# EDGAR Filing Document

**Accession Number:** 0002034290
**File Stem:** 0001999371-25-017676
**Filing Date:** 2025-11
**Character Count:** 2615951
**Document Hash:** 3825afd12911d446fc13cd9604c091ab
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001999371-25-017676.hdr.sgml**: 20251113

**ACCESSION NUMBER**: 0001999371-25-017676

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 17

**CONFORMED PERIOD OF REPORT**: 20251113

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20251113

**DATE AS OF CHANGE**: 20251113

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Other/Combined

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Atlas A&D Opportunity Fund III LP
- **CENTRAL INDEX KEY:** 0002034290

**ORGANIZATION NAME:**
- **EIN:** 882587698
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-07265
- **FILM NUMBER:** 251478289

**BUSINESS ADDRESS:**
- **STREET 1:** 1720 HARRISON STREET
- **STREET 2:** 7TH FLOOR
- **CITY:** HOLLYWOOD
- **STATE:** FL
- **ZIP:** 33020
- **BUSINESS PHONE:** 954-507-0000

**MAIL ADDRESS:**
- **STREET 1:** 1720 HARRISON STREET
- **STREET 2:** 7TH FLOOR
- **CITY:** HOLLYWOOD
- **STATE:** FL
- **ZIP:** 33020

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Atlas A&D Opportunity Fund III LLC
- **DATE OF NAME CHANGE:** 20240816
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Atlas A&D Opportunity Fund III LP
- **CENTRAL INDEX KEY:** 0002034290

**ORGANIZATION NAME:**
- **EIN:** 882587698
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 1720 HARRISON STREET
- **STREET 2:** 7TH FLOOR
- **CITY:** HOLLYWOOD
- **STATE:** FL
- **ZIP:** 33020
- **BUSINESS PHONE:** 954-507-0000

**MAIL ADDRESS:**
- **STREET 1:** 1720 HARRISON STREET
- **STREET 2:** 7TH FLOOR
- **CITY:** HOLLYWOOD
- **STATE:** FL
- **ZIP:** 33020

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Atlas A&D Opportunity Fund III LLC
- **DATE OF NAME CHANGE:** 20240816
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Atlas A&D Opportunity Fund III LP
- **CENTRAL INDEX KEY:** 0002034290

**ORGANIZATION NAME:**
- **EIN:** 882587698
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 1720 HARRISON STREET
- **STREET 2:** 7TH FLOOR
- **CITY:** HOLLYWOOD
- **STATE:** FL
- **ZIP:** 33020
- **BUSINESS PHONE:** 954-507-0000

**MAIL ADDRESS:**
- **STREET 1:** 1720 HARRISON STREET
- **STREET 2:** 7TH FLOOR
- **CITY:** HOLLYWOOD
- **STATE:** FL
- **ZIP:** 33020

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Atlas A&D Opportunity Fund III LLC
- **DATE OF NAME CHANGE:** 20240816

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

------

**FORM ABS-15G**

**ASSET-BACKED SECURITIZER REPORT**

**Pursuant to Section 15G of**

**the Securities Exchange Act of 1934**

**Atlas A&D Opportunity Fund III LP**

**Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:**

☐ **Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period _______ to __________**

Date of Report (Date of earliest event reported): _______

------

(Exact name of securitizer as specified in its charter)

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| | |
|:---|:---|
| **(Commission File Number of securitizer)** | **(Central Index Key Number of securitizer)** |

---

Name and telephone number, including area code, of the person<br> to contact in connection with this filing

------

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

&nbsp;&nbsp;&nbsp;&nbsp;**☒** **Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)** 

**A&D Mortgage Trust 2025-NQM5**

(Exact name of issuing entity as specified in its charter)

Central Index Key Number of Sponsor: **0002034290**

Central Index Key Number of issuing entity (if applicable):

Central Index Key Number of underwriter (if applicable): ____

 **Lana Izgarsheva, Secretary, (305) 760-7004**

Name and telephone number, including area code of the person

to contact in connection with this filing

**PART I – REPRESENTATION AND WARRANTY INFORMATION**

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| | |
|:---|:---|
| **Item 1.01** | **Initial Filing of Rule 15Ga-1 Representations and Warranties Disclosure** |

---

Not applicable.

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| | |
|:---|:---|
| **Item 1.02** | **Periodic Filing of Rule 15Ga-1 Representations and Warranties Disclosure** |

---

Not Applicable.

---

| | |
|:---|:---|
| **Item 1.03** | **Periodic Filing of Rule 15Ga-1 Representations and Warranties Disclosure** |

---

Not Applicable.

**PART II – FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

---

| | |
|:---|:---|
| **Item 2.01** | **Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer** |

---

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

---

| | |
|:---|:---|
| **Item 2.02** | **Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Underwriter** |

---

Not Applicable.

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | |
|:---|:---|
| **Atlas A&D Opportunity Fund III LP** | **Atlas A&D Opportunity Fund III LP** |
| (Sponsor) | (Sponsor) |
| By: | /s/ Maksim Slyusarchuk |
| Name: | Maksim Slyusarchuk |
| Title: | Managing Director |

---

Date: November 13, 2025

**EXHIBIT INDEX**

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| | |
|:---|:---|
| [99.1](ex99-1.htm) | Mission Global, LLC ("Mission") Due Diligence Review Narrative Summary |
| [99.2](ex99-2.htm) | Mission Valuation Report |
| [99.3](ex99-3.htm) | Mission Rating Agency Grades |
| [99.4](ex99-4.htm) | Mission Rating Agency Grades Detail |
| [99.5](ex99-5.htm) | Mission Data Compare Summary |
| [99.6](ex99-6.htm) | Mission Data Compare Detail |
| [99.7](ex99-7.htm) | Maxwell Diligence Solutions, LLC ("Maxwell Diligence") Executive Summary |
| [99.8](ex99-8.htm) | Maxwell Diligence Valuation Report |
| [99.9](ex99-9.htm) | Maxwell Diligence Data Compare Report |
| [99.10](ex99-10.htm) | Maxwell Diligence Grading Report |
| [99.11](ex99-11.htm) | Maxwell Diligence Standard Exceptions Report |

---

## Exhibit 99.1

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.1**

![](ex991001.jpg)

**ADMT 2025-NQM5**

**Due Diligence Review**

**Narrative Summary**

**November 11, 2025**

**Prepared by**

**Mission Global, LLC**

For

**A&D Mortgage LLC**

**Atlas A&D Opportunity Fund III LP**

This report summarizes the results of a due diligence review performed on a pool of nine hundred eighty-nine (989) loans provided by A&D Mortgage LLC ("A&D") and its affiliate Atlas A&D Opportunity Fund III LP (collectively the "Client"). Client provided Mission Global, LLC ("Mission") with a data tape, from which 100% of the loan sample was selected. The loan data was entered into and analyzed using the ***Mission Global Grade<sup>®</sup>*** Underwriting and Diligence grading solution. Mission performed a detailed credit re-underwrite and regulatory compliance review of 100% loans.

Mission Global is a technology-forward service provider built on a culture of deep client service. Mission is a rating agency approved Third Party Review firm delivering underwriting and compliance audits for residential and business purpose loans. Since 1994, Mission Global and its predecessor company, Global Financial Review have provided comprehensive loan due diligence, re-underwriting, and asset management services to clients in the financial services industry. In 2015, Global Financial Review merged with the leading Secondary market consulting firm Mission Capital Advisors, LLC to form Mission Global, LLC. In 2020, Mission Capital Advisors, LLC and Mission Global, LLC were acquired by the leading real estate sales, financing and advisory service firm and now a wholly-owned subsidiary of Marcus & Millichap (NYSE:MMI).

Mission performed a full credit re-underwrite, regulatory compliance, valuation and data integrity review to meet the criteria as published by the Nationally Recognized Statistical Rating Organizations. This deal is to be rated in accordance with the published guidelines of ***S&P Global Ratings (S&P Ratings)*** and ***Kroll Bond Rating Agency, LLC (KBRA).*** Mission performed the reviews over a period of time ranging from January 1, 2024 to October 31, 2025.

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| Confidential and Privileged. Use is restricted without the written consent of the Author. | Page \| **1** |

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The pool is a mix of Qualified Mortgages (QM) and Non-Qualified Mortgage (NQM) residential and investment mortgage loans secured in either a first or second lien position. In the pool reviewed, one hundred seventy-three (173) of the loans are considered QM qualified residential loans. The remaining loans include three hundred seven (307) loans that are considered Non-QM qualified, non-conventional or commonly referred to as non-agency residential mortgage loans, and five hundred nine (509 are business purpose investment loans and are ATR/QM exempt. The loan pool is all secured by residential single family or one-to-four family and five-to-ten multi-family condominiums, condotel, manufactured housing, PUD, and mixed-use property as collateral. There are eight hundred eighty-six (886) loans secured in a first lien position and one hundred three (103) loans secured in a second lien position.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. File
 RE-Underwrite Credit Review

A full re-underwriting credit review was conducted to verify that the requisite underwriting guidelines as specified by Client were met. Confirmation of the loan terms was conducted through recalculation and review of documentation contained in the loan files and documents provided to Mission.

The Credit Qualification review will consist of the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.2 Guidelines
 and Overlays

For all loans underwritten to A&D Guidelines, there are two unique set of guidelines, those specific to first lien and a separate set applicable to second liens. Mission reviewed each mortgage loan to ensure it met the requisite guideline requirements as specified by the Client guidelines. In lieu of specific requirements, Mission also considered Regulation Z requirements including Appendix Q or Consider and Verify rules where applicable.

In addition to the guidelines there were seven unique overlays for each type of loan program reviewed:

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| | |
|:---|:---|
| ![](ex991002.jpg) | A&D Prime Rate - Primary & Investment |

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|:---|:---|
| ![](ex991002.jpg) | A&D Super Prime Rate - Primary & Investment |

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|:---|:---|
| ![](ex991002.jpg) | A&D Prime Jumbo Full Doc Rate - Primary & Investment |

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|:---|:---|
| ![](ex991002.jpg) | DSCR Rate - Investment Only |

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|:---|:---|
| ![](ex991002.jpg) | Foreign National Rate - Investment Only |

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|:---|:---|
| ![](ex991002.jpg) | 2nd Lien – ClosedEndA |

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|:---|:---|
| ![](ex991002.jpg) | DSCR Rate – 2<sup>nd</sup> Lien |

---

These combined guidelines and their overlays provided additional specific qualification requirements and program specific metric such as min and max loan amounts, cash out refinance limits, ranges of values for acceptance, geographic eligibility, escrow requirements, note, rate and term specific details, qualifying property types, residency requirements, limits on seller and third-party contributions, valuation and title requirements The guidelines and overlays also specified borrower requirements such as credit tradeline and credit event requirements, income and asset qualifications, and citizenship requirements.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.2 Employment
 and Income

The loans were all qualified using various methods; thirty-six (36) were full document loans and one hundred twenty-seven (127) used employment income with W2/paystub or WVOE verification of employment or 1099 verification. Two hundred ninety-two (292) were qualified using 12 or 24 month bank statements. The remainder of the loans were income qualified in a variety of ways including verified Profit and Loss statement, retirement income, asset depletion imputed income. In the case of investment purpose loans, four hundred fifty-three (453) used DSCR where rental property income and debt service coverage ratio was both estimated or stated, and/or verified through leases and rent rolls. Mission verified the file documentation for minimum required level of employment and income verifications in accordance with Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.3 Income

Mission recalculates borrower(s) monthly gross income and verified calculations of income as used by the original loan underwriter at origination to determine compliance with the Client provided underwriting guidelines. The Underwriter used the lower of income stated on 1003 Application or stated/verified income. In all cases, Mission verified stated/verified income in accordance with Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.4 Assets

Mission confirmed the presence of adequate asset documentation to comply with the Client provided underwriting guideline requirements for closing funds, reserves and borrower liquidity. Mission verified the file documentation for minimum required level of asset verification in accordance with Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.5 Debt-to-Income
 Ratio

On all primary or secondary residential loans, Mission recalculated and verified the debt-to-income ratio used by the loan underwriter at origination to determine compliance with Client provided underwriting guidelines and requirements. On investment loans if full property debt and income was available Mission calculated a property income-based DTI verification.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.6 Debt
 Service Coverage Ratio

On all investment related loans that were qualified under the DSCR Rate program, Mission recalculated and verified the Debt Service Coverage Ratio used by the loan underwriter at origination to determine compliance with Client provided underwriting guidelines and requirements. Rental income used in the calculation for each loan was either verified from an in-place lease and verification of payment or based upon projected market rents taken from the 1007 in the subject property appraisal.

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| Confidential and Privileged. Use is restricted without the written consent of the Author. | Page \| **3** |

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.7 Property
 Valuation

Mission analyzed all appraisals and alternative value tools used to qualify the loan for integrity of comparable sales, completeness of data, eligibility of the appraiser and reasonableness of estimated value. Mission verified the valuation waterfall in each case to determine if based upon UCDP CU credit scores whether a Desk review or a second appraisal was required and to verify all valuation documentation met the requirements of Client provided underwriting guidelines. Where loans are seasoned beyond 24 months since origination an updated valuation is used to determine value is supported.

In all cases where the collateral is residential based, the primary values were supported by secondary valuation tools including either an AVM, BPO, 2<sup>nd</sup> Appraisal, Appraisal Desk Review or a secondary Drive-By appraisal.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.8 Loan-to-Value
 Ratio

Mission recalculated and verified the loan-to-value ratio and combined loan-to-value ratio were accurate at origination and met Client provided underwriting guideline and regulatory requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.9 Credit
 History

Mission reviewed the initial credit reports used at origination and captured updated gap report values to verify that the borrower(s) demonstrate adequate credit depth to comply with the Client provided underwriting guideline requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.10 Credit
 Scores

Mission captured FICO scores from credit reports used at origination and any updated gap report values to validate that borrower(s) met minimum credit score requirements of the Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.11 Compensating
 Factors

Mission reviewed all provided guideline exceptions and verified exceptions to the Client provided underwriting guidelines were documented and that compensating factors were reasonable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1.12 First-time Homebuyers**

A&D guidelines do vary slightly as to their definition versus ASF definition. A&D considers all type of real estate owned by a borrower in its consideration for first-time homebuyers' designation including investment property, whereas ASF definition calls for a borrower to be considered first-time homebuyer only when they have never owned residential property only. Mission does not consider this a significant difference and follows A&D guidelines when reporting first-time homebuyer status.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Document
 Review

Mission's review each loan file confirmed the presence of material documentation as applicable to the specifics of the loan transaction.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.1 Title
 Commitment and Policy

Mission verified the presence of at a minimum the initial title commitment or final title policy. Mission confirmed the vested parties and the description of the property, liens and tax assessments. Given the recent origination of many of the loans contained only an initial title commitment. Comments on loans where the final title policy was still pending were noted in the resolution of each loan in the grading findings.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.2 Mortgage
 Note & Security Instrument

Verify the presence of the mortgage note or security instrument. Confirm that the document has been executed by all borrowers and that all riders, addendums and endorsement were present and duly executed. Mission confirmed that Mortgage note was either fixed or adjustable according to requirements of the Client provided underwriting guidelines and captured relevant Note data specific to each loan.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.3 Mortgage
 & Deed of Trust

Mission verified the presence of a copy Mortgage or Deed of Trust and confirmed that the documents were executed by all required parties and that all riders, addendums and exhibits as required exist in the loan file. Mission also verified that the Mortgage was recorded or sent for recording. Given the recent origination of many of the loans contained only an executed Mortgage not a recorded document. Comments on loans where recorded Mortgage was still pending were noted in the resolution of each loan in the grading findings.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.4 Income
 Documentation

Mission verified the presence of income and employment related documentation as required by the Client provided underwriting guidelines for all borrowing parties contributing income to the debt ratio calculation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.5 Asset
 Documentation

Mission verified the presence of asset documentation required by the Client provided underwriting guidelines in the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.6 Proof
 of Insurance

Mission verified the presence of insurance policies and certificates for mortgage, hazard and flood insurance on each loan depending upon the specifics of the loan. Mission confirmed that adequate coverage is present to meet the requirements of the Client provided underwriting guidelines.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Regulatory
 Compliance

For each primary or secondary home mortgage loan file Mission conducted a post-closing regulatory compliance review to verify that each loan was originated in compliance with the applicable federal, state and local anti-predatory lending statutes in effect at the time of origination of the Mortgage Loan. Mission further validated that the loans met the applicable disclosure requirements provided under (i) the federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026; (ii) Section 4 of the Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 24 C.F.R. Part 3500; (iii) the National Flood Insurance Act, (iv) the disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations; and (v) the disclosure requirements and prohibitions of the applicable state, county and municipal laws and ordinances enacted to combat predatory lending, as was applicable depending upon the specifics of the loan.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.1 Federal
 Truth in Lending Act/Regulation Z

A review of the material compliance disclosures set forth in Reg Z, as amended, including the Truth in Lending Disclosure and the Notice of Right-to-Cancel, if applicable; and a review and comparison of the material disclosures with a report outlining any TILA violations. This includes a re-calculation of disclosed finance charge [§1026.18(d)], proper execution by all required parties [§1026.17(b)], principal and interest calculations [§1026.18(s)], payment stream(s), recalculation of disclosed APR [§1026.22], and a review to ensure disclosure differences are within the allowed tolerances [§1026.18(d) and §1026.23(g)]. A review of the Notice of Right to Cancel (§1026.15 *I* §1026.23): Review includes a verification of the transaction date and expiration date, ensures proper execution of the Notice of Right to Cancel by all required parties verifies the disbursement date and determines if a full 3 day rescission period was adequately provided to the borrower(s).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.2 Business
 Days as Defined by Regulation Z

General business day is defined as the days on which a creditor's offices are open to the public for carrying on substantially all of its business functions excluding Sundays and holidays specified by §1026.2(a)(6). Specific business day is defined as all calendar days (Monday through Saturday) excluding Sundays and holidays specified by 5 U.S.C. 6103(a)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.3 Home
 Ownership Equity Protection Act (HOEPA) testing, to include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.3.1 APR
 test [HOEPA (§1026.32(a)(l))] and [HPML(§1026.35(a)(l))]

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.3.2 Points
 and Fees test [HOEPA (§1026.32(a)(2))]

Review of HOEPA disclosure (§1026.32(c)) for accuracy (i.e. payment stream, highest payment scenario; dates disclosed, dates acknowledged)

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.3.3 Review
 and confirm documentation type (i.e. full, stated, no ratio)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.3.4 Review
 for evidence of prepayment penalty

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.3.5 Verification
 of Debt-to-Income conformity, when necessary.

HOEPA (Section 32) loan coverage has been expanded to include purchase-money mortgages and open-end credit plans (i.e., home equity lines of credit or HELOCS), as well as the amendment of rate and points and fees threshold testing. Mission system requirements have been updated to address the expansion of coverage as well as amendments to threshold testing. In addition, there is a homeownership counseling requirement that was verified for all covered loans.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. RESPA/Regulation
 X

Each investment purpose loan was reviewed by Mission to ensure compliance with the most current amendments to Regulation X. The RESPA/Regulation X review consisted of the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.1 Good
 Faith Estimate (GFE)

Mission confirmed compliance with current RESPA requirements in effect at origination of the Mortgage Loan including confirming the presence of the current GFE form in effect at the time of origination and verification the GFE was provided to the borrower(s) within three days of "Application".

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2 Application
 Date

Application was defined by Regulation X and generally considered complete when the creditor collected information regarding the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Borrower(s)
 First and Last Name

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Borrower(s)
 Social Security Number (to enable the loan originator to obtain a credit report)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Subject
 Property Address

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage
 Loan Amount Sought

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Estimation
 of Property Value

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Monthly
 Income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.3 Broker
 Fees and Yield Spread

Mission verified that all Broker fees, including Yield Spread Premium ("YSP") were accurately disclosed and reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.4 GFE
 Fees

Fees were reviewed to ensure they are reasonable and customary fees for the lender and title and escrow companies and that those fees were accurately disclosed on the GFE and were reflected in the proper location on the document.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.5 Change
 of Circumstance (COC)

Mission reviewed all available documentation to determine whether a Change of Circumstance (COC) form was required to accompany each revised Good Faith Estimate (GFE).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.6 Change
 of Circumstance Definition:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2.1 Acts
 of God, war, disaster or other emergencies;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2.2 Information
 in particular to borrower or transaction that was relied on in providing the GFE and
 that changes or is found to be inaccurate after GFE has been provided to borrower;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2.3 New
 information particular to the borrower or transaction that was not relied on in providing
 the GFE; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2.4 Other
 circumstances that are particular to borrower or transaction, including boundary disputes,
 need for flood insurance or environmental problems

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2.5 In
 the event any of the above occurs, the loan originator is required to provide a new revised
 GFE to the borrower within three business days of receiving information sufficient to
 establish "changed circumstances" and document the reason the revised GFE was
 provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2.6 Rate
 Locks: If the rate has not been locked by the borrower or a locked rate has expired,
 the charge or credit for rate chosen, adjusted origination charges, per diem interest
 and loan terms related to the rate may change. If borrower later locks the rate, a new
 GFE must be provided showing the revised rate-dependent charges and terms. All other
 charges and terms must remain the same as on the original GFE, except as otherwise provided
 above for "changed circumstances."

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.7 Final

Mission confirmed compliance with current RESPA requirements in effect at origination of the Mortgage Loan including the presence of the current applicable Final HUD-1 form and that the Final HUD-1 accurately lists all broker and YSP fees.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.8 Good
 Faith Estimate (GFE) and Final HUD-1 Analysis

Mission confirmed compliance with current RESPA requirements in effect at origination of the Mortgage Loan.

This analysis included the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2.7 Analysis
 of Origination fees disclosed on the Good Faith Estimate (GFE) and those charged to the
 borrower(s) on the Final HUD-1 (no variance) - No variance for the following charges:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Origination
 Charge

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Credit
 or Charge for Interest Rate Chosen

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Adjusted
 Origination Charge

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Transfer
 Taxes

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2.8 Analysis
 of Third-Party fees disclosed on the Good Faith Estimate (GFE) and those charged to the
 borrower(s) on the Final HUD-1 (10% tolerance) - 10% tolerance between GFE and actual
 charges at settlement for sum of following services:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Lender-required
 settlement services (lender selects third-party provider);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Lender-required
 services, title services and required title insurance, and owner's title insurance, when
 the borrower uses a settlement service provider identified by the loan originator; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Government
 recording charges. Analysis to confirm all fees are accurately reflected in the correct
 tolerance category on the Good Faith Estimate (GFE) and Final HUD-1.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2.9 Analysis
 to confirm lender accurately provided borrower adequate restitution in the event of tolerance
 violations and timelines for restitution/document correction were adhered to.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2.10 Analysis
 to confirm loan terms are accurately disclosed between the Good Faith Estimate(GFE) and
 Final HUD-1.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2.11 Analysis
 to confirm page 3 of the HUD-1 accurately reflects fees disclosed on the Good Faith Estimate
 (GFE) and Final HUD-1.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. QM/ATR
 (Qualified Mortgage and Ability to Repay) Dodd Frank Review (Loans with Application Date
 on or after 01/10/2014)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.1 Ability-to-Repay:

All one hundred seventy-three (173) of the QM loans, as well as all three hundred seven (307) of the loans underwritten as Non-QM were subject to ATR testing. The remainder of the loans reviewed in this pool were all business purpose and therefore exempt from testing. Where ATR testing is applicable, Mission did verify that underwriter considered and verified ATR's eight verification steps for any origination. Mission verified documentation sufficient to run ATR checks on all applicable loans to meet ATR requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Income
 and assets

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Current
 employment status

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Monthly
 qualifying mortgage payment for the proposed loan

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Monthly
 qualifying mortgage payment for the simultaneous loan on the same property payments for
 taxes, insurance and HOA, and other housing expenses

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Debts,
 alimony and child support

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Qualifying
 monthly DTI

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Residual
 income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Credit
 history

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.2 Verification
 of ATR.

Mission did confirm that the underwriting met all Regulation Z Appendix Q, or in the case of loans originated after the new rules in effect as of July 1, 2021, all Consider and Verify requirements under the revised rule. All the verifications were made and each of the eight topic areas were confirmed to agree with the representations made by the lender, and there were no material credit exceptions to the lender's guidelines that would negate the Consider and Verify rules, the loan passed the ATR test. If any of the conditions fail or the loan lacked sufficient documentation to support the stated values in any of the areas, affected items will not be considered verified and the loan was failed for the ATR test. In all cases the loans reviewed by Mission in this pool were reported as ATR-Pass or ATR-Exempt.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.3 Qualified
 Mortgage.

One hundred seventy-three (173) loans were qualified as QM: Safe Harbor or QM: Average Prime Offer Rate (APOR) Safe Harbor, QM: Rebuttable Presumption (APOR) or QM: Safe Harbor Verified (VSH) and were subject to both Qualified Mortgage testing and ATR testing depending upon the rules in effect at the time of origination.

The remainder of the loans reviewed in this pool were all non-QM loans at origination or business purpose exempt and therefore not tested as Qualified Mortgages.

For QM qualified loans the following was verified as well:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.3.1 Mission
 verified the were no Negative Amortization and no interest only payments

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.3.2 Mission
 verified there were no QM loan terms that exceeded 30 years

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.3.3 Mission
 verified these were non-QM loans and therefore exempt from QM Points and Fees or APOR
 pricing testing.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.4 QM
 DTI/APOR Testing.

The QM loans in the pool were qualified under the new QM: Average Prime Offer Rate (APOR) rules which do not consider DTI. The debt-to-income threshold of 43.00% applies only to any QM loan subject to Regulation Z appendix Q and originated prior to the new rules. However where applicable, Mission did re-calculate DTI and verify compliance with the Client provided underwriting guideline requirements. Mission verified amounts included in the QM debt-to-income test, verified income and assets, loan and simultaneous loan payments, insurance, taxes and HOA, alimony, child support and open debts. For loans qualified under the New rules in effect July 1, 2021 Mission did verify APOR pricing thresholds were not exceeded

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.5 HPML
 Testing- QM APR.

Mission verified any applicable HMPL requirements for the QM loans and verified these requirements met the rules for HPML loans.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.6 Escrow
 Requirement – High Price Mortgage Loans (HPML)

Mission verified the required escrow accounts to be in place for the first five years of the transaction for all HPML loans in the pool.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. TILA/RESPA
 Integrated Disclosures

Mission used following criteria was used in determining whether TRID applies:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.2 Application
 Date

The Application Date is October 3, 2015, or later (the earlier of the date the broker or lender received the borrower's application).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.3 Purpose
 and Property Type

For those loans where the Purpose and Property Type included a closed-end mortgage secured by real estate and primary purpose was to occupy or hold as a second home (Purchase or Refinance).

The loan Purpose and Property Type does not include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Home
 Equity Lines of Credit

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Reverse
 mortgages

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Dwellings
 that are not attached to real property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Mobile
 homes, where the consumer does not own the land

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.4 TILA
 Exemption

Mission applied the standard exemptions from TILA, i.e., business purposes loans, loans for agricultural purposes and loans secured by five (5) or more units.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.5 TRID
 Loan Estimate ("LE")

Mission verified of compliance with timing requirements as to whether the Initial LE was delivered within three (3) business days from the Application Date. The Initial LE shall use the delivery date to calculate the earliest closing Consummation Date (no less than seven (7) business days from the delivery of the Initial LE). The delivery date is the date the creditor hand delivers the disclosures or places the disclosures in the mail, 1026.19(e)(l).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.6 Revised
 LE's

Mission verified any revision to the Initial LE and validated that the Revised LE was provided within three (3) days of COC, BRC or interest rate lock. Mission validated as necessary for sufficient information to establish one of the six (6) valid reasons to reset tolerance fees set forth in TRID:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Changed
 Circumstance affecting settlement charges

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Change
 Circumstance affecting eligibility

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Revisions
 requested by the consumer

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Interest
 rate dependent charges

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Expiration
 of the LE and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Delayed
 settlement date on a construction loan

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Timing
 Requirement for LE seven days prior to consummation

Mission also validated that settlement charges good through date, time and time zone were properly disclosed with minimum of ten (10) days during which borrower is permitted to shop knowing fees are locked during that timeframe.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.7 Determination
 of Final LE

Mission analyzed each LE in file to determine final Binding LE. If there is a change in loan terms, change in interest rate or increase in charges subject to variances without valid reason for a Revised LE as set forth above, findings were cited. If the Revised LE was issued without a valid reason, the previous valid LE was considered the Binding LE for the purposes of comparison with the Closing Disclosure. Mission verified compliance with timing requirements to ensure there were no loan estimates provided to the borrower after a Closing Disclosure had been delivered, and whether the Final LE was provided at least four (4) business days prior to the closing Consummation Date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.8 LE
 Confirmation of Receipt

If the LE did not contain a signature line for the consumer's confirmation of receipt, then Mission verified electronic delivery of documents provided to borrower.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9 Closing
 Disclosures

Mission analyzed each Closing Disclosure in the file all sections of Closing Disclosures were completed (no blanks, "NA's" or incomplete sections) and the Disclosure is accurate as follows:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.1 Mission
verified that the correct form is used and General loan information and loan terms sections were completed, and formatting is
accurate.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.2 Verified
the loan term, purpose, and product descriptions follow the prescribed format.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.3 Verified
all applicants applying for credit, as disclosed on the application, are listed on the CD

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.4 Verified
critical section such as "Can this amount increase after closing?" and "Does the loan have these features"
sections are completed and are accurate based on the terms disclosed on the LE.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.5 If
rate was locked, Mission verified lock expiration date, time and time zone was disclosed.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.6 Validated
projected Payments and Estimated Taxes, Insurance & Assessments sections were complete and accurate based on the loan terms
and information known at the time of disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.7 Verified
the Closing Costs and Cash-to-Close sections were complete and accurate based on the information provided on page 2 of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.8 Verified
fees disclosed properly (alphabetical order within Section with certain exceptions, and all title fees start with "Title
- ") were accurate in the Closing Cost Details section.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.9 Validated
when Interest Only Payments, Optional Payments, Step Payments, or Seasonal Payments, is Adjustable Payment ("AP") Table
were disclosed and accurate based on early disclosures in the file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.10 Validated
when ARM or Step Rate, that Adjustable Interest Rate ("AIR") Table was properly disclosed and accurate based on the
early disclosures in the file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.11 Verified
 the Comparison section is complete.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.12 Validated
 that all Rounding rules were verified as per 1026.37(o)(4).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.13 Validated
 the Other Considerations Section was complete

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.10 Written
 List of Providers

Mission verified that if the lender placed fees in the Services You Can Shop For category, that the file properly contained a Written List of Providers provided to the borrower within three (3) business days of application. The WLSP must have included at least one available provider for each service and state the consumer may choose a different provider for that service. If a WLSP was not provided, the fees will be treated as a 10% Tolerance fee and a finding for missing service provider list will be noted. If a WLSP is provided outside of three (3) days of the application date, the fees will be treated as a 10% Tolerance fee and a finding for a service provider list being provided outside of three (3) days from application will be noted.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11 Variance
 Testing

Mission deploys in its testing one or the other of the following Variance Categories in performing variance tests:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11.1 Zero
Tolerance Variance- A finding will be cited if any charges increase from the Binding LE to the
Final CD without COC or BRC.

Such increases include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Fees
 paid to the lender, broker or an affiliate of either lender or broker [except fees paid
 to an affiliate of the lender for services NOT required by the creditor are not subject
 to tolerance/variance per CFR 1026.19(e)(3)(iii)(E)];

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Fees
 paid to an unaffiliated third party if the lender did not permit the borrower to shop
 for servicer; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Transfer
 taxes.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Lender
 Credits

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11.2 10%
 Tolerance Variance- A finding will be cited if the
 aggregate of the charges increased by more than 10% from the Binding LE to the Final
 CD without COC or BRC. If a fee/service is listed on the LE but not charged/reflected
 on the Final CD, the fee will be removed and not considered in calculating the 10% variance
 threshold pursuant to CFR 19(e)(3)(ii)-5.

Such increases include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Recording
 fees; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Charges
 for third party services not paid to creditor or affiliate AND borrower permitted to
 shop for service but selects a provider on the creditor's Written List of Service Providers.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11.3 Prepaid
 mortgage insurance will be treated as a 10% tolerance fee if it can be shopped for (and
 not identified as an affiliate), otherwise it will be treated as a Zero Tolerance fee.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11.4 No
 Tolerance/Unlimited - No finding will be cited if any of the charges change from the
 Binding LE to the Final CD, provided that the disclosed amount on the LE is based on
 information reasonably known to the creditor at the time of disclosure (disclosed in
 good faith), such as:

● Prepaid interest;

● Property insurance premiums;

● Impounds/Escrows;

● Charges for services required by the creditor but the borrower is permitted to shop for and borrower selects a third party provider not on the lender's Written Service Provider List; and

● Charges for third party services not required by the creditor (even if paid to an affiliate of the creditor).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11.5 Prepaid
 property taxes charged by local and state governments periodically will have no tolerance
 under the general 'best information reasonably available' standard unless otherwise instructed
 by the Client.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11.6 As
 noted above, Mission reviewed the loan file for evidence the disclosure was not made
 in "Good Faith". "Good faith" means the creditor made the estimate
 based on the information reasonably available to them at the time the LE was provided.
 Absent such evidence, Mission will consider the disclosures made in "good faith".

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11.7 Additionally,
 if a documented valid COC or BRC occurred resulting in a change to loan terms, settlement
 charges or interest rate within four (4) business days of consummation, the variance
 test will be performed based on the revised amounts disclosed on the initial CD (or subsequent
 CD if change occurs after the initial CD has been provided) provided that the change
 is related to the COC or BRC per Comment 19(e)(4)(ii)-1.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11.8 For
 loans with no Interim LE and no COC or BRC occurring four (4) days prior to consummation,
 fees and charges on the CD were tested for compliance with permitted variances against
 fees disclosed on Initial LE.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11.9 For
 loans with an Interim LE, the review of each Interim LE and fees and charges on the CD
 were tested for compliance with variance thresholds against fees supported by a valid
 COC or BRC related to the charge that increases.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11.10 In
 those cases where an Interim LE was issued with several fee increases, but only some
 are supported by or related to a valid COC or BRC, those fees which are not supported
 by or related to a valid COC, BRC or disclosed on an LE that was not provided timely
 (within three (3) business days of changed circumstance) were tested for variance using
 the amounts disclosed in the Initial LE previously valid LE.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12 TRID
 Review - Closing Disclosures ("CD")

Mission conducted a full Closing Disclosure review and verified the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.1 That
 the correct form was used and all sections of the CD were completed (no blanks or incomplete
 sections).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.2 Acknowledgement
 of receipt, either by signature or evidence of electronic delivery by all borrowers with
 a right to rescind under 1026.23 by verifying that each borrower with a right to rescind
 was provided with a copy of the CD. This could include the non-borrowing spouse. Acknowledgement
 is based on either signature, evidence of electronic delivery or by apply the common
 mail rules.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.3 If
 a subsequent CD was issued with changes to (a) the loan product which affects disclosed
 terms and loan information; (b) the addition of a prepayment penalty; or (c) an APR which
 exceeds the previously disclosed APR by more than the permitted tolerances for accuracy,
 Mission validated that the borrower was given an additional three (3)-business day waiting
 period from the date of final pre-close CD with (a) the final loan product; (b) the prepayment
 penalty addition; or (c) the APR, and that the final pre-close CD has been received by
 borrower by consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.4 On
 the final CD the following checks and limitations apply:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.5 Verification
 of the technical formatting of the CD is out of scope in the standard review. The formatting
 of the document is the responsibility of the document preparation source.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.6 Closing,
 Transaction and Loan Information sections have been completed with accurate information.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.7 Loan
 terms sections are completed.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.8 Mission
 will verify loan term, purpose, and product descriptions follow the prescribed format.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.9 Mission
 will verify all applicants applying for credit, as disclosed on the application, are
 listed on the LE

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.10 "Can
 this mount increase after closing?" and "Does the loan have these features"
 sections are completed accurately.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.11 Projected
 Payments and Estimated Taxes, Insurance & Assessments sections are completed accurately.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.12 Fees
 have been disclosed properly (alphabetically, correct buckets and all title fees start
 with "Title - ") in Closing Cost Details section.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.13 Any
 additional fees for sections other than Section C (Services You Can Shop For).

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.14 Calculating
 Cash to Close table completed accurately.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.15 Summaries
 of Transaction section completed accurately

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.16 CD
 Assumption, Demand Feature, Negative Amortization, and Partial Payments sections completed
 properly (at least and only one box selected).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.17 Late
 Payment completed properly (terms disclosed and accurate per note).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.18 Escrow
 Amount section was completed properly (only one box selected and amounts disclosed).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.19 Escrow
 Property Costs over Year 1 to be calculated per the payments scheduled to be made in
 a 1 year period after consummation (1026.38)1)(7)(i) (A)(I).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.20 Non-Escrowed
 Property Costs over 1 Year to be calculated using either 11 or 12 months as determined
 by client. (1026.38)(1)(7)(i)(B)(1)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.21 If
 Interest Only, Optional Payments, Step Payments, or Seasonal Payments, is

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.22 Adjustable
 Payment ("AP") Table disclosed accurately.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.23 If
 ARM or Step, is Adjustable Interest Rate ("AIR") Table was disclosed accurately.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.24 Loan
 Calculations sections were complete and accurate.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.25 Total
 of Payments is accurate per 1026.38(o)(1).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.26 Include
 fees in section A, B, and C that are paid by the borrower as well as the seller or other
 if those fees are customarily paid by the borrower.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.27 Mission
 captured amounts disclosed in Loan Calculations section and tested for TILA tolerance
 violations on disclosed APR and Finance Charge.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.28 Mission
 confirmed the Total Interest Percentage (TIP) was accurate with proper rounding.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.29 Other
 Disclosures section was complete with at least one choice selected as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.30 Rounding
 rules were verified as per 1026.38(t)(4). Rounding on all percentages except APR is percentages
 should be truncated so that a zero is not disclosed in the last decimal place (7.250
 should be rounded to 7.25).

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.13 TRID
 Method of Delivery/Receipt LE and CD

Mission verified the method of receipt of the revised LE and CD and performed a compliance test with timing requirements. For purposes of the review and verification, the date the borrower is deemed to have received the disclosure(s) is based on any of the following methods:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.13.1 In
 Person: borrower signature date is used.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.13.2 Electronic
 - No Receipt Confirmation in File: three (3) business days from later of document issue
 date or proof of e-delivery date is used.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.13.3 Electronic
 - With Receipt Confirmation in File, date of receipt confirmation is used.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.13.4 Electronic
 - Delivery confirmation of an email, assuming the borrower(s) have consented to electronic
 delivery.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.13.5 Mail
 (USPS or other parcel delivery service) - No Receipt Confirmation in File: three (3)
 business days from later of document issue date or proof of mailing date is used. Delivery
 confirmation, i.e., confirmation that documents have been delivered to the borrower(s)
 door. Signature receipt by anyone other than the borrower(s) to the mortgage transaction
 constitutes evidence of delivery, not receipt, for the purposes of the receipt requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.13.6 Mail
 (USPS or other parcel delivery service) - With Receipt Confirmation in File: date of
 receipt confirmation is used. Delivery confirmation, i.e., confirmation that documents
 have been delivered to the borrower(s) door. Signature receipt by anyone other than the
 borrower(s) to the mortgage transaction constitutes evidence of delivery, not receipt,
 for the purposes of the receipt requirements. Unknown (unable to determine delivery method
 or unable to verify borrower received disclosures in any other method than by USPS Mail
 method): follow the USPS Mail delivery method of three (3) business days from the document
 issue date. As noted above, a signature by anyone other than the borrower(s) constitutes
 evidence of delivery and the method of receipt will be considered unknown, requiring
 an additional three (3) days from the date the non-borrower received the documents.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.13.7 Electronic
 Disclosures. If disclosures were sent electronically, a finding was cited if there was
 no evidence in the file that the borrower consented to receive disclosures electronically.
 Default to the three (3) business day mail rule for delivery without the proper documentation
 of borrower consent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.14 Other
 TRID Compliance Testing

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.14.1 Mission
 verified that the Home Loan Toolkit was present. If not present, a finding was cited
 if the Your Home Loan Toolkit Disclosure or evidence the disclosure was delivered or
 placed in the mail is not in the file or was not provided to the borrower within three
 (3) business days of application.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.14.2 Consummation
 Date: Consummation varies by applicable state law and the term is not often clearly defined.
 Accordingly, Mission used the notary date of the Deed of Trust to confirm consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.14.3 Post-Consummation
 Disclosures: As noted in the findings resolutions, the creditor used a Post-consummation
 Closing Disclosure to either correct clerical errors and clear findings or to cure pre-consummation
 fee tolerance errors and clear findings. In all cases, Mission confirmed the testing
 against the Post-consummation Closing Disclosure before findings were resolved.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.15 SUBSEQUENT
 CHANGES AFTER CONSUMMATION

There were loans in the pool reviewed by Mission that contained findings related to issues that could only be cured by issuance of a Post-close Closing Disclosure. The following prescribed cures as set forth in section 1026.19 (t)(2)(iii) through (v) that are acceptable for changes and corrections to the Final CD after consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.15.1 Section
 1026.19(t)(2)(iii) - Changes due to events occurring after consummation. If within 30
 days of consummation or as in this case, within 30 days of creditor first becoming aware
 of the existence of an event, an event occurs that causes the final CD to become inaccurate
 and such inaccuracy results in a change to an amount actually paid by the borrower(s)
 from the amount disclosed, Mission tested for evidence that a new, corrected CD was delivered
 or placed in the mail to the borrower within thirty (30) days of receiving information
 that an event occurred.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.15.2 Section
 1026.19(f)(2)(iv)- Changes due to clerical errors. Non-numeric clerical errors, for the
 purpose of this scope are any error not related to a disclosed dollar amount or percentage.
 Where applicable, Mission tested for evidence that a new, corrected Post-Closing CD was
 delivered or placed in the mail to the borrower within sixty (60) calendar days of consummation,
 or within sixty (60) calendar days of the first date of which the creditor becomes aware
 of such error.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.15.3 Section
 1026.19(f)(2)(v)-Refunds related to the good faith analysis. Where applicable, Mission
 identified findings related to fee disclosures and brought such findings to the attention
 of the creditor. As noted in the resolution of these findings, the Creditor acted in
 Good Faith and cured these findings by issuing a corrected Post-Closing CD and where
 a fee tolerance violation occurred the Creditor issued a refund to the borrower. In all
 cases, Mission tested for evidence such as a copy of the refund check, a new corrected
 CD, and evidence the creditor delivered or placed in the mail to the borrower within
 the timeframe necessary as noted in the resolution to the findings.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.15.4 A
 post-consummation CD is understood to be issued with a Date Issued represented as the
 date the post-consummation CD was issued.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.15.5 Errors
 on LE's and Interim CD's and numeric errors on final CD's which do not have prescribed
 cures as per the regulation were not be reported as having been cured. The assessment
 of risk and decision to accept a finding that does not have a prescribed cure is the
 responsibility of the purchaser of the loan.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.16 Additional
 Disclosures and Requirements:

Mission confirmed compliance with current documentation and timing requirements in effect at origination of the Mortgage Loan including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.16.1 Confirmed
 the presence of the Home Loan Tool Kit is in file for covered loans.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.16.2 Confirmed
 the presence of the Affiliated Business Disclosure in file in the event the lender has
 affiliated business arrangements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.16.3 Confirmed
 the Affiliated Business Disclosure provided within three general business days of "Application"
 (Mission reviews for this disclosure to be provided within three general business days,
 as the lender will typically know at the time of application if borrower(s) will be referred
 to affiliates for provision of third party services)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.16.4 Confirmed
 the Affiliated Business Disclosure is executed.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.16.5 Confirmed
 the presence of the Initial Escrow Disclosure Statement in file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.16.6 Confirmed
 the Initial Escrow Disclosure Statement was provided at closing or within 45 days after
 settlement

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.16.7 Confirmed
 that each mortgage loan adhered to flood insurance coverage requirements as outlined
 under the NFIP, including identification of flood zones and subsequent policy documentation
 for evidence of adequate coverage amounts.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17 High
 Cost- State & Local Anti-Predatory Regulations:

In addition to federal thresholds, Mission reviewed the anti-predatory lending statutes in the following states and local municipalities, as applicable:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.1 Arkansas
 Home Loan Protection Act, AR. Stat. Ann.§ 23-53-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.2 California
 Anti-Predatory Lending Statute, CA. Fin. Code§ 4970 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.3 4.3 California
 Higher Priced Mortgage Loan Statute, CA. Fin Code § 4995 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.4 4.4 Colorado
 Consumer Equity Protection Act, CO. Rev. Stat. § 5-3.5-101 et seq. and as amended
 by Senate Bi11216 (2007) and House Bi111322 (2007)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.5 Colorado
 Consumer Credit Code, CO. Rev. Stat. 5-1-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.6 Connecticut
 Abusive Home Loan Lending Practices Act, CT. Stat. Ann. § 36a-746 et seq. and the
 Responsible Lending and Economic Security Act, CT. House Bill 5577 (2008).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.7 Connecticut
 Nonprime Home Loan Statute, CT. Gen. Stat. §§ 36a-760 et seq. (as originally
 enacted and as amended by Senate Bill 949.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.8 District
 of Columbia Home Loan Protection Act of 2002, D.C. Official Code § 26-1151.01 et
 seq., as implemented by 20 D.C. Municipal Reg. § 2000.1 et seq. and DC Mortgage
 Disclosure Act of2007.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.9 Florida
 Fair Lending Act, FL. Stat. Ann. § 494.0078 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.10 Georgia
 Fair Lending Act, GA. Stat. Ann.§ 7-6A-1 et seq. (as originally enacted by House
 Bill 02-1361 and as modified by Senate Bill 03-53)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.11 Idaho
 Residential Mortgage Practices Act, ID. Code§ 26-3101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.12 Illinois
 High Risk Home Act, IL. Comp Stat. tit. 815, §§ 137/5 et seq.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.13 Illinois
 High Risk Home Loan Regulations, 38 IL. Admin. Code § 345.10 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.14 Illinois
 High Risk Home Loan Act, Public Act. 93-0561 (2003).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.15 City
 of Chicago, Illinois, Anti-Predatory Lending Ordinance, Chicago Municipal Code, §§
 2-32-440; 2-32-455; 2-92-325; 4-4-155; 8-4-325.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.16 Cook
 County, Illinois, Anti-Predatory Lending Ordinance, Ordinance No. 240864 (2001) as amended
 by Illinois SB 1167 (2007).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.17 Indiana
 Home Loan Practices Act, IN. Code§ 24-9-1-1 et seq. and as amended by 2005 In. P.L.
 141 § 6 P2013-011.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.18 Kansas
 Consumer Credit Code, KS. Stat. Ann. § 16a-1-101 et seq. Sections 16a-1-301, 16a-3-
 207 and 16a-3-308a.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.19 Kentucky
 Anti-Predatory Lending Statute, KY. Rev. Stat. § 360.100 et seq. and as amended
 by KY. House Bill 552 (2008).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.20 Maine,
 An Act to Enhance Consumer Protections in Relation to Certain Mortgages, 9A ME. Rev.
 Stat. Ann. §§ 8-101; 8-103(1); 8-206(8); 8-206A and ME. Legislative Document
 1869 (2007).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.21 Maryland
 Commercial Law, MD. Stat. Ann. §§ 12-124.1; 12-127; 12-409.1; 12-1029 and as
 amended by MD. Senate Bill 270 (2008) and Maryland Regulations under the MD. Mortgage
 Lender Law (2009).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.22 Maryland
 Regulations for Higher Priced Mortgage Loans, as promulgated under the MD. Mortgage Lender
 Law, MD. Code Ann., Fin. Instit. Code §§ 11-501 et seq.; MD. Code Regs. §§
 09.03.06.01 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.23 Massachusetts
 High Cost Mortgage Regulations, 209 CMR § 32.32 et seq. including MA. House Bill4387
 (2008) 20. MA. Predatory Home Loan Practices Act, M.G.L. Chapter 183(C).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.24 Massachusetts
 Regulations for Higher Priced Mortgage Loans, 209 MA. Code Regs. §§ 32.00

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.25 Massachusetts
 "Borrower's Interest" Standard, M.G.L. Chapter 183, §28C.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.26 Massachusetts
 Mortgage Lender and Broker Regulations, 940 CMR § 8.00 (15-17).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.27 Michigan
 Consumer Mortgage Protection Act, MI. Stat. Ann. § 445-1631 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.28 Minnesota
 Mortgage Originator and Service Licensing Act, § 58.137 etal. (S.F. 2988 (2002)
 and as amended by House File 1004 and SF 98 (2007) and SF 3154 and 3214 (2008).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.29 Nebraska
 Mortgage Bankers Registration and Licensing Act, NE. Stat.§ 45-702 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.30 Nevada
 Anti-Predatory Lending Law, NV. Rev. Stat. § 598D.010 et seq. and as amended by
 AB 440 and492.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.31 New
 Jersey Home Ownership Security Act of 2002, NJ. Stat. Ann. §C:46:10 B-22 et seq.
 and as amended by PL. 2004, Ch. 84 § 1.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.32 New
 Mexico Home Loan Protection Act, NM. Stat. Ann. § 58-21A-1 et seq. and as amended
 by Senate Bill 342 (2009 High Cost Home Loan Act, NY. Bank. L. Ch. 626., as implemented
 by 3 NYCCR Part 41 (2003) and as amended by Senate Bill 8143-A (2008). Banking Law Article
 6-1 (2003) and 6-m (2008).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.33 New
 York High Cost Home Loan Regulations, 3 NYCCR Part 41 (2001).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.34 New
 York High Cost Home Loan Act, NY. Bank. L. Ch. 626., as implemented by 3 NYCCR Part 41
 (2003) and as amended by Senate Bill 8143-A (2008). Banking Law Article 6-1 (2003) and
 6-m (2008).

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.35 North
 Carolina Anti-Predatory Lending Law, NC. Gen. Stat. §§ 24-l.1 to 24-10.2 and
 North Carolina Amendments to Anti-Predatory Lending Law, NC. Gen. Stat. §§
 24-9; 24-l.l(E)(a); 24-10.2(a) and as amended by House Bill1817 (2007).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.36 Ohio
 Anti-Predatory Lending Statute, OH. Rev. Code Ann. §§ 1349.25 to 1349.37and
 § 1.63 and as amended by S.B. 185.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.37 City
 of Cleveland Heights, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 72-2003.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.38 Oklahoma
 Anti-Predatory Lending Law, House Bill No. 1574 (2003).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.39 Oklahoma
 Higher -Priced Mortgage Loans Law, OK. Admin. Code§§ 160:45-9-1 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.40 Pennsylvania
 Consumer Equity Protection Act, 63 PA. Cons. Stat. Ann. § 456.501 et seq. 4.41 City
 of Providence, Rhode Island Predatory Lending Ordinance, Ordinance No. 245, Chapter 2006-33
 as amended.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.41 Rhode
 Island Home Loan Protection Act, Chapter 25.2 of Title 34 of RI. Gen. Laws. §§
 34-25.2-1 et seq., including the Emergency and Final Regulations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.42 South
 Carolina High-Cost and Consumer Home Loans Act, SC. Code§ 37-23-10 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.43 South
 Carolina Consumer Protection Code, SC. Code 37-1-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.44 Tennessee
 Home Loan Protection Act, TN. Code Annotated §§ 45-20-101 et seq., Title 47
 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.45 Texas
 High-Cost Home Loan Statute, TX. Fin. Code Ann.§ 343.201 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.46 Texas
 Constitution, Section 50(a)(6), Article XVI

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.47 Utah
 Residential Mortgage Practices Amendments, UT. Code Ann.§ 61- 2c-102 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.48 Utah
 High Cost Home Loan Act, UT. Code § 61-2d-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.49 Vermont
 Interest Act, 9 V.S.A. § 104, implemented by Regulation B-98-2.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.50 Virginia
 Mortgage Lender and Broker Act (for loans originated prior to July 1, 2003), VA. Code
 Ann.§§ 6.1-413; 6.1-422, 6.1-428.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.51 Virginia
 Mortgage Lender and Broker Act (for loans originated after July 1, 2003), VA. Code Ann.§§
 6.1-411; 6.1-422.1, 6.1-425.1; 6.1-425.2.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.52 Washington
 House Bill 2770, Mortgage Lending and Homeownership, Chapter 108, Laws of 2008.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.53 Wisconsin
 Responsible High Cost Mortgage Lending Act, WI. Stat. § 428.202.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.54 West
 Virginia Residential Mortgage Lender, Broker and Servicer Act, WV. Code § 31-17-1
 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.55 Wyoming
 Credit Code, WY. Stat. Ann.§§ 40-14-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.18 Regulatory
 Compliance Disclaimer

Please be advised that Mission did not make a determination as to whether loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated herein. There can be no assurance that the review uncovered all issues relating to the origination of the mortgage loans, their compliance with applicable law and regulation and the original appraisals relating of the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Mission are dependent upon its receiving complete and accurate data regarding the mortgage loans from loans originators and other third parties upon which Mission is relying in reaching such findings.

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Please be further advised that Mission does not employ personnel who are licensed to practice law in various jurisdictions, and the findings set forth in the reports prepared by Mission do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Mission. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including potential liability related to the purchase or other transaction involving any such loans, shall be made solely by the Client, or other agreed upon party, that has engaged Mission to prepare its reports pursuant to its instructions and guidelines. Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Mission are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.19 Misrepresentation
 and Third-Party Report Review

Mission verified that fraud reports were present on all loans and independent third-party property valuations reports are in the file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.19.1 Misrepresentation
 Review

Mission validated the presence of a Fraud Guard report on each loan to identify potential misrepresentations of income, employment, identity, occupancy, transaction and appraisal misrepresentation or other areas of potential misrepresentation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.19.2 Alerts

Mission validated credit report alerts for accuracy and potential issues.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.19.3 Social
 Security Numbers

Mission verified SSN(s) across all file documents.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.19.4 Document
 Integrity

Mission validated to the extent possible for apparent alterations to loan documents.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.19.5 Data
 Consistency

Mission validated the documents contained in the loan file for consistency of data.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.19.6 Third
 Party Fraud Tools

To the extent a third-party Fraud Guard was present in the loan file, Mission reviewed high level or critical warnings were reviewed and addressed.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Data
 Integrity Review

Mission was provided with a Client bid tape to conduct a Data Integrity Review. The Client provided a data tape with the following data fields and Mission compared the field to the applicable source document and reported all variances.

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The following fields were provided and compared:

● All Borrower Total Income

● Application Date

● Borrower Citizenship

● Borrower First Name

● Borrower LastName

● Co-Borrower FirstName

● Co-Borrower Last Name

● Closing Settlement Date

● DSCR

● First Payment Date

● Initial Monthly PI or IO Payment

● Interest Rate

● Lender Name

● Loan Amount

● Loan ID

● Loan Program

● Loan Purpose

● MIN No

● Mortgage Origination Channel

● Note Date

● Number of Units

● Occupancy

● Primary Appraised Property Value

● Property Address

● Property City

● Property County

● Property State

● Property Type

● Property Zip Code

● Qualifying CLTV

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Loan
 and Exception Level Grading Methodology

Pursuant to the applicable NRSRO criteria, Mission graded each loan exception with an event level 1 for exceptions findings that are informational in nature, event level 2 for exceptions findings that are considered non-material, event level 3 for exceptions findings that are considered material. In accordance applicable NRSRO criteria exceptions and overall initial loan grades and final loan Grades were assigned with an A, B, C or D. The methodology for the application of RMBS grading is defined by each NRSRO in their current industry publications as updated from time to time.

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Pursuant to the applicable NRSRO criteria, Mission graded certain compliance exceptions as nonmaterial based on seasoning of the mortgage loan. Where applicable, mortgage loans that are seasoned beyond the applicable period under TILA in which affirmative claims could be brought by a consumer. The period is not limited for claims, other than recission, which are raised as a defense to foreclosure. Information contained in any Mission reports related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual loan.

**NRSRO GRADING METHODOLOGY**

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| | | |
|:---|:---|:---|
| **S&P Ratings Grade** | **# of Loans** | **% of Loans (by count) in MISSION Population** |
| A | 758 | 76.6% |
| B | 231 | 23.4% |
| C | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;&nbsp;&nbsp;0% |
| D | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;&nbsp;&nbsp;0% |

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**NRSRO GRADING METHODOLOGY**

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| | | |
|:---|:---|:---|
| **KBRA Ratings Grade** | **# of Loans** | **% of Loans (by count) in MISSION Population** |
| A | 758 | 76.6% |
| B | 231 | 23.4% |
| C | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;&nbsp;&nbsp;0% |
| D | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;&nbsp;&nbsp;0% |

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**NRSRO GRADE SUMMARY** | | |
| &nbsp;&nbsp;**NRSRO GRADE** | <br>&nbsp;&nbsp;**# of Loans** | <br>&nbsp;&nbsp;**% of Loans (by count) in MISSION Population** |
| &nbsp;&nbsp;**CREDIT** |  |  |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;846 | &nbsp;&nbsp; 85.5% |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;143 | &nbsp;&nbsp;14.5% |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;**D** | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;**COMPLIANCE** |  |  |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;981 | &nbsp;&nbsp;99.2% |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp; 8 | &nbsp;&nbsp;0.8% |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;**D** | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |

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|:---|:---|:---|
| &nbsp;&nbsp;**PROPERTY/VALUE** |  |  |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;884 | &nbsp;&nbsp;89.4% |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;105 | &nbsp;&nbsp;10.6% |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp; 0 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;**D** | &nbsp;&nbsp; 0 | &nbsp;&nbsp;0% |

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**DATA INTEGRITY REVIEW**

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| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Data Compare Summary** | &nbsp;&nbsp;**Data Compare Summary** | &nbsp;&nbsp;**Data Compare Summary** | &nbsp;&nbsp;**Data Compare Summary** | &nbsp;&nbsp;**Data Compare Summary** |
| &nbsp;&nbsp;**2025_ADMT-NQM5_FINAL** |  |  |  |  |
| &nbsp;&nbsp;**Run Date - 11/10/2025 10:00:00 AM** |  |  |  |  |
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With Discrepancy** | &nbsp;&nbsp;**Total Times Compared** | &nbsp;&nbsp;**% Variance** | &nbsp;&nbsp;**Comments** |
| &nbsp;&nbsp;AllBorrowerTotalIncome | &nbsp;&nbsp;25 | &nbsp;&nbsp;989 | &nbsp;&nbsp;2.53% | &nbsp;&nbsp;All Income was verified for each borrower |
| &nbsp;&nbsp;ApplicationDate | &nbsp;&nbsp;78 | &nbsp;&nbsp;989 | &nbsp;&nbsp;7.89% | &nbsp;&nbsp;All variances were verified by Mission using either the 1003 date or the credit report date |
| &nbsp;&nbsp;B1Citizen | &nbsp;&nbsp;1 | &nbsp;&nbsp;989 | &nbsp;&nbsp;0.1% | &nbsp;&nbsp;All variances were verified by Citizenship documents |
| &nbsp;&nbsp;B1FirstName | &nbsp;&nbsp;32 | &nbsp;&nbsp;989 | &nbsp;&nbsp;12.94% | &nbsp;&nbsp;All variances were spelling differences in the tape vs on the note. |
| &nbsp;&nbsp;B1LastName | &nbsp;&nbsp;21 | &nbsp;&nbsp;989 | &nbsp;&nbsp;2.12% | &nbsp;&nbsp;All variances were spelling differences in the tape vs on the note. |
| &nbsp;&nbsp;B2FirstName | &nbsp;&nbsp;2 | &nbsp;&nbsp;166 | &nbsp;&nbsp;9.64% | &nbsp;&nbsp;All variances were spelling differences in the tape vs on the note. |
| &nbsp;&nbsp;B2LastName | &nbsp;&nbsp;5 | &nbsp;&nbsp;166 | &nbsp;&nbsp;3.01% | &nbsp;&nbsp;All variances were spelling differences in the tape vs on the note. |
| &nbsp;&nbsp;ClosingSettlementDate | &nbsp;&nbsp;463 | &nbsp;&nbsp;883 | &nbsp;&nbsp;52.43% | &nbsp;&nbsp;In all cases Mission verified closing dates from the relevant closing documents. |
| &nbsp;&nbsp;DSCR | &nbsp;&nbsp;56 | &nbsp;&nbsp;989 | &nbsp;&nbsp;5.66% | &nbsp;&nbsp;In all cases Mission recalculated DSCR from relevant income and credit documents. |
| &nbsp;&nbsp;FirstPaymentDate | &nbsp;&nbsp;14 | &nbsp;&nbsp;989 | &nbsp;&nbsp;1.42% | &nbsp;&nbsp;In all cases Mission verified first payment date from the promissory note. |
| &nbsp;&nbsp;InitialMonthlyPIOrIOPayment | &nbsp;&nbsp;26 | &nbsp;&nbsp;989 | &nbsp;&nbsp;2.63% | &nbsp;&nbsp;In all cases Mission verified the monthly PI Payment from the promissory note. |
| &nbsp;&nbsp;InterestRate | &nbsp;&nbsp;0 | &nbsp;&nbsp;989 | &nbsp;&nbsp;0% |  |
| &nbsp;&nbsp;LoanAmount | &nbsp;&nbsp;0 | &nbsp;&nbsp;989 | &nbsp;&nbsp;0% |  |
| &nbsp;&nbsp;LoanProgram | &nbsp;&nbsp;14 | &nbsp;&nbsp;989 | &nbsp;&nbsp;1.42% | &nbsp;&nbsp;In each case, these appear to be changes in Loan program during underwriting. In all cases Mission verified programs from the Loan approval and final loan docs. |
| &nbsp;&nbsp;LoanPurpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;989 | &nbsp;&nbsp;0% |  |
| &nbsp;&nbsp;MINNo | &nbsp;&nbsp;15 | &nbsp;&nbsp;960 | &nbsp;&nbsp;1.56% | &nbsp;&nbsp;In all cases Mission verified the MIN number present on the Deed of Trust. |
| &nbsp;&nbsp;MortgageOriginationChannel | &nbsp;&nbsp;0 | &nbsp;&nbsp;889 | &nbsp;&nbsp;0% |  |
| &nbsp;&nbsp;NoteDate | &nbsp;&nbsp;2 | &nbsp;&nbsp;955 | &nbsp;&nbsp;0.21% | &nbsp;&nbsp;All date variances were verified from the Promissory Note. |

---

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| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | Page \| **26** |

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---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;NumberofUnits | &nbsp;&nbsp;4 | &nbsp;&nbsp;989 | &nbsp;&nbsp;0.4% | &nbsp;&nbsp;In all cases Mission verified property units from the appraisal and other property related documents. |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;0 | &nbsp;&nbsp;989 | &nbsp;&nbsp;0% |  |
| &nbsp;&nbsp;PrimaryAppraisedPropertyValue | &nbsp;&nbsp;10 | &nbsp;&nbsp;989 | &nbsp;&nbsp;1.01% | &nbsp;&nbsp;Mission verified values used from the appraisal. |
| &nbsp;&nbsp;PropertyAddress | &nbsp;&nbsp;126 | &nbsp;&nbsp;989 | &nbsp;&nbsp;12.74% | &nbsp;&nbsp;All variances were various slight spelling differences in the tape vs on the deed of trust. |
| &nbsp;&nbsp;PropertyCity | &nbsp;&nbsp;1 | &nbsp;&nbsp;989 | &nbsp;&nbsp;0.1% | &nbsp;&nbsp;All variances were various slight spelling differences in the tape vs on the deed of trust. |
| &nbsp;&nbsp;PropertyCounty | &nbsp;&nbsp;106 | &nbsp;&nbsp;989 | &nbsp;&nbsp;10.72% | &nbsp;&nbsp;All variances were various slight spelling differences in the tape vs on the deed of trust. |
| &nbsp;&nbsp;PropertyState | &nbsp;&nbsp;0 | &nbsp;&nbsp;989 | &nbsp;&nbsp;0% |  |
| &nbsp;&nbsp;PropertyType | &nbsp;&nbsp;78 | &nbsp;&nbsp;985 | &nbsp;&nbsp;7.92% | &nbsp;&nbsp;All differences are enumerations are related to ASF enumerations. In each case mission verified the Property type from the appraisal. |
| &nbsp;&nbsp;PropertyZipCode | &nbsp;&nbsp;0 | &nbsp;&nbsp;989 | &nbsp;&nbsp;0% |  |
| &nbsp;&nbsp;QualifyingCLTV | &nbsp;&nbsp;46 | &nbsp;&nbsp;989 | &nbsp;&nbsp;4.65% | &nbsp;&nbsp;In all cases Mission verified values from appraisal documents and 2nd lien values from 2nd lien documents or credit reports. |
| &nbsp;&nbsp;RefinanceType | &nbsp;&nbsp;32 | &nbsp;&nbsp;402 | &nbsp;&nbsp;7.96% | &nbsp;&nbsp;All variations were verified from the 1003 documentation. |
| &nbsp;&nbsp;SalesPrice | &nbsp;&nbsp;2 | &nbsp;&nbsp;601 | &nbsp;&nbsp;0.33% | &nbsp;&nbsp;Mission verified sales price from sales contracts and closing documents. |
| &nbsp;&nbsp;TotalDebtIncomeRatio | &nbsp;&nbsp;2 | &nbsp;&nbsp;943 | &nbsp;&nbsp;0.21% | &nbsp;&nbsp;In all cases Mission verified borrower income and all debts from the credit reports and recalculated DTI. |
| &nbsp;&nbsp;UnderwritingGuidelineLenderName | &nbsp;&nbsp;1 | &nbsp;&nbsp;974 | &nbsp;&nbsp;0.1% | &nbsp;&nbsp;Mission verifies all guideline data used for each loan. |
| &nbsp;&nbsp;UnderwritingGuidelineName | &nbsp;&nbsp;0 | &nbsp;&nbsp;974 | &nbsp;&nbsp;0.21% | &nbsp;&nbsp;Mission verifies all guideline data used for each loan. |
| &nbsp;&nbsp;UnderwritingGuidelineVersionDate | &nbsp;&nbsp;447 | &nbsp;&nbsp;923 | &nbsp;&nbsp;48.43% | &nbsp;&nbsp;Mission verifies all guideline data used for each loan. |
| &nbsp;&nbsp;VerifiedDocType | &nbsp;&nbsp;212 | &nbsp;&nbsp;980 | &nbsp;&nbsp;21.63% | &nbsp;&nbsp;Mission uses ASF defined doc types used for income qualification an dthe lender tape differs from these enumerations. |

---

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| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | Page \| **27** |

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**POOL DETAILS**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**AMORTIZATION TYPE** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**BORROWER CITIZENSHIP** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;987 | &nbsp;&nbsp;99.80% | &nbsp;&nbsp;Non-Permanent Resident Alien | &nbsp;&nbsp;97 | &nbsp;&nbsp;9.81% |
| &nbsp;&nbsp;Adjustable Rate Mortgage | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.20% | &nbsp;&nbsp;Permanent Resident Alien | &nbsp;&nbsp;125 | &nbsp;&nbsp;12.64% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**989** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;766 | &nbsp;&nbsp;77.45% |
|  |  |  | &nbsp;&nbsp;Foreign National | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.10% |
| &nbsp;&nbsp;**LOAN TYPE** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**989** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;Purchase | &nbsp;&nbsp;587 | &nbsp;&nbsp;59.35% |  |  |  |
| &nbsp;&nbsp;Refinance - Cash Out | &nbsp;&nbsp;338 | &nbsp;&nbsp;34.18% | &nbsp;&nbsp;**OCCUPANCY** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** |
| &nbsp;&nbsp;Refinance - Limited Cash Out | &nbsp;&nbsp;22 | &nbsp;&nbsp;2.22% | &nbsp;&nbsp;Investment | &nbsp;&nbsp;509 | &nbsp;&nbsp;51.47% |
| &nbsp;&nbsp;Refinance - Rate and Term | &nbsp;&nbsp;42 | &nbsp;&nbsp;4.25% | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;462 | &nbsp;&nbsp;46.71% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**989** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;Secondary Residence | &nbsp;&nbsp;18 | &nbsp;&nbsp;1.82% |
|  |  |  | &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**989** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**ORIGINAL INTEREST RATE** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** |  |  |  |
| &nbsp;&nbsp;5.000 - 5.499% | &nbsp;&nbsp;5 | &nbsp;&nbsp;0.51% | &nbsp;&nbsp;**PROPERTY TYPE** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** |
| &nbsp;&nbsp;5.500 - 5.999% | &nbsp;&nbsp;67 | &nbsp;&nbsp;6.77% | &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;47 | &nbsp;&nbsp;4.75% |
| &nbsp;&nbsp;6.000 - 6.499% | &nbsp;&nbsp;158 | &nbsp;&nbsp;15.98% | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;71 | &nbsp;&nbsp;7.18% |
| &nbsp;&nbsp;6.500 - 6.999% | &nbsp;&nbsp;230 | &nbsp;&nbsp;23.26% | &nbsp;&nbsp;3 Family | &nbsp;&nbsp;11 | &nbsp;&nbsp;1.11% |
| &nbsp;&nbsp;7.000 - 7.499% | &nbsp;&nbsp;182 | &nbsp;&nbsp;18.40% | &nbsp;&nbsp;4 Family | &nbsp;&nbsp;7 | &nbsp;&nbsp;0.71% |
| &nbsp;&nbsp;7.500 - 7.999% | &nbsp;&nbsp;141 | &nbsp;&nbsp;14.26% | &nbsp;&nbsp;5-10 Unit Multi-Family | &nbsp;&nbsp;12 | &nbsp;&nbsp;1.21% |
| &nbsp;&nbsp;>= 8.000% | &nbsp;&nbsp;206 | &nbsp;&nbsp;20.83% | &nbsp;&nbsp;Condo, High Rise | &nbsp;&nbsp;20 | &nbsp;&nbsp;2.02% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**989** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;193 | &nbsp;&nbsp;19.51% |
|  |  |  | &nbsp;&nbsp;Condotel | &nbsp;&nbsp;8 | &nbsp;&nbsp;0.81% |
| &nbsp;&nbsp;**QUALIFYING FICO** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;Double-wide Manufactured Housing | &nbsp;&nbsp;13 | &nbsp;&nbsp;1.31% |
| &nbsp;&nbsp;601 - 700 | &nbsp;&nbsp;153 | &nbsp;&nbsp;15.47% | &nbsp;&nbsp;Mixed Use | &nbsp;&nbsp;15 | &nbsp;&nbsp;1.52% |
| &nbsp;&nbsp;701 - 800 | &nbsp;&nbsp;755 | &nbsp;&nbsp;76.34% | &nbsp;&nbsp;PUD | &nbsp;&nbsp;203 | &nbsp;&nbsp;20.53% |
| &nbsp;&nbsp;801 - 900 | &nbsp;&nbsp;77 | &nbsp;&nbsp;7.79% | &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;387 | &nbsp;&nbsp;39.13% |
| &nbsp;&nbsp;No FICO | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.40% | &nbsp;&nbsp;Single-wide Manufactured Housing | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.20% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**989** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**989** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**VERIFIED DTI** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**VERIFIED DSCR** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** |
| &nbsp;&nbsp;< 10 or Null | &nbsp;&nbsp;481 | &nbsp;&nbsp;48.63% | &nbsp;&nbsp;< 1.00 | &nbsp;&nbsp;76 | &nbsp;&nbsp;7.68% |
| &nbsp;&nbsp;10 - 19 | &nbsp;&nbsp;43 | &nbsp;&nbsp;4.35% | &nbsp;&nbsp;1.00 - 1.99 | &nbsp;&nbsp;376 | &nbsp;&nbsp;38.02% |
| &nbsp;&nbsp;20 - 29 | &nbsp;&nbsp;87 | &nbsp;&nbsp;8.80% | &nbsp;&nbsp;2.00 - 2.99 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.10% |
| &nbsp;&nbsp;30 - 39 | &nbsp;&nbsp;141 | &nbsp;&nbsp;14.26% | &nbsp;&nbsp;N/A | &nbsp;&nbsp;536 | &nbsp;&nbsp;54.20% |
| &nbsp;&nbsp;40 - 49 | &nbsp;&nbsp;231 | &nbsp;&nbsp;23.36% | &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**989** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;> = 50 | &nbsp;&nbsp;6 | &nbsp;&nbsp;0.61% |  |  |  |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**989** | &nbsp;&nbsp;**100.00%** |  |  |  |

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|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | Page \| **28** |

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## Exhibit 99.2

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.2**

![](mission-logo.jpg)

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| |
|:---|
| **VALUATION REPORT** |
| **2025_ADMT-NQM5_FINAL** |
| **Run Date - 11/10/2025 10:00:00 AM** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **SECOND APPRAISAL VALUE** | **SECOND APPRAISAL VALUE** | **SECOND APPRAISAL VALUE** | **SECOND APPRAISAL VALUE** | **SECOND APPRAISAL VALUE** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **SECOND FIELD REVIEW VALUES** | **SECOND FIELD REVIEW VALUES** | **SECOND FIELD REVIEW VALUES** | **SECOND FIELD REVIEW VALUES** | **SECOND FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **COLLATERAL UNDERWRITER SCORES** | **COLLATERAL UNDERWRITER SCORES** | **COLLATERAL UNDERWRITER SCORES** |
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Completion Report (1004D) Date** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Value for LTV** | **LTV** | **CLTV** | **Primary Appraisal Date** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Vendor** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** |
| 176 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 179 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 177 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 180 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -27325 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.1 |
| 175 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 181 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 600000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 4.5 |
| 185 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 184 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 192 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -300000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 4 |
| 191 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 188 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 190 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 182 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 4016 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 195 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 194 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 187 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 196 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 197 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 186 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1 |
| 203 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 193 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 189 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 202 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 208 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 206 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 21686 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 201 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 200 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 205 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 198 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 212 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 207 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -1000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 199 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 204 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -3000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 211 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 178 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 214 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 221 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 220 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 217 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 219 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 209 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 228 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 230 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 218 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -19593 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 226 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 222 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 231 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 233 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -7819 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 213 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 235 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0049 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 234 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0291 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 238 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 227 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 232 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 210 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 215 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 224 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 229 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 249 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -21848 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 250 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 242 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 244 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 248 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 246 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 245 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 240 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0732 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 236 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0955 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 251 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 239 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -10000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| 243 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 216 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 247 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 256 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0498 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 260 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 262 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 258 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 267 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 241 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .2088 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 265 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 272 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 257 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 33999 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 253 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0583 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 264 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 263 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 274 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 270 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0236 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 252 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -13000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 237 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 259 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 276 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -7000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.4 |
| 281 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 266 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0262 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 284 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 40121 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 287 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 278 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 273 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 16972 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 293 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| 268 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 279 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 261 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 271 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -41464 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 254 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 285 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 289 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 9422 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 269 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 288 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 286 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 280 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 299 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 255 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 282 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 294 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 298 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -22000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 315 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 283 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.5 |
| 303 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 311 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 290 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 316 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -36763 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 300 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 183 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 305 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 296 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 318 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 277 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 304 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -35000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 319 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -4606 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 322 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 314 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 309 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 312 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 292 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 313 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -70260 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 323 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 301 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 330 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 17000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 328 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 295 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 306 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 275 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 320 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 307 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 321 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 329 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -46204 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 344 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 347 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -38000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 345 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -17382 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 338 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 352 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 291 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 334 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 342 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 297 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 331 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 332 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 336 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 5719 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 339 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 327 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 356 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -35676 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 341 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 340 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -55901 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 349 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 343 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| 350 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 348 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 361 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 368 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 365 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 346 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 360 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -14734 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 366 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 357 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 380 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 1000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 324 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 383 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 386 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 359 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 353 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 371 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 376 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 163531 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 377 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 355 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| 370 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 384 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 369 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 378 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| 390 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 403 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 395 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 382 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 388 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 372 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 128587 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 325 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 409 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 385 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 2000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 374 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 415 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 362 |  | [Redacted] | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 396 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -18653 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 418 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 400 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -2565 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 407 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 391 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 379 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 326 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 429 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 432 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 447 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 433 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 470 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 442 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 450 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -9240 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| 417 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 413 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 430 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 399 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 5000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 453 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 11963 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 419 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 397 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -10000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 477 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 387 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 525 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0382 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 491 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 507 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 351 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 479 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 427 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 461 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 468 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 530 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 439 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 35000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 454 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 410 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 500 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -5000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 521 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 364 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 401 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0434 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 466 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 11811 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 502 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 375 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 464 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 567 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 411 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -25000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 523 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 381 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 484 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 551 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 930 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 508 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 426 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 503 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -75000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 441 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 510 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 3054 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 565 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 566 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 404 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 512 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 606 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 19000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 537 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 586 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 541 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 570 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -54841 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 528 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 604 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 601 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 496 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 561 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 597 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 495 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -22941 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 416 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 438 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 460 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 492 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 573 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 44000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 580 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 748 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -7477 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 412 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 65000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 675 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 543 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 620 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 581 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 193497 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 451 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 472 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 724 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 596 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0750 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 434 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 47508 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 767 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 487 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| 225 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| 482 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 629 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 571 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 591 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 488 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 576 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 641 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 414 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 408 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 12834 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 435 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 405 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -16903 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 618 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 698 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 483 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 663 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 5488 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 636 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0112 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| 681 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 4000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 448 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 486 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 32393 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 455 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 522 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 662 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -26003 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 526 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 424 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 722 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 594 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 499 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 462 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 10000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 611 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| 605 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -6569 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 622 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 531 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| 702 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 687 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 373 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 458 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 535 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 699 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 437 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0732 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 595 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 731 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -4899 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 607 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 456 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 546 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 821 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 542 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 640 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 558 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 493 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 624 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 653 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| 711 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 720 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 819 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -23669 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 574 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 632 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 589 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 544 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 5000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 785 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 635 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 358 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 688 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 651 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 498 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 579 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 682 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 679 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 714 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 643 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 592 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -16141 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 676 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 529 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -346 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 747 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 90216 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 642 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 564 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 705 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -4000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 752 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 587 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 627 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 628 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -13125 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |
| 436 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 457 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 3000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 506 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 476 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 5000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| 511 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 1000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 694 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -32707 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| 603 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 475 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 2000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 726 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 48767 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3 |
| 555 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 633 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 746 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 723 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 524 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -43787 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 764 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -11261 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 556 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 666 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 684 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 771 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 780 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 652 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 784 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 402 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 616 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 710 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 39511 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 655 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 505 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 598 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 85854 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 770 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 335 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0108 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 838 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 853 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 744 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 2789 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 449 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 539 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 513 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 26614 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 727 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 623 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 420 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 572 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 517 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 696 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 664 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 738 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 825 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 654 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 540 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 590 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 308 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 481 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 10024 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 440 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 614 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 742 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 729 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 625 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 781 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 647 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 578 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 725 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 113446 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 776 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 363 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 672 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0364 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 469 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0986 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 494 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.6 |
| 639 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 519 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 471 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| 599 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 719 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 704 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| 649 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 444 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 827 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 802 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 689 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -3190 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 613 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 459 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 638 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 533 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 536 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .2153 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 568 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 30000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 658 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| 701 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 634 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0476 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 452 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 16428 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| 759 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 490 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 709 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 518 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 854 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| 545 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 867 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 514 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 428 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 617 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 585 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 685 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 765 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.3 |
| 730 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 734 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 33842 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 708 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 745 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 816 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 721 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 697 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 822 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| 826 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 7192 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 671 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .2753 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 577 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 584 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0756 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 751 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 560 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -5638 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| 504 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 422 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 789 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 851 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -1700 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.6 |
| 489 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -36068 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 790 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 667 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 703 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 855 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 741 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 423 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 686 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 610 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 656 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| 743 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 645 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 474 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 463 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 695 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| 646 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -8660 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 446 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 805 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -41649 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 630 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| 480 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 509 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.9 |
| 799 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 909 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 569 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 398 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 844 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 4000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 766 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 863 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 733 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| 791 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 660 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 559 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 692 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 58370 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 779 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 615 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 883 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 814 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -37880 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 861 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 547 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0571 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 788 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 877 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 612 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 923 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 728 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 717 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 778 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 834 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 693 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 9115 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 619 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 880 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 467 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 680 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 850 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 820 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 763 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 913 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 46753 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 885 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | -105000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.5 |
| 974 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 903 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 443 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 859 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 872 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 832 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 801 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -33919 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 860 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 673 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 5000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 588 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 713 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 631 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 925 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 879 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 15805 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 783 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -12179 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 895 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 608 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 817 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 884 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 32731 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 650 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 797 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 947 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| 354 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .1056 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 873 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 520 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 333 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 933 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| 900 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 856 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 485 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 706 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 796 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -1000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.5 |
| 971 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 677 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 882 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 955 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 862 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| 839 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 583 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 34916 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 954 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 866 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 762 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .1743 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 757 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 875 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 842 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 845 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 852 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 691 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 753 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 786 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 857 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 756 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 754 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 600 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 668 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -64962 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 921 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 891 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 659 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 932 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 894 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 888 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 794 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 393 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 40000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 765 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -9220 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 700 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 970 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -9505 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 810 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 920 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 942 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 804 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 951 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 795 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 848 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 15000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 669 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0212 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 690 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 928 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 716 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1006 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 958 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -8202 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 808 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 918 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 478 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 150000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  | [Redacted] | 150000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 661 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 94000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 550 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 4626 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 337 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 945 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 835 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| 737 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 836 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 24895 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 497 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |
| 637 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 552 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 527 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1005 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 761 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 516 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 20000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 750 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 931 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 967 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 915 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 602 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 831 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 773 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 837 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 813 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 69253 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 678 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 991 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 889 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1059 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 4438 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 992 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 670 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1003 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 910 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 4148 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 870 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 9746 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 984 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1022 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 940 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 874 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 43000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 829 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 841 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 898 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 150000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1012 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 553 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -24260 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1037 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 972 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 893 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1008 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 9964 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 908 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 554 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 1001 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 515 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| 968 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 858 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 739 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 500000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 582 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 993 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1085 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 904 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 943 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 35000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 575 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 830 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 926 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 775 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1032 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1065 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 833 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -2000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 912 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1020 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 892 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 881 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 153651 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 979 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 897 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 944 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 758 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 626 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 93132 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1023 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 310 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 929 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 916 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 966 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 936 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1004 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 887 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 977 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 930 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 793 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1067 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1047 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1074 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 1041 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1009 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 75000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 1011 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 740 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 919 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -2193 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 905 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 11716 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1014 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 538 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 52431 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 847 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 9502 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 803 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 982 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 732 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 869 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 988 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 609 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 989 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 946 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 534 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -55806 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 959 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1033 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 980 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 922 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -19601 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 950 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 876 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 994 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -5000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 924 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1021 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1025 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1120 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 962 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 755 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 890 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1062 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 16818 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 317 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 917 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 941 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 1066 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 712 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 563 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 185000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 864 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 849 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 777 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1072 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 136 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1080 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 823 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 302 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -20195 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 978 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -5000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1039 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 1025 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 901 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1046 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 1060 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 562 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 809 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 975 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 798 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 772 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 1035 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 952 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 998 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1121 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1100 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 735 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 557 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 927 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 425 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1029 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1094 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -12772 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1053 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1056 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 501 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -4000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1027 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 749 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 421 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 886 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1007 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 621 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 31332 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1061 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 2000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 389 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0500 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 986 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 792 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 937 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 707 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 26258 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 828 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -40000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 902 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1000 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1040 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 760 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1016 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 973 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1091 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1076 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 8369 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1077 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 5000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1144 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 965 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 807 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -32216 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 907 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 1876 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1141 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1043 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 985 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 406 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 1142 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1078 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| 938 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1128 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -5535 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 549 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1055 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -21688 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1034 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 899 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -18426 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 782 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 871 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 657 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1084 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 953 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 865 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1082 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| 1050 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| 1057 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| 1099 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1086 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1052 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 981 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1106 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1138 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 812 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 769 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 683 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 159691 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1070 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 1125 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 906 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 846 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 548 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 964 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 367 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -12000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 394 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1068 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 1048 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 532 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 963 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 1071 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 815 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1103 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1017 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 9000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 736 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1112 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1030 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 1083 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 290000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1031 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1015 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 878 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1081 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 10000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1136 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 473 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -71349 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1028 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1118 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1096 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1075 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 13000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1054 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -5246 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1155 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 996 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1026 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 800 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 818 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 896 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1114 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1108 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1130 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 17641 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1150 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -2000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1159 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 1090 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1152 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1119 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 935 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -1614 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1002 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1123 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1038 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0800 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 445 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 806 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -59864 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1115 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 840 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1134 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 939 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1073 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 1140 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -4288 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 961 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 787 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0440 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1148 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 990 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 934 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 956 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 1151 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1139 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 949 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1042 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -34000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1088 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1102 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 987 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 948 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1153 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 12910 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1116 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 8501 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 665 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .8182 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 868 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 969 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 1010 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 718 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1156 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| 1092 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -105450 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1145 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1089 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 15000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1109 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 431 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 465 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 738000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1058 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1049 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1063 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1018 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 1126 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 674 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 1132 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 774 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 1131 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 997 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -17000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1154 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1157 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 999 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 1107 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| 1104 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 3000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1098 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| 957 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1124 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 100000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1013 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1143 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 983 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 55737 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 768 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 960 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1095 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1129 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1079 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 648 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1110 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -21727 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1105 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 1158 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1045 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 392 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 38461 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1135 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 824 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1101 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 995 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 843 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -16302 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1149 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1127 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1161 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 89157 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1036 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 80673 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1044 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 1163 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1146 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1019 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 1111 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 6795 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1093 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 976 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3 |
| 1097 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1162 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 33945 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1160 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1147 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 1117 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 1051 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 644 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | 17324 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1087 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -70000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1064 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1137 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1122 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1113 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1024 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1133 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 811 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | -1000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 914 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1069 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 911 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 593 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 715 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |

---

## Exhibit 99.3

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.3**

![](mission-logo.jpg)

---

| |
|:---|
| **Rating Agency Grades Summary Report** |
| **2025_ADMT-NQM5_FINAL** |
| **Run Date - 11/10/2025 10:00:00 AM** |

---

---

| | | | |
|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** |
| **Loan ID** | **Investor ID** | **Seller Loan ID** | **Original Loan Amount** |
| 176 |  |  | [Redacted] A |
| 179 |  |  | [Redacted] C A |
| 177 |  |  | [Redacted] A |
| 180 |  |  | [Redacted] D A |
| 175 |  |  | [Redacted] A |
| 181 |  |  | [Redacted] D A |
| 185 |  |  | [Redacted] D A B |
| 184 |  |  | [Redacted] A |
| 192 |  |  | [Redacted] A C D |
| 191 |  |  | [Redacted] D A |
| 188 |  |  | [Redacted] D A |
| 190 |  |  | [Redacted] A D |
| 182 |  |  | [Redacted] A C |
| 195 |  |  | [Redacted] D A |
| 194 |  |  | [Redacted] A |
| 187 |  |  | [Redacted] A B |
| 196 |  |  | [Redacted] B A |
| 197 |  |  | [Redacted] C A B |
| 186 |  |  | [Redacted] A |
| 203 |  |  | [Redacted] A |
| 193 |  |  | [Redacted] A |
| 189 |  |  | [Redacted] A |
| 202 |  |  | [Redacted] A |
| 208 |  |  | [Redacted] D A |
| 206 |  |  | [Redacted] A |
| 201 |  |  | [Redacted] A |
| 200 |  |  | [Redacted] B A |
| 205 |  |  | [Redacted] A |
| 198 |  |  | [Redacted] C A |
| 212 |  |  | [Redacted] A |
| 207 |  |  | [Redacted] A |
| 199 |  |  | [Redacted] A |
| 204 |  |  | [Redacted] A |
| 211 |  |  | [Redacted] B A |
| 178 |  |  | [Redacted] B A |
| 214 |  |  | [Redacted] A |
| 221 |  |  | [Redacted] A B |
| 220 |  |  | [Redacted] A |
| 217 |  |  | [Redacted] A |
| 219 |  |  | [Redacted] A |
| 209 |  |  | [Redacted] D A B |
| 228 |  |  | [Redacted] A C D |
| 230 |  |  | [Redacted] A |
| 218 |  |  | [Redacted] A |
| 226 |  |  | [Redacted] A |
| 222 |  |  | [Redacted] C A B |
| 231 |  |  | [Redacted] D A |
| 233 |  |  | [Redacted] C A |
| 213 |  |  | [Redacted] A |
| 235 |  |  | [Redacted] A B |
| 234 |  |  | [Redacted] A B |
| 238 |  |  | [Redacted] A |
| 227 |  |  | [Redacted] A |
| 232 |  |  | [Redacted] A |
| 210 |  |  | [Redacted] A |
| 215 |  |  | [Redacted] A |
| 224 |  |  | [Redacted] A |
| 229 |  |  | [Redacted] A D B |
| 249 |  |  | [Redacted] C A |
| 250 |  |  | [Redacted] A |
| 242 |  |  | [Redacted] A D |
| 244 |  |  | [Redacted] A |
| 248 |  |  | [Redacted] C A B |
| 246 |  |  | [Redacted] A |
| 245 |  |  | [Redacted] A |
| 240 |  |  | [Redacted] C A B |
| 236 |  |  | [Redacted] A |
| 251 |  |  | [Redacted] A |
| 239 |  |  | [Redacted] A B |
| 243 |  |  | [Redacted] A |
| 216 |  |  | [Redacted] C A |
| 247 |  |  | [Redacted] B A |
| 256 |  |  | [Redacted] A |
| 260 |  |  | [Redacted] A |
| 262 |  |  | [Redacted] D A |
| 258 |  |  | [Redacted] A |
| 267 |  |  | [Redacted] A |
| 241 |  |  | [Redacted] D C A |
| 265 |  |  | [Redacted] D A C |
| 272 |  |  | [Redacted] D A |
| 257 |  |  | [Redacted] D A B |
| 253 |  |  | [Redacted] D A B |
| 264 |  |  | [Redacted] D A |
| 263 |  |  | [Redacted] D A B |
| 274 |  |  | [Redacted] D A |
| 270 |  |  | [Redacted] D C A |
| 252 |  |  | [Redacted] D A C B |
| 237 |  |  | [Redacted] B A D |
| 259 |  |  | [Redacted] D A |
| 276 |  |  | [Redacted] D A |
| 281 |  |  | [Redacted] D A |
| 266 |  |  | [Redacted] D A |
| 223 |  |  | [Redacted] D A |
| 284 |  |  | [Redacted] D A |
| 287 |  |  | [Redacted] D A |
| 278 |  |  | [Redacted] D A B |
| 273 |  |  | [Redacted] D A |
| 293 |  |  | [Redacted] D A |
| 268 |  |  | [Redacted] D A |
| 279 |  |  | [Redacted] D C A B |
| 261 |  |  | [Redacted] D A |
| 271 |  |  | [Redacted] D A |
| 254 |  |  | [Redacted] D A B |
| 285 |  |  | [Redacted] D A |
| 289 |  |  | [Redacted] D A |
| 269 |  |  | [Redacted] D A |
| 288 |  |  | [Redacted] D A B |
| 286 |  |  | [Redacted] D A |
| 280 |  |  | [Redacted] D A |
| 299 |  |  | [Redacted] D A |
| 255 |  |  | [Redacted] D A |
| 282 |  |  | [Redacted] D A B |
| 294 |  |  | [Redacted] D A |
| 298 |  |  | [Redacted] D A B |
| 315 |  |  | [Redacted] D A |
| 283 |  |  | [Redacted] D A B |
| 303 |  |  | [Redacted] D A |
| 311 |  |  | [Redacted] D A |
| 290 |  |  | [Redacted] D C A |
| 316 |  |  | [Redacted] D A B |
| 300 |  |  | [Redacted] D A |
| 183 |  |  | [Redacted] D A |
| 305 |  |  | [Redacted] D A |
| 296 |  |  | [Redacted] D C A |
| 318 |  |  | [Redacted] D A |
| 277 |  |  | [Redacted] D A |
| 304 |  |  | [Redacted] D A |
| 319 |  |  | [Redacted] D A C B |
| 322 |  |  | [Redacted] D A |
| 314 |  |  | [Redacted] D A |
| 309 |  |  | [Redacted] D A |
| 312 |  |  | [Redacted] D A |
| 292 |  |  | [Redacted] D A B |
| 313 |  |  | [Redacted] D A |
| 323 |  |  | [Redacted] D A |
| 301 |  |  | [Redacted] D A |
| 330 |  |  | [Redacted] D C A |
| 328 |  |  | [Redacted] D A B |
| 295 |  |  | [Redacted] D A |
| 306 |  |  | [Redacted] D A |
| 275 |  |  | [Redacted] D A C B |
| 320 |  |  | [Redacted] D A B |
| 307 |  |  | [Redacted] D A |
| 321 |  |  | [Redacted] D A |
| 329 |  |  | [Redacted] C A |
| 344 |  |  | [Redacted] D A |
| 347 |  |  | [Redacted] A |
| 345 |  |  | [Redacted] D A |
| 338 |  |  | [Redacted] A C B |
| 352 |  |  | [Redacted] D A |
| 291 |  |  | [Redacted] D A |
| 334 |  |  | [Redacted] D A |
| 342 |  |  | [Redacted] D A |
| 297 |  |  | [Redacted] D A B |
| 331 |  |  | [Redacted] D A |
| 332 |  |  | [Redacted] D A |
| 336 |  |  | [Redacted] D A |
| 339 |  |  | [Redacted] D A |
| 327 |  |  | [Redacted] D A B |
| 356 |  |  | [Redacted] D A |
| 341 |  |  | [Redacted] D A |
| 340 |  |  | [Redacted] D A B |
| 349 |  |  | [Redacted] D A |
| 343 |  |  | [Redacted] A |
| 350 |  |  | [Redacted] D A |
| 348 |  |  | [Redacted] D A B |
| 361 |  |  | [Redacted] D A |
| 368 |  |  | [Redacted] D A C B |
| 365 |  |  | [Redacted] D A B |
| 346 |  |  | [Redacted] D A |
| 360 |  |  | [Redacted] D A |
| 366 |  |  | [Redacted] D A |
| 357 |  |  | [Redacted] D C A |
| 380 |  |  | [Redacted] D A |
| 324 |  |  | [Redacted] D A |
| 383 |  |  | [Redacted] D A |
| 386 |  |  | [Redacted] D A |
| 359 |  |  | [Redacted] D A |
| 353 |  |  | [Redacted] D A B |
| 371 |  |  | [Redacted] D A |
| 376 |  |  | [Redacted] D A |
| 377 |  |  | [Redacted] D A |
| 355 |  |  | [Redacted] A |
| 370 |  |  | [Redacted] D A B |
| 384 |  |  | [Redacted] D A B |
| 369 |  |  | [Redacted] D A B |
| 378 |  |  | [Redacted] D A |
| 390 |  |  | [Redacted] D A |
| 403 |  |  | [Redacted] D A C |
| 395 |  |  | [Redacted] D A |
| 382 |  |  | [Redacted] B A |
| 388 |  |  | [Redacted] D A |
| 372 |  |  | [Redacted] D A |
| 325 |  |  | [Redacted] D A |
| 409 |  |  | [Redacted] D A |
| 385 |  |  | [Redacted] D A |
| 374 |  |  | [Redacted] D B A |
| 415 |  |  | [Redacted] D A B |
| 362 |  | Imperial Fund | [Redacted] D A B |
| 396 |  |  | [Redacted] A B |
| 418 |  |  | [Redacted] D A |
| 400 |  |  | [Redacted] D A B |
| 407 |  |  | [Redacted] D A |
| 391 |  |  | [Redacted] D A B |
| 379 |  |  | [Redacted] D A |
| 326 |  |  | [Redacted] D A |
| 429 |  |  | [Redacted] D A |
| 432 |  |  | [Redacted] D A |
| 447 |  |  | [Redacted] D A |
| 433 |  |  | [Redacted] D A |
| 470 |  |  | [Redacted] D C A |
| 442 |  |  | [Redacted] D A |
| 450 |  |  | [Redacted] D A B |
| 417 |  |  | [Redacted] D A |
| 413 |  |  | [Redacted] D A |
| 430 |  |  | [Redacted] D A |
| 399 |  |  | [Redacted] D A |
| 453 |  |  | [Redacted] D A |
| 419 |  |  | [Redacted] D A B |
| 397 |  |  | [Redacted] B A |
| 477 |  |  | [Redacted] D A |
| 387 |  |  | [Redacted] A |
| 525 |  |  | [Redacted] D A |
| 491 |  |  | [Redacted] D A B |
| 507 |  |  | [Redacted] D A |
| 351 |  |  | [Redacted] D A |
| 479 |  |  | [Redacted] D A |
| 427 |  |  | [Redacted] D A |
| 461 |  |  | [Redacted] D C A |
| 468 |  |  | [Redacted] D A |
| 530 |  |  | [Redacted] D A |
| 439 |  |  | [Redacted] D A B |
| 454 |  |  | [Redacted] D A |
| 410 |  |  | [Redacted] D A |
| 500 |  |  | [Redacted] D A |
| 521 |  |  | [Redacted] D A |
| 364 |  |  | [Redacted] D C A B |
| 401 |  |  | [Redacted] D A |
| 466 |  |  | [Redacted] D A |
| 502 |  |  | [Redacted] D A |
| 375 |  |  | [Redacted] D A B |
| 464 |  |  | [Redacted] D A |
| 567 |  |  | [Redacted] D A |
| 411 |  |  | [Redacted] D A B |
| 523 |  |  | [Redacted] D A B |
| 381 |  |  | [Redacted] D C A B |
| 484 |  |  | [Redacted] D A |
| 551 |  |  | [Redacted] D A |
| 508 |  |  | [Redacted] D A B |
| 426 |  |  | [Redacted] D A B |
| 503 |  |  | [Redacted] D A |
| 441 |  |  | [Redacted] D A |
| 510 |  |  | [Redacted] D A |
| 565 |  |  | [Redacted] D A |
| 566 |  |  | [Redacted] D A |
| 404 |  |  | [Redacted] D A B |
| 512 |  |  | [Redacted] D A B |
| 606 |  |  | [Redacted] D A |
| 537 |  |  | [Redacted] D A |
| 586 |  |  | [Redacted] D C A |
| 541 |  |  | [Redacted] B A D |
| 570 |  |  | [Redacted] D A C |
| 528 |  |  | [Redacted] D A |
| 604 |  |  | [Redacted] A |
| 601 |  |  | [Redacted] D A |
| 496 |  |  | [Redacted] D A |
| 561 |  |  | [Redacted] D A |
| 597 |  |  | [Redacted] D A |
| 495 |  |  | [Redacted] D A |
| 416 |  |  | [Redacted] D C A B |
| 438 |  |  | [Redacted] D A |
| 460 |  |  | [Redacted] D A |
| 492 |  |  | [Redacted] D A B |
| 573 |  |  | [Redacted] D A |
| 580 |  |  | [Redacted] D A |
| 748 |  |  | [Redacted] D A |
| 412 |  |  | [Redacted] D A |
| 675 |  |  | [Redacted] D A B |
| 543 |  |  | [Redacted] A |
| 620 |  |  | [Redacted] A D |
| 581 |  |  | [Redacted] D A C B |
| 451 |  |  | [Redacted] D A |
| 472 |  |  | [Redacted] D B A |
| 724 |  |  | [Redacted] D A |
| 596 |  |  | [Redacted] D A |
| 434 |  |  | [Redacted] D A C B |
| 767 |  |  | [Redacted] D A C |
| 487 |  |  | [Redacted] D C A |
| 225 |  |  | [Redacted] D C A B |
| 482 |  |  | [Redacted] D A |
| 629 |  |  | [Redacted] D A B |
| 571 |  |  | [Redacted] D A |
| 591 |  |  | [Redacted] D A |
| 488 |  |  | [Redacted] D A |
| 576 |  |  | [Redacted] D A |
| 641 |  |  | [Redacted] D C A |
| 414 |  |  | [Redacted] D A B |
| 408 |  |  | [Redacted] D A B |
| 435 |  |  | [Redacted] D A B |
| 405 |  |  | [Redacted] A B |
| 618 |  |  | [Redacted] D A |
| 698 |  |  | [Redacted] D A |
| 483 |  |  | [Redacted] D A B |
| 663 |  |  | [Redacted] D A C |
| 636 |  |  | [Redacted] D A |
| 681 |  |  | [Redacted] D A |
| 448 |  |  | [Redacted] D A B |
| 486 |  |  | [Redacted] D A |
| 455 |  |  | [Redacted] D A |
| 522 |  |  | [Redacted] D A B |
| 662 |  |  | [Redacted] D A B |
| 526 |  |  | [Redacted] D A |
| 424 |  |  | [Redacted] D A B |
| 722 |  |  | [Redacted] D A |
| 594 |  |  | [Redacted] D A |
| 499 |  |  | [Redacted] D A B |
| 462 |  |  | [Redacted] D A B |
| 611 |  |  | [Redacted] D A |
| 605 |  |  | [Redacted] D A |
| 622 |  |  | [Redacted] D A |
| 531 |  |  | [Redacted] D A |
| 702 |  |  | [Redacted] D A |
| 687 |  |  | [Redacted] D A |
| 373 |  |  | [Redacted] D A |
| 458 |  |  | [Redacted] D A B |
| 535 |  |  | [Redacted] D A |
| 699 |  |  | [Redacted] D A |
| 437 |  |  | [Redacted] D A B |
| 595 |  |  | [Redacted] D A |
| 731 |  |  | [Redacted] D A |
| 607 |  |  | [Redacted] D A |
| 456 |  |  | [Redacted] D A |
| 546 |  |  | [Redacted] D A |
| 821 |  |  | [Redacted] D A |
| 542 |  |  | [Redacted] D A |
| 640 |  |  | [Redacted] D A |
| 558 |  |  | [Redacted] D A |
| 493 |  |  | [Redacted] D A B |
| 624 |  |  | [Redacted] D A |
| 653 |  |  | [Redacted] D A |
| 711 |  |  | [Redacted] D A |
| 720 |  |  | [Redacted] D A |
| 819 |  |  | [Redacted] D A B |
| 574 |  |  | [Redacted] D A B |
| 632 |  |  | [Redacted] D A |
| 589 |  |  | [Redacted] D A |
| 544 |  |  | [Redacted] D A B |
| 785 |  |  | [Redacted] D A |
| 635 |  |  | [Redacted] D A |
| 358 |  |  | [Redacted] D A |
| 688 |  |  | [Redacted] D A |
| 651 |  |  | [Redacted] D A |
| 498 |  |  | [Redacted] D A |
| 579 |  |  | [Redacted] D B A |
| 682 |  |  | [Redacted] D A |
| 679 |  |  | [Redacted] D A |
| 714 |  |  | [Redacted] D A |
| 643 |  |  | [Redacted] D A |
| 592 |  |  | [Redacted] D A B |
| 676 |  |  | [Redacted] D A |
| 529 |  |  | [Redacted] D A |
| 747 |  |  | [Redacted] D A B |
| 642 |  |  | [Redacted] D A |
| 564 |  |  | [Redacted] D A |
| 705 |  |  | [Redacted] D A |
| 752 |  |  | [Redacted] D A |
| 587 |  |  | [Redacted] D A B |
| 627 |  |  | [Redacted] D A |
| 628 |  |  | [Redacted] D A C |
| 436 |  |  | [Redacted] D A |
| 457 |  |  | [Redacted] D A B |
| 506 |  |  | [Redacted] D A C |
| 476 |  |  | [Redacted] D A |
| 511 |  |  | [Redacted] D A |
| 694 |  |  | [Redacted] D A |
| 603 |  |  | [Redacted] D A |
| 475 |  |  | [Redacted] D A |
| 726 |  |  | [Redacted] D A |
| 555 |  |  | [Redacted] D A |
| 633 |  |  | [Redacted] D A |
| 746 |  |  | [Redacted] D A C B |
| 723 |  |  | [Redacted] D A |
| 524 |  |  | [Redacted] D A |
| 764 |  |  | [Redacted] D A C |
| 556 |  |  | [Redacted] D A |
| 666 |  |  | [Redacted] D A |
| 684 |  |  | [Redacted] D A |
| 771 |  |  | [Redacted] D A |
| 780 |  |  | [Redacted] D A |
| 652 |  |  | [Redacted] D A B |
| 784 |  |  | [Redacted] D A |
| 402 |  |  | [Redacted] D A |
| 616 |  |  | [Redacted] D A |
| 710 |  |  | [Redacted] D A B |
| 655 |  |  | [Redacted] D A |
| 505 |  |  | [Redacted] D A |
| 598 |  |  | [Redacted] D A |
| 770 |  |  | [Redacted] D A |
| 335 |  |  | [Redacted] D A |
| 838 |  |  | [Redacted] D C A |
| 853 |  |  | [Redacted] D A |
| 744 |  |  | [Redacted] D A |
| 449 |  |  | [Redacted] D A B |
| 539 |  |  | [Redacted] D A B |
| 513 |  |  | [Redacted] D A |
| 727 |  |  | [Redacted] D A |
| 623 |  |  | [Redacted] D A |
| 420 |  |  | [Redacted] D A |
| 572 |  |  | [Redacted] D A |
| 517 |  |  | [Redacted] D A |
| 696 |  |  | [Redacted] D A |
| 664 |  |  | [Redacted] D A B |
| 738 |  |  | [Redacted] D A |
| 825 |  |  | [Redacted] D A |
| 654 |  |  | [Redacted] D A |
| 540 |  |  | [Redacted] D A B |
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| 787 |  |  | [Redacted] D B A |
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| 1089 |  |  | [Redacted] D A C |
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| 593 |  |  | [Redacted] D A |
| 715 |  |  | [Redacted] D A |

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## Exhibit 99.4

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.4**

![](mission-logo.jpg)

---

| |
|:---|
| **Rating Agency Grades Detail Report** |
| **2025_ADMT-NQM5_FINAL** |
| **Run Date - 11/10/2025 10:00:00 AM** |

---

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Queue** | **Finding Code** | **Date Created** | **Date Modified** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Finding Comments** | **Seller Comments** | **Resolution Comments** | **Reviewer Comp Factor** | **Originator Comp Factors** | **Finding Documents** | **Originator QM Status** | **Final Reviewed QM Status** | **Loan Amount** | **Property State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Acknowledged / WaivedBy** | **Waiver in File?** | **Unique Finding ID** |
| 176 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 179 |  | C A | Closed | FCRE1479 | 2024-05-07 13:55 | 2024-05-09 15:51 | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-Uploaded documents clear finding - Due Diligence Vendor-05/09/2024 <br> Ready for Review-Document Uploaded. This account was opened on 03/15 and we received the available transaction history for the business account. Business accounts do not require deposit sourcing. - Buyer-05/09/2024 <br> Open-Asset Record 1 Does Not Meet G/L Requirements We have received bank statement from 03/15/2024 to 04/30/2024. Borrower to provide two months consecutive statement for [Redacted] - Due Diligence Vendor-05/07/2024 |  | Resolved-Uploaded documents clear finding - Due Diligence Vendor-05/09/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 1660861 |
| 177 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 180 |  | D A | Closed | FCRE5771 | 2024-05-18 09:04 | 2024-05-29 15:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Credit Report is Missing | Resolved-Borrower 2 Credit Report is not missing. - Due Diligence Vendor-05/29/2024 <br>Resolved-lender confirmed there is no second qualifying borrower - Due Diligence Vendor-05/24/2024 <br>Open-Borrower 2 Credit Report is Missing. Borrower 2 Credit Report is Missing in package. - Due Diligence Vendor-05/18/2024 |  | Resolved-Borrower 2 Credit Report is not missing. - Due Diligence Vendor-05/29/2024 <br>Resolved-lender confirmed there is no second qualifying borrower - Due Diligence Vendor-05/24/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 1703462 |
| 180 |  | D A | Closed | FCOM1233 | 2024-05-18 09:06 | 2024-05-24 15:06 | Resolved | 1 - Information D A | Credit | Eligibility | The Final 1003 is Incomplete | Resolved-lender confirmed there is no second qualifying borrower - Due Diligence Vendor-05/24/2024 <br>Open- - Due Diligence Vendor-05/24/2024 <br>Ready for Review-Document Uploaded. Please see the explanation from the Closer attached. - Buyer-05/23/2024 <br>Open-The Final 1003 is Incomplete Borrower 2 Final 1003 is Incomplete. page # 55 is application for borrower 2 and is not filled in. Note, the NOTE document was signed by 2 members and none as individual - Due Diligence Vendor-05/18/2024 |  | Resolved-lender confirmed there is no second qualifying borrower - Due Diligence Vendor-05/24/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 1703469 |
| 180 |  | D A | Closed | FCRE1202 | 2024-05-18 16:22 | 2024-05-24 15:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report Partially Provided | Resolved-lender confirmed there is no second qualifying borrower - Due Diligence Vendor-05/24/2024 <br>Open-Third Party Fraud Report Partially Provided As per signed closing documents there are two borrowers. Fraudgaurd Needs to pull with two borrowers. - Due Diligence Vendor-05/18/2024 |  | Resolved-lender confirmed there is no second qualifying borrower - Due Diligence Vendor-05/24/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 1704042 |
| 180 |  | D A | Closed | FCRE1212 | 2024-05-18 17:01 | 2024-05-24 15:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Purchase Contract is Partial | Resolved-lender confirmed there is no second qualifying borrower - Due Diligence Vendor-05/24/2024 <br>Open-Purchase contract has not been fully provided Borrower is purchasing property in the name of LLC. There are two members in LLC however purchase document signed by only borrower 1. - Due Diligence Vendor-05/18/2024 |  | Resolved-lender confirmed there is no second qualifying borrower - Due Diligence Vendor-05/24/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 1704060 |
| 175 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 181 |  | D A | Closed | FCRE1226 | 2024-07-23 13:55 | 2024-07-29 13:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Appraisal document is incomplete or partial | Resolved-while appr with value used does not indicate PUD, the supporting one does and lender is accepting this - Due Diligence Vendor-07/29/2024 <br>Ready for Review-We have 2 appraisals on file, the second where pud is not marked is a draft. It was removed in our system. The correct appraisal shows pud indicator. - Buyer-07/29/2024 <br>Open-PUD is not marked and Deed of Trust marks as PUD and zoned as PUD - Due Diligence Vendor-07/23/2024 |  | Resolved-while appr with value used does not indicate PUD, the supporting one does and lender is accepting this - Due Diligence Vendor-07/29/2024<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 2042887 |
| 185 |  | D B A | Closed | FCRE9163 | 2024-08-09 05:33 | 2024-08-13 13:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Updated Credit Report Supplement | Resolved-lender addressed no longer active - Due Diligence Vendor-08/13/2024 <br> Ready for Review-Document Uploaded. Please see email from SUW. - Buyer-08/13/2024 <br> Open-need proof the other mortgage with $[Redacted] monthly payment and balance of $[Redacted] on credit is paid off. Still showing balance and pay. DLA was 9/21 - Due Diligence Vendor-08/09/2024 |  | Resolved-lender addressed no longer active - Due Diligence Vendor-08/13/2024<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 2153905 |
| 185 |  | D B A | Closed | FPRO116 | 2024-08-09 05:45 | 2024-08-09 05:45 | Waived | 2 - Non-Material B | Property | Property | Other Property/Value Finding | Waived-property value declining & demand trend is oversupply<br> Comments as per the appraiser, property value is declining & demand trend is oversupply<br> Pg. 339 - Due Diligence Vendor-08/09/2024 |  | Waived-property value declining & demand trend is oversupply<br> Comments as per the appraiser, property value is declining & demand trend is oversupply<br> Pg. 339 - Due Diligence Vendor-08/09/2024<br>|  | Compensating Factors<br> No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months<br> Credit Decision<br> Status Approved With Conditions 0.25 to price. 50 CLTV max | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2153952 |
| 185 |  | D B A | Closed | FCRE1228 | 2024-08-09 05:45 | 2024-08-09 05:45 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-exceeds max allowed NSFs for program NSF condition, 5 shown in the last 12 months. 1 NSF occurrence is defined as one or more checks returned<br> the same day<br> Comments 5 shown in the last 12 months. 1 NSF occurrence is defined as one or more checks returned the same day Pg 337 - Due Diligence Vendor-08/09/2024 |  | Waived-exceeds max allowed NSFs for program NSF condition, 5 shown in the last 12 months. 1 NSF occurrence is defined as one or more checks returned<br> the same day<br> Comments 5 shown in the last 12 months. 1 NSF occurrence is defined as one or more checks returned the same day Pg 337 - Due Diligence Vendor-08/09/2024<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2153947 |
| 184 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 192 |  | D A C | Closed | FVAL1039 | 2024-08-20 07:11 | 2024-08-26 09:01 | Cured | 1 - Information D A | Property | Value | Appraised value unsupported | Cured-post close review product now present - Due Diligence Vendor-08/26/2024 <br>Ready for Review-Document Uploaded. CDA attached. - Buyer-08/23/2024 <br>Open-CU score is 2 and AVM confidence score is below 90 - Due Diligence Vendor-08/20/2024 |  | Cured-post close review product now present - Due Diligence Vendor-08/26/2024<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 2218092 |
| 192 |  | D A C | Closed | FCOM5814 | 2024-08-20 07:47 | 2024-08-22 09:37 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-electronic proof received - Due Diligence Vendor-08/22/2024 <br>Ready for Review-Document Uploaded. Pls see confirmation from DocMagic attached. - Buyer-08/21/2024 <br>Open-Provide evidence CD 08/06/2024 was sent electronically. - Due Diligence Vendor-08/20/2024 |  | Resolved-electronic proof received - Due Diligence Vendor-08/22/2024<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 2218438 |
| 191 |  | D A | Closed | FCRE1326 | 2024-08-20 08:15 | 2024-09-03 13:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 YTD Profit & Loss Missing | Resolved-esign now present - Due Diligence Vendor-08/21/2024 <br>Ready for Review-Document Uploaded. - Buyer-08/21/2024 <br>Resolved-Borrower 1 YTD Profit & Loss Provided - Due Diligence Vendor-08/21/2024 <br>Open-Signature date is missing on provided Profit & Loss statement - Due Diligence Vendor-08/20/2024 |  | Resolved-esign now present - Due Diligence Vendor-08/21/2024 <br>Resolved-Borrower 1 YTD Profit & Loss Provided - Due Diligence Vendor-08/21/2024<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 2218682 |
| 188 |  | D A | Closed | FCRE1325 | 2024-08-27 10:36 | 2024-09-03 08:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 CPA Letter Missing | Resolved-PTIN is now available. - Due Diligence Vendor-09/03/2024 <br>Ready for Review-Document Uploaded. Please see attached IRS official letter - Buyer-08/30/2024 <br>Open-Supporting doc CPA PTIN verification doc is missing in file. - Due Diligence Vendor-08/27/2024 |  | Resolved-PTIN is now available. - Due Diligence Vendor-09/03/2024<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 2261730 |
| 190 |  | D A | Closed | 1000866-1002550 | 2024-08-30 09:05 | 2024-09-10 12:01 | Resolved | 1 - Information C A | Compliance | Rescission:Variance | Federal - Right of Rescission Variance Failure (TILA) | Resolved- - Due Diligence Vendor-09/10/2024 <br>Resolved-Resolved. lender sent in a corrected and initialed rescission doc - Due Diligence Vendor-09/10/2024 <br>Ready for Review-Document Uploaded. Corrected document provided - Buyer-09/10/2024 <br>Open-The disclosed "Right to Cancel Expire Date" (2024-08-23) is earlier than the system calculated "Right to Cancel Expire Date" (2024-08-24). Under Regulation Z, funds may not be disbursed to the borrower until the expiration of the rescission period. (12 CFR 1026.23(c) and Official Staff Commentary) Right to cancel was signed on 8/21 and started on 8/20 - Due Diligence Vendor-08/30/2024 |  | Resolved- - Due Diligence Vendor-09/10/2024 <br>Resolved-Resolved. lender sent in a corrected and initialed rescission doc - Due Diligence Vendor-09/10/2024<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 2285188 |
| 190 |  | D A | Closed | FCOM1262 | 2024-08-27 08:04 | 2024-09-10 12:00 | Resolved | 1 - Information D A | Compliance | Missing Doc | Right of Rescission is Missing | Resolved-Right of Rescission is Provided or Not Applicable (The 1003 Page Occupancy status is 'Primary Residence'). - Due Diligence Vendor-08/30/2024 <br>Resolved-RTC now present - Due Diligence Vendor-08/30/2024 <br>Resolved-RTC is now present - Due Diligence Vendor-08/30/2024 <br>Ready for Review-Document Uploaded. Requested document provided - Buyer-08/29/2024 <br>Open-Right of Rescission is Missing and the 1003 Page Occupancy status is 'Primary Residence'. Right of Rescission is Missing in file - Due Diligence Vendor-08/27/2024 |  | Resolved-Right of Rescission is Provided or Not Applicable (The 1003 Page Occupancy status is 'Primary Residence'). - Due Diligence Vendor-08/30/2024 <br>Resolved-RTC now present - Due Diligence Vendor-08/30/2024 <br>Resolved-RTC is now present - Due Diligence Vendor-08/30/2024<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 2259881 |
| 182 |  | C A | Closed | FVAL9739 | 2024-08-29 05:12 | 2024-09-09 07:53 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-lender proof certification they are accepting the lawsuit and its risks - Due Diligence Vendor-09/09/2024 <br>Ready for Review-Document Uploaded. Please find attached LOX confirmation CUW have reviewed the lawsuit and feel the HOA letter and UW email are sufficient to satisfy the requirement for condos in litigation. - Buyer-09/06/2024 <br>Open-need attorney opinion letter for lawsuit. Being sued for more than rodents. Lawsuit is for insufficient budgeting for reserves to repair common areas, AC systems, water intrusions and other damages. lawsuit claims no repairs were done. This suit is after the 2018 payment to a company for extermination. no proof this is solved or if liability ins from association will cover suit is found in file - Due Diligence Vendor-08/29/2024 |  | Resolved-lender proof certification they are accepting the lawsuit and its risks - Due Diligence Vendor-09/09/2024<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 2274701 |
| 195 |  | D A | Closed | 123ABJ | 2024-08-28 16:36 | 2024-09-10 12:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VVOE dated within 10 days consummation | Resolved-needed docs now present - Due Diligence Vendor-09/10/2024 <br> Ready for Review-Document Uploaded. VOE for business 3 - [Redacted] provided. As for the Business 7 - [Redacted], please see the UW support response attached - Buyer-09/10/2024 <br> Open-Need VVOE for business 3 - [Redacted] and Business 7 - [Redacted] - Due Diligence Vendor-08/28/2024 |  | Resolved-needed docs now present - Due Diligence Vendor-09/10/2024<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | N/A | N/A | 2273276 |
| 194 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 187 |  | B A | Closed | FVAL7502 | 2024-09-12 03:12 | 2024-09-12 10:05 | Waived | 2 - Non-Material B | Property | Property | Subject property was listed for sale within a time period not allowed per guidelines | Waived-Listed at time of application date. However, we have exception form in page #311_Credit Package.pdf - Due Diligence Vendor-09/12/2024 |  | Waived-Listed at time of application date. However, we have exception form in page #311_Credit Package.pdf - Due Diligence Vendor-09/12/2024<br>|  | 1. No credit events past 40 months - No late payments / bankruptcy / foreclosures / public records<br> 2. No consumer late payments in the last 24 months - No late payments in credit report# 303_Credit Package.pdf<br> 3. Credit score >40 points than minimum required - Qualifying FICO is 787 and Guideline Min FICO is 720 ,difference is 67>40. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 2358541 |
| 196 |  | B A | Closed | FCRE1228 | 2024-09-12 14:49 | 2024-09-12 14:49 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Per guide, Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed.<br> Exception received for 5 NSF recently Page # 26 of 139<br> Approved With Conditions 09/04/2024 [Redacted] max - Due Diligence Vendor-09/12/2024 |  | Waived-Per guide, Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed.<br> Exception received for 5 NSF recently Page # 26 of 139<br> Approved With Conditions 09/04/2024 [Redacted] max - Due Diligence Vendor-09/12/2024<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2365633 |
| 197 |  | C B A | Closed | FCRE1995 | 2024-09-16 01:46 | 2024-09-18 14:04 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-EMD cleared now present - Due Diligence Vendor-09/18/2024 <br> Ready for Review-Document Uploaded. EMD wire confirmation is attached. - Buyer-09/18/2024 <br> Open-Please provide supporting documentation to verify EMD of $[Redacted] reflecting in Final CD Page #19 Signed Closing Pkg - Due Diligence Vendor-09/16/2024 |  | Resolved-EMD cleared now present - Due Diligence Vendor-09/18/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2378195 |
| 197 |  | C B A | Closed | FVAL5474 | 2024-09-16 01:35 | 2024-09-16 09:44 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Condominium under repairs, however exception document is in page # 269 of Credit package.pdf - Due Diligence Vendor-09/16/2024 |  | Waived-Condominium under repairs, however exception document is in page # 269 of Credit package.pdf - Due Diligence Vendor-09/16/2024<br>|  | No credit events past 40 months-No delinquencies & derogatories in past 40 months per CBR in Page # 179 of Credit Package.pdf<br> No mortgage late payments in the last 24 months-no late payments for Mortgage tradelines in CBR page # 179 of Credit Package.pdf for last 2 years<br> 5+ years credit history-verified with oldest tradeline date in CBR page # 179 of Credit Package.pdf is 07/14/2003 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2378168 |
| 186 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 203 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 193 |  | A | Closed | FCOM4028 | 2024-09-19 07:30 | 2024-09-19 14:39 | Resolved | 1 - Information A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br>- Due Diligence Vendor-09/19/2024 <br>Resolved-Missing evidence of Mortgage recording Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br>- Due Diligence Vendor-09/19/2024 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br>- Due Diligence Vendor-09/19/2024 <br>Resolved-Missing evidence of Mortgage recording Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br>- Due Diligence Vendor-09/19/2024<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 2408024 |
| 189 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 202 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 208 |  | D A | Closed | FCRE5275 | 2024-09-23 08:45 | 2024-10-10 14:17 | Resolved | 1 - Information C A | Credit | Eligibility | Asset do not meet guidelines | Resolved-wire to title and wire from borrower total cash to close. this evidences gift funds were applied - Due Diligence Vendor-10/10/2024 <br> Ready for Review-Document Uploaded. Please find attached the wires - Buyer-10/10/2024 <br> Counter-missing updated HUD to show gift funds were applied. - Due Diligence Vendor-10/09/2024 <br> Ready for Review-Document Uploaded. Please find attached proof and revised gift letter - Buyer-10/08/2024 <br> Open- - there is a gift letter for [Redacted] (page 229). There is no evidence the money was deposited into the borrower's account or reflected on the HUD. Was this gift used? If so, provide proof received by borrower. - Due Diligence Vendor-09/23/2024 |  | Resolved-wire to title and wire from borrower total cash to close. this evidences gift funds were applied - Due Diligence Vendor-10/10/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2434944 |
| 208 |  | D A | Closed | 2260 | 2024-09-23 08:47 | 2024-10-10 09:14 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-lock was updated - Due Diligence Vendor-10/10/2024 <br>Ready for Review-Document Uploaded. Please see updated lock attached - Seller-10/10/2024 <br>Open- - per the lock, there is a 5 year prepayment penalty but the Note only states there is a 3 year prepayment penalty. - Due Diligence Vendor-09/23/2024 | Ready for Review-Document Uploaded. Please see updated lock attached - Seller-10/10/2024<br>| Resolved-lock was updated - Due Diligence Vendor-10/10/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2434963 |
| 208 |  | D A | Closed | FCOM3596 | 2024-09-23 08:48 | 2024-10-03 13:18 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Prepayment Rider | Resolved-Resolved 10/3/2204 Correspondent lender advised their deed of trust have prepayment info embedded in mtg.<br> Ready to review 10/3/2024 Document Uploaded. Please find response attached<br> Open- 9/23/2024 per the lock, there is a 5 year prepayment penalty but the Note only states there is a 3 year prepayment penalty. - Due Diligence Vendor-09/23/2024 - Due Diligence Vendor-10/03/2024 |  | Resolved-Resolved 10/3/2204 Correspondent lender advised their deed of trust have prepayment info embedded in mtg.<br> Ready to review 10/3/2024 Document Uploaded. Please find response attached<br> Open- 9/23/2024 per the lock, there is a 5 year prepayment penalty but the Note only states there is a 3 year prepayment penalty. - Due Diligence Vendor-09/23/2024 - Due Diligence Vendor-10/03/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2434974 |
| 208 |  | D A | Closed | FCOM4028 | 2024-09-23 07:56 | 2024-09-23 14:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2024 <br>Ready for Review-Loan was made in less than 60 days - Seller-09/23/2024 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/23/2024 | Ready for Review-Loan was made in less than 60 days - Seller-09/23/2024<br>| Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2434329 |
| 206 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 201 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 200 |  | B A | Closed | FCRE1493 | 2024-10-06 12:49 | 2024-10-07 06:01 | Waived | 2 - Non-Material B | Credit | Eligibility | Trade line count does not meet program requirements | Waived- Borrower has 1 tradeline for over 24 months, a 2 month and 4 months. however, exception document in page # 385 of Credit Package.pdf - Due Diligence Vendor-10/06/2024 |  | Waived- Borrower has 1 tradeline for over 24 months, a 2 month and 4 months. however, exception document in page # 385 of Credit Package.pdf - Due Diligence Vendor-10/06/2024<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No consumer late payments in the last 24 months- No Consumer late payments in CBR Page #300 Credit Pkg<br> DSCR > 1.25-Calculated DSCR is 1.252 which is >1.25 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2536754 |
| 200 |  | B A | Closed | FCRE9802 | 2024-10-06 12:41 | 2024-10-07 05:58 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower is First Time Homebuyer and Program Does Not Allow This | Waived-Borrower cannot be first time homebuyer for this program Borrower cannot be first time homebuyer for DSCR Loans, However exception document is in page 384 of Credit Package.pdf - Due Diligence Vendor-10/06/2024 |  | Waived-Borrower cannot be first time homebuyer for this program Borrower cannot be first time homebuyer for DSCR Loans, However exception document is in page 384 of Credit Package.pdf - Due Diligence Vendor-10/06/2024<br>|  | No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> Credit score >40 points than minimum required-Minimum score is 660 and Qualifying score is 708 which is >40 units<br> Borrower contribution exceeds requirement >=5%-Borrower contribution is nearly 41.66 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2536717 |
| 205 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 198 |  | C A | Closed | FCRE1253 | 2024-10-11 10:37 | 2024-10-22 07:59 | Resolved | 1 - Information C A | Credit | Eligibility | Missing Property Tax Cert | Resolved-Property Tax Cert Provided - Due Diligence Vendor-10/22/2024 <br> Resolved-Accept the alternative document for Tax cert - Due Diligence Vendor-10/22/2024 <br> Ready for Review-We also considered Tax amount from Page #176_[Redacted].pdf. Per GL, The higher of actual taxes/Corelogic numbers or estimated taxes from 3rd party vendors (Corelogic, tax estimate from the title company, tax estimate from the county, or other legitimate source). - Buyer-10/22/2024 <br> Open-Missing Property Tax Cert Please provide Tax Certificate as it is missing in File. As of now, considered Tax amount from Page #176_[Redacted].pdf to avoid DSCR discrepancy - Due Diligence Vendor-10/11/2024 |  | Resolved-Property Tax Cert Provided - Due Diligence Vendor-10/22/2024 <br>Resolved-Accept the alternative document for Tax cert - Due Diligence Vendor-10/22/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2579217 |
| 212 |  | A | Closed | FCOM4028 | 2024-10-22 01:40 | 2024-10-28 08:00 | Resolved | 1 - Information A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2024 <br>Ready for Review-File was recently closed, recorded mortgage not available, it will be provided upon the receipt. - Buyer-10/25/2024 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/22/2024 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2024<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 2652788 |
| 207 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 199 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 204 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 211 |  | B A | Closed | FCRE8705 | 2024-10-25 10:28 | 2024-10-25 10:28 | Waived | 2 - Non-Material B | Credit | Eligibility | Excessive Seller Contributions | Waived-Exception on page 2<br>Allow 6% Seller concession New Const Investment [Redacted] PUD<br>Approved with conditions of 0.25 to price - Due Diligence Vendor-10/25/2024 |  | Waived-Exception on page 2<br>Allow 6% Seller concession New Const Investment [Redacted] PUD<br>Approved with conditions of 0.25 to price - Due Diligence Vendor-10/25/2024<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2683758 |
| 211 |  | B A | Closed | FVAL9739 | 2024-10-25 10:27 | 2024-10-25 10:27 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Exception on page 1<br>New Construction oversupply<br>Approved with conditions of [Redacted] max - Due Diligence Vendor-10/25/2024 |  | Waived-Exception on page 1<br>New Construction oversupply<br>Approved with conditions of [Redacted] max - Due Diligence Vendor-10/25/2024<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2683747 |
| 178 |  | B A | Closed | FVAL5474 | 2024-11-07 11:51 | 2024-11-07 11:51 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Per guide: The budget provides for the funding of replacement reserves for capital expenditures and deferred maintenance that is at least 8% of the budget<br> Exception form provided for reserves not budgeted<br> Exception form page#122 of 360<br> Approved With Conditions: +0.5 in price<br> - Due Diligence Vendor-11/07/2024 |  | Waived-Per guide: The budget provides for the funding of replacement reserves for capital expenditures and deferred maintenance that is at least 8% of the budget<br> Exception form provided for reserves not budgeted<br> Exception form page#122 of 360<br> Approved With Conditions: +0.5 in price<br> - Due Diligence Vendor-11/07/2024<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Borrower contribution exceeds requirement >=5%, Borrower has another loan with A&D, never been late on payments | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2765148 |
| 178 |  | B A | Closed | FCRE1200 | 2024-11-07 11:38 | 2024-11-07 11:38 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived- Minimum loan amount for 1st lien should be $[Redacted]<br> Exception form provided for sales price changed to [Redacted], new LA [Redacted]<br> Exception form page#123 of 360<br> Approved With Conditions : +0.5 in price<br> - Due Diligence Vendor-11/07/2024 |  | Waived- Minimum loan amount for 1st lien should be $[Redacted]<br> Exception form provided for sales price changed to [Redacted], new LA [Redacted]<br> Exception form page#123 of 360<br> Approved With Conditions : +0.5 in price<br> - Due Diligence Vendor-11/07/2024 |  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 2764985 |
| 214 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 221 |  | B A | Closed | FVAL5385 | 2024-11-27 14:39 | 2024-11-27 14:43 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Listed for sale - As per Guide To be eligible for a cash-out refinance, the subject property must not be listed for sale in the past 6-months<br> Exception form provided to allow Listed for sale last 6 months<br> Exception form page #153 of 477<br> Approved Conditions : [Redacted] max, 0.25 to price - Due Diligence Vendor-11/27/2024 |  | Waived-Listed for sale - As per Guide To be eligible for a cash-out refinance, the subject property must not be listed for sale in the past 6-months<br> Exception form provided to allow Listed for sale last 6 months<br> Exception form page #153 of 477<br> Approved Conditions : [Redacted] max, 0.25 to price - Due Diligence Vendor-11/27/2024<br>|  | 5+ years credit history, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2899899 |
| 220 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 217 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 219 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 209 |  | D B A | Closed | FCRE1166 | 2024-12-05 05:12 | 2025-03-21 04:06 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Coverage is less than all Subject Lien(s) | Resolved-replacement cost now present - Due Diligence Vendor-12/09/2024 <br> Ready for Review-Document Uploaded. Insurance Policy contains verbiage "Replacement Cost (Y)". - Buyer-12/07/2024 <br> Open-Hazard Insurance Coverage Amount of $[Redacted] is less than Total Amount of Subject Lien(s) of $[Redacted] need replacement cost verbiage or cost estimate - Due Diligence Vendor-12/05/2024 |  | Resolved-replacement cost now present - Due Diligence Vendor-12/09/2024<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 2935786 |
| 209 |  | D B A | Closed | FCRE2109 | 2024-12-05 05:02 | 2024-12-11 08:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-corrected income used and updated worksheet provided - Due Diligence Vendor-12/11/2024 <br> Ready for Review-Document Uploaded. Please see the corrected income worksheet to reflect the correct income. Updated 1008 is also attached. - Buyer-12/10/2024 <br> Open-Worksheet pg 516 shows income (using 50% expenses) is $[Redacted] and lender used $[Redacted]. need corrected worksheet - Due Diligence Vendor-12/05/2024 |  | Resolved-corrected income used and updated worksheet provided - Due Diligence Vendor-12/11/2024<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 2935752 |
| 209 |  | D B A | Closed | FCRE9991 | 2024-12-05 05:24 | 2024-12-10 08:30 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-proof not borrower loan now present - Due Diligence Vendor-12/10/2024 <br> Ready for Review-Document Uploaded. Mortgage statement with payment of $[Redacted] is in the name of [Redacted]. Pls the LOE attached. - Buyer-12/09/2024 <br> Open-DTI should be 27.68. Lender didnt count the $[Redacted] payment on rental property. page 562 shows this is a mtg in borrower name and last paid 10/2024 - Due Diligence Vendor-12/05/2024 |  | Resolved-proof not borrower loan now present - Due Diligence Vendor-12/10/2024<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 2935816 |
| 209 |  | D B A | Closed | FCRE5116 | 2024-12-05 05:08 | 2024-12-09 08:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-proof and explanation not borrower account now present - Due Diligence Vendor-12/09/2024 <br> Ready for Review-Document Uploaded. [Redacted]is not Borrower` liability, the Note is in the name of [Redacted]. Note and Borrower`s LOE are provided. - Buyer-12/07/2024 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. missing VOM for 12 months for Loancare (lender on rental property) only have 3 months statments page 562 - Due Diligence Vendor-12/05/2024 |  | Resolved-proof and explanation not borrower account now present - Due Diligence Vendor-12/09/2024<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 2935768 |
| 209 |  | D B A | Closed | FCRE1228 | 2024-12-05 05:23 | 2024-12-05 05:23 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-8 NSF charges<br> Pg 539 - Due Diligence Vendor-12/05/2024 |  | Waived-8 NSF charges<br> Pg 539 - Due Diligence Vendor-12/05/2024<br>|  | 5 years on current job, Residential income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage<br> late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum,<br> Borrower contribution exceeds requirement >=5%<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 10/17/2024 max LA 150k, 0.25 to price | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2935815 |
| 209 |  | D B A | Closed | FCRE9580 | 2024-12-05 05:21 | 2024-12-05 05:21 | Waived | 2 - Non-Material B | Credit | Eligibility | Bankruptcy History does not meet guidelines | Waived-Bankruptcy within 4 years on a second lien<br> Pg 538 - Due Diligence Vendor-12/05/2024 |  | Waived-Bankruptcy within 4 years on a second lien<br> Pg 538 - Due Diligence Vendor-12/05/2024<br>|  | Compensating Factors<br> 5 years on current job, Residential income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage<br> late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum,<br> Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 2935811 |
| 228 |  | D A | Closed | FVAL1039 | 2024-12-17 06:05 | 2024-12-20 08:52 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-avm now present - Due Diligence Vendor-12/20/2024 <br>Ready for Review-Document Uploaded. AVM provided - Buyer-12/20/2024 <br>Open-transferred appraisal and no AVM in file - Due Diligence Vendor-12/17/2024 |  | Resolved-avm now present - Due Diligence Vendor-12/20/2024<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3020320 |
| 230 |  | A | Closed | FCRE9991 | 2024-12-18 10:29 | 2024-12-20 08:53 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-updated dti now present and includes FHA premium - Due Diligence Vendor-12/20/2024 <br> Ready for Review-Document Uploaded. FHA MIP premium was included in PITIA. PITIA recalculated. Please see attached Lock confirmation, 1008 and tape. - Buyer-12/19/2024 <br> Open-DTI should be 44.74. Lender didnt count the $[Redacted] monthly FHA MIP premium in the first mtg PITIA. PITIA is $[Redacted]/ mo - Due Diligence Vendor-12/18/2024 |  | Resolved-updated dti now present and includes FHA premium - Due Diligence Vendor-12/20/2024<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3033944 |
| 218 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 226 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 222 |  | C B A | Closed | FCRE8611 | 2024-12-23 14:06 | 2024-12-26 08:27 | Resolved | 1 - Information C A | Credit | Income/Employment | Income/Employment General | Resolved-now present - Due Diligence Vendor-12/26/2024 <br>Ready for Review-Document Uploaded. Please find articles of incorporation attached. - Buyer-12/24/2024 <br>Open-articles missing. need articles of incorporation for borrowers business - Due Diligence Vendor-12/23/2024 |  | Resolved-now present - Due Diligence Vendor-12/26/2024<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3071713 |
| 222 |  | C B A | Closed | FCRE1228 | 2024-12-23 15:11 | 2024-12-23 15:11 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-NSFs/Overdrafts/Negative Balance instances > 3<br> Comments 6 total NSF/Overdraft/Negative balance instances. Low DTI, no mortgage lates, requesting to proceed<br> please. Thank you<br> Pg 409 - Due Diligence Vendor-12/23/2024 |  | Waived-NSFs/Overdrafts/Negative Balance instances > 3<br> Comments 6 total NSF/Overdraft/Negative balance instances. Low DTI, no mortgage lates, requesting to proceed<br> please. Thank you<br> Pg 409 - Due Diligence Vendor-12/23/2024<br>|  | DTI >=10% lower than loan program, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 11/12/2024 +0.25 to price, 70% cltv max | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3072241 |
| 231 |  | D A | Closed | FCRE1728 | 2024-12-26 23:34 | 2025-01-09 13:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing rent comparable schedule form 1007 | Resolved-1007 now present and missing info completed. - Due Diligence Vendor-01/09/2025 <br>Ready for Review-Document Uploaded. - Buyer-01/09/2025 <br>Open-Please provide updated 1007 as in provided document does not reflect market rent value in page#95_Closing docs.pdf<br> As of now Indicated as $0 in third party rent in business v2 tab as it shows as Mandatory Field - Due Diligence Vendor-12/27/2024 |  | Resolved-1007 now present and missing info completed. - Due Diligence Vendor-01/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3090139 |
| 233 |  | C A | Closed | FCRE1995 | 2024-12-30 13:26 | 2025-01-03 13:58 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-lender backed out EMD - Due Diligence Vendor-01/03/2025 <br> Ready for Review-Document Uploaded. - Buyer-01/03/2025 <br> Counter-please advise what section, unable to locate this in new guidelines - Due Diligence Vendor-01/02/2025 <br> Ready for Review-As per new guidelines if borrower have enough assets for cash to close and reserves then we do not require to source the EMD. - Buyer-01/02/2025 <br> Open-EMD $[Redacted] withdrawal and receipt proof both are missing in file.<br> - Due Diligence Vendor-12/30/2024 |  | Resolved-lender backed out EMD - Due Diligence Vendor-01/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3106347 |
| 213 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 235 |  | B A | Closed | FVAL5524 | 2025-01-07 12:19 | 2025-01-07 12:19 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived- - lender granted exception for GLA is less than 500 sqft for Unit#3 - page 325 - Due Diligence Vendor-01/07/2025 |  | Waived- - lender granted exception for GLA is less than 500 sqft for Unit#3 - page 325 - Due Diligence Vendor-01/07/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3156732 |
| 235 |  | B A | Closed | FVAL3867 | 2025-01-07 12:18 | 2025-01-07 12:18 | Waived | 2 - Non-Material B | Property | Property | Property is Mixed Use | Waived- - lender granted exception for Vacant property / lease on borrower's name - page 324 - Due Diligence Vendor-01/07/2025 |  | Waived- - lender granted exception for Vacant property / lease on borrower's name - page 324 - Due Diligence Vendor-01/07/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than minimum required, 3 investment properties | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3156717 |
| 234 |  | B A | Closed | FVAL5524 | 2025-01-08 08:39 | 2025-01-08 08:39 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived- - lender granted exception for Mixed use requirements - : 1) Guest apartment is 488 Sq Ft; 2) More than 2 vacancies (New Construction); 3) Commercial space is not limited to Retail and office space. Guest Apartment & Townhome is also present; 4) Appraisal is not provided on 71A or 71B form - page 404 <br> \*\*\*appraisal is on form 71A\*\*\* - Due Diligence Vendor-01/08/2025 |  | Waived- - lender granted exception for Mixed use requirements - : 1) Guest apartment is 488 Sq Ft; 2) More than 2 vacancies (New Construction); 3) Commercial space is not limited to Retail and office space. Guest Apartment & Townhome is also present; 4) Appraisal is not provided on 71A or 71B form - page 404 <br> \*\*\*appraisal is on form 71A\*\*\* - Due Diligence Vendor-01/08/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3162757 |
| 238 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 227 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 232 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 210 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 215 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 224 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 229 |  | D B A | Closed | FCOM3596 | 2025-01-21 16:35 | 2025-01-23 10:37 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Prepayment Rider | Resolved-No prepay per Lender - Due Diligence Vendor-01/23/2025 <br>Ready for Review-Document Uploaded. The loan is closed with no Prepayment. According to GLs, prepayment penalties are allowed on investment property transactions, but not mandatory. - Buyer-01/22/2025 <br>Open-Investment loan with no pre payment rider - Due Diligence Vendor-01/21/2025 |  | Resolved-No prepay per Lender - Due Diligence Vendor-01/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3249709 |
| 229 |  | D B A | Closed | FPRO1251 | 2025-01-17 00:24 | 2025-01-20 21:41 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-Zoning discerption is Commerical per Appraisal Report page #18_Credit pkg, However Exception Document in page 386 of Credit Package.pdf - Due Diligence Vendor-01/17/2025 |  | Waived-Zoning discerption is Commerical per Appraisal Report page #18_Credit pkg, However Exception Document in page 386 of Credit Package.pdf - Due Diligence Vendor-01/17/2025<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File <br> No mortgage late payments in the last 24 months-No Mortgage late payments in CBR Page #377 of Credit Package.pdf<br> 5+ years credit history-Oldest tradeline date in CBR page # 377 of Credit Package.pdf is 01/01/2015<br> No consumer late payments in the last 24 months-No Consumer late payments in CBR Page #377 of Credit Package.pdf | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3227448 |
| 249 |  | C A | Closed | FCRE1995 | 2025-01-16 23:37 | 2025-01-23 10:39 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-backed out - Due Diligence Vendor-01/23/2025 <br> Ready for Review-Document Uploaded. Earnest Money Deposit was backed out - Buyer-01/22/2025 <br> Open-Please provide supporting document for Evidence of Earnest Money Deposit of $[Redacted] reflecting in Final CD Page #17_Signed Closing Pkg - Due Diligence Vendor-01/17/2025 |  | Resolved-backed out - Due Diligence Vendor-01/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3227328 |
| 250 |  | A | Closed | FCRE9991 | 2025-01-17 08:18 | 2025-01-22 13:04 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR score updated - Due Diligence Vendor-01/22/2025 <br> Ready for Review-Document Uploaded. Please review uploaded updated tape - Buyer-01/22/2025 <br> Open- - DSCR varies from originator score of 1.194 where as calculated score of 1.399 is supported by [Redacted] $[Redacted], PITIA $[Redacted]. - Due Diligence Vendor-01/17/2025 |  | Resolved-DSCR score updated - Due Diligence Vendor-01/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3229483 |
| 242 |  | D A | Closed | FCOM3596 | 2025-01-21 17:34 | 2025-01-22 11:26 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Prepayment Rider | Resolved-not allowed in IL - Due Diligence Vendor-01/22/2025 <br>Ready for Review-Document Uploaded. The loan is closed with no Prepayment. Prepayment penalties are not allowed on loans vested to individuals in IL. - Buyer-01/22/2025 <br>Open-Investment loan with no pre payment rider - Due Diligence Vendor-01/22/2025 |  | Resolved-not allowed in IL - Due Diligence Vendor-01/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3249848 |
| 244 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 248 |  | C B A | Closed | FCRE1115 | 2025-01-21 10:40 | 2025-02-05 13:52 | Resolved | 1 - Information C A | Credit | Closing | Security Instrument Date is greater than current date | Resolved-now present - Due Diligence Vendor-02/05/2025 <br>Ready for Review-Document Uploaded. Please see attached corrected Mortgage that was recorded - Buyer-02/05/2025 <br>Open-Security Instrument Date is greater than the transaction date of 01-15-2024 - Due Diligence Vendor-01/21/2025 |  | Resolved-now present - Due Diligence Vendor-02/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3245987 |
| 248 |  | C B A | Closed | FVAL5385 | 2025-01-21 11:53 | 2025-01-21 11:53 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Listed for sale - As per Guide To be eligible for a cash-out refinance, the subject property must not be listed for sale in the past 6-months<br> Exception form provided to allow Property recently listed for sale<br> Exception form page #109 of 157<br> Approved Conditions : 0.25 to price, [Redacted] max, DSCR>1.1 required - Due Diligence Vendor-01/21/2025 |  | Waived-Listed for sale - As per Guide To be eligible for a cash-out refinance, the subject property must not be listed for sale in the past 6-months<br> Exception form provided to allow Property recently listed for sale<br> Exception form page #109 of 157<br> Approved Conditions : 0.25 to price, [Redacted] max, DSCR>1.1 required - Due Diligence Vendor-01/21/2025<br>|  | 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3246889 |
| 246 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 245 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 240 |  | C B A | Closed | FVAL5472 | 2025-01-23 09:04 | 2025-01-30 15:06 | Waived | 2 - Non-Material C B | Property | Property | Property or house size is outside of guidelines | Waived-does not meet minimum square feet - Due Diligence Vendor-01/30/2025 <br>Ready for Review-Document Uploaded. Please see attached exception form - Buyer-01/30/2025 <br>Open-Gross living area < 500 square per guide but Unit # 3 is 484 : refer pg.# 35 - Due Diligence Vendor-01/23/2025 |  | Waived-does not meet minimum square feet - Due Diligence Vendor-01/30/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Post-Close | Yes | 3266655 |
| 240 |  | C B A | Closed | FCRE1995 | 2025-01-23 08:56 | 2025-01-27 13:51 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-EMD was backed out - Due Diligence Vendor-01/27/2025 <br> Ready for Review-Please disregard, EMD was back out - Buyer-01/27/2025 <br> Open-EMD receipt Pg.#65 of 201 , dated : 09/01/2024 : Total EMD received [Redacted]. Only $[Redacted] proof is dated 2022 found :pg.#128 of 204.<br> Note: Purchase contract was dated 2022 but don't have any further EMD proof if paid in 2022 : $[Redacted] or any current withdrawal proof. Not sufficient funds for the same in the current assets.<br> \*\*Either need 2022 receipt proof or current withdrawal proof for $1[Redacted] EMD amount.\*\* - Due Diligence Vendor-01/23/2025 |  | Resolved-EMD was backed out - Due Diligence Vendor-01/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3266572 |
| 240 |  | C B A | Closed | FVAL3867 | 2025-01-22 13:45 | 2025-01-22 13:45 | Waived | 2 - Non-Material B | Property | Property | Property is Mixed Use | Waived-Mixed Use property - As per Guide More than 2 vacancies not allowed<br> Exception form provided to allow All units are vacant<br> Exception form page #81 of 204<br> Approved Conditions :- 0.25 to price - Due Diligence Vendor-01/22/2025 |  | Waived-Mixed Use property - As per Guide More than 2 vacancies not allowed<br> Exception form provided to allow All units are vacant<br> Exception form page #81 of 204<br> Approved Conditions :- 0.25 to price - Due Diligence Vendor-01/22/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3257897 |
| 236 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 251 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 239 |  | B A | Closed | FPRO1251 | 2025-01-24 08:04 | 2025-01-24 08:05 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-Page 236 - Exception to permit Man home in Agricultural zoning area - Due Diligence Vendor-01/24/2025 |  | Waived-Page 236 - Exception to permit Man home in Agricultural zoning area - Due Diligence Vendor-01/24/2025<br>|  | No credit event spast 40 months, No consumer lates last 24 months, Credit Score > 40 points above program minimum, Bwr contribution exceeds 5%. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3275334 |
| 243 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 216 |  | C A | Closed | FCRE1148 | 2025-02-02 22:57 | 2025-02-04 11:10 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title Coverage Amount of $[Redacted] is equal to or greater than Total Amount of Subject Lien(s) $[Redacted]+0+0 - Due Diligence Vendor-02/04/2025 <br> Ready for Review-Document Uploaded. Please see attached updated Title Insurance Policy - Buyer-02/03/2025 <br> Open-Title Coverage Amount of $[Redacted] is Less than Total Amount of Subject Lien(s) of $[Redacted]+0+0 Title Coverage Amount of $[Redacted] is Less than Total Amount of Subject Loan Amount $[Redacted]. - Due Diligence Vendor-02/03/2025 |  | Resolved-Title Coverage Amount of $[Redacted] is equal to or greater than Total Amount of Subject Lien(s) $[Redacted]+0+0 - Due Diligence Vendor-02/04/2025 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3332761 |
| 247 |  | B A | Closed | FCRE1174 | 2025-02-04 13:54 | 2025-02-04 13:54 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Flood Master - As per Guide HOA maintains a master or blanket policy of flood insurance and provides for premiums to be paid as a common expense.<br> Exception form provided to allow the master policy doesn't have flood<br> Exception form page #93 of 142 - Due Diligence Vendor-02/04/2025 |  | Waived-Flood Master - As per Guide HOA maintains a master or blanket policy of flood insurance and provides for premiums to be paid as a common expense.<br> Exception form provided to allow the master policy doesn't have flood<br> Exception form page #93 of 142 - Due Diligence Vendor-02/04/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3349554 |
| 247 |  | B A | Closed | FVAL5474 | 2025-02-04 07:37 | 2025-02-04 07:37 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Condotel kitchenette - As per Guide The unit must have a full-size kitchen.<br> Exception form provided to allow a kitchenette have a 2 plate stove but no oven<br> Exception form page #92 of 142<br> Approved Conditions :- 0.25 to price, [Redacted] max, DCSR>1.2 required - Due Diligence Vendor-02/04/2025 |  | Waived-Condotel kitchenette - As per Guide The unit must have a full-size kitchen.<br> Exception form provided to allow a kitchenette have a 2 plate stove but no oven<br> Exception form page #92 of 142<br> Approved Conditions :- 0.25 to price, [Redacted] max, DCSR>1.2 required - Due Diligence Vendor-02/04/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3344565 |
| 247 |  | B A | Closed | FVAL5472 | 2025-02-04 07:32 | 2025-02-04 07:32 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Condotel GLA - As per Guide the size of the subject property must be not less than 500 square feet of living space.<br> Exception form provided to allow unit with less than 500 square feet of GLA.<br> Exception form page #92 of 142<br> Approved Conditions :- 0.25 to price, [Redacted] max, DCSR>1.2 required - Due Diligence Vendor-02/04/2025 |  | Waived-Condotel GLA - As per Guide the size of the subject property must be not less than 500 square feet of living space.<br> Exception form provided to allow unit with less than 500 square feet of GLA.<br> Exception form page #92 of 142<br> Approved Conditions :- 0.25 to price, [Redacted] max, DCSR>1.2 required - Due Diligence Vendor-02/04/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3344526 |
| 256 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 260 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 262 |  | D A | Closed | FCOM4028 | 2025-02-18 12:11 | 2025-02-20 14:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3440803 |
| 258 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 267 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 241 |  | D A C | Closed | 2260 | 2025-02-18 14:37 | 2025-02-20 10:37 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-lender confirms no prepay - Due Diligence Vendor-02/20/2025 <br>Ready for Review-Document Uploaded. There is no prepayment penalty for this loan. Please see attached Lock confirmation - Buyer-02/19/2025 <br>Open-confirm none - Due Diligence Vendor-02/18/2025 |  | Resolved-lender confirms no prepay - Due Diligence Vendor-02/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3441928 |
| 241 |  | D A C | Closed | FCOM4028 | 2025-02-14 12:08 | 2025-02-20 07:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt.<br> - Buyer-02/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3427846 |
| 265 |  | D A C | Closed | FPRO1136 | 2025-02-18 08:47 | 2025-03-03 07:09 | Resolved | 1 - Information C A | Property | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Resolved-1004d now present - Due Diligence Vendor-03/03/2025 <br>Ready for Review-Document Uploaded. Please see attached 1004D - Buyer-02/28/2025 <br>Open-Primary Value Subject Property Appraisal is not on an As-Is Basis \*Subject Property Appraisal is not on an As-Is , and 1004D, is missing.<br> Note: Appraisal pg.# 33 and 1004D ordered doc Pg.#25 - Due Diligence Vendor-02/18/2025 |  | Resolved-1004d now present - Due Diligence Vendor-03/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3438612 |
| 265 |  | D A C | Closed | FCOM4028 | 2025-02-18 06:55 | 2025-02-21 09:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3437668 |
| 272 |  | D A | Closed | FCOM4028 | 2025-02-19 12:55 | 2025-02-20 14:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-02/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3449380 |
| 257 |  | D B A | Closed | FCRE1480 | 2025-02-20 08:38 | 2025-02-26 13:41 | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-resolved with lender comments. Lender is accepting missing statement page as no info contained on it - Due Diligence Vendor-02/26/2025 <br>Ready for Review-No action needed, all funds in this account are seasoned and accounted for. We have one month statement 11/27-12/27. The transaction history provided is from 6/18/24-1/17/25, purely being used for the period between statement end 12/27 and EMD clearance 1/13/25.<br>Asking for page 4 would be requesting history over 7 months prior to application date (history page 3 is from June 2024 and app date 1/16/2025) and is unnecessary. - Buyer-02/26/2025 <br>Open-Asset Record 2 Does Not Meet G/L Requirements account# 2802 on pg.# 236: pg. 4 of 4 is missing.<br> Note: 2 months requirement is getting fulfilled but per guide all pages is mandate. - Due Diligence Vendor-02/20/2025 |  | Resolved-resolved with lender comments. Lender is accepting missing statement page as no info contained on it - Due Diligence Vendor-02/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3454237 |
| 257 |  | D B A | Closed | FCOM4028 | 2025-02-19 10:35 | 2025-02-24 05:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3447743 |
| 257 |  | D B A | Closed | FVAL5524 | 2025-02-20 09:01 | 2025-02-20 09:01 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-\* Property: A manufactured home cannot be rural .<br> \* Exception form provided to consider : Rural manufactured Property.<br> \* Exception pg.# 427 of 501.<br> Approved Decision : rural + mfr price and DSCR>1.2 required<br> - Due Diligence Vendor-02/20/2025 |  | Waived-\* Property: A manufactured home cannot be rural .<br> \* Exception form provided to consider : Rural manufactured Property.<br> \* Exception pg.# 427 of 501.<br> Approved Decision : rural + mfr price and DSCR>1.2 required<br> - Due Diligence Vendor-02/20/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3454452 |
| 253 |  | D B A | Closed | FCRE5275 | 2025-02-19 11:39 | 2025-02-21 09:22 | Resolved | 1 - Information C A | Credit | Eligibility | Asset do not meet guidelines | Resolved-donor wire now present - Due Diligence Vendor-02/21/2025 <br>Ready for Review-Document Uploaded. Please see attached wire notice provided by the Title - Buyer-02/20/2025 <br>Open- - missing transfer of gift funds to title. - Due Diligence Vendor-02/19/2025 |  | Resolved-donor wire now present - Due Diligence Vendor-02/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3448506 |
| 253 |  | D B A | Closed | FCOM4028 | 2025-02-19 10:52 | 2025-02-20 07:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3447922 |
| 253 |  | D B A | Closed | FVAL5524 | 2025-02-19 11:41 | 2025-02-19 11:41 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived- - lender granted exception for all units are vacant (mixed use) - page 408<br> - lender granted exception for GLA < 500 Sq ft in one unit - page 409 - Due Diligence Vendor-02/19/2025 |  | Waived- - lender granted exception for all units are vacant (mixed use) - page 408<br> - lender granted exception for GLA < 500 Sq ft in one unit - page 409 - Due Diligence Vendor-02/19/2025<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3448525 |
| 264 |  | D A | Closed | FCOM4028 | 2025-02-20 07:45 | 2025-02-21 11:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3453656 |
| 263 |  | D B A | Closed | FCRE9991 | 2025-02-21 13:39 | 2025-03-04 13:57 | Waived | 2 - Non-Material A B | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Waived-DSCR score does not meet minimum requirements - Due Diligence Vendor-03/04/2025 <br> Ready for Review-Document Uploaded. The correct HOA dues are $[Redacted] as in the appraisal. It has been updated. <br>Please find attached<br> Uploaded updated tape, 1008, approval letter <br> - Buyer-03/04/2025 <br> Open-TPR DSCR is 0.729 compared to the originators 1.108.<br> The HOA fee provided on appraisal and condo certification gave $[Redacted] monthly compared to the $40.08 on the 1008.<br> This make PITI $3,564 while originator gave $2,345. - Due Diligence Vendor-02/21/2025 |  | Waived-DSCR score does not meet minimum requirements - Due Diligence Vendor-03/04/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Post-Close | Yes | 3464861 |
| 263 |  | D B A | Closed | FCOM4028 | 2025-02-20 09:27 | 2025-02-24 05:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3454837 |
| 274 |  | D A | Closed | FCOM4028 | 2025-02-20 12:39 | 2025-02-21 11:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3456427 |
| 270 |  | D A C | Closed | FCRE6763 | 2025-02-21 13:19 | 2025-02-28 12:07 | Resolved | 1 - Information C A | Credit | Income/Employment | Income documentation does not meet guidelines | Resolved-letter from borrower provided and addressing access of funds. - Due Diligence Vendor-02/28/2025 <br>Ready for Review-Document Uploaded. - Buyer-02/28/2025 <br>Open-As per articles on page #323 of 386 there are 3 members, however as per SOS doc on page #325, 326 only borrower's name is reflecting. Hence need ownership confirmation proof - Due Diligence Vendor-02/21/2025 |  | Resolved-letter from borrower provided and addressing access of funds. - Due Diligence Vendor-02/28/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3464703 |
| 270 |  | D A C | Closed | FCOM3605 | 2025-02-21 13:37 | 2025-02-26 13:26 | Resolved | 1 - Information C A | Compliance | TRID | TRID: CD not delivered at least 3 days prior to consummation | Resolved-Evidence received for proof of delivery - Due Diligence Vendor-02/26/2025 <br>Ready for Review-Document Uploaded. - Buyer-02/26/2025 <br>Open-Provide evidence that initial Closing Disclosure issued on 02/07/25 was sent electronically to the borrower - Due Diligence Vendor-02/21/2025 |  | Resolved-Evidence received for proof of delivery - Due Diligence Vendor-02/26/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3464849 |
| 270 |  | D A C | Closed | FCOM4028 | 2025-02-21 11:36 | 2025-02-25 09:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3463747 |
| 252 |  | D B A C | Closed | FVAL4969 | 2025-02-24 07:07 | 2025-02-25 12:45 | Resolved | 1 - Information C A | Property | Property | Property has been listed for sale in the past 12 months | Resolved-lender has approved a 1 year ppp on this file and their lock desk has approved. - Due Diligence Vendor-02/25/2025 <br>Ready for Review-Lock is reflecting the adjustemnt for PPP only 1 Y - Buyer-02/25/2025 <br>Open-Property was listed in <12 months: Investment rate and term : Before app date the listing was removed.<br> Note: However, for investment property if listed <12 months prior application date a min of 36 months prepayment penalty would be required : per NOTE prepayment addendum pg.# 230 prepayment penalty is <36 months : not meeting the requirement. - Due Diligence Vendor-02/24/2025 |  | Resolved-lender has approved a 1 year ppp on this file and their lock desk has approved. - Due Diligence Vendor-02/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 3468054 |
| 252 |  | D B A C | Closed | FCOM4028 | 2025-02-21 08:57 | 2025-02-25 09:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2025 <br>Ready for Review-N/A. File was recently closed,recorded mortgage is not avialable yet. - Buyer-02/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 3461413 |
| 252 |  | D B A C | Closed | FVAL9739 | 2025-02-21 11:20 | 2025-02-21 11:24 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-\*Per Guide for seasoning we will consider the lesser of the current appraised value or purchase price to determine LTV/CLTV.<br> \*Exception provided to use current appraised value of [Redacted] instead of [Redacted] value for LTV. Improvement Doc pg.#441,442,485<br> \*Exception Pg.#460 of 550<br> \*Approved with condition: max [Redacted], 0.25 to price - Due Diligence Vendor-02/21/2025 |  | Waived-\*Per Guide for seasoning we will consider the lesser of the current appraised value or purchase price to determine LTV/CLTV.<br> \*Exception provided to use current appraised value of [Redacted] instead of [Redacted] value for LTV. Improvement Doc pg.#441,442,485<br> \*Exception Pg.#460 of 550<br> \*Approved with condition: max [Redacted], 0.25 to price - Due Diligence Vendor-02/21/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | Originator Pre-Close | Yes | 3463595 |
| 237 |  | D B A | Closed | FVAL4940 | 2025-02-23 21:49 | 2025-02-27 06:58 | Resolved | 1 - Information D A | Property | Missing Doc | Missing Homeowner's Association Questionnaire | Resolved-lender sent statement that this is FNMA approved - Due Diligence Vendor-02/27/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by CUW - Buyer-02/27/2025 <br>Open-Please Provide Condo Questionnaire Document as it is missing in the File.<br> Subject Condo is neither detached nor units in Two-to-Four-unit condo project - Due Diligence Vendor-02/24/2025 |  | Resolved-lender sent statement that this is FNMA approved - Due Diligence Vendor-02/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3466412 |
| 237 |  | D B A | Closed | FCRE1440 | 2025-02-23 22:31 | 2025-02-24 01:42 | Waived | 2 - Non-Material B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Housing History Does Not Meet Guideline Requirements Borrower recently Sold his property in Spanish and currently lives for Rent per Final 1003 Page #14_Closing docs.pdf but no supporting documentation to verify the same. However, Related Exception Form in the file page no #129- Credit Package.pdf - Due Diligence Vendor-02/24/2025 |  | Waived-Housing History Does Not Meet Guideline Requirements Borrower recently Sold his property in Spanish and currently lives for Rent per Final 1003 Page #14_Closing docs.pdf but no supporting documentation to verify the same. However, Related Exception Form in the file page no #129- Credit Package.pdf - Due Diligence Vendor-02/24/2025<br>|  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2. No consumer late payments in the last 24 months- No Consumer late payments in past 24 months per CBR Page #353- Credit Package.pdf,<br> 3. Credit score >40 points than minimum required- Audited FICO Score is 730, Guideline Maximum FICO Score is 660 difference is 70, Which is Greater than 40,<br> 4. Borrower contribution exceeds requirement >=5%- Borrower contribution is nearly 30.79%. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3466460 |
| 259 |  | D A | Closed | FCOM4028 | 2025-02-24 06:30 | 2025-02-25 15:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3467806 |
| 276 |  | D A | Closed | FCRE9991 | 2025-02-25 04:40 | 2025-02-26 06:26 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender updated tape and now DTI is matching - Due Diligence Vendor-02/26/2025 <br> Ready for Review-Document Uploaded. Please see attached revised tape, 1008 and lock confirmation - Buyer-02/26/2025 <br> Open-Lender's DTI is 36.29%. Should be 39.31% as 1008 and review reflect DTI as 39.31%. PITIA = $4,[Redacted] + Consumer Debts of $[Redacted] = $[Redacted] / [Redacted] Qualifying Income = 39.31%. - Due Diligence Vendor-02/25/2025 |  | Resolved-lender updated tape and now DTI is matching - Due Diligence Vendor-02/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3474587 |
| 276 |  | D A | Closed | FCOM4028 | 2025-02-25 03:44 | 2025-02-25 11:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3474419 |
| 281 |  | D A | Closed | FCOM4028 | 2025-02-25 11:36 | 2025-02-27 08:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 3478668 |
| 266 |  | D A | Closed | FCOM4028 | 2025-02-26 07:53 | 2025-02-27 08:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3483650 |
| 223 |  | D A | Closed | FCOM4028 | 2025-02-28 09:32 | 2025-03-04 05:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3502318 |
| 284 |  | D A | Closed | FCOM4028 | 2025-02-28 13:47 | 2025-03-04 05:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2025 <br>Ready for Review-Loan was made in less than 60 days - Buyer-03/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3506037 |
| 287 |  | D A | Closed | FCOM4028 | 2025-03-03 07:08 | 2025-03-04 15:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2025 <br>Ready for Review-File was recently closed,recorded mortgage is not available yet - Buyer-03/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3511256 |
| 278 |  | D B A | Closed | FCRE1254 | 2025-03-05 14:19 | 2025-04-08 05:08 | Resolved | 1 - Information C A | Credit | Title | Property Title Issue | Resolved-corrected title to show correct first lien now present - Due Diligence Vendor-04/08/2025 <br>Ready for Review-Document Uploaded. Please see attached Final Title policy - Seller-04/07/2025 <br>Open-Property Title Issue Title commitment page 26 does not show correct first lien, shows old one. Need final title or updated commitment correcting first lien lender and recording date - Due Diligence Vendor-03/05/2025 | Ready for Review-Document Uploaded. Please see attached Final Title policy - Seller-04/07/2025<br>| Resolved-corrected title to show correct first lien now present - Due Diligence Vendor-04/08/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3537618 |
| 278 |  | D B A | Closed | FCOM4028 | 2025-03-05 13:21 | 2025-03-20 15:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3536802 |
| 278 |  | D B A | Closed | FCRE5116 | 2025-03-05 14:00 | 2025-03-13 13:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved- - Due Diligence Vendor-03/13/2025 <br>Ready for Review-Document Uploaded. Please see attached CD - Buyer-03/13/2025 <br>Counter-still need final executed CD to verify new payment and mortgage balance - Due Diligence Vendor-03/10/2025 <br>Ready for Review-Document Uploaded. Please see attached confirmation that mortgage with SPS was closed - Buyer-03/10/2025 <br>Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. missing CD to show the SPS loan was paid. still shows open on credit. need proof paid - Due Diligence Vendor-03/05/2025 | CD now present shows the first lien payment info - 03/13/2025 <br>|  |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3537372 |
| 278 |  | D B A | Closed | FCRE0409 | 2025-03-05 14:26 | 2025-03-05 14:26 | Waived | 2 - Non-Material B | Credit | Eligibility | Subject loan Junior Lien program not qualified under guidelines - Ineligible First Lien program | Waived-exception for ineligible first lien seasoning- an Exception Approval for the following: 1st was taken out in the past 6 months<br> Pg 152 - Due Diligence Vendor-03/05/2025 |  | Waived-exception for ineligible first lien seasoning- an Exception Approval for the following: 1st was taken out in the past 6 months<br> Pg 152 - Due Diligence Vendor-03/05/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 02/10/2025 80 CLTV max, 0.25 to price | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3537709 |
| 273 |  | D A | Closed | FCOM4028 | 2025-03-05 09:05 | 2025-03-05 14:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3532268 |
| 293 |  | D A | Closed | FCOM4028 | 2025-03-05 15:36 | 2025-03-06 11:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3538310 |
| 268 |  | D A | Closed | FCRE1195 | 2025-03-06 09:59 | 2025-03-12 09:33 | Resolved | 1 - Information C A | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Resolved-lender provided missing invoices for improvements to home. - Due Diligence Vendor-03/12/2025 <br> Ready for Review-Document Uploaded. Appraised value is based on the purchase price of the home and documented improvements due to home was bought within past twelve months. Please see in attached file Documented improvements <br> Page 12 $[Redacted] invoice<br> Page 66 $[Redacted]<br> Pg 68 $[Redacted]<br> Pg 126 [Redacted]<br> Pg 134 $[Redacted] - Buyer-03/12/2025 <br> Open-Subject property purchased on 04/01/2024 per Appraisal Report in page #549_Credit Pkg1.pdf and Final HUD in page#109_Credit Pkg2.pdf with sales price $[Redacted] Prior sale is within 12 months of Closing date 03/04/2025. 1008 qualified [Redacted] with value of $[Redacted] and supporting documentation missing to verify the same. Calculated LTV with prior sale price $[Redacted] and now CLTV [Redacted]% that exceeds maximum [Redacted] - Due Diligence Vendor-03/07/2025 |  | Resolved-lender provided missing invoices for improvements to home. - Due Diligence Vendor-03/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3545656 |
| 268 |  | D A | Closed | FCOM4028 | 2025-03-06 03:12 | 2025-03-07 12:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/07/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-03/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3540803 |
| 279 |  | D B C A | Closed | FCRE1161 | 2025-03-05 14:46 | 2025-03-21 04:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Certificate Missing | Resolved-Flood Certificate is fully present - Due Diligence Vendor-03/11/2025 <br>Resolved-missing flood cert now present - Due Diligence Vendor-03/11/2025 <br>Ready for Review-Document Uploaded. - Buyer-03/11/2025 <br>Open-Missing Flood Certificate Flood certificate Missing in File - Due Diligence Vendor-03/05/2025 |  | Resolved-Flood Certificate is fully present - Due Diligence Vendor-03/11/2025 <br>Resolved-missing flood cert now present - Due Diligence Vendor-03/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3537893 |
| 279 |  | D B C A | Closed | 50001252-Fees-Limited | 2025-03-05 15:40 | 2025-03-10 13:40 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-COC provided for fee increase and compliance is cleared - Due Diligence Vendor-03/10/2025 <br>Resolved- - Due Diligence Vendor-03/10/2025 <br>Ready for Review-Document Uploaded. - Buyer-03/10/2025 <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). \*The Points - Loan Discount Fee increased from $687.50 to $962.50 on the Final CD dated 02/27/2025 - Due Diligence Vendor-03/05/2025 |  | Resolved-COC provided for fee increase and compliance is cleared - Due Diligence Vendor-03/10/2025 <br>Resolved- - Due Diligence Vendor-03/10/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3538326 |
| 279 |  | D B C A | Closed | FCOM4028 | 2025-03-05 13:28 | 2025-03-07 12:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3536885 |
| 279 |  | D B C A | Closed | FCRE1254 | 2025-03-05 15:18 | 2025-03-07 12:30 | Waived | 2 - Non-Material B | Credit | Title | Property Title Issue | Waived-\*Title vesting<br> \*Exception provided for Vesting Changed From Life Trust to Borrower's Names Recorded at Closing<br> \*Exception pg.#783<br> \*Approved with Condition: +0.25 to price - Due Diligence Vendor-03/05/2025 |  | Waived-\*Title vesting<br> \*Exception provided for Vesting Changed From Life Trust to Borrower's Names Recorded at Closing<br> \*Exception pg.#783<br> \*Approved with Condition: +0.25 to price - Due Diligence Vendor-03/05/2025<br>|  | No Credit events past 40 months, No Mortgage late Payments in the Last 24 months, 5+years Credit History | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3538206 |
| 261 |  | D A | Closed | FCOM4028 | 2025-03-10 06:11 | 2025-03-12 05:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2025 <br>Ready for Review-File was recently closed, recorded mortgage not available, it will be provided upon the receipt.<br> - Buyer-03/12/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in file - Due Diligence Vendor-03/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 3567323 |
| 271 |  | D A | Closed | FCOM4028 | 2025-03-10 07:42 | 2025-03-12 05:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3568208 |
| 254 |  | D B A | Closed | FCOM4028 | 2025-03-07 13:26 | 2025-03-12 05:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3559821 |
| 254 |  | D B A | Closed | FCRE3599 | 2025-03-07 15:30 | 2025-03-11 13:07 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower owns more financed properties than allowed per guidelines | Waived--As per guide [Redacted] to [Redacted] finance max 5 Loans are allowed for each individual within 6 months if span<br> - Exception from provided to allowed proceed with loan as borrower have more than 6 property finance within [Redacted] to [Redacted]<br> - Approved condition :- Max [Redacted]<br> - Exception form on Pg. no 198<br> - Due Diligence Vendor-03/07/2025 |  | Waived--As per guide [Redacted] to [Redacted] finance max 5 Loans are allowed for each individual within 6 months if span<br> - Exception from provided to allowed proceed with loan as borrower have more than 6 property finance within [Redacted] to [Redacted]<br> - Approved condition :- Max [Redacted]<br> - Exception form on Pg. no 198<br> - Due Diligence Vendor-03/07/2025<br>|  | Residential income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, all loans are in good standing, the borrower is a very experienced investor, DSCR < 1 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3561431 |
| 285 |  | D A | Closed | FCOM4028 | 2025-03-09 09:39 | 2025-03-10 10:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3565215 |
| 289 |  | D A | Closed | FCRE9991 | 2025-03-10 13:06 | 2025-03-17 07:49 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR score is now updated - Due Diligence Vendor-03/17/2025 <br> Ready for Review-Document Uploaded. fixed - Buyer-03/14/2025 <br> Open-\* DSCR is of by 0.583. Lender score 0.923 Rent income considered by lender $[Redacted] from 1007 (Pg.# 113 of 318) but the verified document $[Redacted] from [Redacted] doc (Pg.#92 of 318) Calculation : Rent/PITIA = [Redacted] = 1.506 should be the actual score. - Due Diligence Vendor-03/10/2025 |  | Resolved-DSCR score is now updated - Due Diligence Vendor-03/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3573438 |
| 289 |  | D A | Closed | FCOM4028 | 2025-03-10 10:34 | 2025-03-13 08:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days. - Due Diligence Vendor-03/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/10/2025 |  | Resolved-Loan closed in less than 60 days. - Due Diligence Vendor-03/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3571018 |
| 269 |  | D A | Closed | FCOM4028 | 2025-03-10 13:57 | 2025-03-13 10:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days. - Due Diligence Vendor-03/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/10/2025 |  | Resolved-Loan closed in less than 60 days. - Due Diligence Vendor-03/13/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3574477 |
| 288 |  | D B A | Closed | FCRE9991 | 2025-03-11 12:14 | 2025-05-28 07:33 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender provided revised 1003 and income calc and tax returns. DTI is now aligned - Due Diligence Vendor-05/28/2025 <br> Ready for Review-Document Uploaded. please see attached 1003 loan application, income calculation<br>figures match the worksheet that was placed in the system - Seller-05/27/2025 <br> Counter-Still need a revised 1003 and income calculation worksheet for B1 since income went up 3k and need revised 1003 to reflect final payments - Due Diligence Vendor-05/23/2025 <br> Ready for Review-Document Uploaded. DTI calculation breakdown was able to confirm error in system with IT. –<br>Wage income from B1 – $[Redacted]<br>Wage income from B2 - $[Redacted]<br>Debts B1 – Liabilities not including REO's - $905 – from REO loss/liability – 3829.98<br>Debts B2 – Debt amount included $560<br>Primary PITIA [Redacted]<br>Total debt amount - $[Redacted]<br>Total income amount – $[Redacted]<br>DTI calc<br>[Redacted]=43.561%<br>- Seller-05/22/2025 <br> Counter-unable to determine what calculations you used as we didn't receive an updated 1003 with REO schedule for the 6 rentals. Please provide. Debts from credit report total $1465. Need a accurate and updated 1003 to be able to determine how DTI on updated 1008 was calculated - Due Diligence Vendor-05/06/2025 <br> Ready for Review-Document Uploaded. please see exception to use the 2023 tax returns for rental calculation <br> please see attached updated tape, 1008, approval letter, lock form with updated DTI - Buyer-05/05/2025 <br> Open-\*DTI is off by 22.31%<br> DTI should be 64.56%. Approval is 42.25%. PITI is $5421.09 +Other Payments $7034.23 Debts from Credit report of <br> $1465/ Income of $21561.38= 64.56%<br> Reason: Unable to determine how lender calculated DTI<br> - Due Diligence Vendor-03/11/2025 | Ready for Review-Document Uploaded. please see attached 1003 loan application, income calculation<br>figures match the worksheet that was placed in the system - Seller-05/27/2025 <br> Ready for Review-Document Uploaded. DTI calculation breakdown was able to confirm error in system with IT. –<br>Wage income from B1 – $[Redacted]<br>Wage income from B2 - $[Redacted]<br>Debts B1 – Liabilities not including REO's - $905 – from REO loss/liability – 3829.98<br>Debts B2 – Debt amount included $560<br>Primary PITIA [Redacted]<br>Total debt amount - $[Redacted]<br>Total income amount – $[Redacted]<br>DTI calc<br>[Redacted]=43.561%<br>- Seller-05/22/2025 | Resolved-lender provided revised 1003 and income calc and tax returns. DTI is now aligned - Due Diligence Vendor-05/28/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3583718 |
| 288 |  | D B A | Closed | FCRE1193 | 2025-03-11 12:18 | 2025-05-28 07:32 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Resolved-lender revised reo payments as they had tax returns. DTI is now in line - Due Diligence Vendor-05/28/2025 <br> Ready for Review-Document Uploaded. 1040's merged into 1 full document - Seller-05/27/2025 <br> Counter-need 2023 tax returns used to recalculate the rental income and losses and income work sheet used for REOS - Due Diligence Vendor-05/23/2025 <br> Ready for Review-replied to the other condition - Seller-05/22/2025 <br> Counter-unable to determine what calculations you used as we didn't receive an updated 1003 with REO schedule for the 6 rentals. Please provide. Debts from credit report total $[Redacted]. Need a accurate and updated 1003 to be able to determine how DTI on updated 1008 was calculated - Due Diligence Vendor-05/06/2025 <br> Ready for Review-replied to the other condition - Seller-05/05/2025 <br> Open-\*As per Guide Primary Cash out DTI should be 50%<br> \*DTI is off by 22.31%<br> DTI should be 64.56%. Approval is 42.25%. PITI is $[Redacted]9 +Other Payments $[Redacted] Debts from Credit report of <br> $[Redacted]/ Income of $[Redacted]= 64.56%<br> Reason: Unable to determine how lender calculated DTI<br> - Due Diligence Vendor-03/11/2025 | Ready for Review-Document Uploaded. 1040's merged into 1 full document - Seller-05/27/2025 <br>Ready for Review-replied to the other condition - Seller-05/22/2025 <br>Ready for Review-replied to the other condition - Seller-05/05/2025<br>| Resolved-lender revised reo payments as they had tax returns. DTI is now in line - Due Diligence Vendor-05/28/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3583772 |
| 288 |  | D B A | Closed | FCRE8450 | 2025-05-23 05:59 | 2025-05-23 05:59 | Waived | 2 - Non-Material B | Credit | Income/Employment | Rental Income not supported | Waived-Does not meet guides to use rental income disclosed on application, instead lender recalculated income based on 2023 tax returns<br> Exception to use 2023 tax returns for rental calculation - Due Diligence Vendor-05/23/2025 |  | Waived-Does not meet guides to use rental income disclosed on application, instead lender recalculated income based on 2023 tax returns<br> Exception to use 2023 tax returns for rental calculation - Due Diligence Vendor-05/23/2025<br>|  | Compensating Factors<br> 5 years on current job, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, 2+<br> borrowers on the loan, Credit score >40 points than minimum required<br> Credit Decision | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | Yes | 4225685 |
| 288 |  | D B A | Closed | FCOM4028 | 2025-03-11 08:38 | 2025-03-20 15:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025 <br>Resolved-Loan closed in less than 60 days - Due Diligence Vendor-03/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025 <br>Resolved-Loan closed in less than 60 days - Due Diligence Vendor-03/13/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3580604 |
| 286 |  | D A | Closed | FCOM4028 | 2025-03-13 10:07 | 2025-03-14 15:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days. - Due Diligence Vendor-03/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/13/2025 |  | Resolved-Loan closed in less than 60 days. - Due Diligence Vendor-03/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3603925 |
| 280 |  | D A | Closed | FCOM4028 | 2025-03-14 08:34 | 2025-03-17 15:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3613074 |
| 299 |  | D A | Closed | FCOM4028 | 2025-03-14 08:49 | 2025-03-17 04:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3613286 |
| 255 |  | D A | Closed | FCOM4028 | 2025-03-18 00:29 | 2025-03-18 15:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/18/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-03/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3632763 |
| 282 |  | D B A | Closed | FCOM4028 | 2025-03-17 10:20 | 2025-03-18 09:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/18/2025 <br>Ready for Review-Less than 60 days - Buyer-03/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3626736 |
| 282 |  | D B A | Closed | FCRE9991 | 2025-03-17 10:59 | 2025-03-18 09:41 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-tape updated and score now matches TPR - Due Diligence Vendor-03/18/2025 <br> Ready for Review-Document Uploaded. - Buyer-03/18/2025 <br> Open- - DSCR calc varies from originator score of .913 where calculated score of 1.303 is supported by [Redacted] $[Redacted]v, PITI $[Redacted]. Originator DSCR calculated off $[Redacted] proposed rent from appraisal. - Due Diligence Vendor-03/17/2025 |  | Resolved-tape updated and score now matches TPR - Due Diligence Vendor-03/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3627180 |
| 282 |  | D B A | Closed | FPRO1136 | 2025-03-17 10:39 | 2025-03-17 10:54 | Waived | 2 - Non-Material B | Property | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Waived-Primary Value Subject Property Appraisal is not on an As-Is Basis - lender granted exception for roof & cosmetic repairs (The appraisal came in subject to internal cosmetic repairs and the roof. There is a letter from the inspector confirming the internal issues are cosmetic and do not pose structural issues. A new roof will be installed right after the purchase. There is a contract the borrower signed with contractors and deposited $1,000. Letter page 9 and roof contract page 18) - page 227 - Due Diligence Vendor-03/17/2025 |  | Waived-Primary Value Subject Property Appraisal is not on an As-Is Basis - lender granted exception for roof & cosmetic repairs (The appraisal came in subject to internal cosmetic repairs and the roof. There is a letter from the inspector confirming the internal issues are cosmetic and do not pose structural issues. A new roof will be installed right after the purchase. There is a contract the borrower signed with contractors and deposited $1,000. Letter page 9 and roof contract page 18) - page 227 - Due Diligence Vendor-03/17/2025<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3626948 |
| 294 |  | D A | Closed | FCRE1173 | 2025-03-18 08:48 | 2025-03-20 14:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Master Condo Insurance Policy is Missing | Resolved-HO-6 Master Insurance Policy is fully present - Due Diligence Vendor-03/20/2025 <br>Ready for Review-Document Uploaded. Please review uploaded Master policy - Buyer-03/20/2025 <br>Open-Missing Master Condo Insurance Policy Master insurance document is missing<br> Note: HOI reads HO6 policy refer pg.#409 - Due Diligence Vendor-03/18/2025 |  | Resolved-HO-6 Master Insurance Policy is fully present - Due Diligence Vendor-03/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3635822 |
| 294 |  | D A | Closed | FCOM4028 | 2025-03-18 07:26 | 2025-03-19 15:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3634678 |
| 298 |  | D B A | Closed | FCOM4028 | 2025-03-18 09:20 | 2025-03-18 15:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3636670 |
| 298 |  | D B A | Closed | FCRE0409 | 2025-03-18 10:16 | 2025-03-18 10:16 | Waived | 2 - Non-Material B | Credit | Eligibility | Subject loan Junior Lien program not qualified under guidelines - Ineligible First Lien program | Waived-Page 487 - Exception to 2nd lien behind a 1st I/O only - (I/O period has expired -2017) - Due Diligence Vendor-03/18/2025 |  | Waived-Page 487 - Exception to 2nd lien behind a 1st I/O only - (I/O period has expired -2017) - Due Diligence Vendor-03/18/2025<br>|  | DTI > 10% below program maximum, No credit event spst 40 months, No mortgage lates last 24 months, 5+ yrs credit history, LTv > 10% below maximum, Credit Score > 40 points above program minimum. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3637506 |
| 315 |  | D A | Closed | FCOM4028 | 2025-03-18 13:19 | 2025-03-20 15:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3640043 |
| 283 |  | D B A | Closed | FCOM4028 | 2025-03-19 08:15 | 2025-03-20 15:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3645967 |
| 283 |  | D B A | Closed | FCRE1200 | 2025-03-19 08:56 | 2025-03-19 08:56 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Exception page 301 - Permit Loan Amount < [Redacted]. - Due Diligence Vendor-03/19/2025 |  | Waived-Exception page 301 - Permit Loan Amount < [Redacted]. - Due Diligence Vendor-03/19/2025<br>|  | No mortgage lates last 24 months, 5+ yrs credit history, No credit events past 40 months. No consumer late pmts last 24 months. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3646555 |
| 303 |  | D A | Closed | FCOM4028 | 2025-03-20 13:00 | 2025-03-21 14:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/21/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-03/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/21/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3661448 |
| 311 |  | D A | Closed | FCOM4028 | 2025-03-23 21:56 | 2025-03-25 14:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/25/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-03/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3676008 |
| 290 |  | D A C | Closed | FCOM4227 | 2025-03-21 15:16 | 2025-03-25 13:45 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-that initial CD dated 3-11-25 was sent electronically to the borrower now present - Due Diligence Vendor-03/25/2025 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-03/25/2025 <br>Open-Need evidence that initial CD dated 3-11-25 was sent electronically to the borrower. - Due Diligence Vendor-03/21/2025 |  | Resolved-that initial CD dated 3-11-25 was sent electronically to the borrower now present - Due Diligence Vendor-03/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3672676 |
| 290 |  | D A C | Closed | FPRO2828 | 2025-03-21 14:54 | 2025-03-25 13:44 | Resolved | 1 - Information C A | Property | Property | Appraisal Transfer Not Allowed For Loan Program | Resolved-AVM for appraisal transfer guideline is now present - Due Diligence Vendor-03/25/2025 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-03/25/2025 <br>Open-AVM is missing in File to support appraised value with Confidence Score 90 and above as Appraisal got transfer to [Redacted]. - Due Diligence Vendor-03/21/2025 |  | Resolved-AVM for appraisal transfer guideline is now present - Due Diligence Vendor-03/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3672462 |
| 290 |  | D A C | Closed | FCRE1165 | 2025-03-24 09:09 | 2025-03-25 13:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Insurance Policy Partially Provided | Resolved-flood in file is correct lender fixed 1008 - Due Diligence Vendor-03/25/2025 <br>Ready for Review-Document Uploaded. Flood insurance premium amount corrected. please see attached. - Buyer-03/25/2025 <br>Open-Flood Insurance Policy Partially Provided Need Supporting document to verify Flood insurance premium amount of $129 monthly which is considered by lender. refer 1008 pg. no 1 of 1<br> Note :- Flood insurance premium as per document is $581. Yearly refer pg. no 156 of 162. - Due Diligence Vendor-03/24/2025 |  | Resolved-flood in file is correct lender fixed 1008 - Due Diligence Vendor-03/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3679562 |
| 290 |  | D A C | Closed | FCOM4028 | 2025-03-21 10:27 | 2025-03-24 14:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/24/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3669342 |
| 316 |  | D B A | Closed | FCRE1158 | 2025-03-24 12:19 | 2025-03-27 13:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-resolved with lender comments. Only 1 borrower listed on insurance is accepted on this file - Due Diligence Vendor-03/27/2025 <br>Ready for Review-According to our guidelines, at least one borrower needs to be listed on policy. Second borrower isn't necessary to be listed in policy. - Buyer-03/27/2025 <br>Open-B2 name is missing on provided HO-6 policy - Due Diligence Vendor-03/24/2025 |  | Resolved-resolved with lender comments. Only 1 borrower listed on insurance is accepted on this file - Due Diligence Vendor-03/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3682047 |
| 316 |  | D B A | Closed | FCOM4028 | 2025-03-21 12:41 | 2025-03-25 14:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3671084 |
| 316 |  | D B A | Closed | FVAL5474 | 2025-03-21 16:45 | 2025-03-21 16:45 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-\*Per Guide: Projects may not have mandatory upfront or periodic membership fees for the use of recreational amenities, such as country club facilities and golf courses, owned by an outside party(including the developer or builder).<br> \*Exception Provided for Membership and recreational fees, condo refer pg.#388 of 554<br> \*Exception Pg.#117 of 142<br> \*Approved with Condition: [Redacted] MAX & 0.5 to price - Due Diligence Vendor-03/21/2025 |  | Waived-\*Per Guide: Projects may not have mandatory upfront or periodic membership fees for the use of recreational amenities, such as country club facilities and golf courses, owned by an outside party(including the developer or builder).<br> \*Exception Provided for Membership and recreational fees, condo refer pg.#388 of 554<br> \*Exception Pg.#117 of 142<br> \*Approved with Condition: [Redacted] MAX & 0.5 to price - Due Diligence Vendor-03/21/2025<br>|  | DTI >=10% lower than loan program, 5+ years credit history, 2+ borrowers on the loan, LTV 10% below maximum | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3673096 |
| 300 |  | D A | Closed | FCOM4028 | 2025-03-26 11:52 | 2025-03-27 12:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3701391 |
| 183 |  | D A | Closed | FCRE1479 | 2025-03-26 10:17 | 2025-03-31 13:28 | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-app was taken in June of 2024 and at time guidelines called for 2 months assets. Since then guidelines were updated and now only require 1. Since loan closed after guideline change, lender is applying newest guides. - Due Diligence Vendor-03/31/2025 <br> Ready for Review-As per guide lines 1 month bank statement is required.We had February 2025 bank statement on file. (page 79-81) - Buyer-03/31/2025 <br> Open-Asset Record 1 Does Not Meet G/L Requirements Need 2 months bank statement Act#[Redacted] - Due Diligence Vendor-03/26/2025 |  | Resolved-app was taken in June of 2024 and at time guidelines called for 2 months assets. Since then guidelines were updated and now only require 1. Since loan closed after guideline change, lender is applying newest guides. - Due Diligence Vendor-03/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3699793 |
| 183 |  | D A | Closed | FCRE1480 | 2025-03-26 10:17 | 2025-03-31 13:28 | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-app was taken in June of 2024 and at time guidelines called for 2 months assets. Since then guidelines were updated and now only require 1. Since loan closed after guideline change, lender is applying newest guides. - Due Diligence Vendor-03/31/2025 <br> Ready for Review-As per guide lines 1 month bank statement is required.We had February 2025 bank statement on file. (page 82-84) - Buyer-03/31/2025 <br> Open-Asset Record 2 Does Not Meet G/L Requirements Need 2 months bank statement Act#[Redacted] - Due Diligence Vendor-03/26/2025 |  | Resolved-app was taken in June of 2024 and at time guidelines called for 2 months assets. Since then guidelines were updated and now only require 1. Since loan closed after guideline change, lender is applying newest guides. - Due Diligence Vendor-03/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3699794 |
| 183 |  | D A | Closed | FCOM4028 | 2025-03-26 07:49 | 2025-03-28 14:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-03/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/26/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-03/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3697549 |
| 305 |  | D A | Closed | FCOM4028 | 2025-03-26 11:12 | 2025-03-28 14:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan close in less than 60 days - Due Diligence Vendor-03/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/26/2025 |  | Resolved-Loan close in less than 60 days - Due Diligence Vendor-03/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3700634 |
| 296 |  | D A C | Closed | 2260 | 2025-03-31 05:34 | 2025-04-01 13:17 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-cleared with lender comments, no prepay - Due Diligence Vendor-04/01/2025 <br>Ready for Review-There is no prepayment penalty on loan - Buyer-04/01/2025 <br>Open-confirm none - Due Diligence Vendor-03/31/2025 |  | Resolved-cleared with lender comments, no prepay - Due Diligence Vendor-04/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3728272 |
| 296 |  | D A C | Closed | FCOM4028 | 2025-03-27 07:57 | 2025-03-31 05:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3708072 |
| 318 |  | D A | Closed | FCRE6914 | 2025-03-31 16:36 | 2025-04-07 06:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Citizenship Documentation Not Provided | Resolved-Borrower 2 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-04/07/2025 <br>Resolved-1003 with corrected citizenship status now present - Due Diligence Vendor-04/07/2025 <br>Ready for Review-Document Uploaded. updated 1003 uploaded - Buyer-04/04/2025 <br>Open-As per 1003 B2 is US citizen, DL provided in file. PRA card is also provided in file till June 2028. Loan file does not contain Naturalization document. - Due Diligence Vendor-03/31/2025 |  | Resolved-Borrower 2 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-04/07/2025 <br>Resolved-1003 with corrected citizenship status now present - Due Diligence Vendor-04/07/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3735723 |
| 318 |  | D A | Closed | FCOM4028 | 2025-03-28 16:05 | 2025-04-01 07:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/01/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3724636 |
| 277 |  | D A | Closed | FCOM4028 | 2025-04-01 07:01 | 2025-04-02 15:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/02/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3739655 |
| 304 |  | D A | Closed | FCOM4028 | 2025-04-02 13:20 | 2025-04-03 14:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3755480 |
| 319 |  | D B A C | Closed | FPRO2828 | 2025-04-02 15:56 | 2025-04-21 13:32 | Resolved | 1 - Information C A | Property | Property | Appraisal Transfer Not Allowed For Loan Program | Resolved-correct transfer letter is now present - Due Diligence Vendor-04/21/2025 <br>Ready for Review-Document Uploaded. - Buyer-04/21/2025 <br>Counter-letter is unacceptable. Appraisal was not transferred to correct lender - Due Diligence Vendor-04/07/2025 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-04/07/2025 <br>Open-Appraisal transfer letter is missing in file.<br> Note: Confirmation email about the appraisal transfer on pg.#74 & Appraisal Independence on pg.# 1 & 3. But per guide need appraisal transfer on a proper Lender's Letter head. - Due Diligence Vendor-04/02/2025 |  | Resolved-correct transfer letter is now present - Due Diligence Vendor-04/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3758085 |
| 319 |  | D B A C | Closed | FCRE9991 | 2025-04-02 15:55 | 2025-04-07 06:56 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-score updated and now matches - Due Diligence Vendor-04/07/2025 <br> Ready for Review-Document Uploaded. DSCR is 1.436. Please find updated tape and lock form attached - Buyer-04/07/2025 <br> Open-DSCR score is off by 0.365%. Lender's score: 1.071. - DSCR score should be [Redacted]= 1.436% - Document in file [Redacted] Pg. no 49 of 122, rent $[Redacted] 1008 reads $[Redacted]. - Even with lender 1008 rent Income of $[Redacted] DSCR score is not matching. - No other rent document in file to support lender's income. PITIA matches.<br> - Due Diligence Vendor-04/02/2025 |  | Resolved-score updated and now matches - Due Diligence Vendor-04/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3758083 |
| 319 |  | D B A C | Closed | FCOM4028 | 2025-04-02 14:20 | 2025-04-04 09:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3756189 |
| 319 |  | D B A C | Closed | FCRE1200 | 2025-04-02 15:58 | 2025-04-03 13:21 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived--As per guideline minimum loan amount should be [Redacted]<br> - Exception form Provided to allowed proceed with loan amount $90,300 <br> - Approved condition :- [Redacted] MAX <br> - Exception form on Pg. no 12 of 122 - Due Diligence Vendor-04/02/2025 |  | Waived--As per guideline minimum loan amount should be [Redacted]<br> - Exception form Provided to allowed proceed with loan amount $90,300 <br> - Approved condition :- [Redacted] MAX <br> - Exception form on Pg. no 12 of 122 - Due Diligence Vendor-04/02/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3758092 |
| 319 |  | D B A C | Closed | FVAL5474 | 2025-04-02 16:02 | 2025-04-02 16:02 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-- No Owner may lease lease unit he has owned the unit for a period of 12 months.<br> - Exception from Provided to proceed with the loans<br> - Approved condition :- 0.5 to Price<br> - Exception form on Pg. no 11 of 122.<br> - Due Diligence Vendor-04/02/2025 |  | Waived-- No Owner may lease lease unit he has owned the unit for a period of 12 months.<br> - Exception from Provided to proceed with the loans<br> - Approved condition :- 0.5 to Price<br> - Exception form on Pg. no 11 of 122.<br> - Due Diligence Vendor-04/02/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3758108 |
| 322 |  | D A | Closed | FCRE1326 | 2025-04-03 11:57 | 2025-04-10 07:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 YTD Profit & Loss Missing | Resolved-dated document is now present - Due Diligence Vendor-04/10/2025 <br>Ready for Review-Document Uploaded. Please find the P&L dated. - Buyer-04/09/2025 <br>Open-P&L page 295 is not dated by tax preparer - Due Diligence Vendor-04/03/2025 |  | Resolved-dated document is now present - Due Diligence Vendor-04/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3775977 |
| 322 |  | D A | Closed | FCRE9991 | 2025-04-03 11:52 | 2025-04-08 05:21 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender updated their lock, DTI is now within 1% - Due Diligence Vendor-04/08/2025 <br> Ready for Review-Document Uploaded. DTI was updated. - Buyer-04/07/2025 <br> Open-DTI should be 43.29 (Subject REO is $[Redacted]+ primary [Redacted] + $[Redacted] credit=[Redacted] income= 43.29) income and debts match 1008 but DTI is off on 1008 - Due Diligence Vendor-04/03/2025 |  | Resolved-lender updated their lock, DTI is now within 1% - Due Diligence Vendor-04/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3775901 |
| 322 |  | D A | Closed | FCOM4028 | 2025-04-03 10:16 | 2025-04-04 10:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3774398 |
| 314 |  | D A | Closed | FCRE5275 | 2025-04-04 13:46 | 2025-04-11 12:51 | Resolved | 1 - Information C A | Credit | Eligibility | Asset do not meet guidelines | Resolved-gift transfer now present - Due Diligence Vendor-04/11/2025 <br>Ready for Review-Document Uploaded. transfer of gift funds to title uploaded - Buyer-04/11/2025 <br>Open- - missing transfer of gift funds to title. - Due Diligence Vendor-04/04/2025 |  | Resolved-gift transfer now present - Due Diligence Vendor-04/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3788520 |
| 314 |  | D A | Closed | FCOM4028 | 2025-04-04 13:08 | 2025-04-07 15:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/04/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3787994 |
| 309 |  | D A | Closed | FCRE8860 | 2025-04-08 05:35 | 2025-04-18 07:42 | Resolved | 1 - Information C A | Credit | Income/Employment | Audited DSCR does not meet guidelines requirements | Resolved-updated DSCR score present. Lender provided [Redacted] and score is now over 1 - Due Diligence Vendor-04/18/2025 <br>Ready for Review-replied to a previous condition - Buyer-04/17/2025 <br>Open-Minimum DSCR is 1 as the calculated [Redacted] whereas calculated DSCR is 0.921 which is less than 1. Finding added on the same t address the discrepancy. Calculated DSCR not matching with Originator DSCR 1.103 - Due Diligence Vendor-04/08/2025 |  | Resolved-updated DSCR score present. Lender provided [Redacted] and score is now over 1 - Due Diligence Vendor-04/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3803735 |
| 309 |  | D A | Closed | FCRE9991 | 2025-04-08 03:07 | 2025-04-18 07:42 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-updated DSCR score present. Lender provided [Redacted] and score is now over 1 - Due Diligence Vendor-04/18/2025 <br> Ready for Review-Document Uploaded. collateral: Changes were made by a broker on the file. As I see, as HOA dues were mentioned in the appraisal, it should have been added. <br> Added HOA dues to page 2 integra. [Redacted] has been applied because with HOA added DSCR went below 1 but it should be 1 on this file - Buyer-04/17/2025 <br> Open-Originator DSCR Is1.103 and the Calculated DSCR is 0.921, the Variance is 0.182. <br> Calculated Rent amount from Appraisal Report in page # 152<br> DSCR calculation: Rent amount $[Redacted] / PITIA $[Redacted] = 1.103<br>Subject property type is PUD and we have HOA Amount in Appraisal Report page #145. Whereas Lender not considered HOA amount for DSCR calculation. - Due Diligence Vendor-04/08/2025 |  | Resolved-updated DSCR score present. Lender provided [Redacted] and score is now over 1 - Due Diligence Vendor-04/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3803216 |
| 309 |  | D A | Closed | FCOM4028 | 2025-04-08 01:02 | 2025-04-09 07:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved- - Due Diligence Vendor-04/09/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-04/08/2025 |  |  |  | Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3802859 |
| 312 |  | D A | Closed | FCOM4028 | 2025-04-07 15:13 | 2025-04-09 10:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3800753 |
| 292 |  | D B A | Closed | FCOM4028 | 2025-04-09 00:11 | 2025-04-09 13:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording missing in File - Due Diligence Vendor-04/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3813935 |
| 292 |  | D B A | Closed | FCRE1200 | 2025-04-09 02:12 | 2025-04-09 07:12 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Current loan amount $[Redacted]is less than Guideline minimum loan amount $[Redacted]. However, Related Exception Form in the file page no #320- Credit pkg.pdf - Due Diligence Vendor-04/09/2025 |  | Waived-Current loan amount $[Redacted] is less than Guideline minimum loan amount $[Redacted] However, Related Exception Form in the file page no #320- Credit pkg.pdf - Due Diligence Vendor-04/09/2025 |  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2. No mortgage late payments in the last 24 months- No mortgage late payments in past 24 months per CBR Page #12- Credit pkg.pdf,<br> 3. 5+ years credit history- Oldest tradeline date in CBR page #12- Credit pkg.pdf, is 10/01/2006. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3814264 |
| 313 |  | D A | Closed | FCRE9991 | 2025-04-09 12:55 | 2025-04-10 14:18 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR score now matches - Due Diligence Vendor-04/10/2025 <br> Ready for Review-Document Uploaded. Please see attached revised 1008, Lock Confirmation and tape - Buyer-04/10/2025 <br> Open- - DSCR calc varies from originator score 1.327 where as calculated score of 1.592 is supported by Lease $[Redacted], PITIA $[Redacted]. - Due Diligence Vendor-04/09/2025 |  | Resolved-DSCR score now matches - Due Diligence Vendor-04/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 3820707 |
| 313 |  | D A | Closed | FCOM4028 | 2025-04-09 12:31 | 2025-04-09 15:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 3820369 |
| 323 |  | D A | Closed | FCOM4028 | 2025-04-11 07:07 | 2025-04-14 14:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3838483 |
| 301 |  | D A | Closed | FVAL4940 | 2025-04-11 15:11 | 2025-04-21 13:50 | Resolved | 1 - Information D A | Property | Missing Doc | Missing Homeowner's Association Questionnaire | Resolved-limited review questionnaire present that is not expired. - Due Diligence Vendor-04/21/2025 <br>Ready for Review-Document Uploaded. - Buyer-04/21/2025 <br>Open-Provided Fannie Mae approved condo questionnaire in file is expire on 04/01/2025 before the closing date 04/07/2025 - Due Diligence Vendor-04/11/2025 |  | Resolved-limited review questionnaire present that is not expired. - Due Diligence Vendor-04/21/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3845354 |
| 301 |  | D A | Closed | FCOM4028 | 2025-04-11 12:43 | 2025-04-14 10:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3843405 |
| 330 |  | D A C | Closed | FCOM1159 | 2025-04-11 15:25 | 2025-04-15 10:01 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Loan Estimate not received by the borrower at least 4 days prior to consummation | Resolved-electronic deliver proof now present - Due Diligence Vendor-04/15/2025 <br>Ready for Review-Document Uploaded. - Buyer-04/15/2025 <br>Open-Provide evidence that Revised Loan Estimate issues on 04/01/2025 was sent electronically - Due Diligence Vendor-04/11/2025 |  | Resolved-electronic deliver proof now present - Due Diligence Vendor-04/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3845522 |
| 330 |  | D A C | Closed | FCOM4028 | 2025-04-11 12:42 | 2025-04-14 10:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3843386 |
| 328 |  | D B A | Closed | FPRO1243 | 2025-04-15 10:36 | 2025-05-07 05:23 | Waived | 2 - Non-Material D B | Property | Missing Doc | Second Appraisal is Missing | Waived-Waiver provided as lender did not obtain a second appraisal due to flip transaction. This is Investment so HPML is out of scope and waiver is accepted. Flip transaction, 2nd appraisal is missing. Current appraisal says the property was purchased at a lower than<br> market price for the purpose of remodeling and resale.<br> - Due Diligence Vendor-05/07/2025 <br> Ready for Review-Document Uploaded. Please see the PC Exception granted. - Buyer-05/06/2025 <br> Counter-this still does not meet. Need a waiver. For all transactions (HPML and non-HPML), a second full appraisal is required in the following circumstance:<br> • Greater than 10% increase in sales price if seller acquired the property in the past 90 days.<br> • Greater than 20% increase in sales price if seller acquired the property in the past 91-365 days. - Due Diligence Vendor-04/30/2025 <br> Ready for Review-Document Uploaded. According to Appraisal, the subject was purchased in lower than average condition for $[Redacted] for purposes of renovation/rehabilitation and resale. Due to the subject being lower than average and in need of rehabilitation, the current opinion of market value is greater than 30% difference. The dwelling interior was renovated and rehabilitated, including: quartz counters, upgraded cabinetry, new flooring and bath(s). - Buyer-04/30/2025 <br> Open-This is a Flip transaction as greater than 20% increase in sales price in the past 91-365 days. Hence Second full appraisal is required.<br> Note: Prior Purchase Price pg.# 4 of 133 $[Redacted] and Current Purchase Price $[Redacted]<br> - Due Diligence Vendor-04/15/2025 |  | Waived-Waiver provided as lender did not obtain a second appraisal due to flip transaction. This is Investment so HPML is out of scope and waiver is accepted. Flip transaction, 2nd appraisal is missing. Current appraisal says the property was purchased at a lower than<br> market price for the purpose of remodeling and resale.<br> - Due Diligence Vendor-05/07/2025<br>|  | Compensating Factors<br> Revolving debt is under 30%, No credit events past 40 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Post-Close | Yes | 3868644 |
| 328 |  | D B A | Closed | FCOM4028 | 2025-04-15 09:00 | 2025-04-16 10:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3866933 |
| 295 |  | D A | Closed | FCRE1252 | 2025-04-16 11:47 | 2025-04-22 13:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document is Incomplete | Resolved-executed deed now present - Due Diligence Vendor-04/22/2025 <br>Ready for Review-Document Uploaded. Please see attached. - Buyer-04/22/2025 <br>Open-Title Document is Incomplete Borrower #2 is added in vesting at closing, Deed is on page #20 of 95. However the deed is unexecuted.<br> - Due Diligence Vendor-04/16/2025 |  | Resolved-executed deed now present - Due Diligence Vendor-04/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3881107 |
| 295 |  | D A | Closed | FCRE9991 | 2025-04-16 12:41 | 2025-04-18 12:00 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender corrected DTI. now matches TPR - Due Diligence Vendor-04/18/2025 <br> Ready for Review-Document Uploaded. DTI updated. Please see attached. - Buyer-04/18/2025 <br> Open-\*DTI is off by 9.39%<br> DTI should be 40.89%. Approval is 31.50%. PITIA is $[Redacted] + Debts from Credit report of $[Redacted] / Income of $[Redacted]= 40.89%<br> Reason: <br> >Lender has considered monthly payment of [Redacted] & [Redacted] twice from page #37,40 of 95<br> >Lender has not considered Taxes & Insurance of the subject property into DTI, verified doc on page #27,57 of 95 considered Taxes & Insurance ([Redacted]) accordingly - Due Diligence Vendor-04/16/2025 |  | Resolved-lender corrected DTI. now matches TPR - Due Diligence Vendor-04/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3881947 |
| 295 |  | D A | Closed | FCOM4028 | 2025-04-16 10:00 | 2025-04-17 13:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3879612 |
| 306 |  | D A | Closed | FCOM4028 | 2025-04-17 14:38 | 2025-04-21 10:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3894988 |
| 275 |  | D B A C | Closed | FPRO1249 | 2025-04-21 09:26 | 2025-04-28 11:15 | Resolved | 1 - Information C A | Property | Property | Neighborhood Location Not Allowed for Program | Resolved-resolved with lender memorandum comments- Please be informed that for loans submitted on or after 1/1/2024 collateral underwriters are allowed to<br> waive new construction requirements outlined in the NQM guidelines and proceed with no exception<br> provided that a collateral underwriter deems the property value to be highly reliable - Due Diligence Vendor-04/28/2025 <br>Ready for Review-Document Uploaded. Please see the memo allowing to exclude new construction requirements. - Buyer-04/25/2025 <br>Open-Refinance : New construction Neighborhood guide not meeting:- <br> 1) All comparable sales must be located within 4 miles of subject: Comparable 1,2 and 3 is out of 4 miles : refer pg.#12 of 348<br> 2)Need at least 1 closed comparable sales must be located within 1 mile of subject. Refer Pg. no 17,12 of 348 - Due Diligence Vendor-04/21/2025 |  | Resolved-resolved with lender memorandum comments- Please be informed that for loans submitted on or after 1/1/2024 collateral underwriters are allowed to<br> waive new construction requirements outlined in the NQM guidelines and proceed with no exception<br> provided that a collateral underwriter deems the property value to be highly reliable - Due Diligence Vendor-04/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3914945 |
| 275 |  | D B A C | Closed | FCRE1259 | 2025-04-21 09:42 | 2025-04-25 08:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Collateral Underwriter Partially Provided | Resolved-correct SSR is now present - Due Diligence Vendor-04/25/2025 <br> Ready for Review-Document Uploaded. Please see the updated SSR forms. - Buyer-04/24/2025 <br> Open-Apprised value is incorrect on SSR report .refer Pg. no 61 of 348<br> - Note :- Appraised value on appraisal report is $[Redacted]where's as SSR report reads $[Redacted] refer Pg. no 12,61 of 348. - Due Diligence Vendor-04/21/2025 |  | Resolved-correct SSR is now present - Due Diligence Vendor-04/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3915125 |
| 275 |  | D B A C | Closed | FCOM4028 | 2025-04-21 07:44 | 2025-04-22 11:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3913326 |
| 275 |  | D B A C | Closed | FPRO1251 | 2025-04-21 09:31 | 2025-04-21 09:49 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived--As per guide if subject property is a new construction and Rural location the property should not be in a agriculture Zone<br> - Exception from Provide to proceed with loan as subject property zoning is located in agriculture Zone<br> - Approved condition :- 0.75 to price<br> - Exception form on pg. no 283 of 348.<br> - Due Diligence Vendor-04/21/2025 |  | Waived--As per guide if subject property is a new construction and Rural location the property should not be in a agriculture Zone<br> - Exception from Provide to proceed with loan as subject property zoning is located in agriculture Zone<br> - Approved condition :- 0.75 to price<br> - Exception form on pg. no 283 of 348.<br> - Due Diligence Vendor-04/21/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3914953 |
| 275 |  | D B A C | Closed | FVAL5472 | 2025-04-21 09:34 | 2025-04-21 09:35 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived--As per guide if Subject property is a new construction land area size should not be more than 5 acres<br> - Exception form provided to proceed with loan as total land Area is 5.16 Acres<br> - Approved condition :- 0.75 to price<br> - Exception form on Pg. no 283 of 348. - Due Diligence Vendor-04/21/2025 |  | Waived--As per guide if Subject property is a new construction land area size should not be more than 5 acres<br> - Exception form provided to proceed with loan as total land Area is 5.16 Acres<br> - Approved condition :- 0.75 to price<br> - Exception form on Pg. no 283 of 348. - Due Diligence Vendor-04/21/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3915028 |
| 320 |  | D B A | Closed | FCOM4028 | 2025-04-22 08:47 | 2025-04-23 11:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-04/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3925517 |
| 320 |  | D B A | Closed | FCRE8705 | 2025-04-22 13:06 | 2025-04-22 13:06 | Waived | 2 - Non-Material B | Credit | Eligibility | Excessive Seller Contributions | Waived-Need Exception for DSCR loan with 6% seller concessions. - Due Diligence Vendor-04/22/2025 |  | Waived-Need Exception for DSCR loan with 6% seller concessions. - Due Diligence Vendor-04/22/2025<br>|  | No credit events past 40 months, No Mortgage late payments in last 24 months, and no consumer late payments in the last 24 months. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 3929863 |
| 307 |  | D A | Closed | FCOM1233 | 2025-04-25 09:04 | 2025-05-01 12:12 | Resolved | 1 - Information D A | Credit | Eligibility | The Final 1003 is Incomplete | Resolved-corrected 1003 now present with missing data completed - Due Diligence Vendor-05/01/2025 <br>Ready for Review- 1003 updated uploaded - Buyer-04/30/2025 <br>Ready for Review-Document Uploaded. marked the borrower as single. - Buyer-04/30/2025 <br>Open-marital status missing - Due Diligence Vendor-04/25/2025 |  | Resolved-corrected 1003 now present with missing data completed - Due Diligence Vendor-05/01/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3963238 |
| 307 |  | D A | Closed | FCOM4028 | 2025-04-25 07:37 | 2025-04-28 11:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/28/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 3962027 |
| 321 |  | D A | Closed | FCRE6546 | 2025-04-28 14:38 | 2025-05-02 11:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Resolved-mtg statement to show payment and remaining payments left. This supports payment used for DTI. finding is resolved. - Due Diligence Vendor-05/02/2025 <br>Ready for Review-Document Uploaded. SUW commented that used a loan statement to document the terms of the loan - Seller-05/02/2025 <br>Counter-this does not verify the terms of the subordinated second lien. this is the first lien mtg statement that was paid off at close. - Due Diligence Vendor-05/01/2025 <br>Ready for Review-Document Uploaded. - Seller-05/01/2025 <br>Counter-we still require copy of note to verify term and payment for DTI - Due Diligence Vendor-04/30/2025 <br>Ready for Review-With the 2ndthe note/Dot is required this was subordinated & we treated this as private mortgage, but not like the 2nd lien product where we would need the note/DOT. The docs are in file regarding the subordination/VOM/12 months of payments for the 2nd. - Seller-04/30/2025 <br>Open-Mortgage type : 2nd lien is missing.<br> Note: NOTE / DOT : both are missing - Due Diligence Vendor-04/28/2025 | Ready for Review-Document Uploaded. SUW commented that used a loan statement to document the terms of the loan - Seller-05/02/2025 <br>Ready for Review-Document Uploaded. - Seller-05/01/2025 <br>Ready for Review-With the 2ndthe note/Dot is required this was subordinated & we treated this as private mortgage, but not like the 2nd lien product where we would need the note/DOT. The docs are in file regarding the subordination/VOM/12 months of payments for the 2nd. - Seller-04/30/2025<br>| Resolved-mtg statement to show payment and remaining payments left. This supports payment used for DTI. finding is resolved. - Due Diligence Vendor-05/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3985103 |
| 321 |  | D A | Closed | FCRE6019 | 2025-04-25 13:44 | 2025-05-01 12:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-05/01/2025 <br>Resolved-1003 with corrected citizenship now present - Due Diligence Vendor-05/01/2025 <br>Ready for Review-Document Uploaded. - Buyer-05/01/2025 <br>Counter-unable to open document - Due Diligence Vendor-04/30/2025 <br>Ready for Review-Document Uploaded. - Seller-04/30/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing PRA document is missing in file.<br> Note :- Citizenship declared on Final 1003 is PRA however EAD card is in file. refer pg. no 118,119 of 329. - Due Diligence Vendor-04/25/2025 | Ready for Review-Document Uploaded. - Seller-04/30/2025<br>| Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-05/01/2025 <br>Resolved-1003 with corrected citizenship now present - Due Diligence Vendor-05/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3967675 |
| 321 |  | D A | Closed | FCRE1159 | 2025-04-25 14:33 | 2025-04-30 13:49 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Hazard Insurance Effective Date of 06-20-2024 is prior to or equal to the Note Date of 04-24-2025 Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-04/30/2025 <br>Resolved-prior policy now present and coverage provided at time of closing - Due Diligence Vendor-04/30/2025 <br>Ready for Review-Document Uploaded. - Buyer-04/30/2025 <br>Open-Hazard Insurance Effective Date of 06-20-2025 is after the Note Date of 04-24-2025 Current Policy is missing in file. only renewal policy is provide refer pg. no 312 of 329 - Due Diligence Vendor-04/25/2025 |  | Resolved-Hazard Insurance Effective Date of 06-20-2024 is prior to or equal to the Note Date of 04-24-2025 Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-04/30/2025 <br>Resolved-prior policy now present and coverage provided at time of closing - Due Diligence Vendor-04/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3968423 |
| 321 |  | D A | Closed | FCOM4028 | 2025-04-25 13:31 | 2025-04-29 14:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/25/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-04/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3967503 |
| 329 |  | C A | Closed | FCRE1491 | 2025-04-28 14:42 | 2025-05-02 11:45 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-resolved with lender comments. Lender has advised that guidelines changed and loan was locked after updates made. TPR accepts and finding is resolved. - Due Diligence Vendor-05/02/2025 <br> Ready for Review-Please refer to GL 04/18/2025 it allows minimum 10% borrower's contribution on investment property - Buyer-05/02/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Gift guide is not meeting :- 20% of SP = $[Redacted]<br> - Borrower owned fund contribution is[Redacted] EMD = $[Redacted]. - Due Diligence Vendor-04/28/2025 |  | Resolved-resolved with lender comments. Lender has advised that guidelines changed and loan was locked after updates made. TPR accepts and finding is resolved. - Due Diligence Vendor-05/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3985131 |
| 344 |  | D A | Closed | FCOM4028 | 2025-04-29 15:19 | 2025-04-30 15:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 3998570 |
| 347 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 345 |  | D A | Closed | FCOM4028 | 2025-05-03 03:02 | 2025-05-06 10:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/03/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4035707 |
| 338 |  | C B A | Closed | FPRO1228 | 2025-05-05 13:42 | 2025-06-11 11:30 | Resolved | 1 - Information C A | Property | Data | Property Insurance Does Not State Correct Mortgagee | Resolved-resolved with lender comments. Per lender they contacted insurance agent and SC does not allow ISAOA ATIMA on wind policies - Due Diligence Vendor-06/11/2025 <br>Ready for Review-Document Uploaded. Please see email from [Redacted], she said its against SC state law to add ISAOA/ATIMA. These policies are done through the state.<br>This email was sent as a response to a request to provide the revised Wind/Hail policy with mortgagee clause: [Redacted] LLC ISAOA/ATIMA - Buyer-06/11/2025 <br>Counter-this is wrong policy. need wind policy not HO - Due Diligence Vendor-06/02/2025 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-06/02/2025 <br>Open-Mortgagee clause is incomplete on provided Wind/Hail policy. Refer page #129 of 156 - Due Diligence Vendor-05/05/2025 |  | Resolved-resolved with lender comments. Per lender they contacted insurance agent and SC does not allow ISAOA ATIMA on wind policies - Due Diligence Vendor-06/11/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4048213 |
| 338 |  | C B A | Closed | 2710-56530 | 2025-05-03 06:13 | 2025-05-08 08:29 | Resolved | 1 - Information C A | Compliance | Late:Amount | South Carolina - Maximum Late Fee | Resolved-Lender references 37-3-203(2) which states The lender may contract for such a minimum charge even though the charge exceeds five percent of the unpaid amount of the installment as is stated in the NOTE. finding is resolved. - Due Diligence Vendor-05/08/2025 <br>Open-The [Redacted] Consumer Protection Code requires the late fee be the lesser of 5% of the payment amount or ($25.50). A minimum charge of ($10.20) is allowed. ([Redacted] Code Ann. 37-3-105) - Due Diligence Vendor-05/03/2025 | SECTION 37-3-203.Delinquency charges.<br>(2) Notwithstanding subsection (1) the lender may contract for and receive a minimum delinquency charge not to exceed forty percent of five dollars as adjusted pursuant to Section 37-1-109. The lender may contract for such a minimum charge even though the charge exceeds five percent of the unpaid amount of the installment. - 05/08/2025 <br>| Resolved-Lender references 37-3-203(2) which states The lender may contract for such a minimum charge even though the charge exceeds five percent of the unpaid amount of the installment as is stated in the NOTE. finding is resolved. - Due Diligence Vendor-05/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4036026 |
| 338 |  | C B A | Closed | 1900-1003927 | 2025-05-03 06:13 | 2025-05-08 08:23 | Acknowledged | 2 - Non-Material C B | Compliance | Mavent | Interest: DaysInYear | Acknowledged-The lender is using a standard FNMA 360 day note. Finding is acknowledged as a Compliance caution. - Due Diligence Vendor-05/08/2025 <br>Open-The Interest Days in Year used to calculate the interest is (Periodic 360). The [Redacted] Consumer Protection Code requires 365 days used for the interest calculation. ([Redacted] Code Ann. 37-3-201(4)) - Due Diligence Vendor-05/03/2025 |  | Acknowledged-The lender is using a standard FNMA 360 day note. Finding is acknowledged as a Compliance caution. - Due Diligence Vendor-05/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Investor Post-Close | No | 4036027 |
| 338 |  | C B A | Closed | FCRE9991 | 2025-05-06 09:51 | 2025-05-07 05:13 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/07/2025 <br>Open-Lender has loan as 2 YR full doc. File only shows 1 yr of transcripts. Currently labled 1 YR full doc unless receive 2nd year transcripts tax returns. - Due Diligence Vendor-05/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/07/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4057410 |
| 352 |  | D A | Closed | FCOM4028 | 2025-05-03 04:57 | 2025-05-06 15:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4035879 |
| 291 |  | D A | Closed | FCOM4028 | 2025-05-05 16:13 | 2025-05-07 15:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/05/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4050816 |
| 334 |  | D A | Closed | FCOM4028 | 2025-05-07 12:57 | 2025-05-08 10:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/07/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/08/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4073526 |
| 342 |  | D A | Closed | FCOM4028 | 2025-05-07 14:49 | 2025-05-09 13:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/07/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4075263 |
| 297 |  | D B A | Closed | FCOM4028 | 2025-05-07 15:15 | 2025-05-09 13:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/07/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4075599 |
| 297 |  | D B A | Closed | FVAL5474 | 2025-05-08 07:47 | 2025-05-08 07:47 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived--As per guide a single entity should not own more than 25% units when the project total units is 21 or more<br> - Exception from Provided to proceed with loan as 1 single entity owns unit up to 34% <br> - Approved Condition :- +0.25 to price<br> - Exception form on Pg., no 270 of 330.<br> - Due Diligence Vendor-05/08/2025 |  | Waived--As per guide a single entity should not own more than 25% units when the project total units is 21 or more<br> - Exception from Provided to proceed with loan as 1 single entity owns unit up to 34% <br> - Approved Condition :- +0.25 to price<br> - Exception form on Pg., no 270 of 330.<br> - Due Diligence Vendor-05/08/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4080489 |
| 297 |  | D B A | Closed | FCRE1200 | 2025-05-08 07:43 | 2025-05-08 07:43 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived--As per Rate Sheet minimum Loan amount required is $[Redacted]<br> - Exception form Provide to proceed with Loan as file Loan amount is $[Redacted]<br> - Approved Condition :- +0.25 to price, [Redacted] max<br> - Exception form on pg. no 269 of 330. - Due Diligence Vendor-05/08/2025 |  | Waived--As per Rate Sheet minimum Loan amount required is $[Redacted]<br> - Exception form Provide to proceed with Loan as file Loan amount is $[Redacted]<br> - Approved Condition :- +0.25 to price, [Redacted] max<br> - Exception form on pg. no 269 of 330. - Due Diligence Vendor-05/08/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4080432 |
| 331 |  | D A | Closed | FCOM4028 | 2025-05-09 14:33 | 2025-05-13 15:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4100657 |
| 332 |  | D A | Closed | FCOM4028 | 2025-05-12 15:43 | 2025-05-15 12:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4120726 |
| 336 |  | D A | Closed | FCRE9991 | 2025-05-13 12:21 | 2025-05-16 06:51 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-client updated tape to reflect 727 score - Due Diligence Vendor-05/16/2025 <br>Ready for Review-Document Uploaded. Please see the updated Tape. - Buyer-05/16/2025 <br>Open-Credit Score. > Lender considered score from report dated 03/11/2025 refer page#193 of 215. Mid score per 1008 is 707. Per the available Credit report on pg.# 246 the mid score should be 727 : tape to be updated. - Due Diligence Vendor-05/13/2025 |  | Resolved-client updated tape to reflect 727 score - Due Diligence Vendor-05/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4130201 |
| 336 |  | D A | Closed | FCOM4028 | 2025-05-13 08:58 | 2025-05-15 12:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4126847 |
| 339 |  | D A | Closed | FCOM4028 | 2025-05-13 07:59 | 2025-05-14 13:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4125938 |
| 327 |  | D B A | Closed | FCRE9991 | 2025-05-14 15:25 | 2025-06-13 13:00 | Waived | 2 - Non-Material A B | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Waived-Waiver provided for CLTV exceeding guidelines due to incorrect value on lock - Due Diligence Vendor-06/13/2025 <br> Ready for Review-Document Uploaded. Please see attached updated tape and PC exception for LTV - Buyer-06/13/2025 <br> Open-LTV is [Redacted]%. Lender has wrong value appraisal is $[Redacted] not $[Redacted] - Due Diligence Vendor-05/14/2025 |  | Waived-Waiver provided for CLTV exceeding guidelines due to incorrect value on lock - Due Diligence Vendor-06/13/2025<br>|  | 5 years on current job, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No<br> consumer late payments in the last 24 months<br>| [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | Yes | 4144363 |
| 327 |  | D B A | Closed | FCRE2109 | 2025-05-14 15:01 | 2025-05-21 13:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-worksheet now present along with proof of expense ratio used - Due Diligence Vendor-05/21/2025 <br>Ready for Review-Document Uploaded. Please see attached. - Buyer-05/21/2025 <br>Counter-still need income calculator worksheet - Due Diligence Vendor-05/16/2025 <br>Ready for Review-Document Uploaded. Please see attached. - Buyer-05/16/2025 <br>Open-missing to support 15% expense factor used - Due Diligence Vendor-05/14/2025 |  | Resolved-worksheet now present along with proof of expense ratio used - Due Diligence Vendor-05/21/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4144099 |
| 327 |  | D B A | Closed | FCOM4028 | 2025-05-14 14:04 | 2025-05-15 10:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4143206 |
| 356 |  | D A | Closed | FCOM4028 | 2025-05-15 09:44 | 2025-05-16 09:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4151225 |
| 341 |  | D A | Closed | FCRE1157 | 2025-05-15 16:13 | 2025-05-19 13:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-05/19/2025 <br>Ready for Review-Document Uploaded. - Buyer-05/19/2025 <br>Open-Missing Hazard Insurance Policy missing - Due Diligence Vendor-05/15/2025 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-05/19/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4157868 |
| 341 |  | D A | Closed | FCOM4028 | 2025-05-15 15:43 | 2025-05-16 08:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/16/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4157511 |
| 340 |  | D B A | Closed | FCRE9991 | 2025-05-16 12:02 | 2025-05-21 13:35 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender sent updated 1008 and DTI is now in line and under 50% - Due Diligence Vendor-05/21/2025 <br> Ready for Review-Document Uploaded. DTI = [Redacted]- Buyer-05/21/2025 <br> Open-DTI is off by 2.1%<br> DTI should be 51.06%. Approval is 48.96%. PHE is $4,150.00 + Debts from Credit report of $[Redacted]+ negative rents used of $[Redacted]+ Subject rent loss of $[Redacted] / Income of $[Redacted] = 51.06%<br> Reason: Unable to identify how lender calculated the DTI - Due Diligence Vendor-05/16/2025 |  | Resolved-lender sent updated 1008 and DTI is now in line and under 50% - Due Diligence Vendor-05/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4166500 |
| 340 |  | D B A | Closed | FCRE1193 | 2025-05-16 12:06 | 2025-05-21 13:35 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Resolved-lender sent updated 1008 and DTI is now in line and under 50% - Due Diligence Vendor-05/21/2025 <br> Ready for Review-Document Uploaded. DTI = [Redacted] - Buyer-05/21/2025 <br> Open-Audited DTI is 51.06% & as per guide max DTI allowed is 50%.<br> Note: Approval DTI is 48.96%. Verified DTI is 51.06%. Reason: Unable to identify how lender calculated the DTI - Due Diligence Vendor-05/16/2025 |  | Resolved-lender sent updated 1008 and DTI is now in line and under 50% - Due Diligence Vendor-05/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4166556 |
| 340 |  | D B A | Closed | FCOM4028 | 2025-05-16 09:32 | 2025-05-20 09:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4164244 |
| 340 |  | D B A | Closed | FPRO1251 | 2025-05-16 12:08 | 2025-05-16 12:08 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-As per guide, commercial zoning is not allowed.<br> \*Exception is provided to allow commercial zoning<br> \*Approved Conditions: max [Redacted]%, 0.25 to price<br> \*Exception form is on page #504 of 541 - Due Diligence Vendor-05/16/2025 |  | Waived-As per guide, commercial zoning is not allowed.<br> \*Exception is provided to allow commercial zoning<br> \*Approved Conditions: max [Redacted]%, 0.25 to price<br> \*Exception form is on page #504 of 541 - Due Diligence Vendor-05/16/2025<br>|  | Residential income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4166603 |
| 349 |  | D A | Closed | FCRE5770 | 2025-05-19 12:11 | 2025-05-21 06:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-05/21/2025 <br>Ready for Review-Document Uploaded. - Buyer-05/21/2025 <br>Open-Borrower 1 Credit Report is Missing. missing - Due Diligence Vendor-05/19/2025 |  | Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-05/21/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4181539 |
| 349 |  | D A | Closed | FCOM4028 | 2025-05-19 11:18 | 2025-05-20 12:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/20/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4180698 |
| 343 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 350 |  | D A | Closed | FCOM4028 | 2025-05-21 22:27 | 2025-05-23 09:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/23/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-05/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4211170 |
| 348 |  | D B A | Closed | FCRE9650 | 2025-05-22 05:27 | 2025-05-27 07:27 | Resolved | 1 - Information B A | Credit | Missing Doc | Missing Lead Paint Disclosure on properties built before January 1, 1978. | Resolved-additional info sent and shows year built on appraisal is incorrect. using public records to show built after 1976 - Due Diligence Vendor-05/27/2025 <br>Ready for Review-Document Uploaded. Year built is 1980 per AVM on file and uploaded explanation - Buyer-05/23/2025 <br>Open-Lead Based Paint Disclosure is 'Missing'. Missing Lead Paint Disclosure on properties built on or before December 31, 19767. Subject Property built on 1966 per Appraisal Report Page #15 and Lead Based Paint Disclosure is Missing in file - Due Diligence Vendor-05/22/2025 |  | Resolved-additional info sent and shows year built on appraisal is incorrect. using public records to show built after 1976 - Due Diligence Vendor-05/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4212524 |
| 348 |  | D B A | Closed | FCOM4028 | 2025-05-22 03:56 | 2025-05-23 09:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/23/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-05/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4212123 |
| 348 |  | D B A | Closed | FCRE1174 | 2025-05-22 06:21 | 2025-05-22 20:56 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master Condo Insurance Policy Partially Provided Master insurance missing certain coverages. Roof coverage is ACV, However exception document is in page# 611 of 725 - Due Diligence Vendor-05/22/2025 |  | Waived-Master Condo Insurance Policy Partially Provided Master insurance missing certain coverages. Roof coverage is ACV, However exception document is in page# 611 of 725 - Due Diligence Vendor-05/22/2025<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File <br> No mortgage late payments in the last 24 months-No Mortgage late payments in CBR Page #706 of 725<br> 5+ years credit history-Oldest tradeline date in CBR page # 706 725of is 01/21/2009 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4212916 |
| 361 |  | D A | Closed | FCOM4028 | 2025-05-23 11:58 | 2025-05-27 08:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4231194 |
| 368 |  | D B A C | Closed | FPRO1136 | 2025-05-23 11:11 | 2025-05-28 13:03 | Resolved | 1 - Information C A | Property | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Resolved-lender has reviewed appraisal and determined all required repairs were made. TPR accepts this as resolved. - Due Diligence Vendor-05/28/2025 <br>Ready for Review-Document Uploaded. Appraisal has been initially provided on As-Is basis. One of the photographs of the report reflected exposed outlet, further clarifications have been requested. Appraiser clarified that exposed outlet is safety issue which should be addressed. But since the repairs are minor, we've proceeded with an attestation letter from the borrower instead of 1004d. There's an attestation letter with photographs of the repairs and a paid receipt for the repairs on the file. It should be sufficient to proceed with 'subject to' minor repairs appraisal. - Buyer-05/28/2025 <br>Open-Primary Value Subject Property Appraisal is not on an As-Is Basis - the appraisal states "subject to the following repairs or alterations on the basis of a hypothetical condition that the repairs or alterations have been completed" but nothing is listed that needs repair or alteration. There is a letter and photos on pages 41 and 42 stating that the Junction Box has been replaced. unable to determine if this was sufficient for required repairs since not listed. - Due Diligence Vendor-05/23/2025 |  | Resolved-lender has reviewed appraisal and determined all required repairs were made. TPR accepts this as resolved. - Due Diligence Vendor-05/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4230305 |
| 368 |  | D B A C | Closed | FCOM4028 | 2025-05-23 10:40 | 2025-05-27 09:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4229871 |
| 368 |  | D B A C | Closed | FCRE1228 | 2025-05-23 12:19 | 2025-05-23 12:19 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Waived-As per guide, Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed<br> \*Exception form is provided to allow NSF/Overdrafts<br> \*Approved Conditions: [Redacted] MAX & 0.5 to price<br> \*Exception form is on page # 380 of 399 - Due Diligence Vendor-05/23/2025 - Due Diligence Vendor-05/23/2025 |  | Waived-Waived-As per guide, Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed<br> \*Exception form is provided to allow NSF/Overdrafts<br> \*Approved Conditions: [Redacted] MAX & 0.5 to price<br> \*Exception form is on page # 380 of 399 - Due Diligence Vendor-05/23/2025 - Due Diligence Vendor-05/23/2025<br>|  | 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Reserves >6 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4231671 |
| 365 |  | D B A | Closed | FCOM4028 | 2025-05-27 10:42 | 2025-06-02 08:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/02/2025 <br>Ready for Review- - File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Buyer-05/30/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-05/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4245769 |
| 365 |  | D B A | Closed | FVAL9739 | 2025-05-27 11:38 | 2025-05-27 11:38 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Waived- As per guide, Occupancy rate for Investment Purchase loan is >60%<br> \*Exception form is provided to allow for 57% Occupancy Rate<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #491 of 586 - [Redacted] 5/27/2025 - Due Diligence Vendor-05/27/2025 |  | Waived-Waived- As per guide, Occupancy rate for Investment Purchase loan is >60%<br> \*Exception form is provided to allow for 57% Occupancy Rate<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #491 of 586 - [Redacted] 5/27/2025 - Due Diligence Vendor-05/27/2025<br>|  | No Credit events in past 40 months, Credit score > 40 points than minimum required, and Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4246630 |
| 346 |  | D A | Closed | FCOM4028 | 2025-05-27 13:26 | 2025-05-28 14:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-05/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4248396 |
| 360 |  | D A | Closed | FCOM4028 | 2025-05-29 15:13 | 2025-05-30 11:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-05/29/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-05/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4275663 |
| 366 |  | D A | Closed | FCOM4028 | 2025-06-03 09:29 | 2025-06-04 14:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing - Due Diligence Vendor-06/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4312953 |
| 357 |  | D A C | Closed | FCRE1500 | 2025-06-03 09:31 | 2025-10-29 08:47 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than $0 | Resolved-Received signed cd - Due Diligence Vendor-10/29/2025 <br> Ready for Review-Document Uploaded. Please see attached corrected signed Final CD - Seller-08/01/2025 <br> Counter-need signed copy from closing. the signed one if file is not correct - Due Diligence Vendor-06/17/2025 <br> Ready for Review-Document Uploaded. Please find the corrected CD. - Buyer-06/17/2025 <br> Counter-cash to close in your screen shot does not match the final CD. final CD has cash to close at $[Redacted] - Due Diligence Vendor-06/09/2025 <br> Ready for Review-Document Uploaded. Please see attached comment provided by SUW - Seller-06/07/2025 <br> Open-Liquid Funds Post Close are less than $0 \* Total Assets available $[Redacted], Required $[Redacted]= shortage -$[Redacted] . Need additional 1 month of liquid asset statements. - Due Diligence Vendor-06/03/2025 | Ready for Review-Document Uploaded. Please see attached corrected signed Final CD - Seller-08/01/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by SUW - Seller-06/07/2025<br>| Resolved-Received signed cd - Due Diligence Vendor-10/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4312990 |
| 357 |  | D A C | Closed | FCRE1501 | 2025-06-03 09:31 | 2025-06-17 08:19 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-corrected final CD is present and shows correct cash to close - Due Diligence Vendor-06/17/2025 <br> Ready for Review-Document Uploaded. Please find the corrected CD. - Buyer-06/17/2025 <br> Counter-cash to close in your screen shot does not match the final CD. final CD has cash to close at $[Redacted] - Due Diligence Vendor-06/09/2025 <br> Ready for Review-Document Uploaded. Please see attached comment provided by SUW - Buyer-06/07/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $0 is less than Total Required Reserve Amount of $[Redacted] \* 3 months reserves $[Redacted], available $0 = Shortage -$[Redacted]. Need additional 1 month of asset statements.<br> - Due Diligence Vendor-06/03/2025 |  | Resolved-corrected final CD is present and shows correct cash to close - Due Diligence Vendor-06/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4312991 |
| 357 |  | D A C | Closed | FCOM9464 | 2025-06-03 11:16 | 2025-06-06 08:06 | Resolved | 1 - Information C A | Compliance | TRID | Final CD: Summaries of Transaction discrepancy | Resolved-resolved with lender comments EMD backed out - Due Diligence Vendor-06/06/2025 <br> Ready for Review-Document Uploaded. EMD was backed out - Buyer-06/06/2025 <br> Open- - Due Diligence Vendor-06/04/2025 <br> Open-As per Final CD on page #21 of 144 Deposit amount is blank. However lender has backed out EMD of $[Redacted] from [Redacted] account.<br> EMD proof is also available on page #100,101 of 334. Hence CD needs to be updated. - Due Diligence Vendor-06/03/2025 |  | Resolved-resolved with lender comments EMD backed out - Due Diligence Vendor-06/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4316050 |
| 357 |  | D A C | Closed | FCOM4028 | 2025-06-02 16:11 | 2025-06-04 13:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4306273 |
| 380 |  | D A | Closed | FCOM4028 | 2025-06-04 07:59 | 2025-06-05 14:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/04/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4330037 |
| 324 |  | D A | Closed | FCOM4028 | 2025-06-04 07:58 | 2025-06-05 14:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4330032 |
| 383 |  | D A | Closed | FCOM4028 | 2025-06-04 08:30 | 2025-06-05 10:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing <br> - Due Diligence Vendor-06/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4330533 |
| 386 |  | D A | Closed | FCOM4028 | 2025-06-04 11:00 | 2025-06-05 12:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4333167 |
| 359 |  | D A | Closed | FCRE5116 | 2025-06-06 02:26 | 2025-06-09 13:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-resolved with lender comments. Loan has not closed yet, included for conservative DTI - Due Diligence Vendor-06/09/2025 <br> Resolved-resolved with lender comments. Loan has not closed yet, included for conservative DTI - Due Diligence Vendor-06/09/2025 <br> Ready for Review-Document Uploaded. Loan for property [Redacted] was not closed yet. Please see attached Loan estimate. - Buyer-06/09/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documents to verify mortgage for REO "[Redacted]" with balance $[Redacted]. - Due Diligence Vendor-06/06/2025 |  | Resolved-resolved with lender comments. Loan has not closed yet, included for conservative DTI - Due Diligence Vendor-06/09/2025 <br>Resolved-resolved with lender comments. Loan has not closed yet, included for conservative DTI - Due Diligence Vendor-06/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4356864 |
| 359 |  | D A | Closed | FCOM4028 | 2025-06-04 22:41 | 2025-06-06 10:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/06/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing - Due Diligence Vendor-06/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4340534 |
| 353 |  | D B A | Closed | FCOM4028 | 2025-06-06 09:20 | 2025-06-09 12:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4361798 |
| 353 |  | D B A | Closed | FCRE1440 | 2025-06-06 10:42 | 2025-06-06 10:42 | Waived | 2 - Non-Material B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Housing History Does Not Meet Guideline Requirements does not meet no modifications allowed in last 48 months guideline<br> Loan modification dated within 48 months.<br> Comments Exception Approval for the following: Loan modification dated within 48 months - considered as a credit<br> event<br> Pg 565 - Due Diligence Vendor-06/06/2025 |  | Waived-Housing History Does Not Meet Guideline Requirements does not meet no modifications allowed in last 48 months guideline<br> Loan modification dated within 48 months.<br> Comments Exception Approval for the following: Loan modification dated within 48 months - considered as a credit<br> event<br> Pg 565 - Due Diligence Vendor-06/06/2025<br>|  | Compensating Factors<br> 5 years on current job, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 05/27/2025 0.25 to price, 40 CLTV max | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4362921 |
| 371 |  | D A | Closed | FCOM4028 | 2025-06-08 14:30 | 2025-06-09 14:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4375127 |
| 376 |  | D A | Closed | FCRE1158 | 2025-06-10 05:35 | 2025-06-16 07:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-legible copy now present - Due Diligence Vendor-06/16/2025 <br>Ready for Review-Document Uploaded. Please see the Policy with number on it. - Buyer-06/13/2025 <br>Open-Hazard Insurance Policy Partially Provided Please provide updated hazard insurance policy as in provided document#263_Credit Package.pdf unable to verify policy number - Due Diligence Vendor-06/10/2025 |  | Resolved-legible copy now present - Due Diligence Vendor-06/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4392247 |
| 376 |  | D A | Closed | FCRE1212 | 2025-06-10 10:39 | 2025-06-12 06:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Purchase Contract is Partial | Resolved-seller concessions addressed per page 12 of uploaded document - Due Diligence Vendor-06/12/2025 <br> Ready for Review-Document Uploaded. Seller credit of [Redacted] is mentioned on p12 of 13, item 20 of Purchase Contract. - Buyer-06/11/2025 <br> Open-Purchase contract has not been fully provided Please provide supporting documents to verify Seller Credit of $[Redacted] reflecting in Final CD Page #13_Signed Closing Package.pdf which is not reflecting in Purchase contract and related addendums - Due Diligence Vendor-06/10/2025 |  | Resolved-seller concessions addressed per page 12 of uploaded document - Due Diligence Vendor-06/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4396949 |
| 376 |  | D A | Closed | FCOM4028 | 2025-06-10 04:34 | 2025-06-11 09:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing <br> - Due Diligence Vendor-06/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4391835 |
| 377 |  | D A | Closed | FCOM4028 | 2025-06-10 05:52 | 2025-06-11 10:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-06/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4392379 |
| 355 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 370 |  | D B A | Closed | FCOM4028 | 2025-06-09 16:07 | 2025-06-11 10:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4388074 |
| 370 |  | D B A | Closed | FCRE1174 | 2025-06-10 08:45 | 2025-06-10 08:45 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Exception form provided to allow Insurance Actual Cash value for the Roof<br> Exception form page#414<br> Approved With Conditions: 0.25 to price - Due Diligence Vendor-06/10/2025 |  | Waived-Exception form provided to allow Insurance Actual Cash value for the Roof<br> Exception form page#414<br> Approved With Conditions: 0.25 to price - Due Diligence Vendor-06/10/2025<br>|  | No credit events past 40 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4394560 |
| 384 |  | D B A | Closed | FCOM4028 | 2025-06-12 11:58 | 2025-06-16 11:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4428356 |
| 384 |  | D B A | Closed | FPRO1251 | 2025-06-12 14:06 | 2025-06-12 14:06 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-- Zoning is commercial<br> - Exception from provided to proceed with loan as subject property zoning is commercial <br> - Exception form on pg. no 190<br> - Approved Condition :- 0.25 to price - Due Diligence Vendor-06/12/2025 |  | Waived-- Zoning is commercial<br> - Exception from provided to proceed with loan as subject property zoning is commercial <br> - Exception form on pg. no 190<br> - Approved Condition :- 0.25 to price - Due Diligence Vendor-06/12/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4431001 |
| 384 |  | D B A | Closed | FVAL5472 | 2025-06-12 14:04 | 2025-06-12 14:04 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived--As per guide house size should be minimum 500 SQ FT.<br> - Exception form provided to proceed with loan as Property house size is below 500 SQ FT.<br> - Exception form on pg. no 190<br> - Approved Condition :- 0.25 to price - Due Diligence Vendor-06/12/2025 |  | Waived--As per guide house size should be minimum 500 SQ FT.<br> - Exception form provided to proceed with loan as Property house size is below 500 SQ FT.<br> - Exception form on pg. no 190<br> - Approved Condition :- 0.25 to price - Due Diligence Vendor-06/12/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4430965 |
| 369 |  | D B A | Closed | FCOM4028 | 2025-06-16 07:04 | 2025-06-17 10:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4455438 |
| 369 |  | D B A | Closed | FCRE1228 | 2025-06-16 08:19 | 2025-06-16 08:19 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-exceeds max Nonsufficient fund charges allowed for Bank statement income program <br> Pg 584<br> - Due Diligence Vendor-06/16/2025 |  | Waived-exceeds max Nonsufficient fund charges allowed for Bank statement income program <br> Pg 584<br> - Due Diligence Vendor-06/16/2025<br>|  | Revolving debt is under 30%, 5 years on current job, No credit events past 40 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 05/22/2025 75 CLTV Max & 0.125 to price | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4456470 |
| 378 |  | D A | Closed | FCOM4028 | 2025-06-17 09:35 | 2025-06-18 11:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-06/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4472564 |
| 390 |  | D A | Closed | FCOM4028 | 2025-06-17 12:16 | 2025-06-19 06:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4475863 |
| 403 |  | D A | Closed | FVAL1039 | 2025-06-18 07:42 | 2025-06-30 07:31 | Cured | 1 - Information D A | Property | Value | Appraised value unsupported | Cured-post close review product supports value - Due Diligence Vendor-06/30/2025 <br> Ready for Review-Document Uploaded. New AVM supports in value and is 93% conf now. - Buyer-06/27/2025 <br> Counter-AVM confidence score must be 90% - Due Diligence Vendor-06/25/2025 <br> Ready for Review-Document Uploaded. AVM: Value review was completed and considered reliable, AVM supports 97% in value ([Redacted] vs [Redacted] appraisal).<br> Regarding CU score - CUW is allowed to proceed with memorandum for AVM confidence score<br> This memorandum was uploaded specifically for them - Buyer-06/23/2025 <br> Open-CU score is 3.5, AVM in file on page #189 however unsupported as confidence score is 88%.<br> Need another Secondary Valuation to support the appraised value. - Due Diligence Vendor-06/18/2025 |  | Cured-post close review product supports value - Due Diligence Vendor-06/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4484789 |
| 403 |  | D A | Closed | FCOM4028 | 2025-06-17 15:44 | 2025-06-19 09:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/17/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4479696 |
| 395 |  | D A | Closed | FCOM4028 | 2025-06-17 16:20 | 2025-06-19 07:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4480046 |
| 382 |  | B A | Closed | FCRE9991 | 2025-06-24 03:02 | 2025-06-27 08:16 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR score is updated - Due Diligence Vendor-06/27/2025 <br> Ready for Review-Document Uploaded. other Assessment of $400 has been removed <br>updated tape uploaded - Buyer-06/26/2025 <br> Open-Lender considered other Assessment of $400 in 1008 page #141 for DSCR calculation as per Purchase addendum Page #656 whereas the same is removed per appraisal addendum in page # 158, <br> Originator DSCR Is 1.005 and the Calculated DSCR is 1.270, the Variance is0.265. Calculated Rent amount from [Redacted] in page # 142<br> DSCR calculation: Rent amount $[Redacted] = 1.270 - Due Diligence Vendor-06/24/2025 |  | Resolved-DSCR score is updated - Due Diligence Vendor-06/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4537478 |
| 382 |  | B A | Closed | FCRE1247 | 2025-06-24 02:48 | 2025-06-24 11:48 | Waived | 2 - Non-Material B | Credit | Eligibility | Seller Contribution Exceeds Program Maximum | Waived-Maximum 4% of seller credit is allowed if the calculated LTV is >[Redacted]% per updated Matrix dated 04/25/2025 whereas file has 4.99% of seller credit with [Redacted], however exception document is in page #559 - Due Diligence Vendor-06/24/2025 |  | Waived-Maximum 4% of seller credit is allowed if the calculated LTV is >[Redacted]% per updated Matrix dated 04/25/2025 whereas file has 4.99% of seller credit with [Redacted], however exception document is in page #559 - Due Diligence Vendor-06/24/2025 |  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> Credit score >40 points than minimum required-Audited FICO 781 and Guideline maximum FICO 680 with difference 101 which is greater than 40<br> Borrower contribution exceeds requirement >=5%-Borrower contribution is nearly 30.66% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4537452 |
| 388 |  | D A | Closed | FCOM4028 | 2025-06-23 12:22 | 2025-06-24 13:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4531442 |
| 372 |  | D A | Closed | FCOM4028 | 2025-06-25 07:52 | 2025-06-27 01:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4554557 |
| 325 |  | D A | Closed | FCOM4028 | 2025-06-26 05:21 | 2025-06-27 13:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/27/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing <br> - Due Diligence Vendor-06/26/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4567598 |
| 409 |  | D A | Closed | FCOM4028 | 2025-06-25 13:57 | 2025-06-27 11:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4562542 |
| 385 |  | D A | Closed | FCOM4028 | 2025-06-27 06:09 | 2025-06-30 14:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/30/2025 <br>Open-Missing evidence of Mortgage recording Evidence of Mortgage recording is missing <br> - Due Diligence Vendor-06/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4583045 |
| 374 |  | D B A | Closed | FCOM5413 | 2025-06-26 13:26 | 2025-06-30 08:48 | Resolved | 1 - Information D A | Compliance | Missing Doc | Prepayment Penalty Information Unavailable | Resolved-Prepayment Penalty Information is Resolved - Due Diligence Vendor-06/30/2025 <br>Resolved-completed riders now present with Prepay info - Due Diligence Vendor-06/30/2025 <br>Ready for Review-Document Uploaded. Please find revised docs attached - Buyer-06/27/2025 <br>Open- - The prepayment addendum and rider state there is a 60 month prepay but the prepayment charge states ZERO. (The Lock (page 60) states a 5 year prepayment penalty.) - Due Diligence Vendor-06/26/2025 |  | Resolved-Prepayment Penalty Information is Resolved - Due Diligence Vendor-06/30/2025 <br>Resolved-completed riders now present with Prepay info - Due Diligence Vendor-06/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4576731 |
| 374 |  | D B A | Closed | FCOM4028 | 2025-06-26 12:42 | 2025-06-27 06:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-06/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4575891 |
| 374 |  | D B A | Closed | FPRO1251 | 2025-06-26 13:22 | 2025-06-26 13:22 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-Waived-As per guide, <br> \*Exception form is provided to allow to proceed with Legal Non-Conforming Zone: The Subject could not be rebuilt as the same structure if destroyed.<br> \*Approved Conditions: Must be fully insured, [Redacted] and 0.5 to price<br> \*Exception form is on page # 55 of 343, Appraisal page 95 of 343, Hazard page 54 of 343 - Due Diligence Vendor-06/26/2025 - Due Diligence Vendor-06/26/2025 |  | Waived-Waived-As per guide, <br> \*Exception form is provided to allow to proceed with Legal Non-Conforming Zone: The Subject could not be rebuilt as the same structure if destroyed.<br> \*Approved Conditions: Must be fully insured, [Redacted] and 0.5 to price<br> \*Exception form is on page # 55 of 343, Appraisal page 95 of 343, Hazard page 54 of 343 - Due Diligence Vendor-06/26/2025 - Due Diligence Vendor-06/26/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4576681 |
| 415 |  | D B A | Closed | FCOM4028 | 2025-06-30 08:16 | 2025-07-01 14:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/01/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4601073 |
| 415 |  | D B A | Closed | FCRE1228 | 2025-06-30 08:59 | 2025-07-01 13:52 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Waived-As per guide, Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed.<br> \*Exception form is provided to allow 12NSF<br> \*Approved Conditions: [Redacted] MAX & 0.5 to price<br> \*Exception form is on page # 608 of 715 - Due Diligence Vendor-06/30/2025 - Due Diligence Vendor-06/30/2025 |  | Waived-Waived-As per guide, Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed.<br> \*Exception form is provided to allow 12NSF<br> \*Approved Conditions: [Redacted] MAX & 0.5 to price<br> \*Exception form is on page # 608 of 715 - Due Diligence Vendor-06/30/2025 - Due Diligence Vendor-06/30/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, 2+ borrowers on the loan, LTV 10% below maximum | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4601895 |
| 362 |  | [Redacted] D B A | Closed | FCRE9991 | 2025-07-02 11:55 | 2025-07-17 13:17 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-tape has been updated with correct DTI - Due Diligence Vendor-07/17/2025 <br> Ready for Review-Document Uploaded. Please see attached revised 1008 and tape with DTI 22.111% - Buyer-07/17/2025 <br> Counter-still incorrect. DTI is 22.11 with the HOA fee of $[Redacted]/mo. PITIA is actually $[Redacted] please fix - Due Diligence Vendor-07/11/2025 <br> Ready for Review-Document Uploaded. - Buyer-07/10/2025 <br> Open-DTI should be 25.22% as PITIA is $[Redacted] Lender didnt count taxes, ins in PITIA - Due Diligence Vendor-07/02/2025 |  | Resolved-tape has been updated with correct DTI - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4634790 |
| 362 |  | [Redacted] D B A | Closed | FCOM4028 | 2025-07-01 15:56 | 2025-07-02 11:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-07/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/02/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4623761 |
| 362 |  | [Redacted] D B A | Closed | FCRE1199 | 2025-07-01 19:57 | 2025-07-01 19:57 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is greater than Guideline Maximum Loan Amount | Waived-Waived - As per guide, Guideline Maximum loan amount is $[Redacted]<br> \*Exception form is provided to allow for $[Redacted]loan amount. <br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #165 of 335 - [Redacted] 7/1/2025 - Due Diligence Vendor-07/02/2025 |  | Waived-Waived - As per guide, Guideline Maximum loan amount is [Redacted]<br> \*Exception form is provided to allow for $[Redacted] loan amount. <br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #165 of 335 - [Redacted] 7/1/2025 - Due Diligence Vendor-07/02/2025 |  | No credit events past 40 months, No Mortgage late payments in the last 24 months, and 5+ years credit history. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4625914 |
| 396 |  | B A | Closed | FPRO1251 | 2025-07-01 14:43 | 2025-07-01 14:43 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived--As per guide if property is manufactured home the zoning cannot be rural or Agricultural zone.<br> - Exception form provided to proceed with loan as property zoning is agriculture<br> - Approved condition :- [Redacted] max, rural + MFR pricing<br> - Exception form on pg. no 12 of 116. - Due Diligence Vendor-07/01/2025 |  | Waived--As per guide if property is manufactured home the zoning cannot be rural or Agricultural zone.<br> - Exception form provided to proceed with loan as property zoning is agriculture<br> - Approved condition :- [Redacted] max, rural + MFR pricing<br> - Exception form on pg. no 12 of 116. - Due Diligence Vendor-07/01/2025<br>|  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4622853 |
| 418 |  | D A | Closed | FCOM4028 | 2025-07-02 02:40 | 2025-07-03 09:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4627069 |
| 400 |  | D B A | Closed | FCRE1173 | 2025-07-03 00:03 | 2025-07-11 13:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Master Condo Insurance Policy is Missing | Resolved-HO-6 Master Insurance Policy is fully present - Due Diligence Vendor-07/11/2025 <br>Resolved-master policy now present - Due Diligence Vendor-07/11/2025 <br>Ready for Review-Document Uploaded. provided Master (Ordinance or Law info and total units covered were provided separately): - Seller-07/11/2025 <br>Open-Missing Master Condo Insurance Policy Please Provide Condo Master Insurance Policy as it is missing in the File. - Due Diligence Vendor-07/03/2025 | Ready for Review-Document Uploaded. provided Master (Ordinance or Law info and total units covered were provided separately): - Seller-07/11/2025<br>| Resolved-HO-6 Master Insurance Policy is fully present - Due Diligence Vendor-07/11/2025 <br>Resolved-master policy now present - Due Diligence Vendor-07/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4646518 |
| 400 |  | D B A | Closed | FCRE8201 | 2025-07-02 23:58 | 2025-07-11 13:43 | Waived | 2 - Non-Material C B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-use apprised value when seller has not owned for more than 12 months, waiver now present - Due Diligence Vendor-07/11/2025 <br> Ready for Review-Document Uploaded. PC exception - Buyer-07/11/2025 <br> Counter-total sale price is $[Redacted] not $[Redacted] EMD is paid and the total cash to close is lowered it does not get added to the total sale price. finding is valid. - Due Diligence Vendor-07/09/2025 <br> Ready for Review-Document Uploaded. There is a [Redacted] EMD. The lower of the two values is the appraised value which is what was used for qualification: - Buyer-07/08/2025 <br> Open-Prior Purchase date 04/23/2025 with price $[Redacted] is within 12 months from Closing date 07/01/2025 and Appraisal Value is $[Redacted] which is greater than Prior Purchase date. But Lender qualified CLTV with Appraisal value. - Due Diligence Vendor-07/03/2025 |  | Waived-use apprised value when seller has not owned for more than 12 months, waiver now present - Due Diligence Vendor-07/11/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months,<br> Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Post-Close | Yes | 4646500 |
| 400 |  | D B A | Closed | FCOM4028 | 2025-07-02 21:16 | 2025-07-07 12:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4645881 |
| 400 |  | D B A | Closed | FVAL5472 | 2025-07-03 00:24 | 2025-07-03 13:32 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Subject Property Gross Living Area 424 Sq Ft less than 500 square feet, However Exception Form in the File page no #521. - Due Diligence Vendor-07/03/2025 |  | Waived-Subject Property Gross Living Area 424 Sq Ft less than 500 square feet, However Exception Form in the File page no #521. - Due Diligence Vendor-07/03/2025<br>|  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2.No Mortgage late payments in the last 24 months- No mortgage late payments in past 24 months per CBR Page #637,<br> 3.Reserves >6 months- Calculate Reserves in file is 216.01 Months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4646577 |
| 400 |  | D B A | Closed | FCRE1174 | 2025-07-03 00:27 | 2025-07-03 13:31 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Exception Form in the file page no #522 given stating Master policy with actual cash value Coverage on Subject property building. - Due Diligence Vendor-07/03/2025 |  | Waived-Exception Form in the file page no #522 given stating Master policy with actual cash value Coverage on Subject property building. - Due Diligence Vendor-07/03/2025<br>|  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2.No Mortgage late payments in the last 24 months- No mortgage late payments in past 24 months per CBR Page #637,<br> 3.No Consumer late payments in the last 24 months- No Consumer late payments in past 24 months, per CBR Page #637,<br> 4.Credit score >40 points than minimum required- Audited FICO Score is 723, Guideline Maximum FICO Score is 660 difference is 63, Which is Greater than 40. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4646586 |
| 407 |  | D A | Closed | FCOM4028 | 2025-07-03 07:29 | 2025-07-03 14:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/03/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/03/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4649049 |
| 391 |  | D B A | Closed | FCRE3876 | 2025-07-03 03:24 | 2025-07-09 10:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Title E&O Policy Missing or Expired | Resolved-E&O for liability is now present for claims and unexpired - Due Diligence Vendor-07/09/2025 <br>Ready for Review-Document Uploaded. We do not check the "Commercial General Liability" for E&O. "Errors and Ommissions valid through 2/7/2026 - Buyer-07/08/2025 <br>Open-Title O&E Policy is Missing or Expired Page 587 - General Liability expired on 06/11/2025. Prior to note date - 06/27/2025 - Due Diligence Vendor-07/03/2025 |  | Resolved-E&O for liability is now present for claims and unexpired - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4647064 |
| 391 |  | D B A | Closed | FCOM4028 | 2025-07-03 03:09 | 2025-07-07 14:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4647012 |
| 391 |  | D B A | Closed | FCRE1228 | 2025-07-07 14:31 | 2025-07-07 14:31 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Waived-As per guide, Guideline permits a maximum 3 NSF's in a 12 month period for Bank stmt Income<br> \*Exception form is provided to allow 4 NSF's. LOE in file.<br> \*Approved Conditions: [Redacted] max, 0.5 to price<br> \*Exception form is on page #550 of 604- Due Diligence Vendor-07/03/2025<br> - Due Diligence Vendor-07/07/2025 |  | Waived-Waived-As per guide, Guideline permits a maximum 3 NSF's in a 12 month period for Bank stmt Income<br> \*Exception form is provided to allow 4 NSF's. LOE in file.<br> \*Approved Conditions: [Redacted] max, 0.5 to price<br> \*Exception form is on page #550 of 604- Due Diligence Vendor-07/03/2025<br> - Due Diligence Vendor-07/07/2025<br>|  | 5 yrs current job, Residual Income >$3,000,DTI > 10% below program maximum, No mortgage lates last 24 months, 5+ yrs credit history, No credit events past 40 months,No consumer lates last 24 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4706674 |
| 379 |  | D A | Closed | FCOM4028 | 2025-07-07 13:45 | 2025-07-08 09:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4699446 |
| 326 |  | D A | Closed | FCOM4028 | 2025-07-07 12:36 | 2025-07-08 13:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4693773 |
| 429 |  | D A | Closed | FCOM4028 | 2025-07-08 23:31 | 2025-07-09 14:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4744070 |
| 432 |  | D A | Closed | FCOM4028 | 2025-07-07 22:30 | 2025-07-08 17:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/08/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4717796 |
| 447 |  | D A | Closed | FCOM4028 | 2025-07-08 12:34 | 2025-07-09 13:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025 <br>Open-Missing evidence of Mortgage recording - Creditor File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Due Diligence Vendor-07/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4736274 |
| 433 |  | D A | Closed | FCRE9991 | 2025-07-08 14:13 | 2025-07-09 13:11 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-resolved. Lender didnt include acct as it was an auth user account - Due Diligence Vendor-07/09/2025 <br>Ready for Review-Document Uploaded. Please find response attached - Buyer-07/09/2025 <br>Open- - DTI should be 34.91% Approval 34.29%. Difference is $79 in Other Monthly Payments. - Due Diligence Vendor-07/08/2025 |  | Resolved-resolved. Lender didnt include acct as it was an auth user account - Due Diligence Vendor-07/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4739115 |
| 433 |  | D A | Closed | FCOM4028 | 2025-07-08 13:05 | 2025-07-08 15:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/08/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4737725 |
| 470 |  | D A C | Closed | 1000592-1001935 | 2025-07-11 06:59 | 2025-10-23 11:34 | Resolved | 1 - Information C A | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Mailed/Delivered At Least Seven Business Days Before Consummation | Resolved-lender sent the initial LE issued and the application. this resolved date issue - Due Diligence Vendor-10/23/2025 <br>Resolved-original LE now present - Due Diligence Vendor-10/23/2025 <br>Resolved- - Due Diligence Vendor-10/23/2025 <br>Ready for Review-Document Uploaded. Please review uploade application 06/20 - Seller-10/22/2025 <br>Counter-app in file is dated 6/25. this LE is 5 days before the App was taken. need app package from 6/20 - Due Diligence Vendor-10/21/2025 <br>Ready for Review-Document Uploaded. Please review uploaded LE 06/20 - Buyer-10/20/2025 <br>Counter-Disagree. Since LE was issued on 6/25 earliest date a loan could have closed is 7/3/2025. Unless there is a bonafide hardship, loan didnt meet disclosure timing. - Due Diligence Vendor-07/15/2025 <br>Open- - Due Diligence Vendor-07/15/2025 <br>Open- - Due Diligence Vendor-07/15/2025 <br>Open- - Due Diligence Vendor-07/15/2025 <br>Open- - Due Diligence Vendor-07/15/2025 <br>Ready for Review-N/A .Initial LE was issued 06/25 and signed same date 06/25 then initial CD was issued 06/27 and signed by borrower same date - Seller-07/15/2025 <br>Open-The Initial Loan Estimate was delivered or placed in the mail on (2025-06-25), which is not seven business days before the consummation date of (2025-07-01). Seven business days before the consummation date is (2025-06-23). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the seventh business day before consummation of the transaction. (12 CFR 1026.19(e)(1)(iii)(B)) See finding. - Due Diligence Vendor-07/11/2025 <br>Open- - Due Diligence Vendor-07/11/2025 | Ready for Review-Document Uploaded. Please review uploade application 06/20 - Seller-10/22/2025 <br>Ready for Review-N/A .Initial LE was issued 06/25 and signed same date 06/25 then initial CD was issued 06/27 and signed by borrower same date - Seller-07/15/2025<br>| Resolved-lender sent the initial LE issued and the application. this resolved date issue - Due Diligence Vendor-10/23/2025 <br>Resolved-original LE now present - Due Diligence Vendor-10/23/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4779068 |
| 470 |  | D A C | Closed | 1000593-1001942 | 2025-10-23 11:31 | 2025-10-23 11:34 | Resolved | 1 - Information C A | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Received At Least Four Business Days Before Consummation | Resolved-lender sent the initial LE issued and the application. this resolved date issue - Due Diligence Vendor-10/23/2025 <br>Resolved-Resolved - Due Diligence Vendor-10/23/2025 <br>Open-A revised Loan Estimate was provided on (2025-06-25) via (Other). Under Regulation Z, a consumer must receive a revised Loan Estimate not later than four business days prior to consummation date of (2025-07-01). Since the revised Loan Estimate was not provided in person, a consumer is considered to have received it on (2025-06-28), which is three business days after it was delivered or placed in the mail. As a result, the revised Loan Estimate is not deemed to have been received at least four business days before consummation, which is (2025-06-26). (12 CFR 1026.19(e)(4)(ii)) - Due Diligence Vendor-10/23/2025 <br>Open- - Due Diligence Vendor-10/23/2025 |  | Resolved-lender sent the initial LE issued and the application. this resolved date issue - Due Diligence Vendor-10/23/2025 <br>Resolved-Resolved - Due Diligence Vendor-10/23/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5991923 |
| 470 |  | D A C | Closed | FCOM4028 | 2025-07-11 01:19 | 2025-07-14 13:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/11/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4777375 |
| 442 |  | D A | Closed | FCOM4028 | 2025-07-12 08:39 | 2025-07-15 09:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4796436 |
| 450 |  | D B A | Closed | FCOM4028 | 2025-07-13 10:10 | 2025-07-14 16:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4798461 |
| 450 |  | D B A | Closed | FPRO1251 | 2025-07-13 10:54 | 2025-07-13 10:54 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-Waived-As per guide, Guideline requires a subject conform to the subject's area. Subjects' area is predominately residential, however subject is a duplex with legal non conforming zoning. Appraiser states subject may be rebuilt to current use if destroyed.<br> \*Exception form is provided to allow legal non conforming zoning.<br> \*Approved Conditions: [Redacted] max, ok with 0.25 to price.<br> \*Exception form is on page # 238 of 304 - Due Diligence Vendor-07/13/2025<br> - Due Diligence Vendor-07/13/2025 |  | Waived-Waived-As per guide, Guideline requires a subject conform to the subject's area. Subjects' area is predominately residential, however subject is a duplex with legal non conforming zoning. Appraiser states subject may be rebuilt to current use if destroyed.<br> \*Exception form is provided to allow legal non conforming zoning.<br> \*Approved Conditions: [Redacted] max, ok with 0.25 to price.<br> \*Exception form is on page # 238 of 304 - Due Diligence Vendor-07/13/2025<br> - Due Diligence Vendor-07/13/2025<br>|  | No credit events past 40 months, 5+ years credit history, No consumer lates last 24 months. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4798541 |
| 417 |  | D A | Closed | FCOM4028 | 2025-07-13 22:05 | 2025-07-15 09:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Quit Claim Deed recorded [Redacted], in[Redacted]. - Due Diligence Vendor-07/15/2025 <br> Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/14/2025 |  | Resolved-Quit Claim Deed recorded [Redacted], in Official Records Book [Redacted], Page 114. - Due Diligence Vendor-07/15/2025 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 4799439 |
| 413 |  | D A | Closed | FCOM4028 | 2025-07-16 08:21 | 2025-07-17 14:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4834033 |
| 430 |  | D A | Closed | FCOM4028 | 2025-07-17 11:27 | 2025-07-20 12:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/17/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4854997 |
| 399 |  | D A | Closed | FCOM4028 | 2025-07-18 09:50 | 2025-07-18 15:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/18/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4869595 |
| 453 |  | D A | Closed | FCRE1995 | 2025-07-20 23:51 | 2025-07-29 08:14 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-EMD was backed out. Lender comments cleared this finding - Due Diligence Vendor-07/29/2025 <br> Ready for Review-The emd is backed out from available assets. We have [Redacted] on file and available assets are [Redacted] in file. - Buyer-07/28/2025 <br> Open-Earnest Deposit of $[Redacted] is reflecting in final CD(page # 16) & Final 1003(page # 56), supporting documents are missing in file - Due Diligence Vendor-07/21/2025 |  | Resolved-EMD was backed out. Lender comments cleared this finding - Due Diligence Vendor-07/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4882261 |
| 453 |  | D A | Closed | FCOM4028 | 2025-07-20 22:17 | 2025-07-23 12:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved- - Due Diligence Vendor-07/23/2025 <br>Open-Missing evidence of Mortgage recording Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/21/2025 |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4881986 |
| 419 |  | D B A | Closed | FCOM4028 | 2025-07-23 07:27 | 2025-07-23 14:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4916336 |
| 419 |  | D B A | Closed | FVAL5385 | 2025-07-23 09:03 | 2025-07-23 09:03 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Waived-As per guide, the property must not be listed in the past 6 months prior to application date on a Cash Out Refi loan<br> \*Exception form is provided to allow for Cash Out refinance on property that has been listed for sale within 6 months<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #443 of 502 - [Redacted] 7/23/2025 - Due Diligence Vendor-07/23/2025 |  | Waived-Waived-As per guide, the property must not be listed in the past 6 months prior to application date on a Cash Out Refi loan<br> \*Exception form is provided to allow for Cash Out refinance on property that has been listed for sale within 6 months<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #443 of 502 - [Redacted] 7/23/2025 - Due Diligence Vendor-07/23/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, and 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4918258 |
| 397 |  | B A | Closed | FCOM4028 | 2025-07-23 13:03 | 2025-07-28 11:33 | Resolved | 1 - Information A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved- - Due Diligence Vendor-07/28/2025 <br>Open- - Due Diligence Vendor-07/28/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4923838 |
| 397 |  | B A | Closed | FCRE1228 | 2025-07-23 14:26 | 2025-07-23 14:26 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-\*As per Guide No more than 3 NSFs allowed.<br> \*Exception provided for Only 3 instances of overdrafts; however, there are 14 instances of daily negative balances.<br> \*Exception pg.#511<br> \*Approved with condition: 0.25 to price, [Redacted] max and subject to CUW review - Due Diligence Vendor-07/23/2025 |  | Waived-\*As per Guide No more than 3 NSFs allowed.<br> \*Exception provided for Only 3 instances of overdrafts; however, there are 14 instances of daily negative balances.<br> \*Exception pg.#511<br> \*Approved with condition: 0.25 to price, [Redacted] max and subject to CUW review - Due Diligence Vendor-07/23/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4925362 |
| 477 |  | D A | Closed | FCRE5770 | 2025-07-23 10:07 | 2025-08-08 09:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-08/05/2025 <br>Resolved-Received credit report - Due Diligence Vendor-07/25/2025 <br>Ready for Review-Document Uploaded. - Buyer-07/25/2025 <br>Open-Borrower 1 Credit Report is Missing. As of now, Considered Credit scores from Credit disclosures - Due Diligence Vendor-07/23/2025 |  | Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-08/05/2025 <br>Resolved-Received credit report - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4920164 |
| 477 |  | D A | Closed | FCOM4028 | 2025-07-23 09:28 | 2025-07-24 13:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4919392 |
| 387 |  | A | Closed | FCOM4028 | 2025-07-23 14:57 | 2025-07-28 08:40 | Resolved | 1 - Information A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved- - Due Diligence Vendor-07/28/2025 <br>Open- - Due Diligence Vendor-07/28/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4925849 |
| 525 |  | D A | Closed | FCOM4028 | 2025-07-25 18:02 | 2025-07-25 19:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4955639 |
| 491 |  | D B A | Closed | FCOM4028 | 2025-07-28 12:47 | 2025-07-29 14:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4969691 |
| 491 |  | D B A | Closed | FVAL5474 | 2025-07-28 13:30 | 2025-07-29 14:36 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-HOA is a named party to pending litigation that relates to the safety, structural soundness, habitability, or functional use of the project as per Questionnaire in Page #157_Credit Pkg. However, Related exception is in Page #280_Credit pkg<br> - Due Diligence Vendor-07/28/2025 |  | Waived-HOA is a named party to pending litigation that relates to the safety, structural soundness, habitability, or functional use of the project as per Questionnaire in Page #157_Credit Pkg. However, Related exception is in Page #280_Credit pkg<br> - Due Diligence Vendor-07/28/2025<br>|  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No mortgage late payments per CBR in Page #398_Credit pkg<br> 5+ years credit history - Oldest Tradeline date is on 04/11/2004 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 4970570 |
| 507 |  | D A | Closed | FCOM4028 | 2025-07-28 03:31 | 2025-07-30 05:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4960685 |
| 351 |  | D A | Closed | FCOM4028 | 2025-07-26 13:08 | 2025-07-27 16:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4958117 |
| 479 |  | D A | Closed | FCRE9991 | 2025-07-28 08:02 | 2025-08-01 07:41 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender updated DSCR and now matches at 1.354 - Due Diligence Vendor-08/01/2025 <br> Ready for Review-Document Uploaded. Please review uploaded final 1008 .DSCR is 1.354 - Buyer-07/31/2025 <br> Open-Originator DSCR Is 1.015 and the Calculated DSCR is 1.354, the Variance is 0.339.<br> Calculated Rent amount from [Redacted] in page #547<br> DSCR calculation : Rent amount $[Redacted]= 1.353. Lender re-considered [Redacted]% of $[Redacted] = $[Redacted] (with this rent amount DSCR is matching) - Due Diligence Vendor-07/28/2025 |  | Resolved-lender updated DSCR and now matches at 1.354 - Due Diligence Vendor-08/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4962810 |
| 479 |  | D A | Closed | FCOM4028 | 2025-07-28 06:52 | 2025-07-29 13:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 4961853 |
| 427 |  | D A | Closed | FCOM4028 | 2025-07-30 07:03 | 2025-07-31 13:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 4991430 |
| 461 |  | D A C | Closed | 2260 | 2025-07-31 10:46 | 2025-08-01 12:09 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-resolved with lender comments, no prepay on loan - Due Diligence Vendor-08/01/2025 <br>Ready for Review-There is no prepayment penalty on loan - Buyer-08/01/2025 <br>Open-confirm none - Due Diligence Vendor-07/31/2025 |  | Resolved-resolved with lender comments, no prepay on loan - Due Diligence Vendor-08/01/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5009673 |
| 461 |  | D A C | Closed | FCOM4028 | 2025-07-30 10:11 | 2025-07-31 10:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 4995332 |
| 468 |  | D A | Closed | FCOM4028 | 2025-07-30 14:43 | 2025-08-01 11:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/01/2025 <br>Resolved- - Due Diligence Vendor-08/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5000497 |
| 530 |  | D A | Closed | FCOM4028 | 2025-07-30 15:09 | 2025-08-01 11:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5000880 |
| 439 |  | D B A | Closed | FCOM4028 | 2025-07-30 15:12 | 2025-08-04 14:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/30/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5000930 |
| 439 |  | D B A | Closed | FCRE1440 | 2025-07-31 08:28 | 2025-08-01 07:52 | Waived | 2 - Non-Material B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Exception form provided to allow for file to close with REO mtg with [Redacted] currently in forbearance<br> Exception form page#281<br> Approved With Conditions: 0.25 to price, [Redacted] max<br> - Due Diligence Vendor-07/31/2025 |  | Waived-Exception form provided to allow for file to close with REO mtg with MR. Cooper currently in forbearance<br> Exception form page#281<br> Approved With Conditions: 0.25 to price, [Redacted] max<br> - Due Diligence Vendor-07/31/2025<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5006672 |
| 454 |  | D A | Closed | FCRE1479 | 2025-07-30 15:14 | 2025-08-28 13:12 | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-final CD from sale of home now present - Due Diligence Vendor-08/28/2025 <br> Ready for Review-Document Uploaded. - Buyer-08/28/2025 <br> Counter-this is not a final CD. we need final CD executed from sale, not a prelim unsigned - Due Diligence Vendor-08/01/2025 <br> Ready for Review-Document Uploaded. - Buyer-08/01/2025 <br> Open-Asset Record 1 Does Not Meet G/L Requirements missing signed CD from sale of their house. (App said they are getting $[Redacted]). short funds without - Due Diligence Vendor-07/30/2025 |  | Resolved-final CD from sale of home now present - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5000974 |
| 454 |  | D A | Closed | FCOM4028 | 2025-07-30 14:03 | 2025-07-31 10:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/31/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 4999910 |
| 410 |  | D A | Closed | FCRE9991 | 2025-07-31 16:37 | 2025-08-08 12:50 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-[Redacted] provided and DSCR is now within .10% of TPR - Due Diligence Vendor-08/08/2025 <br> Ready for Review-Document Uploaded. Updated rental income. Applied [Redacted] because using a correct rental estimate brought DSCR below 1. Please note: using an updated [Redacted] rental income calculation. - Buyer-08/08/2025 <br> Open-DSCR score is off by 0.217. lender Score is 1.172<br> - Documents in file 1007 pg. no 195 Rent [Redacted] & 1008 reads rent $[Redacted]<br> - Lender used $3,500 rent to calculated DSCR score No supporting document in file.<br> - DSCR score should be Rent / PITIA + $[Redacted]= 0.955 - Due Diligence Vendor-07/31/2025 |  | Resolved-[Redacted] provided and DSCR is now within .10% of TPR - Due Diligence Vendor-08/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5016082 |
| 410 |  | D A | Closed | FCRE1180 | 2025-07-31 14:51 | 2025-08-08 12:32 | Resolved | 1 - Information D A | Credit | Missing Doc | HO-6 Insurance Policy is Missing | Resolved-master policy is walls in coverage - Due Diligence Vendor-08/08/2025 <br>Ready for Review-Document Uploaded. Master policy is ALl in, HO6 is not required. - Buyer-08/08/2025 <br>Open-HO-6 Insurance Policy is Missing Note :- only master policy is in file - Due Diligence Vendor-08/01/2025 |  | Resolved-master policy is walls in coverage - Due Diligence Vendor-08/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5014782 |
| 410 |  | D A | Closed | FCOM4028 | 2025-07-31 13:55 | 2025-08-04 15:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5013614 |
| 500 |  | D A | Closed | FCRE9991 | 2025-08-01 14:04 | 2025-08-05 12:58 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-dscr score updated and new lock now present - Due Diligence Vendor-08/05/2025 <br> Ready for Review-Document Uploaded. DSCR is 1.392. Please see attached Lock form - Buyer-08/05/2025 <br> Open-DSCR is 1.393 (lender used 75% of rents but appraisal states tenant occupied and doesnt say short term) Using $[Redacted]= 1.393 - Due Diligence Vendor-08/01/2025 |  | Resolved-dscr score updated and new lock now present - Due Diligence Vendor-08/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5029300 |
| 500 |  | D A | Closed | FCOM4028 | 2025-08-01 13:17 | 2025-08-01 14:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5028510 |
| 521 |  | D A | Closed | FCOM4028 | 2025-08-01 10:41 | 2025-08-04 15:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5025608 |
| 364 |  | D B A C | Closed | 63900-76890 | 2025-07-31 14:58 | 2025-09-11 11:40 | Waived | 2 - Non-Material C B | Compliance | HigherPriced:APR | New York - Subprime Home Loan (First Lien)(02/10) | Waived-Lender does not allow subprime, Waiver provided. - Due Diligence Vendor-09/11/2025 <br>Ready for Review-Document Uploaded. - Buyer-09/11/2025 <br>Open-This is a [Redacted] "subprime home loan." The loan's current APR (9.014%) exceeds the [Redacted] Subprime Home Loan threshold of (8.47%) by (0.544). The threshold is determined by adding 1.75 points to the comparable Freddie Mac PMMS rate. ([Redacted] Bank 6-m(1)(c)) . - Due Diligence Vendor-07/31/2025 <br>Open- - Due Diligence Vendor-07/31/2025 |  | Waived-Lender does not allow subprime, Waiver provided. - Due Diligence Vendor-09/11/2025<br>|  | 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 5014896 |
| 364 |  | D B A C | Closed | FCOM4028 | 2025-07-31 13:14 | 2025-08-05 16:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025 <br>Ready for Review-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Buyer-08/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5012784 |
| 401 |  | D A | Closed | FCRE6618 | 2025-08-05 12:21 | 2025-09-02 07:48 | Resolved | 1 - Information C A | Credit | Borrower | Borrower information on 1003 is incomplete | Resolved-corrected Note removing other party as not a borrower now present - Due Diligence Vendor-09/02/2025 <br>Ready for Review-Document Uploaded. Please see attached re-signed Original Note and revised 1003 - Buyer-08/29/2025 <br>Open-- Please provide corrected Note removing non Borrower. If this in deed has 2 borrowers, provide missing credit report and completed final 1003 for Co Borrower along with any required disclosures. - Due Diligence Vendor-08/05/2025 |  | Resolved-corrected Note removing other party as not a borrower now present - Due Diligence Vendor-09/02/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5063065 |
| 401 |  | D A | Closed | FCOM4028 | 2025-08-05 10:33 | 2025-08-05 16:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/05/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5060507 |
| 466 |  | D A | Closed | FCRE9991 | 2025-08-06 12:09 | 2025-08-12 09:45 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender provided [Redacted] and DSCR is now matching - Due Diligence Vendor-08/12/2025 <br> Ready for Review-Document Uploaded. [Redacted] STR was used to calculate DSCR. DSCR is 1.016. Calculations are: <br> [Redacted] <br> [Redacted]<br> [Redacted]= 1,016 dscr - Buyer-08/11/2025 <br> Open-DSCR should be .796 as Rents are $[Redacted] - matches 1008 - Due Diligence Vendor-08/06/2025 |  | Resolved-lender provided [Redacted] and DSCR is now matching - Due Diligence Vendor-08/12/2025<br>|  | Comments<br> Internal User Comment is required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5079224 |
| 466 |  | D A | Closed | FCOM4028 | 2025-08-06 11:28 | 2025-08-06 15:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5078432 |
| 502 |  | D A | Closed | FCOM4028 | 2025-08-06 06:47 | 2025-08-06 15:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5071940 |
| 375 |  | D B A | Closed | FCRE8611 | 2025-08-07 13:07 | 2025-08-08 13:45 | Resolved | 1 - Information C A | Credit | Income/Employment | Income/Employment General | Resolved-lender is ok with past due status as company is still considered active. - Due Diligence Vendor-08/08/2025 <br>Ready for Review-Document Uploaded. Please see attached proof of Active status - Buyer-08/08/2025 <br>Open-Need proof business is in good standing. Page 73 shows recent filing status as Past Due - Due Diligence Vendor-08/07/2025 |  | Resolved-lender is ok with past due status as company is still considered active. - Due Diligence Vendor-08/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5099066 |
| 375 |  | D B A | Closed | FCOM4028 | 2025-08-07 12:16 | 2025-08-08 13:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/08/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-08/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5097739 |
| 375 |  | D B A | Closed | FVAL5385 | 2025-08-07 13:12 | 2025-08-07 13:12 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-not allowed on cash out refi. <br> Pg 78 - Due Diligence Vendor-08/07/2025 |  | Waived-not allowed on cash out refi. <br> Pg 78 - Due Diligence Vendor-08/07/2025<br>|  | No credit events past 48 month, 5+ years credit history, no mtg lates in 24 | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5099199 |
| 375 |  | D B A | Closed | FCRE1304 | 2025-08-07 12:25 | 2025-08-07 12:25 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income 1 Income Trend is Decreasing | Waived-Income 1 Income Trend is Decreasing income is not stable deposits. <br> Bank statements the income is not stable/predictable<br> Pg 77 - Due Diligence Vendor-08/07/2025 |  | Waived-Income 1 Income Trend is Decreasing income is not stable deposits. <br> Bank statements the income is not stable/predictable<br> Pg 77 - Due Diligence Vendor-08/07/2025<br>|  | No Credit events past 40, no mtg lates, 5+ years credit history, no consumer lates in 24 | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5097992 |
| 375 |  | D B A | Closed | FCRE1228 | 2025-08-07 11:52 | 2025-08-07 11:52 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-exceeds max non sufficient funds charges for a bank statement loan program<br> 11 NSFs 12last the in NSFs<br> pg 76 - Due Diligence Vendor-08/07/2025 |  | Waived-exceeds max non sufficient funds charges for a bank statement loan program<br> 11 NSFs 12last the in NSFs<br> pg 76 - Due Diligence Vendor-08/07/2025<br>|  | No credit events past 40 months, No mortgage late payments in last 24, No late consumer payment, 5+ yrs credit history | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5097137 |
| 464 |  | D A | Closed | FCOM4028 | 2025-08-08 06:23 | 2025-08-11 11:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5107370 |
| 567 |  | D A | Closed | FCOM4028 | 2025-08-08 08:30 | 2025-08-11 15:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5109544 |
| 411 |  | D B A | Closed | FCOM4028 | 2025-08-08 11:41 | 2025-08-11 14:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-08/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5114408 |
| 411 |  | D B A | Closed | FPRO1251 | 2025-08-08 12:27 | 2025-08-08 12:29 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-rural not allowed on second mortgages<br> PG 52 - Due Diligence Vendor-08/08/2025 |  | Waived-rural not allowed on second mortgages<br> PG 52 - Due Diligence Vendor-08/08/2025<br>|  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, 10 years or more in the same line of employment, No<br> credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Credit score >40 points than minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 07/23/2025 68 CLTV max and rural pricing | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5115343 |
| 411 |  | D B A | Closed | FCRE7810 | 2025-08-08 12:28 | 2025-08-08 12:28 | Waived | 2 - Non-Material B | Credit | Title | Title issue | Waived-We're requesting an expedited exception for not having to payoff the solar loan. There are minor<br> differences when compared to our standard non-qm guidelines. On all second-lien loans, solar liens must<br> be paid in full and removed in order to proceed without an exception.<br> Pg. 51 - Due Diligence Vendor-08/08/2025 |  | Waived-We're requesting an expedited exception for not having to payoff the solar loan. There are minor<br> differences when compared to our standard non-qm guidelines. On all second-lien loans, solar liens must<br> be paid in full and removed in order to proceed without an exception.<br> Pg. 51 - Due Diligence Vendor-08/08/2025<br>|  | Revolving debt is under 30%, 5 years on current job, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage<br> late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 07/07/2025 0.125 to price | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5115368 |
| 523 |  | D B A | Closed | FCOM4028 | 2025-08-11 06:53 | 2025-08-11 15:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5128257 |
| 523 |  | D B A | Closed | FCRE0626 | 2025-08-11 07:44 | 2025-08-11 07:44 | Waived | 2 - Non-Material B | Credit | Closing | Borrower Minimum Contribution Towards Purchase Not Met | Waived-Waived-As per guide, Guideline DSCR program requires a FTHB contribution of 10% of own funds.<br> \*Exception form is provided to allow 100% gift of assets - bwr has less than $1,300 of own assets.<br> \*Approved Conditions: [Redacted] max, 0.50 to price.<br> \*Exception form is on page # 12 of 90 - Due Diligence Vendor-08/11/2025 - Due Diligence Vendor-08/11/2025 |  | Waived-Waived-As per guide, Guideline DSCR program requires a FTHB contribution of 10% of own funds.<br> \*Exception form is provided to allow 100% gift of assets - bwr has less than $1,300 of own assets.<br> \*Approved Conditions: [Redacted] max, 0.50 to price.<br> \*Exception form is on page # 12 of 90 - Due Diligence Vendor-08/11/2025 - Due Diligence Vendor-08/11/2025<br>|  | No credit events past 40 months, 5+ yrs credit history, Credit Score > 40 points above program minimum, LTV 10% below maximum. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5128974 |
| 381 |  | D B C A | Closed | 63910-76940 | 2025-08-12 08:33 | 2025-09-11 12:03 | Waived | 2 - Non-Material C B | Compliance | HigherPriced:APR | New York - Subprime Home Loan (Junior Lien)(02/10) | Waived-lender does not allow subprime and lender is waiving this - Due Diligence Vendor-09/11/2025 <br>Ready for Review-Document Uploaded. - Buyer-09/11/2025 <br>Open-This is a [Redacted] "subprime home loan." The loan's current APR (11.045%) exceeds the [Redacted] Subprime Home Loan threshold of (10.51%) by (0.535). The threshold is determined by adding 3.75 points to the comparable Freddie Mac PMMS rate. ([Redacted] Bank 6-m(1)(c)) . - Due Diligence Vendor-08/12/2025 <br>Open- - Due Diligence Vendor-08/12/2025 <br>Open- - Due Diligence Vendor-08/12/2025 |  | Waived-lender does not allow subprime and lender is waiving this - Due Diligence Vendor-09/11/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | Yes | 5144815 |
| 381 |  | D B C A | Closed | FCOM4028 | 2025-08-12 05:55 | 2025-08-12 15:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5142178 |
| 381 |  | D B C A | Closed | FCRE1199 | 2025-08-12 06:19 | 2025-08-12 06:19 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is greater than Guideline Maximum Loan Amount | Waived-Loan amount exceeds max allowed for LTV and credit score<br> pg 577 - Due Diligence Vendor-08/12/2025 |  | Waived-Loan amount exceeds max allowed for LTV and credit score<br> pg 577 - Due Diligence Vendor-08/12/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5142409 |
| 484 |  | D A | Closed | FCRE1501 | 2025-08-11 13:51 | 2025-10-06 13:46 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted]. Lender provided explanation on pending deposit to be included. - Due Diligence Vendor-10/06/2025 <br> Ready for Review-Document Uploaded. There is a pending deposit of $[Redacted] not being used for acc#[Redacted], but it is showing in the available balance for the account. With that being the case, we should be able to use the balance of $[Redacted]for acc#[Redacted]. - Buyer-10/06/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $[Redacted] is less than Total Required Reserve Amount of [Redacted] - It appears the $[Redacted] in gift funds was doubled in the total asset funds. After subtracting the 7/24/2025 [Redacted] deposit in account #[Redacted] and just counting the [Redacted] gift funds, borrower is short the 6 month reserve requirement. An exception is needed. - Due Diligence Vendor-08/11/2025 |  | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted]. Lender provided explanation on pending deposit to be included. - Due Diligence Vendor-10/06/2025 |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5136643 |
| 484 |  | D A | Closed | FCOM4028 | 2025-08-11 11:58 | 2025-08-12 15:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/12/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5134478 |
| 551 |  | D A | Closed | FCOM4028 | 2025-08-12 13:30 | 2025-08-13 14:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/13/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5151453 |
| 508 |  | D B A | Closed | FCOM4028 | 2025-08-12 10:43 | 2025-08-13 15:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/12/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/13/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5147804 |
| 508 |  | D B A | Closed | FCRE1228 | 2025-08-12 11:27 | 2025-08-12 11:27 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Waived-As per guide, Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed<br> \*Exception form is provided to allow 3 NSF<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 504 of 610 - Due Diligence Vendor-08/12/2025 - Due Diligence Vendor-08/12/2025 |  | Waived-Waived-As per guide, Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed<br> \*Exception form is provided to allow 3 NSF<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 504 of 610 - Due Diligence Vendor-08/12/2025 - Due Diligence Vendor-08/12/2025<br>|  | No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, Not NSFs from business but Clients | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5148716 |
| 426 |  | D B A | Closed | FCOM4028 | 2025-08-12 16:47 | 2025-08-14 14:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5154191 |
| 426 |  | D B A | Closed | FCRE6546 | 2025-08-13 08:21 | 2025-08-13 08:21 | Waived | 2 - Non-Material B | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Waived-\*As per Guide for Solar Panels need documents: 1) UCC financing statement, 2) related promissory note, and 3) related security instrument that reflect the terms of the loan<br> \*Exception provided to Proceed with UCC termination refer pg.#117-146, 174 of 196<br> \*Exception pg.#93 of 196<br> \*Approved with Condition:0.25 to price<br>- Due Diligence Vendor-08/13/2025 |  | Waived-\*As per Guide for Solar Panels need documents: 1) UCC financing statement, 2) related promissory note, and 3) related security instrument that reflect the terms of the loan<br> \*Exception provided to Proceed with UCC termination refer pg.#117-146, 174 of 196<br> \*Exception pg.#93 of 196<br> \*Approved with Condition:0.25 to price<br>- Due Diligence Vendor-08/13/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5160343 |
| 503 |  | D A | Closed | FCOM4028 | 2025-08-13 07:29 | 2025-08-14 14:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5159340 |
| 441 |  | D A | Closed | FCOM1233 | 2025-08-13 07:36 | 2025-08-15 11:11 | Resolved | 1 - Information D A | Credit | Eligibility | The Final 1003 is Incomplete | Resolved-missing info now present - Due Diligence Vendor-08/15/2025 <br>Ready for Review-Document Uploaded. with page 2 - Buyer-08/14/2025 <br>Open-The Final 1003 is Incomplete Missing page 2 - Bwr employment info and Co-bwr information. (info taken form initial) - Due Diligence Vendor-08/13/2025 |  | Resolved-missing info now present - Due Diligence Vendor-08/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5159432 |
| 441 |  | D A | Closed | FCOM4028 | 2025-08-13 07:27 | 2025-08-13 15:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/13/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/13/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5159286 |
| 510 |  | D A | Closed | FCOM4028 | 2025-08-13 13:37 | 2025-08-14 14:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5167438 |
| 565 |  | D A | Closed | FCOM4028 | 2025-08-14 06:13 | 2025-08-14 15:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5174162 |
| 566 |  | D A | Closed | FCOM4028 | 2025-08-14 13:49 | 2025-08-15 14:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5183504 |
| 404 |  | D B A | Closed | FCOM4028 | 2025-08-15 07:35 | 2025-08-15 15:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5191040 |
| 404 |  | D B A | Closed | FVAL5474 | 2025-08-15 09:50 | 2025-08-15 09:50 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-- As per guide a single entity should not owned more than 25% when total unit is more than 21.<br> - Exception form provided to proceed with loan as single entity owned more than 40%<br> Approved condition :- 0.25 to price, [Redacted] max<br> - Exception form on pg. no 1 of 277<br> - Due Diligence Vendor-08/15/2025 |  | Waived-- As per guide a single entity should not owned more than 25% when total unit is more than 21.<br> - Exception form provided to proceed with loan as single entity owned more than 40%<br> Approved condition :- 0.25 to price, [Redacted] max<br> - Exception form on pg. no 1 of 277<br> - Due Diligence Vendor-08/15/2025<br>|  | Reserves >6 months, Experienced investor, 5+ properties owned. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5194154 |
| 512 |  | D B A | Closed | FCRE4293 | 2025-08-14 16:43 | 2025-09-05 07:45 | Resolved | 1 - Information D A | Credit | Missing Doc | File does not contain all required Asset Statement(s) | Resolved-wire now present - Due Diligence Vendor-09/05/2025 <br> Ready for Review-Document Uploaded. Please see the attached email from the lender with a snippet showing evidence on the received gift funds taken from their [Redacted] activity report. - Buyer-09/04/2025 <br> Open-missing donor wire at close for [Redacted] - Due Diligence Vendor-08/14/2025 |  | Resolved-wire now present - Due Diligence Vendor-09/05/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5186335 |
| 512 |  | D B A | Closed | FCRE1252 | 2025-08-15 12:25 | 2025-08-20 08:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document is Incomplete | Resolved-corrected title with subject address now present - Due Diligence Vendor-08/20/2025 <br>Ready for Review-Document Uploaded. Please, see attached title commitment showing subject address listed on schedule A in the "property address" field. - Buyer-08/19/2025 <br>Open-missing subject address - Due Diligence Vendor-08/15/2025 |  | Resolved-corrected title with subject address now present - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5197055 |
| 512 |  | D B A | Closed | FCOM4028 | 2025-08-14 16:21 | 2025-08-15 13:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5186148 |
| 512 |  | D B A | Closed | FCRE1228 | 2025-08-14 16:34 | 2025-08-14 16:34 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Pg 61<br> borrower exceeds 3 NSF limit within most recent year<br> Short Description 4 NSFs in the last 12 months, Need to use zelle deposits from [Redacted] (borrower-owned for less<br> than 2 full years), and [Redacted]<br>- Due Diligence Vendor-08/14/2025 |  | Waived-Pg 61<br> borrower exceeds 3 NSF limit within most recent year<br> Short Description 4 NSFs in the last 12 months, Need to use zelle deposits from [Redacted] (borrower-owned for less<br> than 2 full years), and [Redacted]<br>- Due Diligence Vendor-08/14/2025 |  | Revolving debt is under 30%, Residual income >=3000$, No credit events past 40 months, No consumer late payments in the last 24<br> months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 07/28/2025 0.125 to price, 85 CLTV max | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5186277 |
| 606 |  | D A | Closed | FCRE1335 | 2025-08-15 09:07 | 2025-08-21 11:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 IRS Transcripts Missing | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-08/21/2025 <br>Resolved-lender uploaded 2 years transcripts - Due Diligence Vendor-08/21/2025 <br>Ready for Review-Document Uploaded. Please review uploaded supporting docs. - Buyer-08/21/2025 <br>Ready for Review-The loan was approved as 1 Y full doc,income used fro qualification was from 2024 .Please review uploaded updated lock. - Buyer-08/20/2025 <br>Open- - 2023 transcript missing (2024 page 375) - Due Diligence Vendor-08/15/2025 |  | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-08/21/2025 <br>Resolved-lender uploaded 2 years transcripts - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 5192862 |
| 606 |  | D A | Closed | FCOM4028 | 2025-08-15 08:15 | 2025-08-18 13:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/18/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 5191798 |
| 537 |  | D A | Closed | FCOM4028 | 2025-08-15 12:59 | 2025-08-19 16:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025<br>|  |  | [Redacted] | ATR Risk: Lender did not document all ATR UW Factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5197722 |
| 586 |  | D A C | Closed | FCOM5814 | 2025-08-18 09:03 | 2025-08-21 11:11 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-proof of delivery now present - Due Diligence Vendor-08/21/2025 <br>Ready for Review-Document Uploaded. evidence initial Closing Disclosure 08/04/2025 was sent electronically - Buyer-08/20/2025 <br>Open-Provide evidence initial Closing Disclosure 08/04/2025 was sent electronically. - Due Diligence Vendor-08/18/2025 |  | Resolved-proof of delivery now present - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5211468 |
| 586 |  | D A C | Closed | FCOM4028 | 2025-08-18 07:52 | 2025-08-19 16:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/19/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5209932 |
| 541 |  | D B A | Closed | FPRO1242 | 2025-08-18 16:55 | 2025-08-21 11:14 | Resolved | 1 - Information D A | Property | Missing Doc | Appraisal is Missing | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-08/21/2025 <br>Resolved-missing appr now present - Due Diligence Vendor-08/21/2025 <br>Ready for Review-Document Uploaded. Please see the attached appraisal for this loan. - Buyer-08/20/2025 <br>Open-Appraisal is Missing missing - Due Diligence Vendor-08/18/2025 |  | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-08/21/2025 <br>Resolved-missing appr now present - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5221734 |
| 541 |  | D B A | Closed | FCRE1437 | 2025-08-18 17:03 | 2025-08-18 17:03 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-personal bank statement loan must have all people on bank statement also on loan. wife is not on loan and is on statement<br> non- borrower is only a beneficiary, his wife. Can come off account if needed. All the money is our<br> borrower.<br> pg 10 - Due Diligence Vendor-08/18/2025 |  | Waived-personal bank statement loan must have all people on bank statement also on loan. wife is not on loan and is on statement<br> non- borrower is only a beneficiary, his wife. Can come off account if needed. All the money is our<br> borrower.<br> pg 10 - Due Diligence Vendor-08/18/2025<br>|  | Compensating Factors<br> 10 years or more in the same line of employment, No credit events past 40 months, Borrower contribution<br> exceeds requirement >=5%, Reserves >6 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 07/30/2025 0.25 to price, LOX from the excluded party confirming<br> awareness and agreement with the transaction is<br> required. It must be signed, dated and have an ID of this<br> party. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5221808 |
| 541 |  | D B A | Closed | FCRE6696 | 2025-08-18 17:01 | 2025-08-18 17:01 | Waived | 2 - Non-Material B | Credit | Income/Employment | Employment Self-Employed Less Than 2 Years at Origination | Waived-Borrower incorporated Jan 24,filing Sch C<br> Comments Borrower was s/e as sch C before he incorporated in Jan 2024. Please review this exception. Thanks !<br> Pg 11<br> - Due Diligence Vendor-08/18/2025 |  | Waived-Borrower incorporated Jan 24,filing Sch C<br> Comments Borrower was s/e as sch C before he incorporated in Jan 2024. Please review this exception. Thanks !<br> Pg 11<br> - Due Diligence Vendor-08/18/2025<br>|  | 10 years or more in the same line of employment, No credit events past 40 months, Borrower contribution exceeds requirement >=5%, Reserves >6 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 08/12/2025 60 LTV max, 0,25 to price | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5221798 |
| 570 |  | D A C | Closed | FVAL9739 | 2025-08-19 08:33 | 2025-08-28 13:32 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-lender name corrected to correct lender and transfer letter is not required - Due Diligence Vendor-08/28/2025 <br>Ready for Review-Document Uploaded. Per our collateral UW team, there is no transfer appraisal as the lender was a typo on previous appraisal. Please see attached updated appraisal showing correct lender. - Buyer-08/28/2025 <br>Counter-disagreee. Pg 621 show a different lender - Due Diligence Vendor-08/25/2025 <br>Ready for Review-Per our Collateral UW team, there is no transfer appraisal for this loan. The appraisal was made for [Redacted]. - Buyer-08/22/2025 <br>Open-Appraisal Transfer Letter is missing in file. - Due Diligence Vendor-08/19/2025 |  | Resolved-lender name corrected to correct lender and transfer letter is not required - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5227346 |
| 570 |  | D A C | Closed | FCOM4028 | 2025-08-19 07:10 | 2025-08-20 14:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5225659 |
| 528 |  | D A | Closed | FCOM1227 | 2025-08-19 12:17 | 2025-09-09 09:34 | Resolved | 1 - Information D A | Compliance | Missing Doc | PUD Rider is Missing | Resolved-The PUD Rider is Present or is Not Applicable (Property Type is Single Family Detached) - Due Diligence Vendor-09/09/2025 <br>Resolved-corrected appraisal provided and confirms not a PUD - Due Diligence Vendor-09/09/2025 <br>Ready for Review-Document Uploaded. Per corr lender, this property is not a PUD which was re-reviewed and also determined by UW. Please, see attached updated appraisal removing check box for PUD and HOA dues. Also attached is an updated 1008, approval letter, and tape. - Buyer-09/08/2025 <br>Open-PUD Rider is Missing Pud Rider is missing in file - Due Diligence Vendor-08/19/2025 |  | Resolved-The PUD Rider is Present or is Not Applicable (Property Type is Single Family Detached) - Due Diligence Vendor-09/09/2025 <br>Resolved-corrected appraisal provided and confirms not a PUD - Due Diligence Vendor-09/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5236758 |
| 528 |  | D A | Closed | FCOM1477 | 2025-08-19 13:22 | 2025-08-22 14:01 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-corrected lock now present - Due Diligence Vendor-08/22/2025 <br> Ready for Review-Document Uploaded. Please see attached rate lock reflecting correct information - Buyer-08/22/2025 <br> Open-Rate Lock pg.#104 of 145 below details are not matching :-<br> 1) Subject property type is PUD but is reflecting SFR.<br> 2) Appraisal value should be $[Redacted] but its reading as $[Redacted] - Due Diligence Vendor-08/19/2025 |  | Resolved-corrected lock now present - Due Diligence Vendor-08/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5238174 |
| 528 |  | D A | Closed | FCRE9991 | 2025-08-19 13:17 | 2025-08-22 14:00 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-tape updated and score matches - Due Diligence Vendor-08/22/2025 <br> Ready for Review-Document Uploaded. Please see attached approval letter and tape reflecting updates. - Buyer-08/22/2025 <br> Open-1. Approval Doc refer page#74 of 145 & Tape reading as SFR but as per Appraisal its reading as PUD, Need to make Correction in Tape & Approval.<br>2. DSCR is of by 0.027 Lender score 1.354<br> Lender has not considered HOA Fee as per Document HOA fee is $[Redacted], Rent income considered by lender $[Redacted] Lender considered 1007 to calculate DSCR. <br> Calculation : $[Redacted]= 1.327 should be the actual score - Due Diligence Vendor-08/19/2025 |  | Resolved-tape updated and score matches - Due Diligence Vendor-08/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5238057 |
| 528 |  | D A | Closed | FCOM4028 | 2025-08-19 10:23 | 2025-08-20 13:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5234517 |
| 604 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 601 |  | D A | Closed | FCOM4028 | 2025-08-18 08:46 | 2025-08-18 10:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5211051 |
| 496 |  | D A | Closed | FCOM4028 | 2025-08-19 10:11 | 2025-08-20 13:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5234226 |
| 561 |  | D A | Closed | FCOM4028 | 2025-08-20 09:15 | 2025-08-22 10:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025 <br>Ready for Review-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. - Buyer-08/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5248827 |
| 597 |  | D A | Closed | FCRE9991 | 2025-08-19 16:58 | 2025-08-21 12:39 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR updated - Due Diligence Vendor-08/21/2025 <br> Ready for Review-Document Uploaded. Changed rent to $[Redacted] per the lease agreement. DSCR .959. Uploaded new tape - Buyer-08/21/2025 <br> Open- - DSCR should be .960. Data Tape DSCR 1.119. Difference is due to the amount used for rent in the calculation. Approval used appraisal proposed rent (page 130) of $[Redacted]. There is a lease agreement (page 160) that is good through 7/1/2026 for $1,800 monthly. Used lower rent amount to final DSCR calculation. - Due Diligence Vendor-08/19/2025 |  | Resolved-DSCR updated - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5241213 |
| 597 |  | D A | Closed | FCOM4028 | 2025-08-19 16:29 | 2025-08-20 06:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5240993 |
| 495 |  | D A | Closed | FCRE1491 | 2025-08-20 15:09 | 2025-08-22 14:24 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved- - Due Diligence Vendor-08/22/2025 <br> Ready for Review-Please refer to pages 78-85 for June 2025 statement and July print out transaction from 07/08 to 07/23 was also provided. - Buyer-08/22/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Need transaction history for [Redacted] dated from 7-1-25 to 7-7-25 as it missing. refer pg. no 94, 78.<br> Note :- As per guide we need most recent 1 month bank statement. - Due Diligence Vendor-08/20/2025 | lender has reviewed gap in statement and accepts the asset docs as is. - 08/22/2025 <br>|  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5257032 |
| 495 |  | D A | Closed | FCOM4028 | 2025-08-20 13:02 | 2025-08-21 14:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5254481 |
| 495 |  | D A | Closed | FCRE1479 | 2025-08-21 14:02 | 2025-08-21 14:03 | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-Asset Record 1 Meets G/L Requirements - Due Diligence Vendor-08/21/2025 <br> Open- - Due Diligence Vendor-08/21/2025 <br> Resolved-Asset Record 1 Meets G/L Requirements - Due Diligence Vendor-08/21/2025 <br> Open-Asset Record 1 Does Not Meet G/L Requirements Need transaction history for [Redacted] dated from 7-1-25 to 7-7-25 as it missing. refer pg. no 94, 78. <br> Note :- As per guide we need most recent 1 month bank statement. - Due Diligence Vendor-08/21/2025 |  | Resolved-Asset Record 1 Meets G/L Requirements - Due Diligence Vendor-08/21/2025 <br>Resolved-Asset Record 1 Meets G/L Requirements - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5272515 |
| 416 |  | D B A C | Closed | 63900-76890 | 2025-08-20 17:36 | 2025-08-29 12:36 | Waived | 2 - Non-Material C B | Compliance | HigherPriced:APR | New York - Subprime Home Loan (First Lien)(02/10) | Waived-Please allow to proceed with Subprime Home Loan<br>- Due Diligence Vendor-08/29/2025 <br> Ready for Review-Document Uploaded. Please review uploaded exception - Buyer-08/29/2025 <br> Counter-require wavier and guidelines do not allow for subprime- subprime," or any similar designation under state or local law are ineligible - Due Diligence Vendor-08/22/2025 <br> Ready for Review-The loan was approved and closed as subprime loan.It does pass the compliance requirements-it's non-QM file. - Buyer-08/22/2025 <br> Open-This is a [Redacted] "subprime home loan." The loan's current APR (8.805%) exceeds the [Redacted] Subprime Home Loan threshold of (8.47%) by (0.335). The threshold is determined by adding 1.75 points to the comparable Freddie Mac PMMS rate. ([Redacted] Bank 6-m(1)(c)) . - Due Diligence Vendor-08/20/2025 <br> Open- - Due Diligence Vendor-08/20/2025 | Compensating Factors<br> No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months<br> - 08/29/2025 <br>| Waived-Please allow to proceed with Subprime Home Loan<br>- Due Diligence Vendor-08/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | Yes | 5258280 |
| 416 |  | D B A C | Closed | FCOM4028 | 2025-08-20 16:34 | 2025-08-21 09:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5257932 |
| 438 |  | D A | Closed | FCOM4028 | 2025-08-20 16:37 | 2025-08-22 10:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5257962 |
| 460 |  | D A | Closed | FCRE4293 | 2025-08-21 10:49 | 2025-08-28 07:21 | Resolved | 1 - Information D A | Credit | Missing Doc | File does not contain all required Asset Statement(s) | Resolved-copy of donor wire now present - Due Diligence Vendor-08/28/2025 <br> Ready for Review-Document Uploaded. Please see attached wire provided by the Settlement Agent - Buyer-08/27/2025 <br> Open-missing the [Redacted] gift wire - Due Diligence Vendor-08/21/2025 |  | Resolved-copy of donor wire now present - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5268639 |
| 460 |  | D A | Closed | FCOM4028 | 2025-08-21 10:05 | 2025-08-22 12:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5267734 |
| 492 |  | D B A | Closed | FCOM4028 | 2025-08-21 07:56 | 2025-08-22 12:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5263697 |
| 492 |  | D B A | Closed | FCRE1174 | 2025-08-21 09:39 | 2025-08-21 09:42 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master Condo Insurance Policy Partially Provided As per guide, Stand-alone flood insurance dwelling policies for an attached individual condo unit are not acceptable. <br> \*Exception form is provided to allow Separate Flood Policy Coverage on a Condo<br> \*Approved Conditions: 0.25 to price.<br> \*Exception form is on page #688 - Due Diligence Vendor-08/21/2025 |  | Waived-Master Condo Insurance Policy Partially Provided As per guide, Stand-alone flood insurance dwelling policies for an attached individual condo unit are not acceptable. <br> \*Exception form is provided to allow Separate Flood Policy Coverage on a Condo<br> \*Approved Conditions: 0.25 to price.<br> \*Exception form is on page #688 - Due Diligence Vendor-08/21/2025<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5267178 |
| 573 |  | D A | Closed | FCRE1158 | 2025-08-21 12:45 | 2025-08-27 11:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-08/27/2025 <br>Ready for Review-Document Uploaded. Please see attached updated policy per UW1. - Buyer-08/27/2025 <br>Open-Hazard Insurance Policy Partially Provided Dwelling Amount is Incorrect in HOI policy. refer Pg. no 143 of 566. - Due Diligence Vendor-08/21/2025 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5271102 |
| 573 |  | D A | Closed | FCRE3978 | 2025-08-21 13:29 | 2025-08-27 11:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Letter of Explanation (Credit) | Resolved-not a mtg but considered a timeshare and ok with pay history - Due Diligence Vendor-08/27/2025 <br> Ready for Review-Document Uploaded. Per UW "This debt is a time share through [Redacted]. Please attached email from UW with explanation. - Buyer-08/26/2025 <br> Open-Need Supporting document to verify"[Redacted] attached to which property. refer pg. no 63 of 121 & 377 of 566.<br> - Note :- As per Final 1003 lender has considered it as installment A/c - Due Diligence Vendor-08/21/2025 |  | Resolved-not a mtg but considered a timeshare and ok with pay history - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5271874 |
| 573 |  | D A | Closed | FCRE8012 | 2025-08-21 13:22 | 2025-08-27 11:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Purchase Contract | Resolved-now present - Due Diligence Vendor-08/27/2025 <br>Ready for Review-Document Uploaded. Please, see attached purchase contract. - Buyer-08/26/2025 <br>Open-Note :- Only addendum is on file refer pg. no 120 of 121. - Due Diligence Vendor-08/21/2025 |  | Resolved-now present - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5271755 |
| 573 |  | D A | Closed | FCOM4028 | 2025-08-21 11:16 | 2025-08-23 11:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/21/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5269256 |
| 580 |  | D A | Closed | FCOM4028 | 2025-08-21 17:34 | 2025-08-28 13:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be upon the receipt. - Buyer-08/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5274995 |
| 580 |  | D A | Closed | FCRE9991 | 2025-08-21 18:34 | 2025-08-22 14:17 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-08/22/2025 <br> Open-Lender did not include the following 2 debts shown on Credit report, #2-pg208: [Redacted]- $35.00 mos pmt with $70 balance, and [Redacted]- $2 mos pmt with $2 balance. They were included in recalculated DTI creating a slight increase since unable to locate any documents in the file to support not including them. - Due Diligence Vendor-08/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-08/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5275239 |
| 748 |  | D A | Closed | FVAL1039 | 2025-08-21 15:23 | 2025-08-26 12:54 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-value support now present - Due Diligence Vendor-08/26/2025 <br> Ready for Review-Document Uploaded. Per CUW AVM on file does support the Appraised Value of [Redacted] within 10% - Seller-08/26/2025 <br> Open-missing - Due Diligence Vendor-08/21/2025 | Ready for Review-Document Uploaded. Per CUW AVM on file does support the Appraised Value of [Redacted] within 10% - Seller-08/26/2025 | Resolved-value support now present - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5273815 |
| 748 |  | D A | Closed | FPRO1242 | 2025-08-21 15:16 | 2025-08-26 12:54 | Resolved | 1 - Information D A | Property | Missing Doc | Appraisal is Missing | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-08/25/2025 <br>Resolved-now present - Due Diligence Vendor-08/25/2025 <br>Ready for Review-Document Uploaded. Appraisal - Seller-08/25/2025 <br>Open-Appraisal is Missing missing appraisal and missing CU or AVM for value support - Due Diligence Vendor-08/21/2025 | Ready for Review-Document Uploaded. Appraisal - Seller-08/25/2025<br>| Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-08/25/2025 <br>Resolved-now present - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5273707 |
| 748 |  | D A | Closed | FCRE1157 | 2025-08-21 15:14 | 2025-08-25 12:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-ins now present - Due Diligence Vendor-08/25/2025 <br>Ready for Review-Document Uploaded. Current hazard insurance - Seller-08/25/2025 <br>Open-Missing Hazard Insurance Policy missing - Due Diligence Vendor-08/21/2025 | Ready for Review-Document Uploaded. Current hazard insurance - Seller-08/25/2025<br>| Resolved-ins now present - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5273696 |
| 748 |  | D A | Closed | FCRE2109 | 2025-08-21 15:05 | 2025-08-25 12:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-worksheet now present - Due Diligence Vendor-08/25/2025 <br>Ready for Review-Document Uploaded. Income Calculation form used - Buyer-08/25/2025 <br>Open- - Due Diligence Vendor-08/21/2025 |  | Resolved-worksheet now present - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5273603 |
| 748 |  | D A | Closed | FCRE1437 | 2025-08-21 15:05 | 2025-08-25 12:49 | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-operating agreement now present and reflects borrower owns 100% and opened over 2 yrs ago - Due Diligence Vendor-08/25/2025 <br>Ready for Review-Document Uploaded. - Seller-08/25/2025 <br>Open-Income and Employment Do Not Meet Guidelines missing these income docs: 1. Articles to show business is borrower 2. proof business opened 2 yrs 3. % owned by borrower - Due Diligence Vendor-08/21/2025 | Ready for Review-Document Uploaded. - Seller-08/25/2025<br>| Resolved-operating agreement now present and reflects borrower owns 100% and opened over 2 yrs ago - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5273602 |
| 748 |  | D A | Closed | FCRE1600 | 2025-08-21 14:49 | 2025-08-25 12:47 | Resolved | 1 - Information D A | Credit | Title | Deed Vesting incorrect - does not properly reflect Vesting in note or other closing docs | Resolved-title corrected and only reflect our borrower now present - Due Diligence Vendor-08/25/2025 <br> Ready for Review-Document Uploaded. Closing Protection Letter shows that Ernst was removed from Title and the Title only shows [Redacted]. So [Redacted] is the only one that should be in the vesting section on Title and Mortgage - Buyer-08/25/2025 <br> Open-Deed vesting incorrect - does not match Deed of Trust. remove [Redacted] as is not on mortgage. need him remove from title - Due Diligence Vendor-08/21/2025 |  | Resolved-title corrected and only reflect our borrower now present - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5273392 |
| 748 |  | D A | Closed | FCOM1477 | 2025-08-21 14:49 | 2025-08-25 12:45 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-lock now present - Due Diligence Vendor-08/25/2025 <br>Ready for Review-Document Uploaded. Lock confirmation - Buyer-08/25/2025 <br>Open-Evidence of Rate Lock Missing and Occupancy status captured on the 1003 Page is 'Primary Residence'. missing rate lock - Due Diligence Vendor-08/21/2025 |  | Resolved-lock now present - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5273391 |
| 748 |  | D A | Closed | FCOM4028 | 2025-08-21 14:57 | 2025-08-22 14:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/22/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5273491 |
| 412 |  | D A | Closed | FCRE1501 | 2025-08-20 12:39 | 2025-08-25 07:36 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted]. Lender added business account and provided proof of ownership of account. - Due Diligence Vendor-08/25/2025 <br> Ready for Review-Document Uploaded. supporting bank statements - Seller-08/22/2025 <br> Counter-we still require the actual asset documentation. we dont have that asset itself and therefore cannot consider it. - Due Diligence Vendor-08/22/2025 <br> Ready for Review-Document Uploaded. Per UW - Assets added to 1003 - see attached articles and recent filing and the recent filing confirms our borrower as the owner of the business account and evidences their total shares all belong to the borrower: - Seller-08/22/2025 <br> Counter-no additional assets were provided just a tape and email confirming DTI. still short assets - Due Diligence Vendor-08/21/2025 <br> Ready for Review-Document Uploaded. provided UW reply and updated Tape - Seller-08/21/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $[Redacted] is less than Total Required Reserve Amount of $[Redacted] - Verified assets $[Redacted] months reserves required $[Redacted] Balance Monthly [Redacted] $[Redacted] received back at closing = $1,634.29 reserves. (Appears that 70% of value was not applied to IRA or crypto on 1003) - Due Diligence Vendor-08/20/2025 | Ready for Review-Document Uploaded. supporting bank statements - Seller-08/22/2025 <br>Ready for Review-Document Uploaded. Per UW - Assets added to 1003 - see attached articles and recent filing and the recent filing confirms our borrower as the owner of the business account and evidences their total shares all belong to the borrower: - Seller-08/22/2025 <br>Ready for Review-Document Uploaded. provided UW reply and updated Tape - Seller-08/21/2025<br>| Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted]. Lender added business account and provided proof of ownership of account. - Due Diligence Vendor-08/25/2025 |  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 5253919 |
| 412 |  | D A | Closed | FCRE9991 | 2025-08-20 12:59 | 2025-08-21 12:47 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender updated tape DTI to 35.92 - Due Diligence Vendor-08/21/2025 <br>Ready for Review-Document Uploaded. Provided UW reply and updated Tape - Buyer-08/21/2025 <br>Open- - DTI should be 35.87%. Approval is 35.92% - difference is $42.32 - unable to determine where the difference is. - Due Diligence Vendor-08/20/2025 |  | Resolved-lender updated tape DTI to 35.92 - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 5254403 |
| 412 |  | D A | Closed | FCOM4028 | 2025-08-20 11:43 | 2025-08-20 15:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/20/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 5252635 |
| 675 |  | D B A | Closed | FCRE9802 | 2025-08-25 15:14 | 2025-09-16 12:53 | Waived | 2 - Non-Material C B | Credit | Eligibility | Borrower is First Time Homebuyer and Program Does Not Allow This | Waived-lender waived FTHB minimum down payment contribution requirement - Due Diligence Vendor-09/16/2025 <br> Ready for Review-Document Uploaded. - Seller-09/16/2025 <br> Counter-waiver required as borrower didnt have 5% into deal - Due Diligence Vendor-09/02/2025 <br> Ready for Review-Looks like we had too many gift funds being used towards the cash to close. The total borrower funds after deducting reserves are $[Redacted] ($[Redacted]emd). - Seller-08/29/2025 <br> Open-Borrower cannot be first time homebuyer for this program - First Time Home Buyer must contribute at 5% own funds for owner occupied transaction. Borrower only contributed [Redacted] Earnest Money and [Redacted] of closing costs. - Due Diligence Vendor-08/25/2025 | Ready for Review-Document Uploaded. - Seller-09/16/2025 <br> Ready for Review-Looks like we had too many gift funds being used towards the cash to close. The total borrower funds after deducting reserves are $[Redacted] ($[Redacted] emd). - Seller-08/29/2025 | Waived-lender waived FTHB minimum down payment contribution requirement - Due Diligence Vendor-09/16/2025<br>|  | No consumer late payments in the last 24 months, 2+ borrowers on the loan, Credit score >40 points than minimum required | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 5308864 |
| 675 |  | D B A | Closed | FCRE1158 | 2025-08-22 08:17 | 2025-09-02 08:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-09/02/2025 <br>Ready for Review-Document Uploaded. - Seller-08/29/2025 <br>Open-Hazard Insurance Policy Partially Provided - only invoice provided - need dec page - Due Diligence Vendor-08/22/2025 | Ready for Review-Document Uploaded. - Seller-08/29/2025<br>| Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-09/02/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5280592 |
| 675 |  | D B A | Closed | FCRE9991 | 2025-08-22 08:38 | 2025-09-02 08:03 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DTI is within 1% now on their lock - Due Diligence Vendor-09/02/2025 <br> Ready for Review-Document Uploaded. The debts have been updated. The three duplicate [Redacted] have been removed, and the apple card payment has been included (5% of the balance due to $0 reporting on credit). - Seller-08/29/2025 <br> Open- - DTI should be 39.42%. Approval is 41.55%. DTI difference is due to credit report debt. UW included the same balance monthly payment into the DTI 4 times and did not include an [Redacted] Revolving debt. - Due Diligence Vendor-08/22/2025 | Ready for Review-Document Uploaded. The debts have been updated. The three duplicate [Redacted] have been removed, and the apple card payment has been included (5% of the balance due to $0 reporting on credit). - Seller-08/29/2025 | Resolved-DTI is within 1% now on their lock - Due Diligence Vendor-09/02/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5281018 |
| 675 |  | D B A | Closed | FCOM4028 | 2025-08-22 07:10 | 2025-08-25 15:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5279200 |
| 543 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 620 |  | D A | Closed | FCOM1221 | 2025-08-22 09:48 | 2025-09-12 10:54 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-corrected signature now present - Due Diligence Vendor-09/12/2025 <br>Ready for Review-Document Uploaded. Please see the DoT corrected. - Buyer-09/11/2025 <br>Open-The Deed of Trust is Incomplete The borrower signed the DOT page #55 of 150 signature lines as "individually." However, on DOT page #36 of 150, the borrower is vested as "individually and as trustee. - Due Diligence Vendor-08/22/2025 |  | Resolved-corrected signature now present - Due Diligence Vendor-09/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5283193 |
| 620 |  | D A | Closed | FCOM1208 | 2025-08-22 09:48 | 2025-09-12 10:54 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Note is Incomplete | Resolved-corrected vesting on Note now present as individual and trustee - Due Diligence Vendor-09/12/2025 <br>Ready for Review-Document Uploaded. Please see the Note corrected. - Buyer-09/11/2025 <br>Open-The Note is Incomplete The borrower signed the Note page #29 of 150 signature lines as "individually." However, on DOT page #36 of 150, the borrower is vested as "individually and as trustee. - Due Diligence Vendor-08/22/2025 |  | Resolved-corrected vesting on Note now present as individual and trustee - Due Diligence Vendor-09/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5283185 |
| 581 |  | D B A C | Closed | FVAL5524 | 2025-08-25 13:06 | 2025-09-02 08:13 | Waived | 2 - Non-Material C B | Property | Property | Ineligible Property | Waived-does not meet build up rate for rural- lender waiver provided - Due Diligence Vendor-09/02/2025 <br>Ready for Review-Document Uploaded. PC Exception granted. - Buyer-08/29/2025 <br>Open-As per guide for rural property neighborhood area must be at least 25% built-up. As per appraisal report Build-Up area is Under 25% - Due Diligence Vendor-08/25/2025 |  | Waived-does not meet build up rate for rural- lender waiver provided - Due Diligence Vendor-09/02/2025<br>|  | Residual income >=3000$, No credit events past 40 months, No consumer late payments in the last 24 months, 2+ borrowers on the loan | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | Originator Post-Close | Yes | 5306425 |
| 581 |  | D B A C | Closed | FCRE1437 | 2025-08-22 13:51 | 2025-08-26 10:22 | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-missing 4th month statement now present - Due Diligence Vendor-08/26/2025 <br>Resolved-Income and Employment Meet Guidelines - Due Diligence Vendor-08/26/2025 <br>Ready for Review-Document Uploaded. Please see the July Charles Schwab assets. - Buyer-08/26/2025 <br>Open-Income and Employment Do Not Meet Guidelines \*As per Guide Need 4-month seasoning of assets required however only 3 months provided pg.#65 of 466, need one more month statement. - Due Diligence Vendor-08/22/2025 |  | Resolved-missing 4th month statement now present - Due Diligence Vendor-08/26/2025 <br>Resolved-Income and Employment Meet Guidelines - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 5288261 |
| 581 |  | D B A C | Closed | FCOM4028 | 2025-08-22 10:48 | 2025-08-25 13:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 5284346 |
| 451 |  | D A | Closed | FCOM4028 | 2025-08-22 13:35 | 2025-08-25 15:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5287946 |
| 472 |  | D A B | Closed | 123ABH | 2025-08-21 07:15 | 2025-08-22 14:28 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing Toolkit Disclosure/Booklet | Resolved-now present - Due Diligence Vendor-08/22/2025 <br>Ready for Review-Document Uploaded. <br> Tool Kit - Buyer-08/22/2025 <br>Open-Homeowner Toolkit is missing - Due Diligence Vendor-08/21/2025 |  | Resolved-now present - Due Diligence Vendor-08/22/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5262866 |
| 472 |  | D A B | Closed | FCOM4028 | 2025-08-21 06:51 | 2025-08-21 10:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5262517 |
| 724 |  | D A | Closed | FCOM4028 | 2025-08-22 13:34 | 2025-08-25 15:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5287932 |
| 596 |  | D A | Closed | FCOM4028 | 2025-08-22 13:44 | 2025-08-29 12:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/29/2025 <br>Ready for Review-The mortgage has not been recorded yet, the recorded mortgage will be sent upon the receipt. - Buyer-08/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5288151 |
| 434 |  | D B A C | Closed | FVAL9739 | 2025-08-25 08:05 | 2025-08-28 09:12 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-litigation docs now present and lender reviewed - Due Diligence Vendor-08/28/2025 <br>Ready for Review-Document Uploaded. Please review uploaded docs. - Buyer-08/27/2025 <br>Open-As per condo Questionnaire on page #331 HOA is involved in litigation, however litigation doc is missing in file. <br> Note: Litigation doc on page #320 is illegible.<br> - Due Diligence Vendor-08/25/2025 |  | Resolved-litigation docs now present and lender reviewed - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5299034 |
| 434 |  | D B A C | Closed | FCOM4028 | 2025-08-22 15:40 | 2025-08-26 13:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5290294 |
| 434 |  | D B A C | Closed | FCRE1248 | 2025-08-25 08:00 | 2025-08-25 08:00 | Waived | 2 - Non-Material B | Credit | Eligibility | Purchase is not considered to be an Arm's Length Transaction | Waived-Purchase is not considered to be an Arm's Length Transaction As per guide, non-arm's length transactions on investment is not permitted<br> \*Exception from is provided to allow non arm length on investment <br> \*Approved Conditions : [Redacted] max, 0.5 to price, details on the nature of the relationship required<br> \*Exception form is on page #563 - Due Diligence Vendor-08/25/2025 |  | Waived-Purchase is not considered to be an Arm's Length Transaction As per guide, non-arm's length transactions on investment is not permitted<br> \*Exception from is provided to allow non arm length on investment <br> \*Approved Conditions : [Redacted] max, 0.5 to price, details on the nature of the relationship required<br> \*Exception form is on page #563 - Due Diligence Vendor-08/25/2025<br>|  | Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5298917 |
| 434 |  | D B A C | Closed | FVAL5474 | 2025-08-25 07:44 | 2025-08-25 07:44 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-As per guide, Condo projects with 21 or more units a single entity cannot own more than 25% of the units.<br> \*Exception is provided to allow single entity ownership exceeds 25% of total units<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #561 - Due Diligence Vendor-08/25/2025 |  | Waived-As per guide, Condo projects with 21 or more units a single entity cannot own more than 25% of the units.<br> \*Exception is provided to allow single entity ownership exceeds 25% of total units<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #561 - Due Diligence Vendor-08/25/2025<br>|  | Residual income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5298657 |
| 767 |  | D A | Closed | FVAL1039 | 2025-08-25 08:53 | 2025-08-28 13:42 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-lender used CU for support for appraisal transfer support - Due Diligence Vendor-08/28/2025 <br>Ready for Review-SSR is 1.5, AVM supports the appraisal value, IVR is good. CDA/BPO is not needed - Buyer-08/28/2025 <br>Open-Need AVM or BPO to support Apprised value as Appraisal got transfer to lender. - Due Diligence Vendor-08/25/2025 |  | Resolved-lender used CU for support for appraisal transfer support - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5300118 |
| 767 |  | D A | Closed | FCOM4028 | 2025-08-22 16:32 | 2025-08-26 13:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5290837 |
| 487 |  | D A C | Closed | 1000609-1001960 | 2025-08-25 10:33 | 2025-09-08 10:50 | Resolved | 1 - Information C A | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure and Consummation Date | Resolved-This is acceptable. - Due Diligence Vendor-09/08/2025 <br> Resolved- - Due Diligence Vendor-09/08/2025 <br> Ready for Review-Document Uploaded. Please review uploaded Cd 08-12 and COC 08-12 - Buyer-09/05/2025 <br> Open-The Initial Closing Disclosure Received Date of ([Redacted]) is not three business days before the consummation date of ([Redacted]). Three business days before the consummation date is ([Redacted]). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Initial CD [Redacted]5 is not 3 days before closing [Redacted]. - Due Diligence Vendor-08/25/2025 <br> Open- - Due Diligence Vendor-08/25/2025 <br> Open- - Due Diligence Vendor-08/25/2025 <br> Open- - Due Diligence Vendor-08/25/2025 <br> Open- - Due Diligence Vendor-08/25/2025 |  | Resolved-This is acceptable. - Due Diligence Vendor-09/08/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5302903 |
| 487 |  | D A C | Closed | FCOM4028 | 2025-08-25 09:36 | 2025-08-25 15:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5301645 |
| 225 |  | D B A C | Closed | 63910-76940 | 2025-08-23 13:16 | 2025-08-29 12:41 | Waived | 2 - Non-Material C B | Compliance | HigherPriced:APR | New York - Subprime Home Loan (Junior Lien)(02/10) | Waived-waiver to allow a subprime loan - Due Diligence Vendor-08/29/2025 <br> Ready for Review-Document Uploaded. Please review uploaded exception - Buyer-08/29/2025 <br> Counter-guidelines do not allow for subprime loans. waiver required. see section 12 of guidelines Loans that meet the definition of "high cost," "high risk," "covered," "subprime," or any similar designation under state or local law are ineligible. - Due Diligence Vendor-08/25/2025 <br> Ready for Review-The loan was approved and closed as [Redacted] subprime home loan. - Buyer-08/25/2025 <br> Open- - Due Diligence Vendor-08/23/2025 <br> Open-This is a [Redacted] "subprime home loan." The loan's current APR (13.202%) exceeds the [Redacted] Subprime Home Loan threshold of (10.47%) by (2.732). The threshold is determined by adding 3.75 points to the comparable Freddie Mac PMMS rate. ([Redacted] Bank 6-m(1)(c)) . - Due Diligence Vendor-08/23/2025 <br> Open- - Due Diligence Vendor-08/23/2025 | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, LTV [Redacted]% below maximum - 08/29/2025 <br>| Waived-waiver to allow a subprime loan - Due Diligence Vendor-08/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | Yes | 5293341 |
| 225 |  | D B A C | Closed | FCOM4028 | 2025-08-23 08:36 | 2025-08-25 10:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5292529 |
| 482 |  | D A | Closed | FCRE6020 | 2025-08-25 10:29 | 2025-08-29 12:45 | Resolved | 1 - Information D A | Credit | Missing Doc | No Photo ID Found in File | Resolved-Photo ID in File correct - Due Diligence Vendor-08/29/2025 <br>Resolved-photo id now present - Due Diligence Vendor-08/29/2025 <br>Ready for Review-Document Uploaded. Email from SUW explaining why the Cert of Naturalization was used - Buyer-08/28/2025 <br>Open-No Photo ID in File Photo ID is missing for B1<br> Note: Cert of Naturalization in file on page #484 - Due Diligence Vendor-08/25/2025 |  | Resolved-Photo ID in File correct - Due Diligence Vendor-08/29/2025 <br>Resolved-photo id now present - Due Diligence Vendor-08/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5302749 |
| 482 |  | D A | Closed | FCOM4028 | 2025-08-25 08:32 | 2025-08-26 14:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5299678 |
| 629 |  | D B A | Closed | FCOM4028 | 2025-08-25 07:53 | 2025-08-25 14:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5298786 |
| 629 |  | D B A | Closed | FCRE1174 | 2025-08-25 14:47 | 2025-08-25 14:47 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Waived-As per guide, Guideline requires a project carry a law and ordinance insurance policy.<br> \*Exception form is provided to allow Master Policy without law and ordinance coverage.<br> \*Approved Conditions: [Redacted] max,0.25 to price<br> \*Exception form is on page # 746 of 746 - Due Diligence Vendor-08/25/2025<br>- Due Diligence Vendor-08/25/2025 |  | Waived-Waived-As per guide, Guideline requires a project carry a law and ordinance insurance policy.<br> \*Exception form is provided to allow Master Policy without law and ordinance coverage.<br> \*Approved Conditions: [Redacted] max,0.25 to price<br> \*Exception form is on page # 746 of 746 - Due Diligence Vendor-08/25/2025<br>- Due Diligence Vendor-08/25/2025<br>|  | No credit event past 40 months, 5+ yrs credit history, DTI > 10% below program maximum. | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 5308339 |
| 571 |  | D A | Closed | FCOM4028 | 2025-08-25 10:06 | 2025-08-25 11:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/25/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5302318 |
| 591 |  | D A | Closed | FCRE1440 | 2025-08-26 09:05 | 2025-09-09 11:56 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-resolved as lender provided proof that borrower is not on lien, just title - Due Diligence Vendor-09/09/2025 <br> Ready for Review-Document Uploaded. We had QCD and WD on file along with payoff. Borrower was not an account holder,she was only on Deed.The MERS on FG is not showing any active lien for subject property that's why VOM is not required. - Buyer-09/09/2025 <br> Open-Housing History Does Not Meet Guideline Requirements Need VOM; credit supplement or 12 months history to verify Mortgage on subject property "[Redacted]". - Due Diligence Vendor-08/26/2025 |  | Resolved-resolved as lender provided proof that borrower is not on lien, just title - Due Diligence Vendor-09/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5317965 |
| 591 |  | D A | Closed | FCOM1229 | 2025-08-25 11:09 | 2025-08-27 13:30 | Resolved | 1 - Information D A | Compliance | Missing Doc | 1-4 Family Rider is Missing | Resolved-missing pages of riders now present - Due Diligence Vendor-08/27/2025 <br> Ready for Review-Document Uploaded. Please review uploaded rider - Buyer-08/27/2025 <br> Open-Rider Page 2 of 2 is missing refer Pg. no 295. - Due Diligence Vendor-08/25/2025 |  | Resolved-missing pages of riders now present - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5303676 |
| 591 |  | D A | Closed | FCOM3596 | 2025-08-25 11:10 | 2025-08-27 13:30 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Prepayment Rider | Resolved-missing pages of riders now present - Due Diligence Vendor-08/27/2025 <br>Ready for Review-Document Uploaded. Please review uploaded page 1 and 2 - Buyer-08/27/2025 <br>Open-Rider Page 2 of 2 is missing refer Pg. no 296. - Due Diligence Vendor-08/25/2025 |  | Resolved-missing pages of riders now present - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5303686 |
| 591 |  | D A | Closed | FCOM4028 | 2025-08-25 09:33 | 2025-08-26 12:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5301583 |
| 488 |  | D A | Closed | FCOM4028 | 2025-08-25 10:47 | 2025-08-26 12:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5303229 |
| 576 |  | D A | Closed | FCOM4028 | 2025-08-25 12:44 | 2025-08-26 13:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 5305902 |
| 641 |  | D A C | Closed | FCRE6206 | 2025-08-26 11:55 | 2025-09-03 06:41 | Resolved | 1 - Information B A | Credit | Title | Mortgagee Clauses is missing or incorrect on Title Commitment or Final Policy | Resolved-lender name now correct on title - Due Diligence Vendor-09/03/2025 <br>Ready for Review-Document Uploaded. Please see the corrected Preliminary Title. - Buyer-09/02/2025 <br>Open-Mortgagee Clause is 'No'. Mortgagee Clause is missing or incorrect on Title Commitment or Final Policy. Mortgagee Clause is incorrect on Title Commitment, Reflect A & D Mortage it Should be A & D Mortgage - Due Diligence Vendor-08/26/2025 |  | Resolved-lender name now correct on title - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5322401 |
| 641 |  | D A C | Closed | 2260 | 2025-08-26 15:33 | 2025-08-27 11:47 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-resolved with lender comments. no prepay - Due Diligence Vendor-08/27/2025 <br>Ready for Review-Document Uploaded. No PPP is confirmed. - Buyer-08/27/2025 <br>Open-confirm none - Due Diligence Vendor-08/26/2025 |  | Resolved-resolved with lender comments. no prepay - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5326429 |
| 641 |  | D A C | Closed | FCOM4028 | 2025-08-25 13:46 | 2025-08-26 15:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5307290 |
| 414 |  | D B A | Closed | FCRE9991 | 2025-08-25 17:03 | 2025-08-28 09:13 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender fixed DTI and now matches 40.35 - Due Diligence Vendor-08/28/2025 <br> Ready for Review-Document Uploaded. DTI was updated, pls see the Lock Confirmation. - Buyer-08/27/2025 <br> Open-\*DTI is off by 15.35%<br> DTI should be 40.35%. Approval is 25%. PHE is $[Redacted]+ Debts from Credit report of $[Redacted]+ negative rents used of $[Redacted] / Income of $[Redacted]= 40.35%<br> Reason: Unable to identify how lender calculated DTI - Due Diligence Vendor-08/25/2025 |  | Resolved-lender fixed DTI and now matches 40.35 - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5310933 |
| 414 |  | D B A | Closed | FCOM4028 | 2025-08-25 14:04 | 2025-08-26 15:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5307640 |
| 414 |  | D B A | Closed | FVAL5524 | 2025-08-25 17:07 | 2025-08-25 17:07 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-As per guide, Each unit in properties containing two or more units must have gross living area of at least 500 square feet<br> \*Exception form is provided to allow Unit #3 has 390 sq ft<br> \*Approved conditions : Max LA $[Redacted] & 0.25 to price<br> \*Exception form is on page #384 of 672 - Due Diligence Vendor-08/25/2025 |  | Waived-As per guide, Each unit in properties containing two or more units must have gross living area of at least 500 square feet<br> \*Exception form is provided to allow Unit #3 has 390 sq ft<br> \*Approved conditions : Max LA $[Redacted] & 0.25 to price<br> \*Exception form is on page #384 of 672 - Due Diligence Vendor-08/25/2025 |  | Several income sources and DTI below 45%, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5310968 |
| 408 |  | D B A | Closed | FCRE9991 | 2025-08-26 08:06 | 2025-08-28 14:32 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-room leases provided and more than supports rents used - Due Diligence Vendor-08/28/2025 <br> Ready for Review-Document Uploaded. - Buyer-08/28/2025 <br> Open-•DSCR is off by 0.549% , Lender's score 1.318<br> > 1008 indicates a rent of [Redacted] but no supportive docs in file, 1007 page 82 of 569, reflect $[Redacted]. PITI Matches. DSCR should be 0.769 : $[Redacted]<br> - Due Diligence Vendor-08/26/2025 |  | Resolved-room leases provided and more than supports rents used - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5316479 |
| 408 |  | D B A | Closed | FCOM4028 | 2025-08-25 15:22 | 2025-08-27 14:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5309004 |
| 408 |  | D B A | Closed | FVAL5524 | 2025-08-25 17:44 | 2025-08-26 14:20 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-\*As per guide [Redacted] is not allowed <br> \*Exception form provided to proceed with loan with "[Redacted]" which is ineligible property type. <br> \*Exception pg. no : 531 of 569.<br> \*Approved condition : [Redacted] max 0.25 to price - Due Diligence Vendor-08/25/2025 |  | Waived-\*As per guide [Redacted] is not allowed <br> \*Exception form provided to proceed with loan with "[Redacted]" which is ineligible property type. <br> \*Exception pg. no : 531 of 569.<br> \*Approved condition : [Redacted] max 0.25 to price - Due Diligence Vendor-08/25/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5311133 |
| 435 |  | D B A | Closed | FCRE1180 | 2025-08-26 09:34 | 2025-08-28 14:42 | Resolved | 1 - Information D A | Credit | Missing Doc | HO-6 Insurance Policy is Missing | Resolved-HO-6 Insurance Policy is fully present - Due Diligence Vendor-08/28/2025 <br>Resolved-now present - Due Diligence Vendor-08/28/2025 <br>Ready for Review-Document Uploaded. - Buyer-08/28/2025 <br>Open-HO-6 Insurance Policy is Missing - Due Diligence Vendor-08/26/2025 |  | Resolved-HO-6 Insurance Policy is fully present - Due Diligence Vendor-08/28/2025 <br>Resolved-now present - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5319075 |
| 435 |  | D B A | Closed | FCRE1491 | 2025-08-26 10:09 | 2025-08-28 14:39 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-resolved with lender explanation. part of gift was backed out as MBC was not met with full gift - Due Diligence Vendor-08/28/2025 <br> Ready for Review-Document Uploaded. For account [Redacted], we have 6/27-8/13 this is 47 days. The deposits into [Redacted] were from the other account [Redacted] 4/1-6/30 this supports the full seasoning of the account balance of funds being used for the income only $[Redacted] is being used for income and this is less than the transferred amount from the other account. Only 3 months are needed for asset utilization.<br> For the gift the cash to close was[Redacted] of the gift can be used.<br> [Redacted] of the gift to back out.<br> =$[Redacted] of usable balance<br> We use $[Redacted] for the cash to close and $[Redacted] for the asset utilization income. There is also unused long term disability at $[Redacted] a month to supplement the income.<br> If we have another $[Redacted] in another liquid account for the borrower, the disability income would not be needed. - Seller-08/28/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements \*Gift guide is not meeting Assets utilization = SP\*20% = $[Redacted]\*20% = $[Redacted]<br> Note :- Total ending balance in A/c[Redacted] is $[Redacted] - Gift [Redacted] - Lender considered for Income $[Redacted]. - Due Diligence Vendor-08/26/2025 | Ready for Review-Document Uploaded. For account [Redacted], we have 6/27-8/13 this is 47 days. The deposits into [Redacted] were from the other account [Redacted] 4/1-6/30 this supports the full seasoning of the account balance of funds being used for the income only $[Redacted] is being used for income and this is less than the transferred amount from the other account. Only 3 months are needed for asset utilization.<br> For the gift the cash to close was [Redacted]- MBC (45k)= [Redacted] of the gift can be used.<br> [Redacted] of the gift to back out.<br> =$[Redacted] of usable balance<br> We use $[Redacted] for the cash to close and $[Redacted] for the asset utilization income. There is also unused long term disability at $[Redacted] a month to supplement the income.<br> If we have another $[Redacted] in another liquid account for the borrower, the disability income would not be needed. - Seller-08/28/2025 | Resolved-resolved with lender explanation. part of gift was backed out as MBC was not met with full gift - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5319978 |
| 435 |  | D B A | Closed | FCRE1437 | 2025-08-26 08:44 | 2025-08-28 14:38 | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-resolved with lender clarification, Empower account used for seasoning and 3 months present - Due Diligence Vendor-08/28/2025 <br> Ready for Review-Document Uploaded. For account [Redacted], we have 6/27-8/13 this is 47 days. The deposits into [Redacted] were from the other account[Redacted] 4/1-6/30 this supports the full seasoning of the account balance of funds being used for the income only $[Redacted] is being used for income and this is less than the transferred amount from the other account. Only 3 months are needed for asset utilization.<br> For the gift the cash to close was [Redacted]- MBC ([Redacted])= [Redacted]of the gift can be used.<br> [Redacted] of the gift to back out.<br> =[Redacted] of usable balance<br> We use $[Redacted]for the cash to close and $[Redacted]for the asset utilization income. There is also unused long term disability at $[Redacted] a month to supplement the income.<br> If we have another $[Redacted] in another liquid account for the borrower, the disability income would not be needed. - Buyer-08/28/2025 <br> Open-Income and Employment Do Not Meet Guidelines \*\*As per Guide Need 4-month seasoning of assets required however only 1 months provided for[Redacted] refer pg. no 125, 140 ,163, need 3 more month statement. - Due Diligence Vendor-08/27/2025 |  | Resolved-resolved with lender clarification, Empower account used for seasoning and 3 months present - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5317447 |
| 435 |  | D B A | Closed | FCOM4028 | 2025-08-26 07:45 | 2025-08-27 12:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5316097 |
| 435 |  | D B A | Closed | FVAL5474 | 2025-08-26 10:34 | 2025-08-26 10:34 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived--As per guide there should not a major HOA Litigation<br> \*Exception form provided to procced with loan as HOA is in the Litigation<br> - Approved Condition :- [Redacted] max, 0.25 to price<br> - Exception form on pg. no :- 2 of 456 - Due Diligence Vendor-08/26/2025 |  | Waived--As per guide there should not a major HOA Litigation<br> \*Exception form provided to procced with loan as HOA is in the Litigation<br> - Approved Condition :- [Redacted] max, 0.25 to price<br> - Exception form on pg. no :- 2 of 456 - Due Diligence Vendor-08/26/2025<br>|  | Revolving debt is under 30%, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Reserves >6 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5320479 |
| 405 |  | B A | Closed | FCRE9991 | 2025-08-26 15:20 | 2025-08-28 14:46 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender fixed DTI - Due Diligence Vendor-08/28/2025 <br> Ready for Review-Document Uploaded. This was a system glitch, we fixed it. Here is the Lock confirmation/1008. - Buyer-08/28/2025 <br> Open-DTI is off by 15.73%. Lender DTI: 31.36 and Verified DTI:47.09<br> PHE is $[Redacted] + Debts from Credit report of $[Redacted] + negative rents used of $[Redacted]/ Income of $[Redacted]= 47.09%<br> Reason: Unable to identify how lender calculated DTI - Due Diligence Vendor-08/26/2025 |  | Resolved-lender fixed DTI - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5326318 |
| 405 |  | B A | Closed | FVAL5472 | 2025-08-26 14:57 | 2025-08-26 15:06 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-As per guide, Each unit in properties containing two or more units must have gross living area of at least 500 square feet<br> Exception form provided to allow one unit has 480 sq ft<br> Exception form page#88 of 353<br> Approved With Conditions: $[Redacted] LA & 0.25 to price - Due Diligence Vendor-08/26/2025 |  | Waived-As per guide, Each unit in properties containing two or more units must have gross living area of at least 500 square feet<br> Exception form provided to allow one unit has 480 sq ft<br> Exception form page#88 of 353<br> Approved With Conditions: $140,800 LA & 0.25 to price - Due Diligence Vendor-08/26/2025<br>|  | Revolving debt is under 30%, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5326087 |
| 618 |  | D A | Closed | FCRE1334 | 2025-08-25 15:51 | 2025-09-18 13:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Executed 4506-T Missing | Resolved-Borrower 1 Executed 4506-T Provided - Due Diligence Vendor-09/18/2025 <br>Resolved-signed 4506C now present - Due Diligence Vendor-09/18/2025 <br>Ready for Review-Document Uploaded. Please review uploaded 4506-C - Buyer-09/18/2025 <br>Counter-a W9 is a completely different form and does not meet the 4506 requirements. This is required on all loans - see section 6.6.7 IRS Form 4506-C must be completed and signed by all borrowers both at application and closing. The form must request the appropriate documentation type (W-2s, full tax transcripts, etc.). - Due Diligence Vendor-08/27/2025 <br>Ready for Review-We had w-9 on file. - Buyer-08/27/2025 <br>Open-Borrower 1 Executed 4506-T Missing missing and loan is full doc - Due Diligence Vendor-08/25/2025 |  | Resolved-Borrower 1 Executed 4506-T Provided - Due Diligence Vendor-09/18/2025 <br>Resolved-signed 4506C now present - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5309553 |
| 618 |  | D A | Closed | FCOM4028 | 2025-08-25 15:00 | 2025-08-26 14:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5308635 |
| 698 |  | D A | Closed | 123ABJ | 2025-08-27 06:40 | 2025-08-28 14:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VVOE dated within 10 days consummation | Resolved-lender provided paystub that is right prior to close. - Due Diligence Vendor-08/28/2025 <br>Ready for Review-Document Uploaded. Attached is the paystub that was used for the VVOE. It has the pay date if 8/1/25, the validity period for the paystubs are 15 business days, and it expired on 8/22 when the closing date was 8/20.<br>- Buyer-08/28/2025 <br>Open-B1 VVOE within 10 days of note date is missing in file - Due Diligence Vendor-08/27/2025 |  | Resolved-lender provided paystub that is right prior to close. - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5330215 |
| 698 |  | D A | Closed | FCOM4028 | 2025-08-26 13:20 | 2025-08-27 12:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5324520 |
| 483 |  | D B A | Closed | FCRE1158 | 2025-08-26 11:22 | 2025-09-16 10:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-09/16/2025 <br>Resolved-updated policy dates now present - Due Diligence Vendor-09/16/2025 <br>Ready for Review-Document Uploaded. - Seller-09/15/2025 <br>Counter-that is now what new guidelines say. Says all policies cannot go into effect more than 30 days. You are referring to the Old guidelines that states (see highlighted updates from 4/18 that removed this) - All policies cannot go into effect more than 30 days prior to closing, (OLD LANGAUGE) unless and the policy has been must be paid in full prior or at closing. NEW LANGUAGE removed that and states all must be in effect within 30 days - All policies cannot go into effect more than 30 days prior to closing, and the policy must be paid in full prior or at closing - Due Diligence Vendor-09/05/2025 <br>Ready for Review-Document Uploaded. According to guidelines, insurance should not begin more than 30 days before the closing, except in those situations when it was fully paid. HO6 is Paid in Full. - Seller-09/04/2025 <br>Open-per guidelines ins cannot be effective more than 30 days before note. this is effective 7/17 and note date is 8/21 - Due Diligence Vendor-08/26/2025 | Ready for Review-Document Uploaded. - Seller-09/15/2025 <br>Ready for Review-Document Uploaded. According to guidelines, insurance should not begin more than 30 days before the closing, except in those situations when it was fully paid. HO6 is Paid in Full. - Seller-09/04/2025<br>| Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-09/16/2025 <br>Resolved-updated policy dates now present - Due Diligence Vendor-09/16/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5321505 |
| 483 |  | D B A | Closed | FCRE9651 | 2025-08-26 08:03 | 2025-08-29 12:49 | Resolved | 1 - Information A | Credit | Missing Doc | Amortization Schedule missing from Closing Package. | Resolved-now present - Due Diligence Vendor-08/29/2025 <br>Ready for Review-Document Uploaded. - Seller-08/28/2025 <br>Open-Amortization Schedule is 'Missing'from the Closing Package. missing - Due Diligence Vendor-08/26/2025 | Ready for Review-Document Uploaded. - Seller-08/28/2025<br>| Resolved-now present - Due Diligence Vendor-08/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5316422 |
| 483 |  | D B A | Closed | FCRE1482 | 2025-08-26 09:40 | 2025-08-29 12:46 | Resolved | 1 - Information C A | Credit | Assets | Asset 4 Does Not Meet Guideline Requirements | Resolved-lender disregarded as check was rejected - Due Diligence Vendor-08/29/2025 <br>Ready for Review-Document Uploaded. We have sourced it and have not considered it a gift as well.<br>We have the source of the check, & #2 it was not considered as a gift since the check was rejected by the bank per the sourcing documentation and the bank statement transaction history.<br>Therefore, it is neither a gift AND we have the source of it and the source shows that the check was returned to sender. The check number matches the 06/17 post date as well<br>Please see the screenshots - Buyer-08/29/2025 <br>Open-Asset 4 Does Not Meet Guideline Requirements missing copy of donor gift check for B2 for 10k payable to b2 into apple account dated 6/12 - Due Diligence Vendor-08/26/2025 |  | Resolved-lender disregarded as check was rejected - Due Diligence Vendor-08/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5319227 |
| 483 |  | D B A | Closed | FCOM4028 | 2025-08-26 07:29 | 2025-08-26 11:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5315832 |
| 483 |  | D B A | Closed | FCRE8459 | 2025-08-26 09:57 | 2025-08-26 11:46 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower Entity Ownership does not meet guidelines | Waived-one entity owns more than 50 % of the units [Redacted]. Cannot exceed 20% on a limited review for condo investor concentration<br> Pg. 705<br> - Due Diligence Vendor-08/26/2025 |  | Waived-one entity owns more than 50 % of the units [Redacted]. Cannot exceed 20% on a limited review for condo investor concentration<br> Pg. 705<br> - Due Diligence Vendor-08/26/2025 |  | Compensating Factors<br> No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan,<br> Credit score >40 points than minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5319662 |
| 483 |  | D B A | Closed | FCRE1491 | 2025-08-26 09:43 | 2025-08-26 09:43 | Waived | 2 - Non-Material B | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Waived-borrower does not have 20% down payment for loan program type<br> pg 706<br> Borrowers are short $10,000 of their own PERSONAL<br> funds for cash to close AND $8,300 Reserves. - Due Diligence Vendor-08/26/2025 |  | Waived-borrower does not have 20% down payment for loan program type<br> pg 706<br> Borrowers are short $10,000 of their own PERSONAL<br> funds for cash to close AND $8,300 Reserves. - Due Diligence Vendor-08/26/2025<br>|  | Compensating Factors<br> No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan,<br> Credit score >40 points than minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 08/04/2025 65 CLTV max, can be covered with gifts, cannot increase<br> CLTV, 0.25 to price | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5319282 |
| 663 |  | D A C | Closed | FCOM1233 | 2025-08-27 16:34 | 2025-08-29 13:25 | Resolved | 1 - Information D A | Credit | Eligibility | The Final 1003 is Incomplete | Resolved-1003 updated - Due Diligence Vendor-08/29/2025 <br>Resolved-corrected app now present - Due Diligence Vendor-08/29/2025 <br>Ready for Review-Document Uploaded. Declaration A states: "If YES… (Will you occupy the property as your primary residence?). The loan is Investment, Brw will not occupy subject property. - Buyer-08/29/2025 <br>Open-Borrower had an ownership in the property in past 3 years can be verified form Credit report page#338 of 345 . Need an updated Final 1003 declaration marking as Yes instead of No - Due Diligence Vendor-08/27/2025 |  | Resolved-1003 updated - Due Diligence Vendor-08/29/2025 <br>Resolved-corrected app now present - Due Diligence Vendor-08/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5340777 |
| 663 |  | D A C | Closed | FVAL9739 | 2025-08-27 13:29 | 2025-08-29 12:51 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-now present - Due Diligence Vendor-08/29/2025 <br>Ready for Review-Document Uploaded. Please see the Transfer Letter. - Buyer-08/29/2025 <br>Open-\*Appraisal Transfer File , Missing Appraisal Transfer Letter - Due Diligence Vendor-08/27/2025 |  | Resolved-now present - Due Diligence Vendor-08/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5338271 |
| 663 |  | D A C | Closed | FCOM4028 | 2025-08-27 10:42 | 2025-08-28 06:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5335164 |
| 636 |  | D A | Closed | FCOM4028 | 2025-08-25 09:36 | 2025-08-26 09:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5301642 |
| 681 |  | D A | Closed | FCRE6696 | 2025-08-28 06:05 | 2025-09-04 06:22 | Resolved | 1 - Information C A | Credit | Income/Employment | Employment Self-Employed Less Than 2 Years at Origination | Resolved-resolved with lender comments. They reviewed CPA letter and determined that the same business opened more than 2 years but only incorporated less than 2- TPR considers this resolved - Due Diligence Vendor-09/04/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by SUW along with CPA letter - Buyer-09/03/2025 <br>Open-Business borrower used for qualifying is formed less than 2 years ago. Business formed 1.45 years ago - Due Diligence Vendor-08/28/2025 |  | Resolved-resolved with lender comments. They reviewed CPA letter and determined that the same business opened more than 2 years but only incorporated less than 2- TPR considers this resolved - Due Diligence Vendor-09/04/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5344278 |
| 681 |  | D A | Closed | FCOM4028 | 2025-08-26 12:57 | 2025-08-28 06:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5323932 |
| 448 |  | D B A | Closed | FCOM4028 | 2025-08-27 12:27 | 2025-08-28 15:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025 <br>Ready for Review-less than 60 days - Buyer-08/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5336992 |
| 448 |  | D B A | Closed | FVAL5474 | 2025-08-27 14:20 | 2025-08-27 14:20 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived--As per guide a single entity should not owned more than 25% if total unit is above 25<br> - Exception form provided to proceed with loan as a single entity owed up to 40%<br> - Exception form on Pg. no 329 of 403.<br> - Approved Condition :- [Redacted] MAX & 0.25 to price - Due Diligence Vendor-08/27/2025 |  | Waived--As per guide a single entity should not owned more than 25% if total unit is above 25<br> - Exception form provided to proceed with loan as a single entity owed up to 40%<br> - Exception form on Pg. no 329 of 403.<br> - Approved Condition :- [Redacted] MAX & 0.25 to price - Due Diligence Vendor-08/27/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5339249 |
| 486 |  | D A | Closed | FCRE9991 | 2025-08-26 15:54 | 2025-08-29 13:26 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DTI updated and is now within 1% - Due Diligence Vendor-08/29/2025 <br> Ready for Review-Document Uploaded. The $3K subject rental, that should not have been there and has been removed. The DTI is now 49.83%. If we do not include the [Redacted] open payment of $[Redacted] in the DTI (which we have sufficient reserves), the DTI is 48.14%. - Buyer-08/28/2025 <br> Open-DTI is 48.12% correct compared to originators 42.94% Originator added a subject property rental income of $[Redacted] when this figure is for the subject borrowers investment property as stated on 1003 and was used to offset the mortgage on the rental. Also 1008 states $[Redacted] rental for subject but subject is a condo 1 unit O/O purchase. Please remove the [Redacted] income and fix DTI. - Due Diligence Vendor-08/26/2025 |  | Resolved-DTI updated and is now within 1% - Due Diligence Vendor-08/29/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5326671 |
| 486 |  | D A | Closed | FCOM4028 | 2025-08-26 14:46 | 2025-08-27 15:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5325932 |
| 455 |  | D A | Closed | FCOM4028 | 2025-08-26 14:06 | 2025-08-27 15:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5325321 |
| 522 |  | D B A | Closed | FCRE1165 | 2025-08-27 14:20 | 2025-09-02 08:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Insurance Policy Partially Provided | Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-09/02/2025 <br>Resolved-now present - Due Diligence Vendor-09/02/2025 <br>Ready for Review-Document Uploaded. - Buyer-08/29/2025 <br>Open-missing master flood policy from association - Due Diligence Vendor-08/27/2025 |  | Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-09/02/2025 <br>Resolved-now present - Due Diligence Vendor-09/02/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5339247 |
| 522 |  | D B A | Closed | FCRE6696 | 2025-08-27 09:18 | 2025-09-02 08:17 | Resolved | 1 - Information C A | Credit | Income/Employment | Employment Self-Employed Less Than 2 Years at Origination | Resolved-CPA letter addressed that bus opened longer than 2 yrs but name formally registered less than 2 - Due Diligence Vendor-09/02/2025 <br>Ready for Review-Document Uploaded. Per SR UW - CPA letter will suffice to evidence employment history - Buyer-08/29/2025 <br>Open-1003 states Self employed since 2017; however, only doc in file is sunbiz, page 266 of pdf 2, which only states self employment since 10/23/2023. No other evidence on file for self employment of at least 2 years. - Due Diligence Vendor-08/27/2025 |  | Resolved-CPA letter addressed that bus opened longer than 2 yrs but name formally registered less than 2 - Due Diligence Vendor-09/02/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5333162 |
| 522 |  | D B A | Closed | FCOM4028 | 2025-08-27 09:01 | 2025-08-27 14:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5332814 |
| 522 |  | D B A | Closed | FCRE1256 | 2025-08-27 09:56 | 2025-08-27 09:56 | Waived | 2 - Non-Material B | Credit | Missing Doc | Other Property Insurance Policy Partially Provided | Waived-Waived-As per guide, Guideline requires project coverages of at least 80% of Replacement cost.<br> \*Exception form is provided to allow subject with master policy that has just under 80% of replacement cost for flood coverage. BWR has obtained their own policy to supplement.<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page #2 of 101 - Due Diligence Vendor-008/27/2025 - Due Diligence Vendor-08/27/2025 |  | Waived-Waived-As per guide, Guideline requires project coverages of at least 80% of Replacement cost.<br> \*Exception form is provided to allow subject with master policy that has just under 80% of replacement cost for flood coverage. BWR has obtained their own policy to supplement.<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page #2 of 101 - Due Diligence Vendor-008/27/2025 - Due Diligence Vendor-08/27/2025<br>|  | Revolving debt under 30%, No credit evens past 40 months, Credit Score > 40 points above program requirement, Bwr contribution exceeds requirement >=5%. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5334322 |
| 662 |  | D B A | Closed | FCRE1148 | 2025-08-26 16:05 | 2025-08-29 13:32 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title Coverage Amount of $[Redacted] is equal to or greater than Total Amount of Subject Lien(s) $[Redacted]+0+0 - Due Diligence Vendor-08/29/2025 <br> Ready for Review-Document Uploaded. Please see the attached title commitment showing the correct loan amount. - Buyer-08/29/2025 <br> Open-Title Coverage Amount of $[Redacted] is Less than Total Amount of Subject Lien(s) of $[Redacted]+0+0 loan amount should be $[Redacted] - Due Diligence Vendor-08/26/2025 |  | Resolved-Title Coverage Amount of $[Redacted] is equal to or greater than Total Amount of Subject Lien(s) $[Redacted]+0+0 - Due Diligence Vendor-08/29/2025 |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5326805 |
| 662 |  | D B A | Closed | FVAL4940 | 2025-08-26 16:19 | 2025-08-29 13:31 | Resolved | 1 - Information D A | Property | Missing Doc | Missing Homeowner's Association Questionnaire | Resolved-lender comments resolve finding. they are now allowing non [Redacted] forms for questionnaires - Due Diligence Vendor-08/29/2025 <br> Ready for Review-Document Uploaded. Please see attached email from our collateral uw team stating "Due to the volume increase we allow non-[Redacted] questionnaires as long as all information we need for a specific approval is covered there". - Buyer-08/28/2025 <br> Open-missing [Redacted] approval. Page 358 was not from [Redacted] for condo. Please provide the AD condo approval or confirm other version is allowed. - Due Diligence Vendor-08/26/2025 |  | Resolved-lender comments resolve finding. they are now allowing non AD forms for questionnaires - Due Diligence Vendor-08/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5326890 |
| 662 |  | D B A | Closed | FCOM4028 | 2025-08-26 15:52 | 2025-08-27 13:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5326641 |
| 662 |  | D B A | Closed | FVAL5474 | 2025-08-26 16:18 | 2025-08-26 16:18 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-repairs not allowed on condo projects. <br> Property has On Going repairs<br> Comments Property inspection and HOA minites, bid have been accepted and assesments being calculated<br> pg 121<br> - Due Diligence Vendor-08/26/2025 |  | Waived-repairs not allowed on condo projects. <br> Property has On Going repairs<br> Comments Property inspection and HOA minites, bid have been accepted and assesments being calculated<br> pg 121<br> - Due Diligence Vendor-08/26/2025<br>|  | Compensating Factors<br> Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past<br> 40 months, No consumer late payments in the last 24 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 08/05/2025 0.5 to price, 65 CLTV max | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5326887 |
| 526 |  | D A | Closed | FCRE1158 | 2025-08-27 08:21 | 2025-09-10 09:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-updated ins with wind now present - Due Diligence Vendor-09/10/2025 <br> Ready for Review-Document Uploaded. Please see attached updated policy. - Buyer-09/09/2025 <br> Open-Hazard Insurance Policy Partially Provided insurance says wind Excluded. Need proof policy has wind see page 109 Says [Redacted]- Due Diligence Vendor-08/27/2025 |  | Resolved-updated ins with wind now present - Due Diligence Vendor-09/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5331920 |
| 526 |  | D A | Closed | FCRE9991 | 2025-08-27 08:39 | 2025-08-28 15:09 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-score updated on lock - Due Diligence Vendor-08/28/2025 <br> Ready for Review-Document Uploaded. Gross monthly rental income was updated in our system to match the appraisal. Please see attached updated lock confirmation and tape. - Buyer-08/28/2025 <br> Open-DSCR is .918. Lender used [Redacted] for rent but the 1007 states $[Redacted] - Due Diligence Vendor-08/27/2025 |  | Resolved-score updated on lock - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5332319 |
| 526 |  | D A | Closed | FCOM4028 | 2025-08-27 07:04 | 2025-08-27 14:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5330478 |
| 424 |  | D B A | Closed | FCOM4028 | 2025-08-27 13:54 | 2025-08-28 14:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5338708 |
| 424 |  | D B A | Closed | FCRE9994 | 2025-08-28 09:52 | 2025-08-28 09:54 | Waived | 2 - Non-Material B | Credit | Eligibility | Original LTV (OLTV) does not meet eligibility requirement(s) | Waived-As per guide Cash-Out Seasoning from six (6) to twelve (12) - Maximum CLTV ratio for the cash out transaction is based up on the lower of the current appraised value or the purchase price plus documented improvements<br> Exception is provided to use appraised value <br> Approved Conditions 0.25 to price, max [Redacted]<br> Exception is provided on page no 23 of 167 - Due Diligence Vendor-08/28/2025 |  | Waived-As per guide Cash-Out Seasoning from six (6) to twelve (12) - Maximum CLTV ratio for the cash out transaction is based up on the lower of the current appraised value or the purchase price plus documented improvements<br> Exception is provided to use appraised value <br> Approved Conditions 0.25 to price, max [Redacted]<br> Exception is provided on page no 23 of 167 - Due Diligence Vendor-08/28/2025<br>|  | 5+ years credit history, 2+ borrowers on the loan, Reserves >6 months, Experienced investor | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5348500 |
| 424 |  | D B A | Closed | FPRO1251 | 2025-08-27 17:09 | 2025-08-28 09:50 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-As per guide legal non-conforming is not allowed<br> Exception is provided to allow Legal-non confirm <br> Approved Conditions 0.25 to price, max [Redacted]<br> Exception is provided on page no 23 of 167 - Due Diligence Vendor-08/27/2025 |  | Waived-As per guide legal non-conforming is not allowed<br> Exception is provided to allow Legal-non confirm <br> Approved Conditions 0.25 to price, max [Redacted]<br> Exception is provided on page no 23 of 167 - Due Diligence Vendor-08/27/2025<br>|  | 5+ years credit history, 2+ borrowers on the loan, Reserves >6 months, Experienced investor | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5341018 |
| 722 |  | D A | Closed | FCOM4028 | 2025-08-27 13:45 | 2025-08-29 13:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/29/2025 <br>Ready for Review-Document Uploaded. mortgage will be sent to title for recording - Buyer-08/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/29/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5338537 |
| 594 |  | D A | Closed | FCOM4028 | 2025-08-27 13:28 | 2025-08-28 15:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5338254 |
| 499 |  | D B A | Closed | FCRE9991 | 2025-08-28 12:16 | 2025-09-04 12:02 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR updated and now matches - Due Diligence Vendor-09/04/2025 <br> Ready for Review-Document Uploaded. The rental income is updated, now the DSCR ratio is 1.179 and is in accordance with DD findings. - Buyer-09/04/2025 <br> Open--DSCR score difference is 0.393, lender DSCR score is 1.572<br> - Document in file rent pg 303 of 799, rent amount for 3 unit $[Redacted], 1008 document pg 91 of 112 and rent amount $[Redacted]<br> - DSCR score difference is due to lender consider 100% of the all 3 units rent amount where as the property type is mixed use and all 3 units are vacant pg no 212 of 799<br> - Rent amount should be $1[Redacted]<br> - DSCR score should be Rent / PITI =[Redacted] = 1.179 - Due Diligence Vendor-08/28/2025 |  | Resolved-DSCR updated and now matches - Due Diligence Vendor-09/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5350904 |
| 499 |  | D B A | Closed | FCOM4028 | 2025-08-28 08:08 | 2025-08-29 13:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan close in less than 60 - Due Diligence Vendor-08/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/28/2025 |  | Resolved-Loan close in less than 60 - Due Diligence Vendor-08/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5345835 |
| 499 |  | D B A | Closed | FVAL3867 | 2025-08-28 12:22 | 2025-08-28 12:58 | Waived | 2 - Non-Material B | Property | Property | Property is Mixed Use | Waived-\*As per guide mixed use will allow 1 unit as vacant<br> \*Exception is provided to allow the loan with all 3 units vacant<br> \*+0.25 to price, [Redacted] max, value review required<br> \*Exception is on page 18 of 112 - Due Diligence Vendor-08/28/2025 |  | Waived-\*As per guide mixed use will allow 1 unit as vacant<br> \*Exception is provided to allow the loan with all 3 units vacant<br> \*+0.25 to price, [Redacted] max, value review required<br> \*Exception is on page 18 of 112 - Due Diligence Vendor-08/28/2025<br>|  | \*No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5351009 |
| 462 |  | D B A | Closed | FCRE1200 | 2025-08-28 09:34 | 2025-09-16 10:08 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-loan amount less than minimum - Due Diligence Vendor-09/16/2025 <br> Ready for Review-Document Uploaded. updated waivers - Buyer-09/15/2025 <br> Counter-need updated waiver. Both waivers in file has Loan amount listed over [Redacted] we cannot apply to this. - Due Diligence Vendor-09/08/2025 <br> Ready for Review-According to exception, [Redacted] Max. Since Appraised Value = $[Redacted], Max Loan amount =$[Redacted]. - Buyer-09/08/2025 <br> Open-As per rate Sheet Minimum Loan amount is $[Redacted] where as File Loan amount is $[Redacted]- Due Diligence Vendor-08/28/2025 |  | Waived-loan amount less than minimum - Due Diligence Vendor-09/16/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5348005 |
| 462 |  | D B A | Closed | FCRE3599 | 2025-08-28 09:33 | 2025-09-08 12:11 | Resolved | 1 - Information C A | Credit | Eligibility | Borrower owns more financed properties than allowed per guidelines | Resolved-resolved with lender comments. Lender spelled out time line and within 6 months they only calculated 5 and the 6th is outside time line - Due Diligence Vendor-09/08/2025 <br> Ready for Review-Document Uploaded. The timeline of note dates for the borrower's six loans is as follows:<br> • [Redacted] – 02/20/2025<br> • [Redacted] – 03/05/2025<br> • [Redacted] – 03/26/2025<br> • [Redacted] – 03/26/2025<br> • [Redacted] – 07/28/2025<br> • [Redacted] – 08/22/2025<br>Importantly, the 6th loan (Loan #[Redacted], note date 08/22/2025) closed just outside the 6-month lookback window from the first loan's note date of 02/20/2025, as six months from that date is 08/20/2025.<br> When applying the guideline on a rolling basis, the relevant 6-month period for the 6th loan is from 02/22/2025 to 08/22/2025. Within this window, the borrower has a total of 5 loans, which complies with the maximum loan limit set forth in the guideline.<br> Therefore, the borrower remains compliant with the guideline at the time of the 6th loan's closing.<br> - Buyer-09/08/2025 <br> Open-Borrower have 6 loans with [Redacted] within 6 months. Not meeting guide of maximum of 5 loans for each individual borrower in 6 months span Note :<br> As per 1003 & Credit report borrower have a total of 6 loans with [Redacted] within the last six months.<br> 4 of these loans are reflected on Credit report , and 2 New loan's verification comes from 1003 and 1 is Subject loan (Loan #[Redacted], #[Redacted], #[Redacted] , #[Redacted], #[Redacted], #[Redacted] All are within 6 Months - Due Diligence Vendor-08/28/2025 |  | Resolved-resolved with lender comments. Lender spelled out time line and within 6 months they only calculated 5 and the 6th is outside time line - Due Diligence Vendor-09/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5347871 |
| 462 |  | D B A | Closed | FCOM4028 | 2025-08-28 07:42 | 2025-08-29 13:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5345405 |
| 462 |  | D B A | Closed | FVAL9739 | 2025-08-28 09:39 | 2025-08-28 09:39 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-- Appraisal got transfer to lender which is after Appraisal effective date <br> - Exception form provided to proceed with loan as appraisal effective date after submission date to AD<br> - Approved Condition :- [Redacted] MAX & 0.25 to price<br> - Exception on Pg. no :- 540<br> - Due Diligence Vendor-08/28/2025 |  | Waived-- Appraisal got transfer to lender which is after Appraisal effective date <br> - Exception form provided to proceed with loan as appraisal effective date after submission date to AD<br> - Approved Condition :- [Redacted] MAX & 0.25 to price<br> - Exception on Pg. no :- 540<br> - Due Diligence Vendor-08/28/2025<br>|  | o credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5348288 |
| 462 |  | D B A | Closed | FCRE8459 | 2025-08-28 09:36 | 2025-08-28 09:36 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower Entity Ownership does not meet guidelines | Waived-- As per guide LLC layering is not allowed<br> - Exception form provided to proceed with loan as there is LLC Layering in file<br> - Approved Condition :- 0.25 to price<br> - Exception form on Pg. no 539 - Due Diligence Vendor-08/28/2025 |  | Waived-- As per guide LLC layering is not allowed<br> - Exception form provided to proceed with loan as there is LLC Layering in file<br> - Approved Condition :- 0.25 to price<br> - Exception form on Pg. no 539 - Due Diligence Vendor-08/28/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5348225 |
| 611 |  | D A | Closed | FCOM4028 | 2025-08-28 07:00 | 2025-08-29 13:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5344852 |
| 605 |  | D A | Closed | FCOM4028 | 2025-08-27 13:42 | 2025-08-28 15:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5338508 |
| 622 |  | D A | Closed | FCOM4028 | 2025-08-28 08:04 | 2025-08-29 13:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/28/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5345765 |
| 531 |  | D A | Closed | FCRE5116 | 2025-08-27 11:30 | 2025-09-04 06:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-July proof now present - Due Diligence Vendor-09/04/2025 <br>Ready for Review-Document Uploaded. Please see the July BS. - Buyer-09/03/2025 <br>Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. missing Proof July payment was made not on bank statement and need most recent 2 months cancelled checks - Due Diligence Vendor-08/27/2025 |  | Resolved-July proof now present - Due Diligence Vendor-09/04/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5336026 |
| 531 |  | D A | Closed | FCOM4028 | 2025-08-27 11:04 | 2025-08-28 16:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5335618 |
| 702 |  | D A | Closed | FCOM4028 | 2025-08-27 13:31 | 2025-08-28 16:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5338307 |
| 687 |  | D A | Closed | FCOM4028 | 2025-08-28 07:10 | 2025-08-28 16:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5344968 |
| 373 |  | D A | Closed | FCRE1148 | 2025-08-27 15:50 | 2025-09-04 06:28 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-corrected loan amount now present - Due Diligence Vendor-09/04/2025 <br> Ready for Review-Document Uploaded. Please see the preliminary Title with updated coverage. - Buyer-09/03/2025 <br> Open-Title Coverage Amount of $[Redacted] is Less than Total Amount of Subject Lien(s) of $[Redacted]+0+0 need loan amount updated to [Redacted] - Due Diligence Vendor-08/27/2025 |  | Resolved-corrected loan amount now present - Due Diligence Vendor-09/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 5340288 |
| 373 |  | D A | Closed | FCOM4028 | 2025-08-27 15:33 | 2025-08-28 16:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 5340156 |
| 458 |  | D B A | Closed | FCOM4028 | 2025-08-28 09:31 | 2025-08-28 16:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5347707 |
| 458 |  | D B A | Closed | FVAL5474 | 2025-08-28 10:08 | 2025-08-28 10:08 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Exception for single entity owning more than 25% of units, 50% in this unit.<br>Approved with conditons of [Redacted] 0.5 to price<br>Waiver page 288 of 345 - Due Diligence Vendor-08/28/2025 |  | Waived-Exception for single entity owning more than 25% of units, 50% in this unit.<br>Approved with conditons of [Redacted] 0.5 to price<br>Waiver page 288 of 345 - Due Diligence Vendor-08/28/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5348792 |
| 535 |  | D A | Closed | FCOM4028 | 2025-08-28 09:01 | 2025-08-29 13:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/28/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5346924 |
| 699 |  | D A | Closed | FCOM4028 | 2025-08-28 10:24 | 2025-08-29 13:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5349082 |
| 437 |  | D B A | Closed | FCOM4028 | 2025-08-28 10:18 | 2025-08-28 13:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5348955 |
| 437 |  | D B A | Closed | FCRE3742 | 2025-08-28 10:48 | 2025-08-28 10:48 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Amount does not meet eligibility requirement(s) | Waived-Waived-As per guide, Guideline Minimum Loan Amount is $[Redacted]<br> \*Exception form is provided to allow loan amunt of $[Redacted]<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 1 of 197 - Due Diligence Vendor-08/28/2025 - Due Diligence Vendor-08/28/2025 |  | Waived-Waived-As per guide, Guideline Minimum Loan Amount is $[Redacted]<br> \*Exception form is provided to allow loan amunt of $[Redacted]<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 1 of 197 - Due Diligence Vendor-08/28/2025 - Due Diligence Vendor-08/28/2025 |  | Residual income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months, Strong DSCR | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5349427 |
| 595 |  | D A | Closed | FCOM4028 | 2025-08-28 10:19 | 2025-08-29 13:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan Closed in less than 60 days - Due Diligence Vendor-08/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/28/2025 |  | Resolved-Loan Closed in less than 60 days - Due Diligence Vendor-08/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5348978 |
| 731 |  | D A | Closed | FCOM4028 | 2025-08-28 08:12 | 2025-08-28 13:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5345908 |
| 607 |  | D A | Closed | FCOM4028 | 2025-08-28 12:46 | 2025-09-02 14:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5351434 |
| 456 |  | D A | Closed | FCOM4028 | 2025-08-28 15:02 | 2025-09-02 14:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5353874 |
| 546 |  | D A | Closed | FCOM4028 | 2025-08-28 13:37 | 2025-08-29 13:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5352264 |
| 821 |  | D A | Closed | FCOM4028 | 2025-08-28 11:20 | 2025-08-29 13:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5349949 |
| 542 |  | D A | Closed | FCRE5116 | 2025-08-28 15:20 | 2025-09-03 14:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-resolved with lender comments. that lien has not closed yet but included to be conservative - Due Diligence Vendor-09/03/2025 <br> Ready for Review-Document Uploaded. - Buyer-09/03/2025 <br> Counter-neither of these are [Redacted] property. Missing new HUD and Note from financing. per 1003 this is a new loan - Due Diligence Vendor-09/02/2025 <br> Ready for Review-Document Uploaded. the document has been uploaded. Verification of mortgage. - Buyer-09/02/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. missing Note and HUD for new loan on [Redacted]- Due Diligence Vendor-08/28/2025 |  | Resolved-resolved with lender comments. that lien has not closed yet but included to be conservative - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 5354307 |
| 542 |  | D A | Closed | FCOM4028 | 2025-08-28 15:13 | 2025-08-29 13:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 5354113 |
| 640 |  | D A | Closed | FCRE1501 | 2025-08-28 14:41 | 2025-09-02 11:36 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-09/02/2025 <br> Resolved-lender provided proof borrower is not a FTHB - Due Diligence Vendor-09/02/2025 <br> Ready for Review-Document Uploaded. This borrower is not a first-time home buyer. - Buyer-09/02/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $[Redacted] is less than Total Required Reserve Amount of $[Redacted] First time homerbuyer, 6 months reserves assets not provided - Due Diligence Vendor-08/28/2025 |  | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-09/02/2025 <br> Resolved-lender provided proof borrower is not a FTHB - Due Diligence Vendor-09/02/2025 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5353394 |
| 640 |  | D A | Closed | FCOM4028 | 2025-08-28 13:04 | 2025-08-29 13:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5351776 |
| 558 |  | D A | Closed | FCOM4028 | 2025-08-29 06:51 | 2025-08-29 13:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/29/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5359027 |
| 493 |  | D B A | Closed | FCOM4028 | 2025-08-29 12:13 | 2025-09-02 13:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5364813 |
| 493 |  | D B A | Closed | FCRE8860 | 2025-08-29 12:31 | 2025-08-29 12:31 | Waived | 2 - Non-Material B | Credit | Income/Employment | Audited DSCR does not meet guidelines requirements | Waived-unable to use for rental for 6 months.<br> The property cannot be rented first 6-months as per HOA CCR<br> Comments The property cannot be rented first 6-months as per HOA CCR. We have closed similar unit in the same<br> association that was allowed to be rented afther closing. Please team, kindly allow us to proceed as is.<br> pg 83<br> - Due Diligence Vendor-08/29/2025 |  | Waived-unable to use for rental for 6 months.<br> The property cannot be rented first 6-months as per HOA CCR<br> Comments The property cannot be rented first 6-months as per HOA CCR. We have closed similar unit in the same<br> association that was allowed to be rented afther closing. Please team, kindly allow us to proceed as is.<br> pg 83<br> - Due Diligence Vendor-08/29/2025<br>|  | No mortgage late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower<br> contribution exceeds requirement >=5%<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 08/20/2025 70% LTV max, 0.5 to price | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5365167 |
| 624 |  | D A | Closed | FCRE9650 | 2025-08-27 05:49 | 2025-08-28 15:11 | Resolved | 1 - Information B A | Credit | Missing Doc | Missing Lead Paint Disclosure on properties built before January 1, 1978. | Resolved-now present - Due Diligence Vendor-08/28/2025 <br>Ready for Review-Document Uploaded. uploaded pamphlet that was provided, borrower signature on the top of page 1 of document. - Buyer-08/28/2025 <br>Open-Lead Based Paint Disclosure is 'Missing'. Missing Lead Paint Disclosure on properties before January 1, 1978. Waived by bwrs on page 20 in purchase agreement, but text still requires receipt of pamphlet/info. - Due Diligence Vendor-08/27/2025 |  | Resolved-now present - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5329749 |
| 624 |  | D A | Closed | FCOM4028 | 2025-08-27 05:00 | 2025-08-27 13:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5329387 |
| 653 |  | D A | Closed | FCOM4028 | 2025-08-27 06:31 | 2025-08-27 11:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5330116 |
| 711 |  | D A | Closed | FCOM4028 | 2025-08-29 13:27 | 2025-09-02 12:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5366592 |
| 720 |  | D A | Closed | FCOM4028 | 2025-08-29 08:03 | 2025-09-02 13:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5360315 |
| 819 |  | D B A | Closed | FCOM4028 | 2025-08-29 09:22 | 2025-09-02 13:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5361905 |
| 819 |  | D B A | Closed | FCRE1440 | 2025-08-29 10:27 | 2025-08-29 10:27 | Waived | 2 - Non-Material B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Housing History Does Not Meet Guideline Requirements As per guide, Borrower cannot have mortgage lates within last 12 months prior to note date (0x30x12)<br> \*Exception form is provided to allow 2X30 day mortgage lates in most recent 12 months<br> \*Approved Conditions: [Redacted] MAX & 0.5 to price<br> \*Exception form is on page #255 of 502 - Due Diligence Vendor-08/29/2025 |  | Waived-Housing History Does Not Meet Guideline Requirements As per guide, Borrower cannot have mortgage lates within last 12 months prior to note date (0x30x12)<br> \*Exception form is provided to allow 2X30 day mortgage lates in most recent 12 months<br> \*Approved Conditions: [Redacted] MAX & 0.5 to price<br> \*Exception form is on page #255 of 502 - Due Diligence Vendor-08/29/2025<br>|  | No credit events past 40 months, LTV 10% below maximum, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5363164 |
| 574 |  | D B A | Closed | FCOM4028 | 2025-08-28 11:45 | 2025-08-29 12:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/29/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5350379 |
| 574 |  | D B A | Closed | FVAL5385 | 2025-08-28 12:32 | 2025-08-28 12:32 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Waived-As per guide, To be eligible for a cash-out refinance, the subject property must not be listed for sale in the past 6-months prior to application date.<br> \*Exception form is provided to allow with property listed in the past 6 months<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 340 of 469 - Due Diligence Vendor-8/28/2025 - Due Diligence Vendor-08/28/2025 |  | Waived-Waived-As per guide, To be eligible for a cash-out refinance, the subject property must not be listed for sale in the past 6-months prior to application date.<br> \*Exception form is provided to allow with property listed in the past 6 months<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 340 of 469 - Due Diligence Vendor-8/28/2025 - Due Diligence Vendor-08/28/2025<br>|  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5351197 |
| 632 |  | D A | Closed | FCRE5275 | 2025-08-28 15:51 | 2025-09-08 12:33 | Resolved | 1 - Information C A | Credit | Eligibility | Asset do not meet guidelines | Resolved-lender provided copy of wire that went to title. while sent from acct # is not present, the amount can be seen as a withdraw. Now that we have the wire, we can add funds back and cash to close and reserves is now sufficient. - Due Diligence Vendor-09/08/2025 <br> Ready for Review-This is reflecting our borrower sent those funds to title, this is the reason the account [Redacted] has less funds, can you double check on this. This would technically be like our borrower sending title these funds then us inputting the funds as a cash deposit. - Seller-09/08/2025 <br> Counter-this is not additional assets. Need additional accounts or a wavier - Due Diligence Vendor-09/05/2025 <br> Ready for Review-Document Uploaded. - Buyer-09/05/2025 <br> Counter-gift funds were all ready applied on CD and we used the net cash to close plus reserves to calculate shortage. Still short. need additional funds or waiver. - Due Diligence Vendor-09/03/2025 <br> Ready for Review-Document Uploaded. - Seller-09/03/2025 <br> Open- - Verified assets $[Redacted], cash to close $[Redacted], 6 months reserves of $[Redacted], borrower is short [Redacted] cash to close and reserves. - Due Diligence Vendor-08/28/2025 | Ready for Review-This is reflecting our borrower sent those funds to title, this is the reason the account [Redacted] has less funds, can you double check on this. This would technically be like our borrower sending title these funds then us inputting the funds as a cash deposit. - Seller-09/08/2025 <br> Ready for Review-Document Uploaded. - Seller-09/03/2025 | Resolved-lender provided copy of wire that went to title. while sent from acct # is not present, the amount can be seen as a withdraw. Now that we have the wire, we can add funds back and cash to close and reserves is now sufficient. - Due Diligence Vendor-09/08/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5354680 |
| 632 |  | D A | Closed | FCRE1491 | 2025-08-28 15:53 | 2025-09-08 12:32 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-09/08/2025 <br> Resolved-donor wires now present - Due Diligence Vendor-09/03/2025 <br> Ready for Review-Document Uploaded. - Buyer-09/03/2025 <br> Open- - missing transfer of gift funds of $[Redacted] and [Redacted] to title. - Due Diligence Vendor-08/28/2025 |  | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-09/08/2025 <br>Resolved-donor wires now present - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5354690 |
| 632 |  | D A | Closed | FCOM4028 | 2025-08-28 13:02 | 2025-08-29 12:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5351737 |
| 589 |  | D A | Closed | FCOM1231 | 2025-08-28 08:42 | 2025-09-03 14:55 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Initial 1003 is Missing | Resolved-now present - Due Diligence Vendor-09/03/2025 <br>Ready for Review-Document Uploaded. Please see attached initial 1003 with 1103 - Buyer-09/03/2025 <br>Open-The Initial 1003 is Missing and the 1003 Page Occupancy Status is 'Primary Residence'. There is no initial 1003 in file. - Due Diligence Vendor-08/28/2025 |  | Resolved-now present - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5346543 |
| 589 |  | D A | Closed | FCOM4028 | 2025-08-28 08:21 | 2025-08-29 12:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5346126 |
| 544 |  | D B A | Closed | FCOM4028 | 2025-08-29 09:45 | 2025-09-02 13:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5362378 |
| 544 |  | D B A | Closed | FVAL5474 | 2025-08-29 11:22 | 2025-09-02 13:19 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived--As per guide a single entity should not owned more than 25% of total unit if unit count is more than 25<br> - Exception form provided to proceed with loan as a single entity owned up to 40%<br> - Approved Condition :- [Redacted] MAX & 0.25 to price<br> - Exception form on Pg. no 8 of 368. - Due Diligence Vendor-08/29/2025 |  | Waived--As per guide a single entity should not owned more than 25% of total unit if unit count is more than 25<br> - Exception form provided to proceed with loan as a single entity owned up to 40%<br> - Approved Condition :- [Redacted] MAX & 0.25 to price<br> - Exception form on Pg. no 8 of 368. - Due Diligence Vendor-08/29/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5364052 |
| 785 |  | D A | Closed | FCOM4028 | 2025-08-29 07:30 | 2025-08-29 13:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/29/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-08/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5359525 |
| 635 |  | D A | Closed | FCOM4028 | 2025-08-29 09:24 | 2025-09-02 13:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5361939 |
| 358 |  | D A | Closed | FCOM4028 | 2025-08-29 10:10 | 2025-09-02 13:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025<br>|  |  | [Redacted] | ATR Risk: Lender did not document all ATR UW Factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5362860 |
| 688 |  | D A | Closed | FCOM4028 | 2025-08-29 10:47 | 2025-09-02 13:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5363444 |
| 651 |  | D A | Closed | FCOM4028 | 2025-08-29 10:21 | 2025-09-02 13:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5363068 |
| 498 |  | D A | Closed | FCRE6206 | 2025-08-30 02:50 | 2025-09-05 13:32 | Resolved | 1 - Information B A | Credit | Title | Mortgagee Clauses is missing or incorrect on Title Commitment or Final Policy | Resolved-now present - Due Diligence Vendor-09/05/2025 <br>Ready for Review-Document Uploaded. - Buyer-09/05/2025 <br>Counter-still does not contain ATIMA in mtgee clause. - Due Diligence Vendor-09/03/2025 <br>Ready for Review-Document Uploaded. - Buyer-09/02/2025 <br>Open-Mortgagee Clause is 'No'. Mortgagee Clause is missing or incorrect on Title Commitment or Final Policy. Mortgagee Clause is incorrect on Title Commitment. Refer page #25 of 108. ATIMA Is missing - Due Diligence Vendor-09/02/2025 |  | Resolved-now present - Due Diligence Vendor-09/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5369845 |
| 498 |  | D A | Closed | FCOM4028 | 2025-08-29 12:48 | 2025-09-02 12:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5365916 |
| 579 |  | D B A | Closed | 1000039-1000083 | 2025-08-28 11:48 | 2025-09-08 10:48 | Resolved | 1 - Information C A | Compliance | Predatory:Restrictions | Federal - Section 32 Disclosure Required (High Cost) | Resolved-Based upon the revised Lock date Lender provided we were able to clear the loan. 1 point is now eligible for bonafide discount. Loan is not high cost so no disclosure required. Finding is resolved. - Due Diligence Vendor-09/08/2025 <br>Resolved- - Due Diligence Vendor-09/08/2025 <br>Open- - Due Diligence Vendor-09/08/2025 <br>Ready for Review-see comments from 9-5 10:54 - Seller-09/05/2025 <br>Open- - Due Diligence Vendor-09/05/2025 <br>Open- - Due Diligence Vendor-09/05/2025 <br>Open- - Due Diligence Vendor-09/05/2025 <br>Ready for Review-Document Uploaded. Lock Admin from lender stated this is not a high-cost loan it's a CT nonprime. Include are screen shots from the high-cost calculations from our lock desk - Seller-09/05/2025 <br>Counter-This is not a CD issue. Since this loan is considered High cost a Section 32 high cost disclosure is required. If fee excess is refunded then no disclosure is required. - Due Diligence Vendor-09/04/2025 <br>Ready for Review-Document Uploaded. Loan closed 8-18. 3 day Cd signed 8-14 - Seller-09/04/2025 <br>Open- - Due Diligence Vendor-08/29/2025 <br>Open- - Due Diligence Vendor-08/28/2025 <br>Open- - Due Diligence Vendor-08/28/2025 <br>Open- - Due Diligence Vendor-08/28/2025 <br>Open- - Due Diligence Vendor-08/28/2025 <br>Open- - Due Diligence Vendor-08/28/2025 <br>Open- - Due Diligence Vendor-08/28/2025 <br>Open- - Due Diligence Vendor-08/28/2025 <br>Open- - Due Diligence Vendor-08/28/2025 <br>Open- - Due Diligence Vendor-08/28/2025 <br>Open- - Due Diligence Vendor-08/28/2025 <br>Open- - Due Diligence Vendor-08/28/2025 <br>Open- - Due Diligence Vendor-08/28/2025 <br>Open- - Due Diligence Vendor-08/28/2025 <br>Open- - Due Diligence Vendor-08/28/2025 <br>Open- - Due Diligence Vendor-08/28/2025 <br>Open- - Due Diligence Vendor-08/28/2025 <br>Open- - Due Diligence Vendor-08/28/2025 <br>Open- - Due Diligence Vendor-08/28/2025 <br>Open- - Due Diligence Vendor-08/28/2025 <br>Open- - Due Diligence Vendor-08/28/2025 <br>Open- - Due Diligence Vendor-08/28/2025 <br>Open- - Due Diligence Vendor-08/28/2025 <br>Open-This is a Federal High Cost Loan. Since the loan file does not contain a Section 32 Sign Date, the System assumes the creditor did not furnish the Federal High Cost Section 32 disclosures at least 3 business days prior to consummation, in violation of Reg Z. (12 CFR 1026.31(c) and 1026.32(c)) . - Due Diligence Vendor-08/28/2025 <br>Open- - Due Diligence Vendor-08/28/2025 | Ready for Review-see comments from 9-5 10:54 - Seller-09/05/2025 <br>Ready for Review-Document Uploaded. Lock Admin from lender stated this is not a high-cost loan it's a CT nonprime. Include are screen shots from the high-cost calculations from our lock desk - Seller-09/05/2025 <br>Ready for Review-Document Uploaded. Loan closed 8-18. 3 day Cd signed 8-14 - Seller-09/04/2025<br>| Resolved-Based upon the revised Lock date Lender provided we were able to clear the loan. 1 point is now eligible for bonafide discount. Loan is not high cost so no disclosure required. Finding is resolved. - Due Diligence Vendor-09/08/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5350465 |
| 579 |  | D B A | Closed | 5000880-HighCost-APR/FEES | 2025-08-28 11:48 | 2025-09-08 10:47 | Resolved | 1 - Information C A | Compliance | Mavent | HighCost: APR/FEES | Resolved-Based upon the revised Lock date Lender provided we were able to clear the loan. 1 point is now eligible for bonafide discount. Finding is resolved. - Due Diligence Vendor-09/08/2025 <br> Resolved- - Due Diligence Vendor-09/08/2025 <br> Open- - Due Diligence Vendor-09/08/2025 <br> Ready for Review-Document Uploaded. Email from lender lock desk - Seller-09/05/2025 <br> Open- - Due Diligence Vendor-09/05/2025 <br> Open- - Due Diligence Vendor-09/05/2025 <br> Open- - Due Diligence Vendor-09/05/2025 <br> Ready for Review-Document Uploaded. BonaFide Discount Points Amt of $[Redacted] - Seller-09/04/2025 <br> Open-The loan fees ($[Redacted]) exceed the (FED2014) (Note Amount >=$[Redacted]) fee limit, which is 5% of the Total Loan Amount ($[Redacted]), the difference is ($[Redacted]). (12 CFR 1026.32). Points could not be reduced for Bonafide calculation as APR exceeds APOR by more than 2%. We used 8/13/25 lock date as APOR date. Please let us know if you used a different date. Otherwise cure and refund would be required. - Due Diligence Vendor-08/29/2025 <br> Open- - Due Diligence Vendor-08/29/2025 <br> Open- - Due Diligence Vendor-08/28/2025 <br> Open- - Due Diligence Vendor-08/28/2025 <br> Open- - Due Diligence Vendor-08/28/2025 <br> Open- - Due Diligence Vendor-08/28/2025 <br> Open- - Due Diligence Vendor-08/28/2025 <br> Open- - Due Diligence Vendor-08/28/2025 <br> Open- - Due Diligence Vendor-08/28/2025 <br> Open- - Due Diligence Vendor-08/28/2025 <br> Open- - Due Diligence Vendor-08/28/2025 <br> Open- - Due Diligence Vendor-08/28/2025 <br> Open- - Due Diligence Vendor-08/28/2025 <br> Open- - Due Diligence Vendor-08/28/2025 <br> Open- - Due Diligence Vendor-08/28/2025 <br> Open- - Due Diligence Vendor-08/28/2025 <br> Open- - Due Diligence Vendor-08/28/2025 <br> Open- - Due Diligence Vendor-08/28/2025 <br> Open- - Due Diligence Vendor-08/28/2025 <br> Open- - Due Diligence Vendor-08/28/2025 <br> Open- - Due Diligence Vendor-08/28/2025 <br> Open- - Due Diligence Vendor-08/28/2025 <br> Open- - Due Diligence Vendor-08/28/2025 <br> Open- - Due Diligence Vendor-08/28/2025 <br> Open- - Due Diligence Vendor-08/28/2025 | It also appears you may have used a different rate lock date for calculation of APOR as your report shows 6.75% and we are using the rate lock date which is 6.43%? Can you confirm what date was used for APOR calculation? - 09/04/2025 <br>Point may only be considered bona fide and reduced if APR does not exceed APOR by no more than 2%. In this case it exceed by 2.047% thus no redcution is allowed. See §1026.32(b)(1)(i)(E)(1) (1) The average prime offer rate, as defined in § 1026.35(a)(2), by more than two percentage points. Finding stands. - 09/04/2025 <br>Ready for Review-Document Uploaded. Email from lender lock desk - Seller-09/05/2025 <br>Ready for Review-Document Uploaded. BonaFide Discount Points Amt of $1295 - Seller-09/04/2025<br>| Resolved-Based upon the revised Lock date Lender provided we were able to clear the loan. 1 point is now eligible for bonafide discount. Finding is resolved. - Due Diligence Vendor-09/08/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5350466 |
| 579 |  | D B A | Closed | FCOM1264 | 2025-08-28 10:16 | 2025-09-05 09:50 | Resolved | 1 - Information C A | Compliance | Right to Rescind | Right of Rescission is Not Executed | Resolved-dates are filled in RTC now - Due Diligence Vendor-09/03/2025 <br>Ready for Review-Document Uploaded. rescission dates filled out - Buyer-09/03/2025 <br>Open-Right of Rescission is Not Executed and the 1003 Page Occupancy status is 'Primary Residence'. ROR cancellation date is blank. Several copies in file but all are the same. - Due Diligence Vendor-08/28/2025 |  | Resolved-dates are filled in RTC now - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5348894 |
| 579 |  | D B A | Closed | FCOM1208 | 2025-08-28 09:53 | 2025-09-03 14:56 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Note is Incomplete | Resolved-The Note is Present - Due Diligence Vendor-09/03/2025 <br>Ready for Review-Document Uploaded. all 4 pages - Seller-09/03/2025 <br>Open-The Note is Incomplete Missing page 4 of 4 - Signature page - Due Diligence Vendor-08/28/2025 | Ready for Review-Document Uploaded. all 4 pages - Seller-09/03/2025<br>| Resolved-The Note is Present - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5348540 |
| 579 |  | D B A | Closed | FCOM4028 | 2025-08-28 09:56 | 2025-09-02 06:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5348605 |
| 579 |  | D B A | Closed | FPRO116 | 2025-08-28 10:56 | 2025-08-28 11:00 | Waived | 2 - Non-Material B | Property | Property | Other Property/Value Finding | Waived-Waived-As per guide, Guideline Maximum deductible for Condo projects is 10%.<br> \*Exception form is provided to allow the $[Redacted] deductible with a minimum occurrence of $[Redacted]<br> \*Approved Conditions: [Redacted] max, ok with 0.25 to price<br> \*Exception form is on page #17 of 38 - Due Diligence Vendor-08/28/2025 - Due Diligence Vendor-08/28/2025 |  | Waived-Waived-As per guide, Guideline Maximum deductible for Condo projects is 10%.<br> \*Exception form is provided to allow the $[Redacted] deductible with a minimum occurrence of $[Redacted]<br> \*Approved Conditions: [Redacted] max, ok with 0.25 to price<br> \*Exception form is on page #17 of 38 - Due Diligence Vendor-08/28/2025 - Due Diligence Vendor-08/28/2025 |  | Revolving debt under 30%, Residual income > $3,000, DTI >10% below program maximum, No credit events past 40 months, Credit Score > 40 points above program minimum. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 5349605 |
| 579 |  | D B A | Closed | FVAL9739 | 2025-08-28 10:48 | 2025-08-28 10:56 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Waived-As per guide, Guideline Minimum seasoning to use appraised value is 12 months.<br> \*Exception form is provided to allow appraised value of [Redacted]. No cash out. Removing spouse.<br> \*Approved Conditions: [Redacted] max, ok with 0.5 to price<br> \*Exception form is on page #16 of 38 - Due Diligence Vendor-08/28/2025 - Due Diligence Vendor-08/28/2025 |  | Waived-Waived-As per guide, Guideline Minimum seasoning to use appraised value is 12 months.<br> \*Exception form is provided to allow appraised value of [Redacted]. No cash out. Removing spouse.<br> \*Approved Conditions: [Redacted] max, ok with 0.5 to price<br> \*Exception form is on page #16 of 38 - Due Diligence Vendor-08/28/2025 - Due Diligence Vendor-08/28/2025 |  | Revolving debt under 30%, Residual income > $3,000, DTI >10% below program maximum, No credit events past 40 months, Credit Score > 40 points above program minimum. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 5349420 |
| 682 |  | D A | Closed | FCRE1481 | 2025-08-29 09:32 | 2025-09-26 07:19 | Resolved | 1 - Information C A | Credit | Assets | Asset 3 Does Not Meet Guideline Requirements | Resolved-gift withdraw now present. it is for [Redacted] but was cash and cash of only [Redacted] deposited. dates match up with gift letter - Due Diligence Vendor-09/26/2025 <br> Ready for Review-Document Uploaded. Bank Statement uploaded for review - Buyer-09/25/2025 <br> Open-Asset Record 3 Does Not Meet G/L Requirements Please provide evidence of withdrawal of 30K gift from donor to bwr - Donor per letter is [Redacted] - Due Diligence Vendor-08/29/2025 |  | Resolved-gift withdraw now present. it is for [Redacted] but was cash and cash of only [Redacted] deposited. dates match up with gift letter - Due Diligence Vendor-09/26/2025 |  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5362081 |
| 682 |  | D A | Closed | FCRE1482 | 2025-08-29 09:32 | 2025-09-11 12:33 | Resolved | 1 - Information C A | Credit | Assets | Asset 4 Does Not Meet Guideline Requirements | Resolved-gift letter now present - Due Diligence Vendor-09/11/2025 <br> Ready for Review-Document Uploaded. Please see uploaded documents. - Buyer-09/11/2025 <br> Open-Asset 4 Does Not Meet Guideline Requirements Please provide gift letter from [Redacted] for [Redacted] per the stmt on page 622 and the corresponding deposit into the bwr's account #[Redacted].(pages21/22). - Due Diligence Vendor-08/29/2025 |  | Resolved-gift letter now present - Due Diligence Vendor-09/11/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5362082 |
| 682 |  | D A | Closed | FCOM4028 | 2025-08-29 08:34 | 2025-09-02 11:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5360875 |
| 679 |  | D A | Closed | FCOM4028 | 2025-08-29 14:04 | 2025-09-02 11:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5367118 |
| 714 |  | D A | Closed | FCOM4028 | 2025-08-29 13:52 | 2025-09-03 12:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5366923 |
| 643 |  | D A | Closed | FCOM4028 | 2025-08-30 00:11 | 2025-09-03 11:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5369663 |
| 592 |  | D B A | Closed | FCOM4028 | 2025-08-30 07:27 | 2025-09-03 11:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5370203 |
| 592 |  | D B A | Closed | FCRE1174 | 2025-08-30 09:02 | 2025-08-30 09:02 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master Condo Insurance Policy Partially Provided As per guide, Property insurance policies that provide for claims to be settled on an actual cash value basis are not acceptable<br> \*Exception is provided to allow Actual Cash Value for the Roof Master Insurance<br> \*Approved conditions: max [Redacted], 0.5 to price<br> \*Exception form is on page #163 of 174 - Due Diligence Vendor-08/30/2025 |  | Waived-Master Condo Insurance Policy Partially Provided As per guide, Property insurance policies that provide for claims to be settled on an actual cash value basis are not acceptable<br> \*Exception is provided to allow Actual Cash Value for the Roof Master Insurance<br> \*Approved conditions: max [Redacted], 0.5 to price<br> \*Exception form is on page #163 of 174 - Due Diligence Vendor-08/30/2025<br>|  | DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, Reserves >6 month | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5370398 |
| 676 |  | D A | Closed | FCRE4989 | 2025-08-29 16:35 | 2025-09-04 13:03 | Resolved | 1 - Information C A | Credit | Closing | Collections, liens or judgments not paid at closing | Resolved-resolved with lender comments. they have an internet printout they used to determine statute of limits is met for MD - Due Diligence Vendor-09/04/2025 <br> Ready for Review-Please refer to pages 300-314 of uploaded credit package - Buyer-09/04/2025 <br> Open-There are 3 Charge-off A/c which is more than 24 Months old out of which 2 A/c are Within Limit and meeting guide However, [Redacted] A/c #[Redacted] with balance amount $[Redacted] is not meeting as per guide. Refer pg. no 549. - Due Diligence Vendor-08/29/2025 |  | Resolved-resolved with lender comments. they have an internet printout they used to determine statute of limits is met for MD - Due Diligence Vendor-09/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5368819 |
| 676 |  | D A | Closed | FCOM4028 | 2025-08-29 14:51 | 2025-09-03 12:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5367730 |
| 529 |  | D A | Closed | FCOM4028 | 2025-08-30 01:01 | 2025-09-03 12:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5369700 |
| 747 |  | D B A | Closed | FCRE9991 | 2025-08-30 05:43 | 2025-09-05 13:36 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR update - Due Diligence Vendor-09/05/2025 <br> Ready for Review-Document Uploaded. Rental income and DSCR updated, please see attached updated tape, Al, 1008 and lock. - Buyer-09/05/2025 <br> Open-DSCR score is off by 0.418 Lender score is 1.041<br> - Document in file 1007 pg. no 29 rent $[Redacted], 1008 on pg. no 1 read reads $[Redacted]<br> - Unable to identity lender considered rent amount of $[Redacted]<br> - DSCR Score should be Rent / PITI - $[Redacted] = 1.459 - Due Diligence Vendor-08/30/2025 |  | Resolved-DSCR update - Due Diligence Vendor-09/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5370067 |
| 747 |  | D B A | Closed | FCOM4028 | 2025-08-30 03:48 | 2025-09-03 13:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5369917 |
| 747 |  | D B A | Closed | FVAL5385 | 2025-08-30 05:46 | 2025-08-30 05:46 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived--As per guide the property should not be listed for sale in the past 6 months when the transaction type is cash-out<br> - Exception form provided to proceed with loan as property was listed within 6 months from note date<br> - Approved Condition :- [Redacted] MAX & 0.25 to price + property must be delisted<br> - Exception form on Pg., no 498 - Due Diligence Vendor-08/30/2025 |  | Waived--As per guide the property should not be listed for sale in the past 6 months when the transaction type is cash-out<br> - Exception form provided to proceed with loan as property was listed within 6 months from note date<br> - Approved Condition :- [Redacted] MAX & 0.25 to price + property must be delisted<br> - Exception form on Pg., no 498 - Due Diligence Vendor-08/30/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5370073 |
| 642 |  | D A | Closed | FCOM4028 | 2025-08-30 06:19 | 2025-09-03 11:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5370106 |
| 564 |  | D A | Closed | FCOM4028 | 2025-08-30 07:11 | 2025-09-03 11:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5370186 |
| 705 |  | D A | Closed | FCOM4028 | 2025-08-30 11:58 | 2025-09-03 11:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5370771 |
| 752 |  | D A | Closed | FCOM4028 | 2025-08-31 19:35 | 2025-09-03 11:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5372824 |
| 587 |  | D B A | Closed | FCOM4028 | 2025-08-30 14:07 | 2025-09-03 13:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5371015 |
| 587 |  | D B A | Closed | FCRE8611 | 2025-08-30 15:42 | 2025-08-30 15:42 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income/Employment General | Waived-\*Exception is provided to allow 1099 from [Redacted]<br> \*Approved as is<br> \*Exception form is on page #289 of 329 - Due Diligence Vendor-08/30/2025 |  | Waived-\*Exception is provided to allow 1099 from [Redacted]<br> \*Approved as is<br> \*Exception form is on page #289 of 329 - Due Diligence Vendor-08/30/2025 |  | Revolving debt is under 30%, 5 years on current job, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5371108 |
| 627 |  | D A | Closed | FCOM4028 | 2025-08-31 23:23 | 2025-09-03 14:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5372877 |
| 628 |  | D A C | Closed | FVAL9739 | 2025-09-01 08:18 | 2025-09-17 13:13 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-lender provided clarification on HOA due and higher amount is used - Due Diligence Vendor-09/17/2025 <br> Ready for Review-HOA amount displayed in Appraisal is correct. HOA amount was updated to $[Redacted] in our system - Buyer-09/17/2025 <br> Open-HOA on pg.#45 of 446 is $[Redacted] per year but lender considered $[Redacted] annually. Note: Need HOA proof $[Redacted] reflecting annually. - Due Diligence Vendor-09/01/2025 |  | Resolved-lender provided clarification on HOA due and higher amount is used - Due Diligence Vendor-09/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5373305 |
| 628 |  | D A C | Closed | FCOM4028 | 2025-09-01 04:24 | 2025-09-03 14:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5373070 |
| 436 |  | D A | Closed | FCOM4028 | 2025-09-01 06:58 | 2025-09-03 12:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 5373246 |
| 457 |  | D B A | Closed | FCOM4028 | 2025-09-02 09:02 | 2025-09-03 13:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5378758 |
| 457 |  | D B A | Closed | FCRE5275 | 2025-09-02 09:44 | 2025-09-02 09:44 | Waived | 2 - Non-Material B | Credit | Eligibility | Asset do not meet guidelines | Waived-Waived-As per guide, All parties listed on each bank account must also be borrowers on the loan (personal bank statements)<br> \*Exception form is provided to allow w only our borrower on the loan<br> \*Approved Conditions: 0.5 to price, [Redacted] max<br> \*Exception form is on page # 37 of 158, Bank Statements page 139 of 764 - Due Diligence Vendor-9/02/2025 - Due Diligence Vendor-09/02/2025 |  | Waived-Waived-As per guide, All parties listed on each bank account must also be borrowers on the loan (personal bank statements)<br> \*Exception form is provided to allow w only our borrower on the loan<br> \*Approved Conditions: 0.5 to price, [Redacted] max<br> \*Exception form is on page # 37 of 158, Bank Statements page 139 of 764 - Due Diligence Vendor-9/02/2025 - Due Diligence Vendor-09/02/2025<br>|  | Revolving debt is under 30%, 5 years on current job, 10 years or more in the same line of employment, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5379499 |
| 506 |  | D A | Closed | FCRE1252 | 2025-09-02 07:22 | 2025-09-22 09:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document is Incomplete | Resolved-corrected title with correct vesting now present - Due Diligence Vendor-09/22/2025 <br>Ready for Review-Document Uploaded. uploaded the recorded mortgage, LP, tmp. - Buyer-09/19/2025 <br>Counter-this does not match vesting on Note. Please see see name of LLC on Note, this is not the same - Due Diligence Vendor-09/04/2025 <br>Ready for Review-Document Uploaded. - Buyer-09/04/2025 <br>Open-Title Document is Incomplete Proposed Insured borrower name is incorrect on provided recent preliminary tittle report refer pg no 30 of 118 & Page #21 of 605 - Due Diligence Vendor-09/02/2025 |  | Resolved-corrected title with correct vesting now present - Due Diligence Vendor-09/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5377016 |
| 506 |  | D A | Closed | FVAL1039 | 2025-09-02 15:52 | 2025-09-04 13:15 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-transfer requirement for value support now present - Due Diligence Vendor-09/04/2025 <br>Ready for Review-Document Uploaded. - Buyer-09/04/2025 <br>Open-Transfer Appraisal report. Secondary valuation report is missing in file - Due Diligence Vendor-09/02/2025 |  | Resolved-transfer requirement for value support now present - Due Diligence Vendor-09/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5386457 |
| 506 |  | D A | Closed | FCOM4028 | 2025-09-01 09:07 | 2025-09-03 14:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5373376 |
| 476 |  | D A | Closed | FCRE1194 | 2025-09-02 07:58 | 2025-09-09 12:02 | Resolved | 1 - Information C A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-loan finding resolved with lender comments, they financed points up to 2% - Due Diligence Vendor-09/09/2025 <br> Ready for Review-Document Uploaded. Please see attached email from the UW stating "The LTV only exceeds [Redacted]% because of financed points. The qualifying LTV is based on the LTV before any points are financed." - Buyer-09/09/2025 <br> Counter-see 7/21 rate PRIME rate sheet page 2. Cash out under manufactured home for a minimum FICO of 720 is capped at [Redacted]%. To get to [Redacted]% you must have a FICO of 740 which borrower does not. - Due Diligence Vendor-09/05/2025 <br> Ready for Review-Document Uploaded. Please see attached email from UW stating "Can you please show me what guidelines you're referencing? This loan has an application date of 06/26/2025 & closed 08/28/2025 thus would follow the NQM guidelines dated 07-21-2025. I do not see any notation of manufactured homes being capped at [Redacted]% for investment cash-outs." If this does not clear the issue, please advise what guidelines are being used. - Buyer-09/05/2025 <br> Open-Maximum LTV for Investor cash out Man home Prime [Redacted] 65%. Loan closed at [Redacted]%. - Due Diligence Vendor-09/02/2025 |  | Resolved-loan finding resolved with lender comments, they financed points up to 2% - Due Diligence Vendor-09/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5377638 |
| 476 |  | D A | Closed | FCOM4028 | 2025-09-02 07:03 | 2025-09-03 14:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5376753 |
| 511 |  | D A | Closed | FCOM4028 | 2025-09-01 12:21 | 2025-09-03 14:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5373688 |
| 694 |  | D A | Closed | FCOM4028 | 2025-08-31 07:28 | 2025-09-03 14:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5371759 |
| 603 |  | D A | Closed | FCOM4028 | 2025-08-31 08:42 | 2025-09-03 15:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5371930 |
| 475 |  | D A | Closed | FCRE1437 | 2025-09-02 11:11 | 2025-09-05 08:28 | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-DTI updated and rental income removed. DTI is now 33.37 and TPR matches - Due Diligence Vendor-09/05/2025 <br> Ready for Review-Document Uploaded. Please review uploaded revised 1008,rental income was removed and DTI updated. - Buyer-09/04/2025 <br> Open-Income and Employment Do Not Meet Guidelines Need supporting document for Property Rental Income [Redacted] for $2,500 refer page no 165 - Due Diligence Vendor-09/02/2025 |  | Resolved-DTI updated and rental income removed. DTI is now 33.37 and TPR matches - Due Diligence Vendor-09/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5381526 |
| 475 |  | D A | Closed | FCRE1205 | 2025-09-02 13:01 | 2025-09-04 13:23 | Resolved | 1 - Information C A | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-09/04/2025 <br>Ready for Review-Document Uploaded. FG was uploaded to the condition below - Buyer-09/04/2025 <br>Open-OFAC Check Not Completed and/or Cleared - Due Diligence Vendor-09/02/2025 |  | Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-09/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5383485 |
| 475 |  | D A | Closed | FCRE1201 | 2025-09-02 13:01 | 2025-09-04 13:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-09/04/2025 <br>Ready for Review-Document Uploaded. FG report uploadeded - Buyer-09/04/2025 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-09/02/2025 |  | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-09/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5383486 |
| 475 |  | D A | Closed | FCOM4028 | 2025-09-02 09:03 | 2025-09-03 15:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5378768 |
| 726 |  | D A | Closed | FCOM4028 | 2025-09-01 08:45 | 2025-09-03 15:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/03/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5373332 |
| 555 |  | D A | Closed | FCOM4028 | 2025-09-02 07:59 | 2025-09-04 10:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5377646 |
| 633 |  | D A | Closed | FCOM4028 | 2025-09-02 10:30 | 2025-09-04 09:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/04/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5380822 |
| 746 |  | D B A | Closed | FVAL1039 | 2025-09-02 13:05 | 2025-09-05 08:41 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-lender provided memo that reflects CU score is acceptable for value support on transferred appraisals - Due Diligence Vendor-09/05/2025 <br>Ready for Review-Document Uploaded. Please see the Memo allowing to exclude AVM requirements. - Buyer-09/04/2025 <br>Open-Appraisal transfer in file and supporting doc is missing in file - Due Diligence Vendor-09/02/2025 |  | Resolved-lender provided memo that reflects CU score is acceptable for value support on transferred appraisals - Due Diligence Vendor-09/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5383578 |
| 746 |  | D B A | Closed | FCOM4028 | 2025-09-02 11:24 | 2025-09-04 10:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5381685 |
| 746 |  | D B A | Closed | FVAL5385 | 2025-09-02 13:33 | 2025-09-02 13:33 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Per guide or a cash-out refinance, the subject property must not be listed for sale in the past 6-months.<br> Exception form provided to allow Property was listed for sale in the last 6 months.<br> Exception form page#228 of 337<br> Approved With Conditions: 0.5 to price, 3 Y PPP - Due Diligence Vendor-09/02/2025 |  | Waived-Per guide or a cash-out refinance, the subject property must not be listed for sale in the past 6-months.<br> Exception form provided to allow Property was listed for sale in the last 6 months.<br> Exception form page#228 of 337<br> Approved With Conditions: 0.5 to price, 3 Y PPP - Due Diligence Vendor-09/02/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5384065 |
| 746 |  | D B A | Closed | FCRE1200 | 2025-09-02 13:30 | 2025-09-02 13:30 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Minimum loan amount for 1st lien should be $[Redacted]<br> Exception form provided to allow Loan amount below $[Redacted]<br> Exception form page#227 of 337<br> Approved With Conditions: [Redacted] MAX & 0.25 to price<br> - Due Diligence Vendor-09/02/2025 |  | Waived-Minimum loan amount for 1st lien should be $[Redacted]<br> Exception form provided to allow Loan amount below $[Redacted]<br> Exception form page#227 of 337<br> Approved With Conditions: [Redacted] MAX & 0.25 to price<br> - Due Diligence Vendor-09/02/2025 |  | No mortgage late payments in the last 24 months, 5+ years credit history, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5384030 |
| 723 |  | D A | Closed | FCOM4028 | 2025-09-02 12:20 | 2025-09-04 10:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/04/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5382681 |
| 524 |  | D A | Closed | FCOM4028 | 2025-09-02 16:00 | 2025-09-04 15:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5386601 |
| 764 |  | D A | Closed | FVAL1039 | 2025-09-03 16:07 | 2025-09-10 10:43 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-now present - Due Diligence Vendor-09/10/2025 <br>Ready for Review-Document Uploaded. AVM per CUW is sufficient now - Buyer-09/09/2025 <br>Counter-this is not applicable to value support - Due Diligence Vendor-09/05/2025 <br>Ready for Review-Document Uploaded. [Redacted] uploaded - Buyer-09/05/2025 <br>Open-Appraisal transfer in file refer page #406,444 of 406, however Secondary Valuation product is missing - Due Diligence Vendor-09/03/2025 |  | Resolved-now present - Due Diligence Vendor-09/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5402671 |
| 764 |  | D A | Closed | FCOM4028 | 2025-09-02 15:02 | 2025-09-04 15:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5385754 |
| 556 |  | D A | Closed | FCRE1159 | 2025-09-02 15:23 | 2025-09-05 08:49 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Hazard Insurance Effective Date of 08-22-2025 is prior to or equal to the Note Date of 08-27-2025 Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-09/05/2025 <br>Resolved-HOI updated and now dates are correct - Due Diligence Vendor-09/05/2025 <br>Ready for Review-Document Uploaded. HO3 corrected policy date and HO3 Bill - Buyer-09/04/2025 <br>Open-Hazard Insurance Effective Date of 08-28-2025 is after the Note Date of 08-27-2025 funded 8/28 - Due Diligence Vendor-09/02/2025 |  | Resolved-Hazard Insurance Effective Date of 08-22-2025 is prior to or equal to the Note Date of 08-27-2025 Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-09/05/2025 <br>Resolved-HOI updated and now dates are correct - Due Diligence Vendor-09/05/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5386084 |
| 556 |  | D A | Closed | FCOM4028 | 2025-09-02 14:42 | 2025-09-04 10:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/04/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5385463 |
| 666 |  | D A | Closed | FCOM4028 | 2025-09-02 12:34 | 2025-09-05 14:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/05/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-09/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/05/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5382983 |
| 684 |  | D A | Closed | FCOM4028 | 2025-09-02 08:20 | 2025-09-04 13:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/04/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5378018 |
| 771 |  | D A | Closed | FCOM4028 | 2025-09-02 07:58 | 2025-09-02 11:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5377631 |
| 780 |  | D A | Closed | FCOM4028 | 2025-09-02 10:13 | 2025-09-04 13:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/04/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5380560 |
| 652 |  | D B A | Closed | FCOM4028 | 2025-09-02 13:50 | 2025-09-04 14:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/04/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 5384579 |
| 652 |  | D B A | Closed | FPRO1149 | 2025-09-03 08:32 | 2025-09-04 13:47 | Waived | 2 - Non-Material B | Property | Property | Property is Lease Hold | Waived-Property Rights are Lease Hold Waived-As per guide, Leasehold eligible per Fannie Mae guidelines considered on a case-by case basis (The condo is unavailable with FNMA due to leasehold and recreational lease.)<br> \*Exception form is provided to allow leasehold condo project<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 15 of 435, Prelim Title page 12 of 513 - Due Diligence Vendor-9/03/2025<br>- Due Diligence Vendor-09/03/2025 |  | Waived-Property Rights are Lease Hold Waived-As per guide, Leasehold eligible per Fannie Mae guidelines considered on a case-by case basis (The condo is unavailable with FNMA due to leasehold and recreational lease.)<br> \*Exception form is provided to allow leasehold condo project<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 15 of 435, Prelim Title page 12 of 513 - Due Diligence Vendor-9/03/2025<br>- Due Diligence Vendor-09/03/2025<br>|  | Compensating Factor:<br> Revolving debt is under 30%, Residual income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, homeownership experience | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | Originator Pre-Close | Yes | 5392775 |
| 784 |  | D A | Closed | FCOM4028 | 2025-09-02 09:45 | 2025-09-04 15:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/04/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5379510 |
| 402 |  | D A | Closed | FCRE1600 | 2025-09-03 08:09 | 2025-09-08 12:37 | Resolved | 1 - Information D A | Credit | Title | Deed Vesting incorrect - does not properly reflect Vesting in note or other closing docs | Resolved-resolved with lender comments. They accept sch A of title commitment incorrect as the WD signed has both borrowers - Due Diligence Vendor-09/08/2025 <br>Ready for Review-WD on page 202 was signed by husband and wife,mortgage was signed with same 2 people-husband and wife. No need for additional documents to be resigned or corrected if WD is on file - Buyer-09/08/2025 <br>Open-Deed vesting incorrect - does not match Deed of Trust. sch A of title commitment does not match deed on page 202 - Due Diligence Vendor-09/03/2025 |  | Resolved-resolved with lender comments. They accept sch A of title commitment incorrect as the WD signed has both borrowers - Due Diligence Vendor-09/08/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5392271 |
| 402 |  | D A | Closed | FCOM4028 | 2025-09-03 08:03 | 2025-09-05 14:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/05/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5392122 |
| 616 |  | D A | Closed | FCOM4028 | 2025-09-03 11:45 | 2025-09-05 11:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 5397871 |
| 710 |  | D B A | Closed | FVAL9739 | 2025-09-03 09:51 | 2025-09-11 12:50 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-As per guide, lender will accept a one-unit property with an accessory dwelling unit (ADU)<br> \*Exception is provided to allow Property is a 2 unit with ADU<br> \*Approved conditions: 0.25 to Price.<br> \*Exception form is on page #4 of 159 - Due Diligence Vendor-09/03/2025 |  | Waived-As per guide, lender will accept a one-unit property with an accessory dwelling unit (ADU)<br> \*Exception is provided to allow Property is a 2 unit with ADU<br> \*Approved conditions: 0.25 to Price.<br> \*Exception form is on page #4 of 159 - Due Diligence Vendor-09/03/2025<br>|  | 5 years on current job, No mortgage late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5395659 |
| 710 |  | D B A | Closed | FCRE8800 | 2025-09-03 09:52 | 2025-09-11 12:50 | Resolved | 1 - Information C A | Credit | Eligibility | Compensating Factors are insufficient to approve Exception Waiver | Resolved-lender corrected comp factors on wavier - Due Diligence Vendor-09/11/2025 <br>Ready for Review-Document Uploaded. Exception form has been updated. - Buyer-09/11/2025 <br>Open-As per exception on page #4 of 159, file has Reserves >6 months, however verified file only contain reserves of 5.49 months - Due Diligence Vendor-09/03/2025 |  | Resolved-lender corrected comp factors on wavier - Due Diligence Vendor-09/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5395681 |
| 710 |  | D B A | Closed | FCOM4028 | 2025-09-03 07:30 | 2025-09-05 13:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5391475 |
| 655 |  | D A | Closed | FCOM4028 | 2025-09-03 07:10 | 2025-09-05 12:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/05/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5391143 |
| 505 |  | D A | Closed | FCOM4028 | 2025-09-03 11:02 | 2025-09-05 18:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-09/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/03/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-09/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5396974 |
| 598 |  | D A | Closed | FCOM4028 | 2025-09-03 10:06 | 2025-09-05 14:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5395908 |
| 770 |  | D A | Closed | FCOM4028 | 2025-09-04 07:11 | 2025-09-05 14:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/05/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5407190 |
| 335 |  | D A | Closed | FCOM4028 | 2025-09-03 11:42 | 2025-09-04 15:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5397795 |
| 838 |  | D A C | Closed | 1000609-1001960 | 2025-09-03 14:56 | 2025-09-08 10:35 | Resolved | 1 - Information C A | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure and Consummation Date | Resolved-electronic delivery now present - Due Diligence Vendor-09/08/2025 <br>Ready for Review-Document Uploaded. Please see attached signed Initial CD 08/26/2025 - Buyer-09/08/2025 <br>Open-The Initial Closing Disclosure Received Date of (2025-08-28) is not three business days before the consummation date of (2025-08-29). Three business days before the consummation date is (20250826). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Initial CD 08/28/2025 is not 3 days before Closing 08/29/2025. - Due Diligence Vendor-09/03/2025 <br>Open- - Due Diligence Vendor-09/03/2025 |  | Resolved-electronic delivery now present - Due Diligence Vendor-09/08/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5401625 |
| 838 |  | D A C | Closed | FCOM4028 | 2025-09-03 12:30 | 2025-09-05 14:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/05/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5398817 |
| 853 |  | D A | Closed | FCOM4028 | 2025-09-04 07:56 | 2025-09-08 12:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-09/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5407997 |
| 744 |  | D A | Closed | FCOM4028 | 2025-09-03 14:21 | 2025-09-05 15:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/05/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5401139 |
| 449 |  | D B A | Closed | FCOM4028 | 2025-09-04 12:46 | 2025-09-05 15:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5415163 |
| 449 |  | D B A | Closed | FVAL5524 | 2025-09-04 15:34 | 2025-09-05 15:22 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-\*As per guide For Mixed Use property Commercial Space must not exceed 49% of building area<br> \*Exception is provided to proceed the loan as Commercial Space exceed 49% of building area<br> \*Exception is on page 22 of 127<br> \*Approved With Conditions [Redacted] max, 0.25 to price, DSCR>1.1 required - Due Diligence Vendor-09/04/2025 |  | Waived-\*As per guide For Mixed Use property Commercial Space must not exceed 49% of building area<br> \*Exception is provided to proceed the loan as Commercial Space exceed 49% of building area<br> \*Exception is on page 22 of 127<br> \*Approved With Conditions [Redacted] max, 0.25 to price, DSCR>1.1 required - Due Diligence Vendor-09/04/2025<br>|  | \*No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5418199 |
| 539 |  | D B A | Closed | FCOM4028 | 2025-09-03 13:03 | 2025-09-09 12:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon receipt. - Buyer-09/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5399667 |
| 539 |  | D B A | Closed | FCRE1200 | 2025-09-03 13:37 | 2025-09-03 13:37 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Waived-As per guide, Guideline Minimum Loan Amount is $[Redacted]<br> \*Exception form is provided to allow with LA<[Redacted]<br> \*Approved Conditions: 0.25 to price, [Redacted] max<br> \*Exception form is on page # 2 of 332 - Due Diligence Vendor-9/03/2025 - Due Diligence Vendor-09/03/2025 |  | Waived-Waived-As per guide, Guideline Minimum Loan Amount is $[Redacted]<br> \*Exception form is provided to allow with LA<[Redacted]<br> \*Approved Conditions: 0.25 to price, [Redacted] max<br> \*Exception form is on page # 2 of 332 - Due Diligence Vendor-9/03/2025 - Due Diligence Vendor-09/03/2025<br>|  | Several income sources and DTI below 45%, 5 years on current job, Reserves >6 months | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5400304 |
| 513 |  | D A | Closed | FCOM4028 | 2025-09-04 11:14 | 2025-09-05 14:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/05/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5413144 |
| 727 |  | D A | Closed | FCOM4028 | 2025-09-04 06:41 | 2025-09-05 10:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/05/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5406758 |
| 623 |  | D A | Closed | FCOM4028 | 2025-09-04 08:01 | 2025-09-05 18:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-09/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/04/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-09/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5408092 |
| 420 |  | D A | Closed | FCOM4028 | 2025-09-04 10:47 | 2025-09-05 15:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/05/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/05/2025<br>|  |  | [Redacted] | ATR Risk: Lender did not document all ATR UW Factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5412556 |
| 572 |  | D A | Closed | FCOM4028 | 2025-09-03 16:33 | 2025-09-05 18:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-09/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/03/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-09/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5402947 |
| 517 |  | D A | Closed | FCOM4028 | 2025-09-04 11:46 | 2025-09-08 12:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-09/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5413820 |
| 696 |  | D A | Closed | FCOM4028 | 2025-09-04 15:15 | 2025-09-08 16:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-09/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/04/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-09/08/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5417934 |
| 664 |  | D B A | Closed | FCOM4028 | 2025-09-04 10:59 | 2025-09-08 20:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5412795 |
| 664 |  | D B A | Closed | FVAL5474 | 2025-09-04 13:44 | 2025-09-04 13:44 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Per guide: Projects may not have mandatory upfront or periodic membership fees for the use of recreational amenities, such as country club facilities and golf courses, owned by an outside party<br> Exception form provided to allow Mandatory membership fee<br> Exception form page#117<br> Approved With Conditions: 0.25 to price, [Redacted] max<br> - Due Diligence Vendor-09/04/2025 |  | Waived-Per guide: Projects may not have mandatory upfront or periodic membership fees for the use of recreational amenities, such as country club facilities and golf courses, owned by an outside party<br> Exception form provided to allow Mandatory membership fee<br> Exception form page#117<br> Approved With Conditions: 0.25 to price, [Redacted] max<br> - Due Diligence Vendor-09/04/2025<br>|  | No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, LTV 10% below maximum | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5416291 |
| 664 |  | D B A | Closed | FPRO1149 | 2025-09-04 12:51 | 2025-09-04 13:39 | Waived | 2 - Non-Material B | Property | Property | Property is Lease Hold | Waived-Property Rights are Lease Hold \* Property land is on Lease<br> \* Exception form provided to allow for Property on leased land<br> \*Exception form page#117<br> \*Approved With Conditions: 0.25 to price, [Redacted] max<br> - Due Diligence Vendor-09/04/2025 |  | Waived-Property Rights are Lease Hold \* Property land is on Lease<br> \* Exception form provided to allow for Property on leased land<br> \*Exception form page#117<br> \*Approved With Conditions: 0.25 to price, [Redacted] max<br> - Due Diligence Vendor-09/04/2025<br>|  | No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, LTV 10% below maximum | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5415239 |
| 664 |  | D B A | Closed | FCRE1200 | 2025-09-04 13:39 | 2025-09-04 13:39 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-\* Minimum loan amount for 1st lien should be $[Redacted]<br> \* Exception form provided to allow Lower Loan Amount to $[Redacted]<br> \*Exception form page# 116<br> \* Approved With Conditions: 0.25 to price<br> - Due Diligence Vendor-09/04/2025 |  | Waived-\* Minimum loan amount for 1st lien should be $[Redacted]<br> \* Exception form provided to allow Lower Loan Amount to $94,800<br> \*Exception form page# 116<br> \* Approved With Conditions: 0.25 to price<br> - Due Diligence Vendor-09/04/2025<br>|  | No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, LTV 10% below maximum | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5416159 |
| 738 |  | D A | Closed | FCOM4028 | 2025-09-05 07:57 | 2025-09-08 13:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5425432 |
| 825 |  | D A | Closed | FCOM4028 | 2025-09-04 15:50 | 2025-09-08 20:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5418422 |
| 654 |  | D A | Closed | FCOM4028 | 2025-09-04 10:15 | 2025-09-08 19:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5411846 |
| 540 |  | D B A | Closed | FCOM1233 | 2025-09-04 12:41 | 2025-09-10 10:45 | Resolved | 1 - Information D A | Credit | Eligibility | The Final 1003 is Incomplete | Resolved-1003 now fully present - Due Diligence Vendor-09/10/2025 <br>Ready for Review-Document Uploaded. Please see attached 1003 - Buyer-09/10/2025 <br>Open-The Final 1003 is Incomplete Borrower 2 Final 1003 Page no 1 is missing out of 9.refer pg. no 55 of 162. - Due Diligence Vendor-09/04/2025 |  | Resolved-1003 now fully present - Due Diligence Vendor-09/10/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5415034 |
| 540 |  | D B A | Closed | FCOM4028 | 2025-09-04 10:02 | 2025-09-08 16:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-09/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/04/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-09/08/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5411635 |
| 540 |  | D B A | Closed | FPRO1149 | 2025-09-04 11:56 | 2025-09-04 12:39 | Waived | 2 - Non-Material B | Property | Property | Property is Lease Hold | Waived-Property Rights are Lease Hold - Property land is on Lease<br> - Exception form provided to proceed with loans as property land is on lease.<br> - Approved Condition :- 0.25 to Price , [Redacted] Max<br> - Exception form on pg. no 16 of 439. - Due Diligence Vendor-09/04/2025 |  | Waived-Property Rights are Lease Hold - Property land is on Lease<br> - Exception form provided to proceed with loans as property land is on lease.<br> - Approved Condition :- 0.25 to Price , [Redacted] Max<br> - Exception form on pg. no 16 of 439. - Due Diligence Vendor-09/04/2025<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, 5 years on current job, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 month | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5414029 |
| 590 |  | D A C | Closed | FCOM4028 | 2025-09-04 16:44 | 2025-09-08 20:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5418928 |
| 308 |  | D A | Closed | FCOM4028 | 2025-09-04 17:10 | 2025-09-08 14:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5419064 |
| 481 |  | D A | Closed | FCOM4028 | 2025-09-04 14:23 | 2025-09-08 13:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5417008 |
| 440 |  | D B A C | Closed | 1000137-1000394 | 2025-09-04 09:26 | 2025-09-09 14:25 | Cured | 1 - Information C A | Compliance | HigherPriced:APR | Federal - Escrow Account Required (First Lien HPML)(06/2013) | Cured-PCCD and fee refund provided and no longer HIgh Price. - Due Diligence Vendor-09/09/2025 <br>Open- - Due Diligence Vendor-09/09/2025 <br>Ready for Review-Document Uploaded. Please see attached PCCD and Compliance report. Lender lowered origination fee so that the loan is no longer a higher priced mortgage loan. - Buyer-09/09/2025 <br>Open- - Due Diligence Vendor-09/04/2025 <br>Open-You submitted no impound amounts for property taxes on this HPML loan. Regulation Z prohibits a lender from making a first lien higher priced mortgage loan unless an escrow account is established before consummation for payment of property taxes and premiums for mortgage-related insurance. A creditor or servicer may not cancel the escrow account until the earlier of: (1) termination of the underlying debt obligation or (2) FIVE years after consummation, if the unpaid principal balance is less than 80% of the original value of the property and the consumer is not delinquent or in default on the underlying debt obligation. (12 CFR 1026.35(b)) Lender waived escrows; property taxes and hazard. - Due Diligence Vendor-09/04/2025 <br>Open- - Due Diligence Vendor-09/04/2025 |  | Cured-PCCD and fee refund provided and no longer HIgh Price. - Due Diligence Vendor-09/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 5410349 |
| 440 |  | D B A C | Closed | 1000137-1000395 | 2025-09-04 09:26 | 2025-09-09 14:24 | Cured | 1 - Information C A | Compliance | HigherPriced:APR | Federal - Escrow Account Required (First Lien HPML)(06/2013) | Cured-PCCD and fee refund provided and no longer HIgh Price. - Due Diligence Vendor-09/09/2025 <br>Open- - Due Diligence Vendor-09/09/2025 <br>Ready for Review-Document Uploaded. Please see attached PCCD and Compliance report. Lender lowered origination fee so that the loan is no longer a higher priced mortgage loan. - Buyer-09/09/2025 <br>Open- - Due Diligence Vendor-09/04/2025 <br>Open-You submitted no impound amounts for property insurance on this HPML loan. Regulation Z prohibits a lender from making a first lien higher priced mortgage loan unless an escrow account is established before consummation for payment of property taxes and premiums for mortgage-related insurance. A creditor or servicer may not cancel the escrow account until the earlier of: (1) termination of the underlying debt obligation or (2) FIVE years after consummation, if the unpaid principal balance is less than 80% of the original value of the property and the consumer is not delinquent or in default on the underlying debt obligation. (12 CFR 1026.35(b)) Lender waived escrows; property taxes and hazard. - Due Diligence Vendor-09/04/2025 <br>Open- - Due Diligence Vendor-09/04/2025 |  | Cured-PCCD and fee refund provided and no longer HIgh Price. - Due Diligence Vendor-09/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 5410348 |
| 440 |  | D B A C | Closed | FCOM4028 | 2025-09-04 07:37 | 2025-09-04 12:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/04/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 5407642 |
| 440 |  | D B A C | Closed | FPRO116 | 2025-09-04 08:45 | 2025-09-04 08:45 | Waived | 2 - Non-Material B | Property | Property | Other Property/Value Finding | Waived-Waived-As per guide, Guideline Minimum property seasoning is 12 months to use the current appraised value.<br> \*Exception form is provided to allow appraised value - Bwr purchased 11/2024 for $[Redacted]<br> \*Approved Conditions: 0.25 to price.<br> \*Exception form is on page #104 of 202 - Due Diligence Vendor-09/04/2025 - Due Diligence Vendor-09/04/2025 |  | Waived-Waived-As per guide, Guideline Minimum property seasoning is 12 months to use the current appraised value.<br> \*Exception form is provided to allow appraised value - Bwr purchased 11/2024 for $[Redacted]<br> \*Approved Conditions: 0.25 to price.<br> \*Exception form is on page #104 of 202 - Due Diligence Vendor-09/04/2025 - Due Diligence Vendor-09/04/2025 |  | Residual income > $3,000, No credit events pst 40 months, 5+ yrs credit history, Reserves > 6 months. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | Originator Pre-Close | Yes | 5409203 |
| 614 |  | D A | Closed | FCOM4028 | 2025-09-05 08:53 | 2025-09-08 20:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5426503 |
| 742 |  | D A | Closed | FCOM4028 | 2025-09-05 08:59 | 2025-10-08 11:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-corrected deed with all riders now present - Due Diligence Vendor-10/08/2025 <br>Ready for Review-Document Uploaded. Please see attached copies of the corrected recorded mortgage documents. - Buyer-10/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/05/2025 |  | Resolved-corrected deed with all riders now present - Due Diligence Vendor-10/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5426637 |
| 742 |  | D A | Closed | FCOM1227 | 2025-09-05 10:25 | 2025-10-08 11:33 | Resolved | 1 - Information D A | Compliance | Missing Doc | PUD Rider is Missing | Resolved-corrected deed with all riders now present - Due Diligence Vendor-10/08/2025 <br>Ready for Review-Please, see the attached copies of the corrected recorded mortgage documents that were just uploaded. - Buyer-10/07/2025 <br>Open-PUD Rider is Missing - Due Diligence Vendor-09/05/2025 |  | Resolved-corrected deed with all riders now present - Due Diligence Vendor-10/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5429778 |
| 742 |  | D A | Closed | FCOM1221 | 2025-09-08 12:29 | 2025-10-08 11:33 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-corrected deed with all riders now present - Due Diligence Vendor-10/08/2025 <br>Ready for Review-Please see the attached copies of the corrected recorded mortgage documents that were just uploaded. - Buyer-10/07/2025 <br>Open-The Deed of Trust is Incomplete PUD rider information missing on DOT refer page #113 of 616 - Due Diligence Vendor-09/08/2025 |  | Resolved-corrected deed with all riders now present - Due Diligence Vendor-10/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5454002 |
| 742 |  | D A | Closed | FCRE9991 | 2025-09-05 11:05 | 2025-09-08 20:13 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025 <br> Open-• DSCR is off by 0.088% , Lender's score 0.767<br> > 1008 indicates a rent of $[Redacted] from 1007 page 482 of 616. PITI Matches. Purchase file [Redacted] in file, hence DSCR calculated as per [Redacted] rent $[Redacted] lender considered Rent from 1007 of $[Redacted]. DSCR should be 0.855: [Redacted]<br> - Due Diligence Vendor-09/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5430596 |
| 729 |  | D A | Closed | FCOM4028 | 2025-09-05 06:50 | 2025-09-08 13:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5424393 |
| 625 |  | D A | Closed | FCOM4028 | 2025-09-04 15:00 | 2025-09-08 14:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5417673 |
| 781 |  | D A C | Closed | 5270-1003213 | 2025-09-05 10:56 | 2025-09-11 12:51 | Resolved | 1 - Information C A | Compliance | Payment:1stPayment | Texas - First Payment Date (Non-Purchase) | Resolved-resolved with lender comments funding date is less than 60 - Due Diligence Vendor-09/11/2025 <br>Ready for Review-In the case when the note date is in August, but funding was in September, we are good to proceed with the first payment date in November.<br> Funding date is 9/3 - Buyer-09/11/2025 <br>Open- - Due Diligence Vendor-09/05/2025 <br>Open- - Due Diligence Vendor-09/05/2025 <br>Open-Under the [Redacted] Constitution, the loan must be scheduled to be repaid beginning no later than two months from the date the extension of credit is made. The two month time period contained in Section 50(a)(6)(L)(i) begins on the date of closing (2025-08-28). Two months from the date of closing is (2025-10-28). The first payment date of (2025-11-01) is more than two months from the date the extension of credit is made. ([Redacted] Const. Art. XVI Secs. 50(a)(6)(L), (t)(8); 7 TX ADC 153.11) . - Due Diligence Vendor-09/05/2025 <br>Open- - Due Diligence Vendor-09/05/2025 |  | Resolved-resolved with lender comments funding date is less than 60 - Due Diligence Vendor-09/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5430375 |
| 781 |  | D A C | Closed | FCOM4028 | 2025-09-05 08:44 | 2025-09-08 20:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5426315 |
| 647 |  | D A | Closed | FCOM1797 | 2025-09-04 11:02 | 2025-09-08 11:21 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Service Provider List | Resolved-now present - Due Diligence Vendor-09/08/2025 <br>Ready for Review-Document Uploaded. - Buyer-09/05/2025 <br>Open-Provide the missing Service Provider List. - Due Diligence Vendor-09/04/2025 |  | Resolved-now present - Due Diligence Vendor-09/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5412853 |
| 647 |  | D A | Closed | FCRE9991 | 2025-09-04 10:10 | 2025-09-08 11:18 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender provided updated 1003 and DTI is now within 1% - Due Diligence Vendor-09/08/2025 <br> Ready for Review-Document Uploaded. MTG payment of $[Redacted] - Rental income of $[Redacted]= $[Redacted] net rental income, 1003 corrected to show this. Calculations should now line up. - Buyer-09/05/2025 <br> Open-DTI is 39.56. (Subject payment is [Redacted] + Credit debt of $[Redacted] + neg rents from REO of $[Redacted]= $[Redacted]) / [Redacted])= 39.56 - Due Diligence Vendor-09/04/2025 |  | Resolved-lender provided updated 1003 and DTI is now within 1% - Due Diligence Vendor-09/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5411795 |
| 647 |  | D A | Closed | FCOM6850 | 2025-09-04 09:23 | 2025-09-08 11:09 | Resolved | 1 - Information C A | Compliance | Disclosure | Taxpayer First Act Disclosure is missing or incomplete | Resolved-resolved with lender comments, they are ok with not having since no tax returns used - Due Diligence Vendor-09/08/2025 <br>Ready for Review-since we did not use tax return or tax transcripts to underwrite a loan, we do not require to obtain consent from the borrowers - Buyer-09/05/2025 <br>Open-Taxpayer Consent Form is Missing missing - Due Diligence Vendor-09/04/2025 |  | Resolved-resolved with lender comments, they are ok with not having since no tax returns used - Due Diligence Vendor-09/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5410212 |
| 578 |  | D B A | Closed | FCOM4028 | 2025-09-04 13:22 | 2025-09-08 14:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5415827 |
| 578 |  | D B A | Closed | FCRE6763 | 2025-09-04 14:21 | 2025-09-04 14:21 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income documentation does not meet guidelines | Waived-Waiver for business enitity for income not being in operation for more than 2 years<br>Approved with conditions of 0.25 to price, [Redacted] max<br>Waiver on page 12 of 210 - Due Diligence Vendor-09/04/2025 |  | Waived-Waiver for business enitity for income not being in operation for more than 2 years<br>Approved with conditions of 0.25 to price, [Redacted] max<br>Waiver on page 12 of 210 - Due Diligence Vendor-09/04/2025<br>|  | No credit events past 40 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5416977 |
| 725 |  | D A | Closed | FCRE1964 | 2025-09-05 12:23 | 2025-09-10 11:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing income documentation | Resolved-lender removed the additional income and now DTI matches at 37.34 - Due Diligence Vendor-09/10/2025 <br> Ready for Review-Document Uploaded. Please review uploaded revised 1003 and 1008.Rental income $[Redacted] was removed - Buyer-09/10/2025 <br> Open- - 1003 states "other income" of $[Redacted]. Unable to locate this income in the file. - Due Diligence Vendor-09/05/2025 |  | Resolved-lender removed the additional income and now DTI matches at 37.34 - Due Diligence Vendor-09/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5432198 |
| 725 |  | D A | Closed | FCOM4028 | 2025-09-05 09:18 | 2025-09-08 14:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5427093 |
| 776 |  | D B A | Closed | FCOM4028 | 2025-09-05 09:32 | 2025-09-08 14:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5428659 |
| 776 |  | D B A | Closed | FVAL5474 | 2025-09-05 10:40 | 2025-09-08 14:26 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Waiver for condo project having structural deficiencies<br>Approved with conditions of 0.5 to price, Collection must be paid off<br>Waiver on page 82 of 84 - Due Diligence Vendor-09/05/2025 |  | Waived-Waiver for condo project having structural deficiencies<br>Approved with conditions of 0.5 to price, Collection must be paid off<br>Waiver on page 82 of 84 - Due Diligence Vendor-09/05/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, Borrower contribution exceeds requirement | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5430035 |
| 363 |  | D A C | Closed | 50001261-Fees-Limited | 2025-09-05 15:32 | 2025-09-10 12:22 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001261) | Resolved-This is acceptable. - Due Diligence Vendor-09/10/2025 <br> Ready for Review-Document Uploaded. The COC is valid ,since the lender credits decreased on initial CD dated 08/20/2025 .Our COC has date of re-disclosure 08-20-2025 that corresponds to initial CD 08/20/2025. There is no CD issued 08/18 - Seller-09/10/2025 <br> Counter-that COC is dated 8 days before final CD and after Initial CD. need corresponding disclosure. - Due Diligence Vendor-09/09/2025 <br> Ready for Review-Valid COC was provided on page 405 of uploaded credit package - Seller-09/09/2025 <br> Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits is ([Redacted]). The actual total fee amount shows a credit amount of ($[Redacted]). The following actual fees submitted as "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure. (12 CFR 1026.19e)(3) and comments 19(e)(3)-5 and -6; 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). Lender Credits decreased from $8,112.50 on CD 08/18/2025 to $8,028.63 on Final CD 08/27/2025 without a Change of Circumstance. - Due Diligence Vendor-09/05/2025 <br> Open- - Due Diligence Vendor-09/05/2025 <br> Open- - Due Diligence Vendor-09/05/2025 <br> Open- - Due Diligence Vendor-09/05/2025 | Ready for Review-Document Uploaded. The COC is valid ,since the lender credits decreased on initial CD dated 08/20/2025 .Our COC has date of re-disclosure 08-20-2025 that corresponds to initial CD 08/20/2025. There is no CD issued 08/18 - Seller-09/10/2025 <br>Ready for Review-Valid COC was provided on page 405 of uploaded credit package - Seller-09/09/2025<br>| Resolved-This is acceptable. - Due Diligence Vendor-09/10/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5435774 |
| 363 |  | D A C | Closed | 50001262-Fees-Limited | 2025-09-05 15:32 | 2025-09-10 12:22 | Resolved | 1 - Information A | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001262) | Resolved-Documents provided are acceptable. - Due Diligence Vendor-09/10/2025 <br> Rescinded- - Due Diligence Vendor-09/08/2025 <br> Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($[Redacted]). The Last CD shows a total lender credit amount of ($[Redacted]). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3)(i) and comments 19(e)(3)(i)-5 and -6; 12 CFR 1026.19(f)(2)(v); 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). Lender Credits decreased from $[Redacted] on CD 08/18/2025 to $[Redacted] on Final CD 08/27/2025 without a Change of Circumstance. - Due Diligence Vendor-09/05/2025 <br> Open- - Due Diligence Vendor-09/05/2025 <br> Open- - Due Diligence Vendor-09/05/2025 <br> Open- - Due Diligence Vendor-09/05/2025 |  | Resolved-Documents provided are acceptable. - Due Diligence Vendor-09/10/2025 <br>Rescinded- - Due Diligence Vendor-09/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5435772 |
| 363 |  | D A C | Closed | FCOM4028 | 2025-09-05 13:29 | 2025-09-08 14:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5433621 |
| 672 |  | D A | Closed | FCOM4028 | 2025-09-05 15:00 | 2025-09-08 19:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5435369 |
| 469 |  | D B A | Closed | FCOM4028 | 2025-09-08 08:38 | 2025-09-08 16:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-09/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/08/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-09/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5447825 |
| 469 |  | D B A | Closed | FVAL5524 | 2025-09-08 10:07 | 2025-09-08 10:09 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Waived-As per guide, Guideline requires mixed use property to have more residential unit square footage than the commercial units.<br> \*Exception form is provided to allow subject with residential use at 1920 sq. ft vs Commercial at 2040 Sq. Ft.<br> \*Approved Conditions: [Redacted] Max, 0.25 to price.<br> \*Exception form is on page # 151 of 347 - Due Diligence Vendor-09/08/2025 - Due Diligence Vendor-09/08/2025 |  | Waived-Waived-As per guide, Guideline requires mixed use property to have more residential unit square footage than the commercial units.<br> \*Exception form is provided to allow subject with residential use at 1920 sq. ft vs Commercial at 2040 Sq. Ft.<br> \*Approved Conditions: [Redacted] Max, 0.25 to price.<br> \*Exception form is on page # 151 of 347 - Due Diligence Vendor-09/08/2025 - Due Diligence Vendor-09/08/2025<br>|  | No credit events past 40 months, 5+ yrs credit history, LTV 10% below program maximum, Credit Score > 40 points above program minimum, Bwr Contribution exceeds requirement >=5%. 2+ bwrs on loan. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5450565 |
| 469 |  | D B A | Closed | FVAL5472 | 2025-09-08 10:05 | 2025-09-08 10:07 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Waived-As per guide, Guideline Minimum property square footage is 500.<br> \*Exception form is provided to allow subject with 2 units, out of 5, that are 458 sq. ft.<br> \*Approved Conditions: None<br> \*Exception form is on page # 152 of 347 - Due Diligence Vendor-09/08/2025 - Due Diligence Vendor-09/08/2025 |  | Waived-Waived-As per guide, Guideline Minimum property square footage is 500.<br> \*Exception form is provided to allow subject with 2 units, out of 5, that are 458 sq. ft.<br> \*Approved Conditions: None<br> \*Exception form is on page # 152 of 347 - Due Diligence Vendor-09/08/2025 - Due Diligence Vendor-09/08/2025<br>|  | No credit events past 40 months, 5+ yrs credit history, LTV 10% below program maximum, Credit Score > 40 points above program minimum, Bwr Contribution exceeds requirement >=5%. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5450548 |
| 494 |  | D B A | Closed | 123ABCF | 2025-09-07 10:02 | 2025-09-22 09:16 | Waived | 2 - Non-Material C B | Credit | Income/Employment | FICO does not meet minimum program requirement | Waived-does not meet min FICO for a rural property-waiver provided. - Due Diligence Vendor-09/22/2025 <br>Ready for Review-Document Uploaded. updated - Buyer-09/19/2025 <br>Open-Minimum credit score for rural property is 680. Bwr is 664. No exception noted. - Due Diligence Vendor-09/07/2025 |  | Waived-does not meet min FICO for a rural property-waiver provided. - Due Diligence Vendor-09/22/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5442708 |
| 494 |  | D B A | Closed | FCRE1148 | 2025-09-07 09:47 | 2025-09-22 09:15 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title Coverage Amount of $[Redacted] is equal to or greater than Total Amount of Subject Lien(s) $[Redacted]+0+0 - Due Diligence Vendor-09/22/2025 <br> Resolved-update title coverage now present - Due Diligence Vendor-09/22/2025 <br> Ready for Review-Document Uploaded. Updated Title uploaded - Buyer-09/19/2025 <br> Open-Title Coverage Amount of $[Redacted] is Less than Total Amount of Subject Lien(s) of $[Redacted]+0+0 No supplement in file. - Due Diligence Vendor-09/07/2025 |  | Resolved-Title Coverage Amount of $[Redacted] is equal to or greater than Total Amount of Subject Lien(s) $[Redacted]+0+0 - Due Diligence Vendor-09/22/2025 <br> Resolved-update title coverage now present - Due Diligence Vendor-09/22/2025 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5442675 |
| 494 |  | D B A | Closed | FCOM4028 | 2025-09-07 09:13 | 2025-09-08 14:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5442606 |
| 494 |  | D B A | Closed | FVAL9739 | 2025-09-07 10:05 | 2025-09-07 10:05 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Waived-As per guide, Guideline requires properties be accessible via public roads.<br> \*Exception form is provided to allow subject property accessible only by boat.<br> \*Approved Conditions: [Redacted] max, 0.25 to price.<br> \*Exception form is on page # 25 of 153 - Due Diligence Vendor-09/07/2025 - Due Diligence Vendor-09/07/2025 |  | Waived-Waived-As per guide, Guideline requires properties be accessible via public roads.<br> \*Exception form is provided to allow subject property accessible only by boat.<br> \*Approved Conditions: [Redacted] max, 0.25 to price.<br> \*Exception form is on page # 25 of 153 - Due Diligence Vendor-09/07/2025 - Due Diligence Vendor-09/07/2025<br>|  | No credit events past 40 months, No mortgage lates last 24 months, 5+ yrs credit history. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5442716 |
| 639 |  | D B A | Closed | FCOM4028 | 2025-09-08 08:59 | 2025-09-09 12:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5448341 |
| 639 |  | D B A | Closed | FVAL5474 | 2025-09-08 11:14 | 2025-09-08 11:14 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Waived-As per guide, Commercial space in project up to 50%.<br> \*Exception form is provided to allow with 80% commercial space<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page # 291 of 314, Appraisal page 1166 of 1413 - Due Diligence Vendor-9/08/2025 - Due Diligence Vendor-09/08/2025 |  | Waived-Waived-As per guide, Commercial space in project up to 50%.<br> \*Exception form is provided to allow with 80% commercial space<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page # 291 of 314, Appraisal page 1166 of 1413 - Due Diligence Vendor-9/08/2025 - Due Diligence Vendor-09/08/2025<br>|  | Revolving debt is under 30%, Residual income >=3000$, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5452219 |
| 519 |  | D B A | Closed | FCOM4028 | 2025-09-05 15:33 | 2025-09-08 15:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 5435790 |
| 519 |  | D B A | Closed | FVAL1715 | 2025-09-05 15:55 | 2025-09-05 15:55 | Waived | 2 - Non-Material B | Property | Appraisal | Appraisal Completed "Subject to but Improvements are Incomplete or Undocumented" | Waived-appraisal is subject to and repairs are not completed - exception provided. pg 48 - Due Diligence Vendor-09/05/2025 |  | Waived-appraisal is subject to and repairs are not completed - exception provided. pg 48 - Due Diligence Vendor-09/05/2025<br>|  | Revolving debt is under 30%, 5 years on current job, DTI >=10% lower than loan program, 10 years or more in the same line of<br> employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer<br> late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, 20+ years in the job and<br> profession; LTV under 20% | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | Originator Pre-Close | Yes | 5436046 |
| 471 |  | D A | Closed | FCOM4028 | 2025-09-04 12:17 | 2025-09-09 13:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025 <br>Ready for Review-File was recently closed,recorded mortgage is not available yet. It will be provided upon the receipt. - Buyer-09/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5414489 |
| 599 |  | D B A | Closed | FCOM4028 | 2025-09-06 05:56 | 2025-09-08 15:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5438810 |
| 599 |  | D B A | Closed | FVAL5472 | 2025-09-06 06:48 | 2025-09-06 06:48 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Waived-As per guide, Guideline Minimum property square footage is 500.<br> \*Exception form is provided to allow subject with 453 sq. ft.<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page #3 of 231 - Due Diligence Vendor-09/06/2025<br> - Due Diligence Vendor-09/06/2025 |  | Waived-Waived-As per guide, Guideline Minimum property square footage is 500.<br> \*Exception form is provided to allow subject with 453 sq. ft.<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page #3 of 231 - Due Diligence Vendor-09/06/2025<br> - Due Diligence Vendor-09/06/2025<br>|  | DTI > 10% below program maximum, No credit events past 40 months, 5+ yrs credit history. | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5438992 |
| 719 |  | D A | Closed | FCOM4028 | 2025-09-06 04:37 | 2025-09-08 15:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5438547 |
| 704 |  | D A | Closed | FCOM4028 | 2025-09-05 11:09 | 2025-09-08 15:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5430687 |
| 649 |  | D A | Closed | FCOM4028 | 2025-09-08 13:01 | 2025-09-10 10:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5454767 |
| 444 |  | D B A | Closed | FCRE8086 | 2025-09-06 11:34 | 2025-10-07 07:56 | Resolved | 1 - Information C A | Credit | Closing | Guaranty Agreement Missing | Resolved-Document Uploaded. - Due Diligence Vendor-10/07/2025 <br>Resolved-guaranty agreement now present - Due Diligence Vendor-09/19/2025 <br>Ready for Review-Document Uploaded. attached Guaranty - Buyer-09/19/2025 <br>Counter-this is not a guaranty agreement. please provide or provide a waiver. - Due Diligence Vendor-09/10/2025 <br>Ready for Review-Document Uploaded. - Buyer-09/10/2025 <br>Counter-A personal guaranty is required for loans vested under Corporate Title subject to the following requirements. Since didnt close individually Lender requires Guaranty<br> - Due Diligence Vendor-09/09/2025 <br>Ready for Review-Document Uploaded. - Buyer-09/09/2025 <br>Open- - Due Diligence Vendor-09/06/2025 |  | Resolved-Document Uploaded. - Due Diligence Vendor-10/07/2025 <br>Resolved-guaranty agreement now present - Due Diligence Vendor-09/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5440048 |
| 444 |  | D B A | Closed | FCRE9991 | 2025-09-06 11:42 | 2025-09-10 12:56 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender provided corrected 1003 and 1008 and now all matches - Due Diligence Vendor-09/10/2025 <br>Open- - DTI should be 22.29%. Data Tape is 24.50% - unable to determine original DTI as there is no 1008 or even a final approval that matches the data tape. - Due Diligence Vendor-09/06/2025 |  | Resolved-lender provided corrected 1003 and 1008 and now all matches - Due Diligence Vendor-09/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5440066 |
| 444 |  | D B A | Closed | FCOM1233 | 2025-09-06 11:34 | 2025-09-10 12:56 | Resolved | 1 - Information D A | Credit | Eligibility | The Final 1003 is Incomplete | Resolved-lender provided corrected 1003 and 1008 and now all matches - Due Diligence Vendor-09/10/2025 <br>Ready for Review-Document Uploaded. - Buyer-09/10/2025 <br>Counter-this does not address the 2 REOS listed on initial app not on final. please provide a correct final app and correct debts - Due Diligence Vendor-09/09/2025 <br>Ready for Review-Document Uploaded. - Buyer-09/08/2025 <br>Open- - please update final 1003 with income used for qualifying and all properties owned by borrower. There are 2 properties on the initial 1003 and documentation in the file of ownership that are not reflected on the final 1003. - Due Diligence Vendor-09/06/2025 |  | Resolved-lender provided corrected 1003 and 1008 and now all matches - Due Diligence Vendor-09/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5440045 |
| 444 |  | D B A | Closed | FCRE1182 | 2025-09-06 11:33 | 2025-09-09 10:01 | Resolved | 1 - Information B A | Credit | Missing Doc | Approval/Underwriting Summary Not Provided | Resolved-loan approval now present - Due Diligence Vendor-09/09/2025 <br>Ready for Review-Document Uploaded. - Seller-09/08/2025 <br>Open- - missing 1008 and final approval - Due Diligence Vendor-09/06/2025 | Ready for Review-Document Uploaded. - Seller-09/08/2025<br>| Resolved-loan approval now present - Due Diligence Vendor-09/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5440043 |
| 444 |  | D B A | Closed | FCOM4028 | 2025-09-05 13:02 | 2025-09-08 12:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5432929 |
| 444 |  | D B A | Closed | FVAL5524 | 2025-09-06 11:40 | 2025-09-06 11:40 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Waived-As per guide, Maximum Acceptable Acreage – 5 acres<br> \*Exception form is provided to allow 5.41 acres<br> \*Approved Conditions: 0.25 to price, [Redacted] max<br> \*Exception form is on page # 18 of 22, Appraisal page 621 of 1124 - Due Diligence Vendor-9/06/2025 - Due Diligence Vendor-09/06/2025 |  | Waived-Waived-As per guide, Maximum Acceptable Acreage – 5 acres<br> \*Exception form is provided to allow 5.41 acres<br> \*Approved Conditions: 0.25 to price, [Redacted] max<br> \*Exception form is on page # 18 of 22, Appraisal page 621 of 1124 - Due Diligence Vendor-9/06/2025 - Due Diligence Vendor-09/06/2025<br>|  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 5440063 |
| 827 |  | D A | Closed | FCOM4028 | 2025-09-08 11:35 | 2025-09-09 13:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5452786 |
| 802 |  | D A | Closed | FCOM4028 | 2025-09-09 07:20 | 2025-09-09 13:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5463379 |
| 689 |  | D A | Closed | FCOM4028 | 2025-09-08 13:33 | 2025-09-09 13:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5455634 |
| 613 |  | D A | Closed | FCOM4028 | 2025-09-08 16:29 | 2025-09-10 12:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-09/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-09/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5458559 |
| 459 |  | D A | Closed | FCOM4028 | 2025-09-09 08:04 | 2025-09-10 12:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-09/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-09/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5464002 |
| 638 |  | D B A | Closed | FCOM4028 | 2025-09-09 11:29 | 2025-09-10 11:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/10/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5469444 |
| 638 |  | D B A | Closed | FCRE5658 | 2025-09-09 12:49 | 2025-09-09 12:49 | Waived | 2 - Non-Material B | Credit | Eligibility | Non-occupant co-borrowers not allowed per guidelines | Waived-Waived-As per guide, non-occupant borrowers cannot be the primary income earners<br> \*Exception form is provided to allow non-occupant borrowers cannot to be the primary income earners<br> \*Approved Conditions: 0.25 to price, [Redacted]-pulled W2 transcripts for borrowers are required to support income<br> \*Exception form is on page # 787 of 962, W2 Transcripts pages 424, 430, 447, 451, 449 of 962 - Due Diligence Vendor-9/09/2025 - Due Diligence Vendor-09/09/2025 |  | Waived-Waived-As per guide, non-occupant borrowers cannot be the primary income earners<br> \*Exception form is provided to allow non-occupant borrowers cannot to be the primary income earners<br> \*Approved Conditions: 0.25 to price, [Redacted]-pulled W2 transcripts for borrowers are required to support income<br> \*Exception form is on page # 787 of 962, W2 Transcripts pages 424, 430, 447, 451, 449 of 962 - Due Diligence Vendor-9/09/2025 - Due Diligence Vendor-09/09/2025<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5471275 |
| 533 |  | D A | Closed | FCOM4028 | 2025-09-09 08:09 | 2025-09-10 12:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-09/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-09/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5464093 |
| 536 |  | D A | Closed | FCOM4028 | 2025-09-09 08:30 | 2025-09-10 12:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-09/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-09/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5464527 |
| 568 |  | D A | Closed | FCOM4028 | 2025-09-08 12:47 | 2025-09-09 14:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 5454495 |
| 658 |  | D A C | Closed | 27830-33820 | 2025-09-08 09:34 | 2025-09-18 13:03 | Resolved | 1 - Information C A | Compliance | Broker:LimitFees | Tennessee - Max Broker Fees (RLBSA) | Resolved-resolved with lender comments. Their compliance team has deemed fees reasonable - Due Diligence Vendor-09/18/2025 <br> Ready for Review-Our Compliance team reviewed and indicated that, TN does not directly prohibit broker's compensation over 2 %. The regulation requires for compensation to be reasonable and 2 % is considered reasonable. - Buyer-09/18/2025 <br> Open-The total of all fees paid by the borrower to the broker ([Redacted]) exceeds 2% of the loan amount ($[Redacted]). The [Redacted] Residential Lending, Brokerage, and Servicing Act limits the brokerage commission to 2% of the loan amount. Brokerage commissions include all fees paid to parties for services performed in the origination and placement of mortgage loans with third party lenders, whether the loans are closed directly in the name of the lender or in the name of another party with the intention to sell and transfer the loan; provided such sale or transfer is completed within one year from closing. ([Redacted] Code Ann. 47-14-113(c); TN ADC 0180-17-.07(2)) . - Due Diligence Vendor-09/08/2025 <br> Open- - Due Diligence Vendor-09/08/2025 |  | Resolved-resolved with lender comments. Their compliance team has deemed fees reasonable - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5449072 |
| 658 |  | D A C | Closed | FCOM4028 | 2025-09-08 07:36 | 2025-09-09 14:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5446540 |
| 701 |  | D A | Closed | FCOM4028 | 2025-09-08 14:09 | 2025-09-09 14:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5456368 |
| 634 |  | D A | Closed | FCRE9814 | 2025-09-09 12:03 | 2025-09-11 13:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Trust Agreement | Resolved-missing trust docs now present - Due Diligence Vendor-09/11/2025 <br>Ready for Review-Document Uploaded. - Buyer-09/11/2025 <br>Open-As per Note on page #97 of 618, Vesting is in the name of Trust, however Trust docs are missing in file - Due Diligence Vendor-09/09/2025 |  | Resolved-missing trust docs now present - Due Diligence Vendor-09/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5470238 |
| 634 |  | D A | Closed | FCOM4028 | 2025-09-09 10:33 | 2025-09-10 12:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-09/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-09/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5468399 |
| 452 |  | D A | Closed | FCOM4028 | 2025-09-09 08:32 | 2025-09-09 14:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5464565 |
| 759 |  | D A | Closed | FCOM4028 | 2025-09-09 06:21 | 2025-09-10 12:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/10/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5462643 |
| 490 |  | D B A | Closed | FCOM4028 | 2025-09-09 15:25 | 2025-09-15 06:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-09/15/2025 <br>Ready for Review-The file was recently closed,recorded mortgage is not available yet - Buyer-09/12/2025 <br>Open-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-09/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5474587 |
| 490 |  | D B A | Closed | FVAL5474 | 2025-09-10 08:34 | 2025-09-11 08:14 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-As per Guide projects with 21 or more units – single entity can own 25% <br> Exception is provided for Single entity ownership 40% <br> Approved Conditions : [Redacted] MAX & 0.25 to price <br> Exception Form page no 513 - Due Diligence Vendor-09/10/2025 |  | Waived-As per Guide projects with 21 or more units – single entity can own 25% <br> Exception is provided for Single entity ownership 40% <br> Approved Conditions : [Redacted] MAX & 0.25 to price <br> Exception Form page no 513 - Due Diligence Vendor-09/10/2025<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5481855 |
| 709 |  | D A | Closed | FCRE1182 | 2025-09-08 16:36 | 2025-09-11 13:26 | Resolved | 1 - Information B A | Credit | Missing Doc | Approval/Underwriting Summary Not Provided | Resolved-missing approval now present - Due Diligence Vendor-09/11/2025 <br>Ready for Review-Document Uploaded. Both 1008 & Approval Letter attached - Buyer-09/11/2025 <br>Open-missing the 1008 and Lender loan approval - Due Diligence Vendor-09/08/2025 |  | Resolved-missing approval now present - Due Diligence Vendor-09/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5458617 |
| 709 |  | D A | Closed | FCRE5770 | 2025-09-08 16:25 | 2025-09-11 13:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-09/11/2025 <br> Resolved-missing credit now present - Due Diligence Vendor-09/11/2025 <br> Ready for Review-Document Uploaded. Credit Report for [Redacted] - Buyer-09/11/2025 <br> Open-Borrower 1 Credit Report is Missing. missing - Due Diligence Vendor-09/08/2025 |  | Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-09/11/2025 <br>Resolved-missing credit now present - Due Diligence Vendor-09/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5458513 |
| 709 |  | D A | Closed | FCOM4028 | 2025-09-08 16:08 | 2025-09-10 13:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/10/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5458271 |
| 518 |  | D A | Closed | FCRE3876 | 2025-09-09 16:22 | 2025-09-17 13:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Title E&O Policy Missing or Expired | Resolved-E&O now present - Due Diligence Vendor-09/17/2025 <br>Ready for Review-Document Uploaded. Please see attached title e&o policy. - Buyer-09/17/2025 <br>Open-Title O&E Policy is Missing or Expired E&O Document is missing in file. - Due Diligence Vendor-09/09/2025 |  | Resolved-E&O now present - Due Diligence Vendor-09/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5475637 |
| 518 |  | D A | Closed | FCOM4028 | 2025-09-09 14:22 | 2025-09-11 12:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5473218 |
| 854 |  | D A | Closed | FCOM4028 | 2025-09-09 14:02 | 2025-09-11 12:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5472816 |
| 545 |  | D A | Closed | FCOM4028 | 2025-09-09 15:32 | 2025-09-11 13:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5474680 |
| 867 |  | D A | Closed | FCRE1158 | 2025-09-10 08:10 | 2025-09-17 13:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-corrected mtgee clause now present - Due Diligence Vendor-09/17/2025 <br>Ready for Review-Document Uploaded. Please revie wuploaded revised insuranc epolicy with accurate mortgagee clause - Buyer-09/17/2025 <br>Open-mortgagee clause to Lender missing. wrong lien holder reflected - Due Diligence Vendor-09/10/2025 |  | Resolved-corrected mtgee clause now present - Due Diligence Vendor-09/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5481073 |
| 867 |  | D A | Closed | FCRE1293 | 2025-09-10 07:44 | 2025-09-15 09:40 | Resolved | 1 - Information C A | Credit | Income/Employment | Income 2 Months Income Verified is Missing | Resolved-lender provided updated income as supported on WVOE and DTI is now 47.44 - Due Diligence Vendor-09/15/2025 <br> Ready for Review-Document Uploaded. Please review uploaded revised income WS and 1008.The rental income was removed and income calculations were updated . - Buyer-09/15/2025 <br> Open-Income 2 Months Income Verified is Missing The Final 1003 indicates $[Redacted] in monthly income for B2 under Other income section- however, there is no verification as to what type, where or how this income was verified in the file. The initial 1003 states the income as Real Estate? Page 452. This income is needed for the loan to qualify at the max DTI of 50% - Due Diligence Vendor-09/10/2025 |  | Resolved-lender provided updated income as supported on WVOE and DTI is now 47.44 - Due Diligence Vendor-09/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5480616 |
| 867 |  | D A | Closed | FCOM4028 | 2025-09-10 07:20 | 2025-09-11 13:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5480201 |
| 514 |  | D A | Closed | FCOM4028 | 2025-09-10 07:21 | 2025-09-11 12:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5480223 |
| 428 |  | D A | Closed | FCOM4028 | 2025-09-10 08:07 | 2025-09-11 13:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5481037 |
| 617 |  | D B A | Closed | FCRE1479 | 2025-09-10 11:13 | 2025-09-16 11:14 | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-bank statement updated and clears finding - Due Diligence Vendor-09/16/2025 <br>Ready for Review-Document Uploaded. Please see the 2025 BS. - Buyer-09/16/2025 <br>Open-Asset Record 1 Does Not Meet G/L Requirements Asset Provided more than 120 days pg.#41 of 384, need recent asset statement - Due Diligence Vendor-09/10/2025 |  | Resolved-bank statement updated and clears finding - Due Diligence Vendor-09/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5487044 |
| 617 |  | D B A | Closed | FCOM4028 | 2025-09-10 09:35 | 2025-09-11 12:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5484162 |
| 617 |  | D B A | Closed | FCRE1174 | 2025-09-10 11:39 | 2025-09-10 11:39 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-\*As per Guide actual cash value basis are not acceptable in Insurance<br> \*Exception provided for ACV in the master policy<br> \*Exception pg.#229 of 384<br> \*Approved With Conditions: 0.375 to price - Due Diligence Vendor-09/10/2025 |  | Waived-\*As per Guide actual cash value basis are not acceptable in Insurance<br> \*Exception provided for ACV in the master policy<br> \*Exception pg.#229 of 384<br> \*Approved With Conditions: 0.375 to price - Due Diligence Vendor-09/10/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5487581 |
| 617 |  | D B A | Closed | FCRE1200 | 2025-09-10 11:32 | 2025-09-10 11:32 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-\*As Per Guide Minimum loan amount for 1st lien should be $[Redacted]<br> \*Exception provided for Loan amount less than $[Redacted]<br> \*Exception pg.#229 of 384<br> \*Approved With Conditions: 0.375 to price - Due Diligence Vendor-09/10/2025 |  | Waived-\*As Per Guide Minimum loan amount for 1st lien should be $[Redacted]<br> \*Exception provided for Loan amount less than $[Redacted]<br> \*Exception pg.#229 of 384<br> \*Approved With Conditions: 0.375 to price - Due Diligence Vendor-09/10/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5487448 |
| 585 |  | D A | Closed | FCRE9991 | 2025-09-10 16:58 | 2025-09-23 06:06 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender added in bonus income for B2 and now DTI matches at 44.27 - Due Diligence Vendor-09/23/2025 <br> Ready for Review-Document Uploaded. Please see revised income calculation, was used commission income that was not used previously. Revised DTI is 44.263%. Please see attached revised tape, lock confirmation and 1008. - Buyer-09/22/2025 <br> Open-DTI is off by 10.13%<br> DTI should be 53.33%. Approval is 43.20%. PHE: $[Redacted]+ Debts from Credit report of $[Redacted] + negative rents used of [Redacted]+ Subject prop loss [Redacted]/ Income of $[Redacted] =53.33%<br> Reason: As per LOX on page #243 of 261 The [Redacted] property (Second home) is back on the market and is for sale, hence considered -$[Redacted] it into DTI, refer page #292 of 350 - Due Diligence Vendor-09/10/2025 |  | Resolved-lender added in bonus income for B2 and now DTI matches at 44.27 - Due Diligence Vendor-09/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5493595 |
| 585 |  | D A | Closed | FCRE1197 | 2025-09-15 07:03 | 2025-09-23 06:06 | Resolved | 1 - Information C A | Credit | Eligibility | Audited FICO is less than Guideline FICO | Resolved-lender added in bonus income for B2 and now credit score meets as DTI is under 50% - Due Diligence Vendor-09/23/2025 <br> Ready for Review-Document Uploaded. Please see attached revised income calculation was provided to DD, was used commission income that was not used previously. Revised DTI is 44.263%. FICO meets min requirements - Buyer-09/22/2025 <br> Open-Fico score is 648 which with the increased DTI is now out of guidelines. DTI 50.01-55% min FICO is 680. (Audited DTI is 53.33%, guideline DTI for investment is 50%, lender DTI is 43.20%, not meeting guide Reason: As per LOX on page #243 of 261 The [Redacted] property (Second home) is back on the market and is for sale, hence considered -$[Redacted] it into DTI, refer page #292 of 350) - Due Diligence Vendor-09/15/2025 |  | Resolved-lender added in bonus income for B2 and now credit score meets as DTI is under 50% - Due Diligence Vendor-09/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5533149 |
| 585 |  | D A | Closed | FCRE1193 | 2025-09-11 13:04 | 2025-09-23 06:05 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Resolved-lender added in bonus income for B2 and now DTI matches at 44.27 - Due Diligence Vendor-09/23/2025 <br> Ready for Review-Document Uploaded. Please see revised income calculation, was used commission income that was not used previously. Revised DTI is 44.263%. Please see attached revised tape, lock confirmation and 1008. - Buyer-09/22/2025 <br> Open-Audited DTI is 53.33%, guideline DTI for investment is 50%, lender DTI is 43.20%, not meeting guide<br>Reason: As per LOX on page #243 of 261 The [Redacted] property (Second home) is back on the market and is for sale, hence considered -$[Redacted] it into DTI, refer page #292 of 350 - Due Diligence Vendor-09/11/2025 |  | Resolved-lender added in bonus income for B2 and now DTI matches at 44.27 - Due Diligence Vendor-09/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5506049 |
| 585 |  | D A | Closed | FCOM4028 | 2025-09-10 12:51 | 2025-09-12 07:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5489253 |
| 685 |  | D B A | Closed | FCOM4028 | 2025-09-10 10:17 | 2025-09-11 14:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/11/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 5485885 |
| 685 |  | D B A | Closed | FVAL5472 | 2025-09-10 11:13 | 2025-09-10 11:16 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Waived-As per guide, Guideline Minimum property square footage is 500.<br> \*Exception form is provided to allow subject with 476 sq ft.<br> \*Approved Conditions: 0.25 to price.<br> \*Exception form is on page # 125 of 207 - Due Diligence Vendor-09/10/2025 - Due Diligence Vendor-09/10/2025 |  | Waived-Waived-As per guide, Guideline Minimum property square footage is 500.<br> \*Exception form is provided to allow subject with 476 sq ft.<br> \*Approved Conditions: 0.25 to price.<br> \*Exception form is on page # 125 of 207 - Due Diligence Vendor-09/10/2025 - Due Diligence Vendor-09/10/2025<br>|  | No credit events past 40 months, No mortgage late payments past 24 months, 5+ yrs credit history. | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | Originator Pre-Close | Yes | 5487052 |
| 685 |  | D B A | Closed | FCRE1200 | 2025-09-10 11:15 | 2025-09-10 11:15 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Waived-As per guide, Guideline Minimum Loan Amount is $[Redacted]<br> \*Exception form is provided to allow with LA<[Redacted]<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 124 of 207 - Due Diligence Vendor-09/10/2025 - Due Diligence Vendor-09/10/2025 |  | Waived-Waived-As per guide, Guideline Minimum Loan Amount is $[Redacted]<br> \*Exception form is provided to allow with LA<[Redacted]<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 124 of 207 - Due Diligence Vendor-09/10/2025 - Due Diligence Vendor-09/10/2025<br>|  | No credit events past 40 months, No mortgage late payments past 24 months, 5+ yrs credit history. | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | Originator Pre-Close | Yes | 5487079 |
| 730 |  | D A | Closed | FCOM4028 | 2025-09-09 13:01 | 2025-09-10 14:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/10/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5471520 |
| 734 |  | D A | Closed | FCOM4028 | 2025-09-10 12:28 | 2025-09-12 07:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5488642 |
| 708 |  | D B A | Closed | FCOM4028 | 2025-09-10 09:22 | 2025-09-11 14:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/11/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5483461 |
| 708 |  | D B A | Closed | FVAL5385 | 2025-09-10 09:59 | 2025-09-10 09:59 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Waived-As per guide, To be eligible for a cash-out refinance, the subject property must not be listed for sale in the past 6-months prior to application date.<br> \*Exception form is provided to allow property listed for sale in past 6 months - removed from listing 8/4/2025<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page # 623 of 700 - Due Diligence Vendor-05/03/2025 - Due Diligence Vendor-09/10/2025 |  | Waived-Waived-As per guide, To be eligible for a cash-out refinance, the subject property must not be listed for sale in the past 6-months prior to application date.<br> \*Exception form is provided to allow property listed for sale in past 6 months - removed from listing 8/4/2025<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page # 623 of 700 - Due Diligence Vendor-05/03/2025 - Due Diligence Vendor-09/10/2025<br>|  | Revolving debt is under 30%, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5485496 |
| 745 |  | D A | Closed | FCOM4028 | 2025-09-10 10:50 | 2025-09-11 14:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5486603 |
| 816 |  | D B A | Closed | FCRE1335 | 2025-09-15 07:44 | 2025-09-18 14:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 IRS Transcripts Missing | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-09/18/2025 <br>Resolved-transcripts now present - Due Diligence Vendor-09/18/2025 <br>Ready for Review-Document Uploaded. - Buyer-09/18/2025 <br>Open- - Due Diligence Vendor-09/15/2025 |  | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-09/18/2025 <br>Resolved-transcripts now present - Due Diligence Vendor-09/18/2025<br>|  | signed 4506t is in file with two years tax returns. Transcripts are missing. | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 5533753 |
| 816 |  | D B A | Closed | FCOM4028 | 2025-09-11 07:49 | 2025-09-12 11:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 5498297 |
| 816 |  | D B A | Closed | FVAL5474 | 2025-09-11 12:22 | 2025-09-11 12:33 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-As per guide Any projects with significant deferred maintenance or have received a directive from a regulatory or inspection agency to mark repairs due to unsafe conditions are not eligible.<br> Exception is provided to allow critical repairs of material deficiencies and significant deferred maintenance.<br> Approved Conditions [Redacted] max, 0.5 to price<br> Exception is provided on page no 232 of 348 - Due Diligence Vendor-09/11/2025 |  | Waived-As per guide Any projects with significant deferred maintenance or have received a directive from a regulatory or inspection agency to mark repairs due to unsafe conditions are not eligible.<br> Exception is provided to allow critical repairs of material deficiencies and significant deferred maintenance.<br> Approved Conditions [Redacted] max, 0.5 to price<br> Exception is provided on page no 232 of 348 - Due Diligence Vendor-09/11/2025<br>|  | 5 years on current job, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required, Reserves >6 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | Originator Pre-Close | Yes | 5505119 |
| 721 |  | D A | Closed | FCOM4028 | 2025-09-10 15:13 | 2025-09-12 07:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5492197 |
| 697 |  | D A | Closed | FCOM4028 | 2025-09-10 16:24 | 2025-09-11 15:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/11/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5493308 |
| 822 |  | D A | Closed | FCOM4028 | 2025-09-10 16:05 | 2025-09-11 15:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5493143 |
| 826 |  | D A | Closed | FCOM4028 | 2025-09-11 08:56 | 2025-09-12 11:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5499713 |
| 671 |  | D A | Closed | FCOM4028 | 2025-09-11 12:58 | 2025-09-12 12:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5505945 |
| 577 |  | D A | Closed | FCOM4028 | 2025-09-11 05:53 | 2025-09-12 12:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5496787 |
| 584 |  | D A | Closed | FCOM4028 | 2025-09-11 08:05 | 2025-09-12 12:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | N/A | N/A | 5498636 |
| 751 |  | D A | Closed | FCOM4028 | 2025-09-11 09:34 | 2025-09-12 12:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5501590 |
| 560 |  | D A | Closed | FCOM4028 | 2025-09-09 09:15 | 2025-09-10 09:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5465585 |
| 504 |  | D A | Closed | FCOM4028 | 2025-09-12 07:49 | 2025-09-12 07:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025 <br>Open- - Due Diligence Vendor-09/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5514190 |
| 422 |  | D B A | Closed | FCRE1148 | 2025-09-11 14:59 | 2025-09-26 07:54 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-title coverage updated - Due Diligence Vendor-09/26/2025 <br> Ready for Review-Document Uploaded. Please find attached - Buyer-09/26/2025 <br> Open-Title Coverage Amount of $[Redacted] is Less than Total Amount of Subject Lien(s) of $[Redacted]+0+0 loan amount is [Redacted] - Due Diligence Vendor-09/11/2025 |  | Resolved-title coverage updated - Due Diligence Vendor-09/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5508226 |
| 422 |  | D B A | Closed | FCOM4028 | 2025-09-11 14:23 | 2025-09-12 12:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5507510 |
| 422 |  | D B A | Closed | FCRE1200 | 2025-09-11 15:16 | 2025-09-11 15:16 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-loan amount is less than minimum required<br> Pg. 242 - Due Diligence Vendor-09/11/2025 |  | Waived-loan amount is less than minimum required<br> Pg. 242 - Due Diligence Vendor-09/11/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 06/13/2025 Max LA 93,100 & 0.25 to price | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5508466 |
| 789 |  | D B A | Closed | FCOM4028 | 2025-09-11 07:34 | 2025-09-12 13:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5498014 |
| 789 |  | D B A | Closed | FCRE1228 | 2025-09-11 08:25 | 2025-09-11 08:25 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Exception for NSFs over allowance. 10 NSF<br>Apprived with conditions of 0.25 to price, [Redacted] max<br>Waiver on page 14 of 150 - Due Diligence Vendor-09/11/2025 |  | Waived-Exception for NSFs over allowance. 10 NSF<br>Apprived with conditions of 0.25 to price, [Redacted] max<br>Waiver on page 14 of 150 - Due Diligence Vendor-09/11/2025<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit<br> history | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5499057 |
| 851 |  | D B A | Closed | FCOM4028 | 2025-09-11 08:36 | 2025-09-12 13:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5499305 |
| 851 |  | D B A | Closed | FCRE2828 | 2025-09-11 09:21 | 2025-09-11 09:55 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Modification and Program Does Not Allow This | Waived-Waived-As per guide, Loan Modification is not allowed in the last 48 months.<br> \*Exception form is provided to allow Modification due to Covid in last 48 months. Modification docs are on page #198 of 514. Dated 10/01/2021.<br> \*Approved Conditions: 0.25 to price and [Redacted] max<br> \*Exception form is on page #392 of 514 - Due Diligence Vendor-09/11/2025 - Due Diligence Vendor-09/11/2025 |  | Waived-Waived-As per guide, Loan Modification is not allowed in the last 48 months.<br> \*Exception form is provided to allow Modification due to Covid in last 48 months. Modification docs are on page #198 of 514. Dated 10/01/2021.<br> \*Approved Conditions: 0.25 to price and [Redacted] max<br> \*Exception form is on page #392 of 514 - Due Diligence Vendor-09/11/2025 - Due Diligence Vendor-09/11/2025<br>|  | DTI > 10% below program maximum, No mortgage lates last 24 months, REserves > 6 months, Credit Score > 40 points above program minimum, 5+ years credit history. Bwr contribution exceeds requirement >=5%. | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5500624 |
| 851 |  | D B A | Closed | FCRE1437 | 2025-09-11 09:27 | 2025-09-11 09:55 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-Income and Employment Do Not Meet Guidelines Waived-As per guide, Guideline requires continuous 24 month employment and 24 months continuous history of receiving TIp, bonus or commission compensation with likeliness to continue. <br> \*Exception form is provided to allow 2 month Job Gap (LOE in file) and less than 12 month history of receiving Tip income.<br> \*Approved Conditions: 0.25 to price and [Redacted] max<br> \*Exception form is on page #392 of 514 - Due Diligence Vendor-09/11/2025 - Due Diligence Vendor-09/11/2025 |  | Waived-Income and Employment Do Not Meet Guidelines Waived-As per guide, Guideline requires continuous 24 month employment and 24 months continuous history of receiving TIp, bonus or commission compensation with likeliness to continue. <br> \*Exception form is provided to allow 2 month Job Gap (LOE in file) and less than 12 month history of receiving Tip income.<br> \*Approved Conditions: 0.25 to price and [Redacted] max<br> \*Exception form is on page #392 of 514 - Due Diligence Vendor-09/11/2025 - Due Diligence Vendor-09/11/2025<br>|  | DTI > 10% below program maximum, No mortgage lates last 24 months, REserves > 6 months, Credit Score > 40 points above program minimum, 5+ years credit history. Bwr contribution exceeds requirement >=5%. | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5501309 |
| 489 |  | D B A | Closed | FCOM4028 | 2025-09-11 09:05 | 2025-09-12 11:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5499979 |
| 489 |  | D B A | Closed | FCRE1247 | 2025-09-11 11:32 | 2025-09-12 08:49 | Waived | 2 - Non-Material B | Credit | Eligibility | Seller Contribution Exceeds Program Maximum | Waived-\*As per Guide No interested party contributions are allowed if purchase price is greater than the listing price by either 3% or $5,001.<br> \*Exception provided for Apply seller concessions because purchase price exceeds listing price<br> \*Exception pg.#254 of 351<br> \*Approved Condition: As Is - Due Diligence Vendor-09/11/2025 |  | Waived-\*As per Guide No interested party contributions are allowed if purchase price is greater than the listing price by either 3% or $5,001.<br> \*Exception provided for Apply seller concessions because purchase price exceeds listing price<br> \*Exception pg.#254 of 351<br> \*Approved Condition: As Is - Due Diligence Vendor-09/11/2025<br>|  | No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5504169 |
| 790 |  | D B A | Closed | FCOM4028 | 2025-09-10 13:38 | 2025-09-11 15:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/11/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5490192 |
| 790 |  | D B A | Closed | FCRE6026 | 2025-09-10 15:09 | 2025-09-10 15:09 | Waived | 2 - Non-Material B | Credit | Income/Employment | Potential Employment/income Issues identified in the file | Waived-Exception for income statements not supporting stable deposits<br>Approved with conditions of [Redacted] MAX & 0.25 to price<br>Waiver on page 507 of 624 - Due Diligence Vendor-09/10/2025 |  | Waived-Exception for income statements not supporting stable deposits<br>Approved with conditions of [Redacted] MAX & 0.25 to price<br>Waiver on page 507 of 624 - Due Diligence Vendor-09/10/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5492145 |
| 667 |  | D A | Closed | FCRE6763 | 2025-09-11 07:37 | 2025-09-23 06:08 | Resolved | 1 - Information C A | Credit | Income/Employment | Income documentation does not meet guidelines | Resolved-updated accountant letter verifies employment type - Due Diligence Vendor-09/23/2025 <br>Ready for Review-Document Uploaded. CPA Letter obtained clarifying sole proprieter - Buyer-09/22/2025 <br>Counter-this is on file but does not address how borrower files, as a sole proprietor or missing the other items that can verify this per guides. - Due Diligence Vendor-09/16/2025 <br>Ready for Review-Document Uploaded. Good afternoon, I believe this suffices for the cpa letter condition. This should also have been in the file. - Buyer-09/15/2025 <br>Open-Missing this: Sole Proprietor with an EIN can provide EIN letter and most recent filing with secretary of state. If the borrower does not have an EIN or the most recent filing with secretary of state cannot be provided, the borrower must provide a CPA Letter. It must indicate self-employed history and that the borrower is a Sole Proprietor. - Due Diligence Vendor-09/11/2025 |  | Resolved-updated accountant letter verifies employment type - Due Diligence Vendor-09/23/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5498064 |
| 667 |  | D A | Closed | FCOM4028 | 2025-09-11 06:43 | 2025-09-12 13:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5497251 |
| 703 |  | D A | Closed | FCOM4028 | 2025-09-12 06:27 | 2025-09-12 14:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5512996 |
| 855 |  | D A | Closed | FCOM4028 | 2025-09-12 09:11 | 2025-09-15 10:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved<br> - Due Diligence Vendor-09/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved<br> - Due Diligence Vendor-09/15/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 5515976 |
| 741 |  | D A | Closed | FCOM4028 | 2025-09-11 16:10 | 2025-09-15 12:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5509057 |
| 423 |  | D A | Closed | FCOM4028 | 2025-09-11 10:35 | 2025-09-12 13:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5502987 |
| 686 |  | D A | Closed | FCRE1437 | 2025-09-11 13:10 | 2025-09-26 07:54 | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-further clarification from accountant provided that bus structure changed but we have 2 years. - Due Diligence Vendor-09/26/2025 <br>Ready for Review-Document Uploaded. Please find attached the response from our Senior UW - Buyer-09/26/2025 <br>Open-Borrowers LLC entity not created for 2+ years - Due Diligence Vendor-09/11/2025 |  | Resolved-further clarification from accountant provided that bus structure changed but we have 2 years. - Due Diligence Vendor-09/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5506179 |
| 686 |  | D A | Closed | FCOM4028 | 2025-09-11 12:23 | 2025-09-12 13:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5505126 |
| 610 |  | B A | Closed | 123ABH | 2025-09-12 14:55 | 2025-09-17 13:16 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing Toolkit Disclosure/Booklet | Resolved-toolkit now present - Due Diligence Vendor-09/17/2025 <br>Ready for Review-Document Uploaded. - Buyer-09/17/2025 <br>Open-Homeowner Toolkit is missing Whole tool kit is missing however receipt is provided on page no 327 of 361 - Due Diligence Vendor-09/12/2025 |  | Resolved-toolkit now present - Due Diligence Vendor-09/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5523225 |
| 610 |  | B A | Closed | FCRE1200 | 2025-09-12 14:52 | 2025-09-12 14:52 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-As per guide minimum Loan Amount <[Redacted]<br> Exception is provided for Loan amount $[Redacted] below threshold<br> Approved Conditions : [Redacted] max, 0.25 to price, no other exceptions allowed <br> Exception Form page no 26 of 108 - Due Diligence Vendor-09/12/2025 |  | Waived-As per guide minimum Loan Amount <[Redacted]<br> Exception is provided for Loan amount $[Redacted] below threshold<br> Approved Conditions : [Redacted] max, 0.25 to price, no other exceptions allowed <br> Exception Form page no 26 of 108 - Due Diligence Vendor-09/12/2025 |  | 5 years on current job, DTI >=10% lower than loan program, No credit events past 40 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5523187 |
| 610 |  | B A | Closed | FVAL5474 | 2025-09-12 14:44 | 2025-09-12 14:44 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-As per guide Projects may not have mandatory upfront or periodic membership fees for the use of recreational amenities<br> Exception is provided for r condo project having mandatory fee based membership for the use of project amenities or services. <br> Approved Conditions : 0.25 to price. Extended HO6 coverage is required (to include any missing perils) <br> Exception Form page no 27 of 108 - Due Diligence Vendor-09/12/2025 |  | Waived-As per guide Projects may not have mandatory upfront or periodic membership fees for the use of recreational amenities<br> Exception is provided for r condo project having mandatory fee based membership for the use of project amenities or services. <br> Approved Conditions : 0.25 to price. Extended HO6 coverage is required (to include any missing perils) <br> Exception Form page no 27 of 108 - Due Diligence Vendor-09/12/2025<br>|  | 5 years on current job, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5523126 |
| 656 |  | D A | Closed | FCRE9991 | 2025-09-12 11:00 | 2025-09-16 13:00 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR score is now updated - Due Diligence Vendor-09/16/2025 <br> Ready for Review-Document Uploaded. Updated Lock confirmation showing DSCR 1.341 - Buyer-09/15/2025 <br> Open-DSCR should be 1.342 correct compared to originators 1.006. <br> [Redacted] $/ PITI of $[Redacted] = DSCR of 1.342 - Due Diligence Vendor-09/12/2025 |  | Resolved-DSCR score is now updated - Due Diligence Vendor-09/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5518652 |
| 656 |  | D A | Closed | FCOM4028 | 2025-09-12 09:48 | 2025-09-15 10:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-09/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-09/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5517250 |
| 743 |  | D B A | Closed | FCRE1182 | 2025-09-12 08:55 | 2025-09-18 10:16 | Resolved | 1 - Information B A | Credit | Missing Doc | Approval/Underwriting Summary Not Provided | Resolved-now present - Due Diligence Vendor-09/18/2025 <br>Ready for Review-Document Uploaded. Please uploaded document - Buyer-09/17/2025 <br>Open-Not provided in file - Due Diligence Vendor-09/12/2025 |  | Resolved-now present - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5515649 |
| 743 |  | D B A | Closed | FCRE5770 | 2025-09-12 08:26 | 2025-09-18 10:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-09/18/2025 <br>Resolved-missing credit report now present - Due Diligence Vendor-09/18/2025 <br>Ready for Review-Document Uploaded. Please see uploaded document. - Buyer-09/17/2025 <br>Open-Borrower 1 Credit Report is Missing. - Due Diligence Vendor-09/12/2025 |  | Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-09/18/2025 <br>Resolved-missing credit report now present - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5515084 |
| 743 |  | D B A | Closed | FCOM4028 | 2025-09-12 08:07 | 2025-09-18 10:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025 <br>Ready for Review-The Mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt - Buyer-09/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5514619 |
| 743 |  | D B A | Closed | FPRO1251 | 2025-09-12 08:55 | 2025-09-12 08:55 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-Exception for property being [Redacted] but semi - rural zoning<br>Approved with conditions of max [Redacted], 0.25 to price<br>Waiver on page 30 of 124 - Due Diligence Vendor-09/12/2025 |  | Waived-Exception for property being [Redacted] but semi - rural zoning<br>Approved with conditions of max [Redacted], 0.25 to price<br>Waiver on page 30 of 124 - Due Diligence Vendor-09/12/2025<br>|  | Residual income >=3000$, No credit events past 40 months, Credit score >40 points than minimum required, Borrower contribution<br> exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5515636 |
| 645 |  | D A | Closed | FCOM4028 | 2025-09-12 09:12 | 2025-09-15 11:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-09/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-09/15/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5515982 |
| 474 |  | D A | Closed | FCRE9651 | 2025-09-12 10:35 | 2025-09-17 13:17 | Resolved | 1 - Information A | Credit | Missing Doc | Amortization Schedule missing from Closing Package. | Resolved-amortization schedule now present - Due Diligence Vendor-09/17/2025 <br>Ready for Review-Document Uploaded. Please see attached amortization schedule - Buyer-09/17/2025 <br>Open-Amortization Schedule is 'Missing'from the Closing Package. Amortization Schedule document is missing in file - Due Diligence Vendor-09/12/2025 |  | Resolved-amortization schedule now present - Due Diligence Vendor-09/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5518179 |
| 474 |  | D A | Closed | FCOM4028 | 2025-09-12 10:17 | 2025-09-15 12:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5517815 |
| 463 |  | D A | Closed | FCOM4028 | 2025-09-12 13:45 | 2025-09-15 13:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5522127 |
| 695 |  | D A | Closed | FCOM4028 | 2025-09-12 15:02 | 2025-09-16 06:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5523316 |
| 646 |  | D B A | Closed | FCOM4028 | 2025-09-12 12:36 | 2025-09-15 13:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-09/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-09/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5520740 |
| 646 |  | D B A | Closed | FCRE6696 | 2025-09-12 13:27 | 2025-09-12 13:27 | Waived | 2 - Non-Material B | Credit | Income/Employment | Employment Self-Employed Less Than 2 Years at Origination | Waived-business existence is less than 2Y<br> Comments The borrower became self-employed as an insurance agent in January 2024, and incorporated in March 2025.<br> The borrower is qualifying with 12-month personal bank statements showing stable deposits over the<br> period. <br> Pg. 679<br>Status & Date of Decision Approved With Conditions 08/05/2025 [Redacted], 0.25 to price - Due Diligence Vendor-09/12/2025 |  | Waived-business existence is less than 2Y<br> Comments The borrower became self-employed as an insurance agent in January 2024, and incorporated in March 2025.<br> The borrower is qualifying with 12-month personal bank statements showing stable deposits over the<br> period. <br> Pg. 679<br>Status & Date of Decision Approved With Conditions 08/05/2025 [Redacted], 0.25 to price - Due Diligence Vendor-09/12/2025<br>|  | Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, LTV 10% below maximum, Credit score<br> >40 points than minimum required, Borrower contribution exceeds requirement >=5%<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 08/05/2025 75 LTV, 0.25 to price | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5521792 |
| 446 |  | D A | Closed | FCOM4028 | 2025-09-12 14:35 | 2025-09-15 14:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5522978 |
| 805 |  | D A | Closed | FCRE3876 | 2025-09-15 11:10 | 2025-09-17 13:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Title E&O Policy Missing or Expired | Resolved-E&O now present - Due Diligence Vendor-09/17/2025 <br>Ready for Review-Document Uploaded. Please see the Title E&O Policy. - Buyer-09/17/2025 <br>Open-Title O&E Policy is Missing or Expired E&O Document is missing on file - Due Diligence Vendor-09/15/2025 |  | Resolved-E&O now present - Due Diligence Vendor-09/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5539252 |
| 805 |  | D A | Closed | FCOM4028 | 2025-09-15 07:56 | 2025-09-16 07:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5533943 |
| 630 |  | D A | Closed | FCOM4028 | 2025-09-12 10:52 | 2025-09-15 13:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-09/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-09/15/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5518452 |
| 480 |  | D B A C | Closed | 50001251-Fees-Limited | 2025-09-12 09:39 | 2025-09-16 14:10 | Cured | 2 - Non-Material C B | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Cured-This is acceptable. - Due Diligence Vendor-09/16/2025 <br> Ready for Review-Document Uploaded. Please see attached comment provided by Corr lender along with 9/4 CD, 9/8 CD and 9/11 CD - Buyer-09/15/2025 <br> Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Doc Tax Stamps/Transfer Taxes – City/County. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). Transfer Taxes increased from $[Redacted] on LE 09/03/2025 to $[Redacted] on Final CD 09/08/2025 without a Change of Circumstance, $[Redacted] Lender Credit on the Final CD is not sufficient. to cover the difference. - Due Diligence Vendor-09/12/2025 <br> Open- - Due Diligence Vendor-09/12/2025 <br> Open- - Due Diligence Vendor-09/12/2025 <br> Open- - Due Diligence Vendor-09/12/2025 <br> Open- - Due Diligence Vendor-09/12/2025 <br> Open- - Due Diligence Vendor-09/12/2025 |  | Cured-This is acceptable. - Due Diligence Vendor-09/16/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5517086 |
| 480 |  | D B A C | Closed | 50001252-Fees-Limited | 2025-09-12 09:39 | 2025-09-16 14:10 | Cured | 2 - Non-Material C B | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Cured-This is acceptable. - Due Diligence Vendor-09/16/2025 <br> Ready for Review-Document Uploaded. Please see attached comment provided by Corr lender along with 9/4 CD, 9/8 CD and 9/11 CD - Seller-09/15/2025 <br> Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Doc Tax Stamps/Transfer Taxes – City/County. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Transfer Taxes increased from $[Redacted] on LE 09/03/2025 to $[Redacted] on Final CD 09/08/2025 without a Change of Circumstance, $[Redacted] Lender Credit on the Final CD is not sufficient. to cover the difference. - Due Diligence Vendor-09/12/2025 <br> Open- - Due Diligence Vendor-09/12/2025 <br> Open- - Due Diligence Vendor-09/12/2025 <br> Open- - Due Diligence Vendor-09/12/2025 <br> Open- - Due Diligence Vendor-09/12/2025 <br> Open- - Due Diligence Vendor-09/12/2025 | Ready for Review-Document Uploaded. Please see attached comment provided by Corr lender along with 9/4 CD, 9/8 CD and 9/11 CD - Seller-09/15/2025<br>| Cured-This is acceptable. - Due Diligence Vendor-09/16/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5517087 |
| 480 |  | D B A C | Closed | FCOM4028 | 2025-09-12 08:22 | 2025-09-12 13:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/12/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5514930 |
| 509 |  | D A | Closed | FCOM4028 | 2025-09-13 04:11 | 2025-09-15 14:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/15/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/15/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5526923 |
| 799 |  | D A | Closed | FCOM4028 | 2025-09-14 08:17 | 2025-09-15 14:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5529684 |
| 909 |  | D B A | Closed | FCOM4028 | 2025-09-15 07:58 | 2025-09-15 13:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5533987 |
| 909 |  | D B A | Closed | FCRE1491 | 2025-09-15 08:37 | 2025-09-15 08:37 | Waived | 2 - Non-Material B | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Waived-Waived-As per guide, 3-month seasoning of assets required for asset utilization <br> \*Exception form is provided to allow without 3 months seasoning of large deposit<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 243 of 365, Asset statements page 4 of 365 - Due Diligence Vendor-9/15/2025 - Due Diligence Vendor-09/15/2025 |  | Waived-Waived-As per guide, 3-month seasoning of assets required for asset utilization <br> \*Exception form is provided to allow without 3 months seasoning of large deposit<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 243 of 365, Asset statements page 4 of 365 - Due Diligence Vendor-9/15/2025 - Due Diligence Vendor-09/15/2025<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5534967 |
| 569 |  | D B A | Closed | FCRE1148 | 2025-09-14 07:14 | 2025-09-17 13:18 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title Coverage Amount of $[Redacted] is equal to or greater than Total Amount of Subject Lien(s) $[Redacted]+0+0 - Due Diligence Vendor-09/17/2025 <br> Resolved-updated coverage now present - Due Diligence Vendor-09/17/2025 <br> Ready for Review-Document Uploaded. Please see attached updated title commitment showing updated coverage. - Buyer-09/17/2025 <br> Open-Title Coverage Amount of $[Redacted] is Less than Total Amount of Subject Lien(s) of $[Redacted]+0+0 No other supplement noted in file - Due Diligence Vendor-09/14/2025 |  | Resolved-Title Coverage Amount of $[Redacted] is equal to or greater than Total Amount of Subject Lien(s) $[Redacted]+0+0 - Due Diligence Vendor-09/17/2025 <br> Resolved-updated coverage now present - Due Diligence Vendor-09/17/2025 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5529573 |
| 569 |  | D B A | Closed | FCOM4028 | 2025-09-14 06:42 | 2025-09-15 14:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5529524 |
| 569 |  | D B A | Closed | FPRO116 | 2025-09-14 07:35 | 2025-09-14 07:37 | Waived | 2 - Non-Material B | Property | Property | Other Property/Value Finding | Waived-Waived-As per guide, Guideline requires a 12 month seasoning period in order to use the current appraised value for Cash Out.<br> \*Exception form is provided to allow the current appraised value of [Redacted] versus the acquisition price of [Redacted] in 12/2024.<br> \*Approved Conditions: [Redacted] max.<br> \*Exception form is on page # 8 of 210 - Due Diligence Vendor-09/14/2025 - Due Diligence Vendor-09/14/2025 |  | Waived-Waived-As per guide, Guideline requires a 12 month seasoning period in order to use the current appraised value for Cash Out.<br> \*Exception form is provided to allow the current appraised value of [Redacted] versus the acquisition price of [Redacted] in 12/2024.<br> \*Approved Conditions: [Redacted] max.<br> \*Exception form is on page # 8 of 210 - Due Diligence Vendor-09/14/2025 - Due Diligence Vendor-09/14/2025 |  | Revolving debt under 30%, No credit events past 40 months, No mortgage lates last 24 months, 5+ yrs credit history. Credit Score > 40 points above program minimum. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5529610 |
| 569 |  | D B A | Closed | FVAL5385 | 2025-09-14 07:32 | 2025-09-14 07:36 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Waived-As per guide, Guideline prohibits cash out refinances on properties listed within the last 6 months.<br> \*Exception form is provided to allow a previous listing on subject property.<br> \*Approved Conditions: [Redacted] max.<br> \*Exception form is on page # 9 of 210 - Due Diligence Vendor-09/14/2025 - Due Diligence Vendor-09/14/2025 |  | Waived-Waived-As per guide, Guideline prohibits cash out refinances on properties listed within the last 6 months.<br> \*Exception form is provided to allow a previous listing on subject property.<br> \*Approved Conditions: [Redacted] max.<br> \*Exception form is on page # 9 of 210 - Due Diligence Vendor-09/14/2025 - Due Diligence Vendor-09/14/2025<br>|  | Revolving debt under 30%, No credit events past 40 months, No mortgage lates last 24 months, 5+ yrs credit history. Credit Score > 40 points above program minimum. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5529603 |
| 398 |  | D A | Closed | FPRO1242 | 2025-09-15 06:34 | 2025-09-18 14:08 | Resolved | 1 - Information D A | Property | Missing Doc | Appraisal is Missing | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-09/17/2025 <br>Ready for Review-Document Uploaded. Appraisal uploaded - Buyer-09/16/2025 <br>Open-Appraisal is Missing missing - Due Diligence Vendor-09/15/2025 |  | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-09/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5532697 |
| 398 |  | D A | Closed | FVAL1039 | 2025-09-15 06:55 | 2025-09-18 14:05 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-desk review provided - Due Diligence Vendor-09/18/2025 <br>Ready for Review-Document Uploaded. Collateral Desktop Analysis attached - Buyer-09/18/2025 <br>Counter-no value support provided. - Due Diligence Vendor-09/17/2025 <br>Ready for Review-Document Uploaded. - Buyer-09/16/2025 <br>Open-no value support provided and no appraisal. - Due Diligence Vendor-09/15/2025 |  | Resolved-desk review provided - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5533006 |
| 398 |  | D A | Closed | FCOM4028 | 2025-09-15 05:56 | 2025-09-16 11:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/16/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5532348 |
| 844 |  | D A | Closed | FCOM4028 | 2025-09-15 09:31 | 2025-09-16 13:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/16/2025 <br>Ready for Review-File was recently closed, recorded mortgage not available, it will be provided upon the receipt.<br> - Buyer-09/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/16/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5536885 |
| 766 |  | D B A | Closed | FCOM4028 | 2025-09-15 08:17 | 2025-09-16 12:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/16/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5534444 |
| 766 |  | D B A | Closed | FVAL5472 | 2025-09-15 09:18 | 2025-09-15 09:18 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Exception for rural property over 10 acres (11.06)<br>Approved with condtions of [Redacted] max, 0.25 to price<br>Waiver on page 373 of 535 - Due Diligence Vendor-09/15/2025 |  | Waived-Exception for rural property over 10 acres (11.06)<br>Approved with condtions of [Redacted] max, 0.25 to price<br>Waiver on page 373 of 535 - Due Diligence Vendor-09/15/2025<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5536094 |
| 863 |  | D A | Closed | FCOM4028 | 2025-09-15 08:24 | 2025-09-15 13:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5534616 |
| 733 |  | D B A | Closed | FCOM4028 | 2025-09-15 12:52 | 2025-09-16 11:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/16/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5541545 |
| 733 |  | D B A | Closed | FVAL5474 | 2025-09-15 13:33 | 2025-09-16 11:14 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Limited review cannot have more than 25% units owned by 1 person <br> Pg 327<br> Condo project with<br> single entity that owns >60% of the units. [Redacted], 2Y Full Doc, DTI is at 41%. L - Due Diligence Vendor-09/15/2025 |  | Waived-Limited review cannot have more than 25% units owned by 1 person <br> Pg 327<br> Condo project with<br> single entity that owns >60% of the units. [Redacted], 2Y Full Doc, DTI is at 41%. L - Due Diligence Vendor-09/15/2025<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, No consumer late payments in the last 24 months, Credit score >40<br> points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5542481 |
| 791 |  | D A | Closed | FCOM4028 | 2025-09-15 10:30 | 2025-09-15 14:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5538374 |
| 660 |  | D A | Closed | FCRE1335 | 2025-09-15 12:55 | 2025-09-18 10:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 IRS Transcripts Missing | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-09/18/2025 <br>Resolved-transcripts now present - Due Diligence Vendor-09/18/2025 <br>Ready for Review-Document Uploaded. Please see attached IRS Transcripts for Borrower 1 - Buyer-09/18/2025 <br>Open-Borrower 1 IRS Transcripts Missing - Due Diligence Vendor-09/15/2025 |  | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-09/18/2025 <br>Resolved-transcripts now present - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 5541654 |
| 660 |  | D A | Closed | FCRE1365 | 2025-09-15 12:55 | 2025-09-18 10:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 IRS Transcripts Missing | Resolved-Borrower 2 IRS Transcripts Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-09/18/2025 <br>Resolved-transcripts now present - Due Diligence Vendor-09/18/2025 <br>Ready for Review-Document Uploaded. Please see attached Borrower 2 IRS Transcripts - Buyer-09/18/2025 <br>Open-Borrower 2 IRS Transcripts Missing - Due Diligence Vendor-09/15/2025 |  | Resolved-Borrower 2 IRS Transcripts Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-09/18/2025 <br>Resolved-transcripts now present - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 5541655 |
| 660 |  | D A | Closed | FCOM4028 | 2025-09-15 12:31 | 2025-09-16 13:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/16/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 5540997 |
| 559 |  | D A | Closed | FCOM4028 | 2025-09-15 11:28 | 2025-09-17 13:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5539669 |
| 692 |  | D A | Closed | FCRE3742 | 2025-09-16 08:22 | 2025-09-26 07:55 | Resolved | 1 - Information C A | Credit | Eligibility | Loan Amount does not meet eligibility requirement(s) | Resolved-lender provided proof that borrower was not a FTHB so these requirements not applied now. - Due Diligence Vendor-09/26/2025 <br> Ready for Review-Borrower sold property [Redacted] on May 2025, not FTHB. Please see the final HUD - Buyer-09/25/2025 <br> Open- - FTHB allowed: Max LA = $[Redacted] loan closed with a loan amount of $[Redacted]. - Due Diligence Vendor-09/16/2025 |  | Resolved-lender provided proof that borrower was not a FTHB so these requirements not applied now. - Due Diligence Vendor-09/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5551346 |
| 692 |  | D A | Closed | FCRE7532 | 2025-09-16 08:25 | 2025-09-26 07:55 | Resolved | 1 - Information C A | Credit | Eligibility | Qualifying Credit Score does not meet eligibility requirement(s) | Resolved-lender provided proof that borrower was not a FTHB so these requirements not applied now. - Due Diligence Vendor-09/26/2025 <br> Ready for Review-Document Uploaded. Borrower sold property [Redacted] on May 2025, so he's not FTHB; Please see the final HUD - Buyer-09/25/2025 <br> Open- - FTHB minimum FICO 660 - borrower's FICO score is 654. - Due Diligence Vendor-09/16/2025 |  | Resolved-lender provided proof that borrower was not a FTHB so these requirements not applied now. - Due Diligence Vendor-09/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5551408 |
| 692 |  | D A | Closed | FCRE4678 | 2025-09-16 08:25 | 2025-09-26 07:55 | Resolved | 1 - Information C A | Credit | Eligibility | Payment shock exceeds guideline | Resolved-lender provided proof that borrower was not a FTHB so these requirements not applied now. - Due Diligence Vendor-09/26/2025 <br> Ready for Review-Please see the final HUD. Borrower sold property [Redacted] on May 2025, he's not FTHB. - Buyer-09/25/2025 <br> Open- - Max payment shock for FTHB is 250% - loan closed with 1,258.68% payment shock. - Due Diligence Vendor-09/16/2025 |  | Resolved-lender provided proof that borrower was not a FTHB so these requirements not applied now. - Due Diligence Vendor-09/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5551420 |
| 692 |  | D A | Closed | FCOM4028 | 2025-09-16 07:19 | 2025-09-17 10:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5550048 |
| 779 |  | D A | Closed | FCOM4028 | 2025-09-15 10:17 | 2025-09-15 14:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5538039 |
| 615 |  | D A | Closed | FCOM4028 | 2025-09-15 10:07 | 2025-09-16 13:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/16/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5537891 |
| 883 |  | D A | Closed | FCRE1491 | 2025-09-15 16:25 | 2025-09-26 07:58 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-proof wire from donor now present - Due Diligence Vendor-09/26/2025 <br> Ready for Review-Document Uploaded. Please find attached - Buyer-09/26/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements \*Gift of $[Redacted] and [Redacted] pg.#43,44 of 332 Reflecting in CD however Donor Source is missing - Due Diligence Vendor-09/15/2025 |  | Resolved-proof wire from donor now present - Due Diligence Vendor-09/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5545541 |
| 883 |  | D A | Closed | FCOM4028 | 2025-09-15 13:55 | 2025-09-17 13:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5543066 |
| 814 |  | D A | Closed | FCOM4028 | 2025-09-15 12:58 | 2025-09-17 09:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5541722 |
| 861 |  | D B A | Closed | FCRE9991 | 2025-09-16 12:19 | 2025-10-01 10:31 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-Document Uploaded. post review, lender sent in updated [Redacted] and score is now updated - Due Diligence Vendor-10/01/2025 <br> Resolved-lender updated DSCR score to 3.70 - Due Diligence Vendor-09/26/2025 <br> Ready for Review-Document Uploaded. uploaded Lock with DSCR 3.369 - Seller-09/26/2025 <br> Counter-neither of these items are an updated DSCR score. - Due Diligence Vendor-09/24/2025 <br> Ready for Review-Document Uploaded. - Buyer-09/24/2025 <br> Open-\*DSCR is off by 2.215. Lender's score 1.155<br> Lender 1008 indicates a rent of $[Redacted]. Docs in file, [Redacted] on page #35 of 388 reflect $[Redacted]. PITI Matches. No lease or other indicator to support any other rent per Lender if any.<br> > Calculation: $[Redacted] = 3.370 should be the actual score - Due Diligence Vendor-09/16/2025 | Ready for Review-Document Uploaded. uploaded Lock with DSCR 3.369 - Seller-09/26/2025<br>| Resolved-Document Uploaded. post review, lender sent in updated [Redacted] and score is now updated - Due Diligence Vendor-10/01/2025 <br>Resolved-lender updated DSCR score to 3.70 - Due Diligence Vendor-09/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5557499 |
| 861 |  | D B A | Closed | FVAL9739 | 2025-09-16 12:30 | 2025-09-23 06:10 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-appraisal transfer letter now present - Due Diligence Vendor-09/23/2025 <br>Ready for Review-Document Uploaded. - Buyer-09/22/2025 <br>Counter-this is not an appraisal transfer letter - Due Diligence Vendor-09/18/2025 <br>Ready for Review-Document Uploaded. - Buyer-09/18/2025 <br>Open-As per guide, for appraisal transfer a signed and dated Transfer Letter from the original lender to our lender, releasing the appraisal, is required. - Due Diligence Vendor-09/16/2025 |  | Resolved-appraisal transfer letter now present - Due Diligence Vendor-09/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5557778 |
| 861 |  | D B A | Closed | FVAL1039 | 2025-09-16 12:29 | 2025-09-18 14:26 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-AVM now present - Due Diligence Vendor-09/18/2025 <br>Ready for Review-Document Uploaded. - Buyer-09/18/2025 <br>Open-As per guide, the transferred appraisal value has to be supported with a Secondary Valuation product, which is missing in file - Due Diligence Vendor-09/16/2025 |  | Resolved-AVM now present - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5557757 |
| 861 |  | D B A | Closed | FCOM4028 | 2025-09-16 08:36 | 2025-09-17 13:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5551659 |
| 861 |  | D B A | Closed | FCRE1174 | 2025-09-16 12:15 | 2025-09-16 12:28 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master Condo Insurance Policy Partially Provided As per guide, condo master policy should have coverage for Boiler and Machinery/Equipment & Ordinance or Law <br> \*Exception is provided to allow Studio unit Master insurance only shows Replacement Cost<br> \*Exception form is on page #1 of 388<br> \*Approved conditions: [Redacted] max, 0.25 to price - Due Diligence Vendor-09/16/2025 |  | Waived-Master Condo Insurance Policy Partially Provided As per guide, condo master policy should have coverage for Boiler and Machinery/Equipment & Ordinance or Law <br> \*Exception is provided to allow Studio unit Master insurance only shows Replacement Cost<br> \*Exception form is on page #1 of 388<br> \*Approved conditions: [Redacted] max, 0.25 to price - Due Diligence Vendor-09/16/2025<br>|  | No credit events past 40 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5557415 |
| 547 |  | D B A | Closed | FCOM4028 | 2025-09-16 10:54 | 2025-09-19 10:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/19/2025 <br>Ready for Review-Recorded Mortgage has not yet been returned from the county - Buyer-09/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5555635 |
| 547 |  | D B A | Closed | FVAL5524 | 2025-09-16 14:07 | 2025-09-18 05:36 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-\*As per guide For Mixed Use property Commercial Space must not exceed 49% of building area<br> \*Exception form provided to allow Commercial Space sq ft above guidelines of 49%<br> \*Exception form page #983 of 1007<br> \*Approved With Conditions: [Redacted] max, 0.25 to price - Due Diligence Vendor-09/16/2025 |  | Waived-\*As per guide For Mixed Use property Commercial Space must not exceed 49% of building area<br> \*Exception form provided to allow Commercial Space sq ft above guidelines of 49%<br> \*Exception form page #983 of 1007<br> \*Approved With Conditions: [Redacted] max, 0.25 to price - Due Diligence Vendor-09/16/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5559772 |
| 788 |  | D A | Closed | FCOM4028 | 2025-09-16 13:21 | 2025-09-18 05:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5558952 |
| 877 |  | D A | Closed | FCOM4028 | 2025-09-16 08:16 | 2025-09-17 12:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5551190 |
| 612 |  | D B A | Closed | FCOM4028 | 2025-09-15 12:41 | 2025-09-16 13:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/16/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5541245 |
| 612 |  | D B A | Closed | FCRE6763 | 2025-09-15 13:42 | 2025-09-15 13:42 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income documentation does not meet guidelines | Waived-Exception for non borrowers name on income bank statements<br>Approved with conditions of 0.25 to price, [Redacted] max<br>Waiver on page 62 of 670 - Due Diligence Vendor-09/15/2025 |  | Waived-Exception for non borrowers name on income bank statements<br>Approved with conditions of 0.25 to price, [Redacted] max<br>Waiver on page 62 of 670 - Due Diligence Vendor-09/15/2025<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5542728 |
| 923 |  | D A | Closed | FCOM4028 | 2025-09-16 13:38 | 2025-09-17 12:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5559294 |
| 728 |  | D A | Closed | FCRE1212 | 2025-09-16 07:13 | 2025-09-19 13:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Purchase Contract is Partial | Resolved-remaining page of contract are now present - Due Diligence Vendor-09/19/2025 <br>Ready for Review-Document Uploaded. Pages 2-13 uploaded - Buyer-09/19/2025 <br>Open-Purchase contract has not been fully provided 1st page of purchase contract is available in file remaining 12 out of 13 pages are missing in file. - Due Diligence Vendor-09/16/2025 |  | Resolved-remaining page of contract are now present - Due Diligence Vendor-09/19/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5549926 |
| 728 |  | D A | Closed | FCOM4028 | 2025-09-15 14:12 | 2025-09-17 20:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5543411 |
| 717 |  | D B A | Closed | FCRE4678 | 2025-09-16 08:07 | 2025-09-30 08:08 | Waived | 2 - Non-Material C B | Credit | Eligibility | Payment shock exceeds guideline | Waived-Loan exceeding payment shock of 250% for FTHB. This was due to borrower previously living with family<br> member and only having to pay $[Redacted]/m rent.<br>- Due Diligence Vendor-09/30/2025 <br> Ready for Review-Document Uploaded. Exception was made. Payment shock exceeds 250% - Buyer-09/29/2025 <br> Open-Bwr is a FTHB with a previously disclosed rental pmt of $[Redacted] monthly. New PITI is $[Redacted] which = pmt shock > 400%. Maximum FTHB is 250%. - Due Diligence Vendor-09/16/2025 |  | Waived-Loan exceeding payment shock of 250% for FTHB. This was due to borrower previously living with family<br> member and only having to pay $[Redacted]/m rent.<br>- Due Diligence Vendor-09/30/2025 |  | No credit events past 40 months, No consumer late payments in the last 24 months, Reserves >6 months, Borrower is in same line of<br> work for 3 years,good FICO score<br> Credit Decision<br> Status & Date of Decision Approved 09/29/2025 | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 5550958 |
| 717 |  | D B A | Closed | FCOM4028 | 2025-09-16 07:18 | 2025-09-17 10:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5550028 |
| 717 |  | D B A | Closed | FCRE5802 | 2025-09-16 08:12 | 2025-09-16 08:12 | Waived | 2 - Non-Material B | Credit | Eligibility | Cash reserves less than required by guidelines | Waived-Waived-As per guide, Guideline Minimum FTHB reserve requirement is 6 months PITIA. NOTE - loan closed with 7 months PITA meeting Guideline requirement.<br> \*Exception form is provided to allow with 3 months PITIA.<br> \*Approved Conditions: 0.25 to price, no other exceptions allowed.<br> \*Exception form is on page # 2 of 148 Due Diligence Vendor-09/16/2025 - Due Diligence Vendor-09/16/2025 |  | Waived-Waived-As per guide, Guideline Minimum FTHB reserve requirement is 6 months PITIA. NOTE - loan closed with 7 months PITA meeting Guideline requirement.<br> \*Exception form is provided to allow with 3 months PITIA.<br> \*Approved Conditions: 0.25 to price, no other exceptions allowed.<br> \*Exception form is on page # 2 of 148 Due Diligence Vendor-09/16/2025 - Due Diligence Vendor-09/16/2025<br>|  | Revolving debt under 30%, No credit events past 40 months, Bwr contribution exceeds requirement >=5%. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5551045 |
| 778 |  | D A | Closed | FCOM4028 | 2025-09-16 13:17 | 2025-09-18 05:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5558863 |
| 834 |  | D A | Closed | FCOM4028 | 2025-09-16 15:00 | 2025-09-17 12:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5560669 |
| 693 |  | D A | Closed | FCOM4028 | 2025-09-16 15:25 | 2025-09-18 13:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5561025 |
| 619 |  | D A | Closed | FCOM9970 | 2025-09-16 09:49 | 2025-09-18 11:07 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Compliance Documentation Unable to Test Compliance | Resolved-This is acceptable. - Due Diligence Vendor-09/18/2025 <br>Ready for Review-Document Uploaded. Please see attached Initial CD provided for this loan - Buyer-09/18/2025 <br>Open-Missing final TIL and/or other documentation necessary to run Compliance Testing. Unable to test compliance without the missing Initial Closing Disclosure. - Due Diligence Vendor-09/16/2025 |  | Resolved-This is acceptable. - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5554268 |
| 619 |  | D A | Closed | FCOM4227 | 2025-09-16 09:49 | 2025-09-18 11:07 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-This is acceptable. - Due Diligence Vendor-09/18/2025 <br>Ready for Review-Document Uploaded. Please see attached Initial CD provided for this loan - Buyer-09/18/2025 <br>Open-Provide the missing initial Closing Disclosure. - Due Diligence Vendor-09/16/2025 |  | Resolved-This is acceptable. - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5554250 |
| 619 |  | D A | Closed | FCOM4028 | 2025-09-16 08:31 | 2025-09-17 12:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5551547 |
| 880 |  | D B A | Closed | FCOM4028 | 2025-09-16 16:23 | 2025-09-18 15:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5561701 |
| 880 |  | D B A | Closed | FVAL5474 | 2025-09-17 09:49 | 2025-09-18 08:46 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-\*As per Guide: Projects may not have mandatory upfront or periodic membership fees for the use of recreational amenities<br> \*Exception provided for Project has mandatory fee-based memberships for the use of project amenities or services<br> \*Exception pg.#314 of 388<br> \*Approved with Condition: As Is - Due Diligence Vendor-09/17/2025 |  | Waived-\*As per Guide: Projects may not have mandatory upfront or periodic membership fees for the use of recreational amenities<br> \*Exception provided for Project has mandatory fee-based memberships for the use of project amenities or services<br> \*Exception pg.#314 of 388<br> \*Approved with Condition: As Is - Due Diligence Vendor-09/17/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, 3 mtg accounts, never delinquent | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5570439 |
| 467 |  | D B A | Closed | FCRE9991 | 2025-09-18 15:15 | 2025-09-23 06:10 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-score updated on tape and now reflects 811 - Due Diligence Vendor-09/23/2025 <br>Ready for Review-Document Uploaded. Please see the attached updated tape reflecting the correct FICO score. - Buyer-09/22/2025 <br>Open-FICO based on credit in file is 811, Tape has 810 - Due Diligence Vendor-09/18/2025 |  | Resolved-score updated on tape and now reflects 811 - Due Diligence Vendor-09/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5593165 |
| 467 |  | D B A | Closed | FCOM4028 | 2025-09-17 07:27 | 2025-09-18 15:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5566352 |
| 467 |  | D B A | Closed | FVAL5474 | 2025-09-17 11:05 | 2025-09-18 10:16 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-\*As per guide projects with 21 or more units – 25%<br> \*Exception is provided to proceed the loan as [Redacted] entity owns more than 40 % of total units<br> \*Approved With Conditions [Redacted], 0.25 to price<br> \*Exception is on pg 1 of 125 - Due Diligence Vendor-09/17/2025 |  | Waived-\*As per guide projects with 21 or more units – 25%<br> \*Exception is provided to proceed the loan as [Redacted] entity owns more than 40 % of total units<br> \*Approved With Conditions [Redacted], 0.25 to price<br> \*Exception is on pg 1 of 125 - Due Diligence Vendor-09/17/2025 |  | \*No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5571977 |
| 680 |  | D A | Closed | FCOM4028 | 2025-09-16 11:05 | 2025-09-17 12:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5555891 |
| 850 |  | D A | Closed | FCRE1226 | 2025-09-17 07:37 | 2025-10-03 06:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Appraisal document is incomplete or partial | Resolved-addressed corrected on appraisal - Due Diligence Vendor-10/03/2025 <br> Ready for Review-Document Uploaded. Please see attached revised appraisal showing correct property address. - Buyer-10/02/2025 <br> Open-incorrect address. Should be [Redacted] - Due Diligence Vendor-09/17/2025 |  | Resolved-addressed corrected on appraisal - Due Diligence Vendor-10/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5566503 |
| 850 |  | D A | Closed | FCRE8034 | 2025-09-17 05:48 | 2025-10-03 06:34 | Resolved | 1 - Information B A | Credit | Closing | Mortgage Rider Incomplete - Missing Page(s) | Resolved-corrected page 2 of deed of trust now present - Due Diligence Vendor-10/03/2025 <br>Ready for Review-Document Uploaded. Please see attached corrected page 2 of Mortgage reflecting no boxes checked for riders. - Buyer-10/02/2025 <br>Open-deed of trust has 1-4 family rider checked by hand but not a 1-4 or investment house. need corrected rider page on deed of trust to show no riders - Due Diligence Vendor-09/17/2025 |  | Resolved-corrected page 2 of deed of trust now present - Due Diligence Vendor-10/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5565085 |
| 850 |  | D A | Closed | FCOM4028 | 2025-09-17 05:47 | 2025-09-17 20:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5565080 |
| 820 |  | D B A | Closed | FCRE1182 | 2025-09-16 13:04 | 2025-09-26 09:17 | Resolved | 1 - Information B A | Credit | Missing Doc | Approval/Underwriting Summary Not Provided | Resolved-1008 and loan approval now present - Due Diligence Vendor-09/26/2025 <br>Ready for Review-Document Uploaded. Documents uploaded for review - Buyer-09/25/2025 <br>Open- - no 1008 or final approval present. - Due Diligence Vendor-09/16/2025 |  | Resolved-1008 and loan approval now present - Due Diligence Vendor-09/26/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 5558634 |
| 820 |  | D B A | Closed | FCOM4028 | 2025-09-16 11:40 | 2025-09-17 12:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 5556624 |
| 820 |  | D B A | Closed | FCRE1174 | 2025-09-16 13:08 | 2025-09-16 13:08 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Waived-As per guide, Policies written on an actual cash value basis are not acceptable.<br> \*Exception form is provided to allow Actual Cash Value coverage for roofs<br> \*Approved Conditions: [Redacted], 0.25 to price<br> \*Exception form is on page # 118 of 139, Condo Haz page 98 of 139, Questionnaire page 426 of 730 - Due Diligence Vendor-9/16/2025 - Due Diligence Vendor-09/16/2025 |  | Waived-Waived-As per guide, Policies written on an actual cash value basis are not acceptable.<br> \*Exception form is provided to allow Actual Cash Value coverage for roofs<br> \*Approved Conditions: [Redacted], 0.25 to price<br> \*Exception form is on page # 118 of 139, Condo Haz page 98 of 139, Questionnaire page 426 of 730 - Due Diligence Vendor-9/16/2025 - Due Diligence Vendor-09/16/2025<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | Originator Pre-Close | Yes | 5558700 |
| 763 |  | D A | Closed | FCOM4028 | 2025-09-16 13:51 | 2025-09-17 12:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5559541 |
| 913 |  | D A | Closed | FCRE9650 | 2025-09-16 11:20 | 2025-09-24 11:46 | Resolved | 1 - Information B A | Credit | Missing Doc | Missing Lead Paint Disclosure on properties built before January 1, 1978. | Resolved-now present - Due Diligence Vendor-09/24/2025 <br>Ready for Review-Document Uploaded. upload the Lead based paint disclosure. - Buyer-09/23/2025 <br>Counter-TPR looking into - Due Diligence Vendor-09/19/2025 <br>Counter-this is a federal disclosure, we need copy - Due Diligence Vendor-09/18/2025 <br>Ready for Review-Document Uploaded. - Buyer-09/18/2025 <br>Open-Lead Based Paint Disclosure is 'Missing'. Missing Lead Paint Disclosure on properties before January 1, 1978. - Due Diligence Vendor-09/16/2025 |  | Resolved-now present - Due Diligence Vendor-09/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5556229 |
| 913 |  | D A | Closed | FCRE9991 | 2025-09-16 11:20 | 2025-09-18 14:37 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender updated Dscr score - Due Diligence Vendor-09/18/2025 <br> Ready for Review-Document Uploaded. - Buyer-09/18/2025 <br> Open-\*DSCR score should be 1.264. Lender score is 0.873<br> - Document in file 1007 pg. no 597 of 664 rent $[Redacted], [Redacted] pg. no 19 of 90 rent $[Redacted]<br> - DSCR score difference is due to lender used 1007 for rent income instead of [Redacted] . PITIA is matching<br> - DSCR score should be Rent / PITIA [Redacted] = 1.264. - Due Diligence Vendor-09/16/2025 |  | Resolved-lender updated Dscr score - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5556217 |
| 913 |  | D A | Closed | FCOM4028 | 2025-09-16 08:48 | 2025-09-17 20:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5551978 |
| 885 |  | D A | Closed | FCOM4028 | 2025-09-16 09:55 | 2025-09-17 12:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5554390 |
| 974 |  | D A | Closed | FCOM4028 | 2025-09-17 11:11 | 2025-09-18 15:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5572088 |
| 903 |  | D B A | Closed | FVAL1039 | 2025-09-17 16:00 | 2025-09-29 10:56 | Waived | 2 - Non-Material D B | Property | Value | Appraised value unsupported | Waived-no second appraisal for a flip. waiver provided. - Due Diligence Vendor-09/29/2025 <br>Ready for Review-Document Uploaded. An exception was made. See attached form - Buyer-09/26/2025 <br>Open-\*This is flip transaction and as per guide a second full appraisal is required if sales price is increased by 20% in past 91 days to 365 day - Due Diligence Vendor-09/17/2025 |  | Waived-no second appraisal for a flip. waiver provided. - Due Diligence Vendor-09/29/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5578125 |
| 903 |  | D B A | Closed | FCOM4028 | 2025-09-17 13:33 | 2025-09-18 15:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5575403 |
| 443 |  | D A | Closed | FCRE9994 | 2025-09-17 10:45 | 2025-09-22 09:23 | Resolved | 1 - Information C A | Credit | Eligibility | Original LTV (OLTV) does not meet eligibility requirement(s) | Resolved-original sale price provided and is higher than appr value. used lower of to qualify - Due Diligence Vendor-09/22/2025 <br>Ready for Review-Document Uploaded. That will be in the title docs, title provided docs<br> So we are using the appraised value as it is lower.<br>- Buyer-09/19/2025 <br>Open-borrower bought property in March 2025 but no original sale price provided. cannot determine if LTV is correct since lower of sale price or purchase price plus improvements must be used - Due Diligence Vendor-09/17/2025 |  | Resolved-original sale price provided and is higher than appr value. used lower of to qualify - Due Diligence Vendor-09/22/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5571523 |
| 443 |  | D A | Closed | FCRE9991 | 2025-09-17 10:36 | 2025-09-22 09:22 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DTI updated by lender and now matches at 19.59 - Due Diligence Vendor-09/22/2025 <br> Ready for Review-Document Uploaded. DTI updated & the DTI is at 19.59%. - Buyer-09/19/2025 <br> Open-DTI should be 19.52 (Debts total are $[Redacted]1) Lender added in an additional $[Redacted] for subject property but the full PITI was already included. - Due Diligence Vendor-09/17/2025 |  | Resolved-DTI updated by lender and now matches at 19.59 - Due Diligence Vendor-09/22/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5571361 |
| 443 |  | D A | Closed | FCOM4028 | 2025-09-17 09:20 | 2025-09-17 20:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5568936 |
| 859 |  | D B A | Closed | FCRE1173 | 2025-09-17 13:44 | 2025-09-24 14:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Master Condo Insurance Policy is Missing | Resolved-HO-6 Master Insurance Policy is fully present - Due Diligence Vendor-09/24/2025 <br>Resolved-missing policy now present - Due Diligence Vendor-09/24/2025 <br>Ready for Review-Document Uploaded. Please see attached Master Policy - Buyer-09/24/2025 <br>Open-Missing Master Condo Insurance Policy missing - Due Diligence Vendor-09/17/2025 |  | Resolved-HO-6 Master Insurance Policy is fully present - Due Diligence Vendor-09/24/2025 <br>Resolved-missing policy now present - Due Diligence Vendor-09/24/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5575707 |
| 859 |  | D B A | Closed | FCOM4028 | 2025-09-17 13:24 | 2025-09-18 05:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5575215 |
| 859 |  | D B A | Closed | FCRE1174 | 2025-09-17 14:05 | 2025-09-17 14:05 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-guidelines call for replacement value on master. Policy cash value and no wind for common area<br> Comments Master insurance policy has cash value common area and no wind common area. 5+ years credit history, no<br> credit events or lates, requesting to proceed please. <br> Pg. 385<br> - Due Diligence Vendor-09/17/2025 |  | Waived-guidelines call for replacement value on master. Policy cash value and no wind for common area<br> Comments Master insurance policy has cash value common area and no wind common area. 5+ years credit history, no<br> credit events or lates, requesting to proceed please. <br> Pg. 385<br> - Due Diligence Vendor-09/17/2025<br>|  | Compensating Factors<br> No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 09/05/2025 0.25 to price, 75 LTV max, no other exceptions allowed | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5576191 |
| 872 |  | D B A | Closed | FCOM4028 | 2025-09-17 16:38 | 2025-09-18 15:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5578531 |
| 872 |  | D B A | Closed | FVAL5474 | 2025-09-18 09:46 | 2025-09-18 09:46 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-As per guide Projects may not have mandatory upfront or periodic membership fees for the use of recreational amenities, such as country club facilities and golf courses, owned by an outside party<br> Exception is provided to allow Membership fee for amenities<br> Approved Conditions 0.25 to price, [Redacted] max<br> Exception is provided on page no 355 of 451 - Due Diligence Vendor-09/18/2025 |  | Waived-As per guide Projects may not have mandatory upfront or periodic membership fees for the use of recreational amenities, such as country club facilities and golf courses, owned by an outside party<br> Exception is provided to allow Membership fee for amenities<br> Approved Conditions 0.25 to price, [Redacted] max<br> Exception is provided on page no 355 of 451 - Due Diligence Vendor-09/18/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5586972 |
| 832 |  | D B A | Closed | FCOM4028 | 2025-09-17 09:05 | 2025-09-17 20:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5568536 |
| 832 |  | D B A | Closed | FCRE7532 | 2025-09-17 10:17 | 2025-09-17 10:17 | Waived | 2 - Non-Material B | Credit | Eligibility | Qualifying Credit Score does not meet eligibility requirement(s) | Waived-Waived-As per guide, Guideline Minimum Credit Score for a FTHB is 660.<br> \*Exception form is provided to allow ZERO score for Bwr 3. Two other bwrs on loan with a qualifying score of 741.<br> \*Approved Conditions: [Redacted] max, 0.5 to price<br> \*Exception form is on page #521 of 661 - Due Diligence Vendor-09/17/2025 - Due Diligence Vendor-09/17/2025 |  | Waived-Waived-As per guide, Guideline Minimum Credit Score for a FTHB is 660.<br> \*Exception form is provided to allow ZERO score for Bwr 3. Two other bwrs on loan with a qualifying score of 741.<br> \*Approved Conditions: [Redacted] max, 0.5 to price<br> \*Exception form is on page #521 of 661 - Due Diligence Vendor-09/17/2025 - Due Diligence Vendor-09/17/2025<br>|  | DTI > 10% below program maximum, B3 5+ years current job, 2+ bwrs on loan, Reserves > 6 months, Bwr contribution exceeds requirement >+5%, B1 Score > 40 points above program minimum, B1 credit 5+ yrs history. | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5570960 |
| 801 |  | D A | Closed | FCOM4028 | 2025-09-18 08:01 | 2025-09-19 10:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/19/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5583759 |
| 860 |  | D A | Closed | FCRE9488 | 2025-09-18 11:08 | 2025-09-24 14:09 | Resolved | 1 - Information C A | Credit | Borrower | Potential Occupancy/Current Address Issues identified in the file | Resolved-proof of other residency now present - Due Diligence Vendor-09/24/2025 <br>Ready for Review-Document Uploaded. Please see the attached VOM and lease for where the borrower is currently residing that was in the file. - Buyer-09/23/2025 <br>Open-This is an Investment loan and the address on the Borrower Drivers license is reflecting subject property - refer Pg. no 500 of 551, Need LOX for the same. - Due Diligence Vendor-09/18/2025 |  | Resolved-proof of other residency now present - Due Diligence Vendor-09/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5588770 |
| 860 |  | D A | Closed | FCOM4028 | 2025-09-18 08:37 | 2025-09-23 06:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon receipt. - Buyer-09/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5584548 |
| 673 |  | D B A | Closed | FCOM4028 | 2025-09-18 07:49 | 2025-09-19 10:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5583577 |
| 673 |  | D B A | Closed | FPRO1249 | 2025-09-18 09:25 | 2025-09-19 10:33 | Waived | 2 - Non-Material B | Property | Property | Neighborhood Location Not Allowed for Program | Waived--As per guide if the property type is SFR rural the build up area should not be under 25%<br> - Exception form provided to proceed with loan with Build up under 25% in SFR rural<br> - Approved Condition :- [Redacted], 0.25 to price<br> - Exception form pg. no 144 of 179. - Due Diligence Vendor-09/18/2025 |  | Waived--As per guide if the property type is SFR rural the build up area should not be under 25%<br> - Exception form provided to proceed with loan with Build up under 25% in SFR rural<br> - Approved Condition :- [Redacted], 0.25 to price<br> - Exception form pg. no 144 of 179. - Due Diligence Vendor-09/18/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5586554 |
| 588 |  | D A C | Closed | 1000704-1002118 | 2025-09-17 11:39 | 2025-09-26 09:40 | Resolved | 1 - Information C A | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Resolved-lender provided statute to confirm this fee is not APR - Due Diligence Vendor-09/26/2025 <br> Resolved- - Due Diligence Vendor-09/26/2025 <br> Ready for Review-Official interpretation of 4(a)(2) Special Rule; Closing Agent Charges<br>1. General. This rule applies to charges by a third party serving as the closing agent for the particular loan. An example of a closing agent charge included in the finance charge is a courier fee where the creditor requires the use of a courier.<br>2. Required closing agent. If the creditor requires the use of a closing agent, fees charged by the closing agent are included in the finance charge only if the creditor requires the particular service, requires the imposition of the charge, or retains a portion of the charge. Fees charged by a third-party closing agent may be otherwise excluded from the finance charge under § 1026.4. For example, a fee that would be paid in a comparable cash transaction may be excluded under § 1026.4(a). A charge for conducting or attending a closing is a finance charge and may be excluded only if the charge is included in and is incidental to a lump-sum fee excluded under § 1026.4(c)(7) - Buyer-09/25/2025 <br> Open- - Due Diligence Vendor-09/17/2025 <br> Open-The disclosed finance charge ([Redacted]) is ($[Redacted]) below the actual finance charge($[Redacted]). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $[Redacted] below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) APR should include Title - Admin Processing Fee paid to the closing attorney. This is an APR Fee. - Due Diligence Vendor-09/17/2025 <br> Open- - Due Diligence Vendor-09/17/2025 |  | Resolved-lender provided statute to confirm this fee is not APR - Due Diligence Vendor-09/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5572780 |
| 588 |  | D A C | Closed | 1000703-1002117 | 2025-09-17 11:39 | 2025-09-26 09:40 | Resolved | 1 - Information C A | Compliance | Tolerance:FinanceCharge | Federal - Foreclosure Rescission Finance Charge Tolerance | Resolved-lender provided statute to confirm this fee is not APR - Due Diligence Vendor-09/26/2025 <br> Resolved- - Due Diligence Vendor-09/26/2025 <br> Ready for Review-Official interpretation of 4(a)(2) Special Rule; Closing Agent Charges<br>1. General. This rule applies to charges by a third party serving as the closing agent for the particular loan. An example of a closing agent charge included in the finance charge is a courier fee where the creditor requires the use of a courier.<br>2. Required closing agent. If the creditor requires the use of a closing agent, fees charged by the closing agent are included in the finance charge only if the creditor requires the particular service, requires the imposition of the charge, or retains a portion of the charge. Fees charged by a third-party closing agent may be otherwise excluded from the finance charge under § 1026.4. For example, a fee that would be paid in a comparable cash transaction may be excluded under § 1026.4(a). A charge for conducting or attending a closing is a finance charge and may be excluded only if the charge is included in and is incidental to a lump-sum fee excluded under § 1026.4(c)(7) - Seller-09/25/2025 <br> Open- - Due Diligence Vendor-09/17/2025 <br> Open-The disclosed finance charge ($[Redacted]) is ($200.00) below the actual finance charge ($[Redacted]). For rescission after initiation of foreclosure, the Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $35 below the actual finance charge. (15 USC Sec. 1635(i)(2); OSC 17(c)(2)(ii)-1) APR should include Title - Admin Processing Fee paid to the closing attorney. This is an APR Fee. - Due Diligence Vendor-09/17/2025 <br> Open- - Due Diligence Vendor-09/17/2025 | Ready for Review-Official interpretation of 4(a)(2) Special Rule; Closing Agent Charges<br>1. General. This rule applies to charges by a third party serving as the closing agent for the particular loan. An example of a closing agent charge included in the finance charge is a courier fee where the creditor requires the use of a courier.<br>2. Required closing agent. If the creditor requires the use of a closing agent, fees charged by the closing agent are included in the finance charge only if the creditor requires the particular service, requires the imposition of the charge, or retains a portion of the charge. Fees charged by a third-party closing agent may be otherwise excluded from the finance charge under § 1026.4. For example, a fee that would be paid in a comparable cash transaction may be excluded under § 1026.4(a). A charge for conducting or attending a closing is a finance charge and may be excluded only if the charge is included in and is incidental to a lump-sum fee excluded under § 1026.4(c)(7) - Seller-09/25/2025<br>| Resolved-lender provided statute to confirm this fee is not APR - Due Diligence Vendor-09/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5572784 |
| 588 |  | D A C | Closed | FCOM4028 | 2025-09-17 09:56 | 2025-09-18 05:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5570579 |
| 713 |  | D B A | Closed | FCRE1200 | 2025-09-19 07:31 | 2025-09-24 14:14 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-loan amount less than minimum required - Due Diligence Vendor-09/24/2025 <br> Ready for Review-The exception form showing we are okay to proceed with a loan amount of less than $[Redacted] is located on page 78 of 117 in part 2 of the package submitted. Please advise. - Buyer-09/23/2025 <br> Open-Audited loan amount is less than guideline min - Due Diligence Vendor-09/19/2025 <br> Open- - Due Diligence Vendor-09/19/2025 |  | Waived-loan amount less than minimum required - Due Diligence Vendor-09/24/2025<br>|  | No credit events past 40 months, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5598560 |
| 713 |  | D B A | Closed | FCOM4028 | 2025-09-17 11:58 | 2025-09-18 05:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5573252 |
| 713 |  | D B A | Closed | FCRE1174 | 2025-09-17 12:49 | 2025-09-17 12:49 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Exception for master policy having claims needed to be settled on an actual cash value for roof 12+ years old<br>approved with conditions of [Redacted] max, 0.25 to price, ok with LA<[Redacted]<br>Waiver on page 78 of 117 - Due Diligence Vendor-09/17/2025 |  | Waived-Exception for master policy having claims needed to be settled on an actual cash value for roof 12+ years old<br>approved with conditions of [Redacted] max, 0.25 to price, ok with LA<[Redacted]<br>Waiver on page 78 of 117 - Due Diligence Vendor-09/17/2025<br>|  | No credit events past 40 months, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5574465 |
| 631 |  | D A | Closed | FCOM4028 | 2025-09-17 07:58 | 2025-09-17 13:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5566919 |
| 925 |  | D A | Closed | FCOM4028 | 2025-09-18 12:12 | 2025-09-18 15:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5589919 |
| 879 |  | D A | Closed | FCOM4028 | 2025-09-18 12:14 | 2025-09-19 14:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5589948 |
| 783 |  | D A | Closed | FCOM4028 | 2025-09-18 10:36 | 2025-09-19 11:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-09/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-09/19/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5588158 |
| 895 |  | D A | Closed | FCRE9650 | 2025-09-18 15:41 | 2025-09-29 15:29 | Resolved | 1 - Information B A | Credit | Missing Doc | Missing Lead Paint Disclosure on properties built before January 1, 1978. | Resolved-now present - Due Diligence Vendor-09/29/2025 <br>Ready for Review-Document Uploaded. Here is the lead based paint disclosure - Buyer-09/29/2025 <br>Open-Lead Based Paint Disclosure is 'Missing'. Missing Lead Paint Disclosure on properties before January 1, 1978. - Due Diligence Vendor-09/18/2025 |  | Resolved-now present - Due Diligence Vendor-09/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5593486 |
| 895 |  | D A | Closed | FCOM4028 | 2025-09-18 13:48 | 2025-09-19 13:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/19/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5591868 |
| 608 |  | D A | Closed | FCOM4028 | 2025-09-19 09:01 | 2025-09-22 10:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5600659 |
| 817 |  | D B A | Closed | FCOM4028 | 2025-09-18 13:03 | 2025-09-22 06:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5590966 |
| 817 |  | D B A | Closed | FVAL5474 | 2025-09-18 16:06 | 2025-09-18 16:13 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Per Guide projects with 21 or more units – 25%<br> Exception form provided to allow Single entity owns > 25%<br> Exception form page#79<br> Approved With Conditions: [Redacted] max - Due Diligence Vendor-09/18/2025 |  | Waived-Per Guide projects with 21 or more units – 25%<br> Exception form provided to allow Single entity owns > 25%<br> Exception form page#79<br> Approved With Conditions: [Redacted] max - Due Diligence Vendor-09/18/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5593755 |
| 884 |  | D A | Closed | FCOM1233 | 2025-09-22 11:40 | 2025-09-30 10:51 | Resolved | 1 - Information D A | Credit | Eligibility | The Final 1003 is Incomplete | Resolved-The Final 1003 is Present - Due Diligence Vendor-09/30/2025 <br>Resolved-lender confirms borrower is a FTHB - Due Diligence Vendor-09/30/2025 <br>Ready for Review-FTHB would be applied as it was marked in the system for the entire life of the loan here. - Buyer-09/29/2025 <br>Counter-we still need to confirm if any property was owned or if a FTHB guides are applied, please advise - Due Diligence Vendor-09/25/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by SUW - Buyer-09/25/2025 <br>Open-Declaration question 5A - Have you had ownership in property in last 3 years? is not answered on either the initial nor the final 1003. Loan was reviewed as a FTHB to ensure qualified at highest level. - Due Diligence Vendor-09/22/2025 |  | Resolved-The Final 1003 is Present - Due Diligence Vendor-09/30/2025 <br>Resolved-lender confirms borrower is a FTHB - Due Diligence Vendor-09/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5621948 |
| 884 |  | D A | Closed | FCOM4028 | 2025-09-18 14:51 | 2025-09-22 12:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5592854 |
| 650 |  | B A | Closed | FCRE1304 | 2025-09-19 11:23 | 2025-09-19 11:23 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income 1 Income Trend is Decreasing | Waived-Condition: Please contact your AE to submit for an Exception Approval for the following: stability of income<br> Short Description income structure<br> Comments Hi team! Overall our borrower makes good money, DTI is at 30% FICO good at 764, loooking forward to your<br> approval.<br> - Due Diligence Vendor-09/19/2025 |  | Waived-Condition: Please contact your AE to submit for an Exception Approval for the following: stability of income<br> Short Description income structure<br> Comments Hi team! Overall our borrower makes good money, DTI is at 30% FICO good at 764, loooking forward to your<br> approval.<br> - Due Diligence Vendor-09/19/2025<br>|  | 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, 10 years or more in the same line of employment,<br> No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Credit score >40 points than minimum required<br> Pg.366 | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5604480 |
| 797 |  | D A | Closed | FCOM4028 | 2025-09-19 07:16 | 2025-09-22 06:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5598319 |
| 947 |  | D A | Closed | FCOM4028 | 2025-09-19 07:03 | 2025-09-22 10:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5598159 |
| 354 |  | D A | Closed | FVAL1039 | 2025-09-22 08:46 | 2025-10-03 06:35 | Cured | 1 - Information D A | Property | Value | Appraised value unsupported | Cured-post closing BPO provided and supports value. - Due Diligence Vendor-10/03/2025 <br>Ready for Review-Document Uploaded. Please see the renewed BPO attached. - Buyer-10/02/2025 <br>Open-Provide updated BPO report as provided BPO is expired on 9/11/2025 and Closing date 9/16/2025.<br> Note - BOP date 5/14/2025 + 120 Days= 9/11/2025 - Due Diligence Vendor-09/22/2025 |  | Cured-post closing BPO provided and supports value. - Due Diligence Vendor-10/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5617599 |
| 354 |  | D A | Closed | FCOM4028 | 2025-09-19 08:05 | 2025-09-22 12:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5599114 |
| 873 |  | D A | Closed | FCOM4028 | 2025-09-19 08:26 | 2025-09-22 07:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5599523 |
| 520 |  | D A | Closed | FCRE6206 | 2025-09-22 09:19 | 2025-09-25 08:40 | Resolved | 1 - Information B A | Credit | Title | Mortgagee Clauses is missing or incorrect on Title Commitment or Final Policy | Resolved-title lender vesting is now corrected - Due Diligence Vendor-09/25/2025 <br>Ready for Review-Document Uploaded. Title mortgagee fixed - Buyer-09/24/2025 <br>Open-Mortgagee Clause is 'No'. Mortgagee Clause is missing or incorrect on Title Commitment or Final Policy. ISAOA/ATIMA is missing on final title policy. Refer page #217 of 682<br> Note:- Mortgagee Clause is availble on Prelim title. Refer page #227 of 682 - Due Diligence Vendor-09/22/2025 |  | Resolved-title lender vesting is now corrected - Due Diligence Vendor-09/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5618790 |
| 520 |  | D A | Closed | FCOM4028 | 2025-09-19 07:42 | 2025-09-22 12:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5598716 |
| 333 |  | D A | Closed | FCOM4028 | 2025-09-17 12:35 | 2025-09-19 10:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/19/2025 <br>Ready for Review-Document Uploaded. Original will be sent for recording - Buyer-09/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/19/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 5574117 |
| 933 |  | D B A | Closed | FCOM4028 | 2025-09-18 14:35 | 2025-09-19 14:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/19/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5592603 |
| 933 |  | D B A | Closed | FCRE9802 | 2025-09-18 15:10 | 2025-09-18 15:10 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower is First Time Homebuyer and Program Does Not Allow This | Waived-Borrower cannot be first time homebuyer for this program borrower does not have minimum 5% into deal for a FTHB<br>Waive 5% MBC requirement for FTHB<br> Comments To cover all the costs by gift funds.<br> pg 112<br> - Due Diligence Vendor-09/18/2025 |  | Waived-Borrower cannot be first time homebuyer for this program borrower does not have minimum 5% into deal for a FTHB<br>Waive 5% MBC requirement for FTHB<br> Comments To cover all the costs by gift funds.<br> pg 112<br> - Due Diligence Vendor-09/18/2025<br>|  | Compensating Factors<br> DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer<br> late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 09/05/2025 0.25 to price, 50% LTV max | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5593110 |
| 900 |  | D A | Closed | FCOM4028 | 2025-09-18 12:52 | 2025-09-19 11:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/19/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5590742 |
| 856 |  | D A | Closed | FCRE9650 | 2025-09-18 10:59 | 2025-09-24 14:36 | Resolved | 1 - Information B A | Credit | Missing Doc | Missing Lead Paint Disclosure on properties built before January 1, 1978. | Resolved-now present - Due Diligence Vendor-09/24/2025 <br>Ready for Review-Document Uploaded. - Buyer-09/23/2025 <br>Open-Lead Based Paint Disclosure is 'Missing'. Missing Lead Paint Disclosure on properties before January 1, 1978. 1953 built - not in file - Due Diligence Vendor-09/18/2025 |  | Resolved-now present - Due Diligence Vendor-09/24/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5588594 |
| 856 |  | D A | Closed | FCOM4028 | 2025-09-18 10:22 | 2025-09-19 11:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/19/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5587870 |
| 485 |  | D A | Closed | FCRE9651 | 2025-09-19 12:30 | 2025-09-23 12:02 | Resolved | 1 - Information A | Credit | Missing Doc | Amortization Schedule missing from Closing Package. | Resolved-Am schedule now present - Due Diligence Vendor-09/23/2025 <br>Ready for Review-Document Uploaded. Please review uploaded amortization schedule - Buyer-09/23/2025 <br>Open-Amortization Schedule is 'Missing'from the Closing Package. Amortization Schedule 1st page is missing refer page#251 - Due Diligence Vendor-09/19/2025 |  | Resolved-Am schedule now present - Due Diligence Vendor-09/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5605685 |
| 485 |  | D A | Closed | FCOM4028 | 2025-09-19 12:08 | 2025-09-22 12:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5605316 |
| 706 |  | D A | Closed | FCOM4028 | 2025-09-19 11:36 | 2025-09-22 09:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5604733 |
| 796 |  | D B A | Closed | FCOM4028 | 2025-09-21 09:14 | 2025-09-22 06:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5611481 |
| 796 |  | D B A | Closed | FVAL9739 | 2025-09-21 10:22 | 2025-09-21 10:22 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Waived-As per guide, Condo projects may not have mandatory upfront or periodic membership fees, nor may a signal entity own >10% of units, and project budget reserves must be at least 8% of the annual budget.<br> \*Exception form is provided to allow mandatory 3rd party membership fees for the condo project for certain amenities, one entity owns 15 of the 40 units (37.50%) and reserves are less than GL requirement.<br> \*Approved Conditions: [Redacted] max,0.75 to price.<br> \*Exception form is on page # 688 of 780 - Due Diligence Vendor-09/21/2025 - Due Diligence Vendor-09/21/2025 |  | Waived-Waived-As per guide, Condo projects may not have mandatory upfront or periodic membership fees, nor may a signal entity own >10% of units, and project budget reserves must be at least 8% of the annual budget.<br> \*Exception form is provided to allow mandatory 3rd party membership fees for the condo project for certain amenities, one entity owns 15 of the 40 units (37.50%) and reserves are less than GL requirement.<br> \*Approved Conditions: [Redacted] max,0.75 to price.<br> \*Exception form is on page # 688 of 780 - Due Diligence Vendor-09/21/2025 - Due Diligence Vendor-09/21/2025<br>|  | Revolving debt under 30%, No mortgage lates last 24 months, 5+ yrs current job, DTI > 10% below program maximum, 5+ yrs credit history, Credit Score >40 points above program minimum, No credit events past 40 months. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5611562 |
| 971 |  | D A | Closed | FCRE9991 | 2025-09-19 16:14 | 2025-09-23 12:03 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR score has now been updated. - Due Diligence Vendor-09/23/2025 <br> Ready for Review-Document Uploaded. The DSCR score is calculated using [Redacted]. DSCR score is 1.045. See attached 1008. - Buyer-09/23/2025 <br> Open-DSCR is off by 0.224. Lender's score 0.802<br> Lender 1008 indicates a rent of $3,650. Docs in file, 1007 page 36 of 729 reflect $[Redacted] and [Redacted] is on page 29 of 170 reflect $[Redacted] PITI Matches.<br> > Calculation $[Redacted] = 1.046 should be the actual score.<br> Reason: As lender considered rent from 1007 and instead of [Redacted]. - Due Diligence Vendor-09/19/2025 |  | Resolved-DSCR score has now been updated. - Due Diligence Vendor-09/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5608727 |
| 971 |  | D A | Closed | FCOM4028 | 2025-09-19 13:45 | 2025-09-22 15:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5606935 |
| 677 |  | D B A | Closed | FCRE3876 | 2025-09-19 09:56 | 2025-09-25 08:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Title E&O Policy Missing or Expired | Resolved-E&O now present - Due Diligence Vendor-09/25/2025 <br>Ready for Review-Document Uploaded. Please see attached comment provided by UW 1 - Buyer-09/25/2025 <br>Open-Title O&E Policy is Missing or Expired coverage amount and date missing - Due Diligence Vendor-09/19/2025 |  | Resolved-E&O now present - Due Diligence Vendor-09/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5602971 |
| 677 |  | D B A | Closed | FCOM4028 | 2025-09-19 09:29 | 2025-09-22 10:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5602281 |
| 677 |  | D B A | Closed | 123ABCF | 2025-09-19 09:55 | 2025-09-19 09:55 | Waived | 2 - Non-Material B | Credit | Income/Employment | FICO does not meet minimum program requirement | Waived-only 1 score pg 485<br> guidelines call for at least 2 - Due Diligence Vendor-09/19/2025 |  | Waived-only 1 score pg 485<br> guidelines call for at least 2 - Due Diligence Vendor-09/19/2025<br>|  | No credit events past 40 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required,<br> Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5602959 |
| 882 |  | D A | Closed | FCRE9991 | 2025-09-22 08:33 | 2025-09-24 14:39 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-score updated - Due Diligence Vendor-09/24/2025 <br> Ready for Review-Document Uploaded. Lock Confirmation shows DSCR is now 1.276 - Buyer-09/23/2025 <br> Open-DSCR is of by 0.05 Lender score 1.22<br> Rent income considered by lender $[Redacted] but the verified document $[Redacted]. 1007 to calculate DSCR. <br> Calculation : $[Redacted] = 1.28 should be the actual score - Due Diligence Vendor-09/22/2025 |  | Resolved-score updated - Due Diligence Vendor-09/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5617301 |
| 882 |  | D A | Closed | FCOM4028 | 2025-09-19 15:11 | 2025-09-23 12:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5608196 |
| 955 |  | D A | Closed | FCOM4028 | 2025-09-19 11:33 | 2025-09-22 10:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5604670 |
| 862 |  | D A | Closed | FCOM4028 | 2025-09-22 06:32 | 2025-09-23 13:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5615237 |
| 839 |  | D A | Closed | FCOM4028 | 2025-09-19 06:19 | 2025-09-19 14:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/19/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5597678 |
| 583 |  | D B A | Closed | FVAL1039 | 2025-09-23 10:49 | 2025-10-06 13:48 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-lender provided a Collateral Mgt memo to update guidelines to allow for use of AVM no waiver required. - Due Diligence Vendor-10/06/2025 <br>Ready for Review-Document Uploaded. AVM letter. - Seller-10/06/2025 <br>Counter-a wavier can be accepted. please provide - Due Diligence Vendor-10/01/2025 <br>Ready for Review-Please advise if this finding can be cleared with an exception? - Seller-09/29/2025 <br>Open-As per guide need BPO for Mixed used property. - Due Diligence Vendor-09/23/2025 | Ready for Review-Document Uploaded. AVM letter. - Seller-10/06/2025 <br>Ready for Review-Please advise if this finding can be cleared with an exception? - Seller-09/29/2025<br>| Resolved-lender provided a Collateral Mgt memo to update guidelines to allow for use of AVM no waiver required. - Due Diligence Vendor-10/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5636995 |
| 583 |  | D B A | Closed | FCRE1182 | 2025-09-23 10:57 | 2025-09-30 12:05 | Resolved | 1 - Information B A | Credit | Missing Doc | Approval/Underwriting Summary Not Provided | Resolved-now present - Due Diligence Vendor-09/30/2025 <br>Ready for Review-Document Uploaded. - Seller-09/29/2025 <br>Open-Approval/Underwriting Summary Not Provided - Due Diligence Vendor-09/23/2025 | Ready for Review-Document Uploaded. - Seller-09/29/2025<br>| Resolved-now present - Due Diligence Vendor-09/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5637147 |
| 583 |  | D B A | Closed | FCRE9991 | 2025-09-22 11:28 | 2025-09-30 11:43 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-updated tape now present - Due Diligence Vendor-09/30/2025 <br> Ready for Review-Document Uploaded. Tape updated and attached - Buyer-09/29/2025 <br> Open-DSCR is off by 0.065. Lender's score 0.916<br> Lender considered a rent of $[Redacted] on pg 60 of 545 / PITI of $[Redacted] = 0.916. PITI Matches.<br> DSCR difference is due to lender not considered 75% rent of vacant area as the property type is mixed use<br> Calculation $[Redacted] = 0.851 should be the actual score. - Due Diligence Vendor-09/22/2025 |  | Resolved-updated tape now present - Due Diligence Vendor-09/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5621679 |
| 583 |  | D B A | Closed | FCOM4028 | 2025-09-22 08:19 | 2025-09-26 12:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/26/2025 <br>Ready for Review-Recorded Mortgage has not yet been returned by the County. - Buyer-09/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5617017 |
| 583 |  | D B A | Closed | FCRE8860 | 2025-09-22 11:43 | 2025-09-23 10:45 | Waived | 2 - Non-Material B | Credit | Income/Employment | Audited DSCR does not meet guidelines requirements | Waived-\*As per guide mixed used property DSCR must be equal or above 1.1<br> \*Exception is provided to proceed the loan with DSCR<1<br> \*Approved With Conditions 0.25 to price, [Redacted] max, DSCR>0.75 required<br> \*Exception is on pg 171 of 203 - Due Diligence Vendor-09/22/2025 |  | Waived-\*As per guide mixed used property DSCR must be equal or above 1.1<br> \*Exception is provided to proceed the loan with DSCR<1<br> \*Approved With Conditions 0.25 to price, [Redacted] max, DSCR>0.75 required<br> \*Exception is on pg 171 of 203 - Due Diligence Vendor-09/22/2025<br>|  | \*Revolving debt is under 30%, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5621986 |
| 583 |  | D B A | Closed | FVAL3867 | 2025-09-23 10:42 | 2025-09-23 10:43 | Waived | 2 - Non-Material B | Property | Property | Property is Mixed Use | Waived-Commercial Unit - As per Guide 2-3 Units: Max 1 Commercial Unit allowed<br> Exception form provided to allow 2 Commercial Unit<br> Exception form page #172 of 203<br> Approved Conditions :- [Redacted] max, 0.25 to price - Due Diligence Vendor-09/23/2025 |  | Waived-Commercial Unit - As per Guide 2-3 Units: Max 1 Commercial Unit allowed<br> Exception form provided to allow 2 Commercial Unit<br> Exception form page #172 of 203<br> Approved Conditions :- [Redacted] max, 0.25 to price - Due Diligence Vendor-09/23/2025<br>|  | Revolving debt is under 30%, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5636822 |
| 583 |  | D B A | Closed | FVAL5472 | 2025-09-22 11:46 | 2025-09-23 10:34 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-\*As per guide Gross living area of 1 unit<500 sq is ineligible<br> \*Exception is provided to proceed the loan with Gross livingarea of 1 unit<500 sq<br> \*Approved With Conditions [Redacted] max, 0.25 to price<br> \*Exception is on pg 172 of 203<br> - Due Diligence Vendor-09/22/2025 |  | Waived-\*As per guide Gross living area of 1 unit<500 sq is ineligible<br> \*Exception is provided to proceed the loan with Gross livingarea of 1 unit<500 sq<br> \*Approved With Conditions [Redacted] max, 0.25 to price<br> \*Exception is on pg 172 of 203<br> - Due Diligence Vendor-09/22/2025<br>|  | \*Revolving debt is under 30%, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5622040 |
| 583 |  | D B A | Closed | FPRO6999 | 2025-09-22 11:45 | 2025-09-22 12:59 | Waived | 2 - Non-Material B | Property | Appraisal | Wrong appraisal type for Commercial Mixed-use property | Waived-\*Provided 1025 appraisal instead of Mixed use<br> \*Exception is provided to proceed the loan to use 1025 appraisal vs Mixed use<br> \*Approved With Conditions 0.25 to price, [Redacted] max, DSCR>0.75 required<br> \*Exception is on pg 171 of 203<br> - Due Diligence Vendor-09/22/2025 |  | Waived-\*Provided 1025 appraisal instead of Mixed use<br> \*Exception is provided to proceed the loan to use 1025 appraisal vs Mixed use<br> \*Approved With Conditions 0.25 to price, [Redacted] max, DSCR>0.75 required<br> \*Exception is on pg 171 of 203<br> - Due Diligence Vendor-09/22/2025<br>|  | \*Revolving debt is under 30%, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5622033 |
| 954 |  | D A | Closed | FCOM4028 | 2025-09-22 07:39 | 2025-09-23 13:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5616253 |
| 866 |  | D A | Closed | FCOM4028 | 2025-09-19 14:44 | 2025-09-23 12:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025 <br>Ready for Review-The file was recently closed,recorded mortgage is not available yet. - Buyer-09/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5607703 |
| 762 |  | D B A | Closed | FCOM4028 | 2025-09-22 09:42 | 2025-09-23 13:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5619690 |
| 762 |  | D B A | Closed | FCRE1440 | 2025-09-22 11:22 | 2025-09-22 13:00 | Waived | 2 - Non-Material B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Housing History Does Not Meet Guideline Requirements Per Guide: Borrower cannot have mortgage late within last 12 months prior to note date<br> Exception form provided to allow 1x30x12 late in November 2024<br> Exception form page#30 of 52<br> Approved With Conditions: [Redacted] MAX & 0.5 to price - Due Diligence Vendor-09/22/2025 |  | Waived-Housing History Does Not Meet Guideline Requirements Per Guide: Borrower cannot have mortgage late within last 12 months prior to note date<br> Exception form provided to allow 1x30x12 late in November 2024<br> Exception form page#30 of 52<br> Approved With Conditions: [Redacted] MAX & 0.5 to price - Due Diligence Vendor-09/22/2025<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5621586 |
| 757 |  | D A | Closed | FCRE9991 | 2025-09-22 11:34 | 2025-09-25 08:44 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-resolved with lender comments. screenshot shows their calculations and DTI is still within 1% - Due Diligence Vendor-09/25/2025 <br> Ready for Review-Document Uploaded. Please review uploaded print out with debits indicating reason why the amounts were excluded from liabilities. The DTI is still with in tollerance - 1% - Buyer-09/24/2025 <br> Open- - DTI should be 49.36%. Approval DTI is 48.36% DTI difference is due to 3 revolving debts not included in the DTI - [Redacted] $40, [Redacted] $37, [Redacted] $30. There is proof 3 citi cards and [Redacted] account were paid in full prior to closing but not the three listed. - Due Diligence Vendor-09/22/2025 |  | Resolved-resolved with lender comments. screenshot shows their calculations and DTI is still within 1% - Due Diligence Vendor-09/25/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5621842 |
| 757 |  | D A | Closed | FCOM4028 | 2025-09-22 10:31 | 2025-09-23 14:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5620563 |
| 875 |  | D A | Closed | FCOM4028 | 2025-09-22 08:22 | 2025-09-23 14:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5617064 |
| 842 |  | D A | Closed | FCOM4028 | 2025-09-22 14:10 | 2025-09-24 11:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5625134 |
| 845 |  | D A | Closed | FCOM4028 | 2025-09-22 13:10 | 2025-09-23 14:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5623773 |
| 852 |  | D B A | Closed | FCRE1480 | 2025-09-23 13:05 | 2025-09-30 12:14 | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-per gift letter was sent to title. while less, it matches gift amount on CD - Due Diligence Vendor-09/30/2025 <br> Ready for Review-Document Uploaded. Please see the wire transfer. - Buyer-09/29/2025 <br> Open-Asset Record 2 Does Not Meet G/L Requirements Need donor source of gift fund $[Redacted] deposited in bank statement #[Redacted], refer pg #64,72,75 of 495 - Due Diligence Vendor-09/23/2025 |  | Resolved-per gift letter was sent to title. while less, it matches gift amount on CD - Due Diligence Vendor-09/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5642445 |
| 852 |  | D B A | Closed | FCRE5275 | 2025-09-23 13:13 | 2025-09-30 12:11 | Resolved | 1 - Information C A | Credit | Eligibility | Asset do not meet guidelines | Resolved-wire present and is minus wire fees - Due Diligence Vendor-09/30/2025 <br> Ready for Review-Document Uploaded. Please see the wire transfer. - Buyer-09/29/2025 <br> Open-Gift of $[Redacted] is deposited to escrow on page #23 of 156, only gift letter is on page #65 of 495, donor source is missing.<br> - Due Diligence Vendor-09/23/2025 |  | Resolved-wire present and is minus wire fees - Due Diligence Vendor-09/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5642593 |
| 852 |  | D B A | Closed | FCRE0626 | 2025-09-30 12:09 | 2025-09-30 12:09 | Waived | 2 - Non-Material B | Credit | Closing | Borrower Minimum Contribution Towards Purchase Not Met | Waived-Assets are in joint account, deposited from non borrower. Borrower own funds not met.<br> Comments Email explanation sent<br> - Due Diligence Vendor-09/30/2025 |  | Waived-Assets are in joint account, deposited from non borrower. Borrower own funds not met.<br> Comments Email explanation sent<br> - Due Diligence Vendor-09/30/2025<br>|  | Compensating Factors<br> Residual income >=3000$, No credit events past 40 months, No consumer late payments in the last 24 months, Credit score >40 points<br> than minimum required, Reserves >6 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 09/08/2025 65 LTV max, 0.25 to price | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5722501 |
| 852 |  | D B A | Closed | FCOM4028 | 2025-09-23 08:12 | 2025-09-24 13:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5633328 |
| 852 |  | D B A | Closed | FCRE6843 | 2025-09-24 13:15 | 2025-09-24 13:15 | Waived | 2 - Non-Material B | Credit | Assets | Asset General | Waived-As per guide, donor source for gift is required.<br> \*Exception is provided to use same bank statement for gift deposit and donor source since assets are in joint account, deposited from non borrower.<br> \*Approved Conditions : [Redacted] max, 0.25 to price<br> \*Exception is on page #380 of 495 - Due Diligence Vendor-09/24/2025 |  | Waived-As per guide, donor source for gift is required.<br> \*Exception is provided to use same bank statement for gift deposit and donor source since assets are in joint account, deposited from non borrower.<br> \*Approved Conditions : [Redacted] max, 0.25 to price<br> \*Exception is on page #380 of 495 - Due Diligence Vendor-09/24/2025<br>|  | No credit events past 40 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5660308 |
| 691 |  | D A B | Closed | FCOM3075 | 2025-09-22 11:37 | 2025-09-26 09:58 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing US Patriot Act Disclosure or the document is incomplete | Resolved-fixed patriot act form now present - Due Diligence Vendor-09/26/2025 <br>Ready for Review-Document Uploaded. Please see attached Patriot Act with expiration dates included - Buyer-09/26/2025 <br>Open-missing expiration date of ID docs - Due Diligence Vendor-09/22/2025 |  | Resolved-fixed patriot act form now present - Due Diligence Vendor-09/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5621879 |
| 691 |  | D A B | Closed | FCOM4028 | 2025-09-22 10:33 | 2025-09-23 13:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5620602 |
| 753 |  | D B A | Closed | FCOM4028 | 2025-09-23 07:13 | 2025-09-23 14:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5632305 |
| 753 |  | D B A | Closed | FVAL5474 | 2025-09-23 08:06 | 2025-09-23 08:06 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Waived-As per guide, Guideline requires projects should be warrantable.<br> \*Exception form is provided to allow non warrantable project due to lack of response to Building Safety Questions - either "Do not Answer" or "HOA doesn't have sufficient information."<br> \*Approved Conditions: 0.50 to prices<br> \*Exception form is on page #262 of 418 Due Diligence Vendor-09/23/2025<br> - Due Diligence Vendor-09/23/2025 |  | Waived-Waived-As per guide, Guideline requires projects should be warrantable.<br> \*Exception form is provided to allow non warrantable project due to lack of response to Building Safety Questions - either "Do not Answer" or "HOA doesn't have sufficient information."<br> \*Approved Conditions: 0.50 to prices<br> \*Exception form is on page #262 of 418 Due Diligence Vendor-09/23/2025<br> - Due Diligence Vendor-09/23/2025<br>|  | No credit events past 40 months, No mortgage lates last 24 months, 5+ yrs credit history, Credit Score>40 points above program minimum. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5633230 |
| 786 |  | D A | Closed | FCOM4028 | 2025-09-22 07:26 | 2025-09-26 09:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/26/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - Buyer-09/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5616030 |
| 786 |  | D A | Closed | FCRE9991 | 2025-09-22 09:05 | 2025-09-23 14:36 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025 <br> Open-LTV is [Redacted]%. Borrower bought house less than 12 mon ago. Used $[Redacted] (Sale price) for value - Due Diligence Vendor-09/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5618055 |
| 857 |  | D A | Closed | FCRE8728 | 2025-09-23 08:52 | 2025-09-29 15:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Payment History | Resolved-resolved with lender comments, new loan part of multipack - Due Diligence Vendor-09/29/2025 <br> Ready for Review-Document Uploaded. Hi Team,<br>This was part of a multipack. We have the CD in file for the new AD mortgage for this REO. We also have the cashier's check and deposit slip for the rental receipt for [Redacted]. Please see all images below. <br> - Buyer-09/29/2025 <br> Open- - missing mortgage payment for [Redacted]. Lease (page 27) and check for 2 months rent (page 8) present. - Due Diligence Vendor-09/23/2025 |  | Resolved-resolved with lender comments, new loan part of multipack - Due Diligence Vendor-09/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5634394 |
| 857 |  | D A | Closed | FCOM4028 | 2025-09-23 08:14 | 2025-09-23 13:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5633378 |
| 756 |  | D A | Closed | FCOM4028 | 2025-09-23 10:00 | 2025-09-24 10:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5635858 |
| 754 |  | D A | Closed | FCOM1233 | 2025-09-22 13:53 | 2025-09-25 12:30 | Resolved | 1 - Information D A | Credit | Eligibility | The Final 1003 is Incomplete | Resolved-resolved with screenshot of lenders system. they added in other mortgage with lender - Due Diligence Vendor-09/25/2025 <br> Ready for Review-Document Uploaded. 1003 screen updated. - Buyer-09/25/2025 <br> Counter-no 1003 present please provide - Due Diligence Vendor-09/24/2025 <br> Ready for Review-the system was updated. - Buyer-09/24/2025 <br> Open-update REO property for [Redacted] to show New loan taken out in Aug - Due Diligence Vendor-09/22/2025 |  | Resolved-resolved with screenshot of lenders system. they added in other mortgage with lender - Due Diligence Vendor-09/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5624771 |
| 754 |  | D A | Closed | FCRE1212 | 2025-09-22 13:54 | 2025-09-25 12:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Purchase Contract is Partial | Resolved-now present to confirm contract contains realtor concessions - Due Diligence Vendor-09/25/2025 <br>Ready for Review-Document Uploaded. Please see the below snip. It is on page 11 of the contract line item 12. - Buyer-09/25/2025 <br>Counter-addendum for realtor concessions is not present - Due Diligence Vendor-09/24/2025 <br>Ready for Review-Document Uploaded. uploaded the purchase agreement. - Buyer-09/24/2025 <br>Open-Purchase contract has not been fully provided addendum for realtor concessions - Due Diligence Vendor-09/22/2025 |  | Resolved-now present to confirm contract contains realtor concessions - Due Diligence Vendor-09/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5624778 |
| 754 |  | D A | Closed | FCOM4028 | 2025-09-22 12:43 | 2025-09-23 05:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5623294 |
| 600 |  | D A | Closed | FCRE9991 | 2025-09-23 14:31 | 2025-09-26 10:44 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DTI now updated by lender to 35.54 - Due Diligence Vendor-09/26/2025 <br> Ready for Review-Document Uploaded. Income has been updated from the 1025. DTI is now 35.54%, up from 35.09%. Loan is still eligible.<br> - Buyer-09/25/2025 <br> Open-DTI should be 35.54. Primary income for 1025 appraisal is $[Redacted]/ and lender used $[Redacted]/mo - Due Diligence Vendor-09/23/2025 |  | Resolved-DTI now updated by lender to 35.54 - Due Diligence Vendor-09/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5644185 |
| 600 |  | D A | Closed | FCRE2109 | 2025-09-23 12:38 | 2025-09-26 10:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-missing income calc is now present - Due Diligence Vendor-09/26/2025 <br>Ready for Review-Document Uploaded. - Buyer-09/25/2025 <br>Open- - Due Diligence Vendor-09/23/2025 |  | Resolved-missing income calc is now present - Due Diligence Vendor-09/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5639495 |
| 600 |  | D A | Closed | FCOM4028 | 2025-09-23 11:57 | 2025-09-24 10:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/24/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5638441 |
| 668 |  | D A | Closed | FCRE9991 | 2025-09-23 16:24 | 2025-10-09 16:10 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR score updated to match - Due Diligence Vendor-10/09/2025 <br> Ready for Review-Document Uploaded. The amount of $7485 is the correct amount, updated. - Buyer-10/09/2025 <br> Open-DSCR is off by 0.067. Lender's score 1.422<br> Lender 1008 indicates a rent of $[Redacted]. Docs in file, 1007 page #24 reflect $[Redacted]. PITI Matches. No lease or other indicator to support any other rent per Lender if any.> Calculation:[Redacted] = 1.354 should be the actual score.<br> Reason: Considered [Redacted]% of $[Redacted]for Vacant unit #6 refer pg#24 $1,310+1,450+,1,050+ 1,400+1,150+1,125= $7485 - Due Diligence Vendor-09/23/2025 |  | Resolved-DSCR score updated to match - Due Diligence Vendor-10/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5645715 |
| 668 |  | D A | Closed | FCOM4028 | 2025-09-23 14:18 | 2025-09-24 14:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5643853 |
| 921 |  | D A | Closed | FCOM4028 | 2025-09-23 08:43 | 2025-09-24 15:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/24/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5634198 |
| 891 |  | D B A | Closed | FCOM4028 | 2025-09-23 16:22 | 2025-09-24 15:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5645707 |
| 891 |  | D B A | Closed | FCRE1158 | 2025-09-24 08:59 | 2025-09-24 15:18 | Waived | 2 - Non-Material B | Credit | Missing Doc | Hazard Insurance Policy is Partial | Waived-Hazard Insurance Policy Partially Provided As per guide The policy must provide for claims to be settled on a replacement cost basis. Policies written on an actual cash value basis are not acceptable.<br> \*Exception is provided for Approval for the following: actual cash value on the roof<br> \*Approved Conditions : 0.25 to price, [Redacted] max<br> \*Exception Form page no 12 of 111 - Due Diligence Vendor-09/24/2025 |  | Waived-Hazard Insurance Policy Partially Provided As per guide The policy must provide for claims to be settled on a replacement cost basis. Policies written on an actual cash value basis are not acceptable.<br> \*Exception is provided for Approval for the following: actual cash value on the roof<br> \*Approved Conditions : 0.25 to price, [Redacted] max<br> \*Exception Form page no 12 of 111 - Due Diligence Vendor-09/24/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5652105 |
| 659 |  | D A | Closed | FCOM4028 | 2025-09-24 11:20 | 2025-09-24 16:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5658075 |
| 932 |  | D A | Closed | FCOM4028 | 2025-09-24 08:08 | 2025-09-25 14:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5651216 |
| 894 |  | D A | Closed | FCOM4028 | 2025-09-23 07:28 | 2025-09-23 14:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/23/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5632560 |
| 888 |  | D A | Closed | FCOM4028 | 2025-09-24 08:06 | 2025-09-25 08:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5651177 |
| 794 |  | D A | Closed | FCOM1233 | 2025-09-24 07:48 | 2025-09-30 12:32 | Resolved | 1 - Information D A | Credit | Eligibility | The Final 1003 is Incomplete | Resolved-lender provided proof USDA loan was paid off, not needed to be counted in DTI and accounts for large deposit - Due Diligence Vendor-09/30/2025 <br>Ready for Review-Per UW, it is not marked as FTHB. Please, see UW email uploaded to file. - Seller-09/29/2025 <br>Open-there is a mortgage on credit but app says borrowers are both FTHB. 1- fix this to show not FTHB and 2- add property and mortgage on credit and disposition to property, was it sold? need proof or add into DTI - Due Diligence Vendor-09/24/2025 | Ready for Review-Per UW, it is not marked as FTHB. Please, see UW email uploaded to file. - Seller-09/29/2025<br>| Resolved-lender provided proof USDA loan was paid off, not needed to be counted in DTI and accounts for large deposit - Due Diligence Vendor-09/30/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5650908 |
| 794 |  | D A | Closed | FCRE5116 | 2025-09-24 08:09 | 2025-09-30 12:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-lender provided proof USDA loan was paid off, not needed to be counted in DTI and accounts for large deposit - Due Diligence Vendor-09/30/2025 <br> Ready for Review-Correction to below, please see email from UW stating "The USDA loan is on credit and we have the CD from the sale of [Redacted] to show USDA was paid off." Please see seller's final closing statement uploaded to file showing USDA was paid off. - Seller-09/29/2025 <br> Ready for Review-Document Uploaded. Per UW, the final 1003 does not reflect listed as FTHB. Please, see attached email from UW. - Buyer-09/29/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. missing proof this mortgage for USDA was paid off this is reflected on credit and was not included in DTI or listed on application - Due Diligence Vendor-09/25/2025 | Ready for Review-Correction to below, please see email from UW stating "The USDA loan is on credit and we have the CD from the sale of [Redacted] to show USDA was paid off." Please see seller's final closing statement uploaded to file showing USDA was paid off. - Seller-09/29/2025 | Resolved-lender provided proof USDA loan was paid off, not needed to be counted in DTI and accounts for large deposit - Due Diligence Vendor-09/30/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5651237 |
| 794 |  | D A | Closed | FCRE4104 | 2025-09-24 08:55 | 2025-09-30 12:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing explanation and supporting documentation for large deposit(s) | Resolved-lender provided proof USDA loan was paid off, not needed to be counted in DTI and accounts for large deposit - Due Diligence Vendor-09/30/2025 <br> Ready for Review-Document Uploaded. Per UW, the large deposit is from the sale of their home. Please, see attached seller's final closing statement showing netted amount to the seller (our borrower). - Buyer-09/29/2025 <br> Open-need large deposit sourced from [Redacted]. ending balance on 7/16 was $[Redacted] and then jumped to [Redacted] on 8/8 - Due Diligence Vendor-09/24/2025 |  | Resolved-lender provided proof USDA loan was paid off, not needed to be counted in DTI and accounts for large deposit - Due Diligence Vendor-09/30/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5652040 |
| 794 |  | D A | Closed | FCRE1491 | 2025-09-24 08:46 | 2025-09-30 12:31 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-this statement was not present in initial file. now present. Clears missing asset history - Due Diligence Vendor-09/30/2025 <br> Ready for Review-Document Uploaded. Per UW, there is no gap in assets. Please, see the attached bank statement from 7/17-8/15. - Buyer-09/29/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements missing bank statement print out from 7/16 to 8/8. Ending amount on 7/16 was $[Redacted] and then on 8/8 the first day on print out balance was over [Redacted]. Need 1. this print out and 2. Large deposit sourced. - Due Diligence Vendor-09/24/2025 |  | Resolved-this statement was not present in initial file. now present. Clears missing asset history - Due Diligence Vendor-09/30/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5651868 |
| 794 |  | D A | Closed | FCOM4028 | 2025-09-24 07:39 | 2025-09-25 12:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/25/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5650745 |
| 393 |  | D A | Closed | FCRE1118 | 2025-09-24 12:26 | 2025-09-26 12:54 | Resolved | 1 - Information C A | Credit | Closing | Borrower 1 Deed of Trust Signature does not match Note | Resolved-resolved with lender comments. They accept signature variations - Due Diligence Vendor-09/26/2025 <br>Ready for Review-We acknowledge the importance of signature consistency; however, due to the natural variances in handwritten signatures, we cannot mandate that the borrower sign all documents with an identical signature. Such variations do not affect the enforceability of the documents. - Buyer-09/26/2025 <br>Open-Borrower 1 Signature does not match Note Refer Pg. no 45 & 57 of 140 - Due Diligence Vendor-09/24/2025 |  | Resolved-resolved with lender comments. They accept signature variations - Due Diligence Vendor-09/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5659293 |
| 393 |  | D A | Closed | FCOM4028 | 2025-09-24 12:26 | 2025-09-25 14:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5659294 |
| 765 |  | D A | Closed | FCOM4028 | 2025-09-24 09:45 | 2025-09-25 14:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5656471 |
| 700 |  | D B A | Closed | FCOM4028 | 2025-09-24 13:00 | 2025-09-25 14:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5659928 |
| 700 |  | D B A | Closed | FPRO1249 | 2025-09-24 16:44 | 2025-09-24 16:44 | Waived | 2 - Non-Material B | Property | Property | Neighborhood Location Not Allowed for Program | Waived-Per Guide : The neighborhood area must be at least 25% built-up<br> Exception form provided to allow built-up<25%<br> Exception form page#14 of 106<br> Approved With Conditions: max [Redacted], mfr+rural pricing - Due Diligence Vendor-09/24/2025 |  | Waived-Per Guide : The neighborhood area must be at least 25% built-up<br> Exception form provided to allow built-up<25%<br> Exception form page#14 of 106<br> Approved With Conditions: max [Redacted], mfr+rural pricing - Due Diligence Vendor-09/24/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5663491 |
| 700 |  | D B A | Closed | FVAL2242 | 2025-09-24 16:35 | 2025-09-24 16:35 | Waived | 2 - Non-Material B | Property | Property | Property is Manufactured Housing | Waived-As per guide, a manufactured home cannot be rural<br> Exception form provided to allow for mfr rural<br> Exception form page#14 of 106 <br> Approved With Conditions: max [Redacted], mfr+rural pricing - Due Diligence Vendor-09/24/2025 |  | Waived-As per guide, a manufactured home cannot be rural<br> Exception form provided to allow for mfr rural<br> Exception form page#14 of 106 <br> Approved With Conditions: max [Redacted], mfr+rural pricing - Due Diligence Vendor-09/24/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5663432 |
| 970 |  | D A | Closed | FCRE6206 | 2025-09-25 07:54 | 2025-09-29 15:33 | Resolved | 1 - Information B A | Credit | Title | Mortgagee Clauses is missing or incorrect on Title Commitment or Final Policy | Resolved-updated mortgagee clause present - Due Diligence Vendor-09/29/2025 <br>Ready for Review-Document Uploaded. pg 1 shows correct mortgagee with ISAOA/ATIMA - Buyer-09/29/2025 <br>Open-Mortgagee Clause is 'No'. Mortgagee Clause is missing or incorrect on Title Commitment or Final Policy. refer pg. no 222 of 617 - Due Diligence Vendor-09/25/2025 |  | Resolved-updated mortgagee clause present - Due Diligence Vendor-09/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5669131 |
| 970 |  | D A | Closed | FCOM4028 | 2025-09-24 15:08 | 2025-09-26 13:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5662288 |
| 810 |  | D B A | Closed | FCOM4028 | 2025-09-24 15:54 | 2025-09-26 12:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5662916 |
| 810 |  | D B A | Closed | FVAL5385 | 2025-09-25 08:22 | 2025-09-25 08:22 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-As per guide to be eligible for a cash-out refinance, the subject property must not be listed for sale in the past 6- months prior to application date<br> Exception is provided for cash out for property listed<br> Approved Conditions : 0.25 to price, [Redacted] max <br> Exception Form page no 89 - Due Diligence Vendor-09/25/2025 |  | Waived-As per guide to be eligible for a cash-out refinance, the subject property must not be listed for sale in the past 6- months prior to application date<br> Exception is provided for cash out for property listed<br> Approved Conditions : 0.25 to price, [Redacted] max <br> Exception Form page no 89 - Due Diligence Vendor-09/25/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5669748 |
| 920 |  | D A | Closed | FCRE1167 | 2025-09-24 12:38 | 2025-09-30 15:35 | Resolved | 1 - Information C A | Credit | Insurance | Inadequate Hazard Insurance Coverage - Hazard Insurance Coverage is less than all Subject Lien(s)and Replacement Cost Estimator by Insurer was not Provided | Resolved-Replacement cost estimator now present - Due Diligence Vendor-09/30/2025 <br> Ready for Review-Document Uploaded. Please review uploaded RCE from agent for $[Redacted]- Buyer-09/30/2025 <br> Counter-disagree. that replacement cost coverage listed on page 387 is for the roof only. - Due Diligence Vendor-09/26/2025 <br> Ready for Review-The policy contains"replacement cost value" verbiage .Please refer to page 387 of uploaded credit package - Buyer-09/26/2025 <br> Open-missing. no replacement cost on ins - Due Diligence Vendor-09/24/2025 |  | Resolved-Replacement cost estimator now present - Due Diligence Vendor-09/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5659510 |
| 920 |  | D A | Closed | FCOM4028 | 2025-09-24 10:41 | 2025-09-25 14:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5657423 |
| 942 |  | D A | Closed | FCRE1964 | 2025-09-24 14:52 | 2025-10-08 12:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing income documentation | Resolved-articles now present - Due Diligence Vendor-10/08/2025 <br> Ready for Review-Document Uploaded. Please see attached the articles for [Redacted] - Seller-10/07/2025 <br> Counter-wrong articles. App states business name is [Redacted]. These articles uploaded state [Redacted] - Due Diligence Vendor-10/06/2025 <br> Ready for Review-Document Uploaded. Articles of Incorporation<br> The guidelines do say that the Articles of Incorporation are required, but the intent of this guideline is to verify the borrower's percentage of ownership. The are the easiest and cheapest way to do this if they provide the information that we need. Often they do not as most do not specify the percentage of ownership. The CPA letter is usually the best way to get all information that we need about the business. If we already have the CPA letter, the Articles of Incorporation are just an extra supporting document that don't provide any additional information. I was, however, able to find the articles of incorporation. The document is attached. <br> - Seller-10/06/2025 <br> Counter-disagree. guidelines state need both: Articles of Incorporation list its owners, then the borrower must provide Articles of Incorporation, most recent filing with secretary of state AND CPA Letter/Operating Agreement/Corporate Bylaws with Ownership Breakdown or Addendum. Articles of Incorporation do not list its owners, then the borrower must provide Articles of Incorporation, most recent filing with secretary of state and CPA Letter with Ownership Breakdown or Addendum. - Due Diligence Vendor-09/29/2025 <br> Ready for Review-a CPA letter is always an allowed alternative document to the LLC documentation. - Buyer-09/29/2025 <br> Counter-does not meet> The following LLC documentations must be provided:<br> • Articles of Incorporation and<br> • CPA Letter or Operating Agreement (only if Articles list owners) with Ownership Breakdown or Addendum - Due Diligence Vendor-09/26/2025 <br> Ready for Review-Document Uploaded. Please see attached CPA letter for the business that covers the requirements. - Buyer-09/26/2025 <br> Open-missing articles of formation (guidelines require this) - Due Diligence Vendor-09/24/2025 | Ready for Review-Document Uploaded. Please see attached the articles for [Redacted]. - Seller-10/07/2025 <br> Ready for Review-Document Uploaded. Articles of Incorporation<br> The guidelines do say that the Articles of Incorporation are required, but the intent of this guideline is to verify the borrower's percentage of ownership. The are the easiest and cheapest way to do this if they provide the information that we need. Often they do not as most do not specify the percentage of ownership. The CPA letter is usually the best way to get all information that we need about the business. If we already have the CPA letter, the Articles of Incorporation are just an extra supporting document that don't provide any additional information. I was, however, able to find the articles of incorporation. The document is attached. <br> - Seller-10/06/2025 | Resolved-articles now present - Due Diligence Vendor-10/08/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5662112 |
| 942 |  | D A | Closed | FCRE1437 | 2025-09-24 14:51 | 2025-10-06 13:52 | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-while CPA letter is not specific on if same business was being run under Sch C, lender is interpreting it that way. TPR accepts lender comments and considered this resolved base on their review and acceptance - Due Diligence Vendor-10/06/2025 <br>Ready for Review-Document Uploaded. Change in Business Filing <br> The guidelines clearly state that a change in filing from a sole proprietor to a filed LLC is acceptable. The CPA letter that was provided states that the LLC was filed in 2024, but the borrower has been operating this same business (managing short-term rental properties) for more than five years. This is the exact "exception" that is listed in the guidelines. <br> - Buyer-10/06/2025 <br>Counter-stating now long in a line of work is not the same as switching business filing with same business, need either a waiver or updated accountant letter to verify that it is the same business and structure changed. - Due Diligence Vendor-09/29/2025 <br>Ready for Review-Document Uploaded. The guidelines are being met; The borrower has been in the same line of business as a real estate developer before establishing the LLC, this is a switch from sole proprietorship to LLC. A CPA letter is an alternative document to the LLC documents. Condition 2 is met as the CPA attests this is the same line of business as they have reviewed for the past 5 years. The switch to an LLC is recent, but they state this is the same business income. - Buyer-09/29/2025 <br>Counter-disagree Guidelines clearly state the business has to be open for 2 years. this not meeting. - Underwriter will complete review on borrower's business to validate 2 and more years of existence (the CPA letter clearly shows open date and is not 2 years) finding is valid and a waiver is required - Due Diligence Vendor-09/26/2025 <br>Ready for Review-Document Uploaded. Please see attached CPA letter for the business that covers the requirements. - Seller-09/26/2025 <br>Open-Income and Employment Do Not Meet Guidelines business hasnt been opened 2 yrs no exception - Due Diligence Vendor-09/24/2025 | Ready for Review-Document Uploaded. Please see attached CPA letter for the business that covers the requirements. - Seller-09/26/2025<br>| Resolved-while CPA letter is not specific on if same business was being run under Sch C, lender is interpreting it that way. TPR accepts lender comments and considered this resolved base on their review and acceptance - Due Diligence Vendor-10/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5662089 |
| 942 |  | D A | Closed | FCOM4028 | 2025-09-24 14:14 | 2025-09-25 14:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/25/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5661530 |
| 804 |  | D A | Closed | FCOM4028 | 2025-09-24 10:22 | 2025-09-25 19:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/26/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5657102 |
| 951 |  | D B A | Closed | FCRE1359 | 2025-09-25 09:13 | 2025-09-29 09:33 | Resolved | 1 - Information C A | Credit | Income/Employment | Borrower 2 W2/1099 Less Than 24 Months Provided | Resolved-missing W2 now present - Due Diligence Vendor-09/29/2025 <br>Ready for Review-Document Uploaded. uploaded the W2<br> The income didn't change but suw added 2023 W2 to the worksheet and uploaded it. - Buyer-09/26/2025 <br>Open- - missing 2023 W2 - Due Diligence Vendor-09/25/2025 |  | Resolved-missing W2 now present - Due Diligence Vendor-09/29/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5670967 |
| 951 |  | D B A | Closed | FCOM4028 | 2025-09-25 07:46 | 2025-09-29 09:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/29/2025 <br>Ready for Review-File was closed within last 60 days. Mortgage was sent for recording - Buyer-09/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/29/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5669001 |
| 951 |  | D B A | Closed | FCRE1437 | 2025-09-25 09:03 | 2025-09-25 09:03 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-Waived-As per guide, Can commingle documentation types subject to guideline restrictions and underwriter discretion<br> \*Exception form is provided to allow with K1 income for one year<br> \*Approved Conditions: 0.25 to price, [Redacted], AD tax transcripts are required, the exception is only valid if income is confirmed by transcripts<br> \*Exception form is on page # 644 of 874, K1 - page 616 of 874, Transcripts page 539 and 553 of 874, LOE from employer on change of pay structure page 213 of 874 - Due Diligence Vendor-09/25/2025 - Due Diligence Vendor-09/25/2025 |  | Waived-Waived-As per guide, Can commingle documentation types subject to guideline restrictions and underwriter discretion<br> \*Exception form is provided to allow with K1 income for one year<br> \*Approved Conditions: 0.25 to price, [Redacted], AD tax transcripts are required, the exception is only valid if income is confirmed by transcripts<br> \*Exception form is on page # 644 of 874, K1 - page 616 of 874, Transcripts page 539 and 553 of 874, LOE from employer on change of pay structure page 213 of 874 - Due Diligence Vendor-09/25/2025 - Due Diligence Vendor-09/25/2025<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5670737 |
| 795 |  | D A | Closed | FCOM4028 | 2025-09-25 07:19 | 2025-09-26 12:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5668572 |
| 848 |  | D A C | Closed | FCRE1108 | 2025-11-07 10:23 | 2025-11-07 10:24 | Resolved | 1 - Information C A | Credit | Closing | Calculated Initial Payment and Initial Principal and Interest Payment do not match | Resolved-Document Uploaded. New note provided - Due Diligence Vendor-11/07/2025 <br>Open-Calculated Initial P&I Payment Amount does not match Initial P&I Payment Amount (Variance exceeds $0.01) - Due Diligence Vendor-11/07/2025 |  | Resolved-Document Uploaded. New note provided - Due Diligence Vendor-11/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6173726 |
| 848 |  | D A C | Closed | FCOM3715 | 2025-09-25 12:18 | 2025-10-24 12:50 | Cured | 1 - Information C A | Compliance | Disclosure | Note terms are incorrect | Cured-post close note corrected first payment date now present - Due Diligence Vendor-10/24/2025 <br>Ready for Review-Document Uploaded. first payment corrected to 11/2025 - Buyer-10/24/2025 <br>Open-note shows first payment of 12/2025 and loan funded in Sept - Due Diligence Vendor-09/25/2025 |  | Cured-post close note corrected first payment date now present - Due Diligence Vendor-10/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5674957 |
| 848 |  | D A C | Closed | FCRE1158 | 2025-09-25 13:01 | 2025-10-24 07:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-10/24/2025 <br>Resolved-now binder number on ins is present - Due Diligence Vendor-10/24/2025 <br>Ready for Review-Document Uploaded. The updated policy with the binder number has been uploaded. <br> - Buyer-10/23/2025 <br>Open-Hazard Insurance Policy Partially Provided missing policy number - Due Diligence Vendor-09/25/2025 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-10/24/2025 <br>Resolved-now binder number on ins is present - Due Diligence Vendor-10/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5675683 |
| 848 |  | D A C | Closed | FCRE5116 | 2025-09-25 12:50 | 2025-10-08 12:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-resolved with lender comments. loans not closed yet. - Due Diligence Vendor-10/08/2025 <br> Ready for Review-loan [Redacted] [Redacted] is not yet closed, note and final cd is not available yet<br>loan [Redacted] 90-22 [Redacted] is cancelled - Buyer-10/07/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. missing Note and signed HUDS for new loans on [Redacted] and [Redacted] - Due Diligence Vendor-09/25/2025 |  | Resolved-resolved with lender comments. loans not closed yet. - Due Diligence Vendor-10/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5675537 |
| 848 |  | D A C | Closed | FCOM4028 | 2025-09-25 12:22 | 2025-09-25 14:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5675047 |
| 669 |  | D A | Closed | FCOM4028 | 2025-09-25 13:29 | 2025-09-26 12:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5676228 |
| 690 |  | D A | Closed | FCOM4028 | 2025-09-25 09:54 | 2025-09-26 12:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5672567 |
| 928 |  | D A | Closed | FCOM4028 | 2025-09-25 09:32 | 2025-09-26 12:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5672099 |
| 716 |  | D A | Closed | FCOM4028 | 2025-09-25 14:22 | 2025-09-26 14:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5677226 |
| 1006 |  | D A | Closed | FCRE9991 | 2025-09-26 08:34 | 2025-10-01 06:08 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender comments provided state not required to include a solar payment when it is part of power bill. TPR accepts - Due Diligence Vendor-10/01/2025 <br>Ready for Review-Document Uploaded. Good afternoon,<br>Please see email from our SUW regarding this process - Buyer-09/30/2025 <br>Open-per docs and title, borrower is taking lease for solar. No payment was added in. Need solar lease payment and updated 1008 for new DTI - Due Diligence Vendor-09/26/2025 |  | Resolved-lender comments provided state not required to include a solar payment when it is part of power bill. TPR accepts - Due Diligence Vendor-10/01/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5684353 |
| 1006 |  | D A | Closed | FCOM4028 | 2025-09-26 07:09 | 2025-09-29 13:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/29/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5683075 |
| 958 |  | D A | Closed | FCOM4028 | 2025-09-29 09:48 | 2025-09-29 15:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/29/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5703971 |
| 808 |  | D A | Closed | FCOM4028 | 2025-09-26 08:08 | 2025-09-29 13:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/26/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 5683924 |
| 918 |  | D B A | Closed | FCOM4028 | 2025-09-29 09:04 | 2025-09-29 15:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5702361 |
| 918 |  | D B A | Closed | FPRO116 | 2025-09-29 10:12 | 2025-09-29 10:12 | Waived | 2 - Non-Material B | Property | Property | Other Property/Value Finding | Waived-Waived-As per guide, Guideline requires Condo projects carry Ordinance and Law Coverage per FNMA Sellers Guide Sec B7-3-03<br> \*Exception form is provided to allow current insurance which does not provide Coverage A to Law and Ordinance<br> \*Approved Conditions: [Redacted] max, 0.25 to price.<br> \*Exception form is on page # 151 of 167 - Due Diligence Vendor-09/29/2025 - Due Diligence Vendor-09/29/2025 |  | Waived-Waived-As per guide, Guideline requires Condo projects carry Ordinance and Law Coverage per FNMA Sellers Guide Sec B7-3-03<br> \*Exception form is provided to allow current insurance which does not provide Coverage A to Law and Ordinance<br> \*Approved Conditions: [Redacted] max, 0.25 to price.<br> \*Exception form is on page # 151 of 167 - Due Diligence Vendor-09/29/2025 - Due Diligence Vendor-09/29/2025<br>|  | DTI Below 45%, 5 years current job (B1), No credit events past 40 months, 5+ yrs credit history, Reserves > 6 months, 2+ bwrs on loan, Credit Score > 40 points above program minimum. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5704363 |
| 478 |  | D A | Closed | FCRE1335 | 2025-10-01 06:38 | 2025-10-06 06:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 IRS Transcripts Missing | Resolved-transcripts not present but stamped IRS returns now present - Due Diligence Vendor-10/06/2025 <br>Ready for Review-Document Uploaded. We should be all set to proceed since we have the stamped IRS 2024 1040s in file. - Buyer-10/03/2025 <br>Counter-need waiver since no records of returns filed. - Due Diligence Vendor-10/02/2025 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-10/02/2025 |  | Resolved-transcripts not present but stamped IRS returns now present - Due Diligence Vendor-10/06/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5731234 |
| 478 |  | D A | Closed | FCOM4028 | 2025-09-29 10:12 | 2025-09-30 12:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/30/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5704367 |
| 661 |  | D A | Closed | FCOM4028 | 2025-09-30 09:37 | 2025-10-01 08:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5719558 |
| 550 |  | D A | Closed | FCRE1339 | 2025-09-29 11:32 | 2025-09-30 15:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Personal Bank Statements Missing | Resolved-resolved with lender comments. They explained how they met this guideline via copy of payroll checks to correlate with the deposits. TPR accepts and this finding is resolved. - Due Diligence Vendor-09/30/2025 <br> Ready for Review-Document Uploaded. Email from SUW shows we have cancelled checks on file that show what the amount of the payroll was and the bank statement uploaded shows the 2 months it was deposited for July and Aug - Buyer-09/30/2025 <br> Open-Borrower 1 Personal Bank Statements Missing WVOE LTV over [Redacted]% and bank statements do not show deposits from employer. For loans with CLTV greater than [Redacted]%, two (2) Months Personal Bank Statements required to support the WVOE income. The bank statements must reflect deposits from the employer supporting at least [Redacted]% of gross wage/salary reflected on the WVOE. - Due Diligence Vendor-09/29/2025 |  | Resolved-resolved with lender comments. They explained how they met this guideline via copy of payroll checks to correlate with the deposits. TPR accepts and this finding is resolved. - Due Diligence Vendor-09/30/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5705831 |
| 550 |  | D A | Closed | FCOM4028 | 2025-09-29 10:51 | 2025-09-29 15:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5705010 |
| 337 |  | D A | Closed | FCRE1728 | 2025-09-30 10:58 | 2025-10-06 06:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing rent comparable schedule form 1007 | Resolved-1007 now present - Due Diligence Vendor-10/06/2025 <br>Open-1007 is missing to verify rent - Due Diligence Vendor-09/30/2025 |  | Resolved-1007 now present - Due Diligence Vendor-10/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5721246 |
| 337 |  | D A | Closed | FPRO1242 | 2025-09-30 10:29 | 2025-10-06 06:40 | Resolved | 1 - Information D A | Property | Missing Doc | Appraisal is Missing | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-10/06/2025 <br>Ready for Review-Document Uploaded. Please review uploaded appraisal - Buyer-10/03/2025 <br>Open-Appraisal is Missing Appraisal report is missing in file only 1004D is available on page 8 - Due Diligence Vendor-09/30/2025 |  | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-10/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5720761 |
| 337 |  | D A | Closed | FCOM4028 | 2025-09-30 08:12 | 2025-10-01 07:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5716806 |
| 945 |  | D A | Closed | FCOM4028 | 2025-09-30 11:53 | 2025-10-01 07:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5722239 |
| 835 |  | D A | Closed | FCOM1208 | 2025-09-29 15:27 | 2025-10-03 06:42 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Note is Incomplete | Resolved-The Note is Present - Due Diligence Vendor-10/03/2025 <br>Resolved-lender provide page number to locate the missing signature page - Due Diligence Vendor-10/03/2025 <br>Ready for Review-it's on page 144 - Buyer-10/02/2025 <br>Open-The Note is Incomplete signature page missing - Due Diligence Vendor-09/29/2025 |  | Resolved-The Note is Present - Due Diligence Vendor-10/03/2025 <br>Resolved-lender provide page number to locate the missing signature page - Due Diligence Vendor-10/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5710295 |
| 835 |  | D A | Closed | FCOM4028 | 2025-09-29 15:29 | 2025-09-30 12:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/30/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5710324 |
| 737 |  | D A | Closed | FCOM4028 | 2025-09-30 13:14 | 2025-10-01 10:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5723793 |
| 836 |  | D A | Closed | FCOM4028 | 2025-09-30 13:10 | 2025-10-01 08:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5723706 |
| 497 |  | D B A | Closed | FCOM4028 | 2025-09-30 07:21 | 2025-10-01 14:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5715772 |
| 497 |  | D B A | Closed | FCRE8459 | 2025-09-30 08:09 | 2025-09-30 08:09 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower Entity Ownership does not meet guidelines | Waived-Waived-As per guide, Guideline Minimum Entity ownership seasoning is 6 months.<br> \*Exception form is provided to allow bwr who took majority ownership of 100%, was 40%, in 07/24/2025.<br> \*Approved Conditions: 0.5 to price.<br> \*Exception form is on page #8 of 100 - Due Diligence Vendor-09/30/2025 - Due Diligence Vendor-09/30/2025 |  | Waived-Waived-As per guide, Guideline Minimum Entity ownership seasoning is 6 months.<br> \*Exception form is provided to allow bwr who took majority ownership of 100%, was 40%, in 07/24/2025.<br> \*Approved Conditions: 0.5 to price.<br> \*Exception form is on page #8 of 100 - Due Diligence Vendor-09/30/2025 - Due Diligence Vendor-09/30/2025<br>|  | No credit events past 40 months, No mortgage lates last 24 months, 5+ yrs credit history, Credit Score > 40 points above program minimum. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 5716743 |
| 637 |  | D B A | Closed | FCOM4028 | 2025-10-01 09:49 | 2025-10-02 08:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5735590 |
| 637 |  | D B A | Closed | FCRE1200 | 2025-10-02 08:05 | 2025-10-02 08:05 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-As per guide, Guideline min loan amount is [Redacted]<br> \*Exception is provided to allow Loan Amount <[Redacted]<br> \*Approved With Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page #259 of 328 - Due Diligence Vendor-10/02/2025 |  | Waived-As per guide, Guideline min loan amount is [Redacted]<br> \*Exception is provided to allow Loan Amount <[Redacted]<br> \*Approved With Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page #259 of 328 - Due Diligence Vendor-10/02/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5749368 |
| 552 |  | D B A | Closed | FCOM4028 | 2025-10-01 07:54 | 2025-10-06 06:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/06/2025 <br>Ready for Review-The recorded mortgage has not been recorded yet. The recorded mortgage will be sent upon receipt. - Buyer-10/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/06/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5732822 |
| 552 |  | D B A | Closed | FVAL5474 | 2025-10-01 08:40 | 2025-10-01 08:40 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Waived-As per guide, Policies written on an actual cash value basis are not acceptable.<br> \*Exception form is provided to allow ACV roof after 15 yrs<br> \*Approved Conditions: [Redacted] MAX & 0.25 to price<br> \*Exception form is on page # 13 of 419, Condo Haz page 335 of 419 - Due Diligence Vendor-10/01/2025 - Due Diligence Vendor-10/01/2025 |  | Waived-Waived-As per guide, Policies written on an actual cash value basis are not acceptable.<br> \*Exception form is provided to allow ACV roof after 15 yrs<br> \*Approved Conditions: [Redacted] MAX & 0.25 to price<br> \*Exception form is on page # 13 of 419, Condo Haz page 335 of 419 - Due Diligence Vendor-10/01/2025 - Due Diligence Vendor-10/01/2025<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, DTI >=10% lower than loan program, 5+ years credit history | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5733706 |
| 552 |  | D B A | Closed | FCRE1200 | 2025-10-01 08:37 | 2025-10-01 08:37 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Waived-As per guide, Guideline Minimum Loan Amount is $[Redacted]<br> \*Exception form is provided to allow with LA<[Redacted]<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 12 of 491 - Due Diligence Vendor-10/1/2025 - Due Diligence Vendor-10/01/2025 |  | Waived-Waived-As per guide, Guideline Minimum Loan Amount is $[Redacted]<br> \*Exception form is provided to allow with LA<[Redacted]<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 12 of 491 - Due Diligence Vendor-10/1/2025 - Due Diligence Vendor-10/01/2025<br>|  | Several income sources and DTI below 45%, DTI >=10% lower than loan program, No credit events past 40 months, Borrower contribution exceeds requirement >=5% | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5733608 |
| 527 |  | D A | Closed | FCOM4028 | 2025-09-30 12:28 | 2025-10-01 14:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5722885 |
| 1005 |  | D A | Closed | FCOM4028 | 2025-09-30 14:11 | 2025-10-02 15:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5724784 |
| 761 |  | D A | Closed | FCOM4028 | 2025-09-29 13:15 | 2025-09-30 12:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/30/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5708075 |
| 516 |  | D B A | Closed | FCRE1182 | 2025-10-01 12:07 | 2025-10-03 06:42 | Resolved | 1 - Information B A | Credit | Missing Doc | Approval/Underwriting Summary Not Provided | Resolved-loan approval now present - Due Diligence Vendor-10/03/2025 <br>Ready for Review-Document Uploaded. 1008 and approval provided - Buyer-10/02/2025 <br>Open-1008 and Funded approval is missing in file<br> Note: Approval available on page #167 of 182, LTV & Appraised value is not matching - Due Diligence Vendor-10/01/2025 |  | Resolved-loan approval now present - Due Diligence Vendor-10/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5738915 |
| 516 |  | D B A | Closed | FCOM4028 | 2025-10-01 08:49 | 2025-10-01 14:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/01/2025 |  | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5733871 |
| 516 |  | D B A | Closed | FVAL9901 | 2025-10-01 12:05 | 2025-10-01 14:53 | Waived | 2 - Non-Material B | Property | Property | Property is Commercial Prop | Waived-As per guide Commercial use is limited to retail or office space restaurants are reviewed on case-by-case basis via exception.<br> Exception is provided for mixed use where the commercial unit is restaurant. <br> Approved Conditions : [Redacted] max, 0.375 to price<br> Exception Form page no 37 of 182 - Due Diligence Vendor-10/01/2025 |  | Waived-As per guide Commercial use is limited to retail or office space restaurants are reviewed on case-by-case basis via exception.<br> Exception is provided for mixed use where the commercial unit is restaurant. <br> Approved Conditions : [Redacted] max, 0.375 to price<br> Exception Form page no 37 of 182 - Due Diligence Vendor-10/01/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5738860 |
| 750 |  | D A | Closed | FCOM4028 | 2025-09-29 07:50 | 2025-09-29 15:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5700627 |
| 931 |  | D A | Closed | FCOM4028 | 2025-09-30 09:58 | 2025-10-01 19:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/02/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5720286 |
| 967 |  | D A | Closed | FCOM4028 | 2025-09-30 12:02 | 2025-10-01 19:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/02/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5722416 |
| 915 |  | D A C | Closed | 1000704-1002118 | 2025-10-02 13:47 | 2025-10-06 06:54 | Resolved | 1 - Information C A | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Resolved-Resolved - Due Diligence Vendor-10/06/2025 <br> Ready for Review-Document Uploaded. Please review uploaded finace charge WS. - Seller-10/03/2025 <br> Open-New Final Closing Disclosure dated 09/23/2025 provided Finance Charge is $[Redacted] below the actual Finance Charge. - Due Diligence Vendor-10/02/2025 <br> Open-The disclosed finance charge ($[Redacted]) is ($[Redacted]) below the actual finance charge($[Redacted]). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $100 below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) - Due Diligence Vendor-10/02/2025 | Ready for Review-Document Uploaded. Please review uploaded finace charge WS. - Seller-10/03/2025<br>| Resolved-Resolved - Due Diligence Vendor-10/06/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5757607 |
| 915 |  | D A C | Closed | 50001252-Fees-Limited | 2025-09-30 18:10 | 2025-10-02 14:06 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-CD provided is acceptable to clear the typo issue regarding the Origination and Wire Fee. - Due Diligence Vendor-10/02/2025 <br>Resolved- - Due Diligence Vendor-10/02/2025 <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Loan Origination Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Origination fee increased from $1,720.00 on Closing Disclosure 09/18/2025 to $1,900.00 on Final Closing Disclosure 09/23/2025 without a Change of Circumstance. - Due Diligence Vendor-10/01/2025 <br>Open- - Due Diligence Vendor-10/01/2025 |  | Resolved-CD provided is acceptable to clear the typo issue regarding the Origination and Wire Fee. - Due Diligence Vendor-10/02/2025 <br>Resolved- - Due Diligence Vendor-10/02/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5727141 |
| 915 |  | D A C | Closed | 50001251-Fees-Limited | 2025-09-30 18:10 | 2025-10-02 14:01 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-This is acceptable to clear the typo issue regarding the Origination and Wire Fee. - Due Diligence Vendor-10/02/2025 <br>Resolved- - Due Diligence Vendor-10/02/2025 <br>Ready for Review-Document Uploaded. Please review revised CD there was no actually change in broker's fee amount.Please refer to page 222 - origination fees were disclosed in amount of $1720.00 as on initial CD. There was a typo on CD. - Buyer-10/02/2025 <br>Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Loan Origination Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). Origination fee increased from $1,720.00 on Closing Disclosure 09/18/2025 to $1,900.00 on Final Closing Disclosure 09/23/2025 without a Change of Circumstance. - Due Diligence Vendor-10/01/2025 <br>Open- - Due Diligence Vendor-10/01/2025 |  | Resolved-This is acceptable to clear the typo issue regarding the Origination and Wire Fee. - Due Diligence Vendor-10/02/2025 <br>Resolved- - Due Diligence Vendor-10/02/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5727140 |
| 915 |  | D A C | Closed | FCRE1205 | 2025-09-30 15:57 | 2025-10-02 13:29 | Resolved | 1 - Information C A | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-10/02/2025 <br>Resolved-OFAC cleared - Due Diligence Vendor-10/02/2025 <br>Ready for Review-Document Uploaded. Please review uploaded Fraud report - Buyer-10/02/2025 <br>Open-OFAC Check Not Completed and/or Cleared ofac not clear - Due Diligence Vendor-09/30/2025 |  | Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-10/02/2025 <br>Resolved-OFAC cleared - Due Diligence Vendor-10/02/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5726314 |
| 915 |  | D A C | Closed | FCOM4028 | 2025-09-30 15:21 | 2025-10-01 19:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/02/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5725788 |
| 602 |  | D B A | Closed | FCOM4028 | 2025-10-01 11:58 | 2025-10-02 09:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/02/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5738678 |
| 602 |  | D B A | Closed | FVAL5472 | 2025-10-01 15:38 | 2025-10-01 15:38 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived--As per guide minimum GLA should be 500 SQ FT<br> - Exception form provided to proceed with loan as GLA is 400 SQ FT<br> - Approved Condition :- 0.25 to Price<br> - Exception form on pg. no 11 of 411. - Due Diligence Vendor-10/01/2025 |  | Waived--As per guide minimum GLA should be 500 SQ FT<br> - Exception form provided to proceed with loan as GLA is 400 SQ FT<br> - Approved Condition :- 0.25 to Price<br> - Exception form on pg. no 11 of 411. - Due Diligence Vendor-10/01/2025<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5743003 |
| 602 |  | D B A | Closed | FCRE1200 | 2025-10-01 15:36 | 2025-10-01 15:36 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived--As per rate sheet Minimum LA is required $[Redacted]<br> - Exception from provided to proceed with loans as file Loan amount is $[Redacted]<br> - Approved Condition :- 0.25 to Price<br> - Exception form on Pg. no 12 of 411 - Due Diligence Vendor-10/01/2025 |  | Waived--As per rate sheet Minimum LA is required $[Redacted]<br> - Exception from provided to proceed with loans as file Loan amount is $[Redacted]<br> - Approved Condition :- 0.25 to Price<br> - Exception form on Pg. no 12 of 411 - Due Diligence Vendor-10/01/2025 |  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5742993 |
| 831 |  | D B C A | Closed | 1000704-1002118 | 2025-10-01 13:27 | 2025-10-14 11:50 | Cured | 2 - Non-Material C B | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Cured-PCCD, refund and proof send all provided to cure tolerance issue - Due Diligence Vendor-10/14/2025 <br> Resolved- - Due Diligence Vendor-10/14/2025 <br> Ready for Review-Document Uploaded. A refund was done for this, please see attached. - Buyer-10/13/2025 <br> Open-The disclosed finance charge ($[Redacted]) is ($[Redacted]) below the actual finance charge($[Redacted]). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $100 below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) APR should include Title-Admin Processing Fee. This is an APR Fee. - Due Diligence Vendor-10/01/2025 <br> Open- - Due Diligence Vendor-10/01/2025 |  | Cured-PCCD, refund and proof send all provided to cure tolerance issue - Due Diligence Vendor-10/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5740771 |
| 831 |  | D B C A | Closed | FCOM4028 | 2025-10-01 12:19 | 2025-10-02 20:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5739254 |
| 831 |  | D B C A | Closed | 123ABCF | 2025-10-01 12:53 | 2025-10-02 20:46 | Waived | 2 - Non-Material B | Credit | Income/Employment | FICO does not meet minimum program requirement | Waived-Waived-As per guide, Minimum FICO for FTHB = 680<br> \*Exception form is provided to allow 0 score for FTHB<br> \*Approved Conditions: none<br> \*Exception form is on page # 46 of 182, Credit Report page 173 of 182 - Due Diligence Vendor-10/01/2025 - Due Diligence Vendor-10/01/2025 |  | Waived-Waived-As per guide, Minimum FICO for FTHB = 680<br> \*Exception form is provided to allow 0 score for FTHB<br> \*Approved Conditions: none<br> \*Exception form is on page # 46 of 182, Credit Report page 173 of 182 - Due Diligence Vendor-10/01/2025 - Due Diligence Vendor-10/01/2025<br>|  | DTI >=10% lower than loan program, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5740038 |
| 773 |  | D B A | Closed | FCOM4028 | 2025-10-01 07:43 | 2025-10-03 06:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5732598 |
| 773 |  | D B A | Closed | FCRE1317 | 2025-10-01 09:40 | 2025-10-01 09:40 | Waived | 2 - Non-Material B | Credit | Income/Employment | Borrower 1 Total Years Employment Verified is Less Than 24 Months | Waived-Exception for borrower having less than 2 years self employment. Same line of work since 2022<br>Approved with conditions of [Redacted] MAX & 0.25 to price<br>Waiver on page 40 of 156 - Due Diligence Vendor-10/01/2025 |  | Waived-Exception for borrower having less than 2 years self employment. Same line of work since 2022<br>Approved with conditions of [Redacted] MAX & 0.25 to price<br>Waiver on page 40 of 156 - Due Diligence Vendor-10/01/2025<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5735375 |
| 837 |  | D A | Closed | FCOM4028 | 2025-10-02 07:05 | 2025-10-08 13:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025 <br>Ready for Review-Document Uploaded. Please see attached Deed and Mortgage - Buyer-10/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5748382 |
| 837 |  | D A | Closed | FCRE1491 | 2025-10-02 07:44 | 2025-10-08 13:24 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-donor gift now present - Due Diligence Vendor-10/08/2025 <br> Ready for Review-Document Uploaded. Please see attached Receipt - Buyer-10/08/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Missing Donor's Closing gift/wire to title in amt of $[Redacted]- Due Diligence Vendor-10/02/2025 |  | Resolved-donor gift now present - Due Diligence Vendor-10/08/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5748999 |
| 813 |  | D A | Closed | FCOM4028 | 2025-10-02 09:32 | 2025-10-03 10:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5751470 |
| 678 |  | D A | Closed | FCRE9994 | 2025-10-02 09:30 | 2025-10-07 11:35 | Resolved | 1 - Information C A | Credit | Eligibility | Original LTV (OLTV) does not meet eligibility requirement(s) | Resolved-lender provided proof that condo is now qualified under a full review and therefore the lTV restriction does not apply - Due Diligence Vendor-10/07/2025 <br> Ready for Review-Document Uploaded. - Buyer-10/07/2025 <br> Open-limited review [Redacted] condo max is [Redacted]. this is [Redacted] - Due Diligence Vendor-10/02/2025 |  | Resolved-lender provided proof that condo is now qualified under a full review and therefore the lTV restriction does not apply - Due Diligence Vendor-10/07/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5751412 |
| 678 |  | D A | Closed | FCRE6696 | 2025-10-03 09:25 | 2025-10-06 14:09 | Resolved | 1 - Information C A | Credit | Income/Employment | Employment Self-Employed Less Than 2 Years at Origination | Resolved-proof prior employment was sch c now present - Due Diligence Vendor-10/06/2025 <br>Ready for Review-Document Uploaded. - Buyer-10/06/2025 <br>Open-Need proof borrower has 2 years self employment. Currently only showing Jan 2024 to Oct 25. - Due Diligence Vendor-10/03/2025 |  | Resolved-proof prior employment was sch c now present - Due Diligence Vendor-10/06/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5767588 |
| 678 |  | D A | Closed | FCOM4028 | 2025-10-02 08:17 | 2025-10-03 09:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5749602 |
| 991 |  | D A | Closed | FCOM4028 | 2025-10-02 12:25 | 2025-10-03 07:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5756024 |
| 889 |  | D A | Closed | FCOM4028 | 2025-10-02 08:24 | 2025-10-03 09:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5749812 |
| 1059 |  | D B A | Closed | FCOM4028 | 2025-10-01 10:17 | 2025-10-03 07:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5736290 |
| 1059 |  | D B A | Closed | FCRE1317 | 2025-10-01 11:14 | 2025-10-03 06:56 | Waived | 2 - Non-Material B | Credit | Income/Employment | Borrower 1 Total Years Employment Verified is Less Than 24 Months | Waived-Exception for borrowers business being in standing for less than 24 months, borrower been in same line of business for 10+ years<br>Approved as is<br>Waiver on page 2 of 126 - Due Diligence Vendor-10/01/2025 |  | Waived-Exception for borrowers business being in standing for less than 24 months, borrower been in same line of business for 10+ years<br>Approved as is<br>Waiver on page 2 of 126 - Due Diligence Vendor-10/01/2025<br>|  | 10 years or more in the same line of employment, No credit events past 40 months, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5737593 |
| 992 |  | D A | Closed | FCOM4028 | 2025-09-30 08:33 | 2025-09-30 12:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5717321 |
| 670 |  | D A | Closed | FCOM4028 | 2025-10-02 10:44 | 2025-10-03 07:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5753857 |
| 1003 |  | D A | Closed | FCOM4028 | 2025-10-02 10:42 | 2025-10-03 07:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5753795 |
| 910 |  | D A | Closed | FCOM4028 | 2025-10-02 13:17 | 2025-10-03 08:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5757053 |
| 870 |  | D A | Closed | FCRE9991 | 2025-09-30 12:44 | 2025-10-01 06:12 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR score updated - Due Diligence Vendor-10/01/2025 <br> Ready for Review-Document Uploaded. - Buyer-10/01/2025 <br> Open-DSCR should be 1.305 ($[Redacted] rents from 1007 pg 60/$[Redacted]) - Due Diligence Vendor-09/30/2025 |  | Resolved-DSCR score updated - Due Diligence Vendor-10/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5723157 |
| 870 |  | D A | Closed | FVAL1039 | 2025-09-30 12:39 | 2025-10-01 06:11 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-avm now present - Due Diligence Vendor-10/01/2025 <br>Ready for Review-Document Uploaded. - Buyer-10/01/2025 <br>Open-no value product to support - Due Diligence Vendor-09/30/2025 |  | Resolved-avm now present - Due Diligence Vendor-10/01/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5723082 |
| 870 |  | D A | Closed | FCOM4028 | 2025-09-30 11:37 | 2025-09-30 14:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-09/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-09/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5721975 |
| 984 |  | D A C | Closed | FVAL1039 | 2025-10-03 07:44 | 2025-10-09 10:39 | Cured | 1 - Information D A | Property | Value | Appraised value unsupported | Cured-post closing value product now present - Due Diligence Vendor-10/09/2025 <br>Ready for Review-Document Uploaded. Please review uploaded CDA - Buyer-10/08/2025 <br>Open-CU score is 4.5 and secondary valuation doc is missing in file. Refer pg.# 77 & 79 - Due Diligence Vendor-10/03/2025 |  | Cured-post closing value product now present - Due Diligence Vendor-10/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5764511 |
| 984 |  | D A C | Closed | 60620-68890 | 2025-10-03 09:10 | 2025-10-07 10:58 | Resolved | 1 - Information C A | Compliance | Predatory:DocType | New Mexico - Documentation Type (Home Loan)(07/09) | Resolved-resolved with lender comments. - Due Diligence Vendor-10/07/2025 <br> Ready for Review-NM Home Loan Protection Act Determination: [Redacted] Home Loan Protection Act applies only to loans not exceeding $[Redacted]. Our loan amount is $[Redacted] - this requirement does not apply to subject loan file and it pass the compliance requirements. - Buyer-10/06/2025 <br> Open- - Due Diligence Vendor-10/03/2025 <br> Open-The [Redacted] Home Loan Protection Act requires Full documentation of a "home loan." ([Redacted] Stat. Ann. 58-21A-4(C)) . - Due Diligence Vendor-10/03/2025 <br> Open- - Due Diligence Vendor-10/03/2025 |  | Resolved-resolved with lender comments. - Due Diligence Vendor-10/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5766367 |
| 984 |  | D A C | Closed | FCOM4028 | 2025-10-02 14:17 | 2025-10-03 11:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5758200 |
| 1022 |  | D A | Closed | FCOM4028 | 2025-10-01 10:45 | 2025-10-02 13:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/02/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5736929 |
| 940 |  | D A | Closed | FCOM4028 | 2025-10-02 15:27 | 2025-10-03 11:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5759385 |
| 874 |  | D B A | Closed | FCOM4028 | 2025-10-03 07:47 | 2025-10-03 14:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5764592 |
| 874 |  | D B A | Closed | FCRE2828 | 2025-10-03 11:51 | 2025-10-03 12:40 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Modification and Program Does Not Allow This | Waived-\*As per guide for super prime loan seasoning period for credit event is 48 months<br> \*Exception is provided to allow modification in 12 months<br> \*Approved With Conditions 0.125 to price<br> \*Exception is on pg 34 of 123 - Due Diligence Vendor-10/03/2025 |  | Waived-\*As per guide for super prime loan seasoning period for credit event is 48 months<br> \*Exception is provided to allow modification in 12 months<br> \*Approved With Conditions 0.125 to price<br> \*Exception is on pg 34 of 123 - Due Diligence Vendor-10/03/2025<br>|  | \*No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, Credit score >40 points than minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5769893 |
| 829 |  | D A | Closed | FCOM4028 | 2025-10-03 09:20 | 2025-10-03 11:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 5767281 |
| 841 |  | D A C | Closed | FPRO1136 | 2025-10-03 07:52 | 2025-10-06 14:12 | Resolved | 1 - Information C A | Property | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Resolved-attestation letter is acceptable per lender. No 1004D required - Due Diligence Vendor-10/06/2025 <br>Ready for Review-Per our procedure, if the cost of cure is less than $5000, Attestation letter + photos + Invoice can be accepted in lieu of 1004D. - Buyer-10/06/2025 <br>Open-Primary Value Subject Property Appraisal is not on an As-Is Basis NO 442. Subject to an exposed / open electrical outlet - Bwr Attestation on page 1 with photos reflecting outlet covered with wall plate now in lieu of 442. - Due Diligence Vendor-10/03/2025 |  | Resolved-attestation letter is acceptable per lender. No 1004D required - Due Diligence Vendor-10/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5764670 |
| 841 |  | D A C | Closed | FCOM4028 | 2025-10-03 07:13 | 2025-10-06 07:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/06/2025 <br>Ready for Review-"The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt." - Buyer-10/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5763884 |
| 898 |  | D A | Closed | FCOM4028 | 2025-10-03 09:36 | 2025-10-03 16:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 5767798 |
| 1012 |  | D B A | Closed | FCRE1491 | 2025-10-01 08:06 | 2025-10-07 11:07 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Proof title received gift now present - Due Diligence Vendor-10/07/2025 <br> Ready for Review-Document Uploaded. proof from the title company that they were in receipt of [Redacted] gift - Buyer-10/06/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements [Redacted] funds sent to closing from donor per page 80 are not present - Due Diligence Vendor-10/01/2025 |  | Resolved-Proof title received gift now present - Due Diligence Vendor-10/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5733026 |
| 1012 |  | D B A | Closed | FCRE0626 | 2025-10-01 08:11 | 2025-10-06 07:42 | Resolved | 1 - Information C A | Credit | Closing | Borrower Minimum Contribution Towards Purchase Not Met | Resolved-minimum contribution explained and is met based on inclusion of EMD - Due Diligence Vendor-10/06/2025 <br> Ready for Review-Document Uploaded. The borrower already had $[Redacted] as the beginning balance for [Redacted] account to be able to cover the $[Redacted] EMD. 5% of the purchase price is $[Redacted]. $[Redacted] was covered by the EMD and the remaining cash to close needed was $[Redacted]which means the borrower was meeting the 5% MBC. - Seller-10/03/2025 <br> Open-FTHB requires a 5% minimum contribution - Funds to close were $[Redacted] - However bwrs received deposited gifts totaling $[Redacted] in addition to the [Redacted] in gifts sent to closing. Minimum contribution is $[Redacted]. EMD is [Redacted]. - Due Diligence Vendor-10/01/2025 | Ready for Review-Document Uploaded. The borrower already had $[Redacted] as the beginning balance for [Redacted] account to be able to cover the $[Redacted] EMD. 5% of the purchase price is $[Redacted]. $[Redacted] was covered by the EMD and the remaining cash to close needed was $[Redacted] which means the borrower was meeting the 5% MBC. - Seller-10/03/2025 | Resolved-minimum contribution explained and is met based on inclusion of EMD - Due Diligence Vendor-10/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5733108 |
| 1012 |  | D B A | Closed | FCRE1481 | 2025-10-01 08:07 | 2025-10-06 07:40 | Resolved | 1 - Information C A | Credit | Assets | Asset 3 Does Not Meet Guideline Requirements | Resolved-resolved with lender comments. they have accepted the gift funds transfer without further documentation to show the donor owns business - Due Diligence Vendor-10/06/2025 <br>Ready for Review-If the donors own a business, they can send the gift funds from a business account. The donor would not be considered the company it would still be the actual person authorizing the transfer of the gift funds which should be the donor listed on the gift letter. - Seller-10/03/2025 <br>Open-Asset Record 3 Does Not Meet G/L Requirements - Due Diligence Vendor-10/01/2025 | Ready for Review-If the donors own a business, they can send the gift funds from a business account. The donor would not be considered the company it would still be the actual person authorizing the transfer of the gift funds which should be the donor listed on the gift letter. - Seller-10/03/2025<br>| Resolved-resolved with lender comments. they have accepted the gift funds transfer without further documentation to show the donor owns business - Due Diligence Vendor-10/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5733035 |
| 1012 |  | D B A | Closed | FCRE1480 | 2025-10-01 08:06 | 2025-10-06 07:39 | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-resolved with lender comments. they have accepted the gift funds transfer without further documentation to show the donor owns business - Due Diligence Vendor-10/06/2025 <br> Ready for Review-If the donors own a business, they can send the gift funds from a business account. The donor would not be considered the company it would still be the actual person authorizing the transfer of the gift funds which should be the donor listed on the gift letter. - Buyer-10/03/2025 <br> Open-Asset Record 2 Does Not Meet G/L Requirements Gift funds were given by [Redacted] - Need Corporate info to match to Donor per letters page 82/83 - Due Diligence Vendor-10/01/2025 |  | Resolved-resolved with lender comments. they have accepted the gift funds transfer without further documentation to show the donor owns business - Due Diligence Vendor-10/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5733025 |
| 1012 |  | D B A | Closed | FCOM4028 | 2025-10-01 07:10 | 2025-10-01 14:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/01/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5731857 |
| 1012 |  | D B A | Closed | FCRE6389 | 2025-10-01 08:19 | 2025-10-01 08:19 | Waived | 2 - Non-Material B | Credit | Eligibility | Credit score not provided | Waived-Waived-As per guide, Supprime Guideline requires a minimum of 2 credit scores per borrower.<br> \*Exception form is provided to allow co-borrower with only 1 score.<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page #533 of 620 - Due Diligence Vendor-10/01/2025 - Due Diligence Vendor-10/01/2025 |  | Waived-Waived-As per guide, Supprime Guideline requires a minimum of 2 credit scores per borrower.<br> \*Exception form is provided to allow co-borrower with only 1 score.<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page #533 of 620 - Due Diligence Vendor-10/01/2025 - Due Diligence Vendor-10/01/2025<br>|  | DTI below 45%, LTV 10% below maximum, No consumer late payments last 24 months, Revolving debt under 30%. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5733274 |
| 553 |  | D B A | Closed | FCOM4028 | 2025-10-03 11:08 | 2025-10-07 11:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025 <br>Ready for Review-- File was closed within last 60 days. Mortgage was sent for recording - Buyer-10/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5769121 |
| 553 |  | D B A | Closed | FCRE2828 | 2025-10-03 15:23 | 2025-10-03 15:23 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Modification and Program Does Not Allow This | Waived-As per guide DSCR loan no credit events in past 48 month is allowed<br> Exception is provided for Loan Mod just over 12 months SuperPrime<br> Approved Conditions : [Redacted] MAX & 0.25 to price<br> Exception Form page no 659 - Due Diligence Vendor-10/03/2025 |  | Waived-As per guide DSCR loan no credit events in past 48 month is allowed<br> Exception is provided for Loan Mod just over 12 months SuperPrime<br> Approved Conditions : [Redacted] MAX & 0.25 to price<br> Exception Form page no 659 - Due Diligence Vendor-10/03/2025<br>|  | DTI >=10% lower than loan program, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, Credit score >40 points than minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | No | 5773068 |
| 1037 |  | D A | Closed | FCOM4028 | 2025-10-03 07:43 | 2025-10-03 11:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5764486 |
| 972 |  | D A | Closed | FCOM4028 | 2025-10-03 10:55 | 2025-10-03 20:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5768916 |
| 893 |  | D B A | Closed | FCOM4028 | 2025-10-02 11:18 | 2025-10-03 10:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5754708 |
| 893 |  | D B A | Closed | FCRE1228 | 2025-10-02 11:47 | 2025-10-02 11:47 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Exception for more than 6 NSFs in 12 month period<br>Approved with conditions of [Redacted] max & 0.25 to price<br>Waiver on page 10 of 488 - Due Diligence Vendor-10/02/2025 |  | Waived-Exception for more than 6 NSFs in 12 month period<br>Approved with conditions of [Redacted] max & 0.25 to price<br>Waiver on page 10 of 488 - Due Diligence Vendor-10/02/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5755285 |
| 1008 |  | D A | Closed | 123ABJ | 2025-10-03 09:00 | 2025-10-06 14:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VVOE dated within 10 days consummation | Resolved-missing VVOE for B1 now present - Due Diligence Vendor-10/06/2025 <br>Ready for Review-Document Uploaded. - Buyer-10/06/2025 <br>Open-No VVOE for BWR 1 in file - Due Diligence Vendor-10/03/2025 |  | Resolved-missing VVOE for B1 now present - Due Diligence Vendor-10/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5766132 |
| 1008 |  | D A | Closed | FCOM4028 | 2025-10-03 08:33 | 2025-10-03 11:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5765416 |
| 908 |  | D A | Closed | FCOM4028 | 2025-10-03 09:15 | 2025-10-06 14:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/06/2025 <br>Ready for Review-less than 60 days - Buyer-10/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5766784 |
| 554 |  | D A | Closed | FCOM4028 | 2025-10-02 12:10 | 2025-10-03 10:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5755740 |
| 1001 |  | B A | Closed | FCRE6026 | 2025-10-02 13:35 | 2025-10-02 13:35 | Waived | 2 - Non-Material B | Credit | Income/Employment | Potential Employment/income Issues identified in the file | Waived-Exception for business deposits not being stable and consistent<br>Approved with condition of [Redacted] max<br>Waiver on page 15 of 81 - Due Diligence Vendor-10/02/2025 |  | Waived-Exception for business deposits not being stable and consistent<br>Approved with condition of [Redacted] max<br>Waiver on page 15 of 81 - Due Diligence Vendor-10/02/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5757404 |
| 1001 |  | B A | Closed | FCRE1317 | 2025-10-02 13:33 | 2025-10-02 13:33 | Waived | 2 - Non-Material B | Credit | Income/Employment | Borrower 1 Total Years Employment Verified is Less Than 24 Months | Waived-Exception for business organization being formed for less than 24 months<br>Approved with conditions of [Redacted] max<br>Waiver on page 14 of 81 - Due Diligence Vendor-10/02/2025 |  | Waived-Exception for business organization being formed for less than 24 months<br>Approved with conditions of [Redacted] max<br>Waiver on page 14 of 81 - Due Diligence Vendor-10/02/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5757362 |
| 515 |  | D B C A | Closed | 5000640-License-Loan Originator | 2025-10-02 15:44 | 2025-10-17 14:09 | Resolved | 1 - Information C A | Compliance | Mavent | License: Loan Originator | Resolved-proof relationship exists since 4/30/25 now present - Due Diligence Vendor-10/17/2025 <br> Ready for Review-Document Uploaded. NMLS consumer access uploaded. - Buyer-10/17/2025 <br> Open- - Due Diligence Vendor-10/02/2025 <br> Open-A relationship between [Redacted] (NMLS ID: [Redacted]) and the company (Company NMLS ID: [Redacted]) does not exist in the NMLS Consumer Access as of 2025-09-29. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. - Due Diligence Vendor-10/02/2025 <br> Open- - Due Diligence Vendor-10/02/2025 |  | Resolved-proof relationship exists since 4/30/25 now present - Due Diligence Vendor-10/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5759700 |
| 515 |  | D B C A | Closed | FCOM4028 | 2025-10-02 14:18 | 2025-10-03 11:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5758213 |
| 515 |  | D B C A | Closed | FCRE1501 | 2025-10-02 15:03 | 2025-10-02 15:03 | Waived | 2 - Non-Material B | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Waived-Total Qualified Assets for Reserves Post-Close of $[Redacted] is less than Total Required Reserve Amount of $[Redacted] Exception for FTHB not having 6 months reserves, using gift funds for reserves, & less than 5% contribution for LTV over [Redacted]%<br>Approved with conditions of 0.25 to price<br>Waiver on page 131 of 134 - Due Diligence Vendor-10/02/2025 |  | Waived-Total Qualified Assets for Reserves Post-Close of $[Redacted] is less than Total Required Reserve Amount of $[Redacted] Exception for FTHB not having 6 months reserves, using gift funds for reserves, & less than 5% contribution for LTV over [Redacted]%<br>Approved with conditions of 0.25 to price<br>Waiver on page 131 of 134 - Due Diligence Vendor-10/02/2025 |  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than<br> minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5759010 |
| 968 |  | D B A | Closed | FPRO1149 | 2025-10-03 10:51 | 2025-10-23 08:10 | Resolved | 1 - Information A | Property | Property | Property is Lease Hold | Resolved-Property is leasehold and eligible per FMNA - Due Diligence Vendor-10/23/2025 <br>Open-Property Rights are Lease Hold Verified - Due Diligence Vendor-10/03/2025 |  | Resolved-Property is leasehold and eligible per FMNA - Due Diligence Vendor-10/23/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5768864 |
| 968 |  | D B A | Closed | FCRE1437 | 2025-10-03 10:39 | 2025-10-06 14:18 | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-lender used proof of direct deposit for income receipt - Due Diligence Vendor-10/06/2025 <br> Ready for Review-Document Uploaded. The 1099/award letter is not required. We follow DU guidelines for this income type. We have current receipt in file in the borrower's bank account. Please see attached email. - Buyer-10/06/2025 <br> Open-Income and Employment Do Not Meet Guidelines Missing B2's award letters and/or 1099's for [Redacted] Retirement income of $[Redacted] and $[Redacted] monthly. No evidence in file. - Due Diligence Vendor-10/03/2025 |  | Resolved-lender used proof of direct deposit for income receipt - Due Diligence Vendor-10/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5768709 |
| 968 |  | D B A | Closed | FCOM4028 | 2025-10-03 10:19 | 2025-10-03 19:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/04/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5768436 |
| 968 |  | D B A | Closed | FCRE1200 | 2025-10-03 11:11 | 2025-10-03 19:30 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Waived-As per guide, Guideline Minimum Loan Amount is $[Redacted]<br> \*Exception form is provided to allow with LA<[Redacted]<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 42 of 145 - Due Diligence Vendor-10/03/2025 - Due Diligence Vendor-10/03/2025 |  | Waived-Waived-As per guide, Guideline Minimum Loan Amount is $[Redacted]<br> \*Exception form is provided to allow with LA<[Redacted]<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 42 of 145 - Due Diligence Vendor-10/03/2025 - Due Diligence Vendor-10/03/2025<br>|  | DTI>10% below program maximum, No credit events past 40 months, LTV > 10% below maximum, No mortgage lates last 24 months, Reserves > 6 months. Credit Score > 40 points above program minimum. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5769200 |
| 968 |  | D B A | Closed | FVAL5474 | 2025-10-03 11:14 | 2025-10-03 11:16 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Waived-As per guide, Condo projects may not have mandatory upfront or periodic membership fees and must be held in Fee Simple<br> \*Exception form is provided to allow mandatory 3rd party membership fees and land-lease.<br> \*Approved Conditions: [Redacted] max, 0.375 to price.<br> \*Exception form is on page #40 of 145 - Due Diligence Vendor- 10/03/2025 - Due Diligence Vendor-10/03/2025 |  | Waived-Waived-As per guide, Condo projects may not have mandatory upfront or periodic membership fees and must be held in Fee Simple<br> \*Exception form is provided to allow mandatory 3rd party membership fees and land-lease.<br> \*Approved Conditions: [Redacted] max, 0.375 to price.<br> \*Exception form is on page #40 of 145 - Due Diligence Vendor- 10/03/2025 - Due Diligence Vendor-10/03/2025<br>|  | DTI>10% below program maximum, No credit events past 40 months, LTV > 10% below maximum, No mortgage lates last 24 months, Reserves > 6 months. Credit Score > 40 points above program minimum. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5769246 |
| 858 |  | D B A | Closed | FCOM4028 | 2025-10-03 11:55 | 2025-10-03 15:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5769973 |
| 858 |  | D B A | Closed | FCRE1174 | 2025-10-03 14:09 | 2025-10-03 15:00 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master Condo Insurance Policy Partially Provided As per guide, Property insurance policies that provide for claims to be settled on an actual cash value basis are not acceptable.<br> - Exception for provided proceed with Actual Cash Value for roofs older than 12 years<br> - Approved condition :- [Redacted]%LTV max, 0.25 to price, DSCR must be>1.2<br> - Exception form on pg. no 1 of 114. - Due Diligence Vendor-10/03/2025 |  | Waived-Master Condo Insurance Policy Partially Provided As per guide, Property insurance policies that provide for claims to be settled on an actual cash value basis are not acceptable.<br> - Exception for provided proceed with Actual Cash Value for roofs older than 12 years<br> - Approved condition :- [Redacted]%LTV max, 0.25 to price, DSCR must be>1.2<br> - Exception form on pg. no 1 of 114. - Due Diligence Vendor-10/03/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5771992 |
| 739 |  | D B A | Closed | FCRE2828 | 2025-10-03 15:31 | 2025-10-06 14:38 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Modification and Program Does Not Allow This | Waived- - Due Diligence Vendor-10/06/2025 <br> Waived-\*As per guide for DSCR loan seasoning period for credit event is 48 months <br> \*Exception is provided to proceed the loan with Modification for extension of balloon private mtg<br> \*Approved With Conditions 0.25 to price, $[Redacted] LA max<br> \*Exception is on pg 39 of 440<br>- Due Diligence Vendor-10/03/2025 |  | Waived- - Due Diligence Vendor-10/06/2025 <br> Waived-\*As per guide for DSCR loan seasoning period for credit event is 48 months <br> \*Exception is provided to proceed the loan with Modification for extension of balloon private mtg<br> \*Approved With Conditions 0.25 to price, $[Redacted] LA max<br> \*Exception is on pg 39 of 440<br>- Due Diligence Vendor-10/03/2025 |  | No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5773126 |
| 739 |  | D B A | Closed | FCRE8800 | 2025-10-03 16:30 | 2025-10-06 14:38 | Resolved | 1 - Information C A | Credit | Eligibility | Compensating Factors are insufficient to approve Exception Waiver | Resolved-comp factor modified and now has 3 - Due Diligence Vendor-10/06/2025 <br>Ready for Review-Document Uploaded. - Buyer-10/06/2025 <br>Open-\*As per Exception on pg 39,40,41 of 440 there are only 2 compensating factors which are meeting. No credit event in past 40 months is not meeting. Since there was a modification - Due Diligence Vendor-10/03/2025 |  | Resolved-comp factor modified and now has 3 - Due Diligence Vendor-10/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5773853 |
| 739 |  | D B A | Closed | FCOM4028 | 2025-10-03 13:35 | 2025-10-03 21:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5771554 |
| 739 |  | D B A | Closed | FPRO1251 | 2025-10-03 16:24 | 2025-10-03 17:18 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-\*As per guide legal not confirming grand father<br> \*Exception is provided to proceed the loan with Grandfathered legal non-conforming<br> \*Approved With Conditions 0.25 to price, no other exceptions allowed<br> \*Exception is on pg 40 of 440 - Due Diligence Vendor-10/03/2025 |  | Waived-\*As per guide legal not confirming grand father<br> \*Exception is provided to proceed the loan with Grandfathered legal non-conforming<br> \*Approved With Conditions 0.25 to price, no other exceptions allowed<br> \*Exception is on pg 40 of 440 - Due Diligence Vendor-10/03/2025<br>|  | \*No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5773803 |
| 739 |  | D B A | Closed | FVAL5472 | 2025-10-03 16:27 | 2025-10-03 17:18 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-\*As per guide Units < 500sqft is not allowed<br> \*Exception is provided to proceed the loan with Units < 500sqft<br> \*Approved With Conditions $[Redacted] LA max, 0.25 to price<br> \*Exception is on pg 41 of 440 - Due Diligence Vendor-10/03/2025 |  | Waived-\*As per guide Units < 500sqft is not allowed<br> \*Exception is provided to proceed the loan with Units < 500sqft<br> \*Approved With Conditions $[Redacted] LA max, 0.25 to price<br> \*Exception is on pg 41 of 440 - Due Diligence Vendor-10/03/2025 |  | \*No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5773826 |
| 582 |  | D B A | Closed | FCOM4028 | 2025-10-03 12:27 | 2025-10-03 20:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5770518 |
| 582 |  | D B A | Closed | FVAL5385 | 2025-10-03 13:17 | 2025-10-03 20:04 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Waived-As per guide, To be eligible for a Rate/Term refinance, the subject property must be taken off the market on or before the application date. For investment property, if the subject property was listed for sale in the past 12 months prior to application date, a minimum of 36 months prepayment penalty would be required<br> \*Exception form is provided to allow 1Y PPP for RT refinance listing removed 4 months ago<br> \*Approved Conditions: none<br> \*Exception form is on page # 178 of 958 - Due Diligence Vendor-10/03/2025 - Due Diligence Vendor-10/03/2025 |  | Waived-Waived-As per guide, To be eligible for a Rate/Term refinance, the subject property must be taken off the market on or before the application date. For investment property, if the subject property was listed for sale in the past 12 months prior to application date, a minimum of 36 months prepayment penalty would be required<br> \*Exception form is provided to allow 1Y PPP for RT refinance listing removed 4 months ago<br> \*Approved Conditions: none<br> \*Exception form is on page # 178 of 958 - Due Diligence Vendor-10/03/2025 - Due Diligence Vendor-10/03/2025<br>|  | 5 years on current job, Residual income >=$3000, DTI >=10% lower than loan program, 10 years or more in same line of employment, No credit events past 48 months, No mortgage late payments in last 24 months, 5+ years credit history, No consumer late payments in last 48 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5771282 |
| 993 |  | D A | Closed | FCRE1253 | 2025-10-02 15:50 | 2025-10-10 17:28 | Resolved | 1 - Information C A | Credit | Eligibility | Missing Property Tax Cert | Resolved-lender provided a breakdown of how they arrived at taxes. TPR accepts - Due Diligence Vendor-10/10/2025 <br>Ready for Review-Document Uploaded. please see from UW1. - Buyer-10/10/2025 <br>Counter-smart fees was in file but is much lower than used to qualify. need updated calculation - Due Diligence Vendor-10/07/2025 <br>Ready for Review-Document Uploaded. The actual tax amount was taken from Smart Fees. We don't need to ask for tax cert if Smart fees has the amount. <br> - Buyer-10/07/2025 <br>Open-Missing Property Tax Cert missing - Due Diligence Vendor-10/02/2025 |  | Resolved-lender provided a breakdown of how they arrived at taxes. TPR accepts - Due Diligence Vendor-10/10/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5759817 |
| 993 |  | D A | Closed | FCOM4028 | 2025-10-02 15:32 | 2025-10-06 07:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/06/2025 <br>Ready for Review-"The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt." - Buyer-10/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/06/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5759493 |
| 1085 |  | D A | Closed | FCOM4028 | 2025-10-06 07:46 | 2025-10-06 11:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5782072 |
| 904 |  | D B A | Closed | FCOM4028 | 2025-10-03 11:22 | 2025-10-06 17:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5769362 |
| 904 |  | D B A | Closed | FCRE6026 | 2025-10-03 11:53 | 2025-10-03 11:53 | Waived | 2 - Non-Material B | Credit | Income/Employment | Potential Employment/income Issues identified in the file | Waived-Exception for unstable business income<br>Approved with conditions of 0.25 to price & business ownership docs required<br>Waiver on page 354 or 437 - Due Diligence Vendor-10/03/2025 |  | Waived-Exception for unstable business income<br>Approved with conditions of 0.25 to price & business ownership docs required<br>Waiver on page 354 or 437 - Due Diligence Vendor-10/03/2025<br>|  | Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, Borrower contribution exceeds requirement >=5%, Reserves >6 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5769932 |
| 943 |  | D A | Closed | FCOM4028 | 2025-10-06 07:52 | 2025-10-07 12:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5782169 |
| 575 |  | D A | Closed | FCOM5814 | 2025-10-01 16:57 | 2025-10-07 08:10 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-This is acceptable. - Due Diligence Vendor-10/07/2025 <br>Ready for Review-Document Uploaded. Please see attached Closing Disclosure with eSign Certificate - Buyer-10/07/2025 <br>Open-Provide the missing initial Closing Disclosure. - Due Diligence Vendor-10/01/2025 |  | Resolved-This is acceptable. - Due Diligence Vendor-10/07/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5743920 |
| 575 |  | D A | Closed | FCOM9970 | 2025-10-01 16:57 | 2025-10-07 08:10 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Compliance Documentation Unable to Test Compliance | Resolved-This is acceptable. - Due Diligence Vendor-10/07/2025 <br>Ready for Review-Document Uploaded. Please see attached Closing Disclosure with eSign Certificate - Buyer-10/07/2025 <br>Open-Missing final TIL and/or other documentation necessary to run Compliance Testing. Unable to test Compliance without the missing initial Closing Disclosure. - Due Diligence Vendor-10/01/2025 |  | Resolved-This is acceptable. - Due Diligence Vendor-10/07/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5743921 |
| 575 |  | D A | Closed | FCOM4028 | 2025-10-01 14:03 | 2025-10-02 12:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/02/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5741316 |
| 830 |  | D B A | Closed | FCOM4028 | 2025-10-01 08:50 | 2025-10-02 14:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/02/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/01/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/02/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5733891 |
| 830 |  | D B A | Closed | 123ABCF | 2025-10-01 09:28 | 2025-10-01 09:28 | Waived | 2 - Non-Material B | Credit | Income/Employment | FICO does not meet minimum program requirement | Waived-Waived-As per guide, Guideline Minimum Credit Score for program is 660.<br> \*Exception form is provided to allow bwr with ITIN credit report and no score -0.<br> \*Approved Conditions: 0.25 to price.<br> \*Exception form is on page # 7 of 75 - Due Diligence Vendor- 10/01/2025 - Due Diligence Vendor-10/01/2025 |  | Waived-Waived-As per guide, Guideline Minimum Credit Score for program is 660.<br> \*Exception form is provided to allow bwr with ITIN credit report and no score -0.<br> \*Approved Conditions: 0.25 to price.<br> \*Exception form is on page # 7 of 75 - Due Diligence Vendor- 10/01/2025 - Due Diligence Vendor-10/01/2025<br>|  | Residual income > $3,000, DTI > 10% below program maximum, Reserves > 12 months, BWR contribution exceeds program requirement >=5%. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5735134 |
| 926 |  | D A | Closed | FCOM4028 | 2025-10-07 13:25 | 2025-10-07 14:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5810331 |
| 775 |  | D A | Closed | FCOM4028 | 2025-10-05 03:58 | 2025-10-06 17:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5776636 |
| 1032 |  | D A | Closed | FCOM4028 | 2025-10-06 09:34 | 2025-10-07 08:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5785591 |
| 1065 |  | D A | Closed | FCOM4028 | 2025-10-06 08:13 | 2025-10-07 13:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5782744 |
| 833 |  | D B A | Closed | FCOM4028 | 2025-10-06 07:52 | 2025-10-07 13:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5782156 |
| 833 |  | D B A | Closed | FVAL5474 | 2025-10-06 08:39 | 2025-10-06 08:39 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Exception for less than 75% of condo units sold. (71.9%)<br>Approved with conditions of 0.25 to price<br>Waiver on page 1 - Due Diligence Vendor-10/06/2025 |  | Waived-Exception for less than 75% of condo units sold. (71.9%)<br>Approved with conditions of 0.25 to price<br>Waiver on page 1 - Due Diligence Vendor-10/06/2025<br>|  | Revolving debt is under 30%, 5 years on current job, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5783331 |
| 912 |  | D B A | Closed | FCRE6763 | 2025-10-03 13:24 | 2025-10-16 12:23 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income documentation does not meet guidelines | Waived-Exception for non borrower on income statements<br>Approved with conditions of .25 to price<br>Waiver on page 13 of 156 - Due Diligence Vendor-10/03/2025 |  | Waived-Exception for non borrower on income statements<br>Approved with conditions of .25 to price<br>Waiver on page 13 of 156 - Due Diligence Vendor-10/03/2025<br>|  | Revolving debt is under 30%, DTI >=10% lower than loan program, Borrower contribution exceeds requirement >=5% | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5771393 |
| 912 |  | D B A | Closed | FCRE8800 | 2025-10-06 17:50 | 2025-10-16 12:23 | Resolved | 1 - Information C A | Credit | Eligibility | Compensating Factors are insufficient to approve Exception Waiver | Resolved-valid comp factors provided. - Due Diligence Vendor-10/16/2025 <br>Ready for Review-Document Uploaded. Please see attached updated Exception form - Buyer-10/16/2025 <br>Open-No credit events past 40 months, No mortgage late payments in the last 24 months do not apply as oldest trade line on credit is less than 24 months. - Due Diligence Vendor-10/06/2025 |  | Resolved-valid comp factors provided. - Due Diligence Vendor-10/16/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5795465 |
| 912 |  | D B A | Closed | FCOM4028 | 2025-10-03 12:49 | 2025-10-06 17:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/06/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5770857 |
| 1020 |  | D A C | Closed | FPRO1136 | 2025-10-02 10:21 | 2025-10-06 07:44 | Resolved | 1 - Information C A | Property | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Resolved-now present - Due Diligence Vendor-10/06/2025 <br>Ready for Review-Document Uploaded. Final Inspection - Buyer-10/03/2025 <br>Open-Primary Value Subject Property Appraisal is not on an As-Is Basis Missing 442 for completion of construction. - Due Diligence Vendor-10/02/2025 |  | Resolved-now present - Due Diligence Vendor-10/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5753469 |
| 1020 |  | D A C | Closed | FCOM4028 | 2025-10-02 09:48 | 2025-10-02 20:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5751807 |
| 892 |  | D A | Closed | FCOM4028 | 2025-10-03 13:54 | 2025-10-06 17:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/06/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5771801 |
| 881 |  | D A | Closed | FCOM4028 | 2025-10-03 15:06 | 2025-10-06 17:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/06/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/06/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5772931 |
| 979 |  | D A | Closed | FCOM4028 | 2025-10-04 09:03 | 2025-10-06 18:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/04/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5775422 |
| 897 |  | D A | Closed | FCOM4028 | 2025-10-05 05:23 | 2025-10-06 18:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 5776741 |
| 944 |  | D B A | Closed | FCRE1335 | 2025-10-07 10:47 | 2025-10-08 13:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 IRS Transcripts Missing | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-10/08/2025 <br>Resolved-Tax transcript now present - Due Diligence Vendor-10/08/2025 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-10/08/2025 <br>Open-Borrower 1 IRS Transcripts Missing 1yr FD loan, 2024 1040 in file, however IRS Transcripts Missing - Due Diligence Vendor-10/07/2025 |  | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-10/08/2025 <br>Resolved-Tax transcript now present - Due Diligence Vendor-10/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5806658 |
| 944 |  | D B A | Closed | FCOM4028 | 2025-10-06 12:43 | 2025-10-07 11:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5790420 |
| 944 |  | D B A | Closed | FCRE1247 | 2025-10-06 15:02 | 2025-10-07 11:09 | Waived | 2 - Non-Material B | Credit | Eligibility | Seller Contribution Exceeds Program Maximum | Waived-\*As per guide No interested party contributions are allowed if purchase price is greater than the listing price by either 3% or $5,001.<br> \*Exception is provided to proceed the loan with purchase price is greater than the listing price than $5,001.<br> \*Approved As-Is<br> \*Exception is on pg 70 of 147 - Due Diligence Vendor-10/06/2025 |  | Waived-\*As per guide No interested party contributions are allowed if purchase price is greater than the listing price by either 3% or $5,001.<br> \*Exception is provided to proceed the loan with purchase price is greater than the listing price than $5,001.<br> \*Approved As-Is<br> \*Exception is on pg 70 of 147 - Due Diligence Vendor-10/06/2025<br>|  | 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Reserves >6 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5793419 |
| 758 |  | D A | Closed | FCRE8012 | 2025-10-06 15:10 | 2025-10-08 13:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Purchase Contract | Resolved-now present - Due Diligence Vendor-10/08/2025 <br>Ready for Review-Document Uploaded. Please review uploaded purchase contract - Buyer-10/08/2025 <br>Open- - Due Diligence Vendor-10/06/2025 |  | Resolved-now present - Due Diligence Vendor-10/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5793512 |
| 758 |  | D A | Closed | FCOM4028 | 2025-10-06 13:10 | 2025-10-07 11:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5790915 |
| 626 |  | D A | Closed | FCRE1316 | 2025-10-07 09:41 | 2025-10-09 16:45 | Cured | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Cured-post close VVOE now present - Due Diligence Vendor-10/09/2025 <br> Ready for Review-Document Uploaded. Please see attached Verification of Employment Report - Buyer-10/09/2025 <br> Open-VVOE within 10 business days of the note date for employment "[Redacted]" is missing in file - Due Diligence Vendor-10/07/2025 |  | Cured-post close VVOE now present - Due Diligence Vendor-10/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5805213 |
| 626 |  | D A | Closed | FCOM4028 | 2025-10-06 16:18 | 2025-10-08 07:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5794648 |
| 1023 |  | D A C | Closed | FPRO1136 | 2025-10-02 13:44 | 2025-10-06 14:39 | Resolved | 1 - Information C A | Property | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Resolved-1004 now present - Due Diligence Vendor-10/06/2025 <br>Ready for Review-Document Uploaded. 442 uploaded - Buyer-10/06/2025 <br>Open-Primary Value Subject Property Appraisal is not on an As-Is Basis - missing 442 - Due Diligence Vendor-10/02/2025 |  | Resolved-1004 now present - Due Diligence Vendor-10/06/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5757575 |
| 1023 |  | D A C | Closed | FCOM4028 | 2025-10-02 13:21 | 2025-10-03 11:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5757146 |
| 310 |  | D B A | Closed | FCOM4028 | 2025-10-08 08:10 | 2025-10-08 14:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5818920 |
| 310 |  | D B A | Closed | FVAL9739 | 2025-10-08 08:52 | 2025-10-08 14:31 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Waived-As per guide, <br> \*Exception form is provided to allow appraisal in subject to status with no 1004D. subject to Conversion to original floor plan. not being corrected.<br> \*Approved Conditions: [Redacted] & 0.25 to price & Husband must be on the loan as well as second borrower.<br> \*Exception form is on page # 182 of 227 - Due Diligence Vendor-10/08/2025 - Due Diligence Vendor-10/08/2025 |  | Waived-Waived-As per guide, <br> \*Exception form is provided to allow appraisal in subject to status with no 1004D. subject to Conversion to original floor plan. not being corrected.<br> \*Approved Conditions: [Redacted] & 0.25 to price & Husband must be on the loan as well as second borrower.<br> \*Exception form is on page # 182 of 227 - Due Diligence Vendor-10/08/2025 - Due Diligence Vendor-10/08/2025<br>|  | Residential income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5819733 |
| 929 |  | D A | Closed | FCOM4028 | 2025-10-06 14:38 | 2025-10-07 13:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5792865 |
| 916 |  | D A | Closed | FCOM4028 | 2025-10-06 10:16 | 2025-10-07 11:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5786651 |
| 966 |  | D A | Closed | FCOM4028 | 2025-10-06 09:34 | 2025-10-07 11:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5785589 |
| 936 |  | D A | Closed | FCOM4028 | 2025-10-06 13:00 | 2025-10-07 11:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5790748 |
| 1004 |  | D A | Closed | FCOM4028 | 2025-10-06 11:39 | 2025-10-07 11:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5788711 |
| 887 |  | D A C | Closed | 2260 | 2025-10-07 13:57 | 2025-10-24 07:58 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-resolved with lender comments, no prepay - Due Diligence Vendor-10/24/2025 <br>Ready for Review-Document Uploaded. There is no prepayment penalty, as confirmed in documents. - Buyer-10/24/2025 <br>Open-confirm none - Due Diligence Vendor-10/07/2025 |  | Resolved-resolved with lender comments, no prepay - Due Diligence Vendor-10/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5811011 |
| 887 |  | D A C | Closed | FCOM4028 | 2025-10-07 08:09 | 2025-10-07 14:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5801749 |
| 977 |  | D B A | Closed | FCOM4028 | 2025-10-07 10:50 | 2025-10-08 14:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5806731 |
| 977 |  | D B A | Closed | FCRE1200 | 2025-10-07 15:42 | 2025-10-07 15:42 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-As Per Guide Minimum Loan Amount is [Redacted]<br> Exception is provided to allow $[Redacted] Loan amount<br> Approved With Conditions 0.25 to price<br> Exception form is on page no. 16 of 151<br>- Due Diligence Vendor-10/07/2025 |  | Waived-As Per Guide Minimum Loan Amount is [Redacted]<br> Exception is provided to allow $[Redacted] Loan amount<br> Approved With Conditions 0.25 to price<br> Exception form is on page no. 16 of 151<br>- Due Diligence Vendor-10/07/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5812727 |
| 930 |  | D A | Closed | FCOM4028 | 2025-10-07 08:41 | 2025-10-07 14:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5802337 |
| 793 |  | D A | Closed | FCOM4028 | 2025-10-07 11:22 | 2025-10-08 14:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5807495 |
| 1067 |  | D A | Closed | FCRE9991 | 2025-10-08 11:57 | 2025-10-10 17:51 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender provided detailed explanation and calculations on reo losses and income. TPR accepts and DTI is now aligned. - Due Diligence Vendor-10/10/2025 <br> Ready for Review-Document Uploaded. The net rental income for this loan transaction is -0-.<br> The borrower reports all rental income through their partnership, [Redacted]. Non-QM guidelines are moot on the subject, therefore, Agencies guidelines must be followed. In this instance the following properties were producing positive net cash flow as reflected on the Income Report generated through Blueprint:<br> [Redacted]<br> [Redacted]<br> [Redacted]<br> [Redacted]<br> [Redacted]<br> [Redacted]<br> [Redacted]<br>Agency requirements do not permit the use of positive net cash flow. Integra reflects net cash flow for all as -0-.<br>The other 2 properties, [Redacted]and [Redacted], did not generate a positive cash flow. As a result, it was established that the partnership, [Redacted] has been paying the debt associated with these properties timely for the most recent previous 6 months. Per Non-QM guidelines, the debt associated with these properties was omitted.<br>The DTI = 25.687% is accurate.<br> - Buyer-10/10/2025 <br> Open-\*DTI is off by 14.22%<br> - DTI should be 39.91%. Approval is 25.69%. PHE is $[Redacted] + Debts from Credit report of $[Redacted] + negative rents used of [Redacted] / Income of $[Redacted] = 39.91%<br> - Reason: Lender has calculated rent loss for property #[Redacted] & #[Redacted] however not considered into DTI. Refer pg #136, 137 of 602. Verified doc on page #85, 92 of 147 considered rent loss accordingly - Due Diligence Vendor-10/08/2025 |  | Resolved-lender provided detailed explanation and calculations on reo losses and income. TPR accepts and DTI is now aligned. - Due Diligence Vendor-10/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5824602 |
| 1067 |  | D A | Closed | FCOM4028 | 2025-10-07 13:57 | 2025-10-08 11:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5811012 |
| 1047 |  | D A | Closed | FCOM4028 | 2025-10-06 10:29 | 2025-10-07 11:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5786914 |
| 1074 |  | D A | Closed | FCOM4028 | 2025-10-08 09:00 | 2025-10-08 16:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/08/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5819907 |
| 1041 |  | D A | Closed | FCOM4028 | 2025-10-03 07:57 | 2025-10-03 11:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5764759 |
| 1009 |  | D A | Closed | FCOM4028 | 2025-10-06 12:36 | 2025-10-07 10:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5790217 |
| 1011 |  | D A | Closed | FCOM4028 | 2025-10-07 13:45 | 2025-10-07 19:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5810810 |
| 740 |  | D A | Closed | FCRE9991 | 2025-10-07 14:28 | 2025-10-15 08:25 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-Received corrected credit report and scores - Due Diligence Vendor-10/15/2025 <br> Ready for Review-Document Uploaded. Please, see attached credit reports. Middle score for [Redacted] is 795, middle for [Redacted] is 790, and middle for [Redacted] is 786. The lesser of all three is 786. Please, advise. - Buyer-10/14/2025 <br> Counter-there are 3 borrower. it is the lowest of the 3 mid scores. - Due Diligence Vendor-10/11/2025 <br> Ready for Review-Credit reports pages 214-234 in the uploaded part 1 of the package submitted shows 786 is the lesser of the three middle credit scores for the three borrowers. Please advise. - Buyer-10/09/2025 <br> Open-Tape FICO does not match credit in file. Tape has 786 and credit in file is 774 - Due Diligence Vendor-10/07/2025 |  | Resolved-Received corrected credit report and scores - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5811583 |
| 740 |  | D A | Closed | FCOM4028 | 2025-10-07 07:55 | 2025-10-07 14:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5801478 |
| 919 |  | D A | Closed | FCRE9806 | 2025-10-07 13:26 | 2025-10-09 11:24 | Resolved | 1 - Information C A | Credit | Eligibility | Other Credit Finding | Resolved-lender confirms FTHB and file updated to match - Due Diligence Vendor-10/09/2025 <br>Ready for Review-Please refer to page 564 for LOX on rent free and signed 1003,section "Current address" (page 388 of uploaded credit package)showing 3 years rent free - Buyer-10/09/2025 <br>Counter-Declaration section of 1003 states owned a primary. need proof or will change the reserves to 6month and ensure all FTHB guides are met - Due Diligence Vendor-10/08/2025 <br>Ready for Review- Borrower lives rent free per 1003 and LOX on file,property is OO - Buyer-10/08/2025 <br>Open-need proof borrower owned a home prior or FTHB guidelines will apply - Due Diligence Vendor-10/07/2025 |  | Resolved-lender confirms FTHB and file updated to match - Due Diligence Vendor-10/09/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5810355 |
| 919 |  | D A | Closed | FCOM4028 | 2025-10-07 12:25 | 2025-10-07 19:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5809000 |
| 905 |  | D B C A | Closed | FCOM1515 | 2025-10-07 11:46 | 2025-10-15 08:30 | Resolved | 1 - Information C A | Compliance | State Reg | Texas Home Equity loan and date of Notice Concerning Extension of Credit Disclosure is not Application date. | Resolved-Agree and clears finding - Due Diligence Vendor-10/15/2025 <br>Ready for Review-Per our Disclosure team, the Notice Concerning Extension of Credit Disclosure is date 8/28/2025 as this is the date that the disclosure package was issued. Please advise. - Buyer-10/14/2025 <br>Open-[Redacted] Home Equity loan but date of Notice Concerning Extension of Credit Disclosure is not the same as the Application date. - per the Loan Detail Report (page 373) the application date is 8/27/2025. Disclosure is dated 8/28/2025. - Due Diligence Vendor-10/07/2025 |  | Resolved-Agree and clears finding - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5808048 |
| 905 |  | D B C A | Closed | FCOM4028 | 2025-10-07 11:31 | 2025-10-07 19:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5807693 |
| 905 |  | D B C A | Closed | FCRE1158 | 2025-10-07 12:26 | 2025-10-07 12:26 | Waived | 2 - Non-Material B | Credit | Missing Doc | Hazard Insurance Policy is Partial | Waived-Waived-As per guide, Policy contains the verbiage "100% Replacement Cost", "Guaranteed Replacement Cost", "Replacement Cost Loss Settlement" or "Replacement Cost" for Dwelling coverage<br> \*Exception form is provided to allow HO1 on actual cash value<br> \*Approved Conditions: 0.5 to price, [Redacted] max<br> \*Exception form is on page # 2 of 129, Hazard page 107 of 129, email from insurance agent page 112 of 129 - Due Diligence Vendor-10/07/2025 - Due Diligence Vendor-10/07/2025 |  | Waived-Waived-As per guide, Policy contains the verbiage "100% Replacement Cost", "Guaranteed Replacement Cost", "Replacement Cost Loss Settlement" or "Replacement Cost" for Dwelling coverage<br> \*Exception form is provided to allow HO1 on actual cash value<br> \*Approved Conditions: 0.5 to price, [Redacted] max<br> \*Exception form is on page # 2 of 129, Hazard page 107 of 129, email from insurance agent page 112 of 129 - Due Diligence Vendor-10/07/2025 - Due Diligence Vendor-10/07/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, LTV 10% below maximum | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5809011 |
| 1014 |  | D B A | Closed | FCRE1491 | 2025-10-08 08:04 | 2025-10-10 18:02 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-now present - Due Diligence Vendor-10/11/2025 <br>Ready for Review-Document Uploaded. Uploaded receipt of funds wired 45K - Buyer-10/10/2025 <br>Open-Asset Qualification Does Not Meet Guideline Requirements Missing 45K Wire/deposit Gift from Donor to title - Due Diligence Vendor-10/08/2025 |  | Resolved-now present - Due Diligence Vendor-10/11/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5818855 |
| 1014 |  | D B A | Closed | FCOM4028 | 2025-10-08 07:21 | 2025-10-08 14:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5818056 |
| 1014 |  | D B A | Closed | FCRE8705 | 2025-10-08 08:13 | 2025-10-08 08:13 | Waived | 2 - Non-Material B | Credit | Eligibility | Excessive Seller Contributions | Waived-Waived-As per guide, Guideline prohibits seller concession when the sales price exceeds the listing price.<br> \*Exception form is provided to allow seller concession when listing was [Redacted] - Sale [Redacted] - Appraised Value [Redacted].<br> \*Approved Conditions: None<br> \*Exception form is on page # 1 of 170 - Due Diligence Vendor-010/08/2025 - Due Diligence Vendor-10/08/2025 |  | Waived-Waived-As per guide, Guideline prohibits seller concession when the sales price exceeds the listing price.<br> \*Exception form is provided to allow seller concession when listing was [Redacted] - Sale [Redacted] - Appraised Value [Redacted].<br> \*Approved Conditions: None<br> \*Exception form is on page # 1 of 170 - Due Diligence Vendor-010/08/2025 - Due Diligence Vendor-10/08/2025 |  | 5 rs current job (B1), No credit events past 40 months, 5+ yrs credit history, Credit Score > 40 points above program minimum. | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5818990 |
| 538 |  | D A | Closed | FCOM4028 | 2025-10-08 08:22 | 2025-10-08 14:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5819162 |
| 847 |  | D A | Closed | FCOM4028 | 2025-10-08 11:07 | 2025-10-09 10:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5823462 |
| 803 |  | D A | Closed | FCOM4028 | 2025-10-08 10:46 | 2025-10-08 16:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/08/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5823120 |
| 982 |  | D B A | Closed | FCOM4028 | 2025-10-06 11:16 | 2025-10-07 12:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5788073 |
| 982 |  | D B A | Closed | FCRE1491 | 2025-10-06 14:16 | 2025-10-06 14:38 | Waived | 2 - Non-Material B | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Waived-Asset Qualification Does Not Meet Guideline Requirements Per Guide: first-time homebuyers must contribute at least 5% from their own funds on Primary Residence<br> Exception form provided to allow borrower contribution less than 5% from own funds<br> Exception form page#440<br> Approved With Conditions: [Redacted] MAX & 0.25 to price - Due Diligence Vendor-10/06/2025 |  | Waived-Asset Qualification Does Not Meet Guideline Requirements Per Guide: first-time homebuyers must contribute at least 5% from their own funds on Primary Residence<br> Exception form provided to allow borrower contribution less than 5% from own funds<br> Exception form page#440<br> Approved With Conditions: [Redacted] MAX & 0.25 to price - Due Diligence Vendor-10/06/2025<br>|  | 5 years on current job, 10 years or more in the same line of employment, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5792403 |
| 982 |  | D B A | Closed | FCRE1493 | 2025-10-06 14:35 | 2025-10-06 14:35 | Waived | 2 - Non-Material B | Credit | Eligibility | Trade line count does not meet program requirements | Waived-Per Guide : 3 tradelines reporting for 12 or more months and remained open within 12 months OR 2 tradelines reporting for 24 or more months and remained open within 12 months<br> Exception form provided to allow 1 credit score with limited tradelines<br> Exception form page# 440<br> Approved With Conditions: [Redacted] MAX & 0.25 to price<br> - Due Diligence Vendor-10/06/2025 |  | Waived-Per Guide : 3 tradelines reporting for 12 or more months and remained open within 12 months OR 2 tradelines reporting for 24 or more months and remained open within 12 months<br> Exception form provided to allow 1 credit score with limited tradelines<br> Exception form page# 440<br> Approved With Conditions: [Redacted] MAX & 0.25 to price<br> - Due Diligence Vendor-10/06/2025<br>|  | 5 years on current job, 10 years or more in the same line of employment, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5792824 |
| 732 |  | D A | Closed | FCOM4028 | 2025-10-08 08:46 | 2025-10-08 16:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/08/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/08/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5819637 |
| 869 |  | D A | Closed | FCOM4028 | 2025-10-08 14:13 | 2025-10-09 11:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5827218 |
| 988 |  | D A | Closed | FCOM4028 | 2025-10-08 08:11 | 2025-10-08 15:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5818946 |
| 609 |  | D A | Closed | FCOM4028 | 2025-10-07 10:25 | 2025-10-08 10:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5806272 |
| 989 |  | D A | Closed | FCOM4028 | 2025-10-09 10:45 | 2025-10-09 15:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5839615 |
| 946 |  | D B A | Closed | FCOM4028 | 2025-10-09 09:26 | 2025-10-10 11:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5838208 |
| 946 |  | D B A | Closed | FCRE3599 | 2025-10-09 16:06 | 2025-10-09 16:06 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower owns more financed properties than allowed per guidelines | Waived-\*Per Guide : [Redacted] exposure may not exceed $[Redacted] aggregate with a maximum of 5 loans for each individual<br> \* Exception form provided to allow 6 loans on borrower's name<br> \* Exception form page#330 of 505<br> \*Approved With Conditions: 0.25 to price - Due Diligence Vendor-10/09/2025 |  | Waived-\*Per Guide : [Redacted] exposure may not exceed $[Redacted] aggregate with a maximum of 5 loans for each individual<br> \* Exception form provided to allow 6 loans on borrower's name<br> \* Exception form page#330 of 505<br> \*Approved With Conditions: 0.25 to price - Due Diligence Vendor-10/09/2025 |  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5845689 |
| 534 |  | D A | Closed | FCOM4028 | 2025-10-09 15:26 | 2025-10-10 11:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5844852 |
| 959 |  | D A | Closed | FCOM4028 | 2025-10-09 15:55 | 2025-10-15 11:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5845550 |
| 1033 |  | D A | Closed | FCOM1797 | 2025-10-07 07:59 | 2025-10-08 13:51 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Service Provider List | Resolved-updated list provided. - Due Diligence Vendor-10/08/2025 <br>Ready for Review-Document Uploaded. Please review uploaded list of services providers - Buyer-10/08/2025 <br>Open-Service Provider List in File dated 09/08/2025 is blank/missing providers. Provide a completed Service Providers List. - Due Diligence Vendor-10/07/2025 |  | Resolved-updated list provided. - Due Diligence Vendor-10/08/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5801544 |
| 1033 |  | D A | Closed | FCOM4028 | 2025-10-06 13:17 | 2025-10-07 13:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/06/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5791038 |
| 980 |  | D A | Closed | FCOM4028 | 2025-10-07 07:24 | 2025-10-07 13:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5800864 |
| 922 |  | D A | Closed | FCOM4028 | 2025-10-08 17:00 | 2025-10-09 10:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/09/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5829595 |
| 950 |  | D B A | Closed | FCOM4028 | 2025-10-09 15:03 | 2025-10-10 14:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5844541 |
| 950 |  | D B A | Closed | FCRE8955 | 2025-10-10 09:32 | 2025-10-10 09:32 | Waived | 2 - Non-Material B | Credit | Eligibility | Number of Loans to Borrower exceeds guidelines | Waived-As per Guide maximum of 5 loans for each individual borrower with same lender in 6 months is allowed<br> Exception is Provided to allow 6 loans with current lender<br> Approved With Conditions 0.25 to price<br> Exception form is on page # 475 of 709<br> - Due Diligence Vendor-10/10/2025 |  | Waived-As per Guide maximum of 5 loans for each individual borrower with same lender in 6 months is allowed<br> Exception is Provided to allow 6 loans with current lender<br> Approved With Conditions 0.25 to price<br> Exception form is on page # 475 of 709<br> - Due Diligence Vendor-10/10/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5853839 |
| 876 |  | D B A | Closed | FCOM4028 | 2025-10-07 11:03 | 2025-10-07 14:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5807021 |
| 876 |  | D B A | Closed | FCRE1200 | 2025-10-07 14:12 | 2025-10-07 14:39 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-\*As per guide, Minimum loan amount for 1st lien should be $[Redacted]<br> \*Exception form provided to allow Loan Amount <[Redacted]<br> \*Exception form page#274 of 402<br> \*Approved With Conditions : [Redacted], 0.25 to price - Due Diligence Vendor-10/07/2025 |  | Waived-\*As per guide, Minimum loan amount for 1st lien should be $[Redacted]<br> \*Exception form provided to allow Loan Amount <[Redacted]<br> \*Exception form page#274 of 402<br> \*Approved With Conditions : [Redacted], 0.25 to price - Due Diligence Vendor-10/07/2025<br>|  | Revolving debt is under 30%, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5811256 |
| 994 |  | D A | Closed | FCOM4028 | 2025-10-13 09:16 | 2025-10-13 12:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/13/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5872244 |
| 924 |  | D A | Closed | FCOM4028 | 2025-10-09 16:21 | 2025-10-10 14:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/10/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5845839 |
| 1021 |  | D A | Closed | FCOM4028 | 2025-10-08 12:59 | 2025-10-08 15:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5825752 |
| 1025 |  | D A C | Closed | FPRO1136 | 2025-10-08 13:37 | 2025-10-09 07:41 | Resolved | 1 - Information C A | Property | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Resolved-Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable - Due Diligence Vendor-10/09/2025 <br>Resolved-1004D now present - Due Diligence Vendor-10/09/2025 <br>Ready for Review-Document Uploaded. Please find 1004D attached - Buyer-10/09/2025 <br>Open-Primary Value Subject Property Appraisal is not on an As-Is Basis - missing 442 - Due Diligence Vendor-10/08/2025 |  | Resolved-Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable - Due Diligence Vendor-10/09/2025 <br>Resolved-1004D now present - Due Diligence Vendor-10/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5826488 |
| 1025 |  | D A C | Closed | FCOM4028 | 2025-10-08 13:07 | 2025-10-08 13:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-10/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-10/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5825923 |
| 1120 |  | D B A | Closed | FCOM4028 | 2025-10-08 11:34 | 2025-10-09 07:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/09/2025 <br>Ready for Review-loan made less than 60 days ago - Buyer-10/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5824134 |
| 1120 |  | D B A | Closed | FCRE3599 | 2025-10-08 12:08 | 2025-10-08 12:08 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower owns more financed properties than allowed per guidelines | Waived-Waived-As per guide, [Redacted] exposure may not exceed $5M aggregate with a maximum of 5 loans for each individual borrower in 6 months span counting from 1st loan's note date to the most recent loan's note date. <br> \*Exception form is provided to allow 6th loan for the same borrower<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 220 of 452 - Due Diligence Vendor-10/08/2025 - Due Diligence Vendor-10/08/2025 |  | Waived-Waived-As per guide, [Redacted] exposure may not exceed $5M aggregate with a maximum of 5 loans for each individual borrower in 6 months span counting from 1st loan's note date to the most recent loan's note date. <br> \*Exception form is provided to allow 6th loan for the same borrower<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 220 of 452 - Due Diligence Vendor-10/08/2025 - Due Diligence Vendor-10/08/2025<br>|  | Revolving debt is under 30%, No mortgage late payments in the last 24 months, 5+ years credit history, Borrower contribution exceeds requirement >=5%, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5824798 |
| 962 |  | D A | Closed | FCRE1212 | 2025-10-08 13:37 | 2025-10-23 13:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Purchase Contract is Partial | Resolved-resolved with lender comments. Lender explains why on counters are signed - Due Diligence Vendor-10/23/2025 <br>Ready for Review-The seller didn't sign because they didn't agree to the original offer. Explanation from Lender: they didn't agree to the initial offer, they countered, buyer didn't agree to that, they countered and then seller agreed to that (both signed) - Buyer-10/23/2025 <br>Open-Purchase contract has not been fully provided Purchase Contract seller signature is missing refer page#397, 409 of 466 - Due Diligence Vendor-10/08/2025 |  | Resolved-resolved with lender comments. Lender explains why on counters are signed - Due Diligence Vendor-10/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5826490 |
| 962 |  | D A | Closed | FCRE9991 | 2025-10-08 14:30 | 2025-10-09 17:02 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender confirmed taxes used - Due Diligence Vendor-10/09/2025 <br> Ready for Review-Used taxes of $[Redacted] from Preliminary title. Please find it on p. 437 - Buyer-10/09/2025 <br> Open-DSCR is off by 0.006, DSCR score should be 1.153. Lender score is 1.159 - Document in file 1007 pg. no 16 of 466 rent $[Redacted], DSCR score difference is due to Tax amount lender used 171.35 but as per Document Tax amount $[Redacted] refer page#147 of 148. - DSCR score should be Rent / PITIA $[Redacted] =1.153 - Due Diligence Vendor-10/08/2025 |  | Resolved-lender confirmed taxes used - Due Diligence Vendor-10/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5827501 |
| 962 |  | D A | Closed | FCOM4028 | 2025-10-08 12:36 | 2025-10-08 14:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/08/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/08/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5825388 |
| 755 |  | D A | Closed | FCOM4028 | 2025-10-09 15:36 | 2025-10-10 14:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5844997 |
| 890 |  | D A | Closed | FCOM4028 | 2025-10-10 11:11 | 2025-10-13 16:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/13/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5857287 |
| 1062 |  | D B A | Closed | FCOM4028 | 2025-10-10 10:10 | 2025-10-10 14:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5854544 |
| 1062 |  | D B A | Closed | FCRE1440 | 2025-10-10 14:39 | 2025-10-10 14:39 | Waived | 2 - Non-Material B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Fist Mortgage maturity date was 9/1/25 <br> Exception form is provided approved exception First Mortgage Maturity date was 9/1/25 and The payoff is good thru 9/30<br> Exception form is on pg no. 30 of 369<br> Approve condition 0.25 to price - Due Diligence Vendor-10/10/2025 |  | Waived-Fist Mortgage maturity date was 9/1/25 <br> Exception form is provided approved exception First Mortgage Maturity date was 9/1/25 and The payoff is good thru 9/30<br> Exception form is on pg no. 30 of 369<br> Approve condition 0.25 to price - Due Diligence Vendor-10/10/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 5861429 |
| 1062 |  | D B A | Closed | FVAL4969 | 2025-10-10 14:31 | 2025-10-10 14:31 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 12 months | Waived-As per guide listed past 12 month when the transaction type is refinance and rate and term<br> Exception form is provided to processed with loan as property was listed past 12 month<br> Exception form is on page no.29 of 369<br> Approve condition as is <br> - Due Diligence Vendor-10/10/2025 |  | Waived-As per guide listed past 12 month when the transaction type is refinance and rate and term<br> Exception form is provided to processed with loan as property was listed past 12 month<br> Exception form is on page no.29 of 369<br> Approve condition as is <br> - Due Diligence Vendor-10/10/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 5861260 |
| 317 |  | D A | Closed | FCOM4028 | 2025-10-10 15:03 | 2025-10-14 07:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/10/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5861789 |
| 917 |  | D A | Closed | FCOM4028 | 2025-10-10 10:32 | 2025-10-10 14:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5855013 |
| 941 |  | D B A | Closed | FCOM4028 | 2025-10-10 11:13 | 2025-10-14 07:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/14/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5857328 |
| 941 |  | D B A | Closed | FPRO1243 | 2025-10-10 14:15 | 2025-10-10 15:20 | Waived | 2 - Non-Material B | Property | Missing Doc | Second Appraisal is Missing | Waived-\*As per guide Second full appraisal is required as Greater than 20% increase in sales price if seller acquired the property in the past 91-365 days.<br> \*Exception is provided to proceed the loan with one appraisal<br> \*Exception is on pg 11 of 412<br> \*Approved With Conditions max CLTV [Redacted], 0.25 to price<br> - Due Diligence Vendor-10/10/2025 |  | Waived-\*As per guide Second full appraisal is required as Greater than 20% increase in sales price if seller acquired the property in the past 91-365 days.<br> \*Exception is provided to proceed the loan with one appraisal<br> \*Exception is on pg 11 of 412<br> \*Approved With Conditions max CLTV [Redacted], 0.25 to price<br> - Due Diligence Vendor-10/10/2025 |  | \*10 years or more in the same line of employment, No credit events past 40 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5860996 |
| 1066 |  | D A | Closed | FCOM4028 | 2025-10-10 16:14 | 2025-10-14 07:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/14/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5862814 |
| 712 |  | D A | Closed | FCOM4028 | 2025-10-13 07:44 | 2025-10-13 15:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5870670 |
| 563 |  | D A | Closed | FCOM4028 | 2025-10-13 08:04 | 2025-10-13 15:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5870942 |
| 864 |  | D A | Closed | FCOM4028 | 2025-10-11 04:48 | 2025-10-14 07:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/11/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5864420 |
| 849 |  | D A | Closed | FCOM4028 | 2025-10-11 01:36 | 2025-10-11 14:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5864175 |
| 777 |  | D B A | Closed | FCOM4028 | 2025-10-11 03:38 | 2025-10-11 15:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5864307 |
| 777 |  | D B A | Closed | FCRE1247 | 2025-10-11 06:38 | 2025-10-11 06:38 | Waived | 2 - Non-Material B | Credit | Eligibility | Seller Contribution Exceeds Program Maximum | Waived-As per guide No interested party contributions are allowed if purchase price is greater than the listing price by either 3% or $5,001<br> Exception form is provided to allow [Redacted] concession.<br> Approved as is <br> Exception form pg no 279 of 426 - Due Diligence Vendor-10/11/2025 |  | Waived-As per guide No interested party contributions are allowed if purchase price is greater than the listing price by either 3% or $5,001<br> Exception form is provided to allow [Redacted] concession.<br> Approved as is <br> Exception form pg no 279 of 426 - Due Diligence Vendor-10/11/2025 |  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, DSCR > 1.3 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5864600 |
| 1072 |  | D A | Closed | FCOM4028 | 2025-10-11 03:32 | 2025-10-11 14:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5864297 |
| 1080 |  | D A | Closed | FCOM4028 | 2025-10-11 05:41 | 2025-10-11 15:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5864501 |
| 823 |  | D B A | Closed | FCOM4028 | 2025-10-11 08:11 | 2025-10-14 07:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5864780 |
| 823 |  | D B A | Closed | FCRE1440 | 2025-10-11 09:02 | 2025-10-11 09:02 | Waived | 2 - Non-Material B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-\*Exception is provided to allow Private Subject Property Mtg Term was extended 2023 and 2025<br> \*Approved conditions : 0.25 to price<br> \*Exception form is on page #427 - Due Diligence Vendor-10/11/2025 |  | Waived-\*Exception is provided to allow Private Subject Property Mtg Term was extended 2023 and 2025<br> \*Approved conditions : 0.25 to price<br> \*Exception form is on page #427 - Due Diligence Vendor-10/11/2025<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5864917 |
| 302 |  | D A | Closed | FCOM4028 | 2025-10-11 11:00 | 2025-10-11 15:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5865180 |
| 978 |  | D A | Closed | FCOM4028 | 2025-10-11 11:35 | 2025-10-14 07:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/11/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 5865252 |
| 1039 |  | D A | Closed | FCOM4028 | 2025-10-12 01:35 | 2025-10-14 13:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/14/2025 <br>Ready for Review-Document Uploaded. - Buyer-10/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5866073 |
| 901 |  | D A | Closed | FCOM4028 | 2025-10-13 08:06 | 2025-10-13 15:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/13/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5870974 |
| 1046 |  | D A | Closed | FCOM4028 | 2025-10-13 08:50 | 2025-10-13 12:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/13/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5871754 |
| 1060 |  | D A C | Closed | 27830-33820 | 2025-10-13 13:39 | 2025-10-14 13:52 | Resolved | 1 - Information C A | Compliance | Broker:LimitFees | Tennessee - Max Broker Fees (RLBSA) | Resolved-lender addressed and they consider fees fair and reasonable - Due Diligence Vendor-10/14/2025 <br> Ready for Review-Document Uploaded. we consider as fair and reasonable - Buyer-10/14/2025 <br> Open-The total of all fees paid by the borrower to the broker ($[Redacted]) exceeds 2% of the loan amount ($[Redacted]). The [Redacted] Residential Lending, Brokerage, and Servicing Act limits the brokerage commission to 2% of the loan amount. Brokerage commissions include all fees paid to parties for services performed in the origination and placement of mortgage loans with third party lenders, whether the loans are closed directly in the name of the lender or in the name of another party with the intention to sell and transfer the loan; provided such sale or transfer is completed within one year from closing. ([Redacted] Code Ann. 47-14-113(c); TN ADC 0180-17-.07(2)) - Due Diligence Vendor-10/13/2025 <br> Open- - Due Diligence Vendor-10/13/2025 |  | Resolved-lender addressed and they consider fees fair and reasonable - Due Diligence Vendor-10/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5877244 |
| 1060 |  | D A C | Closed | FCOM4028 | 2025-10-13 09:17 | 2025-10-13 14:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/13/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5872256 |
| 562 |  | D A | Closed | FCOM4028 | 2025-10-13 09:16 | 2025-10-13 12:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/13/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5872240 |
| 809 |  | D A | Closed | FCOM4028 | 2025-10-13 08:45 | 2025-10-14 13:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/14/2025 <br>Ready for Review-File was recently closed,recorded mortgage is not available yet. - Buyer-10/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5871660 |
| 975 |  | D A | Closed | FCOM4028 | 2025-10-13 09:22 | 2025-10-13 14:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/13/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5872330 |
| 798 |  | D B A | Closed | FCOM4028 | 2025-10-13 08:42 | 2025-10-13 12:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/13/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5871610 |
| 798 |  | D B A | Closed | FCRE1247 | 2025-10-13 12:19 | 2025-10-13 12:19 | Waived | 2 - Non-Material B | Credit | Eligibility | Seller Contribution Exceeds Program Maximum | Waived-As per Guide No interested party contributions are allowed if purchase price is greater than the listing price by either 3% or $5,001<br> Exception is provided to allow As purchase price is more than $5000.<br> Approved Condition As is<br> Exception form is on page # 1 of 166<br> - Due Diligence Vendor-10/13/2025 |  | Waived-As per Guide No interested party contributions are allowed if purchase price is greater than the listing price by either 3% or $5,001<br> Exception is provided to allow As purchase price is more than $5000.<br> Approved Condition As is<br> Exception form is on page # 1 of 166<br> - Due Diligence Vendor-10/13/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, 20-year clear credit history. DSCR over<br> 1.006. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5875872 |
| 772 |  | D A | Closed | FCRE4678 | 2025-10-13 12:40 | 2025-10-15 10:20 | Resolved | 1 - Information C A | Credit | Eligibility | Payment shock exceeds guideline | Resolved-Received rent information and payment shock is not issue - Due Diligence Vendor-10/15/2025 <br> Ready for Review-Document Uploaded. Please review uploaded [Redacted] with rent amount $[Redacted] - Buyer-10/15/2025 <br> Open-missing current rent payment to determine if payment shock is met - Due Diligence Vendor-10/13/2025 |  | Resolved-Received rent information and payment shock is not issue - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5876298 |
| 772 |  | D A | Closed | FCOM4028 | 2025-10-13 11:17 | 2025-10-14 07:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5874512 |
| 1035 |  | D A | Closed | FCOM4028 | 2025-10-13 13:28 | 2025-10-14 07:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/13/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5877049 |
| 952 |  | D A | Closed | FCOM4028 | 2025-10-13 12:43 | 2025-10-14 07:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5876354 |
| 998 |  | D B C A | Closed | 27830-33820 | 2025-10-13 14:16 | 2025-10-16 06:55 | Resolved | 1 - Information C A | Compliance | Broker:LimitFees | Tennessee - Max Broker Fees (RLBSA) | Resolved-lender provided letter stating fees charged are fair and reasonable for loan and area. this is considered resolved. - Due Diligence Vendor-10/16/2025 <br> Ready for Review-Document Uploaded. Please see attached LOX. - Buyer-10/15/2025 <br> Open-The total of all fees paid by the borrower to the broker ($[Redacted]) exceeds 2% of the loan amount ($[Redacted]). The [Redacted] Residential Lending, Brokerage, and Servicing Act limits the brokerage commission to 2% of the loan amount. Brokerage commissions include all fees paid to parties for services performed in the origination and placement of mortgage loans with third party lenders, whether the loans are closed directly in the name of the lender or in the name of another party with the intention to sell and transfer the loan; provided such sale or transfer is completed within one year from closing. ([Redacted] Code Ann. 47-14-113(c); TN ADC 0180-17-.07(2)) - Due Diligence Vendor-10/13/2025 <br> Open- - Due Diligence Vendor-10/13/2025 |  | Resolved-lender provided letter stating fees charged are fair and reasonable for loan and area. this is considered resolved. - Due Diligence Vendor-10/16/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5877784 |
| 998 |  | D B C A | Closed | FCOM4028 | 2025-10-13 12:38 | 2025-10-13 14:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/13/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/13/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5876247 |
| 998 |  | D B C A | Closed | FCRE1437 | 2025-10-13 14:01 | 2025-10-13 14:01 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-As per guide, All parties listed on each Personal bank account must also be borrowers on the loan.<br> \*Exception is provided to allow Not to add a co-owner of a joint account as a borrower<br> \*Approved conditions: 0.25 to Price<br> \*Exception form is on page #5 of 77 - Due Diligence Vendor-10/13/2025 |  | Waived-As per guide, All parties listed on each Personal bank account must also be borrowers on the loan.<br> \*Exception is provided to allow Not to add a co-owner of a joint account as a borrower<br> \*Approved conditions: 0.25 to Price<br> \*Exception form is on page #5 of 77 - Due Diligence Vendor-10/13/2025<br>|  | Revolving debt is under 30%, 5 years on current job, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5877543 |
| 1121 |  | D A C | Closed | 2260 | 2025-10-13 16:50 | 2025-10-14 13:36 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-no prepay per lender comments - Due Diligence Vendor-10/14/2025 <br>Ready for Review-As per lock ,ther eis an adjustment for no PPP. - Buyer-10/14/2025 <br>Open-There is no pre payment rider in the file, confirm no ppp - Due Diligence Vendor-10/14/2025 |  | Resolved-no prepay per lender comments - Due Diligence Vendor-10/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5880665 |
| 1121 |  | D A C | Closed | FCOM4028 | 2025-10-13 15:45 | 2025-10-14 07:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/13/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5880007 |
| 1100 |  | D A | Closed | FCOM4028 | 2025-10-13 14:55 | 2025-10-14 08:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/14/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5878571 |
| 735 |  | D A | Closed | FCOM4028 | 2025-10-13 14:12 | 2025-10-14 08:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. <br> - Due Diligence Vendor-10/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/13/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. <br> - Due Diligence Vendor-10/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 5877727 |
| 557 |  | D A | Closed | FCOM4028 | 2025-10-13 20:15 | 2025-10-14 08:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days. - Due Diligence Vendor-10/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/14/2025 |  | Resolved-Loan closed in less than 60 days. - Due Diligence Vendor-10/14/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5881440 |
| 927 |  | D A | Closed | FCOM4028 | 2025-10-13 22:06 | 2025-10-14 10:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/14/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5881658 |
| 425 |  | D A | Closed | FCOM4028 | 2025-10-14 07:46 | 2025-10-14 19:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5885291 |
| 1029 |  | D A | Closed | FCRE1491 | 2025-10-14 10:33 | 2025-10-17 15:40 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-lender is using the transfer name to validate came from donor - Due Diligence Vendor-10/17/2025 <br> Ready for Review-Document Uploaded. We can see right here in the bank statement who sent those funds, <br> and the name matches with gift letter: - Buyer-10/17/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Gift $[Redacted] refer page#49, Source document is missing in file. - Due Diligence Vendor-10/14/2025 |  | Resolved-lender is using the transfer name to validate came from donor - Due Diligence Vendor-10/17/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5888862 |
| 1029 |  | D A | Closed | FCOM4028 | 2025-10-14 07:53 | 2025-10-14 19:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5885419 |
| 1094 |  | D A | Closed | FCOM4028 | 2025-10-14 11:16 | 2025-10-15 09:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5889841 |
| 1053 |  | D A | Closed | FCOM4028 | 2025-10-14 08:32 | 2025-10-14 20:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5886010 |
| 1056 |  | D A | Closed | FCOM4028 | 2025-10-13 17:04 | 2025-10-15 08:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/15/2025 <br>Ready for Review-File was recently closed, recorded mortgage not available, it will be provided upon the receipt.<br> - Buyer-10/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/13/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5880725 |
| 501 |  | D A | Closed | FCOM4028 | 2025-10-14 08:11 | 2025-10-14 20:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5885685 |
| 1027 |  | D A | Closed | FCOM4028 | 2025-10-14 09:00 | 2025-10-14 20:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5886546 |
| 749 |  | D A | Closed | FCOM4028 | 2025-10-14 09:41 | 2025-10-14 20:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5887787 |
| 421 |  | D A | Closed | FCRE9991 | 2025-10-14 10:03 | 2025-10-15 08:50 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-Received updated 1008 now lender and Tpr dti match - Due Diligence Vendor-10/15/2025 <br> Ready for Review-Document Uploaded. - Buyer-10/15/2025 <br> Open-\*DTI is off by 0.81% Lender DTI is 13.21%<br> - Income and Other Expense matches<br> - DTI is off as lender did not considered HOI monthly premium of $[Redacted]. refer pg. no 3 of 495.<br> - DTI should be PITI + Other EXP /Income - [Redacted] = 14.02% - Due Diligence Vendor-10/14/2025 |  | Resolved-Received updated 1008 now lender and Tpr dti match - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5888217 |
| 421 |  | D A | Closed | FCOM4028 | 2025-10-14 08:19 | 2025-10-15 08:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/15/2025 <br>Ready for Review-less than 60 - Buyer-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/14/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5885813 |
| 886 |  | D A | Closed | FCOM4028 | 2025-10-14 17:47 | 2025-10-15 11:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5895154 |
| 1007 |  | D B A | Closed | FCOM4028 | 2025-10-14 08:19 | 2025-10-14 14:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5885808 |
| 1007 |  | D B A | Closed | FVAL5474 | 2025-10-14 11:47 | 2025-10-14 13:32 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-1. Incomplete repairs of subject property and related Inspection documents are from Page #176_Closing docs.pdf<br> 2. Deductibles over 10% in Master Policy page #564_ Closing docs.pdf. However, Exception is in page #566 - Due Diligence Vendor-10/14/2025 |  | Waived-1. Incomplete repairs of subject property and related Inspection documents are from Page #176_Closing docs.pdf<br> 2. Deductibles over 10% in Master Policy page #564_ Closing docs.pdf. However, Exception is in page #566 - Due Diligence Vendor-10/14/2025<br>|  | Revolving debt is under 30% - revolving debt $308 is within 30% of overall debts $3,389<br> No credit events past 40 months - No Credit events per Credit Report page #1_Closing Pkg<br> 5+ years credit history - Oldest Tradeline date 12/01/2007 is more than 5 years from closing date 10/06/2025<br> No consumer late payments in the last 24 months - No consumer late payments per Credit Report in Page #1_Closing Pkg<br> Credit score >40 points than minimum required - Minimum Credit score per Guidelines is 680 and calculated FICO score 798 with difference 118 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5890420 |
| 621 |  | D A | Closed | FCOM4028 | 2025-10-14 12:48 | 2025-10-14 13:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/14/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/14/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5891574 |
| 1061 |  | D A | Closed | FCOM4028 | 2025-10-14 10:14 | 2025-10-14 20:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5888430 |
| 389 |  | D B A | Closed | FCOM4028 | 2025-10-14 12:04 | 2025-10-15 08:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/14/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5890689 |
| 389 |  | D B A | Closed | FCRE1200 | 2025-10-14 13:39 | 2025-10-14 13:39 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived--As per guide minimum Loan amount should be $[Redacted] for Multi Unit.<br> - Exception form provided to proceed with loan as Loan amount is $[Redacted]<br> - Approved Condition :- 0.25 to price & subject to full value review<br> - Exception form on pg. no :- 61 of 210. - Due Diligence Vendor-10/14/2025 |  | Waived--As per guide minimum Loan amount should be $[Redacted] for Multi Unit.<br> - Exception form provided to proceed with loan as Loan amount is $[Redacted]<br> - Approved Condition :- 0.25 to price & subject to full value review<br> - Exception form on pg. no :- 61 of 210. - Due Diligence Vendor-10/14/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5892508 |
| 986 |  | D A | Closed | FCRE1253 | 2025-10-14 13:55 | 2025-10-15 10:28 | Resolved | 1 - Information C A | Credit | Eligibility | Missing Property Tax Cert | Resolved-Property Tax Cert Provided - Due Diligence Vendor-10/15/2025 <br>Resolved-Smart fee report accepted as tax information - Due Diligence Vendor-10/15/2025 <br>Ready for Review- Tax certificate was on pages 365-370 - Buyer-10/15/2025 <br>Open-Missing Property Tax Cert missing - Due Diligence Vendor-10/14/2025 |  | Resolved-Property Tax Cert Provided - Due Diligence Vendor-10/15/2025 <br>Resolved-Smart fee report accepted as tax information - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5892750 |
| 986 |  | D A | Closed | FCRE8459 | 2025-10-14 14:12 | 2025-10-15 10:25 | Resolved | 1 - Information C A | Credit | Eligibility | Borrower Entity Ownership does not meet guidelines | Resolved-CPA letter is in file and therefore clears findings - Due Diligence Vendor-10/15/2025 <br>Ready for Review-We had CPA letter on file(page 384) stating borrower is 100% owner - Buyer-10/15/2025 <br>Open-missing articles of incorporation for business entity on Note - Due Diligence Vendor-10/14/2025 |  | Resolved-CPA letter is in file and therefore clears findings - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5893030 |
| 986 |  | D A | Closed | FCOM4028 | 2025-10-14 13:39 | 2025-10-14 20:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5892506 |
| 792 |  | D B A | Closed | FCOM4028 | 2025-10-14 13:51 | 2025-10-15 11:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5892691 |
| 792 |  | D B A | Closed | FCRE1200 | 2025-10-14 16:54 | 2025-10-15 11:27 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-As per Guide Required Min LA: $[Redacted] for Mix used property type.<br> Exception is provided to allow proceed file with $[Redacted] loan amount.<br> Approved With Conditions 0.25 to price<br> Exception form is on page # 1 of 129<br> - Due Diligence Vendor-10/14/2025 |  | Waived-As per Guide Required Min LA: $[Redacted] for Mix used property type.<br> Exception is provided to allow proceed file with $[Redacted] loan amount.<br> Approved With Conditions 0.25 to price<br> Exception form is on page # 1 of 129<br> - Due Diligence Vendor-10/14/2025 |  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history,<br> No consumer late payments in the last 24 months, Credit score >40 points than minimum required, DSCR > 1.25 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5894898 |
| 792 |  | D B A | Closed | FCRE6969 | 2025-10-14 16:48 | 2025-10-14 16:48 | Waived | 2 - Non-Material B | Credit | Eligibility | Gift Funds do not meet Guideline Requirements | Waived-As per Guide EMD is the gift, and gifts are not allowed on mixed-use property type.<br> Exception is provided to allow Gift Funds and proceed with the Loan as property type is Mix used.<br> Approved With Conditions 0.25 to price<br> Exception form is on page # 2 of 129 - Due Diligence Vendor-10/14/2025 |  | Waived-As per Guide EMD is the gift, and gifts are not allowed on mixed-use property type.<br> Exception is provided to allow Gift Funds and proceed with the Loan as property type is Mix used.<br> Approved With Conditions 0.25 to price<br> Exception form is on page # 2 of 129 - Due Diligence Vendor-10/14/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history,<br> No consumer late payments in the last 24 months, Credit score >40 points than minimum required, DSCR > 1.25 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5894806 |
| 937 |  | D A | Closed | FCOM4028 | 2025-10-14 13:41 | 2025-10-15 11:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved- - Due Diligence Vendor-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/14/2025 |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5892538 |
| 707 |  | D A | Closed | FCOM4028 | 2025-10-14 14:32 | 2025-10-15 09:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/14/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5893339 |
| 828 |  | D A | Closed | FCOM4028 | 2025-10-14 13:53 | 2025-10-15 11:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5892714 |
| 902 |  | D A | Closed | FCRE1158 | 2025-10-14 16:15 | 2025-10-27 12:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-deductible now present and within guidelines - Due Diligence Vendor-10/27/2025 <br>Ready for Review-Document Uploaded. - Buyer-10/27/2025 <br>Open-Hazard Insurance Policy Partially Provided Deductible Amount is missing in HOI policy refer Pg. no 391 of 470 - Due Diligence Vendor-10/14/2025 |  | Resolved-deductible now present and within guidelines - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5894546 |
| 902 |  | D A | Closed | FCOM4028 | 2025-10-14 14:48 | 2025-10-15 09:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5893557 |
| 1000 |  | D B A | Closed | FCOM4028 | 2025-10-14 12:19 | 2025-10-15 09:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/14/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5890929 |
| 1000 |  | D B A | Closed | FCRE6843 | 2025-10-14 12:56 | 2025-10-14 12:56 | Waived | 2 - Non-Material B | Credit | Assets | Asset General | Waived-Exception for additional person on asset statements<br>Approved with conditions of [Redacted] max & .25 to price<br>Exception on page 43 of 118 - Due Diligence Vendor-10/14/2025 |  | Waived-Exception for additional person on asset statements<br>Approved with conditions of [Redacted] max & .25 to price<br>Exception on page 43 of 118 - Due Diligence Vendor-10/14/2025<br>|  | Revolving debt is under 30%, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, LTV 10% below maximum | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5891730 |
| 1040 |  | D A | Closed | FCOM4028 | 2025-10-15 04:44 | 2025-10-17 07:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5897927 |
| 760 |  | D A | Closed | FCOM4028 | 2025-10-14 15:02 | 2025-10-15 09:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5893714 |
| 1016 |  | D A | Closed | FCOM4028 | 2025-10-14 13:14 | 2025-10-15 14:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved- - Due Diligence Vendor-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/14/2025 |  |  |  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5892080 |
| 973 |  | D A | Closed | FCOM4028 | 2025-10-14 15:09 | 2025-10-17 07:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5893809 |
| 1091 |  | D A C | Closed | 50001251-Fees-Limited | 2025-10-15 08:44 | 2025-10-16 14:22 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-lender clarified non COC required as this was a type of recording fee - Due Diligence Vendor-10/16/2025 <br>Resolved- - Due Diligence Vendor-10/16/2025 <br>Resolved- - Due Diligence Vendor-10/16/2025 <br>Ready for Review-Document Uploaded. There is no difference in the amounts in the E section for Locked LE (09/19/25) and ICD (09/29/25). The transfer tax amount has not increased. The only change is that, at the time of the ICD issuance, we are changing the TRID category for "Grma Fee" from "Recording" to "Transfer Taxes" so that they will be displayed as a separate line on the ICD. However, Grma Fee will still Recording, so the transfer tax amount could not have increased due to this change. - Buyer-10/16/2025 <br>Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Doc Tax Stamps/Transfer Taxes – City/County. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). - The Intangible tax increased by $9.50 and it was not included in a COC. - Due Diligence Vendor-10/15/2025 <br>Open- - Due Diligence Vendor-10/15/2025 |  | Resolved-lender clarified non COC required as this was a type of recording fee - Due Diligence Vendor-10/16/2025 <br>Resolved- - Due Diligence Vendor-10/16/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5900909 |
| 1091 |  | D A C | Closed | 50001252-Fees-Limited | 2025-10-15 08:44 | 2025-10-16 14:21 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved- - Due Diligence Vendor-10/16/2025 <br>Resolved- - Due Diligence Vendor-10/16/2025 <br>Ready for Review-Document Uploaded. There is no difference in the amounts in the E section for Locked LE (09/19/25) and ICD (09/29/25). The transfer tax amount has not increased. The only change is that, at the time of the ICD issuance, we are changing the TRID category for "Grma Fee" from "Recording" to "Transfer Taxes" so that they will be displayed as a separate line on the ICD. However, Grma Fee will still Recording, so the transfer tax amount could not have increased due to this change. - Buyer-10/16/2025 <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Doc Tax Stamps/Transfer Taxes – City/County. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). - Missing COC for increase of $9.50 for Intangible tax fees dated 9/29/2025. Please provide. - Due Diligence Vendor-10/15/2025 <br>Open- - Due Diligence Vendor-10/15/2025 |  | Resolved- - Due Diligence Vendor-10/16/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5900910 |
| 1091 |  | D A C | Closed | FCOM4028 | 2025-10-14 14:07 | 2025-10-15 14:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5892929 |
| 1076 |  | D A | Closed | FCOM4028 | 2025-10-15 07:52 | 2025-10-15 20:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/16/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5899926 |
| 1077 |  | D A | Closed | FCOM4028 | 2025-10-15 09:22 | 2025-10-15 14:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5901824 |
| 1144 |  | D A | Closed | FCRE9991 | 2025-10-15 12:37 | 2025-10-17 07:54 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-resolved with lender comments. They are accepting the calculations as DTI is within tolerance. - Due Diligence Vendor-10/17/2025 <br> Ready for Review- DTI is with in tollerance . Our undewriter used more conservative method (added primary to the libilities under "other financed amount") - Buyer-10/16/2025 <br> Open-DTI if is off by 1.9%, Lender DTI is 11.99%<br> income and subject property PITI matches<br> Lender as considered $[Redacted] for mortgage account [Redacted] which is already got refinanced with [Redacted] new loan page no 569 with is already considered PHE<br> DITI should be PITI+PHE+other expense/income. PHE[Redacted]= 10.90% - Due Diligence Vendor-10/15/2025 |  | Resolved-resolved with lender comments. They are accepting the calculations as DTI is within tolerance. - Due Diligence Vendor-10/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5906535 |
| 1144 |  | D A | Closed | FCOM4028 | 2025-10-14 17:06 | 2025-10-15 20:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5894984 |
| 965 |  | D A | Closed | FCRE1491 | 2025-10-15 16:53 | 2025-10-17 07:54 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-gift wires now present - Due Diligence Vendor-10/17/2025 <br> Ready for Review-Document Uploaded. Please revie wuploaded wire confirmations for gift sent at csosing to title - Buyer-10/16/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Gift is reflecting on CD of $[Redacted] only gift letter available on page 51 however source document is missing - Due Diligence Vendor-10/15/2025 |  | Resolved-gift wires now present - Due Diligence Vendor-10/17/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5910515 |
| 965 |  | D A | Closed | FCOM4028 | 2025-10-14 17:10 | 2025-10-16 07:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/16/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5895010 |
| 807 |  | D A | Closed | FCOM4028 | 2025-10-15 06:55 | 2025-10-15 14:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5899109 |
| 907 |  | D A | Closed | FCOM4028 | 2025-10-15 16:29 | 2025-10-15 20:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/16/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5910268 |
| 1141 |  | D A | Closed | FCOM4028 | 2025-10-15 06:12 | 2025-10-15 14:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 5898698 |
| 1043 |  | D B A | Closed | FCOM4028 | 2025-10-15 07:53 | 2025-10-15 14:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5899940 |
| 1043 |  | D B A | Closed | FPRO1149 | 2025-10-15 08:51 | 2025-10-15 09:59 | Waived | 2 - Non-Material B | Property | Property | Property is Lease Hold | Waived-Property Rights are Lease Hold Exception form provided to allow Land-lease estate condo<br> Exception form page#159<br> Approved With Conditions: 0.25 to price - Due Diligence Vendor-10/15/2025 |  | Waived-Property Rights are Lease Hold Exception form provided to allow Land-lease estate condo<br> Exception form page#159<br> Approved With Conditions: 0.25 to price - Due Diligence Vendor-10/15/2025<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5901062 |
| 1043 |  | D B A | Closed | FVAL5474 | 2025-10-15 09:57 | 2025-10-15 09:57 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-As per guide, Condo projects may not have mandatory upfront or periodic membership fees<br> Exception form provided to allow mandatory third-party fees<br> Exception form page#159<br> Approved With Conditions: 0.25 to price - Due Diligence Vendor-10/15/2025 |  | Waived-As per guide, Condo projects may not have mandatory upfront or periodic membership fees<br> Exception form provided to allow mandatory third-party fees<br> Exception form page#159<br> Approved With Conditions: 0.25 to price - Due Diligence Vendor-10/15/2025<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5903214 |
| 985 |  | D A | Closed | FCOM4028 | 2025-10-15 06:13 | 2025-10-15 13:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5898709 |
| 406 |  | D A | Closed | FCOM4028 | 2025-10-15 07:55 | 2025-10-15 14:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5899969 |
| 1142 |  | D A | Closed | FCOM4028 | 2025-10-15 06:02 | 2025-10-15 11:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5898612 |
| 1078 |  | D A | Closed | 123ABJ | 2025-10-15 09:45 | 2025-10-16 06:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VVOE dated within 10 days consummation | Resolved-lender used pay stub dated with in 30 days and is most recent - Due Diligence Vendor-10/16/2025 <br>Ready for Review-Document Uploaded. Please see the VVOE with covered period 1-30 SEP 25. - Buyer-10/16/2025 <br>Open-VVOE is missing in file, however we have bank statements evidencing the payroll deposit available on page #59, which is not within 10 business days of the note date. - Due Diligence Vendor-10/15/2025 |  | Resolved-lender used pay stub dated with in 30 days and is most recent - Due Diligence Vendor-10/16/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5902552 |
| 1078 |  | D A | Closed | FCOM4028 | 2025-10-15 07:36 | 2025-10-15 14:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5899683 |
| 938 |  | D A | Closed | FCOM4028 | 2025-10-15 00:16 | 2025-10-15 09:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5896797 |
| 1128 |  | D B A | Closed | FCOM4028 | 2025-10-15 03:41 | 2025-10-15 09:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5897589 |
| 1128 |  | D B A | Closed | FVAL5472 | 2025-10-15 06:07 | 2025-10-15 08:07 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Property House size is 400sq ft unit, which is less than 500sq ft, However Exception form in the file page no #48- Credit Pkg2. - Due Diligence Vendor-10/15/2025 |  | Waived-Property House size is 400sq ft unit, which is less than 500sq ft, However Exception form in the file page no #48- Credit Pkg2. - Due Diligence Vendor-10/15/2025<br>|  | 1.No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2.5+ years credit history- Oldest tradeline date in CBR page #3 in page no is 02/01/2000,<br> 3.Credit score >40 points than minimum required- Audited FICO Score is 726, Guideline Maximum FICO Score is 680 difference is 46, Which is Greater than 40. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5898653 |
| 549 |  | D B A | Closed | FCOM4028 | 2025-10-15 09:11 | 2025-10-15 20:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/16/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5901551 |
| 549 |  | D B A | Closed | FCRE1228 | 2025-10-15 09:57 | 2025-10-15 09:57 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Exception for borrower exceeding NSF limit, 14 NSFs<br>Approved with conditions of 0.5 to price, [Redacted] Max<br>Waiver on page 19 of 77 - Due Diligence Vendor-10/15/2025 |  | Waived-Exception for borrower exceeding NSF limit, 14 NSFs<br>Approved with conditions of 0.5 to price, [Redacted] Max<br>Waiver on page 19 of 77 - Due Diligence Vendor-10/15/2025<br>|  | Revolving debt is under 30%, DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history, No consumer<br> late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5903202 |
| 1055 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA |  |  |  |
| 1034 |  | D A | Closed | FCRE1501 | 2025-10-15 08:41 | 2025-10-29 08:27 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-Total Qualified Assets for Reserves Post-Close of [Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-10/29/2025 <br> Ready for Review-Document Uploaded. Please see attached latest verified assets.<br> [Redacted] - Statement ends on 09/18/2025<br> [Redacted] - Statement ends on 09/19/2025<br> [Redacted] - Statement ends on 09/11/2025<br> [Redacted] - Statement ends on 09/30/2025<br>Total Verified Assets = [Redacted] Escrow Deposit = $[Redacted]<br> - Buyer-10/29/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $[Redacted] is less than Total Required Reserve Amount of $[Redacted] FTHB requires 6 months reserves. File has 4.33. Lender included full balance of svgs account #[Redacted] dated 08/12/2025(page 419/19); however, bwrs transferred $[Redacted] from this account into chk#[Redacted] on 09/10/2025, which reduced svgs by $[Redacted], leaving a balance of $[Redacted] in #[Redacted]. See page 254. File is short $[Redacted] in reserves or 1.67 months. - Due Diligence Vendor-10/15/2025 |  | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted]is equal to or greater than Total Required Reserve Amount of [Redacted] - Due Diligence Vendor-10/29/2025 |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5900872 |
| 1034 |  | D A | Closed | FCOM4028 | 2025-10-15 07:39 | 2025-10-17 07:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5899727 |
| 899 |  | C A | Closed | FCRE1481 | 2025-10-15 11:36 | 2025-10-17 07:56 | Resolved | 1 - Information C A | Credit | Assets | Asset 3 Does Not Meet Guideline Requirements | Resolved-lender provided pages to address proof of various deposits for gift. TPR accept lender repsonse - Due Diligence Vendor-10/17/2025 <br> Ready for Review-Gift deposits were provided on pages 616 and 617([Redacted]) - Buyer-10/16/2025 <br> Open-Asset Record 3 Does Not Meet G/L Requirements Need Withdraw proof for Gift amount $[Redacted]<br> Note :- we only have gift letter and deposit proof in file refer Pg. no 611, 614. for amount $[Redacted] & $[Redacted]- Due Diligence Vendor-10/15/2025 |  | Resolved-lender provided pages to address proof of various deposits for gift. TPR accept lender repsonse - Due Diligence Vendor-10/17/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5905467 |
| 899 |  | C A | Closed | FCRE1482 | 2025-10-15 11:36 | 2025-10-17 07:56 | Resolved | 1 - Information C A | Credit | Assets | Asset 4 Does Not Meet Guideline Requirements | Resolved-lender provided pages to address proof of various deposits for gift. TPR accept lender repsonse - Due Diligence Vendor-10/17/2025 <br> Ready for Review-Gift deposits were provided on pages 616 and 617([Redacted]) - Buyer-10/16/2025 <br> Open-Asset 4 Does Not Meet Guideline Requirements Need Withdraw proof for Gift amount $[Redacted]<br> Note :- We only have gift letter and deposit proof in file refer Pg. no 612, 615. for amount $[Redacted] - Due Diligence Vendor-10/15/2025 |  | Resolved-lender provided pages to address proof of various deposits for gift. TPR accept lender repsonse - Due Diligence Vendor-10/17/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5905468 |
| 899 |  | C A | Closed | FCRE1483 | 2025-10-15 12:03 | 2025-10-17 07:56 | Resolved | 1 - Information C A | Credit | Assets | Asset 5 Does Not Meet Guideline Requirements | Resolved-lender provided pages to address proof of various deposits for gift. TPR accept lender repsonse - Due Diligence Vendor-10/17/2025 <br> Ready for Review-Gift deposits were provided on pages 616 and 617([Redacted]) - Buyer-10/16/2025 <br> Open-Asset 5 Does Not Meet Guideline Requirements Need Withdraw proof for Gift amount [Redacted] <br> Note :- we only have gift letter and deposit proof in file refer Pg. no 613, 615 for amount $[Redacted] - Due Diligence Vendor-10/15/2025 |  | Resolved-lender provided pages to address proof of various deposits for gift. TPR accept lender repsonse - Due Diligence Vendor-10/17/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5905874 |
| 782 |  | D A | Closed | FCOM4028 | 2025-10-15 12:09 | 2025-10-15 20:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved- - Due Diligence Vendor-10/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/15/2025 |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5906037 |
| 871 |  | D A | Closed | FCOM4028 | 2025-10-15 10:29 | 2025-10-15 14:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5904040 |
| 657 |  | D A | Closed | FCOM4028 | 2025-10-15 13:38 | 2025-10-16 14:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/16/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5907660 |
| 1084 |  | D A | Closed | FCRE1182 | 2025-10-16 07:52 | 2025-10-20 14:10 | Resolved | 1 - Information B A | Credit | Missing Doc | Approval/Underwriting Summary Not Provided | Resolved-now present - Due Diligence Vendor-10/20/2025 <br>Ready for Review-Document Uploaded. - Buyer-10/20/2025 <br>Open-1008 and approval both the document are missing in file however there is conditional approval in file on page 97 of 128 but the details are not matching. - Due Diligence Vendor-10/16/2025 |  | Resolved-now present - Due Diligence Vendor-10/20/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5915105 |
| 1084 |  | D A | Closed | FCOM4028 | 2025-10-15 14:52 | 2025-10-17 10:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5908842 |
| 953 |  | D B A | Closed | FCOM4028 | 2025-10-15 14:17 | 2025-10-16 14:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/16/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5908368 |
| 953 |  | D B A | Closed | FCRE1491 | 2025-10-15 15:43 | 2025-10-15 15:59 | Waived | 2 - Non-Material B | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Waived-Asset Qualification Does Not Meet Guideline Requirements As per guide, The first time homebuyers must contribute at least 5% from their own funds on Primary Residence<br> \*Exception form is provided to allow the borrower is using gifted funds as assets.<br> \*Approved Conditions : 0.5 to price<br> \*Exception form is on page #331 of 723 - Due Diligence Vendor-10/15/2025 |  | Waived-Asset Qualification Does Not Meet Guideline Requirements As per guide, The first time homebuyers must contribute at least 5% from their own funds on Primary Residence<br> \*Exception form is provided to allow the borrower is using gifted funds as assets.<br> \*Approved Conditions : 0.5 to price<br> \*Exception form is on page #331 of 723 - Due Diligence Vendor-10/15/2025<br>|  | No credit events past 40 months, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5909632 |
| 865 |  | D A | Closed | FCOM4028 | 2025-10-15 14:44 | 2025-10-17 10:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-10/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-10/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5908732 |
| 1082 |  | D A | Closed | FCRE8611 | 2025-10-15 15:46 | 2025-10-17 07:59 | Resolved | 1 - Information C A | Credit | Income/Employment | Income/Employment General | Resolved-lender is using WVOE for paystubs. this is considered resolved. Income graded accordingly - Due Diligence Vendor-10/17/2025 <br>Open-Originator stated 2 YR Full Doc however file only contained WVOE showing 11 months - Due Diligence Vendor-10/17/2025 <br>Ready for Review-WVOE is dated within the acceptable timeframe. It is an equivalent alternative to paystub. Additionally, tax returns are not required on full document files when the borrower is not self-employed. - Buyer-10/17/2025 |  | Resolved-lender is using WVOE for paystubs. this is considered resolved. Income graded accordingly - Due Diligence Vendor-10/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5909657 |
| 1082 |  | D A | Closed | FCOM4028 | 2025-10-15 14:18 | 2025-10-16 14:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/16/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5908372 |
| 1050 |  | D B A | Closed | FCOM4028 | 2025-10-15 11:32 | 2025-10-17 09:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5905323 |
| 1050 |  | D B A | Closed | FCRE6026 | 2025-10-15 12:38 | 2025-10-15 12:38 | Waived | 2 - Non-Material B | Credit | Income/Employment | Potential Employment/income Issues identified in the file | Waived-Exception for unstable income deposits<br>Approved with conditions of max [Redacted], 0.25 to price, 6 months of reserves<br>Exception on page 304 of 373 - Due Diligence Vendor-10/15/2025 |  | Waived-Exception for unstable income deposits<br>Approved with conditions of max [Redacted], 0.25 to price, 6 months of reserves<br>Exception on page 304 of 373 - Due Diligence Vendor-10/15/2025<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10%<br> lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5906547 |
| 1057 |  | D A | Closed | FCRE9991 | 2025-10-16 13:08 | 2025-10-22 08:12 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender updated DTI and is within 1%. this is considered resolved - Due Diligence Vendor-10/22/2025 <br> Ready for Review-Document Uploaded. [Redacted] payment and [Redacted] payment were included in DTI, DTI is 45.759%. - Buyer-10/21/2025 <br> Open-\*DTI is off by 0.85, lender DTI is 44.59<br> \*Income and PITIA is matches<br> \*Reason as Credit report on pg 454 of 469 reflecting [Redacted] payment however lender not considered in DTI calculation hence the difference (PV)<br> \*DTI should be PITIA $[Redacted] + Debts from Credit report of $[Redacted] + negative rents used of $0 / Income of $[Redacted] = 45.44%, DTI which is 45.44 - Due Diligence Vendor-10/16/2025 |  | Resolved-lender updated DTI and is within 1%. this is considered resolved - Due Diligence Vendor-10/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5921354 |
| 1057 |  | D A | Closed | FCOM4028 | 2025-10-16 08:40 | 2025-10-17 14:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5915990 |
| 1099 |  | D A | Closed | FCOM4028 | 2025-10-15 13:35 | 2025-10-17 14:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5907576 |
| 1086 |  | D A | Closed | FCOM4028 | 2025-10-16 06:55 | 2025-10-17 10:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5914337 |
| 1052 |  | D B A | Closed | FCOM4028 | 2025-10-16 00:21 | 2025-10-16 14:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5912051 |
| 1052 |  | D B A | Closed | FVAL5524 | 2025-10-16 01:52 | 2025-10-16 02:39 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Subject Property type is a Log home, However Exception Form in the file in page no #467. - Due Diligence Vendor-10/16/2025 |  | Waived-Subject Property type is a Log home, However Exception Form in the file in page no #467. - Due Diligence Vendor-10/16/2025<br>|  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2. No mortgage late payments in the last 24 months- No mortgage late payments in past 24 months per CBR Page #581<br> 3. No Consumer late payments in the last 24 months- No Consumer late payments in past 24 months, per CBR Page #581<br> 4. 5+ years credit history- Oldest tradeline date in CBR page #581 Report is 10/01/2002,<br> 5.Credit score >40 points than minimum required- Audited FICO Score is 820, Guideline Maximum FICO Score is 620 difference is 200, Which is Greater than 40.<br> 6. Revolving Payment $25 within the 30% of All Other Monthly Payments $1225. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5912403 |
| 981 |  | D A | Closed | FCOM4028 | 2025-10-16 07:03 | 2025-10-17 14:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5914421 |
| 1106 |  | D A | Closed | FCOM4028 | 2025-10-16 03:01 | 2025-10-16 14:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5912616 |
| 1138 |  | D A | Closed | FCOM4028 | 2025-10-16 04:50 | 2025-10-16 14:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5913183 |
| 812 |  | D A | Closed | FCOM4028 | 2025-10-15 15:07 | 2025-10-16 14:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5909027 |
| 769 |  | D A | Closed | FCOM4028 | 2025-10-16 08:29 | 2025-10-17 13:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5915784 |
| 683 |  | D A | Closed | FCOM4028 | 2025-10-16 09:15 | 2025-10-17 13:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5916718 |
| 1070 |  | D A | Closed | FCOM4028 | 2025-10-16 09:13 | 2025-10-17 13:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5916557 |
| 1125 |  | D A | Closed | FCOM4028 | 2025-10-16 13:19 | 2025-10-17 12:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5921573 |
| 906 |  | D A | Closed | FCOM4028 | 2025-10-16 15:03 | 2025-10-20 13:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5923388 |
| 846 |  | D A | Closed | FCRE1195 | 2025-10-16 14:46 | 2025-10-20 07:46 | Resolved | 1 - Information C A | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Resolved-lender provided proof loan was locked before LTV change - Due Diligence Vendor-10/20/2025 <br>Ready for Review-Document Uploaded. Loan submision date is 8/22/2025, lock form states >85 ineligible since 08/29/25. - Buyer-10/17/2025 <br>Open-Rate sheet dated 9/12/2025 indicated the max CLTV for a [Redacted] loan is 85%. Missing UW exception allowing for a [Redacted]. - Due Diligence Vendor-10/16/2025 |  | Resolved-lender provided proof loan was locked before LTV change - Due Diligence Vendor-10/20/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5923066 |
| 846 |  | D A | Closed | FCOM4028 | 2025-10-16 13:40 | 2025-10-17 11:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5921943 |
| 548 |  | D B A | Closed | FCOM4028 | 2025-10-16 08:39 | 2025-10-17 10:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5915988 |
| 548 |  | D B A | Closed | FCRE6026 | 2025-10-16 09:35 | 2025-10-16 09:35 | Waived | 2 - Non-Material B | Credit | Income/Employment | Potential Employment/income Issues identified in the file | Waived-Exception for unstable deposits for income<br>Approved with conditions of 0.25 to price [Redacted] max<br>Exception on page 373 of 517 - Due Diligence Vendor-10/16/2025 |  | Waived-Exception for unstable deposits for income<br>Approved with conditions of 0.25 to price [Redacted] max<br>Exception on page 373 of 517 - Due Diligence Vendor-10/16/2025<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5917340 |
| 964 |  | D A | Closed | FCOM4028 | 2025-10-17 08:31 | 2025-10-20 15:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5930322 |
| 367 |  | D B A | Closed | FCOM4028 | 2025-10-17 13:00 | 2025-10-20 13:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/20/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5935456 |
| 367 |  | D B A | Closed | FCRE8705 | 2025-10-17 16:07 | 2025-10-17 16:13 | Waived | 2 - Non-Material B | Credit | Eligibility | Excessive Seller Contributions | Waived-As per guide No interested party contributions are allowed if purchase price is greater than the listing price by either 3% or $5,001.<br> Exception is provided for Purchase Price $5K over listing with Seller Concessions <br> Approved Conditions : Approved as is<br> Exception Form page no 12 of 900 - Due Diligence Vendor-10/17/2025 |  | Waived-As per guide No interested party contributions are allowed if purchase price is greater than the listing price by either 3% or $5,001.<br> Exception is provided for Purchase Price $5K over listing with Seller Concessions <br> Approved Conditions : Approved as is<br> Exception Form page no 12 of 900 - Due Diligence Vendor-10/17/2025<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, Residual income >=3000$, DTI >=10% lower than loan program,<br> No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower<br> contribution exceeds requirement >=5%, Reserves >6 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5938319 |
| 367 |  | D B A | Closed | FCRE8611 | 2025-10-17 16:07 | 2025-10-17 16:12 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income/Employment General | Waived-As per guide Statements must support stable deposits.<br> Exception is provided for Income Stability, extremely low D/r <br> Approved Conditions : 0.25 to price, subject to review of business ownership documentation (provide articles of incorporation)<br> Exception Form page no 11 of 900 - Due Diligence Vendor-10/17/2025 |  | Waived-As per guide Statements must support stable deposits.<br> Exception is provided for Income Stability, extremely low D/r <br> Approved Conditions : 0.25 to price, subject to review of business ownership documentation (provide articles of incorporation)<br> Exception Form page no 11 of 900 - Due Diligence Vendor-10/17/2025<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, Residual income >=3000$, DTI >=10% lower than loan program,<br> No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower<br> contribution exceeds requirement >=5%, Reserves >6 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5938314 |
| 394 |  | D A | Closed | FCOM4028 | 2025-10-17 11:45 | 2025-10-20 15:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5934123 |
| 1068 |  | D A | Closed | FCOM4028 | 2025-10-17 13:10 | 2025-10-20 14:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5935634 |
| 1048 |  | D A | Closed | FCOM4028 | 2025-10-16 15:58 | 2025-10-17 10:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5924134 |
| 532 |  | D A | Closed | FCRE1182 | 2025-10-21 10:30 | 2025-10-22 13:11 | Resolved | 1 - Information B A | Credit | Missing Doc | Approval/Underwriting Summary Not Provided | Resolved-now present - Due Diligence Vendor-10/22/2025 <br>Ready for Review-Document Uploaded. Please see attached/uploaded 1008 and approval letter. - Buyer-10/22/2025 <br>Open-\*1008 and funded approval is missing in file - Due Diligence Vendor-10/21/2025 |  | Resolved-now present - Due Diligence Vendor-10/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5960119 |
| 532 |  | D A | Closed | FCOM4028 | 2025-10-21 07:29 | 2025-10-21 14:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5956447 |
| 963 |  | D A | Closed | FCRE1335 | 2025-10-20 18:49 | 2025-10-22 13:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 IRS Transcripts Missing | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-10/22/2025 <br>Resolved-now present - Due Diligence Vendor-10/22/2025 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-10/22/2025 <br>Open-Two years tax returns are present in file. Missing transcripts. - Due Diligence Vendor-10/21/2025 |  | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-10/22/2025 <br>Resolved-now present - Due Diligence Vendor-10/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5952705 |
| 963 |  | D A | Closed | FCOM4028 | 2025-10-17 08:17 | 2025-10-20 18:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/21/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5930048 |
| 1071 |  | D A C | Closed | 50001251-Fees-Limited | 2025-10-17 18:00 | 2025-10-21 14:04 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-COC provided and compliance issue is now clear. - Due Diligence Vendor-10/21/2025 <br>Resolved-Resolved - Due Diligence Vendor-10/21/2025 <br>Ready for Review-Document Uploaded. this was in file - Buyer-10/21/2025 <br>Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). - Discount Points increased from $113 to $675 when disclosed on Initial Closing Disclosure dated 10/1/2025 without a COC. - Due Diligence Vendor-10/18/2025 <br>Open- - Due Diligence Vendor-10/18/2025 <br>Open- - Due Diligence Vendor-10/18/2025 |  | Resolved-COC provided and compliance issue is now clear. - Due Diligence Vendor-10/21/2025 <br>Resolved-Resolved - Due Diligence Vendor-10/21/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5938950 |
| 1071 |  | D A C | Closed | 50001252-Fees-Limited | 2025-10-17 18:00 | 2025-10-21 14:04 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-COC provided and compliance issue is now clear. - Due Diligence Vendor-10/21/2025 <br>Resolved-Resolved - Due Diligence Vendor-10/21/2025 <br>Ready for Review-Document Uploaded. this was in file - Buyer-10/21/2025 <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). - Missing COC for Discount Points that increased from $113 to $675 when disclosed on Initial Closing Disclosure dated 10/1/2025. Please provide. - Due Diligence Vendor-10/18/2025 <br>Open- - Due Diligence Vendor-10/18/2025 <br>Open- - Due Diligence Vendor-10/18/2025 |  | Resolved-COC provided and compliance issue is now clear. - Due Diligence Vendor-10/21/2025 <br>Resolved-Resolved - Due Diligence Vendor-10/21/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5938951 |
| 1071 |  | D A C | Closed | FCOM4028 | 2025-10-17 16:35 | 2025-10-20 13:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/20/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5938581 |
| 815 |  | D B A | Closed | FCOM4028 | 2025-10-17 16:27 | 2025-10-20 18:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5938516 |
| 815 |  | D B A | Closed | FCRE7375 | 2025-10-18 06:51 | 2025-10-18 06:51 | Waived | 2 - Non-Material B | Credit | Borrower | Citizenship Does Not Meet Guideline Requirements | Waived-As per guide, Non PRA borrowers in Cash out transactions are not allowed.<br> \*Exception form is provided to allow Non PRA on cash out loan.<br> \*Approved Conditions : [Redacted] max, 0.25 to price<br> \*Exception form is on page #33 of 437 - Due Diligence Vendor-10/18/2025 |  | Waived-As per guide, Non PRA borrowers in Cash out transactions are not allowed.<br> \*Exception form is provided to allow Non PRA on cash out loan.<br> \*Approved Conditions : [Redacted] max, 0.25 to price<br> \*Exception form is on page #33 of 437 - Due Diligence Vendor-10/18/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, 2+ borrowers on the loan | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5939939 |
| 1103 |  | D A | Closed | FCOM4028 | 2025-10-18 07:24 | 2025-10-20 13:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5939986 |
| 1017 |  | D A | Closed | FCOM4028 | 2025-10-21 07:01 | 2025-10-21 14:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/21/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5956035 |
| 736 |  | D B C A | Closed | 50001251-Fees-Limited | 2025-10-17 12:30 | 2025-10-21 08:05 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-revised disclosure provided to support COC - Due Diligence Vendor-10/21/2025 <br>Resolved- - Due Diligence Vendor-10/21/2025 <br>Ready for Review-Document Uploaded. Please see attached Initial CD - Buyer-10/20/2025 <br>Open- - Due Diligence Vendor-10/17/2025 <br>Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Credit Report Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). - The Credit Report fee increase from $125.00 to $228.00 effective 8/19/2025 as shown on COC, page 152 with the same date. Missing the Revised Loan Estimate dated 8/19/2025 showing re-disclosed to the borrower. - Due Diligence Vendor-10/17/2025 <br>Open- - Due Diligence Vendor-10/17/2025 |  | Resolved-revised disclosure provided to support COC - Due Diligence Vendor-10/21/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5934995 |
| 736 |  | D B C A | Closed | FCOM4028 | 2025-10-17 10:38 | 2025-10-20 13:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/20/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5933146 |
| 736 |  | D B C A | Closed | FCRE1440 | 2025-10-17 11:56 | 2025-10-17 11:58 | Waived | 2 - Non-Material B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Housing History Does Not Meet Guideline Requirements Waived- As per guide, VOM required showing current status and satisfactory 12-month payment history. <br> \*Exception form is provided to allow a payoff of a Mortgage lien taken out on the property in May 2025 with no history. <br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page 287 of 358. - Due Diligence Vendor-10/17/2025 |  | Waived-Housing History Does Not Meet Guideline Requirements Waived- As per guide, VOM required showing current status and satisfactory 12-month payment history. <br> \*Exception form is provided to allow a payoff of a Mortgage lien taken out on the property in May 2025 with no history. <br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page 287 of 358. - Due Diligence Vendor-10/17/2025<br>|  | No credit events past 40 months, Credit score >40 points than minimum required, and Reserves > 6 months. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5934342 |
| 1112 |  | D A | Closed | FCRE9991 | 2025-10-18 12:38 | 2025-10-24 13:01 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-updated tape now present and DSCR matches - Due Diligence Vendor-10/24/2025 <br> Ready for Review-Document Uploaded. updated tape uploaded - Buyer-10/24/2025 <br> Open-\*DSCR score should be 1.275. Lender score is 0.876<br> - Document in file 1007 pg. no 70 rent $[Redacted], [Redacted] pg. no 1 of 2 rent $8,585.48<br> - DSCR score difference is due to lender used 1007 for rent income instead of [Redacted] . PITIA is matching <br> - DSCR score should be Rent / PITIA $[Redacted]= 1.275 - Due Diligence Vendor-10/18/2025 |  | Resolved-updated tape now present and DSCR matches - Due Diligence Vendor-10/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5940481 |
| 1112 |  | D A | Closed | FCOM4028 | 2025-10-18 11:12 | 2025-10-20 18:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5940318 |
| 1030 |  | D A | Closed | FCOM4028 | 2025-10-20 12:45 | 2025-10-21 06:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/21/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5949767 |
| 1083 |  | D A | Closed | FCRE1964 | 2025-10-15 15:33 | 2025-10-17 14:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing income documentation | Resolved-K1 for 2023 present and proof that 2022 not required was provided - Due Diligence Vendor-10/17/2025 <br> Ready for Review-Document Uploaded. As per tax return form ,schedule M1 is not required .Please see uploaded snip from tax return form - Buyer-10/17/2025 <br> Open- [Redacted] For 2023 Schedule M1 Line 4b missing<br> For 2022 K1, 1065 Line 16C & Schedule M1 Line 4b missing in file - Due Diligence Vendor-10/15/2025 |  | Resolved-K1 for 2023 present and proof that 2022 not required was provided - Due Diligence Vendor-10/17/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5909511 |
| 1083 |  | D A | Closed | FCOM4028 | 2025-10-15 12:12 | 2025-10-17 10:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5906120 |
| 1031 |  | D A | Closed | FCOM4028 | 2025-10-21 11:10 | 2025-10-22 06:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/22/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5960769 |
| 1015 |  | D A | Closed | FCOM4028 | 2025-10-21 07:35 | 2025-10-21 10:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/21/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5956527 |
| 878 |  | D A | Closed | FCOM4028 | 2025-10-21 11:03 | 2025-10-21 14:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/21/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5960658 |
| 1081 |  | D A | Closed | FCOM4028 | 2025-10-21 09:43 | 2025-10-21 14:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5959363 |
| 1136 |  | D A | Closed | FCRE9991 | 2025-10-21 16:12 | 2025-10-23 14:16 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DTI now matches as lender provided their calculation - Due Diligence Vendor-10/23/2025 <br> Ready for Review-AS per GL 6.7.2 , if there is no minimum requiremnt dislclosed on credit report ,then underwriter can use 5% from the outstanding balance as the borrower's current monthly debit obligation. On this file credit report doesn't show minimum .6.7.2. CREDIT TYPES FOR QUALIFYING RATIOS<br> REVOLVING CHARGES /LINES OF CREDIT<br> If the credit report does not show a required minimum payment amount and there is no supplemental documentation to support a payment of less than 5%, the underwriter must use the greater of $10 or 5% of the outstanding balance as the borrower's recurring monthly debt obligation - Buyer-10/23/2025 <br> Open-\*DTI is off by 1.15, lender DTI is 46.21<br> \*Income and PITIA is matches<br> \*Reason as per Credit report on pg 526 for account [Redacted] balance is $[Redacted] however lender considered $16 in DTI calculation hence the difference (PV)<br> \*DTI should be PITIA $[Redacted]+ Debts from Credit report of $[Redacted] + negative rents used of $0 / Income of $[Redacted] = 47.36%, DTI which is 47.36 - Due Diligence Vendor-10/21/2025 |  | Resolved-DTI now matches as lender provided their calculation - Due Diligence Vendor-10/23/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5965605 |
| 1136 |  | D A | Closed | FCRE1491 | 2025-10-21 15:42 | 2025-10-23 14:13 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-proof gift was received now present - Due Diligence Vendor-10/23/2025 <br> Ready for Review-Document Uploaded. Please revie wuploaded gift receipt. - Buyer-10/23/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Gift $[Redacted] is reflecting on Final CD but no supporting document in file - Due Diligence Vendor-10/21/2025 |  | Resolved-proof gift was received now present - Due Diligence Vendor-10/23/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5965379 |
| 1136 |  | D A | Closed | FCOM4028 | 2025-10-21 13:23 | 2025-10-22 06:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5963166 |
| 473 |  | D A | Closed | FCOM4028 | 2025-10-21 15:10 | 2025-10-22 13:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5964996 |
| 1028 |  | D A | Closed | FCOM4028 | 2025-10-21 13:04 | 2025-10-22 13:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/22/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5962750 |
| 1118 |  | D B A | Closed | FCOM4028 | 2025-10-22 07:35 | 2025-10-22 13:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5969933 |
| 1118 |  | D B A | Closed | FCRE1491 | 2025-10-22 10:12 | 2025-10-22 12:19 | Waived | 2 - Non-Material B | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Waived-Asset Qualification Does Not Meet Guideline Requirements \*No Minimum Borrower Contribution<br> \*Exception is provided to proceed the loan with No Minimum Borrower Contribution<br> \*Exception is on pg 386<br> \*Approved With Conditions [Redacted] max, 0.5 to price - Due Diligence Vendor-10/22/2025 |  | Waived-Asset Qualification Does Not Meet Guideline Requirements \*No Minimum Borrower Contribution<br> \*Exception is provided to proceed the loan with No Minimum Borrower Contribution<br> \*Exception is on pg 386<br> \*Approved With Conditions [Redacted] max, 0.5 to price - Due Diligence Vendor-10/22/2025<br>|  | \*No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments inthe last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5973532 |
| 1096 |  | D A | Closed | FCOM4028 | 2025-10-16 11:33 | 2025-10-17 10:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5919471 |
| 1075 |  | D A | Closed | FCOM4028 | 2025-10-22 08:43 | 2025-10-22 13:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5971268 |
| 1054 |  | D B A | Closed | FCOM4028 | 2025-10-22 12:01 | 2025-10-23 13:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5975476 |
| 1054 |  | D B A | Closed | FCRE1200 | 2025-10-22 16:44 | 2025-10-22 16:44 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-As per Guide for first lien minimum loan amount is [Redacted]<br> Exception is provided to allow with Loan amount with $[Redacted]<br> Approved With Conditions [Redacted] max, 0.5 to price<br> Exception Form is on page # 13 of 146 - Due Diligence Vendor-10/22/2025 |  | Waived-As per Guide for first lien minimum loan amount is [Redacted]<br> Exception is provided to allow with Loan amount with $[Redacted]<br> Approved With Conditions [Redacted] max, 0.5 to price<br> Exception Form is on page # 13 of 146 - Due Diligence Vendor-10/22/2025 |  | 5 years on current job, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5980494 |
| 1054 |  | D B A | Closed | FCRE1174 | 2025-10-22 16:38 | 2025-10-22 16:38 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-As per Guide The policy must provide for claims to be settled on a replacement cost basis. Policies written on an actual cash value basis are not acceptable<br> Exception is provided to allow ACV on roof <br> Approved With Conditions CLTV max, 0.5 to price, ok with LA<[Redacted]<br> Exception form is on page # 13 of 146<br>- Due Diligence Vendor-10/22/2025 |  | Waived-As per Guide The policy must provide for claims to be settled on a replacement cost basis. Policies written on an actual cash value basis are not acceptable<br> Exception is provided to allow ACV on roof <br> Approved With Conditions CLTV max, 0.5 to price, ok with LA<[Redacted]<br> Exception form is on page # 13 of 146<br>- Due Diligence Vendor-10/22/2025<br>|  | 5 years on current job, Residual income >=3000$, No credit events past40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5980456 |
| 1155 |  | D A | Closed | FCRE9991 | 2025-10-17 11:11 | 2025-10-17 13:29 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-Received data tape - Due Diligence Vendor-10/17/2025 <br>Ready for Review-Document Uploaded. Updated tape with correct DTI 40.64 - Buyer-10/17/2025 <br>Open-DTI Tape data is 43.72 however 1008 income and liabilities match TPR to show DTI at 40.64 - Due Diligence Vendor-10/17/2025 |  | Resolved-Received data tape - Due Diligence Vendor-10/17/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5933589 |
| 1155 |  | D A | Closed | FCOM4028 | 2025-10-16 14:21 | 2025-10-17 11:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5922615 |
| 996 |  | D B A | Closed | FCOM4028 | 2025-10-22 09:39 | 2025-10-22 13:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/22/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5972958 |
| 996 |  | D B A | Closed | FCRE1437 | 2025-10-22 10:55 | 2025-10-22 11:02 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-Income and Employment Do Not Meet Guidelines Waived-As per guide, Bank Statements can't exceed a maximum of 6 NSF occurrences in the most recent 12- month period with 0 in the past 3 months. <br> \*Exception form is provided to allow for 7 NSF occurrences in the past 12 months with 0 in the past 3 months. <br> \*Approved Conditions: [Redacted]% max CLTV<br> \*Exception form is on page #374 of 437 - Due Diligence Vendor-10/22/2025 |  | Waived-Income and Employment Do Not Meet Guidelines Waived-As per guide, Bank Statements can't exceed a maximum of 6 NSF occurrences in the most recent 12- month period with 0 in the past 3 months. <br> \*Exception form is provided to allow for 7 NSF occurrences in the past 12 months with 0 in the past 3 months. <br> \*Approved Conditions: [Redacted]% max CLTV<br> \*Exception form is on page #374 of 437 - Due Diligence Vendor-10/22/2025 |  | 5 years on current job, Residual income >=$3,000, and 10 years or more in the same line of employment. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5974279 |
| 1026 |  | D A | Closed | FCOM4028 | 2025-10-22 12:11 | 2025-10-22 14:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/22/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5975673 |
| 800 |  | D B A | Closed | FCOM4028 | 2025-10-22 12:50 | 2025-10-23 13:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/23/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5976376 |
| 800 |  | D B A | Closed | FCRE1228 | 2025-10-22 15:17 | 2025-10-23 07:06 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-\*As per guide No more than 3 NSFs allowed for bank statement program<br> \*Exception is provided to proceed the loan with more than 3 NSF<br> \*Exception is on pg 432 of 518<br> \*Approved With Conditions [Redacted] max, 0.25 to price<br> - Due Diligence Vendor-10/22/2025 |  | Waived-\*As per guide No more than 3 NSFs allowed for bank statement program<br> \*Exception is provided to proceed the loan with more than 3 NSF<br> \*Exception is on pg 432 of 518<br> \*Approved With Conditions [Redacted] max, 0.25 to price<br> - Due Diligence Vendor-10/22/2025<br>|  | \*5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, 10 years or more in the same line of employment,No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5979230 |
| 818 |  | D B A | Closed | FCOM4028 | 2025-10-22 13:52 | 2025-10-23 12:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/23/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5977757 |
| 818 |  | D B A | Closed | FCRE9387 | 2025-10-22 15:10 | 2025-10-22 15:10 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan amount exceeds maximum allowed per program guidelines | Waived-Waived-As per guide, Guideline Maximum loan amount for FTHB is $[Redacted]<br> \*Exception form is provided to allow with LA >$[Redacted]<br> \*Approved Conditions: [Redacted]% Max CLTV with 1 yr P&L income<br> \*Exception form is on page 459 of 667. - Due Diligence Vendor-10/22/2025 |  | Waived-Waived-As per guide, Guideline Maximum loan amount for FTHB is $[Redacted]<br> \*Exception form is provided to allow with LA >$[Redacted]<br> \*Approved Conditions: [Redacted]% Max CLTV with 1 yr P&L income<br> \*Exception form is on page 459 of 667. - Due Diligence Vendor-10/22/2025 |  | 5+ years Credit History, Credit Score>40 points than minimum required, and Borrower contribution exceeds requirement >=5%. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5979119 |
| 896 |  | D A | Closed | FCOM4028 | 2025-10-22 07:37 | 2025-10-22 13:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5969949 |
| 1114 |  | D A | Closed | FCRE1491 | 2025-10-23 11:13 | 2025-10-27 12:18 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-donor wire now present - Due Diligence Vendor-10/27/2025 <br>Ready for Review-Document Uploaded. - Buyer-10/27/2025 <br>Open-Asset Qualification Does Not Meet Guideline Requirements Gift $10,000 reflecting on CD pg 26 of 135 only gift letter in file however donor source is missing - Due Diligence Vendor-10/23/2025 |  | Resolved-donor wire now present - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5991529 |
| 1114 |  | D A | Closed | FCOM4028 | 2025-10-23 07:51 | 2025-10-24 12:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/23/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/24/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5986916 |
| 1108 |  | D A | Closed | FCOM4028 | 2025-10-23 14:37 | 2025-10-24 11:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/24/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5996135 |
| 1130 |  | D A | Closed | FCOM4028 | 2025-10-17 08:21 | 2025-10-17 10:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5930160 |
| 1150 |  | D A | Closed | FCOM4028 | 2025-10-23 07:54 | 2025-10-24 07:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/24/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5986964 |
| 1159 |  | D A | Closed | FCOM4028 | 2025-10-23 08:22 | 2025-10-24 10:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/24/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5987505 |
| 1090 |  | D A | Closed | FCOM4028 | 2025-10-23 12:46 | 2025-10-24 12:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/23/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/24/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5993645 |
| 1152 |  | D A | Closed | FCOM4028 | 2025-10-22 06:56 | 2025-10-22 14:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5969364 |
| 1119 |  | D A | Closed | FCRE9991 | 2025-10-23 17:34 | 2025-10-27 12:12 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender updated DTI To match now at 39.11 - Due Diligence Vendor-10/27/2025 <br> Ready for Review-Document Uploaded. Lock confirmation showing DTI 39.11 - Buyer-10/27/2025 <br> Open-\*DTI is off by 0.11, lender DTI is 39.22<br> \*Income and PITIA is matches<br> \*Reason as per credit report on pg 360 of 693 for account [Redacted] balance $15 not considered lender considered in DTI calculation hence the difference (PV)<br> \*DTI should be PITIA $[Redacted]+ Debts from Credit report of $[Redacted] + negative rents used of $0 / Income of $[Redacted] = 39.11%, DTI which is 39.11 - Due Diligence Vendor-10/23/2025 |  | Resolved-lender updated DTI To match now at 39.11 - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5998401 |
| 1119 |  | D A | Closed | FCOM4028 | 2025-10-23 14:35 | 2025-10-24 13:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/24/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5996076 |
| 935 |  | D A | Closed | FCOM4028 | 2025-10-21 23:08 | 2025-10-22 12:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5966853 |
| 1002 |  | D A C | Closed | FCRE9991 | 2025-10-20 09:14 | 2025-10-21 08:26 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender clarified the income and DTI Now matches - Due Diligence Vendor-10/21/2025 <br>Ready for Review-Document Uploaded. Please see the 1008 supporting tape income. - Buyer-10/21/2025 <br>Open-Tape income is not consistent with income in 1008 (pg 206 of 636). - Due Diligence Vendor-10/20/2025 |  | Resolved-lender clarified the income and DTI Now matches - Due Diligence Vendor-10/21/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5946436 |
| 1002 |  | D A C | Closed | FCOM4028 | 2025-10-20 07:08 | 2025-10-20 14:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/20/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/20/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 5944909 |
| 1123 |  | D A | Closed | FCOM4028 | 2025-10-23 09:37 | 2025-10-24 13:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5989643 |
| 1038 |  | D A | Closed | FCOM4028 | 2025-10-23 05:34 | 2025-10-23 13:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5984983 |
| 445 |  | D A | Closed | FCOM4028 | 2025-10-23 16:32 | 2025-10-24 13:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/24/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5997850 |
| 806 |  | D A | Closed | FCOM4028 | 2025-10-23 03:10 | 2025-10-23 13:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5983910 |
| 1115 |  | D B A | Closed | FCRE5116 | 2025-10-23 08:43 | 2025-10-27 10:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-resolved with lender comments. This has not closed yet - considered to be conservative - Due Diligence Vendor-10/27/2025 <br> Ready for Review-Document Uploaded. not closed yet - Buyer-10/27/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify Mortgage for REO "[Redacted] with balance $[Redacted]" - Due Diligence Vendor-10/23/2025 |  | Resolved-resolved with lender comments. This has not closed yet - considered to be conservative - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5988024 |
| 1115 |  | D B A | Closed | FCOM4028 | 2025-10-23 07:51 | 2025-10-24 13:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/23/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5986921 |
| 1115 |  | D B A | Closed | FVAL5524 | 2025-10-23 09:08 | 2025-10-23 13:57 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Subject property design is Unique property (Log home) per Appraisal Report in Page #144_Closing docs.pdf which is ineligible per Guidelines. however, exception document is in page # 1 Closing docs.pdf - Due Diligence Vendor-10/23/2025 |  | Waived-Subject property design is Unique property (Log home) per Appraisal Report in Page #144_Closing docs.pdf which is ineligible per Guidelines. however, exception document is in page # 1 Closing docs.pdf - Due Diligence Vendor-10/23/2025<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months-No Mortgage late payments in CBR Page #123 of Closing docs.pdf. Last late payment is on 2020.<br> No consumer late payments in the last 24 months-No Consumer late payments in CBR Page #123 of Closing docs.pdf | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 5988598 |
| 840 |  | D B A | Closed | FCOM4028 | 2025-10-23 10:04 | 2025-10-24 10:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5990198 |
| 840 |  | D B A | Closed | FVAL5474 | 2025-10-23 16:08 | 2025-10-23 16:08 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Exception form is allow allocated reserves are not reflected on the condo budget<br> Exception form is on 523 of 651<br> Approve condition 0.5 to price, [Redacted] max - Due Diligence Vendor-10/23/2025 |  | Waived-Exception form is allow allocated reserves are not reflected on the condo budget<br> Exception form is on 523 of 651<br> Approve condition 0.5 to price, [Redacted] max - Due Diligence Vendor-10/23/2025<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, No credit events past 40 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 5997627 |
| 1134 |  | D A | Closed | FCOM4028 | 2025-10-23 10:13 | 2025-10-24 11:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5990408 |
| 939 |  | D A | Closed | FCOM4028 | 2025-10-23 15:08 | 2025-10-24 11:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5996684 |
| 1073 |  | D A | Closed | FCOM4028 | 2025-10-23 00:23 | 2025-10-24 13:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/23/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5982736 |
| 1140 |  | D A | Closed | FCOM4028 | 2025-10-24 07:41 | 2025-10-27 14:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6003173 |
| 961 |  | D A | Closed | FCOM4028 | 2025-10-24 08:19 | 2025-10-27 13:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6003902 |
| 787 |  | D B A | Closed | FCOM4028 | 2025-10-24 10:56 | 2025-10-27 14:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6008150 |
| 787 |  | D B A | Closed | 50001028 | 2025-10-24 14:34 | 2025-10-24 14:34 | Waived | 2 - Non-Material B | Compliance | Mavent | Fees: Limited | Waived-Waived- As per guide, price adjustments on Rate Sheet determined per FICO, Product and property type. <br> \*Exception form is provided to allow for .50 price adjustment as shown on Lock Sheet to price match competitor.<br> \*Approved conditions: [Redacted] max<br> \*Exception form is on page #422 of 528 - Due Diligence Vendor-10/24/2025 |  | Waived-Waived- As per guide, price adjustments on Rate Sheet determined per FICO, Product and property type. <br> \*Exception form is provided to allow for .50 price adjustment as shown on Lock Sheet to price match competitor.<br> \*Approved conditions: [Redacted] max<br> \*Exception form is on page #422 of 528 - Due Diligence Vendor-10/24/2025<br>|  | Residual income >=$3,000, DTI>=10% lower than loan program, and no credit events past 40 months. | [Redacted] | QM: Safe Harbor APOR (APOR SH) | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6012344 |
| 1148 |  | D A | Closed | FCOM4028 | 2025-10-23 03:26 | 2025-10-23 13:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5983994 |
| 990 |  | D A | Closed | FCOM4028 | 2025-10-24 17:02 | 2025-10-27 14:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6014317 |
| 934 |  | D A | Closed | FCOM4028 | 2025-10-24 04:48 | 2025-10-24 13:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6001356 |
| 956 |  | D B A | Closed | FCOM4028 | 2025-10-24 08:13 | 2025-10-27 14:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 6003780 |
| 956 |  | D B A | Closed | FCRE1228 | 2025-10-24 10:54 | 2025-10-24 10:54 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-As per guide Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed. <br> Exception is provided for 9 NSF's <br> Approved Conditions : 0.25 to price <br> Exception Form page no 402 of 554 - Due Diligence Vendor-10/24/2025 |  | Waived-As per guide Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed. <br> Exception is provided for 9 NSF's <br> Approved Conditions : 0.25 to price <br> Exception Form page no 402 of 554 - Due Diligence Vendor-10/24/2025<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | Originator Pre-Close | Yes | 6008094 |
| 1151 |  | D A | Closed | FCOM4028 | 2025-10-24 10:18 | 2025-10-27 13:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6007316 |
| 1139 |  | D A | Closed | FCOM4028 | 2025-10-21 09:01 | 2025-10-21 11:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5957959 |
| 949 |  | D A | Closed | FCOM4028 | 2025-10-21 12:19 | 2025-10-21 15:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5961920 |
| 1042 |  | D A | Closed | FCRE5116 | 2025-10-24 05:38 | 2025-10-29 14:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-proof that is a new a loan now present - Due Diligence Vendor-10/29/2025 <br> Ready for Review-Document Uploaded. Please see attached - Buyer-10/29/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify Mortgage for REO "[Redacted] with balance $[Redacted]" - Due Diligence Vendor-10/24/2025 |  | Resolved-proof that is a new a loan now present - Due Diligence Vendor-10/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6001691 |
| 1088 |  | D A | Closed | FCOM4028 | 2025-10-24 04:06 | 2025-10-24 11:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6001110 |
| 1102 |  | D A | Closed | FCOM4028 | 2025-10-24 13:05 | 2025-10-27 13:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6010769 |
| 987 |  | D A | Closed | FCOM4028 | 2025-10-24 14:59 | 2025-10-27 12:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6012797 |
| 948 |  | D A | Closed | FCOM4028 | 2025-10-27 08:11 | 2025-10-27 13:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/27/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6020678 |
| 1153 |  | D A | Closed | FCOM4028 | 2025-10-24 14:37 | 2025-10-27 12:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6012417 |
| 1116 |  | D A | Closed | FCRE6911 | 2025-10-24 20:21 | 2025-10-30 13:31 | Resolved | 1 - Information A | Credit | Eligibility | Audited DTI exceeds 3% difference from Originator DTI | Resolved-corrected 1008 adding in payment for property that was not sold is now present. DTI increased from 33 to 50.1 but still qualifies - Due Diligence Vendor-10/30/2025 <br> Ready for Review-Document Uploaded. The 1003 and 108 are accurate " as is" - Buyer-10/30/2025 <br> Counter-still need revised 1008 and 1003 adding existing payment back in. if not refinanced, need a payment added into DTI - Due Diligence Vendor-10/28/2025 <br> Ready for Review-Document Uploaded. As per our LOS, second home supposed to be financed with [Redacted] ,but it was cancelled. Please review uploaded print out - Buyer-10/28/2025 <br> Open-Prior Primary Residence located at [Redacted] is pending sale per Final 1003 however, there is no proof the property sale ever occurred and Mortgage debt cleared. Credit report, page 4 and mortgage monthly statement, page 147 show the monthly mortgage debt of $[Redacted]. If included in DTI, it is 48.39% and not 36.99% as Lender has calculated without this debt. DTI would still be within LPG however, a new 1008 showing debt with increased DTI is required or provide proof the property is sold and debt cleared. - Due Diligence Vendor-10/25/2025 |  | Resolved-corrected 1008 adding in payment for property that was not sold is now present. DTI increased from 33 to 50.1 but still qualifies - Due Diligence Vendor-10/30/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6015018 |
| 1116 |  | D A | Closed | FCOM4028 | 2025-10-24 19:11 | 2025-10-27 12:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6014950 |
| 665 |  | D A | Closed | FCOM4028 | 2025-10-27 23:48 | 2025-10-28 14:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6031877 |
| 868 |  | D A | Closed | FCOM4028 | 2025-10-27 23:33 | 2025-10-28 11:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6031788 |
| 969 |  | D A | Closed | FCOM4028 | 2025-10-24 16:23 | 2025-10-27 11:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/24/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6013929 |
| 1010 |  | D A | Closed | FCOM4028 | 2025-10-25 05:04 | 2025-10-27 11:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/25/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6015254 |
| 718 |  | D A | Closed | FCRE0360 | 2025-10-27 06:20 | 2025-10-28 16:13 | Resolved | 1 - Information C A | Credit | Borrower | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Resolved-Document showing new loan clears finding - Due Diligence Vendor-10/28/2025 <br> Ready for Review-Document Uploaded. [Redacted] is a new loan, closed 10/10/2025. - Buyer-10/28/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. Please provide supporting documentation to verify Mortgage for REO "[Redacted] with balance $[Redacted]". - Due Diligence Vendor-10/27/2025 |  | Resolved-Document showing new loan clears finding - Due Diligence Vendor-10/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6019732 |
| 718 |  | D A | Closed | FCOM4028 | 2025-10-27 03:45 | 2025-10-28 12:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/27/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6018773 |
| 1156 |  | D B A | Closed | FCRE1200 | 2025-10-28 09:24 | 2025-10-30 08:05 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-waiver in file for loan amount under [Redacted] <br> pg 24 of 93 - Due Diligence Vendor-10/30/2025 <br> Ready for Review-Document Uploaded. The loan amount less than [Redacted] covered by Exception - Buyer-10/30/2025 <br> Open-Loan is in 1st lien with loan amount less than [Redacted] - Due Diligence Vendor-10/28/2025 |  | Waived-waiver in file for loan amount under [Redacted] <br> pg 24 of 93 - Due Diligence Vendor-10/30/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history,<br> No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, 6 mtg<br> accounts, borr was never delinquent on any of tradelines | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6036875 |
| 1156 |  | D B A | Closed | FCOM4028 | 2025-10-27 06:36 | 2025-10-27 14:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6019900 |
| 1092 |  | D B A | Closed | FCOM4028 | 2025-10-27 10:53 | 2025-10-27 13:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6024460 |
| 1092 |  | D B A | Closed | FCRE1491 | 2025-10-27 11:50 | 2025-10-27 12:01 | Waived | 2 - Non-Material B | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Waived-Asset Qualification Does Not Meet Guideline Requirements Using Seller Concessions, However Exception Form in file page no #17- Credit_pkg_2.pdf. - Due Diligence Vendor-10/27/2025 |  | Waived-Asset Qualification Does Not Meet Guideline Requirements Using Seller Concessions, However Exception Form in file page no #17- Credit_pkg_2.pdf. - Due Diligence Vendor-10/27/2025<br>|  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2. No mortgage late payments in the last 24 months- No mortgage late payments in past 24 months per CBR Page #107- Credit_pkg_2.pdf<br> 3. No Consumer late payments in the last 24 months- No Consumer late payments in past 24 months, per CBR Page #107- Credit_pkg_2.pdf<br> 4. Borrower contribution exceeds requirement >=5%- Borrower contribution is nearly 29.74% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6025610 |
| 1145 |  | D A | Closed | FCOM4028 | 2025-10-25 07:39 | 2025-10-27 13:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/25/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6015453 |
| 1089 |  | D A | Closed | FVAL1039 | 2025-10-27 03:34 | 2025-10-30 08:15 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-Desk review providing value support now present - Due Diligence Vendor-10/30/2025 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-10/30/2025 <br>Open-Please provide valid secondary valuation report. Provided fannie mae report risk score is 2.6 - Due Diligence Vendor-10/27/2025 |  | Resolved-Desk review providing value support now present - Due Diligence Vendor-10/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6018716 |
| 1089 |  | D A | Closed | FCOM4028 | 2025-10-27 02:10 | 2025-10-27 11:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6018474 |
| 1109 |  | D A | Closed | FCOM4028 | 2025-10-25 10:12 | 2025-10-27 10:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/25/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6015684 |
| 431 |  | D B A | Closed | FCOM4028 | 2025-10-27 08:29 | 2025-10-27 13:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6020936 |
| 431 |  | D B A | Closed | FPRO1249 | 2025-10-27 11:32 | 2025-10-27 12:01 | Waived | 2 - Non-Material B | Property | Property | Neighborhood Location Not Allowed for Program | Waived-\*As per guide for manufactured property rural is ineligible<br> \*Exception is provided to proceed the loan with manufactured property rural<br> \*Exception is on pg 756<br> \*Approved With Conditions [Redacted] max, rural+mfr price<br>- Due Diligence Vendor-10/27/2025 |  | Waived-\*As per guide for manufactured property rural is ineligible<br> \*Exception is provided to proceed the loan with manufactured property rural<br> \*Exception is on pg 756<br> \*Approved With Conditions [Redacted] max, rural+mfr price<br>- Due Diligence Vendor-10/27/2025<br>|  | \*No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10%below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6025212 |
| 465 |  | D A | Closed | FCOM4028 | 2025-10-25 00:59 | 2025-10-27 12:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6015122 |
| 1058 |  | D A C | Closed | FVAL5474 | 2025-10-27 10:47 | 2025-10-28 09:59 | Resolved | 1 - Information C A | Property | Property | Condo project is ineligible | Resolved-atty opinion letter provided for litigation and meets guidelines - Due Diligence Vendor-10/28/2025 <br>Ready for Review-Document Uploaded. Please see attached litigation documentation. - Buyer-10/28/2025 <br>Open-\*Litigation check mark as Yes Need supporting document for Litigation.<br> Note: We have Document in file on page 23 of 182 however unable to read the document to identify major litigation is there or not. - Due Diligence Vendor-10/27/2025 |  | Resolved-atty opinion letter provided for litigation and meets guidelines - Due Diligence Vendor-10/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6024342 |
| 1058 |  | D A C | Closed | FCOM4028 | 2025-10-27 08:10 | 2025-10-27 12:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/27/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6020652 |
| 1049 |  | D A | Closed | FCOM4028 | 2025-10-25 02:23 | 2025-10-27 10:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6015145 |
| 1063 |  | D A | Closed | FCOM4028 | 2025-10-25 05:39 | 2025-10-27 10:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/25/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6015294 |
| 1018 |  | D A | Closed | FCOM4028 | 2025-10-27 08:16 | 2025-10-27 14:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025 <br>Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 6020754 |
| 1126 |  | D A | Closed | FCOM4028 | 2025-10-27 08:59 | 2025-10-27 12:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/27/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6021612 |
| 674 |  | D B A | Closed | FCOM4028 | 2025-10-27 08:09 | 2025-10-27 14:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6020640 |
| 674 |  | D B A | Closed | FCRE6763 | 2025-10-27 10:09 | 2025-10-27 10:09 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income documentation does not meet guidelines | Waived--Personal Bank Statement is used for Income Purpose and there are 2 Account holder out of which 1 is not on Loan<br> - Exception form provide to proceed with loans without Adding 2nd A/c holder as Co-borrower<br> - Exception from On pg. no 472 of 505<br> - Approved Condition :- 0.25 to price - Due Diligence Vendor-10/27/2025 |  | Waived--Personal Bank Statement is used for Income Purpose and there are 2 Account holder out of which 1 is not on Loan<br> - Exception form provide to proceed with loans without Adding 2nd A/c holder as Co-borrower<br> - Exception from On pg. no 472 of 505<br> - Approved Condition :- 0.25 to price - Due Diligence Vendor-10/27/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months. | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 6023630 |
| 1132 |  | D B A | Closed | FCOM4028 | 2025-10-27 08:11 | 2025-10-27 13:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/27/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6020673 |
| 1132 |  | D B A | Closed | FCRE8611 | 2025-10-27 09:29 | 2025-10-27 09:29 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income/Employment General | Waived-\*Exception form is provided to allow Fluctuation in earnings on one account<br> \*Approved Conditions : 0.25 to price [Redacted] LTV max<br> \*Exception form is on page #394 of 492<br> - Due Diligence Vendor-10/27/2025 |  | Waived-\*Exception form is provided to allow Fluctuation in earnings on one account<br> \*Approved Conditions : 0.25 to price [Redacted] LTV max<br> \*Exception form is on page #394 of 492<br> - Due Diligence Vendor-10/27/2025 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, using assets from sale of the current primary, 50% LTV, not a FTHB | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6022822 |
| 774 |  | D A | Closed | FCOM4028 | 2025-10-27 10:00 | 2025-10-27 13:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/27/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6023441 |
| 1131 |  | D A | Closed | FCOM4028 | 2025-10-25 05:27 | 2025-10-27 10:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/25/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6015279 |
| 997 |  | D A | Closed | FCOM4028 | 2025-10-27 11:03 | 2025-10-28 12:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/27/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6024612 |
| 1154 |  | D A | Closed | FCOM4028 | 2025-10-27 11:01 | 2025-10-28 12:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/27/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6024580 |
| 1157 |  | D A | Closed | FCOM4028 | 2025-10-27 11:15 | 2025-10-28 12:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/27/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6024880 |
| 999 |  | D B A | Closed | FCOM4028 | 2025-10-27 12:40 | 2025-10-27 15:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6026671 |
| 999 |  | D B A | Closed | FCRE8450 | 2025-10-27 13:17 | 2025-10-27 13:17 | Waived | 2 - Non-Material B | Credit | Income/Employment | Rental Income not supported | Waived-Waived-As per guide, Rental income for alternative income programs must be calculated using actual rent (lease, 1007 actual rent value) supported by 2 cancelled checks.<br> \*Exception form is provided to allow with Unable to document cash portion of lease deposit<br> \*Approved Conditions: 0.25 to price, [Redacted] max<br> \*Exception form is on page # 40 of 123, Rental application, Lease, receipt of rent page 12 of 123 - Due Diligence Vendor-10/27/2025 - Due Diligence Vendor-10/27/2025 |  | Waived-Waived-As per guide, Rental income for alternative income programs must be calculated using actual rent (lease, 1007 actual rent value) supported by 2 cancelled checks.<br> \*Exception form is provided to allow with Unable to document cash portion of lease deposit<br> \*Approved Conditions: 0.25 to price, [Redacted] max<br> \*Exception form is on page # 40 of 123, Rental application, Lease, receipt of rent page 12 of 123 - Due Diligence Vendor-10/27/2025 - Due Diligence Vendor-10/27/2025<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6027304 |
| 1107 |  | D A | Closed | FCRE1182 | 2025-10-27 15:48 | 2025-10-30 08:16 | Resolved | 1 - Information B A | Credit | Missing Doc | Approval/Underwriting Summary Not Provided | Resolved-1008 now present - Due Diligence Vendor-10/30/2025 <br>Ready for Review-Document Uploaded. Uploaded for review - Buyer-10/29/2025 <br>Open-1008 and Approval is missing in the file - Due Diligence Vendor-10/27/2025 |  | Resolved-1008 now present - Due Diligence Vendor-10/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6029646 |
| 1107 |  | D A | Closed | FCOM4028 | 2025-10-27 13:23 | 2025-10-28 15:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6027428 |
| 1104 |  | D A | Closed | FCOM4028 | 2025-10-27 13:58 | 2025-10-28 12:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/27/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6027976 |
| 1098 |  | D A | Closed | FCRE1182 | 2025-10-27 14:33 | 2025-10-30 08:39 | Resolved | 1 - Information B A | Credit | Missing Doc | Approval/Underwriting Summary Not Provided | Resolved-now present - Due Diligence Vendor-10/30/2025 <br>Ready for Review-Document Uploaded. Uploaded for review - Buyer-10/29/2025 <br>Open- - missing approval and 1008 - Due Diligence Vendor-10/27/2025 |  | Resolved-now present - Due Diligence Vendor-10/30/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 6028620 |
| 1098 |  | D A | Closed | FCOM4028 | 2025-10-27 13:44 | 2025-10-28 15:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 6027758 |
| 957 |  | D A | Closed | FCOM4028 | 2025-10-27 14:33 | 2025-10-28 15:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/27/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6028590 |
| 1124 |  | D A | Closed | FCRE9991 | 2025-10-22 15:58 | 2025-10-24 13:27 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender provided their corrected and updated final 1003 with accurate second home t/i. DTI now matches - Due Diligence Vendor-10/24/2025 <br> Ready for Review-Document Uploaded. Please review uploaded 1003 - Buyer-10/24/2025 <br> Counter-we included the taxes and ins for one of the second homes, but the final 1003 does not disclose any for the other second home. please provide a revised 1003 for accurate figures - Due Diligence Vendor-10/24/2025 <br> Ready for Review-DTI is accurate - please add the HOI and taxes for the 2 second momes borrower owns.Both second homes are without mortgage,but HOI and taxes were provided on file and added to liabilities - Buyer-10/23/2025 <br> Open-DTI is off by.1.684. Lender DTI:26.19% and Verified DTI 24.51%<br> \* PITI $[Redacted] and Income $[Redacted] : matches. Other Payment .$[Redacted]<br> \* Reason: Unable to identify <br> Actual calculation PITIA$[Redacted] + OP $[Redacted] + Rental Loss $[Redacted] Income $[Redacted] = DTI should be 24.51% - Due Diligence Vendor-10/22/2025 |  | Resolved-lender provided their corrected and updated final 1003 with accurate second home t/i. DTI now matches - Due Diligence Vendor-10/24/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5980081 |
| 1124 |  | D A | Closed | FCOM4028 | 2025-10-22 13:02 | 2025-10-22 21:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/22/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/23/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5976595 |
| 1013 |  | D A | Closed | FCOM4028 | 2025-10-27 15:18 | 2025-10-28 12:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/27/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6029244 |
| 1143 |  | D A | Closed | FCOM4028 | 2025-10-28 06:56 | 2025-10-28 14:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6034075 |
| 983 |  | D B A | Closed | FCOM4028 | 2025-10-28 07:10 | 2025-10-28 14:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6034250 |
| 983 |  | D B A | Closed | FCRE1437 | 2025-10-28 09:07 | 2025-10-28 09:07 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-As per guide, annuity and insurance not included in allowable accounts under asset utilization program.<br> \*Exception form is provided to allow Annuity / Insurance be used for assets as income calculation.<br> \*Approved Conditions : [Redacted] LTV max, 0.25 to price<br> \*Exception form is on page #357 of 454 - Due Diligence Vendor-10/28/2025 |  | Waived-As per guide, annuity and insurance not included in allowable accounts under asset utilization program.<br> \*Exception form is provided to allow Annuity / Insurance be used for assets as income calculation.<br> \*Approved Conditions : [Redacted] LTV max, 0.25 to price<br> \*Exception form is on page #357 of 454 - Due Diligence Vendor-10/28/2025 |  | Revolving debt is under 30%, Residual income >=3000$, DTI >=10% lower than loan program, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6036500 |
| 983 |  | D B A | Closed | FCRE1441 | 2025-10-28 09:02 | 2025-10-28 09:02 | Waived | 2 - Non-Material B | Credit | Eligibility | Delinquent Credit History Does Not Meet Guideline Requirements | Waived-\*Exception form is provided to allow [Redacted] Charge off to be paid at closing<br> \*Approved as is<br> \*Exception form is on page #358 - Due Diligence Vendor-10/28/2025 |  | Waived-\*Exception form is provided to allow [Redacted] Charge off to be paid at closing<br> \*Approved as is<br> \*Exception form is on page #358 - Due Diligence Vendor-10/28/2025 |  | Revolving debt is under 30%, No credit events past 40 months, LTV 10% below maximum | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6036388 |
| 983 |  | D B A | Closed | FCRE1248 | 2025-10-28 08:12 | 2025-10-28 08:56 | Waived | 2 - Non-Material B | Credit | Eligibility | Purchase is not considered to be an Arm's Length Transaction | Waived-Purchase is not considered to be an Arm's Length Transaction \*Exception form is provided to allow Non Arm's Length Transaction<br> \*Approved as is<br> \*Exception form is on page #358 of 454 - Due Diligence Vendor-10/28/2025 |  | Waived-Purchase is not considered to be an Arm's Length Transaction \*Exception form is provided to allow Non Arm's Length Transaction<br> \*Approved as is<br> \*Exception form is on page #358 of 454 - Due Diligence Vendor-10/28/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, LTV 10% below maximum | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6035218 |
| 768 |  | D A | Closed | FCOM4028 | 2025-10-28 07:53 | 2025-10-28 15:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/28/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6034867 |
| 960 |  | D A | Closed | FCOM4028 | 2025-10-28 06:24 | 2025-10-28 15:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/28/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6033775 |
| 1095 |  | D A | Closed | FCOM4028 | 2025-10-28 08:14 | 2025-10-29 10:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6035234 |
| 1129 |  | D A | Closed | FCOM4028 | 2025-10-28 09:07 | 2025-10-29 10:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6036499 |
| 1079 |  | D A | Closed | FCOM4028 | 2025-10-28 08:40 | 2025-10-28 19:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6035839 |
| 648 |  | D B A | Closed | FCOM4028 | 2025-10-28 09:08 | 2025-10-28 19:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6036532 |
| 648 |  | D B A | Closed | FCRE6696 | 2025-10-28 10:44 | 2025-10-28 10:44 | Waived | 2 - Non-Material B | Credit | Income/Employment | Employment Self-Employed Less Than 2 Years at Origination | Waived-Waived-As per guide, business 2 and more years of existence<br> \*Exception form is provided to allow with Less than 2 years SE on Bank Statement program<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 121 of 191, Entity Docs page 111 of 191 - Due Diligence Vendor-10/28/2025 - Due Diligence Vendor-10/28/2025 |  | Waived-Waived-As per guide, business 2 and more years of existence<br> \*Exception form is provided to allow with Less than 2 years SE on Bank Statement program<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 121 of 191, Entity Docs page 111 of 191 - Due Diligence Vendor-10/28/2025 - Due Diligence Vendor-10/28/2025<br>|  | DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 6039400 |
| 648 |  | D B A | Closed | FCRE1437 | 2025-10-28 10:40 | 2025-10-28 10:40 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-Waived-As per guide, Statements must support stable and generally predictable deposits.<br> \*Exception form is provided to allow with unstable deposits<br> \*Approved Conditions: [Redacted] MAX & 0.25 to price<br> \*Exception form is on page # 120 of 191, bank statements page 56 of 181- Due Diligence Vendor-10/28/2025 - Due Diligence Vendor-10/28/2025 |  | Waived-Waived-As per guide, Statements must support stable and generally predictable deposits.<br> \*Exception form is provided to allow with unstable deposits<br> \*Approved Conditions: [Redacted] MAX & 0.25 to price<br> \*Exception form is on page # 120 of 191, bank statements page 56 of 181- Due Diligence Vendor-10/28/2025 - Due Diligence Vendor-10/28/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 6039321 |
| 648 |  | D B A | Closed | FCRE6763 | 2025-10-28 10:37 | 2025-10-28 10:37 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income documentation does not meet guidelines | Waived-Waived-As per guide, All parties listed on each bank account must also be borrowers on the loan (personal bank statements)<br> \*Exception form is provided to allow with NBI on bank statement (wife on bank statement/not on loan)<br> \*Approved Conditions: [Redacted] MAX & 0.25 to price<br> \*Exception form is on page # 120 of 191, Bank statements page 56 of 181 - Due Diligence Vendor-10/28/2025 - Due Diligence Vendor-10/28/2025 |  | Waived-Waived-As per guide, All parties listed on each bank account must also be borrowers on the loan (personal bank statements)<br> \*Exception form is provided to allow with NBI on bank statement (wife on bank statement/not on loan)<br> \*Approved Conditions: [Redacted] MAX & 0.25 to price<br> \*Exception form is on page # 120 of 191, Bank statements page 56 of 181 - Due Diligence Vendor-10/28/2025 - Due Diligence Vendor-10/28/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months,<br> Credit score >40 points than minimum required | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 6039295 |
| 1110 |  | D A | Closed | FCRE9651 | 2025-10-28 04:43 | 2025-10-30 08:43 | Resolved | 1 - Information A | Credit | Missing Doc | Amortization Schedule missing from Closing Package. | Resolved-am schedule now present - Due Diligence Vendor-10/30/2025 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-10/30/2025 <br>Open-Amortization Schedule is 'Missing'from the Closing Package. - Due Diligence Vendor-10/28/2025 |  | Resolved-am schedule now present - Due Diligence Vendor-10/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6032969 |
| 1110 |  | D A | Closed | FCOM4028 | 2025-10-28 03:56 | 2025-10-28 12:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6032718 |
| 1105 |  | D A | Closed | FCOM4028 | 2025-10-28 03:03 | 2025-10-28 12:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6032499 |
| 1158 |  | D A | Closed | FCOM4028 | 2025-10-28 07:30 | 2025-10-28 12:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 760 days - Due Diligence Vendor-10/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/28/2025 |  | Resolved-Loan closed in less than 760 days - Due Diligence Vendor-10/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6034517 |
| 1045 |  | D A | Closed | FCOM4028 | 2025-10-28 07:50 | 2025-10-28 14:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6034823 |
| 392 |  | D A | Closed | FCOM4028 | 2025-10-28 23:54 | 2025-10-29 14:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6047086 |
| 1135 |  | D A | Closed | FCOM4028 | 2025-10-28 11:17 | 2025-10-28 19:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6040011 |
| 824 |  | D A | Closed | FCOM4028 | 2025-10-28 11:10 | 2025-10-29 10:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6039896 |
| 1101 |  | D A | Closed | FCOM4028 | 2025-10-28 11:48 | 2025-10-28 14:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6040648 |
| 995 |  | D A | Closed | FCOM4028 | 2025-10-28 11:15 | 2025-10-29 12:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | N/A | N/A | 6039990 |
| 843 |  | D B A | Closed | FCOM4028 | 2025-10-29 00:49 | 2025-10-29 10:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025 <br>Resolved- - Due Diligence Vendor-10/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6047278 |
| 843 |  | D B A | Closed | FVAL5385 | 2025-10-29 02:18 | 2025-10-29 04:42 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Subject property listed for sale in last 6 months and the same reflects in Approval document in Page #660. however, exception document is in page # 554 - Due Diligence Vendor-10/29/2025 |  | Waived-Subject property listed for sale in last 6 months and the same reflects in Approval document in Page #660. however, exception document is in page # 554 - Due Diligence Vendor-10/29/2025<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months- No Mortgage late payments in CBR Page #662<br> 5+ years credit history-Oldest tradeline date in CBR page # 662 is 08/01/2007<br> No consumer late payments in the last 24 months-No Consumer late payments in CBR Page #662<br> Credit score >40 points than minimum required-Audited FICO 789 and Guideline maximum FICO 660 with difference 129 which is greater than 40<br> Reserves>6 months-Calculated reserves in File is 52.7 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6047602 |
| 843 |  | D B A | Closed | FVAL5472 | 2025-10-29 02:20 | 2025-10-29 04:42 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Rural property 16 acres exceed the 10 acres limit per Appraisal Report in Page #15. however exception document is in page # 554 - Due Diligence Vendor-10/29/2025 |  | Waived-Rural property 16 acres exceed the 10 acres limit per Appraisal Report in Page #15. however exception document is in page # 554 - Due Diligence Vendor-10/29/2025<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months- No Mortgage late payments in CBR Page #662<br> 5+ years credit history-Oldest tradeline date in CBR page # 662 is 08/01/2007<br> No consumer late payments in the last 24 months-No Consumer late payments in CBR Page #662<br> Credit score >40 points than minimum required-Audited FICO 789 and Guideline maximum FICO 660 with difference 129 which is greater than 40<br> Reserves>6 months-Calculated reserves in File is 52.7 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6047614 |
| 1149 |  | D A | Closed | FCOM4028 | 2025-10-28 12:23 | 2025-10-29 13:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6041394 |
| 1127 |  | D A | Closed | FCOM4028 | 2025-10-29 07:23 | 2025-10-29 14:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 6049851 |
| 1161 |  | D B A | Closed | FCOM4028 | 2025-10-29 04:41 | 2025-10-29 11:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6048226 |
| 1161 |  | D B A | Closed | FVAL5385 | 2025-10-29 05:41 | 2025-10-29 07:13 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Subject Property listed for sale in the past 6 months, we have exception in page#12_Credit pkg part 2.pdf - Due Diligence Vendor-10/29/2025 |  | Waived-Subject Property listed for sale in the past 6 months, we have exception in page#12_Credit pkg part 2.pdf - Due Diligence Vendor-10/29/2025<br>|  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 5+ years credit history- Oldest tradeline date in CBR page #12_Credit pkg part 1.pdf is 04/01/2005<br> No consumer late payments in the last 24 months - No Consumer late payments in past 24 months per CBR Page #12_Credit pkg part 2.pdf. Existing late payments till 06/2022<br> Credit score >40 points than minimum required - Guideline Min FICO is 660 and Qualifying FICO is 786 variance is 126 > 40 points | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6048616 |
| 1036 |  | D A | Closed | FCOM4028 | 2025-10-28 14:10 | 2025-10-29 16:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/28/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/29/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6043377 |
| 1044 |  | D A | Closed | FCOM4028 | 2025-10-29 06:14 | 2025-10-29 14:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6048924 |
| 1163 |  | D A | Closed | FCOM4028 | 2025-10-28 10:52 | 2025-10-28 13:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6039585 |
| 1146 |  | D A | Closed | FCOM4028 | 2025-10-29 08:32 | 2025-10-29 14:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6050990 |
| 1019 |  | D A | Closed | FCOM4028 | 2025-10-28 12:41 | 2025-10-29 16:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/28/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/29/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6041735 |
| 1111 |  | D A | Closed | FCOM4028 | 2025-10-28 13:15 | 2025-10-29 16:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/28/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6042416 |
| 1093 |  | D A | Closed | FCOM4028 | 2025-10-28 21:56 | 2025-10-29 12:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6046729 |
| 976 |  | D A | Closed | FCOM4028 | 2025-10-28 12:21 | 2025-10-29 16:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/28/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/29/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6041330 |
| 1097 |  | D A | Closed | FCOM4028 | 2025-10-28 15:17 | 2025-10-29 16:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/28/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/29/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | N/A | N/A | 6044288 |
| 1162 |  | D A | Closed | FCOM4028 | 2025-10-29 07:47 | 2025-10-30 18:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6050182 |
| 1160 |  | D A | Closed | FCOM4028 | 2025-10-29 07:39 | 2025-10-30 18:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/31/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6050060 |
| 1147 |  | D B A | Closed | FCOM4028 | 2025-10-29 05:50 | 2025-10-30 14:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6048698 |
| 1147 |  | D B A | Closed | FCRE1200 | 2025-10-29 07:53 | 2025-10-29 07:53 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Exception for loan amount under [Redacted]<br>Approved with conditions of [Redacted] Max & 0.25 to price - Due Diligence Vendor-10/29/2025 |  | Waived-Exception for loan amount under [Redacted]<br>Approved with conditions of [Redacted] Max & 0.25 to price - Due Diligence Vendor-10/29/2025<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history,<br> No consumer late payments in the last 24 months, LTV 10% below maximum, Borrower contribution exceeds requirement >=5% | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6050277 |
| 1117 |  | D A | Closed | FCOM4028 | 2025-10-29 08:41 | 2025-10-30 14:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6051300 |
| 1051 |  | D A | Closed | FCOM4028 | 2025-10-29 09:21 | 2025-10-30 13:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6052377 |
| 644 |  | D A | Closed | FCOM4028 | 2025-10-29 07:52 | 2025-10-30 14:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt - Buyer-10/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6050248 |
| 1087 |  | D A | Closed | FCOM4028 | 2025-10-29 08:22 | 2025-10-30 13:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6050773 |
| 1064 |  | D A | Closed | FCOM4028 | 2025-10-29 09:28 | 2025-10-30 10:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6052583 |
| 1137 |  | D A | Closed | FCOM4028 | 2025-10-29 06:23 | 2025-10-30 09:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6049013 |
| 1122 |  | D A | Closed | FCOM4028 | 2025-10-29 10:58 | 2025-10-31 09:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6055079 |
| 1113 |  | D A | Closed | FCOM4028 | 2025-10-29 13:31 | 2025-10-30 13:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 6057941 |
| 1024 |  | D A | Closed | FCOM4028 | 2025-10-29 12:44 | 2025-10-30 15:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6057145 |
| 1133 |  | D A | Closed | FCOM4028 | 2025-10-29 11:40 | 2025-10-30 15:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6055917 |
| 811 |  | D A | Closed | FCOM4028 | 2025-10-29 15:54 | 2025-10-31 09:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6060021 |
| 914 |  | D A | Closed | FCOM4028 | 2025-10-30 07:23 | 2025-10-31 09:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/30/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6065707 |
| 1069 |  | D A | Closed | FCOM4028 | 2025-10-30 13:10 | 2025-10-31 09:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/30/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/31/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6073715 |
| 911 |  | D A | Closed | FCOM4028 | 2025-10-30 13:26 | 2025-10-31 09:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/30/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/31/2025<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6073977 |
| 593 |  | D A | Closed | FCOM4028 | 2025-10-30 12:47 | 2025-10-31 09:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/30/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/31/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6073332 |
| 715 |  | D A | Closed | FCOM4028 | 2025-10-30 13:35 | 2025-10-31 09:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/30/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-10/31/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6074125 |

---

## Exhibit 99.5

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.5**

![](mission-logo.jpg)

---

| |
|:---|
| **Data Compare Summary** |
| **2025_ADMT-NQM5_FINAL** |
| **Run Date - 11/10/2025 10:00:00 AM** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Field Label** | **Loans With Discrepancy** | **Total Times Compared** | **% Variance** | **Comments** |
| AllBorrowerTotalIncome | 25 | 989 | 2.53% | All Income was verified for each borrower |
| ApplicationDate | 78 | 989 | 7.89% | All variances were verified by Mission using either the 1003 date or the credit report date |
| B1Citizen | 1 | 989 | 0.1% | All variances were verified by Citizenship documents |
| B1FirstName | 32 | 989 | 12.94% | All variances were spelling differences in the tape vs on the note. |
| B1LastName | 21 | 989 | 2.12% | All variances were spelling differences in the tape vs on the note. |
| B2FirstName | 2 | 166 | 9.64% | All variances were spelling differences in the tape vs on the note. |
| B2LastName | 5 | 166 | 3.01% | All variances were spelling differences in the tape vs on the note. |
| ClosingSettlementDate | 463 | 883 | 52.43% | In all cases Mission verified closing dates from the relevant closing documents. |
| DSCR | 56 | 989 | 5.66% | In all cases Mission recalculated DSCR from relevant income and credit documents. |
| FirstPaymentDate | 14 | 989 | 1.42% | In all cases Mission verified first payment date from the promissory note. |
| InitialMonthlyPIOrIOPayment | 26 | 989 | 2.63% | In all cases Mission verified the monthly PI Payment from the promissory note. |
| InterestRate | 0 | 989 | 0% |  |
| LoanAmount | 0 | 989 | 0% |  |
| LoanProgram | 14 | 989 | 1.42% | In each case, these appear to be changes in Loan program during underwriting. In all cases Mission verified programs from the Loan approval and final loan docs. |
| LoanPurpose | 0 | 989 | 0% |  |
| MINNo | 15 | 960 | 1.56% | In all cases Mission verified the MIN number present on the Deed of Trust. |
| MortgageOriginationChannel | 0 | 889 | 0% |  |
| NoteDate | 2 | 955 | 0.21% | All date variances were verified from the Promissory Note. |
| NumberofUnits | 4 | 989 | 0.4% | In all cases Mission verified property units from the appraisal and other property related documents. |
| Occupancy | 0 | 989 | 0% |  |
| PrimaryAppraisedPropertyValue | 10 | 989 | 1.01% | Mission verified values used from the appraisal. |
| PropertyAddress | 126 | 989 | 12.74% | All variances were various slight spelling differences in the tape vs on the deed of trust. |
| PropertyCity | 1 | 989 | 0.1% | All variances were various slight spelling differences in the tape vs on the deed of trust. |
| PropertyCounty | 106 | 989 | 10.72% | All variances were various slight spelling differences in the tape vs on the deed of trust. |
| PropertyState | 0 | 989 | 0% |  |
| PropertyType | 78 | 985 | 7.92% | All differences are enumerations are related to ASF enumerations. In each case mission verified the Property type from the appraisal. |
| PropertyZipCode | 0 | 989 | 0% |  |
| QualifyingCLTV | 46 | 989 | 4.65% | In all cases Mission verified values from appraisal documents and 2nd lien values from 2nd lien documents or credit reports. |
| RefinanceType | 32 | 402 | 7.96% | All variations were verified from the 1003 documentation. |
| SalesPrice | 2 | 601 | 0.33% | Mission verified sales price from sales contracts and closing documents. |
| TotalDebtIncomeRatio | 2 | 943 | 0.21% | In all cases Mission verified borrower income and all debts from the credit reports and recalculated DTI. |
| UnderwritingGuidelineLenderName | 1 | 974 | 0.1% | Mission verifies all guideline data used for each loan. |
| UnderwritingGuidelineName | 0 | 974 | 0.21% | Mission verifies all guideline data used for each loan. |
| UnderwritingGuidelineVersionDate | 447 | 923 | 48.43% | Mission verifies all guideline data used for each loan. |
| VerifiedDocType | 212 | 980 | 21.63% | Mission uses ASF defined doc types used for income qualification an dthe lender tape differs from these enumerations. |

---

## Exhibit 99.6

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.6**

![](mission-logo.jpg)

---

| |
|:---|
| **Data Compare Detail Report** |
| **2025_ADMT-NQM5_FINAL** |
| **Run Date - 11/10/2025 10:00:00 AM** |

---

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** |
| 219 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 209 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 271 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 288 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 320 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 365 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 419 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 525 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 510 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 618 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 853 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 639 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 638 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 759 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 832 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 765 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 835 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 829 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 926 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 740 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 950 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 621 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 986 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 1016 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 1002 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 177 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 187 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 208 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 211 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 234 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 210 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 258 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 241 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 253 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 264 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 293 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 280 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 299 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 282 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 300 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 313 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 388 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 374 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 326 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 470 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 606 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 604 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 601 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 597 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 412 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 472 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 636 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 437 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 589 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 579 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 436 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 771 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 598 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 513 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 440 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 725 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 471 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 802 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 422 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 610 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 733 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 692 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 612 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 925 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 947 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 333 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 796 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 839 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 527 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1005 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 967 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 889 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1012 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 908 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 833 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1020 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 892 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1023 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 887 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 869 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1033 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 980 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 876 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1021 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1025 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1120 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 962 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 890 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1000 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1083 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1096 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1155 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1130 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1002 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1139 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 949 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1124 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 1024 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 321 |  |  | [Redacted] | Borrower 1 Citizen | the1003Page | Non Permanent Resident Alien | Permanent Resident Alien |
| 180 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 196 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 220 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 215 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 281 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 296 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 338 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 724 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 641 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 414 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 405 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 448 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 819 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 696 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 734 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 814 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 762 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 858 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 847 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 1072 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 901 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 809 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 557 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 953 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 532 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 1130 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 1090 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 1123 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 961 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 1139 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 392 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 1122 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 233 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 243 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 254 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 336 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 365 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 359 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 641 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 653 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 599 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 700 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 977 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 755 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 389 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1000 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1050 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1159 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 961 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 934 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1129 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 1079 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 976 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 819 |  |  | [Redacted] | Borrower 2 First Name | notePage | [Redacted] | [Redacted] |
| 1134 |  |  | [Redacted] | Borrower 2 First Name | notePage | [Redacted] | [Redacted] |
| 338 |  |  | [Redacted] | Borrower 2 Last Name | notePage | [Redacted] | [Redacted] |
| 336 |  |  | [Redacted] | Borrower 2 Last Name | notePage | [Redacted] | [Redacted] |
| 861 |  |  | [Redacted] | Borrower 2 Last Name | notePage | [Redacted] | [Redacted] |
| 1159 |  |  | [Redacted] | Borrower 2 Last Name | notePage | [Redacted] | [Redacted] |
| 961 |  |  | [Redacted] | Borrower 2 Last Name | notePage | [Redacted] | [Redacted] |
| 208 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.351 | 1.013 |
| 250 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.399 | 1.194 |
| 263 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.729 | 1.108 |
| 287 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.315 | 1.314 |
| 289 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.506 | 0.923 |
| 282 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.303 | 0.913 |
| 311 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 2.182 | 1.07 |
| 305 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.327 | 1.161 |
| 319 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.436 | 1.071 |
| 309 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.352 | 1.103 |
| 313 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.592 | 1.327 |
| 382 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.27 | 1.005 |
| 388 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.574 | 0.802 |
| 372 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.755 | 0.754 |
| 413 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.929 | 0.767 |
| 491 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.021 | 0.819 |
| 479 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.354 | 1.015 |
| 410 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.327 | 1.172 |
| 500 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.393 | 1.044 |
| 466 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.016 | 1.148 |
| 597 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.96 | 1.119 |
| 591 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.295 | 1.294 |
| 663 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.695 | 0.694 |
| 526 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.918 | 1.101 |
| 499 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.179 | 1.572 |
| 731 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.212 | 1.221 |
| 558 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.801 | 0.779 |
| 544 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.028 | 1.022 |
| 747 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.459 | 1.041 |
| 627 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.026 | 1.025 |
| 825 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.355 | 1.354 |
| 742 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.855 | 0.767 |
| 494 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.255 | 1.254 |
| 452 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.026 | 1.025 |
| 518 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.026 | 1.025 |
| 656 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.342 | 1.006 |
| 805 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.846 | 0.845 |
| 547 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.275 | 1.274 |
| 913 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.264 | 0.873 |
| 903 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.926 | 0.925 |
| 872 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.326 | 1.325 |
| 947 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.008 | 1.018 |
| 971 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.046 | 0.802 |
| 882 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.277 | 1.223 |
| 583 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.851 | 0.915 |
| 954 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.006 | 1.005 |
| 668 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.355 | 1.422 |
| 870 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.305 | 1.043 |
| 977 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.375 | 1.374 |
| 712 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.006 | 1.005 |
| 798 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.006 | 1.005 |
| 792 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.455 | 1.454 |
| 1106 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.332 | 0.953 |
| 683 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.186 | 1.185 |
| 1112 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.275 | 0.876 |
| 1042 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.986 | 0.985 |
| 176 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 177 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 181 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 185 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 184 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 192 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 191 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 188 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 190 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 182 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 196 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 197 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 186 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 203 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 193 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 189 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 202 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 212 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 199 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 204 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 211 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 178 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 214 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 220 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 219 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 209 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 228 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 230 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 218 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 226 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 222 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 231 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 227 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 232 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 210 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 224 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 229 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 242 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 248 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 246 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 236 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 243 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 216 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 247 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 260 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 258 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 272 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 270 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 276 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 278 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 279 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
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| 913 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 885 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 974 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 903 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 443 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 872 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 832 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 673 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 588 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 925 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 879 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
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| 520 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
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| 583 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 954 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
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| 852 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 691 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 753 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
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| 756 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
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| 737 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 497 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
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| 750 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
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| 940 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
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| 575 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
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| 609 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 989 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
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| 302 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 978 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
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| 557 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 927 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 501 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
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| 1128 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 549 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
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| 1086 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
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| 1070 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 548 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 964 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 367 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 394 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1048 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 532 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
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| 1112 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
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| 473 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1118 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
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| 1054 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
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| 1152 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1038 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 445 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1115 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 956 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
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| 1102 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
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| 948 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1116 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 665 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1010 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 431 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
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| 1063 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1018 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
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| 1131 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
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| 1104 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
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| 1013 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1143 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
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| 1044 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1163 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1019 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1111 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 976 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
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| 1137 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 1113 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1024 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 914 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 1069 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 911 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 593 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 193 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 604 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 601 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 412 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 440 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 560 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 610 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 631 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 796 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 848 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 992 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 962 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 1002 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 949 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 260 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 237 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 276 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 315 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 313 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 331 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 332 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 409 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 413 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 401 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 561 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 495 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 438 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 487 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 408 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 574 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 742 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 660 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 547 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 804 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 972 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 943 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 302 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 735 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 963 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 1013 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 410 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 528 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 581 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 498 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 505 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 654 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 649 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 816 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 609 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 683 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 1102 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 987 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 1131 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 1143 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 211 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 287 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 273 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 343 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 374 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 426 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 404 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 603 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 599 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 733 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 795 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 958 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 749 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 1028 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 1140 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 444 |  |  | [Redacted] | Note Date | notePage | [Redacted] | [Redacted] |
| 577 |  |  | [Redacted] | Note Date | notePage | [Redacted] | [Redacted] |
| 217 |  |  | [Redacted] | Number of Units | propertyValuationPage | 2 | 4 |
| 583 |  |  | [Redacted] | Number of Units | propertyValuationPage | 3 | 2 |
| 661 |  |  | [Redacted] | Number of Units | propertyValuationPage | 3 | 2 |
| 421 |  |  | [Redacted] | Number of Units | propertyValuationPage | 3 | 2 |
| 262 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| 268 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| 294 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| 327 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| 395 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| 616 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| 942 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| 750 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| 1000 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| 473 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| 175 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 197 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 202 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 178 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 214 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 226 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 233 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 244 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 243 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 247 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 237 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 259 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 261 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 255 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 294 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 316 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 183 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 301 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 306 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 297 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 336 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 348 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 366 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 370 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 384 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 390 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 395 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 400 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 432 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 470 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 491 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 479 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 410 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 502 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 404 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 492 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 724 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 434 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 629 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 435 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 663 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 448 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 522 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 462 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 622 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 624 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 544 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 579 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 679 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 592 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 705 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 752 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 436 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 505 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 727 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 664 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 540 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 614 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 729 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 599 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 490 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 545 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 867 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 617 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 685 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 816 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 504 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 851 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 610 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 645 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 805 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 861 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 728 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 619 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 880 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 467 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 872 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 895 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 817 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 884 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 796 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 954 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 842 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 753 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 921 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 918 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 637 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 931 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 910 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 1008 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 968 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 858 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 897 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 944 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 793 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 740 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 1014 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 609 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 959 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 890 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 317 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 1072 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 1046 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 501 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 1007 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 965 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 1043 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 1078 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 1128 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 899 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 815 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 1155 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 1130 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 840 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 1140 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 1151 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 1139 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 948 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 1153 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 1010 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 1156 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 1058 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 1154 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 960 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 1093 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 1113 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 1108 |  |  | [Redacted] | Property City | notePage | [Redacted] | [Redacted] |
| 185 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 182 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 203 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 193 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 211 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 219 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 234 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 243 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 258 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 237 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 285 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 280 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 300 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 336 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 341 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 349 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 361 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 324 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 353 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 370 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 378 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 407 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 413 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 351 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 439 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 454 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 410 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 466 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 502 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 566 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 601 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 460 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 543 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 472 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 629 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 576 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 636 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 486 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 455 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 522 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 424 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 437 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 456 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 785 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 635 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 579 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 723 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 780 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 727 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 420 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 729 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 625 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 519 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 599 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 704 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 444 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 533 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 709 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 867 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 428 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 697 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 822 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 577 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 560 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 645 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 646 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 630 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 733 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 923 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 728 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 763 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 859 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 875 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 765 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1006 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 945 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 835 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 931 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 678 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1022 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 893 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1008 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1032 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 892 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 881 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1023 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1041 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 740 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 950 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1025 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 975 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 772 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 621 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1142 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1055 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1034 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 812 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 769 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1114 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1123 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1132 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1124 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1129 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1105 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 995 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 1117 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 247 |  |  | [Redacted] | Property Type | propertyValuationPage | Condotel | Condotels |
| 257 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| 253 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 183 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| 292 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| 301 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| 331 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 332 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 365 |  |  | [Redacted] | Property Type | propertyValuationPage | Condotel | Condotels |
| 357 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| 380 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 376 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 370 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| 384 |  |  | [Redacted] | Property Type | propertyValuationPage | Condotel | Condotels |
| 396 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| 379 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 601 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 472 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| 488 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - SW | Mfr |
| 448 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| 424 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 499 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 437 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 544 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| 651 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 592 |  |  | [Redacted] | Property Type | propertyValuationPage | Condotel | Condotels |
| 436 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| 476 |  |  | [Redacted] | Property Type | propertyValuationPage | PUD | MfrPUD |
| 603 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| 475 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| 449 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 729 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| 672 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 469 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 639 |  |  | [Redacted] | Property Type | propertyValuationPage | Condotel | Condotels |
| 634 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 490 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| 867 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| 734 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| 816 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| 422 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - SW | MfrPUD |
| 610 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| 645 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| 805 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| 861 |  |  | [Redacted] | Property Type | propertyValuationPage | Condotel | Condotels |
| 547 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 728 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| 693 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 443 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 895 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| 354 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 583 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 762 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 668 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 700 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| 337 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 737 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| 516 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 870 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 739 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 793 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| 755 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| 563 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 1072 |  |  | [Redacted] | Property Type | propertyValuationPage | Condotel | Condotels |
| 809 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Detached | PUD |
| 389 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 792 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 965 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| 1128 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 683 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| 473 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 1038 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 948 |  |  | [Redacted] | Property Type | propertyValuationPage | Condotel | Condotels |
| 665 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 868 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 431 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | Mfr |
| 1154 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| 1113 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condotels |
| 184 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 191 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 188 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 208 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 220 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 227 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 242 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 236 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 243 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 274 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 279 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 271 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 269 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 288 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 290 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 312 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 295 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 352 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 327 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 346 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 371 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 415 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 453 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 387 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 351 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 508 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 487 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 616 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 781 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 779 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 814 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 443 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 884 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 786 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 942 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 750 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1003 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 534 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 975 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 421 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1048 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 999 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 768 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 1024 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 911 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 593 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 252 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 313 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 380 |  |  | [Redacted] | Refinance Type | the1003Page | No Cash Out - Borrower Initiated | Cash Out - Other |
| 427 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | Cash Out - Other |
| 495 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 416 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 412 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 424 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 373 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 542 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 524 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 616 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 440 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 625 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 519 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 660 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 333 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 804 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 829 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 898 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 582 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 793 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 978 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 998 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 735 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 956 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 1018 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 1098 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 995 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <1% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 1127 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 1097 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <1% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 1113 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 496 |  |  | [Redacted] | Sales Price | propertyValuationPage | [Redacted] | [Redacted] |
| 568 |  |  | [Redacted] | Sales Price | propertyValuationPage | [Redacted] | [Redacted] |
| 295 |  |  | [Redacted] | Total Debt/Income Ratio | the1008Page | [Redacted] | [Redacted] |
| 1155 |  |  | [Redacted] | Total Debt/Income Ratio | the1008Page | [Redacted] | [Redacted] |
| 176 |  |  | [Redacted] | TPR Qualifying Income Doc Type | overrideTrueData | W2/Paystub Verified | Full Doc |
| 184 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 191 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 182 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 203 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Written Verification of Employment | Full Doc |
| 189 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 227 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 224 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 243 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 288 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 298 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 303 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 290 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 304 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 322 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 312 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 338 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | Full Doc |
| 291 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 334 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 342 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 340 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 346 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 357 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 407 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 447 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 433 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 470 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 351 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 461 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 464 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 484 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 426 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1099 Verified | 1099 |
| 606 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 416 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 492 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 581 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 434 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 482 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 571 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 414 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 435 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 405 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 618 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 698 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 483 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 636 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 522 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 662 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 722 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 605 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1099 Verified | 1099 |
| 687 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 699 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 624 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 358 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 688 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 592 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 705 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 587 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1099 Verified | 1099 |
| 436 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 476 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 603 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 475 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 723 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 666 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 780 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 652 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 784 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 710 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 727 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 623 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 664 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 540 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 308 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1099 Verified | 1099 |
| 440 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 729 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 599 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 802 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 638 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 759 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Written Verification of Employment | Full Doc |
| 545 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 867 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 585 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 685 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 816 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 826 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 851 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 610 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 645 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 909 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 844 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 733 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 791 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 660 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 779 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 814 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 923 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 728 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 717 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | 1YFULL |
| 619 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 820 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 763 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 885 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 859 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 832 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 801 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 713 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 631 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 925 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 879 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 895 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 608 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 520 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 933 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 900 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 796 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | Full Doc |
| 839 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 757 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 857 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 921 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 765 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 951 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1006 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 808 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Retirement Income Doc Verified | Full Doc |
| 918 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 478 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 835 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 552 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 931 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 602 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 831 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 670 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1099 Verified | 1099 |
| 984 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 874 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 829 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 841 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 898 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 1012 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 553 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1037 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1008 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 968 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Retirement Income Doc Verified | Full Doc |
| 582 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 943 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 775 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 897 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 944 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 626 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 1067 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 740 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 919 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1014 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 982 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 732 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 989 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 959 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 876 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 317 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 864 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 901 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 562 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 557 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1099 Verified | 1099 |
| 1094 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 749 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1040 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 760 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1076 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 965 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 907 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1043 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1078 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 899 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1082 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Written Verification of Employment | Full Doc |
| 1048 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 532 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 963 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1071 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1103 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 736 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1083 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 1015 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1136 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 818 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1114 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1119 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 1123 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 840 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1140 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 787 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1099 Verified | 1099 |
| 1151 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 948 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Retirement Income Doc Verified | Full Doc |
| 1153 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1116 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1010 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1109 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1126 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 997 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1157 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 999 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 1098 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 1124 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 983 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 768 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 1101 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1099 Verified | 1099 |
| 995 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 1019 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1111 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1160 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1099 Verified | 1099 |
| 1147 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1137 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1113 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 1024 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 593 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 461 |  |  | [Redacted] | Underwriting Guideline Lender Name | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 176 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 12-07-2023 | 08/29/2023 |
| 179 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 02-15-2024 | 03/22/2024 |
| 177 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-24-2024 | 03/22/2024 |
| 175 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 04-15-2024 | 11/01/2023 |
| 184 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 06/06/2024 |
| 191 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 06/06/2024 |
| 188 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 06/06/2024 |
| 190 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 06/06/2024 |
| 195 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 07/31/2024 |
| 194 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 06/06/2024 |
| 187 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 06/06/2024 |
| 196 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 06-26-2024 | 07/31/2024 |
| 197 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-01-2024 | 07/31/2024 |
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| 806 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-13-2025 | 05/27/2025 |
| 1115 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 840 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| 1134 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| 939 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 1073 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 1140 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 961 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 787 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-13-2025 | 05/27/2025 |
| 1148 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 990 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 934 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-13-2025 | 05/27/2025 |
| 956 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| 1151 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 1139 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 949 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| 1042 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 12-18-2024 | 05/27/2025 |
| 1088 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 1102 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 987 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| 948 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-21-2025 | 05/27/2025 |
| 1153 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 1116 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 665 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| 868 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-13-2025 | 05/27/2025 |
| 969 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| 1010 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| 718 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| 1156 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 1092 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 1145 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 1089 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 1109 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 1058 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 1049 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 1063 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| 1018 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| 674 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| 1132 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 1131 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 997 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| 1154 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 1107 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| 1104 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 957 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| 1124 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| 1013 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| 1143 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 983 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| 768 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| 960 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| 1095 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 1129 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 1079 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 1110 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 1105 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 1158 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 1045 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-13-2025 | 05/27/2025 |
| 1135 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 1101 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 843 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-13-2025 | 05/27/2025 |
| 1127 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 1161 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 1044 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 08-13-2025 | 05/27/2025 |
| 1146 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 1111 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| 1093 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 1162 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 1160 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 1051 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| 644 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| 1064 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 1137 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 1122 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 1113 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 811 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| 914 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| 911 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 09-12-2025 | 05/27/2025 |
| 593 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |
| 715 |  |  | [Redacted] | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | 07-21-2025 | 05/27/2025 |

---

## Exhibit 99.7

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.7**

**EXECUTIVE**

ADMT 2025-NQM5

**Overview**

Maxwell Diligence Solutions, LLC ("MaxDiligence") performed certain due diligence services (the "Review") described below on residential mortgage loans acquired by A&D Mortgage LLC. The Review was conducted from September 2024 to November 2025 on mortgage loans originated between August 2024 to October 2025.

The Review consisted of 100% of the population of 174 loans with an original aggregate loan balance of $65,400,158.00.

**Scope of Review**

**Credit Review**

MaxDiligence performed a "Credit Review" to verify compliance with guidelines in effect at the time of loan origination, or other guidelines provided by Client prior to review, and ensure the characteristics used by the underwriter are supported by the file documentation; and determine whether any loans outside of those guidelines contain legitimate and approved exceptions with compensating factors.

The credit review included the following (collectively, the "Credit Review"):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. <u>Review Initial & Final Application</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Check application for completeness. Determine whether the information in the preliminary Loan application, final application,
and all credit documents is consistent or reconciled.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Validate Social Security/Taxpayer Identification number is valid

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Compare data on final form 1003 with the data from verifications

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Form is Complete, Signed, Dated, on or before loan consummation date, and NMLS is complete

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. <u>Review AUS Decision and Approval Conditions</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Underwriting decision is supported (manual underwrite credit conditions have been satisfied prior to closing the approved Loan
package)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Validation of income calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Validation of assets/funds to close

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Validation of DTI / DSCR calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Validation of LTV calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Validation of payment shock calculations if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. DSCR Loans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Review of Hazard coverage and verification that sufficient coverage was in place on subject
and all premiums were included in DSCR

![](ex997001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Mortgage Insurance Certificate was
in file, if applicable, and coverage was sufficient, and premium was included in DSCR

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Review of Rental income and /or market
rents and validation of DSCR calculation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. <u>Review Occupancy/Red Flags</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Validates Social Security number and year issued

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verifies address information associated with the borrower (s)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Occupancy is supported

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Red Flags adequately addressed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. <u>Reverification of Borrower Original and Audit Credit Report</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Validate names, social security number(s), and addresses

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. AKA's investigated and cleared

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Validate credit inquiries within 90 days have been properly addressed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Acceptable credit history and credit score requirements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. <u>Reviews Fraud Report to compare vs loan documentation:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Validates Social Security number and year issued

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verifies address information associated with the Borrower (s)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Confirms OFAC clearances

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Reveals any potential bankruptcy filings

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. <u>Review of Borrower Employment, Income, and Asset Information</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Compare for conflicting information

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Check dates for document expiration

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Complete forms and documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Evaluate history and stability of employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Review employment and income by analyzing income documents and comparing against re-verification documents

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. W-2s and Paystubs, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Transcripts (as applicable) support income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Tax Returns and Profit and Loss Statements, as applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Bank Statements or other Alternate Income documents as required by the guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Consistent/Continuing Employment, if applicable

![](ex997001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Assets

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm adequate funds to cover required down payment and closing costs and reserves

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Check dates for document expiration

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Sufficient funds were sourced and seasoned

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Gift funds verified and met guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. <u>Review Sales Contract</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Complete and executed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Earnest Money Deposit verified

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Parties are consistent

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Seller contributions are within guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. <u>Hazard and Flood (if applicable)</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verify sufficient coverage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verify coverage is for subject

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Validate all premiums are included in DTI and any required upfront premium is paid

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. <u>Mortgage Insurance (if applicable)</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Certificate in file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Sufficient Coverage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Premium indicated and included in DTI

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10. <u>Review Title Commitment/Policy</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Vesting correct

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Lien position

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Legal description

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Validate no encumbrances

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11. <u>Review Closing Documents</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review security documents to ensure the Loan was closed in accordance with approval and with all required signatures and NMLS
identifiers

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Correct and complete instruments

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Closing Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Right to Cancel (if applicable)

![](ex997001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12. <u>Qualified Mortgage / Ability-to-Repay Review</u> 

Loans with application dates after January 10, 2014 are subject to the Qualified Mortgage ("QM") rule and the Ability to Repay ("ATR") rule under Regulation Z – the Truth in Lending Act. For these Loans, MaxDiligence will (a) Confirm that the originator/aggregator provided a QM designation, and (b) review the Loan for the eight (8) Key Underwriting Factors below that are required pursuant to the ATR rule.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending
TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, excluding investment properties, as set forth below:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43(c)) as evaluated based on the applicable investor
guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Refinancing of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Qualified Mortgages (QM) (12 C.F.R. 1026.43(e) (including qualified mortgages as separately defined by the Department of Housing
and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. MaxDiligence will review applicable mortgage loans for compliance with the ATR and QM rule requirements based upon each mortgage
loan's originator designation of QM, Non-QM, or exempt from ATR. (MaxDiligence determines the mortgage loan's status
under the ATR or QM rule requirements and assigns a due diligence mortgage loan designation. Generally, MaxDiligence notes as a
material exception if the due diligence findings do not confirm the originator's mortgage loan designation. Additionally,
MaxDiligence notes if an originator mortgage loan designation was not provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. MaxDiligence utilizes the following designations for applicable loans: QM designations: QM Safe-Harbor, Temporary QM, Non-QM,
QM Rebuttal Presumption and ATR Designations: ATR Compliant, ATR Exempt and ATR Fail.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. With respect to QM (Safe Harbor and Higher-priced) designated mortgage loans, MaxDiligence reviews the mortgage loan to determine
whether, based on available information in the mortgage loan file: (i) the mortgage loan contains risky mortgage loan features
and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable
QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets
at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the
time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This
portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of
each source.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. If a mortgage loan was designated as QM, MaxDiligence reviews the mortgage loan to determine whether, based on available information
in the mortgage loan file, if the mortgage loan satisfied (i), (ii) and (iii) in the preceding paragraph.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. For each QM designated mortgage loan that satisfied the applicable requirements enumerated above, MaxDiligence then determines
whether the mortgage loan is a Safe Harbor QM or QM Rebuttable Presumption by comparing the mortgage loan's actual annual
percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage. The Review also
includes determining, as applicable, whether a mortgage loan is a qualified mortgage as defined by the Department of Housing and
Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. For each QM designated mortgage loan that does not satisfy the applicable requirements enumerated above, MaxDiligence then
determines whether the mortgage loan complies with the ATR rule consideration and verification requirements, as defined within
the applicable underwriting guidelines, and provides a due diligence designation of Non-QM indicating compliant, ATR risk indicating
it may not be compliant, or ATR Fail, indicating it is non-compliant.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. MaxDiligence reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, the
creditor considered, as applicable, the following eight underwriting factors, and will verify such information using reasonably
reliable third-party records, at or before consummation:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Income / Assets - Recalculate borrower(s)'s monthly gross income, and validate funds required to close and required reserves,
to Confirm that the borrower has current or reasonably expected income or assets (other than the value of the property that secures
the Loan) that the borrower will rely on to repay the Loan.

● Review Loan documentation for required level of income and asset verifications.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Employment - Review file documentation for required level of employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Monthly Mortgage Payment: Confirm that the correct program, qualifying rate, and terms were used to calculate projected monthly
mortgage payment.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Simultaneous Loans - Ensure that all concurrent Loans were included in the debt-to-income ratio ("DTI") calculation,
to properly assess the ability to repay.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Mortgage-Related Obligations - Validate that the subject Loan monthly payment calculation includes principle, interest, taxes,
and insurance ("PITI"), as well as other costs related to the property such as homeowners' association ("HOA")
fees, private mortgage insurance ("PMI"), ground rental fees, etc.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Debts / Obligations - Validate monthly recurring non-mortgage-related liabilities

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. DTI / Residual Income - Validate debt-to-income ratio (DTI), or "residual income," based upon all mortgage and
non-mortgage obligations, calculated as a ratio of gross monthly income, based on documentation provided in the file.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Credit History - Review credit report for credit history and required credit depth, including any / all inquiries, and Determine
a representative credit score from the credit report

**Property Review**

MaxDiligence performed a "Property Review," which included the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. <u>Property Review</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review will include a review of the valuation materials utilized during the origination of the loan and in confirming the value
of the underlying property. The review will include verifying the appraisal report:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. On the appropriate GSE form:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. All elements of appraisal are present

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Ensure all applicable Loan documents match appraisal information

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Property is acceptable collateral for Loan program

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Completed by an appraiser that was actively licensed to perform the valuation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage
the lender per Title XI of FIRREA, or if the appraisal was performed for another lender, the file contains a transfer letter from
the original lender

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. The original appraisal report is made and signed prior to the final approval of the mortgage loan application; Any revisions,
if made known to MaxDiligence, to the original report are documented and dated completed and dated within the guideline's
restrictions,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. The original appraisal is 'As is' or Inspection received including all inspections, licenses, and certificates (including
certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect
to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Determine whether the appraised value is supported at or within 10% variance based on a third-party valuation product. If a
third-party valuation product is in file but notes a variance above 10% or an inconclusive value, MaxDiligence will recommend a
BPO or field review be ordered.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ix. With regard to the use of comparable properties, review will (a) review the relative comparable data (gross and net adjustments,
sale dates and distance from subject property) and ensure that such comparable properties are within standard appraisal guidelines;
(b) confirm the property value and square footage of the subject property was bracketed by comparable properties, (c verify that
comparable properties used are similar in size, style, and location to the subject, and (d) check for the reasonableness of adjustments
when reconciling value between the subject property and comparable properties.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x. Other aspects of the review include (i) verifying that the address matched the mortgage note, ((ii) if requested, noting whether
the property zip code was declared a FEMA disaster area after the valuation date and notifying the Client of same, (iii) confirming
the appraisal report does not include any apparent environmental problems, (iv) confirming the appraisal notes the current use
of the property is legal or legal non-conforming (grandfathered), (v) reviewing pictures to ensure (a) that the property is in
average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the
valuation was ordered and that there are no negative external factors; and (vi) confirming that the value product that was used
as part of the origination decision conforms with rating agency requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. If more than one valuation was provided, reviewer will confirm consistency among the valuation products and if there are discrepancies
that could not be resolved, MaxDiligence will create an exception and work with the client on the next steps which may include
ordering of additional valuation products such as collateral desktop analyses, broker's price opinions, and full appraisals.
If the property valuation products included in the review result in a variance of more than 10% then the client will be notified
of such variance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. MaxDiligence will confirm to the extent possible, that the appraiser and the appraisal made by such appraiser both satisfied
the requirements of Title XI of FIRREA. Specifically, MaxDiligence will review the appraisal for conformity to industry standards,
including ensuring the appraisal was complete, that the comparable properties and adjustments were reasonable and that pictures
were provided and were accurate.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. In addition, MaxDiligence will access the ASC database to verify that the appraiser, and if applicable the appraiser's
supervisor, were licensed and in good standing at the time the appraisal was completed.

**Compliance Review**

MaxDiligence performed a "Compliance Review" below, which is applicable to Loans originated on or after October 3, 2015, which are subject to the TILA/RESPA Integrated Disclosure Rule ("<u>TRID</u>"). Compliance review excludes business purpose loans.

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With regard to TRID testing, MaxDiligence implemented the TRID scope of review referenced within the Regulatory Compliance section (III) based on (i) the SFA RMBS TRID Grid 4.0 Compliance Review Scope published by the Structured Finance Association (the "SFA Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. MaxDiligence worked with outside counsel and continues to obtain updated interpretations relative to the informal guidance provided by the Consumer Financial Protection Bureau ("CFPB") which has caused alterations in the review scope and severity of TRID related exceptions, including applicable cures. (This will continue as necessary as additional guidance becomes available, as well as any future rulemaking.) While MaxDiligence continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. <u>Loan Estimates ("LEs")</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review the Initial LE and confirm (i) the correct form was used; (ii) all sections of the Initial
LE are completed; and (iii) the Initial LE accurately reflects the information provided to MaxDiligence

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. If there is a Revised LE, confirm (i) that there is a "valid reason" for the Revised
LE; and (ii) that the Revised LE was issued within three (3) days of the change.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Determine which LE in the file is the "final binding" LE for the purpose of Tolerance
Testing. A Revised LE that is issued after the CD, or that does not state a valid reason will not be used for the purposes of Tolerance
Testing. All revised LEs issued to the consumer will be reviewed for accuracy of terms.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Confirm initial LE was delivered within three (3) Business Days from the application date, and
at least seven (7) Business Days prior to the consummation date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Confirm revised LE was delivered within three (3) Business Days from date of the "valid reason"
giving rise to the Revised LE, and at least four (4) Business Days prior to the consummation date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Confirm that certain sections of each LE determined to carry assignee liability were accurately
completed and that information was reflected in the appropriate locations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. <u>Closing Disclosures ("CDs")</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review the CD review and confirm (i) the correct form was used; (ii) all sections of the CD are
completed; and (iii) the CD accurately reflects the information provided to MaxDiligence.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. If a subsequent CD is issued, confirm (i) that there was a valid reason for the change; (ii) that
the CD was issued within three (3) days of the change; and (iii) whether the reason for the change requires a new 3-day waiting
period prior to the consummation date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Confirm Initial CD, and any subsequent CD with material changes (i.e. changes that require a new
waiting period), was received at least three (3) Business Days prior to the consummation date. With respect to applicable exception
remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered
or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect
to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later
than 60 days after consummation.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. <u>Federal Truth in Lending Act</u> ("TILA"), as implemented by Regulation Z, 12 C.F.R.
Part 1026, as set forth below:

Rescission

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Failure to provide the right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. errors in the right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. failure to provide the three (3) Business Day rescission period; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. any material disclosure violation on a rescindable loan that gives rise to the right of rescission
under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total
of payments, the payment schedule, the HOEPA disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. <u>Tolerance Testing</u>. Compare the fees disclosed in the final
binding LE to those in the final CD, and confirm that final CD fees are within the permitted tolerances. Confirm the total of payments
are considered accurate as defined by Regulation Z. Confirm Finance Charge tolerances are correct.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. <u>Subsequent Changes</u>. Review the file to determine (i) whether there is evidence that certain
changes or errors (per the regulation) were discovered subsequent to closing, (ii) and whether the Loan originator followed the
prescribed cure. Test for evidence such as a copy of the refund check, or a corrected, post-consummation CD (" <u>PCCD</u> "),
and iii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation,
as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing
the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was
delivered or placed in the mail no later than 60 days after consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. <u>Loan Toolkit (§1026.19)</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Confirm the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage loan
file contains documentary evidence that the disclosure was provided to the borrower; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) Business
Days after receipt of application.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. <u>TILA</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Points and fees threshold test;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. APR threshold test;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Prepayment penalty test; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Compliance with the disclosure requirements, limitation on terms and prohibited acts or practices
in connection with a high-cost mortgage.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. APR threshold test; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Compliance with the escrow account and appraisal requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator
Compensation and Steering (§1026.36):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Review relevant documentation to determine if compensation to a Loan Originator was based on a
term of the transaction;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Review relevant document to determine if there was dual compensation; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Review the presence of the mortgage loan option disclosure and to determine if the Steering Safe
Harbor provisions were satisfied.

● Note: Where available, MaxDiligence reviewed the relevant documents in the mortgage loan file and, as necessary, attempted to obtain the mortgage loan originator compensation agreement and/or governing policies and procedures of the mortgage loan originator. In the absence of the mortgage loan originator compensation agreement and/or governing policies and procedures, MaxDiligence's review was limited to formal general statements of entity compliance provided by the mortgage loan originator, if any. These statements, for example, were in the form of a letter signed by the seller correspondent/mortgage loan originator or representations in the mortgage loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Determine if the creditor obtained proof of homeownership counseling in connection with a mortgage
loan to a first-time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Determine if the terms of the mortgage loan require arbitration or any other non-judicial procedure
to resolve any controversy or settle any claims arising out of the transaction.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance
in jurisdictions where it is prohibited.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Review for presence of mortgage loan originator organization and individual mortgage loan originator
name and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract, security instrument, Loan Estimate
and Closing Disclosure; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Verify the data against the NMLSR database, as available.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. <u>RESPA</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm the presence of the Servicing Disclosure Statement form in the mortgage loan file;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) Business
Days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Confirm the presence of the Your Home Loan Toolkit/Special Information Booklet in the mortgage
loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Confirm the Your Home Loan Toolkit /Special Information Booklet was provided within three (3) Business
Days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Confirm the presence of the CHARM booklet when applicable;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Confirm that the CHARM booklet was issued within three (3) Business Days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. Confirm the presence of the Affiliated Business Arrangement Disclosure in the mortgage loan file
in the event the lender has affiliated business arrangements;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) Business
Days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ix. Confirm the Affiliated Business Arrangement Disclosure is executed;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x. Confirm the presence of the Initial Escrow Disclosure Statement in the mortgage loan file and proper
timing;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;xi. Confirm that the creditor provided the borrower a list of homeownership counselling organizations
within three (3) Business Days of application; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;xii. Confirm that the list of homeownership counselling organizations was obtained no earlier than 30
days prior to when the list was provided to the mortgage loan applicant.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. <u>ECOA</u>: The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002,
as set forth below:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Timing and content of the right to receive copy of appraisal disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Charging of a fee for a copy of the appraisal or other written valuation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Timing of creditor providing a copy of each appraisal or other written valuation; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. iv) With respect to a borrower that has waived the three (3) Business Day
disclosure requirement, confirm that (a) the borrower has signed the waiver or other acknowledgment at least three (3) Business
Days prior to consummation; and (b) that the lender has provided copies of appraisals and other written valuations at or prior
to consummation.

![](ex997001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10. <u>Other Provisions</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Texas:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution
and associated regulations;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Fed/State/Local Predatory Lending:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The disclosure requirements and prohibitions of state, county and municipal laws and ordinances
with respect to "high-cost" mortgage loans, "covered" mortgage loans, "higher-priced" mortgage
loans, "home" mortgage loans or any other similarly designated mortgage loan as defined under such authorities, or
subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Prepay Penalties and Late Fees:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Federal and state specific late charge and prepayment penalty provisions.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11. <u>Exclusions</u>. MaxDiligence will not test:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Loan types that are excluded from compliance with TRID.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Technical formatting of disclosures.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Other Post-consummation disclosures, including Escrow Closing Notice; and Mortgage servicing transfer
and partial payment notices.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. For Loans made by an FDIC-supervised institution or servicer, extended or renewed on or after January
1, 2016, whether prohibited fees were collected prior to the initial LE being issued

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Whether any fee is a "bona fide" fee for third-party services

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Whether the loans comply with all federal, state or local laws, constitutional provisions, regulations
or ordinances that are not expressly enumerated above.

![](ex997001.jpg)

**Summary of Results**

**OVERALL RESULTS SUMMARY** 

After giving consideration to the grading criteria of the relevant NRSROs, 100% of the loans received a grade "B" or higher with 78.74% of the pool receiving an Overall "A" grade.

**Final Loan Grades**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Rating Agency Final Overall Grade Summary** | &nbsp;&nbsp;**Rating Agency Final Overall Grade Summary** | &nbsp;&nbsp;**Rating Agency Final Overall Grade Summary** |
| &nbsp;&nbsp;**Overall** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;137 | &nbsp;&nbsp;78.74% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;37 | &nbsp;&nbsp;21.26% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**174** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Final Credit Grade Summary** | &nbsp;&nbsp;**Final Credit Grade Summary** | &nbsp;&nbsp;**Final Credit Grade Summary** |
| &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;144 | &nbsp;&nbsp;82.76% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;30 | &nbsp;&nbsp;17.24% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**174** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Final Property Grade Summary** | &nbsp;&nbsp;**Final Property Grade Summary** | &nbsp;&nbsp;**Final Property Grade Summary** |
| &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;167 | &nbsp;&nbsp;95.98% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;7 | &nbsp;&nbsp;4.02% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**174** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Final Compliance Grade Summary** | &nbsp;&nbsp;**Final Compliance Grade Summary** | &nbsp;&nbsp;**Final Compliance Grade Summary** |
| &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;171 | &nbsp;&nbsp;98.28% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;3 | &nbsp;&nbsp;1.72% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**174** | &nbsp;&nbsp;**100.00%** |

---

**Exception Category Summary**

The table below summarizes the individual exceptions which carried an associated "A", "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Credit Grade of "A", a Compliance Grade of "B", and a Property Grade of "A" would receive an overall Loan Grade of "B").

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Exception <br> Type | &nbsp;&nbsp;Exception <br> Level <br> Grade | &nbsp;&nbsp;Exception Category | &nbsp;&nbsp;Count |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Approval/Underwriting Summary Not Provided | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 2 Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Assets - Insufficient Cash to Close or Reserves | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Assets - Liquidation for Cash to Close | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Audited CLTV Exceeds Guideline CLTV | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Audited DTI Exceeds Guideline DTI | &nbsp;&nbsp;1 |

---

![](ex997001.jpg)

---

| | | | |
|:---|:---|:---|:---|
| | | &nbsp;&nbsp;Audited HCLTV Exceeds Guideline HCLTV | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Audited Loan Amount is greater than Guideline Maximum Loan Amount | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Audited LTV Exceeds Guideline LTV | &nbsp;&nbsp;2 |
| | | &nbsp;&nbsp;Borrower - Residency Alien Documentation | &nbsp;&nbsp;2 |
| | | &nbsp;&nbsp;Borrower 1 Gap Credit Report is Missing | &nbsp;&nbsp;4 |
| | | &nbsp;&nbsp;Borrower 1 IRS Transcripts Missing | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Borrower 1 Lease Agreements Missing | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Business Purpose - Loan Guaranty/Missing | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Bwr1 Income - Business Bank Statements Less than 24 Months | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Condo - Documentation | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Credit Documentation - Credit Supplement Missing | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Credit Profile - Credit History Insufficient | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Credit Profile - Other | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Eligibility - Citizenship Requirements | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Evidence of Property Tax Missing | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Fraud Report - Fraud Alerts | &nbsp;&nbsp;2 |
| | | &nbsp;&nbsp;Hazard Insurance Coverage Amount is less than Required Coverage Amount | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Hazard insurance dwelling coverage is not sufficient | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Hazard Insurance Policy is Missing | &nbsp;&nbsp;2 |
| | | &nbsp;&nbsp;Housing History Does Not Meet Guideline Requirements | &nbsp;&nbsp;2 |
| | | &nbsp;&nbsp;Income - Rental Property | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Income - Unsupported Alimony/Child Support | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Liabilities - REO | &nbsp;&nbsp;5 |
| | | &nbsp;&nbsp;Missing Property Tax Cert | &nbsp;&nbsp;4 |
| | | &nbsp;&nbsp;Missing Tax Cert | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Missing VOM or VOR | &nbsp;&nbsp;3 |
| | | &nbsp;&nbsp;No Credit Findings | &nbsp;&nbsp;106 |
| | | &nbsp;&nbsp;Program Parameters - Guidelines Conformity | &nbsp;&nbsp;4 |
| | | &nbsp;&nbsp;Property Title Issue | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Security Instrument Date is after the Transaction Date | &nbsp;&nbsp;2 |
| | | &nbsp;&nbsp;Title - Ownership Issue | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Title Coverage is Less than Subject Lien(s) Total | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Title Document Missing | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Verification Documentation - Expired | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***Total Credit Grade (A) Exceptions*** | &nbsp;&nbsp;***167*** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Appraisal Transfer Letter - Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Asset 1 Does Not Meet Guideline Requirements | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Asset Qualification Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Audited DTI Exceeds Guideline DTI | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Audited Loan Amount is greater than Guideline Maximum Loan Amount | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Audited Loan Amount is less than Guideline Minimum Loan Amount | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Audited LTV Exceeds Guideline LTV | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Audited Reserves are less than Guideline Required Reserves (Number of Months) | &nbsp;&nbsp;1 |

---

![](ex997001.jpg)

---

| | | | |
|:---|:---|:---|:---|
| | | &nbsp;&nbsp;Credit Profile - Insufficient Tradelines | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Credit Profile - Other | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Delinquent Credit History Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Eligibility - Borrower Identity | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Housing History Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Income - Guideline Requirements | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Income 11 Income Trend is Decreasing | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Income and Employment Do Not Meet Guidelines | &nbsp;&nbsp;2 |
| | | &nbsp;&nbsp;Program Parameters - Guidelines Conformity | &nbsp;&nbsp;13 |
| | | &nbsp;&nbsp;Program Parameters - Loan Amount Eligibility | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Program Parameters - Loan Purpose | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Program Parameters - Residual Income | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Program Parameters - Seller Contributions | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions*** | &nbsp;&nbsp;***36*** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Doc - 3rd Party Valuation Product/Missing | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Doc - Documentation Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;No Property Findings | &nbsp;&nbsp;13 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Value - Field Review Supports Value within 10% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Value - Value is supported within -10% of original appraisal amount | &nbsp;&nbsp;151 |
|  |  | &nbsp;&nbsp;***Total Property Grade (A) Exceptions*** | &nbsp;&nbsp;***172*** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Other Property/Value Finding | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property Issue - Condo Ineligible | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property Issue - Ineligible Property | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property Issue - Leasehold or Other property rights/Acceptable | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property Issue - Listed for Sale Past 6 months | &nbsp;&nbsp;2 |
|  |  | &nbsp;&nbsp;***Total Property Grade (B) Exceptions*** | &nbsp;&nbsp;***7*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Condo Rider is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Federal - Loan Estimate Received At Least Four Business Days Before Consummation | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Intent to Proceed is Missing or Incomplete | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Loan Origination Company NMLS Status is Unknown | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Loan Originator NMLS Status is Unknown | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing evidence Mortgage/Deed of Trust will be recorded | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Service Provider List | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;No Compliance Findings | &nbsp;&nbsp;85 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;No Compliance Tests Performed | &nbsp;&nbsp;72 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;PUD Rider is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;The Deed of Trust is Incomplete | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;The Deed of Trust is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;The Final 1003 is Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;The Note is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;TRID: CD not delivered at least 3 days prior to consummation | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;TRID: Closing Disclosure Deficiency | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;TRID: Missing Final Closing Disclosure | &nbsp;&nbsp;1 |

---

![](ex997001.jpg)

---

| | | | |
|:---|:---|:---|:---|
|  |  | &nbsp;&nbsp;TRID: Missing Initial Closing Disclosure | &nbsp;&nbsp;2 |
|  |  | &nbsp;&nbsp;***Total Compliance (A) Exceptions*** | &nbsp;&nbsp;***177*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Charges That Cannot Increase Test (50001251) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Insufficient Change of Circumstance (50001252) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Lender Credits That Cannot Decrease Test (50001262) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Other Compliance Finding | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***Total Compliance (B) Exceptions*** | &nbsp;&nbsp;***4*** |

---

**TAPE INTEGRITY REVIEW RESULTS SUMMARY**

As part of the Credit, Property and Compliance Reviews, MaxDiligence captured data from the source documents and compared it to a data tape provided by Client. MaxDiligence provided Client a Data Discrepancy Report which shows the differences between the tape data and the data captured by MaxDiligence during the diligence process.

Of the 174 mortgage loans reviewed, 105 unique mortgage loans (by loan count) had a total of 209 different tape discrepancies across 25 data fields (some mortgage loans may have had more than one). A blank or zero value on the data tape when an actual value was captured by MaxDiligence was not treated as a data variance.

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With <br> Discrepancy** | &nbsp;&nbsp;**Total Times <br> Compared** | &nbsp;&nbsp;**% Variance** |
| &nbsp;&nbsp;All Borrower Total Income | &nbsp;&nbsp;5 | &nbsp;&nbsp;174 | &nbsp;&nbsp;2.87% |
| &nbsp;&nbsp;Application Date | &nbsp;&nbsp;22 | &nbsp;&nbsp;174 | &nbsp;&nbsp;12.64% |
| &nbsp;&nbsp;Borrower 1 Citizen | &nbsp;&nbsp;1 | &nbsp;&nbsp;174 | &nbsp;&nbsp;0.57% |
| &nbsp;&nbsp;Borrower 1 First Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;174 | &nbsp;&nbsp;0.57% |
| &nbsp;&nbsp;Borrower 1 Last Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;174 | &nbsp;&nbsp;0.57% |
| &nbsp;&nbsp;Calculated DSCR | &nbsp;&nbsp;8 | &nbsp;&nbsp;174 | &nbsp;&nbsp;4.60% |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;8 | &nbsp;&nbsp;174 | &nbsp;&nbsp;4.60% |
| &nbsp;&nbsp;Initial Monthly P&I Or IO Payment | &nbsp;&nbsp;11 | &nbsp;&nbsp;174 | &nbsp;&nbsp;6.32% |
| &nbsp;&nbsp;Loan Amount | &nbsp;&nbsp;1 | &nbsp;&nbsp;174 | &nbsp;&nbsp;0.57% |
| &nbsp;&nbsp;MIN No | &nbsp;&nbsp;2 | &nbsp;&nbsp;174 | &nbsp;&nbsp;1.15% |
| &nbsp;&nbsp;Mortgage Origination Channel | &nbsp;&nbsp;10 | &nbsp;&nbsp;174 | &nbsp;&nbsp;5.75% |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;174 | &nbsp;&nbsp;0.57% |
| &nbsp;&nbsp;Originator QM Status | &nbsp;&nbsp;54 | &nbsp;&nbsp;174 | &nbsp;&nbsp;31.03% |
| &nbsp;&nbsp;Primary Appraised Property Value | &nbsp;&nbsp;1 | &nbsp;&nbsp;174 | &nbsp;&nbsp;0.57% |
| &nbsp;&nbsp;Property Address | &nbsp;&nbsp;1 | &nbsp;&nbsp;174 | &nbsp;&nbsp;0.57% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;2 | &nbsp;&nbsp;174 | &nbsp;&nbsp;1.15% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;3 | &nbsp;&nbsp;174 | &nbsp;&nbsp;1.72% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;2 | &nbsp;&nbsp;174 | &nbsp;&nbsp;1.15% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;1 | &nbsp;&nbsp;174 | &nbsp;&nbsp;0.57% |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;6 | &nbsp;&nbsp;174 | &nbsp;&nbsp;3.45% |
| &nbsp;&nbsp;Refinance Type | &nbsp;&nbsp;3 | &nbsp;&nbsp;174 | &nbsp;&nbsp;1.72% |
| &nbsp;&nbsp;Underwriting Guideline Lender Name | &nbsp;&nbsp;5 | &nbsp;&nbsp;174 | &nbsp;&nbsp;2.87% |
| &nbsp;&nbsp;Underwriting Guideline Name | &nbsp;&nbsp;8 | &nbsp;&nbsp;174 | &nbsp;&nbsp;4.60% |
| &nbsp;&nbsp;Underwriting Guideline Version | &nbsp;&nbsp;6 | &nbsp;&nbsp;174 | &nbsp;&nbsp;3.45% |
| &nbsp;&nbsp;Underwriting Guideline Version Date | &nbsp;&nbsp;46 | &nbsp;&nbsp;174 | &nbsp;&nbsp;26.44% |

---

**Event Grade Definitions**

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**Final Loan Grade** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;Loan meets Credit, Compliance, and Property Guidelines |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;Loan is missing documentation to perform a sufficient review. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan meets the published guidelines without any exceptions. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the credit file was not furnished. |

---

![](ex997001.jpg)

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Compliance Event Grades** | &nbsp;&nbsp;**Compliance Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan violates one material law or regulation. The material disclosures are absent or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the required legal documents were not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Property Event Grades** | &nbsp;&nbsp;**Property Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The value is supported within 10% of the original appraisal by the AVM or there are other supporting documents in the originators loan file package (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal by the AVM and there are no other valuation support documents in the loan file provided by the Seller. The valuation methodology substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

## Exhibit 99.8

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.8**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| 61 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 45.28 | 45.28 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 1 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 52.86 | 52.86 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 2 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 50.0 | 50.0 | XXXXXX | XXXXXX | .0479 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0479 | 90.0 | 0.1 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 3 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 16.25 | 57.19 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XXXXXX |
| 4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 64.75 | 64.75 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 5 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 6 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | XXXXXX |
| 7 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 69.98 | 69.98 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 8 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 50.68 | 50.68 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXXXX |
| 9 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 10 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 30.39 | 30.39 | XXXXXX | XXXXXX | .0608 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0608 | 95.0 | 0.05 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 11 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XXXXXX |
| 12 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 10.05 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | XXXXXX |
| 13 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 19.63 | 59.55 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 14 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 15 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 60.44 | 60.44 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XXXXXX |
| 16 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 40.72 | 40.72 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 17 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 38.6 | 38.6 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 18 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 62.5 | 62.5 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | XXXXXX |
| 19 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 50.0 | 50.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 20 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0040 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0040 | 99.0 | 0.01 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 21 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 38.46 | 38.46 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXXXX |
| 22 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 55.0 | 55.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 23 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 64.56 | 64.56 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XXXXXX |
| 24 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 25 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 30.17 | 30.17 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 26 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 45.14 | 45.14 | XXXXXX | XXXXXX | .0104 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0104 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.8 | XXXXXX |
| 27 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 28 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 50.51 | 50.51 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX Eligible | 1 | XXXXXX |
| 29 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0591 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0591 | 93.0 | 0.07 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 30 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 45.61 | 45.61 | XXXXXX | XXXXXX | -.0686 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0686 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 31 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 24.51 | 79.63 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XXXXXX |
| 32 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 58.0 | 58.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXXXX |
| 33 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 34 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 32.47 | 32.47 | XXXXXX | XXXXXX | -.0093 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0093 | 81.0 | 0.19 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | XXXXXX |
| 35 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 34.48 | 34.48 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XXXXXX |
| 36 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 12.1 | 15.84 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 37 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 42.8 | 42.8 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 38 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 69.99 | 69.99 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 39 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 35.56 | 69.95 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 40 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XXXXXX |
| 41 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 42 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0672 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0672 | 91.0 | 0.09 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 43 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 54.26 | 54.26 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXXXX |
| 44 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Small Residential Income Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | -.0671 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0671 | 92.0 | 0.08 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 45 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | -.0085 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0085 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.6 | XXXXXX |
| 46 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 47 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 28.24 | 66.71 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XXXXXX |
| 48 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | -.0242 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0242 | 91.0 | 0.09 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXXXX |
| 49 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0133 | 92.0 | 0.08 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 50 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 51 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 72.13 | 72.13 | XXXXXX | XXXXXX | -.0664 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0664 | 91.0 | 0.09 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 52 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 53 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 54 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | -.0163 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0163 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 55 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 56 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 57 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 58 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0076 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0076 | 93.0 | 0.07 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 59 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | .0444 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0444 | 92.0 | 0.08 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX |  |  |  |  |  |  |  |  |  |  |
| 60 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 53.04 | 53.04 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 999 | XXXXXX | 2.3 | XXXXXX |
| 62 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | -.0120 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0120 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 63 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 31.11 | 31.11 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 64 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .3289 | 94% | 0.06 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | XXXXXX |
| 65 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .1179 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .1179 | 90.0 | 0.1 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 66 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .1489 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .1489 | 94.0 | 0.06 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 67 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 53.57 | 53.57 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 68 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0516 | 1004 URAR |  |  |  |  | XXXXXX | XXXXXX | .0516 | XXXXXX | 1004 URAR | XXXXXX | XXXXXX | .0625 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 69 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 70 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XXXXXX |
| 71 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 62.04 | 62.04 | XXXXXX | XXXXXX | .1030 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .1030 | 95.0 | 0.05 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 72 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025 Small Residential Income Report | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .1115 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .1115 | 94.0 | 0.06 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 73 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 74 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | -.0131 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0131 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 75 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 76 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 56.21 | 56.21 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 77 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 46.88 | 46.88 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXXXX |
| 78 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | -.0066 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0066 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 79 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | -.0040 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0040 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 80 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 55.0 | 55.0 | XXXXXX | XXXXXX | .0374 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0374 | 90.0 | 0.1 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 81 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 69.96 | 69.96 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 82 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 40.0 | 40.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 83 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 78.66 | 78.66 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | XXXXXX |
| 84 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 20.0 | 20.0 | XXXXXX | XXXXXX | -.0540 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0540 | 98.0 | 0.02 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 85 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 69.96 | 69.96 | XXXXXX | XXXXXX | .0126 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0126 | 98.0 | 0.02 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 86 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 87 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | XXXXXX |
| 88 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 89 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | -.0768 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0768 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 90 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | -.0035 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 91 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 15.0 | 78.42 | XXXXXX | XXXXXX | .0260 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0260 | 90.0 | 0.1 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 92 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 65.22 | 65.22 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XXXXXX Eligible | 1 | XXXXXX |
| 93 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 61.2 | 61.2 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | XXXXXX |
| 94 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 95 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 64.37 | 64.37 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 96 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 97 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 50.0 | 50.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 98 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | -.0317 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0317 | 87.0 | 0.13 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 99 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 89.0 | 89.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 100 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | -.0714 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0714 | 94.0 | 0.06 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 101 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 36.42 | 36.42 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 102 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 103 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .1470 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .1470 | 0.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 104 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0011 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0011 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 105 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 87.12 | 87.12 | XXXXXX | XXXXXX | .0016 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0016 | 95.0 | 0.05 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 106 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 37.09 | 37.09 | XXXXXX | XXXXXX | -.0304 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0304 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 107 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 108 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 109 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 110 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 47.0 | 47.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | XXXXXX |
| 111 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 54.17 | 54.17 | XXXXXX | XXXXXX | .0000 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | 91.0 | 0.09 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 112 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 74.64 | 74.64 | XXXXXX | XXXXXX | .2515 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .2515 | 89.0 | 0.11 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 113 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 114 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 50.0 | 50.0 | XXXXXX | XXXXXX | .0028 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0028 | 99.0 | 0.01 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 115 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 116 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXXXX |
| 117 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 118 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 89.95 | 89.95 | XXXXXX | XXXXXX | -.0020 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0020 | 88.0 | 0.12 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 119 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXXXX |
| 120 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 121 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 58.28 | 58.28 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  | XXXXXX | XXXXXX | .0690 | XXXXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XXXXXX |
| 122 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 74.27 | 74.27 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.1 | XXXXXX |
| 123 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | -.0116 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0116 | 95.0 | 0.05 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 124 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 125 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 61.25 | 61.25 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 126 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXXXX |
| 127 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 128 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XXXXXX |
| 129 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 30.67 | 30.67 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XXXXXX |
| 130 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1025 Small Residential Income Report | XXXXXX | 44.02 | 44.02 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 131 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | -.0546 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0546 | 90.0 | 0.1 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 132 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 85.0 | 85.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 133 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 134 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 55.17 | 55.17 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 135 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 136 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 59.09 | 59.09 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0159 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 137 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 56.14 | 56.14 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 138 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 139 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 59.35 | 59.35 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 140 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 141 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXXXX Eligible | 1 | XXXXXX |
| 142 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XXXXXX |
| 143 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 144 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 145 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 85.0 | 85.0 | XXXXXX | XXXXXX | .0108 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0108 | 98.0 | 0.02 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 146 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 85.0 | 85.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 147 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 50.0 | 50.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 148 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXXXX |
| 149 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 68.59 | 68.59 | XXXXXX | XXXXXX | .0105 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0105 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 150 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 151 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 152 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | -.0109 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0109 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XXXXXX |
| 153 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | XXXXXX |
| 154 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 62.83 | 62.83 | XXXXXX | XXXXXX | -.0094 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0094 | 95.0 | 0.05 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 155 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 156 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | XXXXXX |
| 157 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XXXXXX |
| 158 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XXXXXX |
| 159 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 71.11 | 71.11 | XXXXXX | XXXXXX | -.0661 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0661 | 91.0 | 0.09 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 160 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | -.0271 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0272 | 95.0 | 0.05 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 161 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 74.96 | 74.96 | XXXXXX | XXXXXX | .0098 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0098 | 98.0 | 0.02 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 162 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 38.63 | 38.63 | XXXXXX | XXXXXX | .0240 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0240 | 91.0 | 0.09 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 163 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | -.0088 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0088 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.2 | XXXXXX |
| 164 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XXXXXX |
| 165 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.3 | XXXXXX |
| 166 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 167 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 168 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | XXXXXX |
| 169 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 170 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | -.0439 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0439 | 90.0 | 0.1 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 171 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | XXXXXX |
| 172 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | -.0175 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0175 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 173 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | -.0113 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0113 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 174 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 60.61 | 60.61 | XXXXXX | XXXXXX | .0355 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0355 | 98.0 | 0.02 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XXXXXX |

---

## Exhibit 99.9

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.9**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Field Name** | **Verified Value** | **Bid Tape Value** | **Comment** |
| 61 |  |  | First Payment Date | XXXXXX | XXXXXX | XXXXXX |
| 61 |  |  | All Borrower Total Income | XXXXXX | XXXXXX | XXXXXX |
| 61 |  |  | MIN No | XXXXXX | XXXXXX | XXXXXX |
| 61 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 61 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 2 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 7 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 9 |  |  | Property Type | XXXXXX | XXXXXX | XXXXXX |
| 9 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 10 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 11 |  |  | Refinance Type | XXXXXX | XXXXXX | XXXXXX |
| 11 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 11 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 13 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 14 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 17 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 18 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 18 |  |  | Calculated DSCR | XXXXXX | XXXXXX | XXXXXX |
| 18 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 20 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 20 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 21 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 21 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 24 |  |  | Calculated DSCR | XXXXXX | XXXXXX | XXXXXX |
| 26 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 28 |  |  | Borrower 1 Citizen | XXXXXX | XXXXXX | XXXXXX |
| 30 |  |  | Borrower 1 First Name | XXXXXX | XXXXXX | XXXXXX |
| 30 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 32 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 34 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 35 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 38 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 39 |  |  | Borrower 1 Last Name | XXXXXX | XXXXXX | XXXXXX |
| 40 |  |  | Underwriting Guideline Name | XXXXXX | XXXXXX | XXXXXX |
| 41 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 42 |  |  | Mortgage Origination Channel | XXXXXX | XXXXXX | XXXXXX |
| 42 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 42 |  |  | Underwriting Guideline Name | XXXXXX | XXXXXX | XXXXXX |
| 43 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 44 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 46 |  |  | Calculated DSCR | XXXXXX | XXXXXX | XXXXXX |
| 47 |  |  | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| 48 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 49 |  |  | All Borrower Total Income | XXXXXX | XXXXXX | XXXXXX |
| 49 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 50 |  |  | Mortgage Origination Channel | XXXXXX | XXXXXX | XXXXXX |
| 51 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 54 |  |  | Property Type | XXXXXX | XXXXXX | XXXXXX |
| 58 |  |  | First Payment Date | XXXXXX | XXXXXX | XXXXXX |
| 58 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 58 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 58 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 59 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 60 |  |  | Mortgage Origination Channel | XXXXXX | XXXXXX | XXXXXX |
| 62 |  |  | All Borrower Total Income | XXXXXX | XXXXXX | XXXXXX |
| 62 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 63 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 64 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 65 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 65 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 65 |  |  | Underwriting Guideline Name | XXXXXX | XXXXXX | XXXXXX |
| 65 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 65 |  |  | Underwriting Guideline Version | XXXXXX | XXXXXX | XXXXXX |
| 65 |  |  | Underwriting Guideline Lender Name | XXXXXX | XXXXXX | XXXXXX |
| 66 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 66 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 67 |  |  | All Borrower Total Income | XXXXXX | XXXXXX | XXXXXX |
| 67 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 68 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 68 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 69 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 71 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 72 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 74 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 74 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 75 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 77 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 78 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 79 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 81 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 82 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 88 |  |  | Qualifying FICO | XXXXXX | XXXXXX | XXXXXX |
| 88 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 91 |  |  | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| 93 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 94 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 95 |  |  | Underwriting Guideline Version | XXXXXX | XXXXXX | XXXXXX |
| 96 |  |  | Initial Monthly P&I Or IO Payment | XXXXXX | XXXXXX | XXXXXX |
| 96 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 96 |  |  | Mortgage Origination Channel | XXXXXX | XXXXXX | XXXXXX |
| 98 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 102 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 102 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 103 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 103 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 104 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 104 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 104 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 111 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 112 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 115 |  |  | First Payment Date | XXXXXX | XXXXXX | XXXXXX |
| 115 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 116 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 117 |  |  | Initial Monthly P&I Or IO Payment | XXXXXX | XXXXXX | XXXXXX |
| 117 |  |  | First Payment Date | XXXXXX | XXXXXX | XXXXXX |
| 117 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 117 |  |  | Calculated DSCR | XXXXXX | XXXXXX | XXXXXX |
| 117 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 119 |  |  | First Payment Date | XXXXXX | XXXXXX | XXXXXX |
| 119 |  |  | Initial Monthly P&I Or IO Payment | XXXXXX | XXXXXX | XXXXXX |
| 119 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 119 |  |  | Qualifying FICO | XXXXXX | XXXXXX | XXXXXX |
| 119 |  |  | Calculated DSCR | XXXXXX | XXXXXX | XXXXXX |
| 119 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 120 |  |  | Initial Monthly P&I Or IO Payment | XXXXXX | XXXXXX | XXXXXX |
| 120 |  |  | First Payment Date | XXXXXX | XXXXXX | XXXXXX |
| 120 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 120 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 120 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 121 |  |  | Refinance Type | XXXXXX | XXXXXX | XXXXXX |
| 121 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 122 |  |  | Initial Monthly P&I Or IO Payment | XXXXXX | XXXXXX | XXXXXX |
| 122 |  |  | First Payment Date | XXXXXX | XXXXXX | XXXXXX |
| 122 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 122 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 123 |  |  | Initial Monthly P&I Or IO Payment | XXXXXX | XXXXXX | XXXXXX |
| 123 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 123 |  |  | Mortgage Origination Channel | XXXXXX | XXXXXX | XXXXXX |
| 123 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 125 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 126 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 127 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 129 |  |  | Refinance Type | XXXXXX | XXXXXX | XXXXXX |
| 130 |  |  | All Borrower Total Income | XXXXXX | XXXXXX | XXXXXX |
| 131 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 131 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 136 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 136 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 137 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 138 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 139 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 140 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 140 |  |  | Primary Appraised Property Value | XXXXXX | XXXXXX | XXXXXX |
| 140 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 141 |  |  | Mortgage Origination Channel | XXXXXX | XXXXXX | XXXXXX |
| 141 |  |  | Underwriting Guideline Lender Name | XXXXXX | XXXXXX | XXXXXX |
| 141 |  |  | Underwriting Guideline Name | XXXXXX | XXXXXX | XXXXXX |
| 141 |  |  | Underwriting Guideline Version | XXXXXX | XXXXXX | XXXXXX |
| 141 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 142 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 145 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 146 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 148 |  |  | Qualifying Total Debt Income Ratio | XXXXXX | XXXXXX | XXXXXX |
| 148 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 150 |  |  | Initial Monthly P&I Or IO Payment | XXXXXX | XXXXXX | XXXXXX |
| 150 |  |  | MIN No | XXXXXX | XXXXXX | XXXXXX |
| 150 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 150 |  |  | Mortgage Origination Channel | XXXXXX | XXXXXX | XXXXXX |
| 150 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 150 |  |  | Underwriting Guideline Lender Name | XXXXXX | XXXXXX | XXXXXX |
| 150 |  |  | Underwriting Guideline Version | XXXXXX | XXXXXX | XXXXXX |
| 150 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 150 |  |  | Underwriting Guideline Name | XXXXXX | XXXXXX | XXXXXX |
| 152 |  |  | Initial Monthly P&I Or IO Payment | XXXXXX | XXXXXX | XXXXXX |
| 152 |  |  | Loan Amount | XXXXXX | XXXXXX | XXXXXX |
| 152 |  |  | Qualifying CLTV | XXXXXX | XXXXXX | XXXXXX |
| 152 |  |  | Qualifying LTV | XXXXXX | XXXXXX | XXXXXX |
| 152 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 152 |  |  | Mortgage Origination Channel | XXXXXX | XXXXXX | XXXXXX |
| 152 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 152 |  |  | Calculated DSCR | XXXXXX | XXXXXX | XXXXXX |
| 152 |  |  | Underwriting Guideline Name | XXXXXX | XXXXXX | XXXXXX |
| 152 |  |  | Underwriting Guideline Version | XXXXXX | XXXXXX | XXXXXX |
| 152 |  |  | Underwriting Guideline Lender Name | XXXXXX | XXXXXX | XXXXXX |
| 152 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 153 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 155 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 156 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 156 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 156 |  |  | Calculated DSCR | XXXXXX | XXXXXX | XXXXXX |
| 156 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 157 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 159 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 159 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 160 |  |  | Note Date | XXXXXX | XXXXXX | XXXXXX |
| 160 |  |  | Property Address | XXXXXX | XXXXXX | XXXXXX |
| 161 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 163 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 164 |  |  | Initial Monthly P&I Or IO Payment | XXXXXX | XXXXXX | XXXXXX |
| 164 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 164 |  |  | Mortgage Origination Channel | XXXXXX | XXXXXX | XXXXXX |
| 164 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 164 |  |  | Calculated DSCR | XXXXXX | XXXXXX | XXXXXX |
| 164 |  |  | Underwriting Guideline Name | XXXXXX | XXXXXX | XXXXXX |
| 164 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 165 |  |  | Initial Monthly P&I Or IO Payment | XXXXXX | XXXXXX | XXXXXX |
| 165 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 165 |  |  | Mortgage Origination Channel | XXXXXX | XXXXXX | XXXXXX |
| 165 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 165 |  |  | Underwriting Guideline Version Date | XXXXXX | XXXXXX | XXXXXX |
| 165 |  |  | Underwriting Guideline Name | XXXXXX | XXXXXX | XXXXXX |
| 165 |  |  | Underwriting Guideline Version | XXXXXX | XXXXXX | XXXXXX |
| 165 |  |  | Underwriting Guideline Lender Name | XXXXXX | XXXXXX | XXXXXX |
| 168 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 171 |  |  | First Payment Date | XXXXXX | XXXXXX | XXXXXX |
| 173 |  |  | Initial Monthly P&I Or IO Payment | XXXXXX | XXXXXX | XXXXXX |
| 173 |  |  | Application Date | XXXXXX | XXXXXX | XXXXXX |
| 173 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |
| 174 |  |  | Originator QM Status | XXXXXX | XXXXXX | XXXXXX |

---

## Exhibit 99.10

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.10**

![](maxwell-logo.jpg)

Client A&D Mortgage <br> Transaction ADMT 2025-NQM5 <br> Date 11//10/2025

---

| | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Note Date** | **Original Loan Amount** | **Initial Loan Rating** | **Final Loan Rating** | **Initial Credit Rating** | **Final Credit Rating** | **Initial Compliance Rating** | **Final Compliance Rating** | **Initial Valuation Rating** | **Final Valuation Rating** |
| 61 |  |  | XXXXXX | XXXXXX | 4 | 2 | 4 | 2 | 1 | 1 | 3 | 1 D B A C |
| 1 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 2 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 2 | 2 B A |
| 3 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 5 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 6 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 7 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 8 |  |  | XXXXXX | XXXXXX | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A |
| 9 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 10 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 11 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 12 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 13 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 14 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 15 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 2 | 2 C B A |
| 16 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 17 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 18 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 19 |  |  | XXXXXX | XXXXXX | 2 | 1 | 2 | 1 | 1 | 1 | 1 | 1 B A |
| 20 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 21 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 22 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 23 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 24 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 25 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 26 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 27 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 1 B A |
| 28 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 29 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 30 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 31 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 32 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 33 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 34 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 35 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 36 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 37 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 38 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A |
| 39 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A |
| 40 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 41 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 B A |
| 42 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 43 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A |
| 44 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 45 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 46 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 47 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 48 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 3 | 1 | 1 | 1 C B A |
| 49 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 50 |  |  | XXXXXX | XXXXXX | 3 | 2 | 1 | 1 | 3 | 2 | 1 | 1 C B A |
| 51 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 52 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 53 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 54 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 55 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 56 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 57 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 58 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 3 | 1 C B A |
| 59 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 60 |  |  | XXXXXX | XXXXXX | 3 | 2 | 1 | 1 | 3 | 2 | 1 | 1 C B A |
| 62 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 63 |  |  | XXXXXX | XXXXXX | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A |
| 64 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 65 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 3 | 1 C A |
| 66 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 67 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 68 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 69 |  |  | XXXXXX | XXXXXX | 3 | 2 | 2 | 2 | 3 | 1 | 1 | 1 C B A |
| 70 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 71 |  |  | XXXXXX | XXXXXX | 2 | 1 | 2 | 1 | 1 | 1 | 1 | 1 B A |
| 72 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 73 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 74 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 75 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 76 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 77 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 78 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 79 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 80 |  |  | XXXXXX | XXXXXX | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 B A |
| 81 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 82 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 83 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 84 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 85 |  |  | XXXXXX | XXXXXX | 4 | 1 | 1 | 1 | 1 | 1 | 4 | 1 D A |
| 86 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 87 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 88 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 89 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 90 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 91 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 92 |  |  | XXXXXX | XXXXXX | 4 | 2 | 2 | 2 | 4 | 1 | 1 | 1 D B A |
| 93 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 94 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 95 |  |  | XXXXXX | XXXXXX | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 B A |
| 96 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 97 |  |  | XXXXXX | XXXXXX | 3 | 2 | 2 | 2 | 3 | 1 | 1 | 1 C B A |
| 98 |  |  | XXXXXX | XXXXXX | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 B A |
| 99 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 100 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 101 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 102 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 103 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 1 | 1 | 1 | 2 | 2 C B A |
| 104 |  |  | XXXXXX | XXXXXX | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 105 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 106 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 107 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 108 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 109 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 110 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 111 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 112 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 113 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 114 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 115 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 116 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 117 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 118 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 119 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 120 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 121 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 122 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 123 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 124 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 125 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 126 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 127 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 128 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 129 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 130 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 131 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 132 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 133 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 134 |  |  | XXXXXX | XXXXXX | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A |
| 135 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 136 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 137 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 138 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 139 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 140 |  |  | XXXXXX | XXXXXX | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 141 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 A |
| 142 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 143 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 144 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 145 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 146 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 147 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 148 |  |  | XXXXXX | XXXXXX | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 B A |
| 149 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 150 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 151 |  |  | XXXXXX | XXXXXX | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 152 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 153 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 154 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 155 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 156 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 157 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 158 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 159 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 160 |  |  | XXXXXX | XXXXXX | 4 | 1 | 3 | 1 | 4 | 1 | 1 | 1 D A C |
| 161 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 162 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 163 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 164 |  |  | XXXXXX | XXXXXX | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 165 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 166 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 167 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 168 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 169 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 170 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 171 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 172 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 173 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 174 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

---

## Exhibit 99.11

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.11**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Note Date** | **Original Loan Amount** | **Last Name** | **Property State** | **Occupancy** | **Purpose** | **Originator QM Status** | **TPR QM Status** | **Exception ID** | **Exception Number** | **Exception Date** | **Exception Type** | **Exception Subcategory** | **Exception** | **Exception Remedy** | **Rebuttal** | **TPR Response** | **Compensating Factors** | **Status Update Date** | **Finding Status** | **Initial Exception Grade** | **Final Exception Grade** | **Initial Loan Grade** | **Final Loan Grade** |
| 61 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 4901904 | 1 of 5 | 2025-07-22 14:18 | Credit | Income - Unsupported Alimony/Child Support | Alimony and/or child support was considered as an effective souXXXXXX of income but sufficient supporting documentation was not found in the file. Unable to locate the required XXXXXX months of deposits for the Alimony <br>|  | Document Uploaded. - 07/23/2025<br>| Received 7/24 - XXXXXX bank statements to support XXXXXX months recent history of alimony. - 07/24/2025 |  | 2025-07-24 15:20 | Resolved | 3 | 1 | 4 | 2 |
| 61 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 4902051 | 2 of 5 | 2025-07-22 14:24 | Credit | Borrower 1 Gap Credit Report is Missing | Borrower 1 Gap Credit Report is Missing Unable to locate a gap credit report and/or XXXXXX. <br>|  | Document Uploaded. Please review uploaded soft pull - 07/23/2025<br>| Received XXXXXX XXXXXXX credit report; however, the loan closed XXXXXX. In review of the Credit Disclosure XXXXXX documents in file, initial credit was pulled XXXXXX; therefore, credit had been re-pulled XXXXXX which was the credit report that was provided for review and would meet gap credit requirements. - 07/24/2025<br> Borrower XXXXXX Gap Credit Report is not missing. - 07/24/2025 |  | 2025-07-31 17:57 | Resolved | 4 | 1 | 4 | 2 |
| 61 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4902063 | 3 of 5 | 2025-07-22 14:25 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-22 14:25 | Cleared | 1 | 1 | 4 | 2 |
| 61 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 4908582 | 4 of 5 | 2025-07-22 18:48 | Property | Missing Doc - XXXXXX Valuation Product/Missing | The loan file did not contain the required XXXXXX. XXXXXX returned a score of XXXXXX and no XXXXXX supporting subject value with a XXXXXX%+ confidence score was provided. The XXXXXX is not part of the appraisal review waterfall per guidelines and no approved exception was found in file to address the matter. <br>|  | Document Uploaded. Please review uploaded XXXXXX - 08/05/2025 | Received desk review supporting value - 08/05/2025<br>|  | 2025-08-05 14:11 | Resolved | 3 | 1 | 4 | 2 |
| 61 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 4910502 | 5 of 5 | 2025-07-22 20:15 | Credit | Audited XXXXXX Exceeds Guideline XXXXXX | Audited XXXXXX exceeds guideline XXXXXX. Variance due to originator applying XXXXXX% of balance for XXXXXX student loan obligations on the credit report when guidelines state XXXXXX% of balance is to be applied for student loan obligations on the credit report when no monthly payments reported. The subject transaction is s refinance cash out transaction due to the sum of the payoff of ex-husband, non-purchase money second, and borrower proceeds received exceeding $XXXXXX, which does not allow for XXXXXX exceeding XXXXXX%. No exception was found in file addressing this matter. <br>|  | Document Uploaded. Please review uploaded exception form - 07/30/2025 <br> XXXXXX over XXXXX% is alowed for refinance transaction with XXXXXX XXXXXX% - 07/24/2025 <br> Document Uploaded. The transaction was cash out.Please review uploaded lock confirmation - 07/23/2025 | XXXXXX% of balance for student loan payments used when guidelines require XXXXXX% of balance to be used - A formal exception is in file. - 07/31/2025<br> Audited XXXXXX of XXXXXX% is less than or equal to Guideline XXXXXX of XXXXXX% - 07/31/2025<br> Received Rate Lock Confirmation which showed loan is a refinance cash out. Per XXXXXX guidelines, loan XXXXXX exceeding XXXXXX% are allowed only for purchase or rate/term transactions on owner-occupied property (with additional restrictions also noted). Subject transaction is a refinance cash out transaction and would be ineligible for loan XXXXXX over XXXXXX%. Provide approved exception for XXXXXX > XXXXXX% on a refinance cash out transaction with compensating factors to support. - 07/29/2025<br> Received explanation and agree that the loan is a refinance cash out transaction, which would make the loan ineligible for XXXXXX > XXXXXX%. Provide exception approval for either XXXXXX > XXXXXX% or allowing the use of XXXXXX% of balance used to calculate monthly payments for the XXXXXX student loans listed on the credit report. - 07/24/2025 | Compensating factors used are No credit events in the past XXXXXX months, No mortgage late payments in the last XXXXXX months, XXXXXX years credit history, No consumer late payments in the last XXXXXX months, and XXXXXX is XXXXXX% below guideline maximum. | 2025-07-31 18:08 | Waived | 3 | 2 | 4 | 2 |
| 1 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2293640 | 1 of 3 | 2024-09-02 12:28 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-09-02 12:28 | Cleared | 1 | 1 | 1 | 1 |
| 1 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2293641 | 2 of 3 | 2024-09-02 12:28 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-09-02 12:28 | Cleared | 1 | 1 | 1 | 1 |
| 1 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2293642 | 3 of 3 | 2024-09-02 12:28 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-09-02 12:28 | Cleared | 1 | 1 | 1 | 1 |
| 2 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2724566 | 1 of 5 | 2024-10-31 20:51 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-10-31 20:51 | Cleared | 1 | 1 | 2 | 2 |
| 2 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2724586 | 2 of 5 | 2024-10-31 20:57 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-10-31 20:57 | Cleared | 1 | 1 | 2 | 2 |
| 2 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2724591 | 3 of 5 | 2024-10-31 20:58 | Property | Property Issue - Listed for Sale Past 6 months | The subject property has been listed for sale in the past XXXXXX months which is not allowed per guidelines. To be eligible for a cash-out refinance, the subject property must not be listed for sale in the past XXXXXX-months. Subject was listed for sale within the last XXXXXX months. Formal exception is in file to allow. <br>|  |  |  | No credit events past XXXXXX months. No mortgage late payments in the last XXXXXX months. XXXXXX years credit history. No consumer late payments in the last XXXXXX months. XXXXXX XXXXXX% below maximum. Credit score >XXXXXX points than minimum required. Borrower contribution exceeds requirement >=XXXXXX% | 2024-11-01 15:14 | Waived | 2 | 2 | 2 | 2 |
| 2 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2724619 | 4 of 5 | 2024-10-31 21:05 | Credit | Audited Loan Amount is less than Guideline Minimum Loan Amount | Audited loan amount is less than the guideline Minimum loan amount. Minimum loan amount per guidelines is $XXXXXX. Formal exception was done to allow loan amount of $XXXXXX. <br>|  |  |  | No credit events past XXXXXX months. No mortgage late payments in the last XXXXXX months. XXXXXX+ years credit history. No consumer late payments in the last XXXXXX months. XXXXXX XXXXXX% below maximum. Credit score >XXXXXX points than minimum required. Borrower contribution exceeds requirement >=XXXXXX%. XXXXXX XXXXXX | 2024-11-01 15:15 | Waived | 2 | 2 | 2 | 2 |
| 2 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 2724633 | 5 of 5 | 2024-10-31 21:07 | Credit | Appraisal TraXXXXXXer Letter - Missing | The loan file does not contain the XXXXXX as required. Copy of XXXXXX (XXXXXX/XXXXXX Portal Results) is requested even if XXXXXX score is unavailable (no XXXXXX score). Regardless of XXXXXX score, an eligible form of secondary valuation (XXXXXX-pulled XXXXXX with confidence score of XXXXXX%+ and value not more than XXXXXX% less than the appraised value) is required for each traXXXXXXerred appraisal. Appraisal was traXXXXXXerred from another lender without XXXXXX. Formal; exception was done to allow. <br>|  |  |  | No credit events past XXXXXX months. No mortgage late payments in the last XXXXXX months. XXXXXX+ years credit history. No consumer late payments in the last XXXXXX months. XXXXXX XXXXXX% below maximum. Credit score >XXXXXX points than minimum required. Borrower contribution exceeds requirement >=XXXXXX%. XXXXXX XXXXXX | 2024-11-01 15:18 | Waived | 2 | 2 | 2 | 2 |
| 3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2711157 | 1 of 3 | 2024-10-30 13:32 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2024-10-30 13:32 | Cleared | 1 | 1 | 1 | 1 |
| 3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2720212 | 2 of 3 | 2024-10-31 13:18 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-10-31 13:18 | Cleared | 1 | 1 | 1 | 1 |
| 3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2720216 | 3 of 3 | 2024-10-31 13:18 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-10-31 13:18 | Cleared | 1 | 1 | 1 | 1 |
| 4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2666351 | 1 of 3 | 2024-10-23 16:49 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-10-23 16:49 | Cleared | 1 | 1 | 1 | 1 |
| 4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2666357 | 2 of 3 | 2024-10-23 16:49 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-10-23 16:49 | Cleared | 1 | 1 | 1 | 1 |
| 4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2666372 | 3 of 3 | 2024-10-23 16:49 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-10-23 16:49 | Cleared | 1 | 1 | 1 | 1 |
| 5 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2613199 | 1 of 3 | 2024-10-16 17:06 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-10-16 17:06 | Cleared | 1 | 1 | 3 | 1 |
| 5 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2613211 | 2 of 3 | 2024-10-16 17:06 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-10-16 17:06 | Cleared | 1 | 1 | 3 | 1 |
| 5 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2613224 | 3 of 3 | 2024-10-16 17:07 | Credit | Credit Profile - Other | There are additional observations that could impact the credit decision and/or quality of the loan. Borrower is a XXXXXX. The guidelines require XXXXXX evidence of residence where the borrower lives with translation. <br>|  | Document Uploaded. We had an XXXXXX on file indicating borrower's primary address and residence in XXXXXX - 10/17/2024 | Documentation provided is sufficient. - 10/18/2024<br>|  | 2024-10-18 12:42 | Resolved | 3 | 1 | 3 | 1 |
| 6 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2740156 | 1 of 3 | 2024-11-04 20:46 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-04 20:46 | Cleared | 1 | 1 | 1 | 1 |
| 6 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2740157 | 2 of 3 | 2024-11-04 20:46 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-11-04 20:46 | Cleared | 1 | 1 | 1 | 1 |
| 6 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2740464 | 3 of 3 | 2024-11-04 21:13 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-04 21:13 | Cleared | 1 | 1 | 1 | 1 |
| 7 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2702099 | 1 of 3 | 2024-10-29 14:09 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-10-29 14:09 | Cleared | 1 | 1 | 1 | 1 |
| 7 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2702107 | 2 of 3 | 2024-10-29 14:10 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-10-29 14:10 | Cleared | 1 | 1 | 1 | 1 |
| 7 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2702112 | 3 of 3 | 2024-10-29 14:10 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-10-29 14:10 | Cleared | 1 | 1 | 1 | 1 |
| 8 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR XXXXXX factors | ATR/QM: Exempt | 2910687 | 1 of 3 | 2024-12-02 20:41 | Compliance | The Deed of Trust is Incomplete | The Deed of Trust is incomplete. Deed is missing page XXXXXX. <br>|  | Document Uploaded. - 12/05/2024 <br>Document Uploaded. - 12/04/2024<br>| The Deed of Trust is present and complete - 12/06/2024<br> Missing pages XXXXXX and XXXXXX of XXXXXX for a complete deed of trust. - 12/05/2024 |  | 2024-12-06 15:19 | Resolved | 4 | 1 | 4 | 1 |
| 8 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2911128 | 2 of 3 | 2024-12-02 21:26 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-12-02 21:26 | Cleared | 1 | 1 | 4 | 1 |
| 8 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 2911130 | 3 of 3 | 2024-12-02 21:27 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-12-02 21:27 | Cleared | 1 | 1 | 4 | 1 |
| 9 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2731956 | 1 of 3 | 2024-11-02 02:44 | Compliance | XXXXXX Rider is Missing | XXXXXX Rider is missing. Per the appraisal, the property is located in a XXXXXX. The XXXXXX rider wasn't located in the loan file. <br>|  | Document Uploaded. Please find attached - 11/13/2024<br>| Updated mortgage and XXXXXX rider has been received - 11/15/2024<br>|  | 2024-11-15 06:13 | Resolved | 3 | 1 | 3 | 1 |
| 9 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2731965 | 2 of 3 | 2024-11-02 03:09 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-11-02 03:09 | Cleared | 1 | 1 | 3 | 1 |
| 9 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 2731966 | 3 of 3 | 2024-11-02 03:10 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-11-02 03:10 | Cleared | 1 | 1 | 3 | 1 |
| 10 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3695769 | 1 of 3 | 2025-03-26 10:18 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Per guidelines Appraisal orders are to be submitted to XXXXXX Mortgage's XXXXXX system. A formal exception is located in the loan file due to Appraisal ordered directly through XXXXXX and made in the name of the broker, because there was no dropdown choice for XXXXXX Mortgage. <br>|  |  |  | The exception was approved due to no credit events in the past XXXXXX months, no mortgage late payments in the last XXXXXX months, and an XXXXXX XXXXXX% below maximum. | 2025-03-26 20:19 | Waived | 2 | 2 | 2 | 2 |
| 10 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3695843 | 2 of 3 | 2025-03-26 10:33 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-26 10:33 | Cleared | 1 | 1 | 2 | 2 |
| 10 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3695848 | 3 of 3 | 2025-03-26 10:34 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-03-26 10:34 | Cleared | 1 | 1 | 2 | 2 |
| 11 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3452623 | 1 of 3 | 2025-02-20 12:11 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). Per the final title policy, the coverage amount is $XXXXXX. The loan amount is $XXXXXX, missing the updated policy/coverage. <br>|  | Document Uploaded. The final title policy has not been issued yet, but here is the updated title commitment with the correct loan amount.<br> - 02/24/2025 |  |  | 2025-02-25 22:23 | Resolved | 3 | 1 | 3 | 1 |
| 11 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3452706 | 2 of 3 | 2025-02-20 12:32 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-02-20 12:32 | Cleared | 1 | 1 | 3 | 1 |
| 11 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3452707 | 3 of 3 | 2025-02-20 12:33 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-02-20 12:33 | Cleared | 1 | 1 | 3 | 1 |
| 12 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | 4037022 | 1 of 5 | 2025-05-03 19:56 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-05-03 19:56 | Cleared | 1 | 1 | 3 | 2 |
| 12 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | 4042051 | 2 of 5 | 2025-05-05 14:04 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Guidelines: Maximum of XXXXXX XXXXXX occurrences in the most recent XXXXXX-month period are allowed. XXXXXX charges on the borrowers business bank statements within XXXXXX mos. A formal exception is in file. <br>|  |  |  | Compensating factors: Residential income > =$XXXXXX. No credit events past XXXXXX months, no mortgage late payments in the last XXXXXX months, and XXXXXX+ years credit history. No consumer late payments in the last XXXXXX months. XXXXXX XXXXXX% below maximum. | 2025-05-05 19:36 | Waived | 2 | 2 | 3 | 2 |
| 12 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | 4042098 | 3 of 5 | 2025-05-05 14:07 | Credit | Program Parameters - Loan Purpose | The subject loan does not meet program parameters for loan purpose. The subject transaction does not meet guidelines. Guidelines: Ineligible first liens- Balloon notes or features. A formal exception is in file. <br>|  |  |  | Compensating factors: Residential income > = $XXXXXX. No credit events past XXXXXX months, no mortgage late payments in the last XXXXXX months, and XXXXXX+ years credit history. No consumer late payments in the last XXXXXX months. | 2025-05-05 19:41 | Waived | 2 | 2 | 3 | 2 |
| 12 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | 4044458 | 4 of 5 | 2025-05-05 16:03 | Credit | Program Parameters - Loan Amount Eligibility | The subject loan does not meet program parameters for loan amount eligibility. Per guidelines/matrix, minimum loan limit $XXXXXX. Approval $XXXXXX <br>|  | Document Uploaded. - 05/08/2025 <br> Page XXXXXX of the credit package.<br> We had an exception that okayed the loan amount under XXXXXX for the XXXXXX lien - 05/08/2025 | The subject loan does not meet program parameters for loan purpose. The subject transaction does not meet guidelines. Guidelines: Ineligible first liens- Balloon notes or features. Addl note listed in the approval ok with XXXXXX Compensating factors: Residential income > = $XXXXXX. No credit events past XXXXXX months, no mortgage late payments in the last XXXXXX months, and XXXXXX+ years credit history. No consumer late payments in the last XXXXXX months. 2025-05-09 17:15 Waived 3 2 3 2 |  |  |  |  |  |  |  |
| 12 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | 4044480 | 5 of 5 | 2025-05-05 16:04 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-05 16:04 | Cleared | 1 | 1 | 3 | 2 |
| 13 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3094450 | 1 of 3 | 2024-12-27 18:16 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-12-27 18:16 | Cleared | 1 | 1 | 1 | 1 |
| 13 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3094455 | 2 of 3 | 2024-12-27 18:17 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-12-27 18:17 | Cleared | 1 | 1 | 1 | 1 |
| 13 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 3096321 | 3 of 3 | 2024-12-27 20:58 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2024-12-27 20:58 | Cleared | 1 | 1 | 1 | 1 |
| 14 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | ATR/QM: Exempt | 3191694 | 1 of 4 | 2025-01-13 15:42 | Credit | Housing History Does Not Meet Guideline Requirements | Housing history does not meet guideline requirements. XXXXXX evidence of residence where the borrower lives with translation- for example, but not limited to XXXXXX or XXXXXX, utility or XXXXXX bill, tax notice, government or verifiable XXXXXX letter speciXXXXXXng borrower primary address- with date of issuance not more than XXXXXX days prior to note date. XXXXXX XXXXXX letter dated XXXXXX which is greater than XXXXXX days per guidelines prior to Note Date XXXXXX (XXXXXX days). Document Uploaded. <br>|  |  | Documentation provided is sufficient. - 01/29/2025<br>|  | 2025-01-29 16:35 | Resolved | 3 | 1 | 3 | 1 |
| 14 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 3192544 | 2 of 4 | 2025-01-13 16:35 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-01-13 16:35 | Cleared | 1 | 1 | 3 | 1 |
| 14 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 3192553 | 3 of 4 | 2025-01-13 16:35 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-01-13 16:35 | Cleared | 1 | 1 | 3 | 1 |
| 14 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | ATR/QM: Exempt | 3208858 | 4 of 4 | 2025-01-15 13:53 | Credit | Credit Profile - Credit History Insufficient | The documented credit history does not meet guidelines. Borrower XXXXXX, XXXXXX, has no XXXXXX credit, therefore a credit reference letter is required. <br>|  | Document Uploaded. - 01/16/2025<br>| Documentation provided is sufficient. - 01/16/2025<br>|  | 2025-01-16 14:14 | Resolved | 3 | 1 | 3 | 1 |
| 15 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR XXXXXX factors | ATR/QM: Exempt | 3512208 | 1 of 5 | 2025-03-03 15:28 | Credit | Audited Loan Amount is greater than Guideline Maximum Loan Amount | Audited loan amount is greater than the guideline Maximum loan amount. Maximum loan amount allowed per guidelines for XXXXXX >XXXXXX% is $XXXXXX. Loan amount is $XXXXXX. While the exception was done to allow borrower as non-majority (XXXXXX%) owner and shows loan amount >$XXXXXX it does not state the loan amount is an approved exception. <br>|  | According to Lock Confirmation XXXXXX points financed, loan must be priced as XXXXXX% XXXXXX - 03/04/2025 | Lender provided documentation to support guideline allows XXXXXX to XXXXXX% when financing points, loan meets parameters, condition resolved. - 03/06/2025<br> The XXXXXX points were financed therefore the XXXXXX is accurate at XXXXXX, condition remains. - 03/05/2025 |  | 2025-03-06 13:34 | Resolved | 3 | 1 | 3 | 2 |
| 15 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 3512250 | 2 of 5 | 2025-03-03 15:32 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-03-03 15:32 | Cleared | 1 | 1 | 3 | 2 |
| 15 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 3512257 | 3 of 5 | 2025-03-03 15:32 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-03 15:32 | Cleared | 1 | 1 | 3 | 2 |
| 15 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR XXXXXX factors | ATR/QM: Exempt | 3512284 | 4 of 5 | 2025-03-03 15:34 | Property | Property Issue - Listed for Sale Past 6 months | The subject property has been listed for sale in the past XXXXXX months which is not allowed per guidelines. Subject transaction is a cash out refinance on a property listed for sale in the last XXXXXX months. This is not allowed per guidelines. A Formal exception was done to allow. <br>|  |  |  | No credit events past XXXXXX months, No mortgage late payments in the last XXXXXX months, No consumer late payments in the last XXXXXX months | 2025-03-03 21:11 | Waived | 2 | 2 | 3 | 2 |
| 15 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR XXXXXX factors | ATR/QM: Exempt | 3512315 | 5 of 5 | 2025-03-03 15:37 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Subject is being closed in the name of an XXXXXX with the borrower as Individual Guarantor. Per guidelines the borrower must be majority owner. The borrower only owns XXXXXX%. A Formal Exception was done to allow without the other owner. <br>|  |  |  | Compensating factors provided as No credit events past XXXXXX months, No mortgage late payments in the last XXXXXX months, No consumer late payments in the last XXXXXX months | 2025-03-03 21:11 | Waived | 2 | 2 | 3 | 2 |
| 16 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3409676 | 1 of 3 | 2025-02-12 19:07 | Credit | Security Instrument Date is after the Transaction Date | Security instrument date is greater than the transaction date. The Deed notary page was dated XXXXXX when the document date was XXXXXX. <br>|  | Document Uploaded. Please see attached Mortgage with correct notary page - 02/14/2025 | Documentation provided is sufficient. - 02/18/2025<br>|  | 2025-02-18 14:13 | Resolved | 3 | 1 | 3 | 1 |
| 16 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3410352 | 2 of 3 | 2025-02-12 20:00 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-02-12 20:00 | Cleared | 1 | 1 | 3 | 1 |
| 16 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3410354 | 3 of 3 | 2025-02-12 20:00 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-02-12 20:00 | Cleared | 1 | 1 | 3 | 1 |
| 17 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3355908 | 1 of 3 | 2025-02-05 16:23 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-02-05 16:23 | Cleared | 1 | 1 | 1 | 1 |
| 17 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3355909 | 2 of 3 | 2025-02-05 16:24 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-02-05 16:24 | Cleared | 1 | 1 | 1 | 1 |
| 17 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3355911 | 3 of 3 | 2025-02-05 16:24 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-02-05 16:24 | Cleared | 1 | 1 | 1 | 1 |
| 18 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3826583 | 1 of 3 | 2025-04-10 13:33 | Credit | Security Instrument Date is after the Transaction Date | Security instrument date is greater than the transaction date. Security instrument notarized XXXXXX when the Security Instrument and Note document dates are dated XXXXXX. The final Closing Disclosure showed the loan closed XXXXXX. <br>|  | Document Uploaded. Please review uploaded Notary page dated XXXXXX - 04/14/2025 | Received corrected notary jurat for the security instrument. Investment transaction not subject to XXXXXX. - 04/15/2025 |  | 2025-04-15 15:21 | Resolved | 3 | 1 | 3 | 1 |
| 18 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3827307 | 2 of 3 | 2025-04-10 14:31 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-04-10 14:31 | Cleared | 1 | 1 | 3 | 1 |
| 18 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3827317 | 3 of 3 | 2025-04-10 14:31 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-11 01:51 | Cleared | 1 | 1 | 3 | 1 |
| 19 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3565201 | 1 of 3 | 2025-03-09 15:32 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-09 15:32 | Cleared | 1 | 1 | 2 | 1 |
| 19 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3565202 | 2 of 3 | 2025-03-09 15:33 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-03-09 15:33 | Cleared | 1 | 1 | 2 | 1 |
| 19 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3565423 | 3 of 3 | 2025-03-09 18:42 | Credit | Borrower - Residency Alien Documentation | The borrower indicates XXXXXX status, however, the file contains no evidence documenting status as legally. Guidelines require a valid XXXXXX, none is located in the documents. <br>|  | Document Uploaded. Please see attached documentation veriXXXXXXng XXXXXX residention. - 03/12/2025 |  |  | 2025-03-13 22:22 | Resolved | 2 | 1 | 2 | 1 |
| 20 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3565128 | 1 of 3 | 2025-03-09 14:48 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-09 14:48 | Cleared | 1 | 1 | 1 | 1 |
| 20 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3565129 | 2 of 3 | 2025-03-09 14:48 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-03-09 14:48 | Cleared | 1 | 1 | 1 | 1 |
| 20 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3565130 | 3 of 3 | 2025-03-09 14:49 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-03-09 14:49 | Cleared | 1 | 1 | 1 | 1 |
| 21 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3586673 | 1 of 3 | 2025-03-11 22:13 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-11 22:13 | Cleared | 1 | 1 | 1 | 1 |
| 21 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3586674 | 2 of 3 | 2025-03-11 22:13 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-03-11 22:13 | Cleared | 1 | 1 | 1 | 1 |
| 21 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3586675 | 3 of 3 | 2025-03-11 22:14 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-03-11 22:14 | Cleared | 1 | 1 | 1 | 1 |
| 22 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3813209 | 1 of 3 | 2025-04-09 01:27 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-09 01:27 | Cleared | 1 | 1 | 1 | 1 |
| 22 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3813216 | 2 of 3 | 2025-04-09 01:27 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-04-09 01:27 | Cleared | 1 | 1 | 1 | 1 |
| 22 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3813217 | 3 of 3 | 2025-04-09 01:27 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-04-09 01:27 | Cleared | 1 | 1 | 1 | 1 |
| 23 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3494495 | 1 of 3 | 2025-02-27 17:50 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-02-27 17:50 | Cleared | 1 | 1 | 1 | 1 |
| 23 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3494498 | 2 of 3 | 2025-02-27 17:50 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-02-27 17:50 | Cleared | 1 | 1 | 1 | 1 |
| 23 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3494501 | 3 of 3 | 2025-02-27 17:50 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-02-27 17:50 | Cleared | 1 | 1 | 1 | 1 |
| 24 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3535160 | 1 of 3 | 2025-03-05 18:28 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-03-05 18:28 | Cleared | 1 | 1 | 3 | 1 |
| 24 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3535162 | 2 of 3 | 2025-03-05 18:29 | Credit | Borrower 1 Lease Agreements Missing | Borrower XXXXXX Lease Agreements missing from the file. It appears short term rental of $XXXXXX may have been used to calculate the XXXXXX, however no rental estimate was located in the file. Please provide documentation supporting the $XXXXXX monthly rent. <br>|  | Document Uploaded. Please note the rental amount should reflect $XXXXXX. The XXXXXX amount was added by the broker at the time of origination. <br> updated rental income to $XXXXXX. Uploaded updated tape, XXXXXX, approval letter , lock form<br> - 03/11/2025 |  |  | 2025-03-12 17:11 | Resolved | 3 | 1 | 3 | 1 |
| 24 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 3535166 | 3 of 3 | 2025-03-05 18:29 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-03-05 18:29 | Cleared | 1 | 1 | 3 | 1 |
| 25 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3791429 | 1 of 3 | 2025-04-05 22:13 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-04-05 22:13 | Cleared | 1 | 1 | 1 | 1 |
| 25 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3791430 | 2 of 3 | 2025-04-05 22:13 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-05 22:13 | Cleared | 1 | 1 | 1 | 1 |
| 25 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3799811 | 3 of 3 | 2025-04-07 20:08 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-04-07 20:08 | Cleared | 1 | 1 | 1 | 1 |
| 26 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3815098 | 1 of 4 | 2025-04-09 12:13 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-04-09 12:13 | Cleared | 1 | 1 | 3 | 1 |
| 26 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3815102 | 2 of 4 | 2025-04-09 12:13 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-04-09 12:13 | Cleared | 1 | 1 | 3 | 1 |
| 26 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3815103 | 3 of 4 | 2025-04-09 12:13 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-09 12:13 | Cleared | 1 | 1 | 3 | 1 |
| 26 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 3821379 | 4 of 4 | 2025-04-09 19:45 | Property | Missing Doc - XXXXXX Valuation Product/Missing | The loan file did not contain the required XXXXXX valuation product. <br>|  | XXXXXX Score is XXXXXX and not acceptable. Please provide a valid XXXXXX valuation review. - 04/09/2025 <br>Document Uploaded. - 04/10/2025 |  |  | 2025-04-11 14:21 | Resolved | 3 | 1 | 3 | 1 |
| 27 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4005588 | 1 of 4 | 2025-04-30 16:14 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-04-30 16:14 | Cleared | 1 | 1 | 2 | 2 |
| 27 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | ATR/QM: Exempt | 4005598 | 2 of 4 | 2025-04-30 16:16 | Credit | Housing History Does Not Meet Guideline Requirements | Housing history does not meet guideline requirements. A Formal exception was done to allow borrower's XXXXXX mortgage history to not be documented. However, payment history were provided. <br>|  |  |  | Compensating factors listed as XXXXXX >=XXXXXX% lower than loan program, No credit events past XXXXXX months, No mortgage late payments in the last XXXXXX months, Reserves >XXXXXX months | 2025-04-30 17:29 | Waived | 2 | 2 | 2 | 2 |
| 27 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | ATR/QM: Exempt | 4005624 | 3 of 4 | 2025-04-30 16:17 | Credit | Credit Profile - Other | There are additional observations that could impact the credit decision and/or quality of the loan. Guidelines require a bank reference letter for XXXXXXs. A formal exception was done to allow loan to proceed without this documentation. However, credit reference letters for both borrowers were provided. <br>|  |  | Document Uploaded. - 07/18/2025<br>| Compensating factors listed as No credit events past XXXXXX months, Borrower contribution exceeds requirement >=XXXXXX%, Reserves >XXXXXX months  | 2025-07-18 15:57 | Waived | 2 | 2 | 2 | 2 |
| 27 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | ATR/QM: Exempt | 4005723 | 4 of 4 | 2025-04-30 16:23 | Compliance | Other Compliance Finding | Subject is located in XXXXXX. Under XXXXXX the borrower must be present in the XXXXXX to sign closing documents. Borrower is unable to schedule an appoint with the XXXXXX to have documented notarized. Formal exception was done to allow a XXXXXX to be used to and have package sent back to the XXXXXX  |  | Missing a critical document. Grade remains a "XXXXXX". - 04/30/2025 <br>| Document Uploaded. - 07/18/2025<br>| Compensating factors listed as No credit events past XXXXXX months, Borrower contribution exceeds requirement >=XXXXXX%, Reserves >XXXXXX months  | 2025-07-18 15:55 | Waived | 2 | 2 | 2 | 2 |
| 28 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4070609 | 1 of 3 | 2025-05-07 16:11 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-05-07 16:11 | Cleared | 1 | 1 | 1 | 1 |
| 28 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4070620 | 2 of 3 | 2025-05-07 16:12 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-07 16:12 | Cleared | 1 | 1 | 1 | 1 |
| 28 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4075611 | 3 of 3 | 2025-05-07 21:18 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-07 21:18 | Cleared | 1 | 1 | 1 | 1 |
| 29 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4481464 | 1 of 3 | 2025-06-18 02:11 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Per guidelines, for Cash Out transactions, properties listed for sale in the past XXXXXX months are ineligible. A formal exception is in the loan file due to subject listing expiring on XXXXXX. <br>|  |  |  | Exceeds minimum reserves by XXXXXX months. No credit events in the past XXXXXX months. | 2025-06-18 02:15 | Waived | 2 | 2 | 2 | 2 |
| 29 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4481508 | 2 of 3 | 2025-06-18 02:26 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-06-18 02:26 | Cleared | 1 | 1 | 2 | 2 |
| 29 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4574430 | 3 of 3 | 2025-06-26 17:25 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-26 17:25 | Cleared | 1 | 1 | 2 | 2 |
| 30 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4290945 | 1 of 3 | 2025-05-31 08:11 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-31 08:11 | Cleared | 1 | 1 | 1 | 1 |
| 30 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4290946 | 2 of 3 | 2025-05-31 08:11 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-05-31 08:11 | Cleared | 1 | 1 | 1 | 1 |
| 30 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4290947 | 3 of 3 | 2025-05-31 08:11 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-31 08:11 | Cleared | 1 | 1 | 1 | 1 |
| 31 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4129981 | 1 of 3 | 2025-05-13 18:07 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-13 18:07 | Cleared | 1 | 1 | 3 | 1 |
| 31 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 4130179 | 2 of 3 | 2025-05-13 18:20 | Compliance | Federal - Loan Estimate Received At Least Four Business Days Before Consummation | A revised Loan Estimate was provided on (XXXXXX) via (XXXXXX). Under XXXXXX, a consumer must receive a revised Loan Estimate not later than XXXXXX business days prior to consummation date of (XXXXXX). Since the revised Loan Estimate was not provided in person, a consumer is considered to have received it on (XXXXXX), which is XXXXXX business days after it was delivered or placed in the mail. As a result, the revised Loan Estimate is not deemed to have been received at least XXXXXX business days before consummation, which is (XXXXXX). (XXXXXX) Revised XXXXXX issued XXXXXX was not signed, and electronic receipt was not evidenced in the loan file. <br>|  | Document Uploaded. Please be advised that the revised XXXXXX is a locked XXXXXX which is issued after the rate lock. The emails to borrowers are sent out automatically through the XXXXXX system. The borrower got the email with a link to sign more than one time:<br> The document was acknowledged by the borrowers on XXXXXX but was not signed:<br> The revised XXXXXX was provided and should have been received by the borrower. There were no requests from the broker to send it to the borrower for a wet sign or to sign in person. - 05/23/2025 | Received proof of e-delivery Finding resolved - 05/23/2025<br>|  | 2025-05-23 14:06 | Resolved | 3 | 1 | 3 | 1 |
| 31 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4162825 | 3 of 3 | 2025-05-16 14:06 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - 05/16/2025<br>|  | 2025-05-16 14:06 | Cleared | 1 | 1 | 3 | 1 |
| 32 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4670916 | 1 of 3 | 2025-07-05 19:20 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-07-05 19:20 | Cleared | 1 | 1 | 3 | 2 |
| 32 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4670917 | 2 of 3 | 2025-07-05 19:21 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-05 19:21 | Cleared | 1 | 1 | 3 | 2 |
| 32 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | ATR/QM: Exempt | 4738715 | 3 of 3 | 2025-07-08 19:51 | Credit | Eligibility - Borrower Identity | The loan file reflected potential identity issues. Please provide the borrower's current XXXXXX as per guidelines.<br>|  | Document Uploaded. Please see attached XXXXXX exception - 07/16/2025 | Borrower's XXXXXX is missing. A formal exception was provided to allow to proceed without it. - 07/16/2025 | The exception was approved based on XXXXXX XXXXXX% below the maximum, borrower contribution exceeds requirement by over XXXXXX%, and reserves greater than 6 months. | 2025-07-16 12:54 | Waived | 3 | 2 | 3 | 2 |
| 33 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 5520397 | 1 of 3 | 2025-09-12 18:20 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-09-12 18:20 | Cleared | 1 | 1 | 3 | 1 |
| 33 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 5549350 | 2 of 3 | 2025-09-16 12:27 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-16 12:27 | Cleared | 1 | 1 | 3 | 1 |
| 33 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | QM: Safe Harbor APOR (APOR SH) | 5549388 | 3 of 3 | 2025-09-16 12:31 | Credit | Eligibility - Citizenship Requirements | The documented citizenship does not meet guideline requirements. The borrower is a XXXXXX with a XXXXXX and a XXXXXX card. Guidelines also require a XXXXXX or XXXXXX neither of which are present in file. <br>|  | Document Uploaded. We have XXXXXX card in file. Please see attached - 09/18/2025 | XXXXXX card provided. Condition resolved. - 09/22/2025<br>|  | 2025-09-22 22:26 | Resolved | 3 | 1 | 3 | 1 |
| 34 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4162145 | 1 of 3 | 2025-05-16 13:11 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-16 13:11 | Cleared | 1 | 1 | 3 | 1 |
| 34 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4162149 | 2 of 3 | 2025-05-16 13:11 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-05-16 13:11 | Cleared | 1 | 1 | 3 | 1 |
| 34 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4167149 | 3 of 3 | 2025-05-16 18:42 | Property | Missing Doc - XXXXXX Valuation Product/Missing | The loan file did not contain the required XXXXXX valuation product. XXXXXX Score is XXXXXX and unacceptable. Please provide a valid XXXXXX valuation review. <br>|  | Document Uploaded. Please see attached XXXXXX supporting appraised value - 05/20/2025 | XXXXXX received with confidence score of XXXXXX and value within XXXXXX%. Condition resolved. - 05/20/2025 |  | 2025-05-20 14:27 | Resolved | 3 | 1 | 3 | 1 |
| 35 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4139840 | 1 of 3 | 2025-05-14 16:12 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-05-14 16:12 | Cleared | 1 | 1 | 1 | 1 |
| 35 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4139842 | 2 of 3 | 2025-05-14 16:13 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-05-14 16:13 | Cleared | 1 | 1 | 1 | 1 |
| 35 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 4140071 | 3 of 3 | 2025-05-14 16:33 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-05-14 16:33 | Cleared | 1 | 1 | 1 | 1 |
| 36 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4437806 | 1 of 3 | 2025-06-13 12:36 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-06-13 12:36 | Cleared | 1 | 1 | 1 | 1 |
| 36 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4513182 | 2 of 3 | 2025-06-20 16:34 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-06-20 16:34 | Cleared | 1 | 1 | 1 | 1 |
| 36 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4513186 | 3 of 3 | 2025-06-20 16:34 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-20 16:34 | Cleared | 1 | 1 | 1 | 1 |
| 37 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4504089 | 1 of 3 | 2025-06-19 20:46 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-06-19 20:46 | Cleared | 1 | 1 | 1 | 1 |
| 37 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4504095 | 2 of 3 | 2025-06-19 20:47 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-06-19 20:47 | Cleared | 1 | 1 | 1 | 1 |
| 37 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 4518327 | 3 of 3 | 2025-06-20 21:10 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-20 21:10 | Cleared | 1 | 1 | 1 | 1 |
| 38 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4324159 | 1 of 2 | 2025-06-03 21:20 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-03 21:20 | Cleared | 1 | 1 | 3 | 1 |
| 38 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4324162 | 2 of 2 | 2025-06-03 21:21 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-06-03 21:21 | Cleared | 1 | 1 | 3 | 1 |
| 39 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4557701 | 1 of 4 | 2025-06-25 15:37 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-06-25 15:37 | Cleared | 1 | 1 | 3 | 1 |
| 39 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4603980 | 2 of 4 | 2025-06-30 16:35 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-06-30 16:35 | Cleared | 1 | 1 | 3 | 1 |
| 39 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4603990 | 3 of 4 | 2025-06-30 16:35 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-30 16:35 | Cleared | 1 | 1 | 3 | 1 |
| 39 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 6049386 | 4 of 4 | 2025-10-29 12:50 | Credit | Cash reserves less than required by guidelines | Total Cash reserves of XXXXXX are less than XXXXXX.  |  |  | Matrix reflects no reserves required for refinance rate term or cash out - 10/30/2025<br>|  | 2025-10-30 21:45 | Void | 3 |  | 3 | 1 |
| 40 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4428993 | 1 of 5 | 2025-06-12 18:31 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. A formal exception is located in the loan file for Borrower's XXXXXX. XXXXXX appears to have expired however the extension case appears to be currently under review. <br>|  |  |  | Compensating factors-No credit events past in theXXXXXX months. No consumer late payments in the last XXXXXX months. | 2025-06-13 15:09 | Waived | 2 | 2 | 3 | 2 |
| 40 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4429002 | 2 of 5 | 2025-06-12 18:31 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-12 18:31 | Cleared | 1 | 1 | 3 | 2 |
| 40 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4429020 | 3 of 5 | 2025-06-12 18:32 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-06-12 18:32 | Cleared | 1 | 1 | 3 | 2 |
| 40 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4440902 | 4 of 5 | 2025-06-13 15:25 | Credit | Asset 1 Does Not Meet Guideline Requirements | Asset does not meet G/L Requirements. Per guidelines-The seasoning requirement for all funds is XXXXXX calendar days. The savings account was open XXXXXX, therefore full XXXXXX days not met. A formal exception is in file. <br>|  |  |  | Compensating factors-XXXXXX XXXXXX% below maximum. Credit score >XXXXXX points than minimum required. Borrower contribution exceeds requirement >=XXXXXX%. | 2025-06-13 15:25 | Waived | 2 | 2 | 3 | 2 |
| 40 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4441144 | 5 of 5 | 2025-06-13 15:41 | Credit | Credit Documentation - Credit Supplement Missing | The loan file did not contain the credit supplement as required. XXXXXX will accept a bank reference letter or other financial institution letter (e.g., mortgage company, credit card company), required for all borrowers who provide income or assets for qualification purposes, from a financial institution dated within XXXXXX days of the note date, as specified below:<br> • The reference letter indicating XXXXXX years in open, currently active status and cannot have derogatory history. The reference letter does not require to include good standing language.<br> • The reference letter must be for the borrower, not the borrower's business.<br> • The reference letter must be dated and contain full address and contact number of financial institution. <br>|  | Document Uploaded. based on this guidance we should all be set to proceed without a reference letter.<br> The borrower has an active tradeline for over XXXXXX months with no derogatory history. - 06/17/2025 | documentation/explanation meet guideline requirements - 06/18/2025<br>|  | 2025-06-18 14:03 | Resolved | 3 | 1 | 3 | 2 |
| 41 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4426609 | 1 of 3 | 2025-06-12 16:22 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-06-12 16:22 | Cleared | 1 | 1 | 3 | 2 |
| 41 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4455076 | 2 of 3 | 2025-06-16 12:34 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-16 12:34 | Cleared | 1 | 1 | 3 | 2 |
| 41 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4455120 | 3 of 3 | 2025-06-16 12:39 | Credit | Credit Profile - Insufficient Tradelines | The documented tradelines do not meet the minimum tradelines required per guidelines. The XXXXXX designation refers to non-XXXXXX citizen borrowers who meet XXXXXX Tradelines or have a minimum of XXXXXX active tradeline opened for XXXXXX months with no derogatory history. A XXXXXX borrower is eligible for all investment property products and programs reflected on the XXXXXX. If non-XXXXXX citizen borrower has qualiXXXXXXng XXXXXX the bank reference letter requirement may be waived. A formal exception in the loan file. <br>|  |  |  | The borrower has XXXXXX credit scores, tradelines within XXXXXX year, XXXXXX XXXXXX. No credit events past XXXXXX months, No mortgage late payments in the last XXXXXX months, Reserves >XXXXXX months, All their tradelines are XXXXXX Mortgage, perfect payment history Experienced investor w/ XXXXXX+ rentals in the XXXXXX. | 2025-06-16 12:39 | Waived | 2 | 2 | 3 | 2 |
| 42 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5688329 | 1 of 4 | 2025-09-26 17:11 | Credit | Income and Employment Do Not Meet Guidelines | Income and employment do not meet guidelines. A written XXXXXX may be utilized when primary souXXXXXX of earnings is wages/salary. XXXXXX-year history with same employer is required. Missing exception for less than XXXXXX year history with the same employer. <br>|  | Document Uploaded. Uploaded Exception form, labeled as approved XXXXXX - 10/09/2025 | A written Verification of Employment may be utilized when primary XXXXXX of earnings is wages/salary. XXXXXX-year history with same employer is required. A formal exception is in the loan file. - 10/15/2025 | The borrower's revolving debt is under XXXXXX%, Residual income >=XXXXXX$ and XXXXXX >=XXXXXX% lower than loan program. No credit events past XXXXXX months, No consumer late payments in the last XXXXXX months. The XXXXXX XXXXXX% below maximum, Credit score >XXXXXXX points than minimum required. Borrower contribution exceeds requirement >=XXXXXX%. | 2025-10-15 11:37 | Waived | 3 | 2 | 3 | 2 |
| 42 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5688942 | 2 of 4 | 2025-09-26 17:43 | Credit | Hazard Insurance Policy is Missing | Missing hazard insurance policy. Missing Hazard insurance policy. <br>|  | Document Uploaded. Uploaded insurance for review - 10/09/2025<br>| XXXXXX insurance provided and premium matches used in the transaction. - 10/15/2025 |  | 2025-10-15 11:40 | Resolved | 3 | 1 | 3 | 2 |
| 42 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5688950 | 3 of 4 | 2025-09-26 17:43 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-26 17:43 | Cleared | 1 | 1 | 3 | 2 |
| 42 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5689495 | 4 of 4 | 2025-09-26 18:11 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-09-26 18:11 | Cleared | 1 | 1 | 3 | 2 |
| 43 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5707607 | 1 of 3 | 2025-09-29 18:50 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-29 18:50 | Cleared | 1 | 1 | 3 | 1 |
| 43 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5708189 | 2 of 3 | 2025-09-29 19:21 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. The borrower's XXXXXX XXXXXX expired on XXXXXX (XXXXXX). It appears an exception was approved based on the lock confirmation, but unable to locate the formal exception form in the file. Please provide the formal exception form for borrower's expired XXXXXX. <br>|  | Document Uploaded. Please see attached - 10/02/2025 | Received page XXXXXX expiration date XXXXXX - 10/13/2025<br> The borrower's XXXXXX expired on XXXXXX (entry stamp on passport) and has filed an extension. A formal exception has been approved. - 10/03/2025 | Loan approved based on no credit events in the past XXXXXX months, no mortgage late payments in the last XXXXXX months, XXXXXX+ years credit history, no consumer late payments in the last XXXXXX months. | 2025-10-13 20:21 | Void | 3 |  | 3 | 1 |
| 43 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5720247 | 3 of 3 | 2025-09-30 15:56 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-09-30 15:56 | Cleared | 1 | 1 | 3 | 1 |
| 44 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5907033 | 1 of 3 | 2025-10-15 19:06 | Credit | Income - Rental Property | Rental income is not properly documented and/or supported. File does not contain proof of rent for XXXXXX and XXXXXX. <br>|  | Document Uploaded. please see attached email clarification from underwriter and XXXXXX documents separately that he is referring to - 10/23/2025 | evidence of rents received. No issues. Condition resolved. - 10/25/2025 |  | 2025-10-25 00:12 | Resolved | 3 | 1 | 3 | 1 |
| 44 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5910795 | 2 of 3 | 2025-10-15 23:58 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-15 23:58 | Cleared | 1 | 1 | 3 | 1 |
| 44 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5914814 | 3 of 3 | 2025-10-16 13:31 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-10-16 13:31 | Cleared | 1 | 1 | 3 | 1 |
| 45 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4769123 | 1 of 3 | 2025-07-10 17:27 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-10 17:27 | Cleared | 1 | 1 | 1 | 1 |
| 45 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4769129 | 2 of 3 | 2025-07-10 17:28 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-10 17:28 | Cleared | 1 | 1 | 1 | 1 |
| 45 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 4769141 | 3 of 3 | 2025-07-10 17:29 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-07-10 18:32 | Cleared | 1 | 1 | 1 | 1 |
| 46 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5083301 | 1 of 3 | 2025-08-06 21:04 | Credit | Hazard Insurance Policy is Missing | Missing hazard insurance policy. The loan file contains XXXXXX insurance and XXXXXX hazard insurance Declarations, but there is no regular hazard insurance policy/declarations in the file. Please provide the hazard insurance policy for the subject property. <br>|  | Document Uploaded. regular hazard insurance declarations uploaded - 09/11/2025<br>| Documentation provided is sufficient. - 09/12/2025 |  | 2025-09-12 12:54 | Resolved | 3 | 1 | 3 | 1 |
| 46 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5084459 | 2 of 3 | 2025-08-06 22:24 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-06 22:24 | Cleared | 1 | 1 | 3 | 1 |
| 46 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5084462 | 3 of 3 | 2025-08-06 22:24 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-08-06 22:24 | Cleared | 1 | 1 | 3 | 1 |
| 47 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4690631 | 1 of 3 | 2025-07-07 16:16 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-07 16:16 | Cleared | 1 | 1 | 1 | 1 |
| 47 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4739502 | 2 of 3 | 2025-07-08 20:34 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-07-08 20:34 | Cleared | 1 | 1 | 1 | 1 |
| 47 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4739511 | 3 of 3 | 2025-07-08 20:34 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-07-08 20:34 | Cleared | 1 | 1 | 1 | 1 |
| 48 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 5174542 | 1 of 3 | 2025-08-14 12:40 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-14 12:40 | Cleared | 1 | 1 | 3 | 2 |
| 48 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 5241719 | 2 of 3 | 2025-08-20 00:31 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Single Entity Ownership of XXXXXX%. Waived per enclosed XXXXXX (XXXXXX). <br>|  |  |  | XXXXXX XXXXXX% Below Max.<br> Reserves > XXXXXX months.<br> Seasoned Investor with XXXXXX Investment Properties. | 2025-08-20 00:31 | Waived | 2 | 2 | 3 | 2 |
| 48 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 5241814 | 3 of 3 | 2025-08-20 00:39 | Credit | Missing XXXXXX or VOR | XXXXXX Document is Missing. Unable to validate Mortgage Payment History for XXXXXX properties due to missing documentation. No XXXXXX included in loan file. <br>|  | Document Uploaded. Please review u ploaded Notes for all recently closed properties - 08/21/2025 | Documentation provided is sufficient. - 08/25/2025<br>|  | 2025-11-06 21:42 | Resolved | 3 | 1 | 3 | 2 |
| 49 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 5183938 | 1 of 3 | 2025-08-14 20:14 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-08-14 20:14 | Cleared | 1 | 1 | 3 | 1 |
| 49 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 5183940 | 2 of 3 | 2025-08-14 20:15 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-14 20:15 | Cleared | 1 | 1 | 3 | 1 |
| 49 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 5196059 | 3 of 3 | 2025-08-15 17:34 | Credit | Audited XXXXXX Exceeds Guideline XXXXXX | Audited XXXXXX exceeds guideline XXXXXX. The audited XXXXXX (XXXXXX) ratio is XXXXXX%, whereas the approved XXXXXX is XXXXXX%. This calculation is based on the loan amount of $XXXXXX divided by the appraised value of $XXXXXX, resulting in an XXXXXX of XXXXXX%. Please provide the updated approval and data tape. <br>|  | email from XXXXXX regarding XXXXXX - 09/10/2025 <br> Document Uploaded. email from XXXXXX regarding the XXXXXX findings - 08/28/2025 | Explanation is sufficient - 09/15/2025<br> Unable to open the attachment - 09/02/2025 |  | 2025-09-15 01:45 | Resolved | 3 | 1 | 3 | 1 |
| 50 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 4583816 | 1 of 5 | 2025-06-27 13:15 | Compliance | Lender Credits That Cannot Decrease Test (50001262) | The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($XXXXXX). The Last XXXXXX shows a total lender credit amount of ($XXXXXX). The following fees "XXXXXX" have decreased below their baseline amounts (XXXXXX). XXXXXX are generalized payments that do not pay for a particular fee. XXXXXX credits are specific payments to pay for a specific fee. The total amount of XXXXXX credits cannot decrease unless a new disclosure is provided and there is a valid XXXXXXX associated with the re-disclosure, or the creditor provides an additional credit for the increase in XXXXXX above the legal limit. (XXXXXX)(XXXXXX). XXXXXX decreased on the Final XXXXXX without a valid XXXXXX. <br>|  | Document Uploaded. Please find attached. XXXXXX was corrected to reflect refund notification, and a Fedex label attached as a proof of mailing - 07/18/2025 <br> Document Uploaded. Please find attached - 07/10/2025 | Received curative package, copy of refund check and proof of mailing. - 07/18/2025<br> - 07/18/2025<br> The curative package provided did not mention the inclusion of a refund check, and proof of mailing was not provided. Finding upheld pending receipt of XXXXXX informing borrower of the refund and proof of mailing. - 07/11/2025 |  | 2025-07-18 13:35 | Cured | 3 | 2 | 3 | 2 |
| 50 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 4583819 | 2 of 5 | 2025-06-27 13:15 | Compliance | Charges That Cannot Increase Test (50001251) | The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the XXXXXX: XXXXXX. Each fee within the XXXXXX cannot increase or be added unless a new disclosure is provided and there is a valid XXXXXX associated with the increased fee that is re-disclosed. (XXXXXX). XXXXXX fee increased without a valid XXXXXX. Creditor has XXXXXX business days to re-disclose an appraisal fee to the consumer. XXXXXX Invoice dated XXXXXX and XXXXXX report dated XXXXXX was not re-disclosed to the consumer until XXXXXX. This is well past the XXXXXX-day timing requirement and consequently is in violation. <br>|  | Uploaded to the other condition - 07/18/2025 <br> XXXXXX along with XXXXXX and check refund provided to another condition - 07/10/2025 | Received curative package, copy of refund check and proof of mailing. - 07/18/2025<br> - 07/18/2025<br> The curative package provided did not mention the inclusion of a refund check, and proof of mailing was not provided. Finding upheld pending receipt of XXXXXX informing borrower of the refund and proof of mailing. - 07/11/2025 |  | 2025-07-18 13:36 | Cured | 3 | 2 | 3 | 2 |
| 50 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 4583864 | 3 of 5 | 2025-06-27 13:18 | Compliance | Intent to Proceed is Missing or Incomplete |  |  | Document Uploaded. Please finfd attached - 07/03/2025<br>| Intent to Proceed provided. - 07/08/2025<br>|  | 2025-07-08 10:54 | Resolved | 3 | 1 | 3 | 2 |
| 50 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4594868 | 4 of 5 | 2025-06-28 15:50 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-06-28 15:50 | Cleared | 1 | 1 | 3 | 2 |
| 50 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 4604306 | 5 of 5 | 2025-06-30 16:55 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-06-30 16:55 | Cleared | 1 | 1 | 3 | 2 |
| 51 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5341659 | 1 of 3 | 2025-08-28 00:12 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-28 00:13 | Cleared | 1 | 1 | 1 | 1 |
| 51 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5341816 | 2 of 3 | 2025-08-28 00:53 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-28 00:53 | Cleared | 1 | 1 | 1 | 1 |
| 51 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5362783 | 3 of 3 | 2025-08-29 16:06 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-29 16:06 | Cleared | 1 | 1 | 1 | 1 |
| 52 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5674961 | 1 of 3 | 2025-09-25 18:18 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-25 18:18 | Cleared | 1 | 1 | 1 | 1 |
| 52 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5674967 | 2 of 3 | 2025-09-25 18:18 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-09-25 18:18 | Cleared | 1 | 1 | 1 | 1 |
| 52 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5676139 | 3 of 3 | 2025-09-25 19:26 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-25 19:26 | Cleared | 1 | 1 | 1 | 1 |
| 53 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5094412 | 1 of 3 | 2025-08-07 15:48 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-08-07 15:48 | Cleared | 1 | 1 | 1 | 1 |
| 53 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5094441 | 2 of 3 | 2025-08-07 15:48 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-07 15:48 | Cleared | 1 | 1 | 1 | 1 |
| 53 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5101549 | 3 of 3 | 2025-08-07 20:53 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-07 20:53 | Cleared | 1 | 1 | 1 | 1 |
| 54 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5341992 | 1 of 3 | 2025-08-28 02:04 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-28 02:04 | Cleared | 1 | 1 | 1 | 1 |
| 54 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5341993 | 2 of 3 | 2025-08-28 02:05 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-28 02:05 | Cleared | 1 | 1 | 1 | 1 |
| 54 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5353675 | 3 of 3 | 2025-08-28 20:56 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-28 20:56 | Cleared | 1 | 1 | 1 | 1 |
| 55 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5338310 | 1 of 3 | 2025-08-27 19:31 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-27 19:31 | Cleared | 1 | 1 | 1 | 1 |
| 55 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5339713 | 2 of 3 | 2025-08-27 20:58 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-27 20:58 | Cleared | 1 | 1 | 1 | 1 |
| 55 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5360564 | 3 of 3 | 2025-08-29 14:18 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-29 14:18 | Cleared | 1 | 1 | 1 | 1 |
| 56 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5745443 | 1 of 3 | 2025-10-02 03:18 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-02 03:18 | Cleared | 1 | 1 | 1 | 1 |
| 56 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5745449 | 2 of 3 | 2025-10-02 03:19 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-02 03:19 | Cleared | 1 | 1 | 1 | 1 |
| 56 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5749832 | 3 of 3 | 2025-10-02 14:25 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-02 14:25 | Cleared | 1 | 1 | 1 | 1 |
| 57 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5027553 | 1 of 3 | 2025-08-01 18:28 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-01 18:30 | Cleared | 1 | 1 | 1 | 1 |
| 57 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5027557 | 2 of 3 | 2025-08-01 18:28 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-08-01 18:31 | Cleared | 1 | 1 | 1 | 1 |
| 57 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5037782 | 3 of 3 | 2025-08-04 12:37 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-04 12:37 | Cleared | 1 | 1 | 1 | 1 |
| 58 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4778118 | 1 of 4 | 2025-07-11 11:09 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-07-11 11:09 | Cleared | 1 | 1 | 3 | 2 |
| 58 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4810682 | 2 of 4 | 2025-07-14 19:44 | Credit | Audited XXXXXX Exceeds Guideline XXXXXX | Audited XXXXXX exceeds guideline XXXXXX. The audited XXXXXX is XXXXXX%. The maximum allowed per guidelines is XXXXXX%. Please provide a formal exception form. <br>|  | Document Uploaded. Please review uploaded revised XXXXXX .XXXXXX is XXXXXX%. Max XXXXXX allowed is XXXXXX%.XXXXXX calculations are XXXXXX \* XXXXXX /XXXXXX - 07/15/2025 | Audited XXXXXX of XXXXXX% is less than or equal to Guideline XXXXXX of XXXXXX% - 07/16/2025 |  | 2025-07-16 15:27 | Resolved | 3 | 1 | 3 | 2 |
| 58 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4810834 | 3 of 4 | 2025-07-14 19:54 | Property | Missing Doc - XXXXXX Valuation Product/Missing | The loan file did not contain the required XXXXXX valuation product. Missing a satisfactory XXXXXX valuation product. Note: the XXXXXX score exceeds XXXXXX. <br>|  | Document Uploaded. Please review uploaded XXXXXX - 07/15/2025<br>| Received satisfactory XXXXXX. - 07/16/2025 |  | 2025-07-16 14:27 | Resolved | 3 | 1 | 3 | 2 |
| 58 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 4812552 | 4 of 4 | 2025-07-14 21:33 | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification does not meet guideline requirements. The borrowers are short $XXXXXX in closing funds and $XXXXXX in reserves. Please provide asset statements veriXXXXXXng additional funds of $XXXXXX. <br>|  | Document Uploaded. As per final XXXXXX settelemnt statements cash to close was $XXXXXX .We had $XXXXXX in assets based to bank statements on file. Please review uploaded exception on reserves shortgage. - 07/16/2025 | XXXXXX insurance provided and premium matches used in the transaction. - 10/15/2025 | Loan approved based on XXXXXX years on current job, No credit events past XXXXXX months, No consumer late payments in the last XXXXXX months, XXXXXX+ borrowers on the loan. | 2025-07-16 14:43 | Waived | 3 | 2 | 3 | 2 |
| 59 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5774806 | 1 of 3 | 2025-10-04 05:49 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-04 05:49 | Cleared | 1 | 1 | 3 | 1 |
| 59 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5826978 | 2 of 3 | 2025-10-08 20:01 | Credit | Liabilities - XXXXXX | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Mortgage statement for XXXXXX is missing from the file. <br>|  | Document Uploaded. The mortgage is an XXXXXX mortgage and XXXXXX mortgages are required to have taxes and insurance escrowed. - 10/09/2025<br>| documentation and explanation meet requirements - 10/10/2025 |  | 2025-10-10 19:06 | Resolved | 3 | 1 | 3 | 1 |
| 59 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5826981 | 3 of 3 | 2025-10-08 20:02 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-08 20:02 | Cleared | 1 | 1 | 3 | 1 |
| 60 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5532580 | 1 of 3 | 2025-09-15 12:23 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-15 12:23 | Cleared | 1 | 1 | 3 | 2 |
| 60 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5532581 | 2 of 3 | 2025-09-15 12:23 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-15 12:23 | Cleared | 1 | 1 | 3 | 2 |
| 60 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5534958 | 3 of 3 | 2025-09-15 14:36 | Compliance | Insufficient Change of Circumstance (50001252) | The amounts disclosed on the last XXXXXXC for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last XXXXXX and placed within the XXXXXX: XXXXXX. Each fee within the XXXXXX category cannot increase or be added unless a new disclosure is provided and there is a valid XXXXXX associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in XXXXXX above the legal limit. (XXXXXX); XXXXXX). The XXXXXX increased from $XXXXXX to $XXXXXX without a valid XXXXXX in the file. The total tolerance violation is $XXXXXX. <br>|  | Document Uploaded. Please review uploaded XXXXXX with XXXXXX, refund check and proof of delivery - 09/18/2025 | Received curative package - XXXXXX, XXXXXX, copy of check and proof of mailing - 09/19/2025<br>- 09/19/2025<br>|  | 2025-09-19 12:58 | Resolved | 3 | 2 | 3 | 2 |
| 62 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5253508 | 1 of 3 | 2025-08-20 18:23 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-08-20 18:23 | Cleared | 1 | 1 | 3 | 1 |
| 62 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5253521 | 2 of 3 | 2025-08-20 18:23 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-20 18:23 | Cleared | 1 | 1 | 3 | 1 |
| 62 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | ATR/QM: Exempt | 5254905 | 3 of 3 | 2025-08-20 19:17 | Credit | Title - Ownership Issue | Title documents provided in the loan file reflected potential ownership issues. Missing executed deed traXXXXXXerring title to borrowers per security instrument vesting. <br>|  | Document Uploaded. Preliminary Title shows proposed insured will be XXXXXX XXXXXX, this is a purchase transaction, not refinance. Initially the Note was signed incorrectly by borrowers as individuals, and re-signed as members. - 08/29/2025 <br> Document Uploaded. The loan was closed under XXXXXX but initial Note was issued incorrectly, please see the Note signed by both Borrowers as XXXXXX members. Guaranty on file is also signed by XXXXXX members. We have XXXXXX on file, no need for XXXXXX. Please see the reissued Note for your reference. - 08/28/2025 <br> Document Uploaded. Please see the Note re-signed in the name of Borrowers as XXXXXX members. - 08/27/2025 | Proposed title in file does reflect the current borrower XXXXXX - 08/29/2025<br> Received explanation with XXXXXX document. This is a purchase transaction. The title commitment in file shows it is in the seller's name. The subject mortgage shows the responsible party as XXXXXX - The XXXXXX deed (i.e. Grant Deed) needs to be executed and reflect the same as the subject borrower XXXXXX. Title needs to insure the subject property is vested in the borrower's name XXXXXX. <br> - 08/28/2025<br> Received re-executed Note showing Note executed as Guarantors. Still missing executed XXXXXX deed showing subject property vested to XXXXXX. - 08/28/2025 |  | 2025-08-29 22:24 | Resolved | 3 | 1 | 3 | 1 |
| 63 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 5317746 | 1 of 3 | 2025-08-26 14:58 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-26 14:58 | Cleared | 1 | 1 | 4 | 1 |
| 63 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | QM: Safe Harbor APOR (APOR SH) | 5326157 | 2 of 3 | 2025-08-26 21:03 | Compliance | XXXXXX: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure.  |  | Document Uploaded. Please see attached Initial XXXXXX - 08/29/2025 | Received intial XXXXXX - 09/02/2025<br>|  | 2025-09-02 15:45 | Resolved | 4 | 1 | 4 | 1 |
| 63 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 5331919 | 3 of 3 | 2025-08-27 14:21 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-27 14:21 | Cleared | 1 | 1 | 4 | 1 |
| 64 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5741928 | 1 of 3 | 2025-10-01 20:38 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-01 20:38 | Cleared | 1 | 1 | 1 | 1 |
| 64 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5741939 | 2 of 3 | 2025-10-01 20:38 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-10-01 20:38 | Cleared | 1 | 1 | 1 | 1 |
| 64 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5759264 | 3 of 3 | 2025-10-02 21:19 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-02 21:19 | Cleared | 1 | 1 | 1 | 1 |
| 65 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5720799 | 1 of 4 | 2025-09-30 16:32 | Compliance | Loan Origination Company XXXXXX Status is Unknown | Loan Origination Company XXXXXX status is unknown. Documents do not provide a XXXXXX license number, and unable to locate the Origination Company on the XXXXXX Lookup <br>|  | This is an investment property in XXXXXX so no license is required. - 10/09/2025 | License not required for investments - 10/10/2025<br>|  | 2025-10-10 18:32 | Resolved | 3 | 1 | 3 | 1 |
| 65 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5720800 | 2 of 4 | 2025-09-30 16:32 | Compliance | Loan Originator XXXXXX Status is Unknown | Loan Originator XXXXXX status is unknown. Documents do not provide a XXXXXX license number, and unable to locate the Loan Originator on the XXXXXX Lookup <br>|  | This is an investment property in XXXXXX so no license is required. - 10/09/2025 | License not required for investments - 10/10/2025<br>|  | 2025-10-10 18:32 | Resolved | 3 | 1 | 3 | 1 |
| 65 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5722638 | 3 of 4 | 2025-09-30 18:15 | Property | Missing Doc - XXXXXX Valuation Product/Missing | The loan file did not contain the required XXXXXX valuation product. Unable to locate an acceptable XXXXXX valuation product. XXXXXX score is XXXXXX and XXXXXX could not be scored. <br>|  | Document Uploaded. Uploaded XXXXXX - 10/16/2025 <br> This is an investment property in XXXXXX so no license is required. - 10/09/2025 | Received XXXXXX - 10/20/2025<br>We are not asking for a license, the XXXXXX valuation product is missing. - 10/16/2025<br>|  | 2025-10-20 22:32 | Resolved | 3 | 1 | 3 | 1 |
| 65 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5722827 | 4 of 4 | 2025-09-30 18:25 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-30 18:25 | Cleared | 1 | 1 | 3 | 1 |
| 66 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5737783 | 1 of 3 | 2025-10-01 17:21 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-10-01 17:21 | Cleared | 1 | 1 | 1 | 1 |
| 66 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5737787 | 2 of 3 | 2025-10-01 17:21 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-10-01 17:21 | Cleared | 1 | 1 | 1 | 1 |
| 66 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5872675 | 3 of 3 | 2025-10-13 15:43 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-13 15:43 | Cleared | 1 | 1 | 1 | 1 |
| 67 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5372838 | 1 of 3 | 2025-09-01 03:39 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-01 03:39 | Cleared | 1 | 1 | 1 | 1 |
| 67 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5372839 | 2 of 3 | 2025-09-01 03:40 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-01 03:40 | Cleared | 1 | 1 | 1 | 1 |
| 67 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5384273 | 3 of 3 | 2025-09-02 19:42 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-09-02 19:42 | Cleared | 1 | 1 | 1 | 1 |
| 68 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5320609 | 1 of 3 | 2025-08-26 16:44 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-26 16:44 | Cleared | 1 | 1 | 3 | 1 |
| 68 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5332210 | 2 of 3 | 2025-08-27 14:34 | Compliance | Missing evidence Mortgage/Deed of Trust will be recorded | Mortgage does not show recording details. The Final XXXXXX does not show recording fees. The Closing instructions/ addendum do not detail recording fees. Missing evidence of Mortgage recording.  |  | Document Uploaded. Please see attached copy of the recorded mortgage. - 09/02/2025 <br>The mortgage has not been recorded yet. The recorded mortgage will be sent upon the receipt. - 08/28/2025<br>| Received recorded mortgage - 09/03/2025<br> XXXXXX recorded mortgage - 08/29/2025 |  | 2025-09-03 13:13 | Resolved | 3 | 1 | 3 | 1 |
| 68 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5334557 | 3 of 3 | 2025-08-27 16:09 | Credit | Liabilities - XXXXXX | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Missing Hazard Insurance for non-escrowed XXXXXX <br>|  | Document Uploaded. Per XXXXXX "We have taxes/XXXXXX accounted for other property". Pages XXXXXX of XXXXXX in package submitted to XXXXXX. Please see attached email from the broker stating that the property is raw land with no buildings on it for XXXXXX property. - 08/28/2025 | Email states this is raw land no insurance is required. - 09/02/2025<br>|  | 2025-09-02 14:20 | Resolved | 3 | 1 | 3 | 1 |
| 69 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5332833 | 1 of 3 | 2025-08-27 15:02 | Compliance | Intent to Proceed is Missing or Incomplete |  |  | Document Uploaded. Please see the Intend to procced. - 08/29/2025<br>| Intent to Proceed provided. - 09/02/2025<br> XXXXXX received. - 09/02/2025 |  | 2025-09-02 20:27 | Resolved | 3 | 1 | 3 | 2 |
| 69 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5344876 | 2 of 3 | 2025-08-28 13:02 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. One investor owns XXXXXX units or XXXXXX% of the units in condo project. Per guidelines the maximum peXXXXXXntage allowed by a single investor is XXXXXX%. A formal exception was done to allow. <br>|  |  |  | Compensating factors are listed as; Several income XXXXXX and XXXXXX below XXXXXX%, Revolving debt is under XXXXXX%, XXXXXX years on current job, Residual income >=XXXXXX$, XXXXXX years or more in the same line of employment, No credit events past XXXXXX months, No mortgage late payments in the last XXXXXX months, XXXXXX+ years credit history, No consumer late payments in the last XXXXXX months, XXXXXX XXXXXX% below maximum, Credit score >XXXXXX points than minimum required, Borrower contribution exceeds requirement >=XXXXXX%, Reserves >XXXXXX months | 2025-08-28 16:13 | Waived | 2 | 2 | 3 | 2 |
| 69 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5345134 | 3 of 3 | 2025-08-28 13:23 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-28 13:23 | Cleared | 1 | 1 | 3 | 2 |
| 70 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5720869 | 1 of 4 | 2025-09-30 16:35 | Credit | Audited Loan Amount is greater than Guideline Maximum Loan Amount | Audited loan amount is greater than the guideline Maximum loan amount. Guidelines cite the maximum loan amount is $XXXXXX for a XXXXXX. Subject loan amount is $XXXXXX. A formal exception is in the file. <br>|  |  |  | Loan approved based on XXXXXX years on current job, Residual income >=XXXXXX$, No credit events past XXXXXX months, XXXXXX+ years credit history, XXXXXX+ borrowers on the loan, Borrower contribution exceeds requirement >=XXXXXX% | 2025-09-30 18:19 | Waived | 2 | 2 | 2 | 2 |
| 70 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5720870 | 2 of 4 | 2025-09-30 16:35 | Credit | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited reserves months are less than the guideline required reserve months. Borrowers have XXXXXX months reserves, but guidelines require XXXXXX months. A formal exception is in the file. <br>|  |  |  | Loan approved based on no credit events past XXXXXX months, XXXXXX+ years credit history, No consumer late payments in the last XXXXXX months, XXXXXX XXXXXX% below maximum, Borrower contribution exceeds requirement >=XXXXXX% | 2025-09-30 18:19 | Waived | 2 | 2 | 2 | 2 |
| 70 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5720911 | 3 of 4 | 2025-09-30 16:39 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-30 16:39 | Cleared | 1 | 1 | 2 | 2 |
| 70 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5723466 | 4 of 4 | 2025-09-30 18:58 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-09-30 18:58 | Cleared | 1 | 1 | 2 | 2 |
| 71 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5777957 | 1 of 3 | 2025-10-06 02:06 | Credit | Verification Documentation - Expired | The following loan documents were expired at the time of closing. Borrowers XXXXXX expired since XXXXXX <br>|  | Document Uploaded. Please see XXXXXX form confirming XXXXXX extended for XXXXXX Days - 10/13/2025 | Received XXXXXX extension good thru XXXXXX - 10/15/2025 |  | 2025-10-15 22:29 | Resolved | 2 | 1 | 2 | 1 |
| 71 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5777959 | 2 of 3 | 2025-10-06 02:06 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-06 02:06 | Cleared | 1 | 1 | 2 | 1 |
| 71 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5777960 | 3 of 3 | 2025-10-06 02:07 | Property | Value - Field Review Supports Value within 10% | A XXXXXX was performed. The original appraised value is supported with a variance within XXXXXX%.  |  |  |  |  | 2025-10-06 02:07 | Cleared | 1 | 1 | 2 | 1 |
| 72 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5909855 | 1 of 3 | 2025-10-15 21:52 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-15 21:52 | Cleared | 1 | 1 | 1 | 1 |
| 72 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5914433 | 2 of 3 | 2025-10-16 13:04 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-10-16 17:56 | Cleared | 1 | 1 | 1 | 1 |
| 72 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5918736 | 3 of 3 | 2025-10-16 16:52 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-16 16:52 | Cleared | 1 | 1 | 1 | 1 |
| 73 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5372552 | 1 of 3 | 2025-08-31 20:35 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-31 20:35 | Cleared | 1 | 1 | 1 | 1 |
| 73 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5372553 | 2 of 3 | 2025-08-31 20:36 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-31 20:36 | Cleared | 1 | 1 | 1 | 1 |
| 73 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5372554 | 3 of 3 | 2025-08-31 20:36 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-31 20:36 | Cleared | 1 | 1 | 1 | 1 |
| 74 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5345245 | 1 of 3 | 2025-08-28 13:29 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-28 13:29 | Cleared | 1 | 1 | 1 | 1 |
| 74 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5345568 | 2 of 3 | 2025-08-28 13:54 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-28 13:54 | Cleared | 1 | 1 | 1 | 1 |
| 74 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5356305 | 3 of 3 | 2025-08-29 01:47 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-29 01:47 | Cleared | 1 | 1 | 1 | 1 |
| 75 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5695945 | 1 of 3 | 2025-09-28 21:43 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-09-28 21:43 | Cleared | 1 | 1 | 1 | 1 |
| 75 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5723662 | 2 of 3 | 2025-09-30 19:09 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-30 19:09 | Cleared | 1 | 1 | 1 | 1 |
| 75 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5725299 | 3 of 3 | 2025-09-30 20:44 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-30 20:44 | Cleared | 1 | 1 | 1 | 1 |
| 76 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5330178 | 1 of 3 | 2025-08-27 12:37 | Credit | Missing XXXXXX or VOR | XXXXXX Document is Missing. Unable to locate a mortgage history in the loan file. <br>|  | Document Uploaded. XXXXXX advised XXXXXX payment was due XXXXXX and copy of that Note, the check and bank statement in file - see attached copy of check and bank statement. - 09/04/2025 | Verification of Rent (XXXXXX)/Verification of Mortgage (XXXXXX) Document is not Missing - 09/05/2025 |  | 2025-09-05 19:42 | Resolved | 3 | 1 | 3 | 1 |
| 76 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5330491 | 2 of 3 | 2025-08-27 13:05 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-27 13:05 | Cleared | 1 | 1 | 3 | 1 |
| 76 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5334216 | 3 of 3 | 2025-08-27 15:49 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-27 15:49 | Cleared | 1 | 1 | 3 | 1 |
| 77 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 5366553 | 1 of 3 | 2025-08-29 19:24 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-29 19:24 | Cleared | 1 | 1 | 1 | 1 |
| 77 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 5366556 | 2 of 3 | 2025-08-29 19:24 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-29 19:24 | Cleared | 1 | 1 | 1 | 1 |
| 77 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 5366563 | 3 of 3 | 2025-08-29 19:25 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-08-29 19:25 | Cleared | 1 | 1 | 1 | 1 |
| 78 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 5885480 | 1 of 3 | 2025-10-14 13:57 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-14 13:57 | Cleared | 1 | 1 | 1 | 1 |
| 78 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 5885483 | 2 of 3 | 2025-10-14 13:57 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-14 13:57 | Cleared | 1 | 1 | 1 | 1 |
| 78 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 5886418 | 3 of 3 | 2025-10-14 14:51 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-14 14:51 | Cleared | 1 | 1 | 1 | 1 |
| 79 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5321671 | 1 of 4 | 2025-08-26 17:29 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-26 17:29 | Cleared | 1 | 1 | 3 | 2 |
| 79 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5321682 | 2 of 4 | 2025-08-26 17:29 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-26 17:29 | Cleared | 1 | 1 | 3 | 2 |
| 79 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5330246 | 3 of 4 | 2025-08-27 12:44 | Credit | Liabilities - XXXXXX | The loan file did not contain sufficient documentation to verify debts associated with all other properties. All XXXXXX properties include escrows per mortgage statements, therefore missing XXXXXX statements for expense listed on final XXXXXX: XXXXXX $XXXXXX mo; XXXXXX $XXXXXX mo; XXXXXX $XXXXXX mo <br>|  | Document Uploaded. These were included in the file, please advise if these are acceptable? - 08/29/2025 | Documentation meet requirements. XXXXXX properties XXXXXX XXXXXX amount lower than amount used in approval. No impact, therefore moving fwd as is. - 09/02/2025 |  | 2025-09-02 13:08 | Resolved | 3 | 1 | 3 | 2 |
| 79 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5330317 | 4 of 4 | 2025-08-27 12:50 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Per guidelines-XXXXXX tax returns or XXXXXX income documentation and requirements not met for qualiXXXXXXng rental income XXXXXX properties. Condition: Lease agreement(s) and XXXXXX months of cancelled checks OR XXXXXX + XXXXXX months rent for the following property(ies): 1.) XXXXXX 2.) XXXXXX 3.) XXXXXX. A formal exception is in file. <br>|  |  |  | Compensating factors-XXXXXX >=XXXXXX% lower than loan program. XXXXXX years or more in the same line of employment. No credit events past XXXXXX months, no mortgage<br> late payments in the last XXXXXX months, XXXXXX+ years credit history, and no consumer late payments in the last XXXXXX months. Credit score >XXXXXX points than minimum required. | 2025-08-27 12:50 | Waived | 2 | 2 | 3 | 2 |
| 80 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5353677 | 1 of 4 | 2025-08-28 20:56 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-08-28 20:56 | Cleared | 1 | 1 | 2 | 2 |
| 80 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5353679 | 2 of 4 | 2025-08-28 20:57 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-28 20:57 | Cleared | 1 | 1 | 2 | 2 |
| 80 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR XXXXXX factors | ATR/QM: Exempt | 5358180 | 3 of 4 | 2025-08-29 11:30 | Property | Property Issue - Ineligible Property | The subject is an ineligible property and not allowed per guidelines. Subject property contains a XXXXXX. This make it ineligible per guidelines. A formal exception was done to allow. <br>|  |  |  | Compensating factors are listed as XXXXXX years on current job, Residual income >=XXXXXX$, XXXXXX >=XXXXXX% lower than loan program, XXXXXX years or more in the same line of employment, XXXXXX+ years credit history, No consumer late payments in the last XXXXXX months, and Reserves >XXXXXX months. | 2025-09-02 14:19 | Waived | 2 | 2 | 2 | 2 |
| 80 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5381724 | 4 of 4 | 2025-09-02 17:26 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-02 17:26 | Cleared | 1 | 1 | 2 | 2 |
| 81 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5530776 | 1 of 3 | 2025-09-15 00:35 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-15 00:35 | Cleared | 1 | 1 | 1 | 1 |
| 81 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5530778 | 2 of 3 | 2025-09-15 00:35 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-15 00:35 | Cleared | 1 | 1 | 1 | 1 |
| 81 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5543591 | 3 of 3 | 2025-09-15 20:20 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-09-15 20:20 | Cleared | 1 | 1 | 1 | 1 |
| 82 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5294543 | 1 of 3 | 2025-08-24 16:50 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-24 16:50 | Cleared | 1 | 1 | 2 | 2 |
| 82 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5294557 | 2 of 3 | 2025-08-24 16:56 | Credit | Income - Guideline Requirements | The income documents provided in the loan file did not meet guidelines. Lender exception in file for XXXXXX of XXXXXX in past XXXXXX months exceeds amount allowed. <br>|  |  |  | The exception was approved due to no credit events in XXXXXX months, no mortgage lates and XXXXXX+ credit history. The exception was conditioned for a maximum XXXXXX of XXXXXX%. | 2025-08-26 19:08 | Waived | 2 | 2 | 2 | 2 |
| 82 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5316123 | 3 of 3 | 2025-08-26 13:46 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-26 13:46 | Cleared | 1 | 1 | 2 | 2 |
| 83 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Higher Priced APOR (APOR HP) | 5453028 | 1 of 3 | 2025-09-08 17:46 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-09-08 17:46 | Cleared | 1 | 1 | 1 | 1 |
| 83 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Higher Priced APOR (APOR HP) | 5476319 | 2 of 3 | 2025-09-09 23:28 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-09 23:28 | Cleared | 1 | 1 | 1 | 1 |
| 83 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Higher Priced APOR (APOR HP) | 5476324 | 3 of 3 | 2025-09-09 23:28 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-09 23:28 | Cleared | 1 | 1 | 1 | 1 |
| 84 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5468107 | 1 of 3 | 2025-09-09 16:20 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-09-09 16:20 | Cleared | 1 | 1 | 3 | 1 |
| 84 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5468148 | 2 of 3 | 2025-09-09 16:22 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-11 15:29 | Cleared | 1 | 1 | 3 | 1 |
| 84 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5498899 | 3 of 3 | 2025-09-11 14:18 | Credit | Housing History Does Not Meet Guideline Requirements | Housing history does not meet guideline requirements.XXXXXX primary residence credit requirements: XXXXXX evidence of residence where the borrower lives with translation – for example, but not limited to XXXXXX or XXXXXX, utility or XXXXXX bill, tax notice, government or verifiable XXXXXX letter speciXXXXXXng borrower primary address – with date of issuance not more than XXXXXX days prior to note date. Missing primary residence documentation. <br>|  | Document Uploaded. Please see the XXXXXX Letter. - 09/12/2025<br>| Housing history meets guideline requirements. - 09/12/2025<br>XXXXXX letter verifies the foreign primary residence owned by the borrower. - 09/12/2025<br>|  | 2025-09-12 18:53 | Resolved | 3 | 1 | 3 | 1 |
| 85 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5328014 | 1 of 3 | 2025-08-27 02:44 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-27 02:44 | Cleared | 1 | 1 | 4 | 1 |
| 85 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5328015 | 2 of 3 | 2025-08-27 02:44 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-27 02:44 | Cleared | 1 | 1 | 4 | 1 |
| 85 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5350351 | 3 of 3 | 2025-08-28 17:43 | Property | Missing Doc - Documentation Missing | The loan file does not contain all required valuation documents. Please provide a copy of the appraisal for the subject property to support a value of $XXXXXX used to qualify. <br>|  | Document Uploaded. uploaded Appraisal and XXXXXX for review - 09/02/2025<br>| Full XXXXXX provided and value is supported. - 09/03/2025 |  | 2025-09-03 17:26 | Resolved | 4 | 1 | 4 | 1 |
| 86 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5330848 | 1 of 3 | 2025-08-27 13:27 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-08-27 13:27 | Cleared | 1 | 1 | 1 | 1 |
| 86 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5330853 | 2 of 3 | 2025-08-27 13:27 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-27 13:27 | Cleared | 1 | 1 | 1 | 1 |
| 86 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5330855 | 3 of 3 | 2025-08-27 13:27 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-27 13:27 | Cleared | 1 | 1 | 1 | 1 |
| 87 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5332596 | 1 of 3 | 2025-08-27 14:50 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-27 14:50 | Cleared | 1 | 1 | 1 | 1 |
| 87 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5336525 | 2 of 3 | 2025-08-27 17:58 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-27 17:58 | Cleared | 1 | 1 | 1 | 1 |
| 87 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5336529 | 3 of 3 | 2025-08-27 17:59 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-08-27 17:59 | Cleared | 1 | 1 | 1 | 1 |
| 88 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5341585 | 1 of 4 | 2025-08-27 23:56 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-27 23:56 | Cleared | 1 | 1 | 3 | 2 |
| 88 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5348336 | 2 of 4 | 2025-08-28 15:41 | Credit | Program Parameters - Seller Contributions | The subject loan does not meet program parameters for seller contributions. The total seller contributions exceeds the max allowed seller contributions per guidelines. Allow seller credit - list price is lower than the purchase price - A formal exception is in file. <br>|  |  |  | Compensating factors used were Revolving debt is under XXXXXX%, XXXXXX years on current job, Residual income >=$XXXXXX, XXXXXX years or more in the same line of employment, No credit events past XXXXXX months, No mortgage late payments in the last XXXXXX months, XXXXXX+ years credit history, No consumer late payments in the last XXXXXX months, XXXXXX XXXXXX% below maximum, Credit score >XXXXXX points than minimum required, Borrower contribution exceeds requirement >=XXXXXX%, and Reserves >XXXXXX months. | 2025-08-28 23:49 | Waived | 2 | 2 | 3 | 2 |
| 88 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5349765 | 3 of 4 | 2025-08-28 17:08 | Credit | Title Document Missing | Title document is missing. <br>|  | Document Uploaded. - 09/02/2025<br>| Documentation provided is sufficient. - 09/03/2025<br>|  | 2025-09-03 14:48 | Resolved | 3 | 1 | 3 | 2 |
| 88 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5355861 | 4 of 4 | 2025-08-28 23:47 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-28 23:47 | Cleared | 1 | 1 | 3 | 2 |
| 89 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5335619 | 1 of 3 | 2025-08-27 17:04 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-27 17:04 | Cleared | 1 | 1 | 1 | 1 |
| 89 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5336181 | 2 of 3 | 2025-08-27 17:38 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-27 17:38 | Cleared | 1 | 1 | 1 | 1 |
| 89 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5336197 | 3 of 3 | 2025-08-27 17:39 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-27 17:39 | Cleared | 1 | 1 | 1 | 1 |
| 90 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5386609 | 1 of 3 | 2025-09-02 22:01 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-02 22:01 | Cleared | 1 | 1 | 1 | 1 |
| 90 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5386620 | 2 of 3 | 2025-09-02 22:01 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-02 22:01 | Cleared | 1 | 1 | 1 | 1 |
| 90 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5392645 | 3 of 3 | 2025-09-03 14:27 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-09-03 14:27 | Cleared | 1 | 1 | 1 | 1 |
| 91 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5330856 | 1 of 3 | 2025-08-27 13:27 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-27 13:27 | Cleared | 1 | 1 | 1 | 1 |
| 91 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5330858 | 2 of 3 | 2025-08-27 13:28 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-08-27 13:28 | Cleared | 1 | 1 | 1 | 1 |
| 91 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5339104 | 3 of 3 | 2025-08-27 20:16 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-27 20:16 | Cleared | 1 | 1 | 1 | 1 |
| 92 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5724298 | 1 of 3 | 2025-09-30 19:44 | Credit | Audited Loan Amount is less than Guideline Minimum Loan Amount | Audited loan amount is less than the guideline Minimum loan amount. Exception in file for subject loan amount $XXXXXX, Guides Minimum Loan Amount $XXXXXX. <br>|  |  |  | Compensating factors listed as XXXXXX refinance paying off private mortgage of about $XXXXXX. Good credit XXXXXX, XXXXXX+ years credit history, no mortgage lates or credit events. | 2025-10-13 14:01 | Waived | 2 | 2 | 4 | 2 |
| 92 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5724309 | 2 of 3 | 2025-09-30 19:45 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-30 19:45 | Cleared | 1 | 1 | 4 | 2 |
| 92 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5760195 | 3 of 3 | 2025-10-02 22:27 | Compliance | XXXXXX: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure.  |  | Document Uploaded. - 10/15/2025<br>| Received XXXXXX - 10/16/2025 |  | 2025-10-16 20:12 | Resolved | 4 | 1 | 4 | 2 |
| 93 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 5523281 | 1 of 6 | 2025-09-12 21:00 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Per guidelines-XXXXXX Mortgage exposure may not exceed $XXXXXX aggregate with a maximum of XXXXXX loans for each individual borrower in XXXXXX months span counting from XXXXXX loan's note date to the most recent loan's note date. Exceptions to this policy may be reviewed on a case-by-case basis. Borrower has XXXXXX loans closed in past XXXXXX months and XXXXXX current submitted loans (XXXXXX total loans within XXXXXX months of each other) exceeding XXXXXX Exposure guidelines. A formal exception is in file. <br>|  |  |  | Compensating factors-Reserves >XXXXXX months, XXXXXX XXXXXX. Experienced investor with XXXXXX+ investment properties, and XXXXXX+ borrowers on the loan. | 2025-09-15 12:41 | Waived | 2 | 2 | 3 | 2 |
| 93 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 5523285 | 2 of 6 | 2025-09-12 21:00 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-12 21:00 | Cleared | 1 | 1 | 3 | 2 |
| 93 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 5523287 | 3 of 6 | 2025-09-12 21:00 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-09-12 21:00 | Cleared | 1 | 1 | 3 | 2 |
| 93 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 5533191 | 4 of 6 | 2025-09-15 13:07 | Credit | Audited XXXXXX Exceeds Guideline XXXXXX | Audited XXXXXX exceeds guideline XXXXXX. Exception in file XXXXXX% XXXXXX max. Approval XXXXXX% XXXXXX, exceeding exception max. <br>|  | XXXXXX is XXXXXX% since XXXXXX% is rounded to XXXXXX% . - 09/16/2025 | Document Uploaded. Explanation provided - the financed points do not raise XXXXXX for pricing and eligibility criteria - 09/23/2025<br>|  | 2025-09-23 23:44 | Resolved | 3 | 1 | 3 | 2 |
| 93 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 5533192 | 5 of 6 | 2025-09-15 13:07 | Credit | Audited HXXXXXX Exceeds Guideline HXXXXXX | Audited XXXXXX exceeds guideline XXXXXX. Exception in file XXXXXX% XXXXXX max. Approval XXXXXX% XXXXXX, exceeding exception max. <br>|  | XXXXXX is XXXXXX% since XXXXXX% is rounded to XXXXXX% . - 09/16/2025 | Document Uploaded. Explanation provided - the financed points do not raise XXXXXX for pricing and eligibility criteria - 09/23/2025<br>|  | 2025-09-23 23:44 | Resolved | 3 | 1 | 3 | 2 |
| 93 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | 5533193 | 6 of 6 | 2025-09-15 13:07 | Credit | Audited XXXXXX Exceeds Guideline XXXXXX | Audited XXXXXX exceeds guideline XXXXXX. Exception in file XXXXXX% XXXXXX max. Approval XXXXXX% XXXXXX, exceeding exception max. <br>|  | XXXXXX is XXXXXX% since XXXXXX% is rounded to XXXXXX% . - 09/16/2025 | Document Uploaded. Explanation provided - the financed points do not raise XXXXXX for pricing and eligibility criteria - 09/23/2025<br>|  | 2025-09-23 23:44 | Resolved | 3 | 1 | 3 | 2 |
| 94 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5628548 | 1 of 3 | 2025-09-23 00:38 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-23 00:38 | Cleared | 1 | 1 | 1 | 1 |
| 94 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5628550 | 2 of 3 | 2025-09-23 00:38 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-23 00:38 | Cleared | 1 | 1 | 1 | 1 |
| 94 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5628551 | 3 of 3 | 2025-09-23 00:38 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-09-23 00:38 | Cleared | 1 | 1 | 1 | 1 |
| 95 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5761231 | 1 of 3 | 2025-10-03 03:48 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-03 15:51 | Cleared | 1 | 1 | 2 | 2 |
| 95 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5773291 | 2 of 3 | 2025-10-03 21:42 | Property | Other Property/Value Finding | Formal exception in file allowing XXXXXX that is a XXXXXX property type structure.  |  |  |  | Compensating factors provided as Revolving debt is under XXXXXX%, XXXXXX is >=XXXXXX% lower than loan program, No mortgage late payments in the last XXXXXX months, XXXXXX+ years credit history, no lates since XXXXXX and never had a mtg late. | 2025-10-03 21:46 | Waived | 2 | 2 | 2 | 2 |
| 95 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5773353 | 3 of 3 | 2025-10-03 21:49 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-03 21:49 | Cleared | 1 | 1 | 2 | 2 |
| 96 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5277608 | 1 of 3 | 2025-08-22 10:32 | Credit | Audited XXXXXX Exceeds Guideline XXXXXX | Audited XXXXXX exceeds guideline XXXXXX. Borrower is a XXXXXX. Per the guidelines, the maximum XXXXXX is XXXXXX% for XXXXXX. <br>|  | Document Uploaded. Please see the Exception form attached - 09/04/2025<br>| Exception provided - 09/04/2025<br>| Revolving debt is under XXXXXX%, XXXXXX+ years credit history, Credit score >XXXXXX points than minimum required | 2025-09-04 21:18 | Waived | 3 | 2 | 3 | 2 |
| 96 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5277616 | 2 of 3 | 2025-08-22 10:35 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-22 10:35 | Cleared | 1 | 1 | 3 | 2 |
| 96 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5277623 | 3 of 3 | 2025-08-22 10:35 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-08-22 10:35 | Cleared | 1 | 1 | 3 | 2 |
| 97 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5689737 | 1 of 3 | 2025-09-26 18:24 | Compliance | The Final 1003 is Missing | The final XXXXXX is missing.  |  | Document Uploaded. final XXXXXX uploaded - 10/02/2025 | Final XXXXXX signed and dated, all pages provided. - 10/03/2025<br> The final XXXXXX has been provided. - 10/03/2025 |  | 2025-10-28 08:01 | Resolved | 3 | 1 | 3 | 2 |
| 97 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5690509 | 2 of 3 | 2025-09-26 19:13 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-26 19:13 | Cleared | 1 | 1 | 3 | 2 |
| 97 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5690560 | 3 of 3 | 2025-09-26 19:15 | Credit | Asset 1 Does Not Meet Guideline Requirements | Asset does not meet G/L Requirements. Total borrower's contribution is $XXXXXX vs $XXXXXX required. A formal exception is in the loan file. <br>|  |  |  | The borrower's revolving debt is under XXXXXX%, Residual income >=XXXXXX$, XXXXXX >=XXXXXX% lower than loan program, No credit events past XXXXXX months, No consumer late payments in the last XXXXXX months, XXXXXX XXXXXX% below maximum, Credit score >XXXXXX points than minimum required. | 2025-09-26 19:15 | Waived | 2 | 2 | 3 | 2 |
| 98 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5720017 | 1 of 3 | 2025-09-30 15:43 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-09-30 15:43 | Cleared | 1 | 1 | 2 | 2 |
| 98 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5744347 | 2 of 3 | 2025-10-01 23:43 | Property | Property Issue - Leasehold or Other property rights/Acceptable | The appraisal indicated the subject's property rights as leasehold or other however, this was considered acceptable for the area. Guides requires for condos, both the land and dwelling, including those located on leasehold estates, must be subject to the condo regime. Condo has a land lease and/or mandatory fees. Exception to allow in file. <br>|  |  |  | Compensating factors are XXXXXX >=XXXXXX% lower than loan program, No mortgage late payments in the last XXXXXX months, XXXXXX XXXXXX% below maximum, Credit score >XXXXXX points than minimum required. | 2025-10-03 19:14 | Waived | 2 | 2 | 2 | 2 |
| 98 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5771242 | 3 of 3 | 2025-10-03 19:14 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-03 19:14 | Cleared | 1 | 1 | 2 | 2 |
| 99 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5778009 | 1 of 3 | 2025-10-06 03:56 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-06 03:56 | Cleared | 1 | 1 | 1 | 1 |
| 99 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5778010 | 2 of 3 | 2025-10-06 03:56 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-06 03:56 | Cleared | 1 | 1 | 1 | 1 |
| 99 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5785985 | 3 of 3 | 2025-10-06 15:48 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-06 15:48 | Cleared | 1 | 1 | 1 | 1 |
| 100 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5788890 | 1 of 3 | 2025-10-06 17:45 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-06 17:45 | Cleared | 1 | 1 | 1 | 1 |
| 100 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5880999 | 2 of 3 | 2025-10-13 23:37 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-13 23:37 | Cleared | 1 | 1 | 1 | 1 |
| 100 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5881001 | 3 of 3 | 2025-10-13 23:37 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-13 23:37 | Cleared | 1 | 1 | 1 | 1 |
| 101 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5387378 | 1 of 3 | 2025-09-02 23:57 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-09-02 23:57 | Cleared | 1 | 1 | 1 | 1 |
| 101 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5387380 | 2 of 3 | 2025-09-02 23:57 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-02 23:57 | Cleared | 1 | 1 | 1 | 1 |
| 101 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5387381 | 3 of 3 | 2025-09-02 23:58 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-02 23:58 | Cleared | 1 | 1 | 1 | 1 |
| 102 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5896117 | 1 of 3 | 2025-10-15 02:14 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-15 02:14 | Cleared | 1 | 1 | 1 | 1 |
| 102 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5911227 | 2 of 3 | 2025-10-16 02:44 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-17 17:27 | Cleared | 1 | 1 | 1 | 1 |
| 102 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5911228 | 3 of 3 | 2025-10-16 02:45 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-16 02:45 | Cleared | 1 | 1 | 1 | 1 |
| 103 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5695975 | 1 of 4 | 2025-09-28 22:42 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-09-28 22:42 | Cleared | 1 | 1 | 3 | 2 |
| 103 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5723875 | 2 of 4 | 2025-09-30 19:17 | Credit | Condo - Documentation | The loan file did not contain required condo documentation (ie. XXXXXX). Appraisal states that the XXXXXX complex is currently in active litigation and undergoing structural repairs, which would disqualify the property from a limited review. <br>|  | Per XXXXXX management team "This guideline has never been exercised and was never intended to be used as it is stated. We never flip limited review to full in case of a major litigation. We always try to decrease lending risks when we see issues and we may flip the loan to limited review by asking the borrower to decrease XXXXXX but never vice versa. It basically means that we would need a full review of the litigation and an exception may be applicable." Please advise. - 10/09/2025 <br> Document Uploaded. Please see attached docs. Per XXXXXX "1. According to the XXXXXX, there is no active litigation. According to the appraisal, there are several pending cases in the project. In this case, we will need an exception. 2. We have XXXXXX, XXXXXX policy, and XXXXXX docs for this loan. Please see attached. XXXXXX, this is the first time I've heard that a full review is needed if there's active litigation. This is XXXXXX file. Whether a full or limited review is performed depends on the XXXXXX and the file's occupancy, not on the existence of litigation." - 10/06/2025 | Explanation of guideline interpretation sufficient. - 10/14/2025<br> The exception was sufficient. However, the XXXXXX section of the guidelines state that active or pending litigation, other than minor litigation as defined by XXXXXX, would disqualify the property from a limited review. - 10/07/2025 | XXXXXX month required. | 2025-10-14 21:10 | Resolved | 3 | 1 | 3 | 2 |
| 103 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5726357 | 3 of 4 | 2025-09-30 22:01 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-30 22:01 | Cleared | 1 | 1 | 3 | 2 |
| 103 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5800675 | 4 of 4 | 2025-10-07 13:12 | Property | Property Issue - Condo Ineligible | The subject condo project is ineligible. <br>|  |  | The subject condo project is ineligible. Per the appraisal there is active litigation. A formal exception is in the file. - 10/07/2025<br>| The exception was approved due to XXXXXX+ years credit history, no consumer late payments in the last XXXXXX months, and XXXXXX+ borrowers on the loan. | 2025-10-07 13:12 | Waived | 2 | 2 | 3 | 2 |
| 104 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5951830 | 1 of 6 | 2025-10-20 21:57 | Credit | Business Purpose - Loan Guaranty/Missing | The XXXXXX is missing. Unable to locate the guaranty <br>|  | Document Uploaded. - 10/27/2025<br>| Received signed personal guaranty - 10/27/2025<br>|  | 2025-10-27 18:14 | Resolved | 4 | 1 | 4 | 1 |
| 104 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5952043 | 2 of 6 | 2025-10-20 22:32 | Credit | Approval/UnderwrXXXXXXg Summary Not Provided | The loan did not contain the Approval/UnderwrXXXXXXg Summary. Provide the Loan Approval and final XXXXXX8, which were not in file. <br>|  | Document Uploaded. - 10/21/2025<br>| Received XXXXXX. - 10/24/2025 |  | 2025-10-24 23:38 | Resolved | 3 | 1 | 4 | 1 |
| 104 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5952059 | 3 of 6 | 2025-10-20 22:37 | Credit | Borrower - Residency Alien Documentation | The borrower indicates XXXXXX status, however, the file contains no evidence documenting status as legally. Unable to locate borrower XXXXXX. <br>|  | Document Uploaded. these were in file - 10/21/2025<br>| Received XXXXXX authorization approval for XXXXXX, expiration date XXXXXX. - 10/24/2025 |  | 2025-10-24 23:22 | Resolved | 2 | 1 | 4 | 1 |
| 104 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5952320 | 4 of 6 | 2025-10-20 23:40 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-10-20 23:40 | Cleared | 1 | 1 | 4 | 1 |
| 104 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5952345 | 5 of 6 | 2025-10-20 23:50 | Credit | Hazard insurance dwelling coverage is not sufficient | The coverage amount per insurance policy provided is $XXXXXX, when the subject loan amount is $XXXXXX. No XXXXXX was provided.  |  | Document Uploaded. we don't need XXXXXX for XXXXXX policy. It just should say that coverage is based on replacement cost and provided XXXXXX policy has this verbiage: - 10/22/2025<br>| Received XXXXXX development XXXXXX coverage which references subject property. XXXXXX coverage already in file. - 10/24/2025 |  | 2025-10-24 23:34 | Resolved | 3 | 1 | 4 | 1 |
| 104 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5952361 | 6 of 6 | 2025-10-20 23:55 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-20 23:55 | Cleared | 1 | 1 | 4 | 1 |
| 105 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 6057915 | 1 of 3 | 2025-10-29 19:30 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-29 19:30 | Cleared | 1 | 1 | 1 | 1 |
| 105 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 6057925 | 2 of 3 | 2025-10-29 19:30 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-29 19:30 | Cleared | 1 | 1 | 1 | 1 |
| 105 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 6065705 | 3 of 3 | 2025-10-30 13:23 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-30 13:23 | Cleared | 1 | 1 | 1 | 1 |
| 106 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5694932 | 1 of 3 | 2025-09-27 21:51 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-09-27 21:51 | Cleared | 1 | 1 | 1 | 1 |
| 106 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5695774 | 2 of 3 | 2025-09-28 19:32 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-28 19:32 | Cleared | 1 | 1 | 1 | 1 |
| 106 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5695775 | 3 of 3 | 2025-09-28 19:32 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-28 19:32 | Cleared | 1 | 1 | 1 | 1 |
| 107 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5874708 | 1 of 3 | 2025-10-13 17:23 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-10-13 17:23 | Cleared | 1 | 1 | 3 | 1 |
| 107 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5874723 | 2 of 3 | 2025-10-13 17:24 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-13 17:24 | Cleared | 1 | 1 | 3 | 1 |
| 107 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5899825 | 3 of 3 | 2025-10-15 13:45 | Credit | Asset 2 Does Not Meet Guideline Requirements | Asset does not meet G/L Requirements. Signed/dated final XXXXXX for sales proceeds $XXXXXX property XXXXXX not in file <br>|  | Document Uploaded. - 10/16/2025<br>| documentation meet requirements - 10/17/2025<br>|  | 2025-10-17 15:05 | Resolved | 3 | 1 | 3 | 1 |
| 108 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | ATR/QM: Exempt | 5846409 | 1 of 3 | 2025-10-10 00:34 | Credit | Assets - Insufficient Cash to Close or Reserves | Required funds to close $XXXXXX + Required reserves $XXXXXX= $XXXXXX- Verified assets $XXXXXX= $XXXXXX assetand reserve shortage. Missing additional asset documentation.  |  | Document Uploaded. We had XXXXXX from refinance of another property (reference page XXXXXX of credit package) - 10/16/2025 | Cash out funds $XXXXXX from refinance of borrowers investment property XXXXXX on XXXXXX was used for reserves. - 10/21/2025 |  | 2025-10-21 12:09 | Resolved | 3 | 1 | 3 | 1 |
| 108 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5846431 | 2 of 3 | 2025-10-10 00:38 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-10-10 00:38 | Cleared | 1 | 1 | 3 | 1 |
| 108 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5846434 | 3 of 3 | 2025-10-10 00:38 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-10 00:38 | Cleared | 1 | 1 | 3 | 1 |
| 109 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5695997 | 1 of 3 | 2025-09-28 23:19 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-09-28 23:19 | Cleared | 1 | 1 | 1 | 1 |
| 109 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5796165 | 2 of 3 | 2025-10-07 03:31 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-10-07 03:31 | Cleared | 1 | 1 | 1 | 1 |
| 109 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5838941 | 3 of 3 | 2025-10-09 16:02 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-09 16:02 | Cleared | 1 | 1 | 1 | 1 |
| 110 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5892552 | 1 of 4 | 2025-10-14 19:42 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-10-14 19:44 | Cleared | 1 | 1 | 3 | 2 |
| 110 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5901032 | 2 of 4 | 2025-10-15 14:49 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-15 14:49 | Cleared | 1 | 1 | 3 | 2 |
| 110 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5906076 | 3 of 4 | 2025-10-15 18:11 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Per the credit report, the borrower doesn't have a credit score or tradelines and is a XXXXXX citizen. Per guidelines, to meet the standard tradeline requirement, the borrower must have XXXXXX tradelines reporting for XXXXXX or more months and remained open within XXXXXX months OR XXXXX tradelines reporting for XXXXXX or more months and remained open within XXXXXX months. A formal exception is missing from the loan file. <br>|  | Document Uploaded. There is an exception on file:<br>This is under the program of XXXXXX and is following the guideline requirements for XXXXXX XXXXXX.<br>- 10/17/2025 | When XXXXXX with Limited Tradelines, a no XXXXXX (XXXXXX) (if no score exists) or XXXXXX Loan Score is used to qualify the borrower under XXXXXX. - 10/23/2025 |  | 2025-10-23 02:47 | Resolved | 3 | 1 | 3 | 2 |
| 110 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5906155 | 4 of 4 | 2025-10-15 18:16 | Credit | Program Parameters - Residual Income | The subject loan does not meet program parameters for residual income. The verified residual income does not meet residual income requirements per guidelines. Per guidelines, residual income of $XXXXXX is required. The borrower's residual income is $XXXXXX. A formal exception is in the loan file. <br>|  |  |  | XXXXXX is XXXXXX% below maximum. Reserves are greater than XXXXXX months. No debt. | 2025-10-15 18:16 | Waived | 2 | 2 | 3 | 2 |
| 111 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5745667 | 1 of 3 | 2025-10-02 04:42 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-02 04:42 | Cleared | 1 | 1 | 1 | 1 |
| 111 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5745668 | 2 of 3 | 2025-10-02 04:42 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-02 04:42 | Cleared | 1 | 1 | 1 | 1 |
| 111 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5751233 | 3 of 3 | 2025-10-02 15:22 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-02 15:22 | Cleared | 1 | 1 | 1 | 1 |
| 112 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5689305 | 1 of 3 | 2025-09-26 18:02 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-26 18:02 | Cleared | 1 | 1 | 3 | 1 |
| 112 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5689310 | 2 of 3 | 2025-09-26 18:03 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-09-26 18:03 | Cleared | 1 | 1 | 3 | 1 |
| 112 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5692384 | 3 of 3 | 2025-09-26 21:32 | Compliance | XXXXXX: XXXXXX not delivered at least 3 days prior to consummation | No evidence initial XXXXXX was provided to nonborrowing title holder XXXXXX XXXXXX days prior to closing  |  | Document Uploaded. Attached is the unsigned XXXXXX day XXXXXX with both XXXXXX and non-borrowing title hold listed. The mailbox rule can be used in this instance for the unsigned XXXXXX day XXXXXX. Please advise. - 09/30/2025 | Received confirmation IXXXXXX was sent to nonborrowing spouse via XXXXXX. - 10/01/2025 |  | 2025-10-01 18:51 | Resolved | 3 | 1 | 3 | 1 |
| 113 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5696025 | 1 of 3 | 2025-09-28 23:53 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-09-28 23:53 | Cleared | 1 | 1 | 3 | 1 |
| 113 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5734655 | 2 of 3 | 2025-10-01 15:15 | Credit | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Coverage Amount - Hazard insurance amount is less than required coverage amount. The hazard insurance declarations note a base coverage amount of $XXXXXX. Replacement cost coverage is provided to a limit of XXXXXX% over the XXXXXX amount, or $XXXXXX. Adding XXXXXX for other structures brings the coverage amount to $XXXXXX, while the loan amount is $XXXXXX. Please provide a XXXXXX or other evidence of sufficient coverage. <br>|  | Document Uploaded. Please see attached email from XXXXXX stating "As per provided insurance policy total dwelling is $XXXXXX and it's already mentioned replacement loss settlement on dwelling up to coverage XXXXXX amount so we are good with XXXXXX." - 10/03/2025 | XXXXXX verification received. Condition resolved. - 10/06/2025<br>|  | 2025-10-06 20:22 | Resolved | 3 | 1 | 3 | 1 |
| 113 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5736568 | 3 of 3 | 2025-10-01 16:28 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-01 16:28 | Cleared | 1 | 1 | 3 | 1 |
| 114 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5733492 | 1 of 4 | 2025-10-01 14:31 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-10-01 14:31 | Cleared | 1 | 1 | 3 | 1 |
| 114 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5733676 | 2 of 4 | 2025-10-01 14:40 | Credit | Liabilities - XXXXXX | The loan file did not contain sufficient documentation to verify debts associated with all other properties. The final loan application indicates the property expenses for XXXXXX is $XXXXXX. Unable to validate this amount. Please provide calculation and supporting documents. (Note: Hazard insurance is $XXXXXX and Taxes from XXXXXX $XXXXXX). <br>|  | Document Uploaded. XXXXXX stated in email the file contains XXXXXX tax bills. XXXXXX for city and other for school. That's where the higher amt comes from - 10/03/2025 | Received correspondence XXXXXX tax payment. - 10/06/2025 |  | 2025-10-06 13:56 | Resolved | 3 | 1 | 3 | 1 |
| 114 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5737370 | 3 of 4 | 2025-10-01 17:06 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-01 17:06 | Cleared | 1 | 1 | 3 | 1 |
| 114 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5737846 | 4 of 4 | 2025-10-01 17:25 | Credit | Missing Property Tax Cert | Missing property tax cert. Unable to locate documentation to support $XXXXXX per month. Please provide evidence. <br>|  |  | Received correspondence - 10/06/2025<br>|  | 2025-10-06 14:02 | Resolved | 3 | 1 | 3 | 1 |
| 115 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5389407 | 1 of 3 | 2025-09-03 09:45 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-09-03 09:45 | Cleared | 1 | 1 | 3 | 1 |
| 115 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5416444 | 2 of 3 | 2025-09-04 19:51 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-04 19:51 | Cleared | 1 | 1 | 3 | 1 |
| 115 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5416531 | 3 of 3 | 2025-09-04 19:55 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Unable to determine if the prepayment penalty fee of XXXXXX% meets guidelines. Guidelines cite the prepayment charge will be equal to XXXXXX months of interest on the amount of the prepayment that exceeds XXXXXX% of the original principal balance. Please confirm the prepayment penalty meets guidelines. <br>|  |  | XXXXXX% interest is less than XXXXXX months interest - 09/11/2025 |  | 2025-09-11 20:30 | Resolved | 3 | 1 | 3 | 1 |
| 116 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5890500 | 1 of 3 | 2025-10-14 17:51 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-14 17:51 | Cleared | 1 | 1 | 2 | 2 |
| 116 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5912433 | 2 of 3 | 2025-10-16 08:00 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. XXXXXX and/or mandatory fees. A formal exception is in the file. <br>|  |  |  | Compensating factors used include the XXXXXX >=XXXXXX% lower than loan program, no mortgage late payments in the last XXXXXX months, XXXXXX+ years credit history, XXXXXX% below maximum, credit score >XXXXXX points over the minimum required, and the borrower contribution exceeds requirement >=XXXXXX%. | 2025-10-17 18:59 | Waived | 2 | 2 | 2 | 2 |
| 116 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5912439 | 3 of 3 | 2025-10-16 08:01 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-16 08:01 | Cleared | 1 | 1 | 2 | 2 |
| 117 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5453101 | 1 of 3 | 2025-09-08 17:48 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-09-08 17:48 | Cleared | 1 | 1 | 1 | 1 |
| 117 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5462469 | 2 of 3 | 2025-09-09 12:00 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-09 12:00 | Cleared | 1 | 1 | 1 | 1 |
| 117 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5462474 | 3 of 3 | 2025-09-09 12:00 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-09 12:00 | Cleared | 1 | 1 | 1 | 1 |
| 118 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5745376 | 1 of 3 | 2025-10-02 02:36 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-02 02:36 | Cleared | 1 | 1 | 1 | 1 |
| 118 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5745377 | 2 of 3 | 2025-10-02 02:37 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-10-02 02:37 | Cleared | 1 | 1 | 1 | 1 |
| 118 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5752980 | 3 of 3 | 2025-10-02 15:59 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-02 15:59 | Cleared | 1 | 1 | 1 | 1 |
| 119 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5423111 | 1 of 3 | 2025-09-05 11:21 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-09-05 11:21 | Cleared | 1 | 1 | 3 | 1 |
| 119 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | ATR/QM: Exempt | 5430663 | 2 of 3 | 2025-09-05 17:09 | Credit | Assets - Liquidation for Cash to Close | The loan file does not contain all required asset documentation. Satisfactory documentation was not provided in the loan file veriXXXXXXng the liquidation of stocks, bonds, mutual funds or retirement accounts utilized for required funds to close. Proof of liquidation of funds from XXXXXX account. Guidelines require for retirement accounts proof of liquidation when funds are used for the down payment or closing costs. <br>|  |  | Received XXXXXX months XXXXXX high yield savings account statements to support liquid assets so verification of XXXXXX liquidation not required. - 09/17/2025 |  | 2025-09-17 16:35 | Resolved | 3 | 1 | 3 | 1 |
| 119 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5430817 | 3 of 3 | 2025-09-05 17:16 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-05 17:16 | Cleared | 1 | 1 | 3 | 1 |
| 120 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5453536 | 1 of 3 | 2025-09-08 18:06 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-09-08 18:06 | Cleared | 1 | 1 | 1 | 1 |
| 120 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5459393 | 2 of 3 | 2025-09-09 00:31 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-09 00:31 | Cleared | 1 | 1 | 1 | 1 |
| 120 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5459394 | 3 of 3 | 2025-09-09 00:32 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-09 00:32 | Cleared | 1 | 1 | 1 | 1 |
| 121 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5695672 | 1 of 3 | 2025-09-28 17:58 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-28 17:58 | Cleared | 1 | 1 | 1 | 1 |
| 121 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5695711 | 2 of 3 | 2025-09-28 18:40 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-28 18:40 | Cleared | 1 | 1 | 1 | 1 |
| 121 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5704161 | 3 of 3 | 2025-09-29 15:59 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-09-29 15:59 | Cleared | 1 | 1 | 1 | 1 |
| 122 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5464452 | 1 of 3 | 2025-09-09 14:28 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-09-09 14:28 | Cleared | 1 | 1 | 1 | 1 |
| 122 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5467566 | 2 of 3 | 2025-09-09 15:48 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-09 15:48 | Cleared | 1 | 1 | 1 | 1 |
| 122 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5467596 | 3 of 3 | 2025-09-09 15:48 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-09 15:48 | Cleared | 1 | 1 | 1 | 1 |
| 123 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5515246 | 1 of 3 | 2025-09-12 14:35 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-09-12 14:35 | Cleared | 1 | 1 | 1 | 1 |
| 123 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5519614 | 2 of 3 | 2025-09-12 17:45 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-12 17:45 | Cleared | 1 | 1 | 1 | 1 |
| 123 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5529005 | 3 of 3 | 2025-09-14 03:33 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-14 03:33 | Cleared | 1 | 1 | 1 | 1 |
| 124 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5758035 | 1 of 3 | 2025-10-02 20:06 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-02 20:06 | Cleared | 1 | 1 | 1 | 1 |
| 124 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5876191 | 2 of 3 | 2025-10-13 18:34 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-13 18:34 | Cleared | 1 | 1 | 1 | 1 |
| 124 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5891317 | 3 of 3 | 2025-10-14 18:35 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-14 18:35 | Cleared | 1 | 1 | 1 | 1 |
| 125 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5528387 | 1 of 3 | 2025-09-13 18:00 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-13 18:00 | Cleared | 1 | 1 | 1 | 1 |
| 125 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5528389 | 2 of 3 | 2025-09-13 18:00 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-09-13 18:00 | Cleared | 1 | 1 | 1 | 1 |
| 125 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5528390 | 3 of 3 | 2025-09-13 18:00 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-13 18:00 | Cleared | 1 | 1 | 1 | 1 |
| 126 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5696032 | 1 of 3 | 2025-09-29 00:10 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-09-29 00:10 | Cleared | 1 | 1 | 1 | 1 |
| 126 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5741896 | 2 of 3 | 2025-10-01 20:37 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-01 20:37 | Cleared | 1 | 1 | 1 | 1 |
| 126 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5741900 | 3 of 3 | 2025-10-01 20:37 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-01 20:37 | Cleared | 1 | 1 | 1 | 1 |
| 127 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5905082 | 1 of 3 | 2025-10-15 17:20 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-15 17:20 | Cleared | 1 | 1 | 1 | 1 |
| 127 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5909624 | 2 of 3 | 2025-10-15 21:42 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-15 21:42 | Cleared | 1 | 1 | 1 | 1 |
| 127 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5909628 | 3 of 3 | 2025-10-15 21:43 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-15 21:43 | Cleared | 1 | 1 | 1 | 1 |
| 128 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5760537 | 1 of 3 | 2025-10-02 23:18 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-02 23:18 | Cleared | 1 | 1 | 2 | 2 |
| 128 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5876827 | 2 of 3 | 2025-10-13 19:14 | Credit | Delinquent Credit History Does Not Meet Guideline Requirements | Delinquent Credit History does not meet guideline requirements. Borrower has a collection totaling $XXXXXX. Per guidelines the maximum allowed is XXXXXX. A formal exception was done to allow. <br>|  |  |  | Compensating factors provided as Several income XXXXXX and XXXXXX below XXXXXX%, XXXXXX years on current job, XXXXXX >=XXXXXX% lower than loan program, XXXXXX years or more in the same line of employment, No credit events past XXXXXX months, No mortgage late payments in the last XXXXXX months, XXXXXX+ years credit history, No consumer late payments in the last XXXXXX months, Collection line item dated back to XXXXXX and removed by XXXXXX and XXXXXX. With age it "should" fall of in XXXXXX and the collector has never taken any lien actions against previous/current properties | 2025-10-14 15:59 | Waived | 2 | 2 | 2 | 2 |
| 128 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5877133 | 3 of 3 | 2025-10-13 19:32 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-13 19:32 | Cleared | 1 | 1 | 2 | 2 |
| 129 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5758033 | 1 of 3 | 2025-10-02 20:05 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-02 20:05 | Cleared | 1 | 1 | 2 | 2 |
| 129 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5878358 | 2 of 3 | 2025-10-13 20:39 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-13 20:39 | Cleared | 1 | 1 | 2 | 2 |
| 129 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5878400 | 3 of 3 | 2025-10-13 20:41 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Borrower's income is being documented with XXXXXX month bank statements. There are XXXXXX XXXXXX/XXXXXX transaction. Guidelines only allow there to be XXXXXX XXXXXX/XXXXXX transactions. A formal exception was done to allow. <br>|  |  |  | Compensating factors noted as No credit events past XXXXXX months, No mortgage late payments in the last XXXXXX months, XXXXXX+ years credit history | 2025-10-14 17:41 | Waived | 2 | 2 | 2 | 2 |
| 130 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5885534 | 1 of 5 | 2025-10-14 14:01 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-14 14:01 | Cleared | 1 | 1 | 3 | 1 |
| 130 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5892295 | 2 of 5 | 2025-10-14 19:26 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. 1) Per guidelines,XXXXXX must be used to calculate rental income on properties other than the subject property, XXXXXX. There were numerous copies of receipts, money orders, XXXXXX contracts (Not signed by XXXXXX), and leases to support a much higher rental income. The money orders and copies of receipts do not support the income being used from the leases as well. Missing documentation and explanation of the calculations used to qualify and how they meet the guidelines for XXXXXX. In addition, missing an exception to use the lease and proof of rent as guidelines require XXXXXX calculation for XXXXXX.<br>2) The Subject XXXXXX rental ws not offsetted by the XXXXXX $XXXXXX as required. This results in $XXXXXX rent loss. This causes a significant XXXXXX variance and exceeding max XXXXXX%. Missing explanation and or exception for not offsetting XXXXXX using rental income $XXXXXX instead of the calculated loss $XXXXXXX. <br>|  | Using schedule XXXXXX ,we would not use full XXXXXX on XXXXXX rental property being added to the liabilities or separately document Taxes ,Insurance ,XXXXXX' ,Mortgages amounts-all these properties expenses are reported on schedule XXXXXX on tax returns form. - 10/21/2025 <br> Document Uploaded. Schedule XXXXXX was on file and rental income calculations re-uploaded for your reference. - 10/16/2025 | Used $XXXXXX originators conservative calculation over $XXXXXX per calculator, XXXXXX not offset per lender. - 10/24/2025<br> The rental income calculator provided still does not show the XXXXXX for each property offset as required. Missing an exception or updated income calculation including the XXXXXX offsets. - 10/21/2025 |  | 2025-10-24 12:47 | Resolved | 3 | 1 | 3 | 1 |
| 130 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5892302 | 3 of 5 | 2025-10-14 19:27 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-10-14 19:27 | Cleared | 1 | 1 | 3 | 1 |
| 130 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5901930 | 4 of 5 | 2025-10-15 15:27 | Credit | Borrower 1 IRS Transcripts Missing | Borrower XXXXXX Transcripts missing from the file. Per guidelines, A completed, signed, and dated XXXXXX is required for each borrower. The form should be executed. When tax returns are in file, XXXXXX transcripts are required (unless the transcript request for current year is returned as No Record of Return, with a code XXXXXX or the borrower is a victim of taxpayer identification theft). Missing transcripts. <br>|  | Document Uploaded. Pleaser eview uploaded tax trascripts - 10/16/2025<br>| XXXXXX Transcript provided and supports income from the tax return. - 10/21/2025 |  | 2025-10-21 10:58 | Resolved | 3 | 1 | 3 | 1 |
| 130 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5901931 | 5 of 5 | 2025-10-15 15:27 | Credit | Borrower 1 XXXXXX VOE Prior to Close Missing | Borrower XXXXXX XXXXXX prior to close missing. A verbal XXXXXX from each employer within XXXXXX calendar days of the note date. The verbal XXXXXX should not indicate a significant reduction of hours or earnings. Missing verbal XXXXXX. <br>|  | Note date was XXXXXX,paystub issued date was XXXXXX for period ending XXXXXX - this is acceptable as per XXXXXX XXXXXX is allowing some flexibility in lieu of the traditional verbal verification of employment with one of the following methods:of a verbal XXXXXX. This is required within XXXXXX business days of the note date. • Paystub: The underwriter may obtain a year-to-date paystub from the pay period that immediately precedes the note date.<br> • Bank statements: XXXXXX can obtain bank statements evidencing the payroll deposit from the pay period that immediately precedes the note date.<br> • Written XXXXXX: An email directly from the employer's work email address that identifies the name and title of the verifier and the borrower's name and current employment status may be used in lieu - 10/21/2025 <br> We used the paystub issued XXXXXXX (page XXXXXX of credit package) as a proof that borrower is employed - 10/16/2025 | The originator is correct. The guideline states: Paystub: The underwriter may obtain a year-to-date paystub from the pay period that immediately precedes the note date. Void this condition as it should not have been requested. - 10/22/2025<br> A XXXXXX party Verbal XXXXXX is required, not a paystub. A verbal XXXXXX from each employer within XXXXXX calendar days of the note date. The verbal XXXXXX should not indicate a significant reduction of hours or earnings. Missing verbal XXXXXX. - 10/21/2025 |  | 2025-10-22 13:30 | Void | 3 |  | 3 | 1 |
| 131 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5892237 | 1 of 3 | 2025-10-14 19:24 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-10-14 19:24 | Cleared | 1 | 1 | 2 | 2 |
| 131 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5900709 | 2 of 3 | 2025-10-15 14:35 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-15 14:35 | Cleared | 1 | 1 | 2 | 2 |
| 131 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5901994 | 3 of 3 | 2025-10-15 15:30 | Credit | Income and Employment Do Not Meet Guidelines | Income and employment do not meet guidelines. The borrower's deposits are inconsistent. Per guidelines, statements must support stable and generally predictable deposits. A formal exception is located in the loan file. <br>|  |  |  | Revolving debt is under XXXXXX%, XXXXXX years on current job, Residual income >=XXXXXX$, XXXXXX years or more in the same line of employment, No credit events past XXXXXX months, No mortgage late payments in the last XXXXXX months, XXXXXX+ years credit history, No consumer late payments in the last XXXXXX months, XXXXXX XXXXXX% below maximum, Credit score >XXXXXX points than the minimum required | 2025-10-15 15:30 | Waived | 2 | 2 | 2 | 2 |
| 132 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5695014 | 1 of 3 | 2025-09-27 23:44 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-09-27 23:44 | Cleared | 1 | 1 | 1 | 1 |
| 132 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5710528 | 2 of 3 | 2025-09-29 21:40 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-29 21:40 | Cleared | 1 | 1 | 1 | 1 |
| 132 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5710536 | 3 of 3 | 2025-09-29 21:40 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-29 21:40 | Cleared | 1 | 1 | 1 | 1 |
| 133 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5705458 | 1 of 3 | 2025-09-29 17:11 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-09-29 17:11 | Cleared | 1 | 1 | 1 | 1 |
| 133 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5725817 | 2 of 3 | 2025-09-30 21:24 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-30 21:24 | Cleared | 1 | 1 | 1 | 1 |
| 133 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5726089 | 3 of 3 | 2025-09-30 21:39 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-30 21:39 | Cleared | 1 | 1 | 1 | 1 |
| 134 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR XXXXXX factors | QM: Safe Harbor APOR (APOR SH) | 5788874 | 1 of 4 | 2025-10-06 17:45 | Compliance | Missing Service Provider List | The loan file does not contain the XXXXXX.  |  | Document Uploaded. - 10/07/2025<br>| Received the XXXXXX. - 10/07/2025 |  | 2025-10-07 21:07 | Resolved | 4 | 1 | 4 | 1 |
| 134 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 5801604 | 2 of 4 | 2025-10-07 14:03 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-07 14:03 | Cleared | 1 | 1 | 4 | 1 |
| 134 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 5804322 | 3 of 4 | 2025-10-07 15:17 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-07 15:17 | Cleared | 1 | 1 | 4 | 1 |
| 134 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR XXXXXX factors | QM: Safe Harbor APOR (APOR SH) | 5806492 | 4 of 4 | 2025-10-07 16:37 | Compliance | XXXXXX: XXXXXX not delivered at least 3 days prior to consummation | no evidence non borrowing title holder XXXXXX received the initial XXXXXX XXXXXX days prior to closing  |  | Document Uploaded. Initial XXXXXX signed by XXXXXX - 10/09/2025 <br> XXXXXX doesn't need to sign or receive the XXXXXX's or XXXXXX's since she is not financially obligated on the loan. - 10/07/2025 | Received XXXXXX signed by the non borrowing spouse. - 10/09/2025<br> XXXXXX is a non-borrowing title holder - She is required to sign the XXXXXX and she must receive the initial XXXXXX at least XXXXXX days prior to closing. There is not evidence in the loan file that the initial XXXXXX was sent to her electronically or through XXXXXX - 10/07/2025 |  | 2025-10-09 15:39 | Resolved | 3 | 1 | 4 | 1 |
| 135 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5905841 | 1 of 3 | 2025-10-15 18:00 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-15 18:00 | Cleared | 1 | 1 | 1 | 1 |
| 135 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5911163 | 2 of 3 | 2025-10-16 02:23 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-16 02:23 | Cleared | 1 | 1 | 1 | 1 |
| 135 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5911165 | 3 of 3 | 2025-10-16 02:24 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-16 02:24 | Cleared | 1 | 1 | 1 | 1 |
| 136 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5902055 | 1 of 3 | 2025-10-15 15:33 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-15 15:33 | Cleared | 1 | 1 | 2 | 2 |
| 136 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5911899 | 2 of 3 | 2025-10-16 05:50 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-16 05:50 | Cleared | 1 | 1 | 2 | 2 |
| 136 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5921989 | 3 of 3 | 2025-10-16 19:43 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Per guidelines-Deposits/earnings trend showing a consistent decline over the prior years should not be considered as stable or usable income for qualification purposes. Loan approved with fluctuating deposits. A formal exception is in file. <br>|  |  |  | Compensating factors-Residual income >=XXXXXX$, XXXXXX >=XXXXXX% lower than loan program. No credit events past XXXXXX months, no mortgage late payments in the last XXXXXX months, XXXXXX+ years credit history, and no consumer late payments in the last XXXXXX months. XXXXXX XXXXXX% below maximum. Credit score >XXXXXX points than minimum required. Borrower contribution exceeds requirement >=XXXXXX%. | 2025-10-16 19:43 | Waived | 2 | 2 | 2 | 2 |
| 137 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5741014 | 1 of 3 | 2025-10-01 19:40 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-01 19:40 | Cleared | 1 | 1 | 3 | 1 |
| 137 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5872798 | 2 of 3 | 2025-10-13 15:48 | Credit | Approval/UnderwrXXXXXXg Summary Not Provided | The loan did not contain the Approval/UnderwrXXXXXXg Summary. Missing XXXXXX Transmittal Summary. <br>|  | Document Uploaded. Please see attached XXXXXX form - 10/20/2025 | XXXXXX has been received - 10/23/2025 |  | 2025-10-23 03:18 | Resolved | 3 | 1 | 3 | 1 |
| 137 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5872938 | 3 of 3 | 2025-10-13 15:56 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-10-13 15:56 | Cleared | 1 | 1 | 3 | 1 |
| 138 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5892684 | 1 of 3 | 2025-10-14 19:51 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-14 19:51 | Cleared | 1 | 1 | 1 | 1 |
| 138 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5900884 | 2 of 3 | 2025-10-15 14:42 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-15 14:42 | Cleared | 1 | 1 | 1 | 1 |
| 138 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5900893 | 3 of 3 | 2025-10-15 14:42 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-15 14:42 | Cleared | 1 | 1 | 1 | 1 |
| 139 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5759683 | 1 of 3 | 2025-10-02 21:43 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-02 21:43 | Cleared | 1 | 1 | 1 | 1 |
| 139 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5872332 | 2 of 3 | 2025-10-13 15:22 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-13 15:22 | Cleared | 1 | 1 | 1 | 1 |
| 139 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5872338 | 3 of 3 | 2025-10-13 15:23 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-13 15:23 | Cleared | 1 | 1 | 1 | 1 |
| 140 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5625157 | 1 of 4 | 2025-09-22 20:12 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-09-22 20:12 | Cleared | 1 | 1 | 4 | 1 |
| 140 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5677273 | 2 of 4 | 2025-09-25 20:25 | Credit | Borrower 1 Gap Credit Report is Missing | Borrower XXXXXX Gap Credit Report is Missing  |  | N/A,the file was recently closed. Soft pull is not required. - 09/29/2025 | Received XXXXXX as part of XXXXXX report dated 9/18/25. - 10/01/2025<br> Borrower XXXXXX Gap Credit Report is not missing. - 10/01/2025 |  | 2025-10-01 16:21 | Resolved | 4 | 1 | 4 | 1 |
| 140 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5679670 | 3 of 4 | 2025-09-26 03:20 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-26 03:20 | Cleared | 1 | 1 | 4 | 1 |
| 140 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5679743 | 4 of 4 | 2025-09-26 03:49 | Credit | Fraud Report - Fraud Alerts | The credit report in the loan file verified a fraud alert that was not sufficiently addressed. Fraud Alerts on XXXXXX are not signed off. Please provide fraud alert signoff through XXXXXX. <br>|  | Document Uploaded. Please review uploaded XXXXXX - 09/29/2025 | Fraud alerts cleared. - 10/01/2025<br>|  | 2025-10-01 16:18 | Resolved | 3 | 1 | 4 | 1 |
| 141 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5905404 | 1 of 3 | 2025-10-15 17:34 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-15 17:34 | Cleared | 1 | 1 | 3 | 1 |
| 141 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5906429 | 2 of 3 | 2025-10-15 18:31 | Credit | Missing XXXXXX or VOR | XXXXXX(XXXXXX) Document is Missing. Unable to locate a XXXXXX for the borrowers vacating property. <br>|  | XXXXXX is not required. - 10/16/2025 | Not required - 10/22/2025<br>|  | 2025-10-22 13:22 | Void | 3 |  | 3 | 1 |
| 141 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5906869 | 3 of 3 | 2025-10-15 18:59 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-15 18:59 | Cleared | 1 | 1 | 3 | 1 |
| 142 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5891581 | 1 of 4 | 2025-10-14 18:49 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-14 18:49 | Cleared | 1 | 1 | 3 | 2 |
| 142 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5896328 | 2 of 4 | 2025-10-15 04:15 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-15 04:15 | Cleared | 1 | 1 | 3 | 2 |
| 142 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5908205 | 3 of 4 | 2025-10-15 20:05 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. The property is located in a XXXXXX area and the neighborhood is under XXXXXX% built up. Per guidelines, when the subject property is in a XXXXXX area, the neighborhood area must be at least XXXXXX% built-up. A formal exception is located in the loan file. <br>|  |  |  | Revolving debt is under XXXXXX%, XXXXXX years on current job, Residual income is at least $XXXXXX. XXXXXX is at least XXXXXX% lower than the loan program. XXXXXX years or more in the same line of employment. No credit events in the past XXXXXX months. XXXXXX+ years of credit history. XXXXXX is XXXXXX% below the maximum required. The credit score is at least XXXXXX points greater than the minimum required. | 2025-10-15 20:05 | Waived | 2 | 2 | 3 | 2 |
| 142 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5909070 | 4 of 4 | 2025-10-15 21:09 | Credit | Bwr1 Income - Business Bank Statements Less than 24 Months | The loan file did not contain XXXXXX months of the borrower's business bank statements as required. Please provide the XXXXXX bank statement for XXXXXX XXXXXX. The statement in file is dated XXXXXX-XXXXXX, but only activity for the month of XXXXXX is present. <br>|  | Document Uploaded. Please see the XXXXXX. - 10/16/2025 |  |  | 2025-10-22 14:43 | Resolved | 3 | 1 | 3 | 2 |
| 143 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 6026951 | 1 of 3 | 2025-10-27 18:57 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-27 18:57 | Cleared | 1 | 1 | 1 | 1 |
| 143 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 6067799 | 2 of 3 | 2025-10-30 14:55 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-30 14:55 | Cleared | 1 | 1 | 1 | 1 |
| 143 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 6070623 | 3 of 3 | 2025-10-30 16:28 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-30 16:28 | Cleared | 1 | 1 | 1 | 1 |
| 144 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5706075 | 1 of 3 | 2025-09-29 17:43 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-29 17:43 | Cleared | 1 | 1 | 1 | 1 |
| 144 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5706082 | 2 of 3 | 2025-09-29 17:43 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-29 17:43 | Cleared | 1 | 1 | 1 | 1 |
| 144 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5708478 | 3 of 3 | 2025-09-29 19:35 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-09-29 19:35 | Cleared | 1 | 1 | 1 | 1 |
| 145 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5895095 | 1 of 3 | 2025-10-14 23:27 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-10-14 23:27 | Cleared | 1 | 1 | 1 | 1 |
| 145 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5895097 | 2 of 3 | 2025-10-14 23:28 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-14 23:28 | Cleared | 1 | 1 | 1 | 1 |
| 145 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5904680 | 3 of 3 | 2025-10-15 17:04 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-15 17:04 | Cleared | 1 | 1 | 1 | 1 |
| 146 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5901390 | 1 of 4 | 2025-10-15 15:04 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-15 15:04 | Cleared | 1 | 1 | 3 | 2 |
| 146 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5908900 | 2 of 4 | 2025-10-15 20:58 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-15 20:58 | Cleared | 1 | 1 | 3 | 2 |
| 146 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5908928 | 3 of 4 | 2025-10-15 21:01 | Credit | Income 11 Income Trend is Decreasing | Income XXXXXX income trend is decreasing. The borrower's deposits are inconsistent. Per guidelines, statements must support stable and generally predictable deposits. A formal exception is located in the loan file. <br>|  |  |  | XXXXXX years or more in the same line of employment, No credit events past XXXXXX months, XXXXXX+ years credit history, No consumer late payments in the last XXXXXX months | 2025-10-16 02:40 | Waived | 2 | 2 | 3 | 2 |
| 146 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5911240 | 4 of 4 | 2025-10-16 02:50 | Credit | Fraud Report - Fraud Alerts | The credit report in the loan file verified a fraud alert that was not sufficiently addressed. There is a high alert regarding the borrower's social security number. Please provide documentation to verify the borrower's social security number. <br>|  | We have the passport on file showing the borrower is a current citizen.<br> Their birth country is XXXXXX, showing they are an immigrant supporting the reason the XXXXXX was created after their birth. - 10/17/2025 |  |  | 2025-10-22 14:13 | Resolved | 3 | 1 | 3 | 2 |
| 147 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5978774 | 1 of 3 | 2025-10-22 20:51 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-10-22 20:51 | Cleared | 1 | 1 | 1 | 1 |
| 147 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5978779 | 2 of 3 | 2025-10-22 20:51 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-22 20:51 | Cleared | 1 | 1 | 1 | 1 |
| 147 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5978782 | 3 of 3 | 2025-10-22 20:52 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-22 20:52 | Cleared | 1 | 1 | 1 | 1 |
| 148 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5904686 | 1 of 3 | 2025-10-15 17:04 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-15 17:04 | Cleared | 1 | 1 | 2 | 2 |
| 148 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5906208 | 2 of 3 | 2025-10-15 18:20 | Property | Property Issue - Leasehold or Other property rights/Acceptable | The appraisal indicated the subject's property rights as leasehold or other however, this was considered acceptable for the area. The subject property holds Leasehold rights and XXXXXX mandatory fees are considered on a case-by-case basis - A formal exception is in file. <br>|  |  |  | Compensating factors used were No credit events in the past XXXXXX months, No consumer late payments in the last XXXXXX months, and Credit score over XXXXXX points more than the minimum requirement. | 2025-10-15 18:20 | Waived | 2 | 2 | 2 | 2 |
| 148 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5906220 | 3 of 3 | 2025-10-15 18:20 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-15 18:20 | Cleared | 1 | 1 | 2 | 2 |
| 149 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 5896061 | 1 of 3 | 2025-10-15 01:30 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-15 01:30 | Cleared | 1 | 1 | 1 | 1 |
| 149 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 5906530 | 2 of 3 | 2025-10-15 18:37 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-10-15 18:37 | Cleared | 1 | 1 | 1 | 1 |
| 149 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 5910259 | 3 of 3 | 2025-10-15 22:27 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-15 22:27 | Cleared | 1 | 1 | 1 | 1 |
| 150 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5621726 | 1 of 3 | 2025-09-22 17:31 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-09-22 17:31 | Cleared | 1 | 1 | 3 | 1 |
| 150 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5625013 | 2 of 3 | 2025-09-22 20:03 | Credit | Missing Tax Cert |  |  | Document Uploaded. Please see attached XXXXXX and comment provided by correspondent lender - 09/24/2025 | Received explanation and originator tax calculation is higher than documentation provided (XXXXXX total tax rate per Tax Cert x $XXXXXX purchase price). No XXXXXX issues noted. - 09/26/2025 |  | 2025-09-26 08:44 | Resolved | 3 | 1 | 3 | 1 |
| 150 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5625023 | 3 of 3 | 2025-09-22 20:04 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-22 20:04 | Cleared | 1 | 1 | 3 | 1 |
| 151 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5583870 | 1 of 3 | 2025-09-18 14:06 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-09-18 14:06 | Cleared | 1 | 1 | 4 | 1 |
| 151 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5592566 | 2 of 3 | 2025-09-18 20:32 | Credit | Borrower 1 Gap Credit Report is Missing | Borrower XXXXXX Gap Credit Report is Missing XXXXXX. XXXXXX mortgage will monitor borrower's debts until closing date and may adjust XXXXXX values at any time should new trade lines appear, or monthly payments change. <br>|  | XXXXXX is required only for XXXXXX loans over XXXXXX days. - 09/19/2025 | Per explanation. - 09/22/2025 |  | 2025-09-22 13:25 | Resolved | 4 | 1 | 4 | 1 |
| 151 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5592625 | 3 of 3 | 2025-09-18 20:36 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-18 20:36 | Cleared | 1 | 1 | 4 | 1 |
| 152 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5701916 | 1 of 3 | 2025-09-29 14:46 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-09-29 14:46 | Cleared | 1 | 1 | 3 | 1 |
| 152 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5705367 | 2 of 3 | 2025-09-29 17:09 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-29 17:09 | Cleared | 1 | 1 | 3 | 1 |
| 152 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5705373 | 3 of 3 | 2025-09-29 17:10 | Credit | Missing Property Tax Cert | Missing property tax cert. Unable to locate the property tax cert in the loan file <br>|  | Document Uploaded. Please find attached - 09/30/2025<br>| Received tax cert - 10/01/2025<br>|  | 2025-10-01 14:19 | Resolved | 3 | 1 | 3 | 1 |
| 153 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5906775 | 1 of 3 | 2025-10-15 18:54 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-15 18:54 | Cleared | 1 | 1 | 1 | 1 |
| 153 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5910587 | 2 of 3 | 2025-10-15 23:08 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-15 23:08 | Cleared | 1 | 1 | 1 | 1 |
| 153 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5940594 | 3 of 3 | 2025-10-18 19:40 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-18 19:40 | Cleared | 1 | 1 | 1 | 1 |
| 154 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 5901157 | 1 of 3 | 2025-10-15 14:55 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-15 14:55 | Cleared | 1 | 1 | 1 | 1 |
| 154 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 5908290 | 2 of 3 | 2025-10-15 20:12 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-15 20:12 | Cleared | 1 | 1 | 1 | 1 |
| 154 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | 5908483 | 3 of 3 | 2025-10-15 20:25 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-15 20:26 | Cleared | 1 | 1 | 1 | 1 |
| 155 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5722361 | 1 of 3 | 2025-09-30 17:59 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-09-30 17:59 | Cleared | 1 | 1 | 1 | 1 |
| 155 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5778205 | 2 of 3 | 2025-10-06 05:13 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-06 05:13 | Cleared | 1 | 1 | 1 | 1 |
| 155 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5778210 | 3 of 3 | 2025-10-06 05:13 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-06 05:13 | Cleared | 1 | 1 | 1 | 1 |
| 156 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5682308 | 1 of 3 | 2025-09-26 12:02 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-09-26 12:02 | Cleared | 1 | 1 | 3 | 1 |
| 156 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5689781 | 2 of 3 | 2025-09-26 18:26 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-26 18:26 | Cleared | 1 | 1 | 3 | 1 |
| 156 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5689826 | 3 of 3 | 2025-09-26 18:29 | Credit | Missing Property Tax Cert | Missing property tax cert. The final escrowed tax amount is $XXXXXX monthly. Calculations using XXXXXX% or even the mileage rate on the tax certificate do not support this amount. Please provide documentation to support the $XXXXXX annual taxes. <br>|  | Document Uploaded. The tax cert shows XXXXXX Millage and just a little about by $XXXXXX was gone to ensure enough taxes were collected. - 09/29/2025 | Documentation provided is sufficient. - 09/30/2025<br>|  | 2025-09-30 13:06 | Resolved | 3 | 1 | 3 | 1 |
| 157 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5907379 | 1 of 3 | 2025-10-15 19:24 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-15 19:24 | Cleared | 1 | 1 | 1 | 1 |
| 157 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5907733 | 2 of 3 | 2025-10-15 19:42 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-15 19:42 | Cleared | 1 | 1 | 1 | 1 |
| 157 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5940618 | 3 of 3 | 2025-10-18 20:01 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-18 20:01 | Cleared | 1 | 1 | 1 | 1 |
| 158 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5924151 | 1 of 3 | 2025-10-16 22:00 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-10-16 22:00 | Cleared | 1 | 1 | 1 | 1 |
| 158 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5941314 | 2 of 3 | 2025-10-19 13:08 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-19 13:08 | Cleared | 1 | 1 | 1 | 1 |
| 158 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 6054621 | 3 of 3 | 2025-10-29 16:29 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-29 16:29 | Cleared | 1 | 1 | 1 | 1 |
| 159 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5904035 | 1 of 3 | 2025-10-15 16:29 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-15 16:29 | Cleared | 1 | 1 | 1 | 1 |
| 159 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5905268 | 2 of 3 | 2025-10-15 17:28 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-15 17:28 | Cleared | 1 | 1 | 1 | 1 |
| 159 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5911292 | 3 of 3 | 2025-10-16 03:16 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-16 03:16 | Cleared | 1 | 1 | 1 | 1 |
| 160 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5929056 | 1 of 8 | 2025-10-17 13:16 | Compliance | The Note is Missing | The Note is missing. <br>|  | Document Uploaded. Please review uploaded signed closing package - 10/29/2025<br>| The Note has been provided. - 10/30/2025<br>documentation meet requirements - 10/30/2025<br>|  | 2025-10-30 17:21 | Resolved | 4 | 1 | 4 | 1 |
| 160 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5929159 | 2 of 8 | 2025-10-17 13:24 | Compliance | The Deed of Trust is Missing | The Deed of Trust is missing. The Deed of Trust is missing <br>|  | Document Uploaded. Please review uploaded signed closing package,mortgage is on pages XXXXXX - 10/29/2025 | documentation meet requirements - 10/30/2025<br>The Deed of Trust has been provided. - 10/30/2025<br>|  | 2025-10-30 17:20 | Resolved | 4 | 1 | 4 | 1 |
| 160 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5929289 | 3 of 8 | 2025-10-17 13:33 | Compliance | The Final 1003 is Missing | The final XXXXXX is missing.  |  | Document Uploaded. Final XXXXXX starts on pages XXXXXX of uploaded signed closing package - 10/29/2025 | documentation meet requirements - 10/30/2025<br> The final XXXXXX has been provided. - 10/30/2025 |  | 2025-10-30 17:08 | Resolved | 3 | 1 | 4 | 1 |
| 160 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5930832 | 4 of 8 | 2025-10-17 14:55 | Compliance | XXXXXX: Missing Final Closing Disclosure | The loan file does not contain the Final Closing Disclosure. Please provide any and all Closing Disclosures provided as none are provided in the file. Subject to testing and additional findings. <br>|  | Document Uploaded. XXXXXX is on page XXXXXX of uploaded credit package - 10/29/2025 | XXXXXX: Final Closing Disclosure Provided - 10/30/2025<br>|  | 2025-10-30 17:13 | Resolved | 4 | 1 | 4 | 1 |
| 160 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 5931344 | 5 of 8 | 2025-10-17 15:20 | Compliance | Condo Rider is Missing | Condo Rider is missing.  |  | Document Uploaded. Please review uploaded signed closing package, condo rider is on XXXXXX - 10/29/2025 | documentation meet requirements - 10/30/2025<br>|  | 2025-10-30 17:21 | Resolved | 3 | 1 | 4 | 1 |
| 160 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 6036814 | 6 of 8 | 2025-10-28 15:21 | Property | Missing Doc - XXXXXX Valuation Product/Missing | The loan file did not contain the required XXXXXX valuation product. <br>|  |  |  |  | 2025-10-28 15:21 | Cleared | 1 | 1 | 4 | 1 |
| 160 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 6036837 | 7 of 8 | 2025-10-28 15:22 | Credit | Liabilities - XXXXXX | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Missing lease for $XXXXXX XXXXXX property XXXXXX <br>|  | XXXXXX on no insurance pages XXXXXX,taxes on pages XXXXXX,XXXXXX on page XXXXXX,rent amount has been disclose don initial application in amount of $XXXXXX,same rent amount was used by XXXXXX on approval - 10/29/2025 | documentation meet requirements - 10/30/2025<br>|  | 2025-10-30 17:23 | Resolved | 3 | 1 | 4 | 1 |
| 160 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | Non-QM: Lender documented all ATR XXXXXX factors | 6142812 | 8 of 8 | 2025-11-05 19:36 | Compliance | XXXXXX: Closing Disclosure Deficiency | Missing interim closing disclosures. File contains only draft copies. Please supply all closing disclosures issued for loan. Final XXXXXX received. Initial XXXXXX is missing. <br>|  | Document Uploaded. Please review uploaded initial XXXXXX - 11/06/2025<br>|  |  | 2025-11-07 17:19 | Resolved | 3 | 1 | 4 | 1 |
| 161 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5721503 | 1 of 3 | 2025-09-30 17:12 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-09-30 17:12 | Cleared | 1 | 1 | 1 | 1 |
| 161 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5761694 | 2 of 3 | 2025-10-03 06:29 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-03 06:29 | Cleared | 1 | 1 | 1 | 1 |
| 161 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5761696 | 3 of 3 | 2025-10-03 06:30 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-03 06:30 | Cleared | 1 | 1 | 1 | 1 |
| 162 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5922192 | 1 of 3 | 2025-10-16 19:56 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-16 19:56 | Cleared | 1 | 1 | 1 | 1 |
| 162 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5922199 | 2 of 3 | 2025-10-16 19:56 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-16 19:56 | Cleared | 1 | 1 | 1 | 1 |
| 162 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5946437 | 3 of 3 | 2025-10-20 15:14 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-20 15:14 | Cleared | 1 | 1 | 1 | 1 |
| 163 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5933405 | 1 of 3 | 2025-10-17 16:57 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-10-17 16:57 | Cleared | 1 | 1 | 1 | 1 |
| 163 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 6007531 | 2 of 3 | 2025-10-24 16:27 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-24 16:27 | Cleared | 1 | 1 | 1 | 1 |
| 163 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 6007532 | 3 of 3 | 2025-10-24 16:27 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-24 16:27 | Cleared | 1 | 1 | 1 | 1 |
| 164 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5684887 | 1 of 6 | 2025-09-26 14:56 | Credit | Borrower 1 Gap Credit Report is Missing | Borrower XXXXXX Gap Credit Report is Missing XXXXXX mortgage will monitor borrower's debts until closing date and may adjust XXXXXX values at any time should new trade lines appear, or monthly payments change. Missing gap report.<br>|  | No defect.XXXXXX,file was recently closed,soft pull is not required - 09/29/2025 | not required after closing per XXXXXX's - 10/01/2025 |  | 2025-10-01 17:36 | Resolved | 4 | 1 | 4 | 1 |
| 164 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5684888 | 2 of 6 | 2025-09-26 14:56 | Credit | Missing XXXXXX or VOR | XXXXXX (XXXXXX) Document is Missing. When the borrower owns additional property other than the subject property, verification of any mortgage liens on the other properties is required. Missing XXXXXX month XXXXXX from XXXXXX for XXXXXX. <br>|  | Loan closed XXXXXX - XXXXXX not required - 10/01/2025 <br> Document Uploaded. XXXXXX.Borrower had recently closed XXXXXX the property XXXXXX.Please review uploaded Note - 09/29/2025 | Loan closed 09/2025 - XXXXXX not required - 10/01/2025<br>|  | 2025-10-01 17:39 | Resolved | 3 | 1 | 4 | 1 |
| 164 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5685329 | 3 of 6 | 2025-09-26 15:17 | Credit | Evidence of Property Tax Missing | Missing evidence of property tax. $XXXXXX XXXXXX tax rate per cert in file= $XXXXXX/XXXXXX=$XXXXXX. Missing evidence of property tax used $XXXXXX/XXXXXX=$XXXXXX. <br>|  | Property is a new construction. The lender used the tax sertificates with paid amounts disclosed on pages (XXXXXX) $XXXXXX+ $XXXXXX(as for the new construction appraised value XXXXXX%) - 09/29/2025 | Located tax rate for new construction page XXXXXX of initial upload - 10/01/2025 |  | 2025-10-01 17:49 | Resolved | 3 | 1 | 4 | 1 |
| 164 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5687252 | 4 of 6 | 2025-09-26 16:03 | Credit | Property Title Issue | Property title issue. Vesting issue as Closing Protection letter and Title show vested at closing as XXXXXX XXXXXX, title insurance $XXXXXX. However, the Final Deed signature is XXXXXX, loan amount is $XXXXXX No title supplement in the file. Clarification of name vested at close and updated Title supplement or Closing Protection letter is required. <br>|  | Received updated prelim, showing corrected vesting and loan amount - 10/01/2025 <br> Document Uploaded. Please review uploaded title - 09/30/2025 | Received updated prelim, showing corrected vesting and loan amount - 10/01/2025<br>|  | 2025-10-01 17:38 | Resolved | 3 | 1 | 4 | 1 |
| 164 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5687255 | 5 of 6 | 2025-09-26 16:03 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-26 16:03 | Cleared | 1 | 1 | 4 | 1 |
| 164 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5687258 | 6 of 6 | 2025-09-26 16:04 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-09-26 16:04 | Cleared | 1 | 1 | 4 | 1 |
| 165 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5700843 | 1 of 3 | 2025-09-29 14:00 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-09-29 14:00 | Cleared | 1 | 1 | 3 | 1 |
| 165 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5703092 | 2 of 3 | 2025-09-29 15:28 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-29 15:28 | Cleared | 1 | 1 | 3 | 1 |
| 165 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5703165 | 3 of 3 | 2025-09-29 15:29 | Credit | Missing Property Tax Cert | Missing property tax cert. Unable to locate the property tax cert in the loan file. <br>|  | Please reFer to pages XXXXXX-XXXXXX of uploaded credit package.The lender used paid taxes plus XXXXXX% from the sales price for monthly taxes calculations. - 09/30/2025 | Received lender explanation of tax calculation. - 10/01/2025<br>|  | 2025-10-01 16:16 | Resolved | 3 | 1 | 3 | 1 |
| 166 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5951382 | 1 of 3 | 2025-10-20 20:59 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-20 20:59 | Cleared | 1 | 1 | 1 | 1 |
| 166 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5976977 | 2 of 3 | 2025-10-22 19:22 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-22 19:22 | Cleared | 1 | 1 | 1 | 1 |
| 166 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 6048904 | 3 of 3 | 2025-10-29 12:12 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-29 12:12 | Cleared | 1 | 1 | 1 | 1 |
| 167 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5924178 | 1 of 3 | 2025-10-16 22:02 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-16 22:02 | Cleared | 1 | 1 | 1 | 1 |
| 167 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 6028099 | 2 of 3 | 2025-10-27 20:05 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-27 20:05 | Cleared | 1 | 1 | 1 | 1 |
| 167 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 6028103 | 3 of 3 | 2025-10-27 20:05 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-27 20:05 | Cleared | 1 | 1 | 1 | 1 |
| 168 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5902355 | 1 of 3 | 2025-10-15 15:41 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-15 15:41 | Cleared | 1 | 1 | 1 | 1 |
| 168 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5910391 | 2 of 3 | 2025-10-15 22:39 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-15 22:39 | Cleared | 1 | 1 | 1 | 1 |
| 168 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 5910396 | 3 of 3 | 2025-10-15 22:39 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-15 22:39 | Cleared | 1 | 1 | 1 | 1 |
| 169 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5980307 | 1 of 3 | 2025-10-22 22:12 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-22 22:12 | Cleared | 1 | 1 | 1 | 1 |
| 169 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 6008833 | 2 of 3 | 2025-10-24 17:32 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-24 17:32 | Cleared | 1 | 1 | 1 | 1 |
| 169 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 6008836 | 3 of 3 | 2025-10-24 17:32 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-24 17:32 | Cleared | 1 | 1 | 1 | 1 |
| 170 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 5952062 | 1 of 3 | 2025-10-20 22:37 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-20 22:37 | Cleared | 1 | 1 | 1 | 1 |
| 170 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 6008628 | 2 of 3 | 2025-10-24 17:21 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-24 17:21 | Cleared | 1 | 1 | 1 | 1 |
| 170 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 6008842 | 3 of 3 | 2025-10-24 17:32 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-24 17:32 | Cleared | 1 | 1 | 1 | 1 |
| 171 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5791005 | 1 of 3 | 2025-10-06 19:13 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-06 19:13 | Cleared | 1 | 1 | 3 | 1 |
| 171 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | 5792467 | 2 of 3 | 2025-10-06 20:18 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-10-06 20:18 | Cleared | 1 | 1 | 3 | 1 |
| 171 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR XXXXXX factors | ATR/QM: Exempt | 5802339 | 3 of 3 | 2025-10-07 14:41 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Unable to determine if the prepayment penalty equal to XXXXXX% of the original principal balance is acceptable. The guidelines cite the prepayment charge will be equal to XXXXXX months of interest on the amount of the prepayment that exceeds XXXXXX% of the original principal balance. Please provide clarification if the prepayment penalty meets guidelines. <br>|  | Explanation sufficient - The statement the XXXXXX have on their XXXXXXis a bit different and it's actually a higher amount will be applied than what our XXXXXX states. Please clear or waive the condition. - 10/07/2025 <br> The statement the XXXXXX have on their XXXXXX is a bit different and it's actually a higher amount will be applied than what our XXXXXX states. Please clear or waive the condition. - 10/07/2025 | Explanation sufficient - The statement the XXXXXX have on their XXXXXX is a bit different and it's actually a higher amount will be applied than what our XXXXXX states. Please clear or waive the condition. - 10/07/2025 |  | 2025-10-07 21:24 | Resolved | 3 | 1 | 3 | 1 |
| 172 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 6017127 | 1 of 3 | 2025-10-26 22:24 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-10-26 22:24 | Cleared | 1 | 1 | 1 | 1 |
| 172 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 6017128 | 2 of 3 | 2025-10-26 22:24 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-26 22:24 | Cleared | 1 | 1 | 1 | 1 |
| 172 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 6070822 | 3 of 3 | 2025-10-30 16:39 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-30 16:39 | Cleared | 1 | 1 | 1 | 1 |
| 173 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5997179 | 1 of 3 | 2025-10-23 21:39 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-23 21:39 | Cleared | 1 | 1 | 1 | 1 |
| 173 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5997187 | 2 of 3 | 2025-10-23 21:39 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-10-23 21:39 | Cleared | 1 | 1 | 1 | 1 |
| 173 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | 5997190 | 3 of 3 | 2025-10-23 21:39 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-10-23 21:39 | Cleared | 1 | 1 | 1 | 1 |
| 174 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 6041795 | 1 of 3 | 2025-10-28 18:44 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-28 18:44 | Cleared | 1 | 1 | 1 | 1 |
| 174 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 6061031 | 2 of 3 | 2025-10-30 00:15 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-30 00:15 | Cleared | 1 | 1 | 1 | 1 |
| 174 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | 6061032 | 3 of 3 | 2025-10-30 00:15 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-30 00:15 | Cleared | 1 | 1 | 1 | 1 |

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