# EDGAR Filing Document

**Accession Number:** 0001697729
**File Stem:** 0001085146-25-004667
**Filing Date:** 2025-8
**Character Count:** 35337
**Document Hash:** a6e81b276c1e2a8d32d5ede2d95c54c8
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001085146-25-004667.hdr.sgml**: 20250807

**ACCESSION NUMBER**: 0001085146-25-004667

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250807

**DATE AS OF CHANGE**: 20250807

**EFFECTIVENESS DATE**: 20250807

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Summit X, LLC
- **CENTRAL INDEX KEY:** 0001697729

**ORGANIZATION NAME:**
- **EIN:** 810874769
- **STATE OF INCORPORATION:** MO
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-18119
- **FILM NUMBER:** 251193966

**BUSINESS ADDRESS:**
- **STREET 1:** 16020 SWINGLEY RIDGE ROAD
- **STREET 2:** SUITE 110
- **CITY:** CHESTERFIELD
- **STATE:** MO
- **ZIP:** 63017
- **BUSINESS PHONE:** (636) 590-7173

**MAIL ADDRESS:**
- **STREET 1:** 16020 SWINGLEY RIDGE ROAD
- **STREET 2:** SUITE 110
- **CITY:** CHESTERFIELD
- **STATE:** MO
- **ZIP:** 63017

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Summit X LLC<br>**Address:** 16020 SWINGLEY RIDGE ROAD<br>SUITE 110<br>CHESTERFIELD, MO 63017

**Form 13F File Number:** 028-18119

**CRD Number (if applicable):** 000282502

**SEC File Number (if applicable):** 801-107111

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Trish Koontz<br>**Title:** Chief Compliance Officer<br>**Phone:** 636-590-7173

**Signature, Place, and Date of Signing:**

/s/ Trish Koontz  Chesterfield, MO  08-07-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 285

**Form 13F Information Table Value Total:** $536383759

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 | BBG001S5N9M6 | 274467 | 2018 | SH |  | SOLE |  | 0 | 0 | 2018 |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RZ3 | 3084806 | 16619 | SH |  | SOLE |  | 0 | 0 | 16619 |
| ADOBE INC | COM | 00724F101 | BBG001S5NCQ5 | 213245 | 552 | SH |  | SOLE |  | 0 | 0 | 552 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 | BBG001S5NN36 | 677874 | 4778 | SH |  | SOLE |  | 0 | 0 | 4778 |
| AIR PRODS  CHEMS INC | COM | 009158106 | BBG001S5NSB6 | 210316 | 745 | SH |  | SOLE |  | 0 | 0 | 745 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JY5 | 4706278 | 26691 | SH |  | SOLE |  | 0 | 0 | 26691 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB21 | 1865580 | 10516 | SH |  | SOLE |  | 0 | 0 | 10516 |
| ALTRIA GROUP INC | COM | 02209S103 | BBG001S5T8T5 | 355052 | 6056 | SH |  | SOLE |  | 0 | 0 | 6056 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 5623436 | 25631 | SH |  | SOLE |  | 0 | 0 | 25631 |
| AMEREN CORP | COM | 023608102 | BBG001S5NF24 | 3921761 | 40837 | SH |  | SOLE |  | 0 | 0 | 40837 |
| AMERICAN CENTY ETF TR | AVANTIS CORE FI | 025072562 | BBG00XTVX1T7 | 1701640 | 40885 | SH |  | SOLE |  | 0 | 0 | 40885 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 | BBG00Q6ZDXT0 | 10834944 | 158086 | SH |  | SOLE |  | 0 | 0 | 158086 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 | BBG00Q9MPQH1 | 6341898 | 62905 | SH |  | SOLE |  | 0 | 0 | 62905 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 | BBG012NL46D0 | 18079059 | 265049 | SH |  | SOLE |  | 0 | 0 | 265049 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 | BBG00Q9MQZW3 | 1643688 | 18043 | SH |  | SOLE |  | 0 | 0 | 18043 |
| AMGEN INC | COM | 031162100 | BBG001S5NNL6 | 229863 | 824 | SH |  | SOLE |  | 0 | 0 | 824 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 20899267 | 101856 | SH |  | SOLE |  | 0 | 0 | 101856 |
| ARISTA NETWORKS INC | COM SHS | 040413205 | BBG001T51KQ0 | 209940 | 2052 | SH |  | SOLE |  | 0 | 0 | 2052 |
| AT INC | COM | 00206R102 | BBG001S5VWH2 | 270285 | 9366 | SH |  | SOLE |  | 0 | 0 | 9366 |
| BANK AMERICA CORP | COM | 060505104 | BBG001S5P0Y0 | 248236 | 5251 | SH |  | SOLE |  | 0 | 0 | 5251 |
| BAXTER INTL INC | COM | 071813109 | BBG001S5P1K3 | 342952 | 11326 | SH |  | SOLE |  | 0 | 0 | 11326 |
| BECTON DICKINSON  CO | COM | 075887109 | BBG001S5P374 | 230476 | 1338 | SH |  | SOLE |  | 0 | 0 | 1338 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG001S90346 | 3468940 | 7144 | SH |  | SOLE |  | 0 | 0 | 7144 |
| BLACKROCK ETF TRUST | ISHARES ADVANTAG | 09290C863 | BBG01JJ8XMV0 | 534853 | 17763 | SH |  | SOLE |  | 0 | 0 | 17763 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 | BBG00NNWBWQ2 | 21156952 | 388485 | SH |  | SOLE |  | 0 | 0 | 388485 |
| BLACKROCK ETF TRUST | ISHARES US THEMA | 09290C806 | BBG01408D4M5 | 308283 | 8665 | SH |  | SOLE |  | 0 | 0 | 8665 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 | BBG01GQYLJY8 | 10655244 | 201653 | SH |  | SOLE |  | 0 | 0 | 201653 |
| BLACKROCK ETF TRUST II | ISHARES HIGH YIE | 092528843 | BBG01S6WC186 | 417638 | 8586 | SH |  | SOLE |  | 0 | 0 | 8586 |
| BLACKSTONE INC | COM | 09260D107 | BBG001S7H949 | 376340 | 2516 | SH |  | SOLE |  | 0 | 0 | 2516 |
| BOEING CO | COM | 097023105 | BBG001S5P0V3 | 2486954 | 11872 | SH |  | SOLE |  | 0 | 0 | 11872 |
| BP PLC | SPONSORED ADR | 055622104 | BBG001S5W4F5 | 317589 | 10611 | SH |  | SOLE |  | 0 | 0 | 10611 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 | BBG001S8N8J6 | 1677825 | 36246 | SH |  | SOLE |  | 0 | 0 | 36246 |
| BROADCOM INC | COM | 11135F101 | BBG00KHY5SY8 | 2473707 | 8975 | SH |  | SOLE |  | 0 | 0 | 8975 |
| CAMECO CORP | COM | 13321L108 | BBG001S5Y5S6 | 233975 | 3152 | SH |  | SOLE |  | 0 | 0 | 3152 |
| CANADIAN NATL RY CO | COM | 136375102 | BBG001S8WVQ7 | 1190217 | 11440 | SH |  | SOLE |  | 0 | 0 | 11440 |
| CARDINAL HEALTH INC | COM | 14149Y108 | BBG001S7PC34 | 602894 | 3589 | SH |  | SOLE |  | 0 | 0 | 3589 |
| CATERPILLAR INC | COM | 149123101 | BBG001S5PJ06 | 440941 | 1131 | SH |  | SOLE |  | 0 | 0 | 1131 |
| CHENIERE ENERGY INC | COM NEW | 16411R208 | BBG001S7W158 | 202609 | 832 | SH |  | SOLE |  | 0 | 0 | 832 |
| CHEVRON CORP NEW | COM | 166764100 | BBG001S67ZC5 | 933879 | 6519 | SH |  | SOLE |  | 0 | 0 | 6519 |
| CHIPOTLE MEXICAN GRILL INC | COM | 169656105 | BBG001SP50B3 | 1483691 | 26427 | SH |  | SOLE |  | 0 | 0 | 26427 |
| CISCO SYS INC | COM | 17275R102 | BBG001S6HC62 | 336460 | 4851 | SH |  | SOLE |  | 0 | 0 | 4851 |
| CITIGROUP INC | COM NEW | 172967424 | BBG001S72ZG4 | 1577651 | 18532 | SH |  | SOLE |  | 0 | 0 | 18532 |
| COCA COLA CO | COM | 191216100 | BBG001S5SMQ8 | 1549655 | 21903 | SH |  | SOLE |  | 0 | 0 | 21903 |
| COHEN  STEERS INFRASTRUCTUR | COM | 19248A109 | BBG001SJYNK5 | 216382 | 8029 | SH |  | SOLE |  | 0 | 0 | 8029 |
| COMCAST CORP NEW | CL A | 20030N101 | BBG001S5PXL2 | 342004 | 9582 | SH |  | SOLE |  | 0 | 0 | 9582 |
| CONCENTRA GROUP HOLDINGS PAR | COMMON STOCK | 20603L102 | BBG01NBZ7R83 | 215798 | 10491 | SH |  | SOLE |  | 0 | 0 | 10491 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 | BBG014KFRPJ9 | 228399 | 708 | SH |  | SOLE |  | 0 | 0 | 708 |
| CORNING INC | COM | 219350105 | BBG001S5RLH1 | 246721 | 4691 | SH |  | SOLE |  | 0 | 0 | 4691 |
| COSTAMARE BULKERS HLDGS LTD | COM SHS | Y2001C101 | BBG01SMK85Y1 | 206869 | 23860 | SH |  | SOLE |  | 0 | 0 | 23860 |
| COSTAMARE INC | SHS | Y1771G102 | BBG001TCSQ10 | 1091479 | 119811 | SH |  | SOLE |  | 0 | 0 | 119811 |
| COSTCO WHSL CORP NEW | COM | 22160K105 | BBG001S9KRQ7 | 555722 | 561 | SH |  | SOLE |  | 0 | 0 | 561 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 | BBG00BLYKRZ7 | 2918648 | 5730 | SH |  | SOLE |  | 0 | 0 | 5730 |
| CSX CORP | COM | 126408103 | BBG001S5Q7Q3 | 276607 | 8477 | SH |  | SOLE |  | 0 | 0 | 8477 |
| CVS HEALTH CORP | COM | 126650100 | BBG001S5QBD8 | 263822 | 3825 | SH |  | SOLE |  | 0 | 0 | 3825 |
| DEERE  CO | COM | 244199105 | BBG001S5QFF7 | 929889 | 1829 | SH |  | SOLE |  | 0 | 0 | 1829 |
| DELTA AIR LINES INC DEL | COM NEW | 247361702 | BBG001SPT759 | 1283379 | 26096 | SH |  | SOLE |  | 0 | 0 | 26096 |
| DEVON ENERGY CORP NEW | COM | 25179M103 | BBG001S63VG4 | 251403 | 7904 | SH |  | SOLE |  | 0 | 0 | 7904 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 | BBG01254CL28 | 10428015 | 246761 | SH |  | SOLE |  | 0 | 0 | 246761 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 | BBG01631TNW2 | 1317118 | 42365 | SH |  | SOLE |  | 0 | 0 | 42365 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 | BBG011DXXNJ2 | 18945975 | 282690 | SH |  | SOLE |  | 0 | 0 | 282690 |
| DISNEY WALT CO | COM | 254687106 | BBG001S5QHF3 | 1672383 | 13485 | SH |  | SOLE |  | 0 | 0 | 13485 |
| DIVERSIFIED ENERGY COMPANY P | SHS NEW | G2891G204 | BBG009J3L5S8 | 147184 | 10033 | SH |  | SOLE |  | 0 | 0 | 10033 |
| DOUBLELINE INCOME SOLUTIONS | COM | 258622109 | BBG003TXW7X2 | 1257412 | 102730 | SH |  | SOLE |  | 0 | 0 | 102730 |
| DOUBLELINE YIELD OPPORTUNITI | COM | 25862D105 | BBG00R4C16B2 | 157250 | 10087 | SH |  | SOLE |  | 0 | 0 | 10087 |
| DOW INC | COM | 260557103 | BBG00BN96931 | 470484 | 17768 | SH |  | SOLE |  | 0 | 0 | 17768 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 | BBG001S5QNR7 | 275046 | 2331 | SH |  | SOLE |  | 0 | 0 | 2331 |
| DUTCH BROS INC | CL A | 26701L100 | BBG01282ZJ56 | 538135 | 7871 | SH |  | SOLE |  | 0 | 0 | 7871 |
| ELECTRONIC ARTS INC | COM | 285512109 | BBG001S5T5C9 | 240988 | 1509 | SH |  | SOLE |  | 0 | 0 | 1509 |
| ELEVANCE HEALTH INC | COM | 036752103 | BBG001S6KBQ8 | 317676 | 817 | SH |  | SOLE |  | 0 | 0 | 817 |
| ELI LILLY  CO | COM | 532457108 | BBG001S5STL8 | 2618751 | 3357 | SH |  | SOLE |  | 0 | 0 | 3357 |
| EMERSON ELEC CO | COM | 291011104 | BBG001S5QVT7 | 2027290 | 15205 | SH |  | SOLE |  | 0 | 0 | 15205 |
| ENBRIDGE INC | COM | 29250N105 | BBG001S6Q6D7 | 1182148 | 26084 | SH |  | SOLE |  | 0 | 0 | 26084 |
| ENERGY TRANSFER L P | COM UT LTD PTN | 29273V100 | BBG001SDHNW4 | 184848 | 10196 | SH |  | SOLE |  | 0 | 0 | 10196 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG001S69V32 | 2628324 | 24381 | SH |  | SOLE |  | 0 | 0 | 24381 |
| FIDELITY COMWLTH TR | NASDAQ COMPSIT | 315912808 | BBG001SBT983 | 760813 | 9499 | SH |  | SOLE |  | 0 | 0 | 9499 |
| FIDELITY COVINGTON TRUST | DIVID ETF RISI | 316092832 | BBG00DR7RKX6 | 879084 | 16211 | SH |  | SOLE |  | 0 | 0 | 16211 |
| FIDELITY COVINGTON TRUST | FIDELITY MAGELAN | 316092329 | BBG00Z4JDRF6 | 519011 | 15127 | SH |  | SOLE |  | 0 | 0 | 15127 |
| FIDELITY COVINGTON TRUST | HIGH DIVID ETF | 316092840 | BBG00DR7RGF5 | 1084768 | 20853 | SH |  | SOLE |  | 0 | 0 | 20853 |
| FIDELITY COVINGTON TRUST | MSCI INFO TECH I | 316092808 | BBG005FHWBL1 | 2076129 | 10526 | SH |  | SOLE |  | 0 | 0 | 10526 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 | BBG0078X1341 | 14481940 | 316541 | SH |  | SOLE |  | 0 | 0 | 316541 |
| FIRST CTZNS BANCSHARES INC N | CL A | 31946M103 | BBG001S5R2V7 | 2207017 | 1128 | SH |  | SOLE |  | 0 | 0 | 1128 |
| FIRST TR EXCHANGE TRADED FD | NASD TECH DIV | 33738R118 | BBG00393GRN5 | 2203987 | 24442 | SH |  | SOLE |  | 0 | 0 | 24442 |
| FLAHERTY  CRUMRINE PFD INCO | COM | 33848E106 | BBG001S6ZT10 | 528275 | 57112 | SH |  | SOLE |  | 0 | 0 | 57112 |
| FORD MTR CO | COM | 345370860 | BBG001S5TZ33 | 210249 | 19375 | SH |  | SOLE |  | 0 | 0 | 19375 |
| FS CREDIT OPPORTUNITIES CORP | COMMON STOCK | 30290Y101 | BBG01BG24837 | 345996 | 47658 | SH |  | SOLE |  | 0 | 0 | 47658 |
| GE AEROSPACE | COM NEW | 369604301 | BBG001S5PVD5 | 503890 | 1958 | SH |  | SOLE |  | 0 | 0 | 1958 |
| GE VERNOVA INC | COM | 36828A101 | BBG013G17W77 | 694783 | 1313 | SH |  | SOLE |  | 0 | 0 | 1313 |
| GENUINE PARTS CO | COM | 372460105 | BBG001S5RNH7 | 230853 | 1903 | SH |  | SOLE |  | 0 | 0 | 1903 |
| GERON CORP | COM | 374163103 | BBG001S6TSX4 | 697653 | 494789 | SH |  | SOLE |  | 0 | 0 | 494789 |
| GILEAD SCIENCES INC | COM | 375558103 | BBG001S6Y1X7 | 2383562 | 21499 | SH |  | SOLE |  | 0 | 0 | 21499 |
| GLOBAL X FDS | ARTIFICIAL ETF | 37954Y632 | BBG00KX8KH01 | 359134 | 8220 | SH |  | SOLE |  | 0 | 0 | 8220 |
| GOLDMAN SACHS ETF TR | EQUAL WEIGHT US | 381430438 | BBG00H2DR5N5 | 220158 | 2700 | SH |  | SOLE |  | 0 | 0 | 2700 |
| GRAYSCALE BITCOIN TRUST ETF | SHS REP COM UT | 389637109 | BBG008748J97 | 272730 | 3215 | SH |  | SOLE |  | 0 | 0 | 3215 |
| HOME DEPOT INC | COM | 437076102 | BBG001S5RTW7 | 683107 | 1863 | SH |  | SOLE |  | 0 | 0 | 1863 |
| HOWMET AEROSPACE INC | COM | 443201108 | BBG00DYNJH69 | 336523 | 1808 | SH |  | SOLE |  | 0 | 0 | 1808 |
| IMMUNITYBIO INC | COM | 45256X103 | BBG007T9DYX8 | 28153 | 10664 | SH |  | SOLE |  | 0 | 0 | 10664 |
| INNOVIZ TECHNOLOGIES LTD | SHS | M5R635108 | BBG00DKCC5Y0 | 392484 | 239319 | SH |  | SOLE |  | 0 | 0 | 239319 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 | BBG001SDJ4R0 | 321072 | 1750 | SH |  | SOLE |  | 0 | 0 | 1750 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | BBG001S5S399 | 239237 | 812 | SH |  | SOLE |  | 0 | 0 | 812 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | BBG001S9GN63 | 4328487 | 7847 | SH |  | SOLE |  | 0 | 0 | 7847 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 | BBG001SJK6D5 | 3623245 | 58102 | SH |  | SOLE |  | 0 | 0 | 58102 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 | BBG003HC3DG9 | 1041228 | 17345 | SH |  | SOLE |  | 0 | 0 | 17345 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 | BBG00D7BDH70 | 206519 | 5272 | SH |  | SOLE |  | 0 | 0 | 5272 |
| ISHARES INC | MSCI EMERG MRKT | 464286533 | BBG0025X3FS0 | 300181 | 4780 | SH |  | SOLE |  | 0 | 0 | 4780 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 | BBG00H5VLN77 | 456382 | 7230 | SH |  | SOLE |  | 0 | 0 | 7230 |
| ISHARES SILVER TR | ISHARES | 46428Q109 | BBG001SQLN69 | 231040 | 7042 | SH |  | SOLE |  | 0 | 0 | 7042 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 | BBG001TG5H89 | 877470 | 8525 | SH |  | SOLE |  | 0 | 0 | 8525 |
| ISHARES TR | 0-5YR HI YL CP | 46434V407 | BBG005DW06B7 | 265330 | 6150 | SH |  | SOLE |  | 0 | 0 | 6150 |
| ISHARES TR | 10-20 YR TRS ETF | 464288653 | BBG001SSD830 | 5065475 | 49857 | SH |  | SOLE |  | 0 | 0 | 49857 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 | BBG001S8MLN3 | 5239196 | 59367 | SH |  | SOLE |  | 0 | 0 | 59367 |
| ISHARES TR | A RATE CP BD ETF | 46429B291 | BBG002NCM1M2 | 1064412 | 22250 | SH |  | SOLE |  | 0 | 0 | 22250 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 | BBG006MJFZK4 | 531852 | 8318 | SH |  | SOLE |  | 0 | 0 | 8318 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 | BBG001V0XLT8 | 2123539 | 18118 | SH |  | SOLE |  | 0 | 0 | 18118 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 | BBG003H6TRS0 | 1779587 | 21319 | SH |  | SOLE |  | 0 | 0 | 21319 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 | BBG003H6TMV7 | 707914 | 9157 | SH |  | SOLE |  | 0 | 0 | 9157 |
| ISHARES TR | CORE S MCP ETF | 464287507 | BBG001SFC7V0 | 1019169 | 16434 | SH |  | SOLE |  | 0 | 0 | 16434 |
| ISHARES TR | CORE S SCP ETF | 464287804 | BBG001SFC7W9 | 1222935 | 11189 | SH |  | SOLE |  | 0 | 0 | 11189 |
| ISHARES TR | CORE S TTL STK | 464287150 | BBG001SHTRL5 | 2131391 | 15783 | SH |  | SOLE |  | 0 | 0 | 15783 |
| ISHARES TR | CORE S ETF | 464287200 | BBG001SFB7R6 | 22622303 | 36430 | SH |  | SOLE |  | 0 | 0 | 36430 |
| ISHARES TR | CORE US AGGBD ET | 464287226 | BBG001SM1QT8 | 398547 | 4018 | SH |  | SOLE |  | 0 | 0 | 4018 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 | BBG001SP62C7 | 6032864 | 53867 | SH |  | SOLE |  | 0 | 0 | 53867 |
| ISHARES TR | EAFE VALUE ETF | 464288877 | BBG001SNYBH6 | 15063588 | 237297 | SH |  | SOLE |  | 0 | 0 | 237297 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 | BBG00FFPFTS4 | 1775560 | 13124 | SH |  | SOLE |  | 0 | 0 | 13124 |
| ISHARES TR | EXPANDED TECH | 464287515 | BBG001S7W2J1 | 265319 | 2423 | SH |  | SOLE |  | 0 | 0 | 2423 |
| ISHARES TR | GLB INFRASTR ETF | 464288372 | BBG001SYVWT6 | 200155 | 3381 | SH |  | SOLE |  | 0 | 0 | 3381 |
| ISHARES TR | GLOBAL TECH ETF | 464287291 | BBG001S60KQ0 | 304258 | 3295 | SH |  | SOLE |  | 0 | 0 | 3295 |
| ISHARES TR | HIGH YLD CORP BD | 46436E320 | BBG01959G8T8 | 346812 | 11331 | SH |  | SOLE |  | 0 | 0 | 11331 |
| ISHARES TR | HIGH YLD SYSTM B | 46435G250 | BBG00H4BNPR3 | 2228504 | 46940 | SH |  | SOLE |  | 0 | 0 | 46940 |
| ISHARES TR | INTL DIV GRWTH | 46435G524 | BBG00CX80QM7 | 865370 | 10969 | SH |  | SOLE |  | 0 | 0 | 10969 |
| ISHARES TR | ISHARES SEMICDTR | 464287523 | BBG001SJ8F58 | 675290 | 2829 | SH |  | SOLE |  | 0 | 0 | 2829 |
| ISHARES TR | MBS ETF | 464288588 | BBG001SSD8B1 | 3382540 | 36027 | SH |  | SOLE |  | 0 | 0 | 36027 |
| ISHARES TR | MORNINGSTAR GRWT | 464287119 | BBG001SBRHJ5 | 288913 | 2982 | SH |  | SOLE |  | 0 | 0 | 2982 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 | BBG0025X2WP7 | 255892 | 3043 | SH |  | SOLE |  | 0 | 0 | 3043 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 | BBG0025X2G81 | 1149284 | 12243 | SH |  | SOLE |  | 0 | 0 | 12243 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 | BBG004FPV022 | 1460102 | 6074 | SH |  | SOLE |  | 0 | 0 | 6074 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 | BBG004TRTWW3 | 20199299 | 110487 | SH |  | SOLE |  | 0 | 0 | 110487 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 | BBG001S56320 | 1395481 | 3287 | SH |  | SOLE |  | 0 | 0 | 3287 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 | BBG001S562P7 | 1187501 | 6115 | SH |  | SOLE |  | 0 | 0 | 6115 |
| ISHARES TR | RUS MID CAP ETF | 464287499 | BBG001SJCNS1 | 237099 | 2578 | SH |  | SOLE |  | 0 | 0 | 2578 |
| ISHARES TR | RUS TP200 GR ETF | 464289438 | BBG001T5LBR7 | 317023 | 1286 | SH |  | SOLE |  | 0 | 0 | 1286 |
| ISHARES TR | S 500 GRWT ETF | 464287309 | BBG001S561Q8 | 1203810 | 10935 | SH |  | SOLE |  | 0 | 0 | 10935 |
| ISHARES TR | S 500 VAL ETF | 464287408 | BBG001S561K4 | 634119 | 3245 | SH |  | SOLE |  | 0 | 0 | 3245 |
| ISHARES TR | U.S. TECH ETF | 464287721 | BBG001SFB7Z7 | 10849145 | 62612 | SH |  | SOLE |  | 0 | 0 | 62612 |
| ISHARES TR | US CONSUM DISCRE | 464287580 | BBG001SFGXZ5 | 480398 | 4821 | SH |  | SOLE |  | 0 | 0 | 4821 |
| ISHARES TR | US HLTHCARE ETF | 464287762 | BBG001SFGXR4 | 295272 | 5228 | SH |  | SOLE |  | 0 | 0 | 5228 |
| ISHARES TR | US INDUSTRIALS | 464287754 | BBG001SFGXQ5 | 261394 | 1837 | SH |  | SOLE |  | 0 | 0 | 1837 |
| ISHARES TR | US TREAS BD ETF | 46429B267 | BBG002NCKPP8 | 704835 | 30671 | SH |  | SOLE |  | 0 | 0 | 30671 |
| J P MORGAN EXCHANGE TRADED F | MUNICIPAL ETF | 46641Q647 | BBG00M8D48L9 | 1303426 | 26258 | SH |  | SOLE |  | 0 | 0 | 26258 |
| JANUS DETROIT STR TR | HENDRSON AAA CL | 47103U845 | BBG00XX898D2 | 347194 | 6843 | SH |  | SOLE |  | 0 | 0 | 6843 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG001S5SHQ9 | 817315 | 5352 | SH |  | SOLE |  | 0 | 0 | 5352 |
| JOHNSON CTLS INTL PLC | SHS | G51502105 | BBG001S5WZ84 | 231835 | 2195 | SH |  | SOLE |  | 0 | 0 | 2195 |
| JPMORGAN CHASE  CO. | COM | 46625H100 | BBG001S8CRC3 | 1303761 | 4498 | SH |  | SOLE |  | 0 | 0 | 4498 |
| KIMBERLY-CLARK CORP | COM | 494368103 | BBG001S5SLZ0 | 1006115 | 7805 | SH |  | SOLE |  | 0 | 0 | 7805 |
| KKR INCOME OPPORTUNITIES FD | COM | 48249T106 | BBG004NRD5Z2 | 533499 | 42476 | SH |  | SOLE |  | 0 | 0 | 42476 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 | BBG001S5S0N9 | 302264 | 1205 | SH |  | SOLE |  | 0 | 0 | 1205 |
| LOCKHEED MARTIN CORP | COM | 539830109 | BBG001S7PS57 | 278788 | 602 | SH |  | SOLE |  | 0 | 0 | 602 |
| LOWES COS INC | COM | 548661107 | BBG001S5SVL3 | 358436 | 1616 | SH |  | SOLE |  | 0 | 0 | 1616 |
| LUMINAR TECHNOLOGIES INC | COM NEW CL A | 550424303 | BBG00MS90LM0 | 230220 | 80216 | SH |  | SOLE |  | 0 | 0 | 80216 |
| MARATHON PETE CORP | COM | 56585A102 | BBG001S169P1 | 246047 | 1481 | SH |  | SOLE |  | 0 | 0 | 1481 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 | BBG001SKNNS6 | 5203260 | 9263 | SH |  | SOLE |  | 0 | 0 | 9263 |
| MCDONALDS CORP | COM | 580135101 | BBG001S5T110 | 1771911 | 6063 | SH |  | SOLE |  | 0 | 0 | 6063 |
| MEDTRONIC PLC | SHS | G5960L103 | BBG001S5T2S9 | 260950 | 2994 | SH |  | SOLE |  | 0 | 0 | 2994 |
| MERCK  CO INC | COM | 58933Y105 | BBG001S5TC52 | 288345 | 3639 | SH |  | SOLE |  | 0 | 0 | 3639 |
| MESOBLAST LTD | SPONS ADR | 590717401 | BBG001SMNB80 | 2170336 | 199295 | SH |  | SOLE |  | 0 | 0 | 199295 |
| META PLATFORMS INC | CL A | 30303M102 | BBG001SQCQC5 | 2469552 | 3348 | SH |  | SOLE |  | 0 | 0 | 3348 |
| MICRON TECHNOLOGY INC | COM | 595112103 | BBG001S6P675 | 399530 | 3242 | SH |  | SOLE |  | 0 | 0 | 3242 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 10953688 | 22018 | SH |  | SOLE |  | 0 | 0 | 22018 |
| NEOS ETF TRUST | NEOS ENH INC 1-3 | 78433H501 | BBG019CHS8F4 | 2375441 | 47766 | SH |  | SOLE |  | 0 | 0 | 47766 |
| NETFLIX INC | COM | 64110L106 | BBG001SF6L46 | 1065465 | 798 | SH |  | SOLE |  | 0 | 0 | 798 |
| NEXTERA ENERGY INC | COM | 65339F101 | BBG001S5RB29 | 317847 | 4579 | SH |  | SOLE |  | 0 | 0 | 4579 |
| NUVEEN GLOBAL HIGH INCOME FD | SHS | 67075G103 | BBG007K9HBV5 | 701397 | 54246 | SH |  | SOLE |  | 0 | 0 | 54246 |
| NUVEEN MUN HIGH INCOME OPPOR | COM | 670682103 | BBG001SD1KZ4 | 572370 | 55195 | SH |  | SOLE |  | 0 | 0 | 55195 |
| NUVEEN MUN VALUE FD INC | COM | 670928100 | BBG001S5TS84 | 211958 | 24391 | SH |  | SOLE |  | 0 | 0 | 24391 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG001S5TZJ6 | 22944846 | 144953 | SH |  | SOLE |  | 0 | 0 | 144953 |
| NYLI MACKAY DEFINEDTERM MUNI | COM | 56064K100 | BBG002ZTPRJ6 | 446081 | 30161 | SH |  | SOLE |  | 0 | 0 | 30161 |
| ON SEMICONDUCTOR CORP | COM | 682189105 | BBG001SF7RS6 | 256152 | 4887 | SH |  | SOLE |  | 0 | 0 | 4887 |
| ORACLE CORP | COM | 68389X105 | BBG001S5SJG6 | 1314242 | 6011 | SH |  | SOLE |  | 0 | 0 | 6011 |
| OREILLY AUTOMOTIVE INC | COM | 67103H107 | BBG001S78TL6 | 9929379 | 110168 | SH |  | SOLE |  | 0 | 0 | 110168 |
| PACER FDS TR | DATA  DIGI REVO | 69374H386 | BBG017ZLXZ04 | 366309 | 6192 | SH |  | SOLE |  | 0 | 0 | 6192 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 | BBG001T53796 | 594804 | 4362 | SH |  | SOLE |  | 0 | 0 | 4362 |
| PALO ALTO NETWORKS INC | COM | 697435105 | BBG001T9NWN5 | 947638 | 4631 | SH |  | SOLE |  | 0 | 0 | 4631 |
| PEPSICO INC | COM | 713448108 | BBG001S695T1 | 1026327 | 7773 | SH |  | SOLE |  | 0 | 0 | 7773 |
| PFIZER INC | COM | 717081103 | BBG001S5V466 | 341423 | 14084 | SH |  | SOLE |  | 0 | 0 | 14084 |
| PGIM GLOBAL HIGH YIELD FD FO | COM | 69346J106 | BBG0037TDYM9 | 524903 | 39143 | SH |  | SOLE |  | 0 | 0 | 39143 |
| PHILIP MORRIS INTL INC | COM | 718172109 | BBG001STP9N1 | 474806 | 2607 | SH |  | SOLE |  | 0 | 0 | 2607 |
| PIMCO DYNAMIC INCOME FD | SHS | 72201Y101 | BBG002Q8P804 | 454918 | 23980 | SH |  | SOLE |  | 0 | 0 | 23980 |
| PIMCO MUN INCOME FD | COM | 72200R107 | BBG001SC8NG4 | 240394 | 30124 | SH |  | SOLE |  | 0 | 0 | 30124 |
| PROCTER AND GAMBLE CO | COM | 742718109 | BBG001S5V4L9 | 3805217 | 23888 | SH |  | SOLE |  | 0 | 0 | 23888 |
| PURE STORAGE INC | CL A | 74624M102 | BBG00212PW10 | 1554637 | 27003 | SH |  | SOLE |  | 0 | 0 | 27003 |
| QCR HOLDINGS INC | COM | 74727A104 | BBG001SJTPZ0 | 415956 | 6126 | SH |  | SOLE |  | 0 | 0 | 6126 |
| QUALCOMM INC | COM | 747525103 | BBG001S6VS70 | 255867 | 1606 | SH |  | SOLE |  | 0 | 0 | 1606 |
| RBB FD INC | US TREAS 3 MNTH | 74933W452 | BBG01922X1R4 | 249500 | 5000 | SH |  | SOLE |  | 0 | 0 | 5000 |
| REINSURANCE GRP OF AMERICA I | COM NEW | 759351604 | BBG001S6P9Q8 | 564929 | 2848 | SH |  | SOLE |  | 0 | 0 | 2848 |
| ROCKWELL AUTOMATION INC | COM | 773903109 | BBG001S5VRF5 | 373358 | 1124 | SH |  | SOLE |  | 0 | 0 | 1124 |
| RTX CORPORATION | COM | 75513E101 | BBG001S5X5Q9 | 3774700 | 25850 | SH |  | SOLE |  | 0 | 0 | 25850 |
| SANA BIOTECHNOLOGY INC | COM | 799566104 | BBG00N5BMH70 | 116476 | 42665 | SH |  | SOLE |  | 0 | 0 | 42665 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 | BBG0051K49J8 | 711888 | 17789 | SH |  | SOLE |  | 0 | 0 | 17789 |
| SCHWAB STRATEGIC TR | GOVERNMENT MONEY | 808524581 | BBG01V8XSNS8 | 273268 | 2726 | SH |  | SOLE |  | 0 | 0 | 2726 |
| SELECT MED HLDGS CORP | COM | 81619Q105 | BBG001SMLRT4 | 194293 | 12799 | SH |  | SOLE |  | 0 | 0 | 12799 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 | BBG001S7T1S7 | 492832 | 5811 | SH |  | SOLE |  | 0 | 0 | 5811 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 | BBG001S7T223 | 623260 | 11901 | SH |  | SOLE |  | 0 | 0 | 11901 |
| SELECT SECTOR SPDR TR | INDL | 81369Y704 | BBG001S7T232 | 362898 | 2460 | SH |  | SOLE |  | 0 | 0 | 2460 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 | BBG001S7T1Q9 | 301286 | 1386 | SH |  | SOLE |  | 0 | 0 | 1386 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 | BBG001S7SCQ6 | 542843 | 4027 | SH |  | SOLE |  | 0 | 0 | 4027 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 | BBG001S7TD56 | 341795 | 4186 | SH |  | SOLE |  | 0 | 0 | 4186 |
| SELECT SECTOR SPDR TR | SBI MATERIALS | 81369Y100 | BBG001S7R733 | 283539 | 3229 | SH |  | SOLE |  | 0 | 0 | 3229 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 | BBG001S7TCZ5 | 555082 | 2192 | SH |  | SOLE |  | 0 | 0 | 2192 |
| SHELL PLC | SPON ADS | 780259305 | BBG0147BN6H1 | 446155 | 6337 | SH |  | SOLE |  | 0 | 0 | 6337 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 | BBG004DW5NC7 | 213053 | 1847 | SH |  | SOLE |  | 0 | 0 | 1847 |
| SKY QUARRY INC | COM | 83087C204 | BBG019XJT9F4 | 6196 | 10000 | SH |  | SOLE |  | 0 | 0 | 10000 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 | BBG001S8LH99 | 827628 | 1877 | SH |  | SOLE |  | 0 | 0 | 1877 |
| SPDR GOLD TR | GOLD SHS | 78463V107 | BBG001SCPX28 | 2243780 | 7361 | SH |  | SOLE |  | 0 | 0 | 7361 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 | BBG001S72SM3 | 2115997 | 3421 | SH |  | SOLE |  | 0 | 0 | 3421 |
| SPDR SERIES TRUST | BLOOMBERG 1-3 MO | 78468R663 | BBG001STKCW9 | 2265743 | 24699 | SH |  | SOLE |  | 0 | 0 | 24699 |
| SPDR SERIES TRUST | MSCI USA STRTGIC | 78468R812 | BBG008HB6477 | 212017 | 1300 | SH |  | SOLE |  | 0 | 0 | 1300 |
| SPDR SERIES TRUST | PRTFLO S GW | 78464A409 | BBG001SD7RB9 | 271159 | 2844 | SH |  | SOLE |  | 0 | 0 | 2844 |
| SPDR SERIES TRUST | PRTFLO S HI | 78468R788 | BBG00B6WD879 | 222867 | 5251 | SH |  | SOLE |  | 0 | 0 | 5251 |
| SPDR SERIES TRUST | S DIVID ETF | 78464A763 | BBG001SPTBP8 | 262288 | 1932 | SH |  | SOLE |  | 0 | 0 | 1932 |
| SS TECHNOLOGIES HLDGS INC | COM | 78467J100 | BBG001STPPK8 | 372101 | 4494 | SH |  | SOLE |  | 0 | 0 | 4494 |
| STARBUCKS CORP | COM | 855244109 | BBG001S72KH6 | 261763 | 2856 | SH |  | SOLE |  | 0 | 0 | 2856 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 | BBG001S5WWW4 | 624754 | 2759 | SH |  | SOLE |  | 0 | 0 | 2759 |
| TARGET CORP | COM | 87612E106 | BBG001SC0K41 | 485614 | 4924 | SH |  | SOLE |  | 0 | 0 | 4924 |
| TESLA INC | COM | 88160R101 | BBG001SQKGD7 | 1464486 | 4609 | SH |  | SOLE |  | 0 | 0 | 4609 |
| THE CIGNA GROUP | COM | 125523100 | BBG00KXRCDQ9 | 550344 | 1665 | SH |  | SOLE |  | 0 | 0 | 1665 |
| THE CIGNA GROUP | COM | 125523100 | BBG00KXRCDQ9 | 702741 | 2126 | SH |  | SOLE |  | 0 | 0 | 2126 |
| T-MOBILE US INC | COM | 872590104 | BBG001SKR9Y6 | 249459 | 1047 | SH |  | SOLE |  | 0 | 0 | 1047 |
| T-MOBILE US INC | COM | 872590104 | BBG001SKR9Y6 | 249459 | 1047 | SH |  | SOLE |  | 0 | 0 | 1047 |
| UBER TECHNOLOGIES INC | COM | 90353T100 | BBG002B04MW4 | 231478 | 2481 | SH |  | SOLE |  | 0 | 0 | 2481 |
| UBER TECHNOLOGIES INC | COM | 90353T100 | BBG002B04MW4 | 231478 | 2481 | SH |  | SOLE |  | 0 | 0 | 2481 |
| UNION PAC CORP | COM | 907818108 | BBG001S5X2M0 | 499731 | 2172 | SH |  | SOLE |  | 0 | 0 | 2172 |
| UNION PAC CORP | COM | 907818108 | BBG001S5X2M0 | 499731 | 2172 | SH |  | SOLE |  | 0 | 0 | 2172 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 | BBG001SDGSH1 | 2201584 | 21810 | SH |  | SOLE |  | 0 | 0 | 21810 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 | BBG001SDGSH1 | 2201584 | 21810 | SH |  | SOLE |  | 0 | 0 | 21810 |
| UNITED RENTALS INC | COM | 911363109 | BBG001SBGZ25 | 563228 | 747 | SH |  | SOLE |  | 0 | 0 | 747 |
| UNITED RENTALS INC | COM | 911363109 | BBG001SBGZ25 | 563228 | 747 | SH |  | SOLE |  | 0 | 0 | 747 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 | BBG001S6WCJ1 | 2345962 | 7521 | SH |  | SOLE |  | 0 | 0 | 7521 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 | BBG001S6WCJ1 | 2345962 | 7521 | SH |  | SOLE |  | 0 | 0 | 7521 |
| URANIUM ENERGY CORP | COM | 916896103 | BBG001SK6158 | 132272 | 19452 | SH |  | SOLE |  | 0 | 0 | 19452 |
| URANIUM ENERGY CORP | COM | 916896103 | BBG001SK6158 | 132272 | 19452 | SH |  | SOLE |  | 0 | 0 | 19452 |
| US BANCORP DEL | COM NEW | 902973304 | BBG001S6T8C1 | 341910 | 7557 | SH |  | SOLE |  | 0 | 0 | 7557 |
| US BANCORP DEL | COM NEW | 902973304 | BBG001S6T8C1 | 341910 | 7557 | SH |  | SOLE |  | 0 | 0 | 7557 |
| VANECK ETF TRUST | ENERGY INCME ET | 92189H870 | BBG002QM2MW2 | 220688 | 2236 | SH |  | SOLE |  | 0 | 0 | 2236 |
| VANECK ETF TRUST | ENERGY INCME ET | 92189H870 | BBG002QM2MW2 | 220688 | 2236 | SH |  | SOLE |  | 0 | 0 | 2236 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 | BBG002D68GN8 | 604198 | 2166 | SH |  | SOLE |  | 0 | 0 | 2166 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 | BBG002D68GN8 | 604198 | 2166 | SH |  | SOLE |  | 0 | 0 | 2166 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | BBG001SK7DK4 | 3217207 | 43693 | SH |  | SOLE |  | 0 | 0 | 43693 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | BBG001SK7DK4 | 3217207 | 43693 | SH |  | SOLE |  | 0 | 0 | 43693 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 | BBG004N1LGK2 | 636605 | 12858 | SH |  | SOLE |  | 0 | 0 | 12858 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 | BBG004N1LGK2 | 636605 | 12858 | SH |  | SOLE |  | 0 | 0 | 12858 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 | BBG001SHTTS4 | 332416 | 758 | SH |  | SOLE |  | 0 | 0 | 758 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 | BBG001SHTTS4 | 332416 | 758 | SH |  | SOLE |  | 0 | 0 | 758 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 | BBG001SHTTQ6 | 405411 | 1421 | SH |  | SOLE |  | 0 | 0 | 1421 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 | BBG001SHVTS1 | 221906 | 793 | SH |  | SOLE |  | 0 | 0 | 793 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 | BBG001SHVTS1 | 221906 | 793 | SH |  | SOLE |  | 0 | 0 | 793 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG001TC6MC1 | 1050484 | 1850 | SH |  | SOLE |  | 0 | 0 | 1850 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG001TC6MC1 | 1050484 | 1850 | SH |  | SOLE |  | 0 | 0 | 1850 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 | BBG001SHVTR2 | 355506 | 1823 | SH |  | SOLE |  | 0 | 0 | 1823 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 | BBG001SHVTR2 | 355506 | 1823 | SH |  | SOLE |  | 0 | 0 | 1823 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG001SHTB03 | 401000 | 1319 | SH |  | SOLE |  | 0 | 0 | 1319 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG001SHTB03 | 401000 | 1319 | SH |  | SOLE |  | 0 | 0 | 1319 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 | BBG001SP7T00 | 393304 | 5851 | SH |  | SOLE |  | 0 | 0 | 5851 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 | BBG001TCH518 | 17809346 | 163089 | SH |  | SOLE |  | 0 | 0 | 163089 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 | BBG001TCH518 | 17809346 | 163089 | SH |  | SOLE |  | 0 | 0 | 163089 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | BBG001TJR1D8 | 659879 | 9551 | SH |  | SOLE |  | 0 | 0 | 9551 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | BBG001TJR1D8 | 659879 | 9551 | SH |  | SOLE |  | 0 | 0 | 9551 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | BBG001SSPWL4 | 365166 | 6405 | SH |  | SOLE |  | 0 | 0 | 6405 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | BBG001SSPWL4 | 365166 | 6405 | SH |  | SOLE |  | 0 | 0 | 6405 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 | BBG001SS0V24 | 303602 | 2278 | SH |  | SOLE |  | 0 | 0 | 2278 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 | BBG001SS0V24 | 303602 | 2278 | SH |  | SOLE |  | 0 | 0 | 2278 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 | BBG001SHTTR5 | 250188 | 377 | SH |  | SOLE |  | 0 | 0 | 377 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 | BBG001SHTTR5 | 250188 | 377 | SH |  | SOLE |  | 0 | 0 | 377 |
| VANGUARD WORLD FD | MEGA CAP INDEX | 921910873 | BBG001T0Y6Y7 | 708097 | 3149 | SH |  | SOLE |  | 0 | 0 | 3149 |
| VANGUARD WORLD FD | MEGA CAP INDEX | 921910873 | BBG001T0Y6Y7 | 708097 | 3149 | SH |  | SOLE |  | 0 | 0 | 3149 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 | BBG001T0Y6W9 | 549257 | 1500 | SH |  | SOLE |  | 0 | 0 | 1500 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 | BBG001T0Y6W9 | 549257 | 1500 | SH |  | SOLE |  | 0 | 0 | 1500 |
| VERTIV HOLDINGS CO | COM CL A | 92537N108 | BBG00L2B8LM7 | 226435 | 1763 | SH |  | SOLE |  | 0 | 0 | 1763 |
| VERTIV HOLDINGS CO | COM CL A | 92537N108 | BBG00L2B8LM7 | 226435 | 1763 | SH |  | SOLE |  | 0 | 0 | 1763 |
| VISA INC | COM CL A | 92826C839 | BBG001SRCFY3 | 3041811 | 8568 | SH |  | SOLE |  | 0 | 0 | 8568 |
| VISA INC | COM CL A | 92826C839 | BBG001SRCFY3 | 3041811 | 8568 | SH |  | SOLE |  | 0 | 0 | 8568 |
| WALMART INC | COM | 931142103 | BBG001S5XH92 | 3042783 | 31124 | SH |  | SOLE |  | 0 | 0 | 31124 |
| WALMART INC | COM | 931142103 | BBG001S5XH92 | 3042783 | 31124 | SH |  | SOLE |  | 0 | 0 | 31124 |
| WELLS FARGO CO NEW | COM | 949746101 | BBG001S5XF23 | 527990 | 6590 | SH |  | SOLE |  | 0 | 0 | 6590 |
| WELLS FARGO CO NEW | COM | 949746101 | BBG001S5XF23 | 527990 | 6590 | SH |  | SOLE |  | 0 | 0 | 6590 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 | BBG004LMH3Z6 | 347520 | 4150 | SH |  | SOLE |  | 0 | 0 | 4150 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 | BBG004LMH3Z6 | 347520 | 4150 | SH |  | SOLE |  | 0 | 0 | 4150 |

---