# EDGAR Filing Document

**Accession Number:** 0001802091
**File Stem:** 0001802091-25-000005
**Filing Date:** 2025-10
**Character Count:** 14648
**Document Hash:** f03fa1e01f8ddf6126af08c3b4f21415
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001802091-25-000005.hdr.sgml**: 20251016

**ACCESSION NUMBER**: 0001802091-25-000005

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251016

**DATE AS OF CHANGE**: 20251016

**EFFECTIVENESS DATE**: 20251016

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Marotta Asset Management
- **CENTRAL INDEX KEY:** 0001802091

**ORGANIZATION NAME:**
- **EIN:** 541995147
- **STATE OF INCORPORATION:** VA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19738
- **FILM NUMBER:** 251396964

**BUSINESS ADDRESS:**
- **STREET 1:** 1000 EDNAM CENTER
- **STREET 2:** SUITE 200
- **CITY:** CHARLOTTESVILLE
- **STATE:** VA
- **ZIP:** 22903
- **BUSINESS PHONE:** 4342440000

**MAIL ADDRESS:**
- **STREET 1:** 1000 EDNAM CENTER
- **STREET 2:** SUITE 200
- **CITY:** CHARLOTTESVILLE
- **STATE:** VA
- **ZIP:** 22903

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Marotta Asset Management<br>**Address:** 1000 EDNAM CENTER<br>SUITE 200<br>CHARLOTTESVILLE, VA 22903

**Form 13F File Number:** 028-19738

**CRD Number (if applicable):** 000115645

**SEC File Number (if applicable):** 801-62848

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** David John Marotta<br>**Title:** President<br>**Phone:** 4349-63283

**Signature, Place, and Date of Signing:**

David John Marotta  Charlottesville, VA  10-16-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 109

**Form 13F Information Table Value Total:** $531176422

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALCON INC | COM | H01301128 |  | 576770 | 7679 | SH |  | SOLE |  | 0 | 0 | 7679 |
| ACCENTURE PLC CL A | COM | G1151C101 |  | 383843 | 1575 | SH |  | SOLE |  | 0 | 0 | 1575 |
| WELLS FARGO CO | COM | 949746101 |  | 2845087 | 35181 | SH |  | SOLE |  | 0 | 0 | 35181 |
| WAL-MART STORES INC | COM | 931142103 |  | 236317 | 2318 | SH |  | SOLE |  | 0 | 0 | 2318 |
| VANGUARD TOTAL STOCK MARKET ETF | COM | 922908769 |  | 3387283 | 10286 | SH |  | SOLE |  | 0 | 0 | 10286 |
| VANGUARD VALUE ETF | COM | 922908744 |  | 3208371 | 17169 | SH |  | SOLE |  | 0 | 0 | 17169 |
| VANGUARD EXTENDED MARKET ETF | COM | 922908652 |  | 227861 | 1085 | SH |  | SOLE |  | 0 | 0 | 1085 |
| VANGUARD MID CAP ETF | COM | 922908629 |  | 1044718 | 3560 | SH |  | SOLE |  | 0 | 0 | 3560 |
| VANGUARD SMALL CAP VALUE ETF | COM | 922908611 |  | 28805629 | 137510 | SH |  | SOLE |  | 0 | 0 | 137510 |
| VANGUARD REAL ESTATE ETF | COM | 922908553 |  | 4776406 | 52167 | SH |  | SOLE |  | 0 | 0 | 52167 |
| VANGUARD MID CAP VALUE ETF | COM | 922908512 |  | 38883961 | 223279 | SH |  | SOLE |  | 0 | 0 | 223279 |
| VANGUARD S 500 ETF | COM | 922908363 |  | 8253399 | 13430 | SH |  | SOLE |  | 0 | 0 | 13430 |
| VANGUARD SHORT GOVT BOND IDX ETF | COM | 92206C102 |  | 5018681 | 85468 | SH |  | SOLE |  | 0 | 0 | 85468 |
| VANGUARD INFO TECHNOLOGY ETF | COM | 92204A702 |  | 34379844 | 45686 | SH |  | SOLE |  | 0 | 0 | 45686 |
| VANGUARD HEALTH CARE ETF | COM | 92204A504 |  | 18342029 | 68777 | SH |  | SOLE |  | 0 | 0 | 68777 |
| VANGUARD CONSUMER STAPLES ETF | COM | 92204A207 |  | 16032887 | 75184 | SH |  | SOLE |  | 0 | 0 | 75184 |
| VANGUARD FTSE EMERGING MARKET ETF | COM | 922042858 |  | 17558465 | 322055 | SH |  | SOLE |  | 0 | 0 | 322055 |
| VANGUARD GLOBAL EX-US REAL ESTATE ETF | COM | 922042676 |  | 4482570 | 93738 | SH |  | SOLE |  | 0 | 0 | 93738 |
| VANGUARD TOTAL INTERNATIONAL BOND ETF | COM | 92203J407 |  | 28985783 | 586994 | SH |  | SOLE |  | 0 | 0 | 586994 |
| VANGUARD SHORT INFLATION-PROTECTED ETF | COM | 922020805 |  | 32047427 | 640500 | SH |  | SOLE |  | 0 | 0 | 640500 |
| VANGUARD EMERGING MARKET GOVT BOND ETF | COM | 921946885 |  | 16262399 | 243449 | SH |  | SOLE |  | 0 | 0 | 243449 |
| VANGUARD DEVELOPED MARKETS IDX ETF | COM | 921943858 |  | 223128 | 3696 | SH |  | SOLE |  | 0 | 0 | 3696 |
| VANGUARD TOTAL BOND MARKET ETF | COM | 921937835 |  | 2075846 | 27931 | SH |  | SOLE |  | 0 | 0 | 27931 |
| VF CORPORATION | COM | 918204108 |  | 227768 | 14848 | SH |  | SOLE |  | 0 | 0 | 14848 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 350041 | 1005 | SH |  | SOLE |  | 0 | 0 | 1005 |
| UNION PACIFIC CORP | COM | 907818108 |  | 235679 | 1004 | SH |  | SOLE |  | 0 | 0 | 1004 |
| TRUIST FINANCIAL CORP | COM | 89832Q109 |  | 1614027 | 35419 | SH |  | SOLE |  | 0 | 0 | 35419 |
| SMITH  NEPHEW ADR NEW | COM | 83175M205 |  | 351219 | 9544 | SH |  | SOLE |  | 0 | 0 | 9544 |
| SCHWAB US TIPS ETF | COM | 808524870 |  | 12995835 | 482937 | SH |  | SOLE |  | 0 | 0 | 482937 |
| SCHWAB SHORT TERM US TREASURY | COM | 808524862 |  | 14250722 | 585005 | SH |  | SOLE |  | 0 | 0 | 585005 |
| SCHWAB US AGGREGATE BOND ETF | COM | 808524839 |  | 6660026 | 284010 | SH |  | SOLE |  | 0 | 0 | 284010 |
| SCHWAB EMERGING MARKET EQUITY ETF | COM | 808524706 |  | 5194490 | 154690 | SH |  | SOLE |  | 0 | 0 | 154690 |
| SCHWAB US LARGE CAP VALUE ETF | COM | 808524409 |  | 354182 | 12142 | SH |  | SOLE |  | 0 | 0 | 12142 |
| SCHWAB US LARGE CAP GROWTH ETF | COM | 808524300 |  | 1307058 | 40731 | SH |  | SOLE |  | 0 | 0 | 40731 |
| SPDR USA STRATEGIC FACTORS | COM | 78468R812 |  | 9311099 | 54251 | SH |  | SOLE |  | 0 | 0 | 54251 |
| SPDR S BIOTECH ETF | COM | 78464A870 |  | 7488665 | 73860 | SH |  | SOLE |  | 0 | 0 | 73860 |
| SPDR S 400 MID CAP VALUE ETF | COM | 78464A839 |  | 4323802 | 51609 | SH |  | SOLE |  | 0 | 0 | 51609 |
| SPDR S 600 SMALL CAP VALUE ETF | COM | 78464A300 |  | 4160507 | 46632 | SH |  | SOLE |  | 0 | 0 | 46632 |
| SPDR S 500 ETF | COM | 78462F103 |  | 751019 | 1124 | SH |  | SOLE |  | 0 | 0 | 1124 |
| ORACLE CORPORATION | COM | 68389X105 |  | 230765 | 798 | SH |  | SOLE |  | 0 | 0 | 798 |
| NOVO NORDISK A/S ADR | COM | 670100205 |  | 859799 | 14531 | SH |  | SOLE |  | 0 | 0 | 14531 |
| NOVARTIS A G SPON ADR | COM | 66987V109 |  | 865664 | 6572 | SH |  | SOLE |  | 0 | 0 | 6572 |
| NORFOLK SOUTHERN CORP | COM | 655844108 |  | 291083 | 975 | SH |  | SOLE |  | 0 | 0 | 975 |
| NERDY INC | COM | 64081V109 |  | 31000 | 25000 | SH |  | SOLE |  | 0 | 0 | 25000 |
| N V R INC | COM | 62944T105 |  | 458079 | 57 | SH |  | SOLE |  | 0 | 0 | 57 |
| MICROSOFT | COM | 594918104 |  | 2305926 | 4437 | SH |  | SOLE |  | 0 | 0 | 4437 |
| MCKESSON HBOC INC | COM | 58155Q103 |  | 371877 | 486 | SH |  | SOLE |  | 0 | 0 | 486 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 374250 | 750 | SH |  | SOLE |  | 0 | 0 | 750 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 240363 | 1292 | SH |  | SOLE |  | 0 | 0 | 1292 |
| JP MORGAN CHASE  CO | COM | 46625H100 |  | 431887 | 1390 | SH |  | SOLE |  | 0 | 0 | 1390 |
| ISHARES MSCI DENMARK ETF | COM | 46429B523 |  | 10654165 | 95101 | SH |  | SOLE |  | 0 | 0 | 95101 |
| ISHARES MSCI FINLAND ETF | COM | 46429B515 |  | 10693044 | 248185 | SH |  | SOLE |  | 0 | 0 | 248185 |
| ISHARES MSCI IRELAND CAPPED ETF | COM | 46429B507 |  | 10769267 | 157978 | SH |  | SOLE |  | 0 | 0 | 157978 |
| ISHARES MSCI NEW ZEALAND | COM | 464289123 |  | 7814287 | 167288 | SH |  | SOLE |  | 0 | 0 | 167288 |
| ISHARES RUSSELL 2000 VALUE | COM | 464287630 |  | 319057 | 1797 | SH |  | SOLE |  | 0 | 0 | 1797 |
| ISHARES NASDAQ BIOTECHNOLOGY | COM | 464287556 |  | 467509 | 3148 | SH |  | SOLE |  | 0 | 0 | 3148 |
| ISHARES RUSSELL MIDCAP VALUE | COM | 464287473 |  | 226105 | 1617 | SH |  | SOLE |  | 0 | 0 | 1617 |
| ISHARES S GLOBAL HEALTHCARE | COM | 464287325 |  | 1835559 | 20017 | SH |  | SOLE |  | 0 | 0 | 20017 |
| ISHARES GLOBAL TECHNOLOGY | COM | 464287291 |  | 3579362 | 34341 | SH |  | SOLE |  | 0 | 0 | 34341 |
| ISHARES S 500 INDEX | COM | 464287200 |  | 383918 | 571 | SH |  | SOLE |  | 0 | 0 | 571 |
| ISHARES MSCI NETHERLANDS | COM | 464286814 |  | 10826678 | 184002 | SH |  | SOLE |  | 0 | 0 | 184002 |
| ISHARES MSCI SWEDEN | COM | 464286756 |  | 9542101 | 200422 | SH |  | SOLE |  | 0 | 0 | 200422 |
| ISHARES MSCI SWITZERLAND | COM | 464286749 |  | 644653 | 11524 | SH |  | SOLE |  | 0 | 0 | 11524 |
| ISHARES MSCI CHILE INVESTABLE MARKET | COM | 464286640 |  | 2256041 | 68971 | SH |  | SOLE |  | 0 | 0 | 68971 |
| ISHARES MSCI AUSTRIA | COM | 464286202 |  | 9334088 | 296697 | SH |  | SOLE |  | 0 | 0 | 296697 |
| INTL BUSINESS MACHINES | COM | 459200101 |  | 459762 | 1605 | SH |  | SOLE |  | 0 | 0 | 1605 |
| HALEON PLC | COM | 405552100 |  | 108967 | 12094 | SH |  | SOLE |  | 0 | 0 | 12094 |
| GENMAB A/S | COM | 372303206 |  | 378794 | 11923 | SH |  | SOLE |  | 0 | 0 | 11923 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 3015978 | 8851 | SH |  | SOLE |  | 0 | 0 | 8851 |
| GE VERNOVA INC | COM | 36828A101 |  | 240035 | 396 | SH |  | SOLE |  | 0 | 0 | 396 |
| FRANKLIN FTSE AUSTRALIA ETF | COM | 35473P843 |  | 976690 | 30139 | SH |  | SOLE |  | 0 | 0 | 30139 |
| FRANKLIN FTSE GERMANY ETF | COM | 35473P785 |  | 6667496 | 200165 | SH |  | SOLE |  | 0 | 0 | 200165 |
| FRANKLIN FTSE MEXICO ETF | COM | 35473P736 |  | 1731313 | 53173 | SH |  | SOLE |  | 0 | 0 | 53173 |
| FRANKLIN FTSE SOUTH KOREA ETF | COM | 35473P710 |  | 3902612 | 141399 | SH |  | SOLE |  | 0 | 0 | 141399 |
| FRANKLIN FTSE SWITZERLAND ETF | COM | 35473P694 |  | 10093925 | 260442 | SH |  | SOLE |  | 0 | 0 | 260442 |
| FRANKLIN FTSE TAIWAN ETF | COM | 35473P686 |  | 3066859 | 51753 | SH |  | SOLE |  | 0 | 0 | 51753 |
| FISERV INC | COM | 337738108 |  | 201744 | 1600 | SH |  | SOLE |  | 0 | 0 | 1600 |
| FIRST MAJESTIC SILVER | COM | 32076V103 |  | 937890 | 76500 | SH |  | SOLE |  | 0 | 0 | 76500 |
| FIDELITY MSCI UTILITIES INDEX ETF | COM | 316092865 |  | 235778 | 4143 | SH |  | SOLE |  | 0 | 0 | 4143 |
| FIDELITY MSCI REAL ESTATE ETF | COM | 316092857 |  | 5125576 | 184174 | SH |  | SOLE |  | 0 | 0 | 184174 |
| FIDELITY MSCI INFORMATION TECHNOLOGY ETF | COM | 316092808 |  | 7622246 | 34037 | SH |  | SOLE |  | 0 | 0 | 34037 |
| FIDELITY MSCI HEALTH ETF | COM | 316092600 |  | 10181713 | 148227 | SH |  | SOLE |  | 0 | 0 | 148227 |
| FIDELITY MSCI CONSUMER STAPLES ETF | COM | 316092303 |  | 6569582 | 132105 | SH |  | SOLE |  | 0 | 0 | 132105 |
| META PLATFORMS INC | COM | 30303M102 |  | 2032942 | 2834 | SH |  | SOLE |  | 0 | 0 | 2834 |
| EXXON MOBIL CORPORATION | COM | 30231G102 |  | 433401 | 3870 | SH |  | SOLE |  | 0 | 0 | 3870 |
| EQT CORP | COM | 26884L109 |  | 202227 | 3601 | SH |  | SOLE |  | 0 | 0 | 3601 |
| DUKE ENERGY CORP | COM | 26441C204 |  | 485239 | 3965 | SH |  | SOLE |  | 0 | 0 | 3965 |
| DOMINION RES INC VA NEW | COM | 25746U109 |  | 202188 | 3320 | SH |  | SOLE |  | 0 | 0 | 3320 |
| DISNEY WALT COMPANY DEL | COM | 254687106 |  | 353405 | 3129 | SH |  | SOLE |  | 0 | 0 | 3129 |
| DIMENSIONAL US CORE EQUITY 2 ETF | COM | 25434V708 |  | 394719 | 10210 | SH |  | SOLE |  | 0 | 0 | 10210 |
| DEERE  CO | COM | 244199105 |  | 361384 | 800 | SH |  | SOLE |  | 0 | 0 | 800 |
| COLUMBIA EMRG MKTS CORE EX-CHINA ETF | COM | 19762B202 |  | 32379974 | 885909 | SH |  | SOLE |  | 0 | 0 | 885909 |
| COEUR D ALENE MINES CORP | COM | 192108504 |  | 283200 | 15000 | SH |  | SOLE |  | 0 | 0 | 15000 |
| COCA COLA CO | COM | 191216100 |  | 454972 | 6813 | SH |  | SOLE |  | 0 | 0 | 6813 |
| CISCO SYSTEMS INC | COM | 17275R102 |  | 235384 | 3424 | SH |  | SOLE |  | 0 | 0 | 3424 |
| CHEVRONTEXACO CORP | COM | 166764100 |  | 279790 | 1810 | SH |  | SOLE |  | 0 | 0 | 1810 |
| CHENIERE ENERGY INC | COM | 16411R208 |  | 348165 | 1500 | SH |  | SOLE |  | 0 | 0 | 1500 |
| CATERPILLER INC | COM | 149123101 |  | 236083 | 491 | SH |  | SOLE |  | 0 | 0 | 491 |
| BROADCOM INC | COM | 11135F101 |  | 267725 | 803 | SH |  | SOLE |  | 0 | 0 | 803 |
| BERKSHIRE HATHAWAY CL B | COM | 084670702 |  | 500691 | 1005 | SH |  | SOLE |  | 0 | 0 | 1005 |
| BAUSCH HEALTH COS INC | COM | 071734107 |  | 87550 | 13225 | SH |  | SOLE |  | 0 | 0 | 13225 |
| BANK OF AMERICA CORP | COM | 060505104 |  | 248231 | 4898 | SH |  | SOLE |  | 0 | 0 | 4898 |
| BABCOCK  WILCOX ENTERPR | COM | 05614L209 |  | 29773 | 10866 | SH |  | SOLE |  | 0 | 0 | 10866 |
| ASTRAZENECA PLC ADR | COM | 046353108 |  | 863028 | 10230 | SH |  | SOLE |  | 0 | 0 | 10230 |
| APPLE COMPUTER INC | COM | 037833100 |  | 1961047 | 7677 | SH |  | SOLE |  | 0 | 0 | 7677 |
| AMAZON COM INC | COM | 023135106 |  | 2259472 | 10241 | SH |  | SOLE |  | 0 | 0 | 10241 |
| ALPHABET INC CLASS A | COM | 02079K305 |  | 555928 | 2270 | SH |  | SOLE |  | 0 | 0 | 2270 |
| ALPHABET INC CLASS C | COM | 02079K107 |  | 527174 | 2147 | SH |  | SOLE |  | 0 | 0 | 2147 |
| ABBVIE INC | COM | 00287Y109 |  | 254400 | 1041 | SH |  | SOLE |  | 0 | 0 | 1041 |

---