# EDGAR Filing Document

**Accession Number:** 0001802696
**File Stem:** 0001802696-26-000001
**Filing Date:** 2026-1
**Character Count:** 21219
**Document Hash:** 51b8e967c4fc3742c8d9f879ea364a50
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001802696-26-000001.hdr.sgml**: 20260115

**ACCESSION NUMBER**: 0001802696-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260115

**DATE AS OF CHANGE**: 20260115

**EFFECTIVENESS DATE**: 20260115

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Alhambra Investment Management LLC
- **CENTRAL INDEX KEY:** 0001802696

**ORGANIZATION NAME:**
- **EIN:** 202982722
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19807
- **FILM NUMBER:** 26535029

**BUSINESS ADDRESS:**
- **STREET 1:** 8925 SW 148 ST.
- **STREET 2:** SUITE 214
- **CITY:** PALMETTO BAY
- **STATE:** FL
- **ZIP:** 33176
- **BUSINESS PHONE:** 3052333772

**MAIL ADDRESS:**
- **STREET 1:** 8925 SW 148 ST.
- **STREET 2:** SUITE 214
- **CITY:** PALMETTO BAY
- **STATE:** FL
- **ZIP:** 33176

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Alhambra Investment Partners LLC
- **DATE OF NAME CHANGE:** 20200207

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Alhambra Investment Management LLC<br>**Address:** 8925 SW 148 ST.<br>SUITE 214<br>PALMETTO BAY, FL 33176

**Form 13F File Number:** 028-19807

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Marcelo Perez<br>**Title:** COO<br>**Phone:** 7864233081

**Signature, Place, and Date of Signing:**

Marcelo Perez  Miami, FL  01-15-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 175

**Form 13F Information Table Value Total:** $214960806

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 369511 | 2308 | SH |  | SOLE | 0 | 0 | 0 | 2308 |
| ABBOTT LABS | COM | 002824100 |  | 434130 | 3465 | SH |  | SOLE | 0 | 1518 | 0 | 1947 |
| ABBVIE INC | COM | 00287Y109 |  | 723740 | 3167 | SH |  | SOLE | 0 | 1495 | 0 | 1672 |
| ABRDN ETFS | BBRG ALL COMMDY | 003261203 |  | 737405 | 23818 | SH |  | SOLE | 0 | 12895 | 0 | 10923 |
| ABRDN PALLADIUM ETF TRUST | PHYSICAL PALLADM | 003262102 |  | 1297517 | 8925 | SH |  | SOLE | 0 | 4873 | 0 | 4052 |
| ABRDN PLATINUM ETF TRUST | PHYSCL PLATM SHS | 003260106 |  | 1451544 | 7786 | SH |  | SOLE | 0 | 4294 | 0 | 3492 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 598577 | 2231 | SH |  | SOLE | 0 | 1384 | 0 | 847 |
| ADOBE INC | COM | 00724F101 |  | 471437 | 1347 | SH |  | SOLE | 0 | 894 | 0 | 453 |
| AFLAC INC | COM | 001055102 |  | 462583 | 4195 | SH |  | SOLE | 0 | 580 | 0 | 3615 |
| ALLEGION PLC | ORD SHS | G0176J109 |  | 371460 | 2333 | SH |  | SOLE | 0 | 0 | 0 | 2333 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 4604074 | 14672 | SH |  | SOLE | 0 | 2171 | 0 | 12501 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 6010852 | 19204 | SH |  | SOLE | 0 | 4434 | 0 | 14770 |
| AMAZON COM INC | COM | 023135106 |  | 1284282 | 5564 | SH |  | SOLE | 0 | 1713 | 0 | 3851 |
| AMBEV SA | SPONSORED ADR | 02319V103 |  | 185840 | 75239 | SH |  | SOLE | 0 | 23620 | 0 | 51619 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 398281 | 3454 | SH |  | SOLE | 0 | 1747 | 0 | 1707 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 1469811 | 3973 | SH |  | SOLE | 0 | 1617 | 0 | 2356 |
| AMGEN INC | COM | 031162100 |  | 1406287 | 4297 | SH |  | SOLE | 0 | 1854 | 0 | 2443 |
| AMPLIFY ETF TR | AMPLIFY CYBERSEC | 032108664 |  | 336590 | 4188 | SH |  | SOLE | 0 | 1649 | 0 | 2539 |
| APPLE INC | COM | 037833100 |  | 14466718 | 53214 | SH |  | SOLE | 0 | 8676 | 0 | 44538 |
| APPLIED MATLS INC | COM | 038222105 |  | 544562 | 2119 | SH |  | SOLE | 0 | 1150 | 0 | 969 |
| ASTRAZENECA PLC | SPONSORED ADR | 046353108 |  | 516739 | 5621 | SH |  | SOLE | 0 | 3124 | 0 | 2497 |
| AUTODESK INC | COM | 052769106 |  | 569227 | 1923 | SH |  | SOLE | 0 | 467 | 0 | 1456 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 951851 | 3700 | SH |  | SOLE | 0 | 2276 | 0 | 1424 |
| BANK AMERICA CORP | COM | 060505104 |  | 470195 | 8549 | SH |  | SOLE | 0 | 2238 | 0 | 6311 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 594982 | 5125 | SH |  | SOLE | 0 | 4175 | 0 | 950 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 2726374 | 5424 | SH |  | SOLE | 0 | 1204 | 0 | 4220 |
| BLACKROCK INC | COM | 09290D101 |  | 281499 | 263 | SH |  | SOLE | 0 | 221 | 0 | 42 |
| BRC INC | COM CL A | 05601U105 |  | 15707 | 14150 | SH |  | SOLE | 0 | 0 | 0 | 14150 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 383494 | 7110 | SH |  | SOLE | 0 | 4202 | 0 | 2908 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 331791 | 1369 | SH |  | SOLE | 0 | 48 | 0 | 1321 |
| CARLISLE COS INC | COM | 142339100 |  | 583118 | 1823 | SH |  | SOLE | 0 | 1496 | 0 | 327 |
| CARNIVAL CORP | UNIT 99/99/9999 | 143658300 |  | 454466 | 14881 | SH |  | SOLE | 0 | 6158 | 0 | 8723 |
| CHEVRON CORP NEW | COM | 166764100 |  | 930413 | 6105 | SH |  | SOLE | 0 | 5381 | 0 | 723 |
| CHEWY INC | CL A | 16679L109 |  | 509069 | 15403 | SH |  | SOLE | 0 | 4399 | 0 | 11004 |
| CINTAS CORP | COM | 172908105 |  | 530357 | 2820 | SH |  | SOLE | 0 | 2060 | 0 | 760 |
| CIRRUS LOGIC INC | COM | 172755100 |  | 241029 | 2034 | SH |  | SOLE | 0 | 1067 | 0 | 967 |
| CISCO SYS INC | COM | 17275R102 |  | 1963042 | 25484 | SH |  | SOLE | 0 | 8230 | 0 | 17254 |
| COCA COLA CO | COM | 191216100 |  | 1002087 | 14334 | SH |  | SOLE | 0 | 5660 | 0 | 8674 |
| COCA-COLA FEMSA SAB DE CV | SPONS ADS REP | 191241108 |  | 394846 | 4169 | SH |  | SOLE | 0 | 1206 | 0 | 2963 |
| COGNIZANT TECHNOLOGY SOLUTIO | CL A | 192446102 |  | 382535 | 4609 | SH |  | SOLE | 0 | 2181 | 0 | 2428 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 284472 | 3600 | SH |  | SOLE | 0 | 800 | 0 | 2800 |
| CONSTELLATION BRANDS INC | CL A | 21036P108 |  | 227634 | 1650 | SH |  | SOLE | 0 | 748 | 0 | 902 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 5030892 | 5834 | SH |  | SOLE | 0 | 785 | 0 | 5049 |
| CSX CORP | COM | 126408103 |  | 303558 | 8374 | SH |  | SOLE | 0 | 1131 | 0 | 7243 |
| DANAHER CORPORATION | COM | 235851102 |  | 780917 | 3411 | SH |  | SOLE | 0 | 1612 | 0 | 1799 |
| DEERE  CO | COM | 244199105 |  | 360062 | 773 | SH |  | SOLE | 0 | 28 | 0 | 745 |
| DIAGEO PLC | SPON ADR NEW | 25243Q205 |  | 298063 | 3455 | SH |  | SOLE | 0 | 0 | 0 | 3455 |
| DISNEY WALT CO | COM | 254687106 |  | 723303 | 6358 | SH |  | SOLE | 0 | 3107 | 0 | 3251 |
| DOMINOS PIZZA INC | COM | 25754A201 |  | 237587 | 570 | SH |  | SOLE | 0 | 287 | 0 | 283 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 265598 | 2266 | SH |  | SOLE | 0 | 798 | 0 | 1468 |
| EAST WEST BANCORP INC | COM | 27579R104 |  | 218149 | 1941 | SH |  | SOLE | 0 | 887 | 0 | 1054 |
| EATON CORP PLC | SHS | G29183103 |  | 508023 | 1595 | SH |  | SOLE | 0 | 1085 | 0 | 510 |
| EBAY INC. | COM | 278642103 |  | 216531 | 2486 | SH |  | SOLE | 0 | 1528 | 0 | 958 |
| ELI LILLY  CO | COM | 532457108 |  | 1217612 | 1133 | SH |  | SOLE | 0 | 785 | 0 | 348 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 221855 | 6920 | SH |  | SOLE | 0 | 5205 | 0 | 1715 |
| ESSENT GROUP LTD | COM | G3198U102 |  | 219019 | 3369 | SH |  | SOLE | 0 | 1279 | 0 | 2090 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 574985 | 4778 | SH |  | SOLE | 0 | 2550 | 0 | 2228 |
| FACTSET RESH SYS INC | COM | 303075105 |  | 365349 | 1259 | SH |  | SOLE | 0 | 347 | 0 | 912 |
| GARMIN LTD | SHS | H2906T109 |  | 899234 | 4433 | SH |  | SOLE | 0 | 1604 | 0 | 2829 |
| GE AEROSPACE | COM NEW | 369604301 |  | 1554061 | 5045 | SH |  | SOLE | 0 | 1636 | 0 | 3409 |
| GE HEALTHCARE TECHNOLOGIES I | COMMON STOCK | 36266G107 |  | 477192 | 5818 | SH |  | SOLE | 0 | 2121 | 0 | 3697 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 278754 | 828 | SH |  | SOLE | 0 | 73 | 0 | 755 |
| GENWORTH FINL INC | COM SHS | 37247D106 |  | 136994 | 15171 | SH |  | SOLE | 0 | 0 | 0 | 15171 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 234188 | 1908 | SH |  | SOLE | 0 | 632 | 0 | 1276 |
| GLOBAL X FDS | ARTIFICIAL ETF | 37954Y632 |  | 534793 | 10515 | SH |  | SOLE | 0 | 7825 | 0 | 2690 |
| GRIFOLS S A | SP ADR REP B NVT | 398438408 |  | 144729 | 15479 | SH |  | SOLE | 0 | 7559 | 0 | 7920 |
| HCA HEALTHCARE INC | COM | 40412C101 |  | 201734 | 432 | SH |  | SOLE | 0 | 144 | 0 | 288 |
| HERSHEY CO | COM | 427866108 |  | 579424 | 3184 | SH |  | SOLE | 0 | 1652 | 0 | 1532 |
| HOME DEPOT INC | COM | 437076102 |  | 2063124 | 5996 | SH |  | SOLE | 0 | 1945 | 0 | 4051 |
| INCYTE CORP | COM | 45337C102 |  | 364659 | 3692 | SH |  | SOLE | 0 | 1708 | 0 | 1984 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 208532 | 704 | SH |  | SOLE | 0 | 414 | 0 | 290 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 2548620 | 4500 | SH |  | SOLE | 0 | 0 | 0 | 4500 |
| INVESCO ACTVELY MNGD ETC FD | OPTIMUM YIELD | 46090F100 |  | 1400617 | 105707 | SH |  | SOLE | 0 | 57510 | 0 | 48197 |
| INVESCO EXCHANGE TRADED FD T | S 500 GARP ETF | 46137V431 |  | 5562289 | 48852 | SH |  | SOLE | 0 | 25613 | 0 | 23239 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 289256 | 1510 | SH |  | SOLE | 0 | 989 | 0 | 521 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 3404513 | 41943 | SH |  | SOLE | 0 | 17638 | 0 | 24305 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 208588 | 1831 | SH |  | SOLE | 0 | 1775 | 0 | 56 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 387291 | 3245 | SH |  | SOLE | 0 | 527 | 0 | 2718 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 1864785 | 17410 | SH |  | SOLE | 0 | 9910 | 0 | 7500 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 200880 | 1351 | SH |  | SOLE | 0 | 654 | 0 | 697 |
| ISHARES TR | MSCI ACWI ETF | 464288257 |  | 295301 | 2087 | SH |  | SOLE | 0 | 1987 | 0 | 100 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 3712200 | 34791 | SH |  | SOLE | 0 | 13799 | 0 | 20992 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 2961342 | 29649 | SH |  | SOLE | 0 | 16267 | 0 | 13382 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 305110 | 2776 | SH |  | SOLE | 0 | 1618 | 0 | 1158 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 4228989 | 64076 | SH |  | SOLE | 0 | 35013 | 0 | 29063 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 642963 | 5350 | SH |  | SOLE | 0 | 3375 | 0 | 1975 |
| ISHARES TR | CORE S ETF | 464287200 |  | 407539 | 595 | SH |  | SOLE | 0 | 482 | 0 | 113 |
| ISHARES TR | U.S. REAL ES ETF | 464287739 |  | 338767 | 3608 | SH |  | SOLE | 0 | 1616 | 0 | 1992 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 722927 | 8729 | SH |  | SOLE | 0 | 3441 | 0 | 5288 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 6286644 | 61399 | SH |  | SOLE | 0 | 32584 | 0 | 28815 |
| ISHARES TR | 0-5YR INVT GR CP | 46434V100 |  | 222117 | 4381 | SH |  | SOLE | 0 | 1705 | 0 | 2676 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 7621761 | 109792 | SH |  | SOLE | 0 | 59333 | 0 | 50459 |
| ISHARES TR | GLOBAL REIT ETF | 46434V647 |  | 4511969 | 180840 | SH |  | SOLE | 0 | 99474 | 0 | 81366 |
| ISHARES U S ETF TR | GSCI CMDTY STGY | 46431W853 |  | 1412288 | 56731 | SH |  | SOLE | 0 | 30522 | 0 | 26209 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 498903 | 9862 | SH |  | SOLE | 0 | 5342 | 0 | 4520 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1811109 | 8751 | SH |  | SOLE | 0 | 4704 | 0 | 4047 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 2309992 | 7169 | SH |  | SOLE | 0 | 3826 | 0 | 3343 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 290734 | 10576 | SH |  | SOLE | 0 | 218 | 0 | 10358 |
| KLA CORP | COM NEW | 482480100 |  | 460515 | 379 | SH |  | SOLE | 0 | 233 | 0 | 146 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 694820 | 4059 | SH |  | SOLE | 0 | 2059 | 0 | 2000 |
| LEIDOS HOLDINGS INC | COM | 525327102 |  | 342760 | 1900 | SH |  | SOLE | 0 | 1425 | 0 | 475 |
| LOWES COS INC | COM | 548661107 |  | 627016 | 2600 | SH |  | SOLE | 0 | 600 | 0 | 2000 |
| MCDONALDS CORP | COM | 580135101 |  | 1022914 | 3347 | SH |  | SOLE | 0 | 1465 | 0 | 1882 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 362338 | 3772 | SH |  | SOLE | 0 | 1052 | 0 | 2720 |
| MERCK  CO INC | COM | 58933Y105 |  | 1108720 | 10533 | SH |  | SOLE | 0 | 3822 | 0 | 6711 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1003997 | 1521 | SH |  | SOLE | 0 | 740 | 0 | 781 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 492618 | 1726 | SH |  | SOLE | 0 | 627 | 0 | 1099 |
| MICROSOFT CORP | COM | 594918104 |  | 3415544 | 7062 | SH |  | SOLE | 0 | 3149 | 0 | 3913 |
| MID-AMER APT CMNTYS INC | COM | 59522J103 |  | 295878 | 2130 | SH |  | SOLE | 0 | 0 | 0 | 2130 |
| NETFLIX INC | COM | 64110L106 |  | 1125964 | 12009 | SH |  | SOLE | 0 | 6490 | 0 | 5519 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 1318519 | 16424 | SH |  | SOLE | 0 | 4872 | 0 | 11552 |
| NIKE INC | CL B | 654106103 |  | 346200 | 5434 | SH |  | SOLE | 0 | 3429 | 0 | 2005 |
| NORDSON CORP | COM | 655663102 |  | 375311 | 1561 | SH |  | SOLE | 0 | 745 | 0 | 816 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 719605 | 1262 | SH |  | SOLE | 0 | 150 | 0 | 1112 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 724920 | 5258 | SH |  | SOLE | 0 | 208 | 0 | 5050 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 487511 | 2614 | SH |  | SOLE | 0 | 739 | 0 | 1875 |
| ORACLE CORP | COM | 68389X105 |  | 984490 | 5051 | SH |  | SOLE | 0 | 105 | 0 | 4946 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 1099579 | 1251 | SH |  | SOLE | 0 | 722 | 0 | 529 |
| PDD HOLDINGS INC | SPONSORED ADS | 722304102 |  | 249458 | 2200 | SH |  | SOLE | 0 | 0 | 0 | 2200 |
| PEPSICO INC | COM | 713448108 |  | 1775504 | 12371 | SH |  | SOLE | 0 | 5126 | 0 | 7245 |
| PFIZER INC | COM | 717081103 |  | 235627 | 9463 | SH |  | SOLE | 0 | 5683 | 0 | 3780 |
| PLAYBOY INC | COM | 72814P109 |  | 37059 | 19712 | SH |  | SOLE | 0 | 750 | 0 | 18962 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 1211886 | 5806 | SH |  | SOLE | 0 | 3157 | 0 | 2649 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 835087 | 5827 | SH |  | SOLE | 0 | 534 | 0 | 5293 |
| PROLOGIS INC. | COM | 74340W103 |  | 503236 | 3942 | SH |  | SOLE | 0 | 2476 | 0 | 1466 |
| QUALCOMM INC | COM | 747525103 |  | 1743342 | 10192 | SH |  | SOLE | 0 | 1268 | 0 | 8924 |
| REPUBLIC SVCS INC | COM | 760759100 |  | 495280 | 2337 | SH |  | SOLE | 0 | 702 | 0 | 1635 |
| RTX CORPORATION | COM | 75513E101 |  | 1258949 | 6865 | SH |  | SOLE | 0 | 3540 | 0 | 3325 |
| S GLOBAL INC | COM | 78409V104 |  | 463015 | 886 | SH |  | SOLE | 0 | 327 | 0 | 559 |
| SALESFORCE INC | COM | 79466L302 |  | 263056 | 993 | SH |  | SOLE | 0 | 487 | 0 | 506 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 245880 | 9282 | SH |  | SOLE | 0 | 432 | 0 | 8850 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 |  | 5474841 | 121098 | SH |  | SOLE | 0 | 65575 | 0 | 55523 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 11125962 | 408892 | SH |  | SOLE | 0 | 238260 | 0 | 170632 |
| SHELL PLC | SPON ADS | 780259305 |  | 882495 | 12010 | SH |  | SOLE | 0 | 1602 | 0 | 10408 |
| SNAP ON INC | COM | 833034101 |  | 287396 | 834 | SH |  | SOLE | 0 | 403 | 0 | 431 |
| SONY GROUP CORP | SPONSORED ADR | 835699307 |  | 1030254 | 40244 | SH |  | SOLE | 0 | 12869 | 0 | 27375 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 693939 | 1751 | SH |  | SOLE | 0 | 411 | 0 | 1340 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R663 |  | 830274 | 9086 | SH |  | SOLE | 0 | 3363 | 0 | 5723 |
| SS TECHNOLOGIES HLDGS INC | COM | 78467J100 |  | 638086 | 7299 | SH |  | SOLE | 0 | 3197 | 0 | 4102 |
| STARBUCKS CORP | COM | 855244109 |  | 460713 | 5471 | SH |  | SOLE | 0 | 3069 | 0 | 2402 |
| STRYKER CORPORATION | COM | 863667101 |  | 680797 | 1937 | SH |  | SOLE | 0 | 1194 | 0 | 743 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 463128 | 1524 | SH |  | SOLE | 0 | 74 | 0 | 1450 |
| TARGET CORP | COM | 87612E106 |  | 398625 | 4078 | SH |  | SOLE | 0 | 1223 | 0 | 2855 |
| TELEFONAKTIEBOLAGET LM ERICS | ADR B SEK 10 | 294821608 |  | 203905 | 21130 | SH |  | SOLE | 0 | 12190 | 0 | 8940 |
| TELEFONICA BRASIL SA | SPONSORED ADS | 87936R205 |  | 142652 | 12028 | SH |  | SOLE | 0 | 3873 | 0 | 8155 |
| TELEPHONE  DATA SYS INC | COM NEW | 879433829 |  | 1394000 | 34000 | SH |  | SOLE | 0 | 0 | 0 | 34000 |
| THE CIGNA GROUP | COM | 125523100 |  | 575231 | 2090 | SH |  | SOLE | 0 | 90 | 0 | 2000 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 453130 | 782 | SH |  | SOLE | 0 | 382 | 0 | 400 |
| TIDEWATER INC NEW | COM | 88642R109 |  | 299625 | 5932 | SH |  | SOLE | 0 | 3153 | 0 | 2779 |
| TJX COS INC NEW | COM | 872540109 |  | 1348613 | 8779 | SH |  | SOLE | 0 | 3214 | 0 | 5565 |
| TKO GROUP HOLDINGS INC | CL A | 87256C101 |  | 418000 | 2000 | SH |  | SOLE | 0 | 0 | 0 | 2000 |
| TORONTO DOMINION BK ONT | COM NEW | 891160509 |  | 400444 | 4251 | SH |  | SOLE | 0 | 2586 | 0 | 1665 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 701945 | 2420 | SH |  | SOLE | 0 | 970 | 0 | 1450 |
| UNILEVER PLC | SPON ADR NEW | 904767803 |  | 269186 | 4116 | SH |  | SOLE | 0 | 187 | 0 | 3929 |
| USCF ETF TR | SUMMERHAVEN K1 | 90290T809 |  | 771380 | 35015 | SH |  | SOLE | 0 | 19053 | 0 | 15962 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 681265 | 8644 | SH |  | SOLE | 0 | 2809 | 0 | 5835 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 4363578 | 20603 | SH |  | SOLE | 0 | 10793 | 0 | 9810 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 4262631 | 48171 | SH |  | SOLE | 0 | 25470 | 0 | 22701 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 231897 | 899 | SH |  | SOLE | 0 | 784 | 0 | 115 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 205185 | 612 | SH |  | SOLE | 0 | 522 | 0 | 90 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 225233 | 4190 | SH |  | SOLE | 0 | 2368 | 0 | 1822 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 282832 | 5718 | SH |  | SOLE | 0 | 2543 | 0 | 3175 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 1350387 | 26852 | SH |  | SOLE | 0 | 8264 | 0 | 18588 |
| VANGUARD SCOTTSDALE FDS | TOTAL WLD BD ETF | 92206C565 |  | 4441292 | 64610 | SH |  | SOLE | 0 | 34214 | 0 | 30396 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 4099752 | 68409 | SH |  | SOLE | 0 | 31520 | 0 | 36889 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 4084143 | 69541 | SH |  | SOLE | 0 | 35025 | 0 | 34516 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 3217957 | 42656 | SH |  | SOLE | 0 | 22488 | 0 | 20168 |
| VANGUARD WELLINGTON FD | SHORT TRM TAX EX | 921935870 |  | 1097010 | 10800 | SH |  | SOLE | 0 | 0 | 0 | 10800 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 240063 | 5894 | SH |  | SOLE | 0 | 2615 | 0 | 3279 |
| VISA INC | COM CL A | 92826C839 |  | 1597484 | 4555 | SH |  | SOLE | 0 | 1757 | 0 | 2798 |
| WALMART INC | COM | 931142103 |  | 1172145 | 10521 | SH |  | SOLE | 0 | 5076 | 0 | 5445 |
| WEC ENERGY GROUP INC | COM | 92939U106 |  | 291953 | 2768 | SH |  | SOLE | 0 | 1433 | 0 | 1335 |
| WILLIS TOWERS WATSON PLC LTD | SHS | G96629103 |  | 376811 | 1147 | SH |  | SOLE | 0 | 1147 | 0 | 0 |
| WISDOMTREE TR | US MIDCAP DIVID | 97717W505 |  | 228020 | 4419 | SH |  | SOLE | 0 | 3425 | 0 | 994 |
| YUM BRANDS INC | COM | 988498101 |  | 603406 | 3989 | SH |  | SOLE | 0 | 1138 | 0 | 2851 |

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