# EDGAR Filing Document

**Accession Number:** 0001725297
**File Stem:** 0001951757-25-000888
**Filing Date:** 2025-7
**Character Count:** 30814
**Document Hash:** 4e385e481a2441201441cdd494679155
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001951757-25-000888.hdr.sgml**: 20250717

**ACCESSION NUMBER**: 0001951757-25-000888

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250717

**DATE AS OF CHANGE**: 20250717

**EFFECTIVENESS DATE**: 20250717

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** One Wealth Advisors, LLC
- **CENTRAL INDEX KEY:** 0001725297

**ORGANIZATION NAME:**
- **EIN:** 474980503
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-18550
- **FILM NUMBER:** 251131551

**BUSINESS ADDRESS:**
- **STREET 1:** 766 VALENCIA STREET
- **STREET 2:** 2ND FLOOR
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94110
- **BUSINESS PHONE:** 4157291770

**MAIL ADDRESS:**
- **STREET 1:** 766 VALENCIA STREET
- **STREET 2:** 2ND FLOOR
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94110

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** One Wealth Advisors LLC<br>**Address:** 766 VALENCIA STREET<br>2ND FLOOR<br>SAN FRANCISCO, CA 94110

**Form 13F File Number:** 028-18550

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Kevin Cohen<br>**Title:** Chief Compliance Officer<br>**Phone:** (415) 729-1770

**Signature, Place, and Date of Signing:**

Kevin Cohen  San Francisco, CA  07-17-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 283

**Form 13F Information Table Value Total:** $719090676

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AT INC | COM | 00206R102 |  | 494440 | 17085 | SH |  | SOLE |  | 0 | 0 | 17085 |
| ABBOTT LABS | COM | 002824100 |  | 358822 | 2638 | SH |  | SOLE |  | 0 | 0 | 2638 |
| ABBVIE INC | COM | 00287Y109 |  | 515096 | 2775 | SH |  | SOLE |  | 0 | 0 | 2775 |
| ACI WORLDWIDE INC | COM | 004498101 |  | 449092 | 9782 | SH |  | SOLE |  | 0 | 0 | 9782 |
| ADURO CLEAN TECHNOLOGIES INC | COM NEW | 007408206 |  | 198912 | 22200 | SH |  | SOLE |  | 0 | 0 | 22200 |
| ALLSTATE CORP | COM | 020002101 |  | 345049 | 1714 | SH |  | SOLE |  | 0 | 0 | 1714 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 5327799 | 30034 | SH |  | SOLE |  | 0 | 0 | 30034 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 2988861 | 16960 | SH |  | SOLE |  | 0 | 0 | 16960 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 559799 | 9548 | SH |  | SOLE |  | 0 | 0 | 9548 |
| AMAZON COM INC | COM | 023135106 |  | 3938142 | 17950 | SH |  | SOLE |  | 0 | 0 | 17950 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 749603 | 2350 | SH |  | SOLE |  | 0 | 0 | 2350 |
| AMERICAN INTL GROUP INC | COM NEW | 026874784 |  | 246157 | 2876 | SH |  | SOLE |  | 0 | 0 | 2876 |
| CENCORA INC | COM | 03073E105 |  | 392504 | 1309 | SH |  | SOLE |  | 0 | 0 | 1309 |
| APPLE INC | COM | 037833100 |  | 34588358 | 168584 | SH |  | SOLE |  | 0 | 0 | 168584 |
| APPLIED MATLS INC | COM | 038222105 |  | 255200 | 1394 | SH |  | SOLE |  | 0 | 0 | 1394 |
| ASTRAZENECA PLC | SPONSORED ADR | 046353108 |  | 244021 | 3492 | SH |  | SOLE |  | 0 | 0 | 3492 |
| ATLASSIAN CORPORATION | CL A | 049468101 |  | 900907 | 4436 | SH |  | SOLE |  | 0 | 0 | 4436 |
| AUTOZONE INC | COM | 053332102 |  | 311827 | 84 | SH |  | SOLE |  | 0 | 0 | 84 |
| BANCO BILBAO VIZCAYA ARGENTA | SPONSORED ADR | 05946K101 |  | 506841 | 32976 | SH |  | SOLE |  | 0 | 0 | 32976 |
| BANK AMERICA CORP | COM | 060505104 |  | 795559 | 16812 | SH |  | SOLE |  | 0 | 0 | 16812 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 555315 | 6095 | SH |  | SOLE |  | 0 | 0 | 6095 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 862242 | 1775 | SH |  | SOLE |  | 0 | 0 | 1775 |
| BHP GROUP LTD | SPONSORED ADS | 088606108 |  | 399628 | 8310 | SH |  | SOLE |  | 0 | 0 | 8310 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 |  | 7485684 | 141667 | SH |  | SOLE |  | 0 | 0 | 141667 |
| BLACKROCK ETF TRUST II | ISHARES HIGH YIE | 092528843 |  | 2704801 | 55620 | SH |  | SOLE |  | 0 | 0 | 55620 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 |  | 22854225 | 419652 | SH |  | SOLE |  | 0 | 0 | 419652 |
| BLACKROCK ETF TRUST | US CARBON TRANS | 09290C509 |  | 10130221 | 150586 | SH |  | SOLE |  | 0 | 0 | 150586 |
| BLACKROCK ETF TRUST | WORLD EX US CARB | 09290C608 |  | 1358066 | 26701 | SH |  | SOLE |  | 0 | 0 | 26701 |
| BLACKROCK ETF TRUST | ISHARES A I INNO | 09290C780 |  | 3339157 | 115742 | SH |  | SOLE |  | 0 | 0 | 115742 |
| BLACKROCK ETF TRUST | ISHARES US THEMA | 09290C806 |  | 9983748 | 280600 | SH |  | SOLE |  | 0 | 0 | 280600 |
| BNY MELLON ETF TRUST | US LRG CP CORE | 09661T107 |  | 396385 | 3347 | SH |  | SOLE |  | 0 | 0 | 3347 |
| BONDBLOXX ETF TRUST | BLOOMBERG TEN YR | 09789C812 |  | 14132484 | 306163 | SH |  | SOLE |  | 0 | 0 | 306163 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 2419902 | 418 | SH |  | SOLE |  | 0 | 0 | 418 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 241310 | 5213 | SH |  | SOLE |  | 0 | 0 | 5213 |
| BROADCOM INC | COM | 11135F101 |  | 240091 | 871 | SH |  | SOLE |  | 0 | 0 | 871 |
| BUILDERS FIRSTSOURCE INC | COM | 12008R107 |  | 222061 | 1903 | SH |  | SOLE |  | 0 | 0 | 1903 |
| CBIZ INC | COM | 124805102 |  | 229257 | 3197 | SH |  | SOLE |  | 0 | 0 | 3197 |
| CDW CORP | COM | 12514G108 |  | 1372643 | 7686 | SH |  | SOLE |  | 0 | 0 | 7686 |
| CF INDS HLDGS INC | COM | 125269100 |  | 427156 | 4643 | SH |  | SOLE |  | 0 | 0 | 4643 |
| THE CIGNA GROUP | COM | 125523100 |  | 507110 | 1534 | SH |  | SOLE |  | 0 | 0 | 1534 |
| CACI INTL INC | CL A | 127190304 |  | 254081 | 533 | SH |  | SOLE |  | 0 | 0 | 533 |
| CANADIAN NATL RY CO | COM | 136375102 |  | 229096 | 2202 | SH |  | SOLE |  | 0 | 0 | 2202 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 638067 | 2999 | SH |  | SOLE |  | 0 | 0 | 2999 |
| CARLISLE COS INC | COM | 142339100 |  | 606028 | 1623 | SH |  | SOLE |  | 0 | 0 | 1623 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 |  | 292614 | 3998 | SH |  | SOLE |  | 0 | 0 | 3998 |
| CARS COM INC | COM | 14575E105 |  | 143847 | 12139 | SH |  | SOLE |  | 0 | 0 | 12139 |
| CENTERPOINT ENERGY INC | COM | 15189T107 |  | 222791 | 6064 | SH |  | SOLE |  | 0 | 0 | 6064 |
| CHEVRON CORP NEW | COM | 166764100 |  | 477144 | 3332 | SH |  | SOLE |  | 0 | 0 | 3332 |
| CISCO SYS INC | COM | 17275R102 |  | 667005 | 9614 | SH |  | SOLE |  | 0 | 0 | 9614 |
| CITIGROUP INC | COM NEW | 172967424 |  | 656763 | 7716 | SH |  | SOLE |  | 0 | 0 | 7716 |
| COCA COLA CO | COM | 191216100 |  | 419406 | 5928 | SH |  | SOLE |  | 0 | 0 | 5928 |
| COHERENT CORP | COM | 19247G107 |  | 203310 | 2279 | SH |  | SOLE |  | 0 | 0 | 2279 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 444769 | 12462 | SH |  | SOLE |  | 0 | 0 | 12462 |
| COMMVAULT SYS INC | COM | 204166102 |  | 454478 | 2607 | SH |  | SOLE |  | 0 | 0 | 2607 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 310500 | 3460 | SH |  | SOLE |  | 0 | 0 | 3460 |
| COPART INC | COM | 217204106 |  | 1290884 | 26307 | SH |  | SOLE |  | 0 | 0 | 26307 |
| CORPAY INC | COM SHS | 219948106 |  | 268442 | 809 | SH |  | SOLE |  | 0 | 0 | 809 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 257384 | 260 | SH |  | SOLE |  | 0 | 0 | 260 |
| DELL TECHNOLOGIES INC | CL C | 24703L202 |  | 283451 | 2312 | SH |  | SOLE |  | 0 | 0 | 2312 |
| DEVON ENERGY CORP NEW | COM | 25179M103 |  | 227378 | 7148 | SH |  | SOLE |  | 0 | 0 | 7148 |
| DIAGEO PLC | SPON ADR NEW | 25243Q205 |  | 261982 | 2598 | SH |  | SOLE |  | 0 | 0 | 2598 |
| DIAMONDBACK ENERGY INC | COM | 25278X109 |  | 318631 | 2319 | SH |  | SOLE |  | 0 | 0 | 2319 |
| DILLARDS INC | CL A | 254067101 |  | 334264 | 800 | SH |  | SOLE |  | 0 | 0 | 800 |
| DISNEY WALT CO | COM | 254687106 |  | 513326 | 4139 | SH |  | SOLE |  | 0 | 0 | 4139 |
| DOCUSIGN INC | COM | 256163106 |  | 205240 | 2635 | SH |  | SOLE |  | 0 | 0 | 2635 |
| EBAY INC. | COM | 278642103 |  | 428964 | 5761 | SH |  | SOLE |  | 0 | 0 | 5761 |
| EDWARDS LIFESCIENCES CORP | COM | 28176E108 |  | 704516 | 9008 | SH |  | SOLE |  | 0 | 0 | 9008 |
| EMCOR GROUP INC | COM | 29084Q100 |  | 439680 | 822 | SH |  | SOLE |  | 0 | 0 | 822 |
| EMERSON ELEC CO | COM | 291011104 |  | 218661 | 1640 | SH |  | SOLE |  | 0 | 0 | 1640 |
| ENOVIX CORPORATION | COM | 293594107 |  | 775500 | 75000 | SH |  | SOLE |  | 0 | 0 | 75000 |
| EQUITY RESIDENTIAL | SH BEN INT | 29476L107 |  | 280623 | 4158 | SH |  | SOLE |  | 0 | 0 | 4158 |
| EXPEDIA GROUP INC | COM NEW | 30212P303 |  | 610284 | 3618 | SH |  | SOLE |  | 0 | 0 | 3618 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 284484 | 2639 | SH |  | SOLE |  | 0 | 0 | 2639 |
| META PLATFORMS INC | CL A | 30303M102 |  | 4917894 | 6663 | SH |  | SOLE |  | 0 | 0 | 6663 |
| FEDEX CORP | COM | 31428X106 |  | 222309 | 978 | SH |  | SOLE |  | 0 | 0 | 978 |
| F5 INC | COM | 315616102 |  | 382322 | 1299 | SH |  | SOLE |  | 0 | 0 | 1299 |
| FIDELITY NATL INFORMATION SV | COM | 31620M106 |  | 1493385 | 18344 | SH |  | SOLE |  | 0 | 0 | 18344 |
| FISERV INC | COM | 337738108 |  | 815327 | 4729 | SH |  | SOLE |  | 0 | 0 | 4729 |
| FIRSTENERGY CORP | COM | 337932107 |  | 245063 | 6087 | SH |  | SOLE |  | 0 | 0 | 6087 |
| FOMENTO ECONOMICO MEXICANO S | SPON ADR UNITS | 344419106 |  | 702736 | 6824 | SH |  | SOLE |  | 0 | 0 | 6824 |
| FOX CORP | CL A COM | 35137L105 |  | 448600 | 8005 | SH |  | SOLE |  | 0 | 0 | 8005 |
| FULL HSE RESORTS INC | COM | 359678109 |  | 1107743 | 302662 | SH |  | SOLE |  | 0 | 0 | 302662 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 307052 | 1053 | SH |  | SOLE |  | 0 | 0 | 1053 |
| GE AEROSPACE | COM NEW | 369604301 |  | 228048 | 886 | SH |  | SOLE |  | 0 | 0 | 886 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 1015902 | 9163 | SH |  | SOLE |  | 0 | 0 | 9163 |
| GODADDY INC | CL A | 380237107 |  | 665142 | 3694 | SH |  | SOLE |  | 0 | 0 | 3694 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 753046 | 1064 | SH |  | SOLE |  | 0 | 0 | 1064 |
| HDFC BANK LTD | SPONSORED ADS | 40415F101 |  | 1034892 | 13498 | SH |  | SOLE |  | 0 | 0 | 13498 |
| HP INC | COM | 40434L105 |  | 977359 | 39957 | SH |  | SOLE |  | 0 | 0 | 39957 |
| HALEON PLC | SPON ADS | 405552100 |  | 883918 | 85238 | SH |  | SOLE |  | 0 | 0 | 85238 |
| HERITAGE COMM CORP | COM | 426927109 |  | 99749 | 10045 | SH |  | SOLE |  | 0 | 0 | 10045 |
| HEWLETT PACKARD ENTERPRISE C | COM | 42824C109 |  | 671193 | 32821 | SH |  | SOLE |  | 0 | 0 | 32821 |
| HOME DEPOT INC | COM | 437076102 |  | 289279 | 789 | SH |  | SOLE |  | 0 | 0 | 789 |
| HONEYWELL INTL INC | COM | 438516106 |  | 412430 | 1771 | SH |  | SOLE |  | 0 | 0 | 1771 |
| HUNTINGTON BANCSHARES INC | COM | 446150104 |  | 290350 | 17324 | SH |  | SOLE |  | 0 | 0 | 17324 |
| INGREDION INC | COM | 457187102 |  | 286158 | 2110 | SH |  | SOLE |  | 0 | 0 | 2110 |
| INTERPARFUMS INC | COM | 458334109 |  | 267478 | 2037 | SH |  | SOLE |  | 0 | 0 | 2037 |
| INTERDIGITAL INC | COM | 45867G101 |  | 590173 | 2632 | SH |  | SOLE |  | 0 | 0 | 2632 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 680952 | 1234 | SH |  | SOLE |  | 0 | 0 | 1234 |
| INVESCO EXCHANGE TRADED FD T | S 500 TOP 50 | 46137V233 |  | 7830890 | 150305 | SH |  | SOLE |  | 0 | 0 | 150305 |
| INVESCO EXCH TRADED FD TR II | S 500 MOMNTM | 46138E339 |  | 5731246 | 50958 | SH |  | SOLE |  | 0 | 0 | 50958 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 2126538 | 34101 | SH |  | SOLE |  | 0 | 0 | 34101 |
| ISHARES INC | MSCI EQUAL WEITE | 464286681 |  | 485292 | 4896 | SH |  | SOLE |  | 0 | 0 | 4896 |
| ISHARES TR | S 100 ETF | 464287101 |  | 15708112 | 51612 | SH |  | SOLE |  | 0 | 0 | 51612 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 2761429 | 20449 | SH |  | SOLE |  | 0 | 0 | 20449 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 4085815 | 30764 | SH |  | SOLE |  | 0 | 0 | 30764 |
| ISHARES TR | CORE S ETF | 464287200 |  | 22862481 | 36822 | SH |  | SOLE |  | 0 | 0 | 36822 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 795187 | 8016 | SH |  | SOLE |  | 0 | 0 | 8016 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 880718 | 18257 | SH |  | SOLE |  | 0 | 0 | 18257 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 2872330 | 26205 | SH |  | SOLE |  | 0 | 0 | 26205 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 23351711 | 212095 | SH |  | SOLE |  | 0 | 0 | 212095 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 16908530 | 86524 | SH |  | SOLE |  | 0 | 0 | 86524 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 689938 | 7818 | SH |  | SOLE |  | 0 | 0 | 7818 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 1551453 | 25015 | SH |  | SOLE |  | 0 | 0 | 25015 |
| ISHARES TR | EXPND TEC SC ETF | 464287549 |  | 1631514 | 14523 | SH |  | SOLE |  | 0 | 0 | 14523 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 1218599 | 6274 | SH |  | SOLE |  | 0 | 0 | 6274 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 14667640 | 34546 | SH |  | SOLE |  | 0 | 0 | 34546 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 2308057 | 6797 | SH |  | SOLE |  | 0 | 0 | 6797 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 13473244 | 77759 | SH |  | SOLE |  | 0 | 0 | 77759 |
| ISHARES TR | U.S. REAL ES ETF | 464287739 |  | 201102 | 2122 | SH |  | SOLE |  | 0 | 0 | 2122 |
| ISHARES TR | EUROPE ETF | 464287861 |  | 7625989 | 120569 | SH |  | SOLE |  | 0 | 0 | 120569 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 2575483 | 25887 | SH |  | SOLE |  | 0 | 0 | 25887 |
| ISHARES TR | MORNINGSTAR VALU | 464288109 |  | 550291 | 6599 | SH |  | SOLE |  | 0 | 0 | 6599 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 673451 | 6333 | SH |  | SOLE |  | 0 | 0 | 6333 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 2206302 | 23821 | SH |  | SOLE |  | 0 | 0 | 23821 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 20228895 | 193615 | SH |  | SOLE |  | 0 | 0 | 193615 |
| ISHARES TR | ESG MSCI KLD 400 | 464288570 |  | 4992092 | 42976 | SH |  | SOLE |  | 0 | 0 | 42976 |
| ISHARES TR | MBS ETF | 464288588 |  | 9889811 | 105334 | SH |  | SOLE |  | 0 | 0 | 105334 |
| ISHARES TR | INTRM GOV CR ETF | 464288612 |  | 799644 | 7488 | SH |  | SOLE |  | 0 | 0 | 7488 |
| ISHARES TR | 10-20 YR TRS ETF | 464288653 |  | 5119827 | 50392 | SH |  | SOLE |  | 0 | 0 | 50392 |
| ISHARES TR | ESG OPTIMIZED | 464288802 |  | 2165650 | 17086 | SH |  | SOLE |  | 0 | 0 | 17086 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 22408657 | 353003 | SH |  | SOLE |  | 0 | 0 | 353003 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 11584587 | 103434 | SH |  | SOLE |  | 0 | 0 | 103434 |
| ISHARES TR | RUS TP200 VL ETF | 464289420 |  | 386727 | 4594 | SH |  | SOLE |  | 0 | 0 | 4594 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 1548793 | 67397 | SH |  | SOLE |  | 0 | 0 | 67397 |
| ISHARES TR | GNMA BOND ETF | 46429B333 |  | 210477 | 4789 | SH |  | SOLE |  | 0 | 0 | 4789 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 3231850 | 34429 | SH |  | SOLE |  | 0 | 0 | 34429 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 2213388 | 21508 | SH |  | SOLE |  | 0 | 0 | 21508 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 27825677 | 152203 | SH |  | SOLE |  | 0 | 0 | 152203 |
| ISHARES TR | MSCI USA VALUE | 46432F388 |  | 680732 | 6013 | SH |  | SOLE |  | 0 | 0 | 6013 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 697893 | 8360 | SH |  | SOLE |  | 0 | 0 | 8360 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 14671677 | 244406 | SH |  | SOLE |  | 0 | 0 | 244406 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 2736172 | 43335 | SH |  | SOLE |  | 0 | 0 | 43335 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 |  | 1908362 | 48720 | SH |  | SOLE |  | 0 | 0 | 48720 |
| ISHARES INC | EMNG MKTS EQT | 46434G889 |  | 1531847 | 29419 | SH |  | SOLE |  | 0 | 0 | 29419 |
| ISHARES TR | 0-5YR INVT GR CP | 46434V100 |  | 806809 | 15948 | SH |  | SOLE |  | 0 | 0 | 15948 |
| ISHARES TR | CORE TOTAL USD | 46434V613 |  | 17682051 | 382480 | SH |  | SOLE |  | 0 | 0 | 382480 |
| ISHARES TR | CUR HD EURZN ETF | 46434V639 |  | 575856 | 14035 | SH |  | SOLE |  | 0 | 0 | 14035 |
| ISHARES TR | HDG MSCI EAFE | 46434V803 |  | 684836 | 18041 | SH |  | SOLE |  | 0 | 0 | 18041 |
| ISHARES TR | CONV BD ETF | 46435G102 |  | 339947 | 3773 | SH |  | SOLE |  | 0 | 0 | 3773 |
| ISHARES TR | ESG AWRE USD ETF | 46435G193 |  | 7055950 | 303743 | SH |  | SOLE |  | 0 | 0 | 303743 |
| ISHARES TR | ESG AWRE 1 5 YR | 46435G243 |  | 565041 | 22449 | SH |  | SOLE |  | 0 | 0 | 22449 |
| ISHARES TR | MSCI INTL VLU FT | 46435G409 |  | 10210010 | 310429 | SH |  | SOLE |  | 0 | 0 | 310429 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 14394161 | 106387 | SH |  | SOLE |  | 0 | 0 | 106387 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 2407602 | 26985 | SH |  | SOLE |  | 0 | 0 | 26985 |
| ISHARES TR | CORE INTL AGGR | 46435G672 |  | 6265116 | 122629 | SH |  | SOLE |  | 0 | 0 | 122629 |
| ISHARES TR | ESG MSCI LEADR | 46435U218 |  | 7042317 | 64996 | SH |  | SOLE |  | 0 | 0 | 64996 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 |  | 5788661 | 121764 | SH |  | SOLE |  | 0 | 0 | 121764 |
| ISHARES TR | ESG AWARE MSCI | 46435U663 |  | 253064 | 6123 | SH |  | SOLE |  | 0 | 0 | 6123 |
| ISHARES TR | US INFRASTRUC | 46435U713 |  | 376304 | 7650 | SH |  | SOLE |  | 0 | 0 | 7650 |
| ISHARES TR | ESG MSCI EM LDRS | 46436E601 |  | 408110 | 7566 | SH |  | SOLE |  | 0 | 0 | 7566 |
| ISHARES TR | ESG ADV TTL USD | 46436E619 |  | 4560512 | 104719 | SH |  | SOLE |  | 0 | 0 | 104719 |
| ISHARES TR | ESG EAFE ETF | 46436E759 |  | 2829688 | 38013 | SH |  | SOLE |  | 0 | 0 | 38013 |
| ISHARES TR | ESG MSCI USA ETF | 46436E767 |  | 5166278 | 95796 | SH |  | SOLE |  | 0 | 0 | 95796 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 2331837 | 8043 | SH |  | SOLE |  | 0 | 0 | 8043 |
| JABIL INC | COM | 466313103 |  | 371206 | 1702 | SH |  | SOLE |  | 0 | 0 | 1702 |
| J P MORGAN EXCHANGE TRADED F | US MOMENTUM | 46641Q779 |  | 532064 | 8276 | SH |  | SOLE |  | 0 | 0 | 8276 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 961409 | 6294 | SH |  | SOLE |  | 0 | 0 | 6294 |
| JONES LANG LASALLE INC | COM | 48020Q107 |  | 274196 | 1072 | SH |  | SOLE |  | 0 | 0 | 1072 |
| ZIFF DAVIS INC | COM | 48123V102 |  | 205110 | 6776 | SH |  | SOLE |  | 0 | 0 | 6776 |
| KEYSIGHT TECHNOLOGIES INC | COM | 49338L103 |  | 227438 | 1388 | SH |  | SOLE |  | 0 | 0 | 1388 |
| KINROSS GOLD CORP | COM | 496902404 |  | 341828 | 21870 | SH |  | SOLE |  | 0 | 0 | 21870 |
| LPL FINL HLDGS INC | COM | 50212V100 |  | 352097 | 939 | SH |  | SOLE |  | 0 | 0 | 939 |
| ELI LILLY  CO | COM | 532457108 |  | 351568 | 451 | SH |  | SOLE |  | 0 | 0 | 451 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 336240 | 726 | SH |  | SOLE |  | 0 | 0 | 726 |
| MANULIFE FINL CORP | COM | 56501R106 |  | 837224 | 26196 | SH |  | SOLE |  | 0 | 0 | 26196 |
| MARATHON PETE CORP | COM | 56585A102 |  | 538695 | 3243 | SH |  | SOLE |  | 0 | 0 | 3243 |
| MARKEL GROUP INC | COM | 570535104 |  | 475372 | 238 | SH |  | SOLE |  | 0 | 0 | 238 |
| MATSON INC | COM | 57686G105 |  | 355318 | 3191 | SH |  | SOLE |  | 0 | 0 | 3191 |
| MCDONALDS CORP | COM | 580135101 |  | 272010 | 931 | SH |  | SOLE |  | 0 | 0 | 931 |
| MCGRATH RENTCORP | COM | 580589109 |  | 2107697 | 18176 | SH |  | SOLE |  | 0 | 0 | 18176 |
| MCKESSON CORP | COM | 58155Q103 |  | 1479483 | 2019 | SH |  | SOLE |  | 0 | 0 | 2019 |
| MERCADOLIBRE INC | COM | 58733R102 |  | 608976 | 233 | SH |  | SOLE |  | 0 | 0 | 233 |
| METLIFE INC | COM | 59156R108 |  | 907459 | 11284 | SH |  | SOLE |  | 0 | 0 | 11284 |
| MICROSOFT CORP | COM | 594918104 |  | 7686552 | 15453 | SH |  | SOLE |  | 0 | 0 | 15453 |
| MICROCHIP TECHNOLOGY INC. | COM | 595017104 |  | 350654 | 4983 | SH |  | SOLE |  | 0 | 0 | 4983 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 254881 | 2068 | SH |  | SOLE |  | 0 | 0 | 2068 |
| MOOG INC | CL A | 615394202 |  | 201239 | 1112 | SH |  | SOLE |  | 0 | 0 | 1112 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 438145 | 3111 | SH |  | SOLE |  | 0 | 0 | 3111 |
| MOTOROLA SOLUTIONS INC | COM NEW | 620076307 |  | 1277357 | 3038 | SH |  | SOLE |  | 0 | 0 | 3038 |
| NETFLIX INC | COM | 64110L106 |  | 1561426 | 1166 | SH |  | SOLE |  | 0 | 0 | 1166 |
| NETEASE INC | SPONSORED ADS | 64110W102 |  | 379246 | 2818 | SH |  | SOLE |  | 0 | 0 | 2818 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 279007 | 1090 | SH |  | SOLE |  | 0 | 0 | 1090 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 287520 | 2376 | SH |  | SOLE |  | 0 | 0 | 2376 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 2712316 | 17168 | SH |  | SOLE |  | 0 | 0 | 17168 |
| OREILLY AUTOMOTIVE INC | COM | 67103H107 |  | 1200532 | 13320 | SH |  | SOLE |  | 0 | 0 | 13320 |
| OLD DOMINION FREIGHT LINE IN | COM | 679580100 |  | 750313 | 4623 | SH |  | SOLE |  | 0 | 0 | 4623 |
| ORACLE CORP | COM | 68389X105 |  | 1683232 | 7699 | SH |  | SOLE |  | 0 | 0 | 7699 |
| PGIM ETF TR | ACTV HY BD ETF | 69344A206 |  | 208397 | 5872 | SH |  | SOLE |  | 0 | 0 | 5872 |
| PPL CORP | COM | 69351T106 |  | 240280 | 7090 | SH |  | SOLE |  | 0 | 0 | 7090 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 346934 | 2545 | SH |  | SOLE |  | 0 | 0 | 2545 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 2528218 | 34018 | SH |  | SOLE |  | 0 | 0 | 34018 |
| PERDOCEO ED CORP | COM | 71363P106 |  | 309640 | 9472 | SH |  | SOLE |  | 0 | 0 | 9472 |
| P T TELEKOMUNIKASI INDONESIA | SPONSORED ADR | 715684106 |  | 314135 | 18544 | SH |  | SOLE |  | 0 | 0 | 18544 |
| PFIZER INC | COM | 717081103 |  | 320404 | 13218 | SH |  | SOLE |  | 0 | 0 | 13218 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 722145 | 3965 | SH |  | SOLE |  | 0 | 0 | 3965 |
| PHINIA INC | COMMON STOCK | 71880K101 |  | 213596 | 4801 | SH |  | SOLE |  | 0 | 0 | 4801 |
| POOL CORP | COM | 73278L105 |  | 553812 | 1900 | SH |  | SOLE |  | 0 | 0 | 1900 |
| PRINCIPAL FINANCIAL GROUP IN | COM | 74251V102 |  | 287298 | 3617 | SH |  | SOLE |  | 0 | 0 | 3617 |
| PROLOGIS INC. | COM | 74340W103 |  | 255442 | 2430 | SH |  | SOLE |  | 0 | 0 | 2430 |
| PULTE GROUP INC | COM | 745867101 |  | 495662 | 4700 | SH |  | SOLE |  | 0 | 0 | 4700 |
| QUALCOMM INC | COM | 747525103 |  | 400857 | 2517 | SH |  | SOLE |  | 0 | 0 | 2517 |
| QUEST DIAGNOSTICS INC | COM | 74834L100 |  | 215556 | 1200 | SH |  | SOLE |  | 0 | 0 | 1200 |
| RTX CORPORATION | COM | 75513E101 |  | 1030463 | 7057 | SH |  | SOLE |  | 0 | 0 | 7057 |
| RIO TINTO PLC | SPONSORED ADR | 767204100 |  | 420443 | 7208 | SH |  | SOLE |  | 0 | 0 | 7208 |
| SHELL PLC | SPON ADS | 780259305 |  | 923427 | 13115 | SH |  | SOLE |  | 0 | 0 | 13115 |
| S GLOBAL INC | COM | 78409V104 |  | 999215 | 1895 | SH |  | SOLE |  | 0 | 0 | 1895 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 210124 | 340 | SH |  | SOLE |  | 0 | 0 | 340 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 322205 | 1057 | SH |  | SOLE |  | 0 | 0 | 1057 |
| SPDR SERIES TRUST | PORTFOLI S | 78464A805 |  | 269324 | 3596 | SH |  | SOLE |  | 0 | 0 | 3596 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A854 |  | 39505725 | 543482 | SH |  | SOLE |  | 0 | 0 | 543482 |
| SPDR SERIES TRUST | NUVEEN ICE MUNIC | 78468R721 |  | 812011 | 18178 | SH |  | SOLE |  | 0 | 0 | 18178 |
| SPDR SERIES TRUST | NUVEEN ICE SHORT | 78468R739 |  | 237763 | 4971 | SH |  | SOLE |  | 0 | 0 | 4971 |
| SAP SE | SPON ADR | 803054204 |  | 1022992 | 3364 | SH |  | SOLE |  | 0 | 0 | 3364 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 692238 | 7587 | SH |  | SOLE |  | 0 | 0 | 7587 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 17285804 | 743795 | SH |  | SOLE |  | 0 | 0 | 743795 |
| SONY GROUP CORP | SPONSORED ADR | 835699307 |  | 893402 | 34322 | SH |  | SOLE |  | 0 | 0 | 34322 |
| SPROUTS FMRS MKT INC | COM | 85208M102 |  | 389209 | 2364 | SH |  | SOLE |  | 0 | 0 | 2364 |
| SUNCOKE ENERGY INC | COM | 86722A103 |  | 224345 | 26117 | SH |  | SOLE |  | 0 | 0 | 26117 |
| SYNCHRONY FINANCIAL | COM | 87165B103 |  | 548403 | 8217 | SH |  | SOLE |  | 0 | 0 | 8217 |
| SYSCO CORP | COM | 871829107 |  | 316063 | 4173 | SH |  | SOLE |  | 0 | 0 | 4173 |
| TJX COS INC NEW | COM | 872540109 |  | 398749 | 3229 | SH |  | SOLE |  | 0 | 0 | 3229 |
| T-MOBILE US INC | COM | 872590104 |  | 663316 | 2784 | SH |  | SOLE |  | 0 | 0 | 2784 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 4065269 | 17949 | SH |  | SOLE |  | 0 | 0 | 17949 |
| TENET HEALTHCARE CORP | COM NEW | 88033G407 |  | 654368 | 3718 | SH |  | SOLE |  | 0 | 0 | 3718 |
| TERADATA CORP DEL | COM | 88076W103 |  | 282512 | 12663 | SH |  | SOLE |  | 0 | 0 | 12663 |
| TESLA INC | COM | 88160R101 |  | 2238868 | 7048 | SH |  | SOLE |  | 0 | 0 | 7048 |
| TRACTOR SUPPLY CO | COM | 892356106 |  | 1334606 | 25291 | SH |  | SOLE |  | 0 | 0 | 25291 |
| TRANSUNION | COM | 89400J107 |  | 214984 | 2443 | SH |  | SOLE |  | 0 | 0 | 2443 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 328004 | 1226 | SH |  | SOLE |  | 0 | 0 | 1226 |
| TRIMBLE INC | COM | 896239100 |  | 588313 | 7743 | SH |  | SOLE |  | 0 | 0 | 7743 |
| TWILIO INC | CL A | 90138F102 |  | 484009 | 3892 | SH |  | SOLE |  | 0 | 0 | 3892 |
| TYLER TECHNOLOGIES INC | COM | 902252105 |  | 256107 | 432 | SH |  | SOLE |  | 0 | 0 | 432 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 421809 | 4521 | SH |  | SOLE |  | 0 | 0 | 4521 |
| UBIQUITI INC | COM | 90353W103 |  | 218586 | 531 | SH |  | SOLE |  | 0 | 0 | 531 |
| UNITED AIRLS HLDGS INC | COM | 910047109 |  | 375854 | 4720 | SH |  | SOLE |  | 0 | 0 | 4720 |
| UNITED RENTALS INC | COM | 911363109 |  | 1351600 | 1794 | SH |  | SOLE |  | 0 | 0 | 1794 |
| US FOODS HLDG CORP | COM | 912008109 |  | 361485 | 4694 | SH |  | SOLE |  | 0 | 0 | 4694 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 413394 | 1325 | SH |  | SOLE |  | 0 | 0 | 1325 |
| VALERO ENERGY CORP | COM | 91913Y100 |  | 494666 | 3680 | SH |  | SOLE |  | 0 | 0 | 3680 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 682603 | 8826 | SH |  | SOLE |  | 0 | 0 | 8826 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 2369373 | 41561 | SH |  | SOLE |  | 0 | 0 | 41561 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 933615 | 18876 | SH |  | SOLE |  | 0 | 0 | 18876 |
| VANGUARD SCOTTSDALE FDS | LONG TERM TREAS | 92206C847 |  | 469275 | 8362 | SH |  | SOLE |  | 0 | 0 | 8362 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 24646400 | 502680 | SH |  | SOLE |  | 0 | 0 | 502680 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 354451 | 624 | SH |  | SOLE |  | 0 | 0 | 624 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 261641 | 935 | SH |  | SOLE |  | 0 | 0 | 935 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 641925 | 2250 | SH |  | SOLE |  | 0 | 0 | 2250 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 884691 | 2018 | SH |  | SOLE |  | 0 | 0 | 2018 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 680626 | 3851 | SH |  | SOLE |  | 0 | 0 | 3851 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 424878 | 1398 | SH |  | SOLE |  | 0 | 0 | 1398 |
| VERISIGN INC | COM | 92343E102 |  | 328654 | 1138 | SH |  | SOLE |  | 0 | 0 | 1138 |
| VISA INC | COM CL A | 92826C839 |  | 2265929 | 6382 | SH |  | SOLE |  | 0 | 0 | 6382 |
| WD 40 CO | COM | 929236107 |  | 2416842 | 10596 | SH |  | SOLE |  | 0 | 0 | 10596 |
| WABTEC | COM | 929740108 |  | 221911 | 1060 | SH |  | SOLE |  | 0 | 0 | 1060 |
| WALMART INC | COM | 931142103 |  | 482521 | 4935 | SH |  | SOLE |  | 0 | 0 | 4935 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 2618963 | 32688 | SH |  | SOLE |  | 0 | 0 | 32688 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 3806646 | 58099 | SH |  | SOLE |  | 0 | 0 | 58099 |
| ZOETIS INC | CL A | 98978V103 |  | 1008996 | 6470 | SH |  | SOLE |  | 0 | 0 | 6470 |
| ZTO EXPRESS CAYMAN INC | SPONSORED ADS A | 98980A105 |  | 226153 | 12741 | SH |  | SOLE |  | 0 | 0 | 12741 |
| AON PLC | SHS CL A | G0403H108 |  | 255083 | 715 | SH |  | SOLE |  | 0 | 0 | 715 |
| CREDICORP LTD | COM | G2519Y108 |  | 388478 | 1738 | SH |  | SOLE |  | 0 | 0 | 1738 |
| CRH PLC | ORD | G25508105 |  | 375554 | 4091 | SH |  | SOLE |  | 0 | 0 | 4091 |
| APTIV PLC | COM SHS | G3265R107 |  | 261283 | 3830 | SH |  | SOLE |  | 0 | 0 | 3830 |
| JOHNSON CTLS INTL PLC | SHS | G51502105 |  | 452793 | 4287 | SH |  | SOLE |  | 0 | 0 | 4287 |
| LINDE PLC | SHS | G54950103 |  | 448536 | 956 | SH |  | SOLE |  | 0 | 0 | 956 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 959742 | 11010 | SH |  | SOLE |  | 0 | 0 | 11010 |
| WHITE MTNS INS GROUP LTD | COM | G9618E107 |  | 386080 | 215 | SH |  | SOLE |  | 0 | 0 | 215 |
| ALCON AG | ORD SHS | H01301128 |  | 450581 | 5104 | SH |  | SOLE |  | 0 | 0 | 5104 |
| SPOTIFY TECHNOLOGY S A | SHS | L8681T102 |  | 451196 | 588 | SH |  | SOLE |  | 0 | 0 | 588 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 770937 | 962 | SH |  | SOLE |  | 0 | 0 | 962 |
| NXP SEMICONDUCTORS N V | COM | N6596X109 |  | 253230 | 1159 | SH |  | SOLE |  | 0 | 0 | 1159 |
| FLEX LTD | ORD | Y2573F102 |  | 760431 | 15233 | SH |  | SOLE |  | 0 | 0 | 15233 |

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