# EDGAR Filing Document

**Accession Number:** 0001892312
**File Stem:** 0001999371-25-010619
**Filing Date:** 2025-8
**Character Count:** 2292423
**Document Hash:** 024f50d78b1969a90f5ad4a4008cee2b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001999371-25-010619.hdr.sgml**: 20250805

**ACCESSION NUMBER**: 0001999371-25-010619

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 15

**CONFORMED PERIOD OF REPORT**: 20250805

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20250805

**DATE AS OF CHANGE**: 20250805

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Non-Prime

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** GCAT Depositor III, LLC
- **CENTRAL INDEX KEY:** 0001892312

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-05960
- **FILM NUMBER:** 251186225

**BUSINESS ADDRESS:**
- **STREET 1:** 245 PARK AVENUE
- **STREET 2:** 26TH FLOOR
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10167
- **BUSINESS PHONE:** 212-692-2126

**MAIL ADDRESS:**
- **STREET 1:** 245 PARK AVENUE
- **STREET 2:** 26TH FLOOR
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10167
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** GCAT Depositor III, LLC
- **CENTRAL INDEX KEY:** 0001892312

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 245 PARK AVENUE
- **STREET 2:** 26TH FLOOR
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10167
- **BUSINESS PHONE:** 212-692-2126

**MAIL ADDRESS:**
- **STREET 1:** 245 PARK AVENUE
- **STREET 2:** 26TH FLOOR
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10167
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** GCAT Depositor III, LLC
- **CENTRAL INDEX KEY:** 0001892312

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 245 PARK AVENUE
- **STREET 2:** 26TH FLOOR
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10167
- **BUSINESS PHONE:** 212-692-2126

**MAIL ADDRESS:**
- **STREET 1:** 245 PARK AVENUE
- **STREET 2:** 26TH FLOOR
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10167

**UNITED STATES<br> SECURITIES AND EXCHANGE COMMISSION<br> Washington, D.C. 20549<br>FORM ABS-15G<br>ASSET-BACKED SECURITIZER<br> REPORT PURSUANT TO SECTION 15G OF<br> THE SECURITIES EXCHANGE ACT OF 1934**

**<u>GCAT Depositor IiI, llc</u>**

Check the appropriate box to indicate the filing obligation which this form is intended to satisfy:

☐ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period______________ to _________________

Date of Report (Date of earliest event reported) __________________

Commission File Number of securitizer: __________________

Central Index Key Number of securitizer:__________________

Name and telephone number, including area code, of the person to contact in connection with this filing

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(l) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

☒ Rule 15Ga-2 under the Exchange Act (17 CPR 240.15Ga-2)

Central Index Key Number of depositor: 0001892312

<u>GCAT 2025-INV3 Trust</u><br> (Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity (if applicable): ________________

Central Index Key Number of underwriter (if applicable): ________________

Thomas Durkin, (212) 692-2000

Name and telephone number, including area code, of the person to contact in connection with this filing

**PART I: REPRESENTATION AND WARRANTY INFORMATION**

Item 1.01 Initial Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.02 Periodic Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.03 Notice of Termination of Duty to File Reports under Rule l5Ga-1

Not Applicable

**PART II – FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer**

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

**EXHIBIT INDEX**

---

| | |
|:---|:---|
| &nbsp;&nbsp;[99.1](ex99-1.htm) | &nbsp;&nbsp;AMC Diligence, LLC ("AMC") Executive Summary |
| &nbsp;&nbsp;[99.2](ex99-2.htm) | &nbsp;&nbsp;AMC Rating Agency Grades |
| &nbsp;&nbsp;[99.3](ex99-3.htm) | &nbsp;&nbsp;AMC Exception Grades |
| &nbsp;&nbsp;[99.4](ex99-4.htm) | &nbsp;&nbsp;AMC Valuation Summary |
| &nbsp;&nbsp;[99.5](ex99-5.htm) | &nbsp;&nbsp;AMC Data Compare |
| &nbsp;&nbsp;[99.6](ex99-6.htm) | &nbsp;&nbsp;Consolidated Analytics, Inc. ("Consolidated Analytics") Executive Summary |
| &nbsp;&nbsp;[99.7](ex99-7.htm) | &nbsp;&nbsp;Consolidated Analytics Data Compare Report |
| &nbsp;&nbsp;[99.8](ex99-8.htm) | &nbsp;&nbsp;Consolidated Analytics Due Diligence Standard |
| &nbsp;&nbsp;[99.9](ex99-9.htm) | &nbsp;&nbsp;Consolidated Analytics Grading Summary Report |
| &nbsp;&nbsp;[99.10](ex99-10.htm) | &nbsp;&nbsp;Consolidated Analytics Valuations Summary Report |
| &nbsp;&nbsp;[99.11](ex99-11.htm) | &nbsp;&nbsp;Consolidated Analytics ATR QM Report |

---

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | | |
|:---|:---|:---|
|  | **gcat Depositor iII, LLC** | **gcat Depositor iII, LLC** |
|  | (Depositor) | (Depositor) |
| Date: August 5, 2025 | By: | /s/ Thomas Durkin |
|  | Name: | Thomas Durkin |
|  | Title: | President (senior officer in charge of securitization) |

---

## Exhibit 99.1

[GCAT 2025-INV3 Trust ABS-15G](gcat-abs15g_080525.htm)

**Exhibit 99.1**

![](ex991001.jpg)

**EXECUTIVE SUMMARY**

**DESCRIPTION OF SERVICES**

**(1) Type of assets that were reviewed.**

AMC Diligence, LLC ("AMC") performed the due diligence services described below (the "Review") on residential mortgage loans and business purpose loans originated by various parties who are sellers to Blue River Mortgage III LLC or its affiliates (the "Client") through flow or mini-bulk transactions. The Review was conducted on mortgage loans with origination dates from December 2024 through June 2025 via files imaged and provided by the Client for review.

**(2) Sample size of the assets reviewed.**

The total population of the Review covered 55 mortgage loans totaling an aggregate original principal balance of approximately $15.233 million.

**(3) Determination of the sample size and computation.**

The Review was conducted consistent with the criteria for the nationally recognized statistical rating organizations, NRSRO(s), identified above.

**(4) Quality or integrity of information or data about the assets: review and methodology.**

AMC compared data fields on the bid tape provided by the Client to the data found in the actual mortgage loan file as captured by AMC. This comparison, when data was available (please note that not all fields were available for all loans during the Review) and relevant for the Scope in question, included the following data fields:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;Representative FICO |
| &nbsp;&nbsp;Borrower FTHB | &nbsp;&nbsp;Note Date | &nbsp;&nbsp;Street |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;Zip |
| &nbsp;&nbsp;City | &nbsp;&nbsp;Property Type |  |
| &nbsp;&nbsp;Decision System | &nbsp;&nbsp;Refi Purpose |  |

---

**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

**<u>CREDIT SCOPE:</u>**

AMC reviewed mortgage loan origination documentation to determine conformity with the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to AMC and/or as directed by Client. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the file was also performed.

**Credit Application:** For the Credit Application, AMC verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history.

**Credit Report:** AMC's review included confirming that a credit report, that met guideline requirements, was present for each borrower and that such borrower's credit profile adhered to the guidelines. In order to make this determination, AMC: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, and (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as appropriate.

**Employment and Income:** AMC determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, wasn't fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with the guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, (vi) IRS tax transcripts, and (vii) bank statements.

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**Asset Review:** AMC assessed whether the asset documentation required by the guidelines, and as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, AMC completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by AMC. During the course of this review, AMC (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the DTI calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched and that taxes were current, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

**DU/LP Review:** When provided and appropriate, AMC verified that DU findings included an approved/ineligible decision where required by the guidelines. However, all mortgage loans are manually underwritten with documentation requirements determined by the guidelines and not AUS findings.

**Occupancy Review:** AMC confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Guideline Review:** During the course of the review, AMC confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

**Fraud Review:** AMC reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, AMC conditioned the mortgage loan for the missing fraud report product.

If a report was present, AMC reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, AMC confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

**Title Review:** AMC's review included a review of the chain of title and the duration of ownership by the seller or borrower (whichever is applicable) satisfied the guidelines. Included in this review was a verification of whether the appropriate vestee was on the title documentation (if a purchase, the seller; if a refinance, the borrower) and that the title commitment addressed issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; environmental liens, and oil/gas leases.

**Additional Review of Mortgage Loan File:** AMC also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) evidence of primary mortgage insurance, (ii) if the property is located in an area that was listed as a FEMA disaster zone post origination, (iii) the presence of loan modification documents, and (iv) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

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**(6) Value of collateral securing the assets: review and methodology.**

AMC's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review included verifying the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guideline requirements, and (viii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review (i) captured the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensured that such comparable properties are within standard appraisal guidelines, (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of AMC's review included (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying the Client of same, (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision was directly accessible to AMC. If more than one valuation was provided, AMC confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, AMC created an exception.

**(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

**<u>COMPLIANCE SCOPE:</u>**

Please be advised that AMC did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by AMC are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which AMC is relying in reaching such findings.

With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, AMC implemented the TRID scope of review referenced within the Regulatory Compliance section (III) based on (i) the RMBS 3.0 TRID Compliance Review Scope published by the Structured Finance Association ("SFA") (formerly, the Structured Finance Industry Group, "SFIG") (the "SFA Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. AMC worked with outside counsel and continues to obtain updated interpretations relative to the informal guidance provided by the Consumer Financial Protection Bureau ("CFPB") which has caused alterations in the review scope and severity of TRID related exceptions, including applicable cures. (This will continue as necessary as additional guidance becomes available, as well as any future rulemaking.) While AMC continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity. AMC has worked closely with the NRSROs and the Client to disclose, as mutually agreed upon by the parties, the relevant exceptions per AMC's suggested review implementation as reviewed by outside counsel; however, no assurances can be provided and/or are given that AMC has included within its Review all areas that may represent risk to the securitization trust, or that areas of risk identified by AMC will result in the potential level of risk indicated by an Event Level or NRSRO grade.

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Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by AMC do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by AMC.

AMC reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23, §1026.15):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure
 to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure
 to provide the three (3) business day rescission period;

vi) any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions; and

vii) with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review
 and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s).

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Home Equity Plans Disclosures (§§1026.6, 40) *as applicable*</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure
 to provide the applicable home equity initial and account opening disclosures

ii) failure to provide the applicable home equity initial and account opening disclosures in a timely manner

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Tolerances (§§1026.18, 22 23, and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate
 Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR
 to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge.

iii) inaccurate Total of Payments outside of applicable tolerance by comparing disclosed Total of Payments to re-calculated Total of Payments.

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>High-cost Mortgage (§§1026.31, 32 and 34):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points
 and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty threshold test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;f) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR
 threshold test; and

ii) compliance with the escrow account and appraisal requirements as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;g) <u>With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review
 relevant documentation to determine if compensation to a Loan Originator was based on
 a term of the transaction;

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ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note:
 Where available, AMC reviewed the relevant documents in the mortgage loan file and, as
 necessary, attempted to obtain the mortgage loan originator compensation agreement and/or
 governing policies and procedures of the mortgage loan originator. In the absence of
 the mortgage loan originator compensation agreement and/or governing policies and procedures,
 AMC's review was limited to formal general statements of entity compliance provided
 by the mortgage loan originator, if any. These statements, for example, were in the form
 of a letter signed by the seller correspondent/mortgage loan originator or representations
 in the mortgage loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;h) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine
 if the creditor obtained proof of homeownership counseling in connection with a mortgage
 loan to a first time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;i) <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine
 if the terms of the mortgage loan require arbitration or any other non-judicial procedure
 to resolve any controversy or settle any claims arising out of the transaction.

&nbsp;&nbsp;&nbsp;&nbsp;j) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine
 if the creditor financed, directly or indirectly, any premiums or fees for credit insurance.

&nbsp;&nbsp;&nbsp;&nbsp;k) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review
 for presence of mortgage loan originator organization and individual mortgage loan originator
 name and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract,
 security instrument, Loan Estimate and Closing Disclosure; and

ii) verify the data against the NMLSR database, as available.

**(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 the presence of the current GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to mortgage loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm
 the presence of a settlement service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 current applicable HUD form was provided;

ii) determination that the mortgage loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review
 changes disclosed on the last GFE provided to the borrower(s) to determine that such
 changes were within the allowed tolerances;

ii) confirm mortgage loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and mortgage loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 the presence of the Servicing Disclosure Statement form in the mortgage loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm
 the presence of the Affiliated Business Arrangement Disclosure in the mortgage loan file
 in the event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

viii) confirm the presence of the Initial Escrow Disclosure Statement in the mortgage loan file and proper timing;

ix) confirm that the creditor provided the borrower a list of homeownership counselling organizations within three (3) business days of application; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x) confirm
 that the list of homeownership counselling organizations was obtained no earlier than
 30 days prior to when the list was provided to the mortgage loan applicant.

**(III) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 the presence of LE for applications on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability under the SFA Compliance Review Scope were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm
 that each revised LE is accompanied by valid written documentation explaining the reason
 for re-disclosure to allow for fee increases based on a valid change of circumstance
 and was timely provided within 3 business days of issuance;

vi) capture whether a settlement service provider list ("SSPL") was provided (in instances when a consumer is given an opportunity to shop for services). Failure to provide SSPL is not cited separately under SFA compliance review scope, however, absence of SSPL from loan file is treated as not provided and impacts fee tolerance categories as prescribed by regulation.

vii) confirm borrower received LE not later than four (4) business days prior to consummation; and

viii) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 the presence of CD for applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability under the SFA Compliance Review Scope were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) identify
 tolerance violations based on the charges disclosed on the initial and interim LE's,
 initial CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Association ("SFA") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFA Compliance Review Scope.)

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&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage
 loan file contains documentary evidence that the disclosure was provided to the borrower;
 and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

**(IV) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) The
 general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing
 of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified
 Mortgages (QM) (12 C.F.R. 1026.43(e) (including qualified mortgages as separately defined
 by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and
 the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment
 qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

AMC reviews applicable mortgage loans for compliance with the ATR and QM rule requirements based upon each mortgage loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). AMC determines the mortgage loan's status under the ATR or QM rule requirements and assigns a due diligence mortgage loan designation. Generally, AMC notes as a material exception if the due diligence findings do not confirm the originator's mortgage loan designation. Additionally, AMC notes if an originator mortgage loan designation was not provided.

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated mortgage loans, AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file: (i) the mortgage loan contains risky mortgage loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) depending on the application date, defined in accordance with 1026.2(a)(3)(ii) and the loan designation provided on the subject loan, either:

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| | |
|:---|:---|
| 1.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), prior to 3/1/2021, at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source, |

---

---

| | |
|:---|:---|
| 2.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), on or after 3/1/2021, but before 10/1/2022, submitted with a loan designation of Safe Harbor QM, Higher Priced QM, Safe Harbor QM (43-Q), or Higher Priced QM (43-Q), whether at the time of consummation, the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source, or |

---

---

| | |
|:---|:---|
| 3.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), taken on or after 3/1/2021, submitted with a loan designation of Safe Harbor QM (APOR), or Higher Priced QM (APOR), "Revised QM", whether the APR exceeds the average prime offer rate by 2.25 or more percentage points, (additional thresholds applicable for lower loan balances, subordinate lien covered transactions and certain manufactured homes loan amounts), and whether the loan does not meet the credit guidelines without a documented exception and compensating factors. |

---

For the mortgage loans determined to be Safe Harbor QM (APOR), the AMC report will indicate (i) "Yes" with respect to any mortgage loan for which the lender provided a Verification Safe Harbor, ("VSH") indicator of "Yes" on such mortgage loans, (ii) "No" with respect to any mortgage loan for which the lender provided a VSH indicator of "No" and (iii) "Not Stated" with respect to any mortgage loan for which the lender did not provide a VSH indicator.

\* Note, for mortgage loans in which the lender provided the VSH indicator, AMC captured the VSH indicator in the AMC report but did not verify the VSH indicator as provided by the related lender.

In addition to the above, for loans (i) that are designated as "Yes" with respect to a VSH indicator, (ii) for which such "Yes" VSH indicator was provided within the loan images, on the data tape or in the deal notes, and (iii) for which the related mortgage loan guidelines utilized one of the specified GSE June 2020 guidelines to meet VSH, AMC performed an additional variance evaluation on such QM (APOR) mortgage loans. AMC's variance evaluation consists of a review of such mortgage loan to identify documentation variances that would cause one to question the VSH attestation provided by the lender. If variances were identified, the mortgage loan would not be identified by AMC to meet the VSH documentation requirements under either the Fannie Mae guidelines or under the Freddie Mac guidelines, and the AMC report will indicate "No" with respect to such mortgage loans. The results of the variance evaluation are reflected in the reports.

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This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a mortgage loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, if the mortgage loan satisfied (i), (ii) and (iii) in the preceding paragraph. In addition, AMC reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated mortgage loan that satisfied the applicable requirements enumerated above, AMC then determines whether the mortgage loan is a Safe Harbor QM or Higher Priced QM by comparing the mortgage loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage. The Review also includes determining, as applicable, whether a mortgage loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated mortgage loan that does not satisfy the applicable requirements enumerated above, AMC then determines whether the mortgage loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

*<u>General Ability to Repay</u>*

AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status); (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

AMC reviews mortgage loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). AMC does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a mortgage loan. AMC's review is based on information contained in the mortgage loan file at the time it is provided to AMC to review, and only reflects information as of that point in time.

**(V) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing
 and content of the right to receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation; and

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that (a) the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (b) that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**(VI) Fannie Mae points and fees limitations and HOEPA restrictions as addressed in Fannie Mae Announcement 04-06, as amended by Lender Letters LL-2013-05 and LL-2013-06 and Selling Guide Announcement SEL-2013-06;** 

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**(VII) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;**

**(VIII) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" mortgage loans, "covered" mortgage loans, "higher-priced" mortgage loans, "home" mortgage loans or any other similarly designated mortgage loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;**

**(IX) Federal and state specific late charge and prepayment penalty provisions.**

**(X) Recording Review**

AMC noted the presence of recorded documents, when available. However, the majority of mortgage loans in the review population were new production and have only been closed for days or weeks at the time AMC reviewed the mortgage loans and thus have not yet been recorded. AMC verified that documents in the mortgage loan file (most typically closing instructions) included lender instructions for recording, and as applicable, the date the documents were sent for recording, and/or the date that the documents will be recorded.

As part of the portion of the Review described in this section, AMC will analyze and capture data from the source documents identified in the Document Review below, as applicable.

**(XI) FIRREA Review**

AMC confirmed that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, AMC reviewed the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparable properties and adjustments were reasonable and that pictures were provided and were accurate.

In addition, AMC accessed the ASC database to verify that the appraiser, and if applicable the appraiser's supervisor, were licensed and in good standing at the time the appraisal was completed.

**(XII) Document Review**

AMC reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial
application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;▪ Underwriting
summary / loan approval (1008);

&nbsp;&nbsp;&nbsp;&nbsp;▪ Credit
report;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Income
and employment documentation;

&nbsp;&nbsp;&nbsp;&nbsp;▪ 4506T;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Asset
documentation;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Sales
contract;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Hazard
and/or flood insurance policies;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Copy
of note for any junior liens;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Title/Preliminary
Title;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final
1003;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Changed
circumstance documentation;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Right
of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage/Deed
of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Note;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage
Insurance;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Tangible
Net Benefit Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Subordination
Agreement;

&nbsp;&nbsp;&nbsp;&nbsp;▪ FACTA
disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Notice
of Special Flood Hazards;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial
and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;▪ HUD
from sale of previous residence;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final
HUD-1;

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&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial
TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final
TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan
Estimates;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Closing
Disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;▪ Certain
other disclosures related to the enumerated tests set forth herein.

**(8) Other: review and methodology.**

The final review results reflected in the Overall Review Results Summary herein may include additional exceptions identified after AMC's initial review was completed where loan level issues were identified by external parties as a result of separate, distinct quality control evaluation of the loan files. In such cases, any additional exceptions cited by any such quality control evaluation would either be reflected (i) as an open exception or (ii) remediated if required documentation and/or curative actions were provided to AMC. The exception totals reflected herein, and corresponding Exception Rating, include exceptions that were so subsequently identified, if any. Please note that only a limited number of loans, if any, reflected in the Review Results Summary were subject to such external quality control evaluations.

**(9) Disclaimer.**

Except as expressly enumerated above, please be advised that SitusAMC has not performed any review to determine whether the mortgage loans covered in this Report complied with federal, state or local laws, constitutional provisions, regulations, ordinances or any other laws or guidance, including, without limitation, licensing and general usury laws ("Applicable Law"). Further, there can be no assurances that in performing the review and preparing this Report that SitusAMC has uncovered all relevant factors and potential issues relating to the origination of the mortgage loans, their compliance with Applicable Law, or the original appraisals relating to the mortgaged properties, or that SitusAMC has uncovered all relevant factors that could affect the future performance of the mortgage loans. Please note that the results set forth in this Report are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators, sponsors, issuers, underwriters, and other third parties upon which SitusAMC is relying in reaching such results. Except as expressly stated herein, SitusAMC did not verify the data relied upon in performing its review and producing this Report. In addition, the findings and conclusions set forth in this Report are provided on an "as is" basis and are based on available information and Applicable Law as of the date of this Report, and SitusAMC does not undertake any obligation to update or provide any revisions to this Report to reflect events, circumstances, changes in Applicable Law, or changes in expectations after the date this Report was issued.

Please be further advised that SitusAMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in this Report, and the results set forth in this Report do not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to SitusAMC, and are not statements of fact or legal conclusions. Information contained in the Report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the Report based on certain factors, including the facts and circumstances of an individual mortgage loan. The authorities administering the Applicable Law that was part of the review have broad discretionary powers which may permit such authorities, among other things, to withdraw exemptions accorded by statute or regulation, to impose additional requirements or to reach a conclusion that is not consistent with the results set forth in the Report. All decisions as to whether to issue, purchase, hold, sell or otherwise transact in securities backed by the mortgage loans reviewed in this Report, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such securities, shall be made solely by the parties to or investors in the transaction. The results set forth in this Report do not constitute tax or investment advice. The scoring models in this Report are designed to identify potential risk in the securities backed by the mortgage loans reviewed, and each party or investor assumes sole responsibility for determining the suitability of the information for its particular use. SitusAMC does not make any representation or warranty (express or implied) as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by SitusAMC.

**SUMMARY OF FINDINGS AND CONCLUSIONS** 

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the NRSROs listed in the Form ABS Due Diligence-15E.

**COMPLIANCE RESULTS SUMMARY**

54 mortgage loans reviewed by AMC have a Compliance grade of "A".

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Compliance Loan Grades** | &nbsp;&nbsp;**Compliance Loan Grades** | &nbsp;&nbsp;**Compliance Loan Grades** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;54 | &nbsp;&nbsp;98.18% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1 | &nbsp;&nbsp;1.82% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**55** | &nbsp;&nbsp;**100.00%** |

---

**CREDIT RESULTS SUMMARY**

51 mortgage loans reviewed by AMC have a Credit grade of "A".

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Credit Loan Grades** | &nbsp;&nbsp;**Credit Loan Grades** | &nbsp;&nbsp;**Credit Loan Grades** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;51 | &nbsp;&nbsp;92.73% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;4 | &nbsp;&nbsp;7.27% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**55** | &nbsp;&nbsp;**100.00%** |

---

**PROPERTY/VALUATION RESULTS SUMMARY**

All 55 mortgage loans have a Property grade of "A".

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Property Loan Grades** | &nbsp;&nbsp;**Property Loan Grades** | &nbsp;&nbsp;**Property Loan Grades** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;55 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**55** | &nbsp;&nbsp;**100.00%** |

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**OVERALL REVIEW RESULTS SUMMARY**

All 55 mortgage loans reviewed by AMC have an Overall grade of "B" or higher and 90.91% of the loans by number have an Overall grade of "A".

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Overall Loan Grades** | &nbsp;&nbsp;**Overall Loan Grades** | &nbsp;&nbsp;**Overall Loan Grades** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;50 | &nbsp;&nbsp;90.91% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;5 | &nbsp;&nbsp;9.09% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**55** | &nbsp;&nbsp;**100.00%** |

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**EXCEPTION CATEGORY SUMMARY**

The table below summarizes the individual exceptions which carried an associated "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of "B", a Credit Grade of "A", and a Property Grade of "A" would receive an overall Loan Grade of "B").

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| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception <br> Type** | &nbsp;&nbsp;**Final <br> Exception <br> Rating** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Disclosure | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***1*** |
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**1** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***5*** |
| &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**6** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**6** |

---

**TAPE INTEGRITY REVIEW RESULTS SUMMARY**

Of the 55 mortgage loans reviewed, 55 mortgage loans had 142 different tape discrepancies across 13 data fields (some mortgage loans had more than one data delta). The largest variances were found on Note Date, Investor: Quality Total Debt Ratio, Decision System and Property Type.

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| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With <br> Discrepancy** | &nbsp;&nbsp;**Total Times <br> Compared** | &nbsp;&nbsp;**% Variance** | &nbsp;&nbsp;**# Of Loans** |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;2 | &nbsp;&nbsp;55 | &nbsp;&nbsp;3.64% | &nbsp;&nbsp;55 |
| &nbsp;&nbsp;Borrower FTHB | &nbsp;&nbsp;1 | &nbsp;&nbsp;55 | &nbsp;&nbsp;1.82% | &nbsp;&nbsp;55 |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;2 | &nbsp;&nbsp;55 | &nbsp;&nbsp;3.64% | &nbsp;&nbsp;55 |
| &nbsp;&nbsp;City | &nbsp;&nbsp;4 | &nbsp;&nbsp;55 | &nbsp;&nbsp;7.27% | &nbsp;&nbsp;55 |
| &nbsp;&nbsp;Decision System | &nbsp;&nbsp;14 | &nbsp;&nbsp;55 | &nbsp;&nbsp;25.45% | &nbsp;&nbsp;55 |
| &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;34 | &nbsp;&nbsp;55 | &nbsp;&nbsp;61.82% | &nbsp;&nbsp;55 |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;55 | &nbsp;&nbsp;55 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;55 |
| &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;2 | &nbsp;&nbsp;55 | &nbsp;&nbsp;3.64% | &nbsp;&nbsp;55 |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;14 | &nbsp;&nbsp;55 | &nbsp;&nbsp;25.45% | &nbsp;&nbsp;55 |
| &nbsp;&nbsp;Refi Purpose | &nbsp;&nbsp;3 | &nbsp;&nbsp;7 | &nbsp;&nbsp;42.86% | &nbsp;&nbsp;55 |
| &nbsp;&nbsp;Representative FICO | &nbsp;&nbsp;3 | &nbsp;&nbsp;55 | &nbsp;&nbsp;5.45% | &nbsp;&nbsp;55 |
| &nbsp;&nbsp;Street | &nbsp;&nbsp;2 | &nbsp;&nbsp;55 | &nbsp;&nbsp;3.64% | &nbsp;&nbsp;55 |
| &nbsp;&nbsp;Zip | &nbsp;&nbsp;6 | &nbsp;&nbsp;55 | &nbsp;&nbsp;10.91% | &nbsp;&nbsp;55 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**142** | &nbsp;&nbsp;**1217** | &nbsp;&nbsp;**11.67%** | &nbsp;&nbsp;**55** |

---

**ADDITIONAL LOAN POPULATION SUMMARY (some totals may not add due to rounding)**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;55 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$15233020.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**55** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$15233020.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;55 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$15233020.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**55** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$15233020.00** | &nbsp;&nbsp;**100.00%** |

---

12 \| P a g e

![](ex991001.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;Cash Out: Other/Multi-purpose/Unknown Purpose | &nbsp;&nbsp;4 | &nbsp;&nbsp;7.27% | &nbsp;&nbsp;$1468900.00 | &nbsp;&nbsp;9.64% |
| &nbsp;&nbsp;First Time Home Purchase | &nbsp;&nbsp;2 | &nbsp;&nbsp;3.64% | &nbsp;&nbsp;$556000.00 | &nbsp;&nbsp;3.65% |
| &nbsp;&nbsp;Other-than-first-time Home Purchase | &nbsp;&nbsp;46 | &nbsp;&nbsp;83.64% | &nbsp;&nbsp;$12118820.00 | &nbsp;&nbsp;79.56% |
| &nbsp;&nbsp;Rate/Term Refinance - Borrower Initiated | &nbsp;&nbsp;3 | &nbsp;&nbsp;5.45% | &nbsp;&nbsp;$1089300.00 | &nbsp;&nbsp;7.15% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**55** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$15233020.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original<br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;241-360 Months | &nbsp;&nbsp;55 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$15233020.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**55** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$15233020.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;28 | &nbsp;&nbsp;50.91% | &nbsp;&nbsp;$8072637.00 | &nbsp;&nbsp;52.99% |
| &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;1 | &nbsp;&nbsp;1.82% | &nbsp;&nbsp;$288000.00 | &nbsp;&nbsp;1.89% |
| &nbsp;&nbsp;PUD | &nbsp;&nbsp;21 | &nbsp;&nbsp;38.18% | &nbsp;&nbsp;$5732296.00 | &nbsp;&nbsp;37.63% |
| &nbsp;&nbsp;Townhouse | &nbsp;&nbsp;4 | &nbsp;&nbsp;7.27% | &nbsp;&nbsp;$849687.00 | &nbsp;&nbsp;5.58% |
| &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;1 | &nbsp;&nbsp;1.82% | &nbsp;&nbsp;$290400.00 | &nbsp;&nbsp;1.91% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**55** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$15233020.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;Investment | &nbsp;&nbsp;55 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$15233020.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**55** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$15233020.00** | &nbsp;&nbsp;**100.00%** |

---

13 \| P a g e

## Exhibit 99.2

[GCAT 2025-INV3 Trust ABS-15G](gcat-abs15g_080525.htm)

**Exhibit 99.2**

![](situs-logo.jpg)

---

| |
|:---|
| **Rating Agency Grades** |
| **Run Date - 7/30/2025 11:53:51 AM** |

---

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3969 |  | C A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3941 |  | C A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3943 |  | C B A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3930 |  | C A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3931 |  | A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3928 |  | A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3960 |  | A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3959 |  | A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3934 |  | A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3925 |  | B A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3966 |  | A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3967 |  | A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3965 |  | C A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3968 |  | A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3926 |  | A B |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3939 |  | B A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3979 |  | A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3944 |  | A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3974 |  | C A D B |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3958 |  | C A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3950 |  | C A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3937 |  | C A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3976 |  | C A B |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3932 |  | C A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3940 |  | A B D |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3975 |  | C A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3977 |  | C A D |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3938 |  | A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3936 |  | A D |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3961 |  | A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3929 |  | A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3935 |  | A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3978 |  | A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3973 |  | C A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3963 |  | C A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3956 |  | A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3953 |  | A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3951 |  | C A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3952 |  | C A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3949 |  | C A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3957 |  | C A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3947 |  | C A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3971 |  | C A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3927 |  | A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3955 |  | C A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3948 |  | A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3945 |  | A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3970 |  | A D |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3946 |  | A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3964 |  | A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3962 |  | A D |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3972 |  | A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3954 |  | C A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3942 |  | A |
| [Redacted} | [Redacted} | [Redacted} | GCAT2025INV3933 |  | C B A |

---

## Exhibit 99.3

[GCAT 2025-INV3 Trust ABS-15G](gcat-abs15g_080525.htm)

**Exhibit 99.3**

![](situs-logo.jpg)

---

| |
|:---|
| **Exception Grades** |
| **Run Date - 7/30/2025 11:53:51 AM** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Loan Exception ID** | **Exception Date** | **Exception Type** | **Exception Category** | **Exception Subcategory** | **15E Category** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up Comments** | **Cleared Date** | **Cured Date** | **Waived Date** | **Exception Level Grade** | **Note Date** | **Property State** | **Occupancy** | **Purpose** | **Exception Remediation** | **Originator QM ATR Status** | **TPR QM ATR Status** | **Is Curable** |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3969 | 32811797 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. |  |  |  |  |  | Reviewer Comment (2025-01-03): Updated HOI policy received with change in Effective date. Exception cleared<br>Buyer Comment (2025-01-02): Policy Update | 01/03/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3969 | 32811795 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | VVOE - verification of [redacted] employment is missing at time of review. |  |  |  | Reviewer Comment (2025-01-22): Received VVOE for Borrower's Employment [redacted]. Exception Cleared<br>Buyer Comment (2025-01-18): VVOE<br>Reviewer Comment (2025-01-09): Received a a copy of Paystubs and Banks Statement [redacted] reflecting income from the employment, but we still need a copy of VVOE - Employment or Paystubs within [redacted] business days of note date. Exception Remains<br>Buyer Comment (2025-01-08): Direct Deposit<br>Reviewer Comment (2025-01-03): Paystub acceptable as alternate verification, however provided paystub is not within [redacted] business days of note date as require per [redacted] requirement. YTD date is [redacted] where as closing date is [redacted]. Exception Remains<br>Buyer Comment (2025-01-02): Paystub in lieu of VVOE | 01/22/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3941 | 32811799 |  | Credit | Credit | Credit Documentation | Guideline | The Verification of Rent (VOR) / Verification of Mortgage (VOM) is required and was not found in file. |  | Verify that [redacted] [redacted] payment to [redacted] loan [redacted] was paid within month due. |  |  |  | Reviewer Comment (2025-01-08): Received [redacted] payment verification for [redacted] Loan # [redacted] via bank statement. Exception Cleared<br>Buyer Comment (2025-01-07): see att | 01/08/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3941 | 32811798 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Borrower(s) signed Final 1003 is missing in file. |  |  |  | Reviewer Comment (2025-01-09): Received signed Final 1003. Exception Cleared.<br>Buyer Comment (2025-01-08): Final<br>Reviewer Comment (2025-01-07): Final 1003 received for different borrower require 1003 for borrower [redacted] and [redacted]. exception remains.<br>Buyer Comment (2025-01-06): Final 1003 | 01/09/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3943 | 32811802 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant [redacted] business days prior to consummation. | Appraisal was delivered to borrower [redacted] but we are missing evidence of receipt within [redacted] days of closing. Waiver not provided. |  |  |  | Reviewer Comment (2025-01-08): Appraisal email Delivery Received. Exception Cleared<br>Buyer Comment (2025-01-07): Appraisal delivery | 01/08/2025 |  |  | 1 B A |  | TX | Investment | Purchase | C A B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3943 | 32811803 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | The statements must cover the most recent full [redacted] - month period of account activity ([redacted] days, or, if account information is reported on a quarterly basis, the most recent quarter). |  |  |  | Reviewer Comment (2025-01-16): Guideline Follow AUS which shows Require current Brokerage statement as per Selling guideline [redacted] months statement also acceptable. Exception Cleared<br>Buyer Comment (2025-01-15): Assets<br>Reviewer Comment (2025-01-09): Received a copy of Bank Statement [redacted] which we already have in file from period [redacted] To [redacted]. The statements must cover the most recent full [redacted]-month period of account activity. Exception Remains<br>Buyer Comment (2025-01-08): Bank statements | 01/16/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A B |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3930 | 32811804 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Divorce Decree / Child Support not provided |  | Child Support of $[redacted] listed for [redacted] on the 1003 application, require divorce decree, separate agreement or any written legal agreement to confirm the payment and the number of months remaining. |  |  |  | Reviewer Comment (2025-01-14): Received Full Separate Agreement Exception Cleared<br>Buyer Comment (2025-01-13): separation agreement<br>Reviewer Comment (2025-01-07): Received incomplete divorce decree. require all pages of divorce decree. exception remains.<br>Buyer Comment (2025-01-06): Per Lender : Child support documentation-divorce decree, proof business pays salary severance for ex, email where the severance pay to ex shows up in tax returns | 01/14/2025 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3930 | 32811805 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing evidence of PITI breakdown. Need to verify the monthly payment of $[redacted] included taxes and insurance. |  |  |  | Reviewer Comment (2025-01-07): Received First payment letter. exception cleared.<br>Buyer Comment (2025-01-06): [redacted] Payment Letter reflecting PITI breakdown for [redacted] | 01/07/2025 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3925 | 32811810 |  | Compliance | Compliance | State Compliance | Misc. State Level | Colorado Consumer Credit Code (First Lien Refinance Notice Not Provided) | [redacted] Consumer Credit Code: Borrower not provided First Lien Refinance Notice. | [redacted] First Lien Disclosure not provided in file |  |  |  | Reviewer Comment (2025-01-23): Received [redacted] Refinance Disclosure. Exception Cleared<br>Buyer Comment (2025-01-22): Disclosure | 01/23/2025 |  |  | 1 B A |  | CO | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3925 | 32811811 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2025-01-24): Final title policy was provided.<br>Buyer Comment (2025-01-23): title | 01/24/2025 |  |  | 1 B A |  | CO | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3965 | 32811812 |  | Credit | Missing Document | General | Missing Document | Missing Document: Trust Agreement (Asset) not provided |  | Trust Agreement is required for Trust Funds for [redacted] of [redacted] Acct [redacted] |  |  |  | Reviewer Comment (2025-01-22): Received Trust agreement. Exception cleared<br>Buyer Comment (2025-01-21): Certification of Trust | 01/22/2025 |  |  | 1 C A |  | OK | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3926 | 32811816 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least [redacted] business days prior to closing, and appraisal was not provided at or before closing. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-01-23): Appraisal Delivery evidence received. Exception cleared<br>Buyer Comment (2025-01-22): Appraisal receipt | 01/23/2025 |  |  | 1 B A |  | UT | Investment | Purchase | B A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3939 | 32811817 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | The property is located in FEMA Disaster area. Provide a post-disaster inspection verifying there was no damage. The inspection must include exterior photo and the property must be re-inspected on or after [redacted] declared end date. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The qualifying DTI on the loan is less than or equal to [redacted]%.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>The representative FICO score is above [redacted]. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-01-13): Inspection date after declaration date but prior to declaration end date. |  |  | 01/13/2025 | 2 B |  | NC | Investment | Purchase | B A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3974 | 32811819 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | The property is located in FEMA Disaster area. Provide a post-disaster inspection verifying there was no damage. The inspection must include exterior photos and the property must be re-inspected on or after [redacted] declared end date. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>The representative FICO score is above [redacted]. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-01-16): Inspection was completed post disaster declaration date but prior to the declaration end date. |  |  | 01/16/2025 | 2 B |  | NC | Investment | Purchase | D B C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3974 | 32811820 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | Investor Qualifying DTI is [redacted] %, guidelines allow [redacted] % DTI. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>The representative FICO score is above [redacted]. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-01-29): Investor accepts and agrees to waive with compensating factors.<br>Buyer Comment (2025-01-29): Exception from [redacted]. |  |  | 01/29/2025 | 2 C B |  | NC | Investment | Purchase | D B C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3974 | 32811818 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: [redacted] |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-01-29): Provided.<br>Buyer Comment (2025-01-29): CDA | 01/29/2025 |  |  | 1 D A |  | NC | Investment | Purchase | D B C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3958 | 32811821 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-Sign Consent is missing in file |  |  |  | Reviewer Comment (2025-01-27): E-Sign Consent Agreement received for Borrower[redacted]<br>Buyer Comment (2025-01-24): Econsent | 01/27/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3950 | 32999674 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Require [redacted] months consecutive bank statement [redacted] #[redacted] to meet funds required for closing/reserves |  |  |  | Reviewer Comment (2025-01-13): Received [redacted] Months Bank statement for Account # [redacted]. Exception Cleared<br>Buyer Comment (2025-01-10): bank statements | 01/13/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3950 | 32999675 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | The property is located in FEMA Disaster area. Provide a post-disaster inspection verifying there was no damage. The inspection must include exterior photo and the property must be re-inspected on or after [redacted] declared end date. |  |  |  | Reviewer Comment (2025-01-09): Received Final Inspection Form [redacted] confirm no damages to the property. Exception cleared<br>Buyer Comment (2025-01-08): 1004D | 01/09/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3950 | 32999676 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | AUS Findings: Investor qualifying total debt ratio discrepancy. |  | Excessive DTI. Borrower owns primary exiting residence that was retained and not for sale with a PITI mortgage obligation that was excluded from qualifying ratios based on bank statements that non-borrowing spouse has been making payments the last [redacted] months. Provide copy of the Note confirming spouse is obligated on the Note. |  |  |  | Reviewer Comment (2025-02-03): CD showing the bwrs spouse is obligated to make the payment on the previous primary has been provided.<br>Buyer Comment (2025-01-31): Lender provided CD that reflects borrower as an obligor<br>Reviewer Comment (2025-01-22): Statement received. Please provide the Note.<br>Buyer Comment (2025-01-21): Per Lender The mortgage statement is being provided to show the other party is obligated. per [redacted] provide proof "the party making the payments is obligated on the mortgage debt" Typically a copy of the Note is the only document to substantiate you are an obligor on the Note. Please advise if the mortgage statement is acceptable<br>Buyer Comment (2025-01-21): Mtg Statement | 02/03/2025 |  |  | 1 A |  | FL | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3950 | 32999677 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Excessive DTI. Borrower owns primary exiting residence that was retained and not for sale with a PITI mortgage obligation that was excluded from qualifying ratios based on bank statements that non-borrowing spouse has been making payments the last [redacted] months. Provide copy of the Note confirming spouse is obligated on the Note. |  |  |  | Reviewer Comment (2025-02-03): CD showing the bwrs spouse is obligated to make the payment on the previous primary has been provided.<br>Buyer Comment (2025-01-31): CD provided reflects borrower is an obligor<br>Reviewer Comment (2025-01-22): Statement received. Please provide the Note.<br>Buyer Comment (2025-01-21): lox<br>Buyer Comment (2025-01-21): Per Lender The mortgage statement is being provided to show the other party is obligated. per [redacted] provide<br> proof "the party making the payments is obligated on the mortgage debt" Typically a copy of the Note is the only<br> document to substantiate you are an obligor on the Note. Please advise if the mortgage statement is acceptab | 02/03/2025 |  |  | 1 A |  | FL | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3937 | 32999680 |  | Credit | Asset | Asset Calculation / Analysis | Asset | AUS Findings: Available for Reserves discrepancy. |  | Missing Retirement-[redacted] Investments-[redacted] Plan for $[redacted] |  |  |  | Reviewer Comment (2025-02-20): Using [redacted]% of the [redacted] meets the reserve requirement. LOX in file states borrower can withdraw a lump sum.<br>Reviewer Comment (2025-01-23): When using [redacted]% of the [redacted] Plan $[redacted], the assets are still short. $[redacted] required per AUS and $[redacted] provided.<br>Buyer Comment (2025-01-21): LOX<br>Buyer Comment (2025-01-21): Asset | 02/20/2025 |  |  | 1 C A |  | OR | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3976 | 32999682 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | Investor qualifying total debt ratio of [redacted] % exceeds the Overlay Guideline total debt ratio of [redacted] . Lender approved at [redacted] % and LP approval is [redacted] %. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>The representative FICO score is above [redacted]. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-02-05): Investor exception provided.<br>Buyer Comment (2025-02-05): Exception from [redacted]. |  |  | 02/05/2025 | 2 C B |  | MD | Investment | Purchase | C B A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3932 | 32999683 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Mortgage Statement is missing. |  |  |  | Reviewer Comment (2025-02-06): Lender Confirmed [redacted]% of Line Limit i.e. $[redacted]\* [redacted]% = $[redacted] as borrower used HELOC advance for cash to close. $[redacted] was showing deposit in Borrower bank account as Loan proceed. exception Cleared<br>Buyer Comment (2025-02-05): Per Lender Loan draw from HELOC for Cash to close. The credit shows a low payment because it did not calculate a full payment. UW used [redacted]% of the line as payment to qualify to be conservative.<br>Reviewer Comment (2025-01-29): received [redacted] lien mortgage statement however Require HELOC statement to verify payment of $[redacted] as Credit report noted only $[redacted] monthly payment. Exception Remains<br>Buyer Comment (2025-01-28): [redacted] [redacted] Mtg Statement | 02/06/2025 |  |  | 1 C A |  | MN | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3940 | 32999684 |  | Compliance | Compliance | Federal Compliance | Missing Disclosure | Acknowledgement of Borrower Receipt of Notice of Special Flood Hazard Disclosure Missing | FDPA Notification Rule: Creditor did not retain record of borrower's receipt of Notice of Special Flood Hazard Disclosure. | Require borrower's signed copy of Notice of Special Flood Hazard Disclosure. |  |  |  | Buyer Comment (2025-01-31): Acknowledged as non-material.<br>Reviewer Comment (2025-01-31): Provide Notice of Special Flood hazard Signed copy prior to Note date. as provided copy signed post closing. Exception Remains<br>Buyer Comment (2025-01-30): Signed form |  |  | 01/31/2025 | 2 B |  | AZ | Investment | Purchase | D B A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3940 | 32999685 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: [redacted] |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-02-05): Received CDA with correct Effective date. Exception cleared<br>Buyer Comment (2025-02-04): CDA<br>Reviewer Comment (2025-01-31): Received CDA, however effective of CDA [redacted] not matching with Appraisal effective date of $[redacted]. Exception Remains<br>Buyer Comment (2025-01-30): CDA | 02/05/2025 |  |  | 1 D A |  | AZ | Investment | Purchase | D B A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3975 | 32999686 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Credit Report reflects [redacted] entries of [redacted] with monthly payment $[redacted] from [redacted] different credit bureaus [redacted], require credit supplement confirming this tradeline is duplicate entry. Missing evidence of [redacted] account #[redacted] being excluded from the DTI. |  |  |  | Reviewer Comment (2025-01-31): Received Credit supplement confirm [redacted] has been excluded due to duplicate Tradeline. Exception Cleared<br>Buyer Comment (2025-01-30): Credit supplement<br>Reviewer Comment (2025-01-29): Credit supplement Require as Both [redacted] Bank Tradeline shows Different Account Numbers. Exception Remains<br>Buyer Comment (2025-01-28): Rebuttal from UW in reference to the [redacted] Bank cards | 01/31/2025 |  |  | 1 C A |  | NC | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3977 | 32999689 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: [redacted] |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-02-10): Received CDA. Exception Cleared<br>Buyer Comment (2025-02-07): CDA | 02/10/2025 |  |  | 1 D A |  | PA | Investment | Purchase | D A C |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3977 | 32999690 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | AUS Findings: Investor qualifying total debt ratio discrepancy. |  | Calculated DTI [redacted]% exceeds vs Lender used DTI [redacted] %. less Taxes used for the subject property $[redacted] instead of $[redacted] . Also investment property [redacted] negative income of $-[redacted] vs 1003 of $-[redacted]. |  |  |  | Reviewer Comment (2025-02-19): Updated 1003 and 1008 received. Updated AUS already provided in the file. Exception Cleared<br>Buyer Comment (2025-02-18): Per lender : updated 1008 and 1003 to match the updated aus that was provided<br>Reviewer Comment (2025-02-11): Provide updated 1003 and 1008 with terms matching with Updated AUS. Exception remains<br>Buyer Comment (2025-02-10): AUS<br>Buyer Comment (2025-02-10): Annual | 02/19/2025 |  |  | 1 C A |  | PA | Investment | Purchase | D A C |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3977 | 32999688 |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | Require borrower evidence of access to funds into Business Checking#[redacted] for Business [redacted] |  |  |  | Reviewer Comment (2025-02-11): Received Evidence of [redacted]. Exception cleared<br>Buyer Comment (2025-02-10): we have the attached document reflecting its [redacted] company and we dont require CPA letter for accessing the business funds as we are not using business income for qualification | 02/11/2025 |  |  | 1 C A |  | PA | Investment | Purchase | D A C |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3936 | 33211105 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: [redacted] |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-03-03): Received CDA. Exception Cleared<br>Buyer Comment (2025-02-28): CDA | 03/03/2025 |  |  | 1 D A |  | FL | Investment | Purchase | D A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3973 | 33211107 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Provide supporting document for other payment of $[redacted] reflected on Final 1003 for property address [redacted] . |  |  |  | Reviewer Comment (2025-03-27): Received updated 1003/AUS with change Property expenses for REO [redacted], [redacted], [redacted] as per Verified document. Exception Cleared<br>Buyer Comment (2025-03-26): Per lender : UW updated the total for the property at [redacted] to show taxes and insurance [redacted] [redacted]= [redacted]. There are no additional expenses.<br>Buyer Comment (2025-03-26): Tax bill<br>Buyer Comment (2025-03-26): 1003<br>Buyer Comment (2025-03-26): AUS<br>Reviewer Comment (2025-03-21): Tax verified at [redacted] and Insurance Verified at $[redacted]. whereas Total [redacted] shows $[redacted] therefore require proof of $[redacted] remaining payment. Exception Remains<br>Buyer Comment (2025-03-20): Please clarify the other payment of $[redacted]. The final 1003 shows other payment of $[redacted]. | 03/27/2025 |  |  | 1 C A |  | OR | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3963 | 33428227 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Require VVOE or Third-party Verification of Employment for Borrower [redacted] as it is missing |  |  |  | Reviewer Comment (2025-04-02): Received VVOE. Exception Cleared<br>Buyer Comment (2025-04-01): VOE | 04/02/2025 |  |  | 1 C A |  | AZ | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3963 | 33428228 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | 1008 states new Co-signed debt to be documented. No documentation found in file for said debt. |  |  |  | Reviewer Comment (2025-04-02): Received Non-Borrower loan Statement where borrower has Co-Signed. Exception Cleared<br>Buyer Comment (2025-04-01): [redacted] | 04/02/2025 |  |  | 1 C A |  | AZ | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3951 | 33631200 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | 4506C missing in the file for co-borrower [redacted]. |  |  |  | Reviewer Comment (2025-04-30): Provided.<br>Buyer Comment (2025-04-28): 4506C for [redacted] | 04/30/2025 |  |  | 1 C A |  | NC | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3951 | 33631201 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Require Mortgage statement to verify escrow status for REO address [redacted] . |  |  |  | Reviewer Comment (2025-05-02): Received Mortgage statement for [redacted], [redacted], [redacted].. Exception Cleared<br>Buyer Comment (2025-04-30): Mortgage Statement | 05/02/2025 |  |  | 1 C A |  | NC | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3951 | 33631202 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | HOA verification missing for REO address [redacted] . |  |  |  | Reviewer Comment (2025-04-17): Received sales contract addendum specifying the HOA amount. exception cleared.<br>Buyer Comment (2025-04-16): the hoa dues are highlighted | 04/17/2025 |  |  | 1 C A |  | NC | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3951 | 33631203 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ | Missing [redacted] [redacted] for [redacted] in order to determine that [redacted] was the most recent tax year to be qualified from . |  |  |  | Reviewer Comment (2025-05-06): Not required.<br>Buyer Comment (2025-05-02): Per [redacted] guidelines, application date is before [redacted] [redacted], [redacted]. The most recent tax returns must be no older than [redacted]. Please clear<br>Reviewer Comment (2025-05-01): Closing date of loan is [redacted] and Business Corporate return filing date deadline is [redacted]., Require [redacted] Business extension for [redacted] in order to determine that [redacted] was the most recent tax year to be qualified from. Exception Remains<br>Buyer Comment (2025-04-29): See lender's notes attached. | 05/06/2025 |  |  | 1 C A |  | NC | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3951 | 33631204 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | AUS Findings: Investor qualifying total debt ratio discrepancy. |  | Review used the YTD P&L that as provided as most conservative approach. Provide revised AUS with corrected DTI. |  |  |  | Reviewer Comment (2025-05-09): Received Updated 1003/1008/AUS with change in DTI. Exception Cleared<br>Buyer Comment (2025-05-08): LPA | 05/09/2025 |  |  | 1 C A |  | NC | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3952 | 33631206 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Require HOA document as it is missing for property [redacted] |  |  |  | Reviewer Comment (2025-05-27): HOA provided.<br>Buyer Comment (2025-05-27): HOA<br>Buyer Comment (2025-05-23): HOA for [redacted]<br>Reviewer Comment (2025-05-23): HOA docs provided are for [redacted]. Provide [redacted] for [redacted] [redacted].<br>Buyer Comment (2025-05-22): HOA<br>Reviewer Comment (2025-04-21): Received HOA Verification for [redacted], however require HOA Verification of $[redacted]/monthly for [redacted], [redacted], [redacted]. Exception Remains<br>Buyer Comment (2025-04-18): HOA verification | 05/27/2025 |  |  | 1 C A |  | NC | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3952 | 33631205 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | [redacted] months bank statement are required and only [redacted] month was provided. Provide an additional [redacted] month bank statement for [redacted] account ending with [redacted] . |  |  |  | Reviewer Comment (2025-05-02): Received [redacted][redacted]Bank statement for account # [redacted]. Exception Cleared<br>Buyer Comment (2025-05-01): Statements | 05/02/2025 |  |  | 1 C A |  | NC | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3949 | 33631207 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | AUS Findings: Investor qualifying total debt ratio discrepancy. |  | Per AUS DTI is [redacted]% and calculated DTI Is [redacted]% due to the REO [redacted] rental income |  |  |  | Reviewer Comment (2025-05-09): Received, updated 1008, AUS 1003 with correction in Calculation of REO property. Exception Cleared<br>Buyer Comment (2025-05-07): income calculation worksheet<br>Buyer Comment (2025-05-07): AUS<br>Buyer Comment (2025-05-07): 1003/1008 | 05/09/2025 |  |  | 1 C A |  | GA | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3957 | 33631208 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ | Missing [redacted] tax return extension [redacted] for [redacted] [redacted] in order to determine that [redacted] was the most recent tax year to be qualified from. |  |  |  | Reviewer Comment (2025-05-09): Updated: The extension portion this exception has been cleared based on direction from client to follow [redacted]. | 05/09/2025 |  |  | 1 C A |  | OH | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3947 | 33631209 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Loan Underwriting and Transmittal Summary (1008) / MCAW not provided |  | [redacted] - Instalment amount of $[redacted] was backed out as less than [redacted] months thus matching DTI with AUS of [redacted]%; however, 1008 reflects the same tradeline was included in DTI calculation resulting in increase in DTI to [redacted]%. Require corrected 1008 reflecting DTI ratio as [redacted]% matching with AUS. |  |  |  | Reviewer Comment (2025-05-15): Updated 1008 received and uploaded accordingly. Exception cleared<br>Buyer Comment (2025-05-15): 1008 | 05/15/2025 |  |  | 1 C A |  | GA | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3971 | 33631211 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | VVOE - Employment Only document is missing for [redacted] with title as [redacted]. |  |  |  | Reviewer Comment (2025-05-12): Received YTD paystub within [redacted] Business days of Note date. Lender used alternate method of Verification which allows per [redacted] [redacted] guideline. Exception Cleared<br>Buyer Comment (2025-05-08): New paystub<br>Buyer Comment (2025-05-08): VOE | 05/12/2025 |  |  | 1 C A |  | GA | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3955 | 33631212 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Insurance coverage is insufficient by $[redacted] to cover estimated cost new amount, appraisal value $[redacted] \* [redacted]% of value, $[redacted], there was no evidence of extended coverage or insurer's estimate of replacement cost provided. |  |  |  | Reviewer Comment (2025-05-19): Dwelling Coverage of $[redacted] covering the loan amount of [redacted]. Exception Cleared<br>Buyer Comment (2025-05-16): Lender's response: The dwelling coverage limit exceeds the Note amount, please have cleared accordingly | 05/19/2025 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3970 | 33631213 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: [redacted] |  | The file is missing a copy of the secondary valuation required for securitization purposes. LCA score is [redacted] |  |  |  | Reviewer Comment (2025-05-30): Received CDA. Exception Cleared<br>Buyer Comment (2025-05-29): CDA | 05/30/2025 |  |  | 1 D A |  | CA | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3946 | 33631214 |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2025-06-05): Fraud report provided.<br>Buyer Comment (2025-06-04): Fraud | 06/05/2025 |  |  | 1 A |  | NC | Investment | Purchase | A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3962 | 33926129 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: [redacted] |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-06-20): Provided.<br>Buyer Comment (2025-06-20): CDA | 06/20/2025 |  |  | 1 D A |  | NC | Investment | Purchase | D A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3954 | 33926132 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Tax, Insurance, and HOA verification missing for REO address [redacted]. |  |  |  | Reviewer Comment (2025-06-27): Received HOA verification [redacted]$[redacted]vs Lender used $[redacted]. DTI variance is less than [redacted]% no further action require. Exception Cleared<br>Buyer Comment (2025-06-25): HOA association fee listed on page [redacted]<br>Reviewer Comment (2025-06-24): Received Same Documentation, Lender used Tax & Insurance amount from the mortgage statement [redacted]$[redacted](or $[redacted]), P&I not considered as Mortgage has been paid off, however still missing Verification HOA $[redacted]. Exception Remains<br>Buyer Comment (2025-06-23): REO statement | 06/27/2025 |  |  | 1 C A |  | NC | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3954 | 33926133 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | AUS Findings: Investor qualifying total debt ratio discrepancy. |  | Market rent for subject [redacted] considered as per comparable rent schedule amount $[redacted] however lender has considered amount $[redacted] as per 1003 final which results in variance in DTI ratio. |  |  |  | Reviewer Comment (2025-06-24): Received updated AUS/1008 with correction Subject negative cashflow per Market rent. Exception Cleared<br>Buyer Comment (2025-06-23): Updated AUS | 06/24/2025 |  |  | 1 C A |  | NC | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3933 | 34097338 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | Missing Lender Exception for DTI > 45.00%. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The representative FICO score is above 680. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-01-16): Investor exception provided.<br>Buyer Comment (2025-01-16): Exception from [Redacted]. |  |  | 01/16/2025 | 2 C B |  | MO | Investment | Purchase | C B A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3933 | 34097339 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | File contains evidence appraisal report provided is an updated report. Delivery confirmations dated earlier than report date of report located in file. Lender to provide all previous appraisal reports/updates. |  |  |  | Reviewer Comment (2025-01-09): Received Original Appraisal. Exception cleared<br>Buyer Comment (2025-01-08): 12/17 appraisal<br>Buyer Comment (2025-01-08): 12/6 Appraisal | 01/09/2025 |  |  | 1 B A |  | MO | Investment | Purchase | C B A |  | N/A | No |

---

## Exhibit 99.4

[GCAT 2025-INV3 Trust ABS-15G](gcat-abs15g_080525.htm)

**Exhibit 99.4**

![](situs-logo.jpg)

---

| |
|:---|
| **Valuation Report** |
| **Run Date - 7/30/2025 11:53:51 AM** |

---

---

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Value for LTV** | **LTV Value Variance Amount** | **LTV Value Variance Percent** | **Primary Valuation Value** | **Primary Valuation Report Date** | **Primary Valuation Effective Date** | **Primary Valuation Type** | **Primary Valuation Company** | **Primary Valuation Appraiser Name** | **Primary Valuation Appraiser License Num** | **Primary Valuation FSD Score** | **Secondary Valuation Value** | **Secondary Valuation Variance Amount** | **Secondary Valuation Variance Percent** | **Secondary Valuation Report Date** | **Secondary Valuation Effective Date** | **Secondary Valuation Type** | **Secondary Valuation Company** | **Secondary Valuation FSD Score** | **Secondary Valuation Desk Review Risk Score** | **AVM Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Company** | **AVM FSD Score** | **AVM Report Date** | **Desk Review Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Report Date** | **Desk Review Effective Date** | **Desktop Appraisal Value** | **Desktop Appraisal Variance Amount** | **Desktop Appraisal Variance Percent** | **Desktop Appraisal Company** | **Desktop Appraisal Report Date** | **Desktop Appraisal Effective Date** | **BPO Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Report Date** | **Field Review Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Report Date** | **Field Review Effective Date** | **2055 Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Report Date** | **2055 Effective Date** | **AVE/CMA Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Report Date** | **Hybrid Valuation Value** | **Hybrid Valuation Variance Amount** | **Hybrid Valuation Variance Percent** | **Hybrid Valuation Company** | **Hybrid Valuation Report Date** | **Updated Valuation Value** | **Updated Valuation Variance Amount** | **Updated Valuation Variance Percent** | **Updated Valuation Company** | **Updated Valuation Report Date** | **Updated Valuation Effective Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **LCA Risk Score** | **Collateral Underwriter Risk Score** |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3969 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3941 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3943 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3930 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3931 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3928 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3960 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3959 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3934 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3925 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 |  |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3966 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3967 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3965 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3968 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 999.00 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3926 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3939 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 |  |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3979 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 |  |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3944 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3974 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3958 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3950 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.70 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3937 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 |  |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3976 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 |  |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3932 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3940 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.50 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3975 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3977 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3938 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3936 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.70 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3961 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3929 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.10 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3935 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.90 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3978 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3973 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3963 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3956 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3953 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3951 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3952 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3949 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3957 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3947 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3971 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 |  |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3927 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3955 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3948 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3945 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3970 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 |  |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3946 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3964 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3962 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -7.216% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3972 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3954 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3942 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| [Redacted] | [Redacted] | [Redacted] | GCAT2025INV3933 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |

---

## Exhibit 99.5

[GCAT 2025-INV3 Trust ABS-15G](gcat-abs15g_080525.htm)

**Exhibit 99.5**

![](situs-logo.jpg)

---

| |
|:---|
| **Data Compare (Non-Ignored)** |
| **Run Date - 7/30/2025 9:51:31 AM** |

---

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Servicer Loan ID** | **Investor Loan Number** | **Field Label** | **Bid Tape Field Value** | **Field Value** | **Compare Status** | **Comment** |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3969 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3941 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3943 | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3943 | Note Date |  | [Redacted] | Verified | The Bid Tape Field Value was not provided. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3943 | Investor: Qualifying Total Debt Ratio | 22.075 | 24.28422 | Verified | Field Value DTI matches 1008 DTI. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3930 | Note Date |  | [Redacted] | Verified | The Bid Tape Field Value was not provided. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3930 | Investor: Qualifying Total Debt Ratio | 38.369 | 44.23906 | Verified | Field Value DTI matches 1008 DTI. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3931 | Zip | [Redacted] | [Redacted] | Verified | Field Value reflects Zip per Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3931 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3931 | Investor: Qualifying Total Debt Ratio | 28.2378 | 16.87329 | Verified | Field value is lower |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3928 | Note Date |  | [Redacted] | Verified | The Bid Tape Field Value was not provided. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3960 | Note Date |  | [Redacted] | Verified | The Bid Tape Field Value was not provided. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3959 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3959 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3933 | Note Date |  | [Redacted] | Verified | The Bid Tape Field Value was not provided. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3933 | Investor: Qualifying Total Debt Ratio | 25.286 | 45.23304 | Verified | Field Value DTI matches 1008 DTI. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3934 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3934 | Representative FICO | 799 | 803 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3934 | Investor: Qualifying Total Debt Ratio | 18.8458 | 16.36512 | Verified | Review matched AUS DTI |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3925 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3925 | Refi Purpose |  | Rate/Term | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3966 | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3966 | City | [Redacted] | [Redacted] | Verified | Field Value reflects City per Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3966 | Zip | [Redacted] | [Redacted] | Verified | Field Value reflects Zip per Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3966 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3967 | Note Date |  | [Redacted] | Verified | The Bid Tape Field Value was not provided. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3967 | Investor: Qualifying Total Debt Ratio | 18.208 | 33.0991 | Verified | Field Value DTI matches 1008 DTI. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3965 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3965 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3965 | Investor: Qualifying Total Debt Ratio | 23.36 | 29.679 | Verified | Per AUS DTI is 29.68% and calculated DTI is 29.68% |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3968 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3926 | Zip | [Redacted] | [Redacted] | Verified | Field Value reflects Zip per Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3926 | Note Date |  | [Redacted] | Verified | The Bid Tape Field Value was not provided. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3926 | Investor: Qualifying Total Debt Ratio | 22.4657 | 39.69467 | Verified | Field Value DTI matches AUS DTI. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3939 | Note Date |  | [Redacted] | Verified | The Bid Tape Field Value was not provided. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3939 | Decision System | DU | LP / LPA | Verified | Field value reflects source document |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3979 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3979 | Original Loan Amount | [Redacted] | [Redacted] | Verified | Field Value reflects the Note value |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3979 | Investor: Qualifying Total Debt Ratio | 15.6238 | 12.00507 | Verified | Per 1008 DTI is 12.005% and calculated DTI is 12.005% |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3979 | Decision System | DU | LP / LPA | Verified | Field value reflects source document |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3944 | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3944 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3944 | Investor: Qualifying Total Debt Ratio | 4.7129 | 9.45066 | Verified | Per AUS DTI is 9.248% and calculated DTI is 9.451% due to the Borrowers commission income of $8510.57 per month per the work number with income vs. AUS of $8981.69 per month. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3974 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3974 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3974 | Investor: Qualifying Total Debt Ratio | 45 | 48.04965 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3974 | Decision System | DU | LP / LPA | Verified | Field value reflects source document |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3958 | City | [Redacted] | [Redacted] | Verified | Field Value reflects City per Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3958 | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3958 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3958 | Investor: Qualifying Total Debt Ratio | 30.152 | 35.4416 | Verified | Per 1008 DTI is 32.592% and calculated DTI is 35.442% due to the subject negative income of $-420.13 vs 1008 of $-232.63 as per the 1007 the market rent is $2100.00 vs $1003 of $2300.00. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3958 | Decision System | DU | LP / LPA | Verified | Field value reflects source document |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3950 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3950 | Representative FICO | 754 | 749 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3950 | Investor: Qualifying Total Debt Ratio | 43.1081 | 33.24847 | Verified | Field value is lower |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3950 | Decision System | LP / LPA | DU | Verified | Field value reflects source document |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3937 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3976 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3976 | Investor: Qualifying Total Debt Ratio | 38 | 45.79685 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3976 | Decision System | DU | LP / LPA | Verified | Field value reflects source document |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3932 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3940 | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3940 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3940 | Investor: Qualifying Total Debt Ratio | 36.5131 | 33.18035 | Verified | Field value is lower |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3975 | Note Date |  | [Redacted] | Verified | The Bid Tape Field Value was not provided. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3975 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3977 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3977 | Investor: Qualifying Total Debt Ratio | 28 | 39.69056 | Verified | Calculated DTI 39.690% exceeds vs Lender used DTI 33.082%. less Taxes used for the subject property $183.03 instead of $880.61. Also investment property 44 liberty Road negative income of $-2979.05 vs 1003 of $-2234.25. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3977 | Decision System | DU | LP / LPA | Verified | Field value reflects source document |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3938 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3938 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3938 | Investor: Qualifying Total Debt Ratio | 28.682 | 38.54353 | Verified | matching with AUS/1008 |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3938 | Decision System | DU | LP / LPA | Verified | Field value reflects source document |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3936 | Zip | [Redacted] | [Redacted] | Verified | Field Value reflects Zip per Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3936 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3936 | Investor: Qualifying Total Debt Ratio | 31.379 | 26.07504 | Verified | Per AUS DTI is 31.379% and calculated DTI is 26.075% due to investment property [Redacted] income of $91.82 vs 1003 of $-297.24. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3961 | Note Date |  | [Redacted] | Verified | The Bid Tape Field Value was not provided. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3929 | Note Date |  | [Redacted] | Verified | The Bid Tape Field Value was not provided. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3929 | Decision System | LP / LPA | DU | Verified | Field value reflects source document |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3935 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3978 | City | [Redacted] | [Redacted] | Verified | Field Value reflects City per Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3978 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3978 | Investor: Qualifying Total Debt Ratio | 40.02 | 35.14487 | Verified | Per AUS DTI 40.92% with a subject negative rental of $-1049.33 however 1008 DTI 35.145% with a subject negative rental of $-539.75 and calculated subject negative rental of $-539.75. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3973 | Note Date |  | [Redacted] | Verified | The Bid Tape Field Value was not provided. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3973 | Investor: Qualifying Total Debt Ratio | 31.328 | 39.95739 | Verified | Field Value DTI matches 1008 DTI. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3963 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3963 | Property Type | Single Family Detached | Condo (Low Rise) | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3963 | Investor: Qualifying Total Debt Ratio | 28.8615 | 39.20576 | Verified | Per AUS DTI is 40.83% and calculated DTI is 39.21% as the second residence [Redacted] the HOA is $265.00 per HOA doc in file vs 1003 of $285.00. Also per AUS total expense $8880.21 and calculated expense $8313.91. 1008 states new co-signed debt which is not in file. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3956 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3956 | Investor: Qualifying Total Debt Ratio | 38.522 | 42.76459 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3956 | Decision System | DU | LP / LPA | Verified | Field value reflects source document |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3953 | Note Date |  | [Redacted] | Verified | The Bid Tape Field Value was not provided. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3953 | Property Type | PUD | Townhouse | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3953 | Investor: Qualifying Total Debt Ratio | 34.656 | 39.53071 | Verified | Field Value DTI is within tolerance of 1008 DTI of 39.504%. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3953 | Decision System | DU | LP / LPA | Verified | Field value reflects source document |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3951 | City | [Redacted] | [Redacted] | Verified | Field Value reflects City per Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3951 | Note Date |  | [Redacted] | Verified | The Bid Tape Field Value was not provided. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3951 | Investor: Qualifying Total Debt Ratio | 35.757 | 39.18254 | Verified | Review used the YTD P&L that as provided as most conservative approach. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3952 | Note Date |  | [Redacted] | Verified | The Bid Tape Field Value was not provided. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3952 | Investor: Qualifying Total Debt Ratio | 43.713 | 40.41549 | Verified | Field Value DTI matches AUS DTI. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3949 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3949 | Investor: Qualifying Total Debt Ratio | 27.48 | 25.25484 | Verified | Per AUS DTI is 20.05% and calculated DTI Is 24.35% due to the REO [Redacted] rental income of $-391.07 vs AUS of $-294.67 as 2024 also provided in file. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3957 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3957 | Investor: Qualifying Total Debt Ratio | 43.423 | 17.84257 | Verified | Per AUS DTI is 17.84% and calculated DTI is 17.84% |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3947 | Note Date |  | [Redacted] | Verified | The Bid Tape Field Value was not provided. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3947 | Property Type | PUD | Townhouse | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3947 | Investor: Qualifying Total Debt Ratio | 31.501 | 25.55673 | Verified | Field Value DTI matches AUS DTI of 25.56%. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3971 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3971 | Investor: Qualifying Total Debt Ratio | 35.598 | 40.04788 | Verified | Per 1008 DTI is 40.042% and calculated DTI is 40.047% due to actual P&I amounts as opposed to rounded on 1003 |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3971 | Decision System | DU | LP / LPA | Verified | Field value reflects source document |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3927 | Zip | [Redacted] | [Redacted] | Verified | Field Value reflects Zip per Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3927 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3927 | Original Loan Amount | [Redacted] | [Redacted] | Verified | Field Value reflects the Note value |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3927 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3927 | Refi Purpose |  | Rate/Term | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3927 | Investor: Qualifying Total Debt Ratio | 45 | 6.02643 | Verified | Per AUS DTI is 6.11% and calculated DTI is 60.03% due to subject property [Redacted]-Amortization of $127 per Sch E not considered. Therefore negative income rental $-329.05 vs 1003 of $-339.61. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3955 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3955 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3948 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3945 | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3945 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3945 | Representative FICO | 799 | 789 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3945 | Property Type | Single Family Detached | Townhouse | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3945 | Investor: Qualifying Total Debt Ratio | 18.466 | 23.76857 | Verified | Per 1008 DTI is 24.056% and calculated DTI is 23.768% due to [Redacted]-Per 1008 negative rental income of $-468.79 and 1003 and calculation $-352.48. Diff in DTI |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3945 | Decision System | DU | LP / LPA | Verified | Field value reflects source document |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3970 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3970 | Refi Purpose |  | Rate/Term | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3946 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3946 | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3964 | Note Date |  | [Redacted] | Verified | The Bid Tape Field Value was not provided. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3964 | Decision System | DU | LP / LPA | Verified | Field value reflects source document |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3962 | Zip | [Redacted] | [Redacted] | Verified | Field Value reflects Zip per Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3962 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3962 | Borrower FTHB | 1 | 0 | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3972 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3972 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3972 | Investor: Qualifying Total Debt Ratio | 41.93 | 36.40746 | Verified | Field value is lower |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3954 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3954 | Investor: Qualifying Total Debt Ratio | 36.8776 | 39.98836 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3942 | Note Date |  | [Redacted] | Verified | The Bid Tape Field Value was not provided. |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3942 | Property Type | PUD | Townhouse | Verified | Field Value captured from Appraisal or Valuation model in file |
| [Redacted] | [Redacted] | [Redacted] |  | GCAT2025INV3942 | Investor: Qualifying Total Debt Ratio | 41.8 | 39.00384 | Verified | Field Value DTI matches 1008 DTI. |

---

## Exhibit 99.6

[GCAT 2025-INV3 Trust ABS-15G](gcat-abs15g_080525.htm)

**Exhibit 99.6**

**EXECUTIVE SUMMARY<br> Third Party Due Diligence Review**

**Overview**

Consolidated Analytics, Inc ("Consolidated Analytics"), a third-party due diligence provider, performed the review described below on behalf of its client, Blue River Mortgage III LLC. The review included a total of 923 newly originated residential mortgage loans, in connection with the securitization identified as GCAT 2025-INV3 (the "Securitization"). The Review was conducted from April 2022 to July 2025 on mortgage loans originated between February 2022 and June 2025.

**Scope of Review**

**Credit Review**

Consolidated Analytics performed a "Credit Review" to verify compliance with guidelines in effect at the time of loan origination, or other guidelines provided by Client prior to review, and ensure the characteristics used by the underwriter are supported by the file documentation; and determine whether any loans outside of those guidelines contain legitimate and approved exceptions with compensating factors.

The Credit Review attempted to confirm the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. QM
 or ATR Validation / Review of 8 Key Underwriting Factors

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Income
 / Assets

● Validate borrower(s) monthly gross income

● Validate funds required to close, required reserves

● Review file documentation for required level of income and asset verifications

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Employment
 Status

● Review file documentation for required level of employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Monthly
 Mortgage Payment

● Confirm program, qualifying rate, terms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Simultaneous
 Loans

● Validate all concurrent loans are included in the DTI to properly assess the ability to repay

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Mortgage
 Related Obligations: PITI, HOA, PMI, etc.

● Validate subject loan monthly payment (PITI) and associated obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Debts
 / Obligations

● Validate monthly recurring liabilities

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. DTI
 and/or Residual Income

● Validate debt-to-income ratio (DTI) based upon income and debt documentation provided in the file

● Documentation meets Appendix Q requirements for QM Loans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Credit
 History

● Review credit report for credit history and required credit depth including any / all inquiries

● Determine representative credit score from credit report

&nbsp;&nbsp;&nbsp;&nbsp;b. Validate
 loan-to-value (LTV) and combined loan-to-value

&nbsp;&nbsp;&nbsp;&nbsp;c. Review
 borrower's occupancy

&nbsp;&nbsp;&nbsp;&nbsp;d. Validation
 through third party resource of the subject properties most recent twelve (12) month
 sales history

&nbsp;&nbsp;&nbsp;&nbsp;e. Confirm
 sufficient evidence in loan file, by reviewing the underwriter's decision to approve
 the loan based upon the borrows income, debt, and credit history, to support borrower's
 willingness and ability to repay the debt

&nbsp;&nbsp;&nbsp;&nbsp;f. Confirm
 that Final 1003 is sufficiently completed

&nbsp;&nbsp;&nbsp;&nbsp;g. Provide
 Audit 1008 with accurate data based on file documentation

&nbsp;&nbsp;&nbsp;&nbsp;h. Confirm
 Loan Approval conditions were met

&nbsp;&nbsp;&nbsp;&nbsp;i. Review
 condominium questionnaire to verify all information is complete, prepared by an authorized
 representative, and address any red flags that may deem condominium project ineligible

**Compliance Review**

Consolidated Analytics performed a "Compliance Review" to determine, as applicable, to the extent possible and subject to the caveats below, whether the loan complies with applicable regulatory requirements as noted below, each as amended, restated and/or replaced from time to time. The Compliance Review included the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. Test
 Loan Estimate(s) for accuracy and completeness as well as timing requirements as required
 by TRID Regulations

&nbsp;&nbsp;&nbsp;&nbsp;b. Test
 Closing Disclosure(s) for accuracy and completeness as well as timing requirements as
 required by TRID Regulations

&nbsp;&nbsp;&nbsp;&nbsp;c. Tolerance
 Testing

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Compare
 Loan Estimate and Closing Disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Identify
 Tolerance Violations and applicable cost to cure

&nbsp;&nbsp;&nbsp;&nbsp;d. Comprehensive
 review of Closing Disclosure to determine transaction accuracy

&nbsp;&nbsp;&nbsp;&nbsp;e. Recalculation
 of APR and Finance Charge

&nbsp;&nbsp;&nbsp;&nbsp;f. Testing
 of:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Federal
 High Cost Mortgage provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Federal
 Higher Priced Mortgage Loans provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Local
 and/or State Anti-predatory and High Cost provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. HOEPA
 Points and Fees

&nbsp;&nbsp;&nbsp;&nbsp;g. Determine
 whether specified federal disclosures were provided timely based upon comparison of the
 application date to the dates on such disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Service
 Provider List

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Home
 Ownership Counselling Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. ARM
 Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;h. Compliance
 with QM as it relates to:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. APR
 Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Points
 & Fees Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Prepayment
 Penalty Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Product
 Eligibility Testing

&nbsp;&nbsp;&nbsp;&nbsp;i. Notice
 of Right to Cancel (Rescission) Review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm
 transaction date, expiration date, and disbursement date

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Confirm
 document is properly executed by all required parties to the transaction

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Confirm
 the correct Right of Rescission document was executed for the transaction type

&nbsp;&nbsp;&nbsp;&nbsp;j. Confirm
 through NMLS the loan originator and originating firm's license status was active
 and properly disclosed on appropriate loan documents

&nbsp;&nbsp;&nbsp;&nbsp;k. Check
 the Loan participants against the exclusionary list provided by Client or by the purchaser
 of the Loan(s)

&nbsp;&nbsp;&nbsp;&nbsp;l. Review
 closing documents to ensure that the Mortgage Loan information is complete, accurate,
 and consistent with other documents; Confirm collateral documents have been recorded
 or sent for recording

The Compliance Review did not include any federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated above. Furthermore, the findings reached by Consolidated Analytics are dependent upon its receiving complete and accurate data regarding the loans from loan originators and other third parties upon which Consolidated Analytics is relying in reaching such findings.

**Valuation Review**

Consolidated Analytics performed a "Valuation Review," which included the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. Review
 original appraisal, determination that property is in "average" condition
 or better, or property requires cosmetic improvements (as defined by the appraiser) that
 do not affect habitability. Should an area of concern be identified with the condition
 of the property, Consolidated Analytics will alert Client.

&nbsp;&nbsp;&nbsp;&nbsp;b. Review
 appraisal, determination that property is completely constructed, and appraisal is on
 an "as is basis," or property is identified as not completely constructed
 by originating appraiser.

&nbsp;&nbsp;&nbsp;&nbsp;c. Review
 and determine if the appraisal report was performed on appropriate GSE forms and if the
 appraiser indicated in the body of the subject appraisal that the appraisal conforms
 to USPAP standards.

&nbsp;&nbsp;&nbsp;&nbsp;d. Review
 and determine the relevance of the comparable properties and ensure that a rational and
 reliable value was provided and supported as of the effective date of the Origination
 Appraisal.

&nbsp;&nbsp;&nbsp;&nbsp;e. Review
 adjustments (line item, net and gross adjustments) to ensure they are reasonable.

&nbsp;&nbsp;&nbsp;&nbsp;f. Ensure
 that the appraisal conforms to the guidelines provided from the Client.

&nbsp;&nbsp;&nbsp;&nbsp;g. Review
 appraisal to ensure all required documents were included.

&nbsp;&nbsp;&nbsp;&nbsp;h. Review
 location map provided within the appraisal for external obsolescence.

&nbsp;&nbsp;&nbsp;&nbsp;i. Ensure
 highest and best use and zoning complies with guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;j. Confirm
 there are no marketability issues that affect the subject property.

&nbsp;&nbsp;&nbsp;&nbsp;k. Ensure
 subject property does not suffer any functional obsolescence.

&nbsp;&nbsp;&nbsp;&nbsp;l. Where
 applicable, determine if the file did not contain the appraisal or other valuation method
 and a review could not be performed.

&nbsp;&nbsp;&nbsp;&nbsp;m. Additional
 valuation products were not required when the CU score provided was 2.5 or below or the
 appraisal LCA risk score was eligible for Collateral Rep and Warranty relief. In the
 event the CU score was greater than 2.5 or the LCA score was not eligible for R&W
 relief, an additional valuation product was obtained to confirm value was supported within
 10% tolerance. In some instances, based on guidance from the seller, CDA's were
 ordered on loans that had an acceptable CU score or R&W eligibility.

Consolidated Analytics applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third-party valuation product.

For loans reviewed in a post-close valuation review scenario (923 loans in total):

Three hundred thirty-two (332) loans had AVMs, and one hundred thirty-five (135) loans had Desktop Reviews.

If a loan with an AVM or Desktop Review fell outside of a -10% tolerance, was inconclusive, or a PIW was present, then a Field Review, a Broker Price Opinion (BPO) along with a Reconciliation of the values or a 2nd Appraisal was completed. There were forty-three (43) occurrences of this.

Zero (0) loans had a Field Review, and seven (7) loans had an Exterior Only Appraisal Review.

**Product totals may not sum due to multiple products for each loan**

**TAPE INTEGRITY REVIEW RESULTS SUMMARY** 

Of the 923 mortgage loans reviewed, six hundred forty-six (646) unique mortgage loans (69.99% by loan count) had a total of four thousand two hundred sixty-three (4,263) different tape discrepancies across sixty-six (66) data fields. A blank or zero value on the data tape when an actual value was captured by Consolidated Analytics was not treated as a data variance.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Fields Reviewed** | &nbsp;&nbsp;**Discrepancy <br> Count** | &nbsp;&nbsp;**Percentage** |
| &nbsp;&nbsp;Total Qualified Assets Post-Close | &nbsp;&nbsp;500 | &nbsp;&nbsp;11.73% |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;420 | &nbsp;&nbsp;9.85% |
| &nbsp;&nbsp;Cash to Close | &nbsp;&nbsp;370 | &nbsp;&nbsp;8.68% |
| &nbsp;&nbsp;Qualifying Housing Debt Income Ratio | &nbsp;&nbsp;334 | &nbsp;&nbsp;7.83% |
| &nbsp;&nbsp;Qualifying Total Reserves Number of Months | &nbsp;&nbsp;322 | &nbsp;&nbsp;7.55% |
| &nbsp;&nbsp;Total Qualified Assets for Reserves Post-Close | &nbsp;&nbsp;315 | &nbsp;&nbsp;7.39% |
| &nbsp;&nbsp;All Other Payments | &nbsp;&nbsp;290 | &nbsp;&nbsp;6.80% |
| &nbsp;&nbsp;Total Monthly Property Insurance Amount | &nbsp;&nbsp;203 | &nbsp;&nbsp;4.76% |
| &nbsp;&nbsp;Property Address | &nbsp;&nbsp;192 | &nbsp;&nbsp;4.50% |
| &nbsp;&nbsp;Monthly Property Tax Amount | &nbsp;&nbsp;155 | &nbsp;&nbsp;3.64% |
| &nbsp;&nbsp;Borrower 1 Qualifying Income | &nbsp;&nbsp;135 | &nbsp;&nbsp;3.17% |
| &nbsp;&nbsp;Interested Party Contributions | &nbsp;&nbsp;132 | &nbsp;&nbsp;3.10% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;99 | &nbsp;&nbsp;2.32% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;94 | &nbsp;&nbsp;2.21% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;76 | &nbsp;&nbsp;1.78% |
| &nbsp;&nbsp;Application Date | &nbsp;&nbsp;69 | &nbsp;&nbsp;1.62% |
| &nbsp;&nbsp;Monthly HOA $| &nbsp;&nbsp;51 | &nbsp;&nbsp;1.20% |
| &nbsp;&nbsp;Borrower 1 Self-Employment Flag | &nbsp;&nbsp;50 | &nbsp;&nbsp;1.17% |
| &nbsp;&nbsp;Borrower 1 Last Name | &nbsp;&nbsp;38 | &nbsp;&nbsp;0.89% |
| &nbsp;&nbsp;Qualifying HLTV | &nbsp;&nbsp;38 | &nbsp;&nbsp;0.89% |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;37 | &nbsp;&nbsp;0.87% |
| &nbsp;&nbsp;Borrower 2 Origination FICO | &nbsp;&nbsp;29 | &nbsp;&nbsp;0.68% |
| &nbsp;&nbsp;Borrower 2 Qualifying Income | &nbsp;&nbsp;24 | &nbsp;&nbsp;0.56% |
| &nbsp;&nbsp;Property County | &nbsp;&nbsp;22 | &nbsp;&nbsp;0.52% |
| &nbsp;&nbsp;Borrower 2 Self-Employment Flag | &nbsp;&nbsp;22 | &nbsp;&nbsp;0.52% |
| &nbsp;&nbsp;Borrower 1 First Name | &nbsp;&nbsp;19 | &nbsp;&nbsp;0.45% |
| &nbsp;&nbsp;Borrower 1 Citizen | &nbsp;&nbsp;18 | &nbsp;&nbsp;0.42% |
| &nbsp;&nbsp;Total Closing Costs | &nbsp;&nbsp;15 | &nbsp;&nbsp;0.35% |
| &nbsp;&nbsp;Borrower 1 Origination FICO | &nbsp;&nbsp;15 | &nbsp;&nbsp;0.35% |
| &nbsp;&nbsp;Total Other REO Net Rental Income | &nbsp;&nbsp;15 | &nbsp;&nbsp;0.35% |
| &nbsp;&nbsp;Borrower 2 First Name | &nbsp;&nbsp;13 | &nbsp;&nbsp;0.30% |
| &nbsp;&nbsp;Sales Price | &nbsp;&nbsp;12 | &nbsp;&nbsp;0.28% |
| &nbsp;&nbsp;Borrower 2 Last Name | &nbsp;&nbsp;12 | &nbsp;&nbsp;0.28% |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;Property City | &nbsp;&nbsp;11 | &nbsp;&nbsp;0.26% |
| &nbsp;&nbsp;Qualifying Interest Rate | &nbsp;&nbsp;10 | &nbsp;&nbsp;0.23% |
| &nbsp;&nbsp;Borrower 1 FTHB | &nbsp;&nbsp;9 | &nbsp;&nbsp;0.21% |
| &nbsp;&nbsp;Borrower 1 SSN | &nbsp;&nbsp;8 | &nbsp;&nbsp;0.19% |
| &nbsp;&nbsp;Initial Monthly P&I Or IO Payment | &nbsp;&nbsp;7 | &nbsp;&nbsp;0.16% |
| &nbsp;&nbsp;Loan Originator NMLS | &nbsp;&nbsp;6 | &nbsp;&nbsp;0.14% |
| &nbsp;&nbsp;Borrower 3 Origination FICO | &nbsp;&nbsp;6 | &nbsp;&nbsp;0.14% |
| &nbsp;&nbsp;Borrower 1 Birthdate | &nbsp;&nbsp;6 | &nbsp;&nbsp;0.14% |
| &nbsp;&nbsp;Borrower 2 Citizen | &nbsp;&nbsp;5 | &nbsp;&nbsp;0.12% |
| &nbsp;&nbsp;Property Zip Code | &nbsp;&nbsp;5 | &nbsp;&nbsp;0.12% |
| &nbsp;&nbsp;Number of Units | &nbsp;&nbsp;5 | &nbsp;&nbsp;0.12% |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.09% |
| &nbsp;&nbsp;Borrower 2 Birthdate | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.09% |
| &nbsp;&nbsp;Borrower 2 SSN | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.09% |
| &nbsp;&nbsp;Borrower 1 Marital Status | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.07% |
| &nbsp;&nbsp;Interest Rate | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.07% |
| &nbsp;&nbsp;Primary Appraised Property Value | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.07% |
| &nbsp;&nbsp;Primary Mortgage or Rent Times 30 | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.07% |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.07% |
| &nbsp;&nbsp;Loan Amount | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.07% |
| &nbsp;&nbsp;Term | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.05% |
| &nbsp;&nbsp;Borrower 4 Origination FICO | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.05% |
| &nbsp;&nbsp;Borrower 3 Self-Employment Flag | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.05% |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.05% |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.05% |
| &nbsp;&nbsp;Property State | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.05% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.02% |
| &nbsp;&nbsp;Borrower 4 Self-Employment Flag | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.02% |
| &nbsp;&nbsp;Property Rights | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.02% |
| &nbsp;&nbsp;Months Since Foreclosure | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.02% |
| &nbsp;&nbsp;Borrower 2 Marital Status | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.02% |
| &nbsp;&nbsp;Borrower 3 Qualifying Income | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.02% |
| &nbsp;&nbsp;Secondary Appraised Property Value | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.02% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**4263** | &nbsp;&nbsp;**100.00%** |

---

**Summary of Results**

**OVERALL RESULTS SUMMARY**

**Final Loan Grades**

---

| | | | |
|:---|:---|:---|:---|
| **Overall Loan Results:** | **Overall Loan Results:** | **Overall Loan Results:** | |
| Event Grade | Loan Count | Original Principal Balance | Percent of <br> Sample by <br> Loan Count |
| Event Grade A | 869 | $318879237.00 | 94.15% |
| Event Grade B | 54 | $19655444.00 | 5.85% |
| Event Grade C | 0 | $0 | 0% |
| Event Grade D | 0 | $0 | 0% |
| **Total Sample** | 923 | $338534681.00 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Credit Results:** | **Credit Results:** | **Credit Results:** |
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 907 | 98.27% |
| Event Grade B | 16 | 1.73% |
| Event Grade C | 0 | 0% |
| Event Grade D | 0 | 0% |
| **Total Sample** | 923 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Compliance Results:** | **Compliance Results:** | **Compliance Results:** |
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 915 | 99.13% |
| Event Grade B | 8 | 0.87% |
| Event Grade C | 0 | 0% |
| Event Grade D | 0 | 0% |
| **Total Sample** | 923 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Valuation Results:** | **Valuation Results:** | **Valuation Results:** |
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 893 | 96.75% |
| Event Grade B | 30 | 3.25% |
| Event Grade C | 0 | 0% |
| Event Grade D | 0 | 0% |
| **Total Sample** | 923 | 100.00% |

---

 **Exception Category Summary**

The table below summarizes the individual exceptions which carried an associated "A", "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of "B", a Credit Grade of "A", and a Property Grade of "A" would receive an overall Loan Grade of "B").

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Exception <br> Type | &nbsp;&nbsp;Exception <br> Level <br> Grade | &nbsp;&nbsp;Exception Category | &nbsp;&nbsp;Total |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;HMDA Data Tape Not Provided | &nbsp;&nbsp;910 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Third Party Fraud Report not Provided | &nbsp;&nbsp;182 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;HMDA Discrepancy(s) Noted | &nbsp;&nbsp;110 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing verification of taxes, insurance, and/or HOA fees for non-subject property | &nbsp;&nbsp;57 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Credit Report is Incomplete | &nbsp;&nbsp;47 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Audited DTI Exceeds AUS DTI | &nbsp;&nbsp;28 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing US Patriot Act Disclosure or ID | &nbsp;&nbsp;22 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower Non-US Citizen Identification Document Missing | &nbsp;&nbsp;20 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 3rd Party VOE Prior to Close Missing | &nbsp;&nbsp;17 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Citizenship Documentation not provided | &nbsp;&nbsp;16 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Income and Employment Do Not Meet Guidelines | &nbsp;&nbsp;14 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;AUS Partially Provided | &nbsp;&nbsp;12 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Verification of Borrower Liabilities Missing or Incomplete | &nbsp;&nbsp;11 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 2 3rd Party VOE Prior to Close Missing | &nbsp;&nbsp;11 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Approval/Underwriting Summary Not Provided | &nbsp;&nbsp;10 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Hazard insurance dwelling coverage is not sufficient | &nbsp;&nbsp;10 |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;Business Purpose Affidavit/Disclosure Missing | &nbsp;&nbsp;10 |
| &nbsp;&nbsp;Asset Qualification Does Not Meet Guideline Requirements | &nbsp;&nbsp;9 |
| &nbsp;&nbsp;Title Coverage is Less than Subject Lien | &nbsp;&nbsp;8 |
| &nbsp;&nbsp;The Deed of Trust is Incomplete | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Purchase Contract is Incomplete | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Audited Reserves are less than AUS Required Reserves (Dollar Amount) | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Hazard Insurance Effective Date is after the Disbursement Date | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Audited Reserves are less than AUS Required Reserves (Number of Months) | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Borrower 1 Executed 4506-T Missing | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;FEMA Declared Disaster - For Information Only | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Housing History Does Not Meet Guideline Requirements | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Borrower 2 Citizenship Documentation not provided | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Title Document Missing | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Asset 1 Does Not Meet Guideline Requirements | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Missing Taxpayer First Act Disclosure | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Borrower 1 Paystubs Less Than 1 Month Provided | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Purchase Contract is Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Potential Fraud Reflected on Fraud Report | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;The Final 1003 is Incomplete | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Audited LTV Exceeds AUS LTV | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Borrower 1 Tax Returns Not Signed | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;HO6 Master Insurance Policy is Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Rent Loss Insurance Missing | &nbsp;&nbsp;3 |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;Missing Letter of Explanation (Income) | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Audited AUS Interested Party Contribution Exceeds Guideline Program Maximum | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Audited CLTV Exceeds AUS CLTV | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Asset 2 Does Not Meet Guideline Requirements | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;SCIF Document Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Income 6 Months Income Verified is Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Borrower 2 Credit Report is Incomplete | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Audited HCLTV Exceeds AUS HCLTV | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Missing Verification of Mortgage | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Asset 3 Does Not Meet Guideline Requirements | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Asset Documents are Incomplete | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Borrower 1 Award Letter Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;ULI Number on URLA does not match ULI Number provided by the Lender | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Borrower 1 W2/1099 Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Other Property Insurance Policy Effective Date is after the Disbursement date | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;The Total Hazard Coverage is LESS than the Required Coverage Amount | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Borrower 1 Credit Report is Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Third Party Fraud Report Partially Provided | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;PUD Rider is Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Borrower 2 Paystubs Less Than 1 Month Provided | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Asset 2 Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;1-4 Family Rider is Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;AUS Not Provided | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Fraud Report Shows Uncleared Alerts | &nbsp;&nbsp;2 |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;The Initial 1003 is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;All Interested Parties Not Checked with Exclusionary Lists | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing final HUD-1 from sale of non-subject property | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Asset 3 Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing Income - Award Letter | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 2 CPA Letter Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing Lender Income Calculation Worksheet | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Fraud alert is present on the credit report | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing Letter of Explanation (Credit) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 1 Business Tax Returns Less Than 24 Months Provided | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Asset 1 Expired | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;HO6 Insurance Policy Effective Date is after the Note Date | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing Payment History | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 1 CPA Letter Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing Property Tax Cert | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing Closing/Final Verbal VOE | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing Tax Cert | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property Title Issue | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 2 W2/1099 Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Asset General | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing Trust Agreement | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Purchase is not considered to be an Arm's Length Transaction | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 3 CPA Letter Missing | &nbsp;&nbsp;1 |

---

---

| | | |
|:---|:---|:---|
|  | &nbsp;&nbsp;Borrower 1 WVOE Missing | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Audited FICO is less than AUS FICO | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;The Deed of Trust is Missing | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Borrower owns more financed properties than allowed per guidelines | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;The Final 1003 is Missing | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Borrower 2 Award Letter Missing | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Missing VOM or VOR | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Income 2 Months Income Verified is Missing | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;No evidence of required debt payoff | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Asset 4 Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;OFAC Check Not Completed and/or Cleared | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Missing Credit Report Supplement | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;DTI Exceeds AUS Maximum Allowable | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Missing explanation and supporting documentation for large deposit(s) | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Borrower 1 IRS Transcripts Missing | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;***Total Credit Grade (A) Exceptions:*** | &nbsp;&nbsp;***1690*** |
| &nbsp;&nbsp;B | &nbsp;&nbsp;Audited DTI Exceeds AUS DTI | &nbsp;&nbsp;9 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;Hazard Insurance Effective Date is after the Disbursement Date | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;Audited Loan Amount is less than Guideline Minimum Loan Amount | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;AUS Partially Provided | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;Audited HCLTV Exceeds Guideline HCLTV | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;Flood Insurance Effective Date is after the Disbursement Date | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;HO6 Insurance Policy Effective Date is after the Note Date | &nbsp;&nbsp;1 |

---

---

| | | | |
|:---|:---|:---|:---|
|  |  | &nbsp;&nbsp;Audited LTV Exceeds Guideline LTV | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Audited CLTV Exceeds Guideline CLTV | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Audited LTV Exceeds AUS LTV | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***20*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Required Affiliated Business Disclosure | &nbsp;&nbsp;62 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | &nbsp;&nbsp;41 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Qualified Mortgage Safe Harbor Threshold | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Charges That Cannot Increase Test | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Qualified Mortgage Lending Policy Points and Fees Test | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Charges That In Total Cannot Increase More Than 10% Test | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Initial Escrow Disclosure | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Condo Rider is Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Homeownership Counseling Disclosure Is Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Initial Loan Estimate Delivery Date Test (from application) | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Regulation § 1026.43(c)(2)(vi) failure - The consumer's current debt obligations, alimony, and child support or other debt obligations were not confirmed and included in the DTI or excluded per lender guidelines. | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;No Compliance Findings | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;NC Rate Spread Home Loan Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Balloon Rider is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Post-Consummation Cure Reimbursement and Revised Closing Disclosure Delivery Date Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;eSigned Documents Consent is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Revised Loan Estimate Delivery Date and Changed Circumstances Date Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Collateral Protection Act, Mo. Rev. Stat. §§ 427.120; 427.125 - Collateral Protection Notice was not provided | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;RESPA Homeownership Counseling Organizations Disclosure Date Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Late Charge Percent is greater than 6% | &nbsp;&nbsp;1 |

---

---

| | | | |
|:---|:---|:---|:---|
|  |  | &nbsp;&nbsp;TRID: Missing Closing Disclosure | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Missing Credit Score Disclosure (FACTA) | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Missing evidence of rate lock | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***Total Compliance Grade (A) Exceptions:*** | &nbsp;&nbsp;***141*** |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Charges That In Total Cannot Increase More Than 10% Test | &nbsp;&nbsp;4 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Charges That Cannot Increase Test | &nbsp;&nbsp;3 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Qualified Mortgage Safe Harbor Threshold | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***8*** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Third Party Valuation Product Not Provided within 10% Tolerance | &nbsp;&nbsp;302 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;FEMA Declared Disaster Dated Prior to the Note Date, After Appraisal Date | &nbsp;&nbsp;32 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Appraised value unsupported | &nbsp;&nbsp;14 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Condo Approval Missing | &nbsp;&nbsp;12 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;HOA Questionnaire is Missing | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;No Property Findings | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;FEMA Post Disaster Inspection Report not Provided | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Subject property appraisal is not on an as-is basis (Primary Value) | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Property/Appraisal General | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Third Party Valuation Product not Provided | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;UCDP Summary Report is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Third Party Valuation Product Not Provided and FHLMC Collateral Rep & Warrant Relief is Not Eligible or Unavailable. | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Property has been listed for sale in the past 12 months | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;The appraiser was not licensed (Primary Value) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Appraisal is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Property flood zone reflects property is in a Flood Zone but Special Flood Zone is marked No | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;***Total Property Grade (A) Exceptions:*** | &nbsp;&nbsp;***385*** |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Property Inspection Waiver Used at Origination | &nbsp;&nbsp;30 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Property Grade (B) Exceptions:*** | &nbsp;&nbsp;***30*** |

---

**Event Grade Definitions**

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**Final Loan Grade** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;Loan meets Credit, Compliance, and Valuation Guidelines |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;Loan is missing documentation to perform a sufficient review. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan meets the published guidelines without any exceptions. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the credit file was not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Compliance Event Grades** | &nbsp;&nbsp;**Compliance Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan violates one material law or regulation. The material disclosures are absent or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the required legal documents were not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Valuation Event Grades** | &nbsp;&nbsp;**Valuation Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The value is supported within 10% of the original appraisal by the AVM or there are other supporting documents in the originators loan file package (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal by the AVM and there are no other valuation support documents in the loan file provided by the Seller. The valuation methodology substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

## Exhibit 99.7

[GCAT 2025-INV3 Trust ABS-15G](gcat-abs15g_080525.htm)

**Exhibit 99.7**

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Loan ID** | **Field Name** | **Verified Value** | **Bid Tape Value** | **Match** |
| GCAT2025INV3001 | Total Other REO Net Rental Income | $XXX | $XXX | FALSE |
| GCAT2025INV3001 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3001 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3001 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3001 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3001 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3001 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3002 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3002 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3002 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3002 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3002 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3002 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3003 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3003 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3003 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3003 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3004 | Borrower 1 FTHB | XXX | XXX | FALSE |
| GCAT2025INV3004 | Sales Price | $XXX | $XXX | FALSE |
| GCAT2025INV3004 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3004 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3004 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3004 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3004 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3004 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3004 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3004 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3005 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3006 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3006 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3006 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3006 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3008 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3008 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3008 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3008 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3009 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3009 | Primary Appraised Property Value | $XXX | $XXX | FALSE |
| GCAT2025INV3010 | Qualifying Interest Rate | XXX | XXX | FALSE |
| GCAT2025INV3010 | Total Other REO Net Rental Income | $XXX | $XXX | FALSE |
| GCAT2025INV3010 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3010 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3010 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3010 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3010 | Sales Price | $XXX | $XXX | FALSE |
| GCAT2025INV3010 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3010 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3010 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3011 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3011 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3011 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3011 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3011 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3011 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3011 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3012 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3012 | Borrower 1 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3016 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3016 | Borrower 1 Citizen | XXX | XXX | FALSE |
| GCAT2025INV3016 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3016 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3016 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3016 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3016 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3017 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3017 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3017 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3017 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3017 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3017 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3017 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3017 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3018 | Borrower 2 Citizen | XXX | XXX | FALSE |
| GCAT2025INV3018 | Borrower 1 Citizen | XXX | XXX | FALSE |
| GCAT2025INV3018 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3019 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3019 | Borrower 2 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3019 | Borrower 3 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3019 | Borrower 2 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3019 | Borrower 3 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3019 | Borrower 1 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3019 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3019 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3019 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3019 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3020 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3020 | Property Rights | XXX | XXX | FALSE |
| GCAT2025INV3020 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3020 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3020 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3020 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3021 | Borrower 2 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3021 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3021 | Borrower 2 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3021 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3021 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3022 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3022 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3022 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3022 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3022 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3022 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3022 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3023 | Sales Price | $XXX | $XXX | FALSE |
| GCAT2025INV3024 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3024 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3024 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3024 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3024 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3024 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3024 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3025 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3025 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3025 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3025 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3025 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3026 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3026 | Number of Units | XXX | XXX | FALSE |
| GCAT2025INV3026 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3026 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3026 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3026 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3026 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3026 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3026 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3026 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3026 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3027 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3027 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3027 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3027 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3027 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3028 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3028 | Borrower 2 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3028 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3028 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3028 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3028 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3028 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3028 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3030 | Borrower 1 Citizen | XXX | XXX | FALSE |
| GCAT2025INV3030 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3030 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3030 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3030 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3030 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3030 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3030 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3030 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3031 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3031 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3031 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3031 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3031 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3032 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3032 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3033 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3033 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3033 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3033 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3033 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3033 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3034 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3035 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3035 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3035 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3036 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3036 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3036 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3036 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3036 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3037 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3038 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3038 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3038 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3038 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3038 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3039 | Property City | XXX | XXX | FALSE |
| GCAT2025INV3039 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3039 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3039 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3039 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3039 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3039 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3039 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3039 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3039 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3040 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3040 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3040 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3040 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3040 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3041 | Property County | XXX | XXX | FALSE |
| GCAT2025INV3041 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3041 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3041 | Borrower 1 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3041 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3041 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3041 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3043 | Property County | XXX | XXX | FALSE |
| GCAT2025INV3043 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3043 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3043 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3043 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3043 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3044 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3044 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3044 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3044 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3044 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3045 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3045 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3045 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3045 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3045 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3045 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3045 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3046 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3046 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3047 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3048 | Borrower 1 Citizen | XXX | XXX | FALSE |
| GCAT2025INV3048 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3048 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3048 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3048 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3048 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3048 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3048 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3049 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3049 | Borrower 1 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3049 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3049 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3049 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3050 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3050 | Borrower 1 Citizen | XXX | XXX | FALSE |
| GCAT2025INV3050 | Borrower 1 Marital Status | XXX | XXX | FALSE |
| GCAT2025INV3050 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3050 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3050 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3050 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3050 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3050 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3050 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3050 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3050 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3050 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3053 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3053 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3053 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3053 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3053 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3053 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3053 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3053 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3053 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3053 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3055 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3055 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3055 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3056 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3056 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3056 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3056 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3056 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3056 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3056 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3056 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3056 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3056 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3057 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3057 | Borrower 1 FTHB | XXX | XXX | FALSE |
| GCAT2025INV3057 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3057 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3057 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3057 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3057 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3057 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3057 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3058 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3058 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3062 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3062 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3062 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3062 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3063 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3063 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3063 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3063 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3063 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3063 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3063 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3063 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3063 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3064 | Property City | XXX | XXX | FALSE |
| GCAT2025INV3068 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3068 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3068 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3068 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3068 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3069 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3069 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3069 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3069 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3069 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3069 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3070 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3070 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3070 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3070 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3070 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3070 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3070 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3070 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3070 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3071 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3071 | Borrower 1 SSN | XXX | XXX | FALSE |
| GCAT2025INV3071 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3071 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3071 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3071 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3071 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3071 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3071 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3072 | Borrower 1 First Name | XXX | XXX | FALSE |
| GCAT2025INV3072 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3072 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3072 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3072 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3072 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3072 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3072 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3072 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3072 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3072 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3072 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3072 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3073 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3073 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3073 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3073 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3073 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3073 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3073 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3073 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3074 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3074 | Borrower 3 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3075 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3075 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3075 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3075 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3075 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3075 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3076 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3076 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3076 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3076 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3076 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3077 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3077 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3077 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3077 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3077 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3077 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3077 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3078 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3078 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3078 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3078 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3078 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3078 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3078 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3078 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3078 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3080 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3080 | Borrower 1 First Name | XXX | XXX | FALSE |
| GCAT2025INV3080 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3080 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3080 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3081 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3081 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3081 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3081 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3081 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3081 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3083 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3084 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3084 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3084 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3084 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3084 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3084 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3084 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3085 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3085 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3085 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3085 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3085 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3085 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3085 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3085 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3086 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3086 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3086 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3086 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3086 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3087 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3087 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3087 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3087 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3087 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3087 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3087 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3087 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3088 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3088 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3088 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3088 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3088 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3088 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3088 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3089 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3089 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3089 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3089 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3090 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3090 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3090 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3090 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3090 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3090 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3090 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3090 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3090 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3090 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3091 | Property County | XXX | XXX | FALSE |
| GCAT2025INV3091 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3091 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3091 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3092 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3092 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3092 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3092 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3092 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3092 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3092 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3093 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3093 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3093 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3093 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3093 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3093 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3094 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3094 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3094 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3094 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3094 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3094 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3096 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3096 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3096 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3096 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3096 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3096 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3096 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3096 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3097 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3098 | Primary Mortgage or Rent Times 30 | XXX | XXX | FALSE |
| GCAT2025INV3098 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3099 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3099 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3099 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3099 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3100 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3100 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3100 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3100 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3102 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3102 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3102 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3102 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3102 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3102 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3102 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3102 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3103 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3103 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3103 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3103 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3103 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3103 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3103 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3104 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3104 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3104 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3105 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3105 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3105 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3105 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3105 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3105 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3105 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3105 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3106 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3106 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3106 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3107 | Total Other REO Net Rental Income | $XXX | $XXX | FALSE |
| GCAT2025INV3107 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3108 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3108 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3108 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3108 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3108 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3111 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3111 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3111 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3111 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3111 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3112 | Borrower 2 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3112 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3112 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3112 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3112 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3112 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3112 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3112 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3112 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3112 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3112 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3112 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3112 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3113 | Property County | XXX | XXX | FALSE |
| GCAT2025INV3113 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3113 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3113 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3113 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3113 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3113 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3113 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3113 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3115 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3115 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3115 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3115 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3115 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3115 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3115 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3115 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3115 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3116 | Property County | XXX | XXX | FALSE |
| GCAT2025INV3116 | Borrower 2 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3116 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3116 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3116 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3116 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3116 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3116 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3116 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3117 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3117 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3117 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3117 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3117 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3117 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3117 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3117 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3117 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3118 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3118 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3118 | Borrower 1 Citizen | XXX | XXX | FALSE |
| GCAT2025INV3118 | Borrower 2 First Name | XXX | XXX | FALSE |
| GCAT2025INV3118 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3118 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3118 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3118 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3118 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3118 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3118 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3118 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3119 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3119 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3119 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3119 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3119 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3119 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3120 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3120 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3120 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3120 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3120 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3120 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3120 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3122 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3122 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3123 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3123 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3123 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3123 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3123 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3123 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3124 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3124 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3124 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3124 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3124 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3124 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3124 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3124 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3124 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3125 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3125 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3125 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3125 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3125 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3125 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3125 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3126 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3126 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3126 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3126 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3126 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3128 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3128 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3128 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3128 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3129 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3129 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3129 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3129 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3129 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3129 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3129 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3129 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3130 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3130 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3130 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3130 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3130 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3130 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3130 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3130 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3130 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3130 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3130 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3130 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3130 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3132 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3135 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3135 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3135 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3135 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3135 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3136 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3136 | Borrower 1 Citizen | XXX | XXX | FALSE |
| GCAT2025INV3136 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3136 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3136 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3136 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3136 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3136 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3136 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3136 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3136 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3136 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3136 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3137 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3137 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3138 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3138 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3138 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3138 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3138 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3138 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3138 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3138 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3138 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3139 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3139 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3139 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3139 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3139 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3140 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3140 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3140 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3140 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3140 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3142 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3142 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3142 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3142 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3142 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3143 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3143 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3143 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3143 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3143 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3143 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3143 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3144 | Property City | XXX | XXX | FALSE |
| GCAT2025INV3144 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3144 | Borrower 1 Citizen | XXX | XXX | FALSE |
| GCAT2025INV3144 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3144 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3144 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3144 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3144 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3144 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3145 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3145 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3145 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3145 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3145 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3145 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3145 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3145 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3145 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3145 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3145 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3146 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3146 | Borrower 2 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3146 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3146 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3146 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3146 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3146 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3146 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3146 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3148 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3148 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3148 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3148 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3148 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3150 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3150 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3153 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3153 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3153 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3153 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3153 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3153 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3153 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3153 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3154 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3154 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3154 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3154 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3154 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3154 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3154 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3154 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3154 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3155 | Borrower 2 First Name | XXX | XXX | FALSE |
| GCAT2025INV3155 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3155 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3155 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3155 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3155 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3155 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3156 | Interest Rate | XXX | XXX | FALSE |
| GCAT2025INV3156 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3156 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3156 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3156 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3157 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3157 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3157 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3157 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3157 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3157 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3157 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3157 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3158 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3158 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3158 | Sales Price | $XXX | $XXX | FALSE |
| GCAT2025INV3158 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3158 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3158 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3158 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3158 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3158 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3158 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3159 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3159 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3159 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3159 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3159 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3159 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3159 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3159 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3160 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3160 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3160 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3160 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3160 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3160 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3160 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3161 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3161 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3161 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3161 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3161 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3161 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3162 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3165 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3165 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3165 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3165 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3165 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3166 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3166 | Property County | XXX | XXX | FALSE |
| GCAT2025INV3166 | Borrower 1 Birthdate | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3166 | Borrower 1 SSN | XXX | XXX | FALSE |
| GCAT2025INV3166 | Total Other REO Net Rental Income | $XXX | $XXX | FALSE |
| GCAT2025INV3166 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3166 | Borrower 1 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3166 | Borrower 2 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3166 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3166 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3166 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3166 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3166 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3168 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3168 | Borrower 2 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3168 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3168 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3168 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3168 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3168 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3170 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3171 | Property County | XXX | XXX | FALSE |
| GCAT2025INV3171 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3171 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3171 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3171 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3171 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3171 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3171 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3172 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3172 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3172 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3172 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3172 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3172 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3173 | Property City | XXX | XXX | FALSE |
| GCAT2025INV3173 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3173 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3173 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3173 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3174 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3174 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3174 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3174 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3174 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3174 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3174 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3174 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3174 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3174 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3177 | Borrower 2 First Name | XXX | XXX | FALSE |
| GCAT2025INV3177 | Total Other REO Net Rental Income | $XXX | $XXX | FALSE |
| GCAT2025INV3177 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3177 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3177 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3177 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3177 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3177 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3179 | Borrower 2 First Name | XXX | XXX | FALSE |
| GCAT2025INV3179 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3179 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3179 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3179 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3180 | Qualifying Interest Rate | XXX | XXX | FALSE |
| GCAT2025INV3180 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3180 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3180 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3183 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3183 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3183 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3183 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3183 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3183 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3183 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3185 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3185 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3185 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3185 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3185 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3185 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3185 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3191 | Property State | XXX | XXX | FALSE |
| GCAT2025INV3191 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3191 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3191 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3191 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3191 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3191 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3191 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3191 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3191 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3191 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3192 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3192 | Borrower 1 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3192 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3192 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3192 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3193 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3193 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3193 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3193 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3194 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3194 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3194 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3194 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3194 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3194 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3194 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3194 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3195 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3195 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3195 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3195 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3196 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3196 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3196 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3197 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3197 | Borrower 2 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3197 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3198 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3198 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3198 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3199 | Total Other REO Net Rental Income | $XXX | $XXX | FALSE |
| GCAT2025INV3199 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3199 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3199 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3199 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3199 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3199 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3199 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3199 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3199 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3199 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3199 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3200 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3200 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3200 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3202 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3202 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3202 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3202 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3202 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3203 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3203 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3203 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3203 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3203 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3203 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3203 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3203 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3203 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3204 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3204 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3204 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3204 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3204 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3205 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3205 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3205 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3205 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3206 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3206 | Borrower 1 First Name | XXX | XXX | FALSE |
| GCAT2025INV3206 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3206 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3206 | Sales Price | $XXX | $XXX | FALSE |
| GCAT2025INV3206 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3206 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3206 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3206 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3208 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3208 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3208 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3208 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3208 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3208 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3209 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3209 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3209 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3209 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3209 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3209 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3210 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3210 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3210 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3210 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3210 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3211 | Initial Monthly P&I Or IO Payment | $XXX | $XXX | FALSE |
| GCAT2025INV3211 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3211 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3211 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3211 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3213 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3213 | Borrower 2 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3213 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3213 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3213 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3213 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3213 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3213 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3214 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3214 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3214 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3214 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3214 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3214 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3214 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3214 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3214 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3215 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3215 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3215 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3215 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3216 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3216 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3216 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3221 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3221 | Borrower 2 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3221 | Borrower 2 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3221 | Borrower 2 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3221 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3221 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3221 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3223 | First Payment Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3223 | Property County | XXX | XXX | FALSE |
| GCAT2025INV3223 | Term | XXX | XXX | FALSE |
| GCAT2025INV3223 | Amortization Term | XXX | XXX | FALSE |
| GCAT2025INV3223 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3223 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3223 | Primary Mortgage or Rent Times 30 | XXX | XXX | FALSE |
| GCAT2025INV3223 | Borrower 1 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3223 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3223 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3223 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3223 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3223 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3223 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3223 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3224 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3224 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3224 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3224 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3226 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3226 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3226 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3227 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3227 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3227 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3227 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3227 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3229 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3229 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3229 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3229 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3230 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3231 | Qualifying Interest Rate | XXX | XXX | FALSE |
| GCAT2025INV3231 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3231 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3231 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3231 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3231 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3231 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3231 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3231 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3232 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3232 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3232 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3232 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3232 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3232 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3233 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3233 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3233 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3233 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3233 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3233 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3234 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3234 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3234 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3234 | Sales Price | $XXX | $XXX | FALSE |
| GCAT2025INV3234 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3234 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3234 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3236 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3236 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3236 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3236 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3236 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3236 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3236 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3236 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3236 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3236 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3236 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3237 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3237 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3237 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3237 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3237 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3237 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3237 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3239 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3240 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3243 | Borrower 1 Marital Status | XXX | XXX | FALSE |
| GCAT2025INV3243 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3243 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3243 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3243 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3243 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3244 | Initial Monthly P&I Or IO Payment | $XXX | $XXX | FALSE |
| GCAT2025INV3244 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3244 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3244 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3249 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3249 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3249 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3249 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3250 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3250 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3250 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3250 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3250 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3250 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3251 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3251 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3251 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3252 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3252 | Property County | XXX | XXX | FALSE |
| GCAT2025INV3252 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3252 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3252 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3252 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3252 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3253 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3253 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3253 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3253 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3253 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3253 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3253 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3253 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3254 | Borrower 1 Citizen | XXX | XXX | FALSE |
| GCAT2025INV3254 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3256 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3256 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3256 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3256 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3256 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3256 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3256 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3259 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3259 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3259 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3259 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3259 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3259 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3260 | Sales Price | $XXX | $XXX | FALSE |
| GCAT2025INV3261 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3261 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3261 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3261 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3261 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3263 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3263 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3263 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3263 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3263 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3265 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3266 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3266 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3266 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3266 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3267 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3267 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3267 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3267 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3267 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3267 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3267 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3268 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3268 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3269 | Property City | XXX | XXX | FALSE |
| GCAT2025INV3269 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3269 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3269 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3269 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3269 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3270 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3270 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3270 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3270 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3270 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3270 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3270 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3270 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3271 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3272 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3273 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3273 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3273 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3273 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3273 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3274 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3274 | Sales Price | $XXX | $XXX | FALSE |
| GCAT2025INV3274 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3274 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3274 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3274 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3274 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3274 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3274 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3274 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3275 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3275 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3276 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3276 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3276 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3276 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3276 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3276 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3276 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3278 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3278 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3280 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3280 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3280 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3280 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3282 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3282 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3282 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3282 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3282 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3282 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3282 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3283 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3283 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3283 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3283 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3283 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3284 | Borrower 2 Birthdate | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3284 | Borrower 2 First Name | XXX | XXX | FALSE |
| GCAT2025INV3284 | Borrower 2 SSN | XXX | XXX | FALSE |
| GCAT2025INV3284 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3284 | Borrower 1 SSN | XXX | XXX | FALSE |
| GCAT2025INV3284 | Borrower 1 Birthdate | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3284 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3284 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3284 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3284 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3284 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3284 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3284 | Borrower 2 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3285 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3285 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3285 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3285 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3285 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3285 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3286 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3286 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3286 | Borrower 2 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3286 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3286 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3286 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3286 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3286 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3286 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3286 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3286 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3288 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3288 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3288 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3288 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3288 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3289 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3289 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3289 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3289 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3289 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3289 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3289 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3289 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3289 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3290 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3290 | Total Other REO Net Rental Income | $XXX | $XXX | FALSE |
| GCAT2025INV3290 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3290 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3290 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3290 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3290 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3291 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3291 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3291 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3291 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3291 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3291 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3291 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3293 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3293 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3293 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3293 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3293 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3294 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3294 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3294 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3294 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3294 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3294 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3294 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3298 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3300 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3300 | Total Other REO Net Rental Income | $XXX | $XXX | FALSE |
| GCAT2025INV3300 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3300 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3300 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3300 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3300 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3300 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3300 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3302 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3303 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3303 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3303 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3303 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3303 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3303 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3303 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3304 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3304 | Property County | XXX | XXX | FALSE |
| GCAT2025INV3304 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3304 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3305 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3305 | Borrower 1 Citizen | XXX | XXX | FALSE |
| GCAT2025INV3305 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3305 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3305 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3305 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3305 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3310 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3310 | Property City | XXX | XXX | FALSE |
| GCAT2025INV3310 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3310 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3310 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3310 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3310 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3310 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3311 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3311 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3311 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3311 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3311 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3311 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3311 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3312 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3312 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3312 | Months Since Foreclosure | XXX | XXX | FALSE |
| GCAT2025INV3313 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3313 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3313 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3313 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3313 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3313 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3313 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3313 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3314 | Property Zip Code | XXX | XXX | FALSE |
| GCAT2025INV3314 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3314 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3314 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3314 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3314 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3314 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3314 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3314 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3314 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3314 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3318 | Borrower 1 SSN | XXX | XXX | FALSE |
| GCAT2025INV3318 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3318 | Borrower 2 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3318 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3318 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3318 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3318 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3320 | Number of Units | XXX | XXX | FALSE |
| GCAT2025INV3320 | Borrower 2 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3320 | Borrower 2 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3320 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3320 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3320 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3320 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3320 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3320 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3320 | Borrower 2 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3324 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3324 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3324 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3324 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3324 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3324 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3324 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3325 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3325 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3325 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3325 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3325 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3325 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3325 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3325 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3327 | Loan Originator NMLS | XXX | XXX | FALSE |
| GCAT2025INV3327 | Borrower 1 FTHB | XXX | XXX | FALSE |
| GCAT2025INV3327 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3327 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3327 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3327 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3327 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3327 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3327 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3327 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3327 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3328 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3328 | Primary Mortgage or Rent Times 30 | XXX | XXX | FALSE |
| GCAT2025INV3328 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3328 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3328 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3328 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3328 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3328 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3328 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3328 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3328 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3328 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3329 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3329 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3329 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3329 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3330 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3330 | Total Other REO Net Rental Income | $XXX | $XXX | FALSE |
| GCAT2025INV3330 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3330 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3330 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3330 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3330 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3330 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3330 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3330 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3331 | Loan Originator NMLS | XXX | XXX | FALSE |
| GCAT2025INV3331 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3331 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3331 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3331 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3331 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3331 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3334 | Borrower 1 First Name | XXX | XXX | FALSE |
| GCAT2025INV3334 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3334 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3334 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3334 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3334 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3334 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3334 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3335 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3337 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3337 | Borrower 2 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3337 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3337 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3337 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3337 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3337 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3337 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3337 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3337 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3337 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3337 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3338 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3338 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3338 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3338 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3338 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3338 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3338 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3338 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3338 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3338 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3338 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3339 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3339 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3339 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3340 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3340 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3340 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3340 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3340 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3342 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3342 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3342 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3342 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3342 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3342 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3342 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3342 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3344 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3344 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3344 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3344 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3345 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3345 | Total Other REO Net Rental Income | $XXX | $XXX | FALSE |
| GCAT2025INV3345 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3345 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3345 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3345 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3345 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3345 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3345 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3345 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3345 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3346 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3346 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3346 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3346 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3346 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3346 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3347 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3347 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3347 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3347 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3347 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3347 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3347 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3347 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3347 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3347 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3347 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3347 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3351 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3351 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3351 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3351 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3351 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3351 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3351 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3352 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3352 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3352 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3352 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3352 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3352 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3353 | Borrower 2 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3353 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3353 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3353 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3353 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3355 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3355 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3355 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3355 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3355 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3356 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3356 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3356 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3356 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3356 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3356 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3357 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3357 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3357 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3357 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3357 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3357 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3357 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3357 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3357 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3357 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3357 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3359 | Total Other REO Net Rental Income | $XXX | $XXX | FALSE |
| GCAT2025INV3359 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3359 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3359 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3359 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3359 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3359 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3359 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3359 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3361 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3361 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3361 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3362 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3362 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3363 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3363 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3363 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3363 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3363 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3363 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3363 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3363 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3363 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3363 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3366 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3366 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3366 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3366 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3366 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3366 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3366 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3366 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3366 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3366 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3368 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3369 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3369 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3369 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3369 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3371 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3371 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3372 | Property County | XXX | XXX | FALSE |
| GCAT2025INV3372 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3372 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3372 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3372 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3374 | Borrower 2 First Name | XXX | XXX | FALSE |
| GCAT2025INV3374 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3374 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3374 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3374 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3374 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3374 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3374 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3375 | Interest Rate | XXX | XXX | FALSE |
| GCAT2025INV3375 | Initial Monthly P&I Or IO Payment | $XXX | $XXX | FALSE |
| GCAT2025INV3375 | Note Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3375 | First Payment Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3375 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3375 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3375 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3375 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3375 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3375 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3376 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3376 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3376 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3376 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3376 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3379 | Initial Monthly P&I Or IO Payment | $XXX | $XXX | FALSE |
| GCAT2025INV3379 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3379 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3379 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3379 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3379 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3379 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3379 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3380 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3380 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3380 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3380 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3380 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3380 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3380 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3380 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3381 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3381 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3381 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3381 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3381 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3382 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3382 | Property State | XXX | XXX | FALSE |
| GCAT2025INV3382 | Total Other REO Net Rental Income | $XXX | $XXX | FALSE |
| GCAT2025INV3382 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3382 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3382 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3382 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3382 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3383 | Property City | XXX | XXX | FALSE |
| GCAT2025INV3383 | Borrower 1 Citizen | XXX | XXX | FALSE |
| GCAT2025INV3383 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3383 | Borrower 2 Citizen | XXX | XXX | FALSE |
| GCAT2025INV3383 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3383 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3383 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3383 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3383 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3383 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3383 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3383 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3384 | Borrower 2 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3384 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3384 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3384 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3384 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3384 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3384 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3384 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3384 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3385 | Borrower 2 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3385 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3385 | Borrower 2 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3385 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3385 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3385 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3385 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3385 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3385 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3385 | Borrower 2 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3386 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3386 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3386 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3386 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3386 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3386 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3386 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3387 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3387 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3387 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3387 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3387 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3387 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3387 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3388 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3388 | Borrower 2 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3388 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3388 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3388 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3388 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3388 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3388 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3388 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3388 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3388 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3389 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3389 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3389 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3389 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3389 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3389 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3389 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3390 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3390 | Number of Units | XXX | XXX | FALSE |
| GCAT2025INV3390 | Borrower 1 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3391 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3391 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3391 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3391 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3391 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3391 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3391 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3391 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3392 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3392 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3392 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3392 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3392 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3392 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3392 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3393 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3393 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3393 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3393 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3393 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3393 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3393 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3393 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3393 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3394 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3394 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3394 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3394 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3396 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3396 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3396 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3396 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3396 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3396 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3396 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3397 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3397 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3397 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3397 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3397 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3397 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3397 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3397 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3397 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3397 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3399 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3399 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3399 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3399 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3399 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3399 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3399 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3399 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3400 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3400 | Borrower 2 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3400 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3400 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3400 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3400 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3400 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3401 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3401 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3401 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3401 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3401 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3401 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3402 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3402 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3402 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3402 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3402 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3402 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3402 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3403 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3403 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3403 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3403 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3403 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3403 | Secondary Appraised Property Value | $XXX | $XXX | FALSE |
| GCAT2025INV3405 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3405 | Initial Monthly P&I Or IO Payment | $XXX | $XXX | FALSE |
| GCAT2025INV3405 | Borrower 1 Marital Status | XXX | XXX | FALSE |
| GCAT2025INV3405 | Property County | XXX | XXX | FALSE |
| GCAT2025INV3405 | Borrower 2 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3405 | Borrower 2 Birthdate | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3405 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3405 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3405 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3405 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3405 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3406 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3406 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3406 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3406 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3406 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3406 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3407 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3407 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3407 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3407 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3407 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3407 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3408 | Property Zip Code | XXX | XXX | FALSE |
| GCAT2025INV3408 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3408 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3408 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3408 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3408 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3408 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3408 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3409 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3409 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3409 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3409 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3409 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3409 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3409 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3409 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3409 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3409 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3411 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3411 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3411 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3411 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3412 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3412 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3412 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3412 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3412 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3412 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3414 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3414 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3414 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3414 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3414 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3414 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3414 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3414 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3415 | Loan Amount | $XXXXXX | $XXXXXX | FALSE |
| GCAT2025INV3415 | Property City | XXX | XXX | FALSE |
| GCAT2025INV3415 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3415 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3415 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3415 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3415 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3416 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3416 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3416 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3416 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3416 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3416 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3416 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3416 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3416 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3417 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3417 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3417 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3417 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3417 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3417 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3418 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3418 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3418 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3418 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3418 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3418 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3419 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3419 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3419 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3419 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3419 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3419 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3419 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3419 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3423 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3423 | Property County | XXX | XXX | FALSE |
| GCAT2025INV3423 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3423 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3423 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3423 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3423 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3423 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3423 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3424 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3424 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3424 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3424 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3424 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3424 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3424 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3424 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3424 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3424 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3424 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3425 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3425 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3425 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3425 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3425 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3425 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3430 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3430 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3430 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3431 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3431 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3431 | Borrower 2 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3431 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3431 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3431 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3431 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3431 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3431 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3431 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3431 | Borrower 2 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3432 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3432 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3432 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3432 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3432 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3432 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3433 | Borrower 1 SSN | XXX | XXX | FALSE |
| GCAT2025INV3433 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3433 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3433 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3433 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3433 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3433 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3433 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3434 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3434 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3435 | Qualifying Interest Rate | XXX | XXX | FALSE |
| GCAT2025INV3435 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3435 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3435 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3435 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3435 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3435 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3435 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3435 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3435 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3436 | Borrower 1 SSN | XXX | XXX | FALSE |
| GCAT2025INV3436 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3436 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3436 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3436 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3436 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3437 | Borrower 1 First Name | XXX | XXX | FALSE |
| GCAT2025INV3437 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3437 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3437 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3438 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3438 | Number of Units | XXX | XXX | FALSE |
| GCAT2025INV3438 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3438 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3438 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3438 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3439 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3439 | Note Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3439 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3439 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3439 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3439 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3439 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3439 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3439 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3439 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3440 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3440 | Property County | XXX | XXX | FALSE |
| GCAT2025INV3440 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3440 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3440 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3440 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3440 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3440 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3440 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3441 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3441 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3441 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3441 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3441 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3441 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3441 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3441 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3441 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3441 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3441 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3442 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3442 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3442 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3442 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3442 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3442 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3442 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3442 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3443 | Borrower 2 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3443 | Borrower 3 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3443 | Borrower 3 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3443 | Borrower 2 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3444 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3444 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3444 | Borrower 2 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3444 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3444 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3444 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3444 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3444 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3444 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3444 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3444 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3445 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3445 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3445 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3445 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3445 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3447 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3447 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3447 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3447 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3447 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3447 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3449 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3449 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3449 | Borrower 2 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3449 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3449 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3449 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3449 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3449 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3449 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3449 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3452 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3452 | Total Other REO Net Rental Income | $XXX | $XXX | FALSE |
| GCAT2025INV3452 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3452 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3452 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3453 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3453 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3453 | Borrower 1 FTHB | XXX | XXX | FALSE |
| GCAT2025INV3453 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3453 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3453 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3453 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3454 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3454 | Property County | XXX | XXX | FALSE |
| GCAT2025INV3454 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3454 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3454 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3454 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3456 | Borrower 2 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3456 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3458 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3458 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3458 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3458 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3458 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3458 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3462 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3462 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3462 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3462 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3462 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3462 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3462 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3462 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3463 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3463 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3463 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3463 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3463 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3463 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3463 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3468 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3468 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3468 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3468 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3468 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3468 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3468 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3473 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3476 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3476 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3480 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3480 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3480 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3480 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3480 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3480 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3481 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3481 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3481 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3481 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3481 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3481 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3481 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3481 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3483 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3483 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3483 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3483 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3483 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3483 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3485 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3485 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3485 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3485 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3485 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3485 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3488 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3488 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3488 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3488 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3488 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3488 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3488 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3489 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3491 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3501 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3501 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3508 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3508 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3508 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3509 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3509 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3509 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3509 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3509 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3515 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3515 | Borrower 2 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3515 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3515 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3515 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3515 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3515 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3518 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3518 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3518 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3518 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3520 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3520 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3520 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3520 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3520 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3521 | Property City | XXX | XXX | FALSE |
| GCAT2025INV3521 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3521 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3521 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3521 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3522 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3522 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3522 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3522 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3522 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3522 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3522 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3522 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3522 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3522 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3524 | Borrower 1 Citizen | XXX | XXX | FALSE |
| GCAT2025INV3524 | Borrower 1 FTHB | XXX | XXX | FALSE |
| GCAT2025INV3524 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3524 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3524 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3524 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3524 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3526 | Property County | XXX | XXX | FALSE |
| GCAT2025INV3526 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3526 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3526 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3526 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3527 | Amortization Term | XXX | XXX | FALSE |
| GCAT2025INV3527 | Term | XXX | XXX | FALSE |
| GCAT2025INV3527 | Borrower 1 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3527 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3528 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3528 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3528 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3528 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3528 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3528 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3528 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3528 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3529 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3529 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3529 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3529 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3529 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3529 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3529 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3529 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3530 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3530 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3530 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3530 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3530 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3530 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3531 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3531 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3531 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3531 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3531 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3531 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3534 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3534 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3534 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3534 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3534 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3534 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3534 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3534 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3534 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3534 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3534 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3534 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3535 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3535 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3535 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3535 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3535 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3536 | Qualifying Interest Rate | XXX | XXX | FALSE |
| GCAT2025INV3536 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3536 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3536 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3536 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3536 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3536 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3536 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3537 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3537 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3538 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3538 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3538 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3538 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3539 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3539 | Borrower 2 First Name | XXX | XXX | FALSE |
| GCAT2025INV3539 | Borrower 1 First Name | XXX | XXX | FALSE |
| GCAT2025INV3539 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3539 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3539 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3539 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3539 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3539 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3539 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3539 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3539 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3542 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3542 | Total Other REO Net Rental Income | $XXX | $XXX | FALSE |
| GCAT2025INV3542 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3542 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3542 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3542 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3542 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3543 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3543 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3543 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3543 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3543 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3543 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3543 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3543 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3543 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3544 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3544 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3544 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3544 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3544 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3545 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3545 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3545 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3545 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3545 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3545 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3546 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3546 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3546 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3546 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3546 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3547 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3547 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3547 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3547 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3547 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3548 | Borrower 1 First Name | XXX | XXX | FALSE |
| GCAT2025INV3548 | Borrower 1 Birthdate | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3548 | Borrower 1 SSN | XXX | XXX | FALSE |
| GCAT2025INV3548 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3548 | Borrower 2 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3548 | Borrower 2 First Name | XXX | XXX | FALSE |
| GCAT2025INV3548 | Borrower 2 Birthdate | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3548 | Borrower 2 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3548 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3548 | Borrower 2 SSN | XXX | XXX | FALSE |
| GCAT2025INV3548 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3548 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3548 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3548 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3548 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3548 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3548 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3548 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3549 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3549 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3550 | Property City | XXX | XXX | FALSE |
| GCAT2025INV3550 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3550 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3550 | Total Other REO Net Rental Income | $XXX | $XXX | FALSE |
| GCAT2025INV3550 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3550 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3550 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3550 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3550 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3550 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3550 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3551 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3551 | Borrower 2 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3551 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3551 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3554 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3554 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3554 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3554 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3554 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3554 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3554 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3556 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3556 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3556 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3556 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3556 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3556 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3557 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3557 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3557 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3557 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3557 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3557 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3558 | Loan Amount | $XXXXXX | $XXXXXX | FALSE |
| GCAT2025INV3558 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3558 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3558 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3558 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3558 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3558 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3558 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3559 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3559 | Property County | XXX | XXX | FALSE |
| GCAT2025INV3559 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3559 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3559 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3559 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3559 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3560 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3560 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3560 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3560 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3561 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3561 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3561 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3561 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3561 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3561 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3561 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3561 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3562 | Property County | XXX | XXX | FALSE |
| GCAT2025INV3562 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3562 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3562 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3562 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3562 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3562 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3563 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3563 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3563 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3563 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3563 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3563 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3564 | Loan Originator NMLS | XXX | XXX | FALSE |
| GCAT2025INV3564 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3564 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3564 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3564 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3564 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3564 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3564 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3565 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3565 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3565 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3565 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3565 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3565 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3565 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3565 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3566 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3566 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3566 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3566 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3566 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3566 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3567 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3569 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3569 | Borrower 1 First Name | XXX | XXX | FALSE |
| GCAT2025INV3569 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3569 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3569 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3569 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3569 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3569 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3570 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3570 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3570 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3570 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3571 | Property County | XXX | XXX | FALSE |
| GCAT2025INV3571 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3571 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3571 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3571 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3571 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3572 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3572 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3572 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3572 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3572 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3572 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3574 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3574 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3574 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3574 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3574 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3578 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3580 | Borrower 2 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3580 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3580 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3580 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3580 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3580 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3580 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3581 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3581 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3581 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3583 | Qualifying Interest Rate | XXX | XXX | FALSE |
| GCAT2025INV3583 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3583 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3583 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3583 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3587 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3587 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3587 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3587 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3587 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3587 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3608 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3622 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3624 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3645 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3645 | Borrower 2 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3645 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3645 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3650 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3650 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3650 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3650 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3650 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3650 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3655 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3655 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3655 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3655 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3655 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3655 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3655 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3655 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3655 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3655 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3659 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3659 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3659 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3659 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3659 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3660 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3660 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3660 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3660 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3660 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3660 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3660 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3661 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3661 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3661 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3661 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3661 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3661 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3676 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3676 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3676 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3676 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3677 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3677 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3677 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3677 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3677 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3677 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3677 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3678 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3678 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3678 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3678 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3678 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3678 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3679 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3679 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3679 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3679 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3679 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3679 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3679 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3679 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3681 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3682 | Borrower 2 Citizen | XXX | XXX | FALSE |
| GCAT2025INV3682 | Borrower 2 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3682 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3682 | Borrower 1 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3682 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3682 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3682 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3682 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3683 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3683 | Borrower 1 Birthdate | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3683 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3683 | Total Closing Costs | $XXX | $XXX | FALSE |
| GCAT2025INV3683 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3683 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3683 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3683 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3683 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3683 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3683 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3683 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3683 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3684 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3684 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3684 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3684 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3684 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3684 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3685 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3685 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3685 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3685 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3685 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3686 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3686 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3686 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3686 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3686 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3686 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3687 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3687 | Qualifying Interest Rate | XXX | XXX | FALSE |
| GCAT2025INV3687 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3687 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3687 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3687 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3688 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3688 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3688 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3688 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3688 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3688 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3688 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3688 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3688 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3689 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3689 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3689 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3689 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3689 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3689 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3689 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3690 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3690 | Property County | XXX | XXX | FALSE |
| GCAT2025INV3690 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3690 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3690 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3690 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3690 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3691 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3691 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3691 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3691 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3691 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3691 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3691 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3691 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3691 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3691 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3691 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3691 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3692 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3692 | Borrower 2 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3692 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3692 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3692 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3692 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3693 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3693 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3693 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3693 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3693 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3693 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3694 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3694 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3694 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3694 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3694 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3694 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3695 | Borrower 2 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3695 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3695 | Total Closing Costs | $XXX | $XXX | FALSE |
| GCAT2025INV3695 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3695 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3695 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3695 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3695 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3695 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3695 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3695 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3696 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3696 | Borrower 1 Birthdate | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3696 | Borrower 1 First Name | XXX | XXX | FALSE |
| GCAT2025INV3696 | Borrower 1 SSN | XXX | XXX | FALSE |
| GCAT2025INV3696 | Borrower 2 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3696 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3696 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3696 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3696 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3696 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3696 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3696 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3697 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3697 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3697 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3697 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3697 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3697 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3698 | Borrower 1 FTHB | XXX | XXX | FALSE |
| GCAT2025INV3698 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3698 | Borrower 2 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3698 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3698 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3698 | Sales Price | $XXX | $XXX | FALSE |
| GCAT2025INV3698 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3698 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3699 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3699 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3699 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3699 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3699 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3699 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3699 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3700 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3700 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3700 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3700 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3700 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3700 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3700 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3700 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3700 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3700 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3700 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3701 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3701 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3701 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3701 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3701 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3702 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3702 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3702 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3702 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3703 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3703 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3703 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3703 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3703 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3703 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3703 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3705 | Loan Originator NMLS | XXX | XXX | FALSE |
| GCAT2025INV3705 | Borrower 2 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3705 | Borrower 2 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3705 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3705 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3705 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3705 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3705 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3705 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3705 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3705 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3705 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3706 | Borrower 2 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3706 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3706 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3706 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3706 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3706 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3706 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3707 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3707 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3707 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3707 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3707 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3707 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3707 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3710 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3710 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3710 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3710 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3710 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3711 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3711 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3711 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3711 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3712 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3712 | Borrower 2 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3712 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3712 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3712 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3712 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3712 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3712 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3712 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3712 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3712 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3712 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3712 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3713 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3713 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3713 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3713 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3713 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3713 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3713 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3713 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3713 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3715 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3715 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3715 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3715 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3715 | Sales Price | $XXX | $XXX | FALSE |
| GCAT2025INV3715 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3715 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3715 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3715 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3715 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3716 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3716 | Borrower 1 FTHB | XXX | XXX | FALSE |
| GCAT2025INV3716 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3716 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3716 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3716 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3717 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3717 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3717 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3717 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3717 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3718 | Borrower 2 First Name | XXX | XXX | FALSE |
| GCAT2025INV3718 | Borrower 1 First Name | XXX | XXX | FALSE |
| GCAT2025INV3718 | Borrower 2 Marital Status | XXX | XXX | FALSE |
| GCAT2025INV3718 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3718 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3718 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3719 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3719 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3719 | Borrower 2 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3719 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3719 | Borrower 2 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3719 | Borrower 1 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3719 | Total Closing Costs | $XXX | $XXX | FALSE |
| GCAT2025INV3719 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3719 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3719 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3720 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3720 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3720 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3720 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3720 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3721 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3721 | Borrower 2 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3721 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3721 | Total Closing Costs | $XXX | $XXX | FALSE |
| GCAT2025INV3721 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3721 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3721 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3721 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3721 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3721 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3721 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3721 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3722 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3722 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3722 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3722 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3722 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3722 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3722 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3722 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3722 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3722 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3722 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3722 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3723 | Total Closing Costs | $XXX | $XXX | FALSE |
| GCAT2025INV3723 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3723 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3723 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3723 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3724 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3724 | Borrower 2 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3724 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3724 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3724 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3724 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3724 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3724 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3724 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3726 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3726 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3726 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3726 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3726 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3726 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3726 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3727 | Borrower 4 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3727 | Borrower 3 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3727 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3727 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3727 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3727 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3727 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3727 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3727 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3727 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3727 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3727 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3727 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3728 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3728 | Borrower 2 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3728 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3728 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3728 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3728 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3728 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3729 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3729 | Borrower 2 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3729 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3729 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3729 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3729 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3729 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3729 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3729 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3729 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3729 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3729 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3729 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3730 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3730 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3730 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3730 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3730 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3730 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3730 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3730 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3731 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3731 | Borrower 2 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3731 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3731 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3731 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3731 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3731 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3662 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3662 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3662 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3662 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3662 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3662 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3662 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3732 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3732 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3732 | Borrower 2 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3732 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3732 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3732 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3732 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3733 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3733 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3733 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3733 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3733 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3733 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3733 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3733 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3733 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3733 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3734 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3734 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3734 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3734 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3734 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3734 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3735 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3735 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3735 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3735 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3736 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3736 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3736 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3736 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3736 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3736 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3736 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3736 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3736 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3737 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3737 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3737 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3737 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3738 | Primary Appraised Property Value | $XXX | $XXX | FALSE |
| GCAT2025INV3738 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3739 | Borrower 1 First Name | XXX | XXX | FALSE |
| GCAT2025INV3739 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3739 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3739 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3739 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3740 | Borrower 1 FTHB | XXX | XXX | FALSE |
| GCAT2025INV3740 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3740 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3740 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3740 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3741 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3741 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3741 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3741 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3742 | Borrower 1 First Name | XXX | XXX | FALSE |
| GCAT2025INV3742 | Borrower 2 Citizen | XXX | XXX | FALSE |
| GCAT2025INV3742 | Borrower 1 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3742 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3742 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3742 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3742 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3742 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3742 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3742 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3743 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3743 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3743 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3743 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3743 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3743 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3744 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3744 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3744 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3744 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3744 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3744 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3746 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3746 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3746 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3746 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3746 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3747 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3747 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3747 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3748 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3748 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3748 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3748 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3748 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3748 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3749 | Loan Originator NMLS | XXX | XXX | FALSE |
| GCAT2025INV3749 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3749 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3749 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3749 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3750 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3750 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3750 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3750 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3750 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3751 | Borrower 3 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3751 | Borrower 4 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3751 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3751 | Borrower 2 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3751 | Borrower 3 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3751 | Borrower 4 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3751 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3751 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3751 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3751 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3751 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3752 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3752 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3752 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3753 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3753 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3753 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3753 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3753 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3753 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3754 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3754 | Borrower 1 Birthdate | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3754 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3754 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3754 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3754 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3754 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3754 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3663 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3663 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3663 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3663 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3663 | Total Closing Costs | $XXX | $XXX | FALSE |
| GCAT2025INV3663 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3663 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3663 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3663 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3755 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3755 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3755 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3755 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3755 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3756 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3756 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3756 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3756 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3756 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3756 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3756 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3756 | Sales Price | $XXX | $XXX | FALSE |
| GCAT2025INV3756 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3756 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3756 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3756 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3757 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3757 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3757 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3757 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3757 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3758 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3758 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3758 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3758 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3758 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3758 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3758 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3758 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3758 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3759 | Loan Amount | $XXXXXX | $XXXXXX | FALSE |
| GCAT2025INV3759 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3759 | Property City | XXX | XXX | FALSE |
| GCAT2025INV3759 | Interest Rate | XXX | XXX | FALSE |
| GCAT2025INV3759 | Property Zip Code | XXX | XXX | FALSE |
| GCAT2025INV3759 | Initial Monthly P&I Or IO Payment | $XXX | $XXX | FALSE |
| GCAT2025INV3759 | Borrower 2 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3759 | Note Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3759 | Borrower 2 Citizen | XXX | XXX | FALSE |
| GCAT2025INV3759 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3759 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3759 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3759 | Borrower 2 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3759 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3759 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3759 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3759 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3760 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3760 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3760 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3760 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3760 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3760 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3760 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3760 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3760 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3761 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3761 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3761 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3761 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3761 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3761 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3761 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3761 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3761 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3762 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3762 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3762 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3762 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3764 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3764 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3764 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3764 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3764 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3764 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3764 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3766 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3766 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3766 | Borrower 2 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3766 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3766 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3766 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3766 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3769 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3769 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3769 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3769 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3769 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3770 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3770 | Borrower 2 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3770 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3770 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3770 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3770 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3770 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3771 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3771 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3771 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3771 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3771 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3771 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3772 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3772 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3772 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3772 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3772 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3772 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3772 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3773 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3773 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3773 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3773 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3773 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3773 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3774 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3774 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3774 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3774 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3774 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3775 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3775 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3775 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3775 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3775 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3775 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3777 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3777 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3777 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3777 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3778 | Borrower 1 Citizen | XXX | XXX | FALSE |
| GCAT2025INV3778 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3778 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3778 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3778 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3780 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3780 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3780 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3780 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3780 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3780 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3780 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3780 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3780 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3782 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3782 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3782 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3782 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3783 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3783 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3783 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3783 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3783 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3783 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3783 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3783 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3783 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3784 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3784 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3784 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3784 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3784 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3784 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3784 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3784 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3784 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3784 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3784 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3785 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3785 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3785 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3785 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3785 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3785 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3785 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3785 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3785 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3786 | Loan Purpose | XXX | XXX | FALSE |
| GCAT2025INV3786 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3786 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3786 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3786 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3786 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3786 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3787 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3787 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3787 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3787 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3787 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3787 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3787 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3787 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3787 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3788 | Borrower 1 First Name | XXX | XXX | FALSE |
| GCAT2025INV3788 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3788 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3788 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3788 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3788 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3788 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3788 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3788 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3788 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3788 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3789 | Loan Originator NMLS | XXX | XXX | FALSE |
| GCAT2025INV3789 | Borrower 1 Citizen | XXX | XXX | FALSE |
| GCAT2025INV3789 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3789 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3789 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3789 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3789 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3789 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3790 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3790 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3790 | Total Closing Costs | $XXX | $XXX | FALSE |
| GCAT2025INV3790 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3790 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3790 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3790 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3790 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3791 | Qualifying Interest Rate | XXX | XXX | FALSE |
| GCAT2025INV3791 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3791 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3791 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3791 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3791 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3791 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3792 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3792 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3792 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3792 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3792 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3792 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3792 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3792 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3793 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3793 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3793 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3793 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3793 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3793 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3793 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3793 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3793 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3794 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3794 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3794 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3794 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3794 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3794 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3795 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3795 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3795 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3795 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3795 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3796 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3796 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3796 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3796 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3796 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3796 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3796 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3797 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3797 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3797 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3797 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3797 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3797 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3797 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3797 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3797 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3797 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3797 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3798 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3798 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3798 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3798 | Borrower 1 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3798 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3798 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3798 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3798 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3798 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3798 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3798 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3799 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3799 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3799 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3799 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3799 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3799 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3800 | Property County | XXX | XXX | FALSE |
| GCAT2025INV3800 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3800 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3800 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3800 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3800 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3800 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3801 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3801 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3801 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3801 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3801 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3801 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3801 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3801 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3801 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3802 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3802 | Total Closing Costs | $XXX | $XXX | FALSE |
| GCAT2025INV3802 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3802 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3802 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3802 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3802 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3802 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3802 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3803 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3803 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3803 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3803 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3803 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3803 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3803 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3803 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3803 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3803 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3803 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3804 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3804 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3804 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3804 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3804 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3804 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3804 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3804 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3804 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3804 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3804 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3805 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3805 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3805 | Loan Purpose | XXX | XXX | FALSE |
| GCAT2025INV3805 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3805 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3805 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3805 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3805 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3805 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3805 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3805 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3805 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3805 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3805 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3806 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3806 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3806 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3806 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3806 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3806 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3806 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3807 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3807 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3807 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3807 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3807 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3807 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3807 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3808 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3808 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3808 | Borrower 2 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3808 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3808 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3808 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3808 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3808 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3809 | Borrower 1 First Name | XXX | XXX | FALSE |
| GCAT2025INV3809 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3809 | Borrower 1 FTHB | XXX | XXX | FALSE |
| GCAT2025INV3809 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3809 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3809 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3809 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3809 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3809 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3810 | Qualifying Interest Rate | XXX | XXX | FALSE |
| GCAT2025INV3810 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3810 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3810 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3810 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3810 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3810 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3811 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3811 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3811 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3811 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3811 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3811 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3811 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3812 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3812 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3812 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3812 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3812 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3812 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3813 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3813 | Borrower 1 Citizen | XXX | XXX | FALSE |
| GCAT2025INV3813 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3813 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3813 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3813 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3813 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3813 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3813 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3814 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3814 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3814 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3814 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3814 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3815 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3815 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3815 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3815 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3815 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3815 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3815 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3815 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3816 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3816 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3816 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3816 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3817 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3817 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3817 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3817 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3818 | Borrower 1 Citizen | XXX | XXX | FALSE |
| GCAT2025INV3818 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3818 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3818 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3818 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3818 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3818 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3819 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3820 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3820 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3820 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3820 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3820 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3820 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3820 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3821 | Property Zip Code | XXX | XXX | FALSE |
| GCAT2025INV3821 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3821 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3821 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3821 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3821 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3821 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3822 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3822 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3822 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3822 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3822 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3822 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3822 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3822 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3822 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3823 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3823 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3823 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3823 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3823 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3823 | Total Closing Costs | $XXX | $XXX | FALSE |
| GCAT2025INV3823 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3823 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3823 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3823 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3823 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3823 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3824 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3824 | Borrower 2 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3824 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3824 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3824 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3824 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3824 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3824 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3824 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3824 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3825 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3825 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3825 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3825 | Borrower 2 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3825 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3825 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3825 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3825 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3825 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3825 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3826 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3826 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3826 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3827 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3827 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3827 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3827 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3827 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3827 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3828 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3828 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3829 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3829 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3829 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3829 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3830 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3830 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3830 | Borrower 2 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3830 | Number of Units | XXX | XXX | FALSE |
| GCAT2025INV3830 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3830 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3830 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3830 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3830 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3830 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3831 | Borrower 1 Citizen | XXX | XXX | FALSE |
| GCAT2025INV3831 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3831 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3831 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3831 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3831 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3831 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3831 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3831 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3831 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3831 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3831 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3832 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3832 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3832 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3832 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3832 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3832 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3832 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3833 | Borrower 1 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3833 | Borrower 2 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3833 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3833 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3833 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3833 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3833 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3833 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3834 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3834 | Property County | XXX | XXX | FALSE |
| GCAT2025INV3834 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3834 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3834 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3834 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3834 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3835 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3835 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3835 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3835 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3835 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3835 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3835 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3835 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3836 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3836 | Borrower 1 First Name | XXX | XXX | FALSE |
| GCAT2025INV3836 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3836 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3836 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3836 | Total Closing Costs | $XXX | $XXX | FALSE |
| GCAT2025INV3836 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3836 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3836 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3836 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3837 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3837 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3837 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3837 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3837 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3837 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3838 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3838 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3838 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3838 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3838 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3838 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3838 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3838 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3839 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3839 | Borrower 1 First Name | XXX | XXX | FALSE |
| GCAT2025INV3839 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3839 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3839 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3839 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3839 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3839 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3839 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3839 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3839 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3840 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3840 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3840 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3840 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3840 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3840 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3840 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3841 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3841 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3841 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3842 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3842 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3842 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3842 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3842 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3842 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3844 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3844 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3844 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3844 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3844 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3845 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3845 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3845 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3845 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3845 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3845 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3845 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3845 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3847 | Borrower 2 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3847 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3847 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3847 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3847 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3847 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3847 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3849 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3849 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3849 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3849 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3849 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3849 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3849 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3849 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3850 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3850 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3850 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3850 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3850 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3850 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3850 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3850 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3850 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3850 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3851 | Borrower 2 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3851 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3851 | Borrower 2 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3851 | Borrower 1 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3851 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3851 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3851 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3851 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3852 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3852 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3852 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3852 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3852 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3853 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3853 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3853 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3853 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3853 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3853 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3853 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3853 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3854 | Borrower 2 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3854 | Borrower 2 SSN | XXX | XXX | FALSE |
| GCAT2025INV3854 | Borrower 2 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3854 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3854 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3854 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3854 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3854 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3855 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3855 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3855 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3855 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3855 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3855 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3856 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3856 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3856 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3856 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3856 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3856 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3856 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3856 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3857 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3857 | Loan Purpose | XXX | XXX | FALSE |
| GCAT2025INV3857 | Borrower 2 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3857 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3857 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3857 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3857 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3857 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3858 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3858 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3858 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3858 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3858 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3858 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3858 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3858 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3858 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3858 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3859 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3859 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3859 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3859 | Total Closing Costs | $XXX | $XXX | FALSE |
| GCAT2025INV3859 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3859 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3859 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3860 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3860 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3860 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3860 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3860 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3860 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3860 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3861 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3861 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3861 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3861 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3861 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3861 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3861 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3861 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3862 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3862 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3862 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3863 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3863 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3863 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3863 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3863 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3863 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3863 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3863 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3864 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3864 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3864 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3864 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3864 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3864 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3864 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3864 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3865 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3865 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3865 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3865 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3866 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3866 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3866 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3866 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3867 | Borrower 2 First Name | XXX | XXX | FALSE |
| GCAT2025INV3867 | Borrower 2 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3867 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3867 | Borrower 1 First Name | XXX | XXX | FALSE |
| GCAT2025INV3867 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3867 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3867 | Borrower 2 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3867 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3867 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3867 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3867 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3867 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3867 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3867 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3868 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3869 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3869 | Total Closing Costs | $XXX | $XXX | FALSE |
| GCAT2025INV3869 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3869 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3869 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3870 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3870 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3870 | Borrower 2 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3870 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3870 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3870 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3870 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3870 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3870 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3870 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3870 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3870 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3870 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3871 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3871 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3871 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3871 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3871 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3871 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3871 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3871 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3871 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3871 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3871 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3872 | Qualifying Interest Rate | XXX | XXX | FALSE |
| GCAT2025INV3872 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3872 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3872 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3872 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3872 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3872 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3872 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3872 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3872 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3873 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3873 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3873 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3873 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3873 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3873 | Primary Appraised Property Value | $XXX | $XXX | FALSE |
| GCAT2025INV3873 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3873 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3873 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3873 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3874 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3874 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3874 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3874 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3874 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3874 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3874 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3874 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3875 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3875 | Borrower 2 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3875 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3875 | Total Closing Costs | $XXX | $XXX | FALSE |
| GCAT2025INV3875 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3875 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3875 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3875 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3875 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3875 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3875 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3876 | Borrower 2 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3876 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3876 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3876 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3876 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3876 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3876 | Sales Price | $XXX | $XXX | FALSE |
| GCAT2025INV3876 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3876 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3876 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3876 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3876 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3876 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3876 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3877 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3877 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3877 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3877 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3877 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3877 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3877 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3877 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3877 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3877 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3878 | Borrower 2 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3878 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3878 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3878 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3878 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3879 | Initial Monthly P&I Or IO Payment | $XXX | $XXX | FALSE |
| GCAT2025INV3879 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3879 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3879 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3879 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3879 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3879 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3880 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3880 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3880 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3881 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3881 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3881 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3881 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3881 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3881 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3882 | Borrower 2 First Name | XXX | XXX | FALSE |
| GCAT2025INV3882 | Borrower 1 First Name | XXX | XXX | FALSE |
| GCAT2025INV3882 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3882 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3882 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3882 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3882 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3882 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3882 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3882 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3882 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3882 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3882 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3883 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3883 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3883 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3883 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3883 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3883 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3884 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3884 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3884 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3884 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3884 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3885 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3885 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3885 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3885 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3885 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3886 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3886 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3886 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3886 | Total Closing Costs | $XXX | $XXX | FALSE |
| GCAT2025INV3886 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3886 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3886 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3887 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3887 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3887 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3887 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3887 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3887 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3888 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3888 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3888 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3889 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3889 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3889 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3889 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3889 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3889 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3890 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3890 | Borrower 2 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3890 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3890 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3891 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3891 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3891 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3891 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3891 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3891 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3891 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3892 | Property Zip Code | XXX | XXX | FALSE |
| GCAT2025INV3892 | Borrower 1 Self-Employment Flag | XXX | XXX | FALSE |
| GCAT2025INV3892 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3893 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3893 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3893 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3893 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3893 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3893 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3893 | Monthly HOA $| $XXX | $XXX | FALSE |
| GCAT2025INV3893 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3893 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3894 | Loan Purpose | XXX | XXX | FALSE |
| GCAT2025INV3894 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3894 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3894 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3894 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3894 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3895 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3895 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3895 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3895 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3895 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3895 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3895 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3896 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3896 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3896 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3896 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3896 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3897 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3897 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3897 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3897 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3897 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3897 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3897 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3897 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3898 | Borrower 2 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3898 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3898 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3898 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3899 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3899 | Borrower 3 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3899 | Borrower 2 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3899 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3899 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3900 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3900 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3900 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3900 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3900 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3900 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3900 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3901 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3901 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3901 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3901 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3901 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3902 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3902 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3902 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3902 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3902 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3902 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3902 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3902 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3902 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3902 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3903 | Borrower 2 First Name | XXX | XXX | FALSE |
| GCAT2025INV3903 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3903 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3903 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3903 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3904 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3904 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3904 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3904 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3904 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3904 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3905 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3905 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3905 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3905 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3906 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3906 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3907 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3907 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3907 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3907 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3908 | Borrower 1 First Name | XXX | XXX | FALSE |
| GCAT2025INV3908 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3909 | Borrower 2 Birthdate | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3909 | Borrower 2 SSN | XXX | XXX | FALSE |
| GCAT2025INV3909 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3909 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3909 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3909 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3909 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3909 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3910 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3910 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3910 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3910 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3910 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3910 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3911 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3911 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3911 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3911 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3911 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3912 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3912 | Borrower 2 First Name | XXX | XXX | FALSE |
| GCAT2025INV3912 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3912 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3912 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3912 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3912 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3912 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3913 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3913 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3913 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3913 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3914 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3914 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3914 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3914 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3914 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3914 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3915 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3915 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3915 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3915 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3916 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3917 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3917 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3917 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3665 | Borrower 2 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3665 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3665 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3665 | Monthly Property Tax Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3665 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3665 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3665 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3665 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3665 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3665 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3918 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3918 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3918 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3918 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3918 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3918 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3918 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3918 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3918 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3918 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3918 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3918 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3918 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3919 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3919 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3919 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3919 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3919 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3666 | Property Address | XXX | XXX | FALSE |
| GCAT2025INV3666 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3666 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3666 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3666 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3666 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3666 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3666 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3920 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3920 | Qualifying FICO | XXX | XXX | FALSE |
| GCAT2025INV3920 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3920 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3920 | Qualifying HLTV | XXX | XXX | FALSE |
| GCAT2025INV3920 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3920 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3920 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3920 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3920 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3920 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3920 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3920 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3668 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3668 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3668 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3668 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3668 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3668 | Interested Party Contributions | XXX | XXX | FALSE |
| GCAT2025INV3921 | Borrower 2 Origination FICO | XXX | XXX | FALSE |
| GCAT2025INV3921 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3921 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3921 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3921 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3921 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3922 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3922 | Borrower 1 Citizen | XXX | XXX | FALSE |
| GCAT2025INV3922 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3922 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3922 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3922 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3922 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3922 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3922 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3922 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3669 | Borrower 1 Last Name | XXXXX | XXXXX | FALSE |
| GCAT2025INV3669 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3669 | Occupancy | XXX | XXX | FALSE |
| GCAT2025INV3669 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3669 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3669 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3669 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3669 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3670 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3670 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3670 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3670 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3670 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3670 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3670 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3672 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3672 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3672 | Qualifying CLTV | XXX | XXX | FALSE |
| GCAT2025INV3672 | Qualifying LTV | XXX | XXX | FALSE |
| GCAT2025INV3672 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3672 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3923 | Application Date | XX/XX/XXXX | XX/XX/XXXX | FALSE |
| GCAT2025INV3923 | Borrower 1 Qualifying Income | $XXX | $XXX | FALSE |
| GCAT2025INV3923 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3923 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3923 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3923 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3923 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3923 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3923 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3924 | All Other Payments | $XXX | $XXX | FALSE |
| GCAT2025INV3924 | Total Closing Costs | $XXX | $XXX | FALSE |
| GCAT2025INV3924 | Cash to Close | $XXX | $XXX | FALSE |
| GCAT2025INV3924 | Total Monthly Property Insurance Amount | $XXX | $XXX | FALSE |
| GCAT2025INV3924 | Total Qualified Assets Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3924 | Total Qualified Assets for Reserves Post-Close | XXX | XXX | FALSE |
| GCAT2025INV3924 | Qualifying Total Reserves Number of Months | XXX | XXX | FALSE |
| GCAT2025INV3924 | Qualifying Total Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3924 | Qualifying Housing Debt Income Ratio | XXX | XXX | FALSE |
| GCAT2025INV3673 | Property_Type | XXX | XXX | FALSE |

---

## Exhibit 99.8

[GCAT 2025-INV3 Trust ABS-15G](gcat-abs15g_080525.htm)

**Exhibit 99.8**

---

| | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Seller Loan Number** | **Originator** | **Last Name** | **Note Date** | **Original Balance** | **State** | **TPR QM ATR Status** | **Loan Status** | **Exception Date** | **Remediation Status** | **Exception ID** | **Exception Type** | **Exception Category** | **Exceptions** | **Exception Rebuttal** | **Exception Rebuttal Date** | **Exception Rebuttal Response** | **Exception Rebuttal Response Date** | **Compensating Factors** |
| GCAT2025INV3001 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Curative | 10/23/2024 | Resolved | finding-3430 | Compliance | Qualified Mortgage XXX Threshold | This loan does not qualify for a XXX level of compliance with the qualified mortgage rule. (XXX XXX §XXX(b) (XXX) , (e) (XXX)) This loan does not qualify for a XXX. The loan has an XXX of XXX%. The XXX threshold to qualify for a XXX is XXX%.A creditor or assignee of a qualified mortgage, that is not a higher-priced covered transaction, complies with the repayment ability requirements of paragraph (c) of this section. A creditor or assignee of a qualified mortgage, that is a higher-priced covered transaction, is presumed to comply with the repayment ability requirements of paragraph (c) of this section.Higher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the is set by XXX or more percentage points for a first-lien covered transaction, or by XXX or more percentage points for a subordinate-lien covered transaction. | This loan was not delivered as XXX. What else is required?; Loan delivery is not XXX as evidenced to you. ; XXX | 11/12/2024 | ; QM status noted; Audit reviewed Lender's response and has determined loan was delivered as not XXX. XXX to review for acceptance. Condition retained.; Audit reviewed Lender's response and has determined loan is not XXX. Lender's XXX reflects loan is Presumption of Compliance. XXX to review. Condition retained.; Audit reviewed Lender's response and has determined loan is not XXX. Lender's XXX reflects loan is Presumption of Compliance. XXX to review. Condition retained.; Audit reviewed Lender's response and has determined loan is not XXX. Lender's XXX reflects loan is Presumption of Compliance. XXX to review. Condition retained.; Audit reviewed Lender's response and has determined the loan has an APR of XXX%, which exceeds the threshold of XXX% to qualify for a XXX loan. Condition retaine.d | 01/16/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3001 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Curative | 10/23/2024 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). | Appraisal \| | 11/01/2024 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared.; Evidence of appraisal delivery provided. | 11/04/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3001 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Curative | 10/28/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM provided within tolerance. Condition cleared ; Third party valuation product provided within tolerance. | 10/30/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3002 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 11/15/2024 | Acknowledged | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% |  |  | XXX authorized approval - Downgrade to B; XX/XX/XXXX: Finding added due to updated AUS provided which included the PITIA for Borrower's XXX and approving DTI of XXX%. Audit DTI of XXX% is within tolerance of the updated AUS approved DTI of XXX%. Both audit DTI of XXX% and updated AUS approved DTI of XXX% exceeds client overlay maximum of XXX% and tape value of XXX%. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3002 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 10/22/2024 | Resolved | FCRE2371 | Credit | Missing final HUD-XXX from sale of non-subject property | AUS presents condition to document the sale of the property by providing a photocopy of the settlement Statement. The property AUS is referring to is the borrowers XXX which appears to not have been sold as this transaction is a XXX transaction. | XXX see attached revised XXX cert reflecting Total Expense Payments of $XXX. | 11/13/2024 | Lender provided updated XXX and AUS that included the PITIA for the Borrower's XXX; therefore, a settlement Statement for sale of property not required. Condition cleared.; Lender provided updated XXX and AUS that included the PITIA for the Borrower's XXX; therefore, a settlement Statement for sale of property not required. Condition cleared. | 11/15/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3002 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 10/22/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. | 11/04/2024 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3002 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 10/22/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Third party fraud tool is missing from loan file |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided; Missing Third Party Fraud Report Third party fraud tool is missing from loan file | 10/31/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3002 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 10/22/2024 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Are you requesting the 1004D? | 10/30/2024 | Property and valuations related findings were not identified on the loan. Condition cleared. | 10/31/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3003 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 10/22/2024 | Resolved | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% The lender used overStated base income of $XXX per month vs. the verified $XXX and only used $XXX for the borrower's housing payment which is $XXX per the XXX in file. | XXX see attached revised AUS, 1008 and 1003 reflecting base income of $XXX. | 12/18/2024 | Lender provided rent ledger verifying Borrower pays half the rent on XXX of $XXX, updated XXX, XXX and AUS approving DTI of XXX%. Audit re-calculated DTI of XXX% is within tolerance of the updated AUS approved DTI of XXX%. Condition cleared.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX%; Audited DTI of XXX% exceeds AUS DTI of XXX% | 12/19/2024 | D A C |
| GCAT2025INV3003 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 10/22/2024 | Resolved | FCOM1604 | Compliance | Regulation § XXX(c) (XXX) (vi) failure - The consumer's current debt obligations, XXX and XXX or other debt obligations were not confirmed and included in the DTI or excluded per lender guidelines. | Regulation § XXX(c) (XXX) (vi) failure - The consumer's current debt obligations, XXX and XXX or other debt obligations were not confirmed and included in the DTI or excluded per lender guidelines. The primary housing cost is half of what it should be. The executed XXX in file is for $XXX per monthnth with liability both joint and several. The lender included only $XXX per monthnth as the primary housing expense. | XXX see attached which shows that our borrower and XXX split the rent. | 12/18/2024 | Lender provided rent ledger verifying Borrower's pays half the rent on XXX. Condition cleared.; The consumer's current debt obligations, alimony, and child support or other debt obligations were confirmed. | 12/19/2024 | D A C |
| GCAT2025INV3003 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 10/22/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 11/04/2024 | D A C |
| GCAT2025INV3003 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 10/22/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report No indication in file that the exclusionary lists were checked |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/31/2024 | D A C |
| GCAT2025INV3004 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 10/23/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Missing XXX review. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | 11/04/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3004 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 10/23/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report, which includes the exclusionary lists. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/31/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3005 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/30/2024 | Resolved | FCRE1159 | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. | HOI | 01/03/2025 | Lender provided verification of hazard insurance effective date of XX/XX/XXXX. Condition cleared.; Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Disbursement Date of XX/XX/XXXX Or Hazard Insurance Effective Date Is Not Provided. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3005 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/30/2024 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing documentation for XXX of XXX XXX to support $XXX. Missing VOM XXX XXX. | XXX was XXX October XXX so there is no payment history. Per the appraisal no HOA.; XXX see attached | 11/22/2024 | Lender provided documentation for the recent home XXX. Condition cleared.; Borrower 1 Credit Report is not partially present.; Lender provided mortgage Statement, taxes and hoi verifying PITI on property XXX; however, did not provide verification of HOA fees and VOM for property. Condition retained. | 11/25/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3005 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/30/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3005 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/06/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3005 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/30/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product is required and is missing |  |  | AVM provided within tolerance. Condition cleared ; Third party valuation product provided within tolerance. | 11/04/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3006 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/30/2024 | Acknowledged | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Audit used a higher housing payment for the XXX. Audit used a payment of $XXX, which was verified from the mortgage Statement in file and the association dues which were verified from the borrower's letter and bank Statement in file. Lender's figure did not include the XXX and XXX payment listed on the mortgage Statement. | XXX see revised XXX and AUS attached; For XXX I calculated XXX $XXX which results in a DTI of XXX%. XXX see attached documents. If you disagree, XXX let me know what I missed. Thanks! | 11/25/2024 | XXX approved - downgrade to B; Lender provided updated XXX/XXX/AUS with DTI of XXX% (Matches Audit DTI) , however; Client overlay MAX DTI of XXX%. Client may approve an exception waiver - waiver requests must be submitted to XXX. Condition remains.; Audited DTI of XXX% exceeds AUS DTI of XXX%; Audit reviewed Lender's response and has determined the mortgage Statement reflects a PITI payment of $XXX and HOA fees are $XXX which is total a PITIA for XXX of $XXX, resulting in an audit DTI of XXX%, which exceeds the AUS approved DTI of XXX% and tape value of XXX%. Condition retained. | 01/17/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3006 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/30/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3006 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/06/2024 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3007 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Loan Review Complete | 11/01/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 02/17/2025 | D A C |
| GCAT2025INV3007 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Loan Review Complete | 10/29/2024 | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Borrower 2 Letter of Explanation in file stating she was on unpaid maternity leave starting XXX of XXX to XXX of XXX. Unable to determine exact dates used to calculate base and overtime income. Pay History printout XX/XX/XXXX-XX/XX/XXXX, XX/XX/XXXX XXX ytd and XX/XX/XXXX ytd XXX in file however, missing documentation regarding maternity leave dates. | Per the IHSS print out, the first pay date in XX/XX/XXXX/XXX/XXX. \| \| The print out shows XXX income of XXX $XXX / XXX = $XXX \| \| XXX income of $XXX / XXX months = $XXX \| \| XXX income of $XXX / XXX = $XXX \| \| If we use the lowest income, $XXX, the \| Adjusted income is $XXX and the Adjusted DTI XXX \| | 11/21/2024 | Lender provided income documentation and explanation how income was calculated. The income documentation supports Lender's calculation. Lender was most conservative and used the lowest income for qualification. Condition cleared.; Income and Employment Meet Guidelines | 11/22/2024 | D A C |
| GCAT2025INV3007 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Loan Review Complete | 11/06/2024 | Resolved | FVAL3825 | Property | XXX Declared Disaster Dated Prior to the , After Appraisal Date | Property located in XXX Declared XXX with no subsequent property Inspection. | x | 11/18/2024 | Lender provided PCI dated XX/XX/XXXX, post Incident End date of XX/XX/XXXX and reflects there was no damage to property. Condition cleared.; Property Inspection Provided.; Property is located in a FEMA disaster area. FEMA declared XXX in a disaster area (XXX) on XX/XX/XXXX, with an end date of XX/XX/XXXX. The appraisal in file is dated XX/XX/XXXX. Please provide Post Disaster Inspection report. | 11/19/2024 | D A C |
| GCAT2025INV3007 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Loan Review Complete | 10/29/2024 | Resolved | FCRE1182 | Credit | Approval/Underwriting Summary Not Provided | Missing Approval/Underwriting Summary. XXX missing from the file. | XXX \| | 11/13/2024 | Lender provided the Loan Transmittal Summary form 1008. Condition cleared.; Approval/Underwriting Summary is fully present; Condition cleared as we have received the XXX. ; Missing Approval/Underwriting Summary. | 11/19/2024 | D A C |
| GCAT2025INV3007 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Loan Review Complete | 10/29/2024 | Resolved | FCRE1185 | Credit | AUS Partially Provided | AUS Partially Provided XXX recommendation of Approve/Ineligible not acceptable per Investor. | AUS | 11/13/2024 | Condition cleared as we have received updated AUS approved. ; AUS is not incomplete; AUS Partially Provided | 11/19/2024 | D A C |
| GCAT2025INV3007 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Loan Review Complete | 11/01/2024 | Resolved | finding-3430 | Compliance | Qualified Mortgage XXX Threshold | Duplicate to XXX. This loan does not qualify for a XXX level of compliance with the qualified mortgage rule. (XXX XXX §XXX(b) (XXX) , (e) (XXX)) This loan does not qualify for a XXX. The loan has an XXX of XXX%. The XXX threshold to qualify for a XXX is XXX%.A creditor or assignee of a qualified mortgage, that is not a higher-priced covered transaction, complies with the repayment ability requirements of paragraph (c) of this section. A creditor or assignee of a qualified mortgage, that is a higher-priced covered transaction, is presumed to comply with the repayment ability requirements of paragraph (c) of this section.Higher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the is set by XXX or more percentage points for a first-lien covered transaction, or by XXX or more percentage points for a subordinate-lien covered transaction. | Response | 11/13/2024 | Loan meets the HPML requirements. Condition cleared. ; Sent to compliance. | 11/14/2024 | D A C |
| GCAT2025INV3007 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Loan Review Complete | 10/29/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2024 | D A C |
| GCAT2025INV3007 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Loan Review Complete | 10/29/2024 | Resolved | FCRE1206 | Credit | All Interested Parties Not Checked with Exclusionary Lists | All Interested Parties Not Checked with Exclusionary Lists. |  |  | Fraud Report received with no red flags. Condition Cleared.; All Interested Parties Checked against Exclusionary Lists | 11/06/2024 | D A C |
| GCAT2025INV3008 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% | XXX see attached AUS, XXX and income worksheet. Our DTI is XXX%, could you XXX share your calculations so I can pinpoint the discrepancy? Thanks! | 12/22/2024 | Lender provided updated AUS, XXX and income calculator. Audit re-calculated income and debt ratios and has determined the audit DTI of XXX% is within tolerance of the updated AUS approved DTI of XXX%. Condition cleared.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3008 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 11/01/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM provided within tolerance. Condition cleared ; Third party valuation product provided within tolerance. | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3008 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 11/06/2024 | Resolved | FVAL3825 | Property | XXX Declared Disaster Dated Prior to the , After Appraisal Date | Property located in XXX Declared XXX with no subsequent property Inspection. | x | 11/18/2024 | Lender provided the Post Disaster inspection for the subject property dated XX/XX/XXXX showing no damage. Condition cleared. ; Property Inspection Provided.; Property is located in a FEMA disaster area. FEMA declared XXX in a disaster area (XXX) on XX/XX/XXXX, with no end date. The appraisal in file is dated XX/XX/XXXX. Please provide Post Disaster Inspection report. | 11/19/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3008 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/30/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3008 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/05/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3009 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/29/2024 | Resolved | FCOM1224 | Compliance | XXX Rider is Missing | XXX Rider is Missing XXX Rider is Missing | X; Title response | 01/02/2025 | Lender provided corrected appraisal on form XXX, correcting subject property from Condominium to SFR detached. A condominium is not required on single family detached properties. Condition cleared.; The Condo Rider is Present; Condo Rider is Missing; Audit reviewed Lender's response and has determined the subject property is a detached Condo, requiring a Condo rider. Condition retained. | 01/03/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3009 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/29/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | Fraud Report received with no red flags. Condition Cleared.; HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/06/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3009 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/29/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 11/06/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3010 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 11/06/2024 | Resolved | FCRE1203 | Credit | Potential Fraud Reflected on Fraud Report | Potential Fraud Reflected on Fraud Report | Provide additional detail and what we are reviewing for XXX | 12/27/2024 | Audit reviewed Lender's response and has determined the red flags for potential conflict of interest for similar name in transaction is due to fraud report being obtained after the subject loan closing; therefore, the Borrower's are pulling as the XXX and current owner of property. In addition, all properties reflected on the fraud report were disclosed on the XXX. Condition cleared.; Potential Fraud Reflected on Fraud Report is Resolved or None Exists | 12/30/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3010 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 11/06/2024 | Resolved | FCRE1204 | Credit | Fraud Report Shows Uncleared Alerts | Fraud Report Shows Uncleared Alerts | Provide additional information so we can address the issue, XXX | 12/27/2024 | Audit reviewed Lender's response and has determined the red flags for potential conflict of interest for similar name in transaction is due to fraud report being obtained after the subject loan closing; therefore, the Borrower's are pulling as the XXX and current owner of property. In addition, all properties reflected on the fraud report were disclosed on the XXX. Condition cleared.; All Fraud Report Alerts have been cleared or None Exist | 12/30/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3010 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/29/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Fraud report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/30/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3010 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/29/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/05/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3011 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/31/2024 | Acknowledged | FCRE1176 | Credit | HO6 Insurance Policy Effective Date is after the | XXX Insurance Policy Effective Date of XX/XX/XXXX is after the of XX/XX/XXXX The effective date can be the same as the disbursement date, so this is invalid. | XXX escalate to buyer; Borrowers do not own the home until loan disburses which is XX/XX/XXXX (the effective date of the H06). XXX clear exception | 11/12/2024 | PCI received - showing no damage - used for Hazard Ins gap - condition cleared; Audit reviewed Lender's response and has determined insurance in effect at the time of the is a client requirement for properties not in dry funding States. Subject property is in Texas, which is not a dry funding State. XXX to review. Condition retained.; Audit reviewed Lender's response and has determined insurance in effect at the time of the is required. Condition retained. | 01/21/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3011 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/31/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report XXX provide this report as it is required to be in the file, also clear any high alerts found. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/07/2024 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3011 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 11/05/2024 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3012 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/17/2024 | Resolved | FVAL3825 | Property | XXX Declared Disaster Dated Prior to the , After Appraisal Date | Property located in XXX Declared XXX with no subsequent property Inspection. | PDI | 01/06/2025 | Lender provided PDI dated XX/XX/XXXX, post Incident End date of XX/XX/XXXX and reflects there was no damage to property. Condition cleared.; Property Inspection Provided.; Property located in FEMA Declared Disaster Area with no subsequent property Inspection. Property located in FEMA Declared Disaster Area on XX/XX/XXXX with an end date of XX/XX/XXXX due to XXX. Loan was completed with an appraisal waiver, missing required PDR. | 01/07/2025 | D B C A |
| GCAT2025INV3012 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/03/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/19/2024 | D B C A |
| GCAT2025INV3012 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/03/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | D B A C |
| GCAT2025INV3012 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/03/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received - within tolerance - cleared | 12/17/2024 | D B C A |
| GCAT2025INV3012 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/03/2024 | Resolved | FCRE5770 | Credit | Borrower 1 Credit Report is Missing | Borrower 1 Credit Report is Missing. | XXX see attached | 12/11/2024 | Lender provided Borrower's credit report. Condition cleared.; Borrower 1 Credit Report is not missing. | 12/12/2024 | D B A C |
| GCAT2025INV3012 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/03/2024 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. B Grade |  |  |  |  | D B A C |
| GCAT2025INV3013 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/14/2025 | Resolved | FVAL3825 | Property | XXX Declared Disaster Dated Prior to the , After Appraisal Date | Property located in XXX Declared XXX with no subsequent property Inspection. |  |  | Lender provided PCI dated XX/XX/XXXX, post Incident End date of XX/XX/XXXX and reflects there was no damage to property. Condition cleared. | 01/28/2025 | C A |
| GCAT2025INV3013 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/04/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA received - no level XXX discrepancies - cleared ; HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | C A |
| GCAT2025INV3013 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/06/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/17/2024 | C A |
| GCAT2025INV3014 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/19/2024 | D A C |
| GCAT2025INV3014 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Resolved |  |  | Third party valuation product provided within tolerance. | 12/17/2024 | D A C |
| GCAT2025INV3014 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/16/2024 | D A C |
| GCAT2025INV3015 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/04/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year guideline requirement met D A C |
| GCAT2025INV3015 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/04/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/16/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year guideline requirement met D A |
| GCAT2025INV3016 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/04/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3016 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/04/2024 | Resolved | FCRE1173 | Credit | HO6 Master Insurance Policy is Missing | Missing XXX XXX unable to locate XXX Insurance Policy | XXX see attached | 12/11/2024 | Lender provided master insurance XXXcy. Condition cleared.; HO-XXX Master Insurance XXXcy is fully present | 12/12/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3017 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/17/2024 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agreed with audit - cleared; HMDA discrepancy noted: Audit value address XXX vs Lender value XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 01/14/2025 | C A B |
| GCAT2025INV3017 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | C A |
| GCAT2025INV3018 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/17/2024 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agreed with audit - cleared; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: XXX vs XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 01/14/2025 | D A B |
| GCAT2025INV3018 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 12/17/2024 | D A C |
| GCAT2025INV3018 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2024 | Resolved | FCRE7496 | Credit | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Monthly property tax for the subject property was estimated on the XXX and LP Findings as $XXX, the Final 1003 indicates $XXX. The property is new construction and an estimate of taxes going forward was not found. An assessment of $XXX by XXX was found in the file but was not included in the borrower's XXX, the document shows a payment schedule. | The Final 1003 shows $XXX. The $XXX is from the initial XXX. Appraisal shows $XXX/yr or $XXX/mth. \| Tax Cert shows $XXX/yr or $XXX/mth \| \| If using the largest amount of $XXX, the new XXX is $XXX New total debt is $XXX increasing DTI from XXX% to XXX% which is within tolerance | 12/11/2024 | Lender provided tax certificate verifying XXX taxes for subject property. Condition cleared. | 12/12/2024 | D A |
| GCAT2025INV3019 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/19/2024 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agrees with audit - condition cleared; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 01/14/2025 | D A B C |
| GCAT2025INV3019 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2024 | Resolved | FCRE1385 | Credit | Borrower XXX CPA Letter Missing | Borrower XXX CPA Letter Missing CPA missing for borrower XXX. | XXX see attached | 12/27/2024 | Lender provided VOB, which meets AUS requirements. Condition cleared.; Borrower XXX CPA Letter Provided or Not Applicable (Number of Borrowers equals XXX) | 12/31/2024 | D A C |
| GCAT2025INV3019 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2024 | Resolved | FCRE1355 | Credit | Borrower 2 CPA Letter Missing | Borrower 2 CPA Letter Missing CPA missing for Borrower 2. | XXX see attached | 12/27/2024 | Lender provided VOB, which meets AUS requirements. Condition cleared.; Borrower 2 CPA Letter Provided or Not Applicable (Number of Borrowers equals XXX) | 12/31/2024 | D A C |
| GCAT2025INV3019 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2024 | Resolved | FVAL3825 | Property | XXX Declared Disaster Dated Prior to the , After Appraisal Date | Property located in XXX Declared XXX with no subsequent property Inspection. Property located in XXX Declared XXX with no subsequent property Inspection. | x | 12/19/2024 | Lender provided PCI dated XX/XX/XXXX, post Incident End date of XX/XX/XXXX and reflects there was no damage to property. Condition cleared.; Property Inspection Provided. | 12/20/2024 | D A C |
| GCAT2025INV3019 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 12/19/2024 | D A C |
| GCAT2025INV3019 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud report missing. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | D A C |
| GCAT2025INV3019 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX score of XXX exceeds the max score of XXX. |  |  | Third party valuation product provided within tolerance. | 12/17/2024 | D A C |
| GCAT2025INV3020 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Curative | 12/05/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3020 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Curative | 12/03/2024 | Resolved | finding-3430 | Compliance | Qualified Mortgage XXX Threshold | This loan does not qualify for a XXX level of compliance with the qualified mortgage rule. (XXX XXX §XXX(b) (XXX) , (e) (XXX)) This loan does not qualify for a XXX. The loan has an XXX of XXX%. The XXX threshold to qualify for a XXX is XXX%.A creditor or assignee of a qualified mortgage, that is not a higher-priced covered transaction, complies with the repayment ability requirements of paragraph (c) of this section. A creditor or assignee of a qualified mortgage, that is a higher-priced covered transaction, is presumed to comply with the repayment ability requirements of paragraph (c) of this section.Higher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the is set by XXX or more percentage points for a first-lien covered transaction, or by XXX or more percentage points for a subordinate-lien covered transaction. | QM | 12/15/2024 | ; Non QM | 12/15/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3021 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/04/2024 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | The following documentation was not found in the file, XXX provide: - XXX - Evidence property owned XXX at time of loan application, evidence of taxes, insurance and HOA fee or letter from borrower stating there is non - Provide a signed letter from the borrower stating there are no HOA fees for the following: - XXX XXX - XXX XXX - XXX XXX | Regarding XXX XXX: XXX see property profile confirming XXX and verifying the property taxes. The XXX Schedule E confirms insurance of $XXX per month. ; XXX see attached | 02/26/2025 | Lender provided property profile report for property XXX, reflecting a previous mortgage what was paid in full per credit report and schedule E supports property is owned free and clear. The property profile report verifies taxes and schedule E verifies insurance on property. Condition cleared.; Lender provided LOE reflecting no HOA fees on properties XXX, XXX, XXX, and XXX; however, did not provide documentation to verify taxes and insurance for property XXX and the property is owned free and clear. Condition retained. | 02/27/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3021 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/19/2024 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agrees with audit - cleared; HMDA discrepancy noted: Audit ULI XXX vs Lender value XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3021 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/04/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3021 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/04/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report A Third Party Fraud Report was not found, XXX provide. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3021 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/04/2024 | Resolved | FCRE3605 | Credit | Asset Documents are Incomplete | Asset Documents are Incomplete: - Source of large deposit in the amount of $XXX into account ending in #XXX on XX/XX/XXXX was not found. - Large deposit in the amount of $XXX into #XXX on XX/XX/XXXX appears to be an insurance payment on a property owned by the borrower, unable to identify which property is associated with the claim and if a rental property income would be affected. | Both deposits $XXX & $XXX are coming from XXX damage claim for XXX. The Claim #XXX from the $XXX check matches the claim doc # that shows the $XXX. It appears the damage claims are being paid in multiple stages | 12/11/2024 | Lender provided copy of check from insurance company in the amount of $XXX and cop of letter from insurance company for the payment of $XXX, sourcing large deposits. Condition cleared. | 12/12/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3022 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/19/2024 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX Discrepancy Noted: The following XXX Discrepancy(s) have been noted: Audit XXX vs Lender XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | Agreed | 01/07/2025 | Lender agreed with audit value. Condition cleared.; Lender agreed with audit value. Condition cleared.; Lender agreed with audit value. Condition cleared. | 01/08/2025 | D A B |
| GCAT2025INV3022 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/08/2025 | D A C |
| GCAT2025INV3022 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | D A |
| GCAT2025INV3023 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/04/2024 | Resolved | FCRE1335 | Credit | Borrower 1 XXX Transcripts Missing | Borrower 1 XXX Transcripts Missing XXX Tax Returns are in the file and schedule E was utilized to justify rental income for XXX properties, XXX transcripts indicate no record found, a signed XXX tax return was not found in the file. XXX provide the transcript for XXX returns And/or LOE why no record was found. | We acknowledge the reviewer's comments. The XXX transcript was ordered on XXX/XXX at which time no return has been filed. The file includes the XXX along with a signed XXX which is acceptable in lieu of signed returns. It's likely the borrower's had an extension until XXX/XXX which is why the returns didn't show on the transcripts yet. \| | 12/19/2024 | Audit reviewed Lender's response and has determined the signed XXX-C is in the loan file and IRS documentation on page XXX of the loan file verifies the XXX tax return was received by the IRS, which meets FNMA requirements for documentation that can be used in lieu of signature on tax return. Condition cleared.; Borrower 1 IRS Transcripts Provided | 12/20/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3023 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/04/2024 | Resolved | FCRE1316 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing, XXX provide. | XXX see attached | 12/11/2024 | Lender provided VVOE dated within XXX business days of the. Condition cleared.; Borrower 1 3rd Party VOE Prior to Close Was Provided | 12/20/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3023 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/04/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3023 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/04/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide a Third Party Fraud Report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3023 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/04/2024 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Provide evidence of XXX and HOA fee for the following property: - XXX | XXX see attached | 12/11/2024 | Lender provided verification of HOA fee for property XXX. Condition cleared. | 12/12/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3024 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/04/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3025 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FPRO0951 | Property | XXX Approval Missing | XXX Approval Missing. XXX approval is Missing | Per XXX item #XXX the loan is approved for a Limited Review. XXX see attached. | 12/19/2024 | Lender provided HOA questionnaire and limited approval, which meets AUS requirements. Condition cleared.; Condo Approval is provided. | 12/20/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3025 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3025 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product not available at time of review. |  |  | Third party valuation product provided within tolerance. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3026 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | C A |
| GCAT2025INV3027 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/04/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 02/17/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3027 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/04/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. No XXX score listed on XXX report |  |  | Third party valuation product provided within tolerance. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3028 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FCRE1347 | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing Reviewer did not locate verification of Self Employment as required by selling guide: The lender must verify the existence of the borrower's business within XXX calendar days prior to the from a third party, such as a CPA, regulatory agency, or the applicable licensing XXX, if possible; or by verifying a phone listing and address for the borrower's business using a telephone book, the internet, or directory assistance. The lender must document the source of the information obtained and the name and title of the lender's employee who obtained the information. | XXX see attached | 02/03/2025 | Lender provided XXX Secretary of State dated within XXX days of the verifying Borrower's XXX self-employment. Condition cleared.; Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals XXX) | 02/04/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3028 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FPRO0951 | Property | XXX Approval Missing | XXX Approval Missing. XXX Approval is Missing. | Per XXX cert item #XXX a limited review is allowed. XXX see attached | 12/19/2024 | Lender provided Condo Questionnaire Short Form, which meets AUS requirements for Limited review. Condition cleared.; Condo Approval is provided. | 12/20/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3028 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3029 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/04/2024 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing evidence of HOA dues for property at XXX. If not applicable, an LOE stating no HOA dues is required. | No HOA fees | 02/06/2025 | Lender provided a Property Detail Report and Processor Certification stating property XXX does not have HOA fees. Audit property search supports property does not have HOA fees. Condition cleared.; Borrower 1 Credit Report is not partially present. | 02/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3029 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/04/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3029 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/04/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3029 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FCRE1159 | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. | HOI | 12/15/2024 | Audit reviewed Lender's response and has determined the insurance is in effect the same day as disbursement date of XX/XX/XXXX. Condition cleared.; Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Disbursement Date of XX/XX/XXXX Or Hazard Insurance Effective Date Is Not Provided. | 12/16/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3030 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/04/2024 | Resolved | FCRE6019 | Credit | Borrower 1 Citizenship Documentation not provided | Borrower 1 Citizenship Documentation Is Missing Borrower is a XXX and only XXX for petition for a XXX worker provided in file. An actual XXX visa has not been provided. | The borrower's XXX Visa is approved. The Agencies do not specify the documentation that is required, they only require that the borrower be in the XXX. | 12/19/2024 | Lender provided I797A form, which meets AUS and FNMA requirements. Condition cleared.; Borrower 1 Citizenship Documentation Provided or Not Required | 12/20/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3030 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/04/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3030 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/06/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3031 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/04/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3032 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/05/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | C A |
| GCAT2025INV3032 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/06/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/17/2024 | C A |
| GCAT2025INV3033 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3034 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3035 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/19/2024 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agrees with audit - cleared; HMDA discrepancy noted: Audit ULI XXX vs Lender value XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% A |
| GCAT2025INV3035 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FVAL3825 | Property | XXX Declared Disaster Dated Prior to the , After Appraisal Date | Property located in XXX Declared XXX with no subsequent property Inspection. XXX declared XXX in a XXX (XXX) on XX/XX/XXXX, with a XXX date of ____. The appraisal in file is dated XX/XX/XXXX and shows no damage, however the appraisal date is prior to the XXX XXX date. A Post Disaster Inspection is required. | x | 12/24/2024 | Received DIR verifying no damages, condition cleared. ; Property Inspection Provided. | 12/26/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% A |
| GCAT2025INV3035 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% A |
| GCAT2025INV3036 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/06/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3037 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3037 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/04/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3038 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/04/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% A |
| GCAT2025INV3038 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/04/2024 | Resolved | FCRE7495 | Credit | Verification of Borrower Liabilities Missing or Incomplete | Per final application the borrower pays XXX. Missing proof of required payment and the number of months remaining using the divorce decree, separation agreement, or any other written legal agreement. Provide proof of require payment amount and proof of months remaining. | LOX | 12/18/2024 | Lender provided email correspondence from Borrower indicating the $XXX is for their son's preschool and that she is XXX with XXX children and no previous relationships or court ordered child support. Condition cleared. | 12/19/2024 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% A |
| GCAT2025INV3039 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/10/2024 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | affiliate | 01/10/2025 | Lender provided Affiliated Business Disclosure. Condition cleared.; Required Affiliated Business Disclosure Resolved | 01/13/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3039 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/05/2024 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). Evidence of Appraisal Delivery to borrower is missing. | Apprsl dlvr | 12/16/2024 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared.; Evidence of appraisal delivery provided. | 01/13/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3039 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/05/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3039 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/05/2024 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. XXX). Missing VOM for XXX – XXX XXX). Document the new XXX for the XXX - XXX. - to support amount used in the AUS $XXX | XXX Closed at the same time as this loan Final CD escrowed $XXX | 12/16/2024 | Lender provided final CD for XXX of new XXX at XXX verifying PITIA of $XXX. This was a new XXX; therefore, a VOM would not be required. Condition cleared.; Borrower 1 Credit Report is not partially present. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3040 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3040 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report The Third Party Fraud Report is missing from the file. Provide the Third Party Fraud Report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3041 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/04/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3042 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/06/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3042 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/04/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3042 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/04/2024 | Resolved | FCRE6019 | Credit | Borrower 1 Citizenship Documentation not provided | Borrower 1 Citizenship Documentation Is Missing | Per the XXX's the borrower is a XXX. XXX find the XXX Act form attached. | 12/11/2024 | Lender provided completed Patriot Act form reflecting a Driver's License was used to identify the Borrower. Condition cleared.; Borrower 1 Citizenship Documentation Provided or Not Required | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3043 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/05/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided.; HMDA review completed, no Level XXX findings noted, condition cleared. | 12/19/2024 | C A |
| GCAT2025INV3044 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/05/2024 | Resolved | FVAL3825 | Property | XXX Declared Disaster Dated Prior to the , After Appraisal Date | Property located in XXX Declared XXX with no subsequent property Inspection. XXX declared XXX in a XXX (XXX - XXX) on XX/XX/XXXX, with a XXX date of XX/XX/XXXX. The appraisal in file is dated XX/XX/XXXX and shows no damage, however the appraisal date is prior to the XXX XXX date. A Post Disaster Inspection is required. | x | 12/24/2024 | Fema disaster report received and verifies no damages. Condition cleared. ; Property Inspection Provided. | 12/26/2024 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3044 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/05/2024 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing The ABA disclosure is missing from the loan file. | Affiliate | 12/19/2024 | Lender provided attestation of no affiliates. Condition cleared.; Required Affiliated Business Disclosure Resolved | 12/20/2024 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3044 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/05/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3044 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/05/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided and is missing. |  |  | Third party valuation product provided within tolerance. | 12/17/2024 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3045 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | C A |
| GCAT2025INV3046 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3046 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report The loan file is missing the Third Party Fraud Report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3047 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3048 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/19/2024 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX Discrepancy Noted: The following XXX Discrepancy(s) have been noted: Audit XXX vs Lender XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | Agreed | 01/07/2025 | Lender agreed with audit value. Condition cleared.; Lender agreed with audit value. Condition cleared.; Lender agreed with audit value. Condition cleared. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3048 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/06/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3048 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/06/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report The lender requires a Third Party Fraud Report. The file is missing the Third Party Fraud Report. Provide the Third Party Fraud Report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided; Missing Third Party Fraud Report The lender requires a Third Party Fraud Report. The file is missing the Third Party Fraud Report. Provide the Third Party Fraud Report. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3048 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/06/2024 | Resolved | FCRE1316 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing A XXX-day pre-closing verification (XXX-day XXX) is required for the borrower. The file is missing the XXX-day XXX. Provide the required XXX-day XXX. | XXX was used as VOE dated XXX days before closing. | 12/11/2024 | Lender provided pay stub dated XX/XX/XXXX, which is dated within XXX days of the consummation date, and meets AUS and Freddie Mac requirements for use as a VVOE. Condition cleared.; Borrower 1 3rd Party VOE Prior to Close Was Provided; Borrower 1 3rd Party VOE Prior to Close Missing A XXX-day pre-closing verification (XXX-day PCV) is required for the borrower. The file is missing the XXX-day PCF. Provide the required XXX-day PCV. | 12/12/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3049 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/19/2024 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agreed with audit - cleared; HMDA discrepancy noted: Audit ULI XXX vs Lender value XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3049 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FCOM1233 | Credit | The Final 1003 is Incomplete | The Final 1003 is Incomplete The final application reflects that the borrower is owner with over XXX% ownership of XXX and XXX. Per XXX in the file the borrower does not own any portion of the business. The file contains a XXX for the business and it reflects another party is XXX% owner. The file contains XXX and W2 for income verification for this income. | XXX see revised XXX attached | 12/24/2024 | Lender provided a revised XXX showing no ownership in XXX and XXX. Condition cleared. ; The Final 1003 is Present | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3049 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | Resolved as we have received the updated XXX application. ; HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/26/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3049 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3049 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing primary property, XXX mortgage Statement to verify P&I payment and any escrows. | XXX see attached | 12/11/2024 | Lender provided credit report, hoi, taxes and HOA verifying PITIA on Borrower's XXX. Condition cleared. | 12/12/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3049 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FCRE5770 | Credit | Borrower 1 Credit Report is Missing | Borrower 1 Credit Report is Missing. The credit report is missing. Provide a copy of the credit used to qualify this loan. Additional conditions may apply. | XXX see attached | 12/11/2024 | Lender provided Borrower's credit report. Condition cleared.; Borrower 1 Credit Report is not missing. | 12/12/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3050 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/06/2024 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | MISSING MORTGAGE Statement/Housing expenses to validate total XXX at XXX and XXX property at XXX | Supporting docs | 02/14/2025 | Lender provided mortgage Statement for properties XXX and XXX verifying mortgage payments include escrows for both taxes and insurance. The fraud report reflects tax information for property XXX supporting escrows include both taxes and insurance. Condition cleared. | 02/17/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3050 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/06/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3051 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/19/2024 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agrees with audit - cleared; HMDA discrepancy noted: Audit ULI XXX vs Lender value XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3051 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3051 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3052 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year work history requirement meet C A |
| GCAT2025INV3053 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3054 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Current mortgage Statement was not found for property located at XXX, provide Statement verifying payment amount includes taxes and insurance. | XXX | 02/07/2025 | Lender provided HOA Statement and mortgage Statement for property XXX verifying escrows include both taxes and insurance. Condition cleared. | 02/10/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3054 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FCRE1480 | Credit | Asset XXX Does Not Meet Guideline Requirements | Asset Record XXX Does Not Meet G/L Requirements The XX/XX/XXXX XXX accounts used as source of funds to close, bank Statements were not found in the file. XXX provide. | As long as there is verified sufficient assets within the borrower's accounts, the XXX does not need to reflect all accounts. This is not a requirement. Sufficient asset documents were provided. A AUS re-run is also not required; My response did not confirm XXX was used. I Stated the XXX accounts were used and therefore XXX Statements are not required. See attached; Not required - sufficient proof of funds to close provided on XXX Statement. XXX Statements not required | 12/24/2024 | Condition resolved as we have sufficient assets to cover all monies needed for the transaction. ; Asset Record XXX Meets G/L Requirements Or Not Applicable; The XX/XX/XXXX XXX accounts used as source of funds to close, bank Statements were not found in the file. Please provide a revised AUS/XXX/XXX. Condition maintained. ; Audit reviewed Lender's response and has determined the XXX accounts were used in qualification on the AUS. Please provide XXX months bank Statements for XXX to meet AUS requirements. Condition retained. | 12/26/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3054 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3055 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3056 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3056 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing documentation to verify XXX property Taxes and HOI unpaid balance of $XXX with monthly payment of $XXX that was included in the loan DTI. | XXX XXX \| HOI XXX $XXX/yr or $XXX (no mortgagee listed XXX) \| Flood $XXX/yr or $XXX \| Taxes XXX $XXX or $XXX - No HOA \| The XXX lists the Taxes & HOI & Flood in both sections. The HOI has no mortgagee so its XXX. $XXX & $XXX need to be removed from the XXX mortgage section. The $XXX is just the grand total of the Flood, HOI, & Taxes for the year. The loss on the XXX is only $XXX so it is counting the correct loss. | 12/16/2024 | Lender provided verification of taxes, hoi, flood and email correspondence from Borrower indicating no HOA fees. Audit confirmed from the fraud and credit report that the loan on property was paid in full in XXX and no other loans are on the property confirming property is owned free and clear. Condition cleared.; Borrower 1 Credit Report is not partially present. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3057 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/05/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3058 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/19/2024 | C A |
| GCAT2025INV3058 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | C A |
| GCAT2025INV3059 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/19/2024 | D A C |
| GCAT2025INV3059 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | D A C |
| GCAT2025INV3059 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | D A C |
| GCAT2025INV3060 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | C A |
| GCAT2025INV3061 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/17/2024 | Resolved | FCRE2900 | Credit | Borrower Non-XXX Identification Document Missing | Non XXX Borrower is missing Identification Document. | The I XXX contains all of the same information as the actual XXX. This document should suffice; XXX doc \| | 12/24/2024 | Condition cleared as we have received evidence of residency. ; Borrower Identification Document provided.; Lender provided the I 797A. Please provide the resident alien card. Condition maintained. | 12/26/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3061 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/26/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3061 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3062 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | C A |
| GCAT2025INV3062 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/17/2024 | C A |
| GCAT2025INV3063 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3064 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3064 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. An XXX is required |  |  | Third party valuation product provided within tolerance. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3065 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE1347 | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing | CPA provided a letter XXX days before closing stating XXX is open and operating. | 12/22/2024 | Lender provided a CPA letter XXX days before closing stating XXX is open and operating. Condition cleared. ; Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals XXX) | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. Two years required guideline requirements met D A C |
| GCAT2025INV3065 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. Two years required guideline requirements met D A C |
| GCAT2025INV3065 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/12/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. Two years required guideline requirements met D A C |
| GCAT2025INV3066 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year work history requirement has been met C A |
| GCAT2025INV3067 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/10/2024 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing HOA Statement for property at XXX. If not applicable an LOE stating no HOA dues is required. | Bank Statement in file shows a XXX HOA payment of $XXX which would be $XXX a month. \| | 12/22/2024 | Lender provided evidence of the HOA for the property located at XXX. Condition cleared.; Borrower 1 Credit Report is not partially present. | 12/23/2024 | C A |
| GCAT2025INV3067 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | C A |
| GCAT2025INV3068 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | C A |
| GCAT2025INV3069 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing verification of XXX taxes, insurance and HOA payment. The credit report provides the payment for the mortgage loan but the file is missing proof of the taxes, insurance and HOA payment. | REO | 12/24/2024 | Condition cleared as we have received evidence of all PITIA. | 12/26/2024 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3069 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3070 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/12/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3071 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/19/2024 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agrees with audit - cleared; HMDA discrepancy noted: Audit ULI XXX vs Lender value XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3071 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FCRE1316 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing Provide 3rd party VOE prior to closing. | XXX see attached | 12/22/2024 | Lender provided a paystub dated within XXX days prior to close. Condition cleared. ; Borrower 1 3rd Party VOE Prior to Close Was Provided | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3071 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3071 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide 3rd party fraud report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3071 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Reviewer used a lower amount for bonus income calculation based on documentation provided and a higher negative rental for subject. |  |  | Resolved base don the XXX rental income at XXX% and current new loan PITIA. ; Audited DTI of XXX% is less than or equal to AUS DTI of XXX%; Audited DTI of XXX% exceeds AUS DTI of XXX% | 12/13/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3072 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | C A |
| GCAT2025INV3073 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/27/2024 | Resolved | finding-3551 | Compliance | Post-Consummation Cure Reimbursement and Revised Closing Disclosure Delivery Date Test | na This loan failed the post-consummation cure reimbursement and revised closing disclosure delivery date test. (XXX XXX §XXX(f) (XXX) (v)) The post-consummation reason for redisclosure is "post-consummation cure for violation of tolerance/variation" or:The post-consummation revised closing disclosure delivery date is more than XXX calendar days after the consummation date, or closing / settlement date if no consummation date was provided; orThe provided reimbursement date is more than XXX calendar days after the consummation date, or closing / settlement date if no consummation date was provided.Refunds related to the XXX analysis. If amounts paid by the consumer exceed the amounts specified under §XXX(e) (XXX) (i) or (ii) , the creditor complies with §XXX(e) (XXX) (i) if the creditor refunds the excess to the consumer no later than XXX days after consummation, and the creditor complies with §XXX(f) (XXX) (i) if the creditor delivers or places in the mail corrected disclosures that reflect such refund no later than XXX days after consummation. |  |  | Audit reviewed Lender's response and has determined cure was provided within XXX days of discovery. Condition cleared. | 01/20/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3073 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/10/2024 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing documentation regarding XXX that is listed on XXX schedule E and evidence of HOA dues for all REO if applicable. | HOA; A review of the XXX Schedule E indicates that none of the rental properties has HOA dues except for XXX which reports $XXX for "dues and subscriptions". In this case we would not ask the lender to provide further verification or "No HOA" letters from the borrower. ; PRoperty sold | 01/17/2025 | Lender provided HOA Statement for property XXX. Condition cleared.; Borrower 1 Credit Report is not partially present.; Upon further review, evidence of no HOA was verified on the Schedule E for XXX. The Final 1003 shows association dues of $XXX for XXX. Please provide an HOA Statement or LOE as to what this is for. Condition maintained. ; Lender provided documentation regarding XXX that is listed on XXX schedule E as sold. Please provide evidence of HOA or no HOA for XXX. Condition maintained. | 01/20/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3073 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/11/2024 | Cured | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (XXX XXX §XXX(e) (XXX) (i)) The loan contains charges that exceed the XXX determination according to §XXX(e) (XXX) (i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXX(e) is in XXX if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXX(e) (XXX) (i). XXX Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The XXX tolerance violation in the amount of $XXX is due to increase of the Lender's Title Insurance fee from $XXX to $XXX and the addition of the $XXX XXX endorsement without valid COC. The refund of $XXX is the required cure amount after applying the Lender cure on Final CD of $XXX. Total cure listed on final CD is $XXX; cure of $XXX was applied to the increase of the recording fee. Remaining $XXX was applied to the Lender's title insurance fee. | cure | 12/26/2024 | Lender provided the PCCD,LOE, Refund and evidence of delivery. Loan will be graded a B. ; Lender provided the PCCD,LOE, Refund and evidence of delivery. Loan will be graded a B. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3073 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/10/2024 | Resolved | FCRE1159 | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. | HOI | 12/21/2024 | Lender provided the Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Disbursement Date of XX/XX/XXXX. Condition cleared. ; Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Disbursement Date of XX/XX/XXXX Or Hazard Insurance Effective Date Is Not Provided. | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3073 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3073 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/10/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3074 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/10/2024 | Resolved | FCRE2109 | Credit | Missing Lender Income Calculation Worksheet | Self-employment analysis Form XXX or equivalent for B1 (XXX XXXXX) not provided as required by the AUS findings. | XXX see attached | 12/23/2024 | Cleared as we have received the lenders income calculations. | 12/24/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3074 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3074 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/10/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/16/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3075 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3075 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing post-closing XXX provided by audit. The XXX score of XXX exceeds the XXX investor-specific limit that does not require an XXX. |  |  | Third party valuation product provided within tolerance. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3076 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/11/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order. |  |  | Third party valuation product provided within tolerance. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3076 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3077 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE6737 | Credit | Missing Letter of Explanation (Income) | Missing XXX Agreement and Spreadsheet for borrower's XXX with employer that significantly reduced the borrowers XXX total income for that year. The borrower's significant decrease in XXX pay in XXX appears to be due to a large XXX made with the company, for which the borrower was partially repaid in XXX. A Letter of Explanation regarding the large deposit was provided, however the XXX agreement and spreadsheet that the borrower identified on the large deposit letter was missing. | XXX see attached | 12/31/2024 | Lender provided LOE, XXX agreement and XXX spreadsheet. Condition cleared. | 01/02/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3077 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3077 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FVAL1039 | Property | Appraised value unsupported | XXX to order Third Party Valuation |  |  | AVM received - within tolerance - cleared | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3078 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/09/2024 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing The Affiliated Business Disclosure wasn't provided | Affiliate | 01/13/2025 | Lender provided Affiliated Business Disclosure. Condition cleared.; Required Affiliated Business Disclosure Resolved | 01/14/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A B |
| GCAT2025INV3078 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX Discrepancy Noted: The following XXX Discrepancy(s) have been noted: Audit XXX XXX vs XXX XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | Agreed | 01/07/2025 | Lender agreed with audit value. Condition cleared.; Lender agreed with audit value. Condition cleared.; Lender agreed with audit value. Condition cleared.; Lender agreed with audit value. Condition cleared.; Lender agreed with audit value. Condition cleared. | 01/08/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A B |
| GCAT2025INV3078 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 01/08/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A B |
| GCAT2025INV3079 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3080 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/06/2024 | Resolved | FCOM1621 | Compliance | Missing Initial Escrow Disclosure | Initial Escrow Account Disclosure is Missing Initial Escrow Account Disclosure Statement was identified on the Disclosure Tracking Details dated XX/XX/XXXX as a document that was provided with the Closing Docs Order, which was sent on XX/XX/XXXX. | XXX see attached | 12/22/2024 | Lender provided the initial escrow account disclosure. Condition cleared. ; Initial Escrow Account Disclosure is Resolved | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3080 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3080 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/09/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing XXX provided by audit. XXX Score of XXX is higher than the maximum of XXX allowed with no XXX. |  |  | Third party valuation product provided within tolerance. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3081 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FCRE1491 | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification Does Not Meet Guideline Requirements Lender input the XXX account with a balance of $XXX as a savings account, however this is an employee/retirement savings plan. XXX re-run the LP findings as such, follow the results, and provide updated information. ie, must provide withdraw terms to ensure you can utilize and is not associated with the borrowers termination. | XXX see attached; XXX see attached | 01/13/2025 | Lender provided updated AUS reflecting requirements for retirement account. Condition cleared.; Asset Qualification Meets Guideline Requirements; Lender provided terms of withdrawal for the XXX employer retirement savings plan; however, did not provide the updated AUS reflecting requirements for the asset. Condition retained. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3081 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3082 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/10/2024 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof of taxes, insurance and HOA for the property at XXX XXX, as the mortgage Statement does not breakout the tax and insurance. If no HOA provide letter from borrower stating no HOA. | Primary | 12/22/2024 | Cleared as we have received evidence of the missing PITIA. | 12/24/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3082 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/06/2024 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Required Affiliated Business Disclosure Missing | Affiliate | 12/23/2024 | Required Affiliated Business Disclosure Resolved | 12/24/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3082 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3082 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/10/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX is ordering an XXX. Score is XXX. |  |  | Third party valuation product provided within tolerance. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3083 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3084 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/19/2024 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agreed with audit - cleared; HMDA discrepancy noted: Audit ULI XXX vs Lender value XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 01/14/2025 | C A B |
| GCAT2025INV3084 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/19/2024 | C A |
| GCAT2025INV3085 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | C A |
| GCAT2025INV3086 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Acknowledged | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% The lender did not include the XXX XXX in the DTI. Max DTI per lender overlay is XXX%. Audited DTI of XXX% exceeds AUS DTI of XXX% The lender did not include the XXX XXX in the DTI. Max DTI per lender overlay is XXX%. | XXX/AUS/Response ; XXX see Lender's Response attached | 01/15/2025 | XXX approved DTI exception - Grade B; Audited DTI of XXX% exceeds AUS DTI of XXX% Lender provided updated XXX, XXX and AUS approving DTI of XXX%. Audit DTI of XXX% is within tolerance of the updated AUS approved DTI of XXX%; however, both Audit DTI of XXX% and updated AUS approved DTI of XXX% exceed the guideline maximum of XXX% and tape value of XXX%. XXX to review.; Audited DTI of XXX% exceeds AUS DTI of XXX% Lender provided updated XXX, XXX and AUS approving DTI of XXX%. Audit DTI of XXX% is within tolerance of the updated AUS approved DTI of XXX%; however, both Audit DTI of XXX% and updated AUS approved DTI of XXX% exceed the guideline maximum of XXX% and tape value of XXX%. XXX to review.; Audited DTI of XXX% exceeds AUS DTI of XXX% Lender provided updated XXX, XXX and AUS approving DTI of XXX%. Audit DTI of XXX% is within tolerance of the updated AUS approved DTI of XXX%; however, both Audit DTI of XXX% and updated AUS approved DTI of XXX% exceed the guideline maximum of XXX% and tape value of XXX%. XXX to review.; Audit reviewed Lender's response and has determined the variance in the audit DTI of XXX% vs Lender's DTI of XXX% is due to the rental income on the subject property. The appraisal reflects gross income of $XXX which should be reduced by the XXX% vacancy factor. The Lender offset the PITIA on the subject property reflecting zero income or loss. Audit calculation included the XXX% vacancy factor per FNMA requirement. $XXX x XXX% vacancy factor = $XXX net rent - $XXX PITIA = $XXX negative rental income for subject property. Audit calculations are as follows: $XXX negative rental income subject property + $XXX liabilities + $XXX PITIA = $XXX total debt obligation / $XXX total income both Borrower's = XXX% DTI, which exceeds AUS approved DTI of XXX% and client overlay maximum of XXX%. Condition retained.; Audited DTI of XXX% exceeds AUS DTI of XXX%; Audited DTI of XXX% exceeds AUS DTI of XXX% | 02/25/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3086 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3087 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/06/2024 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). | Appraisal ; Provided in original upload | 01/10/2025 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared.; Evidence of appraisal delivery provided.; Lender provided an Appraisal / Valuation Acknowledgment; however, did not provide verification of Borrower's receipt of appraisal. Condition retained.; The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date | 01/13/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3087 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/06/2024 | Resolved | FPRO0951 | Property | XXX Approval Missing | XXX Approval Missing. The subject is a XXX. Provide the XXX Approval. | New phase - XXX | 01/08/2025 | Lender provided verification of Condominium phase request (PAR) to Fannie Mae. Condition cleared.; Condo Approval is provided.; Condo Approval Missing. The subject is a Condo. Provide the Condo Approval. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3087 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/06/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3087 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/06/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report A Fraud Report was not in the file. Provide a Fraud Report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided; Missing Third Party Fraud Report A Fraud Report was not in the file. Provide a Fraud Report. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3088 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/24/2024 | Resolved | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% |  |  | Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 12/24/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3088 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE1491 | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification Does Not Meet Guideline Requirements Missing XXX month history for the following accounts: XXX #XXX $XXX BAL, XXX #XXX $XXX BAL & XXX #XXX $XXX BAL. | XXX see attached | 12/23/2024 | Upon further review, XXX #XXX $XXX XXX, XXX #XXX $XXX XXX & XXX #XXX $XXX XXX are certificates of deposit. Condition cleared. ; Asset Qualification Meets Guideline Requirements; Asset Qualification Does Not Meet Guideline Requirements Missing two month history for the following accounts: XXX #XXX $XXX XXX, XXX #XXX $XXX XXX & XXX #XXX $XXX XXX. | 12/24/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3088 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3089 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/11/2024 | Resolved | FVAL1039 | Property | Appraised value unsupported | XXX to order Third Party Valuation |  |  | CU score < XXX - TPV not required - condition cleared | 03/05/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3089 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. no XXX information in file |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3090 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3091 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/12/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3092 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/12/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3092 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided or Not Provided Within Tolerance. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3093 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. no XXX information in file |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | C A |
| GCAT2025INV3093 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/11/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/17/2024 | C A |
| GCAT2025INV3094 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/17/2024 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3095 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/07/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3096 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/07/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3097 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE1148 | Credit | Title Coverage is Less than Subject Lien | Title Coverage Amount of $XXX is Less than Total Amount of Subject Lien $XXX A revision to the preliminary title policy or final title policy indication coverage of $XXX was not found, XXX provide. | Title policy | 03/04/2025 | Title Coverage Amount of $XXX is equal to or greater than Total Amount of Subject Lien $XXX | 03/04/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3097 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Evidence of HOA fee or signed letter from borrower stating there is none was not found in the file property XXX, XXX provide. | XXX see attached | 01/06/2025 | Lender provided LOE from Borrower, indicating no HOA fees on property XXX. Condition cleared. | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3097 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE9785 | Credit | XXX Contract is Incomplete | is XXX but XXX Contract Doc is Incomplete The contract is $XXX but the Final CD reflects $XXX, an executed addendum to the contract increasing the was not found, XXX provide. | XXX see attached | 12/22/2024 | Lender provided the contract addendum signed by the borrower and seller in the amount of $XXX. Condition cleared. ; XXX Contract Doc is complete. | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3097 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3098 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/11/2024 | Resolved | FCRE9549 | Credit | Missing Credit Report Supplement | Borrower credit inquiry letter States an account was opened with XXX ON XX/XX/XXXX, ACCOUNT INCLUDED ON THE CREDIT REPORT OPENED XXX/XXX, no evidence found in the file verifying new account is $XXX balance, XXX provide. | Credit Report dated XX/XX/XXXX in file. Top of page XXX shows the newly opened XXX on XXX/XXX with $XXX Balance. Below that in the New Inquiries section shows XXX is XXX. | 12/22/2024 | Lender provided inquiry showing debt opened and shows no balance. The Credit Report dated XX/XX/XXXX in file, top of page XXX shows the newly opened XXX on XX/XX/XXXX with $XXX Balance. Below that in the New Inquiries section shows XXX is XXX. Condition cleared. | 12/23/2024 | D A |
| GCAT2025INV3098 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | D A C |
| GCAT2025INV3099 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/06/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3100 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. no XXX information in file |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3101 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/09/2024 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). | Apprsl | 12/21/2024 | Lender provided evidence of receipt of the appraisal at least XXX-business days prior to the consummation date. Condition cleared. ; Evidence of appraisal delivery provided. | 12/23/2024 | C A B |
| GCAT2025INV3101 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | C A B |
| GCAT2025INV3102 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/11/2024 | Resolved | FCRE1178 | Credit | Other Property Insurance Policy Effective Date is after the Disbursement date | Other Property Insurance Policy Effective Date of XX/XX/XXXX is after the of XX/XX/XXXX The Policy is effective prior to the disbursement date. | HOI Policy effective date of XX/XX/XXXX is XXX days prior to loan funding. Borrowers do not take ownership of a home until loan funds therefore property was insured before disbursement | 12/22/2024 | Property in dry fund State (CA) - Hazard Insurance in effect at Disbursement date is acceptable. Condition Cleared.; Per XXX guidelines the hazard insurance XXXcy must be effective on or before the closing date. XXX has defined the closing date at the. | 12/26/2024 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3102 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3102 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/11/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3103 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3104 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3105 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/06/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3106 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3106 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3107 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX provide as required. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3108 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/06/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3109 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/19/2024 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agreed with audit - cleared; HMDA discrepancy noted: Audit ULI XXX vs Lender value XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3109 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% by more, than XXX%. Primary: $XXX Other Liabilities: $XXX.Net Rental Loss Subject: $XXX, Total Liabilities: $XXX. Borrower Income: $XXX, Co Borrower Income: $XXX Total Income: $XXX. XXX provide a revised AUS. Additional conditions may apply | XXX see revised AUS | 12/26/2024 | Lender provided a revised AUS. DTI within tolerance. Condition cleared. ; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3109 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX Firm will Order. |  |  | Third party valuation product provided within tolerance. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3109 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing evidence of HOA or no HOA on the borrower's XXX. | As it applies to HOA dues, our internal process is to look at the address and other documentation in the file. If nothing indicates a XXX or XXX (ex. Unit number) we typically will not request verification of HOA. | 12/22/2024 | Borrower 1 Credit Report is not partially present. | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3109 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3109 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Duplicate |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3110 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | C A |
| GCAT2025INV3111 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/06/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3112 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX provide required information. |  |  | HMDA Data Tape Provided. | 12/19/2024 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3113 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3114 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing documentation that property at XXX XXX is owned XXX. Missing documentation of homeowners insurance for property at XXX. Missing HOA Statements for all properties. If not applicable and LOE stating no HOA dues is required. | XXX see attached | 01/10/2025 | Lender provided Loan Modification verifying property XXX was combined with mortgage on subject property. When the loan was paid off for the subject property, the loan on property XXX was paid off, verifying property is owned free and clear. Lender also provided Loan Statement for property XXX, indicating property is commercial property and would not require any additional documentation, which is supported by the schedule E. The schedule E supports REO properties do not have HOA fees. Condition cleared.; Borrower 1 Credit Report is not partially present. | 01/13/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3114 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3114 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3115 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/12/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3116 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Provide as required. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3116 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/12/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/19/2024 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3117 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FVAL3825 | Property | XXX Declared Disaster Dated Prior to the , After Appraisal Date | Property located in XXX Declared XXX with no subsequent property Inspection. | x | 12/24/2024 | Condition cleared as we have received the missing disaster cert dtd XX/XX/XXXX; Property Inspection Provided. | 01/13/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3117 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3117 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FVAL1039 | Property | Appraised value unsupported | XXX to order Third Party Valuation |  |  | AVM received - within tolerance - cleared | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3118 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3119 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. C A |
| GCAT2025INV3120 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE1334 | Credit | Borrower 1 Executed XXX Missing | Borrower 1 Executed XXX Missing XXX provide. | XXX see attached | 01/06/2025 | Lender provided signed XXX-C. Condition cleared.; Borrower 1 Executed XXX-T Provided | 01/07/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3120 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX provide necessary information. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3121 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order. |  |  | CCA received - within tolerance - cleared | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3121 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3122 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/12/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3122 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/12/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3123 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/09/2024 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Required Affiliated Business Disclosure Missing | Affiliate | 01/07/2025 | Lender provided attestation of no affiliates. Condition cleared.; Required Affiliated Business Disclosure Resolved | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3123 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. no XXX information in file |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3123 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/09/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. no third party valuation in file. |  |  | Third party valuation product provided within tolerance. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3124 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FVAL3825 | Property | XXX Declared Disaster Dated Prior to the , After Appraisal Date | Property located in XXX Declared XXX with no subsequent property Inspection. Property located in XXX Declared XXX on XX/XX/XXXX with an end date of XX/XX/XXXX with no subsequent property Inspection. Appraisal was completed XX/XX/XXXX after the start date and prior to the end date. | PDI | 01/22/2025 | Lender provided PDI dated XX/XX/XXXX, post Incident End date of XX/XX/XXXX and reflects there was no damage to property. Condition cleared. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3124 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/11/2024 | Resolved | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (XXX XXX §XXX(e) (XXX) (i)) The loan contains charges that exceed the XXX determination according to §XXX(e) (XXX) (i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXX(e) is in XXX if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXX(e) (XXX) (i). | Final Fees fall within XXX% tolerance | 12/22/2024 | Cleared as we have received the valid COC for the title fee increases. ; Cleared as we have received the valid COC for the title fee increases. ; TILA 130b Cure required: Cure of $XXX required for increase in Title - Endorsement fee. Fee increased from $XXX to $XXX without valid COC or cure. Cure requirements include PCCD, LOE, copy of refund check, and proof of mailing | 12/24/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3124 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3124 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/06/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report missing from file |  |  | Fraud Report received with no red flags. Condition Cleared.; Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3125 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/12/2024 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). Missing evidence borrower receiveed copy of appraisal report at or prior to loan consummation. | Apprsl; Provided in original file | 01/13/2025 | Lender provided verification of the date appraisal was provided to the Borrower. Condition cleared.; Evidence of appraisal delivery provided.; Lender provided an appraisal acknowledgment; however, did not provide verification of Borrower's receipt of appraisal prior to or at closing. Condition retained. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3125 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/12/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3125 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/12/2024 | Resolved | FVAL1039 | Property | Appraised value unsupported | XXX to order XXX/XXX. |  |  | AVM received - within tolerance - cleared | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3126 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/12/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3127 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3128 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. No XXX information provided. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3128 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX firm will order |  |  | Third party valuation product provided within tolerance. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3128 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing fraud report from the file. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3129 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3129 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation not available at time of review. |  |  | Third party valuation product provided within tolerance. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3130 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. no XXX information in file |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3130 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FVAL1039 | Property | Appraised value unsupported | XXX to order Third Party Valuation |  |  | AVM received - within tolerance - cleared | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3131 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year guideline requirement D A C |
| GCAT2025INV3131 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year guideline requirement D A |
| GCAT2025INV3132 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | The HOI amount for XXX has not been documented | Verbiage in the exception reads condition cleared. Can we get this cleared?; HOI | 12/23/2024 | Lender provided the HOI amount for XXX. Condition cleared. | 12/24/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3132 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3133 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | D A C |
| GCAT2025INV3133 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/10/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | D A |
| GCAT2025INV3134 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3135 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3135 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product not available at time of review. |  |  | Third party valuation product provided within tolerance. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3136 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | C A |
| GCAT2025INV3136 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/10/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/17/2024 | C A |
| GCAT2025INV3137 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | D A C |
| GCAT2025INV3137 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report (only the page with the Loan Participant Analysis is in the file) |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | D A |
| GCAT2025INV3138 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Evidence of XXX and HOA, if any, for XXX was not provided. Evidence of HOA, if any, for XXX and XXX was not provided. | XXX XXX; HOA response | 01/02/2025 | Lender provided mortgage loan Statement for XXX verifying mortgage payment includes escrows and provided taxes for property supporting escrows include both taxes and insurance. Condition cleared.; Lender provided LOE form Borrower indicating there are no HOA fees on properties XXX, XXX and XXX; however, did not provide documentation to verify PITI on property XXX. Condition retained. | 01/03/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3138 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3138 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report A Third party fraud report was not provided. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3139 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3140 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% The lender included rental income of $XXX.XX/XX/XXXXvs using rental loss of $XXX. It appears the lender did not utilize the XXX% vacancy factor, resulting in an excessive DTI. | XXX see revised docs attached; See attached. We did not include rental income from XXX. Can you provide your breakdown to show how you came to XXX% DTI? | 01/22/2025 | Lender provided updated XXX and AUS approving DTI of XXX%. Audit DTI of XXX% is within tolerance of the updated AUS approved DTI of XXX%. Condition cleared.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX%; Audit reviewed Lender's response and has determined the XXX, XXX and AUS all indicate rental income was utilized for property XXX. Audit calculations are as follows: $XXX subject PITIA + $XXX positive rental income for XXX + negative rental income of (-$XXX) for property XXX, + $XXX liabilities + $XXX PITIA XXX = $XXX / $XXX total income = XXX% DTI. The XXX reflects Lender calculated the rental income on property XXX using the $XXX on the lease agreement at the full amount vs at the XXX% vacancy factor required by FNMA. Please provide updated AUS and XXX reflecting the XXX% vacancy factor rental income for property XXX and approving DTI of XXX%. Condition retained. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3140 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Evidence of HOA, if any, for XXX XXX and XXX XXX was not provided. Evidence XXX XXX is owned XXX was not provided. | REO | 12/21/2024 | Evidence of no HOA for XXX was provided. Evidence XXX is owned free and clear provided. Condition cleared. | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3140 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3140 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report A Third party fraud report was not provided. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3141 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agreed with audit - cleared; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit Loan Originator NMLS Number XXX vs Lender Loan Originator NMLS Number XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3141 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/09/2024 | Resolved | FCOM1221 | Credit | The Deed of Trust is Incomplete | The Deed of Trust is Incomplete File is missing the first page of the XXX rider. | Rider | 12/23/2024 | Cleared as we have received the first page. ; The Deed of Trust is Present and Complete | 12/24/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3141 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3142 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | C A |
| GCAT2025INV3143 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 02/17/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3144 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product not available at time of review. |  |  | CCA received - within tolerance - cleared | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3144 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3145 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3145 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/10/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product not available at initial review. |  |  | Third party valuation product provided within tolerance. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3146 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX provide as required. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3146 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order. |  |  | Third party valuation product provided within tolerance. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3147 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FPRO0951 | Property | XXX Approval Missing | XXX Approval Missing. XXX approval is Missing. | XXX approval | 12/24/2024 | Condition cleared as we have received the condo documents. ; Condo Approval is provided. | 12/26/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3147 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FPRO1500 | Property | HOA Questionnaire is Missing | HOA Questionnaire Missing | The property is CPM approved therefore the HOA questionnaire is not required | 12/24/2024 | HOA Questionnaire Provided | 12/26/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3147 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3148 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX provide as required. |  |  | HMDA Data Tape Provided. | 12/19/2024 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3149 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | C A |
| GCAT2025INV3149 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/17/2024 | C A |
| GCAT2025INV3150 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE1159 | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. XXX provide an updated HOI policy with effective date of XX/XX/XXXX. | PCD | 12/23/2024 | Lender provided PCCD, reflecting disbursement date of XX/XX/XXXX. Hazard insurance effective date XX/XX/XXXX, is prior to disbursement date of XX/XX/XXXX. Condition cleared.; Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Disbursement Date of XX/XX/XXXX Or Hazard Insurance Effective Date Is Not Provided. | 12/24/2024 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3150 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX provide as required. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3151 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3152 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3152 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3152 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3153 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3153 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide third party fraud report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3154 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3155 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/10/2024 | Resolved | FPRO1839 | Property | Property flood zone reflects property is in a Flood Zone but Special Flood Zone is marked No | Property flood zone of AE reflects property is in a flood zone but Special Flood Zone is marked No Flood applicatio provided for subject property only. Provide evidence of flood insurance. | Flood Ins | 01/08/2025 | Lender provided copy of Flood insurance XXXcy. Condition cleared.; Flood zone is properly labeled. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3155 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/11/2024 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Missing Affiliated Business Disclosure. | XXX see lender's response attached | 01/03/2025 | Lender provided attestation of no affiliates. Condition cleared.; Required Affiliated Business Disclosure Resolved | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3155 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/10/2024 | Resolved | FCRE1764 | Credit | Missing Verification of Mortgage | Provide monthly mortgage Statements for all REO properties, supporting amount used on Final 1003 in debt calculations. | XXX see attached. I added the es to the mortgage Statements. Also, I've attached the HOI and taxes for XXX XXX see attached | 12/30/2024 | Lender provided hoi and tax certification for XXX and HELOC Statements for properties XXX and XXX. Condition cleared.; Lender provided a mortgage Statement, HELOC Statement for XXX and CD for XXX (Not escrowed). Please provide XXX Tax Cert & Homeowner's Insurance Dec Page. Mortgage Statements for XXX and XXX #XXX. Condition maintained. ; Please provide Tax Cert & Homeowner's Insurance Dec Page for XXX and Mortgage Statements for XXX and XXX #XXX. | 12/31/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3155 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/10/2024 | Resolved | FCRE2052 | Credit | Missing Tax Cert | Provided tax information for borrowers XXX of XXX. | XXX see attached | 12/30/2024 | Lender provided tax information on property XXX. Condition cleared. | 12/31/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3155 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/10/2024 | Resolved | FCRE1479 | Credit | Asset XXX Does Not Meet Guideline Requirements | Asset Record XXX Does Not Meet G/L Requirements. AUS only requires one month of asset verfication. | We agree that XXX item #XXX indicates that only XXX month Statement is required. The lender provided XXX months documenting sufficient funds for required reserves. This is not a material issue. \| | 12/22/2024 | Asset Record XXX Meets G/L Requirements | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3155 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Missing Final Closing Disclosure to complete XXX review. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3156 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3156 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Required Fraud Report is missing |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3157 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3157 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product with a XXX score is missing. Provide a Third Party Valuation Product with a XXX score. |  |  | Third party valuation product provided within tolerance. | 12/19/2024 | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3157 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3158 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FPRO0951 | Property | XXX Approval Missing | XXX Approval Missing. XXX approval is Missing. | Per XXX cert item #XXX, a project review is not required for detached XXX. | 01/21/2025 | Audit reviewed Lender's response and has determined AUS bullet point #XXX indicates a project review is not required. Condition cleared.; Condo Approval is provided. | 01/23/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3158 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCOM1221 | Credit | The Deed of Trust is Incomplete | The Deed of Trust is Incomplete The Deed of Trust is Missing page XXX and XXX. Provide a complete Deed of Trust. | DOT | 12/26/2024 | Lender provided the complete signed Mortgage/DOT. Condition cleared. ; The Deed of Trust is Present and Complete | 12/27/2024 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3158 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3159 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3159 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3160 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/12/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | C A |
| GCAT2025INV3161 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3161 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing 3rd party fraud tool (e.g. XXX, XXX) for the borrowers. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3162 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/10/2024 | Resolved | FCRE7496 | Credit | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | The subject property is XXX, tax amount included in the DTI is based on land only, provide a tax estimate for subject property that includes the land and XXX that will be taxed going forward. | As it applies to HOA dues, our internal process is to look at the address and other documentation in the file. If nothing indicates a XXX or XXX (ex. XXX) we typically will not request verification of HOA. I XXX the property and it's located in an older, established neighborhood where HOA dues are unlikely. | 12/23/2024 | Lender provided tax calculator for subject new construction property. Audit re-calculated DTI of XXX% is within tolerance of the AUS approved DTI of XXX%. Condition cleared.; Lender provided tax calculator for subject new construction property. Audit DTI of XXX% is within tolerance of the AUS approved DTI of XXX%. Condition cleared. | 12/24/2024 | D A |
| GCAT2025INV3162 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/10/2024 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Provide evidence there is no HOA fee on XXX or a signed letter from the borrower stating there is none. | XXX see attached estimate. This figure increased the DTI to XXX% which is within tolerance. | 12/23/2024 | Audit reviewed Lender's response, and has determined an audit property search supports that property XXX does not have HOA fees. Condition cleared. | 12/24/2024 | D A |
| GCAT2025INV3162 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | D A C |
| GCAT2025INV3163 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3164 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | C A |
| GCAT2025INV3165 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. C A |
| GCAT2025INV3166 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3166 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/11/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3166 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/11/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3167 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/12/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3168 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/10/2024 | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Missing XXX report ID XXX that was used to assess coborrower's income. | XXX | 12/24/2024 | Condition cleared as we have received the missing XXX stub. | 12/26/2024 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. D A C |
| GCAT2025INV3168 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. D A C |
| GCAT2025INV3168 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. D A |
| GCAT2025INV3169 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year work history meets guideline requirement D A C |
| GCAT2025INV3169 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year work history meets guideline requirement D A C |
| GCAT2025INV3169 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year work history meets guideline requirement D A C |
| GCAT2025INV3170 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/12/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% B A |
| GCAT2025INV3170 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% B A |
| GCAT2025INV3170 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. No XXX score provided due to Appraisal Waiver. XXX Required. |  |  | ; AVM received - within tolerance - cleared | 12/17/2024 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% B A |
| GCAT2025INV3170 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Appraisal waiver used for value. Will remain a B-grade. |  |  |  |  | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% B A |
| GCAT2025INV3171 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Negative rental income is higher than what originating UW calculated. Originating UW used -$XXX, actual is -$XXX, a difference of -$XXX. | XXX provide your calculations. The market rent is $XXX x XXX% - XXX from closing disclosure $XXX = $-XXX. | 12/23/2024 | Condition resolved as the income has been recalculated. ; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 12/24/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3171 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide third party valuation. |  |  | Third party valuation product provided within tolerance. | 12/24/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3171 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE1468 | Credit | Asset XXX Missing | Asset XXX Missing Asset XXX are XXX, XXX letter and wire transfer provided. Donors ability was not provided. | Per XXX B3-XXX-XXX, Verifying Donor Ability, acceptable documentation includes evidence of the electronic transfer of funds from the donor's account to the borrower's account or to the closing agent. The file contains the wire from XXX to the title company. \| | 12/23/2024 | Condition cleared as the evidence needed was provided in loan file. ; Asset XXX Provided Or Not Applicable; Asset XXX Missing | 12/24/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3171 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE1469 | Credit | Asset XXX Missing | Asset XXX Missing Borrower XXX XXX and cash proceeds reflected in final closing disclosure. | The file contains the final CD for the XXX of XXX. reflecting proceeds of $XXX. | 12/23/2024 | Condition resolved as the assets form the CD is listed in loan file. ; Asset XXX Provided Or Not Applicable | 12/24/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3171 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/12/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3172 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3172 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/12/2024 | Resolved | FVAL1039 | Property | Appraised value unsupported | XXX to order XXX/XXX. |  |  | AVM received - within tolerance - cleared | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3173 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/09/2024 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). | apprsl; The document is both the waiver AND acknowledging they received the appraisal before closing - the document name is APPRAISAL/VALUATION ACKNOWLEDGEMENT - the verbiage within the document States You are entitled to receive a copy of any appraisal report or valuation ("Valuation Report") developed in \| connection with your application for credit at least XXX (XXX) business days prior to your closing date. A \| copy of each Valuation Report developed in connection with your credit application should have been \| delivered to you at least XXX (XXX) or more business days prior to the closing date. \| Your signature will acknowledge either: \| (XXX) Your receipt of each Valuation Report XXX (XXX) or more business days prior to your loan closing, or, \| alternatively, ; Provided in original upload | 01/14/2025 | Lender provided verification of the date appraisal was provided to the Borrower. Condition cleared.; Evidence of appraisal delivery provided.; Audit reviewed Lender's response and has determined the appraisal acknowledgement does not verify the Borrower received the appraisal prior to or at closing. The acknowledgement is too general and does not indicate that the Borrower received the appraisal at or prior to closing. Please provide verification of the Borrower's receipt of appraisal at or prior to closing. Condition retained.; Lender provided an appraisal acknowledgment; however, did not provide verification of Borrower's receipt of appraisal prior to or at closing. Condition retained. | 01/15/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3173 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/10/2024 | Resolved | FPRO0951 | Property | XXX Approval Missing | XXX Approval Missing. XXX approval is Missing. | Approval | 12/22/2024 | Cleared as we have received the condo approval. ; Condo Approval is provided. | 12/24/2024 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3173 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/12/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/24/2024 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3173 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3174 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3175 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | C A |
| GCAT2025INV3176 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE1347 | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing Bwr. XXX is not employed | BOR2 only has rental income which doesn't require a VOE. The XXX says its listed on BOR1 XXX | 12/22/2024 | Upon further review, Bwr. XXX is not employed. Condition cleared. ; Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals XXX) | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year guideline requirement met D A C |
| GCAT2025INV3176 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year guideline requirement met D A C |
| GCAT2025INV3176 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year guideline requirement met D A C |
| GCAT2025INV3176 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year guideline requirement met D A C |
| GCAT2025INV3177 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE1491 | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification Does Not Meet Guideline Requirements Large deposit was not documented in the amount of $XXX. Document and provide source of large deposit. XXX months of bank Statements required, only XXX month provided. | The borrowers sold their interest in XXX to XXX and XXX for the sum of $XXX. XXX see attached. | 12/23/2024 | Lender provided XXX contract for sale of ownership in business, XXX, to the other share holders, reflecting the of $XXX, verifying the source of the large deposit. There are XXX months bank Statements in the loan file. Condition cleared.; Asset Qualification Meets Guideline Requirements | 12/24/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3177 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/12/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3178 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3178 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3179 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3179 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE1202 | Credit | Third Party Fraud Report Partially Provided | Third Party Fraud Report Partially Provided The Third Party Fraud Report in file is incomplete. Provide a complete copy of the Third Party Fraud Report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is fully present | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3180 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3180 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3181 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3181 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/11/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX firm will order. |  |  | Third party valuation product provided within tolerance. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3182 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/12/2024 | Resolved | FVAL1039 | Property | Appraised value unsupported | XXX to order XXX/XXX. |  |  | CCA received - within tolerance - cleared; CCA received - within tolerance - cleared | 12/26/2024 | D A C |
| GCAT2025INV3182 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/12/2024 | Resolved | FCRE1347 | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing | Pages XXX-XXX all have the date of XX/XX/XXXX at XXX; verification | 12/24/2024 | Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals XXX) ; Document provided is not dated and States this is not an official certificate of good standing. Please provide a copy of the VOE within XXX days prior to closing for S/E borrowers. Condition maintained.; Document provided is not dated and States this is not an official certificate of good standing. Please provide a copy of the VOE within XXX days prior to closing for S/E borrowers. Condition maintained. | 12/26/2024 | D A C |
| GCAT2025INV3182 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/11/2024 | Resolved | FCRE1173 | Credit | HO6 Master Insurance Policy is Missing | Missing XXX | Lender States no master HOA policy; Lender response | 12/24/2024 | Condition cleared as we have received evidence of the master XXXcy. ; HO-XXX Master Insurance XXXcy is fully present; Detached condominiums typically require a Master Insurance XXXcy. This XXXcy covers the common elements and residential structures within the condominium project. The requirements for master property insurance XXXcies for detached condos are similar to those for other types of condo projects. Condition maintained. | 12/26/2024 | D A C |
| GCAT2025INV3182 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/12/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/19/2024 | D A C |
| GCAT2025INV3182 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | D A C |
| GCAT2025INV3183 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/09/2024 | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Income documents in file do not meet the LP requirement. The most recent tax return is not in the file. | Just to clarify: You're looking for the XXX personal tax return? We would not have tax returns for XXX because the borrower owns < XXX%. | 12/23/2024 | Condition resolved as the borrower owns less than XXX%. | 12/24/2024 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3183 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/09/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. The XXX score is XXX. A Third Party Valuation Product is required. Missing Third Party Valuation Product. |  |  | Third party valuation product provided within tolerance. | 12/19/2024 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3183 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/09/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3183 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/09/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Third Party Fraud Report is missing. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3184 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/10/2024 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). | Appraisal dlvr; This was provided in file. The borrower is acknowledging that they received their appraisal within XXX or more days of closing | 01/10/2025 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared.; Evidence of appraisal delivery provided.; Lender provided an appraisal acknowledgment; however, did not provide verification of Borrower's receipt of appraisal prior to or at closing. Condition retained. | 01/13/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year guideline requirement met D A |
| GCAT2025INV3184 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year guideline requirement met D A C |
| GCAT2025INV3184 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/11/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year guideline requirement met D A |
| GCAT2025INV3185 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE3464 | Credit | Missing Closing/Final Verbal VOE | Missing third-party Verification of Employment (Business Search) within XXX days of the for the borrower's self-employment with "XXX". | XXX see attached. XXX XXX indicates that if the borrower qualifies with a business loss, further analysis of that business is not required. ; Businesses with negative income do not require verification of employment. | 12/26/2024 | Upon further review, If the borrower qualifies with a business loss, no additional information is required. Condition cleared. ; For self-employed borrowers, Freddie Mac requires a Verbal Verification of Employment (VVOE) regardless of whether the borrower is showing a loss. Condition maintained. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3185 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3186 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/12/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3186 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/12/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3187 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3187 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3188 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3188 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3189 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3189 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/12/2024 | Resolved | FVAL1039 | Property | Appraised value unsupported | XXX to order XXX/XXX. |  |  | AVM received - within tolerance - cleared | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3190 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3190 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3191 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/12/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX provide as required. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. Please provide as required. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3191 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/12/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. DD Firm to order. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3192 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/12/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3192 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/12/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3193 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3193 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. An XXX is in the file but the confidence score is XXX |  |  | CCA received - within tolerance - cleared | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3194 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/12/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | D A C |
| GCAT2025INV3194 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/10/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing 3rd party fraud report tool (e.g. XXX, XXX). An XXX check was the only fraud report run on the borrower. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | D A |
| GCAT2025INV3195 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/17/2024 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agrees with audit - cleared; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit Loan Originator NMLS Number XXX vs Lender Loan Originator NMLS Number XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 01/14/2025 | D A B |
| GCAT2025INV3195 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 12/17/2024 | D A C |
| GCAT2025INV3195 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/11/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/16/2024 | D A |
| GCAT2025INV3196 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3197 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE7009 | Credit | Hazard insurance dwelling coverage is not sufficient | Hazard Insurance coverage of $XXX is less than required coverage required XXX provide a Hazard Insurance Policy that covers the minimum of $XXX or a replacement cost estimate verifying policy has sufficient coverage. | HOI | 01/03/2025 | Lender provided email correspondence from insurance company indicating insurance includes replacement cost coverage. Condition cleared.; Hazard Insurance coverage meets guideline requirement | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3197 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/12/2024 | Resolved | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% | See income worksheet; XXX provide your income and liabilities calculations so I can pinpoint and research the discrepancy. Thank you! \| | 12/30/2024 | Audit reviewed Lender's response, re-calculated income and debt ratios and has determine the audit DTI of XXX% is within tolerance of the AUS approved DTI of XXX%. Condition cleared.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX%; Please see the breakdown. Other Liabilities: XXX: $XXX, XXX: $XXX, XXX: $XXX, XXX: $XXX, XXX: $XXX, XXX: $XXX, XXX: $XXX, XXX: $XXX, XXX: $XXX, XXX: $XXX, XXX: $XXX, XXX: $XXX. Primary: $XXX,Net Rental Loss Subject: $XXX, Other Net Rental Loss: $XXX, Borrower Income: $XXX, Co-Borrower Income: $XXX. Audited DTI of XXX% exceeds AUS DTI of XXX%. Condition maintained. | 12/31/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3197 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FVAL3825 | Property | XXX Declared Disaster Dated Prior to the , After Appraisal Date | Property located in XXX Declared XXX with no subsequent property Inspection., XXX provide. | x | 12/19/2024 | Lender provided PCI dated XX/XX/XXXX, post Incident End date of XX/XX/XXXX and reflects there was no damage to property. Condition cleared.; Property Inspection Provided. | 12/20/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3197 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3197 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide missing Third Party Fraud Report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3198 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | D A C |
| GCAT2025INV3198 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/10/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide missing Third Party Fraud Report with all high alerts cleared. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | D A |
| GCAT2025INV3199 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/12/2024 | Resolved | FCRE1148 | Credit | Title Coverage is Less than Subject Lien | Title Coverage Amount of $XXX is Less than Total Amount of Subject Lien $XXX Preliminary title reports in file do not reflect coverage amounts. | Title | 03/05/2025 | Lender provided Title XXXcy reflecting sufficient tile coverage of $XXX. Condition cleared.; Title Coverage Amount of $XXX is equal to or greater than Total Amount of Subject Lien $XXX | 03/05/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3199 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/14/2025 | Resolved | FVAL3825 | Property | XXX Declared Disaster Dated Prior to the , After Appraisal Date | Property located in XXX Declared XXX with no subsequent property Inspection. |  |  | PCI dated XX/XX/XXXX provided by XXX, post Incident date of XX/XX/XXXX and reflects there was no damage to property. Condition cleared.; Property Inspection Provided. | 01/28/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3199 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/12/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3199 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/12/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation not available at initial review. |  |  | Third party valuation product provided within tolerance. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3200 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Loan Review Complete | 12/10/2024 | Resolved | finding-3430 | Compliance | Qualified Mortgage XXX Threshold | This loan does not qualify for a XXX level of compliance with the qualified mortgage rule. (XXX XXX §XXX(b) (XXX) , (e) (XXX)) This loan does not qualify for a XXX. The loan has an XXX of XXX%. The XXX threshold to qualify for a XXX is XXX%.A creditor or assignee of a qualified mortgage, that is not a higher-priced covered transaction, complies with the repayment ability requirements of paragraph (c) of this section. A creditor or assignee of a qualified mortgage, that is a higher-priced covered transaction, is presumed to comply with the repayment ability requirements of paragraph (c) of this section.Higher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the is set by XXX or more percentage points for a first-lien covered transaction, or by XXX or more percentage points for a subordinate-lien covered transaction. XXX eligible | QM | 12/22/2024 | QM status noted; To be approved by XXX. | 01/16/2025 | C A B |
| GCAT2025INV3200 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Loan Review Complete | 12/10/2024 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Required Affiliated Business Disclosure Missing | Affiliate | 12/22/2024 | Cleared as there are no affiliates for the lender. ; Required Affiliated Business Disclosure Resolved | 12/24/2024 | C A B |
| GCAT2025INV3200 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Loan Review Complete | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | C A B |
| GCAT2025INV3200 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Loan Review Complete | 12/11/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product is required and is missing. |  |  | Third party valuation product provided within tolerance. | 12/17/2024 | C A B |
| GCAT2025INV3201 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Lender to provide satisfactory explanation of XXX XXX accounts listed on the credit report as conventional mortgages. They do not appear on the Final 1003 other than as debts. Provide necessary documentation to show they are not mortgages or what type of account they actually are. Additional conditions may apply. | XXX | 12/27/2024 | Audit reviewed Lender's response and has determined audit search of XXX reflected on the credit report, supports the XXX Loans are for Timeshares and should be included in liability debt. Condition cleared.; Borrower 1 Credit Report is not partially present. | 12/31/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3201 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof of HOA or letter from borrower stating no HOA for the property at XXX. Additional conditions may apply. | DOT confirms no XXX; HOA response | 12/30/2024 | Lender provided property search and mortgage verifying property XXX does not have HOA fees. Condition cleared. | 12/31/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3201 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3202 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3203 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. no XXX information in the loan file |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3203 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report no fraud report in the file. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3204 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/11/2024 | Resolved | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Lender did not hit the borrower with all XXX properties XXX. | The DTI includes full XXX on XXX and XXX. Per the mortgage Statements in file, the borrower is not an obligor on XXX and XXX. | 12/24/2024 | Condition cleared as we have received updated REO income/loss.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX%; Audited DTI of XXX% is less than or equal to AUS DTI of XXX%; Audited DTI of XXX% is less than or equal to AUS DTI of XXX%; Audited DTI of XXX% exceeds AUS DTI of XXX% | 12/26/2024 | C A |
| GCAT2025INV3204 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. no XXX information in file |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/19/2024 | C A |
| GCAT2025INV3205 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3205 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report The Third Party Fraud Report is missing. Provide a complete Third Party Fraud Report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3206 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3207 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3208 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FCRE6019 | Credit | Borrower 1 Citizenship Documentation not provided | Borrower 1 Citizenship Documentation Is Missing The lender requires proof of Citizenship. The file does not contain proof of Citizenship for Borrower 1. | Patriot | 12/24/2024 | Condition cleared as we have received missing ID information. ; Borrower 1 Citizenship Documentation Provided or Not Required | 12/26/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3208 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3209 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. C A |
| GCAT2025INV3210 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/14/2025 | Resolved | FVAL3825 | Property | XXX Declared Disaster Dated Prior to the , After Appraisal Date | Property located in XXX Declared XXX with no subsequent property Inspection. |  |  | Lender provided PCI dated XX/XX/XXXX, post Incident End date of XX/XX/XXXX and reflects there was no damage to property. Condition cleared.; Property Inspection Provided. | 01/28/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. C A |
| GCAT2025INV3210 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. C A |
| GCAT2025INV3211 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% A |
| GCAT2025INV3212 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/19/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3212 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3213 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/10/2024 | Resolved | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% | XXX see attached; XXX provide your calculations for liabilities and income so I can pinpoint and research the discrepancies. Thanks! | 01/03/2025 | Lender provided updated AUS reflecting approved DTI of XXX%. Audit DTI of XXX% is within tolerance of the updated AUS approved DTI of XXX%. Condition cleared.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX%; ; Finding remains, nothing was received form the lender. Lender used rental income of $XXX for REO XXX, evidence of this rental income was not present in file, resulting in an excessive DTI. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3213 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/10/2024 | Resolved | FCRE3599 | Credit | Borrower owns more financed properties than allowed per guidelines | AUS indicates the financed properties as XXX vs XXX financed properties. | XXX see attached | 01/03/2025 | Lender provided updated AUS reflecting number of financed properties as XXX. Condition cleared. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3213 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/10/2024 | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Signed XXX XXX tax returns was not provided. | XXX see attached | 01/03/2025 | Lender provided signed XXX, XXX tax return. Condition cleared.; Income and Employment Meet Guidelines | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3213 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/10/2024 | Resolved | FCRE1178 | Credit | Other Property Insurance Policy Effective Date is after the Disbursement date | Other Property Insurance Policy Effective Date of XX/XX/XXXX is after the of XX/XX/XXXX | HOI response | 12/21/2024 | Received evidence that the disbursement date is XX/XX/XXXX matching the hazard effective date. Condition cleared. | 12/24/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3213 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/10/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - cleared ; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3214 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3214 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/17/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3215 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCRE1332 | Credit | Borrower 1 XXX Less Than XXX Month Provided | Borrower 1 XXX Less Than XXX Month Provided LP requires XXX YTD XXX. The file contains a YTD XXX. The requirement is met. | XXX with YTD income provided and meets requirements | 12/27/2024 | YTD paystub provided. Condition cleared. ; Borrower 1 Paystubs Less Than XXX Month Provided Condition Resolved | 12/30/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3215 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3216 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report The Third Party Fraud Report is required. Provide a Third Party Fraud Report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/23/2024 | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3216 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received - within tolerance - cleared | 12/23/2024 | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3216 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. This will remain a level XXX, B grade. |  |  |  |  | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3217 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/30/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year work history meets guideline requirements D A C |
| GCAT2025INV3217 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year work history meets guideline requirements D A C |
| GCAT2025INV3217 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year work history meets guideline requirements D A C |
| GCAT2025INV3218 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3219 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year work history meets guideline requirements D C A |
| GCAT2025INV3219 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCRE1148 | Credit | Title Coverage is Less than Subject Lien | Title Coverage Amount of $XXX is Less than Total Amount of Subject Lien $XXX |  |  | Condition resolved as the title commitment in file meets requirements and is not a final title XXXcy. ; Title Coverage Amount of $XXX is equal to or greater than Total Amount of Subject Lien $XXX | 12/24/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year work history meets guideline requirements D A |
| GCAT2025INV3219 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/24/2024 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. |  |  | Will remain a B grade. | 12/24/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year work history meets guideline requirements D A |
| GCAT2025INV3219 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; AVM received - within tolerance- cleared | 12/24/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year work history meets guideline requirements D C A |
| GCAT2025INV3219 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FPRO1242 | Property | Appraisal is Missing | Appraisal is Missing. | Invalid - AUS approved XXX | 12/23/2024 | Appraisal is Present or is Waived | 12/24/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year work history meets guideline requirements D A |
| GCAT2025INV3219 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year work history meets guideline requirements D A |
| GCAT2025INV3220 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3221 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/16/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. no XXX data in file |  |  | HMDA Data Tape Provided. | 12/31/2024 | C A |
| GCAT2025INV3222 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | Affiliate; This loan was For Sale By Owner. There are not brokers involved. An Affiliation Disclosure is not required. | 01/02/2025 | Required Affiliated Business Disclosure Resolved; Audit reviewed Lender's response and has determined an Affiliated Business Disclosure for the Lender is required or an attestation on Lender's letterhead that there are no affiliates required. Finding remains as non-material. | 01/03/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3222 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3223 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FCRE1185 | Credit | AUS Partially Provided | AUS Partially Provided The XXX is invalid. The number of financed properties used in determining the loans' eligibility and minimum reserve requirements was XXX. The borrower's have XXX financed properties-the XXX property and the subject XXX (the subject XXX transaction). Provide a valid XXX reflecting the correct number of financed properties and any additional conditions. XXX required the number of months remaining for the XXX payment using the divorce decree, separation agreement, or any other written legal agreement. The file does not document the number of months remaining for the co-borrower's XXX payments. Provide proof of months remaining for the co-borrower's XXX payments. | XXX see attached; DU; XXX. I have requested a revised AUS from the lender \| XXX. The borrowers are qualified with the payment, so the number of payments remaining should not matter. | 01/14/2025 | AUS is not incomplete Lender provided child support case documentation verifying monthly child support amount. Condition cleared.; AUS Partially Provided Lender provided AUS results reflecting correct number of financed properties as XXX; however, did not provide documentation to verify the monthly child support payment. Condition retained.; Audit reviewed Lender's response and has determined the AUS requires documentation to verify the monthly payment for child support. Please provide updated AUS reflecting correct number of financed property and either a divorce decree, separation agreement or any other written legal agreement to verify the monthly child support payment to meet AUS requirements. Condition retained. | 01/15/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3223 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (XXX XXX §XXX(e) (XXX) (i)) The loan contains charges that exceed the XXX determination according to §XXX(e) (XXX) (i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXX(e) is in XXX if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXX(e) (XXX) (i). XXX Cure Required. Refund in the amount of $XXX, cure package requires a PCCD, LOE, copy of refund check, proof of delivery or valid COC. The tolerance violation in the amount of $XXX is due to the increase of Appraisal fee from $XXX on LE XX/XX/XXXX to $XXX on CD XX/XX/XXXX without a valid COC. Per the Appraisal Invoice dated XX/XX/XXXX, the fee was known about. | XXX see attached lender response | 01/03/2025 | Lender provided valid COC for increase in appraisal fee, which was due to appraisal invoice higher than expected and appraisal being transferred from another mortgage company to subject mortgage company. Condition cleared.; Lender provided valid COC for increase in appraisal fee, which was due to appraisal invoice higher than expected and appraisal being transferred from another mortgage company to subject mortgage company. Condition cleared. | 01/06/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3223 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3224 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3224 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/26/2024 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3224 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report A Third Party Fraud Report is required for all loans. Provide a Third Party Fraud Report. |  |  | Third Party Fraud Report is provided | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3225 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FVAL3825 | Property | XXX Declared Disaster Dated Prior to the , After Appraisal Date | Property located in XXX Declared XXX with no subsequent property Inspection. Property located in XXX Declared XXX with no subsequent property Inspection, XXX provide. | PDI | 01/06/2025 | Lender provided PDI dated XX/XX/XXXX, post Incident End date of XX/XX/XXXX and reflects there was no damage to property. Condition cleared.; Property Inspection Provided. | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3225 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/13/2024 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation Required. XXX provide the Affiliated Business Disclosure. | XXX see attached; At the bottom of the XXX XXX on page XXX of XXX. Section XXX is the Material Relationship disclosure which States there are no relationships by either broker to be disclosed. This should satisfy the Business Affiliated Disclosure since there are no affiliations to be disclosed. | 01/06/2025 | Lender provided attestation of no affiliates. Condition cleared.; Required Affiliated Business Disclosure Resolved; Finding remains as the Affiliated Business Disclosure covers any provider on the Closing Disclosure and not the real eState brokers. The disclosure is required or a lenders attestation that they do not use any affiliates. | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3225 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3225 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCOM1233 | Credit | The Final 1003 is Incomplete | The Final 1003 is Incomplete The Final 1003 is Missing the XXX, XXX provide. | The Initial has the XXX, which should be sufficient as there is no requirement for the XXX to be on the actual XXX | 12/23/2024 | Condition cleared as the ULI has been provided. | 12/24/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3226 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/17/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX Score is XXX- XXX is required but was not available at time of review. |  |  | Third party valuation product provided within tolerance.; AVM and CCA received - out of tolerance - condition retained. XXX to order XXX. | 01/31/2025 | C A |
| GCAT2025INV3226 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/17/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/30/2024 | C A |
| GCAT2025INV3227 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE1182 | Credit | Approval/Underwriting Summary Not Provided | Missing Approval/Underwriting Summary. Provide the final Approval/summary (XXX) executed by the underwriter. | AUS approved loan, XXX's are not required | 01/07/2025 | Audit reviewed Lender's response and has determined the AUS is in the loan file; therefore, the XXX is not required. Condition cleared.; Approval/Underwriting Summary is fully present | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3227 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; CCA received - within tolerance - cleared | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3227 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide 3rd party fraud report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3228 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/27/2024 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX discrepancy noted: Audit Note address XXX XXX XX/XX/XXXX Unit XX/XX/XXXX vs Lender value XXX XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | Correct the Note address is XXX XXX XX/XX/XXXX Unit XX/XX/XXXX \| | 01/07/2025 | Lender agreed with audit value. Condition cleared.; Lender agreed with audit value. Condition cleared.; Lender agreed with audit value. Condition cleared. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3228 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3228 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX firm will order. |  |  | Third party valuation product provided within tolerance. | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3229 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Acknowledged | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Provide final closing disclosure that the property located at XXX XXX closed prior to subject loan closing of XX/XX/XXXX. | XXX see attached | 12/31/2024 | XXX approved DTI exception - Grade B; Lender provided property detail report for property XXX Morton Dr N verifying property was sold. Audit DTI of XXX% is within tolerance of the AUS approved DTI of XXX%. Condition cleared.; Audited DTI of XXX% exceeds AUS DTI of XXX% | 02/10/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3229 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/02/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3229 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide third party fraud report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3230 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/13/2024 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Required Affiliated Business Disclosure Missing | affiliate; XXX Contract: Broker Duties Disclosure on page 2 of 3. Buyer Section XXX and Seller Section XXX show they have no other interests. Therefore a disclosure isn't needed since there isn't anything to disclose. | 12/31/2024 | Lender provided attestation of no affiliates. Condition cleared.; Required Affiliated Business Disclosure Resolved; Finding remains. The Affiliated Business disclosure covers any provider per the fees on the Closing Disclosure, nothing to do with real eState contracts or agents. Please provide the missing ABD or a lender attestation that no affiliates were used for the transaction. | 01/02/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3230 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3231 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/30/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3231 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX firm will order |  |  | CCA received - within tolerance - cleared | 12/26/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3232 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/17/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | C A B |
| GCAT2025INV3232 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/16/2024 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Affiliated Business Disclosure is missing. | Affiliated Disclosure is page XXX of the Contract and also as a stand alone document | 12/23/2024 | Lender provided Affiliated Business Disclosure. Condition cleared.; Required Affiliated Business Disclosure Resolved | 12/24/2024 | C A B |
| GCAT2025INV3233 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Curative | 12/18/2024 | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Borrower 1 is self employed and the XXX is showing formation in XXX XXX which does not match to Final 1003 showing in business since XXX. XXX provide documentation to show the business has been open over XXX years as per requirement on AUS to only provide XXX year of tax returns instead of XXX years. | Per the XXX, XXX. was incorporated XX/XX/XXXX. This is supported by the XXXattached. She then formed XXX on XX/XX/XXXX. | 12/31/2024 | Lender provided business entity search reflecting Borrower's business was incorporated in XXX, which is supported by the 1120S business returns, that reflects date incorporated as XX/XX/XXXX, verifying Borrower has been self-employed greater than XXX years. Condition cleared.; Income and Employment Meet Guidelines; Lender provided business entity search reflecting Borrower's business was incorporated in XXX, which is supported by the 1120S business returns, that reflects date incorporated as XX/XX/XXXX, verifying Borrower has been self-employed greater than XXX years. Condition cleared. | 01/02/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3233 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Curative | 12/18/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX provide as required. |  |  | HMDA Data Tape Provided. | 12/27/2024 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3233 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Curative | 12/19/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | CCA received - within tolerance - cleared | 12/24/2024 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3233 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Curative | 12/18/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report XXX provide full report including any high alerts cleared. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/23/2024 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3234 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX provide as required. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3234 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3235 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FCRE1148 | Credit | Title Coverage is Less than Subject Lien | Title Coverage Amount of $XXX is Less than Total Amount of Subject Lien $XXX | Title Attached | 02/27/2025 | ; Title Coverage Amount of $XXX is equal to or greater than Total Amount of Subject Lien $XXX | 02/27/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3235 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/30/2024 | Resolved | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Lender provided documentation for the XXX for the borrower's XXX. Audited DTI of XXX% exceeds AUS DTI of XXX%, which exceeds the XXX% tolerance. XXX provide a revised AUS. | We have updated the XXX for the XXX but our DTI is XXX%. How did you arrive at XXX%. Thanks! | 01/15/2025 | Lender provided updated XXX, XXX and AUS approving DTI of XXX%. Audit re-calculated DTI of XXX% is within tolerance of the updated AUS approved DTI of XXX%. Condition cleared.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 01/16/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3235 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order. |  |  | Third party valuation product provided within tolerance.; XXX received - within tolerance - cleared | 01/16/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3235 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Evidence the property located at XXX XXX is owned XXX. Additional conditions may apply. | REO | 12/27/2024 | Lender provided documentation for the PITIA for the borrower's XXX. Please see additional finding. Audited DTI of XXX% exceeds AUS DTI of XXX%, which exceeds the XXX% tolerance. Condition cleared. ; Borrower 1 Credit Report is not partially present. | 01/16/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3235 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/30/2024 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3235 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Property inspection waiver, or evidence of an appraisal was not located in the file. Additional conditions may apply. | The LPA is the XXX document. No additional documentation is required | 12/24/2024 | Will remain a B grade. | 12/26/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3235 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report File is missing the third party fraud report. Additional conditions may apply. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3236 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/17/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/30/2024 | D A C |
| GCAT2025INV3236 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/17/2024 | Resolved | FCOM3075 | Credit | Missing XXX Act Disclosure or ID | Missing XXX Act Disclosure or ID. Missing XXX Act Disclosure or ID. | Customer ID | 12/23/2024 | Lender supplied the CIP disclosure, condition cleared. ; US Patriot Act Disclosure or ID provided. | 12/30/2024 | D A B |
| GCAT2025INV3236 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/17/2024 | Resolved | FCRE1185 | Credit | AUS Partially Provided | AUS Partially Provided Per 1003 borrower already own a XXX and current transaction is a XXX as well - discrepancy | XXX - Subject XXX \| XXX - Primary \| XXX XXX - XXX - less than XXX miles from primary, not on a XXX or XXX property. Doesn't meet XXX requirements. \| \| Initial XXX said XXX but XXX on Final 1003 \| XXX contract XXX supports XXX. Shows this property is being rented out until XX/XX/XXXX. They are not using rental income at all. | 12/23/2024 | Condition cleared as the lease does support property being XXX and not XXX. ; AUS is not incomplete | 12/24/2024 | D A |
| GCAT2025INV3237 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/16/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared.; HMDA Data Tape Provided. | 12/31/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3237 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/16/2024 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Mortgage Statement for XXX XXX is missing, Mortgage Statement for XXX XXX is missing for review | There are no mortgage Statements available.These XXX properties just have XXX loans remaining. XXX XXX acct #XXX is a XXX per letter from XXX. XXX acct #XXX is also a XXX per the Credit Report. | 12/23/2024 | Condition resolved as the the properties only have HELOC verified per credit and no first mortgages. | 12/24/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3237 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/16/2024 | Resolved | FCRE1332 | Credit | Borrower 1 XXX Less Than XXX Month Provided | Borrower 1 XXX Less Than XXX Month Provided Per guidelines acceptable | Work Number in file shows last XXX years of pay. | 12/23/2024 | Resolved as borrower pay has been verified for XXX years. | 12/24/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3238 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/16/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/30/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3238 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received - within tolerance - cleared | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3239 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE1248 | Credit | XXX is not considered to be an XXX Length Transaction | XXX is not considered to be an XXX Transaction XXX of property from borrower's family XXX and is acceptable, no further action required. | What is being asked for? The appraisal States that the sale is a private in family XXX sale. | 12/31/2024 | Audit reviewed Lender's response and has determined a non-arm's length transaction is acceptable and is documented in the loan file. Condition cleared. | 01/02/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3239 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/30/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3239 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE9785 | Credit | XXX Contract is Incomplete | is XXX but XXX Contract Doc is Incomplete A $XXX credit from the seller is listed on the Final CD, the contract does not indicate seller concessions and and addendum was not found - XXX provide. | XXX Contract: page XXX of XXX says the Seller is paying $XXX toward Buyer's expenses. | 12/23/2024 | Audit reviewed Lender's response and has determined page XXX of the XXX contract reflects Seller to pay $XXX of Buyer's expenses associated with the XXX of the Property. Condition cleared.; XXX Contract Doc is complete. | 12/24/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3239 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. The XXX score is XXX a Third Party Valuation Product Not Provided or Not Provided Within Tolerance- XXX provide. |  |  | Third party valuation product provided within tolerance.; AVM received - within tolerance - cleared | 12/24/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3240 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/16/2024 | Resolved | FCRE1440 | Credit | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements The borrower is in title only on XXX, in order to fully exclude all debt associated with the property the following XXX guideline applies: When a borrower is obligated on a mortgage debt - but is not the party who is actually repaying the debt - the lender may exclude the full monthly housing expense (XXX) from the borrower's recurring monthly obligations if the party making the payments is obligated on the mortgage debt, \*\*there are no delinquencies in the most recent XXX months, and the borrower is not using rental income from the applicable property to qualify. \*\*In order to exclude non-mortgage or mortgage debts from the borrower's DTI ratio, the lender must obtain the most recent XXX months' canceled checks (or bank Statements) from the other party making the payments that document a XXX-month payment history with no delinquent payments. Verification of payment history was not found in the file, XXX provide. | You are quoting XXX B3-XXX-XXX, Debts Paid by Others, but this does not apply. The borrower is NOT obligated on the mortgage debt as evidenced by a copy of the Note. Therefore, those requirements do not apply. XXX see guidance attached from XXX website which States that if the borrower is not obligated, they should not be qualified with taxes, insurance and HOA. ; We acknowledge the reviewer's comments. However, in this case our borrower is not obligated on the mortgage debt (see attached Note) therefore we don't need evidence that that spouse makes the payments. | 01/15/2025 | Housing History Meets Guideline Requirements Lender provided search of Fannie Mae guidelines, indicating if Borrower is on title but not obligated on the Note, the property expenses and mortgage payment history are not required to be obtained or included in debt ratios. Audit search of the Fannie Mae requirements support documentation provided by Lender. Condition cleared.; Audit reviewed Lender's response and has determined the Borrower is on title to the XXX; therefore, when Borrower is not obligated on the mortgage Note, the Borrower is still responsible for the taxes, insurance and HOA, which must be included in the total debt obligations. Please provide updated AUS that includes the taxes, insurance and HOA for Borrower's XXX in the total debt obligations and provide documentation to verify the monthly taxes, insurance and HOA for property. Condition retained. | 01/16/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3240 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/16/2024 | Resolved | FCOM1221 | Credit | The Deed of Trust is Incomplete | The Deed of Trust is Incomplete The mortgage indicates the property is located in XXX and does not match the appraisal, contract and title commit which indicates the property is in XXX. XXX correct. | XXX see attached reflecting XXX | 12/31/2024 | Lender provided recorded corrected mortgage reflecting correct county as XXX. Condition cleared.; The Deed of Trust is Present and Complete | 01/02/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3240 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/16/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/30/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3240 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). Documentation required- XXX provide evidence borrower received Appraisal within required XXX days from consummation | Source Code XXX - Appraisal Valuation Acknowledgement in file signed on closing XX/XX/XXXX. It doesn't have to be executed XXX days before closing. The form States that by signing this document, the borrower is acknowledging that they did receive the copy of the appraisal XXX days before closing or that the waived their right to a copy XXX days before closing. \| | 12/24/2024 | Condition cleared as we have received evidence of the appraisal receipt. | 12/26/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3240 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/16/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report File is missing Third Party Fraud Report, XXX provide. |  |  | Third Party Fraud Report is provided | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3241 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE1182 | Credit | Approval/Underwriting Summary Not Provided | Missing Approval/Underwriting Summary. | XXX | 12/27/2024 | Lender provided XXX. Condition cleared.; Approval/Underwriting Summary is fully present | 12/31/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year work history meets guidelines requiredment D A |
| GCAT2025INV3241 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FPRO1500 | Property | HOA Questionnaire is Missing | HOA Questionnaire Missing | XXX approval provided, HOA Questionnaire is not required | 12/27/2024 | Lender provided Condo approval. Condition cleared.; HOA Questionnaire Provided | 12/31/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year work history meets guidelines requiredment D A |
| GCAT2025INV3241 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/30/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year work history meets guidelines requiredment D A C |
| GCAT2025INV3241 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year work history meets guidelines requiredment D A |
| GCAT2025INV3242 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (XXX XXX §XXX(e) (XXX) (i)) The loan contains charges that exceed the XXX determination according to §XXX(e) (XXX) (i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXX(e) is in XXX if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXX(e) (XXX) (i). XXX Cure Required. Refund in the amount of $XXX, cure package requires a PCCD. LOE, copy of refund check, proof of delivery or valid COC. The tolerance violation in the amount of $XXX is due to an increase in Discount Points from $XXX on CD XX/XX/XXXX to $XXX on CD XX/XX/XXXX without a valid COC. | CIC; CIC | 01/02/2025 | Condition resolved as we have received the missing valid COC for rate lock with final CD. ; Condition resolved as we have received the missing valid COC for rate lock with final CD. ; Finding remains as the increase occurred on the Final CD dated XX/XX/XXXX and the COC received for fee increase is dated XX/XX/XXXX. Please send valid COC dated within three days of final CD or valid COC and a missing CD for this fee increase in discount points that happened from XX/XX/XXXX - XX/XX/XXXX. | 01/03/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year guideline requirement met D A C |
| GCAT2025INV3242 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/16/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year guideline requirement met D A C |
| GCAT2025INV3243 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/16/2024 | Resolved | FCRE1192 | Credit | Audited Reserves are less than AUS Required Reserves (Number of Months) | Audited Reserves of XXX month(s) are less than AUS Required Reserves of XXX month(s) | Assets | 12/31/2024 | Audit reviewed Lender's response and has determined verified assets are sufficient to meet AUS requirements. Condition cleared.; Audited Reserves of XXX month(s) are greater than or equal to AUS Required Reserves of XXX month(s) | 01/02/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history requirement met D A C |
| GCAT2025INV3243 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/16/2024 | Resolved | FCRE1191 | Credit | Audited Reserves are less than AUS Required Reserves (Dollar Amount) | Audited Reserves of $XXX are less than AUS Required Reserves of $XXX | Assets | 12/31/2024 | Audit reviewed Lender's response and has determined verified assets are sufficient to meet AUS requirements. Condition cleared.; Audited Reserves of $XXX are equal to or greater than AUS Required Reserves of $XXX | 01/02/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history requirement met D A C |
| GCAT2025INV3243 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/16/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year work history requirement met D A C |
| GCAT2025INV3243 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/16/2024 | Resolved | FCRE1316 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing | Closing - XX/XX/XXXX \| Village of XXXXX - since XXX - VOE XXX dated XX/XX/XXXX \| XXX - since XXX - VOE XXX dated XX/XX/XXXX \| \| VOEs for both employments in file.Village of XXXXX dated XX/XX/XXXX and XXX dated XX/XX/XXXX. Closing was XX/XX/XXXX | 12/23/2024 | Audit reviewed Lender's response and has determined the VVOE's dated within XXX business days are found in the loan file on pages XXX and XXX. Condition cleared.; Borrower 1 3rd Party VOE Prior to Close Was Provided | 12/24/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year work history requirement met D A |
| GCAT2025INV3244 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCRE1347 | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing XXX provide VVOE dated within XXX days of closing. | XXX see attached; XXX see attached | 02/03/2025 | Lender provided VVOE for Borrower 2 dated within XXX business days of the. Condition cleared.; Lender provided VVOE for Borrower 2 dated within XXX business days of the. Condition cleared.; Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals XXX) ; Lender provided WVOE; however, it is not dated within XXX business days of the. Condition retained. | 02/04/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3244 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCRE7009 | Credit | Hazard insurance dwelling coverage is not sufficient | Hazard Insurance coverage of $XXX is less than required coverage required is $XXX and at least XXX% of that value should be shown. | RCE | 12/27/2024 | Condition resolved as we have received evidence of XXX% replacement cost from the insurance carrier. ; Hazard Insurance coverage meets guideline requirement | 12/31/2024 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3244 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report XXX provide the full report including the clearing of any high alerts found on the report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/23/2024 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3244 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received - within tolerance- cleared | 12/23/2024 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3244 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Will remains a level2, B grade. |  |  |  |  | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3245 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Loan Review Complete | 12/19/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX firm will order |  |  | XXX received - within tolerance - cleared | 12/30/2024 | C B A |
| GCAT2025INV3245 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Loan Review Complete | 12/19/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/30/2024 | C B A |
| GCAT2025INV3245 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Loan Review Complete | 12/19/2024 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Loan is eligible for collateral representation and warranty relief with an appraisal waiver through XX/XX/XXXX. Loan is eligible for an appraisal waiver. | The AUS is the XXX document. No other document exists or is required | 12/24/2024 | This will remain a B grade level XXX. | 12/26/2024 | C B A |
| GCAT2025INV3246 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/16/2024 | Resolved | FVAL3825 | Property | XXX Declared Disaster Dated Prior to the , After Appraisal Date | Property located in XXX Declared XXX with no subsequent property Inspection. | PDI | 01/06/2025 | Lender provided PDI dated XX/XX/XXXX, post Incident End date of XX/XX/XXXX and reflects there was no damage to property. Condition cleared.; Property Inspection Provided. | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3246 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/16/2024 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. XXX confirm evidence of property taxes and homeowner's insurance for XXX at XXX . The file is missing a tax bill or proof of the $XXX monthly payment, as noted in the XXX Validation worksheet on page XXX. Additionally, there is a discrepancy between the homeowner's insurance premium reflected on page XXX which shows an annual premium of $XXX or $XXX per month and $XXX monthly amount on the XXX Validation on page XXX. The $XXX was used to calculated the DTI. | XXX see attached. The tax and insurance information provided matches the figures used on the XXX. | 12/31/2024 | Lender provided evidence of property taxes and homeowner's insurance for XXX at XXX. Insurance amount of $XXX was used to calculate the DTI. Condition cleared. ; Borrower 1 Credit Report is not partially present. | 01/02/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3246 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/16/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3246 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/16/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/26/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3246 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/16/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3247 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FVAL3825 | Property | XXX Declared Disaster Dated Prior to the , After Appraisal Date | Property located in XXX Declared XXX with no subsequent property Inspection. Property located in XXX Declared XXX with no subsequent property Inspection, XXX provide. | XXX see correct PDI attached; PDI | 01/07/2025 | Lender provided PDI dated XX/XX/XXXX, post Incident End date of XX/XX/XXXX and reflects there was no damage to property. Condition cleared.; Property Inspection Provided.; Lender provided a PDI; however, it is not for the subject property. Condition retained. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3247 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3247 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3248 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing HOA Statement for property at XXX. If not applicable, an LOE stating there are no HOA dues is required. | REO | 12/27/2024 | Lender provided evidence of no HOA for the property located at XXX. Condition cleared. ; Borrower 1 Credit Report is not partially present. | 12/30/2024 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3248 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | finding-3367 | Compliance | RESPA Homeownership Counseling Organizations Disclosure Date Test | This loan failed the homeownership counseling organizations disclosure date test due to the following findings: (XXX XXX §XXX(a)) The loan has a homeownership counseling organizations disclosure date that is not within XXX business days of the loan Originator's (or the date creditor received application if loan Originator's is not provided) ; orThe homeownership counseling organizations disclosure date is after the closing date.Not later than XXX business days after a lender, mortgage broker, or dealer receives an application, or information sufficient to complete an application, the lender must provide the loan applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. The list of homeownership counseling organizations distributed to each loan applicant under this section shall be obtained no earlier than XXX days prior to the time when the list is provided to the loan applicant from either:(XXX) The website maintained by the XXX for lenders to use in complying with the requirements of this section; or(XXX) Data made available by the XXX or HUD for lenders to use in complying with the requirements of this section, provided that the data is used in accordance with instructions provided with the data.This calculation take into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its business functions, as described in §XXX(b) and as it relates to §XXX (list of homeownership counseling organizations provided not later than XXX business days after a loan Originator receives an application). This test excluded the following days from the business day count based on the client preferences configured on the company settings business days profile page: NoneXXX note: This test does not validate the content of any list of homeownership counseling organizations. Documentation required to clear exception. According to XXX report, initial Loan is XX/XX/XXXX. Homeownership counseling organization disclosure in file is dated XX/XX/XXXX which exceeds the timing regulation. XXX provide all initial disclosures dated XXX days from. | Counseling | 12/27/2024 | Homeownership Counseling disclosure within XXX days of application provided, exception resolved.; Homeownership Counseling disclosure within XXX days of application provided, exception resolved. | 12/30/2024 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3248 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | finding-3515 | Compliance | Initial Loan Estimate Delivery Date Test (from application) | This loan failed the initial loan estimate delivery date test (from application) due to one of the following: (XXX XXX §XXX(e) (XXX) (iii) (A)) The initial loan estimate delivery date is later than the third business day (counting days on which the creditor's offices are open to the public for carrying on substantially all of its business functions) after the creditor or broker receives the consumer's written application.Therefore, if additional disclosures are entered into ComplianceAnalyzer, any values that would change under a valid changed circumstance if the initial loan estimate had been delivered timely, will not reset the baseline for tolerance purposes. The comparable fees for this loan will be $XXX, regardless of the actual values on the disclosure.This calculation takes into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its business functions, as described in §XXX(a) (XXX) and as it relates to §XXX(e) (XXX) (iii) (A) (initial loan estimate disclosure XXX business days after application). This test excluded the following days from the business day count based on the client preferences configured on the company settings business days profile page:NoneThe creditor shall deliver or place in the mail the disclosures required under §XXX(e) (XXX) (i) (provision of loan estimate form) not later than the third business day after the creditor receives the consumer's application. Documentation required to clear exception. According to XXX report, initial Loan is XX/XX/XXXX. Initial LE in file is dated XX/XX/XXXX which exceeds the timing regulation. Lenders compliance report States the initial disclosure package was issued XX/XX/XXXX. XXX provide the initial LE along with the XXX dated XXX days from application. | LE | 12/27/2024 | Initial LE provided, Exception resolved.; Initial LE provided, Exception resolved. | 12/30/2024 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3248 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3248 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Approved by XXX. | The AUS is the XXX document. No other document exists or is required | 12/24/2024 | Will remain a B grade. | 12/26/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3248 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3249 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/16/2024 | Resolved | FVAL3825 | Property | XXX Declared Disaster Dated Prior to the , After Appraisal Date | Property located in XXX Declared XXX with no subsequent property Inspection. | PDI | 01/06/2025 | Lender provided PDI dated XX/XX/XXXX, post Incident End date of XX/XX/XXXX and reflects there was no damage to property. Condition cleared. ; Property Inspection Provided. | 01/07/2025 | C A |
| GCAT2025INV3249 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/16/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/30/2024 | C A |
| GCAT2025INV3249 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/16/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/26/2024 | C A |
| GCAT2025INV3250 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FCRE7009 | Credit | Hazard insurance dwelling coverage is not sufficient | Hazard Insurance coverage of $XXX is less than required coverage required Provide replacement cost estimator from insurance company as the curreent coverage is not sufficient to cover the mortgage. | RCE | 01/07/2025 | Lender provided replacement cost estimator reflecting replacement cost estimate of $XXX. Insurance coverage of $XXX is sufficient to cover the replacement cost estimate of $XXX. Condition cleared.; Hazard Insurance coverage meets guideline requirement | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3250 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FCRE1316 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing Provide third party VVOE prior to closing. | Email dated XX/XX/XXXX from XXX was in file stating XXX was still active. Closing was on XX/XX/XXXX. | 12/27/2024 | Condition resolved as we have received the VOE fo rB1. | 12/31/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3250 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FCRE1479 | Credit | Asset XXX Does Not Meet Guideline Requirements | Asset Record XXX Does Not Meet G/L Requirements. AUS only requires one month of asset verifiation. Assets are in borrower XXX's name only. | Assets do not need to be in both borrower's names. XXX re-review and clear the exception | 12/27/2024 | Condition resolved as we have received evidence of assets in borrowers name. ; Asset Record XXX Meets G/L Requirements | 12/31/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3250 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Provide verification of taxes, insurance and/or HOA fees for XXX. Provided most recent primary mortgage Statement with XXX prior to closing. | The Credit Report #XXX in file States that the XXX loan has taxes and insurance escrowed. There is also a letter from the borrower stating that there are no HOA fees on XXX XXX either. | 12/27/2024 | Condition resolved as we have received evidence of the PITIA. | 12/31/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3250 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/30/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3250 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide third party valuation product. |  |  | Third party valuation product provided within tolerance. | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3251 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/16/2024 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing. | Affiliate; This loan is a XXX not a XXX. There are no brokers involved in this transaction that would required a disclosure of any business affiliations. | 01/17/2025 | Lender provided attestation of no affiliates. Condition cleared.; Required Affiliated Business Disclosure Resolved; Finding remains, all XXX and or XXX transaction may have affiliates for any fees charges. Please supply missing Affiliated Business Disclosure or a lender attestation that no affiliates were utilized. | 01/20/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3251 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FCOM1477 | Compliance | Missing evidence of rate lock | Evidence of Rate Lock Missing Missing evidence of rate lock date. | Rale lock LE | 12/27/2024 | Evidence of Rate Lock Provided | 01/20/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3251 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/23/2024 | Resolved | FVAL3825 | Property | XXX Declared Disaster Dated Prior to the , After Appraisal Date | Property located in XXX Declared XXX with no subsequent property Inspection. | PDI | 01/06/2025 | Lender provided PDI dated XX/XX/XXXX, post Incident End date of XX/XX/XXXX and reflects there was no damage to property. Condition cleared.; Property Inspection Provided.; Missing post disaster inspection report. XXX FEMA disaster declared on XX/XX/XXXX with an end date of XX/XX/XXXX, loan was completed with an appraisal waiver, therefore the PIR is required. | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3251 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3251 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report is missing. Provide Fraud Report. |  |  | Third Party Fraud Report is provided | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3251 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received - within tolerance - cleared | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3251 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. B Grade |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3252 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3253 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/30/2024 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX B A |
| GCAT2025INV3253 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX approved the loan with an Appraisal Wavier. |  |  | AVM received - within tolerance - cleared | 12/23/2024 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX B A |
| GCAT2025INV3253 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. B Grade |  |  |  |  | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX B A |
| GCAT2025INV3254 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Evidence of monthly HOA fee was not found in the file for XXX, XXX provide. | XXX see attached | 12/30/2024 | Lender provided HOA. Condition cleared. | 12/31/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3254 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3254 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report File is missing Third Party Fraud Report, XXX provide. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3255 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/16/2024 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Required Affiliated Business Disclosure Missing | Affiliate; Page XXX of the contract section XXX lists the no relationships that need to be disclosed. Because they listed "N/A", there won't be an Affiliated Business Disclosure to fill out. | 01/02/2025 | Resolved as we have received evidence of lender having no affiliates. ; Required Affiliated Business Disclosure Resolved; The XXX contract would not list any affiliates a potential lender would have. We are requesting for the affiliated business disclosure that is required from the Lender (XXX). XXX privacy XXXcy in file has a list of affiliates cited, therefore there should be an affiliated business disclosure that was provided to the borrower. | 01/03/2025 | Borrower has stable job time - Borrower has XXX years on job. two year work requirement met C A |
| GCAT2025INV3255 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. two year work requirement met C A |
| GCAT2025INV3256 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/27/2024 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX discrepancy noted: Audit note address XXX vs Lender value XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value | Correct the Note address is XXX | 01/07/2025 | Lender agreed with audit value. Condition cleared.; Lender agreed with audit value. Condition cleared.; Lender agreed with audit value. Condition cleared. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3256 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/16/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3256 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/16/2024 | Resolved | FPRO1500 | Property | HOA Questionnaire is Missing | HOA Questionnaire Missing, dues amount is undocumented HOA Questionnaire Missing, dues amount is undocumented | XXX see attached | 12/30/2024 | Condition resolved as we have received evidence of the HOA dues. | 12/31/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3256 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; AVM received - within tolerance - cleared | 12/31/2024 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3256 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/16/2024 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. B Grade |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3257 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/19/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | C A |
| GCAT2025INV3257 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/19/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/23/2024 | C A |
| GCAT2025INV3258 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Curative | 12/16/2024 | Resolved | finding-3430 | Compliance | Qualified Mortgage XXX Threshold | This loan does not qualify for a XXX level of compliance with the qualified mortgage rule. (XXX XXX §XXX(b) (XXX) , (e) (XXX)) This loan does not qualify for a XXX. The loan has an XXX of XXX%. The XXX threshold to qualify for a XXX is XXX%.A creditor or assignee of a qualified mortgage, that is not a higher-priced covered transaction, complies with the repayment ability requirements of paragraph (c) of this section. A creditor or assignee of a qualified mortgage, that is a higher-priced covered transaction, is presumed to comply with the repayment ability requirements of paragraph (c) of this section.Higher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the is set by XXX or more percentage points for a first-lien covered transaction, or by XXX or more percentage points for a subordinate-lien covered transaction. | Loan delivery is XXX Presumption of Compliance | 12/27/2024 | Information Only - XXX accepts - grade A; ; The finding requires an exception from XXX.; Requirements met. | 02/03/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3258 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Curative | 12/19/2024 | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Missing XXX XXX for Borrower 1. | Income - The AUS States that only the most recent year is required for businesses over XXX years in existence. The XXX shows they have been in existence since XXX. The XXX K-XXX is in file. The XXX is not needed. | 12/27/2024 | Resolved as we have received evidence of the HOA breakdown. | 12/31/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3258 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Curative | 12/19/2024 | Resolved | FCRE1440 | Credit | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements HOA documentation in file is missing the frequency of payment (i.e. XXX). Additional conditions may apply. | HOA document says XXX HOA dues. There is a breakdown by XXX that says the HOA for XXX is between $XXX - $XXX annually. The HOA document is reflecting the yearly amount. | 12/27/2024 | Resolved as we have received evidence of the HOA breakdown. ; Housing History Meets Guideline Requirements | 12/31/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3258 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Curative | 12/16/2024 | Resolved | finding-2261 | Compliance | NC Rate Spread Home Loan Test | This loan failed the XXX rate spread home loan test. (XXX XXX §XXX-11F(a) (XXX)) The loan is a rate spread home loan, as defined in the legislation. For more information XXX see the XXX Rate Spread Home Loan Article section of the full XXX report. While the XXX Rate Spread Home Loan provisions specify that lenders can legally make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy rate spread home loans even if the additional conditions are met. Requirements met. | Loan delivery is XXX Presumption of Compliance | 12/27/2024 | Informational, already downgraded to a 1/A | 12/30/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3258 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Curative | 12/19/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/30/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3259 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. no XXX data in loan file |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3260 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/17/2024 | Resolved | FCRE1185 | Credit | AUS Partially Provided | AUS Partially Provided | AUS | 12/27/2024 | Corrected AUS in file. Condition cleared.; AUS is not incomplete | 12/31/2024 | D A C |
| GCAT2025INV3260 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/17/2024 | Resolved | FCRE6636 | Credit | Missing Income - Award Letter | XXX benefits were used to qualify the borrower, documents verifying income was not found in the file, XXX provide. | Income | 12/27/2024 | Lender provided Award Letter. Condition cleared. | 12/31/2024 | D A C |
| GCAT2025INV3260 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/17/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX XXX Score is XXX, a Third Party Valuation is required, XXX provide. |  |  | Third party valuation product provided within tolerance. | 12/31/2024 | D A C |
| GCAT2025INV3260 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/17/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/30/2024 | D A C |
| GCAT2025INV3261 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3262 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/16/2024 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). Missing evidence borrowers received the appraisal report XXX business days prior to the loan consummation. | Appraisal dlvr; Borrower acknowledgement - by signing this you acknowledge that Your receipt of each Valuation Report XXX (XXX) or more business days prior to your loan closing, or, alternatively,; XXX Envelope ID: XXX APPRAISAL/VALUATION ACKNOWLEDGMENT | 01/10/2025 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared.; Evidence of appraisal delivery provided.; Audit reviewed Lender's response and has determined the document provided is not sufficient to verify borrower's receipt of appraisal prior to or at closing. Please provide verification of Borrower's receipt of appraisal prior to or at closing. Condition retained.; Document received is not Appraisal delivery documentation. Condition remains. | 01/13/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3262 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/30/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3262 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3262 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3263 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 07/22/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3263 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3264 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/30/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3264 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX firm will order. |  |  | AVM received - within tolerance - cleared | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3264 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. B Grade |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3265 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3265 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3266 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Affiliated business disclosure is missing. | XXX see attached; Page XXX of the contract section XXX lists any affiliations the brokers have. Because they both listed "none" there won't be an Affiliated Business Disclosure to fill out. | 01/06/2025 | Lender provided attestation of no affiliates. Condition cleared.; Required Affiliated Business Disclosure Resolved; Finding remains, all XXX and or XXX transaction may have affiliates for any fees charges. Please supply missing Affiliated Business Disclosure from the lender or a lender attestation that no affiliates were utilized. | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3266 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX provide as required. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3266 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received - within tolerance - cleared | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3266 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. AUS allowed appraisal waiver. B Grade |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3267 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing There's no evidence of the Lender's Affiliate Business disclosure in the loan file. | XXX see attached; Affiliate | 01/06/2025 | Lender provided Affiliated Business Disclosure. Condition cleared.; Lender provided attestation of no affiliates. Condition cleared.; Required Affiliated Business Disclosure Resolved; Lender provided a blanket Affiliated Business Agreement Notice; however, there was not identifying documentation to verify this was sent to the Borrower. Condition remains as a non-material finding. | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3267 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3267 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/23/2024 | Resolved | FVAL3825 | Property | XXX Declared Disaster Dated Prior to the , After Appraisal Date | Property located in XXX Declared XXX with no subsequent property Inspection. |  |  | Property Inspection Provided. | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3267 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3268 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/19/2024 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | Affiliate | 01/09/2025 | Lender provided attestation of no affiliates. Condition cleared.; Required Affiliated Business Disclosure Resolved | 01/10/2025 | C A B |
| GCAT2025INV3268 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/18/2024 | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Missing evidence of complete XXX months of XXX receipt for Borrower required by AUS. | Letter in file says that XXX receives XXX in XXX installments per month on the 1st & 2nd of each month through XXX. XXX months of Statements in file. | 12/27/2024 | Condition resolved as we have received sufficient amount of bank Statements verifying the alimony receipt. | 12/31/2024 | C A B |
| GCAT2025INV3268 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/18/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/30/2024 | C A B |
| GCAT2025INV3269 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3269 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3270 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3271 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE1191 | Credit | Audited Reserves are less than AUS Required Reserves (Dollar Amount) | Audited Reserves of $XXX are less than AUS Required Reserves of $XXX The most recent bank Statement found in the file is dated XX/XX/XXXX from XXX and does not match balances on XXX borrower is short funds for reserves based on the following: - Earnest money wire receipt is dated XX/XX/XXXX and is dated after the last time the borrower's account balances were verified - Final CD funds needed to close $XXX + $XXX XXX = $XXX, reserves required per XXX $XXX, funds verified $XXX, borrower is short $XXX Provide evidence the borrower had sufficient funds covering cost to close and reserves. | XXX see attached documentation \| \| Required funds: $XXX (XXX $XXX + cash from borrower $XXX + reserves $XXX) \| \| Verified funds: $XXX (XXX $XXX + $XXX + XXX $XXX) \| \| XXX XXX #XXX-XXX/XXX $XXX \| XXX XXX #XXX-XXX XX/XX/XXXX $XXX \| XXX $XXX | 01/06/2025 | Lender provided account update dated XX/XX/XXXX, for account #XXX, reflecting EMD of $XXX was cleared and balance of $XXX. Verified assets are sufficient for and reserves. Condition cleared.; Audited Reserves of $XXX are equal to or greater than AUS Required Reserves of $XXX | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3271 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE1182 | Credit | Approval/Underwriting Summary Not Provided | Missing Approval/Underwriting Summary. The Approval/Underwriting Summary (XXX) is missing - XXX provide. | XXX | 12/27/2024 | Lender provided the Approval/Underwriting Summary (XXX). Condition cleared. ; Approval/Underwriting Summary is fully present | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3271 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE1481 | Credit | Asset XXX Does Not Meet Guideline Requirements | Asset Record XXX Does Not Meet G/L Requirements The XXX letter provided for $XXX States funds to be sent to escrow, documentation showing XXX sent to escrow not found, Final CD does not reflect XXX - XXX provide. | XXX see attached | 12/31/2024 | Lender provided receipt of gift funds from Settlement Statement verifying receipt of the $XXX gift. Condition cleared.; Asset Record XXX Meets G/L Requirements Or Not Applicable | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3271 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Evidence of HOA fee for borrower's XXX not found in the file - XXX provide. | No HOA | 12/27/2024 | Lender provided an LOE from the borrower of no HOA on XXX. Condition cleared. | 12/30/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3271 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/30/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3271 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3272 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/13/2024 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). Missing evidence of Appraisal Delivery to Borrower at or prior to loan consummation. | Apprsl | 12/30/2024 | Lender provided appraisal delivery documentation. Condition cleared.; Evidence of appraisal delivery provided. | 12/31/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3272 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/30/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3272 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report A Third Party Fraud Report is missing, XXX provide. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3273 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared.; HMDA received - no level XXX discrepancies - condition cleared.; HMDA Data Tape Provided. | 12/31/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3273 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCOM1679 | Compliance | Collateral Protection Act, Mo. Rev. Stat. § § XXX; XXX - Collateral Protection Notice was not provided | Collateral Protection Act, XXX § § XXX; XXX - Collateral Protection Notice was not provided. Collateral Protection Notice is missing | The verbiage was provided as apart of the Security Instrument page XXX of XXX #XXX | 12/27/2024 | Condition resolved as the collateral protection is listed in the deed of trust. ; Collateral Protection Act, Mo. Rev. Stat. § § XXX; XXX - Collateral Protection Notice was provided. | 12/31/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3274 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. no XXX information |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3275 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. no XXX information |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3276 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). There is no evidence the borrower received a copy of the appraisal. | Appraisal dlvr; Document provided States - If you wish to proceed with your closing, your signature will acknowledge either: \| (XXX) Your receipt of each Valuation Report XXX (XXX) or more business days prior to your loan \| closing, or, alternatively; Provided in original upload | 01/10/2025 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared.; Evidence of appraisal delivery provided.; Audit reviewed Lender's response and has determined the document provided is not sufficient to verify borrower's receipt of appraisal prior to or at closing. Please provide verification of Borrower's receipt of appraisal prior to or at closing. Condition retained.; Document provided does not provide proof of the appraisal delivery to the borrower. Please provide proof that the borrower received a copy of their appraisal/valuation report at least XXX days prior to closing. | 01/13/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3276 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | Affiliate | 12/27/2024 | Required Affiliated Business Disclosure Resolved | 01/13/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3276 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. no XXX information in the loan file. |  |  | HMDA Data Tape Provided. | 12/30/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3276 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3277 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation Required missing XXX | affiliate | 01/02/2025 | Lender provided attestation of no affiliates. Condition cleared.; Required Affiliated Business Disclosure Resolved | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3277 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FPRO0951 | Property | XXX Approval Missing | XXX Approval Missing. XXX approval is Missing. | Per XXX cert the loan is eligible for Limited Review. XXX see attached. | 12/30/2024 | Lender provided condo questionnaire. Condition cleared.; Condo Approval is provided. | 12/31/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3277 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3277 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3278 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/16/2024 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing The loan file did not provide an Affiliated Business Disclosure. | Affiliate | 12/30/2024 | Resolved as we have received the missing ABD. ; Required Affiliated Business Disclosure Resolved | 12/31/2024 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3278 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3279 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3280 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. No XXX information provided |  |  | HMDA Data Tape Provided. | 12/30/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3280 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. No third party Valuation provided in the loan file. |  |  | Third party valuation product provided within tolerance. | 12/26/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3281 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/13/2024 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). Missing evidence of Appraisal Delivery to Borrower XXX business days prior to the loan consummation. | apprsl; Re-read the document provided. The borrowers are agreeing that they received their appraisal before closing and that they waived the XXX days. ; Provided | 01/14/2025 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared.; Evidence of appraisal delivery provided.; Audit reviewed Lender's response and has determined the document provided is not sufficient to verify borrower's receipt of appraisal prior to or at closing. Please provide verification of Borrower's receipt of appraisal prior to or at closing. Condition retained.; Document provided does not provide proof of the appraisal delivery to the borrower. Please provide proof that the borrower received a copy of their appraisal/valuation report at least XXX days prior to closing. | 01/15/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history guideline requirement C A |
| GCAT2025INV3281 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/13/2024 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Required Affiliated Business Disclosure Missing | Affiliate | 12/27/2024 | Required Affiliated Business Disclosure Resolved | 01/15/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history guideline requirement C A |
| GCAT2025INV3281 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE1191 | Credit | Audited Reserves are less than AUS Required Reserves (Dollar Amount) | Audited Reserves of $XXX are less than AUS Required Reserves of $XXX | Per the XXX Statement - XXX funds are available. Per the XXX account XXX was the current balance - XXX funds totaling $XXX were also available. A total of XXX All bank Statements and XXX Statements have already been provided. | 12/30/2024 | Assets located in file. Condition cleared.; Audited Reserves of $XXX are equal to or greater than AUS Required Reserves of $XXX; Audited Reserves of $XXX are less than AUS Required Reserves of $XXX | 12/31/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year work history guideline requirement C A |
| GCAT2025INV3281 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE1192 | Credit | Audited Reserves are less than AUS Required Reserves (Number of Months) | Audited Reserves of XXX month(s) are less than AUS Required Reserves of XXX month(s) |  |  | Assets located in file. Condition cleared.; Audited Reserves of XXX month(s) are greater than or equal to AUS Required Reserves of XXX month(s) ; Assets located in file. Condition cleared.; Audited Reserves of XXX month(s) are greater than or equal to AUS Required Reserves of XXX month(s) | 12/31/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year work history guideline requirement C A |
| GCAT2025INV3281 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. Two year work history guideline requirement C A |
| GCAT2025INV3282 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Cured | finding-3635 | Compliance | Charges That In Total Cannot Increase More Than XXX% Test | This loan failed the charges that in total cannot increase more than XXX% test. (XXX XXX §XXX(e) (XXX) (ii)) The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the XXX tolerance according to §XXX(e) (XXX) (ii). The final charges that in total cannot increase more than XXX% ($XXX) exceed the comparable charges ($XXX) by more than XXX%. XXX see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures.An estimate of a charge for a third-party service or a recording fee is in XXX if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §XXX(e) (XXX) (i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §XXX(e) (XXX) (vi). XXX Cure Required - A refund in the amount of $XXX. Mortgage Recording fee increase no valid coc in file. Cure package requires PCCD, LOX, copy of refund check, proof of delivery, or valid coc | cure | 01/08/2025 | Lender provided LOE, PCCD, copy of refund check and proof of delivery. Cured post close, loan will be graded a B. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3282 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE1185 | Credit | AUS Partially Provided | AUS Partially Provided Per AUS in file submitted XX/XX/XXXX references credit report dated XX/XX/XXXX report ID #XXX which does not match most recent credit report in file dated XX/XX/XXXX report ID #XXX. XXX provide AUS submission with most recent credit report updated. | AUS in file lists #XXX dated XX/XX/XXXX. Credit Report #XXX dated XX/XX/XXXX came back with no scores. Credit Report #XXX is the one being used for this loan since it was not expired at the time of closing. | 12/27/2024 | Upon further review, the AUS in file lists #XXX dated XX/XX/XXXX. Credit Report #XXX dated XX/XX/XXXX came back with no scores. Credit Report #XXX is the one being used for this loan since it was not expired at the time of closing. Condition cleared. ; AUS is not incomplete | 12/30/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3282 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/30/2024 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3283 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation required- XXX provide evidence Borrower received Affiliated Business Disclosure | Affiliate; The Affiliated Business Disclosure is not required. Per the Final CD and the Appraisal in file, this home was For Sale By Owner (XXX). There are no brokers or agencies to disclose affiliations. | 01/02/2025 | Resolved as we have received evidence of no affiliates. ; Required Affiliated Business Disclosure Resolved; The affiliated business disclosure that is being requested is for the Lender Mutual of XXX. There was no privacy XXXcy in the file to advise if the lender does not have affiliates, therefore we require a copy of the affiliated business disclosure that should have been provided to the borrower. | 01/03/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3283 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3284 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/19/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. D A C |
| GCAT2025INV3284 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/19/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. D A |
| GCAT2025INV3285 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | finding-3800 | Compliance | Qualified Mortgage Lending Policy Points and Fees Test | This loan has points and fees that exceed the points and fees threshold. (XX/XX/XXXX.XXX(e) (XXX)) The is $XXX or more, and the transaction's total points and fees is $XXX, which exceeds XXX percent of the total of $XXX; orThe is less than $XXX but at least $XXX, and the transaction's total points and fees is $XXX, which exceeds $XXX; orThe is less than $XXX but at least $XXX, and the transaction's total points and fees is $XXX, which exceeds XXX percent of the total of $XXX; orThe is less than $XXX but at least $XXX, and the transaction's total points and fees is $XXX, which exceeds $XXX; orThe is less than $XXX and the transaction's total points and fees is $XXX, which exceeds XXX percent of the total of $XXX. No evidence of discounted/par rate in file. | XXX | 01/02/2025 | Lender provided verification of PAR rate and bona fide discount points. Condition cleared.; Lender provided verification of PAR rate and bona fide discount points. Condition cleared. | 01/03/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3285 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | Affiliate; There are XXX disclosures in file. The first XXX has a relationship with XXX homes and the second States The XXX Agent is affiliated with XXX. The 2nd is mentioned on the XXX contract and the disclosure is also provided. | 01/02/2025 | Lender provided Affiliated Business disclosure. Condition cleared.; Required Affiliated Business Disclosure Resolved; Finding remains: please provide the affiliated business disclosure from the lender (XXX) or a lender attestation that no affiliates were utilized. | 01/03/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3285 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3285 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX firm will order |  |  | Third party valuation product provided within tolerance. | 12/24/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3286 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3286 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. An XXX is required |  |  | Third party valuation product provided within tolerance. | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3287 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/16/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3288 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). Missing evidence borrower received the appraisal report XXX business days prior to loan consummation. | Provided | 12/27/2024 | Resolved as we have received the missing evidence. ; Evidence of appraisal delivery provided. | 12/31/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3288 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3289 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX provide as required. |  |  | HMDA Data Tape Provided. | 12/30/2024 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3290 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Curative | 12/19/2024 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). | Provided | 12/27/2024 | Condition resolved as we have received evidence of the appraisal by the borrower. ; Evidence of appraisal delivery provided. | 12/31/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3290 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Curative | 12/19/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/30/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3290 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Curative | 12/19/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report The review requires a Third Party Fraud Report. Provide a Third Party Fraud Report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3291 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Cured | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (XXX XXX §XXX(e) (XXX) (i)) The loan contains charges that exceed the XXX determination according to §XXX(e) (XXX) (i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXX(e) is in XXX if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXX(e) (XXX) (i). XXX Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery. The XXX% tolerance violation in the amount of $XXX is due to an increase in the discount points from $XXX on the initial LE to $XXX on the final CD. The rate lock date is XX/XX/XXXX per lender's loan approval and compliance report. The next re-disclosed LE provided is dated XX/XX/XXXX which is greater than XXX business days from the change date. | cure | 01/10/2025 | Lender provided LOE, PCCD, copy of refund check and proof of delivery. Cured post close, loan will be graded a B. | 01/13/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3291 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Cured | finding-3529 | Compliance | Revised Loan Estimate Delivery Date and Changed Circumstances Date Test | The rate lock date is XX/XX/XXXX per lender's loan approval and compliance report. The next re-disclosed LE provided is dated XX/XX/XXXX which is greater than XXX business days from the change date. This loan failed the revised loan estimate delivery date and changed circumstances date test. (XXX XXX §XXX(e) (XXX) (iv) (A) - (C) , (E) , (F) , and (D) as amended in XXX, and XXX XXX §XXX(e) (XXX) (i)) The revised loan estimate delivery date is either:Later than the third business day (counting days on which the creditor's offices are open to the public for carrying on substantially all of its business functions) after the creditor receives information sufficient to establish that a changed circumstance has occurred; orBefore the creditor receives information sufficient to establish that a changed circumstance has occurred.This calculation takes into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its business functions, as described in §XXX(a) (XXX) and as it relates to §XXX(e) (XXX) (i) (revised loan estimate disclosure). This test excluded the following days from the business day count based on the client preferences configured on the company settings business days profile page:As not being open on SundayAs not being open on SaturdayXXX NOTE: If a conflict results from the client preferences configured on the company settings business days profile page such that a day is marked as both open and closed, ComplianceAnalyzer calculations will presume the company's offices are closed to the public for carrying on substantially all of its business functions. If this is not the appropriate result, you must revise your settings to remove the conflict.If a creditor uses a revised estimate for the purpose of determining XXX for the XXX tolerance and XXX% tolerance categories under §XXX(e) (XXX) (i) and (ii) , the creditor shall provide a revised version of the disclosures required under §XXX(e) (XXX) (i) reflecting the revised estimate either:Within XXX business days of receiving information sufficient to establish that one of the reasons for revision provided under §XXX(e) (XXX) (iv) (A) through (C) , (E) and (F) applies; orNo later than XXX business days after the date the is locked, for revision provided under §XXX(e) (XXX) (iv) (D). The revised version of the disclosures required under §XXX(e) (XXX) (i) shall contain the revised , the points disclosed pursuant to §XXX(f) (XXX) , lender credits, and any other dependent charges and terms. | cure | 01/10/2025 | Lender provided LOE, PCCD, copy of refund check and proof of delivery. Cured post close, loan will be graded a B. | 01/13/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3291 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). | Invalid finiding - The top of the appraisal shows a docusign date of XXX/XXX from both borrowers. Loan closed XXX/XXX | 12/27/2024 | Upon further review, the file contains evidence of receipt of the appraisal on XX/XX/XXXX. Condition cleared. ; Evidence of appraisal delivery provided. | 12/30/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3291 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/30/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3291 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX Score is XXX- XXX is required but was not available at time of review. |  |  | Third party valuation product provided within tolerance. | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3292 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/30/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3292 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX firm will order. |  |  | Third party valuation product provided within tolerance. | 12/24/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3293 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3293 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/17/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX / XXX required but was not available at time of review. |  |  | CCA received - within tolerance - cleared | 12/26/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3294 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/30/2024 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3294 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. The XXX score is XXX and a Third Party Valuation is required. Provide a Third Party Valuation Product that is within tolerance. |  |  | Third party valuation product provided within tolerance. | 12/23/2024 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3295 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX firm will order |  |  | XXX received - within tolerance - condition cleared | 01/16/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3295 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3295 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/18/2024 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Per LPA approval loan is eligible for collateral representation and warranty relief with an appraisal waiver through XX/XX/XXXX. Loan is eligible for an appraisal waiver. | The LPA is the XXX document. No additional documentation is required | 12/24/2024 | Will remain a B grade. | 12/26/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3295 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/19/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/23/2024 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3296 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/18/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/27/2024 | C A |
| GCAT2025INV3296 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/18/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing third Party Valuation Product. |  |  | Third party valuation product provided within tolerance. | 12/23/2024 | C A |
| GCAT2025INV3297 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/02/2025 | Resolved | FCRE1187 | Credit | Audited LTV Exceeds AUS LTV | Audited LTV of XXX% exceeds AUS CLTV of XXX% | XXX | 01/06/2025 | Condition resolved as we have received the updated LP. ; Audited LTV of XXX% is less than or equal to AUS CLTV of XXX%; Appraised value is $XXX. Please provide updated AUS/XXX/XXX. | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3297 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/02/2025 | Resolved | FCRE1189 | Credit | Audited HCLTV Exceeds AUS HCLTV | Audited HCLTV of XXX% exceeds AUS HCLTV of XXX% | XXX | 01/06/2025 | Condition resolved as we have received the updated LP. ; Audited HCLTV of XXX% is less than or equal to AUS HCLTV of XXX%; Appraised value is $XXX. Please provide updated AUS/XXX/XXX. | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3297 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/02/2025 | Resolved | FCRE1188 | Credit | Audited CLTV Exceeds AUS CLTV | Audited CLTV of XXX% exceeds AUS CLTV of XXX% Appraised value is $XXX. XXX provide updated AUS/XXX/XXX. | AUS | 01/06/2025 | Condition resolved as we have received the updated LP. ; Audited CLTV of XXX% is less than or equal to AUS CLTV of XXX% | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3297 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/20/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/02/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3298 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/19/2024 | Resolved | FCRE1145 | Credit | Title Document Missing | Title Document is missing A copy of the title commitment was not found, XXX provide. | Title attached | 02/27/2025 | ; Title Document is fully Present | 02/27/2025 | D B A |
| GCAT2025INV3298 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/19/2024 | Resolved | FCRE3605 | Credit | Asset Documents are Incomplete | Asset Documents are Incomplete: - Provide missing bank Statements for account ending in XXX with XXX - Provide corresponding bank Statements documenting all large transfer into account ending in XXX XXX and XXX XXX - Maximum non-income/payroll deposits is $XXX, provide source documents for all deposits and transfers exceeding this amount for all accounts documented in the file or subtract unsourced funds from available balances. | Assets | 01/16/2025 | Lender provided bank Statements and LOE for large deposits. Condition cleared. | 01/17/2025 | D B A |
| GCAT2025INV3298 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/19/2024 | Resolved | FCRE7496 | Credit | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | a XXX was used for value, provide evidence there is no HOA fee for subject property. | As it applies to HOA dues, our internal process is to look at the address and other documentation in the file. If nothing indicates a XXX or XXX (ex. Unit number) we typically will not request verification of HOA. I googled this property and it's in a older, established neighborhood where HOA dues would be unlikely. \| | 12/31/2024 | Lender provided property search for subject property. Audit property search supports property does not have HOA fees. Condition cleared. | 01/02/2025 | D B A |
| GCAT2025INV3298 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/19/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 12/30/2024 | D B C A |
| GCAT2025INV3298 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/19/2024 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Signed Appraisal Waiver was not found in the file, XXX provide. | The AUS is the XXX document. No other document exists or is required | 12/24/2024 | Will remain a B grade level XXX. | 12/26/2024 | D B A |
| GCAT2025INV3298 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/19/2024 | Resolved | FCRE1182 | Credit | Approval/Underwriting Summary Not Provided | Missing Approval/Underwriting Summary. The XXX/Underwriting Transmittal was not found in the file, XXX provide. | AUS Approved Loan - XXX's are not required | 12/23/2024 | Audit reviewed Lender's response and has determined the AUS was in the loan file; therefore, the XXX is not required. Condition cleared.; Approval/Underwriting Summary is fully present | 12/24/2024 | D B A |
| GCAT2025INV3298 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/19/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. A Third Party Valuation Product Not Provided or Not Provided Within Tolerance, XXX provide. |  |  | Third party valuation product provided within tolerance.; AVM received - within tolerance - cleared | 12/24/2024 | D B C A |
| GCAT2025INV3298 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/19/2024 | Resolved | FPRO0936 | Property | XXX Summary Report is Missing | XXX reports are missing, provide XXX and XXX reports. | Loan was approved with XXX | 12/23/2024 | Audit reviewed Lender's response and has determined a PIW was used on loan; therefore, a UCDP report would not be required. Condition cleared. | 12/24/2024 | D B A |
| GCAT2025INV3298 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 12/19/2024 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report The Third Party Fraud Report is missing, XXX provide. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/23/2024 | D B A |
| GCAT2025INV3299 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/24/2024 | Resolved | FCRE1184 | Credit | AUS Not Provided | Missing AUS. XXX confirms use of XXX findings but was not provided in the file. Loan is subject to complete review of XXX approval. Additional conditions may apply. | AUS - previously provided | 01/02/2025 | Resolved as we have received the missing AUS. ; AUS is not missing; Missing AUS Missing AUS. XXX confirms use of DU findings but was not provided in the file. Loan is subject to complete review of DU approval. Additional conditions may apply. | 01/03/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3299 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/24/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. | 01/02/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3300 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/20/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/08/2025 | C A |
| GCAT2025INV3301 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/21/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. two year work history requirement has been met C A |
| GCAT2025INV3302 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/20/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | D A C |
| GCAT2025INV3302 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/20/2024 | Resolved | FCRE1202 | Credit | Third Party Fraud Report Partially Provided | Third Party Fraud Report Partially Provided Third Party Fraud Report missing full report, XXX provide. | Third Party Fraud Report | 01/03/2025 | Lender provided original fraud report. The fraud report in file reflects no red flags and OFAC search complete. Condition cleared.; Third Party Fraud Report is fully present | 01/06/2025 | D A |
| GCAT2025INV3302 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/20/2024 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Borrower's XXX: - Copy of XXX tax bill was not found in the file, XXX provide. | Tax bill has been uploaded. Asmt Year shows XXX. | 01/03/2025 | Lender provided taxes for Borrower's XXX. Condition cleared. | 01/06/2025 | D A |
| GCAT2025INV3303 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3303 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/23/2024 | Resolved | FCRE7495 | Credit | Verification of Borrower Liabilities Missing or Incomplete | Tax returns for XXX were provided and reflects that the borrower owes $XXX. Document this amount has been paid in full or provide an XXX installment agreement with payment included in the final debt to income ratio. | Reduced the assets for the XXX XXX taxes owed. It's notated in the underwriter comments on the XXX & in the Assets section of the XXX. | 01/03/2025 | Condition rescinded as the assets were already reduced by the amount owed for taxes. | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3303 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/23/2024 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Primary housing payments were not fully documented. Document primary housing tax payments. | Uploaded tax info for XXX. | 01/03/2025 | Condition resolved as we have received the missing evidence of property taxes. | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3303 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/23/2024 | Resolved | FCRE1324 | Credit | Borrower 1 Tax Returns Not Signed | Borrower 1 Tax Returns Not Signed Provide executed tax return. | There are tax transcripts in file and signed XXX-C. Per XXX XXX these are acceptable alternatives for the borrower's signature on the tax returns. Uploaded guide and transcripts. | 01/03/2025 | Borrower 1 Tax Returns Are Signed | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3303 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/23/2024 | Resolved | FCRE9780 | Credit | Business Purpose Affidavit/Disclosure Missing | Business Purpose Affidavit/Disclosure Missing Provide business purpose affidavit. | A Statement of Business purpose affidavit/reason for cash out is not a requirement of XXX or XXX. XXX waive. Thank You. | 01/03/2025 | Business Purpose Affidavit/Disclosure Provided | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3303 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/23/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide third party valuation. |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3304 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/20/2024 | Resolved | FVAL4969 | Property | Property has been listed for sale in the past XXX months | Appraisal in file dated XX/XX/XXXX, is XX/XX/XXXX, provide recent evidence property was not currently listed for sale. | Conventional, limited cash out XXX closed on XX/XX/XXXX. The same appraisal report dated XX/XX/XXXX was used with a 1004D dated XX/XX/XXXX reflecting no change in value. The listed for sale reflected on the report was from the date the borrower XXX the property. Uploaded to portal. | 01/10/2025 | Prior sale was borrowers XXX of property. Condition cleared. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3304 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/20/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX reports no score, provide a Third Party Valuation Product. |  |  | Third party valuation product provided within tolerance. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3304 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/20/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3305 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/23/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3305 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/23/2024 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | XXX XXX : Per mortgage Statement in file not escrowed File contains only XXX. Policy. Missing verification of HOA dues & Taxes to support monthly amounts of $XXX taxes & XXX HOA dues per XXX lender used to qualify. | Uploaded tax bill and HOA stmt for primary. | 01/03/2025 | Resolved as we have received all evidence of PITIA and HOA dues. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3305 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/23/2024 | Resolved | FCRE6019 | Credit | Borrower 1 Citizenship Documentation not provided | Borrower 1 Citizenship Documentation Is Missing Per XXX document in file p. XXX borrower is XXX. Final 1003 p. XXX marked XXX. Reviewer unable to locate any other documentation in file. | XXX review the uploaded Identification. Thank you | 01/03/2025 | Borrower 1 Citizenship Documentation Provided or Not Required | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3306 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/23/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided.; HMDA received - no level XXX discrepancies - condition cleared | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history requirement met C A |
| GCAT2025INV3306 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/23/2024 | Resolved | FCRE1182 | Credit | Approval/Underwriting Summary Not Provided | Missing Approval/Underwriting Summary. | Uploaded form 1008 Uniform Underwriting and Transmittal Summary. | 01/03/2025 | Approval/Underwriting Summary is fully present | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history requirement met C A |
| GCAT2025INV3307 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/22/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/08/2025 | C A |
| GCAT2025INV3308 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/23/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | D A C |
| GCAT2025INV3308 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/22/2024 | Resolved | FCOM1229 | Credit | XXX Rider is Missing | XXX Rider is Missing. | The Security Instrument to included the XXX Rider starting on page XXX has been uploaded for your review. Thank you | 01/03/2025 | Resolved as we have received evidence of B2 mid-score. ; Cleared as we have received the multi unit rider. | 01/06/2025 | D A |
| GCAT2025INV3308 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/23/2024 | Resolved | FCRE1190 | Credit | Audited FICO is less than AUS FICO | Audited FICO of XXX is less than AUS FICO of XXX. | Credit score (FICO) on credit report of XXX is the same as reflected on AUS (LP) XXX. Uploaded AUS and credit report. | 01/03/2025 | Audited FICO of XXX is equal to or greater than AUS FICO of XXX | 01/06/2025 | D A C |
| GCAT2025INV3309 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/23/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; HMDA received - no level XXX discrepancies - condition cleared | 01/09/2025 | C A |
| GCAT2025INV3309 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/23/2024 | Resolved | FCRE1479 | Credit | Asset XXX Does Not Meet Guideline Requirements | Asset Record XXX Does Not Meet G/L Requirements. XXX requirement of asset verification with a verification of deposit form or bank Statements covering a XXX-month period not provided. XXX accounts #XXX and #XXX have XXX Statement only. XXX provide additional Statement for both accounts. | XXX see item #XXX and #XXX of XXX submission #XXX. Retirement and mutual fund accounts only require XXX Statement. These are not depository assets (#XXX). | 01/03/2025 | Asset Record XXX Meets G/L Requirements | 01/07/2025 | C A |
| GCAT2025INV3309 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/23/2024 | Resolved | FCRE1481 | Credit | Asset XXX Does Not Meet Guideline Requirements | Asset Record XXX Does Not Meet G/L Requirements XXX requirement of asset verification with a verification of deposit form or bank Statements covering a XXX-month period not provided. XXX accounts #XXX and #XXX have XXX Statement only. XXX provide additional Statement for both accounts. | \| XXX see item #XXX and #XXX of XXX submission #XXX. Retirement and mutual fund accounts only require XXX Statement. These are not depository assets (#XXX). | 01/03/2025 | Asset Record XXX Meets G/L Requirements Or Not Applicable | 01/07/2025 | C A |
| GCAT2025INV3309 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/23/2024 | Resolved | FCRE1491 | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification Does Not Meet Guideline Requirements XXX requirement of asset verification with a verification of deposit form or bank Statements covering a XXX-month period not provided. XXX accounts #XXX and #XXX have XXX Statement only. XXX provide additional Statement for both accounts. | XXX see item #XXX and #XXX of XXX submission #XXX. Retirement and mutual fund accounts only require XXX Statement. These are not depository assets (#XXX). | 01/03/2025 | Asset Qualification Meets Guideline Requirements | 01/07/2025 | C A |
| GCAT2025INV3309 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/23/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX firm will order |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 01/06/2025 | C A |
| GCAT2025INV3310 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/24/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3311 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/23/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3311 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/23/2024 | Resolved | FCRE1148 | Credit | Title Coverage is Less than Subject Lien | Title Coverage Amount of $XXX is Less than Total Amount of Subject Lien $XXX Title Coverage Amount of $XXX is Less than Total Amount of Subject Lien $XXX | Uploaded preliminary title report reflecting $XXX coverage. | 01/03/2025 | Resolved as we have received evidence of sufficient title coverage. ; Title Coverage Amount of $XXX is equal to or greater than Total Amount of Subject Lien $XXX | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3311 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3312 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/23/2024 | Resolved | FCRE8728 | Credit | Missing Payment History | The borrowers tax transcripts for XXX indicate a balance owed of $XXX which was not addressed in the file, the balance is XXX months overdue with no payments being made as reported on the transcripts, provide the following: - Evidence of payment plan excepted by the XXX insuring a lien will not be filed (Note: XXX taxes owed could have been covered by the borrowers assets, taxes owed are from XXX and must be addressed) | The XXX tax transcripts in file reflect there in no account balance due. Uploaded. | 01/09/2025 | Audit reviewed Lender's response and has determined the Borrower has sufficient funds after closing and required reserves to pay the amount due on the XXX tax transcript. Condition cleared. | 01/13/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3312 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/23/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3312 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/23/2024 | Resolved | FCRE7009 | Credit | Hazard insurance dwelling coverage is not sufficient | Hazard Insurance coverage of $XXX is less than required coverage required Policy subject property States there is replacement cost coverage, provide a replacement cost estimate from the insurer verifying property has sufficient coverage. | Property is an attached XXX. Property located in XXX. The HOI policy States the policy provides replacement cost coverage of the insured property subject to policy limits, endorsements, and underwriting. \| No additional documentation is required. It provides replacement cost. \| Also uploaded master policy which reflects XXX% replacement cost. | 01/03/2025 | Lender provided master insurance XXXcy reflecting coverage of $XXX. Condition cleared.; Hazard Insurance coverage meets guideline requirement | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3312 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/23/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. The XXX score is XXX an XXX is required, XXX provide. |  |  | AVM received within tolerance. Condition cleared. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3313 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3313 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/20/2024 | Resolved | FCOM3075 | Credit | Missing XXX Act Disclosure or ID | Missing XXX Act Disclosure or ID. Provide borrowers ID or XXX Act diclosure completed by the notary at closing. | XXX review the uplaoded borrowers IDs. Thank you | 01/03/2025 | Lender provided Photo ID for both Borrowers. Condition cleared.; US Patriot Act Disclosure or ID provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3313 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/20/2024 | Resolved | FCRE6914 | Credit | Borrower 2 Citizenship Documentation not provided | Borrower 2 Citizenship Documentation Is Missing Provide borrowers ID or XXX Act Form completed by the notary at closing. | XXX review the uplaoded borrowers IDs. Thank you | 01/03/2025 | Lender provided Photo ID for both Borrowers. Condition cleared.; Borrower 2 Citizenship Documentation Provided or Not Required | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3313 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/20/2024 | Resolved | FCRE6019 | Credit | Borrower 1 Citizenship Documentation not provided | Borrower 1 Citizenship Documentation Is Missing Provide borrowers ID or XXX Act Form completed by the notary at closing. | XXX review the uplaoded borrowers IDs. Thank you | 01/03/2025 | Lender provided Photo ID for both Borrowers. Condition cleared.; Borrower 1 Citizenship Documentation Provided or Not Required | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3314 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/20/2024 | Resolved | FCRE7495 | Credit | Verification of Borrower Liabilities Missing or Incomplete | Provide updated AUS findings with the borrowers primary housing expense of $XXX included in the DTI calculation. Current AUS provided with submission XXX does not reflect the borrowers primary housing expense was included in the final ratio calculation. | XXX attached which confirms taxes and insurance are included in the escrow monthly payment. ; Primary housing payment of $XXX (supported by stmt) / income of $XXX= XXX%. Uploaded AUS and Mortgage Stmt. | 01/16/2025 | Lender provided escrow Statement verifying escrows include both taxes and insurance. Condition cleared.; Audit reviewed lenders response, however; Mortgage Statement for primary States Escrow but is not specific of items that are escrowed. Please provide property tax and Insurance documentation OR credit supplement verifying Taxes and Insurance are escrowed. Condition remains. | 01/17/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3314 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/20/2024 | Resolved | FCRE1332 | Credit | Borrower 1 XXX Less Than XXX Month Provided | Borrower 1 XXX Less Than XXX Month Provided AUS only requires the most recent XXX. | XXX | 01/09/2025 | Borrower 1 Paystubs Less Than XXX Month Provided Condition Resolved | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3314 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3315 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/21/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year guideline requirement met C A |
| GCAT2025INV3315 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/24/2024 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | Affiliate Business Disclosure Attestation has been uploaded for your review. Thank you | 01/03/2025 | Required Affiliated Business Disclosure Resolved | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year guideline requirement met C A |
| GCAT2025INV3316 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/20/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. two year work history provided meets guideline requirements D A C |
| GCAT2025INV3316 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/20/2024 | Resolved | FCRE2900 | Credit | Borrower Non-XXX Identification Document Missing | Non XXX Borrower is missing Identification Document. | Uploaded copy (front and back) of XXX card for borrower. | 01/03/2025 | Resolved as we have received evidence of citizenship. ; Borrower Identification Document provided. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. two year work history provided meets guideline requirements D A |
| GCAT2025INV3317 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/22/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 01/09/2025 | C A |
| GCAT2025INV3317 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/26/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 01/06/2025 | C A |
| GCAT2025INV3318 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/20/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | CCA received - within tolerance - cleared | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3318 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/20/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3318 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/20/2024 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Evidence of HOA,if any for XXX XXX was not provided. | Uploaded evidence of HOA for XXX | 01/03/2025 | Resolved as we have received evidence of the HOA dues. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3319 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/26/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 07/22/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history guideline requirement met C A |
| GCAT2025INV3319 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/22/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 03/21/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history guideline requirement met C A |
| GCAT2025INV3319 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/22/2024 | Resolved | FCRE7009 | Credit | Hazard insurance dwelling coverage is not sufficient | Hazard Insurance coverage of $ is less than required coverage required H06 | Master policy contains XXX coverage/Replacement cost. H06 also provided. Includes Replacement cost. Coverage Is sufficient. Uploaded. | 01/03/2025 | Resolved as we have received evidence of sufficient hazard coverage. ; Hazard Insurance coverage meets guideline requirement | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history guideline requirement met C A |
| GCAT2025INV3319 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/20/2024 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing. | XXX review the uploaded signed letter is to confirm that XXX MORTGAGE LOANS has no affiliates, therefore the disclosure is not required. | 01/03/2025 | Required Affiliated Business Disclosure Resolved | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history guideline requirement met C A |
| GCAT2025INV3320 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/23/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. no XXX data in file |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3320 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/24/2024 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). | XX/XX/XXXX: The Appraisal POD has been uploaded for your review. Thank you | 01/06/2025 | Evidence of appraisal delivery provided. | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3320 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/24/2024 | Resolved | FCOM5556 | Compliance | Missing Credit Score Disclosure (FACTA) | Missing Credit Score Disclosure (XXX). | The Credit Score Disclosure (XXX) has been uploaded for your review. Thank you | 01/03/2025 | FACTA Credit Score Disclosure is provided.; Received copy of missing FACTA. | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3320 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/23/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. no third party valuation in file |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3321 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/23/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3322 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/23/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3322 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/23/2024 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Documents verifying HOA for XXX not found in file, provide evidence of HOA or a signed letter from borrower stating there is none. | Uploaded signed letter from borrower confirming no HOA. | 01/03/2025 | Resolved as we have received evidence of any HOA dues for XXX. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3322 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% |  |  | Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 12/30/2024 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3323 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/28/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | C A |
| GCAT2025INV3323 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/28/2024 | Resolved | FCRE1148 | Credit | Title Coverage is Less than Subject Lien | Title Coverage Amount of $XXX is Less than Total Amount of Subject Lien $XXX | HOI coverage is $XXX | 01/02/2025 | Resolved as we have received evidence of sufficient title coverage. ; Title Coverage Amount of $XXX is equal to or greater than Total Amount of Subject Lien $XXX | 01/06/2025 | C A B |
| GCAT2025INV3324 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/23/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide third party valuation. |  |  | Third party valuation product provided within tolerance. | 01/14/2025 | D A C |
| GCAT2025INV3324 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/26/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/08/2025 | D A C |
| GCAT2025INV3324 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/23/2024 | Resolved | FCRE1324 | Credit | Borrower 1 Tax Returns Not Signed | Borrower 1 Tax Returns Not Signed Provide executed tax returns. | Per XXX XXX, the following are acceptable alternatives for the borrower's signature on the tax return: Tax Transcripts. Uploaded guidance and transcripts. | 01/03/2025 | Borrower 1 Tax Returns Are Signed | 01/06/2025 | D A C |
| GCAT2025INV3324 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/23/2024 | Resolved | FCRE9780 | Credit | Business Purpose Affidavit/Disclosure Missing | Business Purpose Affidavit/Disclosure Missing Provide executed Business Purpose Affidavit. | A Statement of Business purpose affidavit/reason for cash out is not a requirement of XXX or XXX. XXX waive. Thank You. | 01/03/2025 | Cleared as we have received missing documentation.; Business Purpose Affidavit/Disclosure Provided | 01/06/2025 | D A C |
| GCAT2025INV3324 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/23/2024 | Resolved | FCRE1491 | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification Does Not Meet Guideline Requirements Missing evidence of the vested balance and evidence that the borrower is permitted to make withdrawals and that severence of the borrowers current employment is not required for the retirement account with XXX. | Uploaded XXX terms. | 01/03/2025 | Cleared as we have received missing asset documents. ; Asset Qualification Meets Guideline Requirements | 01/06/2025 | D A C |
| GCAT2025INV3325 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/24/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3325 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/24/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX firm will order |  |  | CCA received - within tolerance - cleared | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3326 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2024 | Resolved | FCRE1204 | Credit | Fraud Report Shows Uncleared Alerts | Fraud Report Shows Uncleared Alerts Borrower 2 has a Social Security Alert on Fraud Report, provide a clear XXX search report or other document used to clear alert. | The alert is in regards to the Borrower 2 name change due to change in marital status. See AKAs and name variations on the Fraud Report. Uploaded to portal,. \| | 01/10/2025 | Condition resolved as the alert was only for borrower Last Name change as was recently marreid.; All Fraud Report Alerts have been cleared or None Exist | 01/14/2025 | C A |
| GCAT2025INV3326 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2024 | Resolved | FCRE1176 | Credit | HO6 Insurance Policy Effective Date is after the | XXX Insurance Policy Effective Date of XX/XX/XXXX is after the of XX/XX/XXXX The loan closing date is XX/XX/XXXX, a revised policy dated prior to or or date of closing was not found, XXX provide. | The Final Closing Statement and CD reflects closing/disbursement date of XX/XX/XXXX. Uploaded to portal. \| | 01/10/2025 | Resolved as the insurance was active as of the disbursement date. ; HO-XXX Insurance XXXcy Effective Date of XX/XX/XXXX is prior to or equal to the of XX/XX/XXXX Or HO-XXX Insurance XXXcy Effective Date Is Not Provided | 01/14/2025 | C A |
| GCAT2025INV3326 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/08/2025 | C A |
| GCAT2025INV3327 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/24/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3327 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/24/2024 | Resolved | FCRE6019 | Credit | Borrower 1 Citizenship Documentation not provided | Borrower 1 Citizenship Documentation Is Missing Borrowers XXX - XXX form / XXX visa in file - no picture ID located in file | Citizenship Documentation | 01/02/2025 | Borrower 1 Citizenship Documentation Provided or Not Required | 01/03/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3328 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/23/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3329 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/23/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3329 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/23/2024 | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Missing evidence of total monthly rent for subject property. The signed current XXX in file shows only monthly rent for Unit B of $XXX. Lender used gross monthly rent of $XXX for the subject property. | The XXX agreement is not required. Form XXX was provided. XXX-XXX-XXX, Rental Income. Uploaded form XXX. \| Uploaded XXX print out reflecting no HOA for XXX. In addition, there is no HOA disclosed on the Final 1003. | 01/03/2025 | Income and Employment Meet Guidelines | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3329 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/23/2024 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing evidence of HOA on XXX and XXX | The XXX agreement is not required. Form XXX was provided. XXX-XXX, Rental Income. Uploaded form XXX. | 01/03/2025 | Borrower 1 Credit Report is not partially present. | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3329 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/23/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3330 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/23/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | C A |
| GCAT2025INV3331 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/23/2024 | Resolved | FPRO0951 | Property | XXX Approval Missing | XXX Approval Missing. Provide XXX approval. | \| XXX approval including questionnaire uploaded to portal. | 01/10/2025 | Lender provided CONDO Approval. Condition cleared.; Condo Approval is provided. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3331 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3331 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/23/2024 | Resolved | FCRE9780 | Credit | Business Purpose Affidavit/Disclosure Missing | Business Purpose Affidavit/Disclosure Missing Provide executeed Business Purpose Affifavit. | A Statement of Business purpose affidavit/reason for cash out is not a requirement of XXX or XXX. XXX waive. Thank You. | 01/06/2025 | Business Purpose Affidavit/Disclosure Provided | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3332 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/23/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3333 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/23/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history requirement met C A |
| GCAT2025INV3333 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | CCA received - within tolerance - cleared | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history requirement met C A |
| GCAT2025INV3334 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 03/21/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3334 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/24/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide third party valuation product for the subject property. |  |  | Third party valuation product provided within tolerance. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3334 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/24/2024 | Resolved | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Rounding issue |  |  | Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 12/31/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3335 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/25/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history guideline requirement met C A |
| GCAT2025INV3335 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/25/2024 | Resolved | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% | AUS (DU #XXX) DTI is XXX%. Uploaded. | 01/06/2025 | Condition resolved as we have received updated AUS including the subject net rental income. ; Audited DTI of XXX% is less than or equal to AUS DTI of XXX%; Audited DTI of XXX% exceeds AUS DTI of XXX% ? | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history guideline requirement met C A |
| GCAT2025INV3335 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/25/2024 | Resolved | FCRE1192 | Credit | Audited Reserves are less than AUS Required Reserves (Number of Months) | Audited Reserves of XXX month(s) are less than AUS Required Reserves of XXX month(s) | AUS (DU #XXX). Reserves required to be verified $XXX. Uploaded AUS. | 01/06/2025 | Audited Reserves of XXX month(s) are greater than or equal to AUS Required Reserves of XXX month(s) | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history guideline requirement met C A |
| GCAT2025INV3336 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/25/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 01/08/2025 | D A C |
| GCAT2025INV3336 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/25/2024 | Resolved | FCRE6019 | Credit | Borrower 1 Citizenship Documentation not provided | Borrower 1 Citizenship Documentation Is Missing | Uploaded copy (front and back) of XXX card for borrower. | 01/03/2025 | Borrower 1 Citizenship Documentation Provided or Not Required | 01/07/2025 | D A |
| GCAT2025INV3336 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/25/2024 | Resolved | FCRE2900 | Credit | Borrower Non-XXX Identification Document Missing | Non XXX Borrower is missing Identification Document. | Uploaded copy (front and back) of XXX card for borrower. | 01/03/2025 | Borrower Identification Document provided. | 01/07/2025 | D A |
| GCAT2025INV3337 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FCRE7495 | Credit | Verification of Borrower Liabilities Missing or Incomplete | Document full tax amount for the property located at XXX hich is the borrowers XXX. | Uploaded tax bill for XXX | 01/10/2025 | Lender provided tax certification. Condition cleared. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3337 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FCRE6019 | Credit | Borrower 1 Citizenship Documentation not provided | Borrower 1 Citizenship Documentation Is Missing Provide borrower one's ID or copy of the XXX Act Disclosure completed by the notary at closing. | Uploaded ID | 01/10/2025 | Borrower 1 Citizenship Documentation Provided or Not Required | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3337 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FCRE6914 | Credit | Borrower 2 Citizenship Documentation not provided | Borrower 2 Citizenship Documentation Is Missing Provide borrower XXX's ID or copy of the XXX Act Disclosure completed by the notary at closing. | Uploaded ID. | 01/10/2025 | Borrower 2 Citizenship Documentation Provided or Not Required | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3337 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3337 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FCOM3075 | Credit | Missing XXX Act Disclosure or ID | Missing XXX Act Disclosure or ID. Provide XXX Act Disclosure or ID for both borrowers. | XX/XX/XXXX: The XXX Act has been uploaded for your review. Thank you | 01/02/2025 | US Patriot Act Disclosure or ID provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3338 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/08/2025 | C A |
| GCAT2025INV3339 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Acknowledged | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX%. Max DTI allowed per guidelines is XXX%. The Tape data is approved at XXX%, the AUS is approved at XXX% and Audit is XXX%. Lender documents AUS and XXX do not match and lender does not verify exactly the income and calculations used. | AUS (DU submission #XXX) DTI is approved/eligible at XXX%. XXX DTI is XXX% Uploaded requested lender income calculation worksheets. ; XXX | 01/21/2025 | XXX approved - downgrade to B; Lender provided income calculator. Audit re-calculated DTI of XXX% is within tolerance of the AUS approved DTI of XXX%; however, both audit DTI of XXX% and AUS approved DTI of XXX% exceed the client overlay maximum of XXX% and tape value of XXX%. XXX to review. Condition retained.; Lender provided XXX reflecting DTI of XXX%. Audit DTI of XXX% exceed AUS approved DTI of XXX%, client overlay maximum DTI of XXX% and tape value of XXX%. Please provide documentation to support Lender's income calculation. XXX approval required for DTI over XXX%. Condition retained. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3339 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. no XXX infomation in file |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3340 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/25/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3341 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history guideline requirement met C A |
| GCAT2025INV3341 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history guideline requirement met C A |
| GCAT2025INV3342 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3343 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | C A |
| GCAT2025INV3343 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX firm will order |  |  | AVM received within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 01/06/2025 | C A |
| GCAT2025INV3344 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3345 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/27/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3346 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/27/2024 | Resolved | FCRE1362 | Credit | Borrower 2 XXX Less Than XXX Month Provided | Borrower 2 XXX Less Than XXX Month Provided Meets AUS requirements for a XXX and a W-XXX from the prior year. |  |  | Documentation in file reflects requirement per AUS - condition cleared. | 01/21/2025 | C A |
| GCAT2025INV3346 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/27/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/08/2025 | C A |
| GCAT2025INV3347 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/28/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3348 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/27/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3348 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/27/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX firm will order |  |  | Third party valuation product provided within tolerance. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3349 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history requirement has been met C A |
| GCAT2025INV3349 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | CCA dated XX/XX/XXXX with value of $XXX was obtained by DD Firm and is within XXX% tolerance of appraisal value of $XXX. Condition cleared.; Third party valuation product provided within tolerance. | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history requirement has been met C A |
| GCAT2025INV3350 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/27/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX firm will order |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3350 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/27/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3351 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/27/2024 | Resolved | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% The difference in lender DTI and UW DTI is that lender used negative rent of XXX.XX/XX/XXXX and UW used the tax returns to calculate the rental income and UW used negative income of - XXX which was slightly lower than hitting the borrower with the full payment of XXX. | XXX reflects -$XXX for the XXX property located at XXX. Copy of the XXX schedule E reflects XXX fair rental days which calculated monthly rent income of $XXX. Copy of the mortgage Statement reflects monthly XXX of $XXX (tax and insurance are escrowed) and reflects a positive monthly rent of $XXX ($XXX-$XXX=$XXX). Uploaded to portal. | 01/10/2025 | Audit reviewed Lender's response, along with schedule E and mortgage Statement provide for property XXX, re-calculated rental income on property and has determined the audit rental income on property is $XXX. Audit used the rental income of negative (-$XXX) reflected on the XXX and AUS and has determined the audit re-calculated DTI is XXX%, which is within tolerance of the AUS approved DTI of XXX%. Condition cleared.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3351 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/27/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX firm will order. |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3351 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/27/2024 | Resolved | FCRE2900 | Credit | Borrower Non-XXX Identification Document Missing | Non XXX Borrower is missing Identification Document. Missing documentation to support the borrower non XXX status. | Resident card uploaded to portal. | 01/10/2025 | Lender provided Borrower's XXX Card. Condition cleared.; Borrower Identification Document provided. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3351 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/27/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. no XXX information |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3352 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/25/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3352 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/25/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX Score was not provided on results - XXX is required but was not available at time of review. |  |  | AVM received within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3353 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/27/2024 | Resolved | FCRE2900 | Credit | Borrower Non-XXX Identification Document Missing | Non XXX Borrower is missing Identification Document. Missing XXX documenation | XXX cards for both borrowers uploaded to portal. | 01/10/2025 | Cleared as we have received the missing ID's. ; Borrower Identification Document provided. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3353 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE1440 | Credit | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements Missing property taxes for all properties except the subject property, borrower to provide supporting documentation | Property tax bill for XXX and XXX uploaded to portal. | 01/10/2025 | Housing History Meets Guideline Requirements | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3353 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/27/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. no XXX data provided |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3353 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/27/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX firm to order |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3354 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/24/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/08/2025 | D A C |
| GCAT2025INV3354 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/24/2024 | Resolved | FCRE6737 | Credit | Missing Letter of Explanation (Income) | XXX Schedule E does not indicate XXX for rental properties, provide a signed letter of explanation from the borrower stating the XXX for each property. | Per XXX: When using Schedule E, determine the number of months the property was in service by dividing the XXX by XXX. If XXX are not reported, the property is considered to be in service for XXX months unless there is evidence of a shorter term of service. Uploaded XXX form XXX. | 01/03/2025 | Condition resolved as we have received evidence of fair rental days. | 01/06/2025 | D A |
| GCAT2025INV3354 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/24/2024 | Resolved | FCRE1336 | Credit | Borrower 1 Award Letter Missing | Borrower 1 Award Letter Missing The borrower receives XXX benefits, XXX guidelines require the following: Document the borrower's receipt of XXX benefits with a letter or distribution form from the XXX. An Award/Benefit letter was not found in the file, XXX provide. | Uploaded XXX benefit confirmation letter. | 01/03/2025 | Borrower 1 Award Letter Provided | 01/06/2025 | D A |
| GCAT2025INV3355 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/25/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX Score is XXX- XXX is required but was not available at time of review. |  |  | CCA received - within tolerance - cleared | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3355 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/25/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3355 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/25/2024 | Resolved | FCRE1316 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing B1 Self Employed: Reviewer was unable to locate verification from a third party (XXX, XXX, or licensing XXX) or verification of phone listing and address for the borrower's business via internet as required by AUS condition #XXX. | Uploaded State license. | 01/02/2025 | Lender provided business license search dated within XXX days of the. Condition cleared.; Borrower 1 3rd Party VOE Prior to Close Was Provided | 01/03/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3356 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/27/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3357 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/28/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 03/21/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3357 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/28/2024 | Resolved | FCOM3075 | Credit | Missing XXX Act Disclosure or ID | Missing XXX Act Disclosure or ID. | XX/XX/XXXX: The XXX Act has been uploaded for your review. Thank you | 01/02/2025 | Lender provided completed Patriot Act form. Condition cleared.; US Patriot Act Disclosure or ID provided. | 03/21/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3357 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/28/2024 | Resolved | FCRE3860 | Credit | XXX Document Missing | This loan is an Risk Assesment is: (XXX) with an of: (XX/XX/XXXX) which is after XX/XX/XXXX, or this is an XXX with an after XX/XX/XXXX and therefore a XXX is required. However, the Supplemental Consumer Information Form is NOT Present. | XX/XX/XXXX: The XXX document has been uploaded for your review. Thank you | 01/02/2025 | Lender provided SCIF. Condition cleared.; This Supplemental Consumer Information Form is Present. | 03/21/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3357 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/30/2024 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Missing Affiliated Business Disclosure | XXX review the uploaded letter is to confirm that XXX has no affiliates, therefore the disclosure is not required. | 01/03/2025 | Required Affiliated Business Disclosure Resolved | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3357 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/28/2024 | Resolved | FCRE6019 | Credit | Borrower 1 Citizenship Documentation not provided | Borrower 1 Citizenship Documentation Is Missing | Per 1003 borrower is a XXX | 01/02/2025 | Lender provided completed Patriot Act form. Condition cleared.; Borrower 1 Citizenship Documentation Provided or Not Required | 01/03/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3358 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/25/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year guideline requirement met C A |
| GCAT2025INV3358 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year guideline requirement met C A |
| GCAT2025INV3359 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3359 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3359 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/27/2024 | Resolved | FCRE0360 | Credit | Verification of Rent (VOR) /Verification of Mortgage (VOM) Document is incomplete | Verification of Rent (VOR) /Verification of Mortgage (VOM) Document is incomplete. The credit report dated XX/XX/XXXX reflects the last mortgage payment was made on XXX/XXX and the loan funded on XX/XX/XXXX there does not appear to be verification of the XXX XXX mortgage payment to XXX. | The loan closed on XX/XX/XXXX and the loan with XXX XXX is rated on the credit report and docs meet doc expiration dates. The file meets LPA requirements. Is this an overlay? | 01/06/2025 | Condition resolved as sufficient evidence of mtg. payment history was located in the loan file. ; Verification of Rent (VOR) /Verification of Mortgage (VOM) Document is not partially present. | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3359 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/27/2024 | Resolved | FCRE1482 | Credit | Asset XXX Does Not Meet Guideline Requirements | Asset XXX Does Not Meet Guideline Requirements There is a XXX letter in the file for the B1 stating there was a XXX of $XXX but there does not appear to be verification in the file and not completed on the XXX approved XXX Letter. | Borrower has sufficient funds for closing and reserves. The $XXX XXX was subtracted from available assets. | 01/06/2025 | Asset XXX Meets Guideline Requirements Or Not Applicable | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3360 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX does not indicate a score, provide a current XXX. |  |  | CCA received - within tolerance - cleared | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3360 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3360 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Provide a signed letter from the borrower stating there is no HOA on XXX. | Per the Final 1003, REO section, XXX. does not have an HOA fee. | 01/06/2025 | Condition resolved as the HOA payment has been verified on the XXX. | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3361 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/28/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | C A |
| GCAT2025INV3362 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3362 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof of HOA or letter from borrower stating no HOA for the properties at: XXX XXX and XXX XXX. Additional conditions may apply. | Uploaded email response from seller: \| Neither of these properties are XXX nor are they located in areas that would indicate an HOA as evidenced by a web search. Mortgage Statements were supplied. Also, Final 1003 does not indicate an HOA fee. \| ; Per the REO of the final URLA/XXX neither of the properties have an HOA. | 01/07/2025 | Lender provided property searches for XXX and XXX reflecting no HOA fees on properties. Audit property search on both properties support neither property have HOA fees. Condition cleared.; Lender provided property searches for XXX and XXX reflecting no HOA fees on properties. Audit property search on both properties support neither property have HOA fees. Condition cleared.; Lender provided the XXX; however, did not provide documentation to verify HOA information on properties XXX and XXX. Condition retained. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3362 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order XXX. |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3363 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/28/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3364 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/24/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year guideline requirement met C A |
| GCAT2025INV3365 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/25/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3365 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3366 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/29/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 03/21/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3367 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/31/2024 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing HOA or letter from the borrower stating no HOA. Additional conditions may apply. | HOA fee on XXX (XXX XXX) uploaded to portal. \| | 01/13/2025 | Condition resolved as we have received evidence of HOA dues. | 01/14/2025 | D A |
| GCAT2025INV3367 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/08/2025 | D A C |
| GCAT2025INV3368 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/27/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 03/21/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3369 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/08/2025 | C A |
| GCAT2025INV3369 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/31/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order. |  |  | AVM received within tolerance. Condition cleared. ; AVM received within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 01/06/2025 | C A |
| GCAT2025INV3370 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/27/2024 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). | XX/XX/XXXX: The Appraisal POD has been uploaded for your review. Thank you | 01/09/2025 | Resolved as we have received evidence of appraisal receipt.; Evidence of appraisal delivery provided. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3370 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/27/2024 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Provide a signed letter from the borrower stating there is no HOA fee for XXX | Documentation confirming no HOA fee for XXX uploaded to portal. \| | 01/10/2025 | Cleared as we have received evidence of the HOA dues. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3370 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/27/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3370 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/27/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX XXX score is XXX, provide a current XXX. |  |  | AVM received within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3371 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE6843 | Credit | Asset General | Missing verification of earnest money deposit in the amount of $XXX. It cannot be determined that these funds were withdrawn from the borrower's account. | Conventional loan closed on XX/XX/XXXX. XXX submission #XXX, dated XX/XX/XXXX reflects $XXX in available funds and noted that the EMD of $XXX (closing agent receipt XX/XX/XXXX) was excluded from the $XXX savings account #XXX Statement date XX/XX/XXXX. Uploaded to portal \| | 01/13/2025 | Resolved as these assets were not included per the DU. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3371 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing evidence of HOA fees for borrowers XXX located at XXX XXX. If no HOA fees, borrower to provide attestation confirming. | HOA fee for XXX XXX uploaded to portal. \| | 01/13/2025 | Condition resolved as we have received the HOA dues. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3371 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE7009 | Credit | Hazard insurance dwelling coverage is not sufficient | Hazard Insurance coverage of $XXX is less than required coverage required XXX confirm dwelling (Coverage A) includes replacement cost coverage. | The subject's dwelling coverage is $XXX and is sufficient to cover $XXX. Uploaded to portal. \| | 01/13/2025 | Hazard Insurance coverage meets guideline requirement | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3371 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE6019 | Credit | Borrower 1 Citizenship Documentation not provided | Borrower 1 Citizenship Documentation Is Missing Borrower is listed as a XXX on the XXX. Missing verification the XXX is legally present in the XXX. | The borrower's XXX card uploaded to portal. \| | 01/13/2025 | Borrower 1 Citizenship Documentation Provided or Not Required | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3371 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3372 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/27/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. no XXX information in file |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3373 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history requirement met C A |
| GCAT2025INV3373 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/25/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history requirement met C A |
| GCAT2025INV3374 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/02/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3374 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCOM3075 | Credit | Missing XXX Act Disclosure or ID | Missing XXX Act Disclosure or ID. Provide XXX Act Disclosure or ID (XXX) for B1 and B2 | Uploaded Patriot Act Identification Verification. | 01/03/2025 | US Patriot Act Disclosure or ID provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3375 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/02/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3375 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/24/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide third party valuation report. |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3375 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/24/2024 | Resolved | FCRE1159 | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. Updated dates to the renewal policy provided. | Uploaded HOI XX/XX/XXXX-XX/XX/XXXX and XX/XX/XXXX-XX/XX/XXXX. | 01/02/2025 | Lender provided previous insurance reflecting effective dates of XX/XX/XXXX - XX/XX/XXXX. Condition cleared.; Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Disbursement Date of XX/XX/XXXX Or Hazard Insurance Effective Date Is Not Provided. | 01/03/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3376 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/02/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/08/2025 | D A C |
| GCAT2025INV3376 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/24/2024 | Resolved | FCRE1254 | Credit | Property Title Issue | Property Title Issue Title commitment; Schedule B item XXX reflects a fedeal tax lien in the amount of $XXX anditem XXX reflects a tax certificate was issued on XX/XX/XXXX in the amount of $XXX. Document these items have been paid in full or provide one of the following: same name affidavit validating these items do not belong to the borrower or final title with these items cleared. | Title supplement | 01/06/2025 | Property Title Issue Resolved | 01/07/2025 | D A C |
| GCAT2025INV3376 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/24/2024 | Resolved | FCRE9780 | Credit | Business Purpose Affidavit/Disclosure Missing | Business Purpose Affidavit/Disclosure Missing Provide executed Business Purpose Affidavit. |  |  | Business Purpose Affidavit/Disclosure Provided | 01/02/2025 | D A |
| GCAT2025INV3377 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/26/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | D A C |
| GCAT2025INV3377 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/26/2024 | Resolved | FCRE6914 | Credit | Borrower 2 Citizenship Documentation not provided | Borrower 2 Citizenship Documentation Is Missing | XXX review the uploaded Resident card for XXX | 01/03/2025 | Borrower 2 Citizenship Documentation Provided or Not Required | 01/07/2025 | D A C |
| GCAT2025INV3377 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/26/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 01/06/2025 | D A C |
| GCAT2025INV3378 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | C A |
| GCAT2025INV3379 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/09/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: | XX/XX/XXXX: Agree with XXX XXX | 01/10/2025 | Lender agreed with audit values. Condition cleared.; Lender agreed with audit values. Condition cleared.; HMDA discrepancy noted: Audit address XXX vs Lender value XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. ; Lender agreed with audit values. Condition cleared.; HMDA discrepancy noted: Audit address XXX vs Lender value XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 01/13/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3379 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 01/13/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3380 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3380 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/30/2024 | Resolved | FCOM3075 | Credit | Missing XXX Act Disclosure or ID | Missing XXX Act Disclosure or ID. | ID | 01/03/2025 | Lender provided Borrower's photo ID. Condition cleared.; US Patriot Act Disclosure or ID provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3380 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/30/2024 | Resolved | FCRE6019 | Credit | Borrower 1 Citizenship Documentation not provided | Borrower 1 Citizenship Documentation Is Missing | Per 1003 borrower is a XXX. Uploaded ID. | 01/03/2025 | Lender provided Borrower's photo ID. Condition cleared.; Borrower 1 Citizenship Documentation Provided or Not Required | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3381 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3382 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/24/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3383 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/24/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. Meets requirements per AUS. D C |
| GCAT2025INV3383 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/24/2024 | Resolved | FCRE2009 | Credit | Rent Loss Insurance Missing | Missing rent loss insurance coverage | Rent loss coverage is not an agency requirement. Is this an overlay? | 01/03/2025 | Rent Loss Coverage Present | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. Meets requirements per AUS. D |
| GCAT2025INV3383 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/24/2024 | Resolved | FCRE6019 | Credit | Borrower 1 Citizenship Documentation not provided | Borrower 1 Citizenship Documentation Is Missing | XXX review the uploaded IDs for the borrowers. | 01/03/2025 | Borrower 1 Citizenship Documentation Provided or Not Required | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. Meets requirements per AUS. D |
| GCAT2025INV3383 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/24/2024 | Resolved | FCRE6914 | Credit | Borrower 2 Citizenship Documentation not provided | Borrower 2 Citizenship Documentation Is Missing | XXX review the uploaded IDs for the borrowers. | 01/03/2025 | Borrower 2 Citizenship Documentation Provided or Not Required | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. Meets requirements per AUS. D |
| GCAT2025INV3383 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/24/2024 | Resolved | FCRE2900 | Credit | Borrower Non-XXX Identification Document Missing | Non XXX Borrower is missing Identification Document. | XXX review the uploaded IDs for the borrowers. | 01/03/2025 | Borrower Identification Document provided. | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. Meets requirements per AUS. D |
| GCAT2025INV3384 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/02/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/08/2025 | C A |
| GCAT2025INV3384 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/26/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 01/06/2025 | C A |
| GCAT2025INV3385 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3385 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3385 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FCRE2900 | Credit | Borrower Non-XXX Identification Document Missing | Non XXX Borrower is missing Identification Document. | Uploaded copy (front and back) of EAD for both borrowers. | 01/02/2025 | Borrower Identification Document provided. | 01/03/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3386 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | C A |
| GCAT2025INV3387 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. C A |
| GCAT2025INV3387 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2024 | Resolved | FCRE1491 | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification Does Not Meet Guideline Requirements Missing XXX report from XXX to verify assets on XXX accounts. | Assets | 01/02/2025 | Asset Qualification Meets Guideline Requirements | 01/03/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. C A |
| GCAT2025INV3388 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/26/2024 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | The Final 1003 reflects XXX XXX owned XXX with taxes, HOI, and/or HOA but there does not appear to be anything in file to verify the amounts or that the XXX is owned XXX. | Uploaded LOE from borrowers regarding no HOA, Tax bill, HOI premium, XXX and Final 1003. The amounts for taxes and insurance match the XXX and XXX. There is not a mortgage disclosed or reporting on credit. | 01/10/2025 | Lender provided taxes and insurance for property XXX verifying taxes and insurance on property. Audit confirmed on the fraud report that mortgage on property is inactive which is supported by the credit report reflecting mortgage is paid in full. The fraud report does not indicate there are any additional mortgage on property and there are no additional mortgages on the credit report supporting property is owned free and clear. Condition cleared. | 01/14/2025 | D A |
| GCAT2025INV3388 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | D A C |
| GCAT2025INV3389 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/26/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | C A |
| GCAT2025INV3389 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/26/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. An XXX is required |  |  | AVM received within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 01/06/2025 | C A |
| GCAT2025INV3390 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | D A C |
| GCAT2025INV3390 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX XXX for property type does not return a score, provide recent XXX. |  |  | Third party valuation product provided within tolerance. | 01/06/2025 | D A C |
| GCAT2025INV3390 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2024 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Evidence borrower's XXX is not subject to HOA fee, provide a signed letter from borrower stating there is none. | Per Final 1003 REO, there is not an HOA fee. | 01/02/2025 | ; Condition cleared as we have received evidence of no HOA fees. | 01/03/2025 | D A C |
| GCAT2025INV3391 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2024 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing evidence that borrower's XXX and XXX REO do not have HOA dues. | XXX documents reflects no HOA fee for XXX and XXX REO. Uploaded to portal. | 01/10/2025 | Resolved as we have received evidence of the HOA dues. ; Borrower 1 Credit Report is not partially present. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. C A |
| GCAT2025INV3391 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2024 | Resolved | FCRE1491 | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification Does Not Meet Guideline Requirements Missing evidence borrower used proceeds from HELOC in the amount of $XXX as reflected on Final 1003. | Documentation of the Closing Agent's receipt of closing funds received from the lender. Uploaded to portal. | 01/10/2025 | Resolved as we have received evidence of HELOC funds to close.; Asset Qualification Meets Guideline Requirements | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. C A |
| GCAT2025INV3391 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. C A |
| GCAT2025INV3391 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2024 | Resolved | FCOM3075 | Credit | Missing XXX Act Disclosure or ID | Missing XXX Act Disclosure or ID. Missing XXX Act Disclosure or ID. | patriot Act Disclosure uploaded to portal. | 01/10/2025 | US Patriot Act Disclosure or ID provided. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. C A |
| GCAT2025INV3391 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing TPV report. |  |  | CCA received - within tolerance - cleared | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. C A |
| GCAT2025INV3392 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. Meets requirements. D A C |
| GCAT2025INV3392 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FPRO1500 | Property | HOA Questionnaire is Missing | HOA Questionnaire Missing |  |  | HOA Questionnaire Provided | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. Meets requirements. D A |
| GCAT2025INV3392 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FCRE1188 | Credit | Audited CLTV Exceeds AUS CLTV | Audited CLTV of XXX% exceeds AUS CLTV of XXX% |  |  | Audited CLTV of XXX% is less than or equal to AUS CLTV of XXX% | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. Meets requirements. D A C |
| GCAT2025INV3392 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FCRE1187 | Credit | Audited LTV Exceeds AUS LTV | Audited LTV of XXX% exceeds AUS CLTV of XXX% |  |  | Audited LTV of XXX% is less than or equal to AUS CLTV of XXX% | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. Meets requirements. D A C |
| GCAT2025INV3392 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FCRE9780 | Credit | Business Purpose Affidavit/Disclosure Missing | Business Purpose Affidavit/Disclosure Missing | A Statement of Business purpose affidavit/reason for cash out is not a requirement of XXX or XXX. XXX waive. Thank You. | 01/06/2025 | Business Purpose Affidavit/Disclosure Provided | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. Meets requirements. D A |
| GCAT2025INV3393 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/26/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. C A |
| GCAT2025INV3393 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/26/2024 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing evidence of HOA monthly payment for XXX XXX # XXX in the amount of $XXX a month. | HOA XXX XXX | 01/03/2025 | Resolved as we have received evidence of the HOA dues. ; Borrower 1 Credit Report is not partially present. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. C A |
| GCAT2025INV3394 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/27/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3394 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/27/2024 | Resolved | FCRE2900 | Credit | Borrower Non-XXX Identification Document Missing | Non XXX Borrower is missing Identification Document. The borrower is a XXX but the XXX is not in the file. | XXX card | 01/03/2025 | Borrower Identification Document provided. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3395 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3395 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FCRE6019 | Credit | Borrower 1 Citizenship Documentation not provided | Borrower 1 Citizenship Documentation Is Missing | Uploaded XXX Visa, I-XXX, Personal ID. | 01/03/2025 | Borrower 1 Citizenship Documentation Provided or Not Required; Borrower 1 Citizenship Documentation Is Missing Cleared as we have received the missing citizenship documentation. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3395 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FCRE2900 | Credit | Borrower Non-XXX Identification Document Missing | Non XXX Borrower is missing Identification Document. | Uploaded XXX Visa, I-XXX, Personal ID. | 01/03/2025 | Borrower Identification Document provided. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3396 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/27/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | C A |
| GCAT2025INV3397 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/27/2024 | Resolved | FCRE2900 | Credit | Borrower Non-XXX Identification Document Missing | Non XXX Borrower is missing Identification Document. Provide evidence of non-XXX status. | XXX Visa uploaded to portal. \| | 01/10/2025 | Resolved as we have received the missing evidence from lender. ; Borrower Identification Document provided. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3397 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/27/2024 | Resolved | FPRO1500 | Property | HOA Questionnaire is Missing | HOA Questionnaire Missing Provide HOA questionnaire for subject property. | form 1008 reflects project review waived due to the XXX project is less than XXX units. See XXX item XXX. Uploaded to portal. \| | 01/10/2025 | Resolved as we have received evidence from lender. ; HOA Questionnaire Provided | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3397 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/27/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide third party valuation. |  |  | Third party valuation product provided within tolerance.; CCA received - within tolerance - cleared | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3397 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3398 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/27/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Data Tape provided. Loan is pending XXX data review. Condition for informational purposes only. XXX to complete. (Additional conditions may apply). |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Data Tape provided. Loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. (Additional conditions may apply). | 02/17/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3398 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product provided is not within tolerance. Confidence score of XXX% > XXX% required and value is > XXX% from appraised value. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product provided is not within tolerance. Confidence score of XXX% > XXX% required and value is > XXX% from appraised value. | 12/30/2024 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3399 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3400 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3401 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. I could not find the data tape to compare to |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3401 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. A Third Party Valuation is required on this loan. |  |  | AVM provided within tolerance. Condition cleared; Third party valuation product provided within tolerance. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3402 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/28/2024 | Resolved | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% The difference in the lender DTI and UW is that the lender gave the borrower $XXX in rental income and the borrower rental income is actually - XXX, the borrower only own the subject property and XXX. DTI is still below max allowed by XXX but over XXX% tolerance therefore AUS need to be re-ran. | Updated AUS | 01/16/2025 | Lender provided updated AUS approving DTI of XXX%. Audit DTI of XXX% is within tolerance of the AUS approved DTI of XXX%. Condition cleared.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 01/17/2025 | D A C |
| GCAT2025INV3402 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/28/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX firm to order |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 01/17/2025 | D A C |
| GCAT2025INV3402 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/28/2024 | Resolved | FCRE2900 | Credit | Borrower Non-XXX Identification Document Missing | Non XXX Borrower is missing Identification Document. No XXX documentation in the loan file | XXX | 01/10/2025 | Lender provided Borrower's XXX card. Condition cleared.; Borrower Identification Document provided. | 01/16/2025 | D A C |
| GCAT2025INV3402 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/28/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. no XXX data in file |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/08/2025 | D A C |
| GCAT2025INV3403 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/31/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/10/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. C A |
| GCAT2025INV3403 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. C A |
| GCAT2025INV3403 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/27/2024 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | XXX review the uploaded attestation letter provided by the lender. Thank you | 01/07/2025 | Lender provided attestation of no affiliates. Condition cleared.; Required Affiliated Business Disclosure Resolved | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. C A |
| GCAT2025INV3403 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/31/2024 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing evidence that XXX XXX has no HOA dues. | Uploaded lender provided XXX print out. | 01/03/2025 | Resolved as we have received evidence of HOA dues. ; Borrower 1 Credit Report is not partially present. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. C A |
| GCAT2025INV3404 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/26/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 01/09/2025 | C A |
| GCAT2025INV3405 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3405 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. An XXX is required |  |  | Third party valuation product provided within tolerance. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3406 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/28/2024 | Resolved | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% The difference in DTI is that the lender used $XXX in rental income for the property at XXX XXX that was XXX XXX days prior to the subject loan to qualify per the Final 1003 and there is no XXX or rent schedule from appraisal in the file to support the rental income therefore UW hit the borrower with full XXX. | Copy of the appraisal report for XXX XXX reflecting market rents of $XXX per month received. Uploaded to portal. \| | 01/10/2025 | Condition resolved as we have received the missing rental income for XXX. ; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3406 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; AVM received - within tolerance - cleared | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3406 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/28/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. no XXX data |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3407 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/08/2025 | D A C |
| GCAT2025INV3407 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/31/2024 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | HOA dues verification for the XXX XXX is missing from the file | HOA for XXX XXX | 01/03/2025 | Resolved as we have received the missing HOA evidence. | 01/06/2025 | D A |
| GCAT2025INV3408 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/26/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3408 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/31/2024 | Resolved | finding-3634 | Compliance | Charges That Cannot Increase Test | XXX cure required Refund in the amount of $XXX requires a PCCD, LOE, copy of refund check and proof of delivery OR valid COC. The XXX tolerance violation is due to the added Disaster inspection fee on the CD dated XX/XX/XXXX (which later the fee decreased on the Final CD XX/XX/XXXX). They COC in file did not list a valid reason as to why the fee was added on. This loan failed the charges that cannot increase test. (XXX XXX §XXX(e) (XXX) (i)) The loan contains charges that exceed the XXX determination according to §XXX(e) (XXX) (i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXX(e) is in XXX if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXX(e) (XXX) (i). | XX/XX/XXXX: The COC has been uploaded for your review. The Disaster inspection was required due to the XXX that occurred at that time in XXX. The fee was added timely and appropriately disclosed to the borrower. | 01/07/2025 | Lender provided valid COC for added Disaster Inspection Fee, which was due to the FEMA disaster in the area requiring a Post Disaster Inspection. Condition cleared. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3408 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/08/2025 | Resolved | FVAL3825 | Property | XXX Declared Disaster Dated Prior to the , After Appraisal Date | Property located in XXX Declared XXX with no subsequent property Inspection. |  |  | A XXX completion certificate, dated XX/XX/XXXX, post incident date of XX/XX/XXXX, is in the loan file and reflects no damage to property. Condition cleared.; Property Inspection Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3409 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/31/2024 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing LOX regarding HOA for XXX Property. | XXX lists insurance, taxes or HOA dues at $XXX. \| Tax XXX \| HOI XXX \| Tax mo:XXX+ HOI mo: XXX = $XXX \| Taxes and insurance equal amount disclosed. XXX confirms no HOA fees. Nothing in file indicates property is part of an HOA. An LOE is not a requirement. Uploaded supporting documentation \| | 01/09/2025 | Lender provided property search for XXX, reflecting no HOA fees. Audit property search supports property does not have HOA fees. Condition cleared.; Borrower 1 Credit Report is not partially present.; Borrower 1 Credit Report is Partially Present. Missing LOX regarding HOA for XXX. | 01/10/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3409 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/31/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided or Not Provided Within Tolerance. | 01/10/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3409 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3410 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE1328 | Credit | Borrower 1 W2/XXX Missing | Borrower 1 W2/XXX Missing. Missing XXX years W2 for Borrower 1 in order to property calculate bonus income. Additional conditions may apply. | Income. Year-end XXX for XXX/XXX provided. | 01/09/2025 | Lender provided 2022 and 2023 year end pay stub reflecting bonus income, which meets AUS and Freddie Mac requirements. Condition cleared.; Borrower 1 W2/XXX Provided | 07/17/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3410 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/02/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/21/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3410 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3411 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/27/2024 | Resolved | FVAL9739 | Property | Property/Appraisal General | Property/Appraisal guideline violation: The Subject portion of the appraisal does not list the subject as a XXX or give the HOA fee, per the Site portion of the appraisal subject is a XXX. Appraiser broke taxes out as $XXX but then did not include the XXX Assessment which appears to be similar to HOA fees including XXX at $XXX annually. | Per appraiser comments on page XXX, The subject is in a XXX with no HOA fee. | 01/09/2025 | Lender provided copy of appraisal that reflects the PUD information on page XXX. Condition cleared. | 01/16/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3411 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/27/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Did not compare to Data Tape Compliance |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3412 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. Meets requirements. C A |
| GCAT2025INV3413 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/02/2025 | Resolved | finding-3800 | Compliance | Qualified Mortgage Lending Policy Points and Fees Test | This loan has points and fees that exceed the points and fees threshold. (XX/XX/XXXX.XXX(e) (XXX)) The is $XXX or more, and the transaction's total points and fees is $XXX, which exceeds XXX percent of the total of $XXX; orThe is less than $XXX but at least $XXX, and the transaction's total points and fees is $XXX, which exceeds $XXX; orThe is less than $XXX but at least $XXX, and the transaction's total points and fees is $XXX, which exceeds XXX percent of the total of $XXX; orThe is less than $XXX but at least $XXX, and the transaction's total points and fees is $XXX, which exceeds $XXX; orThe is less than $XXX and the transaction's total points and fees is $XXX, which exceeds XXX percent of the total of $XXX. Cure required: This loan has points and fees that exceed the points and fees threshold. (XX/XX/XXXX.XXX(e) (XXX)). Transaction's total points and fees is $XXX, which exceeds XXX percent of the total of $XXX. Lender used affiliate title company and did not include title service fees into the XXX points and fees testing. Total cure required is $XXX. | XXX review the uploaded XXX report that reflect the undiscounted rate. The loan does not exceed the XXX points and fees. XXX revie wand advise. ; XXX Points and Fee test does not apply to XXX properties. XXX review. Thank you | 01/13/2025 | Lender provided Par rate. Condition cleared.; Lender provided Par rate. Condition cleared.; Audit reviewed Lender's response and has determined on a cash-out XXX in order for transaction to be excluded from QM Points and Fees testing a business purpose certification is required, which was not found in file. Please provide business purpose certification to verify funds are being used for business purpose to verify loan transaction is not subject to QM Points and Fees testing. Condition retained. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history requirement met C A |
| GCAT2025INV3413 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/02/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | CCA received - within tolerance - cleared | 01/13/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history requirement met C A |
| GCAT2025INV3413 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/01/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history requirement met C A |
| GCAT2025INV3414 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/01/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX firm will order |  |  | Third party valuation product provided within tolerance. | 01/14/2025 | C A |
| GCAT2025INV3414 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/01/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/08/2025 | C A |
| GCAT2025INV3415 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/02/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3416 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/29/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. A third party valuation is required and does not appear to be uploaded to the file. |  |  | AVM received - within tolerance - cleared | 01/10/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3416 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3417 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3417 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3417 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FCRE5790 | Credit | Borrower 1 Gap Credit Report is Expired (Greater than XXX Days from Closing/Settlement Date) | Borrower 1 Gap Credit Report is Expired (Greater than XXX days from Closing/Settlement Date). GAP credit report is greater than XXX days from closing date. Original credit report used for qualifying purposes. | XXX credit report is not an agency requirement. The credit report referenced on the AUS was provided. | 01/02/2025 | Audit reviewed Lender's response and has determined the original credit report and liabilities were used by the AUS; therefore, the age of the gap report is non material as the gap report reflects less in liabilities than the original credit report. Condition cleared.; Borrower 1 Gap Credit Report is not expired. | 01/03/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3418 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3418 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FCRE7495 | Credit | Verification of Borrower Liabilities Missing or Incomplete | Borrowers XXX their XXX however the supporting documentation for this XXX was not provided. Provide the final closing disclosure for the XXX of the borrowers XXX to support the amount used to qualify the borrowers debt to income ratio. | uploaded CD for XXX XXX | 01/07/2025 | Lender provided final CD for property XXX verifying PITIA. Condition cleared. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3419 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/27/2024 | Resolved | FCRE1325 | Credit | Borrower 1 CPA Letter Missing | Borrower 1 CPA Letter Missing XXX provide. | XXX advise why a CPA letter is being requested. XXX validated income and employment. Income from borrowers Self-employment is not being used and licenses were provided (re-uploaded). | 01/09/2025 | Lender provided Business Licenses. Condition cleared.; Borrower 1 CPA Letter Provided | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. Meets requirements. D A |
| GCAT2025INV3419 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/27/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. Meets requirements. D A C |
| GCAT2025INV3420 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/26/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3421 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/28/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history requirement met C A |
| GCAT2025INV3422 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/28/2024 | Resolved | FCRE1316 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing | XX/XX/XXXX. VOE XX/XX/XXXX uploaded to portal. | 01/10/2025 | Lender provided VVOE dated within XXX business days of the. Condition cleared.; Borrower 1 3rd Party VOE Prior to Close Was Provided | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work requirement met D A C |
| GCAT2025INV3422 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/28/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work requirement met D A C |
| GCAT2025INV3422 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/28/2024 | Resolved | FCOM1226 | Compliance | XXX Rider is Missing | XXX Rider is Missing n/a | Condition resolved as this is not a XXX note. ; XX/XX/XXXX: There is no indication there is a XXX Rider required. XXX see attached Mortgage and XXX with no indication of a XXX rider. XXX advise why this is being requested. Thank you | 01/07/2025 |  | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work requirement met D A C |
| GCAT2025INV3422 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/28/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work requirement met D A C |
| GCAT2025INV3423 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. Meets requirements. C A |
| GCAT2025INV3424 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE2900 | Credit | Borrower Non-XXX Identification Document Missing | Non XXX Borrower is missing Identification Document. | XXX carduploaded to portal. | 01/10/2025 | Resolved as we have received the ID. ; Borrower Identification Document provided. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. Meets requirements. D A |
| GCAT2025INV3424 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE6019 | Credit | Borrower 1 Citizenship Documentation not provided | Borrower 1 Citizenship Documentation Is Missing | XXX carduploaded to portal. \| | 01/10/2025 | Resolved as we have received the ID. ; Borrower 1 Citizenship Documentation Provided or Not Required | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. Meets requirements. D A |
| GCAT2025INV3424 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. Meets requirements. D A C |
| GCAT2025INV3424 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE3860 | Credit | XXX Document Missing | This loan is an Risk Assesment is: (XXX) with an of: (XX/XX/XXXX) which is after XX/XX/XXXX, or this is an XXX with an after XX/XX/XXXX and therefore a XXX is required. However, the Supplemental Consumer Information Form is NOT Present. | \| XX/XX/XXXX: The XXX document has been uploaded for your review. Thank you | 01/02/2025 | HMDA review completed, no Level XXX findings noted, condition cleared.; Resolved as we have received the missing document. ; This Supplemental Consumer Information Form is Present. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. Meets requirements. D A |
| GCAT2025INV3424 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCOM1231 | Credit | The Initial XXX is Missing | The Initial XXX is Missing XXX provide missing initial XXX. | \| XX/XX/XXXX: The Initial XXX has been uploaded for your review. Thank you | 01/02/2025 | Resolved as we have received the missing document. | 01/03/2025 | Borrower has stable job time - Borrower has XXX years on job. Meets requirements. D A |
| GCAT2025INV3425 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2024 | Resolved | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Cannot use rental income to offset XXX for the subject property - not permitted per the AUS. Rental income may not be provided on the XXX application and used in qualifying if the borrower does not own a XXX and does not have a current housing expense. Lender to re-run AUS including the full XXX and provide updated findings for review. | Updated XXX received. Uploaded to portal. \| | 01/10/2025 | Resolved as we have received updated AUS. ; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 01/14/2025 | C A |
| GCAT2025INV3425 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/08/2025 | C A |
| GCAT2025INV3426 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history requirement met C A |
| GCAT2025INV3427 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3428 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FCRE1185 | Credit | AUS Partially Provided | AUS Partially Provided LP approval message States project design Type is defaulted to XXX. If not accurate correct and resubmit. The project design type on the appraisal shows as XXX. Rerun LP with corrected project design type. | XXX clarification of XXX States that this a defaulting logic to alert the lender. The finding is not material. Request to waive the finding. XXX clarification bulletin uploaded to portal. \| | 01/10/2025 | Resolved as this condo type meets Freddie mac guidelines. ; AUS is not incomplete | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3428 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing HOA for the property at XXX XXX(borrower's XXX.) Final 1003 indicates $XXX per month but that needs to be verified even though it is on the same street as the subject property. There may or may not be a difference. Lender to provide Statement to confirm. | XXX monthly HOA fee of $XXX on the XXX uploaded to portal. \| | 01/10/2025 | Condition resolved as we have received the HOA evidence. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3428 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3428 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FCOM3075 | Credit | Missing XXX Act Disclosure or ID | Missing XXX Act Disclosure or ID. Patriot Act disclosure is required and was not in the file. | The XXX Act has been uploaded for your review. Thank you | 01/03/2025 | US Patriot Act Disclosure or ID provided.; Received missing Patriot Act disclosure, condition cleared. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3429 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2024 | Resolved | FCRE1491 | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification Does Not Meet Guideline Requirements Missing 2nd mo required asset stmt per XXX approval for XXX account. Missing large deposit explanations for $XXX deposit on XX/XX/XXXX and $XXX on XX/XX/XXXX from XXX account ending in XXX. Deposit for $XXX from XXX account on XX/XX/XXXX(have XXX/XXX stmt in file so cannot confirm) | DU reflects $XXX in savings with XXX. XXX account #XX/XX/XXXX/XXX/XXX reflects $XXX in available funds, excluding the $XXX unsourced deposits made on XX/XX/XXXX from account #XXX, resulting in $XXX. The $XXX deposit is the borrower's employment pay. The balance from the XXX XXX account and XXX total to $XXX are sufficient to cover funds to close of $XXX including XXX reserves of $XXX (reserves at closing are $XXX). As for the $XXX XXX deposit, the same ID of XXX matching the $XXX deposit from XXX to confirm the deposit came from the same account. Uploaded to portal. \| | 01/10/2025 | Condition resolved as we have received evidence of the asset deposits from the lender. ; Asset Qualification Meets Guideline Requirements | 01/14/2025 | C A |
| GCAT2025INV3429 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2024 | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Missing W2's for XXX for the following companies listed on Final 1003: XXX XXX listed at different address then current job, and XXX. Additional conditions may apply. | XXX W2 from XXX XXX uploaded to portal. \| | 01/10/2025 | Resolved as we have received the needed W2 from the lender.. ; Income and Employment Meet Guidelines | 01/14/2025 | C A |
| GCAT2025INV3429 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | C A |
| GCAT2025INV3430 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order. |  |  | Third party valuation product provided within tolerance. | 01/21/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3430 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/09/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted |  | XXX advise the XXX Disrepancy | 01/10/2025 | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA review completed, no Level XXX findings noted, condition cleared.; The following HMDA Discrepancy(s) have been noted: HMDA review completed, no Level XXX findings noted, condition cleared. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3430 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3431 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/02/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3432 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/28/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX review is pending |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 04/16/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3432 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/27/2024 | Resolved | finding-3635 | Compliance | Charges That In Total Cannot Increase More Than XXX% Test | This loan failed the charges that in total cannot increase more than XXX% test. (XXX XXX §XXX(e) (XXX) (ii)) The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the XXX tolerance according to §XXX(e) (XXX) (ii). The final charges that in total cannot increase more than XXX% ($XXX) exceed the comparable charges ($XXX) by more than XXX%. XXX see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures.An estimate of a charge for a third-party service or a recording fee is in XXX if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §XXX(e) (XXX) (i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §XXX(e) (XXX) (vi). XXX Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The XXX% tolerance violation in the amount of $XXX is due to increase of the total of the title fees in Section C and the recording fee. | XX/XX/XXXX: The Final CD along with the XXX have been uploaded. The CPL, Prelim and Settlement Statement all have XXX in XXX. This is NOT the same as the XXX listed on the XXX in XXX, therefore the borrower "Did Shop For". XXX review. Thank you | 02/04/2025 | Lender verified Borrower shopped for their own settlement company. Audit re-ran compliance and has determined fees are within tolerance. Condition cleared.; Lender verified Borrower shopped for their own settlement company. Audit re-ran compliance and has determined fees are within tolerance. Condition cleared.; Lender verified Borrower shopped for their own settlement company. Audit re-ran compliance and has determined fees are within tolerance. Condition cleared.; Lender verified Borrower shopped for their own settlement company. Audit re-ran compliance and has determined fees are within tolerance. Condition cleared. | 02/04/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3432 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/31/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | CCA received - within tolerance - cleared | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3433 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/28/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Condition is for information purposes only – XXX firm will order |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. The AVM confidence score of XXX% does not meet requirements of XXX%. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3433 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/28/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX review is pending |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3434 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/28/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Review is pending |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3435 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/02/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3436 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/29/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Review is pending |  |  | HMDA Data Tape Provided. | 01/08/2025 | C A |
| GCAT2025INV3437 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/02/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3437 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/29/2024 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Required Affiliated Business Disclosure Missing | XX/XX/XXXX: The Affiliated Business Disclosure Attestation has been uploaded for your review. Thank you \| | 01/06/2025 | Required Affiliated Business Disclosure Resolved | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3437 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/27/2024 | Resolved | FCRE7495 | Credit | Verification of Borrower Liabilities Missing or Incomplete | Document property tax amount for borrowers XXX at XXX | Uploaded property tax documentation for XXX | 01/02/2025 | Lender provided taxes for Borrower's XXX. Condition cleared. | 01/03/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3438 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 03/21/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3438 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/27/2024 | Resolved | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Provide updated AUS with removal of $XXX for rental income for XXX as the XXX provided is duplicated in the file. | XXX XXX of an XXX property (XXX XXX) closed on XX/XX/XXXX. The borrower XXX another XXX property (XXX XXX, XXX property) closed on XX/XX/XXXX. Copy of the appraisal report reflects XXX unit is tenant occupied and rented for $XXX per month, the other is XXX and the market rents of $XXX was used to qualify. Copy of the final CD verifying $XXX P&I, $XXX HOI and $XXX in property tax found in file in lieu of the mortgage Statement. Uploaded to portal. | 01/10/2025 | Lender provided final CD for property XXX verifying PITIA and provided market rents from appraisal supporting rental income used by Lender. Audit re-calculated income and debt ratios and has determined the audit DTI of XXX% is within tolerance of the AUS approved DTI of XXX%. Condition cleared.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3438 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/27/2024 | Resolved | FCRE7495 | Credit | Verification of Borrower Liabilities Missing or Incomplete | Provide mortgage Statement for property located at XXX and any supporting documentation for taxes and insurance. Also, provide current XXX for XXX to support monthly rental income of $XXX, as the XXX that were provided are one in the same, therefore only $XXX was used to calculate net rental income/loss. | XXX XXX of an XXX property (XXX) closed on XX/XX/XXXX. The borrower XXX another XXX property (XXX, XXX property) closed on XX/XX/XXXX. Copy of the appraisal report reflects XXX unit is tenant occupied and rented for $XXX per month, the other is XXX and the market rents of $XXX was used to qualify. Copy of the final CD verifying $XXX P&I, $XXX HOI and $XXX in property tax found in file in lieu of the mortgage Statement. Uploaded to portal. | 01/10/2025 | Lender provided final CD for property XXX verifying PITIA and provided market rents from appraisal. Condition cleared. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3438 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/27/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide Third Party Valuation Report. |  |  | Third party valuation product provided within tolerance. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3438 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/27/2024 | Resolved | FCRE7009 | Credit | Hazard insurance dwelling coverage is not sufficient | Hazard Insurance coverage of $XXX is less than required coverage required Provide a replacement cost estimator for the subject property or document insurance has been increased to cover at a minimum the of $XXX. Insurance declarations page to reflect the subject address for the insured, as is currently reflects XXX XXX XXX instead of XXX. | \| Subject's RCE of $XXX uploaded to portal. As for the HOI, the subject's address is correct, the borrower's mailing address is incorrect. The loan closed as an XXX of an XXX property. The borrower's home address is XXX | 01/10/2025 | Lender provided replacement cost estimate reflecting estimated replacement cost estimate of $XXX. Insurance coverage of $XXX is sufficient to cover the estimated replacement cost. Condition cleared.; Hazard Insurance coverage meets guideline requirement | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3439 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3440 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX review is pending |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3441 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/27/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3442 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/27/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3443 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE7496 | Credit | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | The file contains a XXX with a payment of $XXX that is not included in the DTI. | The subject's full XXX was included in debt (market rents of $XXX was not used to qualify). Including the payment of $XXX will increase the DTI from XXX% to XXX% which is within tolerance. The finding is immaterial. XXX waive. \| | 01/10/2025 | Audit reviewed Lender's response and has determined the audit DTI is XXX% when the Solar Agreement payment of $XXX is added, which is within tolerance of the AUS approved DTI of XXX%. Condition cleared. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3443 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE5116 | Credit | Missing VOM or VOR | Verification of Rent (VOR) /Verification of Mortgage (VOM) Document is Missing. Payment history for XXX not found in the file, XXX provide payment history. | XXX, XXX of an XXX property closed on XX/XX/XXXX. The XXX secured against XXX (acquired XX/XX/XXXX) , XXX (acquired XX/XX/XXXX) , XXX (acquired XX/XX/XXXX) and XXX (acquired XX/XX/XXXX) are not rated on credit report, however, copies of the mortgage Statements reflect the payment histories. Based on the XXX associated credit report dated XX/XX/XXXX and the dates of acquisition, the payments will not be due at the time. Uploaded to portal. \| | 01/10/2025 | Lender provided fraud report verifying properties with XXX mortgages were newly XXX properties and provided mortgage Statements verifying payment history. Condition cleared.; Verification of Rent (VOR) /Verification of Mortgage (VOM) Document is not Missing | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3443 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Current tax bills for all rental properties owned by the borrowers was not found in the file, XXX provide. | REO section of the fraud report reflects the property tax payments. Uploaded to portal. \| | 01/10/2025 | Lender provided fraud report that reflects tax information and and provided tax certificates on REO properties. Condition cleared. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3443 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3444 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/29/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/08/2025 | C A |
| GCAT2025INV3445 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. An XXX is required |  |  | Third party valuation product provided within tolerance. | 01/10/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3445 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3446 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/29/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year guideline requirement met D A C |
| GCAT2025INV3446 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/29/2024 | Resolved | FCRE2900 | Credit | Borrower Non-XXX Identification Document Missing | Non XXX Borrower is missing Identification Document. ID not provided | Uploaded XXX visa and personal ID. | 01/02/2025 | Lender provided work XXX and I797A form showing H1B status approved. Condition cleared.; Borrower Identification Document provided. | 01/03/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year guideline requirement met D A |
| GCAT2025INV3446 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/29/2024 | Resolved | FCRE6019 | Credit | Borrower 1 Citizenship Documentation not provided | Borrower 1 Citizenship Documentation Is Missing ID not provided | ID Docs | 01/02/2025 | Lender provided work XXX and I797A form showing H1B status approved. Condition cleared.; Borrower 1 Citizenship Documentation Provided or Not Required | 01/03/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year guideline requirement met D A |
| GCAT2025INV3447 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE1191 | Credit | Audited Reserves are less than AUS Required Reserves (Dollar Amount) | Audited Reserves of $XXX are less than AUS Required Reserves of $XXX | LP/AUS reflects required reserves of $XXX. LP uploaded to portal. \| | 01/10/2025 | Condition resolved as the AUS required reserves have been updated.; Audited Reserves of $XXX are equal to or greater than AUS Required Reserves of $XXX | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3447 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE2900 | Credit | Borrower Non-XXX Identification Document Missing | Non XXX Borrower is missing Identification Document. | XXX cards for both borrowers uploaded to portal. \| | 01/10/2025 | Cleared as we have received the missing Perm. resident cards. ; Borrower Identification Document provided. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3447 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FPRO0951 | Property | XXX Approval Missing | XXX Approval Missing. XXX approval is Missing. | XXX approval uploaded to portal. \| | 01/10/2025 | Cleared as we have received the missing Condo approval. ; Condo Approval is provided. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3447 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3448 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/29/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history guideline requirement met C A |
| GCAT2025INV3448 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history guideline requirement met C A |
| GCAT2025INV3449 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/31/2024 | Resolved | FCOM1232 | Credit | The Final 1003 is Missing | The Final 1003 is Missing | XX/XX/XXXX: The Final 1003 for each borrower has been uploaded for your review. Thank you; XX/XX/XXXX: The initial XXX for both borrowers have been uploaded for your review. Thank you | 01/07/2025 | Lender provided Final 1003. Condition cleared.; The Final 1003 is Present; Lender provided initial XXX; however, did not provide Final 1003. Condition retained. | 01/08/2025 | D A |
| GCAT2025INV3449 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 01/08/2025 | D A C |
| GCAT2025INV3450 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/27/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history requirement met C A |
| GCAT2025INV3451 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/29/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history requirement has been met C A |
| GCAT2025INV3452 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2024 | Resolved | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX%. Rental income calculation for the REOs Audited DTI of XXX% exceeds AUS DTI of XXX%. Rental income calculation for the REOs | DU reflects XXX% DTI. The loan closed as a no XXX XXX of a XXX unit property. The subject property rent income/loss is reported on XXX-XXX including XXX & XXX. The XXX properties were also XXX. Copies of XXX agreements for XXX XXX ($XXX per month rent) , XXX XXX (XXX per month rent) , XXX XXX ($XXX per month rent) and XXX XXX ($XXX per month rent) found in the loan file. If the subject property rent is calculated from the XXX, the DTI would be at XXX% (-$XXX loss for year XXX). If isolated using schedule E method, the DTI is at XXX% which is still within tolerance. Copies of XXX agreements uploaded to portal. XXX-XXX XXX $XXX per month in positive rents XXX-XXX XXX $XXX per month in positive rents XXX form XXX = -$XXX Using schedule E method for the subject: -$XXX \| | 01/10/2025 | Condition resolved a we have received the rental calculations per the XXX Sch. E. ; Audited DTI of XXX% is less than or equal to AUS DTI of XXX%; Audited DTI of XXX% is less than or equal to AUS DTI of XXX%; Audited DTI of XXX% exceeds AUS DTI of XXX%. Rental income calculation for the REOs varies compared to lenders. Audit calculated losses for the REO's whereas lender seemed to have no loss calculated. The lease at XXX% or Sch. E reflects a loss. | 07/22/2025 | C A |
| GCAT2025INV3452 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/31/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. CCA dated XX/XX/XXXX with value of $XXX was obtained by DD Firm and is within XXX% tolerance of appraisal value of $XXX. Condition cleared. | 07/22/2025 | C A |
| GCAT2025INV3452 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/08/2025 | C A |
| GCAT2025INV3453 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3453 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/28/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. There is a requirement for a Third Party Valuation and does not appear to be uploaded to the file. |  |  | AVM received within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3454 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE1192 | Credit | Audited Reserves are less than AUS Required Reserves (Number of Months) | Audited Reserves of XXX month(s) are less than AUS Required Reserves of XXX month(s) | DU submission #XXX require $XXX to close. The final CD require $XXX to close. XXX reflects $XXX in available funds which XXX will show that the borrower will have approximately XXX months in reserves. XXX only require verifying $XXX in reserves at closing. There are other accounts that were not included in DU, if included, the total verified funds are $XXX and reserves at closing are $XXX. Uploaded to portal. \| | 01/13/2025 | Condition resolved as we have received evidence of reserves. ; Audited Reserves of XXX month(s) are greater than or equal to AUS Required Reserves of XXX month(s) | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3454 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; CCA received - within tolerance - cleared | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3454 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE2900 | Credit | Borrower Non-XXX Identification Document Missing | Non XXX Borrower is missing Identification Document. | XXX cards uploaded to portal. \| | 01/13/2025 | Borrower Identification Document provided. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3454 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/02/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3455 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FPRO0951 | Property | XXX Approval Missing | XXX Approval Missing. XXX approval is Missing, XXX provide. | Uploaded XXX questionnaire and XXX XXX approval. | 01/13/2025 | Lender provided Condo approval. Condition cleared.; Condo Approval is provided. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3455 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE9814 | Credit | Missing Trust Agreement | Missing Trust Agreement A copy of the borrower's trust agreement was not found in the file, XXX provide. | Trust | 01/13/2025 | Lender provided COT. Condition cleared.; Trust Agreement Meets Guideline Requirements | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3455 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/09/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: | XX/XX/XXXX: Agree with Audit XXX (XXX | 01/10/2025 | Lender agreed with audit values. Condition cleared.; Lender agreed with audit values. Condition cleared.; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit XXX (XXX) vs Lender XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value.; Lender agreed with audit values. Condition cleared.; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit XXX (XXX) vs Lender XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 01/13/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3455 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 01/13/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3456 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/02/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3456 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/02/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property |  | XXX | 01/03/2025 | Resolved as we have received the HOA payment documentation. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3457 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3457 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing Taxes and HOA dues documentation for XXX located at XXX | Uploaded Tax and HOA info for XXX | 01/02/2025 | Lender provided verification of taxes and HOA fees for Borrower's XXX. Condition cleared.; Borrower 1 Credit Report is not partially present. | 01/03/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3457 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FCRE1159 | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. The disbursement date is XX/XX/XXXX. | Disbursement XX/XX/XXXX. HOI is effective on or before disbursement. | 01/02/2025 | Lender provided copy of final CD reflecting disbursement date of XX/XX/XXXX. Insurance is in effect on the same day as disbursement, which meets requirements for dry funding States. Condition cleared.; Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Disbursement Date of XX/XX/XXXX Or Hazard Insurance Effective Date Is Not Provided. | 01/03/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3458 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. provide thrid party valuation product for the subject property. |  |  | Third party valuation product provided within tolerance. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3458 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE1316 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing Provide 3rd party VOE prior to closing. | Self-employed borrower. Uploaded CPA letter, business license, business entity and web search. | 01/09/2025 | Lender provided business license search and CPA letter. Condition cleared.; Borrower 1 3rd Party VOE Prior to Close Was Provided | 01/10/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3458 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Provide most recent mortgage Statement for property located at XXX. Document tax, insurance and if property has an HOA if not reflected on mortgage Statement as escrowed. | Mortgage Statement provided for XXX, Includes taxes and insurance. Final 1003 does not indicate an HOA fee. XXX print out does not indicate property is part of an HOA. Nothing in file to indicate property has an HOA fee. | 01/09/2025 | Lender provided mortgage Statement reflecting escrows for taxes and insurance are included, for property XXX and property search reflecting no HOA fees. Audit property search supports property does not have HOA fees. Condition cleared. | 01/10/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3458 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/02/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3459 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history requirement has been met D A C |
| GCAT2025INV3459 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/29/2024 | Resolved | FCRE1192 | Credit | Audited Reserves are less than AUS Required Reserves (Number of Months) | Audited Reserves of XXX month(s) are less than AUS Required Reserves of XXX month(s) | Hello, XXX waive this condition. AUS (DU) requires reserves to be verified in the amount of $XXX. These reserves are verified and sufficient per the AUS. The months reserves shown of XXX is reflecting what the borrower has and rounds up. | 01/06/2025 | Audited Reserves of XXX month(s) are greater than or equal to AUS Required Reserves of XXX month(s) | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history requirement has been met D A C |
| GCAT2025INV3459 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance |  |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history requirement has been met D A C |
| GCAT2025INV3459 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/29/2024 | Resolved | FCRE1316 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower is self-employed: Uploaded CPA letter and XXX printout. | 01/03/2025 | Borrower 1 3rd Party VOE Prior to Close Was Provided | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history requirement has been met D A C |
| GCAT2025INV3460 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | C A |
| GCAT2025INV3461 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | CCA received - within tolerance - cleared | 01/09/2025 | C A |
| GCAT2025INV3461 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | C A |
| GCAT2025INV3462 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/02/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. | XXX received - no level XXX discrepancies - condition cleared | 01/09/2025 | HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3462 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE2900 | Credit | Borrower Non-XXX Identification Document Missing | Non XXX Borrower is missing Identification Document. The initial and Final 1003's reflect B1 and B2 XXX but there does not appear to be verification uploaded to the file. | Uploaded copy (front and back) of XXX cards for both borrowers. | 01/07/2025 | Lender provided Permanent Resident cards for both Borrowers. Condition cleared.; Borrower Identification Document provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3462 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | XXX clarify what is being requested. Thank You. | 01/07/2025 | Informational finding only. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3463 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FPRO1137 | Property | The appraiser was not licensed (Primary Value) | Primary Value appraiser's license was not effective prior to the Valuation Date or expired prior to the Valuation Date Appraisers information is unable to be verified. | Appraiser license. | 01/09/2025 | Lender provided verification appraiser was licensed at the time of the subject appraisal completion. Condition cleared.; Primary Value appraiser's license was effective prior to the Valuation Date and expired after the Valuation Date Or Primary Valuation Is Not Selected Or Appraiser License Dates Are Not Provided | 01/10/2025 | Borrower has stable job time - Borrower has XXX years on job. Meets requirements. D A C |
| GCAT2025INV3463 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE2009 | Credit | Rent Loss Insurance Missing | Missing rent loss insurance coverage | HOI reflects that it is a rental property and has loss of use coverage. | 01/09/2025 | Lender provided insurance certificate reflecting rent loss coverage. Condition cleared.; Rent Loss Coverage Present | 01/10/2025 | Borrower has stable job time - Borrower has XXX years on job. Meets requirements. D A C |
| GCAT2025INV3463 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. Meets requirements. D A C |
| GCAT2025INV3464 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/29/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year guideline requirement met C A |
| GCAT2025INV3464 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/29/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year guideline requirement met C A |
| GCAT2025INV3465 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/09/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: | XX/XX/XXXX: Audit address XXX | 01/10/2025 | Lender agreed with audit value. Condition cleared.; Lender agreed with audit value. Condition cleared.; HMDA discrepancy noted: Audit address XXX vs Lender value XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. ; Lender agreed with audit value. Condition cleared.; HMDA discrepancy noted: Audit address XXX vs Lender value XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 01/13/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3465 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/02/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/13/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3466 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | C A |
| GCAT2025INV3466 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/31/2024 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. File is missing evidence of HOA or no HOA on the XXX located at XXX. Additional conditions may apply. | Uploaded Final 1003 and XXX print out reflecting no HOA. | 01/03/2025 | Resolved as we have received evidence of no HOA dues. ; Borrower 1 Credit Report is not partially present. | 01/06/2025 | C A |
| GCAT2025INV3467 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/02/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/10/2025 | Borrower has stable job time - Borrower has XXX years on job. two year guideline requirement has been met C A |
| GCAT2025INV3467 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. two year guideline requirement has been met C A |
| GCAT2025INV3468 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | C A |
| GCAT2025INV3468 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/31/2024 | Resolved | FCOM3075 | Credit | Missing XXX Act Disclosure or ID | Missing XXX Act Disclosure or ID. Provide Patriot Disclosure or ID (Driver License, Passport) | ID's | 01/07/2025 | Lender provided Borrower's photo ID. Condition cleared.; US Patriot Act Disclosure or ID provided. | 01/09/2025 | C A B |
| GCAT2025INV3468 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/31/2024 | Resolved | FVAL3825 | Property | XXX Declared Disaster Dated Prior to the , After Appraisal Date | Property located in XXX Declared XXX with no subsequent property Inspection. | Disaster end date: XX/XX/XXXX. Uploaded XXX/1004D that was completed XX/XX/XXXX along with commentary that the subject property was not affected by XXX | 01/07/2025 | Lender provided PDI dated XX/XX/XXXX, post Incident End date of XX/XX/XXXX and reflects there was no damage to property. Condition cleared.; Property Inspection Provided. | 01/08/2025 | C A |
| GCAT2025INV3469 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3469 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/29/2024 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). | The Appraisal POD has been uploaded for your review. | 01/03/2025 | Evidence of appraisal delivery provided. | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3469 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 12/31/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared. ; AVM provided within tolerance. Condition cleared; Third party valuation product provided within tolerance. | 01/06/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3470 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/31/2024 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing HOA Statements for properties at XXX, XXX , and XXX. If not applicable, an LOE stating there are no HOA dues is required. | processor cert and XXX of tax returns showing XXX fees reported on Line XXX, reflecting XXX HOA fees. | 01/09/2025 | Audit reviewed Lender's response and has determined the schedule E verifies properties XXX do not have HOA fees. Condition cleared.; Borrower 1 Credit Report is not partially present. | 01/10/2025 | C A |
| GCAT2025INV3470 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/08/2025 | C A |
| GCAT2025INV3470 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/31/2024 | Resolved | FCOM3075 | Credit | Missing XXX Act Disclosure or ID | Missing XXX Act Disclosure or ID. | XX/XX/XXXX: The borrowers Personal ID has been uploaded for your review. Thank you | 01/06/2025 | US Patriot Act Disclosure or ID provided. | 01/08/2025 | C A B |
| GCAT2025INV3470 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/31/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; AVM provided within tolerance. Condition cleared | 01/06/2025 | C A |
| GCAT2025INV3471 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/08/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3471 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing documentation to support XXX XXX in the amount of $XXX. The loan file contains a mortgage Statement that reflects $XXX monthly with escrows. Document Taxes, insurance and HOA where applicable. | Uploaded mortgage Statement and HOA Statement for REO: Primary. | 01/06/2025 | Borrower 1 Credit Report is not partially present. | 01/07/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3471 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/30/2024 | Resolved | FCRE2900 | Credit | Borrower Non-XXX Identification Document Missing | Non XXX Borrower is missing Identification Document. Non XXX Borrower is missing Identification Document. | XX/XX/XXXX: The borrowers photo ID and I-XXX XXX documents have been uploaded for your review. Thank you | 01/02/2025 | Lender provided I797A Notice of Action reflecting approval of H1B status from XX/XX/XXXX - XX/XX/XXXX. Condition cleared.; Borrower Identification Document provided. | 01/03/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3472 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year guideline requirement met D A C |
| GCAT2025INV3472 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE1316 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing | VOE | 01/07/2025 | Lender provided VVOE and Secretary of State business search. Condition cleared.; Borrower 1 3rd Party VOE Prior to Close Was Provided | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year guideline requirement met D A |
| GCAT2025INV3473 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/28/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3474 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/02/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/10/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3474 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 01/08/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3475 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX firm will order |  |  | Third party valuation product provided within tolerance. | 01/10/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3475 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3476 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/31/2024 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/08/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3477 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/02/2025 | Resolved | FCRE1191 | Credit | Audited Reserves are less than AUS Required Reserves (Dollar Amount) | Audited Reserves of $XXX are less than AUS Required Reserves of $XXX The final application lists a checking account ending in #XXX with XXX, reflecting available assets of $XXX. However, supporting documentation for this amount was not provided. XXX submit an asset Statement showing the available balance of $XXX. | bank stmnt - XXX #XXX upld | 01/14/2025 | Lender provided bank Statement for Renasant Bank. Condition cleared.; Audited Reserves of $XXX are equal to or greater than AUS Required Reserves of $XXX | 01/15/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3477 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/02/2025 | Resolved | FCRE1148 | Credit | Title Coverage is Less than Subject Lien | Title Coverage Amount of $XXX is Less than Total Amount of Subject Lien $XXX | title email confirming final title policy insured amt upld | 01/08/2025 | Lender provided email correspondence from title company reflecting title will be issued with coverage of $XXX. Condition cleared.; Title Coverage Amount of $XXX is equal to or greater than Total Amount of Subject Lien $XXX | 01/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3477 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/03/2025 | Resolved | FVAL1039 | Property | Appraised value unsupported | XXX is required as XXX score is XXX. XXX to order. |  |  | CCA received - within tolerance - cleared | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3477 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/02/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Data Tape provided. Loan is pending XXX data review. Condition for informational purposes only. XXX to complete. (Additional conditions may apply). |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3478 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/03/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Data Tape provided. Loan is pending XXX data review. Condition for informational purposes only. XXX to complete. (Additional conditions may apply). |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Data Tape provided. Loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. (Additional conditions may apply). | 01/13/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3479 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/03/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Data Tape provided. Loan is pending XXX data review. Condition for informational purposes only. XXX to complete. (Additional conditions may apply). |  |  | HMDA complete - no level XXX discrepancies - cleared; HMDA Data Tape Provided. | 01/13/2025 | C A |
| GCAT2025INV3479 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/03/2025 | Resolved | FCRE1191 | Credit | Audited Reserves are less than AUS Required Reserves (Dollar Amount) | Audited Reserves of $XXX are less than AUS Required Reserves of $XXX The final application shows XXX Certificate of Deposit (CD) accounts with XXX totaling $XXX. However, the file lacks documentation to confirm these accounts. XXX provide documentation to validate both CD accounts with XXX totaling $XXX. | CD accounts | 01/06/2025 | Condition resolved as we have received the missing M&T Statements. | 01/07/2025 | C A |
| GCAT2025INV3480 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/03/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/13/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3481 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/06/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/13/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3482 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/03/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Data Tape provided. Loan is pending XXX data review. Condition for informational purposes only. XXX to complete. (Additional conditions may apply). |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Data Tape provided. Loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. (Additional conditions may apply). | 01/13/2025 | C A |
| GCAT2025INV3483 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/06/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/13/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3484 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/04/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Data Tape provided. Loan is pending XXX data review. Condition for informational purposes only. XXX to complete. (Additional conditions may apply). |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/13/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3485 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/07/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/13/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3486 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/06/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Data Tape provided. Loan is pending XXX data review. Condition for informational purposes only. XXX to complete. (Additional conditions may apply). |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Data Tape provided. Loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. (Additional conditions may apply). | 01/13/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3487 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/07/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Data Tape provided. Loan is pending XXX data review. Condition for informational purposes only. XXX to complete. (Additional conditions may apply). |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/13/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3488 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/07/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing evidence of Hazard Insurance for XXX. If no insurance, borrower to provide attestation confirming. | Brwr Attestation | 01/21/2025 | Lender provided LOE from Borrower, confirming there is no hazard insurance on property XXX. Condition cleared. | 01/22/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3488 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/07/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/13/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3489 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/08/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. | 01/13/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3489 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/08/2025 | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines XXX. Lender to provide from the employer proof that amount included in YTD base income of $XXX labeled as LTI is actual income as part of the base pay and not stock options or some other type of compensation in order to use the income of $XXX per month. XXX. Lender to provide proof of consistent bonus income as all that is in file is YTD. Will need year end XXX for XXX/XXX or other doc from employer so that we can confirm bonus income of $XXX per month. Additional conditions may apply. | XXX for Income and XXX for XXX; XXX | 01/09/2025 | Lender provided LOE for income. Audit reviewed Lender's response and has determined the income documentation in file supports total income calculated by Lender and meets AUS and FNMA requirements for base, bonus and commission income. Condition cleared. ; Income and Employment Meet Guidelines; Income and Employment Do Not Meet Guidelines XXX. Lender to provide from the employer proof that amount included in YTD base income of $XXX labeled as LTI is actual income as part of the base pay and not stock options or some other type of compensation in order to use the income Stated of $XXX per month. XXX. Lender to provide proof of consistent bonus income as all that is in file is YTD. Will need year end paystubs for XX/XX/XXXX or other doc from employer so that we can confirm bonus income of $XXX per month. Additional conditions may apply. | 01/10/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3490 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/08/2025 | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines XXX year work history not verified. Borrower 2 was a student at the XXX from XX/XX/XXXX to XX/XX/XXXX. XXX provide transcripts to verify dates of attendance. | college transcripts | 01/13/2025 | Lender provided tax transcripts for Borrower 2. Condition cleared.; Income and Employment Meet Guidelines | 01/15/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3490 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/08/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/13/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3490 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/09/2025 | Resolved | FVAL1039 | Property | Appraised value unsupported | XXX to order XXX. |  |  | CCA received - within tolerance - cleared | 01/10/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3491 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/09/2025 | Resolved | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Audited DTI of XXX% exceeds AUS DTI of XXX% (XXX). Rerun LP findings. Lender used $XXX per month as new 1st lien against XXX but was not included in DTI so DTI was higher(Refer to Final 1003 and XXX) | XXX see attached rebuttal. The DTI is accurate and the XXX $XXX was included in the DTI.; XXX see attached rebuttal. The DTI is accurate and the XXX $XXX was included in the DTI. | 01/14/2025 | Audit reviewed Lender's response and has determined the PITIA on the Borrower's principal residence is $XXX. Audit re-calculated debt and has determined the audit DTI of XXX% is within the tolerance of the AUS approved DTI of XXX%. Condition cleared.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 01/15/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3491 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/09/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/13/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3494 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/09/2025 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Borrower shows an unpaid balance to the XXX in the amount of $XXX and a payment of $XXX. XXX provide documentation for the XXX installment plan. | IRS payment documentations received. Uploaded to portal.; Documentation of monthly XXX payment of $XXX uploaded to portal. | 01/27/2025 | Resolved as we have received evidence of the IRS payment plan. ; Borrower 1 Credit Report is not partially present.; Lender provided verification of November payment of $XXX; however, did not provide the installment plan with the IRS. Condition retained. | 01/28/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3494 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/09/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order. |  |  | Third party valuation product provided within tolerance. | 01/10/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3495 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/08/2025 | Resolved | FVAL3825 | Property | XXX Declared Disaster Dated Prior to the , After Appraisal Date | Property located in XXX Declared XXX with no subsequent property Inspection. Property is located in XXX XXX. XXX declared Pinellas county in a XXX (XXX) on XX/XX/XXXX, with a XXX date of XX/XX/XXXX. The appraisal in file is dated XX/XX/XXXX and the appraisal update and/or completion report is dated XX/XX/XXXX and shows no damage, however, both the appraisal and appraisal update is dated prior to the XXX XXX date. A Post Disaster Inspection is required. | XX/XX/XXXX: Uploaded Post disaster inspection report. No damange to property, etc | 01/14/2025 | Lender provided PDI dated XX/XX/XXXX, post Incident End date of XX/XX/XXXX and reflects there was no damage to property. Condition cleared.; Property Inspection Provided. | 01/15/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3495 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/08/2025 | Resolved | FCRE2900 | Credit | Borrower Non-XXX Identification Document Missing | Non XXX Borrower is missing Identification Document. | XXX and XXX cards for both borrowers uploaded to portal. | 01/13/2025 | Lender provided XXX documentation. Condition cleared.; Borrower Identification Document provided. | 01/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3495 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/08/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/10/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3496 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/08/2025 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. (i) The final application discloses a monthly XXX payment of $XXX for the borrower's XXX located at XXX XXX. The file is missing documentation to validate this amount. XXX provide documentation to confirm a monthly XXX payment of $XXX. (ii) The final application discloses a monthly expense of $XXX for the XXX property located at XXX. The file is missing documentation to validate the source and amount. XXX provide documentation to validate the monthly expense of $XXX. | The $XXX in monthly property tax and HOI fee reflected on the loan application for XXX XXX incorrect. Documentation of the monthly XXX of $XXX received. Uploaded to portal.; Mortgage Statement for XXX uploaded to portal. Taxes and Insurance are escrowed. Uploaded to portal.; Mortgage Statement for XXX uploaded to portal. Taxes and Insurance are escrowed. Uploaded to portal. \| \| Copy of Note reflecting monthly payments of XXX uploaded to portal. | 02/03/2025 | Lender provided CD and mortgage Statement for property XXX verifying PITIA for property. The $XXX was added to the property on the XXX in error. Lender was most conservative and included additional debt for property. Condition cleared. ; Borrower 1 Credit Report is not partially present.; Audit reviewed Lenders response, however; Final 1003 shows Mortgage payment of $XXX AND Monthly expenses of $XXX with total property expenses of $XXX. Please provide documentation verifying the $XXX Monthly expenses. Condition remains.; Lender provided HELOC Credit Agreement verifying payment of $XXX; however, documentation for property XXX verifying expenses of $XXX. Condition retained. | 02/04/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3496 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/08/2025 | Resolved | FCRE2900 | Credit | Borrower Non-XXX Identification Document Missing | Non XXX Borrower is missing Identification Document. | XXX card uploaded to portal. | 01/16/2025 | Borrower Identification Document provided. | 01/17/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3497 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/10/2025 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Mortgage Statement for XXX Escrow and does not verify taxes and Insurance is escrowed. XXX provide Tax and Insurance documentation or verification Taxes and Insurance are escrowed. Additional conditions may apply. | Property is land only- no HOI- see tax bill to verify; This appears to be a duplicate condition-XXX waive. | 01/21/2025 | Lender provided property data report reflecting property is land only, which would not require insurance. Lender also provided tax information verifies tax amount escrowed in mortgage. Condition cleared.; Borrower 1 Credit Report is not partially present.; Borrower 1 Credit Report is Partially Present. Mortgage Statement for XXX States Escrow and does not verify taxes and Insurance is escrowed. Please provide Tax and Insurance documentation or verification Taxes and Insurance are escrowed. Additional conditions may apply. | 01/22/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3497 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/10/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/15/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3498 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/10/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/15/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3499 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. | 01/20/2025 | C A |
| GCAT2025INV3500 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Data Tape provided. Loan is pending XXX data review. Condition for informational purposes only. XXX to complete. (Additional conditions may apply). |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/20/2025 | C A |
| GCAT2025INV3501 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/15/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX firm to order XXX. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. DD firm to order CCA. | 01/21/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3501 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/15/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/20/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3502 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/17/2025 | Resolved | FCRE6101 | Credit | Audited AUS Interested Party Contribution Exceeds Guideline Program Maximum | Audited AUS Interested Party Contribution of XXX% exceeds maximum AUS interested party contribution XXX of XXX%. | Doc Prep Fee explanation | 01/21/2025 | Audit reviewed Lender's response and has determined the of $XXX are within tolerance of the allowable XXX% of $XXX. The email correspondence from the settlement agent confirms the Title Doc Prep Fee was a Seller responsible attorney fee paid by the Seller, the Courier fee, taxes and section H fees are all customary fees paid the seller in the State of XXX; therefore, are not included in the total. Condition cleared.; Audited Interested Party Contribution is less than or equal to Guideline Program Maximum | 01/22/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3502 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/16/2025 | Resolved | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% The AUS is approved at XXX% and max DTI per overlays is XXX%. The XXX in file and supporting docs for borrowers XXX rental payment reflect $XXX monthly and AUS used $XXX monthly. XXX verify the additional XXX payment for the XXX debt being $XXX or $XXX per the XXX provided. May be able to update AUS to XXX% DTI per the XXX. | Updated AUS | 01/20/2025 | Lender provided updated AUS reflecting $XXX in current XXX rent payment, matching documentation in file and approving DTI of XXX%. Audit DTI of XXX%, is within tolerance of the updated AUS approved DTI of XXX%. Condition cleared.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX%; Audited DTI of XXX% exceeds AUS DTI of XXX% The AUS is approved at XXX% and max DTI per overlays is XXX%. The XXX in file and supporting docs for borrowers XXX rental payment reflect $XXX monthly and AUS used $XXX monthly. Please verify the additional Lease payment for the XXX debt being $XXX or $XXX per the lease provided. May be able to update AUS to XXX% DTI per the XXX. | 01/22/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3502 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/15/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. | 01/20/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3502 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/17/2025 | Resolved | FVAL3825 | Property | XXX Declared Disaster Dated Prior to the , After Appraisal Date |  |  |  | Condition resolved as the FEMA end date is prior to appraisal date, nothing else is required. ; Disaster end date was prior to appraisal date, no inspection required. | 01/17/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3503 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/16/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof of HOA for XXX property or borrower letter stating no HOA for the property. Additional conditions may apply. | XXX see final CD of XXX | 01/20/2025 | Lender provided final CD for property XXX reflecting property does not have HOA fees. Condition cleared. | 01/22/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3503 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/16/2025 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing disposition of additional property not listed on Final 1003 XXX. There is a letter in file from the borrower discussing this property(and it's place as part of the XXX exchange) but the letter is confusing due to the wording. Fraud report shows a mortgage on this property for the borrower. Lender to provide satisfactory explanation and sufficient documentation. Could change XXX. Additional conditions may apply. | XXX see attached rebuttal re: REO XXX XXX | 01/20/2025 | Audit reviewed Lender's response and has determined per the LOE in file property XXX was not XXX as part of the XXX exchange. It was not option as an additional property with the XXX exchange and Borrower decided not to XXX property. The most current fraud report in file does not reflect this property as owned by the Borrower. Condition cleared.; Borrower 1 Credit Report is not partially present.; Borrower 1 Credit Report is Partially Present. Missing disposition of additional property not listed on Final 1003 XXX. There is a letter in file from the borrower discussing this property (and it's place as part of the XXX exchange) but the letter is confusing due to the wording. Fraud report shows a mortgage on this property for the borrower. Lender to provide satisfactory explanation and sufficient documentation. Could change DTI. Additional conditions may apply. | 01/22/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3503 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/16/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. | 01/20/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3504 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/16/2025 | Resolved | FVAL1039 | Property | Appraised value unsupported | XXX to order a XXX. |  |  | CCA received - within tolerance - cleared | 01/21/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3504 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/15/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Data Tape provided. Loan is pending XXX data review. Condition for informational purposes only. XXX to complete. (Additional conditions may apply). |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Data Tape provided. Loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. (Additional conditions may apply). | 01/20/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3505 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/17/2025 | Resolved | FCRE1185 | Credit | AUS Partially Provided | AUS Partially Provided Missing all pages of AUS Submission #XXX. | AUS | 01/28/2025 | Lender provided all pages the AUS #XXX. Condition cleared.; AUS is not incomplete | 01/29/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3505 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/17/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order XXX. |  |  | AVM received within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 01/29/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3505 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/16/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/24/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3505 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/16/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3505 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/16/2025 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. The LPA approved loan with an appraisal waiver. Downgraded to B |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3506 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/16/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation Required: Affiliated Business Disclosure is missing from the file and the privacy policy does not State if lender contains affiliates or not | No affiliates; XXX see attached | 01/29/2025 | Lender provided attestation of no affiliates. Condition cleared.; Required Affiliated Business Disclosure Documentation Provided; Required Affiliated Business Disclosure Missing. Lender submitted the XXX contract which has nothing to do with the ABD. The ABD verifies any lender affiliates with anyone that charges fees on the Closing Disclosure. ; Required Affiliated Business Disclosure Missing. Lender submitted the XXX contract which has nothing to do with the ABD. The ABD verifies any lender affiliates with anyone that charges fees on the Closing Disclosure. | 01/30/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3506 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/16/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). Documentation Required: Missing proof that the borrower was provided with a copy of appraisal at least XXX days prior to closing. Borrower elected not to waive XXX days per notice found in the file | XXX see attached | 01/27/2025 | Resolved as we have received the missing evidence. ; Evidence of appraisal delivery provided. | 01/30/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3506 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/16/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3507 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/16/2025 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing evidence of HOA or no HOA on the property located at XXX XXX. XXX provide and LOE from the borrower or property profile. Additional conditions may apply. | XXX - no HOA | 02/19/2025 | Lender provided property detail report for property XXX reflecting property is an SFR. Audit property search supports property does not have HOA fees. Condition cleared.; Borrower 1 Credit Report is not partially present. | 02/20/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3507 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/16/2025 | Resolved | FCOM1621 | Compliance | Missing Initial Escrow Disclosure | Initial Escrow Account Disclosure is Missing | XXX | 02/07/2025 | Lender provided Initial Escrow Disclosure. Condition cleared.; Initial Escrow Account Disclosure is Resolved | 02/11/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3507 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/16/2025 | Resolved | FCOM1221 | Credit | The Deed of Trust is Incomplete | The Deed of Trust is Incomplete File is missing the signed page XXX of XXX of the XXX rider. XXX provide the complete form. | Complete SI | 01/29/2025 | Lender provided mortgage that included all pages to the PUD rider. Condition cleared.; The Deed of Trust is Present and Complete | 01/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3507 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/16/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report File is missing a 3rd party fraud report. Additional conditions may apply. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/24/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3507 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/16/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3508 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/17/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/13/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3508 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/17/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). | Appraisal was mailed XX/XX/XXXX - Document attached had a PDF conversion issue, but is evidence that the appraisal was mailed on XX/XX/XXXX; Email | 02/03/2025 | Lender provided verification of Borrower's receipt of appraisal prior to the. Condition cleared.; Evidence of appraisal delivery provided.; Lender provided email correspondence reflecting Borrower's receipt of appraisal on XX/XX/XXXX, which is after the subject loan closing of XX/XX/XXXX. Please provide verification of Borrower's receipt of appraisal prior to or at closing. Condition retained.; Lender provided email correspondence reflecting Borrower's receipt of appraisal on XX/XX/XXXX, which is after the subject loan closing of XX/XX/XXXX. Please provide verification of Borrower's receipt of appraisal prior to or at closing. Condition retained. | 02/04/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3508 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/17/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/24/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3508 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3509 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Curative | 01/16/2025 | Acknowledged | finding-3430 | Compliance | Qualified Mortgage XXX Threshold | This loan does not qualify for a XXX level of compliance with the qualified mortgage rule. (XXX XXX §XXX(b) (XXX) , (e) (XXX)) This loan does not qualify for a XXX. The loan has an XXX of XXX%. The XXX threshold to qualify for a XXX is XXX%.A creditor or assignee of a qualified mortgage, that is not a higher-priced covered transaction, complies with the repayment ability requirements of paragraph (c) of this section. A creditor or assignee of a qualified mortgage, that is a higher-priced covered transaction, is presumed to comply with the repayment ability requirements of paragraph (c) of this section.Higher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the is set by XXX or more percentage points for a first-lien covered transaction, or by XXX or more percentage points for a subordinate-lien covered transaction. | Client's QM worksheet | 01/31/2025 | XXX approved exception for QM HP APOR - Grade B; Lender provided compliance testing reflecting loan is Rebuttable Presumption due to APR threshold. XXX approval required. Condition retained. | 02/25/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3509 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Curative | 01/23/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX Discrepancy Noted: The following XXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. XXX provide Universal Loan Identifier (ULI). | XXX | 02/10/2025 | Lender provided valid ULI. Condition cleared. | 02/11/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3509 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Curative | 01/16/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 02/11/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3509 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Curative | 01/21/2025 | Resolved | FCRE9184 | Credit | ULI Number on URLA does not match ULI Number provided by the Lender | Missing ULI. | XXX see attached | 01/27/2025 | Resolved as we have received the missing ULI. | 01/28/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3509 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Curative | 01/21/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). Documentation required to cure: XXX provide evidence borrower received appraisal at or XXX days prior to consummation. | XXX see attached | 01/27/2025 | Resolved as we have received the missing evidence. ; Evidence of appraisal delivery provided. | 01/28/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3509 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Curative | 01/16/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/24/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3509 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Curative | 01/16/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing evidence of HOA fees for borrowers XXX located at XXX. If no HOA fees, borrower to provide attestation confirming. |  |  | Added on HMDA Finding. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3509 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Curative | 01/17/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 01/22/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3510 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/16/2025 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing evidence of HOA or no HOA on the borrower's XXX located at XXX XXX. XXX provide an LOE from the borrower, or a property profile. Additional conditions may apply. | XXX see attached | 02/05/2025 | Lender provided verification of HOA fees on property XXX. The fraud report obtained by DD firm verifies monthly HOA fees for each propertye of $XXX annually or $XXX monthly. Audit recalculation of DTI of XXX% is within tolerance of the AUS approved DTI of XXX%. Condition cleared.; Borrower 1 Credit Report is not partially present. | 02/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3510 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/16/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. File is missing a third party valuation product. Condition for information purposes. XXX firm to order. |  |  | AVM received within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 02/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3510 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/16/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report File is missing a Third Party Fraud Report. Additional conditions may apply. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/24/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3510 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/16/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3511 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/17/2025 | Resolved | FCRE1185 | Credit | AUS Partially Provided | AUS Partially Provided The AUS was approved at XXX% DTI and the max DTI per lender guidelines is XXX%. Also XXX verify the additional other debts of $XXX included on the AUS but not included in the loan file or XXX. Additional conditions may apply. Data Tape DTI is XXX% and Client may approve an exception waiver - waiver requests must be submitted to XXX@XXX.com but the missing additional debt of $XXX needs to be supplied first. | XXX see revised AUS; It looks like we have XXX separate issues. First, I'll address the DTI. Per the attached product profile the maximum DTI is XXX%. Can you XXX remove that portion of the finding? Thanks! | 02/12/2025 | Lender provided updated AUS approving DTI of XXX%. Lender originally included the taxes, insurance and HOA on the Borrower's XXX of $XXX twice in debt obligations on the previous AUS and XXX. Lender corrected the AUS removing the additional debt obligation for the XXX. Audit DTI of XXX% is within tolerance of the updated AUS approved DTI of XXX%. Both audit DTI of XXX% and updated AUS DTI of XXX% are within client overlay maximum DTI allowed of XXX%. Condition cleared.; Audit reviewed Lender's response and has determined Client Overlay maximum DTI is XXX%, which requires approval from XXX. In addition, please verify the additional other debts of $XXX included on the AUS but not included in the loan file or XXX. Additional conditions may apply. Data Tape DTI is XXX%. Condition retained. | 02/13/2025 | D A |
| GCAT2025INV3511 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/16/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | D A C |
| GCAT2025INV3512 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/16/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3513 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/17/2025 | Resolved | FCOM3075 | Credit | Missing XXX Act Disclosure or ID | Missing XXX Act Disclosure or ID. Missing XXX Act Disclosure or ID. | x | 02/14/2025 | Lender provided completed Patriot Act form for both Borrowers. Condition cleared.; US Patriot Act Disclosure or ID provided. | 02/17/2025 | D A B |
| GCAT2025INV3513 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 02/17/2025 | D A C |
| GCAT2025INV3513 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/17/2025 | Resolved | FVAL3825 | Property | XXX Declared Disaster Dated Prior to the , After Appraisal Date | Property located in XXX Declared XXX with no subsequent property Inspection. Condition resolved. XXX declared XXX in a XXX (Hurricane) on XX/XX/XXXX, with a XXX date of XX/XX/XXXX. The appraisal in file is dated XX/XX/XXXX prior to disaster however the appraisal completion report was completed on XX/XX/XXXX after the end date of disaster and reflects the home completed with no issues. Condition for informational purposes only. |  |  | Property located in FEMA Declared Disaster Area with no subsequent property Inspection. Condition resolved. FEMA declared XXX in a disaster area (XXX) on XX/XX/XXXX, with a release date of XX/XX/XXXX. The appraisal in file is dated XX/XX/XXXX prior to disaster however the appraisal completion report was completed on XX/XX/XXXX after the end date of disaster and reflects the home completed with no issues. Condition for informational purposes only.; Property located in FEMA Declared Disaster Area with no subsequent property Inspection. Condition resolved. FEMA declared XXX in a disaster area (XXX) on XX/XX/XXXX, with a release date of XX/XX/XXXX. The appraisal in file is dated XX/XX/XXXX prior to disaster however the appraisal completion report was completed on XX/XX/XXXX after the end date of disaster and reflects the home completed with no issues. Condition for informational purposes only. | 01/24/2025 | D A |
| GCAT2025INV3513 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/17/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 01/24/2025 | D A |
| GCAT2025INV3514 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/16/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3514 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/16/2025 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Evidence of HOA or no HOA on the borrower's XXX located at XXX XXX is missing from the file. | XXX see attached | 01/27/2025 | Resolved as we have received the missing HOA dues. ; Borrower 1 Credit Report is not partially present. | 01/28/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3514 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/16/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report File is missing a third party fraud report. Additional conditions may apply. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/24/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3514 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/16/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3515 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/23/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX Discrepancy Noted: The following XXX Discrepancy(s) have been noted: Audit XXX vs Lender XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | We agree | 02/07/2025 | Lender agreed with audit value. Condition cleared.; Lender agreed with audit value. Condition cleared.; Lender agreed with audit value. Condition cleared. | 02/11/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3515 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. N/A |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 02/11/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3515 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% AUS in file is XXX%. Audit DTI is XXX, however Tape DTI is XXX. Client may approve an exception waiver - waiver requests must be submitted to XXX@XXX.com. | Aside from the tape discrepancy, your DTI of XXX% breaches XXX% which means it's outside tolerance. Our DTI is XXX%...were you able to identify the discrepancy(ies) ? I'd like to solve for the credit issue before escalating this to our mortgage finance department to deal with the tape issue. Thanks! \| XXX: I checked the XXX but an XXX report is not available. \| | 01/29/2025 | Audit reviewed Lender's response, re-calculated debt and income and has determined the audit DTI of XXX% is within tolerance of the most current AUS approved DTI of XXX% and tape value of XXX%. Condition cleared.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 01/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3515 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/17/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). | XXX see attached | 01/27/2025 | Condition resolved as we have received the receipt of appraisal. ; Evidence of appraisal delivery provided. | 01/28/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3515 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/17/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Required Fraud Report is not in file for review |  |  | Third Party Fraud Report is provided | 01/24/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3516 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | C A |
| GCAT2025INV3517 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3518 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FPRO0951 | Property | XXX Approval Missing | XXX Approval Missing. XXX approval is Missing. | XXX see attached CPM | 01/27/2025 | Resolved as we have received the condo review information. ; Condo Approval is provided. | 01/28/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3518 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/24/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3518 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3519 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/21/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | C A |
| GCAT2025INV3520 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/20/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | XXX see attached | 02/05/2025 | Lender provided attestation of no affiliates. Condition cleared.; Required Affiliated Business Disclosure Documentation Provided | 02/06/2025 | C A B |
| GCAT2025INV3520 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/20/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX Firm will order. The XXX score of XXX is greater than the maximum XXX allowed by investor, which requires a third party valuation product. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. AVM out of tolerance. XXX to order CDA. Condition remains. | 01/30/2025 | C A B |
| GCAT2025INV3520 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/20/2025 | Resolved | FCOM3075 | Credit | Missing XXX Act Disclosure or ID | Missing XXX Act Disclosure or ID. | XXX see attached | 01/27/2025 | Resolved as we have received the missing Patriot Act information. ; US Patriot Act Disclosure or ID provided. | 01/28/2025 | C A B |
| GCAT2025INV3520 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/28/2025 | C A B |
| GCAT2025INV3521 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX firm will order. XXX score of XXX exceeds the maximum score of XXX allowed by the investor. |  |  | Third party valuation product provided within tolerance. | 02/04/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3521 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCRE1358 | Credit | Borrower 2 W2/XXX Missing | Borrower 2 W2/XXX Missing. Missing XXX income verification. The XXX selling guide requires a completed Verification of Employment (Form XXX) or the borrower's most recent XXX and XXX forms covering the most recent one-year period. The AUS States that the XXX validated the borrower's income with acceptable documentation that satisfies the XXX Selling Guide requirements. However, the B2 income was validated only with a recent XXX XXX and a WVOE that shows the Annual Income Summary for XXX only. | Per XXX item #XXX XXX income was verified using Day XXX Certainty and the Work Number report #XXX. No additional documentation is required as XXX has already repped and warranted the income. | 01/30/2025 | Audit reviewed Lender's response and has determined the AUS validated income using the WVOE; therefore, no additional documentation is required. Condition cleared.; Borrower 2 W2/XXX Provided or Not Applicable (Number of Borrowers equals XXX) | 01/31/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3521 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Required Affiliated Business Disclosure Missing | x | 01/29/2025 | Lender provided attestation of no affiliates. Condition cleared.; Lender provided attestation of no affiliates. Condition cleared. | 01/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3521 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCOM3075 | Credit | Missing XXX Act Disclosure or ID | Missing XXX Act Disclosure or ID. | ID's | 01/29/2025 | Lender provided photo ID for both Borrower's. Condition cleared.; US Patriot Act Disclosure or ID provided. | 01/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3521 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3522 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/21/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | XXX see attached | 01/30/2025 | Required Affiliated Business Disclosure Documentation Provided | 01/31/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3522 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3524 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/21/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/24/2025 | D A |
| GCAT2025INV3524 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/21/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | D A C |
| GCAT2025INV3525 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/17/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report File is missing a Third Party Fraud Report. Additional conditions may apply |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/24/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3525 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3526 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. N/A |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | C A |
| GCAT2025INV3527 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; HMDA received - no level XXX discrepancies - condition cleared | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3527 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/22/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3528 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3529 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Cured | finding-3635 | Compliance | Charges That In Total Cannot Increase More Than XXX% Test | XXX Cure Required. Refund in the amount of $XXX, cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The XXX% tolerance violation in the amount of $XXX is due to the increase in recording fees without a valid COC. A coc in file does not indicate the reason the fees increase This loan failed the charges that in total cannot increase more than XXX% test. (XXX XXX §XXX(e) (XXX) (ii)) The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the XXX tolerance according to §XXX(e) (XXX) (ii). The final charges that in total cannot increase more than XXX% ($XXX) exceed the comparable charges ($XXX) by more than XXX%. XXX see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures.An estimate of a charge for a third-party service or a recording fee is in XXX if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §XXX(e) (XXX) (i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §XXX(e) (XXX) (vi). | Cure; Rebuttal | 02/26/2025 | Lender provided LOE, PCCD, copy of refund check and proof of delivery. Cured post close, loan will be graded a B.; Lender provided LOE, PCCD, copy of refund check and proof of delivery. Cured post close, loan will be graded a B.; Lender provided same COC that was in the loan file for the increase in recording fee; however, the COC does not give a valid reason for the increase in the fee. Please provide valid COC for the increase in recording fee. Condition retained. | 02/27/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3529 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FCRE6019 | Credit | Borrower 1 Citizenship Documentation not provided | Borrower 1 Citizenship Documentation Is Missing Drivers License in file is not complete / illegible. | DL | 02/26/2025 | Lender provided legible copy of driver's license. Condition cleared.; Borrower 1 Citizenship Documentation Provided or Not Required | 02/27/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3529 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FCOM3075 | Credit | Missing XXX Act Disclosure or ID | Missing XXX Act Disclosure or ID. Unable to locate XXX Act Disclosure in file. XXX in file is not complete / illegible. | XXX | 02/26/2025 | Lender provided completed Patriot Act form. Condition cleared.; US Patriot Act Disclosure or ID provided. | 02/27/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3529 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 02/27/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3530 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/17/2025 | Cured | finding-3635 | Compliance | Charges That In Total Cannot Increase More Than XXX% Test | This loan failed the charges that in total cannot increase more than XXX% test. (XXX XXX §XXX(e) (XXX) (ii)) The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the XXX tolerance according to §XXX(e) (XXX) (ii). The final charges that in total cannot increase more than XXX% ($XXX) exceed the comparable charges ($XXX) by more than XXX%. XXX see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures.An estimate of a charge for a third-party service or a recording fee is in XXX if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §XXX(e) (XXX) (i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §XXX(e) (XXX) (vi). Refund in the amount of $XXX; cure package requires a PCCD, LOE, and Copy of Refund Check, or Valid COC. The XXX% tolerance violation in the amount of $XXX is due to increase from $XXX to $XXX for the Recording Fee. A COC is required to determine if this was a valid increase. | cure | 02/11/2025 | Lender provided LOE, PCCD, copy of refund check and proof of delivery. Cured post close, loan will be graded a B.; Lender provided LOE, PCCD, copy of refund check and proof of delivery. Cured post close, loan will be graded a B.; Lender provided LOE, PCCD, copy of refund check and proof of delivery. Cured post close, loan will be graded a B.; Lender provided LOE, PCCD, copy of refund check and proof of delivery. Cured post close, loan will be graded a B. | 02/12/2025 | C B A |
| GCAT2025INV3530 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/21/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/23/2025 | C B A |
| GCAT2025INV3531 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/21/2025 | Acknowledged | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% AUS DTI XXX%. Audit DTI XXX%. However Tapr DTI is XXX%. Client may approve an exception waiver - waiver requests must be submitted to XXX@XXX.com. |  |  | XXX approved exception - Grade B | 02/05/2025 | D B C A |
| GCAT2025INV3531 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/20/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX firm will order. |  |  | Third party valuation product provided within tolerance. | 01/30/2025 | D B C A |
| GCAT2025INV3531 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/20/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/24/2025 | D B A C |
| GCAT2025INV3531 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | D B C A |
| GCAT2025INV3532 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/17/2025 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Evidence of HOA or no HOA on the borrower's XXX located at XXX XXX is missing from the file. | XXX XXX = $XXX \| \| XXX & XXX = $XXX | 01/27/2025 | Resolved as we have received the missing evidence. ; Borrower 1 Credit Report is not partially present. | 01/28/2025 | C A |
| GCAT2025INV3532 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | C A |
| GCAT2025INV3533 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCRE9785 | Credit | XXX Contract is Incomplete | is XXX but XXX Contract Doc is Incomplete of $XXX does not match the final CD of $XXX. XXX provide the XXX addendum showing the correct. Additional conditions may apply. | There is a XXX included in this XXX. The addendum is in file stating that the $XXX system will be added to the XXX price. $XXX + $XXX = $XXX \| \| The extra $XXX is for solar panels. \| | 01/27/2025 | Resolved as we have received the missing pages. ; XXX Contract Doc is complete. | 01/28/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3533 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3534 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/20/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Required Affiliated Business Disclosure Missing | XXX see attached | 01/30/2025 | Lender provided Affiliated Business Disclosure. Condition cleared.; Required Affiliated Business Disclosure Documentation Provided | 01/31/2025 | C A B |
| GCAT2025INV3534 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/21/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | C A B |
| GCAT2025INV3535 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/17/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. An XXX is required |  |  | Third party valuation product provided within tolerance. | 02/04/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3535 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/17/2025 | Resolved | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% AUS approved in file at XXX however Tape value is XXX. Client may approve an exception waiver - waiver requests must be submitted to XXX@XXX.com. | The audited DTI of XXX% is within XXX% tolerance as described in XXX B3-XXX-XXX therefore an exception should not be needed. | 01/29/2025 | Audit reviewed Lender's response, re-calculated income and debt and has determined audit re-calculated DTI of XXX% is within tolerance of the AUS approved DTI of XXX% and tape value of XXX%. Condition cleared.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 01/31/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3535 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3536 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FVAL3825 | Property | XXX Declared Disaster Dated Prior to the , After Appraisal Date | Property located in XXX Declared XXX with no subsequent property Inspection. Property is located in a XXX XXX. XXX declared XXX in a XXX (XXX) on XX/XX/XXXX, with an end date of XX/XX/XXXX. No Appraisal (Appraisal Waiver). XXX provide Post Disaster Inspection report. | x | 02/04/2025 | Lender provided PCI dated XX/XX/XXXX, post Incident End date of XX/XX/XXXX and reflects there was no damage to property. Condition cleared.; Property Inspection Provided. | 02/05/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3536 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | Affiliate | 01/30/2025 | Lender provided Affiliated Business disclosure. Condition cleared.; Required Affiliated Business Disclosure Documentation Provided | 01/31/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3536 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCRE1347 | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing | XXX see attached | 01/27/2025 | Resolved as we have received the missing VOE. ; Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals XXX) | 01/28/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3536 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3536 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared. ; AVM received within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 01/22/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3536 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. B Grade |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3537 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. N/A |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3537 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/17/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared. ; AVM out of tolerance. XXX to order CDA. Condition remains. ; Third party valuation product provided within tolerance. | 01/22/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3538 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3538 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 01/22/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3538 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. For informational purposes only. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3539 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/17/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. An XXX is required |  |  | AVM received - within tolerance - cleared | 02/13/2025 | C B A |
| GCAT2025INV3539 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/23/2025 | C B A |
| GCAT2025INV3539 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/17/2025 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Property Inspection Waiver per LP |  |  |  |  | C B A |
| GCAT2025INV3540 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/17/2025 | Resolved | FCRE1316 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing The XXX approval requires verbal, written or email verification of employment for self-employed borrowers, dated within XXX calendar days prior to the. The self-employed verification of business form on page XXX is missing a date. XXX provide a verification dated within the required timeframe. | Websites are also allowed to be used for Self Employment verification. Website printout in file for XXX on XXX was time stamped XX/XX/XXXX | 01/27/2025 | Resolved as we have received the missing VOE. ; Borrower 1 3rd Party VOE Prior to Close Was Provided | 01/28/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3540 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3540 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 01/22/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3541 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/17/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). Appraisal delivery receipt missing from file. | XXX see attached | 01/27/2025 | Evidence of appraisal delivery provided. | 01/28/2025 | C A B |
| GCAT2025INV3541 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/23/2025 | C A B |
| GCAT2025INV3542 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FVAL3825 | Property | XXX Declared Disaster Dated Prior to the , After Appraisal Date | Property located in XXX Declared XXX with no subsequent property Inspection. Property is located in a XXX XXX. XXX declared XXX in a XXX (XXX) on XX/XX/XXXX, with an end date of XX/XX/XXXX. The appraisal in file is dated XX/XX/XXXX. XXX provide Post Disaster Inspection report. | x | 02/04/2025 | Lender provided PCI dated XX/XX/XXXX, post Incident End date of XX/XX/XXXX and reflects there was no damage to property. Condition cleared.; Property Inspection Provided. | 02/05/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3542 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3543 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3543 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 01/22/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3544 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | C A |
| GCAT2025INV3545 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/17/2025 | Resolved | finding-3515 | Compliance | Initial Loan Estimate Delivery Date Test (from application) | The LE dated XX/XX/XXXX per the lender's disclosure tracker was not provided in the loan file. This loan failed the initial loan estimate delivery date test (from application) due to one of the following: (XXX XXX §XXX(e) (XXX) (iii) (A)) The initial loan estimate delivery date is later than the third business day (counting days on which the creditor's offices are open to the public for carrying on substantially all of its business functions) after the creditor or broker receives the consumer's written application.Therefore, if additional disclosures are entered into ComplianceAnalyzer, any values that would change under a valid changed circumstance if the initial loan estimate had been delivered timely, will not reset the baseline for tolerance purposes. The comparable fees for this loan will be $XXX, regardless of the actual values on the disclosure.This calculation takes into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its business functions, as described in §XXX(a) (XXX) and as it relates to §XXX(e) (XXX) (iii) (A) (initial loan estimate disclosure XXX business days after application). This test excluded the following days from the business day count based on the client preferences configured on the company settings business days profile page:As not being open on SundayAs not being open on SaturdayXXX NOTE: If a conflict results from the client preferences configured on the company settings business days profile page such that a day is marked as both open and closed, ComplianceAnalyzer calculations will presume the company's offices are closed to the public for carrying on substantially all of its business functions. If this is not the appropriate result, you must revise your settings to remove the conflict.The creditor shall deliver or place in the mail the disclosures required under §XXX(e) (XXX) (i) (provision of loan estimate form) not later than the third business day after the creditor receives the consumer's application. | XXX LE; Tracking | 02/07/2025 | Lender provided initial LE. Audit re-ran compliance and has determined fees are within tolerance. Condition cleared.; Lender provided initial LE. Audit re-ran compliance and has determined fees are within tolerance. Condition cleared.; Lender provided initial LE. Audit re-ran compliance and has determined fees are within tolerance. Condition cleared.; Lender provided initial LE. Audit re-ran compliance and has determined fees are within tolerance. Condition cleared.; Lender provided Disclosure Tracker reflecting initial LE sent on XX/XX/XXXX; however, did not provide copy of the initial CD dated XX/XX/XXXX. Condition retained. | 02/11/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3545 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/17/2025 | Acknowledged | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% AUS approved DTI of XXX% (LP). Audit DTI is XXX%, however TAPE DTI is XXX%. Client may approve an exception waiver - waiver requests must be submitted to XXX@XXX.com. |  |  | XXX approved exception - Grade B | 02/05/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3545 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3546 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/17/2025 | Resolved | FCRE1336 | Credit | Borrower 1 Award Letter Missing | Borrower 1 Award Letter Missing Missing income documentation for B1 to support "other" income in the amount of $XXX. Benefit Statement for the organization, copy of retirement award letter, XXX etc. | XXX see attached | 02/11/2025 | Lender provided asset depletion income calculator for the other income of $XXX, which was supported by the XXX accounts in the loan file. Condition cleared.; Borrower 1 Award Letter Provided | 07/17/2025 | D A C |
| GCAT2025INV3546 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/17/2025 | Resolved | FCRE3978 | Credit | Missing Letter of Explanation (Credit) | Letter of explanation from borrowers verifying no HOA dues on their XXX not executed. | XXX see attached | 02/11/2025 | Lender provided LOE from Borrower indicating property XXX does not have HOA fees. Condition cleared. | 02/12/2025 | D A C |
| GCAT2025INV3546 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/17/2025 | Resolved | FCRE1440 | Credit | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements XXX provide evidence that property located at XXX is owned XXX. | XXX | 01/29/2025 | Housing History Meets Guideline Requirements Lender provided property detail report for property XXX reflecting property does not have current mortgage. The fraud and credit report supports property is owned free and clear. Condition cleared. | 01/30/2025 | D A C |
| GCAT2025INV3546 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/21/2025 | Resolved | FVAL3825 | Property | XXX Declared Disaster Dated Prior to the , After Appraisal Date | Property located in XXX Declared XXX with no subsequent property Inspection. XXX start date was XX/XX/XXXX with an end date of XX/XX/XXXX. Appraisal was dated XX/XX/XXXX prior to disaster end date and loan is missing post disaster inspection report. | x | 01/29/2025 | Lender provided PDI dated XX/XX/XXXX, post Incident End date of XX/XX/XXXX and reflects there was no damage to property. Condition cleared.; Property Inspection Provided. | 01/30/2025 | D A C |
| GCAT2025INV3546 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | D A C |
| GCAT2025INV3546 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/21/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 01/22/2025 | D A C |
| GCAT2025INV3547 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | XXX see the lender's response attached | 01/31/2025 | Lender provided attestation of no affiliates on subject transaction. Condition cleared.; Required Affiliated Business Disclosure Documentation Provided | 02/03/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3547 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3548 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/21/2025 | Resolved | FCRE7009 | Credit | Hazard insurance dwelling coverage is not sufficient | Hazard Insurance coverage of $XXX is less than required coverage required Hazard Insurance coverage of $XXX is less than subject of $XXX. | RCE | 01/28/2025 | Lender provided replacement cost estimator reflecting replacement cost estimate of XXX. The hazard insurance coverage of $XXX is sufficient to cover the replacement cost estimate of $XXX. Condition cleared.; Hazard Insurance coverage meets guideline requirement | 01/29/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. C A |
| GCAT2025INV3548 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/21/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. C A |
| GCAT2025INV3549 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3550 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/17/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). | XXX see attached | 01/27/2025 | Evidence of appraisal delivery provided. | 01/28/2025 | D A B |
| GCAT2025INV3550 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/20/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Unable to locate Third Party Fraud in file. |  |  | Third Party Fraud Report is provided | 01/24/2025 | D A B |
| GCAT2025INV3550 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | 01/23/2025 | D A C B |
| GCAT2025INV3551 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Loan Review Complete | 01/20/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing verification of taxes, insurance, and/or HOA fees. Missing evidence of HOA dues for borrowers XXX located at XXX and XXX. If there are no HOA dues, borrower's to provide signed Statement attesting. | REO | 02/04/2025 | Lender provided LOE from Borrower 2, indicating property XXX does not have HOA fees and provided CD for property XXX verifying PITIA. Condition cleared. | 02/05/2025 | D A |
| GCAT2025INV3551 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Loan Review Complete | 01/20/2025 | Resolved | FCRE7009 | Credit | Hazard insurance dwelling coverage is not sufficient | Hazard Insurance coverage of $XXX is less than required coverage required XXX confirm dwelling (Coverage A) includes replacement cost coverage. | HOI | 02/04/2025 | Lender provided hazard insurance certificate reflecting total coverage of $XXX, which is sufficient to cover the of $XXX. Condition cleared.; Hazard Insurance coverage meets guideline requirement; Hazard Insurance coverage of $XXX is less than required coverage required | 02/05/2025 | D A C |
| GCAT2025INV3551 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Loan Review Complete | 01/20/2025 | Resolved | finding-3430 | Compliance | Qualified Mortgage XXX Threshold | This loan does not qualify for a XXX level of compliance with the qualified mortgage rule. (XXX XXX §XXX(b) (XXX) , (e) (XXX)) This loan does not qualify for a XXX. The loan has an XXX of XXX%. The XXX threshold to qualify for a XXX is XXX%.A creditor or assignee of a qualified mortgage, that is not a higher-priced covered transaction, complies with the repayment ability requirements of paragraph (c) of this section. A creditor or assignee of a qualified mortgage, that is a higher-priced covered transaction, is presumed to comply with the repayment ability requirements of paragraph (c) of this section.Higher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the is set by XXX or more percentage points for a first-lien covered transaction, or by XXX or more percentage points for a subordinate-lien covered transaction. XXX Loan | XXX, XXX rule does not apply. See Reg Z XXX | 01/31/2025 | Already graded an A | 01/31/2025 | D A |
| GCAT2025INV3551 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Loan Review Complete | 01/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/23/2025 | D A C |
| GCAT2025INV3552 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | Affiliate | 01/30/2025 | Lender provided attestation of no affiliates. Condition cleared. | 01/31/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3552 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3553 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/21/2025 | Acknowledged | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX%. Max DTI per guidelines is XXX%. Tape data is approved at XXX and the AUS is approved at XXX. The Audit DTI is XXX% > XXX% Data Tape value. Client may approve an exception waiver - waiver requests must be submitted to XXX@XXX.com |  |  | XXX approved exception - Grade B | 02/05/2025 | C B A |
| GCAT2025INV3553 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/23/2025 | C B A |
| GCAT2025INV3554 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | XXX.) While the mortgage Statement for XXX and XXX was provided in loan file for borrowers XXX and XXX XXX, audit is unable to determine if the amount being escrowed includes both taxes and insurance, XXX provide. XXX.) XXX provide evidence that XXX is owned XXX. XXX.) Missing evidence of HOA dues for borrowers residence located at XXX not to exceed $XXX. | Lender provided documentation for XXX verifying taxes, and HOA fees on property. Audit was able to determine mortgage includes escrows for both taxes and insurance. Audit verified the mortgage Statement in file for Borrower's XXX at XXX reflects a disbursement for taxes and insurance verifying escrows included both taxes and insurance. Audit property search for property XXX supports property does not have HOA fees. Condition cleared.; Response; XXX | 02/13/2025 | ; Lender provided Property Detail Report for property XXX, verifying property is owned free and clear; however, did not provide verification Borrower's XXX mortgage includes escrows for both taxes and insurance and did not provide verification of HOA Fees for property. Condition retained. | 02/13/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3554 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Acknowledged | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Maximum allowed per investor XXX is XXX%. Lender Data Tape DTI calculated at XXX% vs Audit XXX%. Difference is due to Audit is using a monthly mortgage payment for XXX $XXX per mortgage Statement provided with XXX. Lender using credit report $XXX pmt. Client may approve an exception waiver - waiver requests must be submitted to XXX@XXX.com |  |  | XXX approved exception - Grade B | 02/05/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3554 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3555 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. The LPA approved loan with an appraisal waiver. |  |  | PIW Loan - Acknowledged | 03/04/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3555 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3555 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/22/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3556 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Final application reflects additional debt for the XXX property located at XXX in the amount of $XXX. Provide documentation to support the monthly fee. | REO | 01/29/2025 | Lender provided documentation verifying additional debt of $XXX for property XXX. Condition cleared. | 01/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3556 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/18/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). Missing proof the borrower received a copy of the appraisal prior to closing. The Appraisal/Valuation Acknowledgment signed on XX/XX/XXXX (pg. XXX) does not provide sufficient evidence that the appraisal was delivered to the Borrower at least XXX-business days prior to the consummation date of XX/XX/XXXX, as the Appraisal Notices disclosure in file (pg. XXX) indicated that the Borrower "agree[s] to receive a copy of your appraisal no less than XXX days prior to closing," and if [they] "wish to waive this right, XXX inquire with [their Loan Officer and a waiver will be issued." | XXX see attached | 01/27/2025 | Evidence of appraisal delivery provided. | 01/28/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3556 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/24/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3556 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3556 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 01/22/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3557 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/20/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). | XXX see attached | 01/27/2025 | Evidence of appraisal delivery provided. | 01/28/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. D A |
| GCAT2025INV3557 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/20/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/24/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. D A |
| GCAT2025INV3557 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. D A C |
| GCAT2025INV3558 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Document HOA figures for borrowers XXX. | No HOA | 01/30/2025 | Audit reviewed Lender's response and has determined audit property search supports property XXX does not have HOA fees. Condition cleared. | 01/31/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3558 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Required Affiliated Business Disclosure Missing | XXX see attached | 01/30/2025 | Lender provided attestation of no affiliates. Condition cleared. | 01/31/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3558 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCRE6873 | Credit | Fraud alert is present on the credit report | Provide evidence the fraud alert on the credit report was addressed with the B1 prior to consummation of loan. |  |  | Rescinded as there is no fraud alert to clear on credit report. | 01/24/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3558 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3559 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCRE1333 | Credit | Borrower 1 WVOE Missing | Borrower 1 WVOE Missing Provide WVOE (Work Number) for B1 used in qualifying the income used in qualifying per ITEM#'s XXX/XXX on AUS. | WVOE | 01/28/2025 | Lender provided WVOE from The Work Number used by AUS to validation Borrower's income. Condition cleared.; Borrower 1 WVOE Provided | 01/29/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3559 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3559 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 01/22/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3560 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3561 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/21/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | C A |
| GCAT2025INV3562 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing The ABD is missing from the file | XXX see attached | 01/30/2025 | Lender provided attestation of no affiliates. Condition cleared. | 01/31/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3562 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3563 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3564 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/23/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX Discrepancy Noted: The following XXX Discrepancy(s) have been noted: Audit XXX XXX vs XXX XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | We agree | 02/07/2025 | Lender agreed with audit value. Condition cleared.; Lender agreed with audit value. Condition cleared.; Lender agreed with audit value. Condition cleared. | 02/11/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3564 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Waiting on XXX data review. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 02/11/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3564 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | finding-3800 | Compliance | Qualified Mortgage Lending Policy Points and Fees Test | This loan has points and fees that exceed the points and fees threshold. (XX/XX/XXXX.XXX(e) (XXX)) The is $XXX or more, and the transaction's total points and fees is $XXX, which exceeds XXX percent of the total of $XXX; orThe is less than $XXX but at least $XXX, and the transaction's total points and fees is $XXX, which exceeds $XXX; orThe is less than $XXX but at least $XXX, and the transaction's total points and fees is $XXX, which exceeds XXX percent of the total of $XXX; orThe is less than $XXX but at least $XXX, and the transaction's total points and fees is $XXX, which exceeds $XXX; orThe is less than $XXX and the transaction's total points and fees is $XXX, which exceeds XXX percent of the total of $XXX. The Undiscounted Par Rate is missing. This will be needed in order to test XXX Points and Fees. | QM | 02/03/2025 | Lender provided verification of PAR rate and bona fide discount points. Audit re-ran compliance and has determined points and fees are within tolerance. Condition cleared.; Lender provided verification of PAR rate and bona fide discount points. Audit re-ran compliance and has determined points and fees are within tolerance. Condition cleared. | 02/04/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3565 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/21/2025 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Document HO6 and HOA monthly amount for property located at XXX #XXX in XXX. Document what the monthly charge of $XXX on XXX is for. | XXX see attached; HOA in file is $XXX mth and taxes are $XXX mth. = $XXX Per 1003. Per property report, the property is owned XXX. XXX properties don't require Hazard insurance. The $XXX charge for the primary is for flood insurance. | 02/06/2025 | Lender provided verification of HOA fees for XXX. Condition cleared.; Borrower 1 Credit Report is not partially present.; Lender provided verification of flood insurance for XXX at XXX for additional monthly debt of $XXX; however, did not provide verification of HOA fees for property XXX. The fraud report supports property is owned free and clear, which would not require hazard insurance. Please provide verification of HOA fees for property XXX. Condition retained. | 02/07/2025 | C A |
| GCAT2025INV3565 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/21/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/23/2025 | C A |
| GCAT2025INV3566 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | XXX see attached | 01/30/2025 | Lender provided attestation of no affiliates. Condition cleared. | 01/31/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3566 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3567 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/20/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). Document required: Missing Evidence of Appraisal Delivery | apprsl | 01/29/2025 | Lender provided Borrower's acknowledgement of receipt of appraisal. Condition cleared.; Evidence of appraisal delivery provided. | 01/30/2025 | C A B |
| GCAT2025INV3567 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/23/2025 | C A B |
| GCAT2025INV3568 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. Two year work history guideline requirement met C A |
| GCAT2025INV3569 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation Required missing XXX | XXX see attached | 01/30/2025 | Lender provided attestation of no affiliates. Condition cleared. | 01/31/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3569 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. waiting on review |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/23/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3570 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCRE4963 | Credit | No evidence of required debt payoff | XXX provide proof the following debts were paid off according to AUS run #XXX-XXX #XXX for $XXX; XXX Ownership #XXX - $XXX, XXX #XXX for $XXX | XXX and XXX were excluded because the borrower is only an Authorized User. \| \| Based on my calculations XXX was not excluded. \| \| Included liabilities: \| XXX $XXX \| XXX $XXX \| XXX $XXX \| XXX $XXX \| XXX $XXX \| XXX $XXX \| XXX $XXX \| XXX $XXX \| XXX $XXX \| | 01/29/2025 | Audit reviewed Lender's response and has determined the XXX debt was included in Lender's calculation. In addition, XXX and XXX were authorized user account and was not required to be included in total debt obligations. Condition cleared. | 01/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3570 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). Missing evidence confirming a copy of the appraisal was provided to the Borrower at least XXX business days prior to the consummation date. | XXX see attached | 01/29/2025 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared.; Evidence of appraisal delivery provided. | 01/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3570 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/24/2025 | Resolved | FVAL3825 | Property | XXX Declared Disaster Dated Prior to the , After Appraisal Date | Property is located in a XXX XXX. XXX declared XXX in a XXX (XXX) on XX/XX/XXXX, with a XXX date of XX/XX/XXXX. The appraisal in file is dated XX/XX/XXXX and shows no damage. Condition is for informational purposes only. |  |  | Property is located in a FEMA disaster area. FEMA declared XXX in a disaster area (XXX) on XX/XX/XXXX, with a release date of XX/XX/XXXX. The appraisal in file is dated XX/XX/XXXX and shows no damage. Condition is for informational purposes only. | 01/24/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3570 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Third Party Fraud Report is not in the file. XXX upload to the file. |  |  | Third Party Fraud Report is provided | 01/24/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3570 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3571 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/17/2025 | Resolved | FCRE7495 | Credit | Verification of Borrower Liabilities Missing or Incomplete | Document amount owed on tax returns has been paid in full: XXX= $XXX and XXX= $XXX. | XXX | 02/21/2025 | Lender provided bank Statements reflecting IRS payments made of $XXX and $XXX. Condition cleared. | 02/24/2025 | D A C B |
| GCAT2025INV3571 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/17/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide Third Party Valuation. |  |  | CCA received - within tolerance - cleared; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. AVM out of tolerance. XXX to order CDA. Condition remains. | 02/19/2025 | D A C B |
| GCAT2025INV3571 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/21/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | XXX see attached | 01/30/2025 | Lender provided attestation of no affiliates. Condition cleared. | 01/31/2025 | D A B C |
| GCAT2025INV3571 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/17/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide third party fraud report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Fraud Report received with no red flags. Condition Cleared.; Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/24/2025 | D A C B |
| GCAT2025INV3571 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/21/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/23/2025 | D A C B |
| GCAT2025INV3572 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/18/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3573 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3574 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing fraud report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/24/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3574 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3575 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Curative | 01/20/2025 | Resolved | finding-3430 | Compliance | Qualified Mortgage XXX Threshold | This loan does not qualify for a XXX level of compliance with the qualified mortgage rule. (XXX XXX §XXX(b) (XXX) , (e) (XXX)) This loan does not qualify for a XXX. The loan has an XXX of XXX%. The XXX threshold to qualify for a XXX is XXX%.A creditor or assignee of a qualified mortgage, that is not a higher-priced covered transaction, complies with the repayment ability requirements of paragraph (c) of this section. A creditor or assignee of a qualified mortgage, that is a higher-priced covered transaction, is presumed to comply with the repayment ability requirements of paragraph (c) of this section.Higher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the is set by XXX or more percentage points for a first-lien covered transaction, or by XXX or more percentage points for a subordinate-lien covered transaction. XXX with established escrows and met appraisal requirements, therefore, compliant |  |  | HPML Compliant | 02/05/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3575 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Curative | 01/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3575 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Curative | 01/20/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 01/22/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3576 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report FIle is missing a 3rd party fraud report. Additional conditions may apply. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/24/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3576 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3576 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 01/22/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3577 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FCRE1334 | Credit | Borrower 1 Executed XXX Missing | Borrower 1 Executed XXX Missing Missing signed XXX for XXX and XXX. | XXX see attached | 02/20/2025 | Lender provided missing XXX forms acknowledged by Borrower - per re-review, these are sufficient for pulling of tax returns. Condition Cleared; Lender provided XXX-C signed by Borrower 1 for XXX and XXX box Hospitality; however, they are signed post closing, which does meet AUS requirements for XXX Signed no later than the. Condition retained. | 02/27/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3577 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Evidence of the HOA or no HOA on the properties located at XXX, XXX. Additional conditions may apply. | XXX see attached | 02/13/2025 | Lender provided LOE from Borrowers indicating no HOA on properties. Condition cleared.; Borrower 1 Credit Report is not partially present. | 02/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3577 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FPRO1136 | Property | Subject property appraisal is not on an as-is basis (Primary Value) | Primary Value Subject Property Appraisal is not on an As-Is Basis Appraisal's valuation is subject to completion. File is missing the completion certificate. (XXX) Additional conditions may apply | XXX see attached | 01/30/2025 | Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable Lender provided XXX completion certificate. Condition cleared.; Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable Lender provided XXX completion certificate. Condition cleared.; Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable Lender provided XXX completion certificate. Condition cleared. | 02/04/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3577 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. AVM out of tolerance. CA to order CDA. Condition remains. | 02/04/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3577 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FCOM1544 | Compliance | TRID: Missing Closing Disclosure | XXX: Missing Final Closing Disclosure The final CD is missing page XXX, compliance testing is incomplete. | XXX see attached | 01/30/2025 | Lender provided page XXX to final CD. Condition cleared.; TRID: Final Closing Disclosure Provided | 01/31/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3577 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report File is missing a third party fraud report. Additional conditions may apply. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/24/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3577 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/24/2025 | Resolved | FVAL3825 | Property | XXX Declared Disaster Dated Prior to the , After Appraisal Date | Property located in XXX Declared XXX with no subsequent property Inspection. |  |  | Property located in a FEMA disaster area on XX/XX/XXXX through XX/XX/XXXX. Appraisal was completed on XX/XX/XXXX same date as end date. Condition is for informational purposes only. | 01/24/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3577 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3577 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FCRE1182 | Credit | Approval/Underwriting Summary Not Provided | Missing Approval/Underwriting Summary. File is missing the Underwriting Summary (XXX). | Not required on AUS approved loans | 01/22/2025 | Approval/Underwriting Summary is fully present Audit reviewed Lender's response and has determined the AUS is in file; therefore, the XXX is not required to be in the loan file. Condition cleared. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3578 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/17/2025 | Resolved | FCRE1324 | Credit | Borrower 1 Tax Returns Not Signed | Borrower 1 Tax Returns Not Signed B1 to sign tax returns. | Per XXX B3-XXX-XXX, a signed 4506C form is acceptable in lieu of signed tax returns. The file contains a signed 4506C. | 01/29/2025 | Borrower 1 Tax Returns Are Signed Audit reviewed Lender's response and has determined the 4506C and tax transcripts in file can be used in lieu of signature on tax return. Condition cleared. | 01/30/2025 | D A C |
| GCAT2025INV3578 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/17/2025 | Resolved | FCRE1185 | Credit | AUS Partially Provided | Provide complete AUS to include the last pages verifying the total amount of assets and reserves required if any. AUS Partially Provided | XXX see attached | 01/27/2025 | Resolved as we have received the complete AUS. ; AUS is not incomplete | 01/28/2025 | D A |
| GCAT2025INV3578 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/21/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/23/2025 | D A C |
| GCAT2025INV3579 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/24/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3579 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3580 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3581 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/20/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation Required missing XXX | XXX see attached | 01/30/2025 | Lender provided attestation of no affiliates. Condition cleared. | 01/31/2025 | C A B |
| GCAT2025INV3581 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | C A B |
| GCAT2025INV3582 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Missing Affiliated Business Disclosure. | XXX see attached | 01/30/2025 | Lender provided attestation of no affiliates. Condition cleared. | 01/31/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3582 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 01/21/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 01/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3583 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/20/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud report received with no alerts showing, issue resolved. ; Third Party Fraud Report is provided | 03/05/2025 | D A C |
| GCAT2025INV3583 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/24/2025 | Resolved | FVAL3825 | Property | XXX Declared Disaster Dated Prior to the , After Appraisal Date | Property located in XXX Declared XXX with no subsequent property Inspection. |  |  | ; Property located in FEMA Declared Disaster Area with no subsequent property Inspection. FEMA disaster dated XX/XX/XXXX through XX/XX/XXXX. Appraisal was dated XX/XX/XXXX and reflects no damages. Condition is for informational purposes only. | 01/24/2025 | D A C |
| GCAT2025INV3583 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 01/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/23/2025 | D A C |
| GCAT2025INV3584 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/22/2025 | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Lender to provide satisfactory explanation and documentation for loss from 2nd business showing on personal tax returns: XXXXX XXXan XXX. with a loss showing of $XXX(XXX per month. This was not documented or included in calculations. If business is no longer in existence provide proper documentation. | XXX; rebuttal | 02/03/2025 | Lender provided K1 for XXX verifying the business loss on the schedule E is for the non-borrowing spouse; therefore, the business loss is not required to be included in the Borrower's income calculation. Condition cleared.; Income and Employment Meet Guidelines Lender provided K1 for XXX verifying the business loss on the schedule E is for the non-borrowing spouse; therefore, the business loss is not required to be included in the Borrower's income calculation. Condition cleared.; Audit reviewed Lender's response and has determined Freddie Mac Selling Guide if Borrower has a primary source of income, other than self-employment, used for qualifying for the mortgage (e.g., salaried income form primary employment, and is self-employed and self-employment income is a secondary source of income and if Borrower is qualified with the business loss then no other documentation is required. The Borrower does not have a primary source of income other than self-employment and Borrower was not qualified with the business loss; therefore, other documentation to verify business is not longer in existence or that the loss was a one time loss is required to meet Freddie Mac Selling Guide requirements. Condition retained.; Income and Employment Do Not Meet Guidelines Lender to provide satisfactory explanation and documentation for loss from 2nd business showing on personal tax returns: XXX an S corp. with a loss showing of $XXX (XXX per month. This was not documented or included in calculations. If business is no longer in existence provide proper documentation. | 02/04/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3584 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/23/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided within XXX% Tolerance. Confidence score of XXX% < XXX% and the value of $XXX is greater than XXX% less than appraised value of $XXX. |  |  | Third party valuation product provided within tolerance. Third Party Valuation Product Not Provided within XXX% Tolerance. Confidence score of XXX% < XXX% and the value of $XXX is greater than XXX% less than appraised value of $XXX. | 01/29/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3584 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/22/2025 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing hazard insurance for the property at XXX. Mortgage stmt does not break out. Taxes and HOA are in file. | PC Cert | 01/28/2025 | Audit reviewed Lender's response and has determined using the tax certificate, it could be determined the escrows include both taxes and insurance. Condition cleared.; Borrower 1 Credit Report is not partially present.; Borrower 1 Credit Report is Partially Present. Missing hazard insurance for the property at XXX. Mortgage stmt does not break out. Taxes and HOA are in file. | 01/29/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3584 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/22/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. | 01/27/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3585 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/22/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/27/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3586 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/22/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/27/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3587 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/22/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 01/27/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3588 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/27/2025 | Resolved | FVAL1039 | Property | Appraised value unsupported | XXX to order XXX. XXX failed. |  |  | CCA dated XX/XX/XXXX with value of $XXX was obtained and is within XXX% tolerance of appraisal value of $XXX. Condition cleared. | 02/04/2025 | D A C |
| GCAT2025INV3588 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/24/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof of taxes and insurance on the property at XXX as mortgage Statement does not break them out. Additional conditions may apply. | XXX see attached clarification that the mortgage Statement reflects sufficient info to determine tax and insurance are included in payment. | 01/28/2025 | Audit reviewed Lender's response and has determined the mortgage Statement for property XXX reflects escrow disbursements for both taxes and insurance, verifying escrows include both. Condition cleared. | 01/29/2025 | D A C |
| GCAT2025INV3588 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/24/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. | 01/29/2025 | D A C |
| GCAT2025INV3589 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/24/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 04/16/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3589 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/27/2025 | Resolved | FVAL1039 | Property | Appraised value unsupported | XXX to order XXX. | XXX advise ETA if available. | 02/03/2025 | CDA dated XX/XX/XXXX with value of $XXX was provided and is within XXX% tolerance of appraisal value of $XXX. Condition cleared. | 02/04/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3590 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/28/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. | 02/03/2025 | C A |
| GCAT2025INV3591 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/30/2025 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. The LP reflects a proposed housing (XXX) of $XXX, which matches the final application. Included in this amount is $XXX categorized as "other" that could not be verified. XXX provide documentation to clarify this amount. | Updated Lender Loan Info Pages correcting flood payment from $XXX to $XXX | 02/06/2025 | Audit reviewed Lender's response and has determined Lender was most conservative and included an additional $XXX on the AUS for the Flood insurance. Condition cleared.; Borrower 1 Credit Report is not partially present. | 02/07/2025 | C A |
| GCAT2025INV3591 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/30/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Data Tape provided. Loan is pending XXX data review. Condition for informational purposes only. XXX to complete. (Additional conditions may apply). |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 02/05/2025 | C A |
| GCAT2025INV3592 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/31/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. | 02/05/2025 | C A |
| GCAT2025INV3593 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/03/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 02/05/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3593 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/04/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | CCA dated XX/XX/XXXX with value of $XXX was obtained and is within XXX% tolerance of appraisal value of $XXX. Condition cleared.; Third party valuation product provided within tolerance. | 02/04/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3594 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. | 02/05/2025 | C A |
| GCAT2025INV3595 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/03/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. | 02/10/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3595 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/03/2025 | Resolved | FCRE0148 | Credit | XXX Declared Disaster - For Information Only | XXX declared disaster. For Information Only: XXX declared XXX in a XXX (XXX) on XX/XX/XXXX, with a XXX date of XX/XX/XXXX. The appraisal in the file is dated XX/XX/XXXX and shows no damage. Exception is for informational purposes only. |  |  | Info Only | 02/05/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3596 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/05/2025 | Resolved | FCRE1323 | Credit | Borrower 1 Business Tax Returns Less Than XXX Months Provided | Borrower 1 Business Tax Returns Less Than XXX Months Provided XXX approval requires a minimum of XXX yrs in business to use XXX yr business and personal tax returns. Missing proof that borrower has been self employed for that minimum time. Underwriter reviewed all documents in the file and none show proof of XXX yrs. CPA letter States they have been completing tax returns for XXX yrs and that Schedule C. was used in part of XXX. License in file only shows expiration date of license. It doesn't show how long borrower has been a Realtor. This is insufficient to prove that borrower has been self employed for XXX yrs. Lender to document XXX yrs self employment by third party or provide XXX Business tax return and XXX personal returns. XXX will need to be rerun to show corrected dates if borrower is not self employed for XXX yrs. Additional conditions may apply. | Borrower been a XXX since XXX | 02/13/2025 | Lender provided VVOE and CPA Letter reflecting Borrower has been a licensed realtor for eight years. Audit search supports Borrower has been a realtor for XXX years. The XXX year tax returns in file meets AUS requirements for use when Borrower has been self-employed greater than XXX years. Condition cleared.; Borrower 1 Business Tax Returns Less Than XXX Months Provided DU approval requires a minimum of XXX yrs in business to use XXX yr business and personal tax returns. Missing proof that borrower has been self employed for that minimum time. Underwriter reviewed all documents in the file and none show proof of XXX yrs. CPA letter States they have been completing tax returns for XXX yrs and that Schedule C. was used in part of XXX. License in file only shows expiration date of license. It doesn't show how long borrower has been a Realtor. This is insufficient to prove that borrower has been self employed for XXX yrs. Lender to document XXX yrs self employment by third party or provide XXX 1120S Business tax return and XXX personal returns. DU will need to be rerun to show corrected dates if borrower is not self employed for XXX yrs. Additional conditions may apply. | 02/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3596 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/05/2025 | Resolved | FVAL1039 | Property | Appraised value unsupported | XXX report has been ordered by XXX. |  |  | CCA received - within tolerance - cleared | 02/11/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3596 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/05/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. | 02/10/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3596 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/05/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof of taxes and insurance on the property at XXX. Mortgage Statement in file doesn't breakout tax and insurance as required. | Tthe XXX stmt clearly shows the payment includes escrows, plus the tax bill shows annual monthly estimate to be approx $XXX per monthnth range, leavings a difference from the $XXX lender colling per Statement approx $XXX for hazard monthly premium. | 02/06/2025 | Lender provided mortgage Statement and property tax Statement. Using the property tax Statement, it could be determined the escrows include both taxes and insurance. Condition cleared. | 02/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3597 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/05/2025 | Resolved | FCRE0148 | Credit | XXX Declared Disaster - For Information Only | XXX declared XXX in a XXX (XXX) on XX/XX/XXXX, with a XXX date of XX/XX/XXXX. The appraisal in the file is dated XX/XX/XXXX and shows no damage. Exception is for informational purposes only. |  |  | Information Only | 02/11/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3597 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/05/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX has been ordered by XXX. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CCA has been ordered by XXX. | 02/11/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3597 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/05/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. | 02/10/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3598 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/06/2025 | Resolved | FCRE0148 | Credit | XXX Declared Disaster - For Information Only | XXX declared XXX a XXX(XXX) on XX/XX/XXXX, with an incident end date of XX/XX/XXXX. The appraisal in the file is dated XX/XX/XXXX and shows no damage. The exception is for informational purposes only. |  |  | Information Only | 02/13/2025 | D A |
| GCAT2025INV3598 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/06/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. | 02/12/2025 | D A C |
| GCAT2025INV3598 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/06/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof of HOA for XXX and the XXX rentals on the Final 1003 or a letter from the borrower stating there are no HOA's on these properties. Additional conditions may apply. | Signed LOX | 02/11/2025 | Lender provided LOE from Borrowers stating there are no HOA fees on any of the properties. Condition cleared. | 02/12/2025 | D A |
| GCAT2025INV3599 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/06/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 02/12/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3600 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/14/2025 | Resolved | FCRE0148 | Credit | XXX Declared Disaster - For Information Only | Subject was located in a XXX XXX on XX/XX/XXXX through XX/XX/XXXX. Appraisal was completed on XX/XX/XXXX and reflects no damages. Condition is for informational purposes only. |  |  | Subject was located in a FEMA disaster area on XX/XX/XXXX through XX/XX/XXXX. Appraisal was completed on XX/XX/XXXX and reflects no damages. Condition is for informational purposes only.XXX; Subject was located in a FEMA disaster area on XX/XX/XXXX through XX/XX/XXXX. Appraisal was completed on XX/XX/XXXX and reflects no damages. Condition is for informational purposes only.XXX | 02/19/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3600 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/12/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Data Tape provided. Loan is pending XXX data review. Condition for informational purposes only. XXX to complete. (Additional conditions may apply). |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Data Tape provided. Loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. (Additional conditions may apply). | 02/19/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3601 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 03/03/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. | 03/05/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3602 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 03/03/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. | 03/05/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3603 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 03/04/2025 | Resolved | FCRE1334 | Credit | Borrower 1 Executed XXX Missing | Borrower 1 Executed XXX Missing File is missing the XXX for XXX | lender cert | 03/06/2025 | ; Borrower 1 Executed XXX-T Missing Meets guidelines.; Borrower 1 Executed XXX-T Missing File is missing the 4506T for XXX and XXX. ; Borrower 1 Executed XXX-T Missing Meets guidelines.; Borrower 1 Executed XXX-T Missing File is missing the 4506T for XXX and XXX. ; Borrower 1 Executed XXX-T Missing Meets guidelines.; Borrower 1 Executed XXX-T Missing File is missing the 4506T for XXX and XXX. | 03/18/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3603 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 03/04/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. | 03/10/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3603 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 03/04/2025 | Resolved | FCRE7009 | Credit | Hazard insurance dwelling coverage is not sufficient | Hazard Insurance coverage of $XXX is less than required coverage required Hazard Insurance coverage of $XXX is less than required coverage required of $XXX. XXX provide a revised declaration or replacement cost estimator showing sufficient coverage. Additional conditions may apply. | Replacement Cost | 03/06/2025 | Hazard Insurance coverage meets guideline requirement; Hazard Insurance coverage of $XXX is less than required coverage required Hazard Insurance coverage of $XXX is less than required coverage required of $XXX. Please provide a revised declaration or replacement cost estimator showing sufficient coverage. Additional conditions may apply. | 03/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3603 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 03/04/2025 | Resolved | FCRE1316 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing File must contain verification of current existence of each business through a third-party source for XXX dated no more than XXX days prior to the or after the but prior to the Delivery Date for XXX | lender cert | 03/06/2025 | Borrower 1 3rd Party VOE Prior to Close Was Provided; Borrower 1 3rd Party VOE Prior to Close Missing File must contain verification of current existence of each business through a third-party source for XXX dated no more than XXX days prior to the or after the but prior to the Delivery Date for XXX and XXX. | 03/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3604 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/04/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Data Tape provided. Loan is pending XXX data review. Condition for informational purposes only. XXX to complete. (Additional conditions may apply). |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Data Tape provided. Loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. (Additional conditions may apply). | 03/10/2025 | C A |
| GCAT2025INV3605 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/06/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. | 03/10/2025 | C A |
| GCAT2025INV3606 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 03/06/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. | 03/10/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3607 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 03/06/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Data Tape provided. Loan is pending XXX data review. Condition for informational purposes only. XXX to complete. (Additional conditions may apply). |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Data Tape provided. Loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. (Additional conditions may apply). | 04/14/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3607 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 03/06/2025 | Resolved | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (XXX XXX §XXX(e) (XXX) (i)) The loan contains charges that exceed the XXX determination according to §XXX(e) (XXX) (i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXX(e) is in XXX if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXX(e) (XXX) (i). XXX Cure required. Refund in the amount of $XXX, cure requires a valid COC or a cure package with a post closing CD, letter of explanation, proof of refund, and proof of delivery. The file is missing a valid COC to support the following fee addition: - An Appraisal Review Fee for $XXX was added to the initial CD, dated XX/XX/XXXX. The file does not contain a valid COC for the addition of this fee. | COC screen shot & CD | 03/13/2025 | Lender provided valid COC for added appraisal review fee, which was due to a requirement for an AVM and was re-disclosed within XXX days discovery. Condition cleared.; Lender provided valid COC for added appraisal review fee, which was due to a requirement for an AVM and was re-disclosed within XXX days discovery. Condition cleared.; Lender provided valid COC for added appraisal review fee, which was due to a requirement for an AVM and was re-disclosed within XXX days discovery. Condition cleared.; Lender provided valid COC for added appraisal review fee, which was due to a requirement for an AVM and was re-disclosed within XXX days discovery. Condition cleared. | 03/14/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3608 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 03/07/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. | 03/12/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3609 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/13/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. | 03/17/2025 | C A |
| GCAT2025INV3610 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 03/13/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. | 03/17/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3610 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 03/13/2025 | Resolved | FCRE1185 | Credit | AUS Partially Provided | AUS Partially Provided Number of financed properties per AUS XXX is XXX. There are XXX financed properties. XXX provide the revised AUS. Additional conditions may apply. | Here you go | 03/17/2025 | Lender provided updated AUS reflecting XXX financed properties. Condition cleared.; AUS is not incomplete; AUS Partially Provided Number of financed properties per AUS line XXX is XXX. There are XXX financed properties. Please provide the revised AUS. Additional conditions may apply. | 03/17/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3611 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 03/14/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. | 03/17/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3612 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 03/19/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. | 03/24/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3612 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 03/19/2025 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing HOA Statement for the property located at XXX. If not applicable, a LOE stating there are no HOA dues is required. XXX screenshot is not acceptable for HOA documentation. XXX provide documentation from HOA, HOA Statements, Appraisal or LOE from the borrower. Additional conditions may apply. | LOX no HOA dues | 03/21/2025 | Lender provided LOE from Borrower indicating there are no HOA fees on property XXX. Condition cleared.; Borrower 1 Credit Report is not partially present.; Borrower 1 Credit Report is Partially Present. Missing HOA Statement for the property located at XXX. If not applicable, a LOE stating there are no HOA dues is required. XXX screenshot is not acceptable for HOA documentation. Please provide documentation from HOA, HOA Statements, Appraisal or LOE from the borrower. Additional conditions may apply. | 03/24/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3613 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 03/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Data Tape provided. Loan is pending XXX data review. Condition for informational purposes only. XXX to complete. (Additional conditions may apply). |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Data Tape provided. Loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. (Additional conditions may apply). | 03/24/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3614 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 03/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Data Tape provided. Loan is pending XXX data review. Condition for informational purposes only. XXX to complete. (Additional conditions may apply). |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Data Tape provided. Loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. (Additional conditions may apply). | 03/26/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3615 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 03/25/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing the required XXX. |  |  | Third party valuation product provided within tolerance.; Secondary Appraisal required to be provided ; Property Valuation - 2nd Appraisal used - condition cleared; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing the required CDA. | 04/03/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3615 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 03/24/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). There is no evidence the borrower received a copy of the appraisal at least XXX-business days prior to the consummation date. | appraisal delivery; Appraisal Ack | 03/27/2025 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared.; Evidence of appraisal delivery provided.; Lender provided Appraisal Acknowledgement; however, did not provide verification of Borrower's receipt of appraisal at or prior to closing. Condition retained.; The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). There is no evidence the borrower received a copy of the appraisal at least XXX-business days prior to the consummation date. | 03/28/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3615 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 03/24/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Data Tape provided. Loan is pending XXX data review. Condition for informational purposes only. XXX to complete. (Additional conditions may apply). |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Data Tape provided. Loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. (Additional conditions may apply). | 03/26/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3616 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 03/24/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. | 03/26/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3617 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 03/27/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Tape Provided. The loan is pending XXX review. XXX to complete. Condition for informational purposes only. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA review. Due Diligence firm to complete. Condition for informational purposes only. Additional conditions may apply. | 04/02/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3618 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 03/31/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Tape Provided. The loan is pending XXX data review. XXX to complete. Condition for informational purposes only. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Due Diligence firm to complete. Condition for informational purposes only. Additional conditions may apply. | 04/02/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3619 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 03/31/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 04/02/2025 | C A |
| GCAT2025INV3620 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 03/31/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. | 04/02/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3620 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/01/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order XXX. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order CDA. | 04/02/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3621 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/01/2025 | Resolved | FCOM1227 | Credit | XXX Rider is Missing | XXX Rider is Missing Missing the XXX Rider. | Signed XXX Rider; Letter of intent, XXX Affidavit and XXX Rider attached | 04/10/2025 | Lender provided signed PUD rider. Condition cleared.; The PUD Rider is Present or is Not Applicable (Property Type is PUD) ; Lender provided PUD Rider and Scrivener's Affidavit; however, they are not executed. Condition retained.; PUD Rider is Missing Missing the PUD Rider. | 04/11/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3621 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/01/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 04/08/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3622 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/01/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. | 04/08/2025 | D A C |
| GCAT2025INV3622 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/01/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof of taxes and insurance for the property at XXX. Mortgage stmt doesn't break out taxes and insurance so need individual documents to confirm. Additional conditions may apply. | XXX tax bill - XXX stmt escrowed $XXX - taxes $XXX - difference for HOI | 04/03/2025 | Lender provided tax certificate for property XXX. It could be determined the escrows on the mortgage includes escrows for both taxes and insurance. Condition cleared. | 04/04/2025 | D A |
| GCAT2025INV3623 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/02/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. | 04/08/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3624 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/04/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. | XXX advise if this was ordered internally. | 04/08/2025 | CCA received - within tolerance - cleared; Audit reviewed Lender's response and has determined DD firm to order Third Party Valuation. Condition retained. | 04/22/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3624 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/03/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. | 04/08/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3624 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/03/2025 | Resolved | FVAL9739 | Property | Property/Appraisal General | Property/Appraisal guideline violation: The appraisal does not reflect the $XXX in monthly HOA fee as shown on the AUS. XXX provide an updated appraisal or LOE as to where this is being assessed. Additional conditions may apply. | XXX see attached- no HOA dues on this property- only the special assessment which the appraiser addressed on page XXX of the report. $XXX was used on XXX/AUS due to pro-ration. Findings/XXX/XXX can be re-run if outside of tolerance. | 04/07/2025 | Lender provided email correspondence from title company, reflecting the subject property does not have HOA fees, but does have an amenity fee of $XXX per month. Condition cleared.; Property/Appraisal Meets Guidelines; Property/Appraisal guideline violation: The appraisal does not reflect the $XXX in monthly HOA fee as shown on the AUS. Please provide an updated appraisal or LOE as to where this is being assessed. Additional conditions may apply. | 04/08/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3625 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/04/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing fraud report which is a required document. Additional conditions may apply. | Fraud Report and REO Docs for other Condition | 04/10/2025 | Lender provided fraud report. Condition cleared.; Third Party Fraud Report is provided; Missing Third Party Fraud Report Missing fraud report which is a required document. Additional conditions may apply. | 04/11/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3625 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/07/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | XXX. Missing current taxes, insurance and HOA(or stmt. from borrower saying no HOA) for the following properties: XXX XXX. Missing current HOA Statements or letter from the borrower stating no HOA for the following properties: XXX XXX. For HOA Statements XXX document if they are XXX XXX or XXX if they don't say on the Statement. | XXX - XXX, hoi, hoa \| XXX, XXX, XXX, festival, XXX, XXX - HOA \| These were all in the file sent to the investor. \| | 04/09/2025 | Lender provided tax, hoi and HOA documentation on REO properties. In addition, audit confirmed the schedule E supports the HOA, hoi and tax information. Condition cleared. | 04/11/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3625 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/04/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 04/09/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3626 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/04/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 04/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3626 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/04/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). | Emailed confirmation of receipt | 04/08/2025 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared.; Evidence of appraisal delivery provided. | 04/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3627 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 04/08/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing lenders XXX. | UW LOX and Appraisal; 3rd party not needed, appraisal provided value $XXX | 04/14/2025 | AVM ordered per XXX - within tolerance - condition cleared; Audit reviewed lender's response and has determined a CDA on all appraisals is a XXX requirement. Condition retained.; Audit reviewed Lender's response and has determined XXX requires CDA on all appraisals. Condition retained. | 04/17/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3627 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 04/07/2025 | Resolved | FCRE9785 | Credit | XXX Contract is Incomplete | is XXX but XXX Contract Doc is Incomplete per XXX contract of $XXX does not match the final CD of $XXX. | PC and all addendums | 04/09/2025 | Lender provided XXX contract reflecting XXX price of $XXX. Condition cleared.; XXX Contract Doc is complete. | 04/17/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3627 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 04/07/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). Documentation Required: Missing evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. | Appraisal Delivery Proof | 04/11/2025 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared.; Evidence of appraisal delivery provided. | 04/15/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3627 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 04/07/2025 | Resolved | FCOM1266 | Compliance | Homeownership Counseling Disclosure Is Missing | Homeownership Counseling Disclosure Is Missing Documentation Required missing Homeownership Counseling Document | HOC List | 04/09/2025 | Lender provided Homeownership Counseling Disclosure. Condition cleared.; Homeownership Counseling Disclosure Is Present or Not Applicable | 04/15/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3627 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 04/07/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation Required missing XXX | Affl Business forms | 04/09/2025 | Lender provided Affiliated Business Disclosure. Condition cleared.; Required Affiliated Business Disclosure Documentation Provided | 04/15/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3627 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 04/07/2025 | Resolved | FCRE1334 | Credit | Borrower 1 Executed XXX Missing | Borrower 1 Executed XXX Missing File is missing a signed XXX for borrower one. | XXX 4506C | 04/09/2025 | Lender provided XXX-C for Borrower 1. Condition cleared.; Borrower 1 Executed XXX-T Provided | 04/11/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3627 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 04/07/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 04/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3628 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 04/07/2025 | Resolved | FCRE1184 | Credit | AUS Not Provided | Missing AUS Missing AUS | Updated XXX and AUS ; Per the XXX previously uploaded this loan is a Manual underwrite. XXX waive. | 04/15/2025 | AUS is not missing; Missing AUS Missing AUS | 04/15/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3628 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 04/07/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 04/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3629 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/08/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. | will you be ordering your own XXX? or do I need to order it? | 04/16/2025 | CCA received - within tolerance - cleared; Audit reviewed Lender's response and has determined DD firm to order additional Third Party Valuation. Condition retained. | 04/22/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3629 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/07/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 04/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3630 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/07/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 04/09/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3631 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/08/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 04/30/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3631 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/07/2025 | Resolved | FCOM1266 | Compliance | Homeownership Counseling Disclosure Is Missing | Homeownership Counseling Disclosure Is Missing | Home Ownership Counseling Disclosure | 04/09/2025 | Lender provided verification of Borrower's receipt of Homeownership Counseling Disclosure. Condition cleared.; Homeownership Counseling Disclosure Is Present or Not Applicable | 04/11/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3631 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/07/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). | proof of appraisal receipt | 04/09/2025 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared.; Evidence of appraisal delivery provided. | 04/11/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3631 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/07/2025 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. The final application reflects a monthly payment of $XXX for a XXX. The file lacks documentation to valid this amount. XXX provide XXX agreement supporting the monthly payment of $XXX. | XXX | 04/10/2025 | Lender provided XXX lease reflecting monthly payment amount of $XXX. Condition cleared.; Borrower 1 Credit Report is not partially present.; Borrower 1 Credit Report is Partially Present. The final application reflects a monthly payment of $XXX for a XXX lease. The file lacks documentation to valid this amount. Please provide lease agreement supporting the monthly payment of $XXX. | 04/11/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3631 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/07/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 04/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3632 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/08/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 04/14/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3633 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/08/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 04/14/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3634 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 04/09/2025 | Acknowledged | FCRE1187 | Credit | Audited LTV Exceeds AUS LTV | Audited LTV of XXX% exceeds AUS CLTV of XXX% LTV of XXX% exceeds AUS LTV of XXX% per XXX AUS Credit Guidelines for XXX effective XX/XX/XXXX. | XXX guides | 04/15/2025 | XXX approve exception - downgrade to B Grade; Audit reviewed Lender's response and has determined the lock date on the subject transaction of XX/XX/XXXX, is prior to the updated guidelines dated XX/XX/XXXX; therefore, the AUS Jumbo guidelines dated XX/XX/XXXX is applicable for the subject transaction, which has a maximum of XXX% LTV. Condition retained.; Audited LTV of XXX% exceeds AUS CLTV of XXX% LTV of XXX% exceeds AUS LTV of XXX% per Jumbo AUS Credit Guidelines for XXX effective XX/XX/XXXX. | 04/30/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3634 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 04/09/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order. |  |  | AVM ordered per XXX - within tolerance - condition cleared; Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided or Not Provided Within Tolerance. DD firm to order. | 04/17/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3634 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 04/09/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. | 04/14/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3635 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/10/2025 | Resolved | FCOM1220 | Credit | The Deed of Trust is Missing | The Deed of Trust is Missing The Signed Deed of Trust is missing from the file. | Signed DOT w/all riders | 04/11/2025 | The Deed of Trust is Present; The Deed of Trust is Missing The Signed Deed of Trust is missing from the file. ; The Deed of Trust is Missing The Signed Deed of Trust is missing from the file. | 04/22/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3635 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/10/2025 | Resolved | FCOM1224 | Compliance | XXX Rider is Missing | XXX Rider is Missing XXX Rider is Missing | XXX rider | 04/14/2025 | ; Condo Rider is Missing Condo Rider is Missing | 04/15/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3635 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/10/2025 | Resolved | FCOM1229 | Credit | XXX Rider is Missing | XXX Rider is Missing. | XXX rider \| | 04/14/2025 | ; 1-4 Family Rider is Missing. 1-4 Family Rider is Missing. | 04/15/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3635 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/10/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. HMDA Tape Provided. The loan is pending HMDA data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. | 04/14/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3636 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 04/11/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 04/16/2025 | C A |
| GCAT2025INV3637 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/14/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. | 04/16/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX. A |
| GCAT2025INV3638 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/15/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | 04/21/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3639 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/17/2025 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Lender to provide copy of rental agreement for $XXX per month or other third party document as this is the borrowers XXX and will be included in the DTI. Final 1003 shows living in the property for XXX yrs. Additional conditions may apply. | WVOR | 04/28/2025 | Lender provided Verification of Rent. condition cleared.; Borrower 1 Credit Report is not partially present.; Borrower 1 Credit Report is Partially Present. Lender to provide copy of rental agreement for $XXX per month or other third party document as this is the borrowers XXX and will be included in the DTI. Final 1003 shows living in the property for XXX yrs. Additional conditions may apply. | 04/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3639 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/17/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof of HOA or letter from borrower stating no HOA on the property at XXX. Additional conditions may apply. | this is a XXX unit and would not have an HOA | 04/23/2025 | Audit reviewed Lender's response and has determined the fraud report supports property, XXX, does not have HOA fees. Condition cleared. | 04/25/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3639 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/18/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 04/22/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3639 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided. | 04/21/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3640 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 04/22/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX provide XXX. | XXX | 04/28/2025 | CDA dated XX/XX/XXXX with value of $XXX was provided and is within XXX% tolerance of appraisal value of $XXX. Condition cleared.; Third party valuation product provided within tolerance. | 04/30/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3640 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 04/21/2025 | Acknowledged | FCRE1200 | Credit | Audited is less than Guideline Minimum | Audited of $XXX is less than the Guideline Minimum of $XXX |  |  | XXX approved waiver - Downgrade to a B | 04/25/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3640 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 04/21/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 04/23/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3641 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/27/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX has been ordered. |  |  | Third party valuation product provided within tolerance. | 04/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3641 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/27/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 04/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3642 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/24/2025 | Resolved | FCOM1221 | Credit | The Deed of Trust is Incomplete | The Deed of Trust is Incomplete The XXX rider in the file is partially cut off and is not signed by the borrower and co borrower. | RECORDED DOT | 05/07/2025 | The Deed of Trust is Present and Complete | 05/08/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3642 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/24/2025 | Resolved | FVAL9739 | Property | Property/Appraisal General | Property/Appraisal guideline violation: File is missing the appraisal for the subject property (Waivers are not allowed). Additional conditions may apply. | XXX appraisal completion; appraisal & ssr's | 05/07/2025 | Cleared as we have receive the missing XXX. ; Lender provided Subject to completion Appraisal. Please provide form XXX (Appraisal Completion. Condition remains. | 05/08/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3642 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/07/2025 | Resolved | FPRO1136 | Property | Subject property appraisal is not on an as-is basis (Primary Value) | Primary Value Subject Property Appraisal is not on an As-Is Basis | what is needed for this condition? I uploaded the XXX-completion report. | 05/07/2025 | Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable | 05/08/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3642 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/24/2025 | Resolved | FCRE1293 | Credit | Income XXX Months Income Verified is Missing | Income XXX Months Income Verified is Missing File is missing income documentation for the co borrower. Per AUS line XXX: Document B2's income using a XXX and a W-XXX from the prior year, or using a XXXXX Verification of Employment (XXX).The XXX must: Be dated no earlier than XXX days prior to the initial loan , Include all year-to-date earnings, and Include sufficient information to appropriately calculate income. Otherwise, additional documentation must be obtained. If a W-XXX is not available from the prior year, the lender must determine if the income would still be acceptable per the Selling Guide. If a XXXXX Verification of Employment (XXX) will be obtained it must include all year-to-date earnings as well as prior year earnings if a W-XXX is not being provided. Direct verifications provided by a third party employment verification vendor are acceptable if completed in accordance with the Selling Guide. (XXX ID XXX). Additional conditions may apply. | b2 wvoe | 05/06/2025 | Lender provided Wvoe and Voe. Condition cleared.; Income XXX Months Income Verified is Present Or Not Applicable | 05/07/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3642 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/24/2025 | Resolved | FCRE1347 | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing File is missing a VVOE for the Borrower XXX business days prior to closing. Lenders also have the option of obtaining the verbal verification of employment after the (and prior to delivery of the loan to XXX) , but when using this option must ensure compliance with the Selling Guide. Additional conditions may apply. | b2 vvoe | 05/06/2025 | Lender provided Wvoe and Voe. Condition cleared.; Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals XXX) | 05/07/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3642 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/24/2025 | Resolved | FCRE1328 | Credit | Borrower 1 W2/XXX Missing | Borrower 1 W2/XXX Missing. XXX) File is missing XXX years W2 or WVOE for the borrower. XXX) Document that the housing or parsonage allowance has been received for the last XXX months and the allowance is likely to continue for the next XXX years. Additional conditions may apply. | b1 wvoe | 05/06/2025 | Lender provided Wvoe and Voe. Condition cleared.; Borrower 1 W2/XXX Provided | 05/07/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3642 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/24/2025 | Resolved | FCRE1316 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing File is missing a VVOE for the Borrower XXX business days prior to closing. Lenders also have the option of obtaining the verbal verification of employment after the (and prior to delivery of the loan to XXX) , but when using this option must ensure compliance with the Selling Guide. Additional conditions may apply. | b1 vvoe | 05/06/2025 | Lender provided Wvoe and Voe. Condition cleared.; Borrower 1 3rd Party VOE Prior to Close Was Provided | 05/07/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3642 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/24/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 04/28/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3643 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/29/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 05/05/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3643 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/30/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance |  |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. | 05/05/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3644 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/29/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 05/05/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3644 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/29/2025 | Resolved | FPRO0951 | Property | XXX Approval Missing | XXX Approval Missing. Missing XXX Approval. | CPM | 04/30/2025 | Lender provided Condo approval. Condition cleared.; Condo Approval is provided.; Material Finding | 05/02/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3644 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/29/2025 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. MISSING MORTGAGE Statement for the property at XXX. to ensure taxes and insurance are escrowed. Note: If taxes and insurance are not escrowed, then XXX provide tax certificate and insurance policy. Missing HOA Statement for the property at XXX. If not applicable, a LOE stating there are no HOA dues is required. | mtg Statement and XXX | 04/30/2025 | Lender provided mortgage Statement and property search XXX, verifying mortgage includes escrows for both taxes and insurance. The property search verifies property as a single family residence and audit search of the neighborhood supports HOA fees of $XXX per month, which matches XXX HOA fees for property. Condition cleared.; Borrower 1 Credit Report is not partially present. | 05/02/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3645 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 04/30/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 05/08/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% A |
| GCAT2025INV3645 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/01/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 05/02/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% A |
| GCAT2025INV3646 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 04/30/2025 | Resolved | FCRE1316 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing Business name search in file is not dated, nor does it provide evidence the company is open and active. XXX provide a business license from the XXX showing open and active. Additional conditions may apply. | XXX find dated employment verification attached for XXX | 05/06/2025 | Borrower 1 3rd Party VOE Prior to Close Was Provided; Lender provided email correspondence verifying business search was completed prior to consummation. In addition, the AUS allows for Verification of Business to be completed post closing. Condition cleared.; VOB received was dated post close. Please provide VOB dated within XXX calendar days prior to the. Condition remains. | 07/17/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3646 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 04/30/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX provide XXX. |  |  | Third party valuation product provided within tolerance. | 05/07/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3646 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 04/30/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 05/05/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3647 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 04/30/2025 | Cured | finding-3635 | Compliance | Charges That In Total Cannot Increase More Than XXX% Test | This loan failed the charges that in total cannot increase more than XXX% test. (XXX XXX §XXX(e) (XXX) (ii)) The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the XXX tolerance according to §XXX(e) (XXX) (ii). The final charges that in total cannot increase more than XXX% ($XXX) exceed the comparable charges ($XXX) by more than XXX%. XXX see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures.An estimate of a charge for a third-party service or a recording fee is in XXX if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §XXX(e) (XXX) (i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §XXX(e) (XXX) (vi). XXX Cure Required: Refund in the amount of $XXX, Cure Package requires a PCCD, LOE, Copy of refund check and proof of delivery to the borrower or Valid COC. The XXX% tolerance violation is due to the increase in the Mortgager Recording Fee. COC dated XX/XX/XXXX was found in the file, however did not detail a valid reason for the Recording Fee increase. Lender cure of $XXX on the final CD was not sufficient. XXX provide a Valid COC or Cure Package. | Cure Check; PCCD/LOX to borrower | 05/13/2025 | Lender provided LOE, PCCD, copy of refund check and proof of delivery. Cured post close, loan will be graded a B.; Lender provided LOE, PCCD and proof of mailing; however, did not provide copy of refund check. Condition retained. | 05/14/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3647 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/01/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 05/05/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3647 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/03/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; XXX to order AVM. | 05/05/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3648 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/02/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 07/09/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3648 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/02/2025 | Resolved | FCRE1148 | Credit | Title Coverage is Less than Subject Lien | Title Coverage Amount of $XXX is Less than Total Amount of Subject Lien $XXX. XXX provide the title supplement/update showing sufficient coverage. | title sup | 05/07/2025 | Lender provided title supplement, changing title coverage to $XXX. Condition cleared.; Title Coverage Amount of $XXX is equal to or greater than Total Amount of Subject Lien $XXX; Material Finding | 05/09/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3648 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/02/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order. |  |  | Third party valuation product provided within tolerance. | 05/05/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3649 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/02/2025 | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Missing VVOE dated no more than XXX business days prior to the of XX/XX/XXXX for both borrowers. Note: Both borrowers WVOE are dated XX/XX/XXXX and exceeds XXX business days prior to the. | VVOEs for both borrowers ; Borrower 2 VVOE. pending Borrower 1 VVOE | 05/12/2025 | Lender provided email correspondence from employer for both Borrowers, dated post consummation, which meets AUS and FNMA requirements. Condition cleared.; Income and Employment Meet Guidelines | 05/12/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% Calculated LTV of XXX% is less than Guideline LTV of XXX% A |
| GCAT2025INV3649 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/02/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 05/07/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% Calculated LTV of XXX% is less than Guideline LTV of XXX% A |
| GCAT2025INV3650 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/02/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 05/07/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3650 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/02/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order |  |  | Third party valuation product provided within tolerance. | 05/07/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3651 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/04/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/17/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| GCAT2025INV3651 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/04/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order XXX. |  |  | Third party valuation product provided within tolerance. | 05/05/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| GCAT2025INV3652 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/06/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Initial lock is dated XX/XX/XXXX so required to use XX/XX/XXXX guidelines for XXX. |  |  | Third party valuation product provided within tolerance. | 05/12/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - XXX Approved exception to use updated GL's for loan review - condition acknowledged C |
| GCAT2025INV3652 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/06/2025 | Acknowledged | FCRE1195 | Credit | Audited CLTV Exceeds Guideline CLTV | Audited CLTV of XXX% exceeds Guideline CLTV of XXX% XXX% LTV exception. Maximum for XX/XX/XXXX guidelines is XXX%. This loan has an XXX% CLTV. Initial lock is dated XX/XX/XXXX so required to use XX/XX/XXXX guidelines for XXX. |  |  | XXX Approved exception to use updated GL's for loan review - condition acknowledged | 05/12/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - XXX Approved exception to use updated GL's for loan review - condition acknowledged C |
| GCAT2025INV3652 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/06/2025 | Acknowledged | FCRE1185 | Credit | AUS Partially Provided | AUS Partially Provided The of $XXX does not meet the XXX loan minimum amount required per lender of $XXX. | This is not a XXX loan. It's an Agency Investor Property loan. | 05/07/2025 | XXX Approved exception to use updated GL's for loan review - condition acknowledged; Audit reviewed Lender's response and has determined the subject transaction lock date is XX/XX/XXXX, which is prior to the effective date of XX/XX/XXXX, for the Agency Non-Owner Occupied and XXX AUS guidelines; therefore, the applicable guidelines are the Jumbo AUS Guidelines. Condition retained. | 05/12/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - XXX Approved exception to use updated GL's for loan review - condition acknowledged C |
| GCAT2025INV3652 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/06/2025 | Acknowledged | FCRE1194 | Credit | Audited LTV Exceeds Guideline LTV | Audited LTV of XXX% exceeds Guideline LTV of XXX% XXX% LTV exception. Maximum for XX/XX/XXXX guidelines is XXX%. This loan has an XXX% LTV. Initial lock is dated XX/XX/XXXX so required to use XX/XX/XXXX guidelines for XXX. | This is not a XXX loan. It's an Agency Investor Property loan. | 05/07/2025 | XXX Approved exception to use updated GL's for loan review - condition acknowledged; Audit reviewed Lender's response and has determined the subject transaction lock date is XX/XX/XXXX, which is prior to the effective date of XX/XX/XXXX, for the Agency Non-Owner Occupied and XXX AUS guidelines; therefore, the applicable guidelines are the Jumbo AUS Guidelines. Condition retained. | 05/12/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - XXX Approved exception to use updated GL's for loan review - condition acknowledged C |
| GCAT2025INV3652 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/06/2025 | Acknowledged | FCRE1196 | Credit | Audited HCLTV Exceeds Guideline HCLTV | Audited HLTV of XXX% exceeds Guideline HCLTV of XXX% XXX% LTV exception. Maximum for XX/XX/XXXX guidelines is XXX%. This loan has an XXX% HCLTV. Initial lock is dated XX/XX/XXXX so required to use XX/XX/XXXX guidelines for XXX. | This is not a XXX loan. It's an Agency Investor Property loan. | 05/07/2025 | XXX Approved exception to use updated GL's for loan review - condition acknowledged; Audit reviewed Lender's response and has determined the subject transaction lock date is XX/XX/XXXX, which is prior to the effective date of XX/XX/XXXX, for the Agency Non-Owner Occupied and XXX AUS guidelines; therefore, the applicable guidelines are the Jumbo AUS Guidelines. Condition retained. | 05/12/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - XXX Approved exception to use updated GL's for loan review - condition acknowledged C |
| GCAT2025INV3652 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/06/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 05/07/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - XXX Approved exception to use updated GL's for loan review - condition acknowledged C |
| GCAT2025INV3653 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/09/2025 | Resolved | FCRE6101 | Credit | Audited AUS Interested Party Contribution Exceeds Guideline Program Maximum | Audited AUS Interested Party Contribution of XXX% exceeds maximum AUS interested party contribution XXX of XXX%. AUS Interested Party Contribution of XXX% exceeds maximum AUS interested party contribution XXX of XXX%. |  |  | Audit reviewed Lender's response and has determined the IPC are within XXX% tolerance. The Realter is the Borrower; therefore, the Realtor Credit of $XXX is not considered an interested party contribution and should not be included in the total IPC. Condition cleared.; Audited Interested Party Contribution is less than or equal to Guideline Program Maximum | 05/21/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3653 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/09/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 05/12/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3654 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/08/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX will order XXX/XXX. |  |  | Third party valuation product provided within tolerance. | 05/13/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% Calculated LTV of XXX% is less than Guideline LTV of XXX% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3654 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/08/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 05/12/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% Calculated LTV of XXX% is less than Guideline LTV of XXX% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3655 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/13/2025 | Acknowledged | FCRE1200 | Credit | Audited is less than Guideline Minimum | Audited of $XXX is less than the Guideline Minimum of $XXX Missing XXX. Lock date is prior to XX/XX/XXXX and follows XXX guidelines. | see attached XXX; You have the XXX in your docs would this be sufficient ?; Is this being ordered internally or does CCM need to request? | 05/23/2025 | XXX approved - Downgrade to B Grade.; ; Lender provided a CDA that cleared the Third Party Valuation finding. The subject of $XXX is less than the minimum of $XXX, per Jumbo guidelines. The lock date is XX/XX/XXXX, which follow Jumbo guidelines. Condition retained.; The subject of $XXX is less than the minimum of $XXX, per Jumbo guidelines. The lock date is XX/XX/XXXX, which follow Jumbo guidelines. Condition retained.; Audit reviewed Lender's response and has determined the subject of $XXX is less than minimum of $XXX, per Jumbo guidelines. Condition retained. | 05/29/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3655 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/13/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing XXX. Lock date is prior to XX/XX/XXXX and follows XXX guidelines. | XXX; You have the XXX in your docs would this be sufficient ?; Is this being ordered internally or does XXX need to request? | 05/23/2025 | CDA dated XX/XX/XXXX with value of $XXX was provided and is within XXX% tolerance of appraisal value of $XXX. Condition cleared.; Third party valuation product provided within tolerance.; Audit reviewed Lender's response and has determined and AVM is not sufficient, a CDA on all appraisals is a XXX overlay requirement. Please provide a CDA to meet XXX requirements. Condition retained.; Audit reviewed Lender's response and has determined the subject transaction follows Jumbo guidelines, which requires a CDA from Lender. Condition retained. | 05/27/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3655 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/12/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). Documentation required to clear exception: Missing appraisal delivery receipt. | sure receipt | 05/15/2025 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared.; Evidence of appraisal delivery provided.; Material Finding | 05/16/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3655 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/12/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 05/14/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3656 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/13/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof of HOA or letter from borrower stating no HOA for the property at XXX. Additional conditions may apply. | HOA | 05/21/2025 | Lender provided HOA fees for XXX. Audit property search for property XXX supports property does not have HOA fees. Condition cleared. | 05/22/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3656 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/13/2025 | Resolved | FCOM1221 | Credit | The Deed of Trust is Incomplete | The Deed of Trust is Incomplete Missing XXX rider from the mortgage. | Rider | 05/21/2025 | The Deed of Trust is Present and Complete | 05/22/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3656 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/14/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 05/21/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3656 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/13/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 05/19/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3657 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/21/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 07/09/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3657 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/21/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order. |  |  | Third party valuation product provided within tolerance. | 05/28/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3658 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/23/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 05/28/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3659 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/27/2025 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. MISSING MORTGAGE rating(2nd position) for XXX original amount of $XXX per title report and requirement by XXX approval. Is not reported on credit report. Additional conditions may apply. | memo; XXX | 06/06/2025 | Borrower 1 Credit Report is not partially present.; Lender provided the Partial Deed of Trust for the Dept of Hud; however, did not provide the mortgage history to meet AUS requirements bullet point XXX. Condition retained. | 06/09/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3659 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/27/2025 | Resolved | FCRE0377 | Credit | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of ($XXX) is insufficient, not meeting the required coverage amount of ($XXX). Lender to provide sufficient coverage of $XXX or provide replacement cost estimator. Additional conditions may apply. | cert on HOI | 05/30/2025 | Lender provided processor certificate reflecting Lender spoke to insurance agent that confirmed insurance includes replacement cost coverage, which is supported by the insurance declaration in file that includes Extra Replacement Coverage endorsement. Condition cleared.; The Total Hazard Coverage is greater than or equal to the Required Coverage Amount | 06/02/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3659 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/27/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/02/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3660 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/27/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/02/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3660 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/27/2025 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. XXX. Final 1003 reflects XXX account ending in XXX but is not reflected on the credit report and is not an inquiry. Lender to provide satisfactory explanation and credit supplement confirming monthly payment, balance and high credit. It should be noted this debt was included in the original DTI calculations by lender. XXX. Missing proof of XXX for the property at XXX with XXX as the lender. Additional conditions may apply. | stmnt and credit refresh; credit refresh | 05/29/2025 | Lender provided credit supplement verifying XXX account and mortgage Statement for XXX verifying PITI of $XXX. Audit re-calculated DTI of XXX% is within tolerance of the AUS approved DTI of XXX%. Condition cleared.; Borrower 1 Credit Report is not partially present. | 05/30/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3661 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/27/2025 | Rescinded | FCRE1362 | Credit | Borrower 2 XXX Less Than XXX Month Provided | Borrower 2 XXX Less Than XXX Month Provided The file contains sufficient documentation to validate the qualifying income per guidelines. |  |  |  |  | C A |
| GCAT2025INV3661 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/27/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing XXX | XXX | 06/04/2025 | CDA dated XX/XX/XXXX with value of $XXX was provided and is within XXX% tolerance of appraisal value of $XXX. Condition cleared.; Third party valuation product provided within tolerance. | 06/06/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3661 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/27/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/02/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3674 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/27/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/10/2025 | is Greater than the Guideline Minimum - Material Finding \| Qualifying DTI below max allowed. - Material Finding \| Original CLTV is Below the Guideline Maximum - Material Finding \| Original LTV is Below the Guideline Maximum - Material Finding A |
| GCAT2025INV3674 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/27/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order. |  |  | Third party valuation product provided within tolerance. | 06/06/2025 | is Greater than the Guideline Minimum - Material Finding \| Qualifying DTI below max allowed. - Material Finding \| Original CLTV is Below the Guideline Maximum - Material Finding \| Original LTV is Below the Guideline Maximum - Material Finding A |
| GCAT2025INV3675 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/27/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 07/26/2025 | is Greater than the Guideline Minimum - Material Finding \| Qualifying DTI below max allowed. - Material Finding \| Original CLTV is Below the Guideline Maximum - Material Finding \| Original LTV is Below the Guideline Maximum - Material Finding A |
| GCAT2025INV3675 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/27/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order. |  |  | Third party valuation product provided within tolerance. | 06/12/2025 | is Greater than the Guideline Minimum - Material Finding \| Qualifying DTI below max allowed. - Material Finding \| Original CLTV is Below the Guideline Maximum - Material Finding \| Original LTV is Below the Guideline Maximum - Material Finding A |
| GCAT2025INV3676 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/27/2025 | Resolved | FCRE1442 | Credit | Asset XXX Expired | Asset XXX Expired. Retirement Statement in file XX/XX/XXXX-XX/XX/XXXX, updated Statement was not generated prior to closing. Statement disclosed contribution amount as of XX/XX/XXXX. Asset Statement meets guidelines, XXX transaction. | Updated Statement | 06/13/2025 | Asset XXX Not Expired | 06/17/2025 | Borrower has stable job time - Material Finding \| is Greater than the Guideline Minimum - Material Finding C A |
| GCAT2025INV3676 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/27/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding \| is Greater than the Guideline Minimum - Material Finding C A |
| GCAT2025INV3677 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/28/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3678 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/28/2025 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. XXX at XXX has a mortgage, taxes, insurance and unknown HOA. Image file only contains homeowners insurance supporting document; proof of P&I, taxes, and HOA are missing from the file. Supporting documentation for all financial obligations related to REO, including XXX is required. | REO | 06/09/2025 | Lender provided property search for property XXX verifying taxes, hoi and processor cert indicating there are no HOA fees. Audit property search supports there are no HOA fees on property. Condition cleared.; Borrower 1 Credit Report is not partially present. | 06/10/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3678 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/28/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3679 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/29/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3680 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/27/2025 | Resolved | FCRE1334 | Credit | Borrower 1 Executed XXX Missing | Borrower 1 Executed XXX Missing File is missing a signed XXX for XXX and XXX. | XXX | 06/13/2025 | Borrower 1 Executed XXX-T Provided | 06/17/2025 | Borrower has stable job time - Material Finding \| is Greater than the Guideline Minimum - Material Finding D A |
| GCAT2025INV3680 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/27/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding \| is Greater than the Guideline Minimum - Material Finding D A C |
| GCAT2025INV3681 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/28/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3682 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/27/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. The loan does contain the XXX; however, the score is XXX. There is no evidence of a secondary review. |  |  | Third party valuation product provided within tolerance. | 06/17/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3682 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/27/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3682 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/27/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report The loan does contain the XXX XXX; however, the score is XXX. There is no evidence of a secondary review. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/09/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3683 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/29/2025 | Rescinded | FCRE1189 | Credit | Audited HCLTV Exceeds AUS HCLTV | Audited HCLTV of XXX% exceeds AUS HCLTV of XXX% HCLTV has been rounded from XXX% to XXX%. |  |  | Rounding - Invalid finding; | 07/16/2025 | C A |
| GCAT2025INV3683 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/29/2025 | Rescinded | FCRE1188 | Credit | Audited CLTV Exceeds AUS CLTV | Audited CLTV of XXX% exceeds AUS CLTV of XXX% CLTV has been rounded from XXX% to XXX% |  |  | Rounding - invalid finding | 07/16/2025 | C A |
| GCAT2025INV3683 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/29/2025 | Rescinded | FCRE1187 | Credit | Audited LTV Exceeds AUS LTV | Audited LTV of XXX% exceeds AUS CLTV of XXX% LTV has been rounded from XXX% to XXX%. |  |  | Rounding - invalid finding | 07/16/2025 | C A |
| GCAT2025INV3683 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/29/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3684 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 05/27/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/10/2025 | C A B |
| GCAT2025INV3684 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 05/28/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing XXX provide Affiliated Business Disclosure | No Affiliates | 06/06/2025 | Lender provided attestation that Lender is a Bank; therefore, is not required to provide an Affiliated Business Disclosure. Condition cleared.; Material Finding | 06/09/2025 | C A B |
| GCAT2025INV3685 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/09/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: | We agree with audit's value - XXX | 06/30/2025 | Lender agreed with audit value for ULI. Condition cleared.; Material Finding; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI Missing. Please provide Universal Loan Identifier (ULI). | 07/01/2025 | D A B |
| GCAT2025INV3685 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/29/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 07/01/2025 | D A C |
| GCAT2025INV3685 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/29/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing evidence of insurance for XXX XXX. Missing HOA, if applicable for the following: XXX XXX. | XXX Insurance: Since this is a non-subject XXX property, we accept insurance off a current Schedule E (in file) \| \| As it applies to HOA dues, our internal process is to look at the address and other documentation in the file. If nothing indicates a XXX or XXX (ex. Unit number) we typically will not request verification of HOA. In this case, the XXX Schedule E does not reflect HOA for XXX. I also XXX XXXe, it's in an older, established neighborhood where HOA dues are unlikely. \| | 06/12/2025 | Condition resolved as we have received evidence of no HOA dues. | 06/17/2025 | D A |
| GCAT2025INV3686 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/27/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3687 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/28/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/10/2025 | is Greater than the Guideline Minimum - Material Finding \| Qualifying DTI below max allowed. - Material Finding \| Original CLTV is Below the Guideline Maximum - Material Finding \| Original LTV is Below the Guideline Maximum - Material Finding \| Borrower has stable job time - Material Finding A |
| GCAT2025INV3687 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/28/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | No affiliates | 06/06/2025 | Lender provided attestation of no affiliates. Condition cleared.; Required Affiliated Business Disclosure Documentation Provided; Material Finding | 06/09/2025 | is Greater than the Guideline Minimum - Material Finding \| Qualifying DTI below max allowed. - Material Finding \| Original CLTV is Below the Guideline Maximum - Material Finding \| Original LTV is Below the Guideline Maximum - Material Finding \| Borrower has stable job time - Material Finding A |
| GCAT2025INV3688 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/28/2025 | Resolved | FCRE7495 | Credit | Verification of Borrower Liabilities Missing or Incomplete | Missing evidence for XXX and XXX showing lower balance and lower payments along with evidence XXX reflects a XXX payment as it was exluded from AUS findings with no supporting documentation. | XXX see attached | 06/13/2025 | Condition resolved as lender updated AUS with correct higher monthly payment amount for debts, now within tolerance of audit. | 06/17/2025 | Borrower has stable job time - Material Finding D A |
| GCAT2025INV3688 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/28/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3688 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/28/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Third party fraud report was not provided. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/09/2025 | Borrower has stable job time - Material Finding D A |
| GCAT2025INV3689 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/28/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/10/2025 | is Greater than the Guideline Minimum - Material Finding \| Borrower has stable job time - Material Finding \| Qualifying DTI below max allowed. - Material Finding C A |
| GCAT2025INV3690 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/28/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3690 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/28/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing Third Party Valuation Product. |  |  | Third party valuation product provided within tolerance. | 06/06/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3691 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/28/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing Third Party Valuation Product. |  |  | Third party valuation product provided within tolerance. | 06/17/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3691 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/28/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3692 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/09/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: | XXX | 06/30/2025 | Lender provided valid ULI of XXX. Condition cleared.; Material Finding; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal Loan Identifier (ULI). | 07/01/2025 | Borrower has stable job time - Material Finding D A |
| GCAT2025INV3692 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/30/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 07/01/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3692 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/30/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/09/2025 | Borrower has stable job time - Material Finding D A |
| GCAT2025INV3693 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/28/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3694 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/29/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3695 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/28/2025 | Resolved | finding-3635 | Compliance | Charges That In Total Cannot Increase More Than XXX% Test | This loan failed the charges that in total cannot increase more than XXX% test. (XXX XXX §XXX(e) (XXX) (ii)) The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the XXX tolerance according to §XXX(e) (XXX) (ii). The final charges that in total cannot increase more than XXX% ($XXX) exceed the comparable charges ($XXX) by more than XXX%. XXX see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures.An estimate of a charge for a third-party service or a recording fee is in XXX if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §XXX(e) (XXX) (i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §XXX(e) (XXX) (vi). XXX Cure required. Refund in the amount of $XXX, cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC, or Written List of Service Providers dated within XXX days of the. The XXX% tolerance is due to increased Notary and Recording Service Fee from LE XX/XX/XXXX to final CD XX/XX/XXXX. The title fees listed in Section C of the final CD are subject to XXX% tolerance testing due to the file missing a written list of service providers. | SPL; TRID and XXX passes. Notary and Recording fee are in Section C on the Final CD and subject to XXX% tolerance. | 06/25/2025 | Lender provided initial WLSP. Audit re-ran compliance and has determined fees are within tolerance. Condition cleared.; Lender provided initial WLSP. Audit re-ran compliance and has determined fees are within tolerance. Condition cleared.; Audit reviewed Lender's response and has determined the title fees were tested in the XXX% tolerance category due to missing initial WLSP. Please provide initial WLSP to verify title fees are not subject to XXX% tolerance. Condition retained. | 06/26/2025 | D A C |
| GCAT2025INV3695 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/29/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/10/2025 | D A C |
| GCAT2025INV3695 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/29/2025 | Resolved | FCRE1173 | Credit | HO6 Master Insurance Policy is Missing | Missing XXX XXX Policy Not required for XXX, hazard is in file. | XXX response | 06/06/2025 | Audit reviewed Lender's response and has determined the subject property is a Single Family Detached Condominium; therefore does not require HO-XXX insurance. The Borrower's insurance is sufficient to meet AUS and Freddie Mac requirements. Condition cleared.; HO-XXX Master Insurance XXXcy is fully present; Material Finding | 06/09/2025 | D A C |
| GCAT2025INV3695 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/29/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Subject is a XXX, Third Party Valuation is required. |  |  | Third party valuation product provided within tolerance. | 06/06/2025 | D A C |
| GCAT2025INV3696 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/30/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3697 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/28/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3697 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/28/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product required. |  |  | Third party valuation product provided within tolerance. | 06/06/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3698 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/29/2025 | Resolved | FCRE5775 | Credit | Borrower 2 Credit Report is Incomplete | Borrower 2 Credit Report is Partially Present. HOA dues of XXX per months for XXX are reflected on the Final 1003, however, documentation to support the total monthly dues is missing from the file. | The $XXX is not HOA dues. The P&I is $XXX and the taxes and insurance total $XXX ($XXX + $XXX). | 06/12/2025 | Condition resolved as we have received breakdown of the PITI payment reflected on the XXX.; Borrower 2 Credit Report is not partially present. | 06/17/2025 | C A |
| GCAT2025INV3698 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/29/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/10/2025 | C A |
| GCAT2025INV3698 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 05/29/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 06/06/2025 | C A |
| GCAT2025INV3699 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/28/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3700 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/28/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX firm will order |  |  | Third party valuation product provided within tolerance. | 06/12/2025 | Borrower has stable job time - Material Finding \| is Greater than the Guideline Minimum - Material Finding C A |
| GCAT2025INV3700 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/28/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding \| is Greater than the Guideline Minimum - Material Finding C A |
| GCAT2025INV3701 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/29/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3701 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/29/2025 | Resolved | FCRE1316 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing 3rd Party VOE is missing or corrupted | VOE response | 06/06/2025 | Audit reviewed Lender's response and has determined the paystub dated within XXX days of the is in the loan file and meets AUS requirements to be used as a VVOE. Condition cleared.; Borrower 1 3rd Party VOE Prior to Close Was Provided | 06/09/2025 | Borrower has stable job time - Material Finding D A |
| GCAT2025INV3702 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/09/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX Discrepancy Noted: The following XXX Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI Missing. XXX provide Universal Loan Identifier (ULI). | Page XXX - XXX; We agree with audit's value - XXX ULI | 06/30/2025 | Lender provided documentation agreeing with audit value for ULI of XXX. Condition cleared.; Material Finding; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI Missing. Please provide Universal Loan Identifier (ULI). | 07/01/2025 | Borrower has stable job time - Material Finding \| is Greater than the Guideline Minimum - Material Finding \| Qualifying DTI below max allowed. - Material Finding C A |
| GCAT2025INV3702 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/29/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 07/01/2025 | Borrower has stable job time - Material Finding \| is Greater than the Guideline Minimum - Material Finding \| Qualifying DTI below max allowed. - Material Finding C A |
| GCAT2025INV3703 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/29/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/10/2025 | is Greater than the Guideline Minimum - Material Finding \| Qualifying DTI below max allowed. - Material Finding \| Borrower has stable job time - Material Finding C A |
| GCAT2025INV3704 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/30/2025 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing evidence that the borrower is not obligated to pay the mortgage on the property at XXX. XXX provide mortgage Statement or any documentation reflecting the borrower is not obligated to the mortgage or that the mortgage was paid off. Note: per property profile report, the borrower and non-borrowing spouse owns the property Stated above and there is a mortgage reported on the property. | XXX is owned XXX. | 06/12/2025 | Audit reviewed Lender's response and has determined the credit report reflects the most current loan indicated on the fraud report has been paid off, the schedule E reflects there is no mortgage interest on property, and the insurance reflects no mortgage interest on property, all supporting property XXX is owned free and clear. Condition cleared.; Borrower 1 Credit Report is not partially present. | 06/17/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3704 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/30/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3705 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/29/2025 | Resolved | FCRE1316 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing Missing B1 3rd Party VOE prior to closing. | Self employed | 06/11/2025 | Borrower 1 3rd Party VOE Prior to Close Was Provided Lender provided business license search through State website dated within XXX days of the. condition cleared. | 06/12/2025 | Borrower has stable job time - Material Finding D A |
| GCAT2025INV3705 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/10/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: | ULI | 06/11/2025 | Lender provided valid ULI of XXX. Condition cleared.; Lender provided valid ULI of XXX. Condition cleared.; Material Finding; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal Loan Identifier (ULI).; Lender provided valid ULI of XXX. Condition cleared.; Material Finding; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal Loan Identifier (ULI). | 06/12/2025 | Borrower has stable job time - Material Finding D A |
| GCAT2025INV3705 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/29/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 06/12/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3706 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/29/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3706 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/29/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing Third Party Valuation Product. |  |  | Third party valuation product provided within tolerance. | 06/06/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3707 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/29/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3708 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/09/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: | XXX | 06/30/2025 | Lender provided valid ULI of XXX. Condition cleared.; Material Finding; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal Loan Identifier (ULI). | 07/01/2025 | Borrower has stable job time - Material Finding D A |
| GCAT2025INV3708 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/30/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 07/01/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3708 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/30/2025 | Resolved | FCRE1185 | Credit | AUS Partially Provided | AUS Partially Provided Per AUS #XXX, the number of financed properties owned by the borrower is XXX, however the borrower owns XXX financed properties. A resubmission is required. | AUS | 06/12/2025 | Lender provided updated AUS reflecting number of properties owned as XXX and updated reserves requirement. Condition cleared.; AUS is not incomplete | 06/17/2025 | Borrower has stable job time - Material Finding D A |
| GCAT2025INV3708 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/30/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/09/2025 | Borrower has stable job time - Material Finding D A |
| GCAT2025INV3709 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/30/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3709 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/30/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report. |  |  | Third Party Fraud Report is provided | 06/09/2025 | Borrower has stable job time - Material Finding D A |
| GCAT2025INV3710 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/29/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3711 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/10/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: | XXX - pg XXX | 06/30/2025 | Lender provided valid ULI of XXX. Condition cleared. ; Material Finding; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal Loan Identifier (ULI). | 07/01/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3711 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/30/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 07/01/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3712 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/30/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3713 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/29/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3714 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/09/2025 | Resolved | FCRE9184 | Credit | ULI Number on URLA does not match ULI Number provided by the Lender | The ULI Number is missing. XXX provide Universal Loan Identifier (ULI). | ULI | 06/20/2025 | Lender provided SCIF reflecting valid ULI of XXX. Condition cleared.; Material Finding | 06/23/2025 | Borrower has stable job time - Material Finding \| Qualifying DTI below max allowed. - Material Finding \| is Greater than the Guideline Minimum - Material Finding A |
| GCAT2025INV3714 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/30/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided.; Fraud Report received with no red flags. Condition Cleared. | 06/10/2025 | Borrower has stable job time - Material Finding \| Qualifying DTI below max allowed. - Material Finding \| is Greater than the Guideline Minimum - Material Finding A C |
| GCAT2025INV3714 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/30/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report File is missing a third party fraud report. Additional conditions may apply. |  |  | Third Party Fraud Report is provided | 06/09/2025 | Borrower has stable job time - Material Finding \| Qualifying DTI below max allowed. - Material Finding \| is Greater than the Guideline Minimum - Material Finding A |
| GCAT2025INV3715 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/10/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX Discrepancy Noted: The following XXX Discrepancy(s) have been noted: Audit Lien status XXX vs Lender Loan Lien status XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | We agree with audit's value of 1st lien | 06/30/2025 | Lender agreed with audit value. Condition cleared.; Material Finding | 07/01/2025 | Borrower has stable job time - Material Finding \| Qualifying DTI below max allowed. - Material Finding \| is Greater than the Guideline Minimum - Material Finding C A |
| GCAT2025INV3715 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/30/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 07/01/2025 | Borrower has stable job time - Material Finding \| Qualifying DTI below max allowed. - Material Finding \| is Greater than the Guideline Minimum - Material Finding C A |
| GCAT2025INV3716 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/30/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding \| is Greater than the Guideline Minimum - Material Finding C A |
| GCAT2025INV3717 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/30/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3718 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/02/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3719 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 06/02/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/10/2025 | C A |
| GCAT2025INV3720 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/09/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: | We agree with audit's value - XXX XXX \| | 06/30/2025 | Lender agreed with audit value. Condition cleared. ; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 07/01/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3720 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/02/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 07/01/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3720 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/02/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing third party product valuation. |  |  | Third party valuation product provided within tolerance. | 06/17/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3720 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/02/2025 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing XXX XXX verification. | Taxes and insurance attached. As it applies to HOA dues, our internal process is to look at the address and other documentation in the file. If nothing indicates a XXX or XXX (ex. Unit number) we typically will not request verification of HOA. I googled the property and it is in an established neighborhood where HOA dues are unlikely. | 06/12/2025 | Borrower 1 Credit Report is not partially present.; Borrower 1 Credit Report is Partially Present. | 06/17/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3720 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/02/2025 | Resolved | FCRE5775 | Credit | Borrower 2 Credit Report is Incomplete | Borrower 2 Credit Report is Partially Present. Missing XXX XXX verification. |  |  | Borrower 2 Credit Report is not partially present. | 06/17/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3721 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 06/02/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing The Affiliated Business Disclosure is missing. Provide an Affiliated Business Disclosure dated within XXX days of the of XX/XX/XXXX. | AFBD | 06/12/2025 | Lender provided attestation of no affiliates. Condition cleared.; Required Affiliated Business Disclosure Documentation Provided; Material Finding | 06/17/2025 | C A B |
| GCAT2025INV3721 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 06/02/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). Evidence that the appraisal was provided to the borrower at least XXX business days prior to the consummation date of XX/XX/XXXX not in loan file. | Appraisal delivery | 06/11/2025 | Evidence of appraisal delivery provided. Lender provided verification of Borrower's receipt of appraisal. Condition cleared.; Material Finding | 06/17/2025 | C A B |
| GCAT2025INV3721 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 06/02/2025 | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The e-Signed documents consent is missing. The earliest e-consent indicates the consent was authenticated on XX/XX/XXXX; however, the initial disclosures were signed XX/XX/XXXX. Provide eSigned Documents Consent dated XX/XX/XXXX or prior. | Consent | 06/11/2025 | Lender provided verification of Borrower's eConsent. Condition cleared.; Evidence of eConsent is provided.; Material Finding | 06/17/2025 | C A B |
| GCAT2025INV3721 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 06/10/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX Discrepancy Noted: The following XXX Discrepancy(s) have been noted: Audit Loan Originator XXX Number XXX vs Lender Loan Originator XXX Number MISSING. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | We agree with audit's value - XXX | 06/11/2025 | Lender agreed with audit value. Condition cleared.; Material Finding | 06/12/2025 | C A B |
| GCAT2025INV3721 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 06/03/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 06/10/2025 | C A B |
| GCAT2025INV3722 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/09/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: | We agree with audit's value - XXX XXX | 06/30/2025 | Lender agreed with audit value. Condition cleared.; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 07/01/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3722 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/30/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 07/01/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3722 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/30/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Condition resolved as we have received evidence of the mortgage payments. | 06/24/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3722 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 05/30/2025 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Mortgage payment for XXX at XXX all have mortgage payments per the Final 1003, however, there is no supporting documentation in the file to prove these payments. Documentation to support financial obligations for all REO is required to qualify borrowers. | XXX see attached | 06/12/2025 | Borrower 1 Credit Report is not partially present. | 06/17/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3723 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 06/09/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: | We agree with audit's value - XXX XXX | 06/30/2025 | Lender agreed with audit value. Condition cleared. ; Material Finding; HMDA discrepancy noted: Audit nmls XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 07/01/2025 | C A B |
| GCAT2025INV3723 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 06/01/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 07/01/2025 | C A |
| GCAT2025INV3723 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 06/06/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 06/06/2025 | C A |
| GCAT2025INV3724 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/09/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: | We agree with audit's value - XXX XXX | 06/30/2025 | Lender agreed with audit value. Condition cleared. ; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender value NMLS, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 07/01/2025 | C A B |
| GCAT2025INV3724 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/02/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 07/01/2025 | C A |
| GCAT2025INV3725 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/09/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: | We agree with audit's value - XXX XXX | 06/30/2025 | Lender agreed with audit value. Condition cleared. ; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 07/01/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3725 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/30/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 07/01/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3726 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/09/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX discrepancy noted: Audit XXX XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | We agree with audit's value - XXX | 06/30/2025 | Lender agreed with audit value. Condition cleared. ; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 07/01/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3726 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/30/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 07/01/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3727 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/09/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: | We agree with audit's value - XXX XXX | 06/30/2025 | Lender agreed with audit value. Condition cleared.; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 07/01/2025 | C A B |
| GCAT2025INV3727 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/02/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 07/01/2025 | C A |
| GCAT2025INV3728 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/09/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: | We agree with audit's value - XXX XXX | 06/30/2025 | Lender agreed with audit value. Condition cleared.; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 07/01/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3728 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/30/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 07/01/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3728 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/30/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 06/06/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3729 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/09/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: | We agree with audit's value - XXX XXX; XXX discrepancy noted: Audit XXX XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 06/30/2025 | Lender agreed with audit value. Condition cleared.; Material Finding | 07/01/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3729 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/02/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 07/01/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3729 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/02/2025 | Rescinded | FCRE1480 | Credit | Asset XXX Does Not Meet Guideline Requirements | Asset Record XXX Does Not Meet G/L Requirements XXX #XXX is a joint account with B1 and his spouse. This account is being used for down payment and reserves, however, as XXX is a community property State, an access letter is required providing written confirmation that the non-borrowing spouse approves the use of the joint asset for the XXX and that the borrower has full access to the funds is needed. | I am not aware of a requirement for access letters…even in community property States. I Asked Poli and the answer is that access letters are not required. XXX point me to the specific XXX guideline so I can research further. Thanks! | 06/12/2025 | Condition rescinded as this is only required with business accounts. Not personal accounts. | 06/17/2025 | C A |
| GCAT2025INV3730 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/09/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: | We agree with audit's value - XXX XXX \| | 06/30/2025 | Lender agreed with audit value. Condition cleared. ; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 07/01/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3730 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/03/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 07/01/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3731 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/30/2025 | Resolved | FPRO0383 | Property | XXX Post Disaster Inspection Report not Provided | The subject property is a XXX disaster case; however, the inspection report was not provided. Duplicate | PDI \| \| | 06/17/2025 | Lender provided PCI dated XX/XX/XXXX, post Incident End date of XX/XX/XXXX and reflects there was no damage to property. Condition cleared.; Material Finding; Lender provided PDI dated XX/XX/XXXX and reflects no damage; however, FEMA has not declared a FEMA Disaster End Date. XXX approval required. Condition retained.; FEMA Post Disaster Inspection report was provided. | 07/02/2025 | D A |
| GCAT2025INV3731 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/30/2025 | Resolved | FVAL3825 | Property | XXX Declared Disaster Dated Prior to the , After Appraisal Date | Property located in XXX Declared XXX with no subsequent property Inspection. Disaster declared XX/XX/XXXX for Individual Assistance. Post inspection not in file. | PDI | 06/17/2025 | Lender provided PCI dated XX/XX/XXXX, post Incident End date of XX/XX/XXXX and reflects there was no damage to property. Condition cleared.; Material Finding; Lender provided PDI dated XX/XX/XXXX and reflects no damage; however, FEMA has not declared a FEMA Disaster End Date. XXX approval required. Condition retained.; Property Inspection Provided. | 07/02/2025 | D A C |
| GCAT2025INV3731 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/30/2025 | Resolved | FCRE9785 | Credit | XXX Contract is Incomplete | is XXX but XXX Contract Doc is Incomplete XXX contract is not executed by B2. | Addendum | 06/25/2025 | Lender provided XXX contract addendum adding Borrower 2 and was signed by Borrower 2. Condition cleared.; XXX Contract Doc is complete.; Material Finding | 06/26/2025 | D A B |
| GCAT2025INV3731 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/30/2025 | Resolved | FCRE4104 | Credit | Missing explanation and supporting documentation for large deposit(s) | Source of funds for large deposit into XXX #XXX XX/XX/XXXX $XXX XXX XX/XX/XXXX $XX/XX/XXXX/XXX/XXX $XXX. | XXX see attached verification of $XXX deposit. As for the $XXX deposit, those funds can be removed and sufficient funds are still verified. Per LPA Assets: Required $XXX \| Verified $XXX - large deposit $XXX = $XXX; XX/XX/XXXX $XXX - XXX came from XXX with XXX. This can be verified by the documents provided.. \| Other deposits are pending review | 06/13/2025 | Lender provided verification of deposit of $XXX. Audit confirmed Borrower's assets are sufficient with the unsourced $XXX large deposit. Condition cleared.; Lender provided Settlement Statement for XXX verifying the large deposit of $XXX and indicated the other large deposits are pending. Audit will review additional documentation once provided. Condition retained. | 06/17/2025 | D A |
| GCAT2025INV3731 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/30/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 06/12/2025 | D A C |
| GCAT2025INV3731 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/10/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX Discrepancy Noted: The following XXX Discrepancy(s) have been noted: Audit Loan Originator XXX Number XXX vs Lender Loan Originator XXX Number MISSING. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | We agree with audit's value of XXX | 06/11/2025 | Lender agreed with audit value. Condition cleared.; Lender agreed with audit value. Condition cleared.; Lender agreed with audit value. Condition cleared.; Lender agreed with audit value. Condition cleared. | 06/12/2025 | D A B |
| GCAT2025INV3731 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/30/2025 | Resolved | FCRE1764 | Credit | Missing Verification of Mortgage | Verification of mortgage for XXX | XXX | 06/11/2025 | Lender provided mortgage and settlement Statement reflecting mortgage with Homebridge Financial closed same day as subject; therefore, a VOM would not be available or required. Condition cleared. | 06/12/2025 | D A |
| GCAT2025INV3662 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 05/30/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 07/09/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3662 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/02/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. | XXX see secondary valuation report | 06/03/2025 | CCA received - within tolerance - cleared; Lender provided a Quality Examination Report; however, did not provide a CDA. XXX overlays require a CDA on all appraisals. Condition retained. | 06/16/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3732 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/03/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | No affiliates | 06/13/2025 | Lender provided attestation of no affiliates. Condition cleared.; Required Affiliated Business Disclosure Documentation Provided; Material Finding | 06/17/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3732 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/09/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: | XXX information | 06/13/2025 | Lender provided documentation supporting NMLS of XXX and provided valid ULI of XXX. Condition cleared.; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender value missing AND Audit ULI - missing in loan file. Please provide Universal Loan Identifier (ULI)., Lender may clear finding by agreeing with Audit's value or provide documentation to support their value.; HMDA discrepancy noted: Audit NMLS XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. ; HMDA discrepancy noted: Audit NMLS XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 06/17/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3732 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/02/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 06/09/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3732 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/02/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/09/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3732 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/02/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. An XXX is needed |  |  | Third party valuation product provided within tolerance. | 06/06/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3733 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/02/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3733 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/02/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Third party fraud report missing. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/09/2025 | Borrower has stable job time - Material Finding D A |
| GCAT2025INV3734 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/02/2025 | Resolved | FCRE1253 | Credit | Missing Property Tax Cert | Missing Property Tax Cert | taxes | 06/11/2025 | Lender provided property detail report reflecting property taxes. Condition cleared.; Property Tax Cert Provided | 06/12/2025 | Borrower has stable job time - Material Finding D C A |
| GCAT2025INV3734 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/02/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding D C A |
| GCAT2025INV3734 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/02/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/09/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3734 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/02/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. An XXX is needed |  |  | Third party valuation product provided within tolerance. | 06/06/2025 | Borrower has stable job time - Material Finding D C A |
| GCAT2025INV3734 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/02/2025 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. An Appraisal waiver id being used |  |  |  |  | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3735 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/03/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3735 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/03/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report is missing. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/09/2025 | Borrower has stable job time - Material Finding D A |
| GCAT2025INV3736 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/02/2025 | Resolved | FCRE7495 | Credit | Verification of Borrower Liabilities Missing or Incomplete | Missing evidence of insurance for REO located at XXX XXX | Final CD | 06/13/2025 | Lender provided final CD for XXX of property XXX, verifying PITIA. Condition cleared. | 06/17/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3736 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/02/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding D C A |
| GCAT2025INV3736 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/02/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing third party valuation product. |  |  | Third party valuation product provided within tolerance. | 06/06/2025 | Borrower has stable job time - Material Finding D C A |
| GCAT2025INV3736 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/02/2025 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. B Grade |  |  |  |  | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3737 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/02/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding \| Original CLTV is Below the Guideline Maximum - Material Finding \| Qualifying DTI below max allowed. - Material Finding \| Original LTV is Below the Guideline Maximum - Material Finding A |
| GCAT2025INV3737 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/03/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order XXX. |  |  | Third party valuation product provided within tolerance. | 06/06/2025 | Borrower has stable job time - Material Finding \| Original CLTV is Below the Guideline Maximum - Material Finding \| Qualifying DTI below max allowed. - Material Finding \| Original LTV is Below the Guideline Maximum - Material Finding A |
| GCAT2025INV3737 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/02/2025 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. B - Grade. XXX approval allows appraisal waiver. |  |  |  |  | Borrower has stable job time - Material Finding \| Original CLTV is Below the Guideline Maximum - Material Finding \| Qualifying DTI below max allowed. - Material Finding \| Original LTV is Below the Guideline Maximum - Material Finding A |
| GCAT2025INV3738 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/02/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing evidence of HOA, if applicable, for XXX | XXX see attached HOA Statement | 06/26/2025 | Lender provided HOA fees for XXX. Audit verified HOA fees for property XXX from Fraud report. Condition cleared. | 06/26/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3738 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/02/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3738 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/02/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/09/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3738 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/02/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 06/06/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3739 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/03/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3740 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/02/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3740 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/02/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/09/2025 | Borrower has stable job time - Material Finding D A |
| GCAT2025INV3741 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/03/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/10/2025 | C A |
| GCAT2025INV3742 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/09/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX Discrepancy Noted: The following XXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. XXX provide Universal Loan Identifier (ULI). | XXX; ULI | 06/30/2025 | Lender provided valid ULI of XXX. Condition cleared.; Material Finding | 07/01/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3742 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/03/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 07/01/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3743 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 06/02/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing evidence of HOA, if applicable for: XXX | As it applies to HOA dues, our internal process is to look at the address and other documentation in the file. If nothing indicates a XXX or XXX (ex. Unit number) we typically will not request verification of HOA. I googled the property and it is in an older, established neighborhood where HOA dues are unlikely. | 06/12/2025 | Resolved as we have received evidence of no HOA dues for the other property. | 06/17/2025 | D A |
| GCAT2025INV3743 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 06/02/2025 | Resolved | FCRE9785 | Credit | XXX Contract is Incomplete | is XXX but XXX Contract Doc is Incomplete Addendums to the XXX Contract are missing. Need Homeowners Association and Seller's Disclosure. | contract | 06/11/2025 | Lender provided XXX contract with addendums. Condition cleared.; XXX Contract Doc is complete.; Material Finding | 06/12/2025 | D A B |
| GCAT2025INV3743 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 06/02/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 06/12/2025 | D A C |
| GCAT2025INV3743 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 06/09/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: | We agree with audit's value - ULI # XXX | 06/11/2025 | Lender provided valid ULI of XXX, agreeing with audit value. Condition cleared.; Material Finding; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI Missing. Please provide Universal Loan Identifier (ULI).; Lender provided valid ULI of XXX, agreeing with audit value. Condition cleared.; Material Finding; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI Missing. Please provide Universal Loan Identifier (ULI).; Lender provided valid ULI of XXX, agreeing with audit value. Condition cleared.; Material Finding; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI Missing. Please provide Universal Loan Identifier (ULI).; Lender provided valid ULI of XXX, agreeing with audit value. Condition cleared.; Material Finding; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI Missing. Please provide Universal Loan Identifier (ULI). | 06/12/2025 | D A B |
| GCAT2025INV3743 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 06/09/2025 | Resolved | FPRO0383 | Property | XXX Post Disaster Inspection Report not Provided | The subject property is a XXX disaster case; however, the inspection report was not provided. |  |  | FEMA Post Disaster Inspection report was provided. | 06/09/2025 | D A |
| GCAT2025INV3743 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 06/02/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/09/2025 | D A |
| GCAT2025INV3743 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 06/02/2025 | Resolved | FCRE1205 | Credit | OFAC Check Not Completed and/or Cleared | XXX Check Not Completed and/or Cleared |  |  | OFAC Check Completed and Cleared | 06/09/2025 | D A C |
| GCAT2025INV3744 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/03/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3745 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/09/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: | We agree with audit's value - XXX ULI | 06/30/2025 | Lender agreed with audit value for ULI. Condition cleared.; Material Finding; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI Missing. Please provide Universal Loan Identifier (ULI). | 07/01/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3745 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/02/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 07/01/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3745 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/02/2025 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing HOA Statement, or evidence of no HOA for the property located at XXX XXX. XXX screenshot is not acceptable for HOA documentation. XXX provide documentation from HOA, Statements, Appraisal, or LOE from the borrower. Additional conditions may apply. | Borrowers own XXX properties and the bank Statements show HOA dues to XXX $XXX and XXX $XXX | 06/12/2025 | Resolved as we have received evidence of the HOA dues. ; Borrower 1 Credit Report is not partially present. | 06/17/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3745 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/02/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report File is missing the third party fraud report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/09/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3745 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/02/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order. |  |  | Third party valuation product provided within tolerance. | 06/06/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3746 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/03/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3746 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/03/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing third party fraud report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/09/2025 | Borrower has stable job time - Material Finding D A |
| GCAT2025INV3747 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/03/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.; Fraud Report received with no red flags. Condition Cleared. | 06/10/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3747 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/03/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Third party fraud report missing. |  |  | Third Party Fraud Report is provided | 06/09/2025 | Borrower has stable job time - Material Finding D A |
| GCAT2025INV3748 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/03/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 07/26/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3748 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/03/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing verification of taxes, insurance, and HOA, if applicable, for the following properties: XXX XXX | Missing verification of taxes, insurance, and HOA, if applicable, for the following properties: XXX XXX | 06/18/2025 | Lender provided mortgage Statement for property XXX reflecting escrows include escrows for both taxes and insurance. Audit property search supports property does not have HOA fees. Lender also provided, taxes, hoi, HOA and Property Detail report for property XXX, verifying taxes, hoi, HOA and reflecting property is owned free and clear. Condition cleared. | 06/19/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3748 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/03/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report XXX in file but analysis was not performed for this non XXX form type. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/09/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3748 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/03/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 06/06/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3749 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/04/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3750 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/03/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3750 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/09/2025 | Rescinded | FCRE1203 | Credit | Potential Fraud Reflected on Fraud Report | Potential Fraud Reflected on Fraud Report |  |  | ; Potential Fraud Reflected on Fraud Report is Resolved or None Exists | 06/09/2025 | D A |
| GCAT2025INV3750 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/03/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing third party fraud report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/09/2025 | Borrower has stable job time - Material Finding D A |
| GCAT2025INV3750 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/03/2025 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  |  |  | Borrower has stable job time - Material Finding D A |
| GCAT2025INV3751 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/17/2025 | Rescinded | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% |  |  | Not a valid finding. ; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 06/17/2025 | D A C |
| GCAT2025INV3751 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/03/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. The loan does contain the XXX; however, the score is XXX. There is no evidence of a secondary review. |  |  | Third party valuation product provided within tolerance. | 06/17/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3751 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/03/2025 | Rescinded | FCRE1182 | Credit | Approval/Underwriting Summary Not Provided | Missing Approval/Underwriting Summary. |  |  | Condition rescinded as this is not required for sale of loan. ; Material Finding | 06/17/2025 | D A C |
| GCAT2025INV3751 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/03/2025 | Resolved | FCOM3592 | Credit | Missing Taxpayer First Act Disclosure | Taxpayer First Act Disclosure is missing. | Response | 06/16/2025 | Taxpayer First Act Disclosure is provided; Taxpayer First Act Disclosure is missing.; Material Finding | 06/17/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3751 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/03/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/17/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3751 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/03/2025 | Resolved | FCOM3075 | Credit | Missing XXX Act Disclosure or ID | Missing XXX Act Disclosure or ID. |  |  | US Patriot Act Disclosure or ID provided.; Material Finding | 06/17/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3751 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/03/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/09/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3752 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/03/2025 | Rescinded | FCRE1182 | Credit | Approval/Underwriting Summary Not Provided | Missing Approval/Underwriting Summary. | Invalid request - This is an AUS approved loan - Per XXX B1-XXX-XXX, form 1008 (or a similar document) must be retained in the mortgage file for manually underwritten mortgage loans. Lenders may, but are not required to, retain form 1008 for loans underwritten with XXX. | 07/02/2025 | AUS / DU Approval is in the loan file; therefore, the XXX Transmittal Summary is not required. Condition rescinded.; Approval/Underwriting Summary is fully present; Material Finding | 07/03/2025 | D A |
| GCAT2025INV3752 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/09/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: | XXX | 06/30/2025 | Lender provided valid ULI of XXX. Condition cleared.; Lender provided valid ULI of XXX. Condition cleared.; Material Finding; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal Loan Identifier (ULI).; Lender provided valid ULI of XXX. Condition cleared.; Material Finding; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal Loan Identifier (ULI). | 07/01/2025 | Borrower has stable job time - Material Finding D A |
| GCAT2025INV3752 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/03/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 07/01/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3752 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/03/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/09/2025 | Borrower has stable job time - Material Finding D A |
| GCAT2025INV3753 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/04/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/10/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3753 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/03/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/09/2025 | Borrower has stable job time - Material Finding D A |
| GCAT2025INV3754 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/03/2025 | Rescinded | FCRE9780 | Credit | Business Purpose Affidavit/Disclosure Missing | Business Purpose Affidavit/Disclosure Missing Missing Business Purpose Affidavit/Disclosure. |  |  | Subject is a XXX of an XXX property; therefore, a Business Purpose affidavit is not required. Condition rescinded.; Business Purpose Affidavit/Disclosure Provided | 06/12/2025 | D A |
| GCAT2025INV3754 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/03/2025 | Rescinded | FCRE1182 | Credit | Approval/Underwriting Summary Not Provided | Missing Approval/Underwriting Summary. Missing underwriting summary. |  |  | The AUS is in file; therefore, a XXX is not required. Condition rescinded.; Approval/Underwriting Summary is fully present; Material Finding | 06/12/2025 | D A |
| GCAT2025INV3754 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/03/2025 | Rescinded | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Grade contradicts commentary in description | 06/11/2025 | Invalid finding. Not applicable on scope. Condition rescinded.; Material Finding | 06/12/2025 | D A |
| GCAT2025INV3754 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/03/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/12/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3754 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/03/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing third party fraud report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/09/2025 | Borrower has stable job time - Material Finding D A |
| GCAT2025INV3663 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/11/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 06/24/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3663 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/09/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof of Taxes and insurance for the property at XXX Mortgage Statement does not break out tax and insurance as it should so need tax bill and hazard ins bill. Additional conditions may apply. | XXX see attached tax bill and HOI. | 06/16/2025 | Lender provided taxes and insurance for property XXX supporting the escrows include both taxes and insurance. Condition cleared. | 06/17/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3663 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/09/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/11/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3755 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/07/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding \| is Greater than the Guideline Minimum - Material Finding C A |
| GCAT2025INV3756 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/06/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3757 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/07/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | Lender agrees with audit - condition cleared; HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Material Finding \| is Greater than the Guideline Minimum - Material Finding D A C |
| GCAT2025INV3757 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/26/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX discrepancy noted: Audit XXX XXX vs Lender XXX missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. |  |  | Material Finding; Lender agreed with audit - cleared; Material Finding; Material Finding; Lender agreed with audit - cleared; Material Finding | 07/03/2025 | Borrower has stable job time - Material Finding \| is Greater than the Guideline Minimum - Material Finding D A |
| GCAT2025INV3757 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/07/2025 | Resolved | FCRE1437 | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines WVOE for B1 shows "See attachment" to show income in lieu of XXX and W2s.There was no attachment behind the WVOE. There is a document in file that has the borrower name and that he is an engineer with W2 year ending figures and a YTD. Since it was not with the WVOE and it has no identifying of the employer lender to get a WVOE or XXX and W2s to confirm income. Additional conditions may apply. | WVOE | 06/26/2025 | Lender provided WVOE for Borrower 1 with attachment that reflects income and supports Lender's income calculation. Condition cleared.; Income and Employment Meet Guidelines | 06/27/2025 | Borrower has stable job time - Material Finding \| is Greater than the Guideline Minimum - Material Finding D A C |
| GCAT2025INV3757 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/07/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Third party fraud report not provided and is required. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/24/2025 | Borrower has stable job time - Material Finding \| is Greater than the Guideline Minimum - Material Finding D A |
| GCAT2025INV3758 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/06/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3759 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/07/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3759 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/07/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/24/2025 | Borrower has stable job time - Material Finding D A |
| GCAT2025INV3760 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/07/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | Original CLTV is Below the Guideline Maximum - Material Finding \| Original LTV is Below the Guideline Maximum - Material Finding \| is Greater than the Guideline Minimum - Material Finding \| Borrower has stable job time - Material Finding \| Qualifying DTI below max allowed. - Material Finding A |
| GCAT2025INV3760 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/07/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud report was not provided and it is required. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/24/2025 | Original CLTV is Below the Guideline Maximum - Material Finding \| Original LTV is Below the Guideline Maximum - Material Finding \| is Greater than the Guideline Minimum - Material Finding \| Borrower has stable job time - Material Finding \| Qualifying DTI below max allowed. - Material Finding A |
| GCAT2025INV3761 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/06/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | C A |
| GCAT2025INV3762 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/07/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3763 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/23/2025 | Rescinded | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | No HMDA Finding - Rescind.; No HMDA Finding - Rescind.; HMDA discrepancy noted: Audit ULI XXX vs Lender ULI missing from loan file, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value.; No HMDA Finding - Rescind.; HMDA discrepancy noted: Audit ULI XXX vs Lender ULI missing from loan file, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 06/23/2025 | C A |
| GCAT2025INV3763 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/06/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply.; HMDA Data Tape Provided. | 06/23/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3763 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/06/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order. |  |  | Third party valuation product provided within tolerance. | 06/23/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3764 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/10/2025 | Resolved | FCRE1334 | Credit | Borrower 1 Executed XXX Missing | Borrower 1 Executed XXX Missing | XXX | 07/02/2025 | Lender provided XXX-C. Condition cleared.; Borrower 1 Executed XXX-T Provided | 07/03/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3764 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/07/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3764 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/07/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. MIssing XXX |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 06/20/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3765 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/06/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | C A |
| GCAT2025INV3765 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/06/2025 | Resolved | FCOM3075 | Credit | Missing XXX Act Disclosure or ID | Missing XXX Act Disclosure or ID. | CIP | 06/23/2025 | Lender provided completed Patriot Act form and photo ID. Condition cleared.; US Patriot Act Disclosure or ID provided.; Material Finding | 06/26/2025 | C A B |
| GCAT2025INV3766 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/09/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/26/2025 | C A |
| GCAT2025INV3767 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/07/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 07/03/2025 | D A C |
| GCAT2025INV3767 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/07/2025 | Resolved | FCOM3075 | Credit | Missing XXX Act Disclosure or ID | Missing XXX Act Disclosure or ID. | CIP | 06/20/2025 | US Patriot Act Disclosure or ID provided. Lender provided completed Customer Identification form. Condition cleared.; Material Finding | 07/03/2025 | D A B |
| GCAT2025INV3767 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/24/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agreed with audit - condition cleared; Material Finding; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value.; Lender agreed with audit - condition cleared; Material Finding; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 07/03/2025 | D A B |
| GCAT2025INV3767 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/07/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/24/2025 | D A |
| GCAT2025INV3768 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/07/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/26/2025 | C A |
| GCAT2025INV3768 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/07/2025 | Resolved | FCOM3075 | Credit | Missing XXX Act Disclosure or ID | Missing XXX Act Disclosure or ID. | CIP | 06/20/2025 | US Patriot Act Disclosure or ID provided. Lender provided completed Customer Identification form. Condition cleared.; Material Finding | 06/26/2025 | C A B |
| GCAT2025INV3769 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/10/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3770 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/09/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3770 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/07/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing The ABD is missing from the loan file. | no affiliates | 06/20/2025 | Lender provided attestation of no affiliates. Condition cleared.; Required Affiliated Business Disclosure Documentation Provided; Material Finding | 06/23/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3770 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/09/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing XXX |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 06/20/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3771 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/10/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3771 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/07/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing The ABD is missing from the loan file. | AFBD | 06/20/2025 | Lender provided attestation of no affiliates on subject transaction. Condition cleared.; Required Affiliated Business Disclosure Documentation Provided; Material Finding | 06/23/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3771 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/10/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order XXX. |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 06/20/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3772 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/09/2025 | Cured | finding-3634 | Compliance | Charges That Cannot Increase Test | XXX Cure Required. Refund in the amount of $XXX, cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The XXX tolerance violation in the amount of $XXX is due to the addition of a appraisal re-inspection fee added without a valid COC. The appraisal came in subject to completion but the fee was not disclosed until the XX/XX/XXXX CD which is not within XXX days. This loan failed the charges that cannot increase test. (XXX XXX §XXX(e) (XXX) (i)) The loan contains charges that exceed the XXX determination according to §XXX(e) (XXX) (i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXX(e) is in XXX if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXX(e) (XXX) (i). | Document Uploaded. | 07/07/2025 | Lender provided LOE, PCCD, copy of refund check and proof of delivery. Cured post close, loan will be graded a B. | 07/08/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3772 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/08/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). Evidence that the appraisal was provided to the borrower at least XXX business days prior to consummation date, XX/XX/XXXX, was not found in the loan file. Showing evidence that the appraisal was provided may cure the violation. | Document Uploaded. ; Document Uploaded. | 07/07/2025 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared.; Evidence of appraisal delivery provided.; Material Finding | 07/08/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3772 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/10/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3772 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/09/2025 | Rescinded | FCRE1468 | Credit | Asset XXX Missing | Asset XXX Missing XXX #XXX is a joint account with B1 and his spouse. This account is being used for down payment and reserves, however, an access letter is required providing written confirmation that the non-borrowing spouse approves the use of the joint asset for the XXX and that the borrower has full access to the funds is needed. | I am not aware of a requirement for access letters…even in community property States. I Asked Poli and the answer is that access letters are not required. XXX point me to the specific XXX guideline so I can research further. Thanks! | 06/25/2025 | Audit reviewed Lender's response and has determined the AUS and FNMA do not require a joint access letter. In addition, the additional owner of the bank account is also a XXX of the property per the XXX contract and is a owner on title. Condition rescinded. | 06/26/2025 | C B A |
| GCAT2025INV3773 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/09/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3773 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/06/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Required Affiliated Business Disclosure Missing | no affiliates | 06/20/2025 | Lender provided attestation of no affiliates. Condition cleared.; Required Affiliated Business Disclosure Documentation Provided; Material Finding | 06/23/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3774 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/09/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3774 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/08/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing The ABD is missing from the loan file. | no affiliates | 06/20/2025 | Lender provided attestation of no affiliates. Condition cleared.; Required Affiliated Business Disclosure Documentation Provided; Material Finding | 06/23/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3775 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/09/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA discrepancy noted: Audit NMLS XXX vs Lender NMLS missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. ; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3775 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/09/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/24/2025 | Borrower has stable job time - Material Finding D A |
| GCAT2025INV3776 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 07/21/2025 | Resolved | FPRO0383 | Property | XXX Post Disaster Inspection Report not Provided | The subject property is a XXX disaster case; however, the inspection report was not provided. |  |  | PCI received reflects no damages, condition cleared.; FEMA Post Disaster Inspection report was provided. | 07/22/2025 | D A |
| GCAT2025INV3776 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 07/21/2025 | Resolved | FVAL3825 | Property | XXX Declared Disaster Dated Prior to the , After Appraisal Date | Property located in XXX Declared XXX with no subsequent property Inspection. |  |  | PCI received reflects no damages, condition cleared. ; Property Inspection Provided. | 07/22/2025 | D A C |
| GCAT2025INV3776 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/26/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agreed with audit - condition cleared; Lender agreed with audit - condition cleared; Material Finding; HMDA discrepancy noted: Audit NMLS vs Lender NMLS XXX missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 07/03/2025 | D A B |
| GCAT2025INV3776 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/09/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 07/03/2025 | D A C |
| GCAT2025INV3776 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/09/2025 | Resolved | FCRE1366 | Credit | Borrower 2 Award Letter Missing | Borrower 2 Award Letter Missing In order to verify XXX year continuance, XXX provide the XXX awards letter from XXX for Borrower 2. Bank Statements reflects a deposit from XXX that is much less than amount used by lender. | Attached letter confirms lifetime benefit | 06/25/2025 | Lender provided Benefit Letter for Borrower 2 retirement. Condition cleared.; Borrower 2 Award Letter Provided or Not Applicable (Number of Borrowers equals XXX) | 06/26/2025 | D A |
| GCAT2025INV3777 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/24/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agreed with audit - condition cleared ; Lender agreed with audit - condition cleared ; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender NMLS missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 07/03/2025 | C A B |
| GCAT2025INV3777 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/09/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 07/03/2025 | C A |
| GCAT2025INV3778 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/10/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3779 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/09/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3779 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/10/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order XXX. |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 06/20/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3780 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/10/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3781 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/26/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agreed with audit - condition cleared ; Lender agreed with audit - condition cleared ; Material Finding; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI Missing. Please provide Universal Loan Identifier (ULI). | 07/03/2025 | D A B C |
| GCAT2025INV3781 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/09/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 07/03/2025 | D A C |
| GCAT2025INV3781 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/09/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/24/2025 | D A C |
| GCAT2025INV3781 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/09/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order. |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 06/20/2025 | D A C |
| GCAT2025INV3782 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/11/2025 | Resolved | FCRE1491 | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification Does Not Meet Guideline Requirements Per XXX Guidelines, from account holder XXX is missing for XXX #XXX, #XXX, & #XXX, however, AUS, line XXX requires verification of bank Statements covering a XXX-month period. These account only reflect XXX XXX. | We do not have a second month's Statement for accounts #XXX and #XXX. However, I contend this is non-material because we have XXX months for #XXX and the balance is sufficient to close. | 06/27/2025 | Audit reviewed Lender's response and has determined account #XXX, has XXX months bank Statements and meets AUS asset requirements. The other assets were not needed for qualification; therefore, no other documentation is required. Condition cleared.; Asset Qualification Meets Guideline Requirements | 06/30/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3782 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/11/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3783 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/10/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3784 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/10/2025 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. XXX provide documentation to validate monthly HOA of $XXX for the borrower's XXX located at XXX. | XXX see attached; HOA | 06/30/2025 | Lender provided verification of HOA fees for property XXX. Condition cleared.; Borrower 1 Credit Report is not partially present.; Borrower 1 Credit Report is Partially Present. Lender provided verification of HOA fees for XXX; however, did not provide verification of HOA fees for XXX. Condition retained.; Borrower 1 Credit Report is Partially Present. Lender provided verification of HOA fees for XXX; however, did not provide verification of HOA fees for XXX. Condition retained. | 07/01/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3784 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/10/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3785 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/11/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3785 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/11/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report is missing. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/24/2025 | Borrower has stable job time - Material Finding D A |
| GCAT2025INV3786 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/10/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3787 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/10/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3788 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/11/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 06/26/2025 | C A |
| GCAT2025INV3789 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/24/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agreed with audit - condition cleared ; Lender agreed with audit - condition cleared ; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender NMLS XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 07/03/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3789 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/10/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3789 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/10/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. MIssing XXX |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 06/20/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3790 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/10/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3791 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/11/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3792 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/18/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3792 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 06/20/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3793 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FCRE2009 | Credit | Rent Loss Insurance Missing | Missing rent loss insurance coverage Subject property will be used as an XXX property; however, insurance policy does not include rent loss coverage as required. | I acknowledge the reviewer's comments, however, the subject property is qualified with full XXX (no rental income is considered) therefore there's no need for rent loss insurance. \| | 07/14/2025 | Condition resolved as we have received information from lender.; Missing rent loss insurance coverage Subject property will be used as an XXX property; however, insurance XXXcy does not include rent loss coverage as required. | 07/15/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3793 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/29/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX discrepancy noted: Audit XXX XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. |  |  | Lender agreed with audit - condition cleared ; Lender agreed with audit - condition cleared ; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3793 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Compliance to address. |  |  | HMDA data received, additional discrepancy finding created. ; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. Compliance to address. | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3794 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/29/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agreed with audit - condition cleared ; Lender agreed with audit - condition cleared ; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3794 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding created. ; HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3795 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/26/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agreed with audit - condition cleared ; Lender agreed with audit - condition cleared ; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender NMLS missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 07/03/2025 | C A B |
| GCAT2025INV3795 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/11/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 07/03/2025 | C A |
| GCAT2025INV3796 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/11/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3797 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/12/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3798 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/12/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3799 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/12/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3800 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/16/2025 | Rescinded | FCRE9780 | Credit | Business Purpose Affidavit/Disclosure Missing | Business Purpose Affidavit/Disclosure Missing Missing Business Purpose Affidavit/Disclosure. | AFBD | 06/30/2025 | Audit reviewed Lender's response and has determined a Business Purpose Affidavit is not required on XXX transactions. Condition rescinded. ; Business Purpose Affidavit/Disclosure Provided | 07/01/2025 | C A |
| GCAT2025INV3800 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/16/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | C A |
| GCAT2025INV3800 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/17/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 06/20/2025 | C A |
| GCAT2025INV3801 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/17/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing Third party valuation product. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order CDA. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3801 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3802 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3802 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/17/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 06/20/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3803 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3804 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/21/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3804 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/24/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/29/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3805 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/29/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3805 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/20/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing third party valuation product as SSR Report is not within tolerance. |  |  | Third party valuation product provided within tolerance. | 06/27/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3806 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/26/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX Discrepancy Noted: The following XXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. XXX provide Universal Loan Identifier (ULI). |  |  | Lender supplied ULI - condition cleared ; Lender supplied ULI - condition cleared ; Material Finding | 07/03/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3806 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/13/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3807 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/20/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Lender requires a third party fraud tool be obtained on all loans; however, a report was not found in the loan file. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/30/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3807 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Compliance to resolve. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/29/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3807 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/25/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 06/27/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3808 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/13/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | C A |
| GCAT2025INV3809 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/12/2025 | Resolved | FCOM3075 | Credit | Missing XXX Act Disclosure or ID | Missing XXX Act Disclosure or ID. The Patriot Act Disclosure is required for all mortgage applicant, including non-XXX. | Patriot | 06/30/2025 | Lender provided completed Patriot Act form and photo ID. Condition cleared.; US Patriot Act Disclosure or ID provided.; Material Finding | 07/01/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3809 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/12/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 07/01/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3810 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/16/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/26/2025 | C A |
| GCAT2025INV3810 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/17/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 06/20/2025 | C A |
| GCAT2025INV3811 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/12/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3812 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/16/2025 | Resolved | FCRE6101 | Credit | Audited AUS Interested Party Contribution Exceeds Guideline Program Maximum | Audited AUS Interested Party Contribution of XXX% exceeds maximum AUS interested party contribution XXX of XXX%. | XXX | 06/30/2025 | Lender provided (IPC) calculator. Audit re-calculated IPC of $XXX is within XXX% tolerance IPC maximum of $XXX. The TOP of $XXX and Deed of $XXX are customary fees paid by Seller and are not included in the IPC calculations. Condition cleared.; Audited Interested Party Contribution is less than or equal to Guideline Program Maximum | 07/01/2025 | C A |
| GCAT2025INV3812 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/16/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing XXX |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 07/01/2025 | C A |
| GCAT2025INV3812 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/16/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | C A |
| GCAT2025INV3813 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/16/2025 | Rescinded | FCRE1332 | Credit | Borrower 1 XXX Less Than XXX Month Provided | Borrower 1 XXX Less Than XXX Month Provided Income documents provided meets AUS requirements. | Income verification has been met | 06/30/2025 | Audit reviewed Lender's response and has determine income documentation in file meets AUS requirements. Condition cleared.; Borrower 1 Paystubs Less Than XXX Month Provided Condition Resolved | 07/01/2025 | C A |
| GCAT2025INV3813 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/16/2025 | Rescinded | FCOM3592 | Credit | Missing Taxpayer First Act Disclosure | Taxpayer First Act Disclosure is missing. Missing Taxpayer First Act Disclosure. | Taxpayer response | 06/30/2025 | Audit reviewed Lender's response and has determined the Taxpayer Disclosure is included in the XXX. Condition rescinded. ; Taxpayer First Act Disclosure is provided; Material Finding | 07/01/2025 | C A |
| GCAT2025INV3813 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/16/2025 | Rescinded | FCRE9780 | Credit | Business Purpose Affidavit/Disclosure Missing | Business Purpose Affidavit/Disclosure Missing Missing Business Purpose Affidavit/Disclosure. | XXX | 06/30/2025 | Audit reviewed Lender's response and has determined a Business Purpose Affidavit is not required on XXX transactions. Condition rescinded. ; Business Purpose Affidavit/Disclosure Provided | 07/01/2025 | C A |
| GCAT2025INV3813 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/16/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 07/01/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3814 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/16/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3815 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/16/2025 | Rescinded | FCOM3592 | Credit | Missing Taxpayer First Act Disclosure | Taxpayer First Act Disclosure is missing. Missing Taxpayer First Act Disclosure. | Taxpayer response | 06/30/2025 | Audit reviewed Lender's response and has determined the Taxpayer Disclosure is included in the XXX. Condition rescinded. ; Taxpayer First Act Disclosure is provided; Material Finding | 07/01/2025 | C A |
| GCAT2025INV3815 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/16/2025 | Rescinded | FCRE9780 | Credit | Business Purpose Affidavit/Disclosure Missing | Business Purpose Affidavit/Disclosure Missing Missing Business Purpose Affidavit/Disclosure. | XXX transaction that does not exceed XXX% points & fees therefore a business purpose is not required | 06/30/2025 | Audit reviewed Lender's response and has determined a Business Purpose Affidavit is not required on XXX transactions. Condition rescinded. ; Business Purpose Affidavit/Disclosure Provided | 07/01/2025 | C A |
| GCAT2025INV3815 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/16/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 07/01/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3816 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/13/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | Affiliate | 07/09/2025 | Lender provided Affiliated Business Disclosure. Condition cleared.; Required Affiliated Business Disclosure Documentation Provided; Material Finding | 07/10/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3816 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/24/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/29/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3817 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/17/2025 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. The Final 1003 reflects that XXX has XXX outstanding liens. One of the liens, XXX #XXX with a payment of XXX a monthly and an outstanding balance of XXX is missing from the file. The most recent Statement or similar is required to be able to determine the reserves and correct monthly payment. | Invalid - Review the final CD as XXX is being paid off at closing XXX | 07/01/2025 | Audit reviewed Lender's response and has determined the final CD in file on page XXX for the XXX of property XXX reflects the XXX account as paid off at closing. Condition cleared.; Borrower 1 Credit Report is not partially present. | 07/03/2025 | C A B |
| GCAT2025INV3817 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/13/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Missing ABD | No affiliates | 07/02/2025 | Lender provided attestation of no affiliates. Condition cleared. ; Required Affiliated Business Disclosure Documentation Provided; Material Finding | 07/03/2025 | C A B |
| GCAT2025INV3817 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | C A B |
| GCAT2025INV3818 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/22/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3818 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/24/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA data received - No level XXX discrepancies - condition cleared. ; HMDA Data Tape Provided. | 06/29/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3819 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/19/2025 | Resolved | FCOM3075 | Credit | Missing XXX Act Disclosure or ID | Missing XXX Act Disclosure or ID. | Patriot | 07/11/2025 | Lender provided completed Patriot Act form. Condition cleared.; US Patriot Act Disclosure or ID provided.; Material Finding | 07/15/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3819 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/19/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 07/15/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3819 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/24/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 07/03/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3820 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/26/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agreed with audit - condition cleared ; Lender agreed with audit - condition cleared ; Material Finding; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI Missing. Please provide Universal Loan Identifier (ULI). | 07/03/2025 | is Greater than the Guideline Minimum - Material Finding \| Qualifying DTI below max allowed. - Material Finding \| Original CLTV is Below the Guideline Maximum - Material Finding \| Original LTV is Below the Guideline Maximum - Material Finding \| Borrower has stable job time - Material Finding A |
| GCAT2025INV3820 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/18/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 07/03/2025 | is Greater than the Guideline Minimum - Material Finding \| Qualifying DTI below max allowed. - Material Finding \| Original CLTV is Below the Guideline Maximum - Material Finding \| Original LTV is Below the Guideline Maximum - Material Finding \| Borrower has stable job time - Material Finding A |
| GCAT2025INV3820 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/19/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Missing ABD | ABD | 07/01/2025 | Lender provided attestation of no affiliates. Condition cleared.; Required Affiliated Business Disclosure Documentation Provided; Material Finding | 07/03/2025 | is Greater than the Guideline Minimum - Material Finding \| Qualifying DTI below max allowed. - Material Finding \| Original CLTV is Below the Guideline Maximum - Material Finding \| Original LTV is Below the Guideline Maximum - Material Finding \| Borrower has stable job time - Material Finding A |
| GCAT2025INV3820 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/18/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX provide a Third Party Valuation. |  |  | Third party valuation product provided within tolerance. | 06/24/2025 | is Greater than the Guideline Minimum - Material Finding \| Qualifying DTI below max allowed. - Material Finding \| Original CLTV is Below the Guideline Maximum - Material Finding \| Original LTV is Below the Guideline Maximum - Material Finding \| Borrower has stable job time - Material Finding A |
| GCAT2025INV3821 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/24/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agreed with audit - condition cleared ; Lender agreed with audit - condition cleared ; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender NMLS XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 07/03/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3821 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/16/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3821 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/17/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 06/20/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3822 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/16/2025 | Rescinded | FCRE9780 | Credit | Business Purpose Affidavit/Disclosure Missing | Business Purpose Affidavit/Disclosure Missing Missing Business Purpose Affidavit/Disclosure. | XXX transaction wit points & fees under XXX% therefore this is not required | 06/30/2025 | Audit reviewed Lender's response and has determined a Business Purpose Affidavit is not required on XXX transactions. Condition rescinded. ; Business Purpose Affidavit/Disclosure Provided | 07/01/2025 | D A |
| GCAT2025INV3822 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/24/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: | We agree with audit's value - XXX XXX | 06/30/2025 | Lender agreed with audit value. Condition cleared. ; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender NMLS missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 07/01/2025 | Borrower has stable job time - Material Finding D A |
| GCAT2025INV3822 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/16/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 07/01/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3822 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/16/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Third party fraud report was not provided for review. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/24/2025 | Borrower has stable job time - Material Finding D A |
| GCAT2025INV3823 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/16/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA discrepancy noted: Audit NMLS XXX vs Lender NMLS missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. ; HMDA Data Tape Provided. | 06/26/2025 | C A |
| GCAT2025INV3824 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/20/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing documentation to support the amounts used for primary housing expense for both borrowers. | Taxes, insurance and HOA | 07/11/2025 | Condition resolved as we have received evidence of the REO PITIA. | 07/15/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3824 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/29/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: | XXX discrepancy noted: Audit XXX XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 06/29/2025 | Lender agreed with audit - condition cleared ; Lender agreed with audit - condition cleared ; Material Finding | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3824 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding created. ; HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3824 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/20/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third party valuation product provided, pg XXX. |  |  | Third party valuation product provided within tolerance. | 07/01/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3824 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/20/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third party Fraud report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3825 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/24/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agreed with audit - condition cleared ; Lender agreed with audit - condition cleared ; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender NMLS missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 07/03/2025 | C A B |
| GCAT2025INV3825 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/13/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 07/03/2025 | C A |
| GCAT2025INV3826 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/29/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX discrepancy noted: Audit XXX XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. |  |  | Lender agreed with audit - condition cleared ; Lender agreed with audit - condition cleared ; Material Finding | 07/03/2025 | C A B |
| GCAT2025INV3826 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/24/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding created. ; HMDA Data Tape Provided. | 07/03/2025 | C A |
| GCAT2025INV3826 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/24/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 07/01/2025 | C A |
| GCAT2025INV3827 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/26/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agreed with audit, condition cleared. ; Material Finding; Material Finding; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI Missing. Please provide Universal Loan Identifier (ULI). Additionally, HMDA discrepancy noted: Audit NMLS vs Lender NMLS XXX missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 07/03/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3827 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/13/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3828 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/24/2025 | Resolved | FCRE1241 | Credit | XXX Contract is Missing | is XXX but XXX Contract Doc is Missing | Invalid - XXX/XXX length transaction - Sales of Escrow Instruction was provided in the original upload. | 07/08/2025 | Lender provided XXX contract. Condition cleared.; XXX Contract Doc is not Missing, or is Not Applicable. | 07/10/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3828 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/29/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX discrepancy noted: Audit XXX XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. |  |  | Lender agreed with audit, condition cleared. ; Lender agreed with audit, condition cleared. ; Material Finding | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3828 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/24/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding created. ; HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3829 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/21/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3829 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/24/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/29/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3830 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/16/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3831 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/16/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3831 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/17/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 06/20/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3832 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/29/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3833 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/29/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3834 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/16/2025 | Rescinded | FCOM1114 | Compliance | Late Charge Percent is greater than XXX% | Late Charge Percent is greater than XXX% | Late Charge Percent is not greater than XXX% | 06/30/2025 | Audit reviewed Lender's response and has determined the late charge reflected on Note is XXX%. Condition rescinded.; Validation Resolved | 07/01/2025 | C A |
| GCAT2025INV3834 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3835 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/29/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3836 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/16/2025 | Resolved | FCRE1192 | Credit | Audited Reserves are less than AUS Required Reserves (Number of Months) | Audited Reserves of XXX month(s) are less than AUS Required Reserves of XXX month(s) | Already provided | 07/01/2025 | Lender provided asset documentation. Audit reviewed asset documentation in file and has determined the post dated asset documentation in file reflects updated balances available at the time of closing and reflects the closing funds sent to title from Borrower's bank Statement in the amount of $XXX. Asset documentation in file is sufficient for closing costs and reserves. Condition cleared.; Audited Reserves of XXX month(s) are greater than or equal to AUS Required Reserves of XXX month(s) ; Audited Reserves of XXX month(s) are greater than or equal to AUS Required Reserves of XXX month(s) | 07/03/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3836 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/16/2025 | Resolved | FCRE1191 | Credit | Audited Reserves are less than AUS Required Reserves (Dollar Amount) | Audited Reserves of $XXX are less than AUS Required Reserves of $XXX |  |  | Lender provided asset documentation. Audit reviewed asset documentation in file and has determined the post dated asset documentation in file reflects updated balances available at the time of closing and reflects the closing funds sent to title from Borrower's bank Statement in the amount of $XXX. Asset documentation in file is sufficient for closing costs and reserves. Condition cleared.; Audited Reserves of $XXX are equal to or greater than AUS Required Reserves of $XXX; Audited Reserves of $XXX are equal to or greater than AUS Required Reserves of $XXX | 07/03/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3836 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3837 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/28/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX Discrepancy Noted: The following XXX Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI Missing. XXX provide Universal Loan Identifier (ULI). |  |  | Lender agreed with audit, condition cleared. ; Lender agreed with audit, condition cleared. ; Material Finding | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3837 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/24/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3837 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/21/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 06/27/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3838 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/26/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX discrepancy noted: Audit address is XXX XXX vs Lender value XXX XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. |  |  | Lender agreed with audit, condition cleared. ; Lender agreed with audit, condition cleared. ; Material Finding | 07/03/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3838 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3839 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/20/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/30/2025 | D A |
| GCAT2025INV3839 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/26/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/29/2025 | D A C |
| GCAT2025INV3840 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/24/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/29/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3841 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3842 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Rescinded | FCRE1479 | Credit | Asset XXX Does Not Meet Guideline Requirements | Asset Record XXX Does Not Meet G/L Requirements. Selling Guide requires asset Statement to cover the most recent XXX month period of account activity (XXX days or the most recent quarter). The is XX/XX/XXXX and the XXX #XXX savings Statement covers XXX. As a new quarterly Statement would have dropped before closing. The XXX XXX #XXX Statement is required per guidelines. | Per XXX B1-XXX-XXX, For all mortgage loans (existing and new construction) , the credit documents must be no more than XXX months old on the. XX/XX/XXXX to XX/XX/XXXX is XXX days, or XXX months and XXX days. | 07/14/2025 | Rescinded as the asset document is within the XXX days required. | 07/15/2025 | C A |
| GCAT2025INV3842 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/29/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3843 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/16/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). | Apprsl | 07/01/2025 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared. ; Evidence of appraisal delivery provided.; Material Finding | 07/03/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3843 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/13/2025 | Resolved | FCOM3075 | Credit | Missing XXX Act Disclosure or ID | Missing XXX Act Disclosure or ID. Patriot Act Form with Identification documents reviewed for the borrower and co borrower are missing from the file. Additional conditions may apply. | Patriot | 07/01/2025 | Lender provided completed Patriot Act forms for both Borrowers. Condition cleared.; US Patriot Act Disclosure or ID provided.; Material Finding | 07/03/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3843 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/13/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3843 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/13/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order. |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 06/20/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3844 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/20/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). | Appraisal delivery | 07/09/2025 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared. ; Evidence of appraisal delivery provided.; Material Finding | 07/10/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3844 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/16/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation required to confirm the Affiliated Business disclosure was sent within the XXX days of application. Per the Privacy Disclosure, Alerus has affiliates. | ABD | 07/08/2025 | Lender provided attestation of no affiliates. Condition cleared. ; Required Affiliated Business Disclosure Documentation Provided; Material Finding | 07/10/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3844 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/29/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX discrepancy noted: Audit XXX XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. |  |  | Lender agreed with audit, condition cleared. ; Lender agreed with audit, condition cleared. ; Material Finding | 07/03/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3844 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/24/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding created. ; HMDA Data Tape Provided. | 07/03/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3844 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/20/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not found in file. |  |  | Third party valuation product provided within tolerance. | 07/03/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3845 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/19/2025 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. The LPA approved loan with an appraisal waiver. |  |  | Downgraded to a non material B grade. | 07/21/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3845 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/29/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Condition cleared, lender agreed with audit. ; Condition cleared, lender agreed with audit. ; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. ; Condition cleared, lender agreed with audit. ; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. ; Condition cleared, lender agreed with audit. ; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3845 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/19/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding created. ; HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3845 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/24/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 06/27/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3846 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/16/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing. | No affiliates | 06/30/2025 | Lender provided attestation of no affiliates. Condition cleared.; Required Affiliated Business Disclosure Documentation Provided; Material Finding | 07/01/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3846 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/24/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX discrepancy noted: Audit XXX XXX vs Lender XXX missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | We agree with audit's value - XXX | 06/30/2025 | Lender agreed with audit value. Condition cleared. ; Material Finding | 07/01/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3846 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/14/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 07/01/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3846 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/14/2025 | Rescinded | FCOM1233 | Credit | The Final 1003 is Incomplete | The Final 1003 is Incomplete The Final 1003 for the XXX does not include the XXX for the XXX in the amount of $XXX. XXX provide a corrected XXX. |  |  | Meets guidelines. | 06/24/2025 | C A B |
| GCAT2025INV3846 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/14/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order. |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 06/20/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3847 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Compliance to address. |  |  | Lender agreed with audit, condition cleared. ; HMDA data received, additional discrepancy finding created. ; HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3847 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/29/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX discrepancy noted: Audit XXX XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. |  |  | Lender agreed with audit, condition cleared. ; Lender agreed with audit, condition cleared. ; Material Finding | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3848 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/24/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: Audit XXX XXX vs Lender value Missing. Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. |  |  | Lender agreed with audit, condition cleared. | 07/03/2025 | C A B |
| GCAT2025INV3848 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/14/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 07/03/2025 | C A |
| GCAT2025INV3848 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/14/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order CDA. | 06/26/2025 | C A |
| GCAT2025INV3849 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/15/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3849 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/24/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agreed with audit, condition cleared. ; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender NMLS missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 07/03/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3850 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/16/2025 | Rescinded | FCOM3592 | Credit | Missing Taxpayer First Act Disclosure | Taxpayer First Act Disclosure is missing. Taxpayer First Act Disclosure is missing for both B1 and B2. | taxpayer response | 06/30/2025 | Audit reviewed Lender's response and has determined the Taxpayer Disclosure is included in the XXX. Condition rescinded.; Taxpayer First Act Disclosure is provided; Material Finding | 07/01/2025 | C A |
| GCAT2025INV3850 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/26/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: | We agree with audit's value - XXX XXX \| | 06/30/2025 | Lender agreed with audit value. Condition cleared. ; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender NMLS missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 07/01/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3850 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/16/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 07/01/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3850 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/16/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 06/24/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3851 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/17/2025 | Resolved | FCOM1227 | Credit | XXX Rider is Missing | XXX Rider is Missing | Provided in original submission | 07/01/2025 | Lender provided PUD Rider. Condition cleared.; The PUD Rider is Present or is Not Applicable (Property Type is PUD) | 07/03/2025 | D A |
| GCAT2025INV3851 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/19/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | D A C |
| GCAT2025INV3852 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3852 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/26/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agreed with audit, condition cleared. ; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender NMLS missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 07/03/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3853 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3853 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/17/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order CDA. | 06/24/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3854 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3855 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3855 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/26/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX Discrepancy Noted: The following XXX Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI Missing. XXX provide Universal Loan Identifier (ULI). |  |  | Lender agreed with audit, condition cleared. ; Material Finding | 07/03/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3855 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/18/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order CDA. | 06/24/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3855 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/18/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/24/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3856 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/18/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3857 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3857 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/17/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 06/24/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3858 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | C A |
| GCAT2025INV3859 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3860 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3860 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/17/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 06/20/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3861 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/18/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3862 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | C A |
| GCAT2025INV3863 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3864 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/18/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3865 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/17/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Provide confirmation the Affiliated Business Disclosure was issued within XXX days of XX/XX/XXXX. Per the Privacy Disclosure, XXX is affiliated with XXX Appraisals. | ABD | 07/08/2025 | Lender provided attestation of no affiliates. Condition cleared. ; Required Affiliated Business Disclosure Documentation Provided; Material Finding | 07/10/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3865 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/19/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/29/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3866 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/18/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Lender agreed with audit, condition cleared. C A |
| GCAT2025INV3866 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/26/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agreed with audit, condition cleared. ; Material Finding; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI Missing. Please provide Universal Loan Identifier (ULI). | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Lender agreed with audit, condition cleared. C A |
| GCAT2025INV3866 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/17/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Required Affiliated Business Disclosure Missing | ABD | 07/01/2025 | Lender provided attestation of no affiliates. Condition cleared. ; Required Affiliated Business Disclosure Documentation Provided; Material Finding | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Lender agreed with audit, condition cleared. C A |
| GCAT2025INV3866 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/17/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). Provide evidence appraisal was delivered to borrower at least XXX days prior to consummation. | Appraisal delivery | 07/02/2025 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared. ; Evidence of appraisal delivery provided.; Material Finding | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Lender agreed with audit, condition cleared. C A |
| GCAT2025INV3866 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/19/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 06/20/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Lender agreed with audit, condition cleared. C A |
| GCAT2025INV3867 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/17/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Required Affiliated Business Disclosure Missing | No affiliates | 07/02/2025 | Lender provided attestation of no affiliates. Condition cleared. ; Required Affiliated Business Disclosure Documentation Provided; Material Finding | 07/03/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3867 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3867 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/19/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 06/20/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3868 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/19/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding created. ; HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3868 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/29/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX discrepancy noted: Audit XXX XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. |  |  | Lender agreed with audit, condition cleared. ; Material Finding | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3869 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/17/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing third party valuation from XXX and XXX. |  |  | XXX obtained - within tolerance - cleared; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order CDA.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order CDA. | 07/11/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3869 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3869 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/24/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | Material Finding |  |  | Lender agreed with audit, condition cleared. ; The following HMDA Discrepancy(s) have been noted: HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI Missing. Please provide Universal Loan Identifier (ULI). Also, HMDA discrepancy noted: Audit NMLS XXX vs Lender NMLS missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 07/03/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3869 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/17/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | ABD | 07/01/2025 | Lender provided attestation of no affiliates. Condition cleared. ; Required Affiliated Business Disclosure Documentation Provided; Material Finding | 07/03/2025 | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3869 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/17/2025 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Property Inspection Waiver used as origination valuation product. Will remain a Non material B grade. |  |  |  |  | Borrower has stable job time - Material Finding C A |
| GCAT2025INV3870 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3870 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/26/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agreed with audit, condition cleared. ; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender NMLS missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 07/03/2025 | Borrower has stable job time - Material Finding D A |
| GCAT2025INV3870 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/17/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud report missing. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/24/2025 | Borrower has stable job time - Material Finding D A |
| GCAT2025INV3871 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FCRE7495 | Credit | Verification of Borrower Liabilities Missing or Incomplete | Missing evidence of taxes for REO located at XXX XXX. Lender has calculated $XXX more in total debts than what has been documented in the file. Missing evidence of this difference in debts. | XXX Center Taxes: attached \| \| Total Liabilities $XXX \| Credit $XXX \| XXX $XXX \| XXX $XXX \| XXX $XXX \| Subject $XXX | 07/14/2025 | Condition resolved as we have received evidence of the REO debt. | 07/15/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3871 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FCRE1297 | Credit | Income XXX Months Income Verified is Missing | Income XXX Months Income Verified is Missing Missing evidence of the income loss of -$XXX as indicated on the Final 1003. | The XXX identifies this as Schedule E Loss | 07/14/2025 | Resolved as we have received evidence of the debts in question. ; Income XXX Months Income Verified is Present Or Not Applicable | 07/15/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3871 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding created. ; HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3871 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/29/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX discrepancy noted: Audit XXX XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. |  |  | Lender agreed with audit, condition cleared. ; Material Finding | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3872 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Rescinded | FCRE1203 | Credit | Potential Fraud Reflected on Fraud Report | Potential Fraud Reflected on Fraud Report Fraud report reflects Auto Refer with a score of XXX and high alerts are not cleared. |  |  | Condition rescinded as the fraud alerts were cleared with the SAM search and supporting documents in loan file. ; Potential Fraud Reflected on Fraud Report is Resolved or None Exists | 07/22/2025 | C A |
| GCAT2025INV3872 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing third party valution product. |  |  | Third party valuation product provided within tolerance. | 07/17/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3872 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Rescinded | FCRE1347 | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing Missing 3rd party VOE prior to closing for B2. | Borrower 2 income was not used to qualify. See updated LP and XXX only using B1 income for qualification purposes and therefore a VOE for B2 is not required | 07/15/2025 | Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals XXX) Audit reviewed Lender's response and has determined the most current AUS #XXX in file and the XXX reflects Borrower 2 income was not used in qualification; therefore, a VVOE is not required. Condition rescinded.; Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals XXX) Audit reviewed Lender's response and has determined the most current AUS #XXX in file and the XXX reflects Borrower 2 income was not used in qualification; therefore, a VVOE is not required. Condition rescinded. | 07/17/2025 | C A |
| GCAT2025INV3872 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding created. ; HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3872 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/29/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX discrepancy noted: Audit XXX XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. |  |  | Lender agreed with audit, condition cleared. ; Material Finding | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3873 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/20/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). | Appraisal delivery | 07/11/2025 | Cleared as we have received evidence of appraisal delivery. ; Evidence of appraisal delivery provided.; Material Finding | 07/15/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% A |
| GCAT2025INV3873 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/29/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | Material Finding |  |  | Condition resolved as lender agrees with audit. ; Condition resolved as lender agrees with audit. ; The following HMDA Discrepancy(s) have been noted: HMDA discrepancy noted: Audit appraisal value $XXX (column D) vs Lender value $XXX, per HMDA property value is the value used to calculate the LTV. Lender can clear finding by agreeing with audit's finding, or providing documentation to support their value. Also the audit NMLS is XXX vs. Lender value of XXX, Lender can clear finding by agreeing with audit's finding, or providing documentation to support their value.; Condition resolved as lender agrees with audit. ; The following HMDA Discrepancy(s) have been noted: HMDA discrepancy noted: Audit appraisal value $XXX (column D) vs Lender value $XXX, per HMDA property value is the value used to calculate the LTV. Lender can clear finding by agreeing with audit's finding, or providing documentation to support their value. Also the audit NMLS is XXX vs. Lender value of XXX, Lender can clear finding by agreeing with audit's finding, or providing documentation to support their value. | 07/15/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% A |
| GCAT2025INV3873 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA datata received, addition discrepancy finding noted. ; HMDA Data Tape Provided. | 07/15/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% A |
| GCAT2025INV3874 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/22/2025 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. | What is being cited for cure? We acknowledge the loan was delivered with an AUS approving Appraisal waiver. What is needed? | 07/08/2025 | AUS reflects a PIW was used, which matches the tape value. Finding downgraded to Non-material.; Property Inspection Waiver or Appraisal Waiver used as origination valuation product..; Material Finding | 07/10/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3874 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/22/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3874 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/24/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/29/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3874 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/22/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 06/27/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3875 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 06/19/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation required to clear exception: Required Affiliated Business Disclosure Missing. | ABD | 07/08/2025 | Lender provided attestation of no affiliates. Condition cleared. ; Required Affiliated Business Disclosure Documentation Provided; Material Finding | 07/10/2025 | D A B |
| GCAT2025INV3875 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 06/24/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding created. ; HMDA Data Tape Provided. | 07/03/2025 | D A C B |
| GCAT2025INV3875 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 06/29/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX discrepancy noted: Audit XXX XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. |  |  | Lender agreed with audit, condition cleared. ; Material Finding | 07/03/2025 | D A B |
| GCAT2025INV3875 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 06/22/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/30/2025 | D A B |
| GCAT2025INV3876 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Compliance to address. |  |  | HMDA Data Tape Provided. | 07/03/2025 | is Greater than the Guideline Minimum - Material Finding \| Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3876 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/26/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX discrepancy noted: Audit XXX vs Lender XXX XXX missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. |  |  | Lender agreed with audit, condition cleared. ; Material Finding | 07/03/2025 | is Greater than the Guideline Minimum - Material Finding \| Borrower has stable job time - Material Finding D A |
| GCAT2025INV3876 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/17/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Lender requires a third party fraud tool be obtained on all loans; however, a report was not found in the loan file. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/24/2025 | is Greater than the Guideline Minimum - Material Finding \| Borrower has stable job time - Material Finding D A |
| GCAT2025INV3877 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/18/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Compliance to resolve. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | is Greater than the Guideline Minimum - Material Finding D A C |
| GCAT2025INV3877 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/18/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Lender requires a third party fraud tool be obtained on all loans; however, a report was not found in the loan file. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/24/2025 | is Greater than the Guideline Minimum - Material Finding D A C |
| GCAT2025INV3877 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/18/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Subject is a XXX property so the XXX XXX did not provide a Collateral Underwriter Risk Score. |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 06/20/2025 | is Greater than the Guideline Minimum - Material Finding D A C |
| GCAT2025INV3878 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/29/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3879 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/24/2025 | Resolved | FVAL3825 | Property | XXX Declared Disaster Dated Prior to the , After Appraisal Date | Property located in XXX Declared XXX with no subsequent property Inspection. The subject was located in a XXX XXX on XX/XX/XXXX through XXX/XXX/XXX. There loan was completed with an inspection waiver, a property condition report will be required to verify any damages and property condition. | XXX see inspection | 07/16/2025 | Lender provided PCI dated XX/XX/XXXX, post Incident End date of XX/XX/XXXX and reflects there was no damage to property. Condition cleared.; Property Inspection Provided. | 07/17/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3879 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/19/2025 | Resolved | FCOM5135 | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation required to confirm the Affiliated Business disclosure was sent within the XXX days of application, XX/XX/XXXX or provide documentation confirming XXX doesn't have affiliates. | ABD | 07/08/2025 | Lender provided attestation of no affiliates on subject transaction. Condition cleared. ; Required Affiliated Business Disclosure Documentation Provided; Material Finding | 07/10/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3879 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/29/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX discrepancy noted: Audit XXX XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. |  |  | Lender agreed with audit, condition cleared. ; Lender agreed with audit, condition cleared. ; Material Finding | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3879 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/24/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding created. ; HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3879 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/19/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 06/27/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3879 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/19/2025 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. This loan uses an appraisal waiver |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3880 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/24/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/29/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3881 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 07/03/2025 | is Greater than the Guideline Minimum - Material Finding \| Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3881 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/26/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agreed with audit, condition cleared. ; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender NMLS missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 07/03/2025 | is Greater than the Guideline Minimum - Material Finding \| Borrower has stable job time - Material Finding D A |
| GCAT2025INV3881 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/18/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report XXX provide a Third Party Fraud Report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/24/2025 | is Greater than the Guideline Minimum - Material Finding \| Borrower has stable job time - Material Finding D A |
| GCAT2025INV3882 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/23/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report There is an XXX check for each borrower in the file, however, the Fraud Report is missing. |  |  | Fraud Report received with no red flags. Condition Cleared.; Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3882 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/23/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/29/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3883 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/18/2025 | Resolved | FCRE1347 | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing XXX provide a VOE for Borrower 2. | Provided in original submission | 07/01/2025 | Lender provided email correspondence from Borrower 2 employer dated within XXX business days of the verifying Borrower 2 employment. Condition cleared.; Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals XXX) | 07/03/2025 | Qualifying DTI below max allowed. - Material Finding \| Original CLTV is Below the Guideline Maximum - Material Finding \| Original LTV is Below the Guideline Maximum - Material Finding \| Borrower has stable job time - Material Finding \| is Greater than the Guideline Minimum - Material Finding A |
| GCAT2025INV3883 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/18/2025 | Resolved | FCRE9785 | Credit | XXX Contract is Incomplete | is XXX but XXX Contract Doc is Incomplete XXX provide an updated XXX Contract with the correct of $XXX. | Addendum | 07/02/2025 | Lender provided addendum to XXX contract reflecting XXX price of $XXX. Condition cleared.; XXX Contract Doc is complete.; is XXX but XXX Contract Doc is Incomplete ok; Material Finding | 07/03/2025 | Qualifying DTI below max allowed. - Material Finding \| Original CLTV is Below the Guideline Maximum - Material Finding \| Original LTV is Below the Guideline Maximum - Material Finding \| Borrower has stable job time - Material Finding \| is Greater than the Guideline Minimum - Material Finding A |
| GCAT2025INV3883 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/18/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | Qualifying DTI below max allowed. - Material Finding \| Original CLTV is Below the Guideline Maximum - Material Finding \| Original LTV is Below the Guideline Maximum - Material Finding \| Borrower has stable job time - Material Finding \| is Greater than the Guideline Minimum - Material Finding A |
| GCAT2025INV3883 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/18/2025 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Finding is non material grade b. |  |  |  |  | Qualifying DTI below max allowed. - Material Finding \| Original CLTV is Below the Guideline Maximum - Material Finding \| Original LTV is Below the Guideline Maximum - Material Finding \| Borrower has stable job time - Material Finding \| is Greater than the Guideline Minimum - Material Finding A |
| GCAT2025INV3884 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 06/23/2025 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Loan eligible for Collateral R&W w/ appraisal waiver through XX/XX/XXXX (is XX/XX/XXXX) | What is being cited for cure? We acknowledge the loan was delivered with an AUS approving Appraisal waiver. What is needed? | 07/08/2025 | AUS reflects a PIW was used, which matches the tape value. Finding downgraded to Non-material.; Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Meets guidelines; Material Finding | 07/10/2025 | C B A |
| GCAT2025INV3884 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 06/29/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agreed with audit, condition cleared. ; Material Finding; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 07/03/2025 | C B A |
| GCAT2025INV3884 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 06/23/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding created. ; HMDA Data Tape Provided. | 07/03/2025 | C B A |
| GCAT2025INV3884 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 06/23/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. A third party valuation to support the subject's value is required but missing from the file. |  |  | Third party valuation product provided within tolerance. | 06/27/2025 | C B A |
| GCAT2025INV3885 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | XXX provide the hazard insurance declarations for the rental properties located at XXX. Additionally, XXX verify the Homeowner's Association dues for all rental properties including the Borrower's XXX. | For non-subject rental properties it's our practice to use the figures from the Schedule E as opposed to obtaining more documentation. HOI and HOA figures are reported. | 07/14/2025 | Condition resolved as we have received lenders evidence of calculating the TI and A for the REO's. | 07/15/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3885 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FPRO1136 | Property | Subject property appraisal is not on an as-is basis (Primary Value) | Primary Value Subject Property Appraisal is not on an As-Is Basis XXX provide a Completion Cert. | 1004D | 07/11/2025 | Received the missing XXX from lender, condition cleared. ; Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable | 07/15/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3885 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding created. ; HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3885 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/29/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Audit confirmed Loan Originator NMLS as XXX, which matches Lender NMLS of XXX. Condition cleared.; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3885 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FCRE1145 | Credit | Title Document Missing | Title Document is missing XXX provide the Title. | Document Uploaded. | 07/01/2025 | Lender provided Title Commitment. Condition cleared.; Title Document is fully Present | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3885 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report XXX provide a Fraud Report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/30/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3886 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/19/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). | Appraisal delivery | 07/11/2025 | Evidence of appraisal delivery provided.; Material Finding; The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. | 07/15/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3886 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/24/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/29/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3886 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/24/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 06/27/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3887 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/24/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 07/03/2025 | D A C |
| GCAT2025INV3887 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/28/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX Discrepancy Noted: The following XXX Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI Missing. XXX provide Universal Loan Identifier (ULI). |  |  | Lender agreed with audit, condition cleared. ; Material Finding | 07/03/2025 | D A B |
| GCAT2025INV3887 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/19/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/30/2025 | D A |
| GCAT2025INV3888 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/24/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/29/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3889 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/18/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3889 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/23/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX discrepancy noted: Audit ULI XXX vs Lender ULI missing from loan file, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. Also, XXX discrepancy noted: Audit XXX XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. |  |  | Lender agreed with audit, condition cleared. ; Material Finding | 07/03/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3889 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/18/2025 | Resolved | FCRE1347 | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing Missing B2 VOE prior to closing. | VOE | 07/02/2025 | Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals XXX) Lender provided VVOE dated within XXX business days of the. Condition cleared. | 07/03/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3889 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/18/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing third party fraud report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/24/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3889 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/18/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing thrid party valuation product. |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 06/20/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3890 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/24/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding created. ; HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3890 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/29/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX discrepancy noted: Audit XXX XXX vs Lender value, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. |  |  | Lender agreed with audit, condition cleared. ; Material Finding | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3890 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3891 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Acknowledged | FCRE1159 | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. Hazard effective date cannot be after disbursement date. Missing insurance with effective date of XX/XX/XXXX. | Affidavit | 07/18/2025 | Lender provided attestation & PCI showing no damage - grade B - condition acknowledged | 07/21/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3891 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FCRE1297 | Credit | Income XXX Months Income Verified is Missing | Income XXX Months Income Verified is Missing Missing documentation for REO XXX. XXX was not documented. | REO | 07/10/2025 | Lender provided property tax bill for XXX verifying taxes on property. The account number matches XXX's XXX# and Vesting Report on page XXX, which verifies property is owned free and clear. Condition cleared.; Income XXX Months Income Verified is Present Or Not Applicable | 07/11/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3891 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| GCAT2025INV3891 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/28/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX Discrepancy Noted: The following XXX Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI Missing. XXX provide Universal Loan Identifier (ULI). |  |  | Lender agreed with audit, condition cleared. ; Material Finding | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3891 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing third party fraud report. |  |  | Third Party Fraud Report is provided | 07/02/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3892 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/24/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3892 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/28/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX Discrepancy Noted: The following XXX Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI Missing. XXX provide Universal Loan Identifier (ULI). XXX discrepancy noted: Audit XXX XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. |  |  | Lender agreed with audit, condition cleared. ; Material Finding | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3893 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/19/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 07/03/2025 | C A |
| GCAT2025INV3893 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/24/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agreed with audit, condition cleared. ; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender NMLS missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 07/03/2025 | C A B |
| GCAT2025INV3893 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/19/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 06/24/2025 | C A |
| GCAT2025INV3894 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/23/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply. | 07/03/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3894 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/28/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agreed with audit, condition cleared. ; Material Finding; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI Missing. Please provide Universal Loan Identifier (ULI). | 07/03/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A B |
| GCAT2025INV3894 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/23/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report XXX provide a Third Party Fraud Report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided; Missing Third Party Fraud Report Please provide a Third Party Fraud Report. | 06/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3895 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/19/2025 | Rescinded | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Why is this an outstanding finding? | 07/08/2025 | Invalid finding, no applicable on scope. ; Material Finding | 07/10/2025 | C A |
| GCAT2025INV3895 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/24/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3895 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/24/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/29/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3896 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/20/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX provide a Third Party Valuation Product. |  |  | Third party valuation product provided within tolerance. | 07/01/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% A |
| GCAT2025INV3896 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/29/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% A |
| GCAT2025INV3897 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/20/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report XXX provide a Third Party Fraud Report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3897 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/29/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3898 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/23/2025 | Acknowledged | FCRE1169 | Credit | Flood Insurance Effective Date is after the Disbursement Date | Flood Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX XXX provide updated flood insurance with an effective date of XX/XX/XXXX. | Affidavit | 07/18/2025 | Lender provided attestation & PCI showing no damage - grade B - condition acknowledged | 07/21/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D B A |
| GCAT2025INV3898 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/23/2025 | Acknowledged | FCRE1159 | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. XXX provide updated hazard insurance with an effective date of XX/XX/XXXX. | Affidavit | 07/18/2025 | Lender provided attestation & PCI showing no damage - grade B - condition acknowledged | 07/21/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D B A |
| GCAT2025INV3898 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/24/2025 | Resolved | FCRE1241 | Credit | XXX Contract is Missing | is XXX but XXX Contract Doc is Missing | XXX Contract | 07/08/2025 | Lender provided XXX contract. Condition cleared.; XXX Contract Doc is not Missing, or is Not Applicable. | 07/10/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D B A |
| GCAT2025INV3898 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/23/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report XXX provide a Third Party Fraud Report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D B A |
| GCAT2025INV3898 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/23/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/29/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D B A |
| GCAT2025INV3899 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/29/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX discrepancy noted: Audit XXX XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | We agree with audit's value - XXX | 07/11/2025 | Resolved as lender has agreed with audit. ; Resolved as lender has agreed with audit. ; HMDA discrepancy noted: Audit NMLS XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. Lender value was not provided. Condition retained.; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. ; Resolved as lender has agreed with audit. ; HMDA discrepancy noted: Audit NMLS XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. Lender value was not provided. Condition retained.; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 07/15/2025 | D A B |
| GCAT2025INV3899 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/22/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Condition resolved as we have received evidence of residency. ; Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 07/15/2025 | D A |
| GCAT2025INV3899 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/22/2025 | Resolved | FCRE2900 | Credit | Borrower Non-XXX Identification Document Missing | Non XXX Borrower is missing Identification Document. | ID | 07/11/2025 | Borrower Identification Document provided. | 07/15/2025 | D A |
| GCAT2025INV3899 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/24/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding created. ; HMDA Data Tape Provided. | 07/15/2025 | D A C |
| GCAT2025INV3900 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Desktop Underwriter (DU) reveals a Debt-To-Income (DTI) ratio of XXX%; however, Lender calculated only considering the XXX Quarter property taxes for the borrowers' XXX. Using the higher monthly property taxes of $XXX increases the DTI to XXX%. Although Lender guidelines allow a maximum DTI of XXX%, if re-calculated DTI is greater than XXX% from the DTI approved on the DU, it must be re-submitted. XXX provide updated XXX findings supporting an Approve/Eligible Recommendation. | Revised XXX, XXX, AUS | 07/17/2025 | Lender provided updated XXX, XXX and AUS approving DTI of XXX%. Audit re-calculated DTI of XXX% is within tolerance of the AUS approved DTI of XXX%. Condition cleared.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX%; Audited DTI of XXX% exceeds AUS DTI of XXX% Desktop Underwriter (DU) reveals a Debt-To-Income (DTI) ratio of XXX%; however, Lender calculated only considering the 4th Quarter property taxes for the borrowers' XXX. Using the higher monthly property taxes of $XXX increases the DTI to XXX%. Although Lender guidelines allow a maximum DTI of XXX%, if re-calculated DTI is greater than XXX% from the DTI approved on the DU, it must be re-submitted. Please provide updated DU findings supporting an Approve/Eligible Recommendation. | 07/18/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3900 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FCRE1185 | Credit | AUS Partially Provided | AUS Partially Provided Desktop Underwriter (DU) reveals a Debt-To-Income (DTI) ratio of XXX%; however, Lender calculated only considering the XXX Quarter property taxes for the borrowers' XXX. Using the higher monthly property taxes of $XXX increases the DTI to XXX%. Although Lender guidelines allow a maximum DTI of XXX%, if re-calculated DTI is greater than XXX% from the DTI approved on the DU, it must be re-submitted. XXX provide updated XXX findings supporting an Approve/Eligible Recommendation. |  |  | AUS is not incomplete; AUS Partially Provided Desktop Underwriter (DU) reveals a Debt-To-Income (DTI) ratio of XXX%; however, Lender calculated only considering the 4th Quarter property taxes for the borrowers' XXX. Using the higher monthly property taxes of $XXX increases the DTI to XXX%. Although Lender guidelines allow a maximum DTI of XXX%, if re-calculated DTI is greater than XXX% from the DTI approved on the DU, it must be re-submitted. Please provide updated DU findings supporting an Approve/Eligible Recommendation. | 07/18/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3900 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Lender requires a third party fraud tool be obtained on all loans; however, a report was not found in the loan file. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided; Missing Third Party Fraud Report Lender requires a third party fraud tool be obtained on all loans; however, a report was not found in the loan file. | 06/30/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3900 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Compliance to complete. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided.; Loan is pending HMDA data review. Additional conditions may apply. Compliance to complete. | 06/29/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3901 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/23/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3901 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/24/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/29/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3902 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/23/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Lender requires a third party fraud tool be obtained on all loans; however, a report was not found in the loan file. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/30/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3902 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/23/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX provide XXX data review. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/29/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX D A |
| GCAT2025INV3903 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/18/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/26/2025 | C A |
| GCAT2025INV3904 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/18/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3904 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/23/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agreed with audit, condition cleared. ; Material Finding; HMDA discrepancy noted: Audit ULI XXX vs Lender ULI missing from loan file, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 07/03/2025 | Borrower has stable job time - Material Finding D A |
| GCAT2025INV3904 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/18/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/24/2025 | Borrower has stable job time - Material Finding D A |
| GCAT2025INV3905 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/18/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3905 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/23/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agreed with audit, condition cleared. ; HMDA discrepancy noted: Audit ULI XXX vs Lender ULI missing from loan file, per HMDA property value is the value used to calculate the LTV. Lender can clear finding by agreeing with audit's finding, or providing documentation to support their value. Additionally, HMDA discrepancy noted: Audit NMLS XXX vs Lender NMLS missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value.; Material Finding; Document Uploaded. | 07/03/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3905 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/18/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/24/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3905 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/18/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 06/20/2025 | Borrower has stable job time - Material Finding D A C |
| GCAT2025INV3906 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FCRE1145 | Credit | Title Document Missing | Title Document is missing | Document Uploaded. | 07/20/2025 | Lender provided Title. Condition cleared.; Title Document is fully Present | 07/22/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3906 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/25/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 07/16/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3906 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding created. ; HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3906 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/29/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agreed with audit, condition cleared. ; Material Finding; HMDA discrepancy noted: Audit NMLS XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3906 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3907 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/24/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing third party fraud report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3907 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/24/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/29/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3908 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/21/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing HOA or letter from borrower stating no HOA for the all of the XXX properties.(XXX). Additional conditions may apply. | I see XXX rental properties, the appraisals are included in the file and they reflect $XXX HOA dues. Regarding XXX XXX, we typically do not request HOA verification unless there's something in the file that indicates the home could be a XXX or XXX. In this case, the property is in an older, established neighborhood where dues are unlikely. \| | 07/14/2025 | Condition resolved as we have received evidence of no HOA dues. | 07/15/2025 | D A C |
| GCAT2025INV3908 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/21/2025 | Resolved | FCRE5774 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Lender to provide credit supplement for new XXX inquiry account ending in XXX which borrower confirmed and listed with a balance on the application. Lender to provide credit supplement for XXX and XXX for MISSING MORTGAGE ratings. Additional conditions may apply. | Condition resolved as we have received evidence of the newer debts. ; XXX see attached | 07/15/2025 | Borrower 1 Credit Report is not partially present.; Borrower 1 Credit Report is Partially Present. Lender to provide credit supplement for new XXX inquiry account ending in XXX which borrower confirmed and listed with a balance on the application. Lender to provide credit supplement for XXX for MISSING MORTGAGE ratings. Additional conditions may apply. | 07/15/2025 | D A C |
| GCAT2025INV3908 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/21/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/29/2025 | D A C |
| GCAT2025INV3908 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/21/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. DD to order. | 06/27/2025 | D A C |
| GCAT2025INV3909 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/24/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3909 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/24/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/29/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3910 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/23/2025 | Resolved | FCRE1316 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing | Note XXX/XXX \| XXX pay date XXX/XXX pg XXX \| XXX allows employment to be verified with a XXX | 07/11/2025 | Borrower 1 3rd Party VOE Prior to Close Was Provided | 07/15/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3910 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/23/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3910 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/23/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/29/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3911 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/21/2025 | Rescinded | FCRE6737 | Credit | Missing Letter of Explanation (Income) | Lender to provide satisfactory explanation of calculation of base income of $XXX per month for Borrower 1. Income worksheet was not provided. In reviewing the WVOE and XXX that are in file, it is not clear how this amount was arrived at.WVOE says borrower has Flag time hours which normally means a flat rate. It then goes on to give an hourly rate buy not # of average hours and in addition borrower was on leave for XXX mos. Income worksheet with explanation is required. Additional conditions may apply. | XXX was qualified using XXX YTD $XXX + XXX YTD $XXX + XXX YTD $XXX / XXX months = $XXX from WVOE | 07/14/2025 | Condition rescinded as the income was verified per the WVOE in loan file. | 07/15/2025 | D A |
| GCAT2025INV3911 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/21/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 07/03/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3911 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/28/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agreed with audit, condition cleared. ; Material Finding; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI Missing. Please provide Universal Loan Identifier (ULI). Additionally, HMDA discrepancy noted: Audit NMLS XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 07/03/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3911 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/21/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Third party Fraud report is required and was not in the file. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/30/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3912 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/23/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing third party valuation product. |  |  | Third party valuation product provided within tolerance. | 07/08/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3912 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/23/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3912 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/28/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: |  |  | Lender agreed with audit, condition cleared. ; Material Finding; HMDA Discrepancy Noted: The following HMDA Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3913 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/23/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding created. ; HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3913 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/29/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: | XXX discrepancy noted: Audit XXX XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 06/29/2025 | Lender agreed with audit, condition cleared. ; Material Finding | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3913 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/23/2025 | Resolved | FCRE1145 | Credit | Title Document Missing | Title Document is missing Missing title commitment. | Document Uploaded. | 07/01/2025 | Lender provided Title Commitment. Condition cleared.; Title Document is fully Present | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3914 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/23/2025 | Resolved | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% DTI exceeds maximum allowed is XXX% per lenders requirements. All debts were included based on documents provided. | Revised AUS. The lender qualified the property taxes at $XXX, but escrowed at $XXX. A quick county estimation based on current millage rates aligns to the lower amount.; XXX cert submission XXX was approved with a DTI of XXX%. If you audited XXX% then we should be OK. | 07/21/2025 | Lender provided updated AUS reflecting approved DTI of XXX%. Audit re-calculated rental income on subject property using the correct tax amount, resulting in a DTI of XXX%, which is within tolerance of the updated AUS approved DTI of XXX% and overlay maximum of XXX%. Condition cleared.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX%; The updated AUS from lender reflects a DTI of XXX%, the loan does not meets guidelines as the max allowed is XXX% per overlays. | 07/22/2025 | D A C |
| GCAT2025INV3914 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/23/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing third party valuation report. |  |  | Third party valuation product provided within tolerance. | 07/22/2025 | D A C |
| GCAT2025INV3914 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/23/2025 | Resolved | FCRE1347 | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing Missing third party VOE for B2 prior to closing. | VOE - XXX pay date XX/XX/XXXX \| XX/XX/XXXX | 07/11/2025 | Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals XXX) | 07/22/2025 | D A C |
| GCAT2025INV3914 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/23/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 07/03/2025 | D A C |
| GCAT2025INV3914 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/28/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX Discrepancy Noted: The following XXX Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI Missing. XXX provide Universal Loan Identifier (ULI). Additionally, XXX discrepancy noted: Audit XXX XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. |  |  | Lender agreed with audit, condition cleared. ; Material Finding | 07/03/2025 | D A B C |
| GCAT2025INV3914 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/23/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing third party fraud report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/30/2025 | D A C |
| GCAT2025INV3915 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/24/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3915 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/28/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX Discrepancy Noted: The following XXX Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value. |  |  | Lender agreed with audit, condition cleared. ; Material Finding | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3915 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/23/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3915 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/30/2025 | Resolved | FCRE0148 | Credit | XXX Declared Disaster - For Information Only | The subject was located in a XXX XXX on XX/XX/XXXX through XXX/XXX/XXX. The appraisal was completed on XX/XX/XXXX and reflects no damages, condition is for informational purposes only. |  |  | . | 06/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3915 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/23/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 06/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3916 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/23/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3916 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/23/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/29/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3664 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/13/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order. |  |  | Third party valuation product provided within tolerance. | 06/26/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3664 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/13/2025 | Resolved | FCOM1221 | Credit | The Deed of Trust is Incomplete | The Deed of Trust is Incomplete The signed XXX Rider is Missing from the file. | XXX see attached XXX Rider | 06/19/2025 | Lender provided signed 1-4 Family Rider. Condition cleared.; The Deed of Trust is Present and Complete | 06/20/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3664 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/13/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/18/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| GCAT2025INV3917 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/23/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/29/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3917 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/24/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 06/27/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3665 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 06/14/2025 | Acknowledged | FPRO2924 | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Lender overlays do not allow for any appraisal waivers. Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Lender overlays do not allow for any appraisal waivers. |  |  | XXX approved downgrade. PIW loan Grade B; Material Finding | 06/25/2025 | C B A |
| GCAT2025INV3665 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Loan Review Complete | 06/14/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/18/2025 | C B A |
| GCAT2025INV3918 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/23/2025 | Resolved | FCRE1159 | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. Missing insurance with effective date of loan disbursement date of XX/XX/XXXX. | HOI response | 07/11/2025 | Condition cleared as we have received evidence of the disbursement date meeting the hazard start date of XX/XX/XXXX.; Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Disbursement Date of XX/XX/XXXX Or Hazard Insurance Effective Date Is Not Provided.; Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. | 07/15/2025 | D A C |
| GCAT2025INV3918 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/23/2025 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing tax verification for borrowers XXX. | taxes | 07/11/2025 | Resolved as we have received evidence of the property taxes. | 07/15/2025 | D A |
| GCAT2025INV3918 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/23/2025 | Resolved | FCRE1201 | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing third party fraud report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 06/30/2025 | D A |
| GCAT2025INV3918 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 06/23/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/29/2025 | D A C |
| GCAT2025INV3919 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/24/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA data received, additional discrepancy finding created. ; HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3919 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/29/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX discrepancy noted: Audit XXX XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. |  |  | Lender agreed with audit, condition cleared. ; Material Finding | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3919 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/23/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 06/27/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3666 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/17/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/23/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3666 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/17/2025 | Resolved | FCOM3075 | Credit | Missing XXX Act Disclosure or ID | Missing XXX Act Disclosure or ID. Patriot Act is a required disclosure and is not in the file. | Patriot Act | 06/19/2025 | US Patriot Act Disclosure or ID provided. Lender provided completed Patriot Act disclosure. Condition cleared. | 06/23/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3920 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/22/2025 | Resolved | FCRE1440 | Credit | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements Missing disposition of the property at XXX which is showing as a rental on personal tax returns. Additional conditions may apply. | Per the attached, XXX XXX is co-owned by XXX. The mortgage is in XXX and XXX names only. | 07/11/2025 | Resolved as we have received evidence of the property disposition from lender. ; Housing History Meets Guideline Requirements | 07/15/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3920 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/22/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/29/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3667 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/23/2025 | is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| GCAT2025INV3668 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/18/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3668 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/19/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing the require Third Party Valuation product. |  |  | Third party valuation product provided within tolerance. | 06/20/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3921 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/29/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX discrepancy noted: Audit XXX XXX vs Lender value XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. |  |  | Lender agreed with audit, condition cleared.; Material Finding | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3921 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/23/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX provide XXX data review. | XXX data received, additional discrepancy finding created. | 06/29/2025 | HMDA Data Tape Provided. | 07/03/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3921 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/23/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Subject is a XXX property so the XXX XXX did not provide a Collateral Underwriter Risk Score. |  |  | Third party valuation product provided within tolerance. | 06/29/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3922 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/24/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided. | 06/29/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3669 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/23/2025 | Resolved | FCRE1241 | Credit | XXX Contract is Missing | is XXX but XXX Contract Doc is Missing | XXX Contract | 06/24/2025 | Lender provided XXX contract. Condition cleared.; XXX Contract Doc is not Missing, or is Not Applicable. | 07/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| GCAT2025INV3669 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | ATR/QM: Exempt | Curative | 06/20/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/28/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| GCAT2025INV3670 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/25/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (XXX XXX XXX(a) (XXX)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (XX/XX/XXXX.XXX(a) (XXX)). XXX provide evidence borrower received Appraisal within required XXX day period. | appraisal ack \| | 06/27/2025 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared.; Evidence of appraisal delivery provided. | 07/02/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3670 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 06/25/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 06/30/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3671 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 07/01/2025 | Resolved | FCRE0377 | Credit | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of ($XXX) is insufficient, not meeting the required coverage amount of ($XXX). Hazard insurance in not sufficient. The declaration page has total coverage of $XXX and the is $XXX. Form does not indicate guaranteed replacement cost coverage. Replacement cost estimator is not in the loan file. Additional conditions may apply. | XXX is not required to supply XXX, the insurance binder States it has replacement cost coverage, this can be found on the XXX page of the documents under XXX 'loss settlement bases: Replacement Cost' | 07/02/2025 | Audit reviewed Lender's response and has determined the hazard insurance reflects replacement cost coverage is included in the insurance. In addition, in the State of XXX, Lender's cannot request additional coverage or an RCE. Condition cleared.; The Total Hazard Coverage is greater than or equal to the Required Coverage Amount | 07/07/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3671 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 07/01/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. XXX Provided. The loan is pending XXX data review. Condition for informational purposes only. XXX to complete. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 07/02/2025 | Borrower has stable job time - Borrower has XXX years on job. \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3672 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 07/01/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 07/02/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| GCAT2025INV3923 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 07/08/2025 | Resolved | FPRO9990 | Property | Third Party Valuation Product Not Provided within XXX% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. | XXX to order? | 07/20/2025 | Third party valuation product provided within tolerance. | 07/22/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3923 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 07/07/2025 | Rescinded | FCRE1186 | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Lender calculated B1 income on a XXX month basis when she is paid on a XXX month basis per WVOE provided. Reviewer calculated inome using the avg of the YTD+XXX Prior years to get a more accurate income figure. Lender calculated a higher net rental income than was documents provided support. | Audited XXX% - approved XXX% = XXX% which is within tolerance. Rerun or further analysis is not necessary. | 07/14/2025 | Condition rescinded as the DTI is within guideline parameters. | 07/15/2025 | C A |
| GCAT2025INV3923 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 07/07/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided. | 07/12/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| GCAT2025INV3924 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 07/12/2025 | Resolved | FCRE3604 | Credit | XXX Discrepancy(s) Noted | The following XXX Discrepancy(s) have been noted: XXX Discrepancy Noted: The following XXX Discrepancy(s) have been noted: Audit Loan Originator XXX Number XXX vs Lender Loan Originator XXX Number MISSING. Lender can clear finding by agreeing with audit value or providing documentation to support their value. AND Audit ULI - missing in loan file. XXX provide Universal Loan Identifier (ULI). | We agree with XXX - ULI is XXX | 07/16/2025 | Lender agreed with audit value for NMLA number and provided value ULI of XXX. Condition cleared.; Lender agreed with audit value for NMLA number and provided value ULI of XXX. Condition cleared.; Material Finding; Lender agreed with audit value for NMLA number and provided value ULI of XXX. Condition cleared.; Material Finding | 07/17/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3924 |  | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | QM: XXX APOR (APOR SH) | Curative | 07/07/2025 | Resolved | FCRE3606 | Credit | XXX Data Tape Not Provided | Loan is pending XXX data review. Additional conditions may apply. |  |  | HMDA Complete - Other finding added.; HMDA Complete - Other finding added.; HMDA Data Tape Provided. | 07/17/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| is Greater than the Guideline Minimum - of XXX is greater than Guideline minimum FICO of XXX A |
| GCAT2025INV3673 | XXXXX | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | XXX QM (APOR) | Closed | 04/15/2022 | Resolved | 3606 | Credit | XXX Data Tape Not Provided | XXX data tape not provided.; XXX received, no level XXX findings noted, condition cleared. |  |  | HMDA data tape provided. | 04/28/2022 | Borrower 1 has significant job time - Borrower has XXX years on job ; Borrower has more than XXX years at current residence - Borrower at current residence XXX years ; Borrower has stable job time - Borrower has XXX years at job. ; Liquid Reserves (Dollars) are Greater than the Guideline Minimum - Liquid Reserves of XXX are greater than the Guideline Minimum of XXX. ; Borrower Years On Job Exceeds XXX Years - Borrower Years On Job Exceeds XXX Years A |
| GCAT2025INV3673 | XXXXX | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | XXX QM (APOR) | Closed | 04/13/2022 | Resolved | 3420 | Credit | DTI Exceeds AUS Maximum Allowable | The back-end DTI of XXX (Total Income of XXX, Orig XXX of XXX, Monthly debt of XXX) exceeds the maximum allowable per AUS of XXX; The back-end DTI of XXX (Total Income of XXX, Orig XXX of XXX, Monthly debt of XXX) exceeds the maximum allowable per AUS of XXX; DTI is XXX. XXX rerun AUS. Rent XXX Other debt XXX Negative rent - XXX (XXX – XXX) Total debts – XXX Total income XXX/XXX = XXX DTI Condition remains.; DTI within tolerance. No actual exception. ; Lender provided a revised AUS showing a DTI of XXX%. Condition cleared. ; ratios at XXX%. it looks like the borrower currect howuing expense of $XXX was not included in the inital rations and this exceeds lender ratios of XXX% |  |  | The qualifying back-end DTI of XXX (Total Income of XXX, Orig PITI of XXX, Monthly debt of XXX) is not greater than the maximum allowable per AUS of XXX The back-end DTI of XXX (Total Income of XXX, Orig PITI of XXX, Monthly debt of XXX) is not greater than the maximum allowable per AUS of XXX | 05/03/2022 | Borrower 1 has significant job time - Borrower has XXX years on job ; Borrower has more than XXX years at current residence - Borrower at current residence XXX years ; Borrower has stable job time - Borrower has XXX years at job. ; Liquid Reserves (Dollars) are Greater than the Guideline Minimum - Liquid Reserves of XXX are greater than the Guideline Minimum of XXX. ; Borrower Years On Job Exceeds XXX Years - Borrower Years On Job Exceeds XXX Years A C |
| GCAT2025INV3673 | XXXXX | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | XXX QM (APOR) | Closed | 04/15/2022 | Resolved | 3437 | Property | Third Party Valuation Product Not Provided and XXX Collateral Rep & Warrant Relief is Not Eligible or Unavailable. | Third Party Valuation Product Not Provided and XXX XXX is Not Eligible. |  |  | Third Party Valuation Product Provided. | 04/22/2022 | Borrower 1 has significant job time - Borrower has XXX years on job ; Borrower has more than XXX years at current residence - Borrower at current residence XXX years ; Borrower has stable job time - Borrower has XXX years at job. ; Liquid Reserves (Dollars) are Greater than the Guideline Minimum - Liquid Reserves of XXX are greater than the Guideline Minimum of XXX. ; Borrower Years On Job Exceeds XXX Years - Borrower Years On Job Exceeds XXX Years A |
| GCAT2025INV3673 | XXXXX | XXX | XXXXX | XX/XX/XXXX | XXXXXX | XXX | XXX QM (APOR) | Closed | 04/13/2022 | Resolved | 3580 | Property | Third Party Valuation Product not Provided | Third Party Valuation Product not Provided to XXX Value within XXX%.; NOTE: Condition is for information purposes only – XXX firm will order |  |  | Third Party Valuation Product Provided | 04/22/2022 | Borrower 1 has significant job time - Borrower has XXX years on job ; Borrower has more than XXX years at current residence - Borrower at current residence XXX years ; Borrower has stable job time - Borrower has XXX years at job. ; Liquid Reserves (Dollars) are Greater than the Guideline Minimum - Liquid Reserves of XXX are greater than the Guideline Minimum of XXX. ; Borrower Years On Job Exceeds XXX Years - Borrower Years On Job Exceeds XXX Years A |

---

## Exhibit 99.9

[GCAT 2025-INV3 Trust ABS-15G](gcat-abs15g_080525.htm)

**Exhibit 99.9**

---

| | | | |
|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Original Loan Amount** |
| GCAT2025INV3001 |  |  | XXXXXX A B C |
| GCAT2025INV3002 |  |  | XXXXXX D A B |
| GCAT2025INV3003 |  |  | XXXXXX D C A |
| GCAT2025INV3004 |  |  | XXXXXX D A |
| GCAT2025INV3005 |  |  | XXXXXX D A C |
| GCAT2025INV3006 |  |  | XXXXXX D A B |
| GCAT2025INV3007 |  |  | XXXXXX D A C |
| GCAT2025INV3008 |  |  | XXXXXX D A C |
| GCAT2025INV3009 |  |  | XXXXXX D A |
| GCAT2025INV3010 |  |  | XXXXXX D A |
| GCAT2025INV3011 |  |  | XXXXXX D A B |
| GCAT2025INV3012 |  |  | XXXXXX D A C B |
| GCAT2025INV3013 |  |  | XXXXXX C A |
| GCAT2025INV3014 |  |  | XXXXXX D A C |
| GCAT2025INV3015 |  |  | XXXXXX D A |
| GCAT2025INV3016 |  |  | XXXXXX D A |
| GCAT2025INV3017 |  |  | XXXXXX C A |
| GCAT2025INV3018 |  |  | XXXXXX D A |
| GCAT2025INV3019 |  |  | XXXXXX D A C |
| GCAT2025INV3020 |  |  | XXXXXX C B A |
| GCAT2025INV3021 |  |  | XXXXXX D A |
| GCAT2025INV3022 |  |  | XXXXXX D A |
| GCAT2025INV3023 |  |  | XXXXXX D A |
| GCAT2025INV3024 |  |  | XXXXXX C A |
| GCAT2025INV3025 |  |  | XXXXXX C A |
| GCAT2025INV3026 |  |  | XXXXXX C A |
| GCAT2025INV3027 |  |  | XXXXXX C A |
| GCAT2025INV3028 |  |  | XXXXXX D A B |
| GCAT2025INV3029 |  |  | XXXXXX D A |
| GCAT2025INV3030 |  |  | XXXXXX D A C |
| GCAT2025INV3031 |  |  | XXXXXX C A |
| GCAT2025INV3032 |  |  | XXXXXX C A |
| GCAT2025INV3033 |  |  | XXXXXX C A |
| GCAT2025INV3034 |  |  | XXXXXX C A |
| GCAT2025INV3035 |  |  | XXXXXX C A |
| GCAT2025INV3036 |  |  | XXXXXX C A |
| GCAT2025INV3037 |  |  | XXXXXX C A |
| GCAT2025INV3038 |  |  | XXXXXX D A |
| GCAT2025INV3039 |  |  | XXXXXX C B A |
| GCAT2025INV3040 |  |  | XXXXXX D A |
| GCAT2025INV3041 |  |  | XXXXXX C A |
| GCAT2025INV3042 |  |  | XXXXXX D A |
| GCAT2025INV3043 |  |  | XXXXXX C A |
| GCAT2025INV3044 |  |  | XXXXXX C B A |
| GCAT2025INV3045 |  |  | XXXXXX C A |
| GCAT2025INV3046 |  |  | XXXXXX D A |
| GCAT2025INV3047 |  |  | XXXXXX C A |
| GCAT2025INV3048 |  |  | XXXXXX D A |
| GCAT2025INV3049 |  |  | XXXXXX D A |
| GCAT2025INV3050 |  |  | XXXXXX D A |
| GCAT2025INV3051 |  |  | XXXXXX D A |
| GCAT2025INV3052 |  |  | XXXXXX C A |
| GCAT2025INV3053 |  |  | XXXXXX C A |
| GCAT2025INV3054 |  |  | XXXXXX D A |
| GCAT2025INV3055 |  |  | XXXXXX C A |
| GCAT2025INV3056 |  |  | XXXXXX C A |
| GCAT2025INV3057 |  |  | XXXXXX C A |
| GCAT2025INV3058 |  |  | XXXXXX C A |
| GCAT2025INV3059 |  |  | XXXXXX D A C |
| GCAT2025INV3060 |  |  | XXXXXX C A |
| GCAT2025INV3061 |  |  | XXXXXX D A |
| GCAT2025INV3062 |  |  | XXXXXX C A |
| GCAT2025INV3063 |  |  | XXXXXX C A |
| GCAT2025INV3064 |  |  | XXXXXX C A |
| GCAT2025INV3065 |  |  | XXXXXX D A C |
| GCAT2025INV3066 |  |  | XXXXXX C A |
| GCAT2025INV3067 |  |  | XXXXXX C A |
| GCAT2025INV3068 |  |  | XXXXXX C A |
| GCAT2025INV3069 |  |  | XXXXXX D A |
| GCAT2025INV3070 |  |  | XXXXXX C A |
| GCAT2025INV3071 |  |  | XXXXXX D A |
| GCAT2025INV3072 |  |  | XXXXXX C A |
| GCAT2025INV3073 |  |  | XXXXXX D C A B |
| GCAT2025INV3074 |  |  | XXXXXX D A |
| GCAT2025INV3075 |  |  | XXXXXX C A |
| GCAT2025INV3076 |  |  | XXXXXX C A |
| GCAT2025INV3077 |  |  | XXXXXX D A C |
| GCAT2025INV3078 |  |  | XXXXXX C B A |
| GCAT2025INV3079 |  |  | XXXXXX C A |
| GCAT2025INV3080 |  |  | XXXXXX C B A |
| GCAT2025INV3081 |  |  | XXXXXX C A |
| GCAT2025INV3082 |  |  | XXXXXX D B C A |
| GCAT2025INV3083 |  |  | XXXXXX C A |
| GCAT2025INV3084 |  |  | XXXXXX C A |
| GCAT2025INV3085 |  |  | XXXXXX C A |
| GCAT2025INV3086 |  |  | XXXXXX C A B |
| GCAT2025INV3087 |  |  | XXXXXX D B A |
| GCAT2025INV3088 |  |  | XXXXXX C A |
| GCAT2025INV3089 |  |  | XXXXXX C A |
| GCAT2025INV3090 |  |  | XXXXXX C A |
| GCAT2025INV3091 |  |  | XXXXXX C A |
| GCAT2025INV3092 |  |  | XXXXXX C A |
| GCAT2025INV3093 |  |  | XXXXXX C A |
| GCAT2025INV3094 |  |  | XXXXXX C A |
| GCAT2025INV3095 |  |  | XXXXXX C A |
| GCAT2025INV3096 |  |  | XXXXXX C A |
| GCAT2025INV3097 |  |  | XXXXXX D A |
| GCAT2025INV3098 |  |  | XXXXXX D A |
| GCAT2025INV3099 |  |  | XXXXXX C A |
| GCAT2025INV3100 |  |  | XXXXXX C A |
| GCAT2025INV3101 |  |  | XXXXXX C B A |
| GCAT2025INV3102 |  |  | XXXXXX D A |
| GCAT2025INV3103 |  |  | XXXXXX C A |
| GCAT2025INV3104 |  |  | XXXXXX C A |
| GCAT2025INV3105 |  |  | XXXXXX C A |
| GCAT2025INV3106 |  |  | XXXXXX C A |
| GCAT2025INV3107 |  |  | XXXXXX C A |
| GCAT2025INV3108 |  |  | XXXXXX C A |
| GCAT2025INV3109 |  |  | XXXXXX D A C |
| GCAT2025INV3110 |  |  | XXXXXX C A |
| GCAT2025INV3111 |  |  | XXXXXX C A |
| GCAT2025INV3112 |  |  | XXXXXX C A |
| GCAT2025INV3113 |  |  | XXXXXX C A |
| GCAT2025INV3114 |  |  | XXXXXX C A |
| GCAT2025INV3115 |  |  | XXXXXX C A |
| GCAT2025INV3116 |  |  | XXXXXX C A |
| GCAT2025INV3117 |  |  | XXXXXX C A |
| GCAT2025INV3118 |  |  | XXXXXX C A |
| GCAT2025INV3119 |  |  | XXXXXX C A |
| GCAT2025INV3120 |  |  | XXXXXX D A |
| GCAT2025INV3121 |  |  | XXXXXX C A |
| GCAT2025INV3122 |  |  | XXXXXX C A |
| GCAT2025INV3123 |  |  | XXXXXX C B A |
| GCAT2025INV3124 |  |  | XXXXXX D C A |
| GCAT2025INV3125 |  |  | XXXXXX C B A |
| GCAT2025INV3126 |  |  | XXXXXX C A |
| GCAT2025INV3127 |  |  | XXXXXX C A |
| GCAT2025INV3128 |  |  | XXXXXX D A C |
| GCAT2025INV3129 |  |  | XXXXXX C A |
| GCAT2025INV3130 |  |  | XXXXXX C A |
| GCAT2025INV3131 |  |  | XXXXXX D A |
| GCAT2025INV3132 |  |  | XXXXXX D A |
| GCAT2025INV3133 |  |  | XXXXXX D A |
| GCAT2025INV3134 |  |  | XXXXXX C A |
| GCAT2025INV3135 |  |  | XXXXXX C A |
| GCAT2025INV3136 |  |  | XXXXXX C A |
| GCAT2025INV3137 |  |  | XXXXXX D A |
| GCAT2025INV3138 |  |  | XXXXXX D A |
| GCAT2025INV3139 |  |  | XXXXXX C A |
| GCAT2025INV3140 |  |  | XXXXXX D A |
| GCAT2025INV3141 |  |  | XXXXXX D A |
| GCAT2025INV3142 |  |  | XXXXXX C A |
| GCAT2025INV3143 |  |  | XXXXXX C A |
| GCAT2025INV3144 |  |  | XXXXXX C A |
| GCAT2025INV3145 |  |  | XXXXXX C A |
| GCAT2025INV3146 |  |  | XXXXXX C A |
| GCAT2025INV3147 |  |  | XXXXXX C A D |
| GCAT2025INV3148 |  |  | XXXXXX C A |
| GCAT2025INV3149 |  |  | XXXXXX C A |
| GCAT2025INV3150 |  |  | XXXXXX C A |
| GCAT2025INV3151 |  |  | XXXXXX C A |
| GCAT2025INV3152 |  |  | XXXXXX D A C |
| GCAT2025INV3153 |  |  | XXXXXX D A |
| GCAT2025INV3154 |  |  | XXXXXX C A |
| GCAT2025INV3155 |  |  | XXXXXX D B A |
| GCAT2025INV3156 |  |  | XXXXXX D A |
| GCAT2025INV3157 |  |  | XXXXXX D A C |
| GCAT2025INV3158 |  |  | XXXXXX D A B |
| GCAT2025INV3159 |  |  | XXXXXX D A |
| GCAT2025INV3160 |  |  | XXXXXX C A |
| GCAT2025INV3161 |  |  | XXXXXX D A |
| GCAT2025INV3162 |  |  | XXXXXX D A |
| GCAT2025INV3163 |  |  | XXXXXX C A |
| GCAT2025INV3164 |  |  | XXXXXX C A |
| GCAT2025INV3165 |  |  | XXXXXX C A |
| GCAT2025INV3166 |  |  | XXXXXX D A C |
| GCAT2025INV3167 |  |  | XXXXXX C A |
| GCAT2025INV3168 |  |  | XXXXXX D A |
| GCAT2025INV3169 |  |  | XXXXXX D A C |
| GCAT2025INV3170 |  |  | XXXXXX D A C B |
| GCAT2025INV3171 |  |  | XXXXXX D A C |
| GCAT2025INV3172 |  |  | XXXXXX C A |
| GCAT2025INV3173 |  |  | XXXXXX C B A |
| GCAT2025INV3174 |  |  | XXXXXX C A |
| GCAT2025INV3175 |  |  | XXXXXX C A |
| GCAT2025INV3176 |  |  | XXXXXX D A C |
| GCAT2025INV3177 |  |  | XXXXXX C A |
| GCAT2025INV3178 |  |  | XXXXXX D A |
| GCAT2025INV3179 |  |  | XXXXXX D A |
| GCAT2025INV3180 |  |  | XXXXXX D A |
| GCAT2025INV3181 |  |  | XXXXXX C A |
| GCAT2025INV3182 |  |  | XXXXXX D A C |
| GCAT2025INV3183 |  |  | XXXXXX D A C |
| GCAT2025INV3184 |  |  | XXXXXX D B A |
| GCAT2025INV3185 |  |  | XXXXXX D A |
| GCAT2025INV3186 |  |  | XXXXXX D A |
| GCAT2025INV3187 |  |  | XXXXXX D A |
| GCAT2025INV3188 |  |  | XXXXXX C A |
| GCAT2025INV3189 |  |  | XXXXXX C A |
| GCAT2025INV3190 |  |  | XXXXXX D A |
| GCAT2025INV3191 |  |  | XXXXXX C A |
| GCAT2025INV3192 |  |  | XXXXXX D A |
| GCAT2025INV3193 |  |  | XXXXXX C A |
| GCAT2025INV3194 |  |  | XXXXXX D A |
| GCAT2025INV3195 |  |  | XXXXXX D A |
| GCAT2025INV3196 |  |  | XXXXXX C A |
| GCAT2025INV3197 |  |  | XXXXXX D A C |
| GCAT2025INV3198 |  |  | XXXXXX D A |
| GCAT2025INV3199 |  |  | XXXXXX C A |
| GCAT2025INV3200 |  |  | XXXXXX C B A |
| GCAT2025INV3201 |  |  | XXXXXX D A |
| GCAT2025INV3202 |  |  | XXXXXX C A |
| GCAT2025INV3203 |  |  | XXXXXX D A |
| GCAT2025INV3204 |  |  | XXXXXX C A |
| GCAT2025INV3205 |  |  | XXXXXX D A |
| GCAT2025INV3206 |  |  | XXXXXX C A |
| GCAT2025INV3207 |  |  | XXXXXX C A |
| GCAT2025INV3208 |  |  | XXXXXX D A |
| GCAT2025INV3209 |  |  | XXXXXX C A |
| GCAT2025INV3210 |  |  | XXXXXX C A |
| GCAT2025INV3211 |  |  | XXXXXX C A |
| GCAT2025INV3212 |  |  | XXXXXX C A |
| GCAT2025INV3213 |  |  | XXXXXX C A |
| GCAT2025INV3214 |  |  | XXXXXX C A |
| GCAT2025INV3215 |  |  | XXXXXX D A |
| GCAT2025INV3216 |  |  | XXXXXX D A C B |
| GCAT2025INV3217 |  |  | XXXXXX D A C |
| GCAT2025INV3218 |  |  | XXXXXX A C |
| GCAT2025INV3219 |  |  | XXXXXX D A B |
| GCAT2025INV3220 |  |  | XXXXXX C A |
| GCAT2025INV3221 |  |  | XXXXXX C A |
| GCAT2025INV3222 |  |  | XXXXXX C B A |
| GCAT2025INV3223 |  |  | XXXXXX D C A |
| GCAT2025INV3224 |  |  | XXXXXX D A C |
| GCAT2025INV3225 |  |  | XXXXXX D B C A |
| GCAT2025INV3226 |  |  | XXXXXX C A |
| GCAT2025INV3227 |  |  | XXXXXX D A C |
| GCAT2025INV3228 |  |  | XXXXXX C A |
| GCAT2025INV3229 |  |  | XXXXXX D A C B |
| GCAT2025INV3230 |  |  | XXXXXX C B A |
| GCAT2025INV3231 |  |  | XXXXXX C A |
| GCAT2025INV3232 |  |  | XXXXXX C B A |
| GCAT2025INV3233 |  |  | XXXXXX D A C |
| GCAT2025INV3234 |  |  | XXXXXX C A |
| GCAT2025INV3235 |  |  | XXXXXX D A C B |
| GCAT2025INV3236 |  |  | XXXXXX D A |
| GCAT2025INV3237 |  |  | XXXXXX D A |
| GCAT2025INV3238 |  |  | XXXXXX C A |
| GCAT2025INV3239 |  |  | XXXXXX C A |
| GCAT2025INV3240 |  |  | XXXXXX D B A |
| GCAT2025INV3241 |  |  | XXXXXX D A |
| GCAT2025INV3242 |  |  | XXXXXX D C A |
| GCAT2025INV3243 |  |  | XXXXXX D A |
| GCAT2025INV3244 |  |  | XXXXXX D A C B |
| GCAT2025INV3245 |  |  | XXXXXX C A B |
| GCAT2025INV3246 |  |  | XXXXXX D A C |
| GCAT2025INV3247 |  |  | XXXXXX D A C |
| GCAT2025INV3248 |  |  | XXXXXX D C B A |
| GCAT2025INV3249 |  |  | XXXXXX C A |
| GCAT2025INV3250 |  |  | XXXXXX D A C |
| GCAT2025INV3251 |  |  | XXXXXX D C A B |
| GCAT2025INV3252 |  |  | XXXXXX C A |
| GCAT2025INV3253 |  |  | XXXXXX C A B |
| GCAT2025INV3254 |  |  | XXXXXX D A |
| GCAT2025INV3255 |  |  | XXXXXX C B A |
| GCAT2025INV3256 |  |  | XXXXXX C A D B |
| GCAT2025INV3257 |  |  | XXXXXX C A |
| GCAT2025INV3258 |  |  | XXXXXX C A |
| GCAT2025INV3259 |  |  | XXXXXX C A |
| GCAT2025INV3260 |  |  | XXXXXX D A C |
| GCAT2025INV3261 |  |  | XXXXXX C A |
| GCAT2025INV3262 |  |  | XXXXXX D B C A |
| GCAT2025INV3263 |  |  | XXXXXX C A |
| GCAT2025INV3264 |  |  | XXXXXX C A B |
| GCAT2025INV3265 |  |  | XXXXXX D A |
| GCAT2025INV3266 |  |  | XXXXXX C B A |
| GCAT2025INV3267 |  |  | XXXXXX D B C A |
| GCAT2025INV3268 |  |  | XXXXXX C B A |
| GCAT2025INV3269 |  |  | XXXXXX C A |
| GCAT2025INV3270 |  |  | XXXXXX C A |
| GCAT2025INV3271 |  |  | XXXXXX D A |
| GCAT2025INV3272 |  |  | XXXXXX D B A |
| GCAT2025INV3273 |  |  | XXXXXX C A |
| GCAT2025INV3274 |  |  | XXXXXX C A |
| GCAT2025INV3275 |  |  | XXXXXX C A |
| GCAT2025INV3276 |  |  | XXXXXX C B A |
| GCAT2025INV3277 |  |  | XXXXXX D B A |
| GCAT2025INV3278 |  |  | XXXXXX C B A |
| GCAT2025INV3279 |  |  | XXXXXX C A |
| GCAT2025INV3280 |  |  | XXXXXX C A |
| GCAT2025INV3281 |  |  | XXXXXX C B A |
| GCAT2025INV3282 |  |  | XXXXXX D C A B |
| GCAT2025INV3283 |  |  | XXXXXX C B A |
| GCAT2025INV3284 |  |  | XXXXXX D A |
| GCAT2025INV3285 |  |  | XXXXXX C A |
| GCAT2025INV3286 |  |  | XXXXXX C A |
| GCAT2025INV3287 |  |  | XXXXXX C A |
| GCAT2025INV3288 |  |  | XXXXXX C B A |
| GCAT2025INV3289 |  |  | XXXXXX C A |
| GCAT2025INV3290 |  |  | XXXXXX D B A |
| GCAT2025INV3291 |  |  | XXXXXX C A B |
| GCAT2025INV3292 |  |  | XXXXXX C A |
| GCAT2025INV3293 |  |  | XXXXXX C A |
| GCAT2025INV3294 |  |  | XXXXXX C A |
| GCAT2025INV3295 |  |  | XXXXXX D A C B |
| GCAT2025INV3296 |  |  | XXXXXX C A |
| GCAT2025INV3297 |  |  | XXXXXX C A |
| GCAT2025INV3298 |  |  | XXXXXX D A B |
| GCAT2025INV3299 |  |  | XXXXXX D A |
| GCAT2025INV3300 |  |  | XXXXXX C A |
| GCAT2025INV3301 |  |  | XXXXXX C A |
| GCAT2025INV3302 |  |  | XXXXXX D A |
| GCAT2025INV3303 |  |  | XXXXXX D A C |
| GCAT2025INV3304 |  |  | XXXXXX C A |
| GCAT2025INV3305 |  |  | XXXXXX D A |
| GCAT2025INV3306 |  |  | XXXXXX C A |
| GCAT2025INV3307 |  |  | XXXXXX C A |
| GCAT2025INV3308 |  |  | XXXXXX D A |
| GCAT2025INV3309 |  |  | XXXXXX C A |
| GCAT2025INV3310 |  |  | XXXXXX C A |
| GCAT2025INV3311 |  |  | XXXXXX C A |
| GCAT2025INV3312 |  |  | XXXXXX D A C |
| GCAT2025INV3313 |  |  | XXXXXX D A |
| GCAT2025INV3314 |  |  | XXXXXX D A |
| GCAT2025INV3315 |  |  | XXXXXX C B A |
| GCAT2025INV3316 |  |  | XXXXXX D A |
| GCAT2025INV3317 |  |  | XXXXXX C A |
| GCAT2025INV3318 |  |  | XXXXXX D A C |
| GCAT2025INV3319 |  |  | XXXXXX C B A |
| GCAT2025INV3320 |  |  | XXXXXX C B A |
| GCAT2025INV3321 |  |  | XXXXXX C A |
| GCAT2025INV3322 |  |  | XXXXXX D A |
| GCAT2025INV3323 |  |  | XXXXXX C A |
| GCAT2025INV3324 |  |  | XXXXXX D A C |
| GCAT2025INV3325 |  |  | XXXXXX C A |
| GCAT2025INV3326 |  |  | XXXXXX C A |
| GCAT2025INV3327 |  |  | XXXXXX D A |
| GCAT2025INV3328 |  |  | XXXXXX C A |
| GCAT2025INV3329 |  |  | XXXXXX C A |
| GCAT2025INV3330 |  |  | XXXXXX C A |
| GCAT2025INV3331 |  |  | XXXXXX D A B |
| GCAT2025INV3332 |  |  | XXXXXX C A |
| GCAT2025INV3333 |  |  | XXXXXX C A |
| GCAT2025INV3334 |  |  | XXXXXX C A |
| GCAT2025INV3335 |  |  | XXXXXX C A |
| GCAT2025INV3336 |  |  | XXXXXX D A |
| GCAT2025INV3337 |  |  | XXXXXX D A |
| GCAT2025INV3338 |  |  | XXXXXX C A |
| GCAT2025INV3339 |  |  | XXXXXX C A B |
| GCAT2025INV3340 |  |  | XXXXXX C A |
| GCAT2025INV3341 |  |  | XXXXXX C A |
| GCAT2025INV3342 |  |  | XXXXXX C A |
| GCAT2025INV3343 |  |  | XXXXXX C A |
| GCAT2025INV3344 |  |  | XXXXXX C A |
| GCAT2025INV3345 |  |  | XXXXXX C A |
| GCAT2025INV3346 |  |  | XXXXXX C A |
| GCAT2025INV3347 |  |  | XXXXXX C A |
| GCAT2025INV3348 |  |  | XXXXXX C A |
| GCAT2025INV3349 |  |  | XXXXXX C A |
| GCAT2025INV3350 |  |  | XXXXXX C A |
| GCAT2025INV3351 |  |  | XXXXXX D A C |
| GCAT2025INV3352 |  |  | XXXXXX C A |
| GCAT2025INV3353 |  |  | XXXXXX D A C |
| GCAT2025INV3354 |  |  | XXXXXX D A |
| GCAT2025INV3355 |  |  | XXXXXX D A C |
| GCAT2025INV3356 |  |  | XXXXXX C A |
| GCAT2025INV3357 |  |  | XXXXXX D B A |
| GCAT2025INV3358 |  |  | XXXXXX C A |
| GCAT2025INV3359 |  |  | XXXXXX C A |
| GCAT2025INV3360 |  |  | XXXXXX D A C |
| GCAT2025INV3361 |  |  | XXXXXX C A |
| GCAT2025INV3362 |  |  | XXXXXX D A C |
| GCAT2025INV3363 |  |  | XXXXXX C A |
| GCAT2025INV3364 |  |  | XXXXXX C A |
| GCAT2025INV3365 |  |  | XXXXXX C A |
| GCAT2025INV3366 |  |  | XXXXXX C A |
| GCAT2025INV3367 |  |  | XXXXXX D A |
| GCAT2025INV3368 |  |  | XXXXXX C A |
| GCAT2025INV3369 |  |  | XXXXXX C A |
| GCAT2025INV3370 |  |  | XXXXXX D B C A |
| GCAT2025INV3371 |  |  | XXXXXX D A |
| GCAT2025INV3372 |  |  | XXXXXX C A |
| GCAT2025INV3373 |  |  | XXXXXX C A |
| GCAT2025INV3374 |  |  | XXXXXX C A |
| GCAT2025INV3375 |  |  | XXXXXX C A |
| GCAT2025INV3376 |  |  | XXXXXX D A |
| GCAT2025INV3377 |  |  | XXXXXX D A C |
| GCAT2025INV3378 |  |  | XXXXXX C A |
| GCAT2025INV3379 |  |  | XXXXXX C A |
| GCAT2025INV3380 |  |  | XXXXXX D A |
| GCAT2025INV3381 |  |  | XXXXXX C A |
| GCAT2025INV3382 |  |  | XXXXXX C A |
| GCAT2025INV3383 |  |  | XXXXXX D A |
| GCAT2025INV3384 |  |  | XXXXXX C A |
| GCAT2025INV3385 |  |  | XXXXXX D A C |
| GCAT2025INV3386 |  |  | XXXXXX C A |
| GCAT2025INV3387 |  |  | XXXXXX C A |
| GCAT2025INV3388 |  |  | XXXXXX D A |
| GCAT2025INV3389 |  |  | XXXXXX C A |
| GCAT2025INV3390 |  |  | XXXXXX D A C |
| GCAT2025INV3391 |  |  | XXXXXX C A |
| GCAT2025INV3392 |  |  | XXXXXX D A |
| GCAT2025INV3393 |  |  | XXXXXX C A |
| GCAT2025INV3394 |  |  | XXXXXX D A |
| GCAT2025INV3395 |  |  | XXXXXX D A |
| GCAT2025INV3396 |  |  | XXXXXX C A |
| GCAT2025INV3397 |  |  | XXXXXX D A |
| GCAT2025INV3398 |  |  | XXXXXX C A |
| GCAT2025INV3399 |  |  | XXXXXX C A |
| GCAT2025INV3400 |  |  | XXXXXX C A |
| GCAT2025INV3401 |  |  | XXXXXX C A |
| GCAT2025INV3402 |  |  | XXXXXX D A C |
| GCAT2025INV3403 |  |  | XXXXXX C B A |
| GCAT2025INV3404 |  |  | XXXXXX C A |
| GCAT2025INV3405 |  |  | XXXXXX C A |
| GCAT2025INV3406 |  |  | XXXXXX C A |
| GCAT2025INV3407 |  |  | XXXXXX D A |
| GCAT2025INV3408 |  |  | XXXXXX C A |
| GCAT2025INV3409 |  |  | XXXXXX C A |
| GCAT2025INV3410 |  |  | XXXXXX D A C |
| GCAT2025INV3411 |  |  | XXXXXX C A |
| GCAT2025INV3412 |  |  | XXXXXX C A |
| GCAT2025INV3413 |  |  | XXXXXX C A |
| GCAT2025INV3414 |  |  | XXXXXX C A |
| GCAT2025INV3415 |  |  | XXXXXX C A |
| GCAT2025INV3416 |  |  | XXXXXX C A |
| GCAT2025INV3417 |  |  | XXXXXX C A |
| GCAT2025INV3418 |  |  | XXXXXX D A |
| GCAT2025INV3419 |  |  | XXXXXX D A |
| GCAT2025INV3420 |  |  | XXXXXX C A |
| GCAT2025INV3421 |  |  | XXXXXX C A |
| GCAT2025INV3422 |  |  | XXXXXX D C A |
| GCAT2025INV3423 |  |  | XXXXXX C A |
| GCAT2025INV3424 |  |  | XXXXXX D A |
| GCAT2025INV3425 |  |  | XXXXXX C A |
| GCAT2025INV3426 |  |  | XXXXXX C A |
| GCAT2025INV3427 |  |  | XXXXXX C A |
| GCAT2025INV3428 |  |  | XXXXXX D A |
| GCAT2025INV3429 |  |  | XXXXXX C A |
| GCAT2025INV3430 |  |  | XXXXXX C A |
| GCAT2025INV3431 |  |  | XXXXXX C A |
| GCAT2025INV3432 |  |  | XXXXXX C A |
| GCAT2025INV3433 |  |  | XXXXXX C A |
| GCAT2025INV3434 |  |  | XXXXXX C A |
| GCAT2025INV3435 |  |  | XXXXXX C A |
| GCAT2025INV3436 |  |  | XXXXXX C A |
| GCAT2025INV3437 |  |  | XXXXXX D B A |
| GCAT2025INV3438 |  |  | XXXXXX D A C |
| GCAT2025INV3439 |  |  | XXXXXX C A |
| GCAT2025INV3440 |  |  | XXXXXX C A |
| GCAT2025INV3441 |  |  | XXXXXX C A |
| GCAT2025INV3442 |  |  | XXXXXX C A |
| GCAT2025INV3443 |  |  | XXXXXX D A |
| GCAT2025INV3444 |  |  | XXXXXX C A |
| GCAT2025INV3445 |  |  | XXXXXX C A |
| GCAT2025INV3446 |  |  | XXXXXX D A |
| GCAT2025INV3447 |  |  | XXXXXX D A B |
| GCAT2025INV3448 |  |  | XXXXXX C A |
| GCAT2025INV3449 |  |  | XXXXXX D A |
| GCAT2025INV3450 |  |  | XXXXXX C A |
| GCAT2025INV3451 |  |  | XXXXXX C A |
| GCAT2025INV3452 |  |  | XXXXXX C A |
| GCAT2025INV3453 |  |  | XXXXXX C A |
| GCAT2025INV3454 |  |  | XXXXXX D A C |
| GCAT2025INV3455 |  |  | XXXXXX D A B |
| GCAT2025INV3456 |  |  | XXXXXX D A |
| GCAT2025INV3457 |  |  | XXXXXX C A |
| GCAT2025INV3458 |  |  | XXXXXX D A C |
| GCAT2025INV3459 |  |  | XXXXXX D A C |
| GCAT2025INV3460 |  |  | XXXXXX C A |
| GCAT2025INV3461 |  |  | XXXXXX C A |
| GCAT2025INV3462 |  |  | XXXXXX D A |
| GCAT2025INV3463 |  |  | XXXXXX D A C |
| GCAT2025INV3464 |  |  | XXXXXX C A |
| GCAT2025INV3465 |  |  | XXXXXX C A |
| GCAT2025INV3466 |  |  | XXXXXX C A |
| GCAT2025INV3467 |  |  | XXXXXX C A |
| GCAT2025INV3468 |  |  | XXXXXX C A |
| GCAT2025INV3469 |  |  | XXXXXX C B A |
| GCAT2025INV3470 |  |  | XXXXXX C A |
| GCAT2025INV3471 |  |  | XXXXXX D A |
| GCAT2025INV3472 |  |  | XXXXXX D A |
| GCAT2025INV3473 |  |  | XXXXXX C A |
| GCAT2025INV3474 |  |  | XXXXXX C A |
| GCAT2025INV3475 |  |  | XXXXXX C A |
| GCAT2025INV3476 |  |  | XXXXXX C A |
| GCAT2025INV3477 |  |  | XXXXXX C A |
| GCAT2025INV3478 |  |  | XXXXXX C A |
| GCAT2025INV3479 |  |  | XXXXXX C A |
| GCAT2025INV3480 |  |  | XXXXXX C A |
| GCAT2025INV3481 |  |  | XXXXXX C A |
| GCAT2025INV3482 |  |  | XXXXXX C A |
| GCAT2025INV3483 |  |  | XXXXXX C A |
| GCAT2025INV3484 |  |  | XXXXXX C A |
| GCAT2025INV3485 |  |  | XXXXXX C A |
| GCAT2025INV3486 |  |  | XXXXXX C A |
| GCAT2025INV3487 |  |  | XXXXXX C A |
| GCAT2025INV3488 |  |  | XXXXXX D A |
| GCAT2025INV3489 |  |  | XXXXXX C A |
| GCAT2025INV3490 |  |  | XXXXXX C A |
| GCAT2025INV3491 |  |  | XXXXXX C A |
| GCAT2025INV3492 |  |  | XXXXXX A |
| GCAT2025INV3493 |  |  | XXXXXX A |
| GCAT2025INV3494 |  |  | XXXXXX C A |
| GCAT2025INV3495 |  |  | XXXXXX D A C |
| GCAT2025INV3496 |  |  | XXXXXX D A |
| GCAT2025INV3497 |  |  | XXXXXX C A |
| GCAT2025INV3498 |  |  | XXXXXX C A |
| GCAT2025INV3499 |  |  | XXXXXX C A |
| GCAT2025INV3500 |  |  | XXXXXX C A |
| GCAT2025INV3501 |  |  | XXXXXX C A |
| GCAT2025INV3502 |  |  | XXXXXX C A |
| GCAT2025INV3503 |  |  | XXXXXX D A |
| GCAT2025INV3504 |  |  | XXXXXX C A |
| GCAT2025INV3505 |  |  | XXXXXX D A C B |
| GCAT2025INV3506 |  |  | XXXXXX C B A |
| GCAT2025INV3507 |  |  | XXXXXX D B A |
| GCAT2025INV3508 |  |  | XXXXXX D B C A |
| GCAT2025INV3509 |  |  | XXXXXX D B C A |
| GCAT2025INV3510 |  |  | XXXXXX D A C |
| GCAT2025INV3511 |  |  | XXXXXX D A |
| GCAT2025INV3512 |  |  | XXXXXX C A |
| GCAT2025INV3513 |  |  | XXXXXX D A |
| GCAT2025INV3514 |  |  | XXXXXX D A C |
| GCAT2025INV3515 |  |  | XXXXXX D B A |
| GCAT2025INV3516 |  |  | XXXXXX C A |
| GCAT2025INV3517 |  |  | XXXXXX C A |
| GCAT2025INV3518 |  |  | XXXXXX D A B |
| GCAT2025INV3519 |  |  | XXXXXX C A |
| GCAT2025INV3520 |  |  | XXXXXX C B A |
| GCAT2025INV3521 |  |  | XXXXXX D B C A |
| GCAT2025INV3522 |  |  | XXXXXX C B A |
| GCAT2025INV3524 |  |  | XXXXXX D A |
| GCAT2025INV3525 |  |  | XXXXXX D A |
| GCAT2025INV3526 |  |  | XXXXXX C A |
| GCAT2025INV3527 |  |  | XXXXXX C A |
| GCAT2025INV3528 |  |  | XXXXXX C A |
| GCAT2025INV3529 |  |  | XXXXXX D C A B |
| GCAT2025INV3530 |  |  | XXXXXX C A B |
| GCAT2025INV3531 |  |  | XXXXXX D A C B |
| GCAT2025INV3532 |  |  | XXXXXX C A |
| GCAT2025INV3533 |  |  | XXXXXX C A |
| GCAT2025INV3534 |  |  | XXXXXX C B A |
| GCAT2025INV3535 |  |  | XXXXXX C A |
| GCAT2025INV3536 |  |  | XXXXXX D B C A |
| GCAT2025INV3537 |  |  | XXXXXX C A |
| GCAT2025INV3538 |  |  | XXXXXX C A B |
| GCAT2025INV3539 |  |  | XXXXXX C A B |
| GCAT2025INV3540 |  |  | XXXXXX D A C |
| GCAT2025INV3541 |  |  | XXXXXX C B A |
| GCAT2025INV3542 |  |  | XXXXXX C A |
| GCAT2025INV3543 |  |  | XXXXXX C A |
| GCAT2025INV3544 |  |  | XXXXXX C A |
| GCAT2025INV3545 |  |  | XXXXXX C A B |
| GCAT2025INV3546 |  |  | XXXXXX D A C |
| GCAT2025INV3547 |  |  | XXXXXX C B A |
| GCAT2025INV3548 |  |  | XXXXXX C A |
| GCAT2025INV3549 |  |  | XXXXXX C A |
| GCAT2025INV3550 |  |  | XXXXXX D B A |
| GCAT2025INV3551 |  |  | XXXXXX D A |
| GCAT2025INV3552 |  |  | XXXXXX C B A |
| GCAT2025INV3553 |  |  | XXXXXX C A B |
| GCAT2025INV3554 |  |  | XXXXXX D A B |
| GCAT2025INV3555 |  |  | XXXXXX C A B |
| GCAT2025INV3556 |  |  | XXXXXX D B C A |
| GCAT2025INV3557 |  |  | XXXXXX D B A |
| GCAT2025INV3558 |  |  | XXXXXX D B A |
| GCAT2025INV3559 |  |  | XXXXXX D A C |
| GCAT2025INV3560 |  |  | XXXXXX C A |
| GCAT2025INV3561 |  |  | XXXXXX C A |
| GCAT2025INV3562 |  |  | XXXXXX C B A |
| GCAT2025INV3563 |  |  | XXXXXX C A |
| GCAT2025INV3564 |  |  | XXXXXX C A |
| GCAT2025INV3565 |  |  | XXXXXX C A |
| GCAT2025INV3566 |  |  | XXXXXX C B A |
| GCAT2025INV3567 |  |  | XXXXXX C B A |
| GCAT2025INV3568 |  |  | XXXXXX C A |
| GCAT2025INV3569 |  |  | XXXXXX C B A |
| GCAT2025INV3570 |  |  | XXXXXX D B C A |
| GCAT2025INV3571 |  |  | XXXXXX D B C A |
| GCAT2025INV3572 |  |  | XXXXXX C A |
| GCAT2025INV3573 |  |  | XXXXXX C A |
| GCAT2025INV3574 |  |  | XXXXXX D A |
| GCAT2025INV3575 |  |  | XXXXXX C B A |
| GCAT2025INV3576 |  |  | XXXXXX D A C |
| GCAT2025INV3577 |  |  | XXXXXX D C A |
| GCAT2025INV3578 |  |  | XXXXXX D A |
| GCAT2025INV3579 |  |  | XXXXXX D A |
| GCAT2025INV3580 |  |  | XXXXXX C A |
| GCAT2025INV3581 |  |  | XXXXXX C B A |
| GCAT2025INV3582 |  |  | XXXXXX C B A |
| GCAT2025INV3583 |  |  | XXXXXX D A C |
| GCAT2025INV3584 |  |  | XXXXXX C A |
| GCAT2025INV3585 |  |  | XXXXXX C A |
| GCAT2025INV3586 |  |  | XXXXXX C A |
| GCAT2025INV3587 |  |  | XXXXXX C A |
| GCAT2025INV3588 |  |  | XXXXXX D A C |
| GCAT2025INV3589 |  |  | XXXXXX C A |
| GCAT2025INV3590 |  |  | XXXXXX C A |
| GCAT2025INV3591 |  |  | XXXXXX C A |
| GCAT2025INV3592 |  |  | XXXXXX C A |
| GCAT2025INV3593 |  |  | XXXXXX C A |
| GCAT2025INV3594 |  |  | XXXXXX C A |
| GCAT2025INV3595 |  |  | XXXXXX C A |
| GCAT2025INV3596 |  |  | XXXXXX D A C |
| GCAT2025INV3597 |  |  | XXXXXX C A |
| GCAT2025INV3598 |  |  | XXXXXX D A |
| GCAT2025INV3599 |  |  | XXXXXX C A |
| GCAT2025INV3600 |  |  | XXXXXX C A |
| GCAT2025INV3601 |  |  | XXXXXX C A |
| GCAT2025INV3602 |  |  | XXXXXX C A |
| GCAT2025INV3603 |  |  | XXXXXX D A |
| GCAT2025INV3604 |  |  | XXXXXX C A |
| GCAT2025INV3605 |  |  | XXXXXX C A |
| GCAT2025INV3606 |  |  | XXXXXX C A |
| GCAT2025INV3607 |  |  | XXXXXX C A |
| GCAT2025INV3608 |  |  | XXXXXX C A |
| GCAT2025INV3609 |  |  | XXXXXX C A |
| GCAT2025INV3610 |  |  | XXXXXX D A |
| GCAT2025INV3611 |  |  | XXXXXX C A |
| GCAT2025INV3612 |  |  | XXXXXX C A |
| GCAT2025INV3613 |  |  | XXXXXX C A |
| GCAT2025INV3614 |  |  | XXXXXX C A |
| GCAT2025INV3615 |  |  | XXXXXX C B A |
| GCAT2025INV3616 |  |  | XXXXXX C A |
| GCAT2025INV3617 |  |  | XXXXXX C A |
| GCAT2025INV3618 |  |  | XXXXXX C A |
| GCAT2025INV3619 |  |  | XXXXXX C A |
| GCAT2025INV3620 |  |  | XXXXXX C A |
| GCAT2025INV3621 |  |  | XXXXXX D A |
| GCAT2025INV3622 |  |  | XXXXXX D A |
| GCAT2025INV3623 |  |  | XXXXXX C A |
| GCAT2025INV3624 |  |  | XXXXXX C A |
| GCAT2025INV3625 |  |  | XXXXXX D A |
| GCAT2025INV3626 |  |  | XXXXXX C B A |
| GCAT2025INV3627 |  |  | XXXXXX D B C A |
| GCAT2025INV3628 |  |  | XXXXXX D A |
| GCAT2025INV3629 |  |  | XXXXXX C A |
| GCAT2025INV3630 |  |  | XXXXXX C A |
| GCAT2025INV3631 |  |  | XXXXXX C B A |
| GCAT2025INV3632 |  |  | XXXXXX C A |
| GCAT2025INV3633 |  |  | XXXXXX C A |
| GCAT2025INV3634 |  |  | XXXXXX C A B |
| GCAT2025INV3635 |  |  | XXXXXX D A |
| GCAT2025INV3636 |  |  | XXXXXX C A |
| GCAT2025INV3637 |  |  | XXXXXX C A |
| GCAT2025INV3638 |  |  | XXXXXX C A |
| GCAT2025INV3639 |  |  | XXXXXX D A C |
| GCAT2025INV3640 |  |  | XXXXXX C A B |
| GCAT2025INV3641 |  |  | XXXXXX C A |
| GCAT2025INV3642 |  |  | XXXXXX D A C |
| GCAT2025INV3643 |  |  | XXXXXX C A |
| GCAT2025INV3644 |  |  | XXXXXX C A B |
| GCAT2025INV3645 |  |  | XXXXXX C A |
| GCAT2025INV3646 |  |  | XXXXXX D A C |
| GCAT2025INV3647 |  |  | XXXXXX C A B |
| GCAT2025INV3648 |  |  | XXXXXX C A |
| GCAT2025INV3649 |  |  | XXXXXX C A |
| GCAT2025INV3650 |  |  | XXXXXX C A |
| GCAT2025INV3651 |  |  | XXXXXX C A |
| GCAT2025INV3652 |  |  | XXXXXX D A C B |
| GCAT2025INV3653 |  |  | XXXXXX C A |
| GCAT2025INV3654 |  |  | XXXXXX C A |
| GCAT2025INV3655 |  |  | XXXXXX C B A |
| GCAT2025INV3656 |  |  | XXXXXX D A C |
| GCAT2025INV3657 |  |  | XXXXXX C A |
| GCAT2025INV3658 |  |  | XXXXXX C A |
| GCAT2025INV3659 |  |  | XXXXXX C A |
| GCAT2025INV3660 |  |  | XXXXXX C A |
| GCAT2025INV3661 |  |  | XXXXXX C A |
| GCAT2025INV3674 |  |  | XXXXXX C A |
| GCAT2025INV3675 |  |  | XXXXXX C A |
| GCAT2025INV3676 |  |  | XXXXXX C A |
| GCAT2025INV3677 |  |  | XXXXXX C A |
| GCAT2025INV3678 |  |  | XXXXXX C A |
| GCAT2025INV3679 |  |  | XXXXXX C A |
| GCAT2025INV3680 |  |  | XXXXXX D A |
| GCAT2025INV3681 |  |  | XXXXXX C A |
| GCAT2025INV3682 |  |  | XXXXXX D A C |
| GCAT2025INV3683 |  |  | XXXXXX C A |
| GCAT2025INV3684 |  |  | XXXXXX C B A |
| GCAT2025INV3685 |  |  | XXXXXX D A |
| GCAT2025INV3686 |  |  | XXXXXX C A |
| GCAT2025INV3687 |  |  | XXXXXX C B A |
| GCAT2025INV3688 |  |  | XXXXXX D A |
| GCAT2025INV3689 |  |  | XXXXXX C A |
| GCAT2025INV3690 |  |  | XXXXXX C A |
| GCAT2025INV3691 |  |  | XXXXXX C A |
| GCAT2025INV3692 |  |  | XXXXXX D A |
| GCAT2025INV3693 |  |  | XXXXXX C A |
| GCAT2025INV3694 |  |  | XXXXXX C A |
| GCAT2025INV3695 |  |  | XXXXXX D C A |
| GCAT2025INV3696 |  |  | XXXXXX C A |
| GCAT2025INV3697 |  |  | XXXXXX C A |
| GCAT2025INV3698 |  |  | XXXXXX C A |
| GCAT2025INV3699 |  |  | XXXXXX C A |
| GCAT2025INV3700 |  |  | XXXXXX C A |
| GCAT2025INV3701 |  |  | XXXXXX D A |
| GCAT2025INV3702 |  |  | XXXXXX C A |
| GCAT2025INV3703 |  |  | XXXXXX C A |
| GCAT2025INV3704 |  |  | XXXXXX C A |
| GCAT2025INV3705 |  |  | XXXXXX D A |
| GCAT2025INV3706 |  |  | XXXXXX C A |
| GCAT2025INV3707 |  |  | XXXXXX C A |
| GCAT2025INV3708 |  |  | XXXXXX D A |
| GCAT2025INV3709 |  |  | XXXXXX D A |
| GCAT2025INV3710 |  |  | XXXXXX C A |
| GCAT2025INV3711 |  |  | XXXXXX C A |
| GCAT2025INV3712 |  |  | XXXXXX C A |
| GCAT2025INV3713 |  |  | XXXXXX C A |
| GCAT2025INV3714 |  |  | XXXXXX D A |
| GCAT2025INV3715 |  |  | XXXXXX C A |
| GCAT2025INV3716 |  |  | XXXXXX C A |
| GCAT2025INV3717 |  |  | XXXXXX C A |
| GCAT2025INV3718 |  |  | XXXXXX C A |
| GCAT2025INV3719 |  |  | XXXXXX C A |
| GCAT2025INV3720 |  |  | XXXXXX C A |
| GCAT2025INV3721 |  |  | XXXXXX C B A |
| GCAT2025INV3722 |  |  | XXXXXX C A |
| GCAT2025INV3723 |  |  | XXXXXX C A |
| GCAT2025INV3724 |  |  | XXXXXX C A |
| GCAT2025INV3725 |  |  | XXXXXX C A |
| GCAT2025INV3726 |  |  | XXXXXX C A |
| GCAT2025INV3727 |  |  | XXXXXX C A |
| GCAT2025INV3728 |  |  | XXXXXX C A |
| GCAT2025INV3729 |  |  | XXXXXX C A |
| GCAT2025INV3730 |  |  | XXXXXX C A |
| GCAT2025INV3731 |  |  | XXXXXX D A |
| GCAT2025INV3662 |  |  | XXXXXX C A |
| GCAT2025INV3732 |  |  | XXXXXX D B C A |
| GCAT2025INV3733 |  |  | XXXXXX D A |
| GCAT2025INV3734 |  |  | XXXXXX D A C B |
| GCAT2025INV3735 |  |  | XXXXXX D A |
| GCAT2025INV3736 |  |  | XXXXXX D A C B |
| GCAT2025INV3737 |  |  | XXXXXX C A B |
| GCAT2025INV3738 |  |  | XXXXXX D A C |
| GCAT2025INV3739 |  |  | XXXXXX C A |
| GCAT2025INV3740 |  |  | XXXXXX D A |
| GCAT2025INV3741 |  |  | XXXXXX C A |
| GCAT2025INV3742 |  |  | XXXXXX C A |
| GCAT2025INV3743 |  |  | XXXXXX D A |
| GCAT2025INV3744 |  |  | XXXXXX C A |
| GCAT2025INV3745 |  |  | XXXXXX D A C |
| GCAT2025INV3746 |  |  | XXXXXX D A |
| GCAT2025INV3747 |  |  | XXXXXX D A |
| GCAT2025INV3748 |  |  | XXXXXX D A C |
| GCAT2025INV3749 |  |  | XXXXXX C A |
| GCAT2025INV3750 |  |  | XXXXXX D A |
| GCAT2025INV3751 |  |  | XXXXXX D A C |
| GCAT2025INV3752 |  |  | XXXXXX D A |
| GCAT2025INV3753 |  |  | XXXXXX D A |
| GCAT2025INV3754 |  |  | XXXXXX D A |
| GCAT2025INV3663 |  |  | XXXXXX D A C |
| GCAT2025INV3755 |  |  | XXXXXX C A |
| GCAT2025INV3756 |  |  | XXXXXX C A |
| GCAT2025INV3757 |  |  | XXXXXX D A |
| GCAT2025INV3758 |  |  | XXXXXX C A |
| GCAT2025INV3759 |  |  | XXXXXX D A |
| GCAT2025INV3760 |  |  | XXXXXX D A |
| GCAT2025INV3761 |  |  | XXXXXX C A |
| GCAT2025INV3762 |  |  | XXXXXX C A |
| GCAT2025INV3763 |  |  | XXXXXX C A |
| GCAT2025INV3764 |  |  | XXXXXX D A C |
| GCAT2025INV3765 |  |  | XXXXXX C A |
| GCAT2025INV3766 |  |  | XXXXXX C A |
| GCAT2025INV3767 |  |  | XXXXXX D A |
| GCAT2025INV3768 |  |  | XXXXXX C A |
| GCAT2025INV3769 |  |  | XXXXXX C A |
| GCAT2025INV3770 |  |  | XXXXXX C B A |
| GCAT2025INV3771 |  |  | XXXXXX C B A |
| GCAT2025INV3772 |  |  | XXXXXX C A B |
| GCAT2025INV3773 |  |  | XXXXXX C B A |
| GCAT2025INV3774 |  |  | XXXXXX C B A |
| GCAT2025INV3775 |  |  | XXXXXX D A |
| GCAT2025INV3776 |  |  | XXXXXX D A |
| GCAT2025INV3777 |  |  | XXXXXX C A |
| GCAT2025INV3778 |  |  | XXXXXX C A |
| GCAT2025INV3779 |  |  | XXXXXX C A |
| GCAT2025INV3780 |  |  | XXXXXX C A |
| GCAT2025INV3781 |  |  | XXXXXX D A C |
| GCAT2025INV3782 |  |  | XXXXXX C A |
| GCAT2025INV3783 |  |  | XXXXXX C A |
| GCAT2025INV3784 |  |  | XXXXXX C A |
| GCAT2025INV3785 |  |  | XXXXXX D A |
| GCAT2025INV3786 |  |  | XXXXXX C A |
| GCAT2025INV3787 |  |  | XXXXXX C A |
| GCAT2025INV3788 |  |  | XXXXXX C A |
| GCAT2025INV3789 |  |  | XXXXXX C A |
| GCAT2025INV3790 |  |  | XXXXXX C A |
| GCAT2025INV3791 |  |  | XXXXXX C A |
| GCAT2025INV3792 |  |  | XXXXXX C A |
| GCAT2025INV3793 |  |  | XXXXXX D A |
| GCAT2025INV3794 |  |  | XXXXXX C A |
| GCAT2025INV3795 |  |  | XXXXXX C A |
| GCAT2025INV3796 |  |  | XXXXXX C A |
| GCAT2025INV3797 |  |  | XXXXXX C A |
| GCAT2025INV3798 |  |  | XXXXXX C A |
| GCAT2025INV3799 |  |  | XXXXXX C A |
| GCAT2025INV3800 |  |  | XXXXXX C A |
| GCAT2025INV3801 |  |  | XXXXXX C A |
| GCAT2025INV3802 |  |  | XXXXXX C A |
| GCAT2025INV3803 |  |  | XXXXXX C A |
| GCAT2025INV3804 |  |  | XXXXXX D A |
| GCAT2025INV3805 |  |  | XXXXXX C A |
| GCAT2025INV3806 |  |  | XXXXXX C A |
| GCAT2025INV3807 |  |  | XXXXXX D A C |
| GCAT2025INV3808 |  |  | XXXXXX C A |
| GCAT2025INV3809 |  |  | XXXXXX C A |
| GCAT2025INV3810 |  |  | XXXXXX C A |
| GCAT2025INV3811 |  |  | XXXXXX C A |
| GCAT2025INV3812 |  |  | XXXXXX C A |
| GCAT2025INV3813 |  |  | XXXXXX C A |
| GCAT2025INV3814 |  |  | XXXXXX C A |
| GCAT2025INV3815 |  |  | XXXXXX C A |
| GCAT2025INV3816 |  |  | XXXXXX C B A |
| GCAT2025INV3817 |  |  | XXXXXX C B A |
| GCAT2025INV3818 |  |  | XXXXXX D A |
| GCAT2025INV3819 |  |  | XXXXXX C A |
| GCAT2025INV3820 |  |  | XXXXXX C B A |
| GCAT2025INV3821 |  |  | XXXXXX C A |
| GCAT2025INV3822 |  |  | XXXXXX D A |
| GCAT2025INV3823 |  |  | XXXXXX C A |
| GCAT2025INV3824 |  |  | XXXXXX D A C |
| GCAT2025INV3825 |  |  | XXXXXX C A |
| GCAT2025INV3826 |  |  | XXXXXX C A |
| GCAT2025INV3827 |  |  | XXXXXX C A |
| GCAT2025INV3828 |  |  | XXXXXX D A |
| GCAT2025INV3829 |  |  | XXXXXX D A |
| GCAT2025INV3830 |  |  | XXXXXX C A |
| GCAT2025INV3831 |  |  | XXXXXX C A |
| GCAT2025INV3832 |  |  | XXXXXX C A |
| GCAT2025INV3833 |  |  | XXXXXX C A |
| GCAT2025INV3834 |  |  | XXXXXX C A |
| GCAT2025INV3835 |  |  | XXXXXX C A |
| GCAT2025INV3836 |  |  | XXXXXX C A |
| GCAT2025INV3837 |  |  | XXXXXX C A |
| GCAT2025INV3838 |  |  | XXXXXX C A |
| GCAT2025INV3839 |  |  | XXXXXX D A |
| GCAT2025INV3840 |  |  | XXXXXX C A |
| GCAT2025INV3841 |  |  | XXXXXX C A |
| GCAT2025INV3842 |  |  | XXXXXX C A |
| GCAT2025INV3843 |  |  | XXXXXX C B A |
| GCAT2025INV3844 |  |  | XXXXXX C B A |
| GCAT2025INV3845 |  |  | XXXXXX C A B |
| GCAT2025INV3846 |  |  | XXXXXX C B A |
| GCAT2025INV3847 |  |  | XXXXXX C A |
| GCAT2025INV3848 |  |  | XXXXXX C A |
| GCAT2025INV3849 |  |  | XXXXXX C A |
| GCAT2025INV3850 |  |  | XXXXXX C A |
| GCAT2025INV3851 |  |  | XXXXXX D A |
| GCAT2025INV3852 |  |  | XXXXXX C A |
| GCAT2025INV3853 |  |  | XXXXXX C A |
| GCAT2025INV3854 |  |  | XXXXXX C A |
| GCAT2025INV3855 |  |  | XXXXXX D A C |
| GCAT2025INV3856 |  |  | XXXXXX C A |
| GCAT2025INV3857 |  |  | XXXXXX C A |
| GCAT2025INV3858 |  |  | XXXXXX C A |
| GCAT2025INV3859 |  |  | XXXXXX C A |
| GCAT2025INV3860 |  |  | XXXXXX C A |
| GCAT2025INV3861 |  |  | XXXXXX C A |
| GCAT2025INV3862 |  |  | XXXXXX C A |
| GCAT2025INV3863 |  |  | XXXXXX C A |
| GCAT2025INV3864 |  |  | XXXXXX C A |
| GCAT2025INV3865 |  |  | XXXXXX C B A |
| GCAT2025INV3866 |  |  | XXXXXX C B A |
| GCAT2025INV3867 |  |  | XXXXXX C B A |
| GCAT2025INV3868 |  |  | XXXXXX C A |
| GCAT2025INV3869 |  |  | XXXXXX C B A |
| GCAT2025INV3870 |  |  | XXXXXX D A |
| GCAT2025INV3871 |  |  | XXXXXX D A |
| GCAT2025INV3872 |  |  | XXXXXX C A |
| GCAT2025INV3873 |  |  | XXXXXX C B A |
| GCAT2025INV3874 |  |  | XXXXXX D A C B |
| GCAT2025INV3875 |  |  | XXXXXX D B A |
| GCAT2025INV3876 |  |  | XXXXXX D A |
| GCAT2025INV3877 |  |  | XXXXXX D A C |
| GCAT2025INV3878 |  |  | XXXXXX C A |
| GCAT2025INV3879 |  |  | XXXXXX C B A |
| GCAT2025INV3880 |  |  | XXXXXX C A |
| GCAT2025INV3881 |  |  | XXXXXX D A |
| GCAT2025INV3882 |  |  | XXXXXX D A |
| GCAT2025INV3883 |  |  | XXXXXX D A B |
| GCAT2025INV3884 |  |  | XXXXXX C A B |
| GCAT2025INV3885 |  |  | XXXXXX D A C |
| GCAT2025INV3886 |  |  | XXXXXX C B A |
| GCAT2025INV3887 |  |  | XXXXXX D A |
| GCAT2025INV3888 |  |  | XXXXXX C A |
| GCAT2025INV3889 |  |  | XXXXXX D A C |
| GCAT2025INV3890 |  |  | XXXXXX D A |
| GCAT2025INV3891 |  |  | XXXXXX D A B |
| GCAT2025INV3892 |  |  | XXXXXX C A |
| GCAT2025INV3893 |  |  | XXXXXX C A |
| GCAT2025INV3894 |  |  | XXXXXX D A |
| GCAT2025INV3895 |  |  | XXXXXX C A |
| GCAT2025INV3896 |  |  | XXXXXX C A |
| GCAT2025INV3897 |  |  | XXXXXX D A |
| GCAT2025INV3898 |  |  | XXXXXX D A B |
| GCAT2025INV3899 |  |  | XXXXXX D A |
| GCAT2025INV3900 |  |  | XXXXXX D A |
| GCAT2025INV3901 |  |  | XXXXXX D A |
| GCAT2025INV3902 |  |  | XXXXXX D A |
| GCAT2025INV3903 |  |  | XXXXXX C A |
| GCAT2025INV3904 |  |  | XXXXXX D A |
| GCAT2025INV3905 |  |  | XXXXXX D A C |
| GCAT2025INV3906 |  |  | XXXXXX D A C |
| GCAT2025INV3907 |  |  | XXXXXX D A |
| GCAT2025INV3908 |  |  | XXXXXX D A C |
| GCAT2025INV3909 |  |  | XXXXXX D A |
| GCAT2025INV3910 |  |  | XXXXXX D A |
| GCAT2025INV3911 |  |  | XXXXXX D A |
| GCAT2025INV3912 |  |  | XXXXXX C A |
| GCAT2025INV3913 |  |  | XXXXXX D A |
| GCAT2025INV3914 |  |  | XXXXXX D A C |
| GCAT2025INV3915 |  |  | XXXXXX D A C |
| GCAT2025INV3916 |  |  | XXXXXX D A |
| GCAT2025INV3664 |  |  | XXXXXX D A C |
| GCAT2025INV3917 |  |  | XXXXXX C A |
| GCAT2025INV3665 |  |  | XXXXXX C A B |
| GCAT2025INV3918 |  |  | XXXXXX D A |
| GCAT2025INV3919 |  |  | XXXXXX C A |
| GCAT2025INV3666 |  |  | XXXXXX C A |
| GCAT2025INV3920 |  |  | XXXXXX C A |
| GCAT2025INV3667 |  |  | XXXXXX C A |
| GCAT2025INV3668 |  |  | XXXXXX C A |
| GCAT2025INV3921 |  |  | XXXXXX C A |
| GCAT2025INV3922 |  |  | XXXXXX C A |
| GCAT2025INV3669 |  |  | XXXXXX D A |
| GCAT2025INV3670 |  |  | XXXXXX C B A |
| GCAT2025INV3671 |  |  | XXXXXX C A |
| GCAT2025INV3672 |  |  | XXXXXX C A |
| GCAT2025INV3923 |  |  | XXXXXX C A |
| GCAT2025INV3924 |  |  | XXXXXX C A |
| GCAT2025INV3673 |  |  | XXXXXX D A |

---

## Exhibit 99.10

[GCAT 2025-INV3 Trust ABS-15G](gcat-abs15g_080525.htm)

**Exhibit 99.10**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Second Desk Review Variance Amount** | **Second Desk Review Variance Percent** | **Second Desk Review Appraisal Date** | **Second Desk Review Appraised Value** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| GCAT2025INV3001 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.92% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.8 |  |
| GCAT2025INV3002 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3003 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3004 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 60.0 | 60.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3005 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -5.00% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3006 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3007 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.4 |  |
| GCAT2025INV3008 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3009 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3010 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 74.95 | 74.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3011 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 68.76 | 68.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3012 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | None - Appraisal Waiver | XXX | 69.94 | 69.94 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -4.61% | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3013 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 78.16 | 78.16 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -4.48% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| GCAT2025INV3014 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.01% | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3015 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| GCAT2025INV3016 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3017 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| GCAT2025INV3018 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3019 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.01% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.7 |  |
| GCAT2025INV3020 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3021 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 74.92 | 74.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.4 |  |
| GCAT2025INV3022 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| GCAT2025INV3023 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 69.86 | 69.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3024 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| GCAT2025INV3025 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -4.44% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| GCAT2025INV3026 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 68.89 | 68.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3027 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 68.28 | 68.28 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -34.22% | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX | XXX | XXX | -6.39% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3028 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3029 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 73.33 | 73.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3030 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 74.72 | 74.72 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -2.83% | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| GCAT2025INV3031 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3032 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 71.83 | 71.83 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.1 |  |
| GCAT2025INV3033 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 74.99 | 74.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3034 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 67.8 | 67.8 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3035 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.4 |  |
| GCAT2025INV3036 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3037 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.38% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.9 |  |
| GCAT2025INV3038 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3039 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3040 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3041 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3042 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| GCAT2025INV3043 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 74.29 | 74.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3044 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 71.14 | 71.14 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 1.62% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 |  |
| GCAT2025INV3045 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 74.93 | 74.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.5 |  |
| GCAT2025INV3046 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| GCAT2025INV3047 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 69.43 | 69.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| GCAT2025INV3048 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3049 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3050 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3051 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3052 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| GCAT2025INV3053 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 78.89 | 78.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3054 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3055 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.6 |  |
| GCAT2025INV3056 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.4 |  |
| GCAT2025INV3057 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 69.53 | 69.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.4 |  |
| GCAT2025INV3058 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3059 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 5 |  |
| GCAT2025INV3060 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2 |  |
| GCAT2025INV3061 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| GCAT2025INV3062 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.17% | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 5 |  |
| GCAT2025INV3063 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3064 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 63.21 | 63.21 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.31% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.2 |  |
| GCAT2025INV3065 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.1 |  |
| GCAT2025INV3066 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3067 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3068 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3069 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3070 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3071 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 71.55 | 71.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3072 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3073 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| GCAT2025INV3074 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 63.01 | 63.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3075 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.47% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.2 |  |
| GCAT2025INV3076 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| GCAT2025INV3077 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 79.84 | 79.84 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.88% | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 4.2 |  |
| GCAT2025INV3078 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.8 |  |
| GCAT2025INV3079 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3080 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -2.06% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.9 |  |
| GCAT2025INV3081 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3082 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.05% | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.8 |  |
| GCAT2025INV3083 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.7 |  |
| GCAT2025INV3084 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 71.99 | 71.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.2 |  |
| GCAT2025INV3085 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3086 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.6 |  |
| GCAT2025INV3087 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 74.96 | 74.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3088 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3089 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| GCAT2025INV3090 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 74.87 | 74.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3091 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| GCAT2025INV3092 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.26% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| GCAT2025INV3093 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.1 |  |
| GCAT2025INV3094 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3095 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3096 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2 |  |
| GCAT2025INV3097 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3098 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2 |  |
| GCAT2025INV3099 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3100 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.2 |  |
| GCAT2025INV3101 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| GCAT2025INV3102 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.7 |  |
| GCAT2025INV3103 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.7 |  |
| GCAT2025INV3104 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.9 |  |
| GCAT2025INV3105 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3106 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -2.34% | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3107 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3108 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.2 |  |
| GCAT2025INV3109 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -42.71% | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.9 |  |
| GCAT2025INV3110 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.9 |  |
| GCAT2025INV3111 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.2 |  |
| GCAT2025INV3112 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 79.61 | 79.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3113 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3114 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 65.52 | 65.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3115 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3116 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -34.52% | 74.0 | 0.26 | XXX | XXX | XX/XX/XXXX | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3117 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.77% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.6 |  |
| GCAT2025INV3118 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3119 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3120 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3121 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3122 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.1 |  |
| GCAT2025INV3123 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.04% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.9 |  |
| GCAT2025INV3124 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 69.93 | 69.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| GCAT2025INV3125 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -2.39% | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.6 |  |
| GCAT2025INV3126 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.7 |  |
| GCAT2025INV3127 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3128 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| GCAT2025INV3129 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 1.13% | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| GCAT2025INV3130 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.03% | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.8 |  |
| GCAT2025INV3131 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3132 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 63.47 | 63.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3133 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3134 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| GCAT2025INV3135 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.16% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| GCAT2025INV3136 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.24% | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| GCAT2025INV3137 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| GCAT2025INV3138 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| GCAT2025INV3139 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 78.89 | 78.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3140 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.4 |  |
| GCAT2025INV3141 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 72.97 | 72.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3142 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3143 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3144 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -13.34% | 78.0 | 0.22 | XXX | XXX | XX/XX/XXXX | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3145 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.05% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| GCAT2025INV3146 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.18% | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| GCAT2025INV3147 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3148 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3149 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -4.23% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.9 |  |
| GCAT2025INV3150 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3151 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| GCAT2025INV3152 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.4 |  |
| GCAT2025INV3153 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 64.87 | 64.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3154 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| GCAT2025INV3155 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3156 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.3 |  |
| GCAT2025INV3157 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| GCAT2025INV3158 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 79.94 | 79.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3159 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.6 |  |
| GCAT2025INV3160 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3161 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3162 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3163 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3164 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3165 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2 |  |
| GCAT2025INV3166 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -4.29% | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3167 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3168 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| GCAT2025INV3169 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.03% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3170 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | None - Appraisal Waiver | XXX | 74.89 | 74.89 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.15% | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3171 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.77% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3172 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.02% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.6 |  |
| GCAT2025INV3173 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 26.65% | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3174 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3175 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3176 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3177 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3178 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3179 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| GCAT2025INV3180 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3181 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.76% | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.2 |  |
| GCAT2025INV3182 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3183 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -6.25% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.6 |  |
| GCAT2025INV3184 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.6 |  |
| GCAT2025INV3185 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 76.92 | 76.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3186 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3187 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| GCAT2025INV3188 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3189 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 69.91 | 69.91 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 12.85% | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.6 |  |
| GCAT2025INV3190 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3191 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3192 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3193 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3194 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3195 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3196 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| GCAT2025INV3197 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3198 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3199 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 64.29 | 64.29 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -3.56% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3200 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -2.64% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.7 |  |
| GCAT2025INV3201 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| GCAT2025INV3202 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3203 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 74.8 | 74.8 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3204 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.3 |  |
| GCAT2025INV3205 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3206 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3207 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3208 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3209 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3210 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3211 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 64.69 | 64.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| GCAT2025INV3212 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.95% | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3213 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.8 |  |
| GCAT2025INV3214 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.01% | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3215 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.7 |  |
| GCAT2025INV3216 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | None - Appraisal Waiver | XXX | 63.55 | 63.55 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3217 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 66.52 | 66.52 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -6.04% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3218 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.57% | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3219 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | None - Appraisal Waiver | XXX | 69.03 | 69.03 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.34% | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3220 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3221 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.4 |  |
| GCAT2025INV3222 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| GCAT2025INV3223 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3224 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -9.81% | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.8 |  |
| GCAT2025INV3225 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.8 |  |
| GCAT2025INV3226 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 | XXX | XXX | -.0922 | 2055 Exterior Only Inspection Report | 2055 Exterior Only Inspection Report |  |  |  |  |  |  |  |  | XXX | XXX | -10.61% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX | XXX | XXX | -10.61% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -9.20% |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.2 |  |
| GCAT2025INV3227 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 14.65% | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3228 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.45% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3229 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 65.0 | 65.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.14% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3230 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3231 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 65.67 | 65.67 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -19.04% | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.1 |  |
| GCAT2025INV3232 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3233 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 8.15% | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3234 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.01% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.3 |  |
| GCAT2025INV3235 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | None - Appraisal Waiver | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -5.32% | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -.075 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable |  |  |
| GCAT2025INV3236 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3237 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 71.99 | 71.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3238 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 24.23% | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.4 |  |
| GCAT2025INV3239 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.91 | 70.91 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -7.11% | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.7 |  |
| GCAT2025INV3240 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.1 |  |
| GCAT2025INV3241 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3242 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3243 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.7 |  |
| GCAT2025INV3244 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | None - Appraisal Waiver | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.47% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable |  |  |
| GCAT2025INV3245 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | None - Appraisal Waiver | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -18.32% | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -2.60% |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3246 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3247 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 65.91 | 65.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3248 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | None - Appraisal Waiver | XXX | 74.34 | 74.34 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3249 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -5.17% | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.3 |  |
| GCAT2025INV3250 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -2.90% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.9 |  |
| GCAT2025INV3251 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | None - Appraisal Waiver | XXX | 74.85 | 74.85 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.49% | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3252 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 61.96 | 61.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.7 |  |
| GCAT2025INV3253 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | None - Appraisal Waiver | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.43% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3254 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3255 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.3 |  |
| GCAT2025INV3256 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | None - Appraisal Waiver | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3257 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.32% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3258 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.9 |  |
| GCAT2025INV3259 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| GCAT2025INV3260 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -2.36% | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.8 |  |
| GCAT2025INV3261 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.8 |  |
| GCAT2025INV3262 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -9.96% | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.4 |  |
| GCAT2025INV3263 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.74% | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.3 |  |
| GCAT2025INV3264 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | None - Appraisal Waiver | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.01% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3265 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| GCAT2025INV3266 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | None - Appraisal Waiver | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 2.23% | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3267 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| GCAT2025INV3268 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| GCAT2025INV3269 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.80% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.8 |  |
| GCAT2025INV3270 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.6 |  |
| GCAT2025INV3271 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| GCAT2025INV3272 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| GCAT2025INV3273 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3274 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3275 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 66.7 | 66.7 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.2 |  |
| GCAT2025INV3276 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.11% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.7 |  |
| GCAT2025INV3277 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.8 |  |
| GCAT2025INV3278 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2 |  |
| GCAT2025INV3279 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.4 |  |
| GCAT2025INV3280 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 65.39 | 65.39 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -39.07% | 76.0 | 0.24 | XXX | XXX | XX/XX/XXXX | XXX | XXX | -3.64% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3281 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| GCAT2025INV3282 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| GCAT2025INV3283 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2 |  |
| GCAT2025INV3284 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3285 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.8 |  |
| GCAT2025INV3286 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.01% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.7 |  |
| GCAT2025INV3287 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3288 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| GCAT2025INV3289 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3290 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| GCAT2025INV3291 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -3.48% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.4 |  |
| GCAT2025INV3292 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| GCAT2025INV3293 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -31.62% | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3294 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 74.0 | 74.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.64% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| GCAT2025INV3295 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | None - Appraisal Waiver | XXX | 69.89 | 69.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -9.10% |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3296 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3297 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 2.65% | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3298 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | None - Appraisal Waiver | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -2.00% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3299 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -4.55% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.7 |  |
| GCAT2025INV3300 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2 |  |
| GCAT2025INV3301 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3302 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 62.02 | 62.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3303 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.84% | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.6 |  |
| GCAT2025INV3304 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3305 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.11 | 80.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3306 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3307 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3308 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| GCAT2025INV3309 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.16% | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3310 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3311 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 68.47 | 68.47 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 8.30% | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| GCAT2025INV3312 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.10% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| GCAT2025INV3313 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.2 |  |
| GCAT2025INV3314 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 65.63 | 65.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.7 |  |
| GCAT2025INV3315 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 73.86 | 73.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3316 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 68.29 | 68.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3317 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.11% | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4 |  |
| GCAT2025INV3318 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3319 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.4 |  |
| GCAT2025INV3320 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.99% | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3321 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| GCAT2025INV3322 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.7 |  |
| GCAT2025INV3323 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 71.58 | 71.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3324 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 69.25 | 69.25 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -9.29% | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3325 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 62.39 | 62.39 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -22.08% | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.3 |  |
| GCAT2025INV3326 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3327 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3328 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 67.86 | 67.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3329 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -9.73% | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3330 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3331 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.3 |  |
| GCAT2025INV3332 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3333 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -3.08% | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.8 |  |
| GCAT2025INV3334 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -4.01% | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3335 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| GCAT2025INV3336 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3337 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3338 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 73.33 | 73.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3339 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3340 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3341 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 6.91% | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3342 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.2 |  |
| GCAT2025INV3343 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.31% | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3344 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3345 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3346 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3347 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 68.85 | 68.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3348 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 62.7 | 62.7 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.36% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.7 |  |
| GCAT2025INV3349 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | 0.0 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3350 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -11.08% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3351 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.04% | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3352 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.06% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3353 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -3.83% | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3354 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 73.19 | 73.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.2 |  |
| GCAT2025INV3355 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.9 |  |
| GCAT2025INV3356 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| GCAT2025INV3357 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 69.21 | 69.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3358 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.07% | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.4 |  |
| GCAT2025INV3359 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 62.64 | 62.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3360 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3361 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3362 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.46% | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3363 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3364 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3365 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -3.77% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.7 |  |
| GCAT2025INV3366 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 63.95 | 63.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3367 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3368 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3369 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 73.3 | 73.3 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.23% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| GCAT2025INV3370 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 56.57 | 56.57 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 6.01% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| GCAT2025INV3371 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3372 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| GCAT2025INV3373 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -32.57% | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3374 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 64.13 | 64.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3375 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -2.51% | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3376 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 67.47 | 67.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3377 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -6.56% | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3378 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 76.04 | 76.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2 |  |
| GCAT2025INV3379 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 73.68 | 73.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3380 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.2 |  |
| GCAT2025INV3381 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 79.99 | 79.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3382 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| GCAT2025INV3383 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 74.92 | 74.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3384 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.18% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.6 |  |
| GCAT2025INV3385 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 65.0 | 65.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.08% | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3386 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| GCAT2025INV3387 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.3 |  |
| GCAT2025INV3388 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 72.63 | 72.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.9 |  |
| GCAT2025INV3389 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.67% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3390 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -2.72% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3391 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.54% | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX | XXX | XXX | -.0767 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3 |  |
| GCAT2025INV3392 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 71.4 | 71.4 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3393 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| GCAT2025INV3394 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3395 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3396 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3397 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 74.03 | 74.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| GCAT2025INV3398 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -18.79% | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3399 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.2 |  |
| GCAT2025INV3400 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3401 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.13% | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3402 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -8.80% | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.3 |  |
| GCAT2025INV3403 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 74.25 | 74.25 |  |  |  |  |  |  |  |  | XXX | XXX | .0980 | XX/XX/XXXX | 1004 URAR | XXX | XXX | -4.36% | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| GCAT2025INV3404 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3405 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 65.4 | 65.4 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -11.06% | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3406 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.35% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| GCAT2025INV3407 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 73.33 | 73.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2 |  |
| GCAT2025INV3408 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| GCAT2025INV3409 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 66.35 | 66.35 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.43% | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3410 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 69.91 | 69.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .180 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3411 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3412 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 63.96 | 63.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3413 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 5.79% | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3414 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -11.59% | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3415 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.2 |  |
| GCAT2025INV3416 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 69.41 | 69.41 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -7.66% | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3417 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.21% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.7 |  |
| GCAT2025INV3418 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.7 |  |
| GCAT2025INV3419 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.6 |  |
| GCAT2025INV3420 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3421 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3422 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.44% | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3423 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 71.72 | 71.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3424 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 72.22 | 72.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3425 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3426 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3427 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3428 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3429 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3430 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -25.60% | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.6 |  |
| GCAT2025INV3431 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3432 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.84% | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.6 |  |
| GCAT2025INV3433 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 7.97% | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3434 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.1 |  |
| GCAT2025INV3435 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| GCAT2025INV3436 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.6 |  |
| GCAT2025INV3437 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.6 |  |
| GCAT2025INV3438 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -21.33% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3439 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.8 |  |
| GCAT2025INV3440 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.7 |  |
| GCAT2025INV3441 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 69.82 | 69.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3442 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3443 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3444 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3445 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.43% | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3446 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.8 |  |
| GCAT2025INV3447 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 69.91 | 69.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.3 |  |
| GCAT2025INV3448 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.72% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.5 |  |
| GCAT2025INV3449 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.2 |  |
| GCAT2025INV3450 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3451 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3452 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | 0.0 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3453 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -9.66% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.7 |  |
| GCAT2025INV3454 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.01% | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3455 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| GCAT2025INV3456 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3457 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3458 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 65.79 | 65.79 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -9.38% | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3459 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 1.51% | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3460 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3461 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3462 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3463 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3464 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 66.27 | 66.27 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.37% | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3465 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3466 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 66.28 | 66.28 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3467 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 74.96 | 74.96 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -3.09% | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3468 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3469 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.07% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 5 |  |
| GCAT2025INV3470 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.35% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.9 |  |
| GCAT2025INV3471 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 74.99 | 74.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3472 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 73.66 | 73.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3473 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 73.63 | 73.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.5 |  |
| GCAT2025INV3474 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.11% | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3475 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.21% | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3476 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3477 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 69.89 | 69.89 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 1.10% | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2 |  |
| GCAT2025INV3478 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| GCAT2025INV3479 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -5.05% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2 |  |
| GCAT2025INV3480 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.31% | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.3 |  |
| GCAT2025INV3481 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.08% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| GCAT2025INV3482 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -9.91% | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.7 |  |
| GCAT2025INV3483 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.01% | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| GCAT2025INV3484 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -2.62% | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| GCAT2025INV3485 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3486 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.01% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| GCAT2025INV3487 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -5.11% | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| GCAT2025INV3488 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 83.05% | 78.0 | 0.22 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| GCAT2025INV3489 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 54.1 | 54.1 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.97% | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.7 |  |
| GCAT2025INV3490 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3491 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 77.08 | 77.08 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -2.83% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3492 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 73.26 | 73.26 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| GCAT2025INV3493 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3494 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.04% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3495 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -5.59% | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3496 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| GCAT2025INV3497 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -6.61% | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.9 |  |
| GCAT2025INV3498 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -11.25% | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.4 |  |
| GCAT2025INV3499 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 | XXX | XXX | -.0699 | AVM |  |  |  |  |  |  |  |  |  | XXX | XXX | -6.99% | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3500 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -2.28% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3501 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 62.5 | 62.5 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -29.85% | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.7 |  |
| GCAT2025INV3502 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.81% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3503 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -6.78% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3504 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -15.29% | 80.0 | 0.2 | XXX | XXX | XX/XX/XXXX | XXX | XXX | -.0595 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.2 |  |
| GCAT2025INV3505 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | None - Appraisal Waiver | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| GCAT2025INV3506 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.8 |  |
| GCAT2025INV3507 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.2 |  |
| GCAT2025INV3508 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -9.09% | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3509 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -7.65% | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3510 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -4.58% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.4 |  |
| GCAT2025INV3511 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3512 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 69.41 | 69.41 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3513 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 77.45 | 77.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3514 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3 |  |
| GCAT2025INV3515 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3516 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3517 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| GCAT2025INV3518 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3519 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.00 | 75.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3520 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -20.33% | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3 |  |
| GCAT2025INV3521 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.8 |  |
| GCAT2025INV3522 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.2 |  |
| GCAT2025INV3524 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3525 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 73.34 | 73.34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.5 |  |
| GCAT2025INV3526 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3527 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.95% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.8 |  |
| GCAT2025INV3528 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3529 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3530 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.9 |  |
| GCAT2025INV3531 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.6 |  |
| GCAT2025INV3532 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.5 |  |
| GCAT2025INV3533 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3534 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.00 | 70.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.7 |  |
| GCAT2025INV3535 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -.0052 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| GCAT2025INV3536 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | None - Appraisal Waiver | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| GCAT2025INV3537 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.6 |  |
| GCAT2025INV3538 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | None - Appraisal Waiver | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3539 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | None - Appraisal Waiver | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3540 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 63.48% | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| GCAT2025INV3541 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 60.71 | 60.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3542 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3543 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -7.40% | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.4 |  |
| GCAT2025INV3544 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 74.49 | 74.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3545 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3546 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.28% | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.7 |  |
| GCAT2025INV3547 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3548 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.1 |  |
| GCAT2025INV3549 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3550 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3551 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.9 |  |
| GCAT2025INV3552 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 62.76 | 62.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.9 |  |
| GCAT2025INV3553 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3554 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3555 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | None - Appraisal Waiver | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -4.28% | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3556 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.62% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3 |  |
| GCAT2025INV3557 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.5 |  |
| GCAT2025INV3558 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.4 |  |
| GCAT2025INV3559 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -4.04% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.1 |  |
| GCAT2025INV3560 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 74.99 | 74.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| GCAT2025INV3561 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3562 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.2 |  |
| GCAT2025INV3563 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2 |  |
| GCAT2025INV3564 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| GCAT2025INV3565 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.4 |  |
| GCAT2025INV3566 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 65.95 | 65.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.2 |  |
| GCAT2025INV3567 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3568 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 62.45 | 62.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| GCAT2025INV3569 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| GCAT2025INV3570 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| GCAT2025INV3571 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 60.19 | 60.19 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -55.19% | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| GCAT2025INV3572 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 71.41 | 71.41 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 |  |
| GCAT2025INV3573 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3574 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.4 |  |
| GCAT2025INV3575 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.48% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3576 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.81% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.8 |  |
| GCAT2025INV3577 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -12.71% | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.8 |  |
| GCAT2025INV3578 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3579 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 79.97 | 79.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| GCAT2025INV3580 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3581 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.2 |  |
| GCAT2025INV3582 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.2 |  |
| GCAT2025INV3583 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3584 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 74.28 | 74.28 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -40.78% | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX | XXX | XXX | -.0426 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3585 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.14% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.4 |  |
| GCAT2025INV3586 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.95% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.6 |  |
| GCAT2025INV3587 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 79.93 | 79.93 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -2.82% | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| GCAT2025INV3588 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 79.92 | 79.92 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -18.11% | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | 0.0 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3589 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 14.48% | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX | XXX | XXX | -.0476 | XXX | 0.0 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| GCAT2025INV3590 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 77.19 | 77.19 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.6 |  |
| GCAT2025INV3591 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -16.47% | 72.0 | 0.28 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | 0.0 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 5 |  |
| GCAT2025INV3592 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.33% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.3 |  |
| GCAT2025INV3593 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | 0.0 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.1 |  |
| GCAT2025INV3594 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 | XXX | XXX | -.0092 | AVM |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.92% | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 3.2 |  |
| GCAT2025INV3595 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -2.11% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.6 |  |
| GCAT2025INV3596 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3597 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3598 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 | XXX | XXX | -.0114 | AVM |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.14% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3599 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 | XXX | XXX | -.0676 | AVM |  |  |  |  |  |  |  |  |  | XXX | XXX | -6.76% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.8 |  |
| GCAT2025INV3600 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | 0.0 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3601 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3602 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.02% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.1 |  |
| GCAT2025INV3603 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 18.49% | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.5 |  |
| GCAT2025INV3604 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 13.12% | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3605 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -6.25% | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.1 |  |
| GCAT2025INV3606 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 63.64 | 63.64 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -37.20% | 80.0 | 0.2 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3607 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 58.44 | 58.44 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -18.12% | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3608 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 9.86% | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3609 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 | XXX | XXX | -.0791 | AVM |  |  |  |  |  |  |  |  |  | XXX | XXX | -7.91% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.2 |  |
| GCAT2025INV3610 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.05% | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3611 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 78.95 | 78.95 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.04% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3612 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.06% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3613 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 7.39% | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3614 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.92% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3615 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.71% | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3616 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 73.29 | 73.29 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.55% | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3617 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3618 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2 |  |
| GCAT2025INV3619 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -2.18% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3620 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.56% | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3621 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 | XXX | XXX | -.3004 | AVM |  |  |  |  |  |  |  |  |  | XXX | XXX | -30.04% | 72.0 | 0.28 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3622 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.5 |  |
| GCAT2025INV3623 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.48% | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.6 |  |
| GCAT2025INV3624 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 7.85% | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3625 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -2.26% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | 0.0 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.5 |  |
| GCAT2025INV3626 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.55% | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3627 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 78.38 | 78.38 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -2.63% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3628 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -6.14% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3629 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -28.48% | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3630 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | N/A | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3631 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3632 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.66% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3633 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.33% | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| GCAT2025INV3634 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -3.99% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3635 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.55% | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| GCAT2025INV3636 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -6.33% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3637 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 71.25 | 71.25 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 6.67% | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3638 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  | XXX | XXX | .0526 | XX/XX/XXXX | 1004 URAR | XXX | XXX | 0.00% | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.4 |  |
| GCAT2025INV3639 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -8.69% | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3640 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 79.74 | 79.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | 0.0 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3641 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -24.90% | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX | XXX | XXX | -.0394 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.7 |  |
| GCAT2025INV3642 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.64% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3643 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 26.36% | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| GCAT2025INV3644 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.66% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3645 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -14.83% | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3646 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 37.0 | 37.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 3.4 |  |
| GCAT2025INV3647 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -4.85% | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3648 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 2.76% | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable |  |  |
| GCAT2025INV3649 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 62.82 | 62.82 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -4.73% | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.2 |  |
| GCAT2025INV3650 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -13.94% | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX | XXX | XXX | -.0196 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3651 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.07% | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3652 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -3.58% | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3653 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -2.81% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3654 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 46.15 | 46.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3655 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | 0.0 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3656 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -6.95% | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3657 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable |  |  |
| GCAT2025INV3658 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -7.75% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| GCAT2025INV3659 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 73.62 | 73.62 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -4.46% | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.9 |  |
| GCAT2025INV3660 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3661 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | 0.0 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3674 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 68.9 | 68.9 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -2.88% | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3675 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 69.84 | 69.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 5 |  |
| GCAT2025INV3676 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.8 |  |
| GCAT2025INV3677 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| GCAT2025INV3678 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3679 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 79.95 | 79.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3680 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3681 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3682 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 67.17 | 67.17 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -31.74% | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 5 |  |
| GCAT2025INV3683 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 65.52 | 65.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3684 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3685 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3686 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 71.47 | 71.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.9 |  |
| GCAT2025INV3687 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 60.24 | 60.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3688 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 67.66 | 67.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2 |  |
| GCAT2025INV3689 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3690 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.01% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4 |  |
| GCAT2025INV3691 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.86 | 70.86 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.16% | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.1 |  |
| GCAT2025INV3692 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3693 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3694 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| GCAT2025INV3695 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 70.87 | 70.87 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.38% | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3696 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3697 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.33% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3698 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -6.37% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3699 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 64.11 | 64.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3700 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -20.29% | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3701 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3702 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3703 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3704 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3705 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.8 |  |
| GCAT2025INV3706 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 2.67% | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| GCAT2025INV3707 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3708 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3709 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3710 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3711 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.3 |  |
| GCAT2025INV3712 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 79.87 | 79.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3713 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3714 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3715 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3716 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3717 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 73.77 | 73.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3718 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| GCAT2025INV3719 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.2 |  |
| GCAT2025INV3720 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 66.75 | 66.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 5 |  |
| GCAT2025INV3721 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3722 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 69.08 | 69.08 | XXX | XXX | .0613 | 2055 Exterior Only Inspection Report | 2055 Exterior Only Inspection Report |  |  |  |  |  |  |  |  | XXX | XXX | -9.31% | 15.0 | 0.85 | XXX | XXX | XX/XX/XXXX | XXX | XXX | -.2500 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .061 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 5 |  |
| GCAT2025INV3723 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.3 |  |
| GCAT2025INV3724 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.4 |  |
| GCAT2025INV3725 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3726 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3727 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 74.75 | 74.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3728 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.06% | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3729 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 74.99 | 74.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3730 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.9 |  |
| GCAT2025INV3731 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| GCAT2025INV3662 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 72.73 | 72.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3732 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.55% | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.3 |  |
| GCAT2025INV3733 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3734 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | None - Appraisal Waiver | XXX | 67.5 | 67.5 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 2.11% | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3735 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3736 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | None - Appraisal Waiver | XXX | 68.5 | 68.5 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -6.92% | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3737 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | None - Appraisal Waiver | XXX | 67.65 | 67.65 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.04% | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3738 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.22% | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3739 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| GCAT2025INV3740 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3741 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.2 |  |
| GCAT2025INV3742 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 66.67 | 66.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3743 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3744 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3745 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.93% | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3746 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3747 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3748 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 65.99 | 65.99 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 11.98% | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3749 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3750 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3751 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 69.44 | 69.44 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 18.67% | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX | XXX | XXX | .0000 | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 5 |  |
| GCAT2025INV3752 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3753 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3754 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3663 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.40% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| GCAT2025INV3755 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3756 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3757 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3758 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3759 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3760 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 66.03 | 66.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3761 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 74.99 | 74.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3762 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| GCAT2025INV3763 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 79.5 | 79.5 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -5.99% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| GCAT2025INV3764 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.68% | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3765 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.8 |  |
| GCAT2025INV3766 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3767 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3768 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.2 |  |
| GCAT2025INV3769 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2 |  |
| GCAT2025INV3770 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.01% | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3771 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.82% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.8 |  |
| GCAT2025INV3772 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 69.96 | 69.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3773 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 76.81 | 76.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.9 |  |
| GCAT2025INV3774 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.3 |  |
| GCAT2025INV3775 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3776 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 67.98 | 67.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3777 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| GCAT2025INV3778 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3779 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.47% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.7 |  |
| GCAT2025INV3780 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| GCAT2025INV3781 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.37% | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3782 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3783 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| GCAT2025INV3784 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| GCAT2025INV3785 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 73.33 | 73.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3786 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.8 |  |
| GCAT2025INV3787 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 79.37 | 79.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| GCAT2025INV3788 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 68.38 | 68.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| GCAT2025INV3789 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -3.25% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3790 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| GCAT2025INV3791 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.2 |  |
| GCAT2025INV3792 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 2.13% | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3793 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.7 |  |
| GCAT2025INV3794 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.8 |  |
| GCAT2025INV3795 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.9 |  |
| GCAT2025INV3796 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3797 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3798 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3799 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3800 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.38% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.1 |  |
| GCAT2025INV3801 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -6.94% | 48.0 | 0.52 | XXX | XXX | XX/XX/XXXX | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.1 |  |
| GCAT2025INV3802 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.20% | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3 |  |
| GCAT2025INV3803 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3804 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3805 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.20% | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3806 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3807 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 65.0 | 65.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3808 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3809 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3810 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -8.50% | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.5 |  |
| GCAT2025INV3811 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3812 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -2.97% | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3813 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3814 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.7 |  |
| GCAT2025INV3815 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3816 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 74.7 | 74.7 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.4 |  |
| GCAT2025INV3817 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3818 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3819 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3820 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 63.1 | 63.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 5 |  |
| GCAT2025INV3821 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 64.91 | 64.91 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -3.06% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3822 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.6 |  |
| GCAT2025INV3823 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3824 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| GCAT2025INV3825 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3826 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -12.61% | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX | XXX | XXX | 0.00% |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3 |  |
| GCAT2025INV3827 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 68.74 | 68.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.3 |  |
| GCAT2025INV3828 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3829 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3830 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3831 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 73.68 | 73.68 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -4.33% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| GCAT2025INV3832 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3833 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3834 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3835 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3836 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3837 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.30% | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| GCAT2025INV3838 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| GCAT2025INV3839 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3840 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3841 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2 |  |
| GCAT2025INV3842 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3843 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.01% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable |  |  |
| GCAT2025INV3844 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.9 |  |
| GCAT2025INV3845 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | None - Appraisal Waiver | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.21% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3846 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -5.54% | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3847 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3848 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 23.37% | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| GCAT2025INV3849 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| GCAT2025INV3850 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| GCAT2025INV3851 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 77.92 | 77.92 | XXX | XXX | -.0799 | AVM |  |  |  |  |  |  |  |  |  | XXX | XXX | -7.99% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3852 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3853 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 72.97 | 72.97 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -25.51% | 67.0 | 0.33 | XXX | XXX | XX/XX/XXXX | XXX | XXX | -1.35% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3854 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable | 1 |  |
| GCAT2025INV3855 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 70.15 | 70.15 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 10.90% | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3856 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3857 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.7 |  |
| GCAT2025INV3858 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3859 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.3 |  |
| GCAT2025INV3860 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -3.46% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| GCAT2025INV3861 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3862 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3863 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3864 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3865 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3866 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.71% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3867 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -4.73% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3868 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.1 |  |
| GCAT2025INV3869 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | None - Appraisal Waiver | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 16.77% | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .066 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3870 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3871 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 64.84 | 64.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2 |  |
| GCAT2025INV3872 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 65.0 | 65.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3873 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3874 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | None - Appraisal Waiver | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.02% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3875 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 74.37 | 74.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.5 |  |
| GCAT2025INV3876 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 79.99 | 79.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3877 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -3.80% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3878 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3879 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | None - Appraisal Waiver | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.01% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3880 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| GCAT2025INV3881 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| GCAT2025INV3882 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 | XXX | XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | XXX | Pass | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3883 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | None - Appraisal Waiver | XXX | 62.16 | 62.16 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -2.51% | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3884 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | None - Appraisal Waiver | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.01% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3885 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 74.98 | 74.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.9 |  |
| GCAT2025INV3886 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.01% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3887 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3888 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.5 |  |
| GCAT2025INV3889 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.78% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3890 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3891 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3892 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.5 |  |
| GCAT2025INV3893 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 74.99 | 74.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3894 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| GCAT2025INV3895 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 73.37 | 73.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| GCAT2025INV3896 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 66.05 | 66.05 | XXX | XXX | -.1031 | AVM |  |  |  |  |  |  |  |  |  | XXX | XXX | -10.31% | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3 |  |
| GCAT2025INV3897 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3898 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3899 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| GCAT2025INV3900 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3901 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| GCAT2025INV3902 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 68.38 | 68.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3903 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.8 |  |
| GCAT2025INV3904 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3905 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -6.31% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3906 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -1.53% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3907 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 72.97 | 72.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| GCAT2025INV3908 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -3.94% | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3909 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 60.78 | 60.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3910 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3911 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3912 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -20.55% | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3913 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3914 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3915 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable |  |  |
| GCAT2025INV3916 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| GCAT2025INV3664 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3917 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.01% | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.9 |  |
| GCAT2025INV3665 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | None - Appraisal Waiver | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 3.72% | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3918 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 74.99 | 74.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3919 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.39% | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3666 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.26% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3920 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 63.85 | 63.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| GCAT2025INV3667 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -3.81% | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3668 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3921 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -0.52% | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| GCAT2025INV3922 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 79.37 | 79.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3669 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 1.93% | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| GCAT2025INV3670 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | XXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.9 |  |
| GCAT2025INV3671 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -48.96% | 79.0 | 0.21 | XXX | XXX | XX/XX/XXXX | XXX | XXX | 0.00% |  | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.3 |  |
| GCAT2025INV3672 |  |  | XX/XX/XXXX | XXXXXX |  |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 70.49 | 70.49 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -43.77% | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX | XXX | XXX | -6.56% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| GCAT2025INV3923 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.00% | XXX | na | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.9 |  |
| GCAT2025INV3924 |  |  | XX/XX/XXXX | XXXXXX | XXX |  | XXX | XX/XX/XXXX | 1004 URAR | XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.2 |  |
| GCAT2025INV3673 |  |  |  | XXXXXX |  |  | XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | 75% |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | 0.36% | 95 | 0.05 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.11

[GCAT 2025-INV3 Trust ABS-15G](gcat-abs15g_080525.htm)

**Exhibit 99.11**

---

| | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Pool ID** | **Alternate Loan Number** | **Loan Level ATR/QM Status** | **Application Date prior to 1/10/2014** | **Lender Application Date** | **ATR/QM Total Points and Fees** | **APR** | **Borrower 1 Employment Indicator** | **Borrower 2 Employment Indicator** | **Borrower 1 Foreign National Indicator** | **Borrower 2 Foreign National Indicator** | **Residual Income Analysis in File** | **Residual Income** | **Loan Status** |
| GCAT2025INV3673 |  | XXXXX | Safe Harbor QM (APOR) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3001 |  |  | QM: Higher Priced APOR (APOR HP) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3002 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3003 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3004 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3005 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3006 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3007 |  |  | QM: Higher Priced APOR (APOR HP) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3008 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3009 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3010 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3011 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3012 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3013 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3014 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3015 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3016 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3017 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3018 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3019 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3020 |  |  | QM: Higher Priced APOR (APOR HP) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3021 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3022 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3023 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3024 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3025 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3026 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3027 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3028 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3029 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3030 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3031 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3032 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3033 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3034 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3035 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3036 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3037 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3038 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3039 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3040 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3041 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3042 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3043 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3044 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3045 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3046 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3047 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3048 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3049 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3050 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3051 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3052 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3053 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3054 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3055 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3056 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3057 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3058 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3059 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3060 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3061 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3062 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3063 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3064 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3065 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3066 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3067 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3068 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3069 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3070 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3071 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3072 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3073 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3074 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3075 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3076 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3077 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3078 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3079 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3080 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3081 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3082 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3083 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3084 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3085 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3086 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3087 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3088 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3089 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3090 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3091 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3092 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3093 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3094 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3095 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3096 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3097 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3098 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3099 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3100 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3101 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3102 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3103 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3104 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3105 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3106 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3107 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3108 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3109 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3110 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3111 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3112 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3113 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3114 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3115 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3116 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3117 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3118 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3119 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3120 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3121 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3122 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3123 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3124 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3125 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3126 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3127 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3128 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3129 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3130 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3131 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3132 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3133 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3134 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3135 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3136 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3137 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3138 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3139 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3140 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3141 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3142 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3143 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3144 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3145 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3146 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3147 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3148 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3149 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3150 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3151 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3152 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3153 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3154 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3155 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3156 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3157 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3158 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3159 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3160 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3161 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3162 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3163 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3164 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3165 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3166 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3167 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3168 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3169 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3170 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3171 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3172 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3173 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3174 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3175 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3176 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3177 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3178 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3179 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3180 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3181 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3182 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3183 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3184 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3185 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3186 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3187 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3188 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3189 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3190 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3191 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3192 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3193 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3194 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3195 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3196 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3197 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3198 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3199 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3200 |  |  | QM: Higher Priced APOR (APOR HP) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3201 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3202 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3203 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3204 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3205 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3206 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3207 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3208 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3209 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3210 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3211 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3212 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3213 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3214 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3215 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3216 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3217 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3218 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3219 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3220 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3221 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3222 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3223 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3224 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3225 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3226 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3227 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3228 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3229 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3230 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3231 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3232 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3233 |  |  | QM: Higher Priced APOR (APOR HP) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3234 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3235 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3236 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3237 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3238 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3239 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3240 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3241 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3242 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3243 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3244 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3245 |  |  | QM: Higher Priced APOR (APOR HP) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3246 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3247 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3248 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3249 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3250 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3251 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3252 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3253 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3254 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3255 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3256 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3257 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3258 |  |  | QM: Higher Priced APOR (APOR HP) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3259 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3260 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3261 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3262 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3263 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3264 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3265 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3266 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3267 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3268 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3269 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3270 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3271 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3272 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3273 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3274 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3275 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3276 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3277 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3278 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3279 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3280 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3281 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3282 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3283 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3284 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3285 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3286 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3287 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3288 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3289 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3290 |  |  | QM: Higher Priced APOR (APOR HP) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3291 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3292 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3293 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3294 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3295 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3296 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3297 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3298 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3299 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3300 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3301 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3302 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3303 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3304 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3305 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3306 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3307 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3308 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3309 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3310 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3311 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3312 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3313 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3314 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3315 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3316 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3317 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3318 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3319 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3320 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  |  | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3321 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3322 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3323 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3324 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3325 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3326 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3327 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3328 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3329 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3330 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3331 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3332 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3333 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3334 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3335 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3336 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3337 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3338 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3339 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3340 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3341 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3342 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3343 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3344 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3345 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3346 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3347 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3348 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3349 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3350 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3351 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3352 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3353 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3354 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3355 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3356 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3357 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3358 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3359 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3360 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3361 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3362 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3363 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3364 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3365 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3366 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3367 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3368 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3369 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3370 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3371 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3372 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3373 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3374 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3375 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3376 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3377 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3378 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3379 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3380 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3381 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3382 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3383 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3384 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3385 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3386 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3387 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3388 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3389 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3390 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3391 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3392 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3393 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3394 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3395 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3396 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3397 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3398 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3399 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3400 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3401 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3402 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3403 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3404 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3405 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3406 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3407 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3408 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3409 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3410 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3411 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3412 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3413 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3414 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3415 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3416 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3417 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3418 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3419 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3420 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3421 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3422 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3423 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3424 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3425 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3426 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3427 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3428 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3429 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3430 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3431 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3432 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3433 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3434 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3435 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3436 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3437 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3438 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3439 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3440 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3441 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3442 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3443 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3444 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3445 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3446 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3447 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3448 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3449 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3450 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3451 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3452 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3453 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3454 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3455 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3456 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3457 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3458 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3459 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3460 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3461 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3462 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3463 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3464 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3465 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3466 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3467 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3468 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3469 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX |  |  | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3470 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3471 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3472 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3473 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3474 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3475 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3476 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3477 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3478 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3479 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3480 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3481 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3482 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3483 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3484 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3485 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3486 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3487 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3488 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3489 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3490 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3491 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3492 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3493 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3494 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3495 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3496 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3497 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3498 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3499 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3500 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3501 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3502 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3503 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3504 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3505 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3506 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3507 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3508 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3509 |  |  | QM: Higher Priced APOR (APOR HP) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3510 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3511 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3512 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3513 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3514 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3515 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3516 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3517 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3518 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3519 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3520 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3521 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3522 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3524 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3525 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3526 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3527 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3528 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3529 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3530 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3531 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3532 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3533 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3534 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3535 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3536 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3537 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3538 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3539 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3540 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3541 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3542 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3543 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3544 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3545 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3546 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3547 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3548 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3549 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3550 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3551 |  |  | QM: Higher Priced APOR (APOR HP) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3552 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3553 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3554 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3555 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3556 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3557 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3558 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3559 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3560 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3561 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3562 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3563 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3564 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3565 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3566 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3567 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3568 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3569 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3570 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3571 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3572 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3573 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3574 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3575 |  |  | QM: Higher Priced APOR (APOR HP) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3576 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3577 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3578 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3579 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3580 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3581 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3582 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3583 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3584 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3585 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3586 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3587 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3588 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3589 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3590 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3591 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3592 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3593 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3594 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3595 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3596 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3597 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3598 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3599 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3600 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3601 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3602 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3603 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3604 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3605 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3606 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3607 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3608 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3609 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3610 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3611 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3612 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3613 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3614 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3615 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3616 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3617 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3618 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3619 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3620 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3621 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3622 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3623 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3624 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3625 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3626 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  |  | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3627 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3628 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3629 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3630 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3631 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  |  | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3632 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3633 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3634 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3635 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3636 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3637 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3638 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3639 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3640 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3641 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3642 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3643 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3644 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3645 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3646 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3647 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3648 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3649 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3650 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3651 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3652 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3653 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3654 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3655 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3656 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3657 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3658 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3659 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3660 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3661 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3674 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3675 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3676 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3677 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3678 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3679 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3680 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3681 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3682 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3683 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3684 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3685 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3686 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3687 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3688 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3689 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3690 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3691 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3692 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3693 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3694 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3695 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3696 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3697 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3698 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3699 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3700 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3701 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3702 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3703 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3704 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3705 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3706 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3707 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3708 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3709 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3710 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3711 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3712 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3713 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3714 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3715 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3716 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3717 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3718 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3719 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3720 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3721 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3722 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3723 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3724 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3725 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3726 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3727 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3728 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3729 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3730 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3731 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3662 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3732 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3733 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3734 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3735 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3736 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3737 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3738 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3739 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3740 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3741 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3742 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3743 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3744 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3745 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3746 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3747 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3748 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3749 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3750 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3751 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3752 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3753 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3754 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3663 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3755 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3756 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3757 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3758 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3759 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3760 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3761 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3762 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3763 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3764 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3765 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3766 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3767 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3768 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3769 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3770 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3771 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3772 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3773 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3774 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3775 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3776 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3777 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3778 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3779 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3780 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3781 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3782 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3783 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3784 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3785 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3786 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3787 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3788 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3789 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3790 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3791 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3792 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3793 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3794 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3795 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3796 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3797 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3798 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3799 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3800 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3801 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3802 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3803 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3804 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3805 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3806 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3807 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3808 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3809 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3810 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3811 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3812 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3813 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3814 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3815 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3816 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3817 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3818 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3819 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3820 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3821 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3822 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3823 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3824 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3825 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3826 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3827 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3828 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3829 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3830 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3831 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3832 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3833 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3834 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3835 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3836 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3837 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3838 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3839 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3840 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3841 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3842 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3843 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3844 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3845 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3846 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3847 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3848 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3849 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3850 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3851 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3852 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3853 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3854 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3855 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3856 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3857 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3858 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3859 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3860 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3861 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3862 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3863 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3864 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3865 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3866 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3867 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3868 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3869 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3870 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3871 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3872 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3873 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3874 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3875 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3876 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3877 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3878 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3879 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3880 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3881 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3882 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3883 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3884 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3885 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3886 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3887 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3888 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3889 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3890 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3891 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3892 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3893 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3894 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3895 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3896 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3897 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3898 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3899 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3900 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3901 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3902 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3903 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3904 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3905 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3906 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3907 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3908 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3909 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3910 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3911 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3912 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3913 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3914 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3915 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3916 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3664 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3917 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3665 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3918 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3919 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3666 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3920 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3667 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3668 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3921 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3922 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3669 |  |  | ATR/QM: Exempt | No | XX/XX/XXXX |  | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3670 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3671 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3672 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX |  | XXX |  | No | $XXX | Cleared |
| GCAT2025INV3923 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |
| GCAT2025INV3924 |  |  | QM: Safe Harbor APOR (APOR SH) | No | XX/XX/XXXX | $XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | Cleared |

---