# EDGAR Filing Document

**Accession Number:** 0000849395
**File Stem:** 0001628280-26-009043
**Filing Date:** 2026-2
**Character Count:** 741049
**Document Hash:** 5a72583a6b07eba45ebaff29a5f96803
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001628280-26-009043.hdr.sgml**: 20260218

**ACCESSION NUMBER**: 0001628280-26-009043

**CONFORMED SUBMISSION TYPE**: 10-K

**PUBLIC DOCUMENT COUNT**: 168

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260218

**DATE AS OF CHANGE**: 20260218

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CRH PUBLIC LTD CO
- **CENTRAL INDEX KEY:** 0000849395
- **STANDARD INDUSTRIAL CLASSIFICATION:** CEMENT, HYDRAULIC [3241]
- **ORGANIZATION NAME:** 04 Manufacturing
- **EIN:** 000000000
- **STATE OF INCORPORATION:** L2
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 10-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-32846
- **FILM NUMBER:** 26648428

**BUSINESS ADDRESS:**
- **STREET 1:** STONEMASON'S WAY, RATHFARNHAM
- **CITY:** DUBLIN 16
- **STATE:** L2
- **ZIP:** D16 KH51
- **BUSINESS PHONE:** 353 1 404 1000

**MAIL ADDRESS:**
- **STREET 1:** STONEMASON'S WAY, RATHFARNHAM
- **CITY:** DUBLIN 16
- **STATE:** L2
- **ZIP:** D16 KH51

?xml version='1.0' encoding='ASCII'? crh-20251231

CRH FORM 10-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 10-K

☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended December 31, 2025

☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; to&nbsp;&nbsp;&nbsp;&nbsp;

Commission File Number: 001-32846

![CRH-Logo-FullColour-RGB.jpg](crh-20251231_g1.jpg)<br>

CRH public limited company

(Exact name of registrant as specified in its charter)

Ireland 98-0366809 <br> (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification Number)

Stonemason's Way, Rathfarnham, Dublin 16, D16 KH51, Ireland

+353 1 404 1000

(Address, including zip code, and telephone number, including area code, of registrant's principal executive offices)

**Securities registered pursuant to Section 12(b) of the Act:**

---

| | | |
|:---|:---|:---|
| Title of Each Class: | Trading Symbol(s): | Name of Each Exchange on Which Registered: |
| Ordinary Shares of €0.32 each  | CRH | New York Stock Exchange  |
| 5.200% Guaranteed Notes due 2029 | CRH/29 | New York Stock Exchange |
| 5.125% Guaranteed Notes due 2030 | CRH/30 | New York Stock Exchange |
| 4.400% Guaranteed Notes due 2031 | CRH/31 | New York Stock Exchange |
| 6.400% Notes due 2033 | CRH/33A | New York Stock Exchange |
| 5.400% Guaranteed Notes due 2034 | CRH/34 | New York Stock Exchange |
| 5.500% Guaranteed Notes due 2035 | CRH/35 | New York Stock Exchange |
| 5.000% Guaranteed Notes due 2036 | CRH/36 | New York Stock Exchange |
| 5.875% Guaranteed Notes due 2055 | CRH/55 | New York Stock Exchange |
| 5.600% Guaranteed Notes due 2056 | CRH/56 | New York Stock Exchange |

---

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CRH FORM 10-K

**Securities registered pursuant to Section 12(g) of the Act:** None

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.

☒ Yes ☐ No

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Exchange Act. ☐ Yes ☒ No

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. ☒ Yes ☐ No

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). ☒ Yes ☐ No

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company or an emerging growth company. See the definitions of "large accelerated filer," "accelerated filer," "smaller reporting company" and "emerging growth company" in Rule 12b-2 of the Exchange Act.

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| | | | |
|:---|:---|:---|:---|
| Large accelerated filer | ☒ | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Accelerated filer | ☐ |
| Non-accelerated filer | ☐ | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Smaller reporting company | ☐ |
| Emerging growth company | ☐ | | |

---

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended

transition period for complying with any new or revised financial accounting standards provided pursuant

to Section 13(a) of the Exchange Act. ☐

Indicate by check mark whether the registrant has filed a report on and attestation to its management's assessment of the effectiveness of its internal control over financial reporting under Section 404(b) of the Sarbanes Oxley Act (15 U.S.C 7262(b)) by the registered public accounting firm that prepared or issued its audit report. ☒

If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of the registrant included in the filing reflect the correction of an error to previously issued financial statements. □

Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of

incentive-based compensation received by any of the registrant's executive officers during the relevant recovery

period pursuant to §240.10D-1(b). □

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). ☐ Yes ☒ No

The aggregate market value of the voting shares held by non-affiliates of the registrant, computed by reference to the closing price as reported on the New York Stock Exchange, as of the last business day of CRH plc's most recently completed second fiscal quarter (June 30, 2025), was $61,825,009,498. CRH plc has no non-voting common equity.

As of February 4, 2026, the number of outstanding Ordinary Shares was 668,250,818 (excluding Treasury stock of 37,976,624 shares).

DOCUMENTS INCORPORATED BY REFERENCE: Portions of CRH plc's proxy statement to be prepared in connection with its 2026 Annual General Meeting (the 'Proxy Statement') are incorporated by reference into Part III of this Annual Report on Form 10-K. CRH plc intends to file the Proxy Statement with the SEC no later than 120 days following December 31, 2025.

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CRH FORM 10-K

**CERTAIN TERMS**

Except as otherwise specified or the context otherwise requires, references to 'CRH', the 'Company', 'we', 'us' or 'our' refer to CRH plc (together with its consolidated subsidiaries), and references to years indicate our fiscal year ended December 31 of the respective year.

References to this 'Form 10-K' are to this Annual Report on Form 10-K for the year ended December 31, 2025.

All references to the 'Consolidated Financial Statements' are to Part II, Item 8 of this Annual Report.

------

CRH FORM 10-K

**TABLE OF CONTENTS**

---

| | | |
|:---|:---|:---|
| PART I |  | PAGE |
| Item 1 | [Business](#i710735a19875456698c85ff0d2c5352b_16) | [6](#i710735a19875456698c85ff0d2c5352b_16) |
| Item 1A | [Risk Factors](#i710735a19875456698c85ff0d2c5352b_25) | [12](#i710735a19875456698c85ff0d2c5352b_25) |
| Item 1B | [Unresolved Staff Comments](#i710735a19875456698c85ff0d2c5352b_28) | [18](#i710735a19875456698c85ff0d2c5352b_28) |
| Item 1C | [Cyber](#i710735a19875456698c85ff0d2c5352b_31)security | [19](#i710735a19875456698c85ff0d2c5352b_31) |
| Item 2 | [Properties](#i710735a19875456698c85ff0d2c5352b_34) | [20](#i710735a19875456698c85ff0d2c5352b_34) |
| Item 3 | [Legal Proceedings](#i710735a19875456698c85ff0d2c5352b_37) | [26](#i710735a19875456698c85ff0d2c5352b_37) |
| Item 4 | [Mine Safety Disclosures](#i710735a19875456698c85ff0d2c5352b_40) | [26](#i710735a19875456698c85ff0d2c5352b_40) |
| PART II |  |  |
| Item 5 | [Market for Registrant](#i710735a19875456698c85ff0d2c5352b_46)['](#i710735a19875456698c85ff0d2c5352b_46)[s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities](#i710735a19875456698c85ff0d2c5352b_46) | [27](#i710735a19875456698c85ff0d2c5352b_46) |
| Item 6 | [Reserved] | [29](#i710735a19875456698c85ff0d2c5352b_49) |
| Item 7 | [Management's Discussion and Analysis of Financial Condition and Results of Operations](#i710735a19875456698c85ff0d2c5352b_52) | [30](#i710735a19875456698c85ff0d2c5352b_52) |
| Item 7A | [Quantitative and Qualitative Disclosures](#i710735a19875456698c85ff0d2c5352b_91)[a](#i710735a19875456698c85ff0d2c5352b_91)[bout Market Risk](#i710735a19875456698c85ff0d2c5352b_91) | [45](#i710735a19875456698c85ff0d2c5352b_91) |
| Item 8 | [Financial Statements and Supplementary Data](#i710735a19875456698c85ff0d2c5352b_94) | [46](#i710735a19875456698c85ff0d2c5352b_94) |
| Item 9 | [Changes in and Disagreements](#i710735a19875456698c85ff0d2c5352b_205)[W](#i710735a19875456698c85ff0d2c5352b_205)[ith Accountants on Accounting and Financial Disclosure](#i710735a19875456698c85ff0d2c5352b_205) | [93](#i710735a19875456698c85ff0d2c5352b_205) |
| Item 9A | [Controls and Procedures](#i710735a19875456698c85ff0d2c5352b_208) | [93](#i710735a19875456698c85ff0d2c5352b_208) |
| Item 9B | [Other Information](#i710735a19875456698c85ff0d2c5352b_211) | [94](#i710735a19875456698c85ff0d2c5352b_211) |
| Item 9C | [Disclosures Regarding Foreign Jurisdictions that Prevent Inspections](#i710735a19875456698c85ff0d2c5352b_214) | [94](#i710735a19875456698c85ff0d2c5352b_214) |
| PART III |  |  |
| Item 10 | [Directors, Executive Officers and Corporate Governance](#i710735a19875456698c85ff0d2c5352b_220) | [95](#i710735a19875456698c85ff0d2c5352b_220) |
| Item 11 | [Executive Compensation](#i710735a19875456698c85ff0d2c5352b_223) | [95](#i710735a19875456698c85ff0d2c5352b_223) |
| Item 12 | [Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters](#i710735a19875456698c85ff0d2c5352b_226) | [95](#i710735a19875456698c85ff0d2c5352b_226) |
| Item 13 | [Certain Relationships and Related Transactions, and Director Independence](#i710735a19875456698c85ff0d2c5352b_229) | [95](#i710735a19875456698c85ff0d2c5352b_229) |
| Item 14 | [Principal Account](#i710735a19875456698c85ff0d2c5352b_232)[ing](#i710735a19875456698c85ff0d2c5352b_232)[Fees and Services](#i710735a19875456698c85ff0d2c5352b_232) | [95](#i710735a19875456698c85ff0d2c5352b_232) |
| PART IV |  |  |
| Item 15 | [Exhibits and Financial Statement Schedules](#i710735a19875456698c85ff0d2c5352b_238) | [96](#i710735a19875456698c85ff0d2c5352b_238) |
| Item 16 | [Form 10-K Summary](#i710735a19875456698c85ff0d2c5352b_241) | [98](#i710735a19875456698c85ff0d2c5352b_241) |
| Signatures |  | [99](#i710735a19875456698c85ff0d2c5352b_244) |

---

4

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CRH FORM 10-K

**Forward-Looking Statements – Safe Harbor Provisions Under The Private Securities Litigation Reform Act Of 1995**

In order to rely upon the "Safe Harbor" provisions of the United States Private Securities Litigation Reform Act of 1995, CRH is providing the following cautionary statement.

This document contains statements that are, or may be deemed to be, forward-looking statements with respect to the financial condition, results of operations, business, viability and future performance of CRH and certain of the plans and objectives of CRH. These forward-looking statements may generally, but not always, be identified by the use of words such as "will", "anticipates", "should", "could", "would", "targets", "aims", "may", "continues", "expects", "is expected to", "estimates", "believes", "intends" or similar expressions. These forward-looking statements include all matters that are not historical facts or matters of fact at the date of this document.

In particular, the following, among other statements, are all forward-looking in nature: statements regarding the benefits of CRH's connected portfolio and entrepreneurial culture; plans and expectations regarding supply-side dynamics, customer demand, pricing, costs, underlying drivers for growth in infrastructure, residential and non-residential activity, including the megatrends of transportation, water and reindustrialization, and macroeconomic and other trends in CRH's markets, particularly in North America; plans and expectations regarding government and private funding initiatives and priorities, including the timing and amount of government funding, particularly with respect to the Infrastructure Investment and Jobs Act (IIJA), and reindustrialization activity in North America, Europe and Australia, and the effects on CRH's business; plans and expectations regarding CRH's strategy, growth capital expenditures, investments in technology, competitive advantages, growth opportunities, innovation, research and development and acquisitions and divestitures, including the timing for completion, tax and accounting effects and expected commercial and market benefits; plans and expectations regarding the outcome of pending legal proceedings and provisions for environmental and remediation costs; plans and expectations regarding the timing and amount of share buybacks and dividends, including the CRH plc Board of Directors' (the Board) policy for consistent long-term dividend growth; expectations regarding taxation of U.S. holders of our shares, including applicability of Irish Dividend Withholding Tax (DWT) and Irish stamp duty; expectations regarding the Company's income tax reserves and returns; plans and expectations regarding equity compensation plans and pension plans; plans and expectations regarding CRH's balance sheet, capital allocation, financial capacity, accounting policies, cash flows and working capital; plans and expectations regarding CRH's ability to fund its long-term contractual obligations, maturing debt obligations, capital expenditures, and other liquidity requirements; plans and expectations regarding the effect of existing and future laws, rules and regulations on CRH's business; and plans and expectations regarding human capital initiatives, workplace safety, sustainability and climate change, CRH's decarbonization targets, sustainability-related initiatives and business opportunities, including investments, impacts of the changing regulatory landscape, and the delivery of and consumer demand for sustainable solutions and products.

By their nature, forward-looking statements involve risk and uncertainty because they relate to events and depend on circumstances that may or may not occur in the future and reflect the Company's current expectations and assumptions as to such future events and circumstances that may not prove accurate. You are cautioned not to place undue reliance on any forward-looking statements. These forward-looking statements are made as of the date of this document. The Company expressly disclaims any obligation or undertaking to publicly update or revise these forward-looking statements other than as required by applicable law.

A number of material factors could cause actual results and developments to differ materially from those expressed or implied by these forward-looking statements, certain of which are beyond our control, and which include, but are not limited to: economic and financial conditions, including changes in interest rates, inflation, price volatility and/or labor and materials shortages; demand for infrastructure, residential and non-residential construction and our products in geographic markets in which we operate; increased competition and its impact on prices and market position; increases in energy, labor and/or other raw materials costs; adverse changes to laws and regulations, including in relation to climate change; the impact of unfavorable weather; investor and/or consumer sentiment regarding the importance of sustainable practices and products; availability of public sector funding for infrastructure programs; political uncertainty, including as a result of political and social conditions in the jurisdictions CRH operates in, or adverse political developments, including the ongoing geopolitical conflicts in Ukraine and the Middle East; failure to complete or successfully integrate acquisitions or make timely divestitures; cyber-attacks and exposure of associates, contractors, customers, suppliers and other individuals to health and safety risks, including due to product failures. Additional factors, risks and uncertainties that could cause actual outcomes and results to be materially different from those expressed by the forward-looking statements in this report including, but not limited to, the risks and uncertainties described herein and in "Risk Factors" in Part 1, Item 1A of this Form 10-K.

5

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CRH FORM 10-K

**PART I**

Item 1. Business

**Overview**

CRH is the leading provider of building materials critical to modernizing infrastructure. With our team of 83,032 people across 3,961 locations, our unmatched scale, connected portfolio, and deep local relationships make us the partner of choice for transportation, water and reindustrialization projects, shaping communities for a better tomorrow. The Company, which has market leadership positions in North America, Europe and Australia, has grown rapidly since formation in 1970 and in 2025 generated $37.4 billion of Total revenues, $3.8 billion of Net income and $7.7 billion of Adjusted EBITDA\*.<sup>1</sup>

In 2025, 40% of Total revenues came from infrastructure, 32% from residential construction and 28% from non-residential construction. 60% of Total revenues came from sales to new-build construction, while 40% of Total revenues came from repair and remodel activity.

CRH's connected portfolio supplies building materials across the construction value chain, better serving our customers' needs and driving repeat business while making construction simpler, safer and more sustainable. This customer-centric approach combines our unique entrepreneurial culture, leading performance and local market knowledge with our value-added building products and services to be a valuable partner for customers across our end-markets. CRH's leading positions of scale serve transportation and critical infrastructure, reindustrialization projects and commercial and residential construction activity.

CRH has a proven track record of growing and creating value through acquisition with over 1,250 deals completed in our history. We acquire businesses at attractive valuations and create value by connecting them with our existing operations and generating synergies. The Company takes an active approach to portfolio management and continuously reviews the competitive landscape for attractive investment and divestiture opportunities to deliver further growth and value creation for shareholders. In 2025, CRH completed 38 acquisitions for a total consideration of $4.1 billion compared with $5.0 billion in 2024. The largest acquisition in 2025 was in our Americas Materials Solutions segment where the Company completed the acquisition of Eco Material Technologies (Eco Material), North America's leading supplier of Supplementary Cementitious Materials (SCMs).

CRH has a primary listing on the New York Stock Exchange (NYSE) and an international secondary listing on the London Stock Exchange (LSE) for its Ordinary Shares, each listing represented by the ticker symbol "CRH". References to the 'Ordinary Shares' and 'Common Shares' refer to our ordinary shares of €0.32 each.

**Our Connected Portfolio**

CRH's connected portfolio of value-added building materials, products and services serves transportation and critical infrastructure construction (including highways, bridges, rail, water, energy and telecommunications projects), reindustrialization activity (including manufacturing and data center projects) and commercial and residential markets across North America, Europe and Australia.

**Essential Materials** Essential Materials, consisting of aggregates and cementitious materials, are the foundation of CRH's connected portfolio. Our businesses manufacture and supply these materials for use extensively in a wide range of construction applications, from major road and infrastructure projects to large-scale reindustrialization facilities and the development and refurbishment of commercial buildings, private residences and public spaces. Our focus on continuous business improvement, deep materials and local market knowledge and our extensive network of locations drives performance and helps us deliver value to our customers. Customers typically range from national, regional and local governments to contractors and other construction product and service providers.

**Road Solutions** CRH is a leading provider of materials, products and services for road construction in North America and Europe. With our capabilities in manufacturing, installation, maintenance and circularity, we deliver a range of innovative products and services for our customers to better connect our communities, from major public highway infrastructure projects to residential roads, airports and parking lots. As responsible operators considerate of our environmental impact, we optimize the use of recycled materials in our paving services, thereby reducing waste, emissions and energy consumption. Together with our Essential Materials businesses, we have developed our roads offering to provide customers with quality, flexibility, speed, expertise and convenience through our deep market knowledge and highly capable team of professionals.

**Building and Infrastructure Solutions** Our Building & Infrastructure Solutions connect and protect critical infrastructure to help solve complex construction challenges for transportation, water, energy, telecommunications and reindustrialization projects. Working closely with our Essential Materials and Roads businesses, we provide materials, products and engineering services to enable the transition to a more durable built environment. With a particular focus on below-ground construction, we are a leading provider of multi-material products that renew and protect the critical infrastructure that enhances the daily lives of millions of people.

**Outdoor Living Solutions**

CRH's Outdoor Living businesses integrate specialized materials, products and design features to enhance the quality of private and public spaces. We help our customers in residential and commercial markets create unique outdoor settings by providing products for repair, remodel and new construction projects. Outdoor Living is closely linked to our Essential Materials businesses and to our customers through a wide geographic network providing a comprehensive suite of products including hardscapes, masonry, fencing, railing and packaged lawn and garden products. We place a strong focus on anticipating the needs of customers by continually enhancing our offering through innovation and technology, portfolio expansion and multifaceted collaboration.

\* Represents a non-GAAP measure. See "Non-GAAP Reconciliation and Supplementary Information" on pages 35 to 38 for a reconciliation to the most directly comparable GAAP measure.<sup>1</sup>

6

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CRH FORM 10-K

**Business Segment Information** For the year ended December 31, 2025, CRH was organized through three segments across two Divisions.

**Americas Division** CRH's Americas Division is comprised of two segments: Americas Materials Solutions and Americas Building Solutions. The North American market's positive fundamentals, including significant public investment in infrastructure and private investment in reindustrialization activity, is driving demand for CRH's connected portfolio of materials, products and services. Over several decades, CRH has established difficult to replicate, leading positions of scale across North America and employs 49,828 people at 2,127 locations across 48 U.S. states and seven Canadian provinces.

*Americas Materials Solutions*

Americas Materials Solutions manufactures and supplies building materials for the construction and maintenance of public and private infrastructure, commercial and industrial applications, and residential buildings in North America. The primary materials produced by this segment include aggregates, cementitious materials, readymixed concrete and asphalt. This segment also provides paving and construction services for customers. In 2025, this segment accounted for 45% of CRH's Total revenues and 52% of Adjusted EBITDA.

The Americas Materials Solutions segment leverages our benefits of scale, deep industry expertise, strong local brands and an extensive array of essential materials to implement CRH's strategy, offering high-quality materials, products and services to satisfy multiple customer needs. In turn, this enables CRH to provide a value-enhancing, differentiated service, saving time and reducing logistical challenges for our customers. Through this customer-centric approach CRH aims to reduce lead times and complexity, deepening relationships, driving repeat business and increasing the share of customer wallet spent on CRH products and services.

Our unmatched scale and connected portfolio are defining characteristics of this segment, enabling us to optimize production throughout the supply chain and to capture greater value. In order to support its operations, the Company has established a network of long-term reserves at quarry locations, predominantly adjacent to urban areas where demand for its materials and products is strongest.

*Americas Building Solutions*

Americas Building Solutions manufactures and supplies high-quality, value-added innovative products that connect and protect critical infrastructure in communities across North America. Products in this segment are highly specified, designed and engineered thereby adding value for the customer. This segment serves large-scale infrastructure construction (including transportation, water, energy and telecommunications projects), reindustrialization activity (including manufacturing and data center projects) and provides outdoor living solutions for enhancing private and public spaces. In 2025, Americas Building Solutions accounted for 19% of CRH's Total revenues and 19% of Adjusted EBITDA.

This segment capitalizes on secular market trends, including the urgent need to upgrade transportation and water infrastructure, the increased investment in reindustrialization activity and the growing demand for more sustainable construction to provide high-quality durable building products. CRH's ability to provide products which are tailored to the specific requirements of individual customer projects helps to drive competitive advantage and deliver sustainable growth in this segment.

**International Division**

CRH's International Division, which is comprised of one segment, International Solutions, is a leading provider of building materials across Europe and Australia. In Eastern Europe and Australia we see high-growth potential through strong economic activity, while in Western Europe, CRH's businesses operate in attractive markets backed by significant public infrastructure spending and region-wide initiatives that promote increased construction activity. In these regions, CRH is experiencing increasing demand for its materials and product offering. The International Division employs 33,204 people at 1,834 locations across 27 countries.

*International Solutions* 

International Solutions integrates building materials, products and services for the construction and renovation of transportation infrastructure, critical utility networks, commercial and residential buildings, and outdoor living spaces. CRH has established itself as a leader in its markets, enabling strong value creation through commercial excellence and performance improvement initiatives, while serving growing demand across the construction value chain for innovative and value-added products and services. In 2025, this segment accounted for 36% of CRH's Total revenues and 29% of Adjusted EBITDA.

**Materials and Products** The following materials and products are produced and supplied by CRH's connected portfolio of businesses.

**Aggregates** 

Aggregates are naturally occurring mineral deposits such as granite, limestone and sandstone. CRH extracts these deposits and processes them for sale as aggregates products such as crushed stone, sand and gravel. Typically, aggregates are used in road and rail infrastructure, building foundations and in the production of products including concrete and asphalt. Annualized aggregates sales volumes<sup>1</sup> in 2025 were 380.7 million tons of which the Americas Division and International Division were 231.1 million tons and 149.6 million tons, respectively.

**Cementitious Materials**

Cement is produced from limestone reserves and is the primary binding agent in the production of concrete products, including readymixed concrete and mortars, which are used extensively throughout the built environment. Cementitious Materials also include fly ash, pozzolans, synthetic gypsum, calcined clay and Ground Granulated Blast-furnace Slag (GGBS) used to enhance the performance and sustainability of concrete. Annualized cementitious material sales volumes<sup>1</sup> in 2025 were 59.0 million tons of which the Americas Division and International Division were 23.9 million tons and 35.1 million tons, respectively.

<sup>1</sup> Annualized sales volumes reflect the full-year impact of acquisitions and divestitures during the year and may vary from actual volumes sold. This includes volumes which are used internally

(e.g. aggregates supplied internally for cement production).

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CRH FORM 10-K

**Concrete** 

Concrete is a highly versatile building material, comprised of aggregates bound together with cement and water. Readymixed concrete is the most commonly used form of concrete. It forms the foundations of buildings and homes, roads, tunnels and bridges, water management systems and clean energy structures. While readymixed concrete is supplied to customers for on-site casting, CRH's infrastructural concrete businesses produce and supply precast and pre-stressed concrete products such as vaults, pipes and manholes. These products are delivered to, and assembled at, construction sites where they are used throughout the built environment. Annualized readymixed concrete sales volumes<sup>2</sup> in 2025 were 39.5 million cubic yards of which the Americas Division and International Division were 16.7 million cubic yards and 22.8 million cubic yards, respectively.

**Asphalt** 

Asphalt consists of aggregates bound together with bitumen and is widely used as a surface material in roads, bridges, airport runways, sidewalks and other amenities. In recent years, the use of recycled materials in asphalt has increased considerably. Using materials from existing road surfaces to produce new asphalt reduces the demand for virgin material, extends the life of our aggregates reserves and contributes to reducing the carbon footprint of the product. Recycled Asphalt Pavement (RAP) and Recycled Asphalt Shingles (RAS) are used extensively by CRH businesses to produce new asphalt products for road and other surfaces. Annualized asphalt sales volumes<sup>2</sup> in 2025 were 62.8 million tons of which the Americas Division and International Division were 52.9 million tons and 9.9 million tons, respectively.

**Building Products** 

CRH's connected portfolio utilizes our essential materials to produce a range of value-added building products. These include the manufacturing of concrete and polymer-based products such as underground vaults, drainage systems, enclosures and modular precast structures. These are typically supplied to the transportation, water, energy and telecommunications markets, in addition to complex reindustrialization projects. CRH also manufactures a variety of concrete masonry, hardscape and related products including pavers, blocks and curbs, retaining walls and slabs. Further CRH produces fencing and railing systems, lawn and garden products and packaged concrete mixes. These products are supplied to residential, commercial and do-it-yourself (DIY) construction markets.

**Key Trends and Opportunities**

Industry-specific megatrends that are shaping how CRH evolves to meet the needs of its customers include:

• Increased levels of funding support for transportation infrastructure such as roads, bridges, tunnels, airports and rail networks;

• Growing reindustrialization activity in North America, Europe and Australia driving construction in areas such as manufacturing and data centers;

• The continued need to upgrade and modernize aging critical infrastructure such as water, energy and telecommunications systems;

• A changing regulatory landscape supporting demand for innovative products for a more resilient and sustainable built environment; and

• Supply-side dynamics, such as labor constraints, driving increasing investment in automation, technology and digital solutions.

In addition, broader key trends affecting the development of CRH's businesses include:

• Population growth and urbanization driving increasing demand for construction and building materials;

• Economic development and further investment in infrastructure, non-residential and residential projects; and

• The recurring need to maintain, repair and upgrade the built environment as buildings and civil infrastructure age and wear.

**Innovation and Sustainability**

Investing in technology and innovation across our operations enables CRH to develop higher performing businesses and better serve our customers' needs. Our locally-led, globally-enabled approach and our leading performance model enable us to innovate across diverse geographies and markets, where it matters most for our customers.

Our customer-centric approach to innovation harnesses the strength of our internal research and development capabilities with the power of external partnerships and ventures across our connected growth platforms. We have a network of experts across our businesses collaborating in the research and development of innovative solutions. Our ability to replicate and scale our innovation and technical expertise between our Americas' and International businesses gives us further opportunities for growth. CRH Ventures, our venture capital arm, works in partnership with start-ups, industry players, and academic institutions to pilot and scale cutting-edge technologies and accelerate progress towards a more resilient built environment.

Sustainability is embedded in our strategy and is an important enabler of our leading performance model. Our sustainability framework identifies three areas: water, circularity, and decarbonization where CRH's connected portfolio of essential materials, infrastructure products, and value-added services positions us to capture further value and accelerate growth.

• Water: addressing the urgent need to modernize and expand water infrastructure through engineered solutions and management systems for water-resilient communities.

• Circularity: reimagining the way materials are used, including recycling and reusing construction and waste materials to create value, protect our asset base and extend the life of our reserves.

• Decarbonization: developing innovative solutions that support the construction of resilient, lower-carbon buildings and infrastructure.

CRH continues to enhance its capabilities to develop a higher-performing and more sustainable built environment through investment in innovative technologies. The acquisition of Eco Material, a leader in SCMs, positions CRH at the forefront of next-generation cement and concrete. Our strategic investment in VODA.ai expands our capabilities in water asset management with Artificial Intelligence (AI)-driven technology. This platform helps utilities manage aging water infrastructure by providing AI-driven predictive analytics to assess pipe condition and risk across transmission, distribution, and collection systems.

We continue to build on our strong sustainability foundations: embedding responsible business conduct across our operations, protecting the natural world, and helping our people and communities to thrive.

<sup>2</sup> Annualized sales volumes reflect the full-year impact of acquisitions and divestitures during the year and may vary from actual volumes sold. This includes volumes which are used internally

(e.g. aggregates supplied internally for cement production).

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**Environmental and Governmental** 

**Regulations** 

Our operations in the United States are subject to federal, state and local laws, while our European operations are subject to local, national and European Union (EU) laws and regulations. Our operations elsewhere are typically subject to both national and local regulatory requirements.

**Compliance and Costs**

Compliance with applicable regulations requires capital investment and ongoing expenditures for the operation and maintenance of systems and implementation of improvement programs. These include investments in licensing, permitting and monitoring, waste and water management plans, reductions in air emissions and energy consumption, promotion and protection of biodiversity, education and training, as well as employment of environmental specialists within CRH. These capital investments and expenditures were not material to CRH's earnings, results of operations or financial condition in 2025 and 2024.

Management believes that its current provision for environmental and remediation costs is reasonable and that any potential non-compliance at its operations and facilities with applicable environmental laws and regulations is not likely to have a material adverse effect on CRH's operations or financial condition. See Item 3. "Legal Proceedings" and Note 12 "Asset retirement obligations" in Item 8. "Financial Statements and Supplementary Data".

**Land and Environmental Management** We generally own or lease the real estate on which our main raw materials, aggregates and other minerals are located. As part of our business model, we have established an extensive global network of extractive sites comprised of 1,334 properties, of which 252,791 acres of land are owned and 128,651 acres are leased. These extractive sites provide us with the raw materials to manufacture various primary building materials, such as aggregates, cementitious materials, asphalt, readymixed concrete and concrete products. We offer these products directly for sale and integrate them into our downstream products and services. Materials produced by our aggregates and cementitious materials businesses, for example, can be supplied to our downstream businesses for use in our Road Solutions, Building & Infrastructure Solutions and Outdoor Living Solutions businesses.

Our operations are typically required to comply with government land use plans and zoning requirements. We are required by government authorities to obtain operating permits and resource rights, such as water rights, to conduct certain operations, such as quarries, mines, production and distribution facilities. The terms and general availability of government permits required to conduct our business influence the scope of our operations at the respective sites. We are also required to obtain permits and adhere to applicable restrictions, often including establishing appropriate environmental management systems, to minimize the risk that necessary permits are revoked, modified or not renewed.

CRH is also subject to multiple laws that require the Company, as a mine operator, to reclaim and restore properties after mining activities have ceased. As a result, we are required to record reasonable provisions for such reclamation in our Consolidated Financial Statements.

From time to time, we are required by law and/or contractual obligations to investigate and remediate releases of hazardous substances at our manufacturing sites and at sites where hazardous substances from our operations may have been disposed of. Where we have been required to incur such expenses, we are required to record reasonable provisions for such remediation in our Consolidated Financial Statements.

The Clean Air Act in the United States and similar laws elsewhere require that certain of our facilities, including our cement plants, obtain and maintain air emissions permits that subject them to pollution control requirements and require pre-approval for constructing certain facilities. In addition, the Clean Water Act in the United States and similar laws elsewhere require certain of our facilities to maintain permits limiting pollutants discharged into receiving waters and to implement technological controls to manage the discharge of stormwater and wastewater from those operations. CRH is also required to comply with laws designed to promote biodiversity and protect ecosystems. Therefore, CRH may from time to time be required to install additional equipment or technologies to remain in compliance with such environmental regulations.

**Sustainability Performance**

CRH is committed to driving profitable growth by providing its customers with innovative solutions that make construction simpler, safer, and more sustainable.

CRH's connected portfolio of essential materials, infrastructure products, and value-added services play an important role in shaping a more resilient built environment and in 2025, revenues from products with enhanced sustainability attributes<sup>3</sup> were $15.7 billion, an increase of 7% compared with 2024.

CRH is continuing to advance its contribution to the circular economy, preserving scarce natural resources and using more recycled materials in construction. In 2025, CRH recycled 51.2 million tonnes of wastes and by-products, sourced internally and from other industries, for use as alternative materials and fuels in its products and processes (2024: 44.7 million tonnes).

In 2025, Scope 1 and 2 absolute carbon emissions decreased by 1%, from 29.7 million tonnes<sup>4</sup> in 2024 to 29.5 million tonnes in 2025, as CRH made further progress implementing the key levers in its decarbonization roadmap. CRH successfully delivered on its cement-specific net CO2 emissions per tonne of cementitious product target of 520kg by 2025. Adjusting for the impact of changes in CRH's portfolio since the target was set in 2019, CRH's cement-specific net CO2 emissions per tonne of cementitious product was 518kg in 2025. This represents a 33% reduction on 1990 levels.

CRH has an absolute carbon emissions reduction target of 30% by 2030 (from a 2021 base year) inclusive of organic business growth. In 2023, the Science Based Targets initiative (SBTi) validated CRH's targets<sup>5</sup> in line with a 1.5°C trajectory.

A significant portion of the actions required to deliver on the 2030 roadmap are based on known technologies, well-established operational excellence programs and activities in which CRH has a proven track record of delivery. CRH's roadmap includes incremental capital expenditure of approximately $150 million annually on average through 2030, which is subject to strict internal investment criteria and the net business benefit is expected to increase revenues and profitability.

<sup>3</sup> Revenues from products with enhanced sustainability attributes is defined as revenues derived from those products that incorporate any, or a combination of: recycled materials; are produced using alternative energy and fuel sources; have a lower carbon footprint as compared to those products using traditional manufacturing processes; and/or are designed to specifically benefit the environment.

<sup>4</sup> Note all sustainability metrics are presented in metric tonnes. Scope 1, 2 and 3 absolute carbon emissions were 47.0 million tonnes in 2025 (2024: 47.1 million tonnes).

<sup>5</sup> The SBTi's Target Validation Team has classified CRH's Scope 1 and Scope 2 target ambition and has determined that it is in line with a 1.5°C trajectory.

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**Supply Chain**

CRH employs a dedicated global purchasing team and its supply chain combines internal supply, external sources and third-party service providers to deliver products to customers in various markets.

As outlined on page 9, CRH owns or leases the real estate on which its main raw materials are located and has established an extensive global network of quarries. As part of its vertically integrated business model, the raw materials from these quarries are used to manufacture primary building materials, such as aggregates, cement, asphalt, readymixed concrete and concrete products, which are offered directly for sale or integrated into downstream products and services.

CRH is a significant purchaser of certain materials and resources important to its business, including cementitious materials, bitumen, steel, and energy supplies, all of which it acquires at market rates. CRH is not dependent on any one source for the supply of these materials and resources, other than in certain jurisdictions with regard to the supply of gas and electricity.

CRH also utilizes various external suppliers and service providers throughout its business in addition to its internal supply chains, which enables it to economically source various raw materials, equipment and other inputs and to transport finished products to customers. The Company is committed to establishing a sustainable and resilient supply chain and takes an active approach to monitoring it.

**Seasonality**

Activity in the construction industry is dependent to a considerable extent on the seasonal impact of weather on the Company's operating locations, with periods of higher activity in some markets during spring and summer which may reduce significantly in winter due to inclement conditions and extreme weather events. In addition to impacting demand for our products and services, adverse weather can negatively impact the production processes for a variety of reasons. For example, workers may not be able to work outdoors in sustained high temperatures and heavy rainfall and/or other unfavorable weather conditions.

**Competitive Environment** CRH is a market leader in many of the construction markets it operates in across North America, Europe and Australia. CRH prioritizes investment in markets with attractive fundamentals including population and economic growth, which drive demand for construction. Many of the markets in which CRH operates are highly fragmented, and as a result, CRH products and services face strong competition. The Company's profits are sensitive to changes in volumes and prices which are impacted from time to time by competitive conditions experienced in different markets.

Pricing for products is impacted by macroeconomic conditions, the number of competitors, the degree of utilization of production capacity, the specifics of product demand, innovation and differentiation, among other factors.

Fragmented markets continue to offer focused growth opportunities for CRH. Similarly, competitors may seek to expand their existing positions or enter new markets and the Company may experience competition for potential acquisitions identified by CRH management.

**Intellectual Property and Research & Development** CRH relies on a combination of intellectual property laws, confidentiality procedures and contractual provisions to protect its proprietary assets and brands. CRH owns, or has applied for intellectual property rights, including patents, trademarks, service marks and internet domain names, both domestically and internationally, where appropriate.

CRH engages in ongoing research & development projects to improve existing and develop new technologies to drive further growth and value creation.

The Company's research initiatives include:

• A $250 million Venturing and Innovation Fund, launched in 2022, to support the development of new technologies and innovative solutions. To date, research initiatives across the Company include hydrogen use, CO2 mineralization projects, novel cements, AI technology and Carbon Capture Usage and Storage (CCUS);

• CRH Ventures, the Company's venture capital arm, invests in, and partners with, construction technology and climate technology companies across the construction value chain to pilot and scale new technologies and innovations that will enable safer, smarter and more sustainable construction; and

• CRH's internal innovation network provides expertise and leadership to identify and analyze global market and construction trends and new growth opportunities. CRH's network of laboratories and experts across operating companies collaborate to advance research on building materials and processes, such as climate-resilient water infrastructure and low-carbon cement and concrete.

Through these initiatives, CRH is supporting the development of new technologies and innovative solutions to meet the increasingly complex needs of customers and evolving trends in construction.

**Human Capital Resources**

People are our priority, and we believe that building a safe and inclusive work environment that empowers and inspires our global workforce is core to our success. In 2025, we employed 83,032 people at 3,961 locations in 28 countries, of which 49,828 were in the Americas Division and 33,204 in the International Division. Some of our businesses are seasonal in nature which results in peaks and troughs in employment numbers across certain sections of our workforce. These changes are managed through fair and flexible hiring practices.

**Safety and Well-Being**

The safety and well-being (including physical and mental health) of our employees, contractors, and other stakeholders is embedded in CRH's values. Our ambition is to have a culture of safety and wellness working towards zero harm, with a target of zero fatalities in any year. The Safety, Environment & Social Responsibility Committee, a Board committee, receives regular reports in relation to safety indicators.

CRH invests substantial time, effort, and financial resources to comply with applicable regulations and ensure a safe workplace. In 2025, 93% of our locations had zero accidents and we achieved a lost-time incident rate of 0.31 based on the number of incidents per 200,000 work hours for employees and contractors globally. We continue to monitor near misses, prioritizing those high potential learning events to achieve our goal of zero harm. We also invest in initiatives and programs across CRH, including training, technologies and equipment to increase the standard of safety across our operations and reduce risks.

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CRH further supports our employees through our health and well-being programs providing tools, social support and strategies for physical and mental health.

Our mining operations, manufacturing facilities, and other operations are subject to a variety of worker health and safety requirements, including laws and regulations administered by the United States Occupational Safety and Health Administration (OSHA) and Mine Safety and Health Administration (MSHA) and their state-level and foreign equivalents. Failure to comply with these applicable workplace health and safety requirements can result in sanctions and claims for personal injury and property damage and/or the closure of sites.

**Employee Engagement**

At CRH, we want to enhance and sustain a culture where everyone feels empowered, respected, and supported to grow. The Board and management team are committed to building an inclusive culture where talented people of all backgrounds have opportunities and can perform at their best. CRH has an engagement strategy which is built on, among other things, a firm commitment to nurture respect and inclusion. Employee engagement is critical to understanding what matters most to our employees and in generating insights regarding CRH's performance culture, training and career development opportunities, safety culture, corporate purpose, initiatives to support inclusion, and overall strategy.

The Board has delegated responsibility for the management of employee engagement to the Nomination & Corporate Governance Committee. We continue to adapt engagement strategies, ways of working, and leadership development approaches based on employee feedback. Working with the Global Leadership Team, CRH develops action plans based on the results of these engagements. The proximity of our senior leaders to daily operations across CRH is a key reason for the Company's continued success and enables dynamic engagement across our operations.

We respect the rights of our employees to form and join trade unions and take part in collective bargaining. We operate both unionized and non-unionized workplaces.

We are focused on creating a global workforce that will drive performance now and for years to come. Learning and development is integral to embedding our culture and values, ensuring compliance with policies and attracting, retaining and developing top talent. We invest in talent development throughout our businesses, empowering our employees across all levels of education and employment to grow their careers through personal and professional development opportunities to ensure we have a pipeline of talent in place for the next generation of leaders at CRH. We continue to roll out our Frontline Leadership Program, which provides leadership development training for frontline supervisors across CRH, advancing the skills of our employees across a range of programs such as management, inclusive leadership, and safety. We have also established multiple training and compliance programs to support appropriate conduct, including mandatory annual trainings regarding anti-bribery, anti-fraud, and anti-theft topics.

CRH promoted inclusion through a range of initiatives and developments in 2025, including the development of toolkits, forums, and supports for our Employee Resource Groups (ERGs). Our ERGs are voluntary, employee-led groups, open to all employees. Their aim is to foster an inclusive workplace by strengthening communication, community, and employee experience.

**Available Information**

The Company maintains an internet address at *www.crh.com* and makes available free of charge through its website its annual reports on Form 10-K, quarterly reports on Form 10-Q and current reports on Form 8-K, and amendments thereto, if any, filed or furnished pursuant to Section 13(a) or 15(d) of the Exchange Act, which are available as soon as reasonably practicable after CRH files or furnishes such information to the SEC. The Company also posts its Proxy Statements on its website. Investors may also access such documents via the SEC's website at *www.sec.gov*.

References in this document to other documents on the CRH website are included only as an aid to their location and are not incorporated by reference into this Form 10-K. CRH's website provides the full text of earnings updates, and copies of presentations to analysts and investors.

Further, copies of CRH's key corporate governance policies and other reports, including its Code of Business Conduct, Sustainability Performance Report and the charters for Committees of the Board, may be found on the CRH website.

The Company undertakes no obligation to update any statements contained in this Form 10-K or the documents incorporated by reference herein for revisions or changes after the filing date of this Form 10-K, other than as required by law.

We post news releases, announcements and other statements about our business performance, results of operations and sustainability matters on our website, some of which may contain information that may be deemed material to investors. Additionally, we use our LinkedIn account *(www.linkedin.com/company/crh)*, as well as our other social media channels from time to time, to post announcements that may contain information that may be deemed material to investors. Our executive officers may use similar social media channels to disclose public information. We encourage investors, the media and others interested in CRH to review the business and financial information we or our executive officers post on our website and the social media channels identified above. Information on CRH's website or such social media channels does not form part of, and is not incorporated into, this Form 10-K.

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Item 1A. Risk Factors

In addition to the other information contained in this Form 10-K, you should carefully consider the following risk factors before investing in our Ordinary Shares. The following risks are considered material to our business based upon current knowledge, information, and assumptions. The risks and uncertainties we describe below relate to future events, expectations, trends, and operating periods, are subject to change and are not the only ones we face. Additional risks and uncertainties of which we are not aware or that we currently believe are immaterial may also adversely affect the business, financial condition, and results of operations of the Company. If any of the possible events described below were to occur, the business, financial condition, and results of operations of the Company could be materially and adversely affected. If that happens, the market price of our Ordinary Shares could decline, and holders of our Ordinary Shares could lose all or part of their investment.

This Form 10-K also contains forward-looking statements that involve risks and uncertainties. Our actual results may differ materially from those anticipated in these forward-looking statements as a result of various factors, including (but not limited to) the risks described below and elsewhere in this Form 10-K.

**Risks Related to Our Industry and Our Business Industry Cyclicality and Economic Conditions** *CRH's business depends on construction demand, and construction activity is inherently cyclical and influenced by multiple factors, including global and national economic circumstances (particularly those affecting the infrastructure and construction markets), monetary policy, consumer sentiment, swings in fuel and other input costs, and weather conditions that may, individually or collectively, disrupt outdoor construction activity.* 

Given the nature of our core products, many of which cannot be transported on a cost-effective basis over long distances, our operations are particularly sensitive to the economic conditions in the local markets in which we operate. In general, economic uncertainty and rising interest rates can exacerbate negative trends in construction activity, including when current and/or prospective customers are unable to obtain credit or issue bonds, which can lead to the postponement, delay and/or cancellation of projects, and an associated negative impact on demand for building materials and related services. With a significant proportion of construction activity undertaken outside (e.g. highway construction), demand for and the utilization of the Company's products and services such as cementitious materials, aggregates, asphalt, concrete, and concrete products can be highly seasonal in line with customer demand, and may additionally be impacted by acute and/or chronic changes in global and/or localized weather events/conditions.

In addition, CRH may also be negatively impacted by fluctuations in the price of fuel and principal energy-related raw materials, which accounted for approximately 10% of Total revenues in 2025, consistent with 10% in 2024, with no guarantee that the Company will continue to be able to absorb these inflationary pressures.

**Government Infrastructure Spending** *CRH's financial performance may be adversely impacted by reductions or delays in government infrastructure spending.* 

A significant percentage of the Company's products and/or services is consumed by public infrastructure projects, including the construction of highways and bridges. Accordingly, demand for our products may be impacted by adverse changes in public policy, as well as the financial resources and investment strategy of government bodies in our markets. The allocation of government funding for public infrastructure programs is a key driver for our markets, such as the infrastructure elements of the IIJA in the United States and large European infrastructure initiatives.

However, government budget deficits might reduce government infrastructure investment and reduce demand for the Company's products. Similarly, any significant delay and/or adverse change in investment strategy by policy makers in any of the Company's key markets could reduce market demand, adversely impacting financial performance.

**Adverse Geopolitical Change/Environment** *Adverse public policy, economic, social, and political situations in any country in which the Company operates could lead to a number of risks including health and safety risks for the Company's people, a fall in demand for the Company's products, business interruption, restrictions on repatriation of earnings and/or a loss of plant access.*

CRH primarily operates across North America, Europe, and Australia. The economies of these countries in which we operate are broadly stable. However, they are at varying stages of development, which presents multiple risks and uncertainties that could adversely affect the Company's operations and financial results. These risks and uncertainties include:

• Changes in political, social or economic conditions;

• New or strengthened trade protection measures, currency controls or import or export licensing requirements;

• Political unrest and currency shocks;

• Social activism and civil disturbance, terrorist events or outbreak of armed conflict, among other potential causes;

• Labor and procurement practices which contravene ethical considerations and regulatory requirements;

• Unexpected changes in regulatory and tax requirements; and

• Lockdowns or other restrictions due to public health emergencies, such as pandemics.

In addition, CRH has people, assets, and operations in Ukraine and neighboring countries, which face physical risk due to the ongoing conflict. The Board and management are actively monitoring the situation in Ukraine, as uncertainty continues to exist due to the ongoing conflict in the region.

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**Health and Safety Performance** *CRH's businesses operate in an industry with inherent health and safety risks, including the operation of heavy vehicles, working at height, use of mechanized processes, and handling of substances and materials potentially hazardous to people, animal life and/or the environment. Any failure to ensure safe workplaces could result in a deterioration in CRH's safety performance and related adverse regulatory action or legal liability. Health and safety incidents could significantly impact CRH's operational and financial performance, as well as its reputation.* 

CRH's safety risks extend to sites not wholly within our control, including outdoor paving and construction sites. This environment presents a complex challenge which requires safe behaviors and engagement from employees as well as robust Company policies and procedures. A high number of accidents may pose additional challenges in recruiting new employees, ensuring operational continuity and maintaining licenses and permits.

Further, CRH is subject to a broad and stringent range of existing and evolving laws, regulations, standards, and best practices with respect to health and safety in each of the jurisdictions in which it operates. Should CRH's health and safety frameworks, processes, and controls fail to comply with such regulations, the Company could be exposed to significant potential legal liabilities and penalties. Any failure resulting in the discharge or release of hazardous substances to the environment (e.g. storage tank leaks or explosions) could in addition expose CRH to significant liability remediation costs and/or penalties that impact our financial position.

In addition, potential issues with products could lead to health, safety and other issues for our broad range of stakeholders including our employees, contractors, customers, and communities.

The occurrence or recurrence of disruptive/dangerous pandemics could materially endanger our workers and/or contractors.

**People Management** *CRH may not achieve its strategic objectives if it is not successful in attracting, engaging, retaining, and developing employees with the required skill sets, planning for leadership succession, developing an engaged and inclusive workforce, and building constructive relationships with collective representation groups.* 

The identification and subsequent assessment, management, development, and deployment of talented individuals is of major importance in continuing to deliver on the Company's strategy and in ensuring that succession planning objectives for key executive roles throughout its international operations are satisfied. As well as ensuring the Company identifies, hires, integrates, engages, develops, and promotes talent, the Company must attract and retain a broad workforce representing diversity of thought and perspective and maintain an inclusive working environment. Our ability to achieve these objectives depends on the availability of a pool of workers with the required training and skills, and the attractiveness of our employer value proposition compared with competing employers.

The Company operates in a labor-intensive industry and can face frontline labor shortages that impact its ability to produce goods, operate facilities, and install products. Additionally, any significant loss of employee resources for a sustained period of time (e.g. due to sickness or a public health emergency) could impact the Company's ability to maintain operations.

The Company must also maintain constructive relationships with the trade/labor unions that represent certain employees under collective agreements. Failure to do so could mean that the Company cannot renegotiate on appropriate terms the relevant collective agreements upon expiration and may face strikes or work stoppages as a consequence. Poor labor relations could create reputational risk for the Company and/or disrupt our businesses, raise costs, and reduce revenues and earnings from the affected locations, with potential adverse effects on the results of operations and financial condition of the Company.

**Strategic Mineral Reserves and Permitting** *Failure of CRH to maintain access to mineral resources and reserves, plan for reserve depletion, and secure or maintain permits for its mining operations may result in operation stoppages, adversely impacting financial performance.*

Continuity of the cash flows derived from the production and sale of certain building materials depends on satisfactory reserves planning, including appropriate long-term arrangements for their replacement. The high weight-to-price ratio of the aggregates we consume generally makes it uneconomical to transport them over long distances, and accordingly it is important to secure high quality mineral resources local to our markets or adjacent to appropriate logistical hubs (e.g. rail infrastructure). Any failure to adequately plan for reserve depletion, or accurately forecast future growth markets, could lead to a failure to maintain, and/or acquire and develop required sites, especially given long development lead times, and associated operational stoppages that adversely impact financial performance and cash flows.

Appropriate reserves are increasingly scarce, and licenses and permits required for operations are also becoming harder to secure (e.g. due to increasing resistance from communities that have expanded around potential attractive reserves). In addition, the Company cannot guarantee that it will continue to satisfy the many terms and conditions under which such licenses and permits are granted and/or renewed.

Reserve estimates and projections of production rates of the minerals used in the Company's products inherently contain numerous assumptions and uncertainties, that, for example, may depend upon geological interpretation, and statistical inferences or assumptions drawn from drilling and sampling analysis. If such interpretations, inferences or assumptions are subsequently proven incorrect and differ materially from actual geological conditions and/or production rates, we may exhaust reserves more quickly than anticipated over the long-term.

The failure to plan adequately for current and future extraction and utilization or to ensure ongoing compliance with requirements of issuing authorities could lead to operational disruptions and negatively affect our long-term financial results. For additional information on the Company's reserves position, see pages 21 to 25.

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**Climate Change and Policy** *The impact of climate change may adversely affect CRH's operations and cost base and the stability of markets in which the Company operates. Risks related to climate change that could affect the Company's operations and financial performance include both physical risks (such as acute and chronic changes in weather) and transitional risks (such as technological development, policy and regulation change, and market and economic responses).*

Risks related to climate change that could affect the Company's operations and/or financial performance are discussed as follows:

Physical

Acute weather events such as hurricanes or flooding, and chronic events such as increased precipitation, rising sea levels and/or temperatures may have an adverse effect on the Company's business and operations. Operational productivity and demand for the Company's products may be reduced during these weather events leading to reduced financial performance. Changing population demographics and other macro events arising from climate change may also impact demand for our products in significantly affected areas.

Transition

• Legal and Regulatory: As stakeholder expectations with regard to climate change continue to evolve, and various governmental bodies in our markets propose changes to laws and regulations covering emissions, carbon allowances and taxation, we may be exposed to increased operational, compliance and litigation related risks and costs. Efforts to address climate change through laws and regulations, for example by requiring reductions in emissions of greenhouse gases (GHG) such as CO2 can create economic risks and uncertainties for the Company's businesses. Such risks could include the introduction of more extensive carbon emissions caps and associated carbon costs, additional costs of installing equipment to reduce emissions to comply with GHG limits, and higher costs from the imposition of legislative and/or regulatory controls. There is a risk of reduced competitiveness due to any failure of equalization measures to level costs between domestic producers and importers from countries with lower enforced environmental regulations/GHG constraints.

• Technology: The Company has publicly set itself carbon emission reduction goals and ambitions, the delivery of which may depend on the rapid advancement of technologies, such as CCUS, that are still in early prototype or development phases. If our assumptions as to technology development timelines and/or our ability to economically access them prove inaccurate, we may be unable to deliver our emissions targets.

• Reputational: Any failure to reduce emissions arising from our operations or meet investor and other stakeholder groups' expectations with regard to emissions reductions may adversely impact the Company's reputation and/or increase the likelihood of associated stakeholder litigation. In addition, the Company may incur materially increased costs related to increases in the cost of carbon, requirements to make further capital investments, reduced access to capital, challenges in retaining and/or attracting talent, local community opposition to operating facilities, and any inability to secure licensing permits.

**Portfolio Management** *CRH engages in acquisition and divestiture activity as part of active portfolio management, and this portfolio management activity presents risks around due diligence, execution, and integration of assets. Additionally, the Company may be liable for liabilities of companies it has acquired or divested. Failure to efficiently identify and execute deals may limit the Company's growth potential and impact financial performance.*

The Company's acquisition strategy depends on successfully identifying and acquiring suitable assets at prices that satisfy our stringent cash flow and return on investment criteria. The Company may not be able to identify such companies, and, even if identified, may not be able to acquire them because of a variety of factors including the outcome of due diligence processes, the ability to raise required funds on acceptable terms, regulatory approvals (including in certain instances from competition authorities) and competition for transactions from peers and other entities acquiring companies in the building materials sector. In addition, situations may arise where the Company may be liable for the past acts, omissions or liabilities of acquired companies, or may remain liable in cases of divestiture (including for potential environmental liabilities or potential ongoing information technology (IT) support).

In addition, the Company's ability to realize the expected benefits from acquisitions depends in part on its ability to integrate newly-acquired businesses. If the Company fails to integrate acquisitions, it may not achieve expected growth synergies or financial, operating or other benefits, and it may incur write-downs, impairment charges or unforeseen liabilities that could negatively affect its operating results or financial position or could otherwise harm its business. Further, integrating an acquired business, products, or technology, or remediating post-acquisition underperformance and associated operational challenges, could divert management time and resources from other matters.

The Company may decide to use shares of its common stock to complete an acquisition and/or make strategic investments in other companies, which may dilute the ownership interests of existing shareholders and adversely impact the price of our stock.

**Payment of Dividends/Share Repurchase Program** *CRH may not pay dividends or make other returns of capital to shareholders in the future, and our current share repurchase program may not enhance long-term shareholder value.*

We cannot guarantee that we will pay or maintain dividends at their current level, or effect other future returns of capital (including, without limitation, share repurchases). Our ability to pay dividends or effect other returns of capital depends on factors such as our financial performance, cash flow requirements, business outlook, working capital requirements, interest expenses, economic climate, regulatory considerations, and any other factors deemed significant by the Board in exercising its discretion to return capital. In addition, under Irish law dividends may only be paid, and share repurchases and redemptions must generally be funded only, out of distributable reserves.

In addition, we cannot guarantee that our share repurchase program of our Ordinary Shares will be fully consummated or that it will enhance long-term shareholder value. The timing and actual number of shares repurchased/redeemed will depend on a variety of factors including the price, cash availability and other market conditions; the share repurchase program does not oblige us to repurchase/redeem any specific dollar amount or to acquire/redeem any specific number of shares, and may be suspended or terminated at any time, which may adversely affect the trading price of our Ordinary Shares. The existence of our share repurchase program could also cause increased volatility in the price of our Ordinary Shares or increase the price of our Ordinary Shares and thus reduce their liquidity. Additionally, repurchases and redemptions under our share repurchase program will diminish our cash reserves, which may adversely affect our financial position.

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**Early-Stage Business/Technology Investment** *CRH's venture capital unit may fail to achieve expected commercial success and financial returns, and CRH may lose all or part of its investments in early-stage companies.*

CRH, through its $250 million Venturing and Innovation Fund, makes investments in early-stage ventures focused on construction, sustainability and digitalization technology whose products and services may offer us future competitive advantage.

Investing in early-stage businesses and/or technologies presents inherent risks, with the potential that we may lose all or part of our investment if they fail to achieve anticipated strategic, technological, and financial returns. If we realize losses on our venture investments, our results of operations and financial condition may be adversely impacted.

**Sustainable Products and Innovation** *If CRH fails to develop new sustainable products that meet customer needs, we may fall behind our competitors and our financial performance may be adversely impacted.*

We operate in competitive markets with customers continuously pushing suppliers to deliver new, innovative products and solutions that enable them to work more efficiently, reduce their environmental footprint and realize greater cost savings. This is especially so in relation to changing customer preferences and demands for high-performance sustainability solutions with enhanced emissions and/or circularity profiles, including those with greater recycled content and/or innovations to existing products, that help them to deliver on their own climate and/or emissions-related commitments.

The failure to keep up with the pace of technological change may lead to increased operational costs and financial loss through the inability to supply products to customers who require innovative and low-carbon sustainable solutions. Failure to leverage innovation and other sustainability initiatives, for example transitioning to innovative lower-carbon products such as RAP, permeable paving solutions, lower-carbon cements and other high-performance sustainability solutions, may shorten product life cycles or give rise to early product obsolescence thus impairing financial performance and/or future value creation.

**Commodity Products and Substitution** *CRH manufactures and supplies a large number of commodity products into highly competitive markets. Failure by CRH to maintain pricing in an inflationary environment and to differentiate its products from its competitors could adversely impact our financial performance.*

Many of the Company's products are commodities that face strong volume and price competition, with pricing impacted by macroeconomic conditions, the competitive environment, the degree of utilization of production capacity and the specifics of product demand, among other factors. In addition, the Company's local competitors are increasingly innovative and cost competitive, and our products may also face competition from substitute products, including new products, that the Company does not produce. Any significant shift in demand preference to these alternate products could adversely impact market share and results of operations.

The Company may experience downward pricing pressure from time to time across its different markets and may not always be able to raise prices to offset increased operating expenses and inflationary pressures. The Company's profits are particularly sensitive to changes in volume, as the cement business is capital-intensive and thus has significant fixed and semi-fixed costs.

Any failure to maintain strong customer relationships could result in an inability to respond to changing consumer preferences and approaches to construction. Failure to differentiate and innovate could lead to adverse impacts on financial performance.

**Enabling Business Technology** *CRH depends on multiple types of information and operational technologies, and failure to properly manage and maintain such technologies could adversely impact our ability to operate.*

The Company makes significant capital investments in information and operational technology, and systems to promote operational efficiency and maintain competitive advantage. Some of these investments relate to complex, multi-year technology deployments that require specialist customization and project management to deliver expected value (including Enterprise Reporting Program (ERP) and industrial control systems deployments and upgrades). The Company maintains a complex operating environment in relation to both information and operating technology, that includes on-premises, hybrid and cloud technologies supported by a mixture of third-party outsourced service providers and internal resources. Any failure to properly manage the customization and/or deployment of these systems or this complex operating environment may result in additional costs being incurred and/or delayed or eroded benefit realization. If we fail to make the required technological investments at the right time, or fail to appropriately leverage emerging technologies, we may lose competitive advantage and/or inhibit our ability to comply with evolving laws and/or regulations.

Given the specific nature of the technology that the Company implements, it often relies on the support of specialist third-parties; any failure to secure appropriately skilled and experienced third-parties may result in an increased risk of unsuccessful implementations, time delays and/or increased costs.

**Major Business Interruption** *CRH depends on the continued availability of people, production equipment, processes and systems, and our production could be materially disrupted by operational failures, which would have a negative impact on our profitability.*

Given the capital-intensive nature of some of our product lines, with significant fixed and semi-fixed costs, the Company's profits are particularly sensitive to changes in volume, creating an exposure to any natural and/or human events that could disrupt production.

The ongoing, efficient operation of our facilities is often dependent on important pieces of equipment and IT networks/infrastructure. These can present single points of failure and can be difficult to quickly and/or easily replace due to long supply chain lead times and high associated capital costs. It is possible we could experience periodic disruption to equipment availability for a variety of reasons, including accidents, mechanical failures, fires/explosions, and extreme weather conditions.

In addition to damaging equipment, extreme weather events could also disrupt operations through delaying project start dates, extending product curing times, and/or disrupting infrastructure on which we depend including power and water networks. In addition, the manual nature of some of our manufacturing processes and infrastructure projects, including highway construction and maintenance, creates a high level of dependency on our highly skilled workforce. Any event that materially inhibits our people from being able to work, including an inability to get to our facilities and/or customer sites or widespread sickness/pandemic, could materially disrupt our operations, with adverse impacts on financial performance.

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**Cybersecurity** *CRH depends on multiple information and operational technology systems, including certain systems for which third-parties are in whole or in part responsible. We may be unable to protect our assets and data against increasingly sophisticated cybersecurity attacks. Security breaches, IT interruptions or data loss could result in significant business disruption, loss of production, reputational damage and/or regulatory penalties.*

The Company has not been subject to a cyber-attack that has had a material impact on our operations or financial results. However, we have faced attempted cyber-attacks and are likely to face future cyber-attacks, including malware or ransomware attacks, or suffer other human or technological errors that have a material impact. Breaches, significant IT interruptions or errors could disrupt production software, permit manipulation of financial data, and could lead to corruption or theft of sensitive data that we collect and retain about our customers, suppliers, employees, and business performance. Following a material cybersecurity incident, the Company may incur significant remediation costs, may face regulatory proceedings and/or private litigation, and may suffer damage to our reputation and customer confidence in our operations.

Our businesses rely on information and operational technologies to support critical business processes and activities, and failures or breaches of such technologies could lead to production curtailment and/or other operational disruptions. We rely on specialist third-parties to provide many of our information and operational technology systems, and vulnerabilities within such third-party systems could have a material negative effect on us. The third-parties on whom we rely may themselves be affected by cybersecurity breaches or failures, which could lead to operational disruption or other negative consequences that could adversely impact our own business and financial condition.

In addition, the Company regularly engages in acquisition activity as part of its active portfolio management. Many newly-acquired companies rely on different information and operational technology systems to the rest of the Company and may not have cybersecurity protections comparable to those implemented throughout the existing Company. Integrating newly-acquired companies and assets and implementing appropriate cybersecurity controls may be more resource-intensive and time-consuming than anticipated. Failure to appropriately integrate new acquisitions into our cybersecurity and IT systems can lead to vulnerabilities and make our systems more complex to secure. Further, the global nature of our operations and diverse information and operational technologies used across the Company may result in potential delays in the detection and reporting of cyber incidents. In addition, as cybersecurity threats evolve, including from emerging technologies, such as advanced forms of AI and quantum computing, the Company is increasingly required to expend additional resources to enhance our cybersecurity protection measures and may be required to expend additional resources to investigate and remediate identified vulnerabilities.

**Supply Chain Failure** *CRH's ability to maintain production capacity and/or quality depends on the reliable and economic sourcing of various input materials, and failure to manage any material disruption in our supply chains could adversely impact our ability to service our customers and result in a deterioration in operational and/or financial performance.*

The Company must reliably and economically source various raw materials, equipment and other inputs from many third-party suppliers and then transport finished products to satisfy customer demands and meet contractual requirements. Our ability to balance maintaining resilient supply chains with optimizing our working capital and inventory levels is critical to the continuity and strong financial returns of our operations. Any failure to manage any material disruption in our supply chains, including where we do not hold adequate buffer stocks and/or are unable to source adequate alternatives within acceptable timelines and at reasonable cost, could adversely impact our ability to service our customers and result in a deterioration in operational and/or financial performance, and reputational damage.

Some of the raw materials, equipment, transport and other inputs that the Company requires are limited to a small number of suppliers from which the Company can economically and/or practically source, which often have long lead times. Any of our suppliers may experience temporary, prolonged or even permanent operational disruption (e.g. significant system outages) and/or capacity in the market may fall below required levels (e.g. for haulage capacity), which could have an adverse impact on the Company's operations, financial performance, and reputation. In addition, in certain markets in which the Company operates, including markets for steel, cement, bitumen and SCMs, contracted market demand can far outstrip supply, which may restrict the Company's ability to obtain alternative suppliers or additional volumes where necessary. Our focus on responsible sourcing practices and other Environmental & Social Governance (ESG) considerations may also limit the pool of acceptable suppliers from which we may choose to source.

**Construction Contracts** *A number of our projects/contracts are complex, spanning multiple parties, years and/or products, and our future financial results may be adversely affected if we incorrectly forecast project budgets, deliver projects that do not meet contracted standards, or fail to deliver on time.*

Across the Company's business lines, we enter into contracts for complex, multi-year projects that comprise multiple product lines and as such are exposed to inherent risks related to forecasting and budgeting, project management and delivery, and quality control.

Any failure to manage these risks may reduce the Company's profitability and/or damage its reputation, with associated impacts on our ability to bid for and/or win future contracts.

**Risks Related to Financial, Regulatory and Reporting Environment** 

**Laws, Regulations and Business Conduct** *CRH is subject to a wide variety of local and international laws and regulations. CRH may face adverse operational and financial effects and reputational damage, including significant fines, debarment or other sanctions, due to litigation or investigations in connection with breaches or perceived breaches of such laws and regulations or otherwise. In addition, we are governed by the Irish Companies Act, which differs from laws generally applicable to U.S. companies.*

As an Irish incorporated company, with a primary listing on the NYSE and an international secondary listing on the LSE, CRH must comply with a wide variety of local and international laws and regulations, including the Irish Companies Act, U.S. securities laws and regulations, NYSE listing requirements, the Market Abuse Regulation, the Disclosure Guidance and Transparency Rules, and other relevant legislation and regulation. The Company is also subject to various statutes, regulations and laws affecting land usage, zoning, labor and employment practices, competition/anti-trust, financial reporting, taxation, anti-fraud and theft, anti-bribery, anti-corruption, governance, data protection and data privacy and security, environmental, health and safety, and international trade and sanctions laws, among other matters.

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There can be no assurance that the Company's policies and procedures will afford adequate protection against compliance failures or other fraudulent and/or corrupt activities. Any failure to comply with the requirements of any of these laws and/or regulations could have a material adverse effect on the Company's business, results of operations, financial condition, prospects and/or reputation, with resultant litigation or investigations, the imposition of significant fines, sanctions, debarment from operating in key markets, and/or reputational damage. Where subject to litigation, we establish reserves in line with the requirements of the relevant accounting standards, where there is a clearly defined past event, when the loss is assessed as probable and we can reasonably estimate the amount. These estimated reserves are based on the facts and circumstances known to the Company at the time of estimation and subsequent reporting and subsequent developments related to these matters may affect our assessment and estimates.

In addition, we are incorporated under Irish law, which treats interested director and officer transactions and shareholder lawsuits differently than the laws generally applicable to U.S. incorporated corporations and our shareholders may thus have more difficulty protecting their interests than would shareholders of a corporation incorporated in a jurisdiction of the United States. As we are an Irish company, the duties of our directors and officers are generally owed to CRH plc. Our shareholders will generally not have a personal right of action against our directors or officers and in limited circumstances only may exercise rights of action on behalf of the Company.

**Financial Instruments** *CRH uses financial instruments throughout its businesses giving rise to interest rate and leverage, foreign currency, counterparty, credit rating, and liquidity risks. A downgrade of the Company's credit ratings may give rise to increases in future funding costs and may impair the Company's ability to raise funds on acceptable terms. In addition, insolvency of the financial institutions with which the Company conducts business may adversely impact the Company's financial position.* 

Risks related to Company financing that could affect its operations and/or financial performance are discussed as follows:

Interest rate and leverage risks

As of December 31, 2025, the Company had outstanding gross indebtedness, including overdrafts, finance lease liabilities and the impact of derivatives, of approximately $18.2 billion, compared to $14.3 billion in 2024, and Cash and cash equivalents and Restricted cash of approximately $4.1 billion, compared to $3.8 billion in 2024. The Company uses interest rate swaps to manage its interest rate profile. Significant acquisition activity could adversely affect our leverage profile and, in turn, adversely impact operating and financial flexibility as well as financial position. There can be no assurance that the Company will not be adversely impacted by increases in borrowing costs in the future.

Foreign currency risks

If the Company's reporting currency weakens relative to the basket of foreign currencies in which Net Debt\*<sup>6</sup>is denominated (including the euro, Pound Sterling, Canadian Dollar, Australian Dollar, Philippine Peso, Polish Zloty, and Swiss Franc), the Net Debt\* balance would increase; the converse would apply if the Company's reporting currency was to strengthen. Where economically feasible, Net Debt\* is maintained in the same relative ratio as capital employed to act as an economic hedge of the underlying currency assets.

Counterparty risks

Insolvency of the financial institutions with which the Company conducts business or a downgrade in their credit ratings may lead to losses in the cash balances that the Company holds with such financial institutions or losses in derivative transactions that the Company has entered into with these parties and may render it more difficult for the Company to utilize existing debt capacity or otherwise obtain financing for operations. The Company holds significant cash and cash equivalents and restricted cash on deposit and derivative transactions with a variety of highly-rated financial institutions which as of December 31, 2025, totaled $4.1 billion and $60 million, compared to $3.8 billion and $27 million, respectively, in 2024. In addition, certain of the Company's activities give rise to significant amounts receivable from counterparties at the balance sheet date; as of December 31, 2025, this balance was $4.7 billion and in 2024 this balance was $4.4 billion.

Credit rating risks

A downgrade of the Company's credit ratings may give rise to increases in funding costs in respect of future debt and may, among other matters, impair its ability to access debt markets or otherwise raise funds or enter into lines of credit, for example, on acceptable terms. Such a downgrade may result from factors specific to the Company, including increased indebtedness stemming from acquisition activity, or from other factors such as general economic or sector specific weakness, Central Bank monetary policy, governmental fiscal policy or sovereign credit rating ceilings. In addition, any downgrade, suspension or withdrawal of one or more of our ratings could result in the market price, yield or marketability of our securities being adversely affected.

Liquidity risks

The principal liquidity risks stem from the maturation of debt obligations and derivative transactions. The Company aims to achieve flexibility in funding sources through a variety of means including (i) maintaining cash and cash equivalents with a number of highly-rated counterparties; (ii) meeting the bulk of debt requirements through debt capital markets or other term financing; (iii) limiting the annual maturity of such balances; and (iv) having surplus committed bank lines of credit. However, market or economic conditions may make it difficult at times to realize this objective. In addition, continued focus on climate change by investors and lenders may affect their preferences and sentiments, potentially impacting the Company's access to and cost of capital, and investment attractiveness.

<sup>6</sup>\*\* Represents a non-GAAP measure. See "Non-GAAP Reconciliation and Supplementary Information" on pages 35 to 38 for a reconciliation to the most directly comparable GAAP measure.

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**Taxation Charge and Balance Sheet Provisioning** *CRH is exposed to uncertainties stemming from governmental actions in respect of taxes paid or payable in the future in all jurisdictions of operation. In addition, various assumptions are made in the computation of the overall tax charge and in balance sheet provisions which may need to be adjusted over time. Changes in tax regimes or assessment of additional tax liabilities in future tax audits could result in incremental tax liabilities which could have a material adverse effect on cash flows and the financial results of operations.*

The Company's income tax charge is based on reported profits and statutory tax rates, which reflect various allowances and reliefs and tax efficiencies available to the Company in the multiple tax jurisdictions in which it operates. The determination of the Company's provision for income tax requires certain judgments and estimates in relation to matters where the ultimate tax outcome may not be certain. The recognition of deferred tax assets also requires judgment as it involves an assessment of the future recoverability of those assets. In addition, the Company is subject to tax audits which can involve complex issues that could require extended periods to conclude, the resolution of which is often not within its control. Although management believes that the estimates included in the Consolidated Financial Statements and the Company's tax return positions are reasonable, there can be no assurance that the final outcome of these matters will equal the estimates reflected in the Company's historical income tax provisions and accruals.

As a multinational corporation, the Company is subject to various taxes in all jurisdictions in which it operates. Economic and political conditions, tax rates and the interpretation of tax rules in these jurisdictions may be subject to significant change, particularly during periods of administrative change or fiscal deficit. In addition, the Company's future effective income tax rate could be affected (positively or negatively) by changes in the mix of earnings in countries with differing statutory tax rates, changes in the valuation of deferred tax assets or changes in tax laws or their interpretation.

Finally, changes to international tax principles, for example at an EU level, could adversely affect the Company's effective tax rate or result in higher cash tax liabilities. If the Company's effective income tax rate was to increase, its cash flows and the financial results of operations could be adversely affected.

**Foreign Currency Translation** *A proportion of CRH's revenues are in currencies other than its reporting currency, and adverse changes in exchange rates could negatively affect retained earnings.*

The principal foreign exchange risks to which the Consolidated Financial Statements are exposed pertain to (i) adverse movements in reported results when translated into the reporting currency; and (ii) declines in the reporting currency value of net investments which are denominated in a wide basket of currencies other than the reporting currency.

Given the geographic spread of the Company, a significant proportion of its revenues, expenses, assets, and liabilities are denominated in currencies other than the Company's reporting currency, including the euro, Pound Sterling, Canadian Dollar, Australian Dollar, Philippine Peso, Polish Zloty, and Swiss Franc. From year to year, adverse changes in the exchange rates used to translate these and other foreign currencies into the reporting currency have impacted and will continue to impact consolidated results.

**Goodwill Impairment** *CRH may be required to write-down its goodwill, which could have an adverse impact on the Company's retained earnings.*

Significant underperformance in any of the Company's major reporting units or the divestiture of businesses in the future may give rise to a material write-down of goodwill. While a non-cash item, a material write-down of goodwill could have a substantial impact on the Company's retained earnings.

Under U.S. GAAP, goodwill and indefinite-lived intangible assets are subject to annual impairment testing, or more frequently if events or circumstances change in a manner that would more likely than not reduce the fair value of a reporting unit below its carrying value. A detailed discussion of the impairment testing process, the key assumptions used, the results of that testing, and the related sensitivity analysis is contained in section "Critical Accounting Estimates" of Item 7. "Management's Discussion and Analysis of Financial Condition and Results of Operations" on page 42.

**Accounting Estimates** *CRH's financial reporting requires the use of accounting estimates for a number of significant items.*

The accounting standards used in preparation of our audited Consolidated Financial Statements are complex and involve the making of significant estimates and assumptions in their interpretation and application that are inherently uncertain and/or require subjective judgments. In the event these assumptions and/or judgments prove incorrect or different values were to be applied (e.g. through the adoption of different methods of calculation), our reported financial results could be materially higher or lower. We make accounting estimates in relation to a wide range of matters that are relevant to our business, such as impairment of long-lived assets, business combinations, impairment of goodwill, pension and other postretirement benefits, tax matters and litigation, including self-insurance and environmental compliance costs.

Any changes to accounting standards previously applied in the preparation of our audited Consolidated Financial Statements could affect future reported results compared with prior years, and/or see the revision of prior reporting where any retrospective application is required.

**Self-Insurance** *CRH may elect or be required to self-insure specific risk exposures, and failure or inability to obtain appropriate insurance coverage could result in increased insurance and claims costs that adversely affects our financial results.*

CRH elects to self-insure up to certain limits through one or more of its wholly-owned captive insurance companies (captives). The Company's captives provide coverage in respect of multiple lines of insurance to the Company's operating and non-operating entities up to certain designated limits, both each-and-every and in the annual aggregate. Where insurable losses exceed those limits, CRH would need to rely on external insurance and/or reinsurance from global institutions of appropriate credit standing, and such external insurance and/or reinsurance may not be available at an appropriate cost or at all.

Item 1B. Unresolved Staff Comments

None.

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Item 1C. Cybersecurity

**Cybersecurity Risk Management and Strategy**

CRH leverages its Enterprise Risk Management (ERM) framework, which accords with internationally recognized standards, to identify, assess, respond, monitor, manage, and report material cybersecurity risks facing the Company. CRH manages cybersecurity risk at multiple levels within the Company. Given CRH's wide geographic spread, the frequency and possible scale of acquisition activity, the diversity of the types of IT systems operated by CRH companies, and the decentralized nature of its operations, CRH implements an amalgam of centralized and decentralized processes for IT management. Under this model, Company-level management and the management of CRH's operating companies and business units share responsibility for cybersecurity management and collaborate on assessing, identifying, and managing material risks.

CRH's operating companies and business units use a variety of tools and processes to identify and manage material cybersecurity risks. CRH utilizes multiple monitoring tools and practices to identify and detect unusual activities and/or potential cybersecurity incidents, including potential system breaches, and to verify the effectiveness of protective measures. CRH's operating companies and business units implement various risk mitigation strategies, including continuously strengthening security measures, improving incident response plans through post-incident evaluations and assessments, investing in security technologies, providing regular and focused employee training, and transferring risk through cybersecurity insurance.

At the Enterprise-level, CRH conducts a semi-annual bottom-up risk assessment focused on CRH's operating companies and business units, including cybersecurity-related risks, which evaluates the impact and likelihood of the identified cyber risks and the effectiveness of existing security measures, policies, and procedures. CRH also requires that each operating company completes a self-assessment regarding its cyber controls and risk, including user awareness training, email security protection, multi-factor authentication, system patch management, identity management, network segregation, antivirus and web protections, asset inventory, privileged access management, logging, monitoring, and incident response capabilities.

As described further below under "Cybersecurity Governance", CRH's Board and senior management receive regular briefings on cybersecurity risks facing CRH and are closely involved in identifying cybersecurity risks, developing CRH's plan for managing such risks, and continuously refining CRH's cyber defenses in response to the information gathered through the above-mentioned risk assessments.

To manage the risk of a material impact on CRH's operations or financial performance due to a cybersecurity incident, CRH has implemented a mandatory Cybersecurity Incident Escalation Standard as part of its Company-wide Information Security Policy. This Standard, which is supported by relevant guidelines and procedural documentation, provides a structured approach adapted to the systems of each CRH operating company and business unit to manage the incident response process through a series of pre-defined phases, including triage, containment, eradication, recovery, and post-incident analysis.

CRH also provides regular and focused training to aid employees in understanding and complying with relevant Company policies and applicable regulations, including those related to cybersecurity.

Assessment and management of cybersecurity risks is a key component of CRH's broader risk governance processes as cybersecurity is a core risk facing the Company. Identification of cybersecurity risks is integrated into CRH's overall ERM framework, with a focus on risks related to information systems, data security, operational technology, and technology infrastructure.

CRH works closely with multiple external advisors specializing in cybersecurity to improve its ability to identify and detect, protect against, and recover from, cybersecurity incidents. In addition, CRH leverages certain managed service providers to aid in triaging and monitoring potentially malicious activities. CRH is dependent upon third-party service providers for certain IT-related services, and has systems of oversight to evaluate potential risks in certain critical third-parties on whom CRH has a material dependency. These systems would include the use of vendor security questionnaires, vulnerability assessments, and annual audits. The Company's Internal Audit function conducts regular audits of our IT infrastructure and implementation of our Global Information Security Policy and related significant internal cyber initiatives as part of our governance, risk, and compliance framework. These internal audits include a structured assessment of the design and implementation of IT and security controls and assess the operation of our Information Security Management Systems (ISMS). The internal audit program evaluates the effectiveness of technical, operational, and administrative security controls, and identifies opportunities for continual improvement.

CRH has not been subject to a cyber-attack that has had a material impact on our operations or financial results. For additional information, please refer to Item 1A. "Risk Factors".

**Cybersecurity Governance**

Our Board is responsible for strategy, risk, and governance, including oversight of risks from cybersecurity threats. The Board has delegated to the Audit Committee primary responsibility for oversight of cybersecurity risk management and the associated internal control systems. The Audit Committee is currently made up of six independent directors with a range of relevant cybersecurity, information technology, and operational technology experience. Board-level responsibility for overseeing information security is further supported by our Cyber Security Council, which provides strategic direction, governance, and oversight of all information security matters. The Council operates with senior management representation and regularly reviews cyber-risk, compliance obligations, and our security performance. This governance structure aims to ensure that information security priorities, risks, and improvements are consistently aligned with organizational objectives and regulatory expectations.

The Audit Committee receives updates at least annually from the Chief Information Security Officer (CISO) on the design and progress of key information security initiatives in addition to regular briefings on cybersecurity and management of cybersecurity-related risks from relevant members of management, including the Head of ERM and the CISO. Recent updates from the CISO have focused on cyber transformation, threats and trends, security assessments, cyber resilience initiatives, and awareness and training. The Audit Committee is responsible for updating the Board on identified risks related to cybersecurity.

Our Global Leadership Team is responsible for the execution of CRH's strategy and governance, including implementation and review of our ERM framework, which has identified cybersecurity as a core risk for CRH. CRH has established the role of CISO to provide technical leadership on a day-to-day basis in assessing and managing the Company's material cybersecurity risks and liaising with the chief information officers of CRH's Divisions. The CISO has 25 years of experience working in IT, including more than a decade spent in prior technical and senior management roles related to cybersecurity.

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The Divisional chief information officers have in excess of 20 years of experience, on average, in IT-related and cybersecurity-related roles and, together with the CISO, hold a variety of recognized and specialized credentials related to cybersecurity and IT.

CRH also maintains a Company-wide incident response function centered in our Group Information Security (GIS) team, led by the CISO. GIS responds to potential incidents across CRH in accordance with predetermined severity classifications. In line with CRH's Cybersecurity Incident Escalation Standard and supporting guidelines and procedural documentation, incidents that are deemed potentially material to the Company and/or which may lead to the exposure of confidential or sensitive data are immediately escalated to GIS for review and, as necessary, mitigation and remediation actions are taken. GIS and the CISO also review regular attestation reports that are required to be prepared by CRH's operating companies and business units regarding cybersecurity incidents that did not meet the threshold for immediate escalation.

Following cybersecurity incidents, GIS, in conjunction with members of management of CRH's operating companies and business units as necessary, conduct post-incident analysis and exercises designed to strengthen CRH's cybersecurity practices. The Risk Committee and Global Leadership Team are briefed on the occurrence, mitigation, and remediation of cybersecurity incidents on a regular basis, including ad-hoc briefings covering significant or potentially material incidents.

The Risk Committee, which is made up of our Chief Financial Officer, Chief Legal and Corporate Affairs Officer, Chief Operating Officer, and the Divisional Presidents of CRH Americas and CRH International, is the executive oversight body for risk management, including cybersecurity risks and the work of the CISO, GIS and related teams. The Risk Committee meets quarterly with the Head of ERM to assess risks facing CRH, and, on an as-needed basis, meets with other members of CRH management regarding cybersecurity risks and developments. The Risk Committee also reviews the semi-annual risk updates that are provided to the Audit Committee prior to dissemination.

Item 2. Properties

As of February 4, 2026, we had a total of 3,961 operating locations:

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| | | | |
|:---|:---|:---|:---|
| | Americas Materials Solutions | Americas Building Solutions | International Solutions |
| United States | 1725 | 311 | 9 |
| Europe | – | 4 | 1596 |
| Rest of World | 65 | 22 | 229 |
| Total | **1790** | **337** | **1834** |

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Our building materials operating locations include product production facilities, mobile plants, and retail facilities. Some of these operating locations are located on the same sites as our mining properties described below under the heading "Mineral Reserves and Resources: Background". Significant building materials operating locations for CRH's subsidiaries, as of December 31, 2025, are the cementitious facilities in the United States, Canada, United Kingdom, Ireland, France, Poland, Ukraine, Romania, Slovakia, Australia, and the Philippines. These facilities include plant and equipment such as kilns, crushers, calciners, coolers, and silos used to process limestone and other raw materials into cement as well as equipment used to extract and transport limestone from CRH quarries. The clinker (the key intermediate product in the manufacture of cement) capacity for our significant building material locations is set out in the table below:

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| | | | |
|:---|:---|:---|:---|
| | Country | Number of Plants | Average Clinker Capacity<br>(tons per hour) |
| Americas Materials Solutions |  |  |  |
| South | United States | 4 | 602 |
| West | United States | 6 | 780 |
| Great Lakes | United States, Canada | 2 | 298 |
| International Solutions |  |  |  |
| Western Europe | United Kingdom, Ireland, France | 8 | 898 |
| Central & Eastern Europe | Poland, Ukraine, Romania, Slovakia | 8 | 1712 |
| Australia | Australia | 2 | 204 |
| Philippines | Philippines | 5 | 714 |

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During 2025, CRH's material cement kilns operated on average at 72% utilization. Our building solutions businesses have many types of manufacturing facilities including paver, masonry, precast, pipe, dry-mix, fencing and railing, and lawn and garden plants. These facilities include plant and equipment such as automated presses, batching systems, packaging equipment, kilns, coolers, and silos which are used to turn raw materials into finished goods for our cementitious products as well as equipment such as presses, extruders, and molds which are used in the fencing, railing, plastic pipe, trench and metals, and enclosure businesses.

**Other Properties** In addition to the properties described above and those disclosed under the heading "Mineral Reserves and Resources: Background", CRH has corporate offices in New York, New York (leased) and Dublin, Ireland (owned). The Company also leases administrative offices for each of its two Divisions, including a CRH Americas Divisional headquarters in Atlanta, Georgia and a CRH International Divisional headquarters in Amsterdam, Netherlands.

CRH also owns and leases, directly or indirectly through third-parties, heavy mobile equipment, trucks, and vehicles for production and transportation purposes.

**Condition** CRH believes that all the facilities are in good condition, adequate for their purpose and suitably utilized according to the individual nature and requirements of the relevant operations. CRH has a continuing program of improvements and replacements of properties when considered appropriate to meet the needs of the individual operations.

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**Mineral Reserves and Resources**

**Background** CRH's mineral reserves (reserves) and mineral resources (resources) for the production of primary building materials (which encompasses aggregates (crushed stone, sand and gravel), cement and lime, asphalt, readymixed concrete and concrete products) fall into a variety of categories spanning a wide number of rock types and geological classifications. These reserves and resources are found within our extensive network of quarry locations in attractive local markets globally. This disclosure of the Company's mining properties has been prepared in accordance with the requirements of Subpart 1300 of Regulation S-K (Subpart 1300). As of December 31, 2025, the Company has 1,334 mining properties with 252,791 acres of owned and 128,651 acres of leased land, respectively, as disclosed in the table on page 24, the locations of which are presented by geographic location in the maps on page 25.

None of CRH's mineral-bearing properties are individually material to the Company as of December 31, 2025. A summary disclosure of CRH's mining operations is provided on pages 22 to 25.

As of December 31, 2025, the Company's reserves and resources estimations of 27,519 million tons and 12,968 million tons, respectively, as disclosed on pages 22 to 23, are calculated in accordance with Subpart 1300. The Company's reserves and resources disclosures may not be comparable to similar disclosures disclosed in accordance with the requirements of other countries and should be read in conjunction with the disclosures that follow on pages 22 to 25.

CRH operates predominantly production stage properties, with a limited number of development and exploration stage properties, as such terms are defined in Subpart 1300. Predominantly, CRH's production stage properties provide raw materials for on-site modern cement and aggregates producing facilities. Almost exclusively, CRH utilizes surface mining and, with a very limited number of exceptions, CRH and its operating companies are the only operators of the properties.

**Reserves** Reserves are classified into two categories, probable reserves and proven reserves, in order of increasing geological confidence.

The Company's estimate of 27,519 million tons of reserves, as disclosed on page 22 analyzed by rock type (Hard rock, Sand & Gravel, and Other), are of recoverable stone, sand, and gravel of suitable quality for economic extraction, based on drilling and studies by the Company's geologists and engineers. These estimates also consider reasonable economic and operating constraints as to maximum depth of overburden and stone excavation and are subject to permitting or other restrictions.

The disclosed reserves and resources estimations which include diluting materials and allowances for losses that may occur when the mineral is mined, extracted or processed have been estimated by qualified persons, as such term is defined within Subpart 1300.

Not all minerals that may be on CRH's mineral-bearing properties have been assessed and such properties may be assessed for mineral reserves or resources in future years, as required by operational needs.

CRH's properties are subject to a wide variety of permitting procedures and conditions, which vary between jurisdictions. Many of CRH's properties require separate permits from multiple authorities, including but not limited to environmental, mining, regional and national administrative authorities. The periods of validity and the conditions of these permits may be different.

**Resources**

Resources are classified into three categories, inferred, indicated or measured resources, in order of increasing geological confidence. Indicated or measured resources can be converted to reserves by the application of certain modifying factors which include, but are not limited to, consideration of mining, processing, metallurgical, infrastructure, economic, marketing, legal, environmental compliance, plans, negotiations, or agreements with local individuals or groups, and governmental factors. There is no certainty that any of the resources disclosed on page 23 will be converted into reserves. Resources have not been fully assessed using modifying factors, however, an initial assessment has been completed in accordance with Subpart 1300.

**Internal Controls** CRH has established appropriate governance processes to support the publication of our 2025 reserves and resources disclosures. Reserve and resource estimates are subject to annual review by each of the relevant operating companies across the Company in conjunction with the relevant qualified persons. CRH has established and maintains a number of internal controls to address the risks inherent in the mineral reserves and resources reporting process. These internal controls have been embedded into the local control environments and operate across the business, including controls at an operating company, Divisional and Enterprise-level.

As CRH's reserves and resources are predominantly in production stage properties, features of the internal controls relating to quality assurance and quality control (QA/QC) include:

• Databases and data repositories for exploration and/or production data that contain accurate and precise data from which reserves and resources can be evaluated, and operational plans can be developed;

• Verification sampling and testing of known mineralization. This is generally required to establish compliance with regulations on product qualities. Verification testing confirms geological maps prepared during earlier exploration programs; and

• In the case of cement raw materials, facility laboratories participate in an externally managed annual review process with ISO 17025 accredited independent laboratories.

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CRH FORM 10-K

When exploration programs are conducted, QA/QC measures include:

• Ensuring that surface or drill sampling results in the highest quality sample possible. This would include down-hole surveying of drill holes as necessary;

• Obtaining pictures of drill sample (e.g. core) for future reference;

• Geological core logging, where the geological description of each sample interval is recorded prior to laboratory analysis;

• Ensuring the integrity of samples from point of origin to analytical laboratory; and

• Using nationally or regionally accredited laboratories for all analyses and tests for exploration programs in properties containing aggregates.

In addition, to provide further assurance over the Company's mineral reserves and resources reporting process, the Company's Internal Audit function completed a limited scope review across a sample of material reporting entities on the operation of these internal controls as of December 31, 2025.

The table below presents, by segment and geographic location, the tons of proven and probable aggregates, cement, and lime mineral reserves as of December 31, 2025, and the related percentages by rock type.

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| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| | | Reserves | Reserves | Reserves | Reserves | Reserves | Reserves | Reserves | Reserves | Reserves | Reserves | Reserves | Reserves |
| | | Proven | Proven | Proven | Proven | Probable | Probable | Probable | Probable | Total Reserves (i) (ii) | Total Reserves (i) (ii) | Total Reserves (i) (ii) | Total Reserves (i) (ii) |
| | | Tons (iii) | Grade: % by rock type | Grade: % by rock type | Grade: % by rock type | Tons (iii) | Grade: % by rock type | Grade: % by rock type | Grade: % by rock type | Tons (iii) | Grade: % by rock type | Grade: % by rock type | Grade: % by rock type |
| | Country | | Hard Rock | Sand & Gravel | Other | | Hard Rock | Sand & Gravel | Other | | Hard Rock | Sand & Gravel | Other |
| Aggregates | Aggregates |  |  |  |  |  |  |  |  |  |  |  |  |
| Americas Materials Solutions | United States | 8406 | 76% | 17% | 7% | 9938 | 85% | 9% | 6% | 18344 | 81% | 12% | 7% |
| Americas Materials Solutions | Canada | 472 | 72% | 28% | – | 174 | 86% | 14% | – | 646 | 75% | 25% | – |
| International Solutions | Western Europe (UK, IE, FR, ES, DK, FI) (iv) | 1885 | 82% | 18% | – | 1307 | 93% | 7% | – | 3192 | 87% | 13% | – |
| International Solutions | Central & Eastern Europe (PL, RO, SK, CH, HU, HR) (iv) | 328 | 86% | 14% | – | 213 | 53% | 47% | – | 541 | 73% | 27% | – |
| International Solutions | Australia | 591 | 91% | 9% | – | 442 | 91% | 9% | – | 1033 | 91% | 9% | – |
| International Solutions | Philippines | 54 | 100% | – | – | 5 | 100% | – | – | 59 | 100% | – | – |
| Subtotal |  | 11736 | 78% | 17% | 5% | 12079 | 85% | 10% | 5% | 23815 | 82% | 13% | 5% |
| Cement |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Americas Materials Solutions | United States | 736 | 98% | – | 2% | 270 | 100% | – | – | 1006 | 98% | – | 2% |
| Americas Materials Solutions | Canada | 157 | 100% | – | – | 22 | 100% | – | – | 179 | 100% | – | – |
| International Solutions | Western Europe (UK, IE, FR, ES) (iv) | 410 | 96% | – | 4% | 137 | 94% | – | 6% | 547 | 96% | – | 4% |
| International Solutions | Central & Eastern Europe (DE, PL, RO, RS, SK, CH, UA) (iv) | 684 | 96% | – | 4% | 577 | 89% | 2% | 9% | 1261 | 93% | 1% | 6% |
| International Solutions | Australia | 145 | 100% | – | – | 1 | – | 100% | – | 146 | 99% | 1% | – |
| International Solutions | Philippines | 449 | 68% | 7% | 25% | 58 | 84% | – | 16% | 507 | 70% | 6% | 24% |
| Subtotal |  | 2581 | 92% | 1% | 7% | 1065 | 93% | 1% | 6% | 3646 | 92% | 1% | 7% |
| Lime |  |  |  |  |  |  |  |  |  |  |  |  |  |
| International Solutions | Australia | 29 | 32% | 68% | – | 29 | 97% | 3% | – | 58 | 65% | 35% | – |
| International Solutions | Subtotal |  | 29 | 32% | 68% |  | 29 | 97% | 3% |  | 58 | 65% | 35% |
| **Total** |  | 14346 | 81% | 14% | 5% | 13173 | 87% | 8% | 5% | 27519 | 83% | 12% | 5% |

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(i)&nbsp;&nbsp;&nbsp;&nbsp;CRH has no individually material mineral-bearing properties requiring individual property disclosure under Subpart 1300.

(ii)&nbsp;&nbsp;&nbsp;&nbsp;CRH's point of reference for the estimation of the Company's mineral reserves is "in-situ" reserves.

(iii)&nbsp;&nbsp;&nbsp;&nbsp;All reserves quantities are quoted in millions of short tons.

(iv)&nbsp;&nbsp;&nbsp;&nbsp;The countries and their respective codes are Croatia: HR, Denmark: DK, Finland: FI, France: FR, Germany: DE, Hungary: HU, Ireland: IE, Poland: PL, Romania: RO, Serbia: RS, Slovakia: SK, Spain: ES, Switzerland: CH, Ukraine: UA, United Kingdom: UK.

CRH's mineral reserves and resources are used predominantly for the production and sale of aggregates, cement and lime. The average sales price for the period January 1, 2025 to October 31, 2025, for aggregates and cement was $19.0 and $140.5 per ton, respectively, for our Americas Materials Solutions' businesses and $12.6 and $121.1 per ton, respectively, for our International Solutions' businesses. The average sales price for lime within our International Solutions' businesses over this time period was $161.5 per ton. These prices, which are used for estimation of both mineral reserves and resources, are impacted by product mix, geographic location, and foreign currency.

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CRH FORM 10-K

The table below presents, by segment and geographic location, the tons of measured, indicated, and inferred aggregates, cement, and lime resources as of December 31, 2025, and the related percentages of these resources by rock type. CRH's mineral resources in the table below are disclosed exclusive of mineral reserves.

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| | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| Resources | Resources | Resources | Resources | Resources | Resources | Resources | Resources | Resources | Resources | Resources | Resources | Resources | Resources | Resources | Resources | Resources | Resources | Resources | Resources | Resources | Resources | Resources |  |
|  |  | Measured | Measured | Measured | Measured |  | Indicated | Indicated | Indicated | Indicated |  | Total Measured & Indicated | Total Measured & Indicated | Total Measured & Indicated | Total Measured & Indicated |  | Inferred | Inferred | Inferred | Inferred |  | Total Resources<br>(i) (ii) |  |
|  |  | Tons (iii) | Grade: % by rock type | Grade: % by rock type | Grade: % by rock type |  | Tons (iii) | Grade: % by rock type | Grade: % by rock type | Grade: % by rock type |  | Tons (iii) | Grade: % by rock type | Grade: % by rock type | Grade: % by rock type |  | Tons (iii) | Grade: % by rock type | Grade: % by rock type | Grade: % by rock type |  | Total Resources<br>(i) (ii) |  |
|  | Country |  | Hard Rock | Sand & Gravel | Other |  |  | Hard Rock | Sand & Gravel | Other |  |  | Hard Rock | Sand & Gravel | Other |  |  | Hard Rock | Sand & Gravel | Other |  | Total Resources<br>(i) (ii) |  |
| Aggregates | Aggregates |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Americas Materials Solutions | United States | 1184 | 93% | 4% | 3% |  | 2167 | 86% | 13% | 1% |  | 3351 | 88% | 10% | 2% |  | 4605 | 78% | 20% | 2% |  | 7956 |  |
| Americas Materials Solutions | Canada | 332 | 90% | 10% | – |  | 1 | – | 100% | – |  | 333 | 90% | 10% | – |  | 106 | 100% | – | – |  | 439 |  |
| International Solutions | Western Europe (UK, IE, FR, ES, DK, FI) (iv) | 367 | 34% | 66% | – |  | 547 | 81% | 18% | 1% |  | 914 | 63% | 37% | – |  | 398 | 93% | 7% | – |  | 1312 |  |
| International Solutions | Central & Eastern Europe (RO, SK, CH) (iv) | 217 | 84% | 16% | – |  | 52 | 78% | 22% | – |  | 269 | 83% | 17% | – |  | 16 | 14% | 86% | – |  | 285 |  |
| International Solutions | Australia | 303 | 99% | 1% | – |  | 495 | 77% | 23% | – |  | 798 | 85% | 15% | – |  | 516 | 100% | – | – |  | 1314 |  |
| International Solutions | Subtotal |  | 2403 | 84% | 15% | 1% |  | 3262 | 84% | 15% | 1% |  | 5665 | 84% | 15% | 1% |  | 5641 | 81% | 17% | 2% |  | 11306 |
| Cement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Americas Materials Solutions | United States | 38 | 85% | – | 15% |  | 40 | 93% | – | 7% |  | 78 | 89% | – | 11% |  | 316 | 100% | – | – |  | 394 |  |
| Americas Materials Solutions | Canada | 49 | 89% | – | 11% |  | – | – | – | – |  | 49 | 89% | – | 11% |  | – | 100% | – | – |  | 49 |  |
| International Solutions | Western Europe (UK, IE, FR, ES) (iv) | 138 | 100% | – | – |  | 62 | 90% | – | 10% |  | 200 | 97% | – | 3% |  | 47 | 95% | 5% | – |  | 247 |  |
| International Solutions | Central & Eastern Europe (DE, RO, SK, UA) (iv) | 328 | 55% | – | 45% |  | 205 | 71% | – | 29% |  | 533 | 61% | – | 39% |  | 115 | 100% | – | – |  | 648 |  |
| International Solutions | Australia | 2 | 100% | – | – |  | – | – | – | – |  | 2 | 100% | – | – |  | – | – | – | – |  | 2 |  |
| International Solutions | Philippines | – | – | – | – |  | – | – | – | – |  | – | – | – | – |  | 32 | 99% | 1% | – |  | 32 |  |
| Subtotal |  | 555 | 72% | – | 28% |  | 307 | 77% | – | 23% |  | 862 | 74% | – | 26% |  | 510 | 99% | 1% | – |  | 1372 |  |
| Lime |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| International Solutions | Australia | 71 | 82% | 18% | – |  | 218 | 21% | 79% | – |  | 289 | 36% | 64% | – |  | 1 | – | 100% | – |  | 290 |  |
| International Solutions | Subtotal |  | 71 | 82% | 18% | – |  | 218 | 21% | 79% | – |  | 289 | 36% | 64% | – |  | 1 | – | 100% | – |  | 290 |
| Total |  | 3029 | 82% | 12% | 6% |  | 3787 | 79% | 18% | 3% |  | 6816 | 80% | 16% | 4% |  | 6152 | 82% | 16% | 2% |  | 12968 |  |

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(i)&nbsp;&nbsp;&nbsp;&nbsp;CRH has no individually material mineral-bearing properties requiring individual property disclosure under Subpart 1300.

(ii)&nbsp;&nbsp;&nbsp;&nbsp;CRH's point of reference for the estimation of the Company's mineral resources is "in-situ" resources.

(iii)&nbsp;&nbsp;&nbsp;&nbsp;All resources quantities are quoted in millions of short tons.

(iv)&nbsp;&nbsp;&nbsp;&nbsp;The countries and their respective codes are Denmark: DK, Finland: FI, France: FR, Germany: DE, Hungary: HU, Ireland: IE, Poland: PL, Romania: RO, Slovakia: SK, Spain: ES, Switzerland: CH, Ukraine: UA, United Kingdom: UK.

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CRH FORM 10-K

The table below outlines the number of facilities by segment and geographic location along with the annualized extraction (in millions of tons) for each of the three years ending December 31, 2025.

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| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| | Country | No. of Quarries/pits | | Surface acreage <br>(acres) (i) | Surface acreage <br>(acres) (i) | Surface acreage <br>(acres) (i) | | Annualized extraction<br>(millions of tons) | Annualized extraction<br>(millions of tons) | Annualized extraction<br>(millions of tons) | Annualized extraction<br>(millions of tons) | | Years to Depletion<br>(ii) |
| | | | | Owned | | Leased | | 2023 | 2024 | | 2025 | | |
| **Aggregates** |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Americas Materials Solutions | United States | 736 |  | 136345 |  | 69519 |  | 211.6 | 207.1 |  | 204.5 |  | 88 |
| Americas Materials Solutions | Canada | 33 |  | 14295 |  | 1717 |  | 20.3 | 17.1 |  | 17.5 |  | 35 |
| International Solutions | Western Europe (UK, IE, FR, ES, DK, FI) (iii) | 385 |  | 41099 |  | 23768 |  | 79.6 | 76.3 |  | 78.2 |  | 41 |
| International Solutions | Central & Eastern Europe (PL, RO, SK, CH, HU, HR) (iii) | 44 |  | 2991 |  | 1486 |  | 10.9 | 12.3 |  | 14.9 |  | 43 |
| International Solutions | Australia | 48 |  | 16217 |  | 3063 |  | – | 10.4 |  | 9.4 |  | 104 |
| International Solutions | Philippines | 1 |  | – |  | 440 |  | – | – |  | – |  | – |
| Subtotal |  | 1247 |  | 210947 |  | 99993 |  | 322.4 | 323.2 |  | 324.5 |  |  |
| **Cement** |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Americas Materials Solutions | United States | 11 |  | 23537 |  | 2647 |  | 11.6 | 11.8 |  | 12.0 |  | 85 |
| Americas Materials Solutions | Canada | 2 |  | 1053 |  | 17 |  | 3.4 | 2.2 |  | 1.9 |  | 72 |
| International Solutions | Western Europe (UK, IE, FR, ES) (iii) | 18 |  | 7118 |  | 571 |  | 15.2 | 10.8 |  | 10.5 |  | 45 |
| International Solutions | Central & Eastern Europe (DE, PL, RO, RS, SK, CH, UA) (iii) | 29 |  | 3343 |  | 4529 |  | 17.1 | 18.1 |  | 17.2 |  | 72 |
| International Solutions | Australia | 12 |  | 3632 |  | 1025 |  | – | 2.8 |  | 2.4 |  | 57 |
| International Solutions | Philippines | 5 |  | 2469 |  | 531 |  | 7.7 | 7.0 |  | 6.1 |  | 73 |
| Subtotal |  | 77 |  | 41152 |  | 9320 |  | 55.0 | 52.7 |  | 50.1 |  |  |
| **Lime** |  |  |  |  |  |  |  |  |  |  |  |  |  |
| International Solutions | Australia | 10 |  | 692 |  | 19338 |  | – | 3.7 |  | 1.9 |  | 20 |
| International Solutions | Subtotal |  | 10 |  | 692 |  | 19338 |  |  | 3.7 |  | 1.9 |  |
| **Total** |  | 1334 |  | 252791 |  | 128651 |  | 377.4 | 379.6 |  | 376.5 |  |  |

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(i)&nbsp;&nbsp;&nbsp;&nbsp;The disclosures in the table above include the surface area of infrastructure, process plants, waste piles, water storage, water treatment plants, and boundary areas of CRH's mineral-bearing properties. Remote properties such as offices, distribution facilities and readymixed concrete plants are not included.

(ii) &nbsp;&nbsp;&nbsp;&nbsp;Years to depletion is based on the average of the three years' 2023 to 2025 annualized extraction.

(iii)&nbsp;&nbsp;&nbsp;&nbsp;The countries and their respective codes are Croatia: HR, Denmark: DK, Finland: FI, France: FR, Germany: DE, Hungary: HU, Ireland: IE, Poland: PL, Romania: RO, Serbia: RS, Slovakia: SK, Spain: ES, Switzerland: CH, Ukraine: UA, United Kingdom: UK.

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CRH FORM 10-K

**CRH Mineral-Bearing Locations**

![Mineral Map Layout_2025_v10_Embedded-01.jpg](crh-20251231_g2.jpg)![Mineral Map Layout_2025_v10_Embedded-02.jpg](crh-20251231_g3.jpg)

●  Represents the location of CRH's mineral-bearing properties

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CRH FORM 10-K

Item 3. Legal Proceedings

The Company is from time to time a party to various legal proceedings that arise in the ordinary course of business. We do not believe any pending legal proceeding to which the Company is a party will have a material effect on our financial condition, results of operations or liquidity.

Item 4. Mine Safety Disclosures

The information concerning mine safety violations or other regulatory matters required by Section 1503(a) of the Dodd-Frank Wall Street Reform and Consumer Protection Act and Item 104 of Regulation S-K (17 CFR 229.104) is included in Exhibit 95 to this Form 10-K.

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CRH FORM 10-K

**PART II**

Item 5. Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities

**Market Information** CRH has a primary listing on the NYSE and an international secondary listing on the LSE of its Ordinary Shares, each represented by the ticker symbol 'CRH'. As of February 4, 2026, there were approximately 14,350 holders of record of our Ordinary Shares.

**Irish Taxation of U.S. Holders** The following is a general summary of the main Irish tax considerations applicable to the purchase, ownership and disposition of our Ordinary Shares by U.S. holders. This description is based on Irish law and practices as of the latest practicable date, and administrative or judicial changes may modify the tax consequences described below. The statements do not constitute tax advice and are intended only as a general guide.

Withholding Tax on Dividends: Dividends on our Ordinary Shares would generally be subject to Irish DWT at the rate of 25%, unless an exemption applies. Dividends on our Ordinary Shares that are owned by residents of the United States and held beneficially through the Depository Trust Company (DTC) will not be subject to DWT provided that the address of the beneficial owner of the Ordinary Shares in the records of the broker is in the United States. Dividends on our Ordinary Shares that are owned by residents of the United States and held directly (outside of DTC) will not be subject to DWT provided that the shareholder has completed the appropriate Irish DWT form and this form remains valid. Such shareholders must provide the appropriate Irish DWT form to our Transfer Agent, Computershare Trust Company N.A., before the record date for the first dividend payment to which they are entitled. If any shareholder who is resident in the United States receives a dividend subject to DWT, he or she should generally be able to apply for a refund from the Irish Revenue Commissioners. The Double Taxation Treaty between Ireland and the United States contains provisions regarding withholding tax, but it is generally not necessary for U.S. resident shareholders to rely on the treaty due to the wide scope of DWT exemptions under Irish law.

Income Tax on Dividends: A shareholder who is neither resident nor ordinarily resident in Ireland and who is entitled to an exemption from DWT generally has no liability for Irish income tax or for the Irish universal social charge on CRH dividends, unless he or she holds his or her Ordinary Shares through a branch or agency in Ireland which carries out a trade on his or her behalf.

Capital Gains Tax: A shareholder who is neither resident nor ordinarily resident in Ireland and does not hold our Ordinary Shares in connection with a trade or business carried on by such shareholder in Ireland through a branch or agency should not be subject to Irish tax on capital gains on a disposal of our Ordinary Shares.

Capital Acquisitions Tax: Irish capital acquisitions tax (CAT) is comprised principally of gift tax and inheritance tax. CAT could apply to a gift or inheritance of our Ordinary Shares irrespective of the place of residence, ordinary residence or domicile of the parties. The person who receives the gift or inheritance has primary liability for CAT. CAT is levied at a rate of 33% above certain tax-free thresholds. Shareholders in the United States should consult their own tax advisers as to whether CAT is creditable or deductible in computing U.S. tax liabilities.

Stamp Duty: Transfer of our Ordinary Shares other than via transfer of book-entry interests in DTC may be subject to Irish stamp duty. Transfers of our Ordinary Shares via transfer of book entry interests in the DTC will not be subject to Irish stamp duty. However, if a shareholder holds our Ordinary Shares directly rather than beneficially through DTC, any transfer of shares could be subject to Irish stamp duty (currently at the rate of 1% of the higher of the price paid or the market value of the shares acquired). Payment of Irish stamp duty is generally a legal obligation of the transferee.

**Other Shareholder Matters** There are no legislative or other legal provisions currently in force in Ireland or arising under our Articles that restrict the payment of dividends or distributions to holders of our Ordinary Shares not resident in Ireland, except for Irish laws and regulations that restrict the remittance of dividends, distributions and other payments in compliance with the sanctions laws of the Security Council of the United Nations, the European Union (and any of its members), the United Kingdom, and the United States.

**Dividend Policy** CRH has paid dividends on its Ordinary Shares each fiscal year since the formation of the Company in 1970. While we currently expect a dividend to be paid in the future, future dividend payments (and amounts thereof) will depend on our earnings, capital requirements, financial condition, and other factors considered relevant by our Board. Dividends are paid to registered shareholders on the record date for the dividend. In line with the Company's policy of consistent long-term dividend growth and supported by its strong financial position, the Board approved dividends totaling $1.48 per share in respect of 2025, a 5.7% increase on the prior year (2024: $1.40), broken into quarterly dividends of $0.37 per share being paid on April 16, 2025, June 25, 2025, September 24, 2025, and December 16, 2025, respectively.

Dividends are paid wholly in cash. The default payment currency is U.S. Dollar for shareholders who hold their Ordinary Shares through a DTC participant. It is also U.S. Dollar for shareholders holding their Ordinary Shares in registered form, unless a currency election is registered with CRH's Transfer Agent, Computershare Trust Company N.A., in advance of the applicable record date. The default payment currency for shareholders holding their Ordinary Shares in the form of Depository Interests is euro. Such shareholders can elect to receive dividends in U.S. Dollar or Pound Sterling by providing their instructions to the Company's Depositary Interest provider, Computershare Investor Services plc, in advance of the applicable record date.

**Securities Authorized For Issuance Under Equity Compensation Plans** Our equity compensation plan information required by this item is incorporated by reference to the information in Part III, Item 12. "Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters" of this Form 10-K.

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CRH FORM 10-K

**Share Performance Graph** The performance graph below compares the five-year cumulative total shareholder return of our Ordinary Shares from December 31, 2020 to December 31, 2025, with the cumulative total return for the same period of the S&P 500 Index and the S&P 500 Materials Index. The graph assumes that the initial investment in our Ordinary Shares and each index was $100, with reinvestment of dividends.

Performance data for the Company is provided as of the last trading day of each relevant fiscal year. The share price performance graph is not indicative of future share price performance.

![7146825591497](crh-20251231_g4.jpg)

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| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| Comparative Total Return ($) | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| CRH | 100.00 | 127.08 | 98.73 | 178.86 | 243.08 | 332.63 |
| S&P 500 | 100.00 | 128.68 | 105.36 | 133.03 | 166.28 | 195.98 |
| S&P 500 Materials | 100.00 | 127.28 | 111.66 | 125.67 | 125.62 | 138.85 |

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The performance graph above is being furnished solely to accompany this Form 10-K pursuant to Item 201(e) of Regulation S-K. It is not being filed for purposes of Section 18 of the Exchange Act, and is not to be incorporated by reference into any filing of the Company under the Securities Act of 1933, as amended, or under the Exchange Act, whether made before or after the date hereof, regardless of any general incorporation language in such filing.

**Recent Sales of Unregistered Securities**

None.

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CRH FORM 10-K

**Issuer Purchases of Equity Securities** 

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| | | | | |
|:---|:---|:---|:---|:---|
| Period | (a)<br>Total Number of Shares Purchased | (b)<br>Average Price Paid per Share | (c)<br>Total Number of Shares Purchased as Part of Publicly Announced Plans or Programs (i) | (d)<br>Maximum Number of Shares (or Units) that May Yet Be Purchased Under the Plans or Programs |
| October 1 – October 31, 2025 | 671015 | $118.66 | 671015 | 62808207 |
| November 1 – November 30, 2025 | 740757 | $113.76 | 740757 | 59431900 |
| December 1 – December 31, 2025 | 696400 | $124.84 | 696400 | 58735500 |
| Total | 2108172 |  | 2108172 |  |

---

(i) &nbsp;&nbsp;&nbsp;&nbsp;In May 2018, CRH announced its intention to introduce a share repurchase program to repurchase Ordinary Shares (the 'Program'). In the fourth quarter of 2025, the Company returned a further $0.3 billion of cash to shareholders through the repurchase of 2,108,172 Ordinary Shares (equivalent to 0.3% of the Company's issued share capital as of December 31, 2025). This brought total cash returned to shareholders under the Program to $9.6 billion since its commencement in May 2018. The purchases in the fourth quarter of 2025 were completed under the following tranches:

---

| | | | |
|:---|:---|:---|:---|
| Date Announced |  | Max Amount to be Repurchased <br>(in $ millions) | Expiration Date |
| August 6, 2025 | (Tranche 26) | 300 | November 5, 2025 |
| November 5, 2025 | (Tranche 27) | 300 | February 17, 2026 |

---

Item 6. [Reserved]

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CRH FORM 10-K

Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations

Our Management's Discussion and Analysis of Financial Condition and Results of Operations (MD&A) is intended to convey and promote understanding of management's perspective regarding operational and financial performance for fiscal years 2025 and 2024. This MD&A should be read in conjunction with the Consolidated Financial Statements in Item 8. "Financial Statements and Supplementary Data" of this Form 10-K.

For a discussion of our fiscal year 2024 results compared with our fiscal year 2023 results, please refer to Item 7. "Management's Discussion and Analysis of Financial Condition and Results of Operations" portion of the Company's 2024 Annual Report on Form 10-K, filed with the SEC on February 26, 2025.

The following discussion contains trend information and forward-looking statements. Actual results could differ materially from those discussed in these forward-looking statements, as well as from our historical performance, due to various factors, including, but not limited to, those discussed in Item 1A. "Risk Factors" and "Forward-Looking Statements – Safe Harbor Provisions Under The Private Securities Litigation Reform Act Of 1995" and elsewhere in this Form 10-K. Our operating results depend upon economic cycles, seasonal and other weather-related conditions, and trends in government funding initiatives, among other factors. Accordingly, financial results for any year presented, or year-to-year comparisons of reported results, may not be indicative of future operating results.

**Overview**

CRH is the leading provider of building materials critical to modernizing infrastructure. With our team of 83,032 people across 3,961 locations, our unmatched scale, connected portfolio, and deep local relationships make us the partner of choice for transportation, water and reindustrialization projects, shaping communities for a better tomorrow.

CRH's connected portfolio supplies building materials across the construction value chain, better serving our customers' needs and driving repeat business while making construction simpler, safer and more sustainable. This customer-centric approach combines our unique entrepreneurial culture, leading performance and local market knowledge with our value-added building products and services to be a valuable partner for customers across our end-markets. CRH's leading positions of scale serve transportation and critical infrastructure, reindustrialization projects, and commercial and residential construction activity in North America, Europe and Australia.

**Financial performance highlights:**

CRH delivered another record performance in 2025 resulting in the following performance highlights (compared to 2024):

• Total revenues increased to $37.4 billion, compared with $35.6 billion in 2024;

• Net income increased to $3.8 billion compared with $3.5 billion in 2024. Adjusted EBITDA\* increased to $7.7 billion in 2025 from $6.9 billion

in 2024;

• Net income margin was 10.1% in 2025 and 9.9% in 2024. Adjusted EBITDA margin\* was 20.5% in 2025, an increase of 100 basis points (bps) compared with an Adjusted EBITDA margin\* of 19.5% in 2024;

• Operating cash flow<sup>6</sup> and Net cash provided by operating activities as a percentage of Net income of $5.6 billion and 148% were ahead of

2024 levels of $5.0 billion and 142%, respectively. Adjusted Free Cash Flow\* and Adjusted Free Cash Flow Conversion\* of $5.0 billion and

131% were ahead of 2024 levels of $4.2 billion and 120%, respectively; <sup>7</sup>

• Operating income as a percentage of average invested capital was 15.2% in 2025 and 16.7% in 2024. Adjusted Return on Invested Capital\* (Adjusted ROIC), decreased by 130bps to 12.1% in 2025, from 13.4% in 2024; and

• Diluted Earnings Per Share (EPS) in 2025 was $5.51 compared with $5.02 in 2024. Diluted EPS pre-impairment\* was $5.57 in 2025 and

$5.43 in 2024.

**Capital allocation highlights:** 

• 38 acquisitions completed for a total consideration of $4.1 billion in 2025, compared with $5.0 billion in 2024. A further $2.7 billion was invested in growth and maintenance capital expenditure projects in 2025, compared with $2.6 billion in 2024;

• Cash paid to shareholders in 2025 through dividends was $1.0 billion and through share buybacks was $1.2 billion, compared with $1.7 billion and $1.3 billion, respectively, in 2024;

• Full year dividend per share increase of 6% resulting in a dividend per share of $1.48 in 2025, from $1.40 in 2024; and

• Ongoing share buyback program in 2025 repurchased approximately 11.7 million Ordinary Shares for a total consideration of $1.2 billion, compared with $1.3 billion in 2024.

**Development review** The Company takes an active approach to portfolio management and continuously reviews the competitive landscape for attractive investment and divestiture opportunities to deliver further growth and value creation for shareholders.

In 2025, CRH completed 38 acquisitions for a total consideration of $4.1 billion. Our largest acquisition in 2025 was in our Americas Materials Solutions segment where we acquired Eco Material, a leading supplier of SCMs in North America, for a total consideration of $2.1 billion. The Eco Material transaction strategically positions CRH to meet growing demand for SCMs to modernize North America's infrastructure. In addition, we completed another 18 acquisitions in our Americas Materials Solutions segment and five acquisitions in our Americas Building Solutions segment for a total 2025 investment in the Americas of $3.4 billion. We also completed 14 acquisitions in our International Solutions segment for a total 2025 investment of $0.7 billion. CRH completed six divestitures and realized proceeds from divestitures and disposal of long-lived assets (including deferred divestiture consideration received) of $0.5 billion.

\* Represents a non-GAAP measure. See "Non-GAAP Reconciliation and Supplementary Information" on pages 35 to 38 for a reconciliation to the most directly comparable GAAP measure.

<sup>6</sup> Operating cash flow refers to Net cash provided by operating activities as reported in the Consolidated Statements of Cash Flows on pages 52 to 53.<sup>7</sup>

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CRH FORM 10-K

In 2024, CRH completed 40 acquisitions for a total consideration of $5.0 billion. Our largest acquisition in 2024 was in our Americas Materials Solutions segment where we acquired an attractive portfolio of cement and readymixed concrete operations and assets in Texas, for a total consideration of $2.1 billion. In addition, we completed another 20 acquisitions in our Americas Materials Solutions segment and 10 acquisitions in our Americas Building Solutions segment for a total 2024 spend in the Americas of $3.8 billion. We also completed nine acquisitions in our International Solutions segment for a total 2024 spend of $1.2 billion, including the acquisition of a majority stake in Adbri, a market leader in cement and aggregates in Australia. In 2024, CRH completed 10 divestitures and realized proceeds from divestitures and disposal of long-lived assets (including deferred divestiture consideration received) of $1.4 billion, primarily related to the divestiture of the European Lime operations.

**Outlook**

We expect favorable underlying demand across our key end-markets, underpinned by significant public investment in infrastructure and continued reindustrialization activity. Within the residential sector we expect resilient repair and remodel activity while the new-build segment is expected to remain subdued. Assuming normal seasonal weather patterns and absent any major dislocations in the political or macroeconomic environment, CRH's superior strategy, connected portfolio and leading positions of scale in attractive high-growth markets, together with our strong and flexible balance sheet, are expected to underpin another year of growth and value creation in 2026.

**Market Backdrop**

CRH's results can be impacted by trends and factors in the wider construction markets it is exposed to. The principal construction markets, for all segments, are infrastructure, including highways, streets, roads, tunnels and bridges; non-residential, including construction of critical infrastructure for the transport of water and energy, manufacturing, commercial, distribution and data center facilities; and residential, including new-build construction, and repair and remodel activity, of single and multi-family housing. North America is expected to be a key driver of future growth for CRH due to its positive demographic and economic fundamentals, including significant public investment in infrastructure and private investment in reindustrialization activity. Our International businesses, which benefit from strong economic and construction growth prospects as well as recurring repair and remodel demand, are an important strategic part of the Company. In 2025, approximately 75% of Net income and 71% of Adjusted EBITDA\* was generated in North America, while approximately 25% of Net income and 29% of Adjusted EBITDA\* was generated by our International Division. CRH intends to continue to expand its North American and International operations given significant government support for infrastructure and increasing investment in transportation, water and reindustrialization projects. See 'Business Segment Information' in Item 1. "Business" for details by segment.<sup>8</sup>

**Infrastructure** *Americas* Our North American businesses expect positive momentum in infrastructure activity, underpinned by robust state and federal funding, and continued support from the IIJA which was signed into law in November 2021. The IIJA is expected to provide federal highway funding of approximately $350 billion, including $110 billion of incremental funding for roads, bridges, and other infrastructure projects. We see significant funding runway ahead with approximately 50% of expected funds yet to be deployed. Aided by the IIJA, U.S. highway and bridge contract awards remained at elevated levels in 2025, underpinning a positive outlook for 2026 as state budgets reflect the need for increased public investment in infrastructure.

*International*

After a solid 2025, the outlook for 2026 in our International markets is underpinned by government and EU funding for the infrastructure sector, which typically fluctuates less than residential and non-residential sectors. In this sector, the impact of the business cycle is mitigated by long-term projects and a high share of activities financed by the public sector, with multinational EU funds serving as a stabilizing factor in some of our larger markets.

**Non-Residential** *Americas*

In North America, a key driver of demand in the non-residential sector is increased reindustrialization activity across our operating footprint. Large, multi-year construction projects (including data centers, semiconductors, pharmaceutical & auto manufacturing facilities) are underpinned by supportive U.S. government policies including significant pledged investments in areas such as manufacturing and industrial capabilities. In addition, we expect critical infrastructure to continue to receive significant funding over the life of the IIJA in areas such as water (approximately $48 billion), energy (approximately $79 billion) and technology (approximately $65 billion).

*International* The non-residential sector outlook is expected to improve in our International markets in 2026, supported by increased investment in technology-related sectors such as semiconductor manufacturing and data center facilities. Having stabilized in 2025, non-residential construction activity is expected to grow in Eastern Europe, underpinned by improving economic fundamentals. In Western Europe and Australia, improving construction confidence and supportive government initiatives are expected to support growth across the region.

**Residential** *Americas*

Repair and remodel activity is expected to remain resilient in the near-term due to the continued need to maintain and renew the existing housing stock. The new-build residential sector continues to be challenged by affordability constraints and uncertainty resulting from persistent inflation, rising home prices and fluctuating mortgage rates. Despite the recent decline in interest rates and positive long-term demand fundamentals, the new-build segment is expected to remain subdued.

*International* Our International businesses are more heavily exposed to the new-build residential sector, which is expected to gradually recover as a lower interest rate environment unfolds.

\* Represents a non-GAAP measure. See "Non-GAAP Reconciliation and Supplementary Information" on pages 35 to 38 for a reconciliation to the most directly comparable GAAP measure.<sup>8</sup>

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CRH FORM 10-K

**Results Of Operations**

Revenues are derived from a range of products and services across three segments. The Americas Materials Solutions segment utilizes an extensive network of reserve-backed quarry locations to produce and supply a range of materials including aggregates, cementitious materials, readymixed concrete, and asphalt, as well as providing paving and construction services. The Americas Building Solutions segment manufactures, supplies and delivers high-quality building products. The International Solutions segment integrates building materials, products and services for the construction and renovation of transportation infrastructure, critical utility networks, commercial and residential buildings, and outdoor living spaces.

The table below summarizes CRH's Consolidated Statements of Income for the periods indicated.

**Consolidated Statements of Income**<sup>9</sup>

**(in $ millions, except per share data)**

---

| | | | |
|:---|:---|:---|:---|
| ***For the years ended December 31*** | 2025 | 2024 | 2023 |
| Total revenues | 37447 | 35572 | 34949 |
| Total cost of revenues | (23919) | (22871) | (22986) |
| Gross profit | 13528 | 12701 | 11963 |
| Selling, general and administrative expenses | (8283) | (7852) | (7486) |
| Gain on disposal of long-lived assets | 235 | 237 | 66 |
| Loss on impairments | (40) | (161) | (357) |
| Operating income | 5440 | 4925 | 4186 |
| Interest income | 146 | 143 | 206 |
| Interest expense | (810) | (612) | (376) |
| Other nonoperating income (expense), net | 29 | 258 | (2) |
| Income before income tax expense and income from equity method investments | 4805 | 4714 | 4014 |
| Income tax expense | (1041) | (1085) | (925) |
| Income (loss) from equity method investments | 26 | (108) | (17) |
| Net income | 3790 | 3521 | 3072 |
| Net (income) attributable to redeemable noncontrolling interests | (28) | (28) | (28) |
| Net (income) loss attributable to noncontrolling interests | (9) | (1) | 134 |
| Net income attributable to CRH | 3753 | 3492 | 3178 |
| Diluted earning per share attributable to CRH | $5.51 | $5.02 | $4.33 |
| Diluted earning per share attributable to CRH - pre-impairment\* | $5.57 | $5.43 | $4.62 |
| Adjusted EBITDA\* | 7681 | 6930 | 6176 |

---

**Total revenues** Total revenues were $37.4 billion in 2025, an increase of $1.9 billion, or 5%, compared with 2024, driven by favorable end-market demand, disciplined commercial execution and contributions from acquisitions.

For additional discussion on segment revenues, see "Segments" section on pages 33 to 34.

**Gross profit** 

Gross profit was $13.5 billion in 2025, an increase of $0.8 billion, or 7%, compared with 2024. This reflected Total revenues growth of 5%, with Total cost of revenues also 5% higher. The Gross profit margin of 36.1% increased 40bps from 35.7% in 2024, driven by disciplined cost management, continued operating efficiencies and ongoing business improvement initiatives. The increase in Total cost of revenues was primarily driven by a 6% increase in labor costs, attributable to higher headcount from acquisitions and inflationary pressures, as well as a 20% higher depreciation and amortization expense, reflecting the impact of acquisitions and increased capital expenditure. Energy costs were also impacted by acquisitions in the period and increased by 8%, while other costs were 2% ahead of prior year.

**Selling, general and administrative expenses**

Selling, general and administrative (SG&A) expenses, which are primarily comprised of haulage costs, labor costs, and other selling and administrative expenses, were $8.3 billion in 2025, an increase of $0.4 billion, or 5%, compared with 2024. The increase in SG&A expenses was primarily due to labor cost increases of 9%, as a result of increased headcount from acquisitions and wage inflation and a 6% increase in haulage expenses resulting from acquisition activity.

**Gain on disposal of long-lived assets** Gain on disposal of long-lived assets was $235 million in 2025, a decrease of $2 million compared with 2024.

**Loss on impairments** Loss on impairments in 2025 was $40 million, compared with $161 million in 2024, and was principally related to International Solutions. The decrease reflects the absence of the larger impairments recorded in 2024, primarily in the International Solutions segment.

**Interest income** Interest income was $146 million in 2025, an increase of $3 million compared with 2024.

<sup>9</sup>\* Represents a non-GAAP measure. See "Non-GAAP Reconciliation and Supplementary Information" on pages 35 to 38 for a reconciliation to the most directly comparable GAAP measure.

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CRH FORM 10-K

**Interest expense** Interest expense was $810 million in 2025, an increase of $198 million, or 32%, compared with 2024. The increase was primarily due to higher gross debt balances. For additional information on our fixed rate debt issuances in 2025, see Note 10 "Debt" in Item 8. "Financial Statements and Supplementary Data".

**Other nonoperating income (expense), net**

Other nonoperating income (expense), net was $29 million in 2025, a decrease of $229 million compared with 2024. Other nonoperating income (expense), net includes pension and postretirement benefit costs (excluding service costs), gains and losses from divestitures, and other miscellaneous income and expenses. The reduction versus prior year was reflective of the non-recurrence of prior year gains on divestitures.

**Income tax expense** 

The Company's tax rate is driven by the tax rates in jurisdictions in which the Company operates and the relative amount of income earned in each jurisdiction. Income tax expense for the three-year period from 2023 to 2025 is shown below:

---

| | | | |
|:---|:---|:---|:---|
| ***in $ millions, except effective tax rate*** | 2025 | 2024 | 2023 |
| Income before income tax expense and income from equity method investments | 4805 | 4714 | 4014 |
| Income tax expense | (1041) | (1085) | (925) |
| Effective tax rate | 22% | 23% | 23% |

---

In 2025, the Company's Income tax expense was $1,041 million, a decrease of $44 million compared with 2024. The effective tax rate was 22% for 2025 compared with 23% for 2024.

**Income (loss) from equity method investments**

In 2025, income of $26 million was recorded in equity method investments, reflecting contributions from the Company's investments in North America and Australia, compared with a loss of $108 million in 2024 as a result of an impairment of Yatai Building Materials in China.

**Segments**

CRH is organized through three reportable segments across two Divisions. CRH's Americas Division is comprised of two segments: Americas Materials Solutions and Americas Building Solutions; and CRH's International Division contains the other segment.

Within CRH's segments, revenue is disaggregated by principal activities and products. Business lines are reviewed and evaluated as follows: (1) Essential Materials, (2) Road Solutions, (3) Building & Infrastructure Solutions, and (4) Outdoor Living Solutions. The Essential Materials businesses manufacture and supply aggregates and cementitious materials for use in a range of construction and industrial applications. Road Solutions support the manufacturing, installation and maintenance of public highway infrastructure projects and commercial infrastructure. Building & Infrastructure Solutions connect and protect critical water, energy and telecommunications infrastructure and deliver complex commercial building projects. Outdoor Living Solutions integrate specialized materials, products and design features to enhance the quality of private and public spaces.

The Company's measure of segment profit is Adjusted EBITDA, which is defined as earnings from continuing operations before interest, taxes, depreciation, depletion, amortization, Loss on impairments, gain/loss on divestitures and investments, Income/loss from equity method investments, substantial acquisition-related costs, and pension expense/income excluding current service cost component.

**Americas Materials Solutions**

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| | | Analysis of Change | Analysis of Change | Analysis of Change | Analysis of Change | | |
| ***in $ millions*** | 2024 | Currency | Acquisitions | Divestitures | Organic | 2025 | % change |
| Total revenues | 16173 | (16) | +961 | (16) | (73) | 17029 | +5% |
| Adjusted EBITDA | 3745 | (2) | +180 | +6 | +73 | 4002 | +7% |
| Adjusted EBITDA margin | 23.2% |  |  |  |  | 23.5% |  |

---

Americas Materials Solutions' Total revenues were 5% ahead of 2024, as contributions from acquisitions and pricing progress more than offset weather-impacted volumes earlier in the year.

In Essential Materials, Total revenues increased by 8%, supported by good pricing momentum and contributions from acquisitions. Aggregates volumes were 4% ahead of the same period in 2024, driven by contributions from acquisitions, while cement volumes increased by 1%. Aggregates pricing increased by 4% year-on-year, reflecting adverse mix-effects, while cement prices were ahead by 1%.

In Road Solutions, Total revenues increased by 4% as improved pricing and contributions from acquisitions more than offset weather-impacted volumes. Readymixed concrete volumes increased by 3% compared to the prior year, driven by acquisitions, while pricing increased by 2%. Paving and construction revenues increased by 2%, with construction backlogs ahead of the prior year. Asphalt volumes increased 4% over the prior year and pricing was in line.

Adjusted EBITDA for Americas Materials Solutions was 7% ahead of 2024, driven by disciplined cost management, operational efficiencies and strong performance from acquisitions. Adjusted EBITDA margin was 30bps ahead of the prior year.

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CRH FORM 10-K

**Americas Building Solutions**

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| | | Analysis of Change | Analysis of Change | Analysis of Change | Analysis of Change | | |
| ***in $ millions*** | 2024 | Currency | Acquisitions | Divestitures | Organic | 2025 | % change |
| Total revenues | 7059 | (4) | +203 | (34) | (102) | 7122 | +1% |
| Adjusted EBITDA | 1389 |  | +54 | (7) | +38 | 1474 | +6% |
| Adjusted EBITDA margin | 19.7% |  |  |  |  | 20.7% |  |

---

Americas Building Solutions' Total revenues were up 1% compared to the prior year, supported by disciplined commercial management and contributions from acquisitions, which offset the impact of adverse weather earlier in the year.

In Building & Infrastructure Solutions, Total revenues were 2% ahead of 2024, driven by a strong performance in the energy sector with increased activity in the data center end-market, good underlying activity in our water businesses and contributions from acquisitions.

In Outdoor Living Solutions, Total revenues were in line with the prior year, as incremental growth from acquisitions was offset by subdued residential demand and adverse weather conditions across certain markets.

Adjusted EBITDA for Americas Building Solutions was 6% ahead of prior year, supported by ongoing business improvements, asset optimization initiatives and contributions from acquisitions, which more than offset the impact of adverse weather and subdued residential activity. Adjusted EBITDA margin was 100bps ahead of the prior year period.<sup>10</sup>

**International Solutions**

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| | | Analysis of Change | Analysis of Change | Analysis of Change | Analysis of Change | | |
| ***in $ millions*** | 2024 | Currency | Acquisitions | Divestitures | Organic | 2025 | % change |
| Total revenues | 12340 | +441 | +1,057 | (452) | (90) | 13296 | +8% |
| Adjusted EBITDA | 1796 | +81 | +140 | +10 | +178 | 2205 | +23% |
| Adjusted EBITDA margin | 14.6% |  |  |  |  | 16.6% |  |

---

International Solutions' Total revenues were 8% ahead of the prior year, driven by contributions from acquisitions and favorable pricing.

In Essential Materials, Total revenues were 9% ahead of 2024, as contributions from acquisitions and favorable pricing more than offset the impact of prior year divestitures. Aggregates and cement pricing were 2% and 1% ahead of the prior year, respectively, while aggregates and cement volumes were 5% and 7% ahead of the prior year, benefiting from acquisitions.

In Road Solutions, Total revenues were 7% ahead of 2024, with volumes and prices in readymixed concrete ahead by 11% and 4%, respectively, benefiting from volume growth and contributions from acquisitions. Asphalt volumes declined 4%, while pricing was in line with the prior year.

Total revenues in Building & Infrastructure Solutions and Outdoor Living Solutions increased by 8% compared to the prior year, supported by contributions from acquisitions.

Adjusted EBITDA in International Solutions was 23% ahead of the prior year, with contributions from acquisitions, pricing progress and operational efficiencies driving improvement. Adjusted EBITDA margin increased by 200bps compared to the prior year.

<sup>10</sup>

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CRH FORM 10-K

**Non-GAAP Reconciliation and Supplementary Information**

CRH uses a number of non-GAAP financial measures to monitor financial performance. These measures are referred to throughout the discussion of our reported financial position and operating performance on a continuing operations basis unless otherwise defined and are measures which are regularly reviewed by CRH management. These financial measures may not be uniformly defined by all companies and accordingly may not be directly comparable with similarly titled measures and disclosures by other companies.

Certain information presented is derived from amounts calculated in accordance with U.S. GAAP but is not itself an expressly permitted GAAP measure. The non-GAAP financial measures as summarized below should not be viewed in isolation or as an alternative to the most directly comparable GAAP measure.

*Adjusted EBITDA:* Adjusted EBITDA is defined as earnings from continuing operations before interest, taxes, depreciation, depletion, amortization, Loss on impairments, gain/loss on divestitures and investments, Income/loss from equity method investments, substantial acquisition-related costs, and pension expense/income excluding current service cost component. It is quoted by management in conjunction with other GAAP and non-GAAP financial measures to aid investors in their analysis of the performance of the Company. Adjusted EBITDA by segment is monitored by management in order to allocate resources between segments and to assess performance.

*Adjusted EBITDA margin* is calculated by expressing Adjusted EBITDA as a percentage of Total revenues.

Reconciliation to its most directly comparable GAAP measure is presented below:

---

| | | | |
|:---|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 | 2023 |
| Net income | 3790 | 3521 | 3072 |
| (Income) loss from equity method investments (i) | (26) | 108 | 17 |
| Income tax expense | 1041 | 1085 | 925 |
| Gain on divestitures and investments (ii) | (1) | (250) |  |
| Pension income excluding current service cost component (ii) | (21) | (7) | (3) |
| Other interest, net (ii) | (7) | (1) | 5 |
| Interest expense | 810 | 612 | 376 |
| Interest income | (146) | (143) | (206) |
| Depreciation, depletion and amortization | 2156 | 1798 | 1633 |
| Loss on impairments (i) | 40 | 161 | 357 |
| Substantial acquisition-related costs (iii) | 45 | 46 |  |
| Adjusted EBITDA | 7681 | 6930 | 6176 |
| Total revenues | 37447 | 35572 | 34949 |
| Net income margin | 10.1% | 9.9% | 8.8% |
| Adjusted EBITDA margin | 20.5% | 19.5% | 17.7% |
| (i) For the year ended December 31, 2025, the Loss on impairments totaled $40 million, principally related to International Solutions. For the year ended December 31, 2024, the total impairment loss comprised $0.35 billion, principally related to the Architectural Products reporting unit within International Solutions and the equity method investment in China. For the year ended December 31, 2023, the total impairment loss comprised $62 million within Americas Materials Solutions and $295 million within International Solutions. | (i) For the year ended December 31, 2025, the Loss on impairments totaled $40 million, principally related to International Solutions. For the year ended December 31, 2024, the total impairment loss comprised $0.35 billion, principally related to the Architectural Products reporting unit within International Solutions and the equity method investment in China. For the year ended December 31, 2023, the total impairment loss comprised $62 million within Americas Materials Solutions and $295 million within International Solutions. | (i) For the year ended December 31, 2025, the Loss on impairments totaled $40 million, principally related to International Solutions. For the year ended December 31, 2024, the total impairment loss comprised $0.35 billion, principally related to the Architectural Products reporting unit within International Solutions and the equity method investment in China. For the year ended December 31, 2023, the total impairment loss comprised $62 million within Americas Materials Solutions and $295 million within International Solutions. | (i) For the year ended December 31, 2025, the Loss on impairments totaled $40 million, principally related to International Solutions. For the year ended December 31, 2024, the total impairment loss comprised $0.35 billion, principally related to the Architectural Products reporting unit within International Solutions and the equity method investment in China. For the year ended December 31, 2023, the total impairment loss comprised $62 million within Americas Materials Solutions and $295 million within International Solutions. |
| (ii) Gain on divestitures and investments, pension income excluding current service cost component and other interest, net have been included in Other nonoperating income (expense), net in the Consolidated Statements of Income. | (ii) Gain on divestitures and investments, pension income excluding current service cost component and other interest, net have been included in Other nonoperating income (expense), net in the Consolidated Statements of Income. | (ii) Gain on divestitures and investments, pension income excluding current service cost component and other interest, net have been included in Other nonoperating income (expense), net in the Consolidated Statements of Income. | (ii) Gain on divestitures and investments, pension income excluding current service cost component and other interest, net have been included in Other nonoperating income (expense), net in the Consolidated Statements of Income. |
| (iii) Represents expenses associated with non-routine substantial acquisitions, which meet the criteria for being separately reported in Note 3 "Acquisitions" of the audited financial statements, as well as other acquisition costs of an extraordinary nature. Expenses in 2025 and 2024 primarily include legal, consulting and other tax expenses related to these acquisitions.  | (iii) Represents expenses associated with non-routine substantial acquisitions, which meet the criteria for being separately reported in Note 3 "Acquisitions" of the audited financial statements, as well as other acquisition costs of an extraordinary nature. Expenses in 2025 and 2024 primarily include legal, consulting and other tax expenses related to these acquisitions.  | (iii) Represents expenses associated with non-routine substantial acquisitions, which meet the criteria for being separately reported in Note 3 "Acquisitions" of the audited financial statements, as well as other acquisition costs of an extraordinary nature. Expenses in 2025 and 2024 primarily include legal, consulting and other tax expenses related to these acquisitions.  | (iii) Represents expenses associated with non-routine substantial acquisitions, which meet the criteria for being separately reported in Note 3 "Acquisitions" of the audited financial statements, as well as other acquisition costs of an extraordinary nature. Expenses in 2025 and 2024 primarily include legal, consulting and other tax expenses related to these acquisitions.  |

---

*Adjusted Return on Invested Capital (Adjusted ROIC):* Effective for the year ended December 31, 2025, we transitioned from presenting Return on Net Assets (RONA), which is a pre-tax metric, to Adjusted Return on Invested Capital (Adjusted ROIC), which is an after-tax metric adjusted for items affecting comparability because they are of a non-recurring or extraordinary nature. Management believes Adjusted ROIC is a meaningful metric for investors because it illustrates the Company's effectiveness in generating operating income from invested capital. This metric also reflects the impact of taxation and excludes certain items of a non-recurring or extraordinary nature, offering a more consistent period-over-period comparison of the Company's underlying return performance.

Adjusted ROIC is an after-tax measure of operating performance and can be used by management and investors to assess how efficiently we use capital to generate operating income. The metric measures management's ability to generate after-tax adjusted operating income from the capital invested in the business, focusing on both after-tax operating income maximization and the maintenance of an efficient asset base. It is meaningful in order to evaluate fixed asset maintenance programs, decision-making with respect to expenditures on property, plant and equipment and timeliness of disposal of surplus assets. It also supports the evaluation of management of the Company's working capital base. Adjusted ROIC is calculated by expressing net operating income after tax from continuing operations and net operating income after tax from discontinued operations adjusted for certain items affecting comparability because they are of a non-recurring or extraordinary nature as a percentage of the average of current year and prior year invested capital. The items affecting comparability because they are of a non-recurring or extraordinary nature for the periods presented below are Loss on impairments and substantial acquisition-related costs. Invested capital is comprised of total equity as shown in the Consolidated Balance Sheets in Item 8. "Financial Statements and Supplementary Data" and Net Debt (as defined on page 37) and excludes equity method investments. The average invested capital for the year is the simple average of the opening and closing balance sheet figures.

35

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CRH FORM 10-K

Reconciliation to its most directly comparable GAAP measure is presented below:

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| | | | |
|:---|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 | 2023 |
| Operating income | 5440 | 4925 | 4186 |
| Loss on impairments (i) | 40 | 161 | 357 |
| Substantial acquisition-related costs (ii) | 45 | 46 |  |
| Adjusted operating income | 5525 | 5132 | 4543 |
| Income tax adjustment (iii) | (1197) | (1180) | (1047) |
| Numerator for Adjusted ROIC computation – adjusted net operating income after tax | 4328 | 3952 | 3496 |
| Current year |  |  |  |
| Total equity | 25048 | 22466 | 21288 |
| Redeemable noncontrolling interests | 430 | 384 | 333 |
| Short and long-term debt | 17653 | 13968 | 11642 |
| Finance leases | 534 | 257 | 117 |
| Derivative financial instruments (net) | 60 | 27 | 37 |
| Cash and cash equivalents (iv) | (4096) | (3720) | (6390) |
| Adjusted for: |  |  |  |
| Equity method investments | (502) | (737) | (620) |
| Invested capital | 39127 | 32645 | 26407 |
| Prior year |  |  |  |
| Total equity | 22466 | 21288 | 22732 |
| Redeemable noncontrolling interests | 384 | 333 | 308 |
| Short and long-term debt | 13968 | 11642 | 9636 |
| Finance leases | 257 | 117 | 81 |
| Derivative financial instruments (net) | 27 | 37 | 86 |
| Cash and cash equivalents (iv) | (3720) | (6390) | (5936) |
| Adjusted for: |  |  |  |
| Equity method investments | (737) | (620) | (649) |
| Invested capital | 32645 | 26407 | 26258 |
| Denominator for Adjusted ROIC computation – average invested capital | 35886 | 29526 | 26332 |
| Operating income/average invested capital | 15.2% | 16.7% | 15.9% |
| Adjusted ROIC | 12.1% | 13.4% | 13.3% |
| (i) For the year ended December 31, 2025, the Loss on impairments totaled $40 million, principally related to International Solutions. For the year ended December 31, 2024, the total impairment loss comprised $0.35 billion, principally related to the Architectural Products reporting unit within International Solutions and the equity method investment in China. For the year ended December 31, 2023, the total impairment loss comprised $62 million within Americas Materials Solutions and $295 million within International Solutions. | (i) For the year ended December 31, 2025, the Loss on impairments totaled $40 million, principally related to International Solutions. For the year ended December 31, 2024, the total impairment loss comprised $0.35 billion, principally related to the Architectural Products reporting unit within International Solutions and the equity method investment in China. For the year ended December 31, 2023, the total impairment loss comprised $62 million within Americas Materials Solutions and $295 million within International Solutions. | (i) For the year ended December 31, 2025, the Loss on impairments totaled $40 million, principally related to International Solutions. For the year ended December 31, 2024, the total impairment loss comprised $0.35 billion, principally related to the Architectural Products reporting unit within International Solutions and the equity method investment in China. For the year ended December 31, 2023, the total impairment loss comprised $62 million within Americas Materials Solutions and $295 million within International Solutions. | (i) For the year ended December 31, 2025, the Loss on impairments totaled $40 million, principally related to International Solutions. For the year ended December 31, 2024, the total impairment loss comprised $0.35 billion, principally related to the Architectural Products reporting unit within International Solutions and the equity method investment in China. For the year ended December 31, 2023, the total impairment loss comprised $62 million within Americas Materials Solutions and $295 million within International Solutions. |
| (ii) Represents expenses associated with non-routine substantial acquisitions, which meet the criteria for being separately reported in Note 3 "Acquisitions" of the audited financial statements, as well as other acquisition costs of an extraordinary nature. Expenses in 2025 and 2024 primarily include legal, consulting and other tax expenses related to these acquisitions.  | (ii) Represents expenses associated with non-routine substantial acquisitions, which meet the criteria for being separately reported in Note 3 "Acquisitions" of the audited financial statements, as well as other acquisition costs of an extraordinary nature. Expenses in 2025 and 2024 primarily include legal, consulting and other tax expenses related to these acquisitions.  | (ii) Represents expenses associated with non-routine substantial acquisitions, which meet the criteria for being separately reported in Note 3 "Acquisitions" of the audited financial statements, as well as other acquisition costs of an extraordinary nature. Expenses in 2025 and 2024 primarily include legal, consulting and other tax expenses related to these acquisitions.  | (ii) Represents expenses associated with non-routine substantial acquisitions, which meet the criteria for being separately reported in Note 3 "Acquisitions" of the audited financial statements, as well as other acquisition costs of an extraordinary nature. Expenses in 2025 and 2024 primarily include legal, consulting and other tax expenses related to these acquisitions.  |
| (iii) Income tax adjustment is defined as adjusted operating income multiplied by the Company's effective tax rate of 22% in 2025 (23% in both 2024 and 2023).  | (iii) Income tax adjustment is defined as adjusted operating income multiplied by the Company's effective tax rate of 22% in 2025 (23% in both 2024 and 2023).  | (iii) Income tax adjustment is defined as adjusted operating income multiplied by the Company's effective tax rate of 22% in 2025 (23% in both 2024 and 2023).  | (iii) Income tax adjustment is defined as adjusted operating income multiplied by the Company's effective tax rate of 22% in 2025 (23% in both 2024 and 2023).  |
| (iv) 2023 includes $49 million cash and cash equivalents reclassified as held for sale. | (iv) 2023 includes $49 million cash and cash equivalents reclassified as held for sale. | (iv) 2023 includes $49 million cash and cash equivalents reclassified as held for sale. | (iv) 2023 includes $49 million cash and cash equivalents reclassified as held for sale. |

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36

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CRH FORM 10-K

*Net Debt:* Net Debt is used by management as it gives additional insight into the Company's current debt position less available cash. Net Debt is provided to enable investors to see the economic effect of gross debt, related hedges and cash and cash equivalents in total. Net Debt is comprised of short and long-term debt, finance lease liabilities, cash and cash equivalents, and current and noncurrent derivative financial instruments (net).

Reconciliation to its most directly comparable GAAP measure is presented below:

---

| | | | |
|:---|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 | 2023 |
| Short and long-term debt | (17653) | (13968) | (11642) |
| Cash and cash equivalents (i) | 4096 | 3720 | 6390 |
| Finance lease liabilities | (534) | (257) | (117) |
| Derivative financial instruments (net) | (60) | (27) | (37) |
| Net Debt | (14151) | (10532) | (5406) |
| (i) 2023 includes $49 million cash and cash equivalents reclassified as held for sale. | (i) 2023 includes $49 million cash and cash equivalents reclassified as held for sale. | (i) 2023 includes $49 million cash and cash equivalents reclassified as held for sale. | (i) 2023 includes $49 million cash and cash equivalents reclassified as held for sale. |

---

*Organic Revenue and Organic Adjusted EBITDA:* CRH pursues a strategy of growth through acquisitions and investments, with total consideration spent on acquisitions and investments of $4.1 billion in 2025, compared with $5.0 billion in 2024. Acquisitions completed in 2025 and 2024 contributed incremental total revenues of $2.2 billion and Adjusted EBITDA of $0.4 billion in 2025. Cash proceeds from divestitures and disposal of long-lived assets (including deferred divestiture consideration received) amounted to $0.5 billion in 2025, compared with $1.4 billion in 2024. The total revenues impact of divestitures in 2025 was a negative $0.5 billion and the impact at an Adjusted EBITDA level was a positive $9 million.

The U.S. Dollar weakened against most major currencies during 2025 resulting in an overall positive currency exchange impact in 2025.

Because of the impact of acquisitions, divestitures, currency exchange translation and other non-recurring items on reported results each year, CRH uses organic revenue and organic Adjusted EBITDA as additional performance indicators to assess performance of pre-existing (also referred to as underlying, like-for-like or ongoing) operations each year.

Organic revenue and organic Adjusted EBITDA are arrived at by excluding the incremental revenue and Adjusted EBITDA contributions from current and prior year acquisitions and divestitures, the impact of exchange translation, and the impact of any one-off items. In the Item 7. "Management's Discussion and Analysis of Financial Condition and Results of Operations" section on pages 33 to 34, changes in organic revenue and organic Adjusted EBITDA are presented as additional measures of revenue and Adjusted EBITDA to provide a greater understanding of the performance of the Company. Organic change % is calculated by expressing the organic movement as a percentage of the prior year (adjusted for currency exchange effects). A reconciliation of the changes in organic revenue and organic Adjusted EBITDA to the changes in Total revenues and Adjusted EBITDA by segment, is presented with the discussion within each segment's performance in tables contained in the segment discussion in Item 7. "Management's Discussion and Analysis of Financial Condition and Results of Operations" commencing on page 30.

*Diluted EPS pre-impairment:* Diluted EPS pre-impairment is a measure of the Company's profitability per share from continuing operations excluding any Loss on impairments (which is non-cash) and the related tax impact of such impairments. It is used by management to evaluate the Company's underlying profit performance and its own past performance. Diluted EPS information presented on a pre-impairment basis is useful to investors as it provides an insight into the Company's underlying performance and profitability. Diluted EPS pre-impairment is calculated as Net income adjusted for (i) Net (income) attributable to redeemable noncontrolling interests (ii) Net (income) loss attributable to noncontrolling interests (iii) adjustment of redeemable noncontrolling interests to redemption value and excluding any Loss on impairments (and the related tax impact of such impairments) divided by the diluted weighted average number of common shares outstanding for the year.

Reconciliation to its most directly comparable GAAP measure is presented below:

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| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| ***in $ millions, except share and per share data*** | 2025 | Per Share - diluted | 2024 | Per Share - diluted | 2023 | Per Share - diluted |
| Weighted average common shares outstanding – diluted | 677.0 |  | 689.5 |  | 729.2 |  |
| Net income | 3790 | $5.60 | 3521 | $5.11 | 3072 | $4.21 |
| Net (income) attributable to redeemable noncontrolling interests | (28) | ($0.04) | (28) | ($0.04) | (28) | ($0.04) |
| Net (income) loss attributable to noncontrolling interests | (9) | ($0.02) | (1) | – | 134 | $0.19 |
| Adjustment of redeemable noncontrolling interests to redemption value | (23) | ($0.03) | (34) | ($0.05) | (24) | ($0.03) |
| Net income attributable to CRH for EPS | 3730 | $5.51 | 3458 | $5.02 | 3154 | $4.33 |
| Impairment of property, plant and equipment and intangible assets | 40 | $0.06 | 161 | $0.23 | 224 | $0.30 |
| Tax related to impairment charges | – | – | (26) | ($0.04) | (9) | ($0.01) |
| Impairment of equity method investments (net of tax) | – | – | 151 | $0.22 | – |  |
| Net income attributable to CRH for EPS – pre-impairment (i) | 3770 | $5.57 | 3744 | $5.43 | 3369 | $4.62 |
| (i) Reflective of CRH's share of impairment of property, plant and equipment, intangible and other assets (2025: $40 million; 2024: $161 million; 2023: $224 million), an impairment of equity method investments (2024: $190 million) and related tax effect. | (i) Reflective of CRH's share of impairment of property, plant and equipment, intangible and other assets (2025: $40 million; 2024: $161 million; 2023: $224 million), an impairment of equity method investments (2024: $190 million) and related tax effect. | (i) Reflective of CRH's share of impairment of property, plant and equipment, intangible and other assets (2025: $40 million; 2024: $161 million; 2023: $224 million), an impairment of equity method investments (2024: $190 million) and related tax effect. | (i) Reflective of CRH's share of impairment of property, plant and equipment, intangible and other assets (2025: $40 million; 2024: $161 million; 2023: $224 million), an impairment of equity method investments (2024: $190 million) and related tax effect. | (i) Reflective of CRH's share of impairment of property, plant and equipment, intangible and other assets (2025: $40 million; 2024: $161 million; 2023: $224 million), an impairment of equity method investments (2024: $190 million) and related tax effect. | (i) Reflective of CRH's share of impairment of property, plant and equipment, intangible and other assets (2025: $40 million; 2024: $161 million; 2023: $224 million), an impairment of equity method investments (2024: $190 million) and related tax effect. | (i) Reflective of CRH's share of impairment of property, plant and equipment, intangible and other assets (2025: $40 million; 2024: $161 million; 2023: $224 million), an impairment of equity method investments (2024: $190 million) and related tax effect. |

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37

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CRH FORM 10-K

*Adjusted Free Cash Flow:* Adjusted Free Cash Flow is a liquidity measure and is defined as Net cash provided by operating activities adjusted for Proceeds from disposal of long-lived assets less Maintenance capital expenditure. Adjusted Free Cash Flow Conversion is defined as Adjusted Free Cash Flow divided by Net income.

Management believes that Adjusted Free Cash Flow and Adjusted Free Cash Flow Conversion are useful metrics for both management and investors in evaluating the Company's ability to generate cash flow from operations after making investments in maintaining its asset base. As is the case with the other non-GAAP measures presented, users should consider the limitations of using Adjusted Free Cash Flow and Adjusted Free Cash Flow Conversion, including the fact that those measures do not provide a complete measure of our cash flows for any period. In particular, Adjusted Free Cash Flow and Adjusted Free Cash Flow Conversion are not intended to be a measure of cash flow available for management's discretionary use, as these measures do not reflect certain cash requirements, such as debt service requirements and other contractual commitments.

Reconciliation to its most directly comparable GAAP measure is presented below:

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| | | | |
|:---|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 | 2023 |
| Net cash provided by operating activities | 5625 | 4989 | 5017 |
| Proceeds from disposal of long-lived assets | 315 | 272 | 104 |
| Maintenance capital expenditure (i) | (971) | (1036) | (866) |
| Adjusted Free Cash Flow | 4969 | 4225 | 4255 |
| Net income | 3790 | 3521 | 3072 |
| Net cash provided by operating activities/Net income | 148% | 142% | 163% |
| Adjusted Free Cash Flow Conversion | 131% | 120% | 139% |
| (i) Maintenance capital expenditure refers to capital expenditure that is routine, essential, and part of day-to-day operations, focusing on preserving the value, functionality, and profitability of existing assets. Growth capital expenditure is intended to increase profitability by expanding capacity, improving efficiency or fulfilling strategic objectives. A reconciliation of total capital expenditure to maintenance capital expenditure is provided below:  | (i) Maintenance capital expenditure refers to capital expenditure that is routine, essential, and part of day-to-day operations, focusing on preserving the value, functionality, and profitability of existing assets. Growth capital expenditure is intended to increase profitability by expanding capacity, improving efficiency or fulfilling strategic objectives. A reconciliation of total capital expenditure to maintenance capital expenditure is provided below:  | (i) Maintenance capital expenditure refers to capital expenditure that is routine, essential, and part of day-to-day operations, focusing on preserving the value, functionality, and profitability of existing assets. Growth capital expenditure is intended to increase profitability by expanding capacity, improving efficiency or fulfilling strategic objectives. A reconciliation of total capital expenditure to maintenance capital expenditure is provided below:  | (i) Maintenance capital expenditure refers to capital expenditure that is routine, essential, and part of day-to-day operations, focusing on preserving the value, functionality, and profitability of existing assets. Growth capital expenditure is intended to increase profitability by expanding capacity, improving efficiency or fulfilling strategic objectives. A reconciliation of total capital expenditure to maintenance capital expenditure is provided below:  |

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| | | | |
|:---|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 | 2023 |
| Purchases of property, plant and equipment and intangibles (total capital expenditure) | (2713) | (2578) | (1817) |
| Growth capital expenditure | (1742) | (1542) | (951) |
| Maintenance capital expenditure | (971) | (1036) | (866) |

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38

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CRH FORM 10-K

**Liquidity and Capital Resources**<sup>11</sup>

The Company's primary source of incremental liquidity is cash flows from operating activities, which combined with the year-end cash and cash equivalents balance, the uncommitted U.S. Dollar and Euro Commercial Paper Programs, and committed credit lines, is expected to be sufficient to meet the Company's working capital needs, capital expenditure, dividends, share repurchases, upcoming debt maturities, and other liquidity requirements associated with our operations for the foreseeable future. In addition, the Company believes that it will have sufficient ability to fund additional acquisitions via cash flows from internally available cash, cash flows from operating activities and, subject to market conditions, via obtaining additional borrowings and/or issuing additional debt or equity securities.

Total short and long-term debt was $17.7 billion as of December 31, 2025, compared with $14.0 billion in 2024. In January 2025, wholly-owned subsidiaries of the Company completed the issuance of $1.25 billion 5.125% Senior Notes due 2030, $1.25 billion 5.500% Senior Notes due 2035, and $0.5 billion 5.875% Senior Notes due 2055. In October 2025, a wholly-owned subsidiary of the Company completed the issuance of $1.0 billion 4.400% Senior Notes due 2031, $1.0 billion 5.000% Senior Notes due 2036, and $0.5 billion 5.600% Senior Notes due 2056. During the year ended December 31, 2025, $1.2 billion net of U.S. Dollar Commercial Paper and $0.2 billion net of Euro Commercial Paper was repaid. The $1.25 billion Senior Notes due 2025 were repaid on maturity in May 2025. For additional information on fixed rate debt issuances in 2025, see Note 10 "Debt" in Item 8. "Financial Statements and Supplementary Data".

Net Debt\* as of December 31, 2025, was $14.2 billion, compared with $10.5 billion in 2024. The increase in Net Debt\* between 2025 and 2024 reflects acquisitions, cash returns to shareholders through dividends and continued share buybacks, as well as the purchase of property, plant and equipment, partially offset by inflows from operating activities.

CRH continued its ongoing share buyback program in 2025 repurchasing 11.7 million Ordinary Shares for a total consideration of $1.2 billion, and, in 2024, 15.9 million Ordinary Shares were repurchased for total consideration of $1.3 billion. The Company also made cash dividend payments of $1.0 billion in 2025 and $1.7 billion in 2024.

As of December 31, 2025, CRH had cash and cash equivalents and restricted cash of $4.1 billion compared with $3.8 billion in 2024. Total lease liabilities were $2.1 billion compared with $1.6 billion in 2024.

As of December 31, 2025, CRH had $4.3 billion of undrawn committed facilities available until 2030. During April 2025, the Company extended the maturity date of its €3.5 billion ($4.1 billion) multi-currency revolving credit facility to May 2030. As of December 31, 2025, the weighted average maturity of the term debt (net of cash and cash equivalents) was 9.5 years.

**Cash flows**

Cash flows from operating activities

---

| | | | |
|:---|:---|:---|:---|
| | For the years ended December 31 | For the years ended December 31 | For the years ended December 31 |
| ***in $ millions*** | 2025 | 2024 | 2023 |
| Net cash provided by operating activities | 5625 | 4989 | 5017 |

---

Net cash provided by operating activities increased to $5.6 billion in 2025 from $5.0 billion in 2024, an increase of $0.6 billion. The improvement was driven by higher operating income and favorable working capital movements, reflecting stronger profitability and continued efficient management of operating assets and liabilities during the year.

Cash flows from investing activities

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| | | | |
|:---|:---|:---|:---|
| | For the years ended December 31 | For the years ended December 31 | For the years ended December 31 |
| ***in $ millions*** | 2025 | 2024 | 2023 |
| Net cash used in investing activities | (6045) | (6291) | (2391) |

---

Net cash used in investing activities of $6.0 billion in 2025 decreased by $0.3 billion from $6.3 billion in 2024. This decrease was primarily driven by lower spend on acquisitions in the year, partly offset by lower proceeds from divestitures, resulting in $0.3 billion less cash used in the period. Capital expenditure of $2.7 billion, increased by $0.1 billion compared with the prior year, reflecting the Company's continued investment in growth projects.

Cash flows from financing activities

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| | | | |
|:---|:---|:---|:---|
| | For the years ended December 31 | For the years ended December 31 | For the years ended December 31 |
| ***in $ millions*** | 2025 | 2024 | 2023 |
| Net cash provided by (used in) financing activities | 596 | (1186) | (2380) |

---

Net cash provided by financing activities was $0.6 billion for the year ended December 31, 2025, an increase of $1.8 billion. Proceeds from debt issuances were $10.5 billion, an increase of $6.5 billion, which was primarily related to the issuance of $3.0 billion and $2.5 billion in new senior notes issued in January and October 2025, respectively, and the issuance of $4.8 billion of commercial paper. Payments on debt were $7.6 billion, primarily the repayment of $6.0 billion issued under the Company's commercial paper programs and the repayment of a $1.25 billion bond on maturity in May 2025. Dividends paid were $1.0 billion while outflows related to repurchases of common stock were $1.2 billion in the year.

\*Represents a non-GAAP measure. See "Non-GAAP Reconciliation and Supplementary Information" on pages 35 to 38 for a reconciliation to the most directly comparable GAAP measure. <sup>11</sup>

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CRH FORM 10-K

**Debt facilities**

The following section summarizes certain material provisions of our debt facilities and long-term debt obligations. The following description is only a summary, does not purport to be complete and is qualified in its entirety by reference to the documents governing such indebtedness (available in the Investors section of our website - *www.crh.com*).

As of December 31, 2025, maturities for the next four quarters and for the next five years are as follows:

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| | |
|:---|:---|
| ***2026 Debt Maturities*** | |
| First Quarter | $0.2 billion |
| Second Quarter | – |
| Third Quarter | – |
| Fourth Quarter | $0.9 billion |

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| | | |
|:---|:---|:---|
| ***2026-2030 Debt Maturities*** | | |
| 2026 | $1.1 | billion |
| 2027 | $2.2 | billion |
| 2028 | $2.0 | billion |
| 2029 | $1.4 | billion |
| 2030 | $2.3 billion | $2.3 billion |

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**Unsecured senior notes**

The main sources of Company debt funding are debt capital markets in North America and Europe. See Note 10 "Debt" in Item 8. "Financial Statements and Supplementary Data" for further details regarding our debt obligations. In January 2025, wholly-owned subsidiaries of the Company completed the issuance of $1.25 billion 5.125% Senior Notes due 2030, $1.25 billion 5.500% Senior Notes due 2035, and $0.5 billion 5.875% Senior Notes due 2055. In May 2025, $1.25 billion 3.875% Senior Notes due 2025 were repaid on maturity. In October 2025, a wholly-owned subsidiary of the Company completed the issuance of $1.0 billion 4.400% Senior Notes due 2031, $1.0 billion 5.000% Senior Notes due 2036, and $0.5 billion 5.600% Senior Notes due 2056.

**Bank credit facilities**

The Company manages its borrowing ability by entering into committed borrowing agreements. The Company has a multi-currency revolving credit facility (the 'RCF'), dated May 2023, which is made available from a syndicate of lenders, consisting of a €3.5 billion unsecured, revolving loan facility. During April 2025, the Company completed a one-year extension option of the RCF extending the maturity date to May 2030. See Note 10 "Debt" in Item 8. "Financial Statements and Supplementary Data" for further details regarding the RCF.

Interest on drawings on the RCF are based upon the Secured Overnight Financing Rate (SOFR) for U.S. Dollar drawings, Euro Interbank Offer Rate (EURIBOR) for euro drawings, Sterling Overnight Index Average (SONIA) for Pound Sterling drawings and the Swiss Average Rate Overnight (SARON) for Swiss Franc drawings, respectively. As of December 31, 2025, and December 31, 2024, the RCF was undrawn.

**Guarantees**

The Company has given letters of guarantee to secure obligations of subsidiary undertakings as follows: $16.6 billion in respect of loans and borrowings, bank advances and derivative obligations, compared with $13.1 billion in 2024, and $0.5 billion in respect of letters of credit due within one year, compared with $0.4 billion in 2024.

**Commercial paper programs**

The Company has a $4.0 billion U.S. Dollar Commercial Paper Program and a €1.5 billion Euro Commercial Paper Program. Commercial paper borrowings bear interest at rates determined at the time of borrowing. As of December 31, 2025, there was $nil billion of outstanding issued notes on the U.S. Dollar Commercial Paper Program and $0.2 billion of outstanding issued notes on the Euro Commercial Paper Program. The purpose of these programs is to provide short-term liquidity.

**Off-Balance sheet arrangements**

CRH does not have any off-balance sheet arrangements that have, or are reasonably likely to have a current or future effect on CRH's financial condition, revenues or expenses, results of operations, liquidity, capital expenditure or capital resources that may be material to investors.

**Credit ratings**<sup>7</sup><sup>12</sup>

Our credit ratings and outlooks as of December 31, 2025, are as follows:

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| | | | |
|:---|:---|:---|:---|
| | Short-Term | Long-Term | Outlook |
| S&P | A-2 | BBB+ | Stable |
| Moody's | P-2 | Baa1 | Stable |
| Fitch | F1 | BBB+ | Stable |

---

<sup>7</sup> A security rating is not a recommendation to buy, sell or hold securities and may be subject to revision or withdrawal at any time by the assigning rating organization. Each rating should be evaluated independently of any other rating. Lower credit ratings generally result in higher-borrowing costs, including costs of derivative transactions and reduced access to debt capital markets, and may adversely impact our liquidity.<sup>12</sup>

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CRH FORM 10-K

**Contractual obligations**

An analysis of the maturity profile of debt, leases capitalized, purchase obligations, deferred and contingent acquisition consideration, and retirement benefit obligation commitments as of December 31, 2025, is as follows:

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| Payments due by period | Total | Less than 1 year | 2-3 years | 4-5 years | More than 5 years |
| ***in $ millions*** |  |  |  |  |  |
| Short and long-term debt (i) | 17738 | 1192 | 4273 | 3690 | 8583 |
| Lease liabilities (ii) | 2592 | 432 | 684 | 461 | 1015 |
| Estimated interest payments on contractually committed debt (iii) | 6694 | 736 | 1322 | 1034 | 3602 |
| Deferred and contingent acquisition consideration | 70 | 56 | 7 | 5 | 2 |
| Purchase obligations (iv) | 2380 | 1673 | 381 | 92 | 234 |
| Total (v) | 29474 | 4089 | 6667 | 5282 | 13436 |

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(i) &nbsp;&nbsp;&nbsp;&nbsp;Of the $17.7 billion short and long-term debt, $0.7 billion is drawn on revolving facilities which may be repaid and redrawn up to the date of maturity.

(ii) &nbsp;&nbsp;&nbsp;&nbsp;Lease liabilities are presented on an undiscounted basis as detailed in Note 11 "Leases" in Item 8. "Financial Statements and Supplementary Data".

(iii) &nbsp;&nbsp;&nbsp;&nbsp;These interest payments have been estimated on the basis of the following assumptions: (a) no change in variable interest rates; (b) no change in exchange rates; (c) that all debt is repaid as if it falls due from future cash generation; and (d) that none is refinanced by future debt issuances.

(iv) &nbsp;&nbsp;&nbsp;&nbsp;Purchase obligations include contracted-for capital expenditure. These expenditures for replacement and new projects are in the ordinary course of business and will be financed from internal resources.

(v) &nbsp;&nbsp;&nbsp;&nbsp;Over the long term, CRH believes that our available cash and cash equivalents, cash from operating activities, along with the access to borrowing facilities will be sufficient to fund our long-term contractual obligations, maturing debt obligations and capital expenditure.

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CRH FORM 10-K

**Critical Accounting Estimates**

**Impairment of goodwill** <sup>13</sup>

Goodwill represents the excess of the cost of net assets acquired in business combinations over the fair value of the identifiable tangible and intangible assets acquired and liabilities assumed in a business combination. Goodwill impairment exists when the fair value of a reporting unit is less than its carrying amount. Goodwill is tested for impairment on an annual basis or more frequently whenever events or changes in circumstances would more likely than not reduce the fair value of a reporting unit below its carrying amount. The impairment evaluation is a critical accounting policy because goodwill is material to our total assets (as of December 31, 2025, goodwill represents 22% of total assets), and the evaluation involves the use of significant estimates, key assumptions and judgment. There has been no change to the impairment of goodwill critical accounting estimate in the current fiscal year.

Goodwill is tested for impairment at the reporting unit level, one level below our reportable segments, with 26 reporting units identified for testing. The Company has the option of either assessing qualitative factors to determine whether it is more likely than not that the carrying value of our reporting units exceeds their respective fair value or proceeding directly to a quantitative test. We elected to perform the quantitative impairment test for all years presented. If the fair value exceeds its carrying value, the goodwill of the reporting unit is not considered impaired. However, if the carrying value of a reporting unit exceeds its fair value, an impairment loss is recognized by writing down the assets to their fair value.

We determine the carrying value of each reporting unit by assigning assets and liabilities, including goodwill, to those reporting units as of the measurement date. We estimate the fair values using a discounted cash flow model which requires management to make significant estimates and judgments regarding the future cash flows expected to be generated by reporting units to which goodwill has been allocated. The cash flow forecasts are primarily based on a five-year strategic plan document formally approved by the Board of Directors. In assessing the fair value, cash flow forecasts are extrapolated using long-term growth rates to determine the basis for an annuity-based terminal value. These net cash flow forecasts reflect volume, price and cost (including the cost of carbon where applicable) assumptions in addition to other cash flow movements. Adjusted EBITDA margin\* is deemed an appropriate measure for assessing the estimation uncertainty associated with price and cost assumptions. Future cash flows, including the terminal value, are discounted to their present value using a discount rate that reflects current market assessments of the time value of money and the risks specific to the asset for which the future cash flow estimates have not been adjusted. The estimates of future cash flows exclude cash inflows or outflows attributable to financing activities and income tax. Management periodically evaluates and updates the estimates based on the conditions which influence these variables.

As in prior years, the terminal value is based on a 20-year annuity, with the exception of certain long-lived cement assets, where an assumption of a 30-year annuity has been used. Projected cash flows beyond the initial evaluation period have been extrapolated using real growth rates ranging from 1.7% to 1.8% in the Americas, 0.6% to 3.0% in Europe, 1.9% in Australia and 3.0% in Asia. Such real growth rates do not exceed the long-term average growth rates for the countries in which each reporting unit operates. The fair value represents the present value of the future cash flows, including the terminal value, discounted at a rate appropriate to each reporting unit.

We also considered the potential impact of a scenario of estimated higher carbon costs past the strategic plan period across our reporting units subject to the EU and UK Emissions Trading Systems. These reporting units have sufficient levels of headroom to absorb the estimated higher carbon costs which may not be recovered through pricing.

The assumptions and conditions for determining impairments of goodwill reflect management's best assumptions and estimates, but these items involve inherent uncertainties described above, many of which are not under management's control. As a result, the accounting for such items as a change to a reporting unit's prospects, which may result from a change in market conditions, market trends, interest rates or other factors outside our control, or underperformance relative to historical or forecast projections, could result in a different estimate of the fair value of our reporting unit resulting in an impairment charge in the future.

A qualitative and quantitative assessment has been performed which resulted in a sensitivity analysis being prepared for two reporting units where their fair values did not substantially exceed their carrying values, with an aggregate headroom of 13%. This sensitivity analysis represents management's assessment of the economic environment in which these reporting units operate. The key assumptions, methodology used and values applied to each of the key assumptions for these reporting units are in line with those outlined above (a 30-year annuity period has been used). The two reporting units have an aggregate goodwill of $249 million at the date of testing. The table below identifies the amounts by which each of the following assumptions may either decline or increase to arrive at a zero excess headroom of the present value of future cash flows over the carrying value of net assets in the two reporting units selected for sensitivity analysis disclosures:

---

| | |
|:---|:---|
| | Two reporting units |
| Reduction in Adjusted EBITDA margin\* | 1.0% and 3.8% |
| Reduction in long-term growth rate | 0.7% and 3.5% |
| Increase in pre-tax discount rate | 0.6% and 2.7% |

---

**Pension and other postretirement benefits**

Costs arising in respect of the Company's defined contribution pension plans are charged to the Consolidated Statements of Income in the period in which they are incurred. The Company has no legal or constructive obligation to pay further contributions in the event that the fund does not hold sufficient assets to meet its benefit commitments.

The liabilities and costs associated with the Company's defined benefit pension plans (both funded and unfunded) are assessed on the basis of the projected unit credit method by professionally qualified actuaries and are arrived at using actuarial assumptions based on market expectations at the balance sheet date.

\* Represents a non-GAAP measure. See "Non-GAAP Reconciliation and Supplementary Information" on pages 35 to 38 for a reconciliation to the most directly comparable GAAP measure. <sup>13</sup>

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---

| | | | | |
|:---|:---|:---|:---|:---|
| | (Favorable) Unfavorable | (Favorable) Unfavorable | (Favorable) Unfavorable | (Favorable) Unfavorable |
| | 0.25 Percentage Point Increase | 0.25 Percentage Point Increase | 0.25 Percentage Point Decrease | 0.25 Percentage Point Decrease |
| ***in $ millions*** | Inc (Dec) in Benefit Obligation | Inc (Dec) in Annual Benefit Cost | Inc (Dec) in Benefit Obligation | Inc (Dec) in Annual Benefit Cost |
| Actuarial Assumptions |  |  |  |  |
| Discount Rates |  |  |  |  |
| &nbsp;&nbsp;Pension | (87.67) | (3.55) | 92.70 | 2.86 |
| &nbsp;&nbsp;Other postretirement benefits | (3.30) | (0.28) | 3.48 | 0.31 |
| Expected return on plan assets |  | (7.74) |  | 7.74 |

---

The assumptions underlying the actuarial valuation of the projected benefit obligation (including discount rates, rates of increase in future compensation levels, mortality rates and healthcare cost trends) from which the amounts recognized in the Consolidated Financial Statements are determined, are updated annually based on current economic conditions and for any relevant changes to the terms and conditions of the pension and postretirement plans. These assumptions can be affected by (i) for the discount rates, changes in the rates of return on high-quality corporate bonds; (ii) for future compensation levels, future labor market conditions; and (iii) for healthcare cost trend rates, the rate of medical cost inflation in the relevant regions.

The assumption underlying the performance of plan assets (expected return on plan assets) is a long-term assumption which is reviewed annually and is used to estimate future asset returns. Once set, the expected return on plan assets assumption is used to determine the Company's net periodic pension (income)/cost.

The assumptions that are the most significant to the measurement of retirement benefit obligations are the discount rates. The discount rates employed in determining the present value of the plans' liabilities are determined by reference to market yields at the balance sheet date on high-quality corporate bonds of a currency and term consistent with the currency and term of the associated postretirement benefit obligations.

While management believes that the assumptions used are appropriate, differences in actual experience or changes in assumptions may affect the obligations and expenses recognized in future accounting periods. The assets and liabilities of defined benefit pension plans may exhibit significant period-on-period volatility attributable primarily to changes in bond yields and longevity. In addition to future service contributions, significant cash contributions may be required to remediate past service deficits.

For additional information about pension and other postretirement benefits, see Note 20 "Pension and other postretirement benefits" in Item 8. "Financial Statements and Supplementary Data".

**Business combinations – allocation of purchase price**

The purchase price of assets acquired and liabilities assumed is determined based on the fair value of consideration transferred to and liabilities assumed from the seller as of the date of acquisition. The Company allocates the purchase price to the fair values of the tangible and intangible assets acquired, and liabilities assumed as valued at the acquisition date. Any excess of the purchase price over the fair value of the assets acquired and liabilities assumed is recorded as goodwill.

The purchase price allocation is a critical accounting estimate because the estimation of fair values of acquired assets and assumed liabilities is judgmental and requires management to utilize various assumptions. Further, the amounts and useful lives assigned to depreciable and amortizable assets versus amounts assigned to goodwill can affect the results of operations in the period of and for periods after a business combination.

Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction, and therefore represents an exit price. A fair value measurement assumes the highest and best use of the asset by market participants. The fair value hierarchy prioritizes the inputs to valuation techniques used to measure fair value into three levels as described below:

• Level 1: Unadjusted quoted prices in active markets for identical assets or liabilities.

• Level 2: Inputs that are derived from, or corroborated by, quoted prices or observable market data.

• Level 3: Inputs that are unobservable and are significant to the fair value of the assets or liabilities.

Level 1 fair values are used to value equity investments and long-term debt.

Level 2 fair values are typically used to value acquired receivables, inventory and equity method investments. Additionally, Level 2 fair values are typically used to value contracts acquired at other than market rates.

Level 3 fair values are used to value acquired property, plant and equipment, mineral-bearing land and other identifiable intangible assets.

An in-use valuation premise is applied for property, plant and equipment, such that the fair value of property, plant and equipment reflects the benefit of permits in place, architect and engineering fees, freight, tax, installation and other direct and indirect costs incurred. This premise assumes that each of the assets will continue to be used as is and as part of the ongoing business in connection with other assets.

To determine the value of plant and equipment, a replacement cost methodology is typically applied, which relies upon identifying a direct replacement cost associated with replacing assets with new assets, and incorporates estimates of obsolescence, and depreciation based on economic useful lives. These estimations are based on management's historical experience, the use of third-party experts and available market and industry data. For the valuation of land, we engage third-party valuation experts. Other identifiable intangible assets may include, but are not limited to, customer relationships, patents and supply contracts. The fair values of these assets are typically determined by an excess earnings method approach. While we believe these assumptions and estimates are reasonable, they are inherently uncertain.

We may adjust the amounts recognized in an acquisition during a measurement period after the acquisition date. Any such adjustments are the result of subsequently obtaining additional information that existed at the acquisition date regarding the assets acquired or the liabilities assumed. Measurement period adjustments are generally recorded as increases or decreases to goodwill, if any, recognized in the transaction. The cumulative impact of measurement period adjustments on depreciation, amortization and other income statement items are recognized in the period the adjustment is determined. The measurement period ends once we have obtained all necessary information that existed as of the acquisition date but does not extend beyond one year from the acquisition date. Any adjustments to assets acquired or liabilities assumed beyond the measurement period, unless as a result of an error, are recorded through earnings.

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For additional information about business combinations and purchase price allocations, including details of provisional purchase price allocations at the balance sheet date, see Note 3 "Acquisitions" in Item 8. "Financial Statements and Supplementary Data".

**Accounting Developments And Changes**

Refer to Note 1 "Summary of significant accounting policies" in Item 8. "Financial Statements and Supplementary Data" for a discussion of new accounting developments.

**Supplemental Guarantor Information**

**Guarantor financial information**

As of December 31, 2025, CRH plc (the 'Guarantor') has fully and unconditionally guaranteed: (1) $750 million of 5.200% Senior Notes due 2029 (the '5.200% Notes') and $1,250 million of 5.125% Senior Notes due 2030 (the '5.125% Notes'), each issued by CRH SMW Finance Designated Activity Company ('SMW Finance'); (2) $300 million of 6.400% Senior Notes due 2033<sup>(i)</sup> (the '6.400% Notes') issued by CRH America, Inc. ('CRH America'); and (3) $1,000 million of 4.400% Senior notes due 2031 (the '4.400% Notes'), $750 million of 5.400% Senior Notes due 2034 (the '5.400% Notes'), $1,250 million of 5.500% Senior Notes due 2035 (the '5.500% Notes'), $1,000 million of 5.000% Senior notes due 2036 (the '5.000% Notes'), $500 million of 5.875% Senior Notes due 2055 (the '5.875% Notes'), and $500 million of 5.600% Senior notes due 2056 (the '5.600% Notes'), each issued by CRH America Finance, Inc. ('America Finance'). Together, the 5.200% Notes, the 5.125% Notes, the 6.400% Notes, the 4.400% Notes, the 5.400% Notes, the 5.500% Notes, the 5.000% Notes, the 5.875% Notes and the 5.600% Notes are referred to in this Supplemental Guarantor Information as the 'Notes', and together, SMW Finance, CRH America and CRH America Finance are referred to in this Supplemental Guarantor Information as the 'Issuers'.

The Issuers are each 100% owned by CRH plc, directly or indirectly. SMW Finance is an indirect wholly-owned finance subsidiary of CRH plc incorporated under the laws of Ireland and is a financing vehicle for CRH's group companies. America Finance is an indirect wholly-owned finance subsidiary of CRH plc incorporated under the laws of the State of Delaware and is a financing vehicle for CRH's U.S. operating companies.

Each series of Notes is unsecured and ranks equally with all other present and future unsecured and unsubordinated obligations of the relevant Issuer and CRH plc, subject to exceptions for obligations required by law. Each series of Notes is fully and unconditionally guaranteed by CRH plc as defined in the respective indenture governing each series of Notes. Each guarantee is a full, irrevocable, and unconditional guarantee of the principal, interest, premium, if any, and any other amounts due in respect of the relevant series of Notes given by CRH plc.

(i) Originally issued in September 2003 as $300 million 6.400% Senior Notes due 2033. CRH subsequently acquired $87 million of the 6.400% Notes in liability management exercises in August 2009 and December 2010.

**Basis of presentation**

The following summarized financial information reflects, on a combined basis, the Balance Sheet as of December 31, 2025, and the Statement of Income for the fiscal year ended December 31, 2025, of CRH America and CRH plc, which guarantees the registered debt; collectively the 'Obligor Group'. Intercompany balances and transactions within the Obligor Group have been eliminated in the summarized financial information below. Amounts attributable to the Obligor Group's investment in non-obligor subsidiaries have also been excluded. Intercompany receivables/payables and transactions with non-obligor subsidiaries are separately disclosed as applicable. This summarized financial information has been prepared and presented pursuant to Regulation S-X Rule 13-01 and is not intended to present the financial position and results of operations of the Obligor Group in accordance with U.S. GAAP.

The summarized Statement of Income information is as follows:

---

| | |
|:---|:---|
| ***in $ millions*** | For the year ended December 31, 2025 |
| Income before income tax expense and income from equity method investments (i) | 3503 |
| - of which relates to transactions with non-obligor subsidiaries | 3431 |
| Net income for the fiscal year – all of which is attributable to equity holders of the Company | 3502 |
| - of which relates to transactions with non-obligor subsidiaries | 3431 |
| (i) Revenues and Gross profit for the Obligor Group for the year ended December 31, 2025, amounted to $nil. | (i) Revenues and Gross profit for the Obligor Group for the year ended December 31, 2025, amounted to $nil. |
| The summarized Balance Sheet information is as follows: | The summarized Balance Sheet information is as follows: |
|  | As of December 31, 2025 |
| Current assets | 864 |
| Current assets – of which is due from non-obligor subsidiaries | 613 |
| Noncurrent assets | 2235 |
| Noncurrent assets – of which is due from non-obligor subsidiaries | 2235 |
| Current liabilities | 1594 |
| Current liabilities – of which is due to non-obligor subsidiaries | 1587 |
| Noncurrent liabilities | 743 |

---

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Item 7A. Quantitative and Qualitative Disclosures About Market Risk

CRH is exposed to market risks relating to fluctuations in foreign exchange rates, interest rates, and commodity prices. Changes in those factors could impact the Company's results of operations and financial condition. The Company's financial risk management seeks to minimize the negative impact of foreign exchange, interest rate and commodity price fluctuations on the Company's earnings, cash flows and equity. Management provides oversight for risk management and derivative activities, determines certain of the Company's financial risk policies and objectives, and provides guidelines for derivative instrument utilization.

To manage these risks, CRH uses various derivative financial instruments, including interest rate swaps, foreign exchange forwards and swaps, and commodity contracts. CRH only uses commonly traded and non-leveraged instruments. These contracts are entered into primarily with major banking institutions and utility companies, while CRH actively monitors its exposure to counterparty risk through the use of counterparty approvals and credit limits, thereby minimizing the risk of counterparty loss.

The following discussion presents the sensitivity of the market value, earnings and cash flows of the Company's financial instruments to hypothetical changes in interest and exchange rates assuming these changes occurred as of December 31, 2025.

**Interest Rate Risk** 

CRH may be impacted by interest rate volatility with respect to existing debt and future debt issuances as well as cash balances. For fixed rate debt instruments, interest rate changes affect the fair market value but do not impact earnings or cash flows. Conversely, for floating rate debt instruments, interest rate changes generally do not affect the fair market value of the instrument but impact future earnings and cash flows, assuming that other factors are held constant. Cash balances are held on short-term deposits and changing interest rates will impact deposit interest income earned. The Company uses interest rate swaps to convert a portion of its fixed rate debt to floating rate and these may be designated and qualify as fair value hedges. Under these arrangements, the Company agrees to exchange, at specified intervals, the difference between fixed and benchmark floating interest rates calculated by reference to an agreed-upon notional principal amount.

As of December 31, 2025, the Company had fixed rate debt of $16.6 billion and floating rate debt of $1.6 billion, representing 91% and 9%, respectively, of total debt, including overdrafts, finance leases and the impact of derivatives. As of December 31, 2024, the Company had fixed rate debt of $10.8 billion and floating rate debt of $3.5 billion, representing 76% and 24%, respectively, of total debt, including overdrafts, finance leases and the impact of derivatives. The Company's interest rate swaps as of December 31, 2025, whereby the Company swaps from fixed interest rates to floating interest rates, were $0.5 billion, compared to $1.4 billion as of December 31, 2024. The Company's interest rate swaps as of December 31, 2025, whereby the Company swaps from floating interest rates to fixed interest rates, were $nil billion, compared to $0.2 billion as of December 2024. Cash and cash equivalents and restricted cash as of December 31, 2025, were $4.1 billion, compared to $3.8 billion as of December 31, 2024, which was all held on short-term deposits and investments.

*Sensitivity to interest rate moves* As of December 31, 2025, the before-tax earnings and cash flows impact of a 100 bps increase in interest rates, including the offsetting impact of derivatives, on the variable rate cash and debt portfolio would be approximately $24 million favorable ($2 million favorable in 2024).

**Foreign Exchange Rate Risk**<sup>14</sup>

CRH's exchange rate exposures result primarily from its investments and ongoing operations in countries outside of the United States and other business transactions such as the procurement of products and equipment from foreign sources. Fluctuations in foreign currency exchange rates may affect (i) the carrying value of the Company's net investment in foreign subsidiaries; (ii) the translation of foreign currency earnings; and (iii) the cash flows related to foreign currency denominated transactions.

Where economically feasible, the Company maintains Net Debt\* in the same relative currency ratio as capital employed to act as an economic hedge of the underlying currency assets. Where it is not feasible to do so, the Company may enter into foreign exchange forward contracts to hedge a portion of the net investment against the effect of exchange rate fluctuations. These transactions are designated as net investment hedges.

The Company also enters into foreign exchange forward contracts to hedge against the effect of exchange rate fluctuations on cash flows denominated in foreign currencies. These transactions are designated as cash flow hedges. In addition, the Company may enter into foreign currency contracts that are not designated in hedging relationships to offset, in part, the impacts of changes in value of various non-functional currency denominated items including certain intercompany financing balances. The U.S. Dollar equivalent gross notional amount of the Company's foreign exchange forward contracts was $4.3 billion as of December 31, 2025, compared to $4.6 billion as of December 31, 2024.

Holding all other variables constant, if there were a 10% weakening in the exchange rate and value of the U.S. Dollar versus the other foreign currencies across the portfolio, the fair market value of foreign currency contracts outstanding as of December 31, 2025, would increase by approximately $201 million (as of December 31, 2024, would decrease by approximately $86 million), with an offsetting movement in the hedged foreign currency exposure.

**Commodity Price Risk** Some of the Company's products use significant amounts of commodity-priced materials, predominantly fuel and principal energy-related raw materials such as oil, electricity, coal and carbon credits, which are subject to price changes based upon fluctuations in the commodities market. This price volatility could potentially have a material impact on our financial condition and/or our results of operations. When feasible, the Company manages commodity price risks through negotiated supply contracts and forward contracts to manage operating costs. The Company monitors commodity trends and where possible has alternative sourcing plans in place to mitigate the risk of supplier concentration and passing commodity-related inflation to customers or suppliers.

Where appropriate, the Company also has a number of derivative hedging programs in place to hedge commodity risks, with the aim of the programs being to neutralize variability in the Consolidated Statements of Income arising from changes in associated commodity indices. The timeframe for such programs can be up to three years.

\* Represents a non-GAAP measure. See "Non-GAAP Reconciliation and Supplementary Information" on pages 35 to 38 for a reconciliation to the most directly comparable GAAP measure.<sup>14</sup>

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Item 8. Financial Statements and Supplementary Data

**Independent Auditor's Report**

**Report of Independent Registered Public Accounting Firm** To the shareholders and the Board of Directors of CRH public limited company (CRH plc)

**Opinion on the Financial Statements** 

We have audited the accompanying consolidated balance sheets of CRH plc and subsidiaries (the Company) as of December 31, 2025, the related consolidated statements of income, comprehensive income, shareholders' equity, and cash flows for the year then ended December 31, 2025, and the related notes (collectively referred to as the financial statements). In our opinion, the financial statements present fairly, in all material respects, the financial position of the Company as of December 31, 2025, and the results of its operations and its cash flows for the year ended December 31, 2025, in conformity with accounting principles generally accepted in the United States of America.

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (PCAOB), the Company's internal control over financial reporting as of December 31, 2025, based on criteria established in *Internal Control — Integrated Framework (2013)* issued by the Committee of Sponsoring Organizations of the Treadway Commission and our report dated February 18, 2026, expressed an unqualified opinion on the Company's internal control over financial reporting.

**Basis for Opinion**

These financial statements are the responsibility of the Company's management. Our responsibility is to express an opinion on the Company's financial statements based on our audits. We are a public accounting firm registered with the PCAOB and are required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud. Our audits included performing procedures to assess the risks of material misstatement of the financial statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that our audits provide a reasonable basis for our opinion.

**Critical Audit Matters**

The critical audit matters communicated below are matters arising from the current-period audit of the financial statements that were communicated or required to be communicated to the Audit Committee and that (1) relate to accounts or disclosures that are material to the financial statements and (2) involved our especially challenging, subjective, or complex judgments. The communication of critical audit matters does not alter in any way our opinion on the financial statements, taken as a whole, and we are not, by communicating the critical audit matters below, providing separate opinions on the critical audit matters or on the accounts or disclosures to which they relate.

**Acquisitions - Valuation of contract-based Intangible assets - Refer to Notes 1 and 3 to the financial statements** 

**Critical Audit Matter Description** 

As discussed in Notes 1 and 3 to the financial statements, the Company accounts for its business combinations using the acquisition method. On September 15, 2025, the Company acquired Eco Material Technologies, a leading supplier of supplementary cementitious materials for a total consideration, net of cash acquired, of $2,066 million. The Eco Material Technologies acquisition is reported in the Americas Materials Solutions segment. The purchase price was allocated to the assets acquired and liabilities assumed based on their estimated fair values at the date of acquisition. Management estimated the fair value of the contract-based intangible assets using the multi-period excess earnings method, which involved management making significant estimates and judgments related to forecasted Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) margin and discount rate.

We identified the valuation of contract-based intangible assets as a critical audit matter for purposes of recording the opening balance as of the date of acquisition. This required a high degree of auditor judgment and an increased extent of effort, including the need to involve our fair value specialists, when performing audit procedures to evaluate the reasonableness of the fair value of acquired contract-based intangible assets. Assumptions that required a high degree of judgment include forecast of future EBITDA margin and the selection of the discount rate.

**How the Critical Audit Matter was Addressed in the Audit**

Our audit procedures related to the EBITDA margin forecasts and discount rate included the following, among others:

• We tested the effectiveness of controls over the purchase price allocation, including management's controls over the EBITDA margin forecasts and discount rate used in the valuation of contract-based intangibles and the review of the work of management's third-party specialists.

• We evaluated the competency, capabilities and objectivity of the third-party specialists engaged by management to perform the valuations.

• We read the third-party valuation reports and, with the assistance of our fair value specialists, we evaluated the appropriateness of the Company's methodology, inclusive of the use of key valuation assumptions referenced above, used to estimate the valuation of contract-based intangibles.

• We evaluated management's ability to accurately project the forecasts by performing a retrospective review of actual results to management's historical EBITDA margin forecasts.

• We assessed the reasonableness of management's forecasts of EBITDA margin by:

–Comparing the forecasts to historical results.

–Comparing the forecasts to certain external market and industry information.

–Reading the terms of the supply agreements for corroborative or contrary evidence.

• With the assistance of our fair value specialists, we evaluated the appropriateness of the Company's methodology and the discount rate by:

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CRH FORM 10-K

–Testing the source information underlying the determination of the discount rate and evaluating the mathematical accuracy of the calculations.

–Developing a range of independent estimates for the discount rate and comparing the discount rate selected by management to that range.

**Service revenues - Revenue recognition over time - Refer to Notes 1 and 2 to the financial statements**

**Critical Audit Matter Description**

As discussed in Notes 1 and 2 to the financial statements, the Company recognizes revenue within its construction contract businesses over time as it performs its obligations. The percentage-of-completion method is used to recognize revenue when the outcome of a contract can be estimated reliably. The percentage-of-completion is calculated using an input method and based on the proportion of contract costs incurred at the balance sheet date relative to the total estimated costs of the contract. As of December 31, 2025, the service revenue related to over-time contracts was $8,693 million.

We identified revenue recognized over time on construction contracts in-process as a critical audit matter because of the judgments necessary for management to estimate total contract costs at completion used to recognize revenue.

**How the Critical Audit Matter was Addressed in the Audit**

Our audit procedures related to management's recognition of revenue for construction contracts, measured on a percentage of completion basis and in-progress at the balance sheet date included the following, among others:

• We tested the effectiveness of controls over construction contract revenue, including management's controls over the evaluation of estimated total contract costs at completion.

• We selected a sample of construction contracts and:

–Tested the accuracy and completeness of the costs incurred to date for the performance obligation to supporting documentation.

–Tested the mathematical accuracy of management's calculation of revenue, measured on a percentage of completion basis, for the performance obligation.

–Evaluated the accuracy of estimated total contract costs at completion by (i) inquiring with the Company's project managers regarding progress to date on specific contracts and total estimated contract costs at completion for reasonableness and (ii) selecting remaining forecasted costs and comparing the selected amounts to underlying contracts and other supporting documentation.

• We evaluated management's ability to estimate total contract costs at completion accurately by comparing actual costs to management's historical estimates for contracts that have been completed.

/s/ Deloitte & Touche LLP

*Atlanta, Georgia*

February 18, 2026

We have served as the Company's auditor since 2025.

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CRH FORM 10-K

**Report Of Independent Registered Public Accounting Firm**

To the shareholders and the Board of Directors of CRH public limited company (CRH plc)

**Opinion on the Financial Statements**

We have audited the accompanying consolidated balance sheet of CRH plc and subsidiaries (the Company) as of December 31, 2024, the related consolidated statements of income, comprehensive income, changes in equity and cash flows, for each of the two years in the period ended December 31, 2024, and the related notes (collectively referred to as the financial statements). In our opinion, the financial statements present fairly, in all material respects, the financial position of the Company as of December 31, 2024, and the results of its operations and its cash flows for each of the two years in the period ended December 31, 2024, in conformity with accounting principles generally accepted in the United States of America.

**Basis for Opinion**

These financial statements are the responsibility of the Company's management. Our responsibility is to express an opinion on the Company's financial statements based on our audits. We are a public accounting firm registered with the Public Company Accounting Oversight Board (United States) (PCAOB) and are required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud. Our audits included performing procedures to assess the risks of material misstatement of the financial statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that our audits provide a reasonable basis for our opinion.

/s/ Deloitte Ireland LLP

*Dublin, Ireland*

February 26, 2025

We began serving as the Company's auditor in 2020. In 2025 we became the predecessor auditor.

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**Consolidated Statements of Income**

**(in $ millions, except share and per share data)**

---

| | | | |
|:---|:---|:---|:---|
| ***For the years ended December 31*** | 2025 | 2024 | 2023 |
| Product revenues | 28754 | 26699 | 26156 |
| Service revenues | 8693 | 8873 | 8793 |
| Total revenues | 37447 | 35572 | 34949 |
| Cost of product revenues | (15990) | (14651) | (14741) |
| Cost of service revenues | (7929) | (8220) | (8245) |
| Total cost of revenues | (23919) | (22871) | (22986) |
| Gross profit | 13528 | 12701 | 11963 |
| Selling, general and administrative expenses | (8283) | (7852) | (7486) |
| Gain on disposal of long-lived assets | 235 | 237 | 66 |
| Loss on impairments | (40) | (161) | (357) |
| Operating income | 5440 | 4925 | 4186 |
| Interest income | 146 | 143 | 206 |
| Interest expense | (810) | (612) | (376) |
| Other nonoperating income (expense), net | 29 | 258 | (2) |
| Income before income tax expense and income from equity method investments | 4805 | 4714 | 4014 |
| Income tax expense | (1041) | (1085) | (925) |
| Income (loss) from equity method investments | 26 | (108) | (17) |
| Net income | 3790 | 3521 | 3072 |
| Net (income) attributable to redeemable noncontrolling interests | (28) | (28) | (28) |
| Net (income) loss attributable to noncontrolling interests | (9) | (1) | 134 |
| Net income attributable to CRH | 3753 | 3492 | 3178 |
| Earnings per share attributable to CRH |  |  |  |
| Basic | $5.54 | $5.06 | $4.36 |
| Diluted | $5.51 | $5.02 | $4.33 |
| Weighted average common shares outstanding |  |  |  |
| Basic | 673.2 | 683.3 | 723.9 |
| Diluted | 677.0 | 689.5 | 729.2 |

---

The accompanying notes form an integral part of the Consolidated Financial Statements.

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CRH FORM 10-K

**Consolidated Statements of Comprehensive Income**

**(in $ millions)**

---

| | | | |
|:---|:---|:---|:---|
| ***For the years ended December 31*** | 2025 | 2024 | 2023 |
| Net income | 3790 | 3521 | 3072 |
| Other comprehensive income (loss), net of tax: |  |  |  |
| Currency translation adjustment | 713 | (470) | 310 |
| Net change in fair value of effective portion of cash flow hedges, net of tax of $(4) million, $3 million, and $1 million in 2025, 2024, and 2023, respectively | 15 | (16) | (28) |
| Actuarial gains (losses) and prior service credits (costs) for pension and other postretirement plans, net of tax of $(34) million, $(4) million, and $17 million in 2025, 2024, and 2023, respectively | 64 | 44 | (108) |
| Other comprehensive income (loss) | 792 | (442) | 174 |
| Comprehensive income | 4582 | 3079 | 3246 |
| Comprehensive (income) attributable to redeemable noncontrolling interests | (28) | (28) | (28) |
| Comprehensive (income) loss attributable to noncontrolling interests | (53) | 52 | 131 |
| Comprehensive income attributable to CRH | 4501 | 3103 | 3349 |

---

The accompanying notes form an integral part of the Consolidated Financial Statements.

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CRH FORM 10-K

**Consolidated Balance Sheets**

**(in $ millions, except share data)**

---

| | | |
|:---|:---|:---|
| ***As of December 31*** | 2025 | 2024 |
| Assets |  |  |
| Current assets: |  |  |
| Cash and cash equivalents | 4096 | 3720 |
| Restricted cash | 51 | 39 |
| Accounts receivable, net | 5178 | 4820 |
| Inventories | 5251 | 4755 |
| Other current assets | 678 | 749 |
| Total current assets | 15254 | 14083 |
| Property, plant and equipment, net | 24937 | 21452 |
| Equity method investments | 502 | 737 |
| Goodwill | 13099 | 11061 |
| Intangible assets, net | 2048 | 1211 |
| Operating lease right-of-use assets, net | 1471 | 1274 |
| Other noncurrent assets | 1018 | 795 |
| Total assets | 58329 | 50613 |
| Liabilities, redeemable noncontrolling interests and shareholders' equity | Liabilities, redeemable noncontrolling interests and shareholders' equity | Liabilities, redeemable noncontrolling interests and shareholders' equity |
| Current liabilities: |  |  |
| Accounts payable | 3263 | 3207 |
| Accrued expenses | 2196 | 2248 |
| Current portion of long-term debt | 1175 | 2999 |
| Operating lease liabilities | 286 | 265 |
| Other current liabilities | 1834 | 1577 |
| Total current liabilities | 8754 | 10296 |
| Long-term debt | 16478 | 10969 |
| Deferred income tax liabilities | 3511 | 3105 |
| Noncurrent operating lease liabilities | 1232 | 1074 |
| Other noncurrent liabilities | 2876 | 2319 |
| Total liabilities | 32851 | 27763 |
| Commitments and contingencies (Note 23) |  |  |
| Redeemable noncontrolling interests | 430 | 384 |
| Shareholders' equity |  |  |
| Preferred stock, €1.27 par value, 150,000 shares authorized and 50,000 shares issued and outstanding for 5% preferred stock, and 872,000 shares authorized, issued and outstanding for 7% 'A' preferred stock, as of December 31, 2025, and December 31, 2024 | 1 | 1 |
| Common stock, €0.32 par value, 1,250,000,000 shares authorized; 706,946,142 and 718,647,277 shares issued and outstanding, as of December 31, 2025, and December 31, 2024, respectively | 286 | 290 |
| Treasury stock, at cost (38,315,792 and 41,355,384 shares as of December 31, 2025, and December 31, 2024, respectively) | (2016) | (2137) |
| Additional paid-in capital | 397 | 422 |
| Accumulated other comprehensive loss | (257) | (1005) |
| Retained earnings | 25593 | 24036 |
| Total shareholders' equity attributable to CRH shareholders | 24004 | 21607 |
| Noncontrolling interests | 1044 | 859 |
| Total equity | 25048 | 22466 |
| Total liabilities, redeemable noncontrolling interests and equity | 58329 | 50613 |

---

The accompanying notes form an integral part of the Consolidated Financial Statements.

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CRH FORM 10-K

**Consolidated Statements of Cash Flows**

**(in $ millions)**

---

| | | | |
|:---|:---|:---|:---|
| ***For the years ended December 31*** | 2025 | 2024 | 2023 |
| Cash Flows from Operating Activities: |  |  |  |
| Net income | 3790 | 3521 | 3072 |
| Adjustments to reconcile net income to net cash provided by operating activities: |  |  |  |
| Depreciation, depletion and amortization | 2156 | 1798 | 1633 |
| Loss on impairments | 40 | 161 | 357 |
| Share-based compensation | 143 | 125 | 123 |
| Gains on disposals from businesses and long-lived assets, net | (247) | (431) | (66) |
| Deferred tax expense (benefit) | 167 | 180 | (64) |
| (Income) loss from equity method investments | (26) | 108 | 17 |
| Pension and other postretirement benefits net periodic benefit cost | 21 | 34 | 31 |
| Non-cash operating lease costs | 292 | 262 | 293 |
| Other items, net | 3 | 14 | 68 |
| Changes in operating assets and liabilities, net of effects of acquisitions and divestitures: |  |  |  |
| Accounts receivable, net | 121 | (122) | (164) |
| Inventories | (161) | (224) | (60) |
| Accounts payable | (158) | 48 | 144 |
| Operating lease liabilities | (310) | (287) | (276) |
| Other assets | (210) | (69) | 25 |
| Other liabilities | 45 | (86) | (72) |
| Pension and other postretirement benefits contributions | (41) | (43) | (44) |
| Net cash provided by operating activities | 5625 | 4989 | 5017 |
| Cash Flows from Investing Activities: |  |  |  |
| Purchases of property, plant and equipment, and intangibles | (2713) | (2578) | (1817) |
| Acquisitions, net of cash acquired | (3856) | (4900) | (640) |
| Proceeds from divestitures | 139 | 1001 | – |
| Proceeds from disposal of long-lived assets | 315 | 272 | 104 |
| Dividends received from equity method investments | 50 | 44 | 44 |
| Settlements of derivatives | (81) | (9) | (1) |
| Deferred divestiture consideration received | 42 | 83 | 6 |
| Other investing activities, net | 59 | (204) | (87) |
| Net cash used in investing activities | (6045) | (6291) | (2391) |

---

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CRH FORM 10-K

**Consolidated Statements of Cash Flows**

**(in $ millions)**

---

| | | | |
|:---|:---|:---|:---|
| ***For the years ended December 31*** | 2025 | 2024 | 2023 |
| Cash Flows from Financing Activities: |  |  |  |
| Proceeds from debt issuances | 10479 | 4001 | 3163 |
| Payments on debt | (7612) | (1859) | (1462) |
| Settlements of derivatives | 121 | (36) | 7 |
| Payments of finance lease obligations | (131) | (57) | (26) |
| Deferred and contingent acquisition consideration paid | (31) | (21) | (22) |
| Dividends paid | (996) | (1706) | (940) |
| Distributions to noncontrolling and redeemable noncontrolling interests | (34) | (53) | (35) |
| Transactions involving noncontrolling interests | 28 | 19 | (2) |
| Repurchases of common stock | (1181) | (1482) | (3067) |
| Amounts related to employee share plans | (47) | 8 | 4 |
| Net cash provided by (used in) financing activities | 596 | (1186) | (2380) |
| Effect of exchange rate changes on cash and cash equivalents, including restricted cash | 212 | (143) | 208 |
| Increase (decrease) in cash and cash equivalents, including restricted cash | 388 | (2631) | 454 |
| Cash and cash equivalents and restricted cash at the beginning of year | 3759 | 6390 | 5936 |
| Cash and cash equivalents and restricted cash at the end of year | 4147 | 3759 | 6390 |
| Supplemental cash flow information: |  |  |  |
| Cash paid for interest (including finance leases) | 724 | 599 | 418 |
| Cash paid for income taxes | 831 | 960 | 959 |
| Reconciliation of cash and cash equivalents and restricted cash |  |  |  |
| Cash and cash equivalents presented in the Consolidated Balance Sheets | 4096 | 3720 | 6341 |
| Restricted cash presented in the Consolidated Balance Sheets | 51 | 39 | – |
| Cash and cash equivalents included in Assets held for sale | – | – | 49 |
| Total cash and cash equivalents and restricted cash presented in the Consolidated Statements of Cash Flows | 4147 | 3759 | 6390 |

---

The accompanying notes form an integral part of the Consolidated Financial Statements.

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CRH FORM 10-K

**Consolidated Statements of Changes in Equity**

**(in $ millions, except share and per share data)**

***For the year ended December 31, 2023***

---

| | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| | Preferred stock | Preferred stock | Common stock | Common stock | Treasury stock | Treasury stock | Additional Paid-in Capital | Accumulated Other Comprehensive Loss | Retained Earnings | Total Shareholders' Equity Attributable to CRH Shareholders | Noncontrolling Interests | Total Equity |
| | Shares | Amount | Shares | Amount | Shares | Amount | Additional Paid-in Capital | Accumulated Other Comprehensive Loss | Retained Earnings | Total Shareholders' Equity Attributable to CRH Shareholders | Noncontrolling Interests | Total Equity |
| **Balance as of December 31, 2022** | 0.9 | $1 | 752.1 | $302 | (7.7) | ($297) | $443 | ($787) | $22495 | $22157 | $575 | $22732 |
| Net income | – | – | – | – | – | – | – | – | 3178 | 3178 | (134) | 3044 |
| Other comprehensive income | – | – | – | – | – | – | – | 171 | – | 171 | 3 | 174 |
| Share-based compensation | – | – | – | – | – | – | 123 | – | – | 123 | – | 123 |
| Repurchases of common stock | – | – | – | – | (38.2) | (2019) | – | – | – | (2019) | – | (2019) |
| Repurchases and retirement of common stock | – | – | (17.6) | (6) | – | – | – | – | (1042) | (1048) | – | (1048) |
| Shares issued under employee share plans | – | – | – | – | 3.5 | 117 | (112) | – | (1) | 4 | – | 4 |
| Dividends declared on common stock | – | – | – | – | – | – | – | – | (1688) | (1688) | – | (1688) |
| Distributions to noncontrolling interests | – | – | – | – | – | – | – | – | – | – | (8) | (8) |
| Transactions involving noncontrolling interests | – | – | – | – | – | – | – | – | – | – | (2) | (2) |
| Adjustment of redeemable noncontrolling interests to redemption value | – | – | – | – | – | – | – | – | (24) | (24) | – | (24) |
| **Balance as of December 31, 2023** | 0.9 | $1 | 734.5 | $296 | (42.4) | ($2199) | $454 | ($616) | $22918 | $20854 | $434 | $21288 |

---

For the year ended December 31, 2023, dividends declared on common stock were $1.33 per common share.

The accompanying notes form an integral part of the Consolidated Financial Statements.

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CRH FORM 10-K

**Consolidated Statements of Changes in Equity**

**(in $ millions, except share and per share data)**

***For the year ended December 31, 2024***

---

| | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| | Preferred stock | Preferred stock | Common stock | Common stock | Treasury stock | Treasury stock | Additional Paid-in Capital | Accumulated Other Comprehensive Loss | Retained Earnings | Total Shareholders' Equity Attributable to CRH Shareholders | Noncontrolling Interests | Total Equity |
| | Shares | Amount | Shares | Amount | Shares | Amount | Additional Paid-in Capital | Accumulated Other Comprehensive Loss | Retained Earnings | Total Shareholders' Equity Attributable to CRH Shareholders | Noncontrolling Interests | Total Equity |
| **Balance as of December 31, 2023** | 0.9 | $1 | 734.5 | $296 | (42.4) | ($2199) | $454 | ($616) | $22918 | $20854 | $434 | $21288 |
| Net income | – | – | – | – | – | – | – | – | 3492 | 3492 | 1 | 3493 |
| Other comprehensive income | – | – | – | – | – | – | – | (389) | – | (389) | (53) | (442) |
| Share-based compensation | – | – | – | – | – | – | 125 | – | – | 125 | – | 125 |
| Repurchases of common stock | – | – | – | – | (2.6) | (180) | – | – | – | (180) | – | (180) |
| Repurchases and retirement of common stock | – | – | (15.9) | (6) | – | – | – | – | (1296) | (1302) | – | (1302) |
| Shares issued under employee share plans | – | – | – | – | 3.6 | 242 | (157) | – | (88) | (3) | – | (3) |
| Dividends declared on common stock | – | – | – | – | – | – | – | – | (956) | (956) | – | (956) |
| Distributions to noncontrolling interests | – | – | – | – | – | – | – | – | – | – | (30) | (30) |
| Divestiture of noncontrolling interests | – | – | – | – | – | – | – | – | – | – | (19) | (19) |
| Noncontrolling interests arising on acquisition | – | – | – | – | – | – | – | – | – | – | 507 | 507 |
| Transactions involving noncontrolling interests | – | – | – | – | – | – | – | – | – | – | 19 | 19 |
| Adjustment of redeemable noncontrolling interests to redemption value | – | – | – | – | – | – | – | – | (34) | (34) | – | (34) |
| **Balance as of December 31, 2024** | 0.9 | $1 | 718.6 | $290 | (41.4) | ($2137) | $422 | ($1005) | $24036 | $21607 | $859 | $22466 |

---

For the year ended December 31, 2024, dividends declared on common stock were $1.40 per common share.

The accompanying notes form an integral part of the Consolidated Financial Statements.

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CRH FORM 10-K

**Consolidated Statements of Changes in Equity**

**(in $ millions, except share and per share data)**

***For the year ended December 31, 2025***

---

| | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| | Preferred stock | Preferred stock | Common stock | Common stock | Treasury stock | Treasury stock | Additional Paid-in Capital | Accumulated Other Comprehensive Loss | Retained Earnings | Total Shareholders' Equity Attributable to CRH Shareholders | Noncontrolling Interests | Total Equity |
| | Shares | Amount | Shares | Amount | Shares | Amount | Additional Paid-in Capital | Accumulated Other Comprehensive Loss | Retained Earnings | Total Shareholders' Equity Attributable to CRH Shareholders | Noncontrolling Interests | Total Equity |
| **Balance as of December 31, 2024** | 0.9 | $1 | 718.6 | $290 | (41.4) | ($2137) | $422 | ($1005) | $24036 | $21607 | $859 | $22466 |
| Net income | – | – | – | – | – | – | – | – | 3753 | 3753 | 9 | 3762 |
| Other comprehensive income | – | – | – | – | – | – | – | 748 | – | 748 | 44 | 792 |
| Share-based compensation | – | – | – | – | – | – | 143 | – | – | 143 | – | 143 |
| Repurchases and retirement of common stock | – | – | (11.7) | (4) | – | – | – | – | (1177) | (1181) | – | (1181) |
| Shares issued under employee share plans | – | – | – | – | 3.1 | 121 | (168) | – | – | (47) | – | (47) |
| Dividends declared on common stock | – | – | – | – | – | – | – | – | (996) | (996) | – | (996) |
| Distributions to noncontrolling interests | – | – | – | – | – | – | – | – | – | – | (12) | (12) |
| Noncontrolling interests arising on acquisition | – | – | – | – | – | – | – | – | – | – | 7 | 7 |
| Transactions involving noncontrolling interests | – | – | – | – | – | – | – | – | – | – | 137 | 137 |
| Adjustment of redeemable noncontrolling interests to redemption value | – | – | – | – | – | – | – | – | (23) | (23) | – | (23) |
| **Balance as of December 31, 2025** | 0.9 | $1 | 706.9 | $286 | (38.3) | ($2016) | $397 | ($257) | $25593 | $24004 | $1044 | $25048 |

---

For the year ended December 31, 2025, dividends declared on common stock were $1.48 per common share.

The accompanying notes form an integral part of the Consolidated Financial Statements.

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CRH FORM 10-K

Notes To Consolidated Financial Statements

**1. Summary of significant accounting policies**

**1.1. Description of business**

CRH is the leading provider of building materials critical to modernizing infrastructure. The Company operates in the building materials industry, providing essential materials and products for construction projects across its Americas and International footprint. The Company is a major producer of aggregates, cementitious materials, readymixed concrete, asphalt, precast concrete and outdoor living products and is a provider of paving and construction services, supplying a wide range of customers, including Federal and local authorities, general contractors, and the commercial and residential markets. A summary of significant accounting policies used in the preparation of the accompanying Consolidated Financial Statements follows.

**1.2. Basis of presentation and use of estimates**

The accompanying Consolidated Financial Statements and notes thereto, including all prior periods presented, have been presented under U.S. GAAP, which requires management to make certain estimates and assumptions about future events. These estimates and the underlying assumptions affect the amounts of assets and liabilities reported, disclosures about contingent assets and liabilities and reported amounts of revenues and expenses. Such estimates include impairment of long-lived assets, impairment of goodwill, pension and other postretirement benefits, tax matters and litigation, including insurance and environmental compliance costs. These estimates and assumptions are based on management's judgment.

Estimates and underlying assumptions are reviewed on an ongoing basis. Changes in accounting estimates may be necessary if there are changes in the circumstances or experiences on which the estimate was based or as a result of new information.

Changes in estimates, including those resulting from changes in the economic environment, are reflected in the Consolidated Financial Statements for the period in which the change in estimate occurs.

**1.3. Consolidation**

The Consolidated Financial Statements include the accounts of CRH plc, and the wholly- and majority-owned subsidiaries of CRH plc, in addition to variable interest entities (VIEs) in which the Company is the primary beneficiary. In evaluating whether the Company has a controlling financial interest, the following are considered: (1) for voting interest entities, the Company consolidates those entities in which they own a majority of the voting interests; and (2) for VIEs, the Company consolidates those entities for which they are the primary beneficiary. All intercompany transactions and accounts have been eliminated.

The Company uses the equity method of accounting for their investments in entities over which the Company has the ability to exercise significant influence over the operating and financial policies or exercise joint control with other investors but does not control and is not the primary beneficiary. Equity method investments are initially recognized at cost and are included within Equity method investments in the Consolidated Balance Sheets. The Company's proportionate interest in the results of the investment is included within Income (loss) from equity method investments in the Consolidated Statements of Income.

Where the Company is an active party to contractual arrangements that involve a joint operating activity and is exposed to significant risks and rewards that are dependent on the commercial success of the activity, the Company treats such operations as collaborative arrangements. For such operations, the Company accounts for its pro rata share of assets, liabilities, revenues, and costs in the Consolidated Balance Sheets and Consolidated Statements of Income.

**1.4. Noncontrolling interests – nonredeemable and redeemable** 

Noncontrolling interests represent the portion of the equity of a subsidiary not attributable either directly or indirectly to the Company and are presented separately in the Consolidated Statements of Income and within equity in the Consolidated Balance Sheets, distinguished from Company shareholders' equity. Subsequent acquisitions of noncontrolling interests are accounted for as transactions with equity holders in their capacity as equity holders and therefore no goodwill is recognized as a result of such transactions. Noncontrolling interests are measured initially at fair value.

Noncontrolling interests with redemption features, such as put/call options, that are not solely within the Company's control (redeemable noncontrolling interests) are reported separately in the Consolidated Balance Sheets at the greater of carrying value or redemption value. The Redeemable noncontrolling interests are primarily comprised of the noncontrolling interests in two of the Company's North American subsidiaries. The respective shareholders' agreements for these entities contain put options that provide the noncontrolling shareholders the right to put their shares to the Company at a value based on a calculated formula. The put options are currently exercisable.

See Note 22 for further information.

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**1.5. Business combinations**

Acquisitions are accounted for using the acquisition method, which requires allocation of the purchase price to assets acquired and liabilities assumed based on estimated fair values. The purchase price is determined based on the fair value of consideration transferred to and liabilities assumed from the seller as of the date of acquisition. The Company allocates the purchase price to the fair values of the tangible and identifiable intangible assets acquired and liabilities assumed as of the date of acquisition. Any excess of the purchase price over the fair value of the assets acquired and liabilities assumed is recorded as goodwill.

Determining the fair values of assets acquired and liabilities assumed requires judgment and often involves the use of significant estimates and assumptions. Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction, and therefore represents an exit price. A fair value measurement assumes the highest and best use of the asset by market participants.

Allocations of the purchase price are based on preliminary estimates and assumptions at the date of acquisition and are subject to revision based on final information received including appraisals and other analyses which support underlying estimates within the measurement period, a period of no more than one year from the acquisition date. Measurement period adjustments are generally recorded as increases or decreases to goodwill, if any, recognized in the transaction.

See Note 3 for further information.

**1.6. Foreign currency translation**

The Consolidated Financial Statements are presented in U.S. Dollar, which is the reporting currency of the Company.

Transactions in foreign currencies are recorded at the rate of exchange in effect at the date of the transaction. Monetary assets and liabilities denominated in foreign currencies are retranslated at the rate of exchange in effect at the balance sheet date. The Company releases any related cumulative translation adjustment into earnings only if the sale or transfer results in the complete or substantially complete liquidation of the foreign entity. Non-monetary items are measured at historical rates.

Results and cash flows of subsidiaries and equity method investments with non-U.S. Dollar functional currencies have been translated into U.S. Dollar at average exchange rates for the periods, and the related balance sheets have been translated at the rates of exchange in effect at the balance sheet date. Adjustments arising on translation of the results and net assets of non-U.S. Dollar subsidiaries and equity method investments are recognized as a component of Accumulated other comprehensive loss and Noncontrolling interests both of which are presented in the Consolidated Balance Sheets.

**1.7. Revenue recognition** 

The Company recognizes revenues in the amount of the price expected to be received for goods and services supplied at a point in time or over time, as contractual performance obligations are fulfilled, and control of goods and services passes to the customer. Revenue excludes trade discounts and value-added tax or sales tax. Trade receivables and construction contract assets are in general receivable within 90 days of the balance sheet date.

*Revenues derived from sale of goods (sources other than construction contracts)*

The Company manufactures and supplies a diverse range of building materials and products. Revenues from the sale of goods are recognized at a point in time when control of the promised goods is transferred to customers in an amount that reflects the consideration to which the Company expects to be entitled to receive in exchange for the goods. Control is obtained when a customer has the ability to direct the use of and obtain substantially all of the remaining benefits from the goods. Control passes to the customer either upon leaving the Company's premises or upon delivery to the customer, depending on the terms of the sale. Contracts do not contain multiple performance obligations.

Goods are often sold with discounts or rebates based on cumulative sales over a period. This variable consideration is only recognized when it is probable that it will not be subsequently reversed and is recognized using the most-likely amount or expected value methods, depending on the individual contract terms. Estimates of variable consideration and determination of whether to include estimated amounts in the transaction price are based on the assessment of anticipated performance and all information (historical, current, and forecasted) that is reasonably available to management.

*Revenues derived from construction contracts* 

The Company enters into construction contracts to complete large construction projects. Contracts usually commence and complete within one year and are generally fixed price but may be subject to indexation and/or escalation clauses that can either increase or decrease the final transaction price.

The Company typically recognizes revenue within its construction contract businesses over time as it performs its obligations. The Company believes this best reflects the transfer of control to the customer by providing a faithful depiction of the enhancement of a customer-controlled asset or the construction of an asset with no alternative use.

The percentage-of-completion method is used to recognize revenue when the outcome of a contract can be estimated reliably. The percentage-of-completion is calculated using an input method and based on the proportion of contract costs incurred at the balance sheet date relative to the total estimated costs of the contract. In construction contract arrangements, the Company has an enforceable right to payment for work and performance obligations completed to date.

Some of the Company's construction contracts may contain forms of variable consideration that can either increase or decrease the transaction price. Variable consideration is estimated based on the most-likely amount or expected value methods (depending on the contract terms) and the transaction price is adjusted to the extent it is probable that a significant reversal of revenue recognized will not occur.

See Note 2 for further information.

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**1.8. Contract assets and liabilities**

A contract asset is recognized when the related performance obligation has been satisfied, but the Company has not yet invoiced the customer and so is not unconditionally entitled to the consideration under the payment terms set out in the contract. Contract assets are classified as Accounts receivable, net, in the Consolidated Balance Sheets.

A contract liability is recognized when a non-refundable payment is received from a customer in advance of work being performed. A contract liability would also be recognized if the Company has an unconditional right to receive non-refundable consideration before the Company recognizes the related revenue. Contract liabilities are classified as Other current liabilities in the Consolidated Balance Sheets.

The Company's contracts generally are for a duration of less than one year and therefore the Company does not capitalize incremental contract costs; instead these are expensed as incurred, as permitted by the practical expedient.

**1.9. Cash and cash equivalents and restricted cash**

Cash and cash equivalents include cash on hand and all highly liquid investments with original maturities at the time of purchase of three months or less. Restricted cash consists of amounts held in escrow designated for exchange of assets under Section 1031 of the U.S. Internal Revenue Code.

**1.10. Accounts receivable, net** 

Accounts receivable are stated at amortized cost. The Company records an allowance for credit losses, which includes an allowance for probable losses based on historical write-offs, adjusted for current conditions as deemed necessary, and a specific reserve for accounts deemed at risk. The allowance is the Company's estimate for receivables as of the balance sheet date that ultimately will not be collected. Any changes in the allowance are reflected in earnings in the period in which the change occurs. The Company writes off accounts receivable when it becomes probable, based upon customer facts and circumstances, that such amounts will not be collected.

See Note 4 for further information.

**1.11. Inventories**

Inventories are stated at the lower of cost or net realizable value. Cost is determined using the first-in, first-out method or weighted average method. Net realizable value is the estimated selling price in the ordinary course of business, less estimates for costs of completion, disposal, and transportation.

Materials and other supplies held for use in the production of inventories are not written down below cost if the finished goods, in which they will be incorporated, are expected to be sold at or above cost.

See Note 5 for further information.

**1.12. Property, plant and equipment, net** 

Property, plant and equipment are stated at cost less any accumulated depreciation, depletion, and any accumulated impairments.

Expenditures for additions and improvements that significantly add to the productive capacity or extend the useful life of an asset are capitalized. Repair and maintenance costs that do not substantially expand productive capacity or extend the life of property, plant and equipment are expensed as incurred.

The Company reviews the carrying value of property, plant and equipment for impairment whenever events or circumstances indicate that the carrying value of an asset group may not be recoverable. Such indicators may include, among others, deterioration in general economic conditions, adverse changes in the markets in which an entity operates, increases in input costs that have a negative effect on earnings and cash flows or a trend of negative or declining cash flows over multiple periods. An impairment loss is recognized if the estimated future (undiscounted) cash flows expected to result from the use and eventual disposition of that asset group are less than its carrying value and is measured by the amount by which the carrying value of the asset group exceeds its fair value.

The Company capitalizes interest as part of the cost of capital projects incurred during construction. Depreciation is computed using the straight-line method over the estimated useful lives of the assets, as follows:

• Buildings 40 years; and

• Plant and machinery five to 30 years

Mineral-bearing land, less an estimate of its residual value, is depleted over the period of the mineral extraction in the proportion to which product for the year bears to the latest estimates of proven and probable mineral reserves. Land, other than mineral-bearing land, is not depreciated.

See Note 6 for further information.

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**1.13. Leases**

A contract contains a lease if it is enforceable and conveys the right to control the use of a specified asset for a period of time in exchange for consideration, which is assessed at inception. A right-of-use asset and lease liability are recognized at the commencement date for contracts containing a lease.

Leases are evaluated and classified as either finance leases or operating leases. A lease is classified as a finance lease if any one of the following criteria are met: (1) the lease transfers ownership of the asset by the end of the lease term; (2) the lease contains an option to purchase the asset that is reasonably certain to be exercised; (3) the lease term is for a major part of the remaining useful life of the asset; (4) the underlying asset is of such a specialized nature that it is expected to have no alternative use to the lessor at the end of the lease term; or (5) the present value of the lease payments equals or exceeds substantially all of the fair value of the asset. A lease is classified as an operating lease if it does not meet any one of the above criteria.

The lease liability is initially measured at the present value of the future lease payments, discounted using the incremental borrowing rate or the interest rate implicit in the lease, if this is readily determinable, over the remaining lease term. Lease payments include fixed payments less any lease incentives receivable, variable payments that are dependent on a rate or index known at the commencement date, amounts expected to be paid under residual value guarantees and any payments for an optional renewal period and purchase and termination option payments, if the Company is reasonably certain to exercise those options. The lease term is the non-cancellable period of the lease adjusted for any renewal or termination options which are reasonably certain to be exercised. The Company applies judgment in determining whether it is reasonably certain that a renewal, termination or purchase option will be exercised.

The right-of-use asset for each lease is initially measured at cost, which comprises the lease liability adjusted for any payments made at or before the commencement date, initial direct costs incurred, lease incentives received and an estimate of the cost to dismantle or restore the underlying asset or the site on which it is located at the end of the lease term. The right-of-use asset of finance leases is amortized over the lease term or, where a purchase option is reasonably certain to be exercised, over the useful economic life of the asset in line with depreciation rates for owned property, plant and equipment. The right-of-use asset of operating leases is amortized as a balancing amount that together with the accretion on lease liability produces straight-line total lease expenses.

The amortization of operating lease right-of-use assets and the accretion of operating lease liabilities are reported together as fixed lease expense in the Consolidated Financial Statements. The fixed lease expense is recognized on a straight-line basis over the life of the lease. Interest expense on a finance lease is recognized using the effective interest method over the lease term.

The Company has elected to separate non-lease components in a contract such as maintenance and other service charges from the lease component and expense such components as incurred. Variable lease payments directly linked to sales or usage are also expensed as incurred. Additionally, for short-term leases with an initial lease term of 12 months or less and with purchase options which the Company is reasonably certain not to exercise, the Company has elected not to record the corresponding right-of-use asset or the corresponding lease liability in the Consolidated Balance Sheets and to expense short-term lease payments as incurred.

Incremental borrowing rates are calculated using a portfolio approach, based on the risk profile of the entity holding the lease and the term and currency of the lease.

See Note 11 for further information.

**1.14. Asset retirement obligations**

The Company records a liability for an asset retirement obligation at fair value in the period in which it is incurred where a legal or contractual obligation exists, and the liability can be reasonably estimated. When the liability is initially recorded, the Company capitalizes the cost by increasing the carrying amount of the related long-lived asset. The liability is accreted over time and the asset is depreciated over the useful life of the related asset.

Upon settlement of the liability, the Company recognizes a gain or loss for any difference between the settlement amount and the liability recorded. Asset retirement obligations consist primarily of quarry closure and post-closure costs.

See Note 12 for further information.

**1.15. Derivative financial instruments and hedging practices** 

The Company enters into various derivative financial instruments to manage its exposure to fluctuating interest rates, currency exchange rates, and commodity pricing. Such instruments primarily include interest rate swap agreements, currency swap agreements, commodity swap agreements, and currency and commodity forward contracts. These instruments are not entered into for trading purposes.

There are three types of derivatives the Company enters into: (1) those relating to fair value exposures; (2) those relating to cash flow exposures; and (3) those relating to foreign currency net investment exposures. Fair value exposures relate to recognized assets or liabilities, and firm commitments; cash flow exposures relate to the variability of future cash flows associated with recognized assets or liabilities, or forecasted transactions; and net investment exposures relate to the impact of foreign currency exchange rate changes on the carrying value of net assets denominated in foreign currencies.

When a derivative is executed and hedge accounting is appropriate, it is designated as either a fair value hedge, cash flow hedge, or a net investment hedge. Whether designated as hedges for accounting purposes or not, all derivatives are linked to an appropriate underlying exposure. On an ongoing basis, the Company assesses the hedge effectiveness of all derivatives designated as hedges for accounting purposes to determine if they continue to be highly effective in offsetting changes in fair values or cash flows of the underlying hedged items. If it is determined that the hedge is not highly effective, then hedge accounting will be discontinued prospectively.

Changes in the fair value of derivatives designated as fair value hedges are recognized in earnings as an offset to the change in the fair values of the underlying exposures being hedged. The changes in fair value of derivatives that are designated as cash flow hedges are deferred in Accumulated other comprehensive loss and are reclassified to earnings as the underlying hedged transaction affects earnings. Provided the hedge remains highly effective, any ineffectiveness is deferred in Accumulated other comprehensive loss and is reclassified to earnings as the underlying hedged transaction affects earnings. Hedges of net investments in foreign subsidiaries are recognized in the currency translation adjustment component of Accumulated other comprehensive loss in the Consolidated Balance Sheets to offset translation gains and losses associated with the hedged net investment.

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Derivatives that are entered into for risk management purposes and are not designated as hedges are recorded at their fair market values and recognized in Net income.

The fair values of the Company's derivatives are not material. The notional amount of the Company's outstanding fair value hedges, cash flow hedges, and net investment hedges was $500 million, $449 million, and $2,683 million as of December 31, 2025, respectively, and $1,375 million, $342 million, and $1,371 million as of December 31, 2024, respectively. The notional amount of derivatives not designated as hedging instruments was $1,478 million and $3,323 million as of December 31, 2025 and 2024, respectively.

**1.16. Debt**

Debt is recorded at initial fair value, which normally reflects the proceeds received by the Company, net of debt issuance costs. Debt is subsequently stated at amortized cost. Debt issuance costs are amortized to Interest expense over the term of the debt. Debt issuance discounts and premiums are also amortized to Interest expense using the effective interest rate method over the term of the debt.

Debt issuance costs associated with the Company's revolving facility are amortized to Interest expense on a straight-line basis over the facility's term.

**1.17. Goodwill** 

Goodwill represents the excess of the purchase price over the fair value of the assets acquired and liabilities assumed in a business combination. Goodwill is tested for impairment annually at October 1 or more frequently if events or circumstances indicate that an impairment loss may have been incurred, at the reporting unit level, one level below the Company's operating segments. The Company has the option of either assessing qualitative factors to determine whether it is more likely than not that the carrying value of the reporting units exceeds their respective fair value or proceeding directly to a quantitative test. The Company elected to perform the quantitative impairment test for all years presented. If the fair value exceeds its carrying value, the goodwill of the reporting unit is not considered impaired. However, if the carrying value of a reporting unit exceeds its fair value, an impairment loss is recognized by writing down the assets to their fair value.

See Note 8 for further information.

**1.18. Intangible assets, net**

Intangible assets acquired in business combinations are stated at their fair value as determined at the date of acquisition. Intangible assets are amortized on a straight-line basis. In general, based on the current composition of definite-lived intangible assets, the useful lives for customer-related intangible assets range from five to 20 years, the useful lives for marketing-related intangible assets range from 10 to 30 years and the useful lives for contract-based intangible assets range from two to 20 years. The Company evaluates the recoverability of its intangible assets subject to amortization when facts and circumstances indicate that the carrying value of the asset may not be recoverable. If the carrying value is not recoverable, impairment is measured as the amount by which the carrying value exceeds its estimated fair value.

See Note 7 for further information.

**1.19. Pension and other postretirement benefits**

The Company sponsors defined benefit retirement plans and also provides other postretirement benefits. The Company recognizes the funded status, defined as the difference between the fair value of plan assets and the benefit obligation, of its pension plans and other postretirement benefits as an asset or liability in the Consolidated Balance Sheets. Actuarial gains or losses that arise during the year are recognized as a component of Accumulated other comprehensive loss. Amounts in excess of a corridor are subsequently amortized over the participants' average remaining service period and recognized as a component of net periodic benefit cost. The corridor represents the excess over 10% of the greater of the projected benefit obligation or pension plan assets and is determined on a plan-by-plan basis.

See Note 20 for further information.

**1.20. Insurance**

The Company has insurance arrangements which include employer's liability (workers' compensation in the United States), public and products liability (general liability in the United States), automobile liability, property damage, business interruption and various other insurances. Due to the extended timeframe associated with many of the insurances, a significant proportion of the total liability is subject to periodic actuarial valuation. The projected cash flows underlying the discounting process are established through the application of actuarial triangulations, which are extrapolated from historical claims experience. While the Company believes the assumptions used to calculate these liabilities are appropriate, significant differences in actual experience and/or significant changes in those assumptions may materially affect insurance liabilities.

**1.21. Share-based compensation**

The Company grants share-based compensation awards under its equity compensation plans, which consist of performance share units (PSUs) and restricted share units (RSUs). All of the share-based compensation awards are classified as equity awards. The Company measures share-based compensation awards using fair value based measurement methods. This results in the recognition of compensation expense for all share-based compensation awards based on their fair value as of the grant date. For performance-based awards, compensation expense is recognized only if it is probable that the performance condition will be achieved. Compensation expense is recognized on a straight-line basis over the requisite service period for time and performance-based awards, net of estimated forfeitures.

See Note 16 for further information.

**1.22. Treasury stock**

The Company accounts for Treasury stock under the cost method. When Treasury stock is re-issued at a price higher than its cost, the difference is recorded as a component of Additional paid-in capital in the Consolidated Balance Sheets. When Treasury stock is re-issued at a price lower than its cost, the difference is recorded as a component of Additional paid-in capital to the extent that there are previously recorded gains to offset the losses. If there are no Treasury stock gains in Additional paid-in capital, the losses upon re-issuance of Treasury stock are recorded as a reduction of Retained earnings in the Consolidated Balance Sheets.

**1.23. Environmental remediation costs**

The Company records an accrual for environmental remediation liabilities in the period in which it is probable that a liability has been incurred and the appropriate amounts can be estimated reasonably. Such accruals are adjusted as further information develops or circumstances change. Generally, these costs are not discounted to their present value or offset for potential insurance or other claims or potential gains from future alternative uses for a site.

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**1.24. Income taxes** 

Current tax represents the expected tax payable (or recoverable) on the taxable profit for the year using tax rates enacted for the period. Where items are accounted for outside of profit or loss, the related income tax is recognized either in Other comprehensive income (loss) or directly in equity, as appropriate. Interest and penalties associated with the liability for income tax are classified as Income tax expense. The Company's policy is to release tax effects from Accumulated other comprehensive loss when the underlying items affect earnings.

Deferred tax is recognized using the liability method on temporary differences arising at the balance sheet date between the tax bases of assets and liabilities and their carrying amounts in the Consolidated Financial Statements. However, deferred tax liabilities are not recognized if they arise from the initial recognition of goodwill. For the most part, no provision has been made for undistributed earnings as the majority of earnings are considered indefinitely reinvested or can be distributed on a tax-free basis. However, a temporary difference has been recognized to the extent that earnings are not permanently reinvested.

Deferred tax is determined using tax rates (and laws) that have been enacted as of the balance sheet date and are expected to apply when the related deferred income tax asset is realized, or the deferred income tax liability is settled. Deferred tax assets are recognized in full and then reduced by a valuation allowance if it is more likely than not that some or all of the deferred tax assets will not be recognized.

The Company's income tax charge is based on reported profit and enacted statutory tax rates, which reflect various allowances and reliefs available to the Company in the multiple tax jurisdictions in which it operates. The determination of the Company's provision for income tax requires certain judgments and estimates in relation to matters where the ultimate tax outcome may not be certain. In addition, the Company is subject to tax audits which can involve complex issues that could require extended periods to conclude, the resolution of which is often not within the control of the Company. Although the Company believes that the estimates included in the Consolidated Financial Statements and its tax return positions are reasonable, there is no certainty that the final outcome of these matters will not be different to that which is reflected in the Company's historical income tax provisions and accruals. The Company evaluates these positions regularly and records a tax benefit only to the extent it is more likely than not that a position will be sustained upon examination by taxing authorities.

See Note 14 for further information.

**1.25. New accounting standards**

*Accounting pronouncements recently adopted* 

For the year ended December 31, 2025, the Company adopted Accounting Standards Update (ASU) No. 2023-09, Improvements to Income Tax Disclosures (Topic 740). The ASU requires disaggregated information about a reporting entity's effective tax rate reconciliation as well as additional information on income taxes paid. Adoption of the ASU has been applied retrospectively to all prior periods presented in the Consolidated Financial Statements.

*Recently issued accounting pronouncements not yet adopted*

In November 2024, the FASB issued ASU No. 2024-03, Disaggregation of Income Statement Expenses (Subtopic 220-40). The ASU requires the disclosure of specified information about certain costs and expenses in the notes to the financial statements. The ASU is effective for annual periods beginning after December 15, 2026, and interim reporting periods within annual reporting periods beginning after December 15, 2027. These amendments should be applied either prospectively to financial statements issued after the effective date or retrospectively to any or all prior periods presented in the financial statements. Early adoption is also permitted. The Company is currently evaluating the provisions of this ASU and will adopt them for the year ending December 31, 2027.

In September 2025, the FASB issued ASU No. 2025-06, Intangibles—Goodwill and Other— Internal-Use Software (Subtopic 350-40). The ASU removes all references to software development stages and requires entities to start capitalizing costs when both of the following occur: (1) management has authorized and committed to funding the software project; and (2) it is probable that the project will be completed and the software will be used to perform the function intended. The ASU is effective for annual periods beginning after December 15, 2027, and interim reporting periods within those annual reporting periods. These amendments should be applied either prospectively to financial statements issued after the effective date, retrospectively to any or all prior periods presented in the financial statements or by following a modified transition approach. Early adoption is also permitted. The Company is currently evaluating the provisions of this ASU.

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**2. Revenue** The Company disaggregates revenue based on its operating and reportable segments. The Company's operating and reportable segments are: (1) Americas Materials Solutions, (2) Americas Building Solutions, and (3) International Solutions.

Revenue is disaggregated by principal activities and products and by primary geographic market. Business lines are reviewed and evaluated as follows: (1) Essential Materials, (2) Road Solutions, (3) Building & Infrastructure Solutions, and (4) Outdoor Living Solutions.

The *Essential Materials* businesses manufacture and supply aggregates and cementitious materials for use in a range of construction and industrial applications.

*Road Solutions* support the manufacturing, installation and maintenance of public highway infrastructure projects and commercial infrastructure.

*Building & Infrastructure Solutions* provide products that connect and protect critical water, energy and telecommunications infrastructure and deliver complex commercial building projects.

*Outdoor Living Solutions* integrate specialized materials, products and design features to enhance the quality of private and public spaces.

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| | | | | |
|:---|:---|:---|:---|:---|
| | For the year ended December 31, 2025 | For the year ended December 31, 2025 | For the year ended December 31, 2025 | For the year ended December 31, 2025 |
| ***in $ millions*** | Americas Materials Solutions | Americas Building Solutions | International Solutions | Total |
| Principal activities and products |  |  |  |  |
| Essential Materials | 5195 | – | 5179 | 10374 |
| Road Solutions (i) | 11834 | – | 5255 | 17089 |
| Building & Infrastructure Solutions (ii) | – | 2632 | 2236 | 4868 |
| Outdoor Living Solutions | – | 4490 | 626 | 5116 |
| Total revenues | 17029 | 7122 | 13296 | 37447 |

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| | | | | |
|:---|:---|:---|:---|:---|
| | For the year ended December 31, 2024 | For the year ended December 31, 2024 | For the year ended December 31, 2024 | For the year ended December 31, 2024 |
| ***in $ millions*** | Americas Materials Solutions | Americas Building Solutions | International Solutions | Total |
| Principal activities and products |  |  |  |  |
| Essential Materials | 4793 | – | 4767 | 9560 |
| Road Solutions (i) | 11380 | – | 4930 | 16310 |
| Building & Infrastructure Solutions (ii) | – | 2569 | 1998 | 4567 |
| Outdoor Living Solutions | – | 4490 | 645 | 5135 |
| Total revenues | 16173 | 7059 | 12340 | 35572 |

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| | | | | |
|:---|:---|:---|:---|:---|
| | For the year ended December 31, 2023 | For the year ended December 31, 2023 | For the year ended December 31, 2023 | For the year ended December 31, 2023 |
| ***in $ millions*** | Americas Materials Solutions | Americas Building Solutions | International Solutions | Total |
| Principal activities and products |  |  |  |  |
| Essential Materials | 4583 | – | 4876 | 9459 |
| Road Solutions (i) | 10852 | – | 4814 | 15666 |
| Building & Infrastructure Solutions (ii) | – | 2524 | 2174 | 4698 |
| Outdoor Living Solutions | – | 4493 | 633 | 5126 |
| Total revenues | 15435 | 7017 | 12497 | 34949 |

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(i) Revenue from contracts with customers in the Road Solutions principal activities and products category that is recognized over time for the years ended December 31 were:

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| | | | |
|:---|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 | 2023 |
| Americas Materials Solutions | 6578 | 6426 | 6146 |
| International Solutions | 1651 | 1880 | 2004 |
| Total revenue from contracts with customers | 8229 | 8306 | 8150 |

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(ii) &nbsp;&nbsp;&nbsp;&nbsp;Revenue from contracts with customers in the Building & Infrastructure Solutions principal activities and products category that is recognized over time for the years ended December 31 were:

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| | | | |
|:---|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 | 2023 |
| Americas Building Solutions | 51 | 81 | 70 |
| International Solutions | 413 | 486 | 573 |
| Total revenue from contracts with customers | 464 | 567 | 643 |

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| | | | | |
|:---|:---|:---|:---|:---|
| | For the year ended December 31, 2025 | For the year ended December 31, 2025 | For the year ended December 31, 2025 | For the year ended December 31, 2025 |
| ***in $ millions*** | Americas Materials Solutions | Americas Building Solutions | International Solutions | Total |
| Primary geographic markets |  |  |  |  |
| United States | 15882 | 6814 | 138 | 22834 |
| Rest of World (i) | 1147 | 308 | 2018 | 3473 |
| United Kingdom | – | – | 3767 | 3767 |
| Rest of Europe (ii) | – | – | 7373 | 7373 |
| Total revenues | 17029 | 7122 | 13296 | 37447 |

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| | | | | |
|:---|:---|:---|:---|:---|
| | For the year ended December 31, 2024 | For the year ended December 31, 2024 | For the year ended December 31, 2024 | For the year ended December 31, 2024 |
| ***in $ millions*** | Americas Materials Solutions | Americas Building Solutions | International Solutions | Total |
| Primary geographic markets |  |  |  |  |
| United States | 14975 | 6736 | 123 | 21834 |
| Rest of World (i) | 1198 | 323 | 1199 | 2720 |
| United Kingdom | – | – | 3994 | 3994 |
| Rest of Europe (ii) | – | – | 7024 | 7024 |
| Total revenues | 16173 | 7059 | 12340 | 35572 |

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| | | | | |
|:---|:---|:---|:---|:---|
| | For the year ended December 31, 2023 | For the year ended December 31, 2023 | For the year ended December 31, 2023 | For the year ended December 31, 2023 |
| ***in $ millions*** | Americas Materials Solutions | Americas Building Solutions | International Solutions | Total |
| Primary geographic markets |  |  |  |  |
| United States | 14088 | 6692 | 150 | 20930 |
| Rest of World (i) | 1347 | 325 | 633 | 2305 |
| United Kingdom | – | – | 4312 | 4312 |
| Rest of Europe (ii) | – | – | 7402 | 7402 |
| Total revenues | 15435 | 7017 | 12497 | 34949 |

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(i)&nbsp;&nbsp;&nbsp;&nbsp;The Rest of World principally includes Australia, Canada and the Philippines.

(ii)&nbsp;&nbsp;&nbsp;&nbsp;The Rest of Europe principally includes Austria, Belgium, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Hungary, Ireland, Luxembourg, the Netherlands, Poland, Romania, Serbia, Slovakia, Spain, Sweden, Switzerland and Ukraine. Revenues generated in the Republic of Ireland represented approximately 2%, 2%, and 3% of our consolidated revenues for the years ended December 31, 2025, 2024, and 2023, respectively.

Contract assets were $525 million and $690 million and contract liabilities were $405 million and $500 million, as of December 31, 2025 and 2024, respectively. The decrease in contract assets was primarily attributed to the timing of billings partially offset by revenue recognized on certain contracts. The decrease in contract liabilities was due to revenue recognized during the period and the timing of advance payments. The Company recognized revenue of $354 million and $387 million for the years ended December 31, 2025 and 2024, respectively, which was previously included in the contract liability balance as of December 31, 2024 and 2023, respectively.

Contract assets include unbilled revenue and retentions held by customers in respect of construction contracts as of December 31, 2025 and 2024 amounting to $299 million and $226 million, and $450 million and $240 million respectively. Unbilled revenue represents the estimated value of unbilled work for projects with performance obligations recognized over time. Retentions represent amounts that have been billed to customers but payment is withheld until final acceptance of the performance obligation by the customer. Retentions that have been billed, but are not due until completion of performance and acceptance by customers, are generally expected to be collected within one year. The Company applies the practical expedient and does not adjust any of its transaction prices for the time value of money.

On December 31, 2025, the Company had $3,114 million of transaction price allocated to remaining performance obligations. The majority of open contracts as of December 31, 2025, are expected to close and revenue to be recognized within 12 months of the balance sheet date.

Revenue from sales to equity method investments for the years ended December 31, 2025, 2024, and 2023 were $302 million, $296 million, and $221 million, respectively.

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**3. Acquisitions**

The Company strategically acquires companies in order to increase its footprint and offer products and services that diversify its existing offerings. These acquisitions are accounted for as business combinations using the acquisition method, whereby the purchase price is allocated to the assets acquired and liabilities assumed, based on their estimated fair values at the date of the acquisition, with the remaining amount recorded in Goodwill.

On September 15, 2025 the Company acquired Eco Material, a leading supplier of supplementary cementitious materials headquartered in South Jordan, Utah for a total consideration, net of cash acquired, of $2,066 million. The Eco Material acquisition is reported in the Americas Materials Solutions segment. Due to the size and scale of Eco Material, the determination of the fair values of identifiable assets acquired and liabilities assumed as disclosed are provisional.

During 2025, the Company completed the acquisition of 37 other companies in addition to Eco Material. The total cash consideration for these acquisitions, net of cash acquired, was $1,790 million.

The provisional amounts for assets acquired, liabilities assumed, and consideration related to the acquisitions during the year ended December 31, 2025, including measurement period adjustments to provisional fair values in respect of acquisitions completed in the previous period, were:

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| | | | |
|:---|:---|:---|:---|
| ***in $ millions*** | Eco Material (i) | Other acquisitions (i) (ii) | Total |
| Identifiable assets acquired and liabilities assumed |  |  |  |
| Assets |  |  |  |
| Cash and cash equivalents | 23 | 37 | 60 |
| Accounts receivable, net | 153 | 218 | 371 |
| Inventories | 32 | 93 | 125 |
| Other current assets | 22 | 8 | 30 |
| Property, plant and equipment, net | 647 | 1302 | 1949 |
| Equity method investments | – | (49) | (49) |
| Intangible assets, net | 789 | 123 | 912 |
| Operating lease right-of-use assets, net | 63 | 58 | 121 |
| Total assets | 1729 | 1790 | 3519 |
| Liabilities |  |  |  |
| Accounts payable | 49 | 118 | 167 |
| Accrued expenses | 55 | 38 | 93 |
| Operating lease liabilities | 62 | 58 | 120 |
| Long-term debt | – | 159 | 159 |
| Deferred income tax liabilities | 108 | 25 | 133 |
| Other liabilities | 141 | 173 | 314 |
| Total liabilities | 415 | 571 | 986 |
| Total identifiable net assets at fair value | 1314 | 1219 | 2533 |
| Goodwill | 775 | 1045 | 1820 |
| Equity method investments becoming subsidiaries | – | (233) | (233) |
| Redeemable noncontrolling interests | – | (17) | (17) |
| Noncontrolling interests | – | (7) | (7) |
| Total consideration | 2089 | 2007 | 4096 |
| *Consideration satisfied by:* |  |  |  |
| Cash payments | 2089 | 1827 | 3916 |
| Non-cash consideration | – | 109 | 109 |
| Profit on step acquisition | – | 40 | 40 |
| Deferred consideration (stated at net present cost) | – | 12 | 12 |
| Contingent consideration | – | 19 | 19 |
| Total consideration | 2089 | 2007 | 4096 |
| Acquisitions of businesses, net of cash acquired |  |  |  |
| Cash consideration | 2089 | 1827 | 3916 |
| Less: cash and cash equivalents acquired | (23) | (37) | (60) |
| Total outflow in the Consolidated Statements of Cash Flows | 2066 | 1790 | 3856 |

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(i)The estimated fair values of assets acquired and liabilities assumed associated with these acquisitions are provisional (principally in respect of Property, plant and equipment, net, Intangible assets, net, provisions for liabilities and the associated goodwill and deferred tax aspects) and are based on the information that was available as of the reporting date. The Company expects to finalize the valuation and complete the purchase price allocations as soon as practical but no later than one year from the acquisition dates.

(ii)&nbsp;&nbsp;&nbsp;&nbsp;Acquisitions are aggregated on the basis of individual immateriality. The acquisition balance sheet presented in this note reflects the identifiable net assets acquired in respect of acquisitions completed in the year ended December 31, 2025, together with measurement period adjustments to provisional fair values in respect of acquisitions completed during previous periods; none of which were material.

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As a result of the acquisitions completed through December 31, 2025, including adjustments to provisional values, the Company recognized $912 million of amortizable intangible assets and $1,820 million of goodwill. Goodwill represents the excess of the consideration paid over the fair value of net assets acquired and includes the expected benefit of cost savings and synergies within the Company's segments and intangible assets that do not qualify for separate recognition. Of the goodwill recognized in respect of the acquisitions completed in 2025, $1,332 million is expected to be deductible for tax purposes. The amortizable intangible assets will be amortized against earnings over a weighted average of 18 years.

On February 9, 2024, the Company wholly acquired a portfolio of cement and readymixed concrete operations and assets in Texas, United States (the 'Hunter' acquisition) for a total cash consideration, net of cash acquired, of $2,106 million. The Hunter acquisition is reported in the Americas Materials Solutions segment.

On July 1, 2024, the Company acquired 57% of the issued share capital of Adbri (the 'Adbri' acquisition), a construction materials business in Australia, for a total cash consideration, net of cash acquired, of $787 million. The Adbri acquisition is reported in the International Solutions segment.

During 2024, the Company completed the acquisition of 38 other companies in addition to Hunter and Adbri. The total cash consideration for these acquisitions, net of cash acquired, was $2,007 million.

The amounts for assets acquired, liabilities assumed, and consideration related to the acquisitions during the year ended December 31, 2024, were:

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| | | | | |
|:---|:---|:---|:---|:---|
| ***in $ millions*** | Hunter | Adbri | Other acquisitions (i) | Total |
| Identifiable assets acquired and liabilities assumed |  |  |  |  |
| Assets |  |  |  |  |
| Cash and cash equivalents | – | 15 | 38 | 53 |
| Accounts receivable, net | – | 156 | 152 | 308 |
| Inventories | 70 | 133 | 149 | 352 |
| Other current assets | 2 | 6 | 8 | 16 |
| Property, plant and equipment, net | 1069 | 1364 | 850 | 3283 |
| Equity method investments | – | 366 | – | 366 |
| Intangible assets, net | 2 | 4 | 184 | 190 |
| Operating lease right-of-use assets, net | 12 | 18 | 85 | 115 |
| Total assets | 1155 | 2062 | 1466 | 4683 |
| Liabilities |  |  |  |  |
| Accounts payable | – | 17 | 54 | 71 |
| Accrued expenses | 6 | 67 | 30 | 103 |
| Operating lease liabilities | 12 | 18 | 85 | 115 |
| Long-term debt | – | 519 | 9 | 528 |
| Deferred income tax liabilities | – | 208 | 27 | 235 |
| Other liabilities | 8 | 151 | 57 | 216 |
| Total liabilities | 26 | 980 | 262 | 1268 |
| Total identifiable net assets at fair value | 1129 | 1082 | 1204 | 3415 |
| Goodwill | 977 | 227 | 940 | 2144 |
| Redeemable noncontrolling interests | – | – | (12) | (12) |
| Noncontrolling interests | – | (507) | – | (507) |
| Total consideration | 2106 | 802 | 2132 | 5040 |
| *Consideration satisfied by:* |  |  |  |  |
| Cash payments | 2106 | 802 | 2045 | 4953 |
| Asset exchange | – | – | 41 | 41 |
| Deferred consideration (stated at net present cost) | – | – | 27 | 27 |
| Contingent consideration | – | – | 19 | 19 |
| Total consideration | 2106 | 802 | 2132 | 5040 |
| Acquisitions of businesses, net of cash acquired |  |  |  |  |
| Cash consideration | 2106 | 802 | 2045 | 4953 |
| Less: cash and cash equivalents acquired | – | (15) | (38) | (53) |
| Total outflow in the Consolidated Statements of Cash Flows | 2106 | 787 | 2007 | 4900 |

---

(i)&nbsp;&nbsp;&nbsp;&nbsp;Other acquisitions are aggregated on the basis of individual immateriality.

As a result of the 2024 acquisitions, the Company recognized $190 million of amortizable intangible assets and $2,144 million of goodwill. Goodwill represents the excess of the consideration paid over the fair value of net assets acquired and includes the expected benefit of cost savings and synergies within the Company's segments and intangible assets that do not qualify for separate recognition. Of the goodwill recognized in respect of the acquisitions completed in 2024, $1,712 million is expected to be deductible for tax purposes. The amortizable intangible assets will be amortized against earnings over a weighted average of nine years.

66

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CRH FORM 10-K

**Acquisition-related costs**

Acquisition-related costs have been included in Selling, general and administrative expenses in the Consolidated Statements of Income. These costs include legal and consulting expenses incurred in connection with completed acquisitions. The Company incurred the following acquisition-related costs for the years ended December 31:

---

| | | | |
|:---|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 | 2023 |
| Acquisition-related costs |  |  |  |
| Substantial acquisition-related (i) | 45 | 46 | – |
| Other acquisitions | 33 | 27 | 10 |
| Total acquisition-related costs | 78 | 73 | 10 |

---

(i) Represents expenses associated with the non-routine substantial acquisition of Eco Material as well as other acquisition costs of an extraordinary nature. The comparative periods presented include expenses related to the acquisition of Adbri and Hunter in 2024.

For the period from acquisition date through December 31, 2025, 2024, and 2023, acquisitions contributed $755 million, $1,387 million and $228 million to Total revenues and a loss of $10 million, $23 million and $15 million to Net income attributable to CRH, excluding substantial acquisition-related costs that arose in that period and including the effect of interest expense to finance the acquisitions, respectively.

Pro forma results of operations for the current year acquisitions, as if they were combined as of January 1, 2024, have not been presented because they are not material to the Consolidated Financial Statements.

**4. Accounts receivable, net**

Accounts receivable, net as of December 31 were:

---

| | | |
|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 |
| Trade receivables | 4296 | 3829 |
| Construction contract assets | 525 | 690 |
| Total accounts receivable | 4821 | 4519 |
| Less: allowance for credit losses | (137) | (140) |
| Other current receivables | 494 | 441 |
| Total accounts receivable, net | 5178 | 4820 |

---

Of the total Accounts receivable, net balances, $32 million and $46 million as of December 31, 2025, and 2024, respectively, were due from equity method investments.

The changes in the allowance for credit losses as of December 31 were as follows:

---

| | | | |
|:---|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 | 2023 |
| As of January 1 | 140 | 149 | 125 |
| Charge-offs | (14) | (14) | (18) |
| Provision for credit losses | 6 | 11 | 47 |
| Recoveries | (12) | (4) | (8) |
| Foreign currency translation and other | 17 | (2) | 3 |
| As of December 31 | 137 | 140 | 149 |

---

**5. Inventories**

Inventories as of December 31 were:

---

| | | |
|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 |
| Raw materials | 2295 | 2074 |
| Work-in-process | 360 | 267 |
| Finished goods | 2596 | 2414 |
| Total inventories | 5251 | 4755 |

---

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CRH FORM 10-K

**6. Property, plant and equipment, net** Property, plant and equipment, net as of December 31 were:

---

| | | |
|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 |
| Mineral-bearing land | 5596 | 5159 |
| Land and buildings | 7392 | 6609 |
| Plant and machinery | 25842 | 23047 |
| Construction in progress | 2974 | 1963 |
| Finance lease right-of-use assets | 741 | 376 |
| Total property, plant and equipment | 42545 | 37154 |
| Less: accumulated depreciation, depletion, amortization and impairment | (17608) | (15702) |
| Total property, plant and equipment, net | 24937 | 21452 |

---

Depreciation, depletion and amortization expense related to property, plant and equipment was $1,964 million, $1,646 million and $1,494 million for the years ended December 31, 2025, 2024 and 2023, respectively. Depreciation, depletion and amortization expense includes amortization of right-of-use assets from finance leases.

Property, plant and equipment is assessed for indicators of impairment by reviewing a series of external and internal sources of information specific to the assets under consideration.

Impairment charges of $2 million and $89 million were recognized during the years ended December 31, 2025 and 2024, respectively, principally relating to the write-down of property, plant and equipment in our Americas Materials Solutions and International Solutions segments.

**7. Intangible assets, net** Intangible assets, net as of December 31 were:

---

| | | |
|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 |
| Marketing-related | 349 | 337 |
| Customer-related (i) | 1493 | 1394 |
| Contract-based (ii) | 969 | 110 |
| Software costs | 202 | 126 |
| IT projects in progress | 79 | 63 |
| Total intangible assets, gross | 3092 | 2030 |
| Accumulated amortization | (1044) | (819) |
| Total intangible assets, net | 2048 | 1211 |

---

(i)&nbsp;&nbsp;&nbsp;&nbsp;The customer-related intangible assets relate predominantly to non-contractual customer relationships.

(ii)&nbsp;&nbsp;&nbsp;&nbsp;Contract-based intangible assets of $789 million related to supply agreements arose on the acquisition of Eco Material in September 2025.

Amortization of intangibles included predominantly in Selling, general and administrative expenses in the Consolidated Statements of Income for the years ended December 31, 2025, 2024 and 2023 amounted to $192 million, $152 million and $139 million, respectively.

The estimated amortization for intangible assets for the five years subsequent to December 31, 2025, and thereafter is as follows:

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| ***in $ millions*** | 2026 | 2027 | 2028 | 2029 | 2030 | 2031 and thereafter |
| Amortization | 218 | 176 | 156 | 139 | 117 | 1242 |

---

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CRH FORM 10-K

**8. Goodwill**

The Company uses the present value of estimated future cash flows to establish the estimated fair value of the reporting units at the testing date. This approach includes many assumptions related to future growth rates, discount factors, and tax rates, among other considerations. Changes in economic and operating conditions impacting these assumptions could result in goodwill impairment in future periods. Additionally, the Company uses the market approach to corroborate the estimated fair value.

The changes in the carrying amount of goodwill as of December 31 were:

---

| | | | | |
|:---|:---|:---|:---|:---|
| ***in $ millions*** | Americas Materials Solutions | Americas Building Solutions | International Solutions | Total |
| Carrying value, December 31, 2023 | 4417 | 2752 | 1989 | 9158 |
| Acquisitions | 1426 | 333 | 385 | 2144 |
| Foreign currency translation adjustment | (40) | (12) | (114) | (166) |
| Impairment charge for the year | – | – | (72) | (72) |
| Divestitures | – | (3) | (201) | (204) |
| Reclassified from held for sale | – | – | 201 | 201 |
| Carrying value, December 31, 2024 | 5803 | 3070 | 2188 | 11061 |
| Acquisitions | 1144 | 188 | 488 | 1820 |
| Foreign currency translation adjustment | 24 | 70 | 134 | 228 |
| Divestitures | (7) | – | (3) | (10) |
| Carrying value, December 31, 2025 | 6964 | 3328 | 2807 | 13099 |

---

For the year ended December 31, 2024, the fair value of the Architectural Products reporting unit within International Solutions did not exceed its carrying value. As a result, a goodwill impairment loss of $72 million was recorded in Loss on impairments.

Accumulated goodwill impairment losses amount to $1,109 million and $1,050 million as of December 31, 2025 and 2024, respectively and relate predominantly to International Solutions.

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CRH FORM 10-K

**9. Additional financial information**

Other current assets as of December 31 were:

---

| | | |
|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 |
| Prepayments | 394 | 303 |
| Income taxes recoverable | 274 | 216 |
| Other | 10 | 230 |
| Total other current assets | 678 | 749 |

---

Accrued expenses as of December 31 were:

---

| | | |
|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 |
| Accrued payroll and employee benefits | 996 | 1062 |
| Other accruals | 1200 | 1186 |
| Total accrued expenses | 2196 | 2248 |

---

Other current liabilities as of December 31 were:

---

| | | |
|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 |
| Construction contract liabilities | 405 | 500 |
| Insurance liability | 163 | 185 |
| Income tax payable | 106 | 97 |
| Finance lease liability | 116 | 67 |
| Accrued external interest payable (excluding lease interest) | 214 | 103 |
| Other | 830 | 625 |
| Total other current liabilities | 1834 | 1577 |

---

Other noncurrent liabilities as of December 31 were:

---

| | | |
|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 |
| Income tax payable | 868 | 726 |
| Asset retirement obligations | 357 | 319 |
| Pension liability | 248 | 223 |
| Insurance liability | 335 | 269 |
| Finance lease liability | 418 | 190 |
| Other | 650 | 592 |
| Total other noncurrent liabilities | 2876 | 2319 |

---

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CRH FORM 10-K

**10. Debt** Long-term debt as of December 31 was:

---

| | | | |
|:---|:---|:---|:---|
| ***in $ millions*** | Effective interest rate | 2025 | 2024 |
| Senior Notes (U.S. Dollar denominated unless otherwise noted) |  |  |  |
| 3.875% Senior Notes due 2025 | 3.93% | – | 1250 |
| 1.250% euro Senior Notes due 2026 | 1.25% | 882 | 780 |
| 3.400% Senior Notes due 2027 | 3.49% | 600 | 600 |
| 4.000% euro Senior Notes due 2027 | 4.13% | 588 | 520 |
| 3.950% Senior Notes due 2028 | 4.07% | 900 | 900 |
| 1.375% euro Senior Notes due 2028 | 1.42% | 705 | 624 |
| 5.200% Senior Notes due 2029 | 5.30% | 750 | 750 |
| 4.125% Sterling Senior Notes due 2029 | 4.22% | 539 | 501 |
| 5.125% Senior Notes due 2030 | 5.25% | 1250 | – |
| 1.625% euro Senior Notes due 2030 | 1.72% | 882 | 780 |
| 4.400% Senior Notes due 2031 | 4.58% | 1000 | – |
| 4.000% euro Senior Notes due 2031 | 4.10% | 882 | 780 |
| 6.400% Senior Notes due 2033 (i) | 6.43% | 213 | 213 |
| 5.400% Senior Notes due 2034 | 5.52% | 750 | 750 |
| 5.500% Senior Notes due 2035 | 5.57% | 1250 | – |
| 4.250% euro Senior Notes due 2035 | 4.38% | 882 | 780 |
| 5.000% Senior Notes due 2036 | 5.15% | 1000 | – |
| 5.125% Senior Notes due 2045 | 5.25% | 500 | 500 |
| 4.400% Senior Notes due 2047 | 4.44% | 400 | 400 |
| 4.500% Senior Notes due 2048 | 4.63% | 600 | 600 |
| 5.875% Senior Notes due 2055 | 5.97% | 500 | – |
| 5.600% Senior Notes due 2056 | 5.74% | 500 | – |
| Bank and Other Debt Obligations |  |  |  |
| USD interest-bearing loan due 2027 | 4.96% | 750 | 750 |
| PHP interest-bearing loan due 2027 | 5.68% | 391 | 379 |
| AUD interest-bearing loan due 2028 | 5.26% | 411 | – |
| AUD interest-bearing loan due 2029 | 5.07% | – | 478 |
| AUD interest-bearing loan due 2030 | 4.82% | 258 | – |
| U.S. Dollar Commercial Paper |  | – | 1189 |
| Euro Commercial Paper | 2.20% | 170 | 347 |
| Other obligations |  | 78 | 48 |
| Unamortized discounts and debt issuance costs |  | (98) | (68) |
| Total long-term debt (ii) |  | 17533 | 13851 |
| Less: current portion of long-term debt (iii) |  | (1055) | (2882) |
| Long-term debt |  | 16478 | 10969 |

---

(i) &nbsp;&nbsp;&nbsp;&nbsp;The $300 million 6.400% Senior Notes were issued in September 2003, and at the time of issuance the Senior Notes were partially swapped to floating interest rates. In August 2009 and December 2010, $87 million of the issued Senior Notes were acquired by the Company as part of liability management exercises undertaken and the interest rate hedge was closed out. The remaining fair value hedge adjustment on the hedged item in the Consolidated Balance Sheets was $23 million and $27 million as of December 31, 2025 and 2024, respectively.

(ii) &nbsp;&nbsp;&nbsp;&nbsp;Of the Company's nominal fixed rate debt as of December 31, 2025 and December 31, 2024, $500 million and $1,375 million, respectively, was hedged to daily compounded SOFR using interest rate swaps. Of the Company's nominal floating rate debt as of December 31, 2025 and December 31, 2024, $nil million and $140 million, respectively, was hedged to fixed rates using interest rate swaps.

(iii) &nbsp;&nbsp;&nbsp;&nbsp;Excludes borrowings from bank overdrafts of $120 million and $117 million, which are recorded within Current portion of long-term debt in the Consolidated Balance Sheets as of December 31, 2025 and 2024, respectively.

**Senior Notes:** 

The Senior Notes are issued by wholly-owned subsidiaries of the Company and carry full and unconditional guarantees from the Company, as defined in the indentures that govern them. These Senior Notes represent senior unsecured obligations of the Company and hold an equal standing in payment priority with the Company's existing and future senior unsubordinated indebtedness.

With the exception of the 6.400% Senior Notes due 2033, all other Senior Notes can be redeemed before their respective par call dates, at a make-whole redemption price. Post par call dates and before the respective maturity dates, the Senior Notes can be redeemed at a price equal to 100% of the principal amount, along with any accrued and unpaid interest.

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CRH FORM 10-K

In the event of a change-of-control repurchase event, the Company is obligated to offer repurchase options for the 3.400% Senior Notes due 2027, 3.950% Senior Notes due 2028, 5.200% Senior Notes due 2029, 5.125% Senior Notes due 2030, 4.400% Senior Notes due 2031, 5.400% Senior Notes due 2034, 5.500% Senior Notes due 2035, 5.000% Senior Notes due 2036, 5.125% Senior Notes due in 2045, 4.400% Senior Notes due 2047, 4.500% Senior Notes due 2048, 5.875% Senior Notes due 2055 and 5.600% Senior Notes due 2056. This repurchase involves a cash payment equal to 101% of the principal amount, along with any accrued and unpaid interest.

If the Company's credit rating falls below investment-grade, the Company would be required to make an additional coupon step-up payment on the 5.125% Senior Notes due 2045. The increase is 25 basis points per rating notch per agency, capped at 100 basis points per agency. However, this coupon step-up would reverse if the Company returns to an investment-grade rating.

In January 2025, wholly-owned subsidiaries of the Company completed the issuance of $1,250 million 5.125% Senior Notes due 2030, $1,250 million 5.500% Senior Notes due 2035, and $500 million 5.875% Senior Notes due 2055. In May 2025, $1.25 billion 3.875% Senior Notes due 2025 were repaid on maturity. In October 2025, a wholly-owned subsidiary of the Company completed the issuance of $1,000 million 4.400% Senior Notes due 2031, $1,000 million 5.000% Senior Notes due 2036, and $500 million 5.600% Senior Notes due 2056. The Notes are fully and unconditionally guaranteed by the Company as to the principal, interest, premium, if any, and any other amounts payable in respect of them.

**Bank Debt:**

The Company maintains a multi-currency RCF with a syndicate of lenders. The RCF offers a senior unsecured revolving credit facility of €3,500 million over five years, maturing May 11, 2030. Borrowings under the RCF bear interest at rates based upon an underlying base rate, plus a margin determined in accordance with a ratings-based pricing grid. Base rates include SOFR for U.S. Dollar, EURIBOR for euros, SONIA for Sterling, and SARON for Swiss Francs, respectively. A commitment fee is payable on a quarterly basis based on a percentage of the applicable margin and calculated on the daily undrawn amount of the facility.

The deferred financing costs associated with the RCF were $5 million as of December 31, 2025. The total potential credit available through this arrangement is €3,500 million, inclusive of the ability to issue letters of credit.

As of December 31, 2025, and 2024, there were no outstanding borrowings or letters of credit issued under this facility and the undrawn committed facility available to be drawn by the Company as of December 31, 2025, was $4,115 million (€3,500 million equivalent).

The RCF includes customary terms and conditions for investment-grade borrowers. There are no financial covenants.

In December 2024, the Company entered into a new $750 million two-year fixed rate term loan facility which was fully drawn. In December 2025, this facility was extended by one year to 2027.

**Philippines (PHP) Debt:** 

The Company's subsidiary, Republic Cement & Building Materials, Inc., has entered into a number of committed credit arrangements with local banks totaling $0.4 billion (PHP22.5 billion). The Company does not guarantee these facilities. The funds drawn from these facilities carry a combination of fixed and floating interest rates.

**Australian (AUD) Debt:**

In July 2024, the Company acquired Adbri which had committed credit agreements with a range of banks and credit institutions totaling $0.6 billion (AUD0.9 billion). The funds drawn from these facilities carried a combination of fixed and floating interest rates. In November 2025, Adbri entered into a new credit facility with a range of banks and credit institutions totaling $0.8 billion (AUD1.2 billion). Funds were initially drawn to retire a portion of Adbri's existing credit facilities. The Company does not provide a guarantee for this facility. The funds drawn from this facility carry floating interest rates.

**Commercial Paper:**

As of December 31, 2025, the Company had a $4,000 million U.S. Dollar Commercial Paper Program and a €1,500 million Euro Commercial Paper Program. The purpose of these programs is to provide short-term liquidity as required. The Company's RCF supports the commercial paper programs with a separate €750 million swingline sublimit which allows for same-day drawing in either euro or U.S Dollar. Commercial paper borrowings may vary during the period, largely as a result of fluctuations in funding requirements.

The long-term debt maturities, net of the unamortized discounts and debt issuance costs, for the periods subsequent to December 31, 2025, are as follows:

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| ***in $ millions*** | 2026 | 2027 | 2028 | 2029 | 2030 | 2031 and thereafter | Total |
| Long-term debt maturities | 1055 | 2237 | 2000 | 1358 | 2315 | 8568 | 17533 |

---

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CRH FORM 10-K

**11. Leases**

In the normal course of its business, the Company enters into various leases as the lessee, primarily related to property. The Company also leases plant and machinery, vehicles and equipment.

Lease liabilities as of December 31 were:

---

| | | |
|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 |
| Current: |  |  |
| Operating lease liabilities | 286 | 265 |
| Finance lease liabilities | 116 | 67 |
| Noncurrent: |  |  |
| Operating lease liabilities | 1232 | 1074 |
| Finance lease liabilities | 418 | 190 |
| Total lease liabilities | 2052 | 1596 |

---

The current portion of finance lease liabilities is included within Other current liabilities and the noncurrent portion of finance lease liabilities is included within Other noncurrent liabilities in the Consolidated Balance Sheets.

The maturity analysis for the discounted and undiscounted lease liability arising from the Company's leasing activities as of December 31, 2025, was:

---

| | | |
|:---|:---|:---|
| ***in $ millions*** | Operating leases | Finance leases |
| 2026 | 311 | 121 |
| 2027 | 253 | 132 |
| 2028 | 214 | 85 |
| 2029 | 172 | 58 |
| 2030 | 143 | 88 |
| Thereafter | 790 | 225 |
| Total minimum lease payments | 1883 | 709 |
| &nbsp;&nbsp;&nbsp;Less: lease payments representing interest | (365) | (175) |
| Present value of future minimum lease payments | 1518 | 534 |
| &nbsp;&nbsp;&nbsp;Less: current portion of lease liabilities | (286) | (116) |
| Noncurrent portion of lease liabilities | 1232 | 418 |

---

The projections are based on the foreign exchange rates applied at the end of the relevant fiscal year and on interest rates (discounted projections only) applicable to the lease portfolio.

The components of lease expense for the years ended December 31 were:

---

| | | | |
|:---|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 | 2023 |
| Finance leases |  |  |  |
| &nbsp;&nbsp;&nbsp;Amortization of right-of-use-assets | 78 | 45 | 19 |
| &nbsp;&nbsp;&nbsp;Interest on lease liabilities | 22 | 7 | 3 |
| Operating leases | 292 | 262 | 293 |
| Short-term leases | 319 | 301 | 329 |
| Variable leases | 78 | 80 | 85 |
| Total lease expense (i) | 789 | 695 | 729 |

---

(i) Income from subleasing transactions is not material for the Company.

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CRH FORM 10-K

The weighted average remaining lease term and discount rates as of December 31 were:

---

| | | |
|:---|:---|:---|
| | 2025 | 2024 |
| Weighted average remaining lease term (years) |  |  |
| &nbsp;&nbsp;&nbsp;Operating leases | 10 | 10 |
| &nbsp;&nbsp;&nbsp;Finance leases | 10 | 11 |
| Weighted average discount rate (%) |  |  |
| &nbsp;&nbsp;&nbsp;Operating leases | 4.32% | 3.86% |
| &nbsp;&nbsp;&nbsp;Finance leases | 4.94% | 5.10% |

---

The supplemental cash flow information for the years ended December 31 was:

---

| | | | |
|:---|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 | 2023 |
| Cash paid for amounts included in the measurement of lease liabilities |  |  |  |
| Operating cash flows from operating leases | (310) | (287) | (276) |
| Financing cash flows from finance leases | (131) | (57) | (26) |
| Non-cash investing and financing activities |  |  |  |
| Leased assets obtained in exchange for new operating lease liabilities | 365 | 195 | 232 |
| Leased assets obtained in exchange for new finance lease liabilities | 153 | 99 | 51 |

---

**12. Asset retirement obligations**

Asset retirement obligations (AROs) are legal obligations associated with the retirement of long-lived assets, including legal obligations for land reclamation. Recognition of a liability for an ARO is required in the period in which it is incurred at its estimated fair value. The associated asset retirement costs are capitalized as part of the carrying amount of the underlying asset and depreciated over the estimated useful life of the asset. The liability is accreted through charges to Cost of revenues. If the ARO is settled for other than the carrying amount of the liability, a gain or loss on settlement is recognized.

ARO costs related to accretion of the Company's liabilities and the depreciation of the related assets for the years ended December 31 were:

---

| | | | |
|:---|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 | 2023 |
| Accretion | 11 | 9 | 12 |
| Depreciation | 33 | 12 | 27 |
| Total costs | 44 | 21 | 39 |

---

AROs are reported within Other current liabilities and Other noncurrent liabilities in the Consolidated Balance Sheets. As of December 31, 2025 and 2024, the carrying amount of the Company's AROs were $436 million and $385 million, of which, $79 million and $66 million are current, respectively.

**13. Fair value measurement**

Fair value is defined as the amount that would be received for selling an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date and is measured using inputs in one of the following three categories:

**Level 1** measurements are based on unadjusted quoted prices in active markets for identical assets or liabilities that the Company has the ability to access. Valuation of these items does not entail a significant amount of judgment.

**Level 2** measurements are based on quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active or market data other than quoted prices that are observable for the assets or liabilities.

**Level 3** measurements are based on unobservable data that are supported by little or no market activity and are significant to the fair value of the assets or liabilities.

Considerable judgment may be required in interpreting market data used to develop the estimates of fair value.

The carrying values and fair values of the Company's Long-term debt were $17,533 million and $17,502 million, respectively, as of December 31, 2025, and $13,851 million and $13,604 million, respectively, as of December 31, 2024. The Company's Long-term debt obligations are Level 2 instruments whose fair value is derived from quoted market prices.

The Redeemable noncontrolling interests included in the Consolidated Balance Sheets are marked to fair value on a recurring basis using Level 3 inputs. The redemption value of Redeemable noncontrolling interests approximates the fair value and is based on a range of estimated potential outcomes of the expected payment amounts primarily dependent on underlying performance metrics. The unobservable inputs in the valuation include a discount rate determined using a Capital Asset Pricing Model methodology with ranges of between 5.97% and 7.01%.

See Note 22 for the changes in the fair value of Redeemable noncontrolling interests.

The carrying values of the Company's Cash and cash equivalents, Restricted cash, Accounts receivable, net, Current portion of long-term debt, Accounts payable, Accrued expenses, and Other current liabilities approximate their fair values because of the short-term nature of these instruments.

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CRH FORM 10-K

**14. Income taxes**

The summary of the Income before income tax expense for the years ended December 31 was:

---

| | | | |
|:---|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 | 2023 |
| Income |  |  |  |
| U.S. | 2761 | 3069 | 2729 |
| Non-U.S. | 2044 | 1645 | 1285 |
| Total income | 4805 | 4714 | 4014 |

---

The summary of the Income tax expense for the years ended December 31 was:

---

| | | | |
|:---|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 | 2023 |
| Current tax: |  |  |  |
| U.S. - Federal | 383 | 466 | 632 |
| U.S. - State | 71 | 84 | 67 |
| Non-U.S. | 420 | 355 | 290 |
| Total current tax expense | 874 | 905 | 989 |
| Deferred tax: |  |  |  |
| U.S. - Federal | 230 | 187 | (28) |
| U.S. - State | 25 | (5) | (12) |
| Non-U.S. | (88) | (2) | (24) |
| Total deferred tax expense (benefit) | 167 | 180 | (64) |
| Total income tax expense | 1041 | 1085 | 925 |

---

Due to the percentage of global operations subject to tax in the United States, the Company uses the U.S. Federal statutory tax rate in the reconciliation of the effective income tax rate. The reconciliation of the applicable U.S. Federal income tax rate to the effective income tax rate was:

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | 2025 | 2025 | 2024 | 2024 | 2023 | 2023 |
|  | ***$m*** | *%*** | *$m* | *%* | *$m* | *%* |
| U.S. Federal Statutory Tax rate | 1009 | 21.0% | 990 | 21.0% | 843 | 21% |
| State and Local Income Taxes, Net of Federal Income Tax Effect (i) | 71 | 1.5% | 47 | 1.0% | 38 | 1.0% |
| Effects of changes in tax laws or rates enacted in current period | 3 | 0.1% | – | –% | – | –% |
| Effect of Cross-Border Tax Laws | – | –% | – | –% | – | –% |
| Foreign Tax Effects: |  |  |  |  |  |  |
| Ireland |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;Foreign tax rate differential | (62) | (1.3)% | (30) | (0.6)% | (26) | (0.7)% |
| &nbsp;&nbsp;&nbsp;&nbsp;Nondeductible items | 50 | 1.0% | 67 | 1.4% | 48 | 1.2% |
| &nbsp;&nbsp;&nbsp;&nbsp;Other | 13 | 0.3% | (9) | (0.2)% | (10) | (0.3)% |
| Malta |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;Tax credits | (234) | (4.9)% | (281) | (6.0)% | (259) | (6.5)% |
| &nbsp;&nbsp;&nbsp;&nbsp;Changes in valuation allowances | 149 | 3.1% | 174 | 3.7% | 166 | 4.1% |
| &nbsp;&nbsp;&nbsp;&nbsp;Other | 41 | 0.9% | 52 | 1.1% | 39 | 1.0% |
| Philippines |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;Nondeductible impairment of goodwill | – | –% | – | –% | 74 | 1.8% |
| &nbsp;&nbsp;&nbsp;&nbsp;Other | 12 | 0.3% | 5 | 0.1% | (8) | (0.2)% |
| Poland | 2 | –% | 21 | 0.5% | 3 | 0.1% |
| Other foreign jurisdictions | (27) | (0.6)% | (12) | (0.3)% | (11) | (0.3)% |
| Tax Credits | (12) | (0.3)% | (15) | (0.3)% | (19) | (0.5)% |
| Changes in Valuation Allowances | – | –% | – | –% | – | –% |
| Non-taxable or Nondeductible items | (13) | (0.3)% | 16 | 0.3% | (40) | (1.0)% |
| Changes in Unrecognized Tax Benefits | 39 | 0.8% | 60 | 1.3% | 87 | 2.2% |
| Effective income tax rate | 1041 | 22% | 1085 | 23% | 925 | 23% |

---

(i) &nbsp;&nbsp;&nbsp;&nbsp;State taxes in Florida, Michigan, Texas, New Jersey, California, Connecticut, Utah and Oregon made up the majority (greater than 50%) of the tax effect in this category.

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CRH FORM 10-K

The significant components of the deferred tax assets and liabilities as of December 31 were:

---

| | | |
|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 |
| Deferred tax assets: |  |  |
| Company retirement benefit plans | – | 2 |
| Revaluation of derivative financial instruments to fair value | 5 | 4 |
| Tax losses, credits and interest deduction carryforwards | 1507 | 1149 |
| Share-based compensation | 40 | 39 |
| Accrued expenses | 345 | 454 |
| Lease liabilities | 423 | 286 |
| Other | 8 | – |
| Total deferred tax assets | 2328 | 1934 |
| Less: valuation allowances | (1336) | (1059) |
| Total deferred tax assets after valuation allowances | 992 | 875 |
| Deferred tax liabilities: |  |  |
| Company retirement benefit plans | 22 | – |
| Investment in subsidiaries | 162 | 146 |
| Depreciation, depletion and amortization | 3772 | 3419 |
| Leased right-of-use assets | 401 | 278 |
| Rolled-over capital gains | 26 | 21 |
| Other | – | 15 |
| Total deferred tax liabilities | 4383 | 3879 |
| Total net deferred tax liabilities | 3391 | 3004 |

---

The net deferred tax assets and liabilities that are included in the Consolidated Balance Sheets as of December 31 were:

---

| | | |
|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 |
| Deferred income taxes, noncurrent assets | (120) | (101) |
| Deferred income taxes, noncurrent liabilities | 3511 | 3105 |
| Total net deferred tax liabilities | 3391 | 3004 |

---

As of December 31, 2025, the Company had gross loss carryforwards of $1,485 million related to foreign operations and $57 million of federal gross loss carryforwards and $42 million of state net operating loss carryforwards. $893 million of certain foreign, federal and state loss carryforwards have various expiration dates ranging from 2026 to 2050; $690 million do not expire based on current tax legislation. The Company had gross interest deduction carryforwards of $3,188 million related to foreign operations and $188 million of federal gross interest deduction carryforwards. $88 million of certain interest carryforwards have various expiration dates ranging from 2026 to 2045, $3,287 million do not expire based on current tax legislation.

The summary of the change in valuation allowance as of December 31 was:

---

| | | | |
|:---|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 | 2023 |
| Balance as of January 1 | 1059 | 914 | 737 |
| Acquisitions | (6) | 12 | – |
| Provision for income taxes | 162 | 188 | 151 |
| Foreign currency and other | 121 | (55) | 26 |
| Balance as of December 31 | 1336 | 1059 | 914 |

---

The Company maintains a valuation allowance on net operating losses and other deferred tax assets if, based on the weight of available evidence, it is more likely than not that some portion, or all, of a deferred tax asset will not be realized. As of December 31, 2025, and December 31, 2024, the Company has a valuation allowance on net deferred tax assets of $1,336 million and $1,059 million, respectively. For the year ended December 31, 2025, the valuation allowance increased due to an increase in interest deduction carryforwards.

A deferred tax liability has been recognized in respect of any undistributed earnings in which the Company is not permanently reinvested. The Company has $17.8 billion of undistributed earnings that are considered permanently reinvested as of December 31, 2025, for which no deferred tax liabilities have been recognized. It is not practicable to estimate the amount of tax that would be paid if there was a distribution of these earnings. Participation exemptions and tax credits are available in the majority of jurisdictions in which the Company operates.

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CRH FORM 10-K

The reconciliation of the changes in the unrecognized tax benefits as of December 31 was:

---

| | | | |
|:---|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 | 2023 |
| Balance as of January 1 | 634 | 665 | 576 |
| Increases related to prior periods | 9 | – | 9 |
| Decreases related to prior periods | (54) | (50) | (12) |
| Increases related to current period | 179 | 99 | 148 |
| Decreases related to settlements with taxing authorities and lapse of statute of limitations | (66) | (65) | (68) |
| Foreign currency and other | 37 | (15) | 12 |
| Balance as of December 31 | 739 | 634 | 665 |

---

The Company files income tax returns in Ireland, the United States, the United Kingdom, Germany, Canada, and other various foreign jurisdictions and is subject to ongoing examination by tax authorities throughout the world. In general, the Company is no longer subject to significant income tax examinations by tax authorities in the jurisdictions noted for years before 2017. The Company believes that its income tax reserves are adequately maintained taking into consideration both the technical merits of its tax return positions and ongoing developments in its income tax audits. However, the final determination of the Company's tax return positions, if audited, is uncertain and therefore there is a possibility that the outcomes of such events could cause the Company's estimate to change in the future. No single position is expected to generate a significant increase or decrease to the liability for unrecognized tax benefits within 12 months of the reporting date. As of December 31, 2025, and December 31, 2024, the unrecognized tax benefits that, if recognized, would impact the effective tax rate were $727 million and $589 million, respectively.

The Company's policy is to accrue interest and penalties related to potential underpayment of income taxes within the provision for income taxes. As of December 31, 2025, and December 31, 2024, the Company had accrued interest of $101 million and $101 million, respectively. As of December 31, 2025, December 31, 2024, and December 31, 2023, the interest and penalties included in Income tax expense was $8 million, $20 million, and $14 million, respectively.

Income tax paid net of (refunds) received, consisted of the following:

---

| | | | |
|:---|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 | 2023 |
| Federal | 366 | 553 | 539 |
| State | 95 | 100 | 121 |
| Ireland | 104 | 90 | 88 |
| Poland | 70 | 42 | 35 |
| Canada | 33 | 79 | 4 |
| Other jurisdictions | 163 | 96 | 172 |
| Total taxes paid | 831 | 960 | 959 |

---

**15. Earnings per share (EPS)**

The calculation of basic and diluted earnings per share for the years ended December 31 were:

---

| | | | |
|:---|:---|:---|:---|
| ***in $ millions, except share and per share data*** | 2025 | 2024 | 2023 |
| Numerator |  |  |  |
| Net income | 3790 | 3521 | 3072 |
| Net (income) attributable to redeemable noncontrolling interests | (28) | (28) | (28) |
| Net (income) loss attributable to noncontrolling interests | (9) | (1) | 134 |
| Adjustment of redeemable noncontrolling interests to redemption value | (23) | (34) | (24) |
| Net income attributable to CRH for EPS - basic and diluted | 3730 | 3458 | 3154 |
| Denominator |  |  |  |
| Weighted average common shares outstanding – basic (i) | 673.2 | 683.3 | 723.9 |
| Effect of dilutive employee share awards (ii) | 3.8 | 6.2 | 5.3 |
| Weighted average common shares outstanding – diluted | 677.0 | 689.5 | 729.2 |
| Earnings per share attributable to CRH |  |  |  |
| Basic | $5.54 | $5.06 | $4.36 |
| Diluted | $5.51 | $5.02 | $4.33 |

---

(i) &nbsp;&nbsp;&nbsp;&nbsp;The weighted average number of common shares included in the computation of basic and diluted earnings per share has been adjusted to exclude shares repurchased and held by the Company as Treasury stock given that these shares do not rank for dividend.

(ii) &nbsp;&nbsp;&nbsp;&nbsp;Common Shares that would only be issued contingent on certain conditions totaling 2,627,138, 2,140,879 and 4,677,404 as of December 31, 2025, 2024 and 2023, respectively, are excluded from the computation of diluted earnings per share where the conditions governing exercisability have not been satisfied as of the end of the reporting period or they are antidilutive for the periods presented.

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CRH FORM 10-K

**16. Share-based compensation**

Share-based compensation relates primarily to awards granted under the 2025 Equity Incentive Plan (EIP), the 2014 Performance Share Plan (PSP) and the Company's Savings-related Share Option Scheme. The expense, net of estimated forfeitures, is reflected in Operating income in the Consolidated Statements of Income.

The share-based compensation for these plans for the years ended December 31 was:

---

| | | | |
|:---|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 | 2023 |
| Equity Incentive Plan expense | 38 | – | – |
| Performance Share Plan expense | 104 | 123 | 120 |
| Share Option expense | 1 | 2 | 3 |
| Total share-based compensation | 143 | 125 | 123 |

---

**Equity Incentive Plan**

In May 2025, shareholders approved the adoption of the new EIP, which replaced the PSP. The EIP is intended to align employee and executive interests with long-term shareholder value creation. Under the EIP, the Company granted both PSUs and RSUs to eligible employees. No further awards will be granted under the PSP; however, outstanding awards under that plan will continue to vest under their original terms.

*Performance Share Units*

PSUs provide an employee with the right to receive shares of the Company's stock, subject to fulfillment of certain market, performance and service conditions over a vesting period. The number of shares authorized under the EIP during the year ended December 31, 2025 did not exceed 10% of the issued share capital at that time. The performance conditions are as follows for the 2025 PSUs: 25% is subject to a Total Shareholder Return (TSR) performance measured against a tailored peer group; 25% is subject to a RONA target; with the remaining 50% subject to a cumulative cash flow target. Performance for the awards is assessed over a three-year period. Vesting outcomes for PSUs range from 0% to 200% of the target award based on performance.

The details of the awards granted under the EIP for the year ended December 31, 2025 were:

---

| | | |
|:---|:---|:---|
| | Number of shares | Weighted average grant date fair value |
| | Shares in whole numbers | Amounts in $ |
| Outstanding at beginning of year | – | – |
| Granted | 938259 | 103.13 |
| Forfeited | (8554) | 108.03 |
| Outstanding at end of year | 929705 | 103.30 |

---

The fair value of (i) the portion of awards subject to a cash flow performance target; and (ii) the portion of awards subject to a RONA target; was calculated as the Company's closing share price at the date the award was granted.

The fair value assigned to the portion of awards subject to a TSR performance metric was calculated using the Monte Carlo simulation model, at the grant date, taking account of peer group TSR, volatilities and correlations together with the following assumptions:

---

| | |
|:---|:---|
| | 2025 |
| Risk-free interest rate (%) | 3.93 |
| Expected volatility (%) | 29.99 |

---

The expected volatility was determined using a historical sample of the Company's daily share prices over a period equal to the expected term.

The risk-free interest rate is based on the U.S. Treasury bond yield at the grant date with a maturity period equal to the expected term.

During the year ended December 31, 2025, no shares vested. As of December 31, 2025, unrecognized compensation expense related to the awards was $74 million, which will be recognized over the remaining weighted average vesting period of 2.25 years.

*Restricted Share Units* 

RSUs are time-based awards that entitle participants to receive shares of the Company's stock, subject to continued employment. The number of shares authorized under the EIP during the year ended December 31, 2025 did not exceed 10% of the issued share capital at that time.

The details of the awards granted under the EIP for the year ended December 31, 2025 were:

---

| | | |
|:---|:---|:---|
| | Number of shares | Weighted average grant date fair value |
| | Shares in whole numbers | Amounts in $ |
| Outstanding at beginning of year | – | – |
| Granted | 726107 | 98.20 |
| Forfeited | (935) | 113.98 |
| Outstanding at end of year | 725172 | 98.42 |

---

The fair value was calculated as the Company's closing share price at the date the award was granted.

During the year ended December 31, 2025, no shares vested. As of December 31, 2025, unrecognized compensation expense related to the awards was $54 million, which will be recognized over the remaining weighted average vesting period of 2.3 years.

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CRH FORM 10-K

**2014 Performance Share Plan**

The PSP authorizes the granting of conditional awards or nil-cost options (right to acquire shares during an exercise period without cost to the participant). The number of shares authorized under the PSP during the years ended December 31, 2025, 2024 and 2023 did not exceed 10% of the issued share capital at that time.

Under the PSP, the Company has granted PSUs to its employees. PSUs provide an employee with the right to receive shares of the Company's stock, subject to fulfillment of certain market, performance and service conditions over a vesting period. The performance conditions are as follows for the 2024 and 2023 PSUs: 20% of each award made is subject to a TSR performance measured against a tailored peer group; 20% is subject to a RONA metric; 15% is subject to ESG metrics; with the remaining 45% subject to a cumulative cash flow metric. Performance for the awards is assessed over a three-year period.

The details of the awards granted under the PSP for the year ended December 31, 2025 were:

---

| | | | |
|:---|:---|:---|:---|
| | Number of shares | Weighted average grant date fair value | Weighted average grant date fair value |
| | Shares in whole numbers | Amounts in $ | Amounts in € |
| Outstanding at beginning of year | 8298580 | 50.11 | 46.89 |
| Forfeited | (39456) | 60.34 | 56.33 |
| Vested | (3102394) | 35.97 | 34.08 |
| Outstanding at end of year | 5156730 | 58.54 | 54.52 |

---

During fiscal years 2024 and 2023, the weighted average grant date fair values were $79.52 (€73.85) and $48.55 (€45.57), respectively.

The fair value of (i) the portion of awards subject to a cash flow performance metric; (ii) the portion of awards subject to a RONA metric; (iii) the portion of awards subject to ESG metrics; and (iv) the portion of awards with no performance conditions (which are subject to a two-year service period) was calculated as the Company's closing share price at the date the award was granted.

The fair value assigned to the portion of awards subject to a TSR performance metric was calculated using the Monte Carlo simulation model, at the grant date, taking account of peer group TSR, volatilities and correlations together with the following assumptions:

---

| | | |
|:---|:---|:---|
| | 2024 | 2023 |
| Risk-free interest rate (%) | 4.44 | 3.16 |
| Expected volatility (%) | 30.3 | 28.9 |

---

The expected volatility was determined using a historical sample of the Company's daily share prices over a period equal to the expected term.

The risk-free interest rate is based on the U.S. Treasury bond yield at the grant date with a maturity period equal to the expected term.

During the years ended December 31, 2025, 2024 and 2023, 3,102,394 shares vested having a fair value of $316 million; 3,080,029 shares vested having a fair value of $256 million, and 2,985,299 shares vested having a fair value of $147 million, respectively. As of December 31, 2025, unrecognized compensation expense related to the awards was $78 million, which will be recognized over the remaining weighted average vesting period of 0.74 years.

**2021 Savings-related Share Option Scheme**

The Company operates a Savings-related Share Option Scheme approved by shareholders in 2021. No options were granted during the years ended December 31, 2025, 2024 and 2023 and the impact of the scheme on the Company's Consolidated Financial Statements is not material.

**17. Shareholders' equity**

The Company's capital stock consists of common stock, 5% preferred stock and 7% 'A' preferred stock. Holders of the Company's common stock are entitled to one vote per share.

The holders of the 5% preferred stock are entitled to a fixed preferred dividend at an annual rate of 5% and priority in a winding-up to repayment of capital but have no further right to participate in profits or assets and are not entitled to be present or vote at general meetings unless their dividend is in arrears. Dividends on the 5% preferred stock are payable semi-annually on April 15 and October 15 in each year. The 5% preferred stock represents 0.03% and 0.03% of the total issued share capital as of December 31, 2025, and 2024, respectively.

The holders of the 7% 'A' preferred stock are entitled to a fixed preferred dividend at an annual rate of 7% and subject to the rights of the holders of the 5% preferred stock, priority in a winding-up to repayment of capital, but have no further right to participate in profits or assets and are not entitled to be present or vote at general meetings unless their dividend is in arrears or unless the business of the meeting includes certain matters. Dividends on the 7% 'A' preferred stock are payable semi-annually on April 5 and October 5 in each year. The 7% 'A' preferred stock represent 0.49% and 0.48% of the total issued share capital as of December 31, 2025 and 2024, respectively.

For the years ended December 31, 2025, 2024, and 2023, dividends declared on 5% preferred stock and 7% 'A' preferred stock were all less than $1 million, respectively.

During 2025 and 2024, a total of 11,701,135 and 15,872,321 shares of Common stock (equivalent to 1.66% and 2.21% of the Company's issued share capital) were repurchased at an average price of $100.91 and $82.01 per share under the share buyback program, respectively. During 2025 and 2024, all repurchased shares of Common stock were retired on repurchase.

As of December 31, 2025 and 2024, 38,315,792 and 41,355,384 shares were held as Treasury stock, equivalent to 5.42% and 5.75% of the Common stock issued, respectively.

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CRH FORM 10-K

**18. Accumulated other comprehensive loss**

The changes in the balances for each component of Accumulated other comprehensive loss, net of tax, for the years ended December 31 were:

---

| | | | | |
|:---|:---|:---|:---|:---|
| ***in $ millions*** | Currency Translation | Cash Flow<br>Hedges | Pension and Other Postretirement Plans | Total |
| Balance as of December 31, 2022 | (746) | (19) | (22) | (787) |
| Other comprehensive income (loss) before reclassifications | 310 | (37) | (104) | 169 |
| Amounts reclassified from Accumulated other comprehensive loss (i) | – | 9 | (4) | 5 |
| Net current-period other comprehensive income (loss) | 310 | (28) | (108) | 174 |
| Other comprehensive (income) attributable to noncontrolling interests | (3) | – | – | (3) |
| Balance as of December 31, 2023 | (439) | (47) | (130) | (616) |
| Other comprehensive (loss) income before reclassifications | (431) | (27) | 39 | (419) |
| Amounts reclassified from Accumulated other comprehensive loss (i) | (39) | 11 | 5 | (23) |
| Net current-period other comprehensive (loss) income | (470) | (16) | 44 | (442) |
| Other comprehensive loss attributable to noncontrolling interests | 53 | – | – | 53 |
| Balance as of December 31, 2024 | (856) | (63) | (86) | (1005) |
| Other comprehensive income before reclassifications | 758 | 16 | 83 | 857 |
| Amounts reclassified from Accumulated other comprehensive loss (i) | (45) | (1) | (19) | (65) |
| Net current-period other comprehensive income | 713 | 15 | 64 | 792 |
| Other comprehensive (income) attributable to noncontrolling interests | (44) | – | – | (44) |
| Balance as of December 31, 2025 | (187) | (48) | (22) | (257) |

---

(i)&nbsp;&nbsp;&nbsp;&nbsp;For the years ended December 31, 2025, 2024, and 2023, $(45) million, $(39) million, and $nil million respectively were transferred from currency translation related to (losses) gains on divestitures that were reclassified from Accumulated other comprehensive loss to Other nonoperating income (expense), net.

The amounts reclassified from Accumulated other comprehensive loss to income for the years ended December 31 were:

---

| | | | |
|:---|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 | 2023 |
| Cash flow hedges |  |  |  |
| Cost of product revenues | (1) | 14 | 12 |
| Income tax benefit | – | (3) | (3) |
| Total | (1) | 11 | 9 |
| Pension and other postretirement plans |  |  |  |
| Other nonoperating (income) expense, net | (7) | 9 | (7) |
| Income tax (benefit) expense | (12) | (4) | 3 |
| Total | (19) | 5 | (4) |
| Reclassifications from Accumulated other comprehensive loss to income | (20) | 16 | 5 |

---

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CRH FORM 10-K

**19. Segment information**

The Company has the following three operating and reportable segments:

Americas Materials Solutions;

Americas Building Solutions; and

International Solutions

The *Americas Materials Solutions* segment provides building materials, products and services for the construction and maintenance of public infrastructure and commercial and residential buildings in North America. The primary materials produced by this segment include aggregates, cementitious materials, readymixed concrete and asphalt. This segment also provides paving and construction services for customers.

The *Americas Building Solutions* segment manufactures, supplies and delivers building products for the built environment in communities across North America. Our subsidiaries within this segment offer building and infrastructure solutions serving complex critical infrastructure (such as water, energy, transportation and telecommunications projects) and outdoor living solutions for enhancing private and public spaces.

The *International Solutions* segment provides building materials, products and services across Europe and Australia, for the use in the construction of critical infrastructure, commercial and residential buildings and outdoor living spaces.

The segment structure reflects the nature of the financial information reported to and assessed by the Chief Executive Officer, Chief Financial Officer and Chief Operating Officer, who are together determined to fulfill the role of Chief Operating Decision Maker (CODM).

The principal factors employed in the identification of the three segments reflected in this note include:

(i)&nbsp;&nbsp;&nbsp;&nbsp; the Company's organizational structure in 2025 (during 2025 the Divisional President fulfilled the role of "segment manager");

(ii)&nbsp;&nbsp;&nbsp;&nbsp; the nature of the reporting lines to the CODM; and

(iii)&nbsp;&nbsp;&nbsp;&nbsp; the structure of internal reporting documentation such as management accounts and budgets.

The Company's reportable segments are the same as the Company's operating segments and correspond with how the CODM regularly reviews financial information to allocate resources and assess performance under the Company's organizational structure.

The CODM uses Adjusted EBITDA as part of their review of the monthly operating results on a segment basis. The CODM considers actual monthly results against the budget and the prior year as part of their assessment of the performance of the business and when making decisions regarding resource allocation. Given that Interest expense and Income tax expense are managed on a centralized basis, these items are not allocated between operating segments for the purposes of the information presented to the CODM and are accordingly omitted from the detailed segmental analysis below. There are no asymmetrical allocations to reporting segments which would require disclosure.

Adjusted EBITDA is defined as earnings from continuing operations before interest, taxes, depreciation, depletion, amortization, Loss on impairments, gain/loss on divestitures and investments, Income/loss from equity method investments, substantial acquisition-related costs, and pension expense/income excluding current service cost component.

The key performance measures and segment expenses for the Company's reportable segments for the years ended December 31 were:

---

| | | | | |
|:---|:---|:---|:---|:---|
| ***in $ millions*** | 2025 | 2025 | 2025 | 2025 |
|  | Americas Materials Solutions | Americas Building Solutions | International Solutions | Total |
| Revenue | 17029 | 7122 | 13296 | 37447 |
| Less: |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;Labor | 3665 | 1513 | 2669 | 7847 |
| &nbsp;&nbsp;&nbsp;&nbsp;Energy costs | 796 | 123 | 1061 | 1980 |
| &nbsp;&nbsp;&nbsp;&nbsp;Other segment items (i) | 8566 | 4012 | 7361 | 19939 |
| Adjusted EBITDA | 4002 | 1474 | 2205 | 7681 |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| *in $ millions* | 2024 | 2024 | 2024 | 2024 |
|  | Americas Materials Solutions | Americas Building Solutions | International Solutions | Total |
| Revenue | 16173 | 7059 | 12340 | 35572 |
| Less: |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;Labor | 3493 | 1447 | 2389 | 7329 |
| &nbsp;&nbsp;&nbsp;&nbsp;Energy costs | 743 | 121 | 983 | 1847 |
| &nbsp;&nbsp;&nbsp;&nbsp;Other segment items (i) | 8192 | 4102 | 7172 | 19466 |
| Adjusted EBITDA | 3745 | 1389 | 1796 | 6930 |

---

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CRH FORM 10-K

---

| | | | | |
|:---|:---|:---|:---|:---|
| *in $ millions* | 2023 | 2023 | 2023 | 2023 |
|  | Americas Materials Solutions | Americas Building Solutions | International Solutions | Total |
| Revenue | 15435 | 7017 | 12497 | 34949 |
| Less: |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;Labor | 3274 | 1306 | 2264 | 6844 |
| &nbsp;&nbsp;&nbsp;&nbsp;Energy costs | 805 | 122 | 1314 | 2241 |
| &nbsp;&nbsp;&nbsp;&nbsp;Other segment items (i) | 8297 | 4147 | 7244 | 19688 |
| Adjusted EBITDA | 3059 | 1442 | 1675 | 6176 |

---

(i)&nbsp;&nbsp;&nbsp;&nbsp;The nature of other segment items is similar for each segment and primarily includes raw materials, haulage costs, subcontractor costs and other Selling, general and administrative expenses. The composition of other segment items is such that at a segment level none of these items is individually significant in determining segment performance.

---

| | | | |
|:---|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 | 2023 |
| Adjusted EBITDA | 7681 | 6930 | 6176 |
| Depreciation, depletion and amortization | (2156) | (1798) | (1633) |
| Loss on impairments (i) | (40) | (161) | (357) |
| Interest income | 146 | 143 | 206 |
| Interest expense | (810) | (612) | (376) |
| Gain on divestitures and investments (ii) | 1 | 250 | – |
| Pension income excluding current service cost component (ii) | 21 | 7 | 3 |
| Other interest, net (ii) | 7 | 1 | (5) |
| Substantial acquisition-related costs | (45) | (46) | – |
| Income before income tax expense and income from equity method investments | 4805 | 4714 | 4014 |

---

(i)&nbsp;&nbsp;&nbsp;&nbsp;The total Loss on impairments is comprised of $40 million, $161 million and $295 million within International Solutions for the years ended December 31, 2025, 2024, and 2023, respectively and $62 million within Americas Materials Solutions for the year ended December 31, 2023.

(ii)&nbsp;&nbsp;&nbsp;&nbsp;Gain on divestitures and investments, pension income excluding current service cost component and other interest, net have been included in Other nonoperating income (expense), net in the Consolidated Statements of Income.

Depreciation, depletion and amortization for each of the segments for the years ended December 31 were:

---

| | | | |
|:---|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 | 2023 |
| Depreciation, depletion and amortization |  |  |  |
| Americas Materials Solutions | 983 | 846 | 781 |
| Americas Building Solutions | 387 | 337 | 299 |
| International Solutions | 786 | 615 | 553 |
| Total depreciation, depletion and amortization | 2156 | 1798 | 1633 |

---

The gain on divestitures and investments for each of the segments for the years ended December 31 were:

---

| | | | |
|:---|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 | 2023 |
| Gain on divestitures and investments |  |  |  |
| Americas Materials Solutions | 19 | – | – |
| Americas Building Solutions | – | 1 | – |
| International Solutions | (18) | 249 | – |
| Total gain on divestitures and investments | 1 | 250 | – |

---

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CRH FORM 10-K

The segment assets as of December 31 were:

---

| | | | |
|:---|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 | 2023 |
| Assets |  |  |  |
| Americas Materials Solutions | 25396 | 21474 | 17534 |
| Americas Building Solutions | 9712 | 9049 | 7961 |
| International Solutions | 18121 | 15011 | 13373 |
| Total assets for reportable segments | 53229 | 45534 | 38868 |
| Cash and cash equivalents | 4096 | 3720 | 6341 |
| Restricted cash | 51 | 39 | – |
| Other current assets, excluding segment assets | 290 | 446 | 193 |
| Equity method investments | 502 | 737 | 620 |
| Assets held for sale | – | – | 1268 |
| Other noncurrent assets, excluding segment assets | 161 | 137 | 179 |
| Total assets as reported in the Consolidated Balance Sheets | 58329 | 50613 | 47469 |

---

The segment liabilities as of December 31 were:

---

| | | | |
|:---|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 | 2023 |
| Liabilities |  |  |  |
| Americas Materials Solutions | 3407 | 3154 | 3349 |
| Americas Building Solutions | 1899 | 1769 | 1770 |
| International Solutions | 5339 | 4848 | 5050 |
| Total liabilities for reportable segments | 10645 | 9771 | 10169 |
| Other current liabilities, excluding segment liabilities | 166 | 163 | 156 |
| Total debt | 17653 | 13968 | 11642 |
| Deferred income tax liabilities | 3511 | 3105 | 2738 |
| Liabilities held for sale | – | – | 375 |
| Other noncurrent liabilities, excluding segment liabilities | 876 | 756 | 768 |
| Total liabilities as reported in the Consolidated Balance Sheets | 32851 | 27763 | 25848 |

---

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CRH FORM 10-K

Additions to property, plant and equipment and intangible assets for each of the segments for the years ended December 31 were:

---

| | | | |
|:---|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 | 2023 |
| Property, plant and equipment and intangible asset additions (i) |  |  |  |
| Americas Materials Solutions | 1148 | 1151 | 854 |
| Americas Building Solutions | 507 | 480 | 360 |
| International Solutions | 1223 | 1074 | 664 |
| Total property, plant and equipment and intangible asset additions | 2878 | 2705 | 1878 |

---

(i) &nbsp;&nbsp;&nbsp;&nbsp;Property, plant and equipment and intangible asset additions exclude asset retirement cost additions.

Long-lived assets by geographic area as of December 31 were:

---

| | | | |
|:---|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 | 2023 |
| Long-lived assets by geographical area (i) |  |  |  |
| United Kingdom | 2028 | 1819 | 1786 |
| United States | 15177 | 13504 | 10821 |
| Other | 9203 | 7403 | 6526 |
| Total long-lived assets by geographical area | 26408 | 22726 | 19133 |

---

(i) &nbsp;&nbsp;&nbsp;&nbsp;Long-lived assets are comprised of property, plant and equipment and operating lease right-of-use assets.

**Information about major customers**

There are no material dependencies or concentrations of individual customers that require disclosure. The individual entities within the Company have a large number of customers spread across various activities, end-users and geographies.

**20. Pension and other postretirement benefits**

The Company operates either defined benefit or defined contribution pension plans in all of its principal operating areas. The disclosures included below relate to all pension plans in the Company. The Company operates defined benefit pension plans in Australia, Belgium, Canada, France, Germany, Italy, the Netherlands, the Philippines, the Republic of Ireland, Romania, Serbia, Slovakia, Switzerland, the United Kingdom, the United States and Ukraine. The Company has a mixture of funded and unfunded defined benefit pension plans. The net surplus of the funded plans was $474 million and $290 million as of December 31, 2025 and 2024, respectively. Underfunded and unfunded obligations (including jubilee, postretirement healthcare obligations and long-term service commitments) are comprised of a number of plans in Canada, France, Germany, Italy, the Netherlands, the Philippines, Romania, Serbia, Slovakia, Switzerland, Ukraine and the United States totaling a net liability of $261 million and $235 million as of December 31, 2025 and 2024, respectively.

Funded defined benefit plans in Australia, the Netherlands, the Republic of Ireland, Switzerland and the United Kingdom are administered by separate funds that are legally distinct from the Company under the jurisdiction of Trustees/Pension Boards. The Trustees/Pension Boards are required by law to act in the best interests of the scheme participants and are responsible for the definition of investment strategy and for scheme administration. Other plans are also administered in line with the local regulatory environment. The level of benefits available to most members depends on length of service and either their average salary over their period of employment or their salary in the final years leading up to retirement. For Switzerland, the level of benefits depends on salary, level of savings contributions, the interest rate on old age accounts (which cannot be negative) and the annuity conversion factor on retirement. The Company's pension plans in Switzerland are contribution-based plans with guarantees. This means the Company pays an age-dependent fixed contribution percentage but should the invested assets be insufficient to meet the guaranteed benefit obligations, additional contributions might be required.

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CRH FORM 10-K

The change in benefit obligation, change in plan assets, funded status of pension and other postretirement benefit (OPEB) plans, and amounts recognized in the Consolidated Balance Sheets were:

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | Pension Plans | Pension Plans | Pension Plans | Pension Plans | OPEB Plans (i) | OPEB Plans (i) |
| ***in $ millions*** | 2025 | 2025 | 2024 | 2024 | 2025 | 2024 |
|  | U.S. | Non-U.S. | U.S. | Non-U.S. |  |  |
| Change in benefit obligation: |  |  |  |  |  |  |
| Benefit obligation at beginning of year | 464 | 2283 | 496 | 2414 | 95 | 105 |
| Service cost | 1 | 39 | 2 | 39 | 2 | 3 |
| Interest cost | 25 | 81 | 24 | 81 | 5 | 5 |
| Amendments | 1 | – | – | – | – | – |
| Actuarial losses and (gains) | 17 | (173) | (24) | (28) | 10 | (10) |
| Benefits paid | (36) | (98) | (34) | (104) | (5) | (5) |
| Plan participant contributions | – | 13 | – | 10 | – | – |
| Curtailments | – | (2) | – | (4) | – | – |
| Settlements | – | (11) | – | (7) | – | – |
| Net transfer (out) in (including the effect of any business combinations/divestitures) | – | (29) | – | 27 | – | (1) |
| Foreign currency rate changes | – | 268 | – | (145) | 1 | (2) |
| Benefit obligation at end of year | 472 | 2371 | 464 | 2283 | 108 | 95 |
| Change in plan assets: |  |  |  |  |  |  |
| Fair value of plan assets at beginning of year | 434 | 2463 | 449 | 2524 | – | – |
| Actual gain on plan assets | 30 | 61 | 17 | 77 | – | – |
| Employer contributions | 2 | 34 | 2 | 36 | 5 | 5 |
| Plan participant contributions | – | 13 | – | 10 | – | – |
| Benefits paid | (36) | (98) | (34) | (104) | (5) | (5) |
| Settlements | – | (11) | – | (7) | – | – |
| Net transfer (out) in (including effect of any business combinations/divestitures) | – | (29) | – | 82 | – | – |
| Foreign currency rate changes | – | 301 | – | (155) | – | – |
| Fair value of plan assets at end of year | 430 | 2734 | 434 | 2463 | – | – |
| Reconciliation of funded status: |  |  |  |  |  |  |
| Fair value of plan assets | 430 | 2734 | 434 | 2463 | – | – |
| Benefit obligation | 472 | 2371 | 464 | 2283 | 108 | 95 |
| Funded status | (42) | 363 | (30) | 180 | (108) | (95) |
| Accumulated Benefit Obligation | 471 | 2316 | 464 | 2231 |  |  |
| Amounts recognized in the Consolidated Balance Sheets: |  |  |  |  |  |  |
| Noncurrent assets | – | 474 | – | 290 | – | – |
| Current liabilities | (2) | (5) | (2) | (4) | (6) | (6) |
| Noncurrent liabilities | (40) | (106) | (28) | (106) | (102) | (89) |
| Funded status at end of year | (42) | 363 | (30) | 180 | (108) | (95) |
| Net actuarial (loss) gain | (55) | (64) | (45) | (190) | 29 | 42 |
| Prior service (cost) credit | (2) | 70 | (1) | 74 | 2 | 2 |
| Total accumulated other comprehensive (loss) income | (57) | 6 | (46) | (116) | 31 | 44 |

---

(i)&nbsp;&nbsp;&nbsp;&nbsp;Includes a benefit obligation of $9 million and $8 million related to non-U.S. OPEB plans as of December 31, 2025 and 2024, respectively.

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CRH FORM 10-K

The pension and other postretirement plans for which their accumulated benefit obligation, projected benefit obligation or accumulated postretirement benefit obligation exceeds the fair value of their respective plan assets as of December 31 were:

---

| | | | | |
|:---|:---|:---|:---|:---|
| ***in $ millions*** | U.S. Plans | U.S. Plans | Non-U.S. Plans | Non-U.S. Plans |
|  | 2025 | 2024 | 2025 | 2024 |
| Pension plans with projected benefit obligations in excess of plan assets: |  |  |  |  |
| Projected benefit obligation | 472 | 464 | 138 | 565 |
| Fair value of plan assets | 430 | 434 | 31 | 458 |
| Pension plans with accumulated benefit obligations in excess of plan assets: |  |  |  |  |
| Accumulated benefit obligation | 471 | 464 | 130 | 147 |
| Fair value of plan assets | 430 | 434 | 38 | 61 |
| Other postretirement plans with accumulated postretirement benefit obligations in excess of plan assets: |  |  |  |  |
| Accumulated postretirement benefit obligation | – | – | 6 | 6 |
| Fair value of plan assets | – | – | – | – |

---

**Impact on Consolidated Statements of Income** The total retirement benefit expense recognized in the Consolidated Statements of Income for the years ended December 31 were:

---

| | | | |
|:---|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 | 2023 |
| Total defined contribution expense | 371 | 345 | 320 |
| Total defined benefit expense | 21 | 34 | 31 |
| Total expense within the Consolidated Statements of Income | 392 | 379 | 351 |

---

**Components of Net Periodic Benefit Cost** The components of net periodic benefit cost recognized in the Consolidated Statements of Income for the years ended December 31 were:

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| | Pension Plans | Pension Plans | Pension Plans | Pension Plans | Pension Plans | Pension Plans | OPEB Plans (ii) | OPEB Plans (ii) | OPEB Plans (ii) |
| ***in $ millions*** | U.S. | U.S. | U.S. | Non-U.S. | Non-U.S. | Non-U.S. |  |  |  |
|  | 2025 | 2024 | 2023 | 2025 | 2024 | 2023 | 2025 | 2024 | 2023 |
| Service cost | 1 | 2 | 1 | 39 | 39 | 31 | 2 | 3 | 2 |
| Interest cost | 25 | 24 | 24 | 81 | 81 | 86 | 5 | 5 | 5 |
| Expected return on assets | (23) | (21) | (20) | (99) | (87) | (91) | – | – | – |
| Amortization of: |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;Prior service credit | – | – | – | (12) | (12) | (11) | – | – | – |
| &nbsp;&nbsp;Actuarial loss (gain) | – | 2 | 3 | 8 | 6 | 4 | (3) | (2) | (3) |
| Curtailment gain | – | – | – | (3) | (3) | – | – | – | (1) |
| Settlement (gain) loss (i) | – | – | – | – | (3) | 1 | – | – | – |
| Net periodic benefit cost (iii) | 3 | 7 | 8 | 14 | 21 | 20 | 4 | 6 | 3 |

---

(i)&nbsp;&nbsp;&nbsp;&nbsp;Settlement gain of $3 million, for the year ended December 31, 2024, relates to pension plans divested as part of the divestiture of the European Lime operations and is included in gain on divestitures, within Other nonoperating income (expense), net.

(ii)&nbsp;&nbsp;&nbsp;&nbsp;Includes the net periodic benefit cost of $nil million, related to non-U.S. OPEB plans for each of the years ended December 31, 2025, 2024, and 2023, respectively.

(iii)&nbsp;&nbsp;&nbsp;&nbsp;Service cost is included within Cost of revenues and Selling, general and administrative expenses while all other cost components are recorded within Other nonoperating income (expense), net.

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CRH FORM 10-K

The changes in plan assets and benefit obligations that were recognized in Other comprehensive loss (income) for the years ended December 31 were:

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| | Pension Plans | Pension Plans | Pension Plans | Pension Plans | Pension Plans | Pension Plans | OPEB Plans (i) | OPEB Plans (i) | OPEB Plans (i) |
| ***in $ millions*** | U.S. | U.S. | U.S. | Non-U.S. | Non-U.S. | Non-U.S. |  |  |  |
|  | 2025 | 2024 | 2023 | 2025 | 2024 | 2023 | 2025 | 2024 | 2023 |
| Net actuarial loss (gain) | 10 | (20) | (8) | (135) | (17) | 126 | 10 | (10) | 3 |
| Prior service cost (credit) | 1 | – | – | – | – | (1) | – | – | – |
| Amortization or curtailment recognition of prior service credit | – | – | – | 13 | 12 | 11 | – | – | – |
| Amortization or settlement recognition of net (loss) gain | – | (2) | (3) | (8) | (5) | (4) | 3 | 2 | 3 |
| Foreign currency exchange effects | – | – | – | 7 | (4) | (2) | – | – | – |
| Amount recognized in other comprehensive loss (income) (i) | 11 | (22) | (11) | (123) | (14) | 130 | 13 | (8) | 6 |
| Amount recognized in net periodic pension benefit cost and other comprehensive loss (income) | 14 | (15) | (3) | (109) | 3 | 150 | 17 | (2) | 9 |

---

(i)&nbsp;&nbsp;&nbsp;&nbsp;Includes an amount recognized in Other comprehensive loss (income) of $nil million, $nil million and $1 million related to non-U.S. OPEB plans for the years ended December 31, 2025, 2024, and 2023, respectively.

The weighted average assumptions used to determine net periodic benefit cost for the years ended December 31 were:

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| | Pension Plans | Pension Plans | Pension Plans | Pension Plans | Pension Plans | Pension Plans | OPEB Plans | OPEB Plans | OPEB Plans |
| | U.S. | U.S. | U.S. | Non-U.S. | Non-U.S. | Non-U.S. | | | |
| | 2025 | 2024 | 2023 | 2025 | 2024 | 2023 | 2025 | 2024 | 2023 |
| Discount rate | 5.55% | 4.95% | 5.20% | 3.41% | 3.49% | 4.13% | 5.34% | 4.86% | 5.08% |
| Rate of compensation increase | N/A | N/A | N/A | 2.88% | 3.22% | 3.22% | 2.33% | 2.75% | 2.80% |
| Expected long-term rate of return on plan assets | 6.00% | 5.50% | 5.50% | 3.90% | 3.62% | 4.04% | N/A | N/A | N/A |
| Interest crediting rates | N/A | N/A | N/A | 1.60% | 1.60% | 1.50% | N/A | N/A | N/A |

---

The weighted average assumptions used to determine the benefit obligation as of December 31 were:

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | Pension Plans | Pension Plans | Pension Plans | Pension Plans | OPEB Plans | OPEB Plans |
| | U.S. | U.S. | Non-U.S. | Non-U.S. | | |
| | 2025 | 2024 | 2025 | 2024 | 2025 | 2024 |
| Discount rate | 5.20% | 5.55% | 3.78% | 3.41% | 5.08% | 5.34% |
| Rate of compensation increase | N/A | N/A | 2.77% | 2.88% | 2.27% | 2.33% |

---

The long-term return expectation is developed based on a diversified investment strategy that takes into account historical experience, as well as the impact of portfolio diversification, active portfolio management, and the Company's view of current and future economic and financial market conditions. In determining the expected rate of return for the plan assets, the Company performs an analysis of investment community forecasts and current market conditions to develop expected returns for each of the asset classes used by the plans, which are weighted to reflect the asset allocation of each plan. As market conditions and other factors change, the Company may adjust targets accordingly, and asset allocations may vary from the target allocations.

The assets of the Company's pension and other postretirement plans are managed externally for the benefit of the plan members. Consideration is given to the long-term nature of the benefit obligations and the investment strategy is set at plan level, typically to maintain a diversified portfolio of assets with the objective of meeting future obligations and long-term cash requirements as they fall due. Assets are primarily invested in diversified funds that hold equity and debt securities to maintain security while maximizing returns within each plan's investment policy. The investment policy for each plan specifies the type of investment vehicle, asset allocation guidelines as well as investment monitoring and performance requirements. For the main funded plans, the target allocations to equity/debt are as follows:

(i)&nbsp;&nbsp;&nbsp;&nbsp;Ireland: Equities 10-20% / Debt 55-60%.

(ii)&nbsp;&nbsp;&nbsp;&nbsp;U.S.: Equities 10-30% / Debt 65-85%.

(iii)&nbsp;&nbsp;&nbsp;&nbsp;Switzerland: Equities 20-35% / Debt 25-55%.

(iv)&nbsp;&nbsp;&nbsp;&nbsp;Other asset classes have a range of smaller % targets.

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CRH FORM 10-K

The target allocation ranges and fair values by asset class as of December 31 were:

---

| | | |
|:---|:---|:---|
| | Pension Plans | Pension Plans |
| | Target allocation ranges | Target allocation ranges |
| | U.S. Plans | Non-U.S. Plans |
| | 2025 (%) | 2025 (%) |
| Cash and cash equivalents | – | 0-5 |
| Equity instruments (i) | 10-30 | 15-25 |
| Debt instruments (ii) | 65-85 | 20-35 |
| Real estate | – | 5-10 |
| Derivatives | – | 0-5 |
| Investment funds | 0-15 | 0-5 |
| Assets held by insurance company | – | 0-5 |

---

(i) &nbsp;&nbsp;&nbsp;&nbsp;For U.S. pension plans, equity instruments with a total allocation range of 10-30% are made up of 10-30% in developed markets' diversified equity instruments and 10-30% in emerging markets' diversified equity instruments. For non-U.S. pension plans, equity instruments with a total allocation range of 15-25% are made up of 17-24% in developed markets' diversified equity instruments and 1-2% in emerging markets' diversified equity instruments.

(ii)&nbsp;&nbsp;&nbsp;&nbsp;For U.S. pension plans, debt instruments with a total allocation range of 65-85% are made up of 65-85% in non-government debt instruments and 65-85% in government fixed interest instruments. For non-U.S. pension plans, debt instruments with a total allocation range of 20-35% are made up of 32-43% in government inflation-protected bonds, 18-30% in government fixed interest instruments, 12-18% in non-government debt instruments, 6-12% in asset-backed instruments, 6-12% in inflation-protected bonds and 6-12% in structured debt.

The Company's asset allocations by asset category as of December 31 were:

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| | Pension Plans | Pension Plans | Pension Plans | Pension Plans | Pension Plans | Pension Plans | Pension Plans | Pension Plans |
| | Fair Values | Fair Values | Fair Values | Fair Values | Fair Values | Fair Values | Fair Values | Fair Values |
| ***in $ millions*** | 2025 | 2025 | 2025 | 2025 | 2025 | 2025 | 2025 | 2025 |
|  | U.S. Plans | U.S. Plans | U.S. Plans | U.S. Plans | Non-U.S. Plans | Non-U.S. Plans | Non-U.S. Plans | Non-U.S. Plans |
|  | Level 1 | Level 2 | Level 3 | **Total** | Level 1 | Level 2 | Level 3 | **Total** |
| Cash and cash equivalents | 4 | – | – | 4 | 56 | 4 | – | 60 |
| Equity instruments (i) | – | 90 | – | 90 | 484 | 105 | – | 589 |
| Debt instruments (ii) | – | 318 | – | 318 | 1093 | 488 | – | 1581 |
| Real estate | – | – | – | – | 86 | 138 | 10 | 234 |
| Derivatives | – | – | – | – | 10 | 41 | – | 51 |
| Investment funds | 16 | – | – | 16 | 58 | 37 | – | 95 |
| Assets held by insurance company | – | – | – | – | – | 3 | 101 | 104 |
| Other | – | – | 2 | 2 | 3 | 7 | 10 | 20 |
| Total | 20 | 408 | 2 | 430 | 1790 | 823 | 121 | 2734 |

---

(i)&nbsp;&nbsp;&nbsp;&nbsp;For U.S. pension plans, equity instruments of $90 million are made up of $82 million in developed markets' diversified equity instruments and $8 million in emerging markets' diversified equity instruments. For non-U.S. pension plans, equity instruments of $589 million are made up of $559 million in developed markets' diversified equity instruments and $30 million in emerging markets' diversified equity instruments.

(ii)&nbsp;&nbsp;&nbsp;&nbsp;For U.S. pension plans, debt instruments of $318 million are made up of $210 million in non-government debt instruments and $108 million in government fixed interest instruments. For non-U.S. pension plans, debt instruments of $1,581 million are made up of $810 million in government inflation-protected bonds, $451 million in government fixed interest instruments, $275 million in non-government debt instruments, and $45 million in asset-backed instruments.

There were no other postretirement plan assets as of December 31, 2025.

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| | Pension Plans | Pension Plans | Pension Plans | Pension Plans | Pension Plans | Pension Plans | Pension Plans | Pension Plans |
| | Fair Values | Fair Values | Fair Values | Fair Values | Fair Values | Fair Values | Fair Values | Fair Values |
| ***in $ millions*** | 2024 | 2024 | 2024 | 2024 | 2024 | 2024 | 2024 | 2024 |
|  | U.S. Plans | U.S. Plans | U.S. Plans | U.S. Plans | Non-U.S. Plans | Non-U.S. Plans | Non-U.S. Plans | Non-U.S. Plans |
|  | Level 1 | Level 2 | Level 3 | **Total** | Level 1 | Level 2 | Level 3 | **Total** |
| Cash and cash equivalents | 3 | – | – | 3 | 32 | 22 | – | 54 |
| Equity instruments (i) | – | 87 | – | 87 | 499 | 59 | – | 558 |
| Debt instruments (ii) | – | 326 | – | 326 | 1226 | 211 | – | 1437 |
| Real estate | – | – | – | – | 111 | 81 | 8 | 200 |
| Derivatives | – | – | – | – | 8 | (23) | – | (15) |
| Investment funds | 16 | – | – | 16 | 87 | 21 | – | 108 |
| Assets held by insurance company | – | – | – | – | – | 2 | 105 | 107 |
| Other | – | – | 2 | 2 | 3 | 3 | 8 | 14 |
| Total | 19 | 413 | 2 | 434 | 1966 | 376 | 121 | 2463 |

---

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CRH FORM 10-K

(i) &nbsp;&nbsp;&nbsp;&nbsp;For U.S. pension plans, equity instruments of $87 million are made up of $78 million in developed markets' diversified equity instruments and $9 million in emerging markets' diversified equity instruments. For non-U.S. pension plans, equity instruments of $558 million are made up of $521 million in developed markets' diversified equity instruments and $37 million in emerging markets' diversified equity instruments.

(ii)&nbsp;&nbsp;&nbsp;&nbsp;For U.S. pension plans, debt instruments of $326 million are made up of $226 million in non-government debt instruments and $100 million in government fixed interest instruments. For non-U.S. pension plans, debt instruments of $1,437 million are made up of $245 million in non-government debt instruments, $721 million in government fixed interest instruments, $434 million in government inflation-protected bonds and $37 million in asset-backed instruments.

There were no other postretirement plan assets as of December 31, 2024.

The Level 3 reconciliation for pension plans by asset class for the years ended December 31, 2025 and 2024 were:

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | U.S. Plans | U.S. Plans | U.S. Plans | U.S. Plans | U.S. Plans | U.S. Plans |
| ***in $ millions*** | Beginning balance on 1/1/2025 | Actual return on plan assets, relating to assets still held at reporting date | Purchases, sales and settlements | Transfer out of Level 3 | Change due to exchange rate changes | Ending balance on 12/31/2025 |
| **Asset Class** |  |  |  |  |  |  |
| Other | 2 | – | – | – | – | 2 |
| Total | 2 | – | – | – | – | 2 |

---

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | Non-U.S. Plans | Non-U.S. Plans | Non-U.S. Plans | Non-U.S. Plans | Non-U.S. Plans | Non-U.S. Plans |
| ***in $ millions*** | Beginning balance on 1/1/2025 | Actual return on plan assets, relating to assets still held at reporting date | Purchases, sales and settlements | Transfer out of Level 3 | Change due to exchange rate changes | Ending balance on 12/31/2025 |
| **Asset Class** |  |  |  |  |  |  |
| Real estate | 8 | – | – | – | 2 | 10 |
| Assets held by insurance company | 105 | (4) | (6) | – | 6 | 101 |
| Other | 8 | 1 | – | – | 1 | 10 |
| Total | 121 | (3) | (6) | – | 9 | 121 |

---

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | U.S. Plans | U.S. Plans | U.S. Plans | U.S. Plans | U.S. Plans | U.S. Plans |
| ***in $ millions*** | Beginning balance on 1/1/2024 | Actual return on plan assets, relating to assets still held at reporting date | Purchases, sales and settlements | Transfer out of Level 3 | Change due to exchange rate changes | Ending balance on 12/31/2024 |
| **Asset Class** |  |  |  |  |  |  |
| Other | 4 | – | – | (2) | – | 2 |
| Total | 4 | – | – | (2) | – | 2 |

---

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | Non-U.S. Plans | Non-U.S. Plans | Non-U.S. Plans | Non-U.S. Plans | Non-U.S. Plans | Non-U.S. Plans |
| ***in $ millions*** | Beginning balance on 1/1/2024 | Actual return on plan assets, relating to assets still held at reporting date | Purchases, sales and settlements | Transfer out of Level 3 | Change due to exchange rate changes | Ending balance on 12/31/2024 |
| **Asset Class** |  |  |  |  |  |  |
| Real estate | 14 | – | (6) | – | – | 8 |
| Assets held by insurance company | 117 | 6 | (9) | – | (9) | 105 |
| Other | 8 | – | – | – | – | 8 |
| Total | 139 | 6 | (15) | – | (9) | 121 |

---

The following is a description of the methods and assumptions used to estimate the fair value of the pension and other postretirement plans' assets:

*Cash and cash equivalents:* Cash and all highly liquid securities with original maturities of three months or less are classified as Cash and cash equivalents, primarily consisting of cash deposits in interest-bearing accounts, time deposits and money market funds. These assets are classified as Level 1.

*Equity instruments:* Individual securities that are valued at the closing price or last trade reported on the major market on which they are traded are classed as Level 1. Commingled funds that are publicly traded are based upon market quotes and are classed as Level 1. The fair value of non-publicly traded funds are determined using the Net Asset Value (NAV) provided by the administrator and are classified as Level 2.

*Debt instruments:* The fair value is determined using market prices (Level 1) or prices derived from observable inputs (Level 2). Level 2 investments may also include commingled funds that have a readily determinable fair value based on observable prices of the underlying securities.

*Real estate:* Investments in real estate funds that are publicly traded are based upon market quotes and are classed as Level 1. Direct investments in real estate are classed as Level 2 and determined using the NAV provided by the administrator.

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*Assets held by insurance company:* The fair value is based on negotiated value and the underlying investments held in separate account portfolios, as well as the consideration of the creditworthiness of the issuer. The underlying investments are primarily government, asset-backed and fixed income securities. Assets held by insurance company are generally classified as Level 2 or Level 3 depending on the structure of the contract/market pricing information.

The assumed healthcare cost trend rates as of December 31 were:

---

| | | | |
|:---|:---|:---|:---|
| | 2025 | 2024 | 2023 |
| Healthcare cost trend rate assumed for next year | 10.40% | 6.55% | 6.85% |
| Rate to which the cost trend rate gradually declines | 3.90% | 3.80% | 3.70% |
| Year the rate reaches the ultimate rate | 2060 | 2090 | 2090 |

---

The following table presents the expected future benefit payments to be made over the next 10 years:

---

| | | | |
|:---|:---|:---|:---|
| | Pension plans | Pension plans | OPEB |
| ***in $ millions*** | U.S. | Non-U.S. |  |
| 2026 | 38 | 137 | 6 |
| 2027 | 37 | 132 | 6 |
| 2028 | 37 | 132 | 6 |
| 2029 | 37 | 131 | 6 |
| 2030 | 36 | 132 | 7 |
| 2031-2035 | 174 | 665 | 35 |

---

The Company expects that it will contribute $12 million to the U.S. pension plans, $34 million to the non-U.S. pension plans and $6 million to the OPEB plans, including minimum funding payments, in 2026.

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CRH FORM 10-K

**21. Variable interest entities**

The Company's operations in the Philippines are conducted through a Variable Interest Entity (VIE), wherein the Company holds 40% of the equity share capital and a 55% share of earnings and distributions. The remaining noncontrolling interest of 60% equity share capital and 45% share of earnings and distributions is held by an unrelated party. The Company's voting rights are not proportional to its share of earnings and distributions, and substantially all of the activities of the Philippines business are conducted on behalf of the Company and controlled by the Company through contractual relationships. The Philippines business meets the definition of a VIE for which the Company is the primary beneficiary and, therefore, is consolidated.

Further, the Company has provided subordinated debt to the intermediate parent of the Philippines business which exposes the Company to the profits and losses of the Philippines business. The debt is repayable only where the shareholder agreement of the intermediate parent of the Philippines business is terminated or where the Company transfers its shares in the intermediate parent to an unrelated entity (i.e. the debt exposure of the Company becomes in substance a residual interest in the intermediate parent).

The carrying amounts of assets and liabilities of the consolidated VIE, reported within the Consolidated Balance Sheets before intragroup eliminations with other CRH companies as of December 31 were:

---

| | | |
|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 |
| Assets |  |  |
| Current assets: |  |  |
| &nbsp;&nbsp;Cash and cash equivalents | 40 | 21 |
| &nbsp;&nbsp;Accounts receivable, net | 42 | 38 |
| &nbsp;&nbsp;Inventories | 81 | 96 |
| &nbsp;&nbsp;Other current assets | 39 | 58 |
| Total current assets | 202 | 213 |
| Property, plant and equipment, net | 793 | 846 |
| Goodwill | 187 | 190 |
| Intangible assets, net | – | 1 |
| Operating lease right-of-use assets, net | 4 | 5 |
| Other noncurrent assets | 9 | 9 |
| Total assets | 1195 | 1264 |
| Liabilities |  |  |
| Current liabilities: |  |  |
| &nbsp;&nbsp;Accounts payable | 119 | 106 |
| &nbsp;&nbsp;Accrued expenses | 33 | 44 |
| &nbsp;&nbsp;Current portion of long-term debt | 13 | 33 |
| &nbsp;&nbsp;Operating lease liabilities | 1 | 1 |
| &nbsp;&nbsp;Other current liabilities | 21 | 25 |
| Total current liabilities | 187 | 209 |
| Long-term debt | 377 | 345 |
| Deferred income tax liabilities | 89 | 94 |
| Noncurrent operating lease liabilities | 3 | 4 |
| Other noncurrent liabilities | 21 | 21 |
| Total liabilities | 677 | 673 |

---

The operating results of the consolidated VIE, reported within the Consolidated Statements of Income and Consolidated Statements of Cash Flows before intragroup eliminations with other CRH companies for the years ended December 31 were:

---

| | | | |
|:---|:---|:---|:---|
| ***in $ millions*** | 2025 | 2024 | 2023 |
| Total revenues | 310 | 359 | 446 |
| Total cost of revenues | (315) | (339) | (416) |
| Gross (loss) profit | (5) | 20 | 30 |
| Net loss | (64) | (40) | (325) |
| Net cash provided by operating activities | 9 | 10 | 24 |

---

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CRH FORM 10-K

**22. Redeemable noncontrolling interests**

The Redeemable noncontrolling interests primarily consist of the noncontrolling interests in two of the Company's North American subsidiaries, which are currently redeemable. The Company has the ability to exercise the call option for the noncontrolling interests on or after December 31, 2035, and December 31, 2040, respectively. In addition to the call options, the noncontrolling interest holder has the right to sell the noncontrolling interests to the Company, which are currently exercisable. These noncontrolling interests have put and call options and both are redeemable based on multiples of EBITDA. The noncontrolling interests are considered redeemable noncontrolling equity interests, classified as temporary or mezzanine equity, as their redemption is not solely within the Company's control. The noncontrolling interests were recorded at their respective fair values as of the acquisition dates and are adjusted to their expected redemption values, with an offsetting entry to retained earnings, as of the reporting date as if that date was the redemption date, if those amounts exceed their respective carrying values.

During the year ended December 31, 2025, the Company adjusted the carrying amount of the redeemable noncontrolling interests to reflect the estimated redemption values as of the balance sheet date. The adjustment was based on the formulaic redemption values, with an offsetting entry to retained earnings.

The rollforward of Redeemable noncontrolling interests as of December 31 was:

---

| | |
|:---|:---|
| ***in $ millions*** | |
| Balance as of December 31, 2022 | 308 |
| Net income attributable to redeemable noncontrolling interests | 28 |
| Adjustment to the redemption value | 24 |
| Dividends paid | (27) |
| Balance as of December 31, 2023 | 333 |
| Net income attributable to redeemable noncontrolling interests | 28 |
| Acquisitions | 12 |
| Adjustment to the redemption value | 34 |
| Dividends paid | (23) |
| Balance as of December 31, 2024 | 384 |
| Net income attributable to redeemable noncontrolling interests | 28 |
| Acquisitions | 17 |
| Adjustment to the redemption value | 23 |
| Dividends paid | (22) |
| Balance as of December 31, 2025 | 430 |

---

**23. Commitments and contingencies**

**Guarantees**

The Company has given letters of guarantee to secure obligations of subsidiary undertakings as follows: $16.6 billion and $13.1 billion in respect of loans and borrowings, bank advances and derivative obligations as of December 31, 2025, and 2024, respectively, and $0.5 billion and $0.4 billion as of December 31, 2025, and 2024, respectively, in respect of letters of credit due within one year.

**Contractual commitments** Contractual commitments as of December 31, 2025, were:

---

| | |
|:---|:---|
| ***in $ millions*** | Unconditional purchase obligations |
| 2026 | 1673 |
| Thereafter | 707 |
| Total contractual commitments | 2380 |

---

**Legal Proceedings** The Company is not involved in any proceedings that it believes could reasonably be expected to have a material adverse effect on the Company's financial condition, results of operations or liquidity.

**24. Subsequent events**

The Company has evaluated subsequent events occurring through to the date the Consolidated Financial Statements were issued. Based upon this review, the Company did not identify any subsequent events that would have required adjustment or disclosure in the Consolidated Financial Statements except as noted below.

On January 27, 2026, the Company entered into an agreement to divest of its Construction Accessories operations, part of the International Solutions segment, for a total consideration of $0.7 billion. The transaction remains subject to customary closing conditions and regulatory approvals.

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CRH FORM 10-K

Item 9. Changes in and Disagreements With Accountants on Accounting and Financial Disclosure

None.

Item 9A. Controls and Procedures

**Management's Report on Internal Control over Financial Reporting**

In accordance with the requirements of Rule 13a-15 of the Exchange Act, the following report is provided by management in respect of the Company's internal control over financial reporting. As defined by the SEC, internal control over financial reporting is a process designed by, or under the supervision of, the Company's principal executive and principal financial officers, or persons performing similar functions, and effected by the Board, management and other personnel, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of the Consolidated Financial Statements for external purposes in accordance with United States generally accepted accounting principles and includes those policies and procedures that:

• pertain to the maintenance of records that in reasonable detail accurately and fairly reflect the transactions and dispositions of the assets of the Company;

• provide reasonable assurance that transactions are recorded as necessary to permit preparation of the Consolidated Financial Statements in accordance with generally accepted accounting principles, and that receipts and expenditures of the Company are being made only in accordance with authorizations of management and directors of the Company; and

• provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use or disposition of the Company's assets that could have a material effect on the Consolidated Financial Statements.

Our management is responsible for establishing and maintaining adequate internal control over financial reporting as defined in Rules 13a-15(f) and 15d-15(f) under the Exchange Act. Our internal control system was designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of our Company's published Consolidated Financial Statements for external purposes under generally accepted accounting principles. In connection with the preparation of the Company's annual Consolidated Financial Statements, management has undertaken an assessment of the effectiveness of the Company's internal control over financial reporting as of December 31, 2025, based on criteria established in the Internal Control Integrated Framework (2013), issued by the Committee of Sponsoring Organizations of the Treadway Commission.

As permitted by the SEC, the Company has elected following a qualitative and quantitative review to exclude an assessment of the internal controls of Eco Material, the substantial acquisition completed during the year. The acquisition of Eco Material represented 5.1% and 2.9% of net and Total assets, respectively, and 0.6% of Total revenues. Its loss reduced Company profit by 0.7% for the fiscal year ended December 31, 2025.

Management's assessment, under the supervision and with the participation of our Chief Executive Officer and Chief Financial Officer, included an evaluation of the design of the Company's internal control over financial reporting and testing of the operational effectiveness of those controls. Based on this assessment, management has concluded and hereby reports that as of December 31, 2025, the Company's internal control over financial reporting is effective. Our auditor, Deloitte & Touche LLP (PCAOB ID No. 34), a registered public accounting firm, who have audited the Consolidated Financial Statements for the year ended December 31, 2025, have audited the effectiveness of the Company's internal controls over financial reporting. Their report, on which an unqualified opinion is expressed thereon, is included below.

**Changes in Internal Control over Financial Reporting**

There were no changes in our internal control over financial reporting during the fiscal quarter ended December 31, 2025, that have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting.

**Evaluation of Disclosure Controls and Procedures**

Management has evaluated the effectiveness of the design and operation of the disclosure controls and procedures as defined in Exchange Act Rule 13a-15(e) as of December 31, 2025. Based on that evaluation, the Chief Executive Officer and the Chief Financial Officer have concluded that these disclosure controls and procedures were effective as of such date at the level of providing reasonable assurance.

In designing and evaluating our disclosure controls and procedures, management, including the Chief Executive Officer and the Chief Financial Officer, recognized that any controls and procedures, no matter how well designed and operated, can provide only reasonable assurance of achieving the desired control objectives, and management necessarily was required to apply its judgment in evaluating the cost-benefit relationship of possible controls and procedures.

Because of the inherent limitations in all control systems, no evaluation of controls can provide absolute assurance that all control issues and instances of fraud, if any, within the Company have been detected.

**Report of Independent Registered Public Accounting Firm**

To the shareholders and the Board of Directors of CRH public limited company (CRH plc)

**Opinion on Internal Control over Financial Reporting**

We have audited the internal control over financial reporting of CRH plc and subsidiaries (the Company) as of December 31, 2025, based on criteria established in Internal Control – Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO). In our opinion, the Company maintained, in all material respects, effective internal control over financial reporting as of December 31, 2025, based on criteria established in Internal Control – Integrated Framework (2013) issued by COSO.

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (PCAOB), the Consolidated Financial Statements as of and for the year ended December 31, 2025 of the Company and our report dated February 18, 2026, expressed an unqualified opinion on those financial statements.

As described in Management's Report on Internal Control over Financial Reporting, management excluded from its assessment the internal control over financial reporting at Eco Material, which was acquired on September 15, 2025, and whose financial statements constitute 5.1% and 2.9% of net and Total assets, respectively, 0.6% of Total revenues, and its loss reduced Company profit by 0.7% in the Consolidated Financial Statements as of and for the year ended December 31, 2025. Accordingly, our audit did not include the internal control over financial reporting at Eco Material.

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**Basis for Opinion**

The Company's management is responsible for maintaining effective internal control over financial reporting and for its assessment of the effectiveness of internal control over financial reporting, included in the accompanying Management's Report on Internal Control over Financial Reporting. Our responsibility is to express an opinion on the Company's internal control over financial reporting based on our audit. We are a public accounting firm registered with the PCAOB and are required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether effective internal control over financial reporting was maintained in all material respects. Our audit included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, testing and evaluating the design and operating effectiveness of internal control based on the assessed risk, and performing such other procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion.

**Definition and Limitations of Internal Control over Financial Reporting**

A company's internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles. A company's internal control over financial reporting includes those policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance with authorizations of management and directors of the company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company's assets that could have a material effect on the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

/s/ Deloitte & Touche LLP

Atlanta, Georgia

February 18, 2026

Item 9B. Other Information

During the three months ended December 31, 2025, no director or officer (as defined in Section 16 of the Exchange Act) of the Company adopted or terminated a "Rule 10b5-1 trading arrangement" or "non-Rule 10b5-1 trading arrangement," as each term is defined in Item 408(a) or (c) of Regulation S-K.

Item 9C. Disclosure Regarding Foreign Jurisdictions that Prevent Inspections

Not applicable.

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CRH FORM 10-K

PART III

Item 10. Directors, Executive Officers and Corporate Governance

The information required by this Item 10 will be included in the Proxy Statement and is incorporated herein by reference.

Item 11. Executive Compensation

The information required by this Item 11 will be included in the Proxy Statement and is incorporated herein by reference.

Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters

The information required by this Item 12 will be included in the Proxy Statement and is incorporated herein by reference.

Item 13. Certain Relationships and Related Transactions, and Director Independence

The information required by this Item 13 will be included in the Proxy Statement and is incorporated herein by reference.

Item 14. Principal Accounting Fees and Services

The information required by this Item 14 will be included in the Proxy Statement and is incorporated herein by reference.

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CRH FORM 10-K

PART IV

Item 15. Exhibits and Financial Statement Schedules

**1. Consolidated Financial Statements** The consolidated financial statements required to be filed in this Form 10-K are included in Part II, Item 8 hereof.

**2. Exhibits**

---

| | |
|:---|:---|
| 3.1 | [Memorandum and Articles of Association](https://www.sec.gov/Archives/edgar/data/849395/000162828025024227/exhibit31-memorandumandart.htm)[of CRH public limited company, dated May 8, 2025](https://www.sec.gov/Archives/edgar/data/849395/000162828025024227/exhibit31-memorandumandart.htm)[(incorporated by reference to Exhibit](https://www.sec.gov/Archives/edgar/data/849395/000162828025024227/exhibit31-memorandumandart.htm)[3](https://www.sec.gov/Archives/edgar/data/849395/000162828025024227/exhibit31-memorandumandart.htm)[.1 to the current report on Form](https://www.sec.gov/Archives/edgar/data/849395/000162828025024227/exhibit31-memorandumandart.htm)[8](https://www.sec.gov/Archives/edgar/data/849395/000162828025024227/exhibit31-memorandumandart.htm)-K filed May 9, 2025). |
| 4.1 | [Indenture, dated as of March 20, 2002, among CRH America, Inc., CRH plc and The Bank of New York Mellon, as successor trustee to JPMorgan Chase Bank, N.A. (incorporated by reference to Exhibit 4.1 to the Registration Statement on Form F-3 filed July 19, 2013).](https://www.sec.gov/Archives/edgar/data/849395/000119312513295203/d563318dex41.htm) |
| 4.2 | [Indenture, dated as of May 21, 2024, between CRH plc, CRH America Finance, Inc. and The Bank of New York Mellon (incorporated by reference to Exhibit 4.1 to the current report on Form 8-K filed May 21, 2024).](https://www.sec.gov/Archives/edgar/data/849395/000119312524143903/d837286dex41.htm) |
| 4.3 | [Indenture, dated as of May 21, 2024, between CRH plc, CRH SMW Finance DAC and The Bank of New York Mellon (incorporated by reference to Exhibit 4.2 to the current report on Form 8-K filed May 21, 2024).](https://www.sec.gov/Archives/edgar/data/849395/000119312524143903/d837286dex42.htm) |
| 4.4 | [Officer's Certificate of CRH America, Inc. pursuant to Sections 102 and 301 of the Indenture, dated September 29, 2003, setting forth the terms of its 6.400% Notes due 2033 (incorporated by reference to Exhibit 2 to the Registration Statement on Form 8-A filed December 28, 2023).](https://www.sec.gov/Archives/edgar/data/849395/000119312523304462/d630594dex992.htm) |
| 4.5 | [Officer's Certificate of CRH America Finance, Inc. and CRH plc pursuant to Sections 102 and 301 of the Indenture, dated May 2, 2024, setting forth the terms of the 5.400% Guaranteed Notes due May 21, 2034 (incorporated by reference to Exhibit 4.3 to the current report on Form 8-K filed May 21, 2024).](https://www.sec.gov/Archives/edgar/data/849395/000119312524143903/d837286dex43.htm) |
| 4.6 | [Officer's Certificate of CRH SMW Finance DAC and CRH plc pursuant to Sections 102 and 301 of the Indenture, dated May 21, 2024, setting forth the terms of the 5.200% Guaranteed Notes due May 21, 2029 (incorporated by reference to Exhibit 4.4 to the current report on Form 8-K filed May 21, 2024).](https://www.sec.gov/Archives/edgar/data/849395/000119312524143903/d837286dex44.htm) |
| 4.7 | [Officer's Certificate of CRH America Finance, Inc. and CRH plc pursuant to Sections 102 and 301 of the Indenture, dated January 9, 2025, setting forth the terms of (i) the 5.500% Guaranteed Notes due 2035 and (ii) the 5.875% Guaranteed Notes due 2055 (incorporated by reference to Exhibit 4.3 to the current report on Form 8-K filed January 10, 2025).](https://www.sec.gov/Archives/edgar/data/849395/000119312525004088/d899779dex43.htm) |
| 4.8 | [Officer's Certificate of CRH SMW Finance DAC and CRH plc pursuant to Sections 102 and 301 of the Indenture, dated January 9, 2025, setting forth the terms of the 5.125% Guaranteed Notes due 2030 (incorporated by reference to Exhibit 4.4 to the current report on Form 8-K filed January 10, 2025).](https://www.sec.gov/Archives/edgar/data/849395/000119312525004088/d899779dex44.htm) |
| 4.9 | [Officer's Certificate of CRH America Finance, Inc. and CRH plc pursuant to Sections 102 and 301 of the Indenture, dated October 9, 2025, setting forth the terms of (i) the 4.400% Guaranteed Notes due 2031, (ii) the 5.000% Guaranteed Notes due 2036 and (iii) the 5.600% Guaranteed Notes due 2056 (incorporated by reference to Exhibit 4.2 to the current report on Form 8-K filed October 9, 2025).](https://www.sec.gov/Archives/edgar/data/849395/000119312525235823/d845349dex42.htm) |
| 4.10 | [Global Security for the 6.400% Notes due 2033 (incorporated by reference to Exhibit 3 to the Registration Statement on Form 8-A filed December 28, 2023).](https://www.sec.gov/Archives/edgar/data/849395/000119312523304462/d630594dex993.htm) |
| 4.11 | [Form of 5.400% Guaranteed Notes due May 21, 2034 (incorporated by reference to Exhibit 4.3 to the current report on Form 8-K filed May 21, 2024).](https://www.sec.gov/Archives/edgar/data/849395/000119312524143903/d837286dex43.htm) |
| 4.12 | [Form of 5.200% Guaranteed Notes due May 21, 2029 (incorporated by reference to Exhibit 4.4 to the current report on Form 8-K filed May 21, 2024).](https://www.sec.gov/Archives/edgar/data/849395/000119312524143903/d837286dex44.htm) |
| 4.13 | [F](https://www.sec.gov/Archives/edgar/data/849395/000119312525004088/d899779dex43.htm)[orm of 5.500% Guaranteed Notes due 2035 (incorporated by reference to Exhibit 4.3 to the current report on Form 8-K filed January 10, 2025).](https://www.sec.gov/Archives/edgar/data/849395/000119312525004088/d899779dex43.htm) |
| 4.14 | [Form of 5.875% Guaranteed Notes due 2055 (incorporated by reference to Exhibit 4.3 to the current report on Form 8-K filed January 10, 2025).](https://www.sec.gov/Archives/edgar/data/849395/000119312525004088/d899779dex43.htm) |
| 4.15 | [Form of 5.125% Guaranteed Notes due 2030 (incorporated by reference to Exhibit 4.4 to the current report on Form 8-K filed January 10, 2025).](https://www.sec.gov/Archives/edgar/data/849395/000119312525004088/d899779dex44.htm) |
| 4.16 | [Form of 4.400% Guaranteed Notes due 2031 (incorporated by reference to Exhibit 4.2 to the current report on Form 8-K filed October 9, 2025).](https://www.sec.gov/Archives/edgar/data/849395/000119312525235823/d845349dex42.htm) |
| 4.17 | [Form of 5.000% Guaranteed Notes due 2036 (incorporated by reference to Exhibit 4.2 to the current report on Form 8-K filed October 9, 2025).](https://www.sec.gov/Archives/edgar/data/849395/000119312525235823/d845349dex42.htm) |
| 4.18 | [Form of 5.600% Guaranteed Notes due 2056 (incorporated by reference to Exhibit 4.2 to the current report on Form 8-K filed October 9, 2025).](https://www.sec.gov/Archives/edgar/data/849395/000119312525235823/d845349dex42.htm) |
| 4.19 | [Description of securities registered under Section 12 of the Exchange Act.](rfex419-descriptionofsecur.htm) |
| 10.1 | [Multicurrency Facility Agreement, originally dated June 11, 2014, between CRH plc and National Westminster Bank plc (as Agent), as amended and restated by amendment and restatement agreements dated April 7, 2017, April 10, 2019, April 1, 2021 and May 11, 2023 (incorporated by reference to Exhibit 10.1 to the annual report on Form 10-K filed February 29, 2024).](https://www.sec.gov/Archives/edgar/data/849395/000162828024007773/exhibit101multicurrencyfac.htm) |
| 10.2 | [Amendment and Restatement Agreement, dated May 11, 2023, between CRH plc, Bank of America Europe Designated Activity Company (as Retiring Agent), National Westminster Bank PLC (as Successor Agent) and others (incorporated by reference to Exhibit 10.2 to the annual report on Form 10-K filed February 29, 2024).](https://www.sec.gov/Archives/edgar/data/849395/000162828024007773/exhibit102amendmentandrest.htm) |
| 10.3\* | [Rules of the CRH 2021 Savings-Related Share Option Scheme – (Republic of Ireland) (incorporated by reference to Exhibit 4.2 to the registration statement on Form S-8 filed August 22, 2023).](https://www.sec.gov/Archives/edgar/data/849395/000119312523218019/d491817dex42.htm) |
| 10.4\* | [Rules of the CRH 2021 Savings-Related Share Option Scheme – (United Kingdom) (incorporated by reference to Exhibit 4.3 to the registration statement on Form S-8 filed August 22, 2023).](https://www.sec.gov/Archives/edgar/data/849395/000119312523218019/d491817dex43.htm) |

---

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---

| | |
|:---|:---|
| 10.5\* | [Rules of the CRH plc 2014 Performance Share Plan (incorporated by reference to Exhibit 4.4 to the registration statement on Form S-8 filed August 22, 2023).](https://www.sec.gov/Archives/edgar/data/849395/000119312523218019/d491817dex44.htm) |
| 10.6\* | [Rules of the CRH plc 2014 Deferred Share Bonus Plan (incorporated by reference to Exhibit 10.6 to the quarterly report on Form 10-Q filed August 8, 2024).](https://www.sec.gov/Archives/edgar/data/849395/000162828024035823/exhibit106-rulesofthecrhpl.htm) |
| 10.7\* | [Rules of the CRH plc 2013 Restricted Share Plan (incorporated by reference to Exhibit 10.7 to the annual report on Form 10-K filed February 29, 2024).](https://www.sec.gov/Archives/edgar/data/849395/000162828024007773/exhibit107rulesofthecrhplc.htm) |
| 10.8\* | [Rules of the CRH 2010 Savings-Related Share Option Scheme – (Republic of Ireland) (incorporated by reference to Exhibit 4.7 to the registration statement on Form S-8 filed August 22, 2023).](https://www.sec.gov/Archives/edgar/data/849395/000119312523218019/d491817dex47.htm) |
| 10.9\* | [Rules of the CRH 2010 Savings-Related Share Option Scheme – (United Kingdom) (incorporated by reference to Exhibit 4.8 to the registration statement on Form S-8 filed August 22, 2023).](https://www.sec.gov/Archives/edgar/data/849395/000119312523218019/d491817dex48.htm) |
| 10.10\* | [Trust Deed and Rules, dated September 6, 1990 of the Roadstone Limited Share Participation Scheme (incorporated by reference to Exhibit 4.9 to the registration statement on Form S-8 filed August 22, 2023).](https://www.sec.gov/Archives/edgar/data/849395/000119312523218019/d491817dex49.htm) |
| 10.11\* | [Deed of Amendment, dated November 17, 2009, to the Trust Deed and Rules of the Roadstone Limited Share Participation Scheme (incorporated by reference to Exhibit 4.10 to the registration statement on Form S-8 filed August 22, 2023).](https://www.sec.gov/Archives/edgar/data/849395/000119312523218019/d491817dex410.htm) |
| 10.12\* | [Deed of Amendment, dated March 7, 2016, to the Trust Deed and Rules of the Roadstone Limited Share Participation Scheme (incorporated by reference to Exhibit 4.11 to the registration statement on Form S-8 filed August 22, 2023).](https://www.sec.gov/Archives/edgar/data/849395/000119312523218019/d491817dex411.htm) |
| 10.13\* | [Trust Deed and Rules, dated December 18, 2019 of the CRH Finance DAC Share Participation Scheme (incorporated by reference to Exhibit 4.12 to the registration statement on Form S-8 filed August 22, 2023).](https://www.sec.gov/Archives/edgar/data/849395/000119312523218019/d491817dex412.htm) |
| 10.14\* | [Trust Deed and Rules, dated April 8, 1997 of the CRH Group Services Limited Share Participation Scheme (incorporated by reference to Exhibit 4.13 to the registration statement on Form S-8 filed August 22, 2023).](https://www.sec.gov/Archives/edgar/data/849395/000119312523218019/d491817dex413.htm) |
| 10.15\*  | [Supplemental Deed, dated June 23, 1997, to the CRH Group Services Limited Share Participation Scheme (incorporated by reference to Exhibit 4.14 to the registration statement on Form S-8 filed August 22, 2023).](https://www.sec.gov/Archives/edgar/data/849395/000119312523218019/d491817dex414.htm) |
| 10.16\*  | [Agreement, dated June 2, 1998, regarding amendments to the CRH Group Services Limited Share Participation Scheme (incorporated by reference to Exhibit 4.15 to the registration statement on Form S-8 filed August 22, 2023).](https://www.sec.gov/Archives/edgar/data/849395/000119312523218019/d491817dex415.htm) |
| 10.17\*  | [Trust Deed and Rules, dated October 12, 1989, of the Irish Cement Limited Share Participation Scheme (incorporated by reference to Exhibit 4.16 to the registration statement on Form S-8 filed August 22, 2023).](https://www.sec.gov/Archives/edgar/data/849395/000119312523218019/d491817dex416.htm) |
| 10.18\*  | [Trust Deed and Rules, dated September 17, 1990 of the Irish Shared Administration Centre Limited Share Participation Scheme (incorporated by reference to Exhibit 4.17 to the registration statement on Form S-8 filed August 22, 2023).](https://www.sec.gov/Archives/edgar/data/849395/000119312523218019/d491817dex417.htm) |
| 10.19\*  | [Agreement, dated November 27, 1996, regarding amendments to the Irish Shared Administration Centre Limited Share Participation Scheme (incorporated by reference to Exhibit 4.18 to the registration statement on Form S-8 filed August 22, 2023).](https://www.sec.gov/Archives/edgar/data/849395/000119312523218019/d491817dex418.htm) |
| 10.20\*  | [Deed of Amendment, dated November 18, 2009, to the Irish Shared Administration Centre Limited Share Participation Scheme (incorporated by reference to Exhibit 4.19 to the registration statement on Form S-8 filed August 22, 2023).](https://www.sec.gov/Archives/edgar/data/849395/000119312523218019/d491817dex419.htm) |
| 10.21\*  | [Deed of Amendment, dated January 7, 2019, to the Irish Shared Administration Centre Limited Share Participation Scheme (incorporated by reference to Exhibit 4.20 to the registration statement on Form S-8 filed August 22, 2023).](https://www.sec.gov/Archives/edgar/data/849395/000119312523218019/d491817dex420.htm) |
| 10.22\* | [Trust Deed and Rules, dated October 26, 2018 of the Opterra Wössingen Share Participation Scheme (incorporated by reference to Exhibit 4.21 to the registration statement on Form S-8 filed August 22, 2023).](https://www.sec.gov/Archives/edgar/data/849395/000119312523218019/d491817dex421.htm) |
| 10.23\* | [Oldcastle Materials Inc., Retirement Savings Plan, as amended on December 21, 2009 (incorporated by reference to Exhibit 99.1 to the registration statement on Form S-8 filed April 2, 2010).](https://www.sec.gov/Archives/edgar/data/849395/000119312510075606/dex991.htm) |
| 10.24\* | [Oldcastle Precast, Inc. Profit Sharing Retirement Plan and Trust, dated February 26, 1970, as amended on January 1, 2010 (incorporated by reference to Exhibit 99.2 to the registration statement on Form S-8 filed April 2, 2010).](https://www.sec.gov/Archives/edgar/data/849395/000119312510075606/dex992.htm) |
| 10.25\* | [CRH plc Equity Incentive Plan, dated May 8, 2025 (incorporated by reference to Exhibit 10.1 to the current report on Form 8-K filed May 9, 2025).](https://www.sec.gov/Archives/edgar/data/849395/000162828025024227/exhibit101-crhplcequityinc.htm) |
| 10.26\* | [Form of Restricted Share Unit Award Agreement (incorporated by reference to Exhibit 10.2 to the current report on Form 8-K filed May 9, 2025).](https://www.sec.gov/Archives/edgar/data/849395/000162828025024227/exhibit102-formofrestricte.htm) |
| 10.27\* | [Form of Performance Share Unit Award Agreement (incorporated by reference to Exhibit 10.3 to the current report on Form 8-K filed May 9, 2025).](https://www.sec.gov/Archives/edgar/data/849395/000162828025024227/exhibit103-formofperforman.htm) |
| 10.28\* | [Form of Restricted Share Unit Award Agreement (Non-Management Director) (incorporated by reference to Exhibit 10.4 to the current report on Form 8-K filed May 9, 2025).](https://www.sec.gov/Archives/edgar/data/849395/000162828025024227/exhibit104-formofrestricte.htm) |
| 10.29\*^ | [Amended & Restated Group Chief Executive Officer Service Agreement by and between CRH Group Management Limited and Denis James Mintern, dated August 6, 2025 (incorporated by reference to Exhibit 10.37 to the quarterly report on Form 10-Q filed August 6, 2025).](https://www.sec.gov/Archives/edgar/data/849395/000162828025038362/exhibit1037amendedrestated.htm) |
| 10.30\*^ | [Employment Agreement by and between CRH Americas, Inc. and Nancy Buese, dated April 11, 2025 (incorporated by reference to Exhibit 10.32 to the quarterly report on Form 10-Q filed May 5, 2025).](https://www.sec.gov/Archives/edgar/data/849395/000162828025022195/exhibit1032-nbueseemployme.htm) |
| 10.31\*^ | [Employment Agreement by and between CRH Nederland B.V. and Mr. P.J. Buckley, dated February 20, 2024](https://www.sec.gov/Archives/edgar/data/849395/000162828025008179/exhibit1029-employmentagre.htm) (incorporated by reference to Exhibit 10.29 to the annual report on Form 10-K filed February 26, 2025). |
| 10.32\*^ | [Employment Agreement by and between CRH Americas, Inc. and Nathan Creech, dated January 1, 2021](https://www.sec.gov/Archives/edgar/data/849395/000162828025008179/exhibit1030-employmentagre.htm) (incorporated by reference to Exhibit 10.30 to the annual report on Form 10-K filed February 26, 2025). |
| 10.33\*^ | [Employment Agreement by and between CRH Americas, Inc. and Randall Lake, dated January 1, 2021](https://www.sec.gov/Archives/edgar/data/849395/000162828025008179/exhibit1031-employmentagre.htm) (incorporated by reference to Exhibit 10.31 to the annual report on Form 10-K filed February 26, 2025). |
| 10.34\*^ | [Employment Agreement by and between CRH Group Services Limited and Alan Connolly, dated September 1](exhibit1034-aconnollyemplo.htm)[, 2025.](exhibit1034-aconnollyemplo.htm) |
| 10.35 | [Amended Deed Poll Indemnity, dated September 26, 2023.](exhibit1035amendeddeedpoll.htm) |
| 10.36 | [Form of D&O Indemnification Agreement.](exhibit1036formofdoindemni.htm) |

---

97

------

CRH FORM 10-K

---

| | |
|:---|:---|
| 19.1 | [Insider Trading Policy](https://www.sec.gov/Archives/edgar/data/849395/000162828025008179/exhibit191-insidertradingp.htm) (incorporated by reference to Exhibit 19.1 to the annual report on Form 10-K filed February 26, 2025). |
| 21.1 | [Principal Subsidiary Undertakings.](exhibit211-principalsubsid.htm) |
| 22.1 | [List of Guarantors and Subsidiary Issuers of Guaranteed Securities.](exhibit221-listofguarantor.htm) |
| 23.1 | [Consent of Independent Registered Public Accounting Firm - Deloitte & Touche LLP.](exhibit231consentofindepen.htm) |
| 23.2 | [Consent of Independent Registered Public Accounting Firm - Deloitte Ireland LLP.](exhibit232-consentofindepe.htm) |
| 24.1 | [Power of Attorney (included on signature page).](#i710735a19875456698c85ff0d2c5352b_244) |
| 31.1 | [Certification of Chief Executive Officer Pursuant to Rule 13a-14(a) or Rule 15d-14(a), as Adopted Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.](exhibit311-section302certi.htm) |
| 31.2 | [Certification of Chief Financial Officer Pursuant to Rule 13a-14(a) or Rule 15d-14(a), as Adopted Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.](exhibit312-section302certi.htm) |
| 32.1\*\* | [Certification of Chief Executive Officer Pursuant to Rule 13a-14(b) or Rule 15d-14(b) and 18 U.S.C. Section 1350, as Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.](exhibit321-section906certi.htm) |
| 32.2\*\* | [Certification of Chief Financial Officer Pursuant to Rule 13a-14(b) or Rule 15d-14(b) and 18 U.S.C. Section 1350, as Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.](exhibit322-section906certi.htm) |
| 95.1 | [Disclosure of Mine Safety and Health Administration (MSHA) Safety Data.](exhibit951-disclosureofmsh.htm) |
| 97.1 | [Policy Relating to Recovery of Erroneously Awarded Compensation (incorporated by reference to Exhibit 97.1 to the annual report on Form 10-K filed February 29, 2024).](https://www.sec.gov/Archives/edgar/data/849395/000162828024007773/exhibit971-usincentivexbas.htm) |
| 101 | Inline eXtensible Business Reporting Language (XBRL). |
| 104 | Cover Page Interactive Data File (formatted in iXBRL in Exhibit 101). |
| \* | Management compensation plan or arrangement.  |
| \*\* | Furnished herewith.  |
| ^ | Certain information in this document has been redacted pursuant to Item 601(a)(6) of Regulation S-K because the disclosure of such information would warrant a clearly unwarranted invasion of personal privacy.  |

---

The total amount of long-term debt of the registrant and its subsidiaries authorized under any one instrument does not exceed 10% of the total assets of CRH plc and its subsidiaries on a consolidated basis. The Company agrees to furnish copies of any such instrument to the SEC upon request.

Item 16. Form 10–K Summary

We have chosen not to include an optional summary of the information required by this Form 10-K.

98

------

CRH FORM 10-K

**Signatures** Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

CRH public limited company

By /s/ Nancy Buese&nbsp;&nbsp;&nbsp;&nbsp;

Nancy Buese

Chief Financial Officer

February 18, 2026

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed by the following persons on behalf of the registrant and in the capacities and on the dates indicated. KNOW ALL PERSONS BY THESE PRESENTS, that each person whose signature appears below constitutes and appoints Jim Mintern and Nancy Buese, and each of them singly, as their true and lawful attorney-in-fact and agent, with full power of substitution and resubstitution, for them and in their name, place and stead, in any and all capacities, to sign any and all amendments to this Annual Report on Form 10-K, and to file the same, with all exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission, granting unto said attorney-in-fact and agent, full power and authority to do and perform each and every act and thing requisite and necessary to be done in connection therewith, as fully to all intents and purposes as they might or could do in person, hereby ratifying and confirming all that said attorney-in-fact and agent, or his substitute or substitutes, may lawfully do or cause to be done by virtue hereof.

---

| | | |
|:---|:---|:---|
| Signature | Title | Date |
| /s/ Richie Boucher<br>R. Boucher | (Chairman of the Board) | February 18, 2026 |
| /s/ Jim Mintern<br>J. Mintern | (Chief Executive Officer and Director) | February 18, 2026 |
| /s/ Nancy Buese<br>N. Buese  | (Chief Financial Officer) | February 18, 2026 |
| /s/ Lamar McKay<br>L. McKay | (Non-management Director) | February 18, 2026 |
| /s/ Caroline Dowling<br>C. Dowling | (Non-management Director) | February 18, 2026 |
| /s/ Richard Fearon<br>R. Fearon | (Non-management Director) | February 18, 2026 |
| /s/ Johan Karlström<br>J. Karlström | (Non-management Director) | February 18, 2026 |
| /s/ Shaun Kelly<br>S. Kelly | (Non-management Director) | February 18, 2026 |
| /s/ Badar Khan<br>B. Khan | (Non-management Director) | February 18, 2026 |
| /s/ Gillian L. Platt<br>G.L. Platt | (Non-management Director) | February 18, 2026 |
| /s/ Mary K. Rhinehart<br>M.K. Rhinehart | (Non-management Director) | February 18, 2026 |
| /s/ Siobhán Talbot<br>S. Talbot | (Non-management Director) | February 18, 2026 |
| /s/ Christina Verchere<br>C. Verchere | (Non-management Director) | February 18, 2026 |

---

99

## Exhibit 10.34

**Exhibit 10.34**

3 September 2025

This statement contains the main terms and conditions of employment between

**CRH Group Services Limited** incorporated in Ireland whose registered office is at 42 Fitzwilliam

Square, Dublin 2 (the "Company"); and

**Alan Connolly** of [\*\*\*\*\*] (the

"Employee")

(the "Agreement").

This Agreement records the terms on which the Employee will serve as Head of Group Finance.

&nbsp;&nbsp;&nbsp;&nbsp;1.**Commencement of Employment and Continuous Service**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.1The Employment of the Employee under this Agreement will commence with effect from 01 September 2025 (the "Commencement Date"). The Employment will continue thereafter, unless and until it is terminated or terminates earlier in accordance with this Agreement. The Employee's commencement date for the purpose of continuous service is 01 January 1994.

&nbsp;&nbsp;&nbsp;&nbsp;2.**Appointment and Duties of the Employee**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.1The Employee will initially be employed as Head of Group Finance, reporting to Nancy Buese, Chief Financial Officer or such other persons as the Company may direct from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.2The Employee will:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)devote all of their working time, attention and skill to the Employment;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)carry out such duties as may be assigned to the Employee by the Company from time to time;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)comply with all applicable rules, policies and regulations issued by the Company from time to time; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)obey the reasonable and lawful directions of the Company given to them from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.3The Employee understands that the Company reserves the right to reassign the Employee to other duties and/or to change their function and/or to change their reporting line, it being understood that the Employee will not be assigned to duties which they cannot reasonably perform.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.4The Employee acknowledges and agrees that, while they may send a request in writing to the Company to engage with, be concerned with, or provide services to another business outside of the normal working hours outlined in clause 3, the Company shall be entitled to refuse this request where such refusal is proportionate to the objective grounds identified by the Company, which include, but are not limited to the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)Health and safety;

------

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)Protection of business confidentiality;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)Avoidance of conflicts of interests;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)Safeguarding productive and safe working conditions;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e)Compliance by the employer and the employee with any applicable statutory obligations; and/or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f)Compliance by the employee with any professional standards for the time being in force.

&nbsp;&nbsp;&nbsp;&nbsp;3.**Hours**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.1The Employee will continue to work an average of 37.5 hours per week for the Company for the duration of this Agreement, generally worked Monday through Friday from 9.00am to 5.30pm.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.2The Company reserves the right to change the Employee's working hours and the Employee may be required to work extended hours where necessary to properly discharge their duties. Unless otherwise agreed, the Employee will not be entitled to any extra remuneration for overtime worked from time to time. The Employee is entitled to rest breaks in accordance with the Organisation of Working Time Act 1997.

&nbsp;&nbsp;&nbsp;&nbsp;4.**Interests of the Employee and Other Employment**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.1If not already shared, the Employee will disclose promptly in writing to their Line Manager all the Employee's interests (for example all directorships and any shareholdings in companies other than CRH plc) that may be material to the Employment.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2During the period of the Employment, the Employee shall not, without written permission from their Line Manager, directly or indirectly be engaged or be concerned or interested in any work activities or business on the Employee's own account, whether remunerated or time consuming and non-remunerated, and the objective grounds for this restriction are set out at clause 2.4.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.3Unless already agreed, any offices held in external organisations in the Employee's role as a representative of CRH will automatically terminate upon cessation of the Employment.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.4The Employee may not hold or be interested in investments which amount to more than five per cent of the issued securities of any class of any one company which are listed or quoted on any recognised Stock Exchange.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.5The Employee will (and will endeavour to procure that the Employee's spouse and dependent children will) comply with all rules of law, and rules or policies applicable to CRH plc from time to time in relation to the holding or trading of securities in CRH plc.

&nbsp;&nbsp;&nbsp;&nbsp;5.**Location and Immigration**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.1The Employee will continue to work at the principal office of the Company in Ireland (currently Stonemasons Way, Rathfarnham, Dublin 16, D16 KH51) where they will

------

be expected to be based. The Employee may also be required to travel and work outside Ireland. The Company reserves the right to transfer the Employee to another location within Ireland without compensation in accordance with business requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.2Where applicable, the employee must have valid immigration permission and documentation in place before the employment commences. In the event that the Employee fails to produce evidence satisfactory to the Company of their entitlement to reside and work in the country in which the Employee is employed prior to commencement of employment, the Company reserves the right to rescind any offer of employment made to the Employee, and the Employee will therefore not commence employment with the Company.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.3Where the Employee secures relevant immigration permissions, the Employee must remain in possession of valid residence and work permission authorisations throughout their employment with the Company. If at any time the Employee fails to remain entitled to work in the relevant country, the Company may terminate the Employee's employment.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.4The Company may provide the Employee with immigration assistance if required and will reimburse any processing fees incurred by the Employee in obtaining visas, work permits and residence permits (as applicable) in respect of the Employee's role, provided prior approval to the making of such applications has been received and provided the Company considers the cost of such processing fees to be reasonable. This may extend to spouses/partners and any children of the Employee (up to the age of 21 years) depending on the country in question and/or circumstances, at the Company's discretion.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.5If the Employee is self-sponsored (i.e., not sponsored by CRH), or at any point during the employment the Employee transitions to a self-sponsored status based on the immigration laws of that particular jurisdiction the onus is on the Employee to ensure that they remain compliant in this regard. Any changes to the Employee's status must be notified to the Company immediately throughout the duration of employment. It is the Employee's responsibility to ensure that appropriate immigration permissions are in place for the Employee and any accompanying family members. The Company may reimburse reasonable associated costs for the Employee, spouses/partners and any children (up to the age of 21 years) on a discretionary basis in respect of self-sponsored applications, provided prior approval to the making of such applications has been received.

&nbsp;&nbsp;&nbsp;&nbsp;6.**Salary and Benefits**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.1**Salary**

The Company will continue to pay the Employee a basic salary of €530,237 gross per annum (and pro rata for any lesser period) subject to the deduction of PAYE, USC, PRSI and any other deductions or withholdings as are required by law or provided for under this Agreement. Where applicable, the Company will deduct social insurance contributions from the basic salary and will also remit certain social insurance contributions on the Employee's behalf. These contributions are collected by the Revenue Commissioners, and a record of these will be kept by the Company and may also be recorded by the Department of Social Protection. Salary will be paid monthly in arrears and will accrue from day to day. The Employee may request a written statement of their average hourly rate of pay for

------

the relevant pay reference period (which is monthly) in accordance with section 23 of the National Minimum Wage Act 2000. The Employee's basic salary will be reviewed annually in accordance with Company policy. In reviewing the Employee's salary, there is no obligation on the Company to make any increase and any increase given in any year shall not create an entitlement or expectation of future increase.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.2**Bonus**

The Employee will continue to be eligible to receive an annual discretionary bonus of 60% target / 120% maximum of basic annual salary, which will be tied to Company performance targets set from time to time and will be subject to the achievement of these targets and of agreed personal objectives. A condition to receipt of any annual bonus payable is that the Employee is employed by the Company on the date the annual bonus is due to be paid. No bonus will be paid, whether on a pro-rata basis or otherwise if the Employee (i) is in a current disciplinary process and / or has an unexpired warning on file, or (ii) is in a current Performance Improvement Plan. For the avoidance of doubt, any bonus, if awarded, does not become due and payable until the date of payment of the bonus in accordance with the Company's scheme. Any bonus will be paid to the Employee less any deductions which the Company is required by law to make and may be refundable in circumstances determined by the Company and communicated to the Employee.

The Employee acknowledges and agrees that the terms and conditions of the bonus scheme including the method and time of payment-can be amended or withdrawn at the discretion of the Company.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.3**Company Car**

The Company will continue to provide the Employee with a suitable motor vehicle for the performance of the Employee's current role. The Employee will be required to adhere to relevant policies for the use of such vehicle. The Company will discharge the road tax and insurance premiums payable thereon together with all running expenses incurred in connection with travelling in Ireland subject to any rules, limits, terms and conditions imposed by the Company with the exception of costs associated with traffic violations which will be the responsibility of the driver. While the vehicle shall remain the property of the Company the Employee shall ensure that at all times when it is driven it is in the state and condition required by law. The Employee shall ensure that the car is properly maintained and shall, on the termination of their contract, return the vehicle in a roadworthy condition to the Company without delay.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.4**Benefit Plans**

The Employee will continue to be invited to participate in the discretionary CRH plc Share Participation Scheme which enables the Employee to convert a proportion of the Employee's overall bonus entitlement into shares. Full details of the Scheme will be provided upon reaching eligibility.

The Employee shall continue to be eligible to participate in the CRH Equity Incentive Plan, in accordance with the rules of that Plan.

The Employee may be eligible to participate in the benefit plans specified in this Agreement and such other benefit plans as may be approved in writing by the

------

Company and specifically applied to the Employee by notice in writing from the Company from time to time. Participation in such benefit plans shall be subject always to the rules and conditions applicable to each such plan. The Company shall also have the right to substitute new benefit plans for any plan in which the Employee may be eligible to participate. Any Company benefit plan which is insured will be subject to and conditional upon the terms and conditions of the relevant policy of insurance.

Participation in all benefit schemes shall be subject to the rules and conditions applicable to each such scheme or such other rules and regulations as may be laid down by the Company, and amended, from time to time. The Company reserves the right, without further remuneration or compensation to the Employee, to amend the terms and/or rules of any benefit schemes, vary or discontinue any benefit schemes in which the Employee may be entitled to participate and/or substitute new benefit schemes for any scheme in which the Employee may be eligible to participate.

All benefits payable or otherwise made available to the Employee under any Company benefit plan(s) in which the Employee may be entitled to participate from time to time shall automatically cease, as shall the Employee's eligibility to participate in such plan(s), upon the termination of the Employment for any reason whatsoever. The fact that termination of employment results in the loss of a current or future benefit shall not prevent the Company from terminating the Employment. In the event of such termination, the Company shall be under no obligation to replace the terminated or discontinued benefit plan(s) and/or provide the same or similar benefits or compensation in lieu.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.5**Professional Subscriptions**

The Company will reimburse the Employee's annual subscription fee to a professional institution relevant to their role in the Company (the Company to determine at its sole discretion whether membership of a professional institution is relevant). Full membership details and receipt will be required.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.6**Pension and Death in Service Benefit**

As elected by the Employee to freeze pension benefits with effect from 01 January 2021, the Employee will continue to receive an annual payment, typically in the month of October, to compensate for the loss of pension the Employee would otherwise have accrued. For further details on this payment, the Employee should refer to the memo 'Ongoing Accrual of Pension Benefits' dated 30 December 2020.

The Employee will continue to be covered for a Death-in-Service Lump Sum Benefit of three times gross basic annual salary subject to the terms of the insurance policy in place from time to time.

The Company reserves the right to vary the terms of any Death-in-Service Lump Sum Benefit. The Company also reserves the right to withdraw any Death-in-Service Lump Sum Benefit, in each case at its discretion.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.7**Annual Leave**

The Company leave year runs from 1 January to 31 December. The Employee will continue to be entitled to 25 days' paid holiday each calendar year (in addition to other public holidays and additional days of annual leave accrued due to service

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in accordance with Group policies in place from time to time), to be taken at times to be agreed in advance with the Company (including two days on which the Company is closed (Good Friday and Christmas Eve, where Christmas Eve falls between Monday and Friday)). Holiday entitlement will accrue on a pro-rated basis. For part calendar years, the Employee's holiday entitlement for the year will be pro-rated to the length of their service in that year. All leave must be taken during the year of entitlement, at times approved by the Employee's Manager. ***Leave cannot be carried forward to a subsequent leave year without written consent from the Employee's Manager.*** The Company may require the Employee to take any accrued holiday during any notice period. If, on the Termination Date, the Employee has exceeded the Employee's accrued holiday entitlement, the excess may be deducted from any sums due to the Employee. ***Please refer to Employee Benefits Booklet for more information about Annual Leave.***

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.8**Income Protection**

The Employee will continue to be eligible to receive income protection cover of 2/3rd of gross annual basic salary, less the state disability pension, subject to the terms and conditions of the insurer's policy in place from time to time. The Company may withdraw or amend this benefit at any time, at its discretion.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9**Health Insurance Plan**

The Employee will continue to be eligible to receive a gross annual healthcare cash allowance of €1,600 and, where applicable, €1,600 for the Employee's partner/spouse and €550 per child. The healthcare cash allowance is only applicable to the Employee where the Employee opts into a CRH Health Insurance Plan with one of our nominated healthcare providers. The healthcare cash allowance will be administered through payroll on a monthly basis and is subject to any deductions which the Company is required by law to make (including income tax, PRSI and USC). Private medical insurance is subject to the terms and conditions of the insurer's policy in place from time to time in force and the Company may withdraw or amend this benefit at any time, at its discretion.

&nbsp;&nbsp;&nbsp;&nbsp;7.**Expenses and Driving on Company Business**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.1The Company will refund to the Employee all reasonable expenses properly incurred by the Employee in performing their duties under this Agreement, provided that these are incurred in accordance with Company expenses policies in place from time to time. The Company will require the Employee to produce receipts or other supporting documents as proof that they have incurred any expenses they claim.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.2If the Employee is provided with a credit or charge card by the Company, this must only be used for expenses which they incur in performing the duties of the Employment.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.3In the course of the Employment, the Employee may be required to undertake business travel to enable the Employee to perform their duties, and at all times, driving should be undertaken in a safe manner in accordance with the official guidance given in the "Rules of the Road". If the Employee is required to drive any vehicle on behalf of the Company they must have a valid driving license, and they may be required to produce their original driving license upon commencement of

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the Employment with the Company and from time to time during the Employment. It is the Employee's responsibility to pay all fines and penalties arising from the use of any vehicle on company business, and the Employee must notify the Company should they become disqualified from driving. Employees are reminded that the use of hand-held mobile phones is prohibited and must be kept switched off while driving the car.

&nbsp;&nbsp;&nbsp;&nbsp;8.**Illness and Incapacity**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.1In case of sickness or other incapacity for work, the Employee must comply with the Company's Sick Leave and Long-Term Absence policy.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.2The Employee must notify the Company of any unplanned absence in accordance

with the Company's policy.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.3The Company reserves the right to have the Employee medically examined by a registered medical practitioner to be selected by the Company at any time during employment. Failure to attend and engage at a medical examination when requested to do so may result in disciplinary action and/or termination of sick pay (if applicable). The Employee acknowledges and agrees that the Company is entitled to make relevant determinations based on the advice of its nominated doctor and/or consultant. The Employee hereby authorises such medical practitioners to disclose to, and discuss with, the Company and its medical advisers the results of such examinations and tests.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.4The Employee shall immediately inform the Company if the Employee's inability to perform their duties results from incapacity caused by a third party and for which compensation is or may be recoverable by or on behalf of the Employee. In that event, any payments made by the Company to the Employee during such period of incapacity shall be treated as being made to the Employee by way of loan and shall be recoverable by the Company. At the Company's request, the Employee will refund to the Company the lesser of the amount recovered by the Employee and the aggregate cost of payments and benefits provided to the Employee in respect of such period of absence.

&nbsp;&nbsp;&nbsp;&nbsp;9.**Training**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9.1The Company will continue to provide the Employee with on-the-job training to enable the Employee to perform their duties, and such other training as may be required by law from time to time. This training will (where possible) take place during the Employee's normal working hours as specified in clause 3.

&nbsp;&nbsp;&nbsp;&nbsp;10.**Confidentiality**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10.1Without prejudice to the common law duties which the Employee owes to the Group, the Employee agrees that the Employee will not, except in the proper performance of their duties, copy, use or disclose, directly or indirectly, for the Employee's own purposes or for any purposes other than those of the Company or any Group Company, to any person any of the Group's trade secrets, or confidential information.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10.2The restrictions in this clause 10 will continue to apply after the termination of the Employment without limit in time but will not apply to trade secrets or confidential information which become public other than through unauthorised disclosure by

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the Employee. The Employee will use their best endeavours to prevent the unauthorised copying use or disclosure of such information.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10.3For the purposes of this Agreement, trade secrets and confidential information include but will not be limited to technical information, intellectual property, business and marketing plans, strategies, customer information, software, other information concerning the products, promotions, development, financing, expansion plans, business policies and practices of the Group and other forms of information considered by the Group to be confidential and in the nature of trade secrets (including, without limitation, ideas, research and development, know-how, formulas, technical data, designs, drawings, specifications, customer and supplier lists, pricing and cost information and business and marketing plans and proposals) and any other information in whatever form (written, oral, visual and electronic) concerning the confidential affairs of the Group. In the course of the Employment, the Employee is likely to obtain trade secrets and confidential information belonging or relating to other Group Companies and other persons. They will treat such information as if it falls within the terms of clause 10.1 and clause 10.1 will apply, with any necessary amendments, to such information. If requested to do so by the Group, the Employee will enter into an agreement with other Group Companies and any other persons in the same terms as clause 10.1 with any amendments necessary to give effect to this provision.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10.4All notes, memoranda, documents, emails, records and writing made, received or obtained by the Employee on any matters relating to the organisation, business, finance, customers, suppliers, dealings, transactions or affairs of the Company or any Group Company shall be treated as confidential and shall be and remain the property of the Company or such Group Company (as the case may be) and shall be delivered by the Employee to the Company or such Group Company (as the case may be) forthwith upon request.

&nbsp;&nbsp;&nbsp;&nbsp;11.**Intellectual Property Rights**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.1For the purposes of this clause, "Intellectual Property" means any and all rights pertaining to discoveries, concepts, ideas and improvements to existing technology whether or not written down or otherwise converted to tangible form, patents, designs, trademarks, trade and business names, goodwill, copyrights, all rights in inventions, designs, processes, formulae, notations, improvements, know-how, reputation, moulds, get-up, computer programmes and analogous property, plans, models, reports, studies, data, drawings, diagrams, charts, records and computer software on whatever media together with all drafts and working papers relating to such materials and all other forms of industrial or intellectual property (in each case in any part of the world and whether or not registered or registerable and to the fullest extent thereof and for the full period thereof and all extensions and renewals thereof) and all applications for registration thereof and all rights and interests, present and future, thereto and therein. The Employee hereby acknowledges and accepts that, save as provided in this Agreement, no further remuneration or compensation is or may become due to the Employee in respect of the performance of the Employee's obligations under this clause 11.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.2The Employee acknowledges that: (i) it may be part of their normal duties to develop the products and services of the Group; and (ii) because of the nature of the Employee's position or otherwise, the Employee has a special obligation to further the interests of the Group. All Intellectual Property which the Employee develops or produces in the course of their employment duties, or outside such

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duties but relating to the business of the Group, shall vest in and will be solely owned by the Company to the fullest extent permitted by law whether created during normal working hours or not. The Employee irrevocably and unconditionally assigns to the Company or any Group Company (including, without limitation, by way of present assignment of future copyright) all right, title, and interest (including accrued rights of action) in and to all Intellectual Property and all materials embodying such rights.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.3The Employee agrees, at the Company's expense, to sign all documents and carry out all such acts as will be necessary to vest such Intellectual Property in the Company, and to obtain protection and enforce the Company's rights anywhere in the world. The Employee also hereby waives all moral rights in all Intellectual Property which is owned by the Company, or will be owned by the Company, further to this clause. The Employee will not copy, disclose or make use of any Intellectual Property belonging to the Company (whether or not subject to this clause) except to the extent necessary for the proper performance of the Employee's duties. Rights and obligations under this clause will continue after the termination of this Agreement in respect of all Intellectual Property arising during the Employment.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.4To the extent that any such Intellectual Property cannot be assigned to the Company, the Employee hereby:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a)grants to the Company an exclusive, irrevocable, perpetual, fully paid up, royalty-free, worldwide, transferable, sub-licensable licence to use and commercialise such Intellectual Property without restriction; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b)to the extent that any such Intellectual Property cannot be licensed to the Company, irrevocably and unconditionally waives, abandons and will not assert, to the fullest extent permissible by applicable law, any such right, title or interest in and to such Intellectual Property as against the Company, unless otherwise instructed in writing by the Company or its successors in title.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.5The Employee hereby irrevocably appoints the Company or any Group Company or its nominee to be their attorney in their name and on their behalf to execute any such documents or instruments and generally to use their name for the purpose of giving to the Company or any Group Company or its nominees the full benefit of the provision of this clause.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.6Where any Intellectual Property has been created jointly by the Employee and any other person or persons, the Employee shall, without prejudice to the Employee's obligations under this clause, use their best endeavours to procure that the other person or persons assign(s) to the Company or any Group Company their interest in such rights.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.7All rights and obligations under this clause 11 shall continue in full force and effect after the termination of this Agreement.

&nbsp;&nbsp;&nbsp;&nbsp;12.**Termination and Suspension**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12.1Each of the Company and the Employee may terminate the Employment by giving to the other not less than:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)in the case of the Employee, six months' written notice; and

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)in the case of the Company, six months' written notice.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12.2The Company may, at its sole and absolute discretion, decide to pay the Employee a sum equal to the Employee's basic salary in lieu of all or part of the termination notice period set out in clause 12.1 (subject to the deduction of applicable PAYE, PRSI and USC). Where payment is made in lieu, the Employee's employment shall terminate with immediate effect. For the avoidance of doubt, any payment in lieu shall not include any element in relation to any bonus or commission payment, or any payment in respect of any additional benefits (including any holiday entitlement) that might otherwise have been due during the period for which the payment in lieu is made.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12.3Notwithstanding the other provisions of this Agreement and in particular clause

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12.1 and unless otherwise agreed between the parties, the Employment will automatically terminate on the Employee's 65th birthday as determined by company policy. Upon such retirement, the Employee shall have no claims, statutory or otherwise, against the Company save in respect of payments outstanding at the date of such termination under the terms of this Agreement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12.4Notwithstanding the other provisions of the Agreement, the Company may terminate the Employment by notifying the Employee in writing to take immediate effect, without notice or any payment by way of compensation, damages, payment in lieu of notice, if at any time the Employee:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)commits any act of serious misconduct;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)commits any serious or material or repeated breaches of any of their obligations under this Agreement;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)has a bankruptcy order made against them or enters into any composition agreements or voluntary arrangements with their creditors;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)is charged with or convicted of any criminal offence (other than an offence under the Road Traffic Acts for which a penalty of imprisonment is not imposed);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e)commits any act of dishonesty or acts in any way which may, in the reasonable opinion of the Company, bring the Company or any Group Company into disrepute or discredit;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f)neglects or fails or refuses to properly carry out any of the duties assigned to them;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(g)is prevented by illness or accident from performing their duties in full for a period in aggregate of 20 weeks in any 40 consecutive weeks or if they shall be absent from their duties by reason of illness or accident for more than 150 working days in any consecutive 12 months;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(h)ceases to be a director of the Company or is prohibited, restricted or disqualified from holding office in any company or ceases to have any regulatory approval required to enable them to properly perform their duties; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i)engages in fraud or embezzlement or any other illegal conduct with respect to the Company.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12.5Where the Company terminates the Employment by giving written notice to take immediate effect in accordance with clause 12.4, for the avoidance of doubt there is no obligation to give notice as set out in clause 12.1 or any other period of notice or to make any payment in lieu of notice. The exercise by the Company of its right to terminate under this clause shall be without prejudice to any other rights or remedies which the Company or any Group Company may have or be entitled to exercise against the Employee.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12.6When the Employment terminates, or as appropriate during the term of the contract, the Company may deduct from any money due to the Employee (including remuneration) any amount which they owe to the Company or any Group Company. This includes but is not limited to any overpayments made to the Employee, outstanding loans, advances, the cost of repairing any damage or loss to the Company's property caused by the Employee (and of recovering the same), excess holiday pay, any sums due from the Employee in respect of sickness benefit, and any amounts owing by the Employee. By signing this Agreement, the Employee hereby consents to any such deductions from the Employee's basic salary and/or remuneration or other sums due to the Employee by the Company.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12.7The Company may suspend the Employee from the Employment on full remuneration (other than in respect of bonus and other incentive arrangements for which the discretion of the Remuneration Committee will remain) at any time and for any reason to investigate any matter in which the Employee appears to be involved (whether directly or indirectly) and to conduct any related disciplinary proceedings and/or any appeal hearing. During any period of suspension, the Employee shall continue to be bound by the duties of confidentiality, fidelity and good faith, shall be available during normal business hours (other than agreed holidays or authorised absence for sickness or other authorised leave) to perform any duties that may be assigned to the Employee and shall continue to comply with the terms of this Agreement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12.8For the avoidance of doubt, the clauses headed "Confidentiality", "Intellectual Property Rights", and "Restrictions after Termination of Employment" shall remain in full force and effect following the termination of the Employee's employment.

&nbsp;&nbsp;&nbsp;&nbsp;13.**Garden Leave**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;13.1At any time after notice to terminate the Employment is given by either party under clause 12 above, or if the Employee resigns without giving due notice and the Company does not accept the Employee's resignation, the Company may, at its absolute discretion, require the Employee to take a period of absence, called garden leave, for some or all of the remaining period of notice pursuant to clause 12 (the "Garden Leave Period").

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;13.2During the Garden Leave Period, the Employee will be entitled to receive full remuneration other than in respect of bonus and other incentive arrangements for which the discretion of the Remuneration Committee will remain in accordance with the terms of this Agreement, any unused holiday accrued at the commencement of the Garden Leave Period and any holiday accrued during any such period must be taken during the Garden Leave Period at times agreed with the Company and, failing that, will be deemed to be taken by the Employee during the Garden Leave Period. During the Garden Leave Period, the Company may, at its sole and absolute discretion, pay the Employee ull remuneration (as defined

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above) in lieu of the balance of any period of notice given by the Company or the Employee (less any deductions the Company is required by law to make).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;13.3The Company may require that the Employee will not, without prior written consent of the Company, be employed or otherwise engaged in the conduct of any activity, whether or not of a business nature, during the Garden Leave Period and further, if so requested by the Company, the Employee will not:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)enter or attend the premises of the Company or any other Group Company; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)contact or have any communication with any customer or client of the Company or any other Group Company in relation to the business of the Company or any other Group Company (other than purely social contact); or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)contact or have any communication with any employee, officer, director, agent or consultant of the Company or any other Group Company in relation to the business of the Company or any other Group Company (other than purely social contact); or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)remain or become involved in any aspect of the business of the Company or any other Group Company except as required by such companies.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;13.4During the Garden Leave Period:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)the Employee shall provide such assistance as the Company or any Group Company may require to effect an orderly handover of the Employee's responsibilities to any individual or individuals appointed by the Company or any Group Company to take over the Employee's role or responsibilities; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)the Employee shall be available to deal with requests for information, provide assistance, to attend meetings and to advise on matters relating to work (unless the Company has agreed that the Employee may be unavailable for a period);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)the Company may appoint another person to carry out the Employee's

duties in substitution for the Employee; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)the Company may require the Employee to take any unused holiday as directed by the Company.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;13.5All duties of the Employment (whether express or implied) shall continue throughout the Garden Leave Period save as expressly varied by this clause 13. The Employee agrees that the exercise by the Company of its rights pursuant to this clause 13 shall not entitle the Employee to claim that they have been constructively dismissed provided that the Company complies with its obligations under this Agreement.

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&nbsp;&nbsp;&nbsp;&nbsp;14.**Restrictions after Termination of Employment**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;14.1In this clause:

"Prohibited Area" means Ireland and any country in which the Company or any Group Company has a significant presence at the Relevant Date and with which the Employee has been involved;

"Relevant Business" means the Business relevant to the area of CRH in which the employee is engaged which, by virtue of its location or otherwise, is or is about to be in competition with any business of the Company or any other Group Company being carried on by such company at the Relevant Date provided the Employee was concerned or involved with that business to a material extent at any time during the 12 months prior to the Relevant Date;

"Relevant Date" means the Termination Date; and ''Restricted Period" means the period of:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)Six months for the purpose of clause 14.2 (a); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)Nine months for any other purpose;

in either case commencing on the Relevant Date, less any Garden Leave Period, save that in the event the Restricted Period less any Garden Leave Period would result in no period of time or a negative period of time, then for the purposes of this clause 14 there will be deemed to be no further Restricted Period.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;14.2The Employee is likely to obtain trade secrets and confidential information and personal knowledge of and influence over customers and employees of the Group during the course of the Employment. To protect these interests, the Employee agrees with the Company that they will be bound by the following covenants (save where otherwise agreed in writing between the direct Line Manager and the Employee):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)during any Restricted Period and within the Prohibited Area, they will not be employed in or engaged by or hold any position which the Employee held at any time during the 12 months prior to the Relevant Date, or any reasonably comparable or more senior position in any Relevant Business, or carry on for the Employee's own account or for any other person, whether directly or indirectly (or be a director of any company engaged in) any Relevant Business;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)during any Restricted Period the Employee will not (either on the Employee's own behalf or for or with any other person), whether directly or indirectly, canvass or solicit in competition with the Company or any other Group Company the custom of any person who at any time during the six months prior to the Relevant Date was a customer or client of, or in the habit of dealing with, the Company or (as the case may be) any other Group Company and in respect of whom the Employee had access to Confidential Information or with whose custom or business the Employee was personally concerned or employees reporting directly to the Employee were personally concerned;

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)during any Restricted Period the Employee will not (either on the Employee's own behalf or for or with any other person), whether directly or indirectly, deal with or otherwise accept in competition with the Company or any Group Company the custom of any person who was at any time during the six months prior to the Relevant Date a customer or client of, or in the habit of dealing with, the Company or (as the case may be) any Group Company and in respect of whom the Employee had access to Confidential Information or with whose custom or business the Employee was personally concerned; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)during any Restricted Period the Employee will not (either on the Employee's own behalf or for or with any other person, whether directly or indirectly) entice or try to entice away from the Company, or any other Group Company, any person who was an employee of such a company at the Relevant Date and with whom they had worked closely at any time during the six months prior to the Relevant Date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;14.3Each of the paragraphs contained in clause 14.2 constitutes an entirely separate and independent covenant. If any covenant is found to be invalid this will not affect the validity or enforceability of any of the other covenants. If any of the restrictions are adjudged by a court of competent jurisdiction to go beyond what is reasonable for the protection of the legitimate interests of the Company or any Group Company but would be reasonable if any particular restriction or restrictions, or part of their wording, were deleted and/or the period thereof were reduced and/or the geographical area were reduced, such restriction shall apply with such modifications as may be necessary to make them valid and effective.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;14.4Following the Termination Date, the Employee will not represent themselves as being in any way connected with the businesses of the Company or of any other Group Company (except to the extent agreed by such a company) and neither shall the Employee disparage the Company or its directors, officers, employees or agents.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;14.5Any benefit given or deemed to be given by the Employee to any Group Company under the terms of clause 14 is received and held on trust by the Company for the relevant Group Company. The Employee will enter into appropriate restrictive covenants directly with other Group Companies if asked to do so by the Company.

&nbsp;&nbsp;&nbsp;&nbsp;15.**Return of Company Property**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;15.1Any time during the Employment (at the request of the Company) and in any event when the Employment terminates, the Employee will immediately return to the Company:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)all documents and other materials (whether originals or copies) made or compiled by or delivered to the Employee during the Employment and concerning all the Group Companies. The Employee will not retain any copies of any materials or other information; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)all other property belonging or relating to any of the Group Companies.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;15.2If the Employee commences Garden Leave in accordance with clause 13, they may be required to comply with the provisions of clause 15.1.

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&nbsp;&nbsp;&nbsp;&nbsp;16.**Policies and Code of Conduct**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;16.1The Employee is expected to represent the values of CRH plc each time they deal with colleagues and people outside the Company, and employees are expected to behave responsibly and in a considerate manner at all times, treating people with respect and courtesy. All employees are expected to uphold high standards in terms of punctuality, attendance, honesty, personal appearance, work tidiness and efficiency.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;16.2A key objective of the Company is to provide an environment which protects the health, safety and welfare of our employees, contractors, customers and the general public. A copy of the Safety Statement will be given to the Employee on their first day and the Employee is required to read and understand it. If the Employee has any questions relating to this statement or any other issues relating to health & safety, they should refer them in the first instance to the Stonemasons Way Health and Safety Officer, contactable through reception. The Employee is required to work and behave safely at all times whether on the premises or off site on company business or using company-supplied equipment, and to take due care of the safety of others who may be affected by the Employee's actions.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;16.3The worldwide profile and geographical diversity of CRH plc places a responsibility on the Company to ensure that its employees are aware of its business ethics and practices. Consequently, employees are required to familiarise themselves with the CRH Code of Conduct which provides protection to both the Company and to the individual employee. A link to the Code of Conduct document is included in the job offer. If the Employee is in any doubt about any aspect of the Code, the Employee should gain clarification from their manager or the Group Human Resources Manager.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;16.4The Employee is also obliged to be aware of other CRH plc policies including (but not limited to) the Dignity at Work Procedure and Disciplinary and Grievance Procedure. Whilst these policies are non-contractual the Employee is required to familiarise themselves with these procedures, which may be amended from time to time. Failure to observe any CRH plc policies may be regarded as misconduct and will be dealt with in accordance with the Company's Disciplinary Policy.

&nbsp;&nbsp;&nbsp;&nbsp;17.**Data Protection**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;17.1For the purposes of the data protection legislation in any applicable jurisdiction (including but not limited to Ireland), the Employee acknowledges and accepts that the Company may hold, process and disclose the Employee's personal data (including special categories of personal data within the meaning of any such legislation) provided by the Employee to the Company or any Group Company in the normal course of the employer/employee relationship and in the course of the Company's legitimate business interests. This includes where this is required for all purposes relating to the performance of this agreement including, but not limited to circumstances where it is necessary for:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)administering and maintaining personnel records;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)paying and reviewing salary and other remuneration and benefits;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)providing and administering benefits (including if relevant, pension, life assurance, permanent health insurance and medical insurance);

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)undertaking performance appraisals and reviews;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e)maintaining sickness and other absence records;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f)taking decisions as to the Employee's fitness for work, eligibility to receive certain benefits or participate in a Company process (in such circumstances, the Company reserves the right to require the Employee to be examined by a medical practitioner and to receive a report);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(g)providing references and information to future employers, and if necessary, governmental and quasi-governmental bodies for social security and other purposes, and any other relevant authorities;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(h)providing information to future purchasers of the Company or any Group company or of the business which the Employee works; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i)transferring information concerning the Employee to a country or territory outside the EEA.

Further information is included in the Company's privacy notice and data

protection policy and can be provided by contacting grouphr@crh.com.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;17.2The Employee acknowledges that during the Employment, the Employee will have access to and process, or authorise the processing of, personal data and special categories of personal data relating to employees, customers and other individuals held and controlled by the Company and any Group Company. The Employee agrees to comply with the terms of any applicable data protection legislation in relation to such data and to abide by the Company's data protection policy issued from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;18.**Right to Search**

The Company reserves the right to search the Employee and items such as baggage, personal items, car and electronic storage media while on Company property.

&nbsp;&nbsp;&nbsp;&nbsp;19.**Lay Off and Short Time**

The Company reserves the right to lay the Employee off or reduce the Employee's working hours. In such circumstances, the Employee will receive as much notice as is reasonably possible prior to such lay off or short time. The Employee will not be paid during any period of lay off and paid only in respect of hours actually worked during any period of short time. Selection for lay off and / or short time work will be based on the business requirements of the Company from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;20.**Collective Agreements**

There are no registered employment agreements, collective agreements or employment regulation orders relevant to the Employee's employment with the Company.

&nbsp;&nbsp;&nbsp;&nbsp;21.**Notices**

Any notice to be given under this Agreement shall be in writing. Notices may be served by either party by personal service or by recorded delivery or by registered post addressed to the other party or by leaving such notice at (in the case of the Company) its registered office for the time being and (in the Employee's case) the Employee's last

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known address and any notice given shall be deemed to have been served at the time at which the notice was personally served or if sent by recorded delivery at the time of delivery as recorded or if sent by registered post on the second working day after posting or in the case of being left as appropriate at the registered office or last known address, the date on which it was so left.

&nbsp;&nbsp;&nbsp;&nbsp;22.**Interpretation**

In this Agreement (and any schedules to it):

"Manager" means the Line Manager of the Employee from time to time;

"Employment" means the employment governed by this Agreement;

"Group" means the Company and any Holding Undertaking, Subsidiary Undertaking or

Associated Undertaking of the Company from time to time;

"Group Company" means a member of the Group and "Group Companies" will be interpreted accordingly;

"Holding Undertaking", "Undertaking" and "Subsidiary Undertaking" shall have the meanings respectively given to them in Section 275 of the Companies Act 2014, and "Associated Undertaking" shall mean any undertaking that is a Holding Undertaking or a Subsidiary Undertaking of such Holding Undertaking or Subsidiary Undertaking of the Company; and

"Termination Date" means the date on which the Employment terminates.

&nbsp;&nbsp;&nbsp;&nbsp;23.**Miscellaneous**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;23.1This Agreement may be entered into in any number of counterparts, all of which taken together shall constitute one and the same instrument. Any party may enter into this Agreement by executing any such counterpart.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;23.2In addition to any specific reservations referred to in this Agreement, the Company reserves the right to make reasonable changes to the terms and conditions of the Employee's employment from time to time. The Employee will be notified in writing of any change as soon as possible and in accordance with statute.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;23.3This Agreement shall form the statement of the Employee's terms and conditions of employment in compliance with the provisions of the Terms of Employment (Information) Acts 1994 - 2014.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;23.4The Employee cannot assign this Agreement to anyone else.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;23.5Where, in connection with this Agreement the Employee undertakes any obligation in respect of any Group Company, the Employee unconditionally and irrevocably acknowledge and agree that the Company is entering into this Agreement and accepting the benefit of such obligations not only for itself but also as agent and trustee for such other Group Company. For the purposes of this Agreement, and notwithstanding any of the other provisions of this Agreement, the Company will be entitled to carry out all or any of its obligations under this Agreement, whether as to payment of remuneration, deduction of amounts or otherwise, through any Group Company as it may from time to time determine and the Company may enforce the provisions of this Agreement either

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directly as a party to it or as an agent for and on behalf of any such Group Company.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;23.6No failure or delay by the Company in exercising any remedy, right, power or privilege under or in relation to this Agreement shall operate as a waiver of the same nor shall any single or partial exercise of any remedy, right, power or privilege preclude any further exercise of the same or the exercise of any other remedy, right, power or privilege.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;23.7No waiver by the Company of any of the requirements of this Agreement or of any of its rights under this Agreement shall have effect unless given in writing and signed by the Company. No waiver of any particular breach of the provisions of this Agreement shall operate as a waiver of any repetition of that breach.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;23.8References in this Agreement to rules, regulations, policies, handbooks or other similar documents which supplement it or are referred to in it are references to the versions or forms of the relevant documents as amended or updated from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;23.9This Agreement supersedes any previous written or oral agreement between the parties in relation to the matters dealt within it. It contains the whole agreement between the parties relating to the Employment at the date the agreement was entered into (except for those terms implied by law which cannot be excluded by the agreement of the parties). The Employee acknowledges that the Employee has not been induced to enter into this Agreement by any representation, warranty or undertaking not expressly incorporated into it.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;23.10If any provision of this Agreement shall be, or become, void or unenforceable for any reason within any jurisdiction, this shall affect neither the validity of that provision within any other jurisdiction nor any of the remaining provisions of this Agreement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;23.11The Employee agrees that the Company may transfer, upon agreement, the Employee's employment from the Company to such other Group Company as the Company may determine and/or require the Employee to execute a service agreement with that other company (provided that the terms of that agreement are no less favourable than those of this Agreement).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;23.12References to any statutory provisions include any modifications or re-enactments of those provisions.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;23.13Headings will be ignored in construing this Agreement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;23.14The Employee will at all times comply with the Rules of any Exchange in which CRH plc is listed and any corporate governance rules and standards affecting CRH plc.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;23.15This Agreement is governed by and will be interpreted in accordance with the laws of Ireland. Each of the parties submits to the exclusive jurisdiction of the courts of Ireland as regards any claim or matter arising under this agreement.

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**SIGNED** on behalf of **CRH Group Services Ltd.**

/s/ Amy Moloney

Amy Moloney, Manager People Services - Dublin

**ACCEPTANCE**

I hereby accept the Company's offer of employment and confirm that the terms and conditions set

out above accurately record my terms and conditions of employment with the Company.

SIGNED:&nbsp;&nbsp;&nbsp;&nbsp;/s/ Alan Connolly

Date:&nbsp;&nbsp;&nbsp;&nbsp;15 Sep 2025

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## Exhibit 10.35

**26**<sup>th</sup> **September 2023**

**CRH PLC**

__________________________________________

**Amended Deed Poll Indemnity**

**for the benefit of directors and certain officers performing statutory functions**

__________________________________________

![image_0.jpg](image_0.jpg)

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**THIS DEED POLL INDEMNITY** (this "**Deed**") dated 26<sup>th</sup> September 2023, **IS MADE BY CRH PLC**, with its registered office at 42 Fitzwilliam Square, Dublin 2 (the "**Company**").

**IN CONSIDERATION** of each Beneficiary (as defined below) continuing to serve CRH, CRH agrees and undertakes as follows:

1.**DEFINITIONS**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.1In this Deed the following expressions shall, unless the context otherwise requires, have the following meanings:

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| | |
|:---|:---|
| CRH | Shall be construed to include CRH plc and any of its Subsidiaries. |
| Affiliate | any corporation or other person or entity that directly, or indirectly through one or more intermediaries, controls or is controlled by, or is under common control with, the person specified. |
| Arbitrator | shall have the meaning specified in Clause 7.1. |
| Beneficiary | person who is or becomes:<br>(i) a director of CRH plc; or<br>(ii) any other officer (as such term is defined below) of CRH plc;<br>provided that this shall not include (A) any person who becomes a director or an officer at a time when CRH plc is a subsidiary of another Company or (B) any person in respect of whom the Board resolves before they become a director or officer of CRH plc that they will not have the benefit of this Deed. |
| Board | the Board of Directors of CRH plc. |
| Expenses | all reasonable experts costs, forensic costs, legal fees, barrister costs, court costs and other reasonable expenses paid or incurred by the Beneficiary in good faith in connection with investigating, defending, prosecuting (subject to Clause 4.4), being a witness in, participating in (including on appeal), or preparing for any of the foregoing in any Proceeding relating to any Indemnifiable Event, and any local or foreign taxes imposed as a result of the actual or deemed receipt of any payments under this Deed.  |
| Exchange Act | the U.S. Securities Exchange Act of 1934, as amended. |
| Indemnifiable Event | any event or occurrence that took or takes place either prior to or after the execution of this Deed, related to the fact that the Beneficiary is or was a director or officer of CRH or any of its Subsidiaries, or while a director or officer of CRH is or was serving at the request of CRH or a direct or indirect subsidiary of CRH as a director, officer, secretary, employee, trustee, agent, or fiduciary of another foreign or domestic corporation, partnership, limited liability company, joint venture, employee benefit plan, trust, or other Affiliate, or related to anything done or not done by the Beneficiary in any such capacity, whether or not the basis of the Proceeding is alleged action in an official capacity as a director, officer, secretary, employee, trustee, agent, or fiduciary or in any other capacity while serving as a director, officer, secretary, employee, trustee, agent, or fiduciary. |

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---

| | |
|:---|:---|
| officer | means (i) an officer within the meaning of the Companies Act 2014 (excluding any statutory auditor, examiner, receiver or liquidator); and (ii) an "executive officer" of CRH plc as such term is defined under Rule 3b-7 promulgated under the Exchange Act. |
| Proceeding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i)any threatened, pending, or completed action, suit, litigation, proceeding, arbitration or alternative dispute resolution mechanism (including an action by or in the right of CRH); or<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii)any inquiry, hearing, tribunal or investigation, whether conducted by CRH or any other party, that the Beneficiary acting in good faith believes on reasonable grounds may to lead to: (A) the institution of any action, suit, litigation, proceeding, arbitration or alternative dispute resolution mechanism (whether civil, criminal, administrative, investigative or other); or (B) adverse consequences or findings in respect of the Beneficiary. |
| SubCo | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;CRH Americas, Inc., a Delaware corporation. |
| SubCo Indemnification Agreement | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;an indemnification agreement entered into between SubCo and a director, officer or secretary of the Company from time to time. |
| Subsidiaries | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Shall have the same meaning as in the Companies Act 2014. |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.2In this Deed, unless otherwise specified:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)references to Clauses are to clauses of this Deed;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)a reference to any statute or statutory provision or statutory instrument shall be construed as a reference to the same as it may have been, or may from time to time be, amended, modified, or re-enacted;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)references to a "person" shall be construed so as to include any individual, firm, company, government, state or agency of a state, local or municipal authority or government body or any joint venture, association or partnership (whether or not having separate legal personality);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)headings to Clauses are for convenience only and do not affect the interpretation of this Deed; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e)general words shall not be given a restrictive meaning by reason of the fact that they are followed by particular examples intended to be embraced by the general words.

2.**ORIGINAL DEED POLL INDEMNITY**

With effect from 25 September 2023, the deed poll indemnity made by CRH dated 4 August 2016 (the "**Original Deed Poll Indemnity**") shall be amended and the rights and obligations set out therein relating to future performance under the Original Deed Poll Indemnity shall be governed by and construed in accordance with the amended and restated provisions of the Original Deed Poll Indemnity as set out in this Deed.

3.**D&O INSURANCE**

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.1CRH shall:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)to the extent it has not already done so, put in place and maintain, or cause to be put in place and maintained, an insurance policy or policies providing general and/or directors' and officers' liability insurance covering each Beneficiary, in accordance with the terms of such policy or policies, to the maximum extent of the coverage available for any director or officer, as applicable of the Company, provided and to the extent that such insurance is available on a commercially reasonable basis;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)not cancel without replacement the policy mentioned in this Clause 3 or otherwise knowingly do anything which would cause such policy not to remain in full force and effect;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)pay all premiums required to maintain such policy; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)honour and discharge all of its obligations under such policy for actions and omissions for the duration of its term.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.2The parties agree that rights of each Beneficiary under this Deed shall be in addition to, and not in limitation of, any other rights such Beneficiaries shall have as a director or officer of CRH may have under any insurance policy or otherwise.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.3If CRH:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)consolidates with or merges into any other corporation and shall not be the continuing or surviving corporation or entity of such consolidation or merger; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)transfers or conveys more than 50% of its properties and assets to any other corporation;

then, and in each such case, to the extent necessary, proper provision shall be made so that its successors and assigns shall assume the obligations set forth in this Clause 3.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.4CRH agrees that it shall indemnify each Beneficiary against all Expenses incurred by such Beneficiary in connection with any action brought by the Beneficiary:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)in respect of any failure by CRH to comply with the terms of this Clause 3; and/or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)for recovery under the insurance policy referred to in this Clause 3 but only to the extent that the Beneficiary is determined to be entitled to such insurance recovery.

4.**INDEMNITY**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.1In the event any Beneficiary was, is, or becomes a party to or witness or other participant in, or is threatened to be made a party to or witness or other participant in, any Proceeding in whole or in part by reason of (or arising in whole or in part out of) an Indemnifiable Event, CRH shall (i) indemnify such Beneficiary from and against any and all Expenses; and (ii) provide such Beneficiary with such reasonable assistance including reasonable access rights to information, documents and records of CRH as is reasonably necessary to enable such Beneficiary to prepare for and/or defend themselves against any such Proceeding and protect their good name (subject to any legally binding obligations of confidentiality undertaken by CRH to any third parties, and provided that CRH shall not be obliged to disclose commercially sensitive information to such Beneficiary if they are no longer a director or officer of CRH).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2In addition to the indemnity contained in the Constitution of CRH, CRH shall indemnify each Beneficiary against all Expenses, losses and liabilities incurred by them in the execution and discharge of their duties or in relation thereto including any

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liability incurred by them in defending any proceedings, civil or criminal, which relate to anything done or omitted or alleged to have been done or omitted by them as a director, an officer or employee of the Company and in which judgment is given in their favour (or the proceedings are otherwise disposed of without any finding or admission of any material breach of duty on their part) or in which they are acquitted or in connection with any application under any statute for relief from liability in respect of any such act or omission in which relief is granted to them by a court.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.3If the Beneficiary is entitled under any provision of this Deed to indemnification by CRH for some or a portion of Expenses, losses or liabilities, but not, however, for the total amount thereof, CRH shall nevertheless indemnify the Beneficiary for the portion thereof to which the Beneficiary is entitled, including, but not limited to successfully resolved claims in any Proceeding.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.4Notwithstanding anything in this Deed to the contrary, a Beneficiary shall not be entitled to indemnification pursuant to this Deed in connection with any Proceeding initiated by a Beneficiary against CRH or any of its Subsidiaries or any director, officer or employee of CRH or any of its Subsidiaries unless (i) CRH has joined in or the Board has consented to the initiation of such Proceeding; or (ii) the Proceeding is one to enforce indemnification rights under this Deed.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.5To the extent that a Beneficiary has been successful on the merits or otherwise in defence of any Proceeding relating in whole or in part to an Indemnifiable Event or in defence of any issue or matter therein, the Beneficiary shall be indemnified by CRH hereunder against all Expenses incurred in connection therewith.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.6Each Beneficiary shall be entitled to indemnification of Expenses, and shall receive payment thereof, from CRH in accordance with this Deed as soon as practicable after the Beneficiary has made written demand on CRH for indemnification accompanied by such invoices and/or other evidence of the incurring and the quantum of such Expenses as CRH (acting reasonably) may require the Beneficiary to produce.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.7No indemnification pursuant to this Deed shall be paid by CRH:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)for (i) an accounting of profits made from the purchase and sale (or sale and purchase) by the Beneficiary of securities of the Company within the meaning of Section 16(b) of the Exchange Act, or similar provisions of state statutory law or common law (ii) any reimbursement of the Company by the Beneficiary of any bonus or other incentive-based or equity-based compensation or of any profits realized by the Beneficiary from the sale of securities of the Company, as required in each case under the Exchange Act (including any such reimbursements that arise from an accounting restatement of the Company pursuant to Section 304 of the Sarbanes-Oxley Act of 2002 (the "**Sarbanes-Oxley Act**"), or the payment to the Company of profits arising from the purchase and sale by the Beneficiary of securities in violation of Section 306 of the Sarbanes-Oxley Act) or (iii) any reimbursement of the Company by the Beneficiary of any compensation pursuant to any compensation recoupment or claw-back policy adopted by the Company or the compensation committee of the Company, including but not limited to any such policy adopted to comply with stock exchange listing requirements implementing Section 10D of the Exchange Act;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)if a court of competent jurisdiction by a final and non-appealable judgment, shall determine that such indemnification is not permitted under applicable law; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)on account of any Proceeding relating to an Indemnifiable Event as to which the Beneficiary has been convicted of a crime under the laws of the jurisdiction where the criminal action had been brought (or, where a jurisdiction does not classify any crime as a felony, a crime for which Indemnitee is sentenced to death or imprisonment for a term exceeding one year).

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5.**EXCLUSIONS FOR SECTION 235 OF THE COMPANIES ACT 2014 AND OTHER MATTERS**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.1Notwithstanding any other provision of this Deed to the contrary, CRH shall not be obligated under this Deed to make any payment pursuant to this Deed:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)which is prohibited by law (including in respect of any liability expressly prohibited from being indemnified pursuant to Section 235 of the Companies Act 2014), **PROVIDED THAT** (i) where Sections 235(3) and 233 of the Companies Act 2014 apply to the Beneficiary, this Clause shall not restrict any rights that the Beneficiary may have under this Deed and (ii) to the extent any such prohibitions are amended or determined by a court of a competent jurisdiction to be void or inapplicable, or relief to the contrary is granted, then the Beneficiary shall receive the greatest rights then available under law;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)to the extent that the Beneficiary is entitled to recover, and does in fact recover, the relevant Expenses (in respect of which indemnity might otherwise be sought by the Beneficiary pursuant to this Deed) pursuant to any provision as to the indemnification of directors or officers contained in the Constitution of CRH and/or (as the case may be) the Constitution of any of CRH's Subsidiaries; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)to the extent that the Beneficiary is entitled to recover, and does in fact recover, the relevant Expenses (in respect of which indemnity might otherwise be sought by the Beneficiary pursuant to this Deed) pursuant to any of the insurance policies referred to in Clause 3.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.2Subject to Clause 5.1:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)it is the intent of the parties that CRH shall indemnify each Beneficiary from and against any and all Expenses by reason of (or arising in part out of) an Indemnifiable Event to the fullest extent permitted by law;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)the rights of each Beneficiary hereunder shall be in addition to any other rights each Beneficiary may have under the Constitution of CRH and/or (as the case may be) CRH's Subsidiaries (including without limitation the organisational documents of SubCo), applicable law, or otherwise; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)to the extent that a change in applicable law (whether by statute or judicial decision) permits greater indemnification than would be afforded currently under the Constitution of CRH and/or (as the case may be) the Constitution of any of CRH's Subsidiaries, (including without limitation the organisational documents of SubCo) applicable law or this Deed, it is the intent of the parties that each Beneficiary enjoy by this Deed the greater benefits so afforded by such change.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.3For the purposes of this Deed, the meaning of the phrase "to the fullest extent permitted by law" shall include, but not be limited to: (i) to the fullest extent permitted by the provisions of Irish law and/or the Constitution of CRH and/or (as the case may be) the Constitution of any of CRH's Subsidiaries; and (ii) to the fullest extent authorised or permitted by any amendments to or replacements of Irish law and/or the Constitution of CRH adopted after the date of this Deed that increase the extent to which a company may indemnify its directors or officers.

6.**EXHAUSTION OF REMEDIES**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.1The SubCo Indemnification Agreement provides that, prior to making a written demand on SubCo for indemnification pursuant to Section 4 of the SubCo Indemnification Agreement or making a request for the advancement of Expenses pursuant to Section 2(f) of the SubCo Indemnification Agreement, the Beneficiary shall first seek such indemnification or advancement of Expenses, as applicable, from the applicable Additional Enterprise (as defined in the SubCo Indemnification

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Agreement) and/or under any applicable insurance policy of the applicable Additional Enterprise.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.2If such indemnification or advancement of Expenses, as applicable, is not available to the Beneficiary from the applicable Additional Enterprise, the Beneficiary shall seek such indemnification or advancement of Expenses, as applicable, under this Deed and/or under any applicable insurance policy of CRH and, to the extent unavailable thereunder, request that CRH consider in its discretion whether to make such indemnification or advancement of Expenses, as applicable. Upon any such request by a Beneficiary of CRH, CRH shall consider whether to make such indemnification or advancement of Expenses, as applicable, based on the facts and circumstances related to the request. CRH may require, as a condition to making any indemnification or advancing Expenses, as applicable, that the Beneficiary enter into an agreement providing for such indemnification or advance such Expenses, as applicable, to be made subject to substantially the same terms and conditions applicable to an indemnification or the advancement of Expenses, as applicable, by SubCo under the SubCo Indemnification Agreement (including, without limitation, conditioning any advancement of Expenses upon delivery to CRH of an undertaking of the type described in the first sentence of Section 2(f) of the SubCo Indemnification Agreement).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.3In the event that requests for indemnification or advancement of Expenses, as applicable, made by the Beneficiary pursuant to Section 3(a) and Section 3(b) of the SubCo Indemnification Agreement are refused, or in the event that an agreement to pay indemnification or advancement of such Expenses is not received within thirty (30) days of the latest request of Beneficiary of the applicable insurer or entity and the Beneficiary's request of the applicable Additional Enterprise or Parent as provided in Section 3(a) and Section 3(b) of the SubCo Indemnification Agreement, Indemnitee may make written demand on SubCo for indemnification or request for the advancement of Expenses pursuant to the SubCo Indemnification Agreement.

7.**ARBITRATION**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.1Any dispute or difference of any kind howsoever arising out of or in connection with the rights of a Beneficiary to indemnity under this Deed shall be fully and finally decided by an arbitrator (the "**Arbitrator**") agreed by the relevant Beneficiary and CRH or, in default of agreement, appointed by the President for the time being of the Law Society of Ireland (or, if they are unwilling or unable to do so, by the next senior officer of the Law Society who is willing and able to make the appointment); provided always that these provisions shall apply also to the appointment (whether by agreement or otherwise) of any replacement arbitrator where the original arbitrator (or any replacement) has been removed by order of the High Court, or refuses to act, or is incapable of acting or dies.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.2The costs of any Arbitrator appointed pursuant to Clause 7.1 shall be borne by such person(s) as the Arbitrator shall determine.

8.**NOTIFICATION AND DEFENCE OF PROCEEDING**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.1Promptly after receipt by a Beneficiary of notice of the commencement of any Proceeding, the Beneficiary shall, if a claim in respect thereof is to be made against CRH under this Deed, notify CRH and SubCo of the commencement thereof; but the omission so to notify CRH and SubCo will not relieve CRH from any liability that it may have to the Beneficiary, except as provided in Clause 8.3.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.2With respect to any Proceeding as to which a Beneficiary notifies CRH and SubCo of the commencement thereof, CRH will be entitled to participate in the Proceeding at its own expense and except as otherwise provided below, to the extent CRH so wishes, it may assume the defence thereof with counsel reasonably satisfactory to the Beneficiary. After notice from CRH to a Beneficiary of its election to assume the defence of any Proceeding, CRH shall not be liable to such Beneficiary under this Deed or otherwise for any Expenses subsequently incurred by such Beneficiary in connection with the defence of such Proceeding other than reasonable costs of

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investigation or as otherwise provided below. Each Beneficiary shall have the right to employ legal counsel in such Proceeding, but all Expenses related thereto incurred after notice from CRH of its assumption of the defence shall be at the Beneficiary's expense unless: (i) the employment of legal counsel by the Beneficiary has been authorised by CRH, (ii) the Beneficiary has reasonably determined that there may be a conflict of interest between the Beneficiary and CRH in the defence of the Proceeding, or (iii) CRH shall not in fact have employed counsel to assume the defence of such Proceeding, in each of which cases all Expenses of the Beneficiary in connection with such Proceeding shall be borne by CRH. CRH shall not be entitled to assume the defence of any Proceeding brought by or on behalf of CRH or SubCo, or as to which the Beneficiary shall have made the determination provided for in (ii) above (it being specified, for the avoidance of doubt, that CRH may assume defence of any such proceeding described in this sentence with the Beneficiary's consent, provided that any such consent shall not affect the rights of the Beneficiary under the foregoing provisions of this Clause 8.2).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.3CRH shall not be liable to indemnify a Beneficiary under this Deed or otherwise for any amounts paid in settlement of any Proceeding effected without CRH's written consent, such consent not to be unreasonably withheld. CRH shall not settle any Proceeding in any manner that would impose any penalty or limitation on a Beneficiary without the Beneficiary's written consent. CRH shall not be liable to indemnify a Beneficiary under this Deed with regard to any judicial award if CRH was not given a reasonable and timely opportunity, at its expense, to participate in the defence of such action; CRH's liability hereunder shall not be excused if assumption of the defence of the Proceeding by CRH was barred by this Deed.

9.**MISCELLANEOUS**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9.1No supplement, modification, or amendment of this Deed shall be binding unless executed in writing by CRH plc. No waiver of any of the provisions of this Deed shall be binding unless in the form of writing signed by the party against whom enforcement of the waiver is sought, and no such waiver shall operate as a continuing waiver. Except as specifically provided herein, no failure to exercise or any delay in exercising any right or remedy hereunder shall constitute a waiver thereof.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9.2In the event of payment under this Deed, CRH shall be subrogated to the extent of such payment to all of the rights of recovery of a Beneficiary, who shall execute all papers required and shall do everything that may be necessary to secure such rights, including the execution of such documents necessary to enable CRH effectively to bring suit to enforce such rights.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9.3CRH shall not be liable under this Deed to make any payment in connection with any claim made by a Beneficiary to the extent the Beneficiary has otherwise received payment (under any insurance policy, the Constitution of CRH and/or (as the case may be) the Constitution of any of CRH's Subsidiaries (including without limitation the organisational documents of SubCo), the SubCo Indemnification Agreement or otherwise) of the amounts otherwise indemnifiable hereunder.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9.4In the event a Proceeding results in a judgment in a Beneficiary's favour or otherwise is disposed of in a manner that allows CRH to indemnify that Beneficiary in connection with such Proceeding under the Constitution of CRH as then in effect, CRH will provide such indemnification to the Beneficiary and will reimburse SubCo for any indemnification or advancement of Expenses previously made by SubCo in connection with such Proceeding.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9.5The benefit of this Deed shall be personal to each Beneficiary and may not be assigned by a Beneficiary save with the prior written consent of CRH. The indemnification provided under this Deed shall continue as to each Beneficiary for any action taken or not taken while serving as a director or officer of CRH and which pertains to an Indemnifiable Event, even though they may have ceased to be a director or officer of CRH at the time of any Proceeding or is deceased (in which case this Deed shall enure to the benefit of their estate).

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9.6If any provision (or portion thereof) of this Deed shall be held by a court of competent jurisdiction to be invalid, void, or otherwise unenforceable, the remaining provisions shall remain enforceable to the fullest extent permitted by law. Furthermore, to the fullest extent possible, the provisions of this Deed (including, without limitation, each portion of this Deed containing any provision held to be invalid, void, or otherwise unenforceable that is not itself invalid, void or unenforceable) shall be construed so as to give effect to the intent manifested by the provision held invalid, void or unenforceable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9.7This Deed shall be governed by and construed and enforced in accordance with the laws of Ireland.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9.8All notices, demands, and other communications required or permitted hereunder shall be made in writing and shall be deem to have been duly given if delivered by hand, against receipt, or mailed, postage prepaid, certified or registered mail, return receipt requested, and addressed to CRH at:

CRH plc

42 Fitzwilliam Square, Dublin 2

Attn: Company Secretary

And (unless otherwise notified to CRH in writing) to each Beneficiary at the address registered with the Register of Companies in respect of the Beneficiary's appointment as a director or officer of CRH PLC.

Notice of change of address shall be effective only when given in accordance with this Clause. All notices complying with this Clause shall be deemed to have been received on the date of hand delivery or on the third business day after mailing.

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**IN WITNESS WHEREOF** this Deed has been executed as a Deed Poll for the benefit of each Beneficiary on the date first written above.

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| | |
|:---|:---|
| <br>**GIVEN** under the common seal of<br>**CRH PLC**<br>and **DELIVERED** as a **DEED** | <br>&nbsp;&nbsp;&nbsp;&nbsp;/s/ Jim Mintern<br>&nbsp;&nbsp;&nbsp;&nbsp;Duly Authorised Signatory<br>&nbsp;&nbsp;&nbsp;&nbsp;/s/ Neil Colgan<br>&nbsp;&nbsp;&nbsp;&nbsp;Duly Authorised Signatory |

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[*Signature page to Amended Deed Poll Indemnity*]

## Exhibit 10.36

**Exhibit 10.36**

**INDEMNIFICATION AGREEMENT**

THIS INDEMNIFICATION AGREEMENT (this "**Agreement**") is made and entered into as of ______________________ by and between CRH Americas, Inc., a Delaware corporation (the "**Company**"), and [&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ] (the "**Indemnitee**").

**WHEREAS**, the Company is a wholly owned subsidiary of CRH plc, a public limited company incorporated in Ireland (the "**Parent**");

**WHEREAS**, each of the Company and Parent recognize that directors and officers in service to corporations or business enterprises, as well as Secretaries thereof, are being increasingly subjected to expensive and time-consuming litigation relating to, among other things, matters that traditionally would have been brought only against the Company or business enterprise itself;

**WHEREAS**, it is essential to the Company and Parent to retain and attract as directors, officers and Secretaries the most capable persons available and, generally speaking, highly competent persons have become more reluctant to serve corporations as directors, officers or Secretaries unless they are provided with adequate protection through insurance or adequate indemnification against inordinate risks of claims and actions against them arising out of their service to and activities on behalf of the corporation or business enterprise;

**WHEREAS**, the Company hereby requests that the Indemnitee continue to serve, or serve, as the case may be, as an Officer of Parent;

**WHEREAS**, the Company hereby requests that the Indemnitee continue to serve, or serve, as the case may be, as a director, officer, Secretary, agent, employee or fiduciary of one or more Additional Enterprises as Parent, on behalf of the Company, has designated or may from time to time designate;

**WHEREAS**, the By-laws of the Company, dated as of June 26, 1978 (such By-laws, as amended from time to time, the "**By-laws**") authorize the Company to provide indemnification of individuals serving at the request of the Company as directors, officers, employees and agents of another corporation, partnership, joint venture, trust or other enterprise and contemplate that agreements with respect to indemnification may be entered into between the Company, on the one hand, and, without limitation, such individuals, on the other hand;

**WHEREAS**, in light of the foregoing considerations, the board of directors of the Company (the "**Company Board**") has determined that it is reasonable, prudent and necessary and in the best interests of the Company and Parent, its sole stockholder, that the Company contractually obligate itself to indemnify, and to advance expenses on behalf of, the Indemnitee to the fullest extent permitted by law so that they will serve, continue to serve and/or take on additional service for or on behalf of the Company, Parent, and/or Additional Enterprises, free from undue concern that they will not be so indemnified; and

&nbsp;&nbsp;&nbsp;&nbsp;1

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**WHEREAS**, this Agreement is a supplement to and in furtherance of, without limitation, the By-laws, or the separate deed of indemnification which Indemnitee has with Parent (the "**Deed Poll**") and the Memorandum and Articles of Association of Parent (as amended from time to time, the "**Parent Articles**") and any resolutions adopted by the Company Board or board of directors of Parent (the "**Parent Board**"), and shall not be deemed a substitute therefor, nor diminish or abrogate any rights of Indemnitee to indemnification, advancement of expenses and/or insurance provided by Parent and/or certain of its affiliates.

**NOW, THEREFORE**, intending to be legally bound hereby, the parties agree, with effect from the Effective Date, as follows:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.<u>Certain Definitions and Interpretation</u>.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)Definitions:

(b)"**Additional Enterprise**" means any foreign or domestic corporation (other than Parent), partnership, joint venture, trust, employee benefit plan or other enterprise that Indemnitee is or was serving as a director, officer, Secretary, trustee, general partner, managing member, fiduciary, board of directors' committee member, employee or agent at the request of the Company, or Parent, or a direct or indirect subsidiary of Parent.

(c)"**Agreement**" has the meaning given to such term in the Recitals.

(d)"**Business Day**" means any day except (i) a Saturday or a Sunday, or (ii) any other day on which commercial banking institutions in the State of Delaware are authorized or directed by law to close.

(e)"**By-laws**" has the meaning given to such term in the Recitals.

(f)"**Company**" has the meaning given to such term in the Recitals.

(g)"**Company Board**" has the meaning given to such term in the Recitals.

(h)"**Corporate Status**" describes the status of a person who is or was a director, Officer or the Secretary of Parent or a director, officer, Secretary, employee, agent or fiduciary of an Additional Enterprise, as applicable.

(i)"**Deed Poll**" has the meaning given to such term in the Recitals.

(j)"**Delaware Court**" has the meaning given to such term in Section 15 (*Governing Law and Consent to Jurisdiction*).

(k)"**DGCL**" has the meaning given to such term in Section 4 (*Indemnification Process and Appeal*).

(l)"**Effective Date**" means [&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ].

&nbsp;&nbsp;&nbsp;&nbsp;2

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(m)"**Exchange Act**" has the meaning given to such term in Section 2(e)(2) (*Prohibited Indemnification*).

(n)"**Expenses**" shall include all reasonable attorneys' fees, retainers, court costs, transcript costs, fees of experts, witness fees, travel expenses, duplicating costs, printing and binding costs, telephone charges, postage, delivery service fees, and any federal, state, local or foreign taxes imposed on the Indemnitee as a result of the actual or deemed receipt of any payments under this Agreement, excise taxes and related penalties, and all other reasonable disbursements or expenses of the types customarily incurred in connection with prosecuting, defending, preparing to prosecute or defend, investigating, participating, or being or preparing to be a witness in a Proceeding, or responding to, or objecting to, a request to provide discovery in any Proceeding. Expenses also shall include (i) any such expenses incurred in connection with any appeal resulting from any Proceeding and any federal state, local or foreign taxes imposed on Indemnitee as a result of the actual or deemed receipt of any payments under this Agreement, including, without limitation, the premium, security for, and other costs relating to any cost bond, supersedeas bond, or other appeal bond or its equivalent, (ii) any such expenses incurred in connection with recovery under any directors' and officers' liability insurance policies maintained by Parent, the Company or the applicable Additional Enterprise, regardless of whether Indemnitee is ultimately determined to be entitled to such indemnification, advancement or expenses or insurance recovery, as the case may be, and (iii) for purposes of Section 4(g) (*Adjudication*) only, any such expenses incurred by Indemnitee in connection with the interpretation, enforcement or defense of Indemnitee's rights under this Agreement, the Parent Articles, the Deed Poll, the By-laws or under any directors' and officers' liability insurance policies maintained by Parent, by litigation or otherwise.

(o)"**Indemnitee**" has the meaning given to such term in the Recitals.

(p)"**Independent Counsel**" means a law firm, or a member of a law firm, that is experienced in matters of corporation law and neither at present is, nor within the five (5) years prior to appointment hereunder has been, retained to represent (i) the Company, Parent, relevant Additional Enterprise or Indemnitee in any matter material to either such party (other than with respect to matters concerning Indemnitee under this Agreement, or of other indemnitees under similar indemnification agreements), or (ii) any other party to the Proceeding giving rise to a claim for indemnification hereunder. Notwithstanding the foregoing, the term "Independent Counsel" shall not include any person who, under the applicable standards of professional conduct then prevailing, would have a conflict of interest in representing either the Company, Parent or Indemnitee in an action to determine Indemnitee's rights under this Agreement.

(q)"**Officer**" means "executive officer" as defined in Rule 3b-7 of the Exchange Act.

(r)"**Parent**" has the meaning given to such term in the Recitals.

(s)"**Parent Articles**" has the meaning given to such term in the Recitals.

(t)"**Parent Board**" has the meaning given to such term in the Recitals.

&nbsp;&nbsp;&nbsp;&nbsp;3

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(u)"**Proceeding**" means (i) any threatened, pending or completed action, suit, litigation, claim, counterclaim, cross claim, arbitration, mediation, alternate dispute resolution mechanism, investigation, inquiry, administrative hearing or any other actual, threatened or completed proceeding, whether brought by or in the right of the Company, Parent or the applicable Additional Enterprise, as the case may be, or otherwise and whether civil, criminal, administrative or investigative, including any appeal therefrom, in which Indemnitee was, is or will be involved as a party or otherwise, by reason of Indemnitee's Corporate Status, by reason of any action taken by Indemnitee, or of any inaction on Indemnitee's part, while acting in Indemnitee's Corporate Status and (ii) any inquiry, hearing, tribunal or investigation, whether conducted by Company, Parent or any other party, that Indemnitee in good faith believes might lead to (A) the institution of any action, suit, litigation, proceeding, arbitration or alternative dispute resolution mechanism (whether civil, criminal, administrative, investigative or other); or (B) adverse consequences or findings in respect of the Indemnitee; in each case whether or not Indemnitee is acting or serving in any such capacity at the time any liability or Expense is incurred for which indemnification, reimbursement or advancement of Expenses can be provided under this Agreement (including, without limitation, all liability arising out of the negligence or active or passive wrongdoing of Indemnitee). The definition of "Proceeding" shall include any such proceeding pending on or before the Effective Date of this Agreement but shall exclude one initiated by an Indemnitee pursuant to Section 4(g) (*Adjudication*) of this Agreement to enforce Indemnitee's rights under this Agreement.

(v)"**Secretary**" means the corporate secretary of an entity.

(w)"**SOX**" has the meaning given to such term in Section 2(e)(2) (*Prohibited Indemnification*).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(x)**Interpretation**. In this Agreement unless otherwise specified:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.references to Section are to clauses of this Agreement;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.a reference to any statute or statutory provision or statutory instrument shall be construed as a reference to the same as it may have been, or may from time to time be, amended, modified, or re-enacted;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.references to a "person" shall be construed so as to include any individual, firm, company, government, state or agency of a federal, state, local or municipal authority or government body or any joint venture, association or partnership (whether or not having separate legal personality);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.the headings of the paragraphs of this Agreement are inserted for convenience only and shall not be deemed to constitute part of this Agreement or to affect the construction thereof; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.words importing the singular number include the plural and vice versa, words importing any gender include all genders, the term "including" means "including without limiting the generality of the foregoing" and the term "third party" means any person other than the Parent, the Company, an Additional Enterprise and the Indemnitee.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.<u>Agreement to Indemnify and D&O Insurance</u>. The Company hereby agrees to hold harmless and indemnify Indemnitee to the fullest extent permitted by law, as such may be amended from time to time. In furtherance of the foregoing indemnification, and without limiting the generality thereof:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)<u>General Agreement</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.<u>Proceedings Other Than Proceedings by or in the Right of Parent, the Company or Additional Enterprise</u>. Indemnitee shall be entitled to the rights of indemnification provided in this Section 2(a)(1) if, by reason of, in whole or in part (or arising in whole or in part out of), Indemnitee's Corporate Status, the Indemnitee was, is, becomes or is threatened to be made, a party to or other participant in any Proceeding, other than a Proceeding by or in the right of Parent, the Company or the applicable Additional Enterprise, as the case may be. Pursuant to this Section 2(a)(1), Indemnitee shall be indemnified against all Expenses, judgments, fines and amounts paid in settlement actually and reasonably incurred by Indemnitee, or on Indemnitee's behalf, in connection with such Proceeding or any claim, issue or matter therein, if the Indemnitee acted in good faith and in a manner the Indemnitee reasonably believed to be in or not opposed to the best interests of Parent, the Company or the applicable Additional Enterprise, as the case may be, and with respect to any criminal proceeding, had no reasonable cause to believe the Indemnitee's conduct was unlawful.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.<u>Proceedings by or in the Right of the Parent, the Company or Additional Enterprise</u>. Indemnitee shall be entitled to the rights of indemnification provided in this Section 2(a)(2) if, by reason of, in whole or in part (or arising in whole or in part out of), Indemnitee's Corporate Status, the Indemnitee is, or is threatened to be made, a party to or participant in any Proceeding brought by or in the right of Parent, the Company or the applicable Additional Enterprise, as the case may be. Pursuant to this Section 2(a)(2), Indemnitee shall be indemnified against all Expenses actually and reasonably incurred by the Indemnitee, or on the Indemnitee's behalf, in connection with such Proceeding if the Indemnitee acted in good faith and in a manner the Indemnitee reasonably believed to be in or not opposed to the best interests of Parent, the Company or the applicable Additional Enterprise, as the case may be; *provided, however*, that if applicable law so provides, no indemnification against such Expenses shall be made in respect of any claim, issue or matter in such Proceeding as to which Indemnitee shall have been adjudged to be liable to Parent, the Company or the applicable Additional Enterprise unless and to the extent that the court in which such Proceeding was brought shall determine upon application that, despite the adjudication of liability but in view of all the circumstances of the case, such person is fairly and reasonably entitled to indemnity for such Expenses which such court shall deem proper.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.<u>Indemnification for Expenses of a Witness</u>. Notwithstanding any other provision of this Agreement, to the extent that Indemnitee is, by reason of, in whole or in part (or arising in whole or in part out of), Indemnitee's Corporate Status, a witness, or is made (or asked) to respond to discovery requests, in any Proceeding to which Indemnitee is not a party, Indemnitee shall be indemnified by the Company against all Expenses actually and reasonably incurred by Indemnitee, or on Indemnitee's behalf, in connection therewith.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.<u>Information</u>. In connection with any Proceeding to which the Indemnitee is entitled to indemnification by the Company hereunder, the Company shall provide the Indemnitee with such reasonable assistance including reasonable access rights to information, documents and records of the Company as is reasonably necessary to enable the Indemnitee to prepare for and/or defend themselves against any such Proceeding (subject to any legally binding obligations of confidentiality undertaken by the Company to any third parties, and provided that the Company shall not be obliged to disclose commercially sensitive information to the

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Indemnitee if he or she is no longer a director, officer, Secretary or employee of the Company, the Parent or an Additional Enterprise, as the case may be).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)<u>Liability Insurance.</u> To the extent that Parent, Company or the applicable Additional Enterprise maintains an insurance policy or policies providing liability insurance for directors, officers, Secretaries, employees, agents or fiduciaries of Parent, any of its subsidiaries, including the Company, or any Additional Enterprise that such person serves at the request of the Company, Indemnitee shall be covered by such policy or policies in accordance with its or their terms to the maximum extent of the coverage available for any director, officer, Secretary, employee, agent or fiduciary under such policy or policies.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)<u>Mandatory Indemnification</u>.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.Notwithstanding any other provision of this Agreement, to the extent that Indemnitee is, by reason of, in whole or in part (or arising in whole or in part out of), Indemnitee's Corporate Status, a party to (or participant in) and is successful, on the merits or otherwise, in any Proceeding, Indemnitee shall be indemnified by the Company to the maximum extent permitted by law, as such may be amended from time to time, against all Expenses actually and reasonably incurred by Indemnitee, or on Indemnitee's behalf, in connection therewith.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.If Indemnitee is not wholly successful in such Proceeding but is successful, on the merits or otherwise, as to one or more (but less than all) claims, issues or matters in such Proceeding, the Company shall indemnify Indemnitee against all Expenses actually and reasonably incurred by Indemnitee, or on Indemnitee's behalf, in connection with each successfully resolved claim, issue or matter.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.For purposes of this Section 4(c) and without limitation, the termination of any claim, issue or matter in such a Proceeding by dismissal, with or without prejudice, shall be deemed to be a successful result as to such claim, issue or matter.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)<u>Partial Indemnification</u>. If Indemnitee is entitled under any provision of this Agreement to indemnification by the Company for some or a portion of Expenses but not, however, for the total amount thereof, the Company shall nevertheless indemnify Indemnitee for the portion thereof to which Indemnitee is entitled, including, but not limited to successfully resolved claims in any Proceeding.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e)<u>Prohibited Indemnification</u>. Notwithstanding any provision in this Agreement, the Company shall not be obligated under this Agreement to make any indemnity in connection with any claim made against Indemnitee:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.for which payment has actually been made to or on behalf of Indemnitee under any insurance policy or other indemnity provision, except with respect to any excess beyond the amount paid under any such insurance policy or other indemnity provision, *provided*, *that* the foregoing shall not affect the rights of Indemnitee; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.for (i) an accounting of profits made from the purchase and sale (or sale and purchase) by Indemnitee of securities of the Company within the meaning of Section 16(b) of the U.S. Securities Exchange Act of 1934, as amended (the "**Exchange Act**"), or similar provisions of state statutory law or common law, (ii) any reimbursement of the Company by the Indemnitee of any bonus or other incentive-based or equity-based compensation or of any profits realized by the Indemnitee from the sale of securities of the Company, as required in each case under the Exchange Act (including any such reimbursements that arise from an accounting

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restatement of the Company pursuant to Section 304 of the U.S. Sarbanes-Oxley Act of 2002, as amended ("**SOX**"), or the payment to the Company of profits arising from the purchase and sale by Indemnitee of securities in violation of Section 306 of SOX) or (iii) any reimbursement of the Company by Indemnitee of any compensation pursuant to any compensation recoupment or claw-back policy adopted by Parent or the Compensation Committee of the Parent Board, including but not limited to any such policy adopted to comply with stock exchange listing requirements implementing Section 10D of the Exchange Act; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.in connection with any Proceeding (or any part of any Proceeding) initiated by Indemnitee, including any Proceeding (or any part of any Proceeding) initiated by Indemnitee against Parent, any of its subsidiaries and/or any Additional Enterprise, or any director, officer, Secretary, agent, employee, fiduciary or other indemnitee of such entities, unless (i) the Parent Board or the Additional Enterprise, as the case may be, authorized the Proceeding (or any part of any Proceeding) prior to its initiation, (ii) such indemnity payment arises in connection with any mandatory counterclaim or cross claim brought or raised by Indemnitee in any Proceeding (or any part of any Proceeding), (iii) the Proceeding is initiated by Indemnitee pursuant to Indemnitee's rights under Section 4(g) (*Adjudication*) of this Agreement or (iv) the Company elects to provide the indemnification pursuant to the powers vested in the Company under applicable law; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.if a court of competent jurisdiction by a final and non-appealable judgment, shall determine that such indemnification is not permitted under applicable law.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f)<u>Expenses Advances</u>. Notwithstanding any other provision of this Agreement but subject to the last sentence of this <u>Section 2(f)</u>, upon receipt of an undertaking by or on behalf of Indemnitee to repay such amounts if it shall ultimately be determined that Indemnitee is not entitled to be indemnified by the Company, the Company shall advance all Expenses actually and reasonably incurred by or on behalf of Indemnitee in connection with any Proceeding by reason of Indemnitee's Corporate Status within thirty (30) days after the receipt by the Company of a statement or statements from Indemnitee requesting such advance or advances from time to time, whether prior to or after final disposition of such Proceeding. Such statement or statements shall reasonably evidence the Expenses incurred by Indemnitee. Any advances and undertakings to repay pursuant to this Section 2(f) shall be unsecured and interest free and not conditioned on Indemnitee's ability to repay such advances. This Section 2(f) shall not apply to any claim made by Indemnitee for which indemnity is excluded pursuant to this Agreement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.<u>Exhaustion of Remedies</u>.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)Prior to making written demand on the Company for indemnification pursuant to this Agreement or making a request for the advancement of Expenses pursuant to Section 2(f), Indemnitee shall first seek such indemnification or advancement of Expenses, as applicable, from the applicable Additional Enterprise and/or under any applicable insurance policy of the applicable Additional Enterprise.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)If such indemnification or advancement of Expenses, as applicable, is not available to Indemnitee from the applicable Additional Enterprise, Indemnitee shall seek such indemnification or advancement of Expenses, as applicable, under the Deed Poll and/or under any applicable insurance policy of Parent and, to the extent unavailable thereunder, request that Parent consider in its discretion whether to make such indemnification or advancement of Expenses, as applicable. Indemnitee acknowledges that Parent may require, as a condition to making any indemnification or advancing Expenses, as applicable, that Indemnitee enter into an agreement providing for such indemnification or advancement of Expenses, as applicable, to be

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made subject to substantially the same terms and conditions applicable to an indemnification or advancement of Expenses, as applicable, by the Company hereunder (including, without limitation, conditioning any advancement of Expenses upon delivery to Parent of an undertaking of the type described in the first sentence of Section 2(f) hereof).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)In the event that requests for indemnification or advancement of Expenses, as applicable, made by Indemnitee pursuant to Section 3(a) and Section 3(b) are refused, or in the event that an agreement to pay indemnification or advancement of such Expenses is not received within thirty (30) days of the latest request of Indemnitee of the applicable insurer or entity and Indemnitee's request of the applicable Additional Enterprise or Parent as provided in Section 3(a) and Section 3(b), Indemnitee may make written demand on the Company for indemnification or request for the advancement of Expenses pursuant to this Agreement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.<u>Indemnification Process and Appeal</u>. It is the intent of this Agreement to secure for Indemnitee rights of indemnity that are as favorable as may be permitted under the General Corporation Law of the State of Delaware ("**DGCL**") and public policy of the State of Delaware. Accordingly, the parties agree that the following procedures and presumptions shall apply in the event of any question as to whether Indemnitee is entitled to indemnification under this Agreement:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)To obtain indemnification under this Agreement, Indemnitee shall submit, in accordance with Section 16 (*Notices*), a written request to Parent and the Company, including therein or therewith such documentation and information as is reasonably available to Indemnitee and is reasonably necessary to determine whether and to what extent Indemnitee is entitled to indemnification in accordance with Section 4(b). Notwithstanding the foregoing, any failure of Indemnitee to provide such a request in accordance with this Section 4(a), or to provide such a request in a timely fashion, shall not relieve the Company of any liability that it may have to Indemnitee unless, and to the extent that, such failure actually and materially prejudices the interests of the Company, Parent or the relevant Additional Enterprise, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)The Company elects that, upon written request by Indemnitee for indemnification pursuant to the first sentence of Section 4(a) hereof, a determination with respect to Indemnitee's entitlement thereto shall be made by Parent, in its capacity as sole stockholder of the Company, or, if Parent so directs, by Independent Counsel, selected in accordance with Section 4(c) hereof, in a written opinion to the Parent Board, a copy of which shall be delivered to the Indemnitee and the Company in accordance with Section 16 (*Notices*).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)If the determination of entitlement to indemnification is to be made by an Independent Counsel pursuant to Section 4(b) hereof, Independent Counsel shall be selected as provided in this Section 4(c). The Company agrees that Parent may select Independent Counsel and the Company shall give written notice of such selection to Indemnitee promptly after such selection has been communicated to the Company by Parent. Indemnitee may, within ten (10) days after such written notice of selection shall have been given, deliver to the Company and Parent a written objection to such selection; *provided, however*, that such objection may be asserted only on the ground that the Independent Counsel so selected does not meet the requirements of "Independent Counsel" as defined in Section 1 (*Certain Definitions and Interpretations*) of this Agreement, and the objection shall set forth with particularity the factual basis of such assertion. Absent a proper and timely objection, the person so selected shall act as Independent Counsel. If a written objection is made and substantiated, the Independent Counsel selected may not serve as Independent Counsel unless and until such objection is withdrawn or a court of competent jurisdiction has determined that such objection is without merit. If, within twenty (20) days after submission by Indemnitee of a written request for indemnification pursuant to Section 4(a) hereof, no Independent Counsel shall have been selected and not

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objected to, either the Company or Indemnitee may petition the Court of Chancery of the State of Delaware or other court of competent jurisdiction for resolution of any objection which shall have been made by the Indemnitee to Parent's or the Company's selection of Independent Counsel, as the case may be, and/or for the appointment as Independent Counsel of a person selected by the court or by such other person as the court shall designate, and the person with respect to whom all objections are so resolved or the person so appointed shall act as Independent Counsel hereunder. The Company shall pay any and all reasonable fees and expenses of Independent Counsel incurred by such Independent Counsel in connection with acting pursuant hereto, and the Company shall pay all reasonable fees and expenses incurred by the Company and the Indemnitee incident to the procedures of this Section 4(c), regardless of the manner in which such Independent Counsel was selected or appointed.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)In making a determination with respect to entitlement to indemnification hereunder, the person or persons or entity making such determination shall presume that Indemnitee is entitled to indemnification under this Agreement. Anyone seeking to overcome this presumption shall have the burden of proof and the burden of persuasion by clear and convincing evidence. Neither the failure of Parent (including by an appointed Independent Counsel) to have made a determination prior to the commencement of any Proceeding pursuant to this Agreement that indemnification is proper in the circumstances because Indemnitee has met the applicable standard of conduct, nor an actual determination by Parent (including by an appointed Independent Counsel) that Indemnitee has not met such applicable standard of conduct, shall be a defense to such Proceeding or create a presumption that Indemnitee has not met the applicable standard of conduct.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e)If the person, persons or entity empowered or selected under Section 4(b) or Section 4(c), as the case may be, to determine whether Indemnitee is entitled to indemnification shall not have made a determination within ninety (90) days of the later date upon which the Company and Parent respectively received the request therefor, the requisite determination of entitlement to indemnification shall be deemed to have been made and Indemnitee shall be entitled to such indemnification absent (i) a misstatement by Indemnitee of a material fact, or an omission of a material fact necessary to make Indemnitee's statement not materially misleading, in connection with the request for indemnification, or (ii) a prohibition of such indemnification under applicable law; *provided, however*, that such ninety (90) day period may be extended for a reasonable time, not to exceed an additional thirty (30) days, if the person, persons or entity making such determination with respect to entitlement to indemnification in good faith requires such additional time to obtain or evaluate documentation and/or information relating thereto.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f)Indemnitee shall cooperate with the person, persons or entity making such determination with respect to Indemnitee's entitlement to indemnification, including providing to such person, persons or entity upon reasonable advance request any documentation or information which is not privileged or otherwise protected from disclosure and which is reasonably available to Indemnitee and reasonably necessary to such determination. Parent and any Independent Counsel appointed pursuant to this Agreement shall act reasonably and in good faith in making a determination regarding the Indemnitee's entitlement to indemnification under this Agreement. Any costs or Expenses (including attorneys' fees and disbursements) incurred by Indemnitee in so cooperating with the person, persons or entity making such determination shall be borne by the Company (irrespective of the determination as to Indemnitee's entitlement to indemnification), and the Company hereby indemnifies and agrees to hold Indemnitee harmless therefrom.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(g)Adjudication.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.In the event that (i) a determination is made pursuant to the foregoing sub-sections of this Section 4 that Indemnitee is not entitled to indemnification under this Agreement, (ii) advancement of Expenses is not timely made pursuant to Section 2(f) (*Expenses Advances*) of this Agreement, (iii) determination of entitlement to indemnification is not made pursuant to this Section 4 within one hundred and twenty (120) days after the later date upon which the Company and Parent respectively received the request for indemnification, (iv) payment of indemnification is not made pursuant to Sections 2(c) (*Mandatory Indemnification*), 2(d) (*Partial Indemnification*), 2(a)(3) (*Indemnification for Expenses of a Witness*), or the last sentence of Section 4(f) (*Indemnification Process and Appeal*) of this Agreement within thirty (30) days after receipt by the Company of a written request therefor, or (v) payment of indemnification is not made pursuant to Sections 2(a)(1) (*Proceedings Other Than Proceedings by or in the Right of Parent, the Company or Additional Enterprise*) and 2(a)(2) (*Proceedings by or in the Right of the Parent, the Company or Additional Enterprise*) of this Agreement within thirty (30) days after a determination has been made that Indemnitee is entitled to indemnification or such determination is deemed to have been made pursuant to this Section 4, Indemnitee shall be entitled to an adjudication in an appropriate court of the State of Delaware, or in any other court of competent jurisdiction, of Indemnitee's entitlement to such indemnification. Indemnitee shall commence such proceeding seeking an adjudication within one hundred eighty (180) days following the date on which Indemnitee first has the right to commence such proceeding pursuant to this Section 4(g). The Company shall not oppose Indemnitee's right to seek any such adjudication.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.In the event that a determination shall have been made pursuant to Section 4(b) that Indemnitee is not entitled to indemnification, any judicial proceeding commenced pursuant to this Section 4(g) shall be conducted in all respects as a *de novo* determination on the merits, and Indemnitee shall not be prejudiced by reason of the adverse determination under Section 4(b).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.If a determination shall have been made pursuant to Section 4(b) that Indemnitee is entitled to indemnification, the Company shall be bound by such determination in any judicial proceeding commenced pursuant to this Section 4(g), absent (i) a misstatement by Indemnitee of a material fact, or an omission of a material fact necessary to make Indemnitee's misstatement not materially misleading in connection with the application for indemnification, or (ii) a prohibition of such indemnification under applicable law.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.In the event that Indemnitee, pursuant to this Section 4(g), seeks a judicial adjudication of Indemnitee's rights under, or to recover damages for breach of, this Agreement, or to recover under any directors' and officers' liability insurance policies maintained by Parent, the Company shall pay on Indemnitee's behalf, in advance, any and all Expenses actually and reasonably incurred by Indemnitee in such judicial adjudication, regardless of whether Indemnitee ultimately is determined to be entitled to such indemnification, advancement of Expenses or insurance recovery.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.It is the intent of the Company that, to the fullest extent permitted by law, the Indemnitee not be required to incur legal fees or other Expenses associated with the interpretation, enforcement or defense of Indemnitee's rights under this Agreement by litigation or otherwise because the cost and expense thereof would substantially detract from the benefits intended to be extended to the Indemnitee hereunder. The Company shall indemnify Indemnitee against any and all Expenses actually and reasonably incurred by or on behalf of Indemnitee in connection with any action brought by Indemnitee to enforce its rights to indemnification and/or for the advancement of Expenses under this Agreement or any directors' and officers' liability insurance policies maintained by Parent, regardless of whether Indemnitee ultimately is

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determined to be entitled to such indemnification, advancement of Expenses or insurance recovery, as the case may be.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.Notwithstanding anything in this Agreement to the contrary, no determination as to entitlement to indemnification under this Agreement shall be required to be made prior to the final disposition of the Proceeding.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.<u>Notification and Defense of Proceeding</u>.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)<u>Notice</u>. Without derogating from Section 4(a) (*Indemnification Process and Appeal*), Indemnitee agrees promptly to notify Parent and the Company in writing, in accordance with Section 16 (*Notices*), upon being served with or otherwise receiving any summons, citation, subpoena, complaint, indictment, information or other document relating to any Proceeding or matter which may be subject to indemnification covered hereunder. The failure to so notify the Company and Parent shall not relieve the Company of any obligation which it may have to Indemnitee under this Agreement or otherwise unless and only to the extent that such failure or delay materially prejudices the interests of the Company, Parent or the relevant Additional Enterprise, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)<u>Defense</u>.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.With respect to any Proceeding as to which Indemnitee notifies the Company and Parent of the commencement thereof, the Company and Parent will be entitled to participate in the Proceeding at their own expense and except as otherwise provided herein, to the extent the Company or Parent, as applicable, so wishes, it may assume the defense thereof with counsel reasonably satisfactory to Indemnitee.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.After notice from the Company or Parent to the Indemnitee of either's election to assume the defence of any Proceeding, the Company shall not be liable to the Indemnitee hereunder or otherwise for any Expenses subsequently incurred by the Indemnitee in connection with the defence of such Proceeding other than reasonable costs of investigation or as otherwise provided below. The Indemnitee shall have the right to employ legal counsel in such Proceeding, but all Expenses related thereto incurred after notice from the Company or Parent of its assumption of the defence shall be at the Indemnitee's expense unless: (i) the employment of legal counsel by the Indemnitee has been authorised by the Company, (ii) the Indemnitee has reasonably determined that there may be a conflict of interest between the Indemnitee and the Company or Parent in the defence of the Proceeding, or (iii) the Company or Parent shall not in fact have employed counsel to assume the defence of such Proceeding, in each of which cases all Expenses of the Beneficiary in connection with such Proceeding shall be borne by the Company.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.Notwithstanding the foregoing, the Company or Parent, as applicable, shall not be entitled to assume the defense of any Proceeding (i) brought by or on behalf of the Parent, the Company or the applicable Additional Enterprise, as the case may be, or (ii) where Indemnitee has reasonably determined that there may be a conflict of interest between Indemnitee and the Company or Parent, as applicable, in the defense of the Proceeding (it being specified, for the avoidance of doubt, that the Company or Parent, as applicable, may assume defense of any such Proceeding described in this sentence with Indemnitee's consent, provided that any such consent shall not affect the rights of Indemnitee under this Section 5(b)).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)<u>Settlement of Claims</u>. The Company shall not be liable to indemnify Indemnitee under this Agreement or otherwise for any amounts paid in settlement of any Proceeding effected without the Company's written consent, such consent not to be unreasonably withheld. The Company agrees that it shall not, and shall not permit Parent to, settle any

&nbsp;&nbsp;&nbsp;&nbsp;11

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Proceeding in any manner that would impose any liability, penalty or limitation on Indemnitee without Indemnitee's written consent, such consent not to be unreasonably withheld. The Company's liability hereunder shall not be excused if assumption of the defense of the Proceeding by the Company or Parent was barred by this Agreement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.<u>Non-Exclusivity; Changes in Law.</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)The rights of indemnification as provided by this Agreement shall not be deemed exclusive of any other rights to which Indemnitee may at any time be entitled under applicable law, the By-laws, the Deed Poll, Parent Articles, any agreement, a resolution of the Parent Board or Company Board or otherwise. No amendment, alteration or repeal of this Agreement or of any provision hereof shall limit or restrict any right of Indemnitee under this Agreement in respect of any action taken or omitted by such Indemnitee in Indemnitee's Corporate Status prior to such amendment, alteration or repeal. No right or remedy herein conferred is intended to be exclusive of any other right or remedy, and every other right and remedy shall be cumulative and in addition to every other right and remedy given hereunder or now or hereafter existing at law or in equity or otherwise. The assertion or employment of any right or remedy hereunder, or otherwise, shall not prevent the concurrent assertion or employment of any other right or remedy.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)To the extent that a change in (or a change in the interpretation of) the DGCL, whether by statute or judicial decision, permits greater indemnification than would be afforded currently under the By-laws, the Deed Poll, the Parent Articles or this Agreement, it is the intent of the parties hereto that Indemnitee shall enjoy by this Agreement the greater benefits so afforded by such change.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.<u>Continuation of Contractual Indemnity</u>. All agreements and obligations of the Company contained herein shall continue during the period Indemnitee is an Officer of Parent (or is or was serving at the request of the Company as a director, officer, Secretary, employee, agent or fiduciary of an Additional Enterprise) and shall continue thereafter so long as Indemnitee shall be subject to any Proceeding (or any proceeding commenced under Section 4(g) (*Adjudication*)) by reason of Indemnitee's Corporate Status, whether initiated during or after the period Indemnitee is a director or Officer of Parent (or is or was serving at the request of the Company as a director, officer, Secretary, employee, agent or fiduciary of an Additional Enterprise) and whether or not Indemnitee is acting or serving in any such capacity at the time any liability or Expense is incurred for which indemnification can be provided under this Agreement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.<u>Contribution</u>. To the fullest extent permissible under applicable law, if the indemnification provided for in this Agreement is unavailable to Indemnitee for any reason whatsoever (other than pursuant to the terms hereof), the Company, in lieu of indemnifying Indemnitee, shall contribute to the amount incurred by Indemnitee, whether for judgments, fines, excise taxes, amounts paid or to be paid in settlement and/or for Expenses, in connection with any claim, including, without limitation, claims for contribution that may be brought against Indemnitee by directors, officers, employees or agents (other than Indemnitee) of Parent or an Additional Enterprise, as the case may be, who may be jointly liable with Indemnitee, relating to an indemnifiable event under this Agreement, in such proportion as is deemed fair and reasonable in light of all of the circumstances of such Proceeding in order to reflect (i) the relative benefits received by Parent or the Additional Enterprise, as the case may be, and the Company, on the one hand, and Indemnitee, on the other hand, as a result of the event(s) and/or transaction(s) giving cause to such Proceeding and/or (ii) the relative fault of Parent or the Additional Enterprise, as the case may be, (and their respective directors, officers, employees and

&nbsp;&nbsp;&nbsp;&nbsp;12

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agents) and the Company, on the one hand, and Indemnitee, on the other hand, in connection with such event(s) and/or transaction(s).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9.<u>Enforcement</u>.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)The Company expressly confirms and agrees that it has entered into this Agreement and assumes the obligations imposed on it hereby in order to induce Indemnitee to continue to serve or serve (as the case may be) as an Officer of Parent and, if requested to do so by the Company, to serve as a director, officer, Secretary, employee, agent or fiduciary of an Additional Enterprise, and the Company acknowledges that Indemnitee is relying upon this Agreement in serving in such capacities.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)This Agreement constitutes the entire agreement between the parties hereto with respect to the subject matter hereof and supersedes all prior agreements and understandings, oral, written and implied, between the parties hereto with respect to the subject matter hereof.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)The Company shall not seek from a court, or agree to, a "bar order" which would have the effect of prohibiting or limiting the Indemnitee's rights to receive advancement of Expenses under this Agreement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10.<u>Amendment of this Agreement; Waiver</u>.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)No supplement, modification, termination, waiver or amendment of this Agreement shall be binding unless executed in writing by both of the parties hereto.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)No waiver of any of the provisions of this Agreement shall be deemed or shall constitute a waiver of any other provisions hereof (whether or not similar) nor shall such waiver constitute a continuing waiver. Except as specifically provided herein, no failure to exercise or any delay in exercising any right or remedy hereunder shall constitute a waiver thereof.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.<u>Subrogation.</u> In the event of any payment under this Agreement, the Company shall be subrogated to the extent of such payment to all of the rights of recovery of Indemnitee, who shall execute all papers required and take all action necessary to secure such rights, including execution of such documents as are necessary to enable the Company to bring suit to enforce such rights.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12.<u>No Duplication of Payments</u>.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)The Company shall not be liable under this Agreement to make any payment of amounts otherwise indemnifiable hereunder if and to the extent that Indemnitee has otherwise actually received such payment under the Deed Poll, the Parent Articles, the By-laws, any insurance policy, contract, agreement or otherwise.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)The Company's obligation to indemnify or advance Expenses hereunder to Indemnitee who is or was serving at the request of the Company as a director, officer, Secretary, employee, agent or fiduciary of an Additional Enterprise shall be reduced by any amount Indemnitee has actually received as indemnification or advancement of Expenses from such Additional Enterprise.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;13.<u>Binding Effect</u>. This Agreement shall be binding upon and inure to the benefit of and be enforceable by the parties hereto and their respective successors (including any direct or

&nbsp;&nbsp;&nbsp;&nbsp;13

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indirect successor by purchase, merger, consolidation or otherwise to all or substantially all of the business or assets of the Company or Parent), assigns, spouses, heirs, executors and personal and legal representatives.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;14.<u>Severability</u>. If any provision of this Agreement is held to be illegal, invalid or unenforceable under any present or future law, and if the rights or obligations of any party under this Agreement shall be materially and adversely affected thereby, (i) such provision shall be fully severable, (ii) this Agreement shall be construed and enforced as if such illegal, invalid, or unenforceable provision has never comprised a part hereof, and (iii) the remaining provisions of this Agreement shall remain in full force and effect and shall not be affected by the illegal, invalid or unenforceable provision or by its severance herefrom. Further, the invalidity or unenforceability of any provision hereof as to either Indemnitee or the Company shall in no way affect the validity or enforceability of any provision hereof as to the other. Without limiting the generality of the foregoing, this Agreement is intended to confer upon Indemnitee indemnification rights to the fullest extent permitted by applicable laws. In the event any provision hereof conflicts with any applicable law, such provision shall be deemed modified, consistent with the aforementioned intent, to the extent necessary to resolve such conflict.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;15.<u>Governing Law and Consent to Jurisdiction.</u> This Agreement and the legal relations among the parties shall be governed by, and construed and enforced in accordance with, the laws of the State of Delaware, without regard to its conflict of laws rules. To the fullest extent permitted by applicable law, each party hereto irrevocably and unconditionally (i) agrees that any Proceeding arising out of or in connection with this Agreement shall be brought only in the Chancery Court of the State of Delaware (the "**Delaware Court**"), and not in any other state or federal court in the United States of America or any court in any other country, (ii) consents to submit to the exclusive jurisdiction of the Delaware Court for purposes of any Proceeding arising out of or in connection with this Agreement, (iii) waives any objection to the laying of venue of any such action or proceeding in the Delaware Court, and (iv) waives and agrees not to plead or to make any claim that any such action or proceeding brought in the Delaware Court has been brought in an improper or inconvenient forum.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;16.<u>Notices</u>. All notices and other demands pertaining to this Agreement as well as communications given or made pursuant to this Agreement shall be in writing and shall be deemed effectively given (i) upon personal delivery to the party to be notified during a Business Day, (ii) when sent by confirmed electronic mail if sent during normal business hours of the recipient, and if not so confirmed, then on the next Business Day, (iii) five (5) Business Days after having been sent by registered or certified mail, return receipt requested, postage prepaid, or (iv) one (1) Business Day after deposit with an internationally recognized overnight courier, specifying next day delivery, with written verification of receipt. All notices and other communications shall be sent:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)If to the Indemnitee at:

[&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ]<br>[&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ]<br>[&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ]<br>[&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ]<br>[&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ]<br>Email: [&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ]

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)To the Company at:

&nbsp;&nbsp;&nbsp;&nbsp;14

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CRH Americas, Inc.

900 Ashwood Parkway, Suite 600

Atlanta, Georgia, 30338

Email: [&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ]

Attn: [&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ]<br>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)To the Parent at:

CRH plc

42 Fitzwilliam Square, Dublin 2

Ireland D02 R279<br>Email: [&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ]

Attention: [&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ]

Each party may change its address or contact details from time to time by giving notice to that effect as provided in this Agreement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;17.<u>Counterparts</u>. This Agreement may be executed in multiple counterparts, each of which shall be deemed an original, but all of which together shall constitute one and the same the same instrument. Counterparts may be signed by any electronic signature complying with the U.S. federal ESIGN Act of 2000 (e.g., www.docusign.com) and be delivered via electronic mail (including pdf) or other electronic transmission method, and any counterpart so delivered shall be deemed to have been duly and validly delivered and be valid and effective for all purposes.

18.[Signature Page Follows]

&nbsp;&nbsp;&nbsp;&nbsp;15

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IN WITNESS WHEREOF, the parties hereto have executed this Indemnification Agreement on and as of the day and year first above written.

**COMPANY**

Signature:________________________

Name: [&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ]

Title: [&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ]

**INDEMNITEE**

By:<u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u><br> Name: [&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ]

Signature Page to Indemnification Agreement

## Exhibit 21.1

**Exhibit 21.1**

**Principal Subsidiary Undertakings** 

as of December 31, 2025

**Americas Materials Solutions**

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| | | | |
|:---|:---|:---|:---|
| Incorporated and operating in |  | % held | Products and services |
| Canada | CRH Canada Group, Inc. | 100 | Aggregates, asphalt, cement and readymixed concrete and provider of construction services |
| United States | Ash Grove Cement Company | 100 | Aggregates and cement |
| United States | Callanan Industries, Inc. | 100 | Aggregates, asphalt, readymixed concrete and related construction activities |
| United States | CPM Development Corporation | 100 | Aggregates, asphalt, readymixed concrete, prestressed concrete and related construction activities |
| United States | Dolomite Products Company, Inc. | 100 | Aggregates, asphalt, readymixed concrete and related construction activities |
| United States | Michigan Paving and Materials Company | 100 | Aggregates, asphalt and related construction activities |
| United States | Mountain Enterprises, Inc. | 100 | Aggregates, asphalt and related construction activities |
| United States | Mulzer Crushed Stone | 100 | Aggregates, asphalt, readymixed concrete, aggregates distribution and related construction activities |
| United States | CRH Americas Materials, Inc. and subsidiaries | 100 | Holding company |
| United States | Oldcastle SW Group, Inc. | 100 | Aggregates, asphalt, readymixed concrete and related construction activities |
| United States | OMG Midwest, Inc. | 100 | Aggregates, asphalt, readymixed concrete and related construction activities |
| United States | Pennsy Supply, Inc. | 100 | Aggregates, asphalt, readymixed concrete and related construction activities |
| United States | Pike Industries, Inc. | 100 | Aggregates, asphalt, readymixed concrete and related construction activities |
| United States | P.J. Keating Company | 100 | Aggregates, asphalt and related construction activities |
| United States | Preferred Materials, Inc. | 100 | Aggregates, asphalt, readymixed concrete, aggregates distribution and related construction activities |
| United States | Staker & Parson Companies | 100 | Aggregates, asphalt, readymixed concrete and related construction activities |
| United States | Suwannee American Cement Company, LLC (trading as Ash Grove South) | 80 | Cement |
| United States | Tilcon Connecticut, Inc. | 100 | Aggregates, asphalt, readymixed concrete and related construction activities |
| United States | Tilcon New York, Inc. | 100 | Aggregates, asphalt and related construction activities |
| United States | The Shelly Company | 100 | Aggregates, asphalt, readymixed concrete and related construction activities |
| United States | Trap Rock Industries, LLC\* | 60 | Aggregates, asphalt and related construction activities |
| United States | West Virginia Paving, Inc. | 100 | Aggregates, asphalt and related construction activities |
| United States | BoDean Company, Inc. | 100 | Readymix |
| United States | Northgate Ready-Mix, LLC | 100 | Readymix |
| United States | Eco Material Technologies, Inc | 100 | Supplemental Cementitious Materials |

---

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**Americas Building Solutions**

---

| | | | |
|:---|:---|:---|:---|
| Incorporated and operating in |  | % held | Products and services |
| Canada | Oldcastle Building Products Canada, Inc. (trading as Groupe Permacon, Expocrete Concrete Products, Techniseal, Oldcastle Enclosure Solutions), C.R. Laurence of Canada | 100 | Specialty masonry, hardscape and patio products, utility boxes and trench systems |
| United States | APG Mid-Atlantic, Inc. | 100 | Specialty masonry, hardscape and patio products |
| United States | Barrette Outdoor Living (Trading as Boyle Transportation Services, LLC and Barrette Logistics, Inc.) | 100 | Vinyl and aluminum fencing and railing and transportation |
| United States | CRH America Finance, Inc. | 100 | Holding company |
| United States | CRH America, Inc. | 100 | Holding company |
| United States | CRH Americas, Inc. | 100 | Holding company |
| United States | CRH Americas Products, Inc. | 100 | Holding company |
| United States |  |  |  |
| United States | MoistureShield, Inc. | 100 | Composite building products |
| United States | National Pipe & Plastics, Inc. | 100 | Pipe Products |
| United States | Oldcastle APG Northeast, Inc. (trading principally as Anchor Concrete Products) | 100 | Specialty masonry, hardscape and patio products |
| United States | Oldcastle APG South, Inc. (trading principally as Adams Products, Georgia Masonry Supply, Northfield Block Company, and Oldcastle Coastal) | 100 | Specialty masonry, hardscape and patio products |
| United States | Oldcastle APG West, Inc. (trading principally as Amcor Masonry Products, Central Pre-Mix Concrete Products, Jewell Concrete, Sierra Building Products, US Mix, Superlite Block and Calstone) | 100 | Specialty masonry and stone products, hardscape and patio products |
| United States | Oldcastle APG, Inc. (trading principally as EP Henry, Pebble Technology International, and Anchor Wall Systems) | 100 | Specialty masonry and stone products, hardscape, patio products, aggregate pool finishes and freestanding and retaining wall systems |
| United States | Oldcastle Building Products, Inc. | 100 | Holding company |
| United States | Oldcastle Infrastructure, Inc. | 100 | Precast concrete products, concrete pipe, prestressed plank and structural elements |
| United States | Oldcastle Lawn & Garden, Inc. | 100 | Patio products, bagged stone, mulch and stone |
| United States | Turner International Topco Limited (Hydro International) | 100 | Stormwater and waste water products |
| United States | Lonestar Pipe LLC | 100 | Concrete pipe products |

---

------

**International Solutions**

---

| | | | |
|:---|:---|:---|:---|
| Incorporated and operating in |  | % held | Products and services |
| Australia | Infrastructure Products Australia Pty Ltd | 100 | Supplier of access chambers and ducting products |
| Australia | Leviat Pty Limited | 100 | Construction accessories |
| Australia | Tri-Underground Pty Ltd | 100 | Supplier of access chambers and ducting products |
| Australia | CTC Precast Pty Ltd | 100 | Precast concrete |
| Australia | Adbri Pty Ltd | 57 | Cement, lime, readymixed concrete, aggregates & masonry |
| Belgium | Ergon N.V. | 100 | Precast concrete and structural elements |
| Belgium | Prefaco N.V. | 100 | Precast concrete structural elements |
| Belgium | Schelfhout N.V. | 100 | Precast concrete wall elements |
| Belgium | VVM N.V.\* | 100 | Clinker grinding and cement production |
| Belgium | Plakabeton N.V. | 100 | Construction accessories |
| Belgium | Marlux N.V. | 100 | Concrete paving and landscaping products |
| Britain & Northern Ireland | Northstone (NI) Limited | 100 | Building & civil engineering |
| Britain & Northern Ireland | Northstone Materials Limited | 100 | Aggregates, readymixed concrete, mortar, coated macadam, rooftiles, building and civil engineering contracting |
| Britain & Northern Ireland | Cubis Systems Limited | 100 | Chamber & covers |
| Britain & Northern Ireland | Materials Testing Limited | 100 | Testing |
| Britain & Northern Ireland | Premier Cement Limited | 100 | Marketing and distribution of cement |
| Britain & Northern Ireland | Southern Cement Limited | 100 | Sale and distribution of cement |
| Britain & Northern Ireland | Tarmac Aggregates Limited | 100 | Aggregates, asphalt, readymixed concrete and contracting |
| Britain & Northern Ireland | Tarmac Building Products Limited | 100 | Building products |
| Britain & Northern Ireland | Tarmac Cement Limited | 100 | Cement |
| Britain & Northern Ireland | Tarmac Trading Limited | 100 | Aggregates, asphalt, cement, readymixed concrete and contracting |
| Britain & Northern Ireland | Leviat Limited | 100 | Construction accessories |
| Britain & Northern Ireland | MCL Industrial Enclosures Limited | 100 | Supplier of ducting products |
| Britain & Northern Ireland | MCL Group Holdings Limited | 100 | Supplier of ducting products |
| Britain & Northern Ireland | Filoform UK Ltd | 100 | Supplier of access chambers and ducting products |
| Britain & Northern Ireland | NAL Limited | 100 | Supplier of access chambers and ducting products |
| Denmark | Betongruppen RBR A/S | 100 | Concrete paving manufacturer |
| Denmark | RC Beton A/S | 100 | Manufacturer of concrete paving, concrete blocks and underground products |
| Denmark | CRH Concrete A/S | 100 | Structural concrete products |
| Estonia | Rudus AS | 100 | Aggregates and readymixed concrete |
| Finland | Finnsementti Oy | 100 | Cement |
| Finland | Rudus Oy | 100 | Aggregates, readymixed concrete and concrete products |
| France | Eqiom\* | 99.99 | Aggregates, cement and readymixed concrete |
| France | L'industrielle du Béton S.A. | 100 | Structural concrete products |
| France | Stradal | 100 | Utility and infrastructural concrete products |
| France | Leviat S.A.S (Name change, formerly Plaka Group SAS) | 100 | Construction accessories |
| France | Cubis SARL | 100 | Supplier of access chambers and ducting products |
| Germany | Opterra GmbH\* | 100 | Cement |
| Germany | EHL AG | 100 | Concrete paving and landscape walling products |
| Germany | Leviat GmbH | 100 | Construction accessories |
| Germany | Filoform GmbH | 100 | Supplier of ducting products |
| Hungary | Danucem Magyarország Kft. | 100 | Cement, aggregates and readymixed concrete |
| Hungary | Ferrobeton Dunaújvárosi Beton- és Vasbetonelem-gyártó Zrt\* | 100 | Precast concrete structural elements |
| Ireland | Irish Cement Limited | 100 | Cement |
| Ireland | Roadstone Limited | 100 | Aggregates, readymixed concrete, mortar, coated macadam, concrete blocks and pipes, asphalt, agricultural and chemical limestone and contract surfacing |
| Ireland | Cubis Systems Limited | 100 | Supplier of access chambers and ducting products |
| Ireland | NAL Products Limited | 100 | Supplier of access chambers and ducting products |

---

------

---

| | | | |
|:---|:---|:---|:---|
| Netherlands | Calduran B.V. | 100 | Sand-lime bricks and building elements |
| Netherlands | Cementbouw B.V. | 100 | Cement transport and trading, readymixed concrete and aggregates |
| Netherlands | Heembeton B.V. | 100 | Precast concrete structural elements |
| Netherlands | Dycore B.V. | 100 | Concrete flooring elements |
| Netherlands | Struyk Verwo Groep B.V. | 100 | Concrete paving products |
| Netherlands | Leviat B.V. | 100 | Construction accessories |
| Poland | Przedsiebiorstwo Produkcji Mas Betonowych Bosta Beton Sp. z o.o. | 90.3 | Readymixed concrete |
| Poland | Drogomex Sp. z o.o.\* | 100 | Asphalt and contract surfacing |
| Poland | Cement Ożarów S.A. | 100 | Cement |
| Poland | Masfalt Sp. z o.o.\* | 100 | Asphalt and contract surfacing |
| Poland | Trzuskawica S.A. | 100 | Production of lime and lime products |
| Poland | Polbruk S.A. | 100 | Concrete paving products |
| Romania | ROMCIM S.A. | 98.61 | Cement, aggregates and readymixed concrete |
| Romania | Elpreco S.A. | 100 | Architectural concrete products |
| Romania | TehnoWorld SRL | 100 | Water infrastructure solutions |
| Romania | Ferrobeton Romania SRL\* | 100 | Structural concrete products |
| Romania | Bauelemente | 100 | Structural concrete products |
| Serbia | Moravacem d.o.o. Popovac | 100 | Cement |
| Slovakia | Danucem Slovensko a.s. | 99.8 | Cement, readymixed concrete and aggregates |
| Slovakia | Premac, spol. s.r.o.\* | 100 | Concrete paving and floor elements |
| Spain | Beton Catalan S.A. | 100 | Readymixed concrete |
| Spain | Cementos Lemona S.A. | 98.75 | Cement |
| Sweden | Ulricehamns Betong AB | 100 | Structural concrete products |
| Switzerland | JURA-Holding AG | 100 | Cement, aggregates and readymixed concrete |
| Switzerland | Leviat AG\* | 100 | Construction accessories |
| Ukraine | LLC Cement | 100 | Cement |
| Ukraine | PJSC Mykolaivcement | 100 | Cement |
| Ukraine | VIPCEM PJSC | 100 | Cement |
| Ukraine | Podilsky Cement PJSC\* | 100 | Cement |
| United States | Meadow Burke, LLC | 100 | Concrete accessories |
| Philippines (i) | Republic Cement & Building Materials, Inc. | 40 | Cement |
| Philippines (i) | Republic Cement Land & Resources Inc. | 40 | Cement and Building Materials |
| (i) 55% economic interest in the combined Philippines business. | (i) 55% economic interest in the combined Philippines business. | (i) 55% economic interest in the combined Philippines business. | (i) 55% economic interest in the combined Philippines business. |

---

<sup>1</sup>

\* Audited by firms other than Deloitte. <sup>1</sup>

------

**Principal Equity Method Investments**

as at December 31, 2025

**Americas Materials Solutions**

---

| | | | |
|:---|:---|:---|:---|
| Incorporated and operating in |  | % held | Products and services |
| Canada | Airlinx Transit Partners Inc.\* | 50 | Special-purpose entity on Ontario infrastructure construction |
| Canada | Blackbird Infrastructure 407 General Partnership\* | 50 | Special-purpose entity on highway infrastructure construction |
| Canada | Blackbird Maintenance 407 General Partnership\* | 50 | Construction |
| Canada | Blackbird Constructors 407 General Partnership\* | 50 | Construction |
| Canada | Blackbird Infrastructure 407 CRH GP Inc.\* | 50 | Special-purpose entity on highway infrastructure construction |
| Canada | DAD (Finch West LRT Inc.)\* | 33 | Special-purpose entity on Ontario infrastructure construction |
| Canada | Kiewit-Dufferin Midtown Partnership\* | 35 | Construction |
| Canada | Mosaic Transit Partners General Partnership\* | 33 | Special-purpose entity on infrastructure construction |
| Canada | Mosaic Transit Constructors General Partnership\* | 33 | Construction |
| United States | Buckeye Ready Mix, LLC\* | 45 | Readymixed concrete |
| United States | Cadillac Asphalt, LLC\* | 50 | Asphalt |
| United States | Piedmont Asphalt, LLC\* | 50 | Asphalt |
| United States | Southside Materials, LLC\* | 50 | Aggregates |
| United States | Camden Materials, LLC\* | 50 | Asphalt |
| United States | Carrollton River Terminal, LLC\* | 50 | Liquid asphalt storage |
| United States | Nally & Gibson Georgetown, LLC\* | 50 | Aggregates, asphalt and construction |
| United States | S&Y Terminal, LLC\* | 20 | Liquid asphalt terminal |
| United States | Great Lakes Slag US, LLC\* | 50 | Slag |

---

**International Solutions**

---

| | | | |
|:---|:---|:---|:---|
| Incorporated and operating in |  | % held | Products and services |
|  | <sup>2</sup> |  |  |
| Australia | E.B. Mawson & Sons Pty Ltd & Controlled Entities | 50 | Aggregates & readymixed concrete |
| Australia | Independent Cement & Lime Pty Ltd | 50 | Cement |
| China | Yatai Building Materials Group Company Limited\* | 26 | Cement |
| Ireland | Kemek Limited\* | 50 | Commercial explosives |

---

\* Audited by firms other than Deloitte.<sup>2</sup>

## Exhibit 22.1

**Exhibit 22.1**

**List of Subsidiary Issuers of Guaranteed Securities**

*As of December 31, 2025:*

CRH SMW Finance Designated Activity Company, an indirect wholly owned finance subsidiary

of CRH public limited company that is incorporated under the laws of Ireland, is the issuer of the

following securities, which are fully and unconditionally guaranteed by CRH public limited

company:

• 5.200% Guaranteed Notes due 2029

• 5.125% Guaranteed Notes due 2030

CRH America, Inc., a wholly owned consolidated subsidiary of CRH public limited company that

is incorporated under the laws of the State of Delaware, is the issuer of the following securities,

which are fully and unconditionally guaranteed by CRH public limited company:

• 6.400% Notes due 2033

CRH America Finance, Inc., an indirect wholly owned finance subsidiary of CRH public limited

company that is incorporated under the laws of the State of Delaware, is the issuer of the

following securities, which are fully and unconditionally guaranteed by CRH public limited

company:

• 4.400% Guaranteed Notes due 2031

• 5.400% Guaranteed Notes due 2034

• 5.500% Guaranteed Notes due 2035

• 5.000% Guaranteed Notes due 2036

• 5.875% Guaranteed Notes due 2055

• 5.600% Guaranteed Notes due 2056

## Exhibit 23.1

**Exhibit 23.1**

**CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM**

We consent to the incorporation by reference in (i) Registration Statement No. 333-279349 on Form S-3 of CRH plc, CRH America Finance, Inc. and CRH SMW Finance Designated Activity Company, (ii) Registration Statement No. 333-273244 on Form F-3 of CRH plc, CRH America, Inc. and CRH America Finance, Inc., and (iii) Registration Statements Nos. 333-90808, 333-165870, 333-173246, 333-202772, No. 333-274148 and 333-287164 on Form S-8 of CRH plc, of our reports dated February 18, 2026, relating to the financial statements of CRH plc and the effectiveness of CRH plc's internal control over financial reporting appearing in this Annual Report on Form 10-K for the year ended December 31, 2025.

/s/ Deloitte & Touche LLP

Atlanta, GA

February 18, 2026

## Exhibit 23.2

**Exhibit 23.2**

**CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM**

We consent to the incorporation by reference in (i) Registration Statement No. 333-279349 on Form S-3 of CRH plc, CRH America Finance, Inc. and CRH SMW Finance Designated Activity Company, (ii) Registration Statement No. 333-273244 on Form F-3 of CRH plc, CRH America, Inc. and CRH America Finance, Inc., and (iii) Registration Statements Nos. 333-90808, 333-165870, 333-173246, 333-202772, No. 333-274148 and 333-287164 on Form S-8 of CRH plc, of our report dated February 26, 2025, relating to the financial statements of CRH plc appearing in this Annual Report on Form 10-K for the year ended December 31, 2025.

/s/ Deloitte Ireland LLP

Dublin, Ireland

February 18, 2026

<br> <br>

## Exhibit 31.1

**EXHIBIT 31.1**

**CERTIFICATION PURSUANT TO**

**RULE 13a-14 OF THE SECURITIES EXCHANGE ACT OF 1934, AS ADOPTED PURSUANT TO**

**SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002**

I, J. Mintern, certify that:

(1) I have reviewed this Annual Report on Form 10-K of CRH public limited company for the year ended December

31, 2025;

(2) Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a

material fact necessary to make the statements made, in light of the circumstances under which such statements were

made, not misleading with respect to the period covered by this report;

(3) Based on my knowledge, the financial statements, and other financial information included in this report, fairly

present in all material respects the financial condition, results of operations and cash flows of the registrant as of,

and for, the periods presented in this report;

(4) The registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls

and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial

reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

(a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to

be designed under our supervision, to ensure that material information relating to the registrant, including

its consolidated subsidiaries, is made known to us by others within those entities, particularly during the

period in which this report is being prepared;

(b) Designed such internal control over financial reporting, or caused such internal control over financial

reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of

financial reporting and the preparation of financial statements for external purposes in accordance with

generally accepted accounting principles;

(c) Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this

report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the

period covered by this report based on such evaluation; and

(d) Disclosed in this report any change in the registrant's internal control over financial reporting that

occurred during the registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the case

of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant's

internal control over financial reporting; and

(5) The registrant's other certifying officer and I have disclosed, based on our most recent evaluation of internal

control over financial reporting, to the registrant's auditors and the audit committee of the registrant's board of

directors (or persons performing the equivalent functions):

(a) All significant deficiencies and material weaknesses in the design or operation of internal control over

financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process,

summarize and report financial information; and

(b) Any fraud, whether or not material, that involves management or other employees who have a

significant role in the registrant's internal control over financial reporting.

---

| | |
|:---|:---|
| Date: February 18, 2026 | Date: February 18, 2026 |
| Signature: | /s/ J. Mintern |
| | J. Mintern |
| Title: | *Chief Executive Officer* |

---

## Exhibit 31.2

**EXHIBIT 31.2**

**CERTIFICATION PURSUANT TO**

**RULE 13a-14 OF THE SECURITIES EXCHANGE ACT OF 1934, AS ADOPTED PURSUANT TO**

**SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002**

I, N. Buese, certify that:

(1) I have reviewed this Annual Report on Form 10-K of CRH public limited company for the year ended December

31, 2025;

(2) Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a

material fact necessary to make the statements made, in light of the circumstances under which such statements were

made, not misleading with respect to the period covered by this report;

(3) Based on my knowledge, the financial statements, and other financial information included in this report, fairly

present in all material respects the financial condition, results of operations and cash flows of the registrant as of,

and for, the periods presented in this report;

(4) The registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls

and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial

reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

(a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to

be designed under our supervision, to ensure that material information relating to the registrant, including

its consolidated subsidiaries, is made known to us by others within those entities, particularly during the

period in which this report is being prepared;

(b) Designed such internal control over financial reporting, or caused such internal control over financial

reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of

financial reporting and the preparation of financial statements for external purposes in accordance with

generally accepted accounting principles;

(c) Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this

report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the

period covered by this report based on such evaluation; and

(d) Disclosed in this report any change in the registrant's internal control over financial reporting that

occurred during the registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the case

of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant's

internal control over financial reporting; and

(5) The registrant's other certifying officer and I have disclosed, based on our most recent evaluation of internal

control over financial reporting, to the registrant's auditors and the audit committee of the registrant's board of

directors (or persons performing the equivalent functions):

(a) All significant deficiencies and material weaknesses in the design or operation of internal control over

financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process,

summarize and report financial information; and

(b) Any fraud, whether or not material, that involves management or other employees who have a

significant role in the registrant's internal control over financial reporting.

---

| | |
|:---|:---|
| Date: February 18, 2026 | Date: February 18, 2026 |
| Signature: | /s/ N. Buese |
| | N. Buese |
| Title: | *Chief Financial Officer* |

---

## Exhibit 32.1

**EXHIBIT 32.1**

**CERTIFICATION OF CHIEF EXECUTIVE OFFICER PURSUANT TO** 

**18 U.S.C. SECTION 1350,** 

**AS ADOPTED PURSUANT TO** 

**SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002** 

In connection with the Annual Report of CRH public limited company (the "Company") on Form 10-K for the year

ended December 31, 2025 as filed with the Securities and Exchange Commission on the date hereof (the "Report"),

I, J. Mintern, as Chief Executive Officer of the Company, hereby certify, pursuant to 18 U.S.C. Section 1350, as

adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, to the best of my knowledge that:

1 The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

2 The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

---

| | |
|:---|:---|
| Signature:  | /s/ J. Mintern |
| | J. Mintern |
| | *Chief Executive Officer*<br>*February 18, 2026* |

---

*The foregoing certification is being furnished solely pursuant to 18 U.S.C. Section 1350 and is not being filed as* 

*part of the Report or as a separate disclosure document.*

## Exhibit 32.2

**EXHIBIT 32.2**

**CERTIFICATION OF CHIEF FINANCIAL OFFICER PURSUANT TO** 

**18 U.S.C. SECTION 1350,** 

**AS ADOPTED PURSUANT TO** 

**SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002** 

In connection with the Annual Report of CRH public limited company (the "Company") on Form 10-K for the year

ended December 31, 2025 as filed with the Securities and Exchange Commission on the date hereof (the "Report"),

I, N. Buese, as Chief Financial Officer of the Company, hereby certify, pursuant to 18 U.S.C. Section 1350, as

adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, to the best of my knowledge, that:

1 The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

2 The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

---

| | |
|:---|:---|
| Signature:  | /s/ N. Buese |
| | N. Buese |
| | *Chief Financial Officer* <br>*February 18, 2026* |

---

*The foregoing certification is being furnished solely pursuant to 18 U.S.C. Section 1350 and is not being filed as* 

*part of the Report or as a separate disclosure document.*

## Exhibit 95.1

**Exhibit 95.1**

**Disclosure of Mine Safety and Health Administration ("MSHA") Safety Data**

CRH is committed to the health and safety of its employees and to providing an incident free workplace. The Company maintains a comprehensive health and safety

program that includes extensive training for all employees and contractors, site inspections, emergency response preparedness, crisis communications training,

incident investigation, regulatory compliance training and process auditing.

CRH's U.S. aggregate quarry and mine operations are subject to Mine Safety and Health Administration (MSHA) regulation under the Federal Mine Safety and

Health Act of 1977 (the "Mine Act"). MSHA inspects our mines on a regular basis and issues various citations and orders when it believes a violation has occurred

under the Mine Act. Whenever MSHA issues a citation or order, it also generally proposes a civil penalty, or fine, related to the alleged violation.

During the year ended December 31, 2025, two of our mining operations received orders under section 104(b); none of our mining operations received an order

under section 107(a); none of our mining operations received written notice from MSHA of a flagrant violation under section 110(b)(2), notice of pattern of

violations under section 104(e) or potential to have pattern under section 104(e) of the Mine Act. For the year ended December 31, 2025, we experienced no

fatalities at our mining operations.

The information in the table below reflects citations and orders MSHA issued to CRH during the year ended December 31, 2025, as reflected in our records. The

data in our system may not match or reconcile with the data MSHA maintains on its public website. In evaluating this information, consideration should also be

given to factors such as: (i) the number of citations and orders may vary depending on the size and operation of the mine; (ii) the number of citations issued may

vary from inspector to inspector and mine to mine; and (iii) citations and orders may be contested and appealed, and in that process, may be reduced in severity and

amount, and may be dismissed.

---

| | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Mine ID (1)** | **Mine Name or Operating Name (2)** | **Section 104(a)** <br>**Significant and** <br>**Substantial** <br>**Citations (3)**<br>| **Section** <br>**104(b)** <br>**Orders** <br>**(4)**<br>| **Section** <br>**104(d)** <br>**Citations** <br>**and Orders** <br>**(5)**<br>| **Section** <br>**107(a)** <br>**Orders** <br>**(6)**<br>| **Received** <br>**Notice of** <br>**Pattern of** <br>**Violations** <br>**Under Section** <br>**104(e) yes/no** <br>**(7)**<br>| **Received Notice** <br>**of Potential to** <br>**Have Pattern of** <br>**Violation Under** <br>**Section 104(e)** <br>**yes/no (8)**<br>| **Proposed** <br>**MSHA** <br>**Assessments** <br>**(Dollar value in** <br>**thousands) (9)**<br>| **Pending** <br>**Legal** <br>**Actions** <br>**(10)**<br>| **Legal** <br>**Actions** <br>**Initiated** <br>**During** <br>**Period**<br>| **Legal** <br>**Actions** <br>**Resolved** <br>**During** <br>**Period**<br>|
| **0102140** | **Alexander City** | **0** | **0** | **0** | **0** | no | no | **0** | **0** | **0** | **0** |
| **0102727** | **Tarrant Quarry** | **0** | **0** | **0** | **0** | no | no | **0** | **0** | **0** | **0** |
| **0102822** | **P & R Mining** | **3** | **0** | **0** | **0** | no | no | **2.804** | **0** | **0** | **0** |
| **0102959** | **Sand Plant #131** | **0** | **0** | **0** | **0** | no | no | **0** | **0** | **0** | **0** |
| **0103083** | **Opelika Quarry** | **0** | **0** | **0** | **0** | no | no | **0** | **0** | **0** | **0** |
| **0103138** | **Plant 73201** | **0** | **0** | **0** | **0** | no | no | **0** | **0** | **0** | **0** |
| **0103264** | **Wedowee Quarry** | **0** | **0** | **0** | **0** | no | no | **0** | **0** | **0** | **0** |
| **0103380** | **Calera** | **0** | **0** | **0** | **0** | no | no | **0** | **0** | **0** | **0** |
| **0200181** | **Darling Mine** | **5** | **0** | **0** | **0** | no | no | **0** | **0** | **0** | **0** |
| **0202450** | **Young Block 1** | **0** | **0** | **0** | **0** | no | no | **0** | **0** | **0** | **0** |
| **0300005** | **Alma Quarry & Plant Or Alma Quarry** <br>**& Mil**<br>| **0** | **0** | **0** | **0** | no | no | **0** | **0** | **0** | **0** |
| **0300039** | **WEST FORK QUARRY & PLANT** | **0** | **0** | **0** | **0** | no | no | **0** | **0** | **0** | **0** |
| **0300040** | **Valley Springs Quarry** | **0** | **0** | **0** | **0** | no | no | **0** | **0** | **0** | **0** |

---

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **0300256** | **Foreman Quarry & Plant** | **12** | **0** | no | **167.284** | **1** | **2** | **5** |
| **0300379** | **Arkhola Dredge & Plant** | **0** | **0** | no | **0.151** | **0** | **0** | **0** |
| **0300409** | **Pyatt Sand Plant** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **0300429** | **Jenny Lind Quarry** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **0300437** | **Avoca Quarry & Plant** | **1** | **0** | no | **1.678** | **0** | **0** | **0** |
| **0301462** | **Preston Quarry** | **0** | **0** | no | **0.151** | **0** | **0** | **0** |
| **0301576** | **FORT SMITH SAND PLT** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **0301583** | **Sharps Quarry & Plant** | **1** | **0** | no | **1.781** | **0** | **0** | **0** |
| **0301653** | **EVERTON SAND QUARRY** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **0301695** | **Berryville Plant** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **0301711** | **Portable Crusher** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **0301714** | **Mountain Home Materials Sand Plant** | **1** | **0** | no | **3.185** | **0** | **0** | **0** |
| **0301807** | **Hindsville Quarry & Plant** | **0** | **0** | no | **1.057** | **0** | **0** | **0** |
| **0301808** | **APAC (BIRDEYE LOCATION)** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **0301895** | **North Harrison Quarry** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **0301899** | **Portable #1 Plant 1313** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **0301908** | **Mountain Home Materials Quarry** | **0** | **0** | no | **0.168** | **0** | **0** | **0** |
| **0301921** | **Portable #2 Plant 1400** | **3** | **0** | no | **0.766** | **0** | **0** | **0** |
| **0301930** | **North Custer Quarry** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **0301948** | **White Oaks Sand & Gravel** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **0301974** | **Midland Quarry** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **0302012** | **Gravette Quarry** | **2** | **0** | no | **1.454** | **0** | **0** | **0** |
| **0302014** | **Bonanza Quarry** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **0302018** | **Hard Rock Quarry** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **0302061** | **1316** | **1** | **0** | no | **1.066** | **0** | **0** | **0** |
| **0400021** | **San Rafael Rock Quarry** | **1** | **0** | no | **0** | **1** | **1** | **0** |
| **0400276** | **Blue Rock Quarry** | **0** | **0** | no | **0.453** | **0** | **0** | **0** |
| **0400600** | **Mark West Quarry** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **0405863** | **Echo Mountain** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **0500967** | **SP1** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **0500977** | **Mackenzie Pit** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **0501050** | **WP1** | **0** | **0** | no | **0.168** | **0** | **0** | **0** |
| **0502140** | **CALHOUN-EATON PIT** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **0503007** | **Ralston Quarry**  | **2** | **0** | no | **2.196** | **0** | **0** | **0** |
| **0503178** | **CO Crusher** | **0** | **0** | no | **0.336** | **0** | **0** | **0** |
| **0503422** | **Specialty Crusher** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **0503510** | **Portable Wash Plant (WP #4)** | **2** | **0** | no | **0.611** | **0** | **0** | **0** |
| **0503808** | **Portable Crusher #2** | **2** | **0** | no | **0** | **0** | **0** | **0** |
| **0503850** | **CR2** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **0503888** | **Hidden Valley Plant** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **0504037** | **CURSHER UNIT #2** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **0504119** | **FCM Rental Crusher** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **0504131** | **150-3 TRIMBLE/TAULLI** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **0504231** | **CR3** | **0** | **0** | no | **0.672** | **0** | **0** | **0** |
| **0504356** | **FCM Crusher 4 (CSP#4)** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **0504432** | **MONTGOMERY PIT** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **0504484** | **Scott Pit** | **0** | **0** | no | **0** | **0** | **0** | **0** |

---

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **0504549** | **WP 3** | **0** | **0** | no | **0** | **0** |
| **0504552** | **Portable Screen Plant #1** | **0** | **0** | no | **0** | **0** |
| **0504571** | **PORTABLE PLANT #1** | **0** | **0** | no | **0** | **0** |
| **0504585** | **WP2** | **0** | **0** | no | **0.336** | **0** |
| **0504624** | **SP 2** | **0** | **0** | no | **0** | **0** |
| **0504641** | **Milner Pit** | **0** | **0** | no | **0.504** | **0** |
| **0504656** | **CR4** | **0** | **0** | no | **0.168** | **0** |
| **0504706** | **Portable Crusher #3** | **0** | **0** | no | **0.84** | **0** |
| **0504739** | **CR5** | **0** | **0** | no | **0** | **0** |
| **0504740** | **CR6** | **0** | **0** | no | **0** | **0** |
| **0504741** | **SP3** | **0** | **0** | no | **0** | **0** |
| **0504794** | **WP4** | **0** | **0** | no | **0** | **0** |
| **0504832** | **Wash Plant #5** | **0** | **0** | no | **0.168** | **0** |
| **0504834** | **SP4** | **0** | **0** | no | **0.168** | **0** |
| **0504835** | **CR7** | **0** | **0** | no | **0** | **0** |
| **0504836** | **CR8** | **0** | **0** | no | **0** | **0** |
| **0504854** | **Portable Crusher #1** | **0** | **0** | no | **1.095** | **0** |
| **0504858** | **Hidden Valley Plant** | **0** | **0** | no | **0** | **0** |
| **0504875** | **Portable Crusher #4** | **1** | **0** | no | **4.953** | **0** |
| **0504887** | **CR10** | **0** | **0** | no | **0.168** | **0** |
| **0504888** | **CR9** | **4** | **0** | no | **0.824** | **0** |
| **0504937** | **Portable Deck Screen** | **0** | **0** | no | **0** | **0** |
| **0504999** | **Wash Plant 2** | **0** | **0** | no | **0.336** | **0** |
| **0505040** | **Portable Crusher #6** | **0** | **0** | no | **0.168** | **0** |
| **0505041** | **Portable Crusher # 5** | **3** | **0** | no | **4.111** | **0** |
| **0505116** | **Kattenberg** | **0** | **0** | no | **0** | **0** |
| **0505117** | **Portable Crusher #7** | **0** | **0** | no | **0** | **0** |
| **0505121** | **Portable Wash Plant #3** | **0** | **0** | no | **0** | **0** |
| **0505125** | **Coaldale** | **0** | **0** | no | **0** | **0** |
| **0505163** | **Portable Crusher #9** | **3** | **0** | no | **0** | **0** |
| **0600003** | **Tilcon Newington Quarry** | **0** | **0** | no | **0** | **0** |
| **0600012** | **North Branford Quarry** | **0** | **0** | no | **0.672** | **0** |
| **0600013** | **Wallingford Quarry** | **0** | **0** | no | **0.168** | **0** |
| **0600015** | **Wauregan Quarry** | **0** | **0** | no | **0** | **0** |
| **0600022** | **New Britain Quarry** | **1** | **0** | no | **0.336** | **0** |
| **0600224** | **Tilcon Manchester Quarry** | **0** | **0** | no | **0** | **0** |
| **0600251** | **Granby Notch Pit** | **0** | **0** | no | **0** | **0** |
| **0600345** | **Southington Pit & Plant** | **0** | **0** | no | **0** | **0** |
| **0600654** | **Griswold Sand & Gravel** | **0** | **0** | no | **0.168** | **0** |
| **0600677** | **Montville Plant** | **0** | **0** | no | **0** | **0** |
| **0600680** | **Groton Plant** | **0** | **0** | no | **0** | **0** |
| **0600715** | **Fab Tec** | **0** | **0** | no | **0** | **0** |
| **0600723** | **Power Screen Warrior** | **0** | **0** | no | **0** | **0** |
| **0600810** | **POWERSCREEN WARRIOR 43.566616** | **0** | **0** | no | **0** | **0** |
| **0600812** | **POWERSCREEN CHIEFTAIN** <br>**88.574023**<br>| **0** | **0** | no | **0** | **0** |
| **0700059** | **Bay Road Plant #7** | **0** | **0** | no | **0** | **0** |

---

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **0700093** | **Tarburton Pit** | **1** | **0** | no | **0.151** | **0** |
| **0700103** | **PLANT NO. 701** | **0** | **0** | no | **0** | **0** |
| **0800526** | **Golden Gate Quarry** | **0** | **0** | no | **0.453** | **0** |
| **0800995** | **Suwannee American Cement** | **0** | **0** | no | **0** | **0** |
| **0801243** | **Laurel Shell Pit** | **0** | **0** | no | **0** | **0** |
| **0801318** | **Suwannee American Cement** | **1** | **0** | no | **2.368** | **0** |
| **0801340** | **CYD Cabbage Grove** | **3** | **0** | no | **4.862** | **0** |
| **0801370** | **Sumterville Cement Plant** | **0** | **0** | no | **1.194** | **0** |
| **0801408** | **Conrad Mine** | **0** | **0** | no | **0** | **0** |
| **0900022** | **Galite #1** | **0** | **0** | no | **0** | **0** |
| **0900305** | **Rossville Quarry** | **0** | **0** | no | **0** | **0** |
| **0901024** | **Cartersville** | **0** | **0** | no | **0** | **0** |
| **0901035** | **Forsyth Quarry**  | **3** | **0** | no | **0** | **0** |
| **0901039** | **Ringgold Quarry** | **0** | **0** | no | **0** | **0** |
| **0901046** | **Harrison Chester White Quarry** | **0** | **0** | no | **0** | **0** |
| **0901152** | **Mulberry Quarry** | **0** | **0** | no | **0.168** | **0** |
| **0901169** | **Lithonia Quarry** | **0** | **0** | no | **0** | **0** |
| **0901204** | **Warren County Quarry** | **0** | **0** | no | **0** | **0** |
| **1000006** | **Inkom Plant** | **0** | **0** | no | **0** | **0** |
| **1000099** | **Fan Claim** | **0** | **0** | no | **0** | **0** |
| **1000310** | **COEUR D'ALENE-PRE MIX #4** | **0** | **0** | no | **0** | **0** |
| **1000313** | **TV Portable Wash Plant #1** | **0** | **0** | no | **0** | **0** |
| **1000326** | **Mt Home Portable** | **0** | **0** | no | **0** | **0** |
| **1000343** | **Kathleen Facility** | **0** | **0** | no | **0** | **0** |
| **1000373** | **Pocatello Wash Plant** | **0** | **0** | no | **0** | **0** |
| **1000604** | **Federal Way Aggregates** | **0** | **0** | no | **0** | **0** |
| **1000727** | **Hayden Lake Pit** | **0** | **0** | no | **0** | **0** |
| **1000740** | **Eagle Pit** | **0** | **0** | no | **0** | **0** |
| **1000791** | **Newport** | **0** | **0** | no | **0** | **0** |
| **1000876** | **St Clair Pit** | **0** | **0** | no | **0** | **0** |
| **1000884** | **Oldcastle Infrastructure Idaho Falls** | **0** | **0** | no | **0** | **0** |
| **1001014** | **Coeur D Alene Pit** | **0** | **0** | no | **0** | **0** |
| **1001022** | **Moen Pit** | **0** | **0** | no | **0** | **0** |
| **1001253** | **Wilford Pit** | **0** | **0** | no | **0** | **0** |
| **1001304** | **Fr 52-S Pit** | **0** | **0** | no | **0** | **0** |
| **1001326** | **133 Portable Crusher** | **0** | **0** | no | **1.499** | **0** |
| **1001327** | **State Pit Bg-68-S** | **0** | **0** | no | **0** | **0** |
| **1001363** | **Cottonwood Pit** | **0** | **0** | no | **0** | **0** |
| **1001637** | **Pearl Pit** | **0** | **0** | no | **0** | **0** |
| **1001673** | **Dingle Pit** | **0** | **0** | no | **0** | **0** |
| **1001704** | **Treasure Valley Portable #1** | **0** | **0** | no | **0** | **0** |
| **1001709** | **Rental Portable Screen Plant** | **0** | **0** | no | **0** | **0** |
| **1001728** | **Portable #1** | **0** | **0** | no | **0** | **0** |
| **1001729** | **PORTABLE PLANT #2** | **0** | **0** | no | **0** | **0** |
| **1001742** | **Treasure Valley Portable #2** | **0** | **0** | no | **0.168** | **0** |
| **1001750** | **Amcor Albino Claim** | **0** | **0** | no | **0** | **0** |
| **1001818** | **TV Plant #001295** | **0** | **0** | no | **0** | **0** |

---

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| **1001828** | **Portable #2** | **0** | **0** | **0** | no | **0** | **0** |
| **1001884** | **ICA Portable Crusher** | **0** | **0** | **0** | no | **0** | **0** |
| **1001892** | **134 Crusher H-K Portable Plant** | **2** | **0** | **0** | no | **2.109** | **0** |
| **1001912** | **Wyoming Facility** | **0** | **0** | **0** | no | **0** | **0** |
| **1001949** | **TV Portable Wash Plant #2** | **0** | **0** | **0** | no | **0** | **0** |
| **1001976** | **Greenleaf** | **0** | **0** | **0** | no | **0** | **0** |
| **1001994** | **TV Plant #001286** | **0** | **0** | **0** | no | **0** | **0** |
| **1002018** | **Post Falls Quarry** | **0** | **0** | **0** | no | **0** | **0** |
| **1002035** | **Summit Stone Portable** | **0** | **0** | **0** | no | **0** | **0** |
| **1002055** | **Richfield Pit** | **0** | **0** | **0** | no | **0** | **0** |
| **1002107** | **132 Portable Crusher** | **0** | **0** | **0** | no | **0** | **0** |
| **1002142** | **Portable Wash Plant #1** | **0** | **0** | **0** | no | **0** | **0** |
| **1002191** | **Pep Screen / Spray bars** | **0** | **0** | **0** | no | **0** | **0** |
| **1002213** | **Portable Plant 130** | **0** | **0** | **0** | no | **0** | **0** |
| **1002222** | **1700 Trac Screening Plant** | **0** | **0** | **0** | no | **0** | **0** |
| **1002298** | **Market Pit** | **0** | **0** | **0** | no | **0** | **0** |
| **1002299** | **Freeman Pit** | **0** | **0** | **0** | no | **0** | **0** |
| **1002322** | **IMC Pocatello Portable Screening** <br>**Plant**<br>| **0** | **0** | **0** | no | **0.165** | **0** |
| **1100176** | **J-Plant** | **0** | **0** | **0** | no | **0** | **0** |
| **1102750** | **Dallas City Quarry** | **0** | **0** | **0** | no | **0** | **0** |
| **1200058** | **Bryant Quarry** | **0** | **0** | **0** | no | **0** | **0** |
| **1200083** | **Eckerty Quarry** | **0** | **0** | **0** | no | **0** | **0** |
| **1200084** | **Cape Sandy #1** | **3** | **1** | **0** | no | **7.454** | **2** |
| **1200085** | **Derby Quarry** | **0** | **0** | **0** | no | **0** | **0** |
| **1200654** | **Evansville Mill**  | **0** | **0** | **0** | no | **0** | **0** |
| **1200839** | **Temple Quarry**  | **1** | **0** | **0** | no | **0.604** | **0** |
| **1200890** | **Griffin Plant** | **0** | **0** | **0** | no | **0.151** | **0** |
| **1200914** | **Stoneco Angola Pit** | **0** | **0** | **0** | no | **0** | **0** |
| **1201389** | **Rockport #15 Dredge** | **0** | **0** | **0** | no | **0** | **0** |
| **1201397** | **Derby Underground Mine** | **0** | **0** | **0** | no | **0** | **0** |
| **1201423** | **Derby Slope Mine** | **0** | **0** | **0** | no | **0** | **0** |
| **1201438** | **Tower Quarry**  | **0** | **0** | **0** | no | **0.453** | **1** |
| **1201713** | **Eckerty Underground Mine** | **0** | **0** | **0** | no | **0** | **0** |
| **1201720** | **Charlestown Quarry**  | **0** | **0** | **0** | no | **0.151** | **0** |
| **1201784** | **Cape Sandy #2** | **0** | **0** | **0** | no | **0** | **0** |
| **1201917** | **Temple Underground** | **0** | **0** | **0** | no | **0** | **0** |
| **1202100** | **Mill Creek Quarry** | **0** | **0** | **0** | no | **0** | **0** |
| **1202119** | **Mount Vernon Pit** | **0** | **0** | **0** | no | **0** | **0** |
| **1202129** | **I-69 Sand Pit** | **0** | **0** | **0** | no | **0.906** | **0** |
| **1202192** | **Abydel Quarry** | **0** | **0** | **0** | no | **0** | **0** |
| **1202236** | **New Amsterdam Quarry** | **2** | **0** | **0** | no | **0** | **1** |
| **1202332** | **London Aggregates Portable #1** | **0** | **0** | **0** | no | **0** | **0** |
| **1202379** | **Cape Sandy Underground** | **0** | **0** | **0** | no | **0** | **0** |
| **1202380** | **Newburgh Yard** | **0** | **0** | **0** | no | **0** | **0** |
| **1300181** | **Nelson Quarry** | **0** | **0** | **0** | no | **0** | **0** |
| **1300183** | **Heinold Quarry** | **0** | **0** | **0** | no | **0** | **0** |

---

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **1300185** | **Sullivan Slough** | **0** | no | **0** | **0** |
| **1300186** | **Geode Shop**  | **0** | no | **0** | **0** |
| **1300187** | **Argyle Quarry** | **0** | no | **0** | **0** |
| **1300221** | **Camanche Quarry** | **0** | no | **0** | **0** |
| **1300395** | **Cedar Creek Quarry** | **0** | no | **0** | **0** |
| **1300620** | **Emmetsburg Pit** | **0** | no | **0** | **0** |
| **1300645** | **PWP #3** | **0** | no | **0.151** | **0** |
| **1300653** | **Commerce Pit** | **0** | no | **0** | **0** |
| **1300766** | **Spring Sand Plant** | **0** | no | **0** | **0** |
| **1300919** | **PWP #6** | **0** | no | **0** | **0** |
| **1300921** | **Vandalia Rd Plant**  | **0** | no | **0** | **0** |
| **1300999** | **Portable #3** | **0** | no | **0** | **0** |
| **1301000** | **Lake View Shop** | **0** | no | **0** | **0** |
| **1301019** | **Ames Plant** | **0** | no | **0.487** | **0** |
| **1301050** | **PCP #5** | **0** | no | **0** | **0** |
| **1301053** | **PWP #2** | **0** | no | **0** | **0** |
| **1301202** | **North Des Moines Plant** | **0** | no | **1.093** | **0** |
| **1301429** | **Le Grand/Quarry** | **0** | no | **0** | **0** |
| **1301502** | **Vincennes Sand Pit** | **0** | no | **0** | **0** |
| **1301514** | **J-Plant (Portable)** | **0** | no | **0** | **0** |
| **1301706** | **Booneville Plant** | **0** | no | **0.467** | **0** |
| **1301732** | **Donnellson Quarry** | **0** | no | **0** | **0** |
| **1301825** | **Stripping #1** | **0** | no | **0** | **0** |
| **1301880** | **CHEROKEE NORTH** | **0** | no | **0** | **0** |
| **1302045** | **PCP #6** | **0** | no | **0** | **0** |
| **1302050** | **Portable Lime Screen** | **0** | no | **0** | **0** |
| **1302056** | **Plant No 3** | **0** | no | **0** | **0** |
| **1302079** | **PCP #9** | **0** | no | **0** | **0** |
| **1302145** | **PWP #1** | **0** | no | **0** | **0** |
| **1302149** | **Fostoria Plant** | **0** | no | **0** | **0** |
| **1302151** | **Geode Wash Plant**  | **0** | no | **0** | **0** |
| **1302176** | **PWP #4** | **0** | no | **0** | **0** |
| **1302177** | **Port. Plant #7 & #2 Stripping Crew** | **0** | no | **0** | **0** |
| **1302189** | **Stripping #2** | **0** | no | **0** | **0** |
| **1302190** | **PRP #5** | **0** | no | **0** | **0** |
| **1302210** | **PORTABLE WASH PLANT #2** | **0** | no | **0** | **0** |
| **1302218** | **PCP #7** | **0** | no | **0** | **0** |
| **1302240** | **PCP #2** | **0** | no | **0** | **0** |
| **1302248** | **Stripping Crew #3** | **0** | no | **0** | **0** |
| **1302293** | **Portable Screen #1** | **0** | no | **0** | **0** |
| **1302294** | **Portable Screen Plant #2** | **0** | no | **0** | **0** |
| **1302300** | **PCP #4** | **0** | no | **0.453** | **0** |
| **1302306** | **Pleasant Hill** | **0** | no | **0** | **0** |
| **1302311** | **PSP #3** | **0** | no | **0** | **0** |
| **1302313** | **PSP #4** | **0** | no | **0** | **0** |
| **1302321** | **PSP #5** | **0** | no | **0** | **0** |
| **1302322** | **PSP #6** | **0** | no | **0** | **0** |

---

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| **1302323** | **Portable Stripping # 2** | **0** | **0** | no | **0** | **0** | **0** |
| **1302324** | **PSP #8** | **0** | **0** | no | **0** | **0** | **0** |
| **1302327** | **Van Meter Pit** | **0** | **0** | no | **0** | **0** | **0** |
| **1302328** | **Stripping Crew #3** | **0** | **0** | no | **0** | **0** | **0** |
| **1302329** | **Portable Wash Plant #7** | **0** | **0** | no | **0** | **0** | **0** |
| **1302331** | **PSP #8** | **0** | **0** | no | **0** | **0** | **0** |
| **1302336** | **PWP #8** | **0** | **0** | no | **0** | **0** | **0** |
| **1302342** | **OMG Midwest Shop** | **0** | **0** | no | **0** | **0** | **0** |
| **1302360** | **Burlington Shop** | **0** | **0** | no | **0** | **0** | **0** |
| **1302366** | **Old Johnston Pit**  | **0** | **0** | no | **0** | **0** | **0** |
| **1302370** | **A-Plant** | **0** | **0** | no | **0** | **0** | **0** |
| **1302389** | **Hawkeye Quarry Shop** | **0** | **0** | no | **0** | **0** | **0** |
| **1302394** | **Lake View Boyer** | **0** | **0** | no | **0** | **0** | **0** |
| **1302397** | **Portable Stripping** | **0** | **0** | no | **0** | **0** | **0** |
| **1302503** | **Booneville West Plant** | **0** | **0** | no | **0** | **0** | **0** |
| **1400034** | **CHANUTE QUARRY** | **15** | **0** | no | **85.695** | **3** | **3** |
| **1400068** | **Johnson County Aggregates**  | **1** | **0** | no | **0.2** | **0** | **0** |
| **1400149** | **Stanley Quarry** | **0** | **0** | no | **0** | **0** | **0** |
| **1400492** | **Edwardsville Shop & Plant #4** | **0** | **0** | no | **0** | **0** | **0** |
| **1400494** | **Shawnee-Plant #2** | **2** | **0** | no | **0** | **1** | **0** |
| **1400501** | **HUTCHINSON SAND PLANT** | **0** | **0** | no | **0** | **0** | **0** |
| **1400660** | **HAYS PIT NO A-2** | **0** | **0** | no | **0** | **0** | **0** |
| **1400699** | **QUARTZITE QUARRY** | **0** | **0** | no | **0** | **0** | **0** |
| **1401180** | **LA CYGNE PLANT** | **0** | **0** | no | **0** | **0** | **0** |
| **1401207** | **Fulton Pit** | **0** | **0** | no | **0** | **0** | **0** |
| **1401255** | **Hays Pit No A-1** | **0** | **0** | no | **0** | **0** | **0** |
| **1401276** | **HAYS PIT NO A-3** | **0** | **0** | no | **0** | **0** | **0** |
| **1401326** | **Cedarapids 1 Portable Plant** | **0** | **0** | no | **0** | **0** | **0** |
| **1401334** | **HARTFORD QUARRY** | **0** | **0** | no | **0** | **0** | **0** |
| **1401346** | **KRAUS PIT** | **0** | **0** | no | **0** | **0** | **0** |
| **1401377** | **WICHITA SAND PLANT** | **0** | **0** | no | **0** | **0** | **0** |
| **1401425** | **Bieker Pit** | **0** | **0** | no | **0** | **0** | **0** |
| **1401441** | **Dodge City Sand Plant** | **0** | **0** | no | **0.316** | **0** | **0** |
| **1401460** | **CULLOR PORTABLE** | **0** | **0** | no | **0** | **0** | **0** |
| **1401468** | **FALL RIVER QUARRY** | **0** | **0** | no | **0** | **0** | **0** |
| **1401484** | **Bonner Springs-Plant #7** | **0** | **0** | no | **0** | **0** | **0** |
| **1401486** | **HAYS PORTABLE PLANT #1** | **0** | **0** | no | **0** | **0** | **0** |
| **1401524** | **Shawnee Quarry** | **0** | **0** | no | **0** | **0** | **0** |
| **1401564** | **Universal Portable Plant** | **0** | **0** | no | **0** | **0** | **0** |
| **1401578** | **Bonner Springs Quarry** | **0** | **0** | no | **0** | **0** | **0** |
| **1401591** | **CEDAR CREEK PORTABLE** | **0** | **0** | no | **0** | **0** | **0** |
| **1401636** | **Gardner** | **0** | **0** | no | **0** | **0** | **0** |
| **1401638** | **HAYS BRANCH PORTABLE 2** | **0** | **0** | no | **0** | **0** | **0** |
| **1401639** | **Moore Pit** | **0** | **0** | no | **0** | **0** | **0** |
| **1401640** | **Rental Plant** | **0** | **0** | no | **0** | **0** | **0** |
| **1401643** | **Pleasanton** | **0** | **0** | no | **0** | **0** | **0** |
| **1401646** | **HSS Q Portable Plant 1** | **0** | **0** | no | **0.159** | **0** | **0** |

---

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **1401649** | **Hays Portable Plant #3** | **0** | **0** | no | **0** | **0** |
| **1401669** | **Leiker Pit** | **0** | **0** | no | **0** | **0** |
| **1401680** | **Batesco Portable** | **0** | **0** | no | **0** | **0** |
| **1401684** | **Dodge City Portable** | **0** | **0** | no | **0** | **0** |
| **1401823** | **HSS Q Portable Plant 4** | **0** | **0** | no | **0** | **0** |
| **1500001** | **Valley Stone** | **0** | **0** | no | **0.151** | **0** |
| **1500004** | **Bassett Stone Company** | **0** | **0** | no | **0** | **0** |
| **1500012** | **Casey Stone Company**  | **0** | **0** | no | **0** | **0** |
| **1500019** | **Tipton Ridge Quarry**  | **0** | **0** | no | **0** | **0** |
| **1500048** | **Yellow Rock Quarry** | **0** | **0** | no | **0** | **0** |
| **1500056** | **Pine Mountain Stone** | **11** | **0** | no | **4.12** | **0** |
| **1500075** | **Natural Bridge Stone** | **0** | **0** | no | **0.755** | **0** |
| **1500081** | **Riverside Stone**  | **0** | **0** | no | **0** | **0** |
| **1500094** | **Somerset Stone Company** | **0** | **0** | no | **0** | **0** |
| **1500098** | **Carter City** | **0** | **0** | no | **0** | **0** |
| **1500099** | **Lake Cumberland Stone** | **0** | **0** | no | **0** | **0** |
| **1500213** | **Elkhorn Stone** | **0** | **0** | no | **0** | **0** |
| **1504261** | **Glass Sand & Gravel** | **0** | **0** | no | **0** | **0** |
| **1504272** | **DON C. RUSHING** | **0** | **0** | no | **0.92** | **0** |
| **1504600** | **Chintown Quarry** | **0** | **0** | no | **0** | **0** |
| **1507194** | **Cave Run Stone** | **0** | **0** | no | **0** | **0** |
| **1512148** | **Ogden Branch Stone** | **0** | **0** | no | **0** | **0** |
| **1516662** | **Pineville Quarry** | **0** | **0** | no | **0** | **0** |
| **1517102** | **Casey Stone Company** | **0** | **0** | no | **0** | **0** |
| **1517312** | **Grassy Stone** | **0** | **0** | no | **0** | **0** |
| **1517345** | **Barren East Stone**  | **0** | **0** | no | **0** | **0** |
| **1517601** | **Tipton Ridge Quarry** | **0** | **0** | no | **0** | **0** |
| **1518079** | **PULASKI STONE COMPANY** | **0** | **0** | no | **0** | **0** |
| **1518251** | **HAMILTON STONE** | **0** | **0** | no | **0** | **0** |
| **1518415** | **Bourbon Limestone Company**  | **0** | **0** | no | **0.604** | **0** |
| **1518549** | **Riverside Stone**  | **1** | **0** | no | **0.819** | **0** |
| **1518712** | **Glasgow Quarry Pit #2** | **0** | **0** | no | **0** | **0** |
| **1519092** | **PULASKI STONE COMPANY** | **0** | **0** | no | **0** | **0** |
| **1519543** | **BRUSHY CREEK STONE** | **0** | **0** | no | **0** | **0** |
| **1601177** | **Franklinton Crusher Plant** | **1** | **0** | no | **0.245** | **0** |
| **1601463** | **Frazier Gravel Pit** | **0** | **0** | no | **0** | **0** |
| **1601484** | **GRAVEL PIT PONDER**  | **0** | **0** | no | **0** | **0** |
| **1601530** | **NSA Wet Plant** | **0** | **0** | no | **0** | **0** |
| **1601592** | **Barriere West** | **0** | **0** | no | **0.302** | **0** |
| **1700001** | **Westbrook Quarry & Mill** | **0** | **0** | no | **0** | **0** |
| **1700002** | **C636-Sidney Crushing Facility** | **0** | **0** | no | **0** | **0** |
| **1700114** | **Leeds Sand & Gravel C640** | **0** | **0** | no | **0** | **0** |
| **1700123** | **Cumberland Sand & Gravel C626** | **0** | **0** | no | **0** | **0** |
| **1700154** | **Wash Plant C611** | **0** | **0** | no | **0** | **0** |
| **1700218** | **Wells Quarry C624** | **0** | **0** | no | **0** | **0** |
| **1700310** | **NORTH WATERFORD PIT & MILL** | **0** | **0** | no | **0** | **0** |
| **1700443** | **Portable Crusher C621** | **0** | **0** | no | **0** | **0** |

---

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **1700582** | **Poland Crushed Stone C610** | **0** | no | **0.151** | **0** | **0** |
| **1700583** | **Crusher C608 (Portable)** | **0** | no | **0** | **0** | **0** |
| **1700603** | **C637-Dover-Foxcroft** | **0** | no | **0** | **0** | **0** |
| **1700605** | **Keller Pit C625** | **0** | no | **0** | **0** | **0** |
| **1700608** | **Pike Industries Incorporated X718** | **0** | no | **0** | **0** | **0** |
| **1700621** | **PORTABLE SANDSCREEN C657** | **0** | no | **0** | **0** | **0** |
| **1700625** | **PIKE INDUSTRIES, INC. C614** | **0** | no | **0** | **0** | **0** |
| **1700626** | **PORTABLE SANDSCREEN C655** | **0** | no | **0** | **0** | **0** |
| **1700666** | **Pike Industries**  | **0** | no | **0** | **0** | **0** |
| **1700681** | **Manzer Pit** | **0** | no | **0** | **0** | **0** |
| **1700722** | **Portable Sand Screen 001692** | **0** | no | **0** | **0** | **0** |
| **1700757** | **C637 PORTABLE SAND SCREEN** | **0** | no | **0** | **0** | **0** |
| **1700758** | **C641 PORTABLE CRUSHER** | **0** | no | **0** | **0** | **0** |
| **1700783** | **PEP #8 Portable Sand Screen** | **0** | no | **0** | **0** | **0** |
| **1700794** | **Spring St Quarry C606** | **0** | no | **0** | **0** | **0** |
| **1700839** | **Newry Pit** | **0** | no | **0** | **0** | **0** |
| **1700866** | **Prospect Quarry-C646** | **0** | no | **0** | **0** | **0** |
| **1700877** | **New Vineyard** | **0** | no | **0** | **0** | **0** |
| **1700910** | **Windsor, ME Pit** | **0** | no | **0** | **0** | **0** |
| **1700925** | **Pike Washington** | **0** | no | **0** | **0** | **0** |
| **1700946** | **Pike Industries Inc-C647** | **0** | no | **0** | **0** | **0** |
| **1700959** | **Varney Mill C641** | **0** | no | **0** | **0** | **0** |
| **1701036** | **Crusher C654** | **0** | no | **0** | **0** | **0** |
| **1900007** | **Dracut Plant**  | **0** | no | **0.142** | **0** | **0** |
| **1900018** | **Oldcastle Lawn and Garden Northeast** | **0** | no | **0.84** | **0** | **0** |
| **1900046** | **Acushnet Quarry**  | **0** | no | **0** | **0** | **0** |
| **1900075** | **Keating Quarry and Mill** | **0** | no | **0.168** | **0** | **1** |
| **1900308** | **Bushika Sand & Gravel Inc** | **0** | no | **0** | **0** | **0** |
| **1900338** | **Monson Sand & Gravel** | **0** | no | **0** | **0** | **0** |
| **1900469** | **Pittsfield Sand and Gravel Inc** | **0** | no | **0** | **0** | **0** |
| **1900578** | **FOSTER/SOUTHEASTERN** | **0** | no | **0** | **0** | **0** |
| **1901045** | **Southwick Sand & Gravel** | **0** | no | **0** | **0** | **0** |
| **2000041** | **Ottawa Lake Quarry** | **0** | no | **0.151** | **0** | **0** |
| **2000042** | **Maybee Quarry** | **0** | no | **0** | **0** | **0** |
| **2001751** | **Coldwater** | **0** | no | **0** | **0** | **0** |
| **2002035** | **WOODWORTH PIT** | **0** | no | **0** | **0** | **0** |
| **2002524** | **Stoneco Burmeister** | **0** | no | **0** | **0** | **0** |
| **2002595** | **100th Street** | **0** | no | **0** | **0** | **0** |
| **2002812** | **Stoneco Zeeb West** | **0** | no | **0** | **0** | **0** |
| **2002835** | **London Aggregates-Milan** | **0** | no | **0** | **0** | **0** |
| **2002890** | **Stoneco Southwest Gravel** | **0** | no | **0** | **0** | **0** |
| **2002902** | **Newport** | **0** | no | **0** | **0** | **0** |
| **2002927** | **Stoneco Portable #1** | **0** | no | **0** | **0** | **0** |
| **2002934** | **Denniston Quarry** | **0** | no | **0.151** | **0** | **0** |
| **2002949** | **Zeeb Road** | **0** | no | **0.151** | **0** | **0** |
| **2002995** | **Patterson Road** | **0** | no | **0.302** | **0** | **0** |
| **2003001** | **T.M. DEVELOPMENT "87"** | **0** | no | **0** | **0** | **0** |

---

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **2003004** | **T.M. DEVELOPMENT**  | **0** | no | **0** | **0** |
| **2003008** | **Stoneco Sturgis Wash Plant** | **0** | no | **0** | **0** |
| **2003051** | **Stoneco Portable Plant** | **0** | no | **0.151** | **0** |
| **2003085** | **Stoneco Portable #2** | **0** | no | **0** | **0** |
| **2003090** | **Moscow** | **0** | no | **0** | **0** |
| **2003538** | **Stoneco Portable #3** | **0** | no | **0** | **0** |
| **2003587** | **Stoneco Finlay Plant** | **0** | no | **0** | **0** |
| **2100056** | **#4093 Eljay Crusher Jefferson** | **0** | no | **0** | **0** |
| **2100521** | **#0521 Guaranteed Wash Plant** | **0** | no | **0** | **0** |
| **2100579** | **Medford Wash Plant** | **0** | no | **0** | **0** |
| **2100608** | **Rosemount Pit** | **0** | no | **0** | **0** |
| **2100789** | **New Ulm Quarry** | **0** | no | **1.008** | **0** |
| **2100876** | **#0876 Dundas Wash Plant** | **0** | no | **0** | **0** |
| **2101578** | **Portable Cedar Rapids** | **0** | no | **0** | **0** |
| **2102956** | **#2956 Hewitt Robins Crusher** | **0** | no | **0** | **0** |
| **2102957** | **#401 Cedarapids Jaw Crusher-**<br>**Portable**<br>| **0** | no | **0** | **0** |
| **2102958** | **#403 Pioneer Roll Crusher-Portable** | **0** | no | **0** | **0** |
| **2102959** | **00972** | **0** | no | **0.168** | **0** |
| **2102961** | **Kasota Quarry** | **0** | no | **0** | **0** |
| **2102977** | **Waite Park Pit** | **0** | no | **0** | **0** |
| **2103037** | **01825** | **0** | no | **0** | **0** |
| **2103060** | **#3060 Hewitt Robins Crusher (Kasota)** | **0** | no | **0** | **0** |
| **2103061** | **#408 Superior Wash Plant Hope** | **0** | no | **0** | **0** |
| **2103153** | **Crusher No CR-52** | **0** | no | **0** | **0** |
| **2103266** | **001963** | **0** | no | **0** | **0** |
| **2103268** | **WASH PLANT** | **0** | no | **0** | **0** |
| **2103343** | **PSG Screen** | **0** | no | **0** | **0** |
| **2103374** | **001963** | **0** | no | **0** | **0** |
| **2103375** | **Spokane Crusher** | **0** | no | **0** | **0** |
| **2103376** | **Kolberg Screening Plant** | **0** | no | **0** | **0** |
| **2103377** | **#3377 El Jay Wash Plant**  | **0** | no | **0** | **0** |
| **2103385** | **01971**  | **0** | no | **0** | **0** |
| **2103409** | **Foley Stay Pit** | **0** | no | **0** | **0** |
| **2103411** | **#3411 Kohlman Screen Plant** | **0** | no | **0** | **0** |
| **2103413** | **#3413 Finley Screener** | **0** | no | **0** | **0** |
| **2103427** | **#4098 Lippman Jaw** | **0** | no | **0** | **0** |
| **2103432** | **#99-249 Cedar Rapids Jaw** | **0** | no | **0** | **0** |
| **2103483** | **#3483 Cedar Rapids VSI** | **0** | no | **0** | **0** |
| **2103488** | **Kasota Boutwell Pit** | **0** | no | **0** | **0** |
| **2103496** | **#3496 El Jay Cone** | **0** | no | **0** | **0** |
| **2103503** | **01971 C** | **0** | no | **0** | **0** |
| **2103504** | **Sioux Rock Quarry** | **0** | no | **0** | **0** |
| **2103530** | **#3530 Hydro Grid Screener** | **0** | no | **0** | **0** |
| **2103606** | **01978** | **0** | no | **0** | **0** |
| **2103609** | **Owatonna Quarry** | **0** | no | **0** | **0** |
| **2103628** | **001964** | **0** | no | **0** | **0** |

---

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **2103691** | **El Jay 45 Portable Cone Crusher** | **0** | no | **0** | **0** |
| **2103695** | **Pioneer 2500 Impactor**  | **0** | no | **0** | **0** |
| **2103714** | **El Jay Portable 6 x 20 Screener** | **0** | no | **0** | **0** |
| **2103741** | **Kasota Davis Pit** | **0** | no | **0** | **0** |
| **2103742** | **01976 W** | **0** | no | **0** | **0** |
| **2103864** | **Stripping crew 2** | **0** | no | **0** | **0** |
| **2200103** | **MOON PLANT** | **0** | no | **0** | **0** |
| **2200122** | **Bowlin Pit** | **0** | no | **0** | **0** |
| **2200123** | **101 Pit** | **0** | no | **0** | **0** |
| **2200211** | **102 Pit** | **0** | no | **0** | **0** |
| **2200219** | **Blackhawk Pit and Plant**  | **0** | no | **0.302** | **0** |
| **2200348** | **SPRING COTTAGE** | **0** | no | **0** | **0** |
| **2200371** | **Meeks Pit** | **0** | no | **0** | **0** |
| **2200455** | **Pit No 109** | **0** | no | **0** | **0** |
| **2200470** | **Buckley Pit** | **0** | no | **0** | **0** |
| **2200473** | **Buckley Pit** | **0** | no | **0** | **0** |
| **2200493** | **VOSSBURG PIT** | **0** | no | **0.168** | **0** |
| **2200513** | **Harris Pit** | **0** | no | **0** | **0** |
| **2200526** | **Harris Pit** | **0** | no | **0** | **0** |
| **2200544** | **Jones Pit** | **0** | no | **0** | **0** |
| **2200546** | **CEDAR GROVE** | **0** | no | **0** | **0** |
| **2200554** | **GREENVILLE CRUSHER** | **0** | no | **0** | **0** |
| **2200555** | **Yazoo Crusher** | **0** | no | **0** | **0** |
| **2200556** | **Tremont Crusher** | **0** | no | **0** | **0** |
| **2200559** | **Mathis Pit** | **0** | no | **0** | **0** |
| **2200572** | **Evans Pit** | **0** | no | **0** | **0** |
| **2200604** | **Corinth Crusher** | **0** | no | **0** | **0** |
| **2200606** | **Vicksburg Crusher** | **0** | no | **0** | **0** |
| **2200631** | **180 Pit** | **0** | no | **0** | **0** |
| **2200666** | **LOTT PIT** | **0** | no | **0** | **0** |
| **2200672** | **Robinson Pit** | **0** | no | **0** | **0** |
| **2200674** | **Sanders Plant** | **0** | no | **0** | **0** |
| **2200682** | **CLOVERHILL** | **0** | no | **0.466** | **0** |
| **2200688** | **Weyerhaeuser/Air Base Plant** | **0** | no | **0** | **0** |
| **2200696** | **POLK** | **0** | no | **0** | **0** |
| **2200706** | **BAILEY** | **0** | no | **0** | **0** |
| **2200717** | **Scribner Pit** | **0** | no | **0.737** | **0** |
| **2200719** | **Fuller Pit** | **0** | no | **0** | **0** |
| **2200721** | **THAMES** | **0** | no | **0** | **0** |
| **2200740** | **Coxburg Sand & Gravel** | **0** | no | **0.42** | **0** |
| **2200750** | **Ford Pit** | **0** | no | **0** | **0** |
| **2200764** | **Sidon Pit** | **0** | no | **0** | **0** |
| **2200784** | **Tremont Pit** | **0** | no | **0.209** | **0** |
| **2200826** | **Benton Plant** | **0** | no | **0** | **0** |
| **2200829** | **Sardis Plant** | **0** | no | **0** | **0** |
| **2200832** | **SCOOTER MINE / Krystal**  | **0** | no | **0** | **0** |
| **2200841** | **Hazlehurst Sand & Gravel** | **0** | no | **0** | **0** |

---

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **2300007** | **LICAUSI SERVICE CO** | **0** | **0** | no | **0** | **0** |
| **2300008** | **SPRINGFIELD SURFACE** | **0** | **0** | no | **0** | **0** |
| **2300035** | **Conco Willard Quarries** | **1** | **0** | no | **0.966** | **0** |
| **2300233** | **Montrose Quarry** | **0** | **0** | no | **0** | **0** |
| **2300536** | **Warsaw Quarry** | **0** | **0** | no | **0** | **0** |
| **2300695** | **Randolph Plant #9** | **0** | **0** | no | **0** | **0** |
| **2300696** | **St Joseph Plant #8** | **0** | **0** | no | **0** | **0** |
| **2300924** | **Northwest Mine & Mill** | **0** | **0** | no | **0** | **0** |
| **2300977** | **Sand And Gravel Plant** | **0** | **0** | no | **0** | **0** |
| **2301007** | **SPRINGFIELD UNDERGROUND** | **0** | **0** | no | **0** | **0** |
| **2301141** | **Quarles Quarry** | **0** | **0** | no | **0** | **0** |
| **2301142** | **Urich Quarry** | **0** | **0** | no | **0** | **0** |
| **2301145** | **Snyder Quarry** | **0** | **0** | no | **0** | **0** |
| **2301148** | **Harrisonville Quarry** | **0** | **0** | no | **0.257** | **0** |
| **2301170** | **Eagle #2, Portable Plant** | **0** | **0** | no | **0** | **0** |
| **2301277** | **K C METRO** | **0** | **0** | no | **0** | **0** |
| **2301420** | **D Y L Quarry** | **0** | **0** | no | **0** | **0** |
| **2301689** | **D R Crushing** | **0** | **0** | no | **0** | **0** |
| **2301695** | **PLANT #4** | **0** | **0** | no | **0** | **0** |
| **2301778** | **SHAMROCK AGGREGATES INC** | **0** | **0** | no | **0** | **0** |
| **2301782** | **Tightwad Quarry** | **0** | **0** | no | **0** | **0** |
| **2301871** | **QUARRY #12** | **0** | **0** | no | **0** | **0** |
| **2301911** | **PRESTAGE QY & MAT INC** | **0** | **0** | no | **0** | **0** |
| **2301915** | **Portable Plant #1** | **0** | **0** | no | **0** | **0** |
| **2301918** | **HSS Q Portable Plant 2** | **0** | **0** | no | **0** | **0** |
| **2301924** | **RENTAL PLANT PORTABLE** | **0** | **0** | no | **0** | **0** |
| **2301928** | **Conco Quarries-Marshfield** | **0** | **0** | no | **0.628** | **0** |
| **2301941** | **River Quarry** | **0** | **0** | no | **0** | **0** |
| **2301961** | **Eagle #I Portable Plant** | **0** | **0** | no | **0** | **0** |
| **2302035** | **Riverside Plant #11** | **0** | **0** | no | **0** | **0** |
| **2302042** | **Sand Plant** | **0** | **0** | no | **0** | **0** |
| **2302072** | **Gallatin Quarry** | **0** | **0** | no | **0** | **0** |
| **2302117** | **Conco Quarries- Fair Play** | **0** | **0** | no | **1.2** | **0** |
| **2302127** | **UNIVERSAL PORTABLE PLANT** | **0** | **0** | no | **0** | **0** |
| **2302138** | **Branson Quarry** | **0** | **0** | no | **0** | **0** |
| **2302157** | **Brickeys Quarry** | **0** | **0** | no | **0.609** | **0** |
| **2302173** | **Bates City Quarry** | **0** | **0** | no | **0** | **0** |
| **2302183** | **BELLA VISTA QUARRY & PLANT** | **0** | **0** | no | **0** | **0** |
| **2302204** | **Anderson Quarry** | **0** | **0** | no | **0** | **0** |
| **2302205** | **Nordberg NW 1213-YF16** | **0** | **0** | no | **0** | **0** |
| **2302206** | **Nordberg Nw1213-CC** | **0** | **0** | no | **0** | **0** |
| **2302244** | **Conco Quarries - Galloway** | **0** | **0** | no | **0** | **0** |
| **2302259** | **Nordberg 1213 LT** | **0** | **0** | no | **0** | **0** |
| **2302297** | **Nordberg LT 1213-71768** | **0** | **0** | no | **0** | **0** |
| **2302304** | **Miami Quarry** | **0** | **0** | no | **0** | **0** |
| **2302310** | **Cedar Heights Quarry** | **0** | **0** | no | **0** | **0** |
| **2302315** | **Anderson Quarry** | **0** | **0** | no | **0** | **0** |

---

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **2302320** | **Lanagan Quarry** | **0** | **0** | no | **0** | **0** |
| **2302337** | **Cullor Portable** | **0** | **0** | no | **0** | **0** |
| **2302342** | **Wash Plant** | **0** | **0** | no | **0** | **0** |
| **2302365** | **Rip Rap Plant** | **0** | **0** | no | **0** | **0** |
| **2302381** | **Portable Plant #4**  | **0** | **0** | no | **0** | **0** |
| **2302404** | **Pettis Plant 1** | **0** | **0** | no | **0** | **0** |
| **2302508** | **Randolph Dredge** | **0** | **0** | no | **0** | **0** |
| **2302509** | **Riverside Dredge** | **0** | **0** | no | **0** | **0** |
| **2302547** | **HHS Q Portable Plant 3** | **0** | **0** | no | **0** | **0** |
| **2302576** | **ElDorado Springs Quarry** | **0** | **0** | no | **0** | **0** |
| **2302586** | **HHS Q Portable Plant 5** | **0** | **0** | no | **0** | **0** |
| **2302590** | **Conco Fair Grove Quarry** | **1** | **0** | no | **1.131** | **0** |
| **2302603** | **Mobile Plant** | **0** | **0** | no | **0** | **0** |
| **2400015** | **MONTANA CITY PLANT** | **0** | **0** | no | **0.743** | **0** |
| **2400489** | **Mill Creek**  | **0** | **0** | no | **0.302** | **0** |
| **2400497** | **Helena Sand & Gravel-Portable Wash** <br>**Plant**<br>| **0** | **0** | no | **0** | **0** |
| **2400785** | **HSG Portable Screen Plant #2** | **0** | **0** | no | **0** | **0** |
| **2401412** | **Helena Sand & Gravel Portable** <br>**Crusher**<br>| **0** | **0** | no | **0** | **0** |
| **2401765** | **LS Jensen-Portable Crusher** | **0** | **0** | no | **0** | **0** |
| **2401820** | **LS Jensen Wash Plant** | **0** | **0** | no | **0** | **0** |
| **2401910** | **Blahnik Portable** | **0** | **0** | no | **0** | **0** |
| **2402140** | **Screen Plant** | **0** | **0** | no | **0** | **0** |
| **2402185** | **LS Jensen Screen Plant** | **0** | **0** | no | **0** | **0** |
| **2402254** | **Portable Crushing Plant #2** | **0** | **0** | no | **0** | **0** |
| **2402267** | **Portable Colberg Screen** | **0** | **0** | no | **0** | **0** |
| **2500002** | **Louisville Plant Quarry & Mill** | **12** | **0** | no | **66.021** | **1** |
| **2500223** | **Reese Pit #86** | **0** | **0** | no | **0** | **0** |
| **2500245** | **Pit #40 Waterloo** | **0** | **0** | no | **0.151** | **0** |
| **2500250** | **Portable #6 (Dredge)** | **0** | **0** | no | **0** | **0** |
| **2500279** | **PORTABLE #7** | **0** | **0** | no | **0** | **0** |
| **2500280** | **PIT #5 CULLOM** | **0** | **0** | no | **0** | **0** |
| **2500281** | **Plant #23 Bridgeport** | **0** | **0** | no | **0** | **0** |
| **2500282** | **PIT #11, VALLEY** | **0** | **0** | no | **0** | **0** |
| **2500283** | **Plant #87** | **0** | **0** | no | **0** | **0** |
| **2500506** | **Pit #71 Columbus** | **0** | **0** | no | **0** | **0** |
| **2500507** | **Pit #89 St Paul** | **0** | **0** | no | **0** | **0** |
| **2500508** | **Pit #73 - Bellwood** | **0** | **0** | no | **0.504** | **0** |
| **2500510** | **Pit #76 Norfolk** | **0** | **0** | no | **0** | **0** |
| **2500511** | **Pit #75 Genoa** | **0** | **0** | no | **0** | **0** |
| **2500556** | **Plant #10 Waterloo** | **0** | **0** | no | **0** | **0** |
| **2500686** | **Pit #77 Grand Island** | **0** | **0** | no | **0** | **0** |
| **2500735** | **Pit #8 Oreapolis** | **0** | **0** | no | **0** | **0** |
| **2500818** | **Plant #14 Waterloo** | **0** | **0** | no | **0** | **0** |
| **2501014** | **PIT #81, FULLERTON** | **0** | **0** | no | **0** | **0** |
| **2501047** | **PIT #49 GRETNA** | **0** | **0** | no | **0** | **0** |

---

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| **2501092** | **Crusher #11 Portable** | **0** | **0** | no | **0** | **0** | **0** |
| **2501109** | **Crusher #4 Portable** | **0** | **0** | no | **0** | **0** | **0** |
| **2501110** | **Crusher #1 Portable** | **0** | **0** | no | **0** | **0** | **0** |
| **2501111** | **PORTABLE II 8** | **0** | **0** | no | **0** | **0** | **0** |
| **2501112** | **Portable #5 Dredge** | **0** | **0** | no | **0** | **0** | **0** |
| **2501114** | **PIT #47, FREMONT** | **0** | **0** | no | **0** | **0** | **0** |
| **2501125** | **PORTABLE #9 (SCREENING)** | **0** | **0** | no | **0** | **0** | **0** |
| **2501133** | **Pit #83, Ashland** | **0** | **0** | no | **0** | **0** | **0** |
| **2501137** | **Pit #90, Cedar Rapids** | **0** | **0** | no | **0** | **0** | **0** |
| **2501146** | **Pit #50** | **0** | **0** | no | **0** | **0** | **0** |
| **2501148** | **Crusher #3 Portable** | **0** | **0** | no | **0** | **0** | **0** |
| **2501207** | **Pit #92, Norfolk** | **0** | **0** | no | **0** | **0** | **0** |
| **2501212** | **Portable Crusher #2** | **0** | **0** | no | **0** | **0** | **0** |
| **2501219** | **Portable #10 Screening** | **0** | **0** | no | **0** | **0** | **0** |
| **2501235** | **Ehlers Sand Pit #7** | **0** | **0** | no | **0** | **0** | **0** |
| **2501236** | **Pit #97 Grand Island** | **0** | **0** | no | **0** | **0** | **0** |
| **2501238** | **Pit #7 Valley** | **0** | **0** | no | **0** | **0** | **0** |
| **2501245** | **Pit #4 East Oreapolis** | **0** | **0** | no | **0** | **0** | **0** |
| **2501249** | **Portable #23 Screening** | **0** | **0** | no | **0** | **0** | **0** |
| **2501254** | **Pit #3 West Cullom** | **0** | **0** | no | **0** | **0** | **0** |
| **2501259** | **Pit #95, North Genoa** | **0** | **0** | no | **0** | **0** | **0** |
| **2501275** | **Portable #26 Blending** | **0** | **0** | no | **0** | **0** | **0** |
| **2501287** | **Pit #51** | **0** | **0** | no | **0** | **0** | **0** |
| **2501290** | **Pit #45 Fremont North Pit** | **0** | **0** | no | **0.267** | **0** | **0** |
| **2501299** | **Pit #52 Gretna Bottoms** | **0** | **0** | no | **0** | **1** | **0** |
| **2600429** | **Boehler Pit** | **2** | **0** | no | **1.835** | **0** | **0** |
| **2601975** | **033 Crusher H K Portable Plant** | **0** | **0** | no | **0** | **0** | **0** |
| **2602394** | **Portable Wash Plant #1** | **0** | **0** | no | **0** | **0** | **0** |
| **2700003** | **Lebanon Crushed Stone C623** | **0** | **0** | no | **0** | **0** | **0** |
| **2700052** | **Campton Sand & Gravel C616** | **0** | **0** | no | **0** | **0** | **0** |
| **2700061** | **Gorham Sand & Gravel C619** | **0** | **0** | no | **0** | **0** | **0** |
| **2700069** | **TILTON SAND & GRAVEL (C613)** | **0** | **0** | no | **0** | **0** | **0** |
| **2700073** | **Farmington Pit & Mill C618** | **0** | **0** | no | **0** | **0** | **0** |
| **2700107** | **CONWAY SAND & GRAVEL C622** | **0** | **0** | no | **0** | **0** | **0** |
| **2700128** | **Madbury Pit C629** | **0** | **0** | no | **0.345** | **0** | **0** |
| **2700132** | **Pike Industries Inc C628** | **0** | **0** | no | **0** | **0** | **0** |
| **2700158** | **Twin Mountain Sand & Gravel (C609)** | **0** | **0** | no | **0** | **0** | **0** |
| **2700192** | **Hooksett Crushed Stone C607** | **0** | **0** | no | **0** | **0** | **0** |
| **2700221** | **Henniker Aggregates** | **0** | **0** | no | **0** | **0** | **0** |
| **2700247** | **Pike Industries Incorporated (Mac)** | **0** | **0** | no | **0** | **0** | **0** |
| **2700253** | **PORTABLE SANDSCREEN C654** | **0** | **0** | no | **0** | **0** | **0** |
| **2700260** | **Portable Sandscreen C652** | **0** | **0** | no | **0** | **0** | **0** |
| **2700273** | **Portable Sand Screen X714** | **0** | **0** | no | **0** | **0** | **0** |
| **2700275** | **Portable Sand Screen X712** | **0** | **0** | no | **0** | **0** | **0** |
| **2700276** | **Portable Sand Screen C659** | **0** | **0** | no | **0** | **0** | **0** |
| **2700289** | **LA Drew-Portable Plant** | **0** | **0** | no | **0** | **0** | **0** |
| **2700292** | **Portable Crusher C610** | **0** | **0** | no | **0** | **0** | **0** |

---

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **2700305** | **Portable Sandscreen C650** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **2700313** | **Belmont Sand & Gravel (C627)** | **0** | **0** | **0** | no | **0.151** | **0** | **0** |
| **2700338** | **Columbia Sand & Gravel-Wash Plant** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **2700350** | **PORTABLE SAND SCREEN (C-606)** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **2700374** | **Nordberg Portable Crusher C-653** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **2700379** | **VIPER-Portable Screen** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **2700477** | **Portable Read Screen** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **2700560** | **Pike Industries Inc C1664** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **2800014** | **Millington Quarry & Mill** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **2800024** | **Pompton Lakes Quarry** | **1** | **0** | **0** | no | **0** | **0** | **0** |
| **2800026** | **Mount Hope Quarry** | **2** | **0** | **0** | no | **0** | **0** | **0** |
| **2800030** | **Prospect Park Quarry & Mill** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **2800035** | **Clifton Quarry** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **2800490** | **CERTIFIED QUARRY** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **2800541** | **Oxford Quarry & Mill** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **2800670** | **Byram Aggregates** | **0** | **0** | **0** | no | **0.151** | **0** | **0** |
| **2800757** | **Ringwood Quarry** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **2800994** | **Landing Quarry** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **2801011** | **Lafayette Plant Oldcastle Stone** <br>**Products**<br>| **0** | **0** | **0** | no | **0** | **0** | **0** |
| **2900186** | **Crego Mine** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **2900450** | **FCM Portable Crusher** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **2901073** | **NM Wash Plant** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **2901258** | **NM Crusher #1 (portable)**  | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **2902149** | **Sandia Pit** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **2902262** | **FCM Crusher 2**  | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **2902306** | **FCM Washplant #2** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **3000013** | **SOUTH BETHLEHEM** | **1** | **0** | **0** | no | **0.528** | **0** | **0** |
| **3000014** | **Kingston Plant #3** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **3000022** | **BROCKPORT PLANT** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **3000025** | **PATTERSONVILLE PLANT #61** | **0** | **0** | **0** | no | **0.151** | **0** | **0** |
| **3000032** | **Leroy Plant** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **3000033.00** | **PENFIELD PLANT** | **2** | **0** | **0** | no | **2.403** | **1** | **0** |
| **3000034** | **Gates Plant** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **3000035** | **Walworth Plant** | **0** | **0** | **0** | no | **0.545** | **0** | **0** |
| **3000038** | **GOSHEN QUARRY** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **3000074** | **Tomkins Cove Quarry** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **3000075** | **HAVERSTRAW QUARRY & MILL** | **0** | **0** | **0** | no | **1.434** | **0** | **0** |
| **3000082** | **CLINTON POINT QUARRY & MILL** | **28** | **4** | **0** | no | **20.961** | **0** | **0** |
| **3000083** | **West Nyack Quarry** | **3** | **0** | **0** | no | **5.335** | **0** | **0** |
| **3000100** | **BRIDGEVILLE PLANT #70** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **3000101** | **Fosterdale Plant #73** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **3000110** | **Oxbow Pit 41** | **0** | **0** | **0** | no | **0.151** | **0** | **0** |
| **3000214** | **Bath Plant** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **3000806** | **South Amenia** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **3000857** | **REDMAN PLANT** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **3000985** | **Valente Sand & Gravel** | **0** | **0** | **0** | no | **0** | **0** | **0** |

---

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **3001130** | **Newark Plant** | **0** | **0** | no | **0** | **0** |
| **3001141** | **Ogden Plant** | **0** | **0** | no | **0** | **0** |
| **3001254** | **MANCHESTER PLANT** | **0** | **0** | no | **0.36** | **0** |
| **3001372** | **Cedarcliff Quarry And Mill** | **0** | **0** | no | **0** | **0** |
| **3001692** | **EMPIRE SAND & GRAVEL** | **0** | **0** | no | **0** | **0** |
| **3002253** | **MAYBROOK MATERIALS PLANT #80** | **0** | **0** | no | **0** | **0** |
| **3002654** | **Dyer Pit** | **0** | **0** | no | **0** | **0** |
| **3002684** | **Tilleys Pit** | **0** | **0** | no | **0** | **0** |
| **3002697** | **Schroon Lake Operation** | **0** | **0** | no | **0** | **0** |
| **3002754** | **Howard Plant** | **0** | **0** | no | **0.157** | **0** |
| **3002800** | **LEROY - CIRCULAR HILL** | **0** | **0** | no | **0** | **0** |
| **3002954** | **Cropseyville Plant 8** | **0** | **0** | no | **0** | **0** |
| **3002983** | **Schodack Pit - Plant 58** | **0** | **0** | no | **0** | **0** |
| **3003029** | **Ravena Plant #2** | **0** | **0** | no | **0** | **0** |
| **3003452** | **EAST KINGSTON** | **0** | **0** | no | **0.453** | **0** |
| **3003840** | **PALMYRA PLANT** | **0** | **0** | no | **0** | **0** |
| **3100014** | **Oldcastle Industrial Minerals Inc** | **0** | **0** | no | **0** | **0** |
| **3100015** | **Tubbmill Quarry**  | **0** | **0** | no | **0** | **0** |
| **3100400** | **Waynesville Quarry** | **0** | **0** | no | **0.151** | **0** |
| **3100557** | **Dillsboro Quarry** | **1** | **0** | no | **0** | **0** |
| **3101354** | **Candor Sand Pit** | **0** | **0** | no | **0** | **0** |
| **3101575** | **Murphy Quarry** | **0** | **0** | no | **0** | **0** |
| **3101849** | **Allen Pit** | **0** | **0** | no | **0** | **0** |
| **3102039** | **Mission Quarry** | **0** | **0** | no | **0** | **0** |
| **3102061** | **Hayesville Quarry** | **1** | **0** | no | **0** | **0** |
| **3102138** | **Cherokee Co Quarry** | **1** | **0** | no | **0** | **0** |
| **3102164** | **Massey Branch Quarry** | **0** | **0** | no | **0** | **0** |
| **3102173** | **Grady Pit** | **0** | **0** | no | **0** | **0** |
| **3300042** | **Fultonham Plant** | **3** | **0** | no | **1.887** | **0** |
| **3300049** | **East Liberty Quarry** | **0** | **0** | no | **0** | **0** |
| **3300079** | **Hardin Quarry** | **0** | **0** | no | **0** | **0** |
| **3300087** | **Celina Quarry** | **0** | **0** | no | **0.151** | **0** |
| **3300091** | **White Rock Quarry** | **1** | **0** | no | **0.604** | **0** |
| **3300096** | **Shawnee Quarry** | **0** | **0** | no | **0** | **0** |
| **3300097** | **Marble Cliff Quarry** | **2** | **0** | no | **0.72** | **0** |
| **3300102** | **Maumee Quarry** | **0** | **0** | no | **0.604** | **0** |
| **3300103** | **Auglaize Plant** | **0** | **0** | no | **0.453** | **0** |
| **3300104** | **Lime City Quarry** | **0** | **0** | no | **0** | **0** |
| **3300105** | **Portage Quarry** | **0** | **0** | no | **0** | **0** |
| **3300129** | **Belle Center Plant** | **0** | **0** | no | **0.151** | **1** |
| **3300149** | **Shelly Materials Inc York Center** | **0** | **0** | no | **0** | **1** |
| **3300167** | **Tri County Limestone Company** | **0** | **0** | no | **0** | **0** |
| **3300168** | **Shelly Material Inc. Ostrander** | **0** | **0** | no | **0.302** | **0** |
| **3300169** | **Scott Quarry** | **0** | **0** | no | **0** | **0** |
| **3300181** | **Stoneco, Inc.** | **0** | **0** | no | **1** | **0** |
| **3301408** | **Coshocton Plant** | **2** | **0** | no | **0** | **0** |
| **3301419** | **Canton Aggregates C1** | **0** | **0** | no | **0.302** | **0** |

---

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| **3301438** | **SHELLY MATERIALS INC DRESDEN** <br>**PL**<br>| **0** | **0** | no | **0** | **0** | **0** |
| **3301471** | **St Louisville Plant** | **1** | **0** | no | **0** | **0** | **0** |
| **3301480** | **Lockbourne Plant** | **0** | **0** | no | **0** | **0** | **0** |
| **3301526** | **Jefferson Materials Co** | **0** | **0** | no | **0** | **0** | **0** |
| **3301627** | **Shelly Materials Inc Racine Plant** | **0** | **0** | no | **0** | **0** | **0** |
| **3301659** | **Shelly Materials Inc Springfield** | **0** | **0** | no | **0** | **0** | **0** |
| **3301661** | **Shalersville North Plant** | **0** | **0** | no | **0** | **0** | **0** |
| **3301662** | **Haver Hill Plant** | **0** | **0** | no | **0** | **0** | **0** |
| **3301675** | **North Montpelier Plant** | **0** | **0** | no | **0** | **0** | **0** |
| **3301688** | **Shelly Materials Plant #1402** | **0** | **0** | no | **0** | **0** | **0** |
| **3301706** | **Montpelier Sand & Gravel** | **0** | **0** | no | **0** | **0** | **0** |
| **3302696** | **Rocky Ridge Quarry** | **0** | **0** | no | **0** | **0** | **0** |
| **3302784** | **Columbus Limestone Quarry** | **0** | **0** | no | **0** | **0** | **0** |
| **3302913** | **Allied Corporation Inc** | **1** | **0** | no | **0.177** | **0** | **0** |
| **3303935** | **Shelly Materials Inc Lancaster** | **0** | **0** | no | **0** | **0** | **0** |
| **3304195** | **Petersburg** | **0** | **0** | no | **0.453** | **0** | **0** |
| **3304233** | **Shelly Materials Inc Chillicoth** | **0** | **0** | no | **0** | **0** | **0** |
| **3304334** | **Alexandria Plant** | **0** | **0** | no | **0** | **0** | **0** |
| **3304425** | **London Aggregates** | **0** | **0** | no | **0** | **0** | **0** |
| **3304444** | **Willow Island Plant** | **0** | **0** | no | **0** | **0** | **0** |
| **3304493** | **Forest Quarry** | **0** | **0** | no | **0** | **0** | **0** |
| **3304499** | **Stoneco Inc (Portable)** | **0** | **0** | no | **0** | **0** | **0** |
| **3304504** | **Chillicothe Plant #1404** | **0** | **0** | no | **0** | **0** | **0** |
| **3304581** | **Portland Plant** | **0** | **0** | no | **0** | **0** | **0** |
| **3304643** | **Black 17** | **0** | **0** | no | **0** | **0** | **0** |
| **3304657** | **Columbus Limestone** | **5** | **0** | no | **2.519** | **0** | **0** |
| **3304703** | **RENO PLANT SITE** | **0** | **0** | no | **0** | **0** | **0** |
| **3304737** | **Ostrander Tunnels** | **0** | **0** | no | **0** | **0** | **0** |
| **3304739** | **Canton Aggregates C2** | **0** | **0** | no | **0.453** | **0** | **0** |
| **3304741** | **Portable Plant** | **0** | **0** | no | **0.151** | **0** | **0** |
| **3304801** | **Southern Portable 1** | **0** | **0** | no | **0** | **0** | **0** |
| **3304806** | **Portable Washscreen** | **0** | **0** | no | **0** | **0** | **0** |
| **3400003** | **Arkhola No 1 Mine** | **0** | **0** | no | **0** | **0** | **0** |
| **3400025** | **Portable #3 4300 Plant** | **0** | **0** | no | **0** | **0** | **0** |
| **3400040** | **Pawhuska Quarry** | **0** | **0** | no | **0** | **0** | **0** |
| **3400050** | **East Quarry** | **1** | **0** | no | **0.604** | **0** | **0** |
| **3400394** | **Muskogee Dredge**  | **4** | **0** | no | **5.498** | **0** | **0** |
| **3400407** | **Dewey Quarry** | **0** | **0** | no | **0** | **0** | **0** |
| **3400410** | **Claremore Quarry**  | **0** | **0** | no | **0** | **0** | **0** |
| **3400445** | **Haskell Plant #20** | **0** | **0** | no | **0** | **0** | **0** |
| **3400554** | **Garnett Plant #15** | **0** | **0** | no | **0** | **0** | **0** |
| **3400788** | **Ft Gibson Mill** | **0** | **0** | no | **0** | **0** | **0** |
| **3400892** | **Coweta Plant #10** | **0** | **0** | no | **0.175** | **0** | **0** |
| **3400893** | **Vinita Quarry** | **1** | **0** | no | **1.417** | **1** | **0** |
| **3401036** | **Oologah Quarry** | **0** | **0** | no | **0** | **0** | **0** |
| **3401130** | **Roberts Quarry** | **0** | **0** | no | **0.151** | **0** | **0** |

---

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **3401369** | **Standard Quarry** | **0** | **0** | no | **0** | **0** |
| **3401761** | **Okay Quarry** | **0** | **0** | no | **0** | **0** |
| **3401805** | **Plant #17 Indian Road** | **0** | **0** | no | **0.35** | **0** |
| **3401847** | **Coweta West #19** | **0** | **0** | no | **0.149** | **0** |
| **3401876** | **129th St. Plant #14** | **0** | **0** | no | **0** | **0** |
| **3401940** | **Spiro Quarry** | **0** | **0** | no | **0** | **0** |
| **3402023** | **Leonard Plant #16** | **0** | **0** | no | **0** | **0** |
| **3402065** | **Afton Quarry** | **0** | **0** | no | **0** | **0** |
| **3402091** | **Mingo Plant #12** | **0** | **0** | no | **0** | **0** |
| **3500320** | **Rivergate Plant** | **0** | **0** | no | **0.453** | **0** |
| **3500484** | **RiverBend Materials North Pit** | **0** | **0** | no | **0.151** | **0** |
| **3500498** | **Cascade Locks Pit And Plant** | **0** | **0** | no | **0** | **0** |
| **3500556** | **Valley Concrete & Gravel Prtbl** <br>**Crusher**<br>| **0** | **0** | no | **0** | **0** |
| **3500593** | **UMPQUA SAND & GRAVEL PIT** | **0** | **0** | no | **1.071** | **0** |
| **3500631** | **RiverBend Materials Dalton** | **0** | **0** | no | **0.151** | **0** |
| **3501002** | **RiverBend Materials Turner South** | **0** | **0** | no | **0.209** | **0** |
| **3501064** | **RiverBend Materials Coburg** | **0** | **0** | no | **0.344** | **0** |
| **3502478** | **RiverBend Turner Gravel** | **0** | **0** | no | **0** | **0** |
| **3502705** | **RiverBend Materials Corvallis** | **0** | **0** | no | **0.302** | **0** |
| **3502970** | **Durkee Cement Plant** | **0** | **0** | no | **7.361** | **1** |
| **3502986** | **Mission Pit** | **0** | **0** | no | **0** | **1** |
| **3503044** | **RiverBend Materials Bethel** | **0** | **0** | no | **0** | **0** |
| **3503311** | **Portable Screening Plant** | **0** | **0** | no | **0** | **0** |
| **3503322** | **Juniper Canyon Pit** | **0** | **0** | no | **0** | **0** |
| **3503367** | **Valley Concrete & Gravel Prtbl Wash** <br>**Plnt**<br>| **0** | **0** | no | **0** | **0** |
| **3503370** | **KP Portable Crusher** | **0** | **0** | no | **0** | **0** |
| **3503425** | **RiverBend Materials Windsor** | **0** | **0** | no | **0** | **0** |
| **3503426** | **ARP Westgate Quarry** | **0** | **0** | no | **0** | **0** |
| **3503437** | **Ontario Pit** | **0** | **0** | no | **0** | **0** |
| **3503451** | **BAKER PIT** | **0** | **0** | no | **0** | **0** |
| **3503596** | **RiverBend Materials RiverBend West** | **0** | **0** | no | **0** | **0** |
| **3503633** | **KP Portable Screen** | **0** | **0** | no | **0** | **0** |
| **3503688** | **Allied Rock Portable Crusher #1** | **0** | **0** | no | **0** | **0** |
| **3503775** | **Allied Rock Portable Crusher #2** | **0** | **0** | no | **0** | **0** |
| **3503782** | **Portable Plant** | **0** | **0** | no | **0.151** | **0** |
| **3503807** | **Kenstone Quarry** | **0** | **0** | no | **0** | **0** |
| **3503844** | **Wilbur Division** | **2** | **0** | no | **0.762** | **0** |
| **3503940** | **Allied Rock Portable Crusher #3** | **0** | **0** | no | **0** | **0** |
| **3503953** | **RiverBend Materials Hilroy** | **0** | **0** | no | **0.193** | **0** |
| **3503966** | **Umpqua Mobile Crushing** | **0** | **0** | no | **0** | **0** |
| **3503968** | **Grubbs Quarry** | **0** | **0** | no | **0** | **0** |
| **3600023** | **East Petersburg Quarry** | **0** | **0** | no | **1.89** | **0** |
| **3600032** | **Newport Quarry** | **0** | **0** | no | **0** | **0** |
| **3600039** | **PRESCOTT QUARRY** | **0** | **0** | no | **1.132** | **0** |
| **3600048** | **Pittston Quarry** | **1** | **0** | no | **0.344** | **0** |

---

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **3600074** | **Landisville Quarry** | **1** | **0** | no | **0.948** | **0** |
| **3600212** | **Silver Springs Quarry** | **1** | **0** | no | **0.679** | **0** |
| **3600246** | **Summit Station Quarry**  | **0** | **0** | no | **0** | **0** |
| **3600251** | **Thomasville Plant** | **0** | **0** | no | **0** | **0** |
| **3600513** | **Fontana Quarry**  | **0** | **0** | no | **0** | **0** |
| **3603215** | **Mt Holly Quarry**  | **0** | **0** | no | **0.511** | **0** |
| **3603432** | **Thomasville Mine** | **5** | **0** | no | **17.643** | **0** |
| **3604291** | **Hummelstown Quarry** | **0** | **0** | no | **0** | **0** |
| **3607946** | **Paradise Plant**  | **0** | **0** | no | **0** | **0** |
| **3608033** | **SMALL MOUNTAIN QUARRY INC** | **4** | **0** | no | **21.674** | **0** |
| **3608076** | **Montrose Quarry** | **0** | **0** | no | **0** | **0** |
| **3608187** | **FIDDLERS NORTH QUARRY** | **0** | **0** | no | **0.193** | **0** |
| **3608573** | **Small Mountain Quarry Inc-Salem** <br>**Sand**<br>| **0** | **0** | no | **0** | **0** |
| **3608736** | **Lawton Quarry** | **0** | **0** | no | **0** | **0** |
| **3609058** | **Millard Quarry** | **0** | **0** | no | **0.344** | **0** |
| **3609272** | **Penn Township Quarry** | **0** | **0** | no | **0** | **0** |
| **3609418** | **Hummelstown Fine Grind Plant** | **0** | **0** | no | **0** | **0** |
| **3700002** | **Cranston Quarry**  | **1** | **0** | no | **0.84** | **0** |
| **3800681** | **MARLBORO MINE** | **0** | **0** | no | **0** | **0** |
| **3901223** | **PQ 1764** | **0** | **0** | no | **0** | **0** |
| **3901408** | **PQ 2508** | **0** | **0** | no | **0** | **0** |
| **4000057** | **JELLICO STONE COMPANY** | **0** | **0** | no | **0.302** | **0** |
| **4000060** | **Lookout Valley Quarry** | **0** | **0** | no | **0.151** | **0** |
| **4001946** | **Harrison Sand Company** | **0** | **0** | no | **0** | **0** |
| **4003099** | **Crump Gravel Pit** | **0** | **0** | no | **0** | **0** |
| **4003127** | **APAC TENNESSEE, INC.** | **0** | **0** | no | **0** | **0** |
| **4003168** | **Sand Products of Monterey** | **0** | **0** | no | **0** | **0** |
| **4003343** | **Goins Hollow Quarry** | **0** | **0** | no | **0** | **0** |
| **4100026** | **Ash Grove Cement Company** | **8** | **0** | no | **7.243** | **4** |
| **4102820** | **Hunter Cement Plant**  | **1** | **0** | no | **11.186** | **1** |
| **4104082** | **PEARLAND PLANT** | **0** | **0** | no | **0** | **0** |
| **4104096** | **DALLAS SAND PLANT** | **0** | **0** | no | **0** | **0** |
| **4104124** | **Austin Aggregates 973 Plant** | **0** | **0** | no | **0** | **0** |
| **4104235** | **BLUE BIRD SAND PLANT** | **0** | **0** | no | **0** | **0** |
| **4104441** | **Texas Materials Hergotz Plant** | **0** | **0** | no | **0** | **0** |
| **4104468** | **Naruna Quarry** | **0** | **0** | no | **0** | **0** |
| **4104489** | **Marble Falls Quarry** | **0** | **0** | no | **1.208** | **0** |
| **4104669** | **Finlay Screening Plant** | **0** | **0** | no | **0** | **0** |
| **4104693** | **Lampasas Quarry** | **0** | **0** | no | **0** | **0** |
| **4104879** | **Divot Quarry** | **0** | **0** | no | **0** | **0** |
| **4104963** | **Texas Materials Garfield Plant** | **1** | **0** | no | **0.151** | **0** |
| **4105252** | **Halo Pit** | **0** | **0** | no | **0** | **0** |
| **4105294** | **Brasada Quarry** | **0** | **0** | no | **0** | **0** |
| **4105295** | **Portable Plant 01** | **0** | **0** | no | **0** | **0** |
| **4200021** | **Keigley Quarry**  | **0** | **0** | no | **0.252** | **0** |
| **4200364** | **Heber Binggeli Quarry** | **0** | **0** | no | **0.569** | **0** |

---

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **4200370** | **PARSON COVE PITS** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4200377** | **Brigham City South Pit** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4200388** | **McGuire** | **2** | **0** | no | **1.691** | **0** | **0** | **0** |
| **4200398** | **Brigham City Pit** | **0** | **0** | no | **4.939** | **0** | **0** | **0** |
| **4200406** | **South Weber Pit** | **1** | **0** | no | **2** | **0** | **0** | **0** |
| **4200410** | **Beck Street South** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4200415** | **Portable Crushing Unit #2** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4200884** | **Bauer Pit** | **1** | **0** | no | **1.149** | **0** | **0** | **0** |
| **4201089** | **Centerfield Wash Plant** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4201122** | **WR Portable Wash Plant # 1** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4201452** | **Beck Street** | **1** | **0** | no | **1.491** | **0** | **0** | **0** |
| **4201572** | **Portable Crusher #1** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4201665** | **Leamington Cement Plant** | **6** | **0** | no | **9.678** | **1** | **1** | **0** |
| **4201717** | **PORTABLE #5** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4201816** | **Little Mac** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4201857** | **Gomex** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4201874** | **Falcon Ridge** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4201964** | **H-K Portable Plant 033 Crusher** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4201978** | **Lehi Peck** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4202006** | **Erda** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4202007** | **Burdick Portable #1** | **0** | **0** | no | **0.215** | **0** | **0** | **0** |
| **4202009** | **SPC Portable Crusher** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4202043** | **Point West Lehi** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4202082** | **Big Mac** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4202090** | **PORTABLE #2** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4202092** | **44035** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4202099** | **Western Rock Fast Pack** | **2** | **0** | no | **1.79** | **0** | **0** | **0** |
| **4202103** | **44011** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4202128** | **Crusher #2** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4202130** | **Lehi Point East** | **0** | **0** | no | **1.008** | **2** | **0** | **0** |
| **4202150** | **Panguitch Pit** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4202151** | **Crusher #3** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4202154** | **Bauer** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4202158** | **Crusher #4 Track Impactor** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4202192** | **West Jordan Pit** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4202201** | **Portable #3** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4202214** | **BURDICK PORTABLE CRUSHER #2** | **0** | **0** | no | **0.168** | **0** | **0** | **0** |
| **4202236** | **Francis** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4202264** | **Portable Crusher #3** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4202267** | **Sorensen Pit** | **0** | **0** | no | **0.168** | **0** | **0** | **0** |
| **4202270** | **Cedar City Pit** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4202278** | **Ft. Pierce** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4202282** | **Nebo Pit** | **1** | **0** | no | **1.031** | **0** | **0** | **0** |
| **4202294** | **Ekins Pit** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4202320** | **Hot Springs** | **0** | **0** | no | **0.43** | **0** | **0** | **0** |
| **4202348** | **Burdick Portable #3** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4202354** | **Browns Canyon** | **0** | **0** | no | **0** | **0** | **0** | **0** |

---

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **4202363** | **Honeyville Pit** | **0** | **0** | no | **0** | **0** |
| **4202368** | **Daniel's Plant** | **0** | **0** | no | **0.184** | **0** |
| **4202373** | **Crusher #5 Fast Pack** | **3** | **0** | no | **8.48** | **0** |
| **4202381** | **West Valley Pit** | **0** | **0** | no | **0** | **0** |
| **4202397** | **Staker Parson Fast Pack** | **0** | **0** | no | **0.504** | **0** |
| **4202407** | **WR Portable # 4** | **0** | **0** | no | **0** | **0** |
| **4202430** | **Burdick Portable #4** | **0** | **0** | no | **0** | **0** |
| **4202440** | **Trenton Pit** | **0** | **0** | no | **0** | **0** |
| **4202459** | **Paria** | **0** | **0** | no | **0** | **0** |
| **4202460** | **Burdick Portable #5** | **0** | **0** | no | **0** | **0** |
| **4202462** | **Hales Portable** | **0** | **0** | no | **0** | **0** |
| **4202489** | **ELSINORE PIT** | **0** | **0** | no | **0** | **0** |
| **4202490** | **Redmond Pit** | **0** | **0** | no | **0** | **0** |
| **4202501** | **Backus Pit** | **0** | **0** | no | **0** | **0** |
| **4202517** | **Beef Hollow** | **0** | **0** | no | **0.42** | **1** |
| **4202534** | **Crusher #6** | **0** | **0** | no | **0** | **0** |
| **4202558** | **Portable #4** | **0** | **0** | no | **0** | **0** |
| **4202561** | **Portable #3** | **0** | **0** | no | **0** | **0** |
| **4202708** | **Bear Lake Sand & Gravel** | **2** | **0** | no | **1.819** | **0** |
| **4202725** | **Ash Grove Tooele Plant** | **0** | **0** | no | **0.98** | **0** |
| **4300066** | **Pike Industries Inc (C612)** | **0** | **0** | no | **0** | **0** |
| **4300098** | **Cooley Sand Pit** | **0** | **0** | no | **0** | **0** |
| **4300105** | **Waterford Crushed Stone C603** | **0** | **0** | no | **0.302** | **0** |
| **4300185** | **NEW HAVEN CRUSHED STONE C600** | **1** | **0** | no | **0** | **0** |
| **4300213** | **La Fountain Pit** | **0** | **0** | no | **0** | **0** |
| **4300341** | **Hartland Pit 001658** | **0** | **0** | no | **0** | **0** |
| **4300488** | **PIKE INDUSTRIES, INC, (C613)** | **0** | **0** | no | **0** | **0** |
| **4300587** | **Pike Industries - C642** | **0** | **0** | no | **0** | **0** |
| **4300589** | **Portable Power Screen 01631** | **0** | **0** | no | **0** | **0** |
| **4300621** | **Portable Sand Screen C652** | **0** | **0** | no | **0** | **0** |
| **4300627** | **Pike Industries Inc - C632** | **0** | **0** | no | **0** | **0** |
| **4300628** | **Pike Industries Inc-C604** | **0** | **0** | no | **0** | **0** |
| **4300630** | **Pike Industries Portable Jaw** | **0** | **0** | no | **0** | **0** |
| **4300642** | **Pike Industries C601** | **0** | **0** | no | **0** | **0** |
| **4300643** | **Pike Industries Inc-Williamstown** | **0** | **0** | no | **0** | **0** |
| **4300649** | **Pike Industries-Power Screen** | **0** | **0** | no | **0** | **0** |
| **4300679** | **Pike Industries-Wash Plant 634** | **0** | **0** | no | **0** | **0** |
| **4300690** | **Pike Industries C654/664 Crusher** | **0** | **0** | no | **0** | **0** |
| **4300691** | **Pike Industries 654/664S Screen** | **0** | **0** | no | **0** | **0** |
| **4300697** | **Astec DS5162 Screen** | **0** | **0** | no | **0** | **0** |
| **4300715** | **PIKE INDUSTRIES WASH SCREW-**<br>**DANBY**<br>| **0** | **0** | no | **0** | **0** |
| **4400095** | **Pounding Mill Plant**  | **1** | **0** | no | **0.302** | **0** |
| **4400096** | **Bluefield Plant** | **0** | **0** | no | **0** | **0** |
| **4400164** | **Glade Stone Plant** | **0** | **0** | no | **0** | **0** |
| **4400165** | **CASTLEWOOD PLANT** | **1** | **0** | no | **0** | **0** |
| **4400234** | **Ewing Stone**  | **0** | **0** | no | **0** | **0** |

---

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **4404924** | **Saltville Stone Plant** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4405372** | **Rural Retreat Plant** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4406371** | **Mouth of Wilson Plant** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4407168** | **DICKENSONVILLE PLANT** | **4** | **0** | **2** | **0** | no | **0** | **1** | **0** |
| **4407424** | **Castlewood** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4500073** | **BASALT PLANT** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4500359** | **Seattle Plant** | **7** | **1** | **0** | **0** | no | **176.843** | **2** | **5** |
| **4500560** | **Park Road Plant** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4500572** | **Matheson Pit** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4500593** | **FT. WRIGHT-PREMIX #2** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4500594** | **Yardley Pit** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4500604** | **Interstate Concrete and Asphalt-**<br>**Hawkins**<br>| **0** | **0** | **0** | **0** | no | **0.467** | **0** | **0** |
| **4500631** | **Toppenish Facility** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4500640** | **Sullivan Pit** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4500727** | **East Selah Pit & Plant** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4500730** | **Pasco Facility** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4500764** | **ARP Portable Crusher #2** | **0** | **0** | **0** | **0** | no | **3.901** | **0** | **0** |
| **4500995** | **Yakima Crusher** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4501118** | **Crestline Facility** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4501237** | **Auburn Facility** | **0** | **0** | **0** | **0** | no | **0.302** | **0** | **0** |
| **4501752** | **D O E Pit No 1** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4502137** | **No 5 Pit** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4502205** | **Mead Pre-Mix #3** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4502356** | **Odair Pit** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4502709** | **Sullivan Road Facility** | **0** | **0** | **0** | **0** | no | **0.151** | **0** | **0** |
| **4502925** | **B P A Mead** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4502999** | **P F R 76 Pit** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4503032** | **IAC Portable Crusher**  | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4503042** | **ARP Palisades**  | **0** | **0** | **0** | **0** | no | **0.151** | **0** | **0** |
| **4503046** | **PORTABLE CRUSHER #2705** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4503047** | **PLANT 2704** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4503100** | **J L Sherman Excavation Co** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4503134** | **Basalt Pit** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4503137** | **Iac Crusher #2** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4503253** | **ARP Portable Crusher #1** | **1** | **0** | **0** | **0** | no | **2.512** | **0** | **0** |
| **4503343** | **PORTABLE PLANT #1** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4503362** | **Yakima Wash Plant** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4503384** | **Airway Sand & Gravel** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4503391** | **ARP Portable Wash Plant #1** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4503449** | **Elk Pit** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4503452** | **ARP Prtbl Fabtech/Tidco** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4503497** | **Whitcomb Quarry** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4503498** | **Hanford Pit** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4503537** | **Hospital Quarry** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4503538** | **Kiona Quarry** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |
| **4503554** | **ARP Portable Wash Plant #2** | **0** | **0** | **0** | **0** | no | **0** | **0** | **0** |

---

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **4503588** | **CDC Portable Recycler Crusher** | **0** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4503623** | **ARP Prtbl Crusher WP/Kolberg** | **0** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4503679** | **Berryman Quarry** | **0** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4503684** | **IAC Portable Screen Plant** | **0** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4503721** | **ARP Portable Wash Plant** | **0** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4503744** | **East Valley** | **0** | **0** | **0** | no | **4.413** | **1** | **1** | **0** |
| **4503779** | **Hawthorne** | **0** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4600001** | **Fort Spring Plant** | **0** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4600005** | **MILL POINT QUARRY** | **0** | **0** | **0** | no | **0.302** | **0** | **0** | **0** |
| **4600044** | **Raleigh Quarry** | **0** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4602793** | **MERCER STONE PLANT** | **0** | **0** | **0** | no | **1.272** | **0** | **0** | **0** |
| **4602794** | **LEWISBURG PLANT** | **0** | **0** | **0** | no | **0.151** | **1** | **0** | **0** |
| **4603727** | **KELLY MOUNTAIN QUARRY** | **0** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4604327** | **Bowden Quarry** | **0** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4605147** | **Beckley Plant** | **0** | **0** | **0** | no | **0.151** | **0** | **0** | **0** |
| **4801141** | **Evans No 1 Pit** | **2** | **0** | **0** | no | **2.585** | **0** | **0** | **0** |
| **4801189** | **Evans Wash Plant** | **0** | **0** | **0** | no | **0.302** | **0** | **0** | **0** |
| **4801275** | **133 Crusher H-K Portable Plant** | **0** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4801371** | **Hakalo Quarry** | **0** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4801392** | **#33 Crusher** | **0** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4801547** | **Small Crusher #1330** | **0** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **4801735** | **Scale Number One** | **0** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **0801355** | **Sumterville Mine** | **0** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **2800031** | **Lambertville Quarry** | **0** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **2800032** | **Pennington Quarry** | **0** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **2800033** | **Kingston Quarry** | **0** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **2800874** | **Moore's Station Quarry** | **0** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **0203411** | **EM Materials LLC (Kirkland)** | **0** | **0** | **0** | no | **0** | **0** | **0** | **0** |
| **Total** |  | **233**  | **2**  | **6**  | **-**  | **763**  | **20**  | **22**  | **29**  |

---

*(1)MSHA assigns an identification number to each mine or operation and may or may not assign separate identification numbers to related facilities. The*

*information provided in this table is presented by mine identification number.*

*(2)The definition of mine under Section 3 of the Mine Act includes the mine, as well as other items used in, or to be used in, or resulting from, the work of* 

*extracting minerals, such as land, structures, facilities, equipment, machines, tools, and preparation facilities. Unless otherwise indicated, any of these other* 

*items associated with a single mine have been aggregated in the totals for that mine.*

*(3)Represents the total number of citations issued by MSHA, for violation of health or safety standards that could significantly and substantially contribute to a* 

*serious injury if left unabated. If MSHA determines that a violation of a mandatory health or safety standard is reasonably likely to result in a reasonably* 

*serious injury or illness under the unique circumstance contributed to by the violation, MSHA will classify the violation as a "significant and substantial"* 

*violation.*

*(4)Represents the total number of orders issued, which represents a failure to abate a citation under section 104(a) within the period prescribed by MSHA.* 

*(5)Represents the total number of citations and orders issued by MSHA of the Mine Act for unwarrantable failure to comply with mandatory health or safety* 

*standards. These violations are similar to those described above, but the standard is that the violation could significantly and substantially contribute to the* 

*cause and effect of a safety or health hazard, but the conditions do not cause imminent danger, and the MSHA inspector finds that the violation is caused by* 

*an unwarranted failure of the operator to comply with the health and safety standards.* 

*(6)Represents the total number of imminent danger orders issued under section 107(a) of the Mine Act. These orders are issued for situations in which MSHA* 

*determines an imminent danger exists in the quarry or mine and results in orders of immediate withdrawal of all persons (except certain authorized persons)* 

*from the area of the quarry or mine affected by its condition until the imminent danger and the underlying conditions causing the imminent danger no longer* 

*exist.*

*(7)Represents whether a mine has received a written notice of a pattern of violations of mandatory health or safety standards that are of such nature as could* 

*have significantly and substantially contributed to the cause and effect of our mine health or safety hazards under section 104(e) of the Mine Act.* 

*(8)Represents whether a mine has received a written notice of the potential to have a pattern of violations of mandatory health or safety standards that are of* 

*such nature as could have significantly and substantially contributed to the cause and effect of our mine health or safety hazards under section 104(e) of the* 

*Mine Act.* 

*(9)Total dollar value of proposed assessments from MSHA under the Mine Act. These are the amounts of proposed assessments issued by MSHA with each* 

*citation or order for the time period covered by the reports. Penalties are assessed by MSHA according to a formula that considers a number of factors,* 

*including the mine operator's history, size, negligence, gravity of the violation, good faith in trying to correct the violation promptly, and the effect of the penalty* 

*on the operator's ability to continue in business.*

*(10)Pending legal actions before the Commission as required to be reported by Section 1503(a)(3) of the Dodd-Frank Act. All 20 pending legal actions are* 

*contests of proposed penalties referenced in Subpart C of 29 CFR Part 2700. There are no contests of citations and orders referenced in Subpart B of 29* 

*CFR Part 2700; no complaints of discharge, discrimination or interference referenced in Subpart E of 29 CFR Part 2700; no complaints for compensation* 

*referenced in Subpart D of 29 CFR Part 2700; no applications for temporary relief referenced in Subpart F of 29 CFR Part 2700; and no appeals of judges'* 

*decisions or orders to the Federal Mine Safety and Health Review Commission referenced in Subpart H of 29 CFR Part 2700.*