# EDGAR Filing Document

**Accession Number:** 0000910475
**File Stem:** 0001628280-26-025968
**Filing Date:** 2026-4
**Character Count:** 87306
**Document Hash:** 5c08ffddc9e92e9bfe91ce500b839ca1
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001628280-26-025968.hdr.sgml**: 20260420

**ACCESSION NUMBER**: 0001628280-26-025968

**CONFORMED SUBMISSION TYPE**: 497VPU

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20260420

**DATE AS OF CHANGE**: 20260420

**EFFECTIVENESS DATE**: 20260420

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** LINCOLN BENEFIT LIFE VARIABLE LIFE ACCOUNT
- **CENTRAL INDEX KEY:** 0000910475

**ORGANIZATION NAME:**
- **EIN:** 470221457
- **STATE OF INCORPORATION:** NE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497VPU
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-100131
- **FILM NUMBER:** 26874600

**BUSINESS ADDRESS:**
- **STREET 1:** 701 O STREET
- **STREET 2:** SUITE 500
- **CITY:** LINCOLN
- **STATE:** NE
- **ZIP:** 68508
- **BUSINESS PHONE:** 844-768-6780

**MAIL ADDRESS:**
- **STREET 1:** POLICYHOLDER SERVICES
- **STREET 2:** PO BOX 4324
- **CITY:** CLINTON
- **STATE:** IA
- **ZIP:** 52733-4324

## Series and Classes Contracts Data

### LINCOLN BENEFIT LIFE VARIABLE LIFE ACCOUNT (Series ID: S000002017)

| Class ID   | Class Name                 | Ticker Symbol   |
|:---|:---|:---|
| C000005247 | Consultant Accumulator VUL |  |

**Consultant Accumulator Variable Universal Life Insurance**

Flexible Premium Variable Universal Life Insurance Policies

Issued by:

Lincoln Benefit Life Company

In connection with:

Lincoln Benefit Life Variable Life Account

Street Address:

701 O Street, Suite 500 <br>Lincoln, NE 68508

Mailing Address:

Lincoln Benefit Life Company

Policyholder Services

P.O. Box 4324,

Clinton, IA 52733-4324

Telephone Number: 1-844-768-6780

Fax Number: 1-844-768-6772

**Updating Summary Prospectus**

May 1, 2026

The prospectus for the Consultant Accumulator Flexible Premium Variable Universal Life Insurance Policies ("the Policies") contains more information about the Policies, including its features, benefits and risk. You can find the current prospectus and other information about the Policies online at www.life.lbl.com. You can also obtain this information at no cost by calling 1-844-768-6780 or by sending a letter to our mailing address at: P.O. Box 4324, Clinton, IA 52733-4324.

Additional information about certain investment products, including variable life insurance contracts, has been prepared by the Securities and Exchange Commission's staff and is available at Investor.gov. This Summary Prospectus incorporates by reference the prospectus and Statement of Additional Information (<u>[SAI](#i9ca44576157f4d6f883552c621e28bdb_13)</u>), both dated May 1, 2026, as amended or supplemented. The <u>[SAI](#i9ca44576157f4d6f883552c621e28bdb_13)</u> may be obtained, free of charge in the same manner as the prospectus.

**The Securities and Exchange Commission has not approved or disapproved this contract or passed upon the adequacy of this summary prospectus. Any representation to the contrary is a criminal offense.** 

------

**Table of Contents**

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| | |
|:---|:---|
| **SPECIAL TERMS** | <u>[ii](#i9ca44576157f4d6f883552c621e28bdb_13)</u> |
| **UPDATED INFORMATION ABOUT YOUR POLICY** | <u>[1](#i9ca44576157f4d6f883552c621e28bdb_19)</u> |
| **IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE POLICY** | <u>[2](#i9ca44576157f4d6f883552c621e28bdb_22)</u> |
| **APPENDIX A** | A-<u>[1](#i9ca44576157f4d6f883552c621e28bdb_46)</u> |

---

i

------

**Special Terms**

**Beneficiary(ies) -** The person(s) named by you to receive the <u>[Death Benefit](#i9ca44576157f4d6f883552c621e28bdb_13)</u> under the Policy.

**Company -** Lincoln Benefit Life Company, sometimes referred to as "Lincoln Benefit."

**Death Benefit -** The amount payable to the <u>[Beneficiary](#i9ca44576157f4d6f883552c621e28bdb_13)</u> under the Policy upon the death of the <u>[Insured](#i9ca44576157f4d6f883552c621e28bdb_13)</u>, before payment of any unpaid <u>[Policy Debt](#i9ca44576157f4d6f883552c621e28bdb_13)</u> or Policy Charges.

**Face Amount -** The initial amount of insurance under your Policy, adjusted for any changes in accordance with the terms of your Policy.

**Fixed Account -** The portion of the <u>[Policy Value](#i9ca44576157f4d6f883552c621e28bdb_13)</u> allocated to our general account.

**Grace Period -** A 61-day period during which the Policy remains in force so as to permit you to pay sufficient additional <u>[Premium](#i9ca44576157f4d6f883552c621e28bdb_13)</u> to keep the Policy from lapsing.

**Insured -** The person whose life is covered by your Policy.

**Issue Date -** The date on which the Policy is issued, which shall be used to determine Policy Anniversaries, <u>[Policy Years](#i9ca44576157f4d6f883552c621e28bdb_13)</u> and <u>[Policy Months](#i9ca44576157f4d6f883552c621e28bdb_13)</u>.

**Loan Account -** An account established for amounts transferred from the <u>[Sub-Accounts](#i9ca44576157f4d6f883552c621e28bdb_16)</u> and the <u>[Fixed Account](#i9ca44576157f4d6f883552c621e28bdb_13)</u> as security for outstanding Policy loans.

**Monthly Activity Day -** The same day in each month as the <u>[Issue Date](#i9ca44576157f4d6f883552c621e28bdb_13)</u>. If a month does not have that day, the deduction will be made as of the last day of the month. The day of the month on which <u>[Monthly Deductions](#i9ca44576157f4d6f883552c621e28bdb_13)</u> are taken from your <u>[Policy Value](#i9ca44576157f4d6f883552c621e28bdb_13)</u>.

**Monthly Deduction -** The amount deducted from <u>[Policy Value](#i9ca44576157f4d6f883552c621e28bdb_13)</u> on each <u>[Monthly Activity Day](#i9ca44576157f4d6f883552c621e28bdb_13)</u> for the policy fee, mortality and expense risk charge, administrative expense charge, cost of insurance charge, and the cost of any benefit riders.

**Policy Anniversary -** The same day and month as the <u>[Issue Date](#i9ca44576157f4d6f883552c621e28bdb_13)</u> for each subsequent year the Policy remains in force.

**Policy Debt -** The sum of all unpaid Policy loans and accrued loan interest.

**Policy Month** - A one month period beginning on the same day of the month as the issue date of the policy.

**Policy Owner ("You" "Your") -** The person(s) having the rights of ownership defined in the Policy. The <u>[Policy Owner](#i9ca44576157f4d6f883552c621e28bdb_13)</u> may or may not be the same person as the <u>[Insured](#i9ca44576157f4d6f883552c621e28bdb_13)</u>. If your Policy is issued pursuant to a retirement plan, your ownership rights may be modified by the plan.

**Policy Value -** The sum of the values of your interests in the <u>[Sub-Accounts](#i9ca44576157f4d6f883552c621e28bdb_16)</u> of the <u>[Separate Account](#i9ca44576157f4d6f883552c621e28bdb_16)</u>, the <u>[Fixed Account](#i9ca44576157f4d6f883552c621e28bdb_13)</u> and the <u>[Loan Account](#i9ca44576157f4d6f883552c621e28bdb_13)</u>. The amount from which the <u>[Monthly Deductions](#i9ca44576157f4d6f883552c621e28bdb_13)</u> are made and the <u>[Death Benefit](#i9ca44576157f4d6f883552c621e28bdb_13)</u> is determined.

**Policy Year -** Each twelve-month period beginning on the <u>[Issue Date](#i9ca44576157f4d6f883552c621e28bdb_13)</u> and each <u>[Policy Anniversary](#i9ca44576157f4d6f883552c621e28bdb_13)</u>.

**Portfolio Company -** The underlying funds in which the <u>[Sub-Accounts](#i9ca44576157f4d6f883552c621e28bdb_16)</u> invest. Each Portfolio is an investment company registered with the SEC or a separate investment series of a registered investment company.

**Premium -** Amounts paid to us as premium for the Policy by you or on your behalf.

**SAI -** Statement of Additional Information, which is available upon request.

**Safety Net Premium -** A feature under which we guarantee that, regardless of declines in your <u>[Policy Value](#i9ca44576157f4d6f883552c621e28bdb_13)</u>, your Policy does not enter the <u>[Grace Period](#i9ca44576157f4d6f883552c621e28bdb_13)</u> if your total <u>[Premiums](#i9ca44576157f4d6f883552c621e28bdb_13)</u> paid since the <u>[Issue Date](#i9ca44576157f4d6f883552c621e28bdb_13)</u>, less any partial withdrawals and outstanding Policy loans made by you, are at least as great as the monthly <u>[Safety Net Premium](#i9ca44576157f4d6f883552c621e28bdb_13)</u> amount times the number of months since the <u>[Issue Date](#i9ca44576157f4d6f883552c621e28bdb_13)</u>.

ii

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**Separate Account -** Lincoln Benefit Life Variable Life Account, which is a segregated investment account of Lincoln Benefit.

**Sub-Account -** A subdivision of the <u>[Separate Account](#i9ca44576157f4d6f883552c621e28bdb_16)</u>, which invests wholly in shares of one of the Portfolios.

**We -** Our company, Lincoln Benefit Life Company, sometimes referred to as "Lincoln Benefit."

**You, Your -** The person having the rights and privileges of ownership in the Policy.

iii

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**Updated Information About Your Policy**<br>

The information in this Updating Summary Prospectus is a summary of certain Policy features that have changed since the Prospectus dated May 1, 2025. This may not reflect all of the changes that have occurred since your Policy was issued.

Effective on or about April 24, 2026, the following portfolio will be acquired and merged into a newly created series of Lincoln Variable Insurance Products Trust:

---

| | |
|:---|:---|
| **Old Fund Name** | **Acquiring Fund Name** |
| ClearBridge Variable Large Cap Value Portfolio - Class I | LVIP ClearBridge Large Cap Value Fund - Standard Class |

---

1 <br>UPDATING SUMMARY PROSPECTUS

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**Important Information You Should Consider About the Policy**<br>

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Fees and Expenses** | **Fees and Expenses** | **Fees and Expenses** | **Fees and Expenses** | **Location(s) in Prospectus** |
| Charges for Early Withdrawals | If you surrender your Policy within the first 9 <u>[Policy Years](#i9ca44576157f4d6f883552c621e28bdb_13)</u>, you will be assessed a surrender charge of up to $56.07 per $1,000 of <u>[Face Amount](#i9ca44576157f4d6f883552c621e28bdb_13)</u>.<br>For example, if you surrender your Policy within the first 9 <u>[Policy Years](#i9ca44576157f4d6f883552c621e28bdb_13)</u>, you could pay a surrender charge of up to $5,607 on a Policy with a $100,000 <u>[Face Amount](#i9ca44576157f4d6f883552c621e28bdb_13)</u>. | If you surrender your Policy within the first 9 <u>[Policy Years](#i9ca44576157f4d6f883552c621e28bdb_13)</u>, you will be assessed a surrender charge of up to $56.07 per $1,000 of <u>[Face Amount](#i9ca44576157f4d6f883552c621e28bdb_13)</u>.<br>For example, if you surrender your Policy within the first 9 <u>[Policy Years](#i9ca44576157f4d6f883552c621e28bdb_13)</u>, you could pay a surrender charge of up to $5,607 on a Policy with a $100,000 <u>[Face Amount](#i9ca44576157f4d6f883552c621e28bdb_13)</u>. | If you surrender your Policy within the first 9 <u>[Policy Years](#i9ca44576157f4d6f883552c621e28bdb_13)</u>, you will be assessed a surrender charge of up to $56.07 per $1,000 of <u>[Face Amount](#i9ca44576157f4d6f883552c621e28bdb_13)</u>.<br>For example, if you surrender your Policy within the first 9 <u>[Policy Years](#i9ca44576157f4d6f883552c621e28bdb_13)</u>, you could pay a surrender charge of up to $5,607 on a Policy with a $100,000 <u>[Face Amount](#i9ca44576157f4d6f883552c621e28bdb_13)</u>. | Charges and Deductions- Surrender Charge |
| Transaction Charges | In addition to surrender charges, you may also be charged for other transactions, such as a Premium Expense Charge when you pay a <u>[Premium](#i9ca44576157f4d6f883552c621e28bdb_13)</u>, a Surrender Charge when you Surrender your Policy during the first 10 <u>[Policy Years](#i9ca44576157f4d6f883552c621e28bdb_13)</u>, a Partial Withdrawal Service Fee when you make a withdrawal, a Transfer Fee for certain Transfers of <u>[Policy Value](#i9ca44576157f4d6f883552c621e28bdb_13)</u>, and interest when you have a Policy Loan.  | In addition to surrender charges, you may also be charged for other transactions, such as a Premium Expense Charge when you pay a <u>[Premium](#i9ca44576157f4d6f883552c621e28bdb_13)</u>, a Surrender Charge when you Surrender your Policy during the first 10 <u>[Policy Years](#i9ca44576157f4d6f883552c621e28bdb_13)</u>, a Partial Withdrawal Service Fee when you make a withdrawal, a Transfer Fee for certain Transfers of <u>[Policy Value](#i9ca44576157f4d6f883552c621e28bdb_13)</u>, and interest when you have a Policy Loan.  | In addition to surrender charges, you may also be charged for other transactions, such as a Premium Expense Charge when you pay a <u>[Premium](#i9ca44576157f4d6f883552c621e28bdb_13)</u>, a Surrender Charge when you Surrender your Policy during the first 10 <u>[Policy Years](#i9ca44576157f4d6f883552c621e28bdb_13)</u>, a Partial Withdrawal Service Fee when you make a withdrawal, a Transfer Fee for certain Transfers of <u>[Policy Value](#i9ca44576157f4d6f883552c621e28bdb_13)</u>, and interest when you have a Policy Loan.  | Fee Tables - Transaction Fees |
| Ongoing Fees and Expenses (as Annual Charges) | In addition to surrender charges and transaction charges, an investment in the Policy is subject to certain ongoing fees and expenses, including fees and expenses covering the cost of insurance ("COI") under the Policy and the cost of optional benefits available under the Policy. Such fees and expenses are set based on characteristics of the insured (*e.g.*, age, sex, and rating classification). You should view the Policy specifications page of your Policy for rates applicable to the Policy.<br>You will also bear expenses associated with the Portfolios under the Policy, as shown in the following table: | In addition to surrender charges and transaction charges, an investment in the Policy is subject to certain ongoing fees and expenses, including fees and expenses covering the cost of insurance ("COI") under the Policy and the cost of optional benefits available under the Policy. Such fees and expenses are set based on characteristics of the insured (*e.g.*, age, sex, and rating classification). You should view the Policy specifications page of your Policy for rates applicable to the Policy.<br>You will also bear expenses associated with the Portfolios under the Policy, as shown in the following table: | In addition to surrender charges and transaction charges, an investment in the Policy is subject to certain ongoing fees and expenses, including fees and expenses covering the cost of insurance ("COI") under the Policy and the cost of optional benefits available under the Policy. Such fees and expenses are set based on characteristics of the insured (*e.g.*, age, sex, and rating classification). You should view the Policy specifications page of your Policy for rates applicable to the Policy.<br>You will also bear expenses associated with the Portfolios under the Policy, as shown in the following table: | Fee Tables |
| Ongoing Fees and Expenses (as Annual Charges) | **Annual Fee** | **Minimum** | **Maximum** | Fee Tables |
| Ongoing Fees and Expenses (as Annual Charges) | Investment Options (Portfolio fees and expenses) | 0.09% | 1.39% | Fee Tables |

---

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| | | |
|:---|:---|:---|
| **Risks** | **Risks** | **Location(s) in Prospectus** |
| Risk of Loss | You can lose money by investing in the Policy, including loss of principal. | Principal Risks of Investing in the Policy |
| Not a Short-Term Investment | The Policy is not a short-term investment and is not appropriate for an investor who needs ready access to cash. Before purchasing a Policy for a specialized purpose, you should consider whether the long-term nature of the Policy is consistent with the purpose for which it is being considered. | Principal Risks of Investing in the Policy |
| Risks Associated with Investment Options | An investment in the Policy is subject to the risk of poor investment performance and can vary depending on the performance of the investment options, or Portfolios, available under the Policy. Each Portfolio (including any fixed account investment option) will have its own unique risks, and investors should review these investment options before making an investment decision. | Principal Risks of Investing in the Policy and Portfolios and the Fixed Account |

---

2 <br>UPDATING SUMMARY PROSPECTUS

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| | | |
|:---|:---|:---|
| Insurance Company Risks | An investment in the Policy is subject to the risks related to the Depositor, Lincoln Benefit, including that any obligations (including under any fixed account investment options), guarantees, or benefits are subject to the claims-paying ability of the Depositor. More information about the Depositor including its financial strength ratings is available upon request by calling toll-free 1-844-768-6780. | Principal Risks of Investing in the Policy and Lincoln Benefit Life Company and the Separate Account |
| Contract Lapse | Your Policy could terminate if the value of your Policy becomes too low to support the Policy's monthly charges and the <u>[Safety Net Premium](#i9ca44576157f4d6f883552c621e28bdb_13)</u> feature or the Coverage Guarantee Rider is not in effect. Your Policy may also lapse due to insufficient <u>[Premium](#i9ca44576157f4d6f883552c621e28bdb_13)</u> payments, withdrawals, unpaid loans or loan interest.<br>There is a cost associated with reinstating a lapsed Policy. Death benefits will not be paid if the Policy has lapsed.  | Lapse and Reinstatement; Principal Risks of Investing in the Policy; Policy Loans; and Purchase of Policy and Premiums |

---

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| | | |
|:---|:---|:---|
| **Restrictions** | **Restrictions** | **Location(s) in Prospectus** |
| Investment Options | You currently may not have <u>[Policy Value](#i9ca44576157f4d6f883552c621e28bdb_13)</u> in more than twenty-one (21) investment options, counting each <u>[Sub-Account](#i9ca44576157f4d6f883552c621e28bdb_16)</u> and the <u>[Fixed Account](#i9ca44576157f4d6f883552c621e28bdb_13)</u> as one option. <br>While you also may transfer amounts from the <u>[Fixed Account](#i9ca44576157f4d6f883552c621e28bdb_13)</u>, certain restrictions may apply. <br>Transfers are subject to the excessive trading and market timing policies described in this Prospectus. <br>If the shares of any of the Portfolios are no longer available for investment by the <u>[Separate Account](#i9ca44576157f4d6f883552c621e28bdb_16)</u> or if, in the judgment of our management, further investment in the shares of a Portfolio is no longer appropriate in view of the purposes of the Policy, we may add or substitute shares of another Portfolio or underlying fund for Portfolio shares already purchased or to be purchased in the future by <u>[Premiums](#i9ca44576157f4d6f883552c621e28bdb_13)</u> under the Policy. Any substitution of securities will comply with the requirements of the 1940 Act.  | Transfers; Transfers - Market Timing & Excessive Trading; and Portfolios and the Fixed Account |
| Optional Benefits | Optional benefits are subject to additional charges. Certain optional benefits are available only at the time your Policy is issued and may not be available for all <u>[Insureds](#i9ca44576157f4d6f883552c621e28bdb_13)</u>.  | Optional Benefits Under the Policy |

---

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| | | |
|:---|:---|:---|
| **Taxes** | **Taxes** | **Location(s) in Prospectus** |
| Tax Implications | You should consult with a tax professional to determine the tax implications of an investment in and payments received under the Policy. There is no additional tax benefit to the investor if the Policy is purchased through a tax-qualified plan or individual retirement account ("IRA"). Withdrawals will be subject to ordinary income tax, and may be subject to tax penalties.  | Federal Taxes |

---

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| | | |
|:---|:---|:---|
| **Conflicts of Interest** | **Conflicts of Interest** | **Location(s) in Prospectus** |
| Investment Professional Compensation | Some investment professionals have and may continue to receive compensation for selling the Policy to investors, which may include commissions, revenue sharing, compensation from affiliates and third parties. These investment professionals may have a financial incentive to offer or recommend the Policy over another investment. | Distribution |
| Exchanges | Some investment professionals may have a financial incentive to offer an investor a new policy in place of the one he or she already owns. You should only exchange your Policy if you determine, after comparing the features, fees, and risks of both policies, that it is preferable for you to purchase the new policy rather than continue to own the existing Policy.  | |

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3 <br>UPDATING SUMMARY PROSPECTUS

------

**Appendix A – Portfolios Available Under Your Policy**

The following is a list of Portfolios available under the Contract. More information about the Portfolios is available in the prospectuses for the Portfolios, which may be amended from time to time and can be found online at www.life.lbl.com. You can also request this information at no cost by calling 1-844-768-6780 or by sending an email request to service@lbl.com.

The current expenses and performance information below reflects fees and expenses of the Portfolios, but do not reflect the other fees and expenses that your Policy may charge. Expenses would be higher and performance would be lower if these other charges were included. Each <u>[Portfolio Company's](#i9ca44576157f4d6f883552c621e28bdb_13)</u> past performance is not necessarily an indication of future performance.

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Type/Investment Objective** | **Portfolio Company and Investment Adviser/Subadviser** | **Current Expenses** | **Average Annual Total Returns<br>(as of 12/31/2025)** | **Average Annual Total Returns<br>(as of 12/31/2025)** | **Average Annual Total Returns<br>(as of 12/31/2025)** |
| **Type/Investment Objective** | **Portfolio Company and Investment Adviser/Subadviser** | **Current Expenses** | **1 year** | **5 year** | **10 year** |
| &nbsp;&nbsp;&nbsp;Long-term capital appreciation. | &nbsp;&nbsp;&nbsp;Alger Capital Appreciation Portfolio - Class I-2 | 0.94% | 32.87% | 16.33% | 18.17% |
| &nbsp;&nbsp;&nbsp;Long-term capital appreciation. | &nbsp;&nbsp;**Fred Alger Management, LLC** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Long-term capital appreciation. | &nbsp;&nbsp;&nbsp;Alger Large Cap Growth Portfolio - Class I-2 | 0.85% | 30.27% | 11.12% | 16.73% |
| &nbsp;&nbsp;&nbsp;Long-term capital appreciation. | &nbsp;&nbsp;**Fred Alger Management, LLC** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Long-term capital appreciation. | &nbsp;&nbsp;&nbsp;Alger Mid Cap Growth Portfolio - Class I-2 | 0.92% | 16.77% | 3.01% | 11.68% |
| &nbsp;&nbsp;&nbsp;Long-term capital appreciation. | &nbsp;&nbsp;**Fred Alger Management, LLC** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks to maximize income while maintaining prospects for capital appreciation. | &nbsp;&nbsp;&nbsp;DWS Global Income Builder VIP - Class A | 0.61% | 15.80% | 6.49% | 7.43% |
| &nbsp;&nbsp;&nbsp;Seeks to maximize income while maintaining prospects for capital appreciation. | &nbsp;&nbsp;**DWS Investment Management Americas, Inc.** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks to replicate as closely as possible before deduction of expenses, performance of the S&P 500 Index which emphasizes stocks of large U.S. companies. | &nbsp;&nbsp;&nbsp;DWS Equity 500 Index VIP - Class A | 0.23% | 17.63% | 14.13% | 14.52% |
| &nbsp;&nbsp;&nbsp;Seeks to replicate as closely as possible before deduction of expenses, performance of the S&P 500 Index which emphasizes stocks of large U.S. companies. | &nbsp;&nbsp;**DWS Investment Management Americas, Inc. (Subadviser Northern Trust Investments, Inc.)** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks to replicate as closely as possible before deduction of expenses, performance of the Russell 2000 Index which emphasizes stocks of small U.S. companies. | &nbsp;&nbsp;&nbsp;DWS Small Cap Index VIP - Class A | 0.32% | 12.64% | 5.84% | 9.33% |
| &nbsp;&nbsp;&nbsp;Seeks to replicate as closely as possible before deduction of expenses, performance of the Russell 2000 Index which emphasizes stocks of small U.S. companies. | &nbsp;&nbsp;**DWS Investment Management Americas, Inc. (Subadviser Northern Trust Investments, Inc.)** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks to obtain high total return with reduced risk over the long term by allocating its assets among stocks, bonds, and short-term instruments. | &nbsp;&nbsp;&nbsp;Fidelity® VIP Asset Manager 50% Portfolio - Initial Class | 0.51% | 14.98% | 5.67% | 7.13% |
| &nbsp;&nbsp;&nbsp;Seeks to obtain high total return with reduced risk over the long term by allocating its assets among stocks, bonds, and short-term instruments. | &nbsp;&nbsp;**Fidelity Management & Research Company (FMR) (Subadviser FMR UK, FMR H.K. and FMR Japan)** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks long-term capital appreciation. | &nbsp;&nbsp;&nbsp;Fidelity® VIP Contrafund℠ Portfolio - Initial Class | 0.54% | 21.52% | 15.37% | 15.78% |
| &nbsp;&nbsp;&nbsp;Seeks long-term capital appreciation. | &nbsp;&nbsp;**Fidelity Management & Research Company (FMR) (Subadviser FMR UK, FMR H.K. and FMR Japan)** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks reasonable Income. The fund will also consider the potential for capital appreciation. The fund's goal is to achieve a yield which exceeds the composite yield on the securities comprising the S&P 500® Index. | &nbsp;&nbsp;&nbsp;Fidelity® VIP Equity-Income Portfolio℠ - Initial Class | 0.46% | 19.02% | 12.51% | 11.60% |
| &nbsp;&nbsp;&nbsp;Seeks reasonable Income. The fund will also consider the potential for capital appreciation. The fund's goal is to achieve a yield which exceeds the composite yield on the securities comprising the S&P 500® Index. | &nbsp;&nbsp;**Fidelity Management & Research Company (FMR) (Subadviser FMR UK, FMR H.K. and FMR Japan)** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks as high a level of current income as is consistent with preservation of capital and liquidity. | &nbsp;&nbsp;&nbsp;Fidelity® VIP Government Money Market Portfolio - Initial Class | 0.25% | 4.13% | 3.10% | 2.03% |
| &nbsp;&nbsp;&nbsp;Seeks as high a level of current income as is consistent with preservation of capital and liquidity. | &nbsp;&nbsp;**Fidelity Management & Research Company (FMR) (Subadviser FMR UK, FMR H.K. and FMR Japan)** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks to achieve capital appreciation. | &nbsp;&nbsp;&nbsp;Fidelity® VIP Growth Portfolio - Initial Class | 0.55% | 14.92% | 13.70% | 17.45% |
| &nbsp;&nbsp;&nbsp;Seeks to achieve capital appreciation. | &nbsp;&nbsp;**Fidelity Management & Research Company (FMR) (Subadviser FMR UK, FMR H.K. and FMR Japan)** |  |  |  |  |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Type/Investment Objective** | **Portfolio Company and Investment Adviser/Subadviser** | **Current Expenses** | **Average Annual Total Returns<br>(as of 12/31/2025)** | **Average Annual Total Returns<br>(as of 12/31/2025)** | **Average Annual Total Returns<br>(as of 12/31/2025)** |
| **Type/Investment Objective** | **Portfolio Company and Investment Adviser/Subadviser** | **Current Expenses** | **1 year** | **5 year** | **10 year** |
| &nbsp;&nbsp;&nbsp;Seeks investment results that correspond to the total return of common stocks publicly traded in the United States, as represented by the S&P 500® Index. | &nbsp;&nbsp;&nbsp;Fidelity® VIP Index 500 Portfolio - Initial Class | 0.09% | 17.78% | 14.31% | 14.70% |
| &nbsp;&nbsp;&nbsp;Seeks investment results that correspond to the total return of common stocks publicly traded in the United States, as represented by the S&P 500® Index. | &nbsp;&nbsp;**Fidelity Management & Research Company (FMR) (Subadviser Geode Capital Management, LLC (Geode))** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks as high a level of current income as is consistent with the preservation of capital. | &nbsp;&nbsp;&nbsp;Fidelity® VIP Investment Grade Bond Portfolio - Initial Class | 0.37% | 7.22% | 0.06% | 2.71% |
| &nbsp;&nbsp;&nbsp;Seeks as high a level of current income as is consistent with the preservation of capital. | &nbsp;&nbsp;**Fidelity Management & Research Company (FMR) (Subadviser FMR UK, FMR H.K. and FMR Japan)** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks long-term growth of capital. | &nbsp;&nbsp;&nbsp;Fidelity® VIP Overseas Portfolio - Initial Class | 0.72% | 20.39% | 6.62% | 7.93% |
| &nbsp;&nbsp;&nbsp;Seeks long-term growth of capital. | &nbsp;&nbsp;**Fidelity Management & Research Company (FMR) (Subadviser FMR UK, FMR HK, FMR Japan, FIA, FIA (UK))** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Long-term growth of capital as its primary objective. Current income as a secondary objective. | &nbsp;&nbsp;&nbsp;LVIP ClearBridge Large Cap Value Fund - Standard Class (1) | 0.72% | 10.20% | 10.11% | 10.01% |
| &nbsp;&nbsp;&nbsp;Long-term growth of capital as its primary objective. Current income as a secondary objective. | &nbsp;&nbsp;**Lincoln Financial Investments Corporation (Subadviser Clearbridge Investments, LLC)** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks to maximize total return. | &nbsp;&nbsp;&nbsp;Western Asset Variable Global High Yield Bond Portfolio - Class I | 0.81% | 9.96% | 2.56% | 5.33% |
| &nbsp;&nbsp;&nbsp;Seeks to maximize total return. | &nbsp;&nbsp;**Franklin Templeton Fund Adviser, LLC (Subadviser Western Asset Management Company, LLC; Western Asset Management Company Limited; Western Asset Management Pte. Ltd.)** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;To seek capital appreciation. | &nbsp;&nbsp;&nbsp;Invesco V.I. International Growth Fund - Series I | 1.00% | 16.32% | 2.15% | 5.64% |
| &nbsp;&nbsp;&nbsp;To seek capital appreciation. | &nbsp;&nbsp;**Invesco Advisers, Inc.** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;To seek capital growth. | &nbsp;&nbsp;&nbsp;Invesco V.I. American Franchise Fund - Series I | 0.85% | 34.89% | 15.84% | 14.16% |
| &nbsp;&nbsp;&nbsp;To seek capital growth. | &nbsp;&nbsp;**Invesco Advisers, Inc.** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Long-term capital appreciation. | &nbsp;&nbsp;&nbsp;Invesco V.I. American Value Fund - Series I | 0.89% | 11.67% | 10.35% | 14.87% |
| &nbsp;&nbsp;&nbsp;Long-term capital appreciation. | &nbsp;&nbsp;**Invesco Advisers, Inc.** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Long-term growth of capital. | &nbsp;&nbsp;&nbsp;Invesco V.I. Core Equity Fund - Series I | 0.80% | 16.17% | 12.81% | 11.73% |
| &nbsp;&nbsp;&nbsp;Long-term growth of capital. | &nbsp;&nbsp;**Invesco Advisers, Inc.** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;To seek capital appreciation. | &nbsp;&nbsp;&nbsp;Invesco V.I. Discovery Mid Cap Growth Fund - Series I | 0.86% | 4.79% | 3.90% | 11.38% |
| &nbsp;&nbsp;&nbsp;To seek capital appreciation. | &nbsp;&nbsp;**Invesco Advisers, Inc.** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Total return, comprised of current income and capital appreciation. | &nbsp;&nbsp;&nbsp;Invesco V.I. Government Securities Fund - Series I | 0.70% | 7.37% | 0.04% | 1.60% |
| &nbsp;&nbsp;&nbsp;Total return, comprised of current income and capital appreciation. | &nbsp;&nbsp;**Invesco Advisers, Inc.** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;To seek long-term growth of capital and income. | &nbsp;&nbsp;&nbsp;Invesco V.I. Growth and Income Fund - Series I | 0.75% | 15.62% | 12.85% | 10.73% |
| &nbsp;&nbsp;&nbsp;To seek long-term growth of capital and income. | &nbsp;&nbsp;**Invesco Advisers, Inc.** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Total return, comprised of current income and capital appreciation. | &nbsp;&nbsp;&nbsp;Invesco V.I. High Yield Fund - Series I | 0.92% | 6.73% | 3.64% | 4.83% |
| &nbsp;&nbsp;&nbsp;Total return, comprised of current income and capital appreciation. | &nbsp;&nbsp;**Invesco Advisers, Inc.** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Long-term growth of capital. | &nbsp;&nbsp;&nbsp;Invesco V.I. Main Street Mid Cap Fund® - Series I | 0.94% | 9.19% | 9.11% | 9.35% |
| &nbsp;&nbsp;&nbsp;Long-term growth of capital. | &nbsp;&nbsp;**Invesco Advisers, Inc.** | 0.94% |  |  |  |
| &nbsp;&nbsp;&nbsp;To seek capital appreciation. | &nbsp;&nbsp;&nbsp;Invesco V.I. Main Street Small Cap Fund® - Series I | 0.84% | 8.70% | 8.34% | 10.59% |
| &nbsp;&nbsp;&nbsp;To seek capital appreciation. | &nbsp;&nbsp;**Invesco Advisers, Inc.** | 0.84% |  |  |  |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Type/Investment Objective** | **Portfolio Company and Investment Adviser/Subadviser** | **Current Expenses** | **Average Annual Total Returns<br>(as of 12/31/2025)** | **Average Annual Total Returns<br>(as of 12/31/2025)** | **Average Annual Total Returns<br>(as of 12/31/2025)** |
| **Type/Investment Objective** | **Portfolio Company and Investment Adviser/Subadviser** | **Current Expenses** | **1 year** | **5 year** | **10 year** |
| &nbsp;&nbsp;&nbsp;To seek capital appreciation. | &nbsp;&nbsp;&nbsp;Invesco V.I. Global Fund - Series II | 1.06% | 15.02% | 7.01% | 10.72% |
| &nbsp;&nbsp;&nbsp;To seek capital appreciation. | &nbsp;&nbsp;**Invesco Advisers, Inc.** | 1.06% |  |  |  |
| &nbsp;&nbsp;&nbsp;Long-term growth of capital. | &nbsp;&nbsp;&nbsp;Janus Henderson Forty Portfolio - Institutional Shares | 0.62% | 18.14% | 11.65% | 16.24% |
| &nbsp;&nbsp;&nbsp;Long-term growth of capital. | &nbsp;&nbsp;**Janus Henderson Investors US LLC** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Long-term capital growth, consistent with preservation of capital and balanced by current income. | &nbsp;&nbsp;&nbsp;Janus Henderson Balanced Portfolio - Service Shares | 0.87% | 14.82% | 8.21% | 9.86% |
| &nbsp;&nbsp;&nbsp;Long-term capital growth, consistent with preservation of capital and balanced by current income. | &nbsp;&nbsp;**Janus Henderson Investors US LLC** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Long-term growth of capital. | &nbsp;&nbsp;&nbsp;Janus Henderson Global Research Portfolio - Service Shares | 1.07% | 20.60% | 12.23% | 12.64% |
| &nbsp;&nbsp;&nbsp;Long-term growth of capital. | &nbsp;&nbsp;**Janus Henderson Investors US LLC** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Capital appreciation. | &nbsp;&nbsp;&nbsp;Janus Henderson Mid Cap Value Portfolio - Service Shares | 1.08% | 6.29% | 8.43% | 8.40% |
| &nbsp;&nbsp;&nbsp;Capital appreciation. | &nbsp;&nbsp;**Janus Henderson Investors US LLC** |  |  |  |  |
| &nbsp;&nbsp;Long-term growth of capital. | &nbsp;&nbsp;&nbsp;Janus Henderson Overseas Portfolio - Service Shares | 0.96% | 28.58% | 9.17% | 8.97% |
| &nbsp;&nbsp;Long-term growth of capital. | &nbsp;&nbsp;**Janus Henderson Investors US LLC** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks long-term capital appreciation. | &nbsp;&nbsp;&nbsp;Lazard Retirement Emerging Markets Equity Portfolio | 1.38% | 41.77% | 10.76% | 9.35% |
| &nbsp;&nbsp;&nbsp;Seeks long-term capital appreciation. | &nbsp;&nbsp;**Lazard Asset Management LLC** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks total return with an emphasis on high current income, but also considering capital appreciation. | &nbsp;&nbsp;&nbsp;MFS® High Yield Portfolio - Initial Class | 0.72% | 8.65% | 3.87% | 5.56% |
| &nbsp;&nbsp;&nbsp;Seeks total return with an emphasis on high current income, but also considering capital appreciation. | &nbsp;&nbsp;**Massachusetts Financial Services Company** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks capital appreciation. | &nbsp;&nbsp;&nbsp;MFS® Investors Trust Series - Initial Class | 0.74% | 13.57% | 11.33% | 12.49% |
| &nbsp;&nbsp;&nbsp;Seeks capital appreciation. | &nbsp;&nbsp;**Massachusetts Financial Services Company** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks capital appreciation. | &nbsp;&nbsp;&nbsp;MFS® Massachusetts Investors Growth Stock Portfolio - Initial Class | 0.72% | 9.90% | 10.02% | 14.27% |
| &nbsp;&nbsp;&nbsp;Seeks capital appreciation. | &nbsp;&nbsp;**Massachusetts Financial Services Company** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks capital appreciation. | &nbsp;&nbsp;&nbsp;MFS® New Discovery Series - Initial Class | 0.87% | 12.96% | -0.28% | 10.74% |
| &nbsp;&nbsp;&nbsp;Seeks capital appreciation. | &nbsp;&nbsp;**Massachusetts Financial Services Company** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks total return. | &nbsp;&nbsp;&nbsp;MFS® Total Return Series - Initial Class | 0.61% | 11.16% | 6.42% | 7.63% |
| &nbsp;&nbsp;&nbsp;Seeks total return. | &nbsp;&nbsp;**Massachusetts Financial Services Company** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks total return. | &nbsp;&nbsp;&nbsp;MFS® Utilities Series - Initial Class | 0.78% | 15.01% | 7.64% | 9.49% |
| &nbsp;&nbsp;&nbsp;Seeks total return. | &nbsp;&nbsp;**Massachusetts Financial Services Company** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks capital appreciation. | &nbsp;&nbsp;&nbsp;MFS® Value Series - Initial Class | 0.69% | 13.01% | 9.95% | 10.05% |
| &nbsp;&nbsp;&nbsp;Seeks capital appreciation. | &nbsp;&nbsp;**Massachusetts Financial Services Company** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks long-term capital appreciation by investing primarily in growth-oriented equity securities of large capitalization companies. | &nbsp;&nbsp;&nbsp;Morgan Stanley VIF Growth Portfolio - Class I | 0.57% | 35.72% | 3.41% | 17.76% |
| &nbsp;&nbsp;&nbsp;Seeks long-term capital appreciation by investing primarily in growth-oriented equity securities of large capitalization companies. | &nbsp;&nbsp;**Morgan Stanley Investment Management Inc.** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Capital appreciation. | &nbsp;&nbsp;&nbsp;Morningstar Aggressive Growth ETF Asset Allocation Portfolio Class I | 0.60% | 20.33% | 10.82% | 10.63% |
| &nbsp;&nbsp;&nbsp;Capital appreciation. | &nbsp;&nbsp;**ALPS Advisors, Inc. (Subadviser Morningstar Investment Management, LLC)** |  |  |  |  |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Type/Investment Objective** | **Portfolio Company and Investment Adviser/Subadviser** | **Current Expenses** | **Average Annual Total Returns<br>(as of 12/31/2025)** | **Average Annual Total Returns<br>(as of 12/31/2025)** | **Average Annual Total Returns<br>(as of 12/31/2025)** |
| **Type/Investment Objective** | **Portfolio Company and Investment Adviser/Subadviser** | **Current Expenses** | **1 year** | **5 year** | **10 year** |
| &nbsp;&nbsp;&nbsp;Capital appreciation and some current income. | &nbsp;&nbsp;&nbsp;Morningstar Balanced ETF Asset Allocation Portfolio Class I | 0.59% | 15.07% | 6.89% | 7.53% |
| &nbsp;&nbsp;&nbsp;Capital appreciation and some current income. | &nbsp;&nbsp;**ALPS Advisors, Inc. (Subadviser Morningstar Investment Management, LLC)** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Current income and preservation of capital. | &nbsp;&nbsp;&nbsp;Morningstar Conservative ETF Asset Allocation Portfolio Class I | 0.58% | 9.11% | 2.45% | 3.76% |
| &nbsp;&nbsp;&nbsp;Current income and preservation of capital. | &nbsp;&nbsp;**ALPS Advisors, Inc. (Subadviser Morningstar Investment Management, LLC)** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Capital appreciation. | &nbsp;&nbsp;&nbsp;Morningstar Growth ETF Asset Allocation Portfolio Class I | 0.57% | 18.15% | 9.08% | 9.32% |
| &nbsp;&nbsp;&nbsp;Capital appreciation. | &nbsp;&nbsp;**ALPS Advisors, Inc. (Subadviser Morningstar Investment Management, LLC)** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Current income and capital appreciation. | &nbsp;&nbsp;&nbsp;Morningstar Income and Growth ETF Asset Allocation Portfolio Class I | 0.59% | 11.94% | 4.68% | 5.73% |
| &nbsp;&nbsp;&nbsp;Current income and capital appreciation. | &nbsp;&nbsp;**ALPS Advisors, Inc. (Subadviser Morningstar Investment Management, LLC)** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Portfolio seeks maximum total return, consistent with preservation of capital and prudent investment management. | &nbsp;&nbsp;&nbsp;PIMCO VIT International Bond Portfolio (U.S. Dollar-Hedged) - Administrative Shares | 1.09% | 3.95% | 1.03% | 2.88% |
| &nbsp;&nbsp;&nbsp;Portfolio seeks maximum total return, consistent with preservation of capital and prudent investment management. | &nbsp;&nbsp;**Pacific Investment Management Company LLC** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Portfolio seeks maximum real return, consistent with preservation of real capital and prudent investment management. | &nbsp;&nbsp;&nbsp;PIMCO VIT Real Return Portfolio - Administrative Shares | 1.39% | 7.85% | 1.21% | 3.21% |
| &nbsp;&nbsp;&nbsp;Portfolio seeks maximum real return, consistent with preservation of real capital and prudent investment management. | &nbsp;&nbsp;**Pacific Investment Management Company LLC** |  |  |  |  |
| &nbsp;&nbsp;Portfolio seeks maximum total return, consistent with preservation of capital and prudent investment management. | &nbsp;&nbsp;&nbsp;PIMCO VIT Total Return Portfolio - Administrative Shares | 0.73% | 8.89% | 0.02% | 2.36% |
| &nbsp;&nbsp;Portfolio seeks maximum total return, consistent with preservation of capital and prudent investment management. | &nbsp;&nbsp;**Pacific Investment Management Company LLC** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks high current income. Capital growth is a secondary goal when consistent with achieving high current income. | &nbsp;&nbsp;&nbsp;Putnam VT High Yield Fund - Class IA | 0.73% | 8.86% | 4.28% | 5.94% |
| &nbsp;&nbsp;&nbsp;Seeks high current income. Capital growth is a secondary goal when consistent with achieving high current income. | &nbsp;&nbsp;**Franklin Advisers, Inc. (Subadviser Putnam Investment Management, LLC, Franklin Templeton Investment Management Limited)** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks capital growth. Current income is a secondary objective. | &nbsp;&nbsp;&nbsp;Putnam VT International Value Fund - Class IA | 0.81% | 35.07% | 12.77% | 9.13% |
| &nbsp;&nbsp;&nbsp;Seeks capital growth. Current income is a secondary objective. | &nbsp;&nbsp;**Putnam Investment Management, LLC (Subadviser Putnam Investments Limited, The Putnam Advisory Company, LLC)** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Long-term capital growth. Income is a secondary objective. | &nbsp;&nbsp;&nbsp;T. Rowe Price Blue Chip Growth Portfolio - I | 0.75% | 18.74% | 11.68% | 15.54% |
| &nbsp;&nbsp;&nbsp;Long-term capital growth. Income is a secondary objective. | &nbsp;&nbsp;**T. Rowe Price Associates, Inc.** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;A high level of dividend income and long-term capital growth primarily through investment in stocks. | &nbsp;&nbsp;&nbsp;T. Rowe Price Equity Income Portfolio - I | 0.74% | 14.36% | 11.17% | 10.51% |
| &nbsp;&nbsp;&nbsp;A high level of dividend income and long-term capital growth primarily through investment in stocks. | &nbsp;&nbsp;**T. Rowe Price Associates, Inc.** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks long-term capital appreciation by investing primarily in equity securities in emerging markets around the world. | &nbsp;&nbsp;&nbsp;VanEck VIP Emerging Markets Fund - Initial Class | 1.30% | 29.92% | -0.77% | 5.48% |
| &nbsp;&nbsp;&nbsp;Seeks long-term capital appreciation by investing primarily in equity securities in emerging markets around the world. | &nbsp;&nbsp;**Van Eck Associates Corporation** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks long-term capital appreciation by investing primarily in global resource securities. Income is a secondary consideration. | &nbsp;&nbsp;&nbsp;VanEck VIP Global Resources Fund - Initial Class | 1.08% | 36.48% | 10.51% | 8.33% |
| &nbsp;&nbsp;&nbsp;Seeks long-term capital appreciation by investing primarily in global resource securities. Income is a secondary consideration. | &nbsp;&nbsp;**Van Eck Associates Corporation** |  |  |  |  |

---

(1)Effective on or about April 24, 2026, ClearBridge Variable Large Cap Value Portfolio - Class I will be acquired and merged into a newly created series of Lincoln Variable Insurance Products Trust and subsequently renamed as LVIP ClearBridge Large Cap Value Fund - Standard Class.

------

This Updating Summary Prospectus incorporates by reference the Policies' Prospectus and Statement of Additional Information ("<u>[SAI](#i9ca44576157f4d6f883552c621e28bdb_13)</u>"), both dated May 1, 2026, as amended or supplemented. The <u>[SAI](#i9ca44576157f4d6f883552c621e28bdb_13)</u> may be obtained, free of charge, in the same manner as the prospectus.

Edgar Contract Identifier: C000005247

LBL6288RESUSP-5

------

**Consultant Accumulator Variable Universal Life Insurance**

Flexible Premium Variable Universal Life Insurance Policies

Issued by:

Lincoln Benefit Life Company

In connection with:

Lincoln Benefit Life Variable Life Account

Street Address:

701 O Street, Suite 500 <br>Lincoln, NE 68508

Mailing Address: <br>P.O. Box 82207

Lincoln, NE 68501

Telephone Number: 1-833-879-0774<br>Fax Number: 1-833-636-0035

**Updating Summary Prospectus**

May 1, 2026

The prospectus for the Consultant Accumulator Flexible Premium Variable Universal Life Insurance Policies ("the Policies") contains more information about the Policies, including its features, benefits and risk. You can find the current prospectus and other information about the Policies online at https://www.everlakelife.com/policies-contracts/life-insurance/variable-universal-life-insurance/consultant-accumulator-vul/. You can also obtain this information at no cost by calling 1-833-879-0774 or by sending a letter to our mailing address at: P.O. Box 82207, Lincoln, NE 68501.

Additional information about certain investment products, including variable life insurance contracts, has been prepared by the Securities and Exchange Commission's staff and is available at Investor.gov. This Summary Prospectus incorporates by reference the prospectus and Statement of Additional Information (<u>[SAI](#ic428c401e4d6464a8b292533a5a373c5_13)</u>), both dated May 1, 2026, as amended or supplemented. The <u>[SAI](#ic428c401e4d6464a8b292533a5a373c5_13)</u> may be obtained, free of charge in the same manner as the prospectus.

**The Securities and Exchange Commission has not approved or disapproved this contract or passed upon the adequacy of this summary prospectus. Any representation to the contrary is a criminal offense.** 

1 PROSPECTUS

------

**Table of Contents**

---

| | |
|:---|:---|
| **SPECIAL TERMS** | <u>[ii](#ic428c401e4d6464a8b292533a5a373c5_13)</u> |
| **UPDATED INFORMATION ABOUT YOUR POLICY** | <u>[1](#ic428c401e4d6464a8b292533a5a373c5_19)</u> |
| **IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE POLICY** | <u>[2](#ic428c401e4d6464a8b292533a5a373c5_22)</u> |
| **APPENDIX A** | A-<u>[1](#ic428c401e4d6464a8b292533a5a373c5_43)</u> |

---

i

------

**Special Terms**

**Beneficiary(ies) -** The person(s) named by you to receive the <u>[Death Benefit](#ic428c401e4d6464a8b292533a5a373c5_13)</u> under the Policy.

**Company -** Lincoln Benefit Life Company, sometimes referred to as "Lincoln Benefit."

**Death Benefit -** The amount payable to the <u>[Beneficiary](#ic428c401e4d6464a8b292533a5a373c5_13)</u> under the Policy upon the death of the <u>[Insured](#ic428c401e4d6464a8b292533a5a373c5_13)</u>, before payment of any unpaid <u>[Policy Debt](#ic428c401e4d6464a8b292533a5a373c5_13)</u> or Policy Charges.

**Face Amount -** The initial amount of insurance under your Policy, adjusted for any changes in accordance with the terms of your Policy.

**Fixed Account -** The portion of the <u>[Policy Value](#ic428c401e4d6464a8b292533a5a373c5_13)</u> allocated to our general account.

**Grace Period -** A 61-day period during which the Policy remains in force so as to permit you to pay sufficient additional <u>[Premium](#ic428c401e4d6464a8b292533a5a373c5_13)</u> to keep the Policy from lapsing.

**Insured -** The person whose life is covered by your Policy.

**Issue Date -** The date on which the Policy is issued, which shall be used to determine Policy Anniversaries, <u>[Policy Years](#ic428c401e4d6464a8b292533a5a373c5_13)</u> and <u>[Policy Months](#ic428c401e4d6464a8b292533a5a373c5_13)</u>.

**Loan Account -** An account established for amounts transferred from the <u>[Sub-Accounts](#ic428c401e4d6464a8b292533a5a373c5_16)</u> and the <u>[Fixed Account](#ic428c401e4d6464a8b292533a5a373c5_13)</u> as security for outstanding Policy loans.

**Monthly Activity Day -** The same day in each month as the <u>[Issue Date](#ic428c401e4d6464a8b292533a5a373c5_13)</u>. If a month does not have that day, the deduction will be made as of the last day of the month. The day of the month on which <u>[Monthly Deductions](#ic428c401e4d6464a8b292533a5a373c5_13)</u> are taken from your <u>[Policy Value](#ic428c401e4d6464a8b292533a5a373c5_13)</u>.

**Monthly Deduction -** The amount deducted from <u>[Policy Value](#ic428c401e4d6464a8b292533a5a373c5_13)</u> on each <u>[Monthly Activity Day](#ic428c401e4d6464a8b292533a5a373c5_13)</u> for the policy fee, mortality and expense risk charge, administrative expense charge, cost of insurance charge, and the cost of any benefit riders.

**Policy Anniversary -** The same day and month as the <u>[Issue Date](#ic428c401e4d6464a8b292533a5a373c5_13)</u> for each subsequent year the Policy remains in force.

**Policy Debt -** The sum of all unpaid Policy loans and accrued loan interest.

**Policy Month** - A one month period beginning on the same day of the month as the issue date of the policy.

**Policy Owner ("You" "Your") -** The person(s) having the rights of ownership defined in the Policy. The <u>[Policy Owner](#ic428c401e4d6464a8b292533a5a373c5_13)</u> may or may not be the same person as the <u>[Insured](#ic428c401e4d6464a8b292533a5a373c5_13)</u>. If your Policy is issued pursuant to a retirement plan, your ownership rights may be modified by the plan.

**Policy Value -** The sum of the values of your interests in the <u>[Sub-Accounts](#ic428c401e4d6464a8b292533a5a373c5_16)</u> of the <u>[Separate Account](#ic428c401e4d6464a8b292533a5a373c5_16)</u>, the <u>[Fixed Account](#ic428c401e4d6464a8b292533a5a373c5_13)</u> and the <u>[Loan Account](#ic428c401e4d6464a8b292533a5a373c5_13)</u>. The amount from which the <u>[Monthly Deductions](#ic428c401e4d6464a8b292533a5a373c5_13)</u> are made and the <u>[Death Benefit](#ic428c401e4d6464a8b292533a5a373c5_13)</u> is determined.

**Policy Year -** Each twelve-month period beginning on the <u>[Issue Date](#ic428c401e4d6464a8b292533a5a373c5_13)</u> and each <u>[Policy Anniversary](#ic428c401e4d6464a8b292533a5a373c5_13)</u>.

**Portfolio Company -** The underlying funds in which the <u>[Sub-Accounts](#ic428c401e4d6464a8b292533a5a373c5_16)</u> invest. Each Portfolio is an investment company registered with the SEC or a separate investment series of a registered investment company.

**Premium -** Amounts paid to us as premium for the Policy by you or on your behalf.

**SAI -** Statement of Additional Information, which is available upon request.

**Safety Net Premium -** A feature under which we guarantee that, regardless of declines in your <u>[Policy Value](#ic428c401e4d6464a8b292533a5a373c5_13)</u>, your Policy does not enter the <u>[Grace Period](#ic428c401e4d6464a8b292533a5a373c5_13)</u> if your total <u>[Premiums](#ic428c401e4d6464a8b292533a5a373c5_13)</u> paid since the <u>[Issue Date](#ic428c401e4d6464a8b292533a5a373c5_13)</u>, less any partial withdrawals and outstanding Policy loans made by you, are at least as great as the monthly <u>[Safety Net Premium](#ic428c401e4d6464a8b292533a5a373c5_13)</u> amount times the number of months since the <u>[Issue Date](#ic428c401e4d6464a8b292533a5a373c5_13)</u>.

ii

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**Separate Account -** Lincoln Benefit Life Variable Life Account, which is a segregated investment account of Lincoln Benefit.

**Sub-Account -** A subdivision of the <u>[Separate Account](#ic428c401e4d6464a8b292533a5a373c5_16)</u>, which invests wholly in shares of one of the Portfolios.

**We -** Our company, Lincoln Benefit Life Company, sometimes referred to as "Lincoln Benefit."

**You, Your -** The person having the rights and privileges of ownership in the Policy.

iii

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**Updated Information About Your Policy**<br>

The information in this Updating Summary Prospectus is a summary of certain Policy features that have changed since the Prospectus dated May 1, 2025. This may not reflect all of the changes that have occurred since your Policy was issued.

Effective on or about April 24, 2026, the following portfolio will be acquired and merged into a newly created series of Lincoln Variable Insurance Products Trust:

---

| | |
|:---|:---|
| **Old Fund Name** | **Acquiring Fund Name** |
| ClearBridge Variable Large Cap Value Portfolio - Class I | LVIP ClearBridge Large Cap Value Fund - Standard Class |

---

1 <br>UPDATING SUMMARY PROSPECTUS

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**Important Information You Should Consider About the Policy**<br>

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| | | | | |
|:---|:---|:---|:---|:---|
| **Fees and Expenses** | **Fees and Expenses** | **Fees and Expenses** | **Fees and Expenses** | **Location(s) in Prospectus** |
| Charges for Early Withdrawals | If you surrender your Policy within the first 9 <u>[Policy Years](#ic428c401e4d6464a8b292533a5a373c5_13)</u>, you will be assessed a surrender charge of up to $56.07 per $1,000 of <u>[Face Amount](#ic428c401e4d6464a8b292533a5a373c5_13)</u>.<br>For example, if you surrender your Policy within the first 9 <u>[Policy Years](#ic428c401e4d6464a8b292533a5a373c5_13)</u>, you could pay a surrender charge of up to $5,607 on a Policy with a $100,000 <u>[Face Amount](#ic428c401e4d6464a8b292533a5a373c5_13)</u>. | If you surrender your Policy within the first 9 <u>[Policy Years](#ic428c401e4d6464a8b292533a5a373c5_13)</u>, you will be assessed a surrender charge of up to $56.07 per $1,000 of <u>[Face Amount](#ic428c401e4d6464a8b292533a5a373c5_13)</u>.<br>For example, if you surrender your Policy within the first 9 <u>[Policy Years](#ic428c401e4d6464a8b292533a5a373c5_13)</u>, you could pay a surrender charge of up to $5,607 on a Policy with a $100,000 <u>[Face Amount](#ic428c401e4d6464a8b292533a5a373c5_13)</u>. | If you surrender your Policy within the first 9 <u>[Policy Years](#ic428c401e4d6464a8b292533a5a373c5_13)</u>, you will be assessed a surrender charge of up to $56.07 per $1,000 of <u>[Face Amount](#ic428c401e4d6464a8b292533a5a373c5_13)</u>.<br>For example, if you surrender your Policy within the first 9 <u>[Policy Years](#ic428c401e4d6464a8b292533a5a373c5_13)</u>, you could pay a surrender charge of up to $5,607 on a Policy with a $100,000 <u>[Face Amount](#ic428c401e4d6464a8b292533a5a373c5_13)</u>. | Charges and Deductions- Surrender Charge |
| Transaction Charges | In addition to surrender charges, you may also be charged for other transactions, such as a Premium Expense Charge when you pay a <u>[Premium](#ic428c401e4d6464a8b292533a5a373c5_13)</u>, a Surrender Charge when you Surrender your Policy during the first 10 <u>[Policy Years](#ic428c401e4d6464a8b292533a5a373c5_13)</u>, a Partial Withdrawal Service Fee when you make a withdrawal, a Transfer Fee for certain Transfers of <u>[Policy Value](#ic428c401e4d6464a8b292533a5a373c5_13)</u>, and interest when you have a Policy Loan.  | In addition to surrender charges, you may also be charged for other transactions, such as a Premium Expense Charge when you pay a <u>[Premium](#ic428c401e4d6464a8b292533a5a373c5_13)</u>, a Surrender Charge when you Surrender your Policy during the first 10 <u>[Policy Years](#ic428c401e4d6464a8b292533a5a373c5_13)</u>, a Partial Withdrawal Service Fee when you make a withdrawal, a Transfer Fee for certain Transfers of <u>[Policy Value](#ic428c401e4d6464a8b292533a5a373c5_13)</u>, and interest when you have a Policy Loan.  | In addition to surrender charges, you may also be charged for other transactions, such as a Premium Expense Charge when you pay a <u>[Premium](#ic428c401e4d6464a8b292533a5a373c5_13)</u>, a Surrender Charge when you Surrender your Policy during the first 10 <u>[Policy Years](#ic428c401e4d6464a8b292533a5a373c5_13)</u>, a Partial Withdrawal Service Fee when you make a withdrawal, a Transfer Fee for certain Transfers of <u>[Policy Value](#ic428c401e4d6464a8b292533a5a373c5_13)</u>, and interest when you have a Policy Loan.  | Fee Tables - Transaction Fees |
| Ongoing Fees and Expenses (as Annual Charges) | In addition to surrender charges and transaction charges, an investment in the Policy is subject to certain ongoing fees and expenses, including fees and expenses covering the cost of insurance ("COI") under the Policy and the cost of optional benefits available under the Policy. Such fees and expenses are set based on characteristics of the insured (*e.g.*, age, sex, and rating classification). You should view the Policy specifications page of your Policy for rates applicable to the Policy.<br>You will also bear expenses associated with the Portfolios under the Policy, as shown in the following table: | In addition to surrender charges and transaction charges, an investment in the Policy is subject to certain ongoing fees and expenses, including fees and expenses covering the cost of insurance ("COI") under the Policy and the cost of optional benefits available under the Policy. Such fees and expenses are set based on characteristics of the insured (*e.g.*, age, sex, and rating classification). You should view the Policy specifications page of your Policy for rates applicable to the Policy.<br>You will also bear expenses associated with the Portfolios under the Policy, as shown in the following table: | In addition to surrender charges and transaction charges, an investment in the Policy is subject to certain ongoing fees and expenses, including fees and expenses covering the cost of insurance ("COI") under the Policy and the cost of optional benefits available under the Policy. Such fees and expenses are set based on characteristics of the insured (*e.g.*, age, sex, and rating classification). You should view the Policy specifications page of your Policy for rates applicable to the Policy.<br>You will also bear expenses associated with the Portfolios under the Policy, as shown in the following table: | Fee Tables |
| Ongoing Fees and Expenses (as Annual Charges) | **Annual Fee** | **Minimum** | **Maximum** | Fee Tables |
| Ongoing Fees and Expenses (as Annual Charges) | Investment Options (Portfolio fees and expenses) | 0.09% | 1.39% | Fee Tables |

---

---

| | | |
|:---|:---|:---|
| **Risks** | **Risks** | **Location(s) in Prospectus** |
| Risk of Loss | You can lose money by investing in the Policy, including loss of principal. | Principal Risks of Investing in the Policy |
| Not a Short-Term Investment | The Policy is not a short-term investment and is not appropriate for an investor who needs ready access to cash. Before purchasing a Policy for a specialized purpose, you should consider whether the long-term nature of the Policy is consistent with the purpose for which it is being considered. | Principal Risks of Investing in the Policy |
| Risks Associated with Investment Options | An investment in the Policy is subject to the risk of poor investment performance and can vary depending on the performance of the investment options, or Portfolios, available under the Policy. Each Portfolio (including any fixed account investment option) will have its own unique risks, and investors should review these investment options before making an investment decision. | Principal Risks of Investing in the Policy and Portfolios and the Fixed Account |

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2 <br>UPDATING SUMMARY PROSPECTUS

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---

| | | |
|:---|:---|:---|
| Insurance Company Risks | An investment in the Policy is subject to the risks related to the Depositor, Lincoln Benefit, including that any obligations (including under any fixed account investment options), guarantees, or benefits are subject to the claims-paying ability of the Depositor. More information about the Depositor including its financial strength ratings is available upon request by calling toll-free 1-833-879-0774. | Principal Risks of Investing in the Policy and Lincoln Benefit Life Company and the Separate Account |
| Contract Lapse | Your Policy could terminate if the value of your Policy becomes too low to support the Policy's monthly charges and the <u>[Safety Net Premium](#ic428c401e4d6464a8b292533a5a373c5_13)</u> feature or the Coverage Guarantee Rider is not in effect. Your Policy may also lapse due to insufficient <u>[Premium](#ic428c401e4d6464a8b292533a5a373c5_13)</u> payments, withdrawals, unpaid loans or loan interest.<br>There is a cost associated with reinstating a lapsed Policy. Death benefits will not be paid if the Policy has lapsed.  | Lapse and Reinstatement; Principal Risks of Investing in the Policy; Policy Loans; and Purchase of Policy and Premiums |

---

---

| | | |
|:---|:---|:---|
| **Restrictions** | **Restrictions** | **Location(s) in Prospectus** |
| Investment Options | You currently may not have <u>[Policy Value](#ic428c401e4d6464a8b292533a5a373c5_13)</u> in more than twenty-one (21) investment options, counting each <u>[Sub-Account](#ic428c401e4d6464a8b292533a5a373c5_16)</u> and the <u>[Fixed Account](#ic428c401e4d6464a8b292533a5a373c5_13)</u> as one option. <br>While you also may transfer amounts from the <u>[Fixed Account](#ic428c401e4d6464a8b292533a5a373c5_13)</u>, certain restrictions may apply. <br>Transfers are subject to the excessive trading and market timing policies described in this Prospectus. <br>If the shares of any of the Portfolios are no longer available for investment by the <u>[Separate Account](#ic428c401e4d6464a8b292533a5a373c5_16)</u> or if, in the judgment of our management, further investment in the shares of a Portfolio is no longer appropriate in view of the purposes of the Policy, we may add or substitute shares of another Portfolio or underlying fund for Portfolio shares already purchased or to be purchased in the future by <u>[Premiums](#ic428c401e4d6464a8b292533a5a373c5_13)</u> under the Policy. Any substitution of securities will comply with the requirements of the 1940 Act.  | Transfers; Transfers - Market Timing & Excessive Trading; and Portfolios and the Fixed Account |
| Optional Benefits | Optional benefits are subject to additional charges. Certain optional benefits are available only at the time your Policy is issued and may not be available for all <u>[Insureds](#ic428c401e4d6464a8b292533a5a373c5_13)</u>.  | Optional Benefits Under the Policy |

---

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| | | |
|:---|:---|:---|
| **Taxes** | **Taxes** | **Location(s) in Prospectus** |
| Tax Implications | You should consult with a tax professional to determine the tax implications of an investment in and payments received under the Policy. There is no additional tax benefit to the investor if the Policy is purchased through a tax-qualified plan or individual retirement account ("IRA"). Withdrawals will be subject to ordinary income tax, and may be subject to tax penalties.  | Federal Taxes |

---

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| | | |
|:---|:---|:---|
| **Conflicts of Interest** | **Conflicts of Interest** | **Location(s) in Prospectus** |
| Investment Professional Compensation | Some investment professionals have and may continue to receive compensation for selling the Policy to investors, which may include commissions, revenue sharing, compensation from affiliates and third parties. These investment professionals may have a financial incentive to offer or recommend the Policy over another investment. | Distribution |
| Exchanges | Some investment professionals may have a financial incentive to offer an investor a new policy in place of the one he or she already owns. You should only exchange your Policy if you determine, after comparing the features, fees, and risks of both policies, that it is preferable for you to purchase the new policy rather than continue to own the existing Policy.  | |

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3 <br>UPDATING SUMMARY PROSPECTUS

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**Appendix A – Portfolios Available Under Your Policy**<br>

The following is a list of Portfolios available under the Contract. More information about the Portfolios is available in the prospectuses for the Portfolios, which may be amended from time to time and can be found online at https://www.everlakelife.com/consultant-accumulator-vul. You can also request this information at no cost by calling 1-833-879-0774 or by sending an email request to ELCustomerservice@everlake.nttdata.com.

The current expenses and performance information below reflects fees and expenses of the Portfolios, but do not reflect the other fees and expenses that your Policy may charge. Expenses would be higher and performance would be lower if these other charges were included. Each <u>[Portfolio Company's](#ic428c401e4d6464a8b292533a5a373c5_13)</u> past performance is not necessarily an indication of future performance.

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Type/Investment Objective** | **Portfolio Company and Investment Adviser/Subadviser** | **Current Expenses** | **Average Annual Total Returns<br>(as of 12/31/2025)** | **Average Annual Total Returns<br>(as of 12/31/2025)** | **Average Annual Total Returns<br>(as of 12/31/2025)** |
| **Type/Investment Objective** | **Portfolio Company and Investment Adviser/Subadviser** | **Current Expenses** | **1 year** | **5 year** | **10 year** |
| &nbsp;&nbsp;&nbsp;Long-term capital appreciation. | &nbsp;&nbsp;&nbsp;Alger Capital Appreciation Portfolio - Class I-2 | 0.94% | 32.87% | 16.33% | 18.17% |
| &nbsp;&nbsp;&nbsp;Long-term capital appreciation. | &nbsp;&nbsp;**Fred Alger Management, LLC** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Long-term capital appreciation. | &nbsp;&nbsp;&nbsp;Alger Large Cap Growth Portfolio - Class I-2 | 0.85% | 30.27% | 11.12% | 16.73% |
| &nbsp;&nbsp;&nbsp;Long-term capital appreciation. | &nbsp;&nbsp;**Fred Alger Management, LLC** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Long-term capital appreciation. | &nbsp;&nbsp;&nbsp;Alger Mid Cap Growth Portfolio - Class I-2 | 0.92% | 16.77% | 3.01% | 11.68% |
| &nbsp;&nbsp;&nbsp;Long-term capital appreciation. | &nbsp;&nbsp;**Fred Alger Management, LLC** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks to maximize income while maintaining prospects for capital appreciation. | &nbsp;&nbsp;&nbsp;DWS Global Income Builder VIP - Class A | 0.61% | 15.80% | 6.49% | 7.43% |
| &nbsp;&nbsp;&nbsp;Seeks to maximize income while maintaining prospects for capital appreciation. | &nbsp;&nbsp;**DWS Investment Management Americas, Inc.** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks to replicate as closely as possible before deduction of expenses, performance of the S&P 500 Index which emphasizes stocks of large U.S. companies. | &nbsp;&nbsp;&nbsp;DWS Equity 500 Index VIP - Class A | 0.23% | 17.63% | 14.13% | 14.52% |
| &nbsp;&nbsp;&nbsp;Seeks to replicate as closely as possible before deduction of expenses, performance of the S&P 500 Index which emphasizes stocks of large U.S. companies. | &nbsp;&nbsp;**DWS Investment Management Americas, Inc. (Subadviser Northern Trust Investments, Inc.)** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks to replicate as closely as possible before deduction of expenses, performance of the Russell 2000 Index which emphasizes stocks of small U.S. companies. | &nbsp;&nbsp;&nbsp;DWS Small Cap Index VIP - Class A | 0.32% | 12.64% | 5.84% | 9.33% |
| &nbsp;&nbsp;&nbsp;Seeks to replicate as closely as possible before deduction of expenses, performance of the Russell 2000 Index which emphasizes stocks of small U.S. companies. | &nbsp;&nbsp;**DWS Investment Management Americas, Inc. (Subadviser Northern Trust Investments, Inc.)** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks to obtain high total return with reduced risk over the long term by allocating its assets among stocks, bonds, and short-term instruments. | &nbsp;&nbsp;&nbsp;Fidelity® VIP Asset Manager 50% Portfolio - Initial Class | 0.51% | 14.98% | 5.67% | 7.13% |
| &nbsp;&nbsp;&nbsp;Seeks to obtain high total return with reduced risk over the long term by allocating its assets among stocks, bonds, and short-term instruments. | &nbsp;&nbsp;**Fidelity Management & Research Company (FMR) (Subadviser FMR UK, FMR H.K. and FMR Japan)** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks long-term capital appreciation. | &nbsp;&nbsp;&nbsp;Fidelity® VIP Contrafund℠ Portfolio - Initial Class | 0.54% | 21.52% | 15.37% | 15.78% |
| &nbsp;&nbsp;&nbsp;Seeks long-term capital appreciation. | &nbsp;&nbsp;**Fidelity Management & Research Company (FMR) (Subadviser FMR UK, FMR H.K. and FMR Japan)** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks reasonable Income. The fund will also consider the potential for capital appreciation. The fund's goal is to achieve a yield which exceeds the composite yield on the securities comprising the S&P 500® Index. | &nbsp;&nbsp;&nbsp;Fidelity® VIP Equity-Income Portfolio℠ - Initial Class | 0.46% | 19.02% | 12.51% | 11.60% |
| &nbsp;&nbsp;&nbsp;Seeks reasonable Income. The fund will also consider the potential for capital appreciation. The fund's goal is to achieve a yield which exceeds the composite yield on the securities comprising the S&P 500® Index. | &nbsp;&nbsp;**Fidelity Management & Research Company (FMR) (Subadviser FMR UK, FMR H.K. and FMR Japan)** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks as high a level of current income as is consistent with preservation of capital and liquidity. | &nbsp;&nbsp;&nbsp;Fidelity® VIP Government Money Market Portfolio - Initial Class | 0.25% | 4.13% | 3.10% | 2.03% |
| &nbsp;&nbsp;&nbsp;Seeks as high a level of current income as is consistent with preservation of capital and liquidity. | &nbsp;&nbsp;**Fidelity Management & Research Company (FMR) (Subadviser FMR UK, FMR H.K. and FMR Japan)** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks to achieve capital appreciation. | &nbsp;&nbsp;&nbsp;Fidelity® VIP Growth Portfolio - Initial Class | 0.55% | 14.92% | 13.70% | 17.45% |
| &nbsp;&nbsp;&nbsp;Seeks to achieve capital appreciation. | &nbsp;&nbsp;**Fidelity Management & Research Company (FMR) (Subadviser FMR UK, FMR H.K. and FMR Japan)** |  |  |  |  |

---

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Type/Investment Objective** | **Portfolio Company and Investment Adviser/Subadviser** | **Current Expenses** | **Average Annual Total Returns<br>(as of 12/31/2025)** | **Average Annual Total Returns<br>(as of 12/31/2025)** | **Average Annual Total Returns<br>(as of 12/31/2025)** |
| **Type/Investment Objective** | **Portfolio Company and Investment Adviser/Subadviser** | **Current Expenses** | **1 year** | **5 year** | **10 year** |
| &nbsp;&nbsp;&nbsp;Seeks investment results that correspond to the total return of common stocks publicly traded in the United States, as represented by the S&P 500® Index. | &nbsp;&nbsp;&nbsp;Fidelity® VIP Index 500 Portfolio - Initial Class | 0.09% | 17.78% | 14.31% | 14.70% |
| &nbsp;&nbsp;&nbsp;Seeks investment results that correspond to the total return of common stocks publicly traded in the United States, as represented by the S&P 500® Index. | &nbsp;&nbsp;**Fidelity Management & Research Company (FMR) (Subadviser Geode Capital Management, LLC (Geode))** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks as high a level of current income as is consistent with the preservation of capital. | &nbsp;&nbsp;&nbsp;Fidelity® VIP Investment Grade Bond Portfolio - Initial Class | 0.37% | 7.22% | 0.06% | 2.71% |
| &nbsp;&nbsp;&nbsp;Seeks as high a level of current income as is consistent with the preservation of capital. | &nbsp;&nbsp;**Fidelity Management & Research Company (FMR) (Subadviser FMR UK, FMR H.K. and FMR Japan)** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks long-term growth of capital. | &nbsp;&nbsp;&nbsp;Fidelity® VIP Overseas Portfolio - Initial Class | 0.72% | 20.39% | 6.62% | 7.93% |
| &nbsp;&nbsp;&nbsp;Seeks long-term growth of capital. | &nbsp;&nbsp;**Fidelity Management & Research Company (FMR) (Subadviser FMR UK, FMR HK, FMR Japan, FIA, FIA (UK))** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Long-term growth of capital as its primary objective. Current income as a secondary objective. | &nbsp;&nbsp;&nbsp;LVIP ClearBridge Large Cap Value Fund - Standard Class (1) | 0.72% | 10.20% | 10.11% | 10.01% |
| &nbsp;&nbsp;&nbsp;Long-term growth of capital as its primary objective. Current income as a secondary objective. | &nbsp;&nbsp;**Lincoln Financial Investments Corporation (Subadviser Clearbridge Investments, LLC)** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks to maximize total return. | &nbsp;&nbsp;&nbsp;Western Asset Variable Global High Yield Bond Portfolio - Class I | 0.81% | 9.96% | 2.56% | 5.33% |
| &nbsp;&nbsp;&nbsp;Seeks to maximize total return. | &nbsp;&nbsp;**Franklin Templeton Fund Adviser, LLC (Subadviser Western Asset Management Company, LLC; Western Asset Management Company Limited; Western Asset Management Pte. Ltd.)** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;To seek capital appreciation. | &nbsp;&nbsp;&nbsp;Invesco V.I. International Growth Fund - Series I | 1.00% | 16.32% | 2.15% | 5.64% |
| &nbsp;&nbsp;&nbsp;To seek capital appreciation. | &nbsp;&nbsp;**Invesco Advisers, Inc.** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;To seek capital growth. | &nbsp;&nbsp;&nbsp;Invesco V.I. American Franchise Fund - Series I | 0.85% | 34.89% | 15.84% | 14.16% |
| &nbsp;&nbsp;&nbsp;To seek capital growth. | &nbsp;&nbsp;**Invesco Advisers, Inc.** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Long-term capital appreciation. | &nbsp;&nbsp;&nbsp;Invesco V.I. American Value Fund - Series I | 0.89% | 11.67% | 10.35% | 14.87% |
| &nbsp;&nbsp;&nbsp;Long-term capital appreciation. | &nbsp;&nbsp;**Invesco Advisers, Inc.** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Long-term growth of capital. | &nbsp;&nbsp;&nbsp;Invesco V.I. Core Equity Fund - Series I | 0.80% | 16.17% | 12.81% | 11.73% |
| &nbsp;&nbsp;&nbsp;Long-term growth of capital. | &nbsp;&nbsp;**Invesco Advisers, Inc.** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;To seek capital appreciation. | &nbsp;&nbsp;&nbsp;Invesco V.I. Discovery Mid Cap Growth Fund - Series I | 0.86% | 4.79% | 3.90% | 11.38% |
| &nbsp;&nbsp;&nbsp;To seek capital appreciation. | &nbsp;&nbsp;**Invesco Advisers, Inc.** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Total return, comprised of current income and capital appreciation. | &nbsp;&nbsp;&nbsp;Invesco V.I. Government Securities Fund - Series I | 0.70% | 7.37% | 0.04% | 1.60% |
| &nbsp;&nbsp;&nbsp;Total return, comprised of current income and capital appreciation. | &nbsp;&nbsp;**Invesco Advisers, Inc.** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;To seek long-term growth of capital and income. | &nbsp;&nbsp;&nbsp;Invesco V.I. Growth and Income Fund - Series I | 0.75% | 15.62% | 12.85% | 10.73% |
| &nbsp;&nbsp;&nbsp;To seek long-term growth of capital and income. | &nbsp;&nbsp;**Invesco Advisers, Inc.** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Total return, comprised of current income and capital appreciation. | &nbsp;&nbsp;&nbsp;Invesco V.I. High Yield Fund - Series I | 0.92% | 6.73% | 3.64% | 4.83% |
| &nbsp;&nbsp;&nbsp;Total return, comprised of current income and capital appreciation. | &nbsp;&nbsp;**Invesco Advisers, Inc.** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Long-term growth of capital. | &nbsp;&nbsp;&nbsp;Invesco V.I. Main Street Mid Cap Fund® - Series I | 0.94% | 9.19% | 9.11% | 9.35% |
| &nbsp;&nbsp;&nbsp;Long-term growth of capital. | &nbsp;&nbsp;**Invesco Advisers, Inc.** | 0.94% |  |  |  |
| &nbsp;&nbsp;&nbsp;To seek capital appreciation. | &nbsp;&nbsp;&nbsp;Invesco V.I. Main Street Small Cap Fund® - Series I | 0.84% | 8.70% | 8.34% | 10.59% |
| &nbsp;&nbsp;&nbsp;To seek capital appreciation. | &nbsp;&nbsp;**Invesco Advisers, Inc.** | 0.84% |  |  |  |

---

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Type/Investment Objective** | **Portfolio Company and Investment Adviser/Subadviser** | **Current Expenses** | **Average Annual Total Returns<br>(as of 12/31/2025)** | **Average Annual Total Returns<br>(as of 12/31/2025)** | **Average Annual Total Returns<br>(as of 12/31/2025)** |
| **Type/Investment Objective** | **Portfolio Company and Investment Adviser/Subadviser** | **Current Expenses** | **1 year** | **5 year** | **10 year** |
| &nbsp;&nbsp;&nbsp;To seek capital appreciation. | &nbsp;&nbsp;&nbsp;Invesco V.I. Global Fund - Series II | 1.06% | 15.02% | 7.01% | 10.72% |
| &nbsp;&nbsp;&nbsp;To seek capital appreciation. | &nbsp;&nbsp;**Invesco Advisers, Inc.** | 1.06% |  |  |  |
| &nbsp;&nbsp;&nbsp;Long-term growth of capital. | &nbsp;&nbsp;&nbsp;Janus Henderson Forty Portfolio - Institutional Shares | 0.62% | 18.14% | 11.65% | 16.24% |
| &nbsp;&nbsp;&nbsp;Long-term growth of capital. | &nbsp;&nbsp;**Janus Henderson Investors US LLC** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Long-term capital growth, consistent with preservation of capital and balanced by current income. | &nbsp;&nbsp;&nbsp;Janus Henderson Balanced Portfolio - Service Shares | 0.87% | 14.82% | 8.21% | 9.86% |
| &nbsp;&nbsp;&nbsp;Long-term capital growth, consistent with preservation of capital and balanced by current income. | &nbsp;&nbsp;**Janus Henderson Investors US LLC** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Long-term growth of capital. | &nbsp;&nbsp;&nbsp;Janus Henderson Global Research Portfolio - Service Shares | 1.07% | 20.60% | 12.23% | 12.64% |
| &nbsp;&nbsp;&nbsp;Long-term growth of capital. | &nbsp;&nbsp;**Janus Henderson Investors US LLC** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Capital appreciation. | &nbsp;&nbsp;&nbsp;Janus Henderson Mid Cap Value Portfolio - Service Shares | 1.08% | 6.29% | 8.43% | 8.40% |
| &nbsp;&nbsp;&nbsp;Capital appreciation. | &nbsp;&nbsp;**Janus Henderson Investors US LLC** |  |  |  |  |
| &nbsp;&nbsp;Long-term growth of capital. | &nbsp;&nbsp;&nbsp;Janus Henderson Overseas Portfolio - Service Shares | 0.96% | 28.58% | 9.17% | 8.97% |
| &nbsp;&nbsp;Long-term growth of capital. | &nbsp;&nbsp;**Janus Henderson Investors US LLC** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks long-term capital appreciation. | &nbsp;&nbsp;&nbsp;Lazard Retirement Emerging Markets Equity Portfolio | 1.38% | 41.77% | 10.76% | 9.35% |
| &nbsp;&nbsp;&nbsp;Seeks long-term capital appreciation. | &nbsp;&nbsp;**Lazard Asset Management LLC** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks total return with an emphasis on high current income, but also considering capital appreciation. | &nbsp;&nbsp;&nbsp;MFS® High Yield Portfolio - Initial Class | 0.72% | 8.65% | 3.87% | 5.56% |
| &nbsp;&nbsp;&nbsp;Seeks total return with an emphasis on high current income, but also considering capital appreciation. | &nbsp;&nbsp;**Massachusetts Financial Services Company** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks capital appreciation. | &nbsp;&nbsp;&nbsp;MFS® Investors Trust Series - Initial Class | 0.74% | 13.57% | 11.33% | 12.49% |
| &nbsp;&nbsp;&nbsp;Seeks capital appreciation. | &nbsp;&nbsp;**Massachusetts Financial Services Company** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks capital appreciation. | &nbsp;&nbsp;&nbsp;MFS® Massachusetts Investors Growth Stock Portfolio - Initial Class | 0.72% | 9.90% | 10.02% | 14.27% |
| &nbsp;&nbsp;&nbsp;Seeks capital appreciation. | &nbsp;&nbsp;**Massachusetts Financial Services Company** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks capital appreciation. | &nbsp;&nbsp;&nbsp;MFS® New Discovery Series - Initial Class | 0.87% | 12.96% | -0.28% | 10.74% |
| &nbsp;&nbsp;&nbsp;Seeks capital appreciation. | &nbsp;&nbsp;**Massachusetts Financial Services Company** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks total return. | &nbsp;&nbsp;&nbsp;MFS® Total Return Series - Initial Class | 0.61% | 11.16% | 6.42% | 7.63% |
| &nbsp;&nbsp;&nbsp;Seeks total return. | &nbsp;&nbsp;**Massachusetts Financial Services Company** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks total return. | &nbsp;&nbsp;&nbsp;MFS® Utilities Series - Initial Class | 0.78% | 15.01% | 7.64% | 9.49% |
| &nbsp;&nbsp;&nbsp;Seeks total return. | &nbsp;&nbsp;**Massachusetts Financial Services Company** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks capital appreciation. | &nbsp;&nbsp;&nbsp;MFS® Value Series - Initial Class | 0.69% | 13.01% | 9.95% | 10.05% |
| &nbsp;&nbsp;&nbsp;Seeks capital appreciation. | &nbsp;&nbsp;**Massachusetts Financial Services Company** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks long-term capital appreciation by investing primarily in growth-oriented equity securities of large capitalization companies. | &nbsp;&nbsp;&nbsp;Morgan Stanley VIF Growth Portfolio - Class I | 0.57% | 35.72% | 3.41% | 17.76% |
| &nbsp;&nbsp;&nbsp;Seeks long-term capital appreciation by investing primarily in growth-oriented equity securities of large capitalization companies. | &nbsp;&nbsp;**Morgan Stanley Investment Management Inc.** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Capital appreciation. | &nbsp;&nbsp;&nbsp;Morningstar Aggressive Growth ETF Asset Allocation Portfolio Class I | 0.60% | 20.33% | 10.82% | 10.63% |
| &nbsp;&nbsp;&nbsp;Capital appreciation. | &nbsp;&nbsp;**ALPS Advisors, Inc. (Subadviser Morningstar Investment Management, LLC)** |  |  |  |  |

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|:---|:---|:---|:---|:---|:---|
| **Type/Investment Objective** | **Portfolio Company and Investment Adviser/Subadviser** | **Current Expenses** | **Average Annual Total Returns<br>(as of 12/31/2025)** | **Average Annual Total Returns<br>(as of 12/31/2025)** | **Average Annual Total Returns<br>(as of 12/31/2025)** |
| **Type/Investment Objective** | **Portfolio Company and Investment Adviser/Subadviser** | **Current Expenses** | **1 year** | **5 year** | **10 year** |
| &nbsp;&nbsp;&nbsp;Capital appreciation and some current income. | &nbsp;&nbsp;&nbsp;Morningstar Balanced ETF Asset Allocation Portfolio Class I | 0.59% | 15.07% | 6.89% | 7.53% |
| &nbsp;&nbsp;&nbsp;Capital appreciation and some current income. | &nbsp;&nbsp;**ALPS Advisors, Inc. (Subadviser Morningstar Investment Management, LLC)** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Current income and preservation of capital. | &nbsp;&nbsp;&nbsp;Morningstar Conservative ETF Asset Allocation Portfolio Class I | 0.58% | 9.11% | 2.45% | 3.76% |
| &nbsp;&nbsp;&nbsp;Current income and preservation of capital. | &nbsp;&nbsp;**ALPS Advisors, Inc. (Subadviser Morningstar Investment Management, LLC)** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Capital appreciation. | &nbsp;&nbsp;&nbsp;Morningstar Growth ETF Asset Allocation Portfolio Class I | 0.57% | 18.15% | 9.08% | 9.32% |
| &nbsp;&nbsp;&nbsp;Capital appreciation. | &nbsp;&nbsp;**ALPS Advisors, Inc. (Subadviser Morningstar Investment Management, LLC)** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Current income and capital appreciation. | &nbsp;&nbsp;&nbsp;Morningstar Income and Growth ETF Asset Allocation Portfolio Class I | 0.59% | 11.94% | 4.68% | 5.73% |
| &nbsp;&nbsp;&nbsp;Current income and capital appreciation. | &nbsp;&nbsp;**ALPS Advisors, Inc. (Subadviser Morningstar Investment Management, LLC)** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Portfolio seeks maximum total return, consistent with preservation of capital and prudent investment management. | &nbsp;&nbsp;&nbsp;PIMCO VIT International Bond Portfolio (U.S. Dollar-Hedged) - Administrative Shares | 1.09% | 3.95% | 1.03% | 2.88% |
| &nbsp;&nbsp;&nbsp;Portfolio seeks maximum total return, consistent with preservation of capital and prudent investment management. | &nbsp;&nbsp;**Pacific Investment Management Company LLC** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Portfolio seeks maximum real return, consistent with preservation of real capital and prudent investment management. | &nbsp;&nbsp;&nbsp;PIMCO VIT Real Return Portfolio - Administrative Shares | 1.39% | 7.85% | 1.21% | 3.21% |
| &nbsp;&nbsp;&nbsp;Portfolio seeks maximum real return, consistent with preservation of real capital and prudent investment management. | &nbsp;&nbsp;**Pacific Investment Management Company LLC** |  |  |  |  |
| &nbsp;&nbsp;Portfolio seeks maximum total return, consistent with preservation of capital and prudent investment management. | &nbsp;&nbsp;&nbsp;PIMCO VIT Total Return Portfolio - Administrative Shares | 0.73% | 8.89% | 0.02% | 2.36% |
| &nbsp;&nbsp;Portfolio seeks maximum total return, consistent with preservation of capital and prudent investment management. | &nbsp;&nbsp;**Pacific Investment Management Company LLC** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks high current income. Capital growth is a secondary goal when consistent with achieving high current income. | &nbsp;&nbsp;&nbsp;Putnam VT High Yield Fund - Class IA | 0.73% | 8.86% | 4.28% | 5.94% |
| &nbsp;&nbsp;&nbsp;Seeks high current income. Capital growth is a secondary goal when consistent with achieving high current income. | &nbsp;&nbsp;**Franklin Advisers, Inc. (Subadviser Putnam Investment Management, LLC, Franklin Templeton Investment Management Limited)** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks capital growth. Current income is a secondary objective. | &nbsp;&nbsp;&nbsp;Putnam VT International Value Fund - Class IA | 0.81% | 35.07% | 12.77% | 9.13% |
| &nbsp;&nbsp;&nbsp;Seeks capital growth. Current income is a secondary objective. | &nbsp;&nbsp;**Putnam Investment Management, LLC (Subadviser Putnam Investments Limited, The Putnam Advisory Company, LLC)** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Long-term capital growth. Income is a secondary objective. | &nbsp;&nbsp;&nbsp;T. Rowe Price Blue Chip Growth Portfolio - I | 0.75% | 18.74% | 11.68% | 15.54% |
| &nbsp;&nbsp;&nbsp;Long-term capital growth. Income is a secondary objective. | &nbsp;&nbsp;**T. Rowe Price Associates, Inc.** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;A high level of dividend income and long-term capital growth primarily through investment in stocks. | &nbsp;&nbsp;&nbsp;T. Rowe Price Equity Income Portfolio - I | 0.74% | 14.36% | 11.17% | 10.51% |
| &nbsp;&nbsp;&nbsp;A high level of dividend income and long-term capital growth primarily through investment in stocks. | &nbsp;&nbsp;**T. Rowe Price Associates, Inc.** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks long-term capital appreciation by investing primarily in equity securities in emerging markets around the world. | &nbsp;&nbsp;&nbsp;VanEck VIP Emerging Markets Fund - Initial Class | 1.30% | 29.92% | -0.77% | 5.48% |
| &nbsp;&nbsp;&nbsp;Seeks long-term capital appreciation by investing primarily in equity securities in emerging markets around the world. | &nbsp;&nbsp;**Van Eck Associates Corporation** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;Seeks long-term capital appreciation by investing primarily in global resource securities. Income is a secondary consideration. | &nbsp;&nbsp;&nbsp;VanEck VIP Global Resources Fund - Initial Class | 1.08% | 36.48% | 10.51% | 8.33% |
| &nbsp;&nbsp;&nbsp;Seeks long-term capital appreciation by investing primarily in global resource securities. Income is a secondary consideration. | &nbsp;&nbsp;**Van Eck Associates Corporation** |  |  |  |  |

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(1)Effective on or about April 24, 2026, ClearBridge Variable Large Cap Value Portfolio - Class I will be acquired and merged into a newly created series of Lincoln Variable Insurance Products Trust and subsequently renamed as LVIP ClearBridge Large Cap Value Fund - Standard Class.

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This Updating Summary Prospectus incorporates by reference the Policies' Prospectus and Statement of Additional Information ("<u>[SAI](#ic428c401e4d6464a8b292533a5a373c5_13)</u>"), both dated May 1, 2026, as amended or supplemented. The <u>[SAI](#ic428c401e4d6464a8b292533a5a373c5_13)</u> may be obtained, free of charge, in the same manner as the prospectus.

Edgar Contract Identifier: C000005247

LBL6288USP-5

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