# EDGAR Filing Document

**Accession Number:** 0000820027
**File Stem:** 0001104659-26-070552
**Filing Date:** 2026-6
**Character Count:** 8379
**Document Hash:** 65eb708d402cd613f78a491404029aa7
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-26-070552.hdr.sgml**: 20260604

**ACCESSION NUMBER**: 0001104659-26-070552

**CONFORMED SUBMISSION TYPE**: FWP

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20260604

**DATE AS OF CHANGE**: 20260604

**SUBJECT COMPANY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** AMERIPRISE FINANCIAL INC
- **CENTRAL INDEX KEY:** 0000820027
- **STANDARD INDUSTRIAL CLASSIFICATION:** INVESTMENT ADVICE [6282]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 133180631
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** FWP
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 333-277307
- **FILM NUMBER:** 261065493

**BUSINESS ADDRESS:**
- **STREET 1:** 1099 AMERIPRISE FINANCIAL CENTER
- **CITY:** MINNEAPOLIS
- **STATE:** MN
- **ZIP:** 55474
- **BUSINESS PHONE:** 612-671-8001

**MAIL ADDRESS:**
- **STREET 1:** 1099 AMERIPRISE FINANCIAL CENTER
- **CITY:** MINNEAPOLIS
- **STATE:** MN
- **ZIP:** 55474

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** AMERICAN EXPRESS FINANCIAL CORP
- **DATE OF NAME CHANGE:** 20030513

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** AMERICAN EXPRESS FINANCIAL ADVISORS
- **DATE OF NAME CHANGE:** 19950711

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** IDS FINANCIAL CORP/MN/
- **DATE OF NAME CHANGE:** 19920703
**FILED BY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** AMERIPRISE FINANCIAL INC
- **CENTRAL INDEX KEY:** 0000820027
- **STANDARD INDUSTRIAL CLASSIFICATION:** INVESTMENT ADVICE [6282]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 133180631
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** FWP

**BUSINESS ADDRESS:**
- **STREET 1:** 1099 AMERIPRISE FINANCIAL CENTER
- **CITY:** MINNEAPOLIS
- **STATE:** MN
- **ZIP:** 55474
- **BUSINESS PHONE:** 612-671-8001

**MAIL ADDRESS:**
- **STREET 1:** 1099 AMERIPRISE FINANCIAL CENTER
- **CITY:** MINNEAPOLIS
- **STATE:** MN
- **ZIP:** 55474

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** AMERICAN EXPRESS FINANCIAL CORP
- **DATE OF NAME CHANGE:** 20030513

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** AMERICAN EXPRESS FINANCIAL ADVISORS
- **DATE OF NAME CHANGE:** 19950711

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** IDS FINANCIAL CORP/MN/
- **DATE OF NAME CHANGE:** 19920703

ISSUER FREE WRITING PROSPECTUS<br> (RELATING TO THE PRELIMINARY PROSPECTUS<br> SUPPLEMENT DATED JUNE 4, 2026 AND<br> THE PROSPECTUS DATED FEBRUARY 23, 2024)<br> FILED PURSUANT TO RULE 433<br> REGISTRATION NO. 333-277307

![](tm2613987d3_fwpimg01.jpg)

**$300,000,000 4.800% Senior Notes due 2031**

**$450,000,000 5.350% Senior Notes due 2036**

**Final Term Sheet dated June 4, 2026**

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Issuer:** | &nbsp;&nbsp;Ameriprise Financial, Inc. |
| &nbsp;&nbsp;**Anticipated Security Ratings (Moody's / S&P / Fitch / A.M. Best)\* (Outlook):\*** | &nbsp;&nbsp;A3 (Stable) / A- (Stable) / A- (Stable) / a- (Stable) |
| &nbsp;&nbsp;**Securities:** | &nbsp;&nbsp; 4.800% Senior Notes due 2031 (the "2031 Notes")<br> 5.350% Senior Notes due 2036 (the "2036 Notes") |
| &nbsp;&nbsp;**Principal Amount:** | &nbsp;&nbsp; 2031 Notes: $300,000,000<br> 2036 Notes: $450,000,000 |
| &nbsp;&nbsp;**Pricing Date:** | &nbsp;&nbsp;June 4, 2026 |
| &nbsp;&nbsp;**Settlement Date\*\*:** | &nbsp;&nbsp;June 9, 2026 (T+3) |
| &nbsp;&nbsp;**Maturity Date:** | &nbsp;&nbsp; 2031 Notes: June 15, 2031<br> 2036 Notes: June 15, 2036 |
| &nbsp;&nbsp;**Coupon:** | &nbsp;&nbsp; 2031 Notes: 4.800% per annum<br> 2036 Notes: 5.350% per annum |
| &nbsp;&nbsp;**Benchmark Treasury:** | &nbsp;&nbsp; 2031 Notes: 4.125% due May 31, 2031<br> 2036 Notes: 4.375% due May 15, 2036 |
| &nbsp;&nbsp;**Benchmark Treasury Price and Yield:** | &nbsp;&nbsp; 2031 Notes: 99-23; 4.188%<br> 2036 Notes: 99-06+; 4.475% |
| &nbsp;&nbsp;**Spread to Benchmark Treasury:** | &nbsp;&nbsp; 2031 Notes: +65 basis points<br> 2036 Notes: +87.5 basis points |
| &nbsp;&nbsp;**Yield to Maturity:** | &nbsp;&nbsp; 2031 Notes: 4.838%<br> 2036 Notes: 5.350% |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Price to Public:** | &nbsp;&nbsp; 2031 Notes: 99.832% of principal amount<br> 2036 Notes: 99.999% of principal amount |
| &nbsp;&nbsp;**Proceeds (after underwriting discount and before expenses) to the Issuer:** | &nbsp;&nbsp; 2031 Notes: $297,696,000 (99.232% of principal amount)<br> 2036 Notes: $447,070,500 (99.349% of principal amount) |
| &nbsp;&nbsp;**Interest Payment Dates:** | &nbsp;&nbsp; 2031 Notes: Interest will accrue from and including June 9, 2026 to but excluding the maturity date or any earlier redemption date, payable semi-annually in arrears on June 15 and December 15 of each year, beginning on December 15, 2026.<br> 2036 Notes: Interest will accrue from and including June 9, 2026 to but excluding the maturity date or any earlier redemption date, payable semi-annually in arrears on June 15 and December 15 of each year, beginning on December 15, 2026. |
| &nbsp;&nbsp;**Record Dates:** | &nbsp;&nbsp; 2031 Notes: June 1 and December 1<br> 2036 Notes: June 1 and December 1 |
| &nbsp;&nbsp;**Day Count Convention:** | &nbsp;&nbsp;30/360 |
| &nbsp;&nbsp;**Optional Redemption:** |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Make-Whole Call:** | &nbsp;&nbsp; 2031 Notes: At any time prior to May 15, 2031, in full or in part on one or more occasions, at a discount rate of Treasury plus 10 basis points or, if greater, 100% of the principal amount of the Notes to be redeemed, as further described in the Preliminary Prospectus Supplement.<br> 2036 Notes: At any time prior to March 15, 2036, in full or in part on one or more occasions, at a discount rate of Treasury plus 15 basis points or, if greater, 100% of the principal amount of the Notes to be redeemed, as further described in the Preliminary Prospectus Supplement. |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Par Call:** | &nbsp;&nbsp; 2031 Notes: On or after May 15, 2031, as further described in the Preliminary Prospectus Supplement.<br> 2036 Notes: On or after March 15, 2036, as further described in the Preliminary Prospectus Supplement. |
| &nbsp;&nbsp;**Denominations:** | &nbsp;&nbsp;$2,000 and integral multiples of $1,000 in excess thereof |
| &nbsp;&nbsp;**CUSIP/ISIN:** | &nbsp;&nbsp; 2031 Notes: 03076C AR7 / US03076CAR79<br> 2036 Notes: 03076C AS5 / US03076CAS52 |
| &nbsp;&nbsp;**Joint Book-Running Managers:** | &nbsp;&nbsp; BofA Securities, Inc.<br> Citigroup Global Markets Inc.<br> J.P. Morgan Securities LLC<br> Morgan Stanley & Co. LLC<br> Wells Fargo Securities, LLC |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Co-Managers:** | &nbsp;&nbsp; Barclays Capital Inc.<br> BNP Paribas Securities Corp.<br> Goldman Sachs & Co. LLC<br> U.S. Bancorp Investments, Inc. |

---

\*Note: A securities rating is not a recommendation to buy, sell or hold securities and may be subject to revision, suspension or withdrawal at any time. Each credit rating should be evaluated independently of any other credit rating.

\*\*Under Rule 15c6-1 under the Securities Exchange Act of 1934, as amended, trades in the secondary market generally are required to settle in one business day, unless the parties to any such trade expressly agree otherwise. Accordingly, purchasers who wish to trade Notes prior to their date of delivery may be required, by virtue of the fact that the Notes initially will settle in T+3, to specify an alternate settlement cycle at the time of any such trade to prevent a failed settlement. Purchasers of Notes who wish to trade Notes prior to their date of delivery should consult their own advisor.

*The Issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the Issuer has filed with the SEC for more complete information about the Issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC website at <u>www.sec.gov</u>. Alternatively, the Issuer, any underwriter or any dealer participating in this offering will arrange to send you the prospectus if you request it by calling BofA Securities, Inc. toll-free at (800) 294-1322, Citigroup Global Markets Inc. toll-free at (800) 831-9146 or J.P. Morgan Securities LLC collect at (212) 834-4533.*