# EDGAR Filing Document

**Accession Number:** 0001289107
**File Stem:** 0001289107-26-000002
**Filing Date:** 2026-3
**Character Count:** 2422
**Document Hash:** 066cd8b437af3fe5a682a5171d9d3243
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001289107-26-000002.hdr.sgml**: 20260305

**ACCESSION NUMBER**: 0001289107-26-000002

**CONFORMED SUBMISSION TYPE**: X-17A-5

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260305

**DATE AS OF CHANGE**: 20260305

**EFFECTIVENESS DATE**: 20260305

**PERIOD START**: 20250101

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** UNIVERSAL FINANCIAL SERVICES INC.
- **CENTRAL INDEX KEY:** 0001289107

**ORGANIZATION NAME:**
- **EIN:** 660639438
- **STATE OF INCORPORATION:** PR
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** X-17A-5
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 008-66481
- **FILM NUMBER:** 26725035

**BUSINESS ADDRESS:**
- **STREET 1:** CALLE 1 LOTE 10
- **STREET 2:** METRO OFFICE PARK
- **CITY:** GUAYNABO
- **STATE:** PR
- **ZIP:** 00968
- **BUSINESS PHONE:** 787-793-7202 EXT

**MAIL ADDRESS:**
- **STREET 1:** PO BOX 2171
- **CITY:** SAN JUAN
- **STATE:** PR
- **ZIP:** 00922-2171

### Attached PDF Documents

**Attachment 1:** `337672_Consolidated_FINAL_1.pdf`

_No text found in this document._

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## FORM X-17A-5

### ANNUAL AUDITED REPORT

### Filer Information

**Filer CIK:** 0001289107

**Filer CCC:** XXXXXXXX

**Is this a LIVE or TEST filing?:** LIVE

**Would you like a Return Copy?:** No

### Submission Information

**Report Period Begin Date:** 01-01-2025

**Report Period End Date:** 12-31-2025

**Type of Registrant:** Broker-dealer

**Any material weaknesses identified?:** No

### Registrant Identification

**Name of Broker-Dealer:** UNIVERSAL FINANCIAL SERVICES INC.

**Business Address:** CALLE 1 LOTE 10, METRO OFFICE PARK, GUAYNABO, PR, 00968

**Contact Person:** RAMON OMAR GIUSTI

**Contact Phone:** 939-940-7026

### Independent Public Accountant Identification

**Accountant Name:** GRANT THORNTON, LLC

**Accountant Address:** 33 BOLIVIA STREET, SUITE 400, SAN JUAN, PR, 00917

**Accountant Type:** Certified Public Accountant

### OATH OR AFFIRMATION

I, **JOSE C BENITEZ**, swear (or affirm) that, to the best of my knowledge and belief, the accompanying financial statements and supporting schedules pertaining to the firm of **UNIVERSAL FINANCIAL SERVICES INC.**, as of **12-31-2025**, are true and correct.

**Signature:** /s/Jose C. Benitez

**Title:** President

**Notarized:** Yes