# EDGAR Filing Document

**Accession Number:** 0000861787
**File Stem:** 0000861787-25-000025
**Filing Date:** 2025-8
**Character Count:** 41988
**Document Hash:** b2954e2aa6a23151642352594cef461f
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000861787-25-000025.hdr.sgml**: 20250806

**ACCESSION NUMBER**: 0000861787-25-000025

**CONFORMED SUBMISSION TYPE**: 13F-HR

**CONFIRMING COPY**: 

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250806

**DATE AS OF CHANGE**: 20250806

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** WASHINGTON TRUST BANK
- **CENTRAL INDEX KEY:** 0000861787

**ORGANIZATION NAME:**
- **EIN:** 910462347
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-04807

**BUSINESS ADDRESS:**
- **STREET 1:** POST OFFICE BOX 2127
- **STREET 2:** PRIVATE BANKING
- **CITY:** SPOKANE
- **STATE:** WA
- **ZIP:** 99210-2127
- **BUSINESS PHONE:** 5093534150

**MAIL ADDRESS:**
- **STREET 1:** POST OFFICE BOX 2127
- **STREET 2:** WASHINGTON TRUST BANK PRIVATE BANKING
- **CITY:** SPOKANE
- **STATE:** WA
- **ZIP:** 99210-2127

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Washington Trust Bank<br>**Address:** Post Office Box 2127<br>Spokane, WA 99210-2127

**Form 13F File Number:** 028-04807

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Bill Ramey<br>**Title:** Chief Fiduciary Officer<br>**Phone:** 5093541065

**Signature, Place, and Date of Signing:**

Bill Ramey Chief Fiduciary Officer  Spokane, WA  06-30-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 343

**Form 13F Information Table Value Total:** $1187339195

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 | BBG000BP52R2 | 560700 | 3683 | SH |  | DFND | NONE | 314 | 0 | 3369 |
| 3M CO | COM | 88579Y101 | BBG000BP52R2 | 412114 | 2707 | SH |  | SOLE | NONE | 2707 | 0 | 0 |
| ABBOTT LABS | COM | 002824100 | BBG000B9ZXB4 | 586611 | 4313 | SH |  | DFND | NONE | 310 | 0 | 4003 |
| ABBOTT LABS | COM | 002824100 | BBG000B9ZXB4 | 2167863 | 15939 | SH |  | SOLE | NONE | 15939 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RY4 | 805591 | 4340 | SH |  | DFND | NONE | 700 | 0 | 3640 |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RY4 | 1191124 | 6417 | SH |  | SOLE | NONE | 6417 | 0 | 0 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 | BBG000D9D830 | 443852 | 1485 | SH |  | DFND | NONE | 0 | 0 | 1485 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 | BBG000D9D830 | 171563 | 574 | SH |  | SOLE | NONE | 574 | 0 | 0 |
| ADOBE INC | COM | 00724F101 | BBG000BB5006 | 8511 | 22 | SH |  | DFND | NONE | 0 | 0 | 22 |
| ADOBE INC | COM | 00724F101 | BBG000BB5006 | 302540 | 782 | SH |  | SOLE | NONE | 782 | 0 | 0 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 | BBG000BBQCY0 | 151549 | 1068 | SH |  | DFND | NONE | 1068 | 0 | 0 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 | BBG000BBQCY0 | 1758709 | 12394 | SH |  | SOLE | NONE | 12394 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB30 | 480904 | 2711 | SH |  | DFND | NONE | 0 | 0 | 2711 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB30 | 840474 | 4738 | SH |  | SOLE | NONE | 4738 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JX6 | 725539 | 4117 | SH |  | DFND | NONE | 1793 | 0 | 2324 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JX6 | 15655040 | 88833 | SH |  | SOLE | NONE | 88341 | 0 | 492 |
| ALTRIA GROUP INC | COM | 02209S103 | BBG000BP6LJ8 | 1958242 | 33400 | SH |  | DFND | NONE | 3500 | 0 | 29900 |
| ALTRIA GROUP INC | COM | 02209S103 | BBG000BP6LJ8 | 86069 | 1468 | SH |  | SOLE | NONE | 1468 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 | BBG000BVPV84 | 3563332 | 16242 | SH |  | DFND | NONE | 1283 | 0 | 14959 |
| AMAZON COM INC | COM | 023135106 | BBG000BVPV84 | 24657900 | 112393 | SH |  | SOLE | NONE | 111941 | 0 | 452 |
| AMERICAN EXPRESS CO | COM | 025816109 | BBG000BCQZS4 | 47847 | 150 | SH |  | DFND | NONE | 0 | 0 | 150 |
| AMERICAN EXPRESS CO | COM | 025816109 | BBG000BCQZS4 | 379905 | 1191 | SH |  | SOLE | NONE | 1191 | 0 | 0 |
| AMERICAN WTR WKS CO INC NEW | COM | 030420103 | BBG000TRJ294 | 206996 | 1488 | SH |  | DFND | NONE | 0 | 0 | 1488 |
| AMERICAN WTR WKS CO INC NEW | COM | 030420103 | BBG000TRJ294 | 2504 | 18 | SH |  | SOLE | NONE | 18 | 0 | 0 |
| AMGEN INC | COM | 031162100 | BBG000BBS2Y0 | 455950 | 1633 | SH |  | DFND | NONE | 50 | 0 | 1583 |
| AMGEN INC | COM | 031162100 | BBG000BBS2Y0 | 65335 | 234 | SH |  | SOLE | NONE | 234 | 0 | 0 |
| ANALOG DEVICES INC | COM | 032654105 | BBG000BB6G37 | 587909 | 2470 | SH |  | DFND | NONE | 0 | 0 | 2470 |
| ANALOG DEVICES INC | COM | 032654105 | BBG000BB6G37 | 21184 | 89 | SH |  | SOLE | NONE | 89 | 0 | 0 |
| APPLE INC | COM | 037833100 | BBG000B9XRY4 | 8873192 | 43248 | SH |  | DFND | NONE | 3445 | 0 | 39803 |
| APPLE INC | COM | 037833100 | BBG000B9XRY4 | 47358365 | 230825 | SH |  | SOLE | NONE | 229774 | 0 | 1051 |
| AT INC | COM | 00206R102 | BBG000BSJK37 | 195345 | 6750 | SH |  | DFND | NONE | 4600 | 0 | 2150 |
| AT INC | COM | 00206R102 | BBG000BSJK37 | 9926 | 343 | SH |  | SOLE | NONE | 343 | 0 | 0 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 | BBG000JG0547 | 736768 | 2389 | SH |  | DFND | NONE | 0 | 0 | 2389 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 | BBG000JG0547 | 1150024 | 3729 | SH |  | SOLE | NONE | 3729 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 | BBG000BCTLF6 | 2218220 | 46877 | SH |  | DFND | NONE | 0 | 0 | 46877 |
| BANK AMERICA CORP | COM | 060505104 | BBG000BCTLF6 | 126344 | 2670 | SH |  | SOLE | NONE | 2670 | 0 | 0 |
| BARCLAYS BANK PLC | DJUBS CMDT ETN36 | 06738C778 | BBG000JL50K4 | 2051644 | 60378 | SH |  | SOLE | NONE | 60378 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG000DWG505 | 4023633 | 8283 | SH |  | DFND | NONE | 200 | 0 | 8083 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG000DWG505 | 334210 | 688 | SH |  | SOLE | NONE | 688 | 0 | 0 |
| BLACKSTONE INC | COM | 09260D107 | BBG000BH0106 | 74790 | 500 | SH |  | DFND | NONE | 500 | 0 | 0 |
| BLACKSTONE INC | COM | 09260D107 | BBG000BH0106 | 247555 | 1655 | SH |  | SOLE | NONE | 1655 | 0 | 0 |
| BOEING CO | COM | 097023105 | BBG000BCSST7 | 1211293 | 5781 | SH |  | DFND | NONE | 931 | 0 | 4850 |
| BOEING CO | COM | 097023105 | BBG000BCSST7 | 158195 | 755 | SH |  | SOLE | NONE | 755 | 0 | 0 |
| BOOKING HOLDINGS INC | COM | 09857L108 | BBG000BLBVN4 | 214202 | 37 | SH |  | DFND | NONE | 0 | 0 | 37 |
| BROADCOM INC | COM | 11135F101 | BBG00KHY5S69 | 660182 | 2395 | SH |  | DFND | NONE | 714 | 0 | 1681 |
| BROADCOM INC | COM | 11135F101 | BBG00KHY5S69 | 36861021 | 133724 | SH |  | SOLE | NONE | 132994 | 0 | 730 |
| BROADRIDGE FINL SOLUTIONS IN | COM | 11133T103 | BBG000PPFKQ7 | 172065 | 708 | SH |  | DFND | NONE | 0 | 0 | 708 |
| BROADRIDGE FINL SOLUTIONS IN | COM | 11133T103 | BBG000PPFKQ7 | 207062 | 852 | SH |  | SOLE | NONE | 852 | 0 | 0 |
| BROWN  BROWN INC | COM | 115236101 | BBG000BWSGF4 | 447582 | 4037 | SH |  | DFND | NONE | 0 | 0 | 4037 |
| BROWN  BROWN INC | COM | 115236101 | BBG000BWSGF4 | 3659 | 33 | SH |  | SOLE | NONE | 33 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 | BBG000BF0K17 | 61337 | 158 | SH |  | DFND | NONE | 0 | 0 | 158 |
| CATERPILLAR INC | COM | 149123101 | BBG000BF0K17 | 316391 | 815 | SH |  | SOLE | NONE | 815 | 0 | 0 |
| CENCORA INC | COM | 03073E105 | BBG000MDCQC2 | 255172 | 851 | SH |  | DFND | NONE | 423 | 0 | 428 |
| CENCORA INC | COM | 03073E105 | BBG000MDCQC2 | 14739427 | 49156 | SH |  | SOLE | NONE | 48888 | 0 | 268 |
| CHEVRON CORP NEW | COM | 166764100 | BBG000K4ND22 | 1180745 | 8246 | SH |  | DFND | NONE | 4401 | 0 | 3845 |
| CHEVRON CORP NEW | COM | 166764100 | BBG000K4ND22 | 468518 | 3272 | SH |  | SOLE | NONE | 3272 | 0 | 0 |
| CINCINNATI FINL CORP | COM | 172062101 | BBG000BFPK65 | 353685 | 2375 | SH |  | DFND | NONE | 0 | 0 | 2375 |
| CINCINNATI FINL CORP | COM | 172062101 | BBG000BFPK65 | 2978 | 20 | SH |  | SOLE | NONE | 20 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 | BBG000C3J3C9 | 739244 | 10655 | SH |  | DFND | NONE | 2494 | 0 | 8161 |
| CISCO SYS INC | COM | 17275R102 | BBG000C3J3C9 | 244565 | 3525 | SH |  | SOLE | NONE | 3525 | 0 | 0 |
| CITIGROUP INC | COM NEW | 172967424 | BBG000FY4S11 | 975220 | 11457 | SH |  | DFND | NONE | 300 | 0 | 11157 |
| COLUMBIA SPORTSWEAR CO | COM | 198516106 | BBG000BKKQ84 | 1761486 | 28839 | SH |  | SOLE | NONE | 28839 | 0 | 0 |
| COMCAST CORP NEW | CL A | 20030N101 | BBG000BFT2L4 | 227167 | 6365 | SH |  | DFND | NONE | 2095 | 0 | 4270 |
| COMCAST CORP NEW | CL A | 20030N101 | BBG000BFT2L4 | 12952472 | 362916 | SH |  | SOLE | NONE | 361112 | 0 | 1804 |
| CONOCOPHILLIPS | COM | 20825C104 | BBG000BQQH30 | 248759 | 2772 | SH |  | DFND | NONE | 1573 | 0 | 1199 |
| CONOCOPHILLIPS | COM | 20825C104 | BBG000BQQH30 | 6081231 | 67765 | SH |  | SOLE | NONE | 67432 | 0 | 333 |
| CONSTELLATION BRANDS INC | CL A | 21036P108 | BBG000J1QLT0 | 125426 | 771 | SH |  | DFND | NONE | 404 | 0 | 367 |
| CONSTELLATION BRANDS INC | CL A | 21036P108 | BBG000J1QLT0 | 9589335 | 58946 | SH |  | SOLE | NONE | 58611 | 0 | 335 |
| CORNING INC | COM | 219350105 | BBG000BKFZM4 | 1998420 | 38000 | SH |  | DFND | NONE | 0 | 0 | 38000 |
| CORNING INC | COM | 219350105 | BBG000BKFZM4 | 74520 | 1417 | SH |  | SOLE | NONE | 1417 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 | BBG000F6H8W8 | 7748260 | 7827 | SH |  | DFND | NONE | 1255 | 0 | 6572 |
| COSTCO WHSL CORP NEW | COM | 22160K105 | BBG000F6H8W8 | 14745156 | 14895 | SH |  | SOLE | NONE | 14822 | 0 | 73 |
| DEERE  CO | COM | 244199105 | BBG000BH1NH9 | 316789 | 623 | SH |  | DFND | NONE | 406 | 0 | 217 |
| DEERE  CO | COM | 244199105 | BBG000BH1NH9 | 14669937 | 28850 | SH |  | SOLE | NONE | 28705 | 0 | 145 |
| DIGITAL RLTY TR INC | COM | 253868103 | BBG000Q5ZRM7 | 126912 | 728 | SH |  | DFND | NONE | 421 | 0 | 307 |
| DIGITAL RLTY TR INC | COM | 253868103 | BBG000Q5ZRM7 | 6625586 | 38006 | SH |  | SOLE | NONE | 37805 | 0 | 201 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 | BBG011DXXMP7 | 402991 | 6013 | SH |  | SOLE | NONE | 6013 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 | BBG011DXXTS9 | 1020316 | 16015 | SH |  | DFND | NONE | 5580 | 0 | 10435 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 | BBG011DXXTS9 | 49184566 | 772007 | SH |  | SOLE | NONE | 768109 | 0 | 3898 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 | BBG011DXY5J0 | 326108 | 9099 | SH |  | SOLE | NONE | 9099 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 | BBG012G21X53 | 661766 | 15451 | SH |  | DFND | NONE | 5144 | 0 | 10307 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 | BBG012G21X53 | 29461129 | 687862 | SH |  | SOLE | NONE | 684155 | 0 | 3707 |
| DISNEY WALT CO | COM | 254687106 | BBG000BH4R78 | 1688520 | 13616 | SH |  | DFND | NONE | 880 | 0 | 12736 |
| DISNEY WALT CO | COM | 254687106 | BBG000BH4R78 | 15844386 | 127767 | SH |  | SOLE | NONE | 126935 | 0 | 832 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 | BBG000BHGDH5 | 98766 | 837 | SH |  | DFND | NONE | 353 | 0 | 484 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 | BBG000BHGDH5 | 7542206 | 63917 | SH |  | SOLE | NONE | 63566 | 0 | 351 |
| ELEVANCE HEALTH INC | COM | 036752103 | BBG000BCG930 | 199536 | 513 | SH |  | DFND | NONE | 275 | 0 | 238 |
| ELEVANCE HEALTH INC | COM | 036752103 | BBG000BCG930 | 12444386 | 31994 | SH |  | SOLE | NONE | 31822 | 0 | 172 |
| ELI LILLY  CO | COM | 532457108 | BBG000BNBDC2 | 2799292 | 3591 | SH |  | DFND | NONE | 0 | 0 | 3591 |
| ELI LILLY  CO | COM | 532457108 | BBG000BNBDC2 | 2641048 | 3388 | SH |  | SOLE | NONE | 3388 | 0 | 0 |
| EMERSON ELEC CO | COM | 291011104 | BBG000BHX7N2 | 188662 | 1415 | SH |  | DFND | NONE | 0 | 0 | 1415 |
| EMERSON ELEC CO | COM | 291011104 | BBG000BHX7N2 | 28799 | 216 | SH |  | SOLE | NONE | 216 | 0 | 0 |
| EOG RES INC | COM | 26875P101 | BBG000BZ9223 | 304049 | 2542 | SH |  | DFND | NONE | 0 | 0 | 2542 |
| EOG RES INC | COM | 26875P101 | BBG000BZ9223 | 73560 | 615 | SH |  | SOLE | NONE | 615 | 0 | 0 |
| ESSEX PPTY TR INC | COM | 297178105 | BBG000CGJMB9 | 445788 | 1573 | SH |  | DFND | NONE | 1573 | 0 | 0 |
| EVERUS CONSTR GROUP | COM | 300426103 | BBG01M600X00 | 1446642 | 22771 | SH |  | DFND | NONE | 0 | 0 | 22771 |
| EVERUS CONSTR GROUP | COM | 300426103 | BBG01M600X00 | 155267 | 2444 | SH |  | SOLE | NONE | 2444 | 0 | 0 |
| EXELIXIS INC | COM | 30161Q104 | BBG000BQ4WF8 | 433169 | 9828 | SH |  | SOLE | NONE | 9828 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG000GZQ728 | 825640 | 7659 | SH |  | DFND | NONE | 584 | 0 | 7075 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG000GZQ728 | 7197051 | 66763 | SH |  | SOLE | NONE | 66423 | 0 | 340 |
| F5 INC | COM | 315616102 | BBG000CXYSZ6 | 3826160 | 13000 | SH |  | DFND | NONE | 0 | 0 | 13000 |
| FASTENAL CO | COM | 311900104 | BBG000BJ8YN7 | 498288 | 11864 | SH |  | DFND | NONE | 4600 | 0 | 7264 |
| FASTENAL CO | COM | 311900104 | BBG000BJ8YN7 | 2646 | 63 | SH |  | SOLE | NONE | 63 | 0 | 0 |
| FIFTH THIRD BANCORP | COM | 316773100 | BBG000BJL3N0 | 836091 | 20328 | SH |  | DFND | NONE | 100 | 0 | 20228 |
| FORD MTR CO | COM | 345370860 | BBG000BQPC32 | 77914 | 7181 | SH |  | DFND | NONE | 5600 | 0 | 1581 |
| FORD MTR CO | COM | 345370860 | BBG000BQPC32 | 37997 | 3502 | SH |  | SOLE | NONE | 3502 | 0 | 0 |
| GALLAGHER ARTHUR J  CO | COM | 363576109 | BBG000BBHXQ3 | 224724 | 702 | SH |  | DFND | NONE | 0 | 0 | 702 |
| GALLAGHER ARTHUR J  CO | COM | 363576109 | BBG000BBHXQ3 | 12165 | 38 | SH |  | SOLE | NONE | 38 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 | BBG000BK6MB5 | 47617 | 185 | SH |  | DFND | NONE | 62 | 0 | 123 |
| GE AEROSPACE | COM NEW | 369604301 | BBG000BK6MB5 | 220068 | 855 | SH |  | SOLE | NONE | 855 | 0 | 0 |
| GLACIER BANCORP INC NEW | COM | 37637Q105 | BBG000C3KB84 | 2145556 | 49804 | SH |  | DFND | NONE | 0 | 0 | 49804 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 | BBG000C6CFJ5 | 505334 | 714 | SH |  | DFND | NONE | 376 | 0 | 338 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 | BBG000C6CFJ5 | 22461862 | 31737 | SH |  | SOLE | NONE | 31563 | 0 | 174 |
| HOME DEPOT INC | COM | 437076102 | BBG000BKZB36 | 783510 | 2137 | SH |  | DFND | NONE | 490 | 0 | 1647 |
| HOME DEPOT INC | COM | 437076102 | BBG000BKZB36 | 16927402 | 46169 | SH |  | SOLE | NONE | 45939 | 0 | 230 |
| HONEYWELL INTL INC | COM | 438516106 | BBG000H556T9 | 133906 | 575 | SH |  | DFND | NONE | 0 | 0 | 575 |
| HONEYWELL INTL INC | COM | 438516106 | BBG000H556T9 | 110618 | 475 | SH |  | SOLE | NONE | 475 | 0 | 0 |
| ILLINOIS TOOL WKS INC | COM | 452308109 | BBG000BMBL90 | 406479 | 1644 | SH |  | DFND | NONE | 0 | 0 | 1644 |
| ILLINOIS TOOL WKS INC | COM | 452308109 | BBG000BMBL90 | 157004 | 635 | SH |  | SOLE | NONE | 635 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | BBG000BLNNH6 | 83718 | 284 | SH |  | DFND | NONE | 90 | 0 | 194 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | BBG000BLNNH6 | 440991 | 1496 | SH |  | SOLE | NONE | 1200 | 0 | 296 |
| INTUIT | COM | 461202103 | BBG000BH5DV1 | 594661 | 755 | SH |  | DFND | NONE | 0 | 0 | 755 |
| INTUIT | COM | 461202103 | BBG000BH5DV1 | 16540 | 21 | SH |  | SOLE | NONE | 21 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S HDL VOL | 46138E362 | BBG003H4R9V3 | 775561 | 16307 | SH |  | DFND | NONE | 16307 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S HDL VOL | 46138E362 | BBG003H4R9V3 | 1114759 | 23439 | SH |  | SOLE | NONE | 23439 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | BBG000BSWKH7 | 439105 | 796 | SH |  | SOLE | NONE | 796 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 | BBG003HC3CQ0 | 224092 | 3733 | SH |  | SOLE | NONE | 3733 | 0 | 0 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 | BBG00D7BDH61 | 461423 | 11780 | SH |  | SOLE | NONE | 11780 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 | BBG000BVZ4F5 | 36862833 | 59370 | SH |  | DFND | NONE | 490 | 0 | 58880 |
| ISHARES TR | CORE S ETF | 464287200 | BBG000BVZ4F5 | 2584807 | 4163 | SH |  | SOLE | NONE | 4163 | 0 | 0 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 | BBG000M0P5L2 | 349981 | 7255 | SH |  | DFND | NONE | 7255 | 0 | 0 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 | BBG000M0P5L2 | 2724692 | 56482 | SH |  | SOLE | NONE | 56482 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 | BBG000BWDHF8 | 1175758 | 10679 | SH |  | SOLE | NONE | 10679 | 0 | 0 |
| ISHARES TR | S 500 VAL ETF | 464287408 | BBG000BWD2Y0 | 332214 | 1700 | SH |  | SOLE | NONE | 1700 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 | BBG000D2KQ55 | 743725 | 8320 | SH |  | DFND | NONE | 0 | 0 | 8320 |
| ISHARES TR | MSCI EAFE ETF | 464287465 | BBG000D2KQ55 | 2099592 | 23488 | SH |  | SOLE | NONE | 23488 | 0 | 0 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 | BBG000JWZ6F0 | 41888 | 317 | SH |  | DFND | NONE | 199 | 0 | 118 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 | BBG000JWZ6F0 | 1306204 | 9885 | SH |  | SOLE | NONE | 9885 | 0 | 0 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 | BBG000BW05W9 | 21357 | 154 | SH |  | DFND | NONE | 0 | 0 | 154 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 | BBG000BW05W9 | 1567361 | 11302 | SH |  | SOLE | NONE | 11302 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 | BBG000JWXHK2 | 10353615 | 112576 | SH |  | DFND | NONE | 0 | 0 | 112576 |
| ISHARES TR | RUS MID CAP ETF | 464287499 | BBG000JWXHK2 | 2004854 | 21799 | SH |  | SOLE | NONE | 21799 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 | BBG000BWC7P0 | 2183724 | 35210 | SH |  | DFND | NONE | 950 | 0 | 34260 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 | BBG000CG9VP5 | 5050 | 26 | SH |  | DFND | NONE | 0 | 0 | 26 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 | BBG000CG9VP5 | 1380393 | 7107 | SH |  | SOLE | NONE | 7091 | 0 | 16 |
| ISHARES TR | S MC 400GR ETF | 464287606 | BBG000C15L83 | 579634 | 6371 | SH |  | SOLE | NONE | 6371 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 | BBG000BTR7Z0 | 1136601 | 2677 | SH |  | SOLE | NONE | 2677 | 0 | 0 |
| ISHARES TR | RUS 1000 ETF | 464287622 | BBG000CF7ZN2 | 371829 | 1095 | SH |  | SOLE | NONE | 1095 | 0 | 0 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 | BBG000C16Z27 | 2017119 | 12786 | SH |  | DFND | NONE | 667 | 0 | 12119 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 | BBG000C16Z27 | 2682 | 17 | SH |  | SOLE | NONE | 17 | 0 | 0 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 | BBG000C17LW4 | 2143664 | 7499 | SH |  | DFND | NONE | 0 | 0 | 7499 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 | BBG000CGC9C4 | 73369 | 340 | SH |  | DFND | NONE | 0 | 0 | 340 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 | BBG000CGC9C4 | 158174 | 733 | SH |  | SOLE | NONE | 733 | 0 | 0 |
| ISHARES TR | U.S. UTILITS ETF | 464287697 | BBG000BXVFQ8 | 257870 | 2466 | SH |  | SOLE | NONE | 2466 | 0 | 0 |
| ISHARES TR | S MC 400VL ETF | 464287705 | BBG000C14JK5 | 408308 | 3304 | SH |  | SOLE | NONE | 3304 | 0 | 0 |
| ISHARES TR | U.S. TECH ETF | 464287721 | BBG000CF9GL4 | 605579 | 3495 | SH |  | SOLE | NONE | 3495 | 0 | 0 |
| ISHARES TR | U.S. REAL ES ETF | 464287739 | BBG000BXW687 | 501997 | 5297 | SH |  | DFND | NONE | 662 | 0 | 4635 |
| ISHARES TR | U.S. REAL ES ETF | 464287739 | BBG000BXW687 | 1731258 | 18268 | SH |  | SOLE | NONE | 17440 | 0 | 828 |
| ISHARES TR | CORE S SCP ETF | 464287804 | BBG000BWCNN7 | 113662 | 1040 | SH |  | DFND | NONE | 0 | 0 | 1040 |
| ISHARES TR | CORE S SCP ETF | 464287804 | BBG000BWCNN7 | 279564 | 2558 | SH |  | SOLE | NONE | 2558 | 0 | 0 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 | BBG000BJ2TL6 | 488101 | 4590 | SH |  | SOLE | NONE | 4590 | 0 | 0 |
| ISHARES TR | EAFE SML CP ETF | 464288273 | BBG000T1G7X6 | 484994 | 6673 | SH |  | DFND | NONE | 6673 | 0 | 0 |
| ISHARES TR | EAFE SML CP ETF | 464288273 | BBG000T1G7X6 | 3276124 | 45076 | SH |  | SOLE | NONE | 45076 | 0 | 0 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 | BBG000NXKWH0 | 631946 | 6823 | SH |  | DFND | NONE | 2894 | 0 | 3929 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 | BBG000NXKWH0 | 22732282 | 245436 | SH |  | SOLE | NONE | 244274 | 0 | 1162 |
| ISHARES TR | GLB INFRASTR ETF | 464288372 | BBG000T1GGF6 | 162741 | 2749 | SH |  | DFND | NONE | 556 | 0 | 2193 |
| ISHARES TR | GLB INFRASTR ETF | 464288372 | BBG000T1GGF6 | 1875693 | 31684 | SH |  | SOLE | NONE | 31684 | 0 | 0 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 | BBG000R2T3H9 | 766901 | 9509 | SH |  | SOLE | NONE | 9509 | 0 | 0 |
| ISHARES TR | MBS ETF | 464288588 | BBG000QN3H90 | 2334105 | 24860 | SH |  | SOLE | NONE | 24860 | 0 | 0 |
| ISHARES TR | EAFE VALUE ETF | 464288877 | BBG000GLBJK9 | 487272 | 7676 | SH |  | SOLE | NONE | 7676 | 0 | 0 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 | BBG000HF82Y7 | 921648 | 8229 | SH |  | SOLE | NONE | 8229 | 0 | 0 |
| ISHARES TR | CORE 1 5 YR USD | 46432F859 | BBG003HC6HN9 | 2125227 | 43684 | SH |  | SOLE | NONE | 43684 | 0 | 0 |
| ISHARES TR | ESG AWARE MSCI | 46435U663 | BBG00KK876G7 | 212230 | 5135 | SH |  | SOLE | NONE | 5135 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | MUNICIPAL ETF | 46641Q647 | BBG00M8D47T3 | 583220 | 11749 | SH |  | DFND | NONE | 0 | 0 | 11749 |
| J P MORGAN EXCHANGE TRADED F | MUNICIPAL ETF | 46641Q647 | BBG00M8D47T3 | 6693954 | 134850 | SH |  | SOLE | NONE | 134850 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG000BMHYD1 | 1592724 | 10427 | SH |  | DFND | NONE | 2209 | 0 | 8218 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG000BMHYD1 | 859983 | 5630 | SH |  | SOLE | NONE | 5480 | 0 | 150 |
| JPMORGAN CHASE  CO. | COM | 46625H100 | BBG000DMBXR2 | 4622325 | 15944 | SH |  | DFND | NONE | 1922 | 0 | 14022 |
| JPMORGAN CHASE  CO. | COM | 46625H100 | BBG000DMBXR2 | 24275904 | 83736 | SH |  | SOLE | NONE | 83312 | 0 | 424 |
| KENVUE INC | COM | 49177J102 | BBG01C79X561 | 291178 | 13912 | SH |  | DFND | NONE | 184 | 0 | 13728 |
| KENVUE INC | COM | 49177J102 | BBG01C79X561 | 10067 | 481 | SH |  | SOLE | NONE | 481 | 0 | 0 |
| KIMBERLY-CLARK CORP | COM | 494368103 | BBG000BMW2Z0 | 540690 | 4194 | SH |  | DFND | NONE | 4124 | 0 | 70 |
| KIMBERLY-CLARK CORP | COM | 494368103 | BBG000BMW2Z0 | 3610 | 28 | SH |  | SOLE | NONE | 28 | 0 | 0 |
| KKR  CO INC | COM | 48251W104 | BBG000BCQ6J8 | 27138 | 204 | SH |  | DFND | NONE | 0 | 0 | 204 |
| KKR  CO INC | COM | 48251W104 | BBG000BCQ6J8 | 324593 | 2440 | SH |  | SOLE | NONE | 2440 | 0 | 0 |
| KNIFE RIVER CORP | COMMON STOCK | 498894104 | BBG002N3N2R4 | 1859024 | 22771 | SH |  | DFND | NONE | 0 | 0 | 22771 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 | BBG000BLGFJ9 | 203933 | 813 | SH |  | DFND | NONE | 426 | 0 | 387 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 | BBG000BLGFJ9 | 13724460 | 54714 | SH |  | SOLE | NONE | 54400 | 0 | 314 |
| LINDE PLC | SHS | G54950103 | BBG01FND0CC1 | 190018 | 405 | SH |  | DFND | NONE | 163 | 0 | 242 |
| LINDE PLC | SHS | G54950103 | BBG01FND0CC1 | 6537554 | 13934 | SH |  | SOLE | NONE | 13858 | 0 | 76 |
| LOCKHEED MARTIN CORP | COM | 539830109 | BBG000C1BW00 | 424236 | 916 | SH |  | DFND | NONE | 0 | 0 | 916 |
| LOCKHEED MARTIN CORP | COM | 539830109 | BBG000C1BW00 | 30567 | 66 | SH |  | SOLE | NONE | 66 | 0 | 0 |
| MARSH  MCLENNAN COS INC | COM | 571748102 | BBG000BP4MH0 | 381090 | 1743 | SH |  | DFND | NONE | 658 | 0 | 1085 |
| MARSH  MCLENNAN COS INC | COM | 571748102 | BBG000BP4MH0 | 15473153 | 70770 | SH |  | SOLE | NONE | 70399 | 0 | 371 |
| MARTIN MARIETTA MATLS INC | COM | 573284106 | BBG000BGYMH7 | 113635 | 207 | SH |  | DFND | NONE | 128 | 0 | 79 |
| MARTIN MARIETTA MATLS INC | COM | 573284106 | BBG000BGYMH7 | 6472238 | 11790 | SH |  | SOLE | NONE | 11723 | 0 | 67 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 | BBG000F1ZSQ2 | 4528113 | 8058 | SH |  | DFND | NONE | 131 | 0 | 7927 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 | BBG000F1ZSQ2 | 18490074 | 32904 | SH |  | SOLE | NONE | 32731 | 0 | 173 |
| MCDONALDS CORP | COM | 580135101 | BBG000BNSZP1 | 523861 | 1793 | SH |  | DFND | NONE | 261 | 0 | 1532 |
| MCDONALDS CORP | COM | 580135101 | BBG000BNSZP1 | 1084827 | 3713 | SH |  | SOLE | NONE | 3713 | 0 | 0 |
| MCKESSON CORP | COM | 58155Q103 | BBG000DYGNW7 | 21251 | 29 | SH |  | DFND | NONE | 0 | 0 | 29 |
| MCKESSON CORP | COM | 58155Q103 | BBG000DYGNW7 | 818515 | 1117 | SH |  | SOLE | NONE | 1117 | 0 | 0 |
| MDU RES GROUP INC | COM | 552690109 | BBG000BNX3R4 | 1518437 | 91088 | SH |  | DFND | NONE | 0 | 0 | 91088 |
| MDU RES GROUP INC | COM | 552690109 | BBG000BNX3R4 | 154248 | 9253 | SH |  | SOLE | NONE | 9253 | 0 | 0 |
| MEDTRONIC PLC | SHS | G5960L103 | BBG000BNWG87 | 438378 | 5029 | SH |  | DFND | NONE | 0 | 0 | 5029 |
| MEDTRONIC PLC | SHS | G5960L103 | BBG000BNWG87 | 12727 | 146 | SH |  | SOLE | NONE | 146 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 | BBG000BPD168 | 1904431 | 24058 | SH |  | DFND | NONE | 1227 | 0 | 22831 |
| MERCK  CO INC | COM | 58933Y105 | BBG000BPD168 | 10597070 | 133869 | SH |  | SOLE | NONE | 133110 | 0 | 759 |
| META PLATFORMS INC | CL A | 30303M102 | BBG000MM2P62 | 298188 | 404 | SH |  | DFND | NONE | 79 | 0 | 325 |
| META PLATFORMS INC | CL A | 30303M102 | BBG000MM2P62 | 17776898 | 24085 | SH |  | SOLE | NONE | 23961 | 0 | 124 |
| MICROSOFT CORP | COM | 594918104 | BBG000BPH459 | 6915989 | 13904 | SH |  | DFND | NONE | 5658 | 0 | 8246 |
| MICROSOFT CORP | COM | 594918104 | BBG000BPH459 | 64870720 | 130417 | SH |  | SOLE | NONE | 129875 | 0 | 542 |
| MONDELEZ INTL INC | CL A | 609207105 | BBG000D4LWF6 | 325331 | 4824 | SH |  | DFND | NONE | 0 | 0 | 4824 |
| MONDELEZ INTL INC | CL A | 609207105 | BBG000D4LWF6 | 77286 | 1146 | SH |  | SOLE | NONE | 1146 | 0 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 | BBG000BLZRJ2 | 143818 | 1021 | SH |  | DFND | NONE | 0 | 0 | 1021 |
| MORGAN STANLEY | COM NEW | 617446448 | BBG000BLZRJ2 | 77896 | 553 | SH |  | SOLE | NONE | 553 | 0 | 0 |
| MOTOROLA SOLUTIONS INC | COM NEW | 620076307 | BBG000BP8Z50 | 307356 | 731 | SH |  | DFND | NONE | 0 | 0 | 731 |
| MOTOROLA SOLUTIONS INC | COM NEW | 620076307 | BBG000BP8Z50 | 39944 | 95 | SH |  | SOLE | NONE | 95 | 0 | 0 |
| NASDAQ INC | COM | 631103108 | BBG000F5VVB6 | 261822 | 2928 | SH |  | DFND | NONE | 0 | 0 | 2928 |
| NETFLIX INC | COM | 64110L106 | BBG000CL9VN6 | 21426 | 16 | SH |  | DFND | NONE | 0 | 0 | 16 |
| NETFLIX INC | COM | 64110L106 | BBG000CL9VN6 | 409774 | 306 | SH |  | SOLE | NONE | 306 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 | BBG000BJSBJ0 | 182089 | 2623 | SH |  | DFND | NONE | 424 | 0 | 2199 |
| NEXTERA ENERGY INC | COM | 65339F101 | BBG000BJSBJ0 | 107532 | 1549 | SH |  | SOLE | NONE | 1549 | 0 | 0 |
| NISOURCE INC | COM | 65473P105 | BBG000BPZBB6 | 168702 | 4182 | SH |  | DFND | NONE | 1964 | 0 | 2218 |
| NISOURCE INC | COM | 65473P105 | BBG000BPZBB6 | 7849640 | 194587 | SH |  | SOLE | NONE | 193517 | 0 | 1070 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG000BBJQV0 | 1156487 | 7320 | SH |  | DFND | NONE | 2533 | 0 | 4787 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG000BBJQV0 | 52353778 | 331374 | SH |  | SOLE | NONE | 329650 | 0 | 1724 |
| OLD NATL BANCORP IND | COM | 680033107 | BBG000KFW1C2 | 1464372 | 68621 | SH |  | SOLE | NONE | 68621 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 | BBG000BQLTW7 | 3529344 | 16143 | SH |  | DFND | NONE | 0 | 0 | 16143 |
| ORACLE CORP | COM | 68389X105 | BBG000BQLTW7 | 131178 | 600 | SH |  | SOLE | NONE | 600 | 0 | 0 |
| PACCAR INC | COM | 693718108 | BBG000BQVTF5 | 72111470 | 758589 | SH |  | DFND | NONE | 975 | 0 | 757614 |
| PACCAR INC | COM | 693718108 | BBG000BQVTF5 | 92684 | 975 | SH |  | SOLE | NONE | 975 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 | BBG000N7QR55 | 156495 | 1148 | SH |  | DFND | NONE | 448 | 0 | 700 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 | BBG000N7QR55 | 12293065 | 90178 | SH |  | SOLE | NONE | 89651 | 0 | 527 |
| PALO ALTO NETWORKS INC | COM | 697435105 | BBG0014GJCT9 | 457166 | 2234 | SH |  | DFND | NONE | 1766 | 0 | 468 |
| PALO ALTO NETWORKS INC | COM | 697435105 | BBG0014GJCT9 | 10833437 | 52939 | SH |  | SOLE | NONE | 52728 | 0 | 211 |
| PARKER-HANNIFIN CORP | COM | 701094104 | BBG000BR3KL6 | 175316 | 251 | SH |  | DFND | NONE | 57 | 0 | 194 |
| PARKER-HANNIFIN CORP | COM | 701094104 | BBG000BR3KL6 | 12483754 | 17873 | SH |  | SOLE | NONE | 17778 | 0 | 95 |
| PAYCHEX INC | COM | 704326107 | BBG000BQSQ38 | 478854 | 3292 | SH |  | DFND | NONE | 0 | 0 | 3292 |
| PEPSICO INC | COM | 713448108 | BBG000DH7JK6 | 506241 | 3834 | SH |  | DFND | NONE | 1032 | 0 | 2802 |
| PEPSICO INC | COM | 713448108 | BBG000DH7JK6 | 318745 | 2414 | SH |  | SOLE | NONE | 2414 | 0 | 0 |
| PFIZER INC | COM | 717081103 | BBG000BR2B91 | 330585 | 13638 | SH |  | DFND | NONE | 4450 | 0 | 9188 |
| PFIZER INC | COM | 717081103 | BBG000BR2B91 | 55582 | 2293 | SH |  | SOLE | NONE | 2293 | 0 | 0 |
| PHILIP MORRIS INTL INC | COM | 718172109 | BBG000J2XL74 | 2859441 | 15700 | SH |  | DFND | NONE | 0 | 0 | 15700 |
| PHILIP MORRIS INTL INC | COM | 718172109 | BBG000J2XL74 | 76677 | 421 | SH |  | SOLE | NONE | 421 | 0 | 0 |
| PIPER SANDLER COMPANIES | COM | 724078100 | BBG000FQXC75 | 363823 | 1309 | SH |  | DFND | NONE | 0 | 0 | 1309 |
| PIPER SANDLER COMPANIES | COM | 724078100 | BBG000FQXC75 | 6671 | 24 | SH |  | SOLE | NONE | 24 | 0 | 0 |
| PNC FINL SVCS GROUP INC | COM | 693475105 | BBG000BRD0D8 | 261734 | 1404 | SH |  | DFND | NONE | 763 | 0 | 641 |
| PNC FINL SVCS GROUP INC | COM | 693475105 | BBG000BRD0D8 | 18258907 | 97945 | SH |  | SOLE | NONE | 97400 | 0 | 545 |
| POOL CORP | COM | 73278L105 | BBG000BCVG28 | 253005 | 868 | SH |  | DFND | NONE | 0 | 0 | 868 |
| PROCTER AND GAMBLE CO | COM | 742718109 | BBG000BR2TH3 | 28262093 | 177392 | SH |  | DFND | NONE | 3358 | 0 | 174034 |
| PROCTER AND GAMBLE CO | COM | 742718109 | BBG000BR2TH3 | 12193238 | 76533 | SH |  | SOLE | NONE | 76148 | 0 | 385 |
| PROLOGIS INC. | COM | 74340W103 | BBG000B9Z0J8 | 131610 | 1252 | SH |  | DFND | NONE | 580 | 0 | 672 |
| PROLOGIS INC. | COM | 74340W103 | BBG000B9Z0J8 | 5561374 | 52905 | SH |  | SOLE | NONE | 52670 | 0 | 235 |
| PULTE GROUP INC | COM | 745867101 | BBG000BR54L0 | 263650 | 2500 | SH |  | SOLE | NONE | 2500 | 0 | 0 |
| REPUBLIC SVCS INC | COM | 760759100 | BBG000BPXVJ6 | 626636 | 2541 | SH |  | DFND | NONE | 681 | 0 | 1860 |
| REPUBLIC SVCS INC | COM | 760759100 | BBG000BPXVJ6 | 14257511 | 57814 | SH |  | SOLE | NONE | 57491 | 0 | 323 |
| RITHM PPTY TR INC | COM | 38983D300 | BBG008200KW9 | 28347 | 10499 | SH |  | SOLE | NONE | 10499 | 0 | 0 |
| ROCKWELL AUTOMATION INC | COM | 773903109 | BBG000BBCDZ2 | 237834 | 716 | SH |  | SOLE | NONE | 716 | 0 | 0 |
| ROPER TECHNOLOGIES INC | COM | 776696106 | BBG000F1ZSN5 | 136042 | 240 | SH |  | DFND | NONE | 165 | 0 | 75 |
| ROPER TECHNOLOGIES INC | COM | 776696106 | BBG000F1ZSN5 | 171186 | 302 | SH |  | SOLE | NONE | 302 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 | BBG000BW8S60 | 125431 | 859 | SH |  | DFND | NONE | 859 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 | BBG000BW8S60 | 314673 | 2155 | SH |  | SOLE | NONE | 2155 | 0 | 0 |
| S GLOBAL INC | COM | 78409V104 | BBG000BP1Q11 | 187715 | 356 | SH |  | DFND | NONE | 0 | 0 | 356 |
| S GLOBAL INC | COM | 78409V104 | BBG000BP1Q11 | 795681 | 1509 | SH |  | SOLE | NONE | 1509 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 | BBG0025RWKW5 | 7950 | 300 | SH |  | DFND | NONE | 300 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 | BBG0025RWKW5 | 365859 | 13806 | SH |  | SOLE | NONE | 13806 | 0 | 0 |
| SERVICENOW INC | COM | 81762P102 | BBG000M1R011 | 263188 | 256 | SH |  | DFND | NONE | 125 | 0 | 131 |
| SERVICENOW INC | COM | 81762P102 | BBG000M1R011 | 11077562 | 10775 | SH |  | SOLE | NONE | 10726 | 0 | 49 |
| SHOPIFY INC | CL A | 82509L107 |  | 1510162 | 13092 | SH |  | SOLE | NONE | 13092 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 | BBG000CRF6Q8 | 94497 | 310 | SH |  | DFND | NONE | 0 | 0 | 310 |
| SPDR GOLD TR | GOLD SHS | 78463V107 | BBG000CRF6Q8 | 381342 | 1251 | SH |  | SOLE | NONE | 1251 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 | BBG000BDTBL9 | 324371 | 525 | SH |  | DFND | NONE | 525 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 | BBG000BDTBL9 | 577690 | 935 | SH |  | SOLE | NONE | 935 | 0 | 0 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 | BBG000BBNQB7 | 101966 | 180 | SH |  | DFND | NONE | 0 | 0 | 180 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 | BBG000BBNQB7 | 438456 | 774 | SH |  | SOLE | NONE | 774 | 0 | 0 |
| SPDR SERIES TRUST | NUVEEN BLOOMBERG | 78464A284 | BBG001MHWXD3 | 233874 | 9438 | SH |  | DFND | NONE | 211 | 0 | 9227 |
| SPDR SERIES TRUST | NUVEEN BLOOMBERG | 78464A284 | BBG001MHWXD3 | 2916829 | 117709 | SH |  | SOLE | NONE | 117709 | 0 | 0 |
| SPDR SERIES TRUST | BLOOMBERG HIGH Y | 78468R622 | BBG000NXDKM8 | 710071 | 7300 | SH |  | DFND | NONE | 0 | 0 | 7300 |
| SPDR SERIES TRUST | BLOOMBERG HIGH Y | 78468R622 | BBG000NXDKM8 | 229654 | 2361 | SH |  | SOLE | NONE | 2361 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 | BBG000CTQBF3 | 1213364 | 13242 | SH |  | DFND | NONE | 1754 | 0 | 11488 |
| STARBUCKS CORP | COM | 855244109 | BBG000CTQBF3 | 16714503 | 182413 | SH |  | SOLE | NONE | 181558 | 0 | 855 |
| STEEL DYNAMICS INC | COM | 858119100 | BBG000HGYNZ9 | 317465 | 2480 | SH |  | DFND | NONE | 0 | 0 | 2480 |
| STERIS PLC | SHS USD | G8473T100 | BBG00MRHG523 | 353604 | 1472 | SH |  | DFND | NONE | 0 | 0 | 1472 |
| STRYKER CORPORATION | COM | 863667101 | BBG000DN7P92 | 521836 | 1319 | SH |  | DFND | NONE | 200 | 0 | 1119 |
| STRYKER CORPORATION | COM | 863667101 | BBG000DN7P92 | 22551 | 57 | SH |  | SOLE | NONE | 57 | 0 | 0 |
| TE CONNECTIVITY PLC | ORD SHS | G87052109 | BBG01Q08MMR1 | 520516 | 3086 | SH |  | DFND | NONE | 0 | 0 | 3086 |
| THE BALDWIN INSURANCE GRP IN | COM CL A | 05589G102 | BBG00QDCHF36 | 806498 | 18839 | SH |  | SOLE | NONE | 18839 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 | BBG000BV8DN6 | 443947 | 3595 | SH |  | DFND | NONE | 1835 | 0 | 1760 |
| TJX COS INC NEW | COM | 872540109 | BBG000BV8DN6 | 17512981 | 141817 | SH |  | SOLE | NONE | 141058 | 0 | 759 |
| TRACTOR SUPPLY CO | COM | 892356106 | BBG000BLXZN1 | 373981 | 7087 | SH |  | DFND | NONE | 0 | 0 | 7087 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 | BBG000BM6788 | 87482 | 200 | SH |  | DFND | NONE | 0 | 0 | 200 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 | BBG000BM6788 | 321934 | 736 | SH |  | SOLE | NONE | 736 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 | BBG000BW3299 | 410923 | 1786 | SH |  | DFND | NONE | 175 | 0 | 1611 |
| UNION PAC CORP | COM | 907818108 | BBG000BW3299 | 590155 | 2565 | SH |  | SOLE | NONE | 2565 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 | BBG000CH5208 | 1847174 | 5921 | SH |  | DFND | NONE | 251 | 0 | 5670 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 | BBG000CH5208 | 8001407 | 25648 | SH |  | SOLE | NONE | 25503 | 0 | 145 |
| US BANCORP DEL | COM NEW | 902973304 | BBG000FFDM15 | 6839538 | 151150 | SH |  | DFND | NONE | 150 | 0 | 151000 |
| US BANCORP DEL | COM NEW | 902973304 | BBG000FFDM15 | 718253 | 15873 | SH |  | SOLE | NONE | 15873 | 0 | 0 |
| VALERO ENERGY CORP | COM | 91913Y100 | BBG000BBGGQ1 | 180123 | 1340 | SH |  | DFND | NONE | 690 | 0 | 650 |
| VALERO ENERGY CORP | COM | 91913Y100 | BBG000BBGGQ1 | 6958117 | 51764 | SH |  | SOLE | NONE | 51515 | 0 | 249 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 | BBG000R44H09 | 599379 | 7616 | SH |  | SOLE | NONE | 7616 | 0 | 0 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | BBG000BZZS63 | 4980849 | 67647 | SH |  | DFND | NONE | 1947 | 0 | 65700 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | BBG000BZZS63 | 2500843 | 33965 | SH |  | SOLE | NONE | 33965 | 0 | 0 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 | BBG004N1LFT5 | 297060 | 6000 | SH |  | DFND | NONE | 0 | 0 | 6000 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG0015VYNT4 | 43170 | 76 | SH |  | DFND | NONE | 0 | 0 | 76 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG0015VYNT4 | 1775662 | 3126 | SH |  | SOLE | NONE | 3126 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 | BBG000Q1ZB87 | 744533 | 2618 | SH |  | SOLE | NONE | 2618 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 | BBG000Q89NG6 | 738129 | 8288 | SH |  | DFND | NONE | 100 | 0 | 8188 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 | BBG000Q89NG6 | 365146 | 4100 | SH |  | SOLE | NONE | 4100 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 | BBG000HX76S7 | 2629842 | 9398 | SH |  | SOLE | NONE | 9398 | 0 | 0 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 | BBG000LNZ4P1 | 774694 | 4020 | SH |  | DFND | NONE | 2086 | 0 | 1934 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 | BBG000LNZ4P1 | 290221 | 1506 | SH |  | SOLE | NONE | 1506 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 | BBG000HT2CB6 | 252080 | 575 | SH |  | DFND | NONE | 194 | 0 | 381 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 | BBG000HT2CB6 | 438 | 1 | SH |  | SOLE | NONE | 1 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | BBG000HT3Z79 | 2429993 | 10254 | SH |  | DFND | NONE | 0 | 0 | 10254 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | BBG000HT3Z79 | 3632429 | 15328 | SH |  | SOLE | NONE | 15328 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG000HR9779 | 4971991 | 16359 | SH |  | DFND | NONE | 7040 | 0 | 9319 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG000HR9779 | 1674350 | 5509 | SH |  | SOLE | NONE | 5509 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | GLB EX US ETF | 922042676 | BBG001877Z08 | 286130 | 6200 | SH |  | DFND | NONE | 0 | 0 | 6200 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | BBG000HT88C8 | 970900 | 19630 | SH |  | DFND | NONE | 0 | 0 | 19630 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | BBG000HT88C8 | 13354 | 270 | SH |  | SOLE | NONE | 270 | 0 | 0 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 | BBG003H12X16 | 748369 | 14887 | SH |  | DFND | NONE | 7748 | 0 | 7139 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 | BBG003H12X16 | 497572 | 9898 | SH |  | SOLE | NONE | 9898 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | BBG001F8JPC4 | 3308996 | 47894 | SH |  | DFND | NONE | 22694 | 0 | 25200 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | BBG001F8JPC4 | 863349 | 12496 | SH |  | SOLE | NONE | 12496 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | BBG000QVFB47 | 2098196 | 36804 | SH |  | DFND | NONE | 200 | 0 | 36604 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | BBG000QVFB47 | 1340020 | 23505 | SH |  | SOLE | NONE | 23505 | 0 | 0 |
| VERTEX PHARMACEUTICALS INC | COM | 92532F100 | BBG000C1S2X2 | 212360 | 477 | SH |  | DFND | NONE | 253 | 0 | 224 |
| VERTEX PHARMACEUTICALS INC | COM | 92532F100 | BBG000C1S2X2 | 12806623 | 28766 | SH |  | SOLE | NONE | 28601 | 0 | 165 |
| VISA INC | COM CL A | 92826C839 | BBG000PSKYX7 | 606070 | 1707 | SH |  | DFND | NONE | 0 | 0 | 1707 |
| VISA INC | COM CL A | 92826C839 | BBG000PSKYX7 | 520503 | 1466 | SH |  | SOLE | NONE | 1466 | 0 | 0 |
| WAFD INC | COM | 938824109 | BBG000BWQTD0 | 306269 | 10460 | SH |  | DFND | NONE | 0 | 0 | 10460 |
| WALMART INC | COM | 931142103 | BBG000BWXBC2 | 646424 | 6611 | SH |  | DFND | NONE | 2550 | 0 | 4061 |
| WALMART INC | COM | 931142103 | BBG000BWXBC2 | 382809 | 3915 | SH |  | SOLE | NONE | 3915 | 0 | 0 |
| WASTE CONNECTIONS INC | COM | 94106B101 | BBG000FLHZZ2 | 2451073 | 13127 | SH |  | SOLE | NONE | 13127 | 0 | 0 |
| WATSCO INC | COM | 942622200 | BBG000DJN7L9 | 134694 | 305 | SH |  | DFND | NONE | 0 | 0 | 305 |
| WATSCO INC | COM | 942622200 | BBG000DJN7L9 | 220810 | 500 | SH |  | SOLE | NONE | 500 | 0 | 0 |
| WELLS FARGO CO NEW | COM | 949746101 | BBG000BWQFY7 | 536003 | 6690 | SH |  | DFND | NONE | 5300 | 0 | 1390 |
| WELLS FARGO CO NEW | COM | 949746101 | BBG000BWQFY7 | 1007509 | 12575 | SH |  | SOLE | NONE | 12575 | 0 | 0 |
| WISDOMTREE TR | FUTRE STRAT FD | 97717W125 | BBG001CSJZ68 | 1099638 | 31146 | SH |  | SOLE | NONE | 31146 | 0 | 0 |
| YUM BRANDS INC | COM | 988498101 | BBG000BH3GZ2 | 237088 | 1600 | SH |  | DFND | NONE | 0 | 0 | 1600 |
| YUM BRANDS INC | COM | 988498101 | BBG000BH3GZ2 | 32007 | 216 | SH |  | SOLE | NONE | 216 | 0 | 0 |

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