# EDGAR Filing Document

**Accession Number:** 0001852808
**File Stem:** 0001951757-25-001319
**Filing Date:** 2025-11
**Character Count:** 12257
**Document Hash:** 363ede497d332291fe98ae12dff6f619
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001951757-25-001319.hdr.sgml**: 20251107

**ACCESSION NUMBER**: 0001951757-25-001319

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251107

**DATE AS OF CHANGE**: 20251107

**EFFECTIVENESS DATE**: 20251107

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Tower Wealth Partners, Inc.
- **CENTRAL INDEX KEY:** 0001852808

**ORGANIZATION NAME:**
- **EIN:** 202170640
- **STATE OF INCORPORATION:** PA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21131
- **FILM NUMBER:** 251460554

**BUSINESS ADDRESS:**
- **STREET 1:** 1000 MARKET SREET
- **CITY:** LEWISBURG
- **STATE:** PA
- **ZIP:** 17837
- **BUSINESS PHONE:** (570) 524-7200

**MAIL ADDRESS:**
- **STREET 1:** 1000 MARKET SREET
- **CITY:** LEWISBURG
- **STATE:** PA
- **ZIP:** 17837

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Tower Wealth Partners Inc.<br>**Address:** 1000 MARKET SREET<br>LEWISBURG, PA 17837

**Form 13F File Number:** 028-21131

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Darin Koss<br>**Title:** Chief Compliance Officer<br>**Phone:** (570) 524-7200

**Signature, Place, and Date of Signing:**

Darin Koss  Lewisburg, PA  11-06-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 90

**Form 13F Information Table Value Total:** $182056006

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 |  | 363286 | 1569 | SH |  | SOLE |  | 0 | 0 | 1569 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 238462 | 967 | SH |  | SOLE |  | 0 | 0 | 967 |
| AGNICO EAGLE MINES LTD | COM | 008474108 |  | 259414 | 1539 | SH |  | SOLE |  | 0 | 0 | 1539 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 211085 | 774 | SH |  | SOLE |  | 0 | 0 | 774 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 409380 | 1684 | SH |  | SOLE |  | 0 | 0 | 1684 |
| AMAZON COM INC | COM | 023135106 |  | 1207635 | 5500 | SH |  | SOLE |  | 0 | 0 | 5500 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 1465480 | 14724 | SH |  | SOLE |  | 0 | 0 | 14724 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 796520 | 2398 | SH |  | SOLE |  | 0 | 0 | 2398 |
| AMGEN INC | COM | 031162100 |  | 308727 | 1094 | SH |  | SOLE |  | 0 | 0 | 1094 |
| AMPHENOL CORP NEW | CL A | 032095101 |  | 526061 | 4251 | SH |  | SOLE |  | 0 | 0 | 4251 |
| AMPLIFY ETF TR | CWP ENHANCED DIV | 032108409 |  | 11000990 | 246825 | SH |  | SOLE |  | 0 | 0 | 246825 |
| APPLE INC | COM | 037833100 |  | 2828175 | 11107 | SH |  | SOLE |  | 0 | 0 | 11107 |
| APPLOVIN CORP | COM CL A | 03831W108 |  | 251489 | 350 | SH |  | SOLE |  | 0 | 0 | 350 |
| ARES MANAGEMENT CORPORATION | CL A COM STK | 03990B101 |  | 211854 | 1325 | SH |  | SOLE |  | 0 | 0 | 1325 |
| AT INC | COM | 00206R102 |  | 632116 | 22384 | SH |  | SOLE |  | 0 | 0 | 22384 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 276477 | 942 | SH |  | SOLE |  | 0 | 0 | 942 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 793324 | 1578 | SH |  | SOLE |  | 0 | 0 | 1578 |
| BONDBLOXX ETF TRUST | BLOOMBERG SEVEN | 09789C820 |  | 415613 | 8625 | SH |  | SOLE |  | 0 | 0 | 8625 |
| BROADCOM INC | COM | 11135F101 |  | 520598 | 1578 | SH |  | SOLE |  | 0 | 0 | 1578 |
| CARDINAL HEALTH INC | COM | 14149Y108 |  | 215349 | 1372 | SH |  | SOLE |  | 0 | 0 | 1372 |
| CATERPILLAR INC | COM | 149123101 |  | 520094 | 1090 | SH |  | SOLE |  | 0 | 0 | 1090 |
| CHEVRON CORP NEW | COM | 166764100 |  | 505003 | 3252 | SH |  | SOLE |  | 0 | 0 | 3252 |
| CME GROUP INC | COM | 12572Q105 |  | 493907 | 1828 | SH |  | SOLE |  | 0 | 0 | 1828 |
| COCA COLA CO | COM | 191216100 |  | 231656 | 3493 | SH |  | SOLE |  | 0 | 0 | 3493 |
| COLUMBIA ETF TR I | RESH ENHNC COR | 19761L706 |  | 19989471 | 495402 | SH |  | SOLE |  | 0 | 0 | 495402 |
| CORNING INC | COM | 219350105 |  | 313929 | 3827 | SH |  | SOLE |  | 0 | 0 | 3827 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 289722 | 313 | SH |  | SOLE |  | 0 | 0 | 313 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 373179 | 761 | SH |  | SOLE |  | 0 | 0 | 761 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 245467 | 1984 | SH |  | SOLE |  | 0 | 0 | 1984 |
| EMCOR GROUP INC | COM | 29084Q100 |  | 258517 | 398 | SH |  | SOLE |  | 0 | 0 | 398 |
| ESSENTIAL UTILS INC | COM | 29670G102 |  | 225395 | 5649 | SH |  | SOLE |  | 0 | 0 | 5649 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1679862 | 14899 | SH |  | SOLE |  | 0 | 0 | 14899 |
| F5 INC | COM | 315616102 |  | 256613 | 794 | SH |  | SOLE |  | 0 | 0 | 794 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 3219830 | 69633 | SH |  | SOLE |  | 0 | 0 | 69633 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST LADDERED | 33740F755 |  | 11712340 | 350459 | SH |  | SOLE |  | 0 | 0 | 350459 |
| FLEX LTD | ORD | Y2573F102 |  | 404631 | 6980 | SH |  | SOLE |  | 0 | 0 | 6980 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 686454 | 862 | SH |  | SOLE |  | 0 | 0 | 862 |
| HOME DEPOT INC | COM | 437076102 |  | 1379672 | 3405 | SH |  | SOLE |  | 0 | 0 | 3405 |
| HONEYWELL INTL INC | COM | 438516106 |  | 260388 | 1237 | SH |  | SOLE |  | 0 | 0 | 1237 |
| HSBC HLDGS PLC | SPON ADR NEW | 404280406 |  | 257870 | 3633 | SH |  | SOLE |  | 0 | 0 | 3633 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 683674 | 2423 | SH |  | SOLE |  | 0 | 0 | 2423 |
| INVESCO EXCH TRADED FD TR II | S INTL MOMNT | 46138E222 |  | 1230378 | 22789 | SH |  | SOLE |  | 0 | 0 | 22789 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 2590608 | 4315 | SH |  | SOLE |  | 0 | 0 | 4315 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 1565123 | 18866 | SH |  | SOLE |  | 0 | 0 | 18866 |
| ISHARES TR | U.S. REAL ES ETF | 464287739 |  | 416279 | 4288 | SH |  | SOLE |  | 0 | 0 | 4288 |
| ISHARES TR | CORE S ETF | 464287200 |  | 302524 | 452 | SH |  | SOLE |  | 0 | 0 | 452 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 16531337 | 253315 | SH |  | SOLE |  | 0 | 0 | 253315 |
| JANUS DETROIT STR TR | HENDRSON AAA CL | 47103U845 |  | 16487301 | 324681 | SH |  | SOLE |  | 0 | 0 | 324681 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 561081 | 3026 | SH |  | SOLE |  | 0 | 0 | 3026 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 559257 | 1773 | SH |  | SOLE |  | 0 | 0 | 1773 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 210460 | 370 | SH |  | SOLE |  | 0 | 0 | 370 |
| MCDONALDS CORP | COM | 580135101 |  | 673724 | 2217 | SH |  | SOLE |  | 0 | 0 | 2217 |
| MERCK  CO INC | COM | 58933Y105 |  | 493480 | 5880 | SH |  | SOLE |  | 0 | 0 | 5880 |
| META PLATFORMS INC | CL A | 30303M102 |  | 984069 | 1340 | SH |  | SOLE |  | 0 | 0 | 1340 |
| MICROSOFT CORP | COM | 594918104 |  | 1539433 | 2972 | SH |  | SOLE |  | 0 | 0 | 2972 |
| MORGAN STANLEY ETF TRUST | EATON VANCE SHRT | 61774R858 |  | 476863 | 9455 | SH |  | SOLE |  | 0 | 0 | 9455 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 240065 | 1872 | SH |  | SOLE |  | 0 | 0 | 1872 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 422044 | 2262 | SH |  | SOLE |  | 0 | 0 | 2262 |
| ONEOK INC NEW | COM | 682680103 |  | 400575 | 5490 | SH |  | SOLE |  | 0 | 0 | 5490 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 332734 | 1824 | SH |  | SOLE |  | 0 | 0 | 1824 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 272863 | 1358 | SH |  | SOLE |  | 0 | 0 | 1358 |
| PPL CORP | COM | 69351T106 |  | 1338837 | 36029 | SH |  | SOLE |  | 0 | 0 | 36029 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 1691072 | 11006 | SH |  | SOLE |  | 0 | 0 | 11006 |
| PROSHARES TR | S MDCP 400 DIV | 74347B680 |  | 1251682 | 14667 | SH |  | SOLE |  | 0 | 0 | 14667 |
| RALPH LAUREN CORP | CL A | 751212101 |  | 264331 | 843 | SH |  | SOLE |  | 0 | 0 | 843 |
| REDDIT INC | CL A | 75734B100 |  | 259659 | 1129 | SH |  | SOLE |  | 0 | 0 | 1129 |
| REPUBLIC SVCS INC | COM | 760759100 |  | 390345 | 1701 | SH |  | SOLE |  | 0 | 0 | 1701 |
| ROBINHOOD MKTS INC | COM CL A | 770700102 |  | 318003 | 2221 | SH |  | SOLE |  | 0 | 0 | 2221 |
| ROYAL BK CDA | COM | 780087102 |  | 220096 | 1494 | SH |  | SOLE |  | 0 | 0 | 1494 |
| ROYAL CARIBBEAN GROUP | COM | V7780T103 |  | 231360 | 715 | SH |  | SOLE |  | 0 | 0 | 715 |
| RTX CORPORATION | COM | 75513E101 |  | 497472 | 2973 | SH |  | SOLE |  | 0 | 0 | 2973 |
| SEA LTD | SPONSORD ADS | 81141R100 |  | 294368 | 1647 | SH |  | SOLE |  | 0 | 0 | 1647 |
| SPDR INDEX SHS FDS | S EM MKT DIV | 78463X533 |  | 6252053 | 160928 | SH |  | SOLE |  | 0 | 0 | 160928 |
| SPDR SERIES TRUST | PRTFLO S GW | 78464A409 |  | 20959376 | 200549 | SH |  | SOLE |  | 0 | 0 | 200549 |
| SPDR SERIES TRUST | PRTFLO S VL | 78464A508 |  | 2805840 | 50711 | SH |  | SOLE |  | 0 | 0 | 50711 |
| SPDR SERIES TRUST | BLOOMBERG 1-3 MO | 78468R663 |  | 433427 | 4724 | SH |  | DFND |  | 0 | 0 | 4724 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 532047 | 1905 | SH |  | SOLE |  | 0 | 0 | 1905 |
| TJX COS INC NEW | COM | 872540109 |  | 534075 | 3695 | SH |  | SOLE |  | 0 | 0 | 3695 |
| TRANSDIGM GROUP INC | COM | 893641100 |  | 246470 | 187 | SH |  | SOLE |  | 0 | 0 | 187 |
| TRI CONTL CORP | COM | 895436103 |  | 490759 | 14434 | SH |  | SOLE |  | 0 | 0 | 14434 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 214848 | 2193 | SH |  | SOLE |  | 0 | 0 | 2193 |
| VANECK MERK GOLD ETF | GOLD SHS | 921078101 |  | 1896058 | 50983 | SH |  | SOLE |  | 0 | 0 | 50983 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 3205236 | 9767 | SH |  | SOLE |  | 0 | 0 | 9767 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 460596 | 10480 | SH |  | SOLE |  | 0 | 0 | 10480 |
| VICTORY PORTFOLIOS II | VICTORYSHS US | 92647N691 |  | 22315615 | 415876 | SH |  | SOLE |  | 0 | 0 | 415876 |
| VISA INC | COM CL A | 92826C839 |  | 693001 | 2030 | SH |  | SOLE |  | 0 | 0 | 2030 |
| WATSCO INC | COM | 942622200 |  | 207406 | 513 | SH |  | SOLE |  | 0 | 0 | 513 |
| WEC ENERGY GROUP INC | COM | 92939U106 |  | 268026 | 2339 | SH |  | SOLE |  | 0 | 0 | 2339 |
| WEIS MKTS INC | COM | 948849104 |  | 250323 | 3483 | SH |  | SOLE |  | 0 | 0 | 3483 |
| WILLIAMS COS INC | COM | 969457100 |  | 323718 | 5110 | SH |  | SOLE |  | 0 | 0 | 5110 |

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