# EDGAR Filing Document

**Accession Number:** 0001908859
**File Stem:** 0001908859-23-000001
**Filing Date:** 2023-2
**Character Count:** 14731
**Document Hash:** 87dced6005ec4db4279b30ceb470b908
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001908859-23-000001.hdr.sgml**: 20230213

**ACCESSION NUMBER**: 0001908859-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230213

**DATE AS OF CHANGE**: 20230213

**EFFECTIVENESS DATE**: 20230213

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** RESOLUTE FINANCIAL, LLC
- **CENTRAL INDEX KEY:** 0001908859
- **IRS NUMBER:** 161651825

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22219
- **FILM NUMBER:** 23616427

**BUSINESS ADDRESS:**
- **STREET 1:** 102 STATE STREET
- **STREET 2:** SUITE E
- **CITY:** NEWBURYPORT
- **STATE:** MA
- **ZIP:** 01950
- **BUSINESS PHONE:** 978-463-8771

**MAIL ADDRESS:**
- **STREET 1:** 102 STATE STREET
- **STREET 2:** SUITE E
- **CITY:** NEWBURYPORT
- **STATE:** MA
- **ZIP:** 01950

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** RESOLUTE FINANCIAL LLC<br>**Address:** 102 STATE STREET<br>SUITE E<br>NEWBURYPORT, MA 01950

**Form 13F File Number:** 028-22219

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** CHARLES JOHNSON<br>**Title:** CHIEF COMPLIANCE OFFICER<br>**Phone:** 978-463-8771

**Signature, Place, and Date of Signing:**

CHARLES JOHNSON  NEWBURYPORT, MA  02-13-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 111

**Form 13F Information Table Value Total:** $117586360

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ISHARES TR | CORE S ETF | 464287200 |  | 11154940 | 29033 | SH |  | SOLE |  | 0 | 0 | 29033 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 10262415 | 42426 | SH |  | SOLE |  | 0 | 0 | 42426 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 8022525 | 161030 | SH |  | SOLE |  | 0 | 0 | 161030 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 5814984 | 80652 | SH |  | SOLE |  | 0 | 0 | 80652 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 3862795 | 12505 | SH |  | SOLE |  | 0 | 0 | 12505 |
| WISDOMTREE TR | FLOATNG RAT TREA | 97717Y527 |  | 3474300 | 69113 | SH |  | SOLE |  | 0 | 0 | 69113 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 2698267 | 27829 | SH |  | SOLE |  | 0 | 0 | 27829 |
| ISHARES TR | BLACKROCK ULTRA | 46434V878 |  | 2461848 | 49198 | SH |  | SOLE |  | 0 | 0 | 49198 |
| APPLE INC | COM | 037833100 |  | 2436001 | 18749 | SH |  | SOLE |  | 0 | 0 | 18749 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 2298061 | 21590 | SH |  | SOLE |  | 0 | 0 | 21590 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 2163893 | 22864 | SH |  | SOLE |  | 0 | 0 | 22864 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 1922097 | 55568 | SH |  | SOLE |  | 0 | 0 | 55568 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 |  | 1913231 | 29475 | SH |  | SOLE |  | 0 | 0 | 29475 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 1864552 | 37291 | SH |  | SOLE |  | 0 | 0 | 37291 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 1861443 | 13261 | SH |  | SOLE |  | 0 | 0 | 13261 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 1745735 | 37374 | SH |  | SOLE |  | 0 | 0 | 37374 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 1713412 | 18765 | SH |  | SOLE |  | 0 | 0 | 18765 |
| ISHARES TR | GNMA BOND ETF | 46429B333 |  | 1518749 | 34910 | SH |  | SOLE |  | 0 | 0 | 34910 |
| ISHARES INC | MSCI GBL MIN VOL | 464286525 |  | 1513820 | 15932 | SH |  | SOLE |  | 0 | 0 | 15932 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 1431526 | 6717 | SH |  | SOLE |  | 0 | 0 | 6717 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1376982 | 12484 | SH |  | SOLE |  | 0 | 0 | 12484 |
| ISHARES TR | MSCI USA ESG SLC | 464288802 |  | 1333247 | 16196 | SH |  | SOLE |  | 0 | 0 | 16196 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 1311743 | 18606 | SH |  | SOLE |  | 0 | 0 | 18606 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 1294830 | 6353 | SH |  | SOLE |  | 0 | 0 | 6353 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 1245762 | 8204 | SH |  | SOLE |  | 0 | 0 | 8204 |
| MICROSOFT CORP | COM | 594918104 |  | 1163194 | 4850 | SH |  | SOLE |  | 0 | 0 | 4850 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1072338 | 6070 | SH |  | SOLE |  | 0 | 0 | 6070 |
| ISHARES TR | SHORT TREAS BD | 464288679 |  | 1059288 | 9637 | SH |  | SOLE |  | 0 | 0 | 9637 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 1028958 | 18218 | SH |  | SOLE |  | 0 | 0 | 18218 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 1020895 | 41215 | SH |  | SOLE |  | 0 | 0 | 41215 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 978612 | 19774 | SH |  | SOLE |  | 0 | 0 | 19774 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 925307 | 23738 | SH |  | SOLE |  | 0 | 0 | 23738 |
| HOME DEPOT INC | COM | 437076102 |  | 890409 | 2819 | SH |  | SOLE |  | 0 | 0 | 2819 |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 |  | 857527 | 12315 | SH |  | SOLE |  | 0 | 0 | 12315 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 838888 | 34551 | SH |  | SOLE |  | 0 | 0 | 34551 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 830442 | 16235 | SH |  | SOLE |  | 0 | 0 | 16235 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 815353 | 8407 | SH |  | SOLE |  | 0 | 0 | 8407 |
| ABBVIE INC | COM | 00287Y109 |  | 756135 | 4679 | SH |  | SOLE |  | 0 | 0 | 4679 |
| ISHARES INC | MSCI EMERG MRKT | 464286533 |  | 756132 | 14253 | SH |  | SOLE |  | 0 | 0 | 14253 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 685739 | 8448 | SH |  | SOLE |  | 0 | 0 | 8448 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 682353 | 15526 | SH |  | SOLE |  | 0 | 0 | 15526 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 668042 | 6407 | SH |  | SOLE |  | 0 | 0 | 6407 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 658560 | 21663 | SH |  | SOLE |  | 0 | 0 | 21663 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 647543 | 1843 | SH |  | SOLE |  | 0 | 0 | 1843 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 641489 | 28561 | SH |  | SOLE |  | 0 | 0 | 28561 |
| TORONTO DOMINION BK ONT | COM NEW | 891160509 |  | 637379 | 9842 | SH |  | SOLE |  | 0 | 0 | 9842 |
| ABBOTT LABS | COM | 002824100 |  | 622241 | 5668 | SH |  | SOLE |  | 0 | 0 | 5668 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 592682 | 9615 | SH |  | SOLE |  | 0 | 0 | 9615 |
| ISHARES TR | EXPND TEC SC ETF | 464287549 |  | 587207 | 2097 | SH |  | SOLE |  | 0 | 0 | 2097 |
| MERCK  CO INC | COM | 58933Y105 |  | 576353 | 5195 | SH |  | SOLE |  | 0 | 0 | 5195 |
| ISHARES TR | ESG AWRE 1 5 YR | 46435G243 |  | 572549 | 24087 | SH |  | SOLE |  | 0 | 0 | 24087 |
| SPDR SER TR | SPDR S 500 ETF | 78468R796 |  | 546300 | 5852 | SH |  | SOLE |  | 0 | 0 | 5852 |
| ISHARES TR | GLOB HLTHCRE ETF | 464287325 |  | 534721 | 6300 | SH |  | SOLE |  | 0 | 0 | 6300 |
| MCDONALDS CORP | COM | 580135101 |  | 511678 | 1942 | SH |  | SOLE |  | 0 | 0 | 1942 |
| SELECT SECTOR SPDR TR | SBI INT-INDS | 81369Y704 |  | 507234 | 5165 | SH |  | SOLE |  | 0 | 0 | 5165 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 492555 | 1288 | SH |  | SOLE |  | 0 | 0 | 1288 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 484915 | 3442 | SH |  | SOLE |  | 0 | 0 | 3442 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 473402 | 21181 | SH |  | SOLE |  | 0 | 0 | 21181 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 470798 | 5552 | SH |  | SOLE |  | 0 | 0 | 5552 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 468866 | 3451 | SH |  | SOLE |  | 0 | 0 | 3451 |
| ROYCE MICRO-CAP TR INC | COM | 780915104 |  | 464261 | 53486 | SH |  | SOLE |  | 0 | 0 | 53486 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2023 CB | 46138J866 |  | 444845 | 21203 | SH |  | SOLE |  | 0 | 0 | 21203 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 444240 | 17741 | SH |  | SOLE |  | 0 | 0 | 17741 |
| ISHARES TR | RUS TP200 GR ETF | 464289438 |  | 438656 | 3639 | SH |  | SOLE |  | 0 | 0 | 3639 |
| TJX COS INC NEW | COM | 872540109 |  | 424669 | 5335 | SH |  | SOLE |  | 0 | 0 | 5335 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 424167 | 3925 | SH |  | SOLE |  | 0 | 0 | 3925 |
| PROSHARES TR | PET CARE ETF | 74348A145 |  | 421893 | 8956 | SH |  | SOLE |  | 0 | 0 | 8956 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 419049 | 7163 | SH |  | SOLE |  | 0 | 0 | 7163 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 405215 | 3022 | SH |  | SOLE |  | 0 | 0 | 3022 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 384982 | 3094 | SH |  | SOLE |  | 0 | 0 | 3094 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 381372 | 1432 | SH |  | SOLE |  | 0 | 0 | 1432 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 380166 | 4346 | SH |  | SOLE |  | 0 | 0 | 4346 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 376579 | 1878 | SH |  | SOLE |  | 0 | 0 | 1878 |
| FIDELITY COVINGTON TRUST | MSCI RL EST ETF | 316092857 |  | 372332 | 15007 | SH |  | SOLE |  | 0 | 0 | 15007 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 370122 | 5639 | SH |  | SOLE |  | 0 | 0 | 5639 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 369952 | 11050 | SH |  | SOLE |  | 0 | 0 | 11050 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 361064 | 6972 | SH |  | SOLE |  | 0 | 0 | 6972 |
| COHEN  STEERS REIT  PFD | COM | 19247X100 |  | 359393 | 17635 | SH |  | SOLE |  | 0 | 0 | 17635 |
| ISHARES TR | TRS FLT RT BD | 46434V860 |  | 354401 | 7030 | SH |  | SOLE |  | 0 | 0 | 7030 |
| ISHARES TR | GLB CNSM STP ETF | 464288737 |  | 350120 | 5871 | SH |  | SOLE |  | 0 | 0 | 5871 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 348069 | 15857 | SH |  | SOLE |  | 0 | 0 | 15857 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 340724 | 8648 | SH |  | SOLE |  | 0 | 0 | 8648 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 320322 | 2168 | SH |  | SOLE |  | 0 | 0 | 2168 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 319145 | 1669 | SH |  | SOLE |  | 0 | 0 | 1669 |
| ABRDN ASIA PACIFIC INCOME FU | COM | 003009107 |  | 317822 | 120845 | SH |  | SOLE |  | 0 | 0 | 120845 |
| PEPSICO INC | COM | 713448108 |  | 307618 | 1703 | SH |  | SOLE |  | 0 | 0 | 1703 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 297538 | 1655 | SH |  | SOLE |  | 0 | 0 | 1655 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 297034 | 3601 | SH |  | SOLE |  | 0 | 0 | 3601 |
| INVESCO EXCHANGE TRADED FD T | S PUR VAL | 46137V258 |  | 295550 | 3790 | SH |  | SOLE |  | 0 | 0 | 3790 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 295540 | 2451 | SH |  | SOLE |  | 0 | 0 | 2451 |
| SPDR SER TR | S DIVID ETF | 78464A763 |  | 267421 | 2137 | SH |  | SOLE |  | 0 | 0 | 2137 |
| ABRDN ETFS | BBRG ALL COMD K1 | 003261104 |  | 262354 | 11893 | SH |  | SOLE |  | 0 | 0 | 11893 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 259534 | 1919 | SH |  | SOLE |  | 0 | 0 | 1919 |
| DIMENSIONAL ETF TRUST | INFLATION PROTE | 25434V856 |  | 259237 | 6298 | SH |  | SOLE |  | 0 | 0 | 6298 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 256930 | 1474 | SH |  | SOLE |  | 0 | 0 | 1474 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 252644 | 1667 | SH |  | SOLE |  | 0 | 0 | 1667 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 248013 | 2458 | SH |  | SOLE |  | 0 | 0 | 2458 |
| DIMENSIONAL ETF TRUST | US EQUITY ETF | 25434V401 |  | 246155 | 5916 | SH |  | SOLE |  | 0 | 0 | 5916 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 241793 | 1141 | SH |  | SOLE |  | 0 | 0 | 1141 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 236499 | 930 | SH |  | SOLE |  | 0 | 0 | 930 |
| CHEVRON CORP NEW | COM | 166764100 |  | 234845 | 1308 | SH |  | SOLE |  | 0 | 0 | 1308 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 231312 | 7577 | SH |  | SOLE |  | 0 | 0 | 7577 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 228826 | 1099 | SH |  | SOLE |  | 0 | 0 | 1099 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 |  | 224412 | 3529 | SH |  | SOLE |  | 0 | 0 | 3529 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 219945 | 3300 | SH |  | SOLE |  | 0 | 0 | 3300 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 219252 | 2485 | SH |  | SOLE |  | 0 | 0 | 2485 |
| ISHARES TR | RUS TOP 200 ETF | 464289446 |  | 217537 | 2418 | SH |  | SOLE |  | 0 | 0 | 2418 |
| CSX CORP | COM | 126408103 |  | 210901 | 6808 | SH |  | SOLE |  | 0 | 0 | 6808 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 207776 | 2021 | SH |  | SOLE |  | 0 | 0 | 2021 |
| VISA INC | COM CL A | 92826C839 |  | 207636 | 999 | SH |  | SOLE |  | 0 | 0 | 999 |
| EFFECTOR THERAPEUTICS INC | COM | 28202V108 |  | 13256 | 31000 | SH |  | SOLE |  | 0 | 0 | 31000 |

---