# EDGAR Filing Document

**Accession Number:** 0000936528
**File Stem:** 0000936528-25-000106
**Filing Date:** 2025-11
**Character Count:** 6768
**Document Hash:** 01633442bd44efcd40f0150572a77168
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000936528-25-000106.hdr.sgml**: 20251112

**ACCESSION NUMBER**: 0000936528-25-000106

**CONFORMED SUBMISSION TYPE**: 8-K

**PUBLIC DOCUMENT COUNT**: 13

**CONFORMED PERIOD OF REPORT**: 20251111

**ITEM INFORMATION**: Other Events

**ITEM INFORMATION**: Financial Statements and Exhibits

**FILED AS OF DATE**: 20251112

**DATE AS OF CHANGE**: 20251112

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** WAFD INC
- **CENTRAL INDEX KEY:** 0000936528
- **STANDARD INDUSTRIAL CLASSIFICATION:** NATIONAL COMMERCIAL BANKS [6021]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 911661606
- **STATE OF INCORPORATION:** WA
- **FISCAL YEAR END:** 0930

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-34654
- **FILM NUMBER:** 251470796

**BUSINESS ADDRESS:**
- **STREET 1:** 425 PIKE STREET
- **CITY:** SEATTLE
- **STATE:** WA
- **ZIP:** 98101
- **BUSINESS PHONE:** 2066247930

**MAIL ADDRESS:**
- **STREET 1:** 425 PIKE ST
- **CITY:** SEATTLE
- **STATE:** WA
- **ZIP:** 98101

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** WASHINGTON FEDERAL INC
- **DATE OF NAME CHANGE:** 20230928

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** WAFD INC
- **DATE OF NAME CHANGE:** 20230927

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** WASHINGTON FEDERAL INC
- **DATE OF NAME CHANGE:** 19950206

?xml version='1.0' encoding='ASCII'? wfsl-20251111

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

____________________________________

**FORM 8-K** 

____________________________________

**CURRENT REPORT**

**Pursuant to Section 13 or 15(d) of the**

**Securities Exchange Act of 1934**

**Date of Report (Date of earliest event reported): November 11, 2025**

____________________________________

**WAFD, INC.** 

**(Exact name of registrant as specified in its charter)**

____________________________________

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| | | | |
|:---|:---|:---|:---|
| **Washington** | **001-34654** | **001-34654** | **91-1661606** |
| **(State or other jurisdiction of incorporation or organization)** | **(Commission File Number)** | **(Commission File Number)** | **(I.R.S. Employer Identification No.)** |
| **425 Pike Street** | **Seattle** | **Washington** | **98101** |
| **(Address of Principal Executive Offices)** | | | **(Zip Code)** |

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**Registrant's telephone number, including area code (206) 624-7930** 

Not Applicable

**(Former name or former address, if changed since last report)**

____________________________________

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

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| | | |
|:---|:---|:---|
| **Title of Each Class** | **Trading Symbol** | **Name of each exchange on which registered** |
| Common Stock, $1.00 par value per share | WAFD | NASDAQ Stock Market |
| Depositary Shares, Each Representing a 1/40th Interest in a Share of 4.875% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock | WAFDP | NASDAQ Stock Market |

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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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| | |
|:---|:---|
| **Item 8.01** | **Other Events** |

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On November 11, 2025 the Board of Directors of WaFd, Inc. (the "Company" or "WaFd") declared a cash dividend of $12.1875 per share, on its 4.875% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock. This dividend equals $0.30468750 per depositary share, each representing 1/40th interest in a share of Series A Preferred Stock, which is traded on the NASDAQ under the symbol "WAFDP." The Series A Preferred Stock dividend is payable on January 15, 2026, to shareholders of record as of December 31, 2025.

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| | |
|:---|:---|
| **Item 9.01** | **Financial Statements and Exhibits** |

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(d) The following exhibits are being furnished herewith:

Exhibit 104&nbsp;&nbsp;&nbsp;&nbsp;Cover Page Interactive Data File (embedded within with Inline XBRL)

**Important Cautionary Statements**

This Current Report on Form 8-K contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. All statements contained in this Current Report on Form 8-K that do not relate to matters of historical fact should be considered forward-looking statements. These statements are based on management's current assumptions and are neither promises nor guarantees, but involve known and unknown risks, uncertainties and other important factors that may cause the Company's actual results, performance or achievements to be materially different from any future results, performance or achievements expressed or implied by the forward-looking statements. For important factors that could cause actual results to differ materially from the forward-looking statements in this Current Report on Form 8-K, please see the risks and uncertainties identified under the heading "Risk Factors" in our Annual Report on Form 10-K for the year ended September 30, 2024, and our other reports filed with the SEC which are available on the SEC website at www.sec.gov. All forward-looking statements reflect the Company's beliefs and assumptions only as of the date of this Current Report on Form 8-K. The Company undertakes no obligation to update forward-looking statements to reflect future events or circumstances.

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**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

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| | | |
|:---|:---|:---|
| November 12, 2025 | WAFD, INC. | WAFD, INC. |
|  | By: | &nbsp;&nbsp;&nbsp;&nbsp;/s/ KELLI J. HOLZ |
|  |  | Kelli J. Holz |
|  |  | Executive Vice President<br>and Chief Financial Officer |

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