | Refinance<br>— Cash-<br>out —<br>Other | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224543242 | [Redacted] | [Redacted] |  | 35114204 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Corporate<br>Resolution not<br>provided |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-08):<br>Received<br>Corporate<br>Resolution.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-05):<br>Located<br>in file as<br>[Redacted]<br> Buyer<br>Comment<br>(2025-<br>12-05):<br>Corporate<br>Resolution | 12/08/2025 |  |  | 1 C A |  | NJ | Investment | Purchase | C A |  | N/A | No |
| 224543242 | [Redacted] | [Redacted] |  | 35114205 |  | Credit | Insurance | Insurance<br>Documentation | Insurance | Missing<br>Document:<br>Flood<br>Insurance<br>Policy not<br>provided |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-08):<br>Received<br>Flood<br>Insurance<br>Policy.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-05):<br>Flood<br>Insurance | 12/08/2025 |  |  | 1 C A |  | NJ | Investment | Purchase | C A |  | N/A | No |
| 224543245 | [Redacted] | [Redacted] |  | 35169088 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | File contains [Redacted]months statements for Bank of America, however they are in consecutive months. The<br>statement for August [Redacted]is missing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-19):<br>Bank<br>statement<br>for<br>October<br>month<br>received<br>and now<br>statements<br>are in<br>consecutive<br>months.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-17):<br>bank<br>statement | 12/19/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| 224543249 | [Redacted] | [Redacted] |  | 35113425 |  | Property | Property —<br>Appraisal | Appraisal<br>Documentation | Property —<br>Appraisal | Loan is to be<br>securitized.<br>Secondary<br>valuation is<br>missing. Sec<br>ID:<br>[Redacted] |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-12):<br>Received<br>Secondary<br>Valuation<br>in the<br>file.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-11):<br>CDA | 12/12/2025 |  |  | 1 D A |  | NY | Investment | Purchase | D A C |  | N/A | No |
| 224543249 | [Redacted] | [Redacted] |  | 35113428 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Corporate<br>Resolution not<br>provided |  | Corporate Resolution is missing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-19):<br>Corporate<br>Resolution<br>received<br>and<br>verified<br>the<br>details.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-17):<br>corporate<br>resolution<br> Reviewer<br>Comment<br>(2025-<br>12-10):<br>Provided<br>corporate<br>resolution<br>for other<br>business<br>entity.<br>Require<br>corporate<br>resolution<br>for<br>[Redacted].<br>Exception<br>Remains.<br> Buyer<br>Comment<br>(2025-<br>12-08):<br>Corporate<br>resolution | 12/19/2025 |  |  | 1 C A |  | NY | Investment | Purchase | D A C |  | N/A | No |
| 224543250 | [Redacted] | [Redacted] |  | 35136246 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Discrepancy in [redacted]. Lender [redacted] 1.21%. DD calculated [redacted] 1.14%. Discrepancy is due to<br>lender is using a higher market rent than was supported by appraiser. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-11):<br>Received<br>Updated<br>Cash<br>flow<br>Analysis.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-10):<br>[Redacted]<br>Resolution<br>docs<br> Buyer<br>Comment<br>(2025-<br>12-10):<br>[Redacted]Resolution<br>docs<br> Buyer<br>Comment<br>(2025-<br>12-10):<br>Please<br>see<br>updated<br>[Redacted]calculation,<br>[Redacted]and<br>[Redacted].<br>Now<br>matches | 12/11/2025 |  |  | 1 C A |  | TN | Investment | Refinance<br>— Rate/<br>Term | C A |  | N/A | No |
| 224546437 | [Redacted] | [Redacted] |  | 35114960 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Received<br>updated<br>E-sign<br>agreement.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-10):<br>audit trail | 12/10/2025 |  |  | 1 C A |  | CA | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224546437 | [Redacted] | [Redacted] |  | 35154146 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>Account<br>Statements —<br>Personal not<br>provided |  | Account statements are missing for account [Redacted]-[Redacted]however it is listed as an asset on final<br>[Redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-11):<br>Bank<br>statements<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-10):<br>bank<br>statements<br> Buyer<br>Comment<br>(2025-<br>12-10):<br>statements | 12/11/2025 |  |  | 1 C A |  | CA | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224546437 | [Redacted] | [Redacted] |  | 35154147 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>Account<br>Statements —<br>Personal not<br>provided |  | Account statements are missing for account [Redacted]-[Redacted]however it is listed as an asset on final<br>[Redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-11):<br>Bank<br>statements<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-10):<br>see<br>uploaded | 12/11/2025 |  |  | 1 C A |  | CA | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224546437 | [Redacted] | [Redacted] |  | 35154195 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Income/Asset<br>Guideline<br>Deficiency —<br>ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or<br>asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception<br>is eligible to be regraded with compensating factors.) | Borrower is missing statements for accounts used for assets on Final 1003 |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-11):<br>Bank<br>statements<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-10):<br>see<br>uploaded | 12/11/2025 |  |  | 1 C A |  | CA | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224546437 | [Redacted] | [Redacted] |  | 35154435 |  | Credit | Asset | Asset<br>Documentation | Asset | Asset<br>documentation<br>requirements<br>not met. |  | Asset Statements listed on the [Redacted]are not provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-11):<br>Bank<br>statements<br>received,<br>exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-10):<br>see<br>uploaded | 12/11/2025 |  |  | 1 C A |  | CA | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224546439 | [Redacted] | [Redacted] |  | 35115675 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender Exception for unacceptable property type, subject is a manufactured home in rural location. Condition<br>for Max [Redacted]% LTV/CLTV, [Redacted]months PITIA reserves on departing residence. | Borrower has verified disposable income of at least $ [Redacted].Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the<br>equivalent of [Redacted]months PITIA or more.<br> Borrowers made a down payment from their own<br>funds on this purchase transaction of at least<br>[Redacted]% and $[Redacted].<br> The qualifying DTI on the loan is at least<br>[Redacted]% less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | Documentation<br>Type: [Redacted]yr<br> Full DocDisposable Income: $[Redacted]<br> DTI: [Redacted]%<br> Guideline Maximum<br>DTI: [Redacted]% | Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-03):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 12/03/2025 | 2 B |  | MO | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224546439 | [Redacted] | [Redacted] |  | 35115678 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender Exception to allow [Redacted]% LTV on more than [Redacted]acres. Condition for Max [Redacted]%<br>LTV/CLTV, [Redacted]months PITIA reserves on departing residence. | Borrower has verified disposable income of at least $ [Redacted].Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the<br>equivalent of [Redacted]months PITIA or more.<br> Borrowers made a down payment from their own<br>funds on this purchase transaction of at least<br>[Redacted]% and $[Redacted].<br> The qualifying DTI on the loan is at least<br>[Redacted]% less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | Documentation<br>Type: [Redacted]yr<br> Full DocDisposable Income: $[Redacted]<br> DTI: [Redacted]%<br> Guideline Maximum<br>DTI: [Redacted]% | Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-03):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 12/03/2025 | 2 B |  | MO | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224546439 | [Redacted] | [Redacted] |  | 35153507 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender Exception for short reserves on departing residence. Guides require [Redacted]months PITIA reserve.<br>Condition for Max [Redacted]% LTV/CLTV, 8 months PITIA reserves on departing residence. | Borrower has verified disposable income of at least $ [Redacted].Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the<br>equivalent of [Redacted]months PITIA or more.<br> Borrowers made a down payment from their own<br>funds on this purchase transaction of at least<br>[Redacted]% and $[Redacted].<br> The qualifying DTI on the loan is at least<br>[Redacted]% less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | Documentation<br>Type: [Redacted]yr<br> Full DocDisposable Income: $[Redacted]<br> DTI: [Redacted]%<br> Guideline Maximum<br>DTI: [Redacted]% | Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-03):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 12/03/2025 | 2 B |  | MO | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224546439 | [Redacted] | [Redacted] |  | 35153583 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal<br>Re-Inspection Fee. Fee Amount of $[Redacted]exceeds tolerance of $[Redacted]. Sufficient or<br>excess cure was provided to the borrower at Closing. | Lender provided cure of $[Redacted]for the Appraisal Re-inspection fee. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-03):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/03/2025 |  | 1 A |  | MO | Primary | Purchase | Final CD<br>evidences<br>Cure B A | Non<br>QM | Non<br>QM | Yes |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224546443 | [Redacted] | [Redacted] |  | 35115033 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  | Blend Report shows Econsent is pending. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-12):<br>Received<br>E-sign<br>Consent<br>Agreement.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-11):<br>econsent | 12/12/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224546786 | [Redacted] | [Redacted] |  | 35117720 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Survey Fee.<br>Fee Amount<br>of<br>$[Redacted]exceeds<br>tolerance of<br>$.<br>$[Redacted]over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to<br>the borrower. | Survey fee amount of $[Redacted]not disclosed<br>on initial or final LE. No valid change of<br>circumstance or cure for borrower provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-18):<br>[Redacted]<br>received<br>LOX<br>stating<br>survey<br>was<br>required<br> by title.Buyer<br>Comment<br>(2025-<br>12-17):<br>confirmation<br>from title<br>company | 12/18/2025 |  |  | 1 C A |  | MD | Second<br>Home | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224546937 | [Redacted] | [Redacted] |  | 35115313 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Missing<br>Document | Missing<br>Document:<br>Other not<br>provided |  | OFAC Search for business is missing on file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Received<br>[Redacted]<br>search<br>for<br>business<br>entity.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-08):<br>[Redacted] | 12/10/2025 |  |  | 1 C A D |  | MA | Investment | Purchase | D A |  | N/A | No |
| 224547275 | [Redacted] | [Redacted] |  | 35114867 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender requested an exception which was<br>approved for borrower has two Coinbase<br>deposits that branch claims can not be sourced<br>per requirements of program. | Borrower's monthly reserves have been verified and exceed the<br>amount required based on the guidelines by at least<br> [Redacted]months.Borrowers made a down payment from their own funds on this<br>purchase transaction of at least [Redacted]% and $[Redacted].<br> The representative FICO score exceeds the guideline minimum<br>by at least [Redacted]points. | Guidelines Representative FICO: [Redacted]<br> Representative FICO: [Redacted] | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-04):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 12/04/2025 | 2 B |  | FL | Investment | Purchase | C B A |  | N/A | No |
| 224547275 | [Redacted] | [Redacted] |  | 35114868 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Verification of<br>Identification<br>not provided |  | Verification of Identification is missing in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Received<br>[Redacted].<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-08):<br>Attached,<br>please<br>find the<br>[Redacted]<br>—<br>Customer<br>Identification<br>Verification | 12/10/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C B A |  | N/A | No |
| 224547448 | [Redacted] | [Redacted] |  | 35115965 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Loan<br>Discount<br>Points. Fee<br>Amount of<br>$[Redacted]exceeds<br>tolerance of<br>$[Redacted].<br>$[Redacted]over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to<br>the borrower. | Loan Discount Points was last disclosed as<br>$[Redacted]on Loan Estimate but disclosed as<br>$[Redacted]on Final Closing Disclosure. File<br>does not contain a valid Changed Circumstance<br>for this fee, no evidence of cure in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-18):<br>Situamc<br>Received<br>Valid<br>COC<br>dated<br> [Redacted].Buyer<br>Comment<br>(2025-<br>12-18):<br>Please<br>see<br>attached<br>memo<br>with<br>COC<br>notes<br>showing<br>that the<br>Loan<br>Discount<br>Points<br>Fee<br>increased<br>on<br>[Redacted]<br>due to a<br>change in<br>the<br> DTI. | 12/18/2025 |  |  | 1 C A |  | FL | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224547448 | [Redacted] | [Redacted] |  | 35155892 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Documentation to verify a [Redacted]-month<br>housing history is not located in the file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-22):<br>Verification<br>of the<br>housing<br>history<br>was not<br>required<br>by the<br>UW.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-18):<br>Verification<br>of the<br>housing<br>history<br>was not<br>required<br>by the<br>UW and<br>that is a<br>discretionary<br>item and<br>therefore<br>only<br>necessary<br>if the<br>UW asks<br>for it.<br>Please<br>clear the<br>condition. | 12/22/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224553998 | [Redacted] | [Redacted] |  | 35115538 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Received<br>E-sign<br>Consent<br>Agreement.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-09):<br>econsent | 12/10/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224553998 | [Redacted] | [Redacted] |  | 35115550 |  | Credit | Credit | Credit<br>Documentation | Guideline | The<br>Verification of<br>Rent (VOR) /<br>Verification of<br>Mortgage<br>(VOM) is<br>required and<br>was not found<br>in file. |  | File is missing [Redacted]-month rental payment<br>history. Unable to verify rental payment from<br>Bank statements due to missing Landlord<br>information. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-11):<br>Cleared.<br>Received<br>PC Cert<br>stating a<br>VOR was<br>not<br>required<br>at UW's<br> discretion.Buyer<br>Comment<br>(2025-<br>12-09):<br>PC Cert | 12/11/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224553998 | [Redacted] | [Redacted] |  | 35115561 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[Redacted]exceeds<br>tolerance of<br>$[Redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | Appraisal fee amount of $[Redacted]exceeds<br>tolerance of $[Redacted]. Sufficient or excess<br>cure was provided to the borrower at Closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-28):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 11/28/2025 |  | 1 A |  | TX | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224554138 | [Redacted] | [Redacted] |  | 35115929 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>Evidence of<br>Access to<br>Funds not<br>provided |  | Provide evidence of access to funds for the<br>Individual Retirement Account (IRA) #0211 |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-19):<br>Excluded<br>the asset<br>of Non-<br>Borrowing<br>Spouse<br>account<br>[Redacted]<br>for asset<br>qualification.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-17):<br>Individual<br>Retirement<br>Account<br>(IRA)<br>[Redacted]<br>does not<br>belong to<br>the<br>borrower<br>and those<br>assets are<br>not being<br>used to<br>qualify | 12/19/2025 |  |  | 1 C A |  | KY | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224554138 | [Redacted] | [Redacted] |  | 35116014 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal Re-<br>Inspection<br>Fee. Fee<br>Amount of<br>$[Redacted]exceeds<br>tolerance of<br>$[Redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | The Appraisal Re-Inspection Fee of<br>$[Redacted]was disclosed on closing disclosure<br>dated [Redacted]but was not disclosed Loan<br>Estimate. Sufficient cure was provided to justify<br>this increase. |  |  |  | Reviewer<br>Comment<br>(2025-<br>11-28):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 11/28/2025 |  | 1 A |  | KY | Primary | Refinance<br>— Cash-<br>out —<br>Other | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224554147 | [Redacted] | [Redacted] |  | 35115242 |  | Credit | Documents | Missing<br>Document | Documents | File does not<br>contain<br>documentation<br>from lender/<br>seller<br>confirming the<br>condo is<br>warrantable. |  |  | The Debt Service Coverage Ratio ([redacted]) is greater than the<br> guideline requirement by . [Redacted].The representative FICO score exceeds the guideline minimum<br>by at least [Redacted]points. | Debt Service Coverage Ratio: [Redacted]<br> Guideline Requirement: [Redacted]<br> Guidelines Representative FICO: [Redacted]<br> Representative FICO: [Redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-22):<br>Exception<br>in file for<br>Non<br>warrantable<br>condo.<br>Client<br>elects to<br>waive<br>with<br>compensating<br> factors.Buyer<br>Comment<br>(2025-<br>12-18):<br>Please<br>see<br>attachment<br>for<br>Exception<br>Approval<br>for Non-<br>Warrantable<br>Condo |  |  | 12/22/2025 | 2 C B |  | ID | Investment | Purchase | C B A |  | N/A | No |
| 224554147 | [Redacted] | [Redacted] |  | 35115251 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender Exception for single entity ownership of<br>[Redacted]% ([Redacted]-<br>[Redacted][Redacted],[Redacted]investor owns<br>[Redacted]units); Investment concentration<br>exceeds [Redacted][Redacted]([Redacted]%).<br>Compensating factors are [redacted]<br>[Redacted]or Greater, FICO [Redacted]Points or<br>More Above Requirement and Reserves<br>[Redacted]+ Months More than Requirement.<br>Approving both exceptions (SE ownership @<br>[Redacted]% for -.[Redacted]) and (Inv.<br>concentration of [Redacted]% for -.[Redacted]).<br> Total of -.[Redacted]exception LLPAs.Max [Redacted]% LTV<br> Subject to NWC LLPA<br> Subject to meeting all other Signature Expanded<br>guideline requirements | The Debt Service Coverage Ratio ([redacted]) is greater than the<br> guideline requirement by . [Redacted].The representative FICO score exceeds the guideline minimum<br>by at least [Redacted]points. | Debt Service Coverage Ratio: [Redacted]<br> Guideline Requirement: [Redacted]<br> Guidelines Representative FICO: [Redacted]<br> Representative FICO: [Redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-04):<br>Lender<br>Exception<br>with<br>Compensating<br>Factors<br>provided. |  |  | 12/04/2025 | 2 B |  | ID | Investment | Purchase | C B A |  | N/A | No |
| 224565821 | [Redacted] | [Redacted] |  | 35122879 |  | Credit | Credit | Credit<br>Documentation | Missing<br>Document | Missing<br>Document:<br>Credit Report<br>not provided |  | Credit Report is missing in the file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-15):<br>Received<br>Credit<br>Report in<br>the file.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-12):<br>Credit<br>Report | 12/15/2025 |  |  | 1 D A |  | PA | Investment | Purchase | D A |  | N/A | No |
| 224565821 | [Redacted] | [Redacted] |  | 35122884 |  | Credit | Credit | Credit<br>Calculation /<br>Analysis | Guideline | Guideline<br>Requirement:<br>Representative<br>FICO score<br>discrepancy. |  | Credit report is missing from the file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-15):<br>Received<br>Credit<br>Report in<br>the file.<br>Exception<br>Cleared.<br>Guidelines<br>requirement<br>met.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-12):<br>1008<br>showing<br>bwr score<br>of<br>[Redacted]<br> Buyer<br>Comment<br>(2025-<br>12-12):<br>Per 1008<br>& CR,<br>bwr<br>qualified<br>off<br>middle<br>score of<br>[Redacted]. | 12/15/2025 |  |  | 1 C A |  | PA | Investment | Purchase | D A |  | N/A | No |
| 224566665 | [Redacted] | [Redacted] |  | 35126408 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[Redacted]Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of<br>$[Redacted]exceeds<br>tolerance of<br>$[Redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-01):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/01/2025 |  | 1 A |  | NC | Primary | Refinance<br>— Cash-<br>out —<br>Other | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224567474 | [Redacted] | [Redacted] |  | 35125684 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-11):<br>Received<br> Econsent.Buyer<br>Comment<br>(2025-<br>12-09):<br>e-consent | 12/11/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C B A | N/A | N/A | No |
| 224567474 | [Redacted] | [Redacted] |  | 35125698 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | Homeowners insurance policy not provided for<br>property located at[Redacted] |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-12):<br>Received<br>Letter of<br>Explanation.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-11):<br>LOX | 12/12/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C B A | N/A | N/A | No |
| 224567474 | [Redacted] | [Redacted] |  | 35125716 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request for mixed-use property<br>with office downstairs and rental unit upstairs is<br>approved. Per disposition, [Redacted]% max<br>LTV, minimum [Redacted]-year PP,<br>[Redacted]% DTI, subject to following all other<br>guideline requirements. Appraisal to confirm<br>current use is "Highest and best" and there is no<br>effect on marketability. | Borrower has been employed in the same industry for more than<br> [Redacted]years.Borrower has verified disposable income of at least $[Redacted].<br> Borrower has worked in the same position for more than<br>[Redacted]years.<br> Borrower's monthly reserves have been verified and exceed the<br>guideline required amount by the equivalent of<br>[Redacted]months PITIA or more.<br> Borrowers made a down payment from their own funds on this<br>purchase transaction of at least [Redacted]% and $[Redacted].<br> The Combined Loan to Value (CLTV) on the loan is less than<br>the guideline maximum by at least [Redacted]%.<br> The Loan to Value (LTV) on the loan is less than the guideline<br>maximum by at least [Redacted]%.<br> The representative FICO score exceeds the guideline minimum<br>by at least [Redacted]points. | Documentation Type: [Redacted]mo Bank<br> StatementDisposable Income: $[Redacted]<br> Actual Reserves: $[Redacted]<br> Required Reserves: $[Redacted] | SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-04):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 12/04/2025 | 2 B |  | CA | Investment | Purchase | C B A | N/A | N/A | No |
| 224567474 | [Redacted] | [Redacted] |  | 35162044 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request for [Redacted]-year PP<br>vs [Redacted]year listed on approval is<br>approved. Per disposition, [Redacted]% max<br>LTV, minimum [Redacted]-year PP,<br>[Redacted]% DTI, subject to following all other<br>guideline requirements. Appraisal to confirm<br>current use is "Highest and best" and there is no<br>effect on marketability. | Borrower has been employed in the same industry for more than<br> [Redacted]years.Borrower has verified disposable income of at least $[Redacted].<br> Borrower has worked in the same position for more than<br>[Redacted]years.<br> Borrower's monthly reserves have been verified and exceed the<br>guideline required amount by the equivalent of<br>[Redacted]months PITIA or more.<br> Borrowers made a down payment from their own funds on this<br>purchase transaction of at least [Redacted]% and $[Redacted].<br> The Combined Loan to Value (CLTV) on the loan is less than<br>the guideline maximum by at least [Redacted]%.<br> The Loan to Value (LTV) on the loan is less than the guideline<br>maximum by at least [Redacted]%.<br> The representative FICO score exceeds the guideline minimum<br>by at least [Redacted]points. | Documentation Type: [Redacted]mo Bank<br> StatementDisposable Income: $[Redacted]<br> Actual Reserves: $[Redacted]<br> Required Reserves: $[Redacted] | SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-04):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 12/04/2025 | 2 B |  | CA | Investment | Purchase | C B A | N/A | N/A | No |
| 224567662 | [Redacted] | [Redacted] |  | 35124678 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender Exception approved for non-warrantable<br>condo due to [Redacted]new construction,<br>possible investor concentration, and mandatory<br>membership. | Borrower has been employed in the same industry for more than<br> [Redacted]years.Borrower has verified disposable income of at least $[Redacted].<br> Borrower has worked in the same position for more than<br>[Redacted]years.<br> Borrowers made a down payment from their own funds on this<br>purchase transaction of at least [Redacted]% and $[Redacted].<br> The qualifying DTI on the loan is at least [Redacted]% less than<br>the guideline maximum.<br> The representative FICO score exceeds the guideline minimum<br>by at least [Redacted]points. | Documentation Type: [Redacted]yr Full Doc<br> Disposable Income: $[Redacted]<br> Guidelines Representative FICO: [Redacted]<br> Representative FICO: [Redacted] | SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-12):<br>Client<br>elects to<br>waive<br>with<br>compensating<br> factors.Buyer<br>Comment<br>(2025-<br>12-10):<br>please<br>clarify as<br>exception<br>notes are<br>the same<br>as the<br>lender<br>exception.<br>if this is<br>for<br>informational<br>purposes,<br>please<br>downgrade<br>and clear/<br>waive.<br>thanks! |  |  | 12/12/2025 | 2 C B |  | FL | Investment | Purchase | C B A | N/A | N/A | No |
| 224567663 | [Redacted] | [Redacted] |  | 35162407 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Email showing exception request was approved<br>with updated pricing has been provided.<br>However, there is no formal exception request<br>from the lender provided in the file. | Borrower has been employed in the same industry for more than<br> [Redacted] years.Borrower has verified disposable income of at least<br>$[Redacted].<br> Borrower has worked in the same position for more than<br>[Redacted] years.<br> Borrower's monthly reserves have been verified and exceed the<br>amount required based on the guidelines by at least[Redacted]<br>months.<br> The qualifying DTI on the loan is at least [Redacted]% less than<br>the guideline maximum.<br> The representative FICO score exceeds the guideline minimum<br>by at least [Redacted]points. | Borrower has been employed in the same<br> industry for more than [Redacted] years.Reserves: [Redacted]<br> Guideline Requirement: [Redacted]<br> DTI: [Redacted]%<br> Guideline Maximum DTI: [Redacted]% | Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-17):<br>Client<br>elects to<br>waive<br>with<br>compensating<br> factors.Reviewer<br>Comment<br>(2025-<br>12-15):<br>Reviewed<br>all<br>checks<br>again.<br>The<br>checks in<br>the file<br>are as<br>follows<br>For<br>Valadez:<br>[Redacted].<br>Vinci:<br>[Redacted].<br>The<br>remainder<br>of the<br>checks<br>are<br>required<br>per the<br>lender<br>exception.<br> Buyer<br>Comment<br>(2025-<br>12-12):<br>see the<br>LOX for<br>the<br>[Redacted]<br>missing<br>payments<br>listed on<br>the<br>exception<br> Reviewer<br>Comment<br>(2025-<br>12-12):<br>Reviewed<br>all<br>trailing<br>docs<br>provided,<br>however<br>the<br>checks<br>provided<br>were<br>duplicates<br>of what<br>was in<br>the<br>original<br>file.<br>There are<br>many<br>payments<br>missing<br>which<br>were<br>required<br>per<br>lender<br>exception<br>approval.<br> Buyer<br>Comment<br>(2025-<br>12-10):<br>VOM<br> Buyer<br>Comment<br>(2025-<br>12-10):<br>check<br>and LOX<br> Reviewer<br>Comment<br>(2025-<br>12-10):<br>Received<br>exception/approval,<br>however<br>a<br>condition<br>on the<br>exception<br>approval<br>required<br>a<br>complete<br>pay<br>history<br>from<br>[Redacted].<br>There are<br>many<br>payments<br>missing<br>for both<br>note<br>holders.<br>Please<br>provide<br>all<br>cancelled<br>checks<br>for each<br>note<br>holder<br>for the<br>[Redacted]each<br>from<br>[Redacted].<br> Buyer<br>Comment<br>(2025-<br>12-08):<br>exception<br>approval |  |  | 12/17/2025 | 2 C B |  | GA | Primary | Refinance<br>— Cash-<br>out —<br>Other | C B A | Non<br>QM | Non<br>QM | No |
| 224567711 | [Redacted] | [Redacted] |  | 35123085 |  | Credit | Asset | Asset<br>Calculation /<br>Analysis | Asset | Available for<br>Closing is<br>insufficient to<br>cover Cash<br>From<br>Borrower. |  | Documented qualifying Assets for Closing of<br>$[Redacted]is less than Cash From Borrower<br>$[Redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-16):<br>Additional<br>assets<br>provided.<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-15):<br>please<br>advise<br>regarding<br>addt'l<br>statements<br>used in<br>asset<br>calculation,<br>uploaded<br>on<br>[Redacted]<br> Buyer<br>Comment<br>(2025-<br>12-10):<br>please<br>see<br>attached<br>Truist<br>statements.<br>per 1008,<br>used in<br>asset<br>calculation:<br>Assets —<br>[Redacted]<br>at closing<br>+<br>[Redacted]<br>reserves<br>([Redacted]<br>mo's).<br>Total =<br>[Redacted] | 12/16/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C B A |  | N/A | No |
| 224567711 | [Redacted] | [Redacted] |  | 35123093 |  | Credit | Credit | AUS<br>Discrepancy /<br>Guidelines<br>Discrepancy | Guideline | Guideline<br>Requirement:<br>PITIA<br>reserves<br>months<br>discrepancy. |  | Calculated PITIA months reserves of<br>[Redacted]is less than Guideline PITIA months<br>reserves of [Redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-16):<br>Received<br>additional<br>assets.<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-15):<br>please<br>advise<br>regarding<br>addt'l<br>statements<br>used in<br>asset<br>calculation,<br>uploaded<br>on<br>[Redacted] | 12/16/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C B A |  | N/A | No |
| 224567711 | [Redacted] | [Redacted] |  | 35123113 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception for Borrower cannot provide<br>VOR- see LOX in file stating no lease and why.<br>Note: Management has already reviewed this file<br>for occupancy and has given the greenlight to<br>move forward as a [redacted]. Compensating<br>factor is FICO 20 Points or More Above<br>Requirement. Exception Conditions are 1. Max<br> [Redacted]% LTV/CLTV2. Min [redacted] 1<br> 3. Document evidence Julio C. Reyes Gavilan<br>LV Trust is the owner of the property located at<br>[Redacted]Regal Heron Cir., #10<br> 4. Utilize the lesser of actual or fair market rents<br>as determined by the appraiser<br> 5. Document reserve requirement as within<br>Signature Expanded UW guidelines<br> Subject to meeting all Signature Expanded<br>guideline requirements. | Borrowers made a down payment from their own funds on this<br> purchase transaction of at least [Redacted]% and $[Redacted].The representative FICO score exceeds the guideline minimum<br>by at least [Redacted]points. | Borrower's Own Funds Percent: [Redacted]%<br> Borrower's Own Funds Amount: $[Redacted]<br> Guidelines Representative FICO: [Redacted]<br> Representative FICO: [Redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-05):<br>Lender<br>Exception<br>with<br>Compensating<br>Factors<br>provided. |  |  | 12/05/2025 | 2 B |  | FL | Investment | Purchase | C B A |  | N/A | No |
| 224568237 | [Redacted] | [Redacted] |  | 35128995 |  | Compliance | Compliance | Federal<br>Compliance | TILA Right-<br>to-Cancel<br>Missing,<br>Incorrect,<br>Incomplete<br>and/or<br>provided on<br>the wrong<br>form | Incorrect<br>Right To<br>Cancel Form<br>Used — H-9<br>Used on Non<br>Same Lender<br>Refinance | Truth in<br>Lending Act:<br>Notice of<br>Right to<br>Cancel was<br>not executed<br>on the proper<br>Model Form<br>for a<br>refinance by a<br>creditor that<br>is not<br>considered<br>the original<br>creditor. The<br>H-<br>[Redacted]form<br>was used, the<br>H-<br>[Redacted]form<br>should have<br>been used. | The H-[Redacted]form was used, the H-<br>[Redacted]form should have been used. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-22):<br>Updated<br>H-8 form<br>Right to<br>cancel<br>received.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-18):<br>RTC<br>docs | 12/22/2025 |  |  | 1 C A |  | MN | Primary | Refinance<br>— Cash-<br>out —<br>Other | TILA ROR<br>— Provide<br>the<br>following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>and Re-open<br>Rescission<br>using the<br>correct<br>model form C | Non<br>QM | Non<br>QM | Yes |
| 224569999 | [Redacted] | [Redacted] |  | 35130037 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[Redacted]exceeds<br>tolerance of<br>$[Redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-01):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/01/2025 |  | 1 A |  | OH | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224569999 | [Redacted] | [Redacted] |  | 35130038 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of $[Redacted]exceeds<br>tolerance of $[Redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-01):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/01/2025 |  | 1 A |  | OH | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224569999 | [Redacted] | [Redacted] |  | 35130045 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Received<br>E-sign<br>Consent<br>Agreement.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-09):<br>E-<br>consent<br>— all<br>pages<br> Reviewer<br>Comment<br>(2025-<br>12-09):<br>All pages<br>of E-sign<br>Consent<br>document<br>from<br>page[Redacted]<br>to<br>[Redacted]<br>are<br>required.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>12-05):<br>E-<br>consent | 12/10/2025 |  |  | 1 C A |  | OH | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224570019 | [Redacted] | [Redacted] |  | 35131052 |  | Credit | Insurance | Insurance<br>Documentation | Insurance | Insurance<br>Policy<br>Expiration<br>Date is less<br>than<br>[Redacted]days<br>of the Note<br>Date and does<br>not have<br>automatic<br>renewal. |  | Blanket policy provided expires on [Redacted] |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-19):<br>Received<br>Master<br>Policy.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-17):<br>Master<br>policy | 12/19/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| 224570023 | [Redacted] | [Redacted] |  | 35129694 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | Mortgage Statement for REO " [Redacted],<br>[Redacted]" is missing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Mortgage<br>statement<br>received<br>&<br>updated.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-08):<br>reo docs | 12/10/2025 |  |  | 1 C A |  | MD | Second<br>Home | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224570024 | [Redacted] | [Redacted] |  | 35131428 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-12):<br>Econsent<br> available.Buyer<br>Comment<br>(2025-<br>12-10):<br>please<br>see<br>econsent<br>doc[Redacted] | 12/12/2025 |  |  | 1 C A |  | NY | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224570024 | [Redacted] | [Redacted] |  | 35131558 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[Redacted]<br>exceeds<br>tolerance of<br>$[Redacted].<br>$[Redacted]<br>over legal<br>limit.<br>Insufficient or<br>no cure was<br>provided to<br>the borrower. | [redacted] Percent Fee tolerance was exceeded<br>by $[Redacted]due to Appraisal Fee.<br>Insufficient or no cure was provided to the<br>borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-23):<br>[Redacted]<br>Received<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check,<br>and<br>Corrected<br> CD.Buyer<br>Comment<br>(2025-<br>12-23):<br>lox, pccd,<br>refund<br>check |  | 12/23/2025 |  | 2 C B |  | NY | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224570034 | [Redacted] | [Redacted] |  | 35132029 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Missing<br>Document | Missing<br>Document:<br>Divorce<br>Decree / Child<br>Support not<br>provided |  | Child support payment letter is missing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-12):<br>Received<br>required<br>documentation.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-<br>12-11):<br>See<br>Divorce<br>decree —<br>There is<br>no child<br>support<br>per page<br>[redacted].<br>the<br>Borrower<br>splits the<br>health<br>insurance<br>with ex-<br>spouse<br>which is<br>the<br>[redacted]<br>balance<br>that was<br>on credit.<br> Reviewer<br>Comment<br>(2025-<br>12-10):<br>Credit<br>Report is<br>reflecting<br>Child<br>Support<br>debt in<br>the<br>amount<br>of<br>$[redacted]<br>balance.<br>Child<br>Support<br>document<br>is<br>required<br>to clear<br>the<br>condition.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>12-08):<br>There is<br>no child<br>support<br>debt or<br>income<br>listed on<br>the<br>application<br>anywhere. | 12/12/2025 |  |  | 1 C A |  | TX | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224570034 | [Redacted] | [Redacted] |  | 35132096 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of $[Redacted]exceeds<br>tolerance of $[Redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-02):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/02/2025 |  | 1 A |  | TX | Primary | Refinance<br>— Cash-<br>out —<br>Other | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224570046 | [Redacted] | [Redacted] |  | 35126941 |  | Credit | Insurance | Insurance<br>Documentation | Insurance | Hazard<br>Insurance<br>Error: Missing<br>[Redacted]<br>policy, blanket<br>hazard<br>insurance<br>policy<br>provided does<br>not contain<br>unit interior<br>coverage. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-23):<br>Walls in<br>Coverage<br>provided.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-19):<br>Master<br>Policy —<br>COI<br> Buyer<br>Comment<br>(2025-<br>12-19):<br>[redacted]<br>respectfully<br>disagrees<br>with<br>finding.<br>After<br>reviewing<br>master<br>policy, it<br>clearly<br>states<br>that<br>policy is<br>All in<br>(Walls in,<br>including<br>improvements.<br>Policy<br>also<br>states<br>that there<br>is<br>[redacted]%<br>replacement<br>costs,<br>guaranteed<br>replacement<br>costs,<br>and No<br>Co-<br>insurance.<br>Please<br>clear<br>finding | 12/23/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224572311 | [Redacted] | [Redacted] |  | 35133008 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | The lender exception has been requested for non-<br>warrantable condotel due to critical repairs. The<br>exception is approved with [redacted]% LTV<br>Max, Minimum [Redacted]yr PPP, Minimum<br>[Redacted][redacted], Subject to NWC — LLPA<br>price adjustment, must meet all other condotel<br>guidelines, Subject to meeting all other Signature<br>Expanded guideline requirements. Compensating<br>factors: FICO [Redacted]points or more above<br>requirement, Long Term Homeownership (><br>[Redacted]years), Loan to Value [Redacted]% or<br>more under requirement. | Borrower's monthly reserves have been verified and exceed the<br>amount required based on the guidelines by at least<br> [Redacted]months.Borrowers made a down payment from their own funds on this<br>purchase transaction of at least[Redacted]% and $[Redacted].<br> The representative FICO score exceeds the guideline minimum<br>by at least [Redacted]points.<br> Miscellaneous | Guidelines Representative FICO: [Redacted]<br> Representative FICO: [Redacted]<br> Long term home ownership | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> Aggregator | Reviewer<br>Comment<br>(2025-<br>12-05):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 12/05/2025 | 2 B |  | FL | Investment | Purchase | B A |  | N/A | No |
| 224572313 | [Redacted] | [Redacted] |  | 35131901 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception for Properties Recently listed<br>for sale. Conditions Max [Redacted]% LTV/<br>CLTV, Min [redacted] [Redacted], 1 Year PP,<br>Borrower [Redacted]meet non-permanent<br>Resident guidelines however VISA is missing | Borrower's monthly reserves have been verified and exceed the<br>amount required based on the guidelines by at least<br> [Redacted]months.The representative FICO score exceeds the guideline minimum<br>by at least [Redacted]points. | Reserves: [Redacted]<br> Guideline Requirement: [Redacted]<br> Guidelines Representative FICO: 6[Redacted]<br> Representative FICO: [Redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-05):<br>Lender<br>Exception<br>with<br>Compensating<br>Factors<br>provided. |  |  | 12/05/2025 | 2 B |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | B A |  | N/A | No |
| 224573441 | [Redacted] | [Redacted] |  | 35137671 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Initial<br>Loan Estimate<br>Timing<br>Electronically<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>Loan<br>Estimate not<br>delivered to<br>Borrower(s)<br>within<br>[redacted]<br>business days<br>of<br>application.<br>Initial Loan<br>Estimate<br>dated<br>[Redacted]<br>was<br>electronically<br>provided<br>without or<br>prior to<br>borrower's<br>consent to<br>receive<br>electronic<br>disclosures.<br>Failure to<br>comply with<br>the provisions<br>of the E-Sign<br>Act and<br>failure to<br>provide good<br>faith estimate<br>of fees timely<br>may result in<br>additional fee<br>tolerance<br>violations. | Initial Loan Estimate dated [Redacted] was<br>electronically provided without or prior to<br>borrower's consent to receive electronic<br>disclosures. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-15):<br>[redacted]<br>received<br>earliest e-<br>consent<br>dated<br> [redacted].Buyer<br>Comment<br>(2025-<br>12-12):<br>Please<br>see<br>attached<br>E-<br>Consent<br>which<br>was<br>signed<br>before<br>the ILE<br>was sent<br>to the<br>borrower | 12/15/2025 |  |  | 1 C A |  | WA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224573441 | [Redacted] | [Redacted] |  | 35137672 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal Fee.<br>Fee Amount of $[Redacted]<br>exceeds<br>tolerance of $[Redacted].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-02):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/02/2025 |  | 1 A |  | WA | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224573448 | [Redacted] | [Redacted] |  | 35169285 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | [Redacted]nd mortgage is a straight I/O note opened<br>w [Redacted]st payment due [Redacted] Copied of<br>checks verify payment 1 [Redacted] deposit slip<br>provided. BMO shows purchase of money order. | Borrower has been employed in the same industry for more<br> than [Redacted]years.Borrower has verified disposable income of at least<br>$[Redacted].<br> Borrower has worked in the same position for more than<br>[Redacted] years.<br> The qualifying DTI on the loan is at least [Redacted]% less<br>than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted] points. | Guidelines Representative FICO:<br> [Redacted]Representative FICO: [Redacted] | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-05):<br>Client<br>elected to<br>waive<br>with<br>compensating<br>factors. |  |  | 12/05/2025 | 2 B |  | CA | Primary | Refinance<br>— Cash-<br>out —<br>Other | B A | Non<br>QM | Non<br>QM | No |
| 224573453 | [Redacted] | [Redacted] |  | 35137519 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  | -sign Consent Agreement is not provided in file |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-11):<br>E-Sign<br>Consent<br>details<br>updated<br>from E-<br>sign<br>consent<br>agreement.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-09):<br>See DOC<br>ID 674<br>page<br>[redacted]<br>shows e-<br>consent<br>date of<br>[redacted] | 12/11/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224573453 | [Redacted] | [Redacted] |  | 35137637 |  | Compliance | TRID | General | TRID | Temporary<br>Buydown paid<br>to a party<br>other than the<br>lender. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Seller<br>paid<br>temporary<br>buydown<br> allowed.Buyer<br>Comment<br>(2025-<br>12-09):<br>The<br>payee is<br>not<br>required<br>on the<br>CD | 12/10/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224573453 | [Redacted] | [Redacted] |  | 35137659 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Income and<br>Assets — K-1<br>Less<br>[Redacted]% | Ability to Repay<br>(Dodd-Frank<br>2014): Unable to<br>verify K-1 (Less<br>than<br>[Redacted]%<br>Ownership)<br>income using<br>reasonably<br>reliable third-<br>party records. | Income using reasonably reliable third-party records<br>is not provided in file |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-11):<br>Details<br>corrected<br>for all<br>income<br>type as<br>per<br>available<br>document<br>for year<br>[redacted].<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-09):<br>we didn't<br>use as<br>income.<br>why is<br>this<br>needed? | 12/11/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224573453 | [Redacted] | [Redacted] |  | 35137660 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Income and<br>Assets — K-1<br>Less<br>[Redacted]% | Ability to Repay<br>(Dodd-Frank<br>2014): Unable to<br>verify K-1 (Less<br>than<br>[Redacted]%<br>Ownership)<br>income using<br>reasonably<br>reliable third-<br>party records. | Income using reasonably reliable third-party records<br>is not provided in file |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-11):<br>Details<br>corrected<br>for all<br>income<br>type as<br>per<br>available<br>document<br>for year<br>[redacted].<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-09):<br>we didn't<br>use as<br>income.<br>why is<br>this<br>needed? | 12/11/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224573453 | [Redacted] | [Redacted] |  | 35137661 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Income and<br>Assets — K-1<br>Less<br>[Redacted]% | Ability to Repay<br>(Dodd-Frank<br>2014): Unable to<br>verify K-1 (Less<br>than<br>[Redacted]%<br>Ownership)<br>income using<br>reasonably<br>reliable third-<br>party records. | Income using reasonably reliable third-party records<br>is not provided in file |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-11):<br>Details<br>corrected<br>for all<br>income<br>type as<br>per<br>available<br>document<br>for year<br>[redacted].<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-09):<br>we didn't<br>use as<br>income.<br>why is<br>this<br>needed? | 12/11/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224573453 | [Redacted] | [Redacted] |  | 35137662 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Income and<br>Assets — K-1<br>Less<br>[Redacted]% | Ability to Repay<br>(Dodd-Frank<br>2014): Unable to<br>verify K-1 (Less<br>than<br>[Redacted]%<br>Ownership)<br>income using<br>reasonably<br>reliable third-<br>party records. | Income using reasonably reliable third-party records<br>is not provided in file |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-11):<br>Details<br>corrected<br>for all<br>income<br>type as<br>per<br>available<br>document<br>for year<br>[redacted].<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-09):<br>we didn't<br>use as<br>income.<br>why is<br>this<br>needed? | 12/11/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224573453 | [Redacted] | [Redacted] |  | 35137724 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match —<br>ATR | Ability to Repay<br>(Dodd-Frank<br>2014):<br>Originator Loan<br>Designation of<br>Non QM does<br>not match Due<br>Diligence Loan<br>Designation of<br>ATR Fail. | Non QM does not match Due Diligence Loan<br>Designation of ATR Fail. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-11):<br>Details<br>corrected<br>for all<br>income<br>type as<br>per<br>available<br>document<br>for year<br>[redacted]<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-09):<br>anything<br>needed<br>for this? | 12/11/2025 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>status C | Non<br>QM | Non<br>QM | Yes |
| 224573453 | [Redacted] | [Redacted] |  | 35137725 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Income and<br>Assets —<br>Partnership | Ability to Repay<br>(Dodd-Frank<br>2014): Unable to<br>verify<br>Partnership<br>income using<br>reasonably<br>reliable third-<br>party records. | Partnership income using reasonably reliable third-<br>party records. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-11):<br>Details<br>corrected<br>for all<br>income<br>type as<br>per<br>available<br>document<br>for year<br>[redacted].<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-09):<br>vvoe | 12/11/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224573453 | [Redacted] | [Redacted] |  | 35137726 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM | NonQM ATR | Ability-to-Repay<br>(Dodd-Frank<br>2014): General<br>Ability-to-Repay<br>requirements not<br>satisfied. | Waterfall due to Partnership income using reasonably<br>reliable third-party records is not provided in file |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-11):<br>Details<br>corrected<br>for all<br>income<br>type as<br>per<br>available<br>document<br>for year<br>[redacted].<br>Exception<br>cleared. | 12/11/2025 |  |  | 1 A |  | CA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224573453 | [Redacted] | [Redacted] |  | 35137731 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Attorney's Fee<br>(Closing Agent<br>and Other). Fee<br>Amount of $[Redacted]exceeds<br>tolerance of<br>[Redacted]<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. | Attorney's Fee (Closing Agent and Other) was not<br>disclosed on initial LE but $[Redacted] was disclosed<br>on Closing disclosure. Sufficient Cure was provided<br>on file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-02):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/02/2025 |  | 1 A |  | CA | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224573454 | [Redacted] | [Redacted] |  | 35136013 |  | Compliance | Compliance | Federal<br>Compliance | Federal HPML | Federal<br>HPML<br>[Redacted]Non<br>Compliant | Federal Higher-<br>Priced Mortgage<br>Loan: APR on<br>subject loan of<br>[Redacted]% or<br>Final Disclosure<br>APR of<br>[Redacted] is<br>equal to or<br>greater than the<br>threshold of<br>APOR<br>[Redacted]Non-<br>Compliant<br>Higher Priced<br>Mortgage Loan. | Loan considered non-compliant due to missing<br>evidence of appraisal delivery. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-17):<br>Proof of<br>delivery<br>received.<br>Exception<br> ClearedBuyer<br>Comment<br>(2025-<br>12-15):<br>doc<br>[redacted]-<br>proof<br>borrower<br>recvd<br>copy of<br>appraisal<br>on<br>[redacted] | 12/17/2025 |  |  | 1 C A |  | FL | Primary | Purchase | D A C | Non<br>QM | Non<br>QM | No |
| 224573454 | [Redacted] | [Redacted] |  | 35136014 |  | Compliance | Compliance | Federal<br>Compliance | Federal HPML | (Fed HPML<br>Provision)<br>Federal<br>Higher-Priced<br>Mortgage<br>Loan (Timing<br>of Appraisal<br>to Consumer) | TILA HPML<br>Appraisal Rule<br>(Dodd-Frank<br>2014): Creditor<br>did not provide a<br>copy of each<br>valuation to<br>applicant<br>[redacted]<br>business days<br>prior to<br>consummation. | No evidence that borrower received a copy of<br>appraisal [Redacted] business days to closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-17):<br>Proof of<br>delivery<br>received.<br>Exception<br> ClearedBuyer<br>Comment<br>(2025-<br>12-15):<br>doc<br>[redacted]-<br>proof<br>borrower<br>recvd<br>copy of<br>appraisal<br>on<br>[redacted] | 12/17/2025 |  |  | 1 C A |  | FL | Primary | Purchase | D A C | Non<br>QM | Non<br>QM | No |
| 224573454 | [Redacted] | [Redacted] |  | 35136016 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of $[Redacted]<br>exceeds<br>tolerance of $[Redacted].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. | Fee disclosed was last disclosed as $[Redacted]on<br>Loan Estimate but disclosed as $[Redacted]on Final<br>Closing Disclosure. with no change of circumstances<br>but cure was provided to the borrower to justify this<br>increase. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-02):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/02/2025 |  | 1 A |  | FL | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224573454 | [Redacted] | [Redacted] |  | 35136022 |  | Property | Property —<br>Appraisal | Appraisal<br>Documentation | Property —<br>Appraisal | Loan is to be<br>securitized.<br>Secondary<br>valuation is<br>missing. Sec<br>ID: 2 |  | Secondary valuation required is missing from the file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-19):<br>Received<br>CDA<br>Report<br>for the<br>requirement<br>of<br>secondary<br>valuation.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-17):<br>CDA<br>report | 12/19/2025 |  |  | 1 D A |  | FL | Primary | Purchase | D A C | Non<br>QM | Non<br>QM | No |
| 224573454 | [Redacted] | [Redacted] |  | 35136042 |  | Credit | Insurance | Insurance<br>Analysis | Insurance | Insufficient<br>Coverage:<br>Flood<br>insurance<br>coverage<br>amount is<br>insufficient. |  | Flood Insurance Coverage Amount is insufficient by $[Redacted] |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-17):<br>Documents<br>available<br>evidencing<br>[redacted]%<br>replacement<br>cost for<br>flood<br>coverage.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-15):<br>please<br>see doc<br>[redacted],<br>email<br>from<br>insurance<br>agent<br>stating<br>flood<br>coverage<br>is at<br>[redacted]%.<br>email<br>subject<br>lines<br>reflects it<br>is<br>regarding<br>the flood<br>policy | 12/17/2025 |  |  | 1 C A |  | FL | Primary | Purchase | D A C | Non<br>QM | Non<br>QM | No |
| 224573487 | [Redacted] | [Redacted] |  | 35136751 |  | Compliance | Compliance | Federal<br>Compliance | Federal HPML | Federal<br>HPML<br>[Redacted]Non<br>Compliant | Federal Higher-<br>Priced Mortgage<br>Loan: APR on<br>subject loan of<br>[Redacted]% or<br>Final Disclosure<br>APR of<br>[Redacted]% is<br>equal to or<br>greater than the<br>threshold of<br>APOR<br>[Redacted]% +<br>[Redacted].<br>Non-Compliant<br>Higher Priced<br>Mortgage Loan. | HPML non-compliant due to missing evidence of<br>borrower receipt of appraisal [redacted] days prior to<br>closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-23):<br>Proof of<br>appraisal<br>delivery<br>received,<br>exception<br> clearedBuyer<br>Comment<br>(2025-<br>12-19):<br>proof<br>borrower<br>received<br>rev<br>[redacted]<br>appraisal | 12/23/2025 |  |  | 1 C A |  | ID | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224573487 | [Redacted] | [Redacted] |  | 35136752 |  | Compliance | Compliance | Federal<br>Compliance | Federal HPML | (Fed HPML<br>Provision)<br>Federal<br>Higher-Priced<br>Mortgage<br>Loan (Timing<br>of Appraisal<br>to Consumer) | TILA HPML<br>Appraisal Rule<br>(Dodd-Frank<br>2014): Creditor<br>did not provide a<br>copy of each<br>valuation to<br>applicant<br>[redacted]<br>business days<br>prior to<br>consummation. | Verification of appraisal was delivered to borrower<br>not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-23):<br>Proof of<br>appraisal<br>delivery<br>received,<br>exception<br> clearedBuyer<br>Comment<br>(2025-<br>12-19):<br>proof<br>borrower<br>received<br>rev<br>[redacted]<br>appraisal<br> Reviewer<br>Comment<br>(2025-<br>12-17):<br>Appraisal<br>receipt in<br>file is for<br>the<br>preliminary<br>appraisal,<br>not the<br>updated<br>appraisal.<br>Missing<br>receipt<br>for<br>appraisal<br>with<br>report<br>date of<br>[redacted].<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>12-15):<br>please<br>see doc<br>[redacted],<br>shows<br>[redacted]<br>appraisal<br>sent and<br>review<br>date | 12/23/2025 |  |  | 1 C A |  | ID | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224573487 | [Redacted] | [Redacted] |  | 35136754 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded. Total<br>amount of $[Redacted]<br>exceeds<br>tolerance of<br>[Redacted]plu<br>[Redacted]% or<br>[Redacted]<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-02):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/02/2025 |  | 1 A |  | ID | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224573519 | [Redacted] | [Redacted] |  | 35152730 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Corporate<br>Resolution not<br>provided |  | Corporate Resolution is missing in the file |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-12):<br> Provided.Buyer<br>Comment<br>(2025-<br>12-12):<br>Please<br>see<br>attached<br>Corporate<br>Resolution | 12/12/2025 |  |  | 1 C A |  | MD | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A |  | N/A | No |
| 224573617 | [Redacted] | [Redacted] |  | 35169605 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception for retirement accounts require<br>evidence of full liquidation for funds to close. Unable<br>to downgrade/waive due to missing confirmation that<br>there are no restrictions for withdrawing funds from<br>borrower's retirement account. | Borrowers made a down payment from their own funds on<br>this purchase transaction of at least [Redacted]% and<br> $[Redacted].The Debt Service Coverage Ratio ([Redacted]) is greater<br>than the guideline requirement by .[Redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points.<br> Borrower's monthly reserves have been verified and exceed<br>the amount required based on the guidelines by at least<br>[Redacted]months. | Debt Service Coverage Ratio: [Redacted]<br> Guideline Requirement: [Redacted]<br> Guidelines Representative FICO:<br>[Redacted]<br> Representative FICO: [Redacted] | SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-12):<br>Client<br>elects to<br>waive<br>with<br>compensating<br> factors.Buyer<br>Comment<br>(2025-<br>12-11):<br>PC Cert |  |  | 12/12/2025 | 2 C B |  | OH | Investment | Purchase | C B A |  | N/A | No |
| 224573621 | [Redacted] | [Redacted] |  | 35149984 |  | Credit | Title | General | Title | Title Policy<br>Coverage is<br>less than<br>Original Loan<br>Amount. |  | The Title Policy Amount of $[Redacted] was used by<br>Borrower to qualify loan. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-12):<br>Received<br>updated<br>Title<br>Commitment<br>with<br>correct<br>amount.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-11):<br>title<br>commitment | 12/12/2025 |  |  | 1 B A |  | FL | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224573621 | [Redacted] | [Redacted] |  | 35217714 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of $[Redacted]exceeds<br>tolerance of $[Redacted].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-12):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/12/2025 |  | 1 A |  | FL | Primary | Purchase | Final CD<br>evidences<br>Cure B A | Non<br>QM | Non<br>QM | Yes |
| 224573624 | [Redacted] | [Redacted] |  | 35169416 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Review Fee. Fee<br>Amount of $[Redacted]exceeds<br>tolerance of $[Redacted].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-05):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/05/2025 |  | 1 A |  | MI | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224573631 | [Redacted] | [Redacted] |  | 35153426 |  | Credit | Documents | Missing<br>Document | Documents | File does not<br>contain<br>documentation<br>from lender/<br>seller<br>confirming the<br>condo is<br>warrantable. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-12):<br>Located<br>project<br>approval<br>in file.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-10):<br>See DOC<br>ID 530 | 12/12/2025 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | N/A | No |
| 224573633 | [Redacted] | [Redacted] |  | 35169989 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Per [Redacted], it appears lender made an exception<br>for this loan, however the exception documentation<br>along with the compensating factors is missing. | Borrower's monthly reserves have been verified and exceed<br>the amount required based on the guidelines by at least<br> [Redacted]months.Borrowers made a down payment from their own funds on<br>this purchase transaction of at least [Redacted]% and<br>$[Redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | Guidelines Representative FICO:<br> [Redacted]Representative FICO: [Redacted] | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-23):<br>Client<br>elects to<br>waive<br>with<br>compensating<br> factors.Reviewer<br>Comment<br>(2025-<br>12-23):<br>Lender<br>exception<br>FTHB<br>unable to<br>meet the<br>requirements<br>to obtain<br>a<br>landlord<br>history<br>waiver.<br> Buyer<br>Comment<br>(2025-<br>12-19):<br>[redacted]<br>Approved<br>Exception<br>form |  |  | 12/23/2025 | 2 C B |  | OH | Investment | Purchase | C B A |  | N/A | No |
| 224573736 | [Redacted] | [Redacted] |  | 35148572 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | The Lender exception has been requested for primary<br>residence payment history is required on [Redacted],<br>borrower can not provide proof lien against primary is<br>paid in full. The exception is approved with<br>[redacted]% LTV Max, minimum[Redacted],<br>Minimum [Redacted]yr PPP and subject to meeting<br>all other signature expanded guideline requirements. | Borrower's monthly reserves have been verified and exceed<br>the amount required based on the guidelines by at least<br> [redated] months.Borrowers made a down payment from their own funds on<br>this purchase transaction of at least [Redacted]% and<br>$[Redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | Reserves: [Redacted]<br> Guideline Requirement: [Redacted]<br> Borrower's Own Funds Percent:<br>[Redacted]%<br> Borrower's Own Funds Amount:<br>$[Redacted]<br> Guidelines Representative FICO:<br>[Redacted]<br> Representative FICO: [Redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-18):<br>Lender<br>Exception<br>with<br>Compensating<br>Factors<br> provided.Buyer<br>Comment<br>(2025-<br>12-16):<br>Can we<br>get this<br>cleared<br>or<br>clarified? |  |  | 12/18/2025 | 2 C B |  | FL | Investment | Purchase | C B A |  | N/A | No |
| 224573744 | [Redacted] | [Redacted] |  | 35150415 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded. Total<br>amount of<br>[Redacted]<br>exceeds<br>tolerance of<br>[Redacted] plus<br>[Redacted] or<br>[Redacted].<br>Sufficient or<br>excess cure was<br>provided to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-03):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/03/2025 |  | 1 A |  | FL | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224573757 | [Redacted] | [Redacted] |  | 35153960 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Certificate of<br>Good<br>Standing not<br>provided |  | Certificate of Good Standing is not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-16):<br>Received<br>Certificate<br>of Good<br>Standing.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-15):<br>please<br>see cert<br>doc<br>[redacted] | 12/16/2025 |  |  | 1 C A |  | PA | Investment | Purchase | D A |  | N/A | No |
| 224573757 | [Redacted] | [Redacted] |  | 35153961 |  | Credit | Loan Package<br>Documentation | Closing / Title | Loan Package<br>Documentation | Missing<br>Document:<br>Closing<br>Instructions<br>not provided |  | Closing Instructions is not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-16):<br>Received<br>Closing<br>Instructions.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-15):<br>signed<br>closing<br>instructions | 12/16/2025 |  |  | 1 C A |  | PA | Investment | Purchase | D A |  | N/A | No |
| 224573757 | [Redacted] | [Redacted] |  | 35153968 |  | Credit | Loan Package<br>Documentation | Closing / Title | Missing<br>Document | Missing<br>Document:<br>Security<br>Instrument —<br>Subject Lien<br>not provided |  | Provided security instrument not signed or dated by<br>borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-16):<br>Received<br>executed<br>security<br>instrument.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-15):<br>mtg &<br>rider | 12/16/2025 |  |  | 1 D A |  | PA | Investment | Purchase | D A |  | N/A | No |
| 224573757 | [Redacted] | [Redacted] |  | 35153970 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>HUD/CD not<br>provided |  | HUD/CD is not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-16):<br>Received<br>executed<br>HUD.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-15):<br>ALTA | 12/16/2025 |  |  | 1 C A |  | PA | Investment | Purchase | D A |  | N/A | No |
| 224573757 | [Redacted] | [Redacted] |  | 35170885 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Assignment of<br>Leases/Rents<br>not provided |  | Provided security instrument not signed or dated by<br>borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-16):<br>Received<br>executed<br>Assignment<br>of<br>Leases/<br>Rents.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-15):<br>n/a, per<br>purchase<br>contract<br>doc<br>D0191<br>pg<br>[redacted]property<br>is not<br>tenant<br>occupied.<br>copy of<br>mortgage<br>just<br>uploaded | 12/16/2025 |  |  | 1 C A |  | PA | Investment | Purchase | D A |  | N/A | No |
| 224573757 | [Redacted] | [Redacted] |  | 35170940 |  | Credit | Investment<br>Product | General<br>Exception | Investment<br>Product | Security<br>Instrument<br>Error:<br>Assignment of<br>Leases/Rents<br>is not in the<br>file and<br>required by<br>guidelines |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-16):<br>Received<br>executed<br>Assignment<br>of<br>Leases/<br>Rents.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-15):<br>n/a, per<br>purchase<br>contract<br>doc<br>D0191<br>pg<br>[redacted]property<br>is not<br>tenant<br>occupied | 12/16/2025 |  |  | 1 C A |  | PA | Investment | Purchase | D A |  | N/A | No |
| 224573767 | [Redacted] | [Redacted] |  | 35148892 |  | Credit | Loan Package<br>Documentation | Closing / Title | Loan Package<br>Documentation | Missing<br>Document:<br>Title<br>Preliminary<br>not provided |  | Incomplete Title report, please provide complete title<br>commitment. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-16):<br>Received<br>complete<br>title<br>commitment<br>in the<br>file.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-15):<br>title<br>commitment.<br>please<br>reference<br>revised<br>Sch A<br>doc<br>[redacted] | 12/16/2025 |  |  | 1 C A |  | TX | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A |  | N/A | No |
| 224573767 | [Redacted] | [Redacted] |  | 35148940 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender approved exception for max LTV of<br>[Redacted] in lieu of the required [Redacted] for<br>vacant properties on [Redacted]. | Borrower has owned the subject property for at least<br> [Redacted] years.Borrower's monthly reserves have been verified and exceed<br>the amount required based on the guidelines by at least<br>[Redacted] months.<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | Reserves: [Redacted]<br> Guideline Requirement: [Redacted]<br> Guidelines Representative FICO:<br>[Redacted]<br> Representative FICO: [Redacted] | SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-05):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 12/05/2025 | 2 B |  | TX | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A |  | N/A | No |
| 224573767 | [Redacted] | [Redacted] |  | 35170172 |  | Credit | Insurance | Insurance<br>Analysis | Insurance | Insufficient<br>Coverage:<br>Hazard<br>insurance<br>coverage<br>amount is<br>insufficient. |  | Hazard insurance coverage is insufficient to cover<br>mortgage amount. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-23):<br>Provided<br>email<br>confirmation<br>from<br>insurance<br>company<br>stating<br>policy<br>has<br>[redacted]%<br>replacement<br>cost<br>coverage.<br>Coverage<br>amount<br>of<br>$[redacted]<br>is more<br>than loan<br>amount<br>of<br>$[redacted].<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-22):<br>please<br>see<br>attached<br>email<br>from<br>insurance<br>agent<br>confirming<br>[redacted]%<br>replacement<br>coverage <br> Reviewer<br>Comment<br>(2025-<br>12-16):<br>Coverage<br>is<br>insufficient<br>after<br>using<br>provided<br>replacement<br>cost<br>estimator<br>page

#[redacted] <br>Require<br>sufficient<br>coverage<br>in the<br>file.<br>Exception<br>Remains.<br> Buyer<br>Comment<br>(2025-<br>12-15):<br>please<br>see doc<br>[redacted]<br>replacement<br>cost<br>estimator | 12/23/2025 |  |  | 1 C A |  | TX | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A |  | N/A | No |
| 224574546 | [Redacted] | [Redacted] |  | 35153608 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>Explanation<br>Letter not<br>provided |  | Explanation Letter is missing for large deposit<br>[Redacted] in account ending with [Redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-16):<br>Large<br>deposit is<br>not<br>required<br>to be<br>sourced.<br>(if<br>necessary,<br>in<br>underwriter's<br>discretion).<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-15):<br>PC Cert | 12/16/2025 |  |  | 1 C A |  | MD | Investment | Refinance<br>— Rate/<br>Term | C A |  | N/A | No |
| 224574546 | [Redacted] | [Redacted] |  | 35153638 |  | Credit | Guideline | Guideline<br>Issue | Guideline | Variance<br>between<br>diligence<br>[Redacted]and<br>bid tape<br>[Redacted]does<br>not meet<br>[redacted]<br>requirements.<br>Variance is<br>more than<br>[Redacted]. |  | [redacted] discrepancy with bid tape and filed value.<br>Variance is more than [Redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-12):<br>Considered<br>lease rent<br>to<br>calculate<br>the<br>[redacted].<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-11):<br>PC Cert | 12/12/2025 |  |  | 1 C A |  | MD | Investment | Refinance<br>— Rate/<br>Term | C A |  | N/A | No |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224574553 | [Redacted] | [Redacted] |  | 35155631 |  | Credit | Property —<br>Appraisal | General<br>Appraisal<br>Requirements | Property —<br>Appraisal | Subject is a<br>refinance and<br>property is<br>listed for<br>sale. |  | The property is listed for sale, letter of explanation is<br>needed. |  |  |  | Reviewer Comment<br>(2025-12-18):<br>Received snip<br>showing property is<br>not for sale. Exception<br> cleared.Buyer Comment<br>(2025-12-16):<br>Rebuttal | 12/18/2025 |  |  | 1 C A |  | AZ | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A |  | N/A | No |
| 224574553 | [Redacted] | [Redacted] |  | 35155689 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender requested an exception which was approved for<br>the lien on title is in the sellers lender. Property<br>transferred using Quit Claim. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br>least [Redacted]months. | Reserves: [Redacted]<br> Guideline Requirement: [Redacted] | Originator,SitusAMC | Reviewer Comment<br>(2025-12-05): Client<br>elected to waive with<br>compensating factors. |  |  | 12/05/2025 | 2 B |  | AZ | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A |  | N/A | No |
| 224574553 | [Redacted] | [Redacted] |  | 35155695 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender requested an exception which was approved to use<br>the appraised value, Quit claim signed [Redacted]. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br>least [Redacted]months. | Reserves: [Redacted]<br> Guideline Requirement: [Redacted] | Originator,SitusAMC | Reviewer Comment<br>(2025-12-05): Client<br>elected to waive with<br>compensating factors. |  |  | 12/05/2025 | 2 B |  | AZ | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A |  | N/A | No |
| 224574934 | [Redacted] | [Redacted] |  | 35157402 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | The file is missing the taxes, hazard insurance, and HOA<br>dues documentation for this property. Please provide for<br>review. |  |  |  | Reviewer Comment<br>(2025-12-19):<br>Received hazard<br>insurance, tax and hoa<br>verification and<br>associated, Exception<br> ClearedBuyer Comment<br>(2025-12-17): Please<br>see attached for<br>[redacted][redacted]<br>expenses | 12/19/2025 |  |  | 1 C A |  | TN | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224574934 | [Redacted] | [Redacted] |  | 35157408 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | The file is missing the taxes, hazard insurance, and HOA<br>dues documentation for this property. Please provide for<br>review. |  |  |  | Reviewer Comment<br>(2025-12-19):<br>Received hazard<br>insurance, tax and hoa<br>verification and<br>associated, Exception<br> ClearedBuyer Comment<br>(2025-12-17): Please<br>see attached for<br>expense docs for<br>[redacted]Prospect<br>Hill<br> Buyer Comment<br>(2025-12-17): Please<br>see attached for<br>[redacted] | 12/19/2025 |  |  | 1 C A |  | TN | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224574934 | [Redacted] | [Redacted] |  | 35174244 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | 1008 indicates an exception was granted for the mortgage<br>history subject to min. [Redacted]mo reserves, proof<br>funds were available to pay the missed payments and a<br>[Redacted]; however, the approved Exception form was<br>not found in the file. | Borrower has been employed in the same industry for<br> more than [Redacted] years.Borrower has verified disposable income of at least<br>$[Redacted].<br> Borrower has worked in the same position for more than<br>[Redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br>least [Redacted] months.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [Redacted]% and<br>$[Redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | Borrower has been employed in the<br>same industry for more than [Redacted]<br> years.Documentation Type: [Redacted]yr<br>Full Doc<br> Disposable Income: $[Redacted]<br> Borrower has worked in the same<br>position for more than [Redacted]<br>years.<br> Reserves: [Redacted]<br> Guideline Requirement: [Redacted]<br> Borrower's Own Funds Percent:<br>[Redacted]%<br> Borrower's Own Funds Amount:<br>$[Redacted]<br> Guidelines Representative FICO:<br>[Redacted]<br> Representative FICO: [Redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer Comment<br>(2025-12-19): Lender<br>Exception with<br>Compensating Factors<br> provided.Buyer Comment<br>(2025-12-17): Please<br>see attachment for<br>exception approval |  |  | 12/19/2025 | 2 C B |  | TN | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224582071 | [Redacted] | [Redacted] |  | 35164769 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  |  |  |  |  | Reviewer Comment<br>(2025-12-18): HOA<br>verification received.<br> Exception cleared.Buyer Comment<br>(2025-12-16): HOA | 12/18/2025 |  |  | 1 C A |  | PA | Investment | Purchase | C A | N/A | N/A | No |
| 224582088 | [Redacted] | [Redacted] |  | 35162781 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception for Transaction is a[Redacted]<br>temporary buydown with [redacted]% LTV and [redacted]<br>year Prepayment penalty. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br> least [Redacted]months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [Redacted]% and<br>$[Redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | Reserves: [Redacted]<br> Guideline Requirement: [Redacted]<br> Guidelines Representative FICO:<br>[Redacted]<br> Representative FICO: [Redacted] | Aggregator,SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer Comment<br>(2025-12-08): Client<br>elects to waive with<br>compensating factors. |  |  | 12/08/2025 | 2 B |  | TN | Investment | Purchase | B A |  | N/A | No |
| 224582088 | [Redacted] | [Redacted] |  | 35162788 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception Borrower is an employee of lender. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br> least [Redacted]months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [Redacted]% and<br>$[Redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | Reserves: [Redacted]<br> Guideline Requirement: [Redacted]<br> Guidelines Representative FICO:<br>[Redacted]<br> Representative FICO: [Redacted] | Aggregator,SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer Comment<br>(2025-12-08): Client<br>elects to waive with<br>compensating factors. |  |  | 12/08/2025 | 2 B |  | TN | Investment | Purchase | B A |  | N/A | No |
| 224583975 | [Redacted] | [Redacted] |  | 35177182 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception for [Redacted] temporary buydown at<br>[redacted]% LTV with a[Redacted] yr [Redacted]. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br> least [Redacted]months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [Redacted]% and<br>$[Redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | Reserves: [Redacted]<br> Guideline Requirement: [Redacted]<br> Guidelines Representative FICO:<br>[Redacted]<br> Representative FICO: [Redacted] | Aggregator,SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer Comment<br>(2025-12-08): Client<br>elects to waive with<br>compensating factors. |  |  | 12/08/2025 | 2 B |  | TN | Investment | Purchase | B A |  | N/A | No |
| 224583977 | [Redacted] | [Redacted] |  | 35163142 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  |  |  |  |  | Reviewer Comment<br>(2025-12-11):<br>Received E-sign<br>Consent document.<br> Exception cleared.Buyer Comment<br>(2025-12-09): audit<br>trail | 12/11/2025 |  |  | 1 C A |  | NV | Primary | Refinance<br>— Rate/<br>Term | C A | Safe<br>Harbor<br>QM<br>(APOR) | Safe<br>Harbor<br>QM<br>(APOR) | No |
| 224583977 | [Redacted] | [Redacted] |  | 35199715 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Initial<br>Loan<br>Estimate<br>Timing<br>Electronically<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>Loan<br>Estimate not<br>delivered to<br>Borrower(s)<br>within<br>[redacted]<br>business days<br>of<br>application.<br>Initial Loan<br>Estimate<br>dated[Redacted]<br>was<br>electronically<br>provided<br>without or<br>prior to<br>borrower's<br>consent to<br>receive<br>electronic<br>disclosures.<br>Failure to<br>comply with<br>the provisions<br>of the E-Sign<br>Act and<br>failure to<br>provide good<br>faith estimate<br>of fees timely<br>may result in<br>additional fee<br>tolerance<br>violations. | E-Sign consent dated [Redacted] is not within<br>[Redacted]business days of application [Redacted]. |  |  |  | Reviewer Comment<br>(2025-12-17):<br>[redacted] received<br>system snip with<br>disclosure tracking<br>summary for the<br>initial disclosures are<br>sent via by mail and<br>issued to borrower<br>within that timing<br> requirement.Buyer Comment<br>(2025-12-17): The<br>initial disclosures<br>were also mailed<br> Reviewer Comment<br>(2025-12-16):<br>[redacted] received<br>rebuttal comment<br>however, the<br>consumer went<br>through the eConsent<br>process on[redacted],<br>the consumer<br>acknowledged the<br>receipt of the LE on<br>[redacted]. But the<br>loan application date<br>was [redacted]. In the<br>event the consumer<br>had not provided<br>eConsent by<br>[redacted]then the<br>lender should have<br>sent the consumer the<br>Loan Estimate<br>through another<br>means in accordance<br>with the official<br>interpretation<br>reflected in Comment<br>[redacted]. Provide<br>proof borrower was<br>sent Initial LE via<br>other means than<br>electronic delivery, as<br>the e-consent was<br>over<br>[redacted]business<br>days and<br>acknowledged over<br>[redacted]business<br>days. The LE would<br>not have been<br>provided<br>electronically if<br>borrower had not e-<br>consented with the<br>[redacted]business<br>days after application.<br> Buyer Comment<br>(2025-12-15): The LE<br>was sent but not<br>opened or view by<br>borrower until they<br>accepted the E-<br>consent on [redacted].<br>See signature line<br>showing not signed<br>until [redacted] | 12/17/2025 |  |  | 1 A |  | NV | Primary | Refinance<br>— Rate/<br>Term | C A | Safe<br>Harbor<br>QM<br>(APOR) | Safe<br>Harbor<br>QM<br>(APOR) | No |
| 224583984 | [Redacted] | [Redacted] |  | 35177591 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception nature: Foreign National [Redacted]<br>program | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br> least [Redacted]months.The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | Guidelines Representative FICO:<br> [Redacted]Representative FICO: [Redacted] | SitusAMC<br> Aggregator,SitusAMC | Reviewer Comment<br>(2025-12-08): Client<br>elected to waive with<br>compensating factors. |  |  | 12/08/2025 | 2 B |  | FL | Investment | Refinance<br>— Rate/<br>Term | B A |  | N/A | No |
| 224584193 | [Redacted] | [Redacted] |  | 35182246 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request for a [redacted] temporary<br>buydown at an [redacted]% LTV with a [redacted] year<br>PPP | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br> least [Redacted]months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [Redacted]% and<br>$[Redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | Reserves: [Redacted]<br> Guideline Requirement: [Redacted]<br> Guidelines Representative FICO:<br>[Redacted]<br> Representative FICO: [Redacted] | Aggregator,SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer Comment<br>(2025-12-09): Client<br>elects to waive with<br>compensating factors. |  |  | 12/09/2025 | 2 B |  | TN | Investment | Purchase | B A |  | N/A | No |
| 224584209 | [Redacted] | [Redacted] |  | 35163668 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Transaction for[Redacted] temporary buydown at<br>[redacted]% LTV and [redacted] year prepayment penalty. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br> least [Redacted]months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [Redacted]% and<br>$[Redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | Reserves: [Redacted]<br> Guideline Requirement: [Redacted]<br> Guidelines Representative FICO:<br>[Redacted]<br> Representative FICO: [Redacted] | Aggregator,SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer Comment<br>(2025-12-09): Client<br>elects to waive with<br>compensating factors. |  |  | 12/09/2025 | 2 C B |  | TN | Investment | Purchase | C B A |  | N/A | No |
| 224584219 | [Redacted] | [Redacted] |  | 35164468 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Exception Requested:<br> Borrower does not have [Redacted] tradeline covering a<br>[Redacted]-month history. [Redacted] minimum<br>contribution required — requesting [Redacted]. FTHB has<br>no primary housing expense Maximum [redacted]% LTV/<br>CLTV — FICO [Redacted]. Maximum LTV [Redacted]%<br>— Requesting [Redacted]LTV — Minimum FICO<br>[Redacted]. | Borrower has verified disposable income of at least<br>$[Redacted]. | Documentation Type: [Redacted]mo<br> Bank StatementDisposable Income: $[Redacted] | SitusAMC,Aggregator | Reviewer Comment<br>(2025-12-08): Client<br>has accepted to<br>downgrade and wave<br>with comp. factors.<br>Documentation Type:<br>[redacted]Bank<br> StatementDisposable Income:<br>$[redacted]. Borrower<br>has verified<br>disposable income of<br>at least $[redacted] |  |  | 12/08/2025 | 2 B |  | NJ | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224584219 | [Redacted] | [Redacted] |  | 35164494 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure<br>Provided At<br>Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of<br>[Redacted]<br>exceeds<br>tolerance of<br>[Redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer Comment<br>(2025-12-04):<br>Sufficient Cure<br>Provided At Closing |  | 12/04/2025 |  | 1 A |  | NJ | Primary | Purchase | Final CD<br>evidences<br>Cure B A | Non<br>QM | Non<br>QM | Yes |
| 224584223 | [Redacted] | [Redacted] |  | 35163725 |  | Credit | Guideline | Guideline<br>Issue | Guideline | Loan does<br>not meet<br>guideline<br>requirements<br>regarding<br>DTI variance. | Diligence<br>Investor<br>Qualifying<br>Total Debt<br> Ratio: ___;Bid Tape<br>Investor<br>Qualifying<br>Total Debt<br>Ratio: ___. | Total qualifying income [Redacted], Total PITIA<br>$[Redacted], Total Debts $[Redacted]. |  |  |  | Reviewer Comment<br>(2025-12-18): Client<br>reran the numbers and<br>concurs with the<br>lower DTI of<br>[redacted]% and<br>provided a corrected<br> [redacted]Reviewer Comment<br>(2025-12-17): The<br>[redacted]does reflect<br>the same DTI that<br>[redacted]calculation.<br>The issue is the bid<br>tape provided reflects<br>[redacted]%. Per<br>[redacted]management,<br>discrepancy in Bid<br>Tape and<br>[redacted]calculations<br>was to be set.<br> Buyer Comment<br>(2025-12-15):<br>Corrected | 12/18/2025 |  |  | 1 C A |  | MA | Investment | Purchase | C A | N/A | N/A | No |
| 224588095 | [Redacted] | [Redacted] |  | 35165286 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception requested for a [Redacted] temporary<br>buydown at [redacted]% LTV with a [redacted] year PPP. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br> least [Redacted]months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least<br>[Redacted][Redacted]and $[Redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points. | Reserves: [Redacted]<br> Guideline Requirement: [Redacted]<br> Borrower's Own Funds Percent:<br>[Redacted]%<br> Borrower's Own Funds Amount:<br>$[Redacted]<br> Guidelines Representative FICO:<br>[Redacted]<br> Representative FICO: [Redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer Comment<br>(2025-12-09): Lender<br>Exception with<br>Compensating Factors<br>provided. |  |  | 12/09/2025 | 2 B |  | TN | Investment | Purchase | B A |  | N/A | No |
| 224588389 | [Redacted] | [Redacted] |  | 35165307 |  | Compliance | Compliance | Federal<br>Compliance | TILA Right-<br>to-Cancel<br>Missing,<br>Incorrect,<br>Incomplete<br>and/or<br>provided on<br>the wrong<br>form | TILA<br>Rescission —<br>Disbursement<br>Date Less<br>than 3<br>Business<br>Days From<br>Transaction<br>Date | Truth in<br>Lending Act:<br>Subject loan<br>transaction<br>disbursed on<br>[Redacted],<br>prior to<br>[redacted]<br>business days<br>from<br>transaction<br>date of<br>[Redacted]. | Subject loan transaction disbursed on [Redacted], prior to<br>[redacted] business days from transaction date of<br>[Redacted]. |  |  |  | Reviewer Comment<br>(2025-12-17):<br>Document provide,<br>Closing statement<br>show disbursement<br> date of [redacted]Buyer Comment<br>(2025-12-15): final<br>settlement statement | 12/17/2025 |  |  | 1 C A |  | CA | Primary | Refinance<br>— Cash-<br>out —<br>Other | TILA ROR<br>— Provide<br>the<br>following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>and Re-open<br>Rescission<br>using the<br>correct<br>model form C B | Non<br>QM | Non<br>QM | Yes |
| 224588389 | [Redacted] | [Redacted] |  | 35177708 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | The broker is seeking an exception to match Clearedge<br>and allow for a cash put to [Redacted]%. with fico<br>between [Redacted]and [Redacted] | Borrower has been employed in the same industry for<br> more than [Redacted]years.Borrower has verified disposable income of at least<br>$[Redacted].<br> Borrower has worked in the same position for more than<br>[Redacted]years.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br>least [Redacted]months.<br> The qualifying DTI on the loan is at least [Redacted]%<br>less than the guideline maximum. | DTI: [Redacted]%<br> Guideline Maximum DTI: [Redacted]% | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer Comment<br>(2025-12-08): Client<br>elected to waive with<br>compensating factors. |  |  | 12/08/2025 | 2 B |  | CA | Primary | Refinance<br>— Cash-<br>out —<br>Other | C B A | Non<br>QM | Non<br>QM | No |
| 224588548 | [Redacted] | [Redacted] |  | 35175260 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender Exception to allow [redacted]% LTV on Non-<br>Warrantable Condo with hotel-like features. Condition on<br>[Redacted]% Max LTV/CLTV, [Redacted]% Max DTI.<br>Unable to waive/downgrade due to missing lender<br>exception form and the email approval. | Borrower has been employed in the same industry for<br> more than [Redacted]years.Borrower has verified disposable income of at least<br>$[Redacted].<br> Borrower has worked in the same position for more than<br>[Redacted] years.<br> Borrower's monthly mortgage payment has decreased by<br>at least [Redacted]%.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br>least [Redacted]months.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [Redacted]% and<br>$[Redacted].<br> The qualifying DTI on the loan is at least [Redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [Redacted]points.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent of<br>[redacted] months PITIA or more. | Borrower has been employed in the<br>same industry for more than [redacted]<br> years.Documentation Type: [Redacted]yr<br>Full Doc<br> Disposable Income: $[Redacted]<br> Borrower has worked in the same<br>position for more than [Redacted]years.<br> Prior Housing Expense: $[Redacted]<br> Proposed Housing Expense:<br>$[Redacted]<br> Reserves: [Redacted]<br> Guideline Requirement:<br> Borrower's Own Funds Percent:<br>[Redacted]%<br> Borrower's Own Funds Amount:<br>$[Redacted]<br> DTI: [Redacted]%<br> Guideline Maximum DTI: [Redacted]%<br> Guidelines Representative FICO:<br>[Redacted]<br> Representative FICO: [Redacted]<br> Actual Reserves: $[Redacted]<br> Required Reserves: $[Redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer Comment<br>(2025-12-22): Lender<br>Exception with<br>Compensating Factors<br> provided.Buyer Comment<br>(2025-12-18):<br>[redacted] Approved<br>Exception form |  |  | 12/22/2025 | 2 C B |  | FL | Investment | Purchase | C B A | N/A | N/A | No |
| 224612557 | [Redacted] | [Redacted] |  | 35177720 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception: Non warantable condo due to per unit<br>water deductable over[Redacted]% | Borrower has verified disposable income of at least<br>$[Redacted]. | Documentation Type: [Redacted]yr<br> Full DocDisposable Income: $[Redacted] | SitusAMC,Aggregator | Reviewer Comment<br>(2025-12-08): Client<br>accepts to downgrade<br>and waive with<br>compensating factors.<br>Documentation Type:<br> [redacted]Full DocDisposable Income:<br>$[redacted]. Borrower<br>has verified disposal<br>income of at least<br>$[redacted] |  |  | 12/08/2025 | 2 B |  | PA | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224612564 | [Redacted] | [Redacted] |  | 35167058 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Requesting exception for non permanent resident with<br>[Redacted]category of EAD card. Requesting<br>[Redacted]% when max is [Redacted]% DTI. | Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent of<br> [redacted] months PITIA or more.The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Borrower's monthly reserves have been<br>verified and exceed the guideline<br>required amount by the equivalent of<br> [redacted]months PITIA or more.The representative FICO score exceeds<br>the guideline minimum by at least<br>[redacted] points. | Originator,SitusAMC<br> Originator,SitusAMC | Reviewer Comment<br>(2025-12-08): Client<br>elects to waive with<br>compensating factors. |  |  | 12/08/2025 | 2 B |  | NC | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224612878 | [Redacted] | [Redacted] |  | 35169250 |  | Credit | Guideline | Guideline<br>Issue | Guideline | Loan does<br>not meet<br>guideline<br>requirements<br>regarding<br>DTI variance. | Diligence<br>Investor<br>Qualifying<br>Total Debt<br> Ratio: ___;Bid Tape<br>Investor<br>Qualifying<br>Total Debt<br>Ratio: ___. | Difference in DTI due to HOA consideration of<br>$[Redacted] for REO property. |  |  |  | Reviewer Comment<br>(2025-12-11):<br>Updated [redacted]<br>received. Exception<br> cleared.Buyer Comment<br>(2025-12-10):<br>corrected [redacted] | 12/11/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224612878 | [Redacted] | [Redacted] |  | 35169288 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match —<br>ATR Risk | Ability to<br>Repay (Dodd-<br>Frank<br>[Redacted]):<br>Originator<br>Loan<br>Designation<br>of [Redacted]<br>does not<br>match Due<br>Diligence<br>Loan<br>Designation<br>of ATR Risk. |  |  |  |  | Reviewer Comment<br>(2025-12-11):<br>Updated [redacted]<br>received. Exception<br> cleared.Buyer Comment<br>(2025-12-10):<br>anything needed for<br>this? | 12/11/2025 |  |  | 1 B A C |  | FL | Primary | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>Loan<br>Designation C B | Non<br>QM | Non<br>QM | Yes |
| 224612878 | [Redacted] | [Redacted] |  | 35169289 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Initial<br>Loan<br>Estimate<br>Timing<br>Electronically<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>Loan<br>Estimate not<br>delivered or<br>placed in the<br>mail to<br>Borrower(s)<br>within<br>[redacted]<br>business days<br>of<br>application. |  |  |  |  | Reviewer Comment<br>(2025-12-17):<br>[redacted] Received<br> Copy of Initial LE.Buyer Comment<br>(2025-12-17): LE<br> Reviewer Comment<br>(2025-12-16):<br>[redacted] received<br>rebuttal comment but<br>there is no LE dated<br>[redacted] for review.<br>Please provide LE to<br>re-evaluate the<br>exception.<br> Buyer Comment<br>(2025-12-15): See<br>attached screen shot.<br>The Application date<br>is [redacted] and the<br>initial LE was mailed<br>to the borrower on<br>[redacted]<br> Reviewer Comment<br>(2025-12-11): The<br>timing for the LE<br>under § [redacted] is<br>[redacted]business<br>days from application.<br>Initial LE<br>issued[redacted]. On<br>this loan, the LE<br>should have been<br>issued within<br>[redacted]business<br>days of the application<br>date of [redacted].<br> Buyer Comment<br>(2025-12-10): Initial<br>LE was mailed | 12/17/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224612878 | [Redacted] | [Redacted] |  | 35169290 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure<br>Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Transfer Tax.<br>Fee Amount<br>of<br>$[Redacted]<br>exceeds<br>tolerance of<br>$[Redacted].<br>$[Redacted]<br>over legal<br>limit.<br>Insufficient or<br>no cure was<br>provided to<br>the borrower. | No valid COC provided, nor evidence of cure in file. |  |  |  | Reviewer Comment<br>(2025-12-23):<br>[redacted] received<br>Letter of Explanation,<br>Proof of Delivery,<br>Copy of Refund<br>Check, and Corrected<br> CD.Buyer Comment<br>(2025-12-22):<br>[redacted], Label and<br>check |  | 12/23/2025 |  | 2 C B |  | FL | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224612878 | [Redacted] | [Redacted] |  | 35169298 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Investor<br>Guidelines | Ability to<br>Repay (Dodd-<br>Frank 2014):<br>Based on the<br>loan failing<br>one or more<br>guideline<br>components,<br>the loan is at<br>ATR risk. | Data updated correctly. |  |  |  | Reviewer Comment<br>(2025-12-11):<br>Updated [redacted]<br>received. Exception<br> cleared.Buyer Comment<br>(2025-12-10):<br>Anything needed for<br>this? | 12/11/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224612878 | [Redacted] | [Redacted] |  | 35169308 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender Exception Non-warrantable condo due to reserve<br>allocation on budget. | Borrower has been employed in the same industry for<br> more than [redacted]years.Borrower has verified disposable income of at least<br>$[redacted]<br> Borrower has worked in the same position for more than<br>[redacted]years.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted]<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum. | Borrower has been employed in the<br>same industry for more than[redacted]<br> years.Documentation Type: [redacted]yr Full<br>Doc<br> Disposable Income: $[redacted]<br> Borrower has worked in the same<br>position for more than [redacted] years.<br> Borrower's Own Funds Percent:<br>[redacted]%<br> Borrower's Own Funds Amount:<br>$[redacted]<br> DTI: [redacted]%<br> Guideline Maximum DTI: [redacted]% | Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer Comment<br>(2025-12-08): Lender<br>Exception with<br>Compensating Factors<br>provided. |  |  | 12/08/2025 | 2 B |  | FL | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224612878 | [Redacted] | [Redacted] |  | 35169313 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception to permit an [redacted]% LTV —<br>[Redacted]credit score. | Borrower has been employed in the same industry for<br> more than [redacted]years.Borrower has verified disposable income of at least<br>$[redacted]<br> Borrower has worked in the same position for more than<br>[redacted]years.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted]<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum. | Borrower has been employed in the<br>same industry for more than[redacted]<br> years.Documentation Type: [redacted]yr Full<br>Doc<br> Disposable Income: $[redacted]<br> Borrower has worked in the same<br>position for more than [redacted] years.<br> Borrower's Own Funds Percent:<br>[redacted]%<br> Borrower's Own Funds Amount:<br>$[redacted]<br> DTI: [redacted]%<br> Guideline Maximum DTI: [redacted]% | Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer Comment<br>(2025-12-08): Lender<br>Exception with<br>Compensating Factors<br>provided. |  |  | 12/08/2025 | 2 B |  | FL | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224612878 | [Redacted] | [Redacted] |  | 35169323 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender Exception Borrowers pay rent in cash, cannot<br>provide [redacted] months checks. Requesting approval to<br>allow use of WVOR from private landlord. COMP<br>FACTORS : low DTI, good employment history, subject<br>will be used as Primary residence. | Borrower has been employed in the same industry for<br> more than [redacted]years.Borrower has verified disposable income of at least<br>$[redacted]<br> Borrower has worked in the same position for more than<br>[redacted]years.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted]<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum. | Borrower has been employed in the<br>same industry for more than[redacted]<br> years.Documentation Type: [redacted]yr Full<br>Doc<br> Disposable Income: $[redacted]<br> Borrower has worked in the same<br>position for more than [redacted] years.<br> Borrower's Own Funds Percent:<br>[redacted]%<br> Borrower's Own Funds Amount:<br>$[redacted]<br> DTI: [redacted]%<br> Guideline Maximum DTI: [redacted]% | Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer Comment<br>(2025-12-08): Lender<br>Exception with<br>Compensating Factors<br>provided. |  |  | 12/08/2025 | 2 B |  | FL | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224614094 | [Redacted] | [Redacted] |  | 35169158 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception which was approved for rurally<br>designated properties (Rural investment property is not<br>eligible on investor Cash Flow / [Redacted]program).<br>Subject to meeting all other signature expanded<br>guidelines. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br> least [redacted] months.The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br> Guidelines Representative FICO:<br>[redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer Comment<br>(2025-12-09): Lender<br>Exception with<br>Compensating Factors<br>provided. |  |  | 12/09/2025 | 2 B |  | NY | Investment | Refinance<br>— Cash-<br>out —<br>Other | B A |  | N/A | No |
| 224614130 | [Redacted] | [Redacted] |  | 35170461 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | FEMA<br>Disaster<br>Issue:<br>Property is<br>located in a<br>FEMA<br>Disaster area<br>and has not<br>been<br>inspected. |  | The subject property is located in a FEMA disaster area.<br>A post disaster inspection verifying there was no damage<br>to the subject property is required. |  |  |  | Reviewer Comment<br>(2025-12-18):<br>Appraisal received &<br>associated. exception<br> cleared.Buyer Comment<br>(2025-12-16):<br>appraisal | 12/18/2025 |  |  | 1 C A |  | FL | Primary | Purchase | D A | Non<br>QM | Non<br>QM | No |
| 224614130 | [Redacted] | [Redacted] |  | 35170516 |  | Credit | Insurance | Insurance<br>Analysis | Insurance | Insufficient<br>Coverage:<br>Hazard<br>insurance<br>coverage<br>amount is<br>insufficient. |  | Insurance coverage is insufficient by [Redacted] based on<br>stated value; there was no evidence of extended coverage<br>or insurer's estimate of replacement cost provided. |  |  |  | Reviewer Comment<br>(2025-12-18):<br>Replacement cost<br>estimate received,<br> exception cleared.Buyer Comment<br>(2025-12-16):<br>[redacted] Cert | 12/18/2025 |  |  | 1 C A |  | FL | Primary | Purchase | D A | Non<br>QM | Non<br>QM | No |
| 224614130 | [Redacted] | [Redacted] |  | 35170525 |  | Credit | Property —<br>Appraisal | Appraisal<br>Documentation | Property —<br>Appraisal | Missing<br>Document:<br>Appraisal not<br>provided |  | Appraisal document is missing. |  |  |  | Reviewer Comment<br>(2025-12-18):<br>Appraisal received &<br>associated. exception<br> cleared.Buyer Comment<br>(2025-12-16):<br>appraisal has been<br>submitted | 12/18/2025 |  |  | 1 D A |  | FL | Primary | Purchase | D A | Non<br>QM | Non<br>QM | No |
| 224614130 | [Redacted] | [Redacted] |  | 35170553 |  | Property | Property —<br>Appraisal | Appraisal<br>Documentation | Property —<br>Appraisal | Loan is to be<br>securitized.<br>Appraisal is<br>missing. Sec<br>ID:<br>[Redacted] |  |  |  |  |  | Reviewer Comment<br>(2025-12-18):<br>Appraisal received &<br>associated. exception<br> cleared.Buyer Comment<br>(2025-12-16):<br>appraisal has been<br>submitted | 12/18/2025 |  |  | 1 D A |  | FL | Primary | Purchase | D A | Non<br>QM | Non<br>QM | No |
| 224614172 | [Redacted] | [Redacted] |  | 35171644 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure<br>Provided At<br>Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer Comment<br>(2025-12-07):<br>Sufficient Cure<br>Provided At Closing |  | 12/07/2025 |  | 1 A |  | NC | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224614181 | [Redacted] | [Redacted] |  | 35172671 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender approved exception to permit a Private VOR<br>without [redacted] months' consecutive cancelled checks<br>(front and back) along with a copy of the lease required by<br>guidelines. Exception Conditions met; [redacted]% LTV<br>MAX, [redacted] DTI MAX and VOR from the<br>borrower's current landlord, showing [redacted] provided. | Borrower has verified disposable income of at least<br> $[redacted]Borrower has worked in the same position for more than<br>[redacted]years.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br>least [redacted]months.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted]. | Documentation Type: [redacted]mo<br> Bank StatementDisposable Income: $[redacted]<br> Borrower has worked in the same<br>position for more than [redacted] years.<br> Reserves: [redacted]<br> Guideline Requirement: [redacted]<br> Borrower's Own Funds Percent:<br>[redacted]%<br> Borrower's Own Funds Amount:<br>$[redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer Comment<br>(2025-12-17): Lender<br>Exception with<br>Compensating Factors<br> provided.Buyer Comment<br>(2025-12-15): please<br>advise what is needed<br>to clear this condition |  |  | 12/17/2025 | 2 C B |  | NV | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224614199 | [Redacted] | [Redacted] |  | 35171711 |  | Credit | Disclosure | Missing<br>Document | Disclosure | [redacted] is<br>missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment<br>(2025-12-16):<br>Cleaered. Received e-<br> consentBuyer Comment<br>(2025-12-15):<br>econsent | 12/16/2025 |  |  | 1 C A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A | N/A | N/A | No |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E<br>Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor<br>Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224614199 | [Redacted] | [Redacted] |  | 35171713 |  | Credit | Guideline | Guideline<br>Issue | Guideline | Loan does not<br>meet guideline<br>requirements<br>regarding DTI<br>variance. | Diligence<br>Investor<br>Qualifying<br>Total Debt<br> Ratio: ___;Bid Tape<br>Investor<br>Qualifying<br>Total Debt<br>Ratio: ___. | DTI variance. Lenders DTI: [redacted]%. Review DTI:<br>[redacted]%. Variance is due to lenders [redacted]calculation of<br>$[redacted] vs actual amount of $[redacted] |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-16):<br>Cleared.<br>Received<br>updated<br> [redacted]Buyer<br>Comment<br>(2025-<br>12-15):<br>PC Cert<br> Buyer<br>Comment<br>(2025-<br>12-15):<br>agreed<br>and<br>corrected,<br>DTI now<br>matches | 12/16/2025 |  |  | 1 C A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A | N/A | N/A | No |
| 224614199 | [Redacted] | [Redacted] |  | 35171722 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Verification(s)<br>of<br>employment is<br>not within<br>[redacted]<br>business days<br>of the Note. |  | Verification(s) of employment dates [redacted]; note date is<br>[redacted] |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-16):<br>Cleaerd.<br>Updated<br>to reflect<br>additional<br> VVOEBuyer<br>Comment<br>(2025-<br>12-15):<br>agreed<br>and<br>corrected,<br>DTI now<br>matches | 12/16/2025 |  |  | 1 C A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A | N/A | N/A | No |
| 224614201 | [Redacted] | [Redacted] |  | 35170935 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | Insurance verification is missing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-24):<br>REO<br>docs<br> received.Buyer<br>Comment<br>(2025-<br>12-22):<br>tax cert<br> Reviewer<br>Comment<br>(2025-<br>12-17):<br>Tax<br>certificate<br>is<br>required<br>to verify<br>tax<br>amount.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>12-15):<br>hoi | 12/24/2025 |  |  | 1 C A |  | WV | Investment | Purchase | C A | N/A | N/A | No |
| 224614214 | [Redacted] | [Redacted] |  | 35171173 |  | Credit | Legal /<br>Regulatory /<br>Compliance | Title / Lien<br>Defect | Title | Title Policy is<br>Preliminary or<br>Commitment,<br>and not a<br>Final Title<br>Policy. |  | The file was missing a copy of the final title policy. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-12):<br>Provided. | 12/12/2025 |  |  | 1 A |  | CA | Primary | Refinance<br>— Cash-<br>out —<br>Other | B A | Non<br>QM | Non<br>QM | No |
| 224614214 | [Redacted] | [Redacted] |  | 35171174 |  | Credit | Title | Document<br>Error | Title | The<br>Preliminary<br>title policy is<br>within<br>[redacted] or<br>[redacted] and<br>does not<br>reflect a<br>coverage<br>amount (no<br>final title<br>policy in file).<br>Unable to<br>determine if<br>appropriate<br>coverage is<br>provided. |  | Preliminary title policy amount is blank. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-12):<br> Provided.Buyer<br>Comment<br>(2025-<br>12-12):<br>Please<br>see<br>attached<br>Lenders<br>Title<br>Policy<br>reflecting<br>sufficient<br>coverage<br>amount | 12/12/2025 |  |  | 1 B A |  | CA | Primary | Refinance<br>— Cash-<br>out —<br>Other | B A | Non<br>QM | Non<br>QM | No |
| 224616134 | [Redacted] | [Redacted] |  | 35171146 |  | Compliance | Compliance | Federal<br>Compliance | Federal<br>HPML | Federal<br>HPML<br>[redacted]Non<br>Compliant | Federal<br>Higher-Priced<br>Mortgage<br>Loan: APR<br>on subject<br>loan of<br>[redacted]%<br>or Final<br>Disclosure<br>APR of<br>[redacted]%<br>is equal to or<br>greater than<br>the threshold<br>of APOR<br>[redacted]%<br>+<br>[redacted]%,<br>or<br>[redacted]%.<br>Non-<br>Compliant<br>Higher Priced<br>Mortgage<br>Loan. | Loan is non-compliant HPML due to missing evidence of appraisal<br>delivery [redacted] days prior to closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-18):<br>Delivery<br>evidence<br> received.Buyer<br>Comment<br>(2025-<br>12-16):<br>Appraisal<br>sent | 12/18/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224616134 | [Redacted] | [Redacted] |  | 35171147 |  | Compliance | Compliance | Federal<br>Compliance | Federal<br>HPML | (Fed HPML<br>Provision)<br>Federal<br>Higher-Priced<br>Mortgage<br>Loan (Timing<br>of Appraisal<br>to Consumer) | TILA HPML<br>Appraisal<br>Rule<br>([redacted]):<br>Creditor did<br>not provide a<br>copy of each<br>valuation to<br>applicant<br>[redacted]<br>business days<br>prior to<br>consummation. | Verification appraisal was delivered to borrower not provided in<br>file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-18):<br>Delivery<br>evidence<br> received.Buyer<br>Comment<br>(2025-<br>12-16):<br>Appraisal<br>sent | 12/18/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224617924 | [Redacted] | [Redacted] |  | 35170927 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception which was approved to allow loan amount of<br>$[redacted] when minimum loan amount required per guideline is<br>$[redacted]. Lender then changed loan amount to $[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-09):<br>Lender<br>then<br>changed<br>loan<br>amount<br>to<br>$[redacted].<br>Lender<br>exception<br>no longer<br>applies. | 12/09/2025 |  |  | 1 C A |  | FL | Investment | Refinance<br>— Cash-<br>out —<br>Other | C A |  | N/A | No |
| 224618981 | [Redacted] | [Redacted] |  | 35171920 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception for the borrower has been on title for less<br>than[redacted] months, funds used must be sourced. In this case,<br>property was transferred via quitclaim deed and no funds were<br>involved. The exception is approved with [redacted]% LTV max,<br>minimum [redacted] [redacted], minimum [redacted] yr PPP and<br>subject to meeting all other signature expanded guideline<br>requirements. | Borrower has owned the subject property for at least<br> [redacted]years.Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines<br>by at least [redacted]months. | Occupancy: Investment<br> Reserves: [redacted]<br> Guideline Requirement:<br>[redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-17):<br>Client<br>elects to<br>waive<br>with<br>comp<br> factors.Reviewer<br>Comment<br>(2025-<br>12-09):<br>Current<br>LTV<br>[redacted]%<br>Unable to<br>downgrade/waive<br>due to<br>missing<br>sufficient<br>lender<br>compensating<br>factors. |  |  | 12/17/2025 | 2 C B |  | IL | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A |  | N/A | No |
| 224619038 | [Redacted] | [Redacted] |  | 35172669 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-24):<br>Econsent<br> received.Buyer<br>Comment<br>(2025-<br>12-22):<br>Please<br>see<br>attached<br>E-<br>consent<br>form | 12/24/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224619039 | [Redacted] | [Redacted] |  | 35172472 |  | Compliance | Compliance | Federal<br>Compliance | Federal<br>HPML | Federal<br>HPML<br>[redacted]Non<br>Compliant | Federal<br>Higher-Priced<br>Mortgage<br>Loan: APR<br>on subject<br>loan of<br>[redacted]%<br>or Final<br>Disclosure<br>APR of<br>[redacted]%<br>is equal to or<br>greater than<br>the threshold<br>of APOR<br>[redacted]%<br>+<br>[redacted]%,<br>or<br>[redacted]%.<br>Non-<br>Compliant<br>Higher Priced<br>Mortgage<br>Loan. | APR on Final Disclosure APR of [redacted]% is greater than the<br>threshold of APOR [redacted]% + [redacted]%, or [redacted]%. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-17):<br>Appraisal<br>receipt<br> provided.Buyer<br>Comment<br>(2025-<br>12-15):<br>appraisal<br>sent | 12/17/2025 |  |  | 1 C A |  | MS | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224619039 | [Redacted] | [Redacted] |  | 35172473 |  | Compliance | Compliance | Federal<br>Compliance | Federal<br>HPML | (Fed HPML<br>Provision)<br>Federal<br>Higher-Priced<br>Mortgage<br>Loan (Timing<br>of Appraisal<br>to Consumer) | TILA HPML<br>Appraisal<br>Rule (Dodd-<br>Frank<br>2014[redacted]):<br>Creditor did<br>not provide a<br>copy of each<br>valuation to<br>applicant<br>[redacted]<br>business days<br>prior to<br>consummation. | Creditor did not provide a copy of each valuation to applicant<br>[redacted] business days prior to consummation. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-17):<br>Appraisal<br>receipt<br> provided.Buyer<br>Comment<br>(2025-<br>12-15):<br>Appraisal<br>sent | 12/17/2025 |  |  | 1 C A |  | MS | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224619039 | [Redacted] | [Redacted] |  | 35172474 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match —<br>ATR | Ability to<br>Repay<br>([redacted]):<br>Originator<br>Loan<br>Designation<br>of Non QM<br>does not<br>match Due<br>Diligence<br>Loan<br>Designation<br>of ATR Fail. | As per the guideline, account statements are permissible within<br>[redacted] days of the note date; however, for QM loans, they are<br>allowed only within [redacted] days |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-17):<br>Non-QM | 12/17/2025 |  |  | 1 B A C |  | MS | Primary | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>status C | Non<br>QM | Non<br>QM | Yes |
| 224619039 | [Redacted] | [Redacted] |  | 35172478 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted]<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | Appraisal Fee Amount of $[redacted] exceeds tolerance of<br>$[redacted] Sufficient or excess cure was provided to the borrower<br>at Closing |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-08):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/08/2025 |  | 1 A |  | MS | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224619039 | [Redacted] | [Redacted] |  | 35172484 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TIL HPML<br>Appraisal<br>Disclosure —<br>HPML<br>Timing | HPML —<br>File does not<br>evidence the<br>consumer<br>was provided<br>with the right<br>to receive a<br>copy of the<br>Appraisal<br>Disclosure<br>within<br>[redacted]<br>days of the<br>loan<br>application<br>date. | File does not evidence the consumer was provided with the right to<br>receive a copy of the Appraisal Disclosure within [redacted] days of<br>the loan application date. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-16):<br>Application<br>date<br> updated.Buyer<br>Comment<br>(2025-<br>12-15):<br>Notice | 12/16/2025 |  |  | 1 C A |  | MS | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224619041 | [Redacted] | [Redacted] |  | 35172757 |  | Credit | Title | General | Title | Title Policy<br>Coverage is<br>less than<br>Original Loan<br>Amount. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-18):<br>Updated<br>Title<br>report<br>received<br>and<br>verified.<br>Exception<br> clearedBuyer<br>Comment<br>(2025-<br>12-16):<br>title<br>commitment | 12/18/2025 |  |  | 1 B A |  | AZ | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224619041 | [Redacted] | [Redacted] |  | 35175385 |  | Credit | Guideline | Guideline<br>Issue | Guideline | Loan does not<br>meet guideline<br>requirements<br>regarding DTI<br>variance. | Diligence<br>Investor<br>Qualifying<br>Total Debt<br> Ratio: ___;Bid Tape<br>Investor<br>Qualifying<br>Total Debt<br>Ratio: ___. | [redacted] DTI is [redacted]% and [redacted] DTI is [redacted]%.<br>Difference is due to the amount of rental loss being used for the<br>non-subject REO. Review loss on the property is $[redacted] using<br>[redacted]% f the lease provided for income and the Lender loss is<br>$[redacted]. File does not contain a calculation for the Lender loss<br>so it is not clear where the discrepancy is. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-18):<br>Updated<br>[redacted]and<br>[redacted]received<br>and<br>verified.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-16):<br>[redacted]<br> Reviewer<br>Comment<br>(2025-<br>12-15):<br>There is<br>discrepancy<br>in rental<br>loss<br>calculation<br>for non-<br>subject<br>REO. As<br>per Lease<br>Agreement,<br>the rent is<br>$[redacted],<br>considering<br>[redacted]%<br>expense<br>factor,<br>the rental<br>loss is<br>$[redacted],<br>but Final<br>[redacted]shows<br>rental<br>income<br>of<br>$[redacted]and<br>rental<br>loss of<br>$[redacted].<br>Please<br>provide<br>the<br>calculations<br>for the<br>calculation<br>for rental<br>loss.<br> Buyer<br>Comment<br>(2025-<br>12-12):<br>Please<br>see DOC<br>ID<br>[redacted].<br>Our DTI<br>is<br>[redacted]% | 12/18/2025 |  |  | 1 C A |  | AZ | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224619041 | [Redacted] | [Redacted] |  | 35175399 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match —<br>ATR Risk | Ability to<br>Repay<br>([redacted]):<br>Originator<br>Loan<br>Designation<br>of Non QM<br>does not<br>match Due<br>Diligence<br>Loan<br>Designation<br>of ATR Risk. | [redacted] DTI is [redacted]% and [redacted] DTI is [redacted]%.<br>Difference is due to the amount of rental loss being used for the<br>non-subject REO. Review loss on the property is $[redacted] using<br>[redacted]% f the lease provided for income and the Lender loss is<br>$[redacted]. File does not contain a calculation for the Lender loss<br>so it is not clear where the discrepancy is. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-18):<br>Updated<br>[redacted]and<br>[redacted]received<br>and<br>verified.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-16):<br>see<br>uploaded<br> Reviewer<br>Comment<br>(2025-<br>12-15):<br>There is<br>discrepancy<br>in rental<br>loss<br>calculation<br>for non-<br>subject<br>REO. As<br>per Lease<br>Agreement,<br>the rent is<br>$[redacted],<br>considering<br>[redacted]%<br>expense<br>factor,<br>the rental<br>loss is<br>$[redacted],<br>but Final<br>[redacted]shows<br>rental<br>income<br>of<br>$[redacted]<br>and<br>rental<br>loss of<br>$[redacted].<br>Please<br>provide<br>the<br>calculations<br>for the<br>calculation<br>for rental<br>loss.<br> Buyer<br>Comment<br>(2025-<br>12-12):<br>Please<br>see DOC<br>ID<br>[redacted].<br>Our DTI<br>is<br>[redacted]% | 12/18/2025 |  |  | 1 B A C |  | AZ | Primary | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>Loan<br>Designation C | Non<br>QM | Non<br>QM | Yes |
| 224619041 | [Redacted] | [Redacted] |  | 35175400 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Investor<br>Guidelines | Ability to<br>Repay<br>([redacted]):<br>Based on the<br>loan failing<br>one or more<br>guideline<br>components,<br>the loan is at<br>ATR risk. | [redacted] DTI is [redacted]% and [redacted] DTI is [redacted]%.<br>Difference is due to the amount of rental loss being used for the<br>non-subject REO. Review loss on the property is $[redacted] using<br>[redacted]% f the lease provided for income and the Lender loss is<br>$[redacted]. File does not contain a calculation for the Lender loss<br>so it is not clear where the discrepancy is. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-18):<br>Updated<br>[redacted]and<br>[redacted]received<br>and<br>verified.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-16):<br>see<br>uploaded<br> Reviewer<br>Comment<br>(2025-<br>12-15):<br>There is<br>discrepancy<br>in rental<br>loss<br>calculation<br>for non-<br>subject<br>REO. As<br>per Lease<br>Agreement,<br>the rent is<br>$[redacted],<br>considering<br>[redacted]%<br>expense<br>factor,<br>the rental<br>loss is<br>$[redacted],<br>but Final<br>[redacted]shows<br>rental<br>income<br>of<br>$[redacted]and<br>rental<br>loss of<br>$[redacted].<br>Please<br>provide<br>the<br>calculations<br>for the<br>calculation<br>for rental<br>loss.<br> Buyer<br>Comment<br>(2025-<br>12-12):<br>Please<br>see DOC<br>ID<br>[redacted].<br>Our DTI<br>is<br>[redacted]% | 12/18/2025 |  |  | 1 C A |  | AZ | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224620196 | [Redacted] | [Redacted] |  | 35175501 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | Fee disclosed was last disclosed as $[redacted]on LE but disclosed<br>as $[redacted] on Final Closing Disclosure. File does not contain a<br>valid COC for this fee, nor evidence of cure in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-08):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/08/2025 |  | 1 A |  | MO | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224620219 | [Redacted] | [Redacted] |  | 35185239 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender approved exception for [redacted] 2 unit — one unit is<br>vacant and the other unit is leased at [redacted] month, well below<br>market rent. Requesting to use market rent to qualify. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines<br> by at least [redacted]months.Borrowers made a down payment from their own<br>funds on this purchase transaction of at least<br>[redacted]% and $[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points.<br> The qualifying [redacted] on the loan is greater than<br>the guideline minimum. | Guidelines Representative FICO:<br> [redacted]Representative FICO: [redacted]<br> The [redacted] of [redacted] is<br>greater than the minimum<br>required [redacted] of [redacted] | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC,Aggregator | Reviewer<br>Comment<br>(2025-<br>12-09):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 12/09/2025 | 2 B |  | IN | Investment | Purchase | B A |  | N/A | No |
| 224629772 | [Redacted] | [Redacted] |  | 35185677 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception to allow borrower who does not have landlord<br>experience on a new purchase and does not own primary residence,<br>currently lives rent free. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines<br> by at least [redacted]months.Borrowers made a down payment from their own<br>funds on this purchase transaction of at least<br>[redacted]% and $[redacted]<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. |  | SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-10):<br>The<br>Client<br>elects to<br>waive |  |  | 12/10/2025 | 2 B |  | NM | Investment | Purchase | B A |  | N/A | No |
| 224635550 | [Redacted] | [Redacted] |  | 35180910 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded.<br>Total amount<br>of $[redacted]<br>exceeds<br>tolerance of<br>$[redacted]plus<br>[redacted]%<br>or<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-08):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/08/2025 |  | 1 A |  | NY | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224635584 | [Redacted] | [Redacted] |  | 35180996 |  | Property | Valuation | Valuation<br>Issue | Valuation | The desk<br>review has a<br>effective date<br>that is other<br>than what the<br>appraisal<br>effective date<br>is. The desk<br>review should<br>have the same<br>effective date<br>as the<br>appraisal |  | Desk Review effective date does not match the Appraisals effective<br>date. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-17):<br> clearedBuyer<br>Comment<br>(2025-<br>12-15):<br>Please<br>cancel<br>the<br>condition.<br>There is<br>no where<br>in our<br>guidelines<br>that<br>require<br>the desk<br>review to<br>be dated<br>for the<br>same<br>date as<br>the<br>original<br>appraisal<br>report | 12/17/2025 |  |  | 1 C A |  | CA | Investment | Refinance<br>— Rate/<br>Term | C B A | N/A | N/A | No |
| 224635584 | [Redacted] | [Redacted] |  | 35181028 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception requested to allow [redacted] layer Entity<br>Vesting, guidelines allow max of [redacted] layers. Approval<br>conditions Max [redacted]% LTV/CLTV, Max [redacted]% DTI,<br>Operating Agreement for [redacted], Resolution to borrow for<br>[redacted], DBD Capital, [redacted] | Borrower has been employed in the same industry<br> for more than [redacted] years.Borrower has verified disposable income of at least<br>$[redacted]<br> Borrower has worked in the same position for more<br>than [redacted]years.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the<br>equivalent of [redacted]months PITIA or more.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Borrower has been employed in<br>the same industry for more than<br> [redacted] years.Documentation Type:<br>[redacted]yr P&L w/o Bank<br>Statements<br> Disposable Income: $[redacted]<br> Borrower has worked in the same<br>position for more than [redacted]<br>years.<br> Actual Reserves: $[redacted]<br> Required Reserves: $[redacted]<br> Guidelines Representative FICO:<br>[redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-17):<br>Lender<br>Exception<br>with<br>Compensating<br>Factors<br> provided.Buyer<br>Comment<br>(2025-<br>12-15):<br>Anything<br>needed<br>for this? |  |  | 12/17/2025 | 2 C B |  | CA | Investment | Refinance<br>— Rate/<br>Term | C B A | N/A | N/A | No |
| 224635603 | [Redacted] | [Redacted] |  | 35182093 |  | Credit | Title | Document<br>Error | Title | The<br>Preliminary<br>title policy is<br>within<br>[redacted] or<br>[redacted] and<br>does not<br>reflect a<br>coverage<br>amount (no<br>final title<br>policy in file).<br>Unable to<br>determine if<br>appropriate<br>coverage is<br>provided. |  | Final Title policy is missing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-18):<br>Supplemental<br>report<br>received.<br>Exception<br> ClearedBuyer<br>Comment<br>(2025-<br>12-16):<br>Supplement | 12/18/2025 |  |  | 1 B A |  | CA | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224635789 | [Redacted] | [Redacted] |  | 35181070 |  | Credit | Legal /<br>Regulatory /<br>Compliance | Title / Lien<br>Defect | Title | Title Policy is<br>Preliminary or<br>Commitment,<br>and not a<br>Final Title<br>Policy. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-23):<br>Title<br>Final<br>Policy<br>received<br>and<br>policy<br>amount<br>verified.<br>Exception<br>Cleared. | 12/23/2025 |  |  | 1 A |  | NY | Investment | Purchase | B A |  | N/A | No |
| 224635789 | [Redacted] | [Redacted] |  | 35181102 |  | Credit | Title | General | Title | Title Policy<br>Coverage is<br>less than<br>Original Loan<br>Amount. |  | The Title Policy Amount of $[redacted] is less than the note amount<br>of $[redacted] based on the Commitment in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-23):<br>Title<br>Final<br>Policy<br>received<br>and<br>policy<br>amount<br>verified.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-22):<br>Please<br>see<br>attached<br>Final<br>Title<br>Policy<br>reflecting<br>the<br>necessary<br>coverage<br>amount | 12/23/2025 |  |  | 1 B A |  | NY | Investment | Purchase | B A |  | N/A | No |
| 224635792 | [Redacted] | [Redacted] |  | 35184537 |  | Credit | Income /<br>Employment | Income<br>Documentation | Income /<br>Employment | Income Docs<br>Missing: |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-18):<br>Received<br>required<br>documentation.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-<br>12-16):<br>signed<br>returns<br> Reviewer<br>Comment<br>(2025-<br>12-15):<br>Require<br>[redacted]Tax<br>Return<br>and<br>[redacted]should<br>be signed<br>and<br>dated,<br>provided<br>[redacted]tax<br>return<br>and<br>[redacted]not<br>signed<br>and<br>dated.<br>Exception<br>Remains.<br> Buyer<br>Comment<br>(2025-<br>12-12):<br>[redacted]<br> Buyer<br>Comment<br>(2025-<br>12-12):<br>[redacted]for<br>Prime<br> Buyer<br>Comment<br>(2025-<br>12-12):<br>DOC ID<br>[redacted]for<br>[redacted]<br> Buyer<br>Comment<br>(2025-<br>12-12):<br>See DOC<br>ID<br>[redacted]for<br>[redacted]for<br>[redacted],<br>See DOC<br>ID<br>[redacted]&<br>[redacted]for<br>K-<br>[redacted]'s<br>for<br>[redacted] | 12/18/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224635792 | [Redacted] | [Redacted] |  | 35184540 |  | Credit | Document<br>Inventory | General | Missing<br>Document | Evidence of<br>Taxpayer<br>Consent is<br>Missing, and<br>Taxpayer<br>documentation<br>is present. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-15):<br>Information<br>re-<br>validated<br>as per<br>available<br>document<br>in file.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-12):<br>This<br>shouldn't<br>be<br>required<br>as you<br>have the<br>tax<br>returns | 12/15/2025 |  |  | 1 B A |  | NJ | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224635792 | [Redacted] | [Redacted] |  | 35184558 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM | Self-<br>Employed Tax<br>Return<br>Recency —<br>ATR | Ability to<br>Repay<br>([redacted]):<br>Self<br>Employed<br>Tax Returns<br>— The<br>business or<br>personal tax<br>returns<br>provided are<br>not the most<br>recent.<br>Application<br>Date<br>[redacted]<br>Most Recent<br>Tax Return<br>End Date<br>[redacted],<br>Tax Return<br>Due Date<br>[redacted]. | [redacted] was not present in the file. Evidence of tax return<br>extension was not provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-18):<br>Client<br>elects to<br> waive.Buyer<br>Comment<br>(2025-<br>12-16):<br>see<br>uploaded<br> Reviewer<br>Comment<br>(2025-<br>12-15):<br>Require<br>[redacted]Tax<br>Return<br>and<br>[redacted]should<br>be signed<br>and<br>dated,<br>provided<br>[redacted]tax<br>return<br>and<br>[redacted]not<br>signed<br>and<br>dated.<br>Exception<br>Remains.<br> Buyer<br>Comment<br>(2025-<br>12-12):<br>see<br>uploaded |  |  | 12/18/2025 | 2 B |  | NJ | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224635792 | [Redacted] | [Redacted] |  | 35184559 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM | Self-<br>Employed Tax<br>Return<br>Recency —<br>ATR | Ability to<br>Repay<br>([redacted]):<br>Self<br>Employed<br>Tax Returns<br>— The<br>business or<br>personal tax<br>returns<br>provided are<br>not the most<br>recent.<br>Application<br>Date<br>[redacted],<br>Most Recent<br>Tax Return<br>End Date<br>[redacted],<br>Tax Return<br>Due Date<br>[redacted] | [redacted] was not present in the file. Evidence of tax return<br>extension was not provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-18):<br>Client<br>elects to<br> waive.Buyer<br>Comment<br>(2025-<br>12-16):<br>see<br>uploaded<br> Reviewer<br>Comment<br>(2025-<br>12-15):<br>Require<br>[redacted]Tax<br>Return<br>and<br>[redacted]should<br>be signed<br>and<br>dated,<br>provided<br>[redacted]tax<br>return<br>and<br>[redacted]not<br>signed<br>and<br>dated.<br>Exception<br>Remains.<br> Buyer<br>Comment<br>(2025-<br>12-12):<br>see<br>uploaded |  |  | 12/18/2025 | 2 B |  | NJ | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224635792 | [Redacted] | [Redacted] |  | 35184562 |  | Compliance | Compliance | Federal<br>Compliance | TRID<br>Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Survey Fee.<br>Fee Amount<br>of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]<br>over legal<br>limit.<br>Insufficient<br>or no cure<br>was provided<br>to the<br>borrower. | No valid Change of circumstance provided, nor evidence of cure in<br>file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-17):<br>[redacted]<br>received<br>corrected<br>PCCD<br> and LOE.Buyer<br>Comment<br>(2025-<br>12-16):<br>lox, pccd<br>and<br>[redacted]from<br>title | 12/17/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224635792 | [Redacted] | [Redacted] |  | 35184563 |  | Compliance | Compliance | Federal<br>Compliance | TRID<br>Defect | TRID<br>[redacted]<br>Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent Fee<br>Tolerance<br>exceeded for<br>Attorney's<br>Fee (Closing<br>Agent and<br>Other). Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]<br>over legal<br>limit.<br>Insufficient<br>or no cure<br>was provided<br>to the<br>borrower. | No valid Change of circumstance provided, nor evidence of cure in<br>file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-17):<br>[redacted]received<br>corrected<br>PCCD<br> and LOE.Buyer<br>Comment<br>(2025-<br>12-16):<br>[redacted] | 12/17/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224635792 | [Redacted] | [Redacted] |  | 35184606 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | Check Loan<br>Designation<br>Match —<br>ATR Risk | Ability to<br>Repay<br>([redacted]):<br>Originator<br>Loan<br>Designation<br>of Non QM<br>does not<br>match Due<br>Diligence<br>Loan<br>Designation<br>of ATR Risk. | Loan designation failure due to ATR failure. This exception will be<br>cleared when all ATR related exceptions are cleared. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-18):<br>Received<br>required<br>documentation.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-<br>12-16):<br>see<br>uploaded<br> Reviewer<br>Comment<br>(2025-<br>12-15):<br>Require<br>[redacted]Tax<br>Return<br>and<br>[redacted]should<br>be signed<br>and<br>dated,<br>provided<br>[redacted]tax<br>return<br>and<br>[redacted]not<br>signed<br>and<br>dated.<br>Exception<br>Remains.<br> Buyer<br>Comment<br>(2025-<br>12-12):<br>see<br>uploaded | 12/18/2025 |  |  | 1 B A C |  | NJ | Primary | Purchase | Lender to<br>provide<br>updated<br>ATR/QM<br>Loan<br>Designation C B | Non<br>QM | Non<br>QM | Yes |
| 224635792 | [Redacted] | [Redacted] |  | 35184607 |  | Compliance | Compliance | Federal<br>Compliance | ATR/QM<br>Defect | General<br>Ability To<br>Repay<br>Provision<br>Investor<br>Guidelines | Ability to<br>Repay<br>(Dodd-Frank<br>[redacted]):<br>Based on the<br>loan failing<br>one or more<br>guideline<br>components,<br>the loan is at<br>ATR risk. | ATR risk due to excessive DTI. This exception will be cleared<br>when all ATR related exceptions are cleared. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-18):<br>Received<br>required<br>documentation.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-<br>12-16):<br>see<br>uploaded<br> Reviewer<br>Comment<br>(2025-<br>12-15):<br>Require<br>[redacted]Tax<br>Return<br>and<br>[redacted]should<br>be signed<br>and<br>dated,<br>provided<br>[redacted]tax<br>return<br>and<br>[redacted]not<br>signed<br>and<br>dated.<br>Exception<br>Remains.<br> Buyer<br>Comment<br>(2025-<br>12-12):<br>see<br>uploaded | 12/18/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224635805 | [Redacted] | [Redacted] |  | 35181315 |  | Credit | Disclosure | Missing<br>Document | Disclosure | [redacted]<br>Consent<br>Agreement is<br>missing. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-19):<br>Received<br>E-sign<br>Consent<br>Agreement.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-17):<br>econsent | 12/19/2025 |  |  | 1 C A |  | NC | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224635808 | [Redacted] | [Redacted] |  | 35181430 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Exception/Deviation from Published Guidelines-<br> Subject Project is outside of signature Expanded allowable non-<br>warrantable condo attributes due to condo project being subject to a<br>mandatory management fee with the adjacent Ritz Carlton Hotel.<br> Exception Disposition: Approved<br> Exception Conditions:<br> 1. All other Signature Expanded guidelines must be met.<br> 2. Exception LLPA cited above is in addition to (i.e., over and<br>above) any and all rate sheet LLPA's that apply including LLPA.<br> Pricing/Conditions<br> Max LTV — [redacted]<br> Mx DTI — [redacted]<br> Lender Approved Exception for —<br> Property — Non-Warrantable Condo- Subject project is outside of<br>signature Expanded allowable non-warrantable condo attributes due<br>to condo doc's stipulating mandatory management fee/recreational<br>lease with the adjacent [redacted] for use of shared amenities and<br>shared services (e.g. swimming pool amenity and valet parking<br>services). | Borrower has been employed in the same industry<br> for more than [redacted]years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more<br>than [redacted]years.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the<br>equivalent of [redacted]months PITIA or more.<br> Borrowers made a down payment from their own<br>funds on this purchase transaction of at least<br>[redacted]% and $[redacted].<br> The Combined Loan to Value (CLTV) on the loan is<br>less than the guideline maximum by at least<br>[redacted]%.<br> The Loan to Value (LTV) on the loan is less than<br>the guideline maximum by at least [redacted]%.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Borrower has been employed in<br>the same industry for more<br> than[redacted] years.Documentation Type:<br>[redacted]yr Full Doc<br> Disposable Income: $[redacted]<br> Borrower has worked in the same<br>position for more than [redacted]<br>years.<br> Actual Reserves: $[redacted]<br> Required Reserves: $[redacted]<br> Borrower's Own Funds Percent:<br>[redacted]%<br> Borrower's Own Funds Amount:<br>$[redacted]<br> Combined Loan to Value:<br>[redacted]%<br> Guideline Maximum Combined<br>Loan to Value: [redacted]%<br> Loan to Value: [redacted]%<br> Guideline Maximum Loan to<br>Value: [redacted]%<br> Guidelines Representative FICO:<br>[redacted]<br> Representative FICO: [redacted] | SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-18):<br>Lender<br>Exception<br>with<br>Compensating<br>Factors<br> provided.Buyer<br>Comment<br>(2025-<br>12-16):<br>please<br>advise<br>what is<br>needed to<br>satisfy<br>this<br>condition |  |  | 12/18/2025 | 2 C B |  | FL | Second<br>Home | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224635808 | [Redacted] | [Redacted] |  | 35181741 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | The file is missing the HOA dues documentation for this property.<br>Please provide for review. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-18):<br>HOA<br>verification<br>associated.<br>Exception<br> clearedBuyer<br>Comment<br>(2025-<br>12-17):<br>email<br>confirmation<br>from<br>HOA<br> Reviewer<br>Comment<br>(2025-<br>12-17):<br>The<br>document<br>is stacked<br>along<br>with the<br>mortgage<br>statement<br>but<br>shows<br>page<br>[redacted]and<br>the<br>property<br>address is<br>not<br>verified<br>on it to<br>consider<br>it for<br>HOA.<br>Exception<br>remains<br> Buyer<br>Comment<br>(2025-<br>12-16):<br>PC Cert | 12/18/2025 |  |  | 1 C A |  | FL | Second<br>Home | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224635809 | [Redacted] | [Redacted] |  | 35180921 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | [redacted]exception provided to permit income from a self-<br>employed cannabis company. | Borrower has been employed in the same industry<br> for more than [redacted]years.Borrower has worked in the same position for more<br>than [redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines<br>by at least [redacted]months.<br> Borrowers made a down payment from their own<br>funds on this purchase transaction of at least<br>[redacted]% and $[redacted].<br> The Combined Loan to Value (CLTV) on the loan is<br>less than the guideline maximum by at least<br>[redacted]%.<br> The Loan to Value (LTV) on the loan is less than<br>the guideline maximum by at least [redacted]%.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement:<br>[redacted]<br> Guidelines Representative FICO:<br>[redacted]<br> Representative FICO: [redacted] | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-16):<br>Client<br>elects to<br>waive<br>with<br>compensating<br> factors.Buyer<br>Comment<br>(2025-<br>12-15):<br>Please<br>clarify if<br>anything<br>is needed<br>for this? |  |  | 12/16/2025 | 2 C B |  | PA | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224635809 | [Redacted] | [Redacted] |  | 35180945 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee<br>Tolerance<br>exceeded<br>for Credit<br>Report<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance<br>of<br>$[redacted].<br>Sufficient<br>or excess<br>cure was<br>provided<br>to the<br>borrower<br>at Closing. | Credit Report Fee $[redacted]was changed on Final CD. File does not contain a valid COC for this<br>fee, nor evidence of cure. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-09):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/09/2025 |  | 1 A |  | PA | Primary | Purchase | Final CD<br>evidences<br>Cure B A | Non<br>QM | Non<br>QM | Yes |
| 224635809 | [Redacted] | [Redacted] |  | 35244917 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception provided to permit an [redacted]% LTV — non occupant, method 1 | Borrower has been employed in the same industry for<br> more than [redacted]years.Borrower has worked in the same position for more<br>than [redacted] years.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [redacted]months.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The Combined Loan to Value (CLTV) on the loan is<br>less than the guideline maximum by at least<br>[redacted]%.<br> The Loan to Value (LTV) on the loan is less than the<br>guideline maximum by at least [redacted]%.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted] points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br> Guidelines Representative FICO:<br>[redacted]<br> Representative FICO: [redacted] | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-16):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 12/16/2025 | 2 B |  | PA | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224635817 | [Redacted] | [Redacted] |  | 35181393 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | [redacted]approved exception to permit a non-permanent resident with code not listed in the<br> guidelines. Customer EA A-[redacted]is approved with conditions:[redacted]% LTV Max, Minimum [redacted], Minimum [redacted]Yr PPP, Provide the approved T-<br>[redacted]visa for UW to review and accept and subject to meeting all other signature Expanded<br>guideline requirements. | Borrower has owned the subject property for at least<br> [redacted] years.Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [redacted]months.<br> The Loan to Value (LTV) on the loan is less than the<br>guideline maximum by at least [redacted]%.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Loan to Value: [redacted]%<br> Guideline Maximum Loan to Value:<br>[redacted]%<br> Guidelines Representative FICO:<br>[redacted]<br> Representative FICO: [redacted] | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 12/10/2025 | 2 B |  | MA | Investment | Refinance<br>— Cash-<br>out —<br>Other | B A |  | N/A | No |
| 224635819 | [Redacted] | [Redacted] |  | 35181309 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Corporate<br>Resolution<br>not provided |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-22):<br>Corporate<br>Resolution<br>document<br>received.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-19):<br>Consent<br>to borrow | 12/22/2025 |  |  | 1 C A |  | MI | Investment | Purchase | D B A |  | N/A | No |
| 224635819 | [Redacted] | [Redacted] |  | 35181313 |  | Credit | Loan Package<br>Documentation | Closing / Title | Missing<br>Document | Missing<br>Document:<br>Security<br>Instrument<br>— Subject<br>Lien not<br>provided |  | The security instrument provided is not signed/notarized. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-22):<br>Security<br>Instrument<br>document<br>received.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-19):<br>FE<br>Security<br>Instrument | 12/22/2025 |  |  | 1 D A |  | MI | Investment | Purchase | D B A |  | N/A | No |
| 224635819 | [Redacted] | [Redacted] |  | 35181319 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | The lender exception has been requested to permit an [redacted]loan amount. Th exception is<br>approved with low loan amount exception are any loan which is deemed to be high cost as defined<br>by federal and state regulation is not allowed under signature expanded and subject to meeting all<br>other signature expanded guideline requirements. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted]months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br> Guidelines Representative FICO:<br>[redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 12/10/2025 | 2 B |  | MI | Investment | Purchase | D B A |  | N/A | No |
| 224635819 | [Redacted] | [Redacted] |  | 35181328 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | The lender exception has been requested to permit an $[redacted]loan amount. The exception is<br>approved any loan which is deemed to be high cost as defined by federal or state regulation is not<br>allowed under signature expanded and subject to meeting all other signature expanded guideline<br>requirements. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted]months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br> Guidelines Representative FICO:<br>[redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 12/10/2025 | 2 B |  | MI | Investment | Purchase | D B A |  | N/A | No |
| 224635819 | [Redacted] | [Redacted] |  | 35196005 |  | Credit | Loan Package<br>Documentation | Closing / Title | Missing<br>Document | Missing<br>Document:<br>Rider —<br>Other not<br>provided |  | The prepayment rider to the security instrument is not signed/dated |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-22):<br>Prepayment<br>Rider<br>document<br>received.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-19):<br>FE PPP<br>Rider | 12/22/2025 |  |  | 1 C A |  | MI | Investment | Purchase | D B A |  | N/A | No |
| 224635819 | [Redacted] | [Redacted] |  | 35196017 |  | Credit | Loan Package<br>Documentation | Closing / Title | Loan Package<br>Documentation | Missing<br>Document:<br>Rider —<br>[redacted]Family<br>not provided |  | The [redacted] family rider is not signed/dated. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-22):<br>[redacted]Rider<br>document<br>received.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-19):<br>FE PPP<br>RIder | 12/22/2025 |  |  | 1 C A |  | MI | Investment | Purchase | D B A |  | N/A | No |
| 224637194 | [Redacted] | [Redacted] |  | 35183695 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender requested an exception which was approved for borrower would like exception for loan<br>amount under $[redacted]. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted]months.The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Reserves: [redacted]<br> Guideline Requirement: [redacted] | Aggregator,SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 12/10/2025 | 2 B |  | OH | Investment | Refinance<br>— Cash-<br>out —<br>Other | B A |  | N/A | No |
| 224637194 | [Redacted] | [Redacted] |  | 35183699 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender requested an exception which was approved for borrower would like exception to<br>[redacted]% LTV. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted]months.The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Reserves: [redacted]<br> Guideline Requirement: [redacted] | Aggregator,SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 12/10/2025 | 2 B |  | OH | Investment | Refinance<br>— Cash-<br>out —<br>Other | B A |  | N/A | No |
| 224637194 | [Redacted] | [Redacted] |  | 35183704 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender requested an exception which was declined for [redacted] under [redacted]for cash out<br>refinance. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted]months.The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Reserves: [redacted]<br> Guideline Requirement: [redacted] | Aggregator,SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 12/10/2025 | 2 B |  | OH | Investment | Refinance<br>— Cash-<br>out —<br>Other | B A |  | N/A | No |
| 224641697 | [Redacted] | [Redacted] |  | 35190550 |  | Credit | Disclosure | Missing<br>Document | Disclosure | [redacted]Consent<br>Agreement is<br>missing. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-23):<br>E-Sign<br>Consent<br>Agreement<br>received.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-19):<br>Please<br>see e-<br>consent<br>will all<br>pages of<br>compliance<br>report<br>provided.<br> Reviewer<br>Comment<br>(2025-<br>12-17):<br>Received<br>incomplete<br>E-Sign<br>Consent<br>Agreement.<br>Please<br>provide<br>all pages<br>of E-Sign<br>Consent<br>Agreement.<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>12-15):<br>Please<br>see<br>attached<br>e-<br>Consent.<br>Please<br>clear. | 12/23/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224641697 | [Redacted] | [Redacted] |  | 35204217 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee<br>Tolerance<br>exceeded<br>for Flood<br>Certification<br>(Initial<br>Fee). Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance<br>of<br>$[redacted].<br>Sufficient<br>or excess<br>cure was<br>provided<br>to the<br>borrower<br>at Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-11):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/11/2025 |  | 1 A |  | NJ | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224641711 | [Redacted] | [Redacted] |  | 35190580 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure<br>Provided At<br>Closing | TILA-<br>[redacted]Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee<br>Tolerance<br>exceeded<br>for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance<br>of<br>$[redacted].<br>Sufficient<br>or excess<br>cure was<br>provided<br>to the<br>borrower<br>at Closing. | [redacted]% tolerance was exceeded by $[redacted]due to Appraisal Fee. Lender provided cure on<br>final Closing Disclosure. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/10/2025 |  | 1 A |  | CO | Second<br>Home | Purchase | Final CD<br>evidences<br>Cure B A | Non<br>QM | Non<br>QM | Yes |
| 224641711 | [Redacted] | [Redacted] |  | 35192109 |  | Credit | Guideline | Guideline<br>Issue | Guideline | A recent<br>event<br>(Bankruptcy,<br>Foreclosure,<br>Deed-In-<br>Lieu, Short<br>Sale,<br>[redacted]housing<br>late) occurred<br>within the<br>last<br>[redacted]months<br>of the<br>Closing date<br>and not<br>permitted,<br>per<br>guidelines. | Closing<br>Date: ___ | Lender exception for short sale in October [redacted]. Conditioned for Max [redacted]% LTV/<br>CLTV, Max Loan Amount $[redacted]. | Borrower has verified disposable income of at least<br> $[redacted].Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Guidelines Representative FICO:<br> [redacted]Representative FICO: [redacted] | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-18):<br>Client<br>elects to<br>waive<br>with<br>compensating<br> factors.Buyer<br>Comment<br>(2025-<br>12-16):<br>See<br>exception<br>[redacted],<br>page<br>[redacted].<br>Can we<br>get this<br>cleared<br>or<br>clarified? |  |  | 12/18/2025 | 2 C B |  | CO | Second<br>Home | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224641740 | [Redacted] | [Redacted] |  | 35188026 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | Missing<br>Document:<br>Bankruptcy<br>Documents<br>not provided |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-18):<br>An<br>applicant<br>who has<br>experienced<br>a credit<br>event in<br>the last<br>four<br>years is<br>subject to<br>the below<br>guideline<br>restrictions.<br> ClearedBuyer<br>Comment<br>(2025-<br>12-16):<br>Bk<br>discharged<br>[redacted]years<br>ago,<br>guides<br>state only<br>need<br>documents<br>if current<br>or within<br>last<br>[redacted]years | 12/18/2025 |  |  | 1 C A |  | NH | Primary | Refinance<br>— Cash-<br>out —<br>Other | C A | Non<br>QM | Non<br>QM | No |
| 224641742 | [Redacted] | [Redacted] |  | 35190994 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure<br>Provided At<br>Closing | TILA-<br>[redacted]Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee<br>Tolerance<br>exceeded<br>for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance<br>of<br>$[redacted].<br>Sufficient<br>or excess<br>cure was<br>provided<br>to the<br>borrower<br>at Closing. | Appraisal Fee $[redacted]was changed on closing disclosure. File does not contain a valid COC for<br>this fee, nor evidence of cure. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/10/2025 |  | 1 A |  | PA | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224641745 | [Redacted] | [Redacted] |  | 35190524 |  | Credit | Title | Document<br>Error | Title | The<br>Preliminary<br>title policy is<br>within<br>[redacted]or<br>[redacted]and<br>does not<br>reflect a<br>coverage<br>amount (no<br>final title<br>policy in<br>file). Unable<br>to determine<br>if appropriate<br>coverage is<br>provided. |  | Title policy amount is not provided on preliminary title report. Correct loan amount is provided in<br>Escrow Instructions; this exception can be overridden. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-19):<br>Provided<br>supplemental<br>title<br>policy<br>with<br>correct<br>policy<br>amount.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-17):<br>supplemental<br>report | 12/19/2025 |  |  | 1 B A |  | CA | Investment | Purchase | B A | N/A | N/A | No |
| 224644441 | [Redacted] | [Redacted] |  | 35190351 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure<br>Provided At<br>Closing | TILA-<br>[redacted]Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee<br>Tolerance<br>exceeded<br>for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[redacted]<br>exceeds<br>tolerance<br>of<br>$[redacted].<br>Sufficient<br>or excess<br>cure was<br>provided<br>to the<br>borrower<br>at Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-10):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/10/2025 |  | 1 A |  | AZ | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224647094 | [Redacted] | [Redacted] |  | 35190644 |  | Credit | Title | Document<br>Error | Title | The<br>Preliminary<br>title policy is<br>within<br>[redacted]or<br>[redacted]and<br>does not<br>reflect a<br>coverage<br>amount (no<br>final title<br>policy in<br>file). Unable<br>to determine<br>if appropriate<br>coverage is<br>provided. |  | The Preliminary title policy amount is not provided. |  |  |  | Buyer<br>Comment<br>(2025-<br>12-24):<br>[redacted] |  |  | 12/24/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| 224647098 | [Redacted] | [Redacted] |  | 35205244 |  | Credit | Title | General | Title | Title Policy<br>Coverage is<br>less than<br>Original<br>Loan<br>Amount. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-23):<br>Received<br>supplement.<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-22):<br>Supplement | 12/23/2025 |  |  | 1 B A |  | CA | Primary | Refinance<br>— Cash-<br>out —<br>Other | B A | Non<br>QM | Non<br>QM | No |
| 224647109 | [Redacted] | [Redacted] |  | 35191406 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee<br>Tolerance<br>exceeded.<br>Total<br>amount of<br>$[redacted]exceeds<br>tolerance<br>of<br>$[redacted]plus<br>[redacted]%<br>or<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient<br>or no cure<br>was<br>provided<br>to the<br>borrower. | [redacted]Percent Fee Tolerance exceeded, Title Binder Fee of $[redacted]was added without any<br>valid changed circumstance. $[redacted]cure provided is less than the total cure requirement of<br>$[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-16):<br>Sufficient<br>cure<br>provided.<br>Full cure<br>amount<br>for<br>tolerance<br>violation<br>was<br>provided<br>at or<br>before<br>closing<br>(on final<br>CD)<br>resulting<br>in a<br>cleared<br> exception.Buyer<br>Comment<br>(2025-<br>12-15):<br>this is<br>credited<br>on the<br>final cd<br>please<br>cancel<br>this cond | 12/16/2025 |  |  | 1 C A |  | WY | Primary | Refinance<br>— Cash-<br>out —<br>Other | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224647109 | [Redacted] | [Redacted] |  | 35191407 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee<br>Tolerance<br>exceeded<br>for Loan<br>Discount<br>Points. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance<br>of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient<br>or no cure<br>was<br>provided<br>to the<br>borrower. | Loan Discount Points increased from $[redacted]to $[redacted]without any valid changed<br>circumstance. $[redacted]cure provided is less than the total cure requirement of $[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-16):<br>[redacted]<br>received<br>a valid<br> COC.Buyer<br>Comment<br>(2025-<br>12-15):<br>coc | 12/16/2025 |  |  | 1 C A |  | WY | Primary | Refinance<br>— Cash-<br>out —<br>Other | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224647109 | [Redacted] | [Redacted] |  | 35191408 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee<br>Tolerance<br>exceeded<br>for Credit<br>Report<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance<br>of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient<br>or no cure<br>was<br>provided<br>to the<br>borrower. | Credit Report Fee increased from $[redacted]to [redacted]without any valid changed circumstance.<br>$[redacted]cure provided is less than the total cure requirement of $[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-16):<br>Sufficient<br>cure<br>provided.<br>Full cure<br>amount<br>for<br>tolerance<br>violation<br>was<br>provided<br>at or<br>before<br>closing<br>(on final<br>CD)<br>resulting<br>in a<br>cleared<br> exception.Buyer<br>Comment<br>(2025-<br>12-15):<br>this is<br>credited<br>on the<br>final cd<br>please<br>cancel<br>this cond | 12/16/2025 |  |  | 1 C A |  | WY | Primary | Refinance<br>— Cash-<br>out —<br>Other | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224647109 | [Redacted] | [Redacted] |  | 35243181 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee<br>Tolerance<br>exceeded.<br>Total<br>amount of<br>$[redacted]exceeds<br>tolerance<br>of<br>$[redacted]plus<br>[redacted]%<br>or<br>$[redacted].<br>Sufficient<br>or excess<br>cure was<br>provided<br>to the<br>borrower<br>at Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-16):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/16/2025 |  | 1 A |  | WY | Primary | Refinance<br>— Cash-<br>out —<br>Other | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224647109 | [Redacted] | [Redacted] |  | 35243182 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure<br>Provided At<br>Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee<br>Tolerance<br>exceeded<br>for Credit<br>Report<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance<br>of<br>$[redacted].<br>Sufficient<br>or excess<br>cure was<br>provided<br>to the<br>borrower<br>at Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-16):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/16/2025 |  | 1 A |  | WY | Primary | Refinance<br>— Cash-<br>out —<br>Other | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224647154 | [Redacted] | [Redacted] |  | 35193181 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>[redacted]not<br>provided |  | Final HUD/CD is missing in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-18):<br>Received<br>Final<br>HUD.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-16):<br>Please<br>review<br>copy of<br>final<br>Settlement<br>statement<br>signed by<br>all<br>parties. | 12/18/2025 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| 224647310 | [Redacted] | [Redacted] |  | 35190821 |  | Credit | Credit | Credit<br>Documentation | Guideline | The<br>Verification<br>of Rent<br>(VOR) /<br>Verification<br>of Mortgage<br>(VOM) is<br>required and<br>was not<br>found in file. |  | File is missing [redacted] months rental payment history. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-24):<br>Received<br>clarification/approval/documentation<br>from<br>lender.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-<br>12-22): A<br>VOR is<br>only<br>necessary<br>if the<br>Underwriter<br>requests<br>it. It is at<br>the<br>discretion<br>of the<br>Underwriter<br>and in<br>this case,<br>the VOR<br>was not<br>required<br>because<br>LTV is<br>below<br>[redacted]%.<br>Please<br>cancel<br>this<br>condition. | 12/24/2025 |  |  | 1 C A |  | IL | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224647349 | [Redacted] | [Redacted] |  | 35191695 |  | Credit | Income /<br>Employment | Income<br>Documentation | Missing<br>Document | REO<br>Documents<br>are missing. |  | Insurance Verification, Tax Verification missing for property [redacted] |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-23):<br>Received<br>REO<br> docs.Buyer<br>Comment<br>(2025-<br>12-19):<br>All<br>property<br>docs with<br>insurance | 12/23/2025 |  |  | 1 C A |  | FL | Second<br>Home | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224647349 | [Redacted] | [Redacted] |  | 35191725 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Borrower exception for Non-warrantable condo due to outstanding critical repairs. Counteroffer for<br>Max [redacted]% LTV/CLTV. | Borrower has been employed in the same industry for<br> more than [redacted]years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more<br>than [redacted]years.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [redacted]months PITIA or more.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Borrower has been employed in the<br>same industry for more than<br> [redacted]years.Documentation Type: [redacted]Full<br>Doc<br> Disposable Income: $[redacted]<br> Borrower has worked in the same<br>position for more than<br>[redacted]years.<br> Actual Reserves: $[redacted]<br> Required Reserves: $[redacted]<br> Borrower's Own Funds Percent:<br>[redacted]%<br> Borrower's Own Funds Amount:<br>$[redacted]<br> Guidelines Representative FICO:<br>[redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-12):<br>Lender<br>Exception<br>with<br>Compensating<br>Factors<br>provided. |  |  | 12/12/2025 | 2 B |  | FL | Second<br>Home | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224660671 | [Redacted] | [Redacted] |  | 35199142 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee<br>Tolerance<br>exceeded<br>for Loan<br>Discount<br>Points. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance<br>of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient<br>or no cure<br>was<br>provided<br>to the<br>borrower. | [redacted]% tolerance was exceeded by $[redacted]due to Loan Discount Points. No valid COC<br>provided. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-16):<br>[redacted]<br>received<br>COC<br>dated<br>[redacted]<br>Rate was<br>not<br>locked at<br>the time<br>of<br>discount<br>point fee<br>increased<br>on<br>[redacted]<br>and the<br>rate was<br>locked at<br>[redacted]%<br>on<br> [redacted].Buyer<br>Comment<br>(2025-<br>12-15):<br>see the<br>LE and<br>COC and<br>CD and<br>COC | 12/16/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224660671 | [Redacted] | [Redacted] |  | 35199162 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure<br>Provided | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee<br>Tolerance<br>exceeded<br>for Survey<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance<br>of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient<br>or no cure<br>was<br>provided<br>to the<br>borrower. | [redacted]% tolerance was exceeded by $[redacted]due to Survey Fee. No valid COC provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-18):<br>[redacted]received<br>PCCD<br> and LOEBuyer<br>Comment<br>(2025-<br>12-17):<br>PCCD,<br>LOX and<br>email<br>from title<br> Reviewer<br>Comment<br>(2025-<br>12-16):<br>[redacted]:<br>The LE<br>dated<br>[redacted]<br>that was<br>provided<br>in the<br>trailing<br>images<br>was also<br>provided<br>in the<br>original<br>loan<br>package.<br>However,<br>the<br>survey<br>fee added<br>on final<br>CD and<br>was not<br>disclosed<br>any of<br>the LE's.<br>Hence.<br>[redacted]<br>is unable<br>to<br>determine<br>from the<br>file<br>whether<br>the<br>lender or<br>title<br>company<br>required<br>the<br>survey. If<br>the<br>lender<br>required,<br>the<br>survey<br>fee then a<br>cure is<br>due to the<br>borrower.<br>If the<br>borrower-chosen<br>service<br>provider<br>further<br>outsourced<br>the<br>Survey<br>Fee, an<br>attestation<br>or<br>comment<br>on<br>exception<br>from the<br>seller is<br>needed.<br>The<br>attestation/letter<br>should<br>confirm<br>that the<br>service<br>was<br>outsourced<br>by the<br>borrower-chosen<br>provider.<br>This<br>attestation<br>would<br>allow us<br>to test the<br>fee under<br>the no<br>tolerance<br>category<br>with the<br>understanding<br>that the<br>new fee<br>added on<br>the CD<br>was<br>imposed<br>by a<br>provider<br>through<br>which the<br>borrower<br>indirectly<br>selected. | 12/18/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | Fee<br>Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund<br>Check, and<br>Corrected<br>CD A | Non<br>QM | Non<br>QM | Yes |
| 224661022 | [Redacted] | [Redacted] |  | 35200086 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender request exception of [redacted]%LTV for Cash Out Refinance of a Vacant property on<br>[redacted] program. Counteroffered to [redacted]% max LTV. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted]months.The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br> Guidelines Representative FICO:<br>[redacted]<br> Representative FICO: [redacted] | SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-16):<br>Lender<br>Exception<br>with<br>Compensating<br>Factors<br> provided.Reviewer<br>Comment<br>(2025-<br>12-12):<br>Unable to<br>downgrade/waive<br>due to<br>missing<br>sufficient<br>lender<br>compensating<br>factors. |  |  | 12/16/2025 | 2 C B |  | TX | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A |  | N/A | No |
| 224661022 | [Redacted] | [Redacted] |  | 35200095 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender requested exception that Listed for sale at time of application. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted]months.The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br> Guidelines Representative FICO:<br>[redacted]<br> Representative FICO: [redacted] | SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-16):<br>Lender<br>Exception<br>with<br>Compensating<br>Factors<br> provided.Reviewer<br>Comment<br>(2025-<br>12-12):<br>Unable to<br>downgrade/waive<br>due to<br>missing<br>sufficient<br>lender<br>compensating<br>factors. |  |  | 12/16/2025 | 2 C B |  | TX | Investment | Refinance<br>— Cash-<br>out —<br>Other | C B A |  | N/A | No |
| 224661030 | [Redacted] | [Redacted] |  | 35200497 |  | Credit | Missing<br>Document | General | Missing<br>Document | Missing<br>Document:<br>Evidence of<br>Access to<br>Funds not<br>provided |  | Evidence of Access to Funds is missing for business account ending with [redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-22):<br>Asset<br>being not<br>used for<br>qualification<br>purpose.<br>Evidence<br>of Access<br>to Funds<br>is not<br>required<br>in the<br>file.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-18):<br>PC Cert | 12/22/2025 |  |  | 1 C A |  | WA | Investment | Refinance<br>— Rate/<br>Term | C A |  | N/A | No |
| 224661032 | [Redacted] | [Redacted] |  | 35199185 |  | Credit | Title | General | Title | Title Policy<br>Coverage is<br>less than<br>Original<br>Loan<br>Amount. |  | Title policy required with the loan amount $[redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-23):<br>Received<br>supplement.<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-22):<br>Please<br>see<br>updated<br>title<br>commitment<br>showing<br>policy<br>amount<br>at<br>$[redacted] | 12/23/2025 |  |  | 1 B A |  | CO | Primary | Refinance<br>— Cash-<br>out —<br>Other | B A | Non<br>QM | Non<br>QM | No |
| 224661187 | [Redacted] | [Redacted] |  | 35200326 |  | Credit | Legal /<br>Regulatory /<br>Compliance | Title / Lien<br>Defect | Title | Title Policy<br>is<br>Preliminary<br>or<br>Commitment,<br>and not a<br>Final Title<br>Policy. |  | Final Title Policy is not provided in the file. |  |  |  | Reviewer<br>Comment<br>(2026-<br>01-05):<br>Final title<br>received. | 01/05/2026 |  |  | 1 A |  | OR | Primary | Refinance<br>— Cash-<br>out —<br>Other | B A | Non<br>QM | Non<br>QM | No |
| 224661187 | [Redacted] | [Redacted] |  | 35200334 |  | Credit | Title | General | Title | Title Policy<br>Coverage is<br>less than<br>Original<br>Loan<br>Amount. |  | Please provide the policy covering the amount $[redacted] |  |  |  | Reviewer<br>Comment<br>(2026-<br>01-05):<br>Final title<br> received.Buyer<br>Comment<br>(2025-<br>12-31):<br>Title | 01/05/2026 |  |  | 1 B A |  | OR | Primary | Refinance<br>— Cash-<br>out —<br>Other | B A | Non<br>QM | Non<br>QM | No |
| 224661379 | [Redacted] | [Redacted] |  | 35200552 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Borrower has requested exception for non-warrantable condo due to master insurance unaffiliated<br> entities/replacement coverageException has been approved with compensating factors:<br> - Loan to value [redacted]% or more under requirement<br> - FICO [redacted]points or more above requirement<br> - Total debt [redacted]% or more under requirement | Borrower has verified disposable income of at least<br> $[redacted].Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [redacted]months PITIA or more.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Documentation Type: Retirement<br> Income — Fully VerifiedDisposable Income: $[redacted]<br> Actual Reserves: $[redacted]<br> Required Reserves: $[redacted]<br> Borrower's Own Funds Percent:<br>[redacted]%<br> Borrower's Own Funds Amount:<br>$[redacted]<br> DTI: [redacted]%<br> Guideline Maximum DTI:<br>[redacted]%<br> Guidelines Representative FICO:<br>[redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-15):<br>Lender<br>Exception<br>with<br>Compensating<br>Factors<br>provided. |  |  | 12/15/2025 | 2 B |  | CA | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224664494 | [Redacted] | [Redacted] |  | 35203824 |  | Credit | Guideline | Guideline<br>Issue | Guideline | The<br>Guarantor's<br>Percent of<br>Business<br>Ownership<br>does not meet<br>guideline<br>requirements. | - % of<br>Business<br>Ownership:<br>___ | Lender requested and exception which was approved- Requesting to close in an<br>LLC and Borrower only Owns [redacted]% | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br> least [redacted]months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Guidelines Representative FICO:<br> [redacted]Representative FICO: [redacted] | SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-12):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 12/12/2025 | 2 B |  | SC | Investment | Purchase | B A |  | N/A | No |
| 224677625 | [Redacted] | [Redacted] |  | 35205770 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Borrower is requesting to use $[redacted]ESOP funds at [redacted]% of the value<br>for the Asset Qualifier program. The borrower is planning to withdrawal all of his<br>existing ESOP funds into his [redacted] account in the first quarter of [redacted]. | The representative FICO score exceeds the guideline<br> minimum by at least [redacted]points.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted]. | Exception approval in file with comp<br>factors [redacted]. | SitusAMC,Originator<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-15):<br>Exception<br>approval<br>in file<br>with<br>comp<br>factors<br>noted. |  |  | 12/15/2025 | 2 B |  | WA | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224678260 | [Redacted] | [Redacted] |  | 35205161 |  | Credit | Hazard<br>Insurance | Insufficient<br>Coverage | Hazard<br>Insurance | The Hazard<br>Insurance<br>Policy<br>effective date<br>is after the<br>funds<br>disbursed. | Hazard<br>Insurance<br>Policy<br>Effective Date<br>___;<br>Disbursement<br>Date: ___;<br>Note Date:<br>___;<br>Transaction<br>Date: ___ |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-23):<br>Cleared.<br>Received<br>correspondence<br>from title<br>stating<br>that the<br>majority<br>of funds<br>were<br>disbursed<br>on<br> [redacted].Buyer<br>Comment<br>(2025-<br>12-19):<br>Funds<br>disbursed<br>completely<br>on the<br>[redacted].<br>See<br>attached<br>letter<br>from<br>Trustpoint<br>Escrow | 12/23/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A | N/A | N/A | No |
| 224678287 | [Redacted] | [Redacted] |  | 35216231 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | [redacted]/<br>Declarations:<br>[redacted]<br>Have you or<br>will you be<br>applying for<br>any new credit<br>(e.g.,<br>installment<br>loan, credit<br>card, etc.) on<br>or before<br>closing this<br>loan that is not<br>disclosed on<br>this<br>application?<br>was entered<br>Yes. Unable<br>to determine<br>qualification<br>without this<br>information. |  | Have you applied or will you be applying for any new credit on or before closing<br>this loan that is not disclosed on this application? Borrower acknowledges 'Yes.'<br>Unable to verify new tradeline |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-19):<br>Borrower<br>opened a<br>HELOC<br>on<br>primary<br>residence<br>and it is<br>already<br>included<br> in DTI.Buyer<br>Comment<br>(2025-<br>12-17):<br>[redacted]<br> Buyer<br>Comment<br>(2025-<br>12-17):<br>Roadrunner<br>financial-<br>on credit | 12/19/2025 |  |  | 1 C A |  | AZ | Investment | Purchase | C A | N/A | N/A | No |
| 224678287 | [Redacted] | [Redacted] |  | 35216234 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | [redacted]Declarations:<br>[redacted].<br>Are you a co-<br>signer or<br>guarantor on<br>any debt or<br>loan that is not<br>disclosed on<br>this<br>application?<br>reflects Yes.<br>Missing<br>documented<br>and/or does<br>not meet<br>guideline<br>requirements. |  | Are you a co-signer or guarantor on any debt or loan that is not disclosed on this<br>application. Borrower acknowledges as Yes. Unable to verify supportive<br>document. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-19):<br>Borrower<br>opened a<br>HELOC<br>on<br>primary<br>residence<br>and it is<br>already<br>included<br> in DTI.Buyer<br>Comment<br>(2025-<br>12-17):<br>see<br>uploaded<br> Buyer<br>Comment<br>(2025-<br>12-17):<br>Borrowers<br>opened a<br>HELOC | 12/19/2025 |  |  | 1 C A |  | AZ | Investment | Purchase | C A | N/A | N/A | No |
| 224678287 | [Redacted] | [Redacted] |  | 35216236 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | [redacted]/<br>Declarations:<br>[redacted].<br>Have you or<br>will you be<br>applying for<br>any new credit<br>(e.g.,<br>installment<br>loan, credit<br>card, etc.) on<br>or before<br>closing this<br>loan that is not<br>disclosed on<br>this<br>application?<br>was entered<br>Yes. Unable<br>to determine<br>qualification<br>without this<br>information. |  | Have you applied or will you be applying for any new credit on or before closing<br>this loan that is not disclosed on this application? Borrower acknowledges 'Yes.'<br>Unable to verify new tradeline |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-19):<br>Borrower<br>opened a<br>HELOC<br>on<br>primary<br>residence<br>and it is<br>already<br>included<br> in DTI.Buyer<br>Comment<br>(2025-<br>12-17):<br>see<br>uploaded | 12/19/2025 |  |  | 1 C A |  | AZ | Investment | Purchase | C A | N/A | N/A | No |
| 224678287 | [Redacted] | [Redacted] |  | 35216240 |  | Credit | Loan Package<br>Documentation | Application /<br>Processing | Loan Package<br>Documentation | [redacted]Declarations:<br>[redacted].<br>Are you a co-<br>signer or<br>guarantor on<br>any debt or<br>loan that is not<br>disclosed on<br>this<br>application?<br>reflects Yes.<br>Missing<br>documented<br>and/or does<br>not meet<br>guideline<br>requirements. |  | Are you a co-signer or guarantor on any debt or loan that is not disclosed on this<br>application. Borrower acknowledges as Yes. Unable to verify supportive<br>document. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-19):<br>Borrower<br>opened a<br>HELOC<br>on<br>primary<br>residence<br>and it is<br>already<br>included<br> in DTI.Buyer<br>Comment<br>(2025-<br>12-17):<br>see<br>uploaded | 12/19/2025 |  |  | 1 C A |  | AZ | Investment | Purchase | C A | N/A | N/A | No |
| 224678297 | [Redacted] | [Redacted] |  | 35216114 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee Tolerance<br>exceeded.<br>Total amount<br>of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted]plus<br>[redacted]%<br>or $[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to<br>the borrower. | [redacted]Percent Fee Tolerance exceeded. Total amount of $[redacted]exceeds<br>tolerance of $[redacted]plus [redacted]% or $[redacted]. $[redacted]over legal<br>limit. No cure was provided to the borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-23):<br>Upon<br>further<br>review<br>consumer<br>within<br>[redacted]%<br>tolerance<br> requirements.Buyer<br>Comment<br>(2025-<br>12-22):<br>Can you<br>please<br>clarify<br>which<br>fees are<br>out of<br>tolerance. | 12/23/2025 |  |  | 1 C A |  | FL | Primary | Purchase | Fee Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund Check,<br>and Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224678297 | [Redacted] | [Redacted] |  | 35216115 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee Tolerance<br>exceeded for<br>Transfer Tax.<br>Fee Amount<br>of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to<br>the borrower. | Transfer Tax Fee Amount of $[redacted]exceeds tolerance of $[redacted].<br>$[redacted]over legal limit. No cure was provided to the borrower. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-23):<br>Sufficient<br>cure<br>provided.<br>Full cure<br>amount<br>for<br>tolerance<br>violation<br>was<br>provided<br>at or<br>before<br>closing<br>(on final<br>CD)<br>resulting<br>in a<br>cleared<br> exception.Buyer<br>Comment<br>(2025-<br>12-22):<br>Please<br>see the<br>final CD<br>where<br>there is a<br>cure for<br>$[redacted]. | 12/23/2025 |  |  | 1 C A |  | FL | Primary | Purchase | Fee Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund Check,<br>and Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224678297 | [Redacted] | [Redacted] |  | 35216139 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender Exception for Non-Warrantable Condo due to Pending Litigation without<br>a current attorney status letter or insurance claim confirmation. | The representative FICO score exceeds the guideline<br> minimum by at least [redacted]points.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br>least [redacted]months.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted]. | Exception approved with comp factors<br>cited. | SitusAMC,Originator<br> SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-15):<br>Exception<br>approved<br>with<br>comp<br>factors<br>cited. |  |  | 12/15/2025 | 2 B |  | FL | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224678297 | [Redacted] | [Redacted] |  | 35294753 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee Tolerance<br>exceeded for<br>Transfer Tax.<br>Fee Amount<br>of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-23):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/23/2025 |  | 1 A |  | FL | Primary | Purchase | Final CD<br>evidences<br>Cure B A | Non<br>QM | Non<br>QM | Yes |
| 224678717 | [Redacted] | [Redacted] |  | 35231225 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-23):<br>E-Sign<br>Consent<br>Agreement<br>received.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-19):<br>PC Cert | 12/23/2025 |  |  | 1 C A |  | AZ | Second<br>Home | Purchase | C A | Safe<br>Harbor<br>QM<br>(APOR) | Safe<br>Harbor<br>QM<br>(APOR) | No |
| 224678747 | [Redacted] | [Redacted] |  | 35216580 |  | Credit | Asset | Asset<br>Calculation /<br>Analysis | Asset | Available for<br>Closing is<br>insufficient to<br>cover<br>[redacted]From<br>Borrower. |  | Documentation for [redacted]account with $[redacted]not provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-22):<br>Bank<br>Statement<br>already<br>in file.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-19):<br>PC Cert | 12/22/2025 |  |  | 1 C A |  | OH | Investment | Purchase | C A |  | N/A | No |
| 224678747 | [Redacted] | [Redacted] |  | 35216614 |  | Credit | Credit | AUS<br>Discrepancy /<br>Guidelines<br>Discrepancy | Guideline | Guideline<br>Requirement:<br>PITIA<br>reserves<br>months<br>discrepancy. |  | Reserve requirement not met due to documentation for [redacted]account with<br>$[redacted]not being provided in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-22):<br>Bank<br>Statement<br>already<br>in file.<br>Exception<br> Cleared.Buyer<br>Comment<br>(2025-<br>12-19):<br>PC Cert<br>submitted | 12/22/2025 |  |  | 1 C A |  | OH | Investment | Purchase | C A |  | N/A | No |
| 224693576 | [Redacted] | [Redacted] |  | 35237132 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Final<br>Closing<br>Disclosure<br>Amount<br>Financed Test | TILA-RESPA<br>Integrated<br>Disclosure —<br>Loan<br>Calculations:<br>Final Closing<br>Disclosure<br>provided on<br>[redacted]<br>disclosed an<br>Amount<br>Financed<br>disclosed an<br>inaccurate<br>Amount<br>Financed. The<br>disclosed<br>Amount<br>Financed in<br>the amount of<br>$[redacted]is<br>over disclosed<br>by<br>$[redacted]compared<br>to the<br>calculated<br>Amount<br>Financed of<br>$[redacted]<br>and the<br>disclosed<br>Finance<br>Charge is not<br>accurate<br>within<br>applicable<br>tolerances for<br>Amount<br>Financed to be<br>considered<br>accurate (fee<br>amounts<br>included in<br>Amount<br>Financed and<br>Finance<br>Charge<br>calculations<br>are based on<br>Closing<br>Disclosure<br>dated<br>[redacted]). | Final closing disclosure disclosed amount financed in the amount of $[redacted]is<br>over disclosed by $[redacted]compared to the calculated amount financed of<br>$[redacted]and the disclosed finance charge is not accurate within applicable<br>tolerances for amount financed to be considered accurate. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-23):<br>[redacted]<br>received<br>PCCD<br> and LOE.Buyer<br>Comment<br>(2025-<br>12-22):<br>PCCD |  | 12/23/2025 |  | 2 C B |  | TX | Primary | Purchase | TILA Material<br>Disclosure<br>Cure —<br>Provide the<br>following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Corrected CD,<br>and Re-open<br>Rescission<br>(required on<br>rescindable<br>transactions) B | Non<br>QM | Non<br>QM | Yes |
| 224693576 | [Redacted] | [Redacted] |  | 35237133 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID Final<br>Closing<br>Disclosure<br>Finance<br>Charge | TILA-RESPA<br>Integrated<br>Disclosure —<br>Loan<br>Calculations:<br>Final Closing<br>Disclosure<br>provided on<br>[redacted]<br>disclosed an<br>inaccurate<br>Finance<br>Charge on<br>page<br>[redacted]that<br>does not<br>match the<br>actual Finance<br>Charge for the<br>loan. The<br>disclosed<br>Finance<br>Charge in the<br>amount of<br>$[redacted]is<br>under<br>disclosed by<br>$[redacted]compared<br>to the<br>calculated<br>Finance<br>Charge of<br>$[redacted]which<br>exceeds the<br>$[redacted]threshold<br>(fee amounts<br>included in<br>Finance<br>Charge<br>calculation are<br>based on<br>Closing<br>Disclosure<br>dated<br>[redacted]). | Final closing disclosure disclosed finance charge in the amount of $[redacted]is<br>under disclosed by $[redacted]compared to the calculated finance charge of<br>$[redacted]which exceeds the $[redacted]threshold. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-23):<br>[redacted]<br>received<br>PCCD<br> and LOE.Buyer<br>Comment<br>(2025-<br>12-22):<br>pccd<br>submitted |  | 12/23/2025 |  | 2 C B |  | TX | Primary | Purchase | TILA Material<br>Disclosure<br>Cure —<br>Provide the<br>following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Refund check<br>for<br>underdisclosed<br>amount,<br>Corrected CD,<br>and Re-open<br>Rescission<br>(required on<br>rescindable<br>transactions) B | Non<br>QM | Non<br>QM | Yes |
| 224693576 | [Redacted] | [Redacted] |  | 35237134 |  | Compliance | Compliance | Federal<br>Compliance | TRID Defect | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>Without<br>Sufficient<br>Cure Provided | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee Tolerance<br>exceeded for<br>Administration<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>$[redacted]over<br>legal limit.<br>Insufficient or<br>no cure was<br>provided to<br>the borrower. | Administration Fee increased from $[redacted]to $[redacted], an increase of<br>$[redacted], without a valid changed circumstance document in file. No cure<br>provided. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-23):<br>[redacted]<br>received<br>post CD<br>and<br> LOX.Buyer<br>Comment<br>(2025-<br>12-22):<br>pccd<br>submitted | 12/23/2025 |  |  | 1 C A |  | TX | Primary | Purchase | Fee Tolerance<br>Refund<br>Provide the<br>Following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery,<br>Copy of<br>Refund Check,<br>and Corrected<br>CD B A | Non<br>QM | Non<br>QM | Yes |
| 224693576 | [Redacted] | [Redacted] |  | 35237148 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-24):<br>E-Sign<br>Consent<br>Agreement<br> received.Buyer<br>Comment<br>(2025-<br>12-22):<br>econsent | 12/24/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C B A | Non<br>QM | Non<br>QM | No |
| 224693582 | [Redacted] | [Redacted] |  | 35238746 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender requested an exception which was approved to Max [redacted]% LTV<br>with non-occupant co-borrower; requesting [redacted]% LTV | Borrower has verified disposable income of at least<br> $[redacted].Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [redacted]months PITIA or more.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Documentation Type: Asset Depletion<br> (No DTI)Disposable Income: $[redacted]<br> Actual Reserves: $[redacted]<br> Required Reserves: $[redacted]<br> Borrower's Own Funds Percent:<br>[redacted]%<br> Borrower's Own Funds Amount:<br>$[redacted]<br> Guidelines Representative FICO:<br>[redacted]<br> Representative FICO: [redacted] | SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-16):<br>Lender<br>Exception<br>with<br>Compensating<br>Factors<br>provided. |  |  | 12/16/2025 | 2 B |  | OH | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224693582 | [Redacted] | [Redacted] |  | 35240523 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | Fee disclosed was last disclosed as $[redacted]on LE but disclosed as<br>$[redacted]on Final Closing Disclosure. File does not contain a valid COC for<br>this fee, nor evidence of cure in file. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-15):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/15/2025 |  | 1 A |  | OH | Primary | Purchase | Final CD<br>evidences<br>Cure B A | Non<br>QM | Non<br>QM | Yes |
| 224693582 | [Redacted] | [Redacted] |  | 35249861 |  | Compliance | Compliance | State<br>Compliance | Misc. State<br>Level | Ohio<br>Consumer<br>Sales<br>Practices Act<br>(Right Not To<br>Close<br>Disclosure<br>Not Provided<br>Timely) | [redacted]Consumer<br>Sales<br>Practices Act:<br>Borrower not<br>provided<br>Right Not To<br>Close<br>Disclosure at<br>Closing. | Security Instrument date [redacted] Notary date [redacted]. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-23):<br>Received<br>required<br>documentation.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-<br>12-23):<br>[redacted]did<br>not sign<br>the<br>mortgage<br>because<br>he's a<br>non-titled<br>individual.<br>[redacted]signed<br>his<br>required<br>documentation<br>on<br>[redacted]<br>and then<br>it was all<br>sent to<br>[redacted]for<br>their<br>signature<br>on<br>[redacted].<br>Documentation<br>needed to<br>be dated<br>as of<br>earliest<br>signer,<br>which it<br>was.<br>Please<br>cancel<br>condition.<br> Reviewer<br>Comment<br>(2025-<br>12-23):<br>Based on<br>lenders<br>rebuttal,<br>there<br>should be<br>a<br>signature<br>for<br>[redacted]on<br>the<br>security<br>instrument<br>which is<br>missing.<br>The<br>initial<br>issue is<br>the<br>borrower's<br>did not<br>sign the<br>security<br>instrument<br>until<br>[redacted]<br>with a<br>security<br>instrument<br>date of<br>[redacted]<br>and the<br>disclosure<br>was also<br>signed on<br>[redacted].<br>Condition<br>remains.<br> Buyer<br>Comment<br>(2025-<br>12-22):<br>notary<br>page<br> Buyer<br>Comment<br>(2025-<br>12-22):<br>The docs<br>were a<br>split<br>signing.<br>[redacted]signed<br>in FL and<br>[redacted]signed<br>in<br>[redacted]with<br>spouse.<br>See<br>attached<br>[redacted]notary<br>page<br> Reviewer<br>Comment<br>(2025-<br>12-22):<br>Note<br>dated<br>[redacted]<br>Security<br>Instrument<br>date<br>[redacted]<br>Notary<br>date<br>[redacted].<br>Exception <br>remains.<br> Buyer<br>Comment<br>(2025-<br>12-18):<br>The<br>mortgage<br>was<br>dated on<br>the same<br>date as<br>the<br>notary<br>date.<br>please<br>cancel<br>condition. | 12/23/2025 |  |  | 1 B A |  | OH | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224693839 | [Redacted] | [Redacted] |  | 35236722 |  | Compliance | Compliance | State<br>Compliance | State HPML | [redacted]<br>Subprime<br>Home Loan<br>Threshold<br>Fixed<br>Compliant | [redacted]<br>Subprime<br>Loan: APR on<br>subject loan of<br>[redacted]%<br>or Final<br>Disclosure<br>APR of<br>[redacted]% is<br>in excess of<br>allowable<br>threshold of<br>Prime<br>Mortgage<br>Market Rate<br>[redacted]+<br>[redacted]%,<br>or<br>[redacted]%.<br>Compliant<br>SubPrime<br>Loan. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-31):<br>[redacted].<br>Client<br>asked to<br> clear.Reviewer<br>Comment<br>(2025-<br>12-23):<br>Exception<br>is an<br>[redacted].<br>DD<br>normally<br>does not<br>clear or<br>cancel<br>these<br>citings.<br> Buyer<br>Comment<br>(2025-<br>12-23):<br>Please<br>see<br>comment<br>on<br>counseling<br>condition<br>to clear.<br> Reviewer<br>Comment<br>(2025-<br>12-23):<br>Received<br>Counseling<br>Disclosure<br>dated[redacted]<br>is after<br>initial<br>application<br>date<br>[redacted].<br>Exception<br>remains.<br> Buyer<br>Comment<br>(2025-<br>12-19):<br>Please<br>see<br>documentation<br>uploaded<br>today to<br>clear. | 12/31/2025 |  |  | 1 B A |  | NY | Primary | Refinance<br>— Cash-<br>out —<br>Other | (Limited Use<br>Bona Fide<br>Errors —<br>Compliance<br>and Client<br>Approval<br>Required)<br>With no time<br>limit for which<br>a cure may be<br>made, provide:<br>(1) Legal<br>opinion from<br>originating<br>lender with<br>loan-specific<br>details on how<br>a high-cost<br>loan was made<br>despite<br>procedures to<br>prevent and<br>confirms (i)<br>the failure<br>constitutes a<br>bona fide error<br>for the<br>jurisdiction in<br>which the<br>property is<br>located, and<br>(ii) that the<br>lender has not<br>received any<br>notice from<br>the borrower<br>of the failure;<br>(2) procedures<br>or explanation<br>of controls in<br>place to<br>prevent such<br>errors; (3)<br>client written<br>approval<br>accepting use<br>of the bona<br>fide error cure;<br>(4) Letter of<br>Explanation to<br>borrower; (5)<br>refund of<br>amount over<br>the subprime<br>home loan<br>threshold<br>maximum;<br>and (6) proof<br>of mailing<br>(must be in<br>transit with<br>courier). Note,<br>a cure may not<br>be accepted if<br>the seller/<br>lender has<br>certified a fix<br>has been made<br>to their system<br>and the same<br>issue<br>continues to<br>occur after the<br>fix has been<br>put into place. | Non<br>QM | Non<br>QM | Yes |
| 224693839 | [Redacted] | [Redacted] |  | 35236799 |  | Credit | Credit | Credit<br>Calculation /<br>Analysis | Guideline | Guideline<br>Requirement:<br>Representative<br>FICO score<br>discrepancy. | Representative<br>FICO score of<br>___ is less<br>than Guideline<br>representative<br>FICO score of<br>___. | Lender exception for FICO score of [redacted]is less than Guideline<br>representative FICO score of [redacted]. | Borrower has been employed in the same industry for<br> more than [redacted]years.Borrower has owned the subject property for at least<br>[redacted]years.<br> Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more than<br>[redacted]years.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br>least [redacted]months.<br> The Combined Loan to Value (CLTV) on the loan is less<br>than the guideline maximum by at least [redacted]%.<br> The Loan to Value (LTV) on the loan is less than the<br>guideline maximum by at least [redacted]%. | Borrower has been employed in the<br>same industry for more than<br> [redacted]years.Reserves: [redacted]<br> Guideline Requirement: [redacted] | Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-16):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 12/16/2025 | 2 B |  | NY | Primary | Refinance<br>— Cash-<br>out —<br>Other | B A | Non<br>QM | Non<br>QM | No |
| 224695360 | [Redacted] | [Redacted] |  | 35232523 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | The lender exception has been requested for CPA letter and cash flow analysis<br>normally required when using funds held in a business account. The exception is<br>approved with subject to meeting all other signature expanded guideline<br>requirements. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br> least [redacted]months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br> Guidelines Representative FICO:<br>[redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-16):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 12/16/2025 | 2 B |  | WA | Investment | Purchase | B A |  | N/A | No |
| 224701266 | [Redacted] | [Redacted] |  | 35241765 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | [redacted]approved exception to use [redacted]funds for passive asset utilization<br>income. Borrower requesting to use a large deposit of $[redacted]gift from the<br>same of a property solely in the name of her husband. Dispositioned with max<br>[redacted]% LTV. | Borrower has been employed in the same industry for<br> more than [redacted]years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more than<br>[redacted]years.<br> Borrower's monthly mortgage payment has decreased by<br>at least [redacted]%.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br>least [redacted]months.<br> The Combined Loan to Value (CLTV) on the loan is less<br>than the guideline maximum by at least [redacted]%.<br> The Loan to Value (LTV) on the loan is less than the<br>guideline maximum by at least [redacted]%.<br> The refinance has decreased the borrower's monthly debt<br>payments by [redacted]% or more.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Borrower has been employed in the<br>same industry for more than<br> [redacted]years.Documentation Type: [redacted]Full<br>Doc<br> Disposable Income: $[redacted]<br> Borrower has worked in the same<br>position for more than [redacted]years.<br> Prior Housing Expense: $[redacted]<br> Proposed Housing Expense:<br>$[redacted]<br> Reserves: [redacted]<br> Guideline Requirement: [redacted]<br> Combined Loan to Value: [redacted]%<br> Guideline Maximum Combined Loan<br>to Value: [redacted]%<br> Loan to Value: [redacted]%<br> Guideline Maximum Loan to Value:<br>[redacted]%<br> Loan Purpose: [redacted]<br> Monthly Debt Reduction: -[redacted]%<br> Guidelines Representative FICO:<br>[redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-16):<br>Lender<br>Exception<br>with<br>Compensating<br>Factors<br>provided. |  |  | 12/16/2025 | 2 B |  | CA | Primary | Refinance<br>— Rate/<br>Term | B A | Non<br>QM | Non<br>QM | No |
| 224701266 | [Redacted] | [Redacted] |  | 35241775 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | Credit report fee amount of $[redacted]exceeds tolerance of $[redacted].<br>Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-16):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/16/2025 |  | 1 A |  | CA | Primary | Refinance<br>— Rate/<br>Term | Final CD<br>evidences<br>Cure B A | Non<br>QM | Non<br>QM | Yes |
| 224705486 | [Redacted] | [Redacted] |  | 35247713 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception request for borrower being short required reserves by<br>[redacted]months is approved. However, borrower provided sufficient reserves to<br>negate the request. | Borrower has been employed in the same industry for<br> more than [redacted]years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more than<br>[redacted]years.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [redacted]months PITIA or more.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Borrower has been employed in the<br>same industry for more than<br> [redacted]years.Documentation Type: [redacted]Bank<br>Statement<br> Disposable Income: $[redacted]<br> Actual Reserves: $[redacted]<br> Required Reserves: $[redacted]<br> Borrower's Own Funds Percent:<br>[redacted]%<br> Borrower's Own Funds Amount:<br>$[redacted]<br> Guidelines Representative FICO:<br>[redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-17):<br>Lender<br>Exception<br>with<br>Compensating<br>Factors<br>provided. |  |  | 12/17/2025 | 2 B |  | CA | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224705486 | [Redacted] | [Redacted] |  | 35247722 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee Tolerance<br>exceeded for<br>Appraisal Fee.<br>Fee Amount<br>of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | Appraisal fee amount of $[redacted]exceeds tolerance of $[redacted]. Sufficient<br>or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-16):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/16/2025 |  | 1 A |  | CA | Primary | Purchase | Final CD<br>evidences<br>Cure B A | Non<br>QM | Non<br>QM | Yes |
| 224705486 | [Redacted] | [Redacted] |  | 35247723 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee Tolerance<br>exceeded for<br>Appraisal<br>Review Fee.<br>Fee Amount<br>of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | Appraisal review fee amount of $[redacted]exceeds tolerance of $[redacted].<br>Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-16):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/16/2025 |  | 1 A |  | CA | Primary | Purchase | Final CD<br>evidences<br>Cure B A | Non<br>QM | Non<br>QM | Yes |
| 224705833 | [Redacted] | [Redacted] |  | 35245985 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee Tolerance<br>exceeded for<br>Credit Report<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | Lender cure provided on final CD for Credit Report Fee increase. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-16):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/16/2025 |  | 1 A |  | FL | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224706012 | [Redacted] | [Redacted] |  | 35249993 |  | Credit | Disclosure | Missing<br>Document | Disclosure | E-sign<br>Consent<br>Agreement is<br>missing. |  |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-23):<br>E-Sign<br>Consent<br>Agreement<br> received.Buyer<br>Comment<br>(2025-<br>12-19):<br>econsent | 12/23/2025 |  |  | 1 C A |  | WA | Primary | Purchase | C A | Non<br>QM | Non<br>QM | No |
| 224709546 | [Redacted] | [Redacted] |  | 35253664 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee Tolerance<br>exceeded.<br>Total amount<br>of<br>$[redacted]exceeds<br>tolerance of<br>$[redacted]plus<br>[redacted]%<br>or $[redacted].<br>Sufficient or<br>excess cure<br>was provided<br>to the<br>borrower at<br>Closing. | Total fee amount of $[redacted]exceeds tolerance of $[redacted]plus [redacted]%<br>or $[redacted]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-17):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/17/2025 |  | 1 A |  | MA | Second<br>Home | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224710929 | [Redacted] | [Redacted] |  | 35257036 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender requested an exception which was approved for borrower does not meet<br>minimum tradeline requirement. Borrower has [redacted]tradeline and is unable<br>to get the add'l tradelines per guides. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br> least [redacted] months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted]. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br> Borrower's Own Funds Percent:<br>[redacted]%<br> Borrower's Own Funds Amount:<br>$[redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-19):<br>Lender<br>Exception<br>with<br>Compensating<br>Factors<br>provided. |  |  | 12/19/2025 | 2 B |  | AL | Investment | Purchase | B A |  | N/A | No |
| 224710929 | [Redacted] | [Redacted] |  | 35257058 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender requested an exception which was approved for borrower is a non-<br>permanent resident alien using EAD card. Looking for an exception as borrower<br>does not have rental mgmt. experience (requirements under EAD card section). | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br> least [redacted] months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted]. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br> Borrower's Own Funds Percent:<br>[redacted]%<br> Borrower's Own Funds Amount:<br>$[redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-19):<br>Lender<br>Exception<br>with<br>Compensating<br>Factors<br>provided. |  |  | 12/19/2025 | 2 B |  | AL | Investment | Purchase | B A |  | N/A | No |
| 224710941 | [Redacted] | [Redacted] |  | 35252690 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | The lender exception has been approved for Requesting LTV to [redacted]% max<br>allowed is [redacted]% — Section [redacted]: Rurally Designated Properties<br>(Rural investment property is not eligible on Investor Cash Flow/[redacted]<br>program, and Purchase: [redacted]LTV/CLTV). The exception is approved with<br>Max [redacted]% LTV/CLTV, Min [redacted], Document reserve requirement as<br>within Signature Expanded [redacted]guidelines, Utilize the lesser of actual rents<br>or fair market rents as determined by the appraiser, Credit Committee to review<br>for occupancy subject appears to be superior to applicants' primary residence,<br>Subject to meeting all other Signature Expanded guideline requirements. Any<br>loan attribute limit listed above is a requirement to maintain the exception<br>approval. Compensating factors: FICO [redacted]points or more above<br>requirement, [redacted]Consumer Debt. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by at<br> least [redacted]months.The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points.<br> Miscellaneous | Guidelines Representative FICO:<br> [redacted]Representative FICO: [redacted]<br> Minimal consumer debt. | SitusAMC<br> Aggregator,SitusAMC<br> Aggregator | Reviewer<br>Comment<br>(2025-<br>12-19):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 12/19/2025 | 2 B |  | PA | Investment | Refinance<br>— Cash-<br>out —<br>Other | B A |  | N/A | No |
| 224710944 | [Redacted] | [Redacted] |  | 35257693 |  | Compliance | Compliance | Federal<br>Compliance | Federal HPML | (Fed HPML<br>Provision)<br>Federal<br>Higher-Priced<br>Mortgage<br>Loan (Timing<br>of Appraisal<br>to Consumer) | TILA HPML<br>Appraisal<br>Rule<br>[redacted]:<br>Creditor did<br>not provide a<br>copy of each<br>valuation to<br>applicant[redacted]business<br>days prior to<br>consummation. | Creditor did not provide a copy of each valuation to applicant [redacted]business<br>days prior to consummation. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-24):<br>Details<br>for<br>appraisal<br>delivery<br>corrected<br>as per<br>document<br>available<br>in file.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-23):<br>please<br>see doc<br>[redacted].<br>borrower<br>viewed<br>on<br>[redacted],<br>loan<br>closed on<br>[redacted] | 12/24/2025 |  |  | 1 C A |  | MA | Primary | Refinance<br>— Cash-<br>out —<br>Other | C B A | Non<br>QM | Non<br>QM | No |
| 224710944 | [Redacted] | [Redacted] |  | 35257705 |  | Compliance | Compliance | Federal<br>Compliance | Federal HPML | Federal<br>HPML<br>[redacted]Non<br>Compliant | Federal<br>Higher-Priced<br>Mortgage<br>Loan: APR on<br>subject loan of<br>[redacted]%<br>or Final<br>Disclosure<br>APR of<br>[redacted]% is<br>equal to or<br>greater than<br>the threshold<br>of APOR<br>[redacted]% +<br>[redacted]%,<br>or<br>[redacted]%.<br>Non-<br>Compliant<br>Higher Priced<br>Mortgage<br>Loan. | Calculated [redacted]Percentage Rate is [redacted]% and Final Closing<br>Disclosure [redacted]Percentage Rate is [redacted]%, [redacted]Percentage Rate<br>Variance is [redacted]%. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-24):<br>Details<br>for<br>appraisal<br>delivery<br>corrected<br>as per<br>document<br>available<br>in file.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-23):<br>please<br>see doc<br>[redacted].<br>borrower<br>viewed<br>on<br>[redacted],<br>loan<br>closed on<br>[redacted] | 12/24/2025 |  |  | 1 C A |  | MA | Primary | Refinance<br>— Cash-<br>out —<br>Other | C B A | Non<br>QM | Non<br>QM | No |
| 224710944 | [Redacted] | [Redacted] |  | 35257706 |  | Compliance | Compliance | State<br>Compliance | State HPML | [redacted]HPML<br>Threshold<br>Test Non-<br>Compliant | [redacted]Higher-Priced<br>Mortgage<br>Loan: APR on<br>subject loan of<br>[redacted]%<br>or Final<br>Disclosure<br>APR of<br>[redacted]% is<br>equal to or<br>greater than<br>the threshold<br>of APOR<br>[redacted]% +<br>[redacted]%,<br>or<br>[redacted]%<br>Non-<br>Compliant<br>Higher Priced<br>Loan. | Calculated [redacted]Percentage Rate is [redacted]% and Final Closing<br>Disclosure Annual Percentage Rate is [redacted]%, [redacted]Percentage Rate<br>Variance is [redacted]%. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-24):<br>Details<br>for<br>appraisal<br>delivery<br>corrected<br>as per<br>document<br>available<br>in file.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-23):<br>please<br>see doc<br>[redacted].<br>borrower<br>viewed<br>on<br>[redacted],<br>loan<br>closed on<br>[redacted] | 12/24/2025 |  |  | 1 C A |  | MA | Primary | Refinance<br>— Cash-<br>out —<br>Other | No obvious<br>cure C B A | Non<br>QM | Non<br>QM | No |
| 224710944 | [Redacted] | [Redacted] |  | 35257708 |  | Compliance | Compliance | State<br>Compliance | State HPML | (State HPML<br>Provision)<br>Massachusetts<br>Higher-Priced<br>Mortgage<br>Loan (Loan<br>Exceeds<br>HPML<br>Thresholds<br>and failed One<br>or More<br>Federal<br>HPML<br>Provisions<br>Making Loan<br>a Non-<br>Compliant<br>MA HPML —<br>Refer to<br>Federal<br>HPML<br>Exceptions for<br>more details) | [redacted]Higher-Priced<br>Mortgage<br>Loan: Federal<br>HPML Not<br>Compliant.<br>Refer to failed<br>messages for<br>Federal<br>HPML for<br>more details. | Creditor did not provide a copy of each valuation to applicant [redacted] business<br>days prior to consummation. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-24):<br>Details<br>for<br>appraisal<br>delivery<br>corrected<br>as per<br>document<br>available<br>in file.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-23):<br>please<br>see doc<br>[redacted].<br>borrower<br>viewed<br>on<br>[redacted]),<br>loan<br>closed on<br>[redacted] | 12/24/2025 |  |  | 1 C A |  | MA | Primary | Refinance<br>— Cash-<br>out —<br>Other | C B A | Non<br>QM | Non<br>QM | No |
| 224710944 | [Redacted] | [Redacted] |  | 35257714 |  | Compliance | Compliance | Federal<br>Compliance | TILA Right-<br>to-Cancel<br>Missing,<br>Incorrect,<br>Incomplete<br>and/or<br>provided on<br>the wrong<br>form | Incorrect<br>Right To<br>Cancel Form<br>Used — H-9<br>Used on Non<br>Same Lender<br>Refinance | Truth in<br>Lending Act:<br>Notice of<br>Right to<br>Cancel was<br>not executed<br>on the proper<br>Model Form<br>for a refinance<br>by a creditor<br>that is not<br>considered the<br>original<br>creditor. The<br>H-<br>[redacted]form<br>was used, the<br>H-<br>[redacted]form<br>should have<br>been used. | Right to Cancel was issued on incorrect form. TILA [redacted]- Provide the<br>following: Letter of Explanation, Proof of Delivery, and Re-open Rescission<br>using the correct model form. H-[redacted]Form must be used as lender is not the<br>same as originating lender. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-24):<br>Details<br>corrected<br>as current<br>lender<br>and prior<br>lender<br>both are<br>same.<br>Exception<br> cleared.Buyer<br>Comment<br>(2025-<br>12-23):<br>please<br>see title<br>commitment<br>Schedule<br>B doc<br>[redacted]page<br>[redacted].<br>original<br>creditor<br>was<br>[redacted].<br>correct<br>RTC<br>form<br>signed. | 12/24/2025 |  |  | 1 C A |  | MA | Primary | Refinance<br>— Cash-<br>out —<br>Other | TILA ROR —<br>Provide the<br>following:<br>Letter of<br>Explanation,<br>Proof of<br>Delivery, and<br>Re-open<br>Rescission<br>using the<br>correct model<br>form C B | Non<br>QM | Non<br>QM | Yes |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Loan<br>Exception<br>ID** | **Exception<br>Date** | **Exception<br>Type** | **Exception<br>Category** | **Exception<br>Subcategory** | **15E Category** | **Exception** | **Exception<br>Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up<br>Comments** | **Cleared<br>Date** | **Cured<br>Date** | **Waived<br>Date** | **Exception<br>Level<br>Grade** | **Note<br>Date** | **Property<br>State** | **Occupancy** | **Purpose** | **Exception<br>Remediation** | **Originator QM<br>ATR Status** | **TPR QM<br>ATR<br>Status** | **Is<br>Curable** |
| 224710944 | [Redacted] | [Redacted] |  | 35303944 |  | Compliance | Compliance | State<br>Compliance | State HPML | [redacted]HPML<br>Threshold<br>Test<br>Compliant | [redacted]Higher-Priced<br>Mortgage<br>Loan: APR<br>on subject<br>loan of<br>[redacted]%<br>or Final<br>Disclosure<br>APR of<br>[redacted]%<br>is equal to<br>or greater<br>than the<br>threshold<br>of APOR<br>[redacted]%<br>+<br>[redacted]%,<br>or<br>[redacted]%<br>Compliant<br>Higher<br>Priced<br>Loan. | APR on subject loan of [redacted]% or Final<br>Disclosure APR of [redacted]% is equal to or greater<br>than the threshold of APOR [redacted]% +<br>[redacted]%, or [redacted]% Compliant Higher<br>Priced Loan. |  |  |  | Buyer<br>Comment<br>(2025-<br>12-24):<br>Okay to<br>waive per<br>internal<br>[redacted]<br>approval |  |  | 12/24/2025 | 2 B |  | MA | Primary | Refinance<br>— Cash-<br>out —<br>Other | No<br>obvious<br>cure C B A | Non<br>QM | Non<br>QM | No |
| 224712980 | [Redacted] | [Redacted] |  | 35263785 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee<br>Tolerance<br>exceeded<br>for<br>Appraisal<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance<br>of<br>$[redacted].<br>Sufficient<br>or excess<br>cure was<br>provided<br>to the<br>borrower<br>at Closing. | Appraisal fee amount of $[redacted]exceeds tolerance<br>of $[redacted]. Sufficient or excess cure was<br>provided to the borrower at Closing. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-18):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/18/2025 |  | 1 A |  | NC | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224712999 | [Redacted] | [Redacted] |  | 35269621 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Approved Exception: Borrower FTHB Status buying<br>an investment property and Document evidence most<br>recent [redacted]-months rental payment history<br>[redacted] With Compensating Factors: Max<br>[redacted]% LTV/CLTV and Reserves [redacted]+<br>months. | Borrower has been employed in the same industry for<br> more than [redacted]years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more<br>than [redacted]years.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [redacted]months PITIA or more.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Borrower has been employed in the<br>same industry for more than<br> [redacted]years.Documentation Type: [redacted]Bank<br>Statement<br> Disposable Income: $[redacted]<br> Borrower has worked in the same<br>position for more than<br>[redacted]years.<br> Actual Reserves: $[redacted]<br> Required Reserves: $[redacted]<br> Borrower's Own Funds Percent:<br>[redacted]%<br> Borrower's Own Funds Amount:<br>$[redacted]<br> DTI: [redacted]%<br> Guideline Maximum DTI:<br>[redacted]%<br> Guidelines Representative FICO:<br>[redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-22):<br>Lender<br>Exception<br>with<br>Compensating<br>Factors<br>provided. |  |  | 12/22/2025 | 2 B |  | PA | Investment | Purchase | B A | N/A | N/A | No |
| 224713435 | [Redacted] | [Redacted] |  | 35273009 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | The lender exception has been requested for rurally<br>designated properties. The exception is approved<br>with subject to meeting all other signature expanded<br>guideline requirements. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted]months.Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Reserves: [redacted]<br> Guideline Requirement: [redacted]<br> Guidelines Representative FICO:<br>[redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-22):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 12/22/2025 | 2 B |  | NC | Investment | Purchase | B A |  | N/A | No |
| 224716860 | [Redacted] | [Redacted] |  | 35284220 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]Percent<br>Fee<br>Tolerance<br>exceeded<br>for<br>Appraisal<br>Review<br>Fee. Fee<br>Amount of<br>$[redacted]exceeds<br>tolerance<br>of<br>$[redacted].<br>Sufficient<br>or excess<br>cure was<br>provided<br>to the<br>borrower<br>at Closing. | Appraisal Review Fee was last disclosed as<br>$[redacted]on Loan Estimate but disclosed as<br>$[redacted]on Final Closing Disclosure. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-20): S |  | 12/20/2025 |  | 1 A |  | WA | Second<br>Home | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |
| 224716865 | [Redacted] | [Redacted] |  | 35284187 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender Exception request for<br> Exception is for the use of alimony as income<br>without borrower receiving it for [redacted]months is<br>approved. Per disposition, count offer to [redacted]%<br>LTV and borrower must show receipt of alimony for<br>one month. | Borrower has verified disposable income of at least<br> $[redacted].Borrower's monthly mortgage payment has decreased<br>by at least [redacted]%.<br> Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br>at least [redacted]months.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Documentation Type: [redacted]Full<br> DocDisposable Income: $[redacted]<br> Prior Housing Expense: $[redacted]<br> Proposed Housing Expense:<br>$[redacted]<br> Reserves:<br>[redacted][redacted]Guideline<br>Requirement: [redacted]<br> Borrower's Own Funds Percent:<br>[redacted]%<br> Borrower's Own Funds Amount:<br>$[redacted]<br> DTI: [redacted]%<br> Guideline Maximum DTI:<br>[redacted]%<br> Guidelines Representative FICO:<br>[redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-24):<br>Lender<br>Exception<br>with<br>Compensating<br>Factors<br>provided. |  |  | 12/24/2025 | 2 B |  | NJ | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224716937 | [Redacted] | [Redacted] |  | 35285490 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Approved Exception: Unacceptable Property Types-<br>Acreage greater than [redacted]acres and Only<br>[redacted]ADU is permitted on the parcel of the<br>primary [redacted]-unit dwelling With Compensating<br>Factors: Max [redacted]% LTV | Borrower has verified disposable income of at least<br> $[redacted].Borrower has worked in the same position for more<br>than [redacted]years.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [redacted]months PITIA or more.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The Combined Loan to Value (CLTV) on the loan is<br>less than the guideline maximum by at least<br>[redacted]%.<br> The Loan to Value (LTV) on the loan is less than the<br>guideline maximum by at least [redacted]%.<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum.<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Documentation Type: [redacted]Bank<br> StatementDisposable Income: $[redacted]<br> Borrower has worked in the same<br>position for more than<br>[redacted]years.<br> Actual Reserves: $[redacted]<br> Required Reserves: $[redacted]<br> Borrower's Own Funds Percent:<br>[redacted]%<br> Borrower's Own Funds Amount:<br>$[redacted]<br> Combined Loan to Value:<br>[redacted]%<br> Guideline Maximum Combined Loan<br>to Value: [redacted]%<br> Loan to Value: [redacted]%<br> Guideline Maximum Loan to Value:<br>[redacted]%<br> DTI: [redacted]%<br> Guideline Maximum DTI:<br>[redacted]%<br> Guidelines Representative FICO:<br>[redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-24):<br>Lender<br>Exception<br>with<br>Compensating<br>Factors<br>provided. |  |  | 12/24/2025 | 2 B |  | NJ | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224717311 | [Redacted] | [Redacted] |  | 35293142 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender Exception for Non-Warrantable Condo due to<br>outstanding critical repairs. Condition for Max<br>[redacted]% LTV/CLTV. | Borrower has been employed in the same industry for<br> more than [redacted]years.Borrower has verified disposable income of at least<br>$[redacted].<br> Borrower has worked in the same position for more<br>than [redacted]years.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [redacted]months PITIA or more.<br> Borrowers made a down payment from their own funds<br>on this purchase transaction of at least [redacted]% and<br>$[redacted].<br> The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Guidelines Representative FICO:<br> [redacted]Representative FICO: [redacted] | SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-24):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 12/24/2025 | 2 B |  | MA | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224717785 | [Redacted] | [Redacted] |  | 35302603 |  | Credit | Loan Package<br>Documentation | Closing / Title | Loan Package<br>Documentation | (Doc Error)<br>Security<br>Instrument<br>Error: Notary<br>Date was not<br>provided |  | Notary date not present, estimated consummation<br>date used for testing purposes. |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-30):<br>Received<br>clarification/approval/documentation<br>from<br>lender.<br>Condition<br> cleared.Buyer<br>Comment<br>(2025-<br>12-26):<br>Please<br>see page<br>[redacted]<br>of the<br>Security<br>Instrument<br>[redacted].<br>The lable<br>at the<br>bottom is<br>the<br>Public<br>Notary<br>Document<br>([redacted]-[redacted]de<br>Notas e<br>Registro<br>de<br>Contratos<br>[redacted]).<br>Translation:<br>I<br>recognize<br>the<br>signatures<br>by<br>authenticity<br>on<br>[redacted]<br>in<br>witness<br>thereof<br>by<br>[redacted]<br>do<br>Nascimento<br>seal<br>[redacted]<br>for a total<br>of<br>$[redacted].<br>Registration<br>[redacted]. | 12/30/2025 |  |  | 1 B A |  | FL | Investment | Purchase | B A |  | N/A | No |
| 224719656 | [Redacted] | [Redacted] |  | 35300183 |  | Credit | Document<br>Inventory | General | Missing<br>Document | Evidence of<br>Taxpayer<br>Consent is<br>Missing, and<br>Taxpayer<br>documentation<br>is present. |  |  |  |  |  | Reviewer<br>Comment<br>(2026-<br>01-06):<br>[redacted]associated<br>for<br>Evidence<br>of<br>Taxpayer<br>Consent.<br>Exception<br> cleared.Buyer<br>Comment<br>(2026-<br>01-02):<br>invest<br>memo | 01/06/2026 |  |  | 1 B A |  | OR | Primary | Purchase | B A | Non<br>QM | Non<br>QM | No |
| 224719662 | [Redacted] | [Redacted] |  | 35286180 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception for Max LTV/CLTV allowable is<br>approved at [redacted]%. Per disposition, document<br>reserve requirement as within Signature Expanded<br>[redacted]guidelines Subject to meeting all other<br>guidelines | Borrower has verified disposable income of at least<br> $[redacted].Borrower has worked in the same position for more<br>than [redacted]years.<br> Borrower's monthly reserves have been verified and<br>exceed the guideline required amount by the equivalent<br>of [redacted]months PITIA or more.<br> The qualifying DTI on the loan is at least [redacted]%<br>less than the guideline maximum. | Approved exception in file. | SitusAMC,Originator<br> SitusAMC<br> SitusAMC<br> SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-26):<br>Lender<br>approved<br>exception<br>in file. |  |  | 12/26/2025 | 2 B |  | UT | Investment | Refinance<br>— Cash-<br>out —<br>Other | B A | Non<br>QM | N/A | No |
| 224719668 | [Redacted] | [Redacted] |  | 35286453 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception provided for non warrantable<br>[redacted]due to single entity owning [redacted]%,<br>investor concentration of [redacted]%, and<br>insufficient flood coverage. Condition for Min<br>[redacted][redacted], Max [redacted]LTV/CLTV,<br>Min Loan Amount $[redacted], Supplemental Flood<br>policy required, Utilize lessor of actual or fair market<br>rent, affidavit to acknowledge post-closing<br>occupancy inspection, Min [redacted]year PPP if<br>closing in [redacted]approved entity. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted]months.The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Guidelines Representative FICO:<br> [redacted]Representative FICO: [redacted] | SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-26):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 12/26/2025 | 2 B |  | NJ | Investment | Purchase | B A |  | N/A | No |
| 224719668 | [Redacted] | [Redacted] |  | 35286462 |  | Credit | Credit | Miscellaneous | Guideline | Credit<br>Exception: |  | Lender exception requested for landlord waiver for<br>this [redacted] non permanent resident card holder.<br>Per guides overlay that applicant must have rental<br>management experience. Condition for Min<br>[redacted][redacted], Max [redacted]LTV/CLTV,<br>Min Loan Amount $[redacted], Supplemental Flood<br>policy required, Utilize lessor of actual or fair market<br>rent, affidavit to acknowledge post-closing<br>occupancy inspection, Min [redacted]year PPP if<br>closing in [redacted]approved entity. | Borrower's monthly reserves have been verified and<br>exceed the amount required based on the guidelines by<br> at least [redacted]months.The representative FICO score exceeds the guideline<br>minimum by at least [redacted]points. | Guidelines Representative FICO:<br> [redacted]Representative FICO: [redacted] | SitusAMC<br> Aggregator,SitusAMC | Reviewer<br>Comment<br>(2025-<br>12-26):<br>Client<br>elects to<br>waive<br>with<br>compensating<br>factors. |  |  | 12/26/2025 | 2 B |  | NJ | Investment | Purchase | B A |  | N/A | No |
| 224720571 | [Redacted] | [Redacted] |  | 35291942 |  | Compliance | Compliance | Federal<br>Compliance | TRID | TRID<br>[redacted]Percent<br>Tolerance<br>Violation<br>With<br>Sufficient<br>Cure Provided<br>At Closing | TILA-<br>RESPA<br>Integrated<br>Disclosure:<br>[redacted]<br>Percent<br>Fee<br>Tolerance<br>exceeded.<br>Total<br>amount of<br>$[redacted]exceeds<br>tolerance<br>of<br>$[redacted]plus[redacted]%<br>or<br>$[redacted].<br>Sufficient<br>or excess<br>cure was<br>provided<br>to the<br>borrower<br>at Closing. |  |  |  |  | Reviewer<br>Comment<br>(2025-<br>12-22):<br>Sufficient<br>Cure<br>Provided<br>At<br>Closing |  | 12/22/2025 |  | 1 A |  | PA | Primary | Purchase | Final CD<br>evidences<br>Cure A | Non<br>QM | Non<br>QM | Yes |

---

## Exhibit 99.1

**Exhibit 99.1** 

**Schedule 4**![LOGO](g43673dsp001.jpg)

**Valuation Report** 

**Run Date - 1/15/2026 10:51:28 AM** 

---

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Note<br>Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **Value for<br>LTV** | **As-Is<br>Value<br>for<br>LTV** | **LTV<br>Value<br>Variance<br>Amount** | **LTV<br>Value<br>Variance<br>Percent** | **Primary<br>Valuation<br>Value** | **Primary<br>Valuation<br>Report<br>Date** | **Primary<br>Valuation<br>Effective<br>Date** | **Primary<br>Valuation<br>Type** | **Primary<br>Valuation<br>Company** | **Primary<br>Valuation<br>Appraiser<br>Name** | **Primary<br>Valuation<br>Appraiser<br>License<br>Num** | **Primary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation<br>Value** | **Secondary<br>Valuation<br>Variance<br>Amount** | **Secondary<br>Valuation<br>Variance<br>Percent** | **Secondary<br>Valuation<br>Report<br>Date** | **Secondary<br>Valuation<br>Effective<br>Date** | **Secondary<br>Valuation<br>Type** | **Secondary<br>Valuation<br>Company** | **Secondary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation Desk<br>Review Risk<br>Score** | **AVM<br>Value** | **AVM<br>Variance<br>Amount** | **AVM<br>Variance<br>Percent** | **AVM<br>Company** | **AVM FSD<br>Score** | **AVM<br>Report<br>Date** | **Desk<br>Review<br>Value** | **Desk<br>Review<br>Variance<br>Amount** | **Desk<br>Review<br>Variance<br>Percent** | **Desk<br>Review<br>Company** | **Desk<br>Review<br>Risk<br>Score** | **Desk<br>Review<br>Report<br>Date** | **Desk<br>Review<br>Effective<br>Date** | **Desktop<br>Appraisal<br>Value** | **Desktop<br>Appraisal<br>Variance<br>Amount** | **Desktop<br>Appraisal<br>Variance<br>Percent** | **Desktop<br>Appraisal<br>Company** | **Desktop<br>Appraisal<br>Report<br>Date** | **Desktop<br>Appraisal<br>Effective<br>Date** | **BPO<br>Value** | **BPO<br>Variance<br>Amount** | **BPO<br>Variance<br>Percent** | **BPO<br>Company** | **BPO<br>Report<br>Date** | **Field<br>Review<br>Value** | **Field<br>Review<br>Variance<br>Amount** | **Field<br>Review<br>Variance<br>Percent** | **Field<br>Review<br>Company** | **Field<br>Review<br>Report<br>Date** | **Field<br>Review<br>Effective<br>Date** | **2055<br>Value** | **2055<br>Variance<br>Amount** | **2055<br>Variance<br>Percent** | **2055<br>Company** | **2055<br>Report<br>Date** | **2055<br>Effective<br>Date** | **AVE/<br>CMA<br>Value** | **AVE/<br>CMA<br>Variance<br>Amount** | **AVE/<br>CMA<br>Variance<br>Percent** | **AVE/<br>CMA<br>Company** | **AVE/<br>CMA<br>Report<br>Date** | **Hybrid<br>Valuation<br>Value** | **Hybrid<br>Valuation<br>Variance<br>Amount** | **Hybrid<br>Valuation<br>Variance<br>Percent** | **Hybrid<br>Valuation<br>Company** | **Hybrid<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Value** | **Updated<br>Valuation<br>Variance<br>Amount** | **Updated<br>Valuation<br>Variance<br>Percent** | **Updated<br>Valuation<br>Company** | **Updated<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Effective<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | **Value<br>Analysis<br>Valuation<br>Value** | **Value<br>Analysis<br>Report<br>Date** | **Is Eligible<br>for Rep and<br>Warrant Relief<br>per Loan<br>Collateral<br>Advisor?** | **LCA Risk<br>Score** | **Collateral<br>Underwriter<br>Risk Score** |
| 224065088 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224120903 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224129907 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224129911 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.50 |
| 224140054 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.00 |
| 224141111 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.20 |
| 224149493 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224149537 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.00 |
| 224151567 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| 224151895 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.30 |
| 224151898 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224158389 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224159640 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.70 |
| 224159657 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.60 |
| 224159658 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.60 |
| 224159659 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.30 |
| 224159925 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224160565 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.40 |
| 224161534 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.30 |
| 224161553 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.40 |
| 224161557 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.30 |
| 224161561 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224161789 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.80 |
| 224161900 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.50 |
| 224161901 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.60 |
| 224161902 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224161911 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224161913 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.50 |
| 224171279 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.00 |
| 224181393 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224181529 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.10 |
| 224181619 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224181636 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224185370 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.60 |
| 224185577 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224185582 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.10 |
| 224185590 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 224190063 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.50 |
| 224190244 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.40 |
| 224197499 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |

---

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Note<br>Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **Value for<br>LTV** | **As-Is<br>Value<br>for<br>LTV** | **LTV<br>Value<br>Variance<br>Amount** | **LTV<br>Value<br>Variance<br>Percent** | **Primary<br>Valuation<br>Value** | **Primary<br>Valuation<br>Report<br>Date** | **Primary<br>Valuation<br>Effective<br>Date** | **Primary<br>Valuation<br>Type** | **Primary<br>Valuation<br>Company** | **Primary<br>Valuation<br>Appraiser<br>Name** | **Primary<br>Valuation<br>Appraiser<br>License<br>Num** | **Primary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation<br>Value** | **Secondary<br>Valuation<br>Variance<br>Amount** | **Secondary<br>Valuation<br>Variance<br>Percent** | **Secondary<br>Valuation<br>Report<br>Date** | **Secondary<br>Valuation<br>Effective<br>Date** | **Secondary<br>Valuation<br>Type** | **Secondary<br>Valuation<br>Company** | **Secondary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation Desk<br>Review Risk<br>Score** | **AVM<br>Value** | **AVM<br>Variance<br>Amount** | **AVM<br>Variance<br>Percent** | **AVM<br>Company** | **AVM FSD<br>Score** | **AVM<br>Report<br>Date** | **Desk<br>Review<br>Value** | **Desk<br>Review<br>Variance<br>Amount** | **Desk<br>Review<br>Variance<br>Percent** | **Desk<br>Review<br>Company** | **Desk<br>Review<br>Risk<br>Score** | **Desk<br>Review<br>Report<br>Date** | **Desk<br>Review<br>Effective<br>Date** | **Desktop<br>Appraisal<br>Value** | **Desktop<br>Appraisal<br>Variance<br>Amount** | **Desktop<br>Appraisal<br>Variance<br>Percent** | **Desktop<br>Appraisal<br>Company** | **Desktop<br>Appraisal<br>Report<br>Date** | **Desktop<br>Appraisal<br>Effective<br>Date** | **BPO<br>Value** | **BPO<br>Variance<br>Amount** | **BPO<br>Variance<br>Percent** | **BPO<br>Company** | **BPO<br>Report<br>Date** | **Field<br>Review<br>Value** | **Field<br>Review<br>Variance<br>Amount** | **Field<br>Review<br>Variance<br>Percent** | **Field<br>Review<br>Company** | **Field<br>Review<br>Report<br>Date** | **Field<br>Review<br>Effective<br>Date** | **2055<br>Value** | **2055<br>Variance<br>Amount** | **2055<br>Variance<br>Percent** | **2055<br>Company** | **2055<br>Report<br>Date** | **2055<br>Effective<br>Date** | **AVE/<br>CMA<br>Value** | **AVE/<br>CMA<br>Variance<br>Amount** | **AVE/<br>CMA<br>Variance<br>Percent** | **AVE/<br>CMA<br>Company** | **AVE/<br>CMA<br>Report<br>Date** | **Hybrid<br>Valuation<br>Value** | **Hybrid<br>Valuation<br>Variance<br>Amount** | **Hybrid<br>Valuation<br>Variance<br>Percent** | **Hybrid<br>Valuation<br>Company** | **Hybrid<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Value** | **Updated<br>Valuation<br>Variance<br>Amount** | **Updated<br>Valuation<br>Variance<br>Percent** | **Updated<br>Valuation<br>Company** | **Updated<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Effective<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | **Value<br>Analysis<br>Valuation<br>Value** | **Value<br>Analysis<br>Report<br>Date** | **Is Eligible<br>for Rep and<br>Warrant Relief<br>per Loan<br>Collateral<br>Advisor?** | **LCA Risk<br>Score** | **Collateral<br>Underwriter<br>Risk Score** |
| 224197549 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224199471 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224200440 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 4.40 |
| 224200441 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224200625 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224200632 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 1.190% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.50 |
| 224200643 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224200649 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.570% |  |  | AVM |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.20 |
| 224200760 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224200761 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.20 |
| 224200794 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224204099 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.30 |
| 224204216 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 5.260% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.30 |
| 224207140 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224207143 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.80 |
| 224207149 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224207150 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.60 |
| 224207165 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.70 |
| 224208556 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.20 |
| 224209445 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.30 |
| 224209480 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224209876 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224209926 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.20 |
| 224210146 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -6.820% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.10 |
| 224211179 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224211669 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224211677 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224213202 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 |  |
| 224213204 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 3.80 |
| 224213206 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224213262 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224213283 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224213525 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.90 |
| 224214092 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224215092 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.70 |
| 224217371 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224217428 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.50 |
| 224217431 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224217437 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.00 |
| 224217438 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.90 |

---

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Note<br>Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **Value for<br>LTV** | **As-Is<br>Value<br>for<br>LTV** | **LTV<br>Value<br>Variance<br>Amount** | **LTV<br>Value<br>Variance<br>Percent** | **Primary<br>Valuation<br>Value** | **Primary<br>Valuation<br>Report<br>Date** | **Primary<br>Valuation<br>Effective<br>Date** | **Primary<br>Valuation<br>Type** | **Primary<br>Valuation<br>Company** | **Primary<br>Valuation<br>Appraiser<br>Name** | **Primary<br>Valuation<br>Appraiser<br>License<br>Num** | **Primary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation<br>Value** | **Secondary<br>Valuation<br>Variance<br>Amount** | **Secondary<br>Valuation<br>Variance<br>Percent** | **Secondary<br>Valuation<br>Report<br>Date** | **Secondary<br>Valuation<br>Effective<br>Date** | **Secondary<br>Valuation<br>Type** | **Secondary<br>Valuation<br>Company** | **Secondary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation Desk<br>Review Risk<br>Score** | **AVM<br>Value** | **AVM<br>Variance<br>Amount** | **AVM<br>Variance<br>Percent** | **AVM<br>Company** | **AVM FSD<br>Score** | **AVM<br>Report<br>Date** | **Desk<br>Review<br>Value** | **Desk<br>Review<br>Variance<br>Amount** | **Desk<br>Review<br>Variance<br>Percent** | **Desk<br>Review<br>Company** | **Desk<br>Review<br>Report<br>Date** | **Desk<br>Review<br>Effective<br>Date** | **Desktop<br>Appraisal<br>Value** | **Desktop<br>Appraisal<br>Variance<br>Amount** | **Desktop<br>Appraisal<br>Variance<br>Percent** | **Desktop<br>Appraisal<br>Company** | **Desktop<br>Appraisal<br>Report<br>Date** | **Desktop<br>Appraisal<br>Effective<br>Date** | **BPO<br>Value** | **BPO<br>Variance<br>Amount** | **BPO<br>Variance<br>Percent** | **BPO<br>Company** | **BPO<br>Report<br>Date** | **Field<br>Review<br>Value** | **Field<br>Review<br>Variance<br>Amount** | **Field<br>Review<br>Variance<br>Percent** | **Field<br>Review<br>Company** | **Field<br>Review<br>Report<br>Date** | **Field<br>Review<br>Effective<br>Date** | **2055<br>Value** | **2055<br>Variance<br>Amount** | **2055<br>Variance<br>Percent** | **2055<br>Company** | **2055<br>Report<br>Date** | **2055<br>Effective<br>Date** | **AVE/<br>CMA<br>Value** | **AVE/<br>CMA<br>Variance<br>Amount** | **AVE/<br>CMA<br>Variance<br>Percent** | **AVE/<br>CMA<br>Company** | **AVE/<br>CMA<br>Report<br>Date** | **Hybrid<br>Valuation<br>Value** | **Hybrid<br>Valuation<br>Variance<br>Amount** | **Hybrid<br>Valuation<br>Variance<br>Percent** | **Hybrid<br>Valuation<br>Company** | **Hybrid<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Value** | **Updated<br>Valuation<br>Variance<br>Amount** | **Updated<br>Valuation<br>Variance<br>Percent** | **Updated<br>Valuation<br>Company** | **Updated<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Effective<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | **Value<br>Analysis<br>Valuation<br>Value** | **Value<br>Analysis<br>Report<br>Date** | **Is Eligible<br>for Rep and<br>Warrant Relief<br>per Loan<br>Collateral<br>Advisor?** | **LCA Risk<br>Score** | **Collateral<br>Underwriter<br>Risk Score** |
| 224217461 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224217466 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  |  | -18.700% | High |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.50 |
| 224217469 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224217471 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.90 |
| 224219247 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224220945 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224221427 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224221451 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224221453 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224221456 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.80 |
| 224225265 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.30 |
| 224225269 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.80 |
| 224225271 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| 224225594 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224225614 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224225676 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224225693 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224225769 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.60 |
| 224227732 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224234171 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224234885 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224235012 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224235014 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -8.790% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224235266 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224235284 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224235293 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 4.10 |
| 224239489 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 224239513 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.40 |
| 224239870 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224239874 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.30 |
| 224239878 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.00 |
| 224239910 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 4.80 |
| 224243053 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.40 |
| 224243058 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224243061 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.450% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.60 |
| 224243062 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.30 |
| 224243074 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.60 |
| 224243077 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224243080 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224243082 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |

---

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Note<br>Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **Value for<br>LTV** | **As-Is<br>Value<br>for<br>LTV** | **LTV<br>Value<br>Variance<br>Amount** | **LTV<br>Value<br>Variance<br>Percent** | **Primary<br>Valuation<br>Value** | **Primary<br>Valuation<br>Report<br>Date** | **Primary<br>Valuation<br>Effective<br>Date** | **Primary<br>Valuation<br>Type** | **Primary<br>Valuation<br>Company** | **Primary<br>Valuation<br>Appraiser<br>Name** | **Primary<br>Valuation<br>Appraiser<br>License<br>Num** | **Primary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation<br>Value** | **Secondary<br>Valuation<br>Variance<br>Amount** | **Secondary<br>Valuation<br>Variance<br>Percent** | **Secondary<br>Valuation<br>Report<br>Date** | **Secondary<br>Valuation<br>Effective<br>Date** | **Secondary<br>Valuation<br>Type** | **Secondary<br>Valuation<br>Company** | **Secondary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation Desk<br>Review Risk<br>Score** | **AVM<br>Value** | **AVM<br>Variance<br>Amount** | **AVM<br>Variance<br>Percent** | **AVM<br>Company** | **AVM FSD<br>Score** | **AVM<br>Report<br>Date** | **Desk<br>Review<br>Value** | **Desk<br>Review<br>Variance<br>Amount** | **Desk<br>Review<br>Variance<br>Percent** | **Desk<br>Review<br>Company** | **Desk<br>Review<br>Risk<br>Score** | **Desk<br>Review<br>Report<br>Date** | **Desk<br>Review<br>Effective<br>Date** | **Desktop<br>Appraisal<br>Value** | **Desktop<br>Appraisal<br>Variance<br>Amount** | **Desktop<br>Appraisal<br>Variance<br>Percent** | **Desktop<br>Appraisal<br>Company** | **Desktop<br>Appraisal<br>Report<br>Date** | **Desktop<br>Appraisal<br>Effective<br>Date** | **BPO<br>Value** | **BPO<br>Variance<br>Amount** | **BPO<br>Variance<br>Percent** | **BPO<br>Company** | **BPO<br>Report<br>Date** | **Field<br>Review<br>Value** | **Field<br>Review<br>Variance<br>Amount** | **Field<br>Review<br>Variance<br>Percent** | **Field<br>Review<br>Company** | **Field<br>Review<br>Report<br>Date** | **Field<br>Review<br>Effective<br>Date** | **2055<br>Value** | **2055<br>Variance<br>Amount** | **2055<br>Variance<br>Percent** | **2055<br>Company** | **2055<br>Report<br>Date** | **2055<br>Effective<br>Date** | **AVE/<br>CMA<br>Value** | **AVE/<br>CMA<br>Variance<br>Amount** | **AVE/<br>CMA<br>Variance<br>Percent** | **AVE/<br>CMA<br>Company** | **AVE/<br>CMA<br>Report<br>Date** | **Hybrid<br>Valuation<br>Value** | **Hybrid<br>Valuation<br>Variance<br>Amount** | **Hybrid<br>Valuation<br>Variance<br>Percent** | **Hybrid<br>Valuation<br>Company** | **Hybrid<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Value** | **Updated<br>Valuation<br>Variance<br>Amount** | **Updated<br>Valuation<br>Variance<br>Percent** | **Updated<br>Valuation<br>Company** | **Updated<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Effective<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | **Value<br>Analysis<br>Valuation<br>Value** | **Value<br>Analysis<br>Report<br>Date** | **Is Eligible<br>for Rep and<br>Warrant Relief<br>per Loan<br>Collateral<br>Advisor?** | **LCA Risk<br>Score** | **Collateral<br>Underwriter<br>Risk Score** |
| 224243126 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224243127 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 4.40 |
| 224243228 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224243275 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224244118 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224245923 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224245931 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.60 |
| 224245932 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224246832 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224246838 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224246840 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.70 |
| 224246852 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224246859 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224248569 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 1.90 |
| 224248621 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224248623 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 224248624 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.30 |
| 224248628 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.00 |
| 224249776 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.60 |
| 224249777 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.70 |
| 224249786 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.610% |  |  | AVM |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.610% |  |  |  |  |  |  |  |  | No | 3.00 | 3.10 |
| 224249991 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224249998 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.70 |
| 224250381 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.50 |
| 224250633 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224250636 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 224250638 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.30 |
| 224250640 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224250646 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224250652 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224251774 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224251797 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| 224252026 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 224252237 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224252251 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 4.50 |
| 224252255 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.30 |
| 224252259 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.70 |
| 224252260 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224252726 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224254515 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |

---

------

---

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Note<br>Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **Value for<br>LTV** | **As-Is<br>Value<br>for<br>LTV** | **LTV<br>Value<br>Variance<br>Amount** | **LTV<br>Value<br>Variance<br>Percent** | **Primary<br>Valuation<br>Value** | **Primary<br>Valuation<br>Report<br>Date** | **Primary<br>Valuation<br>Effective<br>Date** | **Primary<br>Valuation<br>Type** | **Primary<br>Valuation<br>Company** | **Primary<br>Valuation<br>Appraiser<br>Name** | **Primary<br>Valuation<br>Appraiser<br>License<br>Num** | **Primary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation<br>Value** | **Secondary<br>Valuation<br>Variance<br>Amount** | **Secondary<br>Valuation<br>Variance<br>Percent** | **Secondary<br>Valuation<br>Report<br>Date** | **Secondary<br>Valuation<br>Effective<br>Date** | **Secondary<br>Valuation<br>Type** | **Secondary<br>Valuation<br>Company** | **Secondary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation Desk<br>Review Risk<br>Score** | **AVM<br>Value** | **AVM<br>Variance<br>Amount** | **AVM<br>Variance<br>Percent** | **AVM<br>Company** | **AVM FSD<br>Score** | **AVM<br>Report<br>Date** | **Desk<br>Review<br>Value** | **Desk<br>Review<br>Variance<br>Amount** | **Desk<br>Review<br>Variance<br>Percent** | **Desk<br>Review<br>Company** | **Desk<br>Review<br>Risk<br>Score** | **Desk<br>Review<br>Report<br>Date** | **Desk<br>Review<br>Effective<br>Date** | **Desktop<br>Appraisal<br>Value** | **Desktop<br>Appraisal<br>Variance<br>Amount** | **Desktop<br>Appraisal<br>Variance<br>Percent** | **Desktop<br>Appraisal<br>Company** | **Desktop<br>Appraisal<br>Report<br>Date** | **Desktop<br>Appraisal<br>Effective<br>Date** | **BPO<br>Value** | **BPO<br>Variance<br>Amount** | **BPO<br>Variance<br>Percent** | **BPO<br>Company** | **BPO<br>Report<br>Date** | **Field<br>Review<br>Value** | **Field<br>Review<br>Variance<br>Amount** | **Field<br>Review<br>Variance<br>Percent** | **Field<br>Review<br>Company** | **Field<br>Review<br>Report<br>Date** | **Field<br>Review<br>Effective<br>Date** | **2055<br>Value** | **2055<br>Variance<br>Amount** | **2055<br>Variance<br>Percent** | **2055<br>Company** | **2055<br>Report<br>Date** | **2055<br>Effective<br>Date** | **AVE/<br>CMA<br>Value** | **AVE/<br>CMA<br>Variance<br>Amount** | **AVE/<br>CMA<br>Variance<br>Percent** | **AVE/<br>CMA<br>Company** | **AVE/<br>CMA<br>Report<br>Date** | **Hybrid<br>Valuation<br>Value** | **Hybrid<br>Valuation<br>Variance<br>Amount** | **Hybrid<br>Valuation<br>Variance<br>Percent** | **Hybrid<br>Valuation<br>Company** | **Hybrid<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Value** | **Updated<br>Valuation<br>Variance<br>Amount** | **Updated<br>Valuation<br>Variance<br>Percent** | **Updated<br>Valuation<br>Company** | **Updated<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Effective<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | **Value<br>Analysis<br>Valuation<br>Value** | **Value<br>Analysis<br>Report<br>Date** | **Is Eligible<br>for Rep and<br>Warrant Relief<br>per Loan<br>Collateral<br>Advisor?** | **LCA Risk<br>Score** | **Collateral<br>Underwriter<br>Risk Score** |
| 224254516 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224254519 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.80 |
| 224254778 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.00 |
| 224254795 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224254802 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224254983 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224255012 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224255276 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 999.00 |
| 224255700 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 1.90 |
| 224255851 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224256169 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | High |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.90 |
| 224256221 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.40 |
| 224256462 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.60 |
| 224256500 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.90 |
| 224256639 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| 224256643 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| 224262556 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224262563 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224262568 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.960% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 224262580 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224262581 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.40 |
| 224262588 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224262591 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.20 |
| 224262594 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| 224262601 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.60 |
| 224262608 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 224262611 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224262616 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224262619 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224262632 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.70 |
| 224263442 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.20 |
| 224263869 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.80 |
| 224264282 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224266915 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.50 |
| 224266917 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224266919 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.60 |
| 224266921 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.20 |
| 224266934 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| 224266938 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224266958 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |

---

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Note<br>Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **Value for<br>LTV** | **As-Is<br>Value<br>for<br>LTV** | **LTV<br>Value<br>Variance<br>Amount** | **LTV<br>Value<br>Variance<br>Percent** | **Primary<br>Valuation<br>Value** | **Primary<br>Valuation<br>Report<br>Date** | **Primary<br>Valuation<br>Effective<br>Date** | **Primary<br>Valuation<br>Type** | **Primary<br>Valuation<br>Company** | **Primary<br>Valuation<br>Appraiser<br>Name** | **Primary<br>Valuation<br>Appraiser<br>License<br>Num** | **Primary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation<br>Value** | **Secondary<br>Valuation<br>Variance<br>Amount** | **Secondary<br>Valuation<br>Variance<br>Percent** | **Secondary<br>Valuation<br>Report<br>Date** | **Secondary<br>Valuation<br>Effective<br>Date** | **Secondary<br>Valuation<br>Type** | **Secondary<br>Valuation<br>Company** | **Secondary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation Desk<br>Review Risk<br>Score** | **AVM<br>Value** | **AVM<br>Variance<br>Amount** | **AVM<br>Variance<br>Percent** | **AVM<br>Company** | **AVM FSD<br>Score** | **AVM<br>Report<br>Date** | **Desk<br>Review<br>Value** | **Desk<br>Review<br>Variance<br>Amount** | **Desk<br>Review<br>Variance<br>Percent** | **Desk<br>Review<br>Company** | **Desk<br>Review<br>Risk<br>Score** | **Desk<br>Review<br>Report<br>Date** | **Desk<br>Review<br>Effective<br>Date** | **Desktop<br>Appraisal<br>Value** | **Desktop<br>Appraisal<br>Variance<br>Amount** | **Desktop<br>Appraisal<br>Variance<br>Percent** | **Desktop<br>Appraisal<br>Company** | **Desktop<br>Appraisal<br>Report<br>Date** | **Desktop<br>Appraisal<br>Effective<br>Date** | **BPO<br>Value** | **BPO<br>Variance<br>Amount** | **BPO<br>Variance<br>Percent** | **BPO<br>Company** | **BPO<br>Report<br>Date** | **Field<br>Review<br>Value** | **Field<br>Review<br>Variance<br>Amount** | **Field<br>Review<br>Variance<br>Percent** | **Field<br>Review<br>Company** | **Field<br>Review<br>Report<br>Date** | **Field<br>Review<br>Effective<br>Date** | **2055<br>Value** | **2055<br>Variance<br>Amount** | **2055<br>Variance<br>Percent** | **2055<br>Company** | **2055<br>Report<br>Date** | **2055<br>Effective<br>Date** | **AVE/<br>CMA<br>Value** | **AVE/<br>CMA<br>Variance<br>Amount** | **AVE/<br>CMA<br>Variance<br>Percent** | **AVE/<br>CMA<br>Company** | **AVE/<br>CMA<br>Report<br>Date** | **Hybrid<br>Valuation<br>Value** | **Hybrid<br>Valuation<br>Variance<br>Amount** | **Hybrid<br>Valuation<br>Variance<br>Percent** | **Hybrid<br>Valuation<br>Company** | **Hybrid<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Value** | **Updated<br>Valuation<br>Variance<br>Amount** | **Updated<br>Valuation<br>Variance<br>Percent** | **Updated<br>Valuation<br>Company** | **Updated<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Effective<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | **Value<br>Analysis<br>Valuation<br>Value** | **Value<br>Analysis<br>Report<br>Date** | **Is Eligible<br>for Rep and<br>Warrant Relief<br>per Loan<br>Collateral<br>Advisor?** | **LCA Risk<br>Score** | **Collateral<br>Underwriter<br>Risk Score** |
| 224266969 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224266974 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 224266978 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 4.70 |
| 224267007 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224268944 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224269045 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 61.870% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  | -100.000% | Indeterminate | Indeterminate | Indeterminate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224269049 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224269051 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 224280713 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224280716 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224280718 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.50 |
| 224280731 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.50 |
| 224281401 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.00 |
| 224281404 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.00 |
| 224281407 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224283641 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224283970 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224284172 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.60 |
| 224284174 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.60 |
| 224284179 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224284271 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| 224284313 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.50 |
| 224284801 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 2.50 |
| 224284935 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.30 |
| 224284940 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224284942 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224284943 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| 224284945 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.50 |
| 224284946 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224284948 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.90 |
| 224284949 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.50 |
| 224284979 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 24.160% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.60 |
| 224284982 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224284989 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -8.620% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.20 |
| 224286771 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 224286774 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224286776 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224286777 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.60 |
| 224286778 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224286783 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |

---

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Note<br>Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **Value for<br>LTV** | **As-Is<br>Value<br>for<br>LTV** | **LTV<br>Value<br>Variance<br>Amount** | **LTV<br>Value<br>Variance<br>Percent** | **Primary<br>Valuation<br>Value** | **Primary<br>Valuation<br>Report<br>Date** | **Primary<br>Valuation<br>Effective<br>Date** | **Primary<br>Valuation<br>Type** | **Primary<br>Valuation<br>Company** | **Primary<br>Valuation<br>Appraiser<br>Name** | **Primary<br>Valuation<br>Appraiser<br>License<br>Num** | **Primary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation<br>Value** | **Secondary<br>Valuation<br>Variance<br>Amount** | **Secondary<br>Valuation<br>Variance<br>Percent** | **Secondary<br>Valuation<br>Report<br>Date** | **Secondary<br>Valuation<br>Effective<br>Date** | **Secondary<br>Valuation<br>Type** | **Secondary<br>Valuation<br>Company** | **Secondary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation Desk<br>Review Risk<br>Score** | **AVM<br>Value** | **AVM<br>Variance<br>Amount** | **AVM<br>Variance<br>Percent** | **AVM<br>Company** | **AVM FSD<br>Score** | **AVM<br>Report<br>Date** | **Desk<br>Review<br>Value** | **Desk<br>Review<br>Variance<br>Amount** | **Desk<br>Review<br>Variance<br>Percent** | **Desk<br>Review<br>Company** | **Desk<br>Review<br>Risk<br>Score** | **Desk<br>Review<br>Report<br>Date** | **Desk<br>Review<br>Effective<br>Date** | **Desktop<br>Appraisal<br>Value** | **Desktop<br>Appraisal<br>Variance<br>Amount** | **Desktop<br>Appraisal<br>Variance<br>Percent** | **Desktop<br>Appraisal<br>Company** | **Desktop<br>Appraisal<br>Report<br>Date** | **Desktop<br>Appraisal<br>Effective<br>Date** | **BPO<br>Value** | **BPO<br>Variance<br>Amount** | **BPO<br>Variance<br>Percent** | **BPO<br>Company** | **BPO<br>Report<br>Date** | **Field<br>Review<br>Value** | **Field<br>Review<br>Variance<br>Amount** | **Field<br>Review<br>Variance<br>Percent** | **Field<br>Review<br>Company** | **Field<br>Review<br>Report<br>Date** | **Field<br>Review<br>Effective<br>Date** | **2055<br>Value** | **2055<br>Variance<br>Amount** | **2055<br>Variance<br>Percent** | **2055<br>Company** | **2055<br>Report<br>Date** | **2055<br>Effective<br>Date** | **AVE/<br>CMA<br>Value** | **AVE/<br>CMA<br>Variance<br>Amount** | **AVE/<br>CMA<br>Variance<br>Percent** | **AVE/<br>CMA<br>Company** | **AVE/<br>CMA<br>Report<br>Date** | **Hybrid<br>Valuation<br>Value** | **Hybrid<br>Valuation<br>Variance<br>Amount** | **Hybrid<br>Valuation<br>Variance<br>Percent** | **Hybrid<br>Valuation<br>Company** | **Hybrid<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Value** | **Updated<br>Valuation<br>Variance<br>Amount** | **Updated<br>Valuation<br>Variance<br>Percent** | **Updated<br>Valuation<br>Company** | **Updated<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Effective<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | **Value<br>Analysis<br>Valuation<br>Value** | **Value<br>Analysis<br>Report<br>Date** | **Is Eligible<br>for Rep and<br>Warrant Relief<br>per Loan<br>Collateral<br>Advisor?** | **LCA Risk<br>Score** | **Collateral<br>Underwriter<br>Risk Score** |
| 224286786 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.00 |
| 224287249 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224287316 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.20 |
| 224287817 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224288215 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224292625 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.10 |
| 224292664 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224292674 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| 224292682 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 224292785 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224292865 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.870% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.20 |
| 224292930 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224292934 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.80 |
| 224292935 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.80 |
| 224293034 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224293041 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224293160 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224293164 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224293192 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 224293193 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224293194 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 5.00 |
| 224293207 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224293329 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224293331 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224293356 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.560% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224293358 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.60 |
| 224293394 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224296340 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224296346 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.50 |
| 224297769 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224297771 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224297772 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.30 |
| 224298240 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224298323 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.280% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224298506 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 4.10 |
| 224300014 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224300018 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.00 |
| 224304401 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.60 |
| 224304813 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224304815 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |

---

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Note<br>Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **Value for<br>LTV** | **As-Is<br>Value<br>for<br>LTV** | **LTV<br>Value<br>Variance<br>Amount** | **LTV<br>Value<br>Variance<br>Percent** | **Primary<br>Valuation<br>Value** | **Primary<br>Valuation<br>Report<br>Date** | **Primary<br>Valuation<br>Effective<br>Date** | **Primary<br>Valuation<br>Type** | **Primary<br>Valuation<br>Company** | **Primary<br>Valuation<br>Appraiser<br>Name** | **Primary<br>Valuation<br>Appraiser<br>License<br>Num** | **Primary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation<br>Value** | **Secondary<br>Valuation<br>Variance<br>Amount** | **Secondary<br>Valuation<br>Variance<br>Percent** | **Secondary<br>Valuation<br>Report<br>Date** | **Secondary<br>Valuation<br>Effective<br>Date** | **Secondary<br>Valuation<br>Type** | **Secondary<br>Valuation<br>Company** | **Secondary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation Desk<br>Review Risk<br>Score** | **AVM<br>Value** | **AVM<br>Variance<br>Amount** | **AVM<br>Variance<br>Percent** | **AVM<br>Company** | **AVM FSD<br>Score** | **AVM<br>Report<br>Date** | **Desk<br>Review<br>Value** | **Desk<br>Review<br>Variance<br>Amount** | **Desk<br>Review<br>Variance<br>Percent** | **Desk<br>Review<br>Company** | **Desk<br>Review<br>Risk<br>Score** | **Desk<br>Review<br>Report<br>Date** | **Desk<br>Review<br>Effective<br>Date** | **Desktop<br>Appraisal<br>Value** | **Desktop<br>Appraisal<br>Variance<br>Amount** | **Desktop<br>Appraisal<br>Variance<br>Percent** | **Desktop<br>Appraisal<br>Company** | **Desktop<br>Appraisal<br>Report<br>Date** | **Desktop<br>Appraisal<br>Effective<br>Date** | **BPO<br>Value** | **BPO<br>Variance<br>Amount** | **BPO<br>Variance<br>Percent** | **BPO<br>Company** | **BPO<br>Report<br>Date** | **Field<br>Review<br>Value** | **Field<br>Review<br>Variance<br>Amount** | **Field<br>Review<br>Variance<br>Percent** | **Field<br>Review<br>Company** | **Field<br>Review<br>Report<br>Date** | **Field<br>Review<br>Effective<br>Date** | **2055<br>Value** | **2055<br>Variance<br>Amount** | **2055<br>Variance<br>Percent** | **2055<br>Company** | **2055<br>Report<br>Date** | **2055<br>Effective<br>Date** | **AVE/<br>CMA<br>Value** | **AVE/<br>CMA<br>Variance<br>Amount** | **AVE/<br>CMA<br>Variance<br>Percent** | **AVE/<br>CMA<br>Company** | **AVE/<br>CMA<br>Report<br>Date** | **Hybrid<br>Valuation<br>Value** | **Hybrid<br>Valuation<br>Variance<br>Amount** | **Hybrid<br>Valuation<br>Variance<br>Percent** | **Hybrid<br>Valuation<br>Company** | **Hybrid<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Value** | **Updated<br>Valuation<br>Variance<br>Amount** | **Updated<br>Valuation<br>Variance<br>Percent** | **Updated<br>Valuation<br>Company** | **Updated<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Effective<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | **Value<br>Analysis<br>Valuation<br>Value** | **Value<br>Analysis<br>Report<br>Date** | **Is Eligible<br>for Rep and<br>Warrant Relief<br>per Loan<br>Collateral<br>Advisor?** | **LCA Risk<br>Score** | **Collateral<br>Underwriter<br>Risk Score** |
| 224304816 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224304818 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.20 |
| 224304822 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.90 |
| 224304827 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.60 |
| 224305925 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -7.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224305927 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 224305940 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224305942 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224305944 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224305946 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224305949 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224305952 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224305974 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224305979 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224308337 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224308339 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| 224308340 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224308342 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| 224308346 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.420% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.10 |
| 224308349 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 224308486 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224310712 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.40 |
| 224310850 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.50 |
| 224314388 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.60 |
| 224314710 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224315501 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 224318334 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -8.600% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224319979 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.30 |
| 224321647 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224322299 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224323212 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224323578 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.80 |
| 224326846 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 4.90 |
| 224326849 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 2.560% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.50 |
| 224326852 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224327456 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.40 |
| 224327475 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.70 |
| 224329213 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224329229 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224329281 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |

---

------

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Note<br>Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **Value for<br>LTV** | **As-Is<br>Value<br>for<br>LTV** | **LTV<br>Value<br>Variance<br>Amount** | **LTV<br>Value<br>Variance<br>Percent** | **Primary<br>Valuation<br>Value** | **Primary<br>Valuation<br>Report<br>Date** | **Primary<br>Valuation<br>Effective<br>Date** | **Primary<br>Valuation<br>Type** | **Primary<br>Valuation<br>Company** | **Primary<br>Valuation<br>Appraiser<br>Name** | **Primary<br>Valuation<br>Appraiser<br>License<br>Num** | **Primary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation<br>Value** | **Secondary<br>Valuation<br>Variance<br>Amount** | **Secondary<br>Valuation<br>Variance<br>Percent** | **Secondary<br>Valuation<br>Report<br>Date** | **Secondary<br>Valuation<br>Effective<br>Date** | **Secondary<br>Valuation<br>Type** | **Secondary<br>Valuation<br>Company** | **Secondary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation Desk<br>Review Risk<br>Score** | **AVM<br>Value** | **AVM<br>Variance<br>Amount** | **AVM<br>Variance<br>Percent** | **AVM<br>Company** | **AVM FSD<br>Score** | **AVM<br>Report<br>Date** | **Desk<br>Review<br>Value** | **Desk<br>Review<br>Variance<br>Amount** | **Desk<br>Review<br>Variance<br>Percent** | **Desk<br>Review<br>Company** | **Desk<br>Review<br>Risk<br>Score** | **Desk<br>Review<br>Report<br>Date** | **Desk<br>Review<br>Effective<br>Date** | **Desktop<br>Appraisal<br>Value** | **Desktop<br>Appraisal<br>Variance<br>Amount** | **Desktop<br>Appraisal<br>Variance<br>Percent** | **Desktop<br>Appraisal<br>Company** | **Desktop<br>Appraisal<br>Report<br>Date** | **Desktop<br>Appraisal<br>Effective<br>Date** | **BPO<br>Value** | **BPO<br>Variance<br>Amount** | **BPO<br>Variance<br>Percent** | **BPO<br>Company** | **BPO<br>Report<br>Date** | **Field<br>Review<br>Value** | **Field<br>Review<br>Variance<br>Amount** | **Field<br>Review<br>Variance<br>Percent** | **Field<br>Review<br>Company** | **Field<br>Review<br>Report<br>Date** | **Field<br>Review<br>Effective<br>Date** | **2055<br>Value** | **2055<br>Variance<br>Amount** | **2055<br>Variance<br>Percent** | **2055<br>Company** | **2055<br>Report<br>Date** | **2055<br>Effective<br>Date** | **AVE/<br>CMA<br>Value** | **AVE/<br>CMA<br>Variance<br>Amount** | **AVE/<br>CMA<br>Variance<br>Percent** | **AVE/<br>CMA<br>Company** | **AVE/<br>CMA<br>Report<br>Date** | **Hybrid<br>Valuation<br>Value** | **Hybrid<br>Valuation<br>Variance<br>Amount** | **Hybrid<br>Valuation<br>Variance<br>Percent** | **Hybrid<br>Valuation<br>Company** | **Hybrid<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Value** | **Updated<br>Valuation<br>Variance<br>Amount** | **Updated<br>Valuation<br>Variance<br>Percent** | **Updated<br>Valuation<br>Company** | **Updated<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Effective<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | **Value<br>Analysis<br>Valuation<br>Value** | **Value<br>Analysis<br>Report<br>Date** | **Is Eligible<br>for Rep and<br>Warrant Relief<br>per Loan<br>Collateral<br>Advisor?** | **LCA Risk<br>Score** | **Collateral<br>Underwriter<br>Risk Score** |
| 224329283 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.50 |
| 224329286 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224329291 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.50 |
| 224329365 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224329371 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.50 |
| 224329383 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224329394 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| 224329572 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.00 |
| 224329962 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.20 |
| 224329967 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 224330067 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224330672 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.10 |
| 224330683 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| 224331286 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 22.670% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224335234 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.40 |
| 224335235 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.90 |
| 224335238 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.80 |
| 224335258 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224335287 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.00 |
| 224335337 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224335338 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224335340 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.10 |
| 224335344 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.50 |
| 224335354 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224335357 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 1.10 |
| 224335358 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224335397 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.00 |
| 224336887 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 224336894 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224336897 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.50 |
| 224337233 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224339934 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224340188 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.90 |
| 224340220 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.20 |
| 224340296 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.90 |
| 224340324 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224340342 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224340704 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.10 |
| 224340731 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224340755 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.80 |

---

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Note<br>Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **Value for<br>LTV** | **As-Is<br>Value<br>for<br>LTV** | **LTV<br>Value<br>Variance<br>Amount** | **LTV<br>Value<br>Variance<br>Percent** | **Primary<br>Valuation<br>Value** | **Primary<br>Valuation<br>Report<br>Date** | **Primary<br>Valuation<br>Effective<br>Date** | **Primary<br>Valuation<br>Type** | **Primary<br>Valuation<br>Company** | **Primary<br>Valuation<br>Appraiser<br>Name** | **Primary<br>Valuation<br>Appraiser<br>License<br>Num** | **Primary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation<br>Value** | **Secondary<br>Valuation<br>Variance<br>Amount** | **Secondary<br>Valuation<br>Variance<br>Percent** | **Secondary<br>Valuation<br>Report<br>Date** | **Secondary<br>Valuation<br>Effective<br>Date** | **Secondary<br>Valuation<br>Type** | **Secondary<br>Valuation<br>Company** | **Secondary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation Desk<br>Review Risk<br>Score** | **AVM<br>Value** | **AVM<br>Variance<br>Amount** | **AVM<br>Variance<br>Percent** | **AVM<br>Company** | **AVM FSD<br>Score** | **AVM<br>Report<br>Date** | **Desk<br>Review<br>Value** | **Desk<br>Review<br>Variance<br>Amount** | **Desk<br>Review<br>Variance<br>Percent** | **Desk<br>Review<br>Company** | **Desk<br>Review<br>Risk<br>Score** | **Desk<br>Review<br>Report<br>Date** | **Desk<br>Review<br>Effective<br>Date** | **Desktop<br>Appraisal<br>Value** | **Desktop<br>Appraisal<br>Variance<br>Amount** | **Desktop<br>Appraisal<br>Variance<br>Percent** | **Desktop<br>Appraisal<br>Company** | **Desktop<br>Appraisal<br>Report<br>Date** | **Desktop<br>Appraisal<br>Effective<br>Date** | **BPO<br>Value** | **BPO<br>Variance<br>Amount** | **BPO<br>Variance<br>Percent** | **BPO<br>Company** | **BPO<br>Report<br>Date** | **Field<br>Review<br>Value** | **Field<br>Review<br>Variance<br>Amount** | **Field<br>Review<br>Variance<br>Percent** | **Field<br>Review<br>Company** | **Field<br>Review<br>Report<br>Date** | **Field<br>Review<br>Effective<br>Date** | **2055<br>Value** | **2055<br>Variance<br>Amount** | **2055<br>Variance<br>Percent** | **2055<br>Company** | **2055<br>Report<br>Date** | **2055<br>Effective<br>Date** | **AVE/<br>CMA<br>Value** | **AVE/<br>CMA<br>Variance<br>Amount** | **AVE/<br>CMA<br>Variance<br>Percent** | **AVE/<br>CMA<br>Company** | **AVE/<br>CMA<br>Report<br>Date** | **Hybrid<br>Valuation<br>Value** | **Hybrid<br>Valuation<br>Variance<br>Amount** | **Hybrid<br>Valuation<br>Variance<br>Percent** | **Hybrid<br>Valuation<br>Company** | **Hybrid<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Value** | **Updated<br>Valuation<br>Variance<br>Amount** | **Updated<br>Valuation<br>Variance<br>Percent** | **Updated<br>Valuation<br>Company** | **Updated<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Effective<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | **Value<br>Analysis<br>Valuation<br>Value** | **Value<br>Analysis<br>Report<br>Date** | **Is Eligible<br>for Rep and<br>Warrant Relief<br>per Loan<br>Collateral<br>Advisor?** | **LCA Risk<br>Score** | **Collateral<br>Underwriter<br>Risk Score** |
| 224340757 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 224340782 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224340872 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224340972 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224341847 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224341855 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.00 |
| 224342877 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| 224343319 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224348929 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224348965 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.00 |
| 224348969 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 4.00 |
| 224348996 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224349077 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.20 |
| 224351168 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224351295 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.90 |
| 224351400 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224351499 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.10 |
| 224351553 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224351759 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224351827 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224351867 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 3.60 |
| 224351876 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224351882 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224351887 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.650% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224351894 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.10 |
| 224351898 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.40 |
| 224351907 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224351911 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.20 |
| 224361968 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.50 |
| 224361969 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224362146 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224362155 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.70 |
| 224362156 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 224364766 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224364814 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.60 |
| 224364815 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.60 |
| 224364821 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| 224364837 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224364890 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.00 |
| 224364935 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.30 |

---

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Note<br>Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **Value for<br>LTV** | **As-Is<br>Value<br>for<br>LTV** | **LTV<br>Value<br>Variance<br>Amount** | **LTV<br>Value<br>Variance<br>Percent** | **Primary<br>Valuation<br>Value** | **Primary<br>Valuation<br>Report<br>Date** | **Primary<br>Valuation<br>Effective<br>Date** | **Primary<br>Valuation<br>Type** | **Primary<br>Valuation<br>Company** | **Primary<br>Valuation<br>Appraiser<br>Name** | **Primary<br>Valuation<br>Appraiser<br>License<br>Num** | **Primary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation<br>Value** | **Secondary<br>Valuation<br>Variance<br>Amount** | **Secondary<br>Valuation<br>Variance<br>Percent** | **Secondary<br>Valuation<br>Report<br>Date** | **Secondary<br>Valuation<br>Effective<br>Date** | **Secondary<br>Valuation<br>Type** | **Secondary<br>Valuation<br>Company** | **Secondary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation Desk<br>Review Risk<br>Score** | **AVM<br>Value** | **AVM<br>Variance<br>Amount** | **AVM<br>Variance<br>Percent** | **AVM<br>Company** | **AVM FSD<br>Score** | **AVM<br>Report<br>Date** | **Desk<br>Review<br>Value** | **Desk<br>Review<br>Variance<br>Amount** | **Desk<br>Review<br>Variance<br>Percent** | **Desk<br>Review<br>Company** | **Desk<br>Review<br>Risk<br>Score** | **Desk<br>Review<br>Report<br>Date** | **Desk<br>Review<br>Effective<br>Date** | **Desktop<br>Appraisal<br>Value** | **Desktop<br>Appraisal<br>Variance<br>Amount** | **Desktop<br>Appraisal<br>Variance<br>Percent** | **Desktop<br>Appraisal<br>Company** | **Desktop<br>Appraisal<br>Report<br>Date** | **Desktop<br>Appraisal<br>Effective<br>Date** | **BPO<br>Value** | **BPO<br>Variance<br>Amount** | **BPO<br>Variance<br>Percent** | **BPO<br>Company** | **BPO<br>Report<br>Date** | **Field<br>Review<br>Value** | **Field<br>Review<br>Variance<br>Amount** | **Field<br>Review<br>Variance<br>Percent** | **Field<br>Review<br>Company** | **Field<br>Review<br>Report<br>Date** | **Field<br>Review<br>Effective<br>Date** | **2055<br>Value** | **2055<br>Variance<br>Amount** | **2055<br>Variance<br>Percent** | **2055<br>Company** | **2055<br>Report<br>Date** | **2055<br>Effective<br>Date** | **AVE/<br>CMA<br>Value** | **AVE/<br>CMA<br>Variance<br>Amount** | **AVE/<br>CMA<br>Variance<br>Percent** | **AVE/<br>CMA<br>Company** | **AVE/<br>CMA<br>Report<br>Date** | **Hybrid<br>Valuation<br>Value** | **Hybrid<br>Valuation<br>Variance<br>Amount** | **Hybrid<br>Valuation<br>Variance<br>Percent** | **Hybrid<br>Valuation<br>Company** | **Hybrid<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Value** | **Updated<br>Valuation<br>Variance<br>Amount** | **Updated<br>Valuation<br>Variance<br>Percent** | **Updated<br>Valuation<br>Company** | **Updated<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Effective<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | **Value<br>Analysis<br>Valuation<br>Value** | **Value<br>Analysis<br>Report<br>Date** | **Is Eligible<br>for Rep and<br>Warrant Relief<br>per Loan<br>Collateral<br>Advisor?** | **LCA Risk<br>Score** | **Collateral<br>Underwriter<br>Risk Score** |
| 224364940 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| 224364947 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.60 |
| 224364950 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.90 |
| 224364954 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.00 |
| 224364980 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -4.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.10 |
| 224365651 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.20 |
| 224366503 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 224366504 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224367079 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.80 |
| 224367082 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224371108 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224371117 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.30 |
| 224371138 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224371142 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.30 | 1.00 |
| 224371152 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224371155 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.10 |
| 224371156 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.30 |
| 224371175 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.30 |
| 224371256 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 3.00 |
| 224371266 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224371268 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 3.60 |
| 224371271 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.190% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.30 |
| 224371272 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.90 |
| 224371278 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.60 |
| 224371294 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224371329 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224371770 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.30 |
| 224371799 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224371810 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224371819 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224371825 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.40 |
| 224373963 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224374008 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.00 |
| 224374012 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.10 |
| 224374015 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.20 |
| 224374017 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 4.00 |
| 224374018 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.20 |
| 224374061 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.20 |
| 224374350 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.10 |
| 224374502 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 5.670% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.50 |

---

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Note<br>Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **Value for<br>LTV** | **As-Is<br>Value<br>for<br>LTV** | **LTV<br>Value<br>Variance<br>Amount** | **LTV<br>Value<br>Variance<br>Percent** | **Primary<br>Valuation<br>Value** | **Primary<br>Valuation<br>Report<br>Date** | **Primary<br>Valuation<br>Effective<br>Date** | **Primary<br>Valuation<br>Type** | **Primary<br>Valuation<br>Company** | **Primary<br>Valuation<br>Appraiser<br>Name** | **Primary<br>Valuation<br>Appraiser<br>License<br>Num** | **Primary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation<br>Value** | **Secondary<br>Valuation<br>Variance<br>Amount** | **Secondary<br>Valuation<br>Variance<br>Percent** | **Secondary<br>Valuation<br>Report<br>Date** | **Secondary<br>Valuation<br>Effective<br>Date** | **Secondary<br>Valuation<br>Type** | **Secondary<br>Valuation<br>Company** | **Secondary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation Desk<br>Review Risk<br>Score** | **AVM<br>Value** | **AVM<br>Variance<br>Amount** | **AVM<br>Variance<br>Percent** | **AVM<br>Company** | **AVM FSD<br>Score** | **AVM<br>Report<br>Date** | **Desk<br>Review<br>Value** | **Desk<br>Review<br>Variance<br>Amount** | **Desk<br>Review<br>Variance<br>Percent** | **Desk<br>Review<br>Company** | **Desk<br>Review<br>Risk<br>Score** | **Desk<br>Review<br>Report<br>Date** | **Desk<br>Review<br>Effective<br>Date** | **Desktop<br>Appraisal<br>Value** | **Desktop<br>Appraisal<br>Variance<br>Amount** | **Desktop<br>Appraisal<br>Variance<br>Percent** | **Desktop<br>Appraisal<br>Company** | **Desktop<br>Appraisal<br>Report<br>Date** | **Desktop<br>Appraisal<br>Effective<br>Date** | **BPO<br>Value** | **BPO<br>Variance<br>Amount** | **BPO<br>Variance<br>Percent** | **BPO<br>Company** | **BPO<br>Report<br>Date** | **Field<br>Review<br>Value** | **Field<br>Review<br>Variance<br>Amount** | **Field<br>Review<br>Variance<br>Percent** | **Field<br>Review<br>Company** | **Field<br>Review<br>Report<br>Date** | **Field<br>Review<br>Effective<br>Date** | **2055<br>Value** | **2055<br>Variance<br>Amount** | **2055<br>Variance<br>Percent** | **2055<br>Company** | **2055<br>Report<br>Date** | **2055<br>Effective<br>Date** | **AVE/<br>CMA<br>Value** | **AVE/<br>CMA<br>Variance<br>Amount** | **AVE/<br>CMA<br>Variance<br>Percent** | **AVE/<br>CMA<br>Company** | **AVE/<br>CMA<br>Report<br>Date** | **Hybrid<br>Valuation<br>Value** | **Hybrid<br>Valuation<br>Variance<br>Amount** | **Hybrid<br>Valuation<br>Variance<br>Percent** | **Hybrid<br>Valuation<br>Company** | **Hybrid<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Value** | **Updated<br>Valuation<br>Variance<br>Amount** | **Updated<br>Valuation<br>Variance<br>Percent** | **Updated<br>Valuation<br>Company** | **Updated<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Effective<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | **Value<br>Analysis<br>Valuation<br>Value** | **Value<br>Analysis<br>Report<br>Date** | **Is Eligible<br>for Rep and<br>Warrant Relief<br>per Loan<br>Collateral<br>Advisor?** | **LCA Risk<br>Score** | **Collateral<br>Underwriter<br>Risk Score** |
| 224387331 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.90 |
| 224387719 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.70 |
| 224387878 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224387893 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224387894 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224387895 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.30 |
| 224387896 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224387898 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224387900 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.20 |
| 224387933 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.30 |
| 224387938 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224387945 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| 224387952 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.70 |
| 224387981 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224390540 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.40 |
| 224390541 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |
| 224390549 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 5.00 |
| 224391108 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 7.090% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 5.00 |
| 224395757 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224395760 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224395764 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.40 |
| 224395766 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.330% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224395767 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.20 |
| 224395768 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.70 |
| 224395769 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224395772 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224395773 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.10 |
| 224395774 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224395775 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224400189 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.10 |
| 224400193 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224400194 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224400216 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| 224400232 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 1.10 |
| 224400235 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224401484 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.30 |
| 224401497 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.60 |
| 224401932 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 2.380% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.60 |
| 224403980 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224404255 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |

---

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Note<br>Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **Value for<br>LTV** | **As-Is<br>Value<br>for<br>LTV** | **LTV<br>Value<br>Variance<br>Amount** | **LTV<br>Value<br>Variance<br>Percent** | **Primary<br>Valuation<br>Value** | **Primary<br>Valuation<br>Report<br>Date** | **Primary<br>Valuation<br>Effective<br>Date** | **Primary<br>Valuation<br>Type** | **Primary<br>Valuation<br>Company** | **Primary<br>Valuation<br>Appraiser<br>Name** | **Primary<br>Valuation<br>Appraiser<br>License<br>Num** | **Primary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation<br>Value** | **Secondary<br>Valuation<br>Variance<br>Amount** | **Secondary<br>Valuation<br>Variance<br>Percent** | **Secondary<br>Valuation<br>Report<br>Date** | **Secondary<br>Valuation<br>Effective<br>Date** | **Secondary<br>Valuation<br>Type** | **Secondary<br>Valuation<br>Company** | **Secondary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation Desk<br>Review Risk<br>Score** | **AVM<br>Value** | **AVM<br>Variance<br>Amount** | **AVM<br>Variance<br>Percent** | **AVM<br>Company** | **AVM FSD<br>Score** | **AVM<br>Report<br>Date** | **Desk<br>Review<br>Value** | **Desk<br>Review<br>Variance<br>Amount** | **Desk<br>Review<br>Variance<br>Percent** | **Desk<br>Review<br>Company** | **Desk<br>Review<br>Risk<br>Score** | **Desk<br>Review<br>Report<br>Date** | **Desk<br>Review<br>Effective<br>Date** | **Desktop<br>Appraisal<br>Value** | **Desktop<br>Appraisal<br>Variance<br>Amount** | **Desktop<br>Appraisal<br>Variance<br>Percent** | **Desktop<br>Appraisal<br>Company** | **Desktop<br>Appraisal<br>Report<br>Date** | **Desktop<br>Appraisal<br>Effective<br>Date** | **BPO<br>Value** | **BPO<br>Variance<br>Amount** | **BPO<br>Variance<br>Percent** | **BPO<br>Company** | **BPO<br>Report<br>Date** | **Field<br>Review<br>Value** | **Field<br>Review<br>Variance<br>Amount** | **Field<br>Review<br>Variance<br>Percent** | **Field<br>Review<br>Company** | **Field<br>Review<br>Report<br>Date** | **Field<br>Review<br>Effective<br>Date** | **2055<br>Value** | **2055<br>Variance<br>Amount** | **2055<br>Variance<br>Percent** | **2055<br>Company** | **2055<br>Report<br>Date** | **2055<br>Effective<br>Date** | **AVE/<br>CMA<br>Value** | **AVE/<br>CMA<br>Variance<br>Amount** | **AVE/<br>CMA<br>Variance<br>Percent** | **AVE/<br>CMA<br>Company** | **AVE/<br>CMA<br>Report<br>Date** | **Hybrid<br>Valuation<br>Value** | **Hybrid<br>Valuation<br>Variance<br>Amount** | **Hybrid<br>Valuation<br>Variance<br>Percent** | **Hybrid<br>Valuation<br>Company** | **Hybrid<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Value** | **Updated<br>Valuation<br>Variance<br>Amount** | **Updated<br>Valuation<br>Variance<br>Percent** | **Updated<br>Valuation<br>Company** | **Updated<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Effective<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | **Value<br>Analysis<br>Valuation<br>Value** | **Value<br>Analysis<br>Report<br>Date** | **Is Eligible<br>for Rep and<br>Warrant Relief<br>per Loan<br>Collateral<br>Advisor?** | **LCA Risk<br>Score** | **Collateral<br>Underwriter<br>Risk Score** |
| 224404256 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224404258 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 224404259 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224404260 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224404261 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224404262 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224404263 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224404264 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224404265 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 224404266 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.70 |
| 224404277 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224404413 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.90 |
| 224404532 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.40 |
| 224405326 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.50 |
| 224408854 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224410936 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224413576 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.50 |
| 224413577 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.70 |
| 224413578 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224413579 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.70 |
| 224413580 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224413582 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 224413583 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224413933 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.10 |
| 224414133 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.10 |
| 224414177 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.60 |
| 224414253 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.40 |
| 224414290 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.00 |
| 224414291 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224416103 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224416105 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224417997 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 224417998 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.00 |
| 224418022 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224418150 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224418154 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.50 |
| 224418546 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224418557 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224419568 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 4.40 |
| 224419575 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |

---

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Note<br>Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **Value for<br>LTV** | **As-Is<br>Value<br>for<br>LTV** | **LTV<br>Value<br>Variance<br>Amount** | **LTV<br>Value<br>Variance<br>Percent** | **Primary<br>Valuation<br>Value** | **Primary<br>Valuation<br>Report<br>Date** | **Primary<br>Valuation<br>Effective<br>Date** | **Primary<br>Valuation<br>Type** | **Primary<br>Valuation<br>Company** | **Primary<br>Valuation<br>Appraiser<br>Name** | **Primary<br>Valuation<br>Appraiser<br>License<br>Num** | **Primary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation<br>Value** | **Secondary<br>Valuation<br>Variance<br>Amount** | **Secondary<br>Valuation<br>Variance<br>Percent** | **Secondary<br>Valuation<br>Report<br>Date** | **Secondary<br>Valuation<br>Effective<br>Date** | **Secondary<br>Valuation<br>Type** | **Secondary<br>Valuation<br>Company** | **Secondary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation Desk<br>Review Risk<br>Score** | **AVM<br>Value** | **AVM<br>Variance<br>Amount** | **AVM<br>Variance<br>Percent** | **AVM<br>Company** | **AVM FSD<br>Score** | **AVM<br>Report<br>Date** | **Desk<br>Review<br>Value** | **Desk<br>Review<br>Variance<br>Amount** | **Desk<br>Review<br>Variance<br>Percent** | **Desk<br>Review<br>Company** | **Desk<br>Review<br>Risk<br>Score** | **Desk<br>Review<br>Report<br>Date** | **Desk<br>Review<br>Effective<br>Date** | **Desktop<br>Appraisal<br>Value** | **Desktop<br>Appraisal<br>Variance<br>Amount** | **Desktop<br>Appraisal<br>Variance<br>Percent** | **Desktop<br>Appraisal<br>Company** | **Desktop<br>Appraisal<br>Report<br>Date** | **Desktop<br>Appraisal<br>Effective<br>Date** | **BPO<br>Value** | **BPO<br>Variance<br>Amount** | **BPO<br>Variance<br>Percent** | **BPO<br>Company** | **BPO<br>Report<br>Date** | **Field<br>Review<br>Value** | **Field<br>Review<br>Variance<br>Amount** | **Field<br>Review<br>Variance<br>Percent** | **Field<br>Review<br>Company** | **Field<br>Review<br>Report<br>Date** | **Field<br>Review<br>Effective<br>Date** | **2055<br>Value** | **2055<br>Variance<br>Amount** | **2055<br>Variance<br>Percent** | **2055<br>Company** | **2055<br>Report<br>Date** | **2055<br>Effective<br>Date** | **AVE/<br>CMA<br>Value** | **AVE/<br>CMA<br>Variance<br>Amount** | **AVE/<br>CMA<br>Variance<br>Percent** | **AVE/<br>CMA<br>Company** | **AVE/<br>CMA<br>Report<br>Date** | **Hybrid<br>Valuation<br>Value** | **Hybrid<br>Valuation<br>Variance<br>Amount** | **Hybrid<br>Valuation<br>Variance<br>Percent** | **Hybrid<br>Valuation<br>Company** | **Hybrid<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Value** | **Updated<br>Valuation<br>Variance<br>Amount** | **Updated<br>Valuation<br>Variance<br>Percent** | **Updated<br>Valuation<br>Company** | **Updated<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Effective<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | **Value<br>Analysis<br>Valuation<br>Value** | **Value<br>Analysis<br>Report<br>Date** | **Is Eligible<br>for Rep and<br>Warrant Relief<br>per Loan<br>Collateral<br>Advisor?** | **LCA Risk<br>Score** | **Collateral<br>Underwriter<br>Risk Score** |
| 224419578 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224419731 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -8.500% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.00 |
| 224419735 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.00 |
| 224419771 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 6.840% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  | -100.000% | Indeterminate | Indeterminate | Indeterminate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224419967 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224419972 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224420076 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 2.490% |  |  | AVM |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224421289 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224424906 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224424909 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.60 |
| 224424910 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.70 |
| 224424913 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224424915 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224424917 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.40 |
| 224424918 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224424919 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224424928 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 4.80 |
| 224425241 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224425244 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.00 |
| 224425248 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224425259 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224425262 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.80 |
| 224426811 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224426908 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.00 |
| 224426911 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.40 |
| 224426912 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.20 |
| 224426915 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224426919 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224426920 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224427536 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.30 |
| 224427870 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224427977 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224428627 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 224428628 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224428630 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.60 |
| 224428631 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224428632 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.80 |
| 224428646 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224428677 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.10 |
| 224428679 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |

---

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Note<br>Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **Value for<br>LTV** | **As-Is<br>Value<br>for<br>LTV** | **LTV<br>Value<br>Variance<br>Amount** | **LTV<br>Value<br>Variance<br>Percent** | **Primary<br>Valuation<br>Value** | **Primary<br>Valuation<br>Report<br>Date** | **Primary<br>Valuation<br>Effective<br>Date** | **Primary<br>Valuation<br>Type** | **Primary<br>Valuation<br>Company** | **Primary<br>Valuation<br>Appraiser<br>Name** | **Primary<br>Valuation<br>Appraiser<br>License<br>Num** | **Primary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation<br>Value** | **Secondary<br>Valuation<br>Variance<br>Amount** | **Secondary<br>Valuation<br>Variance<br>Percent** | **Secondary<br>Valuation<br>Report<br>Date** | **Secondary<br>Valuation<br>Effective<br>Date** | **Secondary<br>Valuation<br>Type** | **Secondary<br>Valuation<br>Company** | **Secondary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation Desk<br>Review Risk<br>Score** | **AVM<br>Value** | **AVM<br>Variance<br>Amount** | **AVM<br>Variance<br>Percent** | **AVM<br>Company** | **AVM FSD<br>Score** | **AVM<br>Report<br>Date** | **Desk<br>Review<br>Value** | **Desk<br>Review<br>Variance<br>Amount** | **Desk<br>Review<br>Variance<br>Percent** | **Desk<br>Review<br>Company** | **Desk<br>Review<br>Risk<br>Score** | **Desk<br>Review<br>Report<br>Date** | **Desk<br>Review<br>Effective<br>Date** | **Desktop<br>Appraisal<br>Value** | **Desktop<br>Appraisal<br>Variance<br>Amount** | **Desktop<br>Appraisal<br>Variance<br>Percent** | **Desktop<br>Appraisal<br>Company** | **Desktop<br>Appraisal<br>Report<br>Date** | **Desktop<br>Appraisal<br>Effective<br>Date** | **BPO<br>Value** | **BPO<br>Variance<br>Amount** | **BPO<br>Variance<br>Percent** | **BPO<br>Company** | **BPO<br>Report<br>Date** | **Field<br>Review<br>Value** | **Field<br>Review<br>Variance<br>Amount** | **Field<br>Review<br>Variance<br>Percent** | **Field<br>Review<br>Company** | **Field<br>Review<br>Report<br>Date** | **Field<br>Review<br>Effective<br>Date** | **2055<br>Value** | **2055<br>Variance<br>Amount** | **2055<br>Variance<br>Percent** | **2055<br>Company** | **2055<br>Report<br>Date** | **2055<br>Effective<br>Date** | **AVE/<br>CMA<br>Value** | **AVE/<br>CMA<br>Variance<br>Amount** | **AVE/<br>CMA<br>Variance<br>Percent** | **AVE/<br>CMA<br>Company** | **AVE/<br>CMA<br>Report<br>Date** | **Hybrid<br>Valuation<br>Value** | **Hybrid<br>Valuation<br>Variance<br>Amount** | **Hybrid<br>Valuation<br>Variance<br>Percent** | **Hybrid<br>Valuation<br>Company** | **Hybrid<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Value** | **Updated<br>Valuation<br>Variance<br>Amount** | **Updated<br>Valuation<br>Variance<br>Percent** | **Updated<br>Valuation<br>Company** | **Updated<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Effective<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | **Value<br>Analysis<br>Valuation<br>Value** | **Value<br>Analysis<br>Report<br>Date** | **Is Eligible<br>for Rep and<br>Warrant Relief<br>per Loan<br>Collateral<br>Advisor?** | **LCA Risk<br>Score** | **Collateral<br>Underwriter<br>Risk Score** |
| 224428850 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224429288 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224429293 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224429788 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.20 |
| 224429827 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.40 |
| 224430072 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224430289 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | High |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224430393 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224455159 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.60 |
| 224455161 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224455165 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224455168 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.40 |
| 224455170 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224455172 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 |  |
| 224455178 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.60 |
| 224455185 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224455221 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.90 |
| 224455235 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -13.430% |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.80 |
| 224455251 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224455256 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224455257 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.40 |
| 224455258 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.80 |
| 224455260 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.80 |
| 224455261 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224455262 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224455275 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.560% |  |  | AVM |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.70 |
| 224455276 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.20 |
| 224455277 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224455278 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 224455279 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.30 |
| 224455280 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.90 |
| 224455281 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.20 |
| 224455282 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224455283 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| 224455284 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 224455290 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224455497 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224455552 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224455556 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.630% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.50 |
| 224455558 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |

---

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Note<br>Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **Value for<br>LTV** | **As-Is<br>Value<br>for<br>LTV** | **LTV<br>Value<br>Variance<br>Amount** | **LTV<br>Value<br>Variance<br>Percent** | **Primary<br>Valuation<br>Value** | **Primary<br>Valuation<br>Report<br>Date** | **Primary<br>Valuation<br>Effective<br>Date** | **Primary<br>Valuation<br>Type** | **Primary<br>Valuation<br>Company** | **Primary<br>Valuation<br>Appraiser<br>Name** | **Primary<br>Valuation<br>Appraiser<br>License<br>Num** | **Primary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation<br>Value** | **Secondary<br>Valuation<br>Variance<br>Amount** | **Secondary<br>Valuation<br>Variance<br>Percent** | **Secondary<br>Valuation<br>Report<br>Date** | **Secondary<br>Valuation<br>Effective<br>Date** | **Secondary<br>Valuation<br>Type** | **Secondary<br>Valuation<br>Company** | **Secondary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation Desk<br>Review Risk<br>Score** | **AVM<br>Value** | **AVM<br>Variance<br>Amount** | **AVM<br>Variance<br>Percent** | **AVM<br>Company** | **AVM FSD<br>Score** | **AVM<br>Report<br>Date** | **Desk<br>Review<br>Value** | **Desk<br>Review<br>Variance<br>Amount** | **Desk<br>Review<br>Variance<br>Percent** | **Desk<br>Review<br>Company** | **Desk<br>Review<br>Risk<br>Score** | **Desk<br>Review<br>Report<br>Date** | **Desk<br>Review<br>Effective<br>Date** | **Desktop<br>Appraisal<br>Value** | **Desktop<br>Appraisal<br>Variance<br>Amount** | **Desktop<br>Appraisal<br>Variance<br>Percent** | **Desktop<br>Appraisal<br>Company** | **Desktop<br>Appraisal<br>Report<br>Date** | **Desktop<br>Appraisal<br>Effective<br>Date** | **BPO<br>Value** | **BPO<br>Variance<br>Amount** | **BPO<br>Variance<br>Percent** | **BPO<br>Company** | **BPO<br>Report<br>Date** | **Field<br>Review<br>Value** | **Field<br>Review<br>Variance<br>Amount** | **Field<br>Review<br>Variance<br>Percent** | **Field<br>Review<br>Company** | **Field<br>Review<br>Report<br>Date** | **Field<br>Review<br>Effective<br>Date** | **2055<br>Value** | **2055<br>Variance<br>Amount** | **2055<br>Variance<br>Percent** | **2055<br>Company** | **2055<br>Report<br>Date** | **2055<br>Effective<br>Date** | **AVE/<br>CMA<br>Value** | **AVE/<br>CMA<br>Variance<br>Amount** | **AVE/<br>CMA<br>Variance<br>Percent** | **AVE/<br>CMA<br>Company** | **AVE/<br>CMA<br>Report<br>Date** | **Hybrid<br>Valuation<br>Value** | **Hybrid<br>Valuation<br>Variance<br>Amount** | **Hybrid<br>Valuation<br>Variance<br>Percent** | **Hybrid<br>Valuation<br>Company** | **Hybrid<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Value** | **Updated<br>Valuation<br>Variance<br>Amount** | **Updated<br>Valuation<br>Variance<br>Percent** | **Updated<br>Valuation<br>Company** | **Updated<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Effective<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | **Value<br>Analysis<br>Valuation<br>Value** | **Value<br>Analysis<br>Report<br>Date** | **Is Eligible<br>for Rep and<br>Warrant Relief<br>per Loan<br>Collateral<br>Advisor?** | **LCA Risk<br>Score** | **Collateral<br>Underwriter<br>Risk Score** |
| 224455559 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.80 |
| 224455560 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 4.20 |
| 224457610 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.30 |
| 224457618 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.20 |
| 224458959 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 999.00 |
| 224460401 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224460429 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.10 |
| 224460855 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224460926 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224460934 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.60 |
| 224460937 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| 224461806 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224461836 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224461868 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.30 |
| 224462659 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 224462661 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| 224463839 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.90 |
| 224463843 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.50 |
| 224463891 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.90 |
| 224463930 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.10 |
| 224465224 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 12.820% |  |  | AVM |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.40 |
| 224465228 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224465234 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -4.910% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.30 |
| 224465235 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.00 |
| 224465240 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224465256 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.80 |
| 224465264 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224466126 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.20 |
| 224466591 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224466595 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.30 |
| 224466607 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224466609 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.20 |
| 224466612 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.90 |
| 224466613 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224466639 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.20 |
| 224466640 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224466684 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224466688 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.60 |
| 224466691 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.60 |
| 224467044 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |

---

------

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Note<br>Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **Value for<br>LTV** | **As-Is<br>Value<br>for<br>LTV** | **LTV<br>Value<br>Variance<br>Amount** | **LTV<br>Value<br>Variance<br>Percent** | **Primary<br>Valuation<br>Value** | **Primary<br>Valuation<br>Report<br>Date** | **Primary<br>Valuation<br>Effective<br>Date** | **Primary<br>Valuation<br>Type** | **Primary<br>Valuation<br>Company** | **Primary<br>Valuation<br>Appraiser<br>Name** | **Primary<br>Valuation<br>Appraiser<br>License<br>Num** | **Primary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation<br>Value** | **Secondary<br>Valuation<br>Variance<br>Amount** | **Secondary<br>Valuation<br>Variance<br>Percent** | **Secondary<br>Valuation<br>Report<br>Date** | **Secondary<br>Valuation<br>Effective<br>Date** | **Secondary<br>Valuation<br>Type** | **Secondary<br>Valuation<br>Company** | **Secondary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation Desk<br>Review Risk<br>Score** | **AVM<br>Value** | **AVM<br>Variance<br>Amount** | **AVM<br>Variance<br>Percent** | **AVM<br>Company** | **AVM FSD<br>Score** | **AVM<br>Report<br>Date** | **Desk<br>Review<br>Value** | **Desk<br>Review<br>Variance<br>Amount** | **Desk<br>Review<br>Variance<br>Percent** | **Desk<br>Review<br>Company** | **Desk<br>Review<br>Risk<br>Score** | **Desk<br>Review<br>Report<br>Date** | **Desk<br>Review<br>Effective<br>Date** | **Desktop<br>Appraisal<br>Value** | **Desktop<br>Appraisal<br>Variance<br>Amount** | **Desktop<br>Appraisal<br>Variance<br>Percent** | **Desktop<br>Appraisal<br>Company** | **Desktop<br>Appraisal<br>Report<br>Date** | **Desktop<br>Appraisal<br>Effective<br>Date** | **BPO<br>Value** | **BPO<br>Variance<br>Amount** | **BPO<br>Variance<br>Percent** | **BPO<br>Company** | **BPO<br>Report<br>Date** | **Field<br>Review<br>Value** | **Field<br>Review<br>Variance<br>Amount** | **Field<br>Review<br>Variance<br>Percent** | **Field<br>Review<br>Company** | **Field<br>Review<br>Report<br>Date** | **Field<br>Review<br>Effective<br>Date** | **2055<br>Value** | **2055<br>Variance<br>Amount** | **2055<br>Variance<br>Percent** | **2055<br>Company** | **2055<br>Report<br>Date** | **2055<br>Effective<br>Date** | **AVE/<br>CMA<br>Value** | **AVE/<br>CMA<br>Variance<br>Amount** | **AVE/<br>CMA<br>Variance<br>Percent** | **AVE/<br>CMA<br>Company** | **AVE/<br>CMA<br>Report<br>Date** | **Hybrid<br>Valuation<br>Value** | **Hybrid<br>Valuation<br>Variance<br>Amount** | **Hybrid<br>Valuation<br>Variance<br>Percent** | **Hybrid<br>Valuation<br>Company** | **Hybrid<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Value** | **Updated<br>Valuation<br>Variance<br>Amount** | **Updated<br>Valuation<br>Variance<br>Percent** | **Updated<br>Valuation<br>Company** | **Updated<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Effective<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | **Value<br>Analysis<br>Valuation<br>Value** | **Value<br>Analysis<br>Report<br>Date** | **Is Eligible<br>for Rep and<br>Warrant Relief<br>per Loan<br>Collateral<br>Advisor?** | **LCA Risk<br>Score** | **Collateral<br>Underwriter<br>Risk Score** |
| 224467051 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224467059 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.10 |
| 224467069 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.70 |
| 224467084 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.80 |
| 224467087 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224467091 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.10 |
| 224467092 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.00 |
| 224467100 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.80 |
| 224467110 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.70 |
| 224467843 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224467996 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224467998 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.70 |
| 224468269 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224468518 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.00 |
| 224469239 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224473277 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.70 |
| 224473288 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.40 |
| 224473468 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224473561 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224473579 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 224473586 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.50 |
| 224474763 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 224474776 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 224474778 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 224474779 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.80 |
| 224474789 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224474792 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224475771 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224475819 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.30 |
| 224486057 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224486058 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224498673 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224498800 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.90 |
| 224498801 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.00 |
| 224498803 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224498808 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.40 |
| 224498813 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.90 |
| 224532343 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224532372 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -8.260% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224532374 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.440% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.70 |

---

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Note<br>Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **Value for<br>LTV** | **As-Is<br>Value<br>for<br>LTV** | **LTV<br>Value<br>Variance<br>Amount** | **LTV<br>Value<br>Variance<br>Percent** | **Primary<br>Valuation<br>Value** | **Primary<br>Valuation<br>Report<br>Date** | **Primary<br>Valuation<br>Effective<br>Date** | **Primary<br>Valuation<br>Type** | **Primary<br>Valuation<br>Company** | **Primary<br>Valuation<br>Appraiser<br>Name** | **Primary<br>Valuation<br>Appraiser<br>License<br>Num** | **Primary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation<br>Value** | **Secondary<br>Valuation<br>Variance<br>Amount** | **Secondary<br>Valuation<br>Variance<br>Percent** | **Secondary<br>Valuation<br>Report<br>Date** | **Secondary<br>Valuation<br>Effective<br>Date** | **Secondary<br>Valuation<br>Type** | **Secondary<br>Valuation<br>Company** | **Secondary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation Desk<br>Review Risk<br>Score** | **AVM<br>Value** | **AVM<br>Variance<br>Amount** | **AVM<br>Variance<br>Percent** | **AVM<br>Company** | **AVM FSD<br>Score** | **AVM<br>Report<br>Date** | **Desk<br>Review<br>Value** | **Desk<br>Review<br>Variance<br>Amount** | **Desk<br>Review<br>Variance<br>Percent** | **Desk<br>Review<br>Company** | **Desk<br>Review<br>Risk<br>Score** | **Desk<br>Review<br>Report<br>Date** | **Desk<br>Review<br>Effective<br>Date** | **Desktop<br>Appraisal<br>Value** | **Desktop<br>Appraisal<br>Variance<br>Amount** | **Desktop<br>Appraisal<br>Variance<br>Percent** | **Desktop<br>Appraisal<br>Company** | **Desktop<br>Appraisal<br>Report<br>Date** | **Desktop<br>Appraisal<br>Effective<br>Date** | **BPO<br>Value** | **BPO<br>Variance<br>Amount** | **BPO<br>Variance<br>Percent** | **BPO<br>Company** | **BPO<br>Report<br>Date** | **Field<br>Review<br>Value** | **Field<br>Review<br>Variance<br>Amount** | **Field<br>Review<br>Variance<br>Percent** | **Field<br>Review<br>Company** | **Field<br>Review<br>Report<br>Date** | **Field<br>Review<br>Effective<br>Date** | **2055<br>Value** | **2055<br>Variance<br>Amount** | **2055<br>Variance<br>Percent** | **2055<br>Company** | **2055<br>Report<br>Date** | **2055<br>Effective<br>Date** | **AVE/<br>CMA<br>Value** | **AVE/<br>CMA<br>Variance<br>Amount** | **AVE/<br>CMA<br>Variance<br>Percent** | **AVE/<br>CMA<br>Company** | **AVE/<br>CMA<br>Report<br>Date** | **Hybrid<br>Valuation<br>Value** | **Hybrid<br>Valuation<br>Variance<br>Amount** | **Hybrid<br>Valuation<br>Variance<br>Percent** | **Hybrid<br>Valuation<br>Company** | **Hybrid<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Value** | **Updated<br>Valuation<br>Variance<br>Amount** | **Updated<br>Valuation<br>Variance<br>Percent** | **Updated<br>Valuation<br>Company** | **Updated<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Effective<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | **Value<br>Analysis<br>Valuation<br>Value** | **Value<br>Analysis<br>Report<br>Date** | **Is Eligible<br>for Rep and<br>Warrant Relief<br>per Loan<br>Collateral<br>Advisor?** | **LCA Risk<br>Score** | **Collateral<br>Underwriter<br>Risk Score** |
| 224537022 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.70 |
| 224537042 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.10 |
| 224537044 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224537047 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.30 |
| 224537057 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224541708 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.20 |
| 224541722 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224543217 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  | 2.140% |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 5.00 |
| 224543218 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224543222 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.30 |
| 224543224 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224543230 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.50 |
| 224543233 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224543237 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.20 |
| 224543241 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224543242 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224543245 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224543249 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224543250 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.00 |
| 224546437 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.60 |
| 224546439 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224546443 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.70 |
| 224546712 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.90 |
| 224546786 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.20 |
| 224546937 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224547089 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.40 |
| 224547275 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.80 |
| 224547448 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.50 |
| 224553998 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224554018 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224554138 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.70 |
| 224554147 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224554170 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224565813 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224565821 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.00 |
| 224565823 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.50 |
| 224565825 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224566665 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 224567458 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224567470 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |

---

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Note<br>Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **Value for<br>LTV** | **As-Is<br>Value<br>for<br>LTV** | **LTV<br>Value<br>Variance<br>Amount** | **LTV<br>Value<br>Variance<br>Percent** | **Primary<br>Valuation<br>Value** | **Primary<br>Valuation<br>Report<br>Date** | **Primary<br>Valuation<br>Effective<br>Date** | **Primary<br>Valuation<br>Type** | **Primary<br>Valuation<br>Company** | **Primary<br>Valuation<br>Appraiser<br>Name** | **Primary<br>Valuation<br>Appraiser<br>License<br>Num** | **Primary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation<br>Value** | **Secondary<br>Valuation<br>Variance<br>Amount** | **Secondary<br>Valuation<br>Variance<br>Percent** | **Secondary<br>Valuation<br>Report<br>Date** | **Secondary<br>Valuation<br>Effective<br>Date** | **Secondary<br>Valuation<br>Type** | **Secondary<br>Valuation<br>Company** | **Secondary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation Desk<br>Review Risk<br>Score** | **AVM<br>Value** | **AVM<br>Variance<br>Amount** | **AVM<br>Variance<br>Percent** | **AVM<br>Company** | **AVM FSD<br>Score** | **AVM<br>Report<br>Date** | **Desk<br>Review<br>Value** | **Desk<br>Review<br>Variance<br>Amount** | **Desk<br>Review<br>Variance<br>Percent** | **Desk<br>Review<br>Company** | **Desk<br>Review<br>Risk<br>Score** | **Desk<br>Review<br>Report<br>Date** | **Desk<br>Review<br>Effective<br>Date** | **Desktop<br>Appraisal<br>Value** | **Desktop<br>Appraisal<br>Variance<br>Amount** | **Desktop<br>Appraisal<br>Variance<br>Percent** | **Desktop<br>Appraisal<br>Company** | **Desktop<br>Appraisal<br>Report<br>Date** | **Desktop<br>Appraisal<br>Effective<br>Date** | **BPO<br>Value** | **BPO<br>Variance<br>Amount** | **BPO<br>Variance<br>Percent** | **BPO<br>Company** | **BPO<br>Report<br>Date** | **Field<br>Review<br>Value** | **Field<br>Review<br>Variance<br>Amount** | **Field<br>Review<br>Variance<br>Percent** | **Field<br>Review<br>Company** | **Field<br>Review<br>Report<br>Date** | **Field<br>Review<br>Effective<br>Date** | **2055<br>Value** | **2055<br>Variance<br>Amount** | **2055<br>Variance<br>Percent** | **2055<br>Company** | **2055<br>Report<br>Date** | **2055<br>Effective<br>Date** | **AVE/<br>CMA<br>Value** | **AVE/<br>CMA<br>Variance<br>Amount** | **AVE/<br>CMA<br>Variance<br>Percent** | **AVE/<br>CMA<br>Company** | **AVE/<br>CMA<br>Report<br>Date** | **Hybrid<br>Valuation<br>Value** | **Hybrid<br>Valuation<br>Variance<br>Amount** | **Hybrid<br>Valuation<br>Variance<br>Percent** | **Hybrid<br>Valuation<br>Company** | **Hybrid<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Value** | **Updated<br>Valuation<br>Variance<br>Amount** | **Updated<br>Valuation<br>Variance<br>Percent** | **Updated<br>Valuation<br>Company** | **Updated<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Effective<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | **Value<br>Analysis<br>Valuation<br>Value** | **Value<br>Analysis<br>Report<br>Date** | **Is Eligible<br>for Rep and<br>Warrant Relief<br>per Loan<br>Collateral<br>Advisor?** | **LCA Risk<br>Score** | **Collateral<br>Underwriter<br>Risk Score** |
| 224567474 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224567489 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.40 |
| 224567633 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224567657 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.10 |
| 224567659 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 1.260% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.60 |
| 224567662 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.00 |
| 224567663 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224567711 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224568237 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.00 |
| 224568242 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224568244 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224568245 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224569999 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 |  |
| 224570017 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224570019 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224570020 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.40 |
| 224570023 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 224570024 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224570034 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.30 |
| 224570036 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.70 |
| 224570046 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.60 |
| 224572311 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224572313 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | High |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.20 |
| 224573441 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224573446 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224573448 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.50 |
| 224573453 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -4.590% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 224573454 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.00 |
| 224573482 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224573487 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224573511 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224573519 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.20 |
| 224573524 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224573591 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.90 |
| 224573593 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224573617 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224573618 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224573621 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 4.20 |
| 224573624 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 4.10 |
| 224573626 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.90 |

---

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Note<br>Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **Value for<br>LTV** | **As-Is<br>Value<br>for<br>LTV** | **LTV<br>Value<br>Variance<br>Amount** | **LTV<br>Value<br>Variance<br>Percent** | **Primary<br>Valuation<br>Value** | **Primary<br>Valuation<br>Report<br>Date** | **Primary<br>Valuation<br>Effective<br>Date** | **Primary<br>Valuation<br>Type** | **Primary<br>Valuation<br>Company** | **Primary<br>Valuation<br>Appraiser<br>Name** | **Primary<br>Valuation<br>Appraiser<br>License<br>Num** | **Primary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation<br>Value** | **Secondary<br>Valuation<br>Variance<br>Amount** | **Secondary<br>Valuation<br>Variance<br>Percent** | **Secondary<br>Valuation<br>Report<br>Date** | **Secondary<br>Valuation<br>Effective<br>Date** | **Secondary<br>Valuation<br>Type** | **Secondary<br>Valuation<br>Company** | **Secondary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation Desk<br>Review Risk<br>Score** | **AVM<br>Value** | **AVM<br>Variance<br>Amount** | **AVM<br>Variance<br>Percent** | **AVM<br>Company** | **AVM FSD<br>Score** | **AVM<br>Report<br>Date** | **Desk<br>Review<br>Value** | **Desk<br>Review<br>Variance<br>Amount** | **Desk<br>Review<br>Variance<br>Percent** | **Desk<br>Review<br>Company** | **Desk<br>Review<br>Risk<br>Score** | **Desk<br>Review<br>Report<br>Date** | **Desk<br>Review<br>Effective<br>Date** | **Desktop<br>Appraisal<br>Value** | **Desktop<br>Appraisal<br>Variance<br>Amount** | **Desktop<br>Appraisal<br>Variance<br>Percent** | **Desktop<br>Appraisal<br>Company** | **Desktop<br>Appraisal<br>Report<br>Date** | **Desktop<br>Appraisal<br>Effective<br>Date** | **BPO<br>Value** | **BPO<br>Variance<br>Amount** | **BPO<br>Variance<br>Percent** | **BPO<br>Company** | **BPO<br>Report<br>Date** | **Field<br>Review<br>Value** | **Field<br>Review<br>Variance<br>Amount** | **Field<br>Review<br>Variance<br>Percent** | **Field<br>Review<br>Company** | **Field<br>Review<br>Report<br>Date** | **Field<br>Review<br>Effective<br>Date** | **2055<br>Value** | **2055<br>Variance<br>Amount** | **2055<br>Variance<br>Percent** | **2055<br>Company** | **2055<br>Report<br>Date** | **2055<br>Effective<br>Date** | **AVE/<br>CMA<br>Value** | **AVE/<br>CMA<br>Variance<br>Amount** | **AVE/<br>CMA<br>Variance<br>Percent** | **AVE/<br>CMA<br>Company** | **AVE/<br>CMA<br>Report<br>Date** | **Hybrid<br>Valuation<br>Value** | **Hybrid<br>Valuation<br>Variance<br>Amount** | **Hybrid<br>Valuation<br>Variance<br>Percent** | **Hybrid<br>Valuation<br>Company** | **Hybrid<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Value** | **Updated<br>Valuation<br>Variance<br>Amount** | **Updated<br>Valuation<br>Variance<br>Percent** | **Updated<br>Valuation<br>Company** | **Updated<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Effective<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | **Value<br>Analysis<br>Valuation<br>Value** | **Value<br>Analysis<br>Report<br>Date** | **Is Eligible<br>for Rep and<br>Warrant Relief<br>per Loan<br>Collateral<br>Advisor?** | **LCA Risk<br>Score** | **Collateral<br>Underwriter<br>Risk Score** |
| 224573631 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.90 |
| 224573633 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.610% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224573736 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224573739 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224573744 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.60 |
| 224573757 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224573758 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224573767 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224574546 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224574549 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224574551 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224574553 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.90 |
| 224574934 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224575224 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224575232 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224575779 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 224581834 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 224582071 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224582088 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224583975 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224583977 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224583980 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 4.60 |
| 224583982 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.50 |
| 224583984 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.80 |
| 224583987 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224584193 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224584209 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224584215 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| 224584219 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.330% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.50 |
| 224584223 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224588090 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.50 |
| 224588095 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224588389 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.880% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.40 |
| 224588548 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.30 |
| 224612539 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224612557 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.00 |
| 224612564 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.10 |
| 224612878 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224612879 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224614094 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.520% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |

---

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---

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Note<br>Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **Value for<br>LTV** | **As-Is<br>Value<br>for<br>LTV** | **LTV<br>Value<br>Variance<br>Amount** | **LTV<br>Value<br>Variance<br>Percent** | **Primary<br>Valuation<br>Value** | **Primary<br>Valuation<br>Report<br>Date** | **Primary<br>Valuation<br>Effective<br>Date** | **Primary<br>Valuation<br>Type** | **Primary<br>Valuation<br>Company** | **Primary<br>Valuation<br>Appraiser<br>Name** | **Primary<br>Valuation<br>Appraiser<br>License<br>Num** | **Primary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation<br>Value** | **Secondary<br>Valuation<br>Variance<br>Amount** | **Secondary<br>Valuation<br>Variance<br>Percent** | **Secondary<br>Valuation<br>Report<br>Date** | **Secondary<br>Valuation<br>Effective<br>Date** | **Secondary<br>Valuation<br>Type** | **Secondary<br>Valuation<br>Company** | **Secondary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation Desk<br>Review Risk<br>Score** | **AVM<br>Value** | **AVM<br>Variance<br>Amount** | **AVM<br>Variance<br>Percent** | **AVM<br>Company** | **AVM FSD<br>Score** | **AVM<br>Report<br>Date** | **Desk<br>Review<br>Value** | **Desk<br>Review<br>Variance<br>Amount** | **Desk<br>Review<br>Variance<br>Percent** | **Desk<br>Review<br>Company** | **Desk<br>Review<br>Risk<br>Score** | **Desk<br>Review<br>Report<br>Date** | **Desk<br>Review<br>Effective<br>Date** | **Desktop<br>Appraisal<br>Value** | **Desktop<br>Appraisal<br>Variance<br>Amount** | **Desktop<br>Appraisal<br>Variance<br>Percent** | **Desktop<br>Appraisal<br>Company** | **Desktop<br>Appraisal<br>Report<br>Date** | **Desktop<br>Appraisal<br>Effective<br>Date** | **BPO<br>Value** | **BPO<br>Variance<br>Amount** | **BPO<br>Variance<br>Percent** | **BPO<br>Company** | **BPO<br>Report<br>Date** | **Field<br>Review<br>Value** | **Field<br>Review<br>Variance<br>Amount** | **Field<br>Review<br>Variance<br>Percent** | **Field<br>Review<br>Company** | **Field<br>Review<br>Report<br>Date** | **Field<br>Review<br>Effective<br>Date** | **2055<br>Value** | **2055<br>Variance<br>Amount** | **2055<br>Variance<br>Percent** | **2055<br>Company** | **2055<br>Report<br>Date** | **2055<br>Effective<br>Date** | **AVE/<br>CMA<br>Value** | **AVE/<br>CMA<br>Variance<br>Amount** | **AVE/<br>CMA<br>Variance<br>Percent** | **AVE/<br>CMA<br>Company** | **AVE/<br>CMA<br>Report<br>Date** | **Hybrid<br>Valuation<br>Value** | **Hybrid<br>Valuation<br>Variance<br>Amount** | **Hybrid<br>Valuation<br>Variance<br>Percent** | **Hybrid<br>Valuation<br>Company** | **Hybrid<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Value** | **Updated<br>Valuation<br>Variance<br>Amount** | **Updated<br>Valuation<br>Variance<br>Percent** | **Updated<br>Valuation<br>Company** | **Updated<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Effective<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | **Value<br>Analysis<br>Valuation<br>Value** | **Value<br>Analysis<br>Report<br>Date** | **Is Eligible<br>for Rep and<br>Warrant Relief<br>per Loan<br>Collateral<br>Advisor?** | **LCA Risk<br>Score** | **Collateral<br>Underwriter<br>Risk Score** |
| 224614111 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224614125 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224614130 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.00 |
| 224614131 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.80 |
| 224614172 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224614181 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.10 |
| 224614188 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224614199 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 224614201 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.90 |
| 224614214 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 4.910% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.20 |
| 224616131 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224616133 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.760% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.00 |
| 224616134 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -7.230% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 5.00 |
| 224617924 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224618981 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224619032 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.00 |
| 224619036 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224619037 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224619038 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224619039 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224619041 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224620196 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224620219 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224624866 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224628996 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224629772 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224635550 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 3.80 |
| 224635572 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224635583 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.50 |
| 224635584 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224635602 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.60 |
| 224635603 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224635789 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224635792 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224635805 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.90 |
| 224635808 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224635809 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 224635814 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224635817 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224635819 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.20 |

---

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Note<br>Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **Value for<br>LTV** | **As-Is<br>Value<br>for<br>LTV** | **LTV<br>Value<br>Variance<br>Amount** | **LTV<br>Value<br>Variance<br>Percent** | **Primary<br>Valuation<br>Value** | **Primary<br>Valuation<br>Report<br>Date** | **Primary<br>Valuation<br>Effective<br>Date** | **Primary<br>Valuation<br>Type** | **Primary<br>Valuation<br>Company** | **Primary<br>Valuation<br>Appraiser<br>Name** | **Primary<br>Valuation<br>Appraiser<br>License<br>Num** | **Primary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation<br>Value** | **Secondary<br>Valuation<br>Variance<br>Amount** | **Secondary<br>Valuation<br>Variance<br>Percent** | **Secondary<br>Valuation<br>Report<br>Date** | **Secondary<br>Valuation<br>Effective<br>Date** | **Secondary<br>Valuation<br>Type** | **Secondary<br>Valuation<br>Company** | **Secondary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation Desk<br>Review Risk<br>Score** | **AVM<br>Value** | **AVM<br>Variance<br>Amount** | **AVM<br>Variance<br>Percent** | **AVM<br>Company** | **AVM FSD<br>Score** | **AVM<br>Report<br>Date** | **Desk<br>Review<br>Value** | **Desk<br>Review<br>Variance<br>Amount** | **Desk<br>Review<br>Variance<br>Percent** | **Desk<br>Review<br>Company** | **Desk<br>Review<br>Risk<br>Score** | **Desk<br>Review<br>Report<br>Date** | **Desk<br>Review<br>Effective<br>Date** | **Desktop<br>Appraisal<br>Value** | **Desktop<br>Appraisal<br>Variance<br>Amount** | **Desktop<br>Appraisal<br>Variance<br>Percent** | **Desktop<br>Appraisal<br>Company** | **Desktop<br>Appraisal<br>Report<br>Date** | **Desktop<br>Appraisal<br>Effective<br>Date** | **BPO<br>Value** | **BPO<br>Variance<br>Amount** | **BPO<br>Variance<br>Percent** | **BPO<br>Company** | **BPO<br>Report<br>Date** | **Field<br>Review<br>Value** | **Field<br>Review<br>Variance<br>Amount** | **Field<br>Review<br>Variance<br>Percent** | **Field<br>Review<br>Company** | **Field<br>Review<br>Report<br>Date** | **Field<br>Review<br>Effective<br>Date** | **2055<br>Value** | **2055<br>Variance<br>Amount** | **2055<br>Variance<br>Percent** | **2055<br>Company** | **2055<br>Report<br>Date** | **2055<br>Effective<br>Date** | **AVE/<br>CMA<br>Value** | **AVE/<br>CMA<br>Variance<br>Amount** | **AVE/<br>CMA<br>Variance<br>Percent** | **AVE/<br>CMA<br>Company** | **AVE/<br>CMA<br>Report<br>Date** | **Hybrid<br>Valuation<br>Value** | **Hybrid<br>Valuation<br>Variance<br>Amount** | **Hybrid<br>Valuation<br>Variance<br>Percent** | **Hybrid<br>Valuation<br>Company** | **Hybrid<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Value** | **Updated<br>Valuation<br>Variance<br>Amount** | **Updated<br>Valuation<br>Variance<br>Percent** | **Updated<br>Valuation<br>Company** | **Updated<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Effective<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | **Value<br>Analysis<br>Valuation<br>Value** | **Value<br>Analysis<br>Report<br>Date** | **Is Eligible<br>for Rep and<br>Warrant Relief<br>per Loan<br>Collateral<br>Advisor?** | **LCA Risk<br>Score** | **Collateral<br>Underwriter<br>Risk Score** |
| 224637194 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224637353 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 4.40 |
| 224637662 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.40 |
| 224641697 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.70 |
| 224641709 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 5.00 |
| 224641711 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224641714 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.30 |
| 224641740 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 4.60 |
| 224641742 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224641745 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| 224641768 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| 224644441 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 3.00 |
| 224647094 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224647098 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224647109 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.80 |
| 224647137 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224647140 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -7.410% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224647154 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224647310 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| 224647349 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.10 |
| 224647361 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.540% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224660671 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.680% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224661018 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224661022 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.10 |
| 224661030 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224661032 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.20 |
| 224661052 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224661187 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.90 |
| 224661379 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224661380 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224661385 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.30 |
| 224661783 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.70 |
| 224664451 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.30 |
| 224664494 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 224677625 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 224678248 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.790% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.50 |
| 224678249 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224678255 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.90 |
| 224678260 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224678279 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |

---

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Note<br>Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **Value for<br>LTV** | **As-Is<br>Value<br>for<br>LTV** | **LTV<br>Value<br>Variance<br>Amount** | **LTV<br>Value<br>Variance<br>Percent** | **Primary<br>Valuation<br>Value** | **Primary<br>Valuation<br>Report<br>Date** | **Primary<br>Valuation<br>Effective<br>Date** | **Primary<br>Valuation<br>Type** | **Primary<br>Valuation<br>Company** | **Primary<br>Valuation<br>Appraiser<br>Name** | **Primary<br>Valuation<br>Appraiser<br>License<br>Num** | **Primary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation<br>Value** | **Secondary<br>Valuation<br>Variance<br>Amount** | **Secondary<br>Valuation<br>Variance<br>Percent** | **Secondary<br>Valuation<br>Report<br>Date** | **Secondary<br>Valuation<br>Effective<br>Date** | **Secondary<br>Valuation<br>Type** | **Secondary<br>Valuation<br>Company** | **Secondary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation Desk<br>Review Risk<br>Score** | **AVM<br>Value** | **AVM<br>Variance<br>Amount** | **AVM<br>Variance<br>Percent** | **AVM<br>Company** | **AVM FSD<br>Score** | **AVM<br>Report<br>Date** | **Desk<br>Review<br>Value** | **Desk<br>Review<br>Variance<br>Amount** | **Desk<br>Review<br>Variance<br>Percent** | **Desk<br>Review<br>Company** | **Desk<br>Review<br>Risk<br>Score** | **Desk<br>Review<br>Report<br>Date** | **Desk<br>Review<br>Effective<br>Date** | **Desktop<br>Appraisal<br>Value** | **Desktop<br>Appraisal<br>Variance<br>Amount** | **Desktop<br>Appraisal<br>Variance<br>Percent** | **Desktop<br>Appraisal<br>Company** | **Desktop<br>Appraisal<br>Report<br>Date** | **Desktop<br>Appraisal<br>Effective<br>Date** | **BPO<br>Value** | **BPO<br>Variance<br>Amount** | **BPO<br>Variance<br>Percent** | **BPO<br>Company** | **BPO<br>Report<br>Date** | **Field<br>Review<br>Value** | **Field<br>Review<br>Variance<br>Amount** | **Field<br>Review<br>Variance<br>Percent** | **Field<br>Review<br>Company** | **Field<br>Review<br>Report<br>Date** | **Field<br>Review<br>Effective<br>Date** | **2055<br>Value** | **2055<br>Variance<br>Amount** | **2055<br>Variance<br>Percent** | **2055<br>Company** | **2055<br>Report<br>Date** | **2055<br>Effective<br>Date** | **AVE/<br>CMA<br>Value** | **AVE/<br>CMA<br>Variance<br>Amount** | **AVE/<br>CMA<br>Variance<br>Percent** | **AVE/<br>CMA<br>Company** | **AVE/<br>CMA<br>Report<br>Date** | **Hybrid<br>Valuation<br>Value** | **Hybrid<br>Valuation<br>Variance<br>Amount** | **Hybrid<br>Valuation<br>Variance<br>Percent** | **Hybrid<br>Valuation<br>Company** | **Hybrid<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Value** | **Updated<br>Valuation<br>Variance<br>Amount** | **Updated<br>Valuation<br>Variance<br>Percent** | **Updated<br>Valuation<br>Company** | **Updated<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Effective<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | **Value<br>Analysis<br>Valuation<br>Value** | **Value<br>Analysis<br>Report<br>Date** | **Is Eligible<br>for Rep and<br>Warrant Relief<br>per Loan<br>Collateral<br>Advisor?** | **LCA Risk<br>Score** | **Collateral<br>Underwriter<br>Risk Score** |
| 224678287 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.20 |
| 224678290 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224678293 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.90 |
| 224678297 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.70 |
| 224678717 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224678735 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 224678747 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224681981 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224691884 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| 224693455 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224693498 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224693505 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224693527 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.50 |
| 224693576 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224693580 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224693582 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224693839 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -8.930% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224693840 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.00 |
| 224695322 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224695360 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224699868 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224699871 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224701266 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 20.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.20 |
| 224705486 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.60 |
| 224705516 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224705519 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224705570 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224705833 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224706012 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.00 |
| 224709546 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224709548 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 224709552 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.00 |
| 224709555 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224709556 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224709558 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224709738 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.50 |
| 224710928 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224710929 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224710930 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 4.60 |
| 224710941 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |

---

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Note<br>Date** | **Original<br>Loan<br>Amount** | **Sales<br>Price** | **Value for<br>LTV** | **As-Is<br>Value<br>for<br>LTV** | **LTV<br>Value<br>Variance<br>Amount** | **LTV<br>Value<br>Variance<br>Percent** | **Primary<br>Valuation<br>Value** | **Primary<br>Valuation<br>Report<br>Date** | **Primary<br>Valuation<br>Effective<br>Date** | **Primary<br>Valuation<br>Type** | **Primary<br>Valuation<br>Company** | **Primary<br>Valuation<br>Appraiser<br>Name** | **Primary<br>Valuation<br>Appraiser<br>License<br>Num** | **Primary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation<br>Value** | **Secondary<br>Valuation<br>Variance<br>Amount** | **Secondary<br>Valuation<br>Variance<br>Percent** | **Secondary<br>Valuation<br>Report<br>Date** | **Secondary<br>Valuation<br>Effective<br>Date** | **Secondary<br>Valuation<br>Type** | **Secondary<br>Valuation<br>Company** | **Secondary<br>Valuation<br>FSD<br>Score** | **Secondary<br>Valuation Desk<br>Review Risk<br>Score** | **AVM<br>Value** | **AVM<br>Variance<br>Amount** | **AVM<br>Variance<br>Percent** | **AVM<br>Company** | **AVM FSD<br>Score** | **AVM<br>Report<br>Date** | **Desk<br>Review<br>Value** | **Desk<br>Review<br>Variance<br>Amount** | **Desk<br>Review<br>Variance<br>Percent** | **Desk<br>Review<br>Company** | **Desk<br>Review<br>Risk<br>Score** | **Desk<br>Review<br>Report<br>Date** | **Desk<br>Review<br>Effective<br>Date** | **Desktop<br>Appraisal<br>Value** | **Desktop<br>Appraisal<br>Variance<br>Amount** | **Desktop<br>Appraisal<br>Variance<br>Percent** | **Desktop<br>Appraisal<br>Company** | **Desktop<br>Appraisal<br>Report<br>Date** | **Desktop<br>Appraisal<br>Effective<br>Date** | **BPO<br>Value** | **BPO<br>Variance<br>Amount** | **BPO<br>Variance<br>Percent** | **BPO<br>Company** | **BPO<br>Report<br>Date** | **Field<br>Review<br>Value** | **Field<br>Review<br>Variance<br>Amount** | **Field<br>Review<br>Variance<br>Percent** | **Field<br>Review<br>Company** | **Field<br>Review<br>Report<br>Date** | **Field<br>Review<br>Effective<br>Date** | **2055<br>Value** | **2055<br>Variance<br>Amount** | **2055<br>Variance<br>Percent** | **2055<br>Company** | **2055<br>Report<br>Date** | **2055<br>Effective<br>Date** | **AVE/<br>CMA<br>Value** | **AVE/<br>CMA<br>Variance<br>Amount** | **AVE/<br>CMA<br>Variance<br>Percent** | **AVE/<br>CMA<br>Company** | **AVE/<br>CMA<br>Report<br>Date** | **Hybrid<br>Valuation<br>Value** | **Hybrid<br>Valuation<br>Variance<br>Amount** | **Hybrid<br>Valuation<br>Variance<br>Percent** | **Hybrid<br>Valuation<br>Company** | **Hybrid<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Value** | **Updated<br>Valuation<br>Variance<br>Amount** | **Updated<br>Valuation<br>Variance<br>Percent** | **Updated<br>Valuation<br>Company** | **Updated<br>Valuation<br>Report<br>Date** | **Updated<br>Valuation<br>Effective<br>Date** | **Aggregate<br>Appraised<br>Value** | **Aggregate<br>Variance<br>Amount** | **Aggregate<br>Variance<br>Percent** | **Value<br>Analysis<br>Valuation<br>Value** | **Value<br>Analysis<br>Report<br>Date** | **Is Eligible<br>for Rep and<br>Warrant Relief<br>per Loan<br>Collateral<br>Advisor?** | **LCA Risk<br>Score** | **Collateral<br>Underwriter<br>Risk Score** |
| 224710944 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.80 |
| 224711173 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224711283 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224711298 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 31.250% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.80 |
| 224711308 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  | 0.000% |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224712649 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.50 |
| 224712980 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224712997 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 224712999 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224713391 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.50 |
| 224713435 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224713448 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.60 |
| 224713803 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224713804 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.20 |
| 224713805 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.70 |
| 224715754 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224716852 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.20 |
| 224716857 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.40 |
| 224716860 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 224716865 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.60 |
| 224716936 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224716937 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.70 |
| 224717311 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| 224717316 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.20 |
| 224717777 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224717785 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224717876 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224719656 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.30 |
| 224719662 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.20 |
| 224719668 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.20 |
| 224719960 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.40 |
| 224720181 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224720497 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224720509 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224720554 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.40 |
| 224720564 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 999.00 |
| 224720571 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.00 |
| 224725526 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224725681 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |

---

## Exhibit 99.1

**Exhibit 99.1** 

**Schedule 5a**![LOGO](g43673dsp001.jpg)

**Supplemental Data** 

**Run Date - 1/15/2026 10:51:32 AM** 

---

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| 0 | 3 | 7 | 10 | 15 | 18 | 22 | 26 | 31 | 35 | 39 | 43 | 46 | 51 | 55 | 59 | 63 | 67 | 71 | 75 | 79 | 83 | 86 | 91 | 94 | 99 | 103 | 107 | 110 | 114 | 118 | 122 | 126 | 131 | 135 | 139 | 143 | 147 | 151 | 154 | 158 | 162 | 166 | 170 | 175 | 179 | 183 | 187 | 191 | 195 | 199 | 203 | 206 | 210 | 214 | 218 | 222 | 226 | 230 | 234 | 238 | 242 | 246 | 250 | 254 | 258 | 262 | 266 | 270 | 274 | 279 | 282 | 287 | 290 | 295 | 298 | 303 | 307 | 311 | 315 | 319 | 323 | 327 | 330 | 334 | 336 | 339 | 343 | 344 | 346 | 350 | 354 | 358 | 362 | 366 | 370 | 374 | 378 | 382 | 386 | 390 | 394 | 398 | 402 | 407 | 411 | 415 | 419 | 422 | 427 | 431 | 434 | 439 | 443 | 447 | 451 | 454 | 459 | 463 | 467 | 471 | 475 | 479 | 483 | 487 | 491 | 495 | 499 | 503 | 507 | 511 | 515 | 519 | 522 | 526 | 531 | 534 | 538 | 542 | 547 | 551 | 555 | 559 | 563 | 567 | 571 | 574 | 578 | 583 | 587 | 591 | 595 | 599 | 603 | 607 | 611 | 615 | 618 | 622 | 626 | 630 | 634 | 638 | 642 | 646 | 651 | 655 | 659 | 662 | 667 | 671 | 672 | 675 | 679 | 683 | 684 | 687 | 691 | 695 | 696 | 699 | 703 | 706 | 710 | 714 | 719 | 723 | 726 | 730 | 735 | 739 | 742 | 747 | 751 | 754 | 759 | 763 | 767 | 771 | 775 | 779 | 783 | 787 | 791 | 795 | 799 | 803 | 807 | 811 | 815 | 819 | 823 | 827 | 831 |
| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **TILA<br>Status Loan<br>Designation** | **Exempt<br>QM/ATR<br>Equivalency** | **CDFI<br>Bank<br>Originated<br>Loan** | **Application<br>Date** | **TRID<br>Tested** | **GSE** | **HOEPA<br>Fees** | **TILA Fees** | **Rate<br>Lock<br>Date** | **Calculated<br>APR** | **Original<br>P&I** | **Qualifying<br>P&I** | **Qualifying<br>Rate** | **Is<br>Borrower Non<br>Occupant** | **Is Co<br>Borrower Non<br>Occupant** | **Borrower<br>Employment<br>Indicator** | **Co Borrower<br>Employment<br>Indicator** | **Co Borrower 2<br>Employment<br>Indicator** | **Co<br>Borrower 3<br>Employment<br>Indicator** | **Co<br>Borrower2 Length<br>of Employment** | **Co<br>Borrower3 Length<br>of Employment** | **Borrower<br>Foreign National<br>Indicator** | **Co<br>Borrower Foreign<br>National<br>Indicator** | **Co Borrower 2<br>Foreign National<br>Indicator** | **Co Borrower 3<br>Foreign National<br>Indicator** | **Borrower<br>Country<br>Name** | **Co<br>Borrower<br>Country<br>Name** | **Co<br>Borrower2<br>Country<br>Name** | **Co<br>Borrower3<br>Country<br>Name** | **Residual<br>Income** | **Num<br>Units** | **Annual<br>Property<br>Tax** | **Annual<br>Insurance<br>Costs** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Costs** | **HOA<br>Name** | **HOA<br>Address<br>State** | **Fee<br>Amount** | **Next Due<br>Date** | **HOA<br>Payment<br>Frequency** | **Investor<br>DTI** | **QM DTI** | **Non QM<br>DTI** | **Original<br>Credit<br>Report<br>Date** | **Qualifying<br>Credit<br>Score** | **Third<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Original FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Original FICO<br>Transunion** | **Most<br>Recent Updated<br>Credit Report<br>Date** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Primary<br>Wage Earner<br>Updated FICO<br>Transunion** | **Secondary Wage<br>Earner Updated<br>FICO Equifax** | **Secondary Wage<br>Earner Updated<br>FICO Experian** | **Secondary Wage<br>Earner Updated<br>FICO<br>Transunion** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Updated FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Updated FICO<br>Transunion** | **Most<br>Recent Updated<br>Co Borrower 2<br>FICO** | **Most<br>Recent Updated<br>Co Borrower 3<br>FICO** | **Co<br>Borrower 2 Asset<br>Verification<br>Level** | **Co<br>Borrower 3 Asset<br>Verification<br>Level** | **Co<br>Borrower 2<br>Income<br>Verification<br>Level** | **Co<br>Borrower 3<br>Income<br>Verification<br>Level** | **Co<br>Borrower 2<br>Employment<br>Verification<br>Level** | **Co<br>Borrower 3<br>Employment<br>Verification<br>Level** | **Asset<br>Depletion<br>Flag** | **Bank<br>Statements<br>Flag** | **Number of<br>Statements** | **Type of<br>Statements** | **Percent<br>of Income<br>From<br>Statements** | **Borrower<br>Business<br>Ownership%** | **CoBorrower Business<br>Ownership %** | **P&L Type** | **Income<br>Doc<br>Detail** | **Tax<br>Return<br>Doc<br>Details** | **Document<br>Level** | **Document<br>Type** |  | **Most<br>Recent<br>Bankruptcy<br>Type** | **Most<br>Recent<br>Bankruptcy<br>Filing Date** | **Most<br>Recent<br>Bankruptcy<br>Discharge<br>Date** | **Number of<br>Bankruptcy<br>Events** | **Months<br>Bankruptcy<br>(7, 11)** | **Months<br>Bankruptcy<br>(13)** | **Most<br>Recent Deed-<br>in - Lieu Date** | **Number<br>of Deed-<br>in-Lieu<br>Events** | **Months<br>Deed-<br>in-Lieu** | **Most<br>Recent Short<br>Sale Date** | **Number<br>of Short<br>Sale<br>Events** | **Months<br>Short Sale<br>(or Pre<br>FC)** | **Most<br>Recent<br>Foreclosure<br>Date** | **Number of<br>Foreclosure<br>Events** | **Months<br>Foreclosure** | **Prior<br>Mortgage/Rent<br>Late 30d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 60d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 90d<br>in 24m** | **Has ACH** | **Guideline<br>Name** | **UW<br>Guideline<br>Author** | **ATR QM<br>Total Points<br>and Fees<br>Audit** | **Loan<br>Regulation<br>Benchmark<br>Date** | **Benchmark<br>Rate** | **HUD 1<br>Page 1<br>Credits<br>Total** | **Collateral<br>Underwriter<br>Risk Score** | **AUS<br>Decision<br>System** | **Property<br>Inspection<br>Waiver<br>(PIW)** | **Rating Result** | **Eligible<br>For Rep and<br>Warrant Relief<br>Per Collateral<br>Advisor** | **Is Equity<br>Shared<br>Loan** | **Investor<br>Qualifying<br>Rate** | **Borrower<br>Years of<br>W2s** | **CoBorrower<br>Years of<br>W2s** | **Years of<br>Personal<br>Tax<br>Returns** | **Years of<br>Business<br>Tax<br>Returns** | **Years of<br>4506T** | **Years of<br>Tax<br>Transcripts** | **Months<br>of Personal<br>Bank<br>Statements** | **Months<br>of Business<br>Bank<br>Statements** | **Months<br>of Profit<br>and Loss<br>Statements** | **Expense<br>Letter** | **Total<br>DSCR** | **Total<br>Inverse<br>DSCR** | **Subordinate<br>Lien Type** | **Is Shared<br>Appreciation<br>Mortgage** | **Duration<br>of<br>Payout<br>Months** | **Seller<br>VSH<br>Indicator** | **Seller<br>Indicated VSH<br>Guideline** | **Validated<br>VSH** | **IO<br>Remaining<br>Amortization<br>Term at<br>Recast** | **Maturity<br>Date** | **Borrower<br>Own Funds<br>Cash<br>Amount** | **Borrower<br>Own<br>Funds<br>Percent** | **Is the<br>Note<br>an<br>eNote** | **Borrower<br>WVOE —

# of<br>Months of<br>Income<br>provided** | **Co<br>Borrower WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower2 WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower3 WVOE<br>— # of Months of<br>Income provided** | **Were the<br>origination<br>guidelines utilized<br>for this diligence<br>review?** | **Title<br>Evidence** | **Ownership<br>Type** | **Borrower<br>Type** | **Borrower<br>Designation** | **Co<br>Borrower<br>Type** | **Co<br>Borrower<br>Designation** | **Co<br>Borrower2<br>Type** | **Co<br>Borrower2<br>Designation** | **Co<br>Borrower3<br>Type** | **Co<br>Borrower3<br>Designation** | **Senior<br>Lien<br>Position** | **Senior<br>Lien Original<br>Loan<br>Amount** | **Senior<br>Lien Original<br>Interest Rate** | **Senior<br>Lien Note<br>Projected<br>Closing<br>Date** | **Senior<br>Lien<br>Current<br>Balance** | **Senior<br>Lien<br>Current<br>P&I** | **Loan<br>Closed in the<br>Name of an<br>Entity** | **Note<br>Executed<br>by** | **Assumable<br>Mortgage<br>Flag** | **Leasehold<br>Flag** | **Buydown<br>Flag** | **Borrower<br>Experian FICO<br>Model Used** |  | **Borrower<br>Equifax FICO<br>Model Used** | **Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower Experian<br>FICO Model Used** |  | **Co<br>Borrower Equifax<br>FICO Model<br>Used** | **Co Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower2 Experian<br>FICO Model Used** |  | **Co<br>Borrower2 Equifax<br>FICO Model Used** | **Co Borrower2<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower3 Experian<br>FICO Model Used** | **Co<br>Borrower3 Equifax<br>FICO Model Used** | **Co Borrower3<br>TransUnion FICO<br>Model Used** | **Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Delayed<br>Financing?** | **Months<br>Reserves** | **Correspondent<br>Type** | **Departure<br>Residence** | **Rate<br>Increase<br>on<br>Default** | **MERS<br>Min<br>Number** | **Co<br>Borrower<br>Other<br>Income** | **Co<br>Borrower<br>Wage<br>Income** | **Primary<br>Housing Lates 0 6<br>Months 30** | **Primary<br>Housing Lates 0 6<br>Months 60** | **Primary<br>Housing Lates 0 6<br>Months 90** | **Primary<br>Housing Lates 7<br>12 Months 30** | **Primary<br>Housing Lates 7<br>12 Months 60** | **Primary<br>Housing Lates 7<br>12 Months 90** | **Primary<br>Housing Lates 13<br>24 Months 30** | **Primary<br>Housing Lates 13<br>24 Months 60** | **Primary<br>Housing Lates 13<br>24 Months 90** | **Primary<br>Housing Lates 25<br>36 Months 30** | **Primary<br>Housing Lates 25<br>36 Months 60** | **Primary<br>Housing Lates 25<br>36 Months 90** | **Borrower<br>1 ITIN<br>Flag** | **Borrower<br>2 ITIN<br>Flag** | **Borrower<br>3 ITIN<br>Flag** | **Borrower<br>4 ITIN<br>Flag** | **Total<br>Number of<br>Mortgaged<br>Properties** |
| 224065088 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $8330.00 | $9494.08 |  | 6.253% | $1661.52 | $1661.52 | 5.950% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2507.67 | 1 | $2859.84 | $1677.96 | $238.32 | $139.83 |  |  |  |  |  | 45.537% | 45.537% | 45.537% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $8330.00 |  | 6.850% | $0.00 | 1 | LP /<br>LPA |  | Accept/Eligible | Yes | No | 5.950% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2055 | $139801.66 | 38.830% | No |  |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.96 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224120903 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $4394.80 | $3029.52 |  | 7.044% | $2605.35 | $2605.35 | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4335.18 | 1 | $2661.12 | $1467.36 | $221.76 | $122.28 |  |  |  |  |  | 35.299% | 35.299% | 35.299% | [Redacted] | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4394.80 |  | 6.540% | $9800.00 | 1 | DU |  | ApproveEligible | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $116021.81 | 23.670% | No | 32 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.2 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224129907 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $5801.67 | $5801.67 | 7.375% | No | No |  |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | 4 | $4936.20 | $7986.00 | $411.35 | $665.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.69 | 0.59 |  |  |  |  |  |  |  | 10/01/2055 |  |  | No |  |  |  |  | Yes | Final | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | No | 6.3 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| 224129911 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $5070.00 | $10240.71 |  | 6.529% | $12135.71 | $12135.71 | 6.500% | No | No | Non-Employment<br>Income | Self-Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $26784.12 | 1 | $13872.00 | $1650.96 | $1156.00 | $137.58 |  |  |  |  |  | 41.187% | 41.187% | 41.187% | [Redacted] | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — VA Service Related Disability]; Other — 2025<br> [Borrower — \| Primary Income — VA Service Related Disability]; VA Verification of Benefits — 2022<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2024<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2024<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2023<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2023<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2023<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2023 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; Transcripts (1040) — 2024<br> [Coborrower]; 1040 — 2023<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; Transcripts (1040) — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5070.00 |  | 6.750% | $0.00 | 1.5 | DU |  | ApproveIneligible | Yes | No | 6.500% | 0 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $851769.94 | 35.490% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | 45.38 |  | No | No |  | $42023.34 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224140054 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2108.68 | $2108.68 | 6.375% | No | No |  |  |  |  | 0 |  |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  |  | 1 | $8087.52 | $2375.04 | $673.96 | $197.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-<br>Stated/<br>Partially<br>Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.9 |  |  |  |  |  |  |  | 10/01/2055 | $17301.27 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | No | 18.26 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224141111 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2308.55 | $4155.99 |  | 6.897% | $7169.72 | $7169.72 | 6.875% | No | No | Non-Employment<br>Income | Not Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $64189.52 | 1 | $8035.56 | $3479.52 | $669.63 | $289.96 |  |  |  |  |  | 15.829% | 15.829% | 15.829% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Other<br>Documentation<br>(O) | Asset<br>Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2308.55 |  | 6.540% | $5110.00 | 2.2 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 10/01/2055 | $7599131.35 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | 845 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224149493 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1495.00 | $9345.25 |  | 6.794% | $9728.97 | $9728.97 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $58784.15 | 1 | $13590.48 | $13844.04 | $1132.54 | $1153.67 |  |  |  |  |  | 42.669% | 42.669% | 42.669% | [Redacted] | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 38.970% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 38.97% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 38.97% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 38.97% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1495.00 |  | 6.320% | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 3 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $515995.62 | 25.790% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 23.54 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 8 |
| 224149537 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $6875.00 | $6875.00 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $18417.84 | $1985.52 | $1534.82 | $165.46 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.79 | 1.26 |  |  |  |  |  |  | 240 | 10/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 47.91 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| 224151567 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $691.22 | $691.22 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1798.68 | $1262.04 | $149.89 | $105.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.5 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.43 | 0.7 |  |  |  |  |  |  |  | 10/01/2055 | $171169.28 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 111.52 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224151895 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2171.25 | $5453.98 |  | 7.307% | $5286.87 | $5286.87 | 7.250% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18494.51 | 1 | $5954.88 | $2904.72 | $496.24 | $242.06 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2171.25 |  | 6.320% | $10000.00 | 1.3 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 10/01/2055 | $1856745.37 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 251.39 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224151898 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $632.07 | $632.07 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3730.68 | $767.04 | $310.89 | $63.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.74 | 0.58 |  |  |  |  |  |  |  | 10/01/2055 | $297501.32 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 235.6 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224158389 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $6043.75 | $6043.75 | 6.875% | No | No |  |  |  |  | 0 |  |  |  | US<br>Citizen |  |  |  |  |  |  | 1 | $14449.32 | $7945.32 | $1204.11 | $662.11 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 798 | 772 | 809 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.83 |  |  |  |  |  |  |  | 10/01/2055 | $384651.52 | 33.440% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  | 14.21 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| 224159640 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $15642.95 | $21035.97 |  | 6.994% | $2632.56 | $2632.56 | 6.500% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $5049.87 | 1 | $3097.44 | $981.00 | $258.12 | $81.75 |  |  |  |  |  | 40.651% | 40.651% | 40.651% | [Redacted] | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; WVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $15642.95 |  | 6.320% | $0.00 | 1.7 | LP /<br>LPA |  | Accept/Eligible | Yes | No | 6.500% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $121189.58 | 24.730% | No |  | 31 |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | 7.05 |  | No | No |  | $0.00 | $8508.72 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224159657 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $2143.81 | $3183.05 |  | 7.128% | $1377.12 | $1377.12 | 6.990% | No | No | Employed |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  |  |  |  |  | $6733.69 | 1 | $6074.40 | $622.68 | $506.20 | $51.89 |  |  |  |  |  | 47.873% | 47.873% | 47.873% | [Redacted] | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2143.81 |  | 6.320% | $0.00 | 2.6 | LP /<br>LPA |  | Accept/Ineligible | No | No | 6.990% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $102701.59 | 39.650% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | VISA |  |  |  |  | 19.44 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224159658 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $9410.00 | $10716.03 |  | 7.277% | $4446.54 | $4446.54 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $174172.57 | 1 | $13578.36 | $6088.08 | $1131.53 | $507.34 |  |  |  |  |  | 15.940% | 15.940% | 15.940% | [Redacted] | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2024 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $9410.00 |  | 6.540% | $0.00 | 3.6 |  |  |  | N/<br>A | No | 7.125% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $3244247.77 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 629.32 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224159659 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1590.00 | $2813.66 |  | 8.009% | $2900.84 | $3180.85 | 8.336% | No | No | Non-Employment<br>Income | Non-Employment<br>Income |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $6651.47 | 1 | $8103.96 | $1171.92 | $675.33 | $97.66 |  |  |  |  |  | 47.826% | 49.806% | 47.826% | [Redacted] | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Social Security]; Account Statements — 2025<br> [Borrower — \| Primary Income — Social Security]; 1099 Transcript — 2024<br> [Borrower — \| Primary Income — Social Security]; Award Letter / Continuance Letter — 2024<br> [Borrower — \| Primary Income — Social Security]; 1099 Transcript — 2023<br> [Coborrower(s) — \| Primary Income — Pension]; Account Statements — 2025<br> [Coborrower(s) — \| Primary Income — Pension]; 1099 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Pension]; 1099-R — 2024<br> [Coborrower(s) — \| Primary Income — Pension]; 1099 Transcript — 2023<br> [Coborrower(s) — \| Primary Income — Pension]; 1099-R — 2023<br> [Coborrower(s) — \| Primary Income — Pension]; Award Letter / Continuance Letter — 2018<br> [Coborrower(s) — \| Non-Primary Income — Social Security]; Account Statements — 2025<br> [Coborrower(s) — \| Non-Primary Income — Social Security]; 1099 Transcript — 2024<br> [Coborrower(s) — \| Non-Primary Income — Social Security]; Award Letter / Continuance Letter — 2024<br> [Coborrower(s) — \| Non-Primary Income — Social Security]; 1099 Transcript — 2023<br> [Coborrower(s) — \| Non-Primary Income — IRA Distribution]; Account Statements — 2025<br> [Coborrower(s) — \| Non-Primary Income — IRA Distribution]; Award Letter / Continuance Letter — 2025<br> [Coborrower(s) — \| Non-Primary Income — IRA Distribution]; 1099 Transcript — 2024<br> [Coborrower(s) — \| Non-Primary Income — IRA Distribution]; 1099 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Full<br>Documentation<br>(F) | Retirement<br>Income —<br>Fully<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1590.00 |  | 6.740% | $23625.00 | 2.3 |  |  |  | Yes | No | 8.336% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $169463.00 | 32.270% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | 12.04 |  | No | No |  | $9504.63 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224159925 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2622.73 | $2622.73 | 8.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3509.28 | $996.96 | $292.44 | $83.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 669 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.86 |  |  |  |  |  |  |  | 10/01/2055 | $7483.63 |  | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.16 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224160565 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $91390.00 | $21458.85 |  | 7.883% | $9570.69 | $9570.69 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $314431.57 | 1 | $16929.72 | $4013.52 | $1410.81 | $334.46 |  |  |  |  |  | 17.499% | 17.499% | 17.929% | [Redacted] | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 30.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $91390.00 |  | 6.380% | $7500.00 | 4.4 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $1802338.81 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 122.39 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| 224161534 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $10902.50 | $11964.16 |  | 8.174% | $2936.53 | $2936.53 | 7.875% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | Permanent<br>Resident<br>Alien |  |  |  |  |  |  | $24733.63 | 1 | $2312.04 | $864.00 | $192.67 | $72.00 |  |  |  |  |  | 44.277% | 44.277% | 44.277% | [Redacted] | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 85.000% |  | 100.000% |  | [Borrower — \| Primary Income — Wages]; Leave and Earnings Statement (LES) — 2025<br> [Borrower — \| Primary Income — Wages]; Other — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2011 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $10902.50 |  | 6.540% | $0.00 | 1.3 |  |  |  | No | No | 7.875% | 2 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $44102.15 |  | No | 24 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  | Resident<br>Alien<br>Card |  |  | No | 122.22 |  | No | No |  | $37832.71 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224161553 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $26783.00 | $4655.85 |  | 6.463% | $2894.76 | $2894.76 | 6.375% | No | No | Not Employed | Employed | Employed |  | 6.49 |  |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  | $15221.73 | 1 | $10161.60 | $4775.64 | $846.80 | $397.97 |  |  |  |  |  | 20.894% | 20.894% | 20.894% | [Redacted] | 789 | 787 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  | Level 5-<br>Stated/<br>Verified<br>as<br>defined |  | Level<br>3-<br>Stated/<br>Verified<br>as<br>defined |  | No | No |  |  |  |  |  |  | [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023 | [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 4506-C — 2022<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $26783.00 |  | 6.540% | $10000.00 | 2.4 |  |  |  | Yes | No | 6.375% | 0 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $290035.29 | 50.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 |  |  |  |  |  |  |  |  |  | 40.62 |  | No | No |  | $0.00 | $19242.26 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224161557 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $7840.00 | $10055.95 |  | 7.434% | $10221.99 | $10221.99 | 7.375% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $105362.80 | 1 | $41753.76 | $8193.96 | $3479.48 | $682.83 |  |  |  |  |  | 24.405% | 24.405% | 24.405% | [Redacted] | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 48 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 24mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $7840.00 |  | 6.320% | $0.00 | 1.3 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $354018.70 | 19.130% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | 20.76 |  | Yes | No |  | $78788.01 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224161561 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4982.13 | $6888.62 |  | 9.451% | $2869.08 | $2869.08 | 9.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17948.66 | 1 | $2937.60 | $2188.56 | $244.80 | $182.38 |  |  |  |  |  | 35.327% | 35.327% | 35.327% | [Redacted] | 624 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4982.13 |  | 6.320% | $140000.00 | 1 |  |  |  | Yes | No | 9.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $65000.00 | 13.970% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.6 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224161789 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1490.00 | $4096.90 |  | 8.642% | $11550.18 | $11550.18 | 8.625% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $70934.57 | 1 | $29292.84 | $4622.04 | $2441.07 | $385.17 |  |  |  |  |  | 31.363% | 31.363% | 31.363% | [Redacted] | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1490.00 |  | 6.220% | $0.00 | 4.8 |  |  |  | No | No | 8.625% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $705039.66 | 39.160% | No |  |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | 26.39 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224161900 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $739.04 | $739.04 | 6.875% | No | No |  |  |  |  | 0 |  |  | US<br>Citizen | N/A |  |  |  |  |  |  | 1 | $396.12 | $1620.96 | $33.01 | $135.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 3.5 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.38 | 0.73 |  |  |  |  |  |  |  | 10/01/2055 |  |  | No |  |  |  |  | Yes | Short Form | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | No | 114.97 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224161901 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $5677.20 | $8338.36 |  | 7.049% | $2943.04 | $2943.04 | 6.875% | No | No | Employed |  |  |  |  |  | Permanent<br>Resident Alien |  |  |  |  |  |  |  | $11630.96 | 1 | $10042.80 | $3299.04 | $836.90 | $274.92 |  |  |  |  |  | 25.004% | 25.004% | 25.004% | [Redacted] | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5677.20 |  | 6.320% | $0.00 | 2.6 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $154188.14 | 27.530% | No | 31 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | Resident<br>Alien<br>Card |  |  |  |  | 5.09 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224161902 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2375.13 | $2375.13 | 8.990% | No | No |  |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  |  |  |  |  |  | 2 | $7394.88 | $2487.00 | $616.24 | $207.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 662 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 8.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.8 |  |  |  |  |  |  |  | 10/01/2055 | $115325.07 | 29.270% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.01 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| 224161911 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2295.44 | $5547.52 |  | 6.945% | $4409.31 | $4409.31 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $18159.54 | 1 | $5452.92 | $5582.04 | $454.41 | $465.17 |  |  |  |  |  | 48.722% | 48.722% | 48.722% | [Redacted] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2295.44 |  | 6.320% | $0.00 | 1 | LP /<br>LPA |  | Accept/Eligible | Yes | No | 6.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $910132.68 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | 135.66 |  | No | No |  | $0.00 | $22232.99 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224161913 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1234.36 | $1234.36 | 8.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1900.68 | $1631.76 | $158.39 | $135.98 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 690 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.5 |  |  |  | Yes | No | 8.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.31 | 0.76 |  |  |  |  |  |  |  | 10/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 98.45 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 2 |
| 224171279 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $8036.13 | $9925.85 |  | 7.917% | $4137.28 | $4137.28 | 7.750% | No | No | Self-Employed |  |  |  |  |  | Permanent<br>Resident Alien |  |  |  |  |  |  |  | $11923.95 | 1 | $14587.32 | $3123.72 | $1215.61 | $260.31 |  |  |  |  |  | 37.767% | 37.767% | 37.767% | [Redacted] | 646 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $8036.13 |  | 6.320% | $0.00 | 3 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $713303.92 | 67.930% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | Resident<br>Alien<br>Card |  |  |  |  | 36.85 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224181393 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $934.44 | $934.44 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4509.36 | $832.80 | $375.78 | $69.40 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.8 |  |  |  |  |  |  |  | 10/01/2055 | $74085.06 | 40.080% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.57 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224181529 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $8224.00 | $9444.15 |  | 8.204% | $2153.46 | $2153.46 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $52714.47 | 1 | $3050.64 | $1566.96 | $254.22 | $130.58 |  |  |  |  |  | 12.757% | 12.757% | 12.757% | [Redacted] | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 90.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 24mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $8224.00 |  | 6.540% | $0.00 | 2.1 |  |  |  | No | No | 7.875% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 46.26 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224181619 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3088.63 | $3331.81 |  | 7.425% | $1253.50 | $1253.50 | 7.250% | Yes | No | Non-Employment<br>Income | Not Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $20709.91 | 1 | $2894.04 | $0.00 | $241.17 | $0.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3088.63 |  | 6.540% | $5600.00 | 1 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 10/01/2055 | $1733708.67 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 867.27 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224181636 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2760.60 | $2036.19 |  | 6.900% | $3810.19 | $3810.19 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18283.47 | 1 | $2387.04 | $3297.24 | $198.92 | $274.77 |  |  |  |  |  | 19.126% | 19.126% | 19.126% | [Redacted] | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2760.60 |  | 6.320% | $16275.82 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $36241.61 | 4.990% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.31 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224185370 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2646.25 | $7803.41 |  | 8.065% | $3081.54 | $3081.54 | 7.875% | No | No | Self-Employed |  |  |  |  |  | Permanent<br>Resident Alien |  |  |  |  |  |  |  | $15889.34 | 1 | $10132.32 | $5330.04 | $844.36 | $444.17 |  |  |  |  |  | 25.777% | 25.777% | 25.777% | [Redacted] | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2646.25 |  | 6.320% | $78000.00 | 1.6 |  |  |  | No | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $61429.92 | 12.280% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | Resident<br>Alien<br>Card |  |  |  |  | 12.1 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224185577 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $959.86 | $959.86 | 6.375% | No | No |  |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  |  |  |  |  |  | 1 | $2316.96 | $834.00 | $193.08 | $69.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.39 | 0.72 |  |  |  |  |  |  |  | 10/01/2055 | $1328178.29 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 976.08 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224185582 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $19600.00 | $21140.00 |  | 7.711% | $7131.99 | $7131.99 | 7.500% | No | No | Employed | Non-Employment<br>Income | Non-Employment<br>Income |  | 0 |  | US Citizen | US<br>Citizen | US<br>Citizen |  |  |  |  |  | $16484.43 | 1 | $8160.00 | $9347.04 | $680.00 | $778.92 |  |  |  |  |  | 49.821% | 49.821% | 49.821% | [Redacted] | 690 | 686 | 685 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  | Level 3-<br>Stated/<br>Partially<br>Verified |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023<br> [Coborrower(s) — \| Primary Income — Social Security]; Award Letter / Continuance Letter — 2025<br> [Coborrower(s) — \| Non-Primary Income — Pension]; Account Statements — 2025<br> [Coborrower(s) — \| Non-Primary Income — Pension]; Award Letter / Continuance Letter — 2020<br> [Coborrower(s) — \| Primary Income — Social Security]; Award Letter / Continuance Letter — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $19600.00 |  | 6.220% | $0.00 | 3.1 | DU |  | ApproveIneligible | No | No | 7.500% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $1140055.69 | 89.410% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  | 75.54 |  |  | No |  | $7851.09 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224185590 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2184.80 | $23790.95 |  | 7.135% | $10261.90 | $10261.90 | 6.990% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $17020.49 | 1 | $24125.04 | $5958.60 | $2010.42 | $496.55 |  |  |  |  |  | 48.340% | 48.340% | 48.340% | [Redacted] | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 68.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; Transcripts (1040) — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2184.80 |  | 6.220% | $0.00 | 2.6 |  |  |  | Yes | No | 6.990% | 0 | 2 | 1 | 0 | 2 | 1 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $714516.99 | 37.020% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | 22.3 |  | No | No |  | $0.00 | $10414.92 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224190063 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1079.75 | $1079.75 | 8.750% | No | No |  |  |  |  |  |  | Permanent<br>Resident Alien |  |  |  |  |  |  |  |  | 1 | $2067.96 | $1460.40 | $172.33 | $121.70 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2.5 |  |  |  | No | No | 8.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | 10/01/2055 | $3141.62 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 94.83 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224190244 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $9665.00 | $10848.20 |  | 7.303% | $2326.21 | $2326.21 | 6.990% | No | No | Not Employed | Employed | Employed |  | 4.41 |  |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  | $19822.53 | 1 | $1752.96 | $1265.04 | $146.08 | $105.42 |  |  |  |  |  | 37.714% | 37.714% | 37.714% | [Redacted] | 804 | 809 | 802 | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  | Level 5-<br>Stated/<br>Verified<br>as<br>defined |  | Level<br>3-<br>Stated/<br>Verified<br>as<br>defined |  | No | No |  |  |  |  |  |  | [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $9665.00 |  | 6.320% | $958.76 | 1.4 |  |  |  | Yes | No | 6.990% | 0 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $430080.80 | 86.010% | No |  | 20 |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | Yes |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  | 99.96 |  | No | No |  | $0.00 | $31825.07 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224197499 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1490.00 | $4136.01 |  | 7.044% | $1563.03 | $1563.03 | 6.875% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $13587.42 | 1 | $5126.64 | $3420.84 | $427.22 | $285.07 |  |  |  |  |  | 32.965% | 32.965% | 32.965% | [Redacted] | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1490.00 |  | 6.220% | $6300.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $125548.92 | 36.930% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | 4.54 |  | Yes | No |  | $20269.07 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **TILA<br>Status Loan<br>Designation** | **Exempt<br>QM/ATR<br>Equivalency** | **CDFI<br>Bank<br>Originated<br>Loan** | **Application<br>Date** | **TRID<br>Tested** | **GSE** | **HOEPA<br>Fees** | **TILA Fees** | **Rate<br>Lock<br>Date** | **Calculated<br>APR** | **Original<br>P&I** | **Qualifying<br>P&I** | **Qualifying<br>Rate** | **Is<br>Borrower Non<br>Occupant** | **Is Co<br>Borrower Non<br>Occupant** | **Borrower<br>Employment<br>Indicator** | **Co Borrower<br>Employment<br>Indicator** | **Co<br>Borrower 2<br>Employment<br>Indicator** | **Co<br>Borrower 3<br>Employment<br>Indicator** | **Co<br>Borrower2 Length<br>of Employment** | **Co<br>Borrower3 Length<br>of Employment** | **Borrower<br>Foreign National<br>Indicator** | **Co<br>Borrower Foreign<br>National<br>Indicator** | **Co Borrower 2<br>Foreign National<br>Indicator** | **Co Borrower 3<br>Foreign National<br>Indicator** | **Borrower<br>Country<br>Name** | **Co<br>Borrower<br>Country<br>Name** | **Co<br>Borrower2<br>Country<br>Name** | **Co<br>Borrower3<br>Country<br>Name** | **Residual<br>Income** | **Num<br>Units** | **Annual<br>Property<br>Tax** | **Annual<br>Insurance<br>Costs** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Costs** | **HOA<br>Name** | **HOA<br>Address<br>State** | **Fee<br>Amount** | **Next Due<br>Date** | **HOA<br>Payment<br>Frequency** | **Investor<br>DTI** | **QM DTI** | **Non QM<br>DTI** | **Original<br>Credit<br>Report<br>Date** | **Qualifying<br>Credit<br>Score** | **Third<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Original FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Original FICO<br>Transunion** | **Most<br>Recent Updated<br>Credit Report<br>Date** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Primary<br>Wage Earner<br>Updated FICO<br>Transunion** | **Secondary Wage<br>Earner Updated<br>FICO Equifax** | **Secondary Wage<br>Earner Updated<br>FICO Experian** | **Secondary Wage<br>Earner Updated<br>FICO<br>Transunion** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Updated FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Updated FICO<br>Transunion** | **Most<br>Recent Updated<br>Co Borrower 2<br>FICO** | **Most<br>Recent Updated<br>Co Borrower 3<br>FICO** | **Co<br>Borrower 2 Asset<br>Verification<br>Level** | **Co<br>Borrower 3 Asset<br>Verification<br>Level** | **Co<br>Borrower 2<br>Income<br>Verification<br>Level** | **Co<br>Borrower 3<br>Income<br>Verification<br>Level** | **Co<br>Borrower 2<br>Employment<br>Verification<br>Level** | **Co<br>Borrower 3<br>Employment<br>Verification<br>Level** | **Asset<br>Depletion<br>Flag** | **Bank<br>Statements<br>Flag** | **Number of<br>Statements** | **Type of<br>Statements** | **Percent<br>of Income<br>From<br>Statements** | **Borrower<br>Business<br>Ownership%** | **CoBorrower Business<br>Ownership %** | **P&L Type** | **Income Doc<br>Detail** | **Tax Return<br>Doc Details** | **Document<br>Level** | **Document<br>Type** |  | **Most<br>Recent<br>Bankruptcy<br>Type** | **Most<br>Recent<br>Bankruptcy<br>Filing Date** | **Most<br>Recent<br>Bankruptcy<br>Discharge<br>Date** | **Number of<br>Bankruptcy<br>Events** | **Months<br>Bankruptcy<br>(7, 11)** | **Months<br>Bankruptcy<br>(13)** | **Most<br>Recent Deed-<br>in - Lieu Date** | **Number<br>of Deed-<br>in-Lieu<br>Events** | **Months<br>Deed-<br>in-Lieu** | **Most<br>Recent Short<br>Sale Date** | **Number<br>of Short<br>Sale<br>Events** | **Months<br>Short Sale<br>(or Pre<br>FC)** | **Most<br>Recent<br>Foreclosure<br>Date** | **Number of<br>Foreclosure<br>Events** | **Months<br>Foreclosure** | **Prior<br>Mortgage/Rent<br>Late 30d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 60d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 90d<br>in 24m** | **Has ACH** | **Guideline<br>Name** | **UW<br>Guideline<br>Author** | **ATR QM<br>Total Points<br>and Fees<br>Audit** | **Loan<br>Regulation<br>Benchmark<br>Date** | **Benchmark<br>Rate** | **HUD 1<br>Page 1<br>Credits<br>Total** | **Collateral<br>Underwriter<br>Risk Score** | **AUS<br>Decision<br>System** | **Property<br>Inspection<br>Waiver<br>(PIW)** | **Rating Result** | **Eligible<br>For Rep and<br>Warrant Relief<br>Per Collateral<br>Advisor** | **Is Equity<br>Shared<br>Loan** | **Investor<br>Qualifying<br>Rate** | **Borrower<br>Years of<br>W2s** | **CoBorrower<br>Years of<br>W2s** | **Years of<br>Personal<br>Tax<br>Returns** | **Years of<br>Business<br>Tax<br>Returns** | **Years of<br>4506T** | **Years of<br>Tax<br>Transcripts** | **Months<br>of Personal<br>Bank<br>Statements** | **Months<br>of Business<br>Bank<br>Statements** | **Months<br>of Profit<br>and Loss<br>Statements** | **Expense<br>Letter** | **Total<br>DSCR** | **Total<br>Inverse<br>DSCR** | **Subordinate<br>Lien Type** | **Is Shared<br>Appreciation<br>Mortgage** | **Duration<br>of<br>Payout<br>Months** | **Seller<br>VSH<br>Indicator** | **Seller<br>Indicated VSH<br>Guideline** | **Validated<br>VSH** | **IO<br>Remaining<br>Amortization<br>Term at<br>Recast** | **Maturity<br>Date** | **Borrower<br>Own Funds<br>Cash<br>Amount** | **Borrower<br>Own<br>Funds<br>Percent** | **Is the<br>Note<br>an<br>eNote** | **Borrower<br>WVOE —

# of<br>Months of<br>Income<br>provided** | **Co<br>Borrower WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower2 WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower3 WVOE<br>— # of Months of<br>Income provided** | **Were the<br>origination<br>guidelines utilized<br>for this diligence<br>review?** | **Title<br>Evidence** | **Ownership<br>Type** | **Borrower<br>Type** | **Borrower<br>Designation** | **Co<br>Borrower<br>Type** | **Co<br>Borrower<br>Designation** | **Co<br>Borrower2<br>Type** | **Co<br>Borrower2<br>Designation** | **Co<br>Borrower3<br>Type** | **Co<br>Borrower3<br>Designation** | **Senior<br>Lien<br>Position** | **Senior<br>Lien Original<br>Loan<br>Amount** | **Senior<br>Lien Original<br>Interest Rate** | **Senior<br>Lien Note<br>Projected<br>Closing<br>Date** | **Senior<br>Lien<br>Current<br>Balance** | **Senior<br>Lien<br>Current<br>P&I** | **Loan<br>Closed in the<br>Name of an<br>Entity** | **Note<br>Executed<br>by** | **Assumable<br>Mortgage<br>Flag** | **Leasehold<br>Flag** | **Buydown<br>Flag** | **Borrower<br>Experian FICO<br>Model Used** |  | **Borrower<br>Equifax FICO<br>Model Used** | **Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower Experian<br>FICO Model Used** |  | **Co<br>Borrower Equifax<br>FICO Model<br>Used** | **Co Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower2 Experian<br>FICO Model Used** | **Co<br>Borrower2 Equifax<br>FICO Model Used** | **Co Borrower2<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower3 Experian<br>FICO Model Used** | **Co<br>Borrower3 Equifax<br>FICO Model Used** | **Co Borrower3<br>TransUnion FICO<br>Model Used** | **Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Delayed<br>Financing?** | **Months<br>Reserves** | **Correspondent<br>Type** | **Departure<br>Residence** | **Rate<br>Increase<br>on<br>Default** | **MERS<br>Min<br>Number** | **Co<br>Borrower<br>Other<br>Income** | **Co<br>Borrower<br>Wage<br>Income** | **Primary<br>Housing Lates 0 6<br>Months 30** | **Primary<br>Housing Lates 0 6<br>Months 60** | **Primary<br>Housing Lates 0 6<br>Months 90** | **Primary<br>Housing Lates 7<br>12 Months 30** | **Primary<br>Housing Lates 7<br>12 Months 60** | **Primary<br>Housing Lates 7<br>12 Months 90** | **Primary<br>Housing Lates 13<br>24 Months 30** | **Primary<br>Housing Lates 13<br>24 Months 60** | **Primary<br>Housing Lates 13<br>24 Months 90** | **Primary<br>Housing Lates 25<br>36 Months 30** | **Primary<br>Housing Lates 25<br>36 Months 60** | **Primary<br>Housing Lates 25<br>36 Months 90** | **Borrower<br>1 ITIN<br>Flag** | **Borrower<br>2 ITIN<br>Flag** | **Borrower<br>3 ITIN<br>Flag** | **Borrower<br>4 ITIN<br>Flag** | **Total<br>Number of<br>Mortgaged<br>Properties** |
| 224197549 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $13638.75 | $14179.72 |  | 7.147% | $5931.83 | $5931.83 | 6.990% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $45439.08 | 1 | $4047.12 | $3951.96 | $337.26 | $329.33 |  |  |  |  |  | 14.775% | 14.775% | 14.775% | [Redacted] | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Account<br>Statements<br>— Business<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12];<br>Telephone<br>Listing /<br>Internet<br>Search /<br>Directory<br>Assistance<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Third<br>Party<br>Verification<br>— 2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Shared Bank<br>Statements];<br>Account<br>Statements<br>— Business<br>— 2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Shared Bank<br>Statements];<br>CPA Letter<br>— 2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Shared Bank<br>Statements];<br>Telephone<br>Listing /<br>Internet<br>Search /<br>Directory<br>Assistance<br>— 2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Shared Bank<br>Statements];<br>Third Party<br>Verification<br>— 2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available<br> [Coborrower];<br>4506-C —<br>2024<br> [Coborrower];<br>4506-C —<br>2023 | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $13638.75 |  | 6.540% | $21000.00 | 1 |  |  |  | Yes | No | 6.990% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $452396.57 | 43.080% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 40.97 |  |  | No |  | $26658.25 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224199471 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $2145.00 | $5953.00 |  | 7.197% | $5470.59 | $5470.59 | 7.125% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $30754.69 | 1 | $11410.56 | $2295.00 | $950.88 | $191.25 |  |  |  |  |  | 26.137% | 26.137% | 26.137% | [Redacted] | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Employment<br>Only —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2023<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>Account<br>Statements<br>— Business<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>Account<br>Statements<br>— Business<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>Business<br>License —<br>2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>1120S —<br>2024<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)]; K-1<br>— 2024<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>1120S —<br>2023<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)]; K-1<br>— 2023<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>Account<br>Statements<br>— Business<br>— 2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>Account<br>Statements<br>— Business<br>— 2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; Third<br>Party<br>Verification<br>— 2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>1120S —<br>2024<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; K-1<br>— 2024<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; W-2<br>— 2024<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>1120S —<br>2023<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; K-1<br>— 2023<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; W-2<br>— 2023 | [Borrower];<br>1040 —<br> 2024[Borrower];<br>4506-C —<br>2024<br> [Borrower];<br>1040 —<br>2023<br> [Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>4506-C —<br>2022<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available<br> [Coborrower];<br>1040 —<br>2024<br> [Coborrower];<br>4506-C —<br>2024<br> [Coborrower];<br>1040 —<br>2023<br> [Coborrower];<br>4506-C —<br>2023<br> [Coborrower];<br>4506-C —<br>2022 | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2145.00 |  | 6.320% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.125% | 2 | 2 | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $357805.86 | 35.250% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 39.96 |  | No | No |  | $15504.21 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224200440 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1517.51 | $1517.51 | 6.875% | No | No |  |  |  |  | 0 |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | 1 | $4868.88 | $2212.20 | $405.74 | $184.35 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 4.4 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.78 |  |  |  |  |  |  |  | 10/01/2055 | $17301.27 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 37.32 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224200441 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $995.00 | $4082.50 |  | 6.991% | $2249.98 | $2249.98 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7690.20 | 1 | $8562.48 | $885.00 | $713.54 | $73.75 |  |  |  |  |  | 33.131% | 33.131% | 33.131% | [Redacted] | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Employment<br>Only —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 Transcript<br>— 2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 Transcript<br>— 2023 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $995.00 |  | 6.570% | $4256.96 | 1 |  |  |  | Yes | No | 6.875% | 2 |  | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $460914.90 | 67.280% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.47 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224200625 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $7200.00 | $9808.90 |  | 8.281% | $2639.04 | $2639.04 | 7.990% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  | United<br>States<br>of<br>America |  |  |  | $7587.84 | 1 | $6214.20 | $1139.04 | $517.85 | $94.92 |  |  |  |  |  | 36.079% | 36.079% | 36.079% | [Redacted] | 690 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Account<br>Statements<br>— Personal<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Third<br>Party<br>Verification<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Third<br>Party<br>Verification<br>— 2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $7200.00 |  | 6.320% | $0.00 | 1 |  |  |  | Yes | No | 7.990% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $13945.95 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | Employment<br>Authorization |  |  |  | No | 6.54 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224200632 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1890.00 | $3021.77 |  | 6.883% | $19313.71 | $19313.71 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $31699.15 | 1 | $40377.96 | $15774.96 | $3364.83 | $1314.58 |  |  |  |  |  | 49.353% | 49.353% | 49.353% | [Redacted] | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>25.00000% \|<br>Expense<br>Ratio<br>Source: CPA<br>Letter \| # of<br>Bank<br>Statements<br>Required:<br>12]; Account<br>Statements<br>— Business<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>25.00000% \|<br>Expense<br>Ratio<br>Source: CPA<br>Letter \| # of<br>Bank<br>Statements<br>Required:<br>12]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>25.00000% \|<br>Expense<br>Ratio<br>Source: CPA<br>Letter \| # of<br>Bank<br>Statements<br>Required:<br>12]; Third<br>Party<br>Verification<br>— 2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1890.00 |  | 6.320% | $0.00 | 1.5 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $121638.16 |  | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 13.28 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224200643 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3735.00 | $6259.31 |  | 7.541% | $1500.79 | $1500.79 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3717.79 | 1 | $7545.96 | $1860.00 | $628.83 | $155.00 |  |  |  |  |  | 38.062% | 38.062% | 38.062% | [Redacted] | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>20.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Account<br>Statements<br>— Business<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>20.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>20.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Third<br>Party<br>Verification<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>20.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Third<br>Party<br>Verification<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>20.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Other<br>— 2015 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3735.00 |  | 6.320% | $4380.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $28875.82 | 10.500% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.84 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224200649 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $2290.00 | $4904.92 |  | 6.961% | $3547.42 | $3547.42 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14855.19 | 1 | $7690.20 | $5247.96 | $640.85 | $437.33 |  |  |  |  |  | 35.111% | 35.111% | 35.111% | [Redacted] | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Employment<br>Only —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Income —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Employment<br>Only —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Income —<br>2025 | [Borrower];<br>1040 —<br> 2024[Borrower];<br>4506-C —<br>2024<br> [Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available<br> [Coborrower];<br>1040 —<br>2024<br> [Coborrower];<br>4506-C —<br>2024<br> [Coborrower];<br>4506-C —<br>2023<br> [Coborrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2290.00 |  | 6.220% | $7000.00 | 3.2 | DU |  | ApproveEligible | No | No | 6.875% | 0 | 0 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $246490.89 | 35.360% | No | 32 | 31 |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 21.01 |  | No | No |  | $0.00 | $8308.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224200760 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1465.13 | $1465.13 | 6.500% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $8523.96 | $1311.96 | $710.33 | $109.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | N/<br>A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | 10/01/2055 | $479994.38 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 200.44 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224200761 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $22365.00 | $8339.04 |  | 6.390% | $1822.83 | $1822.83 | 6.125% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $50573.15 | 1 | $3464.52 | $1727.64 | $288.71 | $143.97 |  |  |  |  |  | 14.243% | 14.243% | 14.243% | [Redacted] | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Other<br>Documentation<br>(O) | Asset<br>Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $22365.00 |  | 6.320% | $6000.00 | 2.2 |  |  |  | Yes | No | 6.125% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 10/01/2055 | $5181820.85 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1945.25 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224200794 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3372.50 | $4917.95 |  | 6.687% | $1548.57 | $1548.57 | 6.500% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4269.53 | 1 | $2241.60 | $1080.96 | $186.80 | $90.08 |  |  |  |  |  | 37.502% | 37.502% | 37.502% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Other —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Employment<br>Only —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>VVOE —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2023<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Pension];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Social<br>Security];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Social<br>Security];<br>1099-SSA<br>— 2024<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>Account<br>Statements<br>— Business<br>— 2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>Balance<br>Sheet —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; CPA<br>Letter —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; P&L<br>Statement —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; Third<br>Party<br>Verification<br>— 2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>1120S —<br>2024<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; K-1<br>— 2024<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>1120S —<br>2023<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; K-1<br>— 2023<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>Social<br>Security];<br>Account<br>Statements<br>— 2025<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>Social<br>Security];<br>1099-SSA<br>— 2024 | [Borrower];<br>1040 —<br> 2024[Borrower];<br>4506-C —<br>2024<br> [Borrower];<br>1040 —<br>2023<br> [Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>Transcripts<br>(1040) —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available<br> [Coborrower];<br>1040 —<br>2024<br> [Coborrower];<br>4506-C —<br>2024<br> [Coborrower];<br>Transcripts<br>(1040) —<br>No Results<br>Returned —<br>2024<br> [Coborrower];<br>1040 —<br>2023<br> [Coborrower];<br>4506-C —<br>2023<br> [Coborrower];<br>Transcripts<br>(1040) —<br>2023<br> [Coborrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3372.50 |  | 6.320% | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 2 | 0 | 2 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $178601.84 | 45.210% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 105.94 |  |  | No |  | $2841.37 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224204099 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1295.00 | $4804.52 |  | 7.566% | $5912.36 | $6797.86 | 8.308% | No | No | Self-Employed | Non-Employment<br>Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $56884.88 | 1 | $23878.92 | $2325.96 | $1989.91 | $193.83 |  |  |  |  |  | 31.411% | 30.343% | 31.411% | [Redacted] | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>Balance<br>Sheet —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; Third<br>Party<br>Verification<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>1120S —<br>2024<br> [Borrower<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>4506-C (for<br>Business) —<br>2024<br> [Borrower<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; K-1<br>— 2024<br> [Borrower<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; W-2<br>— 2024<br> [Borrower<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>1120S —<br>2023<br> [Borrower<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>4506-C (for<br>Business) —<br>2023<br> [Borrower<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; K-1<br>— 2023<br> [Borrower<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; W-2<br>— 2023<br> [Borrower<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>4506-C (for<br>Business) —<br>2022<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Social<br>Security];<br>Award<br>Letter /<br>Continuance<br>Letter —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Social<br>Security];<br>Award<br>Letter /<br>Continuance<br>Letter —<br>2025 | [Borrower];<br>1040 —<br> 2024[Borrower];<br>4506-C —<br>2024<br> [Borrower];<br>Transcripts<br>(1040) —<br>2024<br> [Borrower];<br>1040 —<br>2023<br> [Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>Transcripts<br>(1040) —<br>2023<br> [Borrower];<br>4506-C —<br>2022<br> [Borrower];<br>Transcripts<br>(1040) —<br>2022<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available<br> [Coborrower];<br>1040 —<br>2024<br> [Coborrower];<br>4506-C —<br>2024<br> [Coborrower];<br>Transcripts<br>(1040) —<br>2024<br> [Coborrower];<br>1040 —<br>2023<br> [Coborrower];<br>4506-C —<br>2023<br> [Coborrower];<br>Transcripts<br>(1040) —<br>2023<br> [Coborrower];<br>4506-C —<br>2022<br> [Coborrower];<br>Transcripts<br>(1040) —<br>2022 | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1295.00 |  | 6.370% | $0.00 | 1.3 |  |  |  | No | No | 8.308% | 2 | 0 | 2 | 0 | 3 | 3 |  |  |  | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $563271.37 | 41.720% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 12.73 |  | No | No |  | $2274.70 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224204216 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $147645.00 | $149049.44 |  | 8.424% | $27883.05 | $27883.05 | 8.000% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $52052.21 | 1 | $29355.00 | $3296.04 | $2446.25 | $274.67 |  |  |  |  |  | 45.564% | 45.564% | 45.564% | [Redacted] | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>30.00000% \|<br>Expense<br>Ratio<br>Source: CPA<br>Letter \| # of<br>Bank<br>Statements<br>Required:<br>12]; Account<br>Statements<br>— Business<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>30.00000% \|<br>Expense<br>Ratio<br>Source: CPA<br>Letter \| # of<br>Bank<br>Statements<br>Required:<br>12]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>30.00000% \|<br>Expense<br>Ratio<br>Source: CPA<br>Letter \| # of<br>Bank<br>Statements<br>Required:<br>12];<br>Telephone<br>Listing /<br>Internet<br>Search /<br>Directory<br>Assistance<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>30.00000% \|<br>Expense<br>Ratio<br>Source: CPA<br>Letter \| # of<br>Bank<br>Statements<br>Required:<br>12]; Third<br>Party<br>Verification<br>— 2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>40.00000% \|<br>Expense<br>Ratio<br>Source: CPA<br>Letter \| # of<br>Bank<br>Statements<br>Required:<br>12]; Account<br>Statements<br>— Business<br>— 2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>40.00000% \|<br>Expense<br>Ratio<br>Source: CPA<br>Letter \| # of<br>Bank<br>Statements<br>Required:<br>12]; CPA<br>Letter —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>40.00000% \|<br>Expense<br>Ratio<br>Source: CPA<br>Letter \| # of<br>Bank<br>Statements<br>Required:<br>12]; Third<br>Party<br>Verification<br>— 2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available<br> [Coborrower];<br>4506-C —<br>2024<br> [Coborrower];<br>4506-C —<br>2023<br> [Coborrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $147645.00 |  | 6.320% | $0.00 | 2.3 |  |  |  | No | No | 8.000% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $500572.43 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 11.48 |  | Yes | No |  | $60005.49 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224207140 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1343.90 | $1343.90 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3603.48 | $2276.04 | $300.29 | $189.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | N/<br>A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.97 |  |  |  |  |  |  |  | 11/01/2055 | $218184.91 | 73.710% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 83.19 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224207143 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $5476.00 | $12286.65 |  | 6.922% | $4345.61 | $4345.61 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $28920.67 | 1 | $12792.72 | $2652.00 | $1066.06 | $221.00 |  |  |  |  |  | 29.383% | 29.383% | 29.383% | [Redacted] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Income —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2024<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Income —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2024<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2023 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available<br> [Coborrower];<br>4506-C —<br>2024<br> [Coborrower];<br>4506-C —<br>2023<br> [Coborrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5476.00 |  | 6.320% | $5000.00 | 2.8 | DU |  | ApproveEligible | No | No | 6.750% | 1 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $246765.15 | 29.460% | No | 19 | 32 |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 6.04 |  | No | No |  | $0.00 | $26370.82 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224207149 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $5427.65 | $5427.65 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | $8720.76 | $4253.04 | $726.73 | $354.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.64 | 0.61 |  |  |  |  |  |  |  | 10/01/2055 |  |  | No |  |  |  |  | Yes | Final | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 28.12 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224207150 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1190.00 | $3144.00 |  | 7.134% | $10933.72 | $10933.72 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $58568.58 | 1 | $22400.64 | $2697.72 | $1866.72 | $224.81 |  |  |  |  |  | 21.893% | 21.893% | 21.893% | [Redacted] | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Account<br>Statements<br>— Business<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12];<br>Telephone<br>Listing /<br>Internet<br>Search /<br>Directory<br>Assistance<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Third<br>Party<br>Verification<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Third<br>Party<br>Verification<br>— 2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>4506-C —<br>2022<br> [Borrower];<br>Account<br>Transcripts<br>— 2021<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1190.00 |  | 6.320% | $0.00 | 4.6 |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 3 | 1 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $1080728.01 | 49.940% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 39.88 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224207165 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $978.90 | $978.90 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1643.04 | $798.96 | $136.92 | $66.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 3.7 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.35 | 0.74 |  |  |  |  |  |  |  | 10/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 110.51 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 7 |
| 224208556 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $6990.00 | $7757.26 |  | 7.640% | $2072.03 | $2072.03 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3066.92 | 1 | $6956.40 | $3123.72 | $579.70 | $260.31 |  |  |  |  |  | 49.524% | 49.524% | 49.524% | [Redacted] | 625 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal,<br>Business | 100.000% | 100.000% |  |  | [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Account<br>Statements<br>— Business<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Other<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Account<br>Statements<br>— Personal<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Other<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Other<br>— 2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $6990.00 |  | 6.220% | $0.00 | 2.2 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 2 | 0 | 12 | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $224783.60 | 46.340% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.96 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224209445 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $12321.56 | $10632.34 |  | 7.889% | $3862.89 | $3862.89 | 7.750% | No | No | Non-Employment<br>Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10001.37 | 1 | $5717.28 | $7973.28 | $476.44 | $664.44 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 690 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025 | [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $12321.56 |  | 6.220% | $23000.00 | 1.3 |  |  |  | Yes | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $1287462.02 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 228.88 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224209480 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2535.00 | $4386.65 |  | 7.004% | $2069.33 | $2069.33 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15936.02 | 1 | $2404.08 | $1009.20 | $200.34 | $84.10 |  |  |  |  |  | 26.836% | 26.836% | 26.836% | [Redacted] | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Wages];<br>VVOE —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2023 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2535.00 |  | 6.320% | $0.00 | 1 | LP /<br>LPA |  | Accept/Eligible | No | No | 6.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $344286.90 | 86.070% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.84 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224209876 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2647.46 | $4725.38 |  | 7.409% | $2018.70 | $2018.70 | 7.250% | No | Yes | Employed | Non-Employment<br>Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4926.88 | 1 | $2346.96 | $1799.04 | $195.58 | $149.92 |  |  |  |  |  | 49.049% | 49.049% | 49.049% | [Redacted] | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Wages];<br>VVOE —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 Transcript<br>— 2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2023<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 Transcript<br>— 2023<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Social<br>Security];<br>Account<br>Statements<br>— 2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Social<br>Security];<br>Award<br>Letter /<br>Continuance<br>Letter —<br>2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available<br> [Coborrower];<br>4506-C —<br>2024<br> [Coborrower];<br>4506-C —<br>2023 | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2647.46 |  | 6.220% | $5000.00 | 1 |  |  |  | Yes | No | 7.250% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $155540.38 | 42.040% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 32.21 |  | No | No |  | $2280.32 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224209926 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1890.00 | $4748.00 |  | 7.278% | $10914.82 | $10914.82 | 7.250% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $83186.20 | 1 | $24999.96 | $5976.24 | $2083.33 | $498.02 |  |  |  |  |  | 18.353% | 18.353% | 18.353% | [Redacted] | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Account<br>Statements<br>— Business<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Other<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Other<br>— 2024<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Third<br>Party<br>Verification<br>— 2022 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available<br> [Coborrower];<br>4506-C —<br>2024<br> [Coborrower];<br>4506-C —<br>2023 | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1890.00 |  | 6.320% | $426000.00 | 3.2 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $81171.38 | 4.050% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 10.46 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224210146 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1450.00 | $2125.00 |  | 6.617% | $7663.91 | $7663.91 | 6.600% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $45154.80 | 1 | $3281.52 | $9157.80 | $273.46 | $763.15 |  |  |  |  |  | 19.692% | 19.692% | 19.692% | [Redacted] | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Other —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>VVOE —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2023 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1450.00 |  | 6.540% | $0.00 | 3.1 | DU |  | ApproveIneligible | No | No | 6.600% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $148641.68 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 16.86 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224211179 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1155.21 | $1155.21 | 7.750% | No | No |  |  |  |  |  |  | Foreign<br>National |  |  |  |  |  |  |  |  | 1 | $1905.36 | $1318.68 | $158.78 | $109.89 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.78 |  |  |  |  |  |  |  | 10/01/2055 | $85555.00 | 39.790% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.7 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224211669 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1926.20 | $1926.20 | 6.375% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $1817.16 | $1287.00 | $151.43 | $107.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.79 |  |  |  |  |  |  |  | 10/01/2055 | $454714.07 | 95.720% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 131.49 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224211677 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $960.47 | $960.47 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $621.60 | $1473.72 | $51.80 | $122.81 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.58 | 0.63 |  |  |  |  |  |  |  | 10/01/2055 | $89675.00 | 45.860% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>98 |  |  |  |  |  |  |  |  |  |  |  | 33.71 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| 224213202 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $6840.00 | $0.00 |  | 6.696% | $2140.37 | $2140.37 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6987.78 | 2 | $10763.64 | $1346.04 | $896.97 | $112.17 |  |  |  |  |  | 38.508% | 38.508% | 38.508% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third<br>Party<br>Prepared | [Borrower<br>— \| Primary<br>Income —<br>P&L<br>Statement<br>Only];<br>Account<br>Statements<br>— Business<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>P&L<br>Statement<br>Only];<br>Balance<br>Sheet —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>P&L<br>Statement<br>Only]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>P&L<br>Statement<br>Only]; P&L<br>Statement —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>P&L<br>Statement<br>Only]; Third<br>Party<br>Verification<br>— 2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Alternative<br>Documentation<br>(A) | 1yr P&L<br>w/Bank<br>Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $6840.00 |  | 6.220% | $406888.48 |  |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $46091.66 | 6.440% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.88 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224213204 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $14965.00 | $15514.08 |  | 7.663% | $2660.49 | $2660.49 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6821.32 | 1 | $9174.60 | $4440.96 | $764.55 | $370.08 |  |  |  |  |  | 49.451% | 49.451% | 49.451% | [Redacted] | 689 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower<br>Prepared | [Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>Account<br>Statements<br>— Personal<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>Other —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>P&L<br>Statement —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>Third Party<br>Verification<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>Other —<br>Year Not<br>Available | [Borrower];<br>1040 —<br> 2024[Borrower];<br>4506-C —<br>2024<br> [Borrower];<br>1040 —<br>2023<br> [Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $14965.00 |  | 6.220% | $115000.00 | 3.8 |  |  |  | Yes | No | 7.250% | 0 |  | 2 | 0 | 2 | 0 |  |  | 8.33 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $47497.49 | 9.740% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.83 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224213206 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $39287.50 | $11010.79 |  | 7.063% | $3793.76 | $3793.76 | 6.875% | No | No | Not Employed | Self-Employed | Self-<br>Employed |  | 20.43 |  |  | US Citizen | US<br>Citizen |  |  |  |  |  | $64895.13 | 1 | $10657.80 | $4011.00 | $888.15 | $334.25 |  |  |  |  |  | 31.407% | 31.407% | 31.407% | [Redacted] | 721 | 721 | 757 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  | Level<br>3-<br>Stated/<br>Verified<br>as<br>defined |  | No | No |  |  |  |  |  |  | [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>Balance<br>Sheet —<br> 2025[Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; P&L<br>Statement —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>Paystubs —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; Third<br>Party<br>Verification<br>— 2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>1120S —<br>2024<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; K-1<br>— 2024<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; W-2<br>— 2024<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>Balance<br>Sheet —<br>2025<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)]; P&L<br>Statement —<br>2025<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>Paystubs —<br>2025<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)]; Third<br>Party<br>Verification<br>— 2025<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>1120S —<br>2024<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>4506-C (for<br>Business) —<br>2024<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)]; K-1<br>— 2024<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)]; W-2<br>— 2024<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>4506-C (for<br>Business) —<br>2023<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>Partnership<br>(>= 25%)];<br>Balance<br>Sheet —<br>2025<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>Partnership<br>(>= 25%)];<br>P&L<br>Statement —<br>2025<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>Partnership<br>(>= 25%)];<br>Third Party<br>Verification<br>— 2025<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>Partnership<br>(>= 25%)];<br>1065 —<br>2024<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>Partnership<br>(>= 25%)];<br>4506-C (for<br>Business) —<br>2024<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>Partnership<br>(>= 25%)];<br>K-1 — 2024<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>Partnership<br>(>= 25%)];<br>4506-C (for<br>Business) —<br>2023<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>Balance<br>Sheet —<br>2025<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)]; P&L<br>Statement —<br>2025<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)]; Third<br>Party<br>Verification<br>— 2025<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>1120S —<br>2024<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>4506-C (for<br>Business) —<br>2024<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)]; K-1<br>— 2024<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>4506-C (for<br>Business) —<br>2023<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>Balance<br>Sheet —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; P&L<br>Statement —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>Paystubs —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; Third<br>Party<br>Verification<br>— 2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>1120S —<br>2024<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; K-1<br>— 2024<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; W-2<br>— 2024<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>Balance<br>Sheet —<br>2025<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)]; P&L<br>Statement —<br>2025<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)]; Third<br>Party<br>Verification<br>— 2025<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>1120S —<br>2024<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)]; K-1<br>— 2024<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>Partnership<br>(>= 25%)];<br>Balance<br>Sheet —<br>2025<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>Partnership<br>(>= 25%)];<br>P&L<br>Statement —<br>2025<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>Partnership<br>(>= 25%)];<br>Third Party<br>Verification<br>— 2025<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>Partnership<br>(>= 25%)];<br>1065 —<br>2024<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>Partnership<br>(>= 25%)];<br>K-1 — 2024 | [Coborrower];<br>1040 —<br> 2024[Coborrower];<br>4506-C —<br>2024<br> [Coborrower];<br>Transcripts<br>(1040) —<br>2024<br> [Coborrower];<br>4506-C —<br>2023<br> [Coborrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $39287.50 |  | 6.320% | $0.00 | 1 | DU |  | ApproveIneligible | Yes | No | 6.875% | 0 | 1 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $453569.85 | 54.970% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  | 34.54 |  | No | No |  | $94609.25 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224213262 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1517.51 | $1517.51 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4262.88 | $1842.00 | $355.24 | $153.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.83 |  |  |  |  |  |  |  | 10/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 108.66 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224213283 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1390.00 | $10906.35 |  | 6.571% | $9047.52 | $9047.52 | 6.550% | No | No | Employed | Employed |  |  |  |  | Permanent<br>Resident Alien | Permanent<br>Resident Alien |  |  |  |  |  |  | $27719.02 | 3 | $37264.44 | $5052.96 | $3105.37 | $421.08 |  |  |  |  |  | 42.594% | 42.594% | 42.594% | [Redacted] | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Employment<br>Only —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Income —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2024<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages];<br>Employer<br>Letter —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages];<br>VVOE —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2024<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages];<br>Year End<br>Summary —<br>2024<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages];<br>Year End<br>Summary —<br>2023 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available<br> [Coborrower];<br>4506-C —<br>2024<br> [Coborrower];<br>4506-C —<br>2023<br> [Coborrower];<br>4506-C —<br>2022<br> [Coborrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1390.00 |  | 6.570% | $0.00 |  | LP /<br>LPA |  | Accept/Eligible | No | No | 6.550% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $440342.90 | 22.460% | No | 16 |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  | Resident<br>Alien Card | Resident<br>Alien Card |  |  |  | 19.43 |  | Yes | No |  | $0.00 | $18750.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224213525 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $15565.20 | $8223.92 |  | 8.131% | $4538.49 | $4538.49 | 7.990% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8187.43 | 1 | $5008.56 | $1785.96 | $417.38 | $148.83 |  |  |  |  |  | 41.465% | 41.465% | 41.465% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Other<br>Documentation<br>(O) | Asset<br>Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $15565.20 |  | 6.320% | $15000.00 | 2.9 |  |  |  | Yes | No | 7.990% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 10/01/2055 | $1412885.30 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 261.61 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224214092 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4650.00 | $7661.01 |  | 6.831% | $1856.90 | $1856.90 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $28993.66 | 1 | $4152.12 | $1707.00 | $346.01 | $142.25 |  |  |  |  |  | 10.451% | 10.451% | 10.451% | [Redacted] | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower<br>Prepared | [Borrower<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>Balance<br>Sheet —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; P&L<br>Statement —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; Third<br>Party<br>Verification<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>4506-C (for<br>Business) —<br>2024<br> [Borrower<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; P&L<br>Statement —<br>2024<br> [Borrower<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; W-2<br>— 2024<br> [Borrower<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>1120S —<br>2023<br> [Borrower<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>4506-C (for<br>Business) —<br>2023<br> [Borrower<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; K-1<br>— 2023<br> [Borrower<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; W-2<br>— 2023 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>Tax Return<br>Extension<br>— 2024<br> [Borrower];<br>Transcripts<br>(1040) —<br>2024<br> [Borrower];<br>1040 —<br>2023<br> [Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>Transcripts<br>(1040) —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4650.00 |  | 6.320% | $10250.00 | 1 |  |  |  | Yes | No | 6.625% | 2 |  | 1 | 0 | 2 | 2 |  |  | 8.03 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $121024.28 | 33.380% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 23.83 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224215092 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1790.00 | $2334.04 |  | 6.773% | $5981.37 | $5981.37 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $245538.38 | 1 | $7854.00 | $7281.12 | $654.50 | $606.76 |  |  |  |  |  | 13.740% | 13.740% | 13.740% | [Redacted] | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Account<br>Statements<br>— Business<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Other<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Other<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Third<br>Party<br>Verification<br>— 2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1790.00 |  | 6.320% | $0.00 | 3.7 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $91443.26 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 14.64 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224217371 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $10660.00 | $14190.86 |  | 9.192% | $3222.36 | $3222.36 | 8.875% | No | No | Self-Employed | Self-Employed |  |  |  |  | Non-Permanent<br>Resident Alien | Non-Permanent<br>Resident Alien |  |  | Brazil | Brazil |  |  | $21960.37 | 1 | $5301.12 | $1605.96 | $441.76 | $133.83 |  |  |  |  |  | 28.300% | 28.300% | 28.300% | [Redacted] | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Account<br>Statements<br>— Business<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Third<br>Party<br>Verification<br>— 2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Shared Bank<br>Statements];<br>Account<br>Statements<br>— Business<br>— 2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Shared Bank<br>Statements];<br>CPA Letter<br>— 2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Shared Bank<br>Statements];<br>Third Party<br>Verification<br>— 2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available<br> [Coborrower];<br>4506-C —<br>2024<br> [Coborrower];<br>4506-C —<br>2023<br> [Coborrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $10660.00 |  | 6.320% | $5000.00 | 1 |  |  |  | N/<br>A | No | 8.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $4500.00 | 1.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  | Employment<br>Authorization | Employment<br>Authorization |  |  |  | 11.35 |  |  | No |  | $15314.16 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224217428 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1590.00 | $5220.86 |  | 7.005% | $1839.40 | $1839.40 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13127.41 | 1 | $4600.08 | $4374.96 | $383.34 | $364.58 |  |  |  |  |  | 42.717% | 42.717% | 42.717% | [Redacted] | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Employment<br>Only —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Income —<br>2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1590.00 |  | 6.220% | $0.00 | 2.5 | LP /<br>LPA |  | Accept/Eligible | No | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $308298.73 | 88.080% | No | 1 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 80.68 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224217431 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $15024.00 | $30069.00 |  | 7.030% | $6901.08 | $6901.08 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10698.57 | 1 | $16625.04 | $869.04 | $1385.42 | $72.42 |  |  |  |  |  | 46.366% | 46.366% | 46.366% | [Redacted] | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Other —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Employment<br>Only —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Income —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 Transcript<br>— 2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2023<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2023<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 Transcript<br>— 2023<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>IRA<br>Distribution];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>IRA<br>Distribution];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>IRA<br>Distribution];<br>Deposit<br>Receipt —<br>2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>IRA<br>Distribution];<br>Account<br>Statements<br>— 2024<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Social<br>Security];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Social<br>Security];<br>Award<br>Letter /<br>Continuance<br>Letter —<br>2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $15024.00 |  | 6.320% | $10000.00 | 1 |  |  |  | N/<br>A | No | 6.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $359236.83 | 27.010% | No | 34 |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.4 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224217437 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3340.00 | $4671.20 |  | 7.408% | $664.63 | $664.63 | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3327.25 | 1 | $2688.24 | $791.52 | $224.02 | $65.96 |  |  |  |  |  | 42.123% | 42.123% | 42.123% | [Redacted] | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Other —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Income —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 Transcript<br>— 2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2023<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 Transcript<br>— 2023 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3340.00 |  | 6.220% | $1500.00 | 2 |  |  |  | No | No | 6.990% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $158965.85 | 79.480% | No | 33 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 34.14 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224217438 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $8415.00 | $12457.18 |  | 7.188% | $3240.08 | $3240.08 | 6.990% | Yes | No | Non-Employment<br>Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $20141.07 | 1 | $12226.56 | $5411.88 | $1018.88 | $450.99 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available<br> [Coborrower];<br>4506-C —<br>2024<br> [Coborrower];<br>4506-C —<br>2023 | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $8415.00 |  | 6.220% | $10000.00 | 2.9 |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $1803525.82 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 276.52 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |

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| 0 | 3 | 7 | 10 | 15 | 18 | 22 | 26 | 31 | 35 | 39 | 43 | 46 | 51 | 55 | 59 | 63 | 67 | 71 | 75 | 79 | 83 | 86 | 91 | 95 | 99 | 103 | 107 | 111 | 115 | 119 | 122 | 126 | 131 | 135 | 139 | 143 | 147 | 151 | 154 | 158 | 162 | 166 | 170 | 175 | 179 | 183 | 187 | 191 | 195 | 199 | 203 | 206 | 210 | 214 | 218 | 222 | 226 | 230 | 234 | 238 | 242 | 246 | 250 | 254 | 258 | 262 | 266 | 270 | 274 | 279 | 283 | 287 | 290 | 295 | 298 | 303 | 307 | 311 | 315 | 319 | 323 | 327 | 331 | 334 | 336 | 339 | 343 | 344 | 346 | 350 | 354 | 359 | 362 | 366 | 370 | 374 | 378 | 382 | 386 | 390 | 394 | 398 | 402 | 407 | 411 | 415 | 419 | 422 | 427 | 431 | 434 | 439 | 443 | 447 | 451 | 454 | 459 | 463 | 467 | 471 | 475 | 479 | 483 | 487 | 491 | 495 | 499 | 503 | 507 | 511 | 515 | 519 | 522 | 526 | 531 | 534 | 538 | 542 | 547 | 551 | 555 | 559 | 563 | 567 | 571 | 574 | 578 | 583 | 587 | 591 | 595 | 599 | 603 | 607 | 611 | 615 | 619 | 623 | 626 | 630 | 634 | 638 | 642 | 646 | 651 | 655 | 659 | 662 | 667 | 671 | 672 | 675 | 679 | 683 | 684 | 687 | 691 | 695 | 699 | 703 | 706 | 710 | 714 | 719 | 723 | 726 | 730 | 735 | 739 | 742 | 747 | 751 | 754 | 759 | 763 | 767 | 771 | 775 | 779 | 783 | 787 | 791 | 795 | 799 | 803 | 807 | 811 | 815 | 819 | 823 | 827 | 831 |
| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **TILA<br>Status Loan<br>Designation** | **Exempt<br>QM/ATR<br>Equivalency** | **CDFI<br>Bank<br>Originated<br>Loan** | **Application<br>Date** | **TRID<br>Tested** | **GSE** | **HOEPA<br>Fees** | **TILA Fees** | **Rate<br>Lock<br>Date** | **Calculated<br>APR** | **Original<br>P&I** | **Qualifying<br>P&I** | **Qualifying<br>Rate** | **Is<br>Borrower Non<br>Occupant** | **Is Co<br>Borrower Non<br>Occupant** | **Borrower<br>Employment<br>Indicator** | **Co Borrower<br>Employment<br>Indicator** | **Co<br>Borrower 2<br>Employment<br>Indicator** | **Co<br>Borrower 3<br>Employment<br>Indicator** | **Co<br>Borrower2 Length<br>of Employment** | **Co<br>Borrower3 Length<br>of Employment** | **Borrower<br>Foreign National<br>Indicator** | **Co<br>Borrower Foreign<br>National<br>Indicator** | **Co Borrower 2<br>Foreign National<br>Indicator** | **Co Borrower 3<br>Foreign National<br>Indicator** | **Borrower<br>Country<br>Name** | **Co<br>Borrower<br>Country<br>Name** | **Co<br>Borrower2<br>Country<br>Name** | **Co<br>Borrower3<br>Country<br>Name** | **Residual<br>Income** | **Num<br>Units** | **Annual<br>Property<br>Tax** | **Annual<br>Insurance<br>Costs** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Costs** | **HOA<br>Name** | **HOA<br>Address<br>State** | **Fee<br>Amount** | **Next Due<br>Date** | **HOA<br>Payment<br>Frequency** | **Investor<br>DTI** | **QM DTI** | **Non QM<br>DTI** | **Original<br>Credit<br>Report<br>Date** | **Qualifying<br>Credit<br>Score** | **Third<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Original FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Original FICO<br>Transunion** | **Most<br>Recent Updated<br>Credit Report<br>Date** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Primary<br>Wage Earner<br>Updated FICO<br>Transunion** | **Secondary Wage<br>Earner Updated<br>FICO Equifax** | **Secondary Wage<br>Earner Updated<br>FICO Experian** | **Secondary Wage<br>Earner Updated<br>FICO<br>Transunion** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Updated FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Updated FICO<br>Transunion** | **Most<br>Recent Updated<br>Co Borrower 2<br>FICO** | **Most<br>Recent Updated<br>Co Borrower 3<br>FICO** | **Co<br>Borrower 2 Asset<br>Verification<br>Level** | **Co<br>Borrower 3 Asset<br>Verification<br>Level** | **Co<br>Borrower 2<br>Income<br>Verification<br>Level** | **Co<br>Borrower 3<br>Income<br>Verification<br>Level** | **Co<br>Borrower 2<br>Employment<br>Verification<br>Level** | **Co<br>Borrower 3<br>Employment<br>Verification<br>Level** | **Asset<br>Depletion<br>Flag** | **Bank<br>Statements<br>Flag** | **Number of<br>Statements** | **Type of<br>Statements** | **Percent<br>of Income<br>From<br>Statements** | **Borrower<br>Business<br>Ownership%** | **CoBorrower Business<br>Ownership %** | **P&L Type** | Income Doc<br>Detail | **Tax Return<br>Doc Details** | **Document<br>Level** | **Document<br>Type** |  | **Most<br>Recent<br>Bankruptcy<br>Type** | **Most<br>Recent<br>Bankruptcy<br>Filing Date** | **Most<br>Recent<br>Bankruptcy<br>Discharge<br>Date** | **Number of<br>Bankruptcy<br>Events** | **Months<br>Bankruptcy<br>(7, 11)** | **Months<br>Bankruptcy<br>(13)** | **Most<br>Recent Deed-<br>in - Lieu Date** | **Number<br>of Deed-<br>in-Lieu<br>Events** | **Months<br>Deed-<br>in-Lieu** | **Most<br>Recent Short<br>Sale Date** | **Number<br>of Short<br>Sale<br>Events** | **Months<br>Short Sale<br>(or Pre<br>FC)** | **Most<br>Recent<br>Foreclosure<br>Date** | **Number of<br>Foreclosure<br>Events** | **Months<br>Foreclosure** | **Prior<br>Mortgage/Rent<br>Late 30d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 60d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 90d<br>in 24m** | **Has ACH** | **Guideline<br>Name** | **UW<br>Guideline<br>Author** | **ATR QM<br>Total Points<br>and Fees<br>Audit** | **Loan<br>Regulation<br>Benchmark<br>Date** | **Benchmark<br>Rate** | **HUD 1<br>Page 1<br>Credits Total** | **Collateral<br>Underwriter<br>Risk Score** | **AUS<br>Decision<br>System** | **Property<br>Inspection<br>Waiver<br>(PIW)** | **Rating Result** | **Eligible<br>For Rep and<br>Warrant Relief<br>Per Collateral<br>Advisor** | **Is Equity<br>Shared<br>Loan** | **Investor<br>Qualifying<br>Rate** | **Borrower<br>Years of<br>W2s** | **CoBorrower<br>Years of<br>W2s** | **Years of<br>Personal<br>Tax<br>Returns** | **Years of<br>Business<br>Tax<br>Returns** | **Years of<br>4506T** | **Years of<br>Tax<br>Transcripts** | **Months<br>of Personal<br>Bank<br>Statements** | **Months<br>of Business<br>Bank<br>Statements** | **Months<br>of Profit<br>and Loss<br>Statements** | **Expense<br>Letter** | **Total<br>DSCR** | **Total<br>Inverse<br>DSCR** | **Subordinate<br>Lien Type** | **Is Shared<br>Appreciation<br>Mortgage** | **Duration<br>of<br>Payout<br>Months** | **Seller<br>VSH<br>Indicator** | **Seller<br>Indicated VSH<br>Guideline** | **Validated<br>VSH** | **IO<br>Remaining<br>Amortization<br>Term at<br>Recast** | **Maturity<br>Date** | **Borrower<br>Own Funds<br>Cash<br>Amount** | **Borrower<br>Own<br>Funds<br>Percent** | **Is the<br>Note<br>an<br>eNote** | **Borrower<br>WVOE —

# of<br>Months of<br>Income<br>provided** | **Co<br>Borrower WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower2 WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower3 WVOE<br>— # of Months of<br>Income provided** | **Were the<br>origination<br>guidelines utilized<br>for this diligence<br>review?** | **Title<br>Evidence** | **Ownership<br>Type** | **Borrower<br>Type** | **Borrower<br>Designation** | **Co<br>Borrower<br>Type** | **Co<br>Borrower<br>Designation** | **Co<br>Borrower2<br>Type** | **Co<br>Borrower2<br>Designation** | **Co<br>Borrower3<br>Type** | **Co<br>Borrower3<br>Designation** | **Senior<br>Lien<br>Position** | **Senior<br>Lien Original<br>Loan<br>Amount** | **Senior<br>Lien Original<br>Interest Rate** | **Senior<br>Lien Note<br>Projected<br>Closing<br>Date** | **Senior<br>Lien<br>Current<br>Balance** | **Senior<br>Lien<br>Current<br>P&I** | **Loan<br>Closed in the<br>Name of an<br>Entity** | **Note<br>Executed<br>by** | **Assumable<br>Mortgage<br>Flag** | **Leasehold<br>Flag** | **Buydown<br>Flag** | **Borrower<br>Experian FICO<br>Model Used** |  | **Borrower<br>Equifax FICO<br>Model Used** | **Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower Experian<br>FICO Model Used** |  | **Co<br>Borrower Equifax<br>FICO Model<br>Used** | **Co Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower2 Experian<br>FICO Model Used** | **Co<br>Borrower2 Equifax<br>FICO Model Used** | **Co Borrower2<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower3 Experian<br>FICO Model Used** | **Co<br>Borrower3 Equifax<br>FICO Model Used** | **Co Borrower3<br>TransUnion FICO<br>Model Used** | **Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Delayed<br>Financing?** | **Months<br>Reserves** | **Correspondent<br>Type** | **Departure<br>Residence** | **Rate<br>Increase<br>on<br>Default** | **MERS<br>Min<br>Number** | **Co<br>Borrower<br>Other<br>Income** | **Co<br>Borrower<br>Wage<br>Income** | **Primary<br>Housing Lates 0 6<br>Months 30** | **Primary<br>Housing Lates 0 6<br>Months 60** | **Primary<br>Housing Lates 0 6<br>Months 90** | **Primary<br>Housing Lates 7<br>12 Months 30** | **Primary<br>Housing Lates 7<br>12 Months 60** | **Primary<br>Housing Lates 7<br>12 Months 90** | **Primary<br>Housing Lates 13<br>24 Months 30** | **Primary<br>Housing Lates 13<br>24 Months 60** | **Primary<br>Housing Lates 13<br>24 Months 90** | **Primary<br>Housing Lates 25<br>36 Months 30** | **Primary<br>Housing Lates 25<br>36 Months 60** | **Primary<br>Housing Lates 25<br>36 Months 90** | **Borrower<br>1 ITIN<br>Flag** | **Borrower<br>2 ITIN<br>Flag** | **Borrower<br>3 ITIN<br>Flag** | **Borrower<br>4 ITIN<br>Flag** | **Total<br>Number of<br>Mortgaged<br>Properties** |
| 224217461 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2135.48 | $2135.48 | 8.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $3903.72 | $8126.88 | $325.31 | $677.24 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.22 | 0.82 |  |  |  |  |  |  |  | 10/01/2055 | $205895.08 | 54.320% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 247.51 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 |
| 224217466 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3211.25 | $4068.12 |  | 8.310% | $5480.55 | $5943.76 | 8.613% | No | No | Not Employed | Self-Employed | Not<br>Employed |  | 0 |  |  | US Citizen | US<br>Citizen |  |  |  |  |  | $111739.98 | 1 | $5130.60 | $3476.28 | $427.55 | $289.69 |  |  |  |  |  | 8.239% | 8.667% | 8.239% | [Redacted] | 675 | 728 | 711 | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  | No | Yes | 24 | Business | 100.000% |  | 100.000% |  | [Coborrower(s)<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12];<br>Account<br>Statements<br>— Business<br> — 2025[Coborrower(s)<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Other<br>— 2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Third<br>Party<br>Verification<br>— 2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Other<br>— 2008<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12];<br>Account<br>Statements<br>— Business<br>— 2025<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Other<br>— 2025<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Third<br>Party<br>Verification<br>— 2025<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Other<br>— 2008 | [Coborrower];<br>4506-C —<br> 2024[Coborrower];<br>4506-C —<br>2023<br> [Coborrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3211.25 |  | 6.710% | $0.00 | 3.5 |  |  |  | No | No | 8.613% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | Yes |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  | No | 7.4 |  |  | No |  | $121772.11 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224217469 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $3000.00 | $6063.23 |  | 7.239% | $1621.70 | $1621.70 | 6.990% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $40161.73 | 1 | $2617.08 | $863.04 | $218.09 | $71.92 |  |  |  |  |  | 30.460% | 30.460% | 30.460% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Employment<br>Only —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Income —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>Other —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>Telephone<br>Listing /<br>Internet<br>Search /<br>Directory<br>Assistance<br>— 2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>Third Party<br>Verification<br>— 2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>1120S —<br>2024<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>4506-C (for<br>Business) —<br>2024<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; K-1<br>— 2024<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; W-2<br>— 2024<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>1120S —<br>2023<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>4506-C (for<br>Business) —<br>2023<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; K-1<br>— 2023<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; W-2<br>— 2023<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>Other —<br>2025<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>Telephone<br>Listing /<br>Internet<br>Search /<br>Directory<br>Assistance<br>— 2025<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>Third Party<br>Verification<br>— 2025<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>1120S —<br>2024<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>4506-C (for<br>Business) —<br>2024<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)]; K-1<br>— 2024<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)]; W-2<br>— 2024<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>1120S —<br>2023<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>4506-C (for<br>Business) —<br>2023<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)]; K-1<br>— 2023<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)]; W-2<br>— 2023<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>Sole<br>Proprietor];<br>Telephone<br>Listing /<br>Internet<br>Search /<br>Directory<br>Assistance<br>— 2025<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>Sole<br>Proprietor];<br>1040 —<br>Schedule C<br>— 2023 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available<br> [Coborrower];<br>4506-C —<br>2024<br> [Coborrower];<br>Tax Return<br>Extension<br>— 2024<br> [Coborrower];<br>Transcripts<br>(1040) —<br>No Results<br>Returned —<br>2024<br> [Coborrower];<br>1040 —<br>2023<br> [Coborrower];<br>4506-C —<br>2023<br> [Coborrower];<br>1040 —<br>2022 | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3000.00 |  | 6.540% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.990% | 0 | 2 | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $174519.13 | 57.210% | No | 30 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 41.85 |  | No | No |  | $31085.28 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224217471 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $10465.00 | $11218.98 |  | 6.831% | $3457.68 | $3457.68 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15864.18 | 1 | $3483.60 | $2397.00 | $290.30 | $199.75 |  |  |  |  |  | 40.142% | 40.142% | 40.142% | [Redacted] | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12];<br>Account<br>Statements<br>— Business<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Third<br>Party<br>Verification<br>— 2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $10465.00 |  | 6.320% | $0.00 | 1.9 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $551062.63 | 62.970% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 56.96 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224219247 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $6993.09 | $6993.09 | 7.375% | No | No |  |  |  |  | 0 | 0 |  | US Citizen |  | US<br>Citizen |  |  |  |  |  | 4 | $19693.68 | $7515.96 | $1641.14 | $626.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | LLC | Business<br>Entity | Individual | Member |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 74.42 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224220945 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1719.08 | $1719.08 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $2632.80 | $1737.96 | $219.40 | $144.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.76 |  |  |  |  |  |  |  | 10/01/2055 | $113921.92 | 36.160% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 15.24 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224221427 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $28688.00 | $34236.77 |  | 8.420% | $5454.02 | $5454.02 | 7.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8035.08 | 2 | $7548.60 | $4023.00 | $629.05 | $335.25 |  |  |  |  |  | 49.173% | 49.173% | 49.173% | [Redacted] | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower<br>Prepared | [Borrower<br>— \| Primary<br>Income —<br>C-Corp];<br>Balance<br>Sheet —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>C-Corp];<br>Balance<br>Sheet —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>C-Corp];<br>P&L<br>Statement<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>C-Corp];<br>P&L<br>Statement<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>C-Corp];<br>Telephone<br>Listing /<br>Internet<br>Search /<br>Directory<br>Assistance<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>C-Corp];<br>Third Party<br>Verification<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>C-Corp];<br>4506-C (for<br>Business) —<br>2024<br> [Borrower<br>— \| Primary<br>Income —<br>C-Corp];<br>Tax Return<br>Extension<br>(for<br>Business) —<br>2024<br> [Borrower<br>— \| Primary<br>Income —<br>C-Corp];<br>1120 —<br>2023<br> [Borrower<br>— \| Primary<br>Income —<br>C-Corp];<br>4506-C (for<br>Business) —<br>2023<br> [Borrower<br>— \| Primary<br>Income —<br>C-Corp]; W-<br>2 — 2023 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>Transcripts<br>(1040) —<br>No Results<br>Returned —<br>2024<br> [Borrower];<br>1040 —<br>2023<br> [Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>Transcripts<br>(1040) —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $28688.00 |  | 6.220% | $0.00 |  | DU |  | ApproveIneligible | No | No | 7.990% | 1 |  | 1 | 0 | 2 | 1 |  |  | 20.53 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 23.25 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 9 |
| 224221451 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $7070.00 | $9245.59 |  | 7.431% | $1743.25 | $1743.25 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10245.01 | 1 | $5459.52 | $2535.96 | $454.96 | $211.33 |  |  |  |  |  | 25.094% | 25.094% | 25.094% | [Redacted] | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12];<br>Account<br>Statements<br>— Business<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12];<br>Telephone<br>Listing /<br>Internet<br>Search /<br>Directory<br>Assistance<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Third<br>Party<br>Verification<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Other<br>— 2023 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $7070.00 |  | 6.220% | $78000.00 | 1 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $116467.20 | 33.750% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 40.7 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224221453 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2461.00 | $8111.35 |  | 8.278% | $1788.68 | $1788.68 | 7.990% | No | No | Self-Employed | Employed |  |  |  |  | Non-Permanent<br>Resident Alien | Non-Permanent<br>Resident Alien |  |  |  | Mexico |  |  | $5286.38 | 1 | $3812.52 | $1013.04 | $317.71 | $84.42 |  |  |  |  |  | 42.240% | 42.240% | 42.240% | [Redacted] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 39.000% | 100.000% |  |  | [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>12.00000% \|<br>Expense<br>Ratio<br>Source:<br>CPA Letter \|

# of Bank<br>Statements<br>Required:<br>12];<br>Account<br>Statements<br>— Personal<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>12.00000% \|<br>Expense<br>Ratio<br>Source:<br>CPA Letter \|

# of Bank<br>Statements<br>Required:<br>12]; CPA<br>Letter —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages];<br>VVOE —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages];<br>WVOE —<br>2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available<br> [Coborrower];<br>1040 —<br>2024<br> [Coborrower];<br>4506-C —<br>2024<br> [Coborrower];<br>Transcripts<br>(1040) —<br>2024<br> [Coborrower];<br>1040 —<br>2023<br> [Coborrower];<br>4506-C —<br>2023<br> [Coborrower];<br>Transcripts<br>(1040) —<br>2023<br> [Coborrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2461.00 |  | 6.320% | $0.00 | 1 |  |  |  | Yes | No | 7.990% | 0 | 0 | 2 | 0 | 2 | 2 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $96389.06 | 31.600% | No |  | 32 |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  |  | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  | Employment<br>Authorization | Passport |  |  |  | 6.75 |  | No | No |  | $0.00 | $5624.67 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | No | No | 1 |
| 224221456 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $6185.00 | $11799.37 |  | 6.579% | $5555.88 | $5555.88 | 6.500% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $36850.86 | 1 | $7234.80 | $1398.00 | $602.90 | $116.50 |  |  |  |  |  | 29.155% | 29.155% | 29.155% | [Redacted] | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Wages];<br>VVOE —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2023<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>Third Party<br>Verification<br>— 2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>1120S —<br>2024<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>4506-C (for<br>Business) —<br>2024<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; K-1<br>— 2024<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; W-2<br>— 2024<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>4506-C (for<br>Business) —<br>2023<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>S-Corp (>=<br>25%)]; W-2<br>— 2023 | [Borrower];<br>1040 —<br> 2024[Borrower];<br>4506-C —<br>2024<br> [Borrower];<br>Transcripts<br>(1040) —<br>No Results<br>Returned —<br>2024<br> [Borrower];<br>1040 —<br>2023<br> [Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>Transcripts<br>(1040) —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available<br> [Coborrower];<br>1040 —<br>2024<br> [Coborrower];<br>4506-C —<br>2024<br> [Coborrower];<br>Transcripts<br>(1040) —<br>No Results<br>Returned —<br>2024<br> [Coborrower];<br>1040 —<br>2023<br> [Coborrower];<br>4506-C —<br>2023<br> [Coborrower];<br>Transcripts<br>(1040) —<br>2023<br> [Coborrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $6185.00 |  | 6.570% | $5750.00 | 3.8 | DU |  | ApproveIneligible | No | No | 6.500% | 2 | 2 | 2 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $464674.98 | 42.280% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 36.73 |  | No | No |  | $43349.46 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224225265 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1402.54 | $1402.54 | 6.875% | No | No |  |  |  |  |  |  | Permanent<br>Resident Alien |  |  |  |  |  |  |  |  | 1 | $7227.36 | $1425.00 | $602.28 | $118.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 | 1.3 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.89 | 1.12 |  |  |  |  |  |  |  | 11/01/2055 | $1568399.98 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 687.55 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224225269 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1790.00 | $9443.40 |  | 7.729% | $4692.71 | $7316.79 | 8.389% | No | No | Employed | Non-Employment<br>Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16968.58 | 1 | $34175.28 | $3064.44 | $2847.94 | $255.37 |  |  |  |  |  | 44.237% | 40.269% | 44.237% | [Redacted] | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Other —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>VVOE —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 Transcript<br>— 2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 Transcript<br>— No<br>Results<br>Returned —<br>2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2023<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2023<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 Transcript<br>— 2023<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 Transcript<br>— No<br>Results<br>Returned —<br>2023<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025 | [Borrower];<br>1040 —<br> 2024[Borrower];<br>4506-C —<br>2024<br> [Borrower];<br>Transcripts<br>(1040) —<br>2024<br> [Borrower];<br>Transcripts<br>(1040) —<br>2024<br> [Borrower];<br>1040 —<br>2023<br> [Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>Transcripts<br>(1040) —<br>2023<br> [Borrower];<br>Transcripts<br>(1040) —<br>2023<br> [Coborrower];<br>1040 —<br>2024<br> [Coborrower];<br>4506-C —<br>2024<br> [Coborrower];<br>Transcripts<br>(1040) —<br>2024<br> [Coborrower];<br>Transcripts<br>(1040) —<br>2024<br> [Coborrower];<br>1040 —<br>2023<br> [Coborrower];<br>4506-C —<br>2023<br> [Coborrower];<br>Transcripts<br>(1040) —<br>2023<br> [Coborrower];<br>Transcripts<br>(1040) —<br>2023<br> [Coborrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1790.00 |  | 6.720% | $71250.00 | 3.8 |  |  |  | No | No | 8.389% | 2 | 0 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  | 240 | 11/01/2055 | $2163932.55 | 75.920% | No |  |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 18.47 |  | No | No |  | $356.74 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224225271 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3337.00 | $6076.20 |  | 7.048% | $1727.72 | $1727.72 | 6.875% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4681.20 | 1 | $5359.80 | $849.12 | $446.65 | $70.76 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>4506-C —<br>2022<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3337.00 |  | 6.540% | $7500.00 | 1.2 |  |  |  | N/<br>A | No | 6.875% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $521763.91 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 181.37 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224225594 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $6010.00 | $14160.00 |  | 7.037% | $2672.22 | $2672.22 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $70346.27 | 1 | $6672.96 | $2421.96 | $556.08 | $201.83 |  |  |  |  |  | 14.348% | 14.348% | 14.348% | [Redacted] | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12];<br>Account<br>Statements<br>— Business<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Third<br>Party<br>Verification<br>— 2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $6010.00 |  | 6.220% | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $5000.00 | 0.970% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 50.28 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224225614 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $6767.00 | $11597.86 |  | 7.289% | $3551.84 | $3551.84 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12535.09 | 1 | $14611.80 | $381.00 | $1217.65 | $31.75 |  |  |  |  |  | 30.979% | 30.979% | 30.979% | [Redacted] | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12];<br>Account<br>Statements<br>— Business<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12];<br>Telephone<br>Listing /<br>Internet<br>Search /<br>Directory<br>Assistance<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Third<br>Party<br>Verification<br>— 2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $6767.00 |  | 6.220% | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $147562.97 | 22.390% | No |  |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.97 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224225676 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1706.96 | $1706.96 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5482.44 | $1339.20 | $456.87 | $111.60 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.91 | 1.09 |  |  |  |  |  |  |  | 11/01/2055 | $121635.26 | 37.360% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.18 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| 224225693 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1470.00 | $3106.88 |  | 8.609% | $2460.52 | $2460.52 | 8.500% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  | Mexico |  |  |  | $31564.92 | 1 | $5826.24 | $2952.00 | $485.52 | $246.00 |  |  |  |  |  | 12.458% | 12.458% | 12.458% | [Redacted] | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12];<br>Account<br>Statements<br>— Business<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Third<br>Party<br>Verification<br>— 2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1470.00 |  | 6.750% | $5000.00 | 1 | DU |  | ApproveEligible | No | No | 8.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $113057.99 | 28.260% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) |  | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | Passport,<br>VISA |  |  |  |  | 8.64 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224225769 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $7050.00 | $9910.86 |  | 7.148% | $3163.64 | $3163.64 | 6.990% | No | No | Self-Employed | Not Employed |  |  |  |  | Permanent<br>Resident Alien | US Citizen |  |  |  |  |  |  | $26521.31 | 1 | $6824.64 | $2850.00 | $568.72 | $237.50 |  |  |  |  |  | 18.186% | 18.186% | 18.186% | [Redacted] | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12];<br>Account<br>Statements<br>— Business<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12];<br>Telephone<br>Listing /<br>Internet<br>Search /<br>Directory<br>Assistance<br>— 2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available<br> [Coborrower];<br>4506-C —<br>2024<br> [Coborrower];<br>4506-C —<br>2023 | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $7050.00 |  | 6.540% | $0.00 | 1.6 |  |  |  | Yes | No | 6.990% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  | Resident<br>Alien Card |  |  |  |  | 17.45 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224227732 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1933.89 | $1933.89 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | $3519.00 | $1242.00 | $293.25 | $103.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.35 | 0.74 |  |  |  |  |  |  |  | 10/01/2055 | $797690.28 | 100.000% | No |  |  |  |  | Yes | Short Form | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 309.77 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224234171 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2332.10 | $2332.10 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5658.00 | $462.00 | $471.50 | $38.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.92 |  |  |  |  |  |  |  | 10/01/2055 | $280566.04 | 55.010% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 39.41 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224234885 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2468.43 | $2468.43 | 7.625% | No | No |  |  |  |  | 0 |  |  | US Citizen | N/A |  |  |  |  |  |  | 1 | $7491.60 | $4052.88 | $624.30 | $337.74 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.88 |  |  |  |  |  |  |  | 10/01/2055 | $296126.39 | 63.680% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 46.31 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224235012 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $781.75 | $781.75 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $3587.64 | $1576.80 | $298.97 | $131.40 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | 11/01/2055 | $71638.50 | 44.800% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 9.12 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224235014 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2074.20 | $2074.20 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $9996.00 | $2166.00 | $833.00 | $180.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.55 | 0.64 |  |  |  |  |  |  |  | 11/01/2040 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 71.89 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224235266 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $5094.00 | $7850.52 |  | 7.433% | $1509.13 | $1509.13 | 7.125% | No | No | Non-Employment<br>Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $31215.66 | 1 | $3999.96 | $2126.16 | $333.33 | $177.18 |  |  |  |  |  | 13.972% | 13.972% | 13.972% | [Redacted] | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025 | [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Other<br>Documentation<br>(O) | Asset<br>Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5094.00 |  | 6.310% | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $3185577.79 | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  |  | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  |  | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 1280.31 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224235284 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1160.33 | $1160.33 | 7.375% | No | No |  |  |  |  |  |  | Permanent<br>Resident Alien |  |  |  |  |  |  |  |  | 1 | $221.40 | $1681.44 | $18.45 | $140.12 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.8 |  |  |  |  |  |  |  | 11/01/2055 | $52532.83 | 25.010% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.5 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224235293 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1845.00 | $10675.50 |  | 7.795% | $3003.01 | $3587.43 | 8.583% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $23307.80 | 1 | $28749.96 | $2691.00 | $2395.83 | $224.25 |  |  |  |  |  | 25.296% | 23.423% | 25.296% | [Redacted] | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12];<br>Account<br>Statements<br>— Business<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12];<br>Telephone<br>Listing /<br>Internet<br>Search /<br>Directory<br>Assistance<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Third<br>Party<br>Verification<br>— 2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1845.00 |  | 6.370% | $1799556.82 | 4.1 |  |  |  | No | No | 8.583% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $53089.51 | 2.300% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.53 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224239489 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1490.00 | $986.22 |  | 6.955% | $4971.44 | $4971.44 | 6.990% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7973.64 | 1 | $2060.76 | $1685.52 | $171.73 | $140.46 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025 | [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1490.00 |  | 6.310% | $20858.70 | 1 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $1305959.77 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 232.08 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224239513 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $4990.96 | $4990.96 | 6.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3108.12 | $5346.96 | $259.01 | $445.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2.4 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.22 | 0.82 |  |  |  |  |  |  |  | 11/01/2055 | $1487157.41 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | Yes |  |  |  |  | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 141.52 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| 224239870 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $937.82 | $937.82 | 9.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | $3995.76 | $2867.88 | $332.98 | $238.99 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 9.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.82 | 0.55 |  |  |  |  |  |  |  | 10/01/2055 | $46855.83 | 34.700% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.41 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224239874 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1295.74 | $1295.74 | 6.500% | No | No |  |  |  |  | 0 |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | 1 | $2200.44 | $1011.96 | $183.37 | $84.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 804 | 796 | 807 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2.3 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.79 |  |  |  |  |  |  |  | 11/01/2055 | $329881.44 | 81.450% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  | 77.38 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| 224239878 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1951.60 | $5823.05 |  | 7.991% | $2529.04 | $2529.04 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6365.03 | 1 | $6608.64 | $1162.80 | $550.72 | $96.90 |  |  |  |  |  | 48.087% | 48.087% | 48.087% | [Redacted] | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Employment<br>Only —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Income —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2023<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2023<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Sole<br>Proprietor];<br>1040 —<br>Schedule C<br>— 2024<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Sole<br>Proprietor];<br>1040 —<br>Schedule C<br>— 2023 | [Borrower];<br>1040 —<br> 2024[Borrower];<br>4506-C —<br>2024<br> [Borrower];<br>Transcripts<br>(1040) —<br>2024<br> [Borrower];<br>Transcripts<br>(1040) —<br>2024<br> [Borrower];<br>1040 —<br>2023<br> [Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>Transcripts<br>(1040) —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1951.60 |  | 6.220% | $6000.00 | 2 |  |  |  | Yes | No | 7.875% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $299658.71 | 68.720% | No | 32 |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 55.45 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224239910 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1690.00 | $2737.34 |  | 6.614% | $9707.61 | $9707.61 | 6.600% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $36741.59 | 1 | $20301.00 | $5083.80 | $1691.75 | $423.65 |  |  |  |  |  | 29.606% | 29.606% | 29.606% | [Redacted] | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Wages];<br>VVOE —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>VVOE —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2023<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2023<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages];<br>VVOE —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2024<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2024<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2023<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2023 | [Borrower];<br>1040 —<br> 2024[Borrower];<br>4506-C —<br>2024<br> [Borrower];<br>1040 —<br>2023<br> [Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available<br> [Coborrower];<br>1040 —<br>2024<br> [Coborrower];<br>4506-C —<br>2024<br> [Coborrower];<br>1040 —<br>2023<br> [Coborrower];<br>4506-C —<br>2023<br> [Coborrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1690.00 |  | 6.540% | $0.00 | 4.8 | DU |  | ApproveIneligible | Yes | No | 6.600% | 2 | 2 | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $927036.14 | 48.280% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 41.47 |  | Yes | No |  | $0.00 | $16470.13 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224243053 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $14776.08 | $22472.88 |  | 6.749% | $8247.21 | $8247.21 | 6.625% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $29707.18 | 1 | $15340.44 | $1190.04 | $1278.37 | $99.17 |  |  |  |  |  | 33.521% | 33.521% | 33.521% | [Redacted] | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Employment<br>Only —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Income —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 Transcript<br>— 2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 Transcript<br>— No<br>Results<br>Returned —<br>2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 Transcript<br>— No<br>Results<br>Returned —<br>2023<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $14776.08 |  | 6.310% | $4000.00 | 3.4 |  |  |  | Yes | No | 6.625% | 1 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $1733980.80 | 100.000% | No | 6 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 142.65 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224243058 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1244.29 | $1244.29 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4827.24 | $3507.12 | $402.27 | $292.26 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.93 | 1.08 |  |  |  |  |  |  |  | 11/01/2055 | $120037.71 | 52.640% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 52.16 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| 224243061 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2621.25 | $2535.45 |  | 6.584% | $5750.01 | $5750.01 | 6.550% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13706.57 | 1 | $13383.72 | $11883.84 | $1115.31 | $990.32 |  |  |  |  |  | 43.283% | 43.283% | 43.283% | [Redacted] | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Other —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Employment<br>Only —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Income —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages];<br>Employer<br>Letter —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Employment<br>Only —<br>2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available<br> [Coborrower];<br>4506-C —<br>2024<br> [Coborrower];<br>4506-C —<br>2023 | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2621.25 |  | 6.320% | $0.00 | 4.6 | DU |  | ApproveIneligible | No | No | 6.550% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $56079.00 |  | No | 19 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 6.37 |  | No | No |  | $0.00 | $11666.68 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224243062 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1690.00 | $13781.80 |  | 6.549% | $9101.78 | $9101.78 | 6.500% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $22156.19 | 1 | $20045.40 | $4539.00 | $1670.45 | $378.25 |  |  |  |  |  | 36.475% | 36.475% | 36.475% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>VVOE —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>WVOE —<br>2025 | [Borrower];<br>1040 —<br> 2024[Borrower];<br>4506-C —<br>2024<br> [Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>4506-C —<br>2022<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available<br> [Coborrower];<br>1040 —<br>2024<br> [Coborrower];<br>4506-C —<br>2024<br> [Coborrower];<br>4506-C —<br>2023<br> [Coborrower];<br>4506-C —<br>2022 | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1690.00 |  | 6.540% | $0.00 | 3.3 | DU |  | ApproveIneligible | Yes | No | 6.500% | 0 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $638897.55 | 35.490% | No | 33 |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 34.99 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224243074 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $1790.00 | $8000.36 |  | 7.165% | $6198.21 | $6198.21 | 7.125% | No | No | Employed | Non-Employment<br>Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11296.31 | 1 | $10786.56 | $2247.00 | $898.88 | $187.25 |  |  |  |  |  | 46.498% | 46.498% | 46.498% | [Redacted] | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Employment<br>Only —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2023<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2023<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2022<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Social<br>Security];<br>Award<br>Letter /<br>Continuance<br>Letter —<br>2025<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>Pension];<br>Award<br>Letter /<br>Continuance<br>Letter —<br>2022 | [Borrower];<br>1040 —<br> 2024[Borrower];<br>4506-C —<br>2024<br> [Borrower];<br>1040 —<br>2023<br> [Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available<br> [Coborrower];<br>1040 —<br>2024<br> [Coborrower];<br>4506-C —<br>2024<br> [Coborrower];<br>1040 —<br>2023<br> [Coborrower];<br>4506-C —<br>2023<br> [Coborrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1790.00 |  | 6.320% | $0.00 | 1.6 | DU |  | ApproveEligible | Yes | No | 7.125% | 3 | 0 | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $538243.42 | 46.800% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 39.6 |  | No | No |  | $4993.37 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224243077 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1390.00 | $4415.94 |  | 7.166% | $3233.58 | $3233.58 | 7.125% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15344.11 | 1 | $8320.44 | $2807.04 | $693.37 | $233.92 |  |  |  |  |  | 27.109% | 27.109% | 27.109% | [Redacted] | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 26 | Business | 100.000% | 50.000% | 100.000% |  | [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12];<br>Account<br>Statements<br>— Personal<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Other<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Other<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12];<br>Telephone<br>Listing /<br>Internet<br>Search /<br>Directory<br>Assistance<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Third<br>Party<br>Verification<br>— 2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12];<br>Account<br>Statements<br>— Business<br>— 2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; CPA<br>Letter —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Other<br>— 2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Other<br>— 2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12];<br>Telephone<br>Listing /<br>Internet<br>Search /<br>Directory<br>Assistance<br>— 2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available<br> [Coborrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1390.00 |  | 6.220% | $6000.00 | 1 |  |  |  | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $172299.04 | 28.710% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 10.34 |  |  | No |  | $3962.94 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224243080 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1890.00 | $6549.12 |  | 6.125% | $2096.18 | $2096.18 | 5.990% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7920.03 | 1 | $3560.88 | $2162.04 | $296.74 | $180.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025 | [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1890.00 |  | 6.320% | $354.72 | 1 |  |  |  | No | No | 5.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $865669.90 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 196.63 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224243082 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4250.00 | $6418.24 |  | 7.548% | $1296.13 | $1296.13 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6494.94 | 1 | $5487.12 | $600.96 | $457.26 | $50.08 |  |  |  |  |  | 29.810% | 29.810% | 29.810% | [Redacted] | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal,<br>Business | 100.000% |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:% \| Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12];<br>Account<br>Statements<br>— Personal<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:% \| Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:% \| Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Third<br>Party<br>Verification<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:% \| Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Third<br>Party<br>Verification<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12];<br>Account<br>Statements<br>— Business<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Third<br>Party<br>Verification<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Third<br>Party<br>Verification<br>— 2025 | [Borrower];<br>4506-C —<br> 2023[Borrower];<br>4506-C —<br>2022<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4250.00 |  | 6.540% | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 | 12 | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $345357.01 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 130.04 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **TILA<br>Status Loan<br>Designation** | **Exempt<br>QM/ATR<br>Equivalency** | **CDFI<br>Bank<br>Originated<br>Loan** | **Application<br>Date** | **TRID<br>Tested** | **GSE** | **HOEPA<br>Fees** | **TILA Fees** | **Rate<br>Lock<br>Date** | **Calculated<br>APR** | **Original<br>P&I** | **Qualifying<br>P&I** | **Qualifying<br>Rate** | **Is<br>Borrower Non<br>Occupant** | **Is Co<br>Borrower Non<br>Occupant** | **Borrower<br>Employment<br>Indicator** | **Co Borrower<br>Employment<br>Indicator** | **Co Borrower 2<br>Employment<br>Indicator** | **Co Borrower 3<br>Employment<br>Indicator** | **Co<br>Borrower2 Length<br>of Employment** | **Co<br>Borrower3 Length<br>of Employment** | **Borrower<br>Foreign National<br>Indicator** | **Co<br>Borrower Foreign<br>National<br>Indicator** | **Co Borrower 2<br>Foreign National<br>Indicator** | **Co Borrower 3<br>Foreign National<br>Indicator** | **Borrower<br>Country<br>Name** | **Co<br>Borrower<br>Country<br>Name** | **Co<br>Borrower2<br>Country<br>Name** | **Co<br>Borrower3<br>Country<br>Name** | **Residual<br>Income** | **Num<br>Units** | **Annual<br>Property<br>Tax** | **Annual<br>Insurance<br>Costs** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Costs** | **HOA<br>Name** | **HOA<br>Address<br>State** | **Fee<br>Amount** | **Next Due<br>Date** | **HOA<br>Payment<br>Frequency** | **Investor<br>DTI** | **QM DTI** | **Non QM<br>DTI** | **Original<br>Credit<br>Report<br>Date** | **Qualifying<br>Credit<br>Score** | **Third<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Original FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Original FICO<br>Transunion** | **Most<br>Recent Updated<br>Credit Report<br>Date** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Primary<br>Wage Earner<br>Updated FICO<br>Transunion** | **Secondary Wage<br>Earner Updated<br>FICO Equifax** | **Secondary Wage<br>Earner Updated<br>FICO Experian** | **Secondary Wage<br>Earner Updated<br>FICO<br>Transunion** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Updated FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Updated FICO<br>Transunion** | **Most<br>Recent Updated<br>Co Borrower 2<br>FICO** | **Most<br>Recent Updated<br>Co Borrower 3<br>FICO** | **Co<br>Borrower 2 Asset<br>Verification<br>Level** | **Co<br>Borrower 3 Asset<br>Verification<br>Level** | **Co<br>Borrower 2<br>Income<br>Verification<br>Level** | **Co<br>Borrower 3<br>Income<br>Verification<br>Level** | **Co<br>Borrower 2<br>Employment<br>Verification<br>Level** | **Co<br>Borrower 3<br>Employment<br>Verification<br>Level** | **Asset<br>Depletion<br>Flag** | **Bank<br>Statements<br>Flag** | **Number of<br>Statements** | **Type of<br>Statements** | **Percent<br>of Income<br>From<br>Statements** | **Borrower<br>Business<br>Ownership%** | **CoBorrower Business<br>Ownership %** | **P&L Type** | **Income<br>Doc<br>Detail** | **Tax<br>Return<br>Doc<br>Details** | **Document<br>Level** | **Document<br>Type** | **Most<br>Recent<br>Bankruptcy<br>Type** | **Most<br>Recent<br>Bankruptcy<br>Filing Date** | **Most<br>Recent<br>Bankruptcy<br>Discharge<br>Date** | **Number of<br>Bankruptcy<br>Events** | **Months<br>Bankruptcy<br>(7, 11)** | **Months<br>Bankruptcy<br>(13)** | **Most<br>Recent Deed-<br>in - Lieu Date** | **Number<br>of Deed-<br>in-Lieu<br>Events** | **Months<br>Deed-<br>in-Lieu** | **Most<br>Recent Short<br>Sale Date** | **Number<br>of Short<br>Sale<br>Events** | **Months<br>Short Sale<br>(or Pre<br>FC)** | **Most<br>Recent<br>Foreclosure<br>Date** | **Number of<br>Foreclosure<br>Events** | **Months<br>Foreclosure** | **Prior<br>Mortgage/Rent<br>Late 30d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 60d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 90d<br>in 24m** | **Has ACH** | **Guideline<br>Name** | **UW<br>Guideline<br>Author** | **ATR QM<br>Total Points<br>and Fees<br>Audit** | **Loan<br>Regulation<br>Benchmark<br>Date** | **Benchmark<br>Rate** | **HUD 1<br>Page 1<br>Credits<br>Total** | **Collateral<br>Underwriter<br>Risk Score** | **AUS<br>Decision<br>System** | **Property<br>Inspection<br>Waiver<br>(PIW)** | **Rating Result** | **Eligible<br>For Rep and<br>Warrant Relief<br>Per Collateral<br>Advisor** | **Is Equity<br>Shared<br>Loan** | **Investor<br>Qualifying<br>Rate** | **Borrower<br>Years of<br>W2s** | **CoBorrower<br>Years of<br>W2s** | **Years of<br>Personal<br>Tax<br>Returns** | **Years of<br>Business<br>Tax<br>Returns** | **Years of<br>4506T** | **Years of<br>Tax<br>Transcripts** | **Months<br>of Personal<br>Bank<br>Statements** | **Months<br>of Business<br>Bank<br>Statements** | **Months<br>of Profit<br>and Loss<br>Statements** | **Expense<br>Letter** | **Total<br>DSCR** | **Total<br>Inverse<br>DSCR** | **Subordinate<br>Lien Type** | **Is Shared<br>Appreciation<br>Mortgage** | **Duration<br>of<br>Payout<br>Months** | **Seller<br>VSH<br>Indicator** | **Seller<br>Indicated VSH<br>Guideline** | **Validated<br>VSH** | **IO<br>Remaining<br>Amortization<br>Term at<br>Recast** | **Maturity<br>Date** | **Borrower<br>Own Funds<br>Cash<br>Amount** | **Borrower<br>Own<br>Funds<br>Percent** | **Is the<br>Note<br>an<br>eNote** | **Borrower<br>WVOE —

# of<br>Months of<br>Income<br>provided** | **Co<br>Borrower WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower2 WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower3 WVOE<br>— # of Months of<br>Income provided** | **Were the<br>origination<br>guidelines utilized<br>for this diligence<br>review?** | **Title<br>Evidence** | **Ownership<br>Type** | **Borrower<br>Type** | **Borrower<br>Designation** | **Co<br>Borrower<br>Type** | **Co<br>Borrower<br>Designation** | **Co<br>Borrower2<br>Type** | **Co<br>Borrower2<br>Designation** | **Co<br>Borrower3<br>Type** | **Co<br>Borrower3<br>Designation** | **Senior<br>Lien<br>Position** | **Senior<br>Lien Original<br>Loan<br>Amount** | **Senior<br>Lien Original<br>Interest Rate** | **Senior<br>Lien Note<br>Projected<br>Closing<br>Date** | **Senior<br>Lien<br>Current<br>Balance** | **Senior<br>Lien<br>Current<br>P&I** | **Loan<br>Closed in the<br>Name of an<br>Entity** | **Note<br>Executed<br>by** | **Assumable<br>Mortgage<br>Flag** | **Leasehold<br>Flag** | **Buydown<br>Flag** | **Borrower<br>Experian FICO<br>Model Used** |  | **Borrower<br>Equifax FICO<br>Model Used** | **Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower Experian<br>FICO Model Used** |  | **Co<br>Borrower Equifax<br>FICO Model<br>Used** | **Co Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower2 Experian<br>FICO Model Used** |  | **Co<br>Borrower2 Equifax<br>FICO Model Used** | **Co Borrower2<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower3 Experian<br>FICO Model Used** | **Co<br>Borrower3 Equifax<br>FICO Model Used** | **Co Borrower3<br>TransUnion FICO<br>Model Used** | **Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Delayed<br>Financing?** | **Months<br>Reserves** | **Correspondent<br>Type** | **Departure<br>Residence** | **Rate<br>Increase<br>on<br>Default** | **MERS<br>Min<br>Number** | **Co<br>Borrower<br>Other<br>Income** | **Co<br>Borrower<br>Wage<br>Income** | **Primary<br>Housing Lates 0 6<br>Months 30** | **Primary<br>Housing Lates 0 6<br>Months 60** | **Primary<br>Housing Lates 0 6<br>Months 90** | **Primary<br>Housing Lates 7<br>12 Months 30** | **Primary<br>Housing Lates 7<br>12 Months 60** | **Primary<br>Housing Lates 7<br>12 Months 90** | **Primary<br>Housing Lates 13<br>24 Months 30** | **Primary<br>Housing Lates 13<br>24 Months 60** | **Primary<br>Housing Lates 13<br>24 Months 90** | **Primary<br>Housing Lates 25<br>36 Months 30** | **Primary<br>Housing Lates 25<br>36 Months 60** | **Primary<br>Housing Lates 25<br>36 Months 90** | **Borrower<br>1 ITIN<br>Flag** | **Borrower<br>2 ITIN<br>Flag** | **Borrower<br>3 ITIN<br>Flag** | **Borrower<br>4 ITIN<br>Flag** | **Total<br>Number of<br>Mortgaged<br>Properties** |
| 224243126 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2590.00 | $8079.86 |  | 7.337% | $3983.91 | $3983.91 | 7.250% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | Permanent<br>Resident Alien |  |  |  |  |  |  | $36259.45 | 1 | $11131.44 | $2283.00 | $927.62 | $190.25 |  |  |  |  |  | 15.023% | 15.023% | 15.023% | [Redacted] | 689 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2590.00 |  | 6.310% | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $234955.49 | 32.180% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  |  | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  | Resident<br>Alien<br>Card |  |  |  | 18.21 |  |  | No |  | $42669.88 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224243127 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1436.81 | $1436.81 | 7.990% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1755.48 | $3439.56 | $146.29 | $286.63 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 665 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 4.4 |  |  |  | Yes | No | 7.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  |  |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | No | 11.31 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224243228 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1190.18 | $1190.18 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2124.84 | $723.00 | $177.07 | $60.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.46 | 0.68 |  |  |  |  |  |  |  | 11/01/2055 | $49802.38 | 18.510% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.04 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 2 |
| 224243275 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $5790.00 | $22847.43 |  | 6.675% | $11240.40 | $11240.40 | 6.600% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $52106.38 | 2 | $27500.04 | $4250.76 | $2291.67 | $354.23 |  |  |  |  |  | 29.667% | 29.667% | 29.667% | [Redacted] | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2024<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5790.00 |  | 6.220% | $7500.00 |  | DU |  | ApproveIneligible | No | No | 6.600% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $1587445.00 | 72.150% | No | 33 |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | 83.96 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224244118 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $650.91 | $650.91 | 9.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1095.00 | $1604.28 | $91.25 | $133.69 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 9.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.88 |  |  |  |  |  |  |  | 11/01/2055 | $129989.63 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 109.68 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 6 |
| 224245923 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $9980.35 | $9980.35 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $22538.40 | $17404.08 | $1878.20 | $1450.34 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | 11/01/2055 | $1858119.03 | 74.950% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 67.18 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224245931 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1595.00 | $14869.53 |  | 7.857% | $11561.95 | $13547.14 | 8.511% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $23735.34 | 1 | $25985.04 | $5566.56 | $2165.42 | $463.88 |  |  |  |  |  | 46.384% | 46.827% | 46.384% | [Redacted] | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 4506-C — 2022 | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1595.00 |  | 6.710% | $0.00 | 2.6 |  |  |  | Yes | No | 8.511% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $473879.16 | 21.530% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | 18.04 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224245932 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1395.00 | $2430.09 |  | 9.011% | $9043.91 | $9043.91 | 8.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $60911.46 | 1 | $21838.32 | $5188.92 | $1819.86 | $432.41 |  |  |  |  |  | 20.097% | 20.097% | 20.097% | [Redacted] | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 99.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1395.00 |  | 6.220% | $0.00 | 1 |  |  |  | Yes | No | 8.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2055 | $421415.10 | 33.710% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.72 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224246832 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $10697.40 | $14985.63 |  | 7.115% | $5853.67 | $5853.67 | 6.990% | No | No | Not Employed | Self-Employed | Non-Employment<br>Income | Non-Employment<br>Income | 0 | 0 | US Citizen | US Citizen | US<br>Citizen | US<br>Citizen |  |  |  |  | $8797.07 | 1 | $6867.36 | $1200.96 | $572.28 | $100.08 |  |  |  |  |  | 44.270% | 44.270% | 44.270% | [Redacted] | 749 | 801 | 822 | 808 | 816 | 822 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | Level 3-<br>Stated/<br>Partially<br>Verified | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | Level<br>1-Not<br>Stated/<br>Not<br>Verified | Level<br>1-Not<br>Stated/<br>Not<br>Verified | No | Yes | 12 | Business | 48.000% |  | 100.000% |  | [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Social Security]; Award Letter / Continuance Letter — 2025<br> [Coborrower(s) — \| Primary Income — Social Security]; 1099 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Social Security]; 1099 Transcript — 2023<br> [Coborrower(s) — \| Primary Income — Annuity]; Award Letter / Continuance Letter — 2025<br> [Coborrower(s) — \| Primary Income — Annuity]; 1099 — 2024<br> [Coborrower(s) — \| Non-Primary Income — Social Security]; Award Letter / Continuance Letter — 2025<br> [Coborrower(s) — \| Non-Primary Income — Social Security]; 1099 Transcript — 2024<br> [Coborrower(s) — \| Non-Primary Income — Social Security]; 1099 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $10697.40 |  | 6.540% | $0.00 | 1 |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $866332.75 | 63.930% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  | 56.67 |  |  | No |  | $10474.76 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224246838 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3504.40 | $5623.98 |  | 7.016% | $1986.55 | $1986.55 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $19315.51 | 1 | $7547.64 | $4770.00 | $628.97 | $397.50 |  |  |  |  |  | 27.212% | 27.212% | 27.212% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3504.40 |  | 6.540% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.875% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $253520.19 | 67.060% | No | 32 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 44.46 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224246840 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $5048.52 | $0.00 |  | 7.573% | $1418.98 | $1418.98 | 7.625% | No | Yes | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2601.87 | 1 | $3173.16 | $983.88 | $264.43 | $81.99 |  |  |  |  |  | 49.646% | 49.646% | 49.646% | [Redacted] | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal,<br>Business | 100.000% | 100.000% | 100.000% |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5048.52 |  | 6.320% | $10000.00 | 2.7 |  |  |  | No | No | 7.625% | 0 | 0 | 0 | 0 | 2 | 0 | 12 | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $28490.27 | 11.360% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | 12.14 |  | No | No |  | $2424.21 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224246852 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1113.74 | $1113.74 | 8.125% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $3513.24 | $3685.56 | $292.77 | $307.13 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.86 |  |  |  |  |  |  |  | 11/01/2055 | $135172.79 | 71.510% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | 54.66 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224246859 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $13631.25 | $17314.61 |  | 8.873% | $2565.24 | $2565.24 | 8.375% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  |  |  |  |  | $12099.49 | 1 | $5343.96 | $1119.96 | $445.33 | $93.33 |  |  |  |  |  | 26.161% | 26.161% | 26.161% | [Redacted] | 672 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $13631.25 |  | 6.220% | $0.00 | 1 |  |  |  | Yes | No | 8.375% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $28694.63 | 6.370% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | Employment<br>Authorization |  |  |  |  | 42.07 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224248569 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1143.17 | $1143.17 | 6.990% | No | No |  |  |  |  | 0 |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1117.92 | $1364.52 | $93.16 | $113.71 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.9 |  |  |  | Yes | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.84 |  |  |  |  |  |  |  | 11/01/2055 | $55409.77 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | LLC | Business<br>Entity |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | No | 18.17 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224248621 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $28181.50 | $10816.25 |  | 7.213% | $2698.40 | $2698.40 | 6.990% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7904.58 | 1 | $5021.64 | $1152.00 | $418.47 | $96.00 |  |  |  |  |  | 49.932% | 49.932% | 49.932% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 36 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $28181.50 |  | 6.320% | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $943659.78 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | 253.59 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224248623 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $1795.00 | $3414.28 |  | 6.800% | $2412.27 | $2412.27 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5842.09 | 1 | $5226.00 | $2298.00 | $435.50 | $191.50 |  |  |  |  |  | 45.716% | 45.716% | 45.716% | [Redacted] | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1795.00 |  | 6.310% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $137828.49 | 29.640% | No | 31 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.15 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224248624 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $672.88 | $672.88 | 9.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1135.92 | $1031.04 | $94.66 | $85.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.3 |  |  |  | Yes | No | 9.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.46 | 0.68 |  |  |  |  |  |  |  | 11/01/2055 | $56372.49 | 55.130% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 34.65 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 12 |
| 224248628 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4552.50 | $8521.88 |  | 7.129% | $2990.84 | $2990.84 | 6.990% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15352.15 | 1 | $4307.76 | $537.00 | $358.98 | $44.75 |  |  |  |  |  | 35.261% | 35.261% | 35.261% | [Redacted] | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 50.000% | 100.000% |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Coborrower(s) — \| Non-Primary Income — Shared Bank Statements]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Non-Primary Income — Shared Bank Statements]; CPA Letter — 2025<br> [Coborrower(s) — \| Non-Primary Income — Shared Bank Statements]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4552.50 |  | 6.320% | $0.00 | 1 |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $14319.71 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | No | 15.17 |  |  | No |  | $18743.89 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224249776 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $5138.09 | $5138.09 | 8.375% | No | No |  |  |  |  | 0 | 0 |  | Non-Permanent<br>Resident Alien |  | Not<br>Provided |  |  |  |  |  | 1 | $11044.92 | $7836.96 | $920.41 | $653.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 | 1.6 |  |  |  | Yes | No | 8.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.67 | 1.49 |  |  |  |  |  |  |  | 11/01/2055 | $506097.77 | 48.660% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | LLC | Business<br>Entity | Individual | Member |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | 18.27 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| 224249777 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $10685.66 | $17056.22 |  | 7.789% | $2672.29 | $2672.29 | 7.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15692.76 | 1 | $702.00 | $1611.36 | $58.50 | $134.28 |  |  |  |  |  | 27.000% | 27.000% | 27.000% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Other — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; Other — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; Employer Letter — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $10685.66 |  | 6.310% | $18624.64 | 1.7 | LP /<br>LPA |  | Accept/Eligible | Yes | No | 7.375% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $418674.46 | 97.380% | No | 32 | 4 |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | 127.49 |  | No | No |  | $0.00 | $3046.15 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224249786 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4364.80 | $11475.74 |  | 7.092% | $5269.19 | $5269.19 | 6.990% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $21667.51 | 1 | $10471.92 | $1223.04 | $872.66 | $101.92 |  |  |  |  |  | 26.134% | 26.134% | 26.134% | [Redacted] | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 4506-C — 2022<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4364.80 |  | 6.310% | $3000.00 | 3.1 | LP /<br>LPA |  | Accept/Eligible | No | No | 6.990% | 0 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $370395.02 | 37.370% | No | 6 |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | 22.85 |  |  | No |  | $0.00 | $14333.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224249991 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $989.44 | $989.44 | 6.500% | No | No |  |  |  |  | 0 |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | 1 | $2553.00 | $1911.24 | $212.75 | $159.27 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 771 | 799 | 812 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.31 | 0.76 |  |  |  |  |  |  |  | 11/01/2055 | $850194.88 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  | 407.27 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224249998 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $5470.00 | $9149.94 |  | 7.210% | $4823.82 | $4823.82 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $25293.08 | 1 | $11750.28 | $3983.04 | $979.19 | $331.92 |  |  |  |  |  | 33.199% | 33.199% | 33.199% | [Redacted] | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2024 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5470.00 |  | 6.540% | $5000.00 | 2.7 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $339631.74 | 37.940% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 44.42 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224250381 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1253.07 | $1253.07 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1882.20 | $726.12 | $156.85 | $60.51 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2.5 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 26.11 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224250633 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3637.50 | $8745.96 |  | 7.763% | $1450.42 | $1450.42 | 7.375% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  | Mongolia |  |  |  | $3191.41 | 1 | $6344.40 | $1064.04 | $528.70 | $88.67 |  |  |  |  |  | 42.778% | 42.778% | 42.778% | [Redacted] | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3637.50 |  | 6.540% | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $76618.16 | 29.180% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | Employment<br>Authorization |  |  |  |  | 25.02 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224250636 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2086.00 | $10885.96 |  | 7.274% | $10914.82 | $10914.82 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $20373.27 | 1 | $26625.00 | $5234.04 | $2218.75 | $436.17 |  |  |  |  |  | 40.022% | 40.022% | 40.022% | [Redacted] | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; Transcripts (1040) — No Results Returned — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2086.00 |  | 6.310% | $0.00 | 2.6 |  |  |  | No | No | 7.250% | 2 |  | 0 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $1059958.58 | 49.760% | No | 33 |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 30.37 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224250638 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1690.00 | $8236.47 |  | 7.277% | $7913.24 | $7913.24 | 7.250% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14297.12 | 1 | $10090.92 | $1859.04 | $840.91 | $154.92 |  |  |  |  |  | 45.552% | 45.552% | 45.552% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Partnership (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Partnership (>= 25%)]; 1065 — 2024<br> [Borrower — \| Primary Income — Partnership (>= 25%)]; 4506-C (for Business) — 2024<br> [Borrower — \| Primary Income — Partnership (>= 25%)]; K-1 — 2024<br> [Borrower — \| Primary Income — Partnership (>= 25%)]; 1065 — 2023<br> [Borrower — \| Primary Income — Partnership (>= 25%)]; 4506-C (for Business) — 2023<br> [Borrower — \| Primary Income — Partnership (>= 25%)]; K-1 — 2023<br> [Borrower — \| Primary Income — Partnership (>= 25%)]; 4506-C (for Business) — 2022<br> [Coborrower(s) — \| Primary Income — Sole Proprietor]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Sole Proprietor]; 1040 — Schedule C — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; Tax Return Extension — 2024<br> [Borrower]; Transcripts (1040) — No Results Returned — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; Tax Return Extension — 2024<br> [Coborrower]; Transcripts (1040) — No Results Returned — 2024<br> [Coborrower]; 1040 — 2023<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; Transcripts (1040) — 2023<br> [Coborrower]; 4506-C — 2022<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1690.00 |  | 6.220% | $0.00 | 1.3 | DU |  | ApproveIneligible | No | No | 7.250% | 0 | 0 | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $2470983.02 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | 242.54 |  | No | No |  | $8979.50 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224250640 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1747.67 | $1747.67 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4074.60 | $438.96 | $339.55 | $36.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | 11/01/2055 | $153705.48 | 38.910% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.18 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224250646 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1590.00 | $10676.70 |  | 7.432% | $6906.75 | $6906.75 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17905.82 | 1 | $15624.96 | $2163.60 | $1302.08 | $180.30 |  |  |  |  |  | 47.382% | 47.382% | 47.382% | [Redacted] | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1590.00 |  | 6.220% | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $357086.80 | 28.560% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.27 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224250652 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3102.00 | $6203.12 |  | 7.231% | $2802.67 | $2802.67 | 7.125% | No | No | Self-Employed |  |  |  |  |  | Permanent<br>Resident Alien |  |  |  |  |  |  |  | $8045.19 | 1 | $5621.28 | $1998.00 | $468.44 | $166.50 |  |  |  |  |  | 47.022% | 47.022% | 47.022% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2022 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3102.00 |  | 6.310% | $10000.00 | 1 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $126580.53 | 24.340% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | Resident<br>Alien Card |  |  |  |  | 7.78 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224251774 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1490.00 | $4017.28 |  | 6.946% | $2282.83 | $2282.83 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7610.94 | 1 | $9222.00 | $1072.32 | $768.50 | $89.36 |  |  |  |  |  | 31.791% | 31.791% | 31.791% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Other — 2025<br> [Borrower — \| Primary Income — Wages]; Other — 2025<br> [Borrower — \| Primary Income — Wages]; Other — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; Employer Letter — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Employer Letter — 2023 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; Transcripts (1040) — 2024<br> [Coborrower]; 1040 — 2023<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; Transcripts (1040) — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1490.00 |  | 6.320% | $3800.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $601034.88 | 92.820% | Yes |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | 81.69 |  |  | No |  | $0.00 | $5579.15 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224251797 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1652.79 | $1652.79 | 8.250% | No | No |  |  |  |  | 0 |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | 1 | $1635.96 | $5028.00 | $136.33 | $419.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 698 | 649 | 642 | 669 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.4 |  |  |  | Yes | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.84 | 1.19 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  | No | 95.8 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224252026 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1214.58 | $1214.58 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3003.24 | $735.96 | $250.27 | $61.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  | 240 | 11/01/2055 | $147027.54 | 53.460% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 48.56 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224252237 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2159.35 | $4957.12 |  | 7.174% | $3629.32 | $3629.32 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16991.79 | 1 | $3200.04 | $643.44 | $266.67 | $53.62 |  |  |  |  |  | 47.277% | 47.277% | 47.277% | [Redacted] | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower<br>Prepared | [Borrower — \| Primary Income — S-Corp (>= 25%)]; Balance Sheet — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; P&L Statement — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Paystubs — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2022<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2022<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2022<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2022<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; Balance Sheet — 2025<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; P&L Statement — 2025<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2024<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; 1120S — 2023<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2023<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; K-1 — 2023<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; 1120S — 2022<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2022<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; K-1 — 2022<br> [Borrower — \| Non-Primary Income — Sole Proprietor]; Third Party Verification — 2025<br> [Borrower — \| Non-Primary Income — Sole Proprietor]; 1040 — Schedule C — 2023<br> [Borrower — \| Non-Primary Income — Sole Proprietor]; 1040 — Schedule C — 2022 | [Borrower]; 4506-C — 2024<br> [Borrower]; Tax Return Extension — 2024<br> [Borrower]; Transcripts (1040) — No Results Returned — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Borrower]; 1040 — 2022<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2159.35 |  | 6.320% | $0.00 | 1 | DU |  | ApproveEligible | N/<br>A | No | 7.125% | 3 |  | 2 | 0 | 3 | 1 |  |  | 9.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $19814.88 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.82 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224252251 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3081.95 | $6347.11 |  | 7.118% | $1463.31 | $1463.31 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $40691.75 | 1 | $8127.12 | $770.04 | $677.26 | $64.17 |  |  |  |  |  | 14.488% | 14.488% | 14.488% | [Redacted] | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3081.95 |  | 6.310% | $0.00 | 4.5 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $170464.44 | 57.390% | No |  |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 37.16 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224252255 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1790.00 | $7903.75 |  | 7.000% | $9969.47 | $9969.47 | 6.990% | No | No | Non-Employment<br>Income | Non-Employment<br>Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $51763.09 | 1 | $41376.60 | $3492.60 | $3448.05 | $291.05 |  |  |  |  |  | 29.288% | 29.288% | 29.288% | [Redacted] | 818 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Social Security]; Award Letter / Continuance Letter — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Social Security]; Award Letter / Continuance Letter — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Full<br>Documentation<br>(F) | Retirement<br>Income —<br>Fully<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1790.00 |  | 6.320% | $0.00 | 2.3 |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $8990736.11 |  | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | Yes | 764.54 |  | No | No |  | $2606.71 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224252259 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1495.00 | $4669.62 |  | 6.915% | $3705.08 | $3705.08 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $24864.40 | 1 | $12215.88 | $885.96 | $1017.99 | $73.83 |  |  |  |  |  | 26.119% | 26.119% | 26.119% | [Redacted] | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1495.00 |  | 6.320% | $7500.00 | 1.7 | LP /<br>LPA |  | Accept/Eligible | Yes | No | 6.875% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $189157.53 | 26.830% | No | 3 | 19 |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | 7.58 |  | No | No |  | $0.00 | $15321.24 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224252260 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $3002.32 | $3002.32 | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $8621.88 | $3737.16 | $718.49 | $311.43 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | No | 46.83 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224252726 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1490.00 | $7413.73 |  | 7.817% | $4756.98 | $4756.98 | 7.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9637.62 | 1 | $7462.92 | $656.04 | $621.91 | $54.67 |  |  |  |  |  | 48.868% | 48.868% | 48.868% | [Redacted] | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Sole Proprietor]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 Transcript — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 — 2023<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1490.00 |  | 6.310% | $0.00 | 1 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $109072.73 | 13.140% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.94 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| 224254515 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $817.54 | $817.54 | 8.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $617.52 | $1056.60 | $51.46 | $88.05 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 8.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.78 | 0.56 |  |  |  |  |  |  |  | 11/01/2055 | $156010.41 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 123.19 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 2 |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **TILA<br>Status Loan<br>Designation** | **Exempt<br>QM/ATR<br>Equivalency** | **CDFI<br>Bank<br>Originated<br>Loan** | **Application<br>Date** | **TRID<br>Tested** | **GSE** | **HOEPA<br>Fees** | **TILA Fees** | **Rate<br>Lock<br>Date** | **Calculated<br>APR** | **Original<br>P&I** | **Qualifying<br>P&I** | **Qualifying<br>Rate** | **Is<br>Borrower Non<br>Occupant** | **Is Co<br>Borrower Non<br>Occupant** | **Borrower<br>Employment<br>Indicator** | **Co Borrower<br>Employment<br>Indicator** | **Co<br>Borrower 2<br>Employment<br>Indicator** | **Co<br>Borrower 3<br>Employment<br>Indicator** | **Co<br>Borrower2 Length<br>of Employment** | **Co<br>Borrower3 Length<br>of Employment** | **Borrower<br>Foreign National<br>Indicator** | **Co<br>Borrower Foreign<br>National<br>Indicator** | **Co Borrower 2<br>Foreign National<br>Indicator** | **Co Borrower 3<br>Foreign National<br>Indicator** | **Borrower<br>Country<br>Name** | **Co<br>Borrower<br>Country<br>Name** | **Co<br>Borrower2<br>Country<br>Name** | **Co<br>Borrower3<br>Country<br>Name** | **Residual<br>Income** | **Num<br>Units** | **Annual<br>Property<br>Tax** | **Annual<br>Insurance<br>Costs** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Costs** | **HOA<br>Name** | **HOA<br>Address<br>State** | **Fee<br>Amount** | **Next Due<br>Date** | **HOA<br>Payment<br>Frequency** | **Investor<br>DTI** | **QM DTI** | **Non QM<br>DTI** | **Original<br>Credit<br>Report<br>Date** | **Qualifying<br>Credit<br>Score** | **Third<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Original FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Original FICO<br>Transunion** | **Most<br>Recent Updated<br>Credit Report<br>Date** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Primary<br>Wage Earner<br>Updated FICO<br>Transunion** | **Secondary Wage<br>Earner Updated<br>FICO Equifax** | **Secondary Wage<br>Earner Updated<br>FICO Experian** | **Secondary Wage<br>Earner Updated<br>FICO<br>Transunion** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Updated FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Updated FICO<br>Transunion** | **Most<br>Recent Updated<br>Co Borrower 2<br>FICO** | **Most<br>Recent Updated<br>Co Borrower 3<br>FICO** | **Co<br>Borrower 2 Asset<br>Verification<br>Level** | **Co<br>Borrower 3 Asset<br>Verification<br>Level** | **Co<br>Borrower 2<br>Income<br>Verification<br>Level** | **Co<br>Borrower 3<br>Income<br>Verification<br>Level** | **Co<br>Borrower 2<br>Employment<br>Verification<br>Level** | **Co<br>Borrower 3<br>Employment<br>Verification<br>Level** | **Asset<br>Depletion<br>Flag** | **Bank<br>Statements<br>Flag** | **Number of<br>Statements** | **Type of<br>Statements** | **Percent<br>of Income<br>From<br>Statements** | **Borrower<br>Business<br>Ownership%** | **CoBorrower Business<br>Ownership %** | **P&L Type** | **Income<br>Doc<br>Detail** | **Tax<br>Return<br>Doc<br>Details** | **Document<br>Level** | **Document<br>Type** |  | **Most<br>Recent<br>Bankruptcy<br>Type** | **Most<br>Recent<br>Bankruptcy<br>Filing Date** | **Most<br>Recent<br>Bankruptcy<br>Discharge<br>Date** | **Number of<br>Bankruptcy<br>Events** | **Months<br>Bankruptcy<br>(7, 11)** | **Months<br>Bankruptcy<br>(13)** | **Most<br>Recent Deed-<br>in - Lieu Date** | **Number<br>of Deed-<br>in-Lieu<br>Events** | **Months<br>Deed-<br>in-Lieu** | **Most<br>Recent Short<br>Sale Date** | **Number<br>of Short<br>Sale<br>Events** | **Months<br>Short Sale<br>(or Pre<br>FC)** | **Most<br>Recent<br>Foreclosure<br>Date** | **Number of<br>Foreclosure<br>Events** | **Months<br>Foreclosure** | **Prior<br>Mortgage/Rent<br>Late 30d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 60d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 90d<br>in 24m** | **Has ACH** | **Guideline<br>Name** | **UW<br>Guideline<br>Author** | **ATR QM<br>Total Points<br>and Fees<br>Audit** | **Loan<br>Regulation<br>Benchmark<br>Date** | **Benchmark<br>Rate** | **HUD 1<br>Page 1<br>Credits<br>Total** | **Collateral<br>Underwriter<br>Risk Score** | **AUS<br>Decision<br>System** | **Property<br>Inspection<br>Waiver<br>(PIW)** | **Rating Result** | **Eligible<br>For Rep and<br>Warrant Relief<br>Per Collateral<br>Advisor** | **Is Equity<br>Shared<br>Loan** | **Investor<br>Qualifying<br>Rate** | **Borrower<br>Years of<br>W2s** | **CoBorrower<br>Years of<br>W2s** | **Years of<br>Personal<br>Tax<br>Returns** | **Years of<br>Business<br>Tax<br>Returns** | **Years of<br>4506T** | **Years of<br>Tax<br>Transcripts** | **Months<br>of Personal<br>Bank<br>Statements** | **Months<br>of Business<br>Bank<br>Statements** | **Months<br>of Profit<br>and Loss<br>Statements** | **Expense<br>Letter** | **Total<br>DSCR** | **Total<br>Inverse<br>DSCR** | **Subordinate<br>Lien Type** | **Is Shared<br>Appreciation<br>Mortgage** | **Duration<br>of<br>Payout<br>Months** | **Seller<br>VSH<br>Indicator** | **Seller<br>Indicated VSH<br>Guideline** | **Validated<br>VSH** | **IO<br>Remaining<br>Amortization<br>Term at<br>Recast** | **Maturity<br>Date** | **Borrower<br>Own Funds<br>Cash<br>Amount** | **Borrower<br>Own<br>Funds<br>Percent** | **Is the<br>Note<br>an<br>eNote** | **Borrower<br>WVOE —

# of<br>Months of<br>Income<br>provided** | **Co<br>Borrower WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower2 WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower3 WVOE<br>— # of Months of<br>Income provided** | **Were the<br>origination<br>guidelines utilized<br>for this diligence<br>review?** | **Title<br>Evidence** | **Ownership<br>Type** | **Borrower<br>Type** | **Borrower<br>Designation** | **Co<br>Borrower<br>Type** | **Co<br>Borrower<br>Designation** | **Co<br>Borrower2<br>Type** | **Co<br>Borrower2<br>Designation** | **Co<br>Borrower3<br>Type** | **Co<br>Borrower3<br>Designation** | **Senior<br>Lien<br>Position** | **Senior<br>Lien Original<br>Loan<br>Amount** | **Senior<br>Lien Original<br>Interest Rate** | **Senior<br>Lien Note<br>Projected<br>Closing<br>Date** | **Senior<br>Lien<br>Current<br>Balance** | **Senior<br>Lien<br>Current<br>P&I** | **Loan<br>Closed in the<br>Name of an<br>Entity** | **Note<br>Executed<br>by** | **Assumable<br>Mortgage<br>Flag** | **Leasehold<br>Flag** | **Buydown<br>Flag** | **Borrower<br>Experian FICO<br>Model Used** |  | **Borrower<br>Equifax FICO<br>Model Used** | **Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower Experian<br>FICO Model Used** |  | **Co<br>Borrower Equifax<br>FICO Model<br>Used** | **Co Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower2 Experian<br>FICO Model Used** | **Co<br>Borrower2 Equifax<br>FICO Model Used** | **Co Borrower2<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower3 Experian<br>FICO Model Used** | **Co<br>Borrower3 Equifax<br>FICO Model Used** | **Co Borrower3<br>TransUnion FICO<br>Model Used** | **Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Delayed<br>Financing?** | **Months<br>Reserves** | **Correspondent<br>Type** | **Departure<br>Residence** | **Rate<br>Increase<br>on<br>Default** | **MERS<br>Min<br>Number** | **Co<br>Borrower<br>Other<br>Income** | **Co<br>Borrower<br>Wage<br>Income** | **Primary<br>Housing Lates 0 6<br>Months 30** | **Primary<br>Housing Lates 0 6<br>Months 60** | **Primary<br>Housing Lates 0 6<br>Months 90** | **Primary<br>Housing Lates 7<br>12 Months 30** | **Primary<br>Housing Lates 7<br>12 Months 60** | **Primary<br>Housing Lates 7<br>12 Months 90** | **Primary<br>Housing Lates 13<br>24 Months 30** | **Primary<br>Housing Lates 13<br>24 Months 60** | **Primary<br>Housing Lates 13<br>24 Months 90** | **Primary<br>Housing Lates 25<br>36 Months 30** | **Primary<br>Housing Lates 25<br>36 Months 60** | **Primary<br>Housing Lates 25<br>36 Months 90** | **Borrower<br>1 ITIN<br>Flag** | **Borrower<br>2 ITIN<br>Flag** | **Borrower<br>3 ITIN<br>Flag** | **Borrower<br>4 ITIN<br>Flag** | **Total<br>Number of<br>Mortgaged<br>Properties** |
| 224254516 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $859.69 | $859.69 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3867.00 | $1647.00 | $322.25 | $137.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.31 | 0.77 |  |  |  |  |  |  |  | 11/01/2055 | $127476.30 | 84.980% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 63.22 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224254519 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $15207.50 | $20955.57 |  | 8.060% | $8507.81 | $11584.79 | 8.234% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $46976.50 | 1 | $14587.44 | $2351.16 | $1215.62 | $195.93 |  |  |  |  |  | 45.510% | 44.573% | 45.510% | [Redacted] | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower<br>Prepared | [Borrower — \| Primary Income — S-Corp (>= 25%)]; Balance Sheet — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; P&L Statement — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2022<br> [Borrower — \| Non-Primary Income — Sole Proprietor]; 1040 — Schedule C — 2023<br> [Borrower — \| Non-Primary Income — K-1 (< 25%)]; K-1 — 2023<br> [Borrower — \| Non-Primary Income — K-1 (< 25%)]; K-1 — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; Tax Return Extension — 2024<br> [Borrower]; Transcripts (1040) — No Results Returned — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $15207.50 |  | 6.710% | $0.00 | 2.8 |  |  |  | No | No | 8.234% | 2 |  | 1 | 0 | 3 | 1 |  |  | 8.00 | No |  |  |  |  |  |  |  |  | 240 | 11/01/2055 |  |  | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 28.98 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| 224254778 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2440.00 | $5501.39 |  | 7.573% | $2081.01 | $2464.04 | 8.348% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11263.28 | 1 | $23750.04 | $2223.12 | $1979.17 | $185.26 |  |  |  |  |  | 45.936% | 44.098% | 45.936% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; WVOE — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2440.00 |  | 6.380% | $0.00 | 2 |  |  |  | Yes | No | 8.348% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  | Closed<br>End | No |  |  |  |  |  | 11/01/2055 | $910112.04 | 47.900% | No | 32 |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 104.51 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224254795 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $15709.32 | $23405.26 |  | 8.080% | $11096.17 | $12569.60 | 8.554% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  | Brazil |  |  |  | $34552.63 | 1 | $33123.00 | $4692.00 | $2760.25 | $391.00 |  |  |  |  |  | 44.098% | 45.032% | 44.098% | [Redacted] | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $15709.32 |  | 6.670% | $0.00 | 1 |  |  |  | Yes | No | 8.554% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $717406.92 | 35.280% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | Employment<br>Authorization |  |  |  |  | 16.36 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224254802 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $5618.00 | $9174.50 |  | 8.768% | $3920.06 | $3920.06 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $56270.70 | 1 | $5460.36 | $1304.04 | $455.03 | $108.67 |  |  |  |  |  | 8.410% | 8.410% | 8.410% | [Redacted] | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5618.00 |  | 6.310% | $0.00 | 1 |  |  |  | Yes | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $61879.28 | 11.040% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.72 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224254983 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3504.00 | $5943.16 |  | 7.387% | $2373.97 | $2373.97 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4610.87 | 1 | $8607.96 | $1818.96 | $717.33 | $151.58 |  |  |  |  |  | 42.007% | 42.007% | 42.007% | [Redacted] | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3504.00 |  | 6.220% | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $77222.65 | 17.750% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.96 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224255012 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $752.23 | $752.23 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2462.16 | $869.04 | $205.18 | $72.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.86 |  |  |  |  |  |  |  | 11/01/2055 | $443931.92 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 392.94 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| 224255276 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2690.00 | $5483.92 |  | 7.360% | $2455.83 | $2455.83 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $43651.67 | 1 | $2209.80 | $1325.04 | $184.15 | $110.42 |  |  |  |  |  | 12.697% | 12.697% | 12.697% | [Redacted] | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2690.00 |  | 6.310% | $3000.00 | 999 |  |  |  | Yes | No | 7.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $280541.43 | 58.440% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 45.22 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224255700 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1447.87 | $1447.87 | 8.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1744.80 | $1922.28 | $145.40 | $160.19 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 654 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.9 |  |  |  | Yes | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.43 | 0.7 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | Yes |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 19.85 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224255851 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1890.00 | $5014.68 |  | 7.160% | $4329.32 | $4329.32 | 7.125% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9864.37 | 1 | $4833.12 | $2442.00 | $402.76 | $203.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1890.00 |  | 6.320% | $239187.00 | 1 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $1036898.39 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 210.09 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224256169 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $6047.81 | $6047.81 | 7.990% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $11364.84 | $1616.04 | $947.07 | $134.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 4.9 |  |  |  | N/<br>A | No | 7.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 47.04 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224256221 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4892.50 | $7900.48 |  | 6.837% | $4183.46 | $4183.46 | 6.750% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  | Mexico |  |  |  | $6298.57 | 1 | $5930.76 | $6111.84 | $494.23 | $509.32 |  |  |  |  |  | 46.941% | 46.941% | 46.941% | [Redacted] | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2023 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4892.50 |  | 6.320% | $0.00 | 1.4 | LP /<br>LPA |  | Accept/Eligible | No | No | 6.750% | 0 |  | 2 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $33748.99 |  | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | VISA |  |  |  | No | 54.58 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224256462 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1395.00 | $13166.44 |  | 9.003% | $12675.54 | $12675.54 | 8.990% | No | No | Non-Employment<br>Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11004.97 | 1 | $11450.16 | $10203.96 | $954.18 | $850.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1395.00 |  | 6.710% | $0.00 | 4.6 |  |  |  | No | No | 8.990% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $2360269.56 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 161.9 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224256500 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $7790.00 | $11112.30 |  | 6.648% | $3792.41 | $3792.41 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17277.06 | 1 | $15624.96 | $3965.04 | $1302.08 | $330.42 |  |  |  |  |  | 27.988% | 27.988% | 27.988% | [Redacted] | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower<br>Prepared | [Borrower — \| Primary Income — S-Corp (>= 25%)]; P&L Statement — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Balance Sheet — 2015 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $7790.00 |  | 6.220% | $0.00 | 1.9 |  |  |  | Yes | No | 6.500% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $905189.60 | 72.410% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 39.9 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224256639 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $13590.00 | $20431.84 |  | 6.877% | $7783.18 | $7783.18 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14567.61 | 1 | $32253.84 | $8352.96 | $2687.82 | $696.08 |  |  |  |  |  | 49.180% | 49.180% | 49.180% | [Redacted] | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 40.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 40.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 40.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 40.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 40.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $13590.00 |  | 6.320% | $0.00 | 1.5 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $2024585.90 | 100.000% | No |  |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 116.26 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224256643 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $1690.00 | $6477.20 |  | 6.771% | $6725.96 | $6725.96 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $25058.40 | 1 | $9198.72 | $1382.04 | $766.56 | $115.17 |  |  |  |  |  | 40.942% | 40.942% | 40.942% | [Redacted] | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Other — 2025<br> [Borrower — \| Primary Income — Wages]; Restricted Stock Agreement — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2024<br> [Borrower — \| Primary Income — Wages]; Restricted Stock Agreement — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2023<br> [Borrower — \| Primary Income — Wages]; Restricted Stock Agreement — 2023<br> [Borrower — \| Primary Income — Wages]; Restricted Stock Agreement — 2022 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1690.00 |  | 6.320% | $10000.00 | 1.4 | LP /<br>LPA |  | Accept/Eligible | Yes | No | 6.750% | 1 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $477537.76 | 34.400% | No | 32 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.42 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224262556 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1042.38 | $1042.38 | 8.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $4153.08 | $1468.80 | $346.09 | $122.40 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 8.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.75 | 0.57 |  |  |  |  |  |  |  | 11/01/2055 | $28277.40 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 103.88 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 7 |
| 224262563 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $894.99 | $894.99 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2146.80 | $776.04 | $178.90 | $64.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.79 |  |  |  |  |  |  |  | 11/01/2055 | $2000.00 | 1.250% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 279.45 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224262568 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1302.96 | $1302.96 | 7.250% | No | No |  |  |  |  | 0 |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | 1 | $2686.80 | $783.96 | $223.90 | $65.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.88 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 94.75 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224262580 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4403.75 | $5688.11 |  | 7.049% | $1083.16 | $1083.16 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6775.40 | 1 | $5621.28 | $909.00 | $468.44 | $75.75 |  |  |  |  |  | 32.461% | 32.461% | 32.461% | [Redacted] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4403.75 |  | 6.310% | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $337371.02 | 93.710% | No | 33 |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 65.4 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224262581 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $10273.60 | $13788.47 |  | 8.160% | $2349.83 | $2349.83 | 7.750% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  |  |  |  |  | $53665.07 | 1 | $5681.76 | $1616.52 | $473.48 | $134.71 |  |  |  |  |  | 16.179% | 16.179% | 16.179% | [Redacted] | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $10273.60 |  | 6.310% | $4000.00 | 1.4 |  |  |  | No | No | 7.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $10000.00 | 2.430% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | Employment<br>Authorization |  |  |  |  | 10.61 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 2 |
| 224262588 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $16070.00 | $7817.58 |  | 6.971% | $3699.82 | $3699.82 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9516.51 | 1 | $5984.04 | $0.00 | $498.67 | $0.00 |  |  |  |  |  | 36.759% | 36.759% | 36.759% | [Redacted] | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Other — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $16070.00 |  | 6.220% | $20000.00 | 1 |  |  |  | No | No | 6.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $116643.53 | 16.560% | No | 32 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 14.05 |  |  | No |  | $0.00 | $6079.75 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224262591 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $7366.80 | $19138.24 |  | 7.258% | $7707.34 | $7707.34 | 7.125% | No | No | Self-Employed | Not Employed |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  |  |  |  |  | $40821.83 | 1 | $17874.96 | $13560.96 | $1489.58 | $1130.08 |  |  |  |  |  | 21.369% | 21.369% | 21.369% | [Redacted] | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $7366.80 |  | 6.220% | $0.00 | 1.2 |  |  |  | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $102462.94 | 7.160% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | Passport |  |  |  |  | 41.26 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224262594 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4179.00 | $11838.14 |  | 7.856% | $3312.04 | $4010.12 | 8.449% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $32855.02 | 1 | $7895.04 | $1340.04 | $657.92 | $111.67 |  |  |  |  |  | 16.517% | 16.364% | 16.517% | [Redacted] | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2022<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2022 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4179.00 |  | 6.670% | $5000.00 |  |  |  |  | Yes | No | 8.449% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $260313.05 | 39.740% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.83 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224262601 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $12620.00 | $7405.61 |  | 8.182% | $2492.43 | $2492.43 | 7.990% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  |  |  |  |  | $7841.57 | 1 | $1244.64 | $1739.64 | $103.72 | $144.97 |  |  |  |  |  | 29.034% | 29.034% | 29.034% | [Redacted] | 674 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements — Personal — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter — 2025 | [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 24mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $12620.00 |  | 6.220% | $13022.73 | 1.6 |  |  |  | No | No | 7.990% | 0 |  | 0 | 0 | 0 | 0 | 24 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $137146.81 | 32.260% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | Passport |  |  |  |  | 16.79 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224262608 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1097.07 | $1097.07 | 6.875% | No | No |  |  |  |  | 0 |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | 1 | $2498.52 | $663.00 | $208.21 | $55.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2.6 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.93 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 |  |  |  |  |  |  |  |  |  |  |  | No | 82.68 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224262611 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1295.00 | $3116.30 |  | 7.015% | $1182.47 | $1182.47 | 6.875% | No | No | Non-Employment<br>Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8650.35 | 1 | $11616.00 | $1074.96 | $968.00 | $89.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1295.00 |  | 6.310% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $1006275.67 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 228.23 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224262616 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1205.90 | $1205.90 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $1719.00 | $2097.00 | $143.25 | $174.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | 11/01/2055 | $5000.00 | 2.120% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 35.73 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224262619 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3522.00 | $6498.15 |  | 7.151% | $2233.16 | $2233.16 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $19772.56 | 1 | $8168.16 | $4987.20 | $680.68 | $415.60 |  |  |  |  |  | 16.679% | 16.679% | 16.679% | [Redacted] | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3522.00 |  | 6.320% | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $124414.86 | 29.620% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.26 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224262632 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $33325.63 | $12579.13 |  | 7.853% | $2830.81 | $3472.51 | 8.449% | No | No | Not Employed | Self-Employed | Self-<br>Employed |  | 17.02 |  |  | US Citizen | US<br>Citizen |  |  |  |  |  | $18819.97 | 1 | $7000.68 | $3449.16 | $583.39 | $287.43 |  |  |  |  |  | 29.155% | 28.805% | 29.155% | [Redacted] | 796 | 796 | 816 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  | Level 3-<br>Stated/<br>Partially<br>Verified |  | Level<br>3-<br>Stated/<br>Verified<br>as<br>defined |  | No | Yes | 25 | Business | 100.000% |  | 50.000% |  | [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other — 2008<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Other — 2008 | [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 24mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $33325.63 |  | 6.650% | $9050.00 | 1.7 |  |  |  | No | No | 8.449% | 0 | 0 | 0 | 0 | 2 | 0 |  | 25 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $12100.00 | 2.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | Yes |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  | 68.39 |  | No | No |  | $26564.94 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224263442 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $6612.00 | $9409.99 |  | 8.160% | $3489.40 | $3489.40 | 7.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10509.96 | 1 | $10440.00 | $1344.96 | $870.00 | $112.08 |  |  |  |  |  | 31.432% | 31.432% | 31.432% | [Redacted] | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; WVOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $6612.00 |  | 6.320% | $0.00 | 2.2 |  |  |  | Yes | No | 7.990% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $682230.79 | 100.000% | No | 32 |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 134.7 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224263869 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1590.00 | $3751.88 |  | 7.281% | $4093.06 | $4093.06 | 7.250% | No | Yes | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12823.11 | 1 | $8229.72 | $4905.48 | $685.81 | $408.79 |  |  |  |  |  | 49.593% | 49.593% | 49.593% | [Redacted] | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 46.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Non-Primary Income — Note Receivable]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Note Receivable]; Note — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1590.00 |  | 6.220% | $0.00 | 1.8 |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $125056.12 | 16.670% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 22.7 |  | Yes | No |  | $0.00 | $7916.76 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224264282 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1965.00 | $4105.73 |  | 7.425% | $3453.38 | $3453.38 | 7.375% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11321.32 | 1 | $9390.60 | $2483.04 | $782.55 | $206.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1965.00 |  | 6.220% | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $1259626.89 |  | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 214.97 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224266915 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $6520.00 | $11042.83 |  | 8.563% | $8650.28 | $8650.28 | 8.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $77999.98 | 1 | $8136.00 | $6261.96 | $678.00 | $521.83 |  |  |  |  |  | 14.254% | 14.254% | 14.254% | [Redacted] | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $6520.00 |  | 6.320% | $0.00 | 1.5 |  |  |  | Yes | No | 8.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $50000.00 | 4.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.83 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224266917 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2959.00 | $6031.91 |  | 7.119% | $2472.43 | $2472.43 | 6.990% | No | No | Non-Employment<br>Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11183.95 | 1 | $6470.04 | $1182.96 | $539.17 | $98.58 |  |  |  |  |  | 31.160% | 31.160% | 31.160% | [Redacted] | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2959.00 |  | 6.310% | $500.00 | 1 |  |  |  | Yes | No | 6.990% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $1506559.85 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 446.87 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224266919 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3157.38 | $4529.23 |  | 7.810% | $954.43 | $954.43 | 7.500% | No | No | Non-Employment<br>Income | Non-Employment<br>Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11593.37 | 1 | $1573.44 | $954.24 | $131.12 | $79.52 |  |  |  |  |  | 30.597% | 30.597% | 30.597% | [Redacted] | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Pension]; Award Letter / Continuance Letter — 2021<br> [Borrower — \| Non-Primary Income — Social Security]; Award Letter / Continuance Letter — 2025<br> [Coborrower(s) — \| Primary Income — Social Security]; Award Letter / Continuance Letter — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; Transcripts (1040) — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; Transcripts (1040) — 2023 | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3157.38 |  | 6.310% | $0.00 | 3.6 |  |  |  | Yes | No | 7.500% | 0 | 0 | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $265191.28 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 107.96 |  | No | No |  | $2287.10 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224266921 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1890.00 | $7840.09 |  | 6.789% | $6901.08 | $6901.08 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $20791.05 | 1 | $16249.44 | $3615.96 | $1354.12 | $301.33 |  |  |  |  |  | 33.395% | 33.395% | 33.395% | [Redacted] | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1890.00 |  | 6.220% | $21250.00 | 1.2 | DU |  | ApproveEligible | Yes | No | 6.750% | 1 | 1 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $1533490.96 | 100.000% | No | 28 | 32 |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 174.66 |  | No | No |  | $0.00 | $11765.49 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224266934 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1590.00 | $2331.08 |  | 6.846% | $1180.45 | $1180.45 | 6.750% | No | No | Non-Employment<br>Income | Non-Employment<br>Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5815.07 | 1 | $2880.60 | $1977.00 | $240.05 | $164.75 |  |  |  |  |  | 41.581% | 41.581% | 41.581% | [Redacted] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Non-Primary Income — Social Security]; Award Letter / Continuance Letter — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Coborrower(s) — \| Primary Income — Social Security]; Award Letter / Continuance Letter — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Full<br>Documentation<br>(F) | Retirement<br>Income —<br>Fully<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1590.00 |  | 6.310% | $800.00 | 1.1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $1074165.50 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 545.43 |  | No | No |  | $2921.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224266938 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3283.66 | $6122.40 |  | 6.936% | $4284.75 | $4284.75 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $78311.39 | 1 | $12932.88 | $4428.60 | $1077.74 | $369.05 |  |  |  |  |  | 7.572% | 7.572% | 7.572% | [Redacted] | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 25.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3283.66 |  | 6.310% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $216481.12 | 26.550% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.67 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224266958 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $5676.69 | $5676.69 | 9.375% | No | No |  |  |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  |  |  |  |  | 3 | $21186.72 | $4394.88 | $1765.56 | $366.24 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 671 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 9.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.39 | 0.72 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 26.21 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | Yes | No | No | 1 |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **TILA<br>Status Loan<br>Designation** | **Exempt<br>QM/ATR<br>Equivalency** | **CDFI<br>Bank<br>Originated<br>Loan** | **Application<br>Date** | **TRID<br>Tested** | **GSE** | **HOEPA<br>Fees** | **TILA Fees** | **Rate<br>Lock<br>Date** | **Calculated<br>APR** | **Original<br>P&I** | **Qualifying<br>P&I** | **Qualifying<br>Rate** | **Is<br>Borrower Non<br>Occupant** | **Is Co<br>Borrower Non<br>Occupant** | **Borrower<br>Employment<br>Indicator** | **Co Borrower<br>Employment<br>Indicator** | **Co<br>Borrower 2<br>Employment<br>Indicator** | **Co<br>Borrower 3<br>Employment<br>Indicator** | **Co<br>Borrower2 Length<br>of Employment** | **Co<br>Borrower3 Length<br>of Employment** | **Borrower<br>Foreign National<br>Indicator** | **Co<br>Borrower Foreign<br>National<br>Indicator** | **Co Borrower 2<br>Foreign National<br>Indicator** | **Co Borrower 3<br>Foreign National<br>Indicator** | **Borrower<br>Country<br>Name** | **Co<br>Borrower<br>Country<br>Name** | **Co<br>Borrower2<br>Country<br>Name** | **Co<br>Borrower3<br>Country<br>Name** | **Residual<br>Income** | **Num<br>Units** | **Annual<br>Property<br>Tax** | **Annual<br>Insurance<br>Costs** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Costs** | **HOA<br>Name** | **HOA<br>Address<br>State** | **Fee<br>Amount** | **Next Due<br>Date** | **HOA<br>Payment<br>Frequency** | **Investor<br>DTI** | **QM DTI** | **Non QM<br>DTI** | **Original<br>Credit<br>Report<br>Date** | **Qualifying<br>Credit<br>Score** | **Third<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Original FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Original FICO<br>Transunion** | **Most<br>Recent Updated<br>Credit Report<br>Date** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Primary<br>Wage Earner<br>Updated FICO<br>Transunion** | **Secondary Wage<br>Earner Updated<br>FICO Equifax** | **Secondary Wage<br>Earner Updated<br>FICO Experian** | **Secondary Wage<br>Earner Updated<br>FICO<br>Transunion** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Updated FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Updated FICO<br>Transunion** | **Most<br>Recent Updated<br>Co Borrower 2<br>FICO** | **Most<br>Recent Updated<br>Co Borrower 3<br>FICO** | **Co<br>Borrower 2 Asset<br>Verification<br>Level** | **Co<br>Borrower 3 Asset<br>Verification<br>Level** | **Co<br>Borrower 2<br>Income<br>Verification<br>Level** | **Co<br>Borrower 3<br>Income<br>Verification<br>Level** | **Co<br>Borrower 2<br>Employment<br>Verification<br>Level** | **Co<br>Borrower 3<br>Employment<br>Verification<br>Level** | **Asset<br>Depletion<br>Flag** | **Bank<br>Statements<br>Flag** | **Number of<br>Statements** | **Type of<br>Statements** | **Percent<br>of Income<br>From<br>Statements** | **Borrower<br>Business<br>Ownership%** | **CoBorrower Business<br>Ownership %** | **P&L Type** | **Income<br>Doc<br>Detail** | **Tax<br>Return<br>Doc<br>Details** | **Document<br>Level** | **Document<br>Type** |  | **Most<br>Recent<br>Bankruptcy<br>Type** | **Most<br>Recent<br>Bankruptcy<br>Filing Date** | **Most<br>Recent<br>Bankruptcy<br>Discharge<br>Date** | **Number of<br>Bankruptcy<br>Events** | **Months<br>Bankruptcy<br>(7, 11)** | **Months<br>Bankruptcy<br>(13)** | **Most<br>Recent Deed-<br>in - Lieu Date** | **Number<br>of Deed-<br>in-Lieu<br>Events** | **Months<br>Deed-<br>in-Lieu** | **Most<br>Recent Short<br>Sale Date** | **Number<br>of Short<br>Sale<br>Events** | **Months<br>Short Sale<br>(or Pre<br>FC)** | **Most<br>Recent<br>Foreclosure<br>Date** | **Number of<br>Foreclosure<br>Events** | **Months<br>Foreclosure** | **Prior<br>Mortgage/Rent<br>Late 30d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 60d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 90d<br>in 24m** | **Has ACH** | **Guideline<br>Name** | **UW<br>Guideline<br>Author** | **ATR QM<br>Total Points<br>and Fees<br>Audit** | **Loan<br>Regulation<br>Benchmark<br>Date** | **Benchmark<br>Rate** | **HUD 1<br>Page 1<br>Credits<br>Total** | **Collateral<br>Underwriter<br>Risk Score** | **AUS<br>Decision<br>System** | **Property<br>Inspection<br>Waiver<br>(PIW)** | **Rating Result** | **Eligible<br>For Rep and<br>Warrant Relief<br>Per Collateral<br>Advisor** | **Is Equity<br>Shared<br>Loan** | **Investor<br>Qualifying<br>Rate** | **Borrower<br>Years of<br>W2s** | **CoBorrower<br>Years of<br>W2s** | **Years of<br>Personal<br>Tax<br>Returns** | **Years of<br>Business<br>Tax<br>Returns** | **Years of<br>4506T** | **Years of<br>Tax<br>Transcripts** | **Months<br>of Personal<br>Bank<br>Statements** | **Months<br>of Business<br>Bank<br>Statements** | **Months<br>of Profit<br>and Loss<br>Statements** | **Expense<br>Letter** | **Total<br>DSCR** | **Total<br>Inverse<br>DSCR** | **Subordinate<br>Lien Type** | **Is Shared<br>Appreciation<br>Mortgage** | **Duration<br>of<br>Payout<br>Months** | **Seller<br>VSH<br>Indicator** | **Seller<br>Indicated VSH<br>Guideline** | **Validated<br>VSH** | **IO<br>Remaining<br>Amortization<br>Term at<br>Recast** | **Maturity<br>Date** | **Borrower<br>Own Funds<br>Cash<br>Amount** | **Borrower<br>Own<br>Funds<br>Percent** | **Is the<br>Note<br>an<br>eNote** | **Borrower<br>WVOE —

# of<br>Months of<br>Income<br>provided** | **Co<br>Borrower WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower2 WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower3 WVOE<br>— # of Months of<br>Income provided** | **Were the<br>origination<br>guidelines utilized<br>for this diligence<br>review?** | **Title<br>Evidence** | **Ownership<br>Type** | **Borrower<br>Type** | **Borrower<br>Designation** | **Co<br>Borrower<br>Type** | **Co<br>Borrower<br>Designation** | **Co<br>Borrower2<br>Type** | **Co<br>Borrower2<br>Designation** | **Co<br>Borrower3<br>Type** | **Co<br>Borrower3<br>Designation** | **Senior<br>Lien<br>Position** | **Senior<br>Lien Original<br>Loan<br>Amount** | **Senior<br>Lien Original<br>Interest Rate** | **Senior<br>Lien Note<br>Projected<br>Closing<br>Date** | **Senior<br>Lien<br>Current<br>Balance** | **Senior<br>Lien<br>Current<br>P&I** | **Loan<br>Closed in the<br>Name of an<br>Entity** | **Note<br>Executed<br>by** | **Assumable<br>Mortgage<br>Flag** | **Leasehold<br>Flag** | **Buydown<br>Flag** | **Borrower<br>Experian FICO<br>Model Used** |  | **Borrower<br>Equifax FICO<br>Model Used** | **Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower Experian<br>FICO Model Used** |  | **Co<br>Borrower Equifax<br>FICO Model<br>Used** | **Co Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower2 Experian<br>FICO Model Used** | **Co<br>Borrower2 Equifax<br>FICO Model Used** | **Co Borrower2<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower3 Experian<br>FICO Model Used** | **Co<br>Borrower3 Equifax<br>FICO Model Used** | **Co Borrower3<br>TransUnion FICO<br>Model Used** | **Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Delayed<br>Financing?** | **Months<br>Reserves** | **Correspondent<br>Type** | **Departure<br>Residence** | **Rate<br>Increase<br>on<br>Default** | **MERS<br>Min<br>Number** | **Co<br>Borrower<br>Other<br>Income** | **Co<br>Borrower<br>Wage<br>Income** | **Primary<br>Housing Lates 0 6<br>Months 30** | **Primary<br>Housing Lates 0 6<br>Months 60** | **Primary<br>Housing Lates 0 6<br>Months 90** | **Primary<br>Housing Lates 7<br>12 Months 30** | **Primary<br>Housing Lates 7<br>12 Months 60** | **Primary<br>Housing Lates 7<br>12 Months 90** | **Primary<br>Housing Lates 13<br>24 Months 30** | **Primary<br>Housing Lates 13<br>24 Months 60** | **Primary<br>Housing Lates 13<br>24 Months 90** | **Primary<br>Housing Lates 25<br>36 Months 30** | **Primary<br>Housing Lates 25<br>36 Months 60** | **Primary<br>Housing Lates 25<br>36 Months 90** | **Borrower<br>1 ITIN<br>Flag** | **Borrower<br>2 ITIN<br>Flag** | **Borrower<br>3 ITIN<br>Flag** | **Borrower<br>4 ITIN<br>Flag** | **Total<br>Number of<br>Mortgaged<br>Properties** |
| 224266969 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $8997.60 | $15561.90 |  | 7.172% | $4875.73 | $4875.73 | 6.990% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11964.04 | 1 | $11462.52 | $3194.04 | $955.21 | $266.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $8997.60 |  | 6.320% | $10000.00 | 1 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $1234163.39 | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 169.55 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224266974 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1490.00 | $4396.45 |  | 6.905% | $4598.50 | $4598.50 | 6.875% | No | No | Non-Employment<br>Income | Not Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $21732.34 | 1 | $20485.44 | $6553.56 | $1707.12 | $546.13 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1490.00 |  | 6.310% | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $2631035.33 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 232.22 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224266978 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $8617.50 | $14169.44 |  | 8.395% | $10108.29 | $10282.66 | 8.434% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $23797.12 | 1 | $18804.96 | $6373.80 | $1567.08 | $531.15 |  |  |  |  |  | 40.205% | 44.211% | 40.205% | [Redacted] | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $8617.50 |  | 6.650% | $0.00 | 4.7 | DU |  | ApproveIneligible | Yes | No | 8.434% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $149500.00 | 10.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 38.83 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224267007 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1837.20 | $1837.20 | 7.375% | No | No |  |  |  |  | 0 |  |  | Permanent<br>Resident<br>Alien | US<br>Citizen |  |  |  |  |  |  | 1 | $6870.00 | $1512.00 | $572.50 | $126.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 24.61 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224268944 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $5861.88 | $3843.22 |  | 6.501% | $1487.93 | $1487.93 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5969.72 | 1 | $4708.20 | $2316.00 | $392.35 | $193.00 |  |  |  |  |  | 43.318% | 43.318% | 43.318% | [Redacted] | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Sole Proprietor]; Business License — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Other — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 Transcript — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; Third Party Verification — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5861.88 |  | 6.220% | $19080.00 | 1 |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $106674.57 | 33.540% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.54 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224269045 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1287.30 | $1287.30 | 7.625% | No | No |  |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | 1 | $2669.52 | $1658.04 | $222.46 | $138.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.76 |  |  |  |  |  |  |  | 11/01/2055 | $57942.22 | 23.890% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 16.69 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224269049 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $11627.50 | $12995.67 |  | 8.525% | $1808.84 | $1808.84 | 7.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9552.21 | 1 | $1912.68 | $2205.60 | $159.39 | $183.80 |  |  |  |  |  | 47.402% | 47.402% | 47.402% | [Redacted] | 672 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2020 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $11627.50 |  | 6.220% | $0.00 | 1 |  |  |  | No | No | 7.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 34.13 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224269051 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1833.22 | $1833.22 | 7.375% | No | No |  |  |  |  |  |  | Foreign<br>National |  |  |  |  |  |  |  |  | 1 | $9955.56 | $1725.00 | $829.63 | $143.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.89 | 1.13 |  |  |  |  |  |  |  | 11/01/2055 | $145930.27 | 41.230% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.1 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224280713 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1741.65 | $1741.65 | 6.625% | No | No |  |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | 2 | $5366.64 | $3647.04 | $447.22 | $303.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.56 | 0.64 |  |  |  |  |  |  |  | 11/01/2055 | $50181.24 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 15.48 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224280716 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $915.22 | $915.22 | 7.750% | No | No |  |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  |  |  |  |  |  | 2 | $3906.96 | $1227.96 | $325.58 | $102.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.79 |  |  |  |  |  |  |  | 11/01/2055 | $102034.30 | 55.900% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.5 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224280718 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1248.05 | $1248.05 | 7.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2448.24 | $1288.44 | $204.02 | $107.37 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.5 |  |  |  | No | No | 7.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.93 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 65.42 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224280731 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1790.00 | $6547.65 |  | 7.770% | $9991.25 | $11385.83 | 8.484% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $17545.02 | 1 | $22664.64 | $5944.20 | $1888.72 | $495.35 |  |  |  |  |  | 49.121% | 45.076% | 49.121% | [Redacted] | 671 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | 12 | Business | 78.000% | 30.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; WVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 1 | 2 |  |  | Cross<br>Country | $1790.00 |  | 6.400% | $0.00 | 3.5 |  |  |  | No | No | 8.484% | 0 | 2 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $352829.54 |  | No |  | 24 |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 26.98 |  |  | No |  | $0.00 | $7016.12 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224281401 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $5506.00 | $10686.35 |  | 7.148% | $2338.67 | $2338.67 | 6.875% | No | No | Employed | Non-Employment<br>Income |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $4658.68 | 1 | $4343.28 | $4581.12 | $361.94 | $381.76 |  |  |  |  |  | 49.220% | 49.220% | 49.220% | [Redacted] | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023<br> [Coborrower(s) — \| Primary Income — Social Security]; Account Statements — 2025<br> [Coborrower(s) — \| Primary Income — Social Security]; 1099 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Social Security]; 1099 Transcript — 2023<br> [Coborrower(s) — \| Non-Primary Income — Pension]; Account Statements — 2025<br> [Coborrower(s) — \| Non-Primary Income — Pension]; 1099 Transcript — 2024<br> [Coborrower(s) — \| Non-Primary Income — Pension]; 1099-R — 2024<br> [Coborrower(s) — \| Non-Primary Income — Pension]; 1099 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5506.00 |  | 6.310% | $1500.00 | 2 |  |  |  | Yes | No | 6.875% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $132375.56 | 29.740% | No | 32 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 6.49 |  | Yes | No |  | $5003.25 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224281404 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $2967.50 | $4626.30 |  | 7.077% | $2598.71 | $2598.71 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $45367.60 | 1 | $2398.44 | $2052.00 | $199.87 | $171.00 |  |  |  |  |  | 20.685% | 20.685% | 20.685% | [Redacted] | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025 | [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2967.50 |  | 6.320% | $0.00 | 2 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $305000.00 | 43.820% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 260.71 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224281407 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1122.95 | $1122.95 | 5.990% | No | No |  |  |  |  | 0 |  |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  |  | 1 | $2595.00 | $932.40 | $216.25 | $77.70 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 743 | 760 | 733 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 5.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.93 |  |  |  |  |  |  |  | 11/01/2055 | $223436.39 | 89.370% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Corp | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  | 87.98 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| 224283641 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $17665.00 | $19772.24 |  | 7.277% | $4286.87 | $4286.87 | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $19391.73 | 1 | $6342.60 | $1839.00 | $528.55 | $153.25 |  |  |  |  |  | 27.044% | 27.044% | 27.044% | [Redacted] | 678 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2024<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $17665.00 |  | 6.310% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 |  |  | No | 32 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 9.2 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224283970 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $895.00 | $2803.48 |  | 6.896% | $4151.79 | $4151.79 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $39358.02 | 1 | $4259.16 | $696.24 | $354.93 | $58.02 |  |  |  |  |  | 27.252% | 27.252% | 27.252% | [Redacted] | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2024 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $895.00 |  | 6.310% | $5000.00 | 1 |  |  |  | Yes | No | 6.875% | 1 |  | 1 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $278427.55 | 35.240% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 23.36 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224284172 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $8664.70 | $13041.32 |  | 8.537% | $13600.93 | $13600.93 | 8.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $49257.02 | 1 | $5904.84 | $3793.08 | $492.07 | $316.09 |  |  |  |  |  | 25.604% | 25.604% | 25.604% | [Redacted] | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $8664.70 |  | 6.220% | $19467.40 | 1.6 |  |  |  | No | No | 8.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $569491.13 | 27.360% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.18 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224284174 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2776.25 | $7284.50 |  | 6.540% | $2277.13 | $2277.13 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $657715.56 | 1 | $6270.72 | $5160.96 | $522.56 | $430.08 |  |  |  |  |  | 1.793% | 1.793% | 1.793% | [Redacted] | 678 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2024 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2776.25 |  | 6.320% | $2500.00 | 1.6 |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $161324.55 | 22.090% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 341.52 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224284179 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $8706.75 | $11813.39 |  | 9.193% | $4339.07 | $4339.07 | 8.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13629.85 | 1 | $7094.64 | $2495.04 | $591.22 | $207.92 |  |  |  |  |  | 42.736% | 42.736% | 42.736% | [Redacted] | 691 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 24mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $8706.75 |  | 6.310% | $12000.00 | 1 |  |  |  | Yes | No | 8.990% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $220500.28 | 34.720% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.71 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224284271 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4660.00 | $0.00 |  | 6.847% | $1298.09 | $1298.09 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2276.64 | 1 | $3275.28 | $0.00 | $272.94 | $0.00 |  |  |  |  |  | 47.210% | 47.210% | 47.210% | [Redacted] | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2022 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4660.00 |  | 6.320% | $11875.65 | 1.2 |  |  |  | Yes | No | 6.875% | 3 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $71648.08 | 29.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.93 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224284313 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1790.00 | $5569.80 |  | 7.054% | $4227.05 | $4227.05 | 6.990% | No | No | Non-Employment<br>Income | Non-Employment<br>Income |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $5966.34 | 1 | $11455.56 | $1552.68 | $954.63 | $129.39 |  |  |  |  |  | 49.525% | 49.525% | 49.525% | [Redacted] | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Social Security]; Award Letter / Continuance Letter — 2025<br> [Borrower — \| Non-Primary Income — IRA Distribution]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — IRA Distribution]; Other — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Social Security]; Award Letter / Continuance Letter — 2025 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; Transcripts (1040) — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | Retirement<br>Income —<br>Fully<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1790.00 |  | 6.220% | $0.00 | 2.5 |  |  |  | No | No | 6.990% | 0 | 0 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $963698.92 | 96.360% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 109.35 |  | Yes | No |  | $2611.78 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224284801 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $6190.00 | $11642.21 |  | 8.266% | $13661.95 | $14061.76 | 8.434% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $26007.61 | 1 | $16626.12 | $28392.12 | $1385.51 | $2366.01 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Verification of Deposit — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $6190.00 |  | 6.370% | $50000.00 | 2.5 |  |  |  | Yes | No | 8.434% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $2176969.71 | 94.650% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 125.04 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224284935 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1490.00 | $3778.24 |  | 6.939% | $2611.95 | $2611.95 | 6.875% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $37020.34 | 1 | $9876.24 | $4686.96 | $823.02 | $390.58 |  |  |  |  |  | 15.885% | 15.885% | 15.885% | [Redacted] | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1490.00 |  | 6.310% | $500.00 | 1.3 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $361370.09 | 62.300% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 42.63 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224284940 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4606.00 | $6409.70 |  | 7.672% | $2265.46 | $2265.46 | 7.500% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $25220.54 | 1 | $1851.36 | $2324.04 | $154.28 | $193.67 |  |  |  |  |  | 24.679% | 24.679% | 24.679% | [Redacted] | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Alternative<br>Documentation<br>(A) | 24mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4606.00 |  | 6.220% | $83000.00 | 1 |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $131959.93 | 32.580% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 46.16 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224284942 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1490.00 | $5983.82 |  | 6.943% | $1783.64 | $1783.64 | 6.750% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $21841.09 | 1 | $3339.84 | $4818.00 | $278.32 | $401.50 |  |  |  |  |  | 33.314% | 33.314% | 33.314% | [Redacted] | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1490.00 |  | 6.220% | $0.00 | 1 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 104.71 |  | No | No |  | $16376.17 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224284943 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $8299.60 | $9741.48 |  | 7.819% | $2013.74 | $2013.74 | 7.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $8374.18 | 1 | $3476.40 | $2123.64 | $289.70 | $176.97 |  |  |  |  |  | 30.795% | 30.795% | 30.795% | [Redacted] | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; WVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Leave and Earnings Statement (LES) — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023<br> [Coborrower(s) — \| Non-Primary Income — VA Service Related Disability]; VA Verification of Benefits — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 1040 — 2023<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $8299.60 |  | 6.220% | $0.00 | 1 | DU |  | ApproveIneligible | No | No | 7.500% | 0 | 2 | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 |  |  | No | 0 |  |  |  | Yes | Short Form | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 0.18 |  |  | No |  | $4186.43 | $4554.16 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224284945 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $10137.50 | $16841.66 |  | 6.692% | $10741.22 | $10741.22 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $238869.99 | 1 | $23515.20 | $5445.84 | $1959.60 | $453.82 |  |  |  |  |  | 6.898% | 6.898% | 6.898% | [Redacted] | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $10137.50 |  | 6.310% | $0.00 | 3.5 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $2868297.63 | 94.040% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 109.52 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224284946 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1075.85 | $1075.85 | 7.625% | No | No |  |  |  |  | 0 |  |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  |  | 3 | $4068.00 | $2291.76 | $339.00 | $190.98 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 761 | 743 | 798 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.68 | 0.6 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  | 6.43 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224284948 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $5087.50 | $7483.80 |  | 7.093% | $3763.47 | $3763.47 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $224959.16 | 1 | $7521.60 | $1581.96 | $626.80 | $131.83 |  |  |  |  |  | 2.879% | 2.879% | 2.879% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2006<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2005 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5087.50 |  | 6.310% | $0.00 | 1.9 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $7500.00 | 0.990% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 52.5 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224284949 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $9175.20 | $10940.18 |  | 7.037% | $3862.74 | $3862.74 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7835.65 | 1 | $4315.44 | $3633.00 | $359.62 | $302.75 |  |  |  |  |  | 45.556% | 45.556% | 45.556% | [Redacted] | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2023 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $9175.20 |  | 6.310% | $0.00 | 4.5 | DU |  | ApproveEligible | No | No | 6.875% | 1 |  | 1 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 90.89 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224284979 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $6004.50 | $7853.18 |  | 7.765% | $3471.73 | $3471.73 | 7.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $45775.91 | 1 | $6016.44 | $3383.04 | $501.37 | $281.92 |  |  |  |  |  | 13.835% | 13.835% | 13.835% | [Redacted] | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other — 2016 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 24mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $6004.50 |  | 6.320% | $0.00 | 4.6 |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $43677.21 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 10.26 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224284982 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $896.84 | $896.84 | 8.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1291.08 | $1874.04 | $107.59 | $156.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.29 | 0.77 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 92.06 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224284989 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1216.55 | $1216.55 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3817.92 | $402.00 | $318.16 | $33.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 3.2 |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | 11/01/2055 | $34480.59 | 13.260% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.81 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224286771 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $5389.75 | $5389.75 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $18097.56 | $1875.96 | $1508.13 | $156.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 678 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.42 | 0.71 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 64.74 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 2 |
| 224286774 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $940.31 | $940.31 | 6.990% | No | No |  |  |  |  |  |  |  | Permanent<br>Resident<br>Alien |  |  |  |  |  |  |  | 1 | $4185.60 | $1451.40 | $348.80 | $120.95 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | N/<br>A | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  |  | 11/01/2055 | $407434.34 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Guarantor<br>—<br>Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 250.73 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No |  |
| 224286776 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1086.67 | $1086.67 | 6.990% | No | No |  |  |  |  |  |  | Foreign<br>National |  |  |  |  |  |  |  |  | 1 | $5329.32 | $747.00 | $444.11 | $62.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | 11/01/2055 | $275236.08 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 132.57 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224286777 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $11982.50 | $16313.23 |  | 7.545% | $5988.15 | $5988.15 | 7.375% | No | No | Self-Employed |  |  |  |  |  | Permanent<br>Resident Alien |  |  |  |  |  |  |  | $8689.42 | 1 | $13875.00 | $2145.96 | $1156.25 | $178.83 |  |  |  |  |  | 48.451% | 48.451% | 48.451% | [Redacted] | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $11982.50 |  | 6.220% | $0.00 | 1.6 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $243803.30 | 23.900% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | Passport |  |  |  |  | 14.4 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224286778 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4298.00 | $17641.70 |  | 7.047% | $5991.19 | $5991.19 | 6.875% | No | No | Self-Employed |  |  |  |  |  | Permanent<br>Resident Alien |  |  |  |  |  |  |  | $50907.58 | 1 | $14250.00 | $2589.72 | $1187.50 | $215.81 |  |  |  |  |  | 15.261% | 15.261% | 15.261% | [Redacted] | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third<br>Party<br>Prepared | [Borrower — \| Primary Income — P&L Statement Only]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — P&L Statement Only]; CPA Letter — 2025<br> [Borrower — \| Primary Income — P&L Statement Only]; CPA Letter — 2025<br> [Borrower — \| Primary Income — P&L Statement Only]; CPA Letter — 2025<br> [Borrower — \| Primary Income — P&L Statement Only]; P&L Statement — 2025<br> [Borrower — \| Primary Income — P&L Statement Only]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — P&L Statement Only]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4298.00 |  | 6.310% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $143972.22 | 12.620% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | Resident<br>Alien<br>Card |  |  |  |  | 40.34 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224286783 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $1790.00 | $5145.05 |  | 6.662% | $5040.53 | $5040.53 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18710.24 | 1 | $19226.16 | $3527.04 | $1602.18 | $293.92 |  |  |  |  |  | 39.484% | 39.484% | 39.484% | [Redacted] | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Sole Proprietor]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; 1040 — Schedule C — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; 1040 — Schedule C — 2023<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 1065 — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 4506-C (for Business) — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; K-1 — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 1065 — 2023<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 4506-C (for Business) — 2023<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; K-1 — 2023<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 1065 — 2022<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 1065 — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 4506-C (for Business) — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; K-1 — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 1065 — 2023<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 4506-C (for Business) — 2023<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; K-1 — 2023<br> [Borrower — \| Non-Primary Income — Sole Proprietor]; 1040 — Schedule C — 2024<br> [Borrower — \| Non-Primary Income — Sole Proprietor]; 1040 — Schedule C — 2023 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Transcripts (1040) — No Results Returned — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022 | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1790.00 |  | 6.310% | $19000.00 | 1 | DU |  | ApproveEligible | No | No | 6.625% | 0 |  | 2 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $377690.69 | 38.380% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.22 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |

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| 0 | 3 | 7 | 10 | 15 | 18 | 22 | 26 | 31 | 35 | 39 | 43 | 46 | 51 | 55 | 59 | 63 | 67 | 71 | 75 | 79 | 83 | 86 | 91 | 94 | 99 | 103 | 107 | 110 | 114 | 118 | 122 | 126 | 131 | 135 | 139 | 143 | 147 | 151 | 154 | 158 | 162 | 166 | 170 | 175 | 179 | 183 | 187 | 191 | 194 | 199 | 203 | 206 | 210 | 214 | 218 | 222 | 226 | 230 | 234 | 238 | 242 | 246 | 250 | 254 | 258 | 262 | 266 | 270 | 274 | 279 | 282 | 287 | 290 | 295 | 298 | 303 | 307 | 311 | 315 | 319 | 323 | 327 | 331 | 334 | 336 | 339 | 343 | 344 | 346 | 350 | 354 | 358 | 362 | 366 | 370 | 374 | 378 | 382 | 386 | 390 | 394 | 398 | 402 | 407 | 411 | 415 | 419 | 422 | 427 | 431 | 434 | 439 | 443 | 447 | 451 | 454 | 459 | 463 | 467 | 471 | 475 | 479 | 483 | 487 | 491 | 495 | 499 | 503 | 507 | 511 | 515 | 519 | 522 | 526 | 531 | 534 | 538 | 542 | 546 | 551 | 555 | 559 | 563 | 567 | 571 | 575 | 578 | 583 | 587 | 591 | 595 | 599 | 603 | 607 | 611 | 615 | 618 | 622 | 626 | 630 | 634 | 638 | 642 | 646 | 651 | 655 | 659 | 662 | 667 | 671 | 672 | 675 | 679 | 683 | 684 | 687 | 691 | 695 | 698 | 703 | 706 | 710 | 714 | 719 | 723 | 726 | 730 | 735 | 739 | 742 | 747 | 751 | 754 | 759 | 763 | 767 | 771 | 775 | 779 | 783 | 787 | 791 | 795 | 799 | 803 | 807 | 811 | 815 | 819 | 823 | 827 | 831 |
| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **TILA<br>Status Loan<br>Designation** | **Exempt<br>QM/ATR<br>Equivalency** | **CDFI<br>Bank<br>Originated<br>Loan** | **Application<br>Date** | **TRID<br>Tested** | **GSE** | **HOEPA<br>Fees** | **TILA Fees** | **Rate<br>Lock<br>Date** | **Calculated<br>APR** | **Original<br>P&I** | **Qualifying<br>P&I** | **Qualifying<br>Rate** | **Is<br>Borrower Non<br>Occupant** | **Is Co<br>Borrower Non<br>Occupant** | **Borrower<br>Employment<br>Indicator** | **Co Borrower<br>Employment<br>Indicator** | **Co<br>Borrower 2<br>Employment<br>Indicator** | **Co<br>Borrower 3<br>Employment<br>Indicator** | **Co<br>Borrower2 Length<br>of Employment** | **Co<br>Borrower3 Length<br>of Employment** | **Borrower<br>Foreign National<br>Indicator** | **Co<br>Borrower Foreign<br>National<br>Indicator** | **Co Borrower 2<br>Foreign National<br>Indicator** | **Co Borrower 3<br>Foreign National<br>Indicator** | **Borrower<br>Country<br>Name** | **Co<br>Borrower<br>Country<br>Name** | **Co<br>Borrower2<br>Country<br>Name** | **Co<br>Borrower3<br>Country<br>Name** | **Residual<br>Income** | **Num<br>Units** | **Annual<br>Property<br>Tax** | **Annual<br>Insurance<br>Costs** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Costs** | **HOA<br>Name** | **HOA<br>Address<br>State** | **Fee<br>Amount** | **Next Due<br>Date** | **HOA<br>Payment<br>Frequency** | **Investor<br>DTI** | **QM DTI** | **Non QM<br>DTI** | **Original<br>Credit<br>Report<br>Date** | **Qualifying<br>Credit<br>Score** | **Third<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Original FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Original FICO<br>Transunion** | **Most<br>Recent Updated<br>Credit Report<br>Date** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Primary<br>Wage Earner<br>Updated FICO<br>Transunion** | **Secondary Wage<br>Earner Updated<br>FICO Equifax** | **Secondary Wage<br>Earner Updated<br>FICO Experian** | **Secondary Wage<br>Earner Updated<br>FICO<br>Transunion** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Updated FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Updated FICO<br>Transunion** | **Most<br>Recent Updated<br>Co Borrower 2<br>FICO** | **Most<br>Recent Updated<br>Co Borrower 3<br>FICO** | **Co<br>Borrower 2 Asset<br>Verification<br>Level** | **Co<br>Borrower 3 Asset<br>Verification<br>Level** | **Co<br>Borrower 2<br>Income<br>Verification<br>Level** | **Co<br>Borrower 3<br>Income<br>Verification<br>Level** | **Co<br>Borrower 2<br>Employment<br>Verification<br>Level** | **Co<br>Borrower 3<br>Employment<br>Verification<br>Level** | **Asset<br>Depletion<br>Flag** | **Bank<br>Statements<br>Flag** | **Number of<br>Statements** | **Type of<br>Statements** | **Percent<br>of Income<br>From<br>Statements** | **Borrower<br>Business<br>Ownership%** | **CoBorrower Business<br>Ownership %** | **P&L Type** | **Income<br>Doc<br>Detail** | **Tax<br>Return<br>Doc<br>Details** | **Document<br>Level** | **Document<br>Type** |  | **Most<br>Recent<br>Bankruptcy<br>Type** | **Most<br>Recent<br>Bankruptcy<br>Filing Date** | **Most<br>Recent<br>Bankruptcy<br>Discharge<br>Date** | **Number of<br>Bankruptcy<br>Events** | **Months<br>Bankruptcy<br>(7, 11)** | **Months<br>Bankruptcy<br>(13)** | **Most<br>Recent Deed-<br>in - Lieu Date** | **Number<br>of Deed-<br>in-Lieu<br>Events** | **Months<br>Deed-<br>in-Lieu** | **Most<br>Recent Short<br>Sale Date** | **Number<br>of Short<br>Sale<br>Events** | **Months<br>Short Sale<br>(or Pre<br>FC)** | **Most<br>Recent<br>Foreclosure<br>Date** | **Number of<br>Foreclosure<br>Events** | **Months<br>Foreclosure** | **Prior<br>Mortgage/Rent<br>Late 30d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 60d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 90d<br>in 24m** | **Has ACH** | **Guideline<br>Name** | **UW<br>Guideline<br>Author** | **ATR QM<br>Total Points<br>and Fees<br>Audit** | **Loan<br>Regulation<br>Benchmark<br>Date** | **Benchmark<br>Rate** | **HUD 1<br>Page 1<br>Credits<br>Total** | **Collateral<br>Underwriter<br>Risk Score** | **AUS<br>Decision<br>System** | **Property<br>Inspection<br>Waiver<br>(PIW)** | **Rating Result** | **Eligible<br>For Rep and<br>Warrant Relief<br>Per Collateral<br>Advisor** | **Is Equity<br>Shared<br>Loan** | **Investor<br>Qualifying<br>Rate** | **Borrower<br>Years of<br>W2s** | **CoBorrower<br>Years of<br>W2s** | **Years of<br>Personal<br>Tax<br>Returns** | **Years of<br>Business<br>Tax<br>Returns** | **Years of<br>4506T** | **Years of<br>Tax<br>Transcripts** | **Months<br>of Personal<br>Bank<br>Statements** | **Months<br>of Business<br>Bank<br>Statements** | **Months<br>of Profit<br>and Loss<br>Statements** | **Expense<br>Letter** | **Total<br>DSCR** | **Total<br>Inverse<br>DSCR** | **Subordinate<br>Lien Type** | **Is Shared<br>Appreciation<br>Mortgage** | **Duration<br>of<br>Payout<br>Months** | **Seller<br>VSH<br>Indicator** | **Seller<br>Indicated VSH<br>Guideline** | **Validated<br>VSH** | **IO<br>Remaining<br>Amortization<br>Term at<br>Recast** | **Maturity<br>Date** | **Borrower<br>Own Funds<br>Cash<br>Amount** | **Borrower<br>Own<br>Funds<br>Percent** | **Is the<br>Note<br>an<br>eNote** | **Borrower<br>WVOE —

# of<br>Months of<br>Income<br>provided** | **Co<br>Borrower WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower2 WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower3 WVOE<br>— # of Months of<br>Income provided** | **Were the<br>origination<br>guidelines utilized<br>for this diligence<br>review?** | **Title<br>Evidence** | **Ownership<br>Type** | **Borrower<br>Type** | **Borrower<br>Designation** | **Co<br>Borrower<br>Type** | **Co<br>Borrower<br>Designation** | **Co<br>Borrower2<br>Type** | **Co<br>Borrower2<br>Designation** | **Co<br>Borrower3<br>Type** | **Co<br>Borrower3<br>Designation** | **Senior<br>Lien<br>Position** | **Senior<br>Lien Original<br>Loan<br>Amount** | **Senior<br>Lien Original<br>Interest Rate** | **Senior<br>Lien Note<br>Projected<br>Closing<br>Date** | **Senior<br>Lien<br>Current<br>Balance** | **Senior<br>Lien<br>Current<br>P&I** | **Loan<br>Closed in the<br>Name of an<br>Entity** | **Note<br>Executed<br>by** | **Assumable<br>Mortgage<br>Flag** | **Leasehold<br>Flag** | **Buydown<br>Flag** | **Borrower<br>Experian FICO<br>Model Used** |  | **Borrower<br>Equifax FICO<br>Model Used** | **Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower Experian<br>FICO Model Used** |  | **Co<br>Borrower Equifax<br>FICO Model<br>Used** | **Co Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower2 Experian<br>FICO Model Used** | **Co<br>Borrower2 Equifax<br>FICO Model Used** | **Co Borrower2<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower3 Experian<br>FICO Model Used** | **Co<br>Borrower3 Equifax<br>FICO Model Used** | **Co Borrower3<br>TransUnion FICO<br>Model Used** | **Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Delayed<br>Financing?** | **Months<br>Reserves** | **Correspondent<br>Type** | **Departure<br>Residence** | **Rate<br>Increase<br>on<br>Default** | **MERS<br>Min<br>Number** | **Co<br>Borrower<br>Other<br>Income** | **Co<br>Borrower<br>Wage<br>Income** | **Primary<br>Housing Lates 0 6<br>Months 30** | **Primary<br>Housing Lates 0 6<br>Months 60** | **Primary<br>Housing Lates 0 6<br>Months 90** | **Primary<br>Housing Lates 7<br>12 Months 30** | **Primary<br>Housing Lates 7<br>12 Months 60** | **Primary<br>Housing Lates 7<br>12 Months 90** | **Primary<br>Housing Lates 13<br>24 Months 30** | **Primary<br>Housing Lates 13<br>24 Months 60** | **Primary<br>Housing Lates 13<br>24 Months 90** | **Primary<br>Housing Lates 25<br>36 Months 30** | **Primary<br>Housing Lates 25<br>36 Months 60** | **Primary<br>Housing Lates 25<br>36 Months 90** | **Borrower<br>1 ITIN<br>Flag** | **Borrower<br>2 ITIN<br>Flag** | **Borrower<br>3 ITIN<br>Flag** | **Borrower<br>4 ITIN<br>Flag** | **Total<br>Number of<br>Mortgaged<br>Properties** |
| 224286786 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2117.10 | $2117.10 | 7.990% | No | No |  |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | 1 | $4887.72 | $2631.84 | $407.31 | $219.32 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.95 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 30.66 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No |  |
| 224287249 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1390.00 | $3845.90 |  | 8.726% | $830.00 | $830.00 | 8.375% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5182.70 | 1 | $2238.24 | $777.96 | $186.52 | $64.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1390.00 |  | 6.220% | $0.00 | 1 |  |  |  | Yes | No | 8.375% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $405972.61 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 190.64 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224287316 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1264.14 | $1264.14 | 6.500% | No | No |  |  |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  |  | 1 | $801.60 | $513.96 | $66.80 | $42.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2.2 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.36 | 0.73 |  |  |  |  |  |  |  | 11/01/2055 | $30266.45 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 139.45 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224287817 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2098.29 | $2098.29 | 8.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $9752.40 | $2834.04 | $812.70 | $236.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 668 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.96 |  |  |  |  |  |  |  | 11/01/2055 | $152282.19 | 38.160% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.45 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224288215 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2724.16 | $2724.16 | 7.750% | No | No |  |  |  |  |  |  | Foreign<br>National |  |  |  |  |  |  |  |  | 1 | $5002.80 | $2712.00 | $416.90 | $226.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.83 | 1.2 |  |  |  |  |  |  |  | 11/01/2055 | $268984.74 | 45.980% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.3 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 2 |
| 224292625 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $6613.75 | $4350.85 |  | 7.105% | $1149.63 | $1149.63 | 6.875% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2415.94 | 1 | $4164.96 | $1464.00 | $347.08 | $122.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $6613.75 |  | 6.320% | $0.00 | 1.1 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $195487.14 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 120.77 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224292664 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1790.00 | $7517.42 |  | 7.407% | $10028.60 | $10028.60 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17798.93 | 1 | $21896.52 | $6301.20 | $1824.71 | $525.10 |  |  |  |  |  | 48.975% | 48.975% | 48.975% | [Redacted] | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; Restricted Stock Agreement — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; Vesting Schedule — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1790.00 |  | 6.220% | $2500.00 | 1 |  |  |  | Yes | No | 7.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $1246049.01 | 68.650% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 68.93 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224292674 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4621.00 | $3500.90 |  | 6.932% | $2653.99 | $2653.99 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18811.84 | 1 | $6736.68 | $789.36 | $561.39 | $65.78 |  |  |  |  |  | 15.369% | 15.369% | 15.369% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4621.00 |  | 6.220% | $13637.96 | 1.2 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $160006.34 | 31.680% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.84 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224292682 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1015.68 | $1015.68 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3797.76 | $595.44 | $316.48 | $49.62 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.84 |  |  |  |  |  |  |  | 11/01/2055 | $154650.60 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 142.69 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 |
| 224292785 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1227.92 | $1227.92 | 7.250% | No | No |  |  |  |  |  |  | Permanent<br>Resident Alien |  |  |  |  |  |  |  |  | 1 | $1028.64 | $702.96 | $85.72 | $58.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | 11/01/2055 | $174208.04 | 77.420% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 76.09 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224292865 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1139.55 | $1139.55 | 7.625% | No | No |  |  |  |  | 0 |  |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  |  | 1 | $1910.76 | $1284.00 | $159.23 | $107.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 4.2 |  |  |  | No | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.84 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 108.72 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224292930 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1690.00 | $3405.00 |  | 7.065% | $2069.10 | $2069.10 | 6.875% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $10723.04 | 1 | $4238.04 | $4065.00 | $353.17 | $338.75 |  |  |  |  |  | 29.978% | 29.978% | 29.978% | [Redacted] | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2024<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; Balance Sheet — 2024<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; P&L Statement — 2024<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1690.00 |  | 5.680% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.875% | 1 | 0 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2040 | $127031.09 | 43.800% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 19.43 |  | No | No |  | $10188.25 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224292934 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2590.00 | $5345.04 |  | 7.621% | $4108.95 | $4728.57 | 8.181% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6993.85 | 1 | $9898.68 | $1443.00 | $824.89 | $120.25 |  |  |  |  |  | 49.064% | 50.235% | 49.064% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2590.00 |  | 6.650% | $0.00 | 1.8 |  |  |  | Yes | No | 8.181% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $321444.37 | 40.590% | No | 31 |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.76 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224292935 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $27546.00 | $30563.50 |  | 7.976% | $6123.83 | $6123.83 | 7.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $447768.42 | 1 | $3504.00 | $8657.04 | $292.00 | $721.42 |  |  |  |  |  | 6.507% | 6.507% | 6.507% | [Redacted] | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $27546.00 |  | 6.310% | $0.00 | 3.8 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $10008.40 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 136.8 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224293034 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1866.39 | $1866.39 | 7.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3231.96 | $1236.96 | $269.33 | $103.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 665 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | 11/01/2055 | $162313.34 | 42.710% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 25 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | No | No | No | No | 5 |
| 224293041 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1379.09 | $1379.09 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1091.40 | $930.96 | $90.95 | $77.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 113.25 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224293160 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3590.00 | $4281.30 |  | 7.186% | $1329.26 | $1329.26 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8551.54 | 4 | $7011.12 | $3892.08 | $584.26 | $324.34 |  |  |  |  |  | 24.164% | 24.164% | 24.164% | [Redacted] | 689 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3590.00 |  | 6.310% | $0.00 |  |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 62.82 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224293164 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $24127.50 | $4954.07 |  | 7.681% | $2955.94 | $3273.62 | 8.177% | No | No | Employed | Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $19904.16 | 1 | $6403.32 | $1520.04 | $533.61 | $126.67 |  |  |  |  |  | 32.770% | 31.697% | 32.770% | [Redacted] | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $24127.50 |  | 6.360% | $13094.48 |  |  |  |  | No | No | 8.177% | 2 | 2 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $293057.44 | 43.410% | No | 6 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | Yes | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 64.33 |  | No | No |  | $0.00 | $13487.10 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224293192 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $4912.80 | $8165.20 |  | 7.341% | $5048.10 | $5048.10 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $53616.31 | 1 | $3860.88 | $11700.00 | $321.74 | $975.00 |  |  |  |  |  | 24.145% | 24.145% | 24.145% | [Redacted] | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter — 2025 | [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4912.80 |  | 6.220% | $0.00 | 1 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $349586.97 | 37.790% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 54.85 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224293193 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $4640.00 | $5484.90 |  | 7.281% | $2122.21 | $2122.21 | 7.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $7948.26 | 2 | $5120.52 | $1338.24 | $426.71 | $111.52 |  |  |  |  |  | 49.310% | 49.310% | 49.310% | [Redacted] | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; WVOE — 2025 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; Transcripts (1040) — 2024<br> [Coborrower]; Transcripts (1040) — 2024<br> [Coborrower]; 1040 — 2023<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; Transcripts (1040) — 2023<br> [Coborrower]; 4506-C — 2022<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4640.00 |  | 6.540% | $0.00 |  |  |  |  | No | No | 7.125% | 0 | 0 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $0.00 |  | No |  | 1 |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 12.01 |  | No | No |  | $0.00 | $7344.92 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| 224293194 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2454.14 | $3935.29 |  | 8.310% | $3732.29 | $3732.29 | 8.250% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $22362.65 | 1 | $9730.80 | $3263.04 | $810.90 | $271.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2454.14 |  | 6.310% | $0.00 | 5 |  |  |  | Yes | No | 8.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $1455876.47 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 368.01 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224293207 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1217.41 | $1217.41 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $542.28 | $764.04 | $45.19 | $63.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | 11/01/2055 | $2000.00 | 0.930% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.08 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224293329 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4700.40 | $7540.16 |  | 7.361% | $1940.31 | $1940.31 | 7.125% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $16088.57 | 1 | $6659.40 | $880.80 | $554.95 | $73.40 |  |  |  |  |  | 32.927% | 32.927% | 32.927% | [Redacted] | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 |  |  | Cross<br>Country | $4700.40 |  | 6.540% | $0.00 | 1 |  |  |  | No | No | 7.125% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $93193.31 | 25.880% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 7.52 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224293331 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $3326.48 | $3326.48 | 6.990% | No | No |  |  |  |  | 0 |  |  | US<br>Citizen | Not<br>Provided |  |  |  |  |  |  | 2 | $1247.28 | $2484.00 | $103.94 | $207.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.37 | 0.73 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 111.01 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224293356 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4650.51 | $8226.81 |  | 9.819% | $3644.23 | $3644.23 | 9.625% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $10016.98 | 1 | $8714.52 | $2742.24 | $726.21 | $228.52 |  |  |  |  |  | 35.702% | 35.702% | 35.702% | [Redacted] | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4650.51 |  | 6.310% | $22875.00 | 1 |  |  |  | Yes | No | 9.625% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $59502.86 | 12.490% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 5.07 |  |  | No |  | $7789.47 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224293358 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1478.09 | $1478.09 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5797.20 | $1888.68 | $483.10 | $157.39 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.97 |  |  |  |  |  |  |  | 11/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 83.77 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224293394 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1176.13 | $1176.13 | 10.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2084.64 | $1371.00 | $173.72 | $114.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 10.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.82 | 1.22 |  |  |  |  |  |  |  | 11/01/2055 | $88676.04 | 50.670% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.47 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 4 |
| 224296340 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2386.07 | $2386.07 | 7.500% | No | No |  |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  |  |  |  |  |  | 2 | $6962.64 | $2219.04 | $580.22 | $184.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | 11/01/2055 | $148684.20 | 32.670% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.94 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224296346 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3165.00 | $7613.34 |  | 7.080% | $2233.56 | $2233.56 | 6.875% | No | No | Employed | Non-Employment<br>Income | Employed |  | 6.79 |  | US Citizen | US<br>Citizen | US<br>Citizen |  |  |  |  |  | $4829.46 | 1 | $3698.28 | $3473.16 | $308.19 | $289.43 |  |  |  |  |  | 43.605% | 43.605% | 43.605% | [Redacted] | 820 |  | 612 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  | Level<br>5-<br>Stated/<br>Verified<br>as<br>defined |  | Level<br>3-<br>Stated/<br>Verified<br>as<br>defined |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Non-Primary Income — Social Security]; 1099-SSA — 2024<br> [Borrower — \| Non-Primary Income — Social Security]; Award Letter / Continuance Letter — 2024<br> [Coborrower(s) — \| Primary Income — Social Security]; Award Letter / Continuance Letter — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3165.00 |  | 6.220% | $0.00 | 1.5 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $179516.00 | 39.020% | No | 8 |  | 31 |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  | 15.97 |  | Yes | No |  | $1263.00 | $1825.62 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224297769 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1490.00 | $2979.00 |  | 7.750% | $2626.82 | $3094.25 | 8.431% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8990.99 | 1 | $13612.44 | $1379.04 | $1134.37 | $114.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1490.00 |  | 6.670% | $5000.00 | 1 |  |  |  | Yes | No | 8.431% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $1139150.71 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 239.26 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224297771 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $5960.63 | $9783.73 |  | 7.352% | $1744.66 | $1744.66 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $60223.89 | 1 | $6603.72 | $585.96 | $550.31 | $48.83 |  |  |  |  |  | 10.020% | 10.020% | 10.020% | [Redacted] | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2019 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5960.63 |  | 6.220% | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $312431.98 | 89.260% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 62.38 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224297772 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1313.19 | $1313.19 | 7.250% | No | No |  |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | 1 | $2295.96 | $609.84 | $191.33 | $50.82 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.3 |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.8 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 115.26 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224298240 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $9385.00 | $1939.55 |  | 7.907% | $1738.19 | $1970.42 | 8.427% | No | No | Self-Employed | Not Employed |  |  |  |  | Permanent<br>Resident Alien | Permanent<br>Resident<br>Alien |  |  |  |  |  |  | $13598.58 | 1 | $6932.04 | $2016.00 | $577.67 | $168.00 |  |  |  |  |  | 41.865% | 42.255% | 41.865% | [Redacted] | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $9385.00 |  | 6.710% | $15000.00 | 1 |  |  |  | Yes | No | 8.427% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $86697.68 | 26.880% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  | Passport | Resident<br>Alien<br>Card |  |  |  | 26.09 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224298323 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $3265.36 | $3265.36 | 7.250% | No | No |  |  |  |  | 0 |  |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  |  | 1 | $7021.08 | $0.00 | $585.09 | $0.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | Yes |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 112.48 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| 224298506 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2902.07 | $3897.27 |  | 7.338% | $2473.57 | $2473.57 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8368.83 | 1 | $2339.16 | $1095.96 | $194.93 | $91.33 |  |  |  |  |  | 40.595% | 40.595% | 40.595% | [Redacted] | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% |  |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2902.07 |  | 6.320% | $0.00 | 4.1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $26860.55 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 9.73 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224300014 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1070.60 | $1070.60 | 6.625% | No | No |  |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | 1 | $2634.48 | $687.00 | $219.54 | $57.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.85 | 0.53 |  |  |  |  |  |  |  | 11/01/2055 | $53505.35 | 25.600% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 51.88 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224300018 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1790.00 | $4813.12 |  | 6.904% | $6832.06 | $6832.06 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18837.25 | 1 | $16250.04 | $5976.96 | $1354.17 | $498.08 |  |  |  |  |  | 39.379% | 39.379% | 39.379% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Other — 2025<br> [Borrower — \| Primary Income — Wages]; Other — 2025<br> [Borrower — \| Primary Income — Wages]; Other — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1790.00 |  | 6.220% | $261479.26 | 2 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $213922.86 | 16.450% | No | 35 |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.55 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224304401 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2489.04 | $2489.04 | 6.990% | No | No |  |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | 1 | $5778.36 | $3935.04 | $481.53 | $327.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.6 |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 34.2 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224304813 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1690.00 | $3416.88 |  | 7.158% | $4689.08 | $4689.08 | 7.125% | No | No | Non-Employment<br>Income | Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $9050.90 | 1 | $13153.68 | $2309.16 | $1096.14 | $192.43 |  |  |  |  |  | 45.143% | 45.143% | 45.143% | [Redacted] | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — IRA Distribution]; Award Letter / Continuance Letter — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; WVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1690.00 |  | 6.220% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.125% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $330579.73 | 37.990% | No |  | 32 |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 25.51 |  | No | No |  | $0.00 | $10374.17 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224304815 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $33782.00 | $12378.48 |  | 6.878% | $2930.06 | $2930.06 | 6.625% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $11333.84 | 1 | $3953.04 | $1104.00 | $329.42 | $92.00 |  |  |  |  |  | 49.856% | 49.856% | 49.856% | [Redacted] | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  | Borrower<br>Prepared | [Borrower — \| Primary Income — Partnership (>= 25%)]; Balance Sheet — 2025<br> [Borrower — \| Primary Income — Partnership (>= 25%)]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Partnership (>= 25%)]; P&L Statement — 2025<br> [Borrower — \| Primary Income — Partnership (>= 25%)]; 1065 — 2024<br> [Borrower — \| Primary Income — Partnership (>= 25%)]; K-1 — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; Balance Sheet — 2025<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; P&L Statement — 2025<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 1065 — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; K-1 — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; Balance Sheet — 2025<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; CPA Letter — 2025<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; P&L Statement — 2025<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 1065 — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 4506-C (for Business) — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; K-1 — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 4506-C (for Business) — 2023<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; WVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; Balance Sheet — 2025<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; CPA Letter — 2025<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; P&L Statement — 2025<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; 1065 — 2024<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; K-1 — 2024<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; Balance Sheet — 2025<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; P&L Statement — 2025<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; 1065 — 2024<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; K-1 — 2024<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; Balance Sheet — 2025<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; CPA Letter — 2025<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; P&L Statement — 2025<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; 1065 — 2024<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; 4506-C (for Business) — 2024<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; K-1 — 2024<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; 4506-C (for Business) — 2023<br> [Coborrower(s) — \| Non-Primary Income — Sole Proprietor]; Balance Sheet — 2025<br> [Coborrower(s) — \| Non-Primary Income — Sole Proprietor]; P&L Statement — 2025<br> [Coborrower(s) — \| Non-Primary Income — Sole Proprietor]; 1040 — Schedule C — 2024 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; Transcripts (1040) — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $33782.00 |  | 6.310% | $34320.00 | 1 |  |  |  | No | No | 6.625% | 0 | 2 | 1 | 0 | 2 | 1 |  |  | 8.97 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $95712.07 | 16.730% | No |  | 32 |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 20.42 |  | No | No |  | $1085.33 | $7379.58 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **TILA<br>Status Loan<br>Designation** | **Exempt<br>QM/ATR<br>Equivalency** | **CDFI<br>Bank<br>Originated<br>Loan** | **Application<br>Date** | **TRID<br>Tested** | **GSE** | **HOEPA<br>Fees** | **TILA Fees** | **Rate<br>Lock<br>Date** | **Calculated<br>APR** | **Original<br>P&I** | **Qualifying<br>P&I** | **Qualifying<br>Rate** | **Is<br>Borrower Non<br>Occupant** | **Is Co<br>Borrower Non<br>Occupant** | **Borrower<br>Employment<br>Indicator** | **Co<br>Borrower<br>Employment<br>Indicator** | **Co<br>Borrower 2<br>Employment<br>Indicator** | **Co<br>Borrower 3<br>Employment<br>Indicator** | **Co<br>Borrower2 Length<br>of Employment** | **Co<br>Borrower3 Length<br>of Employment** | **Borrower<br>Foreign National<br>Indicator** | **Co<br>Borrower Foreign<br>National<br>Indicator** | **Co Borrower 2<br>Foreign National<br>Indicator** | **Co Borrower 3<br>Foreign National<br>Indicator** | **Borrower<br>Country<br>Name** | **Co<br>Borrower<br>Country<br>Name** | **Co<br>Borrower2<br>Country<br>Name** | **Co<br>Borrower3<br>Country<br>Name** | **Residual<br>Income** | **Num<br>Units** | **Annual<br>Property<br>Tax** | **Annual<br>Insurance<br>Costs** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Costs** | **HOA<br>Name** | **HOA<br>Address<br>State** | **Fee<br>Amount** | **Next Due<br>Date** | **HOA<br>Payment<br>Frequency** | **Investor<br>DTI** | **QM DTI** | **Non QM<br>DTI** | **Original<br>Credit<br>Report<br>Date** | **Qualifying<br>Credit<br>Score** | **Third<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Original FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Original FICO<br>Transunion** | **Most<br>Recent Updated<br>Credit Report<br>Date** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Primary<br>Wage Earner<br>Updated FICO<br>Transunion** | **Secondary Wage<br>Earner Updated<br>FICO Equifax** | **Secondary Wage<br>Earner Updated<br>FICO Experian** | **Secondary Wage<br>Earner Updated<br>FICO<br>Transunion** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Updated FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Updated FICO<br>Transunion** | **Most<br>Recent Updated<br>Co Borrower 2<br>FICO** | **Most<br>Recent Updated<br>Co Borrower 3<br>FICO** | **Co<br>Borrower 2 Asset<br>Verification<br>Level** | **Co<br>Borrower 3 Asset<br>Verification<br>Level** | **Co<br>Borrower 2<br>Income<br>Verification<br>Level** | **Co<br>Borrower 3<br>Income<br>Verification<br>Level** | **Co<br>Borrower 2<br>Employment<br>Verification<br>Level** | **Co<br>Borrower 3<br>Employment<br>Verification<br>Level** | **Asset<br>Depletion<br>Flag** | **Bank<br>Statements<br>Flag** | **Number of<br>Statements** | **Type of<br>Statements** | **Percent<br>of Income<br>From<br>Statements** | **Borrower<br>Business<br>Ownership%** | **CoBorrower Business<br>Ownership %** | **P&L Type** | **Income<br>Doc<br>Detail** | **Tax<br>Return<br>Doc<br>Details** | **Document<br>Level** | **Document<br>Type** |  | **Most<br>Recent<br>Bankruptcy<br>Type** | **Most<br>Recent<br>Bankruptcy<br>Filing Date** | **Most<br>Recent<br>Bankruptcy<br>Discharge<br>Date** | **Number of<br>Bankruptcy<br>Events** | **Months<br>Bankruptcy<br>(7, 11)** | **Months<br>Bankruptcy<br>(13)** | **Most<br>Recent Deed-<br>in - Lieu Date** | **Number<br>of Deed-<br>in-Lieu<br>Events** | **Months<br>Deed-<br>in-Lieu** | **Most<br>Recent Short<br>Sale Date** | **Number<br>of Short<br>Sale<br>Events** | **Months<br>Short Sale<br>(or Pre<br>FC)** | **Most<br>Recent<br>Foreclosure<br>Date** | **Number of<br>Foreclosure<br>Events** | **Months<br>Foreclosure** | **Prior<br>Mortgage/Rent<br>Late 30d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 60d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 90d<br>in 24m** | **Has ACH** | **Guideline<br>Name** | **UW<br>Guideline<br>Author** | **ATR QM<br>Total Points<br>and Fees<br>Audit** | **Loan<br>Regulation<br>Benchmark<br>Date** | **Benchmark<br>Rate** | **HUD 1<br>Page 1<br>Credits<br>Total** | **Collateral<br>Underwriter<br>Risk Score** | **AUS<br>Decision<br>System** | **Property<br>Inspection<br>Waiver<br>(PIW)** | **Rating Result** | **Eligible<br>For Rep and<br>Warrant Relief<br>Per Collateral<br>Advisor** | **Is Equity<br>Shared<br>Loan** | **Investor<br>Qualifying<br>Rate** | **Borrower<br>Years of<br>W2s** | **CoBorrower<br>Years of<br>W2s** | **Years of<br>Personal<br>Tax<br>Returns** | **Years of<br>Business<br>Tax<br>Returns** | **Years of<br>4506T** | **Years of<br>Tax<br>Transcripts** | **Months<br>of Personal<br>Bank<br>Statements** | **Months<br>of Business<br>Bank<br>Statements** | **Months<br>of Profit<br>and Loss<br>Statements** | **Expense<br>Letter** | **Total<br>DSCR** | **Total<br>Inverse<br>DSCR** | **Subordinate<br>Lien Type** | **Is Shared<br>Appreciation<br>Mortgage** | **Duration<br>of<br>Payout<br>Months** | **Seller<br>VSH<br>Indicator** | **Seller<br>Indicated VSH<br>Guideline** | **Validated<br>VSH** | **IO<br>Remaining<br>Amortization<br>Term at<br>Recast** | **Maturity<br>Date** | **Borrower<br>Own Funds<br>Cash<br>Amount** | **Borrower<br>Own<br>Funds<br>Percent** | **Is the<br>Note<br>an<br>eNote** | **Borrower<br>WVOE —

# of<br>Months of<br>Income<br>provided** | **Co<br>Borrower WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower2 WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower3 WVOE<br>— # of Months of<br>Income provided** | **Were the<br>origination<br>guidelines utilized<br>for this diligence<br>review?** | **Title<br>Evidence** | **Ownership<br>Type** | **Borrower<br>Type** | **Borrower<br>Designation** | **Co<br>Borrower<br>Type** | **Co<br>Borrower<br>Designation** | **Co<br>Borrower2<br>Type** | **Co<br>Borrower2<br>Designation** | **Co<br>Borrower3<br>Type** | **Co<br>Borrower3<br>Designation** | **Senior<br>Lien<br>Position** | **Senior<br>Lien Original<br>Loan<br>Amount** | **Senior<br>Lien Original<br>Interest Rate** | **Senior<br>Lien Note<br>Projected<br>Closing<br>Date** | **Senior<br>Lien<br>Current<br>Balance** | **Senior<br>Lien<br>Current<br>P&I** | **Loan<br>Closed in the<br>Name of an<br>Entity** | **Note<br>Executed<br>by** | **Assumable<br>Mortgage<br>Flag** | **Leasehold<br>Flag** | **Buydown<br>Flag** | **Borrower<br>Experian FICO<br>Model Used** |  | **Borrower<br>Equifax FICO<br>Model Used** | **Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower Experian<br>FICO Model Used** | **Co<br>Borrower Equifax<br>FICO Model<br>Used** | **Co Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower2 Experian<br>FICO Model Used** | **Co<br>Borrower2 Equifax<br>FICO Model Used** | **Co Borrower2<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower3 Experian<br>FICO Model Used** | **Co<br>Borrower3 Equifax<br>FICO Model Used** | **Co Borrower3<br>TransUnion FICO<br>Model Used** | **Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Delayed<br>Financing?** | **Months<br>Reserves** | **Correspondent<br>Type** | **Departure<br>Residence** | **Rate<br>Increase<br>on<br>Default** | **MERS<br>Min<br>Number** | **Co<br>Borrower<br>Other<br>Income** | **Co<br>Borrower<br>Wage<br>Income** | **Primary<br>Housing Lates 0 6<br>Months 30** | **Primary<br>Housing Lates 0 6<br>Months 60** | **Primary<br>Housing Lates 0 6<br>Months 90** | **Primary<br>Housing Lates 7<br>12 Months 30** | **Primary<br>Housing Lates 7<br>12 Months 60** | **Primary<br>Housing Lates 7<br>12 Months 90** | **Primary<br>Housing Lates 13<br>24 Months 30** | **Primary<br>Housing Lates 13<br>24 Months 60** | **Primary<br>Housing Lates 13<br>24 Months 90** | **Primary<br>Housing Lates 25<br>36 Months 30** | **Primary<br>Housing Lates 25<br>36 Months 60** | **Primary<br>Housing Lates 25<br>36 Months 90** | **Borrower<br>1 ITIN<br>Flag** | **Borrower<br>2 ITIN<br>Flag** | **Borrower<br>3 ITIN<br>Flag** | **Borrower<br>4 ITIN<br>Flag** | **Total<br>Number of<br>Mortgaged<br>Properties** |
| 224304816 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $60295.00 | $17241.32 |  | 6.923% | $5902.24 | $5902.24 | 6.750% | No | No | Self-Employed | Not<br>Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $84485.62 | 1 | $4461.84 | $3113.04 | $371.82 | $259.42 |  |  |  |  |  | 18.570% | 18.570% | 18.570% | [Redacted] | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $60295.00 |  | 6.220% | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $496190.04 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 | Fair<br>Isaac<br>| FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 151.05 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224304818 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1295.00 | $4180.52 |  | 7.643% | $8535.99 | $8535.99 | 7.625% | No | No | Self-Employed | Self-<br>Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $14068.75 | 1 | $20832.36 | $4820.04 | $1736.03 | $401.67 |  |  |  |  |  | 49.671% | 49.671% | 49.671% | [Redacted] | 631 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% | 100.000% |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1295.00 |  | 6.310% | $0.00 | 4.2 |  |  |  | No | No | 7.625% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 5.73 |  |  | No |  | $8512.20 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224304822 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1790.00 | $6900.36 |  | 6.914% | $8001.39 | $8001.39 | 6.875% | No | No | Employed | Not<br>Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $24171.70 | 1 | $23020.56 | $4986.96 | $1918.38 | $415.58 |  |  |  |  |  | 48.879% | 48.879% | 48.879% | [Redacted] | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2024<br> [Borrower — \| Primary Income — Wages]; Restricted Stock Agreement — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2023<br> [Borrower — \| Primary Income — Wages]; Restricted Stock Agreement — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023<br> [Borrower — \| Primary Income — Wages]; Restricted Stock Agreement — 2022 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; Transcripts (1040) — 2024<br> [Coborrower]; 4506-C — 2023 | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1790.00 |  | 6.310% | $0.00 | 1.9 |  |  |  | No | No | 6.875% | 2 | 0 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $1029537.88 | 51.390% | No | 20 |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 27.48 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224304827 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $1995.00 | $5697.66 |  | 7.800% | $5725.78 | $5725.78 | 7.750% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $46082.94 | 1 | $3557.40 | $1562.04 | $296.45 | $130.17 |  |  |  |  |  | 25.899% | 25.899% | 25.899% | [Redacted] | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — S-Corp (>= 25%)]; Business License — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Paystubs — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — K-1 (< 25%)]; K-1 — 2023<br> [Coborrower(s) — \| Non-Primary Income — K-1 (< 25%)]; K-1 — 2023<br> [Coborrower(s) — \| Non-Primary Income — K-1 (< 25%)]; K-1 — 2023<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; Third Party Verification — 2025<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; 1065 — 2024<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; 4506-C (for Business) — 2024<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; K-1 — 2024<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; 1065 — 2023<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; 4506-C (for Business) — 2023<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; K-1 — 2023<br> [Coborrower(s) — \| Non-Primary Income — K-1 (< 25%)]; CPA Letter — 2024<br> [Coborrower(s) — \| Non-Primary Income — K-1 (< 25%)]; K-1 — 2023<br> [Coborrower(s) — \| Non-Primary Income — K-1 (< 25%)]; K-1 — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; Transcripts (1040) — No Results Returned — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Account Transcripts — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; Transcripts (1040) — No Results Returned — 2024<br> [Coborrower]; 1040 — 2023<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; Account Transcripts — 2023<br> [Coborrower]; 4506-C — 2022<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 |  |  | Cross<br>Country | $1995.00 |  | 6.310% | $0.00 | 3.6 | DU |  | ApproveEligible | No | No | 7.750% | 2 | 0 | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $102906.31 | 10.300% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 36.99 |  | No | No |  | 37036.06) | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224305925 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2204.70 | $2204.70 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $11715.00 | $1743.00 | $976.25 | $145.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.42 | 0.7 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 96.34 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224305927 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $2589.10 | $4057.60 |  | 7.220% | $1106.61 | $1106.61 | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13568.45 | 1 | $3444.00 | $969.36 | $287.00 | $80.78 |  |  |  |  |  | 30.314% | 30.314% | 30.314% | [Redacted] | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2589.10 |  | 6.310% | $4455.00 | 1 | DU |  | ApproveEligible | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $78271.60 | 35.130% | No | 31 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.67 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224305940 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $41251.25 | $6148.65 |  | 7.091% | $3439.47 | $3439.47 | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10001.73 | 1 | $9413.16 | $1769.04 | $784.43 | $147.42 |  |  |  |  |  | 45.168% | 45.168% | 45.168% | [Redacted] | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; WVOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Non-Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Non-Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Non-Primary Income — Wages]; WVOE — 2025<br> [Borrower — \| Non-Primary Income — Wages]; W-2 — 2024 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $41251.25 |  | 6.310% | $150500.00 | 1 |  |  |  | Yes | No | 6.990% | 2 |  | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $107298.38 | 15.550% | No | 15 |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.03 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224305942 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $773.56 | $773.56 | 7.375% | No | No |  |  |  |  | 0 |  |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  |  | 1 | $3945.84 | $3296.04 | $328.82 | $274.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 630 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 65.5 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224305944 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1084.00 | $1084.00 | 6.500% | No | No |  |  |  |  | 0 |  |  | Foreign<br>National | Foreign<br>National |  |  |  |  |  |  | 1 | $4650.84 | $2050.56 | $387.57 | $170.88 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.87 |  |  |  |  |  |  |  | 11/01/2055 | $79000.00 | 32.240% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | Yes |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.6 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | Yes | No | 1 |
| 224305946 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1277.42 | $1277.42 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5798.28 | $624.96 | $483.19 | $52.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  |  | 11/01/2055 | $200262.33 | 70.260% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 40.77 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224305949 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $6290.63 | $7515.13 |  | 8.578% | $1280.81 | $1280.81 | 8.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15625.33 | 1 | $887.88 | $1350.96 | $73.99 | $112.58 |  |  |  |  |  | 29.294% | 29.294% | 29.294% | [Redacted] | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 51.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $6290.63 |  | 6.310% | $0.00 |  |  |  |  | N/<br>A | No | 8.125% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $27689.16 | 12.030% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.14 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224305952 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2915.00 | $4340.43 |  | 7.007% | $1872.25 | $1872.25 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3221.97 | 1 | $5103.48 | $1921.80 | $425.29 | $160.15 |  |  |  |  |  | 47.894% | 47.894% | 47.894% | [Redacted] | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023<br> [Borrower — \| Non-Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Non-Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Non-Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Non-Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Non-Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Non-Primary Income — Wages]; W-2 — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2915.00 |  | 6.310% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $198259.39 | 45.570% | No | 33 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 78.63 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224305974 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1913.72 | $3072.16 |  | 7.094% | $1706.77 | $1706.77 | 6.990% | No | No | Employed | Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $12801.39 | 1 | $2394.96 | $1583.04 | $199.58 | $131.92 |  |  |  |  |  | 22.999% | 22.999% | 22.999% | [Redacted] | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Other — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1913.72 |  | 6.220% | $0.00 | 1 | LP /<br>LPA |  | Accept/Eligible | N/<br>A | No | 6.990% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $95048.50 | 29.610% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 10.07 |  | No | No |  | $0.00 | $4916.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224305979 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1778.33 | $1778.33 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $5028.84 | $1554.00 | $419.07 | $129.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.89 |  |  |  |  |  |  |  | 11/01/2055 | $74993.59 | 22.380% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.44 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224308337 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2477.28 | $2477.28 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | $8011.92 | $5177.04 | $667.66 | $431.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 690 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.67 | 0.59 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 42.89 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 3 |
| 224308339 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1172.62 | $1172.62 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2634.48 | $865.32 | $219.54 | $72.11 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | 11/01/2055 | $35402.83 | 13.880% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.06 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224308340 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1995.00 | $5482.12 |  | 7.240% | $1382.43 | $1382.43 | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15468.97 | 1 | $1293.84 | $693.36 | $107.82 | $57.78 |  |  |  |  |  | 11.606% | 11.606% | 11.606% | [Redacted] | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; WVOE — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1995.00 |  | 6.290% | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $183982.20 | 70.760% | No | 6 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 59.74 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224308342 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2290.00 | $4088.28 |  | 7.421% | $4586.08 | $4586.08 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14487.57 | 1 | $10864.08 | $2301.00 | $905.34 | $191.75 |  |  |  |  |  | 49.308% | 49.308% | 49.308% | [Redacted] | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — S-Corp (>= 25%)]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; CPA Letter — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2024<br> [Borrower — \| Non-Primary Income — Sole Proprietor]; CPA Letter — 2025<br> [Borrower — \| Non-Primary Income — Sole Proprietor]; Third Party Verification — 2025<br> [Borrower — \| Non-Primary Income — Sole Proprietor]; 1040 — Schedule C — 2024 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2290.00 |  | 6.310% | $0.00 | 1.5 | LP /<br>LPA |  | Accept/Eligible | Yes | No | 7.375% | 1 |  | 1 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $25000.00 | 3.010% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.98 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224308346 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2066.04 | $2066.04 | 6.875% | No | No |  |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | 1 | $6524.76 | $1524.96 | $543.73 | $127.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 660 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 3.1 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.91 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 111.56 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224308349 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1146.49 | $1146.49 | 6.990% | No | No |  |  |  |  |  |  |  | Foreign<br>National |  |  |  |  |  |  |  | 1 | $2977.44 | $1568.52 | $248.12 | $130.71 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 | 2.6 |  |  |  | Yes | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  |  | 11/01/2055 | $61574.48 | 26.770% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 20.98 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 |
| 224308486 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $13606.80 | $15155.90 |  | 9.451% | $2894.05 | $2894.05 | 8.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9040.26 | 1 | $8742.84 | $2830.20 | $728.57 | $235.85 |  |  |  |  |  | 30.677% | 30.677% | 30.677% | [Redacted] | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2019 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $13606.80 |  | 6.310% | $0.00 | 1 |  |  |  | Yes | No | 8.990% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $24065.73 | 5.340% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.85 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224310712 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $0.00 | $420.00 |  | 6.866% | $2709.83 | $2709.83 | 6.875% | No | No | Self-Employed |  |  |  |  |  | Permanent<br>Resident Alien |  |  |  |  |  |  |  | $13070.40 | 1 | $2605.08 | $4383.00 | $217.09 | $365.25 |  |  |  |  |  | 35.205% | 35.205% | 35.205% | [Redacted] | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower<br>Prepared | [Borrower — \| Primary Income — S-Corp (>= 25%)]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Balance Sheet — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; P&L Statement — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Paystubs — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2024 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Tax Return Extension — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country |  |  | 6.240% | $0.00 | 3.4 |  |  |  | No | No | 6.875% | 1 |  | 1 | 0 | 2 | 1 |  |  | 9.17 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $169541.63 | 30.820% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  | Resident<br>Alien<br>Card |  |  |  |  | 6.8 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224310850 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1164.43 | $1164.43 | 6.990% | No | No |  |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | 1 | $1250.64 | $1591.44 | $104.22 | $132.62 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2.5 |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.35 | 0.73 |  |  |  |  |  |  |  | 11/01/2055 | $166029.36 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 102.68 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224314388 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3228.00 | $3076.60 |  | 6.773% | $6070.88 | $6070.88 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16028.00 | 1 | $2719.32 | $1335.96 | $226.61 | $111.33 |  |  |  |  |  | 38.234% | 38.234% | 38.234% | [Redacted] | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 85.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Non-Primary Income — Alimony]; Court Registry — 2022<br> [Borrower — \| Non-Primary Income — Alimony]; Divorce Decree — 2021<br> [Borrower — \| Non-Primary Income — Alimony]; Legal Separation Agreement — 2019 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3228.00 |  | 6.290% | $15000.00 | 4.6 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $20000.00 | 1.700% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 71.42 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224314710 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $11028.20 | $16797.05 |  | 7.528% | $4087.60 | $4087.60 | 7.250% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  |  |  |  |  | $50890.67 | 1 | $9362.52 | $2691.00 | $780.21 | $224.25 |  |  |  |  |  | 9.405% | 9.405% | 9.405% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $11028.20 |  | 6.310% | $12330.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $140673.47 | 18.780% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  |  | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 99.91 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224315501 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4913.19 | $25014.10 |  | 7.270% | $10464.53 | $10464.53 | 7.125% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $43122.08 | 1 | $25969.44 | $2172.96 | $2164.12 | $181.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4913.19 |  | 6.290% | $5000.00 | 2.6 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $3849184.09 | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 253.3 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224318334 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2181.39 | $2181.39 | 7.000% | No | No |  |  |  |  | 0 |  |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  |  | 2 | $7879.20 | $2153.04 | $656.60 | $179.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 752 | 752 | 723 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | 11/01/2055 | $192610.81 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  | No | 63.83 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224319979 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4670.00 | $9628.55 |  | 7.134% | $2364.94 | $2364.94 | 6.875% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4212.53 | 1 | $6132.36 | $1475.88 | $511.03 | $122.99 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4670.00 |  | 6.310% | $12657.72 | 1.3 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $910709.07 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 271.53 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224321647 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1952.10 | $1952.10 | 6.625% | No | No |  |  |  |  |  |  |  | Foreign<br>National |  |  |  |  |  |  |  | 1 | $3317.04 | $1318.08 | $276.42 | $109.84 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.89 |  |  |  |  |  |  |  | 11/01/2055 | $221291.76 | 54.430% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Member |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | Yes |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 44.99 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 |
| 224322299 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $5783.20 | $5783.20 | 9.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $9652.32 | $1358.04 | $804.36 | $113.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 690 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 9.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.82 | 1.21 |  |  |  |  |  |  |  | 11/01/2055 | $989794.61 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 120.63 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224323212 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3027.50 | $750.00 |  | 7.249% | $3376.77 | $3376.77 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6075.23 | 1 | $13638.84 | $1205.04 | $1136.57 | $100.42 |  |  |  |  |  | 48.698% | 48.698% | 48.698% | [Redacted] | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; WVOE — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3027.50 |  | 6.220% | $11557.04 | 1 |  |  |  | Yes | No | 7.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $5684.95 | 0.760% | No | 34 |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.11 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224323578 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4524.07 | $5499.17 |  | 6.306% | $949.27 | $949.27 | 5.990% | No | No | Non-Employment<br>Income | Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $1712.80 | 1 | $3603.12 | $3722.04 | $300.26 | $310.17 |  |  |  |  |  | 47.661% | 47.661% | 47.661% | [Redacted] | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Social Security]; Account Statements — 2025<br> [Borrower — \| Primary Income — Social Security]; Award Letter / Continuance Letter — 2025<br> [Borrower — \| Primary Income — Social Security]; 1099 Transcript — 2024<br> [Borrower — \| Primary Income — Social Security]; 1099 Transcript — 2024<br> [Borrower — \| Primary Income — Social Security]; 1099-SSA — 2024<br> [Borrower — \| Primary Income — Social Security]; 1099 Transcript — 2023<br> [Borrower — \| Primary Income — Social Security]; 1099 Transcript — 2023<br> [Borrower — \| Primary Income — Social Security]; 1099-SSA — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; WVOE — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 4506-C — 2023<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | Retirement<br>Income —<br>Fully<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4524.07 |  | 6.290% | $5984.32 | 2.8 |  |  |  | Yes | No | 5.990% | 0 | 0 | 0 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $347303.30 | 71.620% | No |  | 6 |  |  | Yes | Final | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 7.71 |  |  | No |  | $0.00 | $2145.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224326846 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3965.00 | $6255.85 |  | 6.673% | $12197.33 | $12197.33 | 6.650% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $20003.88 | 1 | $11757.24 | $5099.28 | $979.77 | $424.94 |  |  |  |  |  | 44.438% | 44.438% | 44.438% | [Redacted] | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Non-Primary Income — Pension]; Award Letter / Continuance Letter — 2025<br> [Borrower — \| Primary Income — IRA Distribution]; Account Statements — 2025<br> [Borrower — \| Primary Income — IRA Distribution]; Award Letter / Continuance Letter — 2025<br> [Borrower — \| Non-Primary Income — VA Service Related Disability]; VA Verification of Benefits — 2025<br> [Borrower — \| Non-Primary Income — Social Security]; Award Letter / Continuance Letter — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Transcripts (1040) — 2023 | Full<br>Documentation<br>(F) | Retirement<br>Income —<br>Fully<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3965.00 |  | 6.310% | $0.00 | 4.9 | LP /<br>LPA |  | Accept/Ineligible | Yes | No | 6.650% | 0 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $854963.64 | 35.660% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.46 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224326849 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $38152.50 | $44933.06 |  | 8.016% | $21208.28 | $21208.28 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $165051.58 | 1 | $58020.96 | $6432.96 | $4835.08 | $536.08 |  |  |  |  |  | 16.268% | 16.268% | 16.268% | [Redacted] | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $38152.50 |  | 6.290% | $0.00 | 2.5 | DU |  | ApproveIneligible | No | No | 7.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $390000.00 | 10.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.08 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224326852 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $0.00 | $1641.60 |  | 7.138% | $4825.51 | $4825.51 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $43706.84 | 1 | $15704.04 | $2205.00 | $1308.67 | $183.75 |  |  |  |  |  | 15.903% | 15.903% | 15.903% | [Redacted] | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country |  |  | 6.290% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.125% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $142905.80 | 14.960% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.27 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224327456 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $14691.79 | $18645.89 |  | 8.282% | $4722.78 | $4722.78 | 7.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $39865.24 | 1 | $16340.64 | $2180.04 | $1361.72 | $181.67 |  |  |  |  |  | 15.158% | 15.158% | 15.158% | [Redacted] | 643 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2023 | [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $14691.79 |  | 6.310% | $0.00 | 3.4 |  |  |  | No | No | 7.990% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $411582.52 | 47.910% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 23.98 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224327475 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $5850.00 | $10824.00 |  | 7.019% | $4598.50 | $4598.50 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $42378.11 | 1 | $5607.00 | $1828.32 | $467.25 | $152.36 |  |  |  |  |  | 14.967% | 14.967% | 14.967% | [Redacted] | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5850.00 |  | 6.310% | $0.00 | 2.7 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $249719.28 | 28.530% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.39 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224329213 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $6244.83 | $6244.83 | 6.500% | No | No |  |  |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  |  | 1 | $13815.84 | $2324.04 | $1151.32 | $193.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.86 |  |  |  |  |  |  |  | 11/01/2055 | $252679.21 | 20.450% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 25.43 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| 224329229 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2977.50 | $3806.15 |  | 7.236% | $996.95 | $996.95 | 6.990% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8523.82 | 1 | $6117.00 | $1128.00 | $509.75 | $94.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 820 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Other — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2977.50 |  | 6.290% | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $530133.69 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  |  |  | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 324.56 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224329281 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4710.00 | $5500.20 |  | 7.315% | $1899.89 | $1899.89 | 7.125% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7275.87 | 1 | $7476.24 | $353.04 | $623.02 | $29.42 |  |  |  |  |  | 33.220% | 33.220% | 33.220% | [Redacted] | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Alimony]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Alimony]; Deposit Receipt — 2025<br> [Borrower — \| Non-Primary Income — Alimony]; Divorce Decree — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4710.00 |  | 6.290% | $0.00 | 2.6 | DU |  | ApproveIneligible | No | No | 7.125% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $564987.11 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 185.1 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **TILA<br>Status Loan<br>Designation** | **Exempt<br>QM/ATR<br>Equivalency** | **CDFI<br>Bank<br>Originated<br>Loan** | **Application<br>Date** | **TRID<br>Tested** | **GSE** | **HOEPA<br>Fees** | **TILA Fees** | **Rate<br>Lock<br>Date** | **Calculated<br>APR** | **Original<br>P&I** | **Qualifying<br>P&I** | **Qualifying<br>Rate** | **Is<br>Borrower Non<br>Occupant** | **Is Co<br>Borrower Non<br>Occupant** | **Borrower<br>Employment<br>Indicator** | **Co<br>Borrower<br>Employment<br>Indicator** | **Co<br>Borrower 2<br>Employment<br>Indicator** | **Co<br>Borrower 3<br>Employment<br>Indicator** | **Co<br>Borrower2 Length<br>of Employment** | **Co<br>Borrower3 Length<br>of Employment** | **Borrower<br>Foreign National<br>Indicator** | **Co<br>Borrower Foreign<br>National<br>Indicator** | **Co Borrower 2<br>Foreign National<br>Indicator** | **Co Borrower 3<br>Foreign National<br>Indicator** | **Borrower<br>Country<br>Name** | **Co<br>Borrower<br>Country<br>Name** | **Co<br>Borrower2<br>Country<br>Name** | **Co<br>Borrower3<br>Country<br>Name** | **Residual<br>Income** | **Num<br>Units** | **Annual<br>Property<br>Tax** | **Annual<br>Insurance<br>Costs** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Costs** | **HOA<br>Name** | **HOA<br>Address<br>State** | **Fee<br>Amount** | **Next Due<br>Date** | **HOA<br>Payment<br>Frequency** | **Investor<br>DTI** | **QM DTI** | **Non QM<br>DTI** | **Original<br>Credit<br>Report<br>Date** | **Qualifying<br>Credit<br>Score** | **Third<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Original FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Original FICO<br>Transunion** | **Most<br>Recent Updated<br>Credit Report<br>Date** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Primary<br>Wage Earner<br>Updated FICO<br>Transunion** | **Secondary Wage<br>Earner Updated<br>FICO Equifax** | **Secondary Wage<br>Earner Updated<br>FICO Experian** | **Secondary Wage<br>Earner Updated<br>FICO<br>Transunion** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Updated FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Updated FICO<br>Transunion** | **Most<br>Recent Updated<br>Co Borrower 2<br>FICO** | **Most<br>Recent Updated<br>Co Borrower 3<br>FICO** | **Co<br>Borrower 2 Asset<br>Verification<br>Level** | **Co<br>Borrower 3 Asset<br>Verification<br>Level** | **Co<br>Borrower 2<br>Income<br>Verification<br>Level** | **Co<br>Borrower 3<br>Income<br>Verification<br>Level** | **Co<br>Borrower 2<br>Employment<br>Verification<br>Level** | **Co<br>Borrower 3<br>Employment<br>Verification<br>Level** | **Asset<br>Depletion<br>Flag** | **Bank<br>Statements<br>Flag** | **Number of<br>Statements** | **Type of<br>Statements** | **Percent<br>of Income<br>From<br>Statements** | **Borrower<br>Business<br>Ownership%** | **CoBorrower Business<br>Ownership %** | **P&L Type** | **Income Doc<br>Detail** | **Tax Return<br>Doc Details** | **Document<br>Level** | **Document<br>Type** |  | **Most<br>Recent<br>Bankruptcy<br>Type** | **Most<br>Recent<br>Bankruptcy<br>Filing Date** | **Most<br>Recent<br>Bankruptcy<br>Discharge<br>Date** | **Number of<br>Bankruptcy<br>Events** | **Months<br>Bankruptcy<br>(7, 11)** | **Months<br>Bankruptcy<br>(13)** | **Most<br>Recent Deed-<br>in - Lieu Date** | **Number<br>of Deed-<br>in-Lieu<br>Events** | **Months<br>Deed-<br>in-Lieu** | **Most<br>Recent Short<br>Sale Date** | **Number<br>of Short<br>Sale<br>Events** | **Months<br>Short Sale<br>(or Pre<br>FC)** | **Most<br>Recent<br>Foreclosure<br>Date** | **Number of<br>Foreclosure<br>Events** | **Months<br>Foreclosure** | **Prior<br>Mortgage/Rent<br>Late 30d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 60d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 90d<br>in 24m** | **Has ACH** | **Guideline<br>Name** | **UW<br>Guideline<br>Author** | **ATR QM<br>Total Points<br>and Fees<br>Audit** | **Loan<br>Regulation<br>Benchmark<br>Date** | **Benchmark<br>Rate** | **HUD 1<br>Page 1<br>Credits<br>Total** | **Collateral<br>Underwriter<br>Risk Score** | **AUS<br>Decision<br>System** | **Property<br>Inspection<br>Waiver<br>(PIW)** | **Rating Result** | **Eligible<br>For Rep and<br>Warrant Relief<br>Per Collateral<br>Advisor** | **Is Equity<br>Shared<br>Loan** | **Investor<br>Qualifying<br>Rate** | **Borrower<br>Years of<br>W2s** | **CoBorrower<br>Years of<br>W2s** | **Years of<br>Personal<br>Tax<br>Returns** | **Years of<br>Business<br>Tax<br>Returns** | **Years of<br>4506T** | **Years of<br>Tax<br>Transcripts** | **Months<br>of Personal<br>Bank<br>Statements** | **Months<br>of Business<br>Bank<br>Statements** | **Months<br>of Profit<br>and Loss<br>Statements** | **Expense<br>Letter** | **Total<br>DSCR** | **Total<br>Inverse<br>DSCR** | **Subordinate<br>Lien Type** | **Is Shared<br>Appreciation<br>Mortgage** | **Duration<br>of<br>Payout<br>Months** | **Seller<br>VSH<br>Indicator** | **Seller<br>Indicated VSH<br>Guideline** | **Validated<br>VSH** | **IO<br>Remaining<br>Amortization<br>Term at<br>Recast** | **Maturity<br>Date** | **Borrower<br>Own Funds<br>Cash<br>Amount** | **Borrower<br>Own<br>Funds<br>Percent** | **Is the<br>Note<br>an<br>eNote** | **Borrower<br>WVOE —

# of<br>Months of<br>Income<br>provided** | **Co<br>Borrower WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower2 WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower3 WVOE<br>— # of Months of<br>Income provided** | **Were the<br>origination<br>guidelines utilized<br>for this diligence<br>review?** | **Title<br>Evidence** | **Ownership<br>Type** | **Borrower<br>Type** | **Borrower<br>Designation** | **Co<br>Borrower<br>Type** | **Co<br>Borrower<br>Designation** | **Co<br>Borrower2<br>Type** | **Co<br>Borrower2<br>Designation** | **Co<br>Borrower3<br>Type** | **Co<br>Borrower3<br>Designation** | **Senior<br>Lien<br>Position** | **Senior<br>Lien Original<br>Loan<br>Amount** | **Senior<br>Lien Original<br>Interest Rate** | **Senior<br>Lien Note<br>Projected<br>Closing<br>Date** | **Senior<br>Lien<br>Current<br>Balance** | **Senior<br>Lien<br>Current<br>P&I** | **Loan<br>Closed in the<br>Name of an<br>Entity** | **Note<br>Executed<br>by** | **Assumable<br>Mortgage<br>Flag** | **Leasehold<br>Flag** | **Buydown<br>Flag** | **Borrower<br>Experian FICO<br>Model Used** |  | **Borrower<br>Equifax FICO<br>Model Used** | **Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower Experian<br>FICO Model Used** |  | **Co<br>Borrower Equifax<br>FICO Model<br>Used** | **Co Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower2 Experian<br>FICO Model Used** | **Co<br>Borrower2 Equifax<br>FICO Model Used** | **Co Borrower2<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower3 Experian<br>FICO Model Used** | **Co<br>Borrower3 Equifax<br>FICO Model Used** | **Co Borrower3<br>TransUnion FICO<br>Model Used** | **Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Delayed<br>Financing?** | **Months<br>Reserves** | **Correspondent<br>Type** | **Departure<br>Residence** | **Rate<br>Increase<br>on<br>Default** | **MERS<br>Min<br>Number** | **Co<br>Borrower<br>Other<br>Income** | **Co<br>Borrower<br>Wage<br>Income** | **Primary<br>Housing Lates 0 6<br>Months 30** | **Primary<br>Housing Lates 0 6<br>Months 60** | **Primary<br>Housing Lates 0 6<br>Months 90** | **Primary<br>Housing Lates 7<br>12 Months 30** | **Primary<br>Housing Lates 7<br>12 Months 60** | **Primary<br>Housing Lates 7<br>12 Months 90** | **Primary<br>Housing Lates 13<br>24 Months 30** | **Primary<br>Housing Lates 13<br>24 Months 60** | **Primary<br>Housing Lates 13<br>24 Months 90** | **Primary<br>Housing Lates 25<br>36 Months 30** | **Primary<br>Housing Lates 25<br>36 Months 60** | **Primary<br>Housing Lates 25<br>36 Months 90** | **Borrower<br>1 ITIN<br>Flag** | **Borrower<br>2 ITIN<br>Flag** | **Borrower<br>3 ITIN<br>Flag** | **Borrower<br>4 ITIN<br>Flag** | **Total<br>Number of<br>Mortgaged<br>Properties** |
| 224329283 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4455.00 | $17264.00 |  | 6.868% | $8198.28 | $8198.28 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $30346.30 | 1 | $4007.88 | $10420.56 | $333.99 | $868.38 |  |  |  |  |  | 34.594% | 34.594% | 34.594% | [Redacted] | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Employer<br>Letter —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Employment<br>Only —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2023<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2023 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4455.00 |  | 6.320% | $0.00 | 1.5 | DU |  | ApproveIneligible | Yes | No | 6.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $916342.07 | 57.990% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 61.11 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224329286 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $1590.00 | $3365.27 |  | 7.039% | $3243.40 | $3243.40 | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17696.38 | 1 | $7257.12 | $621.96 | $604.76 | $51.83 |  |  |  |  |  | 49.336% | 49.336% | 49.336% | [Redacted] | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Wages];<br>VVOE —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2023<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2023<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Partnership<br>(>= 25%)];<br>Third Party<br>Verification<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Partnership<br>(>= 25%)];<br>1065 —<br>2024<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Partnership<br>(>= 25%)];<br>4506-C (for<br>Business) —<br>2024<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Partnership<br>(>= 25%)];<br>K-1 — 2024<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Partnership<br>(>= 25%)];<br>4506-C (for<br>Business) —<br>2023<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)]; Third<br>Party<br>Verification<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>1120S —<br>2024<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>4506-C (for<br>Business) —<br>2024<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)]; K-1<br>— 2024<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>S-Corp (>=<br>25%)];<br>4506-C (for<br>Business) —<br>2023 | [Borrower];<br>1040 —<br> 2024[Borrower];<br>4506-C —<br>2024<br> [Borrower];<br>Transcripts<br>(1040) —<br>2024<br> [Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>4506-C —<br>2022<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1590.00 |  | 6.220% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 6.990% | 2 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $303198.62 | 49.700% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.5 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 8 |
| 224329291 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $20611.12 | $21985.53 |  | 6.933% | $4428.88 | $4428.88 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $45472.07 | 1 | $16319.04 | $2239.68 | $1359.92 | $186.64 |  |  |  |  |  | 17.214% | 17.214% | 17.214% | [Redacted] | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Account<br>Statements<br>— Business<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Other<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12];<br>Telephone<br>Listing /<br>Internet<br>Search /<br>Directory<br>Assistance<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Third<br>Party<br>Verification<br>— 2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>4506-C —<br>2022<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $20611.12 |  | 6.290% | $0.00 | 1.5 | DU |  | ApproveEligible | No | No | 6.625% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $689260.21 | 54.020% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.51 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224329365 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1630.74 | $1630.74 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3505.56 | $1398.36 | $292.13 | $116.53 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.97 |  |  |  |  |  |  |  | 11/01/2055 | $282273.86 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 195.53 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 10 |
| 224329371 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $637.01 | $637.01 | 8.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1082.76 | $932.04 | $90.23 | $77.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 | 1.5 |  |  |  | No | No | 8.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.24 | 0.8 |  |  |  |  |  |  |  | 11/01/2055 | $5908.20 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  |  | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 6.19 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 |
| 224329383 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2738.28 | $2738.28 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | $5084.64 | $2910.36 | $423.72 | $242.53 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.93 |  |  |  |  |  |  |  | 11/01/2055 | $400150.47 | 77.690% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.83 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 8 |
| 224329394 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1048.96 | $1048.96 | 7.375% | No | No |  |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  |  |  |  |  |  | 1 | $3632.28 | $1227.96 | $302.69 | $102.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.2 |  |  |  | N/<br>A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.37 | 0.72 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 53.6 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224329572 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $16145.00 | $16479.03 |  | 6.716% | $10244.98 | $10244.98 | 6.625% | No | No | Self-Employed |  |  |  |  |  | Permanent<br>Resident Alien |  |  |  |  |  |  |  | $17210.09 | 1 | $19654.92 | $6833.28 | $1637.91 | $569.44 |  |  |  |  |  | 42.064% | 42.064% | 42.064% | [Redacted] | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower<br>Prepared | [Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>Balance<br>Sheet —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>P&L<br>Statement —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>Third Party<br>Verification<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>1040 —<br>Schedule C<br>— 2024<br> [Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>1040 —<br>Schedule C<br>— 2023<br> [Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>Third Party<br>Verification<br>— Year Not<br>Available | [Borrower];<br>1040 —<br> 2024[Borrower];<br>4506-C —<br>2024<br> [Borrower];<br>Account<br>Transcripts<br>— 2024<br> [Borrower];<br>Transcripts<br>(1040) —<br>2024<br> [Borrower];<br>1040 —<br>2023<br> [Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>Account<br>Transcripts<br>— 2023<br> [Borrower];<br>Transcripts<br>(1040) —<br>2023<br> [Borrower];<br>4506-C —<br>2022<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $16145.00 |  | 6.310% | $10000.00 | 1 |  |  |  | No | No | 6.625% | 0 |  | 2 | 0 | 3 | 2 |  |  | 8.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $40000.00 | 2.000% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | Resident<br>Alien Card |  |  |  |  | 11.15 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224329962 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3810.00 | $4814.65 |  | 7.093% | $1392.69 | $1392.69 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9003.48 | 1 | $1071.00 | $4237.32 | $89.25 | $353.11 |  |  |  |  |  | 22.314% | 22.314% | 22.314% | [Redacted] | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 33.000% |  |  | [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>33.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>24]; Account<br>Statements<br>— Business<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>33.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>24]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>33.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>24]; Other<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>33.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>24]; Third<br>Party<br>Verification<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>33.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>24]; Third<br>Party<br>Verification<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>33.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>24]; Other<br>— 2019 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Alternative<br>Documentation<br>(A) | 24mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3810.00 |  | 6.290% | $0.00 | 2.2 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 10.17 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224329967 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2717.20 | $7500.43 |  | 7.042% | $2811.66 | $2811.66 | 6.875% | No | No | Non-Employment<br>Income | Not<br>Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $12980.19 | 1 | $3168.00 | $1383.00 | $264.00 | $115.25 |  |  |  |  |  | 44.591% | 44.591% | 44.591% | [Redacted] | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Pension];<br>Account<br>Statements<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Pension];<br>Paystubs —<br>2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Pension];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Pension];<br>Paystubs —<br>2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>IRA<br>Distribution];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>IRA<br>Distribution];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>IRA<br>Distribution];<br>Award<br>Letter /<br>Continuance<br>Letter —<br>2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available<br> [Coborrower];<br>4506-C —<br>2024<br> [Coborrower];<br>4506-C —<br>2023 | Full<br>Documentation<br>(F) | Retirement<br>Income —<br>Fully<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2717.20 |  | 6.220% | $500.00 | 1 | DU |  | ApproveEligible | No | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $868360.60 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 234.78 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224330067 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4211.13 | $5519.83 |  | 7.292% | $2150.04 | $2150.04 | 7.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7222.71 | 1 | $5894.04 | $1416.72 | $491.17 | $118.06 |  |  |  |  |  | 46.883% | 46.883% | 46.883% | [Redacted] | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Employment<br>Only —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Income —<br>2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>VA Service<br>Related<br>Disability];<br>VA<br>Verification<br>of Benefits<br>— 2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4211.13 |  | 6.160% | $0.00 | 1 | LP /<br>LPA |  | Accept/Eligible | No | No | 7.125% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $295374.62 | 62.840% | No | 32 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.1 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224330672 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2165.64 | $2165.64 | 8.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $7944.00 | $1080.96 | $662.00 | $90.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2.1 |  |  |  | Yes | No | 8.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  |  | 11/01/2055 | $292850.47 | 77.080% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 56.56 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224330683 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1590.00 | $2473.48 |  | 6.779% | $3632.15 | $3632.15 | 6.750% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $10652.98 | 1 | $6674.04 | $3076.20 | $556.17 | $256.35 |  |  |  |  |  | 47.932% | 47.932% | 47.932% | [Redacted] | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  | Third<br>Party<br>Prepared<br>(Unaudited) | [Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>Account<br>Statements<br>— Business<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>Account<br>Statements<br>— Business<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>CPA Letter<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>CPA Letter<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>Other —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>Third Party<br>Verification<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>Third Party<br>Verification<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>1099 —<br>2024<br> [Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>Account<br>Statements<br>— Business<br>— 2024<br> [Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>W-2<br>Transcript<br>— 2024<br> [Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>W-2<br>Transcript<br>— 2024<br> [Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>1099 —<br>2023<br> [Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>Other —<br>2023<br> [Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>W-2<br>Transcript<br>— 2023<br> [Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>W-2<br>Transcript<br>— 2023<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages];<br>Other —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages];<br>VVOE —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages];<br>WVOE —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2024<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 Transcript<br>— 2024<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 Transcript<br>— 2024<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2023<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 Transcript<br>— 2023<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 Transcript<br>— 2023 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available<br> [Coborrower];<br>4506-C —<br>2024<br> [Coborrower];<br>4506-C —<br>2023<br> [Coborrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Full<br>Documentation<br>(F) | 2yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1590.00 |  | 6.290% | $0.00 | 1.1 |  |  |  | Yes | No | 6.750% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 8.53 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $128806.15 | 16.940% | No |  | 33 |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 62.24 |  | Yes | No |  | $0.00 | $1666.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224331286 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $9054.38 | $11472.03 |  | 7.298% | $4128.21 | $4128.21 | 7.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $19983.56 | 1 | $17416.08 | $659.04 | $1451.34 | $54.92 |  |  |  |  |  | 27.195% | 27.195% | 27.195% | [Redacted] | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Employment<br>Only —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Income —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Other —<br>2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2023<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2022 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>Transcripts<br>(1040) —<br>2024<br> [Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>Transcripts<br>(1040) —<br>2023<br> [Borrower];<br>4506-C —<br>2022<br> [Borrower];<br>Transcripts<br>(1040) —<br>2022<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $9054.38 |  | 6.310% | 16340.00) | 1 |  |  |  | N/<br>A | No | 7.125% | 3 |  | 0 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $179352.70 | 21.950% | No | 31 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.06 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224335234 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3897.69 | $17588.48 |  | 6.930% | $6075.74 | $6075.74 | 6.750% | No | No | Not Employed | Self-<br>Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $26811.27 | 1 | $8427.84 | $2268.00 | $702.32 | $189.00 |  |  |  |  |  | 24.386% | 24.386% | 24.386% | [Redacted] | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s)<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>P&L<br>Statement —<br> 2025[Coborrower(s)<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>Third Party<br>Verification<br>— 2025 | [Borrower];<br>1040 —<br> 2024[Borrower];<br>4506-C —<br>2024<br> [Borrower];<br>Transcripts<br>(1040) —<br>2024<br> [Borrower];<br>1040 —<br>2023<br> [Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>Transcripts<br>(1040) —<br>2023<br> [Coborrower];<br>1040 —<br>2024<br> [Coborrower];<br>4506-C —<br>2024<br> [Coborrower];<br>Transcripts<br>(1040) —<br>2024<br> [Coborrower];<br>1040 —<br>2023<br> [Coborrower];<br>4506-C —<br>2023<br> [Coborrower];<br>Transcripts<br>(1040) —<br>2023<br> [Coborrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3897.69 |  | 6.310% | $7838.00 | 4.4 |  |  |  | No | No | 6.750% | 0 | 0 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $386940.53 | 32.600% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 16.4 |  |  | No |  | $35458.28 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224335235 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $7390.00 | $10047.24 |  | 8.258% | $3480.33 | $3587.59 | 8.195% | No | No | Not Employed | Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  | $151301.78 | 1 | $4519.44 | $3627.96 | $376.62 | $302.33 |  |  |  |  |  | 8.445% | 8.380% | 8.445% | [Redacted] | 645 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br> 2025[Coborrower(s)<br>— \| Primary<br>Income —<br>Wages];<br>VVOE —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages];<br>WVOE —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2024<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2023<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages];<br>Other —<br>2008 | [Coborrower];<br>4506-C —<br> 2024[Coborrower];<br>4506-C —<br>2023<br> [Coborrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $7390.00 |  | 6.240% | $1500.00 | 1.9 |  |  |  | No | No | 8.195% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $1960202.73 | 100.000% | No |  | 34 |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 379.5 |  | Yes | No |  | $0.00 | $165257.58 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224335238 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1590.00 | $3979.52 |  | 6.957% | $2956.18 | $2956.18 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6547.71 | 1 | $10863.12 | $875.04 | $905.26 | $72.92 |  |  |  |  |  | 40.847% | 40.847% | 40.847% | [Redacted] | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Employment<br>Only —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Income —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2024 | [Borrower];<br>1040 —<br> 2024[Borrower];<br>4506-C —<br>2024<br> [Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1590.00 |  | 6.310% | $255000.00 | 2.8 |  |  |  | No | No | 6.875% | 1 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $492580.96 | 70.360% | No | 4 |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 107.32 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224335258 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1550.35 | $1550.35 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3512.04 | $1854.00 | $292.67 | $154.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.37 | 0.72 |  |  |  |  |  |  |  | 11/01/2055 | $82682.53 | 28.020% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.88 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224335287 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $24224.00 | $26912.44 |  | 7.906% | $15176.19 | $17438.97 | 8.427% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $264091.70 | 1 | $9108.60 | $12953.64 | $759.05 | $1079.47 |  |  |  |  |  | 12.316% | 12.510% | 12.316% | [Redacted] | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Account<br>Statements<br>— Business<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Third<br>Party<br>Verification<br>— 2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $24224.00 |  | 6.590% | $0.00 | 4 |  |  |  | No | No | 8.427% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 14.97 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| 224335337 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $5570.00 | $7086.95 |  | 7.465% | $4662.06 | $4662.06 | 7.375% | No | No | Not Employed | Self-<br>Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  | $210500.01 | 3 | $6164.28 | $2787.96 | $513.69 | $232.33 |  |  |  |  |  | 26.132% | 26.132% | 26.132% | [Redacted] | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% |  | 100.000% |  | [Coborrower(s)<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>24]; Account<br>Statements<br>— Business<br> — 2025[Coborrower(s)<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>24]; CPA<br>Letter —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>24]; Third<br>Party<br>Verification<br>— 2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>24]; Other<br>— 2006 | [Coborrower];<br>4506-C —<br> 2024[Coborrower];<br>4506-C —<br>2023<br> [Coborrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Alternative<br>Documentation<br>(A) | 24mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5570.00 |  | 6.220% | $0.00 |  |  |  |  | No | No | 7.375% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $212968.46 |  | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 104.85 |  | No | No |  | $284969.04 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 10 |
| 224335338 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $0.00 | $0.00 |  | 8.492% | $3356.31 | $3356.31 | 8.500% | No | No | Employed | Not<br>Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $7866.97 | 1 | $5242.44 | $1379.16 | $436.87 | $114.93 |  |  |  |  |  | 37.064% | 37.064% | 37.064% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>VVOE —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>WVOE —<br>2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available<br> [Coborrower];<br>4506-C —<br>2024<br> [Coborrower];<br>4506-C —<br>2023 | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country |  |  | 6.160% | $11200.00 | 1 |  |  |  | Yes | No | 8.500% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $294442.70 | 60.700% | No | 4 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 62.54 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224335340 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $17920.00 | $20636.59 |  | 7.312% | $4248.32 | $4248.32 | 6.990% | No | No | Employed | Employed |  |  |  |  | Non-Permanent<br>Resident Alien | US<br>Citizen |  |  |  |  |  |  | $11306.63 | 1 | $9987.48 | $1275.96 | $832.29 | $106.33 |  |  |  |  |  | 32.001% | 32.001% | 32.001% | [Redacted] | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>VVOE —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Wages];<br>WVOE —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages];<br>VVOE —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2024<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2023<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2023<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>Wages];<br>Paystubs —<br>2025<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>Wages];<br>VVOE —<br>2025<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>Wages];<br>Paystubs —<br>2024<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>Wages]; W-<br>2 — 2024<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>Wages];<br>Paystubs —<br>2023<br> [Coborrower(s)<br>— \| Non-<br>Primary<br>Income —<br>Wages]; W-<br>2 — 2023 | [Borrower];<br>1040 —<br> 2024[Borrower];<br>4506-C —<br>2024<br> [Borrower];<br>Transcripts<br>(1040) —<br>2024<br> [Borrower];<br>1040 —<br>2023<br> [Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>Transcripts<br>(1040) —<br>2023<br> [Borrower];<br>4506-C —<br>2022<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available<br> [Coborrower];<br>1040 —<br>2024<br> [Coborrower];<br>4506-C —<br>2024<br> [Coborrower];<br>Transcripts<br>(1040) —<br>2024<br> [Coborrower];<br>1040 —<br>2023<br> [Coborrower];<br>4506-C —<br>2023<br> [Coborrower];<br>Transcripts<br>(1040) —<br>2023<br> [Coborrower];<br>4506-C —<br>2022<br> [Coborrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $17920.00 |  | 6.310% | $1000.00 | 2.1 |  |  |  | No | No | 6.990% | 0 | 2 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $231845.86 | 29.010% | No | 34 |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  | Employment<br>Authorization |  |  |  |  | 7.19 |  |  | No |  | $0.00 | $3859.59 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224335344 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2095.00 | $7023.23 |  | 6.361% | $6251.63 | $6251.63 | 6.300% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13610.67 | 1 | $22487.76 | $1886.04 | $1873.98 | $157.17 |  |  |  |  |  | 49.930% | 49.930% | 49.930% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Employment<br>Only —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Income —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Other —<br>2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2023<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2023<br> [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Other —<br>2022 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>4506-C —<br>2022<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2095.00 |  | 6.310% | $14000.00 | 2.5 | DU |  | ApproveEligible | No | No | 6.300% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $561047.24 | 32.050% | No | 31 |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.47 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224335354 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1795.76 | $1795.76 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $11553.12 | $2265.72 | $962.76 | $188.81 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.6 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224335357 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2112.68 | $2112.68 | 6.875% | No | No |  |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | 1 | $5196.00 | $1598.04 | $433.00 | $133.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 660 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.95 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Member |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 116.47 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224335358 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $974.51 | $974.51 | 10.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | $1113.96 | $2898.96 | $92.83 | $241.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 671 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 10.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.88 | 0.52 |  |  |  |  |  |  |  | 11/01/2055 | $59670.64 | 41.150% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.54 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 |
| 224335397 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2036.18 | $2036.18 | 6.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4525.08 | $1357.56 | $377.09 | $113.13 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.18 | 0.84 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 8.69 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 |
| 224336887 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1729.94 | $4800.32 |  | 7.523% | $2209.61 | $2209.61 | 7.375% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10723.82 | 1 | $4116.12 | $1584.00 | $343.01 | $132.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025 | [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1729.94 |  | 6.310% | $0.00 | 2.6 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $741228.95 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 241.94 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224336894 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $2195.00 | $3903.40 |  | 7.526% | $6488.71 | $6488.71 | 7.500% | No | No | Not Employed | Self-<br>Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  | $210958.57 | 2 | $13125.48 | $1596.00 | $1093.79 | $133.00 |  |  |  |  |  | 25.971% | 25.971% | 25.971% | [Redacted] | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% |  | 100.000% |  | [Coborrower(s)<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>24]; Account<br>Statements<br>— Business<br> — 2025[Coborrower(s)<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>24]; CPA<br>Letter —<br>2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>24]; Third<br>Party<br>Verification<br>— 2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>24]; Other<br>— 2006 | [Coborrower];<br>4506-C —<br> 2024[Coborrower];<br>4506-C —<br>2023<br> [Coborrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Alternative<br>Documentation<br>(A) | 24mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2195.00 |  | 6.220% | $0.00 |  |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $212968.46 |  | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 27.3 |  | No | No |  | $284969.04 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 10 |
| 224336897 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $10590.00 | $11660.84 |  | 7.354% | $3368.59 | $3368.59 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6618.15 | 1 | $12576.00 | $1200.00 | $1048.00 | $100.00 |  |  |  |  |  | 34.808% | 34.808% | 34.808% | [Redacted] | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 96 | Business | 100.000% | 100.000% |  |  | [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>24]; Account<br>Statements<br>— Business<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>24]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>24]; Third<br>Party<br>Verification<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>24]; Third<br>Party<br>Verification<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>24]; Account<br>Statements<br>— Business<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>24]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>24]; Third<br>Party<br>Verification<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>24]; Third<br>Party<br>Verification<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>24]; Account<br>Statements<br>— Business<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>24]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>24]; Third<br>Party<br>Verification<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>24]; Third<br>Party<br>Verification<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>24]; Account<br>Statements<br>— Business<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>24]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>24]; Third<br>Party<br>Verification<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>24]; Third<br>Party<br>Verification<br>— 2025 | [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Alternative<br>Documentation<br>(A) | 24mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $10590.00 |  | 6.310% | $0.00 | 1.5 |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 36.91 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224337233 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2107.94 | $2107.94 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3089.52 | $1164.00 | $257.46 | $97.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.79 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 58.43 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 |
| 224339934 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $3988.98 | $3988.98 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | $6452.52 | $3147.00 | $537.71 | $262.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.85 |  |  |  |  |  |  |  | 11/01/2055 | $87707.38 | 12.600% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.37 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224340188 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $0.00 | $4443.78 |  | 6.592% | $2840.44 | $2840.44 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8856.70 | 1 | $10907.52 | $1487.04 | $908.96 | $123.92 |  |  |  |  |  | 36.522% | 36.522% | 36.522% | [Redacted] | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Account<br>Statements<br>— Business<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Other<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Other<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Third<br>Party<br>Verification<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Other<br>— 2022<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Other<br>— 2022<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Other<br>— 2022<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>100.00% \|<br>Expense<br>Ratio:<br>50.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Other<br>— 2022 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country |  |  | 6.290% | $9496.08 | 2.9 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $13000.00 | 2.310% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.5 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224340220 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4982.50 | $8871.76 |  | 7.021% | $3875.88 | $3875.88 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9265.41 | 1 | $6168.00 | $4831.20 | $514.00 | $402.60 |  |  |  |  |  | 39.780% | 39.780% | 39.780% | [Redacted] | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third<br>Party<br>Prepared | [Borrower<br>— \| Primary<br>Income —<br>P&L<br>Statement<br>Only]; CPA<br>Letter —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>P&L<br>Statement<br>Only]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>P&L<br>Statement<br>Only]; P&L<br>Statement —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>P&L<br>Statement<br>Only]; Third<br>Party<br>Verification<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>P&L<br>Statement<br>Only]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>P&L<br>Statement<br>Only]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>P&L<br>Statement<br>Only]; P&L<br>Statement —<br>2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>P&L<br>Statement<br>Only]; Third<br>Party<br>Verification<br>— 2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023 | Alternative<br>Documentation<br>(A) | 12mo<br>CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 1 | 0 |  |  | Cross<br>Country | $4982.50 |  | 6.290% | $0.00 | 1.2 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 16.87 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224340296 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1890.00 | $3131.13 |  | 6.535% | $4740.51 | $4740.51 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $20468.39 | 1 | $9503.40 | $2540.04 | $791.95 | $211.67 |  |  |  |  |  | 54.318% | 54.318% | 54.318% | [Redacted] | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Employment<br>Only —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Income —<br>2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Asset<br>Depletion];<br>Account<br>Statements<br>— 2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1890.00 |  | 6.310% | $0.00 | 2.9 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $2096943.66 | 100.000% | No | 9 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 224.72 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224340324 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $5580.66 | $5580.66 | 7.375% | No | No |  |  |  |  | 0 | 0 | US Citizen | US<br>Citizen | US<br>Citizen | US<br>Citizen |  |  |  |  |  | 1 | $11602.08 | $0.00 | $966.84 | $0.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 772 | 797 | 788 | 789 | 772 | 753 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.36 | 0.73 |  |  |  |  |  |  |  | 11/01/2055 | $502692.81 | 49.770% | No |  |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  | 37.82 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224340342 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $1765.00 | $3422.86 |  | 7.043% | $3987.79 | $3987.79 | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5164.32 | 1 | $11442.48 | $6517.08 | $953.54 | $543.09 |  |  |  |  |  | 43.143% | 43.143% | 43.143% | [Redacted] | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Employment<br>Only —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2024<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Social<br>Security];<br>Account<br>Statements<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Social<br>Security];<br>Award<br>Letter /<br>Continuance<br>Letter —<br>2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023 | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1765.00 |  | 6.310% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.990% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $254660.84 | 33.950% | No |  |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.71 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224340704 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $12330.00 | $14019.16 |  | 8.280% | $3753.31 | $3753.31 | 7.990% | No | No | Self-Employed | Self-<br>Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $26726.26 | 1 | $7257.84 | $2220.00 | $604.82 | $185.00 |  |  |  |  |  | 35.616% | 35.616% | 35.616% | [Redacted] | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>30.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Account<br>Statements<br>— Business<br> — 2025[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>30.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; CPA<br>Letter —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|% of<br>Business<br>Ownership:<br>50.00% \|<br>Expense<br>Ratio:<br>30.00000% \|<br>Expense<br>Ratio<br>Source:<br>Fixed \| # of<br>Bank<br>Statements<br>Required:<br>12]; Third<br>Party<br>Verification<br>— 2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Shared Bank<br>Statements];<br>Account<br>Statements<br>— Business<br>— 2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Shared Bank<br>Statements];<br>CPA Letter<br>— 2025<br> [Coborrower(s)<br>— \| Primary<br>Income —<br>Shared Bank<br>Statements];<br>Third Party<br>Verification<br>— 2025 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available<br> [Coborrower];<br>4506-C —<br>2024<br> [Coborrower];<br>4506-C —<br>2023<br> [Coborrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $12330.00 |  | 6.310% | $0.00 | 3.1 |  |  |  | No | No | 7.990% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $5000.00 | 0.780% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 19.88 |  | No | No |  | $20755.40 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| 224340731 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $1890.00 | $2861.72 |  | 6.776% | $6044.93 | $6044.93 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16241.87 | 1 | $3504.36 | $1204.32 | $292.03 | $100.36 |  |  |  |  |  | 37.665% | 37.665% | 37.665% | [Redacted] | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>Other —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>Third Party<br>Verification<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>Third Party<br>Verification<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>Third Party<br>Verification<br>— 2025<br> [Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>1040 —<br>Schedule C<br>— 2024<br> [Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>W-2 — 2024<br> [Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor];<br>W-2 — 2023<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Sole<br>Proprietor];<br>Other —<br>2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Sole<br>Proprietor];<br>Third Party<br>Verification<br>— 2025<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Sole<br>Proprietor];<br>1040 —<br>Schedule C<br>— 2024<br> [Borrower<br>— \| Non-<br>Primary<br>Income —<br>Sole<br>Proprietor];<br>1099 —<br>2024 | [Borrower];<br>1040 —<br> 2024[Borrower];<br>4506-C —<br>2024<br> [Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>4506-C —<br>2022<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1890.00 |  | 6.220% | $15800.00 |  | LP /<br>LPA |  | Accept/Eligible | No | No | 6.750% | 2 |  | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $273193.63 | 23.450% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.62 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224340755 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $4350.00 | $4962.93 |  | 7.803% | $1981.82 | $1981.82 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3791.40 | 1 | $5689.08 | $2412.00 | $474.09 | $201.00 |  |  |  |  |  | 29.600% | 29.600% | 29.600% | [Redacted] | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages];<br>Paystubs —<br> 2025[Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Employment<br>Only —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; The<br>Work<br>Number —<br>Income —<br>2025<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 Transcript<br>— 2024<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 — 2023<br> [Borrower<br>— \| Primary<br>Income —<br>Wages]; W-<br>2 Transcript<br>— 2023 | [Borrower];<br>4506-C —<br> 2024[Borrower];<br>4506-C —<br>2023<br> [Borrower];<br>1084 or<br>income<br>worksheet<br>— Year Not<br>Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4350.00 |  | 6.240% | $0.00 | 1.8 |  |  |  | Yes | No | 7.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $111102.63 | 31.740% | No | 33 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.69 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **TILA<br>Status Loan<br>Designation** | **Exempt<br>QM/ATR<br>Equivalency** | **CDFI<br>Bank<br>Originated<br>Loan** | **Application<br>Date** | **TRID<br>Tested** | **GSE** | **HOEPA<br>Fees** | **TILA Fees** | **Rate<br>Lock<br>Date** | **Calculated<br>APR** | **Original<br>P&I** | **Qualifying<br>P&I** | **Qualifying<br>Rate** | **Is<br>Borrower Non<br>Occupant** | **Is Co<br>Borrower Non<br>Occupant** | **Borrower<br>Employment<br>Indicator** | **Co Borrower<br>Employment<br>Indicator** | **Co<br>Borrower 2<br>Employment<br>Indicator** | **Co<br>Borrower 3<br>Employment<br>Indicator** | **Co<br>Borrower2 Length<br>of Employment** | **Co<br>Borrower3 Length<br>of Employment** | **Borrower<br>Foreign National<br>Indicator** | **Co<br>Borrower Foreign<br>National<br>Indicator** | **Co Borrower 2<br>Foreign National<br>Indicator** | **Co Borrower 3<br>Foreign National<br>Indicator** | **Borrower<br>Country<br>Name** | **Co<br>Borrower<br>Country<br>Name** | **Co<br>Borrower2<br>Country<br>Name** | **Co<br>Borrower3<br>Country<br>Name** | **Residual<br>Income** | **Num<br>Units** | **Annual<br>Property<br>Tax** | **Annual<br>Insurance<br>Costs** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Costs** | **HOA<br>Name** | **HOA<br>Address<br>State** | **Fee<br>Amount** | **Next Due<br>Date** | **HOA<br>Payment<br>Frequency** | **Investor<br>DTI** | **QM DTI** | **Non QM<br>DTI** | **Original<br>Credit<br>Report<br>Date** | **Qualifying<br>Credit<br>Score** | **Third<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Original FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Original FICO<br>Transunion** | **Most<br>Recent Updated<br>Credit Report<br>Date** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Primary<br>Wage Earner<br>Updated FICO<br>Transunion** | **Secondary Wage<br>Earner Updated<br>FICO Equifax** | **Secondary Wage<br>Earner Updated<br>FICO Experian** | **Secondary Wage<br>Earner Updated<br>FICO<br>Transunion** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Updated FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Updated FICO<br>Transunion** | **Most<br>Recent Updated<br>Co Borrower 2<br>FICO** | **Most<br>Recent Updated<br>Co Borrower 3<br>FICO** | **Co<br>Borrower 2 Asset<br>Verification<br>Level** | **Co<br>Borrower 3 Asset<br>Verification<br>Level** | **Co<br>Borrower 2<br>Income<br>Verification<br>Level** | **Co<br>Borrower 3<br>Income<br>Verification<br>Level** | **Co<br>Borrower 2<br>Employment<br>Verification<br>Level** | **Co<br>Borrower 3<br>Employment<br>Verification<br>Level** | **Asset<br>Depletion<br>Flag** | **Bank<br>Statements<br>Flag** | **Number of<br>Statements** | **Type of<br>Statements** | **Percent<br>of Income<br>From<br>Statements** | **Borrower<br>Business<br>Ownership%** | **CoBorrower Business<br>Ownership %** | **P&L Type** | **Income<br>Doc<br>Detail** | **Tax<br>Return<br>Doc<br>Details** | **Document<br>Level** | **Document<br>Type** |  | **Most<br>Recent<br>Bankruptcy<br>Type** | **Most<br>Recent<br>Bankruptcy<br>Filing Date** | **Most<br>Recent<br>Bankruptcy<br>Discharge<br>Date** | **Number of<br>Bankruptcy<br>Events** | **Months<br>Bankruptcy<br>(7, 11)** | **Months<br>Bankruptcy<br>(13)** | **Most<br>Recent Deed-<br>in - Lieu Date** | **Number<br>of Deed-<br>in-Lieu<br>Events** | **Months<br>Deed-<br>in-Lieu** | **Most<br>Recent Short<br>Sale Date** | **Number<br>of Short<br>Sale<br>Events** | **Months<br>Short Sale<br>(or Pre<br>FC)** | **Most<br>Recent<br>Foreclosure<br>Date** | **Number of<br>Foreclosure<br>Events** | **Months<br>Foreclosure** | **Prior<br>Mortgage/Rent<br>Late 30d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 60d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 90d<br>in 24m** | **Has ACH** | **Guideline<br>Name** | **UW<br>Guideline<br>Author** | **ATR QM<br>Total Points<br>and Fees<br>Audit** | **Loan<br>Regulation<br>Benchmark<br>Date** | **Benchmark<br>Rate** | **HUD 1<br>Page 1<br>Credits<br>Total** | **Collateral<br>Underwriter<br>Risk Score** | **AUS<br>Decision<br>System** | **Property<br>Inspection<br>Waiver<br>(PIW)** | **Rating Result** | **Eligible<br>For Rep and<br>Warrant Relief<br>Per Collateral<br>Advisor** | **Is Equity<br>Shared<br>Loan** | **Investor<br>Qualifying<br>Rate** | **Borrower<br>Years of<br>W2s** | **CoBorrower<br>Years of<br>W2s** | **Years of<br>Personal<br>Tax<br>Returns** | **Years of<br>Business<br>Tax<br>Returns** | **Years of<br>4506T** | **Years of<br>Tax<br>Transcripts** | **Months<br>of Personal<br>Bank<br>Statements** | **Months<br>of Business<br>Bank<br>Statements** | **Months<br>of Profit<br>and Loss<br>Statements** | **Expense<br>Letter** | **Total<br>DSCR** | **Total<br>Inverse<br>DSCR** | **Subordinate<br>Lien Type** | **Is Shared<br>Appreciation<br>Mortgage** | **Duration<br>of<br>Payout<br>Months** | **Seller<br>VSH<br>Indicator** | **Seller<br>Indicated VSH<br>Guideline** | **Validated<br>VSH** | **IO<br>Remaining<br>Amortization<br>Term at<br>Recast** | **Maturity<br>Date** | **Borrower<br>Own Funds<br>Cash<br>Amount** | **Borrower<br>Own<br>Funds<br>Percent** | **Is the<br>Note<br>an<br>eNote** | **Borrower<br>WVOE —

# of<br>Months of<br>Income<br>provided** | **Co<br>Borrower WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower2 WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower3 WVOE<br>— # of Months of<br>Income provided** | **Were the<br>origination<br>guidelines utilized<br>for this diligence<br>review?** | **Title<br>Evidence** | **Ownership<br>Type** | **Borrower<br>Type** | **Borrower<br>Designation** | **Co<br>Borrower<br>Type** | **Co<br>Borrower<br>Designation** | **Co<br>Borrower2<br>Type** | **Co<br>Borrower2<br>Designation** | **Co<br>Borrower3<br>Type** | **Co<br>Borrower3<br>Designation** | **Senior<br>Lien<br>Position** | **Senior<br>Lien Original<br>Loan<br>Amount** | **Senior<br>Lien Original<br>Interest Rate** | **Senior<br>Lien Note<br>Projected<br>Closing<br>Date** | **Senior<br>Lien<br>Current<br>Balance** | **Senior<br>Lien<br>Current<br>P&I** | **Loan<br>Closed in the<br>Name of an<br>Entity** | **Note<br>Executed<br>by** | **Assumable<br>Mortgage<br>Flag** | **Leasehold<br>Flag** | **Buydown<br>Flag** | **Borrower<br>Experian FICO<br>Model Used** |  | **Borrower<br>Equifax FICO<br>Model Used** | **Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower Experian<br>FICO Model Used** |  | **Co<br>Borrower Equifax<br>FICO Model<br>Used** | **Co Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower2 Experian<br>FICO Model Used** | **Co<br>Borrower2 Equifax<br>FICO Model Used** | **Co Borrower2<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower3 Experian<br>FICO Model Used** | **Co<br>Borrower3 Equifax<br>FICO Model Used** | **Co Borrower3<br>TransUnion FICO<br>Model Used** | **Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Delayed<br>Financing?** | **Months<br>Reserves** | **Correspondent<br>Type** | **Departure<br>Residence** | **Rate<br>Increase<br>on<br>Default** | **MERS<br>Min<br>Number** | **Co<br>Borrower<br>Other<br>Income** | **Co<br>Borrower<br>Wage<br>Income** | **Primary<br>Housing Lates 0 6<br>Months 30** | **Primary<br>Housing Lates 0 6<br>Months 60** | **Primary<br>Housing Lates 0 6<br>Months 90** | **Primary<br>Housing Lates 7<br>12 Months 30** | **Primary<br>Housing Lates 7<br>12 Months 60** | **Primary<br>Housing Lates 7<br>12 Months 90** | **Primary<br>Housing Lates 13<br>24 Months 30** | **Primary<br>Housing Lates 13<br>24 Months 60** | **Primary<br>Housing Lates 13<br>24 Months 90** | **Primary<br>Housing Lates 25<br>36 Months 30** | **Primary<br>Housing Lates 25<br>36 Months 60** | **Primary<br>Housing Lates 25<br>36 Months 90** | **Borrower<br>1 ITIN<br>Flag** | **Borrower<br>2 ITIN<br>Flag** | **Borrower<br>3 ITIN<br>Flag** | **Borrower<br>4 ITIN<br>Flag** | **Total<br>Number of<br>Mortgaged<br>Properties** |
| 224340757 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1590.00 | $4826.98 |  | 6.192% | $6092.28 | $6092.28 | 6.150% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $22803.26 | 1 | $25525.20 | $6392.40 | $2127.10 | $532.70 |  |  |  |  |  | 28.152% | 28.152% | 28.152% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Projected Income]; Employer Letter — 2025<br> [Coborrower(s) — \| Primary Income — Projected Income]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Projected Income]; VVOE — 2025 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1590.00 |  | 6.310% | $0.00 | 1 | LP /<br>LPA |  | Accept/Eligible | No | No | 6.150% | 1 | 0 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $3654603.55 | 100.000% | No |  |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 326.74 |  | Yes | No |  | $17500.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224340782 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2201.71 | $760.37 |  | 6.643% | $2238.21 | $2238.21 | 6.625% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14305.31 | 1 | $8738.76 | $255.00 | $728.23 | $21.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2201.71 |  | 6.310% | $13175.28 | 1 |  |  |  | N/<br>A | No | 6.625% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $1296230.78 | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 273.78 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224340872 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2862.19 | $2862.19 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $9654.24 | $873.00 | $804.52 | $72.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 674 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.66 | 1.49 |  |  |  |  |  |  |  | 11/01/2055 | $40816.17 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 10.13 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| 224340972 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $20390.00 | $3445.06 |  | 6.710% | $2433.18 | $2433.18 | 6.625% | No | No | Not Employed | Non-Employment<br>Income | Employed |  | 39.27 |  |  | US Citizen | US Citizen |  |  |  |  |  | $5488.52 | 2 | $8584.20 | $3957.96 | $715.35 | $329.83 |  |  |  |  |  | 46.738% | 46.738% | 46.738% | [Redacted] | 807 | 808 | 814 | 821 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  | Level<br>5-<br>Stated/<br>Verified<br>as<br>defined |  | Level<br>3-<br>Stated/<br>Verified<br>as<br>defined |  | No | No |  |  |  |  |  |  | [Coborrower(s) — \| Primary Income — Pension]; Account Statements — 2025<br> [Coborrower(s) — \| Primary Income — Pension]; Award Letter / Continuance Letter — 2020<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; Transcripts (1040) — 2024<br> [Coborrower]; 1040 — 2023<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; Transcripts (1040) — 2023 | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $20390.00 |  | 6.310% | $0.00 |  |  |  |  | No | No | 6.625% | 0 | 0 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $535499.81 | 70.460% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  | 37.5 |  | No | No |  | $6592.60 | $3402.93 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224341847 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1674.91 | $1674.91 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $6231.84 | $3993.00 | $519.32 | $332.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 672 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.91 |  |  |  |  |  |  |  | 11/01/2055 | $326655.66 | 98.980% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 84.78 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224341855 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $4890.00 | $6461.09 |  | 6.804% | $7134.58 | $7134.58 | 6.750% | No | No | Employed |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  | Singapore |  |  |  | $18532.35 | 1 | $40416.48 | $4529.52 | $3368.04 | $377.46 |  |  |  |  |  | 31.023% | 31.023% | 31.023% | [Redacted] | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Account Transcripts — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Account Transcripts — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4890.00 |  | 6.310% | $312770.34 | 2 |  |  |  | Yes | No | 6.750% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $1475509.81 | 64.850% | No | 25 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | VISA |  |  |  |  | 91.52 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224342877 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $42630.60 | $17460.53 |  | 6.859% | $7912.90 | $7912.90 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $51493.33 | 1 | $32430.00 | $3614.04 | $2702.50 | $301.17 |  |  |  |  |  | 24.521% | 24.521% | 24.521% | [Redacted] | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $42630.60 |  | 6.310% | $0.00 | 1.6 |  |  |  | N/<br>A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $235359.70 | 15.430% | No |  |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.02 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224343319 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2016.00 | $3583.27 |  | 7.180% | $3826.72 | $3826.72 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8450.98 | 1 | $2147.28 | $2655.96 | $178.94 | $221.33 |  |  |  |  |  | 38.770% | 38.770% | 38.770% | [Redacted] | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 88.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 6.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 6.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 6.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 6.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Non-Primary Income — Social Security]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Social Security]; 1099-SSA — 2024<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 6.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 6.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 6.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 6.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2016.00 |  | 6.310% | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $7500.00 | 1.050% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.44 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224348929 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $7057.10 | $7426.65 |  | 7.231% | $1379.55 | $1379.55 | 6.875% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11130.43 | 1 | $6795.00 | $2258.04 | $566.25 | $188.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $7057.10 |  | 6.320% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $717427.19 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 335.59 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224348965 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $25010.00 | $42321.04 |  | 6.286% | $8049.32 | $8049.32 | 5.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13299.59 | 1 | $9270.36 | $4383.00 | $772.53 | $365.25 |  |  |  |  |  | 47.337% | 47.337% | 47.337% | [Redacted] | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $25010.00 |  | 6.240% | $38000.00 | 4 |  |  |  | No | No | 5.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $850000.00 | 50.590% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 52.73 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224348969 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $4174.00 | $5985.12 |  | 6.982% | $1060.35 | $1060.35 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4685.56 | 1 | $2070.00 | $1562.88 | $172.50 | $130.24 |  |  |  |  |  | 46.451% | 46.451% | 46.451% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; WVOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4174.00 |  | 6.310% | $0.00 | 4 | LP /<br>LPA |  | Accept/Eligible | No | No | 6.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $149534.74 | 72.230% | No | 24 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 73.85 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224348996 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4378.25 | $3311.17 |  | 7.081% | $2372.73 | $2372.73 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4933.50 | 1 | $3624.00 | $916.80 | $302.00 | $76.40 |  |  |  |  |  | 37.542% | 37.542% | 37.542% | [Redacted] | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4378.25 |  | 6.310% | $12258.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $148898.70 | 31.210% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.76 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224349077 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $4089.38 | $4089.38 | 6.875% | No | No |  |  |  |  | 0 |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $11029.32 | $9612.00 | $919.11 | $801.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.2 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.36 | 0.73 |  |  |  |  |  |  |  | 11/01/2055 | $800115.55 | 96.390% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 97.02 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224351168 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $1590.00 | $2588.20 |  | 7.042% | $3190.23 | $3190.23 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5084.95 | 1 | $5464.32 | $2694.96 | $455.36 | $224.58 |  |  |  |  |  | 49.773% | 49.773% | 49.773% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — S-Corp (>= 25%)]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Other — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Paystubs — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2023<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; Account Statements — Business — 2025<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; Other — 2025<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; Paystubs — 2025<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2024<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; W-2 — 2024<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2023<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; W-2 — 2023<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 1065 — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 4506-C (for Business) — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; K-1 — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 1065 — 2023<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 4506-C (for Business) — 2023<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; K-1 — 2023 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1590.00 |  | 6.240% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.990% | 2 |  | 2 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $167889.53 | 27.980% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.16 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224351295 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1945.15 | $1945.15 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3782.40 | $424.20 | $315.20 | $35.35 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.9 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.94 |  |  |  |  |  |  |  | 11/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 27.93 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224351400 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $4566.00 | $4187.79 |  | 7.070% | $3296.57 | $3296.57 | 6.990% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5243.37 | 1 | $4373.28 | $3285.96 | $364.44 | $273.83 |  |  |  |  |  | 48.663% | 48.663% | 48.663% | [Redacted] | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4566.00 |  | 6.310% | $11100.00 | 1 | LP /<br>LPA |  | Accept/Eligible | Yes | No | 6.990% | 0 | 0 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $305788.78 | 49.320% | No | 10 | 33 |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 44.63 |  | No | No |  | $0.00 | $5362.16 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224351499 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3013.00 | $7090.70 |  | 7.512% | $3619.14 | $3619.14 | 7.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10931.98 | 1 | $6020.28 | $1923.96 | $501.69 | $160.33 |  |  |  |  |  | 38.371% | 38.371% | 38.371% | [Redacted] | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3013.00 |  | 6.220% | $0.00 | 1.1 | DU |  | ApproveEligible | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  | HELOC | No |  |  |  |  |  | 11/01/2055 |  |  | No | 33 | 33 |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 1.95 |  |  | No |  | $0.00 | $8550.36 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224351553 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $589.50 | $589.50 | 7.125% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 2 | $1820.04 | $827.04 | $151.67 | $68.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.19 | 0.45 |  |  |  |  |  |  |  | 11/01/2055 | $72738.82 | 58.190% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 35.64 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224351759 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $13540.00 | $14427.63 |  | 8.319% | $3445.42 | $3445.42 | 7.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4971.28 | 2 | $5130.84 | $4879.32 | $427.57 | $406.61 |  |  |  |  |  | 46.262% | 46.262% | 46.262% | [Redacted] | 682 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $13540.00 |  | 6.290% | $0.00 |  |  |  |  | No | No | 7.990% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 20.37 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224351827 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2731.19 | $1021.70 |  | 7.160% | $1885.87 | $1885.87 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8747.08 | 1 | $1584.24 | $1407.00 | $132.02 | $117.25 |  |  |  |  |  | 40.972% | 40.972% | 40.972% | [Redacted] | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2731.19 |  | 6.160% | $7000.00 | 1 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $177705.84 | 50.780% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 50.57 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224351867 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4053.20 | $4385.53 |  | 8.308% | $1082.74 | $1082.74 | 7.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1706.26 | 1 | $3636.00 | $1323.96 | $303.00 | $110.33 |  |  |  |  |  | 46.718% | 46.718% | 46.718% | [Redacted] | 655 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% |  |  | Borrower<br>Prepared | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Borrower-prepared P&L — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2024<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Personal — 2001 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4053.20 |  | 6.310% | $0.00 | 3.6 |  |  |  | Yes | No | 7.990% | 0 |  | 0 | 0 | 3 | 0 | 12 |  | 12.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $1372.88 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 10.14 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224351876 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $14089.75 | $17883.43 |  | 9.049% | $8791.88 | $8791.88 | 8.875% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  | United<br>Kingdom<br>of Great<br>Britain<br>and<br>Northern<br>Ireland |  |  |  | $21779.26 | 3 | $16312.56 | $5856.48 | $1359.38 | $488.04 |  |  |  |  |  | 33.066% | 33.066% | 33.066% | [Redacted] | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $14089.75 |  | 6.220% | $183.16 |  |  |  |  | No | No | 8.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $411742.16 | 31.550% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | Passport,<br>VISA |  |  |  |  | 17.59 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224351882 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3827.00 | $4384.95 |  | 7.065% | $1497.80 | $1497.80 | 6.875% | No | No | Self-Employed | Employed |  |  |  |  | Non-Permanent<br>Resident Alien | Non-Permanent<br>Resident Alien |  |  | Israel | Israel |  |  | $6091.41 | 1 | $5352.60 | $3030.96 | $446.05 | $252.58 |  |  |  |  |  | 33.753% | 33.753% | 33.753% | [Redacted] | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 54.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3827.00 |  | 6.160% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 1 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $14946.26 | 5.240% | No |  | 11 |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  | VISA | VISA |  |  |  | 48.27 |  | No | No |  | $0.00 | $4183.86 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224351887 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $8535.70 | $8535.70 | 8.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $19884.84 | $10573.68 | $1657.07 | $881.14 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 690 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.85 | 1.16 |  |  |  |  |  |  |  | 11/01/2055 | $196743.29 | 12.690% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.21 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 4 |
| 224351894 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1790.00 | $8996.16 |  | 7.871% | $3320.82 | $3910.29 | 8.427% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5918.42 | 1 | $14124.00 | $3723.00 | $1177.00 | $310.25 |  |  |  |  |  | 47.883% | 48.246% | 47.883% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1790.00 |  | 6.650% | $0.00 | 3.1 |  |  |  | Yes | No | 8.427% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $52953.16 | 8.270% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.31 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224351898 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $11304.00 | $13919.86 |  | 8.187% | $5454.02 | $5454.02 | 7.990% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  |  |  |  |  | $90000.46 | 1 | $13044.12 | $1422.00 | $1087.01 | $118.50 |  |  |  |  |  | 7.627% | 7.627% | 7.627% | [Redacted] | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $11304.00 |  | 6.310% | $0.00 | 1.4 |  |  |  | Yes | No | 7.990% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $510554.53 | 54.890% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | Employment<br>Authorization |  |  |  |  | 44.92 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224351907 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1555.24 | $1555.24 | 6.990% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | $9153.36 | $1458.00 | $762.78 | $121.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 721 | 712 | 721 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.39 | 0.71 |  |  |  |  |  |  |  | 11/01/2055 | $47679.59 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  | No | 17.85 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224351911 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2640.00 | $3551.30 |  | 7.585% | $2936.70 | $2936.70 | 7.500% | No | No | Non-Employment<br>Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6066.46 | 1 | $16370.64 | $12214.68 | $1364.22 | $1017.89 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Other — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2640.00 |  | 6.290% | $0.00 | 2.2 |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $690409.81 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 203.09 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 7 |
| 224361968 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $6858.60 | $6299.21 |  | 8.401% | $1213.96 | $1213.96 | 7.990% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8025.99 | 1 | $3396.72 | $2175.96 | $283.06 | $181.33 |  |  |  |  |  | 29.912% | 29.912% | 29.912% | [Redacted] | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal,<br>Business | 100.000% | 100.000% | 100.000% |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2024<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $6858.60 |  | 6.320% | $9000.00 | 2.5 |  |  |  | Yes | No | 7.990% | 0 | 0 | 0 | 0 | 2 | 0 | 12 | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $61000.00 | 29.460% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  |  | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 9.94 |  | No | No |  | $2445.98 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224361969 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1232.89 | $1232.89 | 6.990% | No | No |  |  |  |  |  |  |  | Permanent<br>Resident Alien |  |  |  |  |  |  |  | 1 | $4904.88 | $1304.52 | $408.74 | $108.71 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | N/<br>A | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | 11/01/2055 | $469237.91 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Guarantor<br>—<br>Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 130.4 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224362146 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $5098.70 | $5622.96 |  | 7.395% | $2612.74 | $2612.74 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4299.32 | 1 | $9975.96 | $1429.32 | $831.33 | $119.11 |  |  |  |  |  | 49.830% | 49.830% | 49.830% | [Redacted] | 667 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2021 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5098.70 |  | 6.310% | $0.00 | 1 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.43 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224362155 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1790.00 | $973.95 |  | 6.522% | $2528.27 | $2528.27 | 6.500% | No | No | Non-Employment<br>Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13425.65 | 1 | $5220.24 | $3826.92 | $435.02 | $318.91 |  |  |  |  |  | 25.520% | 25.520% | 25.520% | [Redacted] | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023<br> [Coborrower(s) — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Coborrower(s) — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Coborrower(s) — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1790.00 |  | 6.240% | $10000.00 | 3.7 |  |  |  | No | No | 6.500% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $2255056.74 | 100.000% | No |  | 34 |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 405.72 |  |  | No |  | $12744.34 | $4462.96 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224362156 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4125.00 | $4529.59 |  | 6.898% | $2010.65 | $2010.65 | 6.750% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $121560.81 | 1 | $3951.36 | $4944.00 | $329.28 | $412.00 |  |  |  |  |  | 7.208% | 7.208% | 7.208% | [Redacted] | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4125.00 |  | 6.240% | $0.00 | 2.6 |  |  |  | N/<br>A | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 103.28 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224364766 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $9507.58 | $11277.13 |  | 7.276% | $2563.48 | $2563.48 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $68068.98 | 1 | $2932.92 | $4838.04 | $244.41 | $403.17 |  |  |  |  |  | 9.703% | 9.703% | 9.703% | [Redacted] | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $9507.58 |  | 6.310% | $1000.00 | 1 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $136639.38 | 24.570% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 66.46 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224364814 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3990.00 | $7789.66 |  | 6.637% | $911.42 | $911.42 | 6.125% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  | Mexico |  |  |  | $3105.88 | 1 | $3417.96 | $1704.96 | $284.83 | $142.08 |  |  |  |  |  | 42.930% | 42.930% | 42.930% | [Redacted] | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2020<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2020 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3990.00 |  | 6.160% | $0.00 | 2.6 |  |  |  | No | No | 6.125% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $7464.57 |  | No |  |  |  |  | Yes | Short Form | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | Employment<br>Authorization |  |  |  | No | 5.43 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224364815 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1890.00 | $9474.45 |  | 7.594% | $7571.79 | $7571.79 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $38330.99 | 1 | $14267.40 | $1464.00 | $1188.95 | $122.00 |  |  |  |  |  | 26.507% | 26.507% | 26.507% | [Redacted] | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) — 2024<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) — 2023<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2013<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2012 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1890.00 |  | 6.310% | $142000.00 | 3.6 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $102141.45 | 7.970% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.19 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224364821 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2313.13 | $5209.95 |  | 6.725% | $2167.45 | $2167.45 | 6.625% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15445.27 | 1 | $10546.44 | $1772.04 | $878.87 | $147.67 |  |  |  |  |  | 41.051% | 41.051% | 41.051% | [Redacted] | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower<br>Prepared | [Borrower — \| Primary Income — S-Corp (>= 25%)]; Balance Sheet — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; P&L Statement — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Paystubs — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2023 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 4506-C — 2023<br> [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; Transcripts (1040) — 2024<br> [Coborrower]; 4506-C — 2023 | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2313.13 |  | 6.310% | $0.00 |  |  |  |  | Yes | No | 6.625% | 1 | 0 | 1 | 0 | 2 | 1 |  |  | 9.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $432889.11 | 69.260% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 39.85 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224364837 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $8247.24 | $8247.24 | 7.500% | No | No |  |  |  |  | 0 |  |  | US Citizen | Non-Permanent<br>Resident Alien |  |  |  |  |  |  | 3 | $25306.56 | $8517.24 | $2108.88 | $709.77 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 789 | 662 | 686 | 666 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.22 | 0.81 |  |  |  |  |  |  |  | 11/01/2055 | $24638.44 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Corp | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  | No | 21.88 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| 224364890 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1410.70 | $1410.70 | 6.750% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $3762.96 | $1595.04 | $313.58 | $132.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 772 | 703 | 726 | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 3 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.83 |  |  |  |  |  |  |  | 11/01/2055 | $26127.17 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  | No | 9 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| 224364935 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1690.00 | $3595.31 |  | 6.727% | $7985.31 | $7985.31 | 6.700% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $26689.80 | 1 | $20625.00 | $2369.04 | $1718.75 | $197.42 |  |  |  |  |  | 35.945% | 35.945% | 35.945% | [Redacted] | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1690.00 |  | 6.310% | $2000.00 | 1.3 | DU |  | ApproveIneligible | Yes | No | 6.700% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $532474.41 | 32.270% | No | 33 |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.36 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **TILA<br>Status Loan<br>Designation** | **Exempt<br>QM/ATR<br>Equivalency** | **CDFI<br>Bank<br>Originated<br>Loan** | **Application<br>Date** | **TRID<br>Tested** | **GSE** | **HOEPA<br>Fees** | **TILA Fees** | **Rate<br>Lock<br>Date** | **Calculated<br>APR** | **Original<br>P&I** | **Qualifying<br>P&I** | **Qualifying<br>Rate** | **Is<br>Borrower Non<br>Occupant** | **Is Co<br>Borrower Non<br>Occupant** | **Borrower<br>Employment<br>Indicator** | **Co<br>Borrower<br>Employment<br>Indicator** | **Co<br>Borrower 2<br>Employment<br>Indicator** | **Co<br>Borrower 3<br>Employment<br>Indicator** | **Co<br>Borrower2 Length<br>of Employment** | **Co<br>Borrower3 Length<br>of Employment** | **Borrower<br>Foreign National<br>Indicator** | **Co<br>Borrower Foreign<br>National<br>Indicator** | **Co Borrower 2<br>Foreign National<br>Indicator** | **Co Borrower 3<br>Foreign National<br>Indicator** | **Borrower<br>Country<br>Name** |  | **Co<br>Borrower<br>Country<br>Name** | **Co<br>Borrower2<br>Country<br>Name** | **Co<br>Borrower3<br>Country<br>Name** | **Residual<br>Income** | **Num<br>Units** | **Annual<br>Property<br>Tax** | **Annual<br>Insurance<br>Costs** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Costs** | **HOA<br>Name** | **HOA<br>Address<br>State** | **Fee<br>Amount** | **Next Due<br>Date** | **HOA<br>Payment<br>Frequency** | **Investor<br>DTI** | **QM DTI** | **Non QM<br>DTI** | **Original<br>Credit<br>Report<br>Date** | **Qualifying<br>Credit<br>Score** | **Third<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Original FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Original FICO<br>Transunion** | **Most<br>Recent Updated<br>Credit Report<br>Date** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Primary<br>Wage Earner<br>Updated FICO<br>Transunion** | **Secondary Wage<br>Earner Updated<br>FICO Equifax** | **Secondary Wage<br>Earner Updated<br>FICO Experian** | **Secondary Wage<br>Earner Updated<br>FICO<br>Transunion** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Updated FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Updated FICO<br>Transunion** | **Most<br>Recent Updated<br>Co Borrower 2<br>FICO** | **Most<br>Recent Updated<br>Co Borrower 3<br>FICO** | **Co<br>Borrower 2 Asset<br>Verification<br>Level** | **Co<br>Borrower 3 Asset<br>Verification<br>Level** | **Co<br>Borrower 2<br>Income<br>Verification<br>Level** | **Co<br>Borrower 3<br>Income<br>Verification<br>Level** | **Co<br>Borrower 2<br>Employment<br>Verification<br>Level** | **Co<br>Borrower 3<br>Employment<br>Verification<br>Level** | **Asset<br>Depletion<br>Flag** | **Bank<br>Statements<br>Flag** | **Number of<br>Statements** | **Type of<br>Statements** | **Percent<br>of Income<br>From<br>Statements** | **Borrower<br>Business<br>Ownership%** | **CoBorrower Business<br>Ownership %** | **P&L Type** | **Income<br>Doc<br>Detail** | **Tax<br>Return<br>Doc<br>Details** | **Document<br>Level** | **Document<br>Type** |  | **Most<br>Recent<br>Bankruptcy<br>Type** | **Most<br>Recent<br>Bankruptcy<br>Filing Date** | **Most<br>Recent<br>Bankruptcy<br>Discharge<br>Date** | **Number of<br>Bankruptcy<br>Events** | **Months<br>Bankruptcy<br>(7, 11)** | **Months<br>Bankruptcy<br>(13)** | **Most<br>Recent Deed-<br>in - Lieu Date** | **Number<br>of Deed-<br>in-Lieu<br>Events** | **Months<br>Deed-<br>in-Lieu** | **Most<br>Recent Short<br>Sale Date** | **Number<br>of Short<br>Sale<br>Events** | **Months<br>Short Sale<br>(or Pre<br>FC)** | **Most<br>Recent<br>Foreclosure<br>Date** | **Number of<br>Foreclosure<br>Events** | **Months<br>Foreclosure** | **Prior<br>Mortgage/Rent<br>Late 30d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 60d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 90d<br>in 24m** | **Has ACH** | **Guideline<br>Name** | **UW<br>Guideline<br>Author** | **ATR QM<br>Total Points<br>and Fees<br>Audit** | **Loan<br>Regulation<br>Benchmark<br>Date** | **Benchmark<br>Rate** | **HUD 1<br>Page 1<br>Credits<br>Total** | **Collateral<br>Underwriter<br>Risk Score** | **AUS<br>Decision<br>System** | **Property<br>Inspection<br>Waiver<br>(PIW)** | **Rating Result** | **Eligible<br>For Rep and<br>Warrant Relief<br>Per Collateral<br>Advisor** | **Is Equity<br>Shared<br>Loan** | **Investor<br>Qualifying<br>Rate** | **Borrower<br>Years of<br>W2s** | **CoBorrower<br>Years of<br>W2s** | **Years of<br>Personal<br>Tax<br>Returns** | **Years of<br>Business<br>Tax<br>Returns** | **Years of<br>4506T** | **Years of<br>Tax<br>Transcripts** | **Months<br>of Personal<br>Bank<br>Statements** | **Months<br>of Business<br>Bank<br>Statements** | **Months<br>of Profit<br>and Loss<br>Statements** | **Expense<br>Letter** | **Total<br>DSCR** | **Total<br>Inverse<br>DSCR** | **Subordinate<br>Lien Type** | **Is Shared<br>Appreciation<br>Mortgage** | **Duration<br>of<br>Payout<br>Months** | **Seller<br>VSH<br>Indicator** | **Seller<br>Indicated VSH<br>Guideline** | **Validated<br>VSH** | **IO<br>Remaining<br>Amortization<br>Term at<br>Recast** | **Maturity<br>Date** | **Borrower<br>Own Funds<br>Cash<br>Amount** | **Borrower<br>Own<br>Funds<br>Percent** | **Is the<br>Note<br>an<br>eNote** | **Borrower<br>WVOE —

# of<br>Months of<br>Income<br>provided** | **Co<br>Borrower WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower2 WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower3 WVOE<br>— # of Months of<br>Income provided** | **Were the<br>origination<br>guidelines utilized<br>for this diligence<br>review?** | **Title<br>Evidence** | **Ownership<br>Type** | **Borrower<br>Type** | **Borrower<br>Designation** | **Co<br>Borrower<br>Type** | **Co<br>Borrower<br>Designation** | **Co<br>Borrower2<br>Type** | **Co<br>Borrower2<br>Designation** | **Co<br>Borrower3<br>Type** | **Co<br>Borrower3<br>Designation** | **Senior<br>Lien<br>Position** | **Senior<br>Lien Original<br>Loan<br>Amount** | **Senior<br>Lien Original<br>Interest Rate** | **Senior<br>Lien Note<br>Projected<br>Closing<br>Date** | **Senior<br>Lien<br>Current<br>Balance** | **Senior<br>Lien<br>Current<br>P&I** | **Loan<br>Closed in the<br>Name of an<br>Entity** | **Note<br>Executed<br>by** | **Assumable<br>Mortgage<br>Flag** | **Leasehold<br>Flag** | **Buydown<br>Flag** | **Borrower<br>Experian FICO<br>Model Used** |  | **Borrower<br>Equifax FICO<br>Model Used** | **Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower Experian<br>FICO Model Used** |  | **Co<br>Borrower Equifax<br>FICO Model<br>Used** | **Co Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower2 Experian<br>FICO Model Used** | **Co<br>Borrower2 Equifax<br>FICO Model Used** | **Co Borrower2<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower3 Experian<br>FICO Model Used** | **Co<br>Borrower3 Equifax<br>FICO Model Used** | **Co Borrower3<br>TransUnion FICO<br>Model Used** | **Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Delayed<br>Financing?** | **Months<br>Reserves** | **Correspondent<br>Type** | **Departure<br>Residence** | **Rate<br>Increase<br>on<br>Default** | **MERS<br>Min<br>Number** | **Co<br>Borrower<br>Other<br>Income** | **Co<br>Borrower<br>Wage<br>Income** | **Primary<br>Housing Lates 0 6<br>Months 30** | **Primary<br>Housing Lates 0 6<br>Months 60** | **Primary<br>Housing Lates 0 6<br>Months 90** | **Primary<br>Housing Lates 7<br>12 Months 30** | **Primary<br>Housing Lates 7<br>12 Months 60** | **Primary<br>Housing Lates 7<br>12 Months 90** | **Primary<br>Housing Lates 13<br>24 Months 30** | **Primary<br>Housing Lates 13<br>24 Months 60** | **Primary<br>Housing Lates 13<br>24 Months 90** | **Primary<br>Housing Lates 25<br>36 Months 30** | **Primary<br>Housing Lates 25<br>36 Months 60** | **Primary<br>Housing Lates 25<br>36 Months 90** | **Borrower<br>1 ITIN<br>Flag** | **Borrower<br>2 ITIN<br>Flag** | **Borrower<br>3 ITIN<br>Flag** | **Borrower<br>4 ITIN<br>Flag** | **Total<br>Number of<br>Mortgaged<br>Properties** |
| 224364940 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $17821.00 | $13785.34 |  | 7.949% | $3008.12 | $3008.12 | 7.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | $21095.88 | 1 | $4632.36 | $2473.08 | $386.03 | $206.09 |  |  |  |  |  | 14.661% | 14.661% | 14.661% | [Redacted] | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $17821.00 |  | 6.290% | $14250.00 | 1.2 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $5000.00 | 1.050% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.18 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224364947 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3385.00 | $5337.46 |  | 6.409% | $5201.89 | $5201.89 | 6.350% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | $28727.86 | 1 | $20236.56 | $2072.28 | $1686.38 | $172.69 |  |  |  |  |  | 27.670% | 27.670% | 27.670% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3385.00 |  | 6.540% | $2717.00 | 2.6 | DU |  | ApproveIneligible | Yes | No | 6.350% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $571719.47 | 47.840% | No | 31 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.69 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224364950 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $15140.00 | $16099.45 |  | 8.335% | $3665.34 | $3665.34 | 7.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | $19214.84 | 1 | $3447.60 | $1595.52 | $287.30 | $132.96 |  |  |  |  |  | 29.905% | 29.905% | 29.905% | [Redacted] | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $15140.00 |  | 6.310% | $0.00 | 1.9 |  |  |  | No | No | 7.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 64.49 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224364954 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $12790.00 | $17401.64 |  | 6.616% | $9481.02 | $9481.02 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | $114802.45 | 1 | $23841.84 | $4823.52 | $1986.82 | $401.96 |  |  |  |  |  | 10.486% | 10.486% | 10.486% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $12790.00 |  | 6.220% | $0.00 | 3 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $191112.43 |  | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 76.72 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224364980 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2334.43 | $2334.43 | 7.125% | No | No |  |  |  |  | 0 |  |  | US<br>Citizen | N/A |  |  |  |  |  |  |  | 1 | $2155.56 | $2934.96 | $179.63 | $244.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 4.1 |  |  |  | No | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.17 | 0.45 |  |  |  |  |  |  |  | 11/01/2055 | $0.00 | 0.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 17 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224365651 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1742.38 | $1742.38 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  |  | 1 | $3538.56 | $930.00 | $294.88 | $77.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.2 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.88 |  |  |  |  |  |  |  | 11/01/2040 | $559433.22 | 100.000% | No |  |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 216.17 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 6 |
| 224366503 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1762.02 | $1762.02 | 7.500% | No | No |  |  |  |  | 0 |  |  | Foreign<br>National | N/A |  |  |  |  |  |  |  | 1 | $4390.80 | $724.20 | $365.90 | $60.35 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.75 | 1.31 |  |  |  |  |  |  |  | 12/01/2055 | $4528.47 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 68.94 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224366504 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $3399.00 | $5586.76 |  | 7.189% | $1860.97 | $1860.97 | 6.990% | No | No | Employed | Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  |  | $8037.79 | 1 | $3744.72 | $168.96 | $312.06 | $14.08 |  |  |  |  |  | 42.941% | 42.941% | 42.941% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3399.00 |  | 6.290% | $0.00 | 1 | LP /<br>LPA |  | Accept/Eligible | N/<br>A | No | 6.990% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 |  |  | No | 33 | 33 |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 37.26 |  | No | No |  | $0.00 | $6586.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224367079 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4225.53 | $11724.16 |  | 7.190% | $3838.24 | $3838.24 | 6.990% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  | Argentina |  |  |  |  | $7666.36 | 1 | $5205.84 | $1227.60 | $433.82 | $102.30 |  |  |  |  |  | 38.560% | 38.560% | 38.560% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4225.53 |  | 6.290% | $0.00 | 1.8 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $29802.34 | 3.870% | No |  |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | VISA |  |  |  |  | 11.56 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224367082 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $4333.39 | $4333.39 | 6.990% | No | No |  |  |  |  | 0 |  |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  |  |  | 2 | $5784.72 | $1845.00 | $482.06 | $153.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 774 | 715 | 712 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  | 11.91 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224371108 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $7468.00 | $11680.66 |  | 7.293% | $2206.58 | $2206.58 | 6.990% | No | No | Employed | Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  |  | $13788.19 | 1 | $7810.80 | $1416.00 | $650.90 | $118.00 |  |  |  |  |  | 34.566% | 34.566% | 34.566% | [Redacted] | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $7468.00 |  | 6.160% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.990% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $135100.27 | 32.550% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 10.79 |  | No | No |  | $0.00 | $9912.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224371117 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2132.00 | $8169.12 |  | 6.918% | $2406.30 | $2406.30 | 6.750% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  |  | $8926.86 | 1 | $3975.00 | $4515.96 | $331.25 | $376.33 |  |  |  |  |  | 45.257% | 45.257% | 45.257% | [Redacted] | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third<br>Party<br>Prepared<br>(Unaudited) | [Borrower — \| Primary Income — Sole Proprietor]; P&L Statement — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; 1040 — Schedule C — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; 1040 — Schedule C — 2023<br> [Borrower — \| Non-Primary Income — Pension]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; Transcripts (1040) — 2024<br> [Coborrower]; 1040 — 2023<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; Transcripts (1040) — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2132.00 |  | 6.220% | $0.00 | 4.3 |  |  |  | No | No | 6.750% | 0 | 2 | 2 | 0 | 2 | 2 |  |  | 9.87 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $197723.89 | 37.300% | No |  | 33 |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 6.24 |  | Yes | No |  | $0.00 | $8286.20 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224371138 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2054.71 | $2054.71 | 8.250% | No | No |  |  |  |  | 0 |  |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  |  |  | 3 | $4364.64 | $3596.04 | $363.72 | $299.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 743 | 706 | 717 | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.36 | 0.73 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  | No | 59.1 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224371142 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2667.50 | $2667.50 | 7.500% | No | No |  |  |  |  |  |  |  | Permanent<br>Resident<br>Alien |  |  |  |  |  |  |  |  | 1 | $8381.28 | $695.76 | $698.44 | $57.98 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.88 | 1.13 |  |  |  |  |  |  |  | 12/01/2055 | $519237.91 | 85.820% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 54.28 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224371152 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1520.02 | $1520.02 | 7.990% | No | No |  |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  |  | 1 | $6213.84 | $1663.80 | $517.82 | $138.65 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 644 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.91 |  |  |  |  |  |  |  | 11/01/2055 | $56697.03 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 111.25 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224371155 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1450.00 | $2795.30 |  | 6.878% | $5766.28 | $5766.28 | 6.850% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | $44210.86 | 1 | $4616.76 | $3431.04 | $384.73 | $285.92 |  |  |  |  |  | 35.785% | 35.785% | 35.785% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower<br>Prepared | [Borrower — \| Primary Income — S-Corp (>= 25%)]; P&L Statement — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Paystubs — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2023 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1450.00 |  | 6.290% | $0.00 | 3.1 | DU |  | ApproveIneligible | No | No | 6.850% | 1 |  | 1 | 0 | 2 | 0 |  |  | 8.97 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $352845.34 | 32.070% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.71 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224371156 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3787.50 | $6177.42 |  | 7.204% | $1215.32 | $1215.32 | 6.875% | No | No | Non-Employment<br>Income | Not<br>Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  |  | $5118.89 | 1 | $1656.12 | $1233.96 | $138.01 | $102.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 657 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 | 0 | 0 |  |  | Cross<br>Country | $3787.50 |  | 6.240% | $5000.00 | 2.3 | DU |  | ApproveEligible | No | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $564803.62 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 259.82 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224371175 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4950.00 | $5714.56 |  | 6.661% | $4162.02 | $4162.02 | 6.625% | No | No | Non-Employment<br>Income | Not<br>Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  |  | $17145.31 | 1 | $12120.84 | $4956.96 | $1010.07 | $413.08 |  |  |  |  |  | 30.249% | 30.249% | 30.249% | [Redacted] | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4950.00 |  | 6.310% | $30000.00 | 2.3 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 12/01/2055 | $4341012.69 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 590.71 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224371256 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $8080.19 | $9805.64 |  | 9.325% | $2769.45 | $2769.45 | 8.990% | No | No | Employed | Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  |  | $13058.99 | 1 | $6602.16 | $4578.00 | $550.18 | $381.50 |  |  |  |  |  | 25.134% | 27.801% | 25.134% | [Redacted] | 626 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $8080.19 |  | 6.650% | $0.00 | 3 | DU |  | ApproveIneligible | Yes | No | 8.990% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $593512.88 |  | No | 33 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 160.36 |  |  | No |  | $0.00 | $10131.92 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224371266 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4436.25 | $12772.15 |  | 6.751% | $3128.74 | $3128.74 | 6.500% | No | No | Self-Employed | Not<br>Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  |  | $43776.63 | 1 | $12975.00 | $6842.40 | $1081.25 | $570.20 |  |  |  |  |  | 17.813% | 17.813% | 17.813% | [Redacted] | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4436.25 |  | 6.220% | $800.00 | 1 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $440487.27 | 53.390% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 16.24 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224371268 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1990.00 | $8162.57 |  | 6.979% | $6619.48 | $6619.48 | 6.950% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | $56311.01 | 1 | $28504.08 | $5112.48 | $2375.34 | $426.04 |  |  |  |  |  | 30.158% | 30.158% | 30.158% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower<br>Prepared | [Borrower — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2023 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1990.00 |  | 6.240% | $0.00 | 3.6 | DU |  | ApproveIneligible | Yes | No | 6.950% | 2 |  | 2 | 0 | 2 | 2 |  |  | 8.97 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $603032.91 | 37.570% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.92 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224371271 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1890.00 | $27784.17 |  | 7.287% | $20465.29 | $20465.29 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | $98984.70 | 1 | $52500.00 | $3483.12 | $4375.00 | $290.26 |  |  |  |  |  | 38.653% | 38.653% | 38.653% | [Redacted] | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2012 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1890.00 |  | 6.240% | $0.00 | 1.3 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $2384.75 | 0.050% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.08 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224371272 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2926.93 | $3658.61 |  | 7.061% | $3143.04 | $3143.04 | 6.990% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | $8960.27 | 1 | $8887.32 | $1859.28 | $740.61 | $154.94 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2926.93 |  | 6.310% | $0.00 | 1.9 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $1598687.69 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 291.38 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224371278 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4622.00 | $10934.78 |  | 7.399% | $3683.75 | $3683.75 | 7.250% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  | Venezuela<br>| <br>(Bolivarian <br>Republic <br>of) |  |  |  | $8465.03 | 1 | $11151.96 | $3080.64 | $929.33 | $256.72 |  |  |  |  |  | 41.600% | 41.600% | 41.600% | [Redacted] | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4622.00 |  | 6.240% | $0.00 | 2.6 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $10000.00 | 1.390% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | Employment<br>Authorization |  |  |  |  | 5.82 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224371294 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2565.74 | $2565.74 | 7.990% | No | No |  |  |  |  |  |  | Foreign<br>National | Foreign<br>National |  |  |  |  |  |  |  |  | 1 | $6588.00 | $4069.44 | $549.00 | $339.12 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.87 | 1.14 |  |  |  |  |  |  |  | 12/01/2055 | $20000.00 | 4.120% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 81 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | No | No | 1 |
| 224371329 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1296.38 | $1296.38 | 6.375% | No | No |  |  |  |  | 0 |  |  | US<br>Citizen | Permanent<br>Resident<br>Alien |  |  |  |  |  |  |  | 3 | $5885.04 | $3741.96 | $490.42 | $311.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.88 | 0.53 |  |  |  |  |  |  |  | 12/01/2040 | $440810.85 | 97.950% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Guarantor<br>—<br>Individual | Individual | Guarantor<br>—<br>Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  | 54.3 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224371770 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $7951.25 | $8961.10 |  | 6.801% | $3169.54 | $3169.54 | 6.625% | No | No | Self-Employed |  |  |  |  |  | Permanent<br>Resident Alien |  |  |  |  |  |  |  |  | $7812.31 | 1 | $8312.52 | $2234.04 | $692.71 | $186.17 |  |  |  |  |  | 46.650% | 46.650% | 46.650% | [Redacted] | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third<br>Party<br>Prepared | [Borrower — \| Primary Income — P&L Statement Only]; CPA Letter — 2025<br> [Borrower — \| Primary Income — P&L Statement Only]; P&L Statement — 2025 |  | Alternative<br>Documentation<br>(A) | 1yr P&L<br>w/Bank<br>Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $7951.25 |  | 6.320% | $0.00 | 1.3 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $213478.26 | 32.340% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | Resident<br>Alien Card |  |  |  |  | 7.91 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224371799 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $51640.00 | $17024.21 |  | 7.948% | $3944.32 | $4704.57 | 8.427% | No | No | Not Employed | Self-<br>Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $121737.16 | 1 | $5008.44 | $2612.04 | $417.37 | $217.67 |  |  |  |  |  | 19.149% | 19.145% | 19.149% | [Redacted] | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification — 2025 | [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 24mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $51640.00 |  | 6.620% | $0.00 | 1 |  |  |  | Yes | No | 8.427% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $275557.52 |  | No |  |  |  |  | Yes | Final | Fee<br>Simple | Corp | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | Yes |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 58.47 |  | No | No |  | $150569.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| 224371810 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $3277.81 | $3277.81 | 8.375% | No | No |  |  |  |  |  |  | Permanent<br>Resident Alien |  |  |  |  |  |  |  |  |  | 1 | $12538.20 | $2608.44 | $1044.85 | $217.37 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | N/<br>A | No | 8.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.77 | 1.29 |  |  |  |  |  |  |  | 11/01/2055 | $245374.28 | 42.670% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.08 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224371819 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3440.00 | $4537.46 |  | 6.998% | $2299.25 | $2299.25 | 6.875% | No | No | Non-Employment<br>Income | Not<br>Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  |  | $10029.71 | 1 | $13134.00 | $3818.04 | $1094.50 | $318.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Other — 2025 | [Borrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3440.00 |  | 6.240% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $1830208.81 | 100.000% | No |  |  |  |  | Yes | Short Form | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 493.06 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224371825 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1395.00 | $5932.92 |  | 7.018% | $2680.27 | $2680.27 | 6.875% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | $16287.67 | 1 | $474.96 | $3612.36 | $39.58 | $301.03 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1395.00 |  | 6.290% | $0.00 | 3.4 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $1170513.54 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 368.72 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224373963 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1435.05 | $1435.05 | 6.990% | No | No |  |  |  |  |  |  |  | Foreign<br>National |  |  |  |  |  |  |  |  | 1 | $2174.04 | $880.68 | $181.17 | $73.39 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.92 |  |  |  |  |  |  |  | 11/01/2055 | $86222.89 | 29.940% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 32.15 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 |
| 224374008 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1930.00 | $3198.20 |  | 7.002% | $1156.19 | $1156.19 | 6.875% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | $2632.52 | 1 | $2149.32 | $2301.96 | $179.11 | $191.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1930.00 |  | 6.240% | $0.00 | 2 | DU |  | ApproveIneligible | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 12/01/2055 | $409840.14 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 146.82 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224374012 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1490.00 | $2083.64 |  | 7.166% | $4042.31 | $4042.31 | 7.125% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | $7272.63 | 1 | $7634.52 | $8253.96 | $636.21 | $687.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1490.00 |  | 6.290% | $0.00 | 1.1 |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $949209.17 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 179.52 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224374015 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $5004.78 | $8117.18 |  | 7.567% | $1527.53 | $1527.53 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | $9096.47 | 1 | $5401.44 | $804.00 | $450.12 | $67.00 |  |  |  |  |  | 40.749% | 40.749% | 40.749% | [Redacted] | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Sole Proprietor]; Other — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 — 2023<br> [Borrower — \| Primary Income — Sole Proprietor]; W-2 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5004.78 |  | 6.220% | $69000.00 | 1.2 |  |  |  | Yes | No | 7.250% | 2 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $73413.77 | 26.220% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 32.75 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224374017 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1944.87 | $1944.87 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  |  | 1 | $3097.68 | $3968.04 | $258.14 | $330.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 4 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.86 |  |  |  |  |  |  |  | 11/01/2055 | $16717.88 | 4.250% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.82 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224374018 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $12658.56 | $13944.08 |  | 7.441% | $2100.23 | $2100.23 | 6.990% | No | No | Self-Employed |  |  |  |  |  | Permanent<br>Resident Alien |  |  |  |  |  |  |  |  | $10643.19 | 1 | $7249.20 | $1145.04 | $604.10 | $95.42 |  |  |  |  |  | 31.045% | 31.045% | 31.045% | [Redacted] | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Sole Proprietor]; Other — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 Transcript — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 — 2023<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $12658.56 |  | 6.310% | $0.00 | 3.2 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $90919.58 | 23.010% | No |  |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | Resident<br>Alien Card |  |  |  |  | 8.43 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224374061 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3290.00 | $5828.23 |  | 7.385% | $996.95 | $996.95 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | $1809.37 | 1 | $3353.04 | $1182.48 | $279.42 | $98.54 |  |  |  |  |  | 53.430% | 53.430% | 53.430% | [Redacted] | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | 12 | Personal | 73.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3290.00 |  | 6.240% | $13000.00 | 1.2 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $158543.59 | 79.270% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 54.18 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224374350 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1030.34 | $1030.34 | 8.500% | No | No |  |  |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  |  |  | 1 | $1272.60 | $1392.00 | $106.05 | $116.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2.1 |  |  |  | No | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.33 | 0.74 |  |  |  |  |  |  |  | 12/01/2055 | $53200.04 | 31.760% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 16.47 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224374502 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $28350.00 | $12307.08 |  | 8.145% | $2392.67 | $2392.67 | 8.427% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | $47519.79 | 1 | $1190.04 | $2594.04 | $99.17 | $216.17 |  |  |  |  |  | 16.824% | 17.609% | 17.448% | [Redacted] | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $28350.00 |  | 6.740% | $0.00 | 3.5 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $70560.99 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 22.94 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **TILA<br>Status Loan<br>Designation** | **Exempt<br>QM/ATR<br>Equivalency** | **CDFI<br>Bank<br>Originated<br>Loan** | **Application<br>Date** | **TRID<br>Tested** | **GSE** | **HOEPA<br>Fees** | **TILA Fees** | **Rate<br>Lock<br>Date** | **Calculated<br>APR** | **Original<br>P&I** | **Qualifying<br>P&I** | **Qualifying<br>Rate** | **Is<br>Borrower Non<br>Occupant** | **Is Co<br>Borrower Non<br>Occupant** | **Borrower<br>Employment<br>Indicator** | **Co Borrower<br>Employment<br>Indicator** | **Co<br>Borrower 2<br>Employment<br>Indicator** | **Co<br>Borrower 3<br>Employment<br>Indicator** | **Co<br>Borrower2 Length<br>of Employment** | **Co<br>Borrower3 Length<br>of Employment** | **Borrower<br>Foreign National<br>Indicator** | **Co<br>Borrower Foreign<br>National<br>Indicator** | **Co Borrower 2<br>Foreign National<br>Indicator** | **Co Borrower 3<br>Foreign National<br>Indicator** | **Borrower<br>Country<br>Name** | **Co<br>Borrower<br>Country<br>Name** | **Co<br>Borrower2<br>Country<br>Name** | **Co<br>Borrower3<br>Country<br>Name** | **Residual<br>Income** | **Num<br>Units** | **Annual<br>Property<br>Tax** | **Annual<br>Insurance<br>Costs** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Costs** | **HOA<br>Name** | **HOA<br>Address<br>State** | **Fee<br>Amount** | **Next Due<br>Date** | **HOA<br>Payment<br>Frequency** | **Investor<br>DTI** | **QM DTI** | **Non QM<br>DTI** | **Original<br>Credit<br>Report<br>Date** | **Qualifying<br>Credit<br>Score** | **Third<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Original FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Original FICO<br>Transunion** | **Most<br>Recent Updated<br>Credit Report<br>Date** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Primary<br>Wage Earner<br>Updated FICO<br>Transunion** | **Secondary Wage<br>Earner Updated<br>FICO Equifax** | **Secondary Wage<br>Earner Updated<br>FICO Experian** | **Secondary Wage<br>Earner Updated<br>FICO<br>Transunion** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Updated FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Updated FICO<br>Transunion** | **Most<br>Recent Updated<br>Co Borrower 2<br>FICO** | **Most<br>Recent Updated<br>Co Borrower 3<br>FICO** | **Co<br>Borrower 2 Asset<br>Verification<br>Level** | **Co<br>Borrower 3 Asset<br>Verification<br>Level** | **Co<br>Borrower 2<br>Income<br>Verification<br>Level** | **Co<br>Borrower 3<br>Income<br>Verification<br>Level** | **Co<br>Borrower 2<br>Employment<br>Verification<br>Level** | **Co<br>Borrower 3<br>Employment<br>Verification<br>Level** | **Asset<br>Depletion<br>Flag** | **Bank<br>Statements<br>Flag** | **Number of<br>Statements** | **Type of<br>Statements** | **Percent<br>of Income<br>From<br>Statements** | **Borrower<br>Business<br>Ownership%** | **CoBorrower Business<br>Ownership %** | **P&L Type** | **Income<br>Doc<br>Detail** | **Tax<br>Return<br>Doc<br>Details** | **Document<br>Level** | **Document<br>Type** |  | **Most<br>Recent<br>Bankruptcy<br>Type** | **Most<br>Recent<br>Bankruptcy<br>Filing Date** | **Most<br>Recent<br>Bankruptcy<br>Discharge<br>Date** | **Number of<br>Bankruptcy<br>Events** | **Months<br>Bankruptcy<br>(7, 11)** | **Months<br>Bankruptcy<br>(13)** | **Most<br>Recent Deed-<br>in - Lieu Date** | **Number<br>of Deed-<br>in-Lieu<br>Events** | **Months<br>Deed-<br>in-Lieu** | **Most<br>Recent Short<br>Sale Date** | **Number<br>of Short<br>Sale<br>Events** | **Months<br>Short Sale<br>(or Pre<br>FC)** | **Most<br>Recent<br>Foreclosure<br>Date** | **Number of<br>Foreclosure<br>Events** | **Months<br>Foreclosure** | **Prior<br>Mortgage/Rent<br>Late 30d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 60d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 90d<br>in 24m** | **Has ACH** | **Guideline<br>Name** | **UW<br>Guideline<br>Author** | **ATR QM<br>Total Points<br>and Fees<br>Audit** | **Loan<br>Regulation<br>Benchmark<br>Date** | **Benchmark<br>Rate** | **HUD 1<br>Page 1<br>Credits<br>Total** | **Collateral<br>Underwriter<br>Risk Score** | **AUS<br>Decision<br>System** | **Property<br>Inspection<br>Waiver<br>(PIW)** | **Rating Result** | **Eligible<br>For Rep and<br>Warrant Relief<br>Per Collateral<br>Advisor** | **Is Equity<br>Shared<br>Loan** | **Investor<br>Qualifying<br>Rate** | **Borrower<br>Years of<br>W2s** | **CoBorrower<br>Years of<br>W2s** | **Years of<br>Personal<br>Tax<br>Returns** | **Years of<br>Business<br>Tax<br>Returns** | **Years of<br>4506T** | **Years of<br>Tax<br>Transcripts** | **Months<br>of Personal<br>Bank<br>Statements** | **Months<br>of Business<br>Bank<br>Statements** | **Months<br>of Profit<br>and Loss<br>Statements** | **Expense<br>Letter** | **Total<br>DSCR** | **Total<br>Inverse<br>DSCR** | **Subordinate<br>Lien Type** | **Is Shared<br>Appreciation<br>Mortgage** | **Duration<br>of<br>Payout<br>Months** | **Seller<br>VSH<br>Indicator** | **Seller<br>Indicated VSH<br>Guideline** | **Validated<br>VSH** | **IO<br>Remaining<br>Amortization<br>Term at<br>Recast** | **Maturity<br>Date** | **Borrower<br>Own Funds<br>Cash<br>Amount** | **Borrower<br>Own<br>Funds<br>Percent** | **Is the<br>Note<br>an<br>eNote** | **Borrower<br>WVOE —

# of<br>Months of<br>Income<br>provided** | **Co<br>Borrower WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower2 WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower3 WVOE<br>— # of Months of<br>Income provided** | **Were the<br>origination<br>guidelines utilized<br>for this diligence<br>review?** | **Title<br>Evidence** | **Ownership<br>Type** | **Borrower<br>Type** | **Borrower<br>Designation** | **Co<br>Borrower<br>Type** | **Co<br>Borrower<br>Designation** | **Co<br>Borrower2<br>Type** | **Co<br>Borrower2<br>Designation** | **Co<br>Borrower3<br>Type** | **Co<br>Borrower3<br>Designation** | **Senior<br>Lien<br>Position** | **Senior<br>Lien Original<br>Loan<br>Amount** | **Senior<br>Lien Original<br>Interest Rate** | **Senior<br>Lien Note<br>Projected<br>Closing<br>Date** | **Senior<br>Lien<br>Current<br>Balance** | **Senior<br>Lien<br>Current<br>P&I** | **Loan<br>Closed in the<br>Name of an<br>Entity** | **Note<br>Executed<br>by** | **Assumable<br>Mortgage<br>Flag** | **Leasehold<br>Flag** | **Buydown<br>Flag** | **Borrower<br>Experian FICO<br>Model Used** |  | **Borrower<br>Equifax FICO<br>Model Used** | **Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower Experian<br>FICO Model Used** | **Co<br>Borrower Equifax<br>FICO Model<br>Used** | **Co Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower2 Experian<br>FICO Model Used** | **Co<br>Borrower2 Equifax<br>FICO Model Used** | **Co Borrower2<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower3 Experian<br>FICO Model Used** | **Co<br>Borrower3 Equifax<br>FICO Model Used** | **Co Borrower3<br>TransUnion FICO<br>Model Used** | **Co Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Delayed<br>Financing?** | **Months<br>Reserves** | **Correspondent<br>Type** | **Departure<br>Residence** | **Rate<br>Increase<br>on<br>Default** | **MERS<br>Min<br>Number** | **Co<br>Borrower<br>Other<br>Income** | **Co<br>Borrower<br>Wage<br>Income** | **Primary<br>Housing Lates 0 6<br>Months 30** | **Primary<br>Housing Lates 0 6<br>Months 60** | **Primary<br>Housing Lates 0 6<br>Months 90** | **Primary<br>Housing Lates 7<br>12 Months 30** | **Primary<br>Housing Lates 7<br>12 Months 60** | **Primary<br>Housing Lates 7<br>12 Months 90** | **Primary<br>Housing Lates 13<br>24 Months 30** | **Primary<br>Housing Lates 13<br>24 Months 60** | **Primary<br>Housing Lates 13<br>24 Months 90** | **Primary<br>Housing Lates 25<br>36 Months 30** | **Primary<br>Housing Lates 25<br>36 Months 60** | **Primary<br>Housing Lates 25<br>36 Months 90** | **Borrower<br>1 ITIN<br>Flag** | **Borrower<br>2 ITIN<br>Flag** | **Borrower<br>3 ITIN<br>Flag** | **Borrower<br>4 ITIN<br>Flag** | **Total<br>Number of<br>Mortgaged<br>Properties** |
| 224387331 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1070.55 | $1070.55 | 8.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2455.20 | $1353.12 | $204.60 | $112.76 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 4.9 |  |  |  | No | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.95 |  |  |  |  |  |  |  | 11/01/2055 | $9400.10 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  | No | 29.41 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224387719 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2062.68 | $2062.68 | 7.500% | No | No |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  |  | 1 | $9595.68 | $831.48 | $799.64 | $69.29 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.7 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.8 | 1.23 |  |  |  |  |  |  |  | 12/01/2055 | $250043.53 | 56.180% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.93 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 3 |
| 224387878 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $3135.06 | $3135.06 | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $5676.72 | $4721.04 | $473.06 | $393.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.54 | 0.64 |  |  |  |  |  |  |  | 12/01/2055 | $198267.79 | 31.970% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | 14.09 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224387893 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1848.50 | $1848.50 | 6.750% | No | No |  |  |  |  |  |  | Permanent<br>Resident<br>Alien |  |  |  |  |  |  |  |  | 1 | $1065.96 | $779.04 | $88.83 | $64.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.22 | 0.81 |  |  |  |  |  |  |  | 12/01/2055 | $175608.27 | 46.210% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | 33.98 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 4 |
| 224387894 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1990.00 | $4462.85 |  | 7.484% | $7719.33 | $7719.33 | 7.500% | No | No | Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $15295.69 | 1 | $17687.52 | $4845.00 | $1473.96 | $403.75 |  |  |  |  |  | 45.002% | 45.002% | 45.002% | [Redacted] | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Employer Letter — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 — 2022<br> [Borrower — \| Non-Primary Income — K-1 (< 25%)]; K-1 — 2024<br> [Borrower — \| Non-Primary Income — K-1 (< 25%)]; K-1 — 2023<br> [Borrower — \| Non-Primary Income — K-1 (< 25%)]; K-1 — 2022<br> [Borrower — \| Non-Primary Income — K-1 (< 25%)]; K-1 — 2024<br> [Borrower — \| Non-Primary Income — K-1 (< 25%)]; K-1 — 2023<br> [Borrower — \| Non-Primary Income — K-1 (< 25%)]; K-1 — 2022 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Account Transcripts — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Account Transcripts — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; Account Transcripts — 2022 | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1990.00 |  | 6.310% | $15000.00 | 1 |  |  |  | Yes | No | 7.500% | 3 |  | 2 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $959825.70 | 67.830% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | 67.09 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224387895 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $10888.60 | $5187.34 |  | 7.349% | $3546.77 | $3546.77 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $8032.37 | 1 | $3074.64 | $4830.96 | $256.22 | $402.58 |  |  |  |  |  | 45.422% | 45.422% | 45.422% | [Redacted] | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $10888.60 |  | 6.220% | $78869.68 | 2.3 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $74083.87 | 11.390% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.65 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224387896 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $8643.25 | $11951.97 |  | 8.633% | $3078.29 | $3078.29 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $7442.55 | 1 | $5583.36 | $1485.00 | $465.28 | $123.75 |  |  |  |  |  | 42.560% | 42.560% | 42.560% | [Redacted] | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $8643.25 |  | 6.240% | $0.00 | 1 |  |  |  | No | No | 8.375% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $74345.08 | 16.520% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.66 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224387898 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1053.58 | $1053.58 | 6.750% | No | No |  |  |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  |  |  |  |  | 1 | $4062.24 | $0.00 | $338.52 | $0.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.95 |  |  |  |  |  |  |  | 11/01/2055 | $150885.28 | 57.580% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | 21.8 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224387900 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $20348.00 | $21416.86 |  | 7.213% | $6313.99 | $6313.99 | 6.990% | No | No | Non-Employment<br>Income | Non-Employment<br>Income |  |  |  |  | US<br>Citizen | US Citizen |  |  |  |  |  |  | $22210.41 | 1 | $13175.88 | $1367.28 | $1097.99 | $113.94 |  |  |  |  |  | 38.199% | 38.199% | 38.199% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Social Security]; Award Letter / Continuance Letter — 2025<br> [Borrower — \| Non-Primary Income — Pension]; Award Letter / Continuance Letter — 2020<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Coborrower(s) — \| Primary Income — Social Security]; Award Letter / Continuance Letter — 2025 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; Transcripts (1040) — 2024<br> [Coborrower]; 1040 — 2023<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; Transcripts (1040) — 2023 | Full<br>Documentation<br>(F) | Retirement<br>Income —<br>Fully<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $20348.00 |  | 6.240% | $0.00 | 2.2 | DU |  | ApproveIneligible | No | No | 6.990% | 0 | 0 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $2341611.11 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  | No | 425.18 |  | No | No |  | $3295.40 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224387933 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1890.00 | $1221.36 |  | 6.388% | $11132.27 | $11132.27 | 6.375% | No | No | Self-Employed | Employed |  |  |  |  | US<br>Citizen | US Citizen |  |  |  |  |  |  | $14220.87 | 1 | $25816.08 | $3822.00 | $2151.34 | $318.50 |  |  |  |  |  | 49.461% | 49.461% | 49.461% | [Redacted] | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | 12 | Personal | 27.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; WVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Year End Summary — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; Year End Summary — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; Year End Summary — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1890.00 |  | 6.240% | $0.00 | 2.3 |  |  |  | No | No | 6.375% | 0 | 2 | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $949318.81 |  | No |  | 33 |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  | No | 30.81 |  | No | No |  | $0.00 | $10815.58 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224387938 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1690.00 | $4321.28 |  | 7.260% | $656.93 | $656.93 | 6.875% | No | No | Non-Employment<br>Income |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $7813.63 | 1 | $4997.64 | $0.00 | $416.47 | $0.00 |  |  |  |  |  | 34.020% | 34.020% | 34.020% | [Redacted] | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1690.00 |  | 6.310% | $25000.00 | 1 |  |  |  | No | No | 6.875% | 0 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 12/01/2055 | $1476246.09 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | 601.03 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224387945 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1590.00 | $2331.80 |  | 6.763% | $9080.37 | $9080.37 | 6.750% | No | No | Employed | Employed |  |  |  |  | US<br>Citizen | US Citizen |  |  |  |  |  |  | $16587.73 | 1 | $26468.52 | $3108.96 | $2205.71 | $259.08 |  |  |  |  |  | 47.686% | 47.686% | 47.686% | [Redacted] | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; Employer Letter — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1590.00 |  | 6.220% | $0.00 | 1.2 |  |  |  | Yes | No | 6.750% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $1069114.22 | 61.090% | No | 21 | 32 |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | 91.3 |  | Yes | No |  | $0.00 | $7541.24 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224387952 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1490.00 | $1541.12 |  | 6.898% | $6569.29 | $6569.29 | 6.875% | No | No | Self-Employed | Not Employed |  |  |  |  | US<br>Citizen | US Citizen |  |  |  |  |  |  | $59841.41 | 1 | $8973.36 | $2320.32 | $747.78 | $193.36 |  |  |  |  |  | 14.684% | 14.684% | 14.684% | [Redacted] | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2019 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | 0 | 0 |  |  | Cross<br>Country | $1490.00 |  | 6.290% | $0.00 | 2.7 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $54749.23 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  | No | 37.96 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224387981 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2158.59 | $2158.59 | 6.375% | No | No |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  |  | 1 | $9646.92 | $4050.96 | $803.91 | $337.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.64 | 0.6 |  |  |  |  |  |  |  | 12/01/2055 | $479250.36 | 61.050% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.09 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224390540 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1790.00 | $1549.28 |  | 7.469% | $1139.61 | $1139.61 | 7.375% | No | No | Self-Employed | Self-Employed |  |  |  |  | US<br>Citizen | Permanent<br>Resident Alien |  |  |  |  |  |  | $2483.18 | 1 | $2868.48 | $1908.96 | $239.04 | $159.08 |  |  |  |  |  | 38.852% | 38.852% | 38.852% | [Redacted] | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third<br>Party<br>Prepared | [Borrower — \| Primary Income — P&L Statement Only]; CPA Letter — 2025<br> [Borrower — \| Primary Income — P&L Statement Only]; P&L Statement — 2025<br> [Borrower — \| Primary Income — P&L Statement Only]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — P&L Statement Only]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — P&L Statement Only]; P&L Statement — 2025<br> [Coborrower(s) — \| Primary Income — P&L Statement Only]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1790.00 |  | 6.220% | $7916.25 | 2.4 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $111779.78 | 42.180% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  | Resident<br>Alien<br>Card |  |  |  | 6.43 |  |  | No |  | $1444.58 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224390541 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2490.62 | $2490.62 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | $4116.36 | $4663.32 | $343.03 | $388.61 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.48 | 0.67 |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  | No | 112.05 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224390549 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $58410.00 | $1867.70 |  | 7.646% | $8000.90 | $8000.90 | 7.625% | No | No | Self-Employed | Employed |  |  |  |  | US<br>Citizen | US Citizen |  |  |  |  |  |  | $29428.69 | 1 | $5490.36 | $6557.04 | $457.53 | $546.42 |  |  |  |  |  | 48.943% | 48.943% | 48.943% | [Redacted] | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 71.000% | 50.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 16.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 16.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 16.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 16.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 16.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; WVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Non-Primary Income — Shared Bank Statements]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Non-Primary Income — Shared Bank Statements]; CPA Letter — 2025<br> [Coborrower(s) — \| Non-Primary Income — Shared Bank Statements]; CPA Letter — 2025<br> [Coborrower(s) — \| Non-Primary Income — Shared Bank Statements]; Other — 2025<br> [Coborrower(s) — \| Non-Primary Income — Shared Bank Statements]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $58410.00 |  | 6.160% | $0.00 | 5 |  |  |  | Yes | No | 7.625% | 0 | 1 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $62576.78 |  | No |  | 11 |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  | No | 22.31 |  | No | No |  | $20485.99 | $16666.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224391108 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1490.00 | $13149.55 |  | 6.700% | $12031.44 | $12031.44 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $47567.57 | 1 | $16911.00 | $10750.20 | $1409.25 | $895.85 |  |  |  |  |  | 28.441% | 28.441% | 28.441% | [Redacted] | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 33.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 33.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 33.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 33.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 33.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 33.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 24mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1490.00 |  | 6.290% | $0.00 | 5 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $168060.79 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | No | 11.72 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224395757 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1413.94 | $1413.94 | 6.750% | No | No |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  |  | 1 | $7064.88 | $2508.96 | $588.74 | $209.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 660 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | No | 86.88 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| 224395760 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $3135.00 | $3764.68 |  | 7.451% | $1282.49 | $1282.49 | 7.250% | No | No | Non-Employment<br>Income |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $5487.96 | 1 | $2132.04 | $1848.00 | $177.67 | $154.00 |  |  |  |  |  | 44.776% | 44.776% | 44.776% | [Redacted] | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Annuity]; Account Statements — 2025<br> [Borrower — \| Primary Income — Annuity]; Award Letter / Continuance Letter — 2025<br> [Borrower — \| Primary Income — Annuity]; 1099 — 2024<br> [Borrower — \| Primary Income — Annuity]; 1099 Transcript — 2024<br> [Borrower — \| Primary Income — Annuity]; 1099 — 2023<br> [Borrower — \| Primary Income — Annuity]; 1099 Transcript — 2023<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | Retirement<br>Income —<br>Fully<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3135.00 |  | 6.290% | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $502955.89 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | 238.6 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224395764 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $29490.00 | $7173.05 |  | 6.773% | $2977.45 | $2977.45 | 6.625% | No | No |  | Not Employed | Employed |  | 4.83 |  |  | US Citizen | US<br>Citizen |  |  |  |  |  | $14597.69 | 1 | $4715.88 | $1675.32 | $392.99 | $139.61 |  |  |  |  |  | 45.820% | 45.820% | 45.820% | [Redacted] | 743 | 735 | 743 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  | Level<br>5-<br>Stated/<br>Verified<br>as<br>defined |  | Level<br>3-<br>Stated/<br>Verified<br>as<br>defined |  | No | No |  |  |  |  |  |  | [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $29490.00 |  | 6.160% | $0.00 | 2.4 |  |  |  | N/<br>A | No | 6.625% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $209735.74 | 33.820% | No |  |  | 33 |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  | 118.37 |  | No | No |  | $0.00 | $26943.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |  |
| 224395766 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $18487.99 | $18487.99 | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $7430.04 | $5559.00 | $619.17 | $463.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.88 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Final | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  | No | 13.87 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224395767 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2623.00 | $6349.40 |  | 7.055% | $3642.18 | $3642.18 | 6.990% | No | No | Employed | Employed |  |  |  |  | US<br>Citizen | US Citizen |  |  |  |  |  |  | $21057.85 | 1 | $7879.08 | $1178.16 | $656.59 | $98.18 |  |  |  |  |  | 32.615% | 32.615% | 32.615% | [Redacted] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2623.00 |  | 6.310% | $0.00 | 3.2 | DU |  | ApproveEligible | No | No | 6.990% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $322960.39 | 47.140% | No | 33 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | 45.09 |  | No | No |  | $0.00 | $16666.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224395768 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $3197.70 | $3197.70 | 7.250% | No | No |  |  |  |  |  |  |  | Permanent<br>Resident Alien |  |  |  |  |  |  |  | 1 | $9025.32 | $4956.72 | $752.11 | $413.06 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2.7 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.88 | 1.13 |  |  |  |  |  |  |  | 12/01/2055 | $476289.01 | 76.200% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | 66.7 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224395769 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $17240.90 | $1596.67 |  | 8.458% | $5633.06 | $5633.06 | 8.500% | No | No | Self-Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $16391.38 | 1 | $10175.04 | $2118.00 | $847.92 | $176.50 |  |  |  |  |  | 29.588% | 29.588% | 29.588% | [Redacted] | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2024 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $17240.90 |  | 6.320% | $35000.00 | 1 |  |  |  | Yes | No | 8.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $68769.20 | 8.440% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.79 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224395772 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2532.27 | $2532.27 | 7.750% | No | No |  |  |  |  |  |  | Foreign<br>National |  |  |  |  |  |  |  |  | 1 | $12907.32 | $1277.52 | $1075.61 | $106.46 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.3 |  |  |  |  |  |  |  | 12/01/2055 | $250030.93 | 49.510% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  |  |  | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.53 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224395773 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $5037.90 | $5037.90 | 6.990% | No | No |  |  |  |  |  |  |  | Permanent<br>Resident Alien |  |  |  |  |  |  |  | 1 | $27641.64 | $10865.28 | $2303.47 | $905.44 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.1 |  |  |  | Yes | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.97 | 1.03 |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  | No | 12.53 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| 224395774 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3980.08 | $9845.83 |  | 7.204% | $2509.65 | $2509.65 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $5559.33 | 1 | $4399.56 | $2268.96 | $366.63 | $189.08 |  |  |  |  |  | 44.795% | 44.795% | 44.795% | [Redacted] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third<br>Party<br>Prepared | [Borrower — \| Primary Income — P&L Statement Only]; CPA Letter — 2025<br> [Borrower — \| Primary Income — P&L Statement Only]; Other — 2025<br> [Borrower — \| Primary Income — P&L Statement Only]; Other — 2025<br> [Borrower — \| Primary Income — P&L Statement Only]; P&L Statement — 2025<br> [Borrower — \| Primary Income — P&L Statement Only]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — P&L Statement Only]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023 | Alternative<br>Documentation<br>(A) | 1yr P&L<br>w/o Bank<br>Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3980.08 |  | 6.310% | $84600.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $44630.67 | 9.450% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.78 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224395775 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $11152.50 | $16999.82 |  | 8.142% | $6231.07 | $6231.07 | 7.990% | No | No | Self-Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $28252.19 | 1 | $7626.60 | $9056.04 | $635.55 | $754.67 |  |  |  |  |  | 26.865% | 26.865% | 26.865% | [Redacted] | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $11152.50 |  | 6.240% | $25000.00 | 1 |  |  |  | Yes | No | 7.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $98477.96 | 10.360% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.18 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224400189 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1909.80 | $1909.80 | 6.750% | No | No |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  |  | 1 | $2601.60 | $972.96 | $216.80 | $81.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2.1 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.9 |  |  |  |  |  |  |  | 11/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | No | 45.42 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224400193 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2699.79 | $2699.79 | 6.750% | No | No |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  |  | 1 | $8469.96 | $1506.96 | $705.83 | $125.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.92 |  |  |  |  |  |  |  | 11/01/2055 | $924312.54 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | 210.14 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 15 |
| 224400194 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2322.59 | $2322.59 | 6.125% | No | No |  |  |  |  |  |  | US<br>Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $8687.52 | $969.96 | $723.96 | $80.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.97 |  |  |  |  |  |  |  | 12/01/2055 | $277091.60 | 39.860% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | 10.59 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224400216 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2431.18 | $2431.18 | 7.375% | No | No |  |  |  |  |  |  | US<br>Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $8823.84 | $1178.04 | $735.32 | $98.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.9 |  |  |  |  |  |  |  | 12/01/2055 | $114629.85 | 26.050% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | 5.94 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| 224400232 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $5763.50 | $6077.78 |  | 8.555% | $1143.45 | $1143.45 | 8.125% | No | No | Self-Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $10413.02 | 1 | $695.88 | $1719.96 | $57.99 | $143.33 |  |  |  |  |  | 10.201% | 10.201% | 10.201% | [Redacted] | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% |  |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2024<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2022 | [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5763.50 |  | 6.220% | $0.00 | 1.1 |  |  |  | Yes | No | 8.125% | 0 |  | 0 | 0 | 0 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Short Form | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | No | 106.79 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224400235 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3910.00 | $6529.32 |  | 6.775% | $1466.40 | $1466.40 | 6.500% | No | No | Non-Employment<br>Income |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $51523.40 | 1 | $3801.84 | $1031.04 | $316.82 | $85.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3910.00 |  | 6.240% | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 11/01/2055 | $3541896.80 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | 1453 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224401484 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1621.50 | $1621.50 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6145.80 | $1995.48 | $512.15 | $166.29 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 661 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.3 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.76 |  |  |  |  |  |  |  | 11/01/2055 | $778517.98 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | 81.47 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224401497 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1715.00 | $685.00 |  | 5.964% | $2946.15 | $2946.15 | 5.990% | No | No | Self-Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $6709.95 | 1 | $3623.76 | $1509.84 | $301.98 | $125.82 |  |  |  |  |  | 35.779% | 35.779% | 35.779% | [Redacted] | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  | Audited | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Audited P&L — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1715.00 |  | 6.290% | $16178.72 | 2.6 |  |  |  | Yes | No | 5.990% | 0 |  | 0 | 0 | 3 | 0 | 12 |  | 10.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $134358.22 | 21.850% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.83 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224401932 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1790.00 | $9653.16 |  | 7.263% | $10744.28 | $10744.28 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $244784.66 | 1 | $30193.08 | $23905.32 | $2516.09 | $1992.11 |  |  |  |  |  | 14.005% | 14.005% | 14.005% | [Redacted] | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1790.00 |  | 6.240% | $0.00 | 3.6 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $91443.26 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | No | 10.12 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224403980 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $7870.00 | $12458.55 |  | 7.723% | $3244.36 | $3244.36 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $6335.20 | 1 | $8497.56 | $3180.96 | $708.13 | $265.08 |  |  |  |  |  | 49.876% | 49.876% | 49.876% | [Redacted] | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $7870.00 |  | 6.310% | $212000.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $52039.13 | 8.970% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.25 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224404255 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2548.06 | $2548.06 | 7.625% | No | No |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  |  | 1 | $8119.20 | $1941.96 | $676.60 | $161.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.97 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | No | 35.66 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |

---

## Exhibit 99.1

**Exhibit 99.1** 

**Schedule 5b** 

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| 0 | 3 | 7 | 10 | 15 | 18 | 22 | 26 | 31 | 35 | 39 | 43 | 46 | 51 | 55 | 59 | 63 | 67 | 71 | 75 | 79 | 83 | 87 | 91 | 95 | 99 | 103 | 107 | 111 | 114 | 118 | 122 | 126 | 131 | 135 | 139 | 143 | 147 | 151 | 154 | 158 | 162 | 166 | 170 | 175 | 179 | 183 | 187 | 191 | 195 | 199 | 203 | 207 | 211 | 215 | 218 | 222 | 226 | 230 | 234 | 238 | 242 | 246 | 250 | 254 | 258 | 262 | 266 | 270 | 274 | 279 | 283 | 287 | 291 | 295 | 299 | 303 | 307 | 311 | 315 | 319 | 323 | 327 | 330 | 335 | 336 | 339 | 340 | 343 | 347 | 348 | 350 | 354 | 358 | 363 | 366 | 370 | 374 | 378 | 382 | 386 | 390 | 394 | 398 | 402 | 406 | 411 | 415 | 419 | 423 | 426 | 431 | 435 | 438 | 443 | 447 | 451 | 455 | 458 | 463 | 467 | 471 | 475 | 479 | 483 | 487 | 491 | 495 | 499 | 502 | 507 | 511 | 515 | 519 | 523 | 526 | 530 | 535 | 539 | 542 | 546 | 550 | 555 | 559 | 563 | 567 | 571 | 575 | 579 | 582 | 587 | 591 | 592 | 595 | 599 | 603 | 607 | 611 | 615 | 619 | 623 | 627 | 630 | 634 | 638 | 642 | 646 | 650 | 655 | 659 | 663 | 667 | 671 | 675 | 676 | 679 | 683 | 687 | 691 | 695 | 699 | 703 | 707 | 711 | 715 | 719 | 723 | 727 | 730 | 734 | 739 | 743 | 746 | 751 | 755 | 758 | 763 | 767 | 771 | 775 | 779 | 783 | 787 | 791 | 795 | 799 | 803 | 807 | 811 | 815 | 819 | 823 | 827 | 831 | 835 |
| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **TILA<br>Status Loan<br>Designation** | **Exempt<br>QM/ATR<br>Equivalency** | **CDFI<br>Bank<br>Originated<br>Loan** | **Application<br>Date** | **TRID<br>Tested** | **GSE** | **HOEPA<br>Fees** | **TILA Fees** | **Rate<br>Lock<br>Date** | **Calculated<br>APR** | **Original<br>P&I** | **Qualifying<br>P&I** | **Qualifying<br>Rate** | **Is<br>Borrower Non<br>Occupant** | **Is Co<br>Borrower Non<br>Occupant** | **Borrower<br>Employment<br>Indicator** | **Co Borrower<br>Employment<br>Indicator** | **Co<br>Borrower 2<br>Employment<br>Indicator** | **Co Borrower 3<br>Employment<br>Indicator** | **Co<br>Borrower2 Length<br>of Employment** | **Co<br>Borrower3 Length<br>of Employment** | **Borrower<br>Foreign National<br>Indicator** | **Co<br>Borrower Foreign<br>National<br>Indicator** | **Co Borrower 2<br>Foreign National<br>Indicator** | **Co Borrower 3<br>Foreign National<br>Indicator** | **Borrower<br>Country<br>Name** | **Co<br>Borrower<br>Country<br>Name** | **Co<br>Borrower2<br>Country<br>Name** | **Co<br>Borrower3<br>Country<br>Name** | **Residual<br>Income** | **Num<br>Units** | **Annual<br>Property<br>Tax** | **Annual<br>Insurance<br>Costs** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Costs** | **HOA<br>Name** | **HOA<br>Address<br>State** | **Fee<br>Amount** | **Next Due<br>Date** | **HOA<br>Payment<br>Frequency** | **Investor<br>DTI** | **QM DTI** | **Non QM<br>DTI** | **Original<br>Credit<br>Report<br>Date** | **Qualifying<br>Credit<br>Score** | **Third<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Original FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Original FICO<br>Transunion** | **Most<br>Recent Updated<br>Credit Report<br>Date** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Primary<br>Wage Earner<br>Updated FICO<br>Transunion** | **Secondary Wage<br>Earner Updated<br>FICO Equifax** | **Secondary Wage<br>Earner Updated<br>FICO Experian** | **Secondary Wage<br>Earner Updated<br>FICO<br>Transunion** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Updated FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Updated FICO<br>Transunion** | **Most<br>Recent Updated<br>Co Borrower 2<br>FICO** | **Most<br>Recent Updated<br>Co Borrower 3<br>FICO** | **Co<br>Borrower 2 Asset<br>Verification<br>Level** | **Co<br>Borrower 3 Asset<br>Verification<br>Level** | **Co<br>Borrower 2<br>Income<br>Verification<br>Level** | **Co<br>Borrower 3<br>Income<br>Verification<br>Level** | **Co<br>Borrower 2<br>Employment<br>Verification<br>Level** | **Co<br>Borrower 3<br>Employment<br>Verification<br>Level** | **Asset<br>Depletion<br>Flag** | **Bank<br>Statements<br>Flag** | **Number of<br>Statements** | **Type of<br>Statements** | **Percent<br>of Income<br>From<br>Statements** | **Borrower<br>Business<br>Ownership%** | **CoBorrower Business<br>Ownership %** | **P&L Type** | **Income Doc<br>Detail** |  | **Tax Return<br>Doc Details** |  | **Document<br>Level** | **Document<br>Type** |  | **Most<br>Recent<br>Bankruptcy<br>Type** | **Most<br>Recent<br>Bankruptcy<br>Filing Date** | **Most<br>Recent<br>Bankruptcy<br>Discharge<br>Date** | **Number of<br>Bankruptcy<br>Events** | **Months<br>Bankruptcy<br>(7, 11)** | **Months<br>Bankruptcy<br>(13)** | **Most<br>Recent Deed-<br>in - Lieu Date** | **Number<br>of Deed-<br>in-Lieu<br>Events** | **Months<br>Deed-<br>in-Lieu** | **Most<br>Recent Short<br>Sale Date** | **Number<br>of Short<br>Sale<br>Events** | **Months<br>Short Sale<br>(or Pre<br>FC)** | **Most<br>Recent<br>Foreclosure<br>Date** | **Number of<br>Foreclosure<br>Events** | **Months<br>Foreclosure** | **Prior<br>Mortgage/Rent<br>Late 30d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 60d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 90d<br>in 24m** | **Has ACH** | **Guideline<br>Name** | **UW<br>Guideline<br>Author** | **ATR QM<br>Total Points<br>and Fees<br>Audit** | **Loan<br>Regulation<br>Benchmark<br>Date** | **Benchmark<br>Rate** | **HUD 1<br>Page 1<br>Credits<br>Total** | **Collateral<br>Underwriter<br>Risk Score** | **AUS<br>Decision<br>System** | **Property<br>Inspection<br>Waiver<br>(PIW)** | **Rating Result** | **Eligible<br>For Rep and<br>Warrant Relief<br>Per Collateral<br>Advisor** | **Is Equity<br>Shared<br>Loan** | **Investor<br>Qualifying<br>Rate** | **Borrower<br>Years of<br>W2s** | **CoBorrower<br>Years of<br>W2s** | **Years of<br>Personal<br>Tax<br>Returns** | **Years of<br>Business<br>Tax<br>Returns** | **Years of<br>4506T** | **Years of<br>Tax<br>Transcripts** | **Months<br>of Personal<br>Bank<br>Statements** | **Months<br>of Business<br>Bank<br>Statements** | **Months<br>of Profit<br>and Loss<br>Statements** | **Expense<br>Letter** | **Total<br>DSCR** | **Total<br>Inverse<br>DSCR** | **Subordinate<br>Lien Type** | **Is Shared<br>Appreciation<br>Mortgage** | **Duration<br>of<br>Payout<br>Months** | **Seller<br>VSH<br>Indicator** | **Seller<br>Indicated VSH<br>Guideline** | **Validated<br>VSH** | **IO<br>Remaining<br>Amortization<br>Term at<br>Recast** | **Maturity<br>Date** | **Borrower<br>Own Funds<br>Cash<br>Amount** | **Borrower<br>Own<br>Funds<br>Percent** | **Is the<br>Note<br>an<br>eNote** | **Borrower<br>WVOE —

# of<br>Months of<br>Income<br>provided** | **Co<br>Borrower WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower2 WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower3 WVOE<br>— # of Months of<br>Income provided** | **Were the<br>origination<br>guidelines utilized<br>for this diligence<br>review?** | **Title<br>Evidence** |  | **Ownership<br>Type** | **Borrower<br>Type** | **Borrower<br>Designation** | **Co<br>Borrower<br>Type** | **Co<br>Borrower<br>Designation** | **Co<br>Borrower2<br>Type** | **Co<br>Borrower2<br>Designation** | **Co<br>Borrower3<br>Type** | **Co<br>Borrower3<br>Designation** | **Senior<br>Lien<br>Position** | **Senior<br>Lien Original<br>Loan<br>Amount** | **Senior<br>Lien Original<br>Interest Rate** | **Senior<br>Lien Note<br>Projected<br>Closing<br>Date** | **Senior<br>Lien<br>Current<br>Balance** | **Senior<br>Lien<br>Current<br>P&I** | **Loan<br>Closed in the<br>Name of an<br>Entity** | **Note<br>Executed<br>by** | **Assumable<br>Mortgage<br>Flag** | **Leasehold<br>Flag** | **Buydown<br>Flag** | **Borrower<br>Experian FICO<br>Model Used** |  | **Borrower<br>Equifax FICO<br>Model Used** | **Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower Experian<br>FICO Model Used** | **Co<br>Borrower Equifax<br>FICO Model<br>Used** | **Co Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower2 Experian<br>FICO Model Used** | **Co<br>Borrower2 Equifax<br>FICO Model Used** | **Co Borrower2<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower3 Experian<br>FICO Model Used** | **Co<br>Borrower3 Equifax<br>FICO Model Used** | **Co Borrower3<br>TransUnion FICO<br>Model Used** | **Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Delayed<br>Financing?** | **Months<br>Reserves** | **Correspondent<br>Type** | **Departure<br>Residence** | **Rate<br>Increase<br>on<br>Default** | **MERS<br>Min<br>Number** | **Co<br>Borrower<br>Other<br>Income** | **Co<br>Borrower<br>Wage<br>Income** | **Primary<br>Housing Lates 0 6<br>Months 30** | **Primary<br>Housing Lates 0 6<br>Months 60** | **Primary<br>Housing Lates 0 6<br>Months 90** | **Primary<br>Housing Lates 7<br>12 Months 30** | **Primary<br>Housing Lates 7<br>12 Months 60** | **Primary<br>Housing Lates 7<br>12 Months 90** | **Primary<br>Housing Lates 13<br>24 Months 30** | **Primary<br>Housing Lates 13<br>24 Months 60** | **Primary<br>Housing Lates 13<br>24 Months 90** | **Primary<br>Housing Lates 25<br>36 Months 30** | **Primary<br>Housing Lates 25<br>36 Months 60** | **Primary<br>Housing Lates 25<br>36 Months 90** | **Borrower<br>1 ITIN<br>Flag** | **Borrower<br>2 ITIN<br>Flag** | **Borrower<br>3 ITIN<br>Flag** | **Borrower<br>4 ITIN<br>Flag** | **Total<br>Number of<br>Mortgaged<br>Properties** |
| 224404256 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $10117.50 | $3164.78 |  | 7.542% | $6032.47 | $6032.47 | 7.500% | No | No | Self-Employed | Not Employed |  |  |  |  | US<br>Citizen | US Citizen |  |  |  |  |  |  | $22031.08 | 1 | $7048.20 | $2439.60 | $587.35 | $203.30 |  |  |  |  |  | 44.924% | 44.924% | 44.924% | [Redacted] | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor<br>[Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor<br>| ]; <br>Third Party <br>Verification <br> — 2025 ]; <br>1099 — <br>2024  | [Borrower<br>[Borrower<br>[Borrower<br>[Coborrower<br>[Coborrower<br>| ]; <br>4506-C — <br> 2024 ]; <br>4506-C — <br>2023 <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available <br> ]; <br>4506-C — <br>2024 <br> ]; <br>4506-C — <br>2023  | Alternative<br>Documentation<br>(A) | 1yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $10117.50 |  | 6.310% | $15000.00 | 1 |  |  |  | Yes | No | 7.500% | 0 | 0 | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $208460.25 | 20.530% | No |  |  |  |  | Yes | Commitment |  | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 24.25 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224404258 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $7255.00 | $18272.18 |  | 6.366% | $2515.41 | $2515.41 | 5.990% | No | No | Self-Employed | Employed |  |  |  |  | US<br>Citizen | US Citizen |  |  |  |  |  |  | $7771.88 | 1 | $5220.00 | $2070.96 | $435.00 | $172.58 |  |  |  |  |  | 41.599% | 41.599% | 41.599% | [Redacted] | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor<br>[Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor<br>[Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>| ]; <br>Third Party <br>Verification <br> — 2025 ]; <br>1099 — <br>2024 ]; <br>W-2 <br>Transcript <br>— 2024 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; <br>Paystubs — <br>2025 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; The <br>Work <br>Number — <br>Employment <br>Only — <br>2025 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; The <br>Work <br>Number — <br>Income — <br>2025 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; W-<br>2 Transcript <br>— 2024  | [Borrower<br>[Borrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>| ]; <br>4506-C — <br> 2024 ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available <br> ]; <br>4506-C — <br>2024 <br> ]; <br>4506-C — <br>2023 <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available  | Alternative<br>Documentation<br>(A) | 1yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $7255.00 |  | 6.240% | $0.00 | 1 |  |  |  | No | No | 5.990% | 1 | 1 | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $869323.41 | 100.000% | No |  | 34 |  |  | Yes | Commitment |  | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 141.85 |  | Yes | No |  | $0.00 | $6964.63 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224404259 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $36390.00 | $17485.72 |  | 6.971% | $2817.37 | $2817.37 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $3292.93 | 1 | $6636.72 | $5045.04 | $553.06 | $420.42 |  |  |  |  |  | 38.998% | 38.998% | 38.998% | [Redacted] | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 50.000% |  |  | [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|<br>| % of <br>Business <br>Ownership: <br>50.00% \| <br>Expense <br>Ratio: <br>20.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; Account <br>Statements <br>— Business <br> — 2025 % of <br>Business <br>Ownership: <br>50.00% \| <br>Expense <br>Ratio: <br>20.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; CPA <br>Letter — <br>2025 % of <br>Business <br>Ownership: <br>50.00% \| <br>Expense <br>Ratio: <br>20.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; Other <br>— 2023 % of <br>Business <br>Ownership: <br>50.00% \| <br>Expense <br>Ratio: <br>20.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; Account <br>Statements <br>— Business <br>— 2025 % of <br>Business <br>Ownership: <br>50.00% \| <br>Expense <br>Ratio: <br>20.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; CPA <br>Letter — <br>2025 % of <br>Business <br>Ownership: <br>50.00% \| <br>Expense <br>Ratio: <br>20.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; Other <br>— 2023  | [Borrower<br>| ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 2 | 2 |  |  | Cross<br>Country | $36390.00 |  | 6.310% | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $135014.95 | 24.540% | No |  |  |  |  | Yes | Commitment |  | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.27 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224404260 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $776.06 | $776.06 | 6.625% | No | No |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  |  | 1 | $2513.76 | $655.20 | $209.48 | $54.60 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.94 | 1.05 |  |  |  |  |  |  |  | 12/01/2055 | $127531.52 | 63.130% | No |  |  |  |  | Yes | Commitment |  | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.61 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224404261 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2857.64 | $2857.64 | 6.875% | No | No |  |  |  |  |  |  | US<br>Citizen | US Citizen |  |  |  |  |  |  |  | 2 | $2992.08 | $1014.96 | $249.34 | $84.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.93 |  |  |  |  |  |  |  | 12/01/2055 | $319106.34 | 50.250% | No |  |  |  |  | Yes | Commitment |  | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 32.23 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224404262 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1890.00 | $1212.04 |  | 6.971% | $2325.98 | $2325.98 | 6.990% | No | No | Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $8948.70 | 1 | $2436.00 | $1275.72 | $203.00 | $106.31 |  |  |  |  |  | 23.515% | 23.515% | 23.515% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>| ]; <br>Paystubs — <br> 2025 ]; The <br>Work <br>Number — <br>Employment <br>Only — <br>2025 ]; The <br>Work <br>Number — <br>Income — <br>2025 ]; W-<br>2 — 2024 ]; W-<br>2 Transcript <br>— 2024 ]; W-<br>2 — 2023 ]; W-<br>2 Transcript <br>— 2023  | [Borrower<br>[Borrower<br>[Borrower<br>| ]; <br>4506-C — <br> 2024 ]; <br>4506-C — <br>2023 <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available  | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1890.00 |  | 6.290% | $16000.00 | 1 |  |  |  | No | No | 6.990% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $258435.94 | 51.690% | No | 35 |  |  |  | Yes | Commitment |  | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 42.15 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224404263 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4542.00 | $7921.27 |  | 6.892% | $1587.97 | $1587.97 | 6.625% | No | No | Employed | Not Employed |  |  |  |  | US<br>Citizen | US Citizen |  |  |  |  |  |  | $5642.61 | 1 | $5510.04 | $3551.04 | $459.17 | $295.92 |  |  |  |  |  | 30.024% | 30.024% | 30.024% | [Redacted] | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>| ]; <br>VVOE — <br> 2025 ]; <br>WVOE — <br>2025 ]; W-<br>2 — 2024 ]; W-<br>2 — 2023  | [Borrower<br>[Borrower<br>[Borrower<br>[Coborrower<br>[Coborrower<br>| ]; <br>4506-C — <br> 2024 ]; <br>4506-C — <br>2023 <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available <br> ]; <br>4506-C — <br>2024 <br> ]; <br>4506-C — <br>2023  | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4542.00 |  | 6.310% | $65000.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.625% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $88218.02 | 28.450% | No | 33 |  |  |  | Yes | Commitment |  | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 30.37 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224404264 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $3230.31 | $3230.31 | 8.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $8343.48 | $7210.44 | $695.29 | $600.87 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 662 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 8.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.43 | 0.69 |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  |  |  |  | Yes | Commitment |  | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 37.08 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224404265 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $9218.13 | $11924.10 |  | 7.371% | $2779.09 | $2779.09 | 7.125% | No | No | Not Employed | Non-Employment<br>Income | Not<br>Employed |  | 0 |  |  | US Citizen |  |  |  |  |  |  | $54786.85 | 1 | $2278.32 | $2426.88 | $189.86 | $202.24 |  |  |  |  |  | 45.883% | 45.883% | 45.883% | [Redacted] | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  | Level<br>2-<br>Stated/<br>Not<br>Verified |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  | Yes | No |  |  |  |  |  |  | [Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>| (s) <br>— \| Primary <br>Income — <br>Asset <br>Depletion]; <br>Account <br>Statements <br> — 2025 (s) <br>— \| Primary <br>Income — <br>Asset <br>Depletion]; <br>Account <br>Statements <br>— 2025 <br> (s) <br>— \| Primary <br>Income — <br>Asset <br>Depletion]; <br>Account <br>Statements <br>— 2025 <br> (s) <br>— \| Primary <br>Income — <br>Asset <br>Depletion]; <br>Account <br>Statements <br>— 2025 <br> (s) <br>— \| Primary <br>Income — <br>Asset <br>Depletion]; <br>Account <br>Statements <br>— 2025 <br> (s) <br>— \| Primary <br>Income — <br>Asset <br>Depletion]; <br>Account <br>Statements <br>— 2025 <br> (s) <br>— \| Primary <br>Income — <br>Asset <br>Depletion]; <br>Account <br>Statements <br>— 2025 <br> (s) <br>— \| Primary <br>Income — <br>Asset <br>Depletion]; <br>Account <br>Statements <br>— 2025 <br> (s) <br>— \| Primary <br>Income — <br>Asset <br>Depletion]; <br>Account <br>Statements <br>— 2025  | [Coborrower<br>[Coborrower<br>[Coborrower<br>| ]; <br>4506-C — <br> 2024 ]; <br>4506-C — <br>2023 <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available  | Other<br>Documentation<br>(O) | Asset<br>Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $9218.13 |  | 6.310% | $0.00 | 2.6 |  |  |  | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 12/01/2055 | $8225554.20 |  | No |  |  |  |  | Yes | Commitment |  | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 2545.31 |  | No | No |  | $101236.91 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 7 |
| 224404266 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4778.13 | $8243.30 |  | 6.722% | $3935.23 | $3935.23 | 6.500% | No | No | Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $47395.33 | 1 | $8243.04 | $3902.04 | $686.92 | $325.17 |  |  |  |  |  | 10.566% | 10.566% | 10.566% | [Redacted] | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>| ]; <br>Paystubs — <br> 2025 ]; <br>VVOE — <br>2025 ]; <br>WVOE — <br>2025 ]; W-<br>2 — 2024 ]; W-<br>2 Transcript <br>— 2024 ]; W-<br>2 Transcript <br>— 2024 ]; W-<br>2 — 2023  | [Borrower<br>[Borrower<br>[Borrower<br>| ]; <br>4506-C — <br> 2024 ]; <br>4506-C — <br>2023 <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available  | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4778.13 |  | 5.710% | $5000.00 | 2.7 |  |  |  | Yes | No | 6.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2040 | $794414.79 | 100.000% | No | 33 |  |  |  | Yes | Commitment |  | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 107.11 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224404277 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2154.25 | $2154.25 | 6.125% | No | No |  |  |  |  |  |  |  | Foreign<br>National |  |  |  |  |  |  |  | 1 | $6708.00 | $888.36 | $559.00 | $74.03 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | 12/01/2055 | $200738.20 | 42.030% | No |  |  |  |  | Yes | Commitment |  | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | Yes |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.29 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 |
| 224404413 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $9960.00 | $16494.08 |  | 8.996% | $7876.88 | $7876.88 | 8.875% | No | No | Non-Employment<br>Income | Not Employed |  |  |  |  | US<br>Citizen | US Citizen |  |  |  |  |  |  | $19878.93 | 1 | $11631.84 | $6687.48 | $969.32 | $557.29 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion<br>[Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion<br>[Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion<br>[Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion<br>[Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion<br>[Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion<br>[Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion<br>[Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion<br>[Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion<br>[Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion<br>| ]; <br>Account <br>Statements <br> — 2025 ]; <br>Account <br>Statements <br>— 2025 ]; <br>Account <br>Statements <br>— 2025 ]; <br>Account <br>Statements <br>— 2025 ]; <br>Account <br>Statements <br>— 2025 ]; <br>Account <br>Statements <br>— 2025 ]; <br>Account <br>Statements <br>— 2025 ]; <br>Account <br>Statements <br>— 2025 ]; <br>Account <br>Statements <br>— 2025 ]; <br>Account <br>Statements <br>— 2025  | [Borrower<br>| ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $9960.00 |  | 6.160% | $14000.00 | 2.9 |  |  |  | Yes | No | 8.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 12/01/2055 | $1909174.68 | 100.000% | No |  |  |  |  | Yes | Commitment |  | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 188.66 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224404532 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $55490.00 | $69235.32 |  | 7.184% | $12875.80 | $12875.80 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $48648.02 | 1 | $31932.00 | $10342.08 | $2661.00 | $861.84 |  |  |  |  |  | 32.180% | 32.180% | 32.180% | [Redacted] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|<br>| % of <br>Business <br>Ownership: <br>50.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; Account <br>Statements <br>— Business <br> — 2025 % of <br>Business <br>Ownership: <br>50.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; CPA <br>Letter — <br>2025 % of <br>Business <br>Ownership: <br>50.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; CPA <br>Letter — <br>2025 % of <br>Business <br>Ownership: <br>50.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; Other <br>— 2025 % of <br>Business <br>Ownership: <br>50.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; Other <br>— 2025 % of <br>Business <br>Ownership: <br>50.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; Third <br>Party <br>Verification <br>— 2025  | [Borrower<br>[Borrower<br>[Borrower<br>| ]; <br>4506-C — <br> 2024 ]; <br>4506-C — <br>2023 <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available  | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $55490.00 |  | 6.240% | $0.00 | 2.4 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $599500.34 | 24.460% | No |  |  |  |  | Yes | Commitment |  | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 53.24 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224405326 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $42348.00 | $18205.92 |  | 8.142% | $3678.50 | $3678.50 | 7.125% | No | No | Non-Employment<br>Income |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $43495.31 | 1 | $13918.20 | $1351.08 | $1159.85 | $112.59 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion<br>[Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion<br>[Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion<br>[Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion<br>[Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion<br>| ]; <br>Account <br>Statements <br> — 2025 ]; <br>Account <br>Statements <br>— 2025 ]; <br>Account <br>Statements <br>— 2025 ]; <br>Account <br>Statements <br>— 2025 ]; <br>Account <br>Statements <br>— 2025  | [Borrower<br>[Borrower<br>[Borrower<br>| ]; <br>4506-C — <br> 2024 ]; <br>4506-C — <br>2023 <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available  | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $42348.00 |  | 6.550% | $0.00 | 2.5 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 12/01/2055 | $3156882.46 | 100.000% | No |  |  |  |  | Yes | Commitment |  | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No |  |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 462.24 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224408854 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1390.00 | $3125.82 |  | 6.629% | $6386.59 | $6386.59 | 6.600% | No | No | Employed | Employed |  |  |  |  | US<br>Citizen | US Citizen |  |  |  |  |  |  | $12354.15 | 1 | $0.00 | $611.04 | $0.00 | $50.92 |  |  |  |  |  | 37.659% | 37.659% | 37.659% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>| ]; <br>Paystubs — <br> 2025 ]; <br>VVOE — <br>2025 ]; <br>Paystubs — <br>2024 ]; W-<br>2 — 2024 ]; <br>Paystubs — <br>2023 ]; W-<br>2 — 2023 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; <br>Paystubs — <br>2025 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; <br>VVOE — <br>2025 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; <br>Paystubs — <br>2024 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; W-<br>2 — 2024 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; <br>Paystubs — <br>2023 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; W-<br>2 — 2023  | [Borrower<br>[Borrower<br>[Borrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>| ]; <br>4506-C — <br> 2024 ]; <br>4506-C — <br>2023 <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available <br> ]; <br>4506-C — <br>2024 <br> ]; <br>4506-C — <br>2023 <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available  | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1390.00 |  | 6.310% | $0.00 |  | LP /<br>LPA |  | Accept/Ineligible | No | No | 6.600% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $1224074.24 | 77.710% | No |  |  |  |  | Yes | Shares/<br>Stock/<br>Ownership | <br>(Co-op) | Leasehold | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No | Yes | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 84.89 |  |  | No |  | $0.00 | $9375.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224410936 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3222.50 | $7314.41 |  | 6.693% | $1959.41 | $1959.41 | 6.500% | No | No | Non-Employment<br>Income |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $4713.50 | 1 | $5805.24 | $1838.64 | $483.77 | $153.22 |  |  |  |  |  | 38.808% | 38.808% | 38.808% | [Redacted] | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion<br>[Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion<br>| ]; <br>Account <br>Statements <br> — 2025 ]; <br>Account <br>Statements <br>— 2025  | [Borrower<br>[Borrower<br>[Borrower<br>| ]; <br>4506-C — <br> 2024 ]; <br>4506-C — <br>2023 <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available  | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3222.50 |  | 6.240% | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 12/01/2055 | $1181905.32 | 100.000% | No |  |  |  |  | Yes | Commitment |  | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 243.08 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224413576 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $5327.50 | $7725.82 |  | 7.770% | $1748.04 | $1748.04 | 7.500% | No | No | Employed | Employed |  |  |  |  | Permanent<br>Resident<br>Alien | Permanent<br>Resident Alien |  |  |  |  |  |  | $38092.32 | 1 | $3165.12 | $599.04 | $263.76 | $49.92 |  |  |  |  |  | 23.382% | 23.382% | 23.382% | [Redacted] | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>| ]; <br>Paystubs — <br> 2025 ]; The <br>Work <br>Number — <br>Employment <br>Only — <br>2025 ]; The <br>Work <br>Number — <br>Income — <br>2025 ]; W-<br>2 — 2024 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; <br>Paystubs — <br>2025 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; <br>VVOE — <br>2025 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; W-<br>2 — 2024 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; W-<br>2 Transcript <br>— 2024 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; W-<br>2 — 2023 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; W-<br>2 Transcript <br>— 2023  | [Borrower<br>[Borrower<br>[Borrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>| ]; <br>4506-C — <br> 2024 ]; <br>4506-C — <br>2023 <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available <br> ]; <br>4506-C — <br>2024 <br> ]; <br>4506-C — <br>2023 <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available  | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5327.50 |  | 6.160% | $5000.00 | 1.5 |  |  |  | No | No | 7.500% | 1 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $291791.60 | 81.050% | No | 12 |  |  |  | Yes | Commitment |  | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  | Resident<br>Alien<br>Card | Resident<br>Alien<br>Card |  |  |  | 69.58 |  | No | No |  | $0.00 | $20614.92 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224413577 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $5119.75 | $5119.75 | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $7470.72 | $17377.44 | $622.56 | $1448.12 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 3.7 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | 12/01/2055 | $120000.00 | 8.880% | No |  |  |  |  | Yes | Commitment |  | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 333.19 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224413578 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2312.00 | $12961.45 |  | 6.895% | $4514.24 | $4514.24 | 6.750% | No | No | Employed | Employed | Employed | Non-Employment<br>Income | 8.49 | 0 | US<br>Citizen | US Citizen | US<br>Citizen | US<br>Citizen |  |  |  |  | $19185.43 | 1 | $10376.16 | $653.16 | $864.68 | $54.43 |  |  |  |  |  | 44.049% | 44.049% | 44.049% | [Redacted] | 785 | 598 | 636 | 582 | 809 | 815 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | Level<br>5-<br>Stated/<br>Verified<br>as<br>defined | Level<br>5-<br>Stated/<br>Verified<br>as<br>defined | Level<br>3-<br>Stated/<br>Verified<br>as<br>defined | Level<br>1-Not<br>Stated/<br>Not<br>Verified | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>| ]; <br>Paystubs — <br> 2025 ]; The <br>Work <br>Number — <br>Employment <br>Only — <br>2025 ]; The <br>Work <br>Number — <br>Income — <br>2025 ]; W-<br>2 — 2024 ]; W-<br>2 Transcript <br>— 2024 ]; W-<br>2 Transcript <br>— 2023 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; <br>Paystubs — <br>2025 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; The <br>Work <br>Number — <br>Employment <br>Only — <br>2025 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; The <br>Work <br>Number — <br>Income — <br>2025 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; <br>Paystubs — <br>2024 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; W-<br>2 — 2024 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; W-<br>2 Transcript <br>— 2024 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; <br>Paystubs — <br>2023 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; W-<br>2 — 2023 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; W-<br>2 Transcript <br>— 2023 <br> (s) <br>— \| Primary <br>Income — <br>Social <br>Security]; <br>Award <br>Letter / <br>Continuance <br>Letter — <br>2025 <br> (s) <br>— \| Primary <br>Income — <br>Social <br>Security]; <br>1099 <br>Transcript <br>— 2024 <br> (s) <br>— \| Primary <br>Income — <br>Social <br>Security]; <br>1099 <br>Transcript <br>— 2023 <br> (s) <br>— \| Non-<br>Primary <br>Income — <br>Pension]; <br>Account <br>Statements <br>— 2025 <br> (s) <br>— \| Non-<br>Primary <br>Income — <br>Pension]; <br>Other — <br>2025 <br> (s) <br>— \| Non-<br>Primary <br>Income — <br>Pension]; <br>1099 <br>Transcript <br>— 2024 <br> (s) <br>— \| Non-<br>Primary <br>Income — <br>Pension]; <br>1099-R — <br>2024 <br> (s) <br>— \| Primary <br>Income — <br>Social <br>Security]; <br>1099 <br>Transcript <br>— 2024 <br> (s) <br>— \| Primary <br>Income — <br>Social <br>Security]; <br>1099-SSA <br>— 2024 <br> (s) <br>— \| Primary <br>Income — <br>Social <br>Security]; <br>1099 <br>Transcript <br>— 2023 <br> (s) <br>— \| Primary <br>Income — <br>Social <br>Security]; <br>1099-SSA <br>— 2023 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; <br>Paystubs — <br>2025 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; The <br>Work <br>Number — <br>Employment <br>Only — <br>2025 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; The <br>Work <br>Number — <br>Income — <br>2025 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; W-<br>2 — 2024 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; W-<br>2 Transcript <br>— 2024 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; W-<br>2 — 2023 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; W-<br>2 Transcript <br>— 2023 <br> (s) <br>— \| Non-<br>Primary <br>Income — <br>Wages]; <br>Paystubs — <br>2025 <br> (s) <br>— \| Non-<br>Primary <br>Income — <br>Wages]; The <br>Work <br>Number — <br>Employment <br>Only — <br>2025 <br> (s) <br>— \| Non-<br>Primary <br>Income — <br>Wages]; The <br>Work <br>Number — <br>Income — <br>2025 <br> (s) <br>— \| Non-<br>Primary <br>Income — <br>Wages]; W-<br>2 — 2024 <br> (s) <br>— \| Non-<br>Primary <br>Income — <br>Wages]; W-<br>2 Transcript <br>— 2024 <br> (s) <br>— \| Non-<br>Primary <br>Income — <br>Wages]; W-<br>2 — 2023 <br> (s) <br>— \| Non-<br>Primary <br>Income — <br>Wages]; W-<br>2 Transcript <br>— 2023  | [Borrower<br>[Borrower<br>[Borrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>| ]; <br>4506-C — <br> 2024 ]; <br>4506-C — <br>2023 <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available <br> ]; <br>4506-C — <br>2024 <br> ]; <br>4506-C — <br>2023 <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available  | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2312.00 |  | 6.160% | $0.00 | 1 |  |  |  | No | No | 6.750% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $347608.82 | 39.950% | No | 17 | 23 | 32 |  | Yes | Preliminary |  | Fee<br>Simple | Individual | Individual | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  | 24.97 |  | No | No |  | $0.00 | $16447.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224413579 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3931.25 | $7560.65 |  | 7.119% | $2957.61 | $2957.61 | 6.990% | No | No | Non-Employment<br>Income |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $8135.12 | 1 | $6975.00 | $1419.00 | $581.25 | $118.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion<br>[Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion<br>[Borrower<br>— \| Primary<br>Income —<br>Asset<br>Depletion<br>| ]; <br>Account <br>Statements <br> — 2025 ]; <br>Account <br>Statements <br>— 2025 ]; <br>Account <br>Statements <br>— 2025  | [Borrower<br>| ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3931.25 |  | 6.160% | $3000.00 | 2.7 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 12/01/2055 | $1163213.82 | 100.000% | No |  |  |  |  | Yes | Preliminary |  | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 157.45 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224413580 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1490.00 | $1342.94 |  | 7.349% | $5553.03 | $5553.03 | 7.375% | No | No | Self-Employed | Not Employed |  |  |  |  | US<br>Citizen | US Citizen |  |  |  |  |  |  | $9561.77 | 1 | $8634.96 | $2036.04 | $719.58 | $169.67 |  |  |  |  |  | 45.603% | 45.603% | 45.603% | [Redacted] | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor<br>[Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor<br>[Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor<br>[Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor<br>[Borrower<br>— \| Primary<br>Income —<br>Sole<br>Proprietor<br>| ]; <br>Other — <br> 2025 ]; <br>Third Party <br>Verification <br>— 2025 ]; <br>1099 — <br>2024 ]; <br>1099 — <br>2024 ]; <br>W-2 <br>Transcript <br>— 2024  | [Borrower<br>[Borrower<br>[Borrower<br>[Coborrower<br>[Coborrower<br>| ]; <br>4506-C — <br> 2024 ]; <br>4506-C — <br>2023 <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available <br> ]; <br>4506-C — <br>2024 <br> ]; <br>4506-C — <br>2023  | Full<br>Documentation<br>(F) | 2yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1490.00 |  | 6.240% | $19000.00 | 1 |  |  |  | Yes | No | 7.375% | 1 | 0 | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $239727.29 | 23.850% | No |  |  |  |  | Yes | Commitment |  | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 5.52 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224413582 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $8670.00 | $12928.60 |  | 7.969% | $5028.12 | $5551.86 | 8.411% | No | No | Not Employed | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $53756.63 | 1 | $2756.04 | $20553.60 | $229.67 | $1712.80 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Coborrower<br>| (s) <br>— \| Primary <br>Income — <br>Asset <br>Depletion]; <br>Account <br>Statements <br>— 2025 | [Coborrower<br>[Coborrower<br>[Coborrower<br>| ]; <br>4506-C — <br> 2024 ]; <br>4506-C — <br>2023 <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available  | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $8670.00 |  | 6.330% | $0.00 | 2.6 |  |  |  | Yes | No | 8.411% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 12/01/2055 | $7112097.84 | 100.000% | No |  |  |  |  | Yes | Commitment |  | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | Yes |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 968.82 |  | No | No |  | $80395.69 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224413583 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1790.00 | $6969.27 |  | 7.060% | $4187.18 | $4187.18 | 6.990% | No | No | Self-Employed | Employed |  |  |  |  | US<br>Citizen | US Citizen |  |  |  |  |  |  | $12010.45 | 1 | $10500.00 | $2131.08 | $875.00 | $177.59 |  |  |  |  |  | 34.935% | 34.935% | 34.935% | [Redacted] | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 59.000% | 100.000% |  |  | [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>| % of <br>Business <br>Ownership: <br>100.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; Account <br>Statements <br>— Business <br> — 2025 % of <br>Business <br>Ownership: <br>100.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; CPA <br>Letter — <br>2025 % of <br>Business <br>Ownership: <br>100.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; Other <br>— 2025 % of <br>Business <br>Ownership: <br>100.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; <br>Telephone <br>Listing / <br>Internet <br>Search / <br>Directory <br>Assistance <br>— 2025 % of <br>Business <br>Ownership: <br>100.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; Third <br>Party <br>Verification <br>— 2025 % of <br>Business <br>Ownership: <br>100.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; Third <br>Party <br>Verification <br>— 2025 % of <br>Business <br>Ownership: <br>100.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; Third <br>Party <br>Verification <br>— 2025 % of <br>Business <br>Ownership: <br>100.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; Third <br>Party <br>Verification <br>— 2024 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; <br>Paystubs — <br>2025 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; <br>VVOE — <br>2025 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; <br>VVOE — <br>2025 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; W-<br>2 — 2024 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; W-<br>2 Transcript <br>— 2024 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; W-<br>2 — 2023 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; W-<br>2 Transcript <br>— 2023  | [Borrower<br>[Borrower<br>[Borrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>| ]; <br>4506-C — <br> 2024 ]; <br>4506-C — <br>2023 <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available <br> ]; <br>4506-C — <br>2024 <br> ]; <br>4506-C — <br>2023 <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available  | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1790.00 |  | 6.310% | $14700.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.990% | 0 | 2 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $296539.86 | 35.300% | No |  |  |  |  | Yes | Final |  | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 55.24 |  |  | No |  | $0.00 | $7500.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224413933 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $44340.50 | $11915.74 |  | 7.105% | $4885.04 | $4885.04 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $26282.23 | 1 | $10189.08 | $4770.72 | $849.09 | $397.56 |  |  |  |  |  | 40.624% | 40.624% | 40.624% | [Redacted] | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 48 | Business | 100.000% | 50.000% |  |  | [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Non-<br>Primary<br>Income —<br>Bank<br>Statements \|<br>| % of <br>Business <br>Ownership: <br>50.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; Account <br>Statements <br>— Business <br> — 2025 % of <br>Business <br>Ownership: <br>50.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; CPA <br>Letter — <br>2025 % of <br>Business <br>Ownership: <br>50.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; Other <br>— 2025 % of <br>Business <br>Ownership: <br>50.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; Third <br>Party <br>Verification <br>— 2025 % of <br>Business <br>Ownership: <br>50.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; Other <br>— 2021 % of <br>Business <br>Ownership: <br>100.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; Account <br>Statements <br>— Business <br>— 2025 % of <br>Business <br>Ownership: <br>100.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; CPA <br>Letter — <br>2025 % of <br>Business <br>Ownership: <br>100.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; Third <br>Party <br>Verification <br>— 2025 % of <br>Business <br>Ownership: <br>100.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; Other <br>— 2020 % of <br>Business <br>Ownership: <br>50.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; Account <br>Statements <br>— Business <br>— 2025 % of <br>Business <br>Ownership: <br>50.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; CPA <br>Letter — <br>2025 % of <br>Business <br>Ownership: <br>50.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; Other <br>— 2025 % of <br>Business <br>Ownership: <br>50.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; Third <br>Party <br>Verification <br>— 2025 % of <br>Business <br>Ownership: <br>50.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; Other <br>— 2023 % of <br>Business <br>Ownership: <br>50.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; Account <br>Statements <br>— Business <br>— 2025 % of <br>Business <br>Ownership: <br>50.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; CPA <br>Letter — <br>2025 % of <br>Business <br>Ownership: <br>50.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; Other <br>— 2025 % of <br>Business <br>Ownership: <br>50.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; Third <br>Party <br>Verification <br>— 2025  | [Borrower<br>[Borrower<br>[Borrower<br>[Borrower<br>[Borrower<br>[Borrower<br>| ]; <br>4506-C — <br> 2024 ]; <br>4506-C — <br>2023 <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available  | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $44340.50 |  | 6.290% | $0.00 | 1.1 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment |  | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 29.31 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224414133 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2842.98 | $2842.98 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4755.36 | $813.96 | $396.28 | $67.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 3.1 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.85 | 1.16 |  |  |  |  |  |  |  | 12/01/2055 | $189913.83 | 34.210% | No |  |  |  |  | Yes | Commitment |  | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 15.87 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224414177 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $6465.00 | $11519.71 |  | 7.204% | $2871.21 | $2871.21 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $19930.74 | 1 | $6750.00 | $987.96 | $562.50 | $82.33 |  |  |  |  |  | 35.044% | 35.044% | 35.044% | [Redacted] | 815 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>S-Corp <br>[Borrower<br>— \| Primary<br>Income —<br>S-Corp <br>[Borrower<br>— \| Primary<br>Income —<br>S-Corp <br>[Borrower<br>— \| Primary<br>Income —<br>S-Corp <br>[Borrower<br>— \| Primary<br>Income —<br>S-Corp <br>[Borrower<br>— \| Non-<br>Primary<br>Income —<br>Partnership<br>[Borrower<br>— \| Non-<br>Primary<br>Income —<br>Partnership<br>[Borrower<br>— \| Non-<br>Primary<br>Income —<br>Partnership<br>[Borrower<br>— \| Non-<br>Primary<br>Income —<br>Partnership<br>[Borrower<br>— \| Non-<br>Primary<br>Income —<br>Partnership<br>| <br>(>= <br>25%)]; Third <br>Party <br>Verification <br> — 2025 <br>(>= <br>25%)]; <br>1120S — <br>2024 <br>(>= <br>25%)]; <br>4506-C (for <br>Business) — <br>2024 <br>(>= <br>25%)]; K-1 <br>— 2024 <br>(>= <br>25%)]; <br>4506-C (for <br>Business) — <br>2023 <br>(>= 25%)]; <br>Third Party <br>Verification <br>— 2025 <br>(>= 25%)]; <br>1065 — <br>2024 <br>(>= 25%)]; <br>4506-C (for <br>Business) — <br>2024 <br>(>= 25%)]; <br>K-1 — 2024 <br>(>= 25%)]; <br>4506-C (for <br>Business) — <br>2023  | [Borrower<br>[Borrower<br>[Borrower<br>[Borrower<br>[Borrower<br>| ]; <br>1040 — <br> 2024 ]; <br>4506-C — <br>2024 <br> ]; <br>4506-C — <br>2023 <br> ]; <br>4506-C — <br>2022 <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available  | Alternative<br>Documentation<br>(A) | 24mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $6465.00 |  | 6.240% | $4000.00 | 1.6 | LP /<br>LPA |  | Accept/Eligible | No | No | 6.990% | 0 |  | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $2102802.70 | 100.000% | No |  |  |  |  | Yes | Preliminary |  | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 524.25 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224414253 | [Redacted] | [Redacted] |  | Safe<br>Harbor<br>QM<br>(APOR) |  |  |  | Yes | No | $1790.00 | $7493.50 |  | 6.782% | $6096.82 | $6096.82 | 6.750% | No | No | Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $19320.87 | 1 | $12609.96 | $1987.20 | $1050.83 | $165.60 |  |  |  |  |  | 34.815% | 34.815% | 34.815% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>| ]; <br>Paystubs — <br> 2025 ]; The <br>Work <br>Number — <br>Employment <br>Only — <br>2025  | [Borrower<br>[Borrower<br>[Borrower<br>| ]; <br>4506-C — <br> 2024 ]; <br>4506-C — <br>2023 <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available  | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1790.00 |  | 6.240% | $0.00 | 3.4 | DU |  | ApproveIneligible | No | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not<br>Stated |  |  |  | 12/01/2055 | $1193557.61 | 100.000% | No |  |  |  |  | Yes | Preliminary |  | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 128.37 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224414290 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4516.59 | $0.00 |  | 7.324% | $1525.53 | $1525.53 | 7.375% | No | Yes | Not Employed | Self-Employed |  |  |  |  | US<br>Citizen | US Citizen |  |  |  |  |  |  | $20412.22 | 1 | $1076.04 | $1577.04 | $89.67 | $131.42 |  |  |  |  |  | 17.208% | 17.208% | 17.208% | [Redacted] | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>| (s) <br>— \| Primary <br>Income — <br>Bank <br>Statements \| % of <br>Business <br>Ownership: <br>100.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; Account <br>Statements <br>— Business <br> — 2025 (s) <br>— \| Primary <br>Income — <br>Bank <br>Statements \| % of <br>Business <br>Ownership: <br>100.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; CPA <br>Letter — <br>2025 <br> (s) <br>— \| Primary <br>Income — <br>Bank <br>Statements \| % of <br>Business <br>Ownership: <br>100.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; Other <br>— 2025 <br> (s) <br>— \| Primary <br>Income — <br>Bank <br>Statements \| % of <br>Business <br>Ownership: <br>100.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; Third <br>Party <br>Verification <br>— 2025 <br> (s) <br>— \| Primary <br>Income — <br>Bank <br>Statements \| % of <br>Business <br>Ownership: <br>100.00% \| <br>Expense <br>Ratio: <br>50.00000% \| <br>Expense <br>Ratio <br>Source: <br>Fixed \| # of <br>Bank <br>Statements <br>Required: <br>12]; Third <br>Party <br>Verification <br>— 2016  | [Borrower<br>[Borrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>| ]; <br>4506-C — <br> 2024 ]; <br>4506-C — <br>2023 <br> ]; <br>4506-C — <br>2024 <br> ]; <br>4506-C — <br>2023 <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available  | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4516.59 |  | 6.290% | $12289.56 | 3 | DU |  | ApproveIneligible | No | No | 7.375% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $12259.22 | 4.160% | No |  |  |  |  | Yes | Commitment |  | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 12.81 |  | No | No |  | $24654.84 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224414291 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1521.31 | $1521.31 | 8.250% | No | No |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  |  | 4 | $3386.16 | $2243.04 | $282.18 | $186.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 8.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.43 | 0.69 |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  |  |  |  | Yes | Commitment |  | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  |  | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 43.61 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224416103 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $4658.00 | $6405.96 |  | 7.056% | $1849.91 | $1849.91 | 6.875% | No | No | Employed | Employed |  |  |  |  | US<br>Citizen | US Citizen |  |  |  |  |  |  | $10499.45 | 1 | $4485.96 | $1323.48 | $373.83 | $110.29 |  |  |  |  |  | 40.727% | 40.727% | 40.727% | [Redacted] | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>| ]; The <br>Work <br>Number — <br>Employment <br>Only — <br> 2025 ]; The <br>Work <br>Number — <br>Income — <br>2025 ]; The <br>Work <br>Number — <br>Income — <br>2025 ]; W-<br>2 — 2024 ]; W-<br>2 — 2023 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; The <br>Work <br>Number — <br>Employment <br>Only — <br>2025 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; The <br>Work <br>Number — <br>Income — <br>2025 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; W-<br>2 — 2024 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; W-<br>2 — 2023  | [Borrower<br>[Borrower<br>[Borrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>| ]; <br>4506-C — <br> 2024 ]; <br>4506-C — <br>2023 <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available <br> ]; <br>4506-C — <br>2024 <br> ]; <br>4506-C — <br>2023 <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available  | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4658.00 |  | 6.310% | $8000.00 | 1 | LP /<br>LPA |  | Accept/Eligible | No | No | 6.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $173119.52 | 49.180% | No | 8 | 32 |  |  | Yes | Commitment |  | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 25.87 |  | No | No |  | $0.00 | $4630.50 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224416105 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1408.01 | $1408.01 | 7.250% | No | No |  |  |  |  | 0 |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | 2 | $3504.24 | $1182.96 | $292.02 | $98.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 809 | 817 | 809 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.84 | 0.54 |  |  |  |  |  |  |  | 12/01/2055 | $72108.73 | 27.940% | No |  |  |  |  | Yes | Commitment |  | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  | 11.16 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| 224417997 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $4517.81 | $4517.81 | 6.625% | No | No |  |  |  |  |  |  | Foreign<br>National | Non-Permanent<br>Resident Alien |  |  |  |  |  |  |  | 1 | $5502.96 | $1142.04 | $458.58 | $95.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 | 2.6 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.96 |  |  |  |  |  |  |  | 12/01/2055 | $491453.79 | 45.270% | No |  |  |  |  | Yes | Commitment |  | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.17 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | No | No | 1 |
| 224417998 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1690.00 | $7797.25 |  | 6.468% | $8677.21 | $8677.21 | 6.450% | No | No | Self-Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $16184.83 | 1 | $26829.24 | $3609.00 | $2235.77 | $300.75 |  |  |  |  |  | 48.857% | 48.857% | 48.857% | [Redacted] | 820 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>S-Corp <br>[Borrower<br>— \| Primary<br>Income —<br>S-Corp <br>[Borrower<br>— \| Primary<br>Income —<br>S-Corp <br>[Borrower<br>— \| Primary<br>Income —<br>S-Corp <br>[Borrower<br>— \| Primary<br>Income —<br>S-Corp <br>[Borrower<br>— \| Primary<br>Income —<br>S-Corp <br>[Borrower<br>— \| Primary<br>Income —<br>S-Corp <br>| <br>(>= <br>25%)]; Third <br>Party <br>Verification <br> — 2025 <br>(>= <br>25%)]; <br>1120S — <br>2024 <br>(>= <br>25%)]; K-1 <br>— 2024 <br>(>= <br>25%)]; W-2 <br>— 2024 <br>(>= <br>25%)]; <br>1120S — <br>2023 <br>(>= <br>25%)]; K-1 <br>— 2023 <br>(>= <br>25%)]; W-2 <br>— 2023  | [Borrower<br>[Borrower<br>[Borrower<br>[Borrower<br>[Borrower<br>[Borrower<br>[Borrower<br>| ]; <br>1040 — <br> 2024 ]; <br>4506-C — <br>2024 <br> ]; <br>Transcripts <br>(1040) — <br>2024 <br> ]; <br>1040 — <br>2023 <br> ]; <br>4506-C — <br>2023 <br> ]; <br>Transcripts <br>(1040) — <br>2023 <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available  | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1690.00 |  | 6.160% | $0.00 | 3 | LP /<br>LPA |  | Accept/Ineligible | Yes | No | 6.450% | 2 |  | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $1879015.28 | 100.000% | No |  |  |  |  | Yes | Commitment |  | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 126.54 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224418022 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1012.92 | $1012.92 | 8.990% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $2387.28 | $3186.72 | $198.94 | $265.56 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 8.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.85 |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  |  |  |  | Yes | Commitment |  | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 167.76 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224418150 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $713.46 | $713.46 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2404.68 | $3267.00 | $200.39 | $272.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.36 | 0.42 |  |  |  |  |  |  |  | 12/01/2055 |  |  | Yes |  |  |  |  | Yes | Commitment |  | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 88.37 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224418154 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $5661.16 | $6581.32 |  | 9.438% | $1066.16 | $1066.16 | 8.875% | No | No | Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $3696.56 | 1 | $4224.24 | $2265.00 | $352.02 | $188.75 |  |  |  |  |  | 38.396% | 38.396% | 38.396% | [Redacted] | 632 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>| ]; <br>Paystubs — <br> 2025 ]; The <br>Work <br>Number — <br>Employment <br>Only — <br>2025 ]; The <br>Work <br>Number — <br>Income — <br>2025 ]; W-<br>2 — 2024 ]; W-<br>2 Transcript <br>— 2024 ]; W-<br>2 — 2023 ]; W-<br>2 Transcript <br>— 2023  | [Borrower<br>[Borrower<br>[Borrower<br>| ]; <br>4506-C — <br> 2024 ]; <br>4506-C — <br>2023 <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available  | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  | 1 | 1 | 6 |  |  | Cross<br>Country | $5661.16 |  | 6.290% | $0.00 | 2.5 |  |  |  | No | No | 8.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 |  |  | No | 32 |  |  |  | Yes | Commitment |  | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 74.33 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224418546 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $15895.08 | $19167.63 |  | 8.435% | $3022.07 | $3022.07 | 7.990% | No | No | Self-Employed |  |  |  |  |  | Permanent<br>Resident<br>Alien |  |  |  |  |  |  |  | $7686.51 | 1 | $12347.28 | $1359.00 | $1028.94 | $113.25 |  |  |  |  |  | 48.047% | 48.047% | 48.047% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|<br>[Borrower<br>— \| Primary<br>Income —<br>Bank<br>Statements \|<br>| % of <br>Business <br>Ownership: <br>100.00% \| <br>Expense <br>Ratio: <br>25.00000% \| <br>Expense <br>Ratio <br>Source: CPA <br>Letter \| # of <br>Bank <br>Statements <br>Required: <br>12]; Account <br>Statements <br>— Business <br> — 2025 % of <br>Business <br>Ownership: <br>100.00% \| <br>Expense <br>Ratio: <br>25.00000% \| <br>Expense <br>Ratio <br>Source: CPA <br>Letter \| # of <br>Bank <br>Statements <br>Required: <br>12]; CPA <br>Letter — <br>2025 % of <br>Business <br>Ownership: <br>100.00% \| <br>Expense <br>Ratio: <br>25.00000% \| <br>Expense <br>Ratio <br>Source: CPA <br>Letter \| # of <br>Bank <br>Statements <br>Required: <br>12]; Third <br>Party <br>Verification <br>— 2025  | [Borrower<br>[Borrower<br>[Borrower<br>[Borrower<br>| ]; <br>4506-C — <br> 2024 ]; <br>4506-C — <br>2023 <br> ]; <br>4506-C — <br>2022 <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available  | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $15895.08 |  | 6.320% | $0.00 | 1 |  |  |  | Yes | No | 7.990% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $171633.61 | 35.380% | No |  |  |  |  | Yes | Commitment |  | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  | Resident<br>Alien<br>Card |  |  |  |  | 14.55 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224418557 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1329.68 | $1329.68 | 6.990% | No | No |  |  |  |  | 0 |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | 2 | $6999.84 | $1950.96 | $583.32 | $162.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 801 | 801 | 808 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.61 | 0.62 |  |  |  |  |  |  |  | 12/01/2055 | $15899.43 | 5.960% | No |  |  |  |  | Yes | Commitment |  | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  | 6.58 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224419568 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $6089.00 | $15473.59 |  | 7.687% | $4705.59 | $5282.55 | 8.177% | No | No | Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $7697.39 | 1 | $9580.68 | $0.00 | $798.39 | $0.00 |  |  |  |  |  | 48.968% | 45.142% | 48.968% | [Redacted] | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>| ]; <br>Employer <br>Letter — <br> 2025 ]; <br>Paystubs — <br>2025 ]; The <br>Work <br>Number — <br>Employment <br>Only — <br>2025 ]; The <br>Work <br>Number — <br>Income — <br>2025  | [Borrower<br>[Borrower<br>[Borrower<br>| ]; <br>4506-C — <br> 2024 ]; <br>4506-C — <br>2023 <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available  | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $6089.00 |  | 6.240% | $201505.52 | 4.4 |  |  |  | No | No | 8.177% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $127364.20 | 14.390% | No | 2 |  |  |  | Yes | Preliminary |  | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | Yes | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.06 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224419575 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1390.00 | $2684.63 |  | 6.794% | $2070.33 | $2070.33 | 6.750% | No | No | Employed | Employed |  |  |  |  | US<br>Citizen | US Citizen |  |  |  |  |  |  | $10693.29 | 1 | $2753.76 | $315.00 | $229.48 | $26.25 |  |  |  |  |  | 39.185% | 39.185% | 39.185% | [Redacted] | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Borrower<br>— \| Primary<br>Income —<br>Wages<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>| ]; <br>Paystubs — <br> 2025 ]; The <br>Work <br>Number — <br>Employment <br>Only — <br>2025 ]; W-<br>2 — 2024 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; <br>Paystubs — <br>2025 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; The <br>Work <br>Number — <br>Employment <br>Only — <br>2025 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; <br>Paystubs — <br>2024 <br> (s) <br>— \| Primary <br>Income — <br>Wages]; W-<br>2 — 2024  | [Borrower<br>[Borrower<br>[Borrower<br>[Coborrower<br>[Coborrower<br>[Coborrower<br>| ]; <br>4506-C — <br> 2024 ]; <br>4506-C — <br>2023 <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available <br> ]; <br>4506-C — <br>2024 <br> ]; <br>4506-C — <br>2023 <br> ]; <br>1084 or <br>income <br>worksheet <br>— Year Not <br>Available  | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1390.00 |  | 6.240% | $0.00 | 1 | LP /<br>LPA |  | Accept/Eligible | Yes | No | 6.750% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $175208.75 | 43.910% | No |  |  |  |  | Yes | Commitment |  | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 31.35 |  |  | No |  | $0.00 | $8583.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **TILA<br>Status Loan<br>Designation** | **Exempt<br>QM/ATR<br>Equivalency** | **CDFI<br>Bank<br>Originated<br>Loan** | **Application<br>Date** | **TRID<br>Tested** | **GSE** | **HOEPA<br>Fees** | **TILA Fees** | **Rate<br>Lock<br>Date** | **Calculated<br>APR** | **Original<br>P&I** | **Qualifying<br>P&I** | **Qualifying<br>Rate** | **Is<br>Borrower Non<br>Occupant** | **Is Co<br>Borrower Non<br>Occupant** | **Borrower<br>Employment<br>Indicator** | **Co<br>Borrower<br>Employment<br>Indicator** | **Co<br>Borrower 2<br>Employment<br>Indicator** | **Co<br>Borrower 3<br>Employment<br>Indicator** | **Co<br>Borrower2 Length<br>of Employment** | **Co<br>Borrower3 Length<br>of Employment** | **Borrower<br>Foreign National<br>Indicator** | **Co<br>Borrower Foreign<br>National<br>Indicator** | **Co Borrower 2<br>Foreign National<br>Indicator** | **Co Borrower 3<br>Foreign National<br>Indicator** | **Co<br>Borrower<br>Country<br>Name** |  | **Co<br>Borrower2<br>Country<br>Name** | **Co<br>Borrower3<br>Country<br>Name** | **Residual<br>Income** | **Num<br>Units** | **Annual<br>Property<br>Tax** | **Annual<br>Insurance<br>Costs** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Costs** | **HOA<br>Name** | **HOA<br>Address<br>State** | **Fee<br>Amount** | **Next Due<br>Date** | **HOA<br>Payment<br>Frequency** | **Investor<br>DTI** | **QM DTI** | **Non QM<br>DTI** | **Original<br>Credit<br>Report<br>Date** | **Qualifying<br>Credit<br>Score** | **Third<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Original FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Original FICO<br>Transunion** | **Most<br>Recent Updated<br>Credit Report<br>Date** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Primary<br>Wage Earner<br>Updated FICO<br>Transunion** | **Secondary Wage<br>Earner Updated<br>FICO Equifax** | **Secondary Wage<br>Earner Updated<br>FICO Experian** | **Secondary Wage<br>Earner Updated<br>FICO<br>Transunion** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Updated FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Updated FICO<br>Transunion** | **Most<br>Recent Updated<br>Co Borrower 2<br>FICO** | **Most<br>Recent Updated<br>Co Borrower 3<br>FICO** | **Co<br>Borrower 2 Asset<br>Verification<br>Level** | **Co<br>Borrower 3 Asset<br>Verification<br>Level** | **Co<br>Borrower 2<br>Income<br>Verification<br>Level** | **Co<br>Borrower 3<br>Income<br>Verification<br>Level** | **Co<br>Borrower 2<br>Employment<br>Verification<br>Level** | **Co<br>Borrower 3<br>Employment<br>Verification<br>Level** | **Asset<br>Depletion<br>Flag** | **Bank<br>Statements<br>Flag** | **Number of<br>Statements** | **Type of<br>Statements** | **Percent<br>of Income<br>From<br>Statements** | **Borrower<br>Business<br>Ownership%** | **CoBorrower Business<br>Ownership %** | **P&L Type** | **Income<br>Doc<br>Detail** | **Tax<br>Return<br>Doc<br>Details** | **Document<br>Level** | **Document<br>Type** |  | **Most<br>Recent<br>Bankruptcy<br>Type** | **Most<br>Recent<br>Bankruptcy<br>Filing Date** | **Most<br>Recent<br>Bankruptcy<br>Discharge<br>Date** | **Number of<br>Bankruptcy<br>Events** | **Months<br>Bankruptcy<br>(7, 11)** | **Months<br>Bankruptcy<br>(13)** | **Most<br>Recent Deed-<br>in - Lieu Date** | **Number<br>of Deed-<br>in-Lieu<br>Events** | **Months<br>Deed-<br>in-Lieu** | **Most<br>Recent Short<br>Sale Date** | **Number<br>of Short<br>Sale<br>Events** | **Months<br>Short Sale<br>(or Pre<br>FC)** | **Most<br>Recent<br>Foreclosure<br>Date** | **Number of<br>Foreclosure<br>Events** | **Months<br>Foreclosure** | **Prior<br>Mortgage/Rent<br>Late 30d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 60d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 90d<br>in 24m** | **Has ACH** | **Guideline<br>Name** | **UW<br>Guideline<br>Author** | **ATR QM<br>Total Points<br>and Fees<br>Audit** | **Loan<br>Regulation<br>Benchmark<br>Date** | **Benchmark<br>Rate** | **HUD 1<br>Page 1<br>Credits<br>Total** | **Collateral<br>Underwriter<br>Risk Score** | **AUS<br>Decision<br>System** | **Property<br>Inspection<br>Waiver<br>(PIW)** | **Rating Result** | **Eligible<br>For Rep and<br>Warrant Relief<br>Per Collateral<br>Advisor** | **Is Equity<br>Shared<br>Loan** | **Investor<br>Qualifying<br>Rate** | **Borrower<br>Years of<br>W2s** | **CoBorrower<br>Years of<br>W2s** | **Years of<br>Personal<br>Tax<br>Returns** | **Years of<br>Business<br>Tax<br>Returns** | **Years of<br>4506T** | **Years of<br>Tax<br>Transcripts** | **Months<br>of Personal<br>Bank<br>Statements** | **Months<br>of Business<br>Bank<br>Statements** | **Months<br>of Profit<br>and Loss<br>Statements** | **Expense<br>Letter** | **Total<br>DSCR** | **Total<br>Inverse<br>DSCR** | **Subordinate<br>Lien Type** | **Is Shared<br>Appreciation<br>Mortgage** | **Duration<br>of<br>Payout<br>Months** | **Seller<br>VSH<br>Indicator** | **Seller<br>Indicated VSH<br>Guideline** | **Validated<br>VSH** | **IO<br>Remaining<br>Amortization<br>Term at<br>Recast** | **Maturity<br>Date** | **Borrower<br>Own Funds<br>Cash<br>Amount** | **Borrower<br>Own<br>Funds<br>Percent** | **Is the<br>Note<br>an<br>eNote** | **Borrower<br>WVOE —

# of<br>Months of<br>Income<br>provided** | **Co<br>Borrower WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower2 WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower3 WVOE<br>— # of Months of<br>Income provided** | **Were the<br>origination<br>guidelines utilized<br>for this diligence<br>review?** | **Title<br>Evidence** | **Ownership<br>Type** | **Borrower<br>Type** | **Borrower<br>Designation** | **Co<br>Borrower<br>Type** | **Co<br>Borrower<br>Designation** | **Co<br>Borrower2<br>Type** | **Co<br>Borrower2<br>Designation** | **Co<br>Borrower3<br>Type** | **Co<br>Borrower3<br>Designation** | **Senior<br>Lien<br>Position** | **Senior<br>Lien Original<br>Loan<br>Amount** | **Senior<br>Lien Original<br>Interest Rate** | **Senior<br>Lien Note<br>Projected<br>Closing<br>Date** | **Senior<br>Lien<br>Current<br>Balance** | **Senior<br>Lien<br>Current<br>P&I** | **Loan<br>Closed in the<br>Name of an<br>Entity** | **Note<br>Executed<br>by** | **Assumable<br>Mortgage<br>Flag** | **Leasehold<br>Flag** | **Buydown<br>Flag** | **Borrower<br>Experian FICO<br>Model Used** |  | **Borrower<br>Equifax FICO<br>Model Used** | **Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower Experian<br>FICO Model Used** |  | **Co<br>Borrower Equifax<br>FICO Model<br>Used** | **Co Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower2 Experian<br>FICO Model Used** | **Co<br>Borrower2 Equifax<br>FICO Model Used** | **Co Borrower2<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower3 Experian<br>FICO Model Used** | **Co<br>Borrower3 Equifax<br>FICO Model Used** | **Co Borrower3<br>TransUnion FICO<br>Model Used** | **Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Delayed<br>Financing?** | **Months<br>Reserves** | **Correspondent<br>Type** | **Departure<br>Residence** | **Rate<br>Increase<br>on<br>Default** | **MERS<br>Min<br>Number** | **Co<br>Borrower<br>Other<br>Income** | **Co<br>Borrower<br>Wage<br>Income** | **Primary<br>Housing Lates 0 6<br>Months 30** | **Primary<br>Housing Lates 0 6<br>Months 60** | **Primary<br>Housing Lates 0 6<br>Months 90** | **Primary<br>Housing Lates 7<br>12 Months 30** | **Primary<br>Housing Lates 7<br>12 Months 60** | **Primary<br>Housing Lates 7<br>12 Months 90** | **Primary<br>Housing Lates 13<br>24 Months 30** | **Primary<br>Housing Lates 13<br>24 Months 60** | **Primary<br>Housing Lates 13<br>24 Months 90** | **Primary<br>Housing Lates 25<br>36 Months 30** | **Primary<br>Housing Lates 25<br>36 Months 60** | **Primary<br>Housing Lates 25<br>36 Months 90** | **Borrower<br>1 ITIN<br>Flag** | **Borrower<br>2 ITIN<br>Flag** | **Borrower<br>3 ITIN<br>Flag** | **Borrower<br>4 ITIN<br>Flag** | **Total<br>Number of<br>Mortgaged<br>Properties** |
| 224419578 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $47795.00 | $6315.88 |  | 7.783% | $6276.02 | $6276.02 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $25577.73 | 2 | $12427.44 | $5397.00 | $1035.62 | $449.75 |  |  |  |  |  | 37.719% | 40.543% | 39.127% | [Redacted] | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — No Results Returned — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Account Transcripts — 2024<br> [Borrower]; Transcripts (1040) — No Results Returned — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Account Transcripts — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $47795.00 |  | 6.620% | $21500.00 |  | DU |  | ApproveIneligible | N/<br>A | No | 7.250% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $763123.97 | 66.350% | No | 33 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 68.28 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224419731 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $17805.00 | $27439.84 |  | 7.076% | $14369.32 | $14369.32 | 6.990% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $22346.92 | 1 | $48493.44 | $10760.04 | $4041.12 | $896.67 |  |  |  |  |  | 49.971% | 49.971% | 49.971% | [Redacted] | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 75.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 28.30000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 28.30000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 28.30000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 28.30000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 28.30000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 28.30000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; WVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $17805.00 |  | 6.160% | $40000.00 | 3 |  |  |  | Yes | No | 6.990% | 0 | 2 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $583978.47 | 21.600% | No |  | 32 |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 14.19 |  | Yes | No |  | $0.00 | $11125.42 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224419735 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $47428.00 | $16891.36 |  | 6.953% | $4494.78 | $4494.78 | 6.750% | No | No | Not Employed | Employed | Employed |  | 2.51 |  |  | US Citizen | US<br>Citizen |  |  |  |  |  | $31294.21 | 1 | $12375.00 | $899.04 | $1031.25 | $74.92 |  |  |  |  |  | 39.645% | 39.645% | 39.645% | [Redacted] | 762 | 794 | 820 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  | Level<br>5-<br>Stated/<br>Verified<br>as<br>defined |  | Level<br>3-<br>Stated/<br>Verified<br>as<br>defined |  | No | No |  |  |  |  |  |  | [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 4506-C — 2022<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $47428.00 |  | 6.160% | $0.00 | 3 |  |  |  | No | No | 6.750% | 0 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $3942933.06 | 100.000% | No |  | 29 | 29 |  | Yes | Preliminary | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  | 508.63 |  | No | No |  | $0.00 | $51850.55 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224419771 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $5478.51 | $5478.51 | 8.500% | No | No |  |  |  |  | 0 |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | 2 | $23857.32 | $1533.96 | $1988.11 | $127.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.75 | 1.33 |  |  |  |  |  |  |  | 12/01/2055 | $457889.23 | 46.250% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 40.24 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224419967 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2728.71 | $2728.71 | 7.250% | No | No |  |  |  |  | 0 |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | 2 | $9014.04 | $1415.04 | $751.17 | $117.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 806 | 805 | 806 | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.52 | 0.65 |  |  |  |  |  |  |  | 12/01/2055 | $148784.27 | 29.750% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  | 10.4 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224419972 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1280.62 | $1280.62 | 6.625% | No | No |  |  |  |  | 0 |  |  | Non-Permanent<br>Resident Alien |  |  |  |  |  |  |  | 2 | $1798.56 | $2124.96 | $149.88 | $177.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.3 | 0.43 |  |  |  |  |  |  |  | 12/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 118.06 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224420076 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $1890.00 | $3097.19 |  | 6.878% | $4705.25 | $4705.25 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18533.12 | 4 | $5536.32 | $1857.60 | $461.36 | $154.80 |  |  |  |  |  | 39.360% | 39.360% | 39.360% | [Redacted] | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; WVOE — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1890.00 |  | 6.290% | $10000.00 |  | DU |  | ApproveEligible | No | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $455298.01 | 47.670% | No | 23 |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 39.75 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| 224421289 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $6430.00 | $12204.95 |  | 7.623% | $5034.34 | $5034.34 | 7.500% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9024.46 | 1 | $11250.00 | $5218.92 | $937.50 | $434.91 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $6430.00 |  | 6.310% | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 12/01/2055 | $1112570.77 | 100.000% | No |  |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 141.29 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224424906 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4678.00 | $6902.82 |  | 8.905% | $2938.33 | $2938.33 | 8.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6419.85 | 1 | $2981.76 | $6189.36 | $248.48 | $515.78 |  |  |  |  |  | 43.494% | 43.494% | 43.494% | [Redacted] | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4678.00 |  | 6.290% | $37000.00 | 1 |  |  |  | Yes | No | 8.750% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $63178.28 | 15.220% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.09 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224424909 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3743.00 | $7860.52 |  | 6.804% | $5629.83 | $5629.83 | 6.750% | No | No | Self-Employed | Not<br>Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $32751.57 | 1 | $16240.56 | $2352.00 | $1353.38 | $196.00 |  |  |  |  |  | 34.374% | 34.374% | 34.374% | [Redacted] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 80.050% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 80.05% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 80.05% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 80.05% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3743.00 |  | 6.160% | $15140.00 | 1.6 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $120118.78 | 11.070% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 9.75 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224424910 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $15430.00 | $19858.30 |  | 7.160% | $6380.46 | $6380.46 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $72937.25 | 1 | $25622.40 | $1681.08 | $2135.20 | $140.09 |  |  |  |  |  | 14.625% | 14.625% | 14.625% | [Redacted] | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $15430.00 |  | 6.290% | $0.00 | 1.7 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 35.38 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224424913 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $9990.00 | $9320.13 |  | 7.586% | $3449.92 | $3449.92 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $22839.17 | 1 | $2480.16 | $1850.28 | $206.68 | $154.19 |  |  |  |  |  | 21.298% | 21.298% | 21.298% | [Redacted] | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification — 2024 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $9990.00 |  | 6.240% | $4000.00 | 1 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $44897.72 | 8.080% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 32.52 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224424915 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $10483.76 | $12084.74 |  | 8.328% | $1903.31 | $1903.31 | 7.875% | No | No | Employed | Self-<br>Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3688.31 | 1 | $6854.88 | $2042.04 | $571.24 | $170.17 |  |  |  |  |  | 48.694% | 48.694% | 48.694% | [Redacted] | 641 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 28.000% |  | 100.000% |  | [Borrower — \| Primary Income — Wages]; Other — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; Employer Letter — 2024<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $10483.76 |  | 6.220% | $60000.00 | 1 |  |  |  | Yes | No | 7.875% | 1 | 0 | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $60712.70 | 17.340% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 4.51 |  |  | No |  | $2029.33 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224424917 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $3849.60 | $3849.60 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $9156.24 | $4048.80 | $763.02 | $337.40 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 4.4 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.42 | 0.41 |  |  |  |  |  |  |  | 12/01/2055 | $245016.42 | 33.440% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.8 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224424918 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $5926.21 | $5926.21 | 9.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $23857.32 | $1929.96 | $1988.11 | $160.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 9.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.85 | 1.17 |  |  |  |  |  |  |  | 12/01/2055 | $503889.23 | 42.340% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 57.3 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224424919 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $797.56 | $797.56 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2570.04 | $884.04 | $214.17 | $73.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.9 |  |  |  |  |  |  |  | 12/01/2055 | $387078.24 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 317.03 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 2 |
| 224424928 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $877.16 | $877.16 | 7.375% | No | No |  |  |  |  | 0 | 0 |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | 1 | $2021.64 | $1154.88 | $168.47 | $96.24 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 4.8 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | 12/01/2055 | $68742.58 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member | LLC | Business<br>Entity |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 55.77 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224425241 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4128.00 | $9635.21 |  | 7.207% | $2499.01 | $2499.01 | 6.990% | No | No | Self-Employed |  |  |  |  |  | Permanent<br>Resident Alien |  |  |  |  |  |  |  | $17275.45 | 1 | $4316.64 | $339.00 | $359.72 | $28.25 |  |  |  |  |  | 16.096% | 16.096% | 16.096% | [Redacted] | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2023<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4128.00 |  | 6.160% | $108000.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $20852.94 | 4.340% | No |  |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | Resident<br>Alien Card |  |  |  |  | 12.8 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224425244 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1690.00 | $0.00 |  | 8.818% | $6194.10 | $6194.10 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $62355.93 | 1 | $6272.04 | $6738.96 | $522.67 | $561.58 |  |  |  |  |  | 13.825% | 13.825% | 13.825% | [Redacted] | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1690.00 |  | 6.290% | $25000.00 | 2 |  |  |  | Yes | No | 8.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $221877.05 | 25.650% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.57 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224425248 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $3172.35 | $13845.50 |  | 6.605% | $2141.16 | $2141.16 | 6.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12895.15 | 1 | $6646.68 | $1777.32 | $553.89 | $148.11 |  |  |  |  |  | 35.698% | 35.698% | 35.698% | [Redacted] | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3172.35 |  | 6.290% | $725.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.250% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $402871.65 | 75.300% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 54.92 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224425259 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $3365.00 | $5027.86 |  | 7.412% | $1705.44 | $1705.44 | 7.250% | No | No | Not Employed | Employed | Not<br>Employed |  | 0 |  |  | US Citizen |  |  |  |  |  |  | $2106.76 | 1 | $2488.92 | $1533.96 | $207.41 | $127.83 |  |  |  |  |  | 33.161% | 33.161% | 33.161% | [Redacted] | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  | Level<br>2-<br>Stated/<br>Not<br>Verified |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  | No | No |  |  |  |  |  |  | [Coborrower(s) — \| Primary Income — Wages]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; WVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Coborrower]; 4506-C — 2024<br> [Coborrower]; Transcripts (1040) — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; Transcripts (1040) — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3365.00 |  | 6.290% | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 | 2 | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  | 33 |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 42.04 |  | No | No |  | $0.00 | $3151.97 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224425262 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $897.88 | $897.88 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $311.28 | $953.04 | $25.94 | $79.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2.8 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.74 | 0.57 |  |  |  |  |  |  |  | 12/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 122.38 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224426811 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2859.49 | $2859.49 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $1734.48 | $1349.04 | $144.54 | $112.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.97 |  |  |  |  |  |  |  | 11/01/2055 |  |  | No |  |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 19.18 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 |
| 224426908 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $754.49 | $754.49 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $748.20 | $1876.32 | $62.35 | $156.36 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 677 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.54 | 0.64 |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 36.18 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224426911 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $5554.00 | $7208.72 |  | 8.292% | $1583.43 | $1583.43 | 7.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13002.34 | 1 | $3856.92 | $2721.00 | $321.41 | $226.75 |  |  |  |  |  | 23.927% | 23.927% | 23.927% | [Redacted] | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2021 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5554.00 |  | 6.160% | $5400.00 | 1.4 |  |  |  | No | No | 7.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $111277.22 | 41.210% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.5 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224426912 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $13865.00 | $17891.63 |  | 7.414% | $6139.59 | $6139.59 | 7.250% | No | No | Not Employed | Self-<br>Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $91993.54 | 1 | $5565.72 | $887.88 | $463.81 | $73.99 |  |  |  |  |  | 10.223% | 10.223% | 10.223% | [Redacted] | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2023 | [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $13865.00 |  | 6.220% | $0.00 | 3.2 |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $169520.39 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 12.53 |  | No | No |  | $102468.55 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224426915 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2764.87 | $2764.87 | 6.990% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | $5380.56 | $4551.48 | $448.38 | $379.29 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.44 | 0.69 |  |  |  |  |  |  |  | 12/01/2055 | $361060.95 | 69.430% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 86.47 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224426919 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1882.51 | $1882.51 | 6.625% | No | No |  |  |  |  |  |  |  | Foreign<br>National |  |  |  |  |  |  |  | 1 | $3198.96 | $693.48 | $266.58 | $57.79 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.96 |  |  |  |  |  |  |  | 12/01/2055 | $142696.53 | 36.400% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | Yes |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.86 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 |
| 224426920 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2998.75 | $4147.47 |  | 8.160% | $1429.48 | $1429.48 | 7.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11738.67 | 1 | $7328.40 | $3785.04 | $610.70 | $315.42 |  |  |  |  |  | 28.495% | 28.495% | 28.495% | [Redacted] | 653 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 61.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 61.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 61.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2998.75 |  | 6.220% | $0.00 | 1 |  |  |  | Yes | No | 7.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 75.08 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224427536 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1890.00 | $5674.36 |  | 6.803% | $4104.33 | $4104.33 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7485.74 | 1 | $8546.04 | $312.00 | $712.17 | $26.00 |  |  |  |  |  | 43.611% | 43.611% | 43.611% | [Redacted] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; WVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2024 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 4506-C — 2022<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1890.00 |  | 6.170% | $50000.00 | 1.3 | LP /<br>LPA |  | Accept/Eligible | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $128164.71 | 16.200% | No | 34 | 23 |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 16.15 |  |  | No |  | $0.00 | $5958.51 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224427870 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2101.10 | $2101.10 | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 2 | $5260.92 | $2374.08 | $438.41 | $197.84 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.96 |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 41.27 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 |
| 224427977 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $8645.00 | $6417.00 |  | 6.913% | $1945.79 | $1945.79 | 6.750% | No | No | Self-Employed | Not<br>Employed |  |  |  |  | Non-Permanent<br>Resident Alien | Non-Permanent<br>Resident Alien |  |  |  |  |  |  | $7484.41 | 1 | $6000.00 | $1068.96 | $500.00 | $89.08 |  |  |  |  |  | 46.641% | 46.641% | 46.641% | [Redacted] | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Personal — 2024 | [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $8645.00 |  | 6.170% | $5900.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $225778.62 | 47.030% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) |  | FICO<br>Risk<br>Score<br>Classic<br>04 | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  | Employment<br>Authorization | Employment<br>Authorization |  |  |  | 14.94 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | No | No | 2 |
| 224428627 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1187.96 | $1187.96 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3998.04 | $425.04 | $333.17 | $35.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.23 | 0.81 |  |  |  |  |  |  |  | 12/01/2055 | $121007.69 | 56.280% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 33.75 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224428628 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1520.00 | $8672.02 |  | 6.410% | $2693.76 | $2693.76 | 6.250% | No | No | Not Employed | Self-<br>Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12227.58 | 1 | $7520.16 | $2220.00 | $626.68 | $185.00 |  |  |  |  |  | 29.636% | 29.636% | 29.636% | [Redacted] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 48 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification — 2025<br> [Coborrower(s) — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter — 2025<br> [Coborrower(s) — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other — 2025<br> [Coborrower(s) — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 24mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1520.00 |  | 6.160% | $0.00 | 1 |  |  |  | Yes | No | 6.250% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $517313.14 | 58.190% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 7.26 |  | No | No |  | $17377.67 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224428630 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1126.90 | $1126.90 | 8.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3504.60 | $570.96 | $292.05 | $47.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.6 |  |  |  | No | No | 8.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 89.92 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224428631 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1890.00 | $3625.27 |  | 6.288% | $1063.32 | $1063.32 | 6.125% | No | No | Non-Employment<br>Income | Self-<br>Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6603.62 | 1 | $3625.32 | $2328.00 | $302.11 | $194.00 |  |  |  |  |  | 35.221% | 35.221% | 35.221% | [Redacted] | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 80.000% |  | 100.000% |  | [Borrower — \| Primary Income — Social Security]; Award Letter / Continuance Letter — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2015<br> [Coborrower(s) — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Coborrower(s) — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2015 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 4506-C — 2022<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1890.00 |  | 6.290% | $8175.00 | 1 |  |  |  | Yes | No | 6.125% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $244101.10 | 65.090% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 25.7 |  |  | No |  | $8193.15 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224428632 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $30740.00 | $8697.20 |  | 6.893% | $3161.92 | $3161.92 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $76174.54 | 1 | $6810.00 | $1755.84 | $567.50 | $146.32 |  |  |  |  |  | 10.489% | 10.489% | 10.489% | [Redacted] | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $30740.00 |  | 6.170% | $5000.00 | 1.8 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $10000.00 | 1.530% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.28 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224428646 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3445.15 | $2764.53 |  | 6.853% | $1293.41 | $1293.41 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4450.49 | 1 | $1047.24 | $684.96 | $87.27 | $57.08 |  |  |  |  |  | 25.555% | 25.555% | 25.555% | [Redacted] | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third<br>Party<br>Prepared | [Borrower — \| Primary Income — P&L Statement Only]; CPA Letter — 2025<br> [Borrower — \| Primary Income — P&L Statement Only]; Other — 2025<br> [Borrower — \| Primary Income — P&L Statement Only]; P&L Statement — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023 | Alternative<br>Documentation<br>(A) | 12mo<br>CPA<br>P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3445.15 |  | 6.310% | $10000.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $176300.21 | 61.880% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 57.69 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224428677 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4923.51 | $3565.12 |  | 7.566% | $2407.05 | $2407.05 | 7.500% | No | No | Not Employed | Self-<br>Employed | Not<br>Employed | Not<br>Employed | 0 | 0 |  | Non-Permanent<br>Resident Alien | US<br>Citizen | US<br>Citizen | Bolivia<br>| <br>(Plurinational <br>State <br>of) |  |  | $8015.32 | 1 | $3359.64 | $1488.48 | $279.97 | $124.04 |  |  |  |  |  | 27.308% | 27.308% | 27.308% | [Redacted] | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | Level<br>1-Not<br>Stated/<br>Not<br>Verified | Level<br>1-Not<br>Stated/<br>Not<br>Verified | Level<br>1-Not<br>Stated/<br>Not<br>Verified | Level<br>1-Not<br>Stated/<br>Not<br>Verified | Level<br>1-Not<br>Stated/<br>Not<br>Verified | No | Yes | 12 | Business | 100.000% |  | 90.000% |  | [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 26.25000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 26.25000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 26.25000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 26.25000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 26.25000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 26.25000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2023<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 26.25000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2023<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 26.25000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2023<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 26.25000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2023 | [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4923.51 |  | 6.160% | $13770.00 | 1.1 |  |  |  | Yes | No | 7.500% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $49962.30 | 10.880% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Corp | Business<br>Entity | Individual | Individual | Individual | Member | Individual | Member |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  | Passport |  |  |  | 16.78 |  |  | No |  | $11026.38 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 |
| 224428679 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $3325.61 | $3325.61 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | $2446.92 | $3735.96 | $203.91 | $311.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.83 |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 20.83 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |

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| 0 | 3 | 7 | 10 | 15 | 18 | 22 | 26 | 31 | 35 | 39 | 43 | 46 | 51 | 55 | 59 | 63 | 67 | 71 | 75 | 79 | 83 | 86 | 91 | 95 | 99 | 103 | 107 | 111 | 115 | 118 | 122 | 126 | 131 | 135 | 139 | 143 | 147 | 151 | 154 | 158 | 162 | 166 | 170 | 175 | 179 | 183 | 187 | 191 | 195 | 199 | 203 | 207 | 211 | 215 | 218 | 222 | 226 | 230 | 234 | 238 | 242 | 246 | 250 | 254 | 258 | 262 | 266 | 270 | 274 | 279 | 283 | 287 | 290 | 295 | 298 | 303 | 307 | 311 | 315 | 319 | 323 | 326 | 331 | 334 | 336 | 339 | 343 | 344 | 346 | 350 | 354 | 358 | 362 | 366 | 370 | 374 | 378 | 382 | 386 | 390 | 394 | 398 | 402 | 407 | 411 | 415 | 419 | 422 | 427 | 431 | 434 | 439 | 443 | 447 | 451 | 454 | 459 | 463 | 467 | 471 | 475 | 479 | 483 | 487 | 491 | 495 | 498 | 503 | 507 | 511 | 515 | 519 | 523 | 527 | 531 | 534 | 538 | 542 | 546 | 551 | 555 | 559 | 563 | 567 | 571 | 574 | 578 | 583 | 587 | 591 | 595 | 599 | 603 | 607 | 611 | 615 | 619 | 623 | 626 | 630 | 634 | 638 | 642 | 646 | 651 | 655 | 659 | 662 | 667 | 671 | 675 | 679 | 683 | 684 | 687 | 691 | 695 | 699 | 703 | 707 | 711 | 715 | 719 | 722 | 726 | 730 | 735 | 739 | 742 | 747 | 751 | 754 | 759 | 763 | 767 | 771 | 775 | 779 | 783 | 787 | 791 | 795 | 799 | 803 | 807 | 811 | 815 | 819 | 823 | 827 | 831 |
| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **TILA<br>Status Loan<br>Designation** | **Exempt<br>QM/ATR<br>Equivalency** | **CDFI<br>Bank<br>Originated<br>Loan** | **Application<br>Date** | **TRID<br>Tested** | **GSE** | **HOEPA<br>Fees** | **TILA Fees** | **Rate<br>Lock<br>Date** | **Calculated<br>APR** | **Original<br>P&I** | **Qualifying<br>P&I** | **Qualifying<br>Rate** | **Is<br>Borrower Non<br>Occupant** | **Is Co<br>Borrower Non<br>Occupant** | **Borrower<br>Employment<br>Indicator** | **Co Borrower<br>Employment<br>Indicator** | **Co<br>Borrower 2<br>Employment<br>Indicator** | **Co<br>Borrower 3<br>Employment<br>Indicator** | **Co<br>Borrower2 Length<br>of Employment** | **Co<br>Borrower3 Length<br>of Employment** | **Borrower<br>Foreign National<br>Indicator** | **Co<br>Borrower Foreign<br>National<br>Indicator** | **Co Borrower 2<br>Foreign National<br>Indicator** | **Co Borrower 3<br>Foreign National<br>Indicator** | **Borrower<br>Country<br>Name** | **Co<br>Borrower<br>Country<br>Name** | **Co<br>Borrower2<br>Country<br>Name** | **Co<br>Borrower3<br>Country<br>Name** | **Residual<br>Income** | **Num<br>Units** | **Annual<br>Property<br>Tax** | **Annual<br>Insurance<br>Costs** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Costs** | **HOA<br>Name** | **HOA<br>Address<br>State** | **Fee<br>Amount** | **Next Due<br>Date** | **HOA<br>Payment<br>Frequency** | **Investor<br>DTI** | **QM DTI** | **Non QM<br>DTI** | **Original<br>Credit<br>Report<br>Date** | **Qualifying<br>Credit<br>Score** | **Third<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Original FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Original FICO<br>Transunion** | **Most<br>Recent Updated<br>Credit Report<br>Date** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Primary<br>Wage Earner<br>Updated FICO<br>Transunion** | **Secondary Wage<br>Earner Updated<br>FICO Equifax** | **Secondary Wage<br>Earner Updated<br>FICO Experian** | **Secondary Wage<br>Earner Updated<br>FICO<br>Transunion** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Updated FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Updated FICO<br>Transunion** | **Most<br>Recent Updated<br>Co Borrower 2<br>FICO** | **Most<br>Recent Updated<br>Co Borrower 3<br>FICO** | **Co<br>Borrower 2 Asset<br>Verification<br>Level** | **Co<br>Borrower 3 Asset<br>Verification<br>Level** | **Co<br>Borrower 2<br>Income<br>Verification<br>Level** | **Co<br>Borrower 3<br>Income<br>Verification<br>Level** | **Co<br>Borrower 2<br>Employment<br>Verification<br>Level** | **Co<br>Borrower 3<br>Employment<br>Verification<br>Level** | **Asset<br>Depletion<br>Flag** | **Bank<br>Statements<br>Flag** | **Number of<br>Statements** | **Type of<br>Statements** | **Percent<br>of Income<br>From<br>Statements** | **Borrower<br>Business<br>Ownership%** | **CoBorrower Business<br>Ownership %** | **P&L Type** | **Income<br>Doc<br>Detail** | **Tax<br>Return<br>Doc<br>Details** | **Document<br>Level** | **Document<br>Type** |  | **Most<br>Recent<br>Bankruptcy<br>Type** | **Most<br>Recent<br>Bankruptcy<br>Filing Date** | **Most<br>Recent<br>Bankruptcy<br>Discharge<br>Date** | **Number of<br>Bankruptcy<br>Events** | **Months<br>Bankruptcy<br>(7, 11)** | **Months<br>Bankruptcy<br>(13)** | **Most<br>Recent Deed-<br>in - Lieu Date** | **Number<br>of Deed-<br>in-Lieu<br>Events** | **Months<br>Deed-<br>in-Lieu** | **Most<br>Recent Short<br>Sale Date** | **Number<br>of Short<br>Sale<br>Events** | **Months<br>Short Sale<br>(or Pre<br>FC)** | **Most<br>Recent<br>Foreclosure<br>Date** | **Number of<br>Foreclosure<br>Events** | **Months<br>Foreclosure** | **Prior<br>Mortgage/Rent<br>Late 30d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 60d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 90d<br>in 24m** | **Has ACH** | **Guideline<br>Name** | **UW<br>Guideline<br>Author** | **ATR QM<br>Total Points<br>and Fees<br>Audit** | **Loan<br>Regulation<br>Benchmark<br>Date** | **Benchmark<br>Rate** | **HUD 1<br>Page 1<br>Credits<br>Total** | **Collateral<br>Underwriter<br>Risk Score** | **AUS<br>Decision<br>System** | **Property<br>Inspection<br>Waiver<br>(PIW)** | **Rating Result** | **Eligible<br>For Rep and<br>Warrant Relief<br>Per Collateral<br>Advisor** | **Is Equity<br>Shared<br>Loan** | **Investor<br>Qualifying<br>Rate** | **Borrower<br>Years of<br>W2s** | **CoBorrower<br>Years of<br>W2s** | **Years of<br>Personal<br>Tax<br>Returns** | **Years of<br>Business<br>Tax<br>Returns** | **Years of<br>4506T** | **Years of<br>Tax<br>Transcripts** | **Months<br>of Personal<br>Bank<br>Statements** | **Months<br>of Business<br>Bank<br>Statements** | **Months<br>of Profit<br>and Loss<br>Statements** | **Expense<br>Letter** | **Total<br>DSCR** | **Total<br>Inverse<br>DSCR** | **Subordinate<br>Lien Type** | **Is Shared<br>Appreciation<br>Mortgage** | **Duration<br>of<br>Payout<br>Months** | **Seller<br>VSH<br>Indicator** | **Seller<br>Indicated VSH<br>Guideline** | **Validated<br>VSH** | **IO<br>Remaining<br>Amortization<br>Term at<br>Recast** | **Maturity<br>Date** | **Borrower<br>Own Funds<br>Cash<br>Amount** | **Borrower<br>Own<br>Funds<br>Percent** | **Is the<br>Note<br>an<br>eNote** | **Borrower<br>WVOE —

# of<br>Months of<br>Income<br>provided** | **Co<br>Borrower WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower2 WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower3 WVOE<br>— # of Months of<br>Income provided** | **Were the<br>origination<br>guidelines utilized<br>for this diligence<br>review?** | **Title<br>Evidence** | **Ownership<br>Type** | **Borrower<br>Type** | **Borrower<br>Designation** | **Co<br>Borrower<br>Type** | **Co<br>Borrower<br>Designation** | **Co<br>Borrower2<br>Type** | **Co<br>Borrower2<br>Designation** | **Co<br>Borrower3<br>Type** | **Co<br>Borrower3<br>Designation** | **Senior<br>Lien<br>Position** | **Senior<br>Lien Original<br>Loan<br>Amount** | **Senior<br>Lien Original<br>Interest Rate** | **Senior<br>Lien Note<br>Projected<br>Closing<br>Date** | **Senior<br>Lien<br>Current<br>Balance** | **Senior<br>Lien<br>Current<br>P&I** | **Loan<br>Closed in the<br>Name of an<br>Entity** | **Note<br>Executed<br>by** | **Assumable<br>Mortgage<br>Flag** | **Leasehold<br>Flag** | **Buydown<br>Flag** | **Borrower<br>Experian FICO<br>Model Used** | **Borrower<br>Equifax FICO<br>Model Used** | **Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower Experian<br>FICO Model Used** |  | **Co<br>Borrower Equifax<br>FICO Model<br>Used** | **Co Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower2 Experian<br>FICO Model Used** | **Co<br>Borrower2 Equifax<br>FICO Model Used** | **Co Borrower2<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower3 Experian<br>FICO Model Used** | **Co<br>Borrower3 Equifax<br>FICO Model Used** | **Co Borrower3<br>TransUnion FICO<br>Model Used** | **Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Delayed<br>Financing?** | **Months<br>Reserves** | **Correspondent<br>Type** | **Departure<br>Residence** | **Rate<br>Increase<br>on<br>Default** | **MERS<br>Min<br>Number** | **Co<br>Borrower<br>Other<br>Income** | **Co<br>Borrower<br>Wage<br>Income** | **Primary<br>Housing Lates 0 6<br>Months 30** | **Primary<br>Housing Lates 0 6<br>Months 60** | **Primary<br>Housing Lates 0 6<br>Months 90** | **Primary<br>Housing Lates 7<br>12 Months 30** | **Primary<br>Housing Lates 7<br>12 Months 60** | **Primary<br>Housing Lates 7<br>12 Months 90** | **Primary<br>Housing Lates 13<br>24 Months 30** | **Primary<br>Housing Lates 13<br>24 Months 60** | **Primary<br>Housing Lates 13<br>24 Months 90** | **Primary<br>Housing Lates 25<br>36 Months 30** | **Primary<br>Housing Lates 25<br>36 Months 60** | **Primary<br>Housing Lates 25<br>36 Months 90** | **Borrower<br>1 ITIN<br>Flag** | **Borrower<br>2 ITIN<br>Flag** | **Borrower<br>3 ITIN<br>Flag** | **Borrower<br>4 ITIN<br>Flag** | **Total<br>Number of<br>Mortgaged<br>Properties** |
| 224428850 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $35585.00 | $9909.85 |  | 6.885% | $3722.95 | $3722.95 | 6.750% | No | No | Not Employed | Employed | Employed |  | 6.16 |  |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  | $16348.97 | 3 | $8564.04 | $2570.04 | $713.67 | $214.17 |  |  |  |  |  | 41.029% | 41.029% | 41.029% | [Redacted] | 776 | 804 | 820 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  | Level<br>5-<br>Stated/<br>Verified<br>as<br>defined |  | Level<br>3-<br>Stated/<br>Verified<br>as<br>defined |  | No | No |  |  |  |  |  |  | [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2022<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 4506-C — 2022<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $35585.00 |  | 6.310% | $0.00 |  |  |  |  | No | No | 6.750% | 0 | 3 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $329944.39 | 40.230% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 | Fair<br>Isaac<br>| FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  | 13.09 |  | No | No |  | $0.00 | $27723.91 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224429288 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1607.03 | $1607.03 | 6.500% | No | No |  |  |  |  | 0 | 0 |  | US<br>Citizen | US<br>Citizen | US<br>Citizen |  |  |  |  |  | 1 | $5199.96 | $849.96 | $433.33 | $70.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 815 | 809 | 793 | 821 | 817 | 813 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.67 | 0.59 |  |  |  |  |  |  |  | 12/01/2055 | $1085399.53 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  | 378.38 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224429293 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $9618.00 | $16410.20 |  | 7.456% | $4584.22 | $4584.22 | 7.250% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $89462.03 | 4 | $10500.00 | $3302.04 | $875.00 | $275.17 |  |  |  |  |  | 9.846% | 9.846% | 9.846% | [Redacted] | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 4506-C — 2022 | Alternative<br>Documentation<br>(A) | 24mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $9618.00 |  | 6.310% | $15000.00 |  |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 3 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $26954.12 | 3.200% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 8.81 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224429788 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4386.00 | $10502.32 |  | 7.105% | $2470.05 | $2470.05 | 6.875% | No | Yes | Not Employed | Non-Employment<br>Income |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $6364.28 | 1 | $6973.20 | $2235.00 | $581.10 | $186.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Coborrower(s) — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Coborrower(s) — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Coborrower(s) — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Coborrower(s) — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Coborrower(s) — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Coborrower(s) — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Coborrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4386.00 |  | 6.310% | $5000.00 | 1.2 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 12/01/2055 | $2418508.08 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 715.07 |  | No | No |  | $46203.32 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224429827 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $16090.00 | $21732.20 |  | 7.904% | $8310.38 | $8310.38 | 7.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $181285.56 | 1 | $9250.56 | $3719.04 | $770.88 | $309.92 |  |  |  |  |  | 6.523% | 6.523% | 6.523% | [Redacted] | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 98.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 98.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 98.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 98.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $16090.00 |  | 6.160% | $0.00 | 1.4 |  |  |  | No | No | 7.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $340157.51 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 71 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224430072 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $7325.25 | $9289.77 |  | 8.096% | $1826.85 | $1826.85 | 7.750% | No | No | Employed | Employed |  |  |  |  | Permanent<br>Resident Alien | US<br>Citizen |  |  |  |  |  |  | $3571.99 | 2 | $2690.40 | $1872.00 | $224.20 | $156.00 |  |  |  |  |  | 45.190% | 45.190% | 45.190% | [Redacted] | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; WVOE — 2025 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Tax Return Extension — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $7325.25 |  | 6.170% | $0.00 |  | LP /<br>LPA |  | Accept/Ineligible | No | No | 7.750% | 1 | 0 | 2 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 |  |  | No | 13 | 4 |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  | Employment<br>Authorization |  |  |  | No | 107.95 |  |  | No |  | $0.00 | $3560.18 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224430289 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2085.82 | $2085.82 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $9327.96 | $1951.44 | $777.33 | $162.62 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.35 | 0.73 |  |  |  |  |  |  |  | 12/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 37.84 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224430393 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $3163.64 | $3163.64 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | $7639.80 | $3336.48 | $636.65 | $278.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.95 |  |  |  |  |  |  |  | 12/01/2055 | $225819.09 | 37.950% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 25.07 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 7 |
| 224455159 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1790.00 | $5582.74 |  | 6.902% | $6096.30 | $6096.30 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $19161.48 | 1 | $10875.96 | $5634.00 | $906.33 | $469.50 |  |  |  |  |  | 41.983% | 41.983% | 41.983% | [Redacted] | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2022 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 4506-C — 2022<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1790.00 |  | 6.170% | $0.00 | 2.6 |  |  |  | No | No | 6.875% | 2 | 3 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $790313.76 | 68.130% | No | 32 | 33 |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 78.65 |  | Yes | No |  | $0.00 | $4488.71 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224455161 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1690.00 | $4543.45 |  | 6.871% | $1816.07 | $1816.07 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $41676.60 | 1 | $8402.52 | $1349.04 | $700.21 | $112.42 |  |  |  |  |  | 20.616% | 20.616% | 20.616% | [Redacted] | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 4506-C — 2022<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1690.00 |  | 6.170% | $885.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $1263684.73 | 100.000% | No | 9 |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 270.92 |  | No | No |  | $0.00 | $26250.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224455165 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4964.00 | $6494.10 |  | 7.953% | $2005.95 | $2005.95 | 7.750% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  | Mexico |  |  |  | $3139.80 | 1 | $5563.08 | $1371.96 | $463.59 | $114.33 |  |  |  |  |  | 45.382% | 45.382% | 45.382% | [Redacted] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Audited | [Borrower — \| Primary Income — Sole Proprietor]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Other — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Other — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; P&L Statement — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; 1040 — Schedule C — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; Third Party Verification — 2005 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4964.00 |  | 6.240% | $0.00 | 1 |  |  |  | Yes | No | 7.750% | 0 |  | 1 | 0 | 2 | 2 |  |  | 10.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $149146.47 | 42.610% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | Passport |  |  |  |  | 22.68 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224455168 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4930.00 | $2014.30 |  | 6.993% | $3721.93 | $3721.93 | 6.990% | No | No | Non-Employment<br>Income | Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $10038.18 | 1 | $8153.88 | $2210.28 | $679.49 | $184.19 |  |  |  |  |  | 44.454% | 44.454% | 44.454% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4930.00 |  | 6.220% | $15000.00 | 1.4 |  |  |  | Yes | No | 6.990% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 12/01/2055 | $1242516.21 | 100.000% | No |  | 32 |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 182.48 |  | Yes | No |  | $0.00 | $8019.59 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224455170 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3315.00 | $5371.66 |  | 6.895% | $1945.79 | $1945.79 | 6.750% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $20345.96 | 1 | $3312.00 | $5258.04 | $276.00 | $438.17 |  |  |  |  |  | 18.642% | 18.642% | 18.642% | [Redacted] | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Other — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3315.00 |  | 6.290% | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 12/01/2055 | $2853101.83 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 815.13 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224455172 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $9112.00 | $13521.30 |  | 7.690% | $2693.56 | $2693.56 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4208.83 | 1 | $4660.32 | $1035.00 | $388.36 | $86.25 |  |  |  |  |  | 44.032% | 44.032% | 44.032% | [Redacted] | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $9112.00 |  | 6.290% | $0.00 |  | LP /<br>LPA |  | Accept/Eligible | Yes | No | 7.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $0.00 |  | No | 33 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 66.82 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224455178 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $11343.07 | $11343.07 | 6.875% | No | No |  |  |  |  | 0 | 0 |  | US<br>Citizen |  | US<br>Citizen |  |  |  |  |  | 1 | $8683.44 | $5981.28 | $723.62 | $498.44 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 731 |  |  |  | 720 | 760 | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | Level 3-<br>Stated/<br>Partially<br>Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.43 | 0.69 |  |  |  |  |  |  |  | 12/01/2055 | $367149.93 | 12.750% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  | 30.75 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224455185 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2509.31 | $2509.31 | 6.500% | No | No |  |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  |  |  |  |  |  | 1 | $5657.88 | $2343.00 | $471.49 | $195.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 694 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.89 |  |  |  |  |  |  |  | 12/01/2055 | $273656.78 | 45.830% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.61 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224455221 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2383.60 | $2383.60 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $7427.04 | $2369.64 | $618.92 | $197.47 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2.9 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | 12/01/2055 | $185515.56 | 37.860% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.85 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224455235 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $6261.65 | $0.00 |  | 6.595% | $4215.81 | $4215.81 | 6.625% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $11741.37 | 1 | $5267.16 | $2381.04 | $438.93 | $198.42 |  |  |  |  |  | 42.056% | 42.056% | 42.056% | [Redacted] | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; 1040 — Schedule C — 2024 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $6261.65 |  | 6.290% | $16460.00 | 2.8 | DU |  | ApproveEligible | No | No | 6.625% | 0 | 0 | 1 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $730854.97 | 88.800% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 116.72 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224455251 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $4242.32 | $4242.32 | 6.375% | No | No |  |  |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  |  | 1 | $7504.80 | $8093.88 | $625.40 | $674.49 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | 12/01/2055 | $1403557.94 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 214.04 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224455256 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $14223.52 | $18046.16 |  | 8.271% | $7572.45 | $7572.45 | 8.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $24775.82 | 1 | $25765.56 | $3674.04 | $2147.13 | $306.17 |  |  |  |  |  | 30.811% | 30.811% | 30.811% | [Redacted] | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 45.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 45.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $14223.52 |  | 6.160% | $45000.00 | 1 |  |  |  | No | No | 8.125% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $178620.17 | 14.010% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.63 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224455257 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2590.00 | $6888.85 |  | 6.506% | $5174.89 | $5174.89 | 6.450% | No | No | Employed | Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $11270.87 | 1 | $18482.76 | $1680.12 | $1540.23 | $140.01 |  |  |  |  |  | 39.792% | 39.792% | 39.792% | [Redacted] | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2590.00 |  | 6.170% | $0.00 | 4.4 | LP /<br>LPA |  | Accept/Eligible | No | No | 6.450% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $68442.31 | 6.270% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 5.08 |  |  | No |  | $0.00 | $9360.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224455258 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1758.00 | $3303.86 |  | 7.296% | $3056.15 | $3056.15 | 7.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $8348.38 | 1 | $11007.00 | $1641.00 | $917.25 | $136.75 |  |  |  |  |  | 40.970% | 40.970% | 40.970% | [Redacted] | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1758.00 |  | 6.170% | $0.00 | 1.8 | LP /<br>LPA |  | Accept/Eligible | Yes | No | 7.250% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $500.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 3.02 |  |  | No |  | $0.00 | $6666.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224455260 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $6129.08 | $7604.75 |  | 8.261% | $1893.51 | $1893.51 | 7.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11650.93 | 1 | $5099.76 | $2259.96 | $424.98 | $188.33 |  |  |  |  |  | 23.629% | 23.629% | 23.629% | [Redacted] | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $6129.08 |  | 6.160% | $5000.00 | 1.8 |  |  |  | Yes | No | 7.990% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $124627.59 | 43.420% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 45.78 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224455261 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1693.22 | $1693.22 | 6.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3510.24 | $1674.00 | $292.52 | $139.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.88 |  |  |  |  |  |  |  | 12/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 116.99 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 2 |
| 224455262 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $18866.00 | $20131.67 |  | 7.205% | $3673.55 | $3673.55 | 6.875% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  |  |  |  |  | $30317.52 | 1 | $9443.52 | $1184.04 | $786.96 | $98.67 |  |  |  |  |  | 14.129% | 14.129% | 14.129% | [Redacted] | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $18866.00 |  | 6.170% | $15000.00 | 1 |  |  |  | N/<br>A | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $180551.68 | 25.820% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | Employment<br>Authorization |  |  |  |  | 4.92 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224455275 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1594.24 | $5195.74 |  | 6.670% | $1647.17 | $1647.17 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13917.98 | 1 | $4071.48 | $2052.00 | $339.29 | $171.00 |  |  |  |  |  | 34.783% | 34.783% | 34.783% | [Redacted] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1594.24 |  | 6.240% | $5000.00 | 2.7 | LP /<br>LPA |  | Accept/Eligible | Yes | No | 6.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $278518.36 | 85.500% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.3 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224455276 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1890.00 | $4602.87 |  | 7.033% | $4024.34 | $4024.34 | 6.990% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14360.64 | 1 | $12728.28 | $1384.44 | $1060.69 | $115.37 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1890.00 |  | 6.240% | $1000.00 | 1.2 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 12/01/2055 | $1358051.57 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 190.44 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224455277 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $9137.42 | $12966.64 |  | 7.762% | $2210.16 | $2210.16 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $19460.37 | 1 | $15871.20 | $2229.96 | $1322.60 | $185.83 |  |  |  |  |  | 23.145% | 23.145% | 23.145% | [Redacted] | 658 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $9137.42 |  | 6.310% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.375% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $10000.00 | 1.290% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 53.37 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224455278 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1390.00 | $7230.91 |  | 6.617% | $9579.88 | $9579.88 | 6.600% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $22188.29 | 1 | $17568.84 | $1488.96 | $1464.07 | $124.08 |  |  |  |  |  | 45.214% | 45.214% | 45.214% | [Redacted] | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; WVOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; Other — 2025<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2024<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; W-2 — 2024<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; 1120S — 2023<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2023<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; K-1 — 2023<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; Balance Sheet — 2025<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; CPA Letter — 2025<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 1065 — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 4506-C (for Business) — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; K-1 — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 1065 — 2023<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 4506-C (for Business) — 2023<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; K-1 — 2023<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; CPA Letter — 2025<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 1065 — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 4506-C (for Business) — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; K-1 — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 1065 — 2023<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 4506-C (for Business) — 2023<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; K-1 — 2023 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 1040 — 2023<br> [Coborrower]; 4506-C — 2023 | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1390.00 |  | 6.290% | $0.00 | 2.6 | DU |  | ApproveIneligible | No | No | 6.600% | 2 | 0 | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $605958.05 | 32.310% | No | 33 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 18.08 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224455279 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1690.00 | $5285.71 |  | 7.048% | $3868.15 | $3868.15 | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6283.48 | 1 | $5481.96 | $1368.24 | $456.83 | $114.02 |  |  |  |  |  | 48.167% | 48.167% | 48.167% | [Redacted] | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; WVOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1690.00 |  | 6.240% | $0.00 | 1.3 |  |  |  | Yes | No | 6.990% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $296994.36 | 40.820% | No | 34 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.35 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224455280 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $5685.63 | $9744.79 |  | 7.890% | $4002.95 | $4002.95 | 7.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10659.93 | 1 | $13548.00 | $4892.04 | $1129.00 | $407.67 |  |  |  |  |  | 37.831% | 37.831% | 37.831% | [Redacted] | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5685.63 |  | 6.170% | $0.00 | 1.9 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $216062.11 | 29.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.21 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224455281 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1701.46 | $1701.46 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2860.68 | $320.04 | $238.39 | $26.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2.2 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | 12/01/2055 | $104621.06 | 32.690% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.41 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224455282 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2562.02 | $2562.02 | 6.875% | No | No |  |  |  |  | 0 |  |  | US<br>Citizen | N/A |  |  |  |  |  |  | 1 | $1171.68 | $594.96 | $97.64 | $49.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.96 |  |  |  |  |  |  |  | 12/01/2055 | $757645.62 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 208.12 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224455283 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $7860.00 | $11364.29 |  | 7.522% | $4558.46 | $4558.46 | 7.375% | No | No | Employed | Non-Employment<br>Income |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $7009.31 | 1 | $13726.56 | $2349.00 | $1143.88 | $195.75 |  |  |  |  |  | 47.744% | 47.744% | 47.744% | [Redacted] | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; WVOE — 2025<br> [Coborrower(s) — \| Primary Income — Social Security]; Award Letter / Continuance Letter — 2025<br> [Coborrower(s) — \| Primary Income — Social Security]; 1099 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Social Security]; 1099 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $7860.00 |  | 6.240% | $0.00 | 1.4 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $303800.82 | 36.820% | No | 2 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 42.51 |  | No | No |  | $2163.30 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224455284 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $781.51 | $781.51 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2823.96 | $1876.20 | $235.33 | $156.35 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.36 | 0.73 |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 90.01 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224455290 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $13840.00 | $7982.32 |  | 8.584% | $1299.37 | $1299.37 | 8.125% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4029.62 | 2 | $2038.08 | $1962.84 | $169.84 | $163.57 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 689 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 |  |  | Cross<br>Country | $13840.00 |  | 6.320% | $0.00 |  |  |  |  | No | No | 8.125% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 12/01/2055 | $485064.32 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 243.1 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224455497 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1458.27 | $1458.27 | 6.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $2856.72 | $2198.76 | $238.06 | $183.23 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.5 | 0.66 |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 84.28 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224455552 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1014.88 | $1014.88 | 6.500% | No | No |  |  |  |  |  |  |  | Foreign<br>National |  |  |  |  |  |  |  | 1 | $6216.00 | $997.92 | $518.00 | $83.16 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.18 | 0.84 |  |  |  |  |  |  |  | 12/01/2055 | $192185.28 | 59.840% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.89 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 |
| 224455556 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $6222.50 | $23710.22 |  | 7.052% | $16542.67 | $16542.67 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $166324.90 | 1 | $39999.96 | $11549.16 | $3333.33 | $962.43 |  |  |  |  |  | 13.885% | 13.885% | 13.885% | [Redacted] | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $6222.50 |  | 6.240% | $0.00 | 2.5 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  | Closed<br>End | No |  |  |  |  |  | 12/01/2055 | $94500.00 | 2.950% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.84 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224455558 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3331.60 | $5533.40 |  | 7.226% | $1409.02 | $1409.02 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2351.89 | 1 | $2760.72 | $1608.00 | $230.06 | $134.00 |  |  |  |  |  | 49.178% | 49.178% | 49.178% | [Redacted] | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Audited | [Borrower — \| Primary Income — Sole Proprietor]; Account Statements — Personal — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Account Statements — Personal — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Other — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 — 2023<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3331.60 |  | 6.240% | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  |  | 9.73 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $101218.02 | 38.190% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.51 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **TILA<br>Status Loan<br>Designation** | **Exempt<br>QM/ATR<br>Equivalency** | **CDFI<br>Bank<br>Originated<br>Loan** | **Application<br>Date** | **TRID<br>Tested** | **GSE** | **HOEPA<br>Fees** | **TILA Fees** | **Rate<br>Lock<br>Date** | **Calculated<br>APR** | **Original<br>P&I** | **Qualifying<br>P&I** | **Qualifying<br>Rate** | **Is<br>Borrower Non<br>Occupant** | **Is Co<br>Borrower Non<br>Occupant** | **Borrower<br>Employment<br>Indicator** | **Co<br>Borrower<br>Employment<br>Indicator** | **Co<br>Borrower 2<br>Employment<br>Indicator** | **Co<br>Borrower 3<br>Employment<br>Indicator** | **Co<br>Borrower2 Length<br>of Employment** | **Co<br>Borrower3 Length<br>of Employment** | **Borrower<br>Foreign National<br>Indicator** | **Co<br>Borrower Foreign<br>National<br>Indicator** | **Co Borrower 2<br>Foreign National<br>Indicator** | **Co Borrower 3<br>Foreign National<br>Indicator** | **Borrower<br>Country<br>Name** | **Co<br>Borrower<br>Country<br>Name** | **Co<br>Borrower2<br>Country<br>Name** | **Co<br>Borrower3<br>Country<br>Name** | **Residual<br>Income** | **Num<br>Units** | **Annual<br>Property<br>Tax** | **Annual<br>Insurance<br>Costs** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Costs** | **HOA<br>Name** | **HOA<br>Address<br>State** | **Fee<br>Amount** | **Next Due<br>Date** | **HOA<br>Payment<br>Frequency** | **Investor<br>DTI** | **QM DTI** | **Non QM<br>DTI** | **Original<br>Credit<br>Report<br>Date** | **Qualifying<br>Credit<br>Score** | **Third<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Original FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Original FICO<br>Transunion** | **Most<br>Recent Updated<br>Credit Report<br>Date** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Primary<br>Wage Earner<br>Updated FICO<br>Transunion** | **Secondary Wage<br>Earner Updated<br>FICO Equifax** | **Secondary Wage<br>Earner Updated<br>FICO Experian** | **Secondary Wage<br>Earner Updated<br>FICO<br>Transunion** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Updated FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Updated FICO<br>Transunion** | **Most<br>Recent Updated<br>Co Borrower 2<br>FICO** | **Most<br>Recent Updated<br>Co Borrower 3<br>FICO** | **Co<br>Borrower 2 Asset<br>Verification<br>Level** | **Co<br>Borrower 3 Asset<br>Verification<br>Level** | **Co<br>Borrower 2<br>Income<br>Verification<br>Level** | **Co<br>Borrower 3<br>Income<br>Verification<br>Level** | **Co<br>Borrower 2<br>Employment<br>Verification<br>Level** | **Co<br>Borrower 3<br>Employment<br>Verification<br>Level** | **Asset<br>Depletion<br>Flag** | **Bank<br>Statements<br>Flag** | **Number of<br>Statements** | **Type of<br>Statements** | **Percent<br>of Income<br>From<br>Statements** | **Borrower<br>Business<br>Ownership%** | **CoBorrower Business<br>Ownership %** | **P&L Type** | **Income<br>Doc<br>Detail** | **Tax<br>Return<br>Doc<br>Details** | **Document<br>Level** | **Document<br>Type** |  | **Most<br>Recent<br>Bankruptcy<br>Type** | **Most<br>Recent<br>Bankruptcy<br>Filing Date** | **Most<br>Recent<br>Bankruptcy<br>Discharge<br>Date** | **Number of<br>Bankruptcy<br>Events** | **Months<br>Bankruptcy<br>(7, 11)** | **Months<br>Bankruptcy<br>(13)** | **Most<br>Recent Deed-<br>in - Lieu Date** | **Number<br>of Deed-<br>in-Lieu<br>Events** | **Months<br>Deed-<br>in-Lieu** | **Most<br>Recent Short<br>Sale Date** | **Number<br>of Short<br>Sale<br>Events** | **Months<br>Short Sale<br>(or Pre<br>FC)** | **Most<br>Recent<br>Foreclosure<br>Date** | **Number of<br>Foreclosure<br>Events** | **Months<br>Foreclosure** | **Prior<br>Mortgage/Rent<br>Late 30d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 60d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 90d<br>in 24m** | **Has ACH** | **Guideline<br>Name** | **UW<br>Guideline<br>Author** | **ATR QM<br>Total Points<br>and Fees<br>Audit** | **Loan<br>Regulation<br>Benchmark<br>Date** | **Benchmark<br>Rate** | **HUD 1<br>Page 1<br>Credits<br>Total** | **Collateral<br>Underwriter<br>Risk Score** | **AUS<br>Decision<br>System** | **Property<br>Inspection<br>Waiver<br>(PIW)** | **Rating Result** | **Eligible<br>For Rep and<br>Warrant Relief<br>Per Collateral<br>Advisor** | **Is Equity<br>Shared<br>Loan** | **Investor<br>Qualifying<br>Rate** | **Borrower<br>Years of<br>W2s** | **CoBorrower<br>Years of<br>W2s** | **Years of<br>Personal<br>Tax<br>Returns** | **Years of<br>Business<br>Tax<br>Returns** | **Years of<br>4506T** | **Years of<br>Tax<br>Transcripts** | **Months<br>of Personal<br>Bank<br>Statements** | **Months<br>of Business<br>Bank<br>Statements** | **Months<br>of Profit<br>and Loss<br>Statements** | **Expense<br>Letter** | **Total<br>DSCR** | **Total<br>Inverse<br>DSCR** | **Subordinate<br>Lien Type** | **Is Shared<br>Appreciation<br>Mortgage** | **Duration<br>of<br>Payout<br>Months** | **Seller<br>VSH<br>Indicator** | **Seller<br>Indicated VSH<br>Guideline** | **Validated<br>VSH** | **IO<br>Remaining<br>Amortization<br>Term at<br>Recast** | **Maturity<br>Date** | **Borrower<br>Own Funds<br>Cash<br>Amount** | **Borrower<br>Own<br>Funds<br>Percent** | **Is the<br>Note<br>an<br>eNote** | **Borrower<br>WVOE —

# of<br>Months of<br>Income<br>provided** | **Co<br>Borrower WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower2 WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower3 WVOE<br>— # of Months of<br>Income provided** | **Were the<br>origination<br>guidelines utilized<br>for this diligence<br>review?** | **Title<br>Evidence** | **Ownership<br>Type** | **Borrower<br>Type** | **Borrower<br>Designation** | **Co<br>Borrower<br>Type** | **Co<br>Borrower<br>Designation** | **Co<br>Borrower2<br>Type** | **Co<br>Borrower2<br>Designation** | **Co<br>Borrower3<br>Type** | **Co<br>Borrower3<br>Designation** | **Senior<br>Lien<br>Position** | **Senior<br>Lien Original<br>Loan<br>Amount** | **Senior<br>Lien Original<br>Interest Rate** | **Senior<br>Lien Note<br>Projected<br>Closing<br>Date** | **Senior<br>Lien<br>Current<br>Balance** | **Senior<br>Lien<br>Current<br>P&I** | **Loan<br>Closed in the<br>Name of an<br>Entity** | **Note<br>Executed<br>by** | **Assumable<br>Mortgage<br>Flag** | **Leasehold<br>Flag** | **Buydown<br>Flag** | **Borrower<br>Experian FICO<br>Model Used** |  | **Borrower<br>Equifax FICO<br>Model Used** | **Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower Experian<br>FICO Model Used** |  | **Co<br>Borrower Equifax<br>FICO Model<br>Used** | **Co Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower2 Experian<br>FICO Model Used** |  | **Co<br>Borrower2 Equifax<br>FICO Model Used** | **Co Borrower2<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower3 Experian<br>FICO Model Used** | **Co<br>Borrower3 Equifax<br>FICO Model Used** | **Co Borrower3<br>TransUnion FICO<br>Model Used** | **Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Delayed<br>Financing?** | **Months<br>Reserves** | **Correspondent<br>Type** | **Departure<br>Residence** | **Rate<br>Increase<br>on<br>Default** | **MERS<br>Min<br>Number** | **Co<br>Borrower<br>Other<br>Income** | **Co<br>Borrower<br>Wage<br>Income** | **Primary<br>Housing Lates 0 6<br>Months 30** | **Primary<br>Housing Lates 0 6<br>Months 60** | **Primary<br>Housing Lates 0 6<br>Months 90** | **Primary<br>Housing Lates 7<br>12 Months 30** | **Primary<br>Housing Lates 7<br>12 Months 60** | **Primary<br>Housing Lates 7<br>12 Months 90** | **Primary<br>Housing Lates 13<br>24 Months 30** | **Primary<br>Housing Lates 13<br>24 Months 60** | **Primary<br>Housing Lates 13<br>24 Months 90** | **Primary<br>Housing Lates 25<br>36 Months 30** | **Primary<br>Housing Lates 25<br>36 Months 60** | **Primary<br>Housing Lates 25<br>36 Months 90** | **Borrower<br>1 ITIN<br>Flag** | **Borrower<br>2 ITIN<br>Flag** | **Borrower<br>3 ITIN<br>Flag** | **Borrower<br>4 ITIN<br>Flag** | **Total<br>Number of<br>Mortgaged<br>Properties** |
| 224455559 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1890.00 | $4694.42 |  | 7.016% | $5848.75 | $5848.75 | 6.990% | No | No | Employed | Self-<br>Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $46410.79 | 1 | $14418.84 | $7061.04 | $1201.57 | $588.42 |  |  |  |  |  | 26.928% | 26.928% | 26.928% | [Redacted] | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 76.000% |  | 100.000% |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2024<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2024<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2024 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative Documentation (A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1890.00 |  | 6.170% | $6600.00 | 4.8 |  |  |  | No | No | 6.990% | 2 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $412333.19 | 37.480% | No | 33 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | 32.39 |  |  | No |  | $48096.66 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224455560 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $8120.00 | $7633.29 |  | 7.494% | $1910.09 | $1910.09 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13886.47 | 1 | $5670.60 | $666.84 | $472.55 | $55.57 |  |  |  |  |  | 32.463% | 32.463% | 32.463% | [Redacted] | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2007 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative Documentation (A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $8120.00 |  | 6.160% | $10000.00 | 4.2 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $124048.01 | 35.440% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.48 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224457610 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $25069.38 | $12098.64 |  | 6.885% | $1848.80 | $1848.80 | 6.500% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  |  |  |  |  | $48275.65 | 1 | $6272.88 | $2517.00 | $522.74 | $209.75 |  |  |  |  |  | 19.821% | 19.821% | 19.821% | [Redacted] | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 1084 or income worksheet — Year Not Available | Alternative Documentation (A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $25069.38 |  | 6.160% | $0.00 | 1.3 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $100296.52 | 25.710% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | Employment<br>Authorization |  |  |  |  | 26.41 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 5 |
| 224457618 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4335.00 | $8016.02 |  | 7.154% | $2791.45 | $2791.45 | 6.990% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  | El<br>Salvador |  |  |  | $4492.66 | 1 | $3582.00 | $1785.00 | $298.50 | $148.75 |  |  |  |  |  | 43.987% | 43.987% | 43.987% | [Redacted] | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower<br>Prepared | [Borrower — \| Primary Income — Sole Proprietor]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Balance Sheet — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; P&L Statement — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; 1040 — Schedule C — 2024 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full Documentation (F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4335.00 |  | 6.170% | $5000.00 | 1.2 | DU |  | ApproveEligible | Yes | No | 6.990% | 0 |  | 1 | 0 | 2 | 1 |  |  | 8.97 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $237144.99 | 36.760% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | VISA |  |  |  |  | 79.92 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224458959 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1490.00 | $6618.24 |  | 6.898% | $7357.60 | $7357.60 | 6.875% | No | No | Not Employed | Self-<br>Employed | Not<br>Employed | Self-<br>Employed | 0 | 5.61 |  | US<br>Citizen | US<br>Citizen | US<br>Citizen |  |  |  |  | $27427.23 | 1 | $13324.92 | $2187.84 | $1110.41 | $182.32 |  |  |  |  |  | 49.713% | 49.713% | 49.713% | [Redacted] | 747 | 777 | 783 | 770 | 770 | 779 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | Level<br>1-Not<br>Stated/<br>Not<br>Verified | Level 3-<br>Stated/<br>Partially<br>Verified | Level<br>1-Not<br>Stated/<br>Not<br>Verified | Level<br>3-<br>Stated/<br>Verified<br>as<br>defined | Yes | Yes | 24 | Personal | 92.000% |  |  |  | [Coborrower(s) — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Account Statements — Personal — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Other — 2020<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Other — 2020 | [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative Documentation (A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1490.00 |  | 6.240% | $0.00 | 999 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 12/01/2055 | $758673.55 | 54.190% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  | 48.98 |  | No | No |  | $30718.95 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224460401 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $833.73 | $833.73 | 7.125% | No | No |  |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | 3 | $3106.08 | $1157.04 | $258.84 | $96.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.77 | 0.36 |  |  |  |  |  |  |  | 12/01/2055 | $2500.00 | 1.510% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | 76.95 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224460429 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $31791.55 | $7924.28 |  | 7.479% | $3781.45 | $3781.45 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $203006.37 | 1 | $2536.32 | $6804.96 | $211.36 | $567.08 |  |  |  |  |  | 2.443% | 2.443% | 2.443% | [Redacted] | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative Documentation (A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $31791.55 |  | 6.310% | $0.00 | 3.1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $266060.48 | 36.440% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.94 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224460855 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $44430.00 | $23349.29 |  | 6.436% | $2850.80 | $2850.80 | 5.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10962.02 | 1 | $7658.52 | $881.04 | $638.21 | $73.42 |  |  |  |  |  | 43.784% | 43.784% | 43.784% | [Redacted] | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full Documentation (F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $44430.00 |  | 6.170% | $20000.00 | 1 |  |  |  | Yes | No | 5.990% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $226266.64 | 38.020% | No | 33 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 25.3 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224460926 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2333.75 | $3859.40 |  | 7.827% | $2217.13 | $2577.58 | 8.427% | No | No | Self-Employed |  |  |  |  |  | Permanent<br>Resident Alien |  |  |  |  |  |  |  | $6838.04 | 1 | $5617.80 | $866.04 | $468.15 | $72.17 |  |  |  |  |  | 47.192% | 47.639% | 47.192% | [Redacted] | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative Documentation (A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2333.75 |  | 6.650% | $0.00 | 1 |  |  |  | Yes | No | 8.427% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $12631.16 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | Resident<br>Alien Card |  |  |  | No | 4.08 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224460934 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1490.00 | $0.00 |  | 6.849% | $3284.64 | $3284.64 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15759.74 | 1 | $7821.00 | $2836.08 | $651.75 | $236.34 |  |  |  |  |  | 31.969% | 31.969% | 31.969% | [Redacted] | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative Documentation (A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1490.00 |  | 6.170% | $12000.00 | 1.6 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $33946.77 | 4.060% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.41 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224460937 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $9020.00 | $0.03 |  | 6.712% | $8042.62 | $8042.62 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $288682.07 | 1 | $14574.96 | $2682.96 | $1214.58 | $223.58 |  |  |  |  |  | 5.399% | 5.399% | 5.399% | [Redacted] | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative Documentation (A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $9020.00 |  | 6.240% | $46514.00 | 1.2 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $1035753.04 | 66.820% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 76.53 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224461806 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $17755.00 | $20294.06 |  | 7.566% | $4058.95 | $4058.95 | 7.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $9639.97 | 1 | $12432.72 | $7331.04 | $1036.06 | $610.92 |  |  |  |  |  | 48.073% | 48.073% | 48.073% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Other — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; WVOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; WVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; Transcripts (1040) — 2024<br> [Coborrower]; 1040 — 2023<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; Transcripts (1040) — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full Documentation (F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $17755.00 |  | 6.170% | $10000.00 | 1 |  |  |  | Yes | No | 7.250% | 2 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $228989.55 | 32.710% | No | 1 | 34 |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | 16.09 |  | Yes | No |  | $0.00 | $6064.57 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224461836 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4879.56 | $8012.06 |  | 7.139% | $2897.79 | $2897.79 | 6.990% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $24935.37 | 1 | $3142.20 | $717.00 | $261.85 | $59.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 1084 or income worksheet — Year Not Available | Other Documentation (O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4879.56 |  | 6.160% | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 12/01/2055 | $1550122.91 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 391.64 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224461868 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1728.04 | $1728.04 | 6.990% | No | No |  |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | 1 | $2324.76 | $1296.96 | $193.73 | $108.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.3 |  |  |  | Yes | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.23 | 0.81 |  |  |  |  |  |  |  | 12/01/2055 | $123646.56 | 38.040% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | 25.5 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| 224462659 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2347.00 | $2347.00 | 6.375% | No | No |  |  |  |  |  |  | Permanent<br>Resident Alien |  |  |  |  |  |  |  |  | 1 | $6298.32 | $675.96 | $524.86 | $56.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.92 |  |  |  |  |  |  |  | 12/01/2055 | $120601.14 | 19.230% | No |  |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.21 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224462661 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1836.16 | $1836.16 | 6.500% | No | No |  |  |  |  | 0 |  |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  |  | 1 | $2071.56 | $1572.00 | $172.63 | $131.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 815 | 817 | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.1 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | 12/01/2055 | $1054354.89 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 |  |  |  |  |  |  |  |  |  | 428.79 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224463839 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1795.00 | $9881.96 |  | 6.362% | $14373.64 | $14373.64 | 6.350% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $57570.56 | 1 | $11592.72 | $4670.16 | $966.06 | $389.18 |  |  |  |  |  | 49.108% | 49.108% | 49.108% | [Redacted] | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Sole Proprietor]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; 1040 — Schedule C — 2024 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023 | Full Documentation (F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1795.00 |  | 6.290% | $0.00 | 2.9 | DU |  | ApproveIneligible | N/<br>A | No | 6.350% | 0 |  | 1 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $1766358.14 | 53.520% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 42.17 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224463843 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1915.00 | $2851.76 |  | 6.788% | $960.47 | $960.47 | 6.625% | No | No | Self-Employed | Not<br>Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $6212.44 | 1 | $3410.04 | $1503.96 | $284.17 | $125.33 |  |  |  |  |  | 44.927% | 44.927% | 44.927% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2011 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Alternative Documentation (A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1915.00 |  | 6.160% | $0.00 | 3.5 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $37356.96 |  | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | No | 20.49 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224463891 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2557.87 | $2557.87 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3966.24 | $4266.84 | $330.52 | $355.57 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 3.9 |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.92 |  |  |  |  |  |  |  | 12/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Short Form | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 120.25 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| 224463930 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $12507.45 | $12507.45 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $27544.56 | $4382.52 | $2295.38 | $365.21 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2.1 |  |  |  | No | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.8 | 1.24 |  |  |  |  |  |  |  | 12/01/2055 | $252342.50 | 10.970% | No |  |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.9 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224465224 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2502.00 | $3320.30 |  | 9.499% | $1085.93 | $1085.93 | 9.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4970.33 | 1 | $3323.88 | $1323.00 | $276.99 | $110.25 |  |  |  |  |  | 22.863% | 22.863% | 22.863% | [Redacted] | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative Documentation (A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2502.00 |  | 6.240% | $0.00 | 1.4 |  |  |  | No | No | 9.250% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $43487.64 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 39.14 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224465228 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $781.37 | $781.37 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3696.48 | $2432.88 | $308.04 | $202.74 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.39 | 0.71 |  |  |  |  |  |  |  | 12/01/2055 | $65152.71 | 43.720% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.61 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224465234 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $37487.29 | $15950.97 |  | 8.022% | $3398.63 | $3940.55 | 8.398% | No | No | Not Employed | Self-<br>Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  | $17025.49 | 1 | $5244.96 | $962.52 | $437.08 | $80.21 |  |  |  |  |  | 41.398% | 41.739% | 41.398% | [Redacted] | 681 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2022<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2019 | [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative Documentation (A) | 24mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $37487.29 |  | 6.520% | $1421.08 | 3.3 |  |  |  | No | No | 8.398% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $104658.80 | 16.180% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | Yes |  | Yes |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | 32.41 |  | No | No |  | $29052.60 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224465235 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $8759.88 | $5223.98 |  | 9.135% | $2568.47 | $2568.47 | 8.990% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $3937.48 | 1 | $5782.20 | $1384.20 | $481.85 | $115.35 |  |  |  |  |  | 48.523% | 48.523% | 48.523% | [Redacted] | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Sole Proprietor]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; WVOE — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative Documentation (A) | 1yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $8759.88 |  | 6.290% | $27650.00 | 2 | DU |  | ApproveEligible | No | No | 8.990% | 1 | 0 | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $41883.76 | 11.790% | No |  | 4 |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | 19.61 |  |  | No |  | $0.00 | $4246.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224465240 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $3299.07 | $3299.07 | 7.875% | No | No |  |  |  |  | 0 |  |  | US<br>Citizen | N/A |  |  |  |  |  |  | 2 | $15000.00 | $2690.04 | $1250.00 | $224.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 627 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | 12/01/2055 | $166220.25 | 25.570% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | 26.4 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224465256 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1499.45 | $1499.45 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5263.68 | $2612.76 | $438.64 | $217.73 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.8 |  |  |  | No | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.85 | 1.17 |  |  |  |  |  |  |  | 12/01/2055 | $193166.32 | 64.600% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 41.62 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 |
| 224465264 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $5928.72 | $5928.72 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $8076.72 | $1043.04 | $673.06 | $86.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.22 | 0.81 |  |  |  |  |  |  |  | 12/01/2055 | $276040.96 | 25.090% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 42.43 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224466126 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $869.77 | $869.77 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4184.28 | $664.56 | $348.69 | $55.38 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.2 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | 12/01/2055 | $70869.73 | 41.680% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.97 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224466591 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $768.03 | $768.03 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2386.08 | $564.12 | $198.84 | $47.01 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.57 | 0.63 |  |  |  |  |  |  |  | 12/01/2055 | $44986.75 | 32.360% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.2 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 7 |
| 224466595 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $5486.40 | $7729.22 |  | 8.186% | $2697.69 | $2697.69 | 7.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7412.39 | 1 | $0.00 | $1512.24 | $0.00 | $126.02 |  |  |  |  |  | 42.540% | 42.540% | 42.540% | [Redacted] | 671 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Leave and Earnings Statement (LES) — 2025<br> [Borrower — \| Primary Income — Wages]; Military VOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Non-Primary Income — VA Service Related Disability]; VA Verification of Benefits — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full Documentation (F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5486.40 |  | 6.240% | $0.00 | 2.3 | DU |  | ApproveEligible | Yes | No | 7.990% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 |  |  | No | 10 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 13.3 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224466607 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2675.44 | $2675.44 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $6668.76 | $2144.04 | $555.73 | $178.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.94 | 1.05 |  |  |  |  |  |  |  | 12/01/2055 | $337033.94 | 63.170% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 46.89 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224466609 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $0.00 | $1021.37 |  | 7.128% | $2398.44 | $2398.44 | 7.125% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3594.06 | 1 | $11848.20 | $1902.72 | $987.35 | $158.56 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 1084 or income worksheet — Year Not Available | Other Documentation (O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country |  |  | 6.260% | $4135.00 | 1.2 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 12/01/2055 | $580749.08 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 137.82 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224466612 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1792.45 | $1792.45 | 6.125% | No | No |  |  |  |  | 0 |  |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  |  | 1 | $9434.28 | $2875.68 | $786.19 | $239.64 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 770 | 770 | 739 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.9 |  |  |  | Yes | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.19 | 0.45 |  |  |  |  |  |  |  | 12/01/2055 | $274426.43 | 49.440% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  | 48.88 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224466613 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $3636.97 | $3636.97 | 6.625% | No | No |  |  |  |  | 0 |  |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  |  | 4 | $11969.16 | $4572.96 | $997.43 | $381.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 776 | 760 | 774 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.23 | 0.8 |  |  |  |  |  |  |  | 12/01/2055 | $93009.20 | 13.090% | No |  |  |  |  | Yes | Final | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  | 3.4 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224466639 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2294.23 | $2294.23 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $7969.20 | $3307.20 | $664.10 | $275.60 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.2 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | 12/01/2055 | $261864.82 | 57.790% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 49.69 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224466640 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $15947.00 | $7491.11 |  | 7.864% | $1370.46 | $1370.46 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $19903.28 | 1 | $1348.32 | $966.96 | $112.36 | $80.58 |  |  |  |  |  | 32.509% | 32.509% | 32.509% | [Redacted] | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2016 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative Documentation (A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $15947.00 |  | 6.160% | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $30322.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 19.39 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224466684 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $12308.00 | $14379.48 |  | 7.129% | $5875.34 | $5875.34 | 6.990% | No | No | Employed | Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $9136.32 | 1 | $10653.00 | $2848.44 | $887.75 | $237.37 |  |  |  |  |  | 45.451% | 45.451% | 45.451% | [Redacted] | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Employer Letter — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; WVOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2005<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Full Documentation (F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $12308.00 |  | 6.290% | $4000.00 | 1 |  |  |  | Yes | No | 6.990% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 12/01/2055 | $445695.93 | 40.330% | No | 34 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | 27.62 |  | Yes | No |  | $0.00 | $3124.94 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224466688 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2515.00 | $4577.62 |  | 7.305% | $656.93 | $656.93 | 6.875% | No | No | Self-Employed | Not<br>Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $7894.58 | 1 | $2974.44 | $7589.04 | $247.87 | $632.42 |  |  |  |  |  | 29.518% | 29.518% | 29.518% | [Redacted] | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal | 100.000% |  |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements — Personal — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Alternative Documentation (A) | 24mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2515.00 |  | 6.310% | $0.00 | 2.6 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 | 24 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | Yes | 42.54 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224466691 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $3085.98 | $3085.98 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $7818.72 | $7856.04 | $651.56 | $654.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.6 |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.88 |  |  |  |  |  |  |  | 12/01/2055 | $197050.35 | 36.150% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.6 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224467044 | [Redacted] | [Redacted] |  | Safe<br>Harbor<br>QM<br>(APOR) |  |  |  | Yes | No | $3813.00 | $5163.74 |  | 6.946% | $1517.72 | $1517.72 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5268.31 | 1 | $4867.56 | $406.80 | $405.63 | $33.90 |  |  |  |  |  | 48.187% | 48.187% | 48.187% | [Redacted] | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2023<br> [Borrower — \| Non-Primary Income — Social Security]; Award Letter / Continuance Letter — 2025 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full Documentation (F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3813.00 |  | 6.260% | $11970.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 2 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  | Not<br>Stated |  |  |  | 12/01/2055 | $257831.22 | 64.610% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.04 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **TILA<br>Status Loan<br>Designation** | **Exempt<br>QM/ATR<br>Equivalency** | **CDFI<br>Bank<br>Originated<br>Loan** | **Application<br>Date** | **TRID<br>Tested** | **GSE** | **HOEPA<br>Fees** | **TILA Fees** | **Rate<br>Lock<br>Date** | **Calculated<br>APR** | **Original<br>P&I** | **Qualifying<br>P&I** | **Qualifying<br>Rate** | **Is<br>Borrower Non<br>Occupant** | **Is Co<br>Borrower Non<br>Occupant** | **Borrower<br>Employment<br>Indicator** | **Co Borrower<br>Employment<br>Indicator** | **Co<br>Borrower 2<br>Employment<br>Indicator** | **Co<br>Borrower 3<br>Employment<br>Indicator** | **Co<br>Borrower2 Length<br>of Employment** | **Co<br>Borrower3 Length<br>of Employment** | **Borrower<br>Foreign National<br>Indicator** | **Co<br>Borrower Foreign<br>National<br>Indicator** | **Co Borrower 2<br>Foreign National<br>Indicator** | **Co Borrower 3<br>Foreign National<br>Indicator** | **Borrower<br>Country<br>Name** | **Co<br>Borrower<br>Country<br>Name** | **Co<br>Borrower2<br>Country<br>Name** | **Co<br>Borrower3<br>Country<br>Name** | **Residual<br>Income** | **Num<br>Units** | **Annual<br>Property<br>Tax** | **Annual<br>Insurance<br>Costs** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Costs** | **HOA<br>Name** | **HOA<br>Address<br>State** | **Fee<br>Amount** | **Next Due<br>Date** | **HOA<br>Payment<br>Frequency** | **Investor<br>DTI** | **QM DTI** | **Non QM<br>DTI** | **Original<br>Credit<br>Report<br>Date** | **Qualifying<br>Credit<br>Score** | **Third<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Original FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Original FICO<br>Transunion** | **Most<br>Recent Updated<br>Credit Report<br>Date** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Primary<br>Wage Earner<br>Updated FICO<br>Transunion** | **Secondary Wage<br>Earner Updated<br>FICO Equifax** | **Secondary Wage<br>Earner Updated<br>FICO Experian** | **Secondary Wage<br>Earner Updated<br>FICO<br>Transunion** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Updated FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Updated FICO<br>Transunion** | **Most<br>Recent Updated<br>Co Borrower 2<br>FICO** | **Most<br>Recent Updated<br>Co Borrower 3<br>FICO** | **Co<br>Borrower 2 Asset<br>Verification<br>Level** | **Co<br>Borrower 3 Asset<br>Verification<br>Level** | **Co<br>Borrower 2<br>Income<br>Verification<br>Level** | **Co<br>Borrower 3<br>Income<br>Verification<br>Level** | **Co<br>Borrower 2<br>Employment<br>Verification<br>Level** | **Co<br>Borrower 3<br>Employment<br>Verification<br>Level** | **Asset<br>Depletion<br>Flag** | **Bank<br>Statements<br>Flag** | **Number of<br>Statements** | **Type of<br>Statements** | **Percent<br>of Income<br>From<br>Statements** | **Borrower<br>Business<br>Ownership%** | **CoBorrower Business<br>Ownership %** | **P&L Type** | **Income<br>Doc<br>Detail** | **Tax<br>Return<br>Doc<br>Details** | **Document<br>Level** | **Document<br>Type** |  | **Most<br>Recent<br>Bankruptcy<br>Type** | **Most<br>Recent<br>Bankruptcy<br>Filing Date** | **Most<br>Recent<br>Bankruptcy<br>Discharge<br>Date** | **Number of<br>Bankruptcy<br>Events** | **Months<br>Bankruptcy<br>(7, 11)** | **Months<br>Bankruptcy<br>(13)** | **Most<br>Recent Deed-<br>in - Lieu Date** | **Number<br>of Deed-<br>in-Lieu<br>Events** | **Months<br>Deed-<br>in-Lieu** | **Most<br>Recent Short<br>Sale Date** | **Number<br>of Short<br>Sale<br>Events** | **Months<br>Short Sale<br>(or Pre<br>FC)** | **Most<br>Recent<br>Foreclosure<br>Date** | **Number of<br>Foreclosure<br>Events** | **Months<br>Foreclosure** | **Prior<br>Mortgage/Rent<br>Late 30d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 60d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 90d<br>in 24m** | **Has ACH** | **Guideline<br>Name** | **UW<br>Guideline<br>Author** | **ATR QM<br>Total Points<br>and Fees<br>Audit** | **Loan<br>Regulation<br>Benchmark<br>Date** | **Benchmark<br>Rate** | **HUD 1<br>Page 1<br>Credits<br>Total** | **Collateral<br>Underwriter<br>Risk Score** | **AUS<br>Decision<br>System** | **Property<br>Inspection<br>Waiver<br>(PIW)** | **Rating Result** | **Eligible<br>For Rep and<br>Warrant Relief<br>Per Collateral<br>Advisor** | **Is Equity<br>Shared<br>Loan** | **Investor<br>Qualifying<br>Rate** | **Borrower<br>Years of<br>W2s** | **CoBorrower<br>Years of<br>W2s** | **Years of<br>Personal<br>Tax<br>Returns** | **Years of<br>Business<br>Tax<br>Returns** | **Years of<br>4506T** | **Years of<br>Tax<br>Transcripts** | **Months<br>of Personal<br>Bank<br>Statements** | **Months<br>of Business<br>Bank<br>Statements** | **Months<br>of Profit<br>and Loss<br>Statements** | **Expense<br>Letter** | **Total<br>DSCR** | **Total<br>Inverse<br>DSCR** | **Subordinate<br>Lien Type** | **Is Shared<br>Appreciation<br>Mortgage** | **Duration<br>of<br>Payout<br>Months** | **Seller<br>VSH<br>Indicator** | **Seller<br>Indicated VSH<br>Guideline** | **Validated<br>VSH** | **IO<br>Remaining<br>Amortization<br>Term at<br>Recast** | **Maturity<br>Date** | **Borrower<br>Own Funds<br>Cash<br>Amount** | **Borrower<br>Own<br>Funds<br>Percent** | **Is the<br>Note<br>an<br>eNote** | **Borrower<br>WVOE —

# of<br>Months of<br>Income<br>provided** | **Co<br>Borrower WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower2 WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower3 WVOE<br>— # of Months of<br>Income provided** | **Were the<br>origination<br>guidelines utilized<br>for this diligence<br>review?** | **Title<br>Evidence** | **Ownership<br>Type** | **Borrower<br>Type** | **Borrower<br>Designation** | **Co<br>Borrower<br>Type** | **Co<br>Borrower<br>Designation** | **Co<br>Borrower2<br>Type** | **Co<br>Borrower2<br>Designation** | **Co<br>Borrower3<br>Type** | **Co<br>Borrower3<br>Designation** | **Senior<br>Lien<br>Position** | **Senior<br>Lien Original<br>Loan<br>Amount** | **Senior<br>Lien Original<br>Interest Rate** | **Senior<br>Lien Note<br>Projected<br>Closing<br>Date** | **Senior<br>Lien<br>Current<br>Balance** | **Senior<br>Lien<br>Current<br>P&I** | **Loan<br>Closed in the<br>Name of an<br>Entity** | **Note<br>Executed<br>by** | **Assumable<br>Mortgage<br>Flag** | **Leasehold<br>Flag** | **Buydown<br>Flag** | **Borrower<br>Experian FICO<br>Model Used** |  | **Borrower<br>Equifax FICO<br>Model Used** | **Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower Experian<br>FICO Model Used** | **Co<br>Borrower Equifax<br>FICO Model<br>Used** | **Co Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower2 Experian<br>FICO Model Used** | **Co<br>Borrower2 Equifax<br>FICO Model Used** | **Co Borrower2<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower3 Experian<br>FICO Model Used** | **Co<br>Borrower3 Equifax<br>FICO Model Used** | **Co Borrower3<br>TransUnion FICO<br>Model Used** | **Co Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Delayed<br>Financing?** | **Months<br>Reserves** | **Correspondent<br>Type** | **Departure<br>Residence** | **Rate<br>Increase<br>on<br>Default** | **MERS<br>Min<br>Number** | **Co<br>Borrower<br>Other<br>Income** | **Co<br>Borrower<br>Wage<br>Income** | **Primary<br>Housing Lates 0 6<br>Months 30** | **Primary<br>Housing Lates 0 6<br>Months 60** | **Primary<br>Housing Lates 0 6<br>Months 90** | **Primary<br>Housing Lates 7<br>12 Months 30** | **Primary<br>Housing Lates 7<br>12 Months 60** | **Primary<br>Housing Lates 7<br>12 Months 90** | **Primary<br>Housing Lates 13<br>24 Months 30** | **Primary<br>Housing Lates 13<br>24 Months 60** | **Primary<br>Housing Lates 13<br>24 Months 90** | **Primary<br>Housing Lates 25<br>36 Months 30** | **Primary<br>Housing Lates 25<br>36 Months 60** | **Primary<br>Housing Lates 25<br>36 Months 90** | **Borrower<br>1 ITIN<br>Flag** | **Borrower<br>2 ITIN<br>Flag** | **Borrower<br>3 ITIN<br>Flag** | **Borrower<br>4 ITIN<br>Flag** | **Total<br>Number of<br>Mortgaged<br>Properties** |
| 224467051 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $4110.00 | $5229.21 |  | 9.211% | $944.04 | $944.04 | 8.750% | No | No | Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $2206.53 | 1 | $2901.96 | $0.00 | $241.83 | $0.00 |  |  |  |  |  | 44.313% | 44.313% | 44.313% | [Redacted] | 640 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; WVOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4110.00 |  | 6.170% | $0.00 | 1 |  |  |  | No | No | 8.750% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 |  |  | No | 20 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | No | 18.4 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224467059 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $8269.00 | $9949.35 |  | 7.621% | $2514.06 | $2514.06 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $8192.00 | 1 | $2547.96 | $2098.80 | $212.33 | $174.90 |  |  |  |  |  | 47.325% | 47.325% | 47.325% | [Redacted] | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $8269.00 |  | 6.240% | $0.00 | 1.1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $31455.39 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | No | 89.25 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224467069 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $709.46 | $709.46 | 7.250% | No | No |  |  |  |  |  |  |  | Foreign<br>National |  |  |  |  |  |  |  | 1 | $1021.20 | $765.96 | $85.10 | $63.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 | 3.7 |  |  |  | N/<br>A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.39 | 0.71 |  |  |  |  |  |  |  | 12/01/2055 | $6041.94 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 16.38 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 |
| 224467084 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1390.00 | $5042.82 |  | 6.798% | $1600.78 | $1600.78 | 6.625% | No | No | Non-Employment<br>Income | Not Employed |  |  |  |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  |  | $7880.27 | 1 | $4704.60 | $1566.00 | $392.05 | $130.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1390.00 |  | 6.310% | $2500.00 | 1.8 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 12/01/2055 | $2275506.23 | 100.000% | No |  |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | 820.16 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224467087 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2166.00 | $6855.61 |  | 7.944% | $2223.74 | $2223.74 | 7.750% | No | No | Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $9676.19 | 1 | $9219.00 | $1272.00 | $768.25 | $106.00 |  |  |  |  |  | 27.477% | 27.477% | 27.477% | [Redacted] | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2166.00 |  | 6.160% | $0.00 | 1 |  |  |  | Yes | No | 7.750% | 2 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $321650.54 | 82.890% | No | 33 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | 65.49 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224467091 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2786.00 | $6951.32 |  | 7.282% | $8158.83 | $8158.83 | 7.250% | No | No | Self-Employed | Not Employed |  |  |  |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  |  | $109429.00 | 1 | $18687.48 | $6798.00 | $1557.29 | $566.50 |  |  |  |  |  | 21.419% | 21.419% | 21.419% | [Redacted] | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2786.00 |  | 6.170% | $0.00 | 2.1 |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $516290.99 | 34.530% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | 17.73 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224467092 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1222.50 | $1222.50 | 7.375% | No | No |  |  |  |  | 0 | 0 |  |  |  | US<br>Citizen |  |  |  |  |  | 1 | $1744.68 | $1407.00 | $145.39 | $117.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 802 |  |  |  | 814 | 791 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 3 |  |  |  | No | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.23 | 0.8 |  |  |  |  |  |  |  | 12/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | LLC | Business<br>Entity | Individual | Member | Individual | Individual |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  |  |  |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  | No | 49.73 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224467100 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $11283.00 | $3234.26 |  | 7.633% | $6860.64 | $6860.64 | 7.625% | No | No | Not Employed | Self-Employed |  |  |  |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  |  | $27295.83 | 1 | $4614.00 | $4429.56 | $384.50 | $369.13 |  |  |  |  |  | 38.463% | 38.463% | 38.463% | [Redacted] | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $11283.00 |  | 6.170% | $32000.00 | 1.8 |  |  |  | Yes | No | 7.625% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $147999.63 | 13.740% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | 4.76 |  | Yes | No |  | $44356.69 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224467110 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $12745.00 | $20373.92 |  | 7.419% | $20720.25 | $20720.25 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $58032.29 | 1 | $29773.20 | $9861.36 | $2481.10 | $821.78 |  |  |  |  |  | 36.218% | 36.218% | 36.218% | [Redacted] | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third<br>Party<br>Prepared | [Borrower — \| Primary Income — P&L Statement Only]; CPA Letter — 2025<br> [Borrower — \| Primary Income — P&L Statement Only]; P&L Statement — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023 | Alternative<br>Documentation<br>(A) | 12mo<br>CPA<br>P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $12745.00 |  | 6.170% | $0.00 | 2.7 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 2 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $37718.80 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | No | 43.89 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224467843 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $5921.29 | $5921.29 | 7.250% | No | No |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  |  | 2 | $13562.52 | $2634.00 | $1130.21 | $219.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | 12/01/2055 | $520176.46 | 47.940% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | 41.49 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224467996 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1731.69 | $1731.69 | 6.125% | No | No |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  |  | 1 | $1304.64 | $891.96 | $108.72 | $74.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  |  | 12/01/2055 | $129710.15 | 34.130% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.22 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 |
| 224467998 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2561.24 | $2561.24 | 6.625% | No | No |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  |  | 1 | $1910.04 | $1591.20 | $159.17 | $132.60 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2.7 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.94 |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | No | 130.93 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224468269 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $790.56 | $790.56 | 5.990% | No | No |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  |  | 1 | $3233.64 | $1340.04 | $269.47 | $111.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 5.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.9 |  |  |  |  |  |  |  | 12/01/2055 | $1440369.18 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | 1196.56 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 |
| 224468518 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1790.00 | $5913.44 |  | 6.764% | $10027.33 | $10027.33 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $17354.60 | 1 | $23165.28 | $15265.80 | $1930.44 | $1272.15 |  |  |  |  |  | 45.123% | 45.123% | 45.123% | [Redacted] | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1790.00 |  | 6.310% | $0.00 | 4 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $62873.09 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.69 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224469239 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1114.78 | $1114.78 | 7.625% | No | No |  |  |  |  |  |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  |  |  | 1 | $1532.04 | $1285.44 | $127.67 | $107.12 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.33 | 0.74 |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  |  |  |  | Yes | Short Form | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  | No | 110.71 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224473277 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1590.00 | $2992.52 |  | 6.787% | $3307.85 | $3307.85 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $219476.11 | 1 | $8872.20 | $2364.72 | $739.35 | $197.06 |  |  |  |  |  | 5.954% | 5.954% | 5.954% | [Redacted] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1590.00 |  | 6.230% | $2000.00 | 3.7 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $620812.16 | 73.030% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.3 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224473288 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4555.00 | $5070.56 |  | 7.198% | $1462.19 | $1462.19 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $1945.96 | 1 | $2924.76 | $2167.80 | $243.73 | $180.65 |  |  |  |  |  | 49.315% | 49.315% | 49.315% | [Redacted] | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4555.00 |  | 6.240% | $0.00 | 3.4 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | No | 19.37 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224473468 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $7423.60 | $16209.02 |  | 6.858% | $7342.13 | $7342.13 | 6.750% | No | No | Employed | Employed |  |  |  |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  |  | $18270.66 | 1 | $17687.52 | $2478.00 | $1473.96 | $206.50 |  |  |  |  |  | 35.536% | 35.536% | 35.536% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; WVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $7423.60 |  | 6.290% | $151500.00 | 1 |  |  |  | Yes | No | 6.750% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2055 | $466812.38 | 32.990% | No |  | 26 |  |  | Yes | Final | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | 34.49 |  |  | No |  | $0.00 | $6758.92 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224473561 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $2925.00 | $4238.99 |  | 6.747% | $1872.91 | $1872.91 | 6.625% | No | No | Self-Employed | Not Employed |  |  |  |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  |  | $7495.34 | 2 | $8139.36 | $2692.92 | $678.28 | $224.41 |  |  |  |  |  | 36.466% | 36.466% | 36.466% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Sole Proprietor]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Other — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; 1040 — Schedule C — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; 1040 — Schedule C — 2023 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 1040 — 2023<br> [Coborrower]; 4506-C — 2023 | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2925.00 |  | 6.240% | $0.00 |  | DU |  | ApproveEligible | N/<br>A | No | 6.625% | 0 | 0 | 2 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $4050.00 | 1.030% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | 34.03 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224473579 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1799.00 | $4820.85 |  | 7.207% | $3018.26 | $3018.26 | 7.125% | No | No | Self-Employed | Employed |  |  |  |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  |  | $8513.79 | 1 | $7767.96 | $1416.00 | $647.33 | $118.00 |  |  |  |  |  | 32.022% | 32.022% | 32.022% | [Redacted] | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 72.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; WVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; Transcripts (1040) — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; Transcripts (1040) — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1799.00 |  | 6.240% | $0.00 | 1 |  |  |  | No | No | 7.125% | 0 | 2 | 0 | 0 | 2 | 2 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $56025.00 | 10.000% | No |  | 33 |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | 11.45 |  |  | No |  | $0.00 | $3525.85 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224473586 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2451.00 | $0.00 |  | 6.730% | $3191.10 | $3191.10 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $6507.92 | 1 | $9910.44 | $0.00 | $825.87 | $0.00 |  |  |  |  |  | 43.458% | 43.458% | 43.458% | [Redacted] | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Sole Proprietor]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 Transcript — 2024<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 1yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2451.00 |  | 6.260% | $19112.00 | 2.5 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  | Other |  |  |  |  | 12/01/2055 | $1146741.87 | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | 187.21 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224474763 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $4262.65 | $4262.65 | 7.750% | No | No |  |  |  |  |  |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  |  |  | 1 | $7213.92 | $4665.00 | $601.16 | $388.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.79 | 1.26 |  |  |  |  |  |  |  | 12/01/2055 | $18871.28 |  | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  | No | 8.1 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224474776 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $4196.60 | $5066.86 |  | 10.042% | $871.12 | $871.12 | 9.500% | No | No | Self-Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $104159.35 | 1 | $4001.28 | $566.16 | $333.44 | $47.18 |  |  |  |  |  | 10.276% | 10.276% | 10.276% | [Redacted] | 665 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4196.60 |  | 6.310% | $0.00 | 1 |  |  |  | No | No | 9.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $36891.54 | 28.480% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | 35.63 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224474778 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $3990.73 | $3990.73 | 7.250% | No | No |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  |  | 1 | $7620.96 | $3477.96 | $635.08 | $289.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.77 | 1.29 |  |  |  |  |  |  |  | 12/01/2055 | $595289.10 | 68.810% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | 59.15 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224474779 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1172.91 | $1172.91 | 7.990% | No | No |  |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | 1 | $151.56 | $848.04 | $12.63 | $70.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2.8 |  |  |  | No | No | 7.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.85 |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  | No | 18.09 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224474789 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3699.70 | $8082.51 |  | 7.880% | $1821.01 | $2049.96 | 8.083% | No | Yes | Self-Employed | Non-Employment<br>Income |  |  |  |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  |  | $4654.64 | 1 | $10662.24 | $2172.00 | $888.52 | $181.00 |  |  |  |  |  | 45.488% | 46.830% | 45.488% | [Redacted] | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower<br>Prepared | [Borrower — \| Primary Income — Sole Proprietor]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; P&L Statement — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; 1040 — Schedule C — 2024<br> [Coborrower(s) — \| Primary Income — Disability]; Account Statements — 2025<br> [Coborrower(s) — \| Primary Income — Disability]; Award Letter / Continuance Letter — 2025<br> [Coborrower(s) — \| Non-Primary Income — Child Support]; Account Statements — 2025<br> [Coborrower(s) — \| Non-Primary Income — Child Support]; Account Statements — 2025<br> [Coborrower(s) — \| Non-Primary Income — Child Support]; Child Support Order — 2024<br> [Coborrower(s) — \| Non-Primary Income — Child Support]; Cancelled Checks — 2023<br> [Coborrower(s) — \| Non-Primary Income — Social Security]; Account Statements — 2025<br> [Coborrower(s) — \| Non-Primary Income — Social Security]; Award Letter / Continuance Letter — 2025 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3699.70 |  | 6.590% | $0.00 | 1 |  |  |  | No | No | 8.083% | 0 | 0 | 1 | 0 | 2 | 1 |  |  | 10.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $141821.95 | 35.810% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | 45.54 |  | Yes | No |  | $2418.30 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224474792 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2315.67 | $2315.67 | 6.875% | No | No |  |  |  |  | 0 |  |  | Permanent<br>Resident<br>Alien | US<br>Citizen |  |  |  |  |  |  | 1 | $4254.84 | $1687.32 | $354.57 | $140.61 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.98 |  |  |  |  |  |  |  | 12/01/2055 | $220979.29 | 47.010% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | 28.47 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224475771 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1025.99 | $1025.99 | 7.250% | No | No |  |  |  |  | 0 | 0 |  | US<br>Citizen | N/A |  |  |  |  |  |  | 2 | $2689.32 | $1389.36 | $224.11 | $115.78 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.31 | 0.76 |  |  |  |  |  |  |  | 12/01/2055 | $53911.57 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member | LLC | Business<br>Entity |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  | No | 170.08 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224475819 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $10583.00 | $4506.45 |  | 7.340% | $2667.31 | $2667.31 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $11400.73 | 1 | $4550.28 | $492.96 | $379.19 | $41.08 |  |  |  |  |  | 24.438% | 24.438% | 24.438% | [Redacted] | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $10583.00 |  | 6.170% | $19000.00 | 1.3 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $113465.26 | 24.660% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.04 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224486057 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $5972.50 | $10027.80 |  | 7.919% | $3940.27 | $3940.27 | 7.750% | No | No | Self-Employed | Self-Employed |  |  |  |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  |  | $71249.67 | 1 | $4037.88 | $4794.96 | $336.49 | $399.58 |  |  |  |  |  | 9.199% | 9.199% | 9.199% | [Redacted] | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5972.50 |  | 6.170% | $10000.00 | 1 |  |  |  | No | No | 7.750% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $13654.92 | 1.840% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | 54.67 |  | Yes | No |  | $39234.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224486058 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1871.26 | $1871.26 | 6.625% | No | No |  |  |  |  |  |  |  | Foreign<br>National |  |  |  |  |  |  |  | 1 | $3423.00 | $1120.08 | $285.25 | $93.34 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | N/<br>A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.18 | 0.84 |  |  |  |  |  |  |  | 12/01/2055 | $90530.36 | 21.680% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | Yes |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 30.75 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 |
| 224498673 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $5242.00 | $1829.02 |  | 8.088% | $1084.94 | $1084.94 | 7.990% | No | No | Self-Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $14476.03 | 1 | $2086.32 | $1481.04 | $173.86 | $123.42 |  |  |  |  |  | 9.898% | 9.898% | 9.898% | [Redacted] | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5242.00 |  | 6.240% | $8894.36 | 1 |  |  |  | Yes | No | 7.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $11087.66 | 5.990% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.02 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224498800 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1197.10 | $1197.10 | 7.990% | No | No |  |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | 1 | $1584.96 | $890.04 | $132.08 | $74.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 3.9 |  |  |  | No | No | 7.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.93 |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  | No | 11.29 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224498801 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $9797.47 | $5003.51 |  | 6.533% | $1684.44 | $1684.44 | 6.375% | No | No | Self-Employed | Employed |  |  |  |  | US<br>Citizen | Permanent<br>Resident<br>Alien |  |  |  |  |  |  | $3312.88 | 1 | $7006.32 | $1555.56 | $583.86 | $129.63 |  |  |  |  |  | 45.010% | 45.010% | 45.010% | [Redacted] | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Sole Proprietor]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; 1040 — Schedule C — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; W-2 Transcript — 2023<br> [Borrower — \| Non-Primary Income — Social Security]; Award Letter / Continuance Letter — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Account Transcripts — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 1yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $9797.47 |  | 6.310% | $21599.94 | 3 |  |  |  | Yes | No | 6.375% | 2 | 2 | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $109668.74 | 30.460% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  | Resident<br>Alien<br>Card |  |  |  | 5.44 |  |  | No |  | $0.00 | $2280.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224498803 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2456.25 | $3215.75 |  | 8.075% | $2309.16 | $2309.16 | 7.990% | No | No | Self-Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $17465.40 | 1 | $7805.40 | $3543.00 | $650.45 | $295.25 |  |  |  |  |  | 27.707% | 27.707% | 27.707% | [Redacted] | 646 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2017<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2017<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2016<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2015 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2456.25 |  | 6.290% | $0.00 | 1 |  |  |  | No | No | 7.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | No | 53.54 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224498808 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $7941.25 | $6866.41 |  | 7.727% | $4055.66 | $4055.66 | 7.625% | No | No | Employed | Employed |  |  |  |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  |  | $15381.73 | 1 | $15706.68 | $936.96 | $1308.89 | $78.08 |  |  |  |  |  | 28.318% | 28.318% | 28.318% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; WVOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2022<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 4506-C — 2022<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $7941.25 |  | 6.160% | $23958.36 | 1.4 |  |  |  | Yes | No | 7.625% | 3 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $318734.29 | 41.710% | No | 31 | 1 |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | 19.66 |  |  | No |  | $0.00 | $9791.68 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224498813 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $8158.75 | $1326.45 |  | 9.912% | $1953.78 | $1953.78 | 9.875% | No | No | Self-Employed | Self-Employed | Self-<br>Employed |  | 2.89 |  | Permanent<br>Resident<br>Alien | Permanent<br>Resident<br>Alien | Permanent<br>Resident<br>Alien |  |  |  |  |  | $8282.72 | 1 | $3012.96 | $1121.04 | $251.08 | $93.42 |  |  |  |  |  | 38.423% | 38.423% | 38.423% | [Redacted] | 717 | 740 | 662 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  | Level 3-<br>Stated/<br>Partially<br>Verified |  | Level<br>3-<br>Stated/<br>Verified<br>as<br>defined |  | No | Yes | 36 | Personal | 100.000% | 100.000% | 100.000% |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 27.55000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 27.55000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 27.55000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 27.55000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 38.58000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 38.58000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025 | [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $8158.75 |  | 6.160% | $15000.00 | 1.9 |  |  |  | Yes | No | 9.875% | 0 | 0 | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $58737.63 | 23.490% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  | Resident<br>Alien<br>Card | Resident<br>Alien<br>Card |  |  | 14.03 |  |  | No |  | $6639.52 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224532343 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $3519.51 | $3519.51 | 7.125% | No | No |  |  |  |  | 0 |  |  | US<br>Citizen | N/A |  |  |  |  |  |  | 3 | $9718.92 | $1859.04 | $809.91 | $154.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.83 |  |  |  |  |  |  |  | 12/01/2055 | $200420.26 | 30.690% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | 15.39 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| 224532372 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $173840.00 | $52239.82 |  | 6.913% | $17187.85 | $17187.85 | 6.750% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  | $19570.47 | 2 | $31281.00 | $16233.00 | $2606.75 | $1352.75 |  |  |  |  |  | 46.180% | 46.180% | 46.180% | [Redacted] | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter — 2025 | [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 24mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $173840.00 |  | 6.290% | $0.00 |  |  |  |  | N/<br>A | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Final | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  | No | 21.47 |  | No | No |  | $36363.08 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224532374 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $5070.00 | $16064.18 |  | 7.443% | $12653.17 | $12653.17 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | $55391.87 | 1 | $25174.44 | $4526.04 | $2097.87 | $377.17 |  |  |  |  |  | 40.090% | 40.090% | 40.090% | [Redacted] | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5070.00 |  | 6.240% | $0.00 | 2.7 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $253539.49 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  | No | 14.57 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |

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| 0 | 3 | 7 | 10 | 15 | 18 | 22 | 26 | 31 | 35 | 39 | 43 | 46 | 51 | 55 | 59 | 63 | 67 | 71 | 75 | 79 | 83 | 86 | 91 | 94 | 99 | 103 | 107 | 110 | 115 | 118 | 122 | 126 | 131 | 135 | 139 | 143 | 147 | 151 | 154 | 158 | 162 | 166 | 170 | 175 | 179 | 183 | 187 | 191 | 195 | 199 | 203 | 206 | 210 | 214 | 218 | 222 | 226 | 230 | 234 | 238 | 242 | 246 | 250 | 254 | 258 | 262 | 266 | 270 | 274 | 279 | 282 | 287 | 290 | 295 | 298 | 303 | 307 | 311 | 315 | 319 | 323 | 327 | 331 | 334 | 336 | 339 | 343 | 344 | 346 | 350 | 354 | 359 | 362 | 366 | 370 | 374 | 378 | 382 | 386 | 390 | 394 | 398 | 402 | 407 | 411 | 415 | 419 | 422 | 427 | 431 | 434 | 439 | 443 | 447 | 451 | 454 | 459 | 463 | 467 | 471 | 475 | 479 | 483 | 487 | 491 | 495 | 499 | 503 | 507 | 511 | 515 | 519 | 522 | 526 | 531 | 534 | 538 | 542 | 546 | 551 | 555 | 559 | 563 | 567 | 571 | 574 | 578 | 583 | 587 | 591 | 595 | 599 | 603 | 607 | 611 | 615 | 618 | 622 | 626 | 630 | 634 | 638 | 642 | 646 | 651 | 655 | 659 | 662 | 667 | 671 | 672 | 674 | 676 | 678 | 681 | 685 | 689 | 693 | 697 | 700 | 704 | 708 | 713 | 716 | 720 | 724 | 729 | 733 | 736 | 741 | 745 | 748 | 753 | 757 | 761 | 765 | 769 | 773 | 777 | 781 | 785 | 789 | 793 | 797 | 801 | 805 | 809 | 813 | 817 | 821 | 825 |
| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **TILA Status Loan Designation** | **Exempt<br>QM/ATR<br>Equivalency** | **CDFI Bank<br>Originated Loan** | **Application Date** | **TRID<br>Tested** | **GSE** | **HOEPA Fees** | **TILA Fees** | **Rate Lock Date** | **Calculated APR** | **Original P&I** | **Qualifying P&I** | **Qualifying Rate** | **Is Borrower Non<br>Occupant** | **Is Co Borrower Non<br>Occupant** | **Borrower Employment<br>Indicator** | **Co Borrower<br>Employment Indicator** | **Co<br>Borrower 2<br>Employment<br>Indicator** | **Co<br>Borrower 3<br>Employment<br>Indicator** | **Co<br>Borrower2 Length<br>of Employment** | **Co<br>Borrower3 Length<br>of Employment** | **Borrower<br>Foreign National<br>Indicator** | **Co<br>Borrower Foreign<br>National<br>Indicator** | **Co Borrower 2<br>Foreign National<br>Indicator** | **Co Borrower 3<br>Foreign National<br>Indicator** | **Borrower<br>Country<br>Name** | **Co<br>Borrower<br>Country<br>Name** | **Co<br>Borrower2<br>Country<br>Name** | **Co<br>Borrower3<br>Country<br>Name** | **Residual<br>Income** | **Num<br>Units** | **Annual<br>Property<br>Tax** | **Annual<br>Insurance<br>Costs** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Costs** | **HOA<br>Name** | **HOA<br>Address<br>State** | **Fee<br>Amount** | **Next Due<br>Date** | **HOA<br>Payment<br>Frequency** | **Investor<br>DTI** | **QM DTI** | **Non QM<br>DTI** | **Original<br>Credit<br>Report<br>Date** | **Qualifying<br>Credit<br>Score** | **Third<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Original FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Original FICO<br>Transunion** | **Most<br>Recent Updated<br>Credit Report<br>Date** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Primary<br>Wage Earner<br>Updated FICO<br>Transunion** | **Secondary Wage<br>Earner Updated<br>FICO Equifax** | **Secondary Wage<br>Earner Updated<br>FICO Experian** | **Secondary Wage<br>Earner Updated<br>FICO<br>Transunion** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Updated FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Updated FICO<br>Transunion** | **Most<br>Recent Updated<br>Co Borrower 2<br>FICO** | **Most<br>Recent Updated<br>Co Borrower 3<br>FICO** | **Co<br>Borrower 2 Asset<br>Verification<br>Level** | **Co<br>Borrower 3 Asset<br>Verification<br>Level** | **Co<br>Borrower 2<br>Income<br>Verification<br>Level** | **Co<br>Borrower 3<br>Income<br>Verification<br>Level** | **Co<br>Borrower 2<br>Employment<br>Verification<br>Level** | **Co<br>Borrower 3<br>Employment<br>Verification<br>Level** | **Asset<br>Depletion<br>Flag** | **Bank<br>Statements<br>Flag** | **Number of<br>Statements** | **Type of<br>Statements** | **Percent<br>of Income<br>From<br>Statements** | **Borrower<br>Business<br>Ownership%** | **CoBorrower Business<br>Ownership %** | **P&L Type** | **Income<br>Doc<br>Detail** | **Tax<br>Return<br>Doc<br>Details** | **Document<br>Level** | **Document<br>Type** |  | **Most<br>Recent<br>Bankruptcy<br>Type** | **Most<br>Recent<br>Bankruptcy<br>Filing Date** | **Most<br>Recent<br>Bankruptcy<br>Discharge<br>Date** | **Number of<br>Bankruptcy<br>Events** | **Months<br>Bankruptcy<br>(7, 11)** | **Months<br>Bankruptcy<br>(13)** | **Most<br>Recent Deed-<br>in - Lieu Date** | **Number<br>of Deed-<br>in-Lieu<br>Events** | **Months<br>Deed-<br>in-Lieu** | **Most<br>Recent Short<br>Sale Date** | **Number<br>of Short<br>Sale<br>Events** | **Months<br>Short Sale<br>(or Pre<br>FC)** | **Most<br>Recent<br>Foreclosure<br>Date** | **Number of<br>Foreclosure<br>Events** | **Months<br>Foreclosure** | **Prior<br>Mortgage/Rent<br>Late 30d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 60d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 90d<br>in 24m** | **Has ACH** | **Guideline<br>Name** | **UW<br>Guideline<br>Author** | **ATR QM<br>Total Points<br>and Fees<br>Audit** | **Loan<br>Regulation<br>Benchmark<br>Date** | **Benchmark<br>Rate** | **HUD 1<br>Page 1<br>Credits<br>Total** | **Collateral<br>Underwriter<br>Risk Score** | **AUS<br>Decision<br>System** | **Property<br>Inspection<br>Waiver<br>(PIW)** | **Rating Result** | **Eligible<br>For Rep and<br>Warrant Relief<br>Per Collateral<br>Advisor** | **Is Equity<br>Shared<br>Loan** | **Investor<br>Qualifying<br>Rate** | **Borrower<br>Years of<br>W2s** | **CoBorrower<br>Years of<br>W2s** | **Years of<br>Personal<br>Tax<br>Returns** | **Years of<br>Business<br>Tax<br>Returns** | **Years of<br>4506T** | **Years of<br>Tax<br>Transcripts** | **Months<br>of Personal<br>Bank<br>Statements** | **Months<br>of Business<br>Bank<br>Statements** | **Months<br>of Profit<br>and Loss<br>Statements** | **Expense<br>Letter** | **Total<br>DSCR** | **Total<br>Inverse<br>DSCR** | **Subordinate<br>Lien Type** | **Is Shared<br>Appreciation<br>Mortgage** | **Duration<br>of<br>Payout<br>Months** | **Seller<br>VSH<br>Indicator** | **Seller<br>Indicated VSH<br>Guideline** | **Validated<br>VSH** | **IO<br>Remaining<br>Amortization<br>Term at<br>Recast** | **Maturity<br>Date** | **Borrower<br>Own Funds<br>Cash<br>Amount** | **Borrower<br>Own<br>Funds<br>Percent** | **Is the<br>Note<br>an<br>eNote** | **Borrower<br>WVOE —

# of<br>Months of<br>Income<br>provided** | **Co<br>Borrower WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower2 WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower3 WVOE<br>— # of Months of<br>Income provided** | **Were the<br>origination<br>guidelines utilized<br>for this diligence<br>review?** | **Title<br>Evidence** | **Ownership<br>Type** | **Borrower<br>Type** | **Borrower<br>Designation** | **Co<br>Borrower<br>Type** | **Co<br>Borrower<br>Designation** | **Co<br>Borrower2<br>Type** | **Co<br>Borrower2<br>Designation** | **Co<br>Borrower3<br>Type** | **Co<br>Borrower3<br>Designation** | **Senior<br>Lien<br>Position** | **Senior<br>Lien Original<br>Loan<br>Amount** | **Senior<br>Lien Original<br>Interest Rate** | **Senior<br>Lien Note<br>Projected<br>Closing<br>Date** | **Senior<br>Lien<br>Current<br>Balance** | **Senior<br>Lien<br>Current<br>P&I** | **Loan<br>Closed in the<br>Name of an<br>Entity** | **Note<br>Executed<br>by** | **Assumable<br>Mortgage<br>Flag** | **Leasehold<br>Flag** | **Buydown<br>Flag** | **Borrower<br>Experian FICO<br>Model Used** |  | **Borrower<br>Equifax FICO<br>Model<br>Used** | **Borrower<br>TransUnion FICO<br>Model<br>Used** | **Co<br>Borrower Experian<br>FICO<br>Model<br>Used** | **Co<br>Borrower Equifax<br>FICO Model<br>Used** | **Co Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower2 Experian<br>FICO Model Used** | **Co<br>Borrower2 Equifax<br>FICO Model Used** | **Co Borrower2<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower3 Experian<br>FICO Model Used** | **Co<br>Borrower3 Equifax<br>FICO Model Used** | **Co Borrower3<br>TransUnion FICO<br>Model Used** | **Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Delayed<br>Financing?** | **Months<br>Reserves** | **Correspondent<br>Type** | **Departure<br>Residence** | **Rate<br>Increase<br>on<br>Default** | **MERS<br>Min<br>Number** | **Co<br>Borrower<br>Other<br>Income** | **Co<br>Borrower<br>Wage<br>Income** | **Primary<br>Housing Lates 0 6<br>Months 30** | **Primary<br>Housing Lates 0 6<br>Months 60** | **Primary<br>Housing Lates 0 6<br>Months 90** | **Primary<br>Housing Lates 7<br>12 Months 30** | **Primary<br>Housing Lates 7<br>12 Months 60** | **Primary<br>Housing Lates 7<br>12 Months 90** | **Primary<br>Housing Lates 13<br>24 Months 30** | **Primary<br>Housing Lates 13<br>24 Months 60** | **Primary<br>Housing Lates 13<br>24 Months 90** | **Primary<br>Housing Lates 25<br>36 Months 30** | **Primary<br>Housing Lates 25<br>36 Months 60** | **Primary<br>Housing Lates 25<br>36 Months 90** | **Borrower<br>1 ITIN<br>Flag** | **Borrower<br>2 ITIN<br>Flag** | **Borrower<br>3 ITIN<br>Flag** | **Borrower<br>4 ITIN<br>Flag** | **Total<br>Number of<br>Mortgaged<br>Properties** |
| 224537022 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $6811.25 | $2532.20 |  | 6.536% | $2865.16 | $2865.16 | 6.500% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $8005.04 | 1 | $3569.88 | $1485.96 | $297.49 | $123.83 |  |  |  |  |  | 32.971% | 32.971% | 32.971% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 62.000% | 50.000% | 50.000% |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2024<br> [Borrower — \| Non-Primary Income — Social Security]; Award Letter / Continuance Letter — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Other — 2024 | [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $6811.25 |  | 6.290% | $0.00 | 2.7 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $308512.76 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 89.67 |  | No | No |  | $3712.39 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224537042 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $3961.88 | $4414.64 |  | 9.041% | $663.19 | $663.19 | 8.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2380.37 | 1 | $1226.28 | $1392.00 | $102.19 | $116.00 |  |  |  |  |  | 37.206% | 37.206% | 37.206% | [Redacted] | 816 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2024 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3961.88 |  | 6.290% | $1000.00 | 2.1 |  |  |  | Yes | No | 8.500% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $67034.39 | 58.290% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.6 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224537044 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2210.86 | $2210.86 | 6.750% | No | No |  |  |  |  | 0 |  |  | Foreign<br>National | N/A |  |  |  |  |  |  | 1 | $3708.96 | $1387.68 | $309.08 | $115.64 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.97 |  |  |  |  |  |  |  | 12/01/2055 | $234243.66 | 51.530% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | Yes |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 42.76 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 |
| 224537047 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2531.90 | $3865.70 |  | 6.983% | $1983.93 | $1983.93 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9609.03 | 1 | $1539.60 | $1812.96 | $128.30 | $151.08 |  |  |  |  |  | 26.166% | 26.166% | 26.166% | [Redacted] | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2023 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2531.90 |  | 6.240% | $0.00 | 1.3 | DU |  | ApproveEligible | Yes | No | 6.875% | 2 |  | 2 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $223949.84 | 59.320% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 61.07 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224537057 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $16396.25 | $18039.85 |  | 8.195% | $4078.52 | $4078.52 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11319.77 | 1 | $5473.56 | $3293.04 | $456.13 | $274.42 |  |  |  |  |  | 41.740% | 41.740% | 41.740% | [Redacted] | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $16396.25 |  | 6.320% | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $18327.16 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.81 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224541708 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1590.00 | $3818.35 |  | 6.773% | $5188.78 | $5188.78 | 6.750% | No | No | Non-Employment<br>Income | Not Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $14309.39 | 1 | $19762.68 | $3033.96 | $1646.89 | $252.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1590.00 |  | 6.260% | $5000.00 | 1.2 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | 60 |  |  |  |  | 12/01/2055 | $2492885.62 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 189 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224541722 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1253.50 | $1253.50 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $6669.60 | $1625.88 | $555.80 | $135.49 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.97 |  |  |  |  |  |  |  | 12/01/2055 | $150326.35 | 61.350% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 42.45 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 4 |
| 224543217 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1390.00 | $3831.20 |  | 6.520% | $6251.15 | $6251.15 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18000.01 | 1 | $1241.04 | $4622.40 | $103.42 | $385.20 |  |  |  |  |  | 45.207% | 45.207% | 45.207% | [Redacted] | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2023 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1390.00 |  | 6.290% | $0.00 | 5 | DU |  | ApproveEligible | No | No | 6.500% | 2 |  | 2 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $1438282.59 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 160.08 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224543218 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3590.80 | $7211.00 |  | 7.119% | $3190.23 | $3190.23 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13878.64 | 1 | $13211.28 | $1628.88 | $1100.94 | $135.74 |  |  |  |  |  | 26.779% | 26.779% | 26.779% | [Redacted] | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3590.80 |  | 6.160% | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $146196.38 | 24.360% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.34 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224543222 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $0.00 | $2465.70 |  | 6.755% | $6842.71 | $6842.71 | 6.750% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $21368.62 | 1 | $6924.72 | $1922.28 | $577.06 | $160.19 |  |  |  |  |  | 36.224% | 36.224% | 36.224% | [Redacted] | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Partnership (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Partnership (>= 25%)]; 1065 — 2024<br> [Borrower — \| Primary Income — Partnership (>= 25%)]; K-1 — 2024<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; K-1 — 2024 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 4506-C — 2022<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country |  |  | 6.240% | $0.00 | 1.3 | LP /<br>LPA |  | Accept/Eligible | Yes | No | 6.750% | 0 | 0 | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $24949.97 |  | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 79.83 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224543224 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $7100.00 | $5109.34 |  | 7.765% | $1258.59 | $1258.59 | 7.500% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  | Guatemala |  |  |  | $3510.42 | 1 | $6162.24 | $1976.64 | $513.52 | $164.72 |  |  |  |  |  | 36.990% | 36.990% | 36.990% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower<br>Prepared | [Borrower — \| Primary Income — Sole Proprietor]; Balance Sheet — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; P&L Statement — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; 1040 — Schedule C — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; 1040 — Schedule C — 2023 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $7100.00 |  | 6.260% | $10000.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 2 | 0 | 2 | 2 |  |  | 10.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $59092.37 | 26.260% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Passport |  |  |  |  | 4.85 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224543230 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $13793.40 | $20086.23 |  | 7.075% | $5964.91 | $5964.91 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $20518.03 | 1 | $9884.04 | $1737.00 | $823.67 | $144.75 |  |  |  |  |  | 25.647% | 25.647% | 25.647% | [Redacted] | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2024<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2024 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $13793.40 |  | 6.160% | $10000.00 | 2.5 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $66140.85 | 5.820% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.49 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224543233 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1329.55 | $1329.55 | 7.375% | No | No |  |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  |  |  |  |  |  | 1 | $2942.76 | $0.00 | $245.23 | $0.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.82 |  |  |  |  |  |  |  | 12/01/2055 | $206171.29 | 74.970% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 64.5 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 1 | 0 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224543237 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $10784.50 | $16055.80 |  | 6.962% | $4485.06 | $4485.06 | 6.750% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $9197.03 | 1 | $5376.96 | $1794.96 | $448.08 | $149.58 |  |  |  |  |  | 46.354% | 46.354% | 46.354% | [Redacted] | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 75.000% |  | 100.000% |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other — 2020 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 24mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $10784.50 |  | 6.290% | $0.00 | 2.2 |  |  |  | No | No | 6.750% | 2 | 0 | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 39.87 |  |  | No |  | $12905.75 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224543241 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $15553.83 | $18583.65 |  | 8.542% | $4665.99 | $4665.99 | 8.250% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  |  |  |  |  | $9183.11 | 1 | $10587.12 | $5669.04 | $882.26 | $472.42 |  |  |  |  |  | 42.983% | 42.983% | 42.983% | [Redacted] | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2024 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $15553.83 |  | 6.260% | $598.92 | 1 |  |  |  | Yes | No | 8.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $76353.57 | 10.440% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO<br>II |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.51 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224543242 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $6821.76 | $6821.76 | 7.250% | No | No |  |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | 4 | $15844.20 | $4866.24 | $1320.35 | $405.52 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.92 |  |  |  |  |  |  |  | 12/01/2055 | $352828.90 | 28.220% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 35.43 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224543245 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1751.81 | $1751.81 | 5.990% | No | No |  |  |  |  |  |  | Foreign<br>National |  |  |  |  |  |  |  |  | 1 | $8051.04 | $1239.96 | $670.92 | $103.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 5.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.88 |  |  |  |  |  |  |  | 12/01/2055 | $236572.00 | 60.650% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 53.47 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224543249 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1101.33 | $1101.33 | 6.625% | No | No |  |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | 2 | $2829.24 | $1632.96 | $235.77 | $136.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.62 | 0.61 |  |  |  |  |  |  |  | 12/01/2055 | $1041452.13 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 633.59 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| 224543250 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $999.61 | $999.61 | 6.990% | No | No |  |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | 1 | $2063.52 | $1219.68 | $171.96 | $101.64 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2 |  |  |  | Yes | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.87 |  |  |  |  |  |  |  | 12/01/2055 | $13633.31 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 8.26 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224546437 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2851.00 | $9266.15 |  | 7.138% | $3814.98 | $3814.98 | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5174.94 | 1 | $2008.20 | $2664.96 | $167.35 | $222.08 |  |  |  |  |  | 47.767% | 47.767% | 47.767% | [Redacted] | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2851.00 |  | 6.170% | $0.00 | 2.6 |  |  |  | No | No | 6.990% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $22628.32 |  | No | 33 |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.38 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224546439 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5658.24 | $6247.82 |  | 8.797% | $1622.79 | $1622.79 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5314.15 | 1 | $879.48 | $3585.00 | $73.29 | $298.75 |  |  |  |  |  | 38.683% | 38.683% | 38.683% | [Redacted] | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Projected Income]; Employer Letter — 2025<br> [Borrower — \| Primary Income — Projected Income]; Other — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5658.24 |  | 6.310% | $8500.00 |  |  |  |  | No | No | 8.500% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $103904.84 | 36.920% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.26 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224546443 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2650.00 | $4863.50 |  | 7.281% | $762.04 | $762.04 | 6.875% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5378.60 | 1 | $1231.44 | $356.04 | $102.62 | $29.67 |  |  |  |  |  | 42.120% | 42.120% | 42.120% | [Redacted] | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2650.00 |  | 6.260% | $0.00 | 1.7 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 12/01/2055 | $882282.54 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 711.43 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224546712 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2839.30 | $2839.30 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1431.84 | $900.84 | $119.32 | $75.07 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.9 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.97 |  |  |  |  |  |  |  | 12/01/2055 | $156639.68 | 29.330% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.6 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224546786 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1990.00 | $3412.70 |  | 6.820% | $2464.67 | $2464.67 | 6.750% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $13860.10 | 1 | $2768.04 | $2192.40 | $230.67 | $182.70 |  |  |  |  |  | 37.239% | 37.239% | 37.239% | [Redacted] | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1990.00 |  | 6.160% | $0.00 | 2.2 | DU |  | ApproveEligible | No | No | 6.750% | 0 | 2 | 1 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $157589.97 | 33.170% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 15.1 |  | No | No |  | $0.00 | $11494.95 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224546937 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $4147.30 | $4147.30 | 6.990% | No | No |  |  |  |  | 0 |  |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  |  | 2 | $8662.20 | $2183.04 | $721.85 | $181.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 802 | 768 | 771 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.97 |  |  |  |  |  |  |  | 12/01/2055 | $201235.38 | 25.790% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  | 4.39 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224547089 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1890.00 | $14612.09 |  | 6.667% | $10724.68 | $10724.68 | 6.600% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $27071.17 | 1 | $12265.32 | $13876.92 | $1022.11 | $1156.41 |  |  |  |  |  | 48.308% | 48.308% | 48.308% | [Redacted] | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Employer Letter — 2025<br> [Borrower — \| Primary Income — Wages]; Other — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1890.00 |  | 6.240% | $24512.68 | 1.4 | LP /<br>LPA |  | Accept/<br>Ineligible | Yes | No | 6.600% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $1243295.89 | 55.520% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO<br>II |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 52.73 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224547275 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1402.07 | $1402.07 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3405.96 | $1985.64 | $283.83 | $165.47 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.8 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.73 | 1.36 |  |  |  |  |  |  |  | 12/01/2055 | $136766.69 | 47.160% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.8 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224547448 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2848.06 | $4009.75 |  | 7.624% | $1082.63 | $1082.63 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2310.58 | 1 | $3017.88 | $993.60 | $251.49 | $82.80 |  |  |  |  |  | 46.434% | 46.434% | 46.434% | [Redacted] | 815 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower<br>Prepared | [Borrower — \| Primary Income — S-Corp (>= 25%)]; Balance Sheet — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Business License — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; CPA Letter — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Other — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; P&L Statement — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2023 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Transcripts (1040) — 2023 | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2848.06 |  | 6.230% | $2000.00 | 2.5 |  |  |  | Yes | No | 7.375% | 0 |  | 2 | 0 | 2 | 2 |  |  | 10.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $74315.48 | 35.550% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 23.16 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224553998 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $7337.11 | $0.00 |  | 8.723% | $1837.56 | $1837.56 | 8.750% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  | Mexico |  |  |  | $8438.32 | 1 | $6504.00 | $951.12 | $542.00 | $79.26 |  |  |  |  |  | 27.594% | 27.594% | 27.594% | [Redacted] | 645 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025 | [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $7337.11 |  | 6.170% | $59580.07 | 1 |  |  |  | Yes | No | 8.750% | 0 |  | 0 | 0 | 0 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $49113.33 | 15.760% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment<br>Authorization,<br>Passport |  |  |  |  | 6.11 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224554018 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1236.05 | $1236.05 | 6.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4639.92 | $4213.20 | $386.66 | $351.10 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.29 | 0.77 |  |  |  |  |  |  |  | 12/01/2055 | $14978.84 | 4.100% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.82 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 2 |
| 224554138 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $10913.50 | $11767.26 |  | 7.880% | $3625.66 | $4257.77 | 8.398% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5668.27 | 1 | $3280.56 | $1492.44 | $273.38 | $124.37 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $10913.50 |  | 6.550% | $0.00 | 1.7 |  |  |  | No | No | 8.398% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 12/01/2055 | $1089842.51 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO<br>II |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 270.72 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224554147 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $705.35 | $705.35 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $997.92 | $659.04 | $83.16 | $54.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.37 | 0.72 |  |  |  |  |  |  |  | 12/01/2055 | $4200.00 | 2.890% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.04 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224554170 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $6736.56 | $6916.75 |  | 8.877% | $1470.55 | $1470.55 | 8.500% | No | No | Self-Employed |  |  |  |  |  | Permanent<br>Resident Alien |  |  |  |  |  |  |  | $11768.20 | 1 | $3585.00 | $1100.64 | $298.75 | $91.72 |  |  |  |  |  | 21.635% | 21.635% | 21.635% | [Redacted] | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 22.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 22.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 22.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 22.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 22.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 22.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $6736.56 |  | 6.160% | $6950.00 | 1 |  |  |  | Yes | No | 8.500% | 0 |  | 0 | 0 | 1 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $17110.37 | 7.600% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident<br>Alien Card |  |  |  |  | 4.2 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224565813 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2758.75 | $3760.95 |  | 6.985% | $1872.25 | $1872.25 | 6.875% | Yes | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $19308.18 | 1 | $6855.24 | $5175.00 | $571.27 | $431.25 |  |  |  |  |  | 13.513% | 13.513% | 13.513% | [Redacted] | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 23.80000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 23.80000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 23.80000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 23.80000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 23.80000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2024 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2758.75 |  | 6.310% | $0.00 | 1 |  |  |  | N/<br>A | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 92.82 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224565821 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2659.10 | $2659.10 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5487.24 | $2337.00 | $457.27 | $194.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 667 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 3 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.84 |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 161.95 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224565823 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $12284.38 | $3705.69 |  | 7.286% | $1440.07 | $1440.07 | 7.125% | No | No | Not Employed | Employed | Employed |  | 2.76 |  |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  | $28890.15 | 1 | $3531.24 | $1270.20 | $294.27 | $105.85 |  |  |  |  |  | 28.463% | 28.463% | 28.463% | [Redacted] | 798 | 796 | 799 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  | Level<br>5-<br>Stated/<br>Verified<br>as<br>defined |  | Level<br>3-<br>Stated/<br>Verified<br>as<br>defined |  | No | No |  |  |  |  |  |  | [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $12284.38 |  | 6.290% | $3000.00 | 3.5 | LP /<br>LPA |  | Accept/Eligible | No | No | 7.125% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $651172.53 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  | 233.25 |  | No | No |  | $0.00 | $40385.01 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224565825 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3587.00 | $6856.02 |  | 8.683% | $6524.10 | $6524.10 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $19103.76 | 1 | $12783.96 | $2568.00 | $1065.33 | $214.00 |  |  |  |  |  | 42.369% | 42.369% | 42.369% | [Redacted] | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) — 2024<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3587.00 |  | 6.260% | $0.00 | 1 |  |  |  | Yes | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $113792.02 | 12.200% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.04 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224566665 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $8695.00 | $9908.97 |  | 8.193% | $3570.04 | $3570.04 | 7.990% | No | No | Employed | Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $12034.24 | 1 | $3710.52 | $5463.00 | $309.21 | $455.25 |  |  |  |  |  | 39.543% | 39.543% | 39.543% | [Redacted] | 661 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; WVOE — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $8695.00 |  | 6.160% | $0.00 | 1 | LP /<br>LPA |  | Accept/Eligible | No | No | 7.990% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 |  |  | No | 33 | 33 |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 0 |  |  | No |  | $0.00 | $7295.83 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224567458 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1027.72 | $1027.72 | 7.375% | No | No |  |  |  |  | 0 |  |  | Permanent<br>Resident<br>Alien | US<br>Citizen |  |  |  |  |  |  | 1 | $4231.56 | $2382.96 | $352.63 | $198.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.96 |  |  |  |  |  |  |  | 12/01/2055 | $46406.53 | 24.940% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 8.06 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224567470 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2890.00 | $7348.11 |  | 6.661% | $2528.27 | $2528.27 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8597.86 | 1 | $7749.96 | $877.08 | $645.83 | $73.09 |  |  |  |  |  | 48.886% | 48.886% | 48.886% | [Redacted] | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower<br>Prepared | [Borrower — \| Primary Income — S-Corp (>= 25%)]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Balance Sheet — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; P&L Statement — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Other — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2023<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; Balance Sheet — 2025<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; P&L Statement — 2025<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; 1120S — 2023<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2023<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; K-1 — 2023 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Borrower]; Transcripts (1040) — No Results Returned — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2890.00 |  | 6.260% | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 2 |  | 2 | 0 | 2 | 1 |  |  | 10.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $463973.97 | 74.830% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 76.43 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **TILA<br>Status Loan<br>Designation** | **Exempt<br>QM/ATR<br>Equivalency** | **CDFI<br>Bank<br>Originated<br>Loan** | **Application<br>Date** | **TRID<br>Tested** | **GSE** | **HOEPA<br>Fees** | **TILA Fees** | **Rate<br>Lock<br>Date** | **Calculated<br>APR** | **Original<br>P&I** | **Qualifying<br>P&I** | **Qualifying<br>Rate** | **Is<br>Borrower Non<br>Occupant** | **Is Co<br>Borrower Non<br>Occupant** | **Borrower<br>Employment<br>Indicator** | **Co Borrower<br>Employment<br>Indicator** | **Co<br>Borrower 2<br>Employment<br>Indicator** | **Co<br>Borrower 3<br>Employment<br>Indicator** | **Co<br>Borrower2 Length<br>of Employment** | **Co<br>Borrower3 Length<br>of Employment** | **Borrower<br>Foreign National<br>Indicator** | **Co<br>Borrower Foreign<br>National<br>Indicator** | **Co Borrower 2<br>Foreign National<br>Indicator** | **Co Borrower 3<br>Foreign National<br>Indicator** | **Borrower<br>Country<br>Name** | **Co<br>Borrower<br>Country<br>Name** | **Co<br>Borrower2<br>Country<br>Name** | **Co<br>Borrower3<br>Country<br>Name** | **Residual<br>Income** | **Num<br>Units** | **Annual<br>Property<br>Tax** | **Annual<br>Insurance<br>Costs** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Costs** | **HOA<br>Name** | **HOA<br>Address<br>State** | **Fee<br>Amount** | **Next Due<br>Date** | **HOA<br>Payment<br>Frequency** | **Investor<br>DTI** | **QM DTI** | **Non QM<br>DTI** | **Original<br>Credit<br>Report<br>Date** | **Qualifying<br>Credit<br>Score** | **Third<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Original FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Original FICO<br>Transunion** | **Most<br>Recent Updated<br>Credit Report<br>Date** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Primary<br>Wage Earner<br>Updated FICO<br>Transunion** | **Secondary Wage<br>Earner Updated<br>FICO Equifax** | **Secondary Wage<br>Earner Updated<br>FICO Experian** | **Secondary Wage<br>Earner Updated<br>FICO<br>Transunion** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Updated FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Updated FICO<br>Transunion** | **Most<br>Recent Updated<br>Co Borrower 2<br>FICO** | **Most<br>Recent Updated<br>Co Borrower 3<br>FICO** | **Co<br>Borrower 2 Asset<br>Verification<br>Level** | **Co<br>Borrower 3 Asset<br>Verification<br>Level** | **Co<br>Borrower 2<br>Income<br>Verification<br>Level** | **Co<br>Borrower 3<br>Income<br>Verification<br>Level** | **Co<br>Borrower 2<br>Employment<br>Verification<br>Level** | **Co<br>Borrower 3<br>Employment<br>Verification<br>Level** | **Asset<br>Depletion<br>Flag** | **Bank<br>Statements<br>Flag** | **Number of<br>Statements** | **Type of<br>Statements** | **Percent<br>of Income<br>From<br>Statements** | **Borrower<br>Business<br>Ownership%** | **CoBorrower Business<br>Ownership %** | **P&L Type** | **Income<br>Doc<br>Detail** | **Tax<br>Return<br>Doc<br>Details** | **Document<br>Level** | **Document<br>Type** | **Most<br>Recent<br>Bankruptcy<br>Type** | **Most<br>Recent<br>Bankruptcy<br>Filing Date** | **Most<br>Recent<br>Bankruptcy<br>Discharge<br>Date** | **Number of<br>Bankruptcy<br>Events** | **Months<br>Bankruptcy<br>(7, 11)** | **Months<br>Bankruptcy<br>(13)** | **Most<br>Recent Deed-<br>in - Lieu Date** | **Number<br>of Deed-<br>in-Lieu<br>Events** | **Months<br>Deed-<br>in-Lieu** | **Most<br>Recent Short<br>Sale Date** | **Number<br>of Short<br>Sale<br>Events** | **Months<br>Short Sale<br>(or Pre<br>FC)** | **Most<br>Recent<br>Foreclosure<br>Date** | **Number of<br>Foreclosure<br>Events** | **Months<br>Foreclosure** | **Prior<br>Mortgage/Rent<br>Late 30d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 60d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 90d<br>in 24m** | **Has ACH** | **Guideline<br>Name** | **UW<br>Guideline<br>Author** | **ATR QM<br>Total Points<br>and Fees<br>Audit** | **Loan<br>Regulation<br>Benchmark<br>Date** | **Benchmark<br>Rate** | **HUD 1<br>Page 1<br>Credits<br>Total** | **Collateral<br>Underwriter<br>Risk Score** | **AUS<br>Decision<br>System** | **Property<br>Inspection<br>Waiver<br>(PIW)** | **Rating Result** | **Eligible<br>For Rep and<br>Warrant Relief<br>Per Collateral<br>Advisor** | **Is Equity<br>Shared<br>Loan** | **Investor<br>Qualifying<br>Rate** | **Borrower<br>Years of<br>W2s** | **CoBorrower<br>Years of<br>W2s** | **Years of<br>Personal<br>Tax<br>Returns** | **Years of<br>Business<br>Tax<br>Returns** | **Years of<br>4506T** | **Years of<br>Tax<br>Transcripts** | **Months<br>of Personal<br>Bank<br>Statements** | **Months<br>of Business<br>Bank<br>Statements** | **Months<br>of Profit<br>and Loss<br>Statements** | **Expense<br>Letter** | **Total<br>DSCR** | **Total<br>Inverse<br>DSCR** | **Subordinate<br>Lien Type** | **Is Shared<br>Appreciation<br>Mortgage** | **Duration<br>of<br>Payout<br>Months** | **Seller<br>VSH<br>Indicator** | **Seller<br>Indicated VSH<br>Guideline** | **Validated<br>VSH** | **IO<br>Remaining<br>Amortization<br>Term at<br>Recast** | **Maturity<br>Date** | **Borrower<br>Own Funds<br>Cash<br>Amount** | **Borrower<br>Own<br>Funds<br>Percent** | **Is the<br>Note<br>an<br>eNote** | **Borrower<br>WVOE —

# of<br>Months of<br>Income<br>provided** | **Co<br>Borrower WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower2 WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower3 WVOE<br>— # of Months of<br>Income provided** | **Were the<br>origination<br>guidelines utilized<br>for this diligence<br>review?** | **Title<br>Evidence** | **Ownership<br>Type** | **Borrower<br>Type** | **Borrower<br>Designation** | **Co<br>Borrower<br>Type** | **Co<br>Borrower<br>Designation** | **Co<br>Borrower2<br>Type** | **Co<br>Borrower2<br>Designation** | **Co<br>Borrower3<br>Type** | **Co<br>Borrower3<br>Designation** | **Senior<br>Lien<br>Position** | **Senior<br>Lien Original<br>Loan<br>Amount** | **Senior<br>Lien Original<br>Interest Rate** | **Senior<br>Lien Note<br>Projected<br>Closing<br>Date** | **Senior<br>Lien<br>Current<br>Balance** | **Senior<br>Lien<br>Current<br>P&I** | **Loan<br>Closed in the<br>Name of an<br>Entity** | **Note<br>Executed<br>by** | **Assumable<br>Mortgage<br>Flag** | **Leasehold<br>Flag** | **Buydown<br>Flag** | **Borrower<br>Experian FICO<br>Model Used** |  | **Borrower<br>Equifax FICO<br>Model Used** | **Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower Experian<br>FICO Model Used** |  | **Co<br>Borrower Equifax<br>FICO Model<br>Used** | **Co Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower2 Experian<br>FICO Model Used** | **Co<br>Borrower2 Equifax<br>FICO Model Used** | **Co Borrower2<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower3 Experian<br>FICO Model Used** | **Co<br>Borrower3 Equifax<br>FICO Model Used** | **Co Borrower3<br>TransUnion FICO<br>Model Used** | **Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Delayed<br>Financing?** | **Months<br>Reserves** | **Correspondent<br>Type** | **Departure<br>Residence** | **Rate<br>Increase<br>on<br>Default** | **MERS<br>Min<br>Number** | **Co<br>Borrower<br>Other<br>Income** | **Co<br>Borrower<br>Wage<br>Income** | **Primary<br>Housing Lates 0 6<br>Months 30** | **Primary<br>Housing Lates 0 6<br>Months 60** | **Primary<br>Housing Lates 0 6<br>Months 90** | **Primary<br>Housing Lates 7<br>12 Months 30** | **Primary<br>Housing Lates 7<br>12 Months 60** | **Primary<br>Housing Lates 7<br>12 Months 90** | **Primary<br>Housing Lates 13<br>24 Months 30** | **Primary<br>Housing Lates 13<br>24 Months 60** | **Primary<br>Housing Lates 13<br>24 Months 90** | **Primary<br>Housing Lates 25<br>36 Months 30** | **Primary<br>Housing Lates 25<br>36 Months 60** | **Primary<br>Housing Lates 25<br>36 Months 90** | **Borrower<br>1 ITIN<br>Flag** | **Borrower<br>2 ITIN<br>Flag** | **Borrower<br>3 ITIN<br>Flag** | **Borrower<br>4 ITIN<br>Flag** | **Total<br>Number of<br>Mortgaged<br>Properties** |
| 224567474 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $24770.00 | $5932.88 |  | 6.935% | $1945.79 | $1945.79 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $37543.02 | 2 | $7680.00 | $3882.96 | $640.00 | $323.58 |  |  |  |  |  | 45.422% | 45.422% | 45.422% | [Redacted] | 675 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 50.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter — 2025 | [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 24mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $24770.00 |  | 6.160% | $0.00 |  |  |  |  | N/<br>A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $18000.00 | 3.000% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 63.28 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| 224567489 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2804.14 | $2804.14 | 7.375% | No | No |  |  |  |  | 0 | 0 |  | US Citizen | US Citizen | US<br>Citizen |  |  |  |  |  | 1 | $3739.20 | $1534.32 | $311.60 | $127.86 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.4 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.88 | 1.12 |  |  |  |  |  |  |  | 12/01/2055 | $497102.21 |  | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member | Individual | Member |  |  |  |  |  |  | Yes | Business<br>Entity | Yes |  | No |  |  |  |  | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 142.05 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224567633 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $640.31 | $640.31 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5490.72 | $3505.56 | $457.56 | $292.13 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.22 | 0.81 |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 39.53 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224567657 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $5470.00 | $16405.98 |  | 6.908% | $5967.10 | $5967.10 | 6.750% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7652.13 | 1 | $15000.00 | $2105.16 | $1250.00 | $175.43 |  |  |  |  |  | 49.306% | 49.306% | 49.306% | [Redacted] | 829 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Pension]; Award Letter / Continuance Letter — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023 | Full<br>Documentation<br>(F) | Retirement<br>Income —<br>Fully<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5470.00 |  | 6.260% | $1500.00 | 3.1 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $468008.24 | 39.000% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.66 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224567659 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3349.48 | $4630.48 |  | 10.984% | $2007.92 | $2007.92 | 10.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10070.39 | 1 | $3808.08 | $2057.40 | $317.34 | $171.45 |  |  |  |  |  | 32.245% | 32.245% | 32.245% | [Redacted] | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Sole Proprietor]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; W-2 Transcript — 2024 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 1yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3349.48 |  | 6.160% | $2000.00 | 3.6 |  |  |  | No | No | 10.750% | 1 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $120418.30 | 50.380% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 34.46 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224567662 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $43402.50 | $10943.28 |  | 7.007% | $4664.19 | $4664.19 | 6.875% | No | No | Not Employed | Employed | Not<br>Employed |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | $24782.98 | 1 | $9273.60 | $2273.28 | $772.80 | $189.44 |  |  |  |  |  | 32.946% | 32.946% | 32.946% | [Redacted] | 777 | 772 | 783 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  | No | No |  |  |  |  |  |  | [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $43402.50 |  | 6.290% | $0.00 | 2 |  |  |  | No | No | 6.875% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $654035.80 | 64.120% | No |  | 33 |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  | 46.56 |  | No | No |  | $0.00 | $36959.83 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224567663 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $9149.00 | $11499.37 |  | 7.917% | $4792.80 | $4792.80 | 7.750% | No | No | Not Employed | Self-Employed |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  | Mexico |  |  | $79894.73 | 1 | $11512.92 | $2345.04 | $959.41 | $195.42 |  |  |  |  |  | 10.011% | 10.011% | 10.011% | [Redacted] | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 50.000% |  | [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2019 | [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $9149.00 |  | 6.170% | $0.00 | 1 |  |  |  | N/<br>A | No | 7.750% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  | Employment<br>Authorization |  |  | No | 44.87 |  |  | No |  | $88782.36 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224567711 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1650.15 | $1650.15 | 7.500% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $2058.84 | $602.76 | $171.57 | $50.23 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.9 |  |  |  |  |  |  |  | 12/01/2055 | $67766.82 | 22.970% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 8.07 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| 224568237 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $5326.19 | $6507.03 |  | 7.401% | $2578.29 | $2578.29 | 7.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7442.21 | 1 | $5664.00 | $2731.68 | $472.00 | $227.64 |  |  |  |  |  | 35.471% | 35.471% | 35.471% | [Redacted] | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; WVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Other — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; Other — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; Other — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5326.19 |  | 6.160% | $0.00 | 3 | LP /<br>LPA |  | Accept/Eligible | No | No | 7.250% | 0 | 1 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 |  |  | No | 33 | 12 |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 8.21 |  | No | No |  | $0.00 | $4145.20 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224568242 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $865.28 | $865.28 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $783.36 | $714.72 | $65.28 | $59.56 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.81 | 0.55 |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 115.48 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224568244 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2310.65 | $2310.65 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2760.00 | $681.00 | $230.00 | $56.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | 12/01/2055 | $834537.90 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 249.58 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224568245 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1490.00 | $5049.47 |  | 6.956% | $3494.86 | $3494.86 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6259.01 | 1 | $5115.96 | $1134.00 | $426.33 | $94.50 |  |  |  |  |  | 39.083% | 39.083% | 39.083% | [Redacted] | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Sole Proprietor]; 1099 — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 — 2023<br> [Borrower — \| Primary Income — Sole Proprietor]; W-2 Transcript — 2023<br> [Borrower — \| Primary Income — Sole Proprietor]; W-2 Transcript — 2023<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1490.00 |  | 6.260% | $0.00 | 1 |  |  |  | No | No | 6.875% | 2 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  | Other |  |  |  |  | 12/01/2055 | $668779.92 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 128.8 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224569999 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $10903.75 | $12281.43 |  | 8.809% | $5308.41 | $5308.41 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $286855.83 | 1 | $12486.96 | $4617.36 | $1040.58 | $384.78 |  |  |  |  |  | 2.650% | 2.650% | 2.650% | [Redacted] | 605 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2015 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $10903.75 |  | 6.260% | $0.00 |  |  |  |  | No | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $17027.48 | 1.620% | No |  |  |  |  | Yes | Short Form | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 67.3 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224570017 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1676.40 | $1676.40 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $5309.04 | $2378.40 | $442.42 | $198.20 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.96 |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 26.71 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224570019 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $985.15 | $985.15 | 6.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $3897.00 | $1921.80 | $324.75 | $160.15 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.92 |  |  |  |  |  |  |  | 12/01/2055 | $200121.15 | 64.550% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 19.49 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224570020 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1623.19 | $1623.19 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1134.00 | $2334.84 | $94.50 | $194.57 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.4 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.3 | 0.43 |  |  |  |  |  |  |  | 12/01/2055 | $120771.00 | 35.730% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 58.34 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224570023 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3869.86 | $6927.60 |  | 6.898% | $2661.33 | $2661.33 | 6.750% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $42912.04 | 1 | $3908.88 | $1536.96 | $325.74 | $128.08 |  |  |  |  |  | 22.271% | 22.271% | 22.271% | [Redacted] | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3869.86 |  | 6.160% | $1500.00 | 2.6 | DU |  | ApproveEligible | No | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $258005.88 | 50.300% | No | 34 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 22.91 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224570024 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1490.00 | $2992.10 |  | 6.704% | $1920.93 | $1920.93 | 6.625% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $34424.50 | 1 | $21727.80 | $2987.04 | $1810.65 | $248.92 |  |  |  |  |  | 14.488% | 14.488% | 14.488% | [Redacted] | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 51.000% | 49.000% |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1490.00 |  | 6.260% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 6.625% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $644374.29 | 76.710% | No |  |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 23 |  |  | No |  | $19726.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224570034 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $16070.00 | $17191.91 |  | 7.481% | $4973.07 | $4973.07 | 7.250% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13351.77 | 1 | $13615.92 | $7241.28 | $1134.66 | $603.44 |  |  |  |  |  | 46.490% | 46.490% | 46.490% | [Redacted] | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 75.000% |  |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: 31.20000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: 31.20000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: 31.20000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: 31.20000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: 31.20000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: 31.20000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $16070.00 |  | 6.160% | $0.00 | 3.3 |  |  |  | Yes | No | 7.250% | 0 | 2 | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $38181.53 |  | No |  | 32 |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 5.67 |  |  | No |  | $0.00 | $6186.27 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224570036 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $2423.60 | $4011.56 |  | 6.995% | $1997.06 | $1997.06 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5464.88 | 1 | $3352.68 | $4556.76 | $279.39 | $379.73 |  |  |  |  |  | 45.959% | 45.959% | 45.959% | [Redacted] | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — S-Corp (>= 25%)]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2023 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2423.60 |  | 6.240% | $0.00 | 3.7 | LP /<br>LPA |  | Accept/Eligible | No | No | 6.875% | 0 |  | 2 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $13103.30 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 10.86 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224570046 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1590.00 | $10526.10 |  | 6.883% | $4721.79 | $4721.79 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11775.86 | 1 | $11375.04 | $0.00 | $947.92 | $0.00 |  |  |  |  |  | 38.413% | 38.413% | 38.413% | [Redacted] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2022 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1590.00 |  | 6.260% | $7025.32 | 1.6 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $315594.60 | 34.680% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.93 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224572311 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1558.56 | $1558.56 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4703.52 | $891.60 | $391.96 | $74.30 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.85 |  |  |  |  |  |  |  | 12/01/2055 | $80642.75 | 24.070% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.55 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224572313 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $3632.15 | $3632.15 | 6.750% | No | No |  |  |  |  | 0 |  |  | US Citizen | Non-Permanent<br>Resident Alien |  |  |  |  |  |  | 1 | $21406.32 | $1637.52 | $1783.86 | $136.46 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 789 | 662 | 686 | 666 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 | 4.2 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.3 |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Corp | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  | No | 35.07 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| 224573441 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1990.00 | $4355.65 |  | 6.693% | $3521.71 | $3521.71 | 6.625% | No | No | Not Employed | Non-Employment<br>Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $76976.66 | 1 | $8316.48 | $3612.00 | $693.04 | $301.00 |  |  |  |  |  | 9.809% | 9.809% | 9.809% | [Redacted] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Coborrower(s) — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1990.00 |  | 6.260% | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 12/01/2055 | $8061875.26 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 1704.48 |  | Yes | No |  | $85348.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224573446 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $2463.60 | $6379.50 |  | 7.161% | $2233.16 | $2233.16 | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5334.91 | 1 | $6126.36 | $870.00 | $510.53 | $72.50 |  |  |  |  |  | 47.486% | 47.486% | 47.486% | [Redacted] | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Non-Primary Income — Pension]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Pension]; Other — 2025 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2463.60 |  | 6.260% | $5000.00 | 1 | DU |  | ApproveEligible | No | No | 6.990% | 2 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $699895.19 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 182.34 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224573448 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3877.25 | $12741.05 |  | 7.663% | $5307.04 | $5307.04 | 7.500% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11506.13 | 1 | $3754.68 | $2256.00 | $312.89 | $188.00 |  |  |  |  |  | 39.118% | 39.118% | 39.118% | [Redacted] | 665 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2021 | [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3877.25 |  | 6.230% | $0.00 | 2.5 |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $1581.43 |  | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 4.27 |  |  | No |  | $18899.06 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224573453 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1990.00 | $9977.77 |  | 6.747% | $5926.62 | $5926.62 | 6.650% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $19327.12 | 1 | $14424.96 | $4320.00 | $1202.08 | $360.00 |  |  |  |  |  | 34.950% | 34.950% | 34.950% | [Redacted] | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Partnership (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Partnership (>= 25%)]; 1065 — 2024<br> [Borrower — \| Primary Income — Partnership (>= 25%)]; 4506-C (for Business) — 2024<br> [Borrower — \| Primary Income — Partnership (>= 25%)]; K-1 — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 1065 — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 4506-C (for Business) — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; K-1 — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 4506-C (for Business) — 2023<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 1065 — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 4506-C (for Business) — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; K-1 — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 1065 — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 4506-C (for Business) — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; K-1 — 2024<br> [Borrower — \| Non-Primary Income — K-1 (< 25%)]; K-1 — 2024<br> [Borrower — \| Non-Primary Income — K-1 (< 25%)]; K-1 — 2024<br> [Borrower — \| Non-Primary Income — K-1 (< 25%)]; K-1 — 2024<br> [Borrower — \| Non-Primary Income — K-1 (< 25%)]; K-1 — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 1065 — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 4506-C (for Business) — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; K-1 — 2024 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1990.00 |  | 6.170% | $3393.72 | 2.6 | LP /<br>LPA |  | Accept/Ineligible | Yes | No | 6.650% | 0 |  | 1 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $359981.50 | 31.190% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.92 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224573454 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $6934.96 | $8656.54 |  | 8.646% | $4521.21 | $4521.21 | 8.500% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15143.45 | 1 | $4481.52 | $8097.00 | $373.46 | $674.75 |  |  |  |  |  | 33.045% | 33.045% | 33.045% | [Redacted] | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $6934.96 |  | 6.260% | $11100.00 | 3 |  |  |  | No | No | 8.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 12/01/2055 | $2181318.98 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 343.71 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224573482 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2017.31 | $2017.31 | 6.375% | No | No |  |  |  |  | 0 |  |  | Foreign<br>National | Foreign<br>National |  |  |  |  |  |  | 1 | $3518.04 | $945.36 | $293.17 | $78.78 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | 12/01/2055 | $154402.13 | 35.810% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | Yes |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.33 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |  |
| 224573487 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $6565.00 | $1102.50 |  | 8.396% | $2736.26 | $2736.26 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $21968.75 | 1 | $4235.76 | $1247.04 | $352.98 | $103.92 |  |  |  |  |  | 22.742% | 22.742% | 22.742% | [Redacted] | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $6565.00 |  | 6.160% | $12000.00 | 1 |  |  |  | Yes | No | 8.375% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $3740.18 | 0.930% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.14 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224573511 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1195.00 | $2781.90 |  | 6.396% | $5614.83 | $5614.83 | 6.375% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9496.35 | 1 | $27103.92 | $1617.96 | $2258.66 | $134.83 |  |  |  |  |  | 47.764% | 47.764% | 47.764% | [Redacted] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Audited | [Borrower — \| Primary Income — S-Corp (>= 25%)]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; CPA Letter — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; P&L Statement — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; P&L Statement — 2025<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2024 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1195.00 |  | 6.160% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 6.375% | 1 | 1 | 1 | 0 | 2 | 0 |  |  | 8.97 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $958831.29 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 119.73 |  |  | No |  | $9199.17 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224573519 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $807.91 | $807.91 | 6.375% | No | No |  |  |  |  | 0 | 0 |  | US Citizen | US Citizen | US<br>Citizen |  |  |  |  |  | 1 | $2822.52 | $921.96 | $235.21 | $76.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 4.2 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.2 | 0.82 |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  |  |  |  | Yes | Final | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member | Individual | Member |  |  |  |  |  |  | Yes | Business<br>Entity | Yes |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 8 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224573524 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1490.00 | $3579.24 |  | 6.479% | $5206.33 | $5206.33 | 6.450% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $71369.20 | 1 | $15400.08 | $7285.92 | $1283.34 | $607.16 |  |  |  |  |  | 18.447% | 18.447% | 18.447% | [Redacted] | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — K-1 (< 25%)]; Other — 2025<br> [Borrower — \| Primary Income — K-1 (< 25%)]; Paystubs — 2025<br> [Borrower — \| Primary Income — K-1 (< 25%)]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — K-1 (< 25%)]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — K-1 (< 25%)]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — K-1 (< 25%)]; K-1 — 2024<br> [Borrower — \| Primary Income — K-1 (< 25%)]; W-2 — 2024<br> [Borrower — \| Primary Income — K-1 (< 25%)]; K-1 — 2023<br> [Borrower — \| Primary Income — K-1 (< 25%)]; W-2 — 2023<br> [Borrower — \| Non-Primary Income — K-1 (< 25%)]; K-1 — 2024<br> [Borrower — \| Non-Primary Income — K-1 (< 25%)]; K-1 — 2023<br> [Borrower — \| Non-Primary Income — Wages]; Other — 2025<br> [Borrower — \| Non-Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Non-Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Non-Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Non-Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Non-Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Non-Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 1040 — 2023<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1490.00 |  | 6.160% | $0.00 | 1 | DU |  | ApproveIneligible | No | No | 6.450% | 2 | 0 | 2 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $430934.26 | 41.630% | No | 33 | 1 |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 21.22 |  | No | No |  | $0.00 | $3000.01 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224573591 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $13107.58 | $13738.78 |  | 6.894% | $2138.03 | $2138.03 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8225.11 | 1 | $2091.00 | $878.16 | $174.25 | $73.18 |  |  |  |  |  | 43.773% | 43.773% | 43.773% | [Redacted] | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $13107.58 |  | 6.240% | $0.00 | 1.9 | LP /<br>LPA |  | Accept/Eligible | Yes | No | 6.500% | 0 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $138555.86 |  | No | 33 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 51.73 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224573593 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $11946.00 | $14034.70 |  | 8.144% | $3712.36 | $3712.36 | 7.875% | No | No | Self-Employed | Not Employed |  |  |  |  | Non-Permanent<br>Resident Alien | US Citizen |  |  |  |  |  |  | $13808.22 | 2 | $3784.56 | $2484.00 | $315.38 | $207.00 |  |  |  |  |  | 17.503% | 17.503% | 17.503% | [Redacted] | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal,<br>Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $11946.00 |  | 6.230% | $0.00 |  |  |  |  | No | No | 7.875% | 0 | 0 | 0 | 0 | 2 | 0 | 12 | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $170801.66 | 26.680% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  | Employment<br>Authorization |  |  |  |  | 10.71 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 2 |
| 224573617 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1056.34 | $1056.34 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 2 | $4554.12 | $1242.96 | $379.51 | $103.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.75 | 0.57 |  |  |  |  |  |  |  | 12/01/2055 | $88701.43 | 44.130% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 28.64 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 3 |
| 224573618 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1244.19 | $1244.19 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $597.48 | $602.04 | $49.79 | $50.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.33 | 0.74 |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 32.31 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| 224573621 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $5871.60 | $7873.77 |  | 6.998% | $3868.00 | $3868.00 | 6.875% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  | Cuba |  |  |  | $10245.82 | 1 | $6273.24 | $4598.04 | $522.77 | $383.17 |  |  |  |  |  | 34.371% | 34.371% | 34.371% | [Redacted] | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 24mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5871.60 |  | 6.260% | $19500.00 | 4.2 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $93200.14 | 12.660% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | Employment<br>Authorization |  |  |  |  | 5.85 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224573624 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $9801.25 | $11353.84 |  | 7.910% | $2733.85 | $2733.85 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5047.87 | 1 | $4148.28 | $1105.80 | $345.69 | $92.15 |  |  |  |  |  | 48.541% | 48.541% | 48.541% | [Redacted] | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Employer Letter — 2025<br> [Borrower — \| Primary Income — Wages]; Other — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $9801.25 |  | 6.170% | $200000.00 | 4.1 | DU |  | ApproveIneligible | No | No | 7.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $164335.51 | 31.900% | No | 33 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 43.54 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224573626 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $5905.91 | $8193.14 |  | 7.440% | $1209.63 | $1209.63 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4000.19 | 1 | $4502.16 | $3082.08 | $375.18 | $256.84 |  |  |  |  |  | 45.798% | 45.798% | 45.798% | [Redacted] | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Sole Proprietor]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Balance Sheet — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; P&L Statement — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 Transcript — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 1yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5905.91 |  | 6.310% | $0.00 | 2.9 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $11423.11 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.43 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **TILA<br>Status Loan<br>Designation** | **Exempt<br>QM/ATR<br>Equivalency** | **CDFI<br>Bank<br>Originated<br>Loan** | **Application<br>Date** | **TRID<br>Tested** | **GSE** | **HOEPA<br>Fees** | **TILA Fees** | **Rate<br>Lock<br>Date** | **Calculated<br>APR** | **Original<br>P&I** | **Qualifying<br>P&I** | **Qualifying<br>Rate** | **Is<br>Borrower Non<br>Occupant** | **Is Co<br>Borrower Non<br>Occupant** | **Borrower<br>Employment<br>Indicator** | **Co<br>Borrower<br>Employment<br>Indicator** | **Co<br>Borrower 2<br>Employment<br>Indicator** | **Co<br>Borrower 3<br>Employment<br>Indicator** | **Co<br>Borrower2 Length<br>of Employment** | **Co<br>Borrower3 Length<br>of Employment** | **Borrower<br>Foreign National<br>Indicator** | **Co<br>Borrower Foreign<br>National<br>Indicator** | **Co Borrower 2<br>Foreign National<br>Indicator** | **Co Borrower 3<br>Foreign National<br>Indicator** | **Borrower<br>Country<br>Name** | **Co<br>Borrower<br>Country<br>Name** | **Co<br>Borrower2<br>Country<br>Name** | **Co<br>Borrower3<br>Country<br>Name** | **Residual<br>Income** | **Num<br>Units** | **Annual<br>Property<br>Tax** | **Annual<br>Insurance<br>Costs** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Costs** | **HOA<br>Name** | **HOA<br>Address<br>State** | **Fee<br>Amount** | **Next Due<br>Date** | **HOA<br>Payment<br>Frequency** | **Investor<br>DTI** | **QM DTI** | **Non QM<br>DTI** | **Original<br>Credit<br>Report<br>Date** | **Qualifying<br>Credit<br>Score** | **Third<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Original FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Original FICO<br>Transunion** | **Most<br>Recent Updated<br>Credit Report<br>Date** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Primary<br>Wage Earner<br>Updated FICO<br>Transunion** | **Secondary Wage<br>Earner Updated<br>FICO Equifax** | **Secondary Wage<br>Earner Updated<br>FICO Experian** | **Secondary Wage<br>Earner Updated<br>FICO<br>Transunion** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Updated FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Updated FICO<br>Transunion** | **Most<br>Recent Updated<br>Co Borrower 2<br>FICO** | **Most<br>Recent Updated<br>Co Borrower 3<br>FICO** | **Co<br>Borrower 2 Asset<br>Verification<br>Level** | **Co<br>Borrower 3 Asset<br>Verification<br>Level** | **Co<br>Borrower 2<br>Income<br>Verification<br>Level** | **Co<br>Borrower 3<br>Income<br>Verification<br>Level** | **Co<br>Borrower 2<br>Employment<br>Verification<br>Level** | **Co<br>Borrower 3<br>Employment<br>Verification<br>Level** | **Asset<br>Depletion<br>Flag** | **Bank<br>Statements<br>Flag** | **Number of<br>Statements** | **Type of<br>Statements** | **Percent<br>of Income<br>From<br>Statements** | **Borrower<br>Business<br>Ownership%** | **CoBorrower Business<br>Ownership %** | **P&L Type** | **Income<br>Doc<br>Detail** | **Tax<br>Return<br>Doc<br>Details** | **Document<br>Level** | **Document<br>Type** | **Most<br>Recent<br>Bankruptcy<br>Type** | **Most<br>Recent<br>Bankruptcy<br>Filing Date** | **Most<br>Recent<br>Bankruptcy<br>Discharge<br>Date** | **Number of<br>Bankruptcy<br>Events** | **Months<br>Bankruptcy<br>(7, 11)** | **Months<br>Bankruptcy<br>(13)** | **Most<br>Recent Deed-<br>in - Lieu Date** | **Number<br>of Deed-<br>in-Lieu<br>Events** | **Months<br>Deed-<br>in-Lieu** | **Most<br>Recent Short<br>Sale Date** | **Number<br>of Short<br>Sale<br>Events** | **Months<br>Short Sale<br>(or Pre<br>FC)** | **Most<br>Recent<br>Foreclosure<br>Date** | **Number of<br>Foreclosure<br>Events** | **Months<br>Foreclosure** | **Prior<br>Mortgage/Rent<br>Late 30d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 60d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 90d<br>in 24m** | **Has ACH** | **Guideline<br>Name** | **UW<br>Guideline<br>Author** | **ATR QM<br>Total Points<br>and Fees<br>Audit** | **Loan<br>Regulation<br>Benchmark<br>Date** | **Benchmark<br>Rate** | **HUD 1<br>Page 1<br>Credits<br>Total** | **Collateral<br>Underwriter<br>Risk Score** | **AUS<br>Decision<br>System** | **Property<br>Inspection<br>Waiver<br>(PIW)** | **Rating Result** | **Eligible<br>For Rep and<br>Warrant Relief<br>Per Collateral<br>Advisor** | **Is Equity<br>Shared<br>Loan** | **Investor<br>Qualifying<br>Rate** | **Borrower<br>Years of<br>W2s** | **CoBorrower<br>Years of<br>W2s** | **Years of<br>Personal<br>Tax<br>Returns** | **Years of<br>Business<br>Tax<br>Returns** | **Years of<br>4506T** | **Years of<br>Tax<br>Transcripts** | **Months<br>of Personal<br>Bank<br>Statements** | **Months<br>of Business<br>Bank<br>Statements** | **Months<br>of Profit<br>and Loss<br>Statements** | **Expense<br>Letter** | **Total<br>DSCR** | **Total<br>Inverse<br>DSCR** | **Subordinate<br>Lien Type** | **Is Shared<br>Appreciation<br>Mortgage** | **Duration<br>of<br>Payout<br>Months** | **Seller<br>VSH<br>Indicator** | **Seller<br>Indicated VSH<br>Guideline** | **Validated<br>VSH** | **IO<br>Remaining<br>Amortization<br>Term at<br>Recast** | **Maturity<br>Date** | **Borrower<br>Own Funds<br>Cash<br>Amount** | **Borrower<br>Own<br>Funds<br>Percent** | **Is the<br>Note<br>an<br>eNote** | **Borrower<br>WVOE —

# of<br>Months of<br>Income<br>provided** | **Co<br>Borrower WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower2 WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower3 WVOE<br>— # of Months of<br>Income provided** | **Were the<br>origination<br>guidelines utilized<br>for this diligence<br>review?** | **Title<br>Evidence** | **Ownership<br>Type** | **Borrower<br>Type** | **Borrower<br>Designation** | **Co<br>Borrower<br>Type** | **Co<br>Borrower<br>Designation** | **Co<br>Borrower2<br>Type** | **Co<br>Borrower2<br>Designation** | **Co<br>Borrower3<br>Type** | **Co<br>Borrower3<br>Designation** | **Senior<br>Lien<br>Position** | **Senior<br>Lien Original<br>Loan<br>Amount** | **Senior<br>Lien Original<br>Interest Rate** | **Senior<br>Lien Note<br>Projected<br>Closing<br>Date** | **Senior<br>Lien<br>Current<br>Balance** | **Senior<br>Lien<br>Current<br>P&I** | **Loan<br>Closed in the<br>Name of an<br>Entity** | **Note<br>Executed<br>by** | **Assumable<br>Mortgage<br>Flag** | **Leasehold<br>Flag** | **Buydown<br>Flag** | **Borrower<br>Experian FICO<br>Model Used** |  | **Borrower<br>Equifax FICO<br>Model Used** | **Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower Experian<br>FICO Model Used** |  | **Co<br>Borrower Equifax<br>FICO Model<br>Used** | **Co Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower2 Experian<br>FICO Model Used** | **Co<br>Borrower2 Equifax<br>FICO Model Used** | **Co Borrower2<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower3 Experian<br>FICO Model Used** | **Co<br>Borrower3 Equifax<br>FICO Model Used** | **Co Borrower3<br>TransUnion FICO<br>Model Used** | **Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Delayed<br>Financing?** | **Months<br>Reserves** | **Correspondent<br>Type** | **Departure<br>Residence** | **Rate<br>Increase<br>on<br>Default** | **MERS<br>Min<br>Number** | **Co<br>Borrower<br>Other<br>Income** | **Co<br>Borrower<br>Wage<br>Income** | **Primary<br>Housing Lates 0 6<br>Months 30** | **Primary<br>Housing Lates 0 6<br>Months 60** | **Primary<br>Housing Lates 0 6<br>Months 90** | **Primary<br>Housing Lates 7<br>12 Months 30** | **Primary<br>Housing Lates 7<br>12 Months 60** | **Primary<br>Housing Lates 7<br>12 Months 90** | **Primary<br>Housing Lates 13<br>24 Months 30** | **Primary<br>Housing Lates 13<br>24 Months 60** | **Primary<br>Housing Lates 13<br>24 Months 90** | **Primary<br>Housing Lates 25<br>36 Months 30** | **Primary<br>Housing Lates 25<br>36 Months 60** | **Primary<br>Housing Lates 25<br>36 Months 90** | **Borrower<br>1 ITIN<br>Flag** | **Borrower<br>2 ITIN<br>Flag** | **Borrower<br>3 ITIN<br>Flag** | **Borrower<br>4 ITIN<br>Flag** | **Total<br>Number of<br>Mortgaged<br>Properties** |
| 224573631 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2524.44 | $2524.44 | 6.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $8940.36 | $886.08 | $745.03 | $73.84 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2.9 |  |  |  | No | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.85 |  |  |  |  |  |  |  | 12/01/2055 | $899996.91 | 73.460% | No |  |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 74.34 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224573633 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $900.44 | $900.44 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $2662.92 | $1367.04 | $221.91 | $113.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.81 | 0.54 |  |  |  |  |  |  |  | 12/01/2055 | $89693.53 | 47.830% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.18 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224573736 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1071.35 | $1071.35 | 6.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5053.56 | $869.40 | $421.13 | $72.45 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.79 |  |  |  |  |  |  |  | 12/01/2055 | $168739.17 | 58.180% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.65 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224573739 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $3035.07 | $3035.07 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $5841.48 | $3183.96 | $486.79 | $265.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.29 | 0.77 |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 60.66 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 7 |
| 224573744 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $6835.00 | $8442.75 |  | 9.161% | $4087.85 | $4087.85 | 8.990% | No | No | Self-<br>Employed | Not<br>Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $33991.90 | 1 | $8034.84 | $1519.20 | $669.57 | $126.60 |  |  |  |  |  | 35.241% | 35.241% | 35.241% | [Redacted] | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $6835.00 |  | 6.260% | $16950.00 | 2.6 |  |  |  | No | No | 8.990% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $84065.24 | 14.870% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 18.94 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224573757 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1613.77 | $1613.77 | 7.625% | No | No |  |  |  |  | 0 |  |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  |  | 2 | $2041.08 | $2282.04 | $170.09 | $190.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 720 | 720 | 705 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.31 | 0.75 |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Corp | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  | 36.73 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| 224573758 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2049.00 | $2049.00 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $5246.04 | $2789.28 | $437.17 | $232.44 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.23 | 0.8 |  |  |  |  |  |  |  | 12/01/2055 | $147908.25 | 36.970% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.53 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 2 |
| 224573767 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $753.83 | $753.83 | 6.875% | No | No |  |  |  |  | 0 |  |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  |  | 1 | $2765.28 | $2023.80 | $230.44 | $168.65 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 792 | 792 | 791 | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.79 |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  | No | 45.11 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224574546 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1686.52 | $1686.52 | 5.990% | No | No |  |  |  |  | 0 |  |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  |  | 1 | $5972.16 | $1173.00 | $497.68 | $97.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 765 | 764 | 764 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-<br>Stated/<br>Partially<br>Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 5.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.5 | 0.66 |  |  |  |  |  |  |  | 12/01/2055 | $40703.97 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  | No | 14.85 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224574549 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $3492.74 | $3492.74 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | $5673.60 | $2198.52 | $472.80 | $183.21 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.34 | 0.74 |  |  |  |  |  |  |  | 12/01/2055 | $298048.36 | 43.830% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 33.51 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224574551 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $4064.18 | $4064.18 | 7.500% | No | No |  |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | 3 | $12555.72 | $2696.04 | $1046.31 | $224.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.2 | 0.82 |  |  |  |  |  |  |  | 12/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 39.1 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| 224574553 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1209.63 | $1209.63 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1249.68 | $1257.00 | $104.14 | $104.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 671 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.9 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.79 |  |  |  |  |  |  |  | 12/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 23.25 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224574934 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $39329.36 | $44236.80 |  | 8.953% | $10627.72 | $10627.72 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $22104.91 | 1 | $12015.84 | $1113.96 | $1001.32 | $92.83 |  |  |  |  |  | 49.914% | 49.914% | 49.914% | [Redacted] | 673 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; WVOE — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 1 | 2 |  |  | Cross<br>Country | $39329.36 |  | 6.260% | $15000.00 |  |  |  |  | No | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 12/01/2055 | $934442.40 | 54.700% | No | 6 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 48.88 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224575224 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $669.08 | $669.08 | 6.875% | No | No |  |  |  |  | 0 |  |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  |  | 2 | $1334.64 | $2135.28 | $111.22 | $177.94 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 792 | 792 | 791 | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.51 | 0.66 |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  | No | 96.27 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224575232 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1597.87 | $1597.87 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2494.92 | $1065.96 | $207.91 | $88.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.35 | 0.74 |  |  |  |  |  |  |  | 12/01/2055 | $375585.00 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 161.6 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224575779 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1157.55 | $1157.55 | 6.250% | No | No |  |  |  |  | 0 |  |  | US<br>Citizen | N/A |  |  |  |  |  |  | 1 | $3419.16 | $4485.96 | $284.93 | $373.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.86 |  |  |  |  |  |  |  | 12/01/2055 | $5000.00 | 2.120% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 3.86 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| 224581834 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $8974.75 | $11055.08 |  | 7.143% | $4480.94 | $4480.94 | 6.990% | No | No | Self-<br>Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12345.14 | 1 | $12049.32 | $4170.00 | $1004.11 | $347.50 |  |  |  |  |  | 32.811% | 32.811% | 32.811% | [Redacted] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $8974.75 |  | 6.320% | $0.00 | 1 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $177006.45 | 19.680% | No |  |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.2 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224582071 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $10930.00 | $12865.35 |  | 6.859% | $1946.77 | $1946.77 | 6.500% | No | No | Not<br>Employed | Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  | $6874.80 | 1 | $4708.32 | $2560.68 | $392.36 | $213.39 |  |  |  |  |  | 35.041% | 35.041% | 35.041% | [Redacted] | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025 | [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $10930.00 |  | 6.230% | $569.00 | 1 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $153754.45 | 39.930% | No |  | 8 |  |  | Yes | Short Form | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 55.85 |  | No | No |  | $0.00 | $10583.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224582088 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1109.51 | $1109.51 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1494.84 | $0.00 | $124.57 | $0.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | N/<br>A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.86 |  |  |  |  |  |  |  | 12/01/2055 | $1973504.04 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1343.55 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 |
| 224583975 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1109.51 | $1109.51 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1494.84 | $0.00 | $124.57 | $0.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.86 |  |  |  |  |  |  |  | 12/01/2055 | $1973504.04 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1343.55 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 |
| 224583977 | [Redacted] | [Redacted] |  | Safe<br>Harbor<br>QM<br>(APOR) |  |  |  | Yes | No | $8409.39 | $9373.37 |  | 7.171% | $3249.39 | $3249.39 | 6.990% | No | No | Self-<br>Employed |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  |  |  |  |  | $16046.45 | 1 | $5322.36 | $1053.00 | $443.53 | $87.75 |  |  |  |  |  | 19.752% | 19.752% | 19.752% | [Redacted] | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $8409.39 |  | 6.170% | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not<br>Stated |  |  |  | 12/01/2055 | $175215.82 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | VISA |  |  |  | No | 33.06 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224583980 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $6226.54 | $6226.54 | 6.750% | No | No |  |  |  |  | 0 |  |  | US<br>Citizen |  |  |  |  |  |  |  | 1 | $7455.72 | $7181.88 | $621.31 | $598.49 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 4.6 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.39 | 0.71 |  |  |  |  |  |  |  | 01/01/2056 | $354831.18 | 29.560% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 14.78 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224583982 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1477.72 | $1477.72 | 6.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $5637.12 | $1449.48 | $469.76 | $120.79 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 816 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2.5 |  |  |  | Yes | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.9 |  |  |  |  |  |  |  | 01/01/2056 | $333667.17 | 83.410% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 80.96 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224583984 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1556.73 | $1556.73 | 7.250% | No | No |  |  |  |  | 0 |  |  | Foreign<br>National | N/A |  |  |  |  |  |  | 1 | $3933.96 | $864.72 | $327.83 | $72.06 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 | 2.8 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.75 | 1.32 |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 |  |  |  |  |  |  |  |  |  |  |  | No | 79.65 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 |
| 224583987 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1109.51 | $1109.51 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1494.84 | $0.00 | $124.57 | $0.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.86 |  |  |  |  |  |  |  | 12/01/2055 | $1901444.06 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1293.44 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 |
| 224584193 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1109.51 | $1109.51 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1494.84 | $0.00 | $124.57 | $0.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.86 |  |  |  |  |  |  |  | 12/01/2055 | $1923344.06 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1308.57 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 |
| 224584209 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1109.51 | $1109.51 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1494.84 | $0.00 | $124.57 | $0.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.86 |  |  |  |  |  |  |  | 12/01/2055 | $1973504.01 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1343.39 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 |
| 224584215 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $4031.04 | $5891.96 |  | 7.051% | $2060.13 | $2060.13 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3027.29 | 1 | $5929.08 | $1869.24 | $494.09 | $155.77 |  |  |  |  |  | 49.049% | 49.049% | 49.049% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4031.04 |  | 6.230% | $0.00 | 1.2 | DU |  | ApproveEligible | Yes | No | 6.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $550632.08 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 142.72 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224584219 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $12965.00 | $3970.80 |  | 8.756% | $4012.17 | $4012.17 | 8.750% | No | No | Self-<br>Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12277.51 | 1 | $9375.24 | $2699.04 | $781.27 | $224.92 |  |  |  |  |  | 32.037% | 32.037% | 32.037% | [Redacted] | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal,<br>Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $12965.00 |  | 6.230% | $85000.00 | 1.5 |  |  |  | Yes | No | 8.750% | 0 |  | 0 | 0 | 2 | 0 | 12 | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $26766.35 | 4.460% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.2 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224584223 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $1590.00 | $3299.64 |  | 7.042% | $3349.74 | $3349.74 | 6.990% | No | No | Self-<br>Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15927.26 | 1 | $3897.00 | $1625.04 | $324.75 | $135.42 |  |  |  |  |  | 31.369% | 31.369% | 31.369% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2024 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1590.00 |  | 6.230% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.990% | 1 |  | 1 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $349033.40 | 55.400% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 55.28 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224588090 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1162.16 | $1162.16 | 7.125% | No | No |  |  |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  |  | 1 | $3179.76 | $1395.60 | $264.98 | $116.30 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2.5 |  |  |  | No | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.96 |  |  |  |  |  |  |  | 12/01/2055 | $190173.40 | 82.680% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 79.41 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224588095 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1109.51 | $1109.51 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1494.84 | $0.00 | $124.57 | $0.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | N/<br>A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.86 |  |  |  |  |  |  |  | 12/01/2055 | $1973504.04 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1343.69 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 |
| 224588389 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $19140.00 | $20653.28 |  | 8.061% | $4871.60 | $4871.60 | 7.750% | No | No | Self-<br>Employed | Self-<br>Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $128083.29 | 1 | $9341.76 | $5002.20 | $778.48 | $416.85 |  |  |  |  |  | 11.950% | 11.950% | 11.950% | [Redacted] | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2017<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2017<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Other — 2017<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Other — 2017 | [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $19140.00 |  | 6.230% | $0.00 | 3.4 |  |  |  | No | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 11.32 |  |  | No |  | $72733.11 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224588548 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $43186.00 | $18154.16 |  | 7.323% | $3535.84 | $3535.84 | 6.990% | No | No | Not<br>Employed | Employed | Employed |  | 28.67 |  |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  | $11539.93 | 1 | $5868.48 | $2196.48 | $489.04 | $183.04 |  |  |  |  |  | 12.191% | 12.191% | 12.191% | [Redacted] | 742 | 781 | 770 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  | Level<br>5-<br>Stated/<br>Verified<br>as<br>defined |  | Level<br>3-<br>Stated/<br>Verified<br>as<br>defined |  | No | No |  |  |  |  |  |  | [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; WVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $43186.00 |  | 6.230% | $5000.00 | 1.3 |  |  |  | No | No | 6.990% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $580389.07 | 87.270% | No |  | 34 | 34 |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  | 76.45 |  | No | No |  | $0.00 | $13142.03 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224612539 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $782.18 | $782.18 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $3296.52 | $690.96 | $274.71 | $57.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.6 | 0.62 |  |  |  |  |  |  |  | 01/01/2056 | $389991.09 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 316.23 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| 224612557 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3994.00 | $5713.29 |  | 6.537% | $1996.38 | $1996.38 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10194.37 | 1 | $5597.64 | $747.96 | $466.47 | $62.33 |  |  |  |  |  | 39.809% | 39.809% | 39.809% | [Redacted] | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3994.00 |  | 6.240% | $1100.00 | 2 |  |  |  | No | No | 6.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $159493.94 | 39.870% | No | 23 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.29 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224612564 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4425.00 | $7221.60 |  | 7.724% | $1817.96 | $1817.96 | 7.500% | No | No | Self-<br>Employed |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  | Mexico |  |  |  | $6439.23 | 1 | $4890.00 | $1058.04 | $407.50 | $88.17 |  |  |  |  |  | 33.452% | 33.452% | 33.452% | [Redacted] | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 21.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 21.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 21.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 21.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 21.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4425.00 |  | 6.170% | $2000.00 | 1.1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $132238.25 | 40.680% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | Employment<br>Authorization |  |  |  |  | 30.74 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224612878 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4040.00 | $5466.00 |  | 8.014% | $699.21 | $699.21 | 7.500% | No | No | Employed | Employed |  |  |  |  | Permanent<br>Resident Alien | Permanent<br>Resident<br>Alien |  |  |  |  |  |  | $4394.58 | 1 | $1667.04 | $2171.28 | $138.92 | $180.94 |  |  |  |  |  | 27.562% | 27.562% | 27.562% | [Redacted] | 651 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 1040 — 2023<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 4506-C — 2022<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4040.00 |  | 6.260% | $18000.00 | 1 |  |  |  | Yes | No | 7.500% | 2 | 2 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $27630.23 | 22.100% | No | 11 | 11 |  |  | Yes | Final | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  | Resident<br>Alien Card | Resident<br>Alien<br>Card |  |  |  | 5.89 |  | No | No |  | $0.00 | $2773.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224612879 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1200.34 | $1200.34 | 6.250% | No | No |  |  |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  |  | 1 | $3731.88 | $525.00 | $310.99 | $43.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.45 | 0.68 |  |  |  |  |  |  |  | 01/01/2056 | $256757.58 | 65.850% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 35.03 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 |
| 224614094 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $881.01 | $881.01 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $5252.28 | $1190.04 | $437.69 | $99.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.94 |  |  |  |  |  |  |  | 01/01/2056 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 81.74 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **TILA<br>Status Loan<br>Designation** | **Exempt<br>QM/ATR<br>Equivalency** | **CDFI<br>Bank<br>Originated<br>Loan** | **Application<br>Date** | **TRID<br>Tested** | **GSE** | **HOEPA<br>Fees** | **TILA Fees** | **Rate<br>Lock<br>Date** | **Calculated<br>APR** | **Original<br>P&I** | **Qualifying<br>P&I** | **Qualifying<br>Rate** | **Is<br>Borrower Non<br>Occupant** | **Is Co<br>Borrower Non<br>Occupant** | **Borrower<br>Employment<br>Indicator** | **Co<br>Borrower<br>Employment<br>Indicator** | **Co<br>Borrower 2<br>Employment<br>Indicator** | **Co<br>Borrower 3<br>Employment<br>Indicator** | **Co<br>Borrower2 Length<br>of Employment** | **Co<br>Borrower3 Length<br>of Employment** | **Borrower<br>Foreign National<br>Indicator** | **Co<br>Borrower Foreign<br>National<br>Indicator** | **Co Borrower 2<br>Foreign National<br>Indicator** | **Co Borrower 3<br>Foreign National<br>Indicator** | **Borrower<br>Country<br>Name** | **Co<br>Borrower<br>Country<br>Name** | **Co<br>Borrower2<br>Country<br>Name** | **Co<br>Borrower3<br>Country<br>Name** | **Residual<br>Income** | **Num<br>Units** | **Annual<br>Property<br>Tax** | **Annual<br>Insurance<br>Costs** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Costs** | **HOA<br>Name** | **HOA<br>Address<br>State** | **Fee<br>Amount** | **Next Due<br>Date** | **HOA<br>Payment<br>Frequency** | **Investor<br>DTI** | **QM DTI** | **Non QM<br>DTI** | **Original<br>Credit<br>Report<br>Date** | **Qualifying<br>Credit<br>Score** | **Third<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Original FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Original FICO<br>Transunion** | **Most<br>Recent Updated<br>Credit Report<br>Date** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Primary<br>Wage Earner<br>Updated FICO<br>Transunion** | **Secondary Wage<br>Earner Updated<br>FICO Equifax** | **Secondary Wage<br>Earner Updated<br>FICO Experian** | **Secondary Wage<br>Earner Updated<br>FICO<br>Transunion** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Updated FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Updated FICO<br>Transunion** | **Most<br>Recent Updated<br>Co Borrower 2<br>FICO** | **Most<br>Recent Updated<br>Co Borrower 3<br>FICO** | **Co<br>Borrower 2 Asset<br>Verification<br>Level** | **Co<br>Borrower 3 Asset<br>Verification<br>Level** | **Co<br>Borrower 2<br>Income<br>Verification<br>Level** | **Co<br>Borrower 3<br>Income<br>Verification<br>Level** | **Co<br>Borrower 2<br>Employment<br>Verification<br>Level** | **Co<br>Borrower 3<br>Employment<br>Verification<br>Level** | **Asset<br>Depletion<br>Flag** | **Bank<br>Statements<br>Flag** | **Number of<br>Statements** | **Type of<br>Statements** | **Percent<br>of Income<br>From<br>Statements** | **Borrower<br>Business<br>Ownership%** | **CoBorrower Business<br>Ownership %** | **P&L Type** | **Income<br>Doc<br>Detail** | **Tax<br>Return<br>Doc<br>Details** | **Document<br>Level** | **Document<br>Type** |  | **Most<br>Recent<br>Bankruptcy<br>Type** | **Most<br>Recent<br>Bankruptcy<br>Filing Date** | **Most<br>Recent<br>Bankruptcy<br>Discharge<br>Date** | **Number of<br>Bankruptcy<br>Events** | **Months<br>Bankruptcy<br>(7, 11)** | **Months<br>Bankruptcy<br>(13)** | **Most<br>Recent Deed-<br>in - Lieu Date** | **Number<br>of Deed-<br>in-Lieu<br>Events** | **Months<br>Deed-<br>in-Lieu** | **Most<br>Recent Short<br>Sale Date** | **Number<br>of Short<br>Sale<br>Events** | **Months<br>Short Sale<br>(or Pre<br>FC)** | **Most<br>Recent<br>Foreclosure<br>Date** | **Number of<br>Foreclosure<br>Events** | **Months<br>Foreclosure** | **Prior<br>Mortgage/Rent<br>Late 30d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 60d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 90d<br>in 24m** | **Has ACH** | **Guideline<br>Name** | **UW<br>Guideline<br>Author** | **ATR QM<br>Total Points<br>and Fees<br>Audit** | **Loan<br>Regulation<br>Benchmark<br>Date** | **Benchmark<br>Rate** | **HUD 1<br>Page 1<br>Credits<br>Total** | **Collateral<br>Underwriter<br>Risk Score** | **AUS<br>Decision<br>System** | **Property<br>Inspection<br>Waiver<br>(PIW)** | **Rating Result** | **Eligible<br>For Rep and<br>Warrant Relief<br>Per Collateral<br>Advisor** | **Is Equity<br>Shared<br>Loan** | **Investor<br>Qualifying<br>Rate** | **Borrower<br>Years of<br>W2s** | **CoBorrower<br>Years of<br>W2s** | **Years of<br>Personal<br>Tax<br>Returns** | **Years of<br>Business<br>Tax<br>Returns** | **Years of<br>4506T** | **Years of<br>Tax<br>Transcripts** | **Months<br>of Personal<br>Bank<br>Statements** | **Months<br>of Business<br>Bank<br>Statements** | **Months<br>of Profit<br>and Loss<br>Statements** | **Expense<br>Letter** | **Total<br>DSCR** | **Total<br>Inverse<br>DSCR** | **Subordinate<br>Lien Type** | **Is Shared<br>Appreciation<br>Mortgage** | **Duration<br>of<br>Payout<br>Months** | **Seller<br>VSH<br>Indicator** | **Seller<br>Indicated VSH<br>Guideline** | **Validated<br>VSH** | **IO<br>Remaining<br>Amortization<br>Term at<br>Recast** | **Maturity<br>Date** | **Borrower<br>Own Funds<br>Cash<br>Amount** | **Borrower<br>Own<br>Funds<br>Percent** | **Is the<br>Note<br>an<br>eNote** | **Borrower<br>WVOE —

# of<br>Months of<br>Income<br>provided** | **Co<br>Borrower WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower2 WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower3 WVOE<br>— # of Months of<br>Income provided** | **Were the<br>origination<br>guidelines utilized<br>for this diligence<br>review?** | **Title<br>Evidence** | **Ownership<br>Type** | **Borrower<br>Type** | **Borrower<br>Designation** | **Co<br>Borrower<br>Type** | **Co<br>Borrower<br>Designation** | **Co<br>Borrower2<br>Type** | **Co<br>Borrower2<br>Designation** | **Co<br>Borrower3<br>Type** | **Co<br>Borrower3<br>Designation** | **Senior<br>Lien<br>Position** | **Senior<br>Lien Original<br>Loan<br>Amount** | **Senior<br>Lien Original<br>Interest Rate** | **Senior<br>Lien Note<br>Projected<br>Closing<br>Date** | **Senior<br>Lien<br>Current<br>Balance** | **Senior<br>Lien<br>Current<br>P&I** | **Loan<br>Closed in the<br>Name of an<br>Entity** | **Note<br>Executed<br>by** | **Assumable<br>Mortgage<br>Flag** | **Leasehold<br>Flag** | **Buydown<br>Flag** | **Borrower<br>Experian FICO<br>Model Used** |  | **Borrower<br>Equifax FICO<br>Model Used** | **Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower Experian<br>FICO Model Used** |  | **Co<br>Borrower Equifax<br>FICO Model<br>Used** | **Co Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower2 Experian<br>FICO Model Used** | **Co<br>Borrower2 Equifax<br>FICO Model Used** | **Co Borrower2<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower3 Experian<br>FICO Model Used** | **Co<br>Borrower3 Equifax<br>FICO Model Used** | **Co Borrower3<br>TransUnion FICO<br>Model Used** | **Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Delayed<br>Financing?** | **Months<br>Reserves** | **Correspondent<br>Type** | **Departure<br>Residence** | **Rate<br>Increase<br>on<br>Default** | **MERS<br>Min<br>Number** | **Co<br>Borrower<br>Other<br>Income** | **Co<br>Borrower<br>Wage<br>Income** | **Primary<br>Housing Lates 0 6<br>Months 30** | **Primary<br>Housing Lates 0 6<br>Months 60** | **Primary<br>Housing Lates 0 6<br>Months 90** | **Primary<br>Housing Lates 7<br>12 Months 30** | **Primary<br>Housing Lates 7<br>12 Months 60** | **Primary<br>Housing Lates 7<br>12 Months 90** | **Primary<br>Housing Lates 13<br>24 Months 30** | **Primary<br>Housing Lates 13<br>24 Months 60** | **Primary<br>Housing Lates 13<br>24 Months 90** | **Primary<br>Housing Lates 25<br>36 Months 30** | **Primary<br>Housing Lates 25<br>36 Months 60** | **Primary<br>Housing Lates 25<br>36 Months 90** | **Borrower<br>1 ITIN<br>Flag** | **Borrower<br>2 ITIN<br>Flag** | **Borrower<br>3 ITIN<br>Flag** | **Borrower<br>4 ITIN<br>Flag** | **Total<br>Number of<br>Mortgaged<br>Properties** |
| 224614111 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1585.82 | $1585.82 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $6510.72 | $835.20 | $542.56 | $69.60 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.48 | 0.67 |  |  |  |  |  |  |  | 12/01/2055 | $48240.50 | 11.830% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 65.97 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224614125 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2594.39 | $2594.39 | 6.750% | No | No |  |  |  |  | 0 |  |  | Foreign<br>National |  |  |  |  |  |  |  | 4 | $14784.48 | $4058.04 | $1232.04 | $338.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.79 | 0.55 |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  |  |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 94.23 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 |
| 224614130 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4480.00 | $9679.08 |  | 7.792% | $4918.27 | $5560.87 | 8.253% | No | No | Employed | Self-<br>Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $8561.69 | 1 | $8161.92 | $3057.96 | $680.16 | $254.83 |  |  |  |  |  | 49.437% | 51.086% | 49.437% | [Redacted] | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 22.000% |  | 100.000% |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 37.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 37.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 37.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 37.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 4506-C — 2022<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4480.00 |  | 6.530% | $0.00 | 3 |  |  |  | No | No | 8.253% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $265012.00 | 28.640% | No | 5 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 12.37 |  |  | No |  | $3734.73 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224614131 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $22715.00 | $23585.00 |  | 6.773% | $5372.58 | $5372.58 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $153859.56 | 1 | $17731.80 | $7704.00 | $1477.65 | $642.00 |  |  |  |  |  | 10.023% | 10.023% | 10.023% | [Redacted] | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2025<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $22715.00 |  | 6.160% | $0.00 | 1.8 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $94629.11 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 17.77 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224614172 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2050.00 | $3688.10 |  | 7.268% | $1616.92 | $1616.92 | 7.125% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3742.98 | 1 | $3510.00 | $755.04 | $292.50 | $62.92 |  |  |  |  |  | 34.965% | 34.965% | 34.965% | [Redacted] | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Disability]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Pension]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Pension]; Award Letter / Continuance Letter — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022 | Full<br>Documentation<br>(F) | Retirement<br>Income —<br>Fully<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2050.00 |  | 6.260% | $850.00 | 1 |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $68439.32 | 22.810% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 23.6 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224614181 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $20651.00 | $11587.79 |  | 8.776% | $3356.31 | $3356.31 | 8.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8895.92 | 1 | $1779.12 | $1427.04 | $148.26 | $118.92 |  |  |  |  |  | 42.277% | 42.277% | 42.277% | [Redacted] | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 48 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $20651.00 |  | 6.170% | $14350.00 | 1.1 |  |  |  | Yes | No | 8.500% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $2500.00 | 0.510% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.43 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224614188 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $9040.00 | $14024.26 |  | 7.321% | $7127.28 | $7127.28 | 7.200% | No | No | Self-Employed | Not<br>Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $38632.21 | 1 | $13347.96 | $4121.04 | $1112.33 | $343.42 |  |  |  |  |  | 29.943% | 29.943% | 29.943% | [Redacted] | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — S-Corp (>= 25%)]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Balance Sheet — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; CPA Letter — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2023 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $9040.00 |  | 6.170% | $4372.00 | 1 | DU |  | ApproveIneligible | Yes | No | 7.200% | 1 | 0 | 1 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $373669.58 | 28.470% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 10.65 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224614199 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $12564.25 | $4200.95 |  | 6.970% | $1160.99 | $1160.99 | 6.750% | No | No | Not Employed | Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  | $9084.91 | 1 | $6305.76 | $2828.76 | $525.48 | $235.73 |  |  |  |  |  | 27.358% | 27.358% | 27.358% | [Redacted] | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023<br> [Coborrower(s) — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025 | [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $12564.25 |  | 6.260% | $0.00 | 1 |  |  |  | No | No | 6.750% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 12/01/2055 | $568798.14 |  | No |  | 33 |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 295.91 |  | No | No |  | $6266.46 | $6240.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224614201 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $5409.69 | $1992.97 |  | 8.197% | $670.66 | $670.66 | 7.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $6239.43 | 1 | $216.72 | $1485.00 | $18.06 | $123.75 |  |  |  |  |  | 27.121% | 27.121% | 27.121% | [Redacted] | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Other — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; WVOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; WVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5409.69 |  | 5.560% | $1900.00 | 2.9 | DU |  | ApproveIneligible | No | No | 7.750% | 2 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2040 | $35992.08 | 37.880% | No | 33 | 13 |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 9.53 |  | No | No |  | $0.00 | $3927.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224614214 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $6602.50 | $20397.84 |  | 7.095% | $11631.04 | $11631.04 | 6.990% | No | No | Self-Employed | Not<br>Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $73512.41 | 1 | $17791.80 | $2191.56 | $1482.65 | $182.63 |  |  |  |  |  | 20.248% | 20.248% | 20.248% | [Redacted] | 691 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other — 2020 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Alternative<br>Documentation<br>(A) | 24mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $6602.50 |  | 6.260% | $0.00 | 3.2 |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 40.24 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224616131 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $6910.00 | $9333.75 |  | 6.900% | $3761.87 | $3761.87 | 6.750% | No | No | Self-Employed | Self-<br>Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $8195.80 | 1 | $11921.04 | $3147.00 | $993.42 | $262.25 |  |  |  |  |  | 40.796% | 40.796% | 40.796% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Third Party Verification — 2025<br> [Coborrower(s) — \| Non-Primary Income — Shared Bank Statements]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Non-Primary Income — Shared Bank Statements]; CPA Letter — 2025<br> [Coborrower(s) — \| Non-Primary Income — Shared Bank Statements]; Other — 2025<br> [Coborrower(s) — \| Non-Primary Income — Shared Bank Statements]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $6910.00 |  | 6.230% | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $77295.88 | 10.660% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 10.49 |  |  | No |  | $6921.67 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224616133 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $52787.50 | $16855.00 |  | 6.598% | $4571.41 | $4571.41 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18597.53 | 1 | $4028.40 | $748.32 | $335.70 | $62.36 |  |  |  |  |  | 38.847% | 38.847% | 38.847% | [Redacted] | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  | Borrower<br>Prepared | [Borrower — \| Primary Income — S-Corp (>= 25%)]; P&L Statement — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2022<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2024<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; 1120S — 2023<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2023<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; K-1 — 2023<br> [Borrower — \| Non-Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2022<br> [Borrower — \| Non-Primary Income — Sole Proprietor]; 1040 — Schedule C — 2024<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $52787.50 |  | 6.230% | $0.00 | 4 |  |  |  | N/<br>A | No | 6.375% | 0 |  | 0 | 0 | 3 | 0 |  |  | 8.97 | No |  |  |  |  | Other |  |  |  |  | 12/01/2055 | $876569.73 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 282.85 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224616134 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $14331.25 | $1352.26 |  | 7.341% | $3420.57 | $3420.57 | 7.375% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  |  |  |  |  | $21484.05 | 1 | $8282.04 | $2235.00 | $690.17 | $186.25 |  |  |  |  |  | 18.538% | 18.538% | 18.538% | [Redacted] | 667 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2019 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $14331.25 |  | 6.170% | $27500.00 | 5 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $207893.82 | 29.380% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 41.07 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224617924 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $632.07 | $632.07 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2713.80 | $1298.04 | $226.15 | $108.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.06 | 0.48 |  |  |  |  |  |  |  | 01/01/2056 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 95.5 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224618981 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1993.89 | $1993.89 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $10441.68 | $5694.96 | $870.14 | $474.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | 12/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 83.11 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 |
| 224619032 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $10090.00 | $16764.18 |  | 6.416% | $4617.88 | $4617.88 | 6.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10337.33 | 1 | $21600.00 | $4221.12 | $1800.00 | $351.76 |  |  |  |  |  | 39.906% | 39.906% | 39.906% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 32.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 32.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 32.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $10090.00 |  | 6.230% | $0.00 | 2 | DU |  | ApproveEligible | No | No | 6.250% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $1744609.39 | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 143.97 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224619036 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2188.40 | $2188.40 | 8.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $3616.32 | $2282.04 | $301.36 | $190.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 8.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.9 |  |  |  |  |  |  |  | 12/01/2055 | $4616.37 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 9.07 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224619037 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1047.08 | $1047.08 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3429.00 | $1367.04 | $285.75 | $113.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.58 | 0.62 |  |  |  |  |  |  |  | 12/01/2055 | $87118.00 | 38.250% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.12 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224619038 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2689.38 | $5553.53 |  | 8.092% | $2540.08 | $2540.08 | 7.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7897.13 | 1 | $2399.04 | $2978.52 | $199.92 | $248.21 |  |  |  |  |  | 33.264% | 33.264% | 33.264% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2689.38 |  | 6.260% | $4000.00 | 1 |  |  |  | No | No | 7.990% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $91792.11 | 23.840% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.33 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224619039 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4358.38 | $5237.67 |  | 9.070% | $775.06 | $775.06 | 8.500% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4597.21 | 1 | $174.36 | $2276.88 | $14.53 | $189.74 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion<br>| <br>(Residual <br>Income) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4358.38 |  | 6.260% | $4000.00 |  |  |  |  | N/<br>A | No | 8.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 12/01/2055 | $412532.41 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 370.92 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224619041 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $6471.00 | $9369.94 |  | 6.941% | $3009.50 | $3009.50 | 6.750% | No | Yes | Employed | Self-<br>Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $9444.72 | 1 | $3425.88 | $1782.84 | $285.49 | $148.57 |  |  |  |  |  | 41.757% | 41.757% | 41.757% | [Redacted] | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 73.000% |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; WVOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $6471.00 |  | 6.260% | $11600.00 | 1 |  |  |  | Yes | No | 6.750% | 2 | 0 | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $147056.09 | 25.350% | No | 34 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 6.86 |  | Yes | No |  | $11910.46 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224620196 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3594.34 | $4106.89 |  | 7.251% | $1017.17 | $1017.17 | 6.990% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1833.07 | 1 | $1290.00 | $2724.00 | $107.50 | $227.00 |  |  |  |  |  | 46.910% | 46.910% | 46.910% | [Redacted] | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Social Security]; Award Letter / Continuance Letter — 2025 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Transcripts (1040) — No Results Returned — 2023 | Full<br>Documentation<br>(F) | Retirement<br>Income —<br>Fully<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3594.34 |  | 6.160% | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $595157.50 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 114.89 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224620219 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $896.44 | $896.44 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $3353.64 | $1374.00 | $279.47 | $114.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.39 | 0.71 |  |  |  |  |  |  |  | 01/01/2056 | $64000.68 | 36.570% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.39 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224624866 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1409.02 | $1409.02 | 6.990% | No | No |  |  |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  |  | 1 | $4926.72 | $2825.04 | $410.56 | $235.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.65 | 0.6 |  |  |  |  |  |  |  | 12/01/2055 | $287100.14 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 113.78 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224628996 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2096.20 | $2096.20 | 6.375% | No | No |  |  |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  |  | 1 | $7378.92 | $1599.96 | $614.91 | $133.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | 12/01/2055 | $393459.24 | 70.260% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 55.37 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224629772 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2794.77 | $2794.77 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2975.04 | $1526.04 | $247.92 | $127.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.39 | 0.71 |  |  |  |  |  |  |  | 12/01/2055 | $192703.80 | 33.220% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.67 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224635550 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1395.00 | $2564.42 |  | 7.020% | $6485.14 | $6485.14 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18548.63 | 1 | $18282.00 | $2103.96 | $1523.50 | $175.33 |  |  |  |  |  | 37.129% | 37.129% | 37.129% | [Redacted] | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Sole Proprietor]; Other — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Other — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; W-2 Transcript — 2024 | [Borrower]; 4506-C — 2024<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 1yr 1099 |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1395.00 |  | 6.230% | $0.00 | 3.8 |  |  |  | Yes | No | 6.990% | 1 |  | 0 | 0 | 1 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $455069.56 | 34.960% | No |  |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.49 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224635572 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $10740.00 | $16216.96 |  | 7.151% | $4971.44 | $4971.44 | 6.990% | No | No | Non-Employment<br>Income | Not<br>Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $19340.17 | 1 | $10527.00 | $290.04 | $877.25 | $24.17 |  |  |  |  |  | 41.367% | 41.367% | 41.367% | [Redacted] | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; Transcripts (1040) — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; Transcripts (1040) — 2023 | Other<br>Documentation<br>(O) | Asset<br>Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $10740.00 |  | 6.160% | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 | 0 | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 01/01/2056 | $3072902.58 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 447.7 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224635583 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2890.00 | $4127.62 |  | 8.026% | $1450.14 | $1450.14 | 7.875% | No | No | Self-Employed | Not<br>Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $4622.06 | 1 | $2657.28 | $3102.00 | $221.44 | $258.50 |  |  |  |  |  | 46.886% | 46.886% | 46.886% | [Redacted] | 649 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2890.00 |  | 6.170% | $9000.00 | 2.5 |  |  |  | Yes | No | 7.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $2500.00 | 1.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 10.43 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224635584 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $18372.50 | $19540.50 |  | 7.287% | $7737.66 | $7737.66 | 7.125% | No | No | Not Employed | Self-<br>Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  | $15257.86 | 1 | $10601.28 | $848.28 | $883.44 | $70.69 |  |  |  |  |  | 48.165% | 48.165% | 48.165% | [Redacted] | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) — \| Primary Income — P&L Statement Only]; P&L Statement — 2025<br> [Coborrower(s) — \| Primary Income — P&L Statement Only]; Third Party Verification — 2025 | [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 1yr P&L<br>w/o Bank<br>Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $18372.50 |  | 6.170% | $0.00 |  |  |  |  | N/<br>A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $235040.54 |  | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 26.44 |  | No | No |  | $29435.63 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224635602 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $802.87 | $802.87 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $473.28 | $1248.00 | $39.44 | $104.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 3.6 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.78 |  |  |  |  |  |  |  | 12/01/2055 | $17572.93 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 18.57 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224635603 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3390.00 | $4605.10 |  | 8.519% | $2432.23 | $2432.23 | 8.375% | No | Yes | Employed | Self-<br>Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $15813.62 | 1 | $5000.04 | $1082.16 | $416.67 | $90.18 |  |  |  |  |  | 37.897% | 37.897% | 37.897% | [Redacted] | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; WVOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; Balance Sheet — 2025<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; P&L Statement — 2025<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2023<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2023 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; Transcripts (1040) — 2024<br> [Coborrower]; 1040 — 2023<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; Transcripts (1040) — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3390.00 |  | 6.170% | $3819.00 | 1 |  |  |  | Yes | No | 8.375% | 1 | 0 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $44704.36 | 11.170% | No | 34 |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 29.46 |  | No | No |  | $19743.67 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | No | No | 2 |
| 224635789 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1419.43 | $1419.43 | 8.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $3243.84 | $1762.80 | $270.32 | $146.90 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 8.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.76 | 0.56 |  |  |  |  |  |  |  | 01/01/2056 | $183057.12 | 82.080% | No |  |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 71.12 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 |
| 224635792 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1390.00 | $2534.65 |  | 6.935% | $2299.25 | $2299.25 | 6.875% | No | No | Employed | Self-<br>Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $13701.40 | 1 | $14743.44 | $2937.72 | $1228.62 | $244.81 |  |  |  |  |  | 47.064% | 47.064% | 47.064% | [Redacted] | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; WVOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Non-Primary Income — Sole Proprietor]; Balance Sheet — 2025<br> [Borrower — \| Non-Primary Income — Sole Proprietor]; P&L Statement — 2025<br> [Borrower — \| Non-Primary Income — Sole Proprietor]; Third Party Verification — 2025<br> [Borrower — \| Non-Primary Income — Sole Proprietor]; 1040 — Schedule C — 2024<br> [Borrower — \| Non-Primary Income — Sole Proprietor]; 1040 — Schedule C — 2023<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; Balance Sheet — 2025<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; P&L Statement — 2025<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 1065 — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; K-1 — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 1065 — 2023<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; K-1 — 2023<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; Balance Sheet — 2025<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; P&L Statement — 2025<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 1065 — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 1065 — 2023<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; K-1 — 2023<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Coborrower(s) — \| Primary Income — Partnership (>= 25%)]; Balance Sheet — 2025<br> [Coborrower(s) — \| Primary Income — Partnership (>= 25%)]; P&L Statement — 2025<br> [Coborrower(s) — \| Primary Income — Partnership (>= 25%)]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Partnership (>= 25%)]; 1065 — 2024<br> [Coborrower(s) — \| Primary Income — Partnership (>= 25%)]; K-1 — 2024<br> [Coborrower(s) — \| Primary Income — Partnership (>= 25%)]; 1065 — 2023<br> [Coborrower(s) — \| Primary Income — Partnership (>= 25%)]; K-1 — 2023 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; Transcripts (1040) — 2024<br> [Coborrower]; 1040 — 2023<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; Transcripts (1040) — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1390.00 |  | 6.170% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 1 | 0 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 12/01/2055 | $1176693.75 | 100.000% | No | 16 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 172.1 |  | Yes | No |  | 224.29) | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224635805 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1490.00 | $7959.83 |  | 6.785% | $5618.81 | $5618.81 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $31984.39 | 1 | $6693.00 | $1332.00 | $557.75 | $111.00 |  |  |  |  |  | 38.209% | 38.209% | 38.209% | [Redacted] | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1490.00 |  | 6.240% | $5000.00 | 1.9 | DU |  | ApproveEligible | No | No | 6.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 01/01/2056 | $3145284.85 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 469.94 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224635808 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $895.00 | $1318.48 |  | 6.902% | $3448.88 | $3448.88 | 6.875% | No | No | Self-Employed | Self-<br>Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $15783.72 | 1 | $12661.92 | $1998.00 | $1055.16 | $166.50 |  |  |  |  |  | 49.584% | 49.584% | 49.584% | [Redacted] | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower<br>Prepared | [Borrower — \| Primary Income — S-Corp (>= 25%)]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Balance Sheet — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; P&L Statement — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; Balance Sheet — 2025<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; P&L Statement — 2025<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2024 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Account Transcripts — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 4506-C — 2023<br> [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; Account Transcripts — 2024<br> [Coborrower]; Transcripts (1040) — 2024<br> [Coborrower]; 4506-C — 2023 | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $895.00 |  | 6.190% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 1 | 1 | 1 | 0 | 2 | 1 |  |  | 9.67 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $546196.25 | 62.420% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 28.72 |  | No | No |  | $11140.83 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| 224635809 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3558.00 | $6348.70 |  | 7.633% | $2585.67 | $2887.98 | 8.000% | No | Yes | Not Employed | Self-<br>Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $12848.11 | 1 | $5792.04 | $390.00 | $482.67 | $32.50 |  |  |  |  |  | 49.337% | 50.069% | 49.337% | [Redacted] | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) — \| Primary Income — C-Corp]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — C-Corp]; P&L Statement — 2025<br> [Coborrower(s) — \| Primary Income — C-Corp]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — C-Corp]; 1120 — 2024<br> [Coborrower(s) — \| Primary Income — C-Corp]; 4506-C (for Business) — 2024<br> [Coborrower(s) — \| Primary Income — C-Corp]; 4506-C (for Business) — 2023<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; CPA Letter — 2025<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; P&L Statement — 2025<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; Third Party Verification — 2025<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; 1065 — 2024<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; K-1 — 2024<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; Other — 2024<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; CPA Letter — 2025<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; P&L Statement — 2025<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; Third Party Verification — 2025<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; 1065 — 2024<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; K-1 — 2024<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; Other — 2024<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; CPA Letter — 2025<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; P&L Statement — 2025<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; 1065 — 2024<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; K-1 — 2024<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; Other — 2024<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; CPA Letter — 2025<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; Third Party Verification — 2025<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; 1065 — 2024<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; 4506-C (for Business) — 2024<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; K-1 — 2024<br> [Coborrower(s) — \| Non-Primary Income — Partnership (>= 25%)]; 4506-C (for Business) — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; Transcripts (1040) — 2024<br> [Coborrower]; Transcripts (1040) — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3558.00 |  | 6.520% | $0.00 | 1 |  |  |  | No | No | 8.000% | 0 | 0 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $49781.71 | 10.110% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 48.05 |  | No | No |  | $22285.10 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224635814 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $927.50 | $927.50 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $910.56 | $1149.96 | $75.88 | $95.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.29 | 0.77 |  |  |  |  |  |  |  | 12/01/2055 | $26430.81 | 12.010% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.23 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224635817 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $3567.29 | $3567.29 | 6.750% | No | No |  |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  |  |  |  |  |  | 3 | $7170.72 | $2985.96 | $597.56 | $248.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.63 | 0.61 |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 77.62 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224635819 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $647.63 | $647.63 | 7.625% | No | No |  |  |  |  | 0 | 0 |  | US<br>Citizen | US<br>Citizen |  |  |  |  |  |  | 1 | $1609.68 | $753.00 | $134.14 | $62.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 773 | 742 | 746 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 3.2 |  |  |  | No | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.48 | 0.67 |  |  |  |  |  |  |  | 12/01/2055 | $60132.60 | 49.280% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual | Individual | Member |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  | 17.33 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |

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| 0 | 3 | 7 | 10 | 15 | 18 | 22 | 26 | 31 | 35 | 39 | 43 | 46 | 51 | 55 | 59 | 63 | 67 | 71 | 75 | 79 | 82 | 86 | 91 | 95 | 99 | 103 | 107 | 111 | 114 | 118 | 122 | 126 | 131 | 135 | 139 | 143 | 147 | 151 | 154 | 158 | 162 | 166 | 170 | 175 | 179 | 183 | 187 | 191 | 195 | 199 | 203 | 206 | 210 | 214 | 218 | 222 | 226 | 230 | 234 | 238 | 242 | 246 | 250 | 254 | 258 | 262 | 266 | 270 | 274 | 279 | 283 | 286 | 290 | 294 | 298 | 303 | 307 | 311 | 315 | 319 | 323 | 327 | 330 | 334 | 336 | 339 | 343 | 344 | 346 | 350 | 354 | 359 | 362 | 366 | 370 | 374 | 378 | 382 | 386 | 390 | 394 | 398 | 402 | 407 | 411 | 415 | 419 | 422 | 427 | 431 | 434 | 439 | 443 | 447 | 451 | 454 | 459 | 463 | 467 | 471 | 475 | 479 | 483 | 487 | 491 | 495 | 499 | 503 | 507 | 511 | 515 | 519 | 522 | 526 | 531 | 534 | 538 | 542 | 546 | 551 | 555 | 559 | 563 | 567 | 571 | 574 | 578 | 583 | 587 | 591 | 595 | 599 | 603 | 607 | 611 | 615 | 619 | 623 | 626 | 630 | 634 | 638 | 642 | 646 | 651 | 655 | 659 | 662 | 667 | 671 | 672 | 675 | 679 | 683 | 687 | 691 | 695 | 699 | 703 | 706 | 710 | 714 | 719 | 722 | 726 | 730 | 735 | 739 | 742 | 747 | 751 | 754 | 759 | 763 | 767 | 771 | 775 | 779 | 783 | 787 | 791 | 795 | 799 | 803 | 807 | 811 | 815 | 819 | 823 | 827 | 831 |
| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **TILA<br>Status Loan<br>Designation** | **Exempt<br>QM/ATR<br>Equivalency** | **CDFI<br>Bank<br>Originated<br>Loan** | **Application<br>Date** | **TRID<br>Tested** | **GSE** | **HOEPA<br>Fees** | **TILA Fees** | **Rate<br>Lock<br>Date** | **Calculated<br>APR** | **Original<br>P&I** | **Qualifying<br>P&I** | **Qualifying<br>Rate** | **Is<br>Borrower Non<br>Occupant** | **Is Co<br>Borrower Non<br>Occupant** | **Borrower<br>Employment<br>Indicator** | **Co Borrower<br>Employment<br>Indicator** | **Co<br>Borrower 2<br>Employment<br>Indicator** | **Co<br>Borrower 3<br>Employment<br>Indicator** | **Co<br>Borrower2 Length<br>of Employment** | **Co<br>Borrower3 Length<br>of Employment** | **Borrower<br>Foreign National<br>Indicator** | **Co<br>Borrower Foreign<br>National<br>Indicator** | **Co Borrower 2<br>Foreign National<br>Indicator** | **Co Borrower 3<br>Foreign National<br>Indicator** | **Borrower<br>Country<br>Name** | **Co<br>Borrower<br>Country<br>Name** | **Co<br>Borrower2<br>Country<br>Name** | **Co<br>Borrower3<br>Country<br>Name** | **Residual<br>Income** | **Num<br>Units** | **Annual<br>Property<br>Tax** | **Annual<br>Insurance<br>Costs** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Costs** | **HOA<br>Name** | **HOA<br>Address<br>State** | **Fee<br>Amount** | **Next Due<br>Date** | **HOA<br>Payment<br>Frequency** | **Investor<br>DTI** | **QM DTI** | **Non QM<br>DTI** | **Original<br>Credit<br>Report<br>Date** | **Qualifying<br>Credit<br>Score** | **Third<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Original FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Original FICO<br>Transunion** | **Most<br>Recent Updated<br>Credit Report<br>Date** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Primary<br>Wage Earner<br>Updated FICO<br>Transunion** | **Secondary Wage<br>Earner Updated<br>FICO Equifax** | **Secondary Wage<br>Earner Updated<br>FICO Experian** | **Secondary Wage<br>Earner Updated<br>FICO<br>Transunion** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Updated FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Updated FICO<br>Transunion** | **Most<br>Recent Updated<br>Co Borrower 2<br>FICO** | **Most<br>Recent Updated<br>Co Borrower 3<br>FICO** | **Co<br>Borrower 2 Asset<br>Verification<br>Level** | **Co<br>Borrower 3 Asset<br>Verification<br>Level** | **Co<br>Borrower 2<br>Income<br>Verification<br>Level** | **Co<br>Borrower 3<br>Income<br>Verification<br>Level** | **Co<br>Borrower 2<br>Employment<br>Verification<br>Level** | **Co<br>Borrower 3<br>Employment<br>Verification<br>Level** | **Asset<br>Depletion<br>Flag** | **Bank<br>Statements<br>Flag** | **Number of<br>Statements** | **Type of<br>Statements** | **Percent<br>of Income<br>From<br>Statements** | **Borrower<br>Business<br>Ownership%** | **CoBorrower Business<br>Ownership %** | **P&L Type** | **Income<br>Doc<br>Detail** | **Tax<br>Return<br>Doc<br>Detail**<br> **s** | **Document<br>Level** | **Document<br>Type** |  | **Most<br>Recent<br>Bankruptcy<br>Type** | **Most<br>Recent<br>Bankruptcy<br>Filing Date** | **Most<br>Recent<br>Bankruptcy<br>Discharge<br>Date** | **Number of<br>Bankruptcy<br>Events** | **Months<br>Bankruptcy<br>(7, 11)** | **Months<br>Bankruptcy<br>(13)** | **Most<br>Recent Deed-<br>in - Lieu Date** | **Number<br>of Deed-<br>in-Lieu<br>Events** | **Months<br>Deed-<br>in-Lieu** | **Most<br>Recent Short<br>Sale Date** | **Number<br>of Short<br>Sale<br>Events** | **Months<br>Short Sale<br>(or Pre<br>FC)** | **Most<br>Recent<br>Foreclosure<br>Date** | **Number of<br>Foreclosure<br>Events** | **Months<br>Foreclosure** | **Prior<br>Mortgage/Rent<br>Late 30d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 60d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 90d<br>in 24m** | **Has ACH** | **Guideline<br>Name** | **UW<br>Guideline<br>Author** | **ATR QM<br>Total Points<br>and Fees<br>Audit** | **Loan<br>Regulation<br>Benchmark<br>Date** | **Benchmark<br>Rate** | **HUD 1<br>Page 1<br>Credits<br>Total** | **Collateral<br>Underwriter<br>Risk Score** | **AUS<br>Decision<br>System** | **Property<br>Inspection<br>Waiver<br>(PIW)** | **Rating Result** | **Eligible<br>For Rep and<br>Warrant Relief<br>Per Collateral<br>Advisor** | **Is Equity<br>Shared<br>Loan** | **Investor<br>Qualifying<br>Rate** | **Borrower<br>Years of<br>W2s** | **CoBorrower<br>Years of<br>W2s** | **Years of<br>Personal<br>Tax<br>Returns** | **Years of<br>Business<br>Tax<br>Returns** | **Years of<br>4506T** | **Years of<br>Tax<br>Transcripts** | **Months<br>of Personal<br>Bank<br>Statements** | **Months<br>of Business<br>Bank<br>Statements** | **Months<br>of Profit<br>and Loss<br>Statements** | **Expense<br>Letter** | **Total<br>DSCR** | **Total<br>Inverse<br>DSCR** | **Subordinate<br>Lien Type** | **Is Shared<br>Appreciation<br>Mortgage** | **Duration<br>of<br>Payout<br>Months** | **Seller<br>VSH<br>Indicator** | **Seller<br>Indicated VSH<br>Guideline** | **Validated<br>VSH** | **IO<br>Remaining<br>Amortization<br>Term at<br>Recast** | **Maturity<br>Date** | **Borrower<br>Own Funds<br>Cash<br>Amount** | **Borrower<br>Own<br>Funds<br>Percent** | **Is the<br>Note<br>an<br>eNote** | **Borrower<br>WVOE —

# of<br>Months of<br>Income<br>provided** | **Co<br>Borrower WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower2 WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower3 WVOE<br>— # of Months of<br>Income provided** | **Were the<br>origination<br>guidelines utilized<br>for this diligence<br>review?** | **Title<br>Evidence** | **Ownership<br>Type** | **Borrower<br>Type** | **Borrower<br>Designation** | **Co<br>Borrower<br>Type** | **Co<br>Borrower<br>Designation** | **Co<br>Borrower2<br>Type** | **Co<br>Borrower2<br>Designation** | **Co<br>Borrower3<br>Type** | **Co<br>Borrower3<br>Designation** | **Senior<br>Lien<br>Position** | **Senior<br>Lien Original<br>Loan<br>Amount** | **Senior<br>Lien Original<br>Interest Rate** | **Senior<br>Lien Note<br>Projected<br>Closing<br>Date** | **Senior<br>Lien<br>Current<br>Balance** | **Senior<br>Lien<br>Current<br>P&I** | **Loan<br>Closed in the<br>Name of an<br>Entity** | **Note<br>Executed<br>by** | **Assumable<br>Mortgage<br>Flag** | **Leasehold<br>Flag** | **Buydown<br>Flag** | **Borrower<br>Experian FICO<br>Model Used** |  | **Borrower<br>Equifax FICO<br>Model Used** | **Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower Experian<br>FICO Model Used** | **Co<br>Borrower Equifax<br>FICO Model<br>Used** | **Co Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower2 Experian<br>FICO Model Used** | **Co<br>Borrower2 Equifax<br>FICO Model Used** | **Co Borrower2<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower3 Experian<br>FICO Model Used** | **Co<br>Borrower3 Equifax<br>FICO Model Used** | **Co Borrower3<br>TransUnion FICO<br>Model Used** | **Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Delayed<br>Financing?** | **Months<br>Reserves** | **Correspondent<br>Type** | **Departure<br>Residence** | **Rate<br>Increase<br>on<br>Default** | **MERS<br>Min<br>Number** | **Co<br>Borrower<br>Other<br>Income** | **Co<br>Borrower<br>Wage<br>Income** | **Primary<br>Housing Lates 0 6<br>Months 30** | **Primary<br>Housing Lates 0 6<br>Months 60** | **Primary<br>Housing Lates 0 6<br>Months 90** | **Primary<br>Housing Lates 7<br>12 Months 30** | **Primary<br>Housing Lates 7<br>12 Months 60** | **Primary<br>Housing Lates 7<br>12 Months 90** | **Primary<br>Housing Lates 13<br>24 Months 30** | **Primary<br>Housing Lates 13<br>24 Months 60** | **Primary<br>Housing Lates 13<br>24 Months 90** | **Primary<br>Housing Lates 25<br>36 Months 30** | **Primary<br>Housing Lates 25<br>36 Months 60** | **Primary<br>Housing Lates 25<br>36 Months 90** | **Borrower<br>1 ITIN<br>Flag** | **Borrower<br>2 ITIN<br>Flag** | **Borrower<br>3 ITIN<br>Flag** | **Borrower<br>4 ITIN<br>Flag** | **Total<br>Number of<br>Mortgaged<br>Properties** |
| 224637194 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $652.94 | $652.94 | 9.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $944.88 | $1389.96 | $78.74 | $115.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 9.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 86.16 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224637353 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $3126.24 | $3126.24 | 6.750% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $7531.20 | $1931.52 | $627.60 | $160.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 4.4 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.97 |  |  |  |  |  |  |  | 01/01/2056 | $195914.38 | 32.510% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 | Fair<br>Isaac<br>| FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 19.07 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224637662 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $6502.50 | $7257.50 |  | 7.102% | $4321.76 | $4321.76 | 6.990% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7940.77 | 1 | $4104.00 | $2526.96 | $342.00 | $210.58 |  |  |  |  |  | 47.325% | 47.325% | 47.325% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Other — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — No Results Returned — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $6502.50 |  | 6.240% | $0.00 | 1.4 | DU |  | ApproveEligible | No | No | 6.990% | 2 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $548940.69 |  | No | 35 | 11 |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 112.62 |  |  | No |  | $0.00 | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224641697 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4726.50 | $6072.73 |  | 9.131% | $1077.24 | $1077.24 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10505.32 | 1 | $3962.04 | $321.96 | $330.17 | $26.83 |  |  |  |  |  | 16.905% | 16.905% | 16.905% | [Redacted] | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4726.50 |  | 6.290% | $0.00 | 2.7 |  |  |  | No | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $61338.07 | 35.410% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.24 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224641709 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1265.44 | $1265.44 | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $5552.16 | $1094.04 | $462.68 | $91.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 5 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | 01/01/2056 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 93.62 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224641711 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $7396.00 | $23265.48 |  | 8.203% | $14111.55 | $14451.77 | 8.243% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $35309.76 | 1 | $15697.08 | $8875.68 | $1308.09 | $739.64 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $7396.00 |  | 6.530% | $0.00 | 1 |  |  |  | Yes | No | 8.243% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 01/01/2056 | $3999866.22 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 195.77 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224641714 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3619.12 | $13976.89 |  | 6.912% | $4109.52 | $4109.52 | 6.750% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $55015.06 | 1 | $9458.16 | $7111.56 | $788.18 | $592.63 |  |  |  |  |  | 14.149% | 14.149% | 14.149% | [Redacted] | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2022 | [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3619.12 |  | 6.170% | $0.00 | 2.3 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $3000.00 | 0.370% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 178.32 |  | Yes | No |  | $64081.93 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224641740 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $27130.00 | $26852.30 |  | 7.250% | $6679.54 | $6679.54 | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10468.40 | 1 | $2984.76 | $4103.04 | $248.73 | $341.92 |  |  |  |  |  | 45.968% | 45.968% | 45.968% | [Redacted] | 674 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $27130.00 |  | 6.160% | $0.00 | 4.6 |  |  |  | Yes | No | 6.990% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 |  |  | No | 33 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 17.91 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224641742 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $5000.00 | $10977.80 |  | 7.182% | $2924.38 | $2924.38 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6718.83 | 2 | $5246.52 | $1893.96 | $437.21 | $157.83 |  |  |  |  |  | 44.725% | 44.725% | 44.725% | [Redacted] | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Sole Proprietor]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Other — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Other — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Other — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Other — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5000.00 |  | 6.240% | $90000.00 |  |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $50000.00 | 9.090% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.63 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224641745 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | Yes | $3610.00 | $11163.46 |  | 7.041% | $6912.16 | $6912.16 | 6.990% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $26058.41 | 1 | $16250.04 | $7338.00 | $1354.17 | $611.50 |  |  |  |  |  | 41.908% | 41.908% | 41.908% | [Redacted] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; WVOE — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Tax Return Extension — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; Tax Return Extension — 2024<br> [Coborrower]; 4506-C — 2023 | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3610.00 |  | 6.260% | $20000.00 | 1.1 | LP /<br>LPA |  | Accept/Eligible | Yes | No | 6.990% | 2 | 0 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $453008.64 | 34.840% | No | 34 |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 20.44 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| 224641768 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $1690.00 | $2903.73 |  | 7.150% | $910.54 | $910.54 | 6.990% | No | No | Not Employed | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $14576.68 | 1 | $3449.16 | $885.00 | $287.43 | $73.75 |  |  |  |  |  | 23.361% | 23.361% | 23.361% | [Redacted] | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; Transcripts (1040) — No Results Returned — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1690.00 |  | 6.310% | $0.00 | 1.1 |  |  |  | Yes | No | 6.990% | 0 | 2 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $34725.63 |  | No |  | 33 |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 27.3 |  | No | No |  | $0.00 | $19019.87 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224644441 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3750.00 | $2610.59 |  | 7.472% | $1712.87 | $1712.87 | 7.375% | No | No | Non-Employment<br>Income | Non-Employment<br>Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3549.57 | 1 | $853.44 | $1457.04 | $71.12 | $121.42 |  |  |  |  |  | 35.812% | 35.812% | 35.812% | [Redacted] | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Social Security]; Account Statements — 2025<br> [Borrower — \| Primary Income — Social Security]; Award Letter / Continuance Letter — 2025<br> [Borrower — \| Primary Income — Social Security]; 1099 Transcript — No Results Returned — 2024<br> [Borrower — \| Primary Income — Social Security]; 1099 Transcript — No Results Returned — 2023<br> [Coborrower(s) — \| Primary Income — Pension]; Account Statements — 2025<br> [Coborrower(s) — \| Primary Income — Pension]; Award Letter / Continuance Letter — 2025<br> [Coborrower(s) — \| Primary Income — Pension]; 1099-R — 2024<br> [Coborrower(s) — \| Non-Primary Income — Social Security]; Account Statements — 2025<br> [Coborrower(s) — \| Non-Primary Income — Social Security]; Award Letter / Continuance Letter — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3750.00 |  | 6.160% | $9750.00 | 3 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $103591.78 | 33.410% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 20.91 |  | No | No |  | $3706.99 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224647094 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $6779.51 | $6779.51 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | $16125.00 | $4191.12 | $1343.75 | $349.26 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.82 |  |  |  |  |  |  |  | 01/01/2056 | $214096.41 | 16.590% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.76 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224647098 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $10402.81 | $17734.11 |  | 7.232% | $2875.71 | $2875.71 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9672.80 | 1 | $1508.64 | $957.00 | $125.72 | $79.75 |  |  |  |  |  | 30.190% | 30.190% | 30.190% | [Redacted] | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Non-Primary Income — Social Security]; Award Letter / Continuance Letter — 2024<br> [Borrower — \| Primary Income — Wages]; Leave and Earnings Statement (LES) — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Non-Primary Income — Social Security]; Award Letter / Continuance Letter — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 4506-C — 2022<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $10402.81 |  | 6.230% | $0.00 | 1 | DU |  | ApproveIneligible | Yes | No | 6.875% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 |  |  | No |  | 35 |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 105.21 |  |  | No |  | $1782.20 | $2762.28 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224647109 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $9948.75 | $12325.33 |  | 7.573% | $2285.29 | $2285.29 | 7.250% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2950.45 | 1 | $1629.84 | $2631.48 | $135.82 | $219.29 |  |  |  |  |  | 49.838% | 49.838% | 49.838% | [Redacted] | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $9948.75 |  | 6.290% | $0.00 | 3.8 |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $3257.97 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 3.87 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224647137 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1078.20 | $1078.20 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4409.88 | $2535.00 | $367.49 | $211.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.5 | 0.66 |  |  |  |  |  |  |  | 01/01/2056 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 81.76 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 3 |
| 224647140 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1600.78 | $1600.78 | 6.625% | No | No |  |  |  |  |  |  | Permanent<br>Resident Alien |  |  |  |  |  |  |  |  | 2 | $4560.00 | $3843.00 | $380.00 | $320.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.88 |  |  |  |  |  |  |  | 01/01/2056 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 69.41 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224647154 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $5490.67 | $5490.67 | 6.625% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $14212.20 | $3714.96 | $1184.35 | $309.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.91 |  |  |  |  |  |  |  | 01/01/2056 | $549713.19 | 44.870% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 22.09 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 |
| 224647310 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2190.00 | $15165.72 |  | 7.306% | $10565.13 | $12091.60 | 7.987% | No | No | Non-Employment<br>Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $23372.83 | 1 | $50226.96 | $9611.04 | $4185.58 | $800.92 |  |  |  |  |  | 42.538% | 38.785% | 42.538% | [Redacted] | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2190.00 |  | 6.230% | $0.00 | 1.2 |  |  |  | Yes | No | 7.987% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 01/01/2056 | $3853183.75 | 100.000% | No |  | 34 |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 191.27 |  |  | No |  | $0.00 | $7208.46 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224647349 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $12911.88 | $29601.20 |  | 6.942% | $7661.57 | $7661.57 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $21233.02 | 1 | $28609.92 | $2821.68 | $2384.16 | $235.14 |  |  |  |  |  | 45.663% | 45.663% | 45.663% | [Redacted] | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Other — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; Restricted Stock Agreement — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; Restricted Stock Agreement — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; Account Transcripts — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Account Transcripts — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $12911.88 |  | 6.290% | $0.00 | 2.1 |  |  |  | Yes | No | 6.750% | 2 |  | 0 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $962976.02 | 59.260% | No | 35 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 33.65 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224647361 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $4751.11 | $4751.11 | 6.625% | No | No |  |  |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  |  |  |  |  | 3 | $17288.04 | $3195.00 | $1440.67 | $266.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.4 | 0.7 |  |  |  |  |  |  |  | 01/01/2056 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 37.57 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224660671 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $11456.88 | $19768.14 |  | 7.676% | $8025.42 | $9073.99 | 8.253% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12648.51 | 1 | $26739.48 | $3096.00 | $2228.29 | $258.00 |  |  |  |  |  | 48.889% | 44.652% | 48.889% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 81.000% | 50.000% | 50.000% |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 21.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 21.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 21.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Non-Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Non-Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Non-Primary Income — Wages]; WVOE — 2025<br> [Borrower — \| Non-Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Non-Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $11456.88 |  | 6.200% | $0.00 | 1 |  |  |  | No | No | 8.253% | 2 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $1258453.79 | 78.160% | No | 34 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 83.62 |  |  | No |  | $10055.22 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224661018 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2419.80 | $3055.50 |  | 6.778% | $2516.04 | $2516.04 | 6.750% | No | No | Non-Employment<br>Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3284.69 | 1 | $2925.12 | $1758.96 | $243.76 | $146.58 |  |  |  |  |  | 49.138% | 49.138% | 49.138% | [Redacted] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Social Security]; Award Letter / Continuance Letter — 2025<br> [Borrower — \| Non-Primary Income — Sole Proprietor]; 1040 — Schedule C — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; WVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2022<br> [Coborrower(s) — \| Non-Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Non-Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Non-Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Non-Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Non-Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Non-Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Non-Primary Income — Wages]; W-2 Transcript — 2023<br> [Coborrower(s) — \| Non-Primary Income — Wages]; W-2 Transcript — 2022 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Account Transcripts — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Account Transcripts — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; Account Transcripts — 2022<br> [Borrower]; Transcripts (1040) — 2022<br> [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; Account Transcripts — 2024<br> [Coborrower]; Transcripts (1040) — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; Account Transcripts — 2023<br> [Coborrower]; Transcripts (1040) — 2023<br> [Coborrower]; 4506-C — 2022<br> [Coborrower]; Account Transcripts — 2022<br> [Coborrower]; Transcripts (1040) — 2022<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | Retirement<br>Income —<br>Fully<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2419.80 |  | 6.160% | $7500.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 3 | 1 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $170047.59 | 35.060% | No |  | 22 |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 23.38 |  | Yes | No |  | $0.00 | $3540.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224661022 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1333.57 | $1333.57 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5693.76 | $1158.00 | $474.48 | $96.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2.1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.96 |  |  |  |  |  |  |  | 01/01/2056 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 96.52 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224661030 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2181.32 | $2181.32 | 6.125% | No | No |  |  |  |  | 0 |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | 4 | $4690.92 | $2057.04 | $390.91 | $171.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 786 | 797 | 803 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.72 | 0.57 |  |  |  |  |  |  |  | 01/01/2056 | $245537.17 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  | No | 89.07 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224661032 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $7276.25 | $8883.85 |  | 7.379% | $1362.49 | $1362.49 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4730.85 | 1 | $1623.60 | $1269.96 | $135.30 | $105.83 |  |  |  |  |  | 34.769% | 34.769% | 34.769% | [Redacted] | 632 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal | 100.000% |  |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2018<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2018 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 24mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $7276.25 |  | 6.230% | $0.00 | 2.2 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 | 24 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 31.02 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224661052 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2181.32 | $2181.32 | 6.125% | No | No |  |  |  |  | 0 |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | 4 | $4733.64 | $1986.96 | $394.47 | $165.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 797 | 797 | 803 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.7 | 0.58 |  |  |  |  |  |  |  | 01/01/2056 | $245537.17 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  | No | 89.19 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224661187 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $16526.50 | $31467.66 |  | 7.899% | $6395.18 | $7407.18 | 8.250% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $65863.13 | 1 | $8416.80 | $3553.68 | $701.40 | $296.14 |  |  |  |  |  | 23.404% | 23.640% | 23.404% | [Redacted] | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $16526.50 |  | 6.490% | $0.00 | 3.9 |  |  |  | No | No | 8.250% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $0.00 |  | No |  |  |  |  | Yes | Short Form | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No |  |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 72.22 |  | No | No |  | $42993.89 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224661379 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1790.00 | $5414.46 |  | 7.319% | $3015.22 | $3015.22 | 7.250% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8248.20 | 1 | $8199.84 | $1361.52 | $683.32 | $113.46 |  |  |  |  |  | 38.817% | 38.817% | 38.817% | [Redacted] | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Pension]; Account Statements — 2025<br> [Borrower — \| Primary Income — Pension]; Award Letter / Continuance Letter — 2025<br> [Borrower — \| Primary Income — Pension]; 1099 Transcript — 2024<br> [Borrower — \| Non-Primary Income — Social Security]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Social Security]; 1099 Transcript — 2024<br> [Borrower — \| Non-Primary Income — Social Security]; 1099 Transcript — 2023<br> [Borrower — \| Non-Primary Income — Social Security]; 1099-SSA — 2020<br> [Borrower — \| Non-Primary Income — Pension]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Pension]; Award Letter / Continuance Letter — 2025<br> [Borrower — \| Non-Primary Income — Pension]; 1099 Transcript — 2024<br> [Borrower — \| Non-Primary Income — Pension]; 1099-R — 2024<br> [Borrower — \| Non-Primary Income — Pension]; 1099 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023 | Full<br>Documentation<br>(F) | Retirement<br>Income —<br>Fully<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1790.00 |  | 6.170% | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $393377.75 | 57.840% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.84 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224661380 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4087.40 | $6878.15 |  | 8.127% | $1197.84 | $1197.84 | 7.750% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  |  |  |  |  | $5663.49 | 1 | $3438.00 | $597.60 | $286.50 | $49.80 |  |  |  |  |  | 25.702% | 25.702% | 25.702% | [Redacted] | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4087.40 |  | 6.260% | $6270.00 | 1 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $43315.80 | 20.720% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  | Employment<br>Authorization |  |  |  |  | 9.09 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224661385 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $12571.60 | $15591.28 |  | 7.094% | $2539.91 | $2539.91 | 6.750% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10788.63 | 1 | $1565.88 | $1383.00 | $130.49 | $115.25 |  |  |  |  |  | 20.697% | 20.697% | 20.697% | [Redacted] | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 23 | Personal | 100.000% |  | 100.000% |  | [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Coborrower(s) — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Coborrower(s) — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Coborrower(s) — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Coborrower(s) — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $12571.60 |  | 6.170% | $0.00 | 1.3 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $184339.75 | 37.650% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 24.49 |  |  | No |  | $13604.28 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224661783 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1795.00 | $9123.78 |  | 8.151% | $7417.55 | $7417.55 | 8.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $47979.83 | 1 | $6615.00 | $645.96 | $551.25 | $53.83 |  |  |  |  |  | 16.277% | 16.277% | 16.277% | [Redacted] | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2007 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1795.00 |  | 6.260% | $0.00 | 1.7 |  |  |  | No | No | 8.125% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $120318.15 | 10.830% | No |  |  |  |  | Yes | Final | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.75 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224664451 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1709.42 | $1709.42 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4178.28 | $1512.96 | $348.19 | $126.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2.3 |  |  |  | No | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | 01/01/2056 | $27607.46 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 24.87 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224664494 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1349.99 | $1349.99 | 6.875% | No | No |  |  |  |  | 0 | 0 |  | Non-Permanent<br>Resident Alien | Not<br>Provided | Not<br>Provided |  |  |  |  |  | 1 | $2224.92 | $1554.96 | $185.41 | $129.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 | 2.6 |  |  |  | N/<br>A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.94 | 1.05 |  |  |  |  |  |  |  | 01/01/2056 | $37233.12 | 13.580% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member | Individual | Member |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 9.87 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224677625 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2263.60 | $6115.31 |  | 7.185% | $3853.67 | $3853.67 | 7.125% | No | No | Non-Employment<br>Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11559.81 | 1 | $7992.24 | $2058.00 | $666.02 | $171.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2024 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2263.60 |  | 6.260% | $0.00 | 2.6 |  |  |  | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 01/01/2056 | $1262341.15 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 235.99 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224678248 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1481.37 | $1481.37 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6042.72 | $2568.00 | $503.56 | $214.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 660 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | CCM |  |  |  | $0.00 | 3.5 |  |  |  | N/<br>A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | 01/01/2056 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 24.01 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224678249 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $22850.00 | $7308.08 |  | 9.056% | $2832.50 | $2832.50 | 8.875% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $43517.22 | 3 | $4639.08 | $4899.96 | $386.59 | $408.33 |  |  |  |  |  | 42.162% | 42.162% | 42.162% | [Redacted] | 679 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2024 | [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $22850.00 |  | 6.160% | $12000.00 |  |  |  |  | No | No | 8.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $269181.97 | 60.490% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 47.03 |  | No | No |  | $75240.22 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| 224678255 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $13015.74 | $24730.38 |  | 6.942% | $6560.12 | $6560.12 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18627.92 | 1 | $14877.00 | $1082.52 | $1239.75 | $90.21 |  |  |  |  |  | 47.461% | 47.461% | 47.461% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2022<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $13015.74 |  | 6.160% | $0.00 | 4.9 |  |  |  | No | No | 6.750% | 3 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 01/01/2056 | $1773192.11 | 100.000% | No | 32 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 138.74 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224678260 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $2095.00 | $9524.92 |  | 7.199% | $5281.95 | $5281.95 | 7.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $23759.86 | 1 | $12945.84 | $1577.04 | $1078.82 | $131.42 |  |  |  |  |  | 28.705% | 28.705% | 28.705% | [Redacted] | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Non-Primary Income — VA Service Related Disability]; VA Verification of Benefits — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 4506-C — 2022<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2095.00 |  | 6.260% | $0.00 | 1 | LP /<br>LPA |  | Accept/Ineligible | No | No | 7.125% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $252029.51 | 25.710% | No |  | 35 |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 5.21 |  | No | No |  | $0.00 | $15009.18 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224678279 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1890.00 | $33885.58 |  | 6.254% | $10195.86 | $10195.86 | 6.100% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $29330.27 | 1 | $40187.52 | $4870.92 | $3348.96 | $405.91 |  |  |  |  |  | 32.341% | 32.341% | 32.341% | [Redacted] | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1890.00 |  | 6.260% | $0.00 | 1 | DU |  | ApproveIneligible | No | No | 6.100% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $2097831.54 | 66.280% | No | 95 |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 39.26 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |

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| 0 | 3 | 7 | 10 | 15 | 18 | 22 | 26 | 31 | 35 | 39 | 43 | 46 | 51 | 55 | 59 | 63 | 67 | 71 | 75 | 79 | 83 | 86 | 91 | 94 | 99 | 103 | 107 | 110 | 115 | 118 | 122 | 126 | 131 | 135 | 139 | 143 | 147 | 151 | 154 | 158 | 162 | 166 | 170 | 175 | 179 | 183 | 187 | 191 | 195 | 199 | 203 | 206 | 210 | 214 | 218 | 222 | 226 | 230 | 234 | 238 | 242 | 246 | 250 | 254 | 258 | 262 | 266 | 270 | 274 | 279 | 282 | 287 | 290 | 295 | 298 | 303 | 307 | 311 | 315 | 319 | 323 | 327 | 331 | 334 | 336 | 339 | 343 | 344 | 346 | 350 | 354 | 358 | 362 | 366 | 370 | 374 | 378 | 382 | 386 | 390 | 394 | 398 | 402 | 407 | 411 | 415 | 419 | 422 | 427 | 431 | 434 | 439 | 443 | 447 | 451 | 454 | 459 | 463 | 467 | 471 | 475 | 479 | 483 | 487 | 491 | 495 | 499 | 503 | 507 | 511 | 515 | 519 | 522 | 526 | 531 | 535 | 538 | 542 | 546 | 551 | 555 | 559 | 563 | 567 | 571 | 575 | 578 | 583 | 587 | 591 | 595 | 599 | 603 | 607 | 611 | 615 | 618 | 622 | 626 | 630 | 634 | 638 | 642 | 646 | 651 | 655 | 659 | 662 | 667 | 671 | 672 | 675 | 679 | 683 | 687 | 691 | 695 | 699 | 703 | 706 | 710 | 714 | 719 | 723 | 727 | 730 | 735 | 739 | 742 | 747 | 751 | 754 | 759 | 763 | 767 | 771 | 775 | 779 | 783 | 787 | 791 | 795 | 799 | 803 | 807 | 811 | 815 | 819 | 823 | 827 | 831 |
| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **TILA<br>Status Loan<br>Designation** | **Exempt<br>QM/ATR<br>Equivalency** | **CDFI<br>Bank<br>Originated<br>Loan** | **Application<br>Date** | **TRID<br>Tested** | **GSE** | **HOEPA<br>Fees** | **TILA Fees** | **Rate<br>Lock<br>Date** | **Calculated<br>APR** | **Original<br>P&I** | **Qualifying<br>P&I** | **Qualifying<br>Rate** | **Is<br>Borrower Non<br>Occupant** | **Is Co<br>Borrower Non<br>Occupant** | **Borrower<br>Employment<br>Indicator** | **Co Borrower<br>Employment<br>Indicator** | **Co<br>Borrower 2<br>Employment<br>Indicator** | **Co<br>Borrower 3<br>Employment<br>Indicator** | **Co<br>Borrower2 Length<br>of Employment** | **Co<br>Borrower3 Length<br>of Employment** | **Borrower<br>Foreign National<br>Indicator** | **Co<br>Borrower Foreign<br>National<br>Indicator** | **Co Borrower 2<br>Foreign National<br>Indicator** | **Co Borrower 3<br>Foreign National<br>Indicator** | **Borrower<br>Country<br>Name** | **Co<br>Borrower<br>Country<br>Name** | **Co<br>Borrower2<br>Country<br>Name** | **Co<br>Borrower3<br>Country<br>Name** | **Residual<br>Income** | **Num<br>Units** | **Annual<br>Property<br>Tax** | **Annual<br>Insurance<br>Costs** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Costs** | **HOA<br>Name** | **HOA<br>Address<br>State** | **Fee<br>Amount** | **Next Due<br>Date** | **HOA<br>Payment<br>Frequency** | **Investor<br>DTI** | **QM DTI** | **Non QM<br>DTI** | **Original<br>Credit<br>Report<br>Date** | **Qualifying<br>Credit<br>Score** | **Third<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Original FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Original FICO<br>Transunion** | **Most<br>Recent Updated<br>Credit Report<br>Date** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Primary<br>Wage Earner<br>Updated FICO<br>Transunion** | **Secondary Wage<br>Earner Updated<br>FICO Equifax** | **Secondary Wage<br>Earner Updated<br>FICO Experian** | **Secondary Wage<br>Earner Updated<br>FICO<br>Transunion** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Updated FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Updated FICO<br>Transunion** | **Most<br>Recent Updated<br>Co Borrower 2<br>FICO** | **Most<br>Recent Updated<br>Co Borrower 3<br>FICO** | **Co<br>Borrower 2 Asset<br>Verification<br>Level** | **Co<br>Borrower 3 Asset<br>Verification<br>Level** | **Co<br>Borrower 2<br>Income<br>Verification<br>Level** | **Co<br>Borrower 3<br>Income<br>Verification<br>Level** | **Co<br>Borrower 2<br>Employment<br>Verification<br>Level** | **Co<br>Borrower 3<br>Employment<br>Verification<br>Level** | **Asset<br>Depletion<br>Flag** | **Bank<br>Statements<br>Flag** | **Number of<br>Statements** | **Type of<br>Statements** | **Percent<br>of Income<br>From<br>Statements** | **Borrower<br>Business<br>Ownership%** | **CoBorrower Business<br>Ownership %** | **P&L Type** | **Income<br>Doc<br>Detail** | **Tax<br>Return<br>Doc<br>Details** | **Document<br>Level** | **Document<br>Type** |  | **Most<br>Recent<br>Bankruptcy<br>Type** | **Most<br>Recent<br>Bankruptcy<br>Filing Date** | **Most<br>Recent<br>Bankruptcy<br>Discharge<br>Date** | **Number of<br>Bankruptcy<br>Events** | **Months<br>Bankruptcy<br>(7, 11)** | **Months<br>Bankruptcy<br>(13)** | **Most<br>Recent Deed-<br>in - Lieu Date** | **Number<br>of Deed-<br>in-Lieu<br>Events** | **Months<br>Deed-<br>in-Lieu** | **Most<br>Recent Short<br>Sale Date** | **Number<br>of Short<br>Sale<br>Events** | **Months<br>Short Sale<br>(or Pre<br>FC)** | **Most<br>Recent<br>Foreclosure<br>Date** | **Number of<br>Foreclosure<br>Events** | **Months<br>Foreclosure** | **Prior<br>Mortgage/Rent<br>Late 30d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 60d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 90d<br>in 24m** | **Has ACH** | **Guideline<br>Name** | **UW<br>Guideline<br>Author** | **ATR QM<br>Total Points<br>and Fees<br>Audit** | **Loan<br>Regulation<br>Benchmark<br>Date** | **Benchmark<br>Rate** | **HUD 1<br>Page 1<br>Credits<br>Total** | **Collateral<br>Underwriter<br>Risk Score** | **AUS<br>Decision<br>System** | **Property<br>Inspection<br>Waiver<br>(PIW)** | **Rating Result** | **Eligible<br>For Rep and<br>Warrant Relief<br>Per Collateral<br>Advisor** | **Is Equity<br>Shared<br>Loan** | **Investor<br>Qualifying<br>Rate** | **Borrower<br>Years of<br>W2s** | **CoBorrower<br>Years of<br>W2s** | **Years of<br>Personal<br>Tax<br>Returns** | **Years of<br>Business<br>Tax<br>Returns** | **Years of<br>4506T** | **Years of<br>Tax<br>Transcripts** | **Months<br>of Personal<br>Bank<br>Statements** | **Months<br>of Business<br>Bank<br>Statements** | **Months<br>of Profit<br>and Loss<br>Statements** | **Expense<br>Letter** | **Total<br>DSCR** | **Total<br>Inverse<br>DSCR** | **Subordinate<br>Lien Type** | **Is Shared<br>Appreciation<br>Mortgage** | **Duration<br>of<br>Payout<br>Months** | **Seller<br>VSH<br>Indicator** | **Seller<br>Indicated VSH<br>Guideline** | **Validated<br>VSH** | **IO<br>Remaining<br>Amortization<br>Term at<br>Recast** | **Maturity<br>Date** | **Borrower<br>Own Funds<br>Cash<br>Amount** | **Borrower<br>Own<br>Funds<br>Percent** | **Is the<br>Note<br>an<br>eNote** | **Borrower<br>WVOE —

# of<br>Months of<br>Income<br>provided** | **Co<br>Borrower WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower2 WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower3 WVOE<br>— # of Months of<br>Income provided** | **Were the<br>origination<br>guidelines utilized<br>for this diligence<br>review?** | **Title<br>Evidence** | **Ownership<br>Type** | **Borrower<br>Type** | **Borrower<br>Designation** | **Co<br>Borrower<br>Type** | **Co<br>Borrower<br>Designation** | **Co<br>Borrower2<br>Type** | **Co<br>Borrower2<br>Designation** | **Co<br>Borrower3<br>Type** | **Co<br>Borrower3<br>Designation** | **Senior<br>Lien<br>Position** | **Senior<br>Lien Original<br>Loan<br>Amount** | **Senior<br>Lien Original<br>Interest Rate** | **Senior<br>Lien Note<br>Projected<br>Closing<br>Date** | **Senior<br>Lien<br>Current<br>Balance** | **Senior<br>Lien<br>Current<br>P&I** | **Loan<br>Closed in the<br>Name of an<br>Entity** | **Note<br>Executed<br>by** | **Assumable<br>Mortgage<br>Flag** | **Leasehold<br>Flag** | **Buydown<br>Flag** | **Borrower<br>Experian FICO<br>Model Used** |  | **Borrower<br>Equifax FICO<br>Model Used** | **Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower Experian<br>FICO Model Used** | **Co<br>Borrower Equifax<br>FICO Model<br>Used** | **Co Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower2 Experian<br>FICO Model Used** | **Co<br>Borrower2 Equifax<br>FICO Model Used** | **Co Borrower2<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower3 Experian<br>FICO Model Used** | **Co<br>Borrower3 Equifax<br>FICO Model Used** | **Co Borrower3<br>TransUnion FICO<br>Model Used** | **Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Delayed<br>Financing?** | **Months<br>Reserves** | **Correspondent<br>Type** | **Departure<br>Residence** | **Rate<br>Increase<br>on<br>Default** | **MERS<br>Min<br>Number** | **Co<br>Borrower<br>Other<br>Income** | **Co<br>Borrower<br>Wage<br>Income** | **Primary<br>Housing Lates 0 6<br>Months 30** | **Primary<br>Housing Lates 0 6<br>Months 60** | **Primary<br>Housing Lates 0 6<br>Months 90** | **Primary<br>Housing Lates 7<br>12 Months 30** | **Primary<br>Housing Lates 7<br>12 Months 60** | **Primary<br>Housing Lates 7<br>12 Months 90** | **Primary<br>Housing Lates 13<br>24 Months 30** | **Primary<br>Housing Lates 13<br>24 Months 60** | **Primary<br>Housing Lates 13<br>24 Months 90** | **Primary<br>Housing Lates 25<br>36 Months 30** | **Primary<br>Housing Lates 25<br>36 Months 60** | **Primary<br>Housing Lates 25<br>36 Months 90** | **Borrower<br>1 ITIN<br>Flag** | **Borrower<br>2 ITIN<br>Flag** | **Borrower<br>3 ITIN<br>Flag** | **Borrower<br>4 ITIN<br>Flag** | **Total<br>Number of<br>Mortgaged<br>Properties** |
| 224678287 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $17465.62 | $23022.70 |  | 7.169% | $6791.93 | $6791.93 | 6.990% | No | No | Not Employed | Self-Employed | Self-<br>Employed |  | 23.93 |  |  | US Citizen | US<br>Citizen |  |  |  |  |  | $14455.25 | 1 | $3810.72 | $1409.04 | $317.56 | $117.42 |  |  |  |  |  | 47.757% | 47.757% | 47.757% | [Redacted] | 756 | 777 | 789 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  | Level 3-<br>Stated/<br>Partially<br>Verified |  | Level<br>3-<br>Stated/<br>Verified<br>as<br>defined |  | No | Yes | 24 | Business | 100.000% |  | 60.000% |  | [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Coborrower(s) — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Coborrower(s) — \| Non-Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Third Party Verification — 2025<br> [Coborrower(s) — \| Non-Primary Income — Shared Bank Statements]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Non-Primary Income — Shared Bank Statements]; CPA Letter — 2025<br> [Coborrower(s) — \| Non-Primary Income — Shared Bank Statements]; Third Party Verification — 2025 | [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 4506-C — 2022<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $17465.62 |  | 6.260% | $0.00 | 2.2 |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $372522.05 | 29.160% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  | 16.91 |  | No | No |  | $27669.33 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224678290 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $891.00 | $891.00 | 8.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $1082.40 | $1104.96 | $90.20 | $92.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.63 | 0.61 |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 13.71 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| 224678293 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1208.24 | $1208.24 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2487.84 | $1982.04 | $207.32 | $165.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.9 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.22 | 0.81 |  |  |  |  |  |  |  | 01/01/2056 | $55244.33 | 25.570% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.7 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224678297 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3918.00 | $8984.84 |  | 7.852% | $1627.77 | $1627.77 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5349.35 | 1 | $3929.52 | $736.08 | $327.46 | $61.34 |  |  |  |  |  | 43.345% | 43.345% | 43.345% | [Redacted] | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower<br>Prepared | [Borrower — \| Primary Income — Sole Proprietor]; Balance Sheet — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; P&L Statement — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; 1040 — Schedule C — 2024 | [Borrower]; 1040 — 2024<br> [Borrower]; Account Transcripts — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3918.00 |  | 6.230% | $1000.00 | 3.7 |  |  |  | No | No | 7.500% | 0 |  | 1 | 0 | 0 | 1 |  |  | 10.40 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $203398.50 | 69.890% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 41.84 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224678717 | [Redacted] | [Redacted] |  | Safe<br>Harbor<br>QM<br>(APOR) |  |  |  | Yes | No | $4354.00 | $12492.61 |  | 7.422% | $8509.12 | $8509.12 | 7.375% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $70502.64 | 1 | $5895.60 | $3644.40 | $491.30 | $303.70 |  |  |  |  |  | 23.541% | 23.541% | 23.541% | [Redacted] | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025 | [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4354.00 |  | 6.170% | $500.00 | 1 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not<br>Stated |  |  |  | 01/01/2056 | $421873.28 | 27.390% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO Risk<br>Score Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 32.54 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224678735 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1344.65 | $1344.65 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4017.84 | $0.00 | $334.82 | $0.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | 01/01/2056 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 17.88 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224678747 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $726.33 | $726.33 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2835.60 | $1814.04 | $236.30 | $151.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.66 | 0.6 |  |  |  |  |  |  |  | 01/01/2056 | $137841.49 | 95.890% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.5 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 4 |
| 224681981 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2609.32 | $2609.32 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $11418.12 | $1670.52 | $951.51 | $139.21 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.95 |  |  |  |  |  |  |  | 01/01/2056 | $278037.50 | 54.510% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 37.87 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224691884 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1390.00 | $7371.24 |  | 8.655% | $5943.09 | $5943.09 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $36465.55 | 1 | $13624.44 | $2337.00 | $1135.37 | $194.75 |  |  |  |  |  | 40.200% | 40.200% | 40.200% | [Redacted] | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1390.00 |  | 6.230% | $70000.00 | 1 |  |  |  | No | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $167083.01 | 19.670% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 23.98 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| 224693455 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1570.19 | $1570.19 | 6.990% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $4556.04 | $3019.56 | $379.67 | $251.63 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.56 | 0.63 |  |  |  |  |  |  |  | 01/01/2056 | $223059.86 | 70.810% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 64.51 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224693498 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1061.87 | $1061.87 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3074.76 | $1155.96 | $256.23 | $96.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.78 |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | VantageScore<br>4 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 43.15 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224693505 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1690.28 | $1690.28 | 7.375% | No | No |  |  |  |  |  |  | Foreign<br>National | Foreign<br>National |  |  |  |  |  |  |  | 1 | $4765.92 | $1004.76 | $397.16 | $83.73 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 0.99 |  |  |  |  |  |  |  | 01/01/2056 | $129883.50 | 38.210% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.1 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | No | No | 1 |
| 224693527 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $6199.93 | $9926.98 |  | 6.851% | $4208.10 | $4208.10 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8136.21 | 1 | $12778.20 | $4648.80 | $1064.85 | $387.40 |  |  |  |  |  | 48.759% | 48.759% | 48.759% | [Redacted] | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; D1C Income Verification Report — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023 | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $6199.93 |  | 6.260% | $0.00 | 3.5 | DU |  | ApproveEligible | Yes | No | 6.750% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $52310.51 |  | No | 18 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 9.17 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224693576 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $8592.73 | $9718.05 |  | 7.095% | $1224.22 | $1224.22 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15391.22 | 1 | $6361.92 | $879.00 | $530.16 | $73.25 |  |  |  |  |  | 37.515% | 37.515% | 37.515% | [Redacted] | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Personal — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025 | [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $8592.73 |  | 6.230% | $4779.00 | 1 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $74408.03 | 31.130% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.61 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224693580 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1773.66 | $1773.66 | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  |  | 1 | $5027.88 | $1356.00 | $418.99 | $113.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.85 |  |  |  |  |  |  |  | 01/01/2056 | $196062.26 | 60.320% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO Risk<br>Score Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 49.05 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224693582 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3094.00 | $6247.24 |  | 7.446% | $3757.27 | $3757.27 | 7.375% | No | Yes | Not Employed | Non-Employment<br>Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $80625.48 | 1 | $8990.04 | $2168.40 | $749.17 | $180.70 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Coborrower(s) — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Coborrower(s) — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Coborrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3094.00 |  | 6.160% | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 01/01/2056 | $4718879.85 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO Risk<br>Score Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 967.55 |  | No | No |  | $94111.15 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| 224693839 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $6499.80 | $10153.40 |  | 9.007% | $2832.12 | $2832.12 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5475.08 | 3 | $8321.04 | $3781.44 | $693.42 | $315.12 |  |  |  |  |  | 41.228% | 41.228% | 41.228% | [Redacted] | 609 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; WVOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Account Transcripts — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Account Transcripts — 2023<br> [Borrower]; 4506-C — 2022<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $6499.80 |  | 6.230% | $0.00 |  |  |  |  | No | No | 8.750% | 2 |  | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 |  |  | No | 34 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 41.73 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224693840 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $6452.75 | $8594.08 |  | 6.635% | $3078.17 | $3078.17 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9815.37 | 1 | $9186.60 | $1685.04 | $765.55 | $140.42 |  |  |  |  |  | 33.193% | 33.193% | 33.193% | [Redacted] | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $6452.75 |  | 6.190% | $0.00 | 2 | LP /<br>LPA |  | Accept/Eligible | No | No | 6.500% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO Risk<br>Score Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 0.55 |  |  | No |  | $0.00 | $4160.19 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224695322 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $5040.00 | $7902.67 |  | 8.164% | $2602.39 | $2602.39 | 7.990% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10217.37 | 1 | $3065.52 | $1541.28 | $255.46 | $128.44 |  |  |  |  |  | 46.097% | 46.097% | 46.097% | [Redacted] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; VVOE — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023<br> [Borrower — \| Non-Primary Income — VA Service Related Disability]; VA Verification of Benefits — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5040.00 |  | 6.170% | $5000.00 | 1 |  |  |  | Yes | No | 7.990% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $136576.42 | 30.690% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO Risk<br>Score Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 6.06 |  | No | No |  | $0.00 | $7023.40 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224695360 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $5419.89 | $5419.89 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | $10681.80 | $4553.40 | $890.15 | $379.45 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.83 |  |  |  |  |  |  |  | 01/01/2056 | $601997.61 | 53.030% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 92.76 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 7 |
| 224699868 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1383.48 | $1383.48 | 5.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1158.48 | $683.04 | $96.54 | $56.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 5.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.96 |  |  |  |  |  |  |  | 01/01/2056 | $10076.94 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.9 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 2 |
| 224699871 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1331.88 | $1331.88 | 6.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $4657.08 | $957.48 | $388.09 | $79.79 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.9 |  |  |  |  |  |  |  | 01/01/2056 | $71089.33 | 25.940% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.03 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224701266 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3864.50 | $12140.95 |  | 7.290% | $4485.06 | $5073.77 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6958.58 | 1 | $14207.76 | $4835.04 | $1183.98 | $402.92 |  |  |  |  |  | 49.378% | 45.096% | 49.378% | [Redacted] | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3864.50 |  | 6.290% | $0.00 | 2.2 |  |  |  | No | No | 8.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 01/01/2056 | $349833.23 |  | No | 45 |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO<br>II |  | Beacon<br>5 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 55.41 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224705486 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4510.00 | $5597.50 |  | 7.846% | $3897.28 | $3897.28 | 7.750% | No | No | Self-Employed |  |  |  |  |  | Permanent<br>Resident Alien |  |  |  |  |  |  |  | $9861.04 | 1 | $8000.04 | $3882.24 | $666.67 | $323.52 |  |  |  |  |  | 42.265% | 42.265% | 42.265% | [Redacted] | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4510.00 |  | 6.240% | $55000.00 | 2.6 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $50612.99 | 7.900% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  | Resident<br>Alien Card |  |  |  |  | 12.86 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224705516 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2340.43 | $2340.43 | 8.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | $4298.76 | $3319.92 | $358.23 | $276.66 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 8.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.75 |  |  |  |  |  |  |  | 01/01/2056 | $196162.55 | 56.040% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 39.3 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 |
| 224705519 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2340.43 | $2340.43 | 8.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | $4960.92 | $2718.00 | $413.41 | $226.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 8.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.41 | 0.7 |  |  |  |  |  |  |  | 01/01/2056 | $191162.55 | 54.610% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 38.36 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 |
| 224705570 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1859.46 | $1859.46 | 7.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4476.96 | $1254.96 | $373.08 | $104.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.75 |  |  |  |  |  |  |  | 01/01/2056 | $10608.20 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 9.68 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224705833 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $6719.52 | $8465.38 |  | 7.707% | $1602.37 | $1602.37 | 7.375% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  | Mexico |  |  |  | $26674.38 | 1 | $3132.24 | $1289.88 | $261.02 | $107.49 |  |  |  |  |  | 11.923% | 11.923% | 11.923% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower<br>Prepared | [Borrower — \| Primary Income — S-Corp (>= 25%)]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Balance Sheet — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; P&L Statement — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2023 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $6719.52 |  | 6.170% | $17400.00 | 1 |  |  |  | Yes | No | 7.375% | 2 |  | 2 | 0 | 1 | 2 |  |  | 10.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $2800.00 | 0.960% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  | Employment<br>Authorization |  |  |  |  | 259.35 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 2 |
| 224706012 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $27565.00 | $6880.87 |  | 7.839% | $8672.17 | $9536.04 | 8.234% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  | Mexico |  |  |  | $143907.84 | 1 | $13101.36 | $3482.04 | $1091.78 | $290.17 |  |  |  |  |  | 8.097% | 8.569% | 8.097% | [Redacted] | 670 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $27565.00 |  | 6.530% | $40000.00 | 2 |  |  |  | Yes | No | 8.234% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $50850.00 | 3.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  | Passport |  |  |  |  | 41.14 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224709546 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1590.00 | $5290.20 |  | 7.020% | $5077.78 | $5077.78 | 6.990% | No | No | Not Employed | Employed | Employed |  | 3.28 |  |  | Permanent<br>Resident Alien | Permanent<br>Resident<br>Alien |  |  |  |  |  | $22690.66 | 1 | $3580.80 | $4001.28 | $298.40 | $333.44 |  |  |  |  |  | 40.120% | 40.120% | 40.120% | [Redacted] | 811 | 813 | 831 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  | Level 5-<br>Stated/<br>Verified<br>as<br>defined |  | Level<br>3-<br>Stated/<br>Verified<br>as<br>defined |  | No | No |  |  |  |  |  |  | [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023 | [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; Transcripts (1040) — 2024<br> [Coborrower]; 1040 — 2023<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; Transcripts (1040) — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1590.00 |  | 6.260% | $5000.00 | 1 | LP /<br>LPA |  | Accept/Eligible | Yes | No | 6.990% | 0 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $341852.61 | 35.790% | No |  | 34 | 11 |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  | Resident<br>Alien<br>Card | Resident<br>Alien<br>Card |  |  | 23.57 |  | No | No |  | $0.00 | $37893.25 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224709548 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $16938.00 | $7687.40 |  | 6.827% | $1321.02 | $1321.02 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17602.55 | 1 | $3021.60 | $2312.04 | $251.80 | $192.67 |  |  |  |  |  | 41.497% | 41.497% | 41.497% | [Redacted] | 675 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Sole Proprietor]; Other — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Other — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; 1099 Transcript — 2024<br> [Borrower — \| Primary Income — Sole Proprietor]; Other — 2015 | [Borrower]; 4506-C — 2024<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $16938.00 |  | 6.230% | $0.00 | 2.6 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 1 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 21.12 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224709552 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $7634.92 | $7634.92 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $13824.60 | $7321.44 | $1152.05 | $610.12 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.9 |  |  |  |  |  |  |  | 01/01/2056 | $1544036.21 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 158.05 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 7 |
| 224709555 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2041.77 | $2041.77 | 7.750% | No | No |  |  |  |  | 0 |  |  | Non-Permanent<br>Resident Alien | Not<br>Provided |  |  |  |  |  |  | 2 | $3464.04 | $1751.88 | $288.67 | $145.99 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.82 |  |  |  |  |  |  |  | 01/01/2056 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 28.34 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224709556 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2149.92 | $2149.92 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | $1862.88 | $5646.96 | $155.24 | $470.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.35 | 0.73 |  |  |  |  |  |  |  | 01/01/2056 | $213379.12 | 52.680% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 35.58 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 2 |
| 224709558 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2090.00 | $0.00 |  | 7.582% | $3322.49 | $3322.49 | 7.625% | No | No | Self-Employed | Self-Employed |  |  |  |  | Permanent<br>Resident Alien | Permanent<br>Resident Alien |  |  |  |  |  |  | $20568.81 | 1 | $9453.36 | $1885.44 | $787.78 | $157.12 |  |  |  |  |  | 21.944% | 21.944% | 21.944% | [Redacted] | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2090.00 |  | 6.190% | $15506.73 | 1 |  |  |  | Yes | No | 7.625% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $152389.57 | 27.590% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO Risk<br>Score Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  | Resident<br>Alien Card | Resident<br>Alien<br>Card |  |  |  | 23.22 |  |  | No |  | $13175.60 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224709738 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1490.00 | $8965.00 |  | 8.407% | $8968.85 | $8968.85 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13541.08 | 1 | $3260.40 | $7209.60 | $271.70 | $600.80 |  |  |  |  |  | 48.011% | 48.011% | 48.011% | [Redacted] | 647 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1490.00 |  | 6.260% | $0.00 | 4.5 |  |  |  | No | No | 8.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $6617.56 |  | No | 33 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 11.62 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224710928 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $3108.04 | $3108.04 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $28336.80 | $7653.00 | $2361.40 | $637.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.65 | 1.52 |  |  |  |  |  |  |  | 01/01/2056 | $100000.00 | 10.810% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.57 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224710929 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1845.39 | $1845.39 | 8.500% | No | No |  |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  |  |  |  |  |  | 2 | $2190.24 | $1421.04 | $182.52 | $118.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 661 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 8.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.89 |  |  |  |  |  |  |  | 01/01/2056 | $338428.39 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 115.4 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224710930 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1790.00 | $5278.40 |  | 6.791% | $4337.50 | $4337.50 | 6.750% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $100180.70 | 1 | $8203.92 | $13161.96 | $683.66 | $1096.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1790.00 |  | 6.260% | $0.00 | 4.6 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 01/01/2056 | $5922155.98 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 836.38 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224710941 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1408.89 | $1408.89 | 8.125% | No | No |  |  |  |  | 0 |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | 2 | $3403.44 | $522.00 | $283.62 | $43.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 752 |  | 759 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | 01/01/2056 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II |  | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  | No | 25.86 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |

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| 0 | 3 | 7 | 10 | 15 | 18 | 22 | 26 | 31 | 35 | 39 | 43 | 46 | 51 | 55 | 59 | 63 | 67 | 71 | 75 | 79 | 83 | 86 | 91 | 95 | 99 | 103 | 107 | 111 | 114 | 118 | 122 | 126 | 131 | 135 | 139 | 143 | 147 | 151 | 154 | 158 | 162 | 166 | 170 | 175 | 179 | 183 | 187 | 191 | 195 | 199 | 203 | 207 | 210 | 215 | 218 | 222 | 226 | 230 | 234 | 238 | 242 | 246 | 250 | 254 | 258 | 262 | 266 | 270 | 274 | 279 | 283 | 287 | 290 | 295 | 298 | 303 | 307 | 311 | 315 | 319 | 323 | 327 | 331 | 334 | 336 | 339 | 343 | 344 | 346 | 350 | 354 | 358 | 362 | 366 | 370 | 374 | 378 | 382 | 386 | 390 | 394 | 398 | 402 | 407 | 411 | 415 | 419 | 422 | 427 | 431 | 434 | 439 | 443 | 447 | 451 | 454 | 459 | 463 | 467 | 471 | 475 | 479 | 483 | 487 | 491 | 495 | 498 | 503 | 507 | 511 | 515 | 519 | 522 | 526 | 531 | 534 | 538 | 542 | 546 | 551 | 555 | 559 | 563 | 567 | 571 | 574 | 578 | 583 | 587 | 591 | 595 | 599 | 603 | 607 | 611 | 615 | 619 | 623 | 626 | 630 | 634 | 638 | 642 | 646 | 651 | 655 | 659 | 662 | 667 | 671 | 672 | 675 | 679 | 683 | 687 | 691 | 695 | 699 | 703 | 706 | 711 | 715 | 719 | 722 | 726 | 730 | 735 | 739 | 742 | 747 | 751 | 754 | 759 | 763 | 767 | 771 | 775 | 779 | 783 | 787 | 791 | 795 | 799 | 803 | 807 | 811 | 815 | 819 | 823 | 827 | 831 |
| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **TILA<br>Status Loan<br>Designation** | **Exempt<br>QM/ATR<br>Equivalency** | **CDFI<br>Bank<br>Originated<br>Loan** | **Application<br>Date** | **TRID<br>Tested** | **GSE** | **HOEPA<br>Fees** | **TILA Fees** | **Rate<br>Lock<br>Date** | **Calculated<br>APR** | **Original<br>P&I** | **Qualifying<br>P&I** | **Qualifying<br>Rate** | **Is<br>Borrower Non<br>Occupant** | **Is Co<br>Borrower Non<br>Occupant** | **Borrower<br>Employment<br>Indicator** | **Co Borrower<br>Employment<br>Indicator** | **Co<br>Borrower 2<br>Employment<br>Indicator** | **Co<br>Borrower 3<br>Employment<br>Indicator** | **Co<br>Borrower2 Length<br>of Employment** | **Co<br>Borrower3 Length<br>of Employment** | **Borrower<br>Foreign National<br>Indicator** | **Co<br>Borrower Foreign<br>National<br>Indicator** | **Co Borrower 2<br>Foreign National<br>Indicator** | **Co Borrower 3<br>Foreign National<br>Indicator** | **Borrower<br>Country<br>Name** | **Co<br>Borrower<br>Country<br>Name** | **Co<br>Borrower2<br>Country<br>Name** | **Co<br>Borrower3<br>Country<br>Name** | **Residual<br>Income** | **Num<br>Units** | **Annual<br>Property<br>Tax** | **Annual<br>Insurance<br>Costs** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Costs** | **HOA<br>Name** | **HOA<br>Address<br>State** | **Fee<br>Amount** | **Next Due<br>Date** | **HOA<br>Payment<br>Frequency** | **Investor<br>DTI** | **QM DTI** | **Non QM<br>DTI** | **Original<br>Credit<br>Report<br>Date** | **Qualifying<br>Credit<br>Score** | **Third<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Original FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Original<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Original FICO<br>Transunion** | **Most<br>Recent Updated<br>Credit Report<br>Date** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Primary<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Primary<br>Wage Earner<br>Updated FICO<br>Transunion** | **Secondary Wage<br>Earner Updated<br>FICO Equifax** | **Secondary Wage<br>Earner Updated<br>FICO Experian** | **Secondary Wage<br>Earner Updated<br>FICO<br>Transunion** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Third<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Third<br>Wage Earner<br>Updated FICO<br>Transunion** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Equifax** | **Fourth<br>Wage Earner<br>Updated<br>FICO<br>Experian** | **Fourth<br>Wage Earner<br>Updated FICO<br>Transunion** | **Most<br>Recent Updated<br>Co Borrower 2<br>FICO** | **Most<br>Recent Updated<br>Co Borrower 3<br>FICO** | **Co<br>Borrower 2 Asset<br>Verification<br>Level** | **Co<br>Borrower 3 Asset<br>Verification<br>Level** | **Co<br>Borrower 2<br>Income<br>Verification<br>Level** | **Co<br>Borrower 3<br>Income<br>Verification<br>Level** | **Co<br>Borrower 2<br>Employment<br>Verification<br>Level** | **Co<br>Borrower 3<br>Employment<br>Verification<br>Level** | **Asset<br>Depletion<br>Flag** | **Bank<br>Statements<br>Flag** | **Number of<br>Statements** | **Type of<br>Statements** | **Percent<br>of Income<br>From<br>Statements** | **Borrower<br>Business<br>Ownership%** | **CoBorrower Business<br>Ownership %** | **P&L Type** | **Income<br>Doc<br>Detail** | **Tax<br>Return<br>Doc<br>Details** | **Document<br>Level** | **Document<br>Type** |  | **Most<br>Recent<br>Bankruptcy<br>Type** | **Most<br>Recent<br>Bankruptcy<br>Filing Date** | **Most<br>Recent<br>Bankruptcy<br>Discharge<br>Date** | **Number of<br>Bankruptcy<br>Events** | **Months<br>Bankruptcy<br>(7, 11)** | **Months<br>Bankruptcy<br>(13)** | **Most<br>Recent Deed-<br>in - Lieu Date** | **Number<br>of Deed-<br>in-Lieu<br>Events** | **Months<br>Deed-<br>in-Lieu** | **Most<br>Recent Short<br>Sale Date** | **Number<br>of Short<br>Sale<br>Events** | **Months<br>Short Sale<br>(or Pre<br>FC)** | **Most<br>Recent<br>Foreclosure<br>Date** | **Number of<br>Foreclosure<br>Events** | **Months<br>Foreclosure** | **Prior<br>Mortgage/Rent<br>Late 30d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 60d<br>in 24m** | **Prior<br>Mortgage/Rent<br>Late 90d<br>in 24m** | **Has ACH** | **Guideline<br>Name** | **UW<br>Guideline<br>Author** | **ATR QM<br>Total Points<br>and Fees<br>Audit** | **Loan<br>Regulation<br>Benchmark<br>Date** | **Benchmark<br>Rate** | **HUD 1<br>Page 1<br>Credits<br>Total** | **Collateral<br>Underwriter<br>Risk Score** | **AUS<br>Decision<br>System** | **Property<br>Inspection<br>Waiver<br>(PIW)** | **Rating Result** | **Eligible<br>For Rep and<br>Warrant Relief<br>Per Collateral<br>Advisor** | **Is Equity<br>Shared<br>Loan** | **Investor<br>Qualifying<br>Rate** | **Borrower<br>Years of<br>W2s** | **CoBorrower<br>Years of<br>W2s** | **Years of<br>Personal<br>Tax<br>Returns** | **Years of<br>Business<br>Tax<br>Returns** | **Years of<br>4506T** | **Years of<br>Tax<br>Transcripts** | **Months<br>of Personal<br>Bank<br>Statements** | **Months<br>of Business<br>Bank<br>Statements** | **Months<br>of Profit<br>and Loss<br>Statements** | **Expense<br>Letter** | **Total<br>DSCR** | **Total<br>Inverse<br>DSCR** | **Subordinate<br>Lien Type** | **Is Shared<br>Appreciation<br>Mortgage** | **Duration<br>of<br>Payout<br>Months** | **Seller<br>VSH<br>Indicator** | **Seller<br>Indicated VSH<br>Guideline** | **Validated<br>VSH** | **IO<br>Remaining<br>Amortization<br>Term at<br>Recast** | **Maturity<br>Date** | **Borrower<br>Own Funds<br>Cash<br>Amount** | **Borrower<br>Own<br>Funds<br>Percent** | **Is the<br>Note<br>an<br>eNote** | **Borrower<br>WVOE —

# of<br>Months of<br>Income<br>provided** | **Co<br>Borrower WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower2 WVOE<br>— # of Months of<br>Income provided** | **Co<br>Borrower3 WVOE<br>— # of Months of<br>Income provided** | **Were the<br>origination<br>guidelines utilized<br>for this diligence<br>review?** | **Title<br>Evidence** | **Ownership<br>Type** | **Borrower<br>Type** | **Borrower<br>Designation** | **Co<br>Borrower<br>Type** | **Co<br>Borrower<br>Designation** | **Co<br>Borrower2<br>Type** | **Co<br>Borrower2<br>Designation** | **Co<br>Borrower3<br>Type** | **Co<br>Borrower3<br>Designation** | **Senior<br>Lien<br>Position** | **Senior<br>Lien Original<br>Loan<br>Amount** | **Senior<br>Lien Original<br>Interest Rate** | **Senior<br>Lien Note<br>Projected<br>Closing<br>Date** | **Senior<br>Lien<br>Current<br>Balance** | **Senior<br>Lien<br>Current<br>P&I** | **Loan<br>Closed in the<br>Name of an<br>Entity** | **Note<br>Executed<br>by** | **Assumable<br>Mortgage<br>Flag** | **Leasehold<br>Flag** | **Buydown<br>Flag** | **Borrower<br>Experian FICO<br>Model Used** |  | **Borrower<br>Equifax FICO<br>Model Used** | **Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower Experian<br>FICO Model Used** | **Co<br>Borrower Equifax<br>FICO Model<br>Used** | **Co Borrower<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower2 Experian<br>FICO Model Used** | **Co<br>Borrower2 Equifax<br>FICO Model Used** | **Co Borrower2<br>TransUnion FICO<br>Model Used** | **Co<br>Borrower3 Experian<br>FICO Model Used** | **Co<br>Borrower3 Equifax<br>FICO Model Used** | **Co Borrower3<br>TransUnion FICO<br>Model Used** | **Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Co Borrower3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Delayed<br>Financing?** | **Months<br>Reserves** | **Correspondent<br>Type** | **Departure<br>Residence** | **Rate<br>Increase<br>on<br>Default** | **MERS<br>Min<br>Number** | **Co<br>Borrower<br>Other<br>Income** | **Co<br>Borrower<br>Wage<br>Income** | **Primary<br>Housing Lates 0 6<br>Months 30** | **Primary<br>Housing Lates 0 6<br>Months 60** | **Primary<br>Housing Lates 0 6<br>Months 90** | **Primary<br>Housing Lates 7<br>12 Months 30** | **Primary<br>Housing Lates 7<br>12 Months 60** | **Primary<br>Housing Lates 7<br>12 Months 90** | **Primary<br>Housing Lates 13<br>24 Months 30** | **Primary<br>Housing Lates 13<br>24 Months 60** | **Primary<br>Housing Lates 13<br>24 Months 90** | **Primary<br>Housing Lates 25<br>36 Months 30** | **Primary<br>Housing Lates 25<br>36 Months 60** | **Primary<br>Housing Lates 25<br>36 Months 90** | **Borrower<br>1 ITIN<br>Flag** | **Borrower<br>2 ITIN<br>Flag** | **Borrower<br>3 ITIN<br>Flag** | **Borrower<br>4 ITIN<br>Flag** | **Total<br>Number of<br>Mortgaged<br>Properties** |
| 224710944 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $7169.40 | $7835.48 |  | 8.279% | $2140.56 | $2140.56 | 7.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6634.35 | 1 | $4607.76 | $0.00 | $383.98 | $0.00 |  |  |  |  |  | 40.563% | 40.563% | 40.563% | [Redacted] | 678 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $7169.40 |  | 6.230% | $0.00 | 2.8 | DU |  | ApproveEligible | Yes | No | 7.990% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 |  |  | No | 19 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 15.33 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224711173 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $11888.75 | $14834.17 |  | 9.359% | $3150.90 | $3150.90 | 8.990% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  |  |  |  |  | $8037.22 | 1 | $6570.48 | $602.04 | $547.54 | $50.17 |  |  |  |  |  | 35.151% | 35.151% | 35.151% | [Redacted] | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower<br>Prepared | [Borrower — \| Primary Income — Sole Proprietor]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; P&L Statement — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Sole Proprietor]; 1040 — Schedule C — 2024 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $11888.75 |  | 6.190% | $0.00 | 1 |  |  |  | Yes | No | 8.990% | 0 |  | 1 | 0 | 2 | 1 |  |  | 10.97 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $76600.46 | 17.580% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  | Employment<br>Authorization |  |  |  |  | 8.71 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224711283 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1751.89 | $1751.89 | 6.625% | No | No |  |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | 3 | $5043.36 | $1896.00 | $420.28 | $158.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.37 | 0.72 |  |  |  |  |  |  |  | 01/01/2056 | $46975.62 | 13.730% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 6.23 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224711298 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $6290.00 | $10106.30 |  | 7.602% | $6467.70 | $7033.33 | 7.984% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $35593.78 | 1 | $422.04 | $3891.00 | $35.17 | $324.25 |  |  |  |  |  | 24.684% | 23.488% | 24.684% | [Redacted] | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower<br>Prepared | [Borrower — \| Primary Income — S-Corp (>= 25%)]; Balance Sheet — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Other — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; P&L Statement — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Paystubs — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2023<br> [Borrower — \| Non-Primary Income — VA Service Related Disability]; VA Verification of Benefits — 2025<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; Balance Sheet — 2025<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; Other — 2025<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; P&L Statement — 2025<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2023<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2023<br> [Coborrower(s) — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2023 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; Transcripts (1040) — 2024<br> [Coborrower]; 1040 — 2023<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; Transcripts (1040) — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $6290.00 |  | 6.120% | $0.00 | 3.8 |  |  |  | No | No | 7.984% | 2 | 2 | 2 | 0 | 2 | 2 |  |  | 10.13 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 137.87 |  |  | No |  | $19688.21 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224711308 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $985.87 | $985.87 | 6.750% | No | No |  |  |  |  |  |  | Foreign<br>National |  |  |  |  |  |  |  |  | 1 | $4817.64 | $1501.80 | $401.47 | $125.15 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.41 | 0.7 |  |  |  |  |  |  |  | 01/01/2056 | $238891.80 | 69.240% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.8 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224712649 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $1495.00 | $4270.58 |  | 6.861% | $1919.85 | $1919.85 | 6.750% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $5620.39 | 1 | $5628.96 | $520.56 | $469.08 | $43.38 |  |  |  |  |  | 45.241% | 45.241% | 45.241% | [Redacted] | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Other — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1495.00 |  | 6.190% | $1000.00 | 2.5 | DU |  | ApproveEligible | No | No | 6.750% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $115764.63 | 31.280% | No | 35 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 8.51 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224712980 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $4674.05 | $2355.96 |  | 7.271% | $2912.42 | $2912.42 | 7.250% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  |  |  |  |  | $11617.18 | 1 | $4349.16 | $1661.04 | $362.43 | $138.42 |  |  |  |  |  | 33.175% | 33.175% | 33.175% | [Redacted] | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $4674.05 |  | 6.260% | $15000.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $8000.00 | 1.310% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  | Passport |  |  |  |  | 104.02 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No | No | No | 1 |
| 224712997 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1019.60 | $1019.60 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2195.16 | $1541.04 | $182.93 | $128.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.42 | 0.7 |  |  |  |  |  |  |  | 12/01/2055 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 68.21 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| 224712999 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $22158.00 | $6511.77 |  | 7.621% | $2138.63 | $2138.63 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $22715.96 | 1 | $5354.28 | $1875.00 | $446.19 | $156.25 |  |  |  |  |  | 22.690% | 24.101% | 24.165% | [Redacted] | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $22158.00 |  | 6.530% | $20360.06 | 1 |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $17500.00 | 4.080% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 148.25 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224713391 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1144.56 | $1144.56 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $1805.40 | $1467.96 | $150.45 | $122.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 2.5 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.94 |  |  |  |  |  |  |  | 01/01/2056 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 118.21 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224713435 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1887.03 | $1887.03 | 6.875% | No | No |  |  |  |  | 0 | 0 |  | US<br>Citizen | US<br>Citizen | US<br>Citizen |  |  |  |  |  | 4 | $1115.04 | $2286.00 | $92.92 | $190.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 803 | 805 | 776 | 803 | 788 |  | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.47 | 0.67 |  |  |  |  |  |  |  | 01/01/2056 | $142555.03 | 37.220% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  | 85.45 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224713448 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1495.00 | $9547.40 |  | 6.161% | $12671.95 | $12671.95 | 6.150% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $23177.39 | 1 | $10839.48 | $5101.68 | $903.29 | $425.14 |  |  |  |  |  | 46.393% | 46.393% | 46.393% | [Redacted] | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower<br>Prepared | [Borrower — \| Primary Income — S-Corp (>= 25%)]; Balance Sheet — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; CPA Letter — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; P&L Statement — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2024<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 1120S — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; 4506-C (for Business) — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; K-1 — 2023<br> [Borrower — \| Primary Income — S-Corp (>= 25%)]; W-2 — 2023<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; CPA Letter — 2025<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 4506-C (for Business) — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; K-1 — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; 4506-C (for Business) — 2023<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; K-1 — 2023<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; K-1 — 2024<br> [Borrower — \| Non-Primary Income — Partnership (>= 25%)]; K-1 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Borrower]; 1040 — 2024<br> [Borrower]; 4506-C — 2024<br> [Borrower]; Transcripts (1040) — 2024<br> [Borrower]; 1040 — 2023<br> [Borrower]; 4506-C — 2023<br> [Borrower]; Transcripts (1040) — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; Transcripts (1040) — 2024<br> [Coborrower]; 1040 — 2023<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; Transcripts (1040) — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1495.00 |  | 6.230% | $0.00 | 1.6 | DU |  | ApproveIneligible | No | No | 6.150% | 2 | 2 | 2 | 0 | 2 | 2 |  |  | 9.77 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $1195767.06 | 45.990% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>8 | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 46.08 |  | No | No |  | $0.00 | $2250.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224713803 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $5369.97 | $5369.97 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 3 | $5741.16 | $5246.04 | $478.43 | $437.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.93 |  |  |  |  |  |  |  | 01/01/2056 | $295885.39 | 30.820% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.99 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 7 |
| 224713804 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $813.95 | $813.95 | 8.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $3265.44 | $1379.28 | $272.12 | $114.94 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.2 |  |  |  | No | No | 8.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | 01/01/2056 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 76.51 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224713805 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1790.00 | $6128.70 |  | 7.912% | $6177.59 | $6177.59 | 7.875% | No | Yes | Self-Employed | Non-Employment<br>Income |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $10670.39 | 1 | $11624.04 | $2489.88 | $968.67 | $207.49 |  |  |  |  |  | 47.618% | 47.618% | 47.618% | [Redacted] | 648 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | 12 | Business | 20.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2024<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Non-Primary Income — Asset Depletion]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Social Security]; Award Letter / Continuance Letter — 2025<br> [Coborrower(s) — \| Non-Primary Income — Pension]; Paystubs — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023 | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1790.00 |  | 6.220% | $150000.00 | 1.7 |  |  |  | No | No | 7.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  | Other |  |  |  |  | 01/01/2056 | $1766702.50 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 179.28 |  | No | No |  | $8813.05 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224715754 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1091.77 | $1091.77 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 1 | $2421.72 | $1590.00 | $201.81 | $132.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 3.01 | 0.33 |  |  |  |  |  |  |  | 01/01/2056 |  |  | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 118.69 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224716852 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $3772.82 | $3772.82 | 7.125% | No | No |  |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | 1 | $5580.84 | $3930.96 | $465.07 | $327.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1.2 |  |  |  | No | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.76 |  |  |  |  |  |  |  | 01/01/2056 | $1121347.20 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 236.19 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224716857 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $11987.00 | $15809.86 |  | 7.673% | $5185.37 | $5185.37 | 7.500% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  | $34966.12 | 1 | $7286.40 | $3794.40 | $607.20 | $316.20 |  |  |  |  |  | 29.722% | 29.722% | 29.722% | [Redacted] | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) — \| Primary Income — P&L Statement Only]; Audited P&L — 2025<br> [Coborrower(s) — \| Primary Income — P&L Statement Only]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — P&L Statement Only]; Third Party Verification — 2025 |  | Alternative<br>Documentation<br>(A) | 1yr P&L<br>w/Bank<br>Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $11987.00 |  | 6.230% | $0.00 | 1.4 |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $626548.31 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | No |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 104.59 |  | No | No |  | $49754.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224716860 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1690.00 | $13343.07 |  | 6.355% | $5245.91 | $5245.91 | 6.250% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $54766.12 | 1 | $14833.56 | $6111.96 | $1236.13 | $509.33 |  |  |  |  |  | 40.616% | 40.616% | 40.616% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; Paystubs — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1690.00 |  | 6.170% | $0.00 | 2.6 | DU |  | ApproveEligible | Yes | No | 6.250% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $480984.29 | 45.160% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 34.4 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224716865 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $5155.63 | $7103.51 |  | 7.171% | $2118.51 | $2118.51 | 6.990% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6864.85 | 1 | $8784.60 | $1479.00 | $732.05 | $123.25 |  |  |  |  |  | 31.122% | 31.122% | 31.122% | [Redacted] | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Alimony]; Account Statements — 2025<br> [Borrower — \| Primary Income — Alimony]; Deposit Receipt — 2025<br> [Borrower — \| Primary Income — Alimony]; Divorce Decree — 2025<br> [Borrower — \| Primary Income — Alimony]; Legal Separation Agreement — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 1yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5155.63 |  | 6.190% | $0.00 | 1.6 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $377333.62 | 88.780% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 81.92 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224716936 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $6395.40 | $6395.40 | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  |  | 3 | $10670.28 | $5279.04 | $889.19 | $439.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.85 |  |  |  |  |  |  |  | 01/01/2056 | $36560.98 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 4.73 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224716937 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $8995.00 | $12729.08 |  | 7.004% | $4926.97 | $4926.97 | 6.875% | No | No | Self-Employed |  |  |  |  |  | Permanent<br>Resident Alien |  |  |  |  |  |  |  | $39679.01 | 1 | $18175.32 | $6050.04 | $1514.61 | $504.17 |  |  |  |  |  | 15.425% | 15.425% | 15.425% | [Redacted] | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $8995.00 |  | 6.260% | $0.00 | 4.7 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $896857.12 | 59.790% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  | Resident<br>Alien Card |  |  |  |  | 15.49 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224717311 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1590.00 | $3946.00 |  | 6.939% | $2512.75 | $2512.75 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6463.83 | 1 | $5686.08 | $0.00 | $473.84 | $0.00 |  |  |  |  |  | 48.829% | 48.829% | 48.829% | [Redacted] | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Wages]; Paystubs — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Borrower — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Borrower — \| Primary Income — Wages]; W-2 — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2024<br> [Borrower — \| Primary Income — Wages]; W-2 — 2023<br> [Borrower — \| Primary Income — Wages]; W-2 Transcript — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1590.00 |  | 6.170% | $0.00 | 1.5 |  |  |  | Yes | No | 6.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $200582.69 | 39.320% | No | 12 |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.16 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224717316 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $3877.50 | $5974.68 |  | 7.364% | $996.95 | $996.95 | 6.990% | No | No | Non-Employment<br>Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12390.84 | 1 | $6271.32 | $1220.04 | $522.61 | $101.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025<br> [Borrower — \| Primary Income — Asset Depletion]; Account Statements — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Other<br>Documentation<br>(O) | Asset<br>Depletion | <br>(No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $3877.50 |  | 6.170% | $0.00 | 2.2 | DU |  | ApproveIneligible | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 01/01/2056 | $965724.02 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 416.96 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224717777 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1520.34 | $1520.34 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 4 | $5709.00 | $2178.36 | $475.75 | $181.53 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | N/<br>A | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.76 |  |  |  |  |  |  |  | 01/01/2056 | $137382.93 | 45.040% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.12 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 |
| 224717785 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1385.36 | $1385.36 | 6.250% | No | No |  |  |  |  | 0 |  |  | Foreign<br>National | N/A |  |  |  |  |  |  | 1 | $4285.80 | $1145.04 | $357.15 | $95.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.41 | 0.7 |  |  |  |  |  |  |  | 01/01/2056 | $227799.49 | 75.930% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | Yes |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 55.04 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | No | No | 1 |
| 224717876 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $1302.68 | $1302.68 | 6.990% | No | No |  |  |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  |  | 1 | $3611.04 | $393.96 | $300.92 | $32.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.990% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.94 | 1.05 |  |  |  |  |  |  |  | 01/01/2056 |  |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Corp | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | Yes |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 92.24 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| 224719656 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $8441.88 | $18298.65 |  | 7.253% | $7105.39 | $7990.11 | 7.937% | No | No | Not Employed | Employed | Not<br>Employed |  | 0 |  |  | US<br>Citizen |  |  |  |  |  |  | $8331.00 | 1 | $7288.32 | $4683.00 | $607.36 | $390.25 |  |  |  |  |  | 52.219% | 47.145% | 52.219% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  | No | No |  |  |  |  |  |  | [Coborrower(s) — \| Primary Income — Wages]; Paystubs — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Employment Only — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; The Work Number — Income — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; VVOE — 2025<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2024<br> [Coborrower(s) — \| Primary Income — Wages]; W-2 — 2023 | [Coborrower]; 1040 — 2024<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; Transcripts (1040) — 2024<br> [Coborrower]; 1040 — 2023<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; Transcripts (1040) — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Full<br>Documentation<br>(F) | 2yr Full<br>Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $8441.88 |  | 6.240% | $10000.00 | 2.3 |  |  |  | Yes | No | 7.937% | 0 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $1023143.18 | 65.370% | No |  | 25 |  |  | Yes | Preliminary | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual | Individual | Member |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | Yes |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 65.5 |  | No | No |  | $0.00 | $17142.84 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224719662 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $13603.00 | $16730.56 |  | 8.002% | $4229.70 | $4229.70 | 7.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $153571.97 | 1 | $3177.72 | $1809.96 | $264.81 | $150.83 |  |  |  |  |  | 12.653% | 12.653% | 12.653% | [Redacted] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 90.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $13603.00 |  | 6.190% | $0.00 | 1.2 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 38.59 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| 224719668 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $745.07 | $745.07 | 7.750% | No | No |  |  |  |  |  |  | Non-Permanent<br>Resident Alien |  |  |  |  |  |  |  |  | 1 | $1140.36 | $1082.88 | $95.03 | $90.24 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 | 3.2 |  |  |  | No | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.2 | 0.82 |  |  |  |  |  |  |  | 01/01/2056 | $5000.00 | 3.840% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.67 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224719960 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2090.00 | $5639.02 |  | 7.793% | $5330.11 | $5330.11 | 7.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $22515.80 | 1 | $16498.56 | $2871.00 | $1374.88 | $239.25 |  |  |  |  |  | 26.994% | 26.994% | 26.994% | [Redacted] | 663 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2090.00 |  | 6.260% | $262.00 | 1.4 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $20000.00 | 2.120% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.9 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| 224720181 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $3783.91 | $3783.91 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $14953.44 | $2497.32 | $1246.12 | $208.11 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.86 |  |  |  |  |  |  |  | 01/01/2056 | $90811.49 | 12.610% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.32 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224720497 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2762.81 | $2762.81 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  |  | 2 | $3620.76 | $1563.96 | $301.73 | $130.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.96 |  |  |  |  |  |  |  | 01/01/2056 | $232092.60 | 45.060% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.63 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 |
| 224720509 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No |  |  |  |  | $2529.18 | $2529.18 | 6.875% | No | No |  |  |  |  |  |  | Permanent<br>Resident Alien |  |  |  |  |  |  |  |  | 2 | $5851.92 | $2810.04 | $487.66 | $234.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | [Redacted] | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | Cross<br>Country |  |  |  | $0.00 |  |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.18 | 0.84 |  |  |  |  |  |  |  | 01/01/2056 | $217258.60 | 39.500% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair<br>Isaac<br>| <br>(VER. <br>2) | FICO<br>Classic<br>V5<br>Facta | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.33 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 |
| 224720554 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $1590.00 | $6688.20 |  | 7.501% | $6238.70 | $7501.31 | 8.234% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US<br>Citizen |  |  |  |  |  |  | $41681.22 | 1 | $16854.12 | $2745.00 | $1404.51 | $228.75 |  |  |  |  |  | 33.170% | 33.085% | 33.170% | [Redacted] | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 80.000% | 20.000% |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2023<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Other — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Third Party Verification — 2025<br> [Coborrower(s) — \| Primary Income — Shared Bank Statements]; Other — 2023 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available<br> [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $1590.00 |  | 6.490% | $1290.00 | 1.4 |  |  |  | No | No | 8.234% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $1714173.17 | 68.560% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  | 181.79 |  | Yes | No |  | $12473.75 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224720564 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $12501.00 | $13089.43 |  | 8.044% | $3388.63 | $3388.63 | 7.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $105440.96 | 1 | $5314.56 | $2850.00 | $442.88 | $237.50 |  |  |  |  |  | 11.630% | 11.630% | 11.630% | [Redacted] | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2015<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2015<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other — 2015 | [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $12501.00 |  | 6.160% | $0.00 | 999 |  |  |  | No | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 73.1 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224720571 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $5178.50 | $6273.75 |  | 8.212% | $1218.12 | $1218.12 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $44662.36 | 1 | $3387.48 | $979.32 | $282.29 | $81.61 |  |  |  |  |  | 10.083% | 10.083% | 10.083% | [Redacted] | 662 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 80.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 4506-C — 2023<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $5178.50 |  | 6.170% | $0.00 | 1 |  |  |  | No | No | 7.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $93627.72 | 44.580% | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.68 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224725526 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $74390.00 | $19781.59 |  | 8.248% | $7927.29 | $8541.33 | 8.411% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US<br>Citizen |  |  |  |  |  |  | $227644.56 | 4 | $8013.60 | $6869.52 | $667.80 | $572.46 |  |  |  |  |  | 7.262% | 7.596% | 7.262% | [Redacted] | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 25.000% |  | [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Coborrower(s) — \| Primary Income — Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Coborrower]; 4506-C — 2024<br> [Coborrower]; 4506-C — 2023<br> [Coborrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $74390.00 |  | 6.530% | $0.00 |  |  |  |  | N/<br>A | No | 8.411% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2055 | $153449.76 |  | No |  |  |  |  | Yes | Commitment | Fee<br>Simple | LLC | Business<br>Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business<br>Entity | Yes |  | No |  |  |  |  | FICO<br>II | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | No | 11.25 |  | No | No |  | $245470.16 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| 224725681 | [Redacted] | [Redacted] |  | Non<br>QM |  |  |  | Yes | No | $2725.19 | $2352.94 |  | 6.999% | $4311.33 | $4311.33 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $52835.34 | 1 | $14839.56 | $1584.96 | $1236.63 | $132.08 |  |  |  |  |  | 12.145% | 12.145% | 12.145% | [Redacted] | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 90.000% |  |  | [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements — Business — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter — 2025<br> [Borrower — \| Primary Income — Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification — 2025 | [Borrower]; 4506-C — 2024<br> [Borrower]; 1084 or income worksheet — Year Not Available | Alternative<br>Documentation<br>(A) | 12mo<br>Bank<br>Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross<br>Country | $2725.19 |  | 6.260% | $9887.44 | 2.6 |  |  |  | N/<br>A | No | 6.990% | 0 |  | 0 | 0 | 1 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2056 | $138339.56 | 17.060% | No |  |  |  |  | Yes | Preliminary | Fee<br>Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO<br>II |  | Beacon<br>5 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.74 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |

---

## Exhibit 99.1

**Exhibit 99.1** 

**Schedule 6** 

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Seller<br>Name** | **Originator<br>Name** | **Guideline<br>Author** | **Loan<br>Program** | **Loan<br>Program<br>Date** | **Executed<br>NOO<br>Docs in<br>File** | **Lease In<br>Place<br>Flag** | **Rental<br>Purpose** | **Actual In<br>Place<br>Rent** | **Third<br>Party Market<br>Rent<br>Estimate** | **Third<br>Party<br>Rent<br>Source** | **Rental<br>Income Used for<br>Property DSCR<br>Calculation** | **Rental<br>Source for<br>Property DTI<br>Calculation** | **Calculated<br>Monthly<br>Debt** | **Property<br>DTI** | **Investor<br>DTI** | **Inverse<br>DSCR** | **Net<br>Operating<br>Income** | **Total<br>Debt<br>Service** | **DSCR** | **Total<br>DSCR** | **PITIA** | **Lease<br>End<br>Date** | **Original<br>Lease<br>Term** | **Lease in<br>Place<br>Flag<br>Unit 1** | **Lease<br>Start Date<br>Unit 1** | **Lease End<br>Date Unit<br>1** | **Original<br>Lease<br>Term<br>Unit 1** | **Rental<br>Purpose<br>Unit 1** | **Actual In<br>Place<br>Rent Unit<br>1** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 1** | **Lease in<br>Place<br>Flag<br>Unit 2** | **Lease<br>Start Date<br>Unit 2** | **Lease End<br>Date Unit<br>2** | **Original<br>Lease<br>Term<br>Unit 2** | **Rental<br>Purpose<br>Unit 2** | **Actual In<br>Place<br>Rent<br>Unit 2** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 2** | **Lease in<br>Place<br>Flag<br>Unit 3** | **Lease<br>Start Date<br>Unit 3** | **Lease End<br>Date Unit<br>3** | **Original<br>Lease<br>Term<br>Unit 3** | **Rental<br>Purpose<br>Unit 3** | **Actual In<br>Place<br>Rent<br>Unit 3** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 3** | **Lease in<br>Place<br>Flag<br>Unit 4** | **Lease<br>Start Date<br>Unit 4** | **Lease End<br>Date Unit<br>4** | **Original<br>Lease<br>Term<br>Unit 4** | **Rental<br>Purpose<br>Unit 4** | **Actual In<br>Place<br>Rent<br>Unit 4** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 4** | **Lease in<br>Place<br>Flag<br>Unit 5** | **Lease<br>Start<br>Date<br>Unit<br>5** | **Lease<br>End<br>Date<br>Unit<br>5** | **Original<br>Lease<br>Term<br>Unit 5** | **Rental<br>Purpose<br>Unit 5** | **Actual In<br>Place<br>Rent<br>Unit 5** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 5** | **Lease in<br>Place<br>Flag<br>Unit 6** | **Lease<br>Start<br>Date<br>Unit<br>6** | **Lease<br>End<br>Date<br>Unit<br>6** | **Original<br>Lease<br>Term<br>Unit 6** | **Rental<br>Purpose<br>Unit 6** | **Actual In<br>Place<br>Rent<br>Unit 6** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 6** | **Lease in<br>Place<br>Flag<br>Unit 7** | **Lease<br>Start<br>Date<br>Unit<br>7** | **Lease<br>End<br>Date<br>Unit<br>7** | **Original<br>Lease<br>Term<br>Unit 7** | **Rental<br>Purpose<br>Unit 7** | **Actual In<br>Place<br>Rent<br>Unit 7** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 7** | **Lease in<br>Place<br>Flag<br>Unit 8** | **Lease<br>Start<br>Date<br>Unit<br>8** | **Lease<br>End<br>Date<br>Unit<br>8** | **Original<br>Lease<br>Term<br>Unit 8** | **Rental<br>Purpose<br>Unit 8** | **Actual In<br>Place<br>Rent<br>Unit 8** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 8** | **Lease in<br>Place<br>Flag<br>Unit 9** | **Lease<br>Start<br>Date<br>Unit<br>9** | **Lease<br>End<br>Date<br>Unit<br>9** | **Original<br>Lease<br>Term<br>Unit 9** | **Rental<br>Purpose<br>Unit 9** | **Actual In<br>Place<br>Rent<br>Unit 9** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 9** | **Lease in<br>Place<br>Flag<br>Unit 10** | **Lease<br>Start<br>Date<br>Unit<br>10** | **Lease<br>End<br>Date<br>Unit<br>10** | **Original<br>Lease<br>Term<br>Unit 10** | **Rental<br>Purpose<br>Unit 10** | **Actual In<br>Place<br>Rent<br>Unit 10** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 10** | **Rent Loss<br>Insurance** | **Rent Loss<br>Insurance<br>Amount** | **HOA Flag** | **HOA<br>Monthly<br>Premium<br>Amount** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Cost** | **Asset<br>Verification** | **Blanket<br>Mortgage<br>Flag** | **Number of<br>Mortgaged<br>Properties<br>With<br>Lender** | **Number<br>of<br>Properties** | **Foreign National<br>Alternative Credit<br>Documentation** | **Foreign<br>National<br>Borrower<br>1** | **Foreign<br>National<br>Borrower<br>2** | **Investor<br>Type** | **Number<br>of Years<br>Property<br>Owned** | **Borrower<br>Residency<br>Status** | **Co<br>Borrower<br>Residency<br>Status** | **Qualifying<br>Credit<br>Score** | **Months<br>Bankruptcy<br>7 11** | **Months<br>Bankruptcy<br>13** | **Months<br>Deed in<br>Lieu** | **Months<br>Short Sale<br>or Pre FC** | **Prior<br>Mtg Rent<br>Late 30d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 60d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 90d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 30d<br>in 24m** | **Prior<br>Mtg Rent<br>Late 60d<br>in 24m** | **Prior<br>Mtg Rent<br>Late 90d<br>in 24m** | **Section 8** | **Street<br>Address** | **Borrower<br>1 Type** | **Borrower 1<br>Designation** | **Borrower 1<br>Employment<br>Status** | **Borrower<br>1 First<br>Name** | **Borrower<br>1 Last<br>Name** | **Borrower<br>1 Number<br>of<br>Mortgaged<br>Properties** | **Borrower 1<br>Citizenship** | **Borrower 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>1<br>Country<br>Name** | **Borrower<br>1 Asset<br>Verification<br>Level** | **Borrower<br>1 Credit<br>Order<br>Date** | **Borrower<br>1<br>Experian<br>FICO** | **Borrower<br>1 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>1 Equifax<br>FICO** | **Borrower<br>1 Equifax<br>FICO<br>Model<br>Used** | **Borrower 1<br>TransUnion<br>FICO** | **Borrower 1<br>TransUnion FICO<br>Model Used** | **Borrower<br>2 Type** | **Borrower 2<br>Designation** | **Borrower 2<br>Employment<br>Status** | **Borrower<br>2 First<br>Name** | **Borrower<br>2 Last<br>Name** | **Borrower<br>2 Number<br>of<br>Mortgaged<br>Properties** | **Borrower<br>2<br>Citizenship** | **Borrower 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>2<br>Country<br>Name** | **Borrower<br>2 Asset<br>Verification<br>Level** | **Borrower<br>2 Credit<br>Order<br>Date** | **Borrower<br>2<br>Experian<br>FICO** | **Borrower<br>2 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>2 Equifax<br>FICO** | **Borrower<br>2 Equifax<br>FICO<br>Model<br>Used** | **Borrower 2<br>TransUnion<br>FICO** | **Borrower 2<br>TransUnion FICO<br>Model Used** | **Borrower 3<br>Designation** | **Borrower<br>3 First<br>Name** | **Borrower<br>3 Last<br>Name** | **Borrower<br>3 Number<br>of<br>Mortgaged<br>Properties** | **Borrower<br>3<br>Citizenship** | **Borrower 3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>3<br>Country<br>Name** | **Borrower<br>3 Asset<br>Verification<br>Level** | **Borrower<br>3 Credit<br>Order<br>Date** | **Borrower<br>3<br>Experian<br>FICO** | **Borrower<br>3 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>3 Equifax<br>FICO** | **Borrower<br>3 Equifax<br>FICO<br>Model<br>Used** | **Borrower 3<br>TransUnion<br>FICO** | **Borrower 3<br>TransUnion FICO<br>Model Used** | **Borrower 4<br>Designation** | **Borrower<br>4 First<br>Name** | **Borrower<br>4 Last<br>Name** | **Borrower<br>4 Number<br>of<br>Mortgaged<br>Properties** | **Borrower<br>4<br>Citizenship** | **Borrower 4<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>4<br>Country<br>Name** | **Borrower<br>4 Asset<br>Verification<br>Level** | **Borrower<br>4 Credit<br>Order<br>Date** | **Borrower<br>4<br>Experian<br>FICO** | **Borrower<br>4 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>4 Equifax<br>FICO** | **Borrower<br>4 Equifax<br>FICO<br>Model<br>Used** | **Borrower 4<br>TransUnion<br>FICO** | **Borrower 4<br>TransUnion FICO<br>Model Used** | **Personal<br>Guarantee** | **Guarantor 1<br>First Name** | **Guarantor 1<br>Last Name** | **Guarantor 1<br>Business<br>Ownership<br>Percent** | **Guarantor 1<br>Recourse<br>Type** | **Guarantor 1<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 1<br>Citizenship** | **Guarantor 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 1<br>Country<br>Name** | **Guarantor 1 Asset<br>Verification Level** | **Guarantor 1<br>Employment<br>Verification<br>Level** | **Guarantor 1<br>Income<br>Verification<br>Level** | **Guarantor 1 FICO<br>Model Used** | **Guarantor 1 Credit<br>Order Date** | **Guarantor 1<br>Experian<br>FICO** | **Guarantor 1<br>Experian FICO<br>Model Used** | **Guarantor 1<br>Equifax<br>FICO** | **Guarantor 1<br>Equifax FICO<br>Model Used** | **Guarantor 1<br>TransUnion<br>FICO** | **Guarantor 1<br>TransUnion FICO<br>Model Used** | **Guarantor 1 Most<br>Recent Fico<br>Method** | **Guarantor 2<br>First Name** | **Guarantor 2<br>Last Name** | **Guarantor 2<br>Business<br>Ownership<br>Percent** | **Guarantor 2<br>Recourse<br>Type** | **Guarantor 2<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 2<br>Citizenship** | **Guarantor 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 2<br>Country<br>Name** | **Guarantor 2 Asset<br>Verification Level** | **Guarantor 2<br>Employment<br>Verification<br>Level** | **Guarantor 2<br>Income<br>Verification<br>Level** | **Guarantor 2 FICO<br>Model Used** | **Guarantor 2 Credit<br>Order Date** | **Guarantor 2<br>Experian<br>FICO** | **Guarantor 2<br>Experian FICO<br>Model Used** | **Guarantor 2<br>Equifax<br>FICO** | **Guarantor 2<br>Equifax FICO<br>Model Used** | **Guarantor 2<br>TransUnion<br>FICO** | **Guarantor 2<br>TransUnion FICO<br>Model Used** | **Guarantor 2 Most<br>Recent Fico<br>Method** | **Guarantor 3<br>First Name** | **Guarantor 3<br>Last Name** | **Guarantor 3<br>Business<br>Ownership<br>Percent** | **Guarantor 3<br>Recourse<br>Type** | **Guarantor 3<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 3<br>Citizenship** | **Guarantor 3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 3<br>Country<br>Name** | **Guarantor 3 Asset<br>Verification Level** | **Guarantor 3<br>Employment<br>Verification<br>Level** | **Guarantor 3<br>Income<br>Verification<br>Level** | **Guarantor 3 FICO<br>Model Used** | **Guarantor 3 Credit<br>Order Date** | **Guarantor 3<br>Experian<br>FICO** | **Guarantor 3<br>Experian FICO<br>Model Used** | **Guarantor 3<br>Equifax<br>FICO** | **Guarantor 3<br>Equifax FICO<br>Model Used** | **Guarantor 3<br>TransUnion<br>FICO** | **Guarantor 3<br>TransUnion FICO<br>Model Used** | **Guarantor 3 Most<br>Recent Fico<br>Method** | **Guarantor 4<br>First Name** | **Guarantor 4<br>Last Name** | **Guarantor 4<br>Business<br>Ownership<br>Percent** | **Guarantor 4<br>Recourse<br>Type** | **Guarantor 4<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 4<br>Citizenship** | **Guarantor 4<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 4<br>Country<br>Name** | **Guarantor 4 Asset<br>Verification Level** | **Guarantor 4<br>Employment<br>Verification<br>Level** | **Guarantor 4<br>Income<br>Verification<br>Level** | **Guarantor 4 FICO<br>Model Used** | **Guarantor 4 Credit<br>Order Date** | **Guarantor 4<br>Experian<br>FICO** | **Guarantor 4<br>Experian FICO<br>Model Used** | **Guarantor 4<br>Equifax<br>FICO** | **Guarantor 4<br>Equifax FICO<br>Model Used** | **Guarantor 4<br>TransUnion<br>FICO** | **Guarantor 4<br>TransUnion FICO<br>Model Used** | **Guarantor 4 Most<br>Recent Fico<br>Method** | **Authorized Signor 1<br>First Name** | **Authorized Signor 1<br>Last Name** | **Authorized Signor 2<br>First Name** | **Authorized Signor 2<br>Last Name** | **Member<br>1 First<br>Name** | **Member<br>1 Last<br>Name** | **Member 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Member<br>1 Credit<br>Order<br>Date** | **Member<br>1<br>Experian<br>FICO** | **Member<br>1 Experian<br>FICO<br>Model<br>Used** | **Member<br>1<br>Equifax<br>FICO** | **Member<br>1 Equifax<br>FICO<br>Model<br>Used** | **Member 1<br>TransUnion<br>FICO** | **Member 1<br>TransUnion FICO<br>Model Used** | **Member<br>1 Asset<br>Verification<br>Level** | **Member 1<br>Employment<br>Verification<br>Level** | **Member<br>1 Income<br>Verification<br>Level** | **Member<br>2 First<br>Name** | **Member<br>2 Last<br>Name** | **Member 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Member<br>2 Credit<br>Order<br>Date** | **Member<br>2<br>Experian<br>FICO** | **Member<br>2 Experian<br>FICO<br>Model<br>Used** | **Member<br>2<br>Equifax<br>FICO** | **Member<br>2 Equifax<br>FICO<br>Model<br>Used** | **Member 2<br>TransUnion<br>FICO** | **Member 2<br>TransUnion FICO<br>Model Used** | **Member<br>2 Asset<br>Verification<br>Level** | **Member 2<br>Employment<br>Verification<br>Level** | **Member<br>2 Income<br>Verification<br>Level** | **Loan<br>Application<br>Date** | **Sales<br>Contract<br>Date** | **Qualifying Home<br>Value for LTV** | **Number<br>of Units** | **Year Built** | **Total Sq<br>Ft** | **Number<br>of<br>Bedrooms** | **Number of<br>Bathrooms** | **Property<br>Condition** | **Acquisition<br>Cost** | **Renovation<br>Cost** | **Effective<br>Gross<br>Income** | **Turnover<br>Costs** | **Repairs and<br>Maintenance** | **Marketing and<br>Leasing Costs** | **Utilities** | **Other<br>Costs** | **Cap Ex<br>Reserve** | **Investment Property<br>Original As Is LTV** | **As Is<br>Value** | **After<br>Repair<br>Value** | **After<br>Repair<br>Value<br>LTV** | **Loan to<br>Cost** | **Original<br>Sales<br>Price** | **Assignment<br>Fee** | **Loan to<br>Purchase<br>Price** | **SBC<br>Occupancy** | **Investment<br>Property<br>Type** | **Has<br>Dutch<br>Interest** | **Interest<br>Reserves<br>Escrowed** | **Guarantor 1<br>ITIN Flag** | **Guarantor 2<br>ITIN Flag** | **Guarantor 3<br>ITIN Flag** | **Guarantor 4<br>ITIN Flag** |
| 224120903 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3092.39 |  | 0.352990 |  |  |  |  |  | $3092.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $221.76 | $122.28 | Level 3-<br>Stated/<br>Partially<br>Verified |  |  |  | No | No |  |  |  | US Citizen |  | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-<br>Stated/<br>Partially<br>Verified | [Redacted] | 815 | FICO<br>II | 809 | Beacon<br>5 | 808 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $490000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224129907 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $11600.00 | Multiple<br>Sources | $6878.52 |  | 0.000000 | 0.59 |  |  | 1.69 | 1.69 | $6878.52 |  |  | Yes | 10/01/2025 | 09/30/2026 | 12 | Long Term | $3058.00 | $2800.00 | Yes | 10/01/2025 | 09/30/2026 | 12 | Long<br>Term | $3058.00 | $2800.00 | Yes | 08/01/2025 | 08/01/2026 | 12 | Long<br>Term | $3000.00 | $3800.00 | Yes | 10/01/2025 | 09/30/2026 | 12 | Long<br>Term | $3857.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $411.35 | $665.50 | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | No | 1 | 10 | No |  | No | Experienced<br>Investor | 0.09 |  | US<br>Citizen | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 8 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 738 | FICO<br>II | 722 | Beacon<br>5 | 725 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1200000.00 | $1200000.00 | 4 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 137.491% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224140054 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3300.00 | Third<br>Party<br>Rental<br>Source | $2980.56 |  | 0.000000 | 0.9 |  |  | 1.11 | 1.11 | $2980.56 |  |  | No |  |  |  | Long Term |  | $3300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30180.00 |  |  | $673.96 | $197.92 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 24 | No |  | No | Experienced<br>Investor | 0.58 |  | US<br>Citizen | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 7 | US<br>Citizen |  |  | Level 3-<br>Stated/<br>Partially<br>Verified | [Redacted] | 774 | Fair<br>Isaac<br>(VER.<br>2) | 775 | Beacon<br>5 | 791 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-<br>Stated/<br>Partially<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $480000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.417% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224149537 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6800.00 | Rent on<br>Existing<br>Lease | $8575.28 |  | 0.000000 | 1.26 |  |  | 0.79 | 0.79 | $8575.28 |  |  | Yes | 07/21/2025 | 06/30/2026 | 11 | Long Term | $6800.00 | $6800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $1534.82 | $165.46 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 18 | No | No |  | Experienced<br>Investor | 1.76 | US Citizen |  | 746 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 746 | FICO<br>II | 750 | Beacon<br>5 | 744 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $2125000.00 | $2125000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 51.765% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224151567 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1353.00 | Multiple<br>Sources | $946.28 |  | 0.000000 | 0.7 |  |  | 1.43 | 1.43 | $946.28 |  |  | Yes | 08/01/2023 | 07/31/2024 | 12 | Long Term | $1500.00 | $1230.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $149.89 | $105.17 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 721 | FICO<br>II | 796 | Beacon<br>5 | 792 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $160000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  | 65.000% | [Redacted] |  | 65.000% |  |  |  |  |  |  |  |  |
| 224151898 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1750.00 | Third<br>Party<br>Rental<br>Source | $1006.88 |  | 0.000000 | 0.58 |  |  | 1.74 | 1.74 | $1006.88 |  |  | No |  |  |  | Long Term |  | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $310.89 | $63.92 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 813 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 816 | FICO<br>II | 799 | Beacon<br>5 | 813 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $220000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 45.455% | [Redacted] |  |  | 45.455% | [Redacted] |  | 45.455% |  |  |  |  |  |  |  |  |
| 224158389 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term<br>Vacation<br>Rental (e.g.,<br>AirBNB,<br>VRBO, or<br>HomeAway) |  |  |  | $9546.66 | Multiple<br>Sources | $7909.97 |  | 0.000000 | 0.83 |  |  | 1.21 | 1.21 | $7909.97 |  |  | No |  |  |  | Short Term<br>Vacation<br>Rental (e.g.,<br>AirBNB,<br>VRBO, or<br>HomeAway) | $11933.33 | $6300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $1204.11 | $662.11 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No |  |  | Experienced<br>Investor |  |  |  | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual |  |  | 2 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 09/02/2025 | 809 | FICO<br>II | 772 | Beacon<br>5 | 798 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1150000.00 | $1150000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224159640 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2996.18 |  | 0.406507 |  |  |  |  |  | $2996.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $258.12 | $81.75 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No | No |  |  | US Citizen | US<br>Citizen | 785 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Unemployed |  |  | 1 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 783 | FICO<br>II | 785 | Beacon<br>5 | 801 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual | Employed |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 806 | FICO<br>II | 810 | Beacon<br>5 | 819 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $490000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224159657 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2324.21 |  | 0.478732 |  |  |  |  |  | $2324.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $506.20 | $51.89 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | Non-Permanent<br>Resident Alien |  | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Non-Permanent<br>Resident Alien | VISA |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 774 | FICO<br>II | 778 | Beacon<br>5 | 753 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $259000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224159925 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3500.00 | Rent on<br>Existing<br>Lease | $2998.25 |  | 0.000000 | 0.86 |  |  | 1.17 | 1.17 | $2998.25 |  |  | Yes | 09/01/2025 | 08/31/2026 | 12 | Long Term | $3500.00 | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $292.44 | $83.08 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor | 0.13 | US Citizen |  | 669 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 669 | FICO<br>II | 673 | Beacon<br>5 | 664 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $435000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224160565 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $11315.96 |  | 0.174993 |  |  |  |  |  | $11315.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1410.81 | $334.46 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US Citizen |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 752 | FICO<br>II | 760 | Beacon<br>5 | 742 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1800000.00 | $1800000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224161534 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3201.20 |  | 0.442770 |  |  |  |  |  | $3201.20 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $192.67 | $72.00 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No | No |  | 15.07 | US Citizen | Permanent<br>Resident<br>Alien | 711 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 659 | FICO<br>II | 644 | Beacon<br>5 | 659 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual | Employed |  |  | 4 | Permanent<br>Resident<br>Alien | Resident<br>Alien<br>Card |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 733 | FICO<br>II | 711 | Beacon<br>5 | 672 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $540000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224161553 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4139.53 |  | 0.208943 |  |  |  |  |  | $4139.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $846.80 | $397.97 | Level 1-<br>Not<br>Stated/<br>Not<br>Verified |  |  |  | No |  | No |  |  |  | US<br>Citizen | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity | Unemployed |  |  | 1 |  |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 789 | Fair<br>Isaac<br>(VER.<br>2) | 793 | Beacon<br>5 | 754 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 1 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 08/26/2025 | 781 | Fair<br>Isaac<br>(VER.<br>2) | 787 | Beacon<br>5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $580000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224161900 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1250.00 | Rent on<br>Existing<br>Lease | $907.13 |  | 0.000000 | 0.73 |  |  | 1.38 | 1.38 | $907.13 |  |  | Yes | 07/26/2025 | 07/25/2026 | 12 | Long Term | $1250.00 | $1330.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20700.00 |  |  | $33.01 | $135.08 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No |  | No | Experienced<br>Investor | 0.89 |  | US<br>Citizen | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 801 | FICO<br>II | 782 | Beacon<br>5 | 758 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $150000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 281.250% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224161901 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4362.86 |  | 0.250042 |  |  |  |  |  | $4362.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $836.90 | $274.92 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | Permanent<br>Resident Alien |  | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Permanent<br>Resident Alien | Resident<br>Alien<br>Card |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 741 | Fair<br>Isaac<br>(VER.<br>2) | 751 | Beacon<br>5 | 798 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $560000.00 | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224161902 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4000.00 | Third<br>Party<br>Rental<br>Source | $3198.62 |  | 0.000000 | 0.8 |  |  | 1.25 | 1.25 | $3198.62 |  |  | No |  |  |  | Long Term |  | $2100.00 | No |  |  |  | Long<br>Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $616.24 | $207.25 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | Non-Permanent<br>Resident Alien |  | 662 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Non-Permanent<br>Resident Alien |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 651 | FICO<br>II | 662 | Beacon<br>5 | 781 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $393933.00 | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224161913 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2000.00 | Rent on<br>Existing<br>Lease | $1528.73 |  | 0.000000 | 0.76 |  |  | 1.31 | 1.31 | $1528.73 |  |  | Yes | 06/15/2025 | 06/14/2026 | 12 | Long Term | $2000.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18000.00 |  |  | $158.39 | $135.98 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor | 0.38 | US Citizen |  | 690 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 690 | Fair<br>Isaac<br>(VER.<br>2) | 677 | Beacon<br>5 | 699 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $232000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 85.474% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224181393 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1765.00 | Third<br>Party<br>Rental<br>Source | $1408.37 |  | 0.000000 | 0.8 |  |  | 1.25 | 1.25 | $1408.37 |  |  | No |  |  |  | Long Term |  | $1765.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $375.78 | $69.40 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 774 | FICO<br>II | 785 | Beacon<br>5 | 776 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $184799.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224181529 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2538.26 |  | 0.127569 |  |  |  |  |  | $2538.26 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $254.22 | $130.58 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  | 6.97 | US Citizen |  | 685 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 680 | FICO<br>II | 689 | Beacon<br>5 | 685 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $462000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224185577 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1950.00 | Third<br>Party<br>Rental<br>Source | $1399.44 |  | 0.000000 | 0.72 |  |  | 1.39 | 1.39 | $1399.44 |  |  | No |  |  |  | Long Term |  | $1950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $193.08 | $69.50 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor |  | Non-Permanent<br>Resident Alien |  | 732 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | Non-Permanent<br>Resident Alien |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 722 | FICO<br>II | 732 | Beacon<br>5 | 764 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $253855.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 60.607% | [Redacted] |  |  | 60.607% | [Redacted] |  | 60.607% |  |  |  |  |  |  |  |  |
| 224190063 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1385.00 | Third<br>Party<br>Rental<br>Source | $1373.78 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $1373.78 |  |  | Yes | 07/01/2025 | 07/01/2027 | 24 | Long Term | $1400.00 | $1385.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $172.33 | $121.70 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor | 0.55 | Permanent<br>Resident Alien |  | 755 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | Permanent<br>Resident Alien |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 755 | FICO<br>II | 758 | Beacon<br>5 | 742 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $183000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 196.071% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224190244 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2665.71 |  | 0.377141 |  |  |  |  |  | $2665.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $146.08 | $105.42 | Level 1-<br>Not<br>Stated/<br>Not<br>Verified |  |  |  | No |  | No |  |  |  | US<br>Citizen | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity | Unemployed |  |  | 1 |  |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 3 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 805 | FICO<br>II | 786 | Beacon<br>5 | 804 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 3 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 08/26/2025 | 802 | FICO<br>II | 809 | Beacon<br>5 | 807 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $500000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224199471 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6612.72 |  | 0.261370 |  |  |  |  |  | $6612.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $950.88 | $191.25 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No | No |  |  | US Citizen | US<br>Citizen | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 725 | FICO<br>II | 738 | Beacon<br>5 | 781 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual | Employed |  |  | 3 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 772 | FICO<br>II | 753 | Beacon<br>5 | 758 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1015000.00 | $1015000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224200440 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2700.00 | Third<br>Party<br>Rental<br>Source | $2107.60 |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | $2107.60 |  |  | Yes | 09/01/2025 | 08/31/2026 | 12 | Long Term | $3000.00 | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28800.00 |  |  | $405.74 | $184.35 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No |  | No | Experienced<br>Investor | 0.50 |  | US<br>Citizen | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 6 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 774 | Fair<br>Isaac<br>(VER.<br>2) | 775 | Beacon<br>5 | 791 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $308000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224200649 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4625.60 |  | 0.351113 |  |  |  |  |  | $4625.60 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $640.85 | $437.33 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No | No |  |  | US Citizen | US<br>Citizen | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 750 | FICO<br>II | 777 | Beacon<br>5 | 763 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual | Employed |  |  | 3 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 797 | FICO<br>II | 788 | Beacon<br>5 | 772 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $675000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224200760 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2750.00 | Third<br>Party<br>Rental<br>Source | $2370.21 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $2370.21 |  |  | No |  |  |  | Long Term |  | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $45500.00 |  |  | $710.33 | $109.33 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 7 | No | No | No | Experienced<br>Investor |  | US Citizen | US<br>Citizen | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 804 | FICO<br>II | 799 | Beacon<br>5 | 797 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 805 | FICO<br>II | 781 | Beacon<br>5 | 791 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $426200.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 54.388% | [Redacted] |  |  | 54.388% | [Redacted] |  | 54.388% |  |  |  |  |  |  |  |  |
| 224200761 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2555.51 |  | 0.142433 |  |  |  |  |  | $2555.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $288.71 | $143.97 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US Citizen |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 3 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 796 | FICO<br>II | 782 | Beacon<br>5 | 770 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $500000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224207140 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1900.00 | Third<br>Party<br>Rental<br>Source | $1833.86 |  | 0.000000 | 0.97 |  |  | 1.04 | 1.04 | $1833.86 |  |  | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $300.29 | $189.67 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | First-Time<br>Investor |  | US Citizen |  | 744 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 744 | Fair<br>Isaac<br>(VER.<br>2) | 725 | Beacon<br>5 | 769 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $296000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 224207149 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $10700.00 | Multiple<br>Sources | $6508.80 |  | 0.000000 | 0.61 |  |  | 1.64 | 1.64 | $6508.80 |  |  | Yes | 09/01/2025 | 08/31/2026 | 12 | Long Term | $4100.00 | $3000.00 | Yes | 06/01/2025 | 06/01/2026 | 12 | Long<br>Term | $3000.00 | $2400.00 | Yes | 04/01/2025 | 04/01/2026 | 12 | Long<br>Term | $2650.00 | $3000.00 | Yes | 12/01/2024 | 12/01/2025 | 12 | Long<br>Term | $2800.00 | $2650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $106000.00 |  |  | $726.73 | $354.42 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No |  | No | Experienced<br>Investor | 21.48 |  | US<br>Citizen | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 760 | FICO<br>II | 766 | Beacon<br>5 | 779 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1035000.00 | $1035000.00 | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224207165 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1600.00 | Third<br>Party<br>Rental<br>Source | $1182.40 |  | 0.000000 | 0.74 |  |  | 1.35 | 1.35 | $1182.40 |  |  | Yes | 03/01/2025 | 02/28/2026 | 12 | Long Term | $1645.00 | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $45000.00 |  |  | $136.92 | $66.58 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 9 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 713 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 7 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 726 | FICO<br>II | 702 | Beacon<br>5 | 713 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $211000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 66.351% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224211179 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1850.00 | Rent on<br>Existing<br>Lease | $1444.71 |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | $1444.71 |  |  | Yes | 05/01/2024 | 04/30/2025 | 12 | Long Term | $1850.00 | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $27700.00 |  |  | $158.78 | $109.89 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | Yes | Yes |  | Experienced<br>Investor |  | Foreign<br>National |  |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Foreign<br>National |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $215000.00 | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224211669 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2750.00 | Third<br>Party<br>Rental<br>Source | $2184.88 |  | 0.000000 | 0.79 |  |  | 1.26 | 1.26 | $2184.88 |  |  | No |  |  |  | Long Term |  | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $151.43 | $107.25 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 4 | No | No | No | Experienced<br>Investor |  | US Citizen | US<br>Citizen | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 773 | FICO<br>II | 778 | Beacon<br>5 | 786 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual |  |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 756 | FICO<br>II | 720 | Beacon<br>5 | 784 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $475000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  | 65.000% | [Redacted] |  | 65.000% |  |  |  |  |  |  |  |  |
| 224211677 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1790.00 | Third<br>Party<br>Rental<br>Source | $1135.08 |  | 0.000000 | 0.63 |  |  | 1.58 | 1.58 | $1135.08 |  |  | No |  |  |  | Long Term |  | $895.00 | Yes | 06/01/2025 | 05/31/2027 | 24 | Long<br>Term | $895.00 | $895.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $12000.00 |  |  | $51.80 | $122.81 | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | No | 1 | 8 | No |  | No | Experienced<br>Investor |  |  | US<br>Citizen | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 6 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 756 | FICO<br>II | 767 | Beacon<br>5 | 686 | FICO<br>Risk<br>Score<br>Classic<br>98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $195500.00 | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 76.726% | [Redacted] |  |  | 76.726% | [Redacted] |  | 76.726% |  |  |  |  |  |  |  |  |
| 224213206 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5157.83 |  | 0.314072 |  |  |  |  |  | $5157.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $888.15 | $334.25 | Level 1-<br>Not<br>Stated/<br>Not<br>Verified |  |  |  | No |  | No |  |  |  | US<br>Citizen | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity | Unemployed |  |  | 1 |  |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 775 | FICO<br>II | 730 | Beacon<br>5 | 698 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 2 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 09/04/2025 | 757 | FICO<br>II | 721 | Beacon<br>5 | 704 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $825000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224213262 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2450.00 | Third<br>Party<br>Rental<br>Source | $2026.25 |  | 0.000000 | 0.83 |  |  | 1.21 | 1.21 | $2026.25 |  |  | No |  |  |  | Long Term |  | $2450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $355.24 | $153.50 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No | No |  | Experienced<br>Investor | 1.09 | US Citizen |  | 732 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 726 | Fair<br>Isaac<br>(VER.<br>2) | 732 | Beacon<br>5 | 741 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $385000.00 | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  | 102.667% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224217461 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term<br>Vacation<br>Rental (e.g.,<br>AirBNB,<br>VRBO, or<br>HomeAway) |  |  |  | $3840.00 | Multiple<br>Sources | $3138.03 |  | 0.000000 | 0.82 |  |  | 1.22 | 1.22 | $3138.03 |  |  | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) | $4800.00 | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $325.31 | $677.24 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 6 | No | No | No | Experienced<br>Investor |  | US Citizen | US<br>Citizen | 706 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  | 679 | Beacon<br>5 | 681 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 731 | FICO<br>II | 706 | Beacon<br>5 | 669 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $379000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224217469 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2279.71 |  | 0.304604 |  |  |  |  |  | $2279.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $218.09 | $71.92 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No | No |  |  | US Citizen | US<br>Citizen | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 807 | FICO<br>II | 807 | Beacon<br>5 | 807 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual | Employed |  |  | 3 | US<br>Citizen |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | [Redacted] | 740 | FICO<br>II | 793 | Beacon<br>5 | 791 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $305000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224219247 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $10781.00 | Multiple<br>Sources | $9260.56 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $9260.56 |  |  | Yes | 04/01/2024 | 03/31/2026 | 24 | Long Term | $2600.00 | $2800.00 | Yes | 08/01/2025 | 07/31/2026 | 12 | Long<br>Term | $2884.00 | $2800.00 | Yes | 08/01/2025 | 07/31/2026 | 12 | Long<br>Term | $2781.00 | $2800.00 | Yes | 08/01/2025 | 07/31/2026 | 12 | Long<br>Term | $2600.00 | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $1641.14 | $626.33 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No |  | No | Experienced<br>Investor | 2.57 |  | US<br>Citizen | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 791 | FICO<br>II | 794 | Beacon<br>5 | 779 | FICO<br>Risk<br>Score<br>Classic<br>04 | Business<br>Entity |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1350000.00 | $1350000.00 | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224220945 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2750.00 | Rent on<br>Existing<br>Lease | $2083.31 |  | 0.000000 | 0.76 |  |  | 1.32 | 1.32 | $2083.31 |  |  | Yes | 02/01/2025 | 01/31/2026 | 12 | Long Term | $1250.00 | $1500.00 | Yes | 05/01/2025 | 04/30/2026 | 12 | Long<br>Term | $1500.00 | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $219.40 | $144.83 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 4 | No |  | No | Experienced<br>Investor |  |  | US<br>Citizen | 730 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 4 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 692 | FICO<br>II | 730 | Beacon<br>5 | 741 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $315000.00 | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224221427 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6418.32 |  | 0.491727 |  |  |  |  |  | $6418.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $629.05 | $335.25 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  | 2.91 | US Citizen |  | 722 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 9 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 722 | FICO<br>II | 723 | Beacon<br>5 | 709 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $930000.00 | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Seller<br>Name** | **Originator<br>Name** | **Guideline<br>Author** | **Loan<br>Program** | **Loan<br>Program<br>Date** | **Executed<br>NOO<br>Docs in<br>File** | **Lease In<br>Place<br>Flag** | **Rental<br>Purpose** | **Actual In<br>Place<br>Rent** | **Third<br>Party Market<br>Rent<br>Estimate** | **Third<br>Party<br>Rent<br>Source** | **Rental<br>Income Used for<br>Property DSCR<br>Calculation** | **Rental<br>Source for<br>Property DTI<br>Calculation** | **Calculated<br>Monthly<br>Debt** | **Property<br>DTI** | **Investor<br>DTI** | **Inverse<br>DSCR** | **Net<br>Operating<br>Income** | **Total<br>Debt<br>Service** | **DSCR** | **Total<br>DSCR** | **PITIA** | **Lease<br>End<br>Date** | **Original<br>Lease<br>Term** | **Lease in<br>Place<br>Flag<br>Unit 1** | **Lease<br>Start Date<br>Unit 1** |  | **Lease End<br>Date Unit<br>1** | **Original<br>Lease<br>Term<br>Unit 1** | **Rental<br>Purpose<br>Unit 1** | **Actual In<br>Place<br>Rent<br>Unit 1** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 1** | **Lease in<br>Place<br>Flag<br>Unit 2** | **Lease<br>Start Date<br>Unit 2** | **Lease End<br>Date Unit<br>2** | **Original<br>Lease<br>Term<br>Unit 2** | **Rental<br>Purpose<br>Unit 2** | **Actual In<br>Place<br>Rent<br>Unit 2** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 2** | **Lease in<br>Place<br>Flag<br>Unit 3** | **Lease<br>Start<br>Date<br>Unit<br>3** | **Lease<br>End<br>Date<br>Unit<br>3** | **Original<br>Lease<br>Term<br>Unit 3** | **Rental<br>Purpose<br>Unit 3** | **Actual In<br>Place<br>Rent<br>Unit 3** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 3** | **Lease in<br>Place<br>Flag<br>Unit 4** | **Lease<br>Start Date<br>Unit 4** | **Lease End<br>Date Unit<br>4** | **Original<br>Lease<br>Term<br>Unit 4** | **Rental<br>Purpose<br>Unit 4** | **Actual In<br>Place<br>Rent<br>Unit 4** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 4** | **Lease in<br>Place<br>Flag<br>Unit 5** | **Lease<br>Start<br>Date<br>Unit<br>5** | **Lease<br>End<br>Date<br>Unit<br>5** | **Original<br>Lease<br>Term<br>Unit 5** | **Rental<br>Purpose<br>Unit 5** | **Actual In<br>Place<br>Rent<br>Unit 5** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 5** | **Lease in<br>Place<br>Flag<br>Unit 6** | **Lease<br>Start<br>Date<br>Unit<br>6** | **Lease<br>End<br>Date<br>Unit<br>6** | **Original<br>Lease<br>Term<br>Unit 6** | **Rental<br>Purpose<br>Unit 6** | **Actual In<br>Place<br>Rent<br>Unit 6** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 6** | **Lease in<br>Place<br>Flag<br>Unit 7** | **Lease<br>Start<br>Date<br>Unit<br>7** | **Lease<br>End<br>Date<br>Unit<br>7** | **Original<br>Lease<br>Term<br>Unit 7** | **Rental<br>Purpose<br>Unit 7** | **Actual In<br>Place<br>Rent<br>Unit 7** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 7** | **Lease in<br>Place<br>Flag<br>Unit 8** | **Lease<br>Start<br>Date<br>Unit<br>8** | **Lease<br>End<br>Date<br>Unit<br>8** | **Original<br>Lease<br>Term<br>Unit 8** | **Rental<br>Purpose<br>Unit 8** | **Actual In<br>Place<br>Rent<br>Unit 8** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 8** | **Lease in<br>Place<br>Flag<br>Unit 9** | **Lease<br>Start<br>Date<br>Unit<br>9** | **Lease<br>End<br>Date<br>Unit<br>9** | **Original<br>Lease<br>Term<br>Unit 9** | **Rental<br>Purpose<br>Unit 9** | **Actual In<br>Place<br>Rent<br>Unit 9** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 9** | **Lease in<br>Place<br>Flag<br>Unit 10** | **Lease<br>Start<br>Date<br>Unit<br>10** | **Lease<br>End<br>Date<br>Unit<br>10** | **Original<br>Lease<br>Term<br>Unit 10** | **Rental<br>Purpose<br>Unit 10** | **Actual In<br>Place<br>Rent<br>Unit 10** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 10** | **Rent Loss<br>Insurance** | **Rent Loss<br>Insurance<br>Amount** | **HOA Flag** | **HOA<br>Monthly<br>Premium<br>Amount** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Cost** | **Asset<br>Verification** | **Blanket<br>Mortgage<br>Flag** | **Number of<br>Mortgaged<br>Properties<br>With<br>Lender** | **Number<br>of<br>Properties** | **Foreign National<br>Alternative Credit<br>Documentation** | **Foreign<br>National<br>Borrower<br>1** | **Foreign<br>National<br>Borrower<br>2** | **Investor<br>Type** | **Number<br>of Years<br>Property<br>Owned** | **Borrower<br>Residency<br>Status** | **Co Borrower<br>Residency<br>Status** | **Qualifying<br>Credit<br>Score** | **Months<br>Bankruptcy<br>7 11** | **Months<br>Bankruptcy<br>13** | **Months<br>Deed in<br>Lieu** | **Months<br>Short Sale<br>or Pre FC** | **Prior<br>Mtg Rent<br>Late 30d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 60d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 90d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 30d<br>in 24m** | **Prior<br>Mtg Rent<br>Late 60d<br>in 24m** | **Prior<br>Mtg Rent<br>Late 90d<br>in 24m** | **Section 8** | **Street<br>Address** | **Borrower<br>1 Type** | **Borrower 1<br>Designation** | **Borrower 1<br>Employment<br>Status** | **Borrower<br>1 First<br>Name** | **Borrower<br>1 Last<br>Name** | **Borrower<br>1 Number<br>of<br>Mortgaged<br>Properties** | **Borrower<br>1<br>Citizenship** | **Borrower 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>1<br>Country<br>Name** | **Borrower<br>1 Asset<br>Verification<br>Level** | **Borrower<br>1 Credit<br>Order<br>Date** | **Borrower<br>1<br>Experian<br>FICO** | **Borrower<br>1 Experian<br>FICO<br>Model<br>Used** |  | **Borrower<br>1 Equifax<br>FICO** | **Borrower<br>1 Equifax<br>FICO<br>Model<br>Used** | **Borrower 1<br>TransUnion<br>FICO** | **Borrower 1<br>TransUnion FICO<br>Model Used** | **Borrower<br>2 Type** | **Borrower 2<br>Designation** | **Borrower 2<br>Employment<br>Status** | **Borrower<br>2 First<br>Name** | **Borrower<br>2 Last<br>Name** | **Borrower<br>2 Number<br>of<br>Mortgaged<br>Properties** | **Borrower 2<br>Citizenship** | **Borrower 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>2<br>Country<br>Name** | **Borrower<br>2 Asset<br>Verification<br>Level** | **Borrower<br>2 Credit<br>Order<br>Date** | **Borrower<br>2<br>Experian<br>FICO** | **Borrower<br>2 Experian<br>FICO<br>Model<br>Used** |  | **Borrower<br>2 Equifax<br>FICO** | **Borrower<br>2 Equifax<br>FICO<br>Model<br>Used** | **Borrower 2<br>TransUnion<br>FICO** | **Borrower 2<br>TransUnion FICO<br>Model Used** | **Borrower 3<br>Designation** | **Borrower<br>3 First<br>Name** | **Borrower<br>3 Last<br>Name** | **Borrower<br>3 Number<br>of<br>Mortgaged<br>Properties** | **Borrower<br>3<br>Citizenship** | **Borrower 3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>3<br>Country<br>Name** | **Borrower<br>3 Asset<br>Verification<br>Level** | **Borrower<br>3 Credit<br>Order<br>Date** | **Borrower<br>3<br>Experian<br>FICO** | **Borrower<br>3 Experian<br>FICO<br>Model<br>Used** |  | **Borrower<br>3 Equifax<br>FICO** | **Borrower<br>3 Equifax<br>FICO<br>Model<br>Used** | **Borrower 3<br>TransUnion<br>FICO** | **Borrower 3<br>TransUnion FICO<br>Model Used** | **Borrower 4<br>Designation** | **Borrower<br>4 First<br>Name** | **Borrower<br>4 Last<br>Name** | **Borrower<br>4 Number<br>of<br>Mortgaged<br>Properties** | **Borrower<br>4<br>Citizenship** | **Borrower 4<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>4<br>Country<br>Name** | **Borrower<br>4 Asset<br>Verification<br>Level** | **Borrower<br>4 Credit<br>Order<br>Date** | **Borrower<br>4<br>Experian<br>FICO** | **Borrower<br>4 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>4 Equifax<br>FICO** | **Borrower<br>4 Equifax<br>FICO<br>Model<br>Used** | **Borrower 4<br>TransUnion<br>FICO** | **Borrower 4<br>TransUnion FICO<br>Model Used** | **Personal<br>Guarantee** | **Guarantor 1<br>First Name** | **Guarantor 1<br>Last Name** | **Guarantor 1<br>Business<br>Ownership<br>Percent** | **Guarantor 1<br>Recourse<br>Type** | **Guarantor 1<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 1<br>Citizenship** | **Guarantor 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 1<br>Country<br>Name** | **Guarantor 1 Asset<br>Verification Level** | **Guarantor 1<br>Employment<br>Verification<br>Level** | **Guarantor 1<br>Income<br>Verification<br>Level** | **Guarantor 1 FICO<br>Model Used** | **Guarantor 1 Credit<br>Order Date** | **Guarantor 1<br>Experian<br>FICO** | **Guarantor 1<br>Experian FICO<br>Model Used** | **Guarantor 1<br>Equifax<br>FICO** | **Guarantor 1<br>Equifax FICO<br>Model Used** | **Guarantor 1<br>TransUnion<br>FICO** | **Guarantor 1<br>TransUnion FICO<br>Model Used** | **Guarantor 1 Most<br>Recent Fico<br>Method** | **Guarantor 2<br>First Name** | **Guarantor 2<br>Last Name** | **Guarantor 2<br>Business<br>Ownership<br>Percent** | **Guarantor 2<br>Recourse<br>Type** | **Guarantor 2<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 2<br>Citizenship** | **Guarantor 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 2<br>Country<br>Name** | **Guarantor 2 Asset<br>Verification Level** | **Guarantor 2<br>Employment<br>Verification<br>Level** | **Guarantor 2<br>Income<br>Verification<br>Level** | **Guarantor 2 FICO<br>Model Used** | **Guarantor 2 Credit<br>Order Date** | **Guarantor 2<br>Experian<br>FICO** | **Guarantor 2<br>Experian FICO<br>Model Used** | **Guarantor 2<br>Equifax<br>FICO** | **Guarantor 2<br>Equifax FICO<br>Model Used** | **Guarantor 2<br>TransUnion<br>FICO** | **Guarantor 2<br>TransUnion FICO<br>Model Used** | **Guarantor 2 Most<br>Recent Fico<br>Method** | **Guarantor 3<br>First Name** | **Guarantor 3<br>Last Name** | **Guarantor 3<br>Business<br>Ownership<br>Percent** | **Guarantor 3<br>Recourse<br>Type** | **Guarantor 3<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 3<br>Citizenship** | **Guarantor 3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 3<br>Country<br>Name** | **Guarantor 3 Asset<br>Verification Level** | **Guarantor 3<br>Employment<br>Verification<br>Level** | **Guarantor 3<br>Income<br>Verification<br>Level** | **Guarantor 3 FICO<br>Model Used** | **Guarantor 3 Credit<br>Order Date** | **Guarantor 3<br>Experian<br>FICO** | **Guarantor 3<br>Experian FICO<br>Model Used** | **Guarantor 3<br>Equifax<br>FICO** | **Guarantor 3<br>Equifax FICO<br>Model Used** | **Guarantor 3<br>TransUnion<br>FICO** | **Guarantor 3<br>TransUnion FICO<br>Model Used** | **Guarantor 3 Most<br>Recent Fico<br>Method** | **Guarantor 4<br>First Name** | **Guarantor 4<br>Last Name** | **Guarantor 4<br>Business<br>Ownership<br>Percent** | **Guarantor 4<br>Recourse<br>Type** | **Guarantor 4<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 4<br>Citizenship** | **Guarantor 4<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 4<br>Country<br>Name** | **Guarantor 4 Asset<br>Verification Level** | **Guarantor 4<br>Employment<br>Verification<br>Level** | **Guarantor 4<br>Income<br>Verification<br>Level** | **Guarantor 4 FICO<br>Model Used** | **Guarantor 4 Credit<br>Order Date** | **Guarantor 4<br>Experian<br>FICO** | **Guarantor 4<br>Experian FICO<br>Model Used** | **Guarantor 4<br>Equifax<br>FICO** | **Guarantor 4<br>Equifax FICO<br>Model Used** | **Guarantor 4<br>TransUnion<br>FICO** | **Guarantor 4<br>TransUnion FICO<br>Model Used** | **Guarantor 4 Most<br>Recent Fico<br>Method** | **Authorized Signor 1<br>First Name** | **Authorized Signor 1<br>Last Name** | **Authorized Signor 2<br>First Name** | **Authorized Signor 2<br>Last Name** | **Member<br>1 First<br>Name** | **Member<br>1 Last<br>Name** | **Member 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Member<br>1 Credit<br>Order<br>Date** | **Member<br>1<br>Experian<br>FICO** | **Member<br>1 Experian<br>FICO<br>Model<br>Used** | **Member<br>1<br>Equifax<br>FICO** | **Member<br>1 Equifax<br>FICO<br>Model<br>Used** | **Member 1<br>TransUnion<br>FICO** | **Member 1<br>TransUnion FICO<br>Model Used** | **Member<br>1 Asset<br>Verification<br>Level** | **Member 1<br>Employment<br>Verification<br>Level** | **Member<br>1 Income<br>Verification<br>Level** | **Member<br>2 First<br>Name** | **Member<br>2 Last<br>Name** | **Member 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Member<br>2 Credit<br>Order<br>Date** | **Member<br>2<br>Experian<br>FICO** | **Member<br>2 Experian<br>FICO<br>Model<br>Used** | **Member<br>2<br>Equifax<br>FICO** | **Member<br>2 Equifax<br>FICO<br>Model<br>Used** | **Member 2<br>TransUnion<br>FICO** | **Member 2<br>TransUnion FICO<br>Model Used** | **Member<br>2 Asset<br>Verification<br>Level** | **Member 2<br>Employment<br>Verification<br>Level** | **Member<br>2 Income<br>Verification<br>Level** | **Loan<br>Application<br>Date** | **Sales<br>Contract<br>Date** | **Qualifying Home<br>Value for LTV** | **Number<br>of Units** | **Year Built** | **Total Sq<br>Ft** | **Number<br>of<br>Bedrooms** | **Number of<br>Bathrooms** | **Property<br>Condition** | **Acquisition<br>Cost** | **Renovation<br>Cost** | **Effective<br>Gross<br>Income** | **Turnover<br>Costs** | **Repairs and<br>Maintenance** | **Marketing and<br>Leasing Costs** | **Utilities** | **Other<br>Costs** | **Cap Ex<br>Reserve** | **Investment Property<br>Original As Is LTV** | **As Is<br>Value** | **After<br>Repair<br>Value** | **After<br>Repair<br>Value<br>LTV** | **Loan to<br>Cost** | **Original<br>Sales<br>Price** | **Assignment<br>Fee** | **Loan to<br>Purchase<br>Price** | **SBC<br>Occupancy** | **Investment<br>Property<br>Type** | **Has<br>Dutch<br>Interest** | **Interest<br>Reserves<br>Escrowed** | **Guarantor 1<br>ITIN Flag** | **Guarantor 2<br>ITIN Flag** | **Guarantor 3<br>ITIN Flag** | **Guarantor 4<br>ITIN Flag** |
| 224221451 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2409.54 |  | 0.250944 |  |  |  |  |  | $2409.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $454.96 | $211.33 | Level 3-<br>Stated/<br>Partially<br>Verified |  |  |  | No | No |  |  |  | US<br>Citizen |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US<br>Citizen |  |  | Level 3-<br>Stated/<br>Partially<br>Verified | [Redacted] | 734 | FICO<br>II |  | 770 | Beacon<br>5 | 760 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $345000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224225265 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $1900.00 | Third<br>Party<br>Rental<br>Source | $2123.57 |  | 0.000000 | 1.12 |  |  | 0.89 | 0.89 | $2123.57 |  |  | No |  |  |  |  | Long<br>Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $31300.00 |  |  | $602.28 | $118.75 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | Permanent<br>Resident<br>Alien |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent<br>Resident<br>Alien |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 776 | FICO<br>II |  | 774 | Beacon<br>5 | 788 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $305000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 224225676 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $3000.00 | Third<br>Party<br>Rental<br>Source | $3279.43 |  | 0.000000 | 1.09 |  |  | 0.91 | 0.91 | $3279.43 |  |  | No |  |  |  |  | Long<br>Term |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $456.87 | $111.60 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 752 | FICO<br>II |  | 751 | Beacon<br>5 | 743 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $325500.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224227732 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $3154.00 | Multiple<br>Sources | $2330.64 |  | 0.000000 | 0.74 |  |  | 1.35 | 1.35 | $2330.64 |  |  | Yes | 02/28/2025 |  | 02/27/2026 | 12 | Long<br>Term | $1015.00 | $900.00 | Yes | 06/13/2025 | 06/12/2026 | 12 | Long<br>Term | $1200.00 | $900.00 | No |  |  |  | Long<br>Term |  | $900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $293.25 | $103.50 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 749 | FICO<br>II |  | 776 | Beacon<br>5 | 762 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $350000.00 | 3 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224234171 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $3100.00 | Third<br>Party<br>Rental<br>Source | $2842.10 |  | 0.000000 | 0.92 |  |  | 1.09 | 1.09 | $2842.10 |  |  | No |  |  |  |  | Long<br>Term |  | $3100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $70000.00 |  |  | $471.50 | $38.50 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 41 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 714 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 724 | FICO<br>II |  | 710 | Beacon<br>5 | 714 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $510000.00 | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 69.608% | [Redacted] |  |  | 69.608% | [Redacted] |  | 69.608% |  |  |  |  |  |  |  |  |
| 224234885 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short<br>Term<br>Vacation<br>Rental<br>(e.g.,<br>AirBNB,<br>VRBO,<br>or<br>HomeAway) |  |  |  | $3900.00 | Third<br>Party<br>Rental<br>Source | $3430.47 |  | 0.000000 | 0.88 |  |  | 1.14 | 1.14 | $3430.47 |  |  | No | Short<br>Term<br>Vacation<br>Rental<br>| <br>(e.g., <br>AirBNB, <br>VRBO, or <br>HomeAway) |  |  |  |  | $3900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $624.30 | $337.74 | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | No | 1 | 4 | No |  | No | Experienced<br>Investor |  |  | US Citizen | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 759 | FICO<br>II |  | 769 | Beacon<br>5 | 782 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $465000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224235012 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $1900.00 | Third<br>Party<br>Rental<br>Source | $1898.12 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $1898.12 |  |  | No |  |  |  |  | Long<br>Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $2400.00 |  |  | $298.97 | $131.40 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No | No | Experienced<br>Investor |  | US<br>Citizen | US Citizen | 813 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 800 | FICO<br>II |  | 802 | Beacon<br>5 | 791 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 813 | FICO<br>II |  | 789 | Beacon<br>5 | 817 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $159900.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.422% | [Redacted] |  |  | 74.422% | [Redacted] |  | 74.422% |  |  |  |  |  |  |  |  |
| 224235014 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $4800.00 | Multiple<br>Sources | $3087.70 |  | 0.000000 | 0.64 |  |  | 1.55 | 1.55 | $3087.70 |  |  | No |  |  |  |  | Long<br>Term |  | $2700.00 | Yes | 10/01/2025 | 09/30/2026 | 12 | Long<br>Term | $2100.00 | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $833.00 | $180.50 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 5 | No | No |  | Experienced<br>Investor | 4.34 | US<br>Citizen |  | 737 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 729 | Fair<br>Isaac<br>| <br>(VER. <br>2) | 737 | Beacon<br>5 | 762 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $455000.00 | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 52.747% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224235266 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2480.64 |  | 0.139717 |  |  |  |  |  | $2480.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $333.33 | $177.18 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No | No |  |  | US<br>Citizen | US Citizen | 803 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 827 | FICO<br>II |  |  |  | 803 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 827 | FICO<br>II |  |  |  | 804 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $320000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224235284 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $2100.00 | Third<br>Party<br>Rental<br>Source | $1683.90 |  | 0.000000 | 0.8 |  |  | 1.25 | 1.25 | $1683.90 |  |  | No |  |  |  |  | Long<br>Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $18.45 | $140.12 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | Permanent<br>Resident<br>Alien |  | 735 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | Permanent<br>Resident<br>Alien |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 735 | FICO<br>II |  | 770 | Beacon<br>5 | 730 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $210000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224239513 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $7500.00 | Third<br>Party<br>Rental<br>Source | $6145.55 |  | 0.000000 | 0.82 |  |  | 1.22 | 1.22 | $6145.55 |  |  | No |  |  |  |  | Long<br>Term |  | $7500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $259.01 | $445.58 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 4 | No |  | No | Experienced<br>Investor |  |  | US Citizen | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 787 | Fair<br>Isaac<br>| <br>(VER. <br>2) | 758 | Beacon<br>5 | 782 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1350000.00 |  | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 59.259% | [Redacted] |  |  | 59.259% | [Redacted] |  | 59.259% |  |  |  |  |  |  |  |  |
| 224239870 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $2755.00 | Multiple<br>Sources | $1509.79 |  | 0.000000 | 0.55 |  |  | 1.82 | 1.82 | $1509.79 |  |  | Yes | 02/01/2024 |  | 01/31/2025 | 12 | Long<br>Term | $725.00 | $650.00 | Yes | 05/01/2024 | 04/30/2025 | 12 | Long<br>Term | $675.00 | $650.00 | No |  |  |  | Long<br>Term |  | $650.00 | Yes | 03/01/2025 | 02/28/2026 | 12 | Long<br>Term | $760.00 | $650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $332.98 | $238.99 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 707 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 707 | FICO<br>II |  | 701 | Beacon<br>5 | 714 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $135000.00 | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224239874 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $2000.00 | Third<br>Party<br>Rental<br>Source | $1573.86 |  | 0.000000 | 0.79 |  |  | 1.27 | 1.27 | $1573.86 |  |  | No |  |  |  |  | Long<br>Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | $183.37 | $84.33 | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | No | 1 | 2 | No |  | No | Experienced<br>Investor |  |  | US Citizen | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 821 | FICO<br>II |  | 789 | Beacon<br>5 | 804 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 1 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 08/25/2025 | 807 | FICO<br>II |  | 796 | Beacon<br>5 | 797 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $405000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 50.617% | [Redacted] |  |  | 50.617% | [Redacted] |  | 50.617% |  |  |  |  |  |  |  |  |
| 224243058 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $1800.00 | Third<br>Party<br>Rental<br>Source | $1938.82 |  | 0.000000 | 1.08 |  |  | 0.93 | 0.93 | $1938.82 |  |  | No |  |  |  |  | Long<br>Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $402.27 | $292.26 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 10 | No |  | No | Experienced<br>Investor |  |  | US Citizen | 740 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 740 | FICO<br>II |  | 739 | Beacon<br>5 | 787 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $228000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224243074 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7284.34 |  | 0.464978 |  |  |  |  |  | $7284.34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $898.88 | $187.25 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No | No |  |  | US<br>Citizen | US Citizen | 755 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 755 | FICO<br>II |  | 741 | Beacon<br>5 | 763 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual | Retired |  |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 755 | FICO<br>II |  | 772 | Beacon<br>5 | 753 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1150000.00 |  | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224243127 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $2100.00 | Third<br>Party<br>Rental<br>Source | $1869.73 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $1869.73 |  |  | Yes | 01/01/2025 |  | 01/01/2026 | 12 | Long<br>Term | $3400.00 | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $146.29 | $286.63 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No |  | No | Experienced<br>Investor | 1.03 |  | US Citizen | 665 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  | 665 | Beacon<br>5 | 665 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $280000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224243228 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short<br>Term<br>Vacation<br>Rental<br>(e.g.,<br>AirBNB,<br>VRBO,<br>or<br>HomeAway) |  |  |  | $2093.34 | Multiple<br>Sources | $1427.50 |  | 0.000000 | 0.68 |  |  | 1.46 | 1.46 | $1427.50 |  |  | No | Short<br>Term<br>Vacation<br>Rental<br>| <br>(e.g., <br>AirBNB, <br>VRBO, or <br>HomeAway) |  |  |  |  | $2616.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $177.07 | $60.25 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 734 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 738 | FICO<br>II |  | 719 | Beacon<br>5 | 734 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $269000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 224244118 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $1000.00 | Third<br>Party<br>Rental<br>Source | $875.85 |  | 0.000000 | 0.88 |  |  | 1.14 | 1.14 | $875.85 |  |  | No |  |  |  |  | Long<br>Term |  | $1000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $24500.00 |  |  | $91.25 | $133.69 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 5 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 713 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 6 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 719 | FICO<br>II |  | 651 | Beacon<br>5 | 713 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $100000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224245923 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $15417.00 | Third<br>Party<br>Rental<br>Source | $13308.89 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $13308.89 |  |  | No |  |  |  |  | Long<br>Term |  | $15417.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $1878.20 | $1450.34 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 807 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 807 | Fair<br>Isaac<br>| <br>(VER. <br>2) | 808 | Beacon<br>5 | 781 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $2479000.00 |  | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 63.695% | [Redacted] |  |  | 63.695% | [Redacted] |  | 63.695% |  |  |  |  |  |  |  |  |
| 224246852 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $2000.00 | Third<br>Party<br>Rental<br>Source | $1713.64 |  | 0.000000 | 0.86 |  |  | 1.17 | 1.17 | $1713.64 |  |  | No |  |  |  |  | Long<br>Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $292.77 | $307.13 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No | No | Experienced<br>Investor |  | US<br>Citizen | US Citizen | 714 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 708 | FICO<br>II |  | 678 | Beacon<br>5 | 703 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-<br>Stated/<br>Partially<br>Verified | [Redacted] | 714 | FICO<br>II |  | 719 | Beacon<br>5 | 660 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $189000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 79.365% | [Redacted] |  |  | 79.365% | [Redacted] |  | 79.365% |  |  |  |  |  |  |  |  |
| 224248569 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $1600.00 | Third<br>Party<br>Rental<br>Source | $1350.04 |  | 0.000000 | 0.84 |  |  | 1.19 | 1.19 | $1350.04 |  |  | No |  |  |  |  | Long<br>Term |  | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $12000.00 |  |  | $93.16 | $113.71 | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | No | 1 | 14 | No |  | No | Experienced<br>Investor | 0.29 |  | US Citizen | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 6 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 770 | FICO<br>II |  | 775 | Beacon<br>5 | 768 | FICO<br>Risk<br>Score<br>Classic<br>04 | Business<br>Entity |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $215000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 118.621% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224248621 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3230.04 |  | 0.499318 |  |  |  |  |  | $3230.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $418.47 | $96.00 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No | No |  |  | US<br>Citizen | US Citizen | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 771 | FICO<br>II |  | 789 | Beacon<br>5 | 776 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual | Unemployed |  |  | 1 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 773 | FICO<br>II |  | 777 | Beacon<br>5 | 774 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $507500.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224248623 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3039.27 |  | 0.457159 |  |  |  |  |  | $3039.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $435.50 | $191.50 | Level 3-<br>Stated/<br>Partially<br>Verified |  |  |  | No | No |  |  |  | US<br>Citizen |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US<br>Citizen |  |  | Level 3-<br>Stated/<br>Partially<br>Verified | [Redacted] | 782 | FICO<br>II |  | 788 | Beacon<br>5 | 795 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $464900.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224248624 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $1250.00 | Third<br>Party<br>Rental<br>Source | $853.46 |  | 0.000000 | 0.68 |  |  | 1.46 | 1.46 | $853.46 |  |  | No |  |  |  |  | Long<br>Term |  | $1250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $19300.00 |  |  | $94.66 | $85.92 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 16 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 742 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 12 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 742 | FICO<br>II |  | 720 | Beacon<br>5 | 747 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $102240.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224249776 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $4500.00 | Third<br>Party<br>Rental<br>Source | $6711.58 |  | 0.000000 | 1.49 |  |  | 0.67 | 0.67 | $6711.58 |  |  | No |  |  |  |  | Long<br>Term |  | $4500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $27500.00 |  |  | $920.41 | $653.08 | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | No | 1 | 1 | No |  | No | Experienced<br>Investor |  |  | Non-Permanent<br>Resident Alien | 726 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Non-Permanent<br>Resident Alien |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 727 | FICO<br>II |  | 726 | Beacon<br>5 | 721 | FICO<br>Risk<br>Score<br>Classic<br>04 | Business<br>Entity |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1040000.00 |  | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  | 65.000% | [Redacted] |  | 65.000% |  |  |  |  |  |  |  |  |
| 224249991 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $2200.00 | Third<br>Party<br>Rental<br>Source | $1675.96 |  | 0.000000 | 0.76 |  |  | 1.31 | 1.31 | $1675.96 |  |  | No |  |  |  |  | Long<br>Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $212.75 | $159.27 | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | No | 1 | 1 | No |  | No | Experienced<br>Investor |  |  | US Citizen | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 771 | Fair<br>Isaac<br>| <br>(VER. <br>2) | 747 | Beacon<br>5 | 777 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 1 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 07/08/2025 | 812 | Fair<br>Isaac<br>| <br>(VER. <br>2) | 799 | Beacon<br>5 | 785 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $312990.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 50.014% | [Redacted] |  |  | 50.014% | [Redacted] |  | 50.014% |  |  |  |  |  |  |  |  |
| 224250381 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $1575.00 | Third<br>Party<br>Rental<br>Source | $1535.43 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $1535.43 |  |  | Yes | 04/01/2025 |  | 03/31/2026 | 12 | Long<br>Term | $1625.00 | $1575.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $156.85 | $60.51 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 5 | No | No |  | Experienced<br>Investor | 2.43 | US<br>Citizen |  | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 803 | FICO<br>II |  | 770 | Beacon<br>5 | 786 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $305000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  | 95.542% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224250640 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $3000.00 | Rent on<br>Existing<br>Lease | $2987.80 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $2987.80 |  |  | Yes | 11/01/2025 |  | 10/31/2027 | 24 | Long<br>Term | $3000.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $339.55 | $36.58 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 728 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 737 | FICO<br>II |  | 711 | Beacon<br>5 | 728 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $395000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 224251797 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short<br>Term<br>Vacation<br>Rental<br>(e.g.,<br>AirBNB,<br>VRBO,<br>or<br>HomeAway) |  |  |  | $1850.00 | Third<br>Party<br>Rental<br>Source | $2208.12 |  | 0.000000 | 1.19 |  |  | 0.84 | 0.84 | $2208.12 |  |  | No | Short<br>Term<br>Vacation<br>Rental<br>| <br>(e.g., <br>AirBNB, <br>VRBO, or <br>HomeAway) |  |  |  |  | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $136.33 | $419.00 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No |  | No | Experienced<br>Investor | 0.65 |  | US Citizen | 698 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 669 | FICO<br>II |  | 698 | Beacon<br>5 | 715 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 1 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 09/10/2025 | 642 | FICO<br>II |  | 649 | Beacon<br>5 | 669 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $426000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 51.643% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224252026 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $1750.00 | Third<br>Party<br>Rental<br>Source | $1731.18 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $1731.18 |  |  | No |  |  |  |  | Long<br>Term |  | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $250.27 | $61.33 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 655 | Fair<br>Isaac<br>| <br>(VER. <br>2) | 776 | FICO<br>Classic<br>V5<br>Facta | 775 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $274999.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224252260 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $4688.00 | Third<br>Party<br>Rental<br>Source | $4032.24 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $4032.24 |  |  | Yes | 12/01/2024 |  | 11/30/2026 | 24 | Long<br>Term | $3500.00 | $2200.00 | Yes | 07/01/2024 | 06/30/2026 | 24 | Long<br>Term | $3300.00 | $2488.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $718.49 | $311.43 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No |  | No | Experienced<br>Investor | 5.98 |  | US Citizen | 735 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 717 | FICO<br>II |  | 735 | Beacon<br>5 | 738 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $680000.00 | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 69.853% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224254515 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $1700.00 | Third<br>Party<br>Rental<br>Source | $957.05 |  | 0.000000 | 0.56 |  |  | 1.78 | 1.78 | $957.05 |  |  | No |  |  |  |  | Long<br>Term |  | $850.00 | No |  |  |  | Long<br>Term |  | $850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $51.46 | $88.05 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 788 | FICO<br>II |  | 777 | Beacon<br>5 | 753 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $129900.00 | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224254516 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $1750.00 | Third<br>Party<br>Rental<br>Source | $1339.19 |  | 0.000000 | 0.77 |  |  | 1.31 | 1.31 | $1339.19 |  |  | No |  |  |  |  | Long<br>Term |  | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $322.25 | $137.25 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 774 | FICO<br>II |  | 799 | Beacon<br>5 | 800 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $150000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224254519 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $9919.36 |  | 0.455104 |  |  |  |  |  | $9919.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1215.62 | $195.93 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  | 2.59 | US<br>Citizen |  | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 732 | Fair<br>Isaac<br>| <br>(VER. <br>2) | 805 | Beacon<br>5 | 738 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1815000.00 |  | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224255012 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $1200.00 | Third<br>Party<br>Rental<br>Source | $1029.83 |  | 0.000000 | 0.86 |  |  | 1.17 | 1.17 | $1029.83 |  |  | No |  |  |  |  | Long<br>Term |  | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $15000.00 |  |  | $205.18 | $72.42 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 13 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 773 | Fair<br>Isaac<br>| <br>(VER. <br>2) | 783 | Beacon<br>5 | 754 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $140000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224255700 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $2500.00 | Rent on<br>Existing<br>Lease | $1753.46 |  | 0.000000 | 0.7 |  |  | 1.43 | 1.43 | $1753.46 |  |  | Yes | 10/03/2024 |  | 10/02/2026 | 24 | Long<br>Term | $2500.00 | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $145.40 | $160.19 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No |  | No | Experienced<br>Investor | 3.92 |  | US Citizen | 654 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 648 | FICO<br>II |  | 678 | Beacon<br>5 | 654 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $280000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.643% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224256169 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $7150.00 | Third<br>Party<br>Rental<br>Source | $7129.55 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $7129.55 |  |  | Yes | 06/01/2025 |  | 05/31/2026 | 12 | Long<br>Term | $8700.00 | $7150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $118000.00 |  |  | $947.07 | $134.67 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 6 | No |  | No | Experienced<br>Investor | 0.02 |  | US Citizen | 707 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 721 | Fair<br>Isaac<br>| <br>(VER. <br>2) | 699 | Beacon<br>5 | 707 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1100000.00 |  | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 181.681% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224256643 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7607.69 |  | 0.409421 |  |  |  |  |  | $7607.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $766.56 | $115.17 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US<br>Citizen |  | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 791 | FICO<br>II |  | 780 | Beacon<br>5 | 753 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1388000.00 |  | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224262556 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $2650.00 | Third<br>Party<br>Rental<br>Source | $1510.87 |  | 0.000000 | 0.57 |  |  | 1.75 | 1.75 | $1510.87 |  |  | No |  |  |  |  | Long<br>Term |  | $1300.00 | Yes | 06/13/2025 | 05/31/2026 | 11 | Long<br>Term | $1395.00 | $1350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $53150.00 |  |  | $346.09 | $122.40 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 7 | No | No |  | Experienced<br>Investor | 1.98 | US<br>Citizen |  | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 7 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 766 | FICO<br>II |  | 741 | Beacon<br>5 | 740 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $185000.00 | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 84.091% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224262563 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $1450.00 | Rent on<br>Existing<br>Lease | $1138.56 |  | 0.000000 | 0.79 |  |  | 1.27 | 1.27 | $1138.56 |  |  | Yes | 02/01/2023 |  | 02/01/2024 | 12 | Long<br>Term | $1450.00 | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28600.00 |  |  | $178.90 | $64.67 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 742 | FICO<br>II |  | 723 | Beacon<br>5 | 704 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $160000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Seller<br>Name** | **Originator<br>Name** | **Guideline<br>Author** | **Loan<br>Program** | **Loan<br>Program<br>Date** | **Executed<br>NOO<br>Docs in<br>File** | **Lease In<br>Place<br>Flag** | **Rental<br>Purpose** | **Actual In<br>Place<br>Rent** | **Third<br>Party Market<br>Rent<br>Estimate** | **Third<br>Party<br>Rent<br>Source** | **Rental<br>Income Used for<br>Property DSCR<br>Calculation** | **Rental<br>Source for<br>Property DTI<br>Calculation** | **Calculated<br>Monthly<br>Debt** | **Property<br>DTI** | **Investor<br>DTI** | **Inverse<br>DSCR** | **Net<br>Operating<br>Income** | **Total<br>Debt<br>Service** | **DSCR** | **Total<br>DSCR** | **PITIA** | **Lease<br>End<br>Date** | **Original<br>Lease<br>Term** | **Lease in<br>Place<br>Flag<br>Unit 1** | **Lease<br>Start Date<br>Unit 1** | **Lease End<br>Date Unit<br>1** | **Original<br>Lease<br>Term<br>Unit 1** | **Rental<br>Purpose<br>Unit 1** | **Actual In<br>Place<br>Rent Unit<br>1** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 1** | **Lease in<br>Place<br>Flag<br>Unit 2** | **Lease<br>Start Date<br>Unit 2** | **Lease End<br>Date Unit<br>2** | **Original<br>Lease<br>Term<br>Unit 2** | **Rental<br>Purpose<br>Unit 2** | **Actual In<br>Place<br>Rent<br>Unit 2** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 2** | **Lease in<br>Place<br>Flag<br>Unit 3** | **Lease<br>Start Date<br>Unit 3** | **Lease End<br>Date Unit<br>3** | **Original<br>Lease<br>Term<br>Unit 3** | **Rental<br>Purpose<br>Unit 3** | **Actual In<br>Place<br>Rent<br>Unit 3** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 3** | **Lease in<br>Place<br>Flag<br>Unit 4** | **Lease<br>Start<br>Date<br>Unit<br>4** | **Lease<br>End<br>Date<br>Unit<br>4** | **Original<br>Lease<br>Term<br>Unit 4** | **Rental<br>Purpose<br>Unit 4** | **Actual In<br>Place<br>Rent<br>Unit 4** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 4** | **Lease in<br>Place<br>Flag<br>Unit 5** | **Lease<br>Start<br>Date<br>Unit<br>5** | **Lease<br>End<br>Date<br>Unit<br>5** | **Original<br>Lease<br>Term<br>Unit 5** | **Rental<br>Purpose<br>Unit 5** | **Actual In<br>Place<br>Rent<br>Unit 5** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 5** | **Lease in<br>Place<br>Flag<br>Unit 6** | **Lease<br>Start<br>Date<br>Unit<br>6** | **Lease<br>End<br>Date<br>Unit<br>6** | **Original<br>Lease<br>Term<br>Unit 6** | **Rental<br>Purpose<br>Unit 6** | **Actual In<br>Place<br>Rent<br>Unit 6** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 6** | **Lease in<br>Place<br>Flag<br>Unit 7** | **Lease<br>Start<br>Date<br>Unit<br>7** | **Lease<br>End<br>Date<br>Unit<br>7** | **Original<br>Lease<br>Term<br>Unit 7** | **Rental<br>Purpose<br>Unit 7** | **Actual In<br>Place<br>Rent<br>Unit 7** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 7** | **Lease in<br>Place<br>Flag<br>Unit 8** | **Lease<br>Start<br>Date<br>Unit<br>8** | **Lease<br>End<br>Date<br>Unit<br>8** | **Original<br>Lease<br>Term<br>Unit 8** | **Rental<br>Purpose<br>Unit 8** | **Actual In<br>Place<br>Rent<br>Unit 8** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 8** | **Lease in<br>Place<br>Flag<br>Unit 9** | **Lease<br>Start<br>Date<br>Unit<br>9** | **Lease<br>End<br>Date<br>Unit<br>9** | **Original<br>Lease<br>Term<br>Unit 9** | **Rental<br>Purpose<br>Unit 9** | **Actual In<br>Place<br>Rent<br>Unit 9** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 9** | **Lease in<br>Place<br>Flag<br>Unit 10** | **Lease<br>Start<br>Date<br>Unit<br>10** | **Lease<br>End<br>Date<br>Unit<br>10** | **Original<br>Lease<br>Term<br>Unit 10** | **Rental<br>Purpose<br>Unit 10** | **Actual In<br>Place<br>Rent<br>Unit 10** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 10** | **Rent Loss<br>Insurance** | **Rent Loss<br>Insurance<br>Amount** | **HOA Flag** | **HOA<br>Monthly<br>Premium<br>Amount** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Cost** | **Asset<br>Verification** | **Blanket<br>Mortgage<br>Flag** | **Number of<br>Mortgaged<br>Properties<br>With<br>Lender** | **Number<br>of<br>Properties** | **Foreign National<br>Alternative Credit<br>Documentation** | **Foreign<br>National<br>Borrower<br>1** | **Foreign<br>National<br>Borrower<br>2** | **Investor<br>Type** | **Number<br>of Years<br>Property<br>Owned** | **Borrower<br>Residency<br>Status** | **Co Borrower<br>Residency<br>Status** | **Qualifying<br>Credit<br>Score** | **Months<br>Bankruptcy<br>7 11** | **Months<br>Bankruptcy<br>13** | **Months<br>Deed in<br>Lieu** | **Months<br>Short Sale<br>or Pre FC** | **Prior<br>Mtg Rent<br>Late 30d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 60d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 90d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 30d<br>in 24m** | **Prior<br>Mtg Rent<br>Late 60d<br>in 24m** | **Prior<br>Mtg Rent<br>Late 90d<br>in 24m** | **Section 8** | **Street<br>Address** | **Borrower<br>1 Type** | **Borrower 1<br>Designation** | **Borrower 1<br>Employment<br>Status** | **Borrower<br>1 First<br>Name** | **Borrower<br>1 Last<br>Name** | **Borrower<br>1 Number<br>of<br>Mortgaged<br>Properties** | **Borrower 1<br>Citizenship** | **Borrower 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>1<br>Country<br>Name** | **Borrower<br>1 Asset<br>Verification<br>Level** | **Borrower<br>1 Credit<br>Order<br>Date** | **Borrower<br>1<br>Experian<br>FICO** | **Borrower<br>1 Experian<br>FICO<br>Model<br>Used** |  | **Borrower<br>1 Equifax<br>FICO** | **Borrower<br>1 Equifax<br>FICO<br>Model<br>Used** | **Borrower 1<br>TransUnion<br>FICO** | **Borrower 1<br>TransUnion FICO<br>Model Used** | **Borrower<br>2 Type** | **Borrower 2<br>Designation** | **Borrower 2<br>Employment<br>Status** | **Borrower<br>2 First<br>Name** | **Borrower<br>2 Last<br>Name** | **Borrower<br>2 Number<br>of<br>Mortgaged<br>Properties** | **Borrower 2<br>Citizenship** | **Borrower 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>2<br>Country<br>Name** | **Borrower<br>2 Asset<br>Verification<br>Level** | **Borrower<br>2 Credit<br>Order<br>Date** | **Borrower<br>2<br>Experian<br>FICO** | **Borrower<br>2 Experian<br>FICO<br>Model<br>Used** |  | **Borrower<br>2 Equifax<br>FICO** | **Borrower<br>2 Equifax<br>FICO<br>Model<br>Used** | **Borrower 2<br>TransUnion<br>FICO** | **Borrower 2<br>TransUnion FICO<br>Model Used** | **Borrower 3<br>Designation** | **Borrower<br>3 First<br>Name** | **Borrower<br>3 Last<br>Name** | **Borrower<br>3 Number<br>of<br>Mortgaged<br>Properties** | **Borrower<br>3<br>Citizenship** | **Borrower 3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>3<br>Country<br>Name** | **Borrower<br>3 Asset<br>Verification<br>Level** | **Borrower<br>3 Credit<br>Order<br>Date** | **Borrower<br>3<br>Experian<br>FICO** | **Borrower<br>3 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>3 Equifax<br>FICO** | **Borrower<br>3 Equifax<br>FICO<br>Model<br>Used** | **Borrower 3<br>TransUnion<br>FICO** | **Borrower 3<br>TransUnion FICO<br>Model Used** | **Borrower 4<br>Designation** | **Borrower<br>4 First<br>Name** | **Borrower<br>4 Last<br>Name** | **Borrower<br>4 Number<br>of<br>Mortgaged<br>Properties** | **Borrower<br>4<br>Citizenship** | **Borrower 4<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>4<br>Country<br>Name** | **Borrower<br>4 Asset<br>Verification<br>Level** | **Borrower<br>4 Credit<br>Order<br>Date** | **Borrower<br>4<br>Experian<br>FICO** | **Borrower<br>4 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>4 Equifax<br>FICO** | **Borrower<br>4 Equifax<br>FICO<br>Model<br>Used** | **Borrower 4<br>TransUnion<br>FICO** | **Borrower 4<br>TransUnion FICO<br>Model Used** | **Personal<br>Guarantee** | **Guarantor 1<br>First Name** | **Guarantor 1<br>Last Name** | **Guarantor 1<br>Business<br>Ownership<br>Percent** | **Guarantor 1<br>Recourse<br>Type** | **Guarantor 1<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 1<br>Citizenship** | **Guarantor 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 1<br>Country<br>Name** | **Guarantor 1 Asset<br>Verification Level** | **Guarantor 1<br>Employment<br>Verification<br>Level** | **Guarantor 1<br>Income<br>Verification<br>Level** | **Guarantor 1 FICO<br>Model Used** | **Guarantor 1 Credit<br>Order Date** | **Guarantor 1<br>Experian<br>FICO** | **Guarantor 1<br>Experian FICO<br>Model Used** | **Guarantor 1<br>Equifax<br>FICO** | **Guarantor 1<br>Equifax FICO<br>Model Used** | **Guarantor 1<br>TransUnion<br>FICO** | **Guarantor 1<br>TransUnion FICO<br>Model Used** | **Guarantor 1 Most<br>Recent Fico<br>Method** | **Guarantor 2<br>First Name** | **Guarantor 2<br>Last Name** | **Guarantor 2<br>Business<br>Ownership<br>Percent** | **Guarantor 2<br>Recourse<br>Type** | **Guarantor 2<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 2<br>Citizenship** | **Guarantor 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 2<br>Country<br>Name** | **Guarantor 2 Asset<br>Verification Level** | **Guarantor 2<br>Employment<br>Verification<br>Level** | **Guarantor 2<br>Income<br>Verification<br>Level** | **Guarantor 2 FICO<br>Model Used** | **Guarantor 2 Credit<br>Order Date** | **Guarantor 2<br>Experian<br>FICO** | **Guarantor 2<br>Experian FICO<br>Model Used** | **Guarantor 2<br>Equifax<br>FICO** | **Guarantor 2<br>Equifax FICO<br>Model Used** | **Guarantor 2<br>TransUnion<br>FICO** | **Guarantor 2<br>TransUnion FICO<br>Model Used** | **Guarantor 2 Most<br>Recent Fico<br>Method** | **Guarantor 3<br>First Name** | **Guarantor 3<br>Last Name** | **Guarantor 3<br>Business<br>Ownership<br>Percent** | **Guarantor 3<br>Recourse<br>Type** | **Guarantor 3<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 3<br>Citizenship** | **Guarantor 3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 3<br>Country<br>Name** | **Guarantor 3 Asset<br>Verification Level** | **Guarantor 3<br>Employment<br>Verification<br>Level** | **Guarantor 3<br>Income<br>Verification<br>Level** | **Guarantor 3 FICO<br>Model Used** | **Guarantor 3 Credit<br>Order Date** | **Guarantor 3<br>Experian<br>FICO** | **Guarantor 3<br>Experian FICO<br>Model Used** | **Guarantor 3<br>Equifax<br>FICO** | **Guarantor 3<br>Equifax FICO<br>Model Used** | **Guarantor 3<br>TransUnion<br>FICO** | **Guarantor 3<br>TransUnion FICO<br>Model Used** | **Guarantor 3 Most<br>Recent Fico<br>Method** | **Guarantor 4<br>First Name** | **Guarantor 4<br>Last Name** | **Guarantor 4<br>Business<br>Ownership<br>Percent** | **Guarantor 4<br>Recourse<br>Type** | **Guarantor 4<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 4<br>Citizenship** | **Guarantor 4<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 4<br>Country<br>Name** | **Guarantor 4 Asset<br>Verification Level** | **Guarantor 4<br>Employment<br>Verification<br>Level** | **Guarantor 4<br>Income<br>Verification<br>Level** | **Guarantor 4 FICO<br>Model Used** | **Guarantor 4 Credit<br>Order Date** | **Guarantor 4<br>Experian<br>FICO** | **Guarantor 4<br>Experian FICO<br>Model Used** | **Guarantor 4<br>Equifax<br>FICO** | **Guarantor 4<br>Equifax FICO<br>Model Used** | **Guarantor 4<br>TransUnion<br>FICO** | **Guarantor 4<br>TransUnion FICO<br>Model Used** | **Guarantor 4 Most<br>Recent Fico<br>Method** | **Authorized Signor 1<br>First Name** | **Authorized Signor 1<br>Last Name** | **Authorized Signor 2<br>First Name** | **Authorized Signor 2<br>Last Name** | **Member<br>1 First<br>Name** | **Member<br>1 Last<br>Name** | **Member 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Member<br>1 Credit<br>Order<br>Date** | **Member<br>1<br>Experian<br>FICO** | **Member<br>1 Experian<br>FICO<br>Model<br>Used** | **Member<br>1<br>Equifax<br>FICO** | **Member<br>1 Equifax<br>FICO<br>Model<br>Used** | **Member 1<br>TransUnion<br>FICO** | **Member 1<br>TransUnion FICO<br>Model Used** | **Member<br>1 Asset<br>Verification<br>Level** | **Member 1<br>Employment<br>Verification<br>Level** | **Member<br>1 Income<br>Verification<br>Level** | **Member<br>2 First<br>Name** | **Member<br>2 Last<br>Name** | **Member 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Member<br>2 Credit<br>Order<br>Date** | **Member<br>2<br>Experian<br>FICO** | **Member<br>2 Experian<br>FICO<br>Model<br>Used** | **Member<br>2<br>Equifax<br>FICO** | **Member<br>2 Equifax<br>FICO<br>Model<br>Used** | **Member 2<br>TransUnion<br>FICO** | **Member 2<br>TransUnion FICO<br>Model Used** | **Member<br>2 Asset<br>Verification<br>Level** | **Member 2<br>Employment<br>Verification<br>Level** | **Member<br>2 Income<br>Verification<br>Level** | **Loan<br>Application<br>Date** | **Sales<br>Contract<br>Date** | **Qualifying Home<br>Value for LTV** | **Number<br>of Units** | **Year Built** | **Total Sq<br>Ft** | **Number<br>of<br>Bedrooms** | **Number of<br>Bathrooms** | **Property<br>Condition** | **Acquisition<br>Cost** | **Renovation<br>Cost** | **Effective<br>Gross<br>Income** | **Turnover<br>Costs** | **Repairs and<br>Maintenance** | **Marketing and<br>Leasing Costs** | **Utilities** | **Other<br>Costs** | **Cap Ex<br>Reserve** | **Investment Property<br>Original As Is LTV** | **As Is<br>Value** | **After<br>Repair<br>Value** | **After<br>Repair<br>Value<br>LTV** | **Loan to<br>Cost** | **Original<br>Sales<br>Price** | **Assignment<br>Fee** | **Loan to<br>Purchase<br>Price** | **SBC<br>Occupancy** | **Investment<br>Property<br>Type** | **Has<br>Dutch<br>Interest** | **Interest<br>Reserves<br>Escrowed** | **Guarantor 1<br>ITIN Flag** | **Guarantor 2<br>ITIN Flag** | **Guarantor 3<br>ITIN Flag** | **Guarantor 4<br>ITIN Flag** |
| 224262568 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $2100.00 | Third<br>Party<br>Rental<br>Source | $1856.19 |  | 0.000000 | 0.88 |  |  | 1.13 | 1.13 | $1856.19 |  |  | Yes | 02/01/2025 | 01/31/2026 | 12 | Long<br>Term | $2200.00 | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $223.90 | $65.33 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No |  | No | Experienced<br>Investor | 14.23 |  | US Citizen | 735 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 717 | FICO<br>II |  | 735 | Beacon<br>5 | 738 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $255000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.902% | [Redacted] |  |  | 530.556% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224262581 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3620.02 |  | 0.161785 |  |  |  |  |  | $3620.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $473.48 | $134.71 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | Non-Permanent<br>Resident Alien |  | 718 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | Employed |  | 2 | Non-Permanent<br>Resident Alien | Employment<br>Authorization |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 691 | FICO<br>II |  | 776 | Beacon<br>5 | 718 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $410000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224262608 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $2000.00 | Rent on<br>Existing<br>Lease | $1860.53 |  | 0.000000 | 0.93 |  |  | 1.07 | 1.07 | $1860.53 |  |  | Yes | 01/31/2025 | 01/30/2026 | 12 | Long<br>Term | $2000.00 | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $7100.00 |  |  | $208.21 | $55.25 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No |  | No | Experienced<br>Investor | 11.52 |  | US Citizen | 735 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 717 | FICO<br>II |  | 735 | Beacon<br>5 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $223000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.888% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224262616 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $1530.00 | Third<br>Party<br>Rental<br>Source | $1523.90 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $1523.90 |  |  | No |  |  |  | Long<br>Term |  | $430.00 | No |  |  |  | Long<br>Term |  | $1100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $37600.00 |  |  | $143.25 | $174.75 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 788 | FICO<br>II |  | 791 | Beacon<br>5 | 734 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $235000.00 | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 72.500% | [Redacted] |  |  | 72.500% | [Redacted] |  | 72.500% |  |  |  |  |  |  |  |  |
| 224262632 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3834.63 |  | 0.291549 |  |  |  |  |  | $3834.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $583.39 | $287.43 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No |  | No |  |  |  | US Citizen | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity | Unemployed | Unemployed |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 804 | FICO<br>II |  | 802 | Beacon<br>5 | 759 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 2 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 09/15/2025 | 816 | FICO<br>II | 796 | Beacon<br>5 | 777 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $605000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224266958 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $10850.00 | Rent on<br>Existing<br>Lease | $7808.49 |  | 0.000000 | 0.72 |  |  | 1.39 | 1.39 | $7808.49 |  |  | Yes | 07/23/2023 | 07/23/2024 | 12 | Long<br>Term | $3500.00 | $3500.00 | Yes | 07/07/2023 | 07/07/2024 | 12 | Long<br>Term | $2600.00 | $3000.00 | Yes | 05/01/2024 | 05/01/2025 | 12 | Long<br>Term | $4750.00 | $4800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $90000.00 |  |  | $1765.56 | $366.24 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No |  | No | Experienced<br>Investor | 3.42 |  | Non-Permanent<br>Resident Alien | 671 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | Non-Permanent<br>Resident Alien |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] | 671 | FICO<br>II |  | 684 | Beacon<br>5 | 671 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $975000.00 | 3 |  |  |  |  | Very<br>Good |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 183.468% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224267007 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $2795.00 | Rent on<br>Existing<br>Lease | $2535.70 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $2535.70 |  |  | Yes | 08/01/2024 | 07/31/2025 | 12 | Long<br>Term | $2795.00 | $2850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40100.00 |  |  | $572.50 | $126.00 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No |  | No | Experienced<br>Investor | 2.48 |  | Permanent<br>Resident Alien | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | Permanent<br>Resident Alien |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 779 | Fair<br>Isaac<br>| <br>(VER. <br>2) | 761 | FICO<br>Classic<br>V5<br>Facta | 786 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $384000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.271% | [Redacted] |  |  | 95.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224269045 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $2200.00 | Rent on<br>Existing<br>Lease | $1670.85 |  | 0.000000 | 0.76 |  |  | 1.32 | 1.32 | $1670.85 |  |  | Yes | 11/01/2025 | 10/31/2026 | 12 | Long<br>Term | $2200.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $27489.00 |  |  | $222.46 | $138.17 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 2 | 3 | No |  | No | Experienced<br>Investor |  |  | US Citizen | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 771 | FICO<br>II |  | 789 | Beacon<br>5 | 740 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $242500.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224269049 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2182.03 |  | 0.474021 |  |  |  |  |  | $2182.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $159.39 | $183.80 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  | 18.10 | US Citizen |  | 672 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | Employed |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 672 | FICO<br>II |  | 676 | Beacon<br>5 | 648 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $329000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224269051 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $2550.00 | Third<br>Party<br>Rental<br>Source | $2868.93 |  | 0.000000 | 1.13 |  |  | 0.89 | 0.89 | $2868.93 |  |  | No |  |  |  | Long<br>Term |  | $2550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $81600.00 |  |  | $829.63 | $143.75 | Level 3-<br>Stated/<br>Partially<br>Verified | No | 1 | 1 | Yes | Yes |  | Experienced<br>Investor |  | Foreign<br>National |  |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Foreign<br>National |  |  | Level 3-<br>Stated/<br>Partially<br>Verified | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $353900.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224280713 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $3900.00 | Third<br>Party<br>Rental<br>Source | $2492.79 |  | 0.000000 | 0.64 |  |  | 1.56 | 1.56 | $2492.79 |  |  | Yes | 08/01/2025 | 08/31/2025 | 1 | Long<br>Term | $2200.00 | $1900.00 | Yes | 08/01/2025 | 08/31/2025 | 1 | Long<br>Term | $2200.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $27000.00 |  |  | $447.22 | $303.92 | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | No | 1 | 6 | No |  | No | Experienced<br>Investor | 1.07 |  | US Citizen | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 781 | Fair<br>Isaac<br>| <br>(VER. <br>2) | 798 | FICO<br>Classic<br>V5<br>Facta | 779 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $340000.00 | 2 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224280716 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $1700.00 | Rent on<br>Existing<br>Lease | $1343.13 |  | 0.000000 | 0.79 |  |  | 1.27 | 1.27 | $1343.13 |  |  | Yes | 11/01/2024 | 10/31/2025 | 12 | Long<br>Term | $950.00 | $950.00 | Yes | 01/01/2025 | 12/31/2025 | 12 | Long<br>Term | $750.00 | $750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $325.58 | $102.33 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor |  | Non-Permanent<br>Resident Alien |  | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Non-Permanent<br>Resident Alien |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 785 | FICO<br>II |  | 765 | Beacon<br>5 | 758 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $182500.00 | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 224280718 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $2600.00 | Rent on<br>Existing<br>Lease | $2407.44 |  | 0.000000 | 0.93 |  |  | 1.08 | 1.08 | $2407.44 |  |  | Yes | 10/01/2025 | 09/30/2026 | 12 | Long<br>Term | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $204.02 | $107.37 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 5 | No | No |  | Experienced<br>Investor | 1.25 | US Citizen |  | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 755 | FICO<br>II |  | 775 | Beacon<br>5 | 765 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $227000.00 | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224281404 | [Redacted] | [Redacted] |  |  |  |  |  |  | No |  |  |  |  |  |  |  | $3011.25 |  | 0.206845 |  |  |  |  |  | $3011.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $199.87 | $171.00 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US Citizen |  | 707 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | Employed |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 708 | FICO<br>II |  | 707 | Beacon<br>5 |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $696000.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224281407 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $2150.00 | Third<br>Party<br>Rental<br>Source | $1996.90 |  | 0.000000 | 0.93 |  |  | 1.08 | 1.08 | $1996.90 |  |  | No |  |  |  | Long<br>Term |  | $2150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $13500.00 |  |  | $216.25 | $77.70 | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | No | 1 | 1 | No |  | No | Experienced<br>Investor |  |  | US Citizen | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business<br>Entity |  |  |  | 1 |  |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 786 | FICO<br>II |  | 739 | Beacon<br>5 | 728 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 2 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 09/16/2025 | 733 | FICO<br>II | 760 | Beacon<br>5 | 743 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $250000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224284946 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $2695.00 | Third<br>Party<br>Rental<br>Source | $1605.83 |  | 0.000000 | 0.6 |  |  | 1.68 | 1.68 | $1605.83 |  |  | No |  |  |  | Long<br>Term |  | $900.00 | No |  |  |  | Long<br>Term |  | $775.00 | No |  |  |  | Long<br>Term |  | $1020.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $44300.00 |  |  | $339.00 | $190.98 | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | No | 1 | 3 | No |  | No | Experienced<br>Investor |  |  | US Citizen | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] | 761 | FICO<br>II |  | 772 | Beacon<br>5 | 735 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 1 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 08/14/2025 | 798 | FICO<br>II | 743 | Beacon<br>5 | 724 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $190000.00 | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224284982 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $1500.00 | Rent on<br>Existing<br>Lease | $1160.60 |  | 0.000000 | 0.77 |  |  | 1.29 | 1.29 | $1160.60 |  |  | Yes | 03/01/2024 | 10/31/2025 | 20 | Long<br>Term | $1500.00 | $1550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $71890.00 |  |  | $107.59 | $156.17 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 4 | No | No |  | Experienced<br>Investor | 6.41 | US Citizen |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 790 | FICO<br>II |  | 787 | Beacon<br>5 | 788 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $152000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224284989 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $2100.00 | Third<br>Party<br>Rental<br>Source | $2098.21 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $2098.21 |  |  | No |  |  |  | Long<br>Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $1200.00 |  |  | $318.16 | $33.50 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 781 | FICO<br>II |  | 772 | Beacon<br>5 | 787 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $260000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224286771 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $10000.00 | Rent on<br>Existing<br>Lease | $7054.21 |  | 0.000000 | 0.71 |  |  | 1.42 | 1.42 | $7054.21 |  |  | Yes | 07/13/2024 | 03/15/2026 | 20 | Long<br>Term | $10000.00 | $10000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $1508.13 | $156.33 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor | 5.35 | US Citizen |  | 678 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 652 | FICO<br>II |  | 695 | Beacon<br>5 | 678 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1600000.00 | $1600000.00 | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 50.000% | [Redacted] |  |  | 81.218% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224286774 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $1595.00 | Third<br>Party<br>Rental<br>Source | $1516.56 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $1516.56 |  |  | No |  |  |  | Long<br>Term |  | $1595.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $348.80 | $120.95 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 8 | No |  |  | Experienced<br>Investor |  |  |  | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  |  |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full<br>Recourse | 9 | Permanent<br>Resident<br>Alien |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  | Classic | 08/15/2025 | 768 | FICO<br>II | 751 | Beacon<br>5 | 723 | FICO<br>Risk<br>Score<br>Classic<br>04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $176849.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224286776 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $1675.00 | Third<br>Party<br>Rental<br>Source | $1626.36 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $1626.36 |  |  | No |  |  |  | Long<br>Term |  | $1675.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | $444.11 | $62.25 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | Yes | Yes |  | Experienced<br>Investor |  | Foreign<br>National |  |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Foreign<br>National |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $217999.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224286783 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6936.63 |  | 0.394838 |  |  |  |  |  | $6936.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1602.18 | $293.92 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US Citizen |  | 785 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | Employed |  | 4 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 785 | Fair<br>Isaac<br>| <br>(VER. <br>2) | 764 | Beacon<br>5 | 788 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $984000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224286786 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $2900.00 | Third<br>Party<br>Rental<br>Source | $2743.73 |  | 0.000000 | 0.95 |  |  | 1.06 | 1.06 | $2743.73 |  |  | No |  |  |  | Long<br>Term |  | $2900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $407.31 | $219.32 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No |  | No | Experienced<br>Investor | 0.16 |  | US Citizen | 684 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  |  |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] | 656 | Fair<br>Isaac<br>| <br>(VER. <br>2) | 684 | Beacon<br>5 | 723 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $361000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224287316 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $1875.00 | Rent on<br>Existing<br>Lease | $1373.77 |  | 0.000000 | 0.73 |  |  | 1.36 | 1.36 | $1373.77 |  |  | Yes | 10/31/2024 | 10/31/2026 | 24 | Long<br>Term | $1875.00 | $1950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $66.80 | $42.83 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 5 | No | No | No | Experienced<br>Investor | 54.46 | US Citizen | US Citizen | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 767 | FICO<br>II |  | 707 | Beacon<br>5 | 696 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 767 | FICO<br>II |  | 780 | Beacon<br>5 | 767 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $420000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 47.619% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224287817 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $3300.00 | Third<br>Party<br>Rental<br>Source | $3167.16 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $3167.16 |  |  | No |  |  |  | Long<br>Term |  | $3300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $812.70 | $236.17 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 668 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 668 | FICO<br>II |  | 695 | Beacon<br>5 | 650 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $399000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 224288215 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $2800.00 | Third<br>Party<br>Rental<br>Source | $3367.06 |  | 0.000000 | 1.2 |  |  | 0.83 | 0.83 | $3367.06 |  |  | No |  |  |  | Long<br>Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $416.90 | $226.00 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | Yes | Yes |  | Experienced<br>Investor |  | Foreign<br>National |  | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | Foreign<br>National |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 789 | FICO<br>II |  | 759 | Beacon<br>5 | 777 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $585000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  | 65.000% | [Redacted] |  | 65.000% |  |  |  |  |  |  |  |  |
| 224292682 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $1850.00 | Rent on<br>Existing<br>Lease | $1556.78 |  | 0.000000 | 0.84 |  |  | 1.19 | 1.19 | $1556.78 |  |  | Yes | 08/15/2025 | 08/15/2027 | 24 | Long<br>Term | $1850.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $300000.00 |  |  | $316.48 | $49.62 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 4 | No | No |  | Experienced<br>Investor | 28.04 | US Citizen |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 762 | FICO<br>II |  | 758 | Beacon<br>5 | 774 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $205000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224292785 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $1650.00 | Rent on<br>Existing<br>Lease | $1638.22 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $1638.22 |  |  | Yes | 02/01/2025 | 01/31/2026 | 12 | Long<br>Term | $1650.00 | $1650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $85.72 | $58.58 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | Permanent<br>Resident Alien |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent<br>Resident Alien |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 773 | FICO<br>II |  | 792 | Beacon<br>5 | 772 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $225000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224292865 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $1675.00 | Third<br>Party<br>Rental<br>Source | $1405.78 |  | 0.000000 | 0.84 |  |  | 1.19 | 1.19 | $1405.78 |  |  | Yes | 05/05/2025 | 05/05/2026 | 12 | Long<br>Term | $5200.00 | $1675.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $159.23 | $107.00 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 5 | No |  | No | Experienced<br>Investor | 1.07 |  | US Citizen | 708 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 720 | FICO<br>II |  | 708 | Beacon<br>5 | 694 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $230000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 121.509% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224293034 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $2500.00 | Third<br>Party<br>Rental<br>Source | $2267.30 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $2267.30 |  |  | No |  |  |  | Long<br>Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $32110.00 |  |  | $269.33 | $103.08 | Level 3-<br>Stated/<br>Partially<br>Verified | No | 1 | 4 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 665 |  |  |  |  | 1 | 0 | 0 | 1 | 0 | 0 |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  |  | Level 3-<br>Stated/<br>Partially<br>Verified | [Redacted] | 674 | FICO<br>II |  | 665 | Beacon<br>5 | 636 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $380000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 67.000% | [Redacted] |  |  | 67.000% | [Redacted] |  | 67.000% |  |  |  |  |  |  |  |  |
| 224293041 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $1800.00 | Third<br>Party<br>Rental<br>Source | $1547.62 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $1547.62 |  |  | Yes | 07/01/2025 | 06/30/2026 | 12 | Long<br>Term | $1900.00 | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $90.95 | $77.58 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 4 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 714 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 714 | FICO<br>II |  | 689 | Beacon<br>5 | 716 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $275000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224293164 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3616.22 |  | 0.327695 |  |  |  |  |  | $3616.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $533.61 | $126.67 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | Employed |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 794 | FICO<br>II |  | 763 | Beacon<br>5 | 758 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 840 | FICO<br>II |  | 775 | Beacon<br>5 | 766 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $675000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224293192 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6344.84 |  | 0.241445 |  |  |  |  |  | $6344.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $321.74 | $975.00 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US Citizen |  | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | Employed |  | 1 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 756 | FICO<br>II |  | 737 | Beacon<br>5 | 758 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $925000.00 | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224293193 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2660.44 |  | 0.493099 |  |  |  |  |  | $2660.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $426.71 | $111.52 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No | No |  | 4.81 | US Citizen | US Citizen | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed | Employed |  | 5 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 786 | FICO<br>II |  | 753 | Beacon<br>5 | 766 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 729 | FICO<br>II |  | 771 | Beacon<br>5 | 740 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $420000.00 | 2 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224293207 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $1600.00 | Third<br>Party<br>Rental<br>Source | $1574.27 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $1574.27 |  |  | No |  |  |  | Long<br>Term |  | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20000.00 |  |  | $45.19 | $63.67 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 706 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 689 | Fair<br>Isaac<br>| <br>(VER. <br>2) | 706 | FICO<br>Classic<br>V5<br>Facta | 734 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $215000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224293331 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $5000.00 | Third<br>Party<br>Rental<br>Source | $3637.42 |  | 0.000000 | 0.73 |  |  | 1.37 | 1.37 | $3637.42 |  |  | No |  |  |  | Long<br>Term |  | $2500.00 | No |  |  |  | Long<br>Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $80140.00 |  |  | $103.94 | $207.00 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 4 | No |  | No | Experienced<br>Investor | 1.54 |  | US Citizen | 708 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 720 | FICO<br>II |  | 708 | Beacon<br>5 | 694 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $770000.00 | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224293358 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $2195.00 | Rent on<br>Existing<br>Lease | $2118.58 |  | 0.000000 | 0.97 |  |  | 1.04 | 1.04 | $2118.58 |  |  | Yes | 06/23/2025 | 06/30/2026 | 12 | Long<br>Term | $2195.00 | $2350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $483.10 | $157.39 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor | 9.32 | US Citizen |  | 683 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 683 | FICO<br>II |  | 681 | Beacon<br>5 | 687 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $370000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.811% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224293394 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $1200.00 | Third<br>Party<br>Rental<br>Source | $1464.10 |  | 0.000000 | 1.22 |  |  | 0.82 | 0.82 | $1464.10 |  |  | No |  |  |  | Long<br>Term |  | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $173.72 | $114.25 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 7 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 774 | Fair<br>Isaac<br>| <br>(VER. <br>2) | 791 | Beacon<br>5 | 795 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $175000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224296340 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $3527.00 | Multiple<br>Sources | $3151.21 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $3151.21 |  |  | No |  |  |  | Long<br>Term |  | $1827.00 | Yes | 03/15/2025 | 03/31/2026 | 12 | Long<br>Term | $1700.00 | $1827.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $580.22 | $184.92 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor |  | Non-Permanent<br>Resident Alien |  | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Non-Permanent<br>Resident Alien |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 735 | FICO<br>II |  | 721 | Beacon<br>5 | 727 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $455000.00 | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224297772 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $2000.00 | Rent on<br>Existing<br>Lease | $1597.01 |  | 0.000000 | 0.8 |  |  | 1.25 | 1.25 | $1597.01 |  |  | Yes | 12/01/2025 | 11/30/2026 | 12 | Long<br>Term | $2000.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $191.33 | $50.82 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No |  | No | Experienced<br>Investor | 4.01 |  | US Citizen | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 724 | FICO<br>II |  | 759 | Beacon<br>5 | 751 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $275000.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Seller<br>Name** | **Originator<br>Name** | **Guideline<br>Author** | **Loan<br>Program** | **Loan<br>Program<br>Date** | **Executed<br>NOO<br>Docs in<br>File** | **Lease In<br>Place<br>Flag** | **Rental<br>Purpose** |  | **Actual In<br>Place<br>Rent** | **Third<br>Party Market<br>Rent<br>Estimate** | **Third<br>Party<br>Rent<br>Source** | **Rental<br>Income Used for<br>Property DSCR<br>Calculation** | **Rental<br>Source for<br>Property DTI<br>Calculation** | **Calculated<br>Monthly<br>Debt** | **Property<br>DTI** | **Investor<br>DTI** | **Inverse<br>DSCR** | **Net<br>Operating<br>Income** | **Total<br>Debt<br>Service** | **DSCR** | **Total<br>DSCR** | **PITIA** | **Lease<br>End<br>Date** | **Original<br>Lease<br>Term** | **Lease in<br>Place<br>Flag<br>Unit 1** | **Lease<br>Start Date<br>Unit 1** | **Lease End<br>Date Unit<br>1** | **Original<br>Lease<br>Term<br>Unit 1** | **Rental<br>Purpose<br>Unit 1** | **Actual In<br>Place<br>Rent<br>Unit 1** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 1** | **Lease in<br>Place<br>Flag<br>Unit 2** | **Lease<br>Start Date<br>Unit 2** | **Lease End<br>Date Unit<br>2** | **Original<br>Lease<br>Term<br>Unit 2** | **Rental<br>Purpose<br>Unit 2** | **Actual In<br>Place<br>Rent<br>Unit 2** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 2** | **Lease in<br>Place<br>Flag<br>Unit 3** | **Lease<br>Start Date<br>Unit 3** | **Lease End<br>Date Unit<br>3** | **Original<br>Lease<br>Term<br>Unit 3** | **Rental<br>Purpose<br>Unit 3** | **Actual In<br>Place<br>Rent<br>Unit 3** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 3** | **Lease in<br>Place<br>Flag<br>Unit 4** | **Lease<br>Start Date<br>Unit 4** | **Lease End<br>Date Unit<br>4** | **Original<br>Lease<br>Term<br>Unit 4** | **Rental<br>Purpose<br>Unit 4** | **Actual In<br>Place<br>Rent<br>Unit 4** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 4** | **Lease in<br>Place<br>Flag<br>Unit 5** | **Lease<br>Start<br>Date<br>Unit<br>5** | **Lease<br>End<br>Date<br>Unit<br>5** | **Original<br>Lease<br>Term<br>Unit 5** | **Rental<br>Purpose<br>Unit 5** | **Actual In<br>Place<br>Rent<br>Unit 5** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 5** | **Lease in<br>Place<br>Flag<br>Unit 6** | **Lease<br>Start<br>Date<br>Unit<br>6** | **Lease<br>End<br>Date<br>Unit<br>6** | **Original<br>Lease<br>Term<br>Unit 6** | **Rental<br>Purpose<br>Unit 6** | **Actual In<br>Place<br>Rent<br>Unit 6** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 6** | **Lease in<br>Place<br>Flag<br>Unit 7** | **Lease<br>Start<br>Date<br>Unit<br>7** | **Lease<br>End<br>Date<br>Unit<br>7** | **Original<br>Lease<br>Term<br>Unit 7** | **Rental<br>Purpose<br>Unit 7** | **Actual In<br>Place<br>Rent<br>Unit 7** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 7** | **Lease in<br>Place<br>Flag<br>Unit 8** | **Lease<br>Start<br>Date<br>Unit<br>8** | **Lease<br>End<br>Date<br>Unit<br>8** | **Original<br>Lease<br>Term<br>Unit 8** | **Rental<br>Purpose<br>Unit 8** | **Actual In<br>Place<br>Rent<br>Unit 8** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 8** | **Lease in<br>Place<br>Flag<br>Unit 9** | **Lease<br>Start<br>Date<br>Unit<br>9** | **Lease<br>End<br>Date<br>Unit<br>9** | **Original<br>Lease<br>Term<br>Unit 9** | **Rental<br>Purpose<br>Unit 9** | **Actual In<br>Place<br>Rent<br>Unit 9** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 9** | **Lease in<br>Place<br>Flag<br>Unit 10** | **Lease<br>Start<br>Date<br>Unit<br>10** | **Lease<br>End<br>Date<br>Unit<br>10** | **Original<br>Lease<br>Term<br>Unit 10** | **Rental<br>Purpose<br>Unit 10** | **Actual In<br>Place<br>Rent<br>Unit 10** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 10** | **Rent Loss<br>Insurance** | **Rent Loss<br>Insurance<br>Amount** | **HOA Flag** | **HOA<br>Monthly<br>Premium<br>Amount** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Cost** | **Asset<br>Verification** | **Blanket<br>Mortgage<br>Flag** | **Number of<br>Mortgaged<br>Properties<br>With<br>Lender** | **Number<br>of<br>Properties** | **Foreign National<br>Alternative Credit<br>Documentation** | **Foreign<br>National<br>Borrower<br>1** | **Foreign<br>National<br>Borrower<br>2** | **Investor<br>Type** | **Number<br>of Years<br>Property<br>Owned** | **Borrower<br>Residency<br>Status** | **Co<br>Borrower<br>Residency<br>Status** | **Qualifying<br>Credit<br>Score** | **Months<br>Bankruptcy<br>7 11** | **Months<br>Bankruptcy<br>13** | **Months<br>Deed in<br>Lieu** | **Months<br>Short Sale<br>or Pre FC** | **Prior<br>Mtg Rent<br>Late 30d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 60d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 90d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 30d<br>in 24m** | **Prior<br>Mtg Rent<br>Late 60d<br>in 24m** | **Prior<br>Mtg Rent<br>Late 90d<br>in 24m** | **Section 8** | **Street<br>Address** | **Borrower<br>1 Type** | **Borrower 1<br>Designation** | **Borrower 1<br>Employment<br>Status** | **Borrower<br>1 First<br>Name** | **Borrower<br>1 Last<br>Name** | **Borrower<br>1 Number<br>of<br>Mortgaged<br>Properties** | **Borrower 1<br>Citizenship** | **Borrower 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>1<br>Country<br>Name** | **Borrower<br>1 Asset<br>Verification<br>Level** | **Borrower<br>1 Credit<br>Order<br>Date** | **Borrower<br>1<br>Experian<br>FICO** | **Borrower<br>1 Experian<br>FICO<br>Model<br>Used** |  | **Borrower<br>1 Equifax<br>FICO** | **Borrower<br>1 Equifax<br>FICO<br>Model<br>Used** | **Borrower 1<br>TransUnion<br>FICO** | **Borrower 1<br>TransUnion FICO<br>Model Used** | **Borrower<br>2 Type** | **Borrower 2<br>Designation** | **Borrower 2<br>Employment<br>Status** | **Borrower<br>2 First<br>Name** | **Borrower<br>2 Last<br>Name** | **Borrower<br>2 Number<br>of<br>Mortgaged<br>Properties** | **Borrower<br>2<br>Citizenship** | **Borrower 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>2<br>Country<br>Name** | **Borrower<br>2 Asset<br>Verification<br>Level** | **Borrower<br>2 Credit<br>Order<br>Date** | **Borrower<br>2<br>Experian<br>FICO** | **Borrower<br>2 Experian<br>FICO<br>Model<br>Used** |  | **Borrower<br>2 Equifax<br>FICO** | **Borrower<br>2 Equifax<br>FICO<br>Model<br>Used** | **Borrower 2<br>TransUnion<br>FICO** | **Borrower 2<br>TransUnion FICO<br>Model Used** | **Borrower 3<br>Designation** | **Borrower<br>3 First<br>Name** | **Borrower<br>3 Last<br>Name** | **Borrower<br>3 Number<br>of<br>Mortgaged<br>Properties** | **Borrower<br>3<br>Citizenship** | **Borrower 3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>3<br>Country<br>Name** | **Borrower<br>3 Asset<br>Verification<br>Level** | **Borrower<br>3 Credit<br>Order<br>Date** | **Borrower<br>3<br>Experian<br>FICO** | **Borrower<br>3 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>3 Equifax<br>FICO** | **Borrower<br>3 Equifax<br>FICO<br>Model<br>Used** | **Borrower 3<br>TransUnion<br>FICO** | **Borrower 3<br>TransUnion FICO<br>Model Used** | **Borrower 4<br>Designation** | **Borrower<br>4 First<br>Name** | **Borrower<br>4 Last<br>Name** | **Borrower<br>4 Number<br>of<br>Mortgaged<br>Properties** | **Borrower<br>4<br>Citizenship** | **Borrower 4<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>4<br>Country<br>Name** | **Borrower<br>4 Asset<br>Verification<br>Level** | **Borrower<br>4 Credit<br>Order<br>Date** | **Borrower<br>4<br>Experian<br>FICO** | **Borrower<br>4 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>4 Equifax<br>FICO** | **Borrower<br>4 Equifax<br>FICO<br>Model<br>Used** | **Borrower 4<br>TransUnion<br>FICO** | **Borrower 4<br>TransUnion FICO<br>Model Used** | **Personal<br>Guarantee** | **Guarantor 1<br>First Name** | **Guarantor 1<br>Last Name** | **Guarantor 1<br>Business<br>Ownership<br>Percent** | **Guarantor 1<br>Recourse<br>Type** | **Guarantor 1<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 1<br>Citizenship** | **Guarantor 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 1<br>Country<br>Name** | **Guarantor 1 Asset<br>Verification Level** | **Guarantor 1<br>Employment<br>Verification<br>Level** | **Guarantor 1<br>Income<br>Verification<br>Level** | **Guarantor 1 FICO<br>Model Used** | **Guarantor 1 Credit<br>Order Date** | **Guarantor 1<br>Experian<br>FICO** | **Guarantor 1<br>Experian FICO<br>Model Used** | **Guarantor 1<br>Equifax<br>FICO** | **Guarantor 1<br>Equifax FICO<br>Model Used** | **Guarantor 1<br>TransUnion<br>FICO** | **Guarantor 1<br>TransUnion FICO<br>Model Used** | **Guarantor 1 Most<br>Recent Fico<br>Method** | **Guarantor 2<br>First Name** | **Guarantor 2<br>Last Name** | **Guarantor 2<br>Business<br>Ownership<br>Percent** | **Guarantor 2<br>Recourse<br>Type** | **Guarantor 2<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 2<br>Citizenship** | **Guarantor 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 2<br>Country<br>Name** | **Guarantor 2 Asset<br>Verification Level** | **Guarantor 2<br>Employment<br>Verification<br>Level** | **Guarantor 2<br>Income<br>Verification<br>Level** | **Guarantor 2 FICO<br>Model Used** | **Guarantor 2 Credit<br>Order Date** | **Guarantor 2<br>Experian<br>FICO** | **Guarantor 2<br>Experian FICO<br>Model Used** | **Guarantor 2<br>Equifax<br>FICO** | **Guarantor 2<br>Equifax FICO<br>Model Used** | **Guarantor 2<br>TransUnion<br>FICO** | **Guarantor 2<br>TransUnion FICO<br>Model Used** | **Guarantor 2 Most<br>Recent Fico<br>Method** | **Guarantor 3<br>First Name** | **Guarantor 3<br>Last Name** | **Guarantor 3<br>Business<br>Ownership<br>Percent** | **Guarantor 3<br>Recourse<br>Type** | **Guarantor 3<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 3<br>Citizenship** | **Guarantor 3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 3<br>Country<br>Name** | **Guarantor 3 Asset<br>Verification Level** | **Guarantor 3<br>Employment<br>Verification<br>Level** | **Guarantor 3<br>Income<br>Verification<br>Level** | **Guarantor 3 FICO<br>Model Used** | **Guarantor 3 Credit<br>Order Date** | **Guarantor 3<br>Experian<br>FICO** | **Guarantor 3<br>Experian FICO<br>Model Used** | **Guarantor 3<br>Equifax<br>FICO** | **Guarantor 3<br>Equifax FICO<br>Model Used** | **Guarantor 3<br>TransUnion<br>FICO** | **Guarantor 3<br>TransUnion FICO<br>Model Used** | **Guarantor 3 Most<br>Recent Fico<br>Method** | **Guarantor 4<br>First Name** | **Guarantor 4<br>Last Name** | **Guarantor 4<br>Business<br>Ownership<br>Percent** | **Guarantor 4<br>Recourse<br>Type** | **Guarantor 4<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 4<br>Citizenship** | **Guarantor 4<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 4<br>Country<br>Name** | **Guarantor 4 Asset<br>Verification Level** | **Guarantor 4<br>Employment<br>Verification<br>Level** | **Guarantor 4<br>Income<br>Verification<br>Level** | **Guarantor 4 FICO<br>Model Used** | **Guarantor 4 Credit<br>Order Date** | **Guarantor 4<br>Experian<br>FICO** | **Guarantor 4<br>Experian FICO<br>Model Used** | **Guarantor 4<br>Equifax<br>FICO** | **Guarantor 4<br>Equifax FICO<br>Model Used** | **Guarantor 4<br>TransUnion<br>FICO** | **Guarantor 4<br>TransUnion FICO<br>Model Used** | **Guarantor 4 Most<br>Recent Fico<br>Method** | **Authorized Signor 1<br>First Name** | **Authorized Signor 1<br>Last Name** | **Authorized Signor 2<br>First Name** | **Authorized Signor 2<br>Last Name** | **Member<br>1 First<br>Name** | **Member<br>1 Last<br>Name** | **Member 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Member<br>1 Credit<br>Order<br>Date** | **Member<br>1<br>Experian<br>FICO** | **Member<br>1 Experian<br>FICO<br>Model<br>Used** | **Member<br>1<br>Equifax<br>FICO** | **Member<br>1 Equifax<br>FICO<br>Model<br>Used** | **Member 1<br>TransUnion<br>FICO** | **Member 1<br>TransUnion FICO<br>Model Used** | **Member<br>1 Asset<br>Verification<br>Level** | **Member 1<br>Employment<br>Verification<br>Level** | **Member<br>1 Income<br>Verification<br>Level** | **Member<br>2 First<br>Name** | **Member<br>2 Last<br>Name** | **Member 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Member<br>2 Credit<br>Order<br>Date** | **Member<br>2<br>Experian<br>FICO** | **Member<br>2 Experian<br>FICO<br>Model<br>Used** | **Member<br>2<br>Equifax<br>FICO** | **Member<br>2 Equifax<br>FICO<br>Model<br>Used** | **Member 2<br>TransUnion<br>FICO** | **Member 2<br>TransUnion FICO<br>Model Used** | **Member<br>2 Asset<br>Verification<br>Level** | **Member 2<br>Employment<br>Verification<br>Level** | **Member<br>2 Income<br>Verification<br>Level** | **Loan<br>Application<br>Date** | **Sales<br>Contract<br>Date** | **Qualifying Home<br>Value for LTV** | **Number<br>of Units** | **Year Built** | **Total Sq<br>Ft** | **Number<br>of<br>Bedrooms** | **Number of<br>Bathrooms** | **Property<br>Condition** | **Acquisition<br>Cost** | **Renovation<br>Cost** | **Effective<br>Gross<br>Income** | **Turnover<br>Costs** | **Repairs and<br>Maintenance** | **Marketing and<br>Leasing Costs** | **Utilities** | **Other<br>Costs** | **Cap Ex<br>Reserve** | **Investment Property<br>Original As Is LTV** | **As Is<br>Value** | **After<br>Repair<br>Value** | **After<br>Repair<br>Value<br>LTV** | **Loan to<br>Cost** | **Original<br>Sales<br>Price** | **Assignment<br>Fee** | **Loan to<br>Purchase<br>Price** | **SBC<br>Occupancy** | **Investment<br>Property<br>Type** | **Has<br>Dutch<br>Interest** | **Interest<br>Reserves<br>Escrowed** | **Guarantor 1<br>ITIN Flag** | **Guarantor 2<br>ITIN Flag** | **Guarantor 3<br>ITIN Flag** | **Guarantor 4<br>ITIN Flag** |
| 224298323 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  |  | $4200.00 | Rent on<br>Existing<br>Lease | $4182.45 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $4182.45 |  |  | Yes | 09/01/2025 | 08/31/2026 | 12 | Long<br>Term | $4200.00 | $4200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $585.09 | $0.00 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 9 | No |  | No | Experienced<br>Investor | 0.01 |  | US<br>Citizen | 718 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 5 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 725 | FICO<br>II |  | 718 | Beacon<br>5 | 697 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $638225.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224300014 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  |  | $2500.00 | Third<br>Party<br>Rental<br>Source | $1347.39 |  | 0.000000 | 0.53 |  |  | 1.85 | 1.85 | $1347.39 |  |  | No |  |  |  | Long<br>Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $219.54 | $57.25 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No |  | No | Experienced<br>Investor |  |  | US<br>Citizen | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 765 | Fair<br>Isaac<br>| <br>(VER. <br>2) | 750 | Beacon<br>5 | 777 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $209000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224304401 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  |  | $3300.00 | Rent on<br>Existing<br>Lease | $3298.49 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $3298.49 |  |  | Yes | 05/06/2025 | 05/06/2027 | 24 | Long<br>Term | $3300.00 | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $68600.00 |  |  | $481.53 | $327.92 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 5 | No |  | No | Experienced<br>Investor | 3.30 |  | US<br>Citizen | 708 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 6 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 720 | FICO<br>II |  | 708 | Beacon<br>5 | 694 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $760000.00 | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 49.276% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224304815 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  |  | $3901.48 |  | 0.498555 |  |  |  |  |  | $3901.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $329.42 | $92.00 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No | No |  |  | US Citizen | US<br>Citizen | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 798 | FICO<br>II |  | 790 | Beacon<br>5 | 792 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual | Employed |  |  | 3 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 799 | FICO<br>II |  | 779 | Beacon<br>5 | 777 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $572000.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224304816 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  |  | $6533.48 |  | 0.185702 |  |  |  |  |  | $6533.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $371.82 | $259.42 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No | No |  | 7.77 | US Citizen | US<br>Citizen | 794 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 794 | Fair<br>Isaac<br>| <br>(VER. <br>2) | 789 | FICO<br>Classic<br>V5<br>Facta | 796 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual | Unemployed |  |  | 3 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 813 | Fair<br>Isaac<br>| <br>(VER. <br>2) | 785 | FICO<br>Classic<br>V5<br>Facta | 795 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1800000.00 | $1800000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224304827 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  |  | $6270.40 |  | 0.258994 |  |  |  |  |  | $6270.40 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $296.45 | $130.17 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No | No |  |  | US Citizen | US<br>Citizen | 742 |  |  |  |  | 0 | 0 | 0 | 1 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 749 | FICO<br>II |  | 689 | Beacon<br>5 | 742 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual | Employed |  |  | 2 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 700 | FICO<br>II |  | 703 | Beacon<br>5 | 698 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $999037.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224305925 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  |  | $4750.00 | Rent on<br>Existing<br>Lease | $3326.20 |  | 0.000000 | 0.7 |  |  | 1.42 | 1.42 | $3326.20 |  |  | Yes | 06/01/2025 | 06/30/2026 | 13 | Long<br>Term | $3000.00 | $3700.00 | Yes | 09/03/2024 | 12/31/2026 | 27 | Long<br>Term | $1750.00 | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $976.25 | $145.25 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor | 27.20 | US Citizen |  | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 816 | FICO<br>II |  | 809 | Beacon<br>5 | 799 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1000000.00 | $1000000.00 | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 33.992% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224305927 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  |  | $1804.05 |  | 0.303135 |  |  |  |  |  | $1804.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $287.00 | $80.78 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US Citizen |  | 753 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 753 | FICO<br>II |  | 756 | Beacon<br>5 | 732 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $222750.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224305940 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  |  | $4395.32 |  | 0.451684 |  |  |  |  |  | $4395.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $784.43 | $147.42 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US Citizen |  | 701 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 726 | Fair<br>Isaac<br>| <br>(VER. <br>2) | 701 | FICO<br>Classic<br>V5<br>Facta | 686 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $690000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224305942 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  |  | $1400.00 | Rent on<br>Existing<br>Lease | $1377.05 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $1377.05 |  |  | Yes | 01/01/2025 | 01/01/2026 | 12 | Long<br>Term | $1400.00 | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $328.82 | $274.67 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 5 | No |  | No | Experienced<br>Investor | 0.09 |  | US<br>Citizen | 630 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 629 | FICO<br>II |  | 653 | Beacon<br>5 | 630 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $240000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 46.667% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224305944 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  |  | $2125.00 | Third<br>Party<br>Rental<br>Source | $1868.87 |  | 0.000000 | 0.87 |  |  | 1.13 | 1.13 | $1868.87 |  |  | No |  |  |  | Long<br>Term |  | $2125.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $29500.00 |  |  | $387.57 | $170.88 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | Yes |  | Yes | Experienced<br>Investor |  |  | Foreign<br>National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign<br>National |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  | Individual |  |  | 1 | Foreign<br>National |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $245000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 224305946 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  |  | $2600.00 | Third<br>Party<br>Rental<br>Source | $2553.69 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $2553.69 |  |  | No |  |  |  | Long<br>Term |  | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $1200.00 |  |  | $483.19 | $52.08 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 688 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 665 | FICO<br>II |  | 811 | Beacon<br>5 | 688 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $285000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 224305979 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  |  | $2600.00 | Third<br>Party<br>Rental<br>Source | $2326.90 |  | 0.000000 | 0.89 |  |  | 1.11 | 1.11 | $2326.90 |  |  | No |  |  |  | Long<br>Term |  | $1400.00 | No |  |  |  | Long<br>Term |  | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $419.07 | $129.50 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 790 | FICO<br>II |  | 771 | Beacon<br>5 | 779 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $335000.00 | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224308337 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  |  | $6000.00 | Rent on<br>Existing<br>Lease | $3576.36 |  | 0.000000 | 0.59 |  |  | 1.67 | 1.67 | $3576.36 |  |  | Yes | 06/01/2025 | 06/01/2026 | 12 | Long<br>Term | $2000.00 | $2000.00 | Yes | 01/01/2025 | 01/01/2026 | 12 | Long<br>Term | $2000.00 | $2000.00 | Yes | 04/01/2025 | 04/01/2026 | 12 | Long<br>Term | $2000.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $667.66 | $431.42 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No | No |  | Experienced<br>Investor | 11.28 | US Citizen |  | 690 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 678 | FICO<br>II |  | 690 | Beacon<br>5 | 691 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $501000.00 | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 69.860% | [Redacted] |  |  | 500.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224308339 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  |  | $2700.00 | Third<br>Party<br>Rental<br>Source | $2324.27 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $2324.27 |  |  | No |  |  |  | Long<br>Term |  | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $219.54 | $72.11 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 718 | FICO<br>II |  | 741 | Beacon<br>5 | 748 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $255000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 224308346 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  |  | $3000.00 | Rent on<br>Existing<br>Lease | $2736.85 |  | 0.000000 | 0.91 |  |  | 1.09 | 1.09 | $2736.85 |  |  | Yes | 04/21/2025 | 05/01/2026 | 12 | Long<br>Term | $3000.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $543.73 | $127.08 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 5 | No |  | No | Experienced<br>Investor | 0.94 |  | US<br>Citizen | 660 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 660 | FICO<br>II |  | 686 | Beacon<br>5 | 654 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $552000.00 | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 56.975% | [Redacted] |  |  | 314.500% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224308349 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  |  | $1750.00 | Third<br>Party<br>Rental<br>Source | $1725.32 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $1725.32 |  |  | No |  |  |  | Long<br>Term |  | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $21800.00 |  |  | $248.12 | $130.71 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | Yes |  | Yes | Experienced<br>Investor |  |  | Foreign<br>National | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign<br>National |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 793 | FICO<br>II |  |  |  | 792 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $230000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224310850 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  |  | $1895.00 | Rent on<br>Existing<br>Lease | $1401.27 |  | 0.000000 | 0.73 |  |  | 1.35 | 1.35 | $1401.27 |  |  | Yes | 09/01/2025 | 09/01/2026 | 12 | Long<br>Term | $1895.00 | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $22740.00 |  |  | $104.22 | $132.62 | Level<br>1-Not<br>Stated/<br>Not<br>Verified | No | 1 | 6 | No |  | No | Experienced<br>Investor | 0.19 |  | US<br>Citizen | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 5 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 797 | FICO<br>II |  | 789 | Beacon<br>5 | 791 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $219000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224318334 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  |  | $3025.00 | Rent on<br>Existing<br>Lease | $3017.41 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $3017.41 |  |  | Yes | 04/01/2025 | 03/31/2026 | 12 | Long<br>Term | $1725.00 | $2200.00 | Yes | 04/01/2025 | 03/31/2026 | 12 | Long<br>Term | $1300.00 | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $36600.00 |  |  | $656.60 | $179.42 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 6 | No |  | No | Experienced<br>Investor | 0.63 |  | US<br>Citizen | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] | 781 | FICO<br>II |  | 786 | Beacon<br>5 | 801 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 1 | US<br>Citizen |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | 09/22/2025 | 723 | FICO<br>II | 752 | Beacon<br>5 | 763 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $442000.00 | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 74.181% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224321647 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  |  | $2700.00 | Third<br>Party<br>Rental<br>Source | $2413.28 |  | 0.000000 | 0.89 |  |  | 1.11 | 1.11 | $2413.28 |  |  | No |  |  |  | Long<br>Term |  | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $45400.00 |  |  | $276.42 | $109.84 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No |  |  | Experienced<br>Investor |  |  |  |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-<br>Stated/<br>Partially<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $406490.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224322299 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  |  | $5500.00 | Multiple<br>Sources | $6700.73 |  | 0.000000 | 1.21 |  |  | 0.82 | 0.82 | $6700.73 |  |  | No |  |  |  | Long<br>Term |  | $2700.00 | Yes | 10/01/2024 | 09/30/2025 | 12 | Long<br>Term | $2800.00 | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $804.36 | $113.17 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 690 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 709 | FICO<br>II |  | 685 | Beacon<br>5 | 690 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $832500.00 | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224329213 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short<br>Term<br>Vacation<br>Rental<br>| <br>(e.g., <br>AirBNB, <br>VRBO, <br>or <br>HomeAway) |  |  |  | $8800.00 | Multiple<br>Sources | $7589.82 |  | 0.000000 | 0.86 |  |  | 1.15 | 1.15 | $7589.82 |  |  | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) |  | $7000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $472800.00 |  |  | $1151.32 | $193.67 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No | No | Experienced<br>Investor |  | US Citizen | US<br>Citizen | 755 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 761 | FICO<br>II |  | 747 | Beacon<br>5 | 733 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 745 | FICO<br>II |  | 772 | Beacon<br>5 | 755 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1235000.00 | $1235000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224329286 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  |  | $4474.99 |  | 0.493357 |  |  |  |  |  | $4474.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $604.76 | $51.83 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US Citizen |  | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 8 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 775 | FICO<br>II |  | 777 | Beacon<br>5 | 765 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $610000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224329365 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  |  | $2100.00 | Third<br>Party<br>Rental<br>Source | $2039.40 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $2039.40 |  |  | No |  |  |  | Long<br>Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $292.13 | $116.53 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 16 | No | No |  | Experienced<br>Investor | 9.07 | US Citizen |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 10 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 741 | FICO<br>II |  | 768 | Beacon<br>5 | 752 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $380000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 67.895% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224329371 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  |  | $1000.00 | Third<br>Party<br>Rental<br>Source | $804.91 |  | 0.000000 | 0.8 |  |  | 1.24 | 1.24 | $804.91 |  |  | Yes | 09/01/2025 | 08/01/2026 | 11 | Long<br>Term | $1100.00 | $1000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $90.23 | $77.67 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 18 | No | No |  | Experienced<br>Investor | 1.32 | US Citizen |  | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 754 | FICO<br>II |  |  |  | 779 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $117000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224329383 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  |  | $3655.00 | Rent on<br>Existing<br>Lease | $3404.53 |  | 0.000000 | 0.93 |  |  | 1.07 | 1.07 | $3404.53 |  |  | Yes | 07/01/2023 | 06/30/2024 | 12 | Long<br>Term | $915.00 | $900.00 | Yes | 07/01/2025 | 06/30/2026 | 12 | Long<br>Term | $915.00 | $915.00 | Yes | 01/01/2025 | 12/31/2025 | 12 | Long<br>Term | $925.00 | $925.00 | Yes | 03/01/2025 | 02/28/2026 | 12 | Long<br>Term | $900.00 | $900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | $423.72 | $242.53 | Level<br>2-<br>Stated/<br>Not<br>Verified | No | 1 | 16 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 8 | US Citizen |  |  | Level<br>2-<br>Stated/<br>Not<br>Verified | [Redacted] | 741 | FICO<br>II |  | 768 | Beacon<br>5 | 752 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $515000.00 | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224329394 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  |  | $2000.00 | Third<br>Party<br>Rental<br>Source | $1453.98 |  | 0.000000 | 0.72 |  |  | 1.37 | 1.37 | $1453.98 |  |  | No |  |  |  | Long<br>Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $302.69 | $102.33 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No | No |  | Experienced<br>Investor |  | Non-Permanent<br>Resident Alien |  | 802 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | Non-Permanent<br>Resident Alien |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 802 | FICO<br>II |  | 809 | Beacon<br>5 | 788 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $202500.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224330672 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  |  | $3200.00 | Third<br>Party<br>Rental<br>Source | $3145.72 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $3145.72 |  |  | No |  |  |  | Long<br>Term |  | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $662.00 | $90.08 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 692 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 599 | FICO<br>II |  | 692 | Beacon<br>5 | 702 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $379900.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224331286 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  |  | $6609.47 |  | 0.271949 |  |  |  |  |  | $6609.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1451.34 | $54.92 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US Citizen |  | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 774 | Fair<br>Isaac<br>| <br>(VER. <br>2) | 771 | Beacon<br>5 | 774 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $750000.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224335258 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  |  | $2750.00 | Third<br>Party<br>Rental<br>Source | $1997.52 |  | 0.000000 | 0.72 |  |  | 1.37 | 1.37 | $1997.52 |  |  | No |  |  |  | Long<br>Term |  | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $120000.00 |  |  | $292.67 | $154.50 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 5 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 766 | FICO<br>II |  | 748 | Beacon<br>5 | 762 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $295000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224335287 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  |  | $17959.38 |  | 0.123163 |  |  |  |  |  | $17959.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $759.05 | $1079.47 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  | 5.04 | US Citizen |  | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 753 | FICO<br>II |  | 761 | Beacon<br>5 | 776 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $3262000.00 | $3262000.00 | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224335337 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  |  | $5408.08 |  | 0.261323 |  |  |  |  |  | $5408.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $513.69 | $232.33 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No |  | No |  | 3.88 |  | US<br>Citizen | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity | Unemployed |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 10 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 715 | FICO<br>II |  | 768 | Beacon<br>5 | 776 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $950000.00 | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224335354 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  |  | $2950.00 | Third<br>Party<br>Rental<br>Source | $2947.33 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $2947.33 |  |  | No |  |  |  | Long<br>Term |  | $2950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $55300.00 |  |  | $962.76 | $188.81 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 721 | FICO<br>II |  | 712 | Beacon<br>5 | 724 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $325000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224335357 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  |  | $2800.00 | Rent on<br>Existing<br>Lease | $2678.85 |  | 0.000000 | 0.95 |  |  | 1.04 | 1.04 | $2678.85 |  |  | Yes | 01/01/2025 | 12/31/2025 | 12 | Long<br>Term | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $94600.00 |  |  | $433.00 | $133.17 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 5 | No |  |  | Experienced<br>Investor | 0.96 |  |  | 660 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10/16/2025 | 660 | FICO<br>II | 686 | Beacon<br>5 | 654 | FICO<br>Risk<br>Score<br>Classic<br>04 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $536000.00 | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  | 321.600% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224335358 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  |  | $2470.00 | Multiple<br>Sources | $1308.92 |  | 0.000000 | 0.52 |  |  | 1.88 | 1.88 | $1308.92 |  |  | No |  |  |  | Long<br>Term |  | $950.00 | No |  |  |  | Long<br>Term |  | $950.00 | No |  |  |  | Long<br>Term |  | $650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $92.83 | $241.58 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 4 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 671 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 671 | FICO<br>II |  | 650 | Beacon<br>5 | 696 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $145000.00 | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224335397 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  |  | $3000.00 | Rent on<br>Existing<br>Lease | $2526.40 |  | 0.000000 | 0.84 |  |  | 1.18 | 1.18 | $2526.40 |  |  | Yes | 12/01/2024 | 12/01/2025 | 12 | Long<br>Term | $3000.00 | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $377.09 | $113.13 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 5 | No | No |  | Experienced<br>Investor | 2.15 | US Citizen |  | 732 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 732 | FICO<br>II |  | 731 | Beacon<br>5 | 734 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $625000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 52.912% | [Redacted] |  |  | 82.675% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224336894 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  |  | $7715.50 |  | 0.259714 |  |  |  |  |  | $7715.50 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1093.79 | $133.00 | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  | No |  | No |  | 11.10 |  | US<br>Citizen | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity | Unemployed |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 10 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 715 | FICO<br>II |  | 768 | Beacon<br>5 | 776 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1160000.00 | $1160000.00 | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224336897 | [Redacted] | [Redacted] |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  | $6223.59 |  | 0.348077 |  |  |  |  |  | $6223.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1048.00 | $100.00 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  | 1.73 | US Citizen |  | 687 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 682 | FICO<br>II |  | 687 | Beacon<br>5 | 719 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1320000.00 | $1320000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224337233 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  |  | $3100.00 | Third<br>Party<br>Rental<br>Source | $2462.40 |  | 0.000000 | 0.79 |  |  | 1.25 | 1.25 | $2462.40 |  |  | Yes | 10/01/2025 | 10/31/2025 | 1 | Long<br>Term | $3180.00 | $3100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $257.46 | $97.00 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 8 | No | No |  | Experienced<br>Investor | 21.91 | US Citizen |  | 701 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 725 | FICO<br>II |  | 701 | Beacon<br>5 | 671 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $570000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 541.667% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224339934 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  |  | $5580.00 | Rent on<br>Existing<br>Lease | $4788.94 |  | 0.000000 | 0.85 |  |  | 1.16 | 1.16 | $4788.94 |  |  | Yes | 10/01/2025 | 10/31/2025 | 1 | Long<br>Term | $1395.00 | $1395.00 | Yes | 10/01/2025 | 10/31/2025 | 1 | Long<br>Term | $1395.00 | $1395.00 | Yes | 10/01/2025 | 10/31/2025 | 1 | Long<br>Term | $1395.00 | $1395.00 | Yes | 10/01/2025 | 10/31/2025 | 1 | Long<br>Term | $1395.00 | $1395.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $537.71 | $262.25 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 776 | FICO<br>II |  | 746 | Beacon<br>5 | 791 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $696000.00 | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |

---

------

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Seller<br>Name** | **Originator<br>Name** | **Guideline<br>Author** | **Loan<br>Program** | **Loan<br>Program<br>Date** | **Executed<br>NOO<br>Docs in<br>File** | **Lease In<br>Place<br>Flag** | **Rental<br>Purpose** | **Actual In<br>Place<br>Rent** | **Third<br>Party Market<br>Rent<br>Estimate** | **Third<br>Party<br>Rent<br>Source** | **Rental<br>Income Used for<br>Property DSCR<br>Calculation** | **Rental<br>Source for<br>Property DTI<br>Calculation** | **Calculated<br>Monthly<br>Debt** | **Property<br>DTI** | **Investor<br>DTI** | **Inverse<br>DSCR** | **Net<br>Operating<br>Income** | **Total<br>Debt<br>Service** | **DSCR** | **Total<br>DSCR** | **PITIA** | **Lease<br>End<br>Date** | **Original<br>Lease<br>Term** | **Lease in<br>Place<br>Flag<br>Unit 1** | **Lease<br>Start Date<br>Unit 1** | **Lease End<br>Date Unit<br>1** | **Original<br>Lease<br>Term<br>Unit 1** | **Rental<br>Purpose<br>Unit 1** | **Actual In<br>Place<br>Rent<br>Unit 1** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 1** | **Lease in<br>Place<br>Flag<br>Unit 2** | **Lease<br>Start Date<br>Unit 2** | **Lease End<br>Date Unit<br>2** | **Original<br>Lease<br>Term<br>Unit 2** | **Rental<br>Purpose<br>Unit 2** | **Actual In<br>Place<br>Rent<br>Unit 2** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 2** | **Lease in<br>Place<br>Flag<br>Unit 3** | **Lease<br>Start Date<br>Unit 3** | **Lease End<br>Date Unit<br>3** | **Original<br>Lease<br>Term<br>Unit 3** | **Rental<br>Purpose<br>Unit 3** | **Actual In<br>Place<br>Rent<br>Unit 3** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 3** | **Lease in<br>Place<br>Flag<br>Unit 4** | **Lease<br>Start<br>Date<br>Unit<br>4** | **Lease<br>End<br>Date<br>Unit<br>4** | **Original<br>Lease<br>Term<br>Unit 4** | **Rental<br>Purpose<br>Unit 4** | **Actual In<br>Place<br>Rent<br>Unit 4** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 4** | **Lease in<br>Place<br>Flag<br>Unit 5** | **Lease<br>Start<br>Date<br>Unit<br>5** | **Lease<br>End<br>Date<br>Unit<br>5** | **Original<br>Lease<br>Term<br>Unit 5** | **Rental<br>Purpose<br>Unit 5** | **Actual In<br>Place<br>Rent<br>Unit 5** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 5** | **Lease in<br>Place<br>Flag<br>Unit 6** | **Lease<br>Start<br>Date<br>Unit<br>6** | **Lease<br>End<br>Date<br>Unit<br>6** | **Original<br>Lease<br>Term<br>Unit 6** | **Rental<br>Purpose<br>Unit 6** | **Actual In<br>Place<br>Rent<br>Unit 6** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 6** | **Lease in<br>Place<br>Flag<br>Unit 7** | **Lease<br>Start<br>Date<br>Unit<br>7** | **Lease<br>End<br>Date<br>Unit<br>7** | **Original<br>Lease<br>Term<br>Unit 7** | **Rental<br>Purpose<br>Unit 7** | **Actual In<br>Place<br>Rent<br>Unit 7** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 7** | **Lease in<br>Place<br>Flag<br>Unit 8** | **Lease<br>Start<br>Date<br>Unit<br>8** | **Lease<br>End<br>Date<br>Unit<br>8** | **Original<br>Lease<br>Term<br>Unit 8** | **Rental<br>Purpose<br>Unit 8** | **Actual In<br>Place<br>Rent<br>Unit 8** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 8** | **Lease in<br>Place<br>Flag<br>Unit 9** | **Lease<br>Start<br>Date<br>Unit<br>9** | **Lease<br>End<br>Date<br>Unit<br>9** | **Original<br>Lease<br>Term<br>Unit 9** | **Rental<br>Purpose<br>Unit 9** | **Actual In<br>Place<br>Rent<br>Unit 9** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 9** | **Lease in<br>Place<br>Flag<br>Unit 10** | **Lease<br>Start<br>Date<br>Unit<br>10** | **Lease<br>End<br>Date<br>Unit<br>10** | **Original<br>Lease<br>Term<br>Unit 10** | **Rental<br>Purpose<br>Unit 10** | **Actual In<br>Place<br>Rent<br>Unit 10** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 10** | **Rent Loss<br>Insurance** | **Rent Loss<br>Insurance<br>Amount** | **HOA Flag** | **HOA<br>Monthly<br>Premium<br>Amount** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Cost** | **Asset<br>Verification** | **Blanket<br>Mortgage<br>Flag** | **Number of<br>Mortgaged<br>Properties<br>With<br>Lender** | **Number<br>of<br>Properties** | **Foreign National<br>Alternative Credit<br>Documentation** | **Foreign<br>National<br>Borrower<br>1** | **Foreign<br>National<br>Borrower<br>2** | **Investor<br>Type** | **Number<br>of Years<br>Property<br>Owned** | **Borrower<br>Residency<br>Status** | **Co<br>Borrower<br>Residency<br>Status** | **Qualifying<br>Credit<br>Score** | **Months<br>Bankruptcy<br>7 11** | **Months<br>Bankruptcy<br>13** | **Months<br>Deed in<br>Lieu** | **Months<br>Short Sale<br>or Pre FC** | **Prior<br>Mtg Rent<br>Late 30d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 60d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 90d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 30d<br>in 24m** | **Prior<br>Mtg Rent<br>Late 60d<br>in 24m** | **Prior<br>Mtg Rent<br>Late 90d<br>in 24m** | **Section 8** | **Street<br>Address** | **Borrower<br>1 Type** | **Borrower 1<br>Designation** | **Borrower 1<br>Employment<br>Status** | **Borrower<br>1 First<br>Name** | **Borrower<br>1 Last<br>Name** | **Borrower<br>1 Number<br>of<br>Mortgaged<br>Properties** | **Borrower 1<br>Citizenship** | **Borrower 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>1<br>Country<br>Name** | **Borrower<br>1 Asset<br>Verification<br>Level** | **Borrower<br>1 Credit<br>Order<br>Date** | **Borrower<br>1<br>Experian<br>FICO** | **Borrower<br>1 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>1 Equifax<br>FICO** | **Borrower<br>1 Equifax<br>FICO<br>Model<br>Used** | **Borrower 1<br>TransUnion<br>FICO** | **Borrower 1<br>TransUnion FICO<br>Model Used** | **Borrower<br>2 Type** | **Borrower 2<br>Designation** | **Borrower 2<br>Employment<br>Status** | **Borrower<br>2 First<br>Name** | **Borrower<br>2 Last<br>Name** | **Borrower<br>2 Number<br>of<br>Mortgaged<br>Properties** | **Borrower<br>2<br>Citizenship** | **Borrower 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>2<br>Country<br>Name** | **Borrower<br>2 Asset<br>Verification<br>Level** | **Borrower<br>2 Credit<br>Order<br>Date** | **Borrower<br>2<br>Experian<br>FICO** | **Borrower<br>2 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>2 Equifax<br>FICO** | **Borrower<br>2 Equifax<br>FICO<br>Model<br>Used** | **Borrower 2<br>TransUnion<br>FICO** | **Borrower 2<br>TransUnion FICO<br>Model Used** | **Borrower 3<br>Designation** | **Borrower<br>3 First<br>Name** | **Borrower<br>3 Last<br>Name** | **Borrower<br>3 Number<br>of<br>Mortgaged<br>Properties** | **Borrower 3<br>Citizenship** | **Borrower 3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>3<br>Country<br>Name** | **Borrower<br>3 Asset<br>Verification<br>Level** | **Borrower<br>3 Credit<br>Order<br>Date** | **Borrower<br>3<br>Experian<br>FICO** | **Borrower<br>3 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>3 Equifax<br>FICO** | **Borrower<br>3 Equifax<br>FICO<br>Model<br>Used** | **Borrower 3<br>TransUnion<br>FICO** | **Borrower 3<br>TransUnion FICO<br>Model Used** | **Borrower 4<br>Designation** | **Borrower<br>4 First<br>Name** | **Borrower<br>4 Last<br>Name** | **Borrower<br>4 Number<br>of<br>Mortgaged<br>Properties** | **Borrower<br>4<br>Citizenship** | **Borrower 4<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>4<br>Country<br>Name** | **Borrower<br>4 Asset<br>Verification<br>Level** | **Borrower<br>4 Credit<br>Order<br>Date** | **Borrower<br>4<br>Experian<br>FICO** | **Borrower<br>4 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>4 Equifax<br>FICO** | **Borrower<br>4 Equifax<br>FICO<br>Model<br>Used** | **Borrower 4<br>TransUnion<br>FICO** | **Borrower 4<br>TransUnion FICO<br>Model Used** | **Personal<br>Guarantee** | **Guarantor 1<br>First Name** | **Guarantor 1<br>Last Name** | **Guarantor 1<br>Business<br>Ownership<br>Percent** | **Guarantor 1<br>Recourse<br>Type** | **Guarantor 1<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 1<br>Citizenship** | **Guarantor 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 1<br>Country<br>Name** | **Guarantor 1 Asset<br>Verification Level** | **Guarantor 1<br>Employment<br>Verification<br>Level** | **Guarantor 1<br>Income<br>Verification<br>Level** | **Guarantor 1 FICO<br>Model Used** | **Guarantor 1 Credit<br>Order Date** | **Guarantor 1<br>Experian<br>FICO** | **Guarantor 1<br>Experian FICO<br>Model Used** | **Guarantor 1<br>Equifax<br>FICO** | **Guarantor 1<br>Equifax FICO<br>Model Used** | **Guarantor 1<br>TransUnion<br>FICO** | **Guarantor 1<br>TransUnion FICO<br>Model Used** | **Guarantor 1 Most<br>Recent Fico<br>Method** | **Guarantor 2<br>First Name** | **Guarantor 2<br>Last Name** | **Guarantor 2<br>Business<br>Ownership<br>Percent** | **Guarantor 2<br>Recourse<br>Type** | **Guarantor 2<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 2<br>Citizenship** | **Guarantor 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 2<br>Country<br>Name** | **Guarantor 2 Asset<br>Verification Level** | **Guarantor 2<br>Employment<br>Verification<br>Level** | **Guarantor 2<br>Income<br>Verification<br>Level** | **Guarantor 2 FICO<br>Model Used** | **Guarantor 2 Credit<br>Order Date** | **Guarantor 2<br>Experian<br>FICO** | **Guarantor 2<br>Experian FICO<br>Model Used** | **Guarantor 2<br>Equifax<br>FICO** | **Guarantor 2<br>Equifax FICO<br>Model Used** | **Guarantor 2<br>TransUnion<br>FICO** | **Guarantor 2<br>TransUnion FICO<br>Model Used** | **Guarantor 2 Most<br>Recent Fico<br>Method** | **Guarantor 3<br>First Name** | **Guarantor 3<br>Last Name** | **Guarantor 3<br>Business<br>Ownership<br>Percent** | **Guarantor 3<br>Recourse<br>Type** | **Guarantor 3<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 3<br>Citizenship** | **Guarantor 3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 3<br>Country<br>Name** | **Guarantor 3 Asset<br>Verification Level** | **Guarantor 3<br>Employment<br>Verification<br>Level** | **Guarantor 3<br>Income<br>Verification<br>Level** | **Guarantor 3 FICO<br>Model Used** | **Guarantor 3 Credit<br>Order Date** | **Guarantor 3<br>Experian<br>FICO** | **Guarantor 3<br>Experian FICO<br>Model Used** | **Guarantor 3<br>Equifax<br>FICO** | **Guarantor 3<br>Equifax FICO<br>Model Used** | **Guarantor 3<br>TransUnion<br>FICO** | **Guarantor 3<br>TransUnion FICO<br>Model Used** | **Guarantor 3 Most<br>Recent Fico<br>Method** | **Guarantor 4<br>First Name** | **Guarantor 4<br>Last Name** | **Guarantor 4<br>Business<br>Ownership<br>Percent** | **Guarantor 4<br>Recourse<br>Type** | **Guarantor 4<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 4<br>Citizenship** | **Guarantor 4<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 4<br>Country<br>Name** | **Guarantor 4 Asset<br>Verification Level** | **Guarantor 4<br>Employment<br>Verification<br>Level** | **Guarantor 4<br>Income<br>Verification<br>Level** | **Guarantor 4 FICO<br>Model Used** | **Guarantor 4 Credit<br>Order Date** | **Guarantor 4<br>Experian<br>FICO** | **Guarantor 4<br>Experian FICO<br>Model Used** | **Guarantor 4<br>Equifax<br>FICO** | **Guarantor 4<br>Equifax FICO<br>Model Used** | **Guarantor 4<br>TransUnion<br>FICO** | **Guarantor 4<br>TransUnion FICO<br>Model Used** | **Guarantor 4 Most<br>Recent Fico<br>Method** | **Authorized Signor 1<br>First Name** | **Authorized Signor 1<br>Last Name** | **Authorized Signor 2<br>First Name** | **Authorized Signor 2<br>Last Name** | **Member<br>1 First<br>Name** | **Member<br>1 Last<br>Name** | **Member 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Member<br>1 Credit<br>Order<br>Date** | **Member<br>1<br>Experian<br>FICO** | **Member<br>1 Experian<br>FICO<br>Model<br>Used** | **Member<br>1<br>Equifax<br>FICO** | **Member<br>1 Equifax<br>FICO<br>Model<br>Used** | **Member 1<br>TransUnion<br>FICO** | **Member 1<br>TransUnion FICO<br>Model Used** | **Member<br>1 Asset<br>Verification<br>Level** | **Member 1<br>Employment<br>Verification<br>Level** | **Member<br>1 Income<br>Verification<br>Level** | **Member<br>2 First<br>Name** | **Member<br>2 Last<br>Name** | **Member 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Member<br>2 Credit<br>Order<br>Date** | **Member<br>2<br>Experian<br>FICO** | **Member<br>2 Experian<br>FICO<br>Model<br>Used** | **Member<br>2<br>Equifax<br>FICO** | **Member<br>2 Equifax<br>FICO<br>Model<br>Used** | **Member 2<br>TransUnion<br>FICO** | **Member 2<br>TransUnion FICO<br>Model Used** | **Member<br>2 Asset<br>Verification<br>Level** | **Member 2<br>Employment<br>Verification<br>Level** | **Member<br>2 Income<br>Verification<br>Level** | **Loan<br>Application<br>Date** | **Sales<br>Contract<br>Date** | **Qualifying Home<br>Value for LTV** | **Number<br>of Units** | **Year Built** | **Total Sq<br>Ft** | **Number<br>of<br>Bedrooms** | **Number of<br>Bathrooms** | **Property<br>Condition** | **Acquisition<br>Cost** | **Renovation<br>Cost** | **Effective<br>Gross<br>Income** | **Turnover<br>Costs** | **Repairs and<br>Maintenance** | **Marketing and<br>Leasing Costs** | **Utilities** | **Other<br>Costs** | **Cap Ex<br>Reserve** | **Investment Property<br>Original As Is LTV** | **As Is<br>Value** | **After<br>Repair<br>Value** | **After<br>Repair<br>Value<br>LTV** | **Loan to<br>Cost** | **Original<br>Sales<br>Price** | **Assignment<br>Fee** | **Loan to<br>Purchase<br>Price** | **SBC<br>Occupancy** | **Investment<br>Property<br>Type** | **Has<br>Dutch<br>Interest** | **Interest<br>Reserves<br>Escrowed** | **Guarantor 1<br>ITIN Flag** | **Guarantor 2<br>ITIN Flag** | **Guarantor 3<br>ITIN Flag** | **Guarantor 4<br>ITIN Flag** |
| 224340324 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $10200.00 | Third<br>Party<br>Rental<br>Source | $7447.50 |  | 0.000000 | 0.73 |  |  | 1.36 | 1.36 | $7447.50 |  |  | No |  |  |  | Long<br>Term |  | $10200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $966.84 | $0.00 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No | No | No | Experienced<br>Investor |  | US Citizen | US<br>Citizen | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 815 | FICO<br>II | 787 | Beacon<br>5 | 797 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual |  |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 800 | FICO<br>II | 785 | Beacon<br>5 | 779 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 2 | US Citizen |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | 10/09/2025 | 788 | FICO<br>II | 797 | Beacon<br>5 | 789 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 2 | US<br>Citizen |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | 10/09/2025 | 753 | FICO<br>II | 772 | Beacon<br>5 | 772 | FICO<br>Risk<br>Score<br>Classic<br>04 | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1010000.00 | $1010000.00 | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224340342 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5484.42 |  | 0.431431 |  |  |  |  |  | $5484.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $953.54 | $543.09 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US Citizen |  | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 757 | FICO<br>II | 770 | Beacon<br>5 | 761 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $750000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224340704 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4543.13 |  | 0.356161 |  |  |  |  |  | $4543.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $604.82 | $185.00 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No | No |  |  | US Citizen | US<br>Citizen | 699 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 699 | FICO<br>II | 717 | Beacon<br>5 | 695 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual | Employed |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 749 | FICO<br>II | 729 | Beacon<br>5 | 735 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $640000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224340731 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6997.32 |  | 0.376652 |  |  |  |  |  | $6997.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $292.03 | $100.36 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US Citizen |  | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 772 | FICO<br>II | 799 | Beacon<br>5 | 814 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1165000.00 | $1165000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224340755 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2656.91 |  | 0.295995 |  |  |  |  |  | $2656.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $474.09 | $201.00 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US Citizen |  | 708 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 617 | FICO<br>II | 761 | Beacon<br>5 | 708 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $350000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224340872 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2500.00 | Rent on<br>Existing<br>Lease | $3739.46 |  | 0.000000 | 1.49 |  |  | 0.66 | 0.66 | $3739.46 |  |  | Yes | 06/01/2024 | 07/01/2024 | 1 | Long<br>Term | $2500.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $804.52 | $72.75 | Level<br>1-Not<br>Stated/<br>Not<br>Verified | No | 1 | 1 | No |  | No | Experienced<br>Investor | 1.61 |  | US<br>Citizen | 674 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 719 | Fair<br>Isaac<br>(VER.<br>2) | 674 | FICO<br>Classic<br>V5<br>Facta | 639 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1050000.00 | $1050000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 42.571% | [Redacted] |  |  | 54.847% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224340972 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3478.36 |  | 0.467376 |  |  |  |  |  | $3478.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $715.35 | $329.83 | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  | No |  | No |  |  |  | US<br>Citizen | 807 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity | Unemployed |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual | Retired |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 807 | FICO<br>II | 803 | Beacon<br>5 | 812 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 10/02/2025 | 814 | FICO<br>II | 808 | Beacon<br>5 | 821 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $760000.00 | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224341847 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2750.00 | Third<br>Party<br>Rental<br>Source | $2526.98 |  | 0.000000 | 0.91 |  |  | 1.08 | 1.08 | $2526.98 |  |  | No |  |  |  | Long<br>Term |  | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $60000.00 |  |  | $519.32 | $332.75 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 672 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 641 | FICO<br>II | 672 | Beacon<br>5 | 680 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $330000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 224341855 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $11005.08 |  | 0.310230 |  |  |  |  |  | $11005.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $3368.04 | $377.46 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | Non-Permanent<br>Resident Alien |  | 807 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | Non-Permanent<br>Resident Alien | VISA | Singapore | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 807 | FICO<br>II | 815 | Beacon<br>5 | 804 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $2275000.00 | $2275000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224348969 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1363.09 |  | 0.464507 |  |  |  |  |  | $1363.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $172.50 | $130.24 | Level<br>2-<br>Stated/<br>Not<br>Verified |  |  |  | No | No |  |  |  | US Citizen |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level<br>2-<br>Stated/<br>Not<br>Verified | [Redacted] | 804 | FICO<br>II | 816 | Beacon<br>5 | 797 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $207000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224349077 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term<br>Vacation<br>Rental (e.g.,<br>AirBNB,<br>VRBO, or<br>HomeAway) |  |  |  | $7906.66 | Multiple<br>Sources | $5809.49 |  | 0.000000 | 0.73 |  |  | 1.36 | 1.36 | $5809.49 |  |  | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) |  | $4400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $919.11 | $801.00 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 7 | No |  | No | Experienced<br>Investor |  |  | US<br>Citizen | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 8 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 791 | FICO<br>II | 768 | Beacon<br>5 | 781 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $830000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224351168 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3870.17 |  | 0.497727 |  |  |  |  |  | $3870.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $455.36 | $224.58 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US Citizen |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 793 | FICO<br>II | 802 | Beacon<br>5 | 778 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $600000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224351295 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2950.00 | Rent on<br>Existing<br>Lease | $2787.70 |  | 0.000000 | 0.94 |  |  | 1.05 | 1.05 | $2787.70 |  |  | Yes | 08/01/2024 | 08/01/2025 | 12 | Long<br>Term | $2950.00 | $3800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $27000.00 |  |  | $315.20 | $35.35 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No | No |  | Experienced<br>Investor | 24.02 | US Citizen |  | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 769 | FICO<br>II | 745 | Beacon<br>5 | 745 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $670000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 44.761% | [Redacted] |  |  | 153.795% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224351400 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3934.84 |  | 0.486629 |  |  |  |  |  | $3934.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $364.44 | $273.83 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No | No |  |  | US Citizen | US<br>Citizen | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 776 | FICO<br>II | 745 | Beacon<br>5 | 778 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual | Employed |  |  | 3 | US<br>Citizen |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | [Redacted] | 777 | FICO<br>II | 794 | Beacon<br>5 | 782 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $620000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224351553 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1775.00 | Rent on<br>Existing<br>Lease | $810.09 |  | 0.000000 | 0.45 |  |  | 2.19 | 2.19 | $810.09 |  |  | Yes | 03/07/2025 | 02/28/2026 | 11 | Long<br>Term | $875.00 | $875.00 | Yes | 12/01/2024 | 11/30/2025 | 12 | Long<br>Term | $900.00 | $875.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $151.67 | $68.92 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No | No | No | Experienced<br>Investor |  | US Citizen | US<br>Citizen | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 782 | FICO<br>II | 764 | Beacon<br>5 | 775 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual |  |  |  | 4 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 794 | FICO<br>II | 808 | Beacon<br>5 | 815 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $125000.00 | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 224351887 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $10000.00 | Third<br>Party<br>Rental<br>Source | $11658.91 |  | 0.000000 | 1.16 |  |  | 0.85 | 0.85 | $11658.91 |  |  | No |  |  |  | Long<br>Term |  | $10000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $1657.07 | $881.14 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 690 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 690 | FICO<br>II | 695 | Beacon<br>5 | 635 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1550000.00 | $1550000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 224351907 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3400.00 | Third<br>Party<br>Rental<br>Source | $2439.52 |  | 0.000000 | 0.71 |  |  | 1.39 | 1.39 | $2439.52 |  |  | Yes | 07/01/2025 | 06/30/2026 | 12 | Long<br>Term | $1650.00 | $1700.00 | No |  |  |  | Long<br>Term |  | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $762.78 | $121.50 | Level<br>1-Not<br>Stated/<br>Not<br>Verified | No | 1 | 1 | No |  | No | Experienced<br>Investor | 0.45 |  | US<br>Citizen | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 721 | FICO<br>II | 728 | Beacon<br>5 | 736 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 1 | US Citizen |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | 09/23/2025 | 721 | FICO<br>II | 712 | Beacon<br>5 | 723 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $360000.00 | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  | 68.824% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224361968 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1678.35 |  | 0.299122 |  |  |  |  |  | $1678.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $283.06 | $181.33 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No | No |  |  | US Citizen | US<br>Citizen | 693 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 693 | FICO<br>II |  |  | 703 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual | Employed |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 694 | FICO<br>II | 709 | Beacon<br>5 | 708 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $207000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224361969 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3000.00 | Rent on<br>Existing<br>Lease | $2912.34 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $2912.34 |  |  | Yes | 03/04/2025 | 03/03/2026 | 12 | Long<br>Term | $3000.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $408.74 | $108.71 | Level<br>1-Not<br>Stated/<br>Not<br>Verified | No | 2 | 7 | No |  |  | Experienced<br>Investor |  |  |  | 683 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full<br>Recourse | 3 | Permanent<br>Resident<br>Alien |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  | Classic | 09/18/2025 | 675 | FICO<br>II | 705 | Beacon<br>5 | 683 | FICO<br>Risk<br>Score<br>Classic<br>04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $265000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 224364837 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $13520.99 | Multiple<br>Sources | $11065.89 |  | 0.000000 | 0.81 |  |  | 1.22 | 1.22 | $11065.89 |  |  | Yes | 09/01/2023 | 08/30/2026 | 35 | Long<br>Term | $3000.00 | $3800.00 | Yes | 09/01/2023 | 08/30/2026 | 35 | Long<br>Term | $3000.00 | $3800.00 | Yes | 09/01/2023 | 08/30/2026 | 35 | Long<br>Term | $3000.00 | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $43800.00 |  |  | $2108.88 | $709.77 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 4 | No |  | No | Experienced<br>Investor | 9.06 |  | US<br>Citizen | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 776 | FICO<br>II | 796 | Beacon<br>5 | 789 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 2 | Non-Permanent<br>Resident Alien |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 09/16/2025 | 686 | FICO<br>II | 662 | Beacon<br>5 | 666 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1685000.00 | $1685000.00 | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 96.286% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224364890 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term<br>Vacation<br>Rental (e.g.,<br>AirBNB,<br>VRBO, or<br>HomeAway) |  |  |  | $2226.66 | Multiple<br>Sources | $1857.20 |  | 0.000000 | 0.83 |  |  | 1.19 | 1.19 | $1857.20 |  |  | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $313.58 | $132.92 | Level<br>1-Not<br>Stated/<br>Not<br>Verified | No | 1 | 5 | No |  | No | Experienced<br>Investor | 0.50 |  | US<br>Citizen | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 772 | FICO<br>II | 792 | Beacon<br>5 | 762 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 3 | US Citizen |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | 10/09/2025 | 726 | FICO<br>II | 703 | Beacon<br>5 | 699 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $290000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 114.534% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224364980 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6000.00 | Third<br>Party<br>Rental<br>Source | $2758.64 |  | 0.000000 | 0.45 |  |  | 2.17 | 2.17 | $2758.64 |  |  | No |  |  |  | Long<br>Term |  | $6000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $179.63 | $244.58 | Level<br>1-Not<br>Stated/<br>Not<br>Verified | No | 1 | 2 | No |  | No | Experienced<br>Investor |  |  | US<br>Citizen | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 816 | FICO<br>II | 780 | Beacon<br>5 | 751 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $495000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 224365651 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third<br>Party<br>Rental<br>Source | $2114.76 |  | 0.000000 | 0.88 |  |  | 1.13 | 1.13 | $2114.76 |  |  | No |  |  |  | Long<br>Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $294.88 | $77.50 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 5 | 9 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 6 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 753 | FICO<br>II | 774 | Beacon<br>5 | 794 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $283500.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 224366503 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2050.00 | Rent on<br>Existing<br>Lease | $2704.27 |  | 0.000000 | 1.31 |  |  | 0.75 | 0.75 | $2704.27 |  |  | Yes | 07/01/2025 | 06/30/2026 | 12 | Long<br>Term | $2050.00 | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $365.90 | $60.35 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | Yes |  | Yes | Experienced<br>Investor | 6.15 |  | Foreign<br>National | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign<br>National |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 809 | FICO<br>II | 805 | Beacon<br>5 | 812 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $360000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224366504 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2627.11 |  | 0.429405 |  |  |  |  |  | $2627.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $312.06 | $14.08 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No | No |  |  | US Citizen | US<br>Citizen | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 776 | FICO<br>II | 779 | Beacon<br>5 | 777 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual | Employed |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 757 | FICO<br>II | 741 | Beacon<br>5 | 748 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $350000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224367082 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5000.00 | Third<br>Party<br>Rental<br>Source | $4969.20 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $4969.20 |  |  | No |  |  |  | Long<br>Term |  | $2500.00 | No |  |  |  | Long<br>Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $482.06 | $153.75 | Level<br>1-Not<br>Stated/<br>Not<br>Verified | No | 1 | 2 | No |  | No | Experienced<br>Investor |  |  | US<br>Citizen | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 762 | FICO<br>II | 799 | Beacon<br>5 | 774 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 10/22/2025 | 712 | FICO<br>II | 715 | Beacon<br>5 | 736 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $815000.00 | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224371108 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2975.48 |  | 0.345663 |  |  |  |  |  | $2975.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $650.90 | $118.00 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No | No |  |  | US Citizen | US<br>Citizen | 812 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 826 | FICO<br>II | 808 | Beacon<br>5 | 812 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual | Employed |  |  | 3 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 814 | FICO<br>II | 800 | Beacon<br>5 | 815 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $415000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224371138 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3700.00 | Third<br>Party<br>Rental<br>Source | $2718.10 |  | 0.000000 | 0.73 |  |  | 1.36 | 1.36 | $2718.10 |  |  | Yes | 07/01/2025 | 12/31/2025 | 6 | Long<br>Term | $1470.00 | $1500.00 | Yes | 07/05/2025 | 12/30/2025 | 5 | Long<br>Term | $1200.00 | $1100.00 | Yes | 10/01/2025 | 03/31/2026 | 6 | Long<br>Term | $1200.00 | $1100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $363.72 | $299.67 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 5 | No |  | No | Experienced<br>Investor | 1.27 |  | US<br>Citizen | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 743 | FICO<br>II | 750 | Beacon<br>5 | 714 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 08/26/2025 | 717 | FICO<br>II | 706 | Beacon<br>5 | 702 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $365000.00 | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 74.932% | [Redacted] |  |  | 109.281% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224371142 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4350.00 | Third<br>Party<br>Rental<br>Source | $4937.92 |  | 0.000000 | 1.13 |  |  | 0.88 | 0.88 | $4937.92 |  |  | No |  |  |  | Long<br>Term |  | $4350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $698.44 | $57.98 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 7 | No |  | No | Experienced<br>Investor |  |  | Permanent<br>Resident<br>Alien | 683 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | Permanent<br>Resident<br>Alien |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 675 | FICO<br>II | 705 | Beacon<br>5 | 683 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $605000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 63.058% | [Redacted] |  |  | 63.058% | [Redacted] |  | 63.058% |  |  |  |  |  |  |  |  |
| 224371152 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2500.00 | Rent on<br>Existing<br>Lease | $2293.99 |  | 0.000000 | 0.91 |  |  | 1.08 | 1.08 | $2293.99 |  |  | Yes | 08/01/2025 | 08/31/2026 | 13 | Long<br>Term | $2500.00 | $2975.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $517.82 | $138.65 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No |  | No | Experienced<br>Investor | 1.54 |  | US<br>Citizen | 644 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 623 | FICO<br>II | 644 | Beacon<br>5 | 720 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $377000.00 | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 55.000% | [Redacted] |  |  | 112.690% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224371294 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3500.00 | Third<br>Party<br>Rental<br>Source | $4018.86 |  | 0.000000 | 1.14 |  |  | 0.87 | 0.87 | $4018.86 |  |  | No |  |  |  | Long<br>Term |  | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $549.00 | $339.12 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | Yes | Yes | Yes | Experienced<br>Investor |  | Foreign<br>National | Foreign<br>National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Foreign<br>National |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign<br>National |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $485000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 72.165% | [Redacted] |  |  | 72.165% | [Redacted] |  | 72.165% |  |  |  |  |  |  |  |  |
| 224371329 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3950.00 | Third<br>Party<br>Rental<br>Source | $2098.63 |  | 0.000000 | 0.53 |  |  | 1.88 | 1.88 | $2098.63 |  |  | No |  |  |  | Long<br>Term |  | $1300.00 | Yes | 07/01/2025 | 06/30/2026 | 12 | Long<br>Term | $1300.00 | $1300.00 | Yes | 07/01/2025 | 06/30/2026 | 12 | Long<br>Term | $1350.00 | $1350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $490.42 | $311.83 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No |  |  | Experienced<br>Investor |  |  |  | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full<br>Recourse | 1 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  | Classic | 10/08/2025 | 804 | FICO<br>II | 763 | Beacon<br>5 | 757 | FICO<br>Risk<br>Score<br>Classic<br>04 | 3 |  |  | 50.00% | Full<br>Recourse | 1 | Permanent<br>Resident<br>Alien |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  | Classic | 10/08/2025 | 738 | FICO<br>II | 748 | Beacon<br>5 | 723 | FICO<br>Risk<br>Score<br>Classic<br>04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $450000.00 | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 33.333% | [Redacted] |  |  | 33.333% | [Redacted] |  | 33.333% |  |  |  |  |  |  |  |  |
| 224371799 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4579.36 |  | 0.191486 |  |  |  |  |  | $4579.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $417.37 | $217.67 | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  | No |  | No |  | 3.07 |  | US<br>Citizen | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business<br>Entity | Unemployed |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 6 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 770 | FICO<br>II | 761 | Beacon<br>5 | 760 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $770000.00 | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224371810 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3500.00 | Third<br>Party<br>Rental<br>Source | $4540.03 |  | 0.000000 | 1.29 |  |  | 0.77 | 0.77 | $4540.03 |  |  | No |  |  |  | Long<br>Term |  | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $1044.85 | $217.37 | Level<br>2-<br>Stated/<br>Not<br>Verified | No | 1 | 4 | No | No |  | Experienced<br>Investor |  | Permanent<br>Resident Alien |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent<br>Resident Alien |  |  | Level<br>2-<br>Stated/<br>Not<br>Verified | [Redacted] | 784 | FICO<br>II | 738 | Beacon<br>5 | 773 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $575000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224373963 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1900.00 | Third<br>Party<br>Rental<br>Source | $1766.61 |  | 0.000000 | 0.92 |  |  | 1.07 | 1.07 | $1766.61 |  |  | No |  |  |  | Long<br>Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $31300.00 |  |  | $181.17 | $73.39 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | Yes |  | Yes | Experienced<br>Investor |  |  | Foreign<br>National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign<br>National |  |  | Level 3-<br>Stated/<br>Partially<br>Verified | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $287890.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224374017 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term<br>Vacation<br>Rental (e.g.,<br>AirBNB,<br>VRBO, or<br>HomeAway) |  |  |  | $2913.34 | Multiple<br>Sources | $2533.68 |  | 0.000000 | 0.86 |  |  | 1.14 | 1.14 | $2533.68 |  |  | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) |  | $2525.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20000.00 |  |  | $258.14 | $330.67 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 725 | Fair<br>Isaac<br>(VER.<br>2) | 727 | FICO<br>Classic<br>V5<br>Facta | 772 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $386000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 79.715% | [Redacted] |  |  | 78.295% | [Redacted] |  | 78.295% |  |  |  |  |  |  |  |  |
| 224374350 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1675.00 | Rent on<br>Existing<br>Lease | $1252.39 |  | 0.000000 | 0.74 |  |  | 1.33 | 1.33 | $1252.39 |  |  | Yes | 09/01/2025 | 09/30/2025 | 1 | Long<br>Term | $1675.00 | $1675.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $32650.00 |  |  | $106.05 | $116.00 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 7 | No | No | No | Experienced<br>Investor |  | US Citizen | US<br>Citizen | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 752 | FICO<br>II | 745 | Beacon<br>5 | 751 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual |  |  |  | 3 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 772 | FICO<br>II | 770 | Beacon<br>5 | 756 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $167500.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224374502 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2708.01 |  | 0.168240 |  |  |  |  |  | $2708.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $99.17 | $216.17 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  | 3.41 | US Citizen |  | 722 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 736 | FICO<br>II | 722 | Beacon<br>5 | 715 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $600000.00 | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224387331 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1450.00 | Third<br>Party<br>Rental<br>Source | $1387.91 |  | 0.000000 | 0.95 |  |  | 1.04 | 1.04 | $1387.91 |  |  | Yes | 10/15/2025 | 10/31/2026 | 12 | Long<br>Term | $1550.00 | $1450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $204.60 | $112.76 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No |  | No | Experienced<br>Investor | 0.76 |  | US<br>Citizen | 708 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 702 | FICO<br>II | 730 | Beacon<br>5 | 708 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $190000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 123.913% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224387719 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3450.00 | Third<br>Party<br>Rental<br>Source | $4267.61 |  | 0.000000 | 1.23 |  |  | 0.80 | 0.8 | $4267.61 |  |  | No |  |  |  | Long<br>Term |  | $3450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $799.64 | $69.29 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 6 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 686 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 686 | FICO<br>II | 727 | Beacon<br>5 | 671 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $445000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 66.292% | [Redacted] |  |  | 66.292% | [Redacted] |  | 66.292% |  |  |  |  |  |  |  |  |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Seller<br>Name** | **Originator<br>Name** | **Guideline<br>Author** | **Loan<br>Program** | **Loan<br>Program<br>Date** | **Executed<br>NOO<br>Docs in<br>File** | **Lease In<br>Place<br>Flag** | **Rental<br>Purpose** | **Actual In<br>Place<br>Rent** | **Third<br>Party Market<br>Rent<br>Estimate** | **Third<br>Party<br>Rent<br>Source** | **Rental<br>Income Used for<br>Property DSCR<br>Calculation** | **Rental<br>Source for<br>Property DTI<br>Calculation** | **Calculated<br>Monthly<br>Debt** | **Property<br>DTI** | **Investor<br>DTI** | **Inverse<br>DSCR** | **Net<br>Operating<br>Income** | **Total<br>Debt<br>Service** | **DSCR** | **Total<br>DSCR** | **PITIA** | **Lease<br>End<br>Date** | **Original<br>Lease<br>Term** | **Lease in<br>Place<br>Flag<br>Unit 1** | **Lease<br>Start Date<br>Unit 1** | **Lease End<br>Date Unit<br>1** | **Original<br>Lease<br>Term<br>Unit 1** | **Rental<br>Purpose<br>Unit 1** | **Actual In<br>Place<br>Rent Unit<br>1** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 1** | **Lease in<br>Place<br>Flag<br>Unit 2** | **Lease<br>Start Date<br>Unit 2** | **Lease End<br>Date Unit<br>2** | **Original<br>Lease<br>Term<br>Unit 2** | **Rental<br>Purpose<br>Unit 2** | **Actual In<br>Place<br>Rent<br>Unit 2** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 2** | **Lease in<br>Place<br>Flag<br>Unit 3** | **Lease<br>Start Date<br>Unit 3** | **Lease End<br>Date Unit<br>3** | **Original<br>Lease<br>Term<br>Unit 3** | **Rental<br>Purpose<br>Unit 3** | **Actual In<br>Place<br>Rent<br>Unit 3** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 3** | **Lease in<br>Place<br>Flag<br>Unit 4** | **Lease<br>Start Date<br>Unit 4** | **Lease End<br>Date Unit<br>4** | **Original<br>Lease<br>Term<br>Unit 4** | **Rental<br>Purpose<br>Unit 4** | **Actual In<br>Place<br>Rent<br>Unit 4** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 4** | **Lease in<br>Place<br>Flag<br>Unit 5** | **Lease<br>Start<br>Date<br>Unit<br>5** | **Lease<br>End<br>Date<br>Unit<br>5** | **Original<br>Lease<br>Term<br>Unit 5** | **Rental<br>Purpose<br>Unit 5** | **Actual In<br>Place<br>Rent<br>Unit 5** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 5** | **Lease in<br>Place<br>Flag<br>Unit 6** | **Lease<br>Start<br>Date<br>Unit<br>6** | **Lease<br>End<br>Date<br>Unit<br>6** | **Original<br>Lease<br>Term<br>Unit 6** | **Rental<br>Purpose<br>Unit 6** | **Actual In<br>Place<br>Rent<br>Unit 6** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 6** | **Lease in<br>Place<br>Flag<br>Unit 7** | **Lease<br>Start<br>Date<br>Unit<br>7** | **Lease<br>End<br>Date<br>Unit<br>7** | **Original<br>Lease<br>Term<br>Unit 7** | **Rental<br>Purpose<br>Unit 7** | **Actual In<br>Place<br>Rent<br>Unit 7** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 7** | **Lease in<br>Place<br>Flag<br>Unit 8** | **Lease<br>Start<br>Date<br>Unit<br>8** | **Lease<br>End<br>Date<br>Unit<br>8** | **Original<br>Lease<br>Term<br>Unit 8** | **Rental<br>Purpose<br>Unit 8** | **Actual In<br>Place<br>Rent<br>Unit 8** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 8** | **Lease in<br>Place<br>Flag<br>Unit 9** | **Lease<br>Start<br>Date<br>Unit<br>9** | **Lease<br>End<br>Date<br>Unit<br>9** | **Original<br>Lease<br>Term<br>Unit 9** | **Rental<br>Purpose<br>Unit 9** | **Actual In<br>Place<br>Rent<br>Unit 9** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 9** | **Lease in<br>Place<br>Flag<br>Unit 10** | **Lease<br>Start<br>Date<br>Unit<br>10** | **Lease<br>End<br>Date<br>Unit<br>10** | **Original<br>Lease<br>Term<br>Unit 10** | **Rental<br>Purpose<br>Unit 10** | **Actual In<br>Place<br>Rent<br>Unit 10** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 10** | **Rent Loss<br>Insurance** | **Rent Loss<br>Insurance<br>Amount** | **HOA Flag** | **HOA<br>Monthly<br>Premium<br>Amount** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Cost** | **Asset<br>Verification** | **Blanket<br>Mortgage<br>Flag** | **Number of<br>Mortgaged<br>Properties<br>With<br>Lender** | **Number<br>of<br>Properties** | **Foreign National<br>Alternative Credit<br>Documentation** | **Foreign<br>National<br>Borrower<br>1** | **Foreign<br>National<br>Borrower<br>2** | **Investor<br>Type** | **Number<br>of Years<br>Property<br>Owned** | **Borrower<br>Residency<br>Status** | **Co Borrower<br>Residency<br>Status** | **Qualifying<br>Credit<br>Score** | **Months<br>Bankruptcy<br>7 11** | **Months<br>Bankruptcy<br>13** | **Months<br>Deed in<br>Lieu** | **Months<br>Short Sale<br>or Pre FC** | **Prior<br>Mtg Rent<br>Late 30d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 60d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 90d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 30d<br>in 24m** | **Prior<br>Mtg Rent<br>Late 60d<br>in 24m** | **Prior<br>Mtg Rent<br>Late 90d<br>in 24m** | **Section 8** | **Street<br>Address** | **Borrower<br>1 Type** | **Borrower 1<br>Designation** | **Borrower 1<br>Employment<br>Status** | **Borrower<br>1 First<br>Name** | **Borrower<br>1 Last<br>Name** | **Borrower<br>1 Number<br>of<br>Mortgaged<br>Properties** | **Borrower<br>1<br>Citizenship** | **Borrower 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>1<br>Country<br>Name** | **Borrower<br>1 Asset<br>Verification<br>Level** | **Borrower<br>1 Credit<br>Order<br>Date** | **Borrower<br>1<br>Experian<br>FICO** | **Borrower<br>1 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>1 Equifax<br>FICO** | **Borrower<br>1 Equifax<br>FICO<br>Model<br>Used** | **Borrower 1<br>TransUnion<br>FICO** | **Borrower 1<br>TransUnion FICO<br>Model Used** | **Borrower<br>2 Type** | **Borrower 2<br>Designation** | **Borrower 2<br>Employment<br>Status** | **Borrower<br>2 First<br>Name** | **Borrower<br>2 Last<br>Name** | **Borrower<br>2 Number<br>of<br>Mortgaged<br>Properties** | **Borrower 2<br>Citizenship** | **Borrower 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>2<br>Country<br>Name** | **Borrower<br>2 Asset<br>Verification<br>Level** | **Borrower<br>2 Credit<br>Order<br>Date** | **Borrower<br>2<br>Experian<br>FICO** | **Borrower<br>2 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>2 Equifax<br>FICO** | **Borrower<br>2 Equifax<br>FICO<br>Model<br>Used** | **Borrower 2<br>TransUnion<br>FICO** | **Borrower 2<br>TransUnion FICO<br>Model Used** | **Borrower 3<br>Designation** | **Borrower<br>3 First<br>Name** | **Borrower<br>3 Last<br>Name** | **Borrower<br>3 Number<br>of<br>Mortgaged<br>Properties** | **Borrower<br>3<br>Citizenship** | **Borrower 3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>3<br>Country<br>Name** | **Borrower<br>3 Asset<br>Verification<br>Level** | **Borrower<br>3 Credit<br>Order<br>Date** | **Borrower<br>3<br>Experian<br>FICO** | **Borrower<br>3 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>3 Equifax<br>FICO** | **Borrower<br>3 Equifax<br>FICO<br>Model<br>Used** | **Borrower 3<br>TransUnion<br>FICO** | **Borrower 3<br>TransUnion FICO<br>Model Used** | **Borrower 4<br>Designation** | **Borrower<br>4 First<br>Name** | **Borrower<br>4 Last<br>Name** | **Borrower<br>4 Number<br>of<br>Mortgaged<br>Properties** | **Borrower<br>4<br>Citizenship** | **Borrower 4<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>4<br>Country<br>Name** | **Borrower<br>4 Asset<br>Verification<br>Level** | **Borrower<br>4 Credit<br>Order<br>Date** | **Borrower<br>4<br>Experian<br>FICO** | **Borrower<br>4 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>4 Equifax<br>FICO** | **Borrower<br>4 Equifax<br>FICO<br>Model<br>Used** | **Borrower 4<br>TransUnion<br>FICO** | **Borrower 4<br>TransUnion FICO<br>Model Used** | **Personal<br>Guarantee** | **Guarantor 1<br>First Name** | **Guarantor 1<br>Last Name** | **Guarantor 1<br>Business<br>Ownership<br>Percent** | **Guarantor 1<br>Recourse<br>Type** | **Guarantor 1<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 1<br>Citizenship** | **Guarantor 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 1<br>Country<br>Name** | **Guarantor 1 Asset<br>Verification Level** | **Guarantor 1<br>Employment<br>Verification<br>Level** | **Guarantor 1<br>Income<br>Verification<br>Level** | **Guarantor 1 FICO<br>Model Used** | **Guarantor 1 Credit<br>Order Date** | **Guarantor 1<br>Experian<br>FICO** | **Guarantor 1<br>Experian FICO<br>Model Used** | **Guarantor 1<br>Equifax<br>FICO** | **Guarantor 1<br>Equifax FICO<br>Model Used** | **Guarantor 1<br>TransUnion<br>FICO** | **Guarantor 1<br>TransUnion FICO<br>Model Used** | **Guarantor 1 Most<br>Recent Fico<br>Method** | **Guarantor 2<br>First Name** | **Guarantor 2<br>Last Name** | **Guarantor 2<br>Business<br>Ownership<br>Percent** | **Guarantor 2<br>Recourse<br>Type** | **Guarantor 2<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 2<br>Citizenship** | **Guarantor 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 2<br>Country<br>Name** | **Guarantor 2 Asset<br>Verification Level** | **Guarantor 2<br>Employment<br>Verification<br>Level** | **Guarantor 2<br>Income<br>Verification<br>Level** | **Guarantor 2 FICO<br>Model Used** | **Guarantor 2 Credit<br>Order Date** | **Guarantor 2<br>Experian<br>FICO** | **Guarantor 2<br>Experian FICO<br>Model Used** | **Guarantor 2<br>Equifax<br>FICO** | **Guarantor 2<br>Equifax FICO<br>Model Used** | **Guarantor 2<br>TransUnion<br>FICO** | **Guarantor 2<br>TransUnion FICO<br>Model Used** | **Guarantor 2 Most<br>Recent Fico<br>Method** | **Guarantor 3<br>First Name** | **Guarantor 3<br>Last Name** | **Guarantor 3<br>Business<br>Ownership<br>Percent** | **Guarantor 3<br>Recourse<br>Type** | **Guarantor 3<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 3<br>Citizenship** | **Guarantor 3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 3<br>Country<br>Name** | **Guarantor 3 Asset<br>Verification Level** | **Guarantor 3<br>Employment<br>Verification<br>Level** | **Guarantor 3<br>Income<br>Verification<br>Level** | **Guarantor 3 FICO<br>Model Used** | **Guarantor 3 Credit<br>Order Date** | **Guarantor 3<br>Experian<br>FICO** | **Guarantor 3<br>Experian FICO<br>Model Used** | **Guarantor 3<br>Equifax<br>FICO** | **Guarantor 3<br>Equifax FICO<br>Model Used** | **Guarantor 3<br>TransUnion<br>FICO** | **Guarantor 3<br>TransUnion FICO<br>Model Used** | **Guarantor 3 Most<br>Recent Fico<br>Method** | **Guarantor 4<br>First Name** | **Guarantor 4<br>Last Name** | **Guarantor 4<br>Business<br>Ownership<br>Percent** | **Guarantor 4<br>Recourse<br>Type** | **Guarantor 4<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 4<br>Citizenship** | **Guarantor 4<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 4<br>Country<br>Name** | **Guarantor 4 Asset<br>Verification Level** | **Guarantor 4<br>Employment<br>Verification<br>Level** | **Guarantor 4<br>Income<br>Verification<br>Level** | **Guarantor 4 FICO<br>Model Used** | **Guarantor 4 Credit<br>Order Date** | **Guarantor 4<br>Experian<br>FICO** | **Guarantor 4<br>Experian FICO<br>Model Used** | **Guarantor 4<br>Equifax<br>FICO** | **Guarantor 4<br>Equifax FICO<br>Model Used** | **Guarantor 4<br>TransUnion<br>FICO** | **Guarantor 4<br>TransUnion FICO<br>Model Used** | **Guarantor 4 Most<br>Recent Fico<br>Method** | **Authorized Signor 1<br>First Name** | **Authorized Signor 1<br>Last Name** | **Authorized Signor 2<br>First Name** | **Authorized Signor 2<br>Last Name** | **Member<br>1 First<br>Name** | **Member<br>1 Last<br>Name** | **Member 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Member<br>1 Credit<br>Order<br>Date** | **Member<br>1<br>Experian<br>FICO** | **Member<br>1 Experian<br>FICO<br>Model<br>Used** | **Member<br>1<br>Equifax<br>FICO** | **Member<br>1 Equifax<br>FICO<br>Model<br>Used** | **Member 1<br>TransUnion<br>FICO** | **Member 1<br>TransUnion FICO<br>Model Used** | **Member<br>1 Asset<br>Verification<br>Level** | **Member 1<br>Employment<br>Verification<br>Level** | **Member<br>1 Income<br>Verification<br>Level** | **Member<br>2 First<br>Name** | **Member<br>2 Last<br>Name** | **Member 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Member<br>2 Credit<br>Order<br>Date** | **Member<br>2<br>Experian<br>FICO** | **Member<br>2 Experian<br>FICO<br>Model<br>Used** | **Member<br>2<br>Equifax<br>FICO** | **Member<br>2 Equifax<br>FICO<br>Model<br>Used** | **Member 2<br>TransUnion<br>FICO** | **Member 2<br>TransUnion FICO<br>Model Used** | **Member<br>2 Asset<br>Verification<br>Level** | **Member 2<br>Employment<br>Verification<br>Level** | **Member<br>2 Income<br>Verification<br>Level** | **Loan<br>Application<br>Date** | **Sales<br>Contract<br>Date** | **Qualifying Home<br>Value for LTV** | **Number<br>of Units** | **Year Built** | **Total Sq<br>Ft** | **Number<br>of<br>Bedrooms** | **Number of<br>Bathrooms** | **Property<br>Condition** | **Acquisition<br>Cost** | **Renovation<br>Cost** | **Effective<br>Gross<br>Income** | **Turnover<br>Costs** | **Repairs and<br>Maintenance** | **Marketing and<br>Leasing Costs** | **Utilities** | **Other<br>Costs** | **Cap Ex<br>Reserve** | **Investment Property<br>Original As Is LTV** | **As Is<br>Value** | **After<br>Repair<br>Value** | **After<br>Repair<br>Value<br>LTV** | **Loan to<br>Cost** | **Original<br>Sales<br>Price** | **Assignment<br>Fee** | **Loan to<br>Purchase<br>Price** | **SBC<br>Occupancy** | **Investment<br>Property<br>Type** | **Has<br>Dutch<br>Interest** | **Interest<br>Reserves<br>Escrowed** | **Guarantor 1<br>ITIN Flag** | **Guarantor 2<br>ITIN Flag** | **Guarantor 3<br>ITIN Flag** | **Guarantor 4<br>ITIN Flag** |
| 224387878 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6200.00 | Third<br>Party<br>Rental<br>Source | $4001.54 |  | 0.000000 | 0.64 |  |  | 1.54 | 1.54 | $4001.54 |  |  | No |  |  |  | Long<br>Term |  | $2000.00 | No |  |  |  | Long<br>Term |  | $2000.00 | No |  |  |  | Long<br>Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $473.06 | $393.42 | Level<br>1-Not<br>Stated/<br>Not<br>Verified | No | 1 | 3 | No |  | No | Experienced<br>Investor |  |  | US Citizen | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 743 | FICO<br>II | 769 | Beacon<br>5 | 767 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $620000.00 | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224387893 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2450.00 | Third<br>Party<br>Rental<br>Source | $2002.25 |  | 0.000000 | 0.81 |  |  | 1.22 | 1.22 | $2002.25 |  |  | No |  |  |  | Long<br>Term |  | $2450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $39500.00 |  |  | $88.83 | $64.92 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 4 | No | No |  | Experienced<br>Investor |  | Permanent<br>Resident<br>Alien |  | 712 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | Permanent<br>Resident<br>Alien |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 802 | FICO<br>II | 696 | Beacon<br>5 | 712 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $380000.00 | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224387898 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1900.00 | Third<br>Party<br>Rental<br>Source | $1820.10 |  | 0.000000 | 0.95 |  |  | 1.04 | 1.04 | $1820.10 |  |  | No |  |  |  | Long<br>Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $338.52 | $0.00 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No |  | No | Experienced<br>Investor |  |  | Non-Permanent<br>Resident Alien | 705 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 4 | Non-Permanent<br>Resident Alien |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 705 | FICO<br>II | 705 | Beacon<br>5 | 730 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $262000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 62.000% | [Redacted] |  |  | 62.000% | [Redacted] |  | 62.000% |  |  |  |  |  |  |  |  |
| 224387981 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term<br>Vacation<br>Rental (e.g.,<br>AirBNB,<br>VRBO, or<br>HomeAway) |  |  |  | $5416.66 | Third<br>Party<br>Rental<br>Source | $3300.08 |  | 0.000000 | 0.6 |  |  | 1.64 | 1.64 | $3300.08 |  |  | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) |  | $5416.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $57500.00 |  |  | $803.91 | $337.58 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 807 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 809 | FICO<br>II | 807 | Beacon<br>5 | 804 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $785000.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 44.076% | [Redacted] |  |  | 44.076% | [Redacted] |  | 44.076% |  |  |  |  |  |  |  |  |
| 224390541 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4800.00 | Third<br>Party<br>Rental<br>Source | $3222.26 |  | 0.000000 | 0.67 |  |  | 1.48 | 1.48 | $3222.26 |  |  | Yes | 06/01/2025 | 05/30/2026 | 11 | Long<br>Term | $1250.00 | $1200.00 | Yes | 10/01/2025 | 09/30/2026 | 12 | Long<br>Term | $1200.00 | $1200.00 | Yes | 10/15/2025 | 10/14/2026 | 12 | Long<br>Term | $1350.00 | $1200.00 | Yes | 03/01/2025 | 02/28/2026 | 12 | Long<br>Term | $1200.00 | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $55000.00 |  |  | $343.03 | $388.61 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 5 | No |  | No | Experienced<br>Investor | 5.97 |  | US Citizen | 740 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 740 | FICO<br>II | 703 | Beacon<br>5 | 741 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $512000.00 | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 170.667% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224390549 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $9004.85 |  | 0.489428 |  |  |  |  |  | $9004.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $457.53 | $546.42 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No | No |  | 1.96 | US<br>Citizen | US Citizen | 730 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 787 | FICO<br>II | 767 | Beacon<br>5 | 753 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 721 | FICO<br>II | 754 | Beacon<br>5 | 730 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1413000.00 | $1413000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224395757 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2250.00 | Rent on<br>Existing<br>Lease | $2220.93 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $2220.93 |  |  | Yes | 01/01/2025 | 12/31/2025 | 12 | Long<br>Term | $2250.00 | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $588.74 | $209.08 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor | 18.96 | US<br>Citizen |  | 660 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 649 | FICO<br>II | 701 | Beacon<br>5 | 660 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $465000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 46.882% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224395760 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1864.16 |  | 0.447763 |  |  |  |  |  | $1864.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $177.67 | $154.00 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US<br>Citizen |  | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 2 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 825 | FICO<br>II | 801 | Beacon<br>5 | 809 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $235000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224395764 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4544.05 |  | 0.458201 |  |  |  |  |  | $4544.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $392.99 | $139.61 | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  | No |  | No |  |  |  | US Citizen | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 785 | FICO<br>II | 757 | Beacon<br>5 | 751 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 2 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 09/18/2025 | 743 | FICO<br>II | 735 | Beacon<br>5 | 759 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $620000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224395766 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $22225.00 | Rent on<br>Existing<br>Lease | $19570.41 |  | 0.000000 | 0.88 |  |  | 1.13 | 1.13 | $19570.41 |  |  | Yes | 04/01/2025 | 03/31/2030 | 60 | Long<br>Term | $13125.00 | $13500.00 | Yes | 10/01/2024 | 09/30/2029 | 60 | Long<br>Term | $4500.00 | $4500.00 | Yes | 01/15/2025 | 12/30/2029 | 59 | Long<br>Term | $4600.00 | $4600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $619.17 | $463.25 | Level<br>1-Not<br>Stated/<br>Not<br>Verified | No | 1 | 4 | No |  | No | Experienced<br>Investor | 6.01 |  | US Citizen | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 769 | FICO<br>II | 759 | Beacon<br>5 | 744 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $4500000.00 | $4500000.00 | 3 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224395768 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3850.00 | Third<br>Party<br>Rental<br>Source | $4362.87 |  | 0.000000 | 1.13 |  |  | 0.88 | 0.88 | $4362.87 |  |  | No |  |  |  | Long<br>Term |  | $3850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $752.11 | $413.06 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No |  | No | Experienced<br>Investor |  |  | Permanent<br>Resident Alien | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | Permanent<br>Resident Alien |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 784 | FICO<br>II | 777 | Beacon<br>5 | 756 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $625000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224395772 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2850.00 | Third<br>Party<br>Rental<br>Source | $3714.34 |  | 0.000000 | 1.3 |  |  | 0.76 | 0.76 | $3714.34 |  |  | No |  |  |  | Long<br>Term |  | $2850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $1075.61 | $106.46 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | Yes | Yes |  | Experienced<br>Investor |  | Foreign<br>National |  | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Foreign<br>National |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  | 761 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $504950.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 224395773 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $8000.00 | Third<br>Party<br>Rental<br>Source | $8246.81 |  | 0.000000 | 1.03 |  |  | 0.97 | 0.97 | $8246.81 |  |  | Yes | 04/01/2025 | 03/31/2026 | 12 | Long<br>Term | $8300.00 | $8000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $2303.47 | $905.44 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No |  | No | Experienced<br>Investor | 1.77 |  | Permanent<br>Resident Alien | 718 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Permanent<br>Resident Alien |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 753 | FICO<br>II | 718 | Beacon<br>5 | 680 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1650000.00 | $1650000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 45.939% | [Redacted] |  |  | 47.375% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224400189 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2435.00 | Third<br>Party<br>Rental<br>Source | $2207.68 |  | 0.000000 | 0.9 |  |  | 1.10 | 1.1 | $2207.68 |  |  | Yes | 09/25/2024 | 10/25/2024 | 1 | Long<br>Term | $2600.00 | $2435.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $216.80 | $81.08 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No | No |  | Experienced<br>Investor | 27.59 | US<br>Citizen |  | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 769 | Fair<br>Isaac<br>(VER.<br>2) | 747 | FICO<br>Classic<br>V5<br>Facta | 725 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $453000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224400193 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term<br>Vacation<br>Rental (e.g.,<br>AirBNB,<br>VRBO, or<br>HomeAway) |  |  |  | $4013.34 | Multiple<br>Sources | $3715.20 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $3715.20 |  |  | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) |  | $3300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $705.83 | $125.58 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 29 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 15 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 761 | FICO<br>II | 718 | Beacon<br>5 | 766 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $555000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224400194 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4100.00 | Third<br>Party<br>Rental<br>Source | $4017.38 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $4017.38 |  |  | No |  |  |  | Long<br>Term |  | $4100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $7500.00 |  |  | $723.96 | $80.83 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No | No | Experienced<br>Investor |  | US<br>Citizen | US Citizen | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 801 | FICO<br>II | 792 | Beacon<br>5 | 796 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 742 | FICO<br>II | 801 | Beacon<br>5 | 785 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $695000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 55.000% | [Redacted] |  |  | 55.000% | [Redacted] |  | 55.000% |  |  |  |  |  |  |  |  |
| 224400216 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3600.00 | Third<br>Party<br>Rental<br>Source | $3264.67 |  | 0.000000 | 0.9 |  |  | 1.10 | 1.1 | $3264.67 |  |  | No |  |  |  | Long<br>Term |  | $3600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $735.32 | $98.17 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No | No | No | Experienced<br>Investor |  | US<br>Citizen | US Citizen | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 767 | FICO<br>II | 773 | Beacon<br>5 | 797 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 759 | FICO<br>II | 761 | Beacon<br>5 | 749 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $440000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224400232 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1344.77 |  | 0.102011 |  |  |  |  |  | $1344.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $57.99 | $143.33 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US<br>Citizen |  | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 701 | FICO<br>II | 750 | Beacon<br>5 | 727 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $220000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224401484 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4500.00 | Third<br>Party<br>Rental<br>Source | $3438.61 |  | 0.000000 | 0.76 |  |  | 1.30 | 1.3 | $3438.61 |  |  | No |  |  |  | Long<br>Term |  | $4500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $512.15 | $166.29 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No |  | No | Experienced<br>Investor |  |  | US Citizen | 661 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] | 651 | FICO<br>II | 661 | Beacon<br>5 | 700 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $675000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 37.037% | [Redacted] |  |  | 37.037% | [Redacted] |  | 37.037% |  |  |  |  |  |  |  |  |
| 224404255 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3500.00 | Rent on<br>Existing<br>Lease | $3405.24 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $3405.24 |  |  | Yes | 11/10/2025 | 11/10/2026 | 12 | Long<br>Term | $3500.00 | $3700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $676.60 | $161.83 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor | 18.39 | US<br>Citizen |  | 696 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 695 | FICO<br>II | 696 | Beacon<br>5 | 736 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $525000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 68.571% | [Redacted] |  |  | 112.500% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224404259 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3790.85 |  | 0.389976 |  |  |  |  |  | $3790.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $553.06 | $420.42 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US<br>Citizen |  | 721 |  |  |  |  | 0 | 0 | 2 | 1 | 2 | 2 |  |  | Individual | Individual | Employed |  |  | 1 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 720 | Fair<br>Isaac<br>(VER.<br>2) | 735 | FICO<br>Classic<br>V5<br>Facta | 721 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $550000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224404260 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1700.00 | Third<br>Party<br>Rental<br>Source | $1800.72 |  | 0.000000 | 1.05 |  |  | 0.94 | 0.94 | $1800.72 |  |  | No |  |  |  | Long<br>Term |  | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $2400.00 |  |  | $209.48 | $54.60 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 742 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 742 | FICO<br>II | 742 | Beacon<br>5 | 724 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $202000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  | 60.000% | [Redacted] |  | 60.000% |  |  |  |  |  |  |  |  |
| 224404261 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3400.00 | Third<br>Party<br>Rental<br>Source | $3191.56 |  | 0.000000 | 0.93 |  |  | 1.06 | 1.06 | $3191.56 |  |  | No |  |  |  | Long<br>Term |  | $1700.00 | No |  |  |  | Long<br>Term |  | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $249.34 | $84.58 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 4 | No | No | No | Experienced<br>Investor |  | US<br>Citizen | US Citizen | 807 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 800 | FICO<br>II | 807 | Beacon<br>5 | 809 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] | 752 | FICO<br>II | 751 | Beacon<br>5 | 751 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $635000.00 | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 68.504% | [Redacted] |  |  | 68.504% | [Redacted] |  | 68.504% |  |  |  |  |  |  |  |  |
| 224404264 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6500.00 | Multiple<br>Sources | $4526.47 |  | 0.000000 | 0.69 |  |  | 1.43 | 1.43 | $4526.47 |  |  | Yes | 10/01/2023 | 09/30/2027 | 48 | Long<br>Term | $2600.00 | $2600.00 | Yes | 10/01/2023 | 09/30/2025 | 24 | Long<br>Term | $1600.00 | $2000.00 | Yes | 10/01/2023 | 09/30/2025 | 24 | Long<br>Term | $1600.00 | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $695.29 | $600.87 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No |  | No | Experienced<br>Investor | 4.02 |  | US Citizen | 662 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 637 | FICO<br>II | 662 | Beacon<br>5 | 663 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $660000.00 | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 64.394% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224404265 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3386.19 |  | 0.458825 |  |  |  |  |  | $3386.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $189.86 | $202.24 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No |  | No |  | 0.96 |  | US Citizen | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity | Unemployed |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual | Retired |  |  | 7 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 764 | FICO<br>II | 726 | Beacon<br>5 | 754 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | Level<br>1-Not<br>Stated/<br>Not<br>Verified | Level<br>2-<br>Stated/<br>Not<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $550000.00 | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224404277 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2900.00 | Third<br>Party<br>Rental<br>Source | $2897.28 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $2897.28 |  |  | No |  |  |  | Long<br>Term |  | $2900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $559.00 | $74.03 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | Yes |  | Yes | Experienced<br>Investor |  |  | Foreign<br>National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign<br>National |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $477500.00 | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 74.250% | [Redacted] |  |  | 74.250% | [Redacted] |  | 74.250% |  |  |  |  |  |  |  |  |
| 224405326 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6283.94 |  | 0.000000 |  |  |  |  |  | $6283.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1159.85 | $112.59 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US<br>Citizen |  | 785 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 2 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  | 785 | Beacon<br>5 | 804 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $780000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224413576 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2463.72 |  | 0.233818 |  |  |  |  |  | $2463.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $263.76 | $49.92 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No | No |  |  | Permanent<br>Resident<br>Alien | Permanent<br>Resident Alien | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Permanent<br>Resident<br>Alien | Resident<br>Alien<br>Card |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 761 | FICO<br>II | 710 | Beacon<br>5 | 779 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual | Employed |  |  | 2 | Permanent<br>Resident Alien | Resident<br>Alien<br>Card |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 769 | FICO<br>II | 735 | Beacon<br>5 | 780 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $360000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224413577 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $7500.00 | Third<br>Party<br>Rental<br>Source | $7470.43 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $7470.43 |  |  | No |  |  |  | Long<br>Term |  | $7500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $622.56 | $1448.12 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No |  | No | Experienced<br>Investor |  |  | US Citizen | 703 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 703 | FICO<br>II | 698 | Beacon<br>5 | 726 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1350000.00 | $1350000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  | 60.000% | [Redacted] |  | 60.000% |  |  |  |  |  |  |  |  |
| 224413582 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6970.59 |  | 0.000000 |  |  |  |  |  | $6970.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $229.67 | $1712.80 | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  | No |  | No |  |  |  | US Citizen | 700 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity | Unemployed |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual | Retired |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 700 | FICO<br>II | 700 | Beacon<br>5 | 702 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1040000.00 | $1040000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224413933 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6184.69 |  | 0.406241 |  |  |  |  |  | $6184.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $849.09 | $397.56 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  | 26.27 | US<br>Citizen |  | 746 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 734 | FICO<br>II | 746 | Beacon<br>5 | 753 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $980000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224414133 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3100.00 | Third<br>Party<br>Rental<br>Source | $3612.09 |  | 0.000000 | 1.16 |  |  | 0.85 | 0.85 | $3612.09 |  |  | No |  |  |  | Long<br>Term |  | $3100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $396.28 | $67.83 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No |  | No | Experienced<br>Investor |  |  | US Citizen | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 751 | FICO<br>II | 786 | Beacon<br>5 | 791 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $555000.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224414177 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3766.04 |  | 0.350439 |  |  |  |  |  | $3766.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $562.50 | $82.33 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US<br>Citizen |  | 815 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 840 | FICO<br>II | 815 | Beacon<br>5 | 803 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $540000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224414291 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2850.00 | Rent on<br>Existing<br>Lease | $1990.41 |  | 0.000000 | 0.69 |  |  | 1.43 | 1.43 | $1990.41 |  |  | Yes | 10/01/2025 | 10/31/2025 | 1 | Long<br>Term | $725.00 | $850.00 | Yes | 08/11/2025 | 09/10/2025 | 1 | Long<br>Term | $825.00 | $850.00 | Yes | 10/01/2025 | 10/31/2025 | 1 | Long<br>Term | $650.00 | $750.00 | Yes | 10/01/2025 | 10/31/2025 | 1 | Long<br>Term | $650.00 | $750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $282.18 | $186.92 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 9 | No | No |  | Experienced<br>Investor | 4.05 | US<br>Citizen |  | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 754 | FICO<br>II |  |  | 779 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $270000.00 | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224416103 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3492.03 |  | 0.407274 |  |  |  |  |  | $3492.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $373.83 | $110.29 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No | No |  |  | US<br>Citizen | US Citizen | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 788 | FICO<br>II | 796 | Beacon<br>5 | 815 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 803 | FICO<br>II | 791 | Beacon<br>5 | 811 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $352000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224416105 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3321.00 | Third<br>Party<br>Rental<br>Source | $1798.61 |  | 0.000000 | 0.54 |  |  | 1.84 | 1.84 | $1798.61 |  |  | No |  |  |  | Long<br>Term |  | $1671.00 | No |  |  |  | Long<br>Term |  | $1650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $292.02 | $98.58 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No |  | No | Experienced<br>Investor |  |  | US Citizen | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 797 | FICO<br>II | 814 | Beacon<br>5 | 798 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 2 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 09/22/2025 | 809 | FICO<br>II | 817 | Beacon<br>5 | 799 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $258000.00 | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224417997 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6000.00 | Third<br>Party<br>Rental<br>Source | $5803.56 |  | 0.000000 | 0.96 |  |  | 1.03 | 1.03 | $5803.56 |  |  | No |  |  |  | Long<br>Term |  | $6000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | $458.58 | $95.17 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | Yes | Yes | No | Experienced<br>Investor |  | Foreign<br>National | Non-Permanent<br>Resident Alien |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Foreign<br>National |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Non-Permanent<br>Resident Alien |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1085485.00 | $1085485.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  | 65.000% | [Redacted] |  | 65.000% |  |  |  |  |  |  |  |  |
| 224418022 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1725.00 | Third<br>Party<br>Rental<br>Source | $1477.42 |  | 0.000000 | 0.85 |  |  | 1.16 | 1.16 | $1477.42 |  |  | No |  |  |  | Long<br>Term |  | $925.00 | No |  |  |  | Long<br>Term |  | $800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $198.94 | $265.56 | Level<br>1-Not<br>Stated/<br>Not<br>Verified | No | 1 | 8 | No |  | No | Experienced<br>Investor | 0.37 |  | US Citizen | 693 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 7 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 693 | FICO<br>II | 690 | Beacon<br>5 | 709 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $180000.00 | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 86.897% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224418150 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2800.00 | Third<br>Party<br>Rental<br>Source | $1186.10 |  | 0.000000 | 0.42 |  |  | 2.36 | 2.36 | $1186.10 |  |  | Yes | 08/01/2025 | 07/31/2025 | 1 | Long<br>Term | $2850.00 | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $45186.00 |  |  | $200.39 | $272.25 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No |  | No | Experienced<br>Investor | 8.15 |  | US Citizen | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 742 | FICO<br>II | 757 | Beacon<br>5 | 760 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $428000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 25.701% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224418557 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3344.00 | Rent on<br>Existing<br>Lease | $2075.58 |  | 0.000000 | 0.62 |  |  | 1.61 | 1.61 | $2075.58 |  |  | Yes | 05/01/2025 | 04/30/2026 | 12 | Long<br>Term | $1400.00 | $1400.00 | Yes | 08/01/2025 | 07/31/2026 | 12 | Long<br>Term | $1944.00 | $1944.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $583.32 | $162.58 | Level<br>1-Not<br>Stated/<br>Not<br>Verified | No | 1 | 5 | No |  | No | Experienced<br>Investor |  |  | US Citizen | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 731 | FICO<br>II | 757 | Beacon<br>5 | 757 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 4 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 09/24/2025 | 808 | FICO<br>II | 801 | Beacon<br>5 | 794 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $266750.00 | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |

---

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| 0 | 3 | 7 | 10 | 14 | 18 | 22 | 26 | 30 | 35 | 39 | 43 | 46 | 50 | 54 | 59 | 63 | 67 | 70 | 75 | 79 | 82 | 86 | 91 | 95 | 99 | 102 | 106 | 111 | 115 | 119 | 123 | 127 | 131 | 135 | 139 | 143 | 147 | 151 | 155 | 159 | 163 | 167 | 171 | 175 | 179 | 183 | 187 | 191 | 195 | 199 | 203 | 207 | 211 | 215 | 219 | 222 | 226 | 230 | 234 | 238 | 242 | 246 | 250 | 254 | 258 | 262 | 266 | 270 | 274 | 278 | 282 | 286 | 290 | 294 | 298 | 302 | 306 | 310 | 314 | 318 | 322 | 326 | 330 | 334 | 338 | 342 | 346 | 350 | 354 | 358 | 362 | 366 | 370 | 374 | 378 | 382 | 386 | 391 | 395 | 398 | 402 | 407 | 411 | 415 | 419 | 423 | 427 | 431 | 435 | 439 | 443 | 447 | 451 | 455 | 459 | 462 | 466 | 470 | 474 | 479 | 483 | 487 | 491 | 495 | 499 | 502 | 506 | 511 | 515 | 519 | 522 | 526 | 531 | 535 | 538 | 542 | 547 | 551 | 555 | 559 | 563 | 567 | 571 | 575 | 579 | 583 | 587 | 590 | 594 | 599 | 603 | 606 | 610 | 615 | 619 | 623 | 627 | 631 | 635 | 639 | 643 | 647 | 650 | 654 | 659 | 663 | 666 | 670 | 675 | 679 | 683 | 687 | 691 | 695 | 699 | 703 | 707 | 710 | 714 | 719 | 723 | 726 | 730 | 735 | 739 | 743 | 747 | 751 | 755 | 759 | 763 | 767 | 770 | 774 | 778 | 782 | 786 | 790 | 794 | 798 | 802 | 806 | 810 | 814 | 818 | 822 | 826 | 830 | 834 | 838 | 842 | 846 | 850 | 854 | 858 | 862 | 866 | 870 | 874 | 878 | 882 | 886 | 890 | 894 | 898 | 902 | 906 | 910 | 914 | 918 | 922 | 926 | 930 | 934 | 938 | 942 | 946 | 950 | 954 | 958 | 962 | 966 | 970 | 974 | 978 | 982 | 986 | 990 | 994 | 998 | 1002 | 1006 | 1010 | 1014 | 1018 | 1022 | 1026 | 1030 | 1034 | 1038 | 1042 | 1046 | 1050 | 1054 | 1058 | 1062 | 1066 | 1070 | 1074 | 1078 | 1082 | 1086 | 1090 | 1094 | 1098 | 1102 | 1106 | 1110 | 1114 | 1119 | 1122 | 1126 | 1130 | 1134 | 1138 | 1142 | 1147 | 1151 | 1155 | 1158 | 1162 | 1166 | 1170 | 1174 | 1178 | 1182 | 1186 | 1190 | 1194 | 1198 | 1202 | 1206 | 1210 | 1215 | 1219 | 1223 | 1226 | 1230 | 1234 | 1238 | 1243 | 1246 | 1250 | 1254 | 1258 | 1262 | 1266 | 1270 | 1274 | 1278 | 1283 | 1287 | 1290 | 1294 | 1299 | 1303 | 1306 | 1311 | 1314 | 1318 | 1322 | 1326 | 1330 | 1334 | 1338 | 1342 |
| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Seller<br>Name** | **Originator<br>Name** | **Guideline<br>Author** | **Loan<br>Program** | **Loan<br>Program<br>Date** | **Executed<br>NOO<br>Docs in<br>File** | **Lease In<br>Place<br>Flag** | **Rental<br>Purpose** | **Actual In<br>Place<br>Rent** | **Third<br>Party Market<br>Rent<br>Estimate** | **Third<br>Party<br>Rent<br>Source** | **Rental<br>Income Used for<br>Property DSCR<br>Calculation** | **Rental<br>Source for<br>Property DTI<br>Calculation** | **Calculated<br>Monthly<br>Debt** | **Property<br>DTI** | **Investor<br>DTI** | **Inverse<br>DSCR** | **Net<br>Operating<br>Income** | **Total<br>Debt<br>Service** | **DSCR** | **Total<br>DSCR** | **PITIA** | **Lease<br>End<br>Date** | **Original<br>Lease<br>Term** | **Lease in<br>Place<br>Flag<br>Unit 1** | **Lease<br>Start Date<br>Unit 1** | **Lease End<br>Date Unit<br>1** | **Original<br>Lease<br>Term<br>Unit 1** | **Rental<br>Purpose<br>Unit 1** | **Actual In<br>Place<br>Rent<br>Unit 1** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 1** | **Lease in<br>Place<br>Flag<br>Unit 2** | **Lease<br>Start Date<br>Unit 2** | **Lease End<br>Date Unit<br>2** | **Original<br>Lease<br>Term<br>Unit 2** | **Rental<br>Purpose<br>Unit 2** | **Actual In<br>Place<br>Rent<br>Unit 2** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 2** | **Lease in<br>Place<br>Flag<br>Unit 3** | **Lease<br>Start Date<br>Unit 3** | **Lease End<br>Date Unit<br>3** | **Original<br>Lease<br>Term<br>Unit 3** | **Rental<br>Purpose<br>Unit 3** | **Actual In<br>Place<br>Rent<br>Unit 3** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 3** | **Lease in<br>Place<br>Flag<br>Unit 4** | **Lease<br>Start Date<br>Unit 4** | **Lease End<br>Date Unit<br>4** | **Original<br>Lease<br>Term<br>Unit 4** | **Rental<br>Purpose<br>Unit 4** | **Actual In<br>Place<br>Rent<br>Unit 4** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 4** | **Lease in<br>Place<br>Flag<br>Unit 5** | **Lease<br>Start<br>Date<br>Unit<br>5** | **Lease<br>End<br>Date<br>Unit<br>5** | **Original<br>Lease<br>Term<br>Unit 5** | **Rental<br>Purpose<br>Unit 5** | **Actual In<br>Place<br>Rent<br>Unit 5** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 5** | **Lease in<br>Place<br>Flag<br>Unit 6** | **Lease<br>Start<br>Date<br>Unit<br>6** | **Lease<br>End<br>Date<br>Unit<br>6** | **Original<br>Lease<br>Term<br>Unit 6** | **Rental<br>Purpose<br>Unit 6** | **Actual In<br>Place<br>Rent<br>Unit 6** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 6** | **Lease in<br>Place<br>Flag<br>Unit 7** | **Lease<br>Start<br>Date<br>Unit<br>7** | **Lease<br>End<br>Date<br>Unit<br>7** | **Original<br>Lease<br>Term<br>Unit 7** | **Rental<br>Purpose<br>Unit 7** | **Actual In<br>Place<br>Rent<br>Unit 7** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 7** | **Lease in<br>Place<br>Flag<br>Unit 8** | **Lease<br>Start<br>Date<br>Unit<br>8** | **Lease<br>End<br>Date<br>Unit<br>8** | **Original<br>Lease<br>Term<br>Unit 8** | **Rental<br>Purpose<br>Unit 8** | **Actual In<br>Place<br>Rent<br>Unit 8** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 8** | **Lease in<br>Place<br>Flag<br>Unit 9** | **Lease<br>Start<br>Date<br>Unit<br>9** | **Lease<br>End<br>Date<br>Unit<br>9** | **Original<br>Lease<br>Term<br>Unit 9** | **Rental<br>Purpose<br>Unit 9** | **Actual In<br>Place<br>Rent<br>Unit 9** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 9** | **Lease in<br>Place<br>Flag<br>Unit 10** | **Lease<br>Start<br>Date<br>Unit<br>10** | **Lease<br>End<br>Date<br>Unit<br>10** | **Original<br>Lease<br>Term<br>Unit 10** | **Rental<br>Purpose<br>Unit 10** | **Actual In<br>Place<br>Rent<br>Unit 10** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 10** | **Rent Loss<br>Insurance** | **Rent Loss<br>Insurance<br>Amount** | **HOA Flag** | **HOA<br>Monthly<br>Premium<br>Amount** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Cost** | **Asset<br>Verification** | **Blanket<br>Mortgage<br>Flag** | **Number of<br>Mortgaged<br>Properties<br>With<br>Lender** | **Number<br>of<br>Properties** | **Foreign National<br>Alternative Credit<br>Documentation** | **Foreign<br>National<br>Borrower<br>1** | **Foreign<br>National<br>Borrower<br>2** | **Investor<br>Type** | **Number<br>of Years<br>Property<br>Owned** | **Borrower<br>Residency<br>Status** | **Co Borrower<br>Residency<br>Status** | **Qualifying<br>Credit<br>Score** | **Months<br>Bankruptcy<br>7 11** | **Months<br>Bankruptcy<br>13** | **Months<br>Deed in<br>Lieu** | **Months<br>Short Sale<br>or Pre FC** | **Prior<br>Mtg Rent<br>Late 30d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 60d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 90d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 30d<br>in 24m** | **Prior<br>Mtg Rent<br>Late 60d<br>in 24m** | **Prior<br>Mtg Rent<br>Late 90d<br>in 24m** | **Section 8** | **Street<br>Address** | **Borrower<br>1 Type** | **Borrower 1<br>Designation** | **Borrower 1<br>Employment<br>Status** | **Borrower<br>1 First<br>Name** | **Borrower<br>1 Last<br>Name** | **Borrower<br>1 Number<br>of<br>Mortgaged<br>Properties** | **Borrower 1<br>Citizenship** | **Borrower 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>1<br>Country<br>Name** | **Borrower<br>1 Asset<br>Verification<br>Level** | **Borrower<br>1 Credit<br>Order<br>Date** | **Borrower<br>1<br>Experian<br>FICO** | **Borrower<br>1 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>1 Equifax<br>FICO** | **Borrower<br>1 Equifax<br>FICO<br>Model<br>Used** | **Borrower 1<br>TransUnion<br>FICO** | **Borrower 1<br>TransUnion FICO<br>Model Used** | **Borrower<br>2 Type** | **Borrower 2<br>Designation** | **Borrower 2<br>Employment<br>Status** | **Borrower<br>2 First<br>Name** | **Borrower<br>2 Last<br>Name** | **Borrower<br>2 Number<br>of<br>Mortgaged<br>Properties** | **Borrower 2<br>Citizenship** | **Borrower 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>2<br>Country<br>Name** | **Borrower<br>2 Asset<br>Verification<br>Level** | **Borrower<br>2 Credit<br>Order<br>Date** | **Borrower<br>2<br>Experian<br>FICO** | **Borrower<br>2 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>2 Equifax<br>FICO** | **Borrower<br>2 Equifax<br>FICO<br>Model<br>Used** | **Borrower 2<br>TransUnion<br>FICO** | **Borrower 2<br>TransUnion FICO<br>Model Used** | **Borrower 3<br>Designation** | **Borrower<br>3 First<br>Name** | **Borrower<br>3 Last<br>Name** | **Borrower<br>3 Number<br>of<br>Mortgaged<br>Properties** | **Borrower<br>3<br>Citizenship** | **Borrower 3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>3<br>Country<br>Name** | **Borrower<br>3 Asset<br>Verification<br>Level** | **Borrower<br>3 Credit<br>Order<br>Date** | **Borrower<br>3<br>Experian<br>FICO** | **Borrower<br>3 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>3 Equifax<br>FICO** | **Borrower<br>3 Equifax<br>FICO<br>Model<br>Used** | **Borrower 3<br>TransUnion<br>FICO** | **Borrower 3<br>TransUnion FICO<br>Model Used** | **Borrower 4<br>Designation** | **Borrower<br>4 First<br>Name** | **Borrower<br>4 Last<br>Name** | **Borrower<br>4 Number<br>of<br>Mortgaged<br>Properties** | **Borrower<br>4<br>Citizenship** | **Borrower 4<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>4<br>Country<br>Name** | **Borrower<br>4 Asset<br>Verification<br>Level** | **Borrower<br>4 Credit<br>Order<br>Date** | **Borrower<br>4<br>Experian<br>FICO** | **Borrower<br>4 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>4 Equifax<br>FICO** | **Borrower<br>4 Equifax<br>FICO<br>Model<br>Used** | **Borrower 4<br>TransUnion<br>FICO** | **Borrower 4<br>TransUnion FICO<br>Model Used** | **Personal<br>Guarantee** | **Guarantor 1<br>First Name** | **Guarantor 1<br>Last Name** | **Guarantor 1<br>Business<br>Ownership<br>Percent** | **Guarantor 1<br>Recourse<br>Type** | **Guarantor 1<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 1<br>Citizenship** | **Guarantor 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 1<br>Country<br>Name** | **Guarantor 1 Asset<br>Verification Level** | **Guarantor 1<br>Employment<br>Verification<br>Level** | **Guarantor 1<br>Income<br>Verification<br>Level** | **Guarantor 1 FICO<br>Model Used** | **Guarantor 1 Credit<br>Order Date** | **Guarantor 1<br>Experian<br>FICO** | **Guarantor 1<br>Experian FICO<br>Model Used** | **Guarantor 1<br>Equifax<br>FICO** | **Guarantor 1<br>Equifax FICO<br>Model Used** | **Guarantor 1<br>TransUnion<br>FICO** | **Guarantor 1<br>TransUnion FICO<br>Model Used** | **Guarantor 1 Most<br>Recent Fico<br>Method** | **Guarantor 2<br>First Name** | **Guarantor 2<br>Last Name** | **Guarantor 2<br>Business<br>Ownership<br>Percent** | **Guarantor 2<br>Recourse<br>Type** | **Guarantor 2<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 2<br>Citizenship** | **Guarantor 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 2<br>Country<br>Name** | **Guarantor 2 Asset<br>Verification Level** | **Guarantor 2<br>Employment<br>Verification<br>Level** | **Guarantor 2<br>Income<br>Verification<br>Level** | **Guarantor 2 FICO<br>Model Used** | **Guarantor 2 Credit<br>Order Date** | **Guarantor 2<br>Experian<br>FICO** | **Guarantor 2<br>Experian FICO<br>Model Used** | **Guarantor 2<br>Equifax<br>FICO** | **Guarantor 2<br>Equifax FICO<br>Model Used** | **Guarantor 2<br>TransUnion<br>FICO** | **Guarantor 2<br>TransUnion FICO<br>Model Used** | **Guarantor 2 Most<br>Recent Fico<br>Method** | **Guarantor 3<br>First Name** | **Guarantor 3<br>Last Name** | **Guarantor 3<br>Business<br>Ownership<br>Percent** | **Guarantor 3<br>Recourse<br>Type** | **Guarantor 3<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 3<br>Citizenship** | **Guarantor 3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 3<br>Country<br>Name** | **Guarantor 3 Asset<br>Verification Level** | **Guarantor 3<br>Employment<br>Verification<br>Level** | **Guarantor 3<br>Income<br>Verification<br>Level** | **Guarantor 3 FICO<br>Model Used** | **Guarantor 3 Credit<br>Order Date** | **Guarantor 3<br>Experian<br>FICO** | **Guarantor 3<br>Experian FICO<br>Model Used** | **Guarantor 3<br>Equifax<br>FICO** | **Guarantor 3<br>Equifax FICO<br>Model Used** | **Guarantor 3<br>TransUnion<br>FICO** | **Guarantor 3<br>TransUnion FICO<br>Model Used** | **Guarantor 3 Most<br>Recent Fico<br>Method** | **Guarantor 4<br>First Name** | **Guarantor 4<br>Last Name** | **Guarantor 4<br>Business<br>Ownership<br>Percent** | **Guarantor 4<br>Recourse<br>Type** | **Guarantor 4<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 4<br>Citizenship** | **Guarantor 4<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 4<br>Country<br>Name** | **Guarantor 4 Asset<br>Verification Level** | **Guarantor 4<br>Employment<br>Verification<br>Level** | **Guarantor 4<br>Income<br>Verification<br>Level** | **Guarantor 4 FICO<br>Model Used** | **Guarantor 4 Credit<br>Order Date** | **Guarantor 4<br>Experian<br>FICO** | **Guarantor 4<br>Experian FICO<br>Model Used** | **Guarantor 4<br>Equifax<br>FICO** | **Guarantor 4<br>Equifax FICO<br>Model Used** | **Guarantor 4<br>TransUnion<br>FICO** | **Guarantor 4<br>TransUnion FICO<br>Model Used** | **Guarantor 4 Most<br>Recent Fico<br>Method** | **Authorized Signor 1<br>First Name** | **Authorized Signor 1<br>Last Name** | **Authorized Signor 2<br>First Name** | **Authorized Signor 2<br>Last Name** | **Member<br>1 First<br>Name** | **Member<br>1 Last<br>Name** | **Member 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Member<br>1 Credit<br>Order<br>Date** | **Member<br>1<br>Experian<br>FICO** | **Member<br>1 Experian<br>FICO<br>Model<br>Used** | **Member<br>1<br>Equifax<br>FICO** | **Member<br>1 Equifax<br>FICO<br>Model<br>Used** | **Member 1<br>TransUnion<br>FICO** | **Member 1<br>TransUnion FICO<br>Model Used** | **Member<br>1 Asset<br>Verification<br>Level** | **Member 1<br>Employment<br>Verification<br>Level** | **Member<br>1 Income<br>Verification<br>Level** | **Member<br>2 First<br>Name** | **Member<br>2 Last<br>Name** | **Member 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Member<br>2 Credit<br>Order<br>Date** | **Member<br>2<br>Experian<br>FICO** | **Member<br>2 Experian<br>FICO<br>Model<br>Used** | **Member<br>2<br>Equifax<br>FICO** | **Member<br>2 Equifax<br>FICO<br>Model<br>Used** | **Member 2<br>TransUnion<br>FICO** | **Member 2<br>TransUnion FICO<br>Model Used** | **Member<br>2 Asset<br>Verification<br>Level** | **Member 2<br>Employment<br>Verification<br>Level** | **Member<br>2 Income<br>Verification<br>Level** | **Loan<br>Application<br>Date** | **Sales<br>Contract<br>Date** | **Qualifying Home<br>Value for LTV** | **Number<br>of Units** | **Year Built** | **Total Sq<br>Ft** | **Number<br>of<br>Bedrooms** | **Number of<br>Bathrooms** | **Property<br>Condition** | **Acquisition<br>Cost** | **Renovation<br>Cost** | **Effective<br>Gross<br>Income** | **Turnover<br>Costs** | **Repairs and<br>Maintenance** | **Marketing and<br>Leasing Costs** | **Utilities** | **Other<br>Costs** | **Cap Ex<br>Reserve** | **Investment Property<br>Original As Is LTV** | **As Is<br>Value** | **After<br>Repair<br>Value** | **After<br>Repair<br>Value<br>LTV** | **Loan to<br>Cost** | **Original<br>Sales<br>Price** | **Assignment<br>Fee** | **Loan to<br>Purchase<br>Price** | **SBC<br>Occupancy** | **Investment<br>Property<br>Type** | **Has<br>Dutch<br>Interest** | **Interest<br>Reserves<br>Escrowed** | **Guarantor 1<br>ITIN Flag** | **Guarantor 2<br>ITIN Flag** | **Guarantor 3<br>ITIN Flag** | **Guarantor 4<br>ITIN Flag** |
| 224419578 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7761.39 |  | 0.377190 |  |  |  |  |  | $7761.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1035.62 | $449.75 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US Citizen |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 778 | FICO<br>II | 778 | Beacon<br>5 | 764 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1150000.00 | $1150000.00 | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224419735 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7024.95 |  | 0.396454 |  |  |  |  |  | $7024.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1031.25 | $74.92 | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  | No |  | No |  |  |  | US Citizen | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity | Unemployed |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 795 | FICO<br>II | 762 | Beacon<br>5 | 729 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 3 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 10/09/2025 | 820 | FICO<br>II | 794 | Beacon<br>5 | 781 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $990000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224419771 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5700.00 | Third<br>Party<br>Rental<br>Source | $7594.45 |  | 0.000000 | 1.33 |  |  | 0.75 | 0.75 | $7594.45 |  |  | No |  |  |  | Long<br>Term |  | $1500.00 | No |  |  |  | Long<br>Term |  | $4200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $1988.11 | $127.83 | Level<br>1-Not<br>Stated/<br>Not<br>Verified | No | 1 | 6 | No |  | No | Experienced<br>Investor |  |  | US Citizen | 707 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 6 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 721 | Fair<br>Isaac<br>(VER.<br>2) | 699 | Beacon<br>5 | 707 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $950000.00 | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 71.970% | [Redacted] |  | 71.970% |  |  |  |  |  |  |  |  |
| 224419967 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5500.00 | Third<br>Party<br>Rental<br>Source | $3597.80 |  | 0.000000 | 0.65 |  |  | 1.52 | 1.52 | $3597.80 |  |  | No |  |  |  | Long<br>Term |  | $2750.00 | No |  |  |  | Long<br>Term |  | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $55000.00 |  |  | $751.17 | $117.92 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No |  | No | Experienced<br>Investor |  |  | US Citizen | 806 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 807 | FICO<br>II | 788 | Beacon<br>5 | 769 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 2 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 07/21/2025 | 806 | FICO<br>II | 805 | Beacon<br>5 | 807 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $500000.00 | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224419972 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3700.00 | Third<br>Party<br>Rental<br>Source | $1607.58 |  | 0.000000 | 0.43 |  |  | 2.30 | 2.3 | $1607.58 |  |  | Yes | 11/01/2025 | 10/31/2026 | 12 | Long<br>Term | $1300.00 | $1200.00 | Yes | 08/01/2025 | 07/31/2027 | 24 | Long<br>Term | $3500.00 | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $149.88 | $177.08 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No |  | No | Experienced<br>Investor | 2.63 |  | Non-Permanent<br>Resident Alien | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | Non-Permanent<br>Resident Alien |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 765 | FICO<br>II | 762 | Beacon<br>5 | 729 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $350000.00 | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 57.143% | [Redacted] |  |  | 625.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224420076 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5321.41 |  | 0.393598 |  |  |  |  |  | $5321.41 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $461.36 | $154.80 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US Citizen |  | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 745 | FICO<br>II | 702 | Beacon<br>5 | 764 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $955000.00 | 4 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224424917 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $12000.00 | Third<br>Party<br>Rental<br>Source | $4950.02 |  | 0.000000 | 0.41 |  |  | 2.42 | 2.42 | $4950.02 |  |  | No |  |  |  | Long<br>Term |  | $12000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $763.02 | $337.40 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 784 | FICO<br>II | 774 | Beacon<br>5 | 775 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $732500.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224424918 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6880.00 | Multiple<br>Sources | $8075.15 |  | 0.000000 | 1.17 |  |  | 0.85 | 0.85 | $8075.15 |  |  | Yes | 06/07/2025 | 05/23/2026 | 11 | Long<br>Term | $4260.00 | $3800.00 | No |  |  |  | Long<br>Term |  | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $150000.00 |  |  | $1988.11 | $160.83 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 20 | No |  | No | Experienced<br>Investor |  |  | US Citizen | 707 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 721 | Fair<br>Isaac<br>(VER.<br>2) | 699 | Beacon<br>5 | 707 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $950000.00 | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 59.874% | [Redacted] |  | 59.874% |  |  |  |  |  |  |  |  |
| 224424919 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1200.00 | Third<br>Party<br>Rental<br>Source | $1085.40 |  | 0.000000 | 0.9 |  |  | 1.10 | 1.1 | $1085.40 |  |  | No |  |  |  | Long<br>Term |  | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $214.17 | $73.67 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 17 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 773 | Fair<br>Isaac<br>(VER.<br>2) | 783 | Beacon<br>5 | 754 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $160000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224424928 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1150.00 | Rent on<br>Existing<br>Lease | $1141.87 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $1141.87 |  |  | Yes | 02/02/2024 | 02/28/2026 | 24 | Long<br>Term | $1150.00 | $1268.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18000.00 |  |  | $168.47 | $96.24 | Level<br>1-Not<br>Stated/<br>Not<br>Verified | No | 1 | 11 | No |  | No | Experienced<br>Investor | 0.65 |  | US Citizen | 753 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 765 | FICO<br>II | 753 | Beacon<br>5 | 734 | FICO<br>Risk<br>Score<br>Classic<br>04 | Business<br>Entity |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $160000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 79.375% | [Redacted] |  |  | 79.425% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224425248 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3538.16 |  | 0.356981 |  |  |  |  |  | $3538.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $553.89 | $148.11 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US Citizen |  | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 795 | FICO<br>II | 774 | Beacon<br>5 | 780 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $535000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224425259 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2040.68 |  | 0.331605 |  |  |  |  |  | $2040.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $207.41 | $127.83 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No |  | No |  | 2.81 |  | US Citizen | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity | Unemployed |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 795 | FICO<br>II | 808 | Beacon<br>5 | 809 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10/03/2025 |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | Level<br>1-Not<br>Stated/<br>Not<br>Verified | Level<br>2-<br>Stated/<br>Not<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $434000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224425262 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1750.00 | Third<br>Party<br>Rental<br>Source | $1003.24 |  | 0.000000 | 0.57 |  |  | 1.74 | 1.74 | $1003.24 |  |  | Yes | 11/01/2025 | 11/01/2026 | 12 | Long<br>Term | $1700.00 | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $25.94 | $79.42 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No | No |  | Experienced<br>Investor | 0.34 | US Citizen |  | 733 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 706 | FICO<br>II | 735 | Beacon<br>5 | 733 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $200000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224426811 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3200.00 | Third<br>Party<br>Rental<br>Source | $3116.45 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $3116.45 |  |  | No |  |  |  | Long<br>Term |  | $1600.00 | No |  |  |  | Long<br>Term |  | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $144.54 | $112.42 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 6 | No | No |  | Experienced<br>Investor | 0.56 | US Citizen |  | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 724 | Fair<br>Isaac<br>(VER.<br>2) | 739 | Beacon<br>5 | 724 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $550000.00 | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 73.455% | [Redacted] |  |  | 146.909% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224426908 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1500.00 | Rent on<br>Existing<br>Lease | $973.20 |  | 0.000000 | 0.64 |  |  | 1.54 | 1.54 | $973.20 |  |  | Yes | 11/07/2025 | 12/07/2025 | 1 | Long<br>Term | $1500.00 | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $62.35 | $156.36 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor | 5.17 | US Citizen |  | 677 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 662 | FICO<br>II | 677 | Beacon<br>5 | 688 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $158000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224426912 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6677.39 |  | 0.102227 |  |  |  |  |  | $6677.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $463.81 | $73.99 | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  | No |  | No |  |  |  | US Citizen | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity | Unemployed |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 804 | FICO<br>II | 774 | Beacon<br>5 | 771 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1150000.00 | $1150000.00 | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224426915 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5190.00 | Multiple<br>Sources | $3592.54 |  | 0.000000 | 0.69 |  |  | 1.44 | 1.44 | $3592.54 |  |  | Yes | 05/01/2024 | 04/30/2025 | 12 | Long<br>Term | $1260.00 | $1245.00 | Yes | 01/01/2024 | 12/31/2024 | 12 | Long<br>Term | $1330.00 | $1270.00 | No |  |  |  | Long<br>Term |  | $1295.00 | Yes | 11/01/2025 | 12/01/2025 | 1 | Long<br>Term | $1305.00 | $1285.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | $448.38 | $379.29 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No |  | No | Experienced<br>Investor |  |  | US Citizen | 740 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  |  | Level 3-<br>Stated/<br>Partially<br>Verified | [Redacted] | 740 | FICO<br>II | 703 | Beacon<br>5 | 741 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $520000.00 | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224426919 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third<br>Party<br>Rental<br>Source | $2304.88 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $2304.88 |  |  | No |  |  |  | Long<br>Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $32900.00 |  |  | $266.58 | $57.79 | Level<br>1-Not<br>Stated/<br>Not<br>Verified | No | 1 | 1 | Yes |  | Yes | Experienced<br>Investor |  |  | Foreign<br>National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign<br>National |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $392000.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224427870 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2850.00 | Multiple<br>Sources | $2737.35 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $2737.35 |  |  | Yes | 07/01/2025 | 06/30/2026 | 12 | Long<br>Term | $1350.00 | $1500.00 | No |  |  |  | Long<br>Term |  | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $438.41 | $197.84 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 4 | 4 | No | No | No | Experienced<br>Investor |  | US Citizen | US Citizen | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 706 | FICO<br>II | 754 | Beacon<br>5 | 765 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual |  |  |  | 5 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 788 | FICO<br>II | 811 | Beacon<br>5 | 815 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $385000.00 | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224428627 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2100.00 | Third<br>Party<br>Rental<br>Source | $1706.55 |  | 0.000000 | 0.81 |  |  | 1.23 | 1.23 | $1706.55 |  |  | No |  |  |  | Long<br>Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $6000.00 |  |  | $333.17 | $35.42 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 726 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 773 | FICO<br>II | 709 | Beacon<br>5 | 726 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $215000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224428630 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1475.00 | Rent on<br>Existing<br>Lease | $1466.53 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $1466.53 |  |  | Yes | 12/13/2024 | 12/12/2025 | 12 | Long<br>Term | $1475.00 | $1725.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $292.05 | $47.58 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 8 | No | No |  | Experienced<br>Investor | 30.83 | US Citizen |  | 686 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 686 | FICO<br>II | 780 | Beacon<br>5 | 678 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $200000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224428632 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5523.74 |  | 0.104887 |  |  |  |  |  | $5523.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $567.50 | $146.32 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US Citizen |  | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 748 | FICO<br>II | 732 | Beacon<br>5 | 739 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $650000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224428679 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4600.00 | Multiple<br>Sources | $3840.85 |  | 0.000000 | 0.83 |  |  | 1.19 | 1.19 | $3840.85 |  |  | Yes | 06/01/2025 | 05/31/2026 | 12 | Long<br>Term | $1100.00 | $1200.00 | Yes | 08/01/2025 | 07/31/2026 | 12 | Long<br>Term | $1100.00 | $1200.00 | Yes | 01/01/2025 | 12/31/2025 | 12 | Long<br>Term | $1300.00 | $1200.00 | Yes | 12/01/2024 | 11/30/2025 | 12 | Long<br>Term | $1250.00 | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $203.91 | $311.33 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor | 3.27 | US Citizen |  | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 780 | FICO<br>II | 770 | Beacon<br>5 | 745 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $650000.00 | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224428850 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4650.79 |  | 0.410294 |  |  |  |  |  | $4650.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $713.67 | $214.17 | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  | No |  | No |  |  |  | US Citizen | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity | Unemployed |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 792 | Fair<br>Isaac<br>(VER.<br>2) | 776 | FICO<br>Classic<br>V5<br>Facta | 771 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 1 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 09/09/2025 | 820 | Fair<br>Isaac<br>(VER.<br>2) | 804 | FICO<br>Classic<br>V5<br>Facta | 790 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $820000.00 | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224429288 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4300.00 | Third<br>Party<br>Rental<br>Source | $2561.19 |  | 0.000000 | 0.59 |  |  | 1.67 | 1.67 | $2561.19 |  |  | No |  |  |  | Long<br>Term |  | $4300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $433.33 | $70.83 | Level<br>1-Not<br>Stated/<br>Not<br>Verified | No | 1 | 2 | No |  | No | Experienced<br>Investor |  |  | US Citizen | 815 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 815 | FICO<br>II | 808 | Beacon<br>5 | 819 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 2 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 10/07/2025 | 793 | FICO<br>II | 809 | Beacon<br>5 | 821 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | 10/07/2025 | 813 | FICO<br>II | 817 | Beacon<br>5 | 798 | FICO<br>Risk<br>Score<br>Classic<br>04 | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $339000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 71.218% | [Redacted] |  | 71.218% |  |  |  |  |  |  |  |  |
| 224429293 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5734.39 |  | 0.098457 |  |  |  |  |  | $5734.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $875.00 | $275.17 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 806 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 815 | FICO<br>II | 806 | Beacon<br>5 | 786 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual | Unemployed |  |  | 1 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 744 | FICO<br>II | 713 | Beacon<br>5 | 711 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $840000.00 | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224430289 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4100.00 | Third<br>Party<br>Rental<br>Source | $3025.77 |  | 0.000000 | 0.73 |  |  | 1.35 | 1.35 | $3025.77 |  |  | Yes | 08/01/2025 | 08/01/2026 | 12 | Long<br>Term | $2500.00 | $2500.00 | Yes | 08/01/2025 | 08/01/2026 | 12 | Long<br>Term | $1500.00 | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $55000.00 |  |  | $777.33 | $162.62 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor | 33.95 | US Citizen |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 779 | FICO<br>II | 737 | Beacon<br>5 | 769 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $550000.00 | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224430393 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4250.00 | Rent on<br>Existing<br>Lease | $4078.33 |  | 0.000000 | 0.95 |  |  | 1.04 | 1.04 | $4078.33 |  |  | Yes | 05/15/2025 | 05/31/2026 | 12 | Long<br>Term | $1175.00 | $1200.00 | Yes | 09/01/2024 | 09/01/2025 | 12 | Long<br>Term | $1245.00 | $1200.00 | Yes | 07/01/2022 | 07/01/2023 | 12 | Long<br>Term | $935.00 | $1100.00 | Yes | 06/01/2025 | 05/31/2026 | 12 | Long<br>Term | $895.00 | $1100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $636.65 | $278.04 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 10 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 7 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 741 | FICO<br>II | 768 | Beacon<br>5 | 752 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $595000.00 | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224455178 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term<br>Vacation<br>Rental (e.g.,<br>AirBNB,<br>VRBO, or<br>HomeAway) |  |  |  | $18135.00 | Third<br>Party<br>Rental<br>Source | $12665.13 |  | 0.000000 | 0.69 |  |  | 1.43 | 1.43 | $12665.13 |  |  | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) |  | $18135.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $723.62 | $498.44 | Level<br>1-Not<br>Stated/<br>Not<br>Verified | No | 1 | 2 | No |  | No | Experienced<br>Investor |  |  | US Citizen | 731 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 3-<br>Stated/<br>Partially<br>Verified | [Redacted] | 699 | FICO<br>II | 695 | Beacon<br>5 | 717 | FICO<br>Risk<br>Score<br>Classic<br>04 | Business<br>Entity |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  |  |  | Individual |  |  | 1 | US<br>Citizen |  |  | Level 3-<br>Stated/<br>Partially<br>Verified | 08/08/2025 | 760 | FICO<br>II | 720 | Beacon<br>5 | 731 | FICO<br>Risk<br>Score<br>Classic<br>04 | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $2877804.00 | $2877804.00 | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  | 60.000% | [Redacted] |  | 60.000% |  |  |  |  |  |  |  |  |
| 224455185 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3600.00 | Third<br>Party<br>Rental<br>Source | $3224.05 |  | 0.000000 | 0.89 |  |  | 1.11 | 1.11 | $3224.05 |  |  | No |  |  |  | Long<br>Term |  | $3600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $471.49 | $195.25 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | Non-Permanent<br>Resident Alien |  | 694 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Non-Permanent<br>Resident Alien |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 694 | FICO<br>II |  |  | 710 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $597000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 66.499% | [Redacted] |  |  | 66.499% | [Redacted] |  | 66.499% |  |  |  |  |  |  |  |  |
| 224455221 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3225.00 | Third<br>Party<br>Rental<br>Source | $3199.99 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $3199.99 |  |  | No |  |  |  | Long<br>Term |  | $3225.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40100.00 |  |  | $618.92 | $197.47 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 801 | FICO<br>II | 814 | Beacon<br>5 | 766 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $490000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224455235 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4853.16 |  | 0.420559 |  |  |  |  |  | $4853.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $438.93 | $198.42 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 797 | FICO<br>II | 807 | Beacon<br>5 | 789 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual | Unemployed |  |  | 3 | US Citizen |  |  | Level 3-<br>Stated/<br>Partially<br>Verified | [Redacted] | 811 | FICO<br>II | 808 | Beacon<br>5 | 804 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $823000.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224455251 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5600.00 | Third<br>Party<br>Rental<br>Source | $5595.21 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $5595.21 |  |  | No |  |  |  | Long<br>Term |  | $5600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $90000.00 |  |  | $625.40 | $674.49 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No | No | Experienced<br>Investor |  | US Citizen | US Citizen | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 829 | FICO<br>II | 784 | Beacon<br>5 | 779 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 798 | FICO<br>II | 803 | Beacon<br>5 | 795 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $850000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224455261 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2400.00 | Third<br>Party<br>Rental<br>Source | $2125.24 |  | 0.000000 | 0.88 |  |  | 1.12 | 1.12 | $2125.24 |  |  | Yes | 04/01/2025 | 04/01/2028 | 36 | Long<br>Term | $2500.00 | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $27000.00 |  |  | $292.52 | $139.50 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor | 15.56 | US Citizen |  | 680 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 665 | FICO<br>II | 680 | Beacon<br>5 | 709 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $440000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 62.500% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224455281 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third<br>Party<br>Rental<br>Source | $2395.52 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $2395.52 |  |  | No |  |  |  | Long<br>Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $238.39 | $26.67 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 768 | FICO<br>II | 763 | Beacon<br>5 | 754 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $320000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224455282 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3000.00 | Third<br>Party<br>Rental<br>Source | $2903.24 |  | 0.000000 | 0.96 |  |  | 1.03 | 1.03 | $2903.24 |  |  | No |  |  |  | Long<br>Term |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $97.64 | $49.58 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No |  | No | First-Time<br>Investor |  |  | US Citizen | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 810 | FICO<br>II | 804 | Beacon<br>5 | 771 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $520000.00 | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224455284 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1600.00 | Third<br>Party<br>Rental<br>Source | $1173.19 |  | 0.000000 | 0.73 |  |  | 1.36 | 1.36 | $1173.19 |  |  | Yes | 07/15/2025 | 07/15/2026 | 12 | Long<br>Term | $1450.00 | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28720.00 |  |  | $235.33 | $156.35 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor | 49.56 | US Citizen |  | 686 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 678 | FICO<br>II | 755 | Beacon<br>5 | 686 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $245000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 47.347% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224455290 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1632.78 |  | 0.000000 |  |  |  |  |  | $1632.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $169.84 | $163.57 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US Citizen |  | 689 |  |  |  |  | 1 | 0 | 0 | 1 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 705 | FICO<br>II | 689 | Beacon<br>5 | 676 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $250000.00 | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224455497 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2825.00 | Rent on<br>Existing<br>Lease | $1879.56 |  | 0.000000 | 0.66 |  |  | 1.50 | 1.5 | $1879.56 |  |  | Yes | 08/16/2025 | 08/15/2026 | 12 | Long<br>Term | $1775.00 | $1950.00 | Yes | 01/01/2025 | 12/31/2025 | 12 | Long<br>Term | $1050.00 | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $36000.00 |  |  | $238.06 | $183.23 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No | No |  | Experienced<br>Investor | 44.78 | US Citizen |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 776 | FICO<br>II | 782 | Beacon<br>5 | 763 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $905000.00 | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 26.519% | [Redacted] |  |  | 457.143% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224455552 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2250.00 | Third<br>Party<br>Rental<br>Source | $1899.04 |  | 0.000000 | 0.84 |  |  | 1.18 | 1.18 | $1899.04 |  |  | No |  |  |  | Long<br>Term |  | $2250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $518.00 | $83.16 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | Yes |  | Yes | Experienced<br>Investor |  |  | Foreign<br>National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign<br>National |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $321130.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 50.000% | [Redacted] |  |  | 50.000% | [Redacted] |  | 50.000% |  |  |  |  |  |  |  |  |

---

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| 0 | 3 | 7 | 10 | 14 | 18 | 22 | 26 | 30 | 35 | 39 | 43 | 46 | 50 | 54 | 59 | 63 | 67 | 70 | 75 | 79 | 82 | 86 | 91 | 95 | 99 | 102 | 106 | 111 | 115 | 119 | 123 | 127 | 131 | 135 | 139 | 143 | 147 | 151 | 155 | 159 | 163 | 167 | 171 | 175 | 179 | 183 | 187 | 191 | 195 | 199 | 203 | 207 | 211 | 215 | 219 | 222 | 226 | 230 | 234 | 238 | 242 | 246 | 250 | 254 | 258 | 262 | 266 | 270 | 274 | 278 | 282 | 286 | 290 | 294 | 298 | 302 | 306 | 310 | 314 | 318 | 322 | 326 | 330 | 334 | 338 | 342 | 346 | 350 | 354 | 358 | 362 | 366 | 370 | 374 | 378 | 382 | 386 | 391 | 395 | 398 | 402 | 407 | 411 | 415 | 419 | 423 | 427 | 431 | 435 | 439 | 443 | 447 | 451 | 455 | 459 | 462 | 466 | 470 | 474 | 479 | 483 | 487 | 491 | 495 | 499 | 502 | 506 | 511 | 515 | 519 | 522 | 526 | 531 | 535 | 539 | 542 | 547 | 551 | 555 | 559 | 563 | 567 | 571 | 575 | 579 | 583 | 587 | 590 | 594 | 599 | 603 | 606 | 610 | 615 | 619 | 623 | 627 | 631 | 635 | 639 | 643 | 647 | 650 | 654 | 659 | 663 | 666 | 670 | 675 | 679 | 683 | 687 | 691 | 695 | 699 | 703 | 706 | 710 | 714 | 718 | 722 | 726 | 730 | 734 | 738 | 742 | 746 | 750 | 754 | 758 | 762 | 767 | 770 | 774 | 778 | 782 | 786 | 790 | 794 | 798 | 802 | 806 | 810 | 814 | 818 | 822 | 826 | 830 | 834 | 838 | 842 | 846 | 850 | 854 | 858 | 862 | 866 | 870 | 874 | 878 | 882 | 886 | 890 | 894 | 898 | 902 | 906 | 910 | 914 | 918 | 922 | 926 | 930 | 934 | 938 | 942 | 946 | 950 | 954 | 958 | 962 | 966 | 970 | 974 | 978 | 982 | 986 | 990 | 994 | 998 | 1002 | 1006 | 1010 | 1014 | 1018 | 1022 | 1026 | 1030 | 1034 | 1038 | 1042 | 1046 | 1050 | 1054 | 1058 | 1062 | 1066 | 1070 | 1074 | 1078 | 1082 | 1086 | 1090 | 1094 | 1098 | 1102 | 1106 | 1110 | 1114 | 1118 | 1122 | 1126 | 1130 | 1134 | 1138 | 1142 | 1147 | 1150 | 1154 | 1158 | 1162 | 1166 | 1170 | 1174 | 1178 | 1182 | 1186 | 1190 | 1194 | 1198 | 1202 | 1206 | 1210 | 1215 | 1219 | 1223 | 1226 | 1230 | 1234 | 1238 | 1243 | 1246 | 1250 | 1254 | 1258 | 1262 | 1266 | 1270 | 1274 | 1278 | 1283 | 1287 | 1290 | 1294 | 1299 | 1303 | 1306 | 1311 | 1314 | 1318 | 1322 | 1326 | 1330 | 1334 | 1338 | 1342 |
| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Seller<br>Name** | **Originator<br>Name** | **Guideline<br>Author** | **Loan<br>Program** | **Loan<br>Program<br>Date** | **Executed<br>NOO<br>Docs in<br>File** | **Lease In<br>Place<br>Flag** | **Rental<br>Purpose** | **Actual In<br>Place<br>Rent** | **Third<br>Party Market<br>Rent<br>Estimate** | **Third<br>Party<br>Rent<br>Source** | **Rental<br>Income Used for<br>Property DSCR<br>Calculation** | **Rental<br>Source for<br>Property DTI<br>Calculation** | **Calculated<br>Monthly<br>Debt** | **Property<br>DTI** | **Investor<br>DTI** | **Inverse<br>DSCR** | **Net<br>Operating<br>Income** | **Total<br>Debt<br>Service** | **DSCR** | **Total<br>DSCR** | **PITIA** | **Lease<br>End<br>Date** | **Original<br>Lease<br>Term** | **Lease in<br>Place<br>Flag<br>Unit 1** | **Lease<br>Start Date<br>Unit 1** | **Lease End<br>Date Unit<br>1** | **Original<br>Lease<br>Term<br>Unit 1** | **Rental<br>Purpose<br>Unit 1** | **Actual In<br>Place<br>Rent<br>Unit 1** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 1** | **Lease in<br>Place<br>Flag<br>Unit 2** | **Lease<br>Start Date<br>Unit 2** | **Lease End<br>Date Unit<br>2** | **Original<br>Lease<br>Term<br>Unit 2** | **Rental<br>Purpose<br>Unit 2** | **Actual In<br>Place<br>Rent<br>Unit 2** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 2** | **Lease in<br>Place<br>Flag<br>Unit 3** | **Lease<br>Start Date<br>Unit 3** | **Lease End<br>Date Unit<br>3** | **Original<br>Lease<br>Term<br>Unit 3** | **Rental<br>Purpose<br>Unit 3** | **Actual In<br>Place<br>Rent<br>Unit 3** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 3** | **Lease in<br>Place<br>Flag<br>Unit 4** | **Lease<br>Start Date<br>Unit 4** | **Lease End<br>Date Unit<br>4** | **Original<br>Lease<br>Term<br>Unit 4** | **Rental<br>Purpose<br>Unit 4** | **Actual In<br>Place<br>Rent<br>Unit 4** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 4** | **Lease in<br>Place<br>Flag<br>Unit 5** | **Lease<br>Start<br>Date<br>Unit<br>5** | **Lease<br>End<br>Date<br>Unit<br>5** | **Original<br>Lease<br>Term<br>Unit 5** | **Rental<br>Purpose<br>Unit 5** | **Actual In<br>Place<br>Rent<br>Unit 5** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 5** | **Lease in<br>Place<br>Flag<br>Unit 6** | **Lease<br>Start<br>Date<br>Unit<br>6** | **Lease<br>End<br>Date<br>Unit<br>6** | **Original<br>Lease<br>Term<br>Unit 6** | **Rental<br>Purpose<br>Unit 6** | **Actual In<br>Place<br>Rent<br>Unit 6** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 6** | **Lease in<br>Place<br>Flag<br>Unit 7** | **Lease<br>Start<br>Date<br>Unit<br>7** | **Lease<br>End<br>Date<br>Unit<br>7** | **Original<br>Lease<br>Term<br>Unit 7** | **Rental<br>Purpose<br>Unit 7** | **Actual In<br>Place<br>Rent<br>Unit 7** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 7** | **Lease in<br>Place<br>Flag<br>Unit 8** | **Lease<br>Start<br>Date<br>Unit<br>8** | **Lease<br>End<br>Date<br>Unit<br>8** | **Original<br>Lease<br>Term<br>Unit 8** | **Rental<br>Purpose<br>Unit 8** | **Actual In<br>Place<br>Rent<br>Unit 8** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 8** | **Lease in<br>Place<br>Flag<br>Unit 9** | **Lease<br>Start<br>Date<br>Unit<br>9** | **Lease<br>End<br>Date<br>Unit<br>9** | **Original<br>Lease<br>Term<br>Unit 9** | **Rental<br>Purpose<br>Unit 9** | **Actual In<br>Place<br>Rent<br>Unit 9** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 9** | **Lease in<br>Place<br>Flag<br>Unit 10** | **Lease<br>Start<br>Date<br>Unit<br>10** | **Lease<br>End<br>Date<br>Unit<br>10** | **Original<br>Lease<br>Term<br>Unit 10** | **Rental<br>Purpose<br>Unit 10** | **Actual In<br>Place<br>Rent<br>Unit 10** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 10** | **Rent Loss<br>Insurance** | **Rent Loss<br>Insurance<br>Amount** | **HOA Flag** | **HOA<br>Monthly<br>Premium<br>Amount** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Cost** | **Asset<br>Verification** | **Blanket<br>Mortgage<br>Flag** | **Number of<br>Mortgaged<br>Properties<br>With<br>Lender** | **Number<br>of<br>Properties** | **Foreign National<br>Alternative Credit<br>Documentation** | **Foreign<br>National<br>Borrower<br>1** | **Foreign<br>National<br>Borrower<br>2** | **Investor<br>Type** | **Number<br>of Years<br>Property<br>Owned** | **Borrower<br>Residency<br>Status** | **Co<br>Borrower<br>Residency<br>Status** | **Qualifying<br>Credit<br>Score** | **Months<br>Bankruptcy<br>7 11** | **Months<br>Bankruptcy<br>13** | **Months<br>Deed in<br>Lieu** | **Months<br>Short Sale<br>or Pre FC** | **Prior<br>Mtg Rent<br>Late 30d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 60d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 90d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 30d<br>in 24m** | **Prior<br>Mtg Rent<br>Late 60d<br>in 24m** | **Prior<br>Mtg Rent<br>Late 90d<br>in 24m** | **Section 8** | **Street<br>Address** | **Borrower<br>1 Type** | **Borrower 1<br>Designation** | **Borrower 1<br>Employment<br>Status** | **Borrower<br>1 First<br>Name** | **Borrower<br>1 Last<br>Name** | **Borrower<br>1 Number<br>of<br>Mortgaged<br>Properties** | **Borrower 1<br>Citizenship** | **Borrower 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>1<br>Country<br>Name** | **Borrower<br>1 Asset<br>Verification<br>Level** | **Borrower<br>1 Credit<br>Order<br>Date** | **Borrower<br>1<br>Experian<br>FICO** | **Borrower<br>1 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>1 Equifax<br>FICO** | **Borrower<br>1 Equifax<br>FICO<br>Model<br>Used** | **Borrower 1<br>TransUnion<br>FICO** | **Borrower 1<br>TransUnion FICO<br>Model Used** | **Borrower<br>2 Type** | **Borrower 2<br>Designation** | **Borrower 2<br>Employment<br>Status** | **Borrower<br>2 First<br>Name** | **Borrower<br>2 Last<br>Name** | **Borrower<br>2 Number<br>of<br>Mortgaged<br>Properties** | **Borrower<br>2<br>Citizenship** | **Borrower 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>2<br>Country<br>Name** | **Borrower<br>2 Asset<br>Verification<br>Level** | **Borrower<br>2 Credit<br>Order<br>Date** | **Borrower<br>2<br>Experian<br>FICO** | **Borrower<br>2 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>2 Equifax<br>FICO** | **Borrower<br>2 Equifax<br>FICO<br>Model<br>Used** | **Borrower 2<br>TransUnion<br>FICO** | **Borrower 2<br>TransUnion FICO<br>Model Used** | **Borrower 3<br>Designation** | **Borrower<br>3 First<br>Name** | **Borrower<br>3 Last<br>Name** | **Borrower<br>3 Number<br>of<br>Mortgaged<br>Properties** | **Borrower<br>3<br>Citizenship** | **Borrower 3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>3<br>Country<br>Name** | **Borrower<br>3 Asset<br>Verification<br>Level** | **Borrower<br>3 Credit<br>Order<br>Date** | **Borrower<br>3<br>Experian<br>FICO** | **Borrower<br>3 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>3 Equifax<br>FICO** | **Borrower<br>3 Equifax<br>FICO<br>Model<br>Used** | **Borrower 3<br>TransUnion<br>FICO** | **Borrower 3<br>TransUnion FICO<br>Model Used** | **Borrower 4<br>Designation** | **Borrower<br>4 First<br>Name** | **Borrower<br>4 Last<br>Name** | **Borrower<br>4 Number<br>of<br>Mortgaged<br>Properties** | **Borrower<br>4<br>Citizenship** | **Borrower 4<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>4<br>Country<br>Name** | **Borrower<br>4 Asset<br>Verification<br>Level** | **Borrower<br>4 Credit<br>Order<br>Date** | **Borrower<br>4<br>Experian<br>FICO** | **Borrower<br>4 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>4 Equifax<br>FICO** | **Borrower<br>4 Equifax<br>FICO<br>Model<br>Used** | **Borrower 4<br>TransUnion<br>FICO** | **Borrower 4<br>TransUnion FICO<br>Model Used** | **Personal<br>Guarantee** | **Guarantor 1<br>First Name** | **Guarantor 1<br>Last Name** | **Guarantor 1<br>Business<br>Ownership<br>Percent** | **Guarantor 1<br>Recourse<br>Type** | **Guarantor 1<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 1<br>Citizenship** | **Guarantor 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 1<br>Country<br>Name** | **Guarantor 1 Asset<br>Verification Level** | **Guarantor 1<br>Employment<br>Verification<br>Level** | **Guarantor 1<br>Income<br>Verification<br>Level** | **Guarantor 1 FICO<br>Model Used** | **Guarantor 1 Credit<br>Order Date** | **Guarantor 1<br>Experian<br>FICO** | **Guarantor 1<br>Experian FICO<br>Model Used** | **Guarantor 1<br>Equifax<br>FICO** | **Guarantor 1<br>Equifax FICO<br>Model Used** | **Guarantor 1<br>TransUnion<br>FICO** | **Guarantor 1<br>TransUnion FICO<br>Model Used** | **Guarantor 1 Most<br>Recent Fico<br>Method** | **Guarantor 2<br>First Name** | **Guarantor 2<br>Last Name** | **Guarantor 2<br>Business<br>Ownership<br>Percent** | **Guarantor 2<br>Recourse<br>Type** | **Guarantor 2<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 2<br>Citizenship** | **Guarantor 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 2<br>Country<br>Name** | **Guarantor 2 Asset<br>Verification Level** | **Guarantor 2<br>Employment<br>Verification<br>Level** | **Guarantor 2<br>Income<br>Verification<br>Level** | **Guarantor 2 FICO<br>Model Used** | **Guarantor 2 Credit<br>Order Date** | **Guarantor 2<br>Experian<br>FICO** | **Guarantor 2<br>Experian FICO<br>Model Used** | **Guarantor 2<br>Equifax<br>FICO** | **Guarantor 2<br>Equifax FICO<br>Model Used** | **Guarantor 2<br>TransUnion<br>FICO** | **Guarantor 2<br>TransUnion FICO<br>Model Used** | **Guarantor 2 Most<br>Recent Fico<br>Method** | **Guarantor 3<br>First Name** | **Guarantor 3<br>Last Name** | **Guarantor 3<br>Business<br>Ownership<br>Percent** | **Guarantor 3<br>Recourse<br>Type** | **Guarantor 3<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 3<br>Citizenship** | **Guarantor 3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 3<br>Country<br>Name** | **Guarantor 3 Asset<br>Verification Level** | **Guarantor 3<br>Employment<br>Verification<br>Level** | **Guarantor 3<br>Income<br>Verification<br>Level** | **Guarantor 3 FICO<br>Model Used** | **Guarantor 3 Credit<br>Order Date** | **Guarantor 3<br>Experian<br>FICO** | **Guarantor 3<br>Experian FICO<br>Model Used** | **Guarantor 3<br>Equifax<br>FICO** | **Guarantor 3<br>Equifax FICO<br>Model Used** | **Guarantor 3<br>TransUnion<br>FICO** | **Guarantor 3<br>TransUnion FICO<br>Model Used** | **Guarantor 3 Most<br>Recent Fico<br>Method** | **Guarantor 4<br>First Name** | **Guarantor 4<br>Last Name** | **Guarantor 4<br>Business<br>Ownership<br>Percent** | **Guarantor 4<br>Recourse<br>Type** | **Guarantor 4<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 4<br>Citizenship** | **Guarantor 4<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 4<br>Country<br>Name** | **Guarantor 4 Asset<br>Verification Level** | **Guarantor 4<br>Employment<br>Verification<br>Level** | **Guarantor 4<br>Income<br>Verification<br>Level** | **Guarantor 4 FICO<br>Model Used** | **Guarantor 4 Credit<br>Order Date** | **Guarantor 4<br>Experian<br>FICO** | **Guarantor 4<br>Experian FICO<br>Model Used** | **Guarantor 4<br>Equifax<br>FICO** | **Guarantor 4<br>Equifax FICO<br>Model Used** | **Guarantor 4<br>TransUnion<br>FICO** | **Guarantor 4<br>TransUnion FICO<br>Model Used** | **Guarantor 4 Most<br>Recent Fico<br>Method** | **Authorized Signor 1<br>First Name** | **Authorized Signor 1<br>Last Name** | **Authorized Signor 2<br>First Name** | **Authorized Signor 2<br>Last Name** | **Member<br>1 First<br>Name** | **Member<br>1 Last<br>Name** | **Member 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Member<br>1 Credit<br>Order<br>Date** | **Member<br>1<br>Experian<br>FICO** | **Member<br>1 Experian<br>FICO<br>Model<br>Used** | **Member<br>1<br>Equifax<br>FICO** | **Member<br>1 Equifax<br>FICO<br>Model<br>Used** | **Member 1<br>TransUnion<br>FICO** | **Member 1<br>TransUnion FICO<br>Model Used** | **Member<br>1 Asset<br>Verification<br>Level** | **Member 1<br>Employment<br>Verification<br>Level** | **Member<br>1 Income<br>Verification<br>Level** | **Member<br>2 First<br>Name** | **Member<br>2 Last<br>Name** | **Member 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Member<br>2 Credit<br>Order<br>Date** | **Member<br>2<br>Experian<br>FICO** | **Member<br>2 Experian<br>FICO<br>Model<br>Used** | **Member<br>2<br>Equifax<br>FICO** | **Member<br>2 Equifax<br>FICO<br>Model<br>Used** | **Member 2<br>TransUnion<br>FICO** | **Member 2<br>TransUnion FICO<br>Model Used** | **Member<br>2 Asset<br>Verification<br>Level** | **Member 2<br>Employment<br>Verification<br>Level** | **Member<br>2 Income<br>Verification<br>Level** | **Loan<br>Application<br>Date** | **Sales<br>Contract<br>Date** | **Qualifying Home<br>Value for LTV** | **Number<br>of Units** | **Year Built** | **Total Sq<br>Ft** | **Number<br>of<br>Bedrooms** | **Number of<br>Bathrooms** | **Property<br>Condition** | **Acquisition<br>Cost** | **Renovation<br>Cost** | **Effective<br>Gross<br>Income** | **Turnover<br>Costs** | **Repairs and<br>Maintenance** | **Marketing and<br>Leasing Costs** | **Utilities** | **Other<br>Costs** | **Cap Ex<br>Reserve** | **Investment Property<br>Original As Is LTV** | **As Is<br>Value** | **After<br>Repair<br>Value** | **After<br>Repair<br>Value<br>LTV** | **Loan to<br>Cost** | **Original<br>Sales<br>Price** | **Assignment<br>Fee** | **Loan to<br>Purchase<br>Price** | **SBC<br>Occupancy** | **Investment<br>Property<br>Type** | **Has<br>Dutch<br>Interest** | **Interest<br>Reserves<br>Escrowed** | **Guarantor 1<br>ITIN Flag** | **Guarantor 2<br>ITIN Flag** | **Guarantor 3<br>ITIN Flag** | **Guarantor 4<br>ITIN Flag** |
| 224455560 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2473.63 |  | 0.324632 |  |  |  |  |  | $2473.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $472.55 | $55.57 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US Citizen |  | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 808 | FICO<br>II | 809 | Beacon<br>5 | 768 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $350000.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224457610 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2581.29 |  | 0.198205 |  |  |  |  |  | $2581.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $522.74 | $209.75 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | Non-Permanent<br>Resident Alien |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | Non-Permanent<br>Resident Alien | Employment<br>Authorization |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 689 | Fair<br>Isaac<br>(VER.<br>2) | 805 | FICO<br>Classic<br>V5<br>Facta | 795 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $390000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224460401 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3300.00 | Third<br>Party<br>Rental<br>Source | $1188.99 |  | 0.000000 | 0.36 |  |  | 2.77 | 2.77 | $1188.99 |  |  | No |  |  |  | Long<br>Term |  | $1100.00 | No |  |  |  | Long<br>Term |  | $1100.00 | No |  |  |  | Long<br>Term |  | $1100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $258.84 | $96.42 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No |  | No | Experienced<br>Investor |  |  | US<br>Citizen | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 747 | FICO<br>II | 753 | Beacon<br>5 | 746 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $165000.00 | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224460429 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4559.89 |  | 0.024434 |  |  |  |  |  | $4559.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $211.36 | $567.08 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US Citizen |  | 701 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  | 701 | Beacon<br>5 | 711 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $730000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224460855 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3792.43 |  | 0.437841 |  |  |  |  |  | $3792.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $638.21 | $73.42 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US Citizen |  | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 750 | FICO<br>II | 757 | Beacon<br>5 | 788 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $595000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224461868 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third<br>Party<br>Rental<br>Source | $2029.85 |  | 0.000000 | 0.81 |  |  | 1.23 | 1.23 | $2029.85 |  |  | No |  |  |  | Long<br>Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35000.00 |  |  | $193.73 | $108.08 | Level<br>1-Not<br>Stated/<br>Not<br>Verified | No | 1 | 1 | No |  | No | Experienced<br>Investor |  |  | US<br>Citizen | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 754 | FICO<br>II | 744 | Beacon<br>5 | 755 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $325000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224462659 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3800.00 | Third<br>Party<br>Rental<br>Source | $3509.19 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $3509.19 |  |  | No |  |  |  | Long<br>Term |  | $3800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $10000.00 |  |  | $524.86 | $56.33 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | Permanent<br>Resident Alien |  | 696 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | Permanent<br>Resident Alien |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 684 | FICO<br>II | 696 | Beacon<br>5 | 740 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $627000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  | 60.000% | [Redacted] |  | 60.000% |  |  |  |  |  |  |  |  |
| 224462661 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third<br>Party<br>Rental<br>Source | $2139.79 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $2139.79 |  |  | No |  |  |  | Long<br>Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $172.63 | $131.00 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No |  | No | Experienced<br>Investor |  |  | US<br>Citizen | 815 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 815 | FICO<br>II | 808 | Beacon<br>5 | 819 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 3 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 10/07/2025 | 813 | FICO<br>II | 817 | Beacon<br>5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $415000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 224463891 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3500.00 | Third<br>Party<br>Rental<br>Source | $3243.96 |  | 0.000000 | 0.92 |  |  | 1.07 | 1.07 | $3243.96 |  |  | No |  |  |  | Long<br>Term |  | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $330.52 | $355.57 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor | 6.13 | US Citizen |  | 692 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 689 | FICO<br>II | 715 | Beacon<br>5 | 692 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $810000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 50.617% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224463930 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $12200.00 | Third<br>Party<br>Rental<br>Source | $15168.04 |  | 0.000000 | 1.24 |  |  | 0.80 | 0.8 | $15168.04 |  |  | No |  |  |  | Long<br>Term |  | $12200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $164600.00 |  |  | $2295.38 | $365.21 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 7 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 777 | FICO<br>II | 720 | Beacon<br>5 | 724 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $2300000.00 | $2300000.00 | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224465228 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third<br>Party<br>Rental<br>Source | $1292.15 |  | 0.000000 | 0.71 |  |  | 1.39 | 1.39 | $1292.15 |  |  | No |  |  |  | Long<br>Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20000.00 |  |  | $308.04 | $202.74 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 12 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 715 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 773 | FICO<br>II | 715 | Beacon<br>5 | 687 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $149000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224465234 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4119.92 |  | 0.413977 |  |  |  |  |  | $4119.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $437.08 | $80.21 | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  | No |  | No |  |  |  | US<br>Citizen | 681 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity | Unemployed |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 2 | US<br>Citizen |  |  | Level 3-<br>Stated/<br>Partially<br>Verified | [Redacted] | 711 | FICO<br>II | 681 | Beacon<br>5 | 671 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $646690.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224465240 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4800.00 | Third<br>Party<br>Rental<br>Source | $4773.24 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $4773.24 |  |  | No |  |  |  | Long<br>Term |  | $2400.00 | No |  |  |  | Long<br>Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $1250.00 | $224.17 | Level<br>1-Not<br>Stated/<br>Not<br>Verified | No | 1 | 2 | No |  | No | Experienced<br>Investor |  |  | US<br>Citizen | 627 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 601 | FICO<br>II | 627 | Beacon<br>5 | 650 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $650000.00 | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 224465256 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1900.00 | Third<br>Party<br>Rental<br>Source | $2227.22 |  | 0.000000 | 1.17 |  |  | 0.85 | 0.85 | $2227.22 |  |  | No |  |  |  | Long<br>Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25000.00 |  |  | $438.64 | $217.73 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 755 | FICO<br>II | 738 | Beacon<br>5 | 738 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $299000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 224465264 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term<br>Vacation<br>Rental (e.g.,<br>AirBNB,<br>VRBO, or<br>HomeAway) |  |  |  | $9750.00 | Third<br>Party<br>Rental<br>Source | $7980.70 |  | 0.000000 | 0.81 |  |  | 1.22 | 1.22 | $7980.70 |  |  | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) |  | $9750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $673.06 | $86.92 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 768 | FICO<br>II | 780 | Beacon<br>5 | 761 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1100000.00 | $1100000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224466126 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1815.00 | Third<br>Party<br>Rental<br>Source | $1615.84 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $1615.84 |  |  | No |  |  |  | Long<br>Term |  | $1815.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $230000.00 |  |  | $348.69 | $55.38 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 806 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 804 | FICO<br>II | 806 | Beacon<br>5 | 807 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $170000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224466591 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1600.00 | Third<br>Party<br>Rental<br>Source | $1013.88 |  | 0.000000 | 0.63 |  |  | 1.57 | 1.57 | $1013.88 |  |  | No |  |  |  | Long<br>Term |  | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $198.84 | $47.01 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 6 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 7 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 755 | FICO<br>II | 773 | Beacon<br>5 | 787 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $139000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224466607 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3400.00 | Third<br>Party<br>Rental<br>Source | $3603.84 |  | 0.000000 | 1.05 |  |  | 0.94 | 0.94 | $3603.84 |  |  | No |  |  |  | Long<br>Term |  | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $555.73 | $178.67 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 722 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 715 | FICO<br>II | 722 | Beacon<br>5 | 747 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $533500.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 224466612 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6200.00 | Third<br>Party<br>Rental<br>Source | $2818.28 |  | 0.000000 | 0.45 |  |  | 2.19 | 2.19 | $2818.28 |  |  | No |  |  |  | Long<br>Term |  | $6200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $786.19 | $239.64 | Level<br>1-Not<br>Stated/<br>Not<br>Verified | No | 1 | 5 | No |  | No | Experienced<br>Investor |  |  | US<br>Citizen | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 4 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 762 | FICO<br>II | 717 | Beacon<br>5 | 748 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 4 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 10/13/2025 | 739 | FICO<br>II | 770 | Beacon<br>5 | 772 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $555000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 53.153% | [Redacted] |  |  | 53.153% | [Redacted] |  | 53.153% |  |  |  |  |  |  |  |  |
| 224466613 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6205.00 | Multiple<br>Sources | $5015.48 |  | 0.000000 | 0.8 |  |  | 1.23 | 1.23 | $5015.48 |  |  | No |  |  |  | Long<br>Term |  | $1900.00 | Yes | 06/01/2025 | 06/30/2026 | 13 | Long<br>Term | $1580.00 | $1580.00 | Yes | 05/01/2025 | 04/30/2026 | 12 | Long<br>Term | $1800.00 | $1880.00 | Yes | 05/01/2025 | 04/30/2026 | 12 | Long<br>Term | $1410.00 | $1410.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $997.43 | $381.08 | Level<br>1-Not<br>Stated/<br>Not<br>Verified | No | 2 | 2 | No |  | No | Experienced<br>Investor |  |  | US<br>Citizen | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 756 | Fair<br>Isaac<br>(VER.<br>2) | 776 | FICO<br>Classic<br>V5<br>Facta | 779 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 2 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 09/25/2025 | 774 | Fair<br>Isaac<br>(VER.<br>2) | 760 | FICO<br>Classic<br>V5<br>Facta | 755 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $710000.00 | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224466639 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3300.00 | Third<br>Party<br>Rental<br>Source | $3297.26 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $3297.26 |  |  | No |  |  |  | Long<br>Term |  | $3300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $664.10 | $275.60 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | First-Time<br>Investor |  | US Citizen |  | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 776 | FICO<br>II | 756 | Beacon<br>5 | 739 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $453095.15 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 79.078% | [Redacted] |  |  | 79.078% | [Redacted] |  | 79.078% |  |  |  |  |  |  |  |  |
| 224466640 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1563.40 |  | 0.325086 |  |  |  |  |  | $1563.40 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $112.36 | $80.58 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  | 4.92 | US Citizen |  | 735 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 731 | FICO<br>II | 752 | Beacon<br>5 | 735 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $245000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224466691 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4980.00 | Third<br>Party<br>Rental<br>Source | $4392.21 |  | 0.000000 | 0.88 |  |  | 1.13 | 1.13 | $4392.21 |  |  | No |  |  |  | Long<br>Term |  | $4980.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $651.56 | $654.67 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 687 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 671 | Fair<br>Isaac<br>(VER.<br>2) | 724 | FICO<br>Classic<br>V5<br>Facta | 687 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $545000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224467051 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1656.87 |  | 0.443133 |  |  |  |  |  | $1656.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $241.83 | $0.00 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  | 52.45 | US Citizen |  | 640 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 646 | FICO<br>II | 599 | Beacon<br>5 | 640 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $200000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224467059 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2939.29 |  | 0.473250 |  |  |  |  |  | $2939.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $212.33 | $174.90 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  | 4.45 | US Citizen |  | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 772 | FICO<br>II | 775 | Beacon<br>5 | 780 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $505000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224467069 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1195.00 | Rent on<br>Existing<br>Lease | $858.39 |  | 0.000000 | 0.71 |  |  | 1.39 | 1.39 | $858.39 |  |  | Yes | 07/24/2025 | 06/30/2026 | 11 | Long<br>Term | $1195.00 | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $19350.00 |  |  | $85.10 | $63.83 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | Yes |  | Yes | Experienced<br>Investor | 0.59 |  | Foreign<br>National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign<br>National |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $140000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.286% | [Redacted] |  |  | 119.540% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224467092 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1835.00 | Third<br>Party<br>Rental<br>Source | $1485.14 |  | 0.000000 | 0.8 |  |  | 1.23 | 1.23 | $1485.14 |  |  | Yes | 06/06/2025 | 04/30/2026 | 10 | Long<br>Term | $2350.00 | $1835.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $12000.00 |  |  | $145.39 | $117.25 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 8 | No |  |  | Experienced<br>Investor | 6.04 |  |  | 802 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual |  |  | 9 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 10/31/2025 | 791 | FICO<br>II | 814 | Beacon<br>5 | 802 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $236000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224467843 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $7300.00 | Third<br>Party<br>Rental<br>Source | $7271.00 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $7271.00 |  |  | No |  |  |  | Long<br>Term |  | $4100.00 | No |  |  |  | Long<br>Term |  | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $1130.21 | $219.50 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 707 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 743 | Fair<br>Isaac<br>(VER.<br>2) | 682 | FICO<br>Classic<br>V5<br>Facta | 707 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1085000.00 | $1085000.00 | 2 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224467996 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1950.00 | Third<br>Party<br>Rental<br>Source | $1914.74 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $1914.74 |  |  | No |  |  |  | Long<br>Term |  | $1950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $62000.00 |  |  | $108.72 | $74.33 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 6 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 701 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 725 | FICO<br>II | 701 | Beacon<br>5 | 671 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $380000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224467998 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3100.00 | Third<br>Party<br>Rental<br>Source | $2931.01 |  | 0.000000 | 0.94 |  |  | 1.05 | 1.05 | $2931.01 |  |  | No |  |  |  | Long<br>Term |  | $3100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $159.17 | $132.60 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 5 | No | No |  | Experienced<br>Investor | 5.37 | US Citizen |  | 728 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 747 | FICO<br>II | 705 | Beacon<br>5 | 728 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $670000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 59.701% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224468269 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1300.00 | Third<br>Party<br>Rental<br>Source | $1171.70 |  | 0.000000 | 0.9 |  |  | 1.10 | 1.1 | $1171.70 |  |  | No |  |  |  | Long<br>Term |  | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $269.47 | $111.67 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 10 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 745 | FICO<br>II | 711 | Beacon<br>5 | 739 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $165000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224469239 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1800.00 | Rent on<br>Existing<br>Lease | $1349.57 |  | 0.000000 | 0.74 |  |  | 1.33 | 1.33 | $1349.57 |  |  | Yes | 03/01/2025 | 02/28/2026 | 12 | Long<br>Term | $1800.00 | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20100.00 |  |  | $127.67 | $107.12 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 4 | No | No | No | Experienced<br>Investor | 1.75 | US Citizen | US<br>Citizen | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 815 | FICO<br>II | 798 | Beacon<br>5 | 797 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual |  |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 808 | FICO<br>II | 809 | Beacon<br>5 | 807 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $233000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 67.597% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224473561 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2775.60 |  | 0.364655 |  |  |  |  |  | $2775.60 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $678.28 | $224.41 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No | No |  |  | US Citizen | US<br>Citizen | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 729 | FICO<br>II | 784 | Beacon<br>5 | 800 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual | Unemployed |  |  | 2 | US<br>Citizen |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | [Redacted] | 754 | FICO<br>II | 791 | Beacon<br>5 | 812 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $390000.00 | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224474763 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4150.00 | Third<br>Party<br>Rental<br>Source | $5252.56 |  | 0.000000 | 1.26 |  |  | 0.79 | 0.79 | $5252.56 |  |  | Yes | 11/01/2025 | 10/31/2026 | 12 | Long<br>Term | $4600.00 | $4150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $601.16 | $388.75 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No | No | No | Experienced<br>Investor | 0.66 | US Citizen | US<br>Citizen | 737 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 740 | FICO<br>II | 737 | Beacon<br>5 | 732 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual |  |  |  | 3 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 734 | FICO<br>II | 738 | Beacon<br>5 | 726 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $850000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 90.152% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224474776 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2431.74 |  | 0.102762 |  |  |  |  |  | $2431.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $333.44 | $47.18 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US Citizen |  | 665 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 665 | FICO<br>II | 683 | Beacon<br>5 | 639 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $129500.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224474778 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3800.00 | Third<br>Party<br>Rental<br>Source | $4915.64 |  | 0.000000 | 1.29 |  |  | 0.77 | 0.77 | $4915.64 |  |  | No |  |  |  | Long<br>Term |  | $3800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $635.08 | $289.83 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 753 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 753 | FICO<br>II | 753 | Beacon<br>5 | 759 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $865000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 67.630% | [Redacted] |  |  | 67.630% | [Redacted] |  | 67.630% |  |  |  |  |  |  |  |  |
| 224474779 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1475.00 | Third<br>Party<br>Rental<br>Source | $1256.21 |  | 0.000000 | 0.85 |  |  | 1.17 | 1.17 | $1256.21 |  |  | Yes | 09/21/2025 | 09/20/2026 | 12 | Long<br>Term | $1500.00 | $1475.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $12.63 | $70.67 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No |  | No | Experienced<br>Investor | 0.65 |  | US<br>Citizen | 680 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 617 | FICO<br>II | 683 | Beacon<br>5 | 680 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $200000.00 | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224474792 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2900.00 | Third<br>Party<br>Rental<br>Source | $2863.52 |  | 0.000000 | 0.98 |  |  | 1.01 | 1.01 | $2863.52 |  |  | No |  |  |  | Long<br>Term |  | $2900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $354.57 | $140.61 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No |  | No | Experienced<br>Investor |  |  | Permanent<br>Resident<br>Alien | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | Permanent<br>Resident<br>Alien |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 769 | FICO<br>II | 765 | Beacon<br>5 | 757 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $470000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224475771 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1790.00 | Third<br>Party<br>Rental<br>Source | $1365.88 |  | 0.000000 | 0.76 |  |  | 1.31 | 1.31 | $1365.88 |  |  | No |  |  |  | Long<br>Term |  | $790.00 | No |  |  |  | Long<br>Term |  | $1000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $224.11 | $115.78 | Level<br>1-Not<br>Stated/<br>Not<br>Verified | No | 1 | 11 | No |  | No | Experienced<br>Investor | 0.37 |  | US<br>Citizen | 753 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 765 | FICO<br>II | 753 | Beacon<br>5 | 734 | FICO<br>Risk<br>Score<br>Classic<br>04 | Business<br>Entity |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $188000.00 | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224486058 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2800.00 | Third<br>Party<br>Rental<br>Source | $2359.85 |  | 0.000000 | 0.84 |  |  | 1.18 | 1.18 | $2359.85 |  |  | No |  |  |  | Long<br>Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $36500.00 |  |  | $285.25 | $93.34 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | Yes |  | Yes | Experienced<br>Investor |  |  | Foreign<br>National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | Foreign<br>National |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $417490.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Seller<br>Name** | **Originator<br>Name** | **Guideline<br>Author** | **Loan<br>Program** | **Loan<br>Program<br>Date** | **Executed<br>NOO<br>Docs in<br>File** | **Lease In<br>Place<br>Flag** | **Rental<br>Purpose** | **Actual In<br>Place<br>Rent** | **Third<br>Party Market<br>Rent<br>Estimate** | **Third<br>Party<br>Rent<br>Source** | **Rental<br>Income Used for<br>Property DSCR<br>Calculation** | **Rental<br>Source for<br>Property DTI<br>Calculation** | **Calculated<br>Monthly<br>Debt** | **Property<br>DTI** | **Investor<br>DTI** | **Inverse<br>DSCR** | **Net<br>Operating<br>Income** | **Total<br>Debt<br>Service** | **DSCR** | **Total<br>DSCR** | **PITIA** | **Lease<br>End<br>Date** | **Original<br>Lease<br>Term** | **Lease in<br>Place<br>Flag<br>Unit 1** | **Lease<br>Start Date<br>Unit 1** | **Lease End<br>Date Unit<br>1** | **Original<br>Lease<br>Term<br>Unit 1** | **Rental<br>Purpose<br>Unit 1** | **Actual In<br>Place<br>Rent<br>Unit 1** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 1** | **Lease in<br>Place<br>Flag<br>Unit 2** | **Lease<br>Start Date<br>Unit 2** | **Lease End<br>Date Unit<br>2** | **Original<br>Lease<br>Term<br>Unit 2** | **Rental<br>Purpose<br>Unit 2** | **Actual In<br>Place<br>Rent<br>Unit 2** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 2** | **Lease in<br>Place<br>Flag<br>Unit 3** | **Lease<br>Start Date<br>Unit 3** | **Lease End<br>Date Unit<br>3** | **Original<br>Lease<br>Term<br>Unit 3** | **Rental<br>Purpose<br>Unit 3** | **Actual In<br>Place<br>Rent<br>Unit 3** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 3** | **Lease in<br>Place<br>Flag<br>Unit 4** | **Lease<br>Start<br>Date<br>Unit<br>4** | **Lease<br>End<br>Date<br>Unit<br>4** | **Original<br>Lease<br>Term<br>Unit 4** | **Rental<br>Purpose<br>Unit 4** | **Actual In<br>Place<br>Rent<br>Unit 4** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 4** | **Lease in<br>Place<br>Flag<br>Unit 5** | **Lease<br>Start<br>Date<br>Unit<br>5** | **Lease<br>End<br>Date<br>Unit<br>5** | **Original<br>Lease<br>Term<br>Unit 5** | **Rental<br>Purpose<br>Unit 5** | **Actual In<br>Place<br>Rent<br>Unit 5** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 5** | **Lease in<br>Place<br>Flag<br>Unit 6** | **Lease<br>Start<br>Date<br>Unit<br>6** | **Lease<br>End<br>Date<br>Unit<br>6** | **Original<br>Lease<br>Term<br>Unit 6** | **Rental<br>Purpose<br>Unit 6** | **Actual In<br>Place<br>Rent<br>Unit 6** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 6** | **Lease in<br>Place<br>Flag<br>Unit 7** | **Lease<br>Start<br>Date<br>Unit<br>7** | **Lease<br>End<br>Date<br>Unit<br>7** | **Original<br>Lease<br>Term<br>Unit 7** | **Rental<br>Purpose<br>Unit 7** | **Actual In<br>Place<br>Rent<br>Unit 7** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 7** | **Lease in<br>Place<br>Flag<br>Unit 8** | **Lease<br>Start<br>Date<br>Unit<br>8** | **Lease<br>End<br>Date<br>Unit<br>8** | **Original<br>Lease<br>Term<br>Unit 8** | **Rental<br>Purpose<br>Unit 8** | **Actual In<br>Place<br>Rent<br>Unit 8** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 8** | **Lease in<br>Place<br>Flag<br>Unit 9** | **Lease<br>Start<br>Date<br>Unit<br>9** | **Lease<br>End<br>Date<br>Unit<br>9** | **Original<br>Lease<br>Term<br>Unit 9** | **Rental<br>Purpose<br>Unit 9** | **Actual In<br>Place<br>Rent<br>Unit 9** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 9** | **Lease in<br>Place<br>Flag<br>Unit 10** | **Lease<br>Start<br>Date<br>Unit<br>10** | **Lease<br>End<br>Date<br>Unit<br>10** | **Original<br>Lease<br>Term<br>Unit 10** | **Rental<br>Purpose<br>Unit 10** | **Actual In<br>Place<br>Rent<br>Unit 10** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 10** | **Rent Loss<br>Insurance** | **Rent Loss<br>Insurance<br>Amount** | **HOA Flag** | **HOA<br>Monthly<br>Premium<br>Amount** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Cost** | **Asset<br>Verification** | **Blanket<br>Mortgage<br>Flag** | **Number of<br>Mortgaged<br>Properties<br>With<br>Lender** | **Number<br>of<br>Properties** | **Foreign National<br>Alternative Credit<br>Documentation** | **Foreign<br>National<br>Borrower<br>1** | **Foreign<br>National<br>Borrower<br>2** | **Investor<br>Type** | **Number<br>of Years<br>Property<br>Owned** | **Borrower<br>Residency<br>Status** | **Co<br>Borrower<br>Residency<br>Status** | **Qualifying<br>Credit<br>Score** | **Months<br>Bankruptcy<br>7 11** | **Months<br>Bankruptcy<br>13** | **Months<br>Deed in<br>Lieu** | **Months<br>Short Sale<br>or Pre FC** | **Prior<br>Mtg Rent<br>Late 30d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 60d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 90d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 30d<br>in 24m** | **Prior<br>Mtg Rent<br>Late 60d<br>in 24m** | **Prior<br>Mtg Rent<br>Late 90d<br>in 24m** | **Section 8** | **Street<br>Address** | **Borrower<br>1 Type** | **Borrower 1<br>Designation** | **Borrower 1<br>Employment<br>Status** | **Borrower<br>1 First<br>Name** | **Borrower<br>1 Last<br>Name** | **Borrower<br>1 Number<br>of<br>Mortgaged<br>Properties** | **Borrower 1<br>Citizenship** | **Borrower 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>1<br>Country<br>Name** | **Borrower<br>1 Asset<br>Verification<br>Level** | **Borrower<br>1 Credit<br>Order<br>Date** | **Borrower<br>1<br>Experian<br>FICO** | **Borrower<br>1 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>1 Equifax<br>FICO** | **Borrower<br>1 Equifax<br>FICO<br>Model<br>Used** | **Borrower 1<br>TransUnion<br>FICO** | **Borrower 1<br>TransUnion FICO<br>Model Used** | **Borrower<br>2 Type** | **Borrower 2<br>Designation** | **Borrower 2<br>Employment<br>Status** | **Borrower<br>2 First<br>Name** | **Borrower<br>2 Last<br>Name** | **Borrower<br>2 Number<br>of<br>Mortgaged<br>Properties** | **Borrower<br>2<br>Citizenship** | **Borrower 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>2<br>Country<br>Name** | **Borrower<br>2 Asset<br>Verification<br>Level** | **Borrower<br>2 Credit<br>Order<br>Date** | **Borrower<br>2<br>Experian<br>FICO** | **Borrower<br>2 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>2 Equifax<br>FICO** | **Borrower<br>2 Equifax<br>FICO<br>Model<br>Used** | **Borrower 2<br>TransUnion<br>FICO** | **Borrower 2<br>TransUnion FICO<br>Model Used** | **Borrower 3<br>Designation** | **Borrower<br>3 First<br>Name** | **Borrower<br>3 Last<br>Name** | **Borrower<br>3 Number<br>of<br>Mortgaged<br>Properties** | **Borrower 3<br>Citizenship** | **Borrower 3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>3<br>Country<br>Name** | **Borrower<br>3 Asset<br>Verification<br>Level** | **Borrower<br>3 Credit<br>Order<br>Date** | **Borrower<br>3<br>Experian<br>FICO** | **Borrower<br>3 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>3 Equifax<br>FICO** | **Borrower<br>3 Equifax<br>FICO<br>Model<br>Used** | **Borrower 3<br>TransUnion<br>FICO** | **Borrower 3<br>TransUnion FICO<br>Model Used** | **Borrower 4<br>Designation** | **Borrower<br>4 First<br>Name** | **Borrower<br>4 Last<br>Name** | **Borrower<br>4 Number<br>of<br>Mortgaged<br>Properties** | **Borrower<br>4<br>Citizenship** | **Borrower 4<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>4<br>Country<br>Name** | **Borrower<br>4 Asset<br>Verification<br>Level** | **Borrower<br>4 Credit<br>Order<br>Date** | **Borrower<br>4<br>Experian<br>FICO** | **Borrower<br>4 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>4 Equifax<br>FICO** | **Borrower<br>4 Equifax<br>FICO<br>Model<br>Used** | **Borrower 4<br>TransUnion<br>FICO** | **Borrower 4<br>TransUnion FICO<br>Model Used** | **Personal<br>Guarantee** | **Guarantor 1<br>First Name** | **Guarantor 1<br>Last Name** | **Guarantor 1<br>Business<br>Ownership<br>Percent** | **Guarantor 1<br>Recourse<br>Type** | **Guarantor 1<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 1<br>Citizenship** | **Guarantor 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 1<br>Country<br>Name** | **Guarantor 1 Asset<br>Verification Level** | **Guarantor 1<br>Employment<br>Verification<br>Level** | **Guarantor 1<br>Income<br>Verification<br>Level** | **Guarantor 1 FICO<br>Model Used** | **Guarantor 1 Credit<br>Order Date** | **Guarantor 1<br>Experian<br>FICO** | **Guarantor 1<br>Experian FICO<br>Model Used** | **Guarantor 1<br>Equifax<br>FICO** | **Guarantor 1<br>Equifax FICO<br>Model Used** | **Guarantor 1<br>TransUnion<br>FICO** | **Guarantor 1<br>TransUnion FICO<br>Model Used** | **Guarantor 1 Most<br>Recent Fico<br>Method** | **Guarantor 2<br>First Name** | **Guarantor 2<br>Last Name** | **Guarantor 2<br>Business<br>Ownership<br>Percent** | **Guarantor 2<br>Recourse<br>Type** | **Guarantor 2<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 2<br>Citizenship** | **Guarantor 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 2<br>Country<br>Name** | **Guarantor 2 Asset<br>Verification Level** | **Guarantor 2<br>Employment<br>Verification<br>Level** | **Guarantor 2<br>Income<br>Verification<br>Level** | **Guarantor 2 FICO<br>Model Used** | **Guarantor 2 Credit<br>Order Date** | **Guarantor 2<br>Experian<br>FICO** | **Guarantor 2<br>Experian FICO<br>Model Used** | **Guarantor 2<br>Equifax<br>FICO** | **Guarantor 2<br>Equifax FICO<br>Model Used** | **Guarantor 2<br>TransUnion<br>FICO** | **Guarantor 2<br>TransUnion FICO<br>Model Used** | **Guarantor 2 Most<br>Recent Fico<br>Method** | **Guarantor 3<br>First Name** | **Guarantor 3<br>Last Name** | **Guarantor 3<br>Business<br>Ownership<br>Percent** | **Guarantor 3<br>Recourse<br>Type** | **Guarantor 3<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 3<br>Citizenship** | **Guarantor 3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 3<br>Country<br>Name** | **Guarantor 3 Asset<br>Verification Level** | **Guarantor 3<br>Employment<br>Verification<br>Level** | **Guarantor 3<br>Income<br>Verification<br>Level** | **Guarantor 3 FICO<br>Model Used** | **Guarantor 3 Credit<br>Order Date** | **Guarantor 3<br>Experian<br>FICO** | **Guarantor 3<br>Experian FICO<br>Model Used** | **Guarantor 3<br>Equifax<br>FICO** | **Guarantor 3<br>Equifax FICO<br>Model Used** | **Guarantor 3<br>TransUnion<br>FICO** | **Guarantor 3<br>TransUnion FICO<br>Model Used** | **Guarantor 3 Most<br>Recent Fico<br>Method** | **Guarantor 4<br>First Name** | **Guarantor 4<br>Last Name** | **Guarantor 4<br>Business<br>Ownership<br>Percent** | **Guarantor 4<br>Recourse<br>Type** | **Guarantor 4<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 4<br>Citizenship** | **Guarantor 4<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 4<br>Country<br>Name** | **Guarantor 4 Asset<br>Verification Level** | **Guarantor 4<br>Employment<br>Verification<br>Level** | **Guarantor 4<br>Income<br>Verification<br>Level** | **Guarantor 4 FICO<br>Model Used** | **Guarantor 4 Credit<br>Order Date** | **Guarantor 4<br>Experian<br>FICO** | **Guarantor 4<br>Experian FICO<br>Model Used** | **Guarantor 4<br>Equifax<br>FICO** | **Guarantor 4<br>Equifax FICO<br>Model Used** | **Guarantor 4<br>TransUnion<br>FICO** | **Guarantor 4<br>TransUnion FICO<br>Model Used** | **Guarantor 4 Most<br>Recent Fico<br>Method** | **Authorized Signor 1<br>First Name** | **Authorized Signor 1<br>Last Name** | **Authorized Signor 2<br>First Name** | **Authorized Signor 2<br>Last Name** | **Member<br>1 First<br>Name** | **Member<br>1 Last<br>Name** | **Member 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Member<br>1 Credit<br>Order<br>Date** | **Member<br>1<br>Experian<br>FICO** | **Member<br>1 Experian<br>FICO<br>Model<br>Used** | **Member<br>1<br>Equifax<br>FICO** | **Member<br>1 Equifax<br>FICO<br>Model<br>Used** | **Member 1<br>TransUnion<br>FICO** | **Member 1<br>TransUnion FICO<br>Model Used** | **Member<br>1 Asset<br>Verification<br>Level** | **Member 1<br>Employment<br>Verification<br>Level** | **Member<br>1 Income<br>Verification<br>Level** | **Member<br>2 First<br>Name** | **Member<br>2 Last<br>Name** | **Member 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Member<br>2 Credit<br>Order<br>Date** | **Member<br>2<br>Experian<br>FICO** | **Member<br>2 Experian<br>FICO<br>Model<br>Used** | **Member<br>2<br>Equifax<br>FICO** | **Member<br>2 Equifax<br>FICO<br>Model<br>Used** | **Member 2<br>TransUnion<br>FICO** | **Member 2<br>TransUnion FICO<br>Model Used** | **Member<br>2 Asset<br>Verification<br>Level** | **Member 2<br>Employment<br>Verification<br>Level** | **Member<br>2 Income<br>Verification<br>Level** | **Loan<br>Application<br>Date** | **Sales<br>Contract<br>Date** | **Qualifying Home<br>Value for LTV** | **Number<br>of Units** | **Year Built** | **Total Sq<br>Ft** | **Number<br>of<br>Bedrooms** | **Number of<br>Bathrooms** | **Property<br>Condition** | **Acquisition<br>Cost** | **Renovation<br>Cost** | **Effective<br>Gross<br>Income** | **Turnover<br>Costs** | **Repairs and<br>Maintenance** | **Marketing and<br>Leasing Costs** | **Utilities** | **Other<br>Costs** | **Cap Ex<br>Reserve** | **Investment Property<br>Original As Is LTV** | **As Is<br>Value** | **After<br>Repair<br>Value** | **After<br>Repair<br>Value<br>LTV** | **Loan to<br>Cost** | **Original<br>Sales<br>Price** | **Assignment<br>Fee** | **Loan to<br>Purchase<br>Price** | **SBC<br>Occupancy** | **Investment<br>Property<br>Type** | **Has<br>Dutch<br>Interest** | **Interest<br>Reserves<br>Escrowed** | **Guarantor 1<br>ITIN Flag** | **Guarantor 2<br>ITIN Flag** | **Guarantor 3<br>ITIN Flag** | **Guarantor 4<br>ITIN Flag** |
| 224498800 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1500.00 | Third<br>Party<br>Rental<br>Source | $1403.35 |  | 0.000000 | 0.93 |  |  | 1.06 | 1.06 | $1403.35 |  |  | No |  |  |  | Long<br>Term |  | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $132.08 | $74.17 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 6 | No |  | No | Experienced<br>Investor | 0.52 |  | US<br>Citizen | 680 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 617 | FICO<br>II | 683 | Beacon<br>5 | 680 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $205000.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 79.659% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224532343 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5350.00 | Multiple<br>Sources | $4484.34 |  | 0.000000 | 0.83 |  |  | 1.19 | 1.19 | $4484.34 |  |  | Yes | 05/01/2025 | 10/31/2025 | 6 | Long<br>Term | $1550.00 | $2300.00 | No |  |  |  | Long<br>Term |  | $2300.00 | No |  |  |  | Long<br>Term |  | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $809.91 | $154.92 | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | No | 1 | 3 | No |  | No | Experienced<br>Investor |  |  | US<br>Citizen | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 789 | FICO<br>II | 803 | Beacon<br>5 | 725 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $653000.00 | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224532372 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $21147.35 |  | 0.461804 |  |  |  |  |  | $21147.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $2606.75 | $1352.75 | Level 1-<br>Not<br>Stated/<br>Not<br>Verified |  |  |  | No |  | No |  | 1.98 |  | US<br>Citizen | 704 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity | Unemployed |  |  | 1 |  |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 1 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 704 | FICO<br>II | 751 | Beacon<br>5 | 701 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $5450000.00 | $5450000.00 | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224537042 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $881.38 |  | 0.372058 |  |  |  |  |  | $881.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $102.19 | $116.00 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US Citizen |  | 816 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 826 | FICO<br>II | 816 | Beacon<br>5 | 805 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $115000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224537044 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2800.00 | Third<br>Party<br>Rental<br>Source | $2733.58 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $2733.58 |  |  | No |  |  |  | Long<br>Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $45000.00 |  |  | $309.08 | $115.64 | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | No | 1 | 1 | Yes |  | Yes | Experienced<br>Investor |  |  | Foreign<br>National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign<br>National |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $454490.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224541722 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third<br>Party<br>Rental<br>Source | $1944.79 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $1944.79 |  |  | No |  |  |  | Long<br>Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $555.80 | $135.49 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 776 | FICO<br>II | 753 | Beacon<br>5 | 782 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $245000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224543222 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7579.96 |  | 0.362237 |  |  |  |  |  | $7579.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $577.06 | $160.19 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No | No |  | 0.49 | US Citizen | US<br>Citizen | 740 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 740 | FICO<br>II | 723 | Beacon<br>5 | 756 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual | Unemployed |  |  | 1 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 720 | FICO<br>II | 709 | Beacon<br>5 | 731 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1700000.00 | $1700000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224543233 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2100.00 | Third<br>Party<br>Rental<br>Source | $1724.78 |  | 0.000000 | 0.82 |  |  | 1.21 | 1.21 | $1724.78 |  |  | No |  |  |  | Long<br>Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $245.23 | $0.00 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor |  | Non-Permanent<br>Resident Alien |  | 692 |  |  |  |  | 1 | 0 | 0 | 1 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Non-Permanent<br>Resident Alien |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 693 | FICO<br>II | 666 | Beacon<br>5 | 692 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $275000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 224543242 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $9250.00 | Third<br>Party<br>Rental<br>Source | $8547.63 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $8547.63 |  |  | Yes | 07/28/2025 | 07/31/2026 | 12 | Long<br>Term | $2350.00 | $2350.00 | No |  |  |  | Long<br>Term |  | $2350.00 | Yes | 09/01/2025 | 08/31/2026 | 12 | Long<br>Term | $2750.00 | $2750.00 | No |  |  |  | Long<br>Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $1320.35 | $405.52 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No |  | No | Experienced<br>Investor |  |  | US<br>Citizen | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 741 | FICO<br>II | 721 | Beacon<br>5 | 724 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1250000.00 | $1250000.00 | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224543245 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2950.00 | Third<br>Party<br>Rental<br>Source | $2601.06 |  | 0.000000 | 0.88 |  |  | 1.13 | 1.13 | $2601.06 |  |  | No |  |  |  | Long<br>Term |  | $2950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $670.92 | $103.33 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | Yes | Yes |  | Experienced<br>Investor |  | Foreign<br>National |  |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Foreign<br>National |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $390000.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224543249 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third<br>Party<br>Rental<br>Source | $1473.18 |  | 0.000000 | 0.61 |  |  | 1.62 | 1.62 | $1473.18 |  |  | No |  |  |  | Long<br>Term |  | $1200.00 | No |  |  |  | Long<br>Term |  | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $46500.00 |  |  | $235.77 | $136.08 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No |  | No | Experienced<br>Investor |  |  | US<br>Citizen | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 787 | FICO<br>II | 784 | Beacon<br>5 | 797 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $275000.00 | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 62.545% | [Redacted] |  |  | 62.545% | [Redacted] |  | 62.545% |  |  |  |  |  |  |  |  |
| 224543250 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1450.00 | Third<br>Party<br>Rental<br>Source | $1273.21 |  | 0.000000 | 0.87 |  |  | 1.13 | 1.13 | $1273.21 |  |  | No |  |  |  | Long<br>Term |  | $1450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $171.96 | $101.64 | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | No | 1 | 11 | No |  | No | Experienced<br>Investor | 0.19 |  | US<br>Citizen | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 11 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 780 | FICO<br>II | 799 | Beacon<br>5 | 787 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $188000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 136.727% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224546712 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3100.00 | Third<br>Party<br>Rental<br>Source | $3033.69 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $3033.69 |  |  | No |  |  |  | Long<br>Term |  | $3100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $119.32 | $75.07 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 717 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 717 | Fair<br>Isaac<br>(VER.<br>2) | 712 | Beacon<br>5 | 736 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $534000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224546937 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5200.00 | Third<br>Party<br>Rental<br>Source | $5051.07 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $5051.07 |  |  | No |  |  |  | Long<br>Term |  | $2600.00 | No |  |  |  | Long<br>Term |  | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $175000.00 |  |  | $721.85 | $181.92 | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | No | 1 | 2 | No |  | No | Experienced<br>Investor |  |  | US<br>Citizen | 802 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 808 | FICO<br>II | 802 | Beacon<br>5 | 789 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 09/29/2025 | 771 | FICO<br>II | 768 | Beacon<br>5 | 782 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $780000.00 | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224547275 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1900.00 | Third<br>Party<br>Rental<br>Source | $2599.37 |  | 0.000000 | 1.36 |  |  | 0.73 | 0.73 | $2599.37 |  |  | No |  |  |  | Long<br>Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $283.83 | $165.47 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 742 | FICO<br>II |  |  | 724 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $290000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 224554018 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2550.00 | Third<br>Party<br>Rental<br>Source | $1973.81 |  | 0.000000 | 0.77 |  |  | 1.29 | 1.29 | $1973.81 |  |  | No |  |  |  | Long<br>Term |  | $2550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33300.00 |  |  | $386.66 | $351.10 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 783 | Fair<br>Isaac<br>(VER.<br>2) | 774 | Beacon<br>5 | 753 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $365000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 55.000% | [Redacted] |  |  | 55.000% | [Redacted] |  | 55.000% |  |  |  |  |  |  |  |  |
| 224554147 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1300.00 | Rent on<br>Existing<br>Lease | $943.43 |  | 0.000000 | 0.72 |  |  | 1.37 | 1.37 | $943.43 |  |  | Yes | 10/01/2025 | 11/01/2026 | 13 | Long<br>Term | $1300.00 | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20000.00 |  |  | $83.16 | $54.92 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 755 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 705 | FICO<br>II | 755 | Beacon<br>5 | 768 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $145000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224565821 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3900.00 | Third<br>Party<br>Rental<br>Source | $3311.12 |  | 0.000000 | 0.84 |  |  | 1.17 | 1.17 | $3311.12 |  |  | No |  |  |  | Long<br>Term |  | $3900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $457.27 | $194.75 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 667 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 667 | FICO<br>II | 660 | Beacon<br>5 | 693 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $550000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 224565823 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2447.19 |  | 0.284632 |  |  |  |  |  | $2447.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $294.27 | $105.85 | Level 1-<br>Not<br>Stated/<br>Not<br>Verified |  |  |  | No |  | No |  |  |  | US<br>Citizen | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity | Unemployed |  |  | 1 |  |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 2 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 793 | FICO<br>II | 776 | Beacon<br>5 | 775 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 10/14/2025 | 799 | FICO<br>II | 796 | Beacon<br>5 | 798 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $285000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224567458 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1650.00 | Third<br>Party<br>Rental<br>Source | $1597.26 |  | 0.000000 | 0.96 |  |  | 1.03 | 1.03 | $1597.26 |  |  | No |  |  |  | Long<br>Term |  | $1650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $352.63 | $198.58 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No |  | No | Experienced<br>Investor |  |  | Permanent<br>Resident<br>Alien | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | Permanent<br>Resident<br>Alien |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 777 | FICO<br>II | 776 | Beacon<br>5 | 764 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $186000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224567474 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2909.37 |  | 0.454223 |  |  |  |  |  | $2909.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $640.00 | $323.58 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US Citizen |  | 675 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 660 | Fair<br>Isaac<br>(VER.<br>2) | 675 | FICO<br>Classic<br>V5<br>Facta | 697 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $600000.00 | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224567489 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3100.00 | Third<br>Party<br>Rental<br>Source | $3488.60 |  | 0.000000 | 1.12 |  |  | 0.88 | 0.88 | $3488.60 |  |  | No |  |  |  | Long<br>Term |  | $3100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $93800.00 |  |  | $311.60 | $127.86 | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | No | 1 | 2 | No |  | No | Experienced<br>Investor | 1.28 |  | US<br>Citizen | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 740 | Fair<br>Isaac<br>(VER.<br>2) | 713 | FICO<br>Classic<br>V5<br>Facta | 738 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  | $580000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 155.258% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224567633 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1700.00 | Rent on<br>Existing<br>Lease | $1390.00 |  | 0.000000 | 0.81 |  |  | 1.22 | 1.22 | $1390.00 |  |  | Yes | 09/01/2025 | 08/31/2026 | 12 | Long<br>Term | $1700.00 | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $457.56 | $292.13 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor | 7.85 | US Citizen |  | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 767 | FICO<br>II | 743 | Beacon<br>5 | 677 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $313000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 31.949% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224567662 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6626.43 |  | 0.329462 |  |  |  |  |  | $6626.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $772.80 | $189.44 | Level 1-<br>Not<br>Stated/<br>Not<br>Verified |  |  |  | No |  | No |  |  |  | US<br>Citizen | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity | Unemployed |  |  | 1 |  |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 2 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 777 | FICO<br>II | 759 | Beacon<br>5 | 781 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 10/06/2025 | 783 | FICO<br>II | 772 | Beacon<br>5 | 796 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1020000.00 | $1020000.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224567711 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third<br>Party<br>Rental<br>Source | $2262.95 |  | 0.000000 | 0.9 |  |  | 1.10 | 1.1 | $2262.95 |  |  | No |  |  |  | Long<br>Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $2400.00 |  |  | $171.57 | $50.23 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No | No | No | Experienced<br>Investor |  | US Citizen | US<br>Citizen | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 759 | FICO<br>II | 765 | Beacon<br>5 | 744 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual |  |  |  | 3 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 775 | FICO<br>II | 795 | Beacon<br>5 | 766 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $295000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224568242 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1800.00 | Third<br>Party<br>Rental<br>Source | $990.12 |  | 0.000000 | 0.55 |  |  | 1.81 | 1.81 | $990.12 |  |  | Yes | 07/03/2025 | 07/31/2026 | 12 | Long<br>Term | $1850.00 | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $16500.00 |  |  | $65.28 | $59.56 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 8 | No | No |  | Experienced<br>Investor | 0.52 | US Citizen |  | 737 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 724 | FICO<br>II | 737 | Beacon<br>5 | 745 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $165000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 100000.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224568244 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2695.00 | Third<br>Party<br>Rental<br>Source | $2672.40 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $2672.40 |  |  | No |  |  |  | Long<br>Term |  | $2695.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $147900.00 |  |  | $230.00 | $56.75 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 737 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 720 | FICO<br>II | 744 | Beacon<br>5 | 737 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $529105.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 224570017 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2400.00 | Rent on<br>Existing<br>Lease | $2317.02 |  | 0.000000 | 0.96 |  |  | 1.03 | 1.03 | $2317.02 |  |  | Yes | 10/01/2025 | 10/31/2025 | 1 | Long<br>Term | $1200.00 | $1200.00 | Yes | 10/01/2025 | 10/31/2025 | 1 | Long<br>Term | $1200.00 | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $80225.00 |  |  | $442.42 | $198.20 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor | 15.22 | US Citizen |  | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 774 | FICO<br>II | 750 | Beacon<br>5 | 778 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $312000.00 | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224570019 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2200.00 | Third<br>Party<br>Rental<br>Source | $2036.05 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $2036.05 |  |  | No |  |  |  | Long<br>Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $324.75 | $160.15 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 7 | No | No | No | Experienced<br>Investor |  | US Citizen | US<br>Citizen | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 810 | FICO<br>II | 808 | Beacon<br>5 | 809 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual |  |  |  | 3 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 814 | FICO<br>II | 800 | Beacon<br>5 | 809 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $310000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 51.613% | [Redacted] |  |  | 51.613% | [Redacted] |  | 51.613% |  |  |  |  |  |  |  |  |
| 224570020 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4416.00 | Third<br>Party<br>Rental<br>Source | $1912.26 |  | 0.000000 | 0.43 |  |  | 2.30 | 2.3 | $1912.26 |  |  | No |  |  |  | Long<br>Term |  | $4416.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $94.50 | $194.57 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 6 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 770 | FICO<br>II | 793 | Beacon<br>5 | 776 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $338000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224570036 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2656.18 |  | 0.459592 |  |  |  |  |  | $2656.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $279.39 | $379.73 | Level 3-<br>Stated/<br>Partially<br>Verified |  |  |  | No | No |  |  | 2.96 | US Citizen |  | 755 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-<br>Stated/<br>Partially<br>Verified | [Redacted] | 739 | FICO<br>II | 755 | Beacon<br>5 | 764 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $385000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224572311 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term<br>Vacation<br>Rental (e.g.,<br>AirBNB,<br>VRBO, or<br>HomeAway) |  |  |  | $3160.00 | Multiple<br>Sources | $2692.15 |  | 0.000000 | 0.85 |  |  | 1.17 | 1.17 | $2692.15 |  |  | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $391.96 | $74.30 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 726 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 740 | FICO<br>II | 694 | Beacon<br>5 | 726 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $335000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 224572313 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5500.00 | Rent on<br>Existing<br>Lease | $7174.47 |  | 0.000000 | 1.3 |  |  | 0.76 | 0.76 | $7174.47 |  |  | Yes | 02/16/2025 | 02/15/2026 | 12 | Long<br>Term | $5500.00 | $6750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $1783.86 | $136.46 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 4 | No |  | No | Experienced<br>Investor | 0.28 |  | US<br>Citizen | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 776 | FICO<br>II | 796 | Beacon<br>5 | 789 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 1 | Non-Permanent<br>Resident Alien |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 08/27/2025 | 686 | FICO<br>II | 662 | Beacon<br>5 | 666 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1300000.00 | $1300000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 43.077% | [Redacted] |  |  | 195.941% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224573446 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3316.19 |  | 0.474862 |  |  |  |  |  | $3316.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $510.53 | $72.50 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US Citizen |  | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 721 | FICO<br>II | 721 | Beacon<br>5 | 710 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $420000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224573482 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third<br>Party<br>Rental<br>Source | $2487.26 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $2487.26 |  |  | No |  |  |  | Long<br>Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35000.00 |  |  | $293.17 | $78.78 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | Yes |  | Yes | Experienced<br>Investor |  |  | Foreign<br>National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  |  |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  |  | Foreign<br>National |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual |  |  |  | Foreign<br>National |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $431140.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224573519 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1350.00 | Rent on<br>Existing<br>Lease | $1119.95 |  | 0.000000 | 0.82 |  |  | 1.20 | 1.2 | $1119.95 |  |  | Yes | 02/26/2025 | 08/31/2025 | 6 | Long<br>Term | $1350.00 | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $235.21 | $76.83 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 5 | No |  | No | Experienced<br>Investor |  |  | US<br>Citizen | 710 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 5 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 700 | FICO<br>II | 693 | Beacon<br>5 | 711 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 10/21/2025 | 720 | FICO<br>II | 710 | Beacon<br>5 | 685 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  | $185000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224573591 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2591.46 |  | 0.437725 |  |  |  |  |  | $2591.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $174.25 | $73.18 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  | 1.85 | US Citizen |  | 734 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 726 | FICO<br>II | 734 | Beacon<br>5 | 744 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $400000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224573593 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4234.74 |  | 0.175025 |  |  |  |  |  | $4234.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $315.38 | $207.00 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No | No |  |  | Non-Permanent<br>Resident Alien | US<br>Citizen | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Non-Permanent<br>Resident Alien | Employment<br>Authorization |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 781 | FICO<br>II | 789 | Beacon<br>5 | 804 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual | Unemployed |  |  | 1 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 717 | FICO<br>II | 714 | Beacon<br>5 | 682 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $640000.00 | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224573617 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No |  |  |  |  | $2700.00 | Third<br>Party<br>Rental<br>Source | $1539.43 |  | 0.000000 | 0.57 |  |  | 1.75 | 1.75 | $1539.43 |  |  | No |  |  |  | Short<br>Term |  | $1000.00 | No |  |  |  | Long<br>Term |  | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $379.51 | $103.58 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 4 | No | No | No | Experienced<br>Investor |  | US Citizen | US<br>Citizen | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 740 | FICO<br>II | 763 | Beacon<br>5 | 692 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual |  |  |  | 3 | US<br>Citizen |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] | 771 | FICO<br>II | 790 | Beacon<br>5 | 773 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $201000.00 | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224573618 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third<br>Party<br>Rental<br>Source | $1344.15 |  | 0.000000 | 0.74 |  |  | 1.33 | 1.33 | $1344.15 |  |  | No |  |  |  | Long<br>Term |  | $900.00 | No |  |  |  | Long<br>Term |  | $900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $49.79 | $50.17 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 6 | No | No |  | Experienced<br>Investor | 2.67 | US Citizen |  | 744 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 758 | FICO<br>II | 740 | Beacon<br>5 | 744 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $288000.00 | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  | 98.526% | [Redacted] |  |  |  |  |  |  |  |  |  |  |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Seller<br>Name** | **Originator<br>Name** | **Guideline<br>Author** | **Loan<br>Program** | **Loan<br>Program<br>Date** | **Executed<br>NOO<br>Docs in<br>File** | **Lease In<br>Place<br>Flag** | **Rental<br>Purpose** | **Actual In<br>Place<br>Rent** | **Third<br>Party Market<br>Rent<br>Estimate** | **Third<br>Party<br>Rent<br>Source** | **Rental<br>Income Used for<br>Property DSCR<br>Calculation** | **Rental<br>Source for<br>Property DTI<br>Calculation** | **Calculated<br>Monthly<br>Debt** | **Property<br>DTI** | **Investor<br>DTI** | **Inverse<br>DSCR** | **Net<br>Operating<br>Income** | **Total<br>Debt<br>Service** | **DSCR** | **Total<br>DSCR** | **PITIA** | **Lease<br>End<br>Date** | **Original<br>Lease<br>Term** | **Lease in<br>Place<br>Flag<br>Unit 1** | **Lease<br>Start Date<br>Unit 1** | **Lease End<br>Date Unit<br>1** | **Original<br>Lease<br>Term<br>Unit 1** | **Rental<br>Purpose<br>Unit 1** | **Actual In<br>Place<br>Rent<br>Unit 1** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 1** | **Lease in<br>Place<br>Flag<br>Unit 2** | **Lease<br>Start Date<br>Unit 2** | **Lease End<br>Date Unit<br>2** | **Original<br>Lease<br>Term<br>Unit 2** | **Rental<br>Purpose<br>Unit 2** | **Actual In<br>Place<br>Rent<br>Unit 2** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 2** | **Lease in<br>Place<br>Flag<br>Unit 3** | **Lease<br>Start Date<br>Unit 3** | **Lease End<br>Date Unit<br>3** | **Original<br>Lease<br>Term<br>Unit 3** | **Rental<br>Purpose<br>Unit 3** | **Actual In<br>Place<br>Rent<br>Unit 3** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 3** | **Lease in<br>Place<br>Flag<br>Unit 4** | **Lease<br>Start<br>Date<br>Unit<br>4** | **Lease<br>End<br>Date<br>Unit<br>4** | **Original<br>Lease<br>Term<br>Unit 4** | **Rental<br>Purpose<br>Unit 4** | **Actual In<br>Place<br>Rent<br>Unit 4** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 4** | **Lease in<br>Place<br>Flag<br>Unit 5** | **Lease<br>Start<br>Date<br>Unit<br>5** | **Lease<br>End<br>Date<br>Unit<br>5** | **Original<br>Lease<br>Term<br>Unit 5** | **Rental<br>Purpose<br>Unit 5** | **Actual In<br>Place<br>Rent<br>Unit 5** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 5** | **Lease in<br>Place<br>Flag<br>Unit 6** | **Lease<br>Start<br>Date<br>Unit<br>6** | **Lease<br>End<br>Date<br>Unit<br>6** | **Original<br>Lease<br>Term<br>Unit 6** | **Rental<br>Purpose<br>Unit 6** | **Actual In<br>Place<br>Rent<br>Unit 6** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 6** | **Lease in<br>Place<br>Flag<br>Unit 7** | **Lease<br>Start<br>Date<br>Unit<br>7** | **Lease<br>End<br>Date<br>Unit<br>7** | **Original<br>Lease<br>Term<br>Unit 7** | **Rental<br>Purpose<br>Unit 7** | **Actual In<br>Place<br>Rent<br>Unit 7** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 7** | **Lease in<br>Place<br>Flag<br>Unit 8** | **Lease<br>Start<br>Date<br>Unit<br>8** | **Lease<br>End<br>Date<br>Unit<br>8** | **Original<br>Lease<br>Term<br>Unit 8** | **Rental<br>Purpose<br>Unit 8** | **Actual In<br>Place<br>Rent<br>Unit 8** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 8** | **Lease in<br>Place<br>Flag<br>Unit 9** | **Lease<br>Start<br>Date<br>Unit<br>9** | **Lease<br>End<br>Date<br>Unit<br>9** | **Original<br>Lease<br>Term<br>Unit 9** | **Rental<br>Purpose<br>Unit 9** | **Actual In<br>Place<br>Rent<br>Unit 9** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 9** | **Lease in<br>Place<br>Flag<br>Unit 10** | **Lease<br>Start<br>Date<br>Unit<br>10** | **Lease<br>End<br>Date<br>Unit<br>10** | **Original<br>Lease<br>Term<br>Unit 10** | **Rental<br>Purpose<br>Unit 10** | **Actual In<br>Place<br>Rent<br>Unit 10** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 10** | **Rent Loss<br>Insurance** | **Rent Loss<br>Insurance<br>Amount** | **HOA Flag** | **HOA<br>Monthly<br>Premium<br>Amount** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Cost** | **Asset<br>Verification** | **Blanket<br>Mortgage<br>Flag** | **Number of<br>Mortgaged<br>Properties<br>With<br>Lender** | **Number<br>of<br>Properties** | **Foreign National<br>Alternative Credit<br>Documentation** | **Foreign<br>National<br>Borrower<br>1** | **Foreign<br>National<br>Borrower<br>2** | **Investor<br>Type** | **Number<br>of Years<br>Property<br>Owned** | **Borrower<br>Residency<br>Status** | **Co<br>Borrower<br>Residency<br>Status** | **Qualifying<br>Credit<br>Score** | **Months<br>Bankruptcy<br>7 11** | **Months<br>Bankruptcy<br>13** | **Months<br>Deed in<br>Lieu** | **Months<br>Short Sale<br>or Pre FC** | **Prior<br>Mtg Rent<br>Late 30d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 60d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 90d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 30d<br>in 24m** | **Prior<br>Mtg Rent<br>Late 60d<br>in 24m** | **Prior<br>Mtg Rent<br>Late 90d<br>in 24m** | **Section 8** | **Street<br>Address** | **Borrower<br>1 Type** | **Borrower 1<br>Designation** | **Borrower 1<br>Employment<br>Status** | **Borrower<br>1 First<br>Name** | **Borrower<br>1 Last<br>Name** | **Borrower<br>1 Number<br>of<br>Mortgaged<br>Properties** | **Borrower<br>1<br>Citizenship** | **Borrower 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>1<br>Country<br>Name** | **Borrower<br>1 Asset<br>Verification<br>Level** | **Borrower<br>1 Credit<br>Order<br>Date** | **Borrower<br>1<br>Experian<br>FICO** | **Borrower<br>1 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>1 Equifax<br>FICO** | **Borrower<br>1 Equifax<br>FICO<br>Model<br>Used** | **Borrower 1<br>TransUnion<br>FICO** | **Borrower 1<br>TransUnion FICO<br>Model Used** | **Borrower<br>2 Type** | **Borrower 2<br>Designation** | **Borrower 2<br>Employment<br>Status** | **Borrower<br>2 First<br>Name** | **Borrower<br>2 Last<br>Name** | **Borrower<br>2 Number<br>of<br>Mortgaged<br>Properties** | **Borrower<br>2<br>Citizenship** | **Borrower 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>2<br>Country<br>Name** | **Borrower<br>2 Asset<br>Verification<br>Level** | **Borrower<br>2 Credit<br>Order<br>Date** | **Borrower<br>2<br>Experian<br>FICO** | **Borrower<br>2 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>2 Equifax<br>FICO** | **Borrower<br>2 Equifax<br>FICO<br>Model<br>Used** | **Borrower 2<br>TransUnion<br>FICO** | **Borrower 2<br>TransUnion FICO<br>Model Used** | **Borrower 3<br>Designation** | **Borrower<br>3 First<br>Name** | **Borrower<br>3 Last<br>Name** | **Borrower<br>3 Number<br>of<br>Mortgaged<br>Properties** | **Borrower<br>3<br>Citizenship** | **Borrower 3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>3<br>Country<br>Name** | **Borrower<br>3 Asset<br>Verification<br>Level** | **Borrower<br>3 Credit<br>Order<br>Date** | **Borrower<br>3<br>Experian<br>FICO** | **Borrower<br>3 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>3 Equifax<br>FICO** | **Borrower<br>3 Equifax<br>FICO<br>Model<br>Used** | **Borrower 3<br>TransUnion<br>FICO** | **Borrower 3<br>TransUnion FICO<br>Model Used** | **Borrower 4<br>Designation** | **Borrower<br>4 First<br>Name** | **Borrower<br>4 Last<br>Name** | **Borrower<br>4 Number<br>of<br>Mortgaged<br>Properties** | **Borrower<br>4<br>Citizenship** | **Borrower 4<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>4<br>Country<br>Name** | **Borrower<br>4 Asset<br>Verification<br>Level** | **Borrower<br>4 Credit<br>Order<br>Date** | **Borrower<br>4<br>Experian<br>FICO** | **Borrower<br>4 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>4 Equifax<br>FICO** | **Borrower<br>4 Equifax<br>FICO<br>Model<br>Used** | **Borrower 4<br>TransUnion<br>FICO** | **Borrower 4<br>TransUnion FICO<br>Model Used** | **Personal<br>Guarantee** | **Guarantor 1<br>First Name** | **Guarantor 1<br>Last Name** | **Guarantor 1<br>Business<br>Ownership<br>Percent** | **Guarantor 1<br>Recourse<br>Type** | **Guarantor 1<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 1<br>Citizenship** | **Guarantor 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 1<br>Country<br>Name** | **Guarantor 1 Asset<br>Verification Level** | **Guarantor 1<br>Employment<br>Verification<br>Level** | **Guarantor 1<br>Income<br>Verification<br>Level** | **Guarantor 1 FICO<br>Model Used** | **Guarantor 1 Credit<br>Order Date** | **Guarantor 1<br>Experian<br>FICO** | **Guarantor 1<br>Experian FICO<br>Model Used** | **Guarantor 1<br>Equifax<br>FICO** | **Guarantor 1<br>Equifax FICO<br>Model Used** | **Guarantor 1<br>TransUnion<br>FICO** | **Guarantor 1<br>TransUnion FICO<br>Model Used** | **Guarantor 1 Most<br>Recent Fico<br>Method** | **Guarantor 2<br>First Name** | **Guarantor 2<br>Last Name** | **Guarantor 2<br>Business<br>Ownership<br>Percent** | **Guarantor 2<br>Recourse<br>Type** | **Guarantor 2<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 2<br>Citizenship** | **Guarantor 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 2<br>Country<br>Name** | **Guarantor 2 Asset<br>Verification Level** | **Guarantor 2<br>Employment<br>Verification<br>Level** | **Guarantor 2<br>Income<br>Verification<br>Level** | **Guarantor 2 FICO<br>Model Used** | **Guarantor 2 Credit<br>Order Date** | **Guarantor 2<br>Experian<br>FICO** | **Guarantor 2<br>Experian FICO<br>Model Used** | **Guarantor 2<br>Equifax<br>FICO** | **Guarantor 2<br>Equifax FICO<br>Model Used** | **Guarantor 2<br>TransUnion<br>FICO** | **Guarantor 2<br>TransUnion FICO<br>Model Used** | **Guarantor 2 Most<br>Recent Fico<br>Method** | **Guarantor 3<br>First Name** | **Guarantor 3<br>Last Name** | **Guarantor 3<br>Business<br>Ownership<br>Percent** | **Guarantor 3<br>Recourse<br>Type** | **Guarantor 3<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 3<br>Citizenship** | **Guarantor 3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 3<br>Country<br>Name** | **Guarantor 3 Asset<br>Verification Level** | **Guarantor 3<br>Employment<br>Verification<br>Level** | **Guarantor 3<br>Income<br>Verification<br>Level** | **Guarantor 3 FICO<br>Model Used** | **Guarantor 3 Credit<br>Order Date** | **Guarantor 3<br>Experian<br>FICO** | **Guarantor 3<br>Experian FICO<br>Model Used** | **Guarantor 3<br>Equifax<br>FICO** | **Guarantor 3<br>Equifax FICO<br>Model Used** | **Guarantor 3<br>TransUnion<br>FICO** | **Guarantor 3<br>TransUnion FICO<br>Model Used** | **Guarantor 3 Most<br>Recent Fico<br>Method** | **Guarantor 4<br>First Name** | **Guarantor 4<br>Last Name** | **Guarantor 4<br>Business<br>Ownership<br>Percent** | **Guarantor 4<br>Recourse<br>Type** | **Guarantor 4<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 4<br>Citizenship** | **Guarantor 4<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 4<br>Country<br>Name** | **Guarantor 4 Asset<br>Verification Level** | **Guarantor 4<br>Employment<br>Verification<br>Level** | **Guarantor 4<br>Income<br>Verification<br>Level** | **Guarantor 4 FICO<br>Model Used** | **Guarantor 4 Credit<br>Order Date** | **Guarantor 4<br>Experian<br>FICO** | **Guarantor 4<br>Experian FICO<br>Model Used** | **Guarantor 4<br>Equifax<br>FICO** | **Guarantor 4<br>Equifax FICO<br>Model Used** | **Guarantor 4<br>TransUnion<br>FICO** | **Guarantor 4<br>TransUnion FICO<br>Model Used** | **Guarantor 4 Most<br>Recent Fico<br>Method** | **Authorized Signor 1<br>First Name** | **Authorized Signor 1<br>Last Name** | **Authorized Signor 2<br>First Name** | **Authorized Signor 2<br>Last Name** | **Member<br>1 First<br>Name** | **Member<br>1 Last<br>Name** | **Member 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Member<br>1 Credit<br>Order<br>Date** | **Member<br>1<br>Experian<br>FICO** | **Member<br>1 Experian<br>FICO<br>Model<br>Used** | **Member<br>1<br>Equifax<br>FICO** | **Member<br>1 Equifax<br>FICO<br>Model<br>Used** | **Member 1<br>TransUnion<br>FICO** | **Member 1<br>TransUnion FICO<br>Model Used** | **Member<br>1 Asset<br>Verification<br>Level** | **Member 1<br>Employment<br>Verification<br>Level** | **Member<br>1 Income<br>Verification<br>Level** | **Member<br>2 First<br>Name** | **Member<br>2 Last<br>Name** | **Member 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Member<br>2 Credit<br>Order<br>Date** | **Member<br>2<br>Experian<br>FICO** | **Member<br>2 Experian<br>FICO<br>Model<br>Used** | **Member<br>2<br>Equifax<br>FICO** | **Member<br>2 Equifax<br>FICO<br>Model<br>Used** | **Member 2<br>TransUnion<br>FICO** | **Member 2<br>TransUnion FICO<br>Model Used** | **Member<br>2 Asset<br>Verification<br>Level** | **Member 2<br>Employment<br>Verification<br>Level** | **Member<br>2 Income<br>Verification<br>Level** | **Loan<br>Application<br>Date** | **Sales<br>Contract<br>Date** | **Qualifying Home<br>Value for LTV** | **Number<br>of Units** | **Year Built** | **Total Sq<br>Ft** | **Number<br>of<br>Bedrooms** | **Number of<br>Bathrooms** | **Property<br>Condition** | **Acquisition<br>Cost** | **Renovation<br>Cost** | **Effective<br>Gross<br>Income** | **Turnover<br>Costs** | **Repairs and<br>Maintenance** | **Marketing and<br>Leasing Costs** | **Utilities** | **Other<br>Costs** | **Cap Ex<br>Reserve** | **Investment Property<br>Original As Is LTV** | **As Is<br>Value** | **After<br>Repair<br>Value** | **After<br>Repair<br>Value<br>LTV** | **Loan to<br>Cost** | **Original<br>Sales<br>Price** | **Assignment<br>Fee** | **Loan to<br>Purchase<br>Price** | **SBC<br>Occupancy** | **Investment<br>Property<br>Type** | **Has<br>Dutch<br>Interest** | **Interest<br>Reserves<br>Escrowed** | **Guarantor 1<br>ITIN Flag** | **Guarantor 2<br>ITIN Flag** | **Guarantor 3<br>ITIN Flag** | **Guarantor 4<br>ITIN Flag** |
| 224573631 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4900.00 | Third<br>Party<br>Rental<br>Source | $4181.31 |  | 0.000000 | 0.85 |  |  | 1.17 | 1.17 | $4181.31 |  |  | No |  |  |  | Long<br>Term |  | $4900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $745.03 | $73.84 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 752 | FICO<br>II | 711 | Beacon<br>5 | 773 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1225000.00 | $1225000.00 | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 33.469% | [Redacted] |  |  | 33.469% | [Redacted] |  | 33.469% |  |  |  |  |  |  |  |  |
| 224573633 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2250.00 | Rent on<br>Existing<br>Lease | $1236.27 |  | 0.000000 | 0.54 |  |  | 1.81 | 1.81 | $1236.27 |  |  | Yes | 04/19/2025 | 04/30/2026 | 12 | Long<br>Term | $1200.00 | $1200.00 | Yes | 12/01/2024 | 11/30/2025 | 12 | Long<br>Term | $1050.00 | $1050.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $221.91 | $113.92 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 742 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 758 | FICO<br>II | 729 | Beacon<br>5 | 742 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $187500.00 | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224573736 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2700.00 | Third<br>Party<br>Rental<br>Source | $2159.93 |  | 0.000000 | 0.79 |  |  | 1.25 | 1.25 | $2159.93 |  |  | No |  |  |  | Long<br>Term |  | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $8000.00 |  |  | $421.13 | $72.45 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 720 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 736 | FICO<br>II | 720 | Beacon<br>5 | 698 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $290000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  | 60.000% | [Redacted] |  | 60.000% |  |  |  |  |  |  |  |  |
| 224573739 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4900.00 | Rent on<br>Existing<br>Lease | $3787.19 |  | 0.000000 | 0.77 |  |  | 1.29 | 1.29 | $3787.19 |  |  | Yes | 10/01/2025 | 09/30/2026 | 12 | Long<br>Term | $2400.00 | $2500.00 | Yes | 08/01/2025 | 07/31/2026 | 12 | Long<br>Term | $2500.00 | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $486.79 | $265.33 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 19 | No | No |  | Experienced<br>Investor | 20.27 | US<br>Citizen |  | 722 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 7 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 722 | FICO<br>II | 723 | Beacon<br>5 | 709 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $790000.00 | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224573757 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2600.00 | Third<br>Party<br>Rental<br>Source | $1974.03 |  | 0.000000 | 0.75 |  |  | 1.31 | 1.31 | $1974.03 |  |  | No |  |  |  | Long<br>Term |  | $1300.00 | No |  |  |  | Long<br>Term |  | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $170.09 | $190.17 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No |  | No | Experienced<br>Investor |  |  | US<br>Citizen | 720 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US<br>Citizen |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | [Redacted] | 670 | FICO<br>II | 713 | Beacon<br>5 | 723 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 2 | US<br>Citizen |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | 10/20/2025 | 705 | FICO<br>II | 720 | Beacon<br>5 | 740 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $285000.00 | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224573758 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3360.00 | Third<br>Party<br>Rental<br>Source | $2718.61 |  | 0.000000 | 0.8 |  |  | 1.23 | 1.23 | $2718.61 |  |  | No |  |  |  | Long<br>Term |  | $1680.00 | No |  |  |  | Long<br>Term |  | $1680.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $437.17 | $232.44 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 9 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 725 | Fair<br>Isaac<br>(VER.<br>2) | 762 | FICO<br>Classic<br>V5<br>Facta | 784 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $400000.00 | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224573767 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1450.00 | Third<br>Party<br>Rental<br>Source | $1152.92 |  | 0.000000 | 0.79 |  |  | 1.25 | 1.25 | $1152.92 |  |  | No |  |  |  | Long<br>Term |  | $1450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $230.44 | $168.65 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 5 | No |  | No | Experienced<br>Investor | 27.72 |  | US<br>Citizen | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 4 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 757 | FICO<br>II | 770 | Beacon<br>5 | 786 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 4 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | 10/21/2025 | 791 | FICO<br>II | 792 | Beacon<br>5 | 805 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $153000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224574546 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3500.00 | Rent on<br>Existing<br>Lease | $2331.95 |  | 0.000000 | 0.66 |  |  | 1.50 | 1.5 | $2331.95 |  |  | Yes | 08/25/2025 | 08/24/2026 | 12 | Long<br>Term | $3500.00 | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $497.68 | $97.75 | Level 3-<br>Stated/<br>Partially<br>Verified | No | 1 | 2 | No |  | No | Experienced<br>Investor | 0.27 |  | US<br>Citizen | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 3-<br>Stated/<br>Partially<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US<br>Citizen |  |  | Level 3-<br>Stated/<br>Partially<br>Verified | [Redacted] | 763 | FICO<br>II | 790 | Beacon<br>5 | 765 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 2 | US<br>Citizen |  |  | Level 3-<br>Stated/<br>Partially<br>Verified | 10/16/2025 | 764 | FICO<br>II | 764 | Beacon<br>5 | 773 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $352000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 112.640% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224574549 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5600.00 | Third<br>Party<br>Rental<br>Source | $4148.75 |  | 0.000000 | 0.74 |  |  | 1.34 | 1.34 | $4148.75 |  |  | No |  |  |  | Long<br>Term |  | $1400.00 | No |  |  |  | Long<br>Term |  | $1400.00 | No |  |  |  | Long<br>Term |  | $1400.00 | No |  |  |  | Long<br>Term |  | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $472.80 | $183.21 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 9 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 787 | FICO<br>II | 787 | Beacon<br>5 | 803 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $640000.00 | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 75.294% | [Redacted] |  | 75.294% |  |  |  |  |  |  |  |  |
| 224574551 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6450.00 | Multiple<br>Sources | $5335.16 |  | 0.000000 | 0.82 |  |  | 1.20 | 1.2 | $5335.16 |  |  | Yes | 01/10/2025 | 09/30/2026 | 20 | Long<br>Term | $2500.00 | $1550.00 | Yes | 09/15/2024 | 09/30/2025 | 12 | Long<br>Term | $2400.00 | $2500.00 | Yes | 01/10/2025 | 09/30/2026 | 20 | Long<br>Term | $1700.00 | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $1046.31 | $224.67 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No |  | No | Experienced<br>Investor | 9.52 |  | US<br>Citizen | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 767 | FICO<br>II | 750 | Beacon<br>5 | 727 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $775000.00 | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224574553 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1800.00 | Third<br>Party<br>Rental<br>Source | $1438.52 |  | 0.000000 | 0.79 |  |  | 1.25 | 1.25 | $1438.52 |  |  | Yes | 09/01/2025 | 08/31/2026 | 12 | Long<br>Term | $1695.00 | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $104.14 | $104.75 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No | No |  | Experienced<br>Investor | 0.44 | US<br>Citizen |  | 671 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 690 | Fair<br>Isaac<br>(VER.<br>2) | 671 | Beacon<br>5 | 668 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $260000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 95.789% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224575224 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1450.00 | Rent on<br>Existing<br>Lease | $958.24 |  | 0.000000 | 0.66 |  |  | 1.51 | 1.51 | $958.24 |  |  | Yes | 10/01/2025 | 10/01/2026 | 12 | Long<br>Term | $725.00 | $800.00 | Yes | 10/01/2025 | 10/01/2026 | 12 | Long<br>Term | $725.00 | $800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $111.22 | $177.94 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 4 | No |  | No | Experienced<br>Investor | 0.25 |  | US<br>Citizen | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 4 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 757 | FICO<br>II | 770 | Beacon<br>5 | 786 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 4 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | 10/21/2025 | 791 | FICO<br>II | 792 | Beacon<br>5 | 805 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $145500.00 | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224575232 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $2560.00 | Third<br>Party<br>Rental<br>Source | $1894.61 |  | 0.000000 | 0.74 |  |  | 1.35 | 1.35 | $1894.61 |  |  | No |  |  |  | Short<br>Term |  | $2560.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $27650.00 |  |  | $207.91 | $88.83 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 748 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 748 | FICO<br>II | 690 | Beacon<br>5 | 759 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $316000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224575779 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2100.00 | Third<br>Party<br>Rental<br>Source | $1816.31 |  | 0.000000 | 0.86 |  |  | 1.15 | 1.15 | $1816.31 |  |  | No |  |  |  | Long<br>Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $284.93 | $373.83 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No |  | No | Experienced<br>Investor |  |  | US<br>Citizen | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 788 | FICO<br>II | 788 | Beacon<br>5 | 746 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $235000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224582071 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2552.52 |  | 0.350413 |  |  |  |  |  | $2552.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $392.36 | $213.39 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No |  | No |  |  |  | US<br>Citizen | 807 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity | Unemployed |  |  | 2 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 795 | FICO<br>II | 809 | Beacon<br>5 | 807 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $385000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224582088 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1650.00 | Third<br>Party<br>Rental<br>Source | $1434.08 |  | 0.000000 | 0.86 |  |  | 1.15 | 1.15 | $1434.08 |  |  | No |  |  |  | Long<br>Term |  | $1650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $124.57 | $0.00 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 9 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 5 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 788 | FICO<br>II | 811 | Beacon<br>5 | 793 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $219420.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224583975 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1650.00 | Third<br>Party<br>Rental<br>Source | $1434.08 |  | 0.000000 | 0.86 |  |  | 1.15 | 1.15 | $1434.08 |  |  | No |  |  |  | Long<br>Term |  | $1650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $124.57 | $0.00 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 4 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 5 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 788 | FICO<br>II | 811 | Beacon<br>5 | 793 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $219420.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224583980 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term<br>Vacation<br>Rental (e.g.,<br>AirBNB,<br>VRBO, or<br>HomeAway) |  |  |  | $10833.33 | Third<br>Party<br>Rental<br>Source | $7771.34 |  | 0.000000 | 0.71 |  |  | 1.39 | 1.39 | $7771.34 |  |  | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) |  | $10833.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $68500.00 |  |  | $621.31 | $598.49 | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | No | 1 | 3 | No |  | No | Experienced<br>Investor |  |  | US<br>Citizen | 803 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 804 | FICO<br>II | 803 | Beacon<br>5 | 789 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1200000.00 | $1200000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224583982 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2275.00 | Third<br>Party<br>Rental<br>Source | $2068.27 |  | 0.000000 | 0.9 |  |  | 1.09 | 1.09 | $2068.27 |  |  | No |  |  |  | Long<br>Term |  | $2275.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $469.76 | $120.79 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 5 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 816 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 829 | FICO<br>II | 816 | Beacon<br>5 | 808 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $400000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  | 60.000% | [Redacted] |  | 60.000% |  |  |  |  |  |  |  |  |
| 224583984 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term<br>Vacation<br>Rental (e.g.,<br>AirBNB,<br>VRBO, or<br>HomeAway) |  |  |  | $1897.00 | Multiple<br>Sources | $2520.46 |  | 0.000000 | 1.32 |  |  | 0.75 | 0.75 | $2520.46 |  |  | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $327.83 | $72.06 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 4 | Yes |  | Yes | Experienced<br>Investor | 3.18 |  | Foreign<br>National | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | Foreign<br>National |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | [Redacted] | 723 | FICO<br>II | 723 | Beacon<br>5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $326000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 63.389% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224583987 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1650.00 | Third<br>Party<br>Rental<br>Source | $1434.08 |  | 0.000000 | 0.86 |  |  | 1.15 | 1.15 | $1434.08 |  |  | No |  |  |  | Long<br>Term |  | $1650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $124.57 | $0.00 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 4 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 788 | FICO<br>II | 811 | Beacon<br>5 | 793 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $219420.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224584193 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1650.00 | Third<br>Party<br>Rental<br>Source | $1434.08 |  | 0.000000 | 0.86 |  |  | 1.15 | 1.15 | $1434.08 |  |  | No |  |  |  | Long<br>Term |  | $1650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $124.57 | $0.00 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 4 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 5 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 788 | FICO<br>II | 811 | Beacon<br>5 | 793 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $219420.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224584209 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1650.00 | Third<br>Party<br>Rental<br>Source | $1434.08 |  | 0.000000 | 0.86 |  |  | 1.15 | 1.15 | $1434.08 |  |  | No |  |  |  | Long<br>Term |  | $1650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $124.57 | $0.00 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 4 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 5 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 788 | FICO<br>II | 811 | Beacon<br>5 | 793 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $219420.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224584215 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3189.99 |  | 0.490492 |  |  |  |  |  | $3189.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $494.09 | $155.77 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US<br>Citizen |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 787 | FICO<br>II | 786 | Beacon<br>5 | 797 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $392000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224584223 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3809.91 |  | 0.313692 |  |  |  |  |  | $3809.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $324.75 | $135.42 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US<br>Citizen |  | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 755 | FICO<br>II | 779 | Beacon<br>5 | 777 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $630000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224588090 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1600.00 | Third<br>Party<br>Rental<br>Source | $1543.44 |  | 0.000000 | 0.96 |  |  | 1.03 | 1.03 | $1543.44 |  |  | No |  |  |  | Long<br>Term |  | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $264.98 | $116.30 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No | No | Experienced<br>Investor |  | US<br>Citizen | US<br>Citizen | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 780 | FICO<br>II | 796 | Beacon<br>5 | 779 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | [Redacted] | 774 | FICO<br>II | 778 | Beacon<br>5 | 764 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $230000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224588095 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1650.00 | Third<br>Party<br>Rental<br>Source | $1434.08 |  | 0.000000 | 0.86 |  |  | 1.15 | 1.15 | $1434.08 |  |  | No |  |  |  | Long<br>Term |  | $1650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $124.57 | $0.00 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 4 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 5 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 788 | FICO<br>II | 811 | Beacon<br>5 | 793 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $219420.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224588548 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5456.92 |  | 0.121907 |  |  |  |  |  | $5456.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $489.04 | $183.04 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No |  | No |  |  |  | US<br>Citizen | 742 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity | Unemployed |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 757 | FICO<br>II | 740 | Beacon<br>5 | 742 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | 11/06/2025 | 770 | FICO<br>II | 781 | Beacon<br>5 | 772 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $665000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224612539 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1790.00 | Multiple<br>Sources | $1114.47 |  | 0.000000 | 0.62 |  |  | 1.60 | 1.6 | $1114.47 |  |  | Yes | 07/01/2025 | 07/31/2026 | 13 | Long<br>Term | $865.00 | $875.00 | Yes | 12/01/2025 | 12/31/2026 | 13 | Long<br>Term | $915.00 | $865.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $274.71 | $57.58 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 7 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 803 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 6 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 829 | FICO<br>II | 803 | Beacon<br>5 | 797 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $165000.00 | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224612879 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third<br>Party<br>Rental<br>Source | $1720.08 |  | 0.000000 | 0.68 |  |  | 1.45 | 1.45 | $1720.08 |  |  | No |  |  |  | Long<br>Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33700.00 |  |  | $310.99 | $43.75 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 6 | No | No | No | Experienced<br>Investor |  | US<br>Citizen | US<br>Citizen | 803 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 5 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 811 | FICO<br>II | 803 | Beacon<br>5 | 775 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual |  |  |  | 5 | US<br>Citizen |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | [Redacted] | 789 | FICO<br>II | 808 | Beacon<br>5 | 796 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $389900.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 50.000% | [Redacted] |  |  | 50.000% | [Redacted] |  | 50.000% |  |  |  |  |  |  |  |  |
| 224614094 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1500.00 | Rent on<br>Existing<br>Lease | $1417.87 |  | 0.000000 | 0.94 |  |  | 1.05 | 1.05 | $1417.87 |  |  | Yes | 01/01/2025 | 12/31/2025 | 12 | Long<br>Term | $900.00 | $1400.00 | Yes | 01/01/2025 | 12/31/2025 | 12 | Long<br>Term | $600.00 | $850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $437.69 | $99.17 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 4 | No | No |  | Experienced<br>Investor | 3.66 | US<br>Citizen |  | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 781 | FICO<br>II | 808 | Beacon<br>5 | 797 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $210000.00 | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224614111 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5162.00 | Third<br>Party<br>Rental<br>Source | $3473.98 |  | 0.000000 | 0.67 |  |  | 1.48 | 1.48 | $3473.98 |  |  | No |  |  |  | Long<br>Term |  | $5162.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $4000.00 |  |  | $542.56 | $69.60 | Level 3-<br>Stated/<br>Partially<br>Verified | No | 1 | 3 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 697 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level 3-<br>Stated/<br>Partially<br>Verified | [Redacted] | 692 | FICO<br>II | 697 | Beacon<br>5 | 702 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $407500.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  | 60.000% | [Redacted] |  | 60.000% |  |  |  |  |  |  |  |  |
| 224614125 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $7480.00 | Third<br>Party<br>Rental<br>Source | $4164.60 |  | 0.000000 | 0.55 |  |  | 1.79 | 1.79 | $4164.60 |  |  | Yes | 10/01/2025 | 09/30/2027 | 24 | Long<br>Term | $2360.00 | $1870.00 | Yes | 04/01/2025 | 04/01/2026 | 12 | Long<br>Term | $1850.00 | $1870.00 | No |  |  |  | Long<br>Term |  | $1870.00 | No |  |  |  | Long<br>Term |  | $1870.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | $1232.04 | $338.17 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | Yes |  | Yes | Experienced<br>Investor | 1.57 |  | Foreign<br>National | 713 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign<br>National |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  | 714 | Beacon<br>5 | 713 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1460000.00 | $1460000.00 | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 27.397% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224614199 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1922.20 |  | 0.273583 |  |  |  |  |  | $1922.20 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $525.48 | $235.73 | Level 1-<br>Not<br>Stated/<br>Not<br>Verified |  |  |  | No |  | No |  | 2.10 |  | US<br>Citizen | 800 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity | Unemployed |  |  | 1 |  |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 808 | FICO<br>II | 800 | Beacon<br>5 | 794 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $430000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224614201 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $812.47 |  | 0.271205 |  |  |  |  |  | $812.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $18.06 | $123.75 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No | No |  |  | US<br>Citizen | US<br>Citizen | 805 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 805 | FICO<br>II | 805 | Beacon<br>5 | 779 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual | Employed |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 780 | FICO<br>II | 802 | Beacon<br>5 | 768 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $95000.00 | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224616133 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5619.47 |  | 0.388472 |  |  |  |  |  | $5619.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $335.70 | $62.36 | Level 4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  | 7.78 | US<br>Citizen |  | 785 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 780 | FICO<br>II | 797 | Beacon<br>5 | 785 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $977000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224617924 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2000.00 | Rent on<br>Existing<br>Lease | $966.39 |  | 0.000000 | 0.48 |  |  | 2.06 | 2.06 | $966.39 |  |  | Yes | 09/15/2023 | 09/14/2024 | 12 | Long<br>Term | $2000.00 | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $226.15 | $108.17 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No | No |  | Experienced<br>Investor | 18.71 | US<br>Citizen |  | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 786 | FICO<br>II | 799 | Beacon<br>5 | 765 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $258000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 38.760% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224618981 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3750.00 | Third<br>Party<br>Rental<br>Source | $3338.61 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $3338.61 |  |  | Yes | 10/01/2025 | 09/30/2026 | 12 | Long<br>Term | $1850.00 | $1900.00 | Yes | 11/01/2025 | 10/31/2026 | 12 | Long<br>Term | $1950.00 | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $870.14 | $474.58 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 6 | No | No |  | Experienced<br>Investor | 22.38 | US<br>Citizen |  | 695 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 684 | FICO<br>II | 695 | Beacon<br>5 | 761 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $760000.00 | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 39.474% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224619036 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2950.00 | Rent on<br>Existing<br>Lease | $2679.93 |  | 0.000000 | 0.9 |  |  | 1.10 | 1.1 | $2679.93 |  |  | Yes | 10/01/2024 | 10/01/2025 | 12 | Long<br>Term | $1600.00 | $1700.00 | Yes | 01/05/2025 | 01/05/2026 | 12 | Long<br>Term | $1350.00 | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $301.36 | $190.17 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 701 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 711 | FICO<br>II | 701 | Beacon<br>5 | 692 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $359900.00 | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224619037 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2300.00 | Third<br>Party<br>Rental<br>Source | $1446.75 |  | 0.000000 | 0.62 |  |  | 1.58 | 1.58 | $1446.75 |  |  | No |  |  |  | Long<br>Term |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $285.75 | $113.92 | Level 4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | US<br>Citizen |  | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US<br>Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 708 | Fair<br>Isaac<br>(VER.<br>2) | 738 | Beacon<br>5 | 724 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $227700.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Seller<br>Name** | **Originator<br>Name** | **Guideline<br>Author** | **Loan<br>Program** | **Loan<br>Program<br>Date** | **Executed<br>NOO<br>Docs in<br>File** | **Lease In<br>Place<br>Flag** | **Rental<br>Purpose** | **Actual In<br>Place<br>Rent** | **Third<br>Party Market<br>Rent<br>Estimate** | **Third<br>Party<br>Rent<br>Source** | **Rental<br>Income Used for<br>Property DSCR<br>Calculation** | **Rental<br>Source for<br>Property DTI<br>Calculation** | **Calculated<br>Monthly<br>Debt** | **Property<br>DTI** | **Investor<br>DTI** | **Inverse<br>DSCR** | **Net<br>Operating<br>Income** | **Total<br>Debt<br>Service** | **DSCR** | **Total<br>DSCR** | **PITIA** | **Lease<br>End<br>Date** | **Original<br>Lease<br>Term** | **Lease in<br>Place<br>Flag<br>Unit 1** | **Lease<br>Start Date<br>Unit 1** | **Lease End<br>Date Unit<br>1** | **Original<br>Lease<br>Term<br>Unit 1** | **Rental<br>Purpose<br>Unit 1** | **Actual In<br>Place<br>Rent<br>Unit 1** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 1** | **Lease in<br>Place<br>Flag<br>Unit 2** | **Lease<br>Start Date<br>Unit 2** | **Lease End<br>Date Unit<br>2** | **Original<br>Lease<br>Term<br>Unit 2** | **Rental<br>Purpose<br>Unit 2** | **Actual In<br>Place<br>Rent<br>Unit 2** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 2** | **Lease in<br>Place<br>Flag<br>Unit 3** | **Lease<br>Start Date<br>Unit 3** | **Lease End<br>Date Unit<br>3** | **Original<br>Lease<br>Term<br>Unit 3** | **Rental<br>Purpose<br>Unit 3** | **Actual In<br>Place<br>Rent<br>Unit 3** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 3** | **Lease in<br>Place<br>Flag<br>Unit 4** | **Lease<br>Start Date<br>Unit 4** | **Lease End<br>Date Unit<br>4** | **Original<br>Lease<br>Term<br>Unit 4** | **Rental<br>Purpose<br>Unit 4** | **Actual In<br>Place<br>Rent<br>Unit 4** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 4** | **Lease in<br>Place<br>Flag<br>Unit 5** | **Lease<br>Start<br>Date<br>Unit<br>5** | **Lease<br>End<br>Date<br>Unit<br>5** | **Original<br>Lease<br>Term<br>Unit 5** | **Rental<br>Purpose<br>Unit 5** | **Actual In<br>Place<br>Rent<br>Unit 5** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 5** | **Lease in<br>Place<br>Flag<br>Unit 6** | **Lease<br>Start<br>Date<br>Unit<br>6** | **Lease<br>End<br>Date<br>Unit<br>6** | **Original<br>Lease<br>Term<br>Unit 6** | **Rental<br>Purpose<br>Unit 6** | **Actual In<br>Place<br>Rent<br>Unit 6** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 6** | **Lease in<br>Place<br>Flag<br>Unit 7** | **Lease<br>Start<br>Date<br>Unit<br>7** | **Lease<br>End<br>Date<br>Unit<br>7** | **Original<br>Lease<br>Term<br>Unit 7** | **Rental<br>Purpose<br>Unit 7** | **Actual In<br>Place<br>Rent<br>Unit 7** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 7** | **Lease in<br>Place<br>Flag<br>Unit 8** | **Lease<br>Start<br>Date<br>Unit<br>8** | **Lease<br>End<br>Date<br>Unit<br>8** | **Original<br>Lease<br>Term<br>Unit 8** | **Rental<br>Purpose<br>Unit 8** | **Actual In<br>Place<br>Rent<br>Unit 8** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 8** | **Lease in<br>Place<br>Flag<br>Unit 9** | **Lease<br>Start<br>Date<br>Unit<br>9** | **Lease<br>End<br>Date<br>Unit<br>9** | **Original<br>Lease<br>Term<br>Unit 9** | **Rental<br>Purpose<br>Unit 9** | **Actual In<br>Place<br>Rent<br>Unit 9** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 9** | **Lease in<br>Place<br>Flag<br>Unit 10** | **Lease<br>Start<br>Date<br>Unit<br>10** | **Lease<br>End<br>Date<br>Unit<br>10** | **Original<br>Lease<br>Term<br>Unit 10** | **Rental<br>Purpose<br>Unit 10** | **Actual In<br>Place<br>Rent<br>Unit 10** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 10** | **Rent Loss<br>Insurance** | **Rent Loss<br>Insurance<br>Amount** | **HOA Flag** | **HOA<br>Monthly<br>Premium<br>Amount** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Cost** | **Asset<br>Verification** | **Blanket<br>Mortgage<br>Flag** | **Number of<br>Mortgaged<br>Properties<br>With<br>Lender** | **Number<br>of<br>Properties** | **Foreign National<br>Alternative Credit<br>Documentation** | **Foreign<br>National<br>Borrower<br>1** | **Foreign<br>National<br>Borrower<br>2** | **Investor<br>Type** | **Number<br>of Years<br>Property<br>Owned** | **Borrower<br>Residency<br>Status** | **Co Borrower<br>Residency<br>Status** | **Qualifying<br>Credit<br>Score** | **Months<br>Bankruptcy<br>7 11** | **Months<br>Bankruptcy<br>13** | **Months<br>Deed in<br>Lieu** | **Months<br>Short Sale<br>or Pre FC** | **Prior<br>Mtg Rent<br>Late 30d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 60d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 90d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 30d<br>in 24m** | **Prior<br>Mtg Rent<br>Late 60d<br>in 24m** | **Prior<br>Mtg Rent<br>Late 90d<br>in 24m** | **Section 8** | **Street<br>Address** | **Borrower<br>1 Type** | **Borrower 1<br>Designation** | **Borrower 1<br>Employment<br>Status** | **Borrower<br>1 First<br>Name** | **Borrower<br>1 Last<br>Name** | **Borrower<br>1 Number<br>of<br>Mortgaged<br>Properties** | **Borrower 1<br>Citizenship** | **Borrower 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>1<br>Country<br>Name** | **Borrower<br>1 Asset<br>Verification<br>Level** | **Borrower<br>1 Credit<br>Order<br>Date** | **Borrower<br>1<br>Experian<br>FICO** | **Borrower<br>1 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>1 Equifax<br>FICO** | **Borrower<br>1 Equifax<br>FICO<br>Model<br>Used** | **Borrower 1<br>TransUnion<br>FICO** | **Borrower 1<br>TransUnion FICO<br>Model Used** | **Borrower<br>2 Type** | **Borrower 2<br>Designation** | **Borrower 2<br>Employment<br>Status** | **Borrower<br>2 First<br>Name** | **Borrower<br>2 Last<br>Name** | **Borrower<br>2 Number<br>of<br>Mortgaged<br>Properties** | **Borrower 2<br>Citizenship** | **Borrower 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>2<br>Country<br>Name** | **Borrower<br>2 Asset<br>Verification<br>Level** | **Borrower<br>2 Credit<br>Order<br>Date** | **Borrower<br>2<br>Experian<br>FICO** | **Borrower<br>2 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>2 Equifax<br>FICO** | **Borrower<br>2 Equifax<br>FICO<br>Model<br>Used** | **Borrower 2<br>TransUnion<br>FICO** | **Borrower 2<br>TransUnion FICO<br>Model Used** | **Borrower 3<br>Designation** | **Borrower<br>3 First<br>Name** | **Borrower<br>3 Last<br>Name** | **Borrower<br>3 Number<br>of<br>Mortgaged<br>Properties** | **Borrower<br>3<br>Citizenship** | **Borrower 3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>3<br>Country<br>Name** | **Borrower<br>3 Asset<br>Verification<br>Level** | **Borrower<br>3 Credit<br>Order<br>Date** | **Borrower<br>3<br>Experian<br>FICO** | **Borrower<br>3 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>3 Equifax<br>FICO** | **Borrower<br>3 Equifax<br>FICO<br>Model<br>Used** | **Borrower 3<br>TransUnion<br>FICO** | **Borrower 3<br>TransUnion FICO<br>Model Used** | **Borrower 4<br>Designation** | **Borrower<br>4 First<br>Name** | **Borrower<br>4 Last<br>Name** | **Borrower<br>4 Number<br>of<br>Mortgaged<br>Properties** | **Borrower<br>4<br>Citizenship** | **Borrower 4<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>4<br>Country<br>Name** | **Borrower<br>4 Asset<br>Verification<br>Level** | **Borrower<br>4 Credit<br>Order<br>Date** | **Borrower<br>4<br>Experian<br>FICO** | **Borrower<br>4 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>4 Equifax<br>FICO** | **Borrower<br>4 Equifax<br>FICO<br>Model<br>Used** | **Borrower 4<br>TransUnion<br>FICO** | **Borrower 4<br>TransUnion FICO<br>Model Used** | **Personal<br>Guarantee** | **Guarantor 1<br>First Name** | **Guarantor 1<br>Last Name** | **Guarantor 1<br>Business<br>Ownership<br>Percent** | **Guarantor 1<br>Recourse<br>Type** | **Guarantor 1<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 1<br>Citizenship** | **Guarantor 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 1<br>Country<br>Name** | **Guarantor 1 Asset<br>Verification Level** | **Guarantor 1<br>Employment<br>Verification<br>Level** | **Guarantor 1<br>Income<br>Verification<br>Level** | **Guarantor 1 FICO<br>Model Used** | **Guarantor 1 Credit<br>Order Date** | **Guarantor 1<br>Experian<br>FICO** | **Guarantor 1<br>Experian FICO<br>Model Used** | **Guarantor 1<br>Equifax<br>FICO** | **Guarantor 1<br>Equifax FICO<br>Model Used** | **Guarantor 1<br>TransUnion<br>FICO** | **Guarantor 1<br>TransUnion FICO<br>Model Used** | **Guarantor 1 Most<br>Recent Fico<br>Method** | **Guarantor 2<br>First Name** | **Guarantor 2<br>Last Name** | **Guarantor 2<br>Business<br>Ownership<br>Percent** | **Guarantor 2<br>Recourse<br>Type** | **Guarantor 2<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 2<br>Citizenship** | **Guarantor 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 2<br>Country<br>Name** | **Guarantor 2 Asset<br>Verification Level** | **Guarantor 2<br>Employment<br>Verification<br>Level** | **Guarantor 2<br>Income<br>Verification<br>Level** | **Guarantor 2 FICO<br>Model Used** | **Guarantor 2 Credit<br>Order Date** | **Guarantor 2<br>Experian<br>FICO** | **Guarantor 2<br>Experian FICO<br>Model Used** | **Guarantor 2<br>Equifax<br>FICO** | **Guarantor 2<br>Equifax FICO<br>Model Used** | **Guarantor 2<br>TransUnion<br>FICO** | **Guarantor 2<br>TransUnion FICO<br>Model Used** | **Guarantor 2 Most<br>Recent Fico<br>Method** | **Guarantor 3<br>First Name** | **Guarantor 3<br>Last Name** | **Guarantor 3<br>Business<br>Ownership<br>Percent** | **Guarantor 3<br>Recourse<br>Type** | **Guarantor 3<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 3<br>Citizenship** | **Guarantor 3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 3<br>Country<br>Name** | **Guarantor 3 Asset<br>Verification Level** | **Guarantor 3<br>Employment<br>Verification<br>Level** | **Guarantor 3<br>Income<br>Verification<br>Level** | **Guarantor 3 FICO<br>Model Used** | **Guarantor 3 Credit<br>Order Date** | **Guarantor 3<br>Experian<br>FICO** | **Guarantor 3<br>Experian FICO<br>Model Used** | **Guarantor 3<br>Equifax<br>FICO** | **Guarantor 3<br>Equifax FICO<br>Model Used** | **Guarantor 3<br>TransUnion<br>FICO** | **Guarantor 3<br>TransUnion FICO<br>Model Used** | **Guarantor 3 Most<br>Recent Fico<br>Method** | **Guarantor 4<br>First Name** | **Guarantor 4<br>Last Name** | **Guarantor 4<br>Business<br>Ownership<br>Percent** | **Guarantor 4<br>Recourse<br>Type** | **Guarantor 4<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 4<br>Citizenship** | **Guarantor 4<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 4<br>Country<br>Name** | **Guarantor 4 Asset<br>Verification Level** | **Guarantor 4<br>Employment<br>Verification<br>Level** | **Guarantor 4<br>Income<br>Verification<br>Level** | **Guarantor 4 FICO<br>Model Used** | **Guarantor 4 Credit<br>Order Date** | **Guarantor 4<br>Experian<br>FICO** | **Guarantor 4<br>Experian FICO<br>Model Used** | **Guarantor 4<br>Equifax<br>FICO** | **Guarantor 4<br>Equifax FICO<br>Model Used** | **Guarantor 4<br>TransUnion<br>FICO** | **Guarantor 4<br>TransUnion FICO<br>Model Used** | **Guarantor 4 Most<br>Recent Fico<br>Method** | **Authorized Signor 1<br>First Name** | **Authorized Signor 1<br>Last Name** | **Authorized Signor 2<br>First Name** | **Authorized Signor 2<br>Last Name** | **Member<br>1 First<br>Name** | **Member<br>1 Last<br>Name** | **Member 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Member<br>1 Credit<br>Order<br>Date** | **Member<br>1<br>Experian<br>FICO** | **Member<br>1 Experian<br>FICO<br>Model<br>Used** | **Member<br>1<br>Equifax<br>FICO** | **Member<br>1 Equifax<br>FICO<br>Model<br>Used** | **Member 1<br>TransUnion<br>FICO** | **Member 1<br>TransUnion FICO<br>Model Used** | **Member<br>1 Asset<br>Verification<br>Level** | **Member 1<br>Employment<br>Verification<br>Level** | **Member<br>1 Income<br>Verification<br>Level** | **Member<br>2 First<br>Name** | **Member<br>2 Last<br>Name** | **Member 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Member<br>2 Credit<br>Order<br>Date** | **Member<br>2<br>Experian<br>FICO** | **Member<br>2 Experian<br>FICO<br>Model<br>Used** | **Member<br>2<br>Equifax<br>FICO** | **Member<br>2 Equifax<br>FICO<br>Model<br>Used** | **Member 2<br>TransUnion<br>FICO** | **Member 2<br>TransUnion FICO<br>Model Used** | **Member<br>2 Asset<br>Verification<br>Level** | **Member 2<br>Employment<br>Verification<br>Level** | **Member<br>2 Income<br>Verification<br>Level** | **Loan<br>Application<br>Date** | **Sales<br>Contract<br>Date** | **Qualifying Home<br>Value for LTV** | **Number<br>of Units** | **Year Built** | **Total Sq<br>Ft** | **Number<br>of<br>Bedrooms** | **Number of<br>Bathrooms** | **Property<br>Condition** | **Acquisition<br>Cost** | **Renovation<br>Cost** | **Effective<br>Gross<br>Income** | **Turnover<br>Costs** | **Repairs and<br>Maintenance** | **Marketing and<br>Leasing Costs** | **Utilities** | **Other<br>Costs** | **Cap Ex<br>Reserve** | **Investment Property<br>Original As Is LTV** | **As Is<br>Value** | **After<br>Repair<br>Value** | **After<br>Repair<br>Value<br>LTV** | **Loan to<br>Cost** | **Original<br>Sales<br>Price** | **Assignment<br>Fee** | **Loan to<br>Purchase<br>Price** | **SBC<br>Occupancy** | **Investment<br>Property<br>Type** | **Has<br>Dutch<br>Interest** | **Interest<br>Reserves<br>Escrowed** | **Guarantor 1<br>ITIN Flag** | **Guarantor 2<br>ITIN Flag** | **Guarantor 3<br>ITIN Flag** | **Guarantor 4<br>ITIN Flag** |
| 224620219 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1800.00 | Third<br>Party<br>Rental<br>Source | $1290.41 |  | 0.000000 | 0.71 |  |  | 1.39 | 1.39 | $1290.41 |  |  | Yes | 10/01/2025 | 10/15/2025 | 1 | Long<br>Term | $250.00 | $900.00 | No |  |  |  | Long<br>Term |  | $900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $279.47 | $114.50 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 5 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 775 | FICO<br>II | 787 | Beacon<br>5 | 667 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $175000.00 | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224624866 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3400.00 | Third<br>Party<br>Rental<br>Source | $2055.00 |  | 0.000000 | 0.6 |  |  | 1.65 | 1.65 | $2055.00 |  |  | No |  |  |  | Long<br>Term |  | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $26000.00 |  |  | $410.56 | $235.42 | Level<br>1-Not<br>Stated/<br>Not<br>Verified | No | 1 | 6 | No | No | No | Experienced<br>Investor |  | US Citizen | US Citizen | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] | 745 | FICO<br>II | 730 | Beacon<br>5 | 736 | FICO Risk<br>Score Classic<br>04 | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 759 | FICO<br>II | 802 | Beacon<br>5 | 779 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $265000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224628996 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2850.00 | Third<br>Party<br>Rental<br>Source | $2844.44 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $2844.44 |  |  | No |  |  |  | Long<br>Term |  | $2850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $614.91 | $133.33 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No | No | Experienced<br>Investor |  | US Citizen | US Citizen | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 788 | FICO<br>II | 798 | Beacon<br>5 | 778 | FICO Risk<br>Score Classic<br>04 | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 793 | FICO<br>II | 779 | Beacon<br>5 | 769 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $560000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  | 60.000% | [Redacted] |  | 60.000% |  |  |  |  |  |  |  |  |
| 224629772 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4500.00 | Third<br>Party<br>Rental<br>Source | $3214.86 |  | 0.000000 | 0.71 |  |  | 1.39 | 1.39 | $3214.86 |  |  | No |  |  |  | Long<br>Term |  | $4500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $247.92 | $127.17 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 768 | FICO<br>II | 765 | Beacon<br>5 | 744 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $580000.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 72.500% | [Redacted] |  |  | 72.500% | [Redacted] |  | 72.500% |  |  |  |  |  |  |  |  |
| 224635572 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6379.86 |  | 0.413672 |  |  |  |  |  | $6379.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $877.25 | $24.17 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 4 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 825 | FICO<br>II | 757 | Beacon<br>5 | 786 | FICO Risk<br>Score Classic<br>04 | Individual | Individual | Unemployed |  |  | 4 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 826 | FICO<br>II | 747 | Beacon<br>5 | 765 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $935000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224635584 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $8691.79 |  | 0.481653 |  |  |  |  |  | $8691.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $883.44 | $70.69 | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  | No |  | No |  | 1.99 |  | US Citizen | 716 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity | Unemployed |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 716 | Fair<br>Isaac<br>(VER.<br>2) | 718 | FICO<br>Classic<br>V5<br>Facta | 716 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1650000.00 | $1650000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224635602 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1200.00 | Rent on<br>Existing<br>Lease | $946.31 |  | 0.000000 | 0.78 |  |  | 1.26 | 1.26 | $946.31 |  |  | Yes | 12/01/2025 | 12/01/2026 | 12 | Long<br>Term | $1200.00 | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $19320.00 |  |  | $39.44 | $104.00 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor | 0.61 | US Citizen |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 778 | FICO<br>II | 769 | Beacon<br>5 | 741 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $151000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224635789 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3250.00 | Rent on<br>Existing<br>Lease | $1836.65 |  | 0.000000 | 0.56 |  |  | 1.76 | 1.76 | $1836.65 |  |  | Yes | 12/01/2024 | 11/25/2025 | 11 | Long<br>Term | $1650.00 | $1675.00 | Yes | 02/01/2025 | 01/27/2026 | 11 | Long<br>Term | $1600.00 | $1675.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $65900.00 |  |  | $270.32 | $146.90 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 9 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 692 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 678 | FICO<br>II | 701 | Beacon<br>5 | 692 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $223000.00 | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224635814 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1425.00 | Third<br>Party<br>Rental<br>Source | $1099.21 |  | 0.000000 | 0.77 |  |  | 1.29 | 1.29 | $1099.21 |  |  | No |  |  |  | Long<br>Term |  | $1425.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $75.88 | $95.83 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 692 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 692 | FICO<br>II | 687 | Beacon<br>5 | 717 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $220000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  | 65.000% | [Redacted] |  | 65.000% |  |  |  |  |  |  |  |  |
| 224635817 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $7200.00 | Rent on<br>Existing<br>Lease | $4413.68 |  | 0.000000 | 0.61 |  |  | 1.63 | 1.63 | $4413.68 |  |  | Yes | 10/01/2025 | 09/30/2026 | 12 | Long<br>Term | $2300.00 | $2650.00 | Yes | 08/01/2025 | 07/31/2026 | 12 | Long<br>Term | $2600.00 | $2800.00 | Yes | 09/01/2025 | 08/31/2026 | 12 | Long<br>Term | $2300.00 | $2650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $597.56 | $248.83 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor | 8.09 | Non-Permanent<br>Resident Alien |  | 719 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Non-Permanent<br>Resident Alien |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 719 | FICO<br>II | 717 | Beacon<br>5 | 725 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $917000.00 | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 59.978% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224635819 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1250.00 | Third<br>Party<br>Rental<br>Source | $844.52 |  | 0.000000 | 0.67 |  |  | 1.48 | 1.48 | $844.52 |  |  | No |  |  |  | Long<br>Term |  | $1250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $16200.00 |  |  | $134.14 | $62.75 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No |  | No | Experienced<br>Investor |  |  | US Citizen | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 1-<br>Not<br>Stated/<br>Not<br>Verified | [Redacted] | 773 | FICO<br>II | 789 | Beacon<br>5 | 751 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 2 | US<br>Citizen |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | 08/21/2025 | 746 | FICO<br>II | 742 | Beacon<br>5 | 749 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  |  | $122000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224637194 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $850.00 | Rent on<br>Existing<br>Lease | $847.51 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $847.51 |  |  | Yes | 05/20/2020 | 05/31/2021 | 12 | Long<br>Term | $850.00 | $1450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $78.74 | $115.83 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No |  | No | Experienced<br>Investor | 2.51 |  | US Citizen | 712 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 712 | FICO<br>II | 734 | Beacon<br>5 | 707 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $107000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224637353 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4000.00 | Third<br>Party<br>Rental<br>Source | $3914.80 |  | 0.000000 | 0.97 |  |  | 1.02 | 1.02 | $3914.80 |  |  | No |  |  |  | Long<br>Term |  | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $627.60 | $160.96 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No | No | Experienced<br>Investor |  | US Citizen | US Citizen | 794 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 789 | Fair<br>Isaac<br>(VER.<br>2) | 761 | FICO<br>Classic<br>V5<br>Facta | 752 | FICO Risk<br>Score Classic<br>04 | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 814 | Fair<br>Isaac<br>(VER.<br>2) | 794 | FICO<br>Classic<br>V5<br>Facta | 787 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $602500.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224641709 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1875.00 | Rent on<br>Existing<br>Lease | $1819.29 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $1819.29 |  |  | Yes | 09/01/2025 | 08/31/2026 | 12 | Long<br>Term | $1875.00 | $1875.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30700.00 |  |  | $462.68 | $91.17 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No | No | No | Experienced<br>Investor | 0.86 | US Citizen | US Citizen | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 786 | FICO<br>II | 791 | Beacon<br>5 | 710 | FICO Risk<br>Score Classic<br>04 | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 766 | FICO<br>II | 789 | Beacon<br>5 | 762 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $265000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 92.289% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224641745 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $8887.83 |  | 0.419077 |  |  |  |  |  | $8887.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1354.17 | $611.50 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 770 | FICO<br>II | 775 | Beacon<br>5 | 764 | FICO Risk<br>Score Classic<br>04 | Individual | Individual | Unemployed |  |  | 5 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 804 | FICO<br>II | 783 | Beacon<br>5 | 769 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1300000.00 | $1300000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224641768 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1271.72 |  | 0.233608 |  |  |  |  |  | $1271.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $287.43 | $73.75 | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  | No |  | No |  | 0.66 |  | US Citizen | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity | Unemployed |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 801 | FICO<br>II | 775 | Beacon<br>5 | 727 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $230000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224647094 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $10280.00 | Third<br>Party<br>Rental<br>Source | $8472.52 |  | 0.000000 | 0.82 |  |  | 1.21 | 1.21 | $8472.52 |  |  | No |  |  |  | Long<br>Term |  | $2705.00 | No |  |  |  | Long<br>Term |  | $2705.00 | No |  |  |  | Long<br>Term |  | $2435.00 | No |  |  |  | Long<br>Term |  | $2435.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $53800.00 |  |  | $1343.75 | $349.26 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 4 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 732 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 734 | Fair<br>Isaac<br>(VER.<br>2) | 728 | FICO<br>Classic<br>V5<br>Facta | 732 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1290000.00 | $1290000.00 | 4 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224647137 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2500.00 | Rent on<br>Existing<br>Lease | $1656.94 |  | 0.000000 | 0.66 |  |  | 1.50 | 1.5 | $1656.94 |  |  | Yes | 06/01/2025 | 05/31/2026 | 12 | Long<br>Term | $2500.00 | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $22500.00 |  |  | $367.49 | $211.25 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 4 | No | No |  | Experienced<br>Investor | 1.93 | US Citizen |  | 709 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 709 | FICO<br>II | 690 | Beacon<br>5 | 718 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $215000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 78.796% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224647140 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2600.00 | Rent on<br>Existing<br>Lease | $2301.03 |  | 0.000000 | 0.88 |  |  | 1.12 | 1.12 | $2301.03 |  |  | Yes | 01/01/2025 | 02/01/2025 | 1 | Long<br>Term | $1150.00 | $1600.00 | Yes | 01/01/2025 | 02/01/2025 | 1 | Long<br>Term | $1450.00 | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $380.00 | $320.25 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor | 6.51 | Permanent<br>Resident Alien |  | 737 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent<br>Resident Alien |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 737 | FICO<br>II | 761 | Beacon<br>5 | 723 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $540000.00 | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 46.296% | [Redacted] |  |  | 119.104% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224647154 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term<br>Vacation<br>Rental (e.g.,<br>AirBNB,<br>VRBO, or<br>HomeAway) |  |  |  | $7640.00 | Multiple<br>Sources | $6984.60 |  | 0.000000 | 0.91 |  |  | 1.09 | 1.09 | $6984.60 |  |  | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) |  | $6300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $90000.00 |  |  | $1184.35 | $309.58 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 6 | No | No | No | Experienced<br>Investor |  | US Citizen | US Citizen | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 772 | FICO<br>II | 787 | Beacon<br>5 | 747 | FICO Risk<br>Score Classic<br>04 | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 762 | FICO<br>II | 785 | Beacon<br>5 | 760 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1225000.00 | $1225000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |
| 224647361 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $9100.00 | Multiple<br>Sources | $6458.03 |  | 0.000000 | 0.7 |  |  | 1.40 | 1.4 | $6458.03 |  |  | Yes | 07/01/2025 | 07/01/2026 | 12 | Long<br>Term | $2300.00 | $2500.00 | Yes | 09/01/2023 | 09/01/2025 | 24 | Long<br>Term | $3500.00 | $3300.00 | Yes | 01/01/2025 | 01/01/2027 | 24 | Long<br>Term | $3500.00 | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $1440.67 | $266.25 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 7 | 8 | No |  | No | Experienced<br>Investor | 4.26 |  | Non-Permanent<br>Resident Alien | 712 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 6 | Non-Permanent<br>Resident Alien |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 727 | FICO<br>II | 712 | Beacon<br>5 | 693 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $990000.00 | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.949% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224661022 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2000.00 | Third<br>Party<br>Rental<br>Source | $1929.55 |  | 0.000000 | 0.96 |  |  | 1.03 | 1.03 | $1929.55 |  |  | Yes | 11/10/2025 | 11/30/2026 | 12 | Long<br>Term | $2100.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $12800.00 |  |  | $474.48 | $96.50 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No |  | No | Experienced<br>Investor | 1.51 |  | US Citizen | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 725 | FICO<br>II | 710 | Beacon<br>5 | 721 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $290000.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 338.898% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224661030 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4740.00 | Rent on<br>Existing<br>Lease | $2743.65 |  | 0.000000 | 0.57 |  |  | 1.72 | 1.72 | $2743.65 |  |  | Yes | 08/21/2025 | 08/31/2026 | 12 | Long<br>Term | $1095.00 | $1300.00 | Yes | 07/30/2025 | 06/30/2026 | 11 | Long<br>Term | $1195.00 | $1300.00 | Yes | 09/01/2025 | 08/31/2026 | 12 | Long<br>Term | $1220.00 | $1300.00 | Yes | 09/01/2025 | 07/31/2026 | 11 | Long<br>Term | $1230.00 | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $68000.00 |  |  | $390.91 | $171.42 | Level<br>1-Not<br>Stated/<br>Not<br>Verified | No | 1 | 17 | No |  | No | Experienced<br>Investor | 1.53 |  | US Citizen | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 6 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 786 | FICO<br>II | 797 | Beacon<br>5 | 773 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 5 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 11/03/2025 | 803 | FICO<br>II | 797 | Beacon<br>5 | 781 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $635000.00 | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 56.535% | [Redacted] |  |  | 76.383% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224661052 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4685.00 | Multiple<br>Sources | $2741.37 |  | 0.000000 | 0.58 |  |  | 1.70 | 1.7 | $2741.37 |  |  | Yes | 03/01/2025 | 02/28/2026 | 12 | Long<br>Term | $1195.00 | $1300.00 | Yes | 09/01/2025 | 08/31/2026 | 12 | Long<br>Term | $1095.00 | $1300.00 | Yes | 09/01/2025 | 04/30/2026 | 8 | Long<br>Term | $1370.00 | $1300.00 | Yes | 08/21/2025 | 08/31/2026 | 12 | Long<br>Term | $1095.00 | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $68000.00 |  |  | $394.47 | $165.58 | Level<br>1-Not<br>Stated/<br>Not<br>Verified | No | 1 | 17 | No |  | No | Experienced<br>Investor | 1.49 |  | US Citizen | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 6 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 786 | FICO<br>II | 797 | Beacon<br>5 | 773 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 5 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 11/03/2025 | 803 | FICO<br>II | 797 | Beacon<br>5 | 781 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $635000.00 | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 56.535% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224664451 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2250.00 | Third<br>Party<br>Rental<br>Source | $2183.69 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $2183.69 |  |  | Yes | 10/01/2025 | 09/30/2026 | 12 | Long<br>Term | $2400.00 | $2250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $348.19 | $126.08 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 11 | No |  | No | Experienced<br>Investor | 1.37 |  | US Citizen | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 732 | FICO<br>II | 739 | Beacon<br>5 | 741 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $330000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 107.609% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224664494 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1575.00 | Third<br>Party<br>Rental<br>Source | $1664.98 |  | 0.000000 | 1.05 |  |  | 0.94 | 0.94 | $1664.98 |  |  | No |  |  |  | Long<br>Term |  | $1575.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $185.41 | $129.58 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No |  | No | Experienced<br>Investor |  |  | Non-Permanent<br>Resident Alien | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Non-Permanent<br>Resident Alien |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 771 | FICO<br>II | 785 | Beacon<br>5 | 747 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  | $274000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224678248 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2200.00 | Rent on<br>Existing<br>Lease | $2198.93 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $2198.93 |  |  | Yes | 08/15/2025 | 09/15/2025 | 1 | Long<br>Term | $2200.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $126080.00 |  |  | $503.56 | $214.00 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 5 | No |  | No | Experienced<br>Investor | 1.55 |  | US Citizen | 660 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 660 | FICO<br>II | 686 | Beacon<br>5 | 654 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $382000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 59.031% | [Redacted] |  |  | 100000.000% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224678249 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3627.42 |  | 0.421623 |  |  |  |  |  | $3627.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $386.59 | $408.33 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No |  | No |  |  |  | US Citizen | 679 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity | Unemployed |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  |  | Level 3-<br>Stated/<br>Partially<br>Verified | [Redacted] | 676 | FICO<br>II | 679 | Beacon<br>5 | 712 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $445000.00 | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224678260 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6492.19 |  | 0.287051 |  |  |  |  |  | $6492.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1078.82 | $131.42 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 786 | FICO<br>II | 781 | Beacon<br>5 | 652 | FICO Risk<br>Score Classic<br>04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 745 | FICO<br>II | 725 | Beacon<br>5 | 741 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $980000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224678287 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7226.91 |  | 0.477571 |  |  |  |  |  | $7226.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $317.56 | $117.42 | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  | No |  | No |  |  |  | US Citizen | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity | Unemployed |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 755 | FICO<br>II | 768 | Beacon<br>5 | 756 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 2 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 11/06/2025 | 789 | FICO<br>II | 777 | Beacon<br>5 | 792 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1277388.00 | $1277388.00 | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224678290 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1750.00 | Rent on<br>Existing<br>Lease | $1073.28 |  | 0.000000 | 0.61 |  |  | 1.63 | 1.63 | $1073.28 |  |  | Yes | 10/01/2025 | 04/01/2026 | 6 | Long<br>Term | $1000.00 | $1000.00 | Yes | 08/11/2024 | 08/11/2025 | 12 | Long<br>Term | $750.00 | $750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $90.20 | $92.08 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No |  | No | Experienced<br>Investor | 2.76 |  | US Citizen | 737 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 761 | FICO<br>II | 737 | Beacon<br>5 | 726 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $160000.00 | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 86.957% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224678293 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term<br>Vacation<br>Rental (e.g.,<br>AirBNB,<br>VRBO, or<br>HomeAway) |  |  |  | $1940.00 | Multiple<br>Sources | $1580.73 |  | 0.000000 | 0.81 |  |  | 1.22 | 1.22 | $1580.73 |  |  | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) | Short Term Vacation Rental (e.g., AirBNB, VRBO, or<br>HomeAway) |  | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $207.32 | $165.17 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 729 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 730 | FICO<br>II | 719 | Beacon<br>5 | 729 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $216000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224678735 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2150.00 | Third<br>Party<br>Rental<br>Source | $2146.47 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $2146.47 |  |  | Yes | 09/01/2025 | 09/01/2026 | 12 | Long<br>Term | $2200.00 | $2150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $334.82 | $0.00 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor | 10.98 | US Citizen |  | 737 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 748 | FICO<br>II | 712 | Beacon<br>5 | 737 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $335000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 62.687% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224678747 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1850.00 | Third<br>Party<br>Rental<br>Source | $1113.80 |  | 0.000000 | 0.6 |  |  | 1.66 | 1.66 | $1113.80 |  |  | No |  |  |  | Long<br>Term |  | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $22000.00 |  |  | $236.30 | $151.17 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 754 | FICO<br>II | 743 | Beacon<br>5 | 736 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $143745.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224681981 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3945.00 | Rent on<br>Existing<br>Lease | $3762.54 |  | 0.000000 | 0.95 |  |  | 1.04 | 1.04 | $3762.54 |  |  | Yes | 05/01/2025 | 07/31/2026 | 15 | Long<br>Term | $1950.00 | $1900.00 | Yes | 08/01/2024 | 07/31/2025 | 12 | Long<br>Term | $1995.00 | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $951.51 | $139.21 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 742 | Fair<br>Isaac<br>(VER.<br>2) | 772 | Beacon<br>5 | 762 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $510000.00 | 2 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224693455 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3445.00 | Rent on<br>Existing<br>Lease | $2201.49 |  | 0.000000 | 0.63 |  |  | 1.56 | 1.56 | $2201.49 |  |  | Yes | 08/01/2025 | 07/31/2026 | 12 | Long<br>Term | $1545.00 | $1500.00 | Yes | 06/21/2025 | 05/31/2026 | 11 | Long<br>Term | $950.00 | $950.00 | Yes | 05/22/2025 | 04/30/2026 | 11 | Long<br>Term | $950.00 | $950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $41377.00 |  |  | $379.67 | $251.63 | Level<br>1-Not<br>Stated/<br>Not<br>Verified | No | 1 | 1 | No |  | No | Experienced<br>Investor |  |  | US Citizen | 733 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 718 | FICO<br>II | 750 | Beacon<br>5 | 733 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $315000.00 | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224693498 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1800.00 | Third<br>Party<br>Rental<br>Source | $1414.43 |  | 0.000000 | 0.78 |  |  | 1.27 | 1.27 | $1414.43 |  |  | Yes | 12/01/2025 | 11/30/2026 | 12 | Long<br>Term | $2142.00 | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $27500.00 |  |  | $256.23 | $96.33 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 4 | No | No |  | Experienced<br>Investor | 19.27 | US Citizen |  | 695 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 695 | FICO<br>II | 706 | Beacon<br>5 | 682 | VantageScore<br>4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $240000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 98.824% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224693505 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2300.00 | Third<br>Party<br>Rental<br>Source | $2299.00 |  | 0.000000 | 0.99 |  |  | 1.00 | 1 | $2299.00 |  |  | No |  |  |  | Long<br>Term |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33100.00 |  |  | $397.16 | $83.73 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | Yes | Yes | Yes | Experienced<br>Investor |  | Foreign<br>National | Foreign<br>National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Foreign<br>National |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign<br>National |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $339900.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 72.000% | [Redacted] |  |  | 72.000% | [Redacted] |  | 72.000% |  |  |  |  |  |  |  |  |
| 224693580 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $2693.33 | Multiple<br>Sources | $2305.65 |  | 0.000000 | 0.85 |  |  | 1.16 | 1.16 | $2305.65 |  |  | No |  |  |  | Short<br>Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $32300.00 |  |  | $418.99 | $113.00 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 4 | No | No | No | Experienced<br>Investor |  | US Citizen | US Citizen | 704 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 691 | FICO<br>II | 814 | Beacon<br>5 | 704 | FICO Risk<br>Score Classic<br>04 | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 681 | FICO<br>II | 812 | Beacon<br>5 | 704 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $325000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224695360 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $7966.90 | Multiple<br>Sources | $6689.49 |  | 0.000000 | 0.83 |  |  | 1.19 | 1.19 | $6689.49 |  |  | No |  |  |  | Long<br>Term |  | $4000.00 | No |  |  |  | Long<br>Term |  | $2000.00 | Yes | 04/01/2024 | 06/01/2029 | 62 | Long<br>Term | $1966.90 | $1967.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $890.15 | $379.45 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 8 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 7 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 733 | FICO<br>II | 769 | Beacon<br>5 | 766 | FICO Risk<br>Score Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1135000.00 | $1135000.00 | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |

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| **SitusAMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Investor<br>Loan<br>Number** | **Seller<br>Name** | **Originator<br>Name** | **Guideline<br>Author** | **Loan<br>Program** | **Loan<br>Program<br>Date** | **Executed<br>NOO<br>Docs in<br>File** | **Lease In<br>Place<br>Flag** | **Rental<br>Purpose** | **Actual In<br>Place<br>Rent** | **Third<br>Party Market<br>Rent<br>Estimate** | **Third<br>Party<br>Rent<br>Source** | **Rental<br>Income Used for<br>Property DSCR<br>Calculation** | **Rental<br>Source for<br>Property DTI<br>Calculation** | **Calculated<br>Monthly<br>Debt** | **Property<br>DTI** | **Investor<br>DTI** | **Inverse<br>DSCR** | **Net<br>Operating<br>Income** | **Total<br>Debt<br>Service** | **DSCR** | **Total<br>DSCR** | **PITIA** | **Lease<br>End<br>Date** | **Original<br>Lease<br>Term** | **Lease in<br>Place<br>Flag<br>Unit 1** | **Lease<br>Start Date<br>Unit 1** | **Lease End<br>Date Unit<br>1** | **Original<br>Lease<br>Term<br>Unit 1** | **Rental<br>Purpose<br>Unit 1** | **Actual In<br>Place<br>Rent<br>Unit 1** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 1** | **Lease in<br>Place<br>Flag<br>Unit 2** | **Lease<br>Start Date<br>Unit 2** | **Lease End<br>Date Unit<br>2** | **Original<br>Lease<br>Term<br>Unit 2** | **Rental<br>Purpose<br>Unit 2** | **Actual In<br>Place<br>Rent<br>Unit 2** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 2** | **Lease in<br>Place<br>Flag<br>Unit 3** | **Lease<br>Start Date<br>Unit 3** | **Lease End<br>Date Unit<br>3** | **Original<br>Lease<br>Term<br>Unit 3** | **Rental<br>Purpose<br>Unit 3** | **Actual In<br>Place<br>Rent<br>Unit 3** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 3** | **Lease in<br>Place<br>Flag<br>Unit 4** | **Lease<br>Start Date<br>Unit 4** | **Lease End<br>Date Unit<br>4** | **Original<br>Lease<br>Term<br>Unit 4** | **Rental<br>Purpose<br>Unit 4** | **Actual In<br>Place<br>Rent<br>Unit 4** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 4** | **Lease in<br>Place<br>Flag<br>Unit 5** | **Lease<br>Start<br>Date<br>Unit<br>5** | **Lease<br>End<br>Date<br>Unit<br>5** | **Original<br>Lease<br>Term<br>Unit 5** | **Rental<br>Purpose<br>Unit 5** | **Actual In<br>Place<br>Rent<br>Unit 5** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 5** | **Lease in<br>Place<br>Flag<br>Unit 6** | **Lease<br>Start<br>Date<br>Unit<br>6** | **Lease<br>End<br>Date<br>Unit<br>6** | **Original<br>Lease<br>Term<br>Unit 6** | **Rental<br>Purpose<br>Unit 6** | **Actual In<br>Place<br>Rent<br>Unit 6** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 6** | **Lease in<br>Place<br>Flag<br>Unit 7** | **Lease<br>Start<br>Date<br>Unit<br>7** | **Lease<br>End<br>Date<br>Unit<br>7** | **Original<br>Lease<br>Term<br>Unit 7** | **Rental<br>Purpose<br>Unit 7** | **Actual In<br>Place<br>Rent<br>Unit 7** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 7** | **Lease in<br>Place<br>Flag<br>Unit 8** | **Lease<br>Start<br>Date<br>Unit<br>8** | **Lease<br>End<br>Date<br>Unit<br>8** | **Original<br>Lease<br>Term<br>Unit 8** | **Rental<br>Purpose<br>Unit 8** | **Actual In<br>Place<br>Rent<br>Unit 8** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 8** | **Lease in<br>Place<br>Flag<br>Unit 9** | **Lease<br>Start<br>Date<br>Unit<br>9** | **Lease<br>End<br>Date<br>Unit<br>9** | **Original<br>Lease<br>Term<br>Unit 9** | **Rental<br>Purpose<br>Unit 9** | **Actual In<br>Place<br>Rent<br>Unit 9** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 9** | **Lease in<br>Place<br>Flag<br>Unit 10** | **Lease<br>Start<br>Date<br>Unit<br>10** | **Lease<br>End<br>Date<br>Unit<br>10** | **Original<br>Lease<br>Term<br>Unit 10** | **Rental<br>Purpose<br>Unit 10** | **Actual In<br>Place<br>Rent<br>Unit 10** | **Third<br>Party Market<br>Rent<br>Estimate<br>Unit 10** | **Rent Loss<br>Insurance** | **Rent Loss<br>Insurance<br>Amount** | **HOA Flag** | **HOA<br>Monthly<br>Premium<br>Amount** | **Monthly<br>Property<br>Tax** | **Monthly<br>Insurance<br>Cost** | **Asset<br>Verification** | **Blanket<br>Mortgage<br>Flag** | **Number of<br>Mortgaged<br>Properties<br>With<br>Lender** | **Number<br>of<br>Properties** | **Foreign National<br>Alternative Credit<br>Documentation** | **Foreign<br>National<br>Borrower<br>1** | **Foreign<br>National<br>Borrower<br>2** | **Investor<br>Type** | **Number<br>of Years<br>Property<br>Owned** | **Borrower<br>Residency<br>Status** | **Co Borrower<br>Residency<br>Status** | **Qualifying<br>Credit<br>Score** | **Months<br>Bankruptcy<br>7 11** | **Months<br>Bankruptcy<br>13** | **Months<br>Deed in<br>Lieu** | **Months<br>Short Sale<br>or Pre FC** | **Prior<br>Mtg Rent<br>Late 30d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 60d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 90d<br>in 12m** | **Prior<br>Mtg Rent<br>Late 30d<br>in 24m** | **Prior<br>Mtg Rent<br>Late 60d<br>in 24m** | **Prior<br>Mtg Rent<br>Late 90d<br>in 24m** | **Section 8** | **Street<br>Address** | **Borrower<br>1 Type** | **Borrower 1<br>Designation** | **Borrower 1<br>Employment<br>Status** | **Borrower<br>1 First<br>Name** | **Borrower<br>1 Last<br>Name** | **Borrower<br>1 Number<br>of<br>Mortgaged<br>Properties** | **Borrower 1<br>Citizenship** | **Borrower 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>1<br>Country<br>Name** | **Borrower<br>1 Asset<br>Verification<br>Level** | **Borrower<br>1 Credit<br>Order<br>Date** | **Borrower<br>1<br>Experian<br>FICO** | **Borrower<br>1 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>1 Equifax<br>FICO** | **Borrower<br>1 Equifax<br>FICO<br>Model<br>Used** | **Borrower 1<br>TransUnion<br>FICO** | **Borrower 1<br>TransUnion FICO<br>Model Used** | **Borrower<br>2 Type** | **Borrower 2<br>Designation** | **Borrower 2<br>Employment<br>Status** | **Borrower<br>2 First<br>Name** | **Borrower<br>2 Last<br>Name** | **Borrower<br>2 Number<br>of<br>Mortgaged<br>Properties** | **Borrower 2<br>Citizenship** | **Borrower 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>2<br>Country<br>Name** | **Borrower<br>2 Asset<br>Verification<br>Level** | **Borrower<br>2 Credit<br>Order<br>Date** | **Borrower<br>2<br>Experian<br>FICO** | **Borrower<br>2 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>2 Equifax<br>FICO** | **Borrower<br>2 Equifax<br>FICO<br>Model<br>Used** | **Borrower 2<br>TransUnion<br>FICO** | **Borrower 2<br>TransUnion FICO<br>Model Used** | **Borrower 3<br>Designation** | **Borrower<br>3 First<br>Name** | **Borrower<br>3 Last<br>Name** | **Borrower<br>3 Number<br>of<br>Mortgaged<br>Properties** | **Borrower<br>3<br>Citizenship** | **Borrower 3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>3<br>Country<br>Name** | **Borrower<br>3 Asset<br>Verification<br>Level** | **Borrower<br>3 Credit<br>Order<br>Date** | **Borrower<br>3<br>Experian<br>FICO** | **Borrower<br>3 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>3 Equifax<br>FICO** | **Borrower<br>3 Equifax<br>FICO<br>Model<br>Used** | **Borrower 3<br>TransUnion<br>FICO** | **Borrower 3<br>TransUnion FICO<br>Model Used** | **Borrower 4<br>Designation** | **Borrower<br>4 First<br>Name** | **Borrower<br>4 Last<br>Name** | **Borrower<br>4 Number<br>of<br>Mortgaged<br>Properties** | **Borrower<br>4<br>Citizenship** | **Borrower 4<br>Documentation Used to<br>Determine Legal<br>Residency** | **Borrower<br>4<br>Country<br>Name** | **Borrower<br>4 Asset<br>Verification<br>Level** | **Borrower<br>4 Credit<br>Order<br>Date** | **Borrower<br>4<br>Experian<br>FICO** | **Borrower<br>4 Experian<br>FICO<br>Model<br>Used** | **Borrower<br>4 Equifax<br>FICO** | **Borrower<br>4 Equifax<br>FICO<br>Model<br>Used** | **Borrower 4<br>TransUnion<br>FICO** | **Borrower 4<br>TransUnion FICO<br>Model Used** | **Personal<br>Guarantee** | **Guarantor 1<br>First Name** | **Guarantor 1<br>Last Name** | **Guarantor 1<br>Business<br>Ownership<br>Percent** | **Guarantor 1<br>Recourse<br>Type** | **Guarantor 1<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 1<br>Citizenship** | **Guarantor 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 1<br>Country<br>Name** | **Guarantor 1 Asset<br>Verification Level** | **Guarantor 1<br>Employment<br>Verification<br>Level** | **Guarantor 1<br>Income<br>Verification<br>Level** | **Guarantor 1 FICO<br>Model Used** | **Guarantor 1 Credit<br>Order Date** | **Guarantor 1<br>Experian<br>FICO** | **Guarantor 1<br>Experian FICO<br>Model Used** | **Guarantor 1<br>Equifax<br>FICO** | **Guarantor 1<br>Equifax FICO<br>Model Used** | **Guarantor 1<br>TransUnion<br>FICO** | **Guarantor 1<br>TransUnion FICO<br>Model Used** | **Guarantor 1 Most<br>Recent Fico<br>Method** | **Guarantor 2<br>First Name** | **Guarantor 2<br>Last Name** | **Guarantor 2<br>Business<br>Ownership<br>Percent** | **Guarantor 2<br>Recourse<br>Type** | **Guarantor 2<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 2<br>Citizenship** | **Guarantor 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 2<br>Country<br>Name** | **Guarantor 2 Asset<br>Verification Level** | **Guarantor 2<br>Employment<br>Verification<br>Level** | **Guarantor 2<br>Income<br>Verification<br>Level** | **Guarantor 2 FICO<br>Model Used** | **Guarantor 2 Credit<br>Order Date** | **Guarantor 2<br>Experian<br>FICO** | **Guarantor 2<br>Experian FICO<br>Model Used** | **Guarantor 2<br>Equifax<br>FICO** | **Guarantor 2<br>Equifax FICO<br>Model Used** | **Guarantor 2<br>TransUnion<br>FICO** | **Guarantor 2<br>TransUnion FICO<br>Model Used** | **Guarantor 2 Most<br>Recent Fico<br>Method** | **Guarantor 3<br>First Name** | **Guarantor 3<br>Last Name** | **Guarantor 3<br>Business<br>Ownership<br>Percent** | **Guarantor 3<br>Recourse<br>Type** | **Guarantor 3<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 3<br>Citizenship** | **Guarantor 3<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 3<br>Country<br>Name** | **Guarantor 3 Asset<br>Verification Level** | **Guarantor 3<br>Employment<br>Verification<br>Level** | **Guarantor 3<br>Income<br>Verification<br>Level** | **Guarantor 3 FICO<br>Model Used** | **Guarantor 3 Credit<br>Order Date** | **Guarantor 3<br>Experian<br>FICO** | **Guarantor 3<br>Experian FICO<br>Model Used** | **Guarantor 3<br>Equifax<br>FICO** | **Guarantor 3<br>Equifax FICO<br>Model Used** | **Guarantor 3<br>TransUnion<br>FICO** | **Guarantor 3<br>TransUnion FICO<br>Model Used** | **Guarantor 3 Most<br>Recent Fico<br>Method** | **Guarantor 4<br>First Name** | **Guarantor 4<br>Last Name** | **Guarantor 4<br>Business<br>Ownership<br>Percent** | **Guarantor 4<br>Recourse<br>Type** | **Guarantor 4<br>Number of<br>Mortgaged<br>Properties** | **Guarantor 4<br>Citizenship** | **Guarantor 4<br>Documentation Used to<br>Determine Legal<br>Residency** | **Guarantor 4<br>Country<br>Name** | **Guarantor 4 Asset<br>Verification Level** | **Guarantor 4<br>Employment<br>Verification<br>Level** | **Guarantor 4<br>Income<br>Verification<br>Level** | **Guarantor 4 FICO<br>Model Used** | **Guarantor 4 Credit<br>Order Date** | **Guarantor 4<br>Experian<br>FICO** | **Guarantor 4<br>Experian FICO<br>Model Used** | **Guarantor 4<br>Equifax<br>FICO** | **Guarantor 4<br>Equifax FICO<br>Model Used** | **Guarantor 4<br>TransUnion<br>FICO** | **Guarantor 4<br>TransUnion FICO<br>Model Used** | **Guarantor 4 Most<br>Recent Fico<br>Method** | **Authorized Signor 1<br>First Name** | **Authorized Signor 1<br>Last Name** | **Authorized Signor 2<br>First Name** | **Authorized Signor 2<br>Last Name** | **Member<br>1 First<br>Name** | **Member<br>1 Last<br>Name** | **Member 1<br>Documentation Used to<br>Determine Legal<br>Residency** | **Member<br>1 Credit<br>Order<br>Date** | **Member<br>1<br>Experian<br>FICO** | **Member<br>1 Experian<br>FICO<br>Model<br>Used** | **Member<br>1<br>Equifax<br>FICO** | **Member<br>1 Equifax<br>FICO<br>Model<br>Used** | **Member 1<br>TransUnion<br>FICO** | **Member 1<br>TransUnion FICO<br>Model Used** | **Member<br>1 Asset<br>Verification<br>Level** | **Member 1<br>Employment<br>Verification<br>Level** | **Member<br>1 Income<br>Verification<br>Level** | **Member<br>2 First<br>Name** | **Member<br>2 Last<br>Name** | **Member 2<br>Documentation Used to<br>Determine Legal<br>Residency** | **Member<br>2 Credit<br>Order<br>Date** | **Member<br>2<br>Experian<br>FICO** | **Member<br>2 Experian<br>FICO<br>Model<br>Used** | **Member<br>2<br>Equifax<br>FICO** | **Member<br>2 Equifax<br>FICO<br>Model<br>Used** | **Member 2<br>TransUnion<br>FICO** | **Member 2<br>TransUnion FICO<br>Model Used** | **Member<br>2 Asset<br>Verification<br>Level** | **Member 2<br>Employment<br>Verification<br>Level** | **Member<br>2 Income<br>Verification<br>Level** | **Loan<br>Application<br>Date** | **Sales<br>Contract<br>Date** | **Qualifying Home<br>Value for LTV** | **Number<br>of Units** | **Year Built** | **Total Sq<br>Ft** | **Number<br>of<br>Bedrooms** | **Number of<br>Bathrooms** | **Property<br>Condition** | **Acquisition<br>Cost** | **Renovation<br>Cost** | **Effective<br>Gross<br>Income** | **Turnover<br>Costs** | **Repairs and<br>Maintenance** | **Marketing and<br>Leasing Costs** | **Utilities** | **Other<br>Costs** | **Cap Ex<br>Reserve** | **Investment Property<br>Original As Is LTV** | **As Is<br>Value** | **After<br>Repair<br>Value** | **After<br>Repair<br>Value<br>LTV** | **Loan to<br>Cost** | **Original<br>Sales<br>Price** | **Assignment<br>Fee** | **Loan to<br>Purchase<br>Price** | **SBC<br>Occupancy** | **Investment<br>Property<br>Type** | **Has<br>Dutch<br>Interest** | **Interest<br>Reserves<br>Escrowed** | **Guarantor 1<br>ITIN Flag** | **Guarantor 2<br>ITIN Flag** | **Guarantor 3<br>ITIN Flag** | **Guarantor 4<br>ITIN Flag** |
| 224699868 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $1850.00 | Third<br>Party<br>Rental<br>Source | $1778.94 |  | 0.000000 | 0.96 |  |  | 1.03 | 1.03 | $1778.94 |  |  | Yes | 04/01/2024 | 04/30/2027 | 37 | Long<br>Term | $2600.00 | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $66000.00 |  |  | $96.54 | $56.92 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No | No |  | Experienced<br>Investor | 1.62 | US Citizen |  | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 810 | FICO<br>II | 768 | Beacon<br>5 |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $338000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 68.343% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224699871 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $2100.00 | Third<br>Party<br>Rental<br>Source | $1899.76 |  | 0.000000 | 0.9 |  |  | 1.10 | 1.1 | $1899.76 |  |  | No |  |  |  | Long<br>Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $31500.00 |  |  | $388.09 | $79.79 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 806 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 823 | FICO<br>II | 806 | Beacon<br>5 | 720 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $274000.00 | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224705516 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $3945.00 | Multiple<br>Sources | $2975.32 |  | 0.000000 | 0.75 |  |  | 1.32 | 1.32 | $2975.32 |  |  | Yes | 01/11/2021 | 01/31/2022 | 12 | Long<br>Term | $1300.00 | $1350.00 | Yes | 03/17/2025 | 04/30/2026 | 13 | Long<br>Term | $1345.00 | $1300.00 | Yes | 03/18/2024 | 03/17/2025 | 12 | Long<br>Term | $1000.00 | $1150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $358.23 | $276.66 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 762 | FICO<br>II | 799 | Beacon<br>5 | 789 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $350000.00 | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 85.000% | [Redacted] |  |  | 85.000% | [Redacted] |  | 85.000% |  |  |  |  |  |  |  |  |
| 224705519 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $4230.00 | Rent on<br>Existing<br>Lease | $2980.34 |  | 0.000000 | 0.7 |  |  | 1.41 | 1.41 | $2980.34 |  |  | Yes | 07/01/2022 | 06/30/2023 | 12 | Long<br>Term | $980.00 | $1150.00 | Yes | 09/16/2016 | 09/15/2017 | 12 | Long<br>Term | $730.00 | $1150.00 | Yes | 04/01/2025 | 04/30/2026 | 13 | Long<br>Term | $1345.00 | $1300.00 | Yes | 04/01/2024 | 03/31/2025 | 12 | Long<br>Term | $1175.00 | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $151000.00 |  |  | $413.41 | $226.50 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 762 | FICO<br>II | 799 | Beacon<br>5 | 789 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $350000.00 | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 85.000% | [Redacted] |  |  | 85.000% | [Redacted] |  | 85.000% |  |  |  |  |  |  |  |  |
| 224705570 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $3100.00 | Rent on<br>Existing<br>Lease | $2337.12 |  | 0.000000 | 0.75 |  |  | 1.32 | 1.32 | $2337.12 |  |  | Yes | 06/01/2025 | 05/25/2026 | 11 | Long<br>Term | $3100.00 | $3100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $373.08 | $104.58 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 9 | No |  | No | Experienced<br>Investor | 6.88 |  | US Citizen | 735 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 725 | FICO<br>II | 746 | Beacon<br>5 | 735 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $368000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 166.265% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224709548 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2040.49 |  | 0.414970 |  |  |  |  |  | $2040.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $251.80 | $192.67 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  | 8.45 | US Citizen |  | 675 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 695 | FICO<br>II | 675 | Beacon<br>5 | 671 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $555000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224709552 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $12500.00 | Third<br>Party<br>Rental<br>Source | $11301.09 |  | 0.000000 | 0.9 |  |  | 1.10 | 1.1 | $11301.09 |  |  | No |  |  |  | Long<br>Term |  | $12500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $1152.05 | $610.12 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 7 | 7 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 707 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 7 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 680 | FICO<br>II | 736 | Beacon<br>5 | 707 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1399000.00 | $1399000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224709555 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $3000.00 | Rent on<br>Existing<br>Lease | $2476.43 |  | 0.000000 | 0.82 |  |  | 1.21 | 1.21 | $2476.43 |  |  | Yes | 10/23/2025 | 09/30/2026 | 11 | Long<br>Term | $1500.00 | $1550.00 | Yes | 09/28/2024 | 09/30/2025 | 12 | Long<br>Term | $1500.00 | $1550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $15000.00 |  |  | $288.67 | $145.99 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 4 | No |  | No | Experienced<br>Investor | 1.53 |  | Non-Permanent<br>Resident Alien | 794 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 4 | Non-Permanent<br>Resident Alien |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 790 | FICO<br>II | 794 | Beacon<br>5 | 797 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $380000.00 | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 121.277% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224709556 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $3760.00 | Rent on<br>Existing<br>Lease | $2775.74 |  | 0.000000 | 0.73 |  |  | 1.35 | 1.35 | $2775.74 |  |  | Yes | 07/01/2025 | 01/01/2026 | 6 | Long<br>Term | $1035.00 | $1100.00 | Yes | 11/01/2014 | 11/01/2015 | 12 | Long<br>Term | $800.00 | $1050.00 | Yes | 05/01/2021 | 05/01/2022 | 12 | Long<br>Term | $925.00 | $1100.00 | Yes | 11/01/2023 | 11/01/2024 | 12 | Long<br>Term | $1000.00 | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $155.24 | $470.58 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 743 | Fair<br>Isaac<br>(VER.<br>2) | 756 | FICO<br>Classic<br>V5<br>Facta | 720 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $405000.00 | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224710928 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $4000.00 | Third<br>Party<br>Rental<br>Source | $6107.19 |  | 0.000000 | 1.52 |  |  | 0.65 | 0.65 | $6107.19 |  |  | No |  |  |  | Long<br>Term |  | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $2361.40 | $637.75 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 696 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 730 | FICO<br>II | 696 | Beacon<br>5 | 671 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $925000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 48.649% | [Redacted] |  |  | 48.649% | [Redacted] |  | 48.649% |  |  |  |  |  |  |  |  |
| 224710929 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $2400.00 | Third<br>Party<br>Rental<br>Source | $2146.33 |  | 0.000000 | 0.89 |  |  | 1.11 | 1.11 | $2146.33 |  |  | Yes | 12/01/2024 | 11/30/2025 | 12 | Long<br>Term | $1200.00 | $1200.00 | Yes | 08/06/2025 | 07/31/2026 | 11 | Long<br>Term | $1100.00 | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $182.52 | $118.42 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | First-Time<br>Investor |  | Non-Permanent<br>Resident Alien |  | 661 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Non-Permanent<br>Resident Alien |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 663 | FICO<br>II | 607 | Beacon<br>5 | 661 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $320000.00 | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224710941 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $1950.00 | Multiple<br>Sources | $1736.01 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $1736.01 |  |  | Yes | 07/19/2022 | 07/19/2023 | 12 | Long<br>Term | $1100.00 | $1350.00 | Yes | 07/19/2022 | 07/19/2023 | 12 | Long<br>Term | $1050.00 | $850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $283.62 | $43.50 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No |  | No | Experienced<br>Investor | 2.11 |  | US Citizen | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 738 | FICO<br>II | 769 | Beacon<br>5 | 749 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 1 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 11/14/2025 | 759 | FICO<br>II |  |  | 752 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $253000.00 | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224711283 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $3200.00 | Third<br>Party<br>Rental<br>Source | $2330.17 |  | 0.000000 | 0.72 |  |  | 1.37 | 1.37 | $2330.17 |  |  | No |  |  |  | Long<br>Term |  | $1000.00 | Yes | 03/01/2025 | 02/28/2026 | 12 | Long<br>Term | $1200.00 | $1200.00 | Yes | 08/01/2025 | 07/31/2026 | 12 | Long<br>Term | $1000.00 | $1000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $420.28 | $158.00 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No |  | No | Experienced<br>Investor |  |  | US Citizen | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 789 | FICO<br>II | 782 | Beacon<br>5 | 776 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $342000.00 | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224711308 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $2140.00 | Third<br>Party<br>Rental<br>Source | $1512.49 |  | 0.000000 | 0.7 |  |  | 1.41 | 1.41 | $1512.49 |  |  | No |  |  |  | Long<br>Term |  | $2140.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $39200.00 |  |  | $401.47 | $125.15 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | Yes | Yes |  | Experienced<br>Investor |  | Foreign<br>National |  |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Foreign<br>National |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $345000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 44.058% | [Redacted] |  |  | 44.058% | [Redacted] |  | 44.058% |  |  |  |  |  |  |  |  |
| 224712649 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2752.31 |  | 0.452407 |  |  |  |  |  | $2752.31 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $469.08 | $43.38 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 746 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 759 | FICO<br>II | 737 | Beacon<br>5 | 763 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 758 | FICO<br>II | 746 | Beacon<br>5 | 744 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $370000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224712997 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $1900.00 | Third<br>Party<br>Rental<br>Source | $1330.95 |  | 0.000000 | 0.7 |  |  | 1.42 | 1.42 | $1330.95 |  |  | Yes | 10/01/2025 | 11/01/2025 | 1 | Long<br>Term | $2400.00 | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $182.93 | $128.42 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 11 | No | No |  | Experienced<br>Investor | 26.73 | US Citizen |  | 697 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 697 | FICO<br>II | 722 | Beacon<br>5 | 695 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $262000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224712999 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2916.07 |  | 0.226902 |  |  |  |  |  | $2916.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $446.19 | $156.25 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  |  | US Citizen |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 790 | FICO<br>II | 817 | Beacon<br>5 | 792 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $428500.00 | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224713391 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $1500.00 | Rent on<br>Existing<br>Lease | $1417.34 |  | 0.000000 | 0.94 |  |  | 1.05 | 1.05 | $1417.34 |  |  | Yes | 02/01/2023 | 02/01/2024 | 12 | Long<br>Term | $1500.00 | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $150.45 | $122.33 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 12 | No | No |  | Experienced<br>Investor | 48.51 | US Citizen |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 774 | FICO<br>II | 745 | Beacon<br>5 | 750 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $275000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224713435 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $3200.00 | Rent on<br>Existing<br>Lease | $2170.45 |  | 0.000000 | 0.67 |  |  | 1.47 | 1.47 | $2170.45 |  |  | Yes | 09/01/2023 | 08/31/2024 | 12 | Long<br>Term | $900.00 | $1000.00 | Yes | 12/05/2022 | 12/05/2024 | 24 | Long<br>Term | $600.00 | $1000.00 | Yes | 08/09/2024 | 08/09/2025 | 12 | Long<br>Term | $800.00 | $1000.00 | Yes | 02/26/2024 | 02/25/2024 | 1 | Long<br>Term | $900.00 | $1000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $69900.00 |  |  | $92.92 | $190.50 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No |  | No | Experienced<br>Investor |  |  | US Citizen | 803 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] | 767 | FICO<br>II | 805 | Beacon<br>5 | 795 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 2 | US<br>Citizen |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | 11/14/2025 | 776 | FICO<br>II | 805 | Beacon<br>5 | 803 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual |  |  | 1 | US<br>Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | 11/17/2025 |  |  | 788 | Beacon<br>5 | 787 | FICO<br>Risk<br>Score<br>Classic<br>04 | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $383000.00 | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224713803 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $6700.00 | Multiple<br>Sources | $6285.57 |  | 0.000000 | 0.93 |  |  | 1.06 | 1.06 | $6285.57 |  |  | Yes | 06/01/2025 | 06/01/2026 | 12 | Long<br>Term | $2500.00 | $2500.00 | No |  |  |  | Long<br>Term |  | $2500.00 | No |  |  |  | Long<br>Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $478.43 | $437.17 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 10 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 722 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 7 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 722 | FICO<br>II | 723 | Beacon<br>5 | 709 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $960000.00 | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224713804 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $1275.00 | Third<br>Party<br>Rental<br>Source | $1201.01 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $1201.01 |  |  | Yes | 10/01/2025 | 09/30/2027 | 24 | Long<br>Term | $1350.00 | $1275.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $27430.00 |  |  | $272.12 | $114.94 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 3 | No | No |  | Experienced<br>Investor | 2.56 | US Citizen |  | 693 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 678 | FICO<br>II | 693 | Beacon<br>5 | 703 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $135000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 204.541% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224715754 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $4300.00 | Third<br>Party<br>Rental<br>Source | $1426.08 |  | 0.000000 | 0.33 |  |  | 3.01 | 3.01 | $1426.08 |  |  | Yes | 01/01/2023 | 01/31/2023 | 1 | Long<br>Term | $2750.00 | $4300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $201.81 | $132.50 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor | 5.75 | US Citizen |  | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 790 | FICO<br>II | 775 | Beacon<br>5 | 773 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1075000.00 | $1075000.00 | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 16.279% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224716852 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $6666.67 | Third<br>Party<br>Rental<br>Source | $5106.89 |  | 0.000000 | 0.76 |  |  | 1.30 | 1.3 | $5106.89 |  |  | No |  |  |  | Long<br>Term |  | $6666.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $465.07 | $327.58 | Level<br>1-Not<br>Stated/<br>Not<br>Verified | No | 1 | 1 | No |  | No | Experienced<br>Investor |  |  | US Citizen | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 795 | FICO<br>II | 768 | Beacon<br>5 | 762 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $700000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224716857 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6108.77 |  | 0.297220 |  |  |  |  |  | $6108.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $607.20 | $316.20 | Level<br>1-Not<br>Stated/<br>Not<br>Verified |  |  |  | No |  | No |  | 1.05 |  | US Citizen | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity | Unemployed |  |  | 1 |  |  |  | Level<br>1-Not<br>Stated/<br>Not<br>Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 736 | FICO<br>II | 778 | Beacon<br>5 | 761 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $927000.00 | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224716936 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $9000.00 | Rent on<br>Existing<br>Lease | $7724.51 |  | 0.000000 | 0.85 |  |  | 1.16 | 1.16 | $7724.51 |  |  | Yes | 09/01/2023 | 09/01/2024 | 12 | Long<br>Term | $3000.00 | $3000.00 | Yes | 09/01/2023 | 09/01/2024 | 12 | Long<br>Term | $3000.00 | $3000.00 | Yes | 08/01/2023 | 07/31/2024 | 12 | Long<br>Term | $3000.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $126500.00 |  |  | $889.19 | $439.92 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No | No | Experienced<br>Investor | 2.51 | US Citizen | US Citizen | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 782 | FICO<br>II | 759 | Beacon<br>5 | 758 | FICO<br>Risk<br>Score<br>Classic<br>04 | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 715 | FICO<br>II | 734 | Beacon<br>5 | 743 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1250000.00 | $1250000.00 | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 94.697% | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224717777 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $2850.00 | Third<br>Party<br>Rental<br>Source | $2177.62 |  | 0.000000 | 0.76 |  |  | 1.30 | 1.3 | $2177.62 |  |  | Yes | 09/01/2025 | 08/31/2026 | 12 | Long<br>Term | $645.00 | $750.00 | Yes | 12/01/2025 | 12/31/2025 | 1 | Long<br>Term | $1100.00 | $675.00 | Yes | 09/01/2025 | 08/31/2026 | 12 | Long<br>Term | $670.00 | $675.00 | Yes | 04/15/2024 | 05/14/2024 | 1 | Long<br>Term | $1200.00 | $750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $475.75 | $181.53 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 790 | FICO<br>II | 772 | Beacon<br>5 | 784 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $305000.00 | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224717785 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $3391.00 | Third<br>Party<br>Rental<br>Source | $2401.76 |  | 0.000000 | 0.7 |  |  | 1.41 | 1.41 | $2401.76 |  |  | No |  |  |  | Long<br>Term |  | $3391.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25500.00 |  |  | $357.15 | $95.42 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | Yes |  | Yes | Experienced<br>Investor |  |  | Foreign<br>National |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | Foreign<br>National |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $300000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | [Redacted] |  |  | 75.000% | [Redacted] |  | 75.000% |  |  |  |  |  |  |  |  |
| 224717876 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $1900.00 | Multiple<br>Sources | $2012.43 |  | 0.000000 | 1.05 |  |  | 0.94 | 0.94 | $2012.43 |  |  | Yes | 06/01/2023 | 04/30/2027 | 47 | Long<br>Term | $3171.00 | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $300.92 | $32.83 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 5 | No |  | No | Experienced<br>Investor | 3.54 |  | US Citizen | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business<br>Entity |  |  |  | 1 |  |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 791 | FICO<br>II | 810 | Beacon<br>5 | 777 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $280000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224719662 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4645.34 |  | 0.126527 |  |  |  |  |  | $4645.34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $264.81 | $150.83 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined |  |  |  | No | No |  |  | 1.09 | US Citizen |  | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 753 | FICO<br>II | 730 | Beacon<br>5 | 747 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $738000.00 | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |
| 224719668 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $1800.00 | Third<br>Party<br>Rental<br>Source | $1493.34 |  | 0.000000 | 0.82 |  |  | 1.20 | 1.2 | $1493.34 |  |  | No |  |  |  | Long<br>Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/<br>A |  |  |  | $95.03 | $90.24 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | Non-Permanent<br>Resident Alien |  | 700 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | Non-Permanent<br>Resident Alien |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 700 | FICO<br>II | 696 | Beacon<br>5 | 711 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $130000.00 | 1 |  |  |  |  | Excellent |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224720181 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $6050.00 | Multiple<br>Sources | $5238.14 |  | 0.000000 | 0.86 |  |  | 1.15 | 1.15 | $5238.14 |  |  | Yes | 12/01/2024 | 11/30/2025 | 12 | Long<br>Term | $3550.00 | $3800.00 | No |  |  |  | Long<br>Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $15000.00 |  |  | $1246.12 | $208.11 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 6 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 805 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 805 | Fair<br>Isaac<br>(VER.<br>2) | 797 | Beacon<br>5 | 812 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $720000.00 | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | [Redacted] |  |  | 80.000% | [Redacted] |  | 80.000% |  |  |  |  |  |  |  |  |
| 224720497 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | No | Long<br>Term |  |  |  | $3300.00 | Third<br>Party<br>Rental<br>Source | $3194.87 |  | 0.000000 | 0.96 |  |  | 1.03 | 1.03 | $3194.87 |  |  | No |  |  |  | Long<br>Term |  | $1650.00 | No |  |  |  | Long<br>Term |  | $1650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $301.73 | $130.33 | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | No | 1 | 2 | No | No |  | Experienced<br>Investor |  | US Citizen |  | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  |  | Level<br>4-<br>Stated/<br>Verified<br>as<br>defined | [Redacted] | 746 | FICO<br>II | 756 | Beacon<br>5 | 754 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $515000.00 | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 78.641% | [Redacted] |  |  | 78.641% | [Redacted] |  | 78.641% |  |  |  |  |  |  |  |  |
| 224720509 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes | Yes | Long<br>Term |  |  |  | $3850.00 | Multiple<br>Sources | $3251.01 |  | 0.000000 | 0.84 |  |  | 1.18 | 1.18 | $3251.01 |  |  | Yes | 01/01/2026 | 12/31/2026 | 12 | Long<br>Term | $2800.00 | $2650.00 | No |  |  |  | Long<br>Term |  | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $31200.00 |  |  | $487.66 | $234.17 | Level<br>2-<br>Stated/<br>Not<br>Verified | No | 1 | 1 | No | No |  | Experienced<br>Investor |  | Permanent<br>Resident Alien |  | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | Permanent<br>Resident Alien |  |  | Level<br>2-<br>Stated/<br>Not<br>Verified | [Redacted] | 745 | Fair<br>Isaac<br>(VER.<br>2) | 723 | FICO<br>Classic<br>V5<br>Facta | 633 | FICO<br>Risk<br>Score<br>Classic<br>04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $550000.00 | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 70.000% | [Redacted] |  |  | 70.000% | [Redacted] |  | 70.000% |  |  |  |  |  |  |  |  |

---

## Exhibit 99.1

**Exhibit 99.1** 

**Schedule 7**![LOGO](g43673g0119200246878.jpg)

**Data Compare (Non-Ignored)** 

**Run Date - 1/15/2026 10:49:27 AM** 

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224065088 | [Redacted] | [Redacted] |  |  | Original Term | 360 | 365 | Verified | Field Value reflects the Note value |
| 224065088 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224065088 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Tape Value reflects Modification 'Margin' |
| 224120903 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224120903 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224120903 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224120903 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224120903 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224129907 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224129907 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224129907 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224129907 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224129907 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224129907 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 727.75 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224129907 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224129907 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.66 | 1.69 | Verified | Lender used market rent |
| 224129911 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224140054 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224140054 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224140054 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224140054 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Note loan. |
| 224140054 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 48.209 |  | Verified | DSCR loan. |
| 224141111 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224149493 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224149493 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 224149493 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224149537 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224149537 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224149537 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224149537 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224151567 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224151567 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224151895 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224151895 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed loan |
| 224151895 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224151895 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Correctly updated |
| 224151898 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224158389 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224158389 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224158389 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224159640 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224159657 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224159658 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224159658 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224159658 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 23.196 | 15.94027 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224159659 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224159925 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224160565 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224161534 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224161534 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed loan |
| 224161534 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224161553 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224161553 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224161553 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224161553 | [Redacted] | [Redacted] |  |  | Representative FICO | 781 | 789 | Verified | The middle FICO score of the primary income earner was used. |
| 224161553 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 224161553 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224161553 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224161557 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224161557 | [Redacted] | [Redacted] |  |  | Representative FICO | 730 | 788 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224161557 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224161557 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed loan |
| 224161557 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224161557 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224161561 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224161561 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224161561 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | The bid tape field value was not provided. |
| 224161561 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 37.482 | 35.32695 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224161789 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224161789 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224161789 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224161789 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 35.891 | 31.36249 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224161789 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224161900 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224161900 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224161901 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224161902 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224161902 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224161902 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 128.06 |  | Verified | This is a DSCR Loan. |
| 224161902 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.31 | 1.25 | Verified | As per Comparable Rent Document Rent is $4,000 and PITIA is 3,198.62 DSCR = Rent/PITIA = 1.25. Current lease agreement(s) is not located in the file. |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid**<br>**Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224161911 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224161913 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224171279 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224181393 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224181393 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224181393 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224181393 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 789.311 |  | Verified | DSCR Loan |
| 224181529 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224181529 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224181529 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224181619 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224181619 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD<br>Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224181619 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224181619 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224181619 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224181619 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224181636 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224181636 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224181636 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224181636 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 22.94 | 19.12599 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 224181636 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224185370 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224185370 | [Redacted] | [Redacted] |  |  | Property Type | Single<br>Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224185370 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224185370 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224185577 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224185577 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD<br>Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224185577 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224185577 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Bid Tape Field Value is not provided. |
| 224185577 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224185577 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 276.648 |  | Verified | DSCR Loan |
| 224185577 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.30 | 1.39 | Verified | Underwriter used monthly HOA of $275 for DSCR calculation instead of $177. |
| 224185582 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224185590 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224185590 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224185590 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224185590 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224190063 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224190063 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224190063 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Bid Tape Field Value is not provided. |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224190244 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224190244 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224190244 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224197499 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224197499 | [Redacted] | [Redacted] |  |  | Representative FICO | 749 | 758 | Verified | Middle score of the primary income earner was used. |
| 224197499 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224197499 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224197499 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224197549 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224197549 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224197549 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224197549 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224199471 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224199471 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224199471 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224199471 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224200440 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224200440 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224200440 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224200441 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224200441 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed |
| 224200441 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224200441 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224200625 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224200625 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224200625 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224200632 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224200632 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224200643 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224200643 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224200643 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | The bid tape field value was not provided. |
| 224200649 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224200760 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224200760 | [Redacted] | [Redacted] |  |  | Representative FICO | 791 | 799 | Verified | Field Value Representative FICO reflects the highest middle score amongst all Applicants on the loan. |
| 224200760 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224200760 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224200761 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224200761 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed loan |
| 224200761 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224200761 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224200794 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224200794 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224204099 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224204216 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 224204216 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224204216 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224204216 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 43.297 | 45.56415 | Verified | Loan approved at 45.563%. |
| 224204216 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224207140 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224207140 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224207140 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | The bid tape field value was not provided. |
| 224207143 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224207143 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224207143 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Bid Tape Field Value blank. |
| 224207143 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224207149 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224207149 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224207149 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224207149 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224207149 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 104.664 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224207149 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224207149 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.61 | 1.64 | Verified | Field value reflects source document |
| 224207150 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224207150 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224207150 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224207165 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224207165 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224207165 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2417 |  | Verified | DSCR File |
| 224208556 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224208556 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224208556 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224208556 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224209445 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224209445 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224209445 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224209445 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224209445 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224209480 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224209480 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224209480 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Bid Tape Field Value blank. |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224209876 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224209876 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224209926 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224209926 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224209926 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224210146 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224210146 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224210146 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224211179 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224211179 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224211179 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224211179 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR File |
| 224211669 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224211669 | [Redacted] | [Redacted] |  |  | Representative FICO | 756 | 778 | Verified | Field value reflects the highest middle score amongst all Applicants on the loan. |
| 224211669 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Bid tape value was not provided. |
| 224211669 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224211677 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224211677 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224211677 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224213202 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224213202 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224213202 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224213204 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224213204 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224213206 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224213206 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224213206 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224213206 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224213262 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224213262 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224213262 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224213262 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1639.69 |  | Verified | DSCR File |
| 224213262 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224213283 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224213283 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224213283 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224213283 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224213525 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224213525 | [Redacted] | [Redacted] |  |  | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224213525 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224214092 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224214092 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224214092 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224214092 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224215092 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224215092 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224217371 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224217371 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224217371 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224217428 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224217428 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224217428 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | The Bid Tape Field Value was not provided. |
| 224217431 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224217431 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224217431 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224217437 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224217437 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224217438 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 224217438 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224217438 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224217438 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224217438 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 224217438 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224217461 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224217461 | [Redacted] | [Redacted] |  |  | Representative FICO | 679 | 706 | Verified | Field value reflects the highest middle score amongst all Applicants on the loan. |
| 224217461 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224217461 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224217461 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2804.54 |  | Verified | DSCR File |
| 224217461 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224217466 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224217466 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224217469 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224217469 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | Condo (Low Rise) | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224217471 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224217471 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224217471 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224219247 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224219247 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224219247 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224220945 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224220945 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224221427 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224221427 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224221427 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224221451 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224221451 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224221451 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224221451 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224221453 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224221453 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224221453 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224221453 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224221456 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224221456 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Tape Value reflects Modification 'Margin' |
| 224225265 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224225265 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 0.90 | 0.89 | Verified | Due to round off. |
| 224225269 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224225271 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224225271 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224225271 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224225594 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224225594 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224225594 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224225594 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224225614 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224225614 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224225676 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224225676 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224225676 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 0.92 | 0.91 | Verified | Due to round off. |
| 224225693 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224225693 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224225693 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224225693 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224225693 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224225769 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224225769 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224225769 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224227732 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224227732 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224227732 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224227732 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 421.687 |  | Verified | DSCR File |
| 224227732 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224234171 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224234171 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224234171 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224234171 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 9.694 |  | Verified | DSCR Loan. |
| 224234885 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224234885 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224234885 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224235012 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224235012 | [Redacted] | [Redacted] |  |  | Representative FICO | 800 | 813 | Verified | Field Value Representative FICO reflects the highest middle score amongst all Applicants on the loan. |
| 224235012 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224235012 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224235014 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224235014 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224235014 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 62.102 |  | Verified | DSCR Loan |
| 224235266 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224235266 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Loan is not an ARM |
| 224235284 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224235293 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224239489 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224239489 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224239489 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224239489 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR File |
| 224239513 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224239513 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224239513 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224239870 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224239870 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.83 | 1.82 | Verified | Due to round off. |
| 224239874 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224239874 | [Redacted] | [Redacted] |  |  | Representative FICO | 797 | 804 | Verified | Used the highest middle score amongst all Applicants on the loan. |
| 224239878 | [Redacted] | [Redacted] |  |  | City | [Redacted] | [Redacted] | Verified | Field Value reflects City per Note |
| 224239878 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224239878 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224239878 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224239878 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 29.865 | 48.08655 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224239878 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224239910 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224239910 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224239910 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224243053 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224243053 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Loan is not an ARM |
| 224243058 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224243058 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224243058 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224243061 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224243061 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Tape Value reflects Modification 'Margin' |
| 224243061 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224243062 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224243062 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Loan is not an ARM |
| 224243074 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224243074 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 224243074 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224243074 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224243077 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224243077 | [Redacted] | [Redacted] |  |  | Representative FICO | 801 | 807 | Verified | Used the middle score of the primary income earner. |
| 224243077 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Loan is not an ARM |
| 224243080 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224243080 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224243080 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224243080 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224243080 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224243082 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224243082 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224243082 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224243082 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224243126 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224243126 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224243126 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224243126 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224243127 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224243127 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224243127 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224243127 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224243228 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224243228 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224243228 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224243228 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.47 | 1.46 |  |  |
| 224243275 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224244118 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224244118 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224244118 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 7935.56 |  | Verified | DSCR Loan |
| 224244118 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224245923 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224245923 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224245931 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224245931 | [Redacted] | [Redacted] |  |  | Representative FICO | 740 | 737 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224245932 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224245932 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224245932 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224245932 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224246832 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224246832 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224246832 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224246832 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Verified from security Instrument document |
| 224246838 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224246838 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224246838 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224246838 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224246838 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224246840 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224246840 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224246840 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224246840 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224246852 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224246859 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224246859 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224246859 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224246859 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224248569 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224248569 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224248621 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224248621 | [Redacted] | [Redacted] |  |  | Representative FICO | 774 | 776 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 224248621 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224248621 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224248621 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224248623 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224248623 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 224248623 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224248623 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224248624 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224248628 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224249776 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224249776 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224249776 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224249777 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224249786 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224249786 | [Redacted] | [Redacted] |  |  | Representative FICO | 734 | 786 | Verified | Used the middle score of the primary income earner. |
| 224249786 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 224249786 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224249786 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224249991 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224249991 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224249991 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224249998 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224249998 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224250381 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224250633 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224250633 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224250633 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224250633 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224250633 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224250636 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224250636 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224250636 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224250636 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224250638 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224250638 | [Redacted] | [Redacted] |  |  | Representative FICO | 774 | 791 | Verified | Used the middle score of the primary income earner. |
| 224250638 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224250638 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224250640 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224250646 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224250646 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224250652 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224250652 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224250652 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224250652 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224251774 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224251774 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224251774 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224251774 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224251797 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224251797 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224251797 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224252026 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224252026 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224252237 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224252237 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Loan is not an ARM |
| 224252251 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224252251 | [Redacted] | [Redacted] |  |  | Representative FICO | 762 | 764 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224252251 | [Redacted] | [Redacted] |  |  | Property Type | Multi Family | Condo (Low Rise) | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224252251 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Bid Tape Field value not provided. |
| 224252251 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224252251 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 21.346 | 14.48755 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224252251 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224252255 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224252259 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224252259 | [Redacted] | [Redacted] |  |  | Representative FICO | 779 | 812 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 224252260 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224252260 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224252726 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224252726 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224252726 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Bid Tape Field Value blank. |
| 224252726 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224254515 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224254515 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224254515 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224254516 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224254516 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224254519 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224254778 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224254795 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224254802 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224254802 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224254802 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224254983 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224254983 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224254983 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224255012 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224255276 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224255276 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed |
| 224255276 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224255700 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224255851 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224255851 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224255851 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224255851 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224256169 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224256169 | [Redacted] | [Redacted] |  |  | Property Type | Multi Family | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224256221 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224256221 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224256221 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224256462 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224256462 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the Approval/AUS |
| 224256462 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224256462 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224256500 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224256500 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224256639 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224256639 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224256639 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224256639 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224256643 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224256643 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224256643 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224262556 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224262556 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.59 | 1.75 | Verified | Field value reflects source document |
| 224262563 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224262568 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224262568 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224262580 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224262580 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224262580 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Bid Tape Field Value blank. |
| 224262580 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224262581 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224262581 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224262581 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224262581 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224262581 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224262588 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224262591 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224262594 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224262594 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224262594 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224262601 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224262608 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224262608 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224262608 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.13 | 1.07 | Verified | HOA fee updated per appraisal. |
| 224262611 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224262611 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224262611 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224262616 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224262616 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224262619 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224262619 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224262619 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224262619 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 13.605 | 16.67846 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224262619 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224262632 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224262632 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224262632 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224262632 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value reflects the Approval/AUS in file. |
| 224262632 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224262632 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224262632 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224263442 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224263442 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224263442 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224263442 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224263869 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224263869 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed loan |
| 224263869 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224263869 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224264282 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224264282 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224264282 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224264282 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224266915 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224266915 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224266915 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224266917 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224266917 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224266917 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224266917 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224266919 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 224266919 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224266919 | [Redacted] | [Redacted] |  |  | Representative FICO | 757 | 766 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224266919 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Loan |
| 224266919 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224266921 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224266934 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224266934 | [Redacted] | [Redacted] |  |  | Representative FICO | 745 | 767 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224266934 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224266934 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224266934 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224266938 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224266938 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224266938 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224266938 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224266958 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224266958 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Security Instrument |
| 224266958 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224266958 | [Redacted] | [Redacted] |  |  | Refi Purpose | Cash-out | Rate/Term | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 224266958 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 149.871 |  | Verified | Alternate format, not a true discrepancy |
| 224266969 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224266969 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224266969 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224266969 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224266974 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224266974 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224266974 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224266974 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224266974 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224266978 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224267007 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224267007 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224268944 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224268944 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224268944 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224268944 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224268944 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Verified from security instrument document |
| 224269045 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224269045 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224269045 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224269045 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224269045 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224269045 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1039.07 |  | Verified | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
| 224269049 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224269049 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224269049 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224269049 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 44.729 | 47.40213 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224269049 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224269051 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224269051 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224269051 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224269051 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224269051 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
| 224280713 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224280713 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224280713 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224280713 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224280713 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 74.687 |  | Verified | Alternate format, not a true discrepancy |
| 224280716 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224280716 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224280716 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the Approval/AUS |
| 224280716 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 7.005 |  | Verified | Alternate format, not a true discrepancy |
| 224280718 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224280718 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | Condo (Low Rise) | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224280718 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.06 | 1.08 | Verified | Lender approved DSCR at 1.08 |
| 224280731 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224280731 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224281401 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224281401 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224281401 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224281404 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224281404 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224281404 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224281404 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224281404 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224281407 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224281407 | [Redacted] | [Redacted] |  |  | Representative FICO | 739 | 743 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224281407 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224283641 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224283970 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224283970 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224283970 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224283970 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224284172 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224284172 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224284172 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224284174 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224284179 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224284271 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224284271 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224284271 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224284313 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224284801 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224284801 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224284801 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224284801 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224284935 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224284940 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224284940 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed loan |
| 224284940 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224284940 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224284942 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224284942 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224284942 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224284943 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224284943 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224284943 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224284945 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224284946 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224284946 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224284946 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224284946 | [Redacted] | [Redacted] |  |  | Representative FICO | 743 | 761 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224284946 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the Approval/AUS |
| 224284948 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224284948 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224284948 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224284949 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224284949 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224284949 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224284979 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224284979 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224284979 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224284982 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224284982 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224284989 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224284989 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224284989 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the Approval/AUS |
| 224284989 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224286771 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224286771 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 585.336 |  | Verified | DSCR Loan. |
| 224286774 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224286774 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224286776 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224286776 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224286777 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224286777 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224286778 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224286778 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224286783 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224286786 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224287249 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 224287249 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224287316 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224287316 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224287316 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.37 | 1.36 | Verified | Due to rounding |
| 224287817 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224287817 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224287817 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224287817 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the Approval/AUS |
| 224287817 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 415.287 |  | Verified | Alternate format, not a true discrepancy |
| 224288215 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224288215 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224288215 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224288215 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224292625 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224292664 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224292674 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224292674 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224292674 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224292674 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224292674 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224292682 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224292785 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224292785 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224292785 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the Approval/AUS |
| 224292865 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224292865 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224292865 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224292930 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224292930 | [Redacted] | [Redacted] |  |  | Representative FICO | 800 | 806 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224292930 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224292930 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224292930 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224292934 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224292935 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224292935 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224292935 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224293034 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224293034 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224293041 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224293160 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224293164 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224293164 | [Redacted] | [Redacted] |  |  | Representative FICO | 775 | 763 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224293192 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224293192 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224293192 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224293192 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224293193 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224293194 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224293207 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224293207 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224293207 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 58.258 |  | Verified | DSCR Loan. |
| 224293329 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224293329 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 39.742 | 32.9269 | Verified | Data Discrepancy with DTI. Lender DTI 39.742%, Review DTI 32.9269% . The reason for the discrepancy lender used higher debt payments of $6857.08 than verified via audit. Final 1003 debts/income is comparable to audit review but does not match 1008. |
| 224293331 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224293331 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224293331 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224293331 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224293331 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 925.915 |  | Verified | Alternate format, not a true discrepancy |
| 224293331 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.38 | 1.37 | Verified | Field value reflects source document |
| 224293356 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224293356 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224293356 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224293358 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224293358 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224293358 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.11 | 1.04 | Verified | Actual Rent $2,195 used at 100% for DSCR calculation. |
| 224293394 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224293394 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the Approval/AUS |
| 224293394 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224296340 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224296346 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224297769 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224297769 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224297771 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224297771 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224297771 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224297771 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224297772 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224297772 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224297772 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224297772 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 439.009 |  | Verified | Alternate format, not a true discrepancy |
| 224298240 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224298240 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224298323 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224298323 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224298323 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224298323 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224298506 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224300014 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224300014 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224300014 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224300014 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.86 | 1.85 |  |  |
| 224300018 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224300018 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224300018 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224300018 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC Loan<br>ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Servicer<br>Loan ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid**<br> **Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224304401 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224304401 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224304813 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224304813 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Tape Value reflects Modification 'Margin' |
| 224304815 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224304815 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224304815 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | The bid tape field value was not provided. |
| 224304816 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224304816 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224304818 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224304818 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224304818 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224304822 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224304827 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224304827 | [Redacted] | [Redacted] |  |  | Representative FICO | 700 | 742 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224304827 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224304827 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224305925 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224305925 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224305925 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2.458 |  | Verified | DSCR File |
| 224305925 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.43 | 1.42 |  |  |
| 224305927 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224305927 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 224305927 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224305927 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224305940 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224305940 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224305942 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224305942 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224305942 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224305942 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224305942 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance. |
| 224305942 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1227.56 |  | Verified | Alternate format, not a true discrepancy |
| 224305942 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224305942 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.02 | 1.01 |  |  |
| 224305944 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224305944 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224305944 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224305944 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224305944 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC Loan<br>ID** | **Customer<br>Loan ID** | **Seller<br>Loan ID** | **Servicer<br>Loan ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid**<br> **Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224305944 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | This is DSCR loan. |
| 224305944 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224305944 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.14 | 1.13 |  |  |
| 224305946 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224305946 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224305946 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the Approval/AUS |
| 224305946 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.02 | 1.01 |  |  |
| 224305949 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224305949 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224305949 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224305949 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224305952 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224305952 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224305974 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224305974 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224305974 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224305974 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224305979 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224305979 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | 2 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224305979 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224305979 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224305979 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 952.984 |  | Verified | This is DSCR Loan. |
| 224305979 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.12 | 1.11 |  |  |
| 224308337 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224308337 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224308337 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224308337 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 163.514 |  | Verified | DSCR Loan |
| 224308337 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.68 | 1.67 |  |  |
| 224308339 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 224308339 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224308339 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224308339 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the Approval/AUS |
| 224308340 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224308340 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224308342 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224308342 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224308342 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the Approval/AUS |
| 224308342 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224308346 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224308346 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224308346 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224308346 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224308346 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.10 | 1.09 |  |  |
| 224308349 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224308349 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224308349 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224308349 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224308349 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224308349 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224308349 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan |
| 224308349 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224308486 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224308486 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224308486 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224308486 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224310712 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224310712 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Bid tape field value not provided. |
| 224310712 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 40.063 | 35.20523 | Verified | Data Discrepancy with DTI. Lender DTI 40.063%, Review DTI 35.20523% . The reason for the discrepancy lender used $980.33 as Insurance and tax payments for primary residence; however the borrower has no primary payments as lives rent free per LOE in file. |
| 224310850 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224314388 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224314388 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Bid tape field value not provided |
| 224314710 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224314710 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224315501 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224315501 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224315501 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224315501 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value but not < 43% as required by QM/TQM |
| 224318334 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224318334 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224318334 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224318334 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224319979 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224319979 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Bid tape field value not provided |
| 224321647 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224321647 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224321647 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.11 | Verified | Field value reflects source document |
| 224322299 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224322299 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224322299 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224322299 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 0.81 | 0.82 | Verified | Due to round off |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224323212 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224323212 | [Redacted] | [Redacted] |  |  | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224323212 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224323212 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224326846 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224326849 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224326849 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224326849 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224326849 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224326852 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224326852 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224326852 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224326852 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224327456 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224327475 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224327475 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224327475 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224327475 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224327475 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224329213 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224329213 | [Redacted] | [Redacted] |  |  | Representative FICO | 747 | 755 | Verified | Field value reflects highest middle score amongst all Applicants on the loan. |
| 224329213 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224329213 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 120.313 |  | Verified | This is DSCR Loan. |
| 224329213 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.16 | 1.15 |  |  |
| 224329229 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224329229 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224329229 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224329229 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224329229 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224329281 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224329281 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224329281 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224329283 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224329283 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224329286 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224329286 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224329291 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224329291 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224329291 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224329365 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224329365 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.02 | Verified | Lease rent $2,400.00, Market rent=$5,000.00 <br>PITIA: P & I $2,039.40, Taxes $292.13 <br>Hazard $116.53= $2,448.06 <br>Used lessor of $2,448.06/2,400.00 |
| 224329371 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224329371 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224329383 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224329383 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224329383 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224329383 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 4040.43 |  | Verified | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
| 224329383 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224329394 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224329394 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224329394 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.38 | 1.37 |  |  |
| 224329572 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224329572 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Bid tape value was not provided. |
| 224329572 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224329962 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224329962 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224329967 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224329967 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224329967 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224330067 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224330067 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 224330067 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224330067 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224330672 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224330672 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224330672 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224330672 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224330672 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 5771.76 |  | Verified | DSCR Loan |
| 224330672 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.02 | 1.01 |  |  |
| 224330683 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224330683 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224330683 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224330683 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224331286 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224331286 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 224331286 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224331286 | [Redacted] | [Redacted] |  |  | Original LTV | 75 | 81.7 |  |  |
| 224331286 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] |  |  |
| 224331286 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224335234 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224335234 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224335234 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224335234 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224335235 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224335235 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224335238 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224335238 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224335258 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224335258 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224335258 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.38 | 1.37 |  |  |
| 224335287 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224335337 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224335337 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224335338 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224335338 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | The Bid Tape Field Value was not provided |
| 224335340 | [Redacted] | [Redacted] |  |  | Zip | [Redacted] | [Redacted] | Verified | Field Value reflects Zip per Note |
| 224335340 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224335340 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224335340 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224335344 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224335344 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224335344 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224335344 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224335354 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224335354 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224335357 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224335357 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224335357 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224335357 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224335357 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224335357 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 9381.76 |  | Verified | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
| 224335357 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224335357 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.05 | 1.04 |  |  |
| 224335358 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224335358 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224335358 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224335358 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 475.849 |  | Verified | Alternate format, not a true discrepancy |
| 224335358 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.89 | 1.88 |  |  |
| 224335397 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224335397 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224335397 | [Redacted] | [Redacted] |  |  | Refi Purpose | Rate/Term | Cash-out—Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 224336887 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224336887 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224336887 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Asset Depletion (No DTI) |
| 224336894 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224336894 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224336894 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224336894 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224336897 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224336897 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224336897 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 37.747 | 34.80773 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224337233 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224337233 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224337233 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 993 |  | Verified | DSCR Loan |
| 224337233 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224337233 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.26 | 1.25 |  |  |
| 224339934 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224339934 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224339934 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224339934 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 237.393 |  | Verified | DSCR File |
| 224339934 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224339934 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.17 | 1.16 |  |  |
| 224340188 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224340220 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224340296 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224340296 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224340324 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224340324 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224340324 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 801.89 |  | Verified | DSCR File |
| 224340324 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.37 | 1.36 |  |  |
| 224340342 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224340342 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224340342 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224340704 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224340704 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224340731 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224340731 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224340755 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224340755 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224340755 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224340755 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224340757 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224340757 | [Redacted] | [Redacted] |  |  | Representative FICO | 750 | 784 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224340757 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 224340757 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224340757 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224340782 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224340782 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224340872 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224340872 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224340872 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224340872 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224340872 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance Transaction |
| 224340872 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan |
| 224340872 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 0.67 | 0.66 |  |  |
| 224340972 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224340972 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224340972 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224340972 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224340972 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224340972 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224341847 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224341847 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224341847 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224341847 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 3862.43 |  | Verified | DSCR File |
| 224341847 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224341847 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.09 | 1.08 |  |  |
| 224341855 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224341855 | [Redacted] | [Redacted] |  |  | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224341855 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224341855 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224343319 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224343319 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224343319 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224348929 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224348929 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224348929 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224348929 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 224348965 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224348965 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224348965 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224348965 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224348969 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224348996 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224348996 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224348996 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224349077 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224349077 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224349077 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224349077 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | The bid tape field value was not provided. |
| 224349077 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 539.864 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224351168 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224351168 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224351295 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224351295 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | Condo (Low Rise) | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224351295 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224351295 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224351295 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2103.38 |  | Verified | DSCR Loan |
| 224351295 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.06 | 1.05 |  |  |
| 224351400 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224351400 | [Redacted] | [Redacted] |  |  | Representative FICO | 776 | 782 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 224351400 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 42.701 | 48.66291 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224351499 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224351499 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224351499 | [Redacted] | [Redacted] |  |  | Refi Purpose | Rate/Term | Cash-out—Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 224351499 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224351553 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224351553 | [Redacted] | [Redacted] |  |  | Representative FICO | 775 | 808 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224351553 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224351553 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224351553 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 506.887 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224351759 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224351759 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224351759 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 48.865 | 46.26154 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224351827 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224351867 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224351867 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224351867 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224351876 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224351876 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224351876 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224351882 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224351882 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224351882 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224351882 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224351887 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224351887 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224351887 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224351887 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224351887 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224351887 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 0.86 | 0.85 |  |  |
| 224351894 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224351894 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224351894 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Verified from security instrument document |
| 224351898 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224351898 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224351898 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224351907 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224351907 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224351907 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224351907 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 351.254 |  | Verified | DSCR loan |
| 224351907 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.36 | 1.39 | Verified | Underwriter has considered the monthly HOI amount of $137.67 and qualifying rental income of $3,350 for DSCR calculation. |
| 224351911 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224351911 | [Redacted] | [Redacted] |  |  | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224361968 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224361969 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224361969 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224361969 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224361969 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224362146 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224362155 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224362156 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224364766 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224364766 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224364766 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224364814 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224364814 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224364814 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224364815 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224364821 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224364821 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224364837 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224364837 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224364837 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224364837 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224364837 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Updated from fraud report |
| 224364837 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.05 | 1.22 | Verified | Average 6 Months Actual Rent Provided to cover rent, insurance and taxes = 27,041.99/2 Properties = 13,520.99 <br>Each Unit = 4,506.99 |
| 224364890 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224364890 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224364890 | [Redacted] | [Redacted] |  |  | Representative FICO | 703 | 772 | Verified | Field Value Representative FICO reflects the highest mid score of all borrowers |
| 224364890 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224364890 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Bid Tape Field Value is not provided. |
| 224364890 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224364890 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224364890 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.20 | 1.19 |  |  |
| 224364935 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224364935 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Out of scope. |
| 224364940 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224364947 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224364950 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224364954 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224364980 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224364980 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224364980 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224364980 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224364980 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 203.405 |  | Verified | Alternate format, not a true discrepancy |
| 224364980 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 2.18 | 2.17 | Verified | Clarity is rounded off the DSCR |
| 224365651 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224365651 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224365651 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224365651 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 3861.22 |  | Verified | DSCR Loan. |
| 224365651 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.14 | 1.13 | Verified | Due to round off. |
| 224366503 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224366503 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224366503 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224366503 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 0.76 | 0.75 |  |  |
| 224366504 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224366504 | [Redacted] | [Redacted] |  |  | Representative FICO | 748 | 777 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224366504 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224367079 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224367079 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224367082 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224367082 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224367082 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224367082 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.00 |  |  |
| 224371108 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224371108 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224371117 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224371138 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224371138 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224371138 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224371138 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224371142 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224371142 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224371142 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224371142 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224371142 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224371152 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224371152 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224371152 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224371152 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224371152 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.09 | 1.08 |  |  |
| 224371155 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224371156 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224371175 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224371256 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224371266 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224371266 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224371268 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224371271 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224371272 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224371272 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224371278 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224371278 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224371294 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224371294 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224371329 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224371329 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224371329 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224371329 | [Redacted] | [Redacted] |  |  | Representative FICO | 738 | 763 | Verified | Field Value Representative FICO reflects the highest mid score of all borrowers |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224371329 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224371329 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224371770 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224371770 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224371799 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224371810 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224371810 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224371810 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224371810 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR File |
| 224371819 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224371825 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224371825 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224371825 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224371825 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224371825 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224373963 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224373963 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224373963 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224373963 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224373963 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224373963 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.08 | 1.07 |  |  |
| 224374008 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224374008 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224374008 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224374008 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224374012 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224374012 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224374012 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224374012 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224374015 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224374015 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224374017 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224374017 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224374017 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224374017 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224374017 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 3381.58 |  | Verified | DSCR File |
| 224374017 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224374017 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.15 | 1.14 |  |  |
| 224374018 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224374061 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224374061 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224374061 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224374061 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224374350 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224374350 | [Redacted] | [Redacted] |  |  | Representative FICO | 751 | 770 | Verified | Field Value Representative FICO reflects the highest mid score of all borrowers |
| 224374350 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224374350 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224374350 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 574.288 |  | Verified | DSCR File |
| 224374350 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.34 | 1.33 |  |  |
| 224374502 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224387331 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224387331 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224387331 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224387331 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224387331 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224387719 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224387719 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224387719 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224387719 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan |
| 224387719 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224387719 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 0.81 | 0.80 |  |  |
| 224387878 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224387878 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224387878 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224387878 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224387878 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 80.162 |  | Verified | DSCR Loan. |
| 224387878 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.55 | 1.54 |  |  |
| 224387893 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224387893 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224387893 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224387893 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 99.516 |  | Verified | DSCR File |
| 224387894 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224387895 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224387895 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224387895 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224387896 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224387898 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 224387898 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224387898 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224387898 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224387898 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224387898 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224387898 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 651.974 |  | Verified | Alternate format, not a true discrepancy |
| 224387900 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224387900 | [Redacted] | [Redacted] |  |  | Representative FICO | 734 | 762 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224387900 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224387900 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224387900 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224387933 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224387938 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224387938 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Out of scope |
| 224387945 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224387945 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224387952 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224387981 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224387981 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224387981 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224387981 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 32.386 |  | Verified | DSCR File |
| 224390540 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224390540 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224390540 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224390540 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224390541 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224390541 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224390541 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224390541 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224390541 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224390541 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 101.221 |  | Verified | DSCR Loan. |
| 224390541 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.49 | 1.48 |  |  |
| 224390549 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224390549 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224390549 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Verified from security instrument document |
| 224391108 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224391108 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224395757 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224395757 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224395757 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224395757 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 6558.69 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224395760 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224395760 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | Condo (Low Rise) | Verified | Field Value reflects the Approval/AUS in file. |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224395760 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224395760 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224395760 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224395764 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224395766 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224395766 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224395766 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224395766 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224395766 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 713.404 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224395766 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.14 | 1.13 |  |  |
| 224395767 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224395767 | [Redacted] | [Redacted] |  |  | Representative FICO | 760 | 767 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224395768 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224395768 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224395768 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224395768 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224395768 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224395769 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224395772 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224395772 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR File. |
| 224395772 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 0.77 | 0.76 |  |  |
| 224395773 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224395773 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224395773 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224395773 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224395773 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224395773 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan. |
| 224395774 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224395775 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224400189 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224400189 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224400189 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1365.04 |  | Verified | DSCR Loan |
| 224400193 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224400193 | [Redacted] | [Redacted] |  |  | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224400193 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224400193 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224400194 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224400194 | [Redacted] | [Redacted] |  |  | Representative FICO | 785 | 796 | Verified | Field value reflects the highest middle score amongst all Applicants on the loan |
| 224400194 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224400194 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1785.83 |  | Verified | Alternate format, not a true discrepancy |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224400194 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.02 | Verified | Field value reflects source document |
| 224400216 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224400216 | [Redacted] | [Redacted] |  |  | Representative FICO | 759 | 773 | Verified | Field Value Representative FICO reflects the highest mid score of all borrowers |
| 224400216 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224400216 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224400216 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2394.95 |  | Verified | Alternate format, not a true discrepancy |
| 224400232 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224400232 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224400232 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224400232 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224400235 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 224400235 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224400235 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224400235 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224401484 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224401484 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224401484 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224401484 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 178.317 |  | Verified | Alternate format, not a true discrepancy |
| 224401484 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.31 | 1.30 |  |  |
| 224401497 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224401497 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224401497 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224401932 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224403980 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224403980 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224403980 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224404255 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224404255 | [Redacted] | [Redacted] |  |  | Representative FICO | 707 | 696 | Verified | Field Value Representative FICO reflects the highest mid score of all borrowers |
| 224404255 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.03 | 1.02 |  |  |
| 224404256 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224404258 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224404258 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224404258 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224404259 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224404259 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Bid tape field value shows the purchase price. |
| 224404260 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224404260 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224404260 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224404260 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224404261 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224404261 | [Redacted] | [Redacted] |  |  | Representative FICO | 751 | 807 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224404261 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224404261 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224404261 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 8033.01 |  | Verified | DSCR Loan. |
| 224404261 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.07 | 1.06 |  |  |
| 224404262 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224404262 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224404262 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224404263 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224404263 | [Redacted] | [Redacted] |  |  | Representative FICO | 805 | 810 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224404264 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224404264 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224404264 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224404264 | [Redacted] | [Redacted] |  |  | Property Type | Multi Family | Mixed Use | Verified | Field Value reflects the Approval/AUS in file. |
| 224404264 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224404264 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 342.749 |  | Verified | DSCR Loan |
| 224404264 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.37 | 1.43 | Verified | Field value reflects lesser of total lease and market rent utilized. |
| 224404265 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224404265 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224404265 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224404265 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224404265 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224404266 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224404266 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | No margin |
| 224404266 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224404277 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224404277 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224404277 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224404277 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224404277 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 9669.12 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224404413 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224404413 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224404413 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224404532 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224404532 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224404532 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224404532 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224405326 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224405326 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224405326 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224408854 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224410936 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224410936 | [Redacted] | [Redacted] |  |  | Property Type | PUD | Single Family Detached | Verified | Field Value reflects the Approval/AUS in file. |
| 224413576 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224413576 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 224413577 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224413577 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224413577 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224413577 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224413577 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224413578 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224413578 | [Redacted] | [Redacted] |  |  | Representative FICO | 726 | 785 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224413579 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224413579 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224413580 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224413580 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224413580 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224413580 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224413582 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224413582 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224413582 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224413583 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224413583 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224413583 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224413583 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224413933 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224413933 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 43.905 | 40.62406 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 224414133 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224414133 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224414133 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224414133 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224414133 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 0.86 | 0.85 |  |  |
| 224414177 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224414253 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224414290 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224414290 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224414290 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224414290 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224414291 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224414291 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224414291 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 283.647 |  | Verified | Alternate format, not a true discrepancy |
| 224414291 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224416103 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224416105 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224416105 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224416105 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224416105 | [Redacted] | [Redacted] |  |  | Representative FICO | 798 | 809 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224416105 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224416105 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224417997 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224417997 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224417998 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 224417998 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224418022 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224418022 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224418022 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224418022 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | 2 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224418022 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224418022 | [Redacted] | [Redacted] |  |  | # of Units | 1 | 2 | Verified | Field value reflects source document |
| 224418022 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Considered from 1025 |
| 224418022 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.17 | 1.16 |  |  |
| 224418150 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224418150 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224418150 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224418150 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224418154 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224418154 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value was not provided. |
| 224418546 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224418546 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224418546 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224418557 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224418557 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224418557 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224418557 | [Redacted] | [Redacted] |  |  | Representative FICO | 757 | 801 | Verified | Field Value Representative FICO reflects the highest mid score of all borrowers |
| 224418557 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 224418557 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224418557 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1695.39 |  | Verified | DSCR File |
| 224418557 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224418557 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.59 | 1.61 | Verified | Discrepancy due to rounding. |
| 224419568 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224419575 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224419575 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224419575 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224419578 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224419731 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224419731 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224419731 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224419731 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224419735 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224419771 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224419771 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224419967 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224419967 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224419967 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224419967 | [Redacted] | [Redacted] |  |  | Representative FICO | 788 | 806 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224419967 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224419967 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224419967 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 511.25 |  | Verified | DSCR Loan |
| 224419967 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.53 | 1.52 |  |  |
| 224419972 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224419972 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224419972 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224419972 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224420076 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224420076 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | No Margin |
| 224420076 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224421289 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224424906 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224424906 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate. |
| 224424906 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 224424909 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224424909 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224424909 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224424909 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224424910 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224424910 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224424913 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224424913 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224424913 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224424913 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224424915 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224424915 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224424915 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 224424915 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224424917 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224424917 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224424917 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224424918 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224424918 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224424918 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224424918 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224424918 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224424919 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224424919 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224424919 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224424919 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.11 | 1.10 |  |  |
| 224424928 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224424928 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224424928 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224424928 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224424928 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.00 |  |  |
| 224425241 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224425241 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224425241 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224425244 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224425244 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224425244 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224425244 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 20.385 | 13.82456 | Verified | DTI Calculated correctly from available document |
| 224425248 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224425248 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224425248 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224425248 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224425259 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224425259 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224425259 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224425262 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224425262 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224425262 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224425262 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 222.713 |  | Verified | Alternate format, not a true discrepancy |
| 224425262 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224426811 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224426811 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224426811 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.03 | 1.02 |  |  |
| 224426908 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224426908 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224426908 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224426908 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224426911 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224426911 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate Transaction |
| 224426911 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224426911 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224426912 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 224426912 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224426912 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224426912 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224426912 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224426912 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224426915 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224426915 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224426915 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224426915 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224426915 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224426915 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224426915 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.46 | 1.44 | Verified | Field value reflects source document |
| 224426919 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224426919 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224426919 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224426919 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224426919 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224426920 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224426920 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224427536 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224427536 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Out of scope |
| 224427870 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224427870 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224427870 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.05 | 1.04 | Verified | Field value reflects source document |
| 224427977 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224427977 | [Redacted] | [Redacted] |  |  | Representative FICO | 712 | 782 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 224428627 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224428627 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224428627 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224428627 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 321.858 |  | Verified | Alternate format, not a true discrepancy |
| 224428628 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224428628 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Loan is not an ARM |
| 224428630 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224428630 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224428630 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.00 |  |  |
| 224428631 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224428631 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224428631 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224428631 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224428632 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224428646 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224428646 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Loan is not an ARM |
| 224428677 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 224428677 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224428677 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224428677 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224428677 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224428677 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224428677 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224428679 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224428679 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.20 | 1.19 |  |  |
| 224428850 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224428850 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224429288 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224429288 | [Redacted] | [Redacted] |  |  | Representative FICO | 808 | 815 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224429288 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.68 | 1.67 |  |  |
| 224429293 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224429293 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Loan is not an ARM |
| 224429788 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224429788 | [Redacted] | [Redacted] |  |  | Representative FICO | 767 | 790 | Verified | Used the primary earner's middle score |
| 224429827 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224430072 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224430072 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224430072 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224430289 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224430393 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224430393 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224455159 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224455159 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Loan is a refinance |
| 224455161 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455161 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224455161 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224455161 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224455165 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224455165 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455165 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224455165 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224455165 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224455168 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455168 | [Redacted] | [Redacted] |  |  | Representative FICO | 736 | 791 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 224455168 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224455170 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455172 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455178 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224455178 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455178 | [Redacted] | [Redacted] |  |  | Representative FICO | 699 | 731 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224455178 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224455178 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.42 | 1.43 | Verified | Unable to verify the income due to missing AirDNA. |
| 224455185 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224455185 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455185 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224455185 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224455185 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224455185 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.12 | 1.11 |  |  |
| 224455221 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455221 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224455221 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.00 |  |  |
| 224455235 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455251 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455251 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224455256 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455256 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Out of scope |
| 224455257 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455257 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224455258 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455258 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 224455260 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455261 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224455261 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224455261 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.13 | 1.12 |  |  |
| 224455275 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455276 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455276 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224455276 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224455276 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224455276 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224455277 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455277 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224455277 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224455278 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455278 | [Redacted] | [Redacted] |  |  | Representative FICO | 789 | 806 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224455279 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455279 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224455279 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224455279 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224455280 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455280 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224455280 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224455280 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224455281 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455281 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224455281 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224455282 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224455282 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224455282 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455282 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224455282 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224455283 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455283 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224455283 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224455283 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224455284 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455284 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224455284 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 469.089 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224455284 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.32 | 1.36 | Verified | Field value reflects source document |
| 224455290 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455290 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224455290 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224455290 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224455290 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224455497 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455497 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224455497 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224455497 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 231.215 |  | Verified | DSCR Loan. |
| 224455552 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224455552 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224455552 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455552 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224455552 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224455552 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR File |
| 224455552 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.19 | 1.18 | Verified | Field value reflects source document |
| 224455556 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455556 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224455556 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224455556 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224455558 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455558 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224455558 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224455558 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224455559 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455559 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224455559 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224455559 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224455560 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224455560 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224455560 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224455560 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224457610 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224457610 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224457618 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224457618 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224457618 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224457618 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224458959 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224458959 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224458959 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224460401 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224460401 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224460401 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224460401 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 2.78 | 2.77 |  |  |
| 224460429 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224460429 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224460429 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224460429 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224460855 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224460855 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224460926 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224460926 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224460934 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224460937 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224460937 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224460937 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224460937 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224461806 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224461806 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224461806 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224461806 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224461836 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 224461836 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224461836 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224461836 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224461836 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224461868 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224461868 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224461868 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224461868 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224461868 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 734.872 |  | Verified | DSCR File |
| 224462659 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 224462659 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224462659 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224462659 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224462659 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1490.72 |  | Verified | DSCR Loan. |
| 224462661 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224462661 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224462661 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224462661 | [Redacted] | [Redacted] |  |  | Representative FICO | 813 | 815 | Verified | Field Value Representative FICO reflects the highest mid score of all borrowers |
| 224462661 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 224462661 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224462661 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 6820.65 |  | Verified | Lease profile |
| 224462661 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224463839 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224463843 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224463843 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224463891 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224463891 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1924.38 |  | Verified | DSCR File |
| 224463891 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.08 | 1.07 |  |  |
| 224463930 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224463930 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224463930 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | N/A; DSCR |
| 224463930 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224465224 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224465224 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224465224 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224465228 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224465234 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224465234 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224465234 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224465234 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224465234 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224465235 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224465235 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224465235 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224465240 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224465240 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224465240 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224465240 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224465240 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.00 |  |  |
| 224465256 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224465256 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224465256 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSR loan |
| 224465256 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224465264 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 224465264 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224465264 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224465264 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224465264 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 192.834 |  | Verified | DSCR File |
| 224465264 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224466126 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224466126 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224466126 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224466591 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224466591 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | N/A; fixed rate loan. |
| 224466591 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224466591 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | N/A; DSCR |
| 224466591 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.58 | 1.57 |  |  |
| 224466595 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224466595 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224466607 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224466607 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224466609 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224466612 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224466612 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224466612 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224466612 | [Redacted] | [Redacted] |  |  | Representative FICO | 748 | 770 | Verified | Per guidelines, Field Value Representative FICO reflects the highest mid score of all borrowers |
| 224466612 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | N/A; fixed rate loan. |
| 224466612 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224466612 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 290.031 |  | Verified | N/A; DSCR |
| 224466612 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224466612 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 2.20 | 2.19 |  |  |
| 224466613 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224466613 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224466613 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224466613 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.24 | 1.23 |  |  |
| 224466639 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224466639 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224466639 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 224466640 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224466640 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224466684 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224466684 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Out of scope |
| 224466688 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224466688 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224466691 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224467044 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224467051 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224467059 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224467059 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224467069 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224467069 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224467069 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224467084 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224467084 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Out of scope |
| 224467087 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224467087 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224467087 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224467091 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224467091 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Out of scope |
| 224467092 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224467092 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224467092 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224467092 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224467092 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2184.59 |  | Verified | Alternate format, not a true discrepancy |
| 224467092 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224467092 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.24 | 1.23 |  |  |
| 224467100 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224467100 | [Redacted] | [Redacted] |  |  | Representative FICO | 769 | 780 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224467100 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224467100 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224467100 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224467110 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224467110 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | N/A; fixed rate loan. |
| 224467843 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224467843 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224467843 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224467996 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224467996 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | N/A; fixed rate loan. |
| 224467996 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.02 | 1.01 |  |  |
| 224467998 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224467998 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | N/A; fixed rate loan. |
| 224467998 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2852.75 |  | Verified | N/A; DSCR loan. |
| 224467998 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224468269 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224468269 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224468269 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224468269 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.11 | 1.10 |  |  |
| 224468518 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224468518 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224468518 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224469239 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224469239 | [Redacted] | [Redacted] |  |  | Representative FICO | 798 | 808 | Verified | DSCR, used highest middle score amongst all Applicants on the loan. |
| 224473277 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224473277 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224473277 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 3.319 | 5.95423 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 224473468 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224473468 | [Redacted] | [Redacted] |  |  | Representative FICO | 758 | 791 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224473468 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224473468 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224473468 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224473561 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224473579 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224473579 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224473579 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224473586 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224473586 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224473586 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224473586 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224474763 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224474776 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224474776 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224474776 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224474778 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224474779 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224474779 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224474779 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224474779 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224474779 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 3497.88 |  | Verified | DSCR File |
| 224474789 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224474789 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224474792 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224474792 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224474792 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224474792 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224474792 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224474792 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224475771 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224475771 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224475771 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224475771 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 957.512 |  | Verified | DSCR File |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224475771 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224475819 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 15.416 | 24.43748 | Verified | Income used for review matches the income from the lender bank stmt analysis in file. |
| 224486057 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224486057 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224486058 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224486058 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224486058 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224486058 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224486058 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.19 | 1.18 |  |  |
| 224498673 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224498673 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224498800 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224498800 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224498800 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224498800 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.07 | 1.06 |  |  |
| 224498801 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224498801 | [Redacted] | [Redacted] |  |  | Representative FICO | 728 | 781 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 224498801 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224498803 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224498803 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224498808 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224498808 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224498808 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224498808 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224498813 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224498813 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224498813 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224498813 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224532343 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224532343 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224532372 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224532372 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224532372 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224532372 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | 2 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224532372 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224532374 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224532374 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224532374 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224537022 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224537022 | [Redacted] | [Redacted] |  |  | Representative FICO | 742 | 784 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224537044 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224537044 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224537047 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224537047 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224537047 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224537047 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224537057 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224537057 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224541708 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224541722 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224541722 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224541722 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224541722 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR File |
| 224541722 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224541722 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.03 | 1.02 |  |  |
| 224543217 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224543217 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224543217 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224543217 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224543218 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224543222 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224543224 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224543230 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224543230 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224543233 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224543233 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224543233 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1467.41 |  | Verified | DSCR Loan. |
| 224543233 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.22 | 1.21 |  |  |
| 224543237 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224543237 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224543237 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224543241 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224543241 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224543241 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224543241 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224543242 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224543242 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224543242 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224543242 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224543242 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224543242 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 904.031 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224543242 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224543242 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.10 | 1.08 | Verified | Field value reflects source document |
| 224543245 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224543245 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 224543245 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224543245 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Lease Profile |
| 224543249 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224543249 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224543249 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224543249 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224543249 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 646.861 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224543250 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224543250 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224543250 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224543250 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 224543250 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Updated as per fraud report. |
| 224543250 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 5238.25 |  | Verified | Lease profile |
| 224543250 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.14 | 1.13 |  |  |
| 224546437 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224546439 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224546443 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224546443 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224546443 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224546712 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224546712 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224546712 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224546786 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224546786 | [Redacted] | [Redacted] |  |  | Representative FICO | 786 | 794 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224546786 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224546786 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224546786 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224546937 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224546937 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224546937 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224546937 | [Redacted] | [Redacted] |  |  | Representative FICO | 771 | 802 | Verified | Per guidelines, use the highest middle score amongst all Applicants on the loan. |
| 224546937 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.03 | 1.02 |  |  |
| 224547089 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224547089 | [Redacted] | [Redacted] |  |  | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224547089 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224547089 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Bid Tape Field Value blank. |
| 224547089 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224547275 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224547275 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224547275 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224547275 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR File |
| 224547275 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224547275 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 0.63 | 0.73 | Verified | Data discrepancy with DTI. The reason for the discrepancy is due to Lender used a higher HOA value than reflected on source document. |
| 224547448 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 224547448 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224553998 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224553998 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224553998 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224553998 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224553998 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224554018 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224554138 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224554138 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224554138 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224554147 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224554147 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224554147 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224554147 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1977.45 |  | Verified | DSCR Loan. |
| 224554147 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.38 | 1.37 |  |  |
| 224554170 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224554170 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Out of scope |
| 224565813 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224565821 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224565821 | [Redacted] | [Redacted] |  |  | Property Type | Condo | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224565821 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224565821 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1311.3 |  | Verified | DSCR program |
| 224565821 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.18 | 1.17 |  |  |
| 224565823 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 224565823 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 224565823 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224565823 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224565823 | [Redacted] | [Redacted] |  |  | Representative FICO | 776 | 798 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224565823 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224565823 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224565823 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224565825 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224565825 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224565825 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224565825 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224566665 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224566665 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224567458 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224567458 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224567458 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224567470 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224567470 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224567474 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224567474 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224567474 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224567489 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224567489 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224567489 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224567489 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224567489 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan |
| 224567489 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 0.89 | 0.88 |  |  |
| 224567633 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224567657 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224567657 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224567657 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224567659 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224567662 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 224567662 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224567662 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224567662 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224567662 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | No Margin |
| 224567663 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224567663 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224567663 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224567663 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224567663 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224567711 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224567711 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224567711 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224567711 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224567711 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan. |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224567711 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.11 | 1.10 | Verified | Due to round off. |
| 224568237 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224568237 | [Redacted] | [Redacted] |  |  | Representative FICO | 684 | 701 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224568237 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224568237 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224568242 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224568242 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224568242 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224568242 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.82 | 1.81 |  |  |
| 224568244 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224568244 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224568244 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224568244 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.00 |  |  |
| 224568245 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224568245 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224568245 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224569999 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224569999 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224569999 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224570017 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224570017 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.04 | 1.03 |  |  |
| 224570019 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224570020 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224570020 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224570020 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224570020 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 160.646 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224570020 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224570020 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 2.31 | 2.30 |  |  |
| 224570023 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224570023 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224570023 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224570024 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224570024 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224570034 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224570034 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224570034 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224570036 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224570036 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224570046 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224570046 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224570046 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224570046 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Verified from security instrument document |
| 224572311 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224572311 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 224572311 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224572311 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1317.52 |  | Verified | Lease profile |
| 224572313 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224572313 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224572313 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573441 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573446 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573446 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224573446 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224573446 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224573448 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224573448 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224573448 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573448 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224573448 | [Redacted] | [Redacted] |  |  | Refi Purpose | Rate/Term | Cash-out—Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 224573448 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224573453 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573453 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224573453 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224573453 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224573454 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573454 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224573482 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224573482 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224573482 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573482 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1773.94 |  | Verified | DSCR Loan |
| 224573482 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.00 |  |  |
| 224573487 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224573511 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573511 | [Redacted] | [Redacted] |  |  | Representative FICO | 703 | 771 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224573519 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224573519 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224573519 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573519 | [Redacted] | [Redacted] |  |  | Representative FICO | 700 | 710 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224573519 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2824.3 |  | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 224573519 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224573519 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.21 | 1.20 |  |  |
| 224573524 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573524 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 224573524 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224573524 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224573591 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573591 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224573593 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573593 | [Redacted] | [Redacted] |  |  | Representative FICO | 714 | 789 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 224573593 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224573617 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573617 | [Redacted] | [Redacted] |  |  | Representative FICO | 740 | 773 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224573617 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224573618 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573618 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224573618 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224573618 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 4132.13 |  | Verified | DSCR Loan |
| 224573618 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.34 | 1.33 |  |  |
| 224573621 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573621 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224573621 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224573621 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224573624 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573624 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Out of scope |
| 224573626 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573633 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573633 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224573633 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224573633 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 13.219 |  | Verified | DSCR Loan |
| 224573633 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.82 | 1.81 |  |  |
| 224573736 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573736 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224573736 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224573736 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224573736 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 6.469 |  | Verified | Alternate format, not a true discrepancy |
| 224573736 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224573739 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573739 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224573739 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224573744 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224573744 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224573744 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224573744 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224573757 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224573757 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224573757 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573757 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224573757 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224573757 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1307.73 |  | Verified | Alternate format, not a true discrepancy |
| 224573757 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224573757 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.32 | 1.31 |  |  |
| 224573758 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573758 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224573758 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.24 | 1.23 |  |  |
| 224573767 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224573767 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224573767 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224573767 | [Redacted] | [Redacted] |  |  | Representative FICO | 770 | 792 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224573767 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224573767 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2849.06 |  | Verified | DSCR loan |
| 224573767 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.26 | 1.25 |  |  |
| 224574546 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224574546 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224574546 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224574546 | [Redacted] | [Redacted] |  |  | Representative FICO | 764 | 765 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224574546 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224574546 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224574546 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224574546 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 804.565 |  | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| 224574546 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224574546 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.53 | 1.50 | Verified | DSCR matches with filed value but not with tape filed value. |
| 224574549 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224574549 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224574549 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.37 | 1.34 | Verified | Field value reflects source document |
| 224574551 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224574551 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224574551 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224574551 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224574551 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 224.875 |  | Verified | DSCR Loan |
| 224574551 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.21 | 1.20 |  |  |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224574553 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224574553 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224574553 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224574553 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 974.051 |  | Verified | Alternate format, not a true discrepancy |
| 224574553 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224574934 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224574934 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224575224 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224575224 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224575224 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224575224 | [Redacted] | [Redacted] |  |  | Representative FICO | 770 | 792 | Verified | Field Value Representative FICO reflects the highest mid score amongst all applicants on the loan. |
| 224575224 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1721.17 |  | Verified | DSCR Loan |
| 224575232 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224575232 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224575232 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224575232 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 533.221 |  | Verified | DSCR Loan |
| 224575232 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224575779 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224575779 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224575779 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224575779 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224575779 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1855.19 |  | Verified | Lease profile |
| 224575779 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224575779 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.16 | 1.15 |  |  |
| 224581834 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224581834 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224582071 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224582071 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224582088 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224582088 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224582088 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224582088 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224583975 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224583975 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224583975 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224583975 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224583975 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224583977 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224583977 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224583980 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224583980 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224583980 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224583980 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224583982 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224583982 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224583982 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224583982 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1608.38 |  | Verified | DSCR loan |
| 224583982 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.10 | 1.09 |  |  |
| 224583984 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224583984 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224583984 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224583984 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224583987 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224583987 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224584193 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224584193 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224584193 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224584193 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224584209 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224584209 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224584209 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224584209 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224584215 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224584215 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224584215 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224584219 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224584223 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224584223 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224584223 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224584223 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 35.437 | 31.36923 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224584223 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224588090 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224588090 | [Redacted] | [Redacted] |  |  | Representative FICO | 774 | 780 | Verified | Field Value Representative FICO reflects the highest mid score of all the applicants on the loan. |
| 224588090 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224588090 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 562.235 |  | Verified | DSCR Loan |
| 224588090 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.04 | 1.03 |  |  |
| 224588095 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224588095 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224588389 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224588389 | [Redacted] | [Redacted] |  |  | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224588389 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224588389 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224588548 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224588548 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224588548 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224612539 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224612539 | [Redacted] | [Redacted] |  |  | # of Units | 1 | 2 | Verified | Field value reflects source document |
| 224612539 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.56 | 1.60 | Verified | As per latest lease agreement for upper unit new lease rent is $915 due to which discrepancy in DSCR. |
| 224612564 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224612564 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224612878 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224612878 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224612878 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224612878 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 33.941 | 27.56179 | Verified | Field value is lower. |
| 224612878 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224612879 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224612879 | [Redacted] | [Redacted] |  |  | Representative FICO | 796 | 803 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224612879 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224614094 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224614094 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224614094 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.06 | 1.05 |  |  |
| 224614111 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224614111 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.49 | 1.48 |  |  |
| 224614125 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224614125 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224614125 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224614125 | [Redacted] | [Redacted] |  |  | Representative FICO |  | 713 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224614125 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224614125 | [Redacted] | [Redacted] |  |  | Original LTV | 28.571 | 27.39726 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 224614125 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224614125 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 62.937 |  | Verified | Alternate format, not a true discrepancy |
| 224614125 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.80 | 1.79 |  |  |
| 224614131 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224614131 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224614131 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224614172 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224614172 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224614172 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224614172 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224614181 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224614199 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224614199 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224614199 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224614199 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224614199 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 34.61 | 27.35826 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 224614199 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224614201 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224614201 | [Redacted] | [Redacted] |  |  | Representative FICO | 780 | 805 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224614201 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224614201 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224614201 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 24.482 | 27.12053 | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| 224614201 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224614214 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224616131 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224616133 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224616133 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 41.831 | 38.84723 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224616134 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224616134 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224616134 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224617924 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224617924 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 84.848 |  | Verified | Alternate format, not a true discrepancy |
| 224617924 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 2.07 | 2.06 |  |  |
| 224618981 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224618981 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2303.22 |  | Verified | Alternate format, not a true discrepancy |
| 224619036 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224619036 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 476.036 |  | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 224619037 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224619037 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.59 | 1.58 |  |  |
| 224619038 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224619039 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224619039 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224619039 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224619039 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224619039 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224620196 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224620219 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224620219 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224620219 | [Redacted] | [Redacted] |  |  | # of Units | 1 | 2 | Verified | Field value reflects source document |
| 224620219 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224620219 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1024.94 |  | Verified | DSCR Loan |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224620219 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224620219 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.40 | 1.39 | Verified | Total PITIA and rent amount is correctly updated. |
| 224624866 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224624866 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224624866 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224628996 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224629772 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224629772 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.40 | 1.39 |  |  |
| 224635584 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224635584 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224635584 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224635602 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224635602 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.27 | 1.26 |  |  |
| 224635603 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224635603 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224635603 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224635603 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 40.843 | 37.89733 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 224635603 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224635789 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224635789 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.77 | 1.76 |  |  |
| 224635792 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224635792 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224635792 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224635792 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224635808 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224635808 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224635808 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224635808 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224635809 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224635809 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224635809 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224635814 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224635814 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.30 | 1.29 |  |  |
| 224635817 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224635819 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224635819 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224635819 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224635819 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224635819 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224635819 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1653.74 |  | Verified | DSCR Loan |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224635819 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224637194 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224637194 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224637194 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224637353 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224637353 | [Redacted] | [Redacted] |  |  | Representative FICO | 761 | 794 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224637353 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224637353 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance Transaction. |
| 224637353 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2107.98 |  | Verified | DSCR Loan file transaction. |
| 224637662 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224637662 | [Redacted] | [Redacted] |  |  | Representative FICO | 773 | 776 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224637662 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224637662 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224641697 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224641697 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224641709 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224641709 | [Redacted] | [Redacted] |  |  | Representative FICO | 766 | 786 | Verified | Field Value Representative FICO reflects the highest mid score of all applicants on the loan. |
| 224641709 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224641709 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224641709 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 6420.75 |  | Verified | DSCR Loan |
| 224641711 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224641740 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224641740 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224641740 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224641742 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224641742 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction. |
| 224641742 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224641742 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224641745 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224641745 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 224641745 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224641745 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224641768 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224641768 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224641768 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224641768 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224641768 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224644441 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224644441 | [Redacted] | [Redacted] |  |  | Representative FICO | 810 | 814 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 224644441 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224644441 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Bid Tape Field Value blank. |
| 224644441 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224647094 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224647098 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224647109 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224647109 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224647109 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224647137 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224647137 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224647137 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | The bid tape field value was not provided. |
| 224647137 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 544.79 |  | Verified | DSCR Loan. |
| 224647137 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.51 | 1.50 |  |  |
| 224647140 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224647140 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.13 | 1.12 |  |  |
| 224647154 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224647154 | [Redacted] | [Redacted] |  |  | Representative FICO | 762 | 772 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 224647154 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224647154 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Bid Tape Field Value is not provided. |
| 224647154 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1585.01 |  | Verified | Alternate format, not a true discrepancy |
| 224647310 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224647349 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224647361 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224647361 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224647361 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224647361 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1389.62 |  | Verified | DSCR Loan |
| 224647361 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.41 | 1.40 |  |  |
| 224660671 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224661018 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224661018 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224661018 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the Approval/AUS |
| 224661018 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224661022 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224661022 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224661022 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224661022 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224661022 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 4194.46 |  | Verified | DSCR Loan. |
| 224661022 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.04 | 1.03 |  |  |
| 224661030 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224661030 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224661030 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224661030 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224661030 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224661030 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 840.998 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224661030 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224661030 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.73 | 1.72 |  |  |
| 224661032 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224661052 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224661052 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224661052 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224661052 | [Redacted] | [Redacted] |  |  | Representative FICO | 786 | 797 | Verified | Field Value Representative FICO reflects the highest mid score of all applicants on loan. |
| 224661052 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224661052 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 863.81 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224661052 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.71 | 1.70 |  |  |
| 224661187 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224661379 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224661379 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224661379 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224661379 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224661380 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224661385 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224661385 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224661385 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224661385 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224661783 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224661783 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224664451 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224664451 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224664451 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224664451 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224664451 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224664451 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 8069.67 |  | Verified | DSCR Loan |
| 224664494 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224664494 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224664494 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224664494 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224664494 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
| 224664494 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 0.95 | 0.94 |  |  |
| 224677625 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224677625 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224677625 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224678248 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224678248 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224678248 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224678248 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224678249 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224678249 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224678249 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224678249 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224678249 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224678249 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224678255 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224678255 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224678255 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224678255 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224678260 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224678260 | [Redacted] | [Redacted] |  |  | Representative FICO | 741 | 781 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 224678279 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224678279 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224678279 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224678279 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224678287 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224678287 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224678287 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224678287 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224678290 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224678290 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224678290 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224678290 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | The bid tape field value was not provided. |
| 224678290 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 295.699 |  | Verified | Alternate format, not a true discrepancy |
| 224678290 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.67 | 1.63 | Verified | Underwriter has considered the monthly taxes of $90.20 for DSCR calculation. |
| 224678293 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224678293 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224678293 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224678293 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1262.8 |  | Verified | Alternate format, not a true discrepancy |
| 224678293 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224678293 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.23 | 1.22 |  |  |
| 224678297 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 224678297 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224678297 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Out of scope |
| 224678717 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224678717 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224678717 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224678717 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224678735 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224678735 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224678735 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224678747 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224678747 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224678747 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 644.662 |  | Verified | Alternate format, not a true discrepancy |
| 224681981 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224681981 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224681981 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.04 | Verified | Field value reflects source document |
| 224691884 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224691884 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224693455 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224693455 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224693455 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224693455 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | 3 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224693455 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224693455 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224693455 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 517.038 |  | Verified | Alternate format, not a true discrepancy |
| 224693455 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.54 | 1.56 | Verified | Field value reflects source document |
| 224693498 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224693498 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224693498 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224693498 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance. |
| 224693498 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 310.146 |  | Verified | Alternate format, not a true discrepancy |
| 224693505 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224693505 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224693505 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224693505 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224693527 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224693576 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224693576 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224693580 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224693580 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.17 | 1.16 |  |  |
| 224693582 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224693582 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224693582 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224693582 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Asset Qualifier no ratio |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224693582 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224693839 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224693839 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224693840 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224695322 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 224695322 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224695322 | [Redacted] | [Redacted] |  |  | Representative FICO | 761 | 771 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 224695360 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224695360 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224695360 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224695360 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2009.3 |  | Verified | DSCR Loan |
| 224699868 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224699868 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224699868 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 3572.33 |  | Verified | Alternate format, not a true discrepancy |
| 224699868 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.04 | 1.03 |  |  |
| 224699871 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224699871 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224699871 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224699871 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 1572.61 |  | Verified | Alternate format, not a true discrepancy |
| 224699871 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.11 | 1.10 |  |  |
| 224701266 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224705486 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224705486 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224705486 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224705486 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224705516 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224705516 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224705516 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224705516 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 345.478 |  | Verified | DSCR Loan |
| 224705516 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224705516 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.33 | 1.32 |  |  |
| 224705519 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224705519 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224705519 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224705519 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.42 | 1.41 |  |  |
| 224705570 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224705570 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224705570 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224705570 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 2757.59 |  | Verified | DSCR Loan |
| 224705570 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224705570 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.33 | 1.32 |  |  |
| 224705833 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224706012 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224709546 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224709546 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224709546 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224709546 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224709546 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224709546 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224709548 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224709548 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224709548 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Out of scope |
| 224709548 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224709552 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224709552 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224709552 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224709552 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 5225.44 |  | Verified | Alternate format, not a true discrepancy |
| 224709552 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224709552 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.11 | 1.10 |  |  |
| 224709555 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224709555 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224709555 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224709555 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224709555 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224709556 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224709556 | [Redacted] | [Redacted] |  |  | Property Type | Multi Family | Mixed Use | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224709556 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224709556 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224709556 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 376.015 |  | Verified | DSCR Loan |
| 224709556 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224709556 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.36 | 1.35 | Verified | Due to round off |
| 224709558 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224709738 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224709738 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224710928 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224710928 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224710928 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224710928 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224710928 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224710928 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 0.66 | 0.65 | Verified | Total PITIA and market rent is updated per document. |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224710929 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224710929 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224710929 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224710929 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 376.131 |  | Verified | Alternate format, not a true discrepancy |
| 224710929 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224710929 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.07 | 1.11 | Verified | Underwriter has considered the lower lease rent of $2,300 for DSCR calculation. |
| 224710930 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224710930 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224710930 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224710930 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224710930 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
| 224710930 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224710941 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224710941 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224710941 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224710941 | [Redacted] | [Redacted] |  |  | Representative FICO | 749 | 752 | Verified | Field Value Representative FICO reflects the highest mid score for all applicants on loan. |
| 224710941 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 224710941 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 424.319 |  | Verified | Lease profile |
| 224710944 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224711173 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224711283 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224711283 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224711283 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224711283 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | 3 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224711283 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 224711283 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224711283 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 295.407 |  | Verified | Lease profile |
| 224711283 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224711298 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224711298 | [Redacted] | [Redacted] |  |  | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224711308 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224711308 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224711308 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224711308 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan |
| 224711308 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224711308 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.42 | 1.41 | Verified | Due to round off |
| 224712649 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224712649 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224712649 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 47.435 | 45.2407 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224712980 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |

---

------

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224712980 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224712980 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224712980 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224712997 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224712997 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.43 | 1.42 |  |  |
| 224712999 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224713391 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224713391 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Margin details not provided on Note. |
| 224713391 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 6984.84 |  | Verified | Lease profile |
| 224713391 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224713391 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.06 | 1.05 |  |  |
| 224713435 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Security Instrument |
| 224713435 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224713435 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224713435 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224713435 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 440.095 |  | Verified | DSCR Loan |
| 224713448 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224713448 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224713448 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224713448 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224713803 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224713804 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224713805 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224715754 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224715754 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224715754 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 109.885 |  | Verified | DSCR Loan |
| 224715754 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224715754 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 3.02 | 3.01 |  |  |
| 224716852 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224716852 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224716852 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224716852 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.31 | 1.30 |  |  |
| 224716857 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224716857 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224716860 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224716860 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224716865 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224716865 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224716865 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224716936 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |

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| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224716936 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224716936 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance. |
| 224716936 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 761.198 |  | Verified | Alternate format, not a true discrepancy |
| 224716936 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224716936 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.17 | 1.16 |  |  |
| 224716937 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224717311 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224717777 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224717777 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224717777 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224717777 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224717777 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.31 | 1.30 |  |  |
| 224717785 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224717785 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224717785 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 224717785 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224717785 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224717785 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224717876 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224717876 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224717876 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224717876 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224719656 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224719656 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224719656 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224719662 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224719668 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224719668 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224719668 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224719668 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.21 | 1.20 |  |  |
| 224719960 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224719960 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 224720181 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224720181 | [Redacted] | [Redacted] |  |  | Subject Debt Service Coverage Ratio | 1.16 | 1.15 | Verified | Discrepancy due to rounding. |
| 224720497 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224720509 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224720554 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224720554 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224720554 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224720564 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |

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| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC<br>Loan ID** | **Customer<br>Loan<br>ID** | **Seller<br>Loan<br>ID** | **Servicer<br>Loan<br>ID** | **Investor<br>Loan<br>Number** | **Field Label** | **Bid<br>Tape<br>Field<br>Value** | **Field<br>Value** | **Compare<br>Status** | **Comment** |
| 224720564 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Alternate format, not a true discrepancy |
| 224720564 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224720571 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224720571 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224725526 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224725526 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 224725526 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224725526 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224725681 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224725681 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 224725681 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 224725681 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |

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