# EDGAR Filing Document

**Accession Number:** 0001068204
**File Stem:** 0000930413-23-000037
**Filing Date:** 2023-1
**Character Count:** 12306
**Document Hash:** 39306cae6db636b7ba3b88e04787e64b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000930413-23-000037.hdr.sgml**: 20230109

**ACCESSION NUMBER**: 0000930413-23-000037

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20230109

**DATE AS OF CHANGE**: 20230109

**EFFECTIVENESS DATE**: 20230109

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** TIAA-CREF LIFE FUNDS
- **CENTRAL INDEX KEY:** 0001068204
- **IRS NUMBER:** 000000000
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-61759
- **FILM NUMBER:** 23516593

**BUSINESS ADDRESS:**
- **STREET 1:** 730 THIRD AVE
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10017
- **BUSINESS PHONE:** 212-490-9000

**MAIL ADDRESS:**
- **STREET 1:** 730 THIRD AVE
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10017

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** TIAA CREF LIFE FUND
- **DATE OF NAME CHANGE:** 19980813

## Series and Classes Contracts Data

### Growth Equity Fund (Series ID: S000005088)

---

|  |  |  |
|:---|:---|:---|
| Class Name         | Ticker Symbol | Class ID   |
| Growth Equity Fund | TLGQX         | C000013875 |

---

### Money Market Fund (Series ID: S000005089)

---

|  |  |  |
|:---|:---|:---|
| Class Name        | Ticker Symbol | Class ID   |
| Money Market Fund | TLMXX         | C000013876 |

---

### Growth & Income Fund (Series ID: S000005090)

---

|  |  |  |
|:---|:---|:---|
| Class Name           | Ticker Symbol | Class ID   |
| Growth & Income Fund | TLGWX         | C000013877 |

---

### International Equity Fund (Series ID: S000005091)

---

|  |  |  |
|:---|:---|:---|
| Class Name                | Ticker Symbol | Class ID   |
| International Equity Fund | TLINX         | C000013878 |

---

### Large-Cap Value Fund (Series ID: S000005092)

---

|  |  |  |
|:---|:---|:---|
| Class Name           | Ticker Symbol | Class ID   |
| Large-Cap Value Fund | TLLVX         | C000013879 |

---

### Small-Cap Equity Fund (Series ID: S000005093)

---

|  |  |  |
|:---|:---|:---|
| Class Name            | Ticker Symbol | Class ID   |
| Small-Cap Equity Fund | TLEQX         | C000013880 |

---

### Stock Index Fund (Series ID: S000005094)

---

|  |  |  |
|:---|:---|:---|
| Class Name       | Ticker Symbol | Class ID   |
| Stock Index Fund | TLSTX         | C000013881 |

---

### Social Choice Equity Fund (Series ID: S000005095)

---

|  |  |  |
|:---|:---|:---|
| Class Name                | Ticker Symbol | Class ID   |
| Social Choice Equity Fund | TLCHX         | C000013882 |

---

### Real Estate Securities Fund (Series ID: S000005096)

---

|  |  |  |
|:---|:---|:---|
| Class Name                  | Ticker Symbol | Class ID   |
| Real Estate Securities Fund | TLRSX         | C000013883 |

---

### Core Bond Fund (Series ID: S000005097)

---

|  |  |  |
|:---|:---|:---|
| Class Name     | Ticker Symbol | Class ID   |
| Core Bond Fund | TLBDX         | C000013884 |

---

### Balanced Fund (Series ID: S000043737)

---

|  |  |  |
|:---|:---|:---|
| Class Name    | Ticker Symbol | Class ID   |
| Balanced Fund | TLBAX         | C000135632 |

---

## Series and Classes Contracts Data

### Growth Equity Fund (Series ID: S000005088)

| Class ID   | Class Name         | Ticker Symbol   |
|:---|:---|:---|
| C000013875 | Growth Equity Fund | TLGQX           |

### Money Market Fund (Series ID: S000005089)

| Class ID   | Class Name        | Ticker Symbol   |
|:---|:---|:---|
| C000013876 | Money Market Fund | TLMXX           |

### Growth & Income Fund (Series ID: S000005090)

| Class ID   | Class Name           | Ticker Symbol   |
|:---|:---|:---|
| C000013877 | Growth & Income Fund | TLGWX           |

### International Equity Fund (Series ID: S000005091)

| Class ID   | Class Name                | Ticker Symbol   |
|:---|:---|:---|
| C000013878 | International Equity Fund | TLINX           |

### Large-Cap Value Fund (Series ID: S000005092)

| Class ID   | Class Name           | Ticker Symbol   |
|:---|:---|:---|
| C000013879 | Large-Cap Value Fund | TLLVX           |

### Small-Cap Equity Fund (Series ID: S000005093)

| Class ID   | Class Name            | Ticker Symbol   |
|:---|:---|:---|
| C000013880 | Small-Cap Equity Fund | TLEQX           |

### Stock Index Fund (Series ID: S000005094)

| Class ID   | Class Name       | Ticker Symbol   |
|:---|:---|:---|
| C000013881 | Stock Index Fund | TLSTX           |

### Social Choice Equity Fund (Series ID: S000005095)

| Class ID   | Class Name                | Ticker Symbol   |
|:---|:---|:---|
| C000013882 | Social Choice Equity Fund | TLCHX           |

### Real Estate Securities Fund (Series ID: S000005096)

| Class ID   | Class Name                  | Ticker Symbol   |
|:---|:---|:---|
| C000013883 | Real Estate Securities Fund | TLRSX           |

### Core Bond Fund (Series ID: S000005097)

| Class ID   | Class Name     | Ticker Symbol   |
|:---|:---|:---|
| C000013884 | Core Bond Fund | TLBDX           |

### Balanced Fund (Series ID: S000043737)

| Class ID   | Class Name    | Ticker Symbol   |
|:---|:---|:---|
| C000135632 | Balanced Fund | TLBAX           |

---

| | | |
|:---|:---|:---|
| ![](x2_c105190x1x1.jpg) | &nbsp;&nbsp;**TIAA-CREF<br> Life Funds** | &nbsp;&nbsp;**Supplement** |
| ![](x2_c105190x1x1.jpg) |  |  |

---

TIAA-CREF Life Funds

SUPPLEMENT NO. 3<br> dated January 9, 2023<br> to the Statement of Additional Information ("SAI")<br> dated May 1, 2022, as supplemented through November 8, 2022

*At the Board of Trustees of the TIAA-CREF Life Funds (the "Trust") meeting held on December 6, 2022, Joseph A. Carrier and Nicole Thorne Jenkins were elected to serve as new Trustees of the Trust effective January 1, 2023.*

*Therefore, effective immediately, the total number of Trustees as set forth in the first sentence of the first paragraph currently appearing under the sub-section entitled "Board leadership structure and related matters" of the sub-section entitled "The Board of Trustees" of the section entitled "Management of the Trust" on page 40 of the SAI is hereby increased from nine to eleven.*

*Effective immediately, the following entries are hereby added in the "Disinterested Trustees" chart currently appearing under the section entitled "Management of the Trust" beginning on page 42 of the SAI:*

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Name, address and**<br> **year of birth ("YOB")** | **Position(s) held**<br> **with registrant** | **Term of office**<br> **and length of**<br> **time served** | **Principal occupation(s) during past 5 years and**<br> **other relevant experience and qualifications** | **Number of**<br> **portfolios**<br> **in fund**<br> **complex**<br> **overseen**<br> **by Trustee** | **Other directorships and positions**<br> **held by Trustee** |
| Joseph A. Carrier<br> c/o Corporate Secretary<br> 730 Third Avenue<br> New York, NY 10017-3206<br> YOB: 1960 | Trustee | Indefinite term.<br> Trustee since<br> 2023. | Senior Vice President, Enterprise Risk Management, Franklin Resources, Inc. (2020–2022). Senior Managing Director, Chief Risk Officer and Chief Audit Executive, Legg Mason, Inc. (2008–2020).<br>Mr. Carrier has particular experience in investment management, risk management, and finance. | 88 | Director, Franklin Templeton Irish Funds; Board Member, Cal Ripken, Sr. Foundation; Advisory Board Member, Loyola University Maryland, Sellinger School of Business and Management. |
| Nicole Thorne Jenkins<br> c/o Corporate Secretary<br> 730 Third Avenue<br> New York, NY 10017-3206<br> YOB: 1970 | Trustee | Indefinite term.<br> Trustee since<br> 2023. | John A. Griffin Dean of the McIntire School of Commerce at the University of Virginia (2020–present). Vice Dean (2016–2020), Von Allmen Chaired Professor of Accountancy (2017–2020), Associate Professor and EY Research Fellow (2012–2017), Gatton College of Business and Economics at the University of Kentucky.<br>Ms. Thorne Jenkins has particular experience in higher education, accounting, finance, and social impact. She is licensed as a certified public accountant in the State of Maryland. | 88 | Trustee and Audit Committee Member, Strada Education Network. |

---

*Effective immediately, the following entries are hereby added to the chart currently appearing under the sub-section entitled "Equity ownership of the Trustees" of the section entitled "Management of the Trust" on page 45 of the SAI:*

---

| | | |
|:---|:---|:---|
| **Name** | **Dollar range of equity**<br> **securities in the registrant** | **Aggregate dollar range of equity securities in all registered investment**<br> **companies overseen in family of investment companies** |
| Joseph A. Carrier | None | None |
| Nicole Thorne Jenkins | None | None |

---

*Effective immediately, the following hereby replaces in its entirety the table set forth under the sub-section entitled "Trustee and officer compensation" of the section entitled "Management of the Trust" on page 45 of the SAI:*

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Name** | **Aggregate<br> compensation<br> from the registrant** | **<sup>1</sup>** | **Long-term compensation<br> accrued as part of<br> registrant expenses** | **<sup>2</sup>** | **Total compensation<br> paid from TIAA-CREF<br> Fund Complex** |
| Forrest Berkley<sup>3</sup> | $1329.63 |  | $359.36 |  | $390000.00 |
| Joseph A. Boateng | 1329.64 |  | 359.36 |  | 370000.00 |
| Joseph A. Carrier<sup>5</sup> |  |  |  |  |  |
| Janice C. Eberly<sup>3</sup> | 1329.63 |  | 359.36 |  | 390000.00 |
| Nancy A. Eckl | 1509.34 |  | 359.36 |  | 460000.00 |
| Michael A. Forrester<sup>3</sup> | 1473.37 |  | 359.36 |  | 410000.00 |
| Howell E. Jackson<sup>3</sup> | 1365.31 |  | 359.36 |  | 445000.00 |
| Nicole Thorne Jenkins<sup>5</sup> |  |  |  |  |  |
| Thomas J. Kenny<sup>3</sup> | 1760.86 |  | 359.36 |  | 510000.00 |
| James M. Poterba<sup>3</sup> | 1509.31 |  | 359.36 |  | 440000.00 |
| Maceo K. Sloan<sup>4</sup> | 1437.44 |  | 359.36 |  | 400000.00 |
| Laura T. Starks<sup>4</sup> | 1329.64 |  | 359.36 |  | 370000.00 |
| Loren M. Starr<sup>5</sup> |  |  |  |  |  |

---

<sup>1</sup> Compensation figures include cash and amounts deferred under both the long-term compensation plan and optional deferred compensation plan described below.

<sup>2</sup> Amounts deferred under the long-term compensation plan described below.

<sup>3</sup> A portion of this compensation was not actually paid based on the prior election of the Trustee to defer receipt of payment in accordance with the provisions of a deferred compensation plan for non-officer Trustees described below. For the fiscal year ended December 31, 2021, Mr. Berkley elected to defer $290,000, Prof. Eberly elected to defer $290,000, Mr. Forrester elected to defer $310,000, Prof. Jackson elected to defer $34,500, Mr. Kenny elected to defer $123,000 and Prof. Poterba elected to defer $340,000 of total compensation from the TIAA-CREF Fund Complex.

<sup>4</sup> Effective January 6, 2022, Prof. Starks no longer serves as a Trustee. Effective September 13, 2022, Mr. Sloan no longer serves as a Trustee. Mr. Sloan currently serves as a consultant to the Boards of Trustees of the TIAA-CREF Funds and TIAA-CREF Life Funds, subject to terms agreed upon with those Boards.

<sup>5</sup> Joseph A. Carrier, Nicole Thorne Jenkins and Loren M. Starr did not serve as Trustees and received no compensation for the fiscal year ended December 31, 2021.

*Joseph A. Carrier will serve as a member of the Investment and Operations Committees. Effective immediately, Joseph A. Carrier is hereby added to the lists of current trustees of such committees in sections (2) and (5) currently appearing under the sub-section entitled "Board committees" of the section entitled "Management of the Trust" beginning on page 46 of the SAI.*

*Nicole Thorne Jenkins will serve as a member of the Audit and Compliance and Investment Committees. Effective immediately, Nicole Thorne Jenkins is hereby added to the lists of current trustees of such committees in sections (1) and (2) currently appearing under the sub-section entitled "Board committees" of the section entitled "Management of the Trust" beginning on page 46 of the SAI.*

A41366 (1/23)