# EDGAR Filing Document

**Accession Number:** 0001908433
**File Stem:** 0001908433-25-000004
**Filing Date:** 2025-7
**Character Count:** 29651
**Document Hash:** 74989fd6818f7ab5356817eda97f16b4
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001908433-25-000004.hdr.sgml**: 20250731

**ACCESSION NUMBER**: 0001908433-25-000004

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250731

**DATE AS OF CHANGE**: 20250731

**EFFECTIVENESS DATE**: 20250731

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Kathleen S. Wright Associates Inc.
- **CENTRAL INDEX KEY:** 0001908433

**ORGANIZATION NAME:**
- **EIN:** 251852853
- **STATE OF INCORPORATION:** PA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21575
- **FILM NUMBER:** 251170498

**BUSINESS ADDRESS:**
- **STREET 1:** 61 MCMURRAY ROAD
- **STREET 2:** SUITE 204
- **CITY:** PITTSBURGH
- **STATE:** PA
- **ZIP:** 15241
- **BUSINESS PHONE:** 412-854-2100

**MAIL ADDRESS:**
- **STREET 1:** 61 MCMURRAY ROAD
- **STREET 2:** SUITE 204
- **CITY:** PITTSBURGH
- **STATE:** PA
- **ZIP:** 15241

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Kathleen S. Wright Associates Inc.<br>**Address:** 61 MCMURRAY ROAD<br>SUITE 204<br>PITTSBURGH, PA 15241

**Form 13F File Number:** 028-21575

**CRD Number (if applicable):** 000121300

**SEC File Number (if applicable):** 801-62560

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Adam K. Wright<br>**Title:** Chief Compliance Officer<br>**Phone:** 412-854-2100

**Signature, Place, and Date of Signing:**

Adam K. Wright  Pittsburgh, PA  07-30-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 265

**Form 13F Information Table Value Total:** $256227042

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 1/100 BERKSHIRE HTWY CLASS A | CL A | 084990175 |  | 725700 | 1 | SH |  | SOLE |  | 1 | 0 | 0 |
| 2023 ETF SERIES TRUST II | GMO US QUALITY E | 90139K100 |  | 69719 | 2035 | SH |  | SOLE |  | 2035 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 43064 | 232 | SH |  | SOLE |  | 232 | 0 | 0 |
| ADAMS DIVERSIFIED EQUITY FD | COM | 006212104 |  | 14437 | 665 | SH |  | SOLE |  | 665 | 0 | 0 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 28948 | 204 | SH |  | SOLE |  | 204 | 0 | 0 |
| AECOM | COM | 00766T100 |  | 54173 | 480 | SH |  | SOLE |  | 480 | 0 | 0 |
| AFFIRM HLDGS INC | COM CL A | 00827B106 |  | 280155 | 4052 | SH |  | SOLE |  | 4052 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 95791 | 540 | SH |  | SOLE |  | 540 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1806211 | 10249 | SH |  | SOLE |  | 10249 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 38434 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1043280 | 5400 | SH |  | SOLE |  | 5400 | 0 | 0 |
| ALPS ETF TR | ALERIAN MLP | 00162Q452 |  | 97720 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 2203773 | 10045 | SH |  | SOLE |  | 10045 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 896408 | 3860 | SH |  | SOLE |  | 3860 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 |  | 179134 | 2260 | SH |  | SOLE |  | 2260 | 0 | 0 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 8093 | 78 | SH |  | SOLE |  | 78 | 0 | 0 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 2710865 | 8499 | SH |  | SOLE |  | 8499 | 0 | 0 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 3676805 | 11928 | SH |  | SOLE |  | 11928 | 0 | 0 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 353632 | 1600 | SH |  | SOLE |  | 1600 | 0 | 0 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 291362 | 1260 | SH |  | SOLE |  | 1260 | 0 | 0 |
| AMPLIFY ETF TR | NAT RES DIVIDEND | 032108730 |  | 13888 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| ANSYS INC | COM | 03662Q105 |  | 772684 | 2200 | SH |  | SOLE |  | 2200 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 383873 | 1871 | SH |  | SOLE |  | 1871 | 0 | 0 |
| APPLIED MATERIALS INC | COM | 038222105 |  | 79544 | 423 | SH |  | SOLE |  | 423 | 0 | 0 |
| APPLIED MATLS INC | COM | 038222105 |  | 23982 | 131 | SH |  | SOLE |  | 131 | 0 | 0 |
| ARCHER DANIELS MIDLAND CO | COM | 039483102 |  | 18473 | 350 | SH |  | SOLE |  | 350 | 0 | 0 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 24042 | 30 | SH |  | SOLE |  | 30 | 0 | 0 |
| AT INC | COM | 00206R102 |  | 13023 | 450 | SH |  | SOLE |  | 450 | 0 | 0 |
| AURORA INNOVATION INC | CLASS A COM | 051774107 |  | 56110 | 10708 | SH |  | SOLE |  | 10708 | 0 | 0 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 839019 | 2721 | SH |  | SOLE |  | 2721 | 0 | 0 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 1489033 | 4862 | SH |  | SOLE |  | 4862 | 0 | 0 |
| AXOS FINANCIAL INC | COM | 05465C100 |  | 32393 | 426 | SH |  | SOLE |  | 426 | 0 | 0 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 50111 | 550 | SH |  | SOLE |  | 550 | 0 | 0 |
| BAXTER INTL INC | COM | 071813109 |  | 3028 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 51675 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 21096991 | 43430 | SH |  | SOLE |  | 43430 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 3283459 | 6832 | SH |  | SOLE |  | 6832 | 0 | 0 |
| BLACKSTONE INC | COM | 09260D107 |  | 226464 | 1514 | SH |  | SOLE |  | 1514 | 0 | 0 |
| BOEING CO | COM | 097023105 |  | 13410 | 64 | SH |  | SOLE |  | 64 | 0 | 0 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 243148 | 42 | SH |  | SOLE |  | 42 | 0 | 0 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 339000 | 60 | SH |  | SOLE |  | 60 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 24809 | 90 | SH |  | SOLE |  | 90 | 0 | 0 |
| BROOKFIELD ASSET MANAG FCLASS A | CL A LMT VTG SHS | 113004105 |  | 781344 | 12365 | SH |  | SOLE |  | 12365 | 0 | 0 |
| BROOKFIELD ASSET MANAGMT LTD | CL A LMT VTG SHS | 113004105 |  | 852307 | 15418 | SH |  | SOLE |  | 15418 | 0 | 0 |
| BROOKFIELD CORP | CL A LTD VT SH | 11271J107 |  | 3582971 | 57930 | SH |  | SOLE |  | 57930 | 0 | 0 |
| BROOKFIELD CORP | CL A LTD VT SH | 11271J107 |  | 1612325 | 23904 | SH |  | SOLE |  | 23904 | 0 | 0 |
| BROOKFIELD WEALTH SOL LTD | CL A EXCHANGEAB | G17434104 |  | 2409 | 39 | SH |  | SOLE |  | 39 | 0 | 0 |
| C S W INDUSTRIALS INC | COM | 126402106 |  | 566760 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 21702 | 102 | SH |  | SOLE |  | 102 | 0 | 0 |
| CARGURUS INC | COM CL A | 141788109 |  | 33102 | 989 | SH |  | SOLE |  | 989 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 20963 | 54 | SH |  | SOLE |  | 54 | 0 | 0 |
| CENCORA INC | COM | 03073E105 |  | 90855 | 303 | SH |  | SOLE |  | 303 | 0 | 0 |
| CF INDS HLDGS INC | COM | 125269100 |  | 16100 | 175 | SH |  | SOLE |  | 175 | 0 | 0 |
| CHARLES SCHWAB CORP | COM | 808513105 |  | 28950 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| CHECK POINT SOFTWARE TECH LT | ORD | M22465104 |  | 38055 | 172 | SH |  | SOLE |  | 172 | 0 | 0 |
| CHUBB LIMITED | COM | H1467J104 |  | 121682 | 420 | SH |  | SOLE |  | 420 | 0 | 0 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 6638 | 186 | SH |  | SOLE |  | 186 | 0 | 0 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 4756 | 53 | SH |  | SOLE |  | 53 | 0 | 0 |
| CORCEPT THERAPEUTICS INC | COM | 218352102 |  | 57692 | 786 | SH |  | SOLE |  | 786 | 0 | 0 |
| COSTAR GROUP INC | COM | 22160N109 |  | 32160 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| COSTAR GROUP INC | COM | 22160N109 |  | 446208 | 4800 | SH |  | SOLE |  | 4800 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 14849 | 15 | SH |  | SOLE |  | 15 | 0 | 0 |
| CUMMINS INC | COM | 231021106 |  | 34388 | 105 | SH |  | SOLE |  | 105 | 0 | 0 |
| DAVIS FUNDAMENTAL ETF TR | SELECT FINL | 23908L108 |  | 134188 | 3125 | SH |  | SOLE |  | 3125 | 0 | 0 |
| DAVIS FUNDAMENTAL ETF TR | SELECT US EQTY | 23908L207 |  | 1074853 | 23225 | SH |  | SOLE |  | 23225 | 0 | 0 |
| DAVIS FUNDAMENTAL ETF TR | SELCT INTL ETF | 23908L405 |  | 718974 | 27803 | SH |  | SOLE |  | 27803 | 0 | 0 |
| DIAGEO PLC | SPON ADR NEW | 25243Q205 |  | 84737 | 840 | SH |  | SOLE |  | 840 | 0 | 0 |
| DIAGEO PLC FSPONSORED ADR 1 ADR REPS 4 ORD SHS | ADR | G42089113 |  | 365168 | 3460 | SH |  | SOLE |  | 3460 | 0 | 0 |
| DICKS SPORTING GOODS INC | COM | 253393102 |  | 247263 | 1250 | SH |  | SOLE |  | 1250 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 3318425 | 49514 | SH |  | SOLE |  | 49514 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 1 | 25434V625 |  | 1039785 | 15554 | SH |  | SOLE |  | 15554 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 356429 | 9945 | SH |  | SOLE |  | 9945 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 310684 | 7348 | SH |  | SOLE |  | 7348 | 0 | 0 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 1910977 | 64386 | SH |  | SOLE |  | 64386 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 118476 | 3600 | SH |  | SOLE |  | 3600 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 786958 | 26740 | SH |  | SOLE |  | 26740 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US REAL ESTATE E | 25434V823 |  | 54779 | 2335 | SH |  | SOLE |  | 2335 | 0 | 0 |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 |  | 811273 | 16898 | SH |  | SOLE |  | 16898 | 0 | 0 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 557790 | 13199 | SH |  | SOLE |  | 13199 | 0 | 0 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 1310460 | 44619 | SH |  | SOLE |  | 44619 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 381331 | 3075 | SH |  | SOLE |  | 3075 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 24308 | 206 | SH |  | SOLE |  | 206 | 0 | 0 |
| EA SERIES TRUST | US QUAN VALUE | 02072L102 |  | 4679635 | 106331 | SH |  | SOLE |  | 106331 | 0 | 0 |
| EA SERIES TRUST | INTL QUAN VALUE | 02072L201 |  | 55760 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| EQT CORP | COM | 26884L109 |  | 19479 | 334 | SH |  | SOLE |  | 334 | 0 | 0 |
| F N B CORP | COM | 302520101 |  | 34252 | 2349 | SH |  | SOLE |  | 2349 | 0 | 0 |
| F5 INC | COM | 315616102 |  | 42382 | 144 | SH |  | SOLE |  | 144 | 0 | 0 |
| FLEX LTD | ORD | Y2573F102 |  | 58856 | 1179 | SH |  | SOLE |  | 1179 | 0 | 0 |
| FORD MTR CO | COM | 345370860 |  | 1268 | 117 | SH |  | SOLE |  | 117 | 0 | 0 |
| FORTINET INC | COM | 34959E109 |  | 88382 | 836 | SH |  | SOLE |  | 836 | 0 | 0 |
| FRANKLIN BSP RLTY TR INC | COMMON STOCK | 35243J101 |  | 36613 | 3425 | SH |  | SOLE |  | 3425 | 0 | 0 |
| FREEPORT-MCMORAN INC | CL B | 35671D857 |  | 18684 | 431 | SH |  | SOLE |  | 431 | 0 | 0 |
| FTI CONSULTING INC | COM | 302941109 |  | 41506 | 257 | SH |  | SOLE |  | 257 | 0 | 0 |
| GRAHAM HLDGS CO | COM CL B | 384637104 |  | 94617 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| GRAYSCALE BITCOIN MINI TR ET | SHS NEW | 389930207 |  | 29366 | 615 | SH |  | SOLE |  | 615 | 0 | 0 |
| GRAYSCALE BITCOIN TRUST ETF | SHS REP COM UT | 389637109 |  | 9331 | 110 | SH |  | SOLE |  | 110 | 0 | 0 |
| HARTFORD FDS EXCHANGE TRADED | TOTAL RTRN ETF | 41653L305 |  | 3468934 | 102419 | SH |  | SOLE |  | 102419 | 0 | 0 |
| HASBRO INC | COM | 418056107 |  | 525 | 7 | SH |  | SOLE |  | 7 | 0 | 0 |
| HERCULES CAPITAL INC | COM | 427096508 |  | 28882 | 1580 | SH |  | SOLE |  | 1580 | 0 | 0 |
| HOST HOTELS  RESORTS INC | COM | 44107P104 |  | 8928 | 581 | SH |  | SOLE |  | 581 | 0 | 0 |
| HURON CONSULTING GROUP INC | COM | 447462102 |  | 11003 | 80 | SH |  | SOLE |  | 80 | 0 | 0 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 32605 | 60 | SH |  | SOLE |  | 60 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | RAFI EMRGNG MRKT | 46138E727 |  | 11812 | 505 | SH |  | SOLE |  | 505 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 262146 | 1442 | SH |  | SOLE |  | 1442 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | RAFI US 1000 ETF | 46137V613 |  | 6129 | 145 | SH |  | SOLE |  | 145 | 0 | 0 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 6121 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 414632 | 6649 | SH |  | SOLE |  | 6649 | 0 | 0 |
| ISHARES INC | EM MKT SM-CP ETF | 464286475 |  | 195 | 3 | SH |  | SOLE |  | 3 | 0 | 0 |
| ISHARES INC | MSCI EMERG MRKT | 464286533 |  | 811606 | 12924 | SH |  | SOLE |  | 12924 | 0 | 0 |
| ISHARES INC | MSCI EQUAL WEITE | 464286681 |  | 198240 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 7444 | 124 | SH |  | SOLE |  | 124 | 0 | 0 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 |  | 12652 | 323 | SH |  | SOLE |  | 323 | 0 | 0 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 383514 | 2840 | SH |  | SOLE |  | 2840 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 2829920 | 4558 | SH |  | SOLE |  | 4558 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 183718 | 1852 | SH |  | SOLE |  | 1852 | 0 | 0 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 1220323 | 14728 | SH |  | SOLE |  | 14728 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 998739 | 16103 | SH |  | SOLE |  | 16103 | 0 | 0 |
| ISHARES TR | EXPANDED TECH | 464287515 |  | 48180 | 440 | SH |  | SOLE |  | 440 | 0 | 0 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 75695 | 832 | SH |  | SOLE |  | 832 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 28235 | 131 | SH |  | SOLE |  | 131 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 566378 | 5182 | SH |  | SOLE |  | 5182 | 0 | 0 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 350199 | 3293 | SH |  | SOLE |  | 3293 | 0 | 0 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 120117 | 1653 | SH |  | SOLE |  | 1653 | 0 | 0 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 184514 | 1766 | SH |  | SOLE |  | 1766 | 0 | 0 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 476360 | 4000 | SH |  | SOLE |  | 4000 | 0 | 0 |
| ISHARES TR | ESG OPTIMIZED | 464288802 |  | 12168 | 96 | SH |  | SOLE |  | 96 | 0 | 0 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 10180 | 443 | SH |  | SOLE |  | 443 | 0 | 0 |
| ISHARES TR | A RATE CP BD ETF | 46429B291 |  | 291824 | 6100 | SH |  | SOLE |  | 6100 | 0 | 0 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 |  | 1549771 | 18436 | SH |  | SOLE |  | 18436 | 0 | 0 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 5997967 | 63897 | SH |  | SOLE |  | 63897 | 0 | 0 |
| ISHARES TR | MSCI USA VALUE | 46432F388 |  | 792 | 7 | SH |  | SOLE |  | 7 | 0 | 0 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 927876 | 3861 | SH |  | SOLE |  | 3861 | 0 | 0 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 17781 | 230 | SH |  | SOLE |  | 230 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 133651 | 1601 | SH |  | SOLE |  | 1601 | 0 | 0 |
| ISHARES TR | 0-5YR HI YL CP | 46434V407 |  | 229547 | 5321 | SH |  | SOLE |  | 5321 | 0 | 0 |
| ISHARES TR | HDG MSCI EAFE | 46434V803 |  | 1019218 | 26850 | SH |  | SOLE |  | 26850 | 0 | 0 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 13395 | 99 | SH |  | SOLE |  | 99 | 0 | 0 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 29175 | 327 | SH |  | SOLE |  | 327 | 0 | 0 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 14881003 | 147790 | SH |  | SOLE |  | 147790 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 46641Q654 |  | 2108744 | 41413 | SH |  | SOLE |  | 41413 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 497232 | 9811 | SH |  | SOLE |  | 9811 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 427700 | 2800 | SH |  | SOLE |  | 2800 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 796932 | 4700 | SH |  | SOLE |  | 4700 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 57982 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| LATTICE STRATEGIES TR | HARTFORD MLT ETF | 518416102 |  | 272527 | 7992 | SH |  | SOLE |  | 7992 | 0 | 0 |
| LATTICE STRATEGIES TR | HARTFORD US EQTY | 518416409 |  | 332870 | 6200 | SH |  | SOLE |  | 6200 | 0 | 0 |
| LATTICE STRATEGIES TR | HARTFORD MLT SML | 518416508 |  | 201546 | 4827 | SH |  | SOLE |  | 4827 | 0 | 0 |
| LEIDOS HOLDINGS INC | COM | 525327102 |  | 44331 | 281 | SH |  | SOLE |  | 281 | 0 | 0 |
| MARATHON PETE CORP | COM | 56585A102 |  | 10465 | 63 | SH |  | SOLE |  | 63 | 0 | 0 |
| MARKEL GROUP INC | COM | 570535104 |  | 1977386 | 990 | SH |  | SOLE |  | 990 | 0 | 0 |
| MARKEL GROUP INC | COM | 570535104 |  | 949635 | 474 | SH |  | SOLE |  | 474 | 0 | 0 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 44670 | 164 | SH |  | SOLE |  | 164 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 281750 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| MATTEL INC. | COM | 577081102 |  | 388 | 23 | SH |  | SOLE |  | 23 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 63476 | 86 | SH |  | SOLE |  | 86 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 946571 | 1903 | SH |  | SOLE |  | 1903 | 0 | 0 |
| MOHAWK INDS INC | COM | 608190104 |  | 36694 | 350 | SH |  | SOLE |  | 350 | 0 | 0 |
| MOODYS CORP | COM | 615369105 |  | 200636 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| MOODYS CORP | COM | 615369105 |  | 256545 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 27045 | 192 | SH |  | SOLE |  | 192 | 0 | 0 |
| NESTLE S A FSPONSORED ADR 1 ADR REPS 1 ORD SHS | ADR | 641069406 |  | 447147 | 4790 | SH |  | SOLE |  | 4790 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 133913 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 3542 | 3 | SH |  | SOLE |  | 3 | 0 | 0 |
| NEWELL BRANDS INC | COM | 651229106 |  | 615 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| NEXTRACKER INC | CLASS A COM | 65290E101 |  | 11146 | 205 | SH |  | SOLE |  | 205 | 0 | 0 |
| NIO INC | SPON ADS | 62914V106 |  | 34 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 159982 | 625 | SH |  | SOLE |  | 625 | 0 | 0 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 20844 | 302 | SH |  | SOLE |  | 302 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 88948 | 563 | SH |  | SOLE |  | 563 | 0 | 0 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 105594 | 516 | SH |  | SOLE |  | 516 | 0 | 0 |
| PARAMOUNT GLOBAL CLASS A | CL A COM | 92556H107 |  | 185 | 8 | SH |  | SOLE |  | 8 | 0 | 0 |
| PDS BIOTECHNOLOGY CORP | COM | 70465T107 |  | 9310 | 7000 | SH |  | SOLE |  | 7000 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 26408 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| PERNOD RICARD FIN S A FSPONSORED ADR 1 ADR REPS 0.2 ORD SHS | ADR | 714264306 |  | 61030 | 2650 | SH |  | SOLE |  | 2650 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 284554 | 11225 | SH |  | SOLE |  | 11225 | 0 | 0 |
| PIMCO EQUITY SER | RAFI DYN EMERG | 72202L389 |  | 254322 | 12020 | SH |  | SOLE |  | 12020 | 0 | 0 |
| PNC FINL SERVICES | COM | 693475105 |  | 739486 | 3770 | SH |  | SOLE |  | 3770 | 0 | 0 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 14105 | 76 | SH |  | SOLE |  | 76 | 0 | 0 |
| RBB FUND TRUST | FIRST EAGLE OVER | 75526L878 |  | 42070 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| REGENERON PHARMACEUTICALS | COM | 75886F107 |  | 47250 | 90 | SH |  | SOLE |  | 90 | 0 | 0 |
| RITHM CAPITAL CORP | COM NEW | 64828T201 |  | 22580 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| ROSS STORES INC | COM | 778296103 |  | 463896 | 3400 | SH |  | SOLE |  | 3400 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 |  | 30664 | 210 | SH |  | SOLE |  | 210 | 0 | 0 |
| S GLOBAL INC | COM | 78409V104 |  | 53085 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| SALESFORCE INC | COM | 79466L302 |  | 31905 | 117 | SH |  | SOLE |  | 117 | 0 | 0 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 246348 | 2700 | SH |  | SOLE |  | 2700 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 111837 | 4576 | SH |  | SOLE |  | 4576 | 0 | 0 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 2777 | 99 | SH |  | SOLE |  | 99 | 0 | 0 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 209307 | 8273 | SH |  | SOLE |  | 8273 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524748 |  | 6644 | 158 | SH |  | SOLE |  | 158 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 |  | 12926 | 323 | SH |  | SOLE |  | 323 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US S | 808524763 |  | 16044 | 560 | SH |  | SOLE |  | 560 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 20172 | 822 | SH |  | SOLE |  | 822 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 5855171 | 264940 | SH |  | SOLE |  | 264940 | 0 | 0 |
| SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 |  | 2496951 | 99758 | SH |  | SOLE |  | 99758 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 |  | 5370943 | 126108 | SH |  | SOLE |  | 126108 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 |  | 8259 | 102 | SH |  | SOLE |  | 102 | 0 | 0 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 776031 | 14818 | SH |  | SOLE |  | 14818 | 0 | 0 |
| SHELL PLC | SPON ADS | 780259305 |  | 13307 | 189 | SH |  | SOLE |  | 189 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 22862 | 75 | SH |  | SOLE |  | 75 | 0 | 0 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 2207593 | 51652 | SH |  | SOLE |  | 51652 | 0 | 0 |
| SPDR INDEX SHS FDS | S EMKTSC ETF | 78463X756 |  | 1495888 | 24116 | SH |  | SOLE |  | 24116 | 0 | 0 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 749993 | 18523 | SH |  | SOLE |  | 18523 | 0 | 0 |
| SPDR SERIES TRUST | PORTFOLIO CRPORT | 78464A144 |  | 1308649 | 44786 | SH |  | SOLE |  | 44786 | 0 | 0 |
| SPDR SERIES TRUST | S 600 SMCP VAL | 78464A300 |  | 57631 | 723 | SH |  | SOLE |  | 723 | 0 | 0 |
| SPDR SERIES TRUST | BBG CONV SEC ETF | 78464A359 |  | 322622 | 3903 | SH |  | SOLE |  | 3903 | 0 | 0 |
| SPDR SERIES TRUST | BLOOMBERG 1-3 MO | 78468R663 |  | 2385 | 26 | SH |  | SOLE |  | 26 | 0 | 0 |
| SPDR SERIES TRUST | PORTFOLIO S | 78468R853 |  | 65194 | 1530 | SH |  | SOLE |  | 1530 | 0 | 0 |
| SUPERNUS PHARMACEUTICALS INC | COM | 868459108 |  | 14972 | 475 | SH |  | SOLE |  | 475 | 0 | 0 |
| SYNCHRONY FINANCIAL | COM | 87165B103 |  | 5139 | 77 | SH |  | SOLE |  | 77 | 0 | 0 |
| SYSCO CORP | COM | 871829107 |  | 15602 | 206 | SH |  | SOLE |  | 206 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 32162 | 142 | SH |  | SOLE |  | 142 | 0 | 0 |
| TARGET CORP | COM | 87612E106 |  | 98650 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| TD SYNNEX CORPORATION | COM | 87162W100 |  | 41253 | 304 | SH |  | SOLE |  | 304 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 83227 | 262 | SH |  | SOLE |  | 262 | 0 | 0 |
| TETRA TECH INC NEW | COM | 88162G103 |  | 33623 | 935 | SH |  | SOLE |  | 935 | 0 | 0 |
| TEXAS INSTRS INC | COM | 882508104 |  | 51905 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| THE COCA-COLA CO | COM | 191098102 |  | 760100 | 11000 | SH |  | SOLE |  | 11000 | 0 | 0 |
| TIDAL TRUST I | SOFI SELECT 500 | 886364173 |  | 5788 | 49 | SH |  | SOLE |  | 49 | 0 | 0 |
| TOTALENERGIES SE | SPONSORED ADS | 89151E109 |  | 8288 | 135 | SH |  | SOLE |  | 135 | 0 | 0 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 215616 | 2311 | SH |  | SOLE |  | 2311 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 |  | 14955 | 65 | SH |  | SOLE |  | 65 | 0 | 0 |
| VANECK ETF TRUST | MRNGSTR INT MOAT | 92189F593 |  | 1101490 | 31770 | SH |  | SOLE |  | 31770 | 0 | 0 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 |  | 15337478 | 163530 | SH |  | SOLE |  | 163530 | 0 | 0 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 |  | 27888 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| VANGUARD ADMIRAL FDS INC | SMLLCP 600 IDX | 921932828 |  | 1815864 | 17938 | SH |  | SOLE |  | 17938 | 0 | 0 |
| VANGUARD ADMIRAL FDS INC | MIDCP 400 IDX | 921932885 |  | 349055 | 3325 | SH |  | SOLE |  | 3325 | 0 | 0 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 1999245 | 27153 | SH |  | SOLE |  | 27153 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 25711447 | 45264 | SH |  | SOLE |  | 45264 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 35624 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 3444030 | 17661 | SH |  | SOLE |  | 17661 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 8589106 | 30694 | SH |  | SOLE |  | 30694 | 0 | 0 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 262725 | 921 | SH |  | SOLE |  | 921 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 10215551 | 23302 | SH |  | SOLE |  | 23302 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 1013074 | 5732 | SH |  | SOLE |  | 5732 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 3457649 | 14590 | SH |  | SOLE |  | 14590 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 6494680 | 21369 | SH |  | SOLE |  | 21369 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 2094300 | 15584 | SH |  | SOLE |  | 15584 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 1165933 | 9072 | SH |  | SOLE |  | 9072 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 364407 | 7368 | SH |  | SOLE |  | 7368 | 0 | 0 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 17013 | 347 | SH |  | SOLE |  | 347 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 119620 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 |  | 941862 | 20325 | SH |  | SOLE |  | 20325 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 733411 | 3583 | SH |  | SOLE |  | 3583 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 1628797 | 23575 | SH |  | SOLE |  | 23575 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 32097 | 563 | SH |  | SOLE |  | 563 | 0 | 0 |
| VANGUARD WELLINGTON FD | SHORT TRM TAX EX | 921935870 |  | 1503857 | 14900 | SH |  | SOLE |  | 14900 | 0 | 0 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 1410531 | 10581 | SH |  | SOLE |  | 10581 | 0 | 0 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 |  | 877525 | 10954 | SH |  | SOLE |  | 10954 | 0 | 0 |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 |  | 7114425 | 78944 | SH |  | SOLE |  | 78944 | 0 | 0 |
| VANGUARD WORLD FD | ENERGY ETF | 92204A306 |  | 119120 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| VERISK ANALYTICS INC CLASS A | CL A COM | 92345Y106 |  | 29609 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 403276 | 9320 | SH |  | SOLE |  | 9320 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 1678676 | 4728 | SH |  | SOLE |  | 4728 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 1061617 | 2999 | SH |  | SOLE |  | 2999 | 0 | 0 |
| WALT DISNEY CO | COM | 254687AV8 |  | 610 | 5 | SH |  | SOLE |  | 5 | 0 | 0 |
| WELLS FARGO  CO | COM | 949746101 |  | 134192 | 1600 | SH |  | SOLE |  | 1600 | 0 | 0 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 358537 | 4475 | SH |  | SOLE |  | 4475 | 0 | 0 |
| WESTERN DIGITAL CORP | COM | 958102105 |  | 39482 | 617 | SH |  | SOLE |  | 617 | 0 | 0 |
| WHITE MOUNTAINS INS F | COM | G9618E107 |  | 675594 | 380 | SH |  | SOLE |  | 380 | 0 | 0 |
| WISDOMTREE TR | EMG MKTS SMCAP | 97717W281 |  | 629902 | 11403 | SH |  | SOLE |  | 11403 | 0 | 0 |
| WISDOMTREE TR | US SMALLCAP FUND | 97717W562 |  | 6864305 | 134700 | SH |  | SOLE |  | 134700 | 0 | 0 |
| WISDOMTREE TR | INTL SMCAP DIV | 97717W760 |  | 2192386 | 29189 | SH |  | SOLE |  | 29189 | 0 | 0 |
| WISDOMTREE TR | EM EX ST-OWNED | 97717X578 |  | 24136 | 700 | SH |  | SOLE |  | 700 | 0 | 0 |
| WORKDAY INC | CL A | 98138H101 |  | 67200 | 280 | SH |  | SOLE |  | 280 | 0 | 0 |

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