# EDGAR Filing Document

**Accession Number:** 0001697110
**File Stem:** 0001085146-23-000475
**Filing Date:** 2023-1
**Character Count:** 18079
**Document Hash:** 38e12a01a274adbec06b7793658dbbdd
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001085146-23-000475.hdr.sgml**: 20230131

**ACCESSION NUMBER**: 0001085146-23-000475

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230131

**DATE AS OF CHANGE**: 20230130

**EFFECTIVENESS DATE**: 20230131

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** GenTrust, LLC
- **CENTRAL INDEX KEY:** 0001697110
- **IRS NUMBER:** 452508616
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-17692
- **FILM NUMBER:** 23569868

**BUSINESS ADDRESS:**
- **STREET 1:** 1450 BRICKELL AVENUE
- **STREET 2:** SUITE 3050
- **CITY:** MIAMI
- **STATE:** FL
- **ZIP:** 33131
- **BUSINESS PHONE:** 3056776688

**MAIL ADDRESS:**
- **STREET 1:** 1450 BRICKELL AVENUE
- **STREET 2:** SUITE 3050
- **CITY:** MIAMI
- **STATE:** FL
- **ZIP:** 33131

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** GenTrust LLC<br>**Address:** 1450 BRICKELL AVENUE<br>SUITE 3050<br>MIAMI, FL 33131

**Form 13F File Number:** 028-17692

**CRD Number (if applicable):** 000158369

**SEC File Number (if applicable):** 701-72707

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Zulay Labra<br>**Title:** Chief Operating Officer|Chief Compliance Officer<br>**Phone:** 3056776688

**Signature, Place, and Date of Signing:**

/s/Zulay Labra  Miami, FL  01-24-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 126

**Form 13F Information Table Value Total:** $1120722036

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB21 | 368673 | 4155 | SH |  | SOLE |  | 4155 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 2954280 | 35170 | SH |  | SOLE |  | 35170 | 0 | 0 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 15827141 | 121813 | SH |  | SOLE |  | 121813 | 0 | 0 |
| AUTOZONE INC | COM | 053332102 | BBG001S6Q5D9 | 332934 | 135 | SH |  | SOLE |  | 135 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 | BBG001S5P0Y0 | 228347 | 6895 | SH |  | SOLE |  | 6895 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG001S90346 | 1156522 | 3744 | SH |  | SOLE |  | 3744 | 0 | 0 |
| BHP GROUP LTD | SPONSORED ADS | 088606108 | BBG001S5P5K4 | 518118 | 8350 | SH |  | SOLE |  | 8350 | 0 | 0 |
| BIOCARDIA INC | *W EXP 08/06/202 | 09060U119 |  | 12646 | 15293 | SH |  | SOLE |  | 15293 | 0 | 0 |
| BLACKSTONE SECD LENDING FD | COMMON STOCK | 09261X102 | BBG00MS80PP0 | 934409 | 40715 | SH |  | SOLE |  | 40715 | 0 | 0 |
| BLUE OWL CAPITAL INC | COM CL A | 09581B103 | BBG00XV417S7 | 5871086 | 553876 | SH |  | SOLE |  | 553876 | 0 | 0 |
| BOOKING HOLDINGS INC | COM | 09857L108 | BBG001S89N72 | 1289779 | 640 | SH |  | SOLE |  | 640 | 0 | 0 |
| CAPITAL ONE FINL CORP | COM | 14040H105 | BBG001S65PV8 | 1428795 | 15370 | SH |  | SOLE |  | 15370 | 0 | 0 |
| CELANESE CORP DEL | COM | 150870103 | BBG001SJDDG5 | 255600 | 2500 | SH |  | SOLE |  | 2500 | 0 | 0 |
| CITIGROUP INC | COM NEW | 172967424 | BBG001S72ZG4 | 382691 | 8461 | SH |  | SOLE |  | 8461 | 0 | 0 |
| COLGATE PALMOLIVE CO | COM | 194162103 | BBG001S5PVM5 | 322724 | 4096 | SH |  | SOLE |  | 4096 | 0 | 0 |
| DARDEN RESTAURANTS INC | COM | 237194105 | BBG001S5QM08 | 1383300 | 10000 | SH |  | SOLE |  | 10000 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | NO AMER ENERGY | 33738D101 | BBG0034YTRP6 | 3722695 | 139479 | SH |  | SOLE |  | 139479 | 0 | 0 |
| GLOBAL X FDS | GLB X MLP ENRG I | 37954Y293 | BBG004Y67XK8 | 16312403 | 400206 | SH |  | SOLE |  | 400206 | 0 | 0 |
| GLOBAL X FDS | GLOBAL X URANIUM | 37954Y871 | BBG001TF8NP6 | 15992730 | 794517 | SH |  | SOLE |  | 794517 | 0 | 0 |
| GLOBAL X FDS | MSCI NORWAY ETF | 37950E101 | BBG001T5BNG4 | 15042444 | 584311 | SH |  | SOLE |  | 584311 | 0 | 0 |
| GLOBAL X FDS | US INFR DEV ETF | 37954Y673 | BBG00G5CR9C0 | 32121167 | 1206170 | SH |  | SOLE |  | 1206170 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 | BBG001SC07Z6 | 1570964 | 4575 | SH |  | SOLE |  | 4575 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 | BBG001S5RTW7 | 244619 | 774 | SH |  | SOLE |  | 774 | 0 | 0 |
| INVESCO ACTVELY MNGD ETC FD | OPTIMUM YIELD | 46090F100 | BBG007HL81B6 | 1387857 | 93901 | SH |  | SOLE |  | 93901 | 0 | 0 |
| INVESCO DB MULTI-SECTOR COMM | BASE METALS FD | 46140H700 | BBG001SSDLT3 | 2315736 | 119061 | SH |  | SOLE |  | 119061 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 | BBG001V18CG8 | 302227 | 4730 | SH |  | SOLE |  | 4730 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | DYNMC FOOD BEV | 46137V753 | BBG001SN60Z1 | 456500 | 10000 | SH |  | SOLE |  | 10000 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | BBG001S9GN63 | 859286 | 3227 | SH |  | SOLE |  | 3227 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 | BBG003HC3DG9 | 62779820 | 1344322 | SH |  | SOLE |  | 1344322 | 0 | 0 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 | BBG00D7BDH70 | 700608 | 23299 | SH |  | SOLE |  | 23299 | 0 | 0 |
| ISHARES INC | MSCI BRAZIL ETF | 464286400 | BBG001SFN5N1 | 507907 | 18159 | SH |  | SOLE |  | 18159 | 0 | 0 |
| ISHARES INC | MSCI CDA ETF | 464286509 | BBG001S8R7V0 | 23719985 | 724717 | SH |  | SOLE |  | 724717 | 0 | 0 |
| ISHARES INC | MSCI GBL ETF NEW | 46434G848 | BBG002GKR9K2 | 14922049 | 363952 | SH |  | SOLE |  | 363952 | 0 | 0 |
| ISHARES INC | MSCI HONG KG ETF | 464286871 | BBG001S5VWX4 | 1610669 | 76662 | SH |  | SOLE |  | 76662 | 0 | 0 |
| ISHARES INC | MSCI PAC JP ETF | 464286665 | BBG001S89L03 | 213950 | 5000 | SH |  | SOLE |  | 5000 | 0 | 0 |
| ISHARES INC | MSCI SINGPOR ETF | 46434G780 | BBG001S8SYS4 | 485825 | 25828 | SH |  | SOLE |  | 25828 | 0 | 0 |
| ISHARES INC | MSCI STH KOR ETF | 464286772 | BBG001SF9FC7 | 966429 | 17111 | SH |  | SOLE |  | 17111 | 0 | 0 |
| ISHARES TR | CORE MSCI EURO | 46434V738 | BBG006MJ8984 | 88966161 | 1872972 | SH |  | SOLE |  | 1872972 | 0 | 0 |
| ISHARES TR | CORE MSCI PAC | 46434V696 | BBG006MJG5T0 | 7390704 | 137706 | SH |  | SOLE |  | 137706 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 | BBG001SFC7V0 | 15322161 | 63344 | SH |  | SOLE |  | 63344 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 | BBG001SFC7W9 | 772310 | 8161 | SH |  | SOLE |  | 8161 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 | BBG001SFB7R6 | 228989 | 596 | SH |  | SOLE |  | 596 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 | BBG001SM1QT8 | 17159564 | 176921 | SH |  | SOLE |  | 176921 | 0 | 0 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 | BBG00D7BBRS7 | 1242165 | 18895 | SH |  | SOLE |  | 18895 | 0 | 0 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 | BBG00FFPFTS4 | 1150465 | 13575 | SH |  | SOLE |  | 13575 | 0 | 0 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 | BBG00MC0P0K7 | 1141945 | 24432 | SH |  | SOLE |  | 24432 | 0 | 0 |
| ISHARES TR | ESG AWRE 1 5 YR | 46435G243 | BBG00H4BFM35 | 374381 | 15750 | SH |  | SOLE |  | 15750 | 0 | 0 |
| ISHARES TR | ESG AWRE USD ETF | 46435G193 | BBG00H4BH3F2 | 215890 | 9682 | SH |  | SOLE |  | 9682 | 0 | 0 |
| ISHARES TR | ESG MSCI LEADR | 46435U218 | BBG00P35VT10 | 376309 | 5675 | SH |  | SOLE |  | 5675 | 0 | 0 |
| ISHARES TR | GL CLEAN ENE ETF | 464288224 | BBG001S7XDQ8 | 17319610 | 872524 | SH |  | SOLE |  | 872524 | 0 | 0 |
| ISHARES TR | GLOBAL ENERG ETF | 464287341 | BBG001S7RSN5 | 953103 | 24445 | SH |  | SOLE |  | 24445 | 0 | 0 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 | BBG001S60QR6 | 591511 | 5610 | SH |  | SOLE |  | 5610 | 0 | 0 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 | BBG001SQS9Y2 | 2751882 | 32532 | SH |  | SOLE |  | 32532 | 0 | 0 |
| ISHARES TR | MSCI ACWI ETF | 464288257 | BBG001S56QV7 | 475236 | 5599 | SH |  | SOLE |  | 5599 | 0 | 0 |
| ISHARES TR | MSCI ACWI EX US | 464288240 | BBG001S56R18 | 273000 | 6000 | SH |  | SOLE |  | 6000 | 0 | 0 |
| ISHARES TR | MSCI KLD400 SOC | 464288570 | BBG001SRYH02 | 213216 | 2970 | SH |  | SOLE |  | 2970 | 0 | 0 |
| ISHARES TR | MSCI UK ETF NEW | 46435G334 | BBG001S8SYX8 | 22828947 | 744584 | SH |  | SOLE |  | 744584 | 0 | 0 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 | BBG0025X2G81 | 304550 | 4224 | SH |  | SOLE |  | 4224 | 0 | 0 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 | BBG004TRTWW3 | 414245 | 3635 | SH |  | SOLE |  | 3635 | 0 | 0 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 | BBG001SZV978 | 10396886 | 98530 | SH |  | SOLE |  | 98530 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 | BBG001SFC7Y7 | 651213 | 3735 | SH |  | SOLE |  | 3735 | 0 | 0 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 | BBG001SLS4Q3 | 481727 | 4620 | SH |  | SOLE |  | 4620 | 0 | 0 |
| ISHARES TR | TIPS BD ETF | 464287176 | BBG001SD9RM5 | 18620579 | 174940 | SH |  | SOLE |  | 174940 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG001S5SHQ9 | 257868 | 1460 | SH |  | SOLE |  | 1460 | 0 | 0 |
| LIVE NATION ENTERTAINMENT IN | COM | 538034109 | BBG001SNP2B2 | 557920 | 8000 | SH |  | SOLE |  | 8000 | 0 | 0 |
| MARRIOTT INTL INC NEW | CL A | 571903202 | BBG001S78K44 | 3399159 | 22830 | SH |  | SOLE |  | 22830 | 0 | 0 |
| MERCADOLIBRE INC | COM | 58733R102 | BBG001SM32G3 | 4442760 | 5250 | SH |  | SOLE |  | 5250 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 1474154 | 6147 | SH |  | SOLE |  | 6147 | 0 | 0 |
| NIKE INC | CL B | 654106103 | BBG001S6NTK2 | 267719 | 2288 | SH |  | SOLE |  | 2288 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG001S5TZJ6 | 477752 | 3269 | SH |  | SOLE |  | 3269 | 0 | 0 |
| ODYSSEY MARINE EXPL INC | COM NEW | 676118201 | BBG001SB7PV5 | 40267 | 10378 | SH |  | SOLE |  | 10378 | 0 | 0 |
| PALO ALTO NETWORKS INC | COM | 697435105 | BBG001T9NWN5 | 3043228 | 21809 | SH |  | SOLE |  | 21809 | 0 | 0 |
| PHILLIPS EDISON  CO INC | COMMON STOCK | 71844V201 | BBG011RJST56 | 419205 | 13166 | SH |  | SOLE |  | 13166 | 0 | 0 |
| POPULAR INC | COM NEW | 733174700 | BBG001S5PC01 | 556358 | 8320 | SH |  | SOLE |  | 8320 | 0 | 0 |
| PRICE T ROWE GROUP INC | COM | 74144T108 | BBG001S5WW18 | 10779054 | 98836 | SH |  | SOLE |  | 98836 | 0 | 0 |
| RIO TINTO PLC | SPONSORED ADR | 767204100 | BBG001SB0LX9 | 529728 | 7440 | SH |  | SOLE |  | 7440 | 0 | 0 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 | BBG001T9F777 | 9405925 | 181617 | SH |  | SOLE |  | 181617 | 0 | 0 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 | BBG001S7T1S7 | 20610745 | 235632 | SH |  | SOLE |  | 235632 | 0 | 0 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 | BBG001S7T223 | 2667429 | 77995 | SH |  | SOLE |  | 77995 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI MATERIALS | 81369Y100 | BBG001S7R733 | 2674755 | 34433 | SH |  | SOLE |  | 34433 | 0 | 0 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 | BBG001S7TCZ5 | 2630644 | 21140 | SH |  | SOLE |  | 21140 | 0 | 0 |
| SOUTHWEST AIRLS CO | COM | 844741108 | BBG001S5SXC9 | 221885 | 6590 | SH |  | SOLE |  | 6590 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 | BBG001SCPX28 | 2264524 | 13349 | SH |  | SOLE |  | 13349 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 | BBG001S72SM3 | 73032893 | 190091 | SH |  | SOLE |  | 190091 | 0 | 0 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 | BBG001S63NQ1 | 3762706 | 8434 | SH |  | SOLE |  | 8434 | 0 | 0 |
| SPDR SER TR | BLOOMBERG 1-3 MO | 78468R663 | BBG001STKCW9 | 1090322 | 11920 | SH |  | SOLE |  | 11920 | 0 | 0 |
| SPDR SER TR | BLOOMBERG 3-12 M | 78468R523 | BBG00X8RXGK5 | 1494018 | 15047 | SH |  | SOLE |  | 15047 | 0 | 0 |
| SPDR SER TR | FTSE INT GVT ETF | 78464A490 | BBG001STK554 | 10999164 | 266970 | SH |  | SOLE |  | 266970 | 0 | 0 |
| SPDR SER TR | NUVEEN BLMBRG MU | 78468R721 | BBG001SRSPW6 | 435032 | 9536 | SH |  | SOLE |  | 9536 | 0 | 0 |
| SPDR SER TR | NUVEEN BLMBRG SH | 78468R739 | BBG001T083N5 | 4249236 | 90448 | SH |  | SOLE |  | 90448 | 0 | 0 |
| SPDR SER TR | PORTFOLI S | 78464A805 | BBG001SG6843 | 594057 | 12562 | SH |  | SOLE |  | 12562 | 0 | 0 |
| SPDR SER TR | PORTFOLIO INTRMD | 78464A375 | BBG001T2HCY9 | 36511646 | 1147083 | SH |  | SOLE |  | 1147083 | 0 | 0 |
| SPDR SER TR | PORTFOLIO S | 78464A854 | BBG001SPTB87 | 3072134 | 68300 | SH |  | SOLE |  | 68300 | 0 | 0 |
| SPDR SER TR | PORTFOLIO SHORT | 78464A474 | BBG001T6B0P2 | 970715 | 33040 | SH |  | SOLE |  | 33040 | 0 | 0 |
| SPDR SER TR | S BIOTECH | 78464A870 | BBG001SQDKG3 | 30495279 | 367413 | SH |  | SOLE |  | 367413 | 0 | 0 |
| SPDR SER TR | S OILGAS EXP | 78468R556 | BBG001SB12P9 | 2784861 | 20495 | SH |  | SOLE |  | 20495 | 0 | 0 |
| SPDR SER TR | S REGL BKG | 78464A698 | BBG001SMH2R6 | 438406 | 7464 | SH |  | SOLE |  | 7464 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 | BBG001S72KH6 | 297871 | 3003 | SH |  | SOLE |  | 3003 | 0 | 0 |
| TESLA INC | COM | 88160R101 | BBG001SQKGD7 | 1427040 | 11585 | SH |  | SOLE |  | 11585 | 0 | 0 |
| THE TRADE DESK INC | COM CL A | 88339J105 | BBG00629NGW8 | 917222 | 20460 | SH |  | SOLE |  | 20460 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 | BBG001S6WCJ1 | 323410 | 610 | SH |  | SOLE |  | 610 | 0 | 0 |
| VANECK ETF TRUST | AGRIBUSINESS ETF | 92189F700 | BBG001SPSH76 | 13543914 | 157781 | SH |  | SOLE |  | 157781 | 0 | 0 |
| VANECK ETF TRUST | GOLD MINERS ETF | 92189F106 | BBG001SR42Z0 | 390464 | 13624 | SH |  | SOLE |  | 13624 | 0 | 0 |
| VANECK ETF TRUST | INTRMDT MUNI ETF | 92189H201 | BBG001SRLFL7 | 1362681 | 29877 | SH |  | SOLE |  | 29877 | 0 | 0 |
| VANECK ETF TRUST | OIL SERVICES ETF | 92189H607 | BBG001SGYST1 | 10255211 | 33729 | SH |  | SOLE |  | 33729 | 0 | 0 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | BBG001SK7DK4 | 154547817 | 2151278 | SH |  | SOLE |  | 2151278 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 | BBG001SHTTS4 | 489727 | 2298 | SH |  | SOLE |  | 2298 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 | BBG001SHVTS1 | 27787045 | 136338 | SH |  | SOLE |  | 136338 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 | BBG001SMD2X3 | 224098 | 2717 | SH |  | SOLE |  | 2717 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | BBG001SHTTV0 | 8113618 | 44206 | SH |  | SOLE |  | 44206 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG001SHTB03 | 6615886 | 34604 | SH |  | SOLE |  | 34604 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | BBG001SHTTZ6 | 31264325 | 802061 | SH |  | SOLE |  | 802061 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 | BBG001SHTV18 | 26913995 | 485462 | SH |  | SOLE |  | 485462 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE PACIFIC ETF | 922042866 | BBG001SHTV36 | 72520329 | 1126967 | SH |  | SOLE |  | 1126967 | 0 | 0 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 | BBG003H12XS7 | 39501787 | 845682 | SH |  | SOLE |  | 845682 | 0 | 0 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | BBG009THVRX1 | 768530 | 15529 | SH |  | SOLE |  | 15529 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 | BBG001T62M92 | 1504593 | 25728 | SH |  | SOLE |  | 25728 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 | BBG001T62M38 | 2302548 | 29706 | SH |  | SOLE |  | 29706 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 | BBG001T62M74 | 8204349 | 141895 | SH |  | SOLE |  | 141895 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 | BBG001T62KZ7 | 3188637 | 42408 | SH |  | SOLE |  | 42408 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | BBG001SSPWL4 | 4245051 | 101145 | SH |  | SOLE |  | 101145 | 0 | 0 |
| VANGUARD WHITEHALL FDS | EM MK GOV BD ETF | 921946885 | BBG004N1LYJ5 | 24457834 | 401080 | SH |  | SOLE |  | 401080 | 0 | 0 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 | BBG00M0P2SP4 | 690029 | 10477 | SH |  | SOLE |  | 10477 | 0 | 0 |
| WESTERN AST INFL LKD OPP  I | COM | 95766R104 | BBG001SBWXC1 | 252445 | 27650 | SH |  | SOLE |  | 27650 | 0 | 0 |
| WISDOMTREE TR | EUROPE HEDGED EQ | 97717X701 | BBG001T6DPF6 | 1012321 | 14470 | SH |  | SOLE |  | 14470 | 0 | 0 |
| WISDOMTREE TR | INDIA ERNGS FD | 97717W422 | BBG001T21LV9 | 828047 | 25408 | SH |  | SOLE |  | 25408 | 0 | 0 |

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