# EDGAR Filing Document

**Accession Number:** 0002004495
**File Stem:** 0002004495-26-000001
**Filing Date:** 2026-1
**Character Count:** 9348
**Document Hash:** 03f5d6f2c767d230fe24443d905b9063
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002004495-26-000001.hdr.sgml**: 20260123

**ACCESSION NUMBER**: 0002004495-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260123

**DATE AS OF CHANGE**: 20260123

**EFFECTIVENESS DATE**: 20260123

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Keener Financial Planning LLC
- **CENTRAL INDEX KEY:** 0002004495

**ORGANIZATION NAME:**
- **EIN:** 262793974
- **STATE OF INCORPORATION:** TX
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23538
- **FILM NUMBER:** 26557088

**BUSINESS ADDRESS:**
- **STREET 1:** 1692 KELLER PARKWAY
- **CITY:** KELLER
- **STATE:** TX
- **ZIP:** 76248
- **BUSINESS PHONE:** 8179930401

**MAIL ADDRESS:**
- **STREET 1:** 1692 KELLER PARKWAY
- **CITY:** KELLER
- **STATE:** TX
- **ZIP:** 76248

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Keener Financial Planning LLC<br>**Address:** 1692 KELLER PARKWAY<br>KELLER, TX 76248

**Form 13F File Number:** 028-23538

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Cindi Hill<br>**Title:** Filing Agent<br>**Phone:** 6197955986

**Signature, Place, and Date of Signing:**

Cindi Hill  San Diego, CA  01-23-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 58

**Form 13F Information Table Value Total:** $231397

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 430 | 2009 | SH |  | SOLE |  | 9 | 0 | 2000 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 503 | 1608 | SH |  | SOLE |  | 37 | 0 | 1571 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 227 | 725 | SH |  | SOLE |  | 225 | 0 | 500 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 17360 | 229126 | SH |  | SOLE |  | 24356 | 0 | 204770 |
| AMGEN INC | COM | 031162100 |  | 251 | 768 | SH |  | SOLE |  | 25 | 0 | 743 |
| APPLE INC | COM | 037833100 |  | 3065 | 11276 | SH |  | SOLE |  | 6459 | 0 | 4817 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 425 | 847 | SH |  | SOLE |  | 11 | 0 | 836 |
| BROADCOM INC | COM | 11135F101 |  | 228 | 661 | SH |  | SOLE |  | 431 | 0 | 230 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 2887 | 72937 | SH |  | SOLE |  | 10355 | 0 | 62582 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 370 | 6225 | SH |  | SOLE |  | 946 | 0 | 5279 |
| ELI LILLY  CO | COM | 532457108 |  | 689 | 642 | SH |  | SOLE |  | 5 | 0 | 637 |
| EXPEDIA GROUP INC | COM NEW | 30212P303 |  | 212 | 750 | SH |  | SOLE |  | 0 | 0 | 750 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 2614 | 21723 | SH |  | SOLE |  | 100 | 0 | 21623 |
| GLACIER BANCORP INC NEW | COM | 37637Q105 |  | 217 | 4945 | SH |  | SOLE |  | 4945 | 0 | 0 |
| HILTON WORLDWIDE HLDGS INC | COM | 43300A203 |  | 207 | 724 | SH |  | SOLE |  | 0 | 0 | 724 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 271 | 4041 | SH |  | SOLE |  | 549 | 0 | 3492 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 |  | 265 | 6008 | SH |  | SOLE |  | 488 | 0 | 5520 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 19995 | 166379 | SH |  | SOLE |  | 18781 | 0 | 147598 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 207 | 2077 | SH |  | SOLE |  | 2077 | 0 | 0 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 256 | 2257 | SH |  | SOLE |  | 0 | 0 | 2257 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 308 | 3244 | SH |  | SOLE |  | 1226 | 0 | 2018 |
| ISHARES TR | ESG AWRE USD ETF | 46435G193 |  | 313 | 13416 | SH |  | SOLE |  | 2749 | 0 | 10667 |
| ISHARES TR | ESG AWRE 1 5 YR | 46435G243 |  | 523 | 20747 | SH |  | SOLE |  | 0 | 0 | 20747 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 564 | 6309 | SH |  | SOLE |  | 2641 | 0 | 3668 |
| ISHARES TR | CORE S ETF | 464287200 |  | 1187 | 1734 | SH |  | SOLE |  | 46 | 0 | 1688 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 1018 | 6838 | SH |  | SOLE |  | 1577 | 0 | 5261 |
| ISHARES TR | ESG ADVANCED UNI | 46436E619 |  | 340 | 7756 | SH |  | SOLE |  | 1953 | 0 | 5803 |
| ISHARES TR | ESG AWARE MSCI | 46435U663 |  | 207 | 4507 | SH |  | SOLE |  | 1146 | 0 | 3361 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 867 | 5836 | SH |  | SOLE |  | 0 | 0 | 5836 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 819 | 2544 | SH |  | SOLE |  | 962 | 0 | 1582 |
| MICROSOFT CORP | COM | 594918104 |  | 1827 | 3778 | SH |  | SOLE |  | 814 | 0 | 2964 |
| NUSHARES ETF TR | NUVEEN ESG INTL | 67092P805 |  | 342 | 9451 | SH |  | SOLE |  | 0 | 0 | 9451 |
| NUSHARES ETF TR | NUVEEN ESG LRGVL | 67092P300 |  | 223 | 4964 | SH |  | SOLE |  | 1165 | 0 | 3799 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 1705 | 9147 | SH |  | SOLE |  | 1957 | 0 | 7190 |
| PROSHARES TR | PSHS ULTRA DOW30 | 74347R305 |  | 313 | 5510 | SH |  | SOLE |  | 0 | 0 | 5510 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 550 | 21006 | SH |  | SOLE |  | 0 | 0 | 21006 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 4461 | 100463 | SH |  | SOLE |  | 430 | 0 | 100033 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 457 | 9763 | SH |  | SOLE |  | 0 | 0 | 9763 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 255 | 374 | SH |  | SOLE |  | 34 | 0 | 340 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A805 |  | 84695 | 1026608 | SH |  | SOLE |  | 105027 | 0 | 921581 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 |  | 3409 | 60010 | SH |  | SOLE |  | 1248 | 0 | 58762 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 |  | 399 | 3744 | SH |  | SOLE |  | 3744 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R853 |  | 1003 | 21419 | SH |  | SOLE |  | 0 | 0 | 21419 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R739 |  | 228 | 4768 | SH |  | SOLE |  | 0 | 0 | 4768 |
| UNION PAC CORP | COM | 907818108 |  | 319 | 1383 | SH |  | SOLE |  | 326 | 0 | 1057 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 357 | 4541 | SH |  | SOLE |  | 3168 | 0 | 1373 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 516 | 6971 | SH |  | SOLE |  | 155 | 0 | 6816 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 526 | 840 | SH |  | SOLE |  | 43 | 0 | 797 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 392 | 1523 | SH |  | SOLE |  | 8 | 0 | 1515 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 1123 | 5881 | SH |  | SOLE |  | 517 | 0 | 5364 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 5020 | 14973 | SH |  | SOLE |  | 0 | 0 | 14973 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 12941 | 240733 | SH |  | SOLE |  | 25231 | 0 | 215502 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 661 | 13150 | SH |  | SOLE |  | 4751 | 0 | 8399 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 653 | 7806 | SH |  | SOLE |  | 0 | 0 | 7806 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 686 | 8606 | SH |  | SOLE |  | 73 | 0 | 8533 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000IDX | 92206C664 |  | 667 | 6706 | SH |  | SOLE |  | 13 | 0 | 6693 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 50340 | 805831 | SH |  | SOLE |  | 83127 | 0 | 722704 |
| WALMART INC | COM | 931142103 |  | 504 | 4531 | SH |  | SOLE |  | 26 | 0 | 4505 |

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