# EDGAR Filing Document

**Accession Number:** 0001051485
**File Stem:** 0001193125-25-171730
**Filing Date:** 2025-8
**Character Count:** 18864
**Document Hash:** fbbf99f9c44bae8d1bba27ba6be46734
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-25-171730.hdr.sgml**: 20250801

**ACCESSION NUMBER**: 0001193125-25-171730

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20250801

**DATE AS OF CHANGE**: 20250801

**EFFECTIVENESS DATE**: 20250801

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** AGL SEPARATE ACCOUNT VL-R
- **CENTRAL INDEX KEY:** 0001051485

**ORGANIZATION NAME:**
- **EIN:** 250598210
- **STATE OF INCORPORATION:** TX
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-43264
- **FILM NUMBER:** 251176871

**BUSINESS ADDRESS:**
- **STREET 1:** 2727-A ALLEN PARKWAY
- **CITY:** HOUSTON
- **STATE:** TX
- **ZIP:** 77019
- **BUSINESS PHONE:** 713-522-1111

**MAIL ADDRESS:**
- **STREET 1:** 2727-A ALLEN PARKWAY
- **CITY:** HOUSTON
- **STATE:** TX
- **ZIP:** 77019

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** AGL SEPARATE ACCOUNT VL R
- **DATE OF NAME CHANGE:** 19990907

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** AMERICAN GENERAL LIFE INSURANCE CO SEPARATE ACCOUNT VL R
- **DATE OF NAME CHANGE:** 19971216

## Series and Classes Contracts Data

### AGL SEPARATE ACCOUNT VL-R (Series ID: S000000574)

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|  |  |
|:---|:---|
| Class Name                                                          | Class ID   |
| AGL Platinum Investor III VUL (333-43264 Form N-6) Policy No. 00600 | C000001616 |

---

## Series and Classes Contracts Data

### AGL SEPARATE ACCOUNT VL-R (Series ID: S000000574)

| Class ID   | Class Name                                                          | Ticker Symbol   |
|:---|:---|:---|
| C000001616 | AGL Platinum Investor III VUL (333-43264 Form N-6) Policy No. 00600 |  |

**SUPPLEMENT TO THE VARIABLE LIFE PROSPECTUS DATED APRIL 28, 2025** 

**AMERICAN GENERAL LIFE INSURANCE COMPANY** 

**VARIABLE UNIVERSAL LIFE POLICIES** 

**SEPARATE ACCOUNT VL-R** 

Platinum Investor III

You should read this information carefully and retain this supplement for future reference together with the Prospectus for your policy. This supplement is not valid unless it is read in conjunction with the Prospectus for your policy. All capitalized terms used but not defined herein have the same meaning as those included in the Prospectus.

The following table replaces the information in the **Ongoing Fees and Expenses (annual charges)** section under the **FEES AND EXPENSES** table in the most recent Prospectus.

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Annual Fee** | **Minimum** | **Maximum** |
| &nbsp;&nbsp;&nbsp; Investment options | 0.24% | 1.64% |

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The following replaces the last table in the **FEE TABLE** section of the most recent Prospectus.

**The next table shows the minimum and maximum total operating expenses charged by the Funds that you may pay periodically during the time that you own the Policy. A complete list of Funds available under the Policy, including their annual expenses, may be found at the back of this document. Please see <u>APPENDIX A</u> – FUNDS AVAILABLE UNDER THE POLICY.** 

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Annual Fund Expenses** | **Minimum** | **Maximum** |
| &nbsp;&nbsp;&nbsp;Expenses that are deducted from Fund assets, including management fees, distribution and/or service (12b-1) fees, and other expenses. | 0.23% | 1.48% |

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The following replaces **APPENDIX A - UNDERLYING FUNDS AVAILABLE UNDER THE CONTRACT** in the most recent Prospectus.

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Type** | **Fund – Share Class**<br> *Adviser/Sub-Adviser* | **Current <br>Expenses** | **Average Annual Total Returns** <br> **(as of 12/31/2024)** | **Average Annual Total Returns** <br> **(as of 12/31/2024)** | **Average Annual Total Returns** <br> **(as of 12/31/2024)** |
| &nbsp;&nbsp;&nbsp;**Type** | **Fund – Share Class**<br> *Adviser/Sub-Adviser* | **Current <br>Expenses** | <br> **1 Year** | <br> **5 Year** | <br> **10 Year** |
| &nbsp;&nbsp;&nbsp; **Balanced** | Fidelity<sup>®</sup> VIP Asset Manager 50%<sup>SM</sup> Portfolio - Service Class 2<br> *Adviser: Fidelity Management & Research Company*<br> *Sub-Adviser: FMR Co., Inc.*<br> *Sub-Adviser: Fidelity Investments Money Management, Inc.* | 0.78% | 8.23%% | 5.38% | 5.40% |
| &nbsp;&nbsp;&nbsp; **Balanced** | Fidelity<sup>®</sup> VIP Freedom 2020 Portfolio<sup>SM</sup> - Service Class 2<br> *Adviser: Fidelity Management & Research Company*<br> *Sub-Adviser: FMR Co., Inc.* | 0.72% | 7.40% | 4.89% | 5.76% |
| &nbsp;&nbsp;&nbsp; **Balanced** | Fidelity<sup>®</sup> VIP Freedom 2025 Portfolio<sup>SM</sup> - Service Class 2<br> *Adviser: Fidelity Management & Research Company*<br> *Sub-Adviser: FMR Co., Inc.* | 0.74% | 8.282% | 5.52% | 6.27% |
| &nbsp;&nbsp;&nbsp; **Balanced** | Fidelity<sup>®</sup> VIP Freedom 2030 Portfolio<sup>SM</sup> - Service Class 2<br> *Adviser: Fidelity Management & Research Company*<br> *Sub-Adviser: FMR Co., Inc.* | 0.77% | 9.14% | 6.25% | 7.03% |
| &nbsp;&nbsp;&nbsp; **Balanced** | Invesco V.I. Equity and Income Fund - Series I Shares<sup>7</sup><br> *Adviser: Invesco Advisers, Inc.* | 0.57% | 12.12% | 8.38% | 7.36% |
| &nbsp;&nbsp;&nbsp; **Balanced** | SunAmerica ST SA JPMorgan Diversified Balanced Portfolio - Class 1 Shares<br> *Adviser: SunAmerica Asset Management, LLC*<br> *Sub-Adviser: J.P. Morgan Investment Management Inc.* | 0.73% | 9.53% | 6.32% | 6.24% |
| &nbsp;&nbsp;&nbsp; **Commodity**  | PIMCO CommodityRealReturn<sup>®</sup> Strategy Portfolio - Administrative Class<br> *Adviser: Pacific Investment Management Company LLC* | 1.48%\* | 4.16% | 7.10% | 1.65% |
| &nbsp;&nbsp;&nbsp; **Domestic Equity** | Alger Capital Appreciation Portfolio - Class I-2 Shares<br> *Adviser: Fred Alger Management, LLC* | 0.95% | 48.13% | 17.84% | 15.55% |
| &nbsp;&nbsp;&nbsp; **Domestic Equity** | Alger Mid Cap Growth Portfolio - Class I-2 Shares<br> *Adviser: Fred Alger Management, LLC* | 0.96%\* | 21.07% | 10.34% | 9.78% |
| &nbsp;&nbsp;&nbsp; **Domestic Equity** | LVIP American Century<sup>®</sup> Value Fund<sup>6</sup><br> *Adviser: Lincoln Investment Advisors Corporation*<br> *Sub-Adviser: American Century Investment Management, Inc.* | 0.71%\* | 9.48% | 8.59% | 8.18% |
| &nbsp;&nbsp;&nbsp; **Domestic Equity** | BNY Mellon Investment Portfolios, MidCap Stock Portfolio - Initial Shares<sup>2</sup><br> *Adviser: BNY Mellon Investment Adviser, Inc.* | 0.80%\* | 12.62% | 9.27% | 7.49% |
| &nbsp;&nbsp;&nbsp; **Domestic Equity** | BNY Mellon Variable Investment Fund, Opportunistic Small Cap Portfolio - Initial Shares<sup>2</sup><br> *Adviser: BNY Mellon Investment Adviser, Inc.* | 0.72%\* | 4.62% | 5.89% | 6.47% |
| &nbsp;&nbsp;&nbsp; **Domestic Equity** | Fidelity<sup>®</sup> VIP Contrafund<sup>SM</sup> Portfolio - Service Class 2<br> *Adviser: Fidelity Management & Research Company*<br> *Sub-Adviser: FMR Co., Inc.* | 0.81% | 33.45% | 16.74% | 13.33% |

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Type** | **Fund – Share Class**<br> *Adviser/Sub-Adviser* | **Current <br>Expenses** | **Average Annual Total Returns** <br> **(as of 12/31/2024)** | **Average Annual Total Returns** <br> **(as of 12/31/2024)** | **Average Annual Total Returns** <br> **(as of 12/31/2024)** |
| &nbsp;&nbsp;&nbsp;**Type** | **Fund – Share Class**<br> *Adviser/Sub-Adviser* | **Current <br>Expenses** | <br> **1 Year** | <br> **5 Year** | <br> **10 Year** |
|  | Fidelity<sup>®</sup> VIP Equity-Income Portfolio<sup>SM</sup> - Service Class 2<br> *Adviser: Fidelity Management & Research Company*<br> *Sub-Adviser: FMR Co., Inc.* | 0.72% | 15.06% | 9.80% | 8.94% |
| &nbsp;&nbsp;&nbsp; **Domestic**<br> **Equity** | Fidelity<sup>®</sup> VIP Growth Portfolio - Service Class 2<br> *Adviser: Fidelity Management & Research Company*<br> *Sub-Adviser: FMR Co., Inc.* | 0.83% | 30.07% | 18.63% | 16.34% |
| &nbsp;&nbsp;&nbsp; **Domestic**<br> **Equity** | Fidelity<sup>®</sup> VIP Mid Cap Portfolio - Service Class 2<br> *Adviser: Fidelity Management & Research Company*<br> *Sub-Adviser: FMR Co., Inc.* | 0.82% | 17.18% | 11.06% | 8.94% |
| &nbsp;&nbsp;&nbsp; **Domestic**<br> **Equity** | Franklin Templeton - Franklin Mutual Shares VIP Fund – Class 2<br> *Adviser: Franklin Mutual Advisers, LLC* | 0.93% | 11.27% | 5.75% | 5.83% |
| &nbsp;&nbsp;&nbsp; **Domestic**<br> **Equity** | Franklin Templeton - Franklin Small Cap Value VIP Fund – Class 2<br> *Adviser: Franklin Mutual Advisers, LLC* | 1.08%\* | 11.71% | 8.36% | 8.17% |
| &nbsp;&nbsp;&nbsp; **Domestic**<br> **Equity** | Goldman Sachs VIT Strategic Growth Fund<sup>3</sup><br> *Adviser: Goldman Sachs Asset Management, L.P.* | 0.70%\* | 32.37% | 16.78% | 14.91% |
| &nbsp;&nbsp;&nbsp; **Domestic**<br> **Equity** | Invesco V.I. Growth and Income Fund – Series I Shares<br> *Adviser: Invesco Advisers, Inc.* | 0.75% | 16.00% | 10.07% | 8.80% |
| &nbsp;&nbsp;&nbsp; **Domestic**<br> **Equity** | Janus Henderson Enterprise Portfolio - Service Shares<br> *Adviser: Janus Capital Management LLC* | 0.97% | 15.32% | 9.61% | 12.12% |
| &nbsp;&nbsp;&nbsp; **Domestic**<br> **Equity** | LVIP JPMorgan Mid Cap Value Fund<sup>4</sup><br> *Adviser: Lincoln Investment Advisors Corporation*<br> *Sub-Adviser: J.P. Morgan Investment Management Inc.* | 0.74% | 14.29% | 8.70% | 7.98% |
| &nbsp;&nbsp;&nbsp; **Domestic**<br> **Equity** | LVIP JPMorgan Small Cap Core Fund<sup>5</sup><br> *Adviser: Lincoln Investment Advisors Corporation Sub-Adviser: J.P. Morgan Investment Management Inc.* | 0.78% | 11.71% | 7.05% | 7.31% |
| &nbsp;&nbsp;&nbsp; **Domestic**<br> **Equity** | MFS<sup>®</sup> VIT Growth Series - Initial Class<sup>2</sup><br> *Adviser: Massachusetts Financial Services Company* | 0.73%\* | 31.47% | 14.74% | 15.11% |
| &nbsp;&nbsp;&nbsp; **Domestic**<br> **Equity** | MFS<sup>®</sup> VIT II Core Equity Portfolio - Initial Class<sup>2</sup><br> *Adviser: Massachusetts Financial Services Company* | 0.81%\* | 20.11% | 12.73% | 12.46% |
| &nbsp;&nbsp;&nbsp; **Domestic**<br> **Equity** | MFS<sup>®</sup> VIT New Discovery Series - Initial Class<br> *Adviser: Massachusetts Financial Services Company* | 0.87%\* | 6.72% | 4.96% | 9.19% |
| &nbsp;&nbsp;&nbsp; **Domestic**<br> **Equity** | MFS<sup>®</sup> VIT Research Series - Initial Class<br> *Adviser: Massachusetts Financial Services Company* | 0.79%\* | 18.87% | 11.88% | 11.66% |
| &nbsp;&nbsp;&nbsp; **Domestic**<br> **Equity** | Morgan Stanley Variable Insurance Fund, Inc. Growth Portfolio – Class I Shares<sup>2</sup><br> *Adviser: Morgan Stanley Investment Management Inc.* | 0.57%\* | 46.59% | 13.61% | 15.54% |
| &nbsp;&nbsp;&nbsp; **Domestic**<br> **Equity** | Neuberger Berman AMT Mid Cap Growth Portfolio – Class I<br> *Adviser: Neuberger Berman Investment Advisers LLC* | 0.93% | 24.02% | 10.56% | 10.52% |
| &nbsp;&nbsp;&nbsp; **Domestic**<br> **Equity** | Victory Pioneer Fund VCT Portfolio – Class I Shares<sup>1</sup><br> *Adviser: Amundi Asset Management US, Inc.* | 0.80% | 22.65% | 15.15% | 13.34% |
| &nbsp;&nbsp;&nbsp; **Domestic**<br> **Equity** | Victory Pioneer Mid Cap Value VCT Portfolio – Class I Shares<sup>1</sup><br> *Adviser: Amundi Asset Management US, Inc.* | 0.80% | 10.94% | 9.29% | 7.18% |
| &nbsp;&nbsp;&nbsp; **Domestic**<br> **Equity** | Victory Pioneer Select Mid Cap VCT Portfolio – Class I Shares<br> *Adviser: Amundi Asset Management US, Inc.* | 0.92% | 23.93% | 8.82% | 10.04% |
| &nbsp;&nbsp;&nbsp; **Domestic**<br> **Equity** | Putnam VT Large Cap Value Fund – Class IB<sup>2</sup><br> *Adviser: Putnam Investment Management, LLC*<br> *Sub-Adviser: Putnam Investments Limited* | 0.82% | 19.14% | 12.45% | 10.88% |
| &nbsp;&nbsp;&nbsp; **Domestic**<br> **Equity** | SunAmerica ST SA JPMorgan Mid-Cap Growth Portfolio – Class 1 Shares<br> *Adviser: SunAmerica Asset Management, LLC*<br> *Sub-Adviser: J.P. Morgan Investment Management Inc.* | 0.79%\* | 14.26% | 11.09% | 11.63% |
| &nbsp;&nbsp;&nbsp; **Domestic**<br> **Equity** | VALIC Co. I Mid Cap Index Fund<sup>8</sup><br> *Adviser: The Variable Annuity Life Insurance Company*<br> *Sub-Adviser: BlackRock Investment Management LLC* | 0.35%\* | 13.51% | 9.94% | 9.32% |

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Type** | **Fund – Share Class**<br> *Adviser/Sub-Adviser* | **Current <br>Expenses** | **Average Annual Total Returns** <br> **(as of 12/31/2024)** | **Average Annual Total Returns** <br> **(as of 12/31/2024)** | **Average Annual Total Returns** <br> **(as of 12/31/2024)** |
| &nbsp;&nbsp;&nbsp;**Type** | **Fund – Share Class**<br> *Adviser/Sub-Adviser* | **Current <br>Expenses** | <br> **1 Year** | <br> **5 Year** | <br> **10 Year** |
|  | VALIC Co. I Nasdaq-100<sup>®</sup> Index Fund<sup>8</sup><br> *Adviser: The Variable Annuity Life Insurance Company*<br> *Sub-Adviser: BlackRock Investment Management LLC* | 0.43%\* | 25.27% | 19.50% | 17.90% |
| &nbsp;&nbsp;&nbsp; **Domestic Equity** | VALIC Co. I Science & Technology Fund<br> *Adviser: The Variable Annuity Life Insurance Company*<br> *Sub-Adviser: Allianz Global Investors U.S. LLC*<br> *Sub-Adviser: T. Rowe Price Associates, Inc.*<br> *Sub-Adviser: Wellington Management Company LLP* | 0.91%\* | 32.60% | 17.23% | 17.41% |
| &nbsp;&nbsp;&nbsp; **Domestic Equity** | VALIC Co. I Small Cap Index Fund<sup>8</sup><br> *Adviser: The Variable Annuity Life Insurance Company*<br> *Sub-Adviser: BlackRock Investment Management LLC* | 0.37%\* | 11.21% | 7.02% | 7.52% |
| &nbsp;&nbsp;&nbsp; **Domestic Equity** | VALIC Co. I Stock Index Fund<sup>8</sup><br> *Adviser: The Variable Annuity Life Insurance Company*<br> *Sub-Adviser: BlackRock Investment Management LLC* | 0.23%\* | 24.66% | 14.17% | 12.74% |
| &nbsp;&nbsp;&nbsp; **Domestic Equity** | Vanguard<sup>®</sup> VIF Real Estate Index Portfolio<br> *Adviser: The Vanguard Group, Inc.* | 0.26% | 4.74% | 2.84% | 4.99% |
| &nbsp;&nbsp;&nbsp; **Fixed Income** | Franklin Templeton - Franklin U.S. Government Securities VIP Fund – Class 2<br> *Adviser: Franklin Advisers, Inc.* | 0.77% | 1.37% | -0.52% | 0.53% |
| &nbsp;&nbsp;&nbsp; **Fixed Income** | Invesco V.I. High Yield Fund – Series I Shares<sup>2</sup><br> *Adviser: Invesco Advisers, Inc.* | 0.90% | 7.73% | 2.97% | 3.81% |
| &nbsp;&nbsp;&nbsp; **Fixed Income** | PIMCO Real Return Portfolio - Administrative Class<br> *Adviser: Pacific Investment Management Company LLC* | 0.84% | 2.13% | 1.93% | 2.16% |
| &nbsp;&nbsp;&nbsp; **Fixed Income** | PIMCO Short-Term Portfolio - Administrative Class<br> *Adviser: Pacific Investment Management Company LLC* | 0.66% | 6.05% | 2.76% | 2.40% |
| &nbsp;&nbsp;&nbsp; **Fixed Income** | PIMCO Total Return Portfolio - Administrative Class<br> *Adviser: Pacific Investment Management Company LLC* | 0.75% | 2.53% | -0.03% | 1.54% |
| &nbsp;&nbsp;&nbsp; **Fixed Income** | Putnam VT Diversified Income Fund – Class IB<br> *Adviser: Franklin Advisers, Inc*<br> *Sub-Adviser: Putnam Investment Management, LLC* | 1.07%\* | 5.76% | -0.04% | 1.95% |
| &nbsp;&nbsp;&nbsp; **Fixed Income** | Vanguard<sup>®</sup> VIF High Yield Bond Portfolio<br> *Adviser: Wellington Management Company LLP* | 0.24% | 6.30% | 3.37% | 4.53% |
| &nbsp;&nbsp;&nbsp; **International**<br> **Equity** | Franklin Templeton - Templeton Foreign VIP Fund – Class 2<br> *Adviser: Templeton Investment Counsel, LLC* | 1.07%\* | -1.00% | 2.60% | 2.38% |
| &nbsp;&nbsp;&nbsp; **International**<br> **Equity** | Invesco V.I. Core Equity Fund – Series I Shares<sup>2</sup><br> *Adviser: Invesco Advisers, Inc.* | 0.80% | 25.61% | 12.36% | 9.42% |
| &nbsp;&nbsp;&nbsp; **International**<br> **Equity** | Invesco V.I. EQV International Equity Fund - Series I Shares<sup>4</sup><br> *Adviser: Invesco Advisers, Inc.* | 0.90% | 0.62% | 3.23% | 4.36% |
| &nbsp;&nbsp;&nbsp; **International**<br> **Equity** | Invesco V.I. Global Fund - Series I Shares<br> *Adviser: Invesco Advisers, Inc.* | 0.82% | 16.07% | 9.48% | 9.85% |
| &nbsp;&nbsp;&nbsp; **International**<br> **Equity** | Janus Henderson Global Research Portfolio - Service Shares<sup>2</sup><br> *Adviser: Janus Capital Management LLC* | 0.86% | 23.27% | 12.07% | 10.27% |
| &nbsp;&nbsp;&nbsp; **International**<br> **Equity** | Janus Henderson Overseas Portfolio - Service Shares<br> *Adviser: Janus Capital Management LLC* | 1.14% | 5.58% | 6.95% | 5.29% |
| &nbsp;&nbsp;&nbsp; **International**<br> **Equity** | Putnam VT International Value Fund – Class IB<br> *Adviser: Franklin Templeton Investment Management Limited*<br> *Sub-Adviser: Franklin Templeton Investment Management Limited* | 1.13% | 5.21% | 6.81% | 5.46% |
| &nbsp;&nbsp;&nbsp; **International**<br> **Equity** | VALIC Co. I International Equities Index Fund<sup>8</sup><br> *Adviser: The Variable Annuity Life Insurance Company*<br> *Sub-Adviser: BlackRock Investment Management LLC* | 0.43% | 3.13% | 4.27% | 4.86% |
| &nbsp;&nbsp;&nbsp; **Money Market** | Fidelity VIP Government Money Market Portfolio – Initial Class<br> *Adviser: Fidelity Management & Research Company*<br> *Sub-Adviser: FMR Co., Inc.* | 0.27% | 5.09% | 2.32% | 1.62% |

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<sup>\*</sup> This Fund is subject to an expense reimbursement or fee waiver arrangement resulting in a temporary expense reduction. See the Fund prospectus for additional information.

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<sup>1</sup> Available only to Policy owners whose accumulation value as of December 10, 2004 was invested in whole or in part in the variable investment option corresponding to this Fund

<sup>2</sup> Available only to Policy owners whose Policies were effective before May 1, 2006. If a Policy's date of issue is before May 1, 2006 only because we assigned an earlier date than otherwise would apply to preserve a younger age at issue for the insured person, the Policy owner will not be able to invest in this investment option.

<sup>3</sup> Invesco V.I. International Growth Fund name changed to Invesco V.I. EQV International Equity Fund effective April 29, 2022.

<sup>4</sup> JPMorgan Insurance Trust Mid Cap Value Portfolio is known as LVIP JPMorgan Mid Cap Value Fund effective May 01, 2023.

<sup>5</sup> JPMorgan Insurance Trust Small Cap Core Portfolio is known as LVIP JPMorgan Small Cap Core Fund effective May 01, 2023.

<sup>6</sup> American Century VP Value Fund is known as LVIP American Century Value Fund effective April 26, 2024.

<sup>7</sup> Invesco V.I. Conservative Balanced Fund is known as Invesco V.I. Equity and Income Fund effective April 29, 2024.

<sup>8</sup> BlackRock Investment Management, LLC is the subadvisor effective on or about April 30, 2025

All references to the above tables in the prospectus are replaced accordingly.

Dated: August 1, 2025

Please keep this Supplement with your Prospectus

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