# EDGAR Filing Document

**Accession Number:** 0002113024
**File Stem:** 0001104659-26-031952
**Filing Date:** 2026-3
**Character Count:** 4355
**Document Hash:** e1e05efc873ea18a67ec8bf3e5429f8e
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-26-031952.hdr.sgml**: 20260319

**ACCESSION NUMBER**: 0001104659-26-031952

**CONFORMED SUBMISSION TYPE**: FWP

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20260319

**DATE AS OF CHANGE**: 20260319

**SUBJECT COMPANY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Ford Credit Auto Owner Trust 2026-A
- **CENTRAL INDEX KEY:** 0002113024
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** FWP
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 333-281130-04
- **FILM NUMBER:** 26773646

**BUSINESS ADDRESS:**
- **STREET 1:** C/O FORD MOTOR CO , WHQ STE 801-C1
- **STREET 2:** ONE AMERICAN ROAD
- **CITY:** DEARBORN
- **STATE:** MI
- **ZIP:** 48126
- **BUSINESS PHONE:** 3135943495

**MAIL ADDRESS:**
- **STREET 1:** C/O FORD MOTOR CO , WHQ STE 801-C1
- **STREET 2:** ONE AMERICAN ROAD
- **CITY:** DEARBORN
- **STATE:** MI
- **ZIP:** 48126
**FILED BY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Ford Credit Auto Owner Trust 2026-A
- **CENTRAL INDEX KEY:** 0002113024
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** FWP

**BUSINESS ADDRESS:**
- **STREET 1:** C/O FORD MOTOR CO , WHQ STE 801-C1
- **STREET 2:** ONE AMERICAN ROAD
- **CITY:** DEARBORN
- **STATE:** MI
- **ZIP:** 48126
- **BUSINESS PHONE:** 3135943495

**MAIL ADDRESS:**
- **STREET 1:** C/O FORD MOTOR CO , WHQ STE 801-C1
- **STREET 2:** ONE AMERICAN ROAD
- **CITY:** DEARBORN
- **STATE:** MI
- **ZIP:** 48126

**Free Writing Prospectus<br> Filed Pursuant to Rule 433<br> Dated March 17, 2026<br> Registration Statement Nos. 333-281130 and<br> 333-281130-04**

\*FULL PX DETAILS\* (FORDO 2026-A)

Joint Bookrunners: Barclays (struc), Credit Agricole Securities, and Truist Securities<br> Passive Bookrunners: CIBC Capital Markets and MUFG<br> Passive Co-Managers: BBVA Securities and US Bancorp<br> Active Co-Managers: CastleOak Securities and Siebert Williams Shank

PRICED – TOE: 2:32 PM ET

**<u>FORDO 2026-A marks an important milestone as Ford's 100th FORDO ABS transaction.</u>**

Capital Structure:

---

| | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| CL | AMT ($MM) | WAL | MDY/S&P | E. FIN | L. FIN | BENCH | SPREAD | YLD (%) | CPN (%) | PX (%) |
| A-1 | $297.000 | 0.27 | P-1/A-1+ | 10 /26 | 03 /27 | I-Curve | +14 | 3.826% | 3.826% | 100.00000% |
| A-2a | $253.000 | 1.05 | Aaa/AAA | 11 /27 | 01 /29 | I-Curve | +43 | 4.057% | 4.02% | 99.99690% |
| A-2b | $253.000 | 1.05 | Aaa/AAA | 11 /27 | 01 /29 | SOFR30A | +43 |  |  | 100.00000% |
| A-3 | $469.000 | 2.37 | Aaa/AAA | 07 /29 | 10 /30 | I-Curve | +42 | 4.093% | 4.05% | 99.98089% |
| A-4 | $78.000 | 3.44 | Aaa/AAA | 09 /29 | 04 /32 | I-Curve | +50 | 4.201% | 4.16% | 99.98510% |
| B | $42.630 | 3.48 | Aa2/AA+ | 09 /29 | 04 /32 | I-Curve | +68 | 4.384% | 4.34% | 99.98569% |
| C | $28.410 | <> | <> |  |  |  |  |  |  |  |

---

Transaction Details:

---

| | |
|:---|:---|
| \* Ticker | : FORDO 2026-A |
| \* Offered Size | : $~ 1.39bln |
| \* Registration | : SEC Registered |
| \* Ratings | : Moody's, S&P |
| \* Pxg Speed | : 1.30% ABS to 10.00% clean up call |
| \* Expected Settle | : March 24th, 2026 |
| \* First Pay | : April 15th, 2026 |
| \* ERISA Eligible | : Yes |
| \* Bill & Deliver | : Barclays |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| Materials: | Materials: |  |  |  |
| \* Prelim Prospectus | : Attached |  |  |  |
| \* Ratings FWP | : Attached |  |  |  |
| \* IntexNet/ CDI | : Dealname | : bcgfaot26-a_base | Passcode | : KV7U |

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The issuer has filed a registration statement (including a prospectus) with the U.S. Securities and Exchange Commission (SEC) for this offering. Before you invest, you should read the prospectus for this offering in that registration statement, and other documents that the issuer has filed with the SEC, for more complete information about the issuer and this offering. You may get these documents for free by searching the SEC online database (EDGAR) at www.sec.gov. Alternatively, you may obtain a copy of the prospectus from Barclays Capital Inc. by calling 1-888-603-5847.