# EDGAR Filing Document

**Accession Number:** 0001909307
**File Stem:** 0001909307-26-000005
**Filing Date:** 2026-5
**Character Count:** 7491
**Document Hash:** 8b5c723ebe610e91b620774a03b32cbe
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001909307-26-000005.hdr.sgml**: 20260511

**ACCESSION NUMBER**: 0001909307-26-000005

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260511

**DATE AS OF CHANGE**: 20260511

**EFFECTIVENESS DATE**: 20260511

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Investments & Financial Planning, LLC
- **CENTRAL INDEX KEY:** 0001909307

**ORGANIZATION NAME:**
- **EIN:** 454347473
- **STATE OF INCORPORATION:** KY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21779
- **FILM NUMBER:** 26962048

**BUSINESS ADDRESS:**
- **STREET 1:** 1795 ALYSHEBA WAY
- **STREET 2:** SUITE 7104
- **CITY:** LEXINGTON
- **STATE:** KY
- **ZIP:** 40509
- **BUSINESS PHONE:** 8595438188

**MAIL ADDRESS:**
- **STREET 1:** 1795 ALYSHEBA WAY
- **STREET 2:** SUITE 7104
- **CITY:** LEXINGTON
- **STATE:** KY
- **ZIP:** 40509

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Investments  Financial Planning LLC<br>**Address:** 1795 ALYSHEBA WAY<br>SUITE 7104<br>LEXINGTON, KY 40509

**Form 13F File Number:** 028-21779

**CRD Number (if applicable):** 000164333

**SEC File Number (if applicable):** 801-119021

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** David B Short<br>**Title:** CCO<br>**Phone:** 8595438188

**Signature, Place, and Date of Signing:**

David B Short  Lexington, KY  05-11-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 36

**Form 13F Information Table Value Total:** $183684675

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AMAZON COM INC | COM | 023135106 |  | 431744 | 2073 | SH |  | SOLE | 0 | 0 | 0 | 2073 |
| APPLE INC | COM | 037833100 |  | 602421 | 2374 | SH |  | SOLE | 0 | 0 | 0 | 2374 |
| ASML HLDG NV | N Y REGISTRY SHS | N07059210 |  | 205410 | 156 | SH |  | SOLE | 0 | 0 | 0 | 156 |
| BOEING CO | COM | 097023105 |  | 210176 | 1056 | SH |  | SOLE | 0 | 0 | 0 | 1056 |
| CAPITAL GROUP GROWTH ETF | SHS CREATION UNI | 14020G101 |  | 10279970 | 255784 | SH |  | SOLE | 0 | 0 | 0 | 255784 |
| ISHARES INC | MSCI WORLD ETF | 464286392 |  | 10053950 | 55849 | SH |  | SOLE | 0 | 0 | 0 | 55849 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 374931 | 3440 | SH |  | SOLE | 0 | 0 | 0 | 3440 |
| ISHARES TR | 0-5YR HI YL CP | 46434V407 |  | 3026649 | 71535 | SH |  | SOLE | 0 | 0 | 0 | 71535 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 960734 | 9051 | SH |  | SOLE | 0 | 0 | 0 | 9051 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 422138 | 3964 | SH |  | SOLE | 0 | 0 | 0 | 3964 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 27434897 | 406262 | SH |  | SOLE | 0 | 0 | 0 | 406262 |
| MICROSOFT CORP | COM | 594918104 |  | 670172 | 1810 | SH |  | SOLE | 0 | 0 | 0 | 1810 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 4326272 | 24807 | SH |  | SOLE | 0 | 0 | 0 | 24807 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 236004 | 2511 | SH |  | SOLE | 0 | 0 | 0 | 2511 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 390072 | 13391 | SH |  | SOLE | 0 | 0 | 0 | 13391 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 586086 | 19216 | SH |  | SOLE | 0 | 0 | 0 | 19216 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X889 |  | 387783 | 8495 | SH |  | SOLE | 0 | 0 | 0 | 8495 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A649 |  | 456066 | 17801 | SH |  | SOLE | 0 | 0 | 0 | 17801 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R622 |  | 219679 | 2295 | SH |  | SOLE | 0 | 0 | 0 | 2295 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 |  | 746402 | 9752 | SH |  | SOLE | 0 | 0 | 0 | 9752 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 |  | 578088 | 10217 | SH |  | SOLE | 0 | 0 | 0 | 10217 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 |  | 35725651 | 364883 | SH |  | SOLE | 0 | 0 | 0 | 364883 |
| STOCK YDS BANCORP INC | COM | 861025104 |  | 661707 | 9982 | SH |  | SOLE | 0 | 0 | 0 | 9982 |
| TESLA INC | COM | 88160R101 |  | 2075109 | 5582 | SH |  | SOLE | 0 | 0 | 0 | 5582 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 4171703 | 54052 | SH |  | SOLE | 0 | 0 | 0 | 54052 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 707043 | 14715 | SH |  | SOLE | 0 | 0 | 0 | 14715 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 491005 | 2664 | SH |  | SOLE | 0 | 0 | 0 | 2664 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 907480 | 4625 | SH |  | SOLE | 0 | 0 | 0 | 4625 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 16617957 | 57866 | SH |  | SOLE | 0 | 0 | 0 | 57866 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 399441 | 1839 | SH |  | SOLE | 0 | 0 | 0 | 1839 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 38955141 | 148729 | SH |  | SOLE | 0 | 0 | 0 | 148729 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 1558952 | 3569 | SH |  | SOLE | 0 | 0 | 0 | 3569 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 7387582 | 53409 | SH |  | SOLE | 0 | 0 | 0 | 53409 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 10774574 | 135922 | SH |  | SOLE | 0 | 0 | 0 | 135922 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 253328 | 3953 | SH |  | SOLE | 0 | 0 | 0 | 3953 |
| VANGUARD WHITEHALL FDS | EM MK GOV BD ETF | 921946885 |  | 398358 | 6064 | SH |  | SOLE | 0 | 0 | 0 | 6064 |

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