# EDGAR Filing Document

**Accession Number:** 0002054749
**File Stem:** 0002085853-25-000081
**Filing Date:** 2025-10
**Character Count:** 8747
**Document Hash:** 01f5bafff3659cde7a831477a17a2e2b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002085853-25-000081.hdr.sgml**: 20251014

**ACCESSION NUMBER**: 0002085853-25-000081

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251014

**DATE AS OF CHANGE**: 20251014

**EFFECTIVENESS DATE**: 20251014

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** BCO Wealth Management LLC
- **CENTRAL INDEX KEY:** 0002054749

**ORGANIZATION NAME:**
- **EIN:** 882599325
- **STATE OF INCORPORATION:** NM
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24942
- **FILM NUMBER:** 251392587

**BUSINESS ADDRESS:**
- **STREET 1:** 412 N CANAL ST
- **CITY:** CARLSBAD
- **STATE:** NM
- **ZIP:** 88220
- **BUSINESS PHONE:** 575-887-2013

**MAIL ADDRESS:**
- **STREET 1:** 412 N CANAL ST
- **CITY:** CARLSBAD
- **STATE:** NM
- **ZIP:** 88220

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** BCO Wealth Management LLC<br>**Address:** 412 N Canal St<br>Carlsbad, NM 88220

**Form 13F File Number:** 028-24942

**CRD Number (if applicable):** 000117198

**SEC File Number (if applicable):** 801-27265

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** John Overstreet<br>**Title:** CCO<br>**Phone:** 575-887-2013

**Signature, Place, and Date of Signing:**

/s/ John Overstreet  Carlsbad, NM  10-14-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[ ] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[x] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 37

**Form 13F Information Table Value Total:** $151538727

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

|   No. | Name                                     | Form 13F File Number   |   CRD Number | SEC File Number   |
|---:|:---|:---|---:|:---|
|     1 | CITY NATIONAL ROCHDALE LLC               | 028-05392              |    000117198 | 801-27265         |
|     2 | SEI INVESTMENTS MANAGEMENT CORP          | 028-16475              |    000105146 | 801-24593         |
|     3 | GREAT LAKES ADVISORS LLC                 | 028-05229              |    000110757 | 801-16937         |
|     4 | Cullen Capital Management LLC            | 028-11905              |    000113128 | 801-57576         |
|     5 | WCM INVESTMENT MANAGEMENT LLC            | 028-07104              |    000104702 | 801-11916         |
|     6 | PZENA INVESTMENT MANAGEMENT LLC          | 028-03791              |    000106847 | 801-50838         |
|     7 | Neuberger Berman Investment Advisers LLC | 028-17085              |    000124687 | 801-61757         |
|     8 | MAR VISTA INVESTMENT PARTNERS LLC        | 028-13243              |    000144906 | 801-68369         |
|     9 | Copeland Capital Management LLC          | 028-14668              |    000135822 | 801-68586         |
|    10 | MFS Institutional Advisors Inc.          | 028-13173              |    000107144 | 801-46433         |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AGNC INVT CORP | COM | 00123Q104 |  | 146468 | 14961 | SH |  | SOLE |  | 0 | 0 | 14961 |
| AMAZON COM INC | COM | 023135106 |  | 277756 | 1265 | SH |  | SOLE |  | 0 | 0 | 1265 |
| APPLE HOSPITALITY REIT INC | COM NEW | 03784Y200 |  | 164657 | 13710 | SH |  | SOLE |  | 0 | 0 | 13710 |
| APPLE INC | COM | 037833100 |  | 256921 | 1009 | SH |  | SOLE |  | 0 | 0 | 1009 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 512293 | 1019 | SH |  | SOLE |  | 0 | 0 | 1019 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 754200 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| CBRE GROUP INC | CL A | 12504L109 |  | 465748 | 2956 | SH |  | SOLE |  | 0 | 0 | 2956 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 328700 | 3475 | SH |  | SOLE |  | 0 | 0 | 3475 |
| DIMENSIONAL ETF TRUST | NATL MUN BD ETF | 25434V849 |  | 4079890 | 85033 | SH |  | SOLE |  | 0 | 0 | 85033 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 7878029 | 245651 | SH |  | SOLE |  | 0 | 0 | 245651 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 361659 | 6213 | SH |  | SOLE |  | 0 | 0 | 6213 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 2171173 | 29972 | SH |  | SOLE |  | 0 | 0 | 29972 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 1 | 25434V625 |  | 26796717 | 372487 | SH |  | SOLE |  | 0 | 0 | 372487 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 16164886 | 492982 | SH |  | SOLE |  | 0 | 0 | 492982 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 19987006 | 467423 | SH |  | SOLE |  | 0 | 0 | 467423 |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 |  | 14247178 | 295646 | SH |  | SOLE |  | 0 | 0 | 295646 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 2532180 | 80694 | SH |  | SOLE |  | 0 | 0 | 80694 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 31626706 | 819982 | SH |  | SOLE |  | 0 | 0 | 819982 |
| DIMENSIONAL ETF TRUST | DIMENSIONAL US | 25434V559 |  | 444612 | 7608 | SH |  | SOLE |  | 0 | 0 | 7608 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 806460 | 11780 | SH |  | SOLE |  | 0 | 0 | 11780 |
| ESSENTIAL PPTYS RLTY TR INC | COM | 29670E107 |  | 287184 | 9650 | SH |  | SOLE |  | 0 | 0 | 9650 |
| EXTRA SPACE STORAGE INC | COM | 30225T102 |  | 484411 | 3437 | SH |  | SOLE |  | 0 | 0 | 3437 |
| IRON MTN INC DEL | COM | 46284V101 |  | 435794 | 4275 | SH |  | SOLE |  | 0 | 0 | 4275 |
| ISHARES TR | CORE S ETF | 464287200 |  | 639181 | 955 | SH |  | SOLE |  | 0 | 0 | 955 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 2702923 | 25313 | SH |  | SOLE |  | 0 | 0 | 25313 |
| ISHARES TR | GLOBAL ENERG ETF | 464287341 |  | 576108 | 13799 | SH |  | SOLE |  | 0 | 0 | 13799 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 9074861 | 85218 | SH |  | SOLE |  | 0 | 0 | 85218 |
| MEDICAL PPTYS TRUST INC | COM | 58463J304 |  | 132327 | 26100 | SH |  | SOLE |  | 0 | 0 | 26100 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 536978 | 2878 | SH |  | SOLE |  | 0 | 0 | 2878 |
| SELECT SECTOR SPDR TR | RL EST SEL SEC | 81369Y860 |  | 299755 | 7115 | SH |  | SOLE |  | 0 | 0 | 7115 |
| SELECT WATER SOLUTIONS INC | CL A COM | 81617J301 |  | 283488 | 26519 | SH |  | SOLE |  | 0 | 0 | 26519 |
| STAG INDL INC | COM | 85254J102 |  | 218798 | 6200 | SH |  | SOLE |  | 0 | 0 | 6200 |
| UMH PPTYS INC | COM | 903002103 |  | 296317 | 19954 | SH |  | SOLE |  | 0 | 0 | 19954 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 4131326 | 55551 | SH |  | SOLE |  | 0 | 0 | 55551 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 259584 | 1821 | SH |  | SOLE |  | 0 | 0 | 1821 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 717916 | 1784 | SH |  | SOLE |  | 0 | 0 | 1784 |
| VANGUARD WORLD FD | MEGA CAP VAL ETF | 921910840 |  | 458537 | 3329 | SH |  | SOLE |  | 0 | 0 | 3329 |

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