# EDGAR Filing Document

**Accession Number:** 0001961742
**File Stem:** 0001961742-26-000001
**Filing Date:** 2026-1
**Character Count:** 32671
**Document Hash:** 7eed79e2928a4cbc605bfd200f8191d6
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001961742-26-000001.hdr.sgml**: 20260129

**ACCESSION NUMBER**: 0001961742-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260129

**DATE AS OF CHANGE**: 20260129

**EFFECTIVENESS DATE**: 20260129

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** New Hampshire Trust
- **CENTRAL INDEX KEY:** 0001961742

**ORGANIZATION NAME:**
- **EIN:** 462613173
- **STATE OF INCORPORATION:** NH
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22878
- **FILM NUMBER:** 26577660

**BUSINESS ADDRESS:**
- **STREET 1:** 89 N MAIN ST
- **CITY:** CONCORD
- **STATE:** NH
- **ZIP:** 03301
- **BUSINESS PHONE:** 603-223-2712

**MAIL ADDRESS:**
- **STREET 1:** 89 N MAIN ST
- **CITY:** CONCORD
- **STATE:** NH
- **ZIP:** 03301

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** New Hampshire Trust<br>**Address:** 89 N MAIN ST<br>CONCORD, NH 03301

**Form 13F File Number:** 028-22878

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Cydney Shapleigh<br>**Title:** President<br>**Phone:** 603-223-2737

**Signature, Place, and Date of Signing:**

Cydney Shapleigh  Concord, NH  01-04-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 1

**Form 13F Information Table Entry Total:** 297

**Form 13F Information Table Value Total:** $513865581

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

| No.   | Name         | Form 13F File Number   |
|:---|:---|:---|
|  | FCI Advisors |  |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M Company | Equities | 88579Y101 |  | 52673 | 329 | SH |  | DFND |  | 329 | 0 | 0 |
| 3M Company | Equities | 88579Y101 |  | 755352 | 4718 | SH |  | SOLE |  | 4718 | 0 | 0 |
| Abbott Labs | Equities | 002824100 |  | 106497 | 850 | SH |  | DFND |  | 850 | 0 | 0 |
| Abbott Labs | Equities | 002824100 |  | 1446974 | 11549 | SH |  | SOLE |  | 11549 | 0 | 0 |
| Abbvie Inc | Equities | 00287Y109 |  | 162685 | 712 | SH |  | DFND |  | 712 | 0 | 0 |
| Abbvie Inc | Equities | 00287Y109 |  | 26276 | 115 | SH |  | DFND | 1 | 115 | 0 | 0 |
| Abbvie Inc | Equities | 00287Y109 |  | 7631794 | 33401 | SH |  | SOLE |  | 33401 | 0 | 0 |
| Accenture PLC Ireland Shs Cl A | Equities | G1151C101 |  | 42928 | 160 | SH |  | DFND |  | 160 | 0 | 0 |
| Accenture PLC Ireland Shs Cl A | Equities | G1151C101 |  | 1083127 | 4037 | SH |  | SOLE |  | 4037 | 0 | 0 |
| Adobe Inc | Equities | 00724F101 |  | 20999 | 60 | SH |  | DFND |  | 60 | 0 | 0 |
| Adobe Inc | Equities | 00724F101 |  | 1529456 | 4370 | SH |  | SOLE |  | 4370 | 0 | 0 |
| Aflac Inc | Equities | 001055102 |  | 775419 | 7032 | SH |  | SOLE |  | 7032 | 0 | 0 |
| Air Products  Chemicals Inc | Equities | 009158106 |  | 8399 | 34 | SH |  | DFND |  | 34 | 0 | 0 |
| Air Products  Chemicals Inc | Equities | 009158106 |  | 1165687 | 4719 | SH |  | SOLE |  | 4719 | 0 | 0 |
| Allstate Corp | Equities | 020002101 |  | 683356 | 3283 | SH |  | SOLE |  | 3283 | 0 | 0 |
| Alphabet Inc Cl A | Equities | 02079K305 |  | 305175 | 975 | SH |  | DFND |  | 975 | 0 | 0 |
| Alphabet Inc Cl A | Equities | 02079K305 |  | 106420 | 340 | SH |  | DFND | 1 | 340 | 0 | 0 |
| Alphabet Inc Cl A | Equities | 02079K305 |  | 11693367 | 37359 | SH |  | SOLE |  | 37359 | 0 | 0 |
| Alphabet Inc Cl C | Equities | 02079K107 |  | 269868 | 860 | SH |  | DFND |  | 860 | 0 | 0 |
| Alphabet Inc Cl C | Equities | 02079K107 |  | 69036 | 220 | SH |  | DFND | 1 | 220 | 0 | 0 |
| Alphabet Inc Cl C | Equities | 02079K107 |  | 13338697 | 42507 | SH |  | SOLE |  | 42507 | 0 | 0 |
| Amazon Inc | Equities | 023135106 |  | 145186 | 629 | SH |  | DFND |  | 629 | 0 | 0 |
| Amazon Inc | Equities | 023135106 |  | 14264214 | 61798 | SH |  | SOLE |  | 61798 | 0 | 0 |
| American Centy Etf Tr | Equities | 025072752 |  | 417292 | 5326 | SH |  | SOLE |  | 5326 | 0 | 0 |
| American Tower Corp | Equities | 03027X100 |  | 21771 | 124 | SH |  | DFND |  | 124 | 0 | 0 |
| American Tower Corp | Equities | 03027X100 |  | 1345920 | 7666 | SH |  | SOLE |  | 7666 | 0 | 0 |
| Ameriprise Financial Inc | Equities | 03076C106 |  | 17652 | 36 | SH |  | DFND |  | 36 | 0 | 0 |
| Ameriprise Financial Inc | Equities | 03076C106 |  | 3536332 | 7212 | SH |  | SOLE |  | 7212 | 0 | 0 |
| Amgen Inc | Equities | 031162100 |  | 58261 | 178 | SH |  | DFND |  | 178 | 0 | 0 |
| Amgen Inc | Equities | 031162100 |  | 781944 | 2389 | SH |  | SOLE |  | 2389 | 0 | 0 |
| Amphenol Corp | Equities | 032095101 |  | 225008 | 1665 | SH |  | SOLE |  | 1665 | 0 | 0 |
| Analog Devices Inc | Equities | 032654105 |  | 835025 | 3079 | SH |  | SOLE |  | 3079 | 0 | 0 |
| Apple Inc | Equities | 037833100 |  | 444491 | 1635 | SH |  | DFND |  | 1635 | 0 | 0 |
| Apple Inc | Equities | 037833100 |  | 171816 | 632 | SH |  | DFND | 1 | 632 | 0 | 0 |
| Apple Inc | Equities | 037833100 |  | 30861003 | 113518 | SH |  | SOLE |  | 113518 | 0 | 0 |
| ASML Hldgs NV NY ADR | Equities | N07059210 |  | 9629 | 9 | SH |  | DFND |  | 9 | 0 | 0 |
| ASML Hldgs NV NY ADR | Equities | N07059210 |  | 304910 | 285 | SH |  | SOLE |  | 285 | 0 | 0 |
| Atmos Energy Corp | Equities | 049560105 |  | 46098 | 275 | SH |  | DFND |  | 275 | 0 | 0 |
| Atmos Energy Corp | Equities | 049560105 |  | 535243 | 3193 | SH |  | SOLE |  | 3193 | 0 | 0 |
| Automatic Data Processing Inc | Equities | 053015103 |  | 1917392 | 7454 | SH |  | SOLE |  | 7454 | 0 | 0 |
| Bank of America Corp | Equities | 060505104 |  | 860035 | 15637 | SH |  | SOLE |  | 15637 | 0 | 0 |
| Berkshire Hathaway Cl B | Equities | 084670702 |  | 42725 | 85 | SH |  | DFND |  | 85 | 0 | 0 |
| Berkshire Hathaway Cl B | Equities | 084670702 |  | 30159 | 60 | SH |  | DFND | 1 | 60 | 0 | 0 |
| Berkshire Hathaway Cl B | Equities | 084670702 |  | 6559080 | 13049 | SH |  | SOLE |  | 13049 | 0 | 0 |
| BLACKROCK FDS II MLTAST INC INS | Mutual Funds | 09256H336 |  | 133125 | 12595 | SH |  | SOLE |  | 12595 | 0 | 0 |
| Blackstone Inc | Equities | 09260D107 |  | 20346 | 132 | SH |  | DFND |  | 132 | 0 | 0 |
| Blackstone Inc | Equities | 09260D107 |  | 2758489 | 17896 | SH |  | SOLE |  | 17896 | 0 | 0 |
| Booking Hldgs Inc | Equities | 09857L108 |  | 16066 | 3 | SH |  | DFND |  | 3 | 0 | 0 |
| Booking Hldgs Inc | Equities | 09857L108 |  | 5323198 | 994 | SH |  | SOLE |  | 994 | 0 | 0 |
| Bristol-Meyers Squibb Co | Equities | 110122108 |  | 8091 | 150 | SH |  | DFND |  | 150 | 0 | 0 |
| Bristol-Meyers Squibb Co | Equities | 110122108 |  | 527371 | 9777 | SH |  | SOLE |  | 9777 | 0 | 0 |
| Broadcom Inc | Equities | 11135F101 |  | 51569 | 149 | SH |  | DFND |  | 149 | 0 | 0 |
| Broadcom Inc | Equities | 11135F101 |  | 10456719 | 30213 | SH |  | SOLE |  | 30213 | 0 | 0 |
| CAPITAL ONE FINL CORP COM | Equities | 14040H105 |  | 256659 | 1059 | SH |  | SOLE |  | 1059 | 0 | 0 |
| Carrier Global Corporation | Equities | 14448C104 |  | 246393 | 4663 | SH |  | SOLE |  | 4663 | 0 | 0 |
| Caterpillar Inc | Equities | 149123101 |  | 26925 | 47 | SH |  | DFND |  | 47 | 0 | 0 |
| Caterpillar Inc | Equities | 149123101 |  | 6582276 | 11490 | SH |  | SOLE |  | 11490 | 0 | 0 |
| Charles Schwab Corp | Equities | 808513105 |  | 19982 | 200 | SH |  | DFND |  | 200 | 0 | 0 |
| Charles Schwab Corp | Equities | 808513105 |  | 434808 | 4352 | SH |  | SOLE |  | 4352 | 0 | 0 |
| Chevron Corp | Equities | 166764100 |  | 42294 | 278 | SH |  | DFND |  | 278 | 0 | 0 |
| Chevron Corp | Equities | 166764100 |  | 1555268 | 10205 | SH |  | SOLE |  | 10205 | 0 | 0 |
| Chubb Ltd Ord ADR | Equities | H1467J104 |  | 34333 | 110 | SH |  | DFND |  | 110 | 0 | 0 |
| Chubb Ltd Ord ADR | Equities | H1467J104 |  | 4069733 | 13039 | SH |  | SOLE |  | 13039 | 0 | 0 |
| Cintas Corp | Equities | 172908105 |  | 226624 | 1205 | SH |  | SOLE |  | 1205 | 0 | 0 |
| Cisco Systems Inc | Equities | 17275R102 |  | 30812 | 400 | SH |  | DFND |  | 400 | 0 | 0 |
| Cisco Systems Inc | Equities | 17275R102 |  | 4647374 | 60332 | SH |  | SOLE |  | 60332 | 0 | 0 |
| CME Group Inc | Equities | 12572Q105 |  | 237580 | 870 | SH |  | SOLE |  | 870 | 0 | 0 |
| Coca Cola Co | Equities | 191216100 |  | 126957 | 1816 | SH |  | DFND |  | 1816 | 0 | 0 |
| Coca Cola Co | Equities | 191216100 |  | 741605 | 10608 | SH |  | SOLE |  | 10608 | 0 | 0 |
| Colgate-Palmolive Co | Equities | 194162103 |  | 22521 | 285 | SH |  | DFND |  | 285 | 0 | 0 |
| Colgate-Palmolive Co | Equities | 194162103 |  | 11853 | 150 | SH |  | DFND | 1 | 150 | 0 | 0 |
| Colgate-Palmolive Co | Equities | 194162103 |  | 186408 | 2359 | SH |  | SOLE |  | 2359 | 0 | 0 |
| ConocoPhillips | Equities | 20825C104 |  | 48864 | 522 | SH |  | DFND |  | 522 | 0 | 0 |
| ConocoPhillips | Equities | 20825C104 |  | 2563510 | 27385 | SH |  | SOLE |  | 27385 | 0 | 0 |
| Corning Inc | Equities | 219350105 |  | 479916 | 5481 | SH |  | SOLE |  | 5481 | 0 | 0 |
| Costco Wholesale Corp New | Equities | 22160K105 |  | 13797 | 16 | SH |  | DFND |  | 16 | 0 | 0 |
| Costco Wholesale Corp New | Equities | 22160K105 |  | 4767878 | 5529 | SH |  | SOLE |  | 5529 | 0 | 0 |
| Curtiss Wright Corp | Equities | 231561101 |  | 17641 | 32 | SH |  | DFND |  | 32 | 0 | 0 |
| Curtiss Wright Corp | Equities | 231561101 |  | 237046 | 430 | SH |  | SOLE |  | 430 | 0 | 0 |
| Danaher Corp | Equities | 235851102 |  | 1374 | 6 | SH |  | DFND |  | 6 | 0 | 0 |
| Danaher Corp | Equities | 235851102 |  | 2633954 | 11506 | SH |  | SOLE |  | 11506 | 0 | 0 |
| Deere  Co | Equities | 244199105 |  | 16761 | 36 | SH |  | DFND |  | 36 | 0 | 0 |
| Deere  Co | Equities | 244199105 |  | 1273800 | 2736 | SH |  | SOLE |  | 2736 | 0 | 0 |
| Digital Realty Trust Inc | Equities | 253868103 |  | 701146 | 4532 | SH |  | SOLE |  | 4532 | 0 | 0 |
| Dimensional US Small Cap ETF | Equities | 25434V500 |  | 50093 | 719 | SH |  | DFND |  | 719 | 0 | 0 |
| Dimensional US Small Cap ETF | Equities | 25434V500 |  | 16486500 | 236637 | SH |  | SOLE |  | 236637 | 0 | 0 |
| Disney (Walt) | Equities | 254687106 |  | 38227 | 336 | SH |  | DFND |  | 336 | 0 | 0 |
| Disney (Walt) | Equities | 254687106 |  | 191930 | 1687 | SH |  | SOLE |  | 1687 | 0 | 0 |
| Dover Corp | Equities | 260003108 |  | 22648 | 116 | SH |  | DFND |  | 116 | 0 | 0 |
| Dover Corp | Equities | 260003108 |  | 564244 | 2890 | SH |  | SOLE |  | 2890 | 0 | 0 |
| Dow Inc | Equities | 260557103 |  | 6617 | 283 | SH |  | DFND |  | 283 | 0 | 0 |
| Dow Inc | Equities | 260557103 |  | 1171478 | 50106 | SH |  | SOLE |  | 50106 | 0 | 0 |
| Duke Energy Corp New | Equities | 26441C204 |  | 261144 | 2228 | SH |  | SOLE |  | 2228 | 0 | 0 |
| Eaton Corp PLC ADR | Equities | G29183103 |  | 22296 | 70 | SH |  | DFND |  | 70 | 0 | 0 |
| Eaton Corp PLC ADR | Equities | G29183103 |  | 4260708 | 13377 | SH |  | SOLE |  | 13377 | 0 | 0 |
| EcoLab Inc | Equities | 278865100 |  | 8663 | 33 | SH |  | DFND |  | 33 | 0 | 0 |
| EcoLab Inc | Equities | 278865100 |  | 3118475 | 11879 | SH |  | SOLE |  | 11879 | 0 | 0 |
| Eli Lilly  Co | Equities | 532457108 |  | 11821 | 11 | SH |  | DFND |  | 11 | 0 | 0 |
| Eli Lilly  Co | Equities | 532457108 |  | 1004826 | 935 | SH |  | SOLE |  | 935 | 0 | 0 |
| Emerson Electric Co | Equities | 291011104 |  | 16855 | 127 | SH |  | DFND |  | 127 | 0 | 0 |
| Emerson Electric Co | Equities | 291011104 |  | 644754 | 4858 | SH |  | SOLE |  | 4858 | 0 | 0 |
| Enbridge Inc ADR | Equities | 29250N105 |  | 19371 | 405 | SH |  | DFND |  | 405 | 0 | 0 |
| Enbridge Inc ADR | Equities | 29250N105 |  | 758536 | 15859 | SH |  | SOLE |  | 15859 | 0 | 0 |
| Entergy Corp New | Equities | 29364G103 |  | 21444 | 232 | SH |  | DFND |  | 232 | 0 | 0 |
| Entergy Corp New | Equities | 29364G103 |  | 225622 | 2441 | SH |  | SOLE |  | 2441 | 0 | 0 |
| Exxon Mobil Corp | Equities | 30231G102 |  | 144769 | 1203 | SH |  | DFND |  | 1203 | 0 | 0 |
| Exxon Mobil Corp | Equities | 30231G102 |  | 7325938 | 60877 | SH |  | SOLE |  | 60877 | 0 | 0 |
| Fedex Corp | Equities | 31428X106 |  | 49973 | 173 | SH |  | DFND |  | 173 | 0 | 0 |
| Fedex Corp | Equities | 31428X106 |  | 291460 | 1009 | SH |  | SOLE |  | 1009 | 0 | 0 |
| Fifth Third Bancorp | Equities | 316773100 |  | 498433 | 10648 | SH |  | SOLE |  | 10648 | 0 | 0 |
| Fortive Corp | Equities | 34959J108 |  | 497 | 9 | SH |  | DFND |  | 9 | 0 | 0 |
| Fortive Corp | Equities | 34959J108 |  | 846590 | 15334 | SH |  | SOLE |  | 15334 | 0 | 0 |
| GSK Plc ADR | Equities | 37733W204 |  | 206017 | 4201 | SH |  | SOLE |  | 4201 | 0 | 0 |
| Hasbro Inc | Equities | 418056107 |  | 272404 | 3322 | SH |  | SOLE |  | 3322 | 0 | 0 |
| Honeywell Intl Inc | Equities | 438516106 |  | 39408 | 202 | SH |  | DFND |  | 202 | 0 | 0 |
| Honeywell Intl Inc | Equities | 438516106 |  | 3178016 | 16290 | SH |  | SOLE |  | 16290 | 0 | 0 |
| Huntington BancShares Inc | Equities | 446150104 |  | 20022 | 1154 | SH |  | DFND |  | 1154 | 0 | 0 |
| Huntington BancShares Inc | Equities | 446150104 |  | 667992 | 38501 | SH |  | SOLE |  | 38501 | 0 | 0 |
| Idexx Labs Inc | Equities | 45168D104 |  | 4546282 | 6720 | SH |  | SOLE |  | 6720 | 0 | 0 |
| Illinois Tool Works Inc | Equities | 452308109 |  | 26847 | 109 | SH |  | DFND |  | 109 | 0 | 0 |
| Illinois Tool Works Inc | Equities | 452308109 |  | 1071651 | 4351 | SH |  | SOLE |  | 4351 | 0 | 0 |
| Intel Corp | Equities | 458140100 |  | 285827 | 7746 | SH |  | SOLE |  | 7746 | 0 | 0 |
| Intl Business Machines | Equities | 459200101 |  | 85901 | 290 | SH |  | DFND |  | 290 | 0 | 0 |
| Intl Business Machines | Equities | 459200101 |  | 937801 | 3166 | SH |  | SOLE |  | 3166 | 0 | 0 |
| Intuit | Equities | 461202103 |  | 767745 | 1159 | SH |  | SOLE |  | 1159 | 0 | 0 |
| Intuitive Surgical | Equities | 46120E602 |  | 56636 | 100 | SH |  | DFND | 1 | 100 | 0 | 0 |
| Intuitive Surgical | Equities | 46120E602 |  | 355674 | 628 | SH |  | SOLE |  | 628 | 0 | 0 |
| Invesco QQQ Tr | Equities | 46090E103 |  | 396844 | 646 | SH |  | SOLE |  | 646 | 0 | 0 |
| IQ Mackay Municipal Intermediat | Equities | 45409F827 |  | 424972 | 17467 | SH |  | SOLE |  | 17467 | 0 | 0 |
| iShares Core MSCI Emerging Mkts | Equities | 46434G103 |  | 84428 | 1256 | SH |  | DFND |  | 1256 | 0 | 0 |
| iShares Core MSCI Emerging Mkts | Equities | 46434G103 |  | 4260672 | 63384 | SH |  | SOLE |  | 63384 | 0 | 0 |
| Ishares Gold Trust | Equities | 464285204 |  | 334015 | 4115 | SH |  | SOLE |  | 4115 | 0 | 0 |
| iShares Russell Mid Cap | Equities | 464287499 |  | 487993 | 5069 | SH |  | SOLE |  | 5069 | 0 | 0 |
| iShares S 400 Midcap Index | Equities | 464287507 |  | 104610 | 1585 | SH |  | DFND |  | 1585 | 0 | 0 |
| iShares S 400 Midcap Index | Equities | 464287507 |  | 7640556 | 115766 | SH |  | SOLE |  | 115766 | 0 | 0 |
| iShares Trust Core MSCI EAFE | Equities | 46432F842 |  | 41152 | 460 | SH |  | DFND |  | 460 | 0 | 0 |
| iShares Trust Core MSCI EAFE | Equities | 46432F842 |  | 3824952 | 42756 | SH |  | SOLE |  | 42756 | 0 | 0 |
| iShares Trust MSCI Emerging Mar | Equities | 464287234 |  | 220262 | 4026 | SH |  | SOLE |  | 4026 | 0 | 0 |
| iShares Trust S Sm Cap 600 In | Equities | 464287804 |  | 24036 | 200 | SH |  | DFND |  | 200 | 0 | 0 |
| iShares Trust S Sm Cap 600 In | Equities | 464287804 |  | 3245942 | 27009 | SH |  | SOLE |  | 27009 | 0 | 0 |
| iShares USA Min Vol ETF | Equities | 46429B697 |  | 531533 | 5645 | SH |  | SOLE |  | 5645 | 0 | 0 |
| Ishs Barclays Int Govt/Cred Bon | Equities | 464288612 |  | 10950 | 102 | SH |  | DFND |  | 102 | 0 | 0 |
| Ishs Barclays Int Govt/Cred Bon | Equities | 464288612 |  | 4128466 | 38458 | SH |  | SOLE |  | 38458 | 0 | 0 |
| Ishs Edge MSCI USA Momentum Fac | Equities | 46432F396 |  | 277594 | 1109 | SH |  | SOLE |  | 1109 | 0 | 0 |
| J P Morgan Chase  Co | Equities | 46625H100 |  | 86033 | 267 | SH |  | DFND |  | 267 | 0 | 0 |
| J P Morgan Chase  Co | Equities | 46625H100 |  | 38666 | 120 | SH |  | DFND | 1 | 120 | 0 | 0 |
| J P Morgan Chase  Co | Equities | 46625H100 |  | 10342940 | 32099 | SH |  | SOLE |  | 32099 | 0 | 0 |
| Johnson  Johnson | Equities | 478160104 |  | 162456 | 785 | SH |  | DFND |  | 785 | 0 | 0 |
| Johnson  Johnson | Equities | 478160104 |  | 3183926 | 15385 | SH |  | SOLE |  | 15385 | 0 | 0 |
| KKR  CO INC | Equities | 48251W104 |  | 207028 | 1624 | SH |  | SOLE |  | 1624 | 0 | 0 |
| Lockheed Martin Corp | Equities | 539830109 |  | 1745081 | 3608 | SH |  | SOLE |  | 3608 | 0 | 0 |
| Lord Abbett Short Duration Inco | Mutual Funds | 543916688 |  | 57390 | 14753 | SH |  | DFND |  | 14753 | 0 | 0 |
| Lord Abbett Short Duration Inco | Mutual Funds | 543916688 |  | 3932239 | 1010864 | SH |  | SOLE |  | 1010864 | 0 | 0 |
| Lowe's Companies Inc | Equities | 548661107 |  | 32557 | 135 | SH |  | DFND | 1 | 135 | 0 | 0 |
| Lowe's Companies Inc | Equities | 548661107 |  | 873482 | 3622 | SH |  | SOLE |  | 3622 | 0 | 0 |
| M Bank Corp | Equities | 55261F104 |  | 1908016 | 9470 | SH |  | SOLE |  | 9470 | 0 | 0 |
| Marsh  McLennan Co Inc | Equities | 571748102 |  | 329855 | 1778 | SH |  | SOLE |  | 1778 | 0 | 0 |
| Mastercard Inc | Equities | 57636Q104 |  | 14843 | 26 | SH |  | DFND |  | 26 | 0 | 0 |
| Mastercard Inc | Equities | 57636Q104 |  | 79923 | 140 | SH |  | DFND | 1 | 140 | 0 | 0 |
| Mastercard Inc | Equities | 57636Q104 |  | 2576381 | 4513 | SH |  | SOLE |  | 4513 | 0 | 0 |
| McCormick  Co | Equities | 579780206 |  | 9399 | 138 | SH |  | DFND |  | 138 | 0 | 0 |
| McCormick  Co | Equities | 579780206 |  | 318891 | 4682 | SH |  | SOLE |  | 4682 | 0 | 0 |
| McDonald's Corp | Equities | 580135101 |  | 99635 | 326 | SH |  | DFND |  | 326 | 0 | 0 |
| McDonald's Corp | Equities | 580135101 |  | 5861372 | 19178 | SH |  | SOLE |  | 19178 | 0 | 0 |
| Medtronic PLC ADR | Equities | G5960L103 |  | 19212 | 200 | SH |  | DFND |  | 200 | 0 | 0 |
| Medtronic PLC ADR | Equities | G5960L103 |  | 690479 | 7188 | SH |  | SOLE |  | 7188 | 0 | 0 |
| Merck  Co Inc New | Equities | 58933Y105 |  | 32420 | 308 | SH |  | DFND |  | 308 | 0 | 0 |
| Merck  Co Inc New | Equities | 58933Y105 |  | 5839088 | 55473 | SH |  | SOLE |  | 55473 | 0 | 0 |
| Meta Platforms Inc Cl A | Equities | 30303M102 |  | 168983 | 256 | SH |  | DFND |  | 256 | 0 | 0 |
| Meta Platforms Inc Cl A | Equities | 30303M102 |  | 4726904 | 7161 | SH |  | SOLE |  | 7161 | 0 | 0 |
| Microsoft Corp | Equities | 594918104 |  | 388830 | 804 | SH |  | DFND |  | 804 | 0 | 0 |
| Microsoft Corp | Equities | 594918104 |  | 27140754 | 56120 | SH |  | SOLE |  | 56120 | 0 | 0 |
| Mondelez Intl Inc | Equities | 609207105 |  | 242181 | 4499 | SH |  | SOLE |  | 4499 | 0 | 0 |
| Monolithic Pwr Sys Inc | Equities | 609839105 |  | 314507 | 347 | SH |  | SOLE |  | 347 | 0 | 0 |
| Morgan Stanley | Equities | 617446448 |  | 9232 | 52 | SH |  | DFND |  | 52 | 0 | 0 |
| Morgan Stanley | Equities | 617446448 |  | 703729 | 3964 | SH |  | SOLE |  | 3964 | 0 | 0 |
| Netflix Inc | Equities | 64110L106 |  | 381041 | 4064 | SH |  | SOLE |  | 4064 | 0 | 0 |
| NEW YORK LIFE INVTS FDS MACKAY | Mutual Funds | 56062X708 |  | 58368 | 11203 | SH |  | SOLE |  | 11203 | 0 | 0 |
| Nextera Energy Inc | Equities | 65339F101 |  | 100832 | 1256 | SH |  | DFND |  | 1256 | 0 | 0 |
| Nextera Energy Inc | Equities | 65339F101 |  | 2110882 | 26294 | SH |  | SOLE |  | 26294 | 0 | 0 |
| Norfolk Southern Corp | Equities | 655844108 |  | 32914 | 114 | SH |  | DFND |  | 114 | 0 | 0 |
| Norfolk Southern Corp | Equities | 655844108 |  | 1084432 | 3756 | SH |  | SOLE |  | 3756 | 0 | 0 |
| Northrop Grumman Corp | Equities | 666807102 |  | 16536 | 29 | SH |  | DFND |  | 29 | 0 | 0 |
| Northrop Grumman Corp | Equities | 666807102 |  | 2969083 | 5207 | SH |  | SOLE |  | 5207 | 0 | 0 |
| Novartis AG ADR | Equities | 66987V109 |  | 11030 | 80 | SH |  | DFND |  | 80 | 0 | 0 |
| Novartis AG ADR | Equities | 66987V109 |  | 1122538 | 8142 | SH |  | SOLE |  | 8142 | 0 | 0 |
| Nvidia Corp | Equities | 67066G104 |  | 108170 | 580 | SH |  | DFND |  | 580 | 0 | 0 |
| Nvidia Corp | Equities | 67066G104 |  | 20562558 | 110255 | SH |  | SOLE |  | 110255 | 0 | 0 |
| Oracle Corp | Equities | 68389X105 |  | 332322 | 1705 | SH |  | SOLE |  | 1705 | 0 | 0 |
| Palo Alto Networks | Equities | 697435105 |  | 274642 | 1491 | SH |  | SOLE |  | 1491 | 0 | 0 |
| Paychex Inc | Equities | 704326107 |  | 22436 | 200 | SH |  | DFND |  | 200 | 0 | 0 |
| Paychex Inc | Equities | 704326107 |  | 248815 | 2218 | SH |  | SOLE |  | 2218 | 0 | 0 |
| PayPal Holdings Inc | Equities | 70450Y103 |  | 16463 | 282 | SH |  | DFND |  | 282 | 0 | 0 |
| PayPal Holdings Inc | Equities | 70450Y103 |  | 1949892 | 33400 | SH |  | SOLE |  | 33400 | 0 | 0 |
| Pepsico Inc | Equities | 713448108 |  | 59991 | 418 | SH |  | DFND |  | 418 | 0 | 0 |
| Pepsico Inc | Equities | 713448108 |  | 4615460 | 32159 | SH |  | SOLE |  | 32159 | 0 | 0 |
| Pfizer Inc | Equities | 717081103 |  | 14019 | 563 | SH |  | DFND |  | 563 | 0 | 0 |
| Pfizer Inc | Equities | 717081103 |  | 417349 | 16761 | SH |  | SOLE |  | 16761 | 0 | 0 |
| Philip Morris Intl Inc | Equities | 718172109 |  | 25022 | 156 | SH |  | DFND |  | 156 | 0 | 0 |
| Philip Morris Intl Inc | Equities | 718172109 |  | 1119913 | 6982 | SH |  | SOLE |  | 6982 | 0 | 0 |
| Pinnacle West Capital | Equities | 723484101 |  | 17740 | 200 | SH |  | DFND |  | 200 | 0 | 0 |
| Pinnacle West Capital | Equities | 723484101 |  | 311337 | 3510 | SH |  | SOLE |  | 3510 | 0 | 0 |
| PNC Finl Svcs Group | Equities | 693475105 |  | 17325 | 83 | SH |  | DFND |  | 83 | 0 | 0 |
| PNC Finl Svcs Group | Equities | 693475105 |  | 2616013 | 12533 | SH |  | SOLE |  | 12533 | 0 | 0 |
| Procter  Gamble Co | Equities | 742718109 |  | 281174 | 1962 | SH |  | DFND |  | 1962 | 0 | 0 |
| Procter  Gamble Co | Equities | 742718109 |  | 4407212 | 30753 | SH |  | SOLE |  | 30753 | 0 | 0 |
| ProLogis Inc | Equities | 74340W103 |  | 658343 | 5157 | SH |  | SOLE |  | 5157 | 0 | 0 |
| Prudential Financial Inc | Equities | 744320102 |  | 462469 | 4097 | SH |  | SOLE |  | 4097 | 0 | 0 |
| Qualcomm Inc | Equities | 747525103 |  | 33868 | 198 | SH |  | DFND |  | 198 | 0 | 0 |
| Qualcomm Inc | Equities | 747525103 |  | 3195727 | 18683 | SH |  | SOLE |  | 18683 | 0 | 0 |
| Quest Diagnostics Inc | Equities | 74834L100 |  | 625402 | 3604 | SH |  | SOLE |  | 3604 | 0 | 0 |
| Raytheon Technologies Corp | Equities | 75513E101 |  | 62173 | 339 | SH |  | DFND |  | 339 | 0 | 0 |
| Raytheon Technologies Corp | Equities | 75513E101 |  | 7151866 | 38996 | SH |  | SOLE |  | 38996 | 0 | 0 |
| S Global Inc | Equities | 78409V104 |  | 209036 | 400 | SH |  | DFND |  | 400 | 0 | 0 |
| S Global Inc | Equities | 78409V104 |  | 565965 | 1083 | SH |  | SOLE |  | 1083 | 0 | 0 |
| Salesforce.com Inc | Equities | 79466L302 |  | 23047 | 87 | SH |  | DFND |  | 87 | 0 | 0 |
| Salesforce.com Inc | Equities | 79466L302 |  | 3006993 | 11351 | SH |  | SOLE |  | 11351 | 0 | 0 |
| Schlumberger Ltd ADR | Equities | 806857108 |  | 11898 | 310 | SH |  | DFND |  | 310 | 0 | 0 |
| Schlumberger Ltd ADR | Equities | 806857108 |  | 216156 | 5632 | SH |  | SOLE |  | 5632 | 0 | 0 |
| Schwab Intermediate-Term Us Tre | Equities | 808524854 |  | 2157 | 86 | SH |  | DFND |  | 86 | 0 | 0 |
| Schwab Intermediate-Term Us Tre | Equities | 808524854 |  | 876019 | 34929 | SH |  | SOLE |  | 34929 | 0 | 0 |
| Schwab Short Term US Treas ETF | Equities | 808524862 |  | 2145 | 88 | SH |  | DFND |  | 88 | 0 | 0 |
| Schwab Short Term US Treas ETF | Equities | 808524862 |  | 1261732 | 51774 | SH |  | SOLE |  | 51774 | 0 | 0 |
| Schwab US Large Cap Growth ETF | Equities | 808524300 |  | 7498196 | 229865 | SH |  | SOLE |  | 229865 | 0 | 0 |
| Schwab US Large Cap Value ETF | Equities | 808524409 |  | 4849319 | 163773 | SH |  | SOLE |  | 163773 | 0 | 0 |
| Service Now Inc | Equities | 81762P102 |  | 386039 | 2520 | SH |  | SOLE |  | 2520 | 0 | 0 |
| Sherwin Williams | Equities | 824348106 |  | 2729305 | 8423 | SH |  | SOLE |  | 8423 | 0 | 0 |
| Southern Co | Equities | 842587107 |  | 14824 | 170 | SH |  | DFND |  | 170 | 0 | 0 |
| Southern Co | Equities | 842587107 |  | 234306 | 2687 | SH |  | SOLE |  | 2687 | 0 | 0 |
| SPDR Portfolio Short Term Corp | Equities | 78464A474 |  | 3201 | 106 | SH |  | DFND |  | 106 | 0 | 0 |
| SPDR Portfolio Short Term Corp | Equities | 78464A474 |  | 1464579 | 48496 | SH |  | SOLE |  | 48496 | 0 | 0 |
| SPDR S 600 SmallCap Val | Equities | 78464A300 |  | 43848 | 482 | SH |  | DFND |  | 482 | 0 | 0 |
| SPDR S 600 SmallCap Val | Equities | 78464A300 |  | 4222464 | 46416 | SH |  | SOLE |  | 46416 | 0 | 0 |
| SPDR S Dividend | Equities | 78464A763 |  | 38130 | 274 | SH |  | DFND |  | 274 | 0 | 0 |
| SPDR S Dividend | Equities | 78464A763 |  | 478015 | 3435 | SH |  | SOLE |  | 3435 | 0 | 0 |
| SPDR S Midcap 400 | Equities | 78467Y107 |  | 684120 | 1134 | SH |  | SOLE |  | 1134 | 0 | 0 |
| Starbucks Corp | Equities | 855244109 |  | 46147 | 548 | SH |  | DFND |  | 548 | 0 | 0 |
| Starbucks Corp | Equities | 855244109 |  | 9263 | 110 | SH |  | DFND | 1 | 110 | 0 | 0 |
| Starbucks Corp | Equities | 855244109 |  | 636543 | 7559 | SH |  | SOLE |  | 7559 | 0 | 0 |
| Stryker Corp | Equities | 863667101 |  | 527908 | 1502 | SH |  | SOLE |  | 1502 | 0 | 0 |
| Synopsys Inc | Equities | 871607107 |  | 202919 | 432 | SH |  | SOLE |  | 432 | 0 | 0 |
| Target Corp | Equities | 87612E106 |  | 521887 | 5339 | SH |  | SOLE |  | 5339 | 0 | 0 |
| TC Energy Corp ADR | Equities | 87807B107 |  | 493935 | 8979 | SH |  | SOLE |  | 8979 | 0 | 0 |
| Tesla Inc | Equities | 88160R101 |  | 26983 | 60 | SH |  | DFND |  | 60 | 0 | 0 |
| Tesla Inc | Equities | 88160R101 |  | 4129329 | 9182 | SH |  | SOLE |  | 9182 | 0 | 0 |
| Tetra Tech Inc New | Equities | 88162G103 |  | 528758 | 15765 | SH |  | SOLE |  | 15765 | 0 | 0 |
| The Home Depot Inc | Equities | 437076102 |  | 55056 | 160 | SH |  | DFND |  | 160 | 0 | 0 |
| The Home Depot Inc | Equities | 437076102 |  | 5587840 | 16239 | SH |  | SOLE |  | 16239 | 0 | 0 |
| The Travelers Co Inc | Equities | 89417E109 |  | 29006 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| The Travelers Co Inc | Equities | 89417E109 |  | 238429 | 822 | SH |  | SOLE |  | 822 | 0 | 0 |
| Thermo Fisher Scientific Inc | Equities | 883556102 |  | 8692 | 15 | SH |  | DFND |  | 15 | 0 | 0 |
| Thermo Fisher Scientific Inc | Equities | 883556102 |  | 3960541 | 6835 | SH |  | SOLE |  | 6835 | 0 | 0 |
| Tmc the Metals Company | Equities | 87261Y106 |  | 1135342 | 184010 | SH |  | SOLE |  | 184010 | 0 | 0 |
| Truist Finl Corp | Equities | 89832Q109 |  | 471875 | 9589 | SH |  | SOLE |  | 9589 | 0 | 0 |
| Union Pacific Corp | Equities | 907818108 |  | 13417 | 58 | SH |  | DFND |  | 58 | 0 | 0 |
| Union Pacific Corp | Equities | 907818108 |  | 4395311 | 19001 | SH |  | SOLE |  | 19001 | 0 | 0 |
| United Health Group Inc | Equities | 91324P102 |  | 6602 | 20 | SH |  | DFND |  | 20 | 0 | 0 |
| United Health Group Inc | Equities | 91324P102 |  | 206979 | 627 | SH |  | SOLE |  | 627 | 0 | 0 |
| Unitil Corporation | Equities | 913259107 |  | 308999 | 6379 | SH |  | SOLE |  | 6379 | 0 | 0 |
| US Bancorp | Equities | 902973304 |  | 38579 | 723 | SH |  | DFND |  | 723 | 0 | 0 |
| US Bancorp | Equities | 902973304 |  | 275498 | 5163 | SH |  | SOLE |  | 5163 | 0 | 0 |
| Vaneck Vectors Gold Miners ETF | Equities | 92189F106 |  | 214425 | 2500 | SH |  | SOLE |  | 2500 | 0 | 0 |
| VANGUARD BD INDEX FDS VANGUARD | Equities | 92203C303 |  | 501091 | 10054 | SH |  | SOLE |  | 10054 | 0 | 0 |
| Vanguard FTSE Developed Mkt | Equities | 921943858 |  | 157237 | 2517 | SH |  | DFND |  | 2517 | 0 | 0 |
| Vanguard FTSE Developed Mkt | Equities | 921943858 |  | 10417872 | 166766 | SH |  | SOLE |  | 166766 | 0 | 0 |
| Vanguard Growth | Equities | 922908736 |  | 364431 | 747 | SH |  | SOLE |  | 747 | 0 | 0 |
| Vanguard Index Fds S ETF | Equities | 922908363 |  | 7526 | 12 | SH |  | DFND |  | 12 | 0 | 0 |
| Vanguard Index Fds S ETF | Equities | 922908363 |  | 2744948 | 4377 | SH |  | SOLE |  | 4377 | 0 | 0 |
| Vanguard Index Fds Sm Cap | Equities | 922908611 |  | 67773 | 320 | SH |  | DFND |  | 320 | 0 | 0 |
| Vanguard Index Fds Sm Cap | Equities | 922908611 |  | 289729 | 1368 | SH |  | SOLE |  | 1368 | 0 | 0 |
| Vanguard Index Mid Cap Growth | Equities | 922908538 |  | 3350 | 12 | SH |  | DFND |  | 12 | 0 | 0 |
| Vanguard Index Mid Cap Growth | Equities | 922908538 |  | 334968 | 1200 | SH |  | SOLE |  | 1200 | 0 | 0 |
| Vanguard Info Tech ETF | Equities | 92204A702 |  | 277391 | 368 | SH |  | SOLE |  | 368 | 0 | 0 |
| Vanguard Intermediate-Term Bond | Equities | 921937819 |  | 18458 | 237 | SH |  | DFND |  | 237 | 0 | 0 |
| Vanguard Intermediate-Term Bond | Equities | 921937819 |  | 6121602 | 78603 | SH |  | SOLE |  | 78603 | 0 | 0 |
| Vanguard Mid Cap ETF | Equities | 922908629 |  | 306472 | 1056 | SH |  | DFND |  | 1056 | 0 | 0 |
| Vanguard Mid Cap ETF | Equities | 922908629 |  | 50849156 | 175209 | SH |  | SOLE |  | 175209 | 0 | 0 |
| Vanguard REIT ETF | Equities | 922908553 |  | 122116 | 1380 | SH |  | DFND |  | 1380 | 0 | 0 |
| Vanguard REIT ETF | Equities | 922908553 |  | 10088 | 114 | SH |  | DFND | 1 | 114 | 0 | 0 |
| Vanguard REIT ETF | Equities | 922908553 |  | 11625551 | 131377 | SH |  | SOLE |  | 131377 | 0 | 0 |
| Verizon Communications | Equities | 92343V104 |  | 36576 | 898 | SH |  | DFND |  | 898 | 0 | 0 |
| Verizon Communications | Equities | 92343V104 |  | 703244 | 17266 | SH |  | SOLE |  | 17266 | 0 | 0 |
| Visa Inc | Equities | 92826C839 |  | 116786 | 333 | SH |  | DFND |  | 333 | 0 | 0 |
| Visa Inc | Equities | 92826C839 |  | 4717050 | 13450 | SH |  | SOLE |  | 13450 | 0 | 0 |
| Wal-Mart Inc | Equities | 931142103 |  | 22505 | 202 | SH |  | DFND |  | 202 | 0 | 0 |
| Wal-Mart Inc | Equities | 931142103 |  | 4476231 | 40178 | SH |  | SOLE |  | 40178 | 0 | 0 |
| Waste Management Inc | Equities | 94106L109 |  | 18675 | 85 | SH |  | DFND |  | 85 | 0 | 0 |
| Waste Management Inc | Equities | 94106L109 |  | 357908 | 1629 | SH |  | SOLE |  | 1629 | 0 | 0 |
| Wells Fargo  Co | Equities | 949746101 |  | 632362 | 6785 | SH |  | SOLE |  | 6785 | 0 | 0 |
| Williams Companies Inc | Equities | 969457100 |  | 18634 | 310 | SH |  | DFND |  | 310 | 0 | 0 |
| Williams Companies Inc | Equities | 969457100 |  | 1200337 | 19969 | SH |  | SOLE |  | 19969 | 0 | 0 |
| Wisdom MidCap Div | Equities | 97717W505 |  | 111972 | 2170 | SH |  | DFND |  | 2170 | 0 | 0 |
| Wisdom MidCap Div | Equities | 97717W505 |  | 497166 | 9635 | SH |  | SOLE |  | 9635 | 0 | 0 |
| Wisdomtree US Small Cap Dividen | Equities | 97717W604 |  | 59976 | 1793 | SH |  | DFND |  | 1793 | 0 | 0 |
| Wisdomtree US Small Cap Dividen | Equities | 97717W604 |  | 370659 | 11081 | SH |  | SOLE |  | 11081 | 0 | 0 |
| Zoetis Inc. | Equities | 98978V103 |  | 1007 | 8 | SH |  | DFND |  | 8 | 0 | 0 |
| Zoetis Inc. | Equities | 98978V103 |  | 903639 | 7182 | SH |  | SOLE |  | 7182 | 0 | 0 |

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