# EDGAR Filing Document

**Accession Number:** 0001612523
**File Stem:** 0001628280-26-002774
**Filing Date:** 2026-1
**Character Count:** 6915
**Document Hash:** ca605ee260820f6fc71d7d9349701c79
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001628280-26-002774.hdr.sgml**: 20260120

**ACCESSION NUMBER**: 0001628280-26-002774

**CONFORMED SUBMISSION TYPE**: 4

**PUBLIC DOCUMENT COUNT**: 1

**CONFORMED PERIOD OF REPORT**: 20260115

**FILED AS OF DATE**: 20260120

**DATE AS OF CHANGE**: 20260120

**REPORTING-OWNER**: 

**OWNER DATA:**
- **COMPANY CONFORMED NAME:** Hayden John W.
- **CENTRAL INDEX KEY:** 0001612523

**ORGANIZATION NAME:**

**FILING VALUES:**
- **FORM TYPE:** 4
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-11848
- **FILM NUMBER:** 26544487

**MAIL ADDRESS:**
- **STREET 1:** 16600 SWINGLEY RIDGE ROAD
- **CITY:** CHESTERFIELD
- **STATE:** MO
- **ZIP:** 63017
**ISSUER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** REINSURANCE GROUP OF AMERICA INC
- **CENTRAL INDEX KEY:** 0000898174
- **STANDARD INDUSTRIAL CLASSIFICATION:** LIFE INSURANCE [6311]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 431627032
- **STATE OF INCORPORATION:** MO
- **FISCAL YEAR END:** 1231

**BUSINESS ADDRESS:**
- **STREET 1:** 16600 SWINGLEY RIDGE ROAD
- **CITY:** CHESTERFIELD
- **STATE:** MO
- **ZIP:** 63017
- **BUSINESS PHONE:** 6367367000

**MAIL ADDRESS:**
- **STREET 1:** 16600 SWINGLEY RIDGE ROAD
- **CITY:** CHESTERFIELD
- **STATE:** MO
- **ZIP:** 63017

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## FORM 4

### STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

[ ] Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

[ ] Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

---

| | | |
|:---|:---|:---|
| **1. Name and Address of Reporting Person**<sup>*</sup><br>Hayden John W.<br><sub>(Last) (First) (Middle)</sub><br>16600 SWINGLEY RIDGE ROAD<br><sub>(Street)</sub><br>CHESTERFIELD, MO 63017<br><sub>(City) (State) (Zip)</sub> | **3. Date of Earliest Transaction (Month/Day/Year)**<br>2026-01-15 | **5. Relationship of Reporting Person(s) to Issuer**<br>(Check all applicable)<br>[ ] Director [ ] 10% Owner<br>[X] Officer (give title below) [ ] Other (specify below)<br>_EVP, Controller_ |
| **2. Issuer Name and Ticker or Trading Symbol**<br>REINSURANCE GROUP OF AMERICA INC [ RGA ] | **4. If Amendment, Date of Original Filed (Month/Day/Year)**<br>  | **6. Individual or Joint/Group Filing (Check Applicable Line)**<br>[X] Form filed by One Reporting Person<br>[ ] Form filed by More than One Reporting Person |

---

## Table I - Non-Derivative Securities

---

|  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1. Title of Security | 2. Transaction Date | 2A. Deemed Execution Date | 3. Transaction Code (V) | 3. Transaction Code (V) | 4. Securities Acquired (A) or Disposed of (D) | 4. Securities Acquired (A) or Disposed of (D) | 4. Securities Acquired (A) or Disposed of (D) | 5. Amount of Securities Beneficially Owned | 6. Ownership Form | 7. Nature of Indirect Beneficial Ownership |
| 1. Title of Security | 2. Transaction Date | 2A. Deemed Execution Date | Code | V | Amount | (A) or (D) | Price | 5. Amount of Securities Beneficially Owned | 6. Ownership Form | 7. Nature of Indirect Beneficial Ownership |
| Common stock | 2026-01-15 |  | M |  | 123<sup>(1)(2)</sup> | A | <sup>(1)(2)</sup> | 19055 | D |  |
| Common stock | 2026-01-15 |  | F |  | 43<sup>(2)</sup> | D | $196.73 | 19012 | D |  |
| Common stock | 2026-01-15 |  | M |  | 124<sup>(1)(3)</sup> | A | <sup>(1)(3)</sup> | 19136 | D |  |
| Common stock | 2026-01-15 |  | F |  | 52<sup>(3)</sup> | D | $196.73 | 19084 | D |  |
| Common stock | 2026-01-15 |  | M |  | 463<sup>(1)(4)</sup> | A | <sup>(1)(4)</sup> | 19547 | D |  |
| Common stock | 2026-01-15 |  | F |  | 194<sup>(4)</sup> | D | $196.73 | 19353 | D |  |

---

## Table II - Derivative Securities

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1. Title of Derivative Security | 2. Conversion or Exercise Price | 3. Transaction Date | 3A. Deemed Execution Date | 4. Transaction Code (V) | 4. Transaction Code (V) | 5. Number of Derivative Securities Acquired (A) or Disposed of (D) | 5. Number of Derivative Securities Acquired (A) or Disposed of (D) | 6. Date Exercisable and Expiration Date | 6. Date Exercisable and Expiration Date | 7. Title and Amount of Underlying Securities | 7. Title and Amount of Underlying Securities | 8. Price of Derivative Security | 9. Number of Derivative Securities Beneficially Owned | 10. Ownership Form | 11. Nature of Indirect Beneficial Ownership |
| 1. Title of Derivative Security | 2. Conversion or Exercise Price | 3. Transaction Date | 3A. Deemed Execution Date | Code | V | (A) | (D) | Date Exercisable | Expiration Date | Title | Amount or Number of Shares | 8. Price of Derivative Security | 9. Number of Derivative Securities Beneficially Owned | 10. Ownership Form | 11. Nature of Indirect Beneficial Ownership |
| Restricted Share Unit - March 2025 | 193<sup>(1)</sup> | 2026-01-15 |  | M |  |  | 123 | 2027-12-31 | <sup>(2)</sup> | Common Stock | 123 | <sup>(2)</sup> | 0 | D |  |
| Restricted Share Unit - March 2024 | 185.28<sup>(1)</sup> | 2026-01-15 |  | M |  |  | 124 | 2026-12-31 | <sup>(3)</sup> | Common stock | 124 | <sup>(3)</sup> | 0 | D |  |
| Restricted Share Unit - March 2023 | 138.34<sup>(1)</sup> | 2026-01-15 |  | M |  |  | 463 | 2025-12-31 | <sup>(4)</sup> | Common stock | 463 | <sup>(4)</sup> | 0 | D |  |

---

### Footnotes:

(1) Each RSU represents a contingent right to receive one (1) share of the Issuer's Common Stock upon settlement.

(2) Restricted share units settle in Common Stock, vest in 33 and 1/3% increments over three years, and fully vest on December 31, 2027.

(3) Restricted share units granted on March 15, 2024, vesting in 33 and 1/3% increments over three years, and fully vest on December 31, 2026.

(4) Restricted share units fully vest on December 31, 2025.

**Signature:** /s/ My Chi To, by Power of Attorney  
**Date:** 2026-01-20

### Remarks:

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).

** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.

**Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.**